Homemade Ops

What are some specific tactics you can use to avoid financial harm? On today’s episode, we talk about how to be on the defense in financial situations. Tips include:1. Don’t assume and ask questions2. Hold on to your money until someone fulfills their commitment3. Always be the “person who gets paid” and is respected financially4. Be comfortable with uncomfortable situationsHomemade OpsCopyright 2020

There are many times with finances when you get hurt, either by accident or someone with bad intentions. People can cheat you out of money, hide things in the fine print, or cause expensive damage. What do you do? Join us today and on the next several episodes when we talk about strategies to protect yourself from harm, starting with having proper expectations of people. Homemade OpsCopyright 2020

Oh the corny Bond jokes, how we love them. But have you ever wondered how bonds work or what they do exactly? Today we discuss how bond work, where you can buy them, and some fancy terminology to make you feel like an insider. Join us on another fun episode of Homemade Ops. Homemade OpsCopyright 2020

Ah, the stock market. Everyone’s heard of it, but what are stocks? What does it mean to be a “public” company? How in the world should I go about investing and owning stocks if I’m not a finance expert? Join us on today’s episode to learn basic definitions about stocks for the every day person so you can sound just a little cooler at this weekend’s dinner party.Homemade OpsCopyright 2020

On today’s episode, we take you through a mini economics lesson about the history of trade, money, and wealth. We also talk about the strategies to build wealth: being an employee, owning a business, and investing. We help you see the pros and cons of each before we launch into investing basics over the next few weeks.Homemade OpsCopyright 2020

Why does Mr. Wonderful from Shark Tank invest in wedding companies? They are highly profitable because of FEAR BUYING. Don’t get caught in the trap of making purchases out of fear or FOMO and learn strategies for keeping your budget in check during major life changes.Homemade OpsCopyright 2020

What is a mini budget? And how do I set one? Mini budgets are great for keeping track of your money outside of the normal budget process. Come learn how to set a short term budget for a specific event and keep yourself on track!Homemade Ops Copyright 2020

Join us today as we talk with mortgage broker Phillip Burnett. He has years of experience owning his own company in the mortgage business. We talk about the process of getting a mortgage, pitfalls to avoid, and strategies to save money. Join us for another fun episode of Homemade Ops. Copyright 2020

Now that you know what a mortgage is, how can you avoid getting screwed? It feels like you are signing your life away when you look at mortgage paperwork. Let us give you a list of things to watch out for and strategies to raise your confidence that you’re making the best financial decisions. Homemade Ops Copyright 2020

How much will my mortgage ACTUALLY be? What is PMI? What is the difference between a mortgage broker and a lending company? Join us as we break down a mortgage, one of the most expensive and complicated financial transactions you will ever make.

Join us today as we talk with seasoned real estate agent Ryan Ogden. He started out building homes prior to his 15 years of experience as an agent. We talk about the home buying process, knowing how to get a good deal, home buying pitfalls to avoid, and tons of other tips that will give you all you need to feel confident in your home purchase.

Buying a home is one of the biggest financial decisions of your life. How can you know if you are making the right choice? Join us as we discuss 3 questions to ask yourself when deciding whether or not to purchase a home. If you can answer “yes” to all of these, you can have a basic comfort level that you are on the right track.

Look, it’s confusing buying a home…so much complicated paperwork. It’s soooo easy to get lost in the process. For the next several episodes, we are going to break down the process for you, explain the players involved, and give some tips around home purchasing. A home is a large purchase, probably the largest that most people make; it’s good to be prepared. Join us on Homemade Ops for the next several episodes for some home buying tips!

Some people think credit cards are the devil, some people have 13 of them. Who’s right? We talk today about how credit cards are great tools with a HUGE asterisk. As long as you treat them like debit cards, pay them off weekly, and avoid interest like the plague, you can rack up some awesome rewards and not fall into a hole of debt you can’t climb out of.

Sometimes it feels like no matter how hard you bail the water out of the boat, you can never catch up. Lifestyle inflation means that your expenses rise at the same pace or faster than your income, so no matter how much you make, you are always behind. Join us today on Homemade Ops to learn some specific tactics to combat this and start getting ahead!

Allison is our Deal Darling! She is able to find amazing deals out of thin air like a magician pulling a rabbit out of their hat. On Friday Friends today, she discusses some of her tricks to finding the best deals out there. Come join us today on Homemade Ops for some fun conversations. 

Have you ever wondered the difference between a Traditional IRA and a Roth IRA? And probably more importantly, when should you use one verses the other? Today we discuss the differences between the two and some considerations on which one you should pick. Of course, speak with a tax consultant when it comes to making the choice, everyone is different; but it is good for you to have some basic understanding on what they are and how they work. Join us today for another episode of Homemade Ops.Copyright 2020

Capitalism, Capital, Credit, Debt…WOW! How does this system we call economics work? Well, today we discuss a little about how capitalism works and how you can take a loan out to develop personal capital accumulation. We live in a system that allows for tremendous growth or long-lasting debt. Credit and debt is a huge aspect of our economy. Should you take debt? Should you get a credit card? Is it best to build your credit score? Join us for an interesting conversation around these topics on Homemade Ops.Homemade Ops Copyright 2020

Welcome to our very first episode of Friday Friends! Our special guest today is McLean Taylor who is an expert on: Limiting Beliefs, Paradigm Shifts, Relationships, and Communication with your Partner. McLean has been working for years in this field helping individuals achieve "breakthroughs" that helps them defeat their limiting beliefs. Join us today for a fun conversation around his methods and how we can experience our own breakthrough.

We get it. Going over finances together can be painful to a point where just one of you takes care of everything. But when both spouses aren’t involved, it creates a disconnect and leads to conflict. Join us today as we chat about why we are advocates for both partners helping with family finances, even if one is controlling, timid, or just plain not interested. Join us for another fun episode of Homemade Ops.

What in the world is a 401k loan? Should I take it? In the world of corona virus, the game has changed with 401k’s. We’ll tell you everything you need to know and guide you through the madness. Plus, we talk about the paralyzing mindset of “I’ll never get ahead because of my circumstances” and how that applies to those just starting out when corona hit. Join us on another episode of Homemade Ops.HomemadeOpsCopyright 2020

What's the deal with HSAs? What are they and why do people seem to like them? We go over the new 2021 limit increases for the HSA accounts and how you can strategize your health savings. Join us today for another conversation on Homemade Ops.Homemade Ops Copyright 2020

When you stare at that large mountain you want to climb...do you get discouraged and walk away because it looks so big? Maybe...a lot of people do this with their home processes and finances too. They get overwhelmed by all the tasks and kind of sweep their problems under the rug for another day; but does that day ever come or does it just add to an endless chain of discouragement? Today we discuss how you can get some small wins with setting up your home processes to provide you with that encouragement. The first step is one of the most important! One way to set up a quick win is to simplify your bill payments by using Bill Pay. Join us today for another episode of Homemade Ops.Homemade Ops Copyright 2020

YOU ARE NOT YOUR MONEY. How do you shift your mindset so you are comfortable spending less than you earn and not comparing yourself to others? Join us on today’s episode of Homemade Ops where we talk about how there will ALWAYS be someone ahead of you in life and how to combat that. Leave us a comment and let us know how you battle comparison! @ homemadeops

Should you be ashamed to go to the dollar store? Today, we’re talking about how marketing is designed to make you feel dissatisfied with your life and how millionaires who maintain their wealth don’t fall for their tricks. Join us for our latest episode of Homemade Ops and follow us on our new Instagram/Twitter/Facebook pages @homemadeops

Today we talk about the most interesting, amazing, phenomenal, and spectacular topic ever: BANKING...wow. Surprising, these topics are rather relevant. Forbearance is in the air almost as much as COVID-19. The question is, should you consider using the forbearance features outlined from the CARES Act? What is the difference between forbearance and deferment regarding mortgage payments? If this is too deep, maybe we should just start from the beginning...like where should I store my money: in a bank or credit union? Join us for another interesting conversation around personal finances and banking on Homemade Ops.

Finally some good news amidst the corona virus circus: insurance rebates! Join us as we talk about getting money back from your insurance, how (and why) you should create a financial snapshot every month, and a great tip on how to watch movies for FREE (no subscription required)! Join us on another episode of Homemade Ops and don't forget to tell your friends!

We continue our discussion on setting up a budget on Homemade Ops. In part 2, we discuss income and expenses and how you should place those items in your financial tracker.Let us know your thoughts! Send us some of your processes you've used or any success stories on our social media pages @homemadeops on Twitter, Facebook, or Instagram.Please share and subscribe if you like our show!

Become a big "B"...we mean budgeter, duh! In order to set up our home operations, we need to tackle the big scary word.Too many people feel that having a budget is scary or restricting; we discuss how to change that mindset along with some tips around developing financial tracking habits.Join us for a fun conversation around budgets and how you and your partner, spouse, friend, etc. can utilize this tool to better prepare for your future. Come join us for another episode on Homemade Ops!

Today we discuss the next step in preparing your homemade operations: what goes into your planning sessions. Tune into the discussion! Also, we explain how to check the status of your COVID stimulus check. Learn about some great exercising equipment deals too in order to get home-fit!

We all get stuck or scared getting ready for finances. The trick is to start simple and lay out a foundation to success. Join us today in our discussion around the 1 Trillion Dollar stimulus package and how it applies to you; setting up your weekly financial planning session as a married couple, partners, individuals, etc.; and a fun trending movie on Netflix. Enjoy and subscribe to Homemade Ops!

Allow us to introduce ourselves. The Homemade Ops Show is a podcast with practical advice for dealing with things none of us can avoid: finances, legal situations, tuition, family expenses, etc. We want to give you the education and principles to make good financial decisions. The more you know, the less people can take advantage of you and the more control you have over yourself. You don’t have to live in fear of the natural challenges of life because you will have a plan to handle them. Come join the fun and conversation!You are the driver of your own life. We just want to help you operate the car.