Podcasts about financial

Right now there's a wave building in our industry, and most advisors are standing on the beach pretending it isn't there.AI isn't coming. It's here. And the gap between the advisors who lean into it and the ones who keep waiting is about to get a lot wider.In this episode, I sit down with Michael Hyatt — New York Times bestselling author, longtime entrepreneur, and someone who's quietly built an entire team of AI agents running inside his own business.We get into the tension every financial advisor is thinking about: privacy, client data, compliance, technical knowledge, and where AI actually fits in a relationship-driven business.Michael also explains where this is all headed, and why the biggest opportunity may not be replacing human work, but creating more space for the work only humans can do.If you've been telling yourself you'll figure AI out later, or that it doesn't really apply to a business like ours, this conversation might change your mind about how much time you actually have.3 Insights From This Week's Episode…#1.) The Story That's Quietly Costing Advisors Their FutureWhen AI comes up, a lot of smart, successful advisors check out. They decide it's too technical, too risky, or too late to start. Michael explains why that reaction has nothing to do with age or ability, and everything to do with something far more dangerous.#2.) The Client Data Objection Everyone Hides Behind"I deal with people's finances, so AI doesn't apply to me." It's the most common wall advisors put up, and on the surface it sounds responsible. We dig into why that thinking is more outdated than you'd expect, and what hiding behind it might be costing you.#3.) The New Advantage in a Relationship Business Financial advice is built on trust, presence, and human connection. We explore why AI may actually increase the value of great advisors by helping them show up more prepared, more focused, and more available for the work only humans can do.SHOW NOTEShttps://bradleyjohnson.com/173FOLLOW BRAD JOHNSON ON SOCIALXInstagramLinkedInFOLLOW DBDL ON SOCIAL:YouTubeTwitterInstagramLinkedInFacebookDISCLOSURE DBDL podcast episode conversations are intended to provide financial advisors with ideas, strategies, concepts and tools that could be incorporated into their business and their life. No statements made in the episode are offered as, and shall not constitute financial, investment, tax or legal advice. Financial professionals are responsible for ensuring implementation of anything discussed related to business is done so in accordance with any and all regulatory, compliance responsibilities and obligations. The Triad member statements reflect their own experience which may not be representative of all Triad Member experiences, and their appearances were not paid for. Triad Wealth Partners, LLC is an SEC Registered Investment Adviser. Please visit Triadwealthpartners.com for more information. Triad Wealth Partners, LLC and Triad Partners, LLC are affiliated companies.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Jun 16, 2026 – The Boock Report's Peter Boockvar discusses the AI capex boom, SpaceX's valuation, data center overbuilding risks, inflation volatility, Fed policy, and why oil, gold, silver, and commodities may still have room to run...

What if your biggest competitive advantage in real estate wasn't a market, a strategy, or a mentor - it was your spouse?   In this episode, Cory sits down with Ali and Josh Lupo, known as @theficouple on Instagram, for a conversation about what it actually looks like to build wealth as a team. Ali and Josh first appeared on the show years ago at the start of their real estate journey, and today they're back to share how far they've come - from buying duplexes and fourplexes to stepping back from active investing and moving into private money lending, all while building a business and community around financial independence.   They get into how they got aligned early on and made real estate a team sport, what it actually looked like to divide responsibilities and navigate the hard seasons of entrepreneurship together, and the mindset shift required to stop being an operator and start thinking like a capital allocator. From scaling their portfolio to launching a community built around the FI lifestyle, this conversation covers the full arc of what building a real business as a couple really looks like behind the scenes.   If you've been wondering how to bring your spouse into your investing journey — or how to scale beyond the grind of active management of a few rentals, this episode is your starting point. Book your call with Neo Home Loanshttps://www.neoentrepreneurhomeloans.com/wjpodcast/ Book your mentorship discovery call with Cory RESOURCESGet business funding - revenued.com/juice

I recently sat down with Steve Chen on his Boldin Your Money podcast for a wide-ranging conversation about evidence-based investing — and why it matters more than ever in a world of speculation, hype, and constant financial noise. We covered my early days as a stockbroker in the 1960s, the psychology that trips investors up in downturns, how low-cost index funds transformed personal finance, factor investing and small-cap value, and why younger investors are being pulled toward gambling-like behavior through apps, crypto, and prediction markets. Whether you're just starting out or planning for retirement, I think you'll find it time well spent.KEY TOPICS DISCUSSED• The difference between investing and speculation• Why staying the course is emotionally difficult• Wall Street incentives and investor behavior• The origins of index fund investing• Factor investing and small-cap value explained• Why diversification matters long term• Rebalancing strategies and portfolio management• Financial literacy and generational investing habits• Why gambling behavior is becoming normalized• How AI tools like ChatGPT and Claude are changing education• The psychology behind successful long-term investorsTIMESTAMPS00:00 Introduction02:55 Paul Merriman's start in investing05:20 Wall Street incentives and conflicts of interest08:35 Why investing is harder than it looks12:25 Investing vs speculation15:40 Why people panic during market crashes17:30 The psychology of staying the course19:10 Generational wealth and financial literacy23:40 The case for index funds28:45 Factor investing explained32:30 The four-fund portfolio strategy36:00 Rebalancing and long-term returns38:00 ChatGPT, Claude, and financial education42:15 Market valuations and investor behavior45:30 Building wealth intentionally49:00 Gambling culture and modern investing51:45 Teaching financial literacy to younger generations54:00 Final thoughts on long-term investingRESOURCES MENTIONEDPaul Merriman Foundation: https://www.paulmerriman.com/Try the Boldin Planner for free: https://go.boldin.com/podcasttep110Watch Video here- https://youtu.be/y_i5wrr_tfM

Joevon Barnes is a plumber, coach, speaker, radio host, and father of two daughters. But more than anything, he's a man who chose to break cycles, stay present, and become the father his daughters needed.In this deeply practical and inspiring conversation, Joevon joins Ned Schaut to discuss fatherhood after divorce, raising daughters, healing family wounds, overcoming anger, building generational relationships, and why showing up consistently matters more than being perfect.Joevon shares the story of growing up as the youngest of seven children, navigating the fallout that followed his parents' passing, and learning hard lessons about family, legacy, and preparation. He offers a powerful challenge to fathers everywhere: get your affairs in order, communicate your wishes clearly, and don't leave your children with unnecessary burdens after you're gone.The heart of the conversation centers around one remarkable commitment:For more than 16 years, Joevon has maintained a weekly Daddy-Daughter Night with his daughters. Through divorce, custody changes, career shifts, and every season of life, he never stopped showing up. Today, at ages 28 and 24, his daughters still prioritize that time together.Joevon and Ned discuss:Raising daughters after divorce.Why children should never be placed in the middle of parental conflict.The importance of being present, even when life gets messy.How fathers shape the future relationships of their children.Healing from anger and childhood wounds.The role of mentors, teachers, and coaches.Building friendships with aging parents.Preparing for grandfatherhood.Financial wisdom and generational legacy.Why every child deserves a father who stays.One of the most moving moments comes when Joevon reflects on his father:“He may not have been the best of pops, but he was always there.”This episode is a reminder that fatherhood is not about perfection.It's about presence. It's about consistency. It's about being there.

In the mid-1990s, Albania appeared to be a nation on the rise. Emerging from decades of isolation and communist rule, people poured their savings into investment schemes that promised extraordinary returns. But many of those schemes were little more than giant Ponzi scams. When they collapsed in early 1997, millions of people lost everything. The financial meltdown triggered mass protests and armed uprisings. The government lost control of large parts of the country and Albania teetered on the edge of civil war. In this episode, we revisit one of the most dramatic financial disasters of the post-cold war era. Host Robin Wigglesworth speaks to Ortenca Aliaj, the FT's banking editor who was a child in Albania during the crisis, about what it was like to live through the chaos, how the schemes captured an entire nation and what the collapse reveals about the dangerous mix of financial speculation, weak institutions and public trust.Further reading:The Shock Doctrine, Naomi KleinCredits: Getty ImagesTo enjoy future episodes, be sure to subscribe to The Story of Money wherever you get your podcasts, also on the show's dedicated YouTube channel here: https://www.youtube.com/@FTTheStoryOfMoneyHost: Robin WigglesworthProducer: Laurence KnightExecutive Producer: Manuela SaragosaOriginal music: Breen TurnerBroadcast engineers: Bianca Wakeman and Petros GioumpasisPodcast Development: Laura ClarkeVideo editor: Kristen Kenyon and Josh Divney at Podcast DiscoveryLearn more at www.ft.com/tsom or get in touch at thestoryofmoney@ft.com. Hosted on Acast. See acast.com/privacy for more information.

Send us Fan MailShe earns seven figures. And she's living paycheck to paycheck.If that sentence made you exhale, this episode is for you. Dr. Latifat is talking about the thing nobody in the physician space wants to say out loud: high income does not automatically mean wealth. And the silence around it is making everything worse.This is the episode that will liberate somebody today.In this episode:Why the bigger the applause, the bigger the shame for high-earning physicians who feel brokeThe hidden cycle: avoidance → more work → more spending → more broke Problem #1: You've been prioritizing short-term comfort over the life you actually want Problem #2: Financial parasites, who they are, what they're doing to your money, and why Dr. Latifat is naming them Problem #3: Being a first-generation high income earner with nobody to show you the moves The difference between delegating and abdicating and why one of them is destroying you Dr. L's story: from "I don't know where my money goes" to launching her own practice in one year"You are not the fake version of you. You are meant to be the real version, free, at peace, and able to trust yourself."If you're tired of feeling like medicine is something you have to keep doing instead of something you get to choose, this workshop is for you.Join us to learn how busy women physicians are creating financial freedom, building real options, and designing lives they do not need to escape from without waiting for traditional retirement.

In Episode 273, Greg and Pam discuss purses, hockey, and casinos. Many thanks to Amy Ruby_Stitches in Instagram for the episode introduction! You can find information about Yarnover at knitters.org, which will be September 25-September 27. We would love to have YOU record an introduction to the show! You can find details in the Ravelry Group Pages or on our website here. Check out our group on Facebook! We would love to have you join us there. GIVEAWAY: Check out our MONTHLY giveaway just because our listeners are AWESOME! You can enter the monthly giveaway using this Google Form. SUPPORT THE SHOW KnitPicks & Crochet.com We are KnitPicks and Crochet.com (owned by KnitPicks) Affiliates! This means if you are going to shop at KnitPicks or Crochet.com, and start by clicking their names, the Unraveling Podcast will get a small commission at no extra cost to you! It's an easy way to support the podcast passively. (Note: links to specific yarns or products will appear like https://shrsl.com/3xzh0 or https://tidd.ly/4mGsyws. These are correct and are custom links to track our account. They are safe!) Patreon You can financially support Unraveling…a knitting podcast on Patreon! Monthly membership levels are available at Swatch ($1), Shawl ($3), and Sweater ($6) and come with rewards like early access to book club episodes, access to a quarterly Zoom call, discounts on all Knitting Daddy patterns, and holiday cards. Everything available via Patreon is extra, the show remains unchanged and free. Financial support through through Patreon helps us cover expenses like web hosting, prizes, prize shipping, and equipment upgrades.  NOTES Greg's Projects Greg is almost unstalled on a Baby Surprise Jacket with yarn from String Theory Colorworks. Greg is paused on fingerless mitts using yarn from Leading Men Fiber Arts. Greg is working on a pair of socks with yarn from String Theory Colorworks. Greg cast on and finished a hat with yarn from Fangirl Fibers. He used the Purl Soho tutorial to learn how to do the tubular cast-on. Pam's Projects Pam finished a pair of Fish Lips Kiss Heel Socks. She used String Theory Colorworks yarn in the displacement base and the colorway Black Body Radiation. Pam cast on a pair of Fish Lips Kiss Heel Socks. She is using KnitPicks Psichidelica in the colorway Grounded. Pam completed and started a Regular Guy Beanie by Chuck Wright. Pam worked on the Cloud Iridescence blanket by Kathyrn Bernard. She is using KnitPicks Mighty Stitch in fingering weight and several colors of mohair/alpaca silk yarns. Pam worked on Sun Salutation by Celia McAdam Cahill. She is using KnitPicks Gloss and Trailhead Yarns Cabot Trail. Pam worked on Davis tee and is using her oldest yarn stash, Classic Elite Yarns, Rockland Cotton. Pam started Dahlia Cowl by Jonatan Tollow. She is using Plymouth Superwash Merino DK and Malabrigo Rios. Pam mentioned plans for the pattern Stellarium. Miscellaneous Mental Health Resources: 988 Lifeline; Book How to Be Ok When Nothing is Ok; Active Minds We talked about a couple of Tubular Cast On Tutorials. Greg used Purl Soho and Pam used Roxanne Richardson's. Pam was gifted KnitPicks Hawthorne. Pam mentioned two books she enjoyed: The Frozen River and Atmosphere. Craft Cook Read Repeat Bingo started May 22! Pam talked about the new Resilience Needles from Knitpicks. Some of our Denver area listeners are meeting to knit monthly. If you are in the area and want to join in, reach out to martaschmarta. Greg can also be found talking about knitting and playing Dungeons & Dragons at Crits and Knits on Twitch. Affiliate Link Disclosure We are a KnitPicks Affiliate! This means that if you click on a KnitPicks link or Crochet.com, or the banner ad and make a purchase, we will receive a commission at no extra cost to you. This post contains affiliate links. That means that if you click on a link to Amazon and subsequently make a purchase, we'll receive a small commission from the sale. You pay the same, and the commissions will help cover our podcasting expenses. Our opinions are always our own. Find us all over the Internet Patreon: Unraveling…a knitting podcast Subscribe in iTunes: The Unraveling Podcast Podcast RSS Feed: Unraveling Podcast Facebook: Unraveling Podcast Instagram: @UnravelingPodcast Ravelry Group: Unraveling Podcast Greg is KnittingDaddy on Ravelry, @KnittingDaddy on Instagram, and also writes the KnittingDaddy blog. Pam is pammaher on Ravelry  and @pammaher on Instagram

The FASB's disaggregation of income statement expenses (DISE) guidance requires public business entities to provide significantly more detail about key income statement expense captions beginning in 2027. This episode covers what the new disclosure requirements mean, why implementation may be more complex than expected, and how companies can start preparing their data, systems, processes, controls, and judgments now.For more on this topic read section 3.11 of PwC's Financial statement presentation guide and our publication, FASB issues new disaggregated expense disclosure requirements (DISE).Follow this podcast on your favorite podcast app and subscribe to our weekly newsletter to stay in the loop for the latest thought leadership on sustainability standards. About our guestsAngela Fergason is a partner in PwC's National Office. She is an experienced consultant on technical accounting and financial reporting matters, specializing in revenue recognition, employee compensation, and emerging issues impacting the technology industry. Angela is also PwC's standard setting leader, managing PwC's strategy for engaging in accounting standard setting activities.Gary Sardo is a partner in PwC's Deals practice who advises companies on accounting and financial reporting matters from acquisitions, divestitures, capital raises, and complex deals, particularly in the pharmaceutical and life sciences industry. In this role, Gary also supports companies navigate the implementation of new accounting standards and evolving financial reporting requirements. Recently, Gary completed a tour in PwC's National Office and a two-year fellowship at the Financial Accounting Standards Board.About our hostHeather Horn is the PwC National Office Sustainability and Thought Leader, responsible for developing our communications strategy and conveying firm positions on accounting, financial reporting, and sustainability matters. In addition, she is part of PwC's global sustainability leadership team, developing interpretive guidance and consulting with companies as they transition from voluntary to mandatory sustainability reporting. She is also the engaging host of PwC's accounting and reporting weekly podcast and quarterly webcast series.Transcripts available upon request for individuals who may need a disability-related accommodation. Please send requests to us_podcast@pwc.com. Did you enjoy this episode? Text us your thoughts and be sure to include the episode name.

America's debt continues to climb, inflation remains a threat to household budgets, and millions of Americans are approaching retirement without a plan. In this episode of Two Mikes, financial strategist Joel Lombardi, founder of Ironhawk Financial, joins Dr. Michael Scheuer and Colonel Mike to discuss wealth preservation, retirement planning, inflation, estate planning, long-term care protection, taxes, government spending, and the growing financial challenges facing American families. The conversation explores America's debt crisis, the declining purchasing power of the dollar, rising energy costs, geopolitical instability, and why many Americans remain financially vulnerable despite decades of saving and investing. Lombardi explains how wealthy families use financial planning tools to protect assets, reduce risk, preserve generational wealth, and prepare for uncertain economic conditions. He also discusses common mistakes retirees make, the risks facing traditional retirement accounts, and the importance of planning before a crisis occurs. Topics DiscussedAmerica's growing debt crisisInflation and the declining value of the dollarWealth preservation strategiesRetirement planning and annuitiesEstate planning and legacy protectionLong-term care planningTax-efficient financial strategiesGovernment spending and economic instabilityEnergy policy and global marketsProtecting family wealthBuilding generational wealthFinancial preparedness in uncertain timesGuest Joel LombardiFounder and President of Ironhawk Financial Hosts Dr. Michael ScheuerFormer CIA officer and New York Times bestselling author Colonel MikeCo-host of Two Mikes

There's a particular kind of exhaustion that comes from trying to hold everything together: the kids, the bills, the unexpected expenses, the pressure to “do it right.” Erin has insight for when your emergency fund keeps disappearing, your motivation starts fading, and you're tempted to stop trying altogether. Join our online community: www.getthehelloutofdebt.com  Today's episode is brought to you by AirDoctor. Join Erin and 98% of AirDoctor's customers who say their homes feel cleaner, safer, and healthier. Go to airdoctorpro.com and use promo code Erin to get $250 off your purchase.   Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Most real estate team leaders and broker-owners only look at their financials once or twice a year — and it almost always happens during slow season, when the numbers look their worst and emotions are running high. In this episode, Brian Icenhower breaks down why that annual P&L review sets leaders up for reactive, costly decisions — and introduces the monthly snapshot system that keeps you grounded in your numbers all year long. In this episode, you'll learn: Why reviewing your real estate brokerage financial model only at tax time leads to reactive decision-making How slow-season emotions drive team leaders to cut agents and restructure splits unnecessarily What a monthly snapshot is — and how a simple Google Sheet can transform how you lead your business The specific metrics every real estate team and brokerage should track each month, including GCI, cost of sales, and net income How tracking cost of sales as a percentage of GCI helps you understand what you're actually paying per transaction Why economies of scale matter when evaluating agent count and commission structure How to build a business owner mindset and stop reacting emotionally to seasonal slowdowns About Brian Icenhower: Brian Icenhower is a nationally recognized real estate coach, trainer, and former broker-owner with decades of experience helping agents, team leaders, and broker-owners build profitable, scalable businesses. He is the founder of Icenhower Coaching & Training and the author of multiple real estate training resources available at therealestatetrainer.com. If you're leading a team or running a brokerage, this episode is a must-listen. The monthly snapshot isn't a complicated system — but it might be the most important habit you can build to protect your business through every season of the market.

Overview: Tune into this week's episode of Launch Financial as we discuss the recent market volatility following continued tensions in the Middle East, the Space X IPO, inflation data, and this week's Federal Reserve interest rate decision.  Show Notes:

Did you know that keeping your money moving like flowing water prevents financial stagnation and invites true abundance into your life? By automating your give-back fund based on your core values, you can remove the emotional friction of donating and ensure your wealth becomes a powerful force for good. Listen.

Financial freedom, wealth building, investing, and success mean nothing if you're still negotiating with poverty in your mind, your purpose, your relationships, or your spirit. In this episode, I'm breaking down why poverty is not just about money — it's about lack, limitation, scarcity, fear, trauma, and the version of yourself you keep avoiding.⚖

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Joaquin Wallace.

Rebel Capitalist Live VII: Protect & Grow Your Wealth Before the Next Crisis https://rcl.georgegammon.com/live Want the cheat code to protect and grow your wealth? Check out Rebel Capitalist Pro https://rcp.georgegammon.com/pro

https://media.blubrry.com/thesuccessfulmindpodcast/media.blubrry.com/thesuccessfulmindpodcast/ins.blubrry.com/thesuccessfulmindpodcast/TSM729_FINAL.mp3   Your financial set point is running in the background right now — quietly deciding how much you earn, how you price, and whether you follow through when real money is on the table. Most business owners never see it. And that invisibility is exactly what makes it so powerful. I recorded this episode with my longtime colleague Steph Tuss — who has spent the better part of 35 combined years working with small business owners alongside me — because this is the conversation I wish someone had sat me down for early in my career. Between the two of us, we’ve watched the same pattern play out thousands of times. You set a financial goal. You get excited. You work hard. And then, without knowing how it happened, you’re right back where you started. That’s not a discipline problem. That’s a set point doing exactly what it was designed to do. Financial Set Point: What It Is and How It Controls YouThe simplest way I know to explain a financial set point is the thermostat in your house. You set it to 70 degrees. The temperature drifts up. The system detects the gap, kicks on, and brings it right back to 70. Your subconscious mind works the same way — except the temperature it’s managing is your income. When you push above your set point, something in your thinking, your emotions, or your behavior begins to adjust you back. It shows up as undercharging in a sales conversation. As scope creep where you give away more than you’re paid for. As panic during a slow month that drives you into decisions you wouldn’t otherwise make. The three places I see this most clearly are pricing decisions, boundary violations with clients, and the response to slow periods. In each case, the set point isn’t the problem you’re aware of — it’s the thing making the problem feel inevitable. Financial Set Point: The 4 Types and How to Identify YoursAfter decades of this work, Steph and I have identified four distinct financial set point types that show up in business owners: the scarcity set point, the survival set point, the striving set point, and the emerging success set point. Most people are operating from one of these — or a combination — without knowing which one it is. And because you can’t change what you can’t see, awareness is always the first step. The striving set point is the one I lived in for a long time. Work harder, stay on the phone longer, push more. And it hits the same ceiling every time, because more effort isn’t the solution when the program running underneath doesn’t match the goal you’re reaching for. How to Find Out Which Set Point Is Limiting YouThis episode is Part 1 of a 5-part Financial Setpoint Series. The next four episodes go deep into each set point type — what it looks like, how it shows up in your business, and what to do about it. But before you listen to those, I want you to know which one is yours. Steph and I built a free diagnostic tool called the Psychological Set Point Analyzer. It takes about five minutes, asks 7 to 10 questions, and tells you exactly which financial set point is operating in your life right now — along with a seven-day plan to begin reprogramming it. This isn’t awareness for awareness’s sake. You need new behaviors to make real change, and the tool gives you a starting point. Get the free diagnostic at lifeisnowinc.com/setpoint and plan to join us for the next four episodes. Two per week, so you won’t be waiting long. Episode 372 – I Choose How I Feel Episode 609 – Desire Points the Way, But Commitment Gets it Done Episode 624 – The Starting Point is Desire YOU'VE LEARNED THE STRATEGIES…SO WHY DOES YOUR REVENUE STILL CONTINUE TO PLATEAU?Here’s what I know about most business owners: They’re working hard, doing the right things, and still hitting the same income ceiling year after year. That ceiling has a name — it’s your Financial Set Point. It’s the unconscious limit you’ve placed on what you believe you can earn, and until you see it clearly, it runs the show no matter what strategies you put in place.That’s what we work on at my upcoming Business Intensive in August.  Over two days, I'll help you identify your financial set point, understand why it’s there, and break through it so you can finally earn what you want without the constant struggle and hustle that’s been getting you nowhere.If that sounds like exactly what’s been missing, you don’t want to sit this one out. Apply here to join us. If you like the show, would you be so kind as to leave us a short review on Apple Podcasts? It takes less than a minute and really makes a difference in helping me spread the Successful Mind message around the globe.  LEAVE A REVIEW Check out David's book! Get Your Copy Today! Miss anything? Don't forget to subscribe to the show to keep up with your own successful mindset. We're available wherever you listen to podcasts:   Apple Podcasts Spotify Pandora iHeartRadio Amazon Music Life is Now wants you to get SOCIAL! You can find us on the following platforms:  Facebook X-twitter Instagram Linkedin Youtube The post Financial Setpoint Series: The Psychological Programming That's Controlling Your Income appeared first on The Successful Mind Podcast.

LIL #003: 1,000 Lunches Taught Me More Than My Finance DegreeOne weekly habit, 20 years, 1,000+ conversations - and a deal network no textbook could build.Episode SummaryIn this episode of The Lifestyle Investor Podcast, host Justin Donald breaks down the single habit that built his entire investment network - one lunch at a time, every week, for two decades.You'll learn how a hands-on finance degree shaped his investing lens, why watching smart people follow the "right" playbook and never get ahead changed his trajectory, and how financial freedom removes fear from every decision.Question of the DayWhat's one relationship or conversation that fundamentally changed how you think about money or investing? Drop it in the comments.Key TakeawaysOne consistent weekly habit compounded into 1,000+ high-caliber investor conversationsWatching diligent people follow the textbook and never get ahead rewired his strategyFinancial freedom changes every decision you make for your business and familyThe Lifestyle Investor Community's real value is the collective wisdom, not one personCOVID turned weekly lunches into a virtual Investment Happy Hour that scaled everythingTimestamped Outline00:00 - Introduction and recap of previous issues01:08 - The one habit that changed everything01:29 - 1,000 lunches in 20 years02:11 - A finance degree with real practitioner training02:46 - Watching people do the "right things" and never get ahead03:28 - What the ultra-wealthy actually know04:09 - Why this was always about family first04:52 - Financial freedom changes every decision you make05:43 - Building the Lifestyle Investor Community06:11 - How COVID created something unexpected06:49 - The community itself is the asset07:20 - What's ahead for the Lifestyle Investor LensLinks & ResourcesThe Lifestyle Investor by Justin Donald - https://lifestyleinvestor.com/newsletterConnect & CTASubscribe and leave a review on Apple Podcasts.Every week, The Lifestyle Investor Lens breaks down what's changing in the world of wealth, what the wealthy are doing differently, and how to build passive income that funds your life today: https://lifestyleinvestor.com/newsletterCreditsHost: Justin Donald © 2026 Lifestyle Investor. All rights reserved.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Jun 15, 2026 – Metabolic health expert Jim LaValle joins Jim Puplava to explain why being "disease free" doesn't mean you're truly healthy. They explore the overlooked drivers of premature aging, including chronic stress, poor sleep, and insulin resistance...

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Joaquin Wallace.

Venus, the goddess of love and money, is having a busy week. Her sextile aspect to Uranus offers an opportunity for radical change, and her trine to idealistic Neptune lends a pair of rose-colored glasses, at least until she opposes Pluto for a short but potent trip to the underworld. Embrace the Cancer Solstice, a moment to stop and contemplate where you're at and what lies ahead. A Libra First Quarter Moon initiates action in relationships, money, and getting life in balance. And a listener question about a jangly natal Sun and its impact on the annual Solar Return. Plus: A haircut, charm school, and feng shui! Read a full transcript of this episode. Have a question you'd like answered on the show? Email April or leave it here! Subscribe to April's mailing list and get a free lunar workbook at each New Moon! Love the show? Make a donation! Timestamps [1:41] Venus sextiles Uranus (Jun. 15, 3:53 pm PDT) at 2°54' Leo and Gemini. Venus' Sabian symbol is 3 Leo, A woman having her hair bobbed. New ideas may suddenly appear that are related to money, values, or relationships. The more equal two people are, the more united they can ultimately be. [4:13] Venus trines Neptune (Jun. 16, 8:41 pm PDT) at 4°18' Leo and Aries. This aspect reminds us that love, beauty, and creativity are at their richest when they open doors to both inspiration and connection. [5:48] Venus opposes Pluto (Jun. 17, 1:38 pm PDT) at 5°7' Leo and Aquarius. Love what and who we love, even when knowing that nothing lasts forever. Financial stress is possible, especially with the financial markets. [7:58] The Sun enters Cancer (Jun. 21, 1:24 am PDT) and it will remain in the sign until July 22, 2026. Happy Summer/Winter Solstice! This is a lovely season of the year to spend more time close to home with your family, with your loved ones, pets, and to let yourself be for a while. [10:23] Moon Report! The Libra First Quarter Moon (June 21, 2:55 pm PDT) at 0°32' Libra and Cancer. This is the first action point for the June 14 Gemini New Moon. This lunation could bring awareness about what's really going on with the people in our lives and the things that we value. This is a nice time to focus on beautifying your home and bringing it into balance. Check out Simone Butler's Astro Feng Shui book! [14:06] This is the First Quarter (first action point) in a Lunar Phase Family Cycle (LPFC) that began with the New Moon Solar Eclipse on Sep. 21, 2025, at 29°5' Virgo. The Full Moon (awareness point) in this LPFC is on Mar. 22, 2027, at 1°35' Libra. The Last Quarter (last action point) in this LPFC is on Dec. 20, 2027, at 28°14' Virgo. [15:42] Void-of-Course (VOC) Moon periods. The Moon conjoins the Sun (Jun. 14, 7:54 pm PDT), is VOC for 9 hours, 20 minutes, then enters Cancer (Jun. 15, 5:14 am PDT). Check out Ep. 348's VOC Moon segment for more details. [16:32] The Moon in Cancer conjoins Jupiter (Jun. 17, 12:41 am PDT). It's VOC for 4 hours, 24 minutes, then enters Leo (5:05 am PDT). Use this VOC Moon period to research how to reasonably make your home safe and secure. [17:48] The Moon in Leo sextiles the Sun (Jun. 19, 4:30 am PDT). It's VOC for 3 hours, 7 minutes, then enters Virgo (7:37 am PDT). Use this VOC Moon period to appreciate the gift of today and the simple joy of your beating heart. [18:40] The Moon in Virgo sextiles Jupiter (Jun. 21, 10:33 am PDT). It's VOC for 3 hours, 22 minutes, then enters Libra (1:55 pm PDT). Use this VOC Moon to catch up on household chores and repairs to make your home more comfortable and efficient. [19:36] Listener June asks about preparing for a Solar Return when the Sun has difficult placements in the Birth Chart. Check out Andrea Gehrz's book, Remediation: A Guide for the Modern Astrologer. [26:12] Leave a message of one minute or less at speakpipe.com/ bigskyastrologypodcast or email april (at) bigskyastrology (dot) com; put “Podcast Question” in the subject line. Free ways to support the podcast: subscribe, like, review and share with a friend! [26:47] A tribute to this week's donors! If you would like to support the show and receive access to April's special donors-only videos, go to BigSkyAstropod.com and contribute $10 or more. You can make a one-time donation in any amount or become an ongoing monthly contributor. 

*THIS IS CRAZYYYY* She literally only talks and hangs out with *MEN* and we fully caught her flirting with them... this post show is wild, watch here: https://hamr.link/ytjoin *OR* download the brand new Hammer Elite App ➡️ https://hammerelite.com 30% off *LIMITED TIME ONLY* as a launch bonus

Seth and Sean along with Raheel circle back to Carmelo Anthony attempting to explain why hundreds of millions of dollars isn't enough, Joe Burrow talking about seeing his bonus hit his account, and Charles Barkley recalling when Dr. J set him straight on saving his money.

Seth and Sean along with Raheel react to some financial stories from athletes, look at how the Astros have been since they reset the season, and lay out some Houston things that Europeans traveling here for the World Cup can't quite get their heads around.

Send us Fan MailThe MZ Farms/USHJA Emerging Athletes Program (EAP) is a development initiative run by the U.S. Hunter Jumper Association to help up-and-coming riders build both their riding skills and their horsemanship knowledge. Created in 2009, the program has become a launching pad for many riders who've gone on to succeed in major equitation and jumper finals, including the USEF Show Jumping Talent Search, the ASPCA Maclay, and USEF Prix des States, among others. The program is open to junior, amateur, and professional members ages 12 and older as of December 1 of the current competition year, with sections offered at 0.90-meter and 1.0-meter fence heights. To apply, riders must meet eligibility requirements, submit an application and fee, gather recommendation forms, and pass a Horsemanship Quiz Challenge with a score of at least 80%. Riders accepted into the program begin with a five-day Regional Training Session, where they work directly with top riding clinicians and stable managers on flatwork, gymnastics, related distances, course work, and a full stable-management curriculum covering grooming, horsemanship, and barn management. Participants bring and care for their own horses throughout the session. From there, 16 riders are selected to advance to the National Training Session, chosen based on their performance and potential during the regional sessions, with eligibility limited to members ages 12 to 25. A select group of standout non-riders may also be invited to attend as stable managers. The national session is a multi-day intensive held with top clinicians — for 2026, that's Joe Fargis for riding and Colleen Reed for stable management, hosted at Midway University in Kentucky. Financial support is also part of the program: the USHJA Foundation awards up to $6,000 total in grants to help offset costs for EAP participants, with individual grants capped at $500. EAP combines hands-on riding instruction with serious horsemanship education, aiming to produce well-rounded equestrians — not just skilled riders, but knowledgeable horsemen and women who understand every aspect of caring for their horses.-- The USHJA Zone Jumper Championships are a series of regional team and individual competitions for Junior and Amateur jumper riders, held across the USHJA's geographic zones each summer. There are actually a few related programs under this umbrella, organized by fence height.The 1.00/1.05m Junior/Amateur Zone Jumper Championships give riders a competitive team experience and a chance to earn Zone Horse of the Year points in their respective sections, with championships held by zone consisting of both team and individual competition. To qualify, riders submit an application and must accumulate at least 20 points in their section at USEF-licensed competitions during the qualifying period. At the higher end, the Markel/USHJA Zone Jumper Team Championships serve Junior and Amateur Jumper riders in the 1.10/1.15m and 1.20/1.25m divisions, while the related Platinum Jumper Championships cover even higher sections. Competitors in these championships are considered USHJA Emerging Jumper Riders for that year and have the opportunity to earn the title of USHJA Gold Star Emerging Jumper Rider, along with a spot at a USHJA Gold Star Clinic. For 2026, the championships are organized regionally — Northeast (Zones 1-2), South (Zones 3, 4, 7), North Central (Zones 5-6), and West (Zones 8-10) — each hosted at a different venue, with riders from Zones 11 and 12 free to choose whichever championship location they'd like to attend. New this year, jump-offs will be used to break ties for Individual and Team Gold, Silver, and Bronze medals. To enter, riders must submit an application with a $75 non-refundable fee and earn at least 20 qualifying points in their section at USEF-licensed shows before their zone's deadline. Submitting an application doesn't commit a rider to attend, but it does let their points count toward qualification. Individual medalists also earn a notable perk: an invitation to a USHJA Gold Star Clinic of their choice within two years, offering four days of mounted and unmounted instruction from leading clinicians. Altogether, the Zone Jumper Championships give developing jumper riders a structured path toward team competition experience, individual recognition, and continued mentorship — bridging the gap between regular show circuit competition and higher-performance opportunities.theplaidhorse.comThank you so much for joining us today on the Plaidcast. This podcast is a labor of love, and every single episode exists because of this incredible community of riders, trainers, barn managers, parents, and horse lovers who show up in the barn, in the ring, and right here with us.At The Plaid Horse, our commitment goes far beyond the show ring. We believe deeply in the power of literacy and education and that every rider, at every level, deserves access to knowledge, stories, and ideas that make them a better horseperson and a better human being. Reading matters. Learning matters. And the stories we tell each other in this sport matter more than we sometimes realize.Whether you are a junior rider picking up your first copy of The Plaid Horse  Magazine, a professional trainer looking for inspiration, or someone who simply loves horses and everything this world stands for then this community is for you. You belong here.We build this together. Every article, every episode, every conversation is an opportunity to learn something new, to feel less alone in the challenges of this sport, and to be reminded of why we fell in love with horses in the first place.Until next time, keep reading, keep learning, keep riding, and remember that the horse world is better when we build it together. I will see you at the ring!

Today on the Casual Cattle Conversations Podcast, Shaye interviews Jasper Oeltjen of Heritage and Horizons about why ranchers feel overwhelmed financially, mentally, and operationally, and how those areas intertwine. Jasper shares her background in education, IT strategy, and a 14-year cow-calf operation, describing how constant hustling led to plateauing and reactive decision-making that created domino effects in nutrition, calving, labor, medications, margins, and relationships.   They discuss how unavoidable hard seasons are easier to navigate with a foundation of goals, clear expectations, and defined roles. Jasper outlines a four-phase “road trip” framework: set shared long-term goals, map the route with shorter targets, define day-to-day tactics and metrics aligned to goals, and proactively anticipate issues (like aging cows or replacement needs) to avoid “construction.” She also explains helping producers clarify goals via conversation and four focus categories: optimize, innovate, maintain, or grow.  Learn more about Noble here: https://bit.ly/3DD7uG0     Catch more conversations like this one and learn more at https://www.casualcattleconversations.com/     00:59 Meet Jasper Oeltjen  02:32 From Hustle to Strategy  04:06 Reactive Decisions Dominoes  07:10 Financial and Operational Strain  10:23 Relationships and Tough Seasons  12:48 Root Causes Goals and Roles  17:34 Four Phase Planning Framework  20:56 Finding Your Real Goals  26:06 Keep It Simple and Take Action  29:10 Rancher Mind Series Invite   

Wisconsin Democrats held their annual convention over the weekend and affordability was front and center. U.S. Senate Republicans amended a wildfire bill that would impact national forest land, including in Wisconsin. And, We Energies and a pair of data center developers are asking state regulators to loosen financial rules intended to protect local ratepayers.

The most expensive financial advisor many people will ever have doesn't send an invoice. It doesn't show up on a fee disclosure. It never introduces itself. But it has shaped more financial decisions, and quietly eroded more wealth, than almost any market downturn, bad product, or conflicted advisor ever could. That advisor is fear.  Fear is the most expensive financial advisor you'll ever have because it rarely looks like panic in the moment. It often feels like wisdom, caution, urgency, or responsible planning. And it tends to show up in two forms. There's the fear of losing what you have, driving over-protection, paralysis, and a growing pile of products you can barely explain.  And there's the fear of missing out, driving premature decisions, underestimated risk, and the nagging sense that you need to move before the window closes.  Neither version is obviously destructive from the inside. Both feel like good judgment at the time. https://youtu.be/OY4kzrZGsYU This article isn't an argument against caution, protection, or careful planning. It's an argument for knowing the difference between a decision made from purpose and one made from panic. Because that difference, compounded over years, is enormous. Key takeaways:Fear Is Subjective, and That's Why It's So Hard to AddressHow Financial Fear Gets ManufacturedThe Two Faces of Financial FearWhat Fear-Based Decisions Actually CostThe Opportunity Cost of Displaced CapitalThe Coordination Cost of FragmentationThe Advisory Cost of Fear ManagementThe Confidence Cost Nobody Talks AboutSigns Your Financial Life Is Running on FearThe Antidote Is Clarity of Purpose, Not FearlessnessSafety, Liquidity, and GrowthThe LIFE FrameworkThe Wealth Creator's Cash Flow SystemProtection Is Not Fear, When It's Done RightStart With Clarity, Not FearBook a Strategy CallFrequently Asked QuestionsWhat is fear-based financial decision-making?How does financial fear affect long-term wealth?What is the difference between fear-based planning and prudent planning?What does "clarity of purpose" mean in financial planning?How do I know if my financial advisor is managing through fear?What is the LIFE framework for financial planning? Key takeaways: Fear operates as a financial advisor that most people never identify or fire It appears at both ends of the risk spectrum: loss aversion and fear of missing out Much of the financial marketing ecosystem is designed to manufacture and amplify fear The hidden costs of fear-driven decisions don't appear on any statement Clarity of purpose, not fearlessness, is what replaces reactive decision-making Frameworks like safety/liquidity/growth and the LIFE model transform fear into strategy Fear Is Subjective, and That's Why It's So Hard to Address Financial fear is not a character flaw. I want to be clear about that from the start. It's a real emotional experience, and throwing a spreadsheet at someone who is genuinely afraid does not help them.  That approach respects the numbers, not the person. Behavioral finance research has spent decades documenting this: logic alone doesn't move people out of fear. Education does, but only when the emotion is acknowledged first. Fear is also deeply subjective, which makes it especially difficult to work with. Ask two people how much risk they want to take, use a word like "moderate," and you'll get two completely different answers. And that's before anything has actually happened.  Real risk tolerance isn't revealed on a questionnaire. It's revealed when the market moves, when the headline is bad, when the number on the screen is lower than it was last month. There's a question worth sitting with: if your portfolio could go up $50,000, but you had it positioned too conservatively to capture it, versus if your portfolio simply dropped $50,000, which one would keep you up at night? Neither answer is wrong. But your answer tells you something real about which form of fear has more influence over how you make decisions. Loss aversion and the fear of missing out are both fear. They just feel different from the inside. The goal here isn't to eliminate that fear. That's not possible, and it wouldn't be useful even if it were. The goal is to help you recognize when fear is driving your financial decisions rather than informing them. That recognition, small as it might seem, is where things start to change. How Financial Fear Gets Manufactured Some of the fear you carry is yours. You developed it through experience: a job loss, a market crash, a parent who ran out of money before they ran out of life. That fear is real, and it deserves to be understood on its own terms. But some of the fear in your financial life was handed to you. And it's worth knowing the difference. Much of the financial media and marketing ecosystem runs on fear. Headlines about market crashes, dollar collapse, sequence-of-returns risk, and outliving your retirement savings: these are real concerns, but they're frequently presented in ways designed to provoke a reactive emotional response rather than a considered decision.  Fear sells because it works. Money psychology is clear on this: emotions drive financial action more reliably than information. A financial professional who leads with a terrifying scenario creates urgency. A product that promises to solve that scenario feels essential. Before acting on a financial fear, ask yourself whether it was yours before the conversation. Did you have this concern before you saw the headline, heard the pitch, or sat through the seminar? Or did someone hand it to you? None of this means every financial professional who raises difficult scenarios is acting in bad faith. Many of those scenarios are genuinely worth planning for. But there's a meaningful difference between naming a risk so it can be addressed deliberately and naming a risk to generate anxiety that only one specific product can relieve. The result of a financial life assembled from responses to manufactured fear tends to look the same: a collection of individual products that each solved a specific scary problem, with no one asking whether those products coordinate, complement each other, or serve a single unified strategy.  A friend of mine once described the advice her sister gave every customer at the furniture store where she worked: start with a vision, know what you want the room to feel like, and choose everything together.  Because buying one piece at a time and hoping it comes together almost never produces something coherent. You can furnish a room that way. You just can't furnish a room that works. A financial life built on fear works the same way. The Two Faces of Financial Fear Most people think of financial fear as loss aversion, the fear of markets dropping, money disappearing, and security evaporating. And that version is real. It drives people toward over-protection, toward keeping too much in cash, toward accumulating overlapping insurance products because each one addressed a specific nightmare scenario that someone painted vividly enough. But there's an equally destructive form of fear sitting on the other end of the spectrum - the fear of missing out (FOMO). This is the fear that drives people to retire before their plan can genuinely support it, not because the numbers work, but because they're afraid of missing the active, healthy years of their life.  It's the fear that pushes people toward high-return investments they don't fully understand because everyone else seems to be participating. It's why some people avoid protection strategies entirely: buying life insurance or long-term care coverage feels like an admission of vulnerability they're not ready to make. Imagine it as a bell curve, with loss aversion on one end and FOMO on the other. Neither extreme produces good decisions. The healthy middle is what I'd call abundance thinking: recognizing that money is a replenishable resource, created through relationships, knowledge, and purposeful action. It doesn't ignore risk. It addresses risk from a position of intention rather than anxiety. What Fear-Based Decisions Actually Cost The real expense of fear-driven financial decisions is that almost none of it shows up anywhere you'd look for it. There's no line item. No statement entry. No advisor who sends you an invoice for the cost of reactive decision-making. The costs are real, they compound, and they're almost entirely invisible. The Opportunity Cost of Displaced Capital Every dollar invested in a product purchased out of fear is a dollar that can't be deployed into a more coordinated strategy. If that product carries surrender charges, penalty periods, or reduced liquidity, the cost compounds further. What that capital could have produced in a more purposeful position never appears on any statement. It simply doesn't exist. The Coordination Cost of Fragmentation Fear-driven purchasing happens one product at a time, in response to one scary scenario at a time. The result is strategies that contradict each other: a product purchased to address a tax concern working against an investment approach, a protection strategy drawing capital away from the foundational work that would amplify everything else.  Nobody is watching the whole picture. Nobody has an incentive to. Financial fragmentation is expensive, not because any individual product is wrong, but because nothing is coordinated. The Advisory Cost of Fear Management An advisor who manages primarily through fear has a structural incentive to keep that fear alive. This isn't necessarily malicious, but it's worth recognizing. Fees aren't inherently bad. What matters is whether the fee is buying clarity and coordination, or just temporary relief from anxiety. The Confidence Cost Nobody Talks About This is the most invisible cost of all....

Discover entrepreneurship, innovation, business growth, scaling, and intellectual property strategies from successful founders and industry leaders. Richard Gearhart and Elizabeth Gearhart, co-hosts of the Passage to Profit Show interview TV & film actor, Romaine Waite, Jeff Perera from Jeff's Bagel Run and Deon Hargove from SmartInvestors App. What does a high school play, a decade-old screenplay, and a Hollywood acting career have in common? Romaine Waite shares how faith, persistence, authenticity, and relationships helped him build a successful career in film and television. From Star Trek: Discovery to creating his new movie For His Name Sake, this conversation is packed with lessons every entrepreneur and creative can apply. Listen now and discover why your biggest opportunity may already be waiting for you. Read more at: https://www.imdb.com/name/nm4582495/   https://www.instagram.com/romainewaite_/ After losing his job at age 42, Jeff Perera faced an uncertain future. What started as a simple challenge from his wife to learn how to make authentic Northeast-style bagels quickly evolved into Jeff's Bagel Run, one of America's fastest-growing bagel franchises. In this inspiring episode, Jeff shares how he taught himself baking through YouTube and textbooks, built a loyal following through social media storytelling, navigated explosive growth during the pandemic, and expanded from a home kitchen operation to 35 locations across the country. Entrepreneurs will learn valuable lessons about resilience, community building, franchising, brand authenticity, customer experience, and turning unexpected setbacks into extraordinary opportunities. Read more at: https://jeffsbagelrun.com/ Financial literacy remains one of the biggest challenges facing entrepreneurs, investors, and consumers today. Deon Hargrove, founder of SmartInvestors App, shares how he is tackling the global financial literacy crisis by creating a platform where users can learn investing, practice with virtual money, explore stocks, crypto, and forex, and build real-world financial skills without risking their savings. Deon explains why entrepreneurs are already investors in their own businesses, how lessons from the dot-com boom apply to today's AI revolution, and why understanding markets can help founders spot opportunities before everyone else. He also discusses the role of failure in learning, the importance of financial education for future generations, and his ambitious goal of reaching millions of users worldwide. Read more at: https://www.instagram.com/smartinvestors01/ Whether you're a seasoned entrepreneur, startup founder, inventor, or small business owner, the Passage to Profit Show is a leading podcast for insights on entrepreneurship, innovation, intellectual property and business strategy. Hosted by Richard Gearhart and Elizabeth Gearhart, the show features industry leaders, investors, and founders who share real-world lessons on scaling companies, protecting ideas, building generational wealth, and navigating today's evolving business landscape. Visit https://passagetoprofitshow.com/ for the latest episodes, expert interviews, and resources designed to help you grow, protect, and profit from your ideas. Chapters (00:00:00) - Passing Through: How to Profit in Life(00:00:21) - Road to Entrepreneurship Podcast(00:01:04) - Are Gen Zers Afraid of AI?(00:03:27) - Longevity Project: How to Live Longer(00:05:42) - What was the one decision that changed trajectory of your career and what(00:06:50) - What Was the One Decision That Changed the Career of Your(00:07:29) - Dion Hargrove on The One Decision That Changed His(00:09:30) - Entertainer Romaine Waite on Passage to Profit(00:12:01) - What is Authenticity in Your Acting?(00:14:30) - You Did Everything On His Namesake(00:15:50) - What's It About?(00:16:19) - Directing 'The Help'(00:16:55) - How Did You Cast The Mother in ''?(00:19:45) - Car Shield(00:20:55) - Better Health Insurance for You(00:21:55) - Passing to Profit(00:24:41) - How Did I Get My First Acting Role?(00:27:04) - Business Owners Roundtable: AI Use Cases(00:28:45) - Does AI Enhance Creativity?(00:31:17) - Real AI Use Cases Business Owners Roundtable(00:32:39) - Debt Relief Hotline(00:35:12) - Inventing a Design Motorcycle(00:38:25) - Jeff's Bagel Run: From Layoff to National(00:42:54) - Bagels for Me: Starting a Business in Florida(00:45:54) - Bagel & Bagel(00:47:00) - Beyond the Bagel: What Makes a Good Bagel(00:48:14) - Bagels at Chez Panisse(00:49:52) - Passage to Profit: Jeff's Bagel Run(00:51:05) - SmartInvestors: The Financial Literacy Crisis(00:59:38) - Why Do We Celebrate the Wins?(01:01:00) - How To Start a Business(01:03:45) - How to Get Your App Downloaded by Million People(01:05:19) - Passage to Profit(01:06:32) - Noah Fleishman on Legal Holidays(01:07:35) - Secret of the Entrepreneurial Mind(01:09:40) - Richard Gearhart on The Power of Now

In our annual county budget episode, Financial & Management Services Director Scott Attaway, Budget Director Taylor Ricci, and Budget Coordinator (and Savvy Citizen Co-Host) Elizabeth McGee go in depth on the months-long budget process, with a highlight on how the county's updated strategic plan helped guide the process. 

In this episode, we look at three forces that can shape—or sabotage—an investor's long-term success: exciting investment stories, nonstop financial headlines, and everyday money habits. From the hype around companies like SpaceX to the emotional pull of market news, we discuss why compelling stories and breaking headlines don't always translate into smart portfolio decisions. We also explore the quiet habits that can help build wealth over time, including saving consistently, avoiding lifestyle creep, automating good decisions, and staying focused on a long-term financial plan. The big takeaway? Successful investing usually isn't about reacting faster, finding the flashiest opportunity, or predicting the next market move. It's about discipline, diversification, consistency, and making decisions that align with your goals—not your emotions.

Why product recalls in the food & beverage industry are becoming more frequent and complex How large-scale production and rapid distribution increase the potential impact of a recall The role of supply chain risk and why contamination often originates upstream Understanding strict liability and exposure across the entire stream of commerce Key differences in regulatory oversight between FDA and USDA Why certain products (e.g., those without a “kill step”) carry higher contamination risk How modern traceability and testing accelerate the speed of recalls The importance of responding quickly to remove affected product from the market Financial and operational consequences, including production shutdowns and revenue loss Why business continuity planning is essential to maintaining operations during a recall The need for clear crisis response plans, defined roles, and rapid communication How reputational damage can escalate without coordinated response strategies Gaps in traditional insurance coverage and the value of product recall insurance How proactive risk management, visibility, and preparedness reduce overall exposure Why recalls are not one-time events but continuous risks requiring ongoing attention   Want to go deeper on the strategies behind managing complex risks like product recalls? The Alliance's Control of Risk course offers practical frameworks to help you strengthen risk evaluation and response. Focusing exclusively on risk management and insurance professional development, the Risk & Insurance Education Alliance provides a practical advantage at every career stage, positioning our participants and their clients for confidence and success.

Unmet generative AI promises, flatlining ROI dashboards, and a relentless corporate appetite for unguided technological progress. By all logic, one would assume we'd take a strategic pause to change course and build foundational human competence. Instead, in a desperate panic, we're witnessing the birth of "AI agent sprawl,” autonomous activity deployed without a map, GPS, or off-switch.  This week, I examine what happens when companies try to use autonomous AI as a strategic shortcut to force unfulfilled promises into reality, and how it's fracturing their operational architectures and budgets. You'll see why we have to move past the open-ended rollout hype, put a full stop on unmanaged agental capabilities, and install strict human oversight mandates before these tools trigger a catastrophic bottom-line crisis.  My goal is to get you off cruise control by highlighting the following opportunities to protect yourself and your organization:​Deconstructing the Autonomy Sliding Scale: We need to stop treating AI agents like a mythical, binary technology that just arrived from space. Autonomy is a volume knob we've been turning up for decades. The real danger occurs when you spin that dial to a ten, completely relinquishing task-by-task control to a digital intern running continuously on autopilot without verifying if your structural architecture can handle the noise.  ​Exposing the SharePoint Trap with Fangs: In the cloud migration era, corporate America turned on SharePoint thinking "what's the harm," only to create an unmanaged jungle of duplicate data and orphaned sites that acted as a silent productivity torpedo. Agent sprawl is that exact same mistake on steroids because a messy SharePoint folder couldn't rewrite your product codebase, communicate with your clients, or execute legally binding corporate spend decisions. Agents can, and left running on autopilot after an employee leaves, they become an invisible, permanent liability.  ​Halting the Autopilot Spend Shock: The financial consequences of ungoverned agent loops are hitting corporate balance sheets hard, mimicking the familiar spend shock of dictionary-thick cell phone bills from the early 2000s. I highlight some recent examples like Uber vaporizing its entire annual AI budget in four months due to recursive agent rework loops, Microsoft aggressively clawing back developer licenses, and a jaw-dropping $500 million single-month bill racked up by an enterprise trapped in an infinite loop.  By the end, I hope you're convinced the solution isn't about stopping technology. It's about halting the wide-scale rollouts to reinvest heavily in human AI competence. We must move past the vendor hype, place the right people in the right loops at the right times, and establish the disciplined guardrails required to surgically agentize our operations safely.  ⸻If this conversation was helpful, make sure to like, share, and subscribe. You can also support the show by buying me a coffee at ⁠https://buymeacoffee.com/christopherlind⁠  And if your organization is wrestling with how to balance performance, technology, and people, see how I can help at ⁠https://christopherlind.co⁠  ⸻Chapters00:00 – From Tokenmaxxing to the Silent Epidemic of Agent Sprawl03:00 – The Strategic Shortcut: Why More AI Doesn't Fix Flatline Hype04:30 – Demystifying the "Agent" Tech Jargon10:30 – The SharePoint History Lesson: Anarchy in the Cloud16:15 – The 2026 Spend Shock: Inside the Uber and Microsoft Budget Crises19:50 – The Contrarian Position: Why I Discourage Wide Agent Rollouts21:45 – Action 1: Applying the Full Stop to Enterprise Agental Capabilities23:00 – Action 2: Shifting Tech Budgets to Human AI Competence24:15 – Action 3: Involving Power Users for Surgical Agentization27:00 – Conclusion: Autonomous Operational Self-Termination  #AgentSprawl #AIStrategy #OpEx #TechTrends #FutureFocused

In this episode of Financial Safari, Coach Pete and the team discuss how retirees can make more confident decisions by understanding the fine print before they buy, borrow, invest, or start drawing income. From big purchases and hidden fees to market risk and rollover mistakes, the conversation highlights the importance of having a written retirement plan instead of relying on guesswork. Listeners will also hear about “financial termites” — the hidden costs, fees, taxes, and risks that can quietly eat away at retirement savings. The episode covers income planning, risk versus safety, bucket strategies, and why the money you have saved is not always the same as the money you can safely spend.See omnystudio.com/listener for privacy information.

Andy Weins, a Veteran and fourth generation business owner & Lynn Corazzi, a former Procter & Gamble finance leader:  co-authors of: Stop Avoiding Your … Read more The post Most Small Businesses Have Accounting, Few Have Financial Leadership appeared first on Top Entrepreneurs Podcast | Enterprise Podcast Network.

In this message, Pastor Daniel Stevens shares how our approach to money reflects our trust in God. Financial stewardship is more than budgets and giving. It is about surrendering every area of life to Christ and allowing Him to shape our priorities. True freedom comes when we stop serving money and instead let God direct our hearts and decisions.As believers grow in faith, generosity becomes a natural expression of spiritual maturity. Through Spirit-led giving, obedience, and trust, we learn to break free from fear and develop an outward focus that blesses others. God desires not only to meet our needs but also to transform our hearts as we seek His kingdom above all else.#GoodHopeChurch #PastorDanielStevens #DealingWithMoney #FaithAndFinances #BiblicalGiving #Stewardship #ChristianGrowth #Generosity #SeekFirstTheKingdom #SpiritLedGivingSermon Notes: https://link.goodhope.ag/dealing-with-money-dsGiving Information: https://goodhope.ag/givingSTAY CONNECTEDYoutube: https://youtube.com/GoodHopeChurchInstagram: http://instagram.com/goodhopemnFacebook: http://fb.com/goodhopemn 

It's a question as old as time, if you had access to a magic pudding that has the powers of 1. is a little man 2. can be eaten infinitely and 3. if you spin the pot a bunch of times he can become any pudding, how could you exploit that for personal gain or financial profit. Zammit lets the exploit part of that sentence do A LOT of heavy lifting, JD becomes Jesus 2 and Jackson is devastated to learn the news that Meat Load died. So listen in, be afraid of Zammit's machine and discover a new way to take pills.Links to everything at https://linktr.ee/plumbingthedeathstar including our terrible merch, social media garbage and where to become a subscriber to Bad Brain Boys+ Hosted on Acast. See acast.com/privacy for more information.

In this personal solo episode of Almost Forty, I’m taking a moment to reflect on the first six months of the year and unpack some of the changes. This is an honest conversation about where I was in January compared to where I am now, in Mid June. This episode is also packed with reflective prompts to help you pause, check in with yourself and consider what progress you’ve made, what you’re still carrying, and what you want the second half of the year to look like. In this episode: Reflecting on the first six months of the year Burnout, over-functioning and hypervigilance Financial goals and taking responsibility for the things that matter Relationships, self-trust and letting people in Work, purpose and creating a life that feels more aligned Why your camera roll can reveal more than you realise Journal prompts for a mid-year reset and reflection If you’d like a copy of the journal prompts from this episode, send me a DM on Instagram with the word RESET and I’ll send them through. If you’re enjoying Almost Forty, make sure you’re following or subscribing so you never miss an episode. Topics discussed: mid-year reset, personal growth, burnout recovery, self-trust, relationships, journaling, goal setting, reflection, ADHD, mindset, women’s wellbeing, personal development. Unlock Exclusive Subscriber Episodes Here: https://apple.co/iam See omnystudio.com/listener for privacy information.

Newly revealed records show that Jeffrey Epstein rented multiple secret storage lockers in the U.S., including in Palm Beach, and filled them with a disturbing array of items that he apparently tried to hide from law enforcement. According to an inventory obtained by reporters, the units contained computers and hard drives, video tapes and DVDs with erotic content — including material' said to sexualize teenagers — plus nude photographs believed to depict women connected to his circle. Sex-slave training manuals, dozens of address books, a three-page list of Florida masseuses, cash, and personal items such as women's lingerie and sex toys were also catalogued in the stash.Investigators and critics say Epstein may have used private detectives to move these potentially incriminating materials from his homes to the storage units before police executed a 2005 raid on his Palm Beach mansion, suggesting he was tipped off ahead of time. Financial records show he leased at least six such lockers between 2003 and up through the year of his death in 2019. It remains unclear whether the FBI ever searched all of the units, meaning some contents could still be unexamined. The revelations emerged amid the broader release of millions of pages of files tied to Epstein's activities, sparking renewed scrutiny of what evidence may still be hidden from authorities.to contact me:bobbycapucci@protonmail.comsource:Chilling contents of Epstein's secret storage lockers revealed as paedo hid vid tapes & sex slave manuals away from copsBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Many people believe they're bad with money.They think they lack discipline, make poor decisions, or simply aren't good at managing finances. But what if the real problem isn't money at all?In this episode of Single Parent Success Stories, financial therapist and Certified Financial Planner Jennifer Edwards explores the deeper emotional and psychological factors that shape our relationship with money. From financial shame and limiting beliefs to nervous system regulation and childhood experiences, Jennifer explains why so many people feel stuck financially—and how to begin creating lasting change.Together, we discuss how subconscious money beliefs influence financial behavior, why stress can sabotage financial decisions, and practical tools for rebuilding financial confidence with compassion instead of self-criticism.Whether you're a single parent navigating financial pressure, recovering from a major life transition, or simply looking to improve your relationship with money, this conversation offers valuable insights and practical steps toward greater financial wellness.In This Episode:• Why financial shame develops and how to overcome it• The connection between money mindset and financial behavior• How childhood experiences shape money beliefs• Why nervous system regulation matters for financial decisions• Common limiting beliefs that keep people financially stuck• A powerful exercise to uncover subconscious money patterns• Practical ways to build financial confidence and self-trustAbout Jennifer EdwardsJennifer Edwards is a Certified Financial Planner and Certified Financial Therapist who helps individuals understand the emotional, relational, and behavioral forces shaping their financial lives. Through her Seven-Layer Financial Wellness Framework, she empowers people to move beyond shame and build healthier, more confident relationships with money.Connect with Jennifer:Website: https://www.breakthroughfinancialwellness.comLinkedIn: https://www.linkedin.com/in/jennifer-edwards-cfp/Instagram: https://www.instagram.com/btfinancialwellness/If this episode resonates with you, please follow, rate, and share Single Parent Success Stories to help more parents discover hope, resilience, and practical tools for rebuilding life after major transitions.

Chris Markowski, known as the Watchdog of Wall Street, discusses the harsh realities of the financial world, particularly focusing on the Social Security system, the failures of Obamacare, and the importance of true wealth beyond material possessions. He emphasizes the need for personal responsibility in financial planning and critiques the political landscape's handling of these issues. Morkowski also touches on the spending habits of young athletes and the immigration system's impact on the labor market, advocating for a revamp of education to support skilled labor.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Alicia Lyttle. SUMMARY OF THE ALICIA LYTTLE INTERVIEW From “Money Making Conversations Master Class” with Rushion McDonald [ 1. Purpose of the Interview The purpose of this interview was to: Showcase Alicia Lyttle, CEO and co‑founder of Air Innovations, known widely as the “Queen of AI.” [ Educate small business owners, entrepreneurs, and nonprofits on how to leverage AI for growth. Highlight her mission to empower the African American community to not only keep up with AI—but lead in it. [ Demonstrate how AI tools can transform operations, content creation, finances, and productivity in minutes instead of months. Inspire listeners through her entrepreneurial journey, professional pivots, and personal resilience. 2. High-Level Summary Alicia Lyttle returns to the show two years after her last appearance, now positioned at the forefront of the global AI movement. She explains how her work has shifted from annual summits to monthly AI Business Summits, teaching tens of thousands of entrepreneurs how to use AI hands‑on for content, marketing, operations, and scaling. She breaks down how simple tools—such as NotebookLM, ChatGPT, Jasper, Gemini, and HeyGen—can turn a single piece of content into newsletters, PowerPoints, videos, study guides, and more. She stresses that AI is now accessible, especially with free versions like ChatGPT. Alicia also shares her origin story in AI, beginning with a 15‑year‑old speaker at Walmart Tech Live describing IBM Watson. This sparked her fascination and ultimately led her to pivot her entire company toward full-time AI training and consulting by 2022—despite skepticism from her peers. She details the massive growth of her brand, including 21,000+ live summit attendees and explosive social media expansion. The interview also addresses AI’s role in finance, healthcare, government, job disruption, and how individuals can future‑proof themselves. Her personal story of overcoming a restrictive ex-husband who told her she would “never speak again” underscores her powerful message: no one should silence your gifts. Now she speaks to thousands, leads major events, and helps others build new careers in AI. 3. Key Takeaways A. AI Is Evolving Fast—and So Must We AI is changing so quickly that entrepreneurs cannot afford to wait for annual updates. This is why Alicia shifted to monthly training summits. People need ongoing education to stay competitive. B. Hands‑On AI Education Is the Key Alicia doesn’t just lecture—she walks participants through real demonstrations: Uploading YouTube links Creating summaries Generating emails, mind maps, PowerPoints, quizzes, videos, and more…all from a single input. Her approach eliminates fear and teaches entrepreneurs how to use AI immediately. C. Accessibility Has Changed the Game The release of ChatGPT, especially the free version, democratized AI. Before that, tools like IBM Watson were too complex and expensive. Now anyone with a laptop and internet connection can build websites, write content, or automate business flows in minutes. [ D. The African American Community Must Lead—Not Follow Alicia emphasizes that historically, Black communities have been “last in line” in tech innovation, but this AI era presents a once‑in‑a‑generation opportunity to jump ahead.She sees it as her mission to speak everywhere Black entrepreneurs are to ensure they seize this moment. E. AI Will Replace Tasks—But People Can Future‑Proof Themselves Jobs are already shifting. Companies are laying off non–AI‑literate employees.Alicia urges people to: Become AI‑fluent Join AI committees at work Pursue certification Use AI to become their company’s internal expert “There’s no maybe—you have to learn AI,” she warns. F. AI is Transforming Every Sector: Finance, Healthcare, Government She provides insights on… AI receptionists (“Monica” and “Leslie”) that boost customer interaction to 92% Financial analysis using secure ChatGPT setups AI mental health companions Government calls for national AI leadership G. Alicia Monetizes Through Education, Certification & Consulting Her business model includes: Free monthly summits Paid masterclasses Corporate consulting AI certifications Live Atlanta workshops She teaches others to become AI consultants too. H. Her Personal Triumph Story Inspires Thousands A powerful moment is when she recounts her ex-husband saying: “There’s only one quarterback on a team—and you will never speak again.”Yet today, 1,200+ people attend her live events, and tens of thousands join her virtual trainings. Her success proves resilience and purpose overcome adversity. 4. Key Quotes On AI Opportunity “Never has there been a better time in history to start, build, or scale a business than right now.” On Training Entrepreneurs “Open your laptops… use the same prompt I use. See what results you get.” On the Power of AI Tools “You can take one episode and repurpose it into all these different content ways.” On Pivoting Her Entire Company “In 2022, I said we’re closing this business and going all in on AI.” On Being Black in Tech “My mission is to make sure our community is not left behind—but ahead of the curve.” On Personal Resilience “You will be speaking on the best stages… people will come to see you.”(A friend’s response after she was told she’d “never speak again.”) On Future-Proofing Careers “Those using AI will replace you. You have to learn how to leverage AI.” On AI as a Human-First Technology “AI plus human intelligence—that’s what takes things to the next level.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Al Smith. Interview Purpose The purpose of this interview is to explore life transitions, resilience, and financial discipline through the lens of elite performance, using Al Smith’s journey from NFL All‑Pro to executive, entrepreneur, and community leader as a blueprint. The conversation highlights how preparation, education, mindset, and adaptability are essential when dreams evolve or abruptly change. This interview also serves to connect the experiences of professional athletes with those of small business owners and entrepreneurs, emphasizing that success in both arenas requires discipline, accountability, and long‑term thinking. Major Themes & Key Takeaways 1. Education as a Safety Net and Strategy Al Smith made the deliberate decision to finish his college degree before fully committing to the NFL, recognizing that professional sports offered no guarantees. This choice gave him leverage, confidence, and security—both mentally and financially—throughout his career. Key takeaway: Always secure something tangible before going “all in” on an uncertain opportunity. 2. Turning Fear into Fuel Smith openly discusses fear—fear of being cut, fear of competition, fear of uncertainty—and how he learned to convert fear into motivation rather than paralysis. He treated each season as if it were his last, approaching preparation with urgency and focus. Key takeaway: Fear is inevitable; how you respond to it determines longevity and success. 3. Competition Is Not the Enemy Competition played a central role in Smith’s development. Rather than avoiding it, he embraced it, understanding that growth requires discomfort. He credits adversity, pressure, and coaching challenges with sharpening his performance and character. Key takeaway: Competition strengthens discipline and reveals accountability. 4. Financial Literacy and Lifestyle Discipline Smith addresses the common financial pitfalls faced by professional athletes, many of which also apply to entrepreneurs: Lifestyle inflation Supporting others without boundaries Delegating financial decisions without understanding them Trying to maintain an image instead of sustainability Smith’s financial stability was aided by mentors, personal involvement in decisions, and a mindset focused on not owing—not just earning. Key takeaway: Financial success is not about income—it’s about control, habits, and awareness. 5. Mentorship and Environment Matter Smith emphasizes the value of surrounding himself with successful, disciplined people both on and off the field. Mentorship influenced how he thought about money, effort, competition, and leadership. Key takeaway: Proximity shapes thinking; environment influences outcomes. 6. Preparing for Life After the Dream Even while succeeding in the NFL, Smith planned for the transition ahead. This forward thinking led to opportunities in the front office, business, and leadership. He viewed this transition as a chance to open doors for others and to understand the business side of sports. Key takeaway: The end of one dream can be the beginning of a larger purpose. 7. Athletes and Entrepreneurs Face the Same Reality Smith draws a direct parallel between: Athletes competing yearly with no guarantees Entrepreneurs running businesses without security or routine Both require maximum effort, preparation beyond the clock, and resilience. Key takeaway: There is no 40‑hour workweek when you are building something of your own. Notable Quotes “I turned my fear into fire.” “There are no guarantees—every year is a one‑year deal.” “I treated every season like it was my last.” “You don’t want to owe. You want to own.” “Don’t be scared of competition.” “The gain outweighs the strain.” “Prepare so that if it ends tomorrow, you’re still standing.” Overall Message Al Smith’s interview is a powerful lesson in discipline, foresight, and adaptability. It reframes success as something built through preparation before opportunity arrives and sustained by humility, mentorship, and intentional decision‑making. His story reinforces that dreams evolve—but character, work ethic, and financial awareness determine whether those transitions become setbacks or stepping stones. #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sonia Balfour Fears.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Al Smith. Interview Purpose The purpose of this interview is to explore life transitions, resilience, and financial discipline through the lens of elite performance, using Al Smith’s journey from NFL All‑Pro to executive, entrepreneur, and community leader as a blueprint. The conversation highlights how preparation, education, mindset, and adaptability are essential when dreams evolve or abruptly change. This interview also serves to connect the experiences of professional athletes with those of small business owners and entrepreneurs, emphasizing that success in both arenas requires discipline, accountability, and long‑term thinking. Major Themes & Key Takeaways 1. Education as a Safety Net and Strategy Al Smith made the deliberate decision to finish his college degree before fully committing to the NFL, recognizing that professional sports offered no guarantees. This choice gave him leverage, confidence, and security—both mentally and financially—throughout his career. Key takeaway: Always secure something tangible before going “all in” on an uncertain opportunity. 2. Turning Fear into Fuel Smith openly discusses fear—fear of being cut, fear of competition, fear of uncertainty—and how he learned to convert fear into motivation rather than paralysis. He treated each season as if it were his last, approaching preparation with urgency and focus. Key takeaway: Fear is inevitable; how you respond to it determines longevity and success. 3. Competition Is Not the Enemy Competition played a central role in Smith’s development. Rather than avoiding it, he embraced it, understanding that growth requires discomfort. He credits adversity, pressure, and coaching challenges with sharpening his performance and character. Key takeaway: Competition strengthens discipline and reveals accountability. 4. Financial Literacy and Lifestyle Discipline Smith addresses the common financial pitfalls faced by professional athletes, many of which also apply to entrepreneurs: Lifestyle inflation Supporting others without boundaries Delegating financial decisions without understanding them Trying to maintain an image instead of sustainability Smith’s financial stability was aided by mentors, personal involvement in decisions, and a mindset focused on not owing—not just earning. Key takeaway: Financial success is not about income—it’s about control, habits, and awareness. 5. Mentorship and Environment Matter Smith emphasizes the value of surrounding himself with successful, disciplined people both on and off the field. Mentorship influenced how he thought about money, effort, competition, and leadership. Key takeaway: Proximity shapes thinking; environment influences outcomes. 6. Preparing for Life After the Dream Even while succeeding in the NFL, Smith planned for the transition ahead. This forward thinking led to opportunities in the front office, business, and leadership. He viewed this transition as a chance to open doors for others and to understand the business side of sports. Key takeaway: The end of one dream can be the beginning of a larger purpose. 7. Athletes and Entrepreneurs Face the Same Reality Smith draws a direct parallel between: Athletes competing yearly with no guarantees Entrepreneurs running businesses without security or routine Both require maximum effort, preparation beyond the clock, and resilience. Key takeaway: There is no 40‑hour workweek when you are building something of your own. Notable Quotes “I turned my fear into fire.” “There are no guarantees—every year is a one‑year deal.” “I treated every season like it was my last.” “You don’t want to owe. You want to own.” “Don’t be scared of competition.” “The gain outweighs the strain.” “Prepare so that if it ends tomorrow, you’re still standing.” Overall Message Al Smith’s interview is a powerful lesson in discipline, foresight, and adaptability. It reframes success as something built through preparation before opportunity arrives and sustained by humility, mentorship, and intentional decision‑making. His story reinforces that dreams evolve—but character, work ethic, and financial awareness determine whether those transitions become setbacks or stepping stones. #SHMS #BEST #STRAWSee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Alicia Lyttle. SUMMARY OF THE ALICIA LYTTLE INTERVIEW From “Money Making Conversations Master Class” with Rushion McDonald [ 1. Purpose of the Interview The purpose of this interview was to: Showcase Alicia Lyttle, CEO and co‑founder of Air Innovations, known widely as the “Queen of AI.” [ Educate small business owners, entrepreneurs, and nonprofits on how to leverage AI for growth. Highlight her mission to empower the African American community to not only keep up with AI—but lead in it. [ Demonstrate how AI tools can transform operations, content creation, finances, and productivity in minutes instead of months. Inspire listeners through her entrepreneurial journey, professional pivots, and personal resilience. 2. High-Level Summary Alicia Lyttle returns to the show two years after her last appearance, now positioned at the forefront of the global AI movement. She explains how her work has shifted from annual summits to monthly AI Business Summits, teaching tens of thousands of entrepreneurs how to use AI hands‑on for content, marketing, operations, and scaling. She breaks down how simple tools—such as NotebookLM, ChatGPT, Jasper, Gemini, and HeyGen—can turn a single piece of content into newsletters, PowerPoints, videos, study guides, and more. She stresses that AI is now accessible, especially with free versions like ChatGPT. Alicia also shares her origin story in AI, beginning with a 15‑year‑old speaker at Walmart Tech Live describing IBM Watson. This sparked her fascination and ultimately led her to pivot her entire company toward full-time AI training and consulting by 2022—despite skepticism from her peers. She details the massive growth of her brand, including 21,000+ live summit attendees and explosive social media expansion. The interview also addresses AI’s role in finance, healthcare, government, job disruption, and how individuals can future‑proof themselves. Her personal story of overcoming a restrictive ex-husband who told her she would “never speak again” underscores her powerful message: no one should silence your gifts. Now she speaks to thousands, leads major events, and helps others build new careers in AI. 3. Key Takeaways A. AI Is Evolving Fast—and So Must We AI is changing so quickly that entrepreneurs cannot afford to wait for annual updates. This is why Alicia shifted to monthly training summits. People need ongoing education to stay competitive. B. Hands‑On AI Education Is the Key Alicia doesn’t just lecture—she walks participants through real demonstrations: Uploading YouTube links Creating summaries Generating emails, mind maps, PowerPoints, quizzes, videos, and more…all from a single input. Her approach eliminates fear and teaches entrepreneurs how to use AI immediately. C. Accessibility Has Changed the Game The release of ChatGPT, especially the free version, democratized AI. Before that, tools like IBM Watson were too complex and expensive. Now anyone with a laptop and internet connection can build websites, write content, or automate business flows in minutes. [ D. The African American Community Must Lead—Not Follow Alicia emphasizes that historically, Black communities have been “last in line” in tech innovation, but this AI era presents a once‑in‑a‑generation opportunity to jump ahead.She sees it as her mission to speak everywhere Black entrepreneurs are to ensure they seize this moment. E. AI Will Replace Tasks—But People Can Future‑Proof Themselves Jobs are already shifting. Companies are laying off non–AI‑literate employees.Alicia urges people to: Become AI‑fluent Join AI committees at work Pursue certification Use AI to become their company’s internal expert “There’s no maybe—you have to learn AI,” she warns. F. AI is Transforming Every Sector: Finance, Healthcare, Government She provides insights on… AI receptionists (“Monica” and “Leslie”) that boost customer interaction to 92% Financial analysis using secure ChatGPT setups AI mental health companions Government calls for national AI leadership G. Alicia Monetizes Through Education, Certification & Consulting Her business model includes: Free monthly summits Paid masterclasses Corporate consulting AI certifications Live Atlanta workshops She teaches others to become AI consultants too. H. Her Personal Triumph Story Inspires Thousands A powerful moment is when she recounts her ex-husband saying: “There’s only one quarterback on a team—and you will never speak again.”Yet today, 1,200+ people attend her live events, and tens of thousands join her virtual trainings. Her success proves resilience and purpose overcome adversity. 4. Key Quotes On AI Opportunity “Never has there been a better time in history to start, build, or scale a business than right now.” On Training Entrepreneurs “Open your laptops… use the same prompt I use. See what results you get.” On the Power of AI Tools “You can take one episode and repurpose it into all these different content ways.” On Pivoting Her Entire Company “In 2022, I said we’re closing this business and going all in on AI.” On Being Black in Tech “My mission is to make sure our community is not left behind—but ahead of the curve.” On Personal Resilience “You will be speaking on the best stages… people will come to see you.”(A friend’s response after she was told she’d “never speak again.”) On Future-Proofing Careers “Those using AI will replace you. You have to learn how to leverage AI.” On AI as a Human-First Technology “AI plus human intelligence—that’s what takes things to the next level.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Michelle Masters is a transformational coach, personal development trainer, and author who has spent nearly three decades helping people identify and overcome the subconscious patterns that keep them stuck. Combining neuroscience-based change techniques, family constellation work, and energy healing modalities, Michelle has helped thousands of people transform their relationship with money, success, and self-worth. In this episode, she shares how our earliest beliefs shape our financial reality and explains why lasting wealth often begins with inner transformation rather than external strategies. On this episode we talk about: The subconscious beliefs that silently limit financial success Why self-worth is one of the biggest drivers of income and abundance Common money myths, including the belief that hard work alone creates wealth How childhood experiences and family patterns shape financial outcomes Rewiring your relationship with money to create greater freedom and fulfillment Top 3 Takeaways Many financial limitations stem from subconscious beliefs formed early in life, often before we're even aware of them. Self-worth plays a major role in determining how much success, abundance, and opportunity we're willing to allow into our lives. Financial goals rooted in fear rarely create lasting fulfillment; goals based on purpose, possibility, and personal desire tend to produce better results and greater satisfaction. Notable Quotes "We will not let ourselves have more than we think we deserve." "If you tell me what consistently happens in your life, I can pretty much tell you what you believe." "Money is one of the many ways the universe wants to love us and bless us." Connect with Michelle Masters: Website: https://www.wiredformagic.com Book: Wired for Money Other: Money Magic Workshop and coaching resources available through her website A Word from Our Sponsors: - Are you ready to start your own creatorjourney and make it big? Visitwww.fanvue.com today and launch yourcareer! - To learn more about Mode Mobile and its investor community, go to ⁠https://invest.modemobile.com/travismakesmoney⁠ -Travis Makes Money is made possible by High Level – the All-In-One Sales & Marketing Platform built for agencies, by an agency.Capture leads, nurture them, and close more deals—all from one powerful platform.Get an extended free trial at gohighlevel.com/travis Learn more about your ad choices. Visit megaphone.fm/adchoices

Brian Decker didn't just stumble into the investing world - he earned his way there. Starting in the mortgage industry in 2004, Brian climbed to become one of the Top 10 Loan Officers in the entire country out of more than 500,000, eventually founding his own mortgage bank, Modern Lending, in 2019. But Brian didn't stop there. He took everything he learned about money, leverage, and wealth creation and built a diverse investment portfolio spanning real estate, crypto, and beyond - and now runs one of the top investing communities on Skool.   In this episode, Brian lays out his step-by-step investing plan for the next five years, what the current market is telling him, and why the moves you make right now will define your financial position for the decade ahead. If you've been waiting for a clear roadmap from someone who has actually done it at the highest level, this is the episode you've been waiting for. Book your call with Neo Home Loanshttps://www.neoentrepreneurhomeloans.com/wjpodcast/ Book your mentorship discovery call with Cory RESOURCESGet business funding - revenued.com/juice