Podcasts about financial

Academic discipline studying businesses and investments

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    Latest podcast episodes about financial

    Suze Orman's Women & Money (And Everyone Smart Enough To Listen)
    Don't Get On The Financial Roller Coaster

    Suze Orman's Women & Money (And Everyone Smart Enough To Listen)

    Play Episode Listen Later Nov 23, 2025 24:07 Transcription Available


    On this Suze School episode, Suze explains more about the concept of a “free trade”. Plus, why it’s vitality important to know exactly what you’re invested in, how to figure year end tax strategies and what your cost basis will be, so you know what your plan is and how you can stick with it. Watch Suze’s YouTube Channel Jumpstart financial wellness for your employees: https://bit.ly/SecureSave Protect your financial future with the Must Have Docs: https://bit.ly/3Vq1V3GGet your savings going with Alliant Credit Union: https://bit.ly/3rg0YioGet Suze’s special offers for podcast listeners at suzeorman.com/offerJoin Suze’s Women & Money Community for FREE and ASK SUZE your questions which may just end up on the podcast. Download the app by following one of these links: CLICK HERE FOR APPLE: https://apple.co/2KcAHbHCLICK HERE FOR GOOGLE PLAY: https://bit.ly/3curfMISee omnystudio.com/listener for privacy information.

    Dark Side of Wikipedia | True Crime & Dark History
    The Epstein Files Fallout Explored With Psychotherapist Shavaun Scott-WEEK IN REVIEW

    Dark Side of Wikipedia | True Crime & Dark History

    Play Episode Listen Later Nov 23, 2025 37:48


    When the Epstein files go public, the biggest shock won't be a single name — it will be the realization of how many institutions failed, looked away, or quietly enabled a predator to operate at the highest levels of society. And once that truth lands, America is going to feel something profound: institutional betrayal. In this riveting one-hour discussion, Tony Brueski and psychotherapist Shavaun Scott dig into the psychology of what happens when the public discovers that the systems they trusted were protecting someone like Jeffrey Epstein. Governments. Universities. Financial institutions. Social circles. Even media figures. When the public sees how interconnected it all was, trust fractures — sometimes permanently. Shavaun explains why institutional betrayal wounds deeper than individual harm, why people struggle to process wrongdoing by powerful figures, and why this release may cause a destabilizing but necessary shift in how Americans view power, authority, and accountability. We explore the psychological whiplash of discovering that “the system worked” was a myth. Why people defend public figures out of identity rather than fact. And why denial becomes a survival mechanism when the truth feels too big to accept. Most importantly, we examine what healing could look like — how truth, even painful truth, can be the beginning of a more honest national conversation about abuse, complicity, and institutional decay. This interview isn't about politics. It's about psychology. And it's about what happens when a country finally sees what was in the dark. #HiddenKillers #EpsteinFiles #InstitutionalBetrayal #ShavaunScott #TonyBrueski #TrueCrimeAnalysis #PowerAndAbuse #Psychology #NationalTrauma #MentalHealth Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

    Hidden Killers With Tony Brueski | True Crime News & Commentary
    The Epstein Files Fallout Explored With Psychotherapist Shavaun Scott-WEEK IN REVIEW

    Hidden Killers With Tony Brueski | True Crime News & Commentary

    Play Episode Listen Later Nov 23, 2025 37:48


    When the Epstein files go public, the biggest shock won't be a single name — it will be the realization of how many institutions failed, looked away, or quietly enabled a predator to operate at the highest levels of society. And once that truth lands, America is going to feel something profound: institutional betrayal. In this riveting one-hour discussion, Tony Brueski and psychotherapist Shavaun Scott dig into the psychology of what happens when the public discovers that the systems they trusted were protecting someone like Jeffrey Epstein. Governments. Universities. Financial institutions. Social circles. Even media figures. When the public sees how interconnected it all was, trust fractures — sometimes permanently. Shavaun explains why institutional betrayal wounds deeper than individual harm, why people struggle to process wrongdoing by powerful figures, and why this release may cause a destabilizing but necessary shift in how Americans view power, authority, and accountability. We explore the psychological whiplash of discovering that “the system worked” was a myth. Why people defend public figures out of identity rather than fact. And why denial becomes a survival mechanism when the truth feels too big to accept. Most importantly, we examine what healing could look like — how truth, even painful truth, can be the beginning of a more honest national conversation about abuse, complicity, and institutional decay. This interview isn't about politics. It's about psychology. And it's about what happens when a country finally sees what was in the dark. #HiddenKillers #EpsteinFiles #InstitutionalBetrayal #ShavaunScott #TonyBrueski #TrueCrimeAnalysis #PowerAndAbuse #Psychology #NationalTrauma #MentalHealth Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

    Optimal Relationships Daily
    2808: 3 Smart Alternatives to Merging Money in Marriage by Andy Hill of Marriage Kids and Money on Financial Autonomy

    Optimal Relationships Daily

    Play Episode Listen Later Nov 23, 2025 9:54


    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2808: Andy Hill explores three thoughtful alternatives to fully merging finances in marriage, drawing on real-life examples from the personal finance community. Whether couples want to maintain autonomy, streamline shared expenses, or build in guilt-free spending, these options aim to reduce tension and better align financial habits with relationship values. Read along with the original article(s) here: https://marriagekidsandmoney.com/3-smart-alternatives-to-merging-money-in-marriage-2/ Quotes to ponder: "What I'm finding more and more in marriage is that we need to choose what works best for us and not let other opinions interfere." "Money is also a form of independence, and so having to negotiate with another person regarding money can create a power struggle that is really about so much more than money." "Life is good." Episode references: 43 Blue Doors: https://www.43bluedoors.com Route to Retire: https://www.routetoretire.com  

    My Crazy Family | A Podcast of Crazy Family Stories
    The Epstein Files Fallout Explored With Psychotherapist Shavaun Scott-WEEK IN REVIEW

    My Crazy Family | A Podcast of Crazy Family Stories

    Play Episode Listen Later Nov 23, 2025 37:48


    When the Epstein files go public, the biggest shock won't be a single name — it will be the realization of how many institutions failed, looked away, or quietly enabled a predator to operate at the highest levels of society. And once that truth lands, America is going to feel something profound: institutional betrayal. In this riveting one-hour discussion, Tony Brueski and psychotherapist Shavaun Scott dig into the psychology of what happens when the public discovers that the systems they trusted were protecting someone like Jeffrey Epstein. Governments. Universities. Financial institutions. Social circles. Even media figures. When the public sees how interconnected it all was, trust fractures — sometimes permanently. Shavaun explains why institutional betrayal wounds deeper than individual harm, why people struggle to process wrongdoing by powerful figures, and why this release may cause a destabilizing but necessary shift in how Americans view power, authority, and accountability. We explore the psychological whiplash of discovering that “the system worked” was a myth. Why people defend public figures out of identity rather than fact. And why denial becomes a survival mechanism when the truth feels too big to accept. Most importantly, we examine what healing could look like — how truth, even painful truth, can be the beginning of a more honest national conversation about abuse, complicity, and institutional decay. This interview isn't about politics. It's about psychology. And it's about what happens when a country finally sees what was in the dark. #HiddenKillers #EpsteinFiles #InstitutionalBetrayal #ShavaunScott #TonyBrueski #TrueCrimeAnalysis #PowerAndAbuse #Psychology #NationalTrauma #MentalHealth Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

    Moonshots with Peter Diamandis
    AI This Week: NVIDIA's Record Revenue, Elon's Data Centers in Space & Gemini 3's Insane Performance w/ Salim Ismail, Dave Blundin & Alexander Wissner-Gross | EP #210

    Moonshots with Peter Diamandis

    Play Episode Listen Later Nov 22, 2025 101:58


    Get access to metatrends 10+ years before anyone else - https://qr.diamandis.com/metatrends    Salim Ismail is the founder of OpenExO Dave Blundin is the founder & GP of Link Ventures Dr. Alexander Wissner-Gross is a computer scientist and founder of Reified – My companies: Apply to Dave's and my new fund:https://qr.diamandis.com/linkventureslanding      Go to Blitzy to book a free demo and start building today: https://qr.diamandis.com/blitzy   Grab dinner with MOONSHOT listeners: https://moonshots.dnnr.io/ _ Connect with Peter: X Instagram Connect with Dave: X LinkedIn Connect with Salim: X Join Salim's Workshop to build your ExO  Connect with Alex Website LinkedIn X Email Listen to MOONSHOTS: Apple YouTube – *Recorded on November 21th, 2025 *The views expressed by me and all guests are personal opinions and do not constitute Financial, Medical, or Legal advice. Learn more about your ad choices. Visit megaphone.fm/adchoices

    The Weekly Juice | Real Estate, Personal Finance, Investing
    From Door-to-Door Sales to a 9-Figure Airbnb Portfolio | Lame Kinikini E338

    The Weekly Juice | Real Estate, Personal Finance, Investing

    Play Episode Listen Later Nov 22, 2025 52:08


    Most people think the path is simple: get the degree, climb the ladder, save what's left. Lame Kinikini did the opposite. He dropped out one year before med school, went all-in on door-to-door sales, then used those skills to build a 9-figure short-term rental portfolio and help high earners legally slash their tax bills. In this episode, Lame breaks down the real journey behind the highlight reel. From growing up in a Polynesian immigrant family and marrying young, to making $200K in sales and realizing he still didn't own his time, to burning the boats after his father-in-law passed away unexpectedly. He talks about how he used Airbnb arbitrage to replace his income fast, scaled into management and operations, then shifted into owning the assets and becoming “the short-term rental tax guy” for high-income professionals. We also dive into the short-term rental tax loophole, why most people misunderstand it, and how smart investors are using it to offset active income while still buying properties that actually cash flow. Lame shares how he structures deals, why bigger and better amenities win in today's Airbnb landscape, and what changes when you see money as a tool to increase your capacity to serve—not a scoreboard. If you're stuck in that “comfortable” $200K income trap, curious about short-term rentals, or wondering how to turn your existing skills into a real portfolio and real freedom, this conversation will give you both the tactics and the perspective shift. Use Code WEALTHJUICE for 20% off your EZ Landlord Forms Orderhttps://www.ezlandlordforms.com/  RESOURCES

    Becker’s Healthcare Podcast
    Financial Pressures and Innovation at Carle Health with Aron Klein

    Becker’s Healthcare Podcast

    Play Episode Listen Later Nov 22, 2025 21:54


    In this episode, Aron Klein shares insights on the top revenue cycle pressures facing health systems today, including payer policies, rising denials, and regulatory uncertainty, while also discussing how Carle Health is using automation and systemwide efficiencies to strengthen performance and improve patient access.

    Watchdog on Wall Street
    Understanding Inflation and Its Impact on Your Finances

    Watchdog on Wall Street

    Play Episode Listen Later Nov 22, 2025 39:38 Transcription Available


    Chris Markowski, the Watchdog on Wall Street, discusses the current state of the financial markets, emphasizing the importance of understanding market volatility, inflation, and the job market. He critiques the mainstream media's portrayal of economic realities and highlights the challenges faced by small businesses. Markowski advocates for less government intervention in the economy, arguing that a free market approach is essential for recovery and growth. He also stresses the need for individuals to prepare financially for market fluctuations and to build wealth responsibly.

    Watchdog on Wall Street
    Unveiling Financial Truths with Chris Markowski

    Watchdog on Wall Street

    Play Episode Listen Later Nov 22, 2025 39:38 Transcription Available


    Chris Markowski, the Watchdog on Wall Street, discusses the pervasive issues in the financial landscape, including government involvement in the economy, the failures of educational systems, and the challenges in the job market. He critiques the role of subsidies and government programs, emphasizing their negative impact on various sectors. Markowski also proposes solutions for improving education and employment opportunities, while warning against the pitfalls of debt and poor investment strategies. The discussion extends to the volatile nature of Bitcoin and the risks associated with financial scams.

    Be Wealthy & Smart
    My Favorite XRP Spot ETF

    Be Wealthy & Smart

    Play Episode Listen Later Nov 21, 2025 5:44


    Discover my favorite XRP spot ETF. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)

    DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing

    Logan and Allie talk about financial items to think about before and after having a baby. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Financial Sense(R) Newshour
    Mark Mills: AI Most Energy-Hungry Tech Ever Invented – Data Centers, the Grid, and Black Swans

    Financial Sense(R) Newshour

    Play Episode Listen Later Nov 21, 2025 59:09


    Nov 21, 2025 – AI is rapidly transforming the U.S. economy and energy grid. Jim Puplava and Mark Mills discuss the surge in AI data centers, rising energy demand, skilled trade shortages, and how America can lead the global AI race amid major...

    Financial Sense(R) Newshour
    Ron William: The Gold Bell Has Rung!

    Financial Sense(R) Newshour

    Play Episode Listen Later Nov 21, 2025 24:26


    Nov 21, 2025 – Is gold sending an alarm for the broader outlook? Today, on Financial Sense Newshour, Jim Puplava interviews Ron William on how gold's rally is a “bell ringing” for investors, signaling a generational rotation from equities...

    Financial Audit with Caleb Hammer
    The Most Hated Person In Financial Audit History

    Financial Audit with Caleb Hammer

    Play Episode Listen Later Nov 21, 2025 97:49


    This post show is just full on crash out - *I HATE HER* ... Watch here: ➡️ https://bit.ly/chpostshow

    The Jason Cavness Experience
    Financial Healing, Credit, and Closing the Wealth Gap with Tierrá Bonds

    The Jason Cavness Experience

    Play Episode Listen Later Nov 21, 2025 113:09


    In this episode of The Jason Cavness Experience, Jason sits down with Tierrá Bonds, Founder & CEO of Take Charge Credit Consulting. To dig into the financial realities so many people quietly struggle with  credit, debt, generational trauma, and why the racial wealth gap continues to grow in the U.S. Tierrá breaks down her journey from her early struggles with credit to becoming one of the leading trauma-informed financial coaches working with individuals, nonprofits, and government agencies across Washington State. She shares how childhood experiences shape our relationship with money, why credit systems are designed the way they are, and the truth behind predatory lending, payday loans, rent reporting, and how the system keeps people stuck.  The conversation dives deep into motherhood, entrepreneurship, financial trauma, the psychology of money, the realities of poverty vs. "American poverty," building wealth later in life, and how Tierrá helps people repair credit, rebuild confidence, and create generational change. If you've ever dealt with financial stress, avoided looking at your credit report, or felt like you were "behind," this episode will hit home. Topics Discussed: • Motherhood, entrepreneurship, and finding life balance • Travel stories, cultural experiences, and exploring the world • Trauma-informed financial coaching and why money triggers people • Generational wealth gaps and the racial credit gap • Credit myths, credit utilization, and how the system really works • Payday loans and predatory financial structures • Rent vs. homeownership and the importance of education • Why many families avoid talking about money • Business credit vs personal credit and TikTok myths • Working with nonprofits, cities, and the Department of Commerce • Why many entrepreneurs aren't ready to be business owners • Funding disparities for Black women founders • Mental health, financial shame, and asking for help • Tierrá's long-term vision: entrepreneurship, investment, and social impact • Advice for anyone trying to finally get their financial life in order Support CavnessHR  Help Fix HR for Small Businesses CavnessHR is building an AI-native HR system for small businesses with 49 or fewer employees. Automation + a dedicated HR Business Partner  built to save small businesses time, money, and stress.  Here's how you can support the mission:  

    The Wealth Equation
    MVP: The Net Worth Tipping Point

    The Wealth Equation

    Play Episode Listen Later Nov 21, 2025 20:59


    The tipping point will change your life.True financial freedom occurs only AFTER this tipping point.Most never arrive here—for some, it takes 4 decades.Tune in to learn:What is the tipping point and why it's the only thing that creates true safety and freedomThe biggest mistake most people make that delays this by 10, 20 or 40 yearsThe 2 toxic side effects of income growthWhy a high income is actually a success mirage—and what to do instead

    Alternative Visions
    Alternate Visions - 11.21.25 - Financial Bubbles Become More Volatile & Fragile + Latest on Ukraine and Venezuela

    Alternative Visions

    Play Episode Listen Later Nov 21, 2025 59:04


    Today's show goes into more depth discussion on the topic of financial asset bubbles churning in recent days: Bitcoin, Gold, Stocks, AI as cryptos fall 30% and warnings appear in high places (Dimon, Google, etc) about AI bubble. Hedge funds, auto, credit cards, CRE, private credit, bankruptcies, junk bonds, leveraged loans, etc. in trouble. The show updates latest Ukraine war with Trump's new 28 pt. Plan and Venezuela attack approaches. No invasion a la Vietnam but bombing, regime change, decapitation strikes likely. 

    Signal or Noise?
    The Great Divergence: Consumer Gloom vs. Market Boom

    Signal or Noise?

    Play Episode Listen Later Nov 21, 2025 23:16


    In this episode, Charlie and Peter examine why consumer sentiment is so low even with stocks at all-time highs — it's a gap unlike anything we've seen before. Is this low consumer sentiment a signal or just noise?

    Money Life with Chuck Jaffe
    Stack Financial's Jonson sees a bubble with 'a trifecta of bear-market risks'

    Money Life with Chuck Jaffe

    Play Episode Listen Later Nov 21, 2025 64:06


    Zach Jonson, senior portfolio manager at Stack Financial Management, says the stock market is facing a trifecta of bear-market risks that could lead to "one of the great bear markets of our lifetime," with losses surpassing 40 percent and lasting for as long as 18 months when it finally bursts. Despite that, he says there are ways to "invest through it," and that's precisely what he is doing, because despite bubble conditions, there are pockets of value and there could still be a lot of market upside until the inevitable pop of this balloon. But the talk starts today with an interview recorded at Wednesday's Active Investment Company Alliance Fall Round Table in New York City, with David Tepper of Tepper Capital Management revisiting past selections of some classic funds he has held for years and their prospects for the future, plus his outlook on the potential dangers of private credit, what he is worried about if the economy turns and more. Charles Rotblut, vice president of the American Association of Individual Investors, discusses the latest AAII Sentiment Survey, which showed that bearish sentiment was actually decreasing as the market pulled back from record highs, and how high levels of bearish sentiment — which the market has seen for the last year — are part of what lets Wall Street climb the proverbial "Wall of Worry." In the Market Call, Daniel Dusina, director of investments at Blue Chip Partners, talks about how he goes about finding "unappreciated quality" at a time when the market itself has appreciated to near record levels.

    The Long Game
    Moving to Puerto Rico & the Tax Benefits (with Wes Gray)

    The Long Game

    Play Episode Listen Later Nov 21, 2025 25:33


    In this episode, I sit down with Wes Gray to break down one of the most powerful and misunderstood tax strategies available moving to Puerto Rico under Act 60. Wes has lived there for years, so you'll hear the real story behind the numbers, the rules, and the lifestyle.What we cover:What bona fide residency actually requiresHow 0% capital gains treatment is appliedWhen the 4% business tax can make senseLifestyle factors people forget to considerHow to evaluate whether the move fits your situationWhy this strategy is not for everyone----✅ Financial planning for 30-50 year old entrepreneurs: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.allstreetwealth.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠✅ My personal blog & newsletter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.thomaskopelman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Disclaimer: None of this should be seen as financial advice. It is just for informational purposes.

    The Exchange
    Extra Shot | How are Coffee Consumers Dealing with 2025? Ep. 12

    The Exchange

    Play Episode Listen Later Nov 21, 2025 8:57


    TakeawaysCoffee consumption has remained steady despite rising prices.Many consumers are changing their purchasing behaviors in response to costs.52% of respondents will not change their coffee format even if prices rise.Older coffee drinkers are feeling the financial pinch more than younger ones.The balance of coffee consumed at home versus out of home remains constant.A significant percentage of consumers are switching to less expensive coffee formats.Financial well-being impacts coffee purchasing decisions.The trend of portion control is influencing coffee format choices.Consumer habits are evolving in response to economic conditions.    WRITTEN BLOG This blog is based on information from the National Coffee Association (NCA) National Coffee Data Trends Fall 2025 Report. I provided here a handful of statistics, but it should be noted, I barely scratch the surface of what is available within the report. The full report provides over 100 pages of comprehensive and detailed data on a vast variety of issues important to coffee professionals. I encourage anyone with the means to purchase the full report from the NCA.  Part of The Exchange Coffee Podcasting Network TAKE OUR LISTENER SURVEY Visit and Explore Covoya!

    Investor Coaching Show – Paul Winkler, Inc
    Enjoy Your Holidays. Knock Out This Financial Checklist for the End of 2025

    Investor Coaching Show – Paul Winkler, Inc

    Play Episode Listen Later Nov 21, 2025 17:35


    Today, Evan shares a list of important items to consider before the holiday season ramps up and most people scramble to complete their end-of-year financial planning. Whether you are newer at investing or have been in retirement for many years, listen along to hear how to ring in the New Year with confidence around money and investing.   Want to cut through the myths about retirement income and learn evidence-based strategies backed by over a century of data? Download our free Retirement Income Guide now at paulwinkler.com/relax and take the stress out of planning your retirement.

    Insight Myanmar
    Inside the Digital Siege

    Insight Myanmar

    Play Episode Listen Later Nov 21, 2025 71:51


    Episode #435: “There is a person behind every piece of policy,” says Nandar, a senior digital security expert at DigiSec Lab, reflecting on Myanmar's transformation into a digital prison since the 2021 military coup. Along with researcher and trainer Vox, journalist and consultant Myat, and political researcher Candle, they discuss how the junta's technological control has reshaped daily life, eroded freedom, and forced citizens to adapt in order to survive. Nandar, who leads digital safety training and emergency response, describes Myanmar's “digital siege” as an Internet that works but no longer grants freedom. Layers of control filter access, monitor behavior, and instill fear. Through deep packet inspection, metadata tracking, and the 2025 Cybersecurity Law, the state monitors every interaction and compels service providers to surrender data. The result, she explains, is not disconnection but silence—an online world where communication feels dangerous and self-censorship has become instinct. Journalists, activists, and youth face the worst effects, yet resistance endures in small, encrypted acts of persistence. Vox, a digital safety researcher, recalls how after the coup, blackouts became “Internet curfews,” and police raids and digital fear merged into everyday life. With no protection from global companies, he and others learned that tools like Signal or Telegram could not guarantee safety. Every conversation required verification; every contact might be compromised. Digital survival meant learning espionage tactics in civilian life. Years later, he says, surveillance has become total. What began as emergency control has evolved into permanent monitoring, leaving an entire generation living cautiously under a digital authoritarian state. Myat, a journalist and media consultant, says that while before the coup, Myanmar's independent press was expanding, after the coup, licenses were revoked, reporters jailed, and websites blocked. Exiled media outlets now depend on fragile networks inside the country. Online activity itself has become perilous: VPN use invites arrest, encryption offers no safety when authorities demand passwords, and surveillance reaches into every newsroom. Myat works to train journalists in digital hygiene and security awareness, yet she warns that technology alone cannot protect them. Financial collapse and fear have made survival uncertain, and she insists that the culture of safety—and courage—must now define journalism in Myanmar. Candle, a political researcher leading DigiSec's “Duty of Care” project, focuses on how scholars must adapt research ethics to extreme risk. Fieldwork, interviews, and data collection can expose both researchers and participants to danger, so her team developed a Risk Assessment and Mitigation Plan for every project. Integrating encryption, anonymization, and storage security has become an ethical duty, not a technical choice. She explains that fear now shapes participation—many citizens decline interviews or refuse to share information. By embedding safety into research design, Candle argues, social inquiry itself becomes an act of protection as much as discovery. Together, their voices reveal a single truth: in Myanmar, speaking, writing, and researching have become acts of resistance sustained by vigilance and quiet resilience.

    IBKR Podcasts
    What's the Real Cost of Financial Illiteracy?

    IBKR Podcasts

    Play Episode Listen Later Nov 21, 2025 14:19


    In this episode, Gerry Perez, CEO of IBKR UK, joins us to dive deep into the hidden price of financial illiteracy and why it matters for everyone, from students to seasoned investors. Join us as we explore practical strategies, expert insights, and innovative tools that make financial education accessible and empowering.

    This Week in Pre-IPO Stocks
    E239: AI Giants Surge: Anthropic $350B, xAI $230B, Databricks $130B+, Ramp $32B, Kraken $20B, Kalshi $11B, Suno $2.45B, more

    This Week in Pre-IPO Stocks

    Play Episode Listen Later Nov 21, 2025 21:07


    Send us a textInvest in pre-IPO stocks with AG Dillon & Co. Contact aaron.dillon@agdillon.com to learn more. Financial advisors only. www.agdillon.com00:00 - Intro00:08 - Anthropic Mega-Scale Infra + $350B Valuation Surge01:44 - xAI $15B Raise at $230B Valuation02:45 - xAI Saudi Arabia 500MW Data Center03:57 - xAI Grok 5 to be Released in Q1 202604:42 - Databricks $130B+ Valuation in Discussion05:55 - Ramp Hyper-Growth to $32B Valuation06:47 - Kraken $800M Raise at $20B Valuation07:51 - Kalshi $1B Raise at $11B Valuation08:54 - Faire Employee Tender at $5.2B09:42 - Apptronik $5B Raise for Humanoid Robots10:44 - Tenstorrent $800M Raise at $3.2B Valuation11:45 - Function Health $298M Raise at $2.5B Valuation12:55 - Suno $250M Series C at $2.45B Valuation13:51 - Bezos Returns as Co-CEO of Prometheus14:42 - Thinking Machines to Raise $5B15:27 - Lambda raised $1.5B + Multibillion Microsoft Deal16:31 - Blue Origin's New Glenn 9x4 Super-Heavy Rocket17:29 - Starlink's New $40 Plan + 10,000 Satellites18:15 - Starlink Wins Emirates Airlines Fleet Deal19:10 - Target to join OpenAI ChatGPT Shopping + Enterprise Rollout20:01 - Perplexity Comet AI Browser Launch

    ProAging Podcast
    The Caregiver's Financial Roadmap: From Crisis to Closure - Author of My Mother's Money: A Guide to Financial Caregiving

    ProAging Podcast

    Play Episode Listen Later Nov 21, 2025 36:25


    In the quiet chaos of a family crisis, a single phone call can upend your world. For Beth Pinsker, CFP®, that call came when her 76-year-old mother, living independently in Florida, faced spinal surgery and needed help managing her daily life—and her money. What followed was nine months of medical ups and downs, culminating in her mother's passing and the grueling task of settling her estate. Pinsker, a retirement and financial planning columnist at MarketWatch, channeled this experience into her new book, My Mother's Money: A Guide to Financial Caregiving. It's not just a memoir; it's a roadmap for the 63 million Americans—often sandwiched between their own lives and aging parents—thrust into financial caregiving roles.As a Certified Financial Planner who doesn't manage client money, Pinsker's expertise shines through her journalistic lens. "I just write about this stuff for educational purposes and to help guide people through holistic planning," she explains in a recent interview with the Positive Aging Community. Her book demystifies the "mess" of elder finances, blending raw storytelling with practical tools. Structured in five parts—Getting Started, The Cost of Care, How to Make the Money Last, Settling the Estate, and Workbooks—it's designed to turn dread into doable steps.

    Decentralize with Cointelegraph
    Bitcoin drops fear spikes: Should we be afraid, and is it still an asset “for everyone” (feat. Natalie Brunell)?

    Decentralize with Cointelegraph

    Play Episode Listen Later Nov 21, 2025 29:35


    Bitcoin plunged below $90,000 this week, hitting a six-month low and sending fear across the crypto community. Extreme bearish sentiment, weakening institutional demand and the breakdown of crucial technical levels have many wondering whether we're entering a new long-term bear market.In this episode of Byte-Sized Insight, to help cut through the panic, we hear from journalist and Bitcoin educator Natalie Brunell, whose new book, “Bitcoin Is For Everyone,” argues that the real fear shouldn't be Bitcoin's volatility but the flaws in the financial system we're all forced to participate in. Brunell explains why inflation is misunderstood, why Bitcoin's scarcity and decentralization matter, how time preference shapes behavior and why Bitcoin is ultimately a human rights technology.Should we actually be afraid of Bitcoin right now, or are we missing the bigger picture? And is Bitcoin still for everyone?(00:00) Introduction and breaking down of Bitcoin's six-month low (02:52) Natalie Brunell's background and early experiences(04:11) Discovering Bitcoin; questioning the financial system(05:34) Inflation, monetary expansion and debasement, explained(07:06) Why Bitcoin makes sense long-term(08:20) Scarcity, decentralization and fiat flaws(10:17) Time preference and behavioral impacts(13:42) Financial literacy and why Bitcoin feels intimidating(18:58) Political money and centralized control risks(22:31) Why you're not too late for Bitcoin's upside(24:05) Inflation illusions and distorted asset prices(26:09) Bitcoin's global accessibility and empowermentThis episode was hosted and produced by Savannah Fortis, @savannah_fortis.Follow Cointelegraph on X @Cointelegraph.Check out Cointelegraph at cointelegraph.com.If you like what you heard, rate us and leave a review!The views, thoughts and opinions expressed in this podcast are its participants alone and do not necessarily reflect or represent the views and opinions of Cointelegraph. This podcast (and any related content) is for entertainment purposes only and does not constitute financial advice, nor should it be taken as such. Everyone must do their own research and make their own decisions. The podcast's participants may or may not own any of the assets mentioned.

    Experience by Design
    Blue Collar Financial Experiences with Chad Hufford

    Experience by Design

    Play Episode Listen Later Nov 21, 2025 66:10


    Yesterday I had the privilege of attending the Assistive Technology Conference of New England, put on by TechACCESS of Rhode Island. It was a great event that brought together professionals and companies that are trying to improve accessibility through technology for those with ranges of physical and intellectual challenges. Walking around, looking at the exhibits, and talking with people, I was continuously impressed by the innovation and dedication around me. I would say it was “inspiring” but not in the way that one might usually think. The word “inspiring” can have a negative connotation in this world because it puts people with such challenges on a pedestal, as if their job is to be inspiring, or all they are is their disability, or makes people with these challenges a spectacle. Having a child who is intellectually and developmentally disabled, I totally get that argument.When I say “inspiring”, I am referring to the people who are working and creating products in this space. It is inspiring for me to see professionals dedicate their work to improve and enhance the lives of others, no matter who that population is. That is very cool, and inspirational. No matter what job we are doing, we should be thinking of ways that we can improve the lives and experiences of others. That is what experience design and this podcast is all about: showcasing the work of those who are trying to apply their time, knowledge, and creativity to improving experiences and lives in ways large and small.One of the things I need to do more of is highlight people who are working in the world of accessible technology. So stay tuned for that!And my guest today on Experience by Design is doing the work to improve people's lives as well in his own way. Like many guests on ExD, Chad Hufford of Veritas Wealth Management in Anchorage, Alaska is a behavioral scientist at heart, fascinated with what makes people act the way they do and what can be done to get them to make changes. He has applied this interest in the work he does as a financial planner. He does this up in Alaska, focusing his efforts on those who are working in those uniquely blue-collar Alaskan jobs where high risk can come with good pay. His goal is to help them make the best decisions possible with what they earn, but also help to create cultural and behavioral change in his clients. Part of this is to get people to not just think, but to act. His new book “Forging Financial Freedom: Constructing Blue-Collar Millionaires with Seven Wealth Building Lessons Extracted from the Alaska Oilfield”, lays out his experiences and lessons from doing this work. We talk about Chad's fascination with fitness, and how that led him to be interested in medical school. Biochemistry taught him a lot about problem solving and complex interactions within systems. The same can be said for the financial world, where a lot is beyond your control. Despite that, you can control how you act and what your vision of your future is. We also talk about unique aspects of Alaskan culture, overcoming complexity in financial decision making, how to build trust in financial planning, and making for better financial literacy and experiences. He emphasizes the importance of emotional connection and empathy in financial advising, and why friction is required to allow for thoughtful consideration. We explore how AI and technology can reduce friction in financial transactions but should not replace human empathy. Chad Hufford: https://www.linkedin.com/in/chad-hufford-066208100/Forging Financial Freedom: https://www.forgingfinancialfreedom.com/singleVeritas Wealth Management: https://www.veritasalaska.com/

    10 Minute Money
    Episode 70: Your 2025 Year End Financial Checklist

    10 Minute Money

    Play Episode Listen Later Nov 21, 2025 13:09


    This week, John and Paul share practical year-end strategies you can use to strengthen your finances and start the new year on the right foot.

    Your Money Matters with Jon Hansen
    What's it worth? | Star Wars action figures and fur coats

    Your Money Matters with Jon Hansen

    Play Episode Listen Later Nov 21, 2025


    Brian Hoogeveen from Americash Jewelry & Coin Buyers joins Jon Hansen to discuss items that could be worth money. If you think you have items you'd like to have appraised, visit topcashbuyer.com or call (630) 969-9600.

    Macro Voices
    MacroVoices #507 Michael Howell: Is This The end of the Everything Bubble

    Macro Voices

    Play Episode Listen Later Nov 20, 2025 72:18


    MacroVoices Erik Townsend & Patrick Ceresna welcome, Michael Howell. They'll discuss the global liquidity cycle, why it has a 65-month periodicity, and where we stand in that cycle right now. https://bit.ly/3X7ZN0J  

    Moonshots with Peter Diamandis
    AI Roundtable: What Everyone Missed About Gemini 3 w/ Salim Ismail, Dave Blundin & Alexander Wissner-Gross | EP #209

    Moonshots with Peter Diamandis

    Play Episode Listen Later Nov 20, 2025 92:16


    If you want us to build a MOONSHOT Summit, email my team: moonshots@diamandis.com  Get access to metatrends 10+ years before anyone else - https://qr.diamandis.com/metatrends   Salim Ismail is the founder of OpenExO Dave Blundin is the founder & GP of Link Ventures Dr. Alexander Wissner-Gross is a computer scientist and founder of Reified – My companies: Apply to Dave's and my new fund:https://qr.diamandis.com/linkventureslanding      Go to Blitzy to book a free demo and start building today: https://qr.diamandis.com/blitzy   Grab dinner with MOONSHOT listeners: https://moonshots.dnnr.io/ _ Connect with Peter: X Instagram Connect with Dave: X LinkedIn Connect with Salim: X Join Salim's Workshop to build your ExO  Connect with Alex Website LinkedIn X Email Listen to MOONSHOTS: Apple YouTube – *Recorded on November 19, 2025 *The views expressed by me and all guests are personal opinions and do not constitute Financial, Medical, or Legal advice. Learn more about your ad choices. Visit megaphone.fm/adchoices

    Retirement Planning Education, with Andy Panko
    #179 – "Real" person chat with Beth Pinsker about her new book, My Mother's Money, A Guide to Financial Caregiving

    Retirement Planning Education, with Andy Panko

    Play Episode Listen Later Nov 20, 2025 73:40


    Andy chats with a real person (not an advisor), Beth Pinsker, a columnist for MarketWatch, about her new book, My Mother's Money, A Guide to Financial Caregiving.In the book, Beth details her personal experience in becoming her mother's financial caregiver, both during her mother's end of life and health decline, and beyond her mother's death and through the estate administration process.The book provides tons of practical knowledge, insight and recommendations for how to ensure your financial affairs are in order, that others who need access to information and accounts have it, that end-of-life planning scenarios are less painful and difficult than they otherwise would be and that estate administration isn't more cumbersome, lengthy and challenging than it needs to be.This book is a must read!Links in the episode:Beth's website - https://bethpinsker.com/To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comTenon Financial monthly e-newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

    Dark Side of Wikipedia | True Crime & Dark History
    The Epstein Files Fallout Explored With Psychotherapist Shavaun Scott

    Dark Side of Wikipedia | True Crime & Dark History

    Play Episode Listen Later Nov 20, 2025 37:42


    When the Epstein files go public, the biggest shock won't be a single name — it will be the realization of how many institutions failed, looked away, or quietly enabled a predator to operate at the highest levels of society. And once that truth lands, America is going to feel something profound: institutional betrayal. In this riveting one-hour discussion, Tony Brueski and psychotherapist Shavaun Scott dig into the psychology of what happens when the public discovers that the systems they trusted were protecting someone like Jeffrey Epstein. Governments. Universities. Financial institutions. Social circles. Even media figures. When the public sees how interconnected it all was, trust fractures — sometimes permanently. Shavaun explains why institutional betrayal wounds deeper than individual harm, why people struggle to process wrongdoing by powerful figures, and why this release may cause a destabilizing but necessary shift in how Americans view power, authority, and accountability. We explore the psychological whiplash of discovering that “the system worked” was a myth. Why people defend public figures out of identity rather than fact. And why denial becomes a survival mechanism when the truth feels too big to accept. Most importantly, we examine what healing could look like — how truth, even painful truth, can be the beginning of a more honest national conversation about abuse, complicity, and institutional decay. This interview isn't about politics. It's about psychology. And it's about what happens when a country finally sees what was in the dark. #HiddenKillers #EpsteinFiles #InstitutionalBetrayal #ShavaunScott #TonyBrueski #TrueCrimeAnalysis #PowerAndAbuse #Psychology #NationalTrauma #MentalHealth Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

    Capital Hacking
    E422: 500 House Flips, 5 Books, and the Glory Days of Josh Dorkin's BiggerPockets — A Candid Talk with J Scott

    Capital Hacking

    Play Episode Listen Later Nov 20, 2025 35:40


    In this conversation, J Scott shares his journey from a tech career in Silicon Valley to becoming a successful real estate investor and author. He discusses the challenges and strategies involved in flipping houses, the importance of building a strong team, and the evolution of his career into multifamily syndication. J also provides insights into the current economic landscape, the implications of interest rates, and his predictions for the future of the real estate market, particularly in the context of a master planned community development. Chapters: 00:00:00 - Introduction and Overview of the Episode 00:00:45 - J Scott's Background and Transition to Real Estate 00:01:55 - Discussion on J's Book "Real Estate by the Numbers" 00:04:14 - Insights on Scaling Business Through Team Building 00:10:08 - Financing Strategies for House Flipping 00:12:58 - The Journey of Writing Books and Sharing Knowledge 00:19:25 - J's Perspective on Interest Rates and Economic Implications 00:30:11 - Current Projects and Future Developments in Multifamily Real Estate Connect with J Scott on Social: Linktree: https://linktr.ee/jscottinvestor  Learn More About Accountable Equity: Visit Us: http://www.accountableequity.com/  Access eBook: https://accountableequity.com/case-study/#register  Turn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger. LinkedinFacebookInstagramApple PodcastSpotify

    Permaculture Voices
    Financial Viability - Consistent Quality Product

    Permaculture Voices

    Play Episode Listen Later Nov 20, 2025 10:23


    In this episode, farmer and educator Jodi Roebuck talks about securing a financially viable farm business by consistently delivering good quality produce.   Subscribe for more content on sustainable farming, market farming tips, and business insights!   Get market farming tools, seeds, and supplies at Modern Grower. Follow Modern Grower:  Instagram  Instagram Listen to other podcasts on the Modern Grower Podcast Network:  Carrot Cashflow  Farm Small Farm Smart  Farm Small Farm Smart Daily  The Growing Microgreens Podcast  The Urban Farmer Podcast  The Rookie Farmer Podcast  In Search of Soil Podcast Check out Diego's books:  Sell Everything You Grow on Amazon   Ready Farmer One on Amazon **** Modern Grower and Diego Footer participate in the Amazon Services LLC. Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.

    Hidden Killers With Tony Brueski | True Crime News & Commentary
    The Epstein Files Fallout Explored With Psychotherapist Shavaun Scott

    Hidden Killers With Tony Brueski | True Crime News & Commentary

    Play Episode Listen Later Nov 20, 2025 37:42


    When the Epstein files go public, the biggest shock won't be a single name — it will be the realization of how many institutions failed, looked away, or quietly enabled a predator to operate at the highest levels of society. And once that truth lands, America is going to feel something profound: institutional betrayal. In this riveting one-hour discussion, Tony Brueski and psychotherapist Shavaun Scott dig into the psychology of what happens when the public discovers that the systems they trusted were protecting someone like Jeffrey Epstein. Governments. Universities. Financial institutions. Social circles. Even media figures. When the public sees how interconnected it all was, trust fractures — sometimes permanently. Shavaun explains why institutional betrayal wounds deeper than individual harm, why people struggle to process wrongdoing by powerful figures, and why this release may cause a destabilizing but necessary shift in how Americans view power, authority, and accountability. We explore the psychological whiplash of discovering that “the system worked” was a myth. Why people defend public figures out of identity rather than fact. And why denial becomes a survival mechanism when the truth feels too big to accept. Most importantly, we examine what healing could look like — how truth, even painful truth, can be the beginning of a more honest national conversation about abuse, complicity, and institutional decay. This interview isn't about politics. It's about psychology. And it's about what happens when a country finally sees what was in the dark. #HiddenKillers #EpsteinFiles #InstitutionalBetrayal #ShavaunScott #TonyBrueski #TrueCrimeAnalysis #PowerAndAbuse #Psychology #NationalTrauma #MentalHealth Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

    The Financial Coach Academy® Podcast
    132. How to Create Buy-in: The Framework for Lasting Financial Change

    The Financial Coach Academy® Podcast

    Play Episode Listen Later Nov 20, 2025 23:18


    You've identified the problem. You understand the instinct gap. Now it's time to fix it.In the first two episodes of this series, we talked about why financial content isn't creating change and introduced the conative mind, the missing piece that explains why people don't take action even when they know what to do. We showed you how your natural way of taking action as a financial professional is likely very different from your clients' instincts, and how that mismatch creates friction.Today, we're giving you the solution. A three-step framework you can apply right away to your content, your coaching, and your conversations.This is the Action-Ready Framework, and it's designed to bridge the instinct gap by flipping the starting point. Instead of coaching from your instincts, you match theirs. And when you do, everything shifts.Clients feel seen and understood. They take action confidently. They ask more questions and engage more deeply. They convert and stick around because they're getting real results.In this episode, we walk through each step of the framework with practical examples you can use immediately. We show you what happens when your coaching matches your clients' natural way of taking action. And we bring it all back to what this series has been about from the start: buy-in.Because the best strategy isn't the one that looks best on paper. It's the one your client will stick with because they believe in it. Buy-in is the real metric of success.Links & Resources:Ultimate Growth GuideJoin the Facebook groupRegister for How to Create Buy-In: Designing Financial Experiences That StickKey Takeaways:Start with "just enough to start" and layer in complexity. Instead of giving clients everything they need to know upfront, give them the most relevant information only and build in detail slowly as they need it.Focus on phases or outcomes, not every step. Clients need to see where they're headed, but they don't need every micro-task spelled out in advance. Leave room for feedback, flexibility, and iteration. Frame your guidance as one possible starting point and openly invite clients to modify it to fit their reality. Something not working isn't a mistake, it's valuable input.Your new motto is "less, simpler, sooner." Where your instinct might be to give more detail, more structure, more preparation, what actually gets most people moving is less, simpler, sooner.When clients feel seen and understood, they take action confidently. Honoring their instincts doesn't diminish your expertise—it amplifies it.Buy-in is the real metric of success. The more bought in someone is, the more creative they are when things get tough, the faster they take action, and the longer they stick with it.The best strategy is the one that creates the most buy-in for the client. Financial calculators don't account for buy-in, but buy-in is what determines whether clients actually execute the plan.

    MoneyWise on Oneplace.com
    Cyclical vs. Secular: Making Sense of Market Trends with Mark Biller

    MoneyWise on Oneplace.com

    Play Episode Listen Later Nov 20, 2025 24:57


    Markets rise and fall—but not all cycles tell the same story. What do those ups and downs really mean for your investments?Scripture reminds us in Ecclesiastes 3:1, “To everything there is a season, a time for every purpose under heaven.” Just as God designed natural cycles—the sun, the tides, the seasons—financial markets also move through cycles. While less predictable, these patterns help us understand where we are in the investing journey and how to prepare wisely for what's ahead.According to Mark Biller, Executive Editor at Sound Mind Investing (SMI), the two most common market cycles are known as bull markets (when prices rise) and bear markets (when prices fall). But within those categories lie two distinct types of trends: cyclical and secular.Cyclical vs. Secular: What's the Difference?“The terms might sound fancy,” says Biller, “but they really describe short-term versus long-term cycles.”Cyclical markets are the short-term ups and downs—periods that might last a few months to a few years.Secular markets are the broader, long-term trends that can span decades—often between 10 and 40 years.Think of it like waves on the ocean. Cyclical markets are the smaller waves that move in and out, while secular markets are the larger tides that shape the shoreline over time.Learning from History: Market ExamplesFrom 1968 to 1982, the S&P 500 was essentially flat—a 15-year stretch where inflation eroded nearly 60% of investors' purchasing power. That's what economists call a secular bear market—a long-term period of little to no progress.Yet within that broader season, there were multiple shorter-term bull and bear cycles. Investors who recognized those patterns could navigate the market with more perspective and less panic.The same was true from 2000 to 2009, another decade of overall stagnation in U.S. stocks. “But even then,” Biller notes, “we saw two cyclical bear markets with a five-year bull market sandwiched between them.”The takeaway? Even in long-term downturns, some shorter-term opportunities and recoveries keep markets moving forward over time.Why It Matters—Especially for Bond InvestorsUnderstanding these cycles isn't just an academic exercise. “It's actually more helpful when it comes to bonds than stocks,” Biller explains.That's because bond markets move in much longer secular cycles. From 1982 to 2021, the U.S. enjoyed a 40-year secular bull market in bonds as interest rates steadily declined from 15% to near zero. But since 2020, that trend has reversed. “Interest rates have been rising again,” Biller says, “and that's led to negative returns for many bond investors over the last five years.”This shift could signal the beginning of a secular bear market for bonds—a long period in which rising interest rates make it harder for bonds to perform well.Rethinking the Classic 60/40 PortfolioFor decades, the “60/40” portfolio—60% stocks and 40% bonds—was the gold standard for balanced investing. But in today's environment, that mix may need to evolve.“At Sound Mind Investing (SMI), we've reduced our bond allocation to around 30%,” Biller explains. “We haven't abandoned bonds altogether, but we're diversifying beyond them.”That diversification includes strategies like:Dynamic asset allocation—adjusting investments as market conditions shiftGold and commodities—as hedges against inflationReal estate and energy stocks—for long-term growth potentialAlternative assets like Bitcoin (in small doses), to add further varietyBuilding a Portfolio That Endures Every SeasonWhether markets are bullish or bearish, cyclical or secular, the goal remains the same: build a portfolio that's resilient and rooted in wisdom.Biller's encouragement for long-term investors is simple:“We're not advocating for dramatic changes, but rather thoughtful diversification. The goal is to build portfolios you can stick with through every kind of market season.”That perspective echoes a deeper truth for believers: our ultimate security isn't found in market trends but in God's unchanging character. Markets may rise and fall, but His promises endure forever.Faith, Patience, and PerspectiveUnderstanding both short- and long-term market cycles helps us invest with patience, discipline, and faith—trusting that God is sovereign over every season, financial or otherwise.As Proverbs 21:5 reminds us, “The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.”In every bull and bear market, we're called to plan wisely, give generously, and trust deeply—knowing that the One who holds the future also holds us.For more practical investing insights and biblical wisdom, visit SoundMindInvesting.org.On Today's Program, Rob Answers Listener Questions:I'm nearing retirement with no debt and some investment savings, but I don't have a pension. Would it make sense to use part of my investments to buy an annuity for guaranteed monthly income in addition to Social Security?I'm in my 70s, retired, and divorced, and much of my income goes toward alimony. How can I balance saving for emergencies while still giving more to the Lord's work, which I see as the greater reward?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Sound Mind Investing (SMI)Bulls and Bears, Cyclical and Secular (SMI Article by Mark Biller and Joseph Slife)SMI Dynamic Asset Allocation Model StrategyWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Remodelers On The Rise
    Working Together: Lessons from a husband and wife remodeling team

    Remodelers On The Rise

    Play Episode Listen Later Nov 20, 2025 42:03


    In this episode of Remodelers on the Rise Kyle talks with husband and wife team Austin and Callie Cornell of MSC Enterprises They share how they run their remodeling business together balance family life improve their financial clarity and build smoother processes that support steady growth ----- Explore the vast array of tools, training courses, a podcast, and a supportive community of over 2,000 remodelers. Visit Remodelersontherise.com today and take your remodeling business to new heights! ----- Remodel Your Marriage, Life & Business Retreat – Feb 10-12, 2026 A three-day experience in Franklin TN designed for remodeling-business couples who want to strengthen their marriage, clarify their vision, and build a business that supports a thriving life together. Join Kyle and Sarah Hunt for meaningful conversations, practical sessions, and intentional time to reconnect and refocus for 2026. Sign up here! ----- Takeaways The importance of marriage in business partnerships. Transitioning business ownership requires open communication. Financial clarity is crucial for business growth. Hiring the right team members can alleviate stress. Understanding numbers leads to better decision-making. Having a dedicated office space enhances productivity. Saying no to projects that don't fit your business model is essential. Peer support groups can provide valuable insights. Flexibility in work allows for better family time. Continuous learning and adaptation are key to success. ----- Chapters 00:00 Introduction and History of Lee's Summit 04:06 Predictions for the Chiefs' Season 05:22 History and Overview of MSC Enterprises 07:34 Transitioning from Teaching to Working in the Business 11:55 Lessons Learned in Transitioning from One Generation to Another 15:35 Lessons in Understanding Financials and Charging Properly 19:33 The Importance of Knowing Your Numbers and Creating a Budget 25:51 The Impact of Leasing an Office Space 28:08 The Role of a Project Coordinator in Reducing Stress and Improving Accuracy 36:36 The Importance of Saying No and Focusing on What Works for Your Business 37:38 The Best Decision We've Ever Made 38:42 Finding Support and Encouragement 39:48 The Importance of Regular Meetings

    My Crazy Family | A Podcast of Crazy Family Stories
    The Epstein Files Fallout Explored With Psychotherapist Shavaun Scott

    My Crazy Family | A Podcast of Crazy Family Stories

    Play Episode Listen Later Nov 20, 2025 37:42


    When the Epstein files go public, the biggest shock won't be a single name — it will be the realization of how many institutions failed, looked away, or quietly enabled a predator to operate at the highest levels of society. And once that truth lands, America is going to feel something profound: institutional betrayal. In this riveting one-hour discussion, Tony Brueski and psychotherapist Shavaun Scott dig into the psychology of what happens when the public discovers that the systems they trusted were protecting someone like Jeffrey Epstein. Governments. Universities. Financial institutions. Social circles. Even media figures. When the public sees how interconnected it all was, trust fractures — sometimes permanently. Shavaun explains why institutional betrayal wounds deeper than individual harm, why people struggle to process wrongdoing by powerful figures, and why this release may cause a destabilizing but necessary shift in how Americans view power, authority, and accountability. We explore the psychological whiplash of discovering that “the system worked” was a myth. Why people defend public figures out of identity rather than fact. And why denial becomes a survival mechanism when the truth feels too big to accept. Most importantly, we examine what healing could look like — how truth, even painful truth, can be the beginning of a more honest national conversation about abuse, complicity, and institutional decay. This interview isn't about politics. It's about psychology. And it's about what happens when a country finally sees what was in the dark. #HiddenKillers #EpsteinFiles #InstitutionalBetrayal #ShavaunScott #TonyBrueski #TrueCrimeAnalysis #PowerAndAbuse #Psychology #NationalTrauma #MentalHealth Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/@hiddenkillerspod Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/tonybpod Listen Ad-Free On Apple Podcasts Here: https://podcasts.apple.com/us/podcast/true-crime-today-premium-plus-ad-free-advance-episode/id1705422872

    Meet the RIA
    Meet the RIA: Prime Capital Financial

    Meet the RIA

    Play Episode Listen Later Nov 20, 2025 9:26


    Scott Colangelo, Chairman of Prime Capital Wealth, shares more about the firm's growth to over $40 billion in AUM since its founding in 2017.

    Emotional Balance Sheet with Paul Fenner
    How to Thrive, Not Survive, The Holiday Season Financially & Emotionally with Dr. Jennifer Dragonette

    Emotional Balance Sheet with Paul Fenner

    Play Episode Listen Later Nov 20, 2025 51:40


    Are you trying to survive, or do you want to thrive this holiday season? I welcome back our resident psychologist, Dr. Jennifer Dragonette, to tackle the emotional whirlwind of the year-end holiday season. Both Dr. Jen and I felt it was time to reframe the usual "surviving the holidays" narrative. Instead of just getting through it, we talk about how you can actually enjoy and find meaning in this busy, sometimes stressful time. Together, we dig into four areas that create holiday pressure: financial strain, tricky family dynamics, the pain of losing a loved one, and dealing with career changes, especially job loss—all of which are heightened by the expectations we set for ourselves and others. Please enjoy my conversation with Dr. Jennifer Dragonette. Connect with Paul Contact Paul here or schedule a time to meet with Paul here. For resources discussed in this episode, visit tammacapital.com/podcast. Follow Paul on LinkedIn and YouTube. And feel free to email Paul at pfenner@tammacapital.com with any feedback, questions, or ideas for future guests and topics. Resources Featured in This Episode: Just Wait: Fuel for Financial and Emotional Anxiety Understanding and Managing Anxiety: Practical Steps for a Balanced Life Building Healthy Habits: Overcoming Fear and Anxiety Through Tiny Changes

    Money Girl's Quick and Dirty Tips for a Richer Life
    How to Build the Ultimate Financial Safety Net

    Money Girl's Quick and Dirty Tips for a Richer Life

    Play Episode Listen Later Nov 19, 2025 12:07


    976. Laura reviews financial safety nets that help you and your family survive and even thrive despite an unexpected hardship.  Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    HerMoney with Jean Chatzky
    Ep 502: Financial Caregiving 101: What You Need To Know Before You or Your Parent Gets Sick

    HerMoney with Jean Chatzky

    Play Episode Listen Later Nov 19, 2025 33:20


    When you're suddenly put in charge of an aging parent's finances, the emotional toll is heavy, and the financial fallout can be even heavier. In this episode, Jean Chatzky is joined by certified financial planner and MarketWatch columnist Beth Pinsker, author of My Mother's Money: A Guide to Financial Caregiving. Together, they unpack Beth's personal journey of managing her mother's finances through illness, surgery, and estate settlement. Even with decades of experience writing about money, Beth found herself caught off-guard by just how complicated — and expensive — caregiving can be without the right documents and conversations in place. What You'll Learn: The most overlooked (and affordable) legal documents everyone needs The difference between joint accounts, POA, and transfer-on-death How to prep for financial caregiving before a medical emergency The unexpected costs of not planning ahead — and how to avoid them How to be “the person who gets called” in a crisis — and what to ask in advance

    Be Wealthy & Smart
    Why is There an Unusually Strong Buyers Market in Real Estate?

    Be Wealthy & Smart

    Play Episode Listen Later Nov 19, 2025 6:27


    Discover why there is an unusually strong buyer's market in real estate. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)