Podcasts about financial

MacroVoices Erik Townsend & Patrick Ceresna welcome, Michael Howell. They'll discuss the global liquidity cycle, why it has a 65-month periodicity, and where we stand in that cycle right now. https://bit.ly/3X7ZN0J  

If you want us to build a MOONSHOT Summit, email my team: moonshots@diamandis.com  Get access to metatrends 10+ years before anyone else - https://qr.diamandis.com/metatrends   Salim Ismail is the founder of OpenExO Dave Blundin is the founder & GP of Link Ventures Dr. Alexander Wissner-Gross is a computer scientist and founder of Reified – My companies: Apply to Dave's and my new fund:https://qr.diamandis.com/linkventureslanding      Go to Blitzy to book a free demo and start building today: https://qr.diamandis.com/blitzy   Grab dinner with MOONSHOT listeners: https://moonshots.dnnr.io/ _ Connect with Peter: X Instagram Connect with Dave: X LinkedIn Connect with Salim: X Join Salim's Workshop to build your ExO  Connect with Alex Website LinkedIn X Email Listen to MOONSHOTS: Apple YouTube – *Recorded on November 19, 2025 *The views expressed by me and all guests are personal opinions and do not constitute Financial, Medical, or Legal advice. Learn more about your ad choices. Visit megaphone.fm/adchoices

Andy chats with a real person (not an advisor), Beth Pinsker, a columnist for MarketWatch, about her new book, My Mother's Money, A Guide to Financial Caregiving.In the book, Beth details her personal experience in becoming her mother's financial caregiver, both during her mother's end of life and health decline, and beyond her mother's death and through the estate administration process.The book provides tons of practical knowledge, insight and recommendations for how to ensure your financial affairs are in order, that others who need access to information and accounts have it, that end-of-life planning scenarios are less painful and difficult than they otherwise would be and that estate administration isn't more cumbersome, lengthy and challenging than it needs to be.This book is a must read!Links in the episode:Beth's website - https://bethpinsker.com/To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comTenon Financial monthly e-newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

When the Epstein files go public, the biggest shock won't be a single name — it will be the realization of how many institutions failed, looked away, or quietly enabled a predator to operate at the highest levels of society. And once that truth lands, America is going to feel something profound: institutional betrayal. In this riveting one-hour discussion, Tony Brueski and psychotherapist Shavaun Scott dig into the psychology of what happens when the public discovers that the systems they trusted were protecting someone like Jeffrey Epstein. Governments. Universities. Financial institutions. Social circles. Even media figures. When the public sees how interconnected it all was, trust fractures — sometimes permanently. Shavaun explains why institutional betrayal wounds deeper than individual harm, why people struggle to process wrongdoing by powerful figures, and why this release may cause a destabilizing but necessary shift in how Americans view power, authority, and accountability. We explore the psychological whiplash of discovering that “the system worked” was a myth. Why people defend public figures out of identity rather than fact. And why denial becomes a survival mechanism when the truth feels too big to accept. Most importantly, we examine what healing could look like — how truth, even painful truth, can be the beginning of a more honest national conversation about abuse, complicity, and institutional decay. This interview isn't about politics. It's about psychology. And it's about what happens when a country finally sees what was in the dark. #HiddenKillers #EpsteinFiles #InstitutionalBetrayal #ShavaunScott #TonyBrueski #TrueCrimeAnalysis #PowerAndAbuse #Psychology #NationalTrauma #MentalHealth Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

In this conversation, J Scott shares his journey from a tech career in Silicon Valley to becoming a successful real estate investor and author. He discusses the challenges and strategies involved in flipping houses, the importance of building a strong team, and the evolution of his career into multifamily syndication. J also provides insights into the current economic landscape, the implications of interest rates, and his predictions for the future of the real estate market, particularly in the context of a master planned community development. Chapters: 00:00:00 - Introduction and Overview of the Episode 00:00:45 - J Scott's Background and Transition to Real Estate 00:01:55 - Discussion on J's Book "Real Estate by the Numbers" 00:04:14 - Insights on Scaling Business Through Team Building 00:10:08 - Financing Strategies for House Flipping 00:12:58 - The Journey of Writing Books and Sharing Knowledge 00:19:25 - J's Perspective on Interest Rates and Economic Implications 00:30:11 - Current Projects and Future Developments in Multifamily Real Estate Connect with J Scott on Social: Linktree: https://linktr.ee/jscottinvestor  Learn More About Accountable Equity: Visit Us: http://www.accountableequity.com/  Access eBook: https://accountableequity.com/case-study/#register  Turn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger. LinkedinFacebookInstagramApple PodcastSpotify

In this episode, farmer and educator Jodi Roebuck talks about securing a financially viable farm business by consistently delivering good quality produce.   Subscribe for more content on sustainable farming, market farming tips, and business insights!   Get market farming tools, seeds, and supplies at Modern Grower. Follow Modern Grower:  Instagram  Instagram Listen to other podcasts on the Modern Grower Podcast Network:  Carrot Cashflow  Farm Small Farm Smart  Farm Small Farm Smart Daily  The Growing Microgreens Podcast  The Urban Farmer Podcast  The Rookie Farmer Podcast  In Search of Soil Podcast Check out Diego's books:  Sell Everything You Grow on Amazon   Ready Farmer One on Amazon **** Modern Grower and Diego Footer participate in the Amazon Services LLC. Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

When the Epstein files go public, the biggest shock won't be a single name — it will be the realization of how many institutions failed, looked away, or quietly enabled a predator to operate at the highest levels of society. And once that truth lands, America is going to feel something profound: institutional betrayal. In this riveting one-hour discussion, Tony Brueski and psychotherapist Shavaun Scott dig into the psychology of what happens when the public discovers that the systems they trusted were protecting someone like Jeffrey Epstein. Governments. Universities. Financial institutions. Social circles. Even media figures. When the public sees how interconnected it all was, trust fractures — sometimes permanently. Shavaun explains why institutional betrayal wounds deeper than individual harm, why people struggle to process wrongdoing by powerful figures, and why this release may cause a destabilizing but necessary shift in how Americans view power, authority, and accountability. We explore the psychological whiplash of discovering that “the system worked” was a myth. Why people defend public figures out of identity rather than fact. And why denial becomes a survival mechanism when the truth feels too big to accept. Most importantly, we examine what healing could look like — how truth, even painful truth, can be the beginning of a more honest national conversation about abuse, complicity, and institutional decay. This interview isn't about politics. It's about psychology. And it's about what happens when a country finally sees what was in the dark. #HiddenKillers #EpsteinFiles #InstitutionalBetrayal #ShavaunScott #TonyBrueski #TrueCrimeAnalysis #PowerAndAbuse #Psychology #NationalTrauma #MentalHealth Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

You've identified the problem. You understand the instinct gap. Now it's time to fix it.In the first two episodes of this series, we talked about why financial content isn't creating change and introduced the conative mind, the missing piece that explains why people don't take action even when they know what to do. We showed you how your natural way of taking action as a financial professional is likely very different from your clients' instincts, and how that mismatch creates friction.Today, we're giving you the solution. A three-step framework you can apply right away to your content, your coaching, and your conversations.This is the Action-Ready Framework, and it's designed to bridge the instinct gap by flipping the starting point. Instead of coaching from your instincts, you match theirs. And when you do, everything shifts.Clients feel seen and understood. They take action confidently. They ask more questions and engage more deeply. They convert and stick around because they're getting real results.In this episode, we walk through each step of the framework with practical examples you can use immediately. We show you what happens when your coaching matches your clients' natural way of taking action. And we bring it all back to what this series has been about from the start: buy-in.Because the best strategy isn't the one that looks best on paper. It's the one your client will stick with because they believe in it. Buy-in is the real metric of success.Links & Resources:Ultimate Growth GuideJoin the Facebook groupRegister for How to Create Buy-In: Designing Financial Experiences That StickKey Takeaways:Start with "just enough to start" and layer in complexity. Instead of giving clients everything they need to know upfront, give them the most relevant information only and build in detail slowly as they need it.Focus on phases or outcomes, not every step. Clients need to see where they're headed, but they don't need every micro-task spelled out in advance. Leave room for feedback, flexibility, and iteration. Frame your guidance as one possible starting point and openly invite clients to modify it to fit their reality. Something not working isn't a mistake, it's valuable input.Your new motto is "less, simpler, sooner." Where your instinct might be to give more detail, more structure, more preparation, what actually gets most people moving is less, simpler, sooner.When clients feel seen and understood, they take action confidently. Honoring their instincts doesn't diminish your expertise—it amplifies it.Buy-in is the real metric of success. The more bought in someone is, the more creative they are when things get tough, the faster they take action, and the longer they stick with it.The best strategy is the one that creates the most buy-in for the client. Financial calculators don't account for buy-in, but buy-in is what determines whether clients actually execute the plan.

Markets rise and fall—but not all cycles tell the same story. What do those ups and downs really mean for your investments?Scripture reminds us in Ecclesiastes 3:1, “To everything there is a season, a time for every purpose under heaven.” Just as God designed natural cycles—the sun, the tides, the seasons—financial markets also move through cycles. While less predictable, these patterns help us understand where we are in the investing journey and how to prepare wisely for what's ahead.According to Mark Biller, Executive Editor at Sound Mind Investing (SMI), the two most common market cycles are known as bull markets (when prices rise) and bear markets (when prices fall). But within those categories lie two distinct types of trends: cyclical and secular.Cyclical vs. Secular: What's the Difference?“The terms might sound fancy,” says Biller, “but they really describe short-term versus long-term cycles.”Cyclical markets are the short-term ups and downs—periods that might last a few months to a few years.Secular markets are the broader, long-term trends that can span decades—often between 10 and 40 years.Think of it like waves on the ocean. Cyclical markets are the smaller waves that move in and out, while secular markets are the larger tides that shape the shoreline over time.Learning from History: Market ExamplesFrom 1968 to 1982, the S&P 500 was essentially flat—a 15-year stretch where inflation eroded nearly 60% of investors' purchasing power. That's what economists call a secular bear market—a long-term period of little to no progress.Yet within that broader season, there were multiple shorter-term bull and bear cycles. Investors who recognized those patterns could navigate the market with more perspective and less panic.The same was true from 2000 to 2009, another decade of overall stagnation in U.S. stocks. “But even then,” Biller notes, “we saw two cyclical bear markets with a five-year bull market sandwiched between them.”The takeaway? Even in long-term downturns, some shorter-term opportunities and recoveries keep markets moving forward over time.Why It Matters—Especially for Bond InvestorsUnderstanding these cycles isn't just an academic exercise. “It's actually more helpful when it comes to bonds than stocks,” Biller explains.That's because bond markets move in much longer secular cycles. From 1982 to 2021, the U.S. enjoyed a 40-year secular bull market in bonds as interest rates steadily declined from 15% to near zero. But since 2020, that trend has reversed. “Interest rates have been rising again,” Biller says, “and that's led to negative returns for many bond investors over the last five years.”This shift could signal the beginning of a secular bear market for bonds—a long period in which rising interest rates make it harder for bonds to perform well.Rethinking the Classic 60/40 PortfolioFor decades, the “60/40” portfolio—60% stocks and 40% bonds—was the gold standard for balanced investing. But in today's environment, that mix may need to evolve.“At Sound Mind Investing (SMI), we've reduced our bond allocation to around 30%,” Biller explains. “We haven't abandoned bonds altogether, but we're diversifying beyond them.”That diversification includes strategies like:Dynamic asset allocation—adjusting investments as market conditions shiftGold and commodities—as hedges against inflationReal estate and energy stocks—for long-term growth potentialAlternative assets like Bitcoin (in small doses), to add further varietyBuilding a Portfolio That Endures Every SeasonWhether markets are bullish or bearish, cyclical or secular, the goal remains the same: build a portfolio that's resilient and rooted in wisdom.Biller's encouragement for long-term investors is simple:“We're not advocating for dramatic changes, but rather thoughtful diversification. The goal is to build portfolios you can stick with through every kind of market season.”That perspective echoes a deeper truth for believers: our ultimate security isn't found in market trends but in God's unchanging character. Markets may rise and fall, but His promises endure forever.Faith, Patience, and PerspectiveUnderstanding both short- and long-term market cycles helps us invest with patience, discipline, and faith—trusting that God is sovereign over every season, financial or otherwise.As Proverbs 21:5 reminds us, “The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.”In every bull and bear market, we're called to plan wisely, give generously, and trust deeply—knowing that the One who holds the future also holds us.For more practical investing insights and biblical wisdom, visit SoundMindInvesting.org.On Today's Program, Rob Answers Listener Questions:I'm nearing retirement with no debt and some investment savings, but I don't have a pension. Would it make sense to use part of my investments to buy an annuity for guaranteed monthly income in addition to Social Security?I'm in my 70s, retired, and divorced, and much of my income goes toward alimony. How can I balance saving for emergencies while still giving more to the Lord's work, which I see as the greater reward?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Sound Mind Investing (SMI)Bulls and Bears, Cyclical and Secular (SMI Article by Mark Biller and Joseph Slife)SMI Dynamic Asset Allocation Model StrategyWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of Remodelers on the Rise Kyle talks with husband and wife team Austin and Callie Cornell of MSC Enterprises They share how they run their remodeling business together balance family life improve their financial clarity and build smoother processes that support steady growth ----- Explore the vast array of tools, training courses, a podcast, and a supportive community of over 2,000 remodelers. Visit Remodelersontherise.com today and take your remodeling business to new heights! ----- Remodel Your Marriage, Life & Business Retreat – Feb 10-12, 2026 A three-day experience in Franklin TN designed for remodeling-business couples who want to strengthen their marriage, clarify their vision, and build a business that supports a thriving life together. Join Kyle and Sarah Hunt for meaningful conversations, practical sessions, and intentional time to reconnect and refocus for 2026. Sign up here! ----- Takeaways The importance of marriage in business partnerships. Transitioning business ownership requires open communication. Financial clarity is crucial for business growth. Hiring the right team members can alleviate stress. Understanding numbers leads to better decision-making. Having a dedicated office space enhances productivity. Saying no to projects that don't fit your business model is essential. Peer support groups can provide valuable insights. Flexibility in work allows for better family time. Continuous learning and adaptation are key to success. ----- Chapters 00:00 Introduction and History of Lee's Summit 04:06 Predictions for the Chiefs' Season 05:22 History and Overview of MSC Enterprises 07:34 Transitioning from Teaching to Working in the Business 11:55 Lessons Learned in Transitioning from One Generation to Another 15:35 Lessons in Understanding Financials and Charging Properly 19:33 The Importance of Knowing Your Numbers and Creating a Budget 25:51 The Impact of Leasing an Office Space 28:08 The Role of a Project Coordinator in Reducing Stress and Improving Accuracy 36:36 The Importance of Saying No and Focusing on What Works for Your Business 37:38 The Best Decision We've Ever Made 38:42 Finding Support and Encouragement 39:48 The Importance of Regular Meetings

When the Epstein files go public, the biggest shock won't be a single name — it will be the realization of how many institutions failed, looked away, or quietly enabled a predator to operate at the highest levels of society. And once that truth lands, America is going to feel something profound: institutional betrayal. In this riveting one-hour discussion, Tony Brueski and psychotherapist Shavaun Scott dig into the psychology of what happens when the public discovers that the systems they trusted were protecting someone like Jeffrey Epstein. Governments. Universities. Financial institutions. Social circles. Even media figures. When the public sees how interconnected it all was, trust fractures — sometimes permanently. Shavaun explains why institutional betrayal wounds deeper than individual harm, why people struggle to process wrongdoing by powerful figures, and why this release may cause a destabilizing but necessary shift in how Americans view power, authority, and accountability. We explore the psychological whiplash of discovering that “the system worked” was a myth. Why people defend public figures out of identity rather than fact. And why denial becomes a survival mechanism when the truth feels too big to accept. Most importantly, we examine what healing could look like — how truth, even painful truth, can be the beginning of a more honest national conversation about abuse, complicity, and institutional decay. This interview isn't about politics. It's about psychology. And it's about what happens when a country finally sees what was in the dark. #HiddenKillers #EpsteinFiles #InstitutionalBetrayal #ShavaunScott #TonyBrueski #TrueCrimeAnalysis #PowerAndAbuse #Psychology #NationalTrauma #MentalHealth Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

Scott Colangelo, Chairman of Prime Capital Wealth, shares more about the firm's growth to over $40 billion in AUM since its founding in 2017.

In this episode of the Engineering Our Future podcast, Nicolai and I deliver a genuine, practical conversation about building real financial security through emergency funds and sinking funds. We draw from personal experience, sharing how our mindsets about money evolved and the crucial role that tailored, “bare bones” emergency funds play in handling life's curveballs—like sudden car breakdowns or medical bills. Our stories underscore that financial mistakes happen to everyone but can be great teachers, reinforcing the benefits of incremental progress and making informed, individualized choices based on one's comfort zone and risk tolerance.[15]“Financial peace isn't about having the perfect system—it's about building habits that give you confidence to handle both emergencies and expected expenses without fear or debt.”A central theme of our discussion is the distinction between emergency funds, meant for unexpected crises, and sinking funds, designed for predictable but irregular expenses such as holidays, birthdays, and home repairs. We provide actionable tips on setting up high-yield savings accounts, tracking various fund categories, and managing the psychological hurdle of using savings when needed. By emphasizing adaptable systems like customizable sinking funds and a strategic use of HSAs, this episode empowers listeners to start small, build habits, and gradually cultivate lasting peace of mind around money—the goal being to respond to both the expected and the unpredictable without fear or debt.Lessons and Takeaways* Build a tailored emergency fund - Calculate your personal “bare bones” monthly expenses and save 3-6 months' worth in a high-yield savings account to handle unexpected crises without going into debt.* Create separate sinking funds - Set up dedicated savings categories for predictable irregular expenses like holidays, birthdays, car maintenance, and home repairs to avoid financial stress when these costs arise.* Start small and build gradually - Begin with manageable savings goals ($500-1000) for your emergency fund, then consistently add to it over time rather than feeling overwhelmed by trying to save everything at once.* Optimize your health savings - Consider using HSAs strategically not just for medical expenses but as potential long-term investment vehicles with unique tax advantages.* Develop systems that match your psychology - Create financial tracking methods that work with your personality and habits, making it easier to maintain good money management practices consistently.Links and References* Remit Sethi Podcast* Psychology of Money* Episode on Paying Debt Get full access to Engineering our Future at engineeringourfuture.substack.com/subscribe

Debt is a word that makes most people nervous. We think of it as a burden, something to avoid at all costs. But what if we've been looking at it the wrong way? Today I'm joined by Professor John Dinsmore, marketing expert and author of the fascinating new book The Marketing of Debt. John peels back the layers on how debt is presented, sold, and even "marketed" to us, from credit cards to mortgages to student loans. And more importantly, he helps us understand how to navigate debt without fear, confusion, or shame. Whether you're a property investor, a business owner, or just someone with a credit card in their wallet, this conversation will change the way you think about borrowing money.     Takeaways  ·         Debt is often marketed in ways that make it seem less risky. ·         Understanding debt can lead to better financial decisions. ·         There are different types of debt: good, bad, and necessary. ·         Financial literacy is crucial for navigating debt effectively. ·         Marketing plays a significant role in how debt is perceived. ·         Younger generations may underestimate the long-term impact of debt. ·         Reading the fine print is essential when taking on debt. ·         AI and digital marketing will evolve the way debt is sold. ·         Strategic borrowing can be beneficial for property investors. ·         Debt should be approached with caution and awareness.     Chapters    02:12 - Why Debt Is Marketed Like Any Other Product  05:58 - Tricks That Make Borrowing Feel Easier Than It Is  09:38 - How Shame, Ignorance and Optimism Trap Us in Bad Debt  13:24 - Good Debt vs Bad Debt: Using Borrowing Strategically  18:40 - AI, Personalization and the Future of Debt Marketing   Links and Resources:   Answer this week's trivia question here- www.PropertyTrivia.com.au ·        Win a hard copy of The Rules of Property. Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.     Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us   Michael Yardney – Subscribe to my Property Update newsletter here    Professor John Dinsmore – Educator, Speaker, Consultant  https://www.johndinsmore.com/     John Dinsmore's book : The Marketing Of Debt. https://www.amazon.com/Marketing-Debt-How-They-Get/dp/1836626010   Get a bundle of eBooks and Reports at www.PodcastBonus.com.au     Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for  Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

In this tell-it-like-it-is episode, Pambansang Wealth Coach Chinkee Tan breaks down the money habits that quietly destroy trust... from secret spending and “bahala na” mindsets to lifestyle flexing with no foundation.Discover how to spot financial red flags early, talk about money without drama, and build love that's wise, not wasteful. Because real love doesn't put you in debt — it helps you grow in peace and discipline.For any collaboration, brand partnership, and campaign run inquiries, e-mail us at info@thepodnetwork.com.#ChinkPositive #ChinkeeTan #LoveAndMoney #FinancialRedFlags #UtangFreePH #RelationshipGoals #MoneyTalks #FinancialFreedom #MoneyMindset Hosted on Acast. See acast.com/privacy for more information.

976. Laura reviews financial safety nets that help you and your family survive and even thrive despite an unexpected hardship.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

When you're suddenly put in charge of an aging parent's finances, the emotional toll is heavy, and the financial fallout can be even heavier. In this episode, Jean Chatzky is joined by certified financial planner and MarketWatch columnist Beth Pinsker, author of My Mother's Money: A Guide to Financial Caregiving. Together, they unpack Beth's personal journey of managing her mother's finances through illness, surgery, and estate settlement. Even with decades of experience writing about money, Beth found herself caught off-guard by just how complicated — and expensive — caregiving can be without the right documents and conversations in place. What You'll Learn: The most overlooked (and affordable) legal documents everyone needs The difference between joint accounts, POA, and transfer-on-death How to prep for financial caregiving before a medical emergency The unexpected costs of not planning ahead — and how to avoid them How to be “the person who gets called” in a crisis — and what to ask in advance

Discover why there is an unusually strong buyer's market in real estate. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)

Spite Houses: The architectural equivalent of a middle finger. They're structures or dwellings designed specifically to piss someone off. This week, Norm does a deep dive into a truly ridiculous spite house, built and owned by an eccentric millionaire named Joseph Richardson. It all started when a man made an offer on Joseph's 5-foot wide, 102-foot deep tract of land in New York City. Joseph was so offended by the man's (completely reasonable) offer, that he built an odd, skinny structure right next to the man's beautiful apartment building. And the wildest part of it all? Joseph Richardson lived in his spite house for fifteen years. Remember, kids, history hoes always cite their sources! For this episode, Norm pulled from: Alpern, Andrew. Holdouts!: The Buildings That Got in the Way. McGraw-Hill, 1984. Documentary History of American Water-Works. “Biography of Joseph Richardson.” http://www.waterworkshistory.us/bio/Richardson/index.htm. Find a Grave. “Joseph C. Richardson (1814-1897).” https://www.findagrave.com/memorial/58229813/joseph_c-richardson. Miller, Tom. “The Lost 1882 ‘Spite House' -- No. 1218 Lexington Avenue.” Daytonian in Manhattan, August 27, 2012. https://daytoninmanhattan.blogspot.com/2012/08/the-lost-1882-spite-house-no-1215.html. New York Architecture. “New York Architecture Images - Spite House.” February 1, 2012. https://web.archive.org/web/20120201111125/http://www.nyc-architecture.com/GON/GON005.htm. New York Daily Herald. “Corporate Elections.” April 8, 1873. New York Daily Herald. “Marriages and Deaths.” July 14, 1872. New York Daily Herald. “The City Railroad Bills.” February 12, 1873. New York Herald. “Financial and Commercial.” March 12, 1874. New York Herald. “Railroads in Utah.” January 27, 1875. New York Herald. “‘Uncle Ben' Richardson Dead.” February 22, 1889. New York Times. “Calls Them Embezzlers.” March 20, 1895. New York Times. “Joseph Richardson Dead.” June 9, 1897. New York Times. “Joseph Richardson Dying.” April 16, 1897. New York Times. “Meeting of the Directors of the Union Pacific Railroad.” March 7, 1873. New York Times. “Mr Richardson's Faculty.” June 14, 1897. New York Times. “Mr. Richardson's Funeral.” June 12, 1897. New York Times. “Richardson Will Contest.” November 18, 1897. New York Times. “Richardson's Money Gone.” December 23, 1897. New York Times. “Spite House Case Dismissed.” November 1, 1900. New York Times. “Stormy Railroad Meeting.” October 19, 1877. New York Times. “Struck in the Tunnel.” August 21, 1888. New York Tribune. “Evicted, Goes to Country.” August 21, 1910. New York Tribune. “Rapid Transit Schemes.” September 22, 1875. The Universe of Discourse. “The Spite House.” https://blog.plover.com/tech/spite-house.html. The World. “Strange Heirs of Joseph Richardson.” June 13, 1897. Utah Rails.Net. “The History of Utah's Railroads, 1869-1883.” https://utahrails.net/reeder/reeder-chap6.php. Valentine's Manual of Old New York. The Chauncey Holt Company, 1921. Are you enjoying An Old Timey Podcast? Then please leave us a 5-star rating and review wherever you listen to podcasts! Are you *really* enjoying An Old Timey Podcast? Well, calm down, history ho! You can get more of us on Patreon at patreon.com/oldtimeypodcast. At the $5 level, you'll get a monthly bonus episode (with video!), access to our 90's style chat room, plus the entire back catalog of bonus episodes from Kristin's previous podcast, Let's Go To Court.

Here's a question that hits closer to home than most sales reps want to admit: What do you do when you've been away from prospecting for a while and suddenly the call reluctance feels brand new again? That's the situation Dwayne Malmberg from Sugar Land, Texas found himself in. He'd been crushing it in inside sales and appointment setting since the 90s. He was good at it. Really good. But after taking just over two years away from the phones, a new opportunity came along and suddenly he was facing something he didn't expect. The call reluctance. The trepidation. The mental resistance to picking up that phone and dialing invisible strangers. If you've ever taken time away from prospecting and felt that same knot in your stomach when it's time to get back on the phones, you're not alone. And more importantly, there's a systematic way to rebuild that muscle and get back to crushing it. The Raw Truth About Cold Calling Fear Let's get brutally honest: Cold calling creates emotional angst. Period. I've made tens of thousands of cold calls. I make them with my clients during training sessions. I'll make them tomorrow morning. And I still feel that trepidation on the first couple of calls of the day. It's just human. It's natural. It never completely goes away. Think about it like jumping out of an airplane. A few years ago, I got the chance to jump with the United States Army Golden Knights. I was terrified. My heart was pounding. A sergeant even asked if I was okay because apparently I looked frightened. When we got strapped in, I turned to the Golden Knight I was jumping with and asked, "Do you ever get scared?" His answer was revealing: "Yeah, of course I do. My heart's beating a little bit because it's an airplane and I don't know what's going to happen. But I've done it so many times and I've got a routine." That's the key. The routine. The process. The mental preparation that gets you past the fear and into action. The Big Pull: Why You Need Something Worth Fighting For Here's the problem with facing fear: If you don't have something pulling you forward that's bigger than the discomfort you're feeling right now, you'll procrastinate forever. The discipline to run a prospecting block and do your prospecting is the discipline to sacrifice what you want now for what you want most. So before you even think about picking up the phone, sit down and write out what you want. Why are you doing this? What's the goal? Is it a paycheck? A promotion? Financial freedom? Providing for your family? That's your big pull. That's what you focus on when you start your day, not whatever might happen on the call. Because when you're thinking about something as scary as facing rejection, if you don't have a big pull driving you, you'll end up avoiding the work that matters most. For Dwayne, part of his why was clear: He's a caregiver for his disabled wife and needs the flexibility to work from home while still providing for his family. That's a powerful pull. That's something worth pushing through fear for. Building the Muscle: You Can't Bench Press 250 on Day One Let's say you were a bodybuilder in your 30s. You were strong, lifting heavy, crushing it in the gym. Then life happened. Kids came along. Your career took off. You quit working out. Now you decide it's time to get back in shape. What happens if you walk into the gym and try to bench press 250 pounds on day one? You're going to hurt yourself. Maybe badly. The same principle applies to prospecting after time away. You already know how to do it. You've got the muscle memory. Everything inside you is saying, "I got this." But you can't expect to jump back in at the same intensity level you had before. You have to rebuild the muscle gradually. Start with the equivalent of those 20-pound dumbbells and work your way back up. The High-Intensity Sprint Strategy When I found myself in a similar situation years ago, uncomfortable and fearful about making calls, I developed a strategy that I now call high-intensity prospecting sprints. Here's how it works: Break your prospecting into very small, short blocks. Sometimes just five minutes. Make five calls in five minutes. Or ten minutes. Or fifteen minutes. The key is this: Make it so small and manageable that your brain can't talk you out of it. If I tell you to make cold calls all day long, that feels overwhelming. But if I ask you to knock out just five calls, you can do that. Then here's the critical part: Follow each sprint with something inspiring. Read a chapter from Fanatical Prospecting. Listen to a segment of your favorite sales podcast. Watch a training video. Put good stuff in your ears and in front of your eyes that builds your courage and strengthens your heart. Then do another sprint. More inspiration. Another sprint. Repeat. What happens is two things: First, by actually doing it instead of thinking about it, you get better at doing it. You get what I call sales endorphins. You feel good about yourself because you realize, "Hey, I can do this. Everything's okay." Second, by backing up each sprint with inspirational content, you're feeding your mindset. You're building back that mental muscle alongside the practical muscle. The Time Management Factor for Busy Sales Professionals If you're like Dwayne and have a lot of responsibilities outside of sales, time management becomes critical. You can't afford to waste time or dilute your prospecting efforts. The solution is ruthless prioritization and time blocking. Start your day with your most important, highest priority sales activity. Get your prospecting done first thing in the morning when your willpower is strongest and your emotional energy is highest. Here's why this matters: When you've got a lot going on and you're also doing the hardest job in sales (making outbound calls), by the time you get later into your day, you're worn out. Your willpower is depleted. It's going to be exponentially harder to find the motivation to interrupt strangers. But first thing in the morning? You're fresh. You're ready. You can knock out that prospecting block and then ride that momentum through the rest of your day. Block your calendar in core chunks for everything you need to do. If you have an appointment at 3 PM that'll take three hours, fine. But that first hour of your day? That's sacred prospecting time. Nothing else touches it. The Mindset Foundation: Feed Your Mind Daily The first section of Fanatical Prospecting focuses on mindset because that's where everything begins. If your mindset isn't right, technique doesn't matter. Scripts don't matter. Nothing matters because you won't execute. Feed your mind daily with content that builds you up. Listen to a sales podcast three days a week. Read sales books. Watch training videos. Surround yourself with messages that reinforce the behaviors you want to develop. When you're in a situation where you feel fear or emotional angst, putting good stuff in your ears and eyes has a tendency to make your heart stronger and build your courage. This isn't fluffy motivation. This is practical psychology. You're literally rewiring your brain to associate prospecting with positive emotions instead of fear and anxiety. The Bottom Line Getting back in the prospecting game after time away isn't about summoning superhuman courage or pretending the fear doesn't exist. It's about acknowledging the fear, building a routine to work through it, and gradually rebuilding the muscle you once had. You already know how to do this. You've done it before. You just need to give yourself permission to start small, build consistently, and focus on progress over perfection. Start with your why. Build your prospecting sprints. Front-load your day. Feed your mind with the right content. And remember: The first call is always the hardest because you're lifting that 10,000-pound weight. But once you make it, the momentum starts building. You've got this. Now go pick up the phone and prove it to yourself. Want to learn how to leverage LinkedIn to fill your pipeline and never run out of opportunities? Check out Jeb Blount's latest book with Brynne Tillman, The LinkedIn Edge, and discover how to turn social selling into your secret weapon.

Are you struggling to attract and close more high-net-worth clients?What if the reason has nothing to do with your financial plans and everything to do with your office design?In this solo episode, I share one of the most surprising lessons I've learned in 20+ years of coaching advisors: the design and intention behind your office directly impacts the clients you attract and the culture you create.Your office is more than a workspace. It's a physical reflection of your values, beliefs, and the experience you promise to your clients. I'll show you how thoughtful design can elevate your credibility, boost team culture, and transform how prospects perceive your brand.I'll also walk you through the three lessons that shaped Triad's new headquarters, so you can apply the same principles to your own firm and start attracting higher-net-worth clients while building a culture your team loves coming to every day.3 of the biggest insights from Brad…#1.) Celebrate What Matters in Business and LifeMost advisors design an office that looks good on paper, but doesn't feel like them. In this episode, I share how to build a space that actually tells your story. From our Do Business, Do Life wall filled with team goals to the way you showcase client experiences instead of sales awards, I'll show you how to create an environment that instantly connects and builds trust with million-dollar clients.#2.). Speak Things Into Existence That MatterAt Triad, we believe language creates culture. So when we built our new office, we wanted our walls to literally speak our values. Instead of labeling rooms A, B, and C, we named them after the beliefs we live by—like the “Significance Suite” and the “Day One Café.” We even have an “Empty Chair” in every conference room to represent our members, reminding us to always build on their behalf. It's a simple way to make sure what we say we believe shows up in how we work every day.#3.) Create a Collision-Friendly EnvironmentWe fixed one of the biggest mistakes from our first office—silos. In our new space, we built what I call a “hub-and-spoke” design that sparks connection. The hub is where ideas collide—coffee stations, couches, even a kegerator—and the spokes are where deep work happens. I'll share how this setup boosted creativity, broke down barriers, and created a vibe that everyone—from team members to visiting advisors—can feel the moment they walk in.SHOW NOTEShttps://bradleyjohnson.com/143FOLLOW BRAD JOHNSON ON SOCIALXInstagramLinkedInFOLLOW DBDL ON SOCIAL:YouTubeTwitterInstagramLinkedInFacebookDISCLOSURE DBDL podcast episode conversations are intended to provide financial advisors with ideas, strategies, concepts and tools that could be incorporated into their business and their life. No statements made in the episode are offered as, and shall not constitute financial, investment, tax or legal advice. Financial professionals are responsible for ensuring implementation of anything discussed related to business is done so in accordance with any and all regulatory, compliance responsibilities and obligations. The Triad member statements reflect their own experience which may not be representative of all Triad Member experiences, and their appearances were not paid for. Triad Wealth Partners, LLC is an SEC Registered Investment Adviser. Please visit Triadwealthpartners.com for more information. Triad Wealth Partners, LLC and Triad Partners, LLC are affiliated companies. TP11254897334. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Nov 18, 2025 – Cracks are showing in the AI trade, warns Peter Boockvar. As US tech giants spend up to 50% of revenue on AI, Wall Street grows wary. With China releasing open-source models, Boockvar favors commodities and gold over big tech amid rising uncertainty.

Most people want to build wealth but have no idea what “level” they are actually on. Wealth feels confusing when you cannot see the elevator you are riding or the floors ahead of you. In this episode, we break down the wealth elevator in a way anyone can understand. Each floor represents a stage of financial growth, from getting control of your money, to buying your first asset, to stacking rentals, to building real businesses and relationships that compound. We talk through the exact steps that moved us from the ground floor to building a multi-million dollar portfolio, and why each level requires a different identity, different habits, and different decisions. You will learn how to build your personal brand as a digital resume, how attention creates opportunity, and how to turn strangers online into clients, partners, and your future network. If you feel stuck between floors, doing the work but not seeing the jump in results, this conversation gives you clarity on where you are, what is next, and how to move upward with intention instead of guessing your way through the wealth game.Use Code WEALTHJUICE for 20% off your EZ Landlord Forms Orderhttps://www.ezlandlordforms.com/ RESOURCES

I call his "mystic" and fully confront her and call her out. It's a huge fight... this is the most intense post-show yet... Watch here: ➡️ https://bit.ly/chpostshow

It's one of the largest transfers of wealth in human history—trillions of dollars moving from one generation to the next. But this moment isn't just about inheritance. It's about passing on faith, values, and a vision for generosity.To explore how younger Christians are reimagining stewardship, we spoke with Christin Fejervary, Vice President for Brand and Experience at the National Christian Foundation (NCF)—a trusted partner helping believers give wisely and joyfully.From Obligation to Joyful GenerosityChristin's passion for generosity began early, though not in the way it's shaped her life today.“As a kid,” she shared, “giving was more of an obligation. I watched my parents tithe every week, and I learned discipline from that—but it wasn't until my 20s and 30s, and especially through working at NCF, that I saw how generosity changes us. It frees us from being tied to the things of this world.”That personal transformation has guided her work—helping others experience the joy that comes when giving is no longer a rule to follow but a relationship with God to live out.What's Driving the Next Generation to GiveWhen it comes to generosity, Millennials and Gen Z are rewriting the playbook.According to NCF's research, millennials—now roughly ages 29 to 44—view philanthropy as part of their identity. For Christian millennials, that identity is deeply spiritual: “My life is a way to give away.”Christin explains:“They believe all resources have equal value—not just money, but time, influence, and relationships. They don't just want to write a check. They want to be part of the change.”This shift from transactional to relational giving marks a profound change from previous generations.Reimagining Traditional ToolsYounger Christians aren't abandoning tools like donor-advised funds, estate plans, or investment portfolios—they're personalizing them.“They want to see impact,” Christin said. “They're asking, ‘How is my giving being used?' and ‘What difference is it making?'”They're also expanding how they define stewardship—using investment portfolios for charitable investing and seeking spiritual returns as much as financial ones.At NCF, this has led to growing interest in community-based giving. Across the country, younger givers are joining together to give collectively, blending faith, friendship, and impact.What Advisors Need to KnowFinancial advisors also play a key role in this transition. But Christin says serving the next generation requires a shift in mindset.“Younger Christians want to co-create their giving plans. They want a seat at the table and a voice in the process. It's not just about managing money—it's about helping them uncover all the ways God's entrusted them to give.”For advisors, that means focusing less on control and more on collaboration, connection, and calling.How Families Can Have Faith-Filled ConversationsGenerosity isn't just a financial transaction—it's a family story. Cristin encourages families to start there.“The data shows that both generations—young and old—see faith as a guiding principle,” she said. “The key is to unpack what faithfulness looks like for each generation. When families share stories of how God has provided and guided them, something powerful happens.”Listening to one another's experiences helps bridge differences and creates a shared vision for stewardship across generations.How NCF Is Helping the Next Generation Live GenerouslyAt the National Christian Foundation (NCF), this generational shift is sparking new ideas and tools for families and advisors alike.New Research & Resources: NCF has published a comprehensive Next Gen Generosity Report—designed to help both older and younger generations navigate these conversations.Experiences & Events: Through community gatherings and local partnerships, NCF helps families explore generosity together—often in creative, organic ways led by next-gen participants.Collaboration with Advisors and Churches: NCF connects givers to trusted partners who can guide them through every stage of stewardship—from first-time donors to business owners planning legacy gifts.You can explore these resources at FaithFi.com/NCF or NCFgiving.com/nextgenresearch.The Power of AgencyOne key insight from NCF's research is the role of agency in healthy stewardship.“We define agency as the ability to act on the free will God gives us,” Cristin explained. “The more we step into that responsibility—making decisions, taking ownership—the more confident and joyful we become.”That means even those who inherit wealth should be encouraged to find their “Gen 1” opportunities—ways to take initiative, make decisions, and live out their calling to give.The Influence of Women in GenerosityAnother striking finding: women—especially mothers—play a major role in shaping generosity.“Seventy-two percent of millennials we surveyed said their mothers were the biggest influence on their giving,” Cristin shared.Yet, the research also revealed that many women feel unheard in family wealth decisions. The next step, Cristin says, is ensuring their voices are part of the conversation.“This is the time to incorporate women's perspectives in giving and wealth transfer. Their influence is profound—and essential.”Passing Faith Along With FinancesAs this great wealth transfer unfolds, Cristin reminds us that what we pass on matters more than what we possess.“It's not just about money moving between generations,” she said. “It's about passing along faith, values, and purpose.”And that's a legacy that truly lasts. Learn more about how you can make generosity part of your family's story at FaithFi.com/NCF.On Today's Program, Rob Answers Listener Questions:Our home is fully paid off, and we're nearing retirement. I've heard you discuss reverse mortgages, but I have always been hesitant. What are the real benefits and drawbacks, especially regarding the accumulated interest? Also, what kind of closing costs or fees should we expect, and which company do you recommend?I'm approaching my required minimum distribution and recently learned about qualified charitable distributions (QCDs). Can I withdraw the money first and then donate it, or must it go directly to the charity to qualify?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)The National Christian Foundation (NCF)NCF Next Gen Generosity ReportWomen, Wealth, and Faith Research Study (Sign up to Participate) - Partnership with Women Doing Well and the Lake Institute on Faith & GivingWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Schedule a call or find out more: https://chirocandy.com/tribe More about Garrett: https://garrettgunderson.com/   Summary: In this episode of the ChiroCandy podcast, Billy Sticker sits down with Garrett Gunderson as he discusses his journey in financial services, particularly focusing on helping chiropractors achieve financial independence. He emphasizes the importance of being financially fit, independent, and free to serve their communities better. The conversation also delves into personal growth, family dynamics, and the significance of creating lasting memories through travel and experiences. Garrett shares insights on how to build a legacy and the importance of being present in both family and business life.   Takeaways: Chiropractors often struggle with financial fitness and independence. Creating a financial health assessment can help identify blind spots. Investing in experiences is crucial for personal growth and family bonding. Presence in family life enhances relationships and memories. Traveling can be a transformative experience for families. Wealth should be viewed as a means to enjoy life, not just a number. Legacy is built through shared experiences and values. Financial plans should consider quality of life, not just future savings. Mindset plays a significant role in financial success. Creating boundaries in work-life balance is essential for well-being.   Case Study #1: https://go.chirocandy.com/case-study Case Study #2: https://www.youtube.com/watch?v=po2nWAaKcho

Have you decided that you are a source of failure? In this episode of Choice, Change and Action, Nikkolett Erdélyi interviews Simone Milasas about business, profit - which is so much more than money - and the limitations that can stop you succeeding. Stop looking for the disaster, stop looking for the doubt, stop looking for the negative to create the positive. Your life is your business and your business is your life, so if you are not happy with what you are choosing, why are you choosing it? Simone would love you to thoroughly enjoy whatever it is that you are choosing. Questions And Tools: "What would it take to be a source of infinite possibilities?" "Dear universe, show me when and where." "If I wasn't doing, what could I be today?" "What can I be with this business/project today?" "Where is my energy required?" Everything I 'need' to do today, I destroy and uncreate it. Right and wrong, good and bad, POD and POC, all 100, shorts, boys, POVADs, creations, bases and beyonds. As Mentioned In This Episode: Joy of Business book by Simone Milasas: https://www.accessconsciousness.com/en/shop-catalog/book/joy-of-business  Getting Out of Debt Joyfully book by Simone Milasas: https://www.accessconsciousness.com/en/shop-catalog/book/getting-out-of-debt-joyfully Relationship. Are You Sure You Want One? Book by Simone Milasas & Brendon Watt: https://www.accessconsciousness.com/en/shop-catalog/book/relationship-are-you-sure-you-want-one2  The Profit Club: https://www.simonemilasas.com/profitclub  Useful Links: The Clearing Statement explained Access Consciousness Website Choice, Change & Action Podcast Instagram Follow Simone Milasas Simone's Website Simone's Instagram Simone's Facebook Simone's YouTube Simone's Telegram Simone's Contact Email  Follow Nikolett Erdélyi Nikolett's Website Nikolett's Instagram Nikolett's Facebook Play with Simone Milasas The Profit Club membership Getting Out of Debt Joyfully Taking Action online video course All Upcoming Classes with Simone Past Class Recordings  

Key Takeaways:   Bonds no longer beat inflation: Traditional bonds don't protect wealth the way they used to, so investors are rethinking fixed-income strategies. Bitcoin's scarcity creates new opportunities: Because Bitcoin is limited in supply, it's becoming the foundation for financial products that offer strong returns and stability. New income tools are emerging: Products like Bitcoin-backed investments and preferred stocks are creating fresh ways to earn income. Digital assets are gaining trust: More financial advisors and large investors are turning to digital currency-based investments. Focus is shifting to real value: Financial planning is now centered on maintaining true purchasing power, not just paper stability.   Chapters: Timestamp Summary 0:00 Challenges and Innovations in Fixed Income Investments 8:24 Bitcoin's Role in Revolutionizing Fixed Income Investments 18:04 Bitcoin as a Protector Against Inflation and Currency Devaluation 28:14 Bitcoin's Grassroots Impact on Wealth Management and Financial Systems   Powered by Stone Hill Wealth Management   Social Media Handles    Follow Phillip Washington, Jr. on Instagram (@askphillip)   Subscribe to Wealth Building Made Simple newsletter https://www.wealthbuildingmadesimple.us/   Ready to turn your investing dreams into reality? Our "Wealth Building Made Simple" premium newsletter is your secret weapon. We break down investing in a way that's easy to understand, even if you're just starting out. Learn the tricks the wealthy use, discover exciting opportunities, and start building the future YOU want. Sign up now, and let's make those dreams happen!   WBMS Premium Subscription   Phillip Washington, Jr. is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

What if your path to financial freedom wasn't through Wall Street—but through oil wells, real estate, and smart private equity? This week, Gary Heldt welcomes Bryan Hancock, Founder of Integrity Development and Texas Freedom Fund, to share how he built a career turning real estate and alternative assets into long-term wealth. From developing 50+ urban infill projects in Austin to structuring private equity funds that generate both income and tax advantages, Bryan reveals the investment strategies that protect capital while growing it. He opens up about lessons learned through market cycles, how to properly vet alternative investments, and why financial freedom starts with a clear life vision—not just returns. If you've ever wondered how high-net-worth investors combine real estate, oil and gas, and private equity into one powerful strategy, this conversation is your blueprint. 5 Key Takeaways:1️⃣ Diversification beyond the stock market – Bryan explains why alternative investments like real estate and energy assets are vital for wealth protection and tax efficiency.2️⃣ Understanding risk – Every deal carries risk, but smart investors minimize exposure by doing due diligence and partnering with experienced operators.3️⃣ Tax benefits of energy investing – Learn how intangible drilling costs (IDCs) can offer near-dollar-for-dollar deductions against active income.4️⃣ Relationship-driven investing – The best deals grow from trust. Bryan shares why starting small and scaling up with trusted partners matters.5️⃣ Designing your legacy – Financial conversations should begin with your life goals—then build your wealth plan around the future you want. Quote from Bryan:“Financial conversations should start with your life conversation—what life are you trying to design?”   Guest Information: Bryan HancockFounder, Integrity Development | Co-Founder, Texas Freedom Fund

On this episode of Millennial Debt Domination, Katie highlights financial illiteracy.  Financial literacy means understanding key money concepts like budgeting, saving, paying bills on time, and managing debt. These are essential life skills, yet many individuals lack this basic knowledge, which can lead to financial stability.  On this episode, Katie is joined by Michelle Campbell, a passionate financial literacy advocate and founder of the nonprofit Hashtag Stability. Her organization supports individuals facing homelessness by providing essential resources and financial education.  Katie and Michelle discuss the long-term impact of financial illiteracy, how to start building money management skills, what role schools should play in financial education, and much more.  Follow Navicore on Social Media: X: @NavicorePR Instagram: @navicoresolutions Facebook: NavicoreSolutionsPR More questions for Katie? E-mail us: olm@navicoresolutions.org About Navicore Solutions: We are a national nonprofit provider of financial education and compassionate personal finance counseling. We can help you gain control of your finances. A debt-free future is possible. Learn more about us here: http://navicoresolutions.org/    https://hashtagstability.org/  

Financial planning expert Anjali Jariwala joins Tracy to discuss the unique financial challenges physician practice owners face and why comprehensive planning requires both personal wealth management and business strategy. With her background in tax and financial planning plus personal ties to the physician community, Anjali offers insider perspective on navigating the complex transition from residency to high earnings, building sustainable businesses, and creating alignment between personal values and professional goals.  Click here for full show notes  Is your practice growth-ready? See Where Your Practice Stands: Take our Practice Growth Readiness Assessment  Episode Highlights  The physician financial transition challenge: Why going from minimal resident income to high earnings overnight creates both financial and emotional complications that most physicians aren't trained to handle  Personal before business: Anjali's approach of spending 2-3 months on personal financial planning before touching business finances, and why this sequence creates better long-term alignment  Accountant vs. strategist: The critical distinction between historical accounting and forward-looking financial strategy—and why practice owners need both  Growth barriers decoded: How to recognize when your practice has hit a growth ceiling and what changes are typically needed to break through  The guilt factor: Why physician owners struggle with asking for help or outsourcing tasks, and how to reframe these decisions as strategic investments  Building your professional team: Beyond your clinical team, you need accountants, tax specialists, financial advisors, and attorneys—here's how to leverage them effectively  Know your numbers: Why practice owners must understand their books better than anyone else, even when outsourcing bookkeeping functions  Time as currency: Calculating your hourly rate and using it to make smarter decisions about which tasks to keep versus delegate  Memorable Quotes  "At the end of the day, money is a tool. We have emotions that get tied up in it, but we really need to unwind the emotion from the fact that this is just a tool."  "For many practice owners, your personal finances are so interconnected with the business that I want to have clarity on what you want to achieve personally. So then when I go into the business, we can align everything up to meet those goals."  "Part of it is identifying what are your strengths and where are your weaknesses, and then who are the people that you can plug in to help you with those weaknesses so it's not hindering your ability to grow."  "We spend so much time working in the business because we want to provide good care and take care of our clients and patients, that we don't focus enough time on working on the business."  "There's sometimes feelings of guilt to ask for help. Part of it is really coming at it from a standpoint of: I need help, it's okay to ask for help, and I shouldn't feel guilty about asking for this help because it's going to make my life better, my family's life better, and all the people who work for me better too."  Closing  Anjali's message about releasing the guilt around asking for help really resonates. As practice owners, we often carry this sense that we should be able to handle everything ourselves—but that mindset actually limits our growth and our impact. Whether it's financial planning, operations support, or strategic guidance, building the right team of trusted advisors isn't a weakness—it's how you create a practice that truly thrives.  Bio:  Anjali Jariwala is the founder of FIT Advisors, a financial planning firm serving physicians and business owners across the US. After working with Fortune 500 clients at distinguished firms, Anjali launched her own practice to help clients understand that money is a tool for reaching financial goals—while acknowledging how emotions impact financial decisions. Her expertise in tax and finance has been featured in CNBC, Bloomberg, The New York Times, USA Today, and Business Insider. Beyond financial planning, Anjali is also a children's book author. As a South Asian mom, she wrote Why We Eat With Our Hands to highlight day-to-day cultural traditions and increase representation for children who look like her daughter. Whether through financial advising or children's literature, Anjali is passionate about helping people feel empowered to build the lives they want.  Find Anjali:  Website  LinkedIn  Instagram  See Where Your Practice Stands: Take our Practice Growth Readiness Assessment  Connect With Us:  Be a Guest on the Show  Thriving Practice Community  Schedule Strategy Session with Tracy  Tracy's LinkedIn  Business LinkedIn Page 

Today I want to show you how you can move from working for money to making money work for you and I'll use Robert Kiyosaki's Cashflow Quadrant as your guide. To unpack this, I'm joined by Mark Creedon, CEO of Metropole and business coach to many of Australia's top entrepreneurs, who shares how you can structure your work, your business, and your investments to ultimately step into the investor quadrant full-time. So, no matter if you're employed, self-employed, already running a business, or just getting started on your investment journey—this episode will give you a completely new framework for thinking about money. One that could change your long-term wealth trajectory.   Takeaways  ·         The Cash Flow Quadrant is essential for understanding financial positions. ·         Transitioning from employee to business owner requires a mindset shift. ·         Having a plan is crucial for both business and investment success. ·         Delegation and trust in your team are key to scaling a business. ·         Aligning business goals with property investment is vital for long-term success. ·         Mindset shifts are necessary for moving from self-employed to investor. ·         Coaching can help identify blind spots and guide business growth. ·         Systems and processes are important for business sustainability. ·         Financial buffers and succession planning are essential for business exit strategies.   Chapters  00:00 The Dual Business Model for Investors 07:04 Understanding the Cash Flow Quadrant 11:18 Mastermind Business Accelerator Overview 13:08 Planning for Business Exit and Succession 16:42 Mindset Shifts for Successful Transition 20:56 The Importance of Coaching and Community   Links and Resources:   Answer this week's trivia question here- www.PropertyTrivia.com.au ·         Win a hard copy of Michael Yardney's Guide to Investing ·         Everyone wins a copy of a fully updated property report   Get a bundle of eBooks and Reports at www.PodcastBonus.com.au     Let Mark and Caroline Creedon help you build a business, not a job, so you can enjoy the time freedom and lifestyle choices you desire, without killing yourself in the process, by joining Mastermind Business Accelerator. Find out more here. https://metropolemastermind.com.au/   Subscribe to Mark Creedon's Mastermind For Business Podcast on your favourite podcast App or here. https://www.mastermindforbusiness.com.au/   Get the team at Metropole to help build your personal Strategic Property Plan Click here and have a chat with us   Michael Yardney – Subscribe to my Property Update newsletter here       Also, please subscribe to my other podcast Demographics Decoded with Simon Kuestenmacher – just look for  Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future.

Financial planning can feel stressful for any parent. When it comes to saving for your child's future, knowing your options helps make informed decisions. And teaching your kid healthy money habits can be part of the process. - Финансовое планирование может быть стрессом для любого родителя. Когда речь идет о накоплениях на будущее вашего ребенка, знание доступных вариантов помогает принимать обоснованные решения. А обучение ребенка здоровым финансовым привычкам может быть частью этого процесса.

As the year comes to a close, it's time to make sure your finances are in order before December 31st. In this episode, we go over a practical year-end checklist designed specifically for physicians to help you save money, reduce taxes, and start the new year on solid financial footing. We'll cover:How to maximize retirement contributions and employer matchesSmart ways to use your CME funds and professional allowances before they expireTax strategies to consider before year-end, including charitable giving and tax-loss harvestingWhat to check with your HSA, FSA, and dependent care accountsReviewing your investments, insurance coverage, and financial goals for the new year This episode will help you finish the year strong—organized, confident, and ready to make the most of your money in the year ahead.Please subscribe and leave a review on your favorite Podcasting platform. Get 12 Financial Mistakes that Keep Physicians from Building Wealth at https://www.growyourwealthymindset.com/12financialmistakes If you want to start your path to financial freedom, start with the Financial Freedom Workbook. Download your free copy today at https://www.GrowYourWealthyMindset.com/fiworkbook Dr. Elisa Chiang is a physician and money coach who helps other doctors reach their financial goals by mastering their money mindset through personalized 1:1 coaching . You can learn more about Elisa at her website or follow her on social media. Website: https://ww.GrowYourWealthyMindset.com Instagram https://www.instagram.com/GrowYourWealthyMindset Facebook https://www.facebook.com/ElisaChiang https://www.facebook.com/GrowYourWealthyMindset YouTube: https://www.youtube.com/c/WealthyMindsetMD Linked In: www.linkedin.com/in/ElisaChiang Disclaimer: The content provided in the Grow Your Wealthy Mind...

Have you noticed gaps in your community where there are needs that require attention? Are you hearing the same or similar pains over and over in the lives of the people around you? This is what happened to Jennifer, and she took the initiative to provide services to those whom she saw needed them the most.  In this episode, Jennifer and I discuss how she based her new, growing Canadian private practice on the values of cultural awareness, belonging, and identity, and how she is making the transition to solo practice financially stable.  We also talk about blogs, working with AI, instilling balance, and why adaptability is an important gift that you should give yourself when working in this mental health field. There are many gems to share, so welcome our conversation!  MEET JENNIFER Jennifer Bonilla is a Registered Psychotherapist and the founder of Therapy Across Seasons, serving adults and families online across Ontario. She specializes in helping clients understand how attachment and family dynamics shape their confidence, boundaries, and relationships. Guided by compassion and cultural awareness, Jennifer supports people in moving through life's seasons with greater clarity, connection, and resilience.  Learn more about Jennifer on her practice website, Instagram, and LinkedIn profiles.  In this episode:  Why Jennifer decided to become a therapist  Starting a private practice Centering Culture in Private Practice  Financial prep to curb fear  Marketing the practice  Jennifer's advice for listeners  Why Jennifer decided to become a therapist  Jennifer started in the mental health field as a child and youth worker.  While Jennifer enjoyed working with youth and children in Toronto, she saw gaps in care. Starting a private practice  Jennifer appreciated the experience that she had working in other group practices, but she knew that she wanted to start her own practice because she wanted to lay her own foundation. Apart from wanting to ground her practice on a specific set of goals and values, Jennifer also wanted to live a professional life that had more flexibility to it. She wanted to create her own schedule, rather than follow one from someone or something else. Centering Culture in Private Practice  Jennifer noticed that many of her clients kept having the same or similar issues around culture, identity, belonging, and self-assurance.  These conversations kept coming up, and Jennifer noticed that at the core of some of her clients' anxieties were anxieties around cultural identity.  Financial prep to curb fear Jennifer is working in phases. She still has a caseload in the other group private practice, and sees clients on the side in her new, growing private practice.  She's slowly transitioning out of one and into the other as her income grows to make this change carefully and intentionally, without risking her income and livelihood.  By taking it slowly, such as building up emergency savings, relying a little on contract work, and slowly transitioning into private practice, Jennifer can keep making her professional choices from a place of intentionality, not fear.  Marketing the practice  Jennifer is going full-tilt on marketing her solo practice. When she has the time - or makes the time - she writes blogs, vlogs, and networks to get her business off the ground.  When it comes to writing blogs, Jennifer does use AI tools to help her with prompts, but is careful to keep her words her own.  Furthermore, Jennifer is brainstorming about the possibility of hosting workshops from 2026 onwards.  Jennifer's advice for listeners  Take a seasonal perspective. Remember that things come and go, times change. What is sustainable overall? How can you adapt throughout the times?  Connect with me: Instagram Website  Resources mentioned and useful links: Encore: Affordable Ways to Start a Canadian Private Practice in 2025 | EP 181 Learn more about the tools and deals that I love and use for my Canadian private practice Sign up for my free e-course on How to Start an Online Canadian Private Practice Jane App (use code FEARLESS2MO for two months free) Create your website with WordPress!  Learn more about Jennifer on her practice website, Instagram, and LinkedIn profiles  Rate, review, and subscribe to this podcast on Apple Podcasts, Spotify, Amazon, and TuneIn

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sharise Nance. Purpose of the Interview To showcase Sharise Nance’s mission in mental health advocacy, entrepreneurship, and workplace wellness. To discuss her companies: Hand in Hand Counseling Services – addressing mental health disparities in Black communities. Vitamin C Healing – building trauma-sensitive, wellness-centered workplace cultures. To educate on stress, burnout, compassion fatigue, and financial equity in the mental health field. Key Takeaways Hand in Hand Counseling Services Founded with college roommate Tess Kenny in Pittsburgh. Created a safe space for mental health support in underserved communities. Celebrating 12 years in operation. Breaking Mental Health Stigma Built trust through community presence and transparency. Advocated therapy as normal: “I’m a therapist who has a therapist.” Education on what therapy is and isn’t. Understanding Stress Eustress (positive stress) vs. Distress (overwhelming stress). Physical signs: sweating, rapid heartbeat, tense shoulders, jaw clenching. Stress can lead to depression and anxiety—seek professional help. Impact of COVID-19 Isolation amplified mental health issues. Introduced concept of co-regulation—healing through community and connection. Vitamin C Healing Originated from her book Vitamin C Healing for the Mind, Body. Evolved into a brand offering workshops, consultations, and burnout assessments. Focused on helping professionals and leaders prevent compassion fatigue. Financial Equity in Mental Health Advocates for fair pay: “We can care deeply and earn abundantly.” Challenges the mindset that passion work means low income. Encourages professionals to set boundaries and value their expertise. Burnout & Organizational Cost Unaddressed burnout costs companies millions annually. Leads to quiet quitting, low productivity, and high turnover. Investing in wellness saves money and improves culture. Personal Journey Biggest bet: leaving full-time job in 2017 to pursue entrepreneurship. Therapy helped her navigate fear and grief (especially after losing her father). Quote: “Feel the fear and do it anyway.” Notable Quotes “We can care deeply and earn abundantly.” “I’m a therapist who has a therapist.” “Feel the fear and do it anyway.” “We heal when we are in community—it’s hard to heal in isolation.” “Compassion fatigue isn’t just a feel-good topic; it costs companies millions.” “Betting on myself was the best investment I ever made.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sharise Nance. Purpose of the Interview To showcase Sharise Nance’s mission in mental health advocacy, entrepreneurship, and workplace wellness. To discuss her companies: Hand in Hand Counseling Services – addressing mental health disparities in Black communities. Vitamin C Healing – building trauma-sensitive, wellness-centered workplace cultures. To educate on stress, burnout, compassion fatigue, and financial equity in the mental health field. Key Takeaways Hand in Hand Counseling Services Founded with college roommate Tess Kenny in Pittsburgh. Created a safe space for mental health support in underserved communities. Celebrating 12 years in operation. Breaking Mental Health Stigma Built trust through community presence and transparency. Advocated therapy as normal: “I’m a therapist who has a therapist.” Education on what therapy is and isn’t. Understanding Stress Eustress (positive stress) vs. Distress (overwhelming stress). Physical signs: sweating, rapid heartbeat, tense shoulders, jaw clenching. Stress can lead to depression and anxiety—seek professional help. Impact of COVID-19 Isolation amplified mental health issues. Introduced concept of co-regulation—healing through community and connection. Vitamin C Healing Originated from her book Vitamin C Healing for the Mind, Body. Evolved into a brand offering workshops, consultations, and burnout assessments. Focused on helping professionals and leaders prevent compassion fatigue. Financial Equity in Mental Health Advocates for fair pay: “We can care deeply and earn abundantly.” Challenges the mindset that passion work means low income. Encourages professionals to set boundaries and value their expertise. Burnout & Organizational Cost Unaddressed burnout costs companies millions annually. Leads to quiet quitting, low productivity, and high turnover. Investing in wellness saves money and improves culture. Personal Journey Biggest bet: leaving full-time job in 2017 to pursue entrepreneurship. Therapy helped her navigate fear and grief (especially after losing her father). Quote: “Feel the fear and do it anyway.” Notable Quotes “We can care deeply and earn abundantly.” “I’m a therapist who has a therapist.” “Feel the fear and do it anyway.” “We heal when we are in community—it’s hard to heal in isolation.” “Compassion fatigue isn’t just a feel-good topic; it costs companies millions.” “Betting on myself was the best investment I ever made.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

On Tuesday's   Daily Puck Drop, Jason “Puck” Puckett starts off the Tuesday show with Puck's thoughts on the Josh Naylor deal, five years $92.5 million.  It's a great start for the Mariners this offseason, but it can't be the only move the Mariners make.  Puck then welcomes John Canzano from JohnCanzano.com on the show to cover college football.   They chat about what Rick Neuheisel's  role should be in college football, because he's too good just to be on television.  What's next at Oregon State on the coaching search, and does it include Neuheisel or is Oregon State looking at former Cougars head coach Nick Rolovich?  The Pac-12 has a new media deal with USA Network, is it good enough?  The Big Ten equity plan is on hold, will it ever happen and why was Washington reportedly in the third tier of the revenue plan?  Lastly, will Oregon win easily this weekend against USC?Danny Kelly, The Ringer joins Puck to talk the growing narrative around Sam Darnold, Mike Macdonald's dominating defense, Seahawks fans feelings toward Darnold and the unfortunate injury to Falcons quarterback Michael Penix. Former Seahawks defensive back Paul Moyer joins Puck to discuss the passing of his teammate Kenny Easley.  Paul reflects on their friendship and what made Easley so dominant as a football player. “On This Day…” Puck celebrates one of the best holiday movies ever made! Puck wraps up the show with, “Hey, What the Puck!?”   (1:00) Puck (6:52) John Canzano, JohnCanzano.com (43:32) Danny Kelly, The Ringer (1:12:46) Paul Moyer on the passing of Kenny Easley (1:24:06) “On this Day….”  (1:29:00) “Hey, What the Puck!?” 

Certified financial planners Michael Lynch and Alisa Olsen discuss their article "Create your own financial vision for independence," an excerpt from their book Taking Care of Your Future: Your Simple System for a Big Retirement. Michael and Alisa explain why your financial plan must be driven by your personal vision, not someone else's. They share a critical concept for planning: your income drives your working life, but your expenses drive your retired life. This single shift in perspective determines how much you need to save and what your financial independence will look like. This episode explores how to set a clear vision (like the nurse who just wanted to avoid nor'easters), how financial goals for housing and education are interrelated, and why the two most important elements in any plan are time and money. Learn how to define your own vision and make the decisions that will turn it into your reality. Our presenting sponsor is Microsoft Dragon Copilot. Want to streamline your clinical documentation and take advantage of customizations that put you in control? What about the ability to surface information right at the point of care or automate tasks with just a click? Now, you can. Microsoft Dragon Copilot, your AI assistant for clinical workflow, is transforming how clinicians work. Offering an extensible AI workspace and a single, integrated platform, Dragon Copilot can help you unlock new levels of efficiency. Plus, it's backed by a proven track record and decades of clinical expertise, and it's part of Microsoft Cloud for Healthcare, built on a foundation of trust. Ease your administrative burdens and stay focused on what matters most with Dragon Copilot, your AI assistant for clinical workflow. VISIT SPONSOR → https://aka.ms/kevinmd SUBSCRIBE TO THE PODCAST → https://www.kevinmd.com/podcast RECOMMENDED BY KEVINMD → https://www.kevinmd.com/recommended

If you've ever argued about groceries, avoided showing your partner your skincare receipts, or wondered how to merge finances without losing your mind, this one's for you! From $300 facials to $3,000 handbags, Venmo-requesting girlfriends, U-Haul financial disasters, queer throuple budgeting, and how not to commit tax fraud as a married couple — this episode has answers to the questions YOU submitted about managing money.01:35 – Splurge or Save: Dyson dryers, facials & quiet luxury05:26 – $3,000 handbags & the lost purse saga08:30 – Gear talk, e-bikes & used surfboards10:23 – Listener Q&A: Power dynamics & “my treat” vacations16:55 – Merging finances without losing your identity23:04 – Allowances, budgets & guilt-free spending31:16 – Queer throuple money management36:12 – Financial secrets & student loan surprises41:46 – Investing, retirement, & balancing present vs future45:01 – Gift giving gone wrong: The $1200 suit49:03 – U-Hauling & the IKEA spending spiral51:31 – Eloping, wedding budgets & cake regrets57:54 – Who's the problem? (Hint: taxes.)01:01:00 – Closing & community love#LGBTQPodcast #QueerCouples #LesbianPodcast #MoneyTalks #RelationshipAdvice #WivesNotSisters #BudgetingTips #CouplesFinance #QueerLove #PodcastEpisodeConnect with us on social media: IG: @wivesnotsisterspod | TikTok: @wivesnotsisterspod | Youtube: @wivesnotsisterspod Follow our hosts on Instagram: @kaylalanielsen @alix_tucker You can also watch our episodes on Youtube at youtube.com/@wivesnotsisterspod!

Nov 14, 2025 – Chris Hennessey shares tips on maximizing deductions, managing SALT limits, and estate planning essentials before 2026 tax law changes. Don't miss his expert advice for investors and high earners...

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sharise Nance. Purpose of the Interview To showcase Sharise Nance’s mission in mental health advocacy, entrepreneurship, and workplace wellness. To discuss her companies: Hand in Hand Counseling Services – addressing mental health disparities in Black communities. Vitamin C Healing – building trauma-sensitive, wellness-centered workplace cultures. To educate on stress, burnout, compassion fatigue, and financial equity in the mental health field. Key Takeaways Hand in Hand Counseling Services Founded with college roommate Tess Kenny in Pittsburgh. Created a safe space for mental health support in underserved communities. Celebrating 12 years in operation. Breaking Mental Health Stigma Built trust through community presence and transparency. Advocated therapy as normal: “I’m a therapist who has a therapist.” Education on what therapy is and isn’t. Understanding Stress Eustress (positive stress) vs. Distress (overwhelming stress). Physical signs: sweating, rapid heartbeat, tense shoulders, jaw clenching. Stress can lead to depression and anxiety—seek professional help. Impact of COVID-19 Isolation amplified mental health issues. Introduced concept of co-regulation—healing through community and connection. Vitamin C Healing Originated from her book Vitamin C Healing for the Mind, Body. Evolved into a brand offering workshops, consultations, and burnout assessments. Focused on helping professionals and leaders prevent compassion fatigue. Financial Equity in Mental Health Advocates for fair pay: “We can care deeply and earn abundantly.” Challenges the mindset that passion work means low income. Encourages professionals to set boundaries and value their expertise. Burnout & Organizational Cost Unaddressed burnout costs companies millions annually. Leads to quiet quitting, low productivity, and high turnover. Investing in wellness saves money and improves culture. Personal Journey Biggest bet: leaving full-time job in 2017 to pursue entrepreneurship. Therapy helped her navigate fear and grief (especially after losing her father). Quote: “Feel the fear and do it anyway.” Notable Quotes “We can care deeply and earn abundantly.” “I’m a therapist who has a therapist.” “Feel the fear and do it anyway.” “We heal when we are in community—it’s hard to heal in isolation.” “Compassion fatigue isn’t just a feel-good topic; it costs companies millions.” “Betting on myself was the best investment I ever made.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Original Airdate: October 17, 2022 — Remastered DescriptionIf you've ever wondered whether you're making the right financial moves as a clinician, this episode is your playbook.Will Butler, PT turned financial advisor, breaks down the real-world money lessons every therapist wishes they learned in school—from disability insurance to income protection to keeping more of the money you work hard to earn.Will's mission is simple: help clinicians build financial confidence so they can build better careers and better lives.In this episode, we cover:How football shaped Will's approach to financial planningWhat every clinician must know about disability insuranceKey financial tools that protect your income and reduce stressWhy financial literacy matters for every adult (and especially PTs)Why this conversation matters:You can replace a job. You can replace money.You can't replace time.Smart financial decisions buy back your freedom.???? Resources MentionedFollow:@disappointingaffirmations — Dave Tarnowski's satirical mental-health insightsDeep Dive:Graham Stephan's YouTube channel for approachable personal finance content???? Parting Shot“When you engage a professional, respond to the professional—even if you're uncomfortable with the feedback you might receive.” — Will Butler

It's always a pleasure to welcome back Dr. Shane Enete—Associate Professor of Finance at Biola University, founder of Biola's Financial Planning Program, and creator of The Money Storybook Bible Podcast. His creative work helps parents disciple their children in biblical stewardship by weaving financial lessons into retold Bible stories.When asked what inspired the podcast, Dr. Enete explained that the idea grew from a common question he receives: “How can I teach my kids about money?” His realization was simple yet profound—the Bible already does this. “The Bible talks about money more than almost any other topic, and it's filled with stories for all ages,” he said. “So I thought, what if I just told these stories to my kids in a way that helped them see themselves in the story and learn about money at the same time?”Stewardship as an Expression of LoveFor Dr. Enete, the goal goes far beyond teaching budgeting or saving. “Stewardship is one of the greatest opportunities we have to express our love for Jesus,” he said. “When we share, we're loving Him and others.”He hopes parents and children alike will see money not as a source of stress or status, but as an opportunity for love, wisdom, and worship. “I want kids to understand the dangers of debt and discontentment,” he added, “but even more, I want them to know that Jesus is everything—and that money can be used to love Him.”Storytime with a PurposeEach podcast episode features Dr. Enete reading to his own children, with interactive moments that bring the stories to life. “We start with fun icebreakers, like a ‘Would you rather' question, then read a Bible story together,” he explained. “Afterward, I ask questions to help them reflect, and we finish with a hands-on activity that reinforces the lesson.”One of Dr. Enete's favorite family moments came from a story about Solomon. “I asked my kids which world they'd rather live in—one where they're rich but don't know Jesus, or one where they have Jesus but not the riches. They didn't even hesitate—they chose Jesus. That's when I knew these lessons were hitting home.”The Story of Lydia: Business as MinistryOne memorable episode, Purple Snail Robes, retells the story of Lydia from Acts 16. In Dr. Enete's version, Lydia initially wants to give away her wealth to follow Paul, but he helps her see that her business can be a ministry in itself.“Sometimes God wants us to serve Him right where we are,” Paul tells her. “When you share what you have and do your work with skill and kindness, you're showing people who Jesus is.”Dr. Enete shared that Lydia's story was inspired by the idea of Gospel Patrons—those who use their resources to fuel God's work. “Lydia was one of the first gospel patrons,” he said. “I wanted kids to see that our work and business can glorify God. Plus,” he laughed, “the fact that purple dye came from smashed snails makes it extra fun for kids!”The Story of Nicodemus: Costly GenerosityAnother powerful episode, 75 Pounds of Spices, reimagines Joseph of Arimathea and Nicodemus as they prepare Jesus' body for burial—with a young girl named Abigail watching nearby. The story illustrates generosity that is both courageous and costly, as Joseph donates his tomb and Nicodemus buys an extravagant amount of burial spices.Even little Abigail joins in, offering her treasured blue necklace to honor Jesus. “That moment shows that no act of generosity is too small,” said Dr. Enete. “It's a picture of giving that flows from love—something children can grasp in a tangible way.”Free Resources for FamiliesTo help parents extend the lessons at home, Dr. Enete created a free activity book that pairs with the podcast. It includes fun exercises, badges, and a certificate of completion—each tied to key money principles like giving, saving, and contentment.You can find the podcast and resources at WholeHeartFinances.com.At the heart of The Money Storybook Bible Podcast is a simple but transformative message: Jesus is the true treasure. Teaching kids about money isn't just about dollars and cents—it's about helping them see that every financial decision can be an act of love for God and others.As Dr. Enete put it, “More than anything, I want kids to know that money isn't the goal—knowing and loving Jesus is.”On Today's Program, Rob Answers Listener Questions:I've been diagnosed with a terminal illness and care for my four-year-old grandson. I have $100,000 in life insurance, $50,000 in retirement savings, and $20,000 in cash. How can I set up a trust and invest wisely to provide for him after I'm gone? Also, does the guardian I choose also control the trust, or must they be named separately as trustee or beneficiary?I've seen ads claiming thieves can steal your home's title unless you buy special insurance. Is that a real concern or just a scare tactic?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)The Money Storybook Bible PodcastWhole Heart FinancesWhole Heart Finances: A Jesus-Centered Guide to Managing Your Money with Joy by Dr. Shane EneteWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Pattie Ehsaei's life may look picture-perfect now—she's a financial exec, lawyer, and author—but it's been shaped by unimaginable tragedy. Pattie grew up watching her mom depend entirely on her dad financially, a dynamic that turned toxic and ended in unimaginable tragedy. Later, Pattie found herself in a financially abusive relationship of her own, repeating painful patterns until she broke the cycle.  Today, she shares the lessons she's learned about love, money, and power—wisdom she's also laid out in her book, Never Date a Broke Dude. Nicole and Pattie talk about why who you choose as a partner is the biggest financial decision you'll ever make, how stay-at-home parents can protect their financial autonomy, and how to spot the money red flags that don't always look like red flags. And yes—they also get into why Pattie says you should never date a broke dude. Today's episode contains descriptions of intimate partner violence and suicide. Please take care while listening. If you or someone you know is in an abusive relationship, or is struggling with their mental health, here are some resources: Relationship Abuse Hotline: 800.799.SAFE National Suicide Prevention Hotline: 800-273-TALK (8255)