Podcasts about Quad Cities

In this bonus podcast, we sit down with Matt Booth, a published author and Attitude Expert. Matt will be the keynote speaker at our 2025 Spring Conference (May 15 & 16) in Quad Cities, Iowa. In this episode, we learn from Matt about how your business success begins with adjusting your attitude. This episode is sponsored by ⁠⁠⁠⁠Johnson Manufacturing⁠⁠ and ⁠⁠4RFasteners.⁠⁠

Readings from the Quad City Times. The volunteer Voices of IRIS read newspapers aloud to keep over 11,000 blind and print disabled listeners informed and connected to their communities. Learn more at IowaRadioReading.org

In this week's episode, host Marc Zyla sits down with Jared Johnson, the General Manager of WVIK QuadCities NPR, as they delve into the heart of public media, particularly its vital role in our Quad Cities community during challenging times.

Easter events start to blossom this weekend in and around the Quad-Cities. Find out about some of those happenings and more in this week's Weekend in 2 Minutes!

Readings from the Quad City Times. The volunteer Voices of IRIS read newspapers aloud to keep over 11,000 blind and print disabled listeners informed and connected to their communities. Learn more at IowaRadioReading.org

Readings from the Quad City Times. The volunteer Voices of IRIS read newspapers aloud to keep over 11,000 blind and print disabled listeners informed and connected to their communities. Learn more at IowaRadioReading.org

Readings from the Quad City Times. The volunteer Voices of IRIS read newspapers aloud to keep over 11,000 blind and print disabled listeners informed and connected to their communities. Learn more at IowaRadioReading.org

Readings from the Quad City Times. The volunteer Voices of IRIS read newspapers aloud to keep over 11,000 blind and print disabled listeners informed and connected to their communities. Learn more at IowaRadioReading.org

Pro Bono Work in the Quad Cities

Readings from the Quad City Times. The volunteer Voices of IRIS read newspapers aloud to keep over 11,000 blind and print disabled listeners informed and connected to their communities. Learn more at IowaRadioReading.org

 We had a great time talking with Lauren about music as the constant in her life, wearing every single hat as a working musician, and females with huge voices who don't hold back (likeLauren!). We also geek out over arts and crafts!    This soulful rocker, originally from Chicago, has had a passion for singing throughout her entirelife. Growing up in a household that was rich in music, her influences were widely varied from artists such as Susan Tedeschi, Bonnie Raitt, The Pointer Sisters, Eva Cassidy, Etta James, Joss Stone, Kelly Clarkson, and many more.   Despite these modern musical influences, Lauren was classically trained throughout most of her early life. She began classical piano lessons at the age of 8, was an active member of several choirs and began taking classical voice lessons when she began high school. She eventually took her love of singing to the Quad Cities and obtained a Bachelor's degree in music with an emphasis on voice at Augustana College. During her college years she spent a summer living inNovafeltria, Italy, learning the language and touring and studying opera. Initially she planned on becoming an opera singer, but quickly realized that rock and soul music were more her style.    Since moving to Nashville, Lauren has continued to tour and release new music. Her album, “Love on the Rocks” that was released in the summer of 2021 debuted at #14 on the BillboardBlues Chart, #4 on Roots Music Report & #21 on the NACC Blues Charts. Anderson has opened for bands such as Beth Hart, Ana Popovic and Mike Zito. Zito was also a featured artist on her sophomore album, on the tune "Back to Chicago". She just released her third full-length album, “Burn it all Down”, which features Albert Castiglia on the track “Zombie Blues” and JohnSalaway on “Hit The Spot.”   Check her out here:  Website: laurenandersonmusic.com  IG: laurenandersonmusic  FB: Lauren Anderson     

Sean Moeller is a legendary figure in the world of American music, and is now an author as well. Sean ran the iconic music website, Daytrotter, which featured live-to-tape sessions of some of music's greatest acts. Now, the Quad Cities-based Sean has written Plain Clothes Hamburglar, a collection of fascinating writing, out now on the press Rejection Letters. Sean and I talk music, talk writing, talk the midwest, and more - Sean also reads a selection from his book. You won't want to miss this very exciting episode. Thank you, Sean; and thank you, listener! Sean on Insta: https://www.instagram.com/moellernights/ Sean on X: https://x.com/moellernights Sean's new book: https://asterismbooks.com/product/plain-clothes-hamburlgar

Edward's sacrifice in Azazel's dimension transforms him into a beacon of power, enabling the team to confront Oni's true form within a twisted shadow replica of Quad City.   https://linktr.ee/sngllc   Credit: Quad City Logo by Laura Hibbard Music: A World's Worth of Work by Roxana Rose https://open.spotify.com/artist/73lOdk3vr2tEOznvuy6ag9?si=ddJ6PLuyQZ2BIpsbOPccog

Knight Owl faces Oni in a desperate one-on-one battle atop Shogunate Tower after sacrificing his Raptor mech armor.   https://linktr.ee/sngllc   Credit: Quad City Logo by Laura Hibbard Music: A World's Worth of Work by Roxana Rose https://open.spotify.com/artist/73lOdk3vr2tEOznvuy6ag9?si=ddJ6PLuyQZ2BIpsbOPccog

00000195-a410-d441-abdf-b7d166f10000https://www.wvik.org/podcast/good-morning-from-wvik-news/2025-03-17/quad-cities-area-congresswoman-miller-meeks-backs-bill-t-reverse-ban-on-carcinogen-tceJoseph LeahyQuad Cities Area Congresswoman Miller-Meeks Backs Bill To Reverse Ban On C

As Knight Owl rallies his allies in a climactic war room briefing, dimensional rifts tear through Quad City, signaling the Shogunate's final push for domination. While allies engage at key rifts across the city, the core team embarks on a daring mission to Shogunate Tower.   https://linktr.ee/sngllc   Credit: Quad City Logo by Laura Hibbard Music: A World's Worth of Work by Roxana Rose https://open.spotify.com/artist/73lOdk3vr2tEOznvuy6ag9?si=ddJ6PLuyQZ2BIpsbOPccog

The team confronts the Altar of Ascension, where Edward resists Azazel's manipulation to secure the shard, only to face betrayal.   https://linktr.ee/sngllc   Credit: Quad City Logo by Laura Hibbard Music: A World's Worth of Work by Roxana Rose https://open.spotify.com/artist/73lOdk3vr2tEOznvuy6ag9?si=ddJ6PLuyQZ2BIpsbOPccog

We're diving deep into the transformative power of cultural exchange, as our guest, Emerald Johnson from the Iowa Resource for International Service, shares her insights on what it means to welcome someone from across the globe into your home. Discover how hosting fosters unforgettable connections, bringing families together through shared experiences. You'll hear heartwarming stories about students experiencing their first snowfall or traditional Midwest community events, showcasing the bond formed between locals and exchange students. These interactions do more than illuminate cultural differences; they create lasting friendships that transcend borders.Emerald discusses the incredible impact these programs have on both the students and the communities they visit, opening minds to new possibilities and fostering understanding in an increasingly connected world. If you've ever considered becoming a host family or simply want to learn more about cultural diplomacy, this episode is packed with insights and inspiration. Ready to broaden your worldview and create lasting memories? Tune in and embrace the enriching adventure of hosting an international student! Don't forget to subscribe, share your thoughts, and consider joining the vibrant community of host families.IRIS: https://www.iris-center.org/QC, That's Where is a podcast powered by Visit Quad Cities. Through the people, partnerships, and personalities woven throughout the Quad Cities region, you'll meet real Quad Citizens and hear the untold stories of the region.Follow Visit Quad Cities on social media and never miss an episode of #QCThatsWhere.FacebookInstagramLinkedInX

The team ventures into the treacherous Whispering Grove led by Edward and the Veilshard, inching closer to the next shard.   https://linktr.ee/sngllc   Credit: Quad City Logo by Laura Hibbard Music: A World's Worth of Work by Roxana Rose https://open.spotify.com/artist/73lOdk3vr2tEOznvuy6ag9?si=ddJ6PLuyQZ2BIpsbOPccog

Knight Owl and ShadowStrike lead the team to a perilous sniper training ground, navigating deadly traps and precise fire to corner the enigmatic marksman, Killshot.   https://linktr.ee/sngllc   Credit: Quad City Logo by Laura Hibbard Music: A World's Worth of Work by Roxana Rose https://open.spotify.com/artist/73lOdk3vr2tEOznvuy6ag9?si=ddJ6PLuyQZ2BIpsbOPccog

Send us a textIn this month's episode, Beth, Brittany, and Stephanie talk about their favorite plant and gardening themed books because Seed Library Season is upon us! March is also Women's History Month, so tune in to hear our librarians' reading recommendations to celebrate and learn about prominent U.S. women. Some upcoming programs:Adults: Women Inventors of the Quad Cities and Beyond - Wednesday, March 26th @ 6:30pm | Eastern  Tweens/Teens: Teen Hunger Games Party - Saturday, March 15th @ 3pm | Fairmount  Kids: Frog Party - Thursday, March 20th @ 1pm | Eastern To find out what books were mentioned in this episode, visit our Checked In LibGuide!Helpful links from our discussion:Seed LibraryPatent and Trademark Resources CenterYouth Media Awards | ALAWomen's History Posts | Special Collections BlogKanopyLibrary Links:Library Social Worker - Do you need help navigating government benefits, affordable housing, or unemployment? Are you wondering what resources are available for you and your family? The Library Social Worker can work with you to navigate these challenges.Calendar of Events - Learn more about the events discussed in this episode and about what is coming up at the Library!Library Catalog - Place holds on all of the books discussed today!Beanstack - Sign up to participate in our reading challenges!2025 Online Reading Challenge

00000195-6674-d0e7-a9f7-6f77215e0000https://www.wvik.org/podcast/good-morning-from-wvik-news/2025-03-05/national-weather-service-issues-winter-weather-advisory-and-high-wind-warning-for-quad-citiesJoseph LeahyNational Weather Service Issues Winter Weather Advisory and High Wind Warn

00000195-6199-d86a-abdf-ed99462d0000https://www.wvik.org/podcast/good-morning-from-wvik-news/2025-03-04/quad-city-leaders-give-update-on-passenger-rail-service-to-chicagoJoseph LeahyQuad City Leaders Give Update On Passenger Rail Service To Chicago

Stephanie Swane, publisher of Modernist Cuisine, as well as Laura Meyer, owner and operator of Pizzeria Da Laura in Berkeley, California, join the show (3:53). Stephanie and Laura discuss how they became acquainted, their new joint venture, Fork to Future, and what they have planned for Women's Pizza Month. Laura also talks about founding Pizzeria Da Laura and competing on the international stage, while Stephanie shares how she became so deeply embedded in the pizza community, as well as her new IG Live spin-off series, Any Way You Slice It. Later in the show, Brian Hernandez joins for a Style Guide segment diving into Quad-City-style pizza (47:32). Laura Meyer on Instagram: @eccomicupi Stephanie Swane on Instagram: @sswane Any Way You Slice It IG: @anyway.u.sliceit Further Quad-Cities Reading: https://www.pmq.com/quad-cities-style-pizza/

Descending into the haunted depths of Ainsworth Psychiatric Hospital, the team confronts Dr. Emory Carver who is bound to a shard of the Veilmirror.   https://linktr.ee/sngllc   Credit: Quad City Logo by Laura Hibbard Music: A World's Worth of Work by Roxana Rose https://open.spotify.com/artist/73lOdk3vr2tEOznvuy6ag9?si=ddJ6PLuyQZ2BIpsbOPccog

In this engaging episode of What's Happenin' QC, we sit down with Tara Malnar, co-founder of The ARTery in Rock Island, to delve into the heart of the gallery's mission and its dedication to fostering a vibrant art community in the Quad Cities

As shocking revelations emerge about ShadowStrike's origins and connections to Quad City Tech, the team is left grappling with the weight of a deeper conspiracy.   https://linktr.ee/sngllc   Credit: Quad City Logo by Laura Hibbard Music: A World's Worth of Work by Roxana Rose https://open.spotify.com/artist/73lOdk3vr2tEOznvuy6ag9?si=ddJ6PLuyQZ2BIpsbOPccog

Lifting the Cloud: Transcranial Magnetic Stimulation and the Treatment of Major DepressionThis episode provides an in-depth exploration of Transcranial Magnetic Stimulation (TMS) and its impact on psychiatric disorders.  TMS has demonstrated effectiveness in numerous clinical trials and serves as a valuable adjunct to traditional therapy. Designed for clinicians and mental health professionals and those they serve, this podcast offers insights into:Identifying appropriate patient populations for TMS therapy.  Understanding the TMS treatment process from start to finish.  Exploring the role of neuromodulation in reshaping brain function for long-term improvement.  Reviewing clinical outcome data supporting TMS in the treatment of major depressive disorder.  Gain a deeper understanding of how TMS and neuromodulation techniques are advancing the field of functional neuropsychiatry and providing new hope for patients. Objectives: Identify appropriate patient populations for Transcranial Magnetic Stimulation (TMS) treatment of psychiatric disorders.Describe the treatment process of Transcranial Magnetic Stimulation. Describe possible adverse events associated with Transcranial Magnetic Stimulation.Explain how neuromodulation techniques impact long-term changes in brain network functioning.Discuss clinical outcome data for Transcranial Magnetic Stimulation treatment. Guests: Dr. Henry Emerle, MDDr. Rich Whitaker, PhDBios: Dr. Rich Whitaker began his career in the Quad Cities in 1994 as a doctoral intern at the historic Marriage and Family Counseling Service in Rock Island, Illinois as part of his Ph.D. in Marriage and Family Therapy from Brigham Young University. Since that pivotal year, Dr. Whitaker has pursued a career in community mental health, providing services, supervision, and executive administration at community mental health centers in Grand Island, Nebraska (9 years as COO) and Jasper, Indiana (12 years as CFO). Since January 2017, Rich has served as the CEO of Vera French Community Mental Health Center in Davenport, Iowa.  In addition to serving as a Director of Region 7 on the Board of the National Council for Mental Wellbeing, Dr. Whitaker also serves as a Government Relations Committee member for the Iowa Association of Community Providers, as a Board member of Churches United in the Quad Cities, and as a member of the Eastern Iowa MHDS Regional Advisory Committee.Rich and Miriam are the parents of 3 daughters and one son and the proud grandparents of a growing number of highly intelligent and multi-talented grandchildren. In his spare time, Rich enjoys family time, all types of sports and exercise, singing with the Quad City Singers, and service in the church and community.Henry Emerle, MD completed his medical school training at the University of Illinois College of Medicine at Urbana-Champaign, IL.  He completed Psychiatry Residency training as well as Geriatric Psychiatry Fellowship training at the University of Michigan in Ann Arbor, MI. He is the Medical Director at Vera French Community Mental Health Center.   He enjoys spending time with his family exploring the many charming towns in Iowa along the Mississippi River. References: Cash RFH, Cocchi L, Lv J, Fitzgerald PB, Zalesky A. Functional Magnetic Resonance Imaging–Guided Personalization of Transcranial Magnetic Stimulation Treatment for Depression. JAMA Psychiatry. 2021;78(3):337–339. doi:10.1001/jamapsychiatry.2020.3794Jannati, A., Oberman, L.M., Rotenberg, A. et al. Assessing the mechanisms of brain plasticity by transcranial magnetic stimulation. Neuropsychopharmacol. 48, 191–208 (2023). https://doi.org/10.1038/s41386-022-01453-8Pitcher, D., Parkin, B., & Walsh, V. (2021). Transcranial magnetic stimulation and the understanding of behavior. Annual Review of Psychology, 72, 97-121. https://doi.org/10.1146/annurev-psych-081120-013144Sequenced Treatment Alternatives to Relieve Depression (STAR*D) Study (n.d.) https://www.nimh.nih.gov/funding/clinical-research/practical/stard

Captivating and unique, Books & Meows is not your average spot for coffee and cuddles. This podcast episode dives deep into the establishment's heart, exploring how Nicole Puryear has created a sanctuary blending feline friendlies with the love of reading. Nicole shares the journey behind opening her cat lounge, emphasizing its mission to promote children's literacy while providing a home for adoptable cats from the Humane Society. You will hear how Books & Meows serves as an educational hub where kids can engage with animals, develop empathy, and thrive in a nurturing environment.Visitors can immerse themselves in the cozy atmosphere filled with cats running around, enriching their experience whether they're there to read, color, or simply connect with furry friends. Nicole discusses her dreams for the future—envisioning even more ways to engage the community, host interactive educational programming, and expand partnerships that emphasize the importance of childhood literacy. Through firsthand accounts and inspirational stories, this episode offers insight into the communal spirit and the unique place Books & Meows holds in the heart of the Quad Cities. Join us for a discussion that highlights the importance of nurturing both minds and hearts, wrapped in the warm embrace of pets. If you'd like to find Books & Meows, you can engage with them on Facebook - https://www.facebook.com/profile.php?id=61555359982256 or visit their website here: https://booksmeows.org/Also, as promised, here's one of Nicole's favorite attractions - the Bettendorf Farmer's Market: https://mvgrowers.com/mvga-farmers-market-locations/bettendorf-farmers/Don't forget to subscribe, share this episode, and leave us a review!QC, That's Where is a podcast powered by Visit Quad Cities. Through the people, partnerships, and personalities woven throughout the Quad Cities region, you'll meet real Quad Citizens and hear the untold stories of the region.Follow Visit Quad Cities on social media and never miss an episode of #QCThatsWhere.FacebookInstagramLinkedInX

As the team engages the Abyssal Warden, Oni's forces converge upon their location as Edward faces a chilling confrontation with Azazel.   https://linktr.ee/sngllc   Credit: Quad City Logo by Laura Hibbard Music: A World's Worth of Work by Roxana Rose https://open.spotify.com/artist/73lOdk3vr2tEOznvuy6ag9?si=ddJ6PLuyQZ2BIpsbOPccog

Covering the top stories of the day for the Quad Cities area. KWQC News on the Go gets you what you need to know for local news and weather while on the go.  Visit KWQC.com for the most up-to-date details and more news from the Quad Cities and beyond.  You can watch TV6 news, any newscast, anywhere, streaming live on kwqc.com, our KWQC News mobile app, and on our SmartTV streaming app. You can also find us on Facebook, X, Instagram and TikTok. Download KWQC apps KWQC forecast

Covering the top stories of the day for the Quad Cities area. KWQC News on the Go gets you what you need to know for local news and weather while on the go.  Visit KWQC.com for the most up-to-date details and more news from the Quad Cities and beyond. KWQC News  Quad Cities nonprofits, KWQC Blessing Box Drive rescheduled for St. Patrick's Day  Say goodbye to the frigid air, and hello to above-average temperatures 

In this jam-packed episode of The B-Side Bois: A Rugby Podcast, the Bois dive into the world of women's rugby in the U.S. with two incredible guests. First, we chat with Rachel Ehrecke, USA Women's National Team player, Foundational Five member of WER Denver Onyx, Penn State alum, and former IAYRA State MVP from Iowa. Then, we sit down with Jenny Dillon, President of the Women's Board for Quad City Irish Women's Rugby, to discuss the growth of the game at the grassroots level.But that's not all—we break down the latest happenings in Iowa high school rugby, give our first impressions of the highly anticipated RUGBY25 video game, and check in on Major League Rugby's opening weekend. Plus, we make our Round 3 Six Nations predictions and, of course, share plenty of laughs along the way.Tune in for great insights, exciting rugby news, and the classic B-Side banter you love!

Covering the top stories of the day for the Quad Cities area. KWQC News on the Go gets you what you need to know for local news and weather while on the go.  Visit KWQC.com for the most up-to-date details and more news from the Quad Cities and beyond. Water-main break at Kimberly and Division Streets Thursday morning  East Moline police find 13-year-old girl, previously missing  Modern Woodmen up for 3rd straight Best Minor League Ballpark nomination 

Covering the top stories of the day for the Quad Cities area. KWQC News on the Go gets you what you need to know for local news and weather while on the go.  East Moline seeking ‘home rule' ‘Workforce driven' community college looks forward to offering 4-year degrees Blessing Box drive rescheduled Smart Middle School groundbreaking Visit KWQC.com for the most up-to-date details and more news from the Quad Cities and beyond.  You can watch TV6 news, any newscast, anywhere, streaming live on kwqc.com, our KWQC News mobile app, and on our SmartTV streaming app. You can also find us on Facebook, X, Instagram and TikTok. Download KWQC apps KWQC forecast

The team dives into the icy waters of Star Valley Harbor to recover the Veilshard, only to confront its dark guardian.   https://linktr.ee/sngllc   Credit: Quad City Logo by Laura Hibbard Music: A World's Worth of Work by Roxana Rose https://open.spotify.com/artist/73lOdk3vr2tEOznvuy6ag9?si=ddJ6PLuyQZ2BIpsbOPccog

Covering the top stories of the day for the Quad Cities area. KWQC News on the Go gets you what you need to know for local news and weather while on the go.  Visit KWQC.com for the most up-to-date details and more news from the Quad Cities and beyond. Davenport school bus monitor charged with child endangerment, court documents say  Watch Illinois Governor J.B. Pritzker's State of the State address here  FIRST ALERT DAY: Through Thursday for dangerously cold temperatures 

Covering the top stories of the day for the Quad Cities area. KWQC News on the Go gets you what you need to know for local news and weather while on the go.  Visit KWQC.com for the most up-to-date details and more news from the Quad Cities and beyond. Police: 14-year-old girl hospitalized after being shot in Davenport Monday  FIRST ALERT DAY: Through Thursday for dangerously cold temperatures 

Covering the top stories of the day for the Quad Cities area. KWQC News on the Go gets you what you need to know for local news and weather while on the go.  New preliminary hearing date set for mother charged in abduction hoax Davenport public works employees rally rescheduled for Wednesday Visit KWQC.com for the most up-to-date details and more news from the Quad Cities and beyond.  You can watch TV6 news, any newscast, anywhere, streaming live on kwqc.com, our KWQC News mobile app, and on our SmartTV streaming app. You can also find us on Facebook, X, Instagram and TikTok. Download KWQC apps KWQC forecast

00000195-1935-d6dc-a7b7-3f7762b90000https://www.wvik.org/podcast/good-morning-from-wvik-news/2025-02-18/dangerous-cold-weather-descends-on-quad-cities-areaJoseph LeahyDangerous Cold Weather Descends On Quad Cities Area

Keith discusses the impact of baby boomers on the housing market, noting that contrary to popular belief, many boomers are choosing to age in place. He also addresses the negative effects of gambling, particularly sports gambling, on young men, including financial ruin and increased bankruptcies. 54% of baby boomers state that they will never sell their homes.  People aged 55+ own more than half of U.S. homes. The overall population growth in the US has grown at its fastest rate since 2001, reaching over 340 million. Millennials and Gen Z, the largest generations, are driving future housing demand.  Resources: GRE Free Investment Coaching:GREmarketplace.com/Coach Show Notes: GetRichEducation.com/541 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  You get paid first: Text FAMILY to 66866 Will you please leave a review for the show? I'd be grateful. Search “how to leave an Apple Podcasts review”  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text ‘GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Automatically Transcribed With Otter.ai    Keith Weinhold  0:01   Welcome to GRE. I'm your host, Keith Weinhold. All the baby boomers are about to sell off their homes and downsize, unleashing a glut of supply onto the market, and housing prices crash. Is there cogency to that theory or not? I give you a definitive answer, the Trump bump, then later, a pernicious vice is destroying more people's lives today, especially young men and almost no one is talking about this. It's leading to lower credit scores, more bankruptcies and even more suicides today on get rich education   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests and key top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com.   Corey Coates  1:25   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:41   Welcome to GRE from Hyannis, Massachusetts to Hiram, Utah and across 188 nations worldwide. I'm Keith Weinhold, and you are inside get rich education episode 541 just another slack jawed and snaggletoothed podcaster here now a popular, I suppose, media narrative that's been out there for a long time is this premise that US housing prices are going to crash hard because all the aging baby boomers are going to sell their homes, and Boomers are the biggest generation in all of American history. This is just going to magnify the price collapse. It means far more home sellers than buyers. So soon enough, sellers will have to keep cutting prices. Everyone's going to undercut everybody to compete with all of these for sale homes. So as a result, everybody's property values are going to collapse today. Let's look at how bad it will get. Should you get ahead of this and sell it all now and then? I'll even tell you when this popular narrative will supposedly happen with boomers selling en masse, or won't it happen at all. That's what we're looking at, the term silver tsunami. You've probably heard that thrown around in the real estate world. It actually refers to pent up housing stock that older homeowners will eventually choose to sell, which would have that effect of flooding the market with all this new inventory. All right. Now let's define what we're talking about here. Baby Boomers are the generation born just after World War Two, between 1946 and 64 that makes them between the ages of 61 and 79 this year. Okay, so basically, these people are in their 60s and 70s. That's their age. My parents are baby boomers. President Trump is at the upper age limit for a boomer, but they're not all as old as you think. I mean the youngest baby boomers include Michelle Obama, Sandra Bullock and Rob Lowe. So not all boomers are like super old, but see, it is a big generation of over 76 million people. So whatever they do really moves the economy. And maybe you've heard it been said, My gosh, what if we have more dyers than buyers? But now a more nascent trend is that you hear about more and more boomers and people older than boomers not selling their home instead wanting to age in place. And that just means they want to stay in their home and not go to a nursing home or assisted living. And that was recently quantified in a survey that Housing Wire reported on it found that 54% of baby boomers say that they'll never sell their homes, some of them passing homes along as inheritance and see often that's because their home is paid off and assisted living care costs are through. To the roof, more than half of boomers don't have any mortgage at all. All right, so we've established that boomers aren't as old as most people think, and then a lot of them aren't planning to sell. But still, let's look for trouble here, because boomers are a huge group, and some portion of them are going to sell is they age, even if a lot of them say that they won't. How about the almost half of boomers with a mortgage? You know what? Here's the thing, if they downsized, like older people have traditionally done. I mean, my grandparents downsized long ago. But do you know what would happen if boomers downsized? Today? For most, their monthly mortgage payment would actually go up if they downsized. That's because of today's higher mortgage rates and home prices. And see, that's a financial reality that keeps them in place. They're never going to downsize. All right, so a lot of boomers are just not going to sell. But still, this wave of selling boomers crashing the housing market, this has been a popular narrative for, I don't know, maybe more than a decade. Now there's been a lot of smoke, so then where is the fire. That's another way to think about this. So there's got to be more to this. And there is, in fact, people age 55 plus, own more than half of the homes in the US. Did you know that? All right? Well, if we pull back from boomers, and let's just take a look at all homeowners of every age, people are staying in their homes longer, whether they're age 30 or 50 or 80, Americans now stay in the same home about 12 years. That is twice as long as 2005 Well, what that means is that homes don't come onto the market and people cannot buy what's not for sale. And then, of course, you've got the well documented interest rate lock in effect. That's a contributor here to people of all ages with 4% mortgages, they are reluctant to sell. And now what we're talking about here are demographics. Remember that quote, demography is destiny, the three word quote from 1800s era French philosopher Auguste Comte, and that's because it's completely predictable. If you're 32 years old today, in 10 years, you'll be 42 totally predictable. All right, if demographics could possibly crash housing crisis, let's step back and see what's going on with overall US, population growth. You know what? It just grew at its fastest rate since 2001 about a full 1% growth last year, yeah, we broke the 340 million population mark for the first time ever. And now, what about the portion that our immigrants, and what if a substantial amount of them get deported? I mean, after Trump settled into the White House for his second term, deportations began almost immediately. Is there enough population growth to buy from the boomers that do sell their homes? Well, if mortgage rates come down into the low fives, then maybe more boomers will sell and bring some more resale inventory onto the market. See, you need a good chunk, though, of buyers to come in from somewhere in order to support future housing prices. Well, where are those buyers going to be? Well, some people still don't realize that the largest generation in American history is, in fact, not baby boomers, it's millennials. They became the biggest group more than five years ago. In fact, Statista tells us that Gen Z isn't far behind them either. Yeah, Gen Z is almost as big as millennials as a group coming right behind them. And of course, this varies a little bit. Demographers parse the generations somewhat differently, but here's what the rise of the biggest generation means, millennials. They're aged 29 to 44 now, and there are over 70 million of them, and then almost as big the next group right behind them, Gen Z. They're ages 13 to 28 they alone number about 70 million themselves, even if you just completely leave the surge in immigration out of the picture and all the additional housing demand that immigration brings. So we're mainly just looking at the domestic side alone here. So. What's happened is that there were 4 million plus births per year from 1990 to 2010 providing a tailwind for housing demand through 2035, 2045, or later. Yeah, we had more births during many of those years than we did in the peak of the baby boom, which was 1957 like I've mentioned on the show before, the average age of a first time homebuyer is now a record high of 38 years old, per the NAR it's really taken a long time for some people to stop playing the video games and moving out of their parents basement. Okay, well, the peak birth year for the US was 2007 I just told you it was elevated between 1990 and 2010 but 2007 was that peak, alright? So take that peak and add 38 years to it, and you know what? The first time homebuyer demand is just going to continue to build, build, build, and not even reach its peak. Then until 2045 or so, the peak birth year 2007 plus 38 years, that is where the crush of future demand is coming from because that person born in 2007 on average, they're not even going to buy their first home until well into the 2040s   In fact, the number of Americans turning 35 every single year is High, and it just keeps increasing. It's over 4 million now, already up 25% since 2011 and this number of Americans turning 35 is going to keep rising for another decade or two. In fact, this year, it's going to approach 5 million Americans turning 35 new record territory coming. And I keep bringing this up because 35 is a key age, because by that time, almost everyone has moved out of their parents home, and so that's the time where people either need to rent or own themselves, pushing up both rents and prices, and that's why this wave of demand and pent up demand is just gonna keep coming. And by the way, those stats that I gave you there, they're all sourced from the US Census Bureau. I mean, this is exactly where the housing demand just keeps coming from. It's a big factor about why prices keep going up. The demand just keeps piling on, even though affordability worsened, the demand just keeps coming. And it's just going to keep on coming well in to the 2040s now it could very well ebb substantially by, say, the middle of the 2050s but we'll see, and that is still three decades away. And remember, all of this doesn't even include the additional population growth from immigration and how many non deportees that is going to add to the housing demand on top of this, and then, if that's not enough, there is even more future housing demand expected to come from the declining number of occupants per household. Yes, the reduced household size that Stokes housing demand. I touched on this with you a little before on a prior show. But let me go deeper as we continue to corrode this more dyers than buyers. Theory, as we break this down, people have smaller families today. I think everybody knows that back in 1960 there were 3.3 occupants per household. Today, it's just two and a half. And to give you a simple example of how this itself keeps stoking the housing demand, just say that there's a village of 100 people with three occupants per household, they would need 33 and 1/3 homes over time, when that drops to two occupants per household, that's the direction we're going now that same village needs 50 homes just in order to accommodate the shift in household structure. Well, 50 homes is 50% more than 33 and a third, well, that means 50% more homes are needed, and that's even in a scenario where the population stays the same. Yet it's not staying the same, it's rising, and the population is really rising fast for that key household form. Population age range of 35 to 38 years old. Fewer Americans are living together. I expect the housing market to continue shifting toward smaller household counts. One person households will keep rising. I expect that to be one of the most impactful housing trends of this entire 21st century, and it's also really helping fuel a loneliness epidemic, which is another subject unto itself. Well, the three main drivers of this rise in single person households is that first people are delaying those major life events compared to previous generations. They're attending school longer. They're marrying later. They're buying homes later. They're having children later. And as these events are postponed, the time some young adults spend living alone or without children increases. They're playing video games longer as well. The second driver of these single person households is falling. Birth rates when people have children, many are having fewer than previous generations, reducing the average household size. That's pretty obvious. And then third the population composition is getting older. And older, people tend to live with fewer people. If life expectancy rises, this component of the trend would only intensify. Yes, the whole Brian Johnson thing, he is the health influencer that says we now have alive, the first generation that's going to live forever due to advances in longevity in technology. I mean, my gosh, if he is right, what would that do to housing demand? I mean, and it would also push up our average age even more. Gosh, yet, at the same time that all this demand keeps pushing up. America already has a well publicized overall housing shortage of several million housing units. You already know that story well, construction has picked up a little, but not enough to keep up with demand. In fact, American housing supply is still about 30% below pre pandemic levels. So suffice to say, let me give you a satisfying definitive answer here, when are selling boomers going to crash housing prices? It is highly unlikely that that can even happen at all. In fact, you see fewer stories about this than you used to. More people have come to realize that it is just not happening. And looking at us demographics over the next few cycles, a lot more people will need homes demand continuing to exceed supply. This is why home prices should just keep rising from here. In fact, I have been an active single family rental property investor here myself, single family is where perhaps the greatest shortage is and the greatest demand is at the same time I am owning something that people are definitely going to need more of. Remember, demography is destiny, and they're going to pay more and more for it. When mortgage rates fall, it's probably going to bring in even more buying activity, and now all of this continued upward, long term, future price momentum for housing, of course, that all existed before Donald John Trump step into the White House to start his second term last month. I think the Trump factor, or Trump bump, you know what often gets somewhat exaggerated for what it can do to the economy and housing prices, right? I mean, I've talked to you before, it's about the decisions that you make more so than decisions that a politician makes, but Trump is doing some things on a pretty seismic level these nascent immigrant deportations, that obviously can increase the cost of labor you're exporting away your low cost labor with immigrant deportations. I mean, that is inflation tariffs, though some tariffs have been negotiated away for the time being, that's more inflation. So deportations mean wage increases. That's more inflation. Increased wages mean increased rents. Trump talks lower taxes. Lower taxes can then mean higher rent payments. Proposals to eliminate. Made taxes on tips over time and Social Security, that means that Americans and retirees are gonna have more disposable income. More income means higher rent collections, fewer delinquencies, and potentially rising home prices as affordability improves. That's a lot of the good news. It's not all rosy news. You better look out for high tax states salt adjustments that state and local income tax and a deduction cap could harm their property values. We're talking about places like California, New York and New Jersey, the 2017 Trump tax cuts and Jobs Act that gave real estate investors some really juicy benefits, like 20% pass through deduction for LLCs and bonus depreciation on rental properties and lower corporate tax rates too. Combined this stuff, it all keeps more money in your pocket and allows for bigger deals with better cash flow.    We're talking about Trump bump factors on the real estate market here, other proposals on the table, other things like tax breaks for domestic production that could boost us construction, leading to more badly needed housing supply that could lower building costs and investment opportunities in niche in growth markets. Remember opportunity zones, and then what about targeting wealthy investors? We'll see what happens, but Trump's plan removes tax breaks for hedge funds and billionaire sports owners. But could real estate investors get hurt a little on that side too? Maybe look for changes to the 1031 or depreciation strategies. But you know, the 1031 exchange has been around for over 100 years. I would be surprised if it went away completely, and yes, though they have been postponed, if 25% tariffs on Mexico and Canada do go into place and the countries retaliate, as they've been shown to do, it would add point seven 6% to US inflation and subtract 410 of a percent from US GDP growth. Aren't those two projections Interesting? Yeah, those estimates were compiled by the Yale budget lab. So adding about three quarters of a percentage point to the overall inflation rate with these tariffs. I mean everything we're talking about the price of your housing or your car tires or your tomatoes and romaine lettuce. I mean, that effect could take money out of people's pockets. Yes, we know that Trump wants to bring down interest rates, but I don't know how he's going to do that. I mean, as you know, more inflation correlates with higher rates, not lower ones. See, you just can't get it all. You just can't have it all. And of course, mortgage rates are not historically high. They've simply been normalized after years of being artificially low. Rates are normal. So normalized is really a term that I like to use. So really, to help summarize what I've shared with you here in the first half of the show, a housing price crash induced by a boomer sell off is not a thing. In fact, almost Oppositely, demographics in this pent up demand should raise up future home prices, and to a lesser extent, a Trump bump can as well. Yes, gosh, Trump just has an insatiable fascination for tariffs. It is truly amazing, and it has more stick to itiveness than say, Mark Zuckerberg, recent fascination with masculine energy and gold chains, that's for sure.   Hey, before we get into the pernicious vice that's destroying more people's lives today, especially young men and almost no one is talking about this, it's leading to lower credit scores, more bankruptcies and even more suicides. First, I've got some cool things to tell you. About two weeks ago here on the show event, host Robert Helms of the real estate guys and I invited you to join us on the terrific Investor Summit at sea, that cruise on the Caribbean. Besides the two of us, there are a number of other great faculty members. Robert Kiyosaki recently announced that he's going to be joining us on the faculty as well. So you'll get to meet and learn from Robert Kiyosaki, and if you happen to be a new listener, he is the top selling personal finance author of all time the. Rich Dad, Poor Dad, author, and he's been our guest here on the GRE podcast four times. Now, I hope to meet you, the listener, in person on the summit at sea in the Caribbean this June, starting out of Miami. Gosh, what an outstanding time that is. It's not a low cost event, however, the minimum cabin in interior cabin is $5,900 and they are more expensive from there if you get nicer accommodations. But all the details are there on GRE podcast episode 539 two weeks ago. I really hope you'll join us and then I can meet you in person.   Earlier this month, Trump established a US sovereign wealth fund, and when he did, I congratulated our frequent contributor here, macro economist Richard Duncan, because Richard championed the establishment of that fund for years. He presented to Congress about it, and Richard was the first ever GRE guest with us back here in 2014 on the Panama coffee farm investing that we've discussed here on the show, Villanova University reached out to them, and they're now collaborating together. It's something I find kind of cool, as a Pennsylvania native and one of my tightest best friends is also a Villanova alum, as for future episodes coming up on the show. Here, imagine if you had a property loan, yet you didn't have to make any payments, and if you did make payments on your loan, then every penny of that payment goes to principal, not to interest. Wouldn't that be incredible? Well, such a thing does exist, and it's not new or experimental or avant garde. People just don't know about this vehicle. We're going to discuss that right here on next week's show, along with some other vital mortgage topics. There are three ways to connect with our education at GRE you're listening to one of them right now, our flagship podcast. Also check out our get rich education YouTube channel, because that is different content than this show. That's the second way, and that show is also on other video first, platforms like get rich education on rumble, and finally, you'll have it all, all three when you get our weekly Don't quit your Daydream newsletter if you don't already get it free now, while it's on your mind, simply text GRE 266, 86, more. Next. I'm Keith Weinhold. You're listening to get rich education.    Hey, you can get your mortgage loans at the same place where I get mine, at Ridge lending group NMLS 420056, they provided our listeners with more loans than any provider in the entire nation because they specialize in income properties, they help you build a long term plan for growing your real estate empire with leverage. You can start your pre qualification and chat with President Caeli Ridge personally. Start Now while it's on your mind at Ridge lendinggroup.com that's Ridge lendinggroup.com    Oh geez, the initial average bank account pays less than 1% on your savings, so your bank is getting rich off of you. You've got to earn way more, or else you're losing your hard earned cash to inflation. Let the liquidity fund help you put your money to work with minimum risk, your cash generates up to a 10% return and compounds year in and year out. Instead of earning less than 1% in your bank account, the minimum investment is just 25k you keep getting paid until you decide you want your money back. Their decade plus track record proves they've always paid their investors 100% in full and on time. And you know how I'd know, because I'm an investor in this myself, earn 10% like me and GRE listeners are. Text family to 66866, to learn about freedom. Family investments, liquidity fund on your journey to financial freedom through passive income. Text family to 66866.   Robert Kiyosaki  29:31   this is our rich dad Poor Dad. Author Robert Kiyosaki, listen to get rich education with Keith Weinhold and Don't Quit Your Daydream.   Keith Weinhold  29:50   Welcome back to get rich Education. I'm your host. Keith Weinhold, every once in a while, there's an investing adjacent activity that becomes. Is pronounced or become such a trend that it just can't be ignored, and you need to know about it. I recently presented on how gambling is financially derailing so many people today, especially young men and sports gambling and what makes California and Texas special here, the two most populous states, by the way, you'll see, once they legalize this, it's gonna get worse. There are two states where it's not legal yet now investing in gambling. They are two distinctly different activities. Investing is different from gambling. When you invest, you're purchasing a stake in an asset that has value in an effort to generate profit. But gambling doesn't involve taking ownership of anything of value. Instead, betters are predicting the outcome of an event gambling. It's really not a side hustle. I mean, people are constantly losing their families and businesses over this. This will be all new material here on the show as usual, except for a short snippet that includes super CPA Tom Wheelwright. This is about 10 minutes in length. Shout out to the media team here at GRE on the production side. And then after this, I have more to tell you about real estate.    Speaker 1  31:30   America is in the midst of an historic surge in legalized gambling.   Keith Weinhold  31:37   This is the worst thing that people are now doing with their time and money today, it's not losing it to inflation, it's not playing video games. It's being a slack jawed gambling degenerate. We are in the midst of an historic surge in legalized gambling, and the devastation on gamblers, especially young men is a lot worse than you think. I've also got a giant ominous warning for you that seasoned gamblers don't even know about when I bring in my CPA for just a minute here today on the seriously punishing tax implications that should scare anybody out of gambling.    Hi, I'm Keith Weinhold, get rich education, founder, Forbes real estate council member, best selling, author, and long time real estate investor. Almost 60% of 18 to 24 year olds have placed at least one sports bet now that's per the NCAA, and that has surged so fast. I mean, just less than a decade ago, major pro sports leagues shunned gambling, disassociating with it because it was illegal in most places. The big turning point was 2018 that's when the Supreme Court ended a decades long ban on commercialized sports betting. 38 states and DC have now legalized it most with minimum age requirements set at 21 and the two biggest platforms are DraftKings and fam duel. They've got about 70% of the market. But look, you can do this if you're under 21 on platforms like prize picks and flip they offer betting like experiences. They operate under fantasy sports or sweepstakes, and having these apps on your phone that just brings the gambling right to you. It keeps it in your face and addictive. Now it's like you're sitting in a casino when you're on your living room so far, or in your bed or even in the bathroom, there is no escape. Two thirds of Americans live in a state where they can access it on their phones. And look how young some of these gamblers are, what they have to say. And then who's showing up in these gamblers Anonymous meetings   Speaker 1  33:56   today's world is the 16, 1718, year olds, 1921, year olds that get addicted years ago, before, unlike casinos, if we had a person coming in and they're 24 years old, it was rare. All right, now the norm, the real norm, it's kids coming in at 17 years old. That's the norm.    Keith Weinhold  34:16   Well, one big reason why it's such a problem is, look, you can't hide it, so that therefore others can't tell if you're gambling, because you're not, you know, shooting it into your veins, or you're not acting drunk, or you're not smoking anything. See, you can gamble without exhibiting a physical change, so therefore others don't know that you need help. And it is all over the place. I mean, gambling ads air on TV over 60,000 times a year. Celebrities endorse gambling. I mean, some teams put gambling ads right on the field. Brick and mortar sports books are even built inside some stadiums now, Caesars and bet MGM. There are two other big platforms that you might see out there, but I mean, in their commercials, yeah, they can put that one 800 gambler help number on screen and tell you things like, gamble within your limits. But look, here's the thing these platforms, they're not going to cut you off if you continue to lose and they profit. In fact, if you win disproportionately big time after time, and these platforms can kind of tell that you're too smart. You know what they do, like a casino that identifies a card shark in Vegas, they're either gonna curtail your activity or just totally cut you off, alright? So then, by definition, if you have an account in good standing at FanDuel or DraftKings, and you bet a lot, and they keep letting you play well, then you have just signaled to the entire world that you don't know what you're doing, and you are going to lose big, or you already have. I mean, that is baked into the cake. That's how the system works. So therefore these companies are basically mining America to find anyone stupid enough to keep placing these sports bets. Companies are profiting from this, and then states are too. I mean, they've collected billions in tax revenue and FanDuel and DraftKings, see, they're publicly traded companies, so this means that they have shareholders, and those shareholders, they want to see profit and growth. I recently asked decorated CPA and mega popular tax author Tom Wheelwright about tax rates on gambling for just a quick three minutes here. I mean, you won't believe how punishing This is.    Can you tell us about sports gambling taxes and how it's treated   Tom Wheelwright  36:43   yeah. So remember, all income is taxable. So that includes gambling winnings. They are taxable. In fact, you'll get a 1099 just like you would if you rendered services, you know, you'd get a 1099 right? Or you have interest income, you get 1099 you get 1099 from gambling. What you actually have to show is that you actually have gambling losses. So you have to track those gambling losses to show the IRS that you've got gambling losses. But your gambling losses can never be more than your gambling winnings. In other words, you don't you never get to generate a tax loss on gambling. So that means is, is that if you win $10,000 during the year, and you can prove that you lost $8,000 during the year, you're gonna be taxed on $2,000 but if you can't prove the 8000 you're gonna be taxed on 10,000 Yeah,   Keith Weinhold  37:39   so you the gambler have the burden of tracking this, and I guess tracking your losses. I'm not a gambler. How would one track their losses?   Tom Wheelwright  37:47   Oh, I would keep a detailed ledger. Personally, I'd probably have a separate bank account just for gambling. Gosh, that's the way I would do it. I'm not a gambler either. So by the way, it's also a good way to budget your gambling so they, you know, get in trouble, right? So just set up a separate bank account, put whatever money you say, I'm comfortable with this money, I'm going to gamble with this money, put in that bank account, and then you have a ledger that shows the money that went in and the money you lost, the money you won, and don't do anything but gambling in that bank account.   Keith Weinhold  38:18   Hey, that separate account's a great way to hide it from your spouse, not that I'm suggesting.   Tom Wheelwright  38:25   Well, interesting. You went there.   Keith Weinhold  38:29   I'm not a gambler at all. Can't even believe I was thinking that far ahead. What are the gambling tax rates like? They're ordinary   Tom Wheelwright  38:35   income tax rates. So gambling winnings are just ordinary income they're they're the same as your wages. They don't have social security taxes their income, just like any other kind of income, nothing special, okay?   Keith Weinhold  38:47   And this all applies to whether it's sports gambling or general gambling, like lotteries and sweepstakes.    Tom Wheelwright  38:53   Just remember, all incomes taxable unless the government says it isn't all income, okay? And then there's some types of income that are taxed at special rates, like capital gains, but gambling has no special rate, so it's just your ordinary income rates.   Keith Weinhold  39:09   Gosh, to me, it seems like it's, it's hard to break even with gambling over time, and then when you take the tax adjusted earnings that you get from it, you know, over the long term, you know, I just don't think Harris and Bally's Casino is really incentivized to inform gamblers on how punitive this can be with ordinary income tax rates applied to gambling winnings.   Tom Wheelwright  39:30   No, but they will send you your 1090, 9g I guarantee that.   Keith Weinhold  39:34    So can you imagine tracking all that and then paying all that in tax, and this is even if you're on the winning side and then keeping a separate bank account as well. And note that Tom and I were talking federal. There. It gets even worse. Some state laws are punishing, like New York, which has a 51% tax rate on mobile sports wagering bank. Up 28% since states have legalized this and credit scores have dropped now, California and Texas are the two big states, and they still haven't legalized sports gambling. They're the two big ones, and when they do, that's when you'll see more bankruptcy and more people, especially young men in financial ruin. I mean gamblers, Anonymous meetings are filled with people hooked on betting and on stock options trading too, and you know, Worse still, among addiction disorders, gambling has a comparatively high suicide attempt rate. And you know, understand that, while both involve risk, investing in gambling are two different things. When you invest, you're purchasing a stake in an asset that has value in an effort to generate profit. But gambling doesn't involve taking ownership of anything with value. Instead, betters are predicting the outcome of an event. Now, I gambled as a teen on sports, and back then, it was just a friend and I, we would each lay a $20 bill on top of the television at the start of like a Mets versus Phillies baseball game, and then it sure made the game more interesting to watch. There wasn't any sort of app to make it easy, suck me in and make it a recurrent practice. I haven't gambled since. Now that you're aware of the gravity of the problem, the best thing you can do for yourself is to delete those apps off your phone. Because look, I mean every gambler that had their lies flipped over and turned catastrophic at one time, they told themselves, you know, I'm doing this, but it's under control. I mean, everybody once said that the best thing you can do is delete FanDuel DraftKings and any other apps like that off of your phone right now and vow to never do it again. I hope you like that. You know, it's sort of interesting and introspective to me that I would produce a piece of media like this because I am a sports fan. I watched more of the NFL this past season than I have in a while. You know, I'm in a phase of my life, or I'm a pretty productive person, doing research and interviewing guests and producing GRE media. But you know, I justified watching more sports lately because there's room for an entertainment bucket in everyone's life. That's how I feel. And you know, I don't really watch movies. Most movies I watch feel like a waste of my time when I'm done after two hours, because I'm usually disappointed in it. If I ever watch movies, I gotta watch movies on the plane, because even if it was lousy, I got somewhere in the process. So in any case, now, if gambling is controlled, well, then it might be debatable about whether or not it's a vice, like, say you go to Vegas and have your $250 spending limit or whatever.    But just remember, every gambling degenerate once told themselves and everybody that they know that they've got it under control, but yeah, often they didn't around here, we champion owning real estate directly yourself, that is something that is in your control. So we're not talking about REITs, Real Estate Investment Trusts. That's just a publicly owned company and a group of them. It's not real estate tokenization. That means owning digital fractional shares of a property or a real estate investment. I mean direct whole ownership also means it's not a syndication now that might be worth doing, though, that means that you're pooling other investors money. It's not direct whole investing. If you are investing in someone else's syndication, meaning that you're a limited partner and direct real estate investing, it means not being a flipper or a wholesaler. Again, those things might be worth doing, but they're really time consuming, and they're not tax advantaged either. But when you own rental real estate directly yourself, you don't even need to be a landlord. If you choose not to you, then will not be that point of contact for your tenants when others manage it. And yes, because of the five ways that you're paid, you can make the case that real estate has hegemony over other assets, and for the demographic reasons and the inflationary reasons, like the ones that I told you about earlier today, real estate appears poised to continue as the. Hegemon. In fact, recently, so many global hedge funds have dumped every stock that they have, except for the real estate stocks. I shared that article with you in our newsletter recently. That's largely a tariff response. Let me tell you about real properties on GRE marketplace right now that are ripe for owning directly. I mean direct ownership. That's also the easiest to understand. You are paid rent by a tenant that lives there, often through your property manager, and unlike the out of control sports gambler, this is very much in your control. A brand new build single family rental in Columbiana, Alabama, that's just south of Birmingham. Rent is $1,925 the price is $269,900 over 1600 square feet, four, bed, two bath. Now with the new build, expect low maintenance costs. Is currently vacant, get an interest rate of six and three quarters percent with a 25% down payment on this new build, single family rental in Alabama. Then another sample here. This is interesting. The rent on this old build Davenport Iowa duplex is $1,900 which is about the same rent as the Alabama single family rental I just described. But yet the price for this Davenport duplex is just $183,000 Davenport is part of America's Quad Cities with a combined population of about half a million with both duplex sides. It's a combined square footage of almost 2700 square feet, five, bed, two, bath. They're on Brown Street in Davenport, and now, as favorable as those $1,900 combined duplex rents are, since this property is vintage, in fact, it's over 100 years old, you better check closely on the renovations that were made to the property and have plenty set aside for any maintenance and repairs as well, with a 25% down payment, expect an interest rate of just six and one quarter percent. And there are more financing details there. And of course, rates are always changing. The last one I'll mention is this new build, another duplex, this one in Inverness, Florida. This is really interesting too. And now, what do you think when you think of Florida, real estate? Does climate change come to mind? For some people, it does. For some it doesn't, maybe even rising sea levels over the long term. Well, Inverness, Florida is 15 to 20 miles inland, and it's 50 feet above sea level. How about high insurance rates? Does that come to mind with Florida? Well, they're not so high on new build properties, since they're built to today's stringent hurricane standards. Is Florida temporarily over built, even though the nation, in aggregate is under built? Yes, some Florida markets are overbuilt, and that's how you could potentially snag a deal and get this with 25% down, you can get an interest rate as low as four and three quarter percent, yes, and that's showing with zero buyer paid discount points, the combined rent from both sides of this new build Inverness duplex is estimated at $2,830 of course, often you need to estimate a rent range or make an estimate on the projected rent for new builds, because often they're not occupied yet, since they were just built, sales price of just a touch under 420k on the Inverness duplex, and as just one of the five ways you're paid the cash on cash return is projected at 5% yes, your return goes up into the positive cash flow zone when your mortgage rate is as low as four and three quarters percent. I mean, that is really attractive. It also comes with a year of free property management. So there you go, a new build single family rental in Alabama, an old duplex in Davenport, Iowa, and a new build duplex with just killer incentives in Inverness, Florida, and that's just the sampling of real estate pays five ways type of properties. We either help you get started or continue on your path to financial freedom and help you do that. With our completely free investment coaching, we work with you to help you with these properties or others like them or none at all, if it's not in your best interest to invest now at GRE marketplace.com All you need to do to get started from GRE marketplace.com is click on the coaching area and you can get on the calendar for a free strategy session until next week, I'm your host, Keith Weinhold, don't quit your Daydream.   Speaker 2  50:35   Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively, Chris,   Keith Weinhold  51:03   The preceding program was brought to you by your home for wealth, building, getricheducation.com  

Covering the top stories of the day for the Quad Cities area. KWQC News on the Go gets you what you need to know for local news and weather while on the go.  Bill would close St. Ambrose DEI office MercyOne Genesis closes Larson Center after water-main break in Silvis Mother charged in abduction hoax to be released from jail after 1st court appearance Warming centers opening across the QCA amid extreme cold temperatures Visit KWQC.com for the most up-to-date details and more news from the Quad Cities and beyond.  You can watch TV6 news, any newscast, anywhere, streaming live on kwqc.com, our KWQC News mobile app, and on our SmartTV streaming app. You can also find us on Facebook, X, Instagram and TikTok. Download KWQC apps KWQC forecast

Covering the top stories of the day for the Quad Cities area. KWQC News on the Go gets you what you need to know for local news and weather while on the go.  Visit KWQC.com for the most up-to-date details and more news from the Quad Cities and beyond. Developing: Wilton police search for hit-and-run driver  Mother charged in abduction hoax to be released from jail after 1st court appearance  FIRST ALERT DAY: Monday through Thursday for dangerously cold temperatures 

Edward confronts Azazel's sinister influence while attuning to the shard in Fort Aerie's vault, while the team attempts to dismantle Oni's cursed masks controlling his soldiers.   https://linktr.ee/sngllc   Credit: Quad City Logo by Laura Hibbard Music: A World's Worth of Work by Roxana Rose https://open.spotify.com/artist/73lOdk3vr2tEOznvuy6ag9?si=ddJ6PLuyQZ2BIpsbOPccog

As the team infiltrates deeper into Fort Aerie, ShadowStrike, Luna, and Pulsar face off against the enigmatic and fiery Mr. Smiles, unraveling critical hints about Oni's plans   https://linktr.ee/sngllc   Credit: Quad City Logo by Laura Hibbard Music: A World's Worth of Work by Roxana Rose https://open.spotify.com/artist/73lOdk3vr2tEOznvuy6ag9?si=ddJ6PLuyQZ2BIpsbOPccog

The team infiltrates the shadowed remains of Fort Aerie, navigating treacherous patrols and eerie remnants of battle to locate the third Veilshard.   https://linktr.ee/sngllc   Credit: Quad City Logo by Laura Hibbard Music: A World's Worth of Work by Roxana Rose https://open.spotify.com/artist/73lOdk3vr2tEOznvuy6ag9?si=ddJ6PLuyQZ2BIpsbOPccog

Welcome back to another thought-provoking episode! I'm your host, Jeff Williamson, and today I am thrilled to be joined by the dynamic Ty Lewis, a transformative leader dedicated to empowering future-focused communities.In this episode, Ty shares his inspiring journey from humble beginnings in the Quad Cities to becoming a prominent consultant and speaker through his engagement in leadership, real estate, and mentoring. We delve into the pivotal moments that shaped Ty's path, such as the profound impact of early mentors, his transformative educational experiences, and his passion for strengths-based development. Ty reflects on the importance of mentors like John Michelle Clavon and John Anderson, who instilled in him the values of intentionality and love in leadership.A central theme of our discussion is the impact of authentic care and love in the workplace, as Ty notes, "Leadership is when you care, love, go out your way, you're intentional about helping others, you're giving them resources." We explore how this philosophy not only fosters a positive environment but also drives business success and employee engagement.Ty also discusses his approach to leadership through a strengths-based lens and the power of exposure. He encourages listeners to embrace opportunities for growth and community involvement, encapsulating this with the insightful takeaway: "Your level of exposure is going to determine your level of success."Join us as we navigate Ty's remarkable story, discovering how intentional leadership and community involvement can shape not only a career but also a transformative life journey. Don't forget to subscribe so you don't miss more engaging discussions on leadership and impact!

Navigating the maze-like depths of Goldcrest Library, the team uncovers the second Veilshard, only to face a powerful rift that unleashes shadow creatures.   https://linktr.ee/sngllc   Credit: Quad City Logo by Laura Hibbard Music: A World's Worth of Work by Roxana Rose https://open.spotify.com/artist/73lOdk3vr2tEOznvuy6ag9?si=ddJ6PLuyQZ2BIpsbOPccog

Ava Hedges is the newest rising star in the world of Journalism. This Philadelphia native hasn't been in the Quad Cities for a year and has already become one of the lead anchors on WQAD's "Good Morning Quad Cities" weekday show. Listen to how she got into the profession, how her career aspirations nearly came to an end, and how she regained inspiration to pursue her goals.

On the morning of August 21, 1996, Trudy Appleby, an 11-year-old girl from Moline, Illinois, missed her scheduled 9:00 AM phone call with her best friend. Thirty minutes later, Trudy was seen getting into a car, believed to be a Chevy Celebrity, with a white man in his twenties. She was never seen again.  Trudy's father came home during his lunch break and made lunch for Trudy, assuming she was out playing with friends. But when he returned at the end of the workday, the lunch was still on the table, untouched—and Trudy was nowhere to be found. A massive investigation was launched, and persons of interest were eventually identified, however, Trudy has never been located. It's been more than 28 years since Trudy vanished, and investigators are still searching for her... Trudy Appleby was last seen at around 9:30 AM on the morning of August 21, 1996, near her home located near 41st Street and 23rd Avenue in East Moline, Illinois. A witness reported seeing her getting into a gray or silver four-door Chevrolet Celebrity with a white man, now believed to be William “Ed” Smith.  At the time, Trudy was wearing a black one-piece swimsuit, spandex shorts, blue tennis shoes, socks, and a t-shirt. She was also carrying a beach towel. Law enforcement has named three persons of interest in the case: William “Ed” Smith, David Whipple, and Jamison “Jamie” Fisher. To date, no one has been charged in connection with Trudy's disappearance. Police believe they are just missing a few key details to solve the case. Anyone with information about Trudy Appleby's case is encouraged to contact the Moline Police Department at 309-534-2140 or Crime Stoppers of the Quad Cities at 309-762-9500. There is currently a $10,000 reward for information. Editor: Shannon Keirce Research/Writing: Haley Gray SUBMIT A CASE HERE: Cases@DetectivePerspectivePod.com SOCIAL Instagram: https://www.instagram.com/detperspective/ Twitter: https://twitter.com/detperspective FIND DERRICK HERE Twitter: https://twitter.com/DerrickL Instagram: https://www.instagram.com/DerrickLevasseur Facebook: https://www.facebook.com/DerrickVLevasseur CRIME WEEKLY AND COFFEE Criminal Coffee Company: https://www.CriminalCoffeeCo.com Crime Weekly:  https://crimeweeklypodcast.com/shop ADS: 1. HungryRoot.com/Detective - Use code DETECTIVE and get 40% off!