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Faye Newmann und René Grimm von der MEDION AG aus Essen, brennen für Ihr Unternehmen und das spürt man schon bei den ersten Sätzen im Podcast mit Mari Tufenkchyan. Wenn Ihr bald Kolleg*innen von den Beiden werden wollt, dann findet Ihr unter folgenden Links die angesprochen, aber auch noch weitere vakante Stellen bei MEDION. https://www.medion.com/de/karriere/stellenangebote.php - Karriereseite https://medion.softgarden.io/job/12833842?jobDbPVId=34357352&l=de – Stelle Product Security Manager https://medion.softgarden.io/job/2449949?jobDbPVId=12935219&l=de – Software Entwickler Unseren Fachanwalt für Arbeitsrecht, Tobias Frommhold, Partner bei Kanzlei 746 kannst du unter firstname.lastname@example.org erreichen. Wenn du Anmerkungen oder Fragen an uns oder an unsere Interviewgäste hast, schreibe uns eine Nachricht über Instagram unter: matching_talents_podcast. Unternehmen, die Interesse daran haben mit ihren vakanten Stellen in unserem Podcast vorgestellt zu werden, können uns gerne unter der E-Mail Adresse: email@example.com kontaktieren. Wir freuen uns schon jetzt auf die nächste Folge mit Dir, denn wir bringen Talente zusammen. Mari und Ingo
Regular 50 Shades Listeners will know that Sam Stafford recently had dinner with a DLUHC Minister. The conversation during dessert turned, with a set piece Planning Bill off of the agenda, to the three most impactful things that Michael Gove could do to improve the planning system. Sam subsequently shared his thoughts on Twitter (see link below) and they provoked a bit of a discussion, which he thought worthy of exploring further in a 50 Shades episode. This then is what prompted Episode 65's 'Call for Evidence' in which Sam invited 50 Listeners to share their own suggestions for practical, pragmatic changes that, with little fuss and fanfare, could have a positive, meaningful impact on the planning system. Sam discusses the submissions, let's perhaps call them the '50 Shades Manifesto For Sensible Planning Reform', in this episode with Claire Petricca-Riding, Jonathan Easton and Paul Smith. Claire (@PetriccaRiding) is a Partner and National Head of Planning & Environmental Law at Irwin Mitchell. Jonathan (@jonnye47) is full-time planning barrister at Kings Chambers and a part-time punster on Twitter. Paul (@paul_slg) is Managing Director at the Strategic Land Group. Some accompanying reading. Sam's three areas for impactful planning reform http://samuelstafford.blogspot.com/2022/03/three-things.html Planning for the better future – RTPI Proposals for Planning Reform in England https://www.rtpi.org.uk/policy/2021/march/planning-for-a-better-future/ Local development planning in Scotland - regulations and guidance consultation: part B - proposals for development planning regulations https://www.gov.scot/publications/local-development-planning-regulations-guidance-consultation-part-b-proposals-development-planning-regulations/ The Future of Strategic Planning in England by the County Councils Network and Catriona Riddell Associates https://www.countycouncilsnetwork.org.uk/report-calls-on-government-to-implement-a-new-planning-model-as-two-thirds-of-councils-say-the-pressure-on-their-infrastructure-is-excessive-due-to-housing RTPI South West Pilot Mentoring Programme for early career planners https://www.rtpi.org.uk/swmentoring 'The Queen's Speech – Levelling Up and Planning Reform, what can be legislated for?' https://lichfields.uk/blog/2022/may/10/the-queen-s-speech-levelling-up-and-planning-reform-what-can-be-legislated-for/ Government response to the Levelling Up, Housing and Communities Select Committee report on The Future of the Planning System in England https://www.gov.uk/government/publications/future-of-the-planning-system-in-england-government-response-to-the-select-committee-report/government-response-to-the-levelling-up-housing-and-communities-select-committee-report-on-the-future-of-the-planning-system-in-england The Levelling Up & Regeneration Bill: Highlights, Headlines and Henry the Eighth https://imbusiness.passle.net/post/102hof6/the-levelling-up-regeneration-bill-highlights-headlines-and-henry-the-eighth Local Plans Expert Group: report to the Secretary of State https://www.gov.uk/government/publications/local-plans-expert-group-report-to-the-secretary-of-state Sir Oliver Letwin's independent review of build out https://www.gov.uk/government/publications/independent-review-of-build-out-final-report Some accompanying listening. The Verve – Three Steps https://www.youtube.com/watch?v=VFiM4FORyC8 50 Shades T-Shirts! If you have listened to Episode 45 of the 50 Shades of Planning Podcast you will have heard Clive Betts say that... 'In the Netherlands planning is seen as part of the solution. In the UK, too often, planning is seen as part of the problem'. Sam said in reply that that would look good on a t-shirt and it does. Further details can be found here: http://samuelstafford.blogspot.com/2021/07/50-shades-of-planning-t-shirts.html
Looking to invest in a new lucrative opportunity? Whitney Elkins-Hutten is here to talk about how car washes can be a low-maintenance, high-yield investment. She discusses the different types of car washes, their potential profits, and how to scale this type of asset. This is a niche investment that is worth considering for those with a real estate background and an interest in commercial properties. Whitney is the Director of Investor Education at Passiveinvesting.com. She is a real estate maven who, after purchasing her first rental in 2002, and hitting a home run, then nearly losing it all on her second deal, took control and figured out how to invest in real estate the right way. She realized that success must leave clues. So, she studied and replicated the very personal finance and wealth creation strategies the wealthy use to create financial freedom. Today, Whitney is a partner in $700M+ of real estate —including over 5000+ residential units (MF, MHP, SFR, and assisted living) and more than 1400+ self-storage units across 7 states—and experience flipping over $3.0M in residential real estate. [00:01 - 04:16] Buying the Business and the Real Estate Listen to our previous conversation with Whitney! Why Whitney and her team are jumping into the car washing space The different types of car washes Converting self-serve and full-service car washes to an express car wash service Controlling the asset's full potential [04:17 - 15:19] Getting into the Car Wash Business Why institutional players are not getting into the car wash business The problem that passiveinvesting.com solves Opportunities in the acquisition space Building a management company to work with vendors Having both the business and the real estate in the portfolio Choosing not to do a blind fund The price range of a car wash business and the potential return Leveraging loan funds [15:20 - 18:13] Creating Value for the Business and the Customers Optimizing the operations Consider perks and subscription plans Whitney on the car wash business in a recession environment [18:12 - 19:15] Closing Segment Reach out to Whitney! Links Below Final Words Tweetable Quotes “If you just buy the business and you don't have the real estate, you're not controlling the actual full potential of asset.” - Whitney Elkins-Hutten “This is really a space that's ripe for disruption. If you think about it, the carwash space, you know, it's estimated to be I think the number is like $27.8 billion of revenue a year and it's growing just shy of 4% annually.” - Whitney Elkins-Hutten ----------------------------------------------------------------------------- Connect with Whitney and visit passiveinvesting.com if you want to know more about the car wash space! Email her at whitney@passive investing.com or check out her calendar! Connect with me: I love helping others place money outside of traditional investments that both diversify a strategy and provide solid predictable returns. Facebook LinkedIn Like, subscribe, and leave us a review on Apple Podcasts, Spotify, Google Podcasts, or whatever platform you listen on. Thank you for tuning in! Email me → firstname.lastname@example.org Want to read the full show notes of the episode? Check it out below: Whitney Elkins-Hutten 00:00 It's worthwhile to note that there's other groups that are starting to kind of come up with carwashes. And what makes this really unique, what we're doing here at passiveinvesting.com, is that we're actually buying the business and the underlying real estate. And I think an investor has to be really careful about that. Because if you just buy the business and you don't have real estate, you're not controlling the actual full potential of the asset. Intro 00:22 Welcome to the How to Scale Commercial Real Estate Show. Whether you are an active or passive investor, we'll teach you how to scale your real estate investing business into something big. Sam Wilson 00:34 Whitney Elkins-Hutten is the Director of Investor Education at passiveinvesting.com and Partner at $700 million in real estate including over 5000 residential units, and more than 1400, and it cut off there for some reason that truncated your bio here, Whitney, I'm butchering it. 1400 what? Self-storage units. Fantastic. And you know what we're gonna talk about none of those things today, you've come on the show before, I don't know what maybe four, six months ago, I don't have the episode right in front of me, which was a great time just chatting about really your experience in real estate up until that point in time. So if you want to look back in the show, you can find Whitney's previous interview. But the thing we're going to talk about today, and really highlight and focus on is a really nuanced and niche investment you guys have taken on. Can you tell us about it, Whitney? Whitney Elkins-Hutten 01:17 Well, yeah, I guess I actually, now you've pointed out to me, I need to update my bio, because now we've started partnering on carwashes. And so right, who would have thunk it? We're so proud to bring on this investment class for investors, a lot of people you know, don't think of car washes as their first, you know, piece of real estate they might invest in. The unique thing about car washes is that you can actually invest in the business and the real estate at the same time and achieve a nice yield, especially in this like cap rate compressed environment. Sam Wilson 01:48 Tell me the nuances of the car wash. Is there, I mean, when I think of a car wash, I think of the ones where you like you know, you get in, you put it in neutral. And that drags you through and you come out the other side. And then I think of the ones where you know, they have the big signs like don't wash all the mud off your ATVs here in our carwash where you pull in and spray it off with a little wand and you put your quarters in the slot. Which one are you buying? Are you buying both? Give us the breakdown. Whitney Elkins-Hutten 02:12 Yeah, so there's really three different types of car washes, and you've hit on two. So the coin-operated carwash or the self serve-type of car washes. Number one, I think a lot of us might have grown up with that, where you pull a car into a bay, stick of quarters and you've got the brush and you know, pumps up, then you've got your water one, you know, your child is like chasing around the bay trying to get you wet, right, then you've got full-service carwashes think of these more of the type of single bay, maybe double bass that are attached to like a gas station, or something like that. Again, not very scalable model, but they definitely can be a little, you know, some moneymakers, we're actually investing in what we call a car express carwash. So these are the, think of the ones like you were talking about the long bay, where you have the long tunnel. And you know, you pull up your car, somebody grabs it from you, they like backing it out, and then they flip it around the back, they loaded in the bay. We're not even doing that. I mean, this is all self-serve. And you know, you can, you know, back in my car, and then you can put it in the bay, and it's driven by how long that tunnel is, and how quickly can you move the cars through and still do a great job for the customer. Right? You can whip a car through an express tunnel. But if you're not doing a great job of getting that car clean, guess what? Customers not coming back. So there's a fine balance here. You know, really the express tunnel carwash is or, you know, have the, you know the most potential for profit, because there's really a lot of low maintenance to them, and very low payroll burden on these types of assets. And there's even the opportunity to take some of these other type of car washes, the self-serve carwash and the full-service car washes, and convert them into more of an express carwash. But, you know, it's worthwhile to note that there's other groups that are starting to kind of come up with carwashes. And what makes us really unique, what we're doing here at passiveinvesting.com is that we're actually buying the business and the underlying real estate. And I think an investor has to be really careful about that. Because if you just buy the business and you don't have the real estate, you're not controlling the actual full potential of asset. Sam Wilson 04:16 Yeah, and that was going to be one of my next questions for you on this. But before we get to really the nuance of splitting of the business and the land that goes with it, let's talk a little bit about branding. And is there a national chain that you guys are branding under? Are you starting your own brand? Is there, what's the word I'm looking for, like a franchise that you guys are working through? What is that? Whitney Elkins-Hutten 04:39 You know, this is really a space that's ripe for disruption. If you think about it, the carwash space, you know, it's estimated to be I think, you know, the number is like $27.8 billion of revenue a year and it's growing just shy of 4% annually, and a large majority of that growth is actually occurring in the express car wash business. Now, if you depending on where you live you might have seen like brands like Zippos, or Mister Car Wash, but majority of these types of car washes are still owned by mom and pop operators. And why is that? Well, if you think about it, the large players, institutional players aren't getting into the space, because they can't make it passive. There's not a management company that can take on this type of asset. So what we're doing that's very unique is that we're actually solving that problem by building our own vertical management company within the business. So what that's going to allow us to do is actually, you know, create tons of operational efficiencies for the business as well as for investors but be able to scale the business to about 100 to 150 locations, and then wrap this all up together for a nice exit. Sam Wilson 05:47 That is cool. I like that. And then would you guys retain the management company, when you and then just do third party means that part of the plan? Whitney Elkins-Hutten 05:56 Anything is possible at this point in time. So we are, you know, we're definitely in the build phase, the growth phase of this portfolio. So you know, really focused on operationalize, how many operational efficiencies, can we create, you know, on the labor front, just even like thinking about the chemical front? How do we standardize training across all the locations? How do we standardize the service across all the locations? And, you know, once we kind of have that nailed down, then we'll be able to really fully assess what we do the management company. Sam Wilson 06:29 Yeah, no, that's really interesting. How are you finding opportunity in this space? Whitney Elkins-Hutten 06:33 Well, that has led to our acquisitions team. But again, remember, a majority of these locations are actually mom and pop locations. So they've might have bought into like a small franchise or tried to, you know, take over a property on their own, you know, they struggled, you know, a lot of times what we're finding is these locations that we're buying, they're struggling with the actual optimization of the business. One, they're trying to run the business themselves, and never hired themselves out of the business. They actually did bring on a team, they don't have standardization and training. And then even if they achieve that, they're relying on their distributors to help them optimize the actual tunnel, and the chemicals within the tunnel. Now, what's wrong with relying on a vendor to do that? The vendor, you got a conflict of interest going on there. So you know, again, when we're building out this management company, we're really trying to, we're still gonna work very, very closely with our vendors, to you know, work on pricing and optimization, but we actually, as a management company, get to control end and end product of that tunnel. Sam Wilson 07:36 That makes a heck of a lot of sense. Let's talk then about your finding your see your funding opportunity. Presently run already mom and pop owned car washes. Have you guys, are you considering building ground up? Whitney Elkins-Hutten 07:50 Again, you know, right now, there's still just enough opportunity in the acquisition space for us to build a large part of the portfolio scale it up very quickly in this arena, we've already brought on nine this year. So yeah, it's there. They're there, right. They're already built-in primo locations. So without having to take on that build risk Sam Wilson 08:10 that valuing needs, Is this, I mean, obviously a bunch of that operating income, but there's got to be a way to underwrite and say, hey, it's here, we can do X, Y, and Z to make it worth that. How do you do that? Whitney Elkins-Hutten 08:22 Right, yeah, so typically, what we're doing with a multifamily unit, self-storage, you know, mobile home parks, you're underwriting net operating income. When you have a business you're underwriting EBITDA, Earnings Before Interest Depreciation, Taxes, and Insurance and Amortization. So we are actually, and I'm sorry, you know, amortization not insurance piece that's actually an under a line item in the expenses. So when you take the EBITDA, essentially your profit, your gross profit, you know, we're paying a multiple on top of that and so we're looking for car washes, probably valuing the car wash it like eight maybe 10% EBITDA. But it goes even a little bit deeper than that because we're looking to be in at 51 to 53% of the expected gross income on the property even though we're putting these guys into like, you know, 2,3,7 portfolios, small portfolios together, we have underwriting each property to stand on its own. That really just helps mitigate more risk for the investor, right? Because you know, our intentions is to do a large exit, potentially IPO roll up to REIT you know, those are a couple of different you know, exits there but things just totally you know, business totally tanks and we can't figure it out which just the wealth of knowledge we have in our team, I don't see that happening. Each carwash can stand on its own and a very attractive return number. Sam Wilson 09:45 Right.I like that. And that is interesting. Let's talk then about this splitting the business and the land or maybe there's, you know, two things going on. There's a real estate play and then there's the business play. When you guys buy these are you holding title to the business and of the land all in one, or is it that the business then leases the real estate back from, I mean, how are you guys doing that? I guess if I can get the words out of my mouth. Whitney Elkins-Hutten 10:12 That's an amazing question. And I really want to dig in further on that. Because I, you know, on where I'm at with working in with the investor, I don't know that and I haven't been asked that yet. But that's an amazing question. But I can tell you, what I can tell you is that we actually have both within the portfolio. Right? So you know, I would imagine it's all wrapped up into the same LLC. Sam Wilson 10:34 That's interesting. Yeah. Because I would have thought and again, I know, this is pure conjecture on both of our parts, not like neither of us have the solid answer. Because this is one of the businesses, you know, that I'm involved in is the laundry business. And in that, we've got both the actually, I don't have it right now, we are just on a lease for the one we own, but looking to build, the next few we do, we're going to be new builds, and I go, Gosh, when I do that, I'm gonna split them. One company is going to own the land and lease it back from the company that owns the actual business, because then someday, if I want to sell off the business, I may still retain rights to the land and just be a landlord, I wouldn't have that option. I didn't know how you guys were doing that. So and then, of course, then you have to profitable companies and they have their own split on the whole deal to a different equation altogether. But then I guess the last question for you, your underwriting these is up to take a stand on their own, but it sounds like you're also taking them down inside of a fund. Is that right? Whitney Elkins-Hutten 11:23 We're doing mini portfolios, you know, as we can group acquisitions together, you know, our first acquisition pool was two units or next acquisition pool was seven units. So we're looking to group those together. And it operates like a fund in a few different ways in that you get diversification, multiple assets with one investment. So if you're investing in, say, you know, $200,000, it's split over two assets or seven assets, you know, so there's that. The cool thing, rather than doing this fund is that it's not blind. So you actually get to see the assets at the beginning, rather than sometimes when you a lot of times when you invest in fund, if you're coming in early. You're not able to see the actual assets that are being required, you're having to invest on a hypothesis that the operator is making, you know, we choose not to do that with this type of acquisition. And lastly, you know, because of that, because the investor can actually see the assets, you know, inquire about individual metrics on each asset, if they choose to, there's more of an immediacy to invest. I know for me, this is getting down to investor behavior. I know for me, like when I'm investing my own dollars, I might be really excited by that investor bonus at the beginning for a blind fund. But you know, I'm very conservative, and I want to all let the fun acquire like a few assets before I actually go into invest. That's just me. Sam Wilson 12:41 Love it. Yeah, that's sage and hard-earned advice coming right there. Tell me about pricing. Like, what's a typical range of a cost per express tunnel carwash? Is it like 5 million bucks? Is it 10 million is at one, I have no idea. Where are you finding the range of pricing is for these? Whitney Elkins-Hutten 13:00 It depends on the location. So you know, the land, since we're acquiring the land, the land is also can be a large factor in the pricing. So you've got the actual, you know, again, what we talked about eight to 10x gross. And then we also have like the price in the land. So our first acquisition, you know, that one is since close, you know, that one was an $8 million acquisition. So that two of them, yep. Yeah. As we grow the NOI, just think about that, you know, we're looking to optimize the NOI on that property and, you know, exit at a 10x EBITDA. Know, when we go for an IPO. So there's just a, you know, a nice ability to create some exponential growth for investors. Sam Wilson 13:40 Yeah, absolutely. When you look at businesses like this, they typically have a higher cash on cash, return, maybe than, say, a multifamily project or even a self-storage, for that matter. I mean, what and again, I know, you probably can't say exactly what it is on the air, but like, what's, what's an expected range? You guys are looking at, you would say, hey, if it falls in this range, it looks good for us. Whitney Elkins-Hutten 14:02 Our first couple of acquisitions, first 8 acquisitions, you know, pulled together, you know, cash on cash, you know, first year might be like, again, we always aren't underwritten very conservatively, you know, because we're, you know, having to optimize the asset, first year might be somewhere between four and a half to 8% cash on cash, as we stabilize all the units together, and then we're ramping up as quickly as we can to 8%, 9%, 10%. We are looking to hit 15% cash on cash by the end of five years. Sam Wilson 14:32 Got it. Okay. Okay. Cool. That is absolutely. You know, fascinating last question for you on this, leverage. What sort of debts are available for this? Whitney Elkins-Hutten 14:42 Yeah, so we're using private lending, we're looking very attractive. 60% loan to value are, you know, on the last acquisition that we did, I'm just looking at the number. We did a 4.15% interest rate fixed for five years with a 20 year amortization. So it's very competitive private business funding. Sam Wilson 15:02 No, that makes all the difference in the world. That's a lot. Those are a lot better terms that I would have thought on the private lending side, so that's absolutely awesome. Whitney, thank you for taking the time to break down the carwash base, why do you guys see opportunity there? And then how you're acquiring assets and then running them. I think it's brilliant. Is there any question I should have asked or any other last piece of information that you'd like to share? Whitney Elkins-Hutten 15:23 Well, I think you know, one thing you know, as an investor, when you're looking to invest in a project like this, that definitely has a value add component, what is the value add that you can create on a carwash? So, you know, we've talked about, you know, the actual tunnel, and a lot of everything occurs within that tunnel, and you know, can you optimize the chemicals in the tunnel, some of the chemicals on a carwash are extremely expensive, but mom and pop operators might actually put that chemical on the car, every single time that comes through, we can actually optimize for that based on the membership and only apply it like one every four times that the car comes through. So we have a lot of optimization with the chemicals in the tunnel, we have an optimization with the payroll, it can be run with, you know, maybe four to six full-time employees, you know, annually to very low overhead and cost that way. And there's just a wealth of things that we can do, you know, with the vacuum housings, you know, perks that we can add subscription packages to the property or to the business. And so, you know, I know one thing that investors ask me, and they're like, What happens if somebody comes every single day to wash their car, you're like, Okay, if the subscription package the low switching costs $35 a month, that average carwash, a person, washing a car uses 80 cents of water and chemicals on the car, we've got a nice healthy margin there. So they would literally have to wash their car, probably twice a day for the full month, we started losing money on that subscription agreement. Sam Wilson 16:51 And that's a lot of commitment for somebody to wash their car twice. Now, I'll be honest, I used to live in Indianapolis and on snow days. Man, I love my carwash subscription, because you get all that black, gray, brown, muddy saltwater. Man, I go through four or five times in a day, because I'm on the road all day long. But of course, that was only you know, three or four days of the year. So they still got their money for me. Whitney Elkins-Hutten 17:15 Well, and you brought you tapped on a really kind of a great point here. And that is, you know, we're talking a very interesting time in our economy. Right. So you know, a lot of people, a lot of investors are going what happens in a recession? How recession resilient are these assets? And so we've talked about the optimization, we've talked about the subscription packages, but you know, investors asked me and they're like, well, wouldn't somebody just cancel their subscription? First of all, you know, science or statistics, or a tell us when somebody actually establishes the behavior of washing their car, they don't break it, right. And especially at $35 a month, that's a pretty low-hanging fruit compared to other expenses. I love it. But when you have a recession environment, right, and last point here, is people actually take better care of their cars because they don't have to repair the car, right? Just like what you're talking about. We live in Colorado, you've got that mag chloride like I don't want to have to like deal with the pain here in a couple of years. I'm gonna spend a couple of bucks and wash my car. Sam Wilson 18:12 You got it. I love it, Whitney. I know we're out of time. Thank you for coming on the show today and breaking this down. It's been tons of fun. If our listeners want to get in touch with you, what is the best way to do that? Whitney Elkins-Hutten 18:21 Yeah, a couple of places. You can reach out to me directly at passiveinvestingwithwhitney.com. If you just follow the little form on the page and you'll land directly on my calendar. You can also email at email@example.com Sam Wilson 18:40 @passiveinvesting.com. Got it. We'll make sure we get that corrected and in the show notes properly. Whitney, thank you again for your time was great to reconnect. Whitney Elkins-Hutten 18:48 Yeah, it's you too. Thanks, Sam. Sam Wilson 18:49 Hey, thanks for listening to the How to Scale Commercial Real Estate Podcast. If you can do me a favor and subscribe and leave us a review on Apple Podcasts, Spotify, Google Podcasts, whatever platform it is you use to listen, if you can do that for us, that would be a fantastic help to the show. It helps us both attract new listeners as well as rank higher on those directories so appreciate you listening. Thanks so much and hope to catch you on the next episode.
3.5 Years In Real Estate, 193 Deal, $74M Production, Single Agent And Loving It, Has Never Bought Any Real Estate Leads The Past 3 Years [FREE Online Masterclass Training] The 3 Step Lead System To Close Your Next 6 Figures in GCI (From Leads You've Never Met)
Sat, 21 May 2022 05:45:00 +0000 https://jungeanleger.podigee.io/213-sportwoche-podcast-s107 abf3b45e5a4b0dfb3121fe655a5f1e96 Christoph Sander ist Top-Läufer (4 Österreichische Meistertitel), war mal „Rookie of the Year“ beim Business Athlete Award und sein Business Talent hat sich in der Folge toll weiterentwickelt. Mitte Mai hat er bereits zum 6. Mal seine Mid Summer Track Night organisiert, erstmals war der Event zweitägig. Wir sprechen über den Event, die Vor-Ort-Stars Julia Mayer, Victoria Hudson und Andreas Vojta, viele HobbysportlerInnen, weiters über Christophs Marathon-Erlebnis, 3000m Hindernis, über seinen Vater, über Henry Rono, den börsenotierten Schweizer Schuhhersteller On und den AC/DC-Hit „ThunderStröck“ (mit absichtlichem Tippfehler). About: Die Marke, Patent, Rechte und das Archiv der SportWoche wurden 2017 von Christian Drastil Comm. erworben, Mehr unter http://www.sportgeschichte.at . Der neue SportWoche Podcast ist eingebettet in „Wiener Börse, Sport, Musik (und mehr)" und erscheint künftig, wie es in Name SportWoche auch drinsteckt, wöchentlich. Dank geht an den Sponsor der Mai-Folgen: Matejka & Partner. 213 full no Christian Drastil Comm.
Mit dem Beginn unserer neuen Podcast-Dekade widmen wir uns großen Themen des MenschSeins. Genau genommen tun wir es ohnehin in jeder Episode, doch diesmal ist es noch offensichtlicher. Und so starten wir direkt mit dem, was zutiefst bewegend und herausfordernd ist … Einerseits ist es das wachsende Bewusstsein für Fülle, was letztlich alle Aspekte des Lebens prägt. Andererseits das Erkennen der nicht vollendeten Entwicklungszyklen, welche die Mehrheit der Menschheit nach wie vor im kindlichen Wesen inklusive aller damit verbundenen Abhängigkeiten hält. Die Erfahrung von Mangel, als Gegenteil der Fülle, und das Durchleben leidvoller Abhängigkeiten hängt zusammen. Auch wenn es anfangs kaum sichtbar ist. Die kindliche Perspektive nimmt die Welt aus Sicht der Abhängigkeit war. Anfangs sind es die Eltern. Später der Partner, der Arbeitgeber, Vater Staat, die geheime Weltregierung etc. Es sind übergeordnete Instanzen, die scheinbar mächtiger sind als ich und die ich dringend brauche, damit mein Überleben gesichert ist. Auf dieser Ebene lebe ich in Verantwortungslosigkeit und gleichzeitig im anhaltenden Konflikt zwischen Anpassung und Abgrenzung: Entweder ich bin das liebe, brave Kind, was aufgrund seiner Angepasstheit hoffentlich alles bekommt, was ihm wichtig ist. Oder ich rebelliere und versuche dadurch zu erreichen, was ich brauche. Mit diesen unbewussten Bewegungen erschaffe ich immer neue Mangelerfahrungen. Ebenso halte ich das DramaDreieck von Opfer – Täter – Retter am Laufen. Der Ausweg ist das Erkennen der wirklichen Dynamik. Dass es in mir den Schritt aus der "heilen", da so vertrauten und in ihren Dynamiken sicheren Welt des Kindes, in die Welt der Polarität und damit des erwachsenen MenschSeins braucht. Sobald ich erkenne, wo ich wirklich stehe, wächst das Bewusstsein für mein Denken und Handeln. So wächst auch Verantwortung. Ich werde mehr und mehr zum Schöpfer meiner Realität (der ich ohnehin schon immer war und sein werde). Nun im vollen Bewusstsein und damit in voller Verantwortung. Angesichts dieser Dynamiken zeigt sich, was unsere Welt tatsächlich braucht. Menschen die erkennen, die sich bewusst werden und die somit vollverantwortlich leben. Es ist der Weg in die Ganzheit, die uns genau dahin führt, wonach sich unsere Seele und unser Herz die ganze Zeit sehnen …
Wie jeden Samstag gibt es heute eine neue Folge aus der Rubrik “Media Talk – die wichtigsten Startup-Medien im Dialog”. Dazu begrüßen wir Tanja Emmerling, Partner beim High-Tech-Gründerfonds sowie Leiterin des Berliner Standorts und Co-Host von Faces. Beim High-Tech Gründerfonds ist sie seit 2014 als Investment Managerin im Fonds aktiv und hat ihr eigenes Portfolio im Bereich Digital Tech aufgebaut sowie erfolgreiche Exits durchgeführt. Ihre Investments reichen von IT-Security bis eCommerce. Zusammen mit Martin Möllmann führt Tanja seit Juni 2020 den Podcast. Gestartet als Founders Faces liegt der Fokus in der neuen Staffel auf Berlin Faces. Dabei möchten die beiden die Persönlichkeiten der Gründer-Szene in der Hauptstadt beleuchten und laden erfolgreiche Gründerinnen und Gründer ein, deren Ideen ganze Industrien revolutionieren- und das Leben der Menschen verbessern können. In den Folgen diskutieren sie aktuelle Trends und wichtige Entwicklungen der Venture Capital Branche aus der Perspektive der Hauptstadt. Im Interview mit Jan verrät uns Tanja mehr über den Podcast, die Gäste-Auswahl und die Auswahl der Themen.
This episode features Amber Walsh, Partner at McGuireWoods LLP. Here, she discusses private equity interest in value-based care models.
Australien war einmal der wichtigste Partner vieler Nachbarländer im Südpazifik. Doch diese Rolle läuft China ihm immer mehr ab, mit großzügigen Wirtschafts- und Infrastrukturhilfen. Manche nennen es Scheckbuchpolitik und warnen, China kaufe sich im Südpazifik Verbündete für seine eigenen Interessen.Von Andreas StummerDirekter Link zur Audiodatei
Dieser Podcast entsteht mit freundlicher Unterstützung der Bundesregierung: Alle Infos zur aktuellen Impfkampagne der Bundesregierung findet ihr auf gemeinsamgeimpft.at 13 Frauenmorde heuer sind nur die Spitze eines Eisberges von Partnergewalt und Gewalt in der Familie. 4.551 Betretungsverbote wurden heuer schon ausgesprochen, dazu 1.253 einstweilige Verfügungen. Alleine der Verein Neustart, der für die verpflichtende Gewaltpräventionsberatung in Ostösterreich zuständig ist, hat bereits 6.000 derartige Beratungen durchgeführt. Gewalt in der Familie ist immer noch ein Tabu, der Ausstieg aus der Gewaltspirale gestaltet sich schwierig. Für Opfer wie auch für Täter. Moderater Josef Kleinrath redet mit Alexander Grohs vom Verein NEUSTART über die Arbeit mit Täter und Gefährdern, und mit Michael Gosch, Vorsitzende des Österreichischen Dachverbandes Opferschutzorientierte Täterarbeit, welche Veränderungen in der Gesellschaft es bedarf, damit Gewalt keinen Platz mehr hat. Abonniert unseren Podcast auch auf Apple Podcasts, Spotify oder Google Podcasts und hinterlasst uns eine Bewertung, wenn euch der Podcast gefällt. Mehr Podcasts gibt es unter www.kurier.at/podcasts
Becker's Annual Hospital Review Meeting• Imran Andrabi, MD, President and Chief Executive Officer, ThedaCare• Cliff Megerian, MD, FACS, Chief Executive Officer, University Hospitals• Jaewon Ryu, MD, JD, President and Chief Executive Officer, Geisinger• Laura Forese, MD, Executive Vice President and Chief Operating Officer, NewYork-Presbyterian• Moderated by Scott Becker, JD, Publisher, Becker's Healthcare; Partner, McGuire Woods
Today The Bros chat all about why Grayston will never return to Disneyland, Disney jail, and villain parties - and then it's time for more BRO-LINE (Grayston and Evan zoom in with members of the #broadsquad to give advice)! Broads Sarah and Whitney zoom in and they chat financial differences with a partner, having the “move in” talk, convincing a partner to go to therapy, and more + a little Plug Somethin'! PLUG SOMETHIN': YEARLING STUDIO: https://www.instagram.com/yearlingstudio/ THANKS TO OUR SPONSORS: ***SEED: Visit SEED.COM/CHATTY and use code CHATTY to redeem 20% off your first month of Seed's DS-01 Daily Synbiotic! ***MILK BAR: Get $10 off any order of $50 or more when you go to MILKBARSTORE.COM/CHATTY ***TALKSPACE: Go to TALKSPACE.COM and use promo code CHATTY during sign up to get $100 off your first month! ***FUZZY: Go to YOURFUZZY.COM/CHATTY today for a FREE 7-day trial, and access to exclusive member discounts on pet meds, supplements, food, and more! See omnystudio.com/listener for privacy information.
Keith Yackey teaches men how to have successful marriages and relationships. He is an Entrepreneur and a life coach and host of the “Married Game” Podcast. In this episode, Keith talks about how men can thrive in relationships. He encourages men to become the most attractive versions of themselves and consistently show up their best. Watch out for the red flags and signs that your spouse shows when a relationship is going down. You can always fix a relationship and make it thrive. Listen to Keith on today's show to know how.
The recent Philippine presidential election saw Ferdinand “Bongbong” Marcos, Jr – the son and namesake of the late long-time dictator – winning convincingly by a landslide, but what does this mean for the Philippines and for businesses in the country? Join Angela Mancini, Partner, as she discusses with Dereck Aw, Senior Analyst and lead analyst for the Philippines, and Charlie Warren, Partner and Head of Business Intelligence for Southeast Asia, about the impact of this election outcome, the concerns of businesses and investors on the ground, how business outlook might change, and what businesses should be considering right now. Read more about what Dereck has written in his analysis about the Philippine election, from which much of the conversation in this podcast is based on. If you are looking for more of such analysis and insights from our experts all over the world, please visit Our Thinking section.
I stumbled upon a goal-achieving strategy. And it's since become my secret weapon to reaching my goals in record time. Something magical happens when you're accountable to someone you love who looks up to you. In today's 5-Minute Drill, I share what happened with my son that has put a powerful twist on my approach to setting and achieving goals. If you want to consistently hit your goals at record speed and get the added benefit of being a role model for those that look up to you, this Drill is definitely for you! LET'S GET IT! [00:01 - 05:35] Opening Segment What our family's 10,000 steps per day challenge uncovered [05:36 - 11:55] What's The Drill? Part 1 - Think about a goal you have or want. The bigger the goal, the more impact this drill will have on it. Part 2 - Define how you're going to measure your progress towards it. You have to have metrics! Part 3 - Find your secret weapon - the nearest kid you care about and that you want to influence. If you have kids old enough, use your own (6 years old and above is the sweet spot) If you don't have kids or yours aren't old enough, grab a niece or nephew, or a friend's kid, or someone you coach. Bottom line, it has to be a kid who you would REGRET disappointing. Part 4 - Once you have your goal, your metrics for measuring progress, and your Accountability Partner, it's time to go! This is how… You have a set time to check in and update your progress with your Accountability Partner. Is it daily? Is it weekly? NOTE: For this drill, I'm not a fan of having metrics that are measured beyond a weekly basis. If you're not checking in weekly with your Partner, you're missing an opportunity for true accountability and acceleration towards your goals. [11:38 - 13:44] Wrapping Up! What's coming up on the next episode Final words KEY QUOTES “Athletes and high achievers have another gear when it comes to pursuing big goals and having a high level of NECESSITY attached to them.” - J.R. “Find an Accountability Partner, but not just any Partner…find a kid who you'd regret disappointing.” - J.R. CONNECT WITH J.R. Facebook: @jamesJRreid Instagram: @jamesjrreid LinkedIn: in/jamesjrreid/ Twitter: @jamesJRreid Website: jamesreid.com RATE & REVIEW this episode on Apple: https://jamesreid.com/review SHARE this episode with someone who wants to be challenged, pushed, and positioned to come up clutch more often. SUBSCRIBE so you don't miss out on any new episodes and Special Guests! LISTEN to previous episodes on Apple, Spotify, Stitcher, Google or whatever podcast platform you prefer!
Bestellt bei unserem Partner splends.de und erhaltet mit dem Code "buntetennisproleten" 15 Prozent Rabatt auf Eure Bestellung! - Das zweite Grand-Slam-Turnier des Jahres verspricht viele aufregende Storys. Zusammen mit Henrike Maas (myTennis) und den Sandplatzgöttern schauen die Tennisproleten auf die Spuren im Sand. Kann Rafael Nadal sein Schloss aus Sand weiterbauen? Gelingt es Carlos Alcaraz eine Schaufel zu klauen? Und verteidigt Iga Swiatek ihre Förmchen? Viele Fragen und viele Antworten. Ein Sandsturm für die Ohren! Folgt Henrike bei Twitter und Instagram Und natürlich auch den Sandplatzgöttern bei Twitter, Instagram und Facebook
3.5 Years In Real Estate, 193 Deal, $74M Production, Single Agent And Loving It, Has Never Bought Any Real Estate Leads The Past 3 Years [FREE Online Masterclass Training] The 3 Step Lead System To Close Your Next 6 Figures in GCI (From Leads You've Never Met)
Honesty and Communication ~ Everyone lies, so why does my partner object to my lying? Listen to caller's personal dramas four times each week as Dr. Kenner takes your calls and questions on parenting, romance, love, family, marriage, divorce, hobbies, career, mental health - any personal issue! Call anytime, toll free 877-Dr-Kenner. Visit www.drkenner.com for more information about the show.
Recorded: 11/14/2021 / Published: 5/19/2022- at https://kuldrinskrypt.com. - In this week's episode of The Krypt we are talking about polyamory partner compatibility and jealousy. - Rules to Love By: ( https://inclusionwoodworks.com )1: Safe, sane, consensual, and informed2: KNKI: Knowledge, No Intolerance, Kindness, Integrity3: “Submission is not about authority and it's not about obedience; it is all about relationships of love and respect.” -Wm. Paul Young- “Polyamory Partner Compatibility and Jealousy-S04E14” Polyamory from Curtain Call https://www.youtube.com/watch?v=OyO1H6eBP60 Definitions to know: https://www.webmd.com/sex/what-is-polyamory Polyamory: multiple loving, intentional, and intimate relationships at the same time. Polyamory is a type of open or non-monogamous relationship that follows certain guidelines. Polyamory specifically refers to people who have multiple romantic relationships at the same time. It does not mean any type of open relationship that may include more casual sexual partners. In many polyamorous relationships, each partner is aware of the other ones. Partners may also have relationships or friendships with each other.There are a few different types of polyamory:Solo polyamory includes people who don't have primary partnerships but date multiple people. They remain mostly independent in their personal lives.Polyfidelity refers to a group of three or more people who have a committed relationship with each other and do not date outside of the group. Hierarchical polyamory means people who have primary partnerships to which they devote the most time and attention, and secondary and tertiary partnerships that receive less time and attention. The primary partner may have more power over important decisions.Non-hierarchical polyamory refers to people who don't have a hierarchy of partners. It is also called egalitarian polyamory or relationship anarchy. Each partner may receive equal time and attention. They may also have equal input on important life choices.New Relationship Energy (NRE)Kitchen Table PolyamoryWhat is the Difference Between Polyamory and Swinging?Swingers have multiple sexual partners but may not develop emotional or romantic connections with their partners. Swingers usually attend sex parties and other events to swap partners. They may have recurring sexual partners, but their focus is not on having romantic relationships.“Compatibility is Less Obvious Than You'd Think” by Laura Boyle, Jan 26, https://www.readyforpolyamory.com/post/compatibility-is-less-obvious-than-you-d-think “It seems like the primary problem for a polyamorous person would be “do we get along well enough to date?” and then “are they interested in polyamory or already polyamorous?” and if both are a yes, everyone is all set. While that's certainly the first question, it's unfortunately not the last. Compatibility in a polyamorous relationship can be complicated by all the same factors as compatibility in monogamous relationships - are you looking for something serious right now? If so: Do you want kids/Do you have kids? Are you good with money? Do you keep house in comfortably compatible ways? Do you intend to move soon or travel as part of your lifestyle? Do either/any of you have issues with addiction that will complicate your relationship to the point of incompatibility? And compatibility is additionally complicated by uniquely polyamorous problems: are you looking for relationships to fit into similar structures or can you handle being a connection between differing networks? Do you have enough time and energy to give each other the relationship you want without neglecting the other relationship(s) you're already in? Are you prepared to help each other address jealousy head on?I think many of us are “trained” from a pretty young age to make sure we know our answers to the monogamous questions as if they're universal. A lot of them do transfer over, so it's good if we're self-aware enough to have paid attention and noticed them. Some of them, like if you'd live together well, you won't know until you're quite deep in with someone unless you're starting to date a long-time friend, but it's good to note that they matter and try to keep them in the back of your mind. The two ways that relationship “structure” can matter is in the matter of hierarchy or non-hierarchical relationships and kitchen table to parallel relationships. I think the latter is much more easily overcome; but for some people, a casual relationship with someone who considers them secondary where they don't use that term in their own relationships generally is fine, so long as they don't make a larger habit of it. Time and energy (or, combined, “bandwidth”) for a relationship you're adding can be a pretty hard thing to judge if you're swept up in feelings and NRE. It's important to try to look at your schedule and be realistic about how often you'll see someone while maintaining your connections with other partners. Most polyamorous people are understanding about a few weeks of excitement and less time while you're seeing someone new a little extra, but long-term shifting of priorities can leave people feeling lost and forgotten. This can mean that newest partners gain time in your schedule slowly, especially if your partners don't prefer a kitchen table model of polyamory - so both or all of you being prepared to talk over and process jealous moments can be important. As we've mentioned before, jealousy is a reminder to see what's happening, and can be harmless or serious depending on the moment, but the checking on it matters. It's really tempting to believe that any nice polyamorous person willing to go on a date will be compatible with us, but there are other dimensions and some of these are polyamory specific. I hope I've given you a little sense of what those are and reminded you of the overall compatibility tests we need to apply, still, because shared community isn't always shared values.”Important Links:Full show notes: https://kuldrinskrypt.com/414National Suicide Hotline: 1-800-273-8255https://kuldrinskrypt.com/silentcommunication https://KuldrinsKrypt.com/survey https://kuldrinskrypt.com/TeePublic Show Producers:Become a show producer: https://KuldrinsKrypt.com/Patreon Make a one-time donation: https://KuldrinsKrypt.com/PayPal Snail mail a donation or gift:Kuldrin Entertainment, LLC257 N. Calderwood Rd. #168Alcoa, TN 37701- Benefactor ($2,000/month): - Pro Producer ($100/month): Buffalo_Max92- Master Producer ($50/month): - Executive Producer ($25/month) ShadowyFox, JunicornsAngel, Johnny Ferrell, Haru Webb, Rei Webb, Anomalous Mats, Just_Call_Me_Ash, Kiongakyu, and Frozen Moron- Sr. Producers ($10/month): xEmeraldxWolfx, Trouble113, RoxieBear, ThatPlace: Oklahoma City, Alexandria, babylove&T-Rex, SortOutTheKinks, Master Gabriel, Knot_the_Daddy, Atsila, Daddy Steve, Sir Pent, KJ, AuthorMistressBlackrose, UpstateScCouple, Crystal Force, Cali, PerfectlyThick, Odie & Ceci, Cap'n J, Saviy, AK-47, Mr. Byond, and CurtainCall- Producers ($5/month): Kainsin, Hadea, Sir&Kitten, Raven, MBRpoodle, LylacWine, Baddogbad, Arctic Foxglove, MsRedSin & AJRJ, Katnipmeow, WyldThyme&Deacon Sean, CheeryQuery, Ropestuff2, Rabbit, BurningRedHot, Sir Wolf ArchAngel, Subx13, CourtsDom, Gator, Gizmo, JJ, Jon Shaw, TheCheshyre, Ben, TinkerBratTN, Brittany, Sekhmets_Shadow, Beatrix Kiddo, Solstice, FetishArtist, and SirBNice- Jr. Producers ($1/month): K-2SO, Jeremiah, Morgana13, Brodie, The Gabbing Girl Time Podcast, Lexa, and AshleyVendors I know, like, trust, and use: (None of these are paid sponsors of the podcast.)- http://bdsmcontracts.org Coupon code: kuldrin20 for a 20% discount on all purchases.- http://whippingstripes.com - My personal maker of most things leather and paracord impact toys.- https://www.etsy.com/shop/TorridTimber - Fine fetish furniture and accessories- https://www.etsy.com/shop/TheCraftyHedonist - Tink's Toys Fb Group: https://www.facebook.com/groups/2350280868612699 Fetlife Profile: https://fetlife.com/users/9885653?sp=3 *coupon for listeners (first purchase only) TinksToys13- Dark Delights Shops: https://darkdelightsshop.com/ (Watch my product review of them: https://kuldrinskrypt.com/DarkDelightsShop)Contact info:Email: MasterKuldrin@gmail.comFetlife Group: https://fetlife.com/groups/159275Fb: Kuldrin Fire https://www.facebook.com/kuldrin.fireTwitter: @MasterKuldrin https://twitter.com/MasterKuldrinInstagram: masterkuldrin https://www.instagram.com/masterkuldrin/Patreon: kuldrinskrypt https://www.patreon.com/KuldrinsKrypthttp://kuldrinskrypt.com/contactresource
Thinking of going on vacation? Great! But, be careful. It's easy to make several mistakes that can sabotage your vacation. This episode of the Dr. Wyatt Show relationship & marriage podcast highlights the top 5 vacation mistakes to avoid. For my FREE newsletter to receive weekly emails on fresh marriage content and discounts click here!For my FREE marriage blog click here. For my FREE office hours join me live Wednesdays at 12noon MST on my Instagram, Facebook, or YouTube channels. This is time for you to ask me any questions about the content covered on the podcast.Be sure to leave a review and subscribe. The more reviews I receive the higher the podcast will appear in search results so more couples can find it and receive hope for their marriage!To view the podcast on YouTube click here.
A Philadelphia family is suing TikTok after their 10-year-old daughter dies trying a video challenge posted on the social media site. The challenge, called the 'blackout challenge," encourages users to asphyxiate themselves, pass out and regain consciousness, while on camera. Nylah Anderson was found unconscious in her mom's bedroom closet hung from a purse strap. Tawainna Anderson, Nylah mother, says the video platform is negligent and has a 'defective design.' Nylah saw the challenge on the app's 'For You' page. According to the lawsuit, the company's algorithm sent the video to the 10-year-old. Last year, a 12-year-old boy died trying the same challenge. He used a shoelace to choke himself. Anderson says TikTok is aware of the dangers, but has made no efforts to change. Joining Nancy Grace Today: Jeffrey Goodman - Victim's Family Attorney, Partner, Saltz Mongeluzzi & Bendesky, P.C. (Philadelphia, PA), MakeSocialMediasafe.com Dr. Jorey Krawczyn - Psychologist (Panama City Beach, FL), Adjunct Faculty with Saint Leo University; Research Consultant with Blue Wall Institute, Author: "Operation S.O.S. - Practical Recommendations to Help “Stop Officer Suicide”, bw-institute.com Glenn Bard - Former Pennsylvania State Trooper First Class (Greensburg, PA), Computer Crime Investigations, U.S. Veteran of Operation Desert Storm, PATCtech Digital Forensics, PATCTech.com Dr. Michelle DuPre - Former Forensic Pathologist, Medical Examiner and Detective: Lexington County Sheriff's Department, Author: "Homicide Investigation Field Guide" & "Investigating Child Abuse Field Guide", Forensic Consultant, DMichelleDupreMD.com Titania Jordan - Chief Parent Officer, Bark Parental Controls, Author: "Parenting In A Tech World", www.Bark.us, Instagram/Twitter: @TitaniaJordan, Dave Mack - Crime Online Investigative Reporter See omnystudio.com/listener for privacy information.
In this episode of CannaCast, Eric Altstadter, Partner and leader of EisnerAmper's Cannabis and Hemp Group, speaks with Michael Zaytsev, Academic Director, Business of Cannabis at LIM College, that has recently created a Bachelors of Business Administration and a Masters of Professional Studies degree programs in The Business of Cannabis.
On Today's episode, Alex and Andrew sit down with Rodney Yesep, partner at Hack VC. Hack VC is a venture capital firm that invests in the cryptocurrency, fintech, and marketplaces sectors. Hack VC is a crypto native investment firm that specializes in identifying early-stage companies to invest in. Rodney talks about the strategy of Hack VC and how they identify opportunities and early-stage companies to invest in. Andrew and Rodney chat about the recent crash in crypto prices, with a particular focus on the Terra Luna/UST collapse last week. Rodney also talks about some of the opportunities he's seeing in the space and emerging areas that crypto investors should look out for. This is a great listen for crypto investors looking to better understand how one of the most sophisticated crypto investors in the world identifies opportunities and invests.
American champion Mitch Dunitz joins us to talk about his passion for bridge and his quest to save the game. Plus, he shares his top tip for developing players. But first, we kibitz!Read more about Mitch on Bridge Winners: https://bridgewinners.com/profile/mitch-dunitz/One of Mitch's many hats, Development Co-chair at the ACBL Educational Foundation: https://www.acbleducationalfoundation.org/page/trustees--staff-8.htmlSend your bridge stories and comments to firstname.lastname@example.org.Or @sorrypartnerpodcast on Instagram.Or send us a VOICE MESSAGE at www.speakpipe.com/SorryPartnerPodcast (it's FREE!).Please consider supporting the show at Patreon: SORRY, PARTNER/PATREONLooking for some Sorry, Partner SWAG? Check out the Sorry, Partner Merch StoreJoin our MAILING LIST here.These links are also available on our website: https://sorrypartner.com/And if you have a bridge-playing friend who is not yet listening to podcasts in the car, on walks, or while doing the dishes, why not show them how easy it is -- and start with SORRY, PARTNER on Apple podcasts, or wherever you like to listen!Support this show http://supporter.acast.com/sorry-partner. See acast.com/privacy for privacy and opt-out information.
When God wants your attention, He will go to extreme lengths to get it. Dr. Ray Self explores biblical stories of God getting man's attention. Dr. Self explains how God got his attention and how he will get yours, especially when you are moving in the wrong direction. Nothing will stop God until you begin to listen. Follow and subscribe to Self Talk With Dr. Ray Self at our new podcast website - https://www.icmcollege.org/selftalk Partner with Dr. Self at www.icmcollege.org/donate International College of Ministry is now enrolling at www.icmcollege.org/enroll You can purchase Dr. Self's books - Redeeming Your Past and Finding Your Promised Land and Hear His Voice, Be His Voice at Amazon.com Author Bio – Dr. Ray Self is the founder of Spirit Wind Ministries Inc. and the International College of Ministry. He holds a Doctorate in Christian Psychology and a Doctorate in Theology. He currently resides in Orlando, Florida. He is married to Dr. Christie Self and has three sons and a daughter.
First, if you desire to transform the way you communicate in your relationship, so you can openly communicate your true desires and feelings to your partner, without nagging, demanding, or causing more conflict…Get INSTANT access to our Holy Couples Communication Workshop: www.holycouplesworkshop.comSecondly, if you want to go to the NEXT level and receive personalized coaching, community, and become equipped with effective strategies to help you discern marriage in just a few months (not years)...Attend our One Holy Relationship Challenge For FREE: www.oneholyrelationship.comLastly, Screenshot this Episode & Tag Us On Instagram - Let's Connect: @journeytomarriage
Ed and Liz take us through the case and settlement Dong, et al. v. Johnson, et al., Case No. 17-2092-ES-JSA—a class-action lawsuit which challenged various actions and conduct of the U.S. Government related to the University of Northern New Jersey (“UNNJ”). UNNJ was a fake university set up by DHS. After over five years of litigation, the lawsuit has now settled, and the Court has approved the parties' Settlement Agreement. Rejoice!Links!:Everything you need to know about the lawsuit and settlementAMENDED SETTLEMENT AGREEMENT AND RELEASE NOTICE OF PROPOSED CLASS ACTION SETTLEMENT About EdAbout Liz*Sponsors and friends of the podcast!Kurzban Kurzban Tetzeli and Pratt P.A.Immigration, serious injury, and business lawyers serving clients in Florida, California, and all over the world for over 40 years.Docketwise"Modern immigration software & case management"Want to become a patron?Click here to check out our Patreon Page!CONTACT INFORMATIONEmail: email@example.comFacebook: @immigrationreviewInstagram: @immigrationreviewTwitter: @immreviewLearn about your host!More episodes!Case notes!Top 15 immigration podcast in the U.S.!DISCLAIMER:Immigration Review® is a podcast made available for educational purposes only. It does not provide legal advice. Rather, it offers general information and insights from publicly available immigration cases. By accessing and listening to the podcast, you understand that there is no attorney-client relationship between you and the host. The podcast should not be used as a substitute for competent legal advice from a licensed attorney in your state.MUSIC CREDITS:"Loopster," "Bass Vibes," "Chill Wave," and "Funk Game Loop" Kevin MacLeod - Licensed under Creative Commons: By Attribution 4.0 Support the show
This is Matt Reustle and today we are breaking down the 150 year-old investment bank – Goldman Sachs. From the outside, investment banks like Goldman are black boxes of profits and the embodiment of “Wall Street”. But as with most things, the reality sits somewhere between the polarizing designations. Goldman is neither a vampire squid nor are they doing God's work. To break down Goldman, I am joined by longtime financials analyst Marc Rubinstein. For loyal listeners, you will remember Marc from our popular episode on Blackstone. For those who haven't listened, I think you'll enjoy that one in tandem with this. Having personally worked at Goldman for a decade it was great to go through the inner workings of a bank with Marc. We cover what it means to sit at the center of the capital system – and the various ways a bank facilitates risk management and risk transfer. We cover the DNA of bank profitability as we go through the core segments of a bank: asset management, sales & trading, and investment banking. And we talk about culture – the mystery and the prestige that has followed Goldman since its days as a private partnership. I learned a ton through this conversation, and I think you will too. Please enjoy this breakdown of Goldman Sachs. For the full show notes, transcript, and links to the best content to learn more, check out the episode page here. ----- This episode is brought to you by Tegus. Tegus is the new digital hub for market intelligence. The Tegus platform empowers Investors and Corporate Development teams to invest smarter by pairing best-in-class technology with the highest quality user-generated content and data. Find out why a majority of the top firms are using Tegus on a daily basis. If you're ready to go deeper on any company and you appreciate the value of primary research, head to tegus.co/breakdowns for a free trial. ----- This episode is brought to you by Daloopa. Daloopa streamlines a major pain point for investors. By capturing all of a company's KPIs and adjusted financials into their database - Daloopa makes it easy to quickly update your models for what matters. Daloopa uses AI to find every KPI disclosed - from charts, to text, and even from footnotes of investor presentations. Daloopa updates these KPIs and data points in your existing Excel models in one click, regardless of your source or format. Test Daloopa for free at daloopa.com/Patrick. ----- Business Breakdowns is a property of Colossus, LLC. For more episodes of Business Breakdowns, visit joincolossus.com/episodes. Stay up to date on all our podcasts by signing up to Colossus Weekly, our quick dive every Sunday highlighting the top business and investing concepts from our podcasts and the best of what we read that week. Sign up here. Follow us on Twitter: @JoinColossus | @patrick_oshag | @jspujji | @zbfuss Show Notes [00:03:24] - [First question] - Blackstone: Beyond Buyouts; What an investment bank is, what they do, and how they make their money [00:06:48] - Matt Taibbi's Rolling Stone article; Why Goldman is perceived as the industry villain [00:10:34] - The scale of Goldman today and how it looked fifteen years ago in light of the financial crisis [00:13:55] - Industry size that Goldman operates in and their growth factors [00:14:58] - How investment banking deals result in profits for Goldman and their ties to macro environments [00:17:38] - Generating revenue and bottom line dollars in sales and trading as a market maker [00:21:01] - Margin differences between investment banking and trading [00:23:52] - Asset management and profits generated from supervising over a trillion dollars in assets [00:26:30] - How investors value banks as a whole and the metrics and multiples used [00:29:35] - The differences between varying levels of assets and how a bank's balance sheet looks like today compared to the past [00:34:40] - Whether or not there's a way to quantify the differences of leverage and stepping into the consumer space [00:39:02] - The leadership at Goldman over the years and what David Solomon brings to the table [00:44:31] - Goldman's outlook, the bull case and key drivers for success in the future [00:49:34] - Build versus Buy versus Partner; other potential competitors and risks to Goldman [00:51:32] - Thoughts on the strength of their core business and classifying them [00:54:53] - Lessons for investors when studying Goldman's story and what he's changed his mind to as he's worked in this industry for so long
Busch Light and John Deere announced a partnership to support farmers. Through the “For the Farmers” partnership, special edition Busch Light cans will feature John Deere equipment. A portion of the proceeds from will benefit Farm Rescue, a non-profit that provides critical material aid to family farms.
Did you know our nervous systems can sync with the nervouos systems of those around us? Our kids subconsciously pick up on the state of our nervous system, and will often match it...which is the last thing we need. Listen in today and hopefully some dynamics in your home will finally make more sense...Download my free postpartum guide here: https://lizzielangston.com/freebie/ JOIN MY 12 WEEK POSTPARTUM GROUP PROGRAM HERE: https://lizzielangston.com/PROGRAM/ Follow me on Instagram! @lizzie.postpartumcoach
Fearless Homeschooling: How to Ignore the Critics and Do What's Best for Your Child! “I'm not strong enough.” “My kids are going to have gaps in their education.” “Everything depends on me.” “I've failed too many times.” “I can't do this right.” “I'm screwing up my kids.” “Everyone else's kids are doing better than mine.” Have you heard the lies, too? Yvette Hampton talks with Heidi St. John about her own experience of homeschooling out of fear and into faith. This is one you'll want to share with a friend! Partner with us! Has the Schoolhouse Rocked Podcast been a blessing to you? Support from our listeners allows us provide resources, support, and encouragement to homeschooling families around the world. Please consider donating to support Schoolhouse Rocked. Watch this full conversation on our YouTube channel. As a popular author and speaker, Heidi St. John has been speaking on marriage, family and cultural issues for over 15 years. Her passion to encourage moms and set them free to boldly become who God has created them to be will challenge encourage you. Heidi has been married to her college sweetheart since 1989, and their family now includes seven children and two grandsons! Jay and Heidi reside just outside of beautiful Vancouver, Washington, where they have homeschooled some of their kids all the way through high school and are still finishing up with a few at home. Heidi is the author of seven books. Her most recent book, Bible Promises for Moms, released in March of 2019 and is the latest in the MomStrong collection. She has also recently released Prayers for the Battlefield: Staying MomStrong in the Fight for Your Family and Your Faith and Becoming MomStrong: How to Fight With All That's In You For Your Family and Your Faith, which focuses on helping mothers build a solid biblical foundation for their families. Join Heidi at MomStrong International, an online ministry where thousands of women come together for weekly Bible Studies, Scripture Writing, online and in real life fellowship. Recommended Resources: Bible-Based Homeschooling Course, from Karen DeBeus Find your state Homeschool Organization This interview was originally broadcast live for the Homegrown Generation Family Expo. Want even more homeschooling encouragement? Listen to the NEW Homeschool Insights Podcast! WATCH THE MOVIE! Schoolhouse Rocked: The Homeschool Revolution is now available on DVD and HD streaming. Buy the film today or bring Schoolhouse Rocked to your church or homeschool co-op. Watch the Official Trailer for Schoolhouse Rocked: The Homeschool Revolution Schoolhouse Rocked is excellent and a wonderful testimony to the growing popularity of home schooling and the superior education that it provides young people.” - Dr. James Dobson “This is not an exaggeration to say, this is the movement that is needed to save this country. Incredibly, incredibly well done.” – Rick Green, Patriot Academy "This is one of the most empowering tools I've seen for parents! I was honored to be interviewed in the film and am excited to see it come to fruition. It is amazing!" – Israel Wayne, Family Renewal If you are considering homeschooling or just need some great homeschooling encouragement, get your FREE Homeschool Survival Kit from the producers of Schoolhouse Rocked: The Homeschool Revolution and the Schoolhouse Rocked Podcast. This 70+ page guide includes helpful articles, videos, and audio, for every stage of homeschooling, from pre-school to graduation. It will give you the encouragement you need to start strong and finish well! The Homeschool Survival Kit also includes an extensive directory of must-have homeschooling resources. Please take a minute to visit our sponsors and thank them for helping to bring you The Schoolhouse Rocked Podcast. We ONLY work with companies we know and love! We happily recommend these companies and their products. Are you looking for a new Math Curriculum? CTCMath specializes in providing online video tutorials that take a multi-sensory approach to learning. Creative graphics and animation, synchronized with the friendly voice of internationally acclaimed teacher, Pat Murray, make learning math easy and effective. Visit CTCmath.com today to start your free trial today. BJU Press Homeschool provides complete curriculum for preschool through 12th grade with both traditional textbooks and video courses available. Education from a Christian worldview reshapes how children see the world. BJU Press materials teach Christ's power and lordship through the Big Story of creation. Bible Quest - Bible Quest provides a plan and resources to help parents and mentors teach Biblical literacy using the classical model of learning. The Institute for Excellence in Writing (IEW) equips teachers and teaching parents with methods and materials which will aid them in training their students to become confident and competent communicators and thinkers. Using the Structure and Style™ writing method, IEW will give you the ability to fill young minds with language-building skills, laying the groundwork for a lifetime of excellent writing. Podcast Topics: Heidi St. John, Homeschool Conference, Congress, Cast Member, Socialization, Discipleship, Parenting, Yvette Hampton, Interview, Schoolhouse Rocked: The Homeschool Revolution, Homeschool Movie, Homeschool Documentary, Homeschool Podcast, Christian, Parenting Podcast
7 Years In Real Estate, Over $100 Million in Real Estate, 14 People On The Team. [FREE Online Masterclass Training] The 3 Step Lead System To Close Your Next 6 Figures in GCI (From Leads You've Never Met)
On this episode of More Than Profit, Bryce talks with Alexandre Lazarow, Partner, Head of North America for Cathay Innovation, a global venture capital fund with over $4 billion in assets under management, and a global footprint including San Francisco, New York, Paris, Munich, Tel Aviv, Beijing, and Shanghai. Alexandre is also the author of Out-Innovate: How Global Entrepreneurs - from Delhi to Detroit - Are Rewriting the Rules of Silicon Valley. Alexandre and Bryce discuss financial inclusion, impact investing in the fintech and healthcare spaces, and how to balance the trend towards automation with the importance of human connection. They also talk about what Alexandre calls "frontier economies" and the false narrative of the "Silicon Valley gospel." Learn more on this episode of More Than Profit, Innovative Capital with Alexandre Lazarow. https://www.alexlazarow.com/ More Than Profit is a podcast from Access Ventures and is produced by Render. Host: Bryce Butler Executive Producer: Tim Harris Associate Producer, Recording, Editing and Social Media: Per Nordgren Graphic Design: Olivia Allison