Podcasts about Lifestyle

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    Best podcasts about Lifestyle

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    Latest podcast episodes about Lifestyle

    Bendy Bodies with the Hypermobility MD
    Lifestyle Factors That Truly Change EDS Outcomes with Dr. Ina Stephens (Ep 187)

    Bendy Bodies with the Hypermobility MD

    Play Episode Listen Later Mar 12, 2026 85:49


    When living with Ehlers-Danlos Syndrome and hypermobility disorders, medications alone rarely resolve all the symptoms. In this episode of Bendy Bodies, Dr. Linda Bluestein is joined by Dr. Ina Stephens, integrative medicine specialist and Associate Medical Director of the UVA Health EDS and Hypermobility Disorders Center, for a wide-ranging conversation about how lifestyle medicine, nervous system regulation, and whole-body care can dramatically influence outcomes for people with connective tissue disorders.Dr. Stephens explains how her background in infectious disease, vaccinology, and complex care led her to recognize patterns across seemingly unrelated symptoms and why listening deeply to patients often reveals the underlying problem. The discussion explores how nutrition, gut health, vagal nerve tone, sleep quality, and gradual strength building all influence inflammation, fatigue, and autonomic dysfunction in EDS.The episode also dives into the science of the microbiome, why small lifestyle shifts can produce meaningful physiologic change, and how integrative medicine expands the treatment toolbox beyond traditional Western approaches. For patients navigating complex symptoms, and clinicians caring for them, this conversation offers a thoughtful reminder that healing often happens through steady, strategic steps rather than quick fixes. Takeaways: There is rarely a single “magic” treatment for EDS, POTS, or MCAS.  Progress usually comes from strategic sequencing. Overtreating symptoms without addressing underlying patterns can create long-term setbacks. Physical therapy must be individualized in hypermobility, with an emphasis on pacing and trust. Shared decision-making improves outcomes, especially when treatment goals align with what brings the patient meaning and quality of life. Minimally disruptive medicine matters, reducing cognitive, financial, and physical treatment burden is part of effective care. Want to learn more about the UVA EDS Center? For Appointments and Questions: RUVAEDSCenter@uvahealth.org UVA EDS: https://www.uvahealth.com/healthy-practice/advancing-care-through-ehlers-danlos-clinic UVA EDS FAQ: https://www.uvahealth.com/support/eds/faq UVA Pediatric Integrative Medicine: https://childrens.uvahealth.com/specialties/integrative-health Want more Dr. Linda Bluestein, MD? Website: https://www.hypermobilitymd.com/ YouTube: https://www.youtube.com/@bendybodiespodcast Instagram: ⁠⁠⁠⁠https://www.instagram.com/hypermobilitymd/⁠⁠⁠⁠ Facebook: ⁠⁠⁠⁠https://www.facebook.com/BendyBodiesPodcast⁠⁠⁠⁠ X: ⁠⁠⁠⁠https://twitter.com/BluesteinLinda⁠⁠⁠⁠ LinkedIn: ⁠⁠⁠⁠https://www.linkedin.com/in/hypermobilitymd/⁠⁠⁠⁠ Newsletter: ⁠⁠⁠⁠https://hypermobilitymd.substack.com/ Shop my Amazon store ⁠⁠⁠ https://www.amazon.com/shop/hypermobilitymd Dr. Bluestein's Recommended Herbs, Supplements and Care Necessities: https://us.fullscript.com/welcome/hypermobilitymd/store-start Thank YOU so much for tuning in. We hope you found this episode informative, inspiring, useful, validating, and enjoyable. Join us on the next episode for YOUR time to level up your knowledge about hypermobility disorders and the people who have them. Join YOUR Bendy Bodies community at ⁠⁠https://www.bendybodiespodcast.com/⁠⁠. YOUR bendy body is our highest priority!⁠⁠ Learn more about Human Content at ⁠⁠⁠http://www.human-content.com⁠⁠⁠ Podcast Advertising/Business Inquiries: ⁠⁠⁠sales@human-content.com⁠⁠⁠ Part of the Human Content Podcast Network FTC: This video is not sponsored. Links are commissionable, meaning I may earn commission from purchases made through links Learn more about your ad choices. Visit megaphone.fm/adchoices

    Before Breakfast
    Celebrating 7 years of Before Breakfast

    Before Breakfast

    Play Episode Listen Later Mar 11, 2026 20:39 Transcription Available


    Laura shares her favorite advice from the first year of Before BreakfastSee omnystudio.com/listener for privacy information.

    The Art of Passive Income
    The Land Investor's Lifestyle: Why Time Freedom Beats 10 Rentals

    The Art of Passive Income

    Play Episode Listen Later Mar 11, 2026 61:05


    Episode Notes Tune in as the team discusses: Why rental properties often become a second job filled with late-night calls, repairs, and tenant drama The true cash flow comparison between rentals and low-cost land deals How land investors create high cash-on-cash returns with minimal overhead The power of scalable systems and virtual assistants in building freedom What “passive income” really means—and why most real estate isn't truly passive How defaults in land investing can actually increase long-term profitability Why blind offers streamline acquisitions and eliminate wasted time The mindset shift from owning assets to building a cash-flow machine How land investing creates time freedom without sacrificing profitability   TIP OF THE WEEKMark Podolsky: Don't chase “doors” for the sake of status—focus on building a scalable machine. Create systems and automation so your income doesn't depend on you being the bottleneck. Scott Bossman: Run the math before you buy rentals. Compare the cash-on-cash return of one rental to multiple small land deals—you may be surprised how quickly land wins. Mike Zaino: Embrace the boring. The repetitive, simple nature of land investing is what makes it scalable, automatable, and ultimately freeing.WANT MORE? Enjoyed this episode? Dive into more episodes of AOPI to discover how to build real passive income through land investing. UNLOCK MORE FREE RESOURCES: Get instant access to my free training, a free copy of my Bestseller Dirt Rich Book, and exclusive bonuses to accelerate your land investing journey—it's all here: https://thelandgeek.ac-page.com/Podcast-Linktree. "Isn't it time to create passive income so you can work where you want when you want, and with whomever you want?"

    The Human Upgrade with Dave Asprey
    AI Expert Says: Humans Are Just Mystical Meat Robots : 1429

    The Human Upgrade with Dave Asprey

    Play Episode Listen Later Mar 10, 2026 57:57


    What if understanding how AI thinks could reveal uncomfortable truths about how your own brain works, and give you powerful tools to make smarter decisions, resist manipulation, and upgrade your cognition at the root level? -Watch this episode on YouTube for the full video experience: https://www.youtube.com/@DaveAspreyBPR Host Dave Asprey sits down with Tom Griffiths, the Henry R. Luce Professor of Information Technology, Consciousness, and Culture in the Departments of Psychology and Computer Science at Princeton University. Griffiths directs Princeton's Computational Cognitive Science Lab, a research group focused on understanding the mathematical foundations of human cognition, and the Princeton Laboratory for Artificial Intelligence. He is the coauthor of Algorithms to Live By and the author of the new book The Laws of Thought, and his award-winning research has appeared in Science, Nature, and the Proceedings of the National Academy of Sciences. Together, Dave and Tom go deep on the cognitive science behind human performance, brain optimization, and the surprising overlap between biohacking and artificial intelligence. They explore why your body filters reality before your conscious brain ever sees it, how your mitochondria function as a distributed cognitive network, and what that means for longevity, decision-making, and neuroplasticity. You'll Learn: Why AI models reveal that humans may be more "stochastic parrots" than we'd like to admit How your mitochondria pre-process sensory reality before your auditory cortex even fires Why emotions like anger, love, and remorse are computational tools evolution built into your reward function How low energy and blood sugar directly degrade your decision-making at a hardware level What "resource rationality" means and how to use it to make better decisions under constraint Why AI systems have measurable psychological personalities, and which ones are least likely to mess with your head How neuroplasticity can eliminate the inner critic and reshape your mental operating system Why two-process cognition (fast and slow thinking) is a feature, not a bug, of human intelligence Thank you to our sponsors! -BEYOND Biohacking Conference 2026 | Register with code DAVE300 for $300 off https://beyondconference.com-Essentia | Go to https://myessentia.com/dave and use code DAVE for $100 off The Dave Asprey Upgrade.-Quantum Upgrade | Try it free for 15 days — no credit card required — at QuantumUpgrade.io/DAVE. Simple. Powerful. Backed by data.-Go to timeline.com/dave and save 20% with code DAVE20 Dave Asprey is a four-time New York Times bestselling author, founder of Bulletproof Coffee, and the father of biohacking. With over 1,000 interviews and 1 million monthly listeners, The Human Upgrade brings you the knowledge to take control of your biology, extend your longevity, and optimize every system in your body and mind. Each episode delivers cutting-edge insights in health, performance, neuroscience, supplements, nutrition, biohacking, emotional intelligence, and conscious living. New episodes are released every Tuesday, Thursday, Friday, and Sunday (BONUS). Dave asks the questions no one else will and gives you real tools to become stronger, smarter, and more resilient. Keywords: AI, cognitive science, Tom Griffiths, The Laws of Thought, Princeton, brain optimization, neuroplasticity, mitochondria, decision-making, biohacking, Dave Asprey, human performance, longevity, anti-aging, consciousness, large language models, dopamine, reward function, resource rationality, emotions, game theory, altered states, chronic fatigue, dual process theory, Danger Coffee, Smarter Not Harder, cognitive biases, memory, AI bias, neurofeedback, Algorithms to Live By Resources: • Get Tom's new book: https://www.amazon.com/Laws-Thought-Quest-Mathematical-Theory/dp/1250358353 • Get My 2026 Clean Nicotine Roadmap | Enroll for free at https://daveasprey.com/2026-clean-nicotine-roadmap/ • Dave Asprey's Latest News | Go to https://daveasprey.com/ to join Inside Track today. • Danger Coffee: https://dangercoffee.com/discount/dave15 • My Daily Supplements: SuppGrade Labs (15% Off) • Favorite Blue Light Blocking Glasses: TrueDark (15% Off) • Dave Asprey's BEYOND Conference: https://beyondconference.com • Dave Asprey's New Book – Heavily Meditated: https://daveasprey.com/heavily-meditated • Join My Substack (Live Access To Podcast Recordings): https://substack.daveasprey.com/ • Upgrade Labs: https://upgradelabs.com Timestamps: 00:00 – Intro00:50 - Tom's Background & Chronic Fatigue 10:22 – Mathematics of Mind 12:43 – Memory and Emotion 15:29 – Decision Making Under Constraints 21:10 – Computational Problems of Consciousness 24:18 – Reality Pre-Processing 26:14 – Meat Robots vs Stochastic Parrots 29:21 – Emotions: Game Theory 35:39 – Dual Systems: Model-Based vs Model-Free 39:22 – Mitochondria and Consciousness 50:00 – Testing AI Like Humans 52:11 – Choosing AI Models 57:14 – AI Research Questions See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Before Breakfast
    Don't leave it all on the field

    Before Breakfast

    Play Episode Listen Later Mar 10, 2026 6:06 Transcription Available


    Aim for sustainability if you have a full lifeSee omnystudio.com/listener for privacy information.

    The Ultimate Human with Gary Brecka
    251. Dr. Labib Ghulmiyyah: How to Improve Sperm Count and Fertility Naturally

    The Ultimate Human with Gary Brecka

    Play Episode Listen Later Mar 10, 2026 69:33


    Sperm count has dropped roughly 1% every single year, and most men have no idea their lifestyle choices are the driving force. I'm back today with Dr. Labib Ghulmiyyah to get specific about what young men can do to protect and improve sperm quality, from eliminating environmental toxins to the measurable impact of just six months of consistent exercise. What would it mean to take your future family's health as seriously as your own performance? CLICK HERE TO BECOME GARYS VIP!: https://bit.ly/4ai0Xwg Get Dr. Labib Ghulmiyyah's book, “Gen Tox Live Clean“ here: https://bit.ly/4opv8rC Connect with Dr. Labib Ghulmiyyah Website: https://bit.ly/3XiOFOt YouTube: https://bit.ly/4hJ9oEP Instagram: https://bit.ly/48ZtLLD TikTok: https://bit.ly/43fivXJ LinkedIn: https://bit.ly/4or3R8o Thank you to our partners A-GAME: “ULTIMATE15” FOR 15% OFF: http://bit.ly/4kek1ij AION: “ULTIMATE10” FOR 10% OFF: https://bit.ly/4h6KHAD AIRES: "ULTIMATE20 " FOR 20% OFF: https://bit.ly/4a3Duze BAJA GOLD: "ULTIMATE10" FOR 10% OFF: https://bit.ly/3WSBqUa BODYHEALTH: “ULTIMATE20” FOR 20% OFF: http://bit.ly/4e5IjsV CARAWAY: “ULTIMATE” FOR 10% OFF: https://bit.ly/3Q1VmkC COLD LIFE: THE ULTIMATE HUMAN PLUNGE: https://bit.ly/4eULUKp GENETIC METHYLATION TEST (UK ONLY): https://bit.ly/48QJJrk GENETIC TEST (USA ONLY): ⁠https://bit.ly/3Yg1Uk9 GOPUFF: GET YOUR FAVORITE SNACK!: https://bit.ly/4obIFDC H2TABS: “ULTIMATE10” FOR 10% OFF: https://bit.ly/4hMNdgg HEALF: 10% OFF YOUR ORDER: https://bit.ly/41HJg6S PEPTUAL: “TUH10” FOR 10% OFF: https://bit.ly/4mKxgcn RHO NUTRITION: “ULTIMATE15” FOR 15% OFF: https://bit.ly/44fFza0 SNOOZE: LET'S GET TO SLEEP!: https://bit.ly/4pt1T6V WHOOP: JOIN & GET 1 FREE MONTH!: https://bit.ly/3VQ0nzW Watch  the “Ultimate Human Podcast” every Tuesday & Thursday at 9AM EST: YouTube: https://bit.ly/3RPQYX8 Podcasts: https://bit.ly/3RQftU0 Connect with Gary Brecka Instagram: https://bit.ly/3RPpnFs TikTok: https://bit.ly/4coJ8fo X: https://bit.ly/3Opc8tf Facebook: https://bit.ly/464VA1H LinkedIn: https://bit.ly/4hH7Ri2 Website: https://bit.ly/4eLDbdU Merch: https://bit.ly/4aBpOM1 Newsletter: https://bit.ly/47ejrws Ask Gary: https://bit.ly/3PEAJuG Recommended Supplements for Better Sperm Quality:  Zinc, Selenium, Methylated B Vitamins, Methylfolate, Omega-3, Vitamins C & E, CoQ10, Lycopene Timestamps 00:00 Intro of Show 03:52 Biggest Factors of Infertility 06:06 1000 Days of Pregnancy 07:44 Road to a Healthy Pregnancy 11:14 How to Have the Healthiest Sperm? 14:24 Women and Genetic Methylation Testing 20:27 Health Span Starts in the Womb 22:56 Is Supplementation Necessary for Pregnancy? 25:44 Vaginal Birth vs. Cesarean Birth 35:00 Importance of Breastfeeding 41:37 Hormone Replacement Therapy Benefits 49:35 Lesser Anxiety Risks from Children Sleeping with their Parents 54:07 Effects of Migration  58:10 How to Live Healthily 1:01:49 Impact of Lifestyle in One's Health 1:07:55 What does it mean to you to be an Ultimate Human? Disclaimer: This podcast is for informational purposes only and does not provide medical advice. It is not intended for diagnosing or treating any health condition. Always consult a licensed healthcare professional before making health or wellness decisions. Gary Brecka is the owner of Ultimate Human, LLC which operates The Ultimate Human podcast and promotes certain third-party products used by Gary Brecka in his personal health and wellness protocols and daily life and for which Ultimate Human LLC and / or Gary Brecka directly or indirectly holds an economic interest or receives compensation.  Accordingly, statements made by Gary Brecka and others (including on The Ultimate Human podcast) may be considered promotional in nature. Learn more about your ad choices. Visit megaphone.fm/adchoices

    Wealth Formula by Buck Joffrey
    549: You're Successful… Until You're Not — with Rod Khleif

    Wealth Formula by Buck Joffrey

    Play Episode Listen Later Mar 10, 2026 37:50


    I recently had a long conversation with a very successful professional. He's 58 years old. Highly educated. Respected in his field. Financially sophisticated — in fact, his job depends on understanding money. If you looked at his résumé, you would assume he was completely set for life. He wasn't. A couple of bad investments. Some concentration risk. A few decisions that looked reasonable at the time. And suddenly he's essentially back at ground zero — trying to start a new business at 58. This story is far more common than people realize. The Dangerous Assumption is that many successful professionals assume they'll be fine. Doctors. Lawyers. Executives. Entrepreneurs. They make high incomes. They understand finance. They know about markets and interest rates and diversification. They focus on their career. They focus on income. They even focus on investing. What they don't focus on is their own financial future with the same intensity they focus on their profession. There's a difference. Being financially literate is not the same thing as being financially intentional. Especially when you assume you always have more time. The Good News at 58 is that he still has time. A lot of time. For entrepreneurs especially, it doesn't take 25 years to rebuild. It can take five. There's a quote often attributed to Bill Gates: “Most people overestimate what they can accomplish in one year and underestimate what they can accomplish in five.” That quote is brutally accurate. In one year, starting a business feels overwhelming. Progress feels slow. Revenue is inconsistent. Doubt creeps in. But five years? Five years of focused effort, smart strategy, capital discipline, and experience compounded? That can change your entire financial trajectory. I've Seen This Movie Before. I have a very good friend who was worth over $40 million in his early 30s during the real estate boom. Then 2008 happened. The real estate debacle didn't just dent him — it wiped him out. For years, he struggled. Pride gone. Lifestyle reset. Just trying to survive. Most people would have mentally retired at that point. They would have blamed the market, blamed the system, blamed bad luck. But about six or seven years ago, he found his rhythm again. New strategy. New focus. New discipline. Today, he's worth over $60 million. I get that's not normal. But it proves something important. It Doesn't Take a Lifetime. The examples I just gave are extreme. Most people don't lose $40 million. Most people aren't rebuilding at 58. But the principle is universal: It doesn't take a lifetime to secure your future. It takes a focused season. A defined period where you are intensely clear about your objective. A stretch where: • You work harder than you're comfortable with • You manage risk better than you used to • You stop assuming income equals security • You align your decisions with a specific financial target for the future There's another quote I love: “The harder you work, the luckier you get.” Luck isn't random. It compounds around preparation, visibility, and persistence. When you are laser-focused on a financial goal, you start seeing opportunities others miss. You make better introductions. You ask sharper questions. You move faster when something makes sense. And over time, it looks like “luck.” The story of the 58-year-old professional isn't a warning about markets. It's a warning about complacency. Success in your profession does not automatically translate into security in your future. Income is not wealth. Financial literacy is not financial strategy. And intelligence does not eliminate risk. But here's the good news. If you're in your 40s or 50s and feel behind — you're not done. If you made a bad investment — you're not finished. If you took a hit — that's not your final chapter. You may just be at the beginning of your five-year season. The key is focus. Direct yourself to a destination you can visualize. That's the only way you will get there. Because in the end, securing your future rarely requires a lifetime of perfection. It requires a concentrated period of intensity. And the sooner you decide to enter that season — the sooner your next five years will start compounding in your favor. There is no one who knows this reality more than this week's guest on Wealth Formula, Rod Khleif . Watch on YouTube: https://www.youtube.com/watch?v=qogQNGbK9wk Listen on Apple Podcasts: https://podcasts.apple.com/gb/podcast/549-youre-successful-until-youre-not-with-rod-khleif/id718416620?i=1000753860685 Listen on Spotify: https://open.spotify.com/episode/7mTzyRJxjnkeiVFGCXfOni Transcript Disclaimer: This transcript was generated by AI and may not be 100% accurate. If you notice any errors or corrections, please email us at phil@wealthformula.com.  welcome everybody. This is Buck Joffrey with Dwell Formula Podcast. Coming to you from Montecito, California, I wanna remind you that there is a website associated with this podcast called wealthformula.com. That’s where you go if you wanna. Become, uh, more, uh, involved with this community, including our accredited investor club, AKA investor club, uh, very easy to join. It’s free. All you do is you get onboarded and you see lots of, uh, potential deal flow that you wouldn’t otherwise see again, that is wealthformula.com. Simply click on investor club and get onboarded. Now, as for today’s show, I had a, uh, a long conversation with a very successful professional, recently 58, highly educated, respected, financially sophisticated, in fact, in the money business. Uh, and if you look at his resume, you would assume he was completely set for life, but he wasn’t. A couple of bad investments, some concentration risk. A few decisions that looked reasonable at the time, and suddenly he’s back pretty much to ground zero trying to figure out what to do, and he’s thinking about starting a new business or maybe buying a business. Well, that got me thinking because the reality is this story is far more common than people realize, and I actually hear it fair amount. Right? Many successful professionals assume they’re gonna be fine. Doctors, lawyers, executives, entrepreneurs, making high incomes. Maybe they understand finance, they know about markets, interest rates and diversification in theory. But here’s the trap. You focus on your career. You focus on income. What they don’t focus on is their own financial future with the same intensity. They focus on the profession, and that’s. The difference, right? The issue is that being financially literate is not the same thing as being financially intentional. Now, I actually hate that word because it’s a very, uh, uh, neo agey word intentional. But in this case, I will use it because that it’s very, it’s very appropriate. But here’s the good news, even at 58, right, you still have time. You have a lot of time for, especially for entrepreneurs, it doesn’t take 25 years to rebuild. It can take five. And there’s this quote, um, it’s often attributed to Bill Gates, who, who’s been in the news lately for a lot of other stuff, but this is a good quote. He says, most people overestimate what they can accomplish in one year and underestimate what they can accomplish in five. And that quote is so true. I will, it’s incredibly powerful and it’s very, very useful to think about and. Put in the back of your mind because in a year, like you’re saying, you’re starting a business, it’s gonna feel overwhelming. You may lose money, you know, slow progress, revenue, inconsistent five years, you know, with focused effort and you know, good strategy and discipline. The financial trajectory of your life could completely change over that five years. In fact, I will say that with my first business that I ever started, that is absolutely what happened. I was just pretty much outta residency, didn’t have any money, and within five years I was rocking and rolling. You know, it was a, it was, you know, it wasn’t worth, you know, hundreds of millions of dollars. But I, I, I was, I was doing way better. If you look over five years, it’s an incredible trajectory. And it’s not just me. I mean, there’s guys who’ve done it more extreme ways. I talk about this friend, a lot of times he was worth like 30 or $40 million in his early thirties, and then 2008 happened. It didn’t just kinda dent him, it wiped him out, and for years he struggled. Lifestyle kind of reset a little bit, just trying to survive. You know, there’s this saying in business that the key to su success in business is to stick around long enough until you get lucky again. Well, sometimes that’s true. And a lot of people might have, uh, kind of mentally retired at that point. But the reality is he stuck with it. He rebuilt about six or seven years. He was kind of sideways, then another six or seven years, new focus, new discipline, and today worth 60 million bucks. Now, that’s not normal, right? But it does provide, uh, it does, it does kind of provide an important point. It doesn’t take a lifetime always. Now most people don’t lose $40 million, and most people aren’t rebuilding necessarily from zero at 58, but the principle really is universal. It doesn’t take a lifetime to secure your future. It takes a focus season to find period where you’re intensely clear about your objective. It’s a stretch where you work harder than you’re comfortable with, and maybe it’s not fun to do that in your fifties or sixties. You manage risk better than you used to. You stop assuming income equals security. You align your decisions with a specific financial target. You know what, there’s a another line I love, another quote, and I don’t know where this one comes. I, I, I think it was some hockey coach of mine way back. It’s that the harder you work, the luckier you get. The thing is that luck isn’t random, right? It compounds. Around preparation and visibility and persistence. And when you’re laser focused on a financial goal, you’re gonna start seeing opportunities that are out there that others might miss. You’re gonna make, you know, better introductions, ask sharp questions. You move faster when something makes sense, and over time it starts to look like luck. I think the real lesson, um, about the situation that people get into, like this person I was talking about is. That it, it’s not a warning about markets per se, although markets have a lot to do with it. It’s a warning about complacency. You know, success in your profession does not automatically translate into security in your future. You know, income as you know, is not really wealth and financial literacy is not financial strategy. Although literacy is really, really important. You gotta have a strategy. And you can be really, really smart and not eliminate, you know, or mitigate risk enough. So if you’re in your forties or fifties and feel behind, you’re not done. Okay? You made a bad investment, you’re not finished. If you took a hit, I’ve taken plenty of heads, especially the last few years. It’s not your final chapter. You may just be looking at the beginning of your next five year season. And the key is focus clear goals, define targets, discipline, action. The sooner you decide to enter that season, the sooner your next five years will start compounding in your favor. Man, I gotta tell you, this is a, an ongoing story I hear a lot about, so again, think about that Bill Gates quote, you, you know, people tend to way overestimate what they can do in a year. Grossly underestimate what they could do in five. Anyway. There’s no one who knows this better than my guest on this week’s Wealth Formula podcast. Rod Cleef. Many of you already know him. We’ll have that conversation right after these messages. Wealth Formula banking is an ingenious concept powered by whole life insurance, but instead of acting just as a safety net, the strategy supercharges your investments. First, you create a personal financial reservoir that grows at a compounding interest rate much higher than any bank savings account as your money accumulates. You borrow from your own bank to invest in other cash flowing investments. Here’s the key. Even though you’ve borrowed money at a simple interest rate, your insurance company keeps paying you compound interest on that money even though you’ve borrowed it. At result, you make money in two places at the same time. That’s why your investment. Get supercharged. This isn’t a new technique. It’s a refined strategy used by some of the wealthiest families in history, and it uses century old rock solid insurance companies as its backbone. Turbocharge your investments. Visit wealthformulabanking.com. Again, that’s wealthformulabanking.com. Welcome back to the show everyone. Today my guest on Wealth Formula podcast is Rod Thief. He’s a real estate investor, author, and mentor with decades of experience in multifamily investing. Uh, he’s built and sold hundreds of millions, uh, in, in apartment assets and teaches thousands of investors through coaching masterclasses and his life. Uh, lifetime Cash Flow Academy. Uh, rod, how you doing? Good, brother. Good to see you, my friend. Let’s review, but you know a little bit about you, your background. Sure. You know, uh, sure. We have an interesting story. Okay, well I’m a Dutch immigrant, you know, think wooden shoes and windmills. I immigrated to this country, uh, when I was six years old with my brother Albert, my mother’s cia. Um, and we ended up in Denver, Colorado. Uh, struggled initially. Really struggled actually. And, and I remember, uh, wearing hand me down clothes all the way through junior high school until I finally lied about my age when I was 14 ’cause I was tall and said I was 15 so I could flip burgers at Burger King. You know, and I’m sure you’ve got listeners that had it harder than I did, but I knew I wanted more. And luckily my mom had an incredible work ethic and so she babysat kids so we’d have enough money to eat. And with her babysitting money, she was an entrepreneur and invested in real estate. Um, and her first real estate acquisition was the house right across the street from us. When I was 14, she paid about $30,000. And then when I was 17, she told me she’d made $20,000 in her sleep. It had gone up in value. And I’m like, what? Forget college. I’m getting into real estate. So I. Went and got my real estate broker’s license right when I turned 18, which you could do back then with education. Now they got, they got smart you, they need some, you need some experience. But, uh, I was a broker. I was smart enough to go work for a broker. But, um, you know, my first year in real estate I made about eight grand. My second year, maybe 10 grand, but my third year I made over a hundred thousand dollars, which back in 1980 was some pretty decent money. And so what happened between year two and year three? Uh, the 10 x my income was what? What happens? I met a, a guy, he was a broker. I was working for actually, it taught me about the importance of mindset and psychology and how really 80 to 90% of your success in anything is just that your mindset and psychology. So fast forward to today, I’ve, I’ve owned over 2000 houses that I’ve rented long term. I own thousands of apartments now, and I’m also buying senior housing now, which I’m excited about. And you know, in 2006, my net worth went up $17 million while I slept. And you might say, wow. I said, wow, I got a head so big I could barely fit it through a door. And I thought I was a real estate God. And you know, when that happens, God of the universe will give you a nice little SmackDown. Well, that was 2008. I conservatively lost $50 million in 2008 and nine. What I’m known for talking about on my podcast, which I’m blessed to say at this point’s, the largest, uh, commercial real estate podcast really in the world at this point is, and, and the reason being is I spend time talking about mindset. You know, people don’t remember what you said, but they remember how you make him feel. And I do little clips every week called Own Your Power, their motivational clips. And, and I think that’s the reason it’s been so well received. But, uh, you know, I’m known for talking about the. Mindset it took to have 50 million to lose in the first place. And you know, maybe more importantly, the mindset it took to recover from losing it. But, uh, you know, I’d love to, we can chat about that if you like, or I’d love to talk about the state. Yeah. Whatever you It’s a, it’s, I think it’s appropriate to talk about that right now, rod. I mean, I think Okay. You know, in this, in this market with what we had, you know, um, you know, there’s been a, there’s been a lot of pain in multifamily and Yeah. You know, it’s, you know, you and I have talked about this before where. Part of success is, is trying to recognize particular situations. Um, you know, you talk about Warren Buffet and how Warren Buffet says be greedy, when others are fearful and all that, that’s great, but it’s really hard to do. Right? And so help us understand like, sure. You know, uh, how, how do you, how do you do that? Sure. How did you go and how bad did it get? Well, I lost 50 million. I lost $50 million, so it got pretty freaking bad. Okay. I call ’em seminars. That was an expensive seminar. Yeah. Yeah. And very little, uh, so it was, it was ugly. It was ugly, but. It was, it’s, I, I’ll be, I’ll be candid. The strategies I’ll share very briefly here, the strategies, I’ll share the same strategies you would use to get started. Okay. You know, if, if you know you need to do something, and we talked about this, uh, uh, before we started recording, you know, the. With ai, a lot of jobs are going away. You know, if you heard of Elon Musk on, on Joe Rogan’s last epi episode, or the last interview he did with Joe Rogan, you know, he said any job in front of a computer is pretty much gonna be gone like lightning, like a year or two. I mean that fast. It’s crazy. And so, you know, and even, you know, surgeons are, are, are, are gonna be replaced by robotics and, and on and on and you know, and I think there’s gonna be it professionals, uh, you know, there’s gonna be a lot of. Pain for the people that don’t proactively, you know, reinvent themselves, start thinking about what they’re gonna do to reinvent themselves. Maybe it’s an ai, maybe you’ll learn ai, but, but you better think about it now or if you’re in one of these positions. So when the shoe drops, you’re ready because. Uh, there’s a lot of opportunity. I mean, there’s 10,000 people a day turning 65 in this country. You could buy businesses, um, you know, uh, I’m in, I’m, I’m excited about senior housing. They need beds, you know, and, and there’s a huge shortage of beds, but, so there’s a lot of opportunity, but you better pick something if you’re in one of these fields and get busy starting to study it and learn it, and do it on the side so that when the shoe drops, you’re ready. That’s, I don’t wanna scare you, but I just wanna open your eyes. To that fact. But so how, how I recovered from losing $50 million again, is the same strategy I would tell you to use to get started. And it’s first thing, it starts with goals. You gotta figure out what it is you want. ’cause how do you get anything if you don’t know what it is? Because with the goals you create a burning desire or a hunger and you’ve gotta have that to push through fear and limiting beliefs and so on and so forth. And, um. You know, I, I, that’s, if you come to one of my bootcamps, I do a virtual bootcamp every couple of months. It’s two days. I don’t sell anything there. And I’ll tell you later how you can come for 47 bucks. So it’s no excuse. But, but the first thing we do is goal setting on steroids, uh, because you’ve got, again, you’ve gotta create that hunger. Now, I’ll, I’ll say this to you, if you have no interest in, in, uh, learning what I teach. At my link tree, I did my goal setting workshop. It’s an hour. There’s a guide you can download if you go to rodslinks.com or text the word links if you’re driving, uh, to 7, 2, 3, 4, 5 at the bottom. My, is my goal setting workshop. And you know, here’s the thing, buck, people spend more time planning a freaking birthday party than they do designing their lives. Doing your goals is designing your life. So you know, if, if, uh, if you haven’t done ’em in a while, go to Rods, links, go at the bottom. There’s my workshop, there’s a guide. You can download ’em. Not gonna try to sell you anything. Spend an hour with me. Have your spouse do it. Have your kids do it if they’re over 10 years old, and design their lives. So again, it starts with goals. So that’s the first thing I did was reassociate with my goals. Then the second piece is you gotta make a decision. And I don’t mean dip your toe in the water. I don’t mean one foot in, one foot out. I mean, you decide it’s done. Okay. The Latin root for the word decision means to cut off. If you’re gonna attack the island, you burn your ships ’cause you’re taking their ships home. That’s a decision. And, and that’s what I did. I said, okay, enough, quit feeling sorry for yourself. Pick yourself up and go make something happen. And that’s, that’s what I did back then when I lost everything. But it’s the same thing again. If you’re, if you’re in a job and you’re. You’re just not where you want to be. So we make that decision and then you gotta take the first step, uh, you know, buck. And that’s, that’s pretty much it. You know, Dr. Martin Luther King said, you take that first step in faith, the next step will be revealed. And you know, LA Sue said the journey of a thousand miles begins with a single step. But, you know, in our business and, and, and the investors that we deal with and, and the, you know. Uh, active investors and, and, and passive both, as many of ’em are very analytical and you know who you are. If that’s you and I love you, you’re some of the most successful students that I have and successful people in our businesses. However, I also know how you have to check off every single box before you make a move, and you can’t do that here. Okay? You’ve got to, you’ve got to recognize that you’ve gotta have enough faith. To get started, you know, you can go all the way across the United States at night with your headlight only seeing 50 feet in front of you. And, you know, you can make it, you know, other people have done it before you, you know, there’s a, there’s a, there’s a, a road. And, uh, it’s the same way. You may have some obstacles, but, uh, it’s the same way with this business or really any business. But you, you, you’ve got to take that first step. And, you know, a, a lot of people fear failure, and I’m gonna tell you, don’t fear failure. Fear being in the same place you are right now, a year or two from now, unless you absolutely freak. Love where you are right now. Fear, fear, regret. That’s what I would fear if I were you. I, I, there was this nurse in Australia, a hospice nurse, uh, and her name was Bronny Ware. She asked patients when, who were about to die, if they had any regrets, and she wrote a book about it as a national bestseller. Something like The Five Regrets of Dying. You know what the number on regret was? It was Living the, not Living the Life I could have lived living someone else’s life, not doing what I know. I’m capable of fear that don’t fear failure, you know? Well, the next piece is fear and limiting beliefs. So fear, you know, every successful person have has fear. Now we, we, we, entrepreneurs call it stress, but it’s fear. And, you know, action mitigates fear. You wanna mitigate fear, take action. Go do something. If I’m, if I’m laying in bed at night, it’s three in the clock in the freaking morning and something stresses me out again, stress is fear. That’s what we achievers call stress. Uh, it’s fear. Uh, and, and, um. If something wakes me up and I’m stressed about it, I literally will get outta bed and just go write down some notes. I used to have a pen with an electrical pen that drove my ex-wife crazy and I’d, I’d write notes sometimes fill up pages of notes in bed so that I’m taking some action so I can go back to sleep. So there’s a, there’s a very simple example of it, but anytime that I am fearful about something, I take massive action towards it. Just, just taking steps, doing things. That will mitigate it. And it’s just how it works. So, I mean, it’s, it’s, it’s as simple as that buck. I mean, you just have to do some things. Towards that fear now. Now, the other thing is, if you don’t take action, the fear expands. So that’s the, uh, uh, that’s the antithesis there. So, so you, you need to take action because that’ll, that’ll mitigate it. The, the next piece really is limiting beliefs. You know, when I immigrated this country, I didn’t speak English. I got thrown into school, found out what bullies were for the first time. So I got my butt kicked occasionally, hadn’t learned how to fight back, and then my mom, this is the prop, sent me to school in these wooden shoes. And these are the actual wooden shoes. We found them. When we put her in senior house, senior living in, and these leather shorts, the Germans wear for October Fest, I had to wear that to school. And of course that was crack cocaine for the fricking bully. So I got my ass kicked again. And don’t wooden shoes, rod Or, or those, yeah. Yeah. Wooden shoes. Wooden shoes. Yeah. These are from Holland, man. That’s where I was born. Yeah. My mom. Proud Dutch woman. Yeah. This is, they’re wood. They’re real wood. The farmers still wear these things, uh, ’cause they’re good to go through mud, but they’re crack cocaine for bullies. Okay? And so, yeah, you know, uh, I, I, I got my butt kicked again and, and I came up with this belief system that I wasn’t good enough. I used to ask myself, how can I show them I’m good enough? And a lot of people have these limiting belief systems. I’m not good enough. I’m not courageous enough. I’m not strong enough. I’m not old enough. I’m not young enough. Here’s the thing to remember. There’s a reason the acronym for Belief Systems is BS because 99% of them are bs, but we believe they’re real. I mean, I used to be afraid to raise my hand in front of 10 kids in a classroom, and because of fear of rejection, now I speak in front of thousands of people a year, usually in flip-flops. Okay, so you know, you can mitigate this. So if you’re aware of one of these. Limiting beliefs, BS belief systems, drag it out into the daylight. Look at it with your adult rational mind. You’ll recognize that it’s BS and it will dissipate. But you gotta, you gotta think about it consciously and it’ll, it’ll go away. Um, the, the next piece is focus. Um, you know, focus really is power and whatever we focus on gets bigger, both positive or negative. Okay? So it’s very important that you focus on what you want, not what you don’t want. I’ll get, people call me and say, how do I get outta my student loan debt? I’m like, wrong question. How do you make so much money? The debt’s irrelevant, is the question you need to be asking. They asked Mother Theresa if she was anti-war. She said, no, I’m pro peace. I mean, you get it, right? And, and so, and in fact, I’ll give you another example. So I, I, my podcast is over, I believe, over 30 million downloads, which doesn’t sound like a lot in our social media world, but in, in the podcasting space, it’s not bad. But I listened to two podcasts, Joe Rogan and Tim Ferris. I try to get both sides of the aisle. I’m definitely on, on one side. Uh, but, but, um. They get, and the reason I bring that up is they get about 30 million a week, you know, but that big podcast. But, but, um, on, on Tim Ferriss’ show, he interviews the best of the best in the world. You know, the best athletes like Michael Phelps, NFL players and NFL players, NBA players, actors like Hugh Jackman, ed Norton, Jamie Fox, Arnold billionaires like Ray Dalio, heads of the biggest companies on the planet like Zuckerberg. And he deconstructs their success. It’s very intelligent conversation. I mean, I, I love listening to it. I started to hear a pattern, uh, they almost all meditate. What does meditation enhance? Focus, right? So focus is a really important piece of, of, of success. And just a couple more. One is playing, the next one is playing to your strengths. You know, when, when you, when you go to reinvent yourself or if you’re struggling, you know, or, or gonna start something. Play to your strengths and hire a align or partner for your weaknesses. Like in our world, you know, there’s lots of different hats you can wear. It’s a team sport. You could be the person that finds the deals and analyzes them. If you’re analytical, you could be the mouthpiece like me or you, and you’re, you know, raising money, talking to brokers and, and getting the word out. You could be the. You know, the um, asset manager, if you’ve got some project management experience, construction experience, there’s lots of different hats you can wear, but you wanna play to your strengths. Your strengths are your greatest assets. Don’t try to maximize your fears. You’re gonna get much further. Like I said, if you hire aligner partner for your weaknesses, you know, some of the most successful. Um, partnerships I see in the business are an analytical, introverted person with an extroverted, outgoing person. I mean, that’s a match made in heaven in our business. ’cause our business is primarily empirical. You ask the right questions, uh, and, and you get the numbers right. You know, it’s kind of hard to make a big mistake. Um, and so. You know, just make sure you’re playing to your strengths and when you’re playing to your strengths, you’re gonna have passion and passion’s required to influence people. Right? ’cause you love what you do, so you’re passionate about it. So again, real heavy duty argument to play to your strengths. Yeah, I think the last piece, the last piece is, is peer group. Um, you know, who you hang out with is who you become. You’ve heard it, you’ve heard it before. So if you’re gonna get into something, get around people that are doing it. Like my Warrior Coaching program, I’m, I’m gonna brag. I, I, like I said, they own 300,000 multifamily units that we know of. I’m, I, it’s, we’re counting, uh, we know it’s close to 300,000. We’re at like 275,000 or something. I know there’s a lot we’re missing. And, you know, tons of senior housing, tons of self storage, tons of industrial flex space, um, retail mixed use, you name it. Uh, mobile home parks, and. Almost all of those deals were done between warriors, between my students. So you know, ha, who you hang out with is who you become. You know, if you show me your three best friends, I’ll show you who you are in your relationships, your happiness, your health, and definitely your finances. But see, so many people default to a peer group they went to school with or they work with, and those people with their own fears or limiting beliefs might hold you back, you know, afraid of losing you, afraid of feeling less than if you succeed. And sometimes it’s family. I’m gonna tell you, love your family, but proactively choose your peers. Right? You know, and when I was losing everything in 2008 and oh nine, I was in Tony Robbins Platinum Partnership and there were people there that were killing it in that crash, uh, you know, thriving. And they’re like, get up, you puss. 50 million Schmill. Go make something happen. That’s who you wanna be around, not only while you’re building, but certainly when the proverbial stuff hits the fan, right? Uh, so anyway. I, that those are, those are some of the big pieces. Yeah. Well, that, I mean, that’s, let, let’s talk a little bit about the, the business that you’re in. Um, you know, you’re, you’re heavily involved with real estate. Obviously these, uh, mindset things are a great place to start. Now you go out there, let’s talk about where the market actually is and what you’re seeing in this market right now. Does your represent opportunity to you? There’s a ton of opportunity because there’s a ton of people in trouble, sadly. Right. Okay. A lot, a lot of people got adjustable bridge debt. You know, these rates have gone through the moon. I’ll give you a small example. We were looking at a small asset in San Antonio where I’ve got some assets and I. And there, the lender reserve payment that this guy had to pay to prepare for a refinance went from 8,000 a month to 80,000 a month. Do you think that’s painful? Right. And you know, and, and when you’ve got a multi tens of millions of dollar loan on a property and the interest rates adjust several points, you’re done. And, and so that’s just on the interest rate piece. Uh, mentioning my SEC attorney had six foreclosures in one day, apartment complexes, uh, clients, new clients that came to him, he told me like three weeks ago. So who knows how many since then. But you know, there’s a lot of deals and trouble and it’s sad. It’s very sad. But, uh, that’s just one piece is the loans. Uh, the expenses have gone through the thick and roof. I mean, I’ve got maintenance supervisor that’s making $40 an hour at this point, which is crazy. Uh, you know, I, I teach at my bootcamps. Uh, I used to teach a 50% expense ratio. That’s what you want to have. Now I teach 60% ’cause they’ve gone up that much. And so, you know, there’s a lot of pain in the market. But with crisis comes opportunity. There’s incredible deals. I’ve got a a, a 200 unit asset in San Antonio. Um. That is on a lake, and right next door is a 300 unit, 300 plus unit asset. Um, it’s sold the 300 units sold for 43 million in 21 or 22. It’s, it’s with the bank, it’s down to 28 million now. And I’m not even interested unless it gets to 24, unless the rates drop significantly. And so 43 to 24. So that’s what’s out there right now. And di I think you just bought a, a deal at like a 40% discount, didn’t you? Yeah. Yeah. Yeah. And here’s the thing, which is what I wanted to get into as well, and I I just bring, bring people’s attention to it, is that these times in history don’t happen that frequently. Right? Right. And it, and it’s interesting what the, the last multiple, uh, opportunities we’ve, we’ve, we’ve capitalized on, they have been all these situations where it’s a debt problem, right? It’s, it’s an asset that’s performing fine. But someone’s got a month, uh, to go and they just need to get out. They’re gonna lose all their equity, their debts due. Um, yeah, their debts do, there’s like this, this wall of debt, like, I think it’s like a trillion dollars of debt due by the end of this year. So what we’re seeing is, you know, the last several opportunities, 30 to 40% discounts on basis, uh, compared to just two or three years ago. And I think the challenges for investors is that like. In the background, those of us who’ve been through the pain are still feeling the pain and you feel very gun shy about it, right? Yeah. Yeah. Um, and you also start thinking, well, 30 to 40% discounts. Uh, you know, this, this is, this sounds very scary, but in, in reality, I, I’m trying to get people to understand that, that those discounts only last for so long, right? I mean, that if you look at like the, the debt. That’s out there. Most of that really bad debt washes away at the end of this year. At 2026. Yeah. After that, like those 30 to 40% discounts that like people are hearing so often, they’re not gonna be there anymore. No, that’s, and what I, and what I hate to see is people wait two or three years from now and all of a sudden there’s a frothy market and everybody’s jumping on the bwa. ’cause that’s what they always do. That’s not, you wanna be a net seller in that market. That’s right. And, and you know, it’s like you mentioned Warren Buffet’s famous quote, be greedy when others are fearful and fearful when they’re greedy. And, and so right now they’re fearful, which is making harder to raise money. And I’m, I’m having the same conversations. It’s like, Hey, if there was ever a time, it’s right now and now. Now the key, now the key. Differentiator or key factor is it’s all about cash flow. You know, like I said, that that deal at 43 is down to 28. 28 still doesn’t make sense for me. So it’s all about cash flow. And so, you know, I wrote a bestselling book. I’ll brag about, hang on, I’ll show it here. It’s called How to Create Lifetime Cash Flow through Multifamily Properties. The reason I bring this up is the subtitle is The New Rules of Real Estate Investing IE The new rules is it’s all about cash flow. I don’t, you know, I can brag about what you, you know, the discounts you can buy a property for, but it, it’s all about the numbers. It’s got a pencil, it, so cash flow is king. Um, so would you agree with that? Oh, a hundred percent. No. The interesting thing is though, that like, that’s a, that’s actually in real estate. That’s a principle I think a lot of people had, and I think what ends up happening is when the market gets frothy, you kind of skip that step, right? Because then what you’re, then what happens is that the market becomes so competitive that you’re trying to project, okay, I can get this from here to here and I can make it cash flow pretty quickly. And that’s when it gets dangerous, right? Yeah, yeah. Because listen, when Mark, when, when, when rates were, were as low as they were, you could do that. Now what? As soon as they started accelerating, well then you just got behind and, and you, you couldn’t catch up. And that’s kind of what happened. No, that’s it. And the expenses. Yeah. Yeah. They, the business about this market though, and maybe you can get some perspective on this, is what happens. You’ve experienced multiple real estate cycles and one of the opportunities that real estate investors have had throughout the decades is investing in a market where interest rates start to fall. What happens? Well, what happens is, is, is, is, is values As values go up, you know, and here’s the other thing, you know, uh, uh, with inflation, inflation’s not going away. And when you buy a property, the debt’s locked unless you do the adjustable rate thing. But if, if you get a normal, a normal mortgage. The, the rent, the debt is locked, but your, your interest, your rents are gonna continue to climb here. They’re going up, they’re gonna keep going up. And, you know, and, and of course the value of, of what we do is based on a multiple of the net income, the NOI, the net operating income. So any increase of the rents is gonna go to the bottom line. And, and so your values are gonna go up. So again, incredible opportunity to get into this real estate now. With the debasement of the US currency, with with, with all the money they’re printing and everything else, you’re, you’re seeing incredible rises in, in hard assets like gold, silver, of course, we saw a crash in Bitcoin ’cause it’s ethereal, it’s air, but, but real estate, uh, is, is you look at it over, over, you know, 50 years and, and it only goes one direction. It has some dips, but it continues to go one direction. And, and so, you know, I, I love real estate. I always have and. And, and always will. And so, you know, that’s why I teach it, you know, I do, I teach multi and I now teach multiple asset classes. I just taught multifamily for a long time, but now I teach pretty much every asset class and I’m, yeah. So what’s, uh, housing too? Yeah. Tell us a little bit about senior housing and um, yeah, what you’re doing there. I, I, I’ve only purchased one assisted living facility so far, but my students, my God, I can’t even count how many assisted living facilities and memory care units they have. But I, I’m, I’m gearing up. I have a whole team doing it. Uh, we’re cold calling and, and, and the, the, the out, the goal is. Is, uh, uh, 12 units in the next 18, I’m sorry, 12 separate facilities in the next 18 months. And we’re growing up to do that. Uh, we’ve got a ton of interest. And here’s the, here’s the reason why they call it the silver tsunami. There’s, there’s six, 10,000 people a day turning 65, and it goes forever. And it seems like forever. I mean like literally a over a decade and. And again, um, you know, those people. Uh, so there’s a lot of opportunity with that. There’s an opportunity to buy businesses as well. A lot of ’em wanna retire and own businesses, so there’s an opportunity there. But, but, um, in senior housing, there’s, there’s a huge shortage of beds. And, and I’m quite candidly, I’m not sure we’re gonna be able to match the need in the shortage of beds, but there’s a huge shortage of beds and, and so, um, you know, and to build new. The about the least you can build a place for is $200,000 a bed. Well, there are facilities that got crushed by COVID where you can buy. Facilities for sub a hundred dollars a bed. So there’s, there’s a, there’s an opportunity there that we’re capitalizing on. It’s very exciting. Uh, that won’t be around there a lot of, is there a lot of competition from, you know, big money institutions, that kind of thing in this space that are sort of pushing prices up? Because I would think if they would have to, yeah. Yeah. I would think they would have the same sort of thesis overall. So the larger facilities, yes. The, you know, I, I’m not doing the, the 200 bed facilities, you know, I’m in the 50 to a hundred range, you know, uh, kind of the mom and pop range as it were. Uh, and. So, at least to start, I mean, at some point I’ll compete with the larger ones, but we’re starting there and, and there’s just an incredible opportunity to, to get to, and the returns are fantastic. I mean, we’re seeing 15% cash on cash, 25% IRR, realistically not BS returns. And so, you know, it’s very exciting, honestly. And, and, and, and, and again, it’s got legs. It’s not going anywhere. It’s not like one of these things that’s cyclical. There’s, there’s the, these people are retiring. They’ve impacted everything from Pampers diapers to suburbia, and they’re gonna impact, you know, senior housing in a big way. So, um, you know, it’s, it’s that, that’s exciting. Yeah. I got crushed by that wave in 2008. I got crushed by that wave. I’m surfing this wave. Yeah, yeah. Yeah. Good for you. So tell us, you know, a little bit more about how people can get involved. It sounds like you got a lot going on there. So tell us about Well, I, I, I teach, you know, I teach this stuff. I have, I’ve had, I dunno, upwards of 20,000 people attend my bootcamps by the way. Really never had a complaint except that the breaks are too short. ’cause I, I packed three days into two days, but I teach this business and soup to nuts, how to find deals, how to pick a market, how to pick a team, how to underwrite them, how to finance them, how to raise all the money for them, on and on. And so if you go to Rods. links.com. That’s my link tree. That’s where my goal setting workshop is. If you want to do your goals, do it there. But, uh, if you come to my bootcamp, that’s the first thing we do. Uh, ’cause I, I need to have you get very focused on what you want. But, um, you know, it’s two days of training. I don’t sell anything and you can come for $47. So tell me your excuse. Okay? And the bonus, the bonuses are thousands of dollars. You get my deal evaluator software, my document library. You get all this stuff. And you know, and candidly, if you come to the bootcamp and. On Monday, you decide it wasn’t worth it, you didn’t love it. I don’t mean like it, I mean, love it. I’ll give you your 47 bucks back. It’s never happened, but it’s first time for everything. So, yeah, no, I, I, I love what I do. It comes out and what I do, and I, I spend time on mindset too, because again, that’s 80 to 90% of it. That’s why my students are so freaking successful. They actually do it. Um, and so. I, I, I really love it, and that’s where I’ll continue to do it. So I’m, I’m doing one of these virtual events pretty much every month and a half. I’ve got one coming up, I don’t know when this’ll air. I’ve got one coming up in March, March 7th and eighth, and there’ll be one, you know, 60, 45, 60 days after that. So, yeah. Fantastic. Rod, thanks so much for being on the show today. Oh, I appreciate it. I appreciate it. Uh, thank you. And, and again, it’s Rod’s links or text links to 7 2 3 4 5. Matt, thanks. Thanks for having me on. Buck, it’s great to see you again. You make a lot of money, but are still worried about retirement. Maybe you didn’t start earning until your thirties, now you’re trying to catch up. Meanwhile, you’ve got a mortgage private school to pay for and you feel like you’re getting further and further behind. Now, good news, if you need to catch up on retirement, check out a program put off by some of the oldest and most prestigious life insurance companies in the world. It’s. Called Wealth Accelerator and it can help you amplify your returns quickly, protect your money from creditors, and provide financial protection to your family if something happens to you. The concepts here are used by some of the wealthiest families in the world, and there’s no reason why they can’t be used by you. Check it out for yourself by going to wealthformulabanking.com. Welcome back to the show everyone. Hope you enjoyed it. We talked about a lot of things, but I think the mindset step is really important. So if you’re one of those people. Who is worried about, you know, a time in your life right now, or that that things aren’t going well? Things can turn around really quickly. You just gotta have some, you know, you gotta have the right mindset. You gotta have the right goals. That’s it for me this week on Wealth Formula Podcast. This is Buck Joffrey sign now. If you wanna learn more, you can now get free access to our in-depth personal finance course featuring industry leaders like Tom Wheel Wright and Ken McElroy. Visit wealthformularoadmap.com.

    The Brian Lehrer Show
    Are You For or Against Daylight Saving Time?

    The Brian Lehrer Show

    Play Episode Listen Later Mar 9, 2026 12:47


    Listeners weigh in on whether they'd prefer to stay on daylight saving time, or standard time permanently, or whether they are fine with the status quo of changing the clocks. Plus, they talk about how the time change affects them personally. (Photo By Jesus Hellin/Europa Press via Getty Images)  

    Before Breakfast
    Is it a hobby or a necessity?

    Before Breakfast

    Play Episode Listen Later Mar 9, 2026 6:01 Transcription Available


    Even if something has to be done, maybe it can be done for less timeSee omnystudio.com/listener for privacy information.

    Optimal Finance Daily
    3484: [Part 2] Lifestyle Inflation Is Okay - Just Let It Happen On Your Terms by Kevin of Financial Panther

    Optimal Finance Daily

    Play Episode Listen Later Mar 9, 2026 8:52


    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3484: Kevin explains why delaying lifestyle inflation can be a powerful strategic move, especially when you're young and free from external expectations. By reaching Coast FI early and building financial flexibility before life gets more complex, you create long-term confidence and options. At the same time, he reminds us that spending more over time isn't failure, it's a natural, intentional part of building a meaningful life. Read along with the original article(s) here: https://financialpanther.com/lifestyle-inflation-is-okay-just-let-it-happen-on-your-terms/ Quotes to ponder: "Lifestyle inflation becomes a problem when you spend far more than you make and don't save anything." "The point of money isn't to save all of it. In an optimal world, we'd save exactly what we need and spend the rest." "Life can be good even if you're spending money and have to work to support yourself." Learn more about your ad choices. Visit megaphone.fm/adchoices

    Yo Quiero Dinero: A Personal Finance Podcast For the Modern Latina
    How to Build a Money System That Actually Works for Your Family with Sahirenys Pierce

    Yo Quiero Dinero: A Personal Finance Podcast For the Modern Latina

    Play Episode Listen Later Mar 9, 2026 51:03


    What if having the right money system meant that when your family faced a crisis, finances were the last thing on your mind?In this episode, I'm sitting down with Sahirenys Pierce of Poised Finance and Lifestyle — one of the OG Latinas of personal finance on the internet — and she's sharing the story behind her High 5 Banking Method. Spoiler: it was born out of one of the scariest moments of her life, when her son needed open heart surgery and she realized that having organized finances meant she could focus entirely on him instead of scrambling for money. That's the real power of a system that works.We break down the full High 5 Banking Method — the five purpose-driven accounts, how to set them up without starting from scratch, when high-yield savings actually matters, and how to handle the very Latina reality of your family treating your emergency fund like a group savings account. We also get into her four household game changers that eliminate the mental load of running a home without losing your damn mind.Her book, The High 5 Banking Method: A Money System You Can Count On, drops March 3rd, 2026. Grab your copy — and one for someone you love too, because we're not out here building little rich silos. WE GET INTO:00:42 - Meet Sahirenys: Creator of the High 5 Banking Method02:14 - Growing Up Watching Her Parents Lose Everything in 200805:33 - From Pharmacy School to Financial Planning07:03 - Why Less Than 4% of CFPs Are People of Color09:04 - How Her Son's Heart Defect Inspired a Money System11:14 - Saving with Confidence: The Surgery Fund Story13:10 - How the System Held Up When Everything Went Wrong at Once14:42 - Breaking Down the 5 Accounts (2 Checking, 3 Savings)17:46 - Bills Checking vs. Lifestyle Checking: What Goes Where19:21 - Do All Your Accounts Have to Be at the Same Bank?20:25 - High-Yield Savings Accounts: Do You Actually Need Them?21:18 - Ally Bank's Savings Buckets Feature (Not Sponsored, Just Good)27:00 - Managing Family Financial Pressure the Cultural Way30:29 - The SOP: How to Cut, Keep, or Reduce Any Expense34:37 - The Four Game Changers for Running Your Household41:28 - Can Free-Spirited People Actually Use Systems?44:10 - What's Inside the BookKEY TAKEAWAYS:Why one checking and one savings account is keeping you stuckHow to set up five purpose-driven accounts without starting from scratchWhen to use high-yield savings — and when it doesn't actually matterHow to build an SOP so you're never scrambling financially in a crisisThe four household systems that eliminate the mental load of running a homeWhy financial systems aren't just about money — they're about protecting your familyCONNECT WITH SAHIRENYS:Instagram: @poisedfinanceandlifestyleWebsite: poisedlifestyle.comBook: The High 5 Banking Method — available at Barnes & Noble, Target, Walmart, and everywhere books are soldTAKE THE NEXT STEP:Yo Quiero Dinero Private MembershipRead my book: Financially LitLeave me a voicemailThis episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.

    Play The Game
    #331 - Nick Cucuzza & Arthur Dolzhansky

    Play The Game

    Play Episode Listen Later Mar 9, 2026 96:43


    Nick Cucuzza and Arthur Dolzhansky are professional videographers, editors and producers. With being paintballers at their core, they ave poured their heart and soul into documenting the stories in the game for almost two decades. JOIN THE DISCORD:https://www.patreon.com/bePatron?u=34554029SHOW SPONSORS:https://www.lonewolfpaintball.com/Support the showJoin the PTG community by clicking the orange

    All Of It
    A Journey Through Lebanese Cuisine with Anissa Helou

    All Of It

    Play Episode Listen Later Mar 9, 2026 21:41


    The latest cookbook from James Beard Award-winner Anissa Helou presents an in-depth look at the history of Lebanese cuisine throughout the country, from Helou's hometown of Beirut, to Tripoli, to the mountainous regions. The cookbook is titled Lebanon: Cooking the Foods of My Homeland. Helou will be speaking at MOFAD on March 10 at 7 pm. Photo by Kristin Perers

    No Chit Chat Trivia
    Outlander TV Series Trivia

    No Chit Chat Trivia

    Play Episode Listen Later Mar 9, 2026 7:38


    Are you in, or are you Out...lander on our 10 trivia questions on the TV show Outlander!If you'd like to choose a specific topic or dedicate an episode to a friend send a donation of your choice to our PayPal (NoChitChatTrivia@gmail.com) or our Venmo @NoChitChatTrivia and write the topic you'd like in the comments: https://account.venmo.com/NoChitChatTriviaOur official store is live! Support the show by grabbing a NCCT shirt, hat, puzzle, or more: https://www.thetop10things.com/storeSocial Media Links: TikTok, Instagram, FaceBook, YouTubeVisit our sister site thetop10things.com for travel and entertainment information!Thank you to everyone who listens! Say hello or let's collaborate: nochitchattrivia@gmail.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Living The Red Life
    The "Tattoo Dentist" on Why Discipline Beats Motivation Every Time

    Living The Red Life

    Play Episode Listen Later Mar 9, 2026 27:47


    Jonathan Wong, the multifaceted "tattoo dentist", delves into his journey from being an entrepreneurial dentist to a lifestyle advocate who underscores discipline over motivation. Throughout the discussion, Jonathan offers insights into the significance of discipline, saying "It's the discipline that gets you to the gym...even when you don't want to." His story is woven with themes of resilience, self-reflection, and the importance of not just seeking success, but defining what success genuinely means. He shares his unique trajectory through the world of dentistry, fitness, and personal growth, and candidly reveals that his multicultural background fuels his resilient work ethic and desire to defy expectations. Highlighting his mentoring spirit, Jonathan stands as a testament to how commitment and self-belief can manifest into diverse avenues of success.Key Takeaways:Discipline Over Motivation: Jonathan Wong stresses the critical role of discipline in achieving goals, stating that it often surpasses motivation in importance.Lifestyle as a Marathon: Fitness and health are lifelong commitments, and Jonathan views them as ongoing journeys rather than short-term goals.Diverse Pathways to Success: Jonathan emphasizes that there's no single path to success; his own unique journey in dentistry and entrepreneurship demonstrates the variety in ways one can achieve their dreams.Visualizing Success: By visualizing multiple scenarios, Jonathan believes in mentally preparing for challenges, which helps in efficiently navigating life's uncertainties.Legacy and Mentoring: Jonathan aspires to inspire others not just through direct teaching but by living a life that leads by example, aligning with his father's educational ethos.Notable Quotes:"You could be the most motivated person to have no discipline. Right. And it won't happen.""I strive to be the best. But knowing there's no best endodontist means my motivation will never waver.""Don't be afraid to live outside the Matrix.""There's no one way to carve your own path. Just be the best at whatever you feel.""Money's just basically the freedom to do whatever you want. That's real success."Connect with Jonathan Wong:WebsiteInstagramConnect with Rudy Mawer:LinkedInInstagramFacebookTwitter

    Law of InnerG
    Ep. 282 | Gold Diggers Are BACK In Style, MAGA Loves War, NAACP Lost It's Meaning, Sober Lifestyle

    Law of InnerG

    Play Episode Listen Later Mar 9, 2026 124:03


    FitBody Lifestyle
    How To Translate Competition Strategies Into Lifestyle Success With Hana DeVore

    FitBody Lifestyle

    Play Episode Listen Later Mar 9, 2026 72:46


    Send a textIn this episode of the FitBody Lifestyle Podcast, Hana DeVore breaks down how elite competition strategies can be translated into sustainable, real-life success. The conversation reframes fitness away from flashy stage moments and toward long-term lifestyle execution built on trust, consistency, and clarity.Hana explains the coach's role in filtering noise, guiding clients through corrective phases, and resisting the pull of constant “more.” The episode addresses why jumping between fads erodes progress, how foundational concepts like macros should be understood—not chased—and why lifestyle transformation often requires confronting uncomfortable but correctable realities.This episode is designed for anyone seeking lasting results through disciplined coaching, informed decision-making, and a mindset focused on sustainability over extremes.Hana DeVore is a Lifestyle and Competition Coach who will be celebrating her 10th year with FitBody Fusion this June 2024. She is a former Food Industry Marketing Executive with extensive knowledge of nutrition and macros, as well as experience in balancing bodybuilding with career and travel. She is J3U certified and currently studying for her NASM-CNC certification. https://www.instagram.com/hana_devore/https://www.facebook.com/hanadevorefitness/http://fitbodyfusion.comWelcome to FitBody Lifestyle the podcast hosted by Jami and Greg DeBernard! Join us as we explore the multifaceted world of fitness, health, business, relationships, and the art of leading a well-rounded life. Whether you're pumping iron at the gym, grinding in your entrepreneurial endeavors, or simply striving for balance in your daily routine, you've landed in the right spot.In each episode, we'll embark on enlightening discussions, provide you with actionable tips, and share inspiring stories that touch on every aspect of your journey towards a healthier, more fulfilling life. We'll cover everything from fitness tips to expert guidance on nutrition, and effective weight loss strategies. Dive deep with us into topics like strength training for both body and mind, fostering cardiovascular health, and discovering the harmony between your daily lifestyle and your personal well-being. We're here to help you unlock your full potential, empowering you to transform your mind, body, and overall life. Connect With Us:https://www.fitbodylifestylepodcast.com/https://www.fitbodyfusion.com/https://www.instagram.com/jamidebernard/https://www.instagram.com/fbf_papa_bear/https://...

    Khuspus with Omkar Jadhav | A Marathi Podcast on Uncomfortable topics
    DINK Lifestyle Explained | Dr.Shirisha Sathe & Nandita Ambike | Khuspus with Omkar #amuktamuk

    Khuspus with Omkar Jadhav | A Marathi Podcast on Uncomfortable topics

    Play Episode Listen Later Mar 9, 2026 75:07


    DINK (Double Income No Kids) – Today, many couples are choosing this lifestyle. But is this decision really that simple? Is having children a personal choice, or should parenthood be accepted under social pressure? Do children hinder one's personal growth? Is it right to look at children only as an ‘investment for old age'? What are the pros and cons of a DINK lifestyle? We discuss all these questions with Dr. Shirisha Sathe (Senior Psychologist) and Nandita Ambike (Chairperson, Pune District Child Welfare Committee). Don't miss the full episode!Guests: Dr.Shirisha Sathe (Senior Psychologist) and Nandita Ambike (Chairperson, Pune District Child Welfare Committee).Host: Omkar Jadhav.Creative Producer: Shardul Kadam.Editor: Rameshwar Garkal.Edit Assistant: Rohit Landge,Priyanka ThosarContent Manager: Sohan Mane.Social Media Manager: Sonali Gokhale.Legal Advisor: Savani Vaze.Business Development Executive: Sai Kher.Social Media Executive: Mrunal Arve.About The Host Omkar Jadhav.Co-founder – Amuk Tamuk Podcast NetworkPodcast Host | Writer | Director | Actor | YouTube & Podcast ConsultantWith 8+ years in digital content, former Content & Programming Head at BhaDiPa & Vishay Khol.Directed 100+ sketches, 3 web series & non-fiction shows including Aai & Me, Jhoom, 9 to 5, Oddvata.Creative Producer – BErojgaar | Asst. Director – The Kerala StoryHost of Khuspus – a podcast on taboo and uncomfortable topics.Visiting Faculty – Ranade Institute, Pune University.Connect with us: Twitter: https://twitter.com/amuk_tamukInstagram: https://www.instagram.com/amuktamuk/Facebook: https://www.facebook.com/amuktamukpodcastsSpotify: https://open.spotify.com/episode/6O4Z3r80frHuNdi5tg3IsX?si=dnX201xIR9qEPrcsRiWYnw#AmukTamuk #marathipodcasts

    Dr. Baliga's Internal Medicine Podcasts

    Atrial fibrillation is the most common sustained cardiac arrhythmia, affecting ~37.6 million people globally, with prevalence expected to double in the coming decades.    A recent Lancet Seminar (2026) highlights several key principles shaping modern AF care:   • Stroke prevention with oral anticoagulation remains the cornerstone • Early rhythm control strategies improve cardiovascular outcomes • Catheter ablation is increasingly used as first-line therapy • Lifestyle modification—weight loss, exercise, alcohol reduction—reduces AF burden • Integrated care models such as the ABC pathway and AF-CARE improve outcomes   The future of AF management is holistic, preventive, and patient-centred.   #Cardiology #AtrialFibrillation #StrokePrevention #Electrophysiology #PrecisionMedicine

    Optimal Finance Daily - ARCHIVE 1 - Episodes 1-300 ONLY
    3484: [Part 2] Lifestyle Inflation Is Okay - Just Let It Happen On Your Terms by Kevin of Financial Panther

    Optimal Finance Daily - ARCHIVE 1 - Episodes 1-300 ONLY

    Play Episode Listen Later Mar 9, 2026 8:52


    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3484: Kevin explains why delaying lifestyle inflation can be a powerful strategic move, especially when you're young and free from external expectations. By reaching Coast FI early and building financial flexibility before life gets more complex, you create long-term confidence and options. At the same time, he reminds us that spending more over time isn't failure, it's a natural, intentional part of building a meaningful life. Read along with the original article(s) here: https://financialpanther.com/lifestyle-inflation-is-okay-just-let-it-happen-on-your-terms/ Quotes to ponder: "Lifestyle inflation becomes a problem when you spend far more than you make and don't save anything." "The point of money isn't to save all of it. In an optimal world, we'd save exactly what we need and spend the rest." "Life can be good even if you're spending money and have to work to support yourself." Learn more about your ad choices. Visit megaphone.fm/adchoices

    Ångestpodden
    Lifestyle-p*rr & äkta vara.

    Ångestpodden

    Play Episode Listen Later Mar 9, 2026 21:39


    Är lifestyle-p*rren våra nya safe-spaces? Idas verkar vara @emeliefeolia och Sofies @stannowjohanna. Har vi kvinnor ett internaliserat kvinnohat som gör att vi tillskriver attribut på personer som vi egentligen avundas? Och varför anklagar tittare TV-kanaler för att inte göra “riktig reality” när det är precis den typen av reality som nu görs som alltid tidigare har gått hem i stugorna? Programledare: Ida Höckerstrand & Sofie HallbergKlippning: Sofie HallbergInstagram: @angestpodden @idahockerstrand @sofiehallbergFacebook: ÅngestpoddenTikTok: @therealangestpoddenHar du förslag på ämnen, ett dilemma eller gäster du skulle vilja höra i Ångestpodden?Mejla oss gärna: angestpodden@ingetfilter.seBehöver du prata med någon?https://hjalplinjen.semind.se spes.se suicidezero.se teamtilia.sebris.se Hosted on Acast. See acast.com/privacy for more information.

    The Broadcast Retirement Network
    The #MentalHealth Effects of #AI-Driven #Job #Insecurity

    The Broadcast Retirement Network

    Play Episode Listen Later Mar 9, 2026 9:02


    #ThisMorning | The #MentalHealth Effects of #AI-Driven #Job #Insecurity | Joseph Thornton, MD and Stephanie McNamara, University of Florida | #Tunein: broadcastretirementnetwork.com #Aging, #Finance, #Lifestyle, #Privacy, #Retirement, #wellness

    Optimal Finance Daily - ARCHIVE 2 - Episodes 301-600 ONLY
    3484: [Part 2] Lifestyle Inflation Is Okay - Just Let It Happen On Your Terms by Kevin of Financial Panther

    Optimal Finance Daily - ARCHIVE 2 - Episodes 301-600 ONLY

    Play Episode Listen Later Mar 9, 2026 8:52


    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3484: Kevin explains why delaying lifestyle inflation can be a powerful strategic move, especially when you're young and free from external expectations. By reaching Coast FI early and building financial flexibility before life gets more complex, you create long-term confidence and options. At the same time, he reminds us that spending more over time isn't failure, it's a natural, intentional part of building a meaningful life. Read along with the original article(s) here: https://financialpanther.com/lifestyle-inflation-is-okay-just-let-it-happen-on-your-terms/ Quotes to ponder: "Lifestyle inflation becomes a problem when you spend far more than you make and don't save anything." "The point of money isn't to save all of it. In an optimal world, we'd save exactly what we need and spend the rest." "Life can be good even if you're spending money and have to work to support yourself." Learn more about your ad choices. Visit megaphone.fm/adchoices

    The Human Upgrade with Dave Asprey
    How I Finally FIXED My Terrible Sleep After 18 Years : 1428

    The Human Upgrade with Dave Asprey

    Play Episode Listen Later Mar 8, 2026 9:42


    Block toxic light with these glasses: https://truedark.com/discount/DAVETUBEThink 8 hours of sleep is enough? Think again. I used to think I had a sleep issue—turns out, it was a light issue. In this video, I break down why light exposure, not just sleep duration, controls your circadian rhythm, energy, and recovery. From morning sunlight to blocking blue light at night, I'll show you how to biohack your environment for deeper sleep, better performance, and real recovery. Your biology is programmable—let's upgrade it.Thank you to our sponsors! -Dave Asprey's 2026 Clean Nicotine Roadmap | Enroll for free at: daveasprey.com/2026-clean-nicotine-roadmap-Generation Lab | Go to http://generationlab.com/, use code Dave20 for $20 off, and see what your body's really doing behind the surface.Resources: • Get My 2026 Clean Nicotine Roadmap | Enroll for free at https://daveasprey.com/2026-clean-nicotine-roadmap/ • Dave Asprey's Latest News | Go to https://daveasprey.com/ to join Inside Track today. • Danger Coffee: https://dangercoffee.com/discount/dave15 • My Daily Supplements: SuppGrade Labs (15% Off) • Favorite Blue Light Blocking Glasses: TrueDark (15% Off) • Dave Asprey's BEYOND Conference: https://beyondconference.com • Dave Asprey's New Book – Heavily Meditated: https://daveasprey.com/heavily-meditated • Join My Substack (Live Access To Podcast Recordings): https://substack.daveasprey.com/ • Upgrade Labs: https://upgradelabs.com Chapters:0:00 – Introduction0:38 – The Real Reason You're Still Tired0:59 – How Light Controls Your Sleep Quality1:36 – Circadian Rhythm Explained (NASA-Approved)2:51 – The Secret Sleep Trigger5:29 – Blue Light: The Silent Sleep Killer6:12 – How to Hack Your Evening Light7:52 – Screen Time vs. Sleep Time8:12 – Social Jet Lag: The Weekend MistakeSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Before Breakfast
    Second Cup: Listen to yourself

    Before Breakfast

    Play Episode Listen Later Mar 8, 2026 5:59 Transcription Available


    Experience yourself as others doSee omnystudio.com/listener for privacy information.

    Optimal Finance Daily
    3483: [Part 1] Lifestyle Inflation Is Okay - Just Let It Happen On Your Terms by Kevin of Financial Panther

    Optimal Finance Daily

    Play Episode Listen Later Mar 8, 2026 8:25


    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3483: Kevin challenges the idea that lifestyle inflation is a personal failure, sharing how he and his wife lived far below their means for nearly a decade before consciously choosing to upgrade their lifestyle. He explains why increasing spending isn't inherently wrong, so long as it happens intentionally and on your terms. This perspective will help you rethink your relationship with money, discipline, and what financial independence really means for your life. Read along with the original article(s) here: https://financialpanther.com/lifestyle-inflation-is-okay-just-let-it-happen-on-your-terms/ Quotes to ponder: "Lifestyle inflation is what happens when you earn more money, and in turn, spend more money." "If your income grows, but you spend all of it, you'll never be able to build wealth." "The key is to embrace it on your terms when you're ready for it." Learn more about your ad choices. Visit megaphone.fm/adchoices

    All Things Overlanding Podcast
    The New Overlanding Lifestyle: Work From Anywhere

    All Things Overlanding Podcast

    Play Episode Listen Later Mar 8, 2026 13:25


    Overlanding used to mean taking a week or two off work, loading up the truck, and trying to squeeze as much adventure as possible into a limited amount of vacation time. But things are changing.In this episode, I talk about the new overlanding lifestyle — working from anywhere. Thanks to remote work, better mobile internet, Starlink, and more flexible jobs, a growing number of people are finding ways to travel longer, explore more, and still earn a living while on the road.Some are younger adventurers prioritizing experiences over traditional milestones, while others are professionals who have built careers that finally allow them to work remotely and fund extended travel. Either way, the result is the same: more people are blending work, adventure, and travel into one lifestyle.I'll break down what's driving this shift, how people are making it work financially, and what it might mean for the future of overlanding. If you've ever wondered how people manage to travel longer while still paying the bills, this conversation might give you a new perspective on what's possible.A huge thanks to my partners:Top Oak (amazing roof top tents and awnings for budget prices):  https://topoakoverland.com/?sscid=51k9_mt1ba&Nitto (my Terra Grappler G3 tires are great for midwestern winters, wet weather, and all terrain use):  https://bit.ly/41EJhbQZ1 Off Road (pretty much the spot for all things Nissan):  https://www.z1offroad.comAll Dogs Offroad (amazing Nissan specific suspension options which I run on my truck):  https://www.alldogsoffroad.comICECO Fridges (the best fridges for the money, hands down-Use code ALLTHINGSOVERLANDING for 12% off your order):  https://icecofreezer.com/ALLTHINGSOVERLANDINGMoon Fab Awning (super flexible, non-permanently mounted awnings for all kinds of applications. This link will take you to more info on how I have it set up on my 3rd gen Frontier):  https://moonfab.com/pages/experts/jason-fletcherClick here to join the Patreon community for exclusive content and access to the Discord channel:  https://www.patreon.com/allthingsoverlandingClick here to get a patches or stickers:  https://allthingsoverlanding.com/shop/For a full list of my gear, check out this page for quick reference links:  https://allthingsoverlanding.com/gear/Looking for budget light bars, rock lights, and LED strips for your rig? Check out Nilight and use code ATO for 5% off! https://bit.ly/3vuhN8FFor more great content and info, you can follow me on Facebook, Instagram, or search for All Things Overlanding on all the major podcast channels!YouTube:  https://www.youtube.com/c/AllThingsOverlandingFacebook:  https://www.facebook.com/allthingsoverlandingInstagram:  https://www.instagram.com/allthingsoverlandingPodcast:  https://podcasters.spotify.com/pod/show/allthingsoverlandingWebsite:  www.allthingsoverlanding.comNewbie Overlander Facebook Group:  https://www.facebook.com/groups/367203658420467

    Mere Mortals
    Thinking In Bets For Better Decision Making | How Prediction Markets Might Help Your Brain

    Mere Mortals

    Play Episode Listen Later Mar 8, 2026 65:19 Transcription Available


    The mindset of a poker pro can now be applied outside of a narrow game.In Episode #517 of 'Meanderings', Juan & I discuss: Annie Duke's 'Thinking In Bets' book and how the poker mindset can reshape everyday decision-making, why focusing on process over outcomes matters, how using AI as a sounding board revealed hidden risk-taking in my own finances, testing assumptions in small experiments before going all-in, how arbitrage opportunities appear with prediction markets and why clarity on desired outcomes should drive bet-sizing. No support for this week so no beanie either. Also my laptop died suddenly hence the rather curt cut off at the end. Luckily we were almost done anyway phew. Stan Link: https://stan.store/meremortalsTimeline: (00:00:00) Intro(00:03:22) Outcome vs process: luck, good decisions, and post mortems(00:09:16) Poker as repeated high impact decisions and learning while folding(00:12:45) Symmetry, asymmetry, and spotting obviously bad bets(00:18:34) Focus on decision quality, not results: lessons from early poker hands(00:23:34) Plans that fail from wrong models: refining sell strategies(00:28:15) Designing a simple, robust framework: time, percentage, and mean reversion(00:31:28) Support break and playful side bets (brief interlude)(00:31:59) Defining enough: goals, asymmetry, and chasing deltas(00:35:18) Context is king: life design vs maximising returns(00:38:56) Lifestyle upgrades vs status buys(00:42:39) Comparing lives you don't want(00:45:14) Test your dreams: mini retirements and truth over fantasy(00:48:25) Prediction markets 101: from politics to Eurovision(00:51:08) Arbitrage basics: finding edge across bookmakers(00:56:24) Overconfidence, Dunning Kruger and too much information(01:01:02) Avoiding tilt: energy, time, and knowing when to walk away(01:03:27) AI flights of fancy: unified physics and healthy scepticism(01:05:01) Wrap up: from thinking in bets to betting on ideas Connect with Mere Mortals:Website: https://www.meremortalspodcasts.com/Discord: https://discord.gg/jjfq9eGReUTwitter/X: https://twitter.com/meremortalspodsInstagram: https://www.instagram.com/meremortalspodcasts/TikTok: https://www.tiktok.com/@meremortalspodcastsValue 4 Value Support:Boostagram: https://www.meremortalspodcasts.com/supportPaypal: https://www.paypal.com/paypalme/meremortalspodcast

    Sternstunde Philosophie
    Ist Altern eine Krankheit? Über den Traum vom langen Leben

    Sternstunde Philosophie

    Play Episode Listen Later Mar 8, 2026 53:51


    Hundert gesunde Lebensjahre. Das soll bald normal sein. Dank «Longevity»: gesunder Lebensstil, Prävention, Therapien und Pillen. Aber wozu eigentlich? Wie lange dauert ein gutes Leben? Yves Bossart im Gespräch mit dem Unternehmer Tobias Reichmuth und dem Journalisten Thomas Schulz. Aufhalten lässt sich das Älterwerden heute noch nicht. Aber verlangsamen. Durch einen gesunden Lebensstil, durch ausgewogene Ernährung, viel Bewegung, wenig Stress, guten Schlaf und ein soziales Umfeld. Daneben gibt es immer mehr Angebote, die uns lange Gesundheit versprechen oder gar eine Heilung von der Krankheit «Altern»: von Nahrungsergänzungsmitteln über Sauerstofftherapien bis zu Eingriffen in unsere Gene. «Longevity» ist ein Lifestyle, ein Megatrend und ein Milliardenmarkt. Das Ziel: möglichst lange gesund sein, bald schon über 100 Jahre. Was ist davon zu halten? Wie viel Gesundheit gehört zu einem erfüllten Leben? Und wie sieht unsere Gesellschaft aus, wenn wir alle bald 120 Jahre alt werden? Darüber spricht Yves Bossart mit Tobias Reichmuth, einem der wichtigsten Vordenker und Investoren in der Schweiz, wenn es um Langlebigkeit geht, und mit Thomas Schulz, Journalist für das Magazin «Der Spiegel» und Autor des Buches «Projekt Lebensveränderung».

    Optimal Finance Daily - ARCHIVE 1 - Episodes 1-300 ONLY
    3483: [Part 1] Lifestyle Inflation Is Okay - Just Let It Happen On Your Terms by Kevin of Financial Panther

    Optimal Finance Daily - ARCHIVE 1 - Episodes 1-300 ONLY

    Play Episode Listen Later Mar 8, 2026 8:25


    Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3483: Kevin challenges the idea that lifestyle inflation is a personal failure, sharing how he and his wife lived far below their means for nearly a decade before consciously choosing to upgrade their lifestyle. He explains why increasing spending isn't inherently wrong, so long as it happens intentionally and on your terms. This perspective will help you rethink your relationship with money, discipline, and what financial independence really means for your life. Read along with the original article(s) here: https://financialpanther.com/lifestyle-inflation-is-okay-just-let-it-happen-on-your-terms/ Quotes to ponder: "Lifestyle inflation is what happens when you earn more money, and in turn, spend more money." "If your income grows, but you spend all of it, you'll never be able to build wealth." "The key is to embrace it on your terms when you're ready for it." Learn more about your ad choices. Visit megaphone.fm/adchoices

    Sternstunde Philosophie HD
    Ist Altern eine Krankheit? Über den Traum vom langen Leben

    Sternstunde Philosophie HD

    Play Episode Listen Later Mar 8, 2026 53:51


    Hundert gesunde Lebensjahre. Das soll bald normal sein. Dank «Longevity»: gesunder Lebensstil, Prävention, Therapien und Pillen. Aber wozu eigentlich? Wie lange dauert ein gutes Leben? Yves Bossart im Gespräch mit dem Unternehmer Tobias Reichmuth und dem Journalisten Thomas Schulz. Aufhalten lässt sich das Älterwerden heute noch nicht. Aber verlangsamen. Durch einen gesunden Lebensstil, durch ausgewogene Ernährung, viel Bewegung, wenig Stress, guten Schlaf und ein soziales Umfeld. Daneben gibt es immer mehr Angebote, die uns lange Gesundheit versprechen oder gar eine Heilung von der Krankheit «Altern»: von Nahrungsergänzungsmitteln über Sauerstofftherapien bis zu Eingriffen in unsere Gene. «Longevity» ist ein Lifestyle, ein Megatrend und ein Milliardenmarkt. Das Ziel: möglichst lange gesund sein, bald schon über 100 Jahre. Was ist davon zu halten? Wie viel Gesundheit gehört zu einem erfüllten Leben? Und wie sieht unsere Gesellschaft aus, wenn wir alle bald 120 Jahre alt werden? Darüber spricht Yves Bossart mit Tobias Reichmuth, einem der wichtigsten Vordenker und Investoren in der Schweiz, wenn es um Langlebigkeit geht, und mit Thomas Schulz, Journalist für das Magazin «Der Spiegel» und Autor des Buches «Projekt Lebensveränderung».

    The Broadcast Retirement Network
    #Saving on #MedicareAdvantage by Comparison #Shopping

    The Broadcast Retirement Network

    Play Episode Listen Later Mar 8, 2026 7:42


    #ThisMorning | #Saving on #MedicareAdvantage by Comparison #Shopping | Whitney Stidom | #Tunein: broadcastretirementnetwork.com #Aging, #Finance, #Lifestyle, #Privacy, #Retirement, #wellness

    Before Breakfast
    Second Cup: Scroll better

    Before Breakfast

    Play Episode Listen Later Mar 7, 2026 5:03 Transcription Available


    Make this mindless time more satisfyingSee omnystudio.com/listener for privacy information.

    Supreme Being
    Episode 1185: The Impact Your Culture and Lifestyle Has On You

    Supreme Being

    Play Episode Listen Later Mar 7, 2026 9:32


    Grumpy Old Geeks
    736: People Aren't People

    Grumpy Old Geeks

    Play Episode Listen Later Mar 6, 2026 55:59


    Microsoft's anti-"Microslop" censorship backfired spectacularly; Australia is cracking down on AI age verification while Meta is busy targeting toddlers; prediction markets are basically just insider trading with extra steps; AI chatbots are getting people killed and exposing spy operations; the Moon landing got pushed again; Opera got nostalgic at 30; Sony bought Charlie Brown; and Netflix is making documentaries with robot people now.Show notes at https://gog.show/736Watch on YouTube at https://youtu.be/6lw2Hy_U8QASponsors:DeleteMe - Get 20% off your DeleteMe plan when you go to JoinDeleteMe.com/GOG and use promo code GOG at checkout.Private Internet Access - Go to GOG.Show/vpn and sign up today. For a limited time only, you can get OUR favorite VPN for as little as $2.03 a month.SetApp - With a single monthly subscription you get 240+ apps for your Mac. Go to SetApp and get started today!!!1Password - Get a great deal on the only password manager recommended by Grumpy Old Geeks! gog.show/1passwordFOLLOW UPMicrosoft Bans the Word “Microslop” on Copilot Discord, Gets So Humiliated That It Locks Down the Whole ServerAustralia will consider requiring app stores to block AI services without age verificationA Day in the Life of an EnshittificatorIN THE NEWSMeta's what-if for tweensHow Meta Executives Talked About Child Safety Behind the ScenesThe Great Insider Trading Reckoning Reportedly Hits OpenAIKhamenei market meltdown on Kalshi shows how prediction markets still can't decide what ‘counts'Some Alleged Polymarket Insiders Made a Fortune on U.S. Strikes on IranPolymarket Decides Incentivizing a Nuclear Detonation Might Be a Bad IdeaA Chinese official's use of ChatGPT accidentally revealed a global intimidation operation‘Our Bond Is the Only Thing That's Real:' A New Lawsuit Alleges Google Gemini Drove a Man to SuicideThe Data Centers Have Arrived at the Edge of the Arctic CircleBig tech companies agree to not ruin your electric bill with AI data centersTerraPower gets OK to start construction of its first nuclear plantThe Supreme Court doesn't care if you want to copyright your AI-generated artAnthropic CEO Dario Amodei calls OpenAI's messaging around military deal 'straight up lies,' report saysThe $100 Billion OpenAI-Nvidia Deal Is Not HappeningNASA Announces Major Change to Plans For Putting Humans on The MoonThe US Senate empowers NASA to fully engage in lunar space raceAstronomers Estimated the Lifespan of Alien Civilizations, and It's Not Looking Good for UsMEDIA CANDYCharlie Brown now works for SonyThese AI Avatars in a Netflix True Crime Doc Are Disturbing ViewersNetflix buys Ben Affleck's AI film tech company, InterPositiveAPPS & DOODADSOpera Has Turned 30 and Is Celebrating With a Compelling Tribute to Web NostalgiaWeb Design MuseumMeta hit with a class action lawsuit over smart glasses' privacy claimsApple Macbook NeoAT THE LIBRARYUncommon People: Britpop and Beyond in 20 Songs by Miranda SawyerSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    The Human Upgrade with Dave Asprey
    WW3 Doomscrolling, 5 Minute Sleep Hack, Diet Wars, Dopamine Supplements : 1427

    The Human Upgrade with Dave Asprey

    Play Episode Listen Later Mar 6, 2026 11:31


    This week's stories: Healthy Diets That Offset "Bad Genes" A major UK Biobank study of over 100,000 people found that following any one of five healthy dietary patterns was associated with up to 3 extra years of life — and the benefit held regardless of genetic predisposition to longevity. Your DNA is not an excuse. The macro pattern matters more than the perfect protocol. • Sources: -https://www.science.org/doi/10.1126/sciadv.ads7559 -https://pmc.ncbi.nlm.nih.gov/articles/PMC12904179 -https://www.medicalnewstoday.com/articles/eat-well-live-longer-study-5-healthy-diet-plans-longevity Micro-Habits in Sleep, Activity, and Diet That Extend Life Researchers built a composite "SPAN" score combining sleep, movement, sedentary time, and diet quality and found that small improvements across all four — we're talking minutes per day — cut mortality risk by up to 64% when stacked together. The gains only showed up when behaviors improved in combination, not in isolation. • Sources: -https://pmc.ncbi.nlm.nih.gov/articles/PMC11863424 -https://theconversation.com/small-improvements-in-sleep-physical-activity-and-diet-are-linked-with-a-longer-life-273502 -https://www.lboro.ac.uk/news-events/news/2026/january/small-improvements-in-health-linked-to-longer-life Methionine and Cysteine Restriction: The Diet That Mimics Cold Exposure New research shows that reducing sulfur amino acids — methionine and cysteine, found heavily in certain animal proteins — triggers fat browning and thermogenesis in mice, mimicking the metabolic effects of cold exposure without the cold. Supporting human data from Nature Metabolism suggests this lever works in people too • Sources: -https://elifesciences.org/reviewed-preprints/108825v2 -https://www.nature.com/articles/s42255-025-01297-8 -https://topics.consensus.app/news/research-finds-low-methionine-and-cysteine-diet-increases-caloric-burn-in-mice-evidence-review Tyrosine and Lifespan: What the Data Says for Men A Mendelian randomization analysis of over 270,000 UK Biobank participants found that genetically higher tyrosine levels were associated with nearly one year shorter lifespan in men — with no significant effect in women. This reflects lifelong endogenous levels, not short-term supplementation, but it's a signal worth understanding if you're using tyrosine strategically • Sources: -https://www.news-medical.net/news/20260301/Higher-tyrosine-levels-linked-to-shorter-lifespan-in-major-UK-Biobank-analysis.aspx -https://www.eurekalert.org/news-releases/1105915 -https://www.aging-us.com/news-room/high-tyrosine-levels-linked-to-shorter-lifespan-in-men War Doomscrolling and WW3 Anxiety as a Stealth Aging Accelerator Compulsive consumption of conflict and war news is linked to PTSD-like symptoms, existential anxiety, and chronic stress — even in civilians far from any battlefield. Layered on top of cardiology data connecting chronic stress to heart disease and stroke, your news diet is now a legitimate healthspan variable. Subtractive biohacking is still biohacking. • Sources: -https://www.sciencedaily.com/releases/2024/07/240718124709.htm -https://www.theguardian.com/technology/article/2024/jul/19/doomscrolling-linked-to-existential-anxiety-distrust-suspicion-and-despair-study-finds -https://www.health.harvard.edu/mind-and-mood/doomscrolling-dangers -https://pmc.ncbi.nlm.nih.gov/articles/PMC9517387 All source links are provided for direct access to the original reporting and research. This episode is designed for biohackers, longevity seekers, and high-performance listeners who want mechanism-level clarity on circadian biology, neurodegeneration signals, cognitive training, caffeine strategy, and supplement regulation. Host Dave Asprey connects emerging science, behavioral data, and policy shifts into practical frameworks you can use to build a resilient, adaptable health stack. New episodes every Tuesday, Thursday, Friday, and Sunday. Keywords: healthy diet longevity genes, UK Biobank diet study, Mediterranean diet lifespan, DASH diet mortality, SPAN score sleep activity diet, micro habits longevity, mortality risk reduction, methionine restriction thermogenesis, cysteine restriction fat loss, sulfur amino acids metabolism, FGF21 fat browning, tyrosine lifespan men, Mendelian randomization amino acids, tyrosine supplement risk, doomscrolling aging, war news anxiety stress, chronic stress heart disease, psychosocial stress healthspan, biohacking news, longevity research 2026 Thank you to our sponsors! -AquaTru | Go to https://aquatruwater.com/daveasprey and save $100 on all AquaTru water purifiers.-BEYOND Biohacking Conference 2026 | Register with code DAVE300 for $300 off https://beyondconference.comResources: • Get My 2026 Clean Nicotine Roadmap | Enroll for free at https://daveasprey.com/2026-clean-nicotine-roadmap/ • Get My 2026 Biohacking Trends Report: https://daveasprey.com/2026-biohacking-trends-report/ • Dave Asprey's Latest News | Go to https://daveasprey.com/ to join Inside Track today. • Danger Coffee: https://dangercoffee.com/discount/dave15 • My Daily Supplements: SuppGrade Labs (15% Off) • Favorite Blue Light Blocking Glasses: TrueDark (15% Off) • Dave Asprey's BEYOND Conference: https://beyondconference.com • Dave Asprey's New Book – Heavily Meditated: https://daveasprey.com/heavily-meditated • Join My Substack (Live Access To Podcast Recordings): https://substack.daveasprey.com/ • Upgrade Labs: https://upgradelabs.com Timestamps: 0:00 - Introduction 0:18 - Story #1: Diet vs. Genetics 2:14 - Story #2: 1% Better Every Day 4:26 - Story #3: Sulfur Amino Acids & Fat Loss 5:55 - Story #4: Tyrosine & Longevity 7:58 - Story #5: Doomscrolling & Aging 10:00 - Weekly Roundup See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Before Breakfast
    One size fits some

    Before Breakfast

    Play Episode Listen Later Mar 6, 2026 5:32 Transcription Available


    You can make people feel cared for without starting from scratchSee omnystudio.com/listener for privacy information.

    Christ With Coffee On Ice
    discipline is a lifestyle

    Christ With Coffee On Ice

    Play Episode Listen Later Mar 6, 2026 57:18


    Hey y'all ! Welcome to another Friday with CWCOI ! In this week's episode, our host, Ally Yost talks about discipline and how it's a biblical and holy act. The Lord refines and shapes us daily into a version of who He has created us to be. "For the LORD disciplines those he loves, and he punishes each one he accepts as his child." Hebrews 12:6 _____________________________________________ ☆ If you're struggling with OCD or unrelenting intrusive thoughts, NOCD can help ➤ Book a free 15 minute call to get started ➤ https://learn.nocd.com/CWCOI ☆ Download the FREE Upside app now to find out how much money you could earn. Use code 'ONICE' to get an extra 25 cents back for every gallon on your first tank of gas ➤ https://www.upside.com ☆ Get full access to Glorify for $29.99 for the year. Download the Glorify app now ➤ https://glorify-app.com/ALLY ☆ Head to ➤ AirDoctorPro.com and use code 'COFFEE' to get up to $300 off today! ☆ REP CWCOI MERCH ➤ https://allyyost.com  ☆ MY BIBLE (code 'ALLYYOST' at checkout) ➤ https://hosannarevival.com/collections/beautiful-bibles/products/nlt-notetaking-bible-versailles-theme  ☆ TUMBLER LINK ➤ https://allyyost.com/products/travel-tumbler _____________________________________________ Connect further with us ! TikTok ➤ https://www.tiktok.com/@christwithcoffeeonice  Instagram ➤ https://instagram.com/christwithcoffeeonice  _____________________________________________ Connect further with Ally ! TikTok (2M) ➤ https://www.tiktok.com/@ally_yost  Instagram ➤ https://www.instagram.com/ally_yost/  ShopMy ➤ https://shopmy.us/allyyost  Pinterest ➤ https://www.pinterest.com/ally_yost1/_created/

    Build Your Network
    CO-HOST | Make Money by Paying Rent Smarter (Not Harder)

    Build Your Network

    Play Episode Listen Later Mar 6, 2026 28:50


    Co-hosting with producer Eric Travis breaks down Affirm's new "buy now, pay later" rent option—splitting monthly rent into zero-interest biweekly payments. They debate cash flow hacks, reminisce on $600/month SoCal apartments now Zestimated at $1,600+, and praise rent-tech like Bilt for credit-building points. On this episode we talk about:   Affirm + Isuzu pilot: Split rent biweekly (no interest/fees) via $10-50/month memberships that report payments to credit bureaus—helps cash flow, not affordability.   Eric's confession: Used fee-free biweekly rent; Travis okays it as the one BNPL he's fine with (unlike shoes/phones).   Rent sticker shock: Eric's old $600 1BR now ~$1,658; Travis's 2018 Vegas 3BR/4BA went from $2,600 to $4,800+ Zestimate.   Bilt love: Pay rent/mortgage with credit card for points (shoutout founder); gamified quizzes make bills fun.   Lifestyle creep: Cheap rents build wealth nostalgia, but "never going back"—location > size if you can walk to casinos/pizza. Top 3 Takeaways 1.  Biweekly rent splits (zero interest) ease cash flow without extra cost—ideal if paid biweekly, risky if monthly salary mismatches.2.  Rents double every ~7 years while fixed mortgages don't—owning locks predictability as utilities/rates rise.3.  Use tech like Bilt for rent points/credit; systems easing big bills (rent = largest expense) free mental space for income growth. Notable Quotes   "This doesn't feel like buy now, pay later... It's just splitting it up into two payments. That feels almost like a better situation for the landlord."   "If this system makes more sense for you to conserve the money... then sure, split it up."   "Set up systems that make it easier to accomplish your goals, rather than trying in the difficulty of the systems you already have." ✖️✖️✖️✖️

    TODAY
    TODAY Pop Culture & Lifestyle March 6: Paralympic Winter Games Get Underway I Coast-To-Coast Grocery Price Check I Shop This List: Spring Style

    TODAY

    Play Episode Listen Later Mar 6, 2026 28:47


    The Paralympic Winter Games have begun. Also, Vicky Nguyen takes a look at how to save money at the grocery store. Plus, a new Shop This List featuring spring style items. And, Greg Baxtrom cooks a Chicago beef sandwich and a giant blooming onion. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    All Of It
    What's the Best Karaoke Song? (Small Stakes, Big Opinions)

    All Of It

    Play Episode Listen Later Mar 6, 2026 32:02


    Everyone has their go-to karaoke song, but some songs are better for others in the karaoke setting. For the next installment of our Small Stakes, Big Opinions debate series, Andrew Unterburger, Billboard digital deputy editor who helped create Billboard's staff list of The 100 Greatest Karaoke Songs of All Time, discusses his picks for the best karaoke songs, and listeners share what they usually add to the queue at the Karaoke bar. Photo by DON EMMERT/AFP via Getty Images

    All Of It
    Unexpected Places for Meet Cutes in 2026

    All Of It

    Play Episode Listen Later Mar 6, 2026 17:04


    It's no secret how much dating takes place on the apps today as compared to in real life. But online dating hasn't exactly led to more success in finding the right romantic partnership. Hannah Frishberg, WNYC/Gothamist culture reporter, has reported on places like bookstores, bars, and bagel shops are creating dating events to encourage IRL spaces for people to get to know each other and meet new people. She discusses what she found in her reporting and listeners share their in-person dating success stories and struggles. Photo by Arianna Medina. A local speed dating event.

    No Chit Chat Trivia
    "6" Trivia

    No Chit Chat Trivia

    Play Episode Listen Later Mar 6, 2026 10:05


    It's hard to believe, but it's our 600th episode and we're celebrating with 10 trivia questions where every answer includes the number six!If you'd like to choose a specific topic or dedicate an episode to a friend send a donation of your choice to our PayPal (NoChitChatTrivia@gmail.com) or our Venmo @NoChitChatTrivia and write the topic you'd like in the comments: https://account.venmo.com/NoChitChatTriviaOur official store is live! Support the show by grabbing a NCCT shirt, hat, puzzle, or more: https://www.thetop10things.com/storeSocial Media Links: TikTok, Instagram, FaceBook, YouTubeVisit our sister site thetop10things.com for travel and entertainment information!Thank you to everyone who listens! Say hello or let's collaborate: nochitchattrivia@gmail.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    A Word With You
    The Leadership Lifestyle - #10215

    A Word With You

    Play Episode Listen Later Mar 6, 2026


    Every summer we used to take a large delegation to a great youth conference in Ocean City, New Jersey. One of our veteran staff was in charge of that delegation, and it was a big responsibility at the shore. When my son was old enough to go to that conference, he commented on Greg's leadership. He said, "You know, Greg's really serious." Well my wife and I kind of laughed. We said, "Oh, you should hear some of the crazy things he's done down at Ocean City." And then my son said, "Not any more. He's in charge now." Well, my son was making a pretty valid observation. As your authority increases, so does your responsibility. Followers, I guess, can goof off, but leadership; oh, that's serious business. I'm Ron Hutchcraft and I want to have A Word With You today about "The Leadership Lifestyle." Now, our word for today from the Word of God is about leaders, and you might be one whether you realize it or not. Hebrews 13:17 - "Obey your leaders and submit to their authority." Now, I've always thought "Hey, wouldn't it be great to be one of those leaders? You get to be obeyed and submitted to." Yeah, wait until you hear the rest of the verse. "...they keep watch over you as men who must give an account." Whoa. That means that if you have anyone looking to you, you will one day have the privilege and the opportunity to explain to God what you did with those people. Man! "God, here's how I influenced those people and why they ended up as they did." Well see, God's looking for people that He can trust with a promotion. He's looking for teachers and leaders, and musicians, and shepherds for His Kingdom. And maybe He's trusted you with some influence: a class, or a study group, a church, maybe a musical ministry, a position of authority in God's work. Well, then, be careful how you live. You can do so much good, and you can do so much harm. In a letter that James Dobson wrote years ago he told about an incident that occurred when he went to a Christian book seller's convention and for the first time he saw all of his materials displayed and his picture all over the place. And he said, "I heard as it were almost an audible voice saying, 'Jim, look around you. I have chosen for reasons that you don't understand to make you visible and influential with My people. And in that sense, I am preparing to make the work of My Kingdom vulnerable to you. That's why I'm telling you to be careful; think before you act; hold a tighter reign on your tongue and on your thought life than ever before. When your natural impulse is to become angry or vindictive, resist the temptation as much as possible, and keep your life free of willful and deliberate sin. You will soon be in a position to hurt my people. See that it doesn't happen.'" Whew! Man! Now, you're not a Dobson, or some spiritual star perhaps, but maybe God's lifted you to a place where others are looking at you or to you. And it's exciting, but it's a heavy responsibility, one for which you must give account the Bible says. Exercise care in what you say, what you joke about. Be careful what you watch. Stop with the negative comments, the critical comments before anybody can hear them, those displays of anger. Not for you; not now. God has called you to some measure of leadership and the responsible lifestyle that goes with that. I think that's an awfully powerful incentive to be all you were meant to be in Christ. It's a good thing; a good reason to live up to what Jesus wants for all of His kids. But He has put trust in your hands. He's put His reputation in your hands. He has made His Kingdom vulnerable to you. You are in a position to hurt some of God's people. See that it doesn't happen.

    The Human Upgrade with Dave Asprey
    Your Brain Is 0.5% Plastic (Here's How to Flush It) : 1426

    The Human Upgrade with Dave Asprey

    Play Episode Listen Later Mar 5, 2026 56:09


    Microplastics are invading your brain, blood, hormones, and fat tissue, and most people have no idea how deep the damage goes. In this episode, Host Dave Asprey and microplastics expert Josephine Musco break down exactly what these particles are doing inside your body and give you a practical, science-backed action plan to detox, protect yourself, and take back control of your biology. -Watch this episode on YouTube for the full video experience: https://www.youtube.com/@DaveAspreyBPR -Get a discount on Olyxir Tea by going to https://www.olyxir.com/ and using code ‘Dave10' at checkout Josephine Musco is a multidisciplinary entrepreneur, Demeter-certified biodynamic farmer, and winemaker at Chateau Bellevue 1881 in Livermore, California. She is the founder of Olyxir Tea Strips and holds two scientific patents rooted in her deep expertise in botanical medicine and regenerative health. She is best known for translating complex research on aging, nutrition, environmental toxins, and functional medicine into practical daily habits, and for her work exposing microplastics and PFAs as one of the most underestimated drivers of accelerated biological aging. Dave Asprey and Josephine cover the full picture: how nanoplastics cross the blood-brain barrier and accumulate in postmortem brain tissue, how endocrine disruption from plastics tanks testosterone and drives fat storage, and why your teabag, canned soup, and yoga pants may be among your biggest sources of daily exposure. They also go deep on real solutions, from lymphatic drainage protocols and infrared sauna to supplements like chlorella, lactobacillus, and olive leaf polyphenols that actively help the body clear microplastics and support longevity and brain optimization. This is essential listening for anyone serious about biohacking, anti-aging, metabolism, brain optimization, supplements, human performance, and smarter not harder approaches to living clean in a toxic world. If you drink tea, cook with plastic utensils, or wear synthetic workout clothes, this episode will change how you make decisions every single day. You'll Learn: Why 0.5 percent of postmortem brain tissue is now made of microplastics and what that means for neuroplasticity and cognitive decline How microplastics mimic estrogen, disrupt metabolism, and make it nearly impossible to lose fat The link between microplastic plaque in carotid arteries and a 4.5x increased risk of cardiac events Which everyday sources, including teabags, canned soup, cookware, and plastic cutting boards, are silently loading your body with nanoplastics How lactobacillus reduced microplastics in the blood by 82 percent in studies, and which other supplements support detox Why Dave Asprey drinks Danger Coffee from a metal container and what his full microplastic reduction protocol looks like How olive leaf polyphenols, with 26,215 micrograms per gram, act as powerful free radical scavengers to support brain optimization and anti-aging The morning lymphatic activation routine that combines rebounding, herbal strips, and whole body vibration for deep cellular detox Why AI and citizen science are accelerating our understanding of microplastic damage faster than traditional medicine Thank you to our sponsors! The One Device | Use code DAVE for $10 off at http://theonedevice.com/daveHeartMath | Go to https://www.heartmath.com/dave to save 15% off.Igniton | Go to Igniton.com and use code DAVE to save 15% off.Puori | Go to http://Puori.com/DAVE or use code DAVE at checkout to get 32% off your Puori Fish Oil subscription. You save more than $18.Dave Asprey is a four-time New York Times bestselling author, founder of Bulletproof Coffee, and the father of biohacking. With over 1,000 interviews and 1 million monthly listeners, The Human Upgrade brings you the knowledge to take control of your biology, extend your longevity, and optimize every system in your body and mind. Each episode delivers cutting-edge insights in health, performance, neuroscience, supplements, nutrition, biohacking, emotional intelligence, and conscious living. New episodes are released every Tuesday, Thursday, Friday, and Sunday (BONUS). Dave asks the questions no one else will and gives you real tools to become stronger, smarter, and more resilient. Keywords: microplastics, nanoplastics, teabags, detoxification, BPA, endocrine disruptors, brain health, fertility, reproductive health, Josephine Musco, Elixir Tea Strips, sauna detox, infrared sauna, lymphatic system, probiotics, polyphenols, olive leaf, toxins, heavy metals, pesticides, plastic contamination, water bottles, non-stick cookware, synthetic fabrics, inflammation, Alzheimer's, dementia, cognitive decline, testosterone, preconception health, pregnancy, longevity, anti-aging, biohacking, functional medicine, Dave Asprey, environmental toxins, detox protocols, gut health, acacia gum, chlorella, spirulina, whole-body vibration, rebounding Resources: • Get a discount on Olyxir Tea by going to https://www.olyxir.com/ and using code ‘Dave10' at checkout • Get My 2026 Clean Nicotine Roadmap | Enroll for free at https://daveasprey.com/2026-clean-nicotine-roadmap/ • Dave Asprey's Latest News | Go to https://daveasprey.com/ to join Inside Track today. • Danger Coffee: https://dangercoffee.com/discount/dave15 • My Daily Supplements: SuppGrade Labs (15% Off) • Favorite Blue Light Blocking Glasses: TrueDark (15% Off) • Dave Asprey's BEYOND Conference: https://beyondconference.com • Dave Asprey's New Book – Heavily Meditated: https://daveasprey.com/heavily-meditated • Join My Substack (Live Access To Podcast Recordings): https://substack.daveasprey.com/ • Upgrade Labs: https://upgradelabs.com Timestamps: 00:00 – Introduction 03:00 – Microplastics in the Brain 08:40 – Olyxir Tea Strip Solution 10:10 – Health Impacts & Weight Gain 11:05 – Environmental Solutions 14:29 – The Teabag Problem 18:57 – How to Remove Microplastics 22:04 – Olive Leaf Benefits 28:26 – Josephine's Scientific Background 33:00 – Guarana & Lymphatic Support 34:22 – Skincare & Microplastics 36:38 – Sauna Protocol 44:19 – Household Exposure Sources 47:18 – Workout Clothing Risk 48:59 – Leather vs Synthetic Fashion 50:54 – Pregnancy & Fertility 54:20 – Closing & Discount Code See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Almost Adulting with Violet Benson

    Daddy Issues starts now.This week, Violet Benson officially launches her podcast under the name that built her brand. After 12 years of building the Daddy Issues community, Violet shares the moment that pushed her to reclaim the name, protect what she created, and step fully back into the identity that started it all.Then Violet delivers a Russian big sister pep talk. She breaks down why so many women give girlfriend energy to men who can't even text back, how “potential” keeps you stuck in the wrong relationships, and why confusion in dating usually means one thing: he's not choosing you.She talks confidence, boundaries, self-worth, and the mindset shift that stops you from auditioning for men who were never going to pick you in the first place.If you've been romanticizing someone who gives you nothing, this episode is your reminder.You are the prize.TIMESTAMPS:00:13 - Welcome to Daddy Issues: Violet announces the new podcast name00:30 - Why Violet is reclaiming the Daddy Issues brand02:38 - The moment that forced Violet to protect her brand27:41 - The real episode begins: If he's confusing you, he's not choosing you. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Before Breakfast
    Change the order

    Before Breakfast

    Play Episode Listen Later Mar 5, 2026 5:24 Transcription Available


    Sometimes switching the order of routine things can open up timeSee omnystudio.com/listener for privacy information.

    We Gotta Thing - A Swinger Podcast
    Episode 150: Is the Lifestyle Addictive?

    We Gotta Thing - A Swinger Podcast

    Play Episode Listen Later Mar 5, 2026 72:41


    Can the lifestyle become an addiction? Well, it can if we don't recognize what's going on in our brains. In this episode with Catherine from Expansive Connection, we break down the key components at play including New Relationship Energy (NRE), Novelty, Desensation, the 'Pleasure Paradox' and how all of this shows up in our relationships. Of course we also discuss ways to recognize and respond when armed with this new knowledge! Discussed in this episode:  Expansive Connection Coaching The Hidden Brain Podcast: The Paradox of Pleasure The Hidden Brain Podcast: The Path to Enough Join the We Gotta Thing Community Request a WGT Community promo code from Mr Jones

    The Doctor's Farmacy with Mark Hyman, M.D.
    Halle Berry: Why Women Are Being Failed at Menopause

    The Doctor's Farmacy with Mark Hyman, M.D.

    Play Episode Listen Later Mar 4, 2026 48:29


    For decades, midlife has been framed as a time of decline for women — medically, culturally, and personally. Halle Berry is on a mission to change that. On this episode of The Dr. Hyman Show, she shares how her own menopause journey exposed how little real support exists for the 60 million women navigating this transition. That experience ultimately led her to create ReSpin, the community she couldn't find when she needed it. Watch the full conversation on YouTube or listen wherever you get your podcasts. We discuss: • Why menopause is often missed — and how to take back control of your energy, mood, and metabolism • What changes in your brain, bones, and muscle and how to protect them in midlife • How comprehensive testing gives you a personalized roadmap for this phase of life • Why fatigue, low libido, and brain fog aren't “just aging” — and what improves when you address the root cause Your second act can be your strongest. It's a chance to reclaim your strength, your energy, and your future on your own terms. This conversation was recorded live at the Eudēmonia Summit. View Show Notes From This Episode Get Free Weekly Health Tips from Dr. Hyman https://drhyman.com/pages/picks?utm_campaign=shownotes&utm_medium=banner&utm_source=podcast Sign Up for Dr. Hyman's Weekly Longevity Journal https://drhyman.com/pages/longevity?utm_campaign=shownotes&utm_medium=banner&utm_source=podcast Join the 10-Day Detox to Reset Your Health https://drhyman.com/pages/10-day-detoxJoin the Hyman Hive for Expert Support and Real Results https://drhyman.com/pages/hyman-hive This episode is brought to you by Seed, BIOptimizers, PerfectAmino, BON CHARGE, Made In Cookware and Maui Nui. Go to seed.com/hyman and use code 20HYMAN to get 20% off your first month. Head to bioptimizers.com/hyman and use promo code HYMAN at checkout to save 15%. Go to bodyhealth.com and use code HYMAN20 to get 20% off your first order. Upgrade your routine. Head to boncharge.com/hyman and use code HYMAN for 15% off. Head to madeincookware.com and use the code DRHYMAN for 10% off your order. Learn more about the health benefits of venison and how to get yours, head over to mauinuivenison.com/hyman. (0:00) Halle Berry's health journey and the overlooked issue of menopause (1:21) Introduction to the Eudaimonia Summit (3:27) Women's health problems: Causes and personal stories (7:12) Misdiagnosis, confusion, and the mission to educate (10:01) Women's Health Initiative study and FDA updates (12:48) Hormone therapy and perimenopause symptoms (17:22) Lifestyle's role in hormonal health and disease prevention (22:12) Alcohol, nicotine, and long-term health risks like Alzheimer's (25:26) Early hormone replacement therapy and personalized care (28:15) Sexual health discussions and Halle Berry's ReSpin initiative (32:22) Cultural change, low-tox living, and structural health in menopause (37:01) Menopause symptoms variability and addressing health disparities (39:52) The need for medical education reform and JoyLux's contribution (41:12) Psychedelics in mental health treatment (43:43) Closing remarks and listener engagement (44:00) Disclaimer about podcast content