Podcasts about financial

In this engaging conversation, Toby Fisher shares his remarkable journey from a struggling real estate investor to a successful philanthropist. He discusses the challenges he faced, the lessons learned along the way, and the power of visualization in achieving his goals. Toby emphasizes the importance of giving back, detailing his commitment to donate a million dollars to a women's shelter and inspiring others to do the same. He also reflects on his current investment strategies and the significance of community and masterminding in his life. Ultimate Show Notes: 00:00:00 - Introduction to the podcast and guest Toby Fisher's background 00:01:00 - Toby's journey from rock bottom to real estate success 00:03:00 - Using credit cards to finance real estate investments 00:06:00 - The impact of the 2008 financial crisis on Toby's investments 00:08:00 - The visualization exercise that led to his million-dollar donation commitment 00:11:00 - The significance of donating to a women's shelter and personal connections 00:14:00 - Toby's current real estate portfolio and investment strategy 00:18:00 - Inspiring others to make significant donations and the importance of a strong "why" 00:24:00 - The role of community and masterminding in achieving goals 00:29:00 - Closing thoughts and how to connect with Toby Fisher Connect with Toby: https://www.linkedin.com/in/tobyfisher/  Learn More About Accountable Equity: Visit Us: http://www.accountableequity.com/  Access eBook: https://accountableequity.com/case-study/#register  Turn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger. LinkedinFacebookInstagramApple PodcastSpotify

Connect with Leanne on Social Media:    Enroll in the Collective: The mentorship space for ambitious career women who are ready to break addictive love patterns for good: leanneoaten.com/membership Watch my free 20-minute mini-class: Break the Emotional Grip of Toxic Love: leanneoaten.com/detox Instagram: www.instagram.com/awakeningwomenofficial/  Facebook: www.facebook.com/awakeningwomenofficial/ Youtube: https://www.youtube.com/theevolvedfeminine and https://www.youtube.com/@awakeningwomenofficial Website: leanneoaten.com    Leanne Oaten is a former Registered Professional Counsellor with a background in Counselling Psychology and has over 13 years of experience counselling and coaching women. This podcast is for high-achieving CEO, entrepreneurial women who refuse to settle in a life that looks successful on the outside but feels empty on the inside. If you're juggling business, career, family, and a relationship that doesn't light you up while secretly craving more freedom, more abundance, and more joy - this is the podcast for you. I help women reclaim their power, build unshakable self-trust, and create the kind of life they no longer want to escape from. We're not here to hustle harder or burn it all down, we're reinventing ourselves and our lives from power. We're no longer focused on changing men, or fixing ourselves for men,  we are building for ourselves so that we never settle again. We're here to make power moves with ease, and feminine energy that attracts everything you want without losing yourself in the process. So if you're ready to stop waiting for him to change, stop negotiating your worth, and start embodying the woman you want to be, welcome home. Let's dive in.

Every January, millions of people set fresh goals: eat healthier, exercise more, or get their finances in better shape. These are good and worthy aims. Yet studies consistently show that most resolutions fade within a few weeks.So if this is the year you want to steward money more wisely—get out of debt, save consistently, or live with greater margin—what actually helps habits last beyond January?The answer isn't more motivation. It's a better foundation.Why Good Intentions Aren't EnoughResolutions often fail for predictable reasons. We set goals that are vague or unrealistic. We don't connect them to a meaningful “why.” Or we jump in without a system to support change. When life gets busy or discouraging—as it always does—old habits quickly take over.If you've ever tried to stick to a spending plan, curb impulse purchases, or make steady progress on debt, you know those difficult moments will come. Lasting change doesn't happen by hoping harder. It happens when old patterns are replaced with new, intentional habits.The Power of a PlanOne of the most common reasons financial resolutions fail is simple: we try to change without a plan. But you can't hope your way into better money habits.A spending plan turns good intentions into clear, practical choices. It gives your money direction and helps automate progress so your goals become part of everyday life—not just something you think about when motivation is high.More than that, a plan allows you to steward what God has entrusted to you with purpose and clarity, rather than relying on willpower alone.Accountability Makes Progress StickWe were never meant to pursue growth in isolation. Accountability strengthens resolve and keeps discouragement from becoming defeat.Invite a trusted friend to check in with you regularly. Make it a family goal to reduce spending or save consistently. Celebrate wins together—and when you fall short, don't quit. Reset and keep going.Stewardship is a journey, not a single moment of success.Willpower Isn't Enough—You Need God's StrengthEven with a solid plan, many people still struggle to keep their resolutions. Often, it's because they're trying to do it all in their own strength.Lasting change requires spiritual power, not just discipline. Scripture reminds us of this truth:“No discipline seems pleasant at the time, but painful. Later on, however, it produces a harvest of righteousness and peace for those who have been trained by it.” — Hebrews 12:11New habits often feel uncomfortable at first. A budget can feel restrictive. Cutting back can feel frustrating. Saying no to impulse purchases can feel like a sacrifice. But God promises that discipline rooted in faith produces something beautiful over time—peace, stability, and a life aligned with His wisdom.That's why prayer matters. Ask God to reshape your desires, guide your decisions, and strengthen you when the novelty wears off. If you're married, pray together, inviting the Lord to give you unity as you pursue shared financial goals.Build S.M.A.R.T. Financial GoalsOnce your plans are grounded in prayer, structure matters. One of the most effective ways to build that structure is by setting S.M.A.R.T. financial goals—goals that are:SpecificDon't say, “I want to save more.” Say, “I will save $100 each month.” Clear goals are easier to follow.MeasurableTracking progress keeps you motivated. Seeing balances change and debt shrink builds momentum.AchievableDon't expect to undo years of financial strain in a few weeks. Small wins compound over time—and they prevent discouragement.RealisticDream boldly, but plan honestly. Your goals should reflect your actual income and expenses—not depend on debt to fill the gaps.TimelyEvery goal needs a timeframe. Whether you're saving, paying down debt, or building margin, set milestones and review your plan regularly to adjust and keep moving forward.A Better Measure of SuccessAs you set financial goals for the new year, remember that every number tells a story—about God's provision, your heart's priorities, and the opportunities He gives you to bless others.Success isn't measured by how much you accumulate, but by how clearly your finances point to Jesus as your ultimate treasure.If you'd like help building habits that last, the FaithFi app is designed to help you create a plan, track progress, and stay encouraged along the way. You can find it in your app store or visit FaithFi.com to learn more.Faithful stewardship isn't about perfection—it's about steady, surrendered steps forward.On Today's Program, Rob Answers Listener Questions:A credit card company is suing a family member over about $12,000 in debt. His wages are now being garnished, and he's worried about losing his home and damaging his credit. His wife ran up the debt without his knowledge. Is there any advice I can give him? Would filing for bankruptcy stop the wage garnishment, or is it too late since the case is already in court?I set up a TreasuryDirect account, but can't figure out how to convert my paper I Bonds to electronic form. The website isn't clear about how to add them. What steps do I need to take to convert them?My wife and I just turned 64, and both work at the same Christian school. We have an eight-year-old, and our employer offers a family health plan that covers all of us. As we approach Medicare age, do we have to leave the family plan? What do we need to do about enrolling in Medicare, and how does it affect our child's coverage?I've used your financial small-group curriculum before. Do you currently offer any small-group resources or curriculum? If so, what would you recommend?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)TreasuryDirect.gov | Converting Paper Bonds to Electronic BondsWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Every New Year, the same tired money resolutions rear their heads: “Make a budget,” “Save more,” “Track spending.” While those tips aren't wrong, they're also not going to change your financial life unless they're backed by a strategy that actually works with your brain—not against it. In this episode, Nicole cuts through the noise and shares three New Year's money resolutions that are rooted in behavioral science, psychology, and real research on human behavior. These aren't just feel-good goals—they're practical, proven shifts that will help you create lasting financial change without relying on willpower alone.

MacroVoices Erik Townsend & Patrick Ceresna welcome, Mark Williams, Graham Lawrence & Brendan Goodwin. They discuss why a surprising number of high-profile hedge fund legends and celebrities are establishing residency in New Zealand and what they might know that the rest of us don't, beyond any doomsday narrative. https://bit.ly/3YiVdNL    ✅Sign up for a FREE 14-day trial at Big Picture Trading: https://bit.ly/4d1fcag   

In this episode, I walk you through five simple money moves designed to help you feel more grounded and in control of your finances. These are not drastic changes or big resolutions, but intentional steps that create clarity, ease, and forward momentum no matter where you are starting from. This conversation is about meeting yourself where you are, understanding your current season, and making progress without pressure. Financial freedom is built through alignment, awareness, and compassion, not perfection. Whether you are looking for a fresh start, a mid-year check-in, or a gentle reset with your money, these small shifts can help you move forward with more confidence and intention. In This Episode, I Discuss: Why naming the season of life you're currently in is the foundation for setting realistic financial expectations How identifying your Journeyer Stage helps you focus on the right financial priorities Why checking your numbers without shame or judgment is essential for moving forward One small financial action you can take today to reduce mental load and stress What's New in the Paperback Edition of Your Journey to Financial Freedom: A bonus chapter: When Life Happens: Staying on the Path to Financial Freedom Through Setbacks, Shifts, and Uncertainty A book club and discussion guide with prompts, exercises, and action steps Updated corrections from the original hardcover Exclusive bonuses when you purchase the paperback, including: The Fire Starter Course The Find Your FIRE Number Worksheet Other related blog posts/links mentioned in this episode: Get your paperback edition of Your Journey To Financial Freedom if you haven't already. Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here! Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

I'm 64 and wondering if I should be making any tweaks to my financial game plan? Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money LIVE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ "Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

n today's episode of Pretty Lies & Alibis, we continue our deep dive into the turbulent backstory surrounding Mica Miller, focusing on the chaos, court filings, police reports, and deeply troubling text messages that emerged before and after her death. We break down newly discussed family court filings from JP's ex-wife requesting that he have no contact with their minor children, including demands for psychological evaluations and supervised visitation. These filings include disturbing exhibits, alleged text manipulation involving children, and claims of instability that paint a much darker picture behind the scenes. This episode also covers:Police reports filed by both Mica and JPAllegations of harassment, stalking, and online exploitationJP's criminal and traffic historyDomestic violence charges involving JP's adult sonChurch protests and confrontations following Mica's deathText messages that allegedly show minors being used in adult conflicts⚠️ Content Warning: This episode includes discussion of domestic violence, coercive control, mental health issues, and allegations involving minors. As always, we focus on documents, timelines, and verified records, letting the facts speak for themselves.

Discover the top financial New Year's resolutions. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50%here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.) ncial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50%here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)

Episode Description: In this powerful episode, we dive deep into the transformative power of words and how what we speak over our lives can shape our reality—especially when it comes to finances and abundance. I open up and share my personal daily declarations that I speak with faith and intention every single day. These aren't just positive affirmations; they're rooted in biblical truth and designed to align my mindset, actions, and outcomes with God's promises of prosperity and increase. You'll hear the exact declarations I use, including: I am blessed to be a blessing My personal income is increasing My savings accounts are increasing I receive exceedingly, abundantly above all I could ask or think I attract God-inspired ideas that produce millions of dollars I am a money magnet Everything I set my hands to prospers and succeeds I honor God with my finances I have a growing financial portfolio If you're ready to shift your financial future by harnessing the authority of your words, this episode will inspire and equip you to start declaring increase over your own life. Tune in and discover how speaking faith-filled words daily can turn you into a magnet for blessings, opportunities, and wealth.

What do fighter pilots and financial advisors have in common?More than you might think—especially when it comes to performing under pressure.In this episode, I sit down with Carey Lorhenz—the first female F-14 Tomcat fighter pilot in U.S. Navy history—to talk about how the Navy trains people to perform in high-stakes environments without leaving success to chance. We get into simulation training before live reps, checklists built for people under pressure (because even really smart people forget things), and why debriefing is one of the fastest ways to build trust and alignment on a team.If you're building an advisory team, trying to develop younger advisors, or tired of repeating the same mistakes as a firm, this episode gives you a playbook you can actually use.3 of the biggest insights from Carey…#1.) Training Should Look More Like SimulationIn the Navy, pilots don't get thrown into real situations and told to figure it out. Carey explains why so much time is spent in academics and simulators—and why skipping this step is where a lot of advisor training breaks down.#2.) Checklists Exist Because People ForgetChecklists aren't about being rigid. They're about performing when pressure is high. Carey breaks down how the Navy designs checklists for stressed humans—and why the same thinking applies to client meetings and important conversations.#3.) The Debrief Is Where Teams Actually Get BetterCarey walks through a simple five-question debrief that builds trust, surfaces blind spots, and transfers knowledge fast—so teams improve week over week instead of repeating the same mistakes.SHOW NOTEShttps://bradleyjohnson.com/149FOLLOW BRAD JOHNSON ON SOCIALTwitterInstagramLinkedInFOLLOW DBDL ON SOCIAL:YouTubeTwitterInstagramLinkedInFacebookDISCLOSURE DBDL podcast episode conversations are intended to provide financial advisors with ideas, strategies, concepts and tools that could be incorporated into their business and their life. No statements made in the episode are offered as, and shall not constitute financial, investment, tax or legal advice. Financial professionals are responsible for ensuring implementation of anything discussed related to business is done so in accordance with any and all regulatory, compliance responsibilities and obligations. The Triad member statements reflect their own experience which may not be representative of all Triad Member experiences, and their appearances were not paid for. Triad Wealth Partners, LLC is an SEC Registered Investment Adviser. Please visit Triadwealthpartners.com for more information. Triad Wealth Partners, LLC and Triad Partners, LLC are affiliated companies. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Dec 30, 2025 – When tech, energy, and geopolitics collide: Mark Mills on AI's explosive energy impact, plus Jim Puplava on the global race for resources. Don't miss these “Best of 2025” episodes explaining how the most energy and commodity-intensive...

Freedom does not come from one big win. It comes from knowing your bills are paid whether you show up or not. Brian Tran learned that lesson early. Raised in an immigrant family that came to this country with nothing, he watched his parents work nonstop just to survive. Hard work was never the issue. Stability was. That experience shaped how Brian thought about money, risk, and what real security actually means. Instead of chasing fast wins, Brian focused on building cash flowing rental properties first. Not to get rich overnight, but to create breathing room. Monthly income that showed up consistently became the foundation that allowed him to take bigger swings later without putting his family or future at risk. In this episode, Brian breaks down how rental properties became the engine behind everything he built. From flipping homes to scaling multiple businesses, those steady checks gave him confidence, leverage, and optionality most people never experience. When things worked, he scaled. When things did not, his life did not collapse. We also unpack how he invested out of state from high cost markets, why cash flow matters more than hype, and how stable income completely changes how you approach risk, growth, and opportunity. This episode is not about shortcuts. It is about building a base so strong that you can bet on yourself without fear. If you want wealth that supports your life instead of controlling it, this conversation will change how you think about money and real estate. Book your mentorship discovery call with Cory RESOURCES

Good morning, afternoon, and evening, real estate investors! As the year wraps up (or kicks off!), many of us are either panicking about last-minute "shit to get done" or making grand New Year's resolutions for financial prowess. Let's be real: when it comes to the nuts and bolts of your operations, accounting isn't always "sexy." But today, we're making it downright irresistible! We're talking with the absolute financial rockstar, Vonmarie Thomas, an investor, entrepreneur, and fractional CFO who helps entrepreneurs like us achieve financial clarity and peace of mind. If your books look like a crime scene, or you're just looking to seriously step up your game for 2026, Vonmarie's got the magic wand (and the strategy) you need!Here's what you'll uncover to get your investor finances in fighting shape:Wrangle Your W9s & Master Your Contractors: Forget the mob-boss vibes! Learn why getting W9s, signed contracts, and using protected payment methods (like credit cards) for every contractor isn't just good practice – it's crucial for IRS defense and avoiding sketchy surprises.Structure for Success (and Sanity): Discover why proper entity structuring (LLCs, operating agreements, separate bank accounts) isn't just about asset protection; it's about avoiding commingled funds, ensuring business continuity, and making sure your spouse isn't left wondering "what the hell is this?"Pay Yourself First (Seriously!): Uncover why many ambitious entrepreneurs neglect to pay themselves, jeopardizing their financial well-being and business health. Vonmarie emphasizes that if you're the management company, you need to account for (and pay for!) your own vital role.Beyond the Basics: Leveraging Tax-Smart Strategies: Explore often-missed opportunities like self-directed IRAs for investing, Keyman insurance for partnerships, and even the "Augusta discount" for clever tax write-offs – turning expenses into advantages.Build Your Financial Dream Team (No DIY Disasters!): Stop trying to wear all the hats! Understand why bringing in a team of financial professionals like Vonmarie isn't a luxury, but a necessity for growth, avoiding costly mistakes, and ensuring your financial house isn't a "house of cards."If you've been sticking your head in the sand about your finances, this episode is your wake-up call (without the cold water!). Vonmarie proves that financial clarity isn't just for the big guys; it's essential for every entrepreneur looking to build a sustainable, profitable business. Because let's face it, all work and no play makes for a very dull investor! Don't let another year go by with messy books and missed opportunities. Give yourself the gift of clarity: book a 90-minute Money Clarity Session with Vonmarie Thomas for just $297. It's the smartest investment you can make for your business (and your peace of mind!) in the New Year.Connect with Von Marie Thomas:Book a Money Clarity Session HERE!LinkedIn: https://www.linkedin.com/in/vonmariethomas/Go out, take some action, get your finances in order, and we'll see you at the top!#RealEstateInvesting #FinancialClarity #Bookkeeping #Accounting #LLC #W9 #IRS #CashFlow #SelfDirectedIRA #BusinessGrowth #Entrepreneur #TaxStrategies #FinancialPlanningWatch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest

The dumbest financial mistake you can make as a law firm owner is this... Ever met anyone that LIKES their bookkeeper? Our clients love us. Why? We save money AND provide great service. To learn more click the link - https://bigbirdaccounting.com

This week on the podcast, I'm revisiting the best episodes of 2025 - reruns that are just as relevant today as when it first aired.  Here is today's best of 2025 episode…

Most people would never start a cross-country trip without a map — yet that's exactly how divorce begins for millions of people every year. In this episode of We Chat Divorce, Karen Chellew and Catherine Shanahan break down the concept almost no one talks about early enough: the financial divorce roadmap. Divorce is not just emotional — it is one of the largest financial transactions most people will ever make. Without a clear financial roadmap, decisions get made from fear, pressure, and incomplete information — and those decisions can cost you tens of thousands of dollars over time. Karen and Catherine explain what a real financial roadmap looks like, how it reduces conflict and legal fees, and why clarity — not speed — leads to better outcomes. If you're feeling overwhelmed, rushed, or pressured to “just get it done,” this episode will help you pause, regain control, and make decisions that actually protect your future. What You'll Learn in This Episode Why divorce requires a financial roadmap, not just legal steps The most common “detours” that quietly destroy long-term financial security Why settling before accounts are verified is one of the biggest mistakes people make How emotions like fear, guilt, and urgency drive bad financial decisions The difference between reacting and negotiating with confidence Why most divorce conflict is actually about uncertainty, not money How a roadmap allows you to pivot when things change — without panicking Key Takeaways Divorce without verified financial information is gambling with your future Legal progress does not equal financial protection A roadmap is a decision tool, not a spreadsheet Preparation reduces conflict, legal fees, and regret You have the right to pause when information is missing Red Flags You're Divorcing Without a Map You're negotiating without seeing full statements You're keeping expensive assets without knowing the true monthly cost You're relying on verbal numbers or assumptions You don't know what you need to live each month Your plan is “I just hope this works out” At My Divorce Solution, we call this roadmap the MDS Financial Portrait™ — a verified, structured view of your full financial landscape before permanent decisions are made. Because fear is expensive. Clarity is not. This episode is educational only and does not provide legal or tax advice. Always consult your professional team for guidance specific to your situation. Start with clarity: take the free Divorce Financial Assessment Share this episode with someone who's starting divorce without realizing they need a map Join the MDS Community for expert guidance and live Q&A support Learn more about your ad choices. Visit megaphone.fm/adchoices

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You're about to listen to #467 Release Financial Worries Hypnosis Session, a guided session of hypnotherapy designed to ease money-related stress and help you cultivate deep trust in your financial well-being. This experience gently guides you into a calm, grounded state where fear around money begins to soften, and your nervous system can finally relax. It's a space where scarcity loosens its grip, pressure fades, and stability starts to feel possible, natural, and within reach. As you move through this session, you'll begin to release anxious money patterns, quiet financial worry, and reconnect with a sense of safety and support. You'll align with a mindset that allows money to flow more easily—without tension, force, or overwhelm—so relief and abundance can meet you where you are. Inside this session, you'll experience: – A soothing induction that calms stress and financial anxiety – Subconscious release of scarcity thinking and money fear – Reframing around trust, stability, and financial safety – Alignment with abundance, ease, and receiving – A grounding close that leaves you feeling supported and steady This session will help you use the Law of Attraction to begin seeing the money you deserve—money that has been waiting to enter your life and ease your financial burdens with greater peace and confidence. Tips for best results: • Use headphones for the most immersive experience • Listen daily for at least 21–30 days • Use this session when you can fully relax and won't be disturbed • Avoid multitasking during hypnosis This session is one of the many premium recordings found inside my BELIEVE app — where you'll find over 1000 high-quality hypnosis, meditation, and affirmation sessions covering every area of manifesting success. — Helpful Links: → Get the BELIEVE App with 1000+ sessions: https://www.believehypnosis.app  → Download individual MP3s from my library: https://www.hyptalk.com  → Take full transformational courses: https://www.personalgrowthclub.com  → Work with me or learn more: https://www.victoriamgallagher.com  → Grab your copy of Practical Law of Attraction: https://a.co/d/5VUdyAu Thanks for listening to the Power of Your Mind podcast. If this episode resonated with you, please take a moment to rate and review — it helps more people discover these powerful tools. Stay consistent. Stay focused. And most importantly, believe in what's possible for you. – Victoria  

Most practice owners treat finances like a fire drill: frantic at year-end, reactive at tax time, and surprised when cash flow hiccups wreck payroll. What if money management wasn't a crisis to survive, but a repeatable system you lead on purpose? In this episode of the Private Practice Owners Club, host Nathan Shields sits down with financial strategist Eric Miller (Econologics) and bookkeeping & vCFO expert Sean Healy (AccountedFor). Together they deliver an operational playbook for wrapping up 2025, protecting cash flow in Q1, and building the disciplined systems that let owners actually plan for retirement — not just keep the lights on. They dig into:Why proactive tax planning beats last-minute spending sprees (and how to actually execute it with your CPA)The three financial skills every owner needs: acquire it, control it, invest it — and how to institutionalize them in your practicePractical year-end moves that protect cash flow (retirement catch-ups, HSA contributions, beneficiary checks, and smarter equipment buys)How to build a financial team that works together — CPA, bookkeeper, and advisor aligned to your goals (and when it's time to fire an advisor who isn't)Forecasting and proforma basics: reverse-engineer the profit you need to reach your personal goals, then map the operational steps to get thereCash-first tactics for Q1 (expect a tight January — plan the line of credit, manage payroll cadence, and pre-talk client deductibles)Money discipline that scales: automated savings buckets, routine scorecards, and the operational cadence that produces real wealth If you've ever been blindsided by tax bills, drifted through another year without a cash plan, or felt like your practice owns you — this episode gives you the financial clarity and tactical next steps to run your business like an asset, not an anxiety.

Join Drs. Jensen and Richey on Dean's Chat as we sit down with Cindy Pezza, PMAC — an expert in podiatric practice management with years of real-world success helping clinics scale, streamline operations, and strengthen leadership culture. In this episode, Cindy breaks down what separates thriving podiatry practices from the rest, including systems that actually work, leadership strategies that build trust, and financial insights every DPM should understand. Whether you're a practice owner, office manager, associate, or resident preparing for leadership, this conversation is packed with actionable takeaways you can implement today.

Setting Goals for 2026 in Pediatric Private PracticesIn this episode of The Pediatric Lounge, Dr. Bravo and Dr. Click and Clack (George and Herb), discuss the importance of setting intentional goals for pediatric private practices as they approach 2026. They cover topics such as the integration of technology, operational efficiencies, and the importance of clinical quality goals. The conversation also touches on managing practice finances, patient satisfaction, and navigating the challenges of maintaining a successful independent practice in a rapidly changing healthcare landscape. Additionally, the episode explores the emotional toll of recent societal events and the need for positive language and mindset shifts in the medical community.00:00 Introduction to The Pediatric Lounge00:27 Setting Goals for 2026 in Pediatric Practice00:43 The Multifaceted Role of Pediatricians01:26 Addressing Burnout and Intentional Goal Setting01:52 End of Year Reflections and Optimism03:55 The Importance of Setting Practice Goals05:43 Challenges in Implementing Clinical Goals06:46 Navigating New Medical Practices and Products22:23 The Impact of Private Equity and Hospital Systems31:28 Adapting to Changes in Medical Guidelines36:50 Real-Life Case: Early Diabetes Detection37:42 Challenges in Pediatric Diabetes Screening39:47 Physician Burnout and Job Satisfaction43:47 Operational Efficiencies in Medical Practice54:38 Financial and Business Goals for Pediatric Practices01:04:06 Top 10 Goals for Pediatric Practices01:08:00 Final Takeaways and New Year WishesSupport the show

I believe the number one goal for 2026—universally—is freedom. Financial freedom. Time freedom. And the freedom to be your authentic self without apology. What would your life look like if you had complete freedom? If money wasn't the constraint… If your calendar belonged to you… If you stopped editing who you are to fit someone else's expectations… That's not a fantasy. That's a design choice.

AI isn't going anywhere. But for small business owners, using it the wrong way can create financial blind spots, bad decisions, and long-term risk. This episode is about what happens when AI replaces judgment instead of supporting it, especially when it comes to your numbers. I'm joined by Carol Cox, founder of Speaking Your Brand and an early adopter of AI with a background in software development. We break down how small business owners can use AI to save time and reduce overwhelm without outsourcing financial leadership or losing clarity in decision-making. Carol explains: 04:39 Where AI helps small business owners and where it creates risk 07:17 How AI hallucinations lead to financial blind spots  14:21 How to use AI in operations, marketing, and revenue without losing control 28:58 What fear of AI reveals about CEO confidence and leadership If you're feeling overwhelmed by business finances, worried about making costly mistakes, or unsure how to use AI responsibly, this episode will help you make smarter decisions and protect your business financially. Featured Guest: Carol Cox,  Founder and CEO of Speaking Your Brand Sources:

In Episode 6.5, Scott and Vince discuss the CEO's evolving role in the new economy, addressing AI disruption, hybrid work, and generational diversity. They note that leadership today demands flexibility, trust, and a renewed focus on culture and collaboration. Scott argues that CEOs must transition from problem solvers to orchestrators; visionaries who align experts across departments. Vince emphasizes that while innovation is critical, financial fundamentals like profitability and capital discipline remain non-negotiable. They conclude that leaders can't force or ignore change; they must navigate it strategically, balancing adaptability with accountability and clarity of purpose. Key Takeaways Modern CEOs are visionaries who orchestrate culture, talent, and execution. Adapting to change requires trust, clarity, and focus on fundamentals. Change can't be forced or ignored; it must be led intentionally. Key Insights AI and hybrid work redefine business models and team dynamics. Vision and culture have overtaken command as a CEO's key tools. Delegation builds scale and fosters leadership growth. Trust but verify remains a core principle for accountability. Financial fluency strengthens leadership credibility. Generational diversity drives creativity and insight. Remote work expands access to global talent and productivity. Culture bridges generational gaps and builds unity. Innovation thrives when curiosity meets discipline. Leadership today means guiding disruption, not resisting it. Connect: Scott De Long, Ph.D. & Lead2Goals Instagram: @scottdelongphd @lead2goals.com LinkedIn: @scottdelongphd Web: lead2goals.com Email: scott@lead2goals.com Books: I Thought I Was A Leader You Win Again, Jack (New for 2025!) Vince Moiso & Vis Business Group Instagram: @visbiz.us LinkedIn: @vincentmoiso Web: visbiz.us Email: vince@visbiz.us Books How to Survive in the Wilderness The CEO Podcast Instagram | @theceopodcast LinkedIn | @the-ceo-podcast Facebook | @theceopodcast

As the year comes to a close, Melissa Joy, CFP® invites you to slow down.This short, reflective solo episode is a pause button — a chance to step off the financial treadmill, release guilt, and reset how you think about money before jumping into goals, resolutions, or to-do lists.Rather than focusing on what still needs to get done, Melissa encourages listeners to notice what worked, acknowledge invisible financial wins, and reconnect with a definition of wealth that goes beyond account balances.This episode is designed as a mindset reset — an “exhale” — to help you enter the new year with more clarity, intention, and self-trust.In this episode, Melissa explores:Why year-end reflection matters more than year-end hustleHow to identify and celebrate your financial wins, including the quiet onesReleasing guilt and shame tied to past money decisionsReframing wealth around values, time, and relationships — not just numbersHow aligning spending with personal values can simplify decision-makingThe power of “set it and forget it” systems to reduce financial stressChoosing a money word or theme for the year aheadSimple challenges (like no-spend periods or intentional splurges) to reset habitsUsing a “stop, start, continue” framework to carry clarity into the new yearKey takeawayYou don't need a perfect plan to move forward — you need a lighter mindset, clearer values, and permission to acknowledge progress.Before diving into goals and action steps, this episode offers space to breathe, reflect, and reset your relationship with money.The previous presentation by PEARL PLANNING was intended for general information purposes only. No portion of the presentation serves as the receipt of, or as a substitute for, personalized investment advice from PEARL PLANNING or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Neither PEARL PLANNING's investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. PEARL PLANNING is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. A copy of PEARL PLANNING's current written disclosure Brochure discussing our advisory services and fees is available upon request or at https:...

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Living the Expat Dream Life: Transitioning to a New Life Overseas. Have you ever dreamed of living abroad? Sounds incredible and may feel daunting, too. In this episode of 'Your Message Received', host John Duffin speaks with Guillermo Salas, a successful real estate agent who shares his journey of moving his family from Philadelphia to Spain. Despite initial resistance and challenges, Guillermo discusses the benefits of pursuing one's dream, the process of adjusting to a new culture, and building a successful business remotely. Guillermo also provides insights into his exclusive Expat Livin' program, curated by Guillermo and his wife Danielle. This turnkey program is designed to help others transition to living abroad. Tune in for an inspiring discussion on overcoming obstacles, finding new opportunities, and living a life true to your passions and goals. My dream (my vision, intention) is to implement a mobile, fluid life. Guillermo and Danielle's invaluable experience has already put me several steps closer to resuming my personal journey.When you're ready to consider your own global options, check out the links below. https://www.youtube.com/@ExpatLivinhttps://expatlivin.com/expatmasteryhttps://expatlivin.com/https://www.instagram.com/expat_livin/00:00 Facing Skepticism and Following Your Path01:08 Welcome to Your Message Received Podcast01:59 Introducing Guillermo and His Journey04:18 The Big Move to Spain06:49 Overcoming Initial Challenges08:09 Adapting to a New Life Abroad11:05 Navigating Family and Business from Afar13:29 The Importance of Following Your Dreams15:53 Logistics of Running a Business Remotely20:05 Challenges and Triumphs of Expat Life28:40 Overcoming Initial Doubts and Challenges29:00 Finding Supportive People29:26 Maintaining Business Success Abroad30:55 Adapting to a New Lifestyle37:43 Navigating Bureaucracy and Logistics44:04 Building a Community50:35 Financial and Career Opportunities54:12 Final Thoughts and Encouragement

"In a life well lived, there's always going to be more things you may want to do than you can do with time, energy, money, and attention." -Carl Richards Stephanie and Kevin welcome Carl Richards, creator of the iconic "Sketch Guy" column in The New York Times, for an inspiring conversation about his latest book, "Your Money: Reimagining Wealth in 101 Simple Sketches." Over 17 years in the making, this collection distills complex financial concepts into simple drawings designed to spark the conversations that truly matter! Each sketch focuses on a single idea, creating entry points for conversations that words alone can't generate. You won't get all the answers, but that's okay! The true goal is to help people start talking about money in meaningful ways. Stephanie and Kevin explore several of their favorite sketches, beginning with "The Getting Ahead Trap": a bar graph showing that money needed to "get ahead" has no top, while money needed for "having enough" is surprisingly small. Makes sense. After all, step zero of financial planning is understanding what's most important to you. Without that clarity, discussions about dollars and vehicles are pointless. Carl emphasizes that "your values are not at war, they're in conversation". That's probably his favorite line in the entire book! "None of us were really taught how to talk about money," Carl reflects, especially the deep conversations about worries and values rather than just CNBC-style market talk. The book gives us permission to be imperfect. Financial planning is educated guessing, goals are guesses, and things change. Not only is that okay, but it's reality. Carl encourages "deep hugs and big spreadsheets" when clients need certainty, while gently helping them understand that precision isn't always possible or necessary. Most importantly, money isn't just math. Algorithms can't feel anxiety about major decisions or pride in achieving goals. Human guidance remains essential, even as technology advances.   Key Topics ·      Creating Conversation Starters, Not Answers (03:35) ·      The Getting Ahead Trap vs. Having Enough (05:03) ·      Real Financial Planning: Money Meets Life (07:27) ·      Values in Conversation, Not at War (09:29) ·      The Price of Silence About Money (12:29) ·      Money Isn't Just Math (15:35) ·      Goals Are Guesses (and That's Okay!) (21:30) ·      Standing Between Clients and Big Mistakes (27:24) ·      Stephanie and Kevin's Wrap-Up (30:32)   Resources: ·      Carl's Weekly Newsletter, Book, and other Resources   If you like what you've been hearing, we invite you to subscribe on your favorite platform and leave us a review. Tell us what you love about this episode! Or better yet, tell us what you want to hear more of in the future. stephanie@sofiafinancial.com   You can find the transcript and more information about this episode at www.takebackretirement.com.   Follow Stephanie on Twitter, Facebook, YouTube and LinkedIn.  Follow Kevin on Twitter, Facebook, YouTube and LinkedIn.  

Money Talks is hosted by Dr Nancy Lottridge Anderson, President of New Perspectives and Ryder Taff, Portfolio Manager at New Perspectives. To email a question to the show, send it to money@mpbonline.org. In this episode, we talk about personal finance traps to avoid. If you enjoy listening to this podcast, please consider contributing to MPB. https://donate.mpbfoundation.org/mspb/podcast. Hosted on Acast. See acast.com/privacy for more information.

Paul Nolte, Senior Wealth Advisor & Market Strategist for Murphy & Sylvest, joins Wendy Snyder (in for Bob Sirott) to talk about what people should review in their financial accounts for the new year and if more jobs will be created in 2026. He also explains how people can save for retirement while supporting their […]

In this Best of So Money 2025 episode, we revisit some of the most powerful conversations about managing money through midlife — a stage where financial decisions collide with health changes, caregiving responsibilities, relationship transitions, and neurodiversity. From menopause and medical advocacy, to rebuilding after divorce, to rethinking money with ADHD, to caring for aging parents, these excerpts offer practical guidance and reassurance for navigating one of the most complex (and consequential) phases of our financial lives.Featured Guest ExcerptsTamsen Fadal (Episode 1799) – Menopause, medical blind spots, ageism in healthcare, and how women can better advocate for their health and financial well-being during midlifeElizabeth Cronise McLaughlin (Episode 1835) – Rebuilding financially after divorce, confronting money trauma, paying down debt, and modeling financial confidence for childrenNicole Stanley (Episode 1841) – ADHD and money, late diagnosis in midlife, why traditional budgeting often fails neurodivergent brains, and building systems rooted in compassion and dopamineBeth Pinsker (Episode 1874) – Financial caregiving for aging parents, the critical importance of power of attorney, and how to avoid costly legal and banking roadblocks Hosted on Acast. See acast.com/privacy for more information.

Discover 5 travel trends for 2026. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50%here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.) ncial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50%here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)

A New Year, A New Financial BlueprintWhat if the new year wasn't about resolutions—but about real financial positioning?As we step into a new year, this episode challenges the idea that retirement is tied to age and introduces a smarter way to think about income, protection, and legacy. Financial strategist Shateka Husser joins the show to break down how early planning, disciplined structure, and education can help families build tax-efficient income and long-term security—starting now, not decades from now.This is a timely New Year conversation about resetting your mindset, reclaiming control of your finances, and committing to legacy building in the year ahead. If you've been relying solely on your 401k or Social Security, this conversation is a wake-up call to the "unconventional wisdom" used by the wealthy to build legacies that last.Key Takeaways[04:21] The Social Security Myth: Why relying on government systems is a risk and how to close the "60% income gap" that most W-2 employees face at retirement.[09:47] The Tax Code Trap: Understanding why traditional accounts (401k, 403b, IRA) are written for the employer, not the employee, and how to pivot to IRS Code 7702.[10:48] Be Your Own Bank: A deep dive into the Infinite Banking Concept and how permanent cash value policies allow you to "eat the cookies and still have them grow."[15:15] Living Benefits vs. Death Benefits: Why you need a policy you can use while you're alive to pay off debt and fund investments like real estate or business ventures.[20:31] The "HIT" List: The three major termites that destroy retirement: Healthcare, Inflation, and Taxes—and how to protect your portfolio against them.[28:16] Retirement is an Income, Not an Age: Why Shateka advises against quitting your job too early and how to use your 9-to-5 as a "sponsor" for your ultimate freedom.Legacy Moment TakeawaysLegacy starts with structure, not age. Waiting until retirement age delays the opportunity to build income, protection, and options for the next generation.Connect with Shateka:Website: Shateka.comEmail: info@shatekahusser.comInstagram: https://www.instagram.com/shatekahusserofficial/?hl=enConnect with Corwyn:Contact Number: 843-619-3005Instagram:⁠ https://www.instagram.com/exitstrategiesradioshow/⁠FB Page:⁠ https://www.facebook.com/exitstrategiessc/⁠Youtube:⁠ https://www.youtube.com/channel/UCxoSuynJd5c4qQ_eDXLJaZA⁠Website:⁠ https://www.exitstrategiesradioshow.com⁠Linkedin:⁠ https://www.linkedin.com/in/cmelette/⁠Shoutout to our Sponsor: Mellifund Capital, LLCNeed funding for your next real estate flip or build? MelliFund Capital makes it fast, flexible, and investor-friendly. Visit MelliFundCapital.com and fund your future today. Again, that's MelliFundCapital.com, M-E-L-L-I-L-U-N-D, Capital.com.

Missionary martyr Jim Elliot famously wrote, “He is no fool who gives what he cannot keep to gain what he cannot lose.” Those words capture a vision of life that values eternal reward over temporary success—and they're being lived out today in an unexpected place: the NFL.When many people think of professional athletes, generosity may not be the first word that comes to mind. But Kirk Cousins, a 4-time Pro Bowl quarterback, is quietly challenging that assumption. For Cousins, faith isn't a compartment—it's the lens through which he approaches football, finances, family, and the future.A Faith Shaped at HomeKirk often points back to his upbringing as a pastor's kid. His parents modeled two complementary virtues: careful stewardship and open-handed generosity. Budgets mattered. Overspending was avoided. But when it came to helping others, generosity was practiced freely.That example left a lasting impression. As Kirk puts it, generosity was caught, not just taught. Watching his parents hold money loosely prepared him for a future where financial decisions would come with far greater stakes—and far greater temptation.When Kirk entered the NFL, the learning curve was steep. His first signing bonus—a six-figure check—was unlike anything he had ever seen. Unsure how to handle it, he called his dad for advice, only to discover they were navigating unfamiliar territory together.That moment marked the beginning of a stewardship journey that continues today. From the start, Kirk committed to simple but demanding principles: give first, save wisely, and live within bounds. Practicing those habits early helped anchor him when income grew and public pressure mounted.The Tension of a Finite CareerUnlike many professions, professional athletics comes with a built-in expiration date. That reality creates a unique tension: the need to save aggressively while still giving generously. For Kirk, that tension has become an invitation to trust God more deeply.Giving can feel risky when a career is visibly diminishing. Yet Kirk sees those moments as opportunities to shift the pressure off himself and back onto God—to believe that obedience and generosity create space for God to provide and direct what comes next.From Rules to RelationshipOne of Kirk's most compelling insights is the distinction between religious box-checking and genuine discipleship. It's possible, he admits, to treat giving like a checklist—do the minimum, meet the requirement, move on. But that's not the abundant life Jesus describes.Instead, Kirk points to Jesus' parable of the hidden treasure. When the treasure is truly seen as valuable, surrender becomes logical, even joyful. Financial decisions don't lead the heart; the heart leads the finances. When Christ is the treasure, generosity follows naturally.Scripture doesn't give a universal percentage or spending rule for believers. That absence is intentional—it drives us to prayer and discernment. Kirk and his wife, Julie, continue to wrestle with what “enough” looks like for their family, recognizing that the answer requires humility, wisdom, and the Holy Spirit's leading.Money, Kirk says, is a tool—a test, a testimony, and a means to an end. Growth without purpose risks becoming a search for control rather than an instrument for Kingdom impact. The question isn't just how much is being accumulated, but why.Unity in GenerosityOne of the most formative pieces of advice Kirk received early in his career was simple: always give in unity with your wife. That principle has shaped every major giving decision he and Julie make.Disagreement isn't ignored—it's prayed through. Spousal unity, Kirk believes, is often a channel through which God provides clarity and protection. Generosity practiced together strengthens both stewardship and marriage.As they consider estate planning and their children's future, Kirk and Julie intentionally prioritize wisdom over wealth. Their hope is not simply to pass down assets, but to raise children who can steward them faithfully.Their long-term vision includes generous support for their foundation and Kingdom causes, with no desire for wealth to linger aimlessly beyond its intended purpose. In Kirk's words, the goal is impact—not permanence.One place especially close to Kirk's heart is Christian education. His experience attending a Christian high school profoundly shaped his faith, and he's passionate about ensuring future generations have access to a similar formative environment. Supporting schools, teachers, and students has become a meaningful outlet for his generosity.A Different Definition of SuccessKirk Cousins' story reminds us that success isn't measured by contracts, trophies, or net worth—but by faithfulness. In a world that applauds accumulation, his life points to something better: surrender, trust, and joyful generosity rooted in Christ.As Ron Blue often says, the question isn't how much we can keep, but how much is enough—and what God would have us do with the rest.On Today's Program, Rob Answers Listener Questions:I recently sold my business, and after paying off debts and taxes, I expect to have approximately $2–$2.5 million. It's a bit overwhelming, but I feel incredibly blessed and grateful. I have a few questions: How should I invest this money safely, given that I'm pretty risk-averse? How much cash should I keep on hand? And I also have a question about tithing.Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Kirk CousinsJulie & Kirk Cousins FoundationWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

On this week's episode, Mom and Me discuss the financial area of the home and how it relates to Capricorn Season.

What if private practice wasn't about escaping burnout — but about creating stability, flexibility, and breathing room in an increasingly unpredictable world?This year, many clinicians felt the pressure. Workloads increased while pay stayed the same. Financial uncertainty lingered. And more people began asking a hard but honest question: Is this sustainable for the next one, two, or five years? If you've been wondering that too, you're not imagining it. The system is shifting. And what I've seen firsthand from hundreds of practice owners in 2025 tells me something important: private practice is becoming a mainstream strategy for creating stability, flexibility, and breathing room in a world that feels increasingly unpredictable.In Today's Episode, We Discuss:Five major shifts I've seen in private practice in 2025What they actually mean for youHow you can think about your next stepThis episode is a reminder that private practice doesn't require burning down your life or a dramatic leap. You don't need everything figured out. You need clarity, a plan, and permission to move forward.The most successful transitions I've witnessed this year started small, slow, and thoughtful—not from desperation, but from intention.As we head into 2026, I invite you to take a breath and start imagining what a private practice designed for you could look like.Want to know more on how we can work together at all stages of the private practice journey? Visit PrivatePracticeSchool.com to learn more.Whether you want to Start or Grow a private practice or grow your existing private practice, I can help you get the freedom, flexibility, fulfillment, and financial abundance that you deserve. Visit my website www.independentclinician.com to learn more.Where We Can Connect: Follow the Podcast: https://podcasts.apple.com/us/podcast/private-practice-success-stories/id1374716199Follow Me on Instagram: https://www.instagram.com/independentclinician/Follow Me on Facebook: https://www.facebook.com/jena.castrocasbon/

In this episode of the Intentional Agribusiness Leader Podcast, Mark sits down with Jace Young, CEO of Legacy Farmer, for one of the most raw and necessary conversations happening in agriculture today.Jace grew up in a multi-generational Kansas cattle operation and later became an ag loan officer — only to watch his own family lose their $10 million farm because of financial disorganization, lack of clarity, and generational assumptions. That loss became the catalyst for Legacy Farmer, a coaching + financial software movement now helping hundreds of farmers each year finally understand their numbers, protect their legacy, and stop generational collapse.Together, Mark and Jace break down the hidden crisis in agriculture: 95% of farmers do not understand their finances well enough to make sound decisions — and the entire system is feeling the consequences.This is a conversation every farmer, banker, agribusiness leader, and rural family needs to hear.Key Takeaways1. Intentionality Means Solving the Foundational Problem FirstFor Jace, intentional leadership is the discipline to stop chasing ideas and address the real issue — the one at the base of every operational, financial, and family breakdown.2. Farmers Aren't Failing Because They're Unsmart — They're Failing Because No One Taught Them the NumbersMost farmers were never trained to read a balance sheet, interpret cash flow, or calculate true field-level profitability. Even operators worth $50–70 million often lack basic financial structure. This isn't incompetence — it's a systemic gap in education no one bothered to fill.3. The Ag Banking System Is Part of the ProblemFarmers trust loan officers as advisors, yet many of those officers have little ag experience, limited financial depth, and hands tied by policy and liability. The result? Generations making multimillion-dollar decisions with incomplete guidance.4. $592 Billion in Ag Debt — With No Clear AccountingBy the end of 2025, U.S. farm debt is projected at nearly $600 billion. According to Jace, a significant percentage is mismanaged or untracked — a terrifying reality for an industry representing less than 2% of the population but carrying massive national risk.5. Men Don't Fear Failure — They Fear Being ExposedThe greatest barrier to transformation is the fear of seeing the truth. When Legacy Farmer members enter the program, the first battle is internal: confronting decades of decisions they've been avoiding. Transformation starts the moment they stop hiding.6. Financial Clarity Isn't Just Business — It's Emotional and GenerationalWhen a man is hiding financial stress, his wife feels it. His kids feel it. His entire home feels it. Jace shares how clarity in finances leads to restored marriages, reduced anxiety, healthier communication, and real leadership at home.7. This Work Saves LivesThe suicide rate in agriculture is three times higher than the average U.S. industry. When farmers gain clarity, structure, and hope, the ripple effect is massive — from business stability to emotional and relational healing. This isn't bookkeeping. It's life-saving work.Notable Quotes“Intention is the discipline to solve the foundational issue — and refuse every distraction until it's done.” – Jace Young“95% of farmers don't know their numbers. Not because they can't — but because no one ever taught them.” – Jace Young“The number one fear men have is the fear of being exposed.” – Jace Young“Your decisions today become your children's children's inheritance — or their burden.” – Mark Jewell“If...

Kgomotso Modise standing in for Clement Manyathela speaks to Angie Mthombeni, Life coach and Neuro coach explore guidance on setting boundaries and breaking free from financial pressures.See omnystudio.com/listener for privacy information.

In this episode, salon owner and color specialist Kimberly Christoph shares her 22-year journey from behind the chair to opening her own salon (Mane Street Georgetown) in DC. She speaks honestly about financial risk, long-term planning, continuous education, and how building with purpose shaped the kind of salon, culture, and experience she wanted to create.Follow/subscribe to be the first to know when new episodes are released. Like what you hear? Leave us a review!Key Takeaways:

MAKING THE MOST OF A FINANCIAL WINDFALL FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS with Thad Ismart | CFP®, ChFEBC, CEPS  Senior Financial Planner About This Episode Receiving a financial windfall can be exciting and overwhelming. Learn how to approach sudden wealth thoughtfully and avoid common missteps. Full Description A financial windfall can arrive in many forms, including an inheritance, bonus, business sale, or unexpected payout. While the influx of money may feel like an opportunity to act quickly, rushing decisions can often lead to regret. Taking time to plan is one of the most important steps after receiving a windfall. In this episode of Healthy, Wealthy & Wise, Thad Ismart, CFP®, ChFEBC, CEPS, discusses how to approach a financial windfall with clarity and intention. He explains why emotional reactions, whether excitement or anxiety, can cloud judgment and lead to decisions that do not align with long-term goals. The conversation emphasizes the value of pausing before making major moves. Creating short-term stability, understanding tax implications, and clarifying personal priorities all play a role in building a thoughtful plan. Rather than viewing a windfall as money that must be spent or invested immediately, Thad encourages listeners to see it as an opportunity to strengthen their overall financial foundation. Listeners will also learn why aligning a windfall with existing goals is essential. Whether the priority is reducing debt, saving for the future, supporting family, or increasing flexibility, a structured approach helps ensure the money is used intentionally. Planning also helps reduce the risk of lifestyle inflation and other common pitfalls that can erode the long-term value of sudden wealth. At BWFA, we help individuals integrate windfalls into a broader financial plan so short-term decisions support long-term confidence. With the right guidance, a windfall can become a meaningful step forward rather than a missed opportunity. To learn more about how windfalls fit into a comprehensive strategy, visit BWFA's Financial Planning page and explore how thoughtful planning can help you move forward with confidence.

Discover the latest economic update. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50%here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.) ncial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50%here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)

The advisors at New Harbor Financial share their outlook for the new year ahead.They see lots of reasons why it will likely be a more volatile and painful year than investors have become accustomed to after 3 blockbuster years of returns.WORRIED ABOUT THE MARKET? SCHEDULE YOUR FREE PORTFOLIO REVIEW with Thoughtful Money's endorsed financial advisors at https://www.thoughtfulmoney.com#bearmarket #marketcorrection #volatility _____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved.

In this episode, Dr. Harry Severance, a healthcare strategist, shares sobering data on accelerating clinician and nursing shortages, rising burnout, and declining interest in healthcare careers, while also examining how unpaid care, insurance gaps, and financial pressures are pushing hospitals and service lines toward closure.

Chris Markowski, the Watchdog of Wall Street, discusses the importance of financial education, the concept of anti-fragility, and the psychological biases that affect investors. He emphasizes the need for resilience and the ability to embrace challenges in order to achieve financial success. The discussion also covers the dangers of greed and materialism in investing, the significance of time horizons, and the ethical responsibilities of financial planners. Markowski advocates for goal-oriented financial preparation and the importance of understanding market dynamics to build wealth over time.

Ever wonder if there's more to wealth than flashy cars and mansions? In this episode, Matt Allgeyer and Kyle Jones lift the curtain on the real habits of America's quietly successful retirees—the ones you'd never guess have seven digits in the bank. From wig-filled office holiday parties to stories that redefine what “living in paradise” can mean, you're in for a ride that's equal parts entertaining and enlightening. The guys share a roadmap that's not about living in the headlines, but about living well—and on your terms.Curious how the truly wealthy stay under the radar while their bank accounts grow? Ready to find out why the most valuable thing you can buy isn't a Porsche, but time itself? This episode isn't another lecture on penny-pinching or investment jargon. It's packed with surprising stories, insider strategies, and the little habits that just might change the way you think about your own retirement journey. Fasten your seatbelt and tune in—you never know what twist is around the corner on Your Retirement Highway!Join Matthew Allgeyer and Kyle Jones as they dive into the crucial issues shaping your retirement. In this episode of Your Retirement Highway, our hosts discuss a key retirement topic, sharing expert advice, actionable strategies, and experiences that matter. From taxes and Social Security to long-term care and market volatility, they cover what you need to know to chart your retirement course with clarity and confidence.

For years, Mark Rampolla believed the same thing most driven entrepreneurs believe. Work harder. Scale bigger. Make more money. Then freedom will come. He followed that formula perfectly. Mark founded ZICO Coconut Water, scaled it over nine years, and sold the company to Coca-Cola for over two hundred million dollars. From the outside, it looked like the ultimate win. But instead of feeling free, Mark felt more trapped than ever. Overcommitted. Stressed. Disconnected from his health, his relationships, and the life he thought success was supposed to buy him. That moment forced a realization that reshaped everything. Freedom is not the reward at the end of the journey. It is the foundation that makes real success possible. In this conversation, Mark breaks down how chasing future freedom keeps entrepreneurs stuck in perpetual pressure and why so many high performers feel empty even after “winning.” He shares how redefining freedom changed the way he builds companies, leads teams, invests capital, and lives day to day. You will hear how presence, clarity, and alignment are not soft ideas but practical advantages that lead to better decisions, stronger businesses, and more sustainable growth. Today, as Co Founder and Managing Partner of GroundForce Capital, Mark helps founders scale without burning themselves out and build companies that support their lives instead of consuming them. This episode is a powerful reset for anyone who feels like success keeps moving the finish line. If you are building something big and don't want to lose yourself in the process, this conversation will change how you think about ambition, freedom, and what winning actually looks like. Book your call with Neo Home Loanshttps://www.neoentrepreneurhomeloans.com/wealthjuice/ Book your mentorship discovery call with Cory RESOURCES

Willie's snowy road-trip panic sets the tone as he's convinced he's writing his obituary by text, and Uncle Si tries to pry Willie's financial secrets out of his assistant Chad with zero success. The boys dive into McRib mishaps, stinky cheeses, and Si proudly predicts Jep's son to be a sports superstar in the making. John-David wishes for a Hawaiian Punch fountain, but Martin is all about making it to the level of owning a home urinal. - Learn more about your ad choices. Visit megaphone.fm/adchoices