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6. By late 1932, the Nazi party faced financial bankruptcy and mounting electoral losses. Kurt von Schleicherattempted to dismantle the NSDAP by offering Gregor Strasser the vice-chancellorship. While Strasser sought to save the movement through compromise, Hitler remained steadfast, eventually declaring a minor victory in Lippe as a triumph. (6)1933 BERLIN
Everyone loves them. Your friends think they're charming. Your family thinks you're lucky. You know what they're really like at home. And you wonder if you're the crazy one.This is Parts 3 and 4 of "Surviving the Fog"—examining financial coercive control and the psychology of the mask through the Kouri Richins case. We're not diagnosing anyone. We're exploring documented patterns that explain how intelligent people end up trapped.Prosecutors allege Kouri was $4.5 million in debt when Eric died. Over 200 overdraft transactions totaling $300,000. A $3.2 million mansion closing the day of his death. Financial abuse creates chains so complete that leaving becomes impossible—not because you're afraid, but because you literally cannot afford to go.The chaos strategy keeps you reactive. The "we" weapon makes every decision feel shared while one person controls. The flip turns your questions into accusations. The trap follows you: destroyed credit, joint debt, sabotaged employment. Financial desperation is a documented lethality indicator—when the house of cards collapses, danger spikes.Then there's the mask. After Eric died, Kouri wrote a children's book about grief. Featured her sons. Did media appearances as the grieving widow helping families heal. All while under investigation for allegedly murdering her husband.Public image management means every interaction is curated, building character witnesses before they're needed. "They would never"—the narrative gets set before you speak. Flying monkeys reinforce their reality while your support network erodes. Two people exist: warm and generous in public, cold and critical at home.The pressure paradox: the mask doesn't crack under scrutiny. It becomes more elaborate. The worse the truth, the better the performance has to be.The public saint and private monster are the same person. Trust what you see at home.Kouri Richins is presumed innocent until proven guilty.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1Instagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#KouriRichins #SurvivingTheFog #FinancialAbuse #TheMask #NarcissisticAbuse #EricRichins #FlyingMonkeys #CoerciveControl #PublicPersona #KouriRichinsTrial
Hidden Killers With Tony Brueski | True Crime News & Commentary
This is our Week in Review of the Kouri Richins murder trial—and the prosecution's key witnesses are telling different stories under oath.Carmen Lauber testified she bought fentanyl for Kouri Richins four times before Eric died. Robert Crozier—the man who allegedly supplied those drugs to Lauber—took the stand and said something different. He testified he only sold oxycodone, not fentanyl, because "everybody was scared of fentanyl" at the time. He claimed he was "detoxing and out of it" during his original statement to detectives. Lauber herself admitted confusion under cross-examination.When your two central witnesses can't agree on what the drugs actually were, the prosecution has a problem.Former FBI behavioral analyst Robin Dreeke spent 21 years with the Bureau, including time as Chief of the Counterintelligence Behavioral Analysis Program. His career was built on reading people in high-stakes environments—separating truth from performance, assessing credibility under pressure. He examines what behavioral signals reveal whether a witness with credibility wounds is still telling core truth versus constructing a self-serving narrative. He also reads Kouri's sustained composure through five days of devastating testimony.Defense attorney Bob Motta breaks down whether the prosecution can recover. The state played a recording of Kouri calling the medical examiner's office asking detailed questions about substances found in Eric's body. But Bob analyzes whether that shows consciousness of guilt—or exactly what you'd expect from a widow trying to understand her husband's death.The most significant fact the jury has heard: the state's own former Chief Medical Examiner still lists Eric's manner of death as "undetermined." Not homicide. Four years later.Over twenty witnesses called. Fentanyl in Eric's system established. Financial problems documented. Boyfriend confirmed. But the prosecution still hasn't proven how fentanyl got into Eric or that Kouri administered it.Kouri Richins is presumed innocent until proven guilty.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1Instagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#KouriRichinsTrial #EricRichinsMurder #CarmenLauberTestimony #RobertCrozier #RobinDreekeFBI #BobMottaDefense #FentanylCase #UtahTrial #TrueCrimePodcast #HiddenKillersPod
Hidden Killers With Tony Brueski | True Crime News & Commentary
Everyone loves them. Your friends think they're charming. Your family thinks you're lucky. You know what they're really like at home.That's the loneliest place a human being can be. Tonight we're examining the psychology of coercive control through the Kouri Richins case—Parts 3 and 4 of "Surviving the Fog." We're not diagnosing anyone. We're exploring documented patterns.Financial abuse creates invisible chains. Prosecutors allege Kouri was $4.5 million in debt when Eric died. Over 200 overdraft transactions. A $3.2 million mansion closing the day of his death—one she allegedly couldn't afford. Financial desperation is a lethality indicator in domestic violence research. When the house of cards collapses, danger spikes.The chaos strategy keeps victims reactive—constant crisis means you never step back to see the pattern. The "we" weapon makes every decision feel shared while control stays with one person. And when you finally ask questions about money? The flip happens. Suddenly you're controlling. You don't trust them. You end up apologizing.Then there's the mask. After Eric died, Kouri wrote a children's book about grief. Featured her sons. Promoted it on media appearances as the grieving widow helping families heal. All while under investigation for allegedly murdering her husband.Public image management means every interaction is curated. Character witnesses get built before they're needed. "They would never" becomes the narrative before you can speak—because they told their version first. Flying monkeys get recruited to reinforce their reality while your support network disappears.The pressure paradox: the mask doesn't crack under scrutiny. It becomes more elaborate. The worse the truth, the better the performance has to be.The public saint and private monster are the same person. Trust what you see at home.Kouri Richins is presumed innocent until proven guilty.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1Instagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#KouriRichinsLive #SurvivingTheFog #FinancialAbuse #TheMask #NarcissisticAbuse #EricRichins #CoerciveControlSigns #FlyingMonkeys #DomesticViolence #HiddenKillersLive
LAST CHANCE! REGISTER FOR THOUGHTFUL MONEY'S SPRING ONLINE CONFERENCE AT THE EARLY BIRD DISCOUNT PRICE at https://www.thoughtfulmoney.com/conferenceWould your portfolio be able to survive if a "lost decade" lies ahead for the stock market?Such lost decades happen more frequently than many investors realize.The senior team at New Harbor Financial discuss the risks of such a period of underperformance, as well as share their outlook given the Iran war.#marketcorrection #bearmarket #iranwar _____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2026 Thoughtful Money LLC. All rights reserved.
Why don't we talk about money when we talk about domestic abuse? And why do abusers look so perfect to everyone except the person living with them?This is Parts 3 and 4 of "Surviving the Fog"—examining financial abuse and public image manipulation through the Kouri Richins case. We're not diagnosing anyone. We're exploring documented psychological patterns.Prosecutors allege Kouri Richins was $4.5 million in debt. Over 200 overdraft transactions totaling $300,000. A $3.2 million mansion closing the day Eric died—one she allegedly couldn't afford. Financial abuse doesn't leave bruises, but research shows financial desperation is a lethality indicator. When the house of cards collapses, danger spikes.The chaos strategy keeps partners reactive—constant financial crisis means you're always putting out fires, never analyzing the pattern. The "we" weapon makes decisions feel shared while one person controls. The flip turns your questions into accusations—suddenly you're the controlling one. The trap follows even after leaving: destroyed credit, joint debt, sabotaged employment.Then there's the mask. After Eric died, Kouri wrote a children's book about grief. Featured her sons on the cover. Did media appearances as the grieving widow helping families heal. All while under investigation for allegedly murdering her husband. If the prosecution is right, this is the mask at its most extreme.We break down documented patterns: Public image management—building character witnesses before they're needed. "They would never"—four dangerous words that set the narrative before you can speak. Flying monkeys—people recruited to reinforce their reality.The pressure paradox explains why scrutiny makes the mask stronger, not weaker. The worse the truth, the better the performance.Trust what you see at home. Not what everyone else sees.Kouri Richins is presumed innocent until proven guilty.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1Instagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#KouriRichinsCase #FinancialAbuse #NarcissisticAbuse #TheMask #EricRichins #SurvivingTheFog #CoerciveControl #EconomicAbuse #PublicPersona #TrueCrimeToday
Featured on WGN Radio's Home Sweet Home Chicago on 03/07/26: Center Guard Plumbing's Mike Epping joins the show to discuss water heater installations and their sale that runs until the end of March. To learn more about what Center Guard Plumbing can do for you, go to wgnplumber.com or call 847-406-8883.
Featured on WGN Radio's “Home Sweet Home Chicago” on 03/07/2026: IRS tax attorney Steven A. Leahy of the Law Office of Steven A. Leahy, PC, with Opem Tax Advocates, joins the program to discuss what every season business owner should know about a single-member LLC. Go to fightbacknow.com or call 312-664-6649.
Featured on WGN Radio's “Home Sweet Home Chicago” on 03/07/2026: Bob Schmitt of The Junkluggers joins the show to inform WGN Radio listeners about different types of decluttering. Plus, he talks about how they work with charities to donate your items. To learn more about what The Junkluggers can do for you, go to www.junkluggers.com or give […]
This week on Home Sweet Home Chicago, David Hochberg is joined by Mike Epping of Center Guard Plumbing to discuss water heater installations and sewer excavations. Bob Schmitt of Junkluggers joins to discuss methods for decluttering your home just in time for warmer weather. Then, IRS tax attorney Steven A. Leahy of the Law Office of […]
Livestream the Abundance Summit: https://www.abundance360.com/livestream The Moonshots hosts join Andrew Yang to unpack AI's explosive collision with politics - deepfakes weaponizing elections, UBI surging as job-killer abundance hits, and radical fixes like open voting for anyone from Cuban to Robbins - while plotting democracy's entrepreneurial reboot. Get access to metatrends 10+ years before anyone else - https://qr.diamandis.com/metatrends Andrew Yang is the founder of Forward Party and Humanity Forward NGO; he is CEO of Noble Mobile & NYT bestselling author. Peter H. Diamandis, MD, is the Founder of XPRIZE, Singularity University, ZeroG, and A360 Salim Ismail is the founder of OpenExO Dave Blundin is the founder & GP of Link Ventures Dr. Alexander Wissner-Gross is a computer scientist and founder of Reified – My companies: Apply to Dave's and my new fund:https://qr.diamandis.com/linkventureslanding Go to Blitzy to book a free demo and start building today: https://qr.diamandis.com/blitzy Your body is incredibly good at hiding disease. Schedule a call with Fountain Life to add healthy decades to your life, and to learn more about their Memberships: www.fountainlife.com/peter _ Connect with Andrew X Linkedin Instagram Connect with Peter: X Instagram Connect with Dave: X LinkedIn Connect with Salim: X Join Salim's Workshop to build your ExO Connect with Alex Website LinkedIn X Email Substack Spotify Threads Listen to MOONSHOTS: Apple YouTube – *Recorded on March 4th, 2026 *The views expressed by me and all guests are personal opinions and do not constitute Financial, Medical, or Legal advice. Learn more about your ad choices. Visit megaphone.fm/adchoices
If we’re honest, most of us don’t want anyone—including God—to fiddle with our finances. But Jesus’ parables about finances make it clear He intends to mess with much more than just our wallets! This week on The Land and the Book, join us for an intriguing exploration of the Financial Parables of Jesus. Plus, we’ll update you on all the top stories from the Middle East—and more—on The Land and the Book.Donate to Moody Radio: http://moodyradio.org/donateto/landandthebookSee omnystudio.com/listener for privacy information.
Hidden Killers With Tony Brueski | True Crime News & Commentary
Three cases. Three legal minefields. Former prosecutor Eric Faddis breaks down the week's biggest developments in one extended conversation.Kouri Richins' finances are now on full display for the jury. A forensic accountant testified she was $1.6 million in debt the day after Eric died—business imploding, checks bouncing, hard money loans stacking. The prosecution wants jurors to see premeditation. The defense says it's just reckless spending from someone who was always in over her head. Eric Faddis explains how financial evidence becomes murder motive—and where that argument can fall apart.In the Nancy Guthrie case, there's still no arrest—but innocent people are already suffering. A man was detained, questioned for hours, and released. A schoolteacher is being harassed by amateur investigators convinced he matches doorbell footage. The Guthrie family had to be publicly cleared. Eric Faddis explains what legal recourse exists when you've been named in a case you had nothing to do with.And the Cascio family—who spent 25 years defending Michael Jackson in court, on television, and in print—are now suing, alleging he drugged, raped, and trafficked them since childhood. The estate calls it extortion. A hearing this week determines whether this goes to public trial or sealed arbitration. Eric Faddis breaks down the credibility nightmare, the settlement the Cascios already collected, and what federal trafficking law actually requires.One conversation. Three completely different legal questions.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1Instagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#KouriRichins #NancyGuthrie #MichaelJackson #CascioFamily #EricFaddis #MurderTrial #Defamation #Trafficking #TrueCrime #HiddenKillers
Mar 6, 2026 – When energy markets and geopolitical tensions collide, does the traditional investment playbook still hold? With oil surpassing $90 a barrel, investors are facing a complex landscape of supply chain vulnerabilities and inflationary pressures.
Mar 6, 2026 – How much of an impact with the Iran war and spiking oil prices have on inflation, widely expected Fed rate cuts, and the markets? Jim Puplava sits down with renowned market strategist Jim Bianco for a wide-ranging discussion...
This episode details how we recently made the decision to purchase a full Bitcoin, not because we're abandoning the strategy that built our foundation, but because we've continued to evolve our understanding of diversification. After some recent conversations with a few mentors we respect, it pushed us to think deeper about how we position our portfolio for the long term. Real estate will always remain our core focus. Buying multifamily properties, creating cash flow, and building equity, but we also believe in allocating a small portion of capital to assets that can hedge against broader macroeconomic risks. One of the reasons Bitcoin stands out is its decentralized nature and fixed supply. Unlike traditional currencies that can be printed and controlled by central banks, Bitcoin operates on a network that no single entity controls. In a world where the money supply continues to expand and inflation erodes purchasing power, we view Bitcoin as a potential hedge against the long-term debasement of the dollar. That said, we're not replacing real estate with Bitcoin. Multifamily and rental properties will continue to be the backbone of our portfolio because of the cash flow, tax advantages, and value creation opportunities they provide. Bitcoin simply represents a small, strategic allocation within a broader wealth-building strategy - one that allows us to stay heavily invested in real estate while also diversifying into assets that may benefit from long-term economic shifts. We figured this episode would give some insight into our thought process and recent decision making Book your call with Neo Home Loanshttps://www.neoentrepreneurhomeloans.com/wealthjuice/ Book your mentorship discovery call with Cory RESOURCES
Financial advice is everywhere online. Some of it is mathematically correct, but that does not mean it is right for your situation. Popular tips can sound smart, but if money is already tight, those strategies can sometimes make things worse instead of better. Hear the full episode to learn about some of the most common financial tips circulating online and why, in the wrong situation, they can quietly push people deeper into debt. Using Home Equity for Debt – What You Need To Know First Credit Counselling vs Consumer Proposal Reliable Financial Motivation – Our Monthly Newsletter Free Budgeting Planner – For Realistic Tracking Hoyes Michalos YouTube Channel – Free Canadian Debt Answers 00:00 – The problem with financial advice on the internet 02:20 – Why good advice can still be wrong for your situation 04:50 – Bad advice #1: "Just transfer the balance to a 0% card" 08:40 – Why moving debt doesn't actually reduce debt 11:40 – Bad advice #2: "Invest instead of paying down debt" 15:00 – Why guaranteed interest beats theoretical returns 18:00 – Bad advice #3: "Use your HELOC to fix everything" 21:10 – Turning unsecured debt into secured debt 23:40 – Bad advice #4: "Just hustle harder" 26:10 – The three tests for evaluating financial advice 28:40 – Why context matters more than internet tips Disclaimer: The information provided in the Debt Free in 30 Podcast is for entertainment and informational purposes only and is not intended as personal financial advice. Individual financial situations vary and may require personal guidance from a financial professional. The views expressed in this episode do not necessarily reflect the opinions of Hoyes, Michalos & Associates, or any other affiliated organizations. We do not endorse or guarantee the effectiveness of any specific financial institutions, strategies, or digital tools/apps discussed.
Discover why Berkshire Hathaway approved a stock buyback. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters! INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50%here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning. SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here. #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom. (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)
➡️ Want To Learn More About Partnering With Me at eXp (Get all my Training & Coaching For Free) Schedule a Zero Pressure, Fully Confidential Zoom Call with me: https://go.oncehub.com/PartnerwithJoshuaSmithGSD ➡️ Connect With Me On Social Media: Facebook: https://www.facebook.com/JoshuaSmithGSD Instagram: https://instagram.com/joshuasmithgsd/ About Joshua Smith: -Licensed Realtor/Team Leader Since 2005 -Voted 30th Top Realtor in America by The Wall Street Journal -NAR "30 Under 30" Finalist -Named Top 100 Most Influential People In Real Estate -Top 1% of Realtors/Team Leaders Worldwide -6000+ Homes Sold & Currently Selling 1+ Homes Daily -Featured In: Forbes, Wall Street Journal, Inman & Realtor Magazine -Realtor, Team Leader, Coach, Mentor
“Behold, children are a heritage from the Lord, the fruit of the womb a reward.” - Psalm 127:3 Children are a precious gift from God—an inheritance to cherish and steward well. Along with the joy of welcoming a new baby comes a new layer of responsibility, including financial decisions that can shape your family's future. A thoughtful checklist can help bring clarity and peace during a season that is both beautiful and demanding. Here are several key financial steps to consider after bringing a newborn home. Add Your Baby to Health Insurance In the midst of sleepless nights and constant diaper changes, don't forget to update your health insurance. Most plans allow about 30 days after birth to add your baby to your policy. While reviewing your coverage, confirm that pediatric care, vaccinations, and potential hospital visits are included. The birth of a child qualifies as a life event, meaning you can make necessary adjustments to your plan. Review Your Life Insurance Coverage Life insurance is essential for parents—not for the baby, but for you. A common guideline is to carry term life insurance equal to at least 10 times the primary breadwinner's salary. Don't overlook the caregiving spouse either. Replacing the cost of childcare, household management, and daily care would be significant, making coverage for both parents wise and necessary. Update Your Budget A new baby brings new expenses—and often quickly. Consider creating a dedicated “baby” category in your budget to account for diapers, wipes, clothing, feeding supplies, and medical needs. You may need to shift funds from other areas to stay balanced. Planning now can ease stress later and help you adjust as needs evolve. Create or Update Your Will A will is not just about distributing assets—it's where you designate a guardian for your child. While this can feel like a difficult decision, having a plan in place is essential. After prayerful consideration, choose someone who would care for your child with wisdom and love. You can always revise your decision later. A clear will can also prevent confusion or conflict and ensure your assets pass according to your wishes. As Proverbs 13:22 reminds us, “A good man leaves an inheritance to his children's children.” That inheritance includes not only finances but also a legacy of faith and stewardship. Strengthen Your Emergency Fund If you don't already have an emergency fund, aim to save three to six months of living expenses. If you had one before your baby arrived, you may need to increase it to reflect higher monthly costs. Unexpected medical bills, job changes, or major purchases—such as strollers or childcare—can quickly strain finances. A strong emergency fund provides stability during uncertain moments. Update Your Taxes and Withholding With a new child, you can claim an additional dependent on your tax return, which may qualify you for a child tax credit of up to $2,200 per child. You'll also want to update your W-4 at work so your withholding reflects your new household size. This may increase your take-home pay throughout the year. Begin Education Savings Starting early can make a significant difference. A 529 plan allows tax-free investment growth for qualified education expenses, including private K–12 schooling, vocational training, and college. You can open a plan in any state, and family members or friends can contribute to it. New options like the Trump Accounts opening up in July of 2026—are government-seeded investment accounts designed to support future education, business startup costs, or homeownership—are also expanding the ways families can plan ahead. Protect Your Child's Identity Finally, consider placing a credit freeze on your child's file with the major credit bureaus. This simple step can help guard against identity theft and prevent unauthorized accounts from being opened in their name. Stewarding the Gift Welcoming a child is one of life's greatest joys—and one of its greatest responsibilities. Financial preparation won't eliminate every uncertainty, but it can create stability and margin for what matters most: loving your child and pointing them toward Christ. As you plan, remember that the ultimate inheritance you pass on is not financial—it's a legacy of faith, wisdom, and trust in the Lord who provides for every season. On Today's Program, Rob Answers Listener Questions: How can I evaluate whether a ministry is a wise place to give? I've received appeals from the Far East Broadcasting Company about outreach into North Korea, but I don't know how to vet them. At 70 and 75, after health and job setbacks, we want to steward about $30,000 wisely for our kids and 15 grandkids. We're not experienced investors—what's the best way to handle this at our stage of life? I began Social Security at full retirement age but still work full-time. My benefit hasn't been recalculated despite higher earnings. Who can help me resolve this—an agency or an attorney? After downsizing and paying off debt, we have a manageable mortgage and solid savings. Should we pay extra to pay off the mortgage quickly, or keep the payments and focus on saving and enjoying this season? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) ECFA | Charity Navigator Betterment | Schwab Intelligent Portfolios® | Sound Mind Investing (SMI) Social Security Administration (SSA.gov) Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor (CKA) FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
"This could be one of the biggest busts we've ever seen on Wall Street," warns Chris Whalen, Chairman of Whalen Global Advisors. In this interview with Daniela Cambone, Whalen unravels how the private credit market has become a ticking time bomb for the financial system. He explains how private equity firms are purchasing insurance companies and, instead of taking a conservative approach to investing, are using cheaper Federal Home Loan Bank advances to make riskier investments, putting retirees' money in harm's way. Citing recent defaults in the sector, including issues at Blue Owl, he warns that it will be "quite a mess when it really unfolds." Whalen also offers a solution for investors, stating, "That's why metals are so important, Daniela. Metals are an act of refusal. If you invest in gold and silver or even other metals, what you're saying is you're choosing not to follow the crowd." Chapters: 00:00 The private credit is cracking06:50 Is this the end of bitcoin?08:29 Will the Fed save the market?10:04 Financial market correction12:42 Kevin Warsh is a gold guy15:32 Silver and gold growth trajectory17:52 Tariffs: what happens next? ✅ FREE RESOURCESDownload The Private Wealth Playbook — a data-backed guide to strategically acquiring gold and silver for maximum protection, privacy, and performance. Plus, get Daniela Cambone's Top 10 Lessons to safeguard your wealth (FREE)
The prosecution just finished presenting what they believe is the heart of their case against Kouri Richins: financial motive. A forensic accountant walked the jury through bounced checks, hard money loans, and a real estate business described as "imploding." By the day Eric Richins died, Kouri was allegedly $1.6 million in debt.Former prosecutor and defense attorney Eric Faddis joins Hidden Killers Live to break down the testimony in real time and explain what it means for both sides.The prosecution's argument centers on timing. Kouri commits to buying a $2.9 million mansion with no renovation money and high-interest loans coming due. Eric dies. She closes the next day. She lists the property a week later. That's not coincidence, prosecutors argue—that's someone who knew the money was coming.Defense attorney Kathy Nester pushed back hard on cross-examination. Eric was listed as a borrower on the disputed HELOC. His accounts were healthy. His masonry business was profitable. If Kouri was in financial ruin, Eric wasn't—and he could've checked his own balances anytime.Eric Faddis explains the legal bridge prosecutors must build to turn "financial desperation" into "murder for money." He analyzes whether Kouri's belief she'd receive life insurance payments matters when Eric had already changed his beneficiaries, how post-death spending factors into motive arguments, and whether stacking 26 fraud charges strengthens or weakens the murder case.The defense concedes Kouri was terrible with money. Can the jury separate "reckless" from "murderer"?Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1Instagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#KouriRichins #KouriRichinsTrial #EricRichins #TrialLive #MurderMotive #TrueCrimeLive #UtahTrial #EricFaddis #HiddenKillersLive #FinancialFraud
Children certainly are a precious gift from God, a reward and heritage to be cherished and valued. Along with that joy comes responsibility. On the next Faith & Finance Live, Rob West talks about a financial checklist for parents with a new baby. Then, he addresses your questions on various financial topics. That’s Faith & Finance Live —where biblical wisdom meets today’s finances, weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.
American Institute of CPAs - Personal Financial Planning (PFP)
Financial literacy is not just a client issue; it is a national opportunity for CPA financial planners to lead. With only half of Americans understanding basic financial principles and many households living paycheck to paycheck, the profession is uniquely positioned to step beyond the conference room and into classrooms, community groups, and public conversations. In this episode, Host Cary Sinnett discusses with Julia Bush how CPAs can turn technical expertise into measurable impact. Julia explains why financial literacy remains one of the most critical life skills Americans are often expected to "teach themselves" and why that model continues to fall short, particularly for students. While 30 states now require personal finance education in high schools, funding and implementation gaps persist. The conversation explores: The behavioral gap between knowing and doing in personal finance Why accountability and small actionable steps matter How CPAs can partner with schools, nonprofits, and community groups The impact of organizations like Junior Achievement Practical first steps financial professionals can take to create measurable change For CPA financial planners, this episode is both a call to action and a roadmap for engagement. AICPA Resources: Financial Literacy Junior Achievement Volunteer Invest in girls Institute for Financial Education and Prosperity This episode is brought to you by the AICPA's Personal Financial Planning Section, the premier provider of information, tools, advocacy, and guidance for professionals who specialize in providing tax, estate, retirement, risk management and investment planning advice. Also, by the CPA/PFS credential program, which allows CPAs to demonstrate competence and confidence in providing these services to their clients. Visit us online to join our community, gain access to valuable member-only benefits or learn about our PFP certificate program. Subscribe to the PFP Podcast channel at Libsyn to find all the latest episodes or search "AICPA Personal Financial Planning" on your favorite podcast app.
You can't forecast cash flow if you're just guessing. In this episode, I break down why so many real estate investors and business owners operate on what I call the “hope and pray” plan—hoping enough deals close and praying there's money left over at the end of the month.I walk through what cash-flow forecasting actually means for a real estate business that's running multiple deals at once. We talk about why forecasting doesn't have to be complicated, how reserves change the way you make decisions, and how a simple system like Profit First gives you the visibility you need to stop reacting to your finances and start planning your business with confidence.Timeline Highlights[0:26] Why guessing is not the same as forecasting cash flow[1:10] Why most entrepreneurs run their businesses without a real financial plan[1:34] The dangers of the “hope and pray” approach to finances[2:12] Why forecasting sounds complicated but doesn't have to be[3:01] How Profit First helps you understand where every dollar goes[3:43] Why reserves are the foundation of effective forecasting[4:24] How three months of reserves gives you options and flexibility[5:00] Forecasting as goal management, not financial complexity[6:12] How reserves help you make strategic business decisions[6:28] Why chasing deal volume can destroy profitability[7:24] Thinking like a long-term business owner instead of a short-term operator[8:01] How dashboards and financial data improve forecasting decisions[9:18] Why business owners need the right financial data to lead effectively[10:13] How forecasting, dashboards, and Profit First work togetherKey TakeawaysForecasting is not guessing—it's planning based on real numbers.Many businesses operate on hope instead of financial strategy.Cash reserves create the breathing room needed for smart decisions.Forecasting is simply goal management for your business.Profit First helps clarify where every dollar is going.Financial dashboards turn data into actionable insights.Successful businesses plan their numbers—success is not accidental.Links & ResourcesBook a free discovery call to build forecasting and financial clarity into your business: profitrei.comClosingThanks for spending time with me today. If this episode helped you see how forecasting can bring clarity and confidence to your business, make sure to follow the show, leave a review, and share it with another investor or entrepreneur who's tired of guessing with their numbers. And if you're ready to build real systems around your finances with guidance and accountability, visit profitrei.com and book your free discovery call to start creating financial clarity and freedom.
Is that pot of gold at the end of the rainbow all it's cracked up to be? Let's look at some seemingly "lucky" financial situations and explore the strategy or effort that might be needed to make it out on the other side successfully… Contact Information: Website: http://www.ruggierifinancial.com/ Phone: 888-823-7526
From phishing emails and fake text messages to identity theft, romance scams, investment fraud, and impersonation schemes, scammers are becoming more sophisticated every day. This conversation breaks down the most common types of scams, the red flags to watch for, and how criminals manipulate urgency, fear, and trust to target victims. The panel also shares practical steps to protect yourself: • How to secure your personal and banking information • Warning signs of suspicious calls, emails, and links • Safe online habits and password protection • What to do immediately if you suspect fraud This episode is about awareness, prevention, and empowerment. Knowledge is your first line of defense — and protecting your money starts with protecting your information.
Is that pot of gold at the end of the rainbow all it's cracked up to be? Let's look at some seemingly "lucky" financial situations and explore the strategy or effort that might be needed to make it out on the other side successfully… Contact Mark: 888-515-GROW ProtectAndGrowMoney.com
Send a textOn this episode of The Get Ready Before Life Happens Podcast, Tony talks with Maxwell Schmitz, Disability Insurance Specialist and Co-Founder of Dingo Technologies, about why income protection is the core building block of a real financial plan.
Ryan D. Lee is a personal finance leader helping people build passive income through alternative investing. Founder of Wealth Outside Wall Street, he teaches simple strategies for freedom, purpose, and abundance. Top 3 Value Bombs 1. Financial freedom isn't about net worth; it's about how much cash flow your assets generate without selling them. 2. The traditional retirement system hides the real target because most people would quit if they knew how much money it actually takes. 3. True freedom comes from building systems that give you options and control over your time, not just higher income. Pick up Ryan's bestselling book on Amazon - Retire in 10 Years or Less Sponsors HighLevel - The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies. Learn more at HighLevelFire.com. Shopify - Shopify is the commerce platform behind millions of businesses around the world! Sign up for your $1-per-month trial today at Shopify.com/onfire! Scaylor - Ready to simplify and unify your business data? Go to Scaylor.com and get your free demo today.
MacroVoices Erik Townsend & Patrick Ceresna welcome, Matt Loszak. They'll discuss big picture of what the advanced nuclear industry needs to do in order to bring the cost of nuclear energy down to the cost of energy from fossil fuels. https://bit.ly/4aR4ovZ
Ownership Framework ain't just about buying assets,.. it's about shifting your Spirit from consumer to controller. The Market is a living ecosystem, and it rewards those who move with discipline, faith, and vision. When you step into ownership, you stop renting your lifestyle from the world and start claiming equity in it. Stocks, Businesses, Real Estate,...these are just tools. The real transformation is internal. You begin to see money as energy, circulating to those who understand patience, positioning, and power. The market will humble you if you're emotional, but it will bless you if you're strategic. Ownership is Spiritual because it requires belief before results. It's Motivational because it demands responsibility. And it's Financial because when you own the right assets, You don't just chase the Bag,... You build the system that Prints it.
Your financial success is limited by the virus in your mind. Kris Krohn breaks down the top limiting beliefs about money and shares his proprietary "financial rant" technique to reprogram your neocortex for wealth. Learn how to manufacture powerful emotions that turn believing into seeing and finally unlock the resources that have been available to you all along.
The NFL offseason is heating up and Ryan is breaking down everything that matters — from a blockbuster trade that signals just how expensive this market is getting, to a Packers draft prospect who literally gave scouts his own perfect comp. The Rams sent a 2026 first, fifth, and sixth to Kansas City for 25-year-old Trent McDuffie — Ryan breaks down why it's an all-in move that actually makes sense for LA, and why Chiefs fans shouldn't sleep on that first-round return Aaron Rodgers hits the Pat McAfee Show with zero commitment to the Steelers — and somehow manages to tell the GM not to draft his replacement while still refusing to sign on the dotted line Ryan digs deep on Jonah Coleman, the Washington RB projected right around the Packers' third-round pick who compared himself to Josh Jacobs — and a top draft analyst agreed Free agency release wire roundup: Stefan Diggs, Makai Becton, Jonnu Smith, Max Crosby drama, the Vikings' ongoing cap catastrophe, and Chris Brooks quietly locking in a team-friendly two-year deal in Green Bay Plus — Rashawn Gary posts a Packers sweatshirt on the ground and the internet completely loses it Subscribe, leave a five-star review, and follow Ryan on X @Pack_Daddy for daily Packers and NFL coverage. More coming tonight on Packernet After Dark! This episode is brought to you by PrizePicks! Use code PACKDADDY to get started with America's #1 fantasy sports app. https://prizepicks.onelink.me/LME0/PACKDADDY To advertise on this podcast please email: ad-sales@libsyn.com Or go to: https://advertising.libsyn.com/packernetpodcast Help keep the show growing and check out everything I'm building across the Packers and NFL world: Support: Patreon: www.patreon.com/pack_daddy Venmo: @Packernetpodcast CashApp: $packpod Website: https://nfldraftgrades.com/ My Board: https://nfldraftgrades.com/board/83a18c42-7a0b-4590-8d1b-453e49840d02
Livestream the Abundance Summit: https://www.abundance360.com/livestream In this WTF episode, the hosts unpack AI's supersonic tsunami - from Amazon's $35B AGI bet on OpenAI, Anthropic ditching safety pauses amid race pressures, and hyper-efficient Chinese models shrinking to iPhones - to meat puppets at Burger King and Pulsia autonomously running 1,000+ companies. Get access to metatrends 10+ years before anyone else - https://qr.diamandis.com/metatrends Peter H. Diamandis, MD, is the Founder of XPRIZE, Singularity University, ZeroG, and A360 Salim Ismail is the founder of OpenExO Dave Blundin is the founder & GP of Link Ventures Dr. Alexander Wissner-Gross is a computer scientist and founder of Reified – My companies: Apply to Dave's and my new fund:https://qr.diamandis.com/linkventureslanding Go to Blitzy to book a free demo and start building today: https://qr.diamandis.com/blitzy Your body is incredibly good at hiding disease. Schedule a call with Fountain Life to add healthy decades to your life, and to learn more about their Memberships: www.fountainlife.com/peter _ Connect with Peter: X Instagram Connect with Dave: X LinkedIn Connect with Salim: X Join Salim's Workshop to build your ExO Connect with Alex Website LinkedIn X Email Substack Spotify Threads Listen to MOONSHOTS: Apple YouTube – *Recorded on March 3rd, 2026 *The views expressed by me and all guests are personal opinions and do not constitute Financial, Medical, or Legal advice. Learn more about your ad choices. Visit megaphone.fm/adchoices
The murder charges against Kouri Richins get the headlines. But prosecutors have built a parallel case about years of alleged financial exploitation — and the paper trail is damning.Nearly half a million dollars allegedly taken from Eric Richins through forged signatures, unauthorized credit lines, and misdirected tax payments. A $250,000 home equity line prosecutors say was opened without his knowledge. Credit cards maxed in his name. Tax payments redirected. And all of it while Kouri ran her own real estate business and closed multi-million-dollar deals.This wasn't a trapped wife with no options. The forensic accounting shows money flowing one direction: from Eric to Kouri.Psychotherapist Shavaun Scott joins True Crime Today to examine the psychology of financial exploitation when objective reality contradicts the story someone tells themselves. Testimony suggests Kouri complained about their prenuptial agreement as though she were the one being controlled. How does someone construct that grievance narrative when the evidence shows substantial financial freedom?Eric discovered the fraud in September 2020. According to prosecutors, Kouri admitted it and promised repayment. She allegedly never paid a cent. He consulted divorce attorneys but stayed in the marriage.What happens psychologically when a partner catches you and stays anyway? Does that get interpreted as permission?The forensic accountant painted a grim picture: Kouri's business brought in $170,000 over five months while debt service exceeded $250,000. Prosecutors allege falsified bank statements and Eric's letterhead used to secure loans.Shavaun Scott breaks down entitlement, escalation, and what keeps someone doubling down when everything is collapsing.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1Instagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#KouriRichins #EricRichins #KouriRichinsTrial #FinancialFraud #ForgedSignature #TrueCrime #TrueCrimeToday #UtahMurder #ForensicAccounting #TrueCrimePodcast
In this conversation, John Coleman shares his journey from a small-town upbringing to becoming a successful author and investment manager. He discusses the concept of human flourishing, emphasizing its importance in both personal and professional life. Coleman introduces the idea of 'Good Money,' which connects financial stability with the pursuit of a meaningful life. He outlines a framework for understanding human flourishing, including the roles of character, virtue, and relationships. The discussion also touches on the significance of family values and the impact of wealth on personal fulfillment. Ultimate Show Notes: 00:00:58 - Introducing John Coleman 00:02:06 - John's Backstory 00:03:30 - The Journey into Business and Writing 00:05:31 - Understanding Human Flourishing 00:10:00 - Defining Human Flourishing 00:14:02 - The Six Components of Flourishing 00:19:31 - The Importance of Character and Virtue 00:22:08 - The Rise of Spiritual Seeking 00:25:46 - Family Mission, Vision, and Values 00:29:20 - Overview of "Good Money" 00:31:56 - Target Audience for the Book 00:36:18 - Staying Connected with John Coleman Connect with John: John Coleman On Purpose | John Coleman | Substack Good Money: Six Steps to Building a Financial Life with Purpose Learn More About Accountable Equity: Visit Us: http://www.accountableequity.com/ Access eBook: https://accountableequity.com/case-study/#register Turn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger. LinkedinFacebookInstagramApple PodcastSpotify
Hidden Killers With Tony Brueski | True Crime News & Commentary
Before the fentanyl, prosecutors say there was fraud. Nearly half a million dollars allegedly siphoned from Eric Richins through forged signatures, unauthorized credit lines, and misdirected tax payments — all while Kouri Richins ran her own real estate business and closed multi-million-dollar deals.Psychotherapist Shavaun Scott joins Hidden Killers to examine the psychology of financial exploitation when the "victim" narrative doesn't match the evidence. The forensic accounting shows money flowing one direction: from Eric to Kouri. Yet testimony suggests she framed herself as trapped by their prenuptial agreement.That disconnect — between documented financial freedom and apparent perception of victimhood — is exactly what this episode unpacks.The alleged escalation is striking: smaller transactions around 2015-2016, then a $250,000 home equity line prosecutors say was opened with a forged signature in 2019, then misdirected tax payments, credit cards maxed in Eric's name, and eventually alleged life insurance fraud.Eric discovered the fraud in September 2020. Prosecutors say Kouri admitted it. Promised to pay it back. Allegedly never did. He talked to divorce attorneys but stayed.What happens when a partner's decision to stay gets interpreted as permission to continue? How does accountability dissolve when consequences never arrive?The forensic accountant painted a grim picture of Kouri's real estate business: $170,000 in revenue over five months while debt service exceeded $250,000. Prosecutors allege falsified bank statements, bad checks written to herself, and Eric's business letterhead used to secure loans.Shavaun Scott breaks down the psychology of entitlement, self-deception, and doubling down when everything is failing.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1Instagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#KouriRichins #EricRichins #KouriRichinsTrial #FinancialFraud #ForgedSignature #TrueCrime #HiddenKillers #UtahMurder #ForensicAccounting #TrueCrimePodcast
Mar 5, 2026 – Geopolitics has overtaken economics as the primary driver of global markets. In this high-stakes conversation, Jim Puplava sits down with Ron William from RW Advisors to break down the convergence of multiple major cycles...
What is the true purpose of leaving an inheritance to your children? Financial teacher Ron Blue says it's important to transfer wisdom before wealth. We'll learn how to make decisions about inheritances that honor God and bless your family. You can give money and things to your children without ruining their lives. Don't miss this practical conversation on Equipped with Chris Brooks. Featured resource:Splitting Heirs: Transferring Wisdom and Wealth to the Next Generation by Ron Blue with Jeremy White March thank you gift:Splitting Heirs: Transferring Wisdom and Wealth to the Next Generation by Ron Blue with Jeremy White Equipped with Chris Brooks is made possible through your support. To donate now, click here. To become 1 in 100 who supports at $1,000 (annually or $83/month), click here.
The NFL offseason is heating up and Ryan is breaking down everything that matters — from a blockbuster trade that signals just how expensive this market is getting, to a Packers draft prospect who literally gave scouts his own perfect comp. The Rams sent a 2026 first, fifth, and sixth to Kansas City for 25-year-old Trent McDuffie — Ryan breaks down why it's an all-in move that actually makes sense for LA, and why Chiefs fans shouldn't sleep on that first-round return Aaron Rodgers hits the Pat McAfee Show with zero commitment to the Steelers — and somehow manages to tell the GM not to draft his replacement while still refusing to sign on the dotted line Ryan digs deep on Jonah Coleman, the Washington RB projected right around the Packers' third-round pick who compared himself to Josh Jacobs — and a top draft analyst agreed Free agency release wire roundup: Stefan Diggs, Makai Becton, Jonnu Smith, Max Crosby drama, the Vikings' ongoing cap catastrophe, and Chris Brooks quietly locking in a team-friendly two-year deal in Green Bay Plus — Rashawn Gary posts a Packers sweatshirt on the ground and the internet completely loses it Subscribe, leave a five-star review, and follow Ryan on X @Pack_Daddy for daily Packers and NFL coverage. More coming tonight on Packernet After Dark! This episode is brought to you by PrizePicks! Use code PACKDADDY to get started with America's #1 fantasy sports app. https://prizepicks.onelink.me/LME0/PACKDADDY To advertise on this podcast please email: ad-sales@libsyn.com Or go to: https://advertising.libsyn.com/packernetpodcast Help keep the show growing and check out everything I'm building across the Packers and NFL world: Support: Patreon: www.patreon.com/pack_daddy Venmo: @Packernetpodcast CashApp: $packpod Website: https://nfldraftgrades.com/ My Board: https://nfldraftgrades.com/board/83a18c42-7a0b-4590-8d1b-453e49840d02
In this episode, Kyle Hunt shares a variety of practical ideas pulled from recent conversations inside the Remodelers Community. He talks about the importance of focusing on fewer priorities, tackling the tasks you're most likely to avoid, and creating systems that keep projects and decisions moving forward. Kyle also touches on marketing reminders like staying in touch with past clients, experimenting with new tools like AI, and why understanding your numbers and tracking job costs is critical for running a profitable remodeling business. Join the conversation inside our free, private group for remodelers at RemodelersCommunity.com today! ----- If you're serious about improving your remodeling business, you should check out the Rise Conference from Remodelers On The Rise, happening August 11 and 12 in Ann Arbor, Michigan. This two day event is built specifically for remodeling business owners who want practical strategies they can actually implement, from improving your sales process and marketing to building a stronger team and running a more profitable business. You'll connect with remodelers from across the country, hear from experienced industry leaders, and walk away with ideas you can put into action right away. To learn more and grab your ticket, head over to remodelersontherise.com/rise. ----- Explore the vast array of tools, training courses, a podcast, and a supportive community of over 2,000 remodelers. Visit Remodelersontherise.com today and take your remodeling business to new heights! ----- Key Topics Business focus and prioritization Using AI tools for efficiency Effective communication and presentation Financial management and profitability Celebrating wins and maintaining motivation ----- Chapters 00:00 Introduction to Remodelers on the Rise 02:04 The Value of Community in Remodeling 03:33 Focusing on Fewer Ideas for Greater Impact 06:58 Exploring AI Tools in Remodeling 09:02 The Importance of Email Marketing 11:11 Celebrating Wins in Business 16:17 Effective Client Communication Strategies 17:42 Innovative Marketing Techniques 19:55 Productivity Tips: Eating Your Frog 24:03 Understanding Job Costing and Profit Margins 27:09 Conclusion and Call to Action
We are releasing today on our Consumer Finance Monitor podcast our host Alan Kaplinsky's discussion with Marisa Calderon, President and CEO of Prosperity Now, about two high-profile policy proposals raised or embraced by President Trump as part of a broader populist affordability agenda: 1. A nationwide 10% cap on credit card interest rates for one year. 2. The Credit Card Competition Act (CCCA), long championed by Senator Dick Durbin which would require large credit card issuers to enable at least two unaffiliated payment networks (only one of which could be MasterCard or VISA) on their cards. Each proposal is framed as pro-consumer. Each has generated significant pushback from banks, card issuers, and trade associations. However, even consumer advocacy groups have raised serious questions about the wisdom of such initiatives. Prosperity Now is a non-profit organization dedicated to advancing economic mobility, with a focus on those facing economic barriers. Each raises fundamental questions about how to balance affordability and access in the consumer credit market. Our discussion focused on a central theme: affordability is a real and pressing concern, but policy design matters enormously. Credit Card APRs: A Real Affordability Pressure As Calderon emphasized, policymakers are not wrong to focus on credit card interest rates. Average credit card APRs now hover around 22%, up sharply from roughly 13% a decade ago. Approximately half of cardholders carry a balance, and many rely on credit cards not for discretionary spending, but as liquidity bridges, covering emergency medical bills, car repairs, groceries, and other essentials. For lower and moderate-income households, credit cards are often the only readily available, regulated source of short-term liquidity. That makes rising APRs particularly painful. Calderon's formulation is apt: policymakers have identified the right problem. The harder question is whether they have identified the right solution. The 10% Interest Rate Cap: Lessons from History The proposal to impose a flat 10% nationwide cap on credit card interest rates for one year would represent an unprecedented federal intervention into unsecured revolving credit markets. Credit cards are unsecured and priced for risk. Interest margins help issuers cover expected charge-offs, volatility, and operational costs. If pricing flexibility is removed, lenders cannot simply absorb the loss, they adjust. Historically, those adjustments take predictable forms: • Tighter underwriting standards • Higher minimum credit scores • Lower credit limits • Reduced rewards programs • Increased non-interest fees • Exit from higher-risk market segments The likely result, as Calderon noted, is credit contraction, particularly affecting marginal and lower-income borrowers. The most relevant historical example may be the 1980 credit controls imposed during the Carter Administration, which were rescinded within months after causing severe market disruption. A more targeted example is the 36% APR cap under the Military Lending Act, which illustrates both the importance of bipartisan legislative design and the reality that even well-intentioned caps can reduce access at the margins. Recent Federal Reserve research on state usury caps reinforces this concern: when interest rate ceilings are imposed, credit to higher-risk borrowers contracts, credit to lower-risk borrowers expands, and delinquency rates do not meaningfully improve. In other words, credit is reallocated, not necessarily improved. Even a "temporary" cap may have durable consequences. Issuers that exit certain segments or reduce credit lines are not obligated, and may not be economically inclined, to restore them once the cap expires. Credit score impacts and reduced access can linger well beyond the formal life of the policy. As Calderon put it, blunt price controls are a chainsaw when what is needed is a scalpel. Affordability in Context: What Drives Household Budgets? An additional consideration is scale. Research recently highlighted by the Consumer Bankers Association shows that the fastest-growing household expenses from 2013–2024 were healthcare, shelter, food, and vehicles. Credit card interest represents a relatively small share of average household expenditures. This does not minimize the pain of high APRs, especially for households carrying persistent balances, but it does raise an important structural question: can credit card rate caps meaningfully solve broader affordability challenges rooted in housing, medical costs, food inflation, and transportation? Credit cards are often the mechanism households use to cope with those rising costs. Constraining access to that liquidity may exacerbate, rather than relieve, financial stress. The Credit Card Competition Act: Structural Reform or Indirect Price Control? The second proposal we discussed, the Credit Card Competition Act (the "CCCA"), takes a different approach. Rather than capping interest rates, the CCCA would require large issuers to offer merchants at least two unaffiliated network routing options (only one of which could be Visa or Mastercard). The theory is that routing competition would reduce interchange fees ("swipe fees"), lowering merchant costs and ultimately consumer prices. Merchants have generally supported the proposal. Banks and card issuers have strongly opposed it. The consumer-facing promise is straightforward: lower merchant fees should translate into lower retail prices, but history complicates that assumption. The Durbin Amendment to the Dodd-Frank Act imposed caps on debit card interchange fees for large issuers and included routing requirements. While interchange revenue declined, Calderon pointed out that empirical evidence suggests that cost savings were not consistently passed through to consumers in the form of lower prices. At the same time, banks offset lost revenue through higher account fees and reduced benefits. A similar dynamic could unfold in the credit card market. Interchange revenue helps fund: • Rewards programs • Fraud detection and prevention • Customer service infrastructure • Risk management If that revenue is compressed, issuers may respond with tighter underwriting, reduced rewards, or new fee structures. As Calderon observed, although the CCCA operates through indirect price pressure rather than a direct APR ceiling, downstream effects could look similar. Distinguishing Populist Framing From Durable Reform Both the rate cap and the CCCA are framed as pro-consumer, populist reforms. The political appeal is clear, but distinguishing headline appeal from durable consumer benefit requires careful analysis. Calderon suggested several guideposts policymakers should consider: • Access – Does the reform preserve or expand access for low- and moderate-income borrowers? • Incidence – Who actually captures the gains? Consumers, merchants, intermediaries, or some combination? • Substitution effects – Does the policy push consumers toward higher-cost, less-regulated alternatives such as payday or fringe products? • Durability – What happens after implementation? Do markets rebound, or do credit line reductions and underwriting changes persist? These questions are not ideological. They are structural. Affordability and access are not opposing values. The policy challenge is designing reforms that alleviate financial strain without narrowing the regulated credit tools families rely on when emergencies arise. The Bottom Line Affordability concerns are real. Rising APRs are real. Financial stress among many households is real. But blunt price caps may reduce rates on paper while reducing access in practice. Structural competition mandates may promise savings that do not materialize at the checkout counter. Durable consumer protection requires careful calibration — the scalpel, not the chainsaw. For industry participants, policymakers, and advocates alike, the takeaway is straightforward: evidence and market mechanics matter. Populist framing may win headlines, but long-term financial stability depends on policy design that accounts for how credit markets actually function. As always, we will continue to monitor these proposals and their evolution in Congress and the Administration. It may be noteworthy that President Trump did not mention either proposal during his almost two-hour State of the Union Address on January 24th. Consumer Finance Monitor is hosted by Alan Kaplinsky, Senior Counsel at Ballard Spahr, and the founder and former chair of the firm's Consumer Financial Services Group. We encourage listeners to subscribe to the podcast on their preferred platform for weekly insights into developments in the consumer finance industry.
The crew goes shares their Three Point Stances with high school athletes using AI to generate highlight reels, the Celtics being very similar to last years team offensively, and Drew Dalman retiring at a young age. Where does Payton Tolle's future lie with the Red Sox? Tom E. Curran calls into the show and claims the Stefon Diggs move was purely financial, DJ Moore isn't a needle mover in Buffalo, and if the Patriots should pay Gonzo high amounts of money
Financial abuse in relationships is real — and it typically looks like one partner restricting access to money, controlling every purchase, or keeping a spouse economically dependent. That's not what the evidence shows in the Kouri Richins case.Eric wasn't keeping Kouri on a tight leash. She had her own real estate business. She had access to accounts. She was closing on multi-million-dollar properties. The forensic accounting shows money flowing from Eric's accounts to Kouri — not the other way around. Nearly half a million dollars allegedly taken without his knowledge through forged signatures, unauthorized credit lines, and misdirected tax payments.Yet testimony suggests Kouri framed herself as "trapped" by their prenuptial agreement, as though she were the one being controlled.Psychotherapist Shavaun Scott joins Hidden Killers Live to unpack that disconnect. How does someone construct a grievance narrative that justifies taking from a partner who was providing for them? What psychological function does a false "trapped" story serve when the objective facts show substantial financial autonomy?We examine the alleged escalation: prosecutors say it started with smaller transactions around 2015-2016, then a $250,000 home equity line opened with what they call a forged signature in 2019, then misdirected tax payments, credit cards, and eventually life insurance fraud.Eric found out. He stayed. What happens to accountability when consequences don't materialize?The forensic accountant testified Kouri's real estate business was hemorrhaging money while she allegedly falsified bank statements and wrote bad checks to herself. Shavaun Scott explains how someone keeps doubling down instead of admitting defeat.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1Instagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#KouriRichins #EricRichins #KouriRichinsTrial #FinancialFraud #ForgedSignature #TrueCrime #HiddenKillersLive #UtahMurder #ForensicAccounting #TrueCrimePodcast
Whether your shift is intentional or unexpected, your brain will have something to say about it.New job. Career pivot. Starting a business. Relationship changes.Or breakups. Job loss. Health scares. Financial stress.So many of you feel stuck in indecision, spinning, unclear how to move forward. I know that feeling. I've lived it. A mismanaged mind sounds like this:Am I good enough? Can I do it all? How do I feel better? Am I doing enough?In this episode, I break down what we'll be covering inside The Shift Preview Calls and how coaching helps you move forward with clarity instead of mental chaos.We talk about the power of a coach.The power of community.The power of support.The power of a well-managed mind.The power of a plan.And what happens when you apply these tools weekly and watch the results compound.Preview Call Topics:Monday, March 9th— Creating Confidence in UncertaintyLearn how to stop using your past as proof of what you're capable of and start pulling from your future instead.Tuesday, March 10th— Creating MomentumFind the thoughts slowing you down and learn how to get into motion despite the brain drama.Wednesday, March 11th— Declutter Your BrainGet clear on the brain chatter keeping you stuck and learn how to get out of it.You can sign up for one, two, or all three.This is your opportunity to get unstuck, feel better, and confidently move forward in whatever shift you are making.Sign up for The Shift Preview Calls HEREBe ready for enrollment into The Shift opening Monday, March 9thEverything you need to know about The Shift HERE
Welcome to The Proven Entrepreneur Show, where we dive into the real stories of grit and growth that define the world of business. In this episode, host Don Williams is joined by Christian Brim, an entrepreneur with 28 years of experience and the founder of Core Group. Together, they explore the pivotal moments that take a founder from simply owning a job to building a scalable, high-impact organization.Christian shares his journey starting as a 27 year old who took a leap of faith by going into debt to purchase an accounting franchise. He reflects on the early days of "youthful ignorance," where a lack of fear allowed him to take risks that paved the way for his future success. However, the path was not without its hurdles. From facing extreme burnout to almost bankrupting his company due to an "unhealthy desire to grow," Christian is candid about the internal and external battles every leader faces.The conversation shifts to the critical mindset shifts required to stop being the bottleneck in your own business. Christian discusses the danger of self limiting beliefs, specifically the myth that one must work harder to make more money. Instead, he advocates for a model of leveraging the efforts of others and using the "language of accounting" to understand the true story your numbers are telling.Whether you are a creative agency owner or a seasoned founder, this episode offers a deep look into:The transition from a solo operator to a true business owner.How to handle the "gut punch" moments of entrepreneurship.The role of the Entrepreneurial Operating System (EOS) in turning a struggling business around.The importance of being intentional about profit rather than just chasing top line revenue.Join us as we uncover how to achieve financial clarity and peace of mind by aligning your future vision with fiscal reality.Topics Discussed:Overcoming the "growth trap" and scaling with confidence.The concept of youthful ignorance in early stage startups.Moving past self limiting beliefs regarding money and effort.The difference between an EO qualifying business and a lifestyle job.Using financial storytelling to guide decision making.
Fewer things put more strain on a marriage than debt. Whether its… unpaid credit cards, overdue mortgage payments, or student loans … there's a lot of pressure in owing other people money. It's an overwhelming feeling! In this program, Chip wraps up his series by finishing his talk on marriage and finances. Don't miss how to dig out of debt, and have a more peaceful home.How to biblically manage your finances together:I. The command – All our words and our actions are to be in Jesus' name. -Colossians 3:17II. The second most accurate mirrors of our hearts and livesOur words -Luke 6:45Our money -Matthew 6:19-21III. A brief overview of biblical finances*God owns it all. -Psalm 50:12; James 1:17We are stewards, managers, trustees. -Luke 16:1-15We will give an account of our stewardship. -Matthew 25:14-30Money is powerful and deceptive. -Mark 4:18-19Money is the “other god.” -Matthew 6:24Giving is God's antidote to greed and the dangers of idol worship. -1 Timothy 6:17-19Debt is dangerous and to be avoided. -Romans 13:8; Proverbs 22:7We are to be accurately aware of our financial condition. -Proverbs 27:23*The Truth About Money by Russ Crosson, CEO of Ron Blue, Inc.IV. There are only 5 uses of moneyGivingTaxesSavingsDebtLivingV. Financial freedom requires spending less than one's incomeVI. How to solve “money problems” in your marriageIt must begin with… “It's our problem, we will solve it with God's help.”Assessment instead of blamingAlignment of values and executionActionBroadcast ResourceDownload MP3Message NotesAdditional Resource MentionsI Choose Love BookConnect888-333-6003WebsiteChip Ingram AppInstagramFacebookTwitterPartner With UsDonate Online888-333-6003
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