Podcasts about financial

Most owners work hard for money—few learn to make the tax code work hard for them. In this episode of Sharkpreneur, Seth Greene interviews Catrina M. Craft, a tax strategist and accountant who's advised business owners and previously learned elite tax strategy working with the wealthiest 2% of Americans. Creator of the CRAFT Money Map framework, Catrina specializes in turning reactive “tax season” chaos into proactive, year-round wealth strategy. She breaks down the KPIs that actually drive profitability, the entity and election decisions that matter, and timely plays like bonus depreciation, §179, and QBI that can free up cash to grow.   Key Takeaways: → Proactive vs. reactive taxes: what changes when strategy starts before year-end. → The five KPIs that matter: cash flow, profitability, A/R & A/P, LTV, and CAC—plus how to dashboard them. → The C.R.A.F.T. Money Map: Cash flow, Retirement, Asset management/protection, Financial freedom, and Tax strategies. → Entity structure ≠ paperwork: why LLC + the right tax election (S/C/partnership/sole prop) can swing your tax outcome. → When to hire a strategist: startup consults to avoid missteps; quarterly at ~$50k profit; monthly at ~$100k+.   Catrina M. Craft, CPA, CEO & Founder of Craft More Cash. "The tax code isn't fair — but that's your opportunity as a business owner.” This is the perspective Catrina Craft brings as the CPA and tax strategist behind some of the most profitable coaches, consultants, and creators in the industry. After climbing out of $100K in debt and losing 80% of her income overnight, she rebuilt her business by using the same advanced tax strategies and wealth-building tactics that the top 2% of the wealthiest rely on to protect and multiply their money. Now, she teaches her clients to do the same. Through her Craft Money MapTM system, she helps high-earning entrepreneurs cut taxes by 25% and boost profits by 20% — strategies most accountants won't even talk about. On the mic, Catrina pulls back the curtain on what the ultra-wealthy know: how proactive tax strategy lets you keep more, grow faster, and build real wealth. Listeners walk away with practical insights on entity structuring, overlooked deductions, and income planning that scales. Connect With Catrina: Website: https://www.catrinamcraft.com/ Instagram: https://www.instagram.com/catrinamcraft/ Facebook: https://www.facebook.com/catrinamcraft1/   Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 18, 2025 – Are record-high markets masking an affordability crisis in America's real economy? Join renowned strategist Michael Green, well-known author of the popular Yes, I Give a Fig newsletter as he reveals why the disconnect between...

MacroVoices Erik Townsend & Patrick Ceresna welcome, Robert Kahn. They will discuss all things geopolitics, from Tariffs to mid-term elections to the price of crude oil to who will be the next Fed chair https://bit.ly/4s9t21C  

Day 1,393.Today, as EU leaders meet to decide what – if anything – to do with frozen Russian assets, we examine just how consequential this moment could be for the bloc and for European security more broadly. We also analyse how Vladimir Putin has deliberately shifted his language to appeal to Donald Trump, and track another attack on a Russian oil tanker as Moscow's Black Sea Fleet appears to have blockaded itself inside Novorossiysk rather than risk further Ukrainian drone strikes.ContributorsDominic Nicholls (Associate Editor of Defence). @DomNicholls on X.Francis Dearnley (Executive Editor for Audio). @FrancisDearnley on X.Joe Barnes (Brussels Correspondent). @Barnes_Joe on X.SIGN UP TO THE ‘UKRAINE: THE LATEST' WEEKLY NEWSLETTER:http://telegraph.co.uk/ukrainenewsletter Each week, Dom Nicholls and Francis Dearnley answer your questions, provide recommended reading, and give exclusive analysis and behind-the-scenes insights – plus maps of the frontlines and diagrams of weapons to complement our daily reporting. It's free for everyone, including non-subscribers.CONTENT REFERENCED:Putin: European leaders are ‘pigs' who will be replaced (The Telegraph):https://www.telegraph.co.uk/world-news/2025/12/17/putin-european-leaders-are-pigs-who-will-be-replaced/ Zelensky's race against time to plug £48bn war black hole (The Telegraph):https://www.telegraph.co.uk/world-news/2025/12/18/the-budget-black-hole-that-threatens-the-future-of-ukraine/ How Putin's favourite pop star became ‘most hated woman in Russia' (The Telegraph):https://www.telegraph.co.uk/world-news/2025/12/16/putins-favourite-pop-star-most-hated-woman-russia/ LISTEN TO THIS PODCAST IN NEW LANGUAGES:The Telegraph has launched translated versions of Ukraine: The Latest in Ukrainian and Russian, making its reporting accessible to audiences on both sides of the battle lines and across the wider region, including Central Asia and the Caucasus. Just search Україна: Останні Новини (Ukr) and Украина: Последние Новости (Ru) on your on your preferred podcast app to find them. Listen here: https://linktr.ee/ukrainethelatestSubscribe: telegraph.co.uk/ukrainethelatestEmail: ukrainepod@telegraph.co.uk Hosted on Acast. See acast.com/privacy for more information.

This epsiode is brought ot you by Quickbooks, Audible and Caldera Lab. What if the most important financial decision you ever make has nothing to do with investing, real estate, or your career—but who you choose as your partner? In this powerful episode of Ever Forward Radio, Chase sits down with attorney, financial expert, and author Pattie Ehsaie for a no-nonsense conversation about money, power, relationships, and financial independence—especially for women. Pattie breaks down why "never falling in love with potential" isn't cold, it's practical; why money remains the number one cause of relationship failure; and how financial independence is not about greed, but freedom. Drawing from her own journey as an immigrant, lawyer, and self-made financial authority, Pattie shares hard truths about hustle, mindset, modern dating dynamics, the "lonely male epidemic," stealth wealth, prenups, and why owning your financial future is the ultimate form of personal sovereignty. Follow Pattie @duchessofdecorum Follow Chase @chase_chewning ----- 00:00 – Why Your Partner Is Your Biggest Financial Decision 01:35 – Meet Pattie Ehsaie & Her Core Philosophy on Money and Power 02:04 – "Never Fall in Love With Potential" Explained 04:10 – Dating a Broke Mindset vs a Broke Bank Account 04:56 – When You Support a Man, You Become His Mother 07:00 – Financial Red Flags Most Women Ignore 11:10 – The Money Talk: Credit Scores, Savings & Debt 12:09 – Why Money Is the #1 Reason Relationships Fail 13:33 – Why Men Fake Wealth (And Women Don't) 18:15 – What Happens When the Provider Loses Everything 23:20 – Why Financial Independence = Power 25:10 – Women Out-Earning Men & the "Lonely Male Epidemic" 29:18 – What's Wrong with Andrew Tate's Money Narrative 31:48 – How to Be a "Rich B*tch": The 5-Account System 36:28 – Why Starting to Invest Late Costs You Hundreds of Thousands 38:16 – Hustle vs a Broke Mindset 41:27 – Prenups, Assets & Protecting Your Future 42:53 – Women Who Did Money Right (Oprah, Taylor Swift) 44:36 – Fake Rich vs Real Rich (Why Housewives Go Broke) 50:13 – Pattie's Immigrant Story & Relentless Work Ethic 55:38 – Ever Forward ----- Episode resources: Get 30% off six months of Quickbooks 20% off men's skincare and haircare with code EVERFORWARD at Caldera Lab FREE 1-month trial of Audible Watch and subscribe on YouTube

In this episode, Brett Winton and Lorenzo sit down with Carlos Domingo, CEO and co-founder of Securitize, to explore how blockchain infrastructure is transforming capital markets. As a pioneer in the tokenization space, Carlos unpacks what it means to issue native securities—like stocks, bonds, and credit funds—on chain and why the modernization of legacy financial systems is long overdue. Carlos details Securitize's role as a registered transfer agent and broker-dealer, their regulatory journey with the Securities and Exchange Commission (SEC), and why native tokenization (not synthetic derivatives) is essential for future growth. They discuss the promise of 24/7 trading, peer-to-peer transfers, composability with decentralized finance (DeFi) protocols, and the global democratization of financial access—especially in markets underserved by traditional systems. The episode also dives into the tension between blockchain-native systems and financial incumbents, the logic behind Securitize's decision to go public via a special purpose acquisition company (SPAC), and the asset classes best suited for tokenization—from treasuries to public equities and beyond.Key Points From This Episode:(00:00:00) Why capital markets need a blockchain-based ledger upgrade(00:05:46) How tokenization improves global accessibility and financial user experience(00:07:35) Real-world examples: Tokenized treasury and credit funds(00:10:29) Understanding how ownership works: DTCC, transfer agents, and blockchain(00:17:08) Global appetite for tokenized stocks, following stablecoin adoption(00:18:24) Tokenizing private equity and venture capital for broader access(00:25:34) How Securitize tokenizes assets the right way—with issuer involvement(00:28:55) Regulatory clarity accelerates tokenization adoption(00:30:08) Open blockchain infrastructure unlocks composability and innovation(00:35:50) Where Securitize fits in the capital markets stack(00:37:13) Projecting tokenized assets: From $4.6B to $200B assets under management (AUM)(00:39:46) Why Securitize stays blockchain-agnostic despite protocol growth

In this conversation, William Norvell discusses the vital connection between physical fitness and mental health, emphasizing that both should be viewed as a spectrum rather than a binary state. He argues that just as one maintains physical health through consistent effort, mental health also requires ongoing attention and care. This perspective challenges traditional views that categorize mental health as simply healthy or unhealthy, advocating for a more nuanced understanding of mental wellness. Ultimate Show Notes: 00:00:00 - Introduction to Capital Hacking and Guest William Norvell 00:02:40 - William Norvell's Background and Journey 00:05:27 - The Concept of Mental Fitness vs. Mental Health 00:10:00 - The Origin Story of Forte and Its Mission 00:12:57 - The Importance of Having a Support System 00:16:25 - Overview of Forte's Services and Economic Model 00:22:12 - Insights from William's Experience in Sharia-Compliant Finance 00:25:24 - The Founding of Faith Driven Entrepreneur and Its Impact 00:30:00 - Future Vision for Forte and Closing Remarks  Connect with William: Forte https://www.linkedin.com/in/wnorvell/ Learn More About Accountable Equity: Visit Us: http://www.accountableequity.com/  Access eBook: https://accountableequity.com/case-study/#register  Turn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger. LinkedinFacebookInstagramApple PodcastSpotify

In this episode, Alan Condon, Editor in Chief at Becker's Healthcare, breaks down key healthcare financial stories including a closely watched Indiana hospital merger, evolving antitrust dynamics, and accelerating consolidation. He also discusses strong performance from major for profit systems like HCA and Tenet Health as outpatient growth and portfolio transformation reshape the sector.

Jeffrey Epstein's entry into Bear Stearns in the mid-1970s was unusual from the start, as he was hired despite lacking a college degree and having misrepresented his academic background. He began in a junior role but quickly moved into advising wealthy clients and was eventually made a limited partner, a rise aided more by internal relationships than traditional qualifications. Concerns about his behavior and credibility circulated within the firm, and his tenure ended after roughly five years amid regulatory scrutiny. The firm never publicly explained the precise circumstances of his departure, leaving lingering questions about how and why he was allowed to advance as far as he did.After leaving Bear Stearns, Epstein repeatedly leveraged his association with the firm as a badge of legitimacy, using it to portray himself as a seasoned Wall Street insider. Contacts from that period helped him attract ultra-wealthy clients and establish himself as a private money manager operating largely outside public view. The Bear Stearns connection became central to the financial identity he cultivated, providing credibility and access that far exceeded the scope and substance of his actual work there. That early Wall Street pedigree helped open doors that would later prove critical to the scale of his wealth, influence, and reach.to contact me:bobbycapucci@protonmail.com

For a lot of truckers, you can make great money hauling loads across the country, but it comes with a catch: the wheels have to keep turning for the money to keep coming in.  There's no automatic runway to financial freedom, no built-in exit strategy, just the quiet expectation that you'll drive until your body says you can't. And the obvious alternatives like owning trucks, hiring drivers, scaling through fleet operations aren't as simple or as stable as they sound.  Most truckers end up in a loop that looks a lot like the rest of America's financial reality: you earn, you spend, you start over. The numbers change, but the pattern doesn't. That's where infinite banking enters the conversation, not as a magic button, but as a system that gives truckers a way to make their money work even when they're not on the road.  But here's the part most people miss: Infinite banking only works if you do. Because there's a trap almost everyone falls into. You pay off your debts, you free up all that cash flow… and then you let it drift back into a traditional bank account, where it gets spent, swallowed, or forgotten.  And this same pattern shows up in another overlooked area of trucking: health. The lifestyle is notoriously hard on the body: long hours sitting, fast food at every stop, poor sleep, and constant stress. It's easy to wake up one day and realize your finances aren't the only thing stuck in a loop you never intended to be in. In this episode, I'm joined by Dexter Holiday, a longtime trucker who set out to rewrite both his financial and health trajectory. We explore what it looks like to step out of the financial and health cycles of trucking.  We unpack the strategy, the mistakes, the course corrections, and the mindset shifts required to make it all work in real life.   Things You'll Learn In This Episode  Infinite Banking only works if you doMost people succeed in paying off debt but fail to recapture the payments and lose thousands in the process. How do you start thinking and acting like the bank? Debt freedom isn't the goal; debt management is Dexter cleared his debts, then unknowingly recreated them because the old habits were still in place. How do you stop yourself from sliding back into the same financial patterns you're trying to escape? Discipline creates wealth and health The same mindset that made Dexter financially stable helped him reverse diabetes, transform his energy, and rebuild his body. Why do money problems and health problems stem from the same root behaviors, and how do you change them? Fasting can undo what the road does to your body Trucking beats up your health, long hours sitting, constant snacking, and limited food options. How did fasting give Dexter's body the break it needed to repair itself and reverse the damage?   About the Guest Dexter Holiday is a longtime trucker who has spent years navigating the financial and physical demands of life on the road. After realizing the trucking industry offers income but not freedom, he began searching for a way to break the cycle of "earn, spend, reset." His journey through infinite banking, financial mistakes, course corrections, and eventually dramatic improvements in his health has made him a powerful example of what's possible when you commit to discipline, learning, and change. To learn more about the products that helped Dexter change his health, visit https://ufeelgreat.com/c/AKL589.    About Your Host From pro-snowboarder to money mogul, Chris Naugle has dedicated his life to being America's #1 Money Mentor with a core belief that success is built not by the resources you have, but by how resourceful you can be. Chris has built and owned 19 companies, with his businesses being featured in Forbes, ABC, House Hunters, and his very own HGTV pilot in 2018. He is the founder of The Money School™ and Money Mentor for The Money Multiplier. His success also includes managing tens of millions of dollars in assets in the financial services and advisory industry and in real estate transactions. As an innovator and visionary in wealth-building and real estate, he empowers entrepreneurs, business owners, and real estate investors with the knowledge of how money works. Chris is also a nationally recognized speaker, author, and podcast host. He has spoken to and taught over ten thousand Americans, delivering the financial knowledge that fuels lasting freedom.

Debt is a very powerful tool, and often we are socialized to believe that debt is bad and being debt-free is good, and that's actually not true.In this episode, I'm sharing the difference between wealthy debt and broke debt, why the world's largest companies almost always have debt on their balance sheets, and how debt can either accelerate your growth or become a huge downfall if you don't know how to use it properly.Tune in to learn:Why debt itself isn't bad, and why being debt-free isn't always betterThe difference between how wealthy people and broke people think about debtHow debt can be used to create future growth, or rob your future selfThe few things you must understand to use debt powerfully, especially during high-spend seasons

I'm wrestling with a question that's been on my mind lately: Have we given money a job it simply can't do? There is a complicated relationship between money and our emotions, and how we sometimes hope numbers and bank balances will take away our fear or anxiety, even though those are emotions, not equations. Inspired by Carl Richards' book "Your Money," I talk about how our financial lives and our feelings are tangled together, especially for those of us in the thick of parenting, where there's never really an "off season." With insights from thought leaders like Morgan Housel, I explore the challenge of defining your goals and finding what "enough" really means, even as the goalposts keep moving. If you've ever wondered why having more money doesn't quite silence your worries or how your money beliefs shape your life, you're not alone. Connect with Paul Contact Paul here or schedule a time to meet with Paul here. For resources discussed in this episode, visit tammacapital.com/podcast. Follow Paul on LinkedIn and YouTube. And feel free to email Paul at pfenner@tammacapital.com with any feedback, questions, or ideas for future guests and topics. Resources Featured in This Episode: Just Wait: Fuel for Financial and Emotional Anxiety Understanding and Managing Anxiety: Practical Steps for a Balanced Life Building Healthy Habits: Overcoming Fear and Anxiety Through Tiny Changes

Financial institutions are rethinking loyalty at a critical moment. Credit card spending sits at record highs, but economic uncertainty looms. For banks aiming to stay relevant, loyalty can no longer be an afterthought – it needs to be embedded into every customer experience from the start. At FIS's Emerald 2025 conference in Orlando, Mladen Vladic, general manager of loyalty services at FIS, sat down to discuss how the loyalty industry is evolving beyond traditional card-based rewards. His central argument: Financial institutions need to shift from chasing share of wallet to capturing share of mind first.

Jeffrey Epstein's crimes were global in scope, not confined to Palm Beach, Manhattan, or any single jurisdiction, despite early efforts to frame them as isolated local misconduct. Evidence from survivor testimony, flight records, property logs, and court filings shows a transnational pattern of abuse that spanned the United States, the Caribbean, Europe, and beyond. Epstein maintained residences in Florida, New York, New Mexico, the U.S. Virgin Islands, and Paris, each functioning as part of a broader infrastructure that enabled the recruitment, transport, and exploitation of underage girls. Victims described being trafficked across state and national lines, sometimes flown on private aircraft to meet Epstein and his associates, a hallmark of organized sex trafficking rather than opportunistic abuse.What makes the global nature of Epstein's crimes especially damning is how consistently institutions failed—or refused—to respond across borders. Financial systems moved money without meaningful scrutiny, immigration and customs processes posed no obstacle, and law enforcement agencies treated jurisdictional complexity as an excuse for inaction rather than a trigger for coordination. Epstein exploited the seams between countries, legal systems, and regulatory bodies, operating in spaces where accountability dissolved. The result was a decades-long international abuse network that thrived precisely because it was global, allowing Epstein to evade consequences while victims were silenced, displaced, and left without any single authority willing to claim responsibility for stopping him.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

Financial planning can feel stressful for any parent. When it comes to saving for your child's future, knowing your options helps make informed decisions. And teaching your kid healthy money habits can be part of the process. - Տնտեսական ծրագրումը կրնայ ճնշող զգացում մը ձգել իւրաքանչիւր ծնողքի վրայ: Բայց երբ խօսքը կը վերաբերի զաւակի ապագային համար գումար խնայելուն, ընտրանքները գիտնալը կ'օգնէ որ ծնողքներ ճիշտ որոշումներ կայացնեն: Իսկ զաւակին դրամի առողջ սովորութիւններ սորվեցնելը կրնայ մաս կազմել այս ընթացքին:

In this Ask Me Anything episode, Ryan Michler and Kipp Sorensen tackle the number one issue facing men today: money. From scarcity mindset and debt to retirement planning, investing, and raising financially responsible kids, the conversation blends practical financial wisdom with deeper insights on discipline, self-belief, and values.  Ryan breaks down Dave Ramsey's baby steps, explains Roth vs. traditional IRAs, challenges popular budgeting rules, and shares how to instill abundance thinking in your family. A must-listen for men looking to build wealth without losing perspective. SHOW HIGHLIGHTS 00:00 Financial stress and the current economy 03:46 Physical baseline and discipline 08:59 Scarcity vs. abundance mindset 19:23 Dave Ramsey's seven baby steps 26:01 Roth IRA vs. traditional IRA 34:45 The 50-30-20 budgeting rule 37:29 Building wealth in an underpaid career 45:08 Teaching kids financial discipline 56:18 Iron Council and end-of-year call to action Battle Planners: Pick yours up today! Order Ryan's new book, The Masculinity Manifesto. For more information on the Iron Council brotherhood. Want maximum health, wealth, relationships, and abundance in your life? Sign up for our free course, 30 Days to Battle Ready

Join the community built to help you master your money, stay accountable, and reach financial freedom.

Discover how to invest in SpaceX ahead of IPO. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50%here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.) ncial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50%here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)

Market Declines, Fed Policy, and Strategic Dividend Investing - Dividend Cafe Update In this episode of Dividend Cafe, Brian Szytel discusses the recent downturn in the stock market, particularly in AI-related stocks and cryptocurrencies. Financial volatility and credit default swaps in major names are highlighted. Szytel also reviews ongoing discussions about the next Federal Reserve chair and the implications of potential rate cuts and balance sheet actions. He provides insights on dividend investing strategy, emphasizing yield sustainability and growth. Upcoming economic data releases are previewed, including initial claims, November CPI, December Philly Fed manufacturing, consumer sentiment, and existing home sales. 00:00 Introduction and Market Overview 00:21 AI and Cryptocurrency Market Trends 01:12 Federal Reserve and Economic Policies 03:27 Impact of Rate Cuts and Economic Stimulus 05:04 Dividend Income Strategies 06:59 Upcoming Economic Data and Conclusion Links mentioned in this episode: DividendCafe.com TheBahnsenGroup.com

Jason presented upcoming investment opportunities, particularly focusing on co-living properties and Empowered Investor Live events, while emphasizing the urgent need for housing solutions and providing contact information for investment counselors. He discussed Redfin's market predictions, including trends in mortgage rates, affordability, and home sales, while examining the impact of quantitative easing on credit availability and interest rates. The discussion concluded with an analysis of apartment rental trends, household changes, and regional variations in real estate markets, along with the potential for remodeling and policy responses to the affordability crisis. Market predictions: https://www.redfin.com/news/housing-market-predictions-2026/   Jason then interviews Aman Verjee, author of "A Brief History of Financial Bubbles," to discuss historical market bubbles and their relevance to current financial conditions. They examine various historical examples including the Tulip bubble, South Sea and Mississippi Company bubbles, and explore how government involvement and monetary policies have influenced these events. The discussion concludes with insights about modern market valuations, particularly regarding AI stocks, and Aman encourages listeners to learn from historical bubbles through his website. https://empoweredinvestor.com/ Connect with investment counselor today! (714) 820-4200 Ext. 2 or check out these amazing products https://www.jasonhartman.com/properties/ #CoLivingInvestment #RealEstateInvesting #CashFlowProperties #FinancialBubbles #QEIsBack #QuantitativeEasing #EasyMoney #MortgageRates #HousingAffordability #RedFinPredictions #InvestmentOpportunities #WorkingPoorCrisis #IncredibleROI #PropertyMarket #WagesOutpacingHousing #CreditAvailability #MultiDimensionalAsset #RealEstatePrices #RentGrowth #SingleFamilyMarket #ReshapingHouseholds #MoreRoommates #RefiAndRemodel #LockInEffect #RemodelingBoom #AIinRealEstate #GoodInventory #UnintendedConsequences #HomeSalesVolume #EmpoweredInvestor Key Takeaways: Jason's editorial 1:21 Big Opportunities in 2026 3:44 Housing predictions 2026    Aman Verjee interview 18:02 What is a bubble 20:52 Two companies, two countries 25:39 Government involvement and bubble 28:42 Dot.com and the LCTM 33:37 The Great Recession 35:11 Where are we now  39:50 https://www.bigbubbletrouble.com   Transcript HERE   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

Every advisor is looking back at the year — what worked, what didn't, and what's worth carrying into 2026. So I pulled the analytics, reviewed the conversations, and rounded up the five moments that advisors like you rewatched the most.Each clip reveals something different: how to build real structure inside your firm, how to scale yourself out of the bottleneck, how to create a compelling workshop experience, how to master your message, and how elite performers think about growth.If you want a quick way to reset your focus, sharpen how you lead, and build more freedom into your business next year, this episode will give you the clearest lessons from across the show in 2025. These are the ideas advisors trusted the most — and they can help you tighten your model, strengthen your team, and build a business that runs without burning you out.3 of the biggest insights from the episode…1.) Structure Is a Growth Multiplier, Not a Corporate ExerciseYour business can only scale as quickly as your structure allows. Ladders, levels, delegated authority, and consistent titles aren't bureaucracy — they're clarity. And clarity is what frees a founder from becoming the bottleneck.2.) You Can Duplicate Yourself Faster Than You ThinkWhether it's sales or marketing, the advisors who scale the fastest stop relying on personality and start relying on process. When you systematize your approach, you unlock the ability to build a team that produces without you.3.) Mastery Comes from Focus, Not Doing MoreJordan. Kobe. Elite advisors. The common thread? They ignore the noise and obsess over the few skills that drive 80–90% of results. Growth isn't adding more, it's deleting what no longer serves the next level.SHOW NOTEShttps://bradleyjohnson.com/147FOLLOW BRAD JOHNSON ON SOCIALXInstagramLinkedInFOLLOW DBDL ON SOCIAL:YouTubeTwitterInstagramLinkedInFacebookDISCLOSURE DBDL podcast episode conversations are intended to provide financial advisors with ideas, strategies, concepts and tools that could be incorporated into their business and their life. No statements made in the episode are offered as, and shall not constitute financial, investment, tax or legal advice. Financial professionals are responsible for ensuring implementation of anything discussed related to business is done so in accordance with any and all regulatory, compliance responsibilities and obligations. The Triad member statements reflect their own experience which may not be representative of all Triad Member experiences, and their appearances were not paid for. Triad Wealth Partners, LLC is an SEC Registered Investment Adviser. Please visit Triadwealthpartners.com for more information. Triad Wealth Partners, LLC and Triad Partners, LLC are affiliated companies. TP 12254981392See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In 1983, Stanislav Petrov, a Soviet lieutenant colonel, sat in a bunker watching a red screen flash “MISSILE LAUNCH.” Protocol demanded he report it to superiors, which would very likely trigger a retaliatory nuclear strike. Petrov didn't. He reasoned that if the US were actually attacking, they wouldn't fire just 5 missiles — they'd empty the silos. He bet the fate of the world on a hunch that his machine was broken. He was right.Paul Scharre, the former Army Ranger who led the Pentagon team that wrote the US military's first policy on autonomous weapons, has a question: What would an AI have done in Petrov's shoes? Would an AI system have been flexible and wise enough to make the same judgement? Or would it immediately launch a counterattack?Paul joins host Luisa Rodriguez to explain why we are hurtling toward a “battlefield singularity” — a tipping point where AI increasingly replaces humans in much of the military, changing the way war is fought with speed and complexity that outpaces humans' ability to keep up.Links to learn more, video, and full transcript: https://80k.info/psMilitaries don't necessarily want to take humans out of the loop. But Paul argues that the competitive pressure of warfare creates a “use it or lose it” dynamic. As former Deputy Secretary of Defense Bob Work put it: “If our competitors go to Terminators, and their decisions are bad, but they're faster, how would we respond?”Once that line is crossed, Paul warns we might enter an era of “flash wars” — conflicts that spiral out of control as quickly and inexplicably as a flash crash in the stock market, with no way for humans to call a timeout.In this episode, Paul and Luisa dissect what this future looks like:Swarming warfare: Why the future isn't just better drones, but thousands of cheap, autonomous agents coordinating like a hive mind to overwhelm defences.The Gatling gun cautionary tale: The inventor of the Gatling gun thought automating fire would reduce the number of soldiers needed, saving lives. Instead, it made war significantly deadlier. Paul argues AI automation could do the same, increasing lethality rather than creating “bloodless” robot wars.The cyber frontier: While robots have physical limits, Paul argues cyberwarfare is already at the point where AI can act faster than human defenders, leading to intelligent malware that evolves and adapts like a biological virus.The US-China “adoption race”: Paul rejects the idea that the US and China are in a spending arms race (AI is barely 1% of the DoD budget). Instead, it's a race of organisational adoption — one where the US has massive advantages in talent and chips, but struggles with bureaucratic inertia that might not be a problem for an autocratic country.Paul also shares a personal story from his time as a sniper in Afghanistan — watching a potential target through his scope — that fundamentally shaped his view on why human judgement, with all its flaws, is the only thing keeping war from losing its humanity entirely.This episode was recorded on October 23-24, 2025.Chapters:Cold open (00:00:00)Who's Paul Scharre? (00:00:46)How will AI and automation transform the nature of war? (00:01:17)Why would militaries take humans out of the loop? (00:12:22)AI in nuclear command, control, and communications (00:18:50)Nuclear stability and deterrence (00:36:10)What to expect over the next few decades (00:46:21)Financial and human costs of future “hyperwar” scenarios (00:50:42)AI warfare and the balance of power (01:06:37)Barriers to getting to automated war (01:11:08)Failure modes of autonomous weapons systems (01:16:28)Could autonomous weapons systems actually make us safer? (01:29:36)Is Paul overall optimistic or pessimistic about increasing automation in the military? (01:35:23)Paul's takes on AGI's transformative potential and whether natsec people buy it (01:37:42)Cyberwarfare (01:46:55)US-China balance of power and surveillance with AI (02:02:49)Policy and governance that could make us safer (02:29:11)How Paul's experience in the Army informed his feelings on military automation (02:41:09)Video and audio editing: Dominic Armstrong, Milo McGuire, Luke Monsour, and Simon MonsourMusic: CORBITCoordination, transcripts, and web: Katy Moore

Dec 16, 2025 – FS Insider sits down with Jeff Christian of CPM Group, one of the industry's most respected and accurate precious metals and commodity analysts, for a comprehensive outlook on the metals markets—especially in light of silver...

Most people talk about wanting an extraordinary life. However, very few are willing to live extraordinarily different to earn it. That gap is what this episode is about. Austin Zaback built what most people chase for decades before the age of 30. Over $3 billion in real estate sold. Twelve companies founded. Hundreds of employees. A national real estate team spanning multiple states. None of it came from luck. It came from obsession. In this conversation, we unpack what it actually means to be obsessed in your 20s and why that season of life is the greatest window most people waste. Austin shares the sacrifices, intensity, and relentless standards that allowed him to build trust, authority, and momentum while most people his age were still figuring things out. We talk about how he earned credibility as “the young guy” in rooms full of older, more experienced players, why mastery and work ethic still beat shortcuts, and how becoming impossible to ignore in your market changes everything. Austin breaks down why obsession is not about burnout or hype, but about commitment, clarity, and eliminating distractions long enough to build something real. This episode also challenges the idea of balance. We explore the difference between grinding aimlessly and building with intention, how Austin thinks about family, business, and long-term fulfillment, and why efficiency in your 30s is earned through intensity in your 20s. If you are early in your journey, this episode shows you the standard required to separate from the pack. If you are further along, it will force you to ask whether you are still playing at the level your goals demand. This is not motivation. It is a reality check. We hope you enjoy it! Book your call with Neo Home Loanshttps://www.neoentrepreneurhomeloans.com/wealthjuice/ Book your mentorship discovery call with Cory RESOURCES

In this post show, I bring in his best friend who came down with him, and we go into *EVERYTHING* - his friend has tried to help him, but he won't do sh*t... It's so frustrating. Watch here: ➡️ https://bit.ly/chpostshow

Have you ever found yourself helping a loved one through a confusing medical situation and thought, "I wish I could do this full-time"? You're not alone. Many physicians are naturally drawn to patient advocacy and navigation, even if they don't yet realize it has a name or a career path. In this episode, I'm joined by Dr. Angie Ingraham, a former trauma surgeon and critical care physician who made a powerful career transition after her father's diagnosis with glioblastoma. Experiencing the healthcare system from the other side opened her eyes to the gaps patients and families face. That journey led her to launch True North Patient Advocates, where she now supports others through complex medical situations with clarity and compassion. Whether you've thought about becoming a patient advocate and navigator — or are simply curious about what this work actually involves — Angie shares the real-life steps she took to create a fulfilling and sustainable new path.   In this episode we're talking about: How a personal family crisis led Dr. Ingraham to explore patient navigation The surprising barriers patients face, even with medical connections What professional patient advocates and navigators actually do and how physicians are uniquely qualified How she built her business without formal business training The variety of clients and services in her day-to-day work Financial considerations and typical rates for advocates Steps you can take to explore this path for yourself You can find the show notes for this episode and more information by clicking here: www.doctorscrossing.com/episode236 Links for this episode: Dr. Angie Ingram — True North Patient Advocates Greater National Advocates Directory Alliance of Professional Health Advocates - Offers a Boot Camp and 100-day program for business startup Health Advocate X Patient Advocate Certification Board National Association of Healthcare Advocacy Work Episode #68: Being a Patient Advocate is a Real Option Episode #156: How To Start A Side Gig Or Business As A Patient Navigator  

Are you a financial advisor struggling to break through the growth ceiling? Learn how to overcome key obstacles and unlock the path to scaling your practice to new heights.   In this episode of the Registered Investment Advisor Podcast, Seth Greene interviews Dr. Jon Randall, PhD., Founder & Leader of XFA.COACH, who helps financial advisors scale their practices faster and smarter by addressing the hidden bottlenecks holding them back. With over 21 years of consulting experience, Jon has worked with some of the fastest-growing financial practices, helping them optimize client relationships, scale their teams, and boost profitability. In this episode, he reveals how to break free from capacity constraints and implement the right mindset for explosive growth.   Key Takeaways: → How you must fix all foundational issues before trying to grow your practice. → Why many advisors face productivity issues. → How advisors need to raise their floor by working with clients that bring in higher revenue per account. → Why many advisors hit a growth ceiling at around $1 million in revenue. → How maximizing the profitability of current clients is the key to unlocking additional revenue.   Dr. Jon Randall has been coaching and consulting the fastest growing financial advisors in the industry since 2004. As a transformational leader, he is passionate about making a positive difference in the industry and has received numerous awards, including Outstanding Leader and Consultant of the Year, and is ranked the #1 Consultant for firms that track results. The average production of practices Jon works with has exceeded $5 million. He is a sought-after national presenter at financial service conferences and published author; his book titled The Extraordinary Financial Advisor Practice. Prior to coaching, Jon was a seasoned financial advisor where he learned the ins and outs of the industry. Jon holds a Doctorate in Performance Psychology and currently resides in Greenville, North Carolina with his wife Kathleen and their two sons, James and William.   Connect With Jon:   Website: https://www.xfa.coach/ Instagram: https://www.instagram.com/xfa.coach Facebook: https://www.facebook.com/XFA.COACH LinkedIn: https://www.linkedin.com/company/xfa-coach/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Jeffrey Epstein's entry into Bear Stearns in the mid-1970s was unusual from the start, as he was hired despite lacking a college degree and having misrepresented his academic background. He began in a junior role but quickly moved into advising wealthy clients and was eventually made a limited partner, a rise aided more by internal relationships than traditional qualifications. Concerns about his behavior and credibility circulated within the firm, and his tenure ended after roughly five years amid regulatory scrutiny. The firm never publicly explained the precise circumstances of his departure, leaving lingering questions about how and why he was allowed to advance as far as he did.After leaving Bear Stearns, Epstein repeatedly leveraged his association with the firm as a badge of legitimacy, using it to portray himself as a seasoned Wall Street insider. Contacts from that period helped him attract ultra-wealthy clients and establish himself as a private money manager operating largely outside public view. The Bear Stearns connection became central to the financial identity he cultivated, providing credibility and access that far exceeded the scope and substance of his actual work there. That early Wall Street pedigree helped open doors that would later prove critical to the scale of his wealth, influence, and reach.to contact me:bobbycapucci@protonmail.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.

“To grow to an 8-figure business, you have to fire yourself – let go of doing all of the things that you think you have to do as the founder, as the advisor, and really let go so you can step into this visionary leadership role that most founders want to be in.” Julia Carlson In this conversation, Julia Carlson shares how she grew her practice from scratch, building a dynamic team and eventually stepping into a visionary leadership role (yes, “firing herself” in the process).  You'll hear about her dedication to helping both retirees and entrepreneurs, her passion for holistic financial planning, and her mission to inspire 1,000 entrepreneurs to each give $1 million to causes they care about, ultimately creating a $1 billion movement for good. Whether you're looking for insights on scaling a business, creating meaningful differentiation, building a powerful team culture, or simply finding happiness and balance as an advisor, you'll find Julia brings both practical strategies and a refreshingly authentic perspective.  Bill and Julia Discuss: How leaders shift from rugged self-reliance to collaborative leadership as their firm scales. How her Retirement Readiness Checklist becomes a magnet for her Right-Fit Clients. The power of serving both pre-retirees and business owners and how this dual focus fuels deeper relationships. Why Julia chose organic growth over acquisitions and what that has meant for her firm's culture, trust, and scalability. The impact of embedding generosity into a business model and how the $1 Billion for Good movement inspires teams and clients alike. Why modern advisors must blend investment + insurance + planning into one holistic approach. Sponsor: EPISODE SPONSOR: Oberle Risk Strategies www.Oberle-Risk.com/private-client   Connect With Julia Carlson LinkedIn: https://www.linkedin.com/in/thejuliacarlson/  Website:  https://www.thejuliacarlson.com/  Writers Island: https://www.writersislandtv.com/julia_carlson Resources:  RapidFire Referrals Get a copy of “The Language of Referrals” Get a copy of “Radical Relevance” Grab your copy of The Hidden Heist today! Find Mitch Anthony's books here! Connect With Bill Cates: BillCates@referralcoach.com Referral Coach Homepage Hire Bill for Coaching Enroll in The Cates Academy About Tessa Santarpia:     Julia Carlson is the Founder and CEO of Financial Freedom Wealth Management Group, a nationally recognized firm ranked in the top 1% of the industry. An entrepreneur, speaker, author, and educator, Julia has become a respected thought leader on tax-efficient retirement strategies, distribution planning, and exit planning for business owners. She launched her firm at the turn of the century and has since built a reputation for exceptional client service and visionary leadership. Julia is the author of Money Loves You and has a new book forthcoming in February 2026: Let's Get You Fired – How Entrepreneurs Scale to 8 Figures by Letting Go and Leading with Vision. Through her coaching and guidance, she helps entrepreneurs grow beyond the hustle, build companies that thrive without their constant presence, and create a legacy of generosity. Her bold mission: help 1,000 entrepreneurs scale to 8 figures and give $1 million each to causes they care about—fueling a $1 billion movement for good. A frequent voice in the media, Julia has been interviewed by Barron's, Forbes, Financial Advisor Magazine, MSN, Reuters, InvestmentNews, USA Today, Yahoo! Finance, and Nasdaq. She has been named an InvestmentNews Women to Watch honoree, and a multi-year Forbes Top Women Wealth Advisor. She works from the firm's office in the beautiful coastal community of Newport, Oregon, where she lives with her husband and their three children.

Jennifer Giannini brings more than 30 years of experience leading independent audit engagements for corporate clients across a wide range of industries. Throughout her career, she has developed deep expertise in employee benefit plan audits, making this a primary focus area. After many years of working at Baker Tilly, a national CPA firm, Jennifer recently joined LJB CPA to lead the firm's audit practice. Passionate about building strong client relationships, Jennifer returned to a smaller firm to work more closely with clients and deliver a personalized, value-added experience. Her experience at both mid-sized and national firms gives her a unique ability to tailor services to meet each client's specific needs and complexities. In her years of auditing employee benefit plans, she has pretty much seen just about everything- and enjoys helping plan sponsors navigate the tough issues that keep them up at night. In this episode, Eric and Jennifer Giannini discuss:Protecting participants through disciplined plan auditsMaking audit readiness a year-round responsibilityOwning fiduciary controls that cannot be outsourcedAvoiding costly errors through informed governanceKey Takeaways:Plan audits protect participant assets and confirm the plan follows its governing documents. They ensure contributions, matches, distributions, and eligibility are applied consistently. They also help identify fraud or embezzlement risks early.Audits run smoothly when preparation happens throughout the year. Developing processes that represent a living checklist keeps documentation complete. Retaining internal records prevents gaps that auditors will flag.Some fiduciary duties remain with the plan sponsor at all times. Regular reconciliations and documented committee oversight demonstrate prudence. Simple tracking helps surface issues before they escalate.Operational errors often stem from payroll misalignment with plan terms. Early engagement with experienced ERISA auditors reduces surprises. Committees must weigh cost, complexity, and fiduciary risk together.“The early bird always gets the worm. The earlier you start that process with your auditor, the better.” - Jennifer GianniniConnect with Jennifer Giannini:Website: https://ljbcpa.com LinkedIn: linkedin.com/in/jennifer-giannini-875071a Connect with Eric Dyson: Website: https://90northllc.com/Phone: 940-248-4800Email: contact@90northllc.com LinkedIn: https://www.linkedin.com/in/401kguy/ The information and content of this podcast are general in nature and are provided solely for educational and informational purposes. It is believed to be accurate and reliable as of the posting date, but may be subject to change.It is not intended to provide a specific recommendation for any type of product or service discussed in this presentation or to provide any warranties, investment advice, financial advice, tax, plan design, or legal advice (unless otherwise specifically indicated). Please consult your own independent advisor as to any investment, tax, or legal statements made.The specific facts and circumstances of all qualified plans can vary, and the information contained in this podcast may or may not apply to your individual circumstances or to your plan or client plan-specific circumstances.

Episode OverviewIn this episode of The Academy Presents Real Estate Investing Rocks, host Angel welcomes Stuart Berryhill for a powerful conversation on financial literacy, mindset, and getting started in real estate investing. Stuart shares his journey from being a high school teacher and basketball coach to building a growing real estate portfolio and launching the Money Vision U podcast.Together, they break down the basics of financial freedom, explain why real estate remains one of the most accessible wealth-building tools, and challenge common myths that keep people stuck in the rat race. This episode is perfect for beginners, investors who feel stuck, and seasoned investors looking to sharpen their financial foundation.Topics Covered• Why real estate is a common path to wealth and financial freedom• Stuart's transition from teaching to full-time investing and entrepreneurship• Financial literacy gaps in schools and why understanding money matters• The difference between the rat race and financial freedom• Assets vs liabilities and how cash flow really works• How income increases can keep people stuck if spending rises too• Starting small with real estate through house hacking and rentals• Real-life examples of young investors taking action early• Consistency, mindset, and taking baby steps toward wealth• How wealthy individuals generate income differently than the average worker• Using real estate and businesses to build long-term financial securityConnect with Angel: https://www.linkedin.com/in/angel-williams-re/Connect with Stuart https://www.linkedin.com/in/stuart-berryhill-67382486/

Today from SDPB - a pending mine in West River and the local efforts to prevent it from happening, a look at what's at stake for two school districts in the state facing penalties and a multi-hour piano sonata hitting Brookings tomorrow.

An uneasy economy presents farmers, families, and business owners with leadership challenges. Wealth advisor Rick Kahler offers a plan for handling "the gap" of uncertain times.

Narcissistic partners don't just manipulate emotions — they manipulate money, security, and your sense of stability. In divorce, that mix is dangerous: fear clouds judgment, and confusion gets expensive. In this episode of We Chat Divorce, Karen Chellew (Legal Liaison) and Catherine Shanahan (Certified Divorce Financial Analyst) sit down with Dr. Onalee, an expert in narcissistic relationship dynamics, to break down what actually helps you recover — emotionally and financially — when you're dealing with gaslighting, coercion, and high-conflict behavior. You'll learn Dr. Onalee's DONE framework (a 4-step recovery process), why “trying to win” arguments backfires with narcissistic personalities, and how verified financial clarity becomes the backbone that helps you stop reacting and start leading. How narcissistic dynamics show up as financial control, dependency, and fear Why people stay: the real role of financial paralysis (even when there's money) The love-bombing → withdrawal cycle and why it keeps people hooked The counterintuitive strategy that protects your peace: neutrality, not engagement Why you don't need to prove, protect, or defend your story to “flying monkeys” A practical mindset shift for long marriages: you're not “too late” — you're waking up A crucial divorce truth: you may not need to defend yourself socially, but you do need to prove assets with documents What to do if you're afraid to ask for financial records or worried your spouse will find out you're preparing Why “lawyering up” too early can pour gasoline on the fire — and what to do first instead Dr. Onalee teaches a simple framework to move from stuck to stable: D — Decide you're done O — Look at the origin (the wound/pattern being triggered) N — No more (boundaries + detachment from proving yourself) E — Enjoy your life (rebuild identity, peace, and future) If you're dealing with a high-conflict, narcissistic-leaning spouse, clarity is your leverage. When you know the numbers and have documents to support them, you stop negotiating from fear — and start making decisions that protect your future. Dr. Onalee specializes in helping people recover from narcissistic relationship patterns, rebuild self-worth, and create healthier relationships after high-control dynamics. She's also the host of Coming Home with Dr. Onalee. Find Dr. Onalee: Instagram: @Dr.Onalee In this episode, we cover:Dr. Onalee's DONE Method (the 4 steps)Key takeawayAbout Dr. OnaleeYouTube/Podcast: Coming Home with Dr. Onalee Learn more about your ad choices. Visit megaphone.fm/adchoices

Nightlife News Breakdown with Philip Clark, joined by Ron Mizen, Senior Political Reporter for the Australian Financial Review, who covers politics, economics, business and law.

China's central bank says it has completed the financial preparations for the start of island-wide special customs operations at the Hainan Free Trade Port on Thursday.

When one spouse controls the finances and the other zones out, the consequences can be devastating. In this episode, Josh reveals why financial secrecy puts couples at risk both emotionally and financially, and how shared transparency can protect both your relationship and your retirement. We also discuss how “financial infidelity” destroys trust, and lay out practical steps couples can take right now to protect the surviving spouse, strengthen communication, and build true financial security together. Can't get enough of The Financial Quarterback? Click ‘Subscribe' so you never miss a play. If you're enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!

Discover the Holiday Shopping Forecast for 2025.  Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50%here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.) ncial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50%here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)

Get access to metatrends 10+ years before anyone else - https://qr.diamandis.com/metatrends   Mustafa Sulyman is the CEO of Microsoft AI Dave Blundin is the founder & GP of Link Ventures Dr. Alexander Wissner-Gross is a computer scientist and founder of Reified – My companies: Apply to Dave's and my new fund:https://qr.diamandis.com/linkventureslanding      Go to Blitzy to book a free demo and start building today: https://qr.diamandis.com/blitzy   Grab dinner with MOONSHOT listeners: https://moonshots.dnnr.io/ _ Connect with Peter: X Instagram Connect with Dave: X LinkedIn Connect with Alex Website LinkedIn X Email Connect with Mustafa X Linkedin Listen to MOONSHOTS: Apple YouTube – *Recorded on December 5th, 2025 *The views expressed by me and all guests are personal opinions and do not constitute Financial, Medical, or Legal advice. Learn more about your ad choices. Visit megaphone.fm/adchoices

Avoiding your numbers? This episode is your gentle but honest financial reset. Lauren Tilden sits down with Leah McCool of Orca Accounting to break down bookkeeping basics, common mistakes, and how understanding your numbers can actually feel empowering—not scary. If you want a calmer, clearer, more sustainable business (without drowning in spreadsheets), this is a must-listen.NEXT EPISODE→ It's Time to Pay Yourself | Book Club | ‘Profit First' by Mike Michalowicz | 109THANKS TO OUR SPONSOR→ Special Xero offer: Get 90% off for 6 months using this link. Terms and conditions apply.SHOW NOTES→ 319: The Full Show Notes PageFROM LEAH→  The Bookkeeping Starter Pack→  Leah's website→  InstagramWHEN YOU'RE READY

Join Spencer and guest David Osmond on The Prosperity Podcast! Discover David's shift from academia to financial strategy, inspired by the power of freedom and choice. Learn how David's unique science and physics background offers a fresh perspective on financial success! Prosperity Thinkers is proud to be an affiliate of the transformative Gravy Stack movement, helping individuals around the world unlock their potential and achieve financial freedom. By providing resources, tools, and mentorship, we contribute to creating a culture of abundance, possibility, and growth. Please note, that as an affiliate, we may receive compensation for our efforts. Our collaboration, however, goes beyond financial arrangements; we truly believe in the power of the Gravy Stack movement to change lives and foster prosperity. Best-selling author Kim Butler and Spencer Shaw show you how to take more control of your finances. Tune in to The Prosperity Podcast to learn more about Prosperity Thinkers' thinking and strategies today! Do you have a question you would like answered on the show? Please send it to us at hello@prosperitythinkers.com and we may answer it in an upcoming episode.   Links and Resources from this Episode For resources and additional information of this episode go to https://prosperitythinkers.com/podcasts/ http://prosperityparents.com/  https://storage.googleapis.com/msgsndr/yBEuMuj6fSwGh7YB8K87/media/68e557c906b06d836d9effad.pdf  https://www.youtube.com/@KimDHButler Connect with David Osmond david@prosperitythinkers.com    Show Notes Prosperity as freedom and choice. Shift from survival to creation mindset. Skepticism and testing new financial strategies. Financial world's critical convergence. Applying science education to finance. Transforming money scripts and cognitive mindsets. Visualizing concepts before numbers. Importance of understanding financial strategies. Unique problem-solving approach in finance.   Special Listener Gift Free eBook: Activating Your Prosperity Guide.   Kim Butler's groundbreaking eBook/ audiobook explains why typical financial advice may be sabotaging your wealth... and what to do instead!    Review and Subscribe If you like what you hear please leave a review by clicking here   Subscribe on your favorite podcast player to get the latest episodes. iTunes RSS  

Mark Carroll is a legendary Australian transformation coach, educator, and entrepreneur. Known publicly for elite-level results and business success, Mark joins me for one of his most open and vulnerable conversations to date.In a world driven by artificial polish, highlight reels, and performance, Mark peels back the curtain on what was really happening behind the scenes while his career and finances were thriving.Mark and Andrew explore:• Mark's experience with injury, depression, and body image struggles during periods of professional success• The pressure and unrealistic expectations created by social media• Whether Mark feels compelled to live up to public expectations• Feeling proud to appear in photos with his family after years of hiding during inactivity• Why “a goal is not a strategy”• What Mark means by strategic investment in both life and business• The steps of strategic investment required for winning outcomes• Personal financial lessons from Mark's experience as a successful investor• The difference between suffering aimlessly vs. suffering with purpose• Why long-term thinking beats short-term validation• And much moreIt's easy to look at someone's life and assume they have it easy. This conversation dismantles that illusion and offers a grounded look at the cost, complexity, and intention behind building a meaningful life.IG: @coachmarkcarrollCHAPTERS00:49 Authenticity in Social Media04:13 Challenges of Social Media for Fitness Professionals07:18 The Business of Fitness Coaching15:25 Personal Struggles and Transformation23:03 Balancing Business and Personal Life33:01 Finding Motivation and Setting Goals35:15 Weather and Closing Remarks35:49 The Reality of Strategic Investment36:08 Defining Strategic Investment37:15 Setting Goals with Strategy37:40 The Importance of Specificity in Goals44:26 Pain and Progress - The Duality of Effort45:57 Suffering with Purpose51:16 Financial Investment Principles54:57 The Power of Compound Interest57:36 Avoiding Lifestyle Inflation01:08:17 Launching the New AppSUPPORT THE SHOWIf this episode helped you, you can help me by:• Subscribing and checking out more episodes• Sharing it on your social media (tag me - I'll respond)• Sending it to a friend who needs thisFOLLOW ANDREW COATESInstagram: @andrewcoatesfitnesshttps://www.andrewcoatesfitness.comPARTNERS AND RESOURCESRP Strength App (use code COATESRP)https://www.rpstrength.com/coatesJust Bite Me Meals (use code ANDREWCOATESFITNESS for 10% off)https://justbitememeals.com/MacrosFirst - FREE PREMIUM TRIALDownload MacrosFirst and during setup you'll be asked “How did you hear about us?”Type in: ANDREWKNKG Bags (15% off)https://www.knkg.com/Andrew59676Versa Gripps (discount link)https://www.versagripps.com/andrewcoatesTRAINHEROIC - FREE 90-DAY TRIAL (2 steps)Go to https://www.trainheroic.com/liftfreeReply to the email you receive (or email trials@trainheroic.com) and let them know I sent you

One of the biggest travesties in our country is the number of unhoused individuals and families. Home Again LA is changing the narrative around homelessness by recognizing it as a situational crisis, not a personal failure. Through innovative partnerships with faith-based organizations, corporations, and community agencies, HALA has helped over 600 families transition from homelessness to permanent, stable housing while building resilience and hope. Albert Hernandez, CEO of Home Again LA, shares his personal journey from a family on the brink of homelessness to leading one of the most impactful nonprofits serving unhoused families in Los Angeles County. Albert's Personal Story One of 11 siblings raised in Koreatown, Los Angeles Father passed away when Albert was 14; mother worked two jobs to support the family Started working at Boys and Girls Club at age 14 with a 4.0 GPA Every paycheck went to help his mother with rent, food, and family necessities Worked in the nonprofit sector for 20+ years before joining Home Again LA as CEO in July 2015 The Homelessness Crisis Most Angelenos are one paycheck away from homelessness Post-pandemic cost of living increases: Food costs have doubled 1-bedroom rent: $1,800 → $2,400–$2,500/month Families have deep roots in Los Angeles County and often cannot simply "move elsewhere" The unhoused community is vastly misunderstood Home Again LA's Core Programs 1. Emergency Shelter (Core Program) 90-day program for families with children experiencing homelessness Operates like a "boot camp"—fast-paced, goal-oriented Average turnaround: 54 days to permanent housing Congregations provide overnight housing (6 PM–7 AM) Day center offers showers, laundry, job training, case management, Wi-Fi Key requirement: Children must be enrolled in school and attending regularly Serves families fleeing domestic violence and those experiencing job loss/income disruption 2. Rapid Rehousing Program 6-month program (launched 2017) Our organization pays a portion of the security deposit and rent Month 1: 90% of rent Month 2: 80% of rent Gradually decreases so family takes over 100% by end of program Results: 471 families served; all but 2 successfully took over their leases 12-month follow-up support to ensure housing stability 3. Eviction Prevention Program Started during the pandemic Provides financial assistance for families with rental arrears Includes employment support and financial stability planning Impact (2020–2021): Leveraged over $2 million in federal, state, and county funding Continues today as cost-of-living crisis persists 4. Financial Education/Outreach Program Classes on credit vs. debit, building emergency savings, understanding interest rates Partnership with Operation Hope for homeownership certification classes Success story: 3 families who were living in their cars are now homeowners 5. After-School Care Partnership Partnership with local Boys and Girls Club Scholarships for all families' children Allows parents to work full 8-hour shifts (pickup as late as 5–7 PM) Critical for parental employment stability THE FAITH-BASED PARTNERSHIP MODEL Origins: Founded in 2008 by faith-based community members who recognized the fastest-growing unhoused population was families with children No dedicated shelter facility — congregations provide evening beds (6 PM–7 AM) Parishioner involvement: Provide meals, homework tutoring, mock interviews, emotional support Corporate partnerships: Walt Disney Company, Logix Federal Credit Union, National Charity League (mothers & daughters volunteer group) Not a faith-based organization — rather, a secular nonprofit that works alongside faith communities Impact: 90% of graduating families report that "being treated like any other community member" was the most impactful part of the program AHA MOMENTS The Estrada Family Story Single mother and teenage son fleeing domestic violence Mother had zero credit history — no credit card, apartment, or vehicle in her name She was "invisible" to the housing system Required 116 days in shelter (vs. typical 90 days) Successfully housed; son is now in college and volunteers for program participants Lesson: No credit history is worse than bad credit; flexibility and advocacy are essential BEST PRACTICES HIGHLIGHTED Quality over Quantity: Focus on compassionate, individualized care rather than serving maximum numbers Treat the nonprofit like a business: Sustainable fundraising, financial reserves, and operational planning are non-negotiable Collaboration is essential: Leverage partnerships with Boys and Girls Club, financial institutions, corporations, and faith organizations It takes a village: No single entity can solve homelessness; success requires community infrastructure Flexibility within structure: Accountability (school attendance, job seeking) balanced with compassion for unique circumstances 12-month follow-up: Maintain relationships post-housing to ensure long-term stability Treat people with dignity: Break bread together; ask "How can we help?" not "How did you fail?" ORGANIZATIONAL CHALLENGES & SOLUTIONS Challenge: Landlord hesitancy to rent to formerly unhoused families Solution: Education, advocacy letters, and relationship-building. Today, landlords proactively call HALA when units become available. Challenge: After-school childcare prevents parents from working full shifts Solution: Partnership with Boys and Girls Club providing scholarships for all families' children. Challenge: Pandemic-era income loss and rental arrears Solution: Eviction Prevention Program leveraging $2M+ in government grants (2020–2021). HOW TO GET INVOLVED Website: HomeAgainLA.org Phone: (818) 562-7778 Services Available: Emergency shelter for families with children Rapid rehousing assistance Eviction prevention support Financial education classes Employment support and job training Volunteer opportunities Facility tours Ways to Help: Donate to support families Volunteer with congregations or corporate teams Host a meal or tutoring session Provide job training or mock interviews Become a landlord partner NOTABLE QUOTES "One of the biggest travesties in our country is the number of unhoused individuals and families. We are a developed country, after all, and often fail to take care of our own." — Dr. Laura Scherck Wittcoff "Most of us are a paycheck away from losing our homes. The reality is, we're just trying to survive." — Albert Hernandez "It's not a handout. There are some requirements. The family has to have some skin in the game." — Albert Hernandez "Being treated like any other member of this community was the most impactful part of the process." — 90% of HALA graduates "They're not just making and serving dinner. They're actually breaking bread with the family." — Albert Hernandez, on volunteers RECOMMENDED LISTENING FOR Nonprofit leaders and staff Social entrepreneurs and business leaders Faith community organizers Policymakers addressing homelessness Corporate volunteer coordinators Anyone interested in community-based solutions to homelessness Job seekers and career counselors Listen to the entire episode at SmallandGutsy.org    

SummaryIn this episode of Money Mondays, Benjamin Lee discusses the concept of opportunity cost, emphasizing its importance for both children and adults. He explains how opportunity cost affects financial decisions and offers practical advice on managing money wisely. The conversation covers the significance of pausing before making purchases, the value of accountability partners, and the idea that money is meant to be spent wisely. Benjamin encourages listeners to consider future opportunities when making financial choices.TakeawaysOpportunity cost is a crucial concept in financial decision-making.It's important to teach children about opportunity cost.Adults also need to understand opportunity cost in their spending.Hitting the pause button can help in making better financial choices.Having an accountability partner can provide valuable perspective on spending.Money should be spent wisely, not hoarded.Consider future opportunities before making impulsive purchases.Planning and budgeting can prevent unnecessary debt.Understanding the value of money can lead to better financial habits.Financial literacy is essential for all ages.Chapters00:00 Introduction to Money Monday and Opportunity Cost03:16 Understanding Opportunity Cost in Financial DecisionsBooks, Blogs, and Podcast at https://benjaminlee.blogFor all my episodes visit https://icandopodcast.comBooks mentioned in EpisodeSmart Money Smart Kids by Dave Ramsey and Rachel Cruze

Financial advisors often begin the year energized, organized, and committed to ambitious goals. Yet, by March, many find their plans stalling—not because of a lack of motivation, but because of a lack of true accountability. In this episode, neurobiology-based performance and accountability expert Brian Ford breaks down why traditional views of discipline and accountability fail, how advisors can build systems that actually work, and what it takes to sustain long-term behavior change. Brian shares the science, psychology, and practical frameworks that help advisors stop relying on motivation alone and start building systems that drive real follow-through.

Steve Cress, our Head of Quant, reviews the investing year that was (1:20). Past returns of Steve's previous stock picks (11:50). Reviewing his top 10 stocks for 2025, which returned 45.6% vs S&P 500's 17.6% (14:50). This is an excerpt from a recent webinar, Top 10 Stocks For 2025 -- Recap & Results.Show Notes:Steven Cress' Top 2025 StocksRegister for Top Stocks 2026Episode TranscriptsFor full access to analyst ratings, stock and ETF quant scores, and dividend grades, subscribe to Seeking Alpha Premium at seekingalpha.com/subscriptions

Mike Milligan is the Founder of 1.oak Financial, a virtual financial planning firm built to challenge the “Paralysis Penalty” — the one-size-fits-all financial advice that leaves people unprepared for the realities of Wall Street, insurance, and the markets. With over 30 years of experience, a specialized industry degree, and insights from major banks and insurance firms, Mike delivers truly personalized strategies that help clients protect and grow their wealth. A Certified Financial Planner, adjunct professor at Old Dominion University, podcast host, and author of two books, Mike has been featured on CNBC, Fox, ABC, and NBC, and recognized nationally for both financial leadership and coaching excellence. Now based in San Juan, Puerto Rico, he continues expanding 1.oak Financial toward B Corp certification and Inc. 5000 recognition while enjoying life with his family.In this episode, Mike shares how to design a financial plan that's one of a kind — tailored to your goals, lifestyle, and what you value most. He breaks down the key principles behind building a foundation that supports your future, no matter where you're starting. From managing risk and setting priorities to understanding what truly drives financial freedom, this conversation will help you see money differently and make smarter, more confident decisions for your business and life.You Can Find Mike @:

Long-term unemployment can lead to more than just financial worries. It can weigh on relationships and affect your self-esteem and motivation. Financial therapist and licensed clinical social worker Dev Valdez shares advice to protect your mental health while you're between jobs, especially if you've been out of work for an extended period. Follow us on Instagram: @nprlifekitSign up for our newsletter here.Have an episode idea or feedback you want to share? Email us at lifekit@npr.orgSupport the show and listen to it sponsor-free by signing up for Life Kit+ at plus.npr.org/lifekitLearn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy