Podcasts about fomo

#685: You're not an investor. You're a saver. That's the first of 10 principles Cullen Roche shares in this conversation about building what he calls "the perfect portfolio." Roche, the founder and chief investment officer of Discipline Funds, argues that when you buy stocks on the secondary market, you're not actually funding companies or making investments in the traditional economic sense. You're just swapping your cash for someone else's stock position – reallocating your savings. This reframe matters because it changes your entire approach. Instead of trying to beat the market, you focus on the boring, prudent work of allocating your savings across different time horizons. We walk through all ten of Roche's principles. He explains why you are your portfolio's worst enemy – not just because fear makes you panic-sell during crashes, but because FOMO during bull markets leads you to chase performance at exactly the wrong time. He breaks down why diversification is the only free lunch in investing, why costs matter more than you think, and why real returns are the only ones that count after you strip out inflation, taxes, and fees. Roche introduces some concrete strategies most people have never heard of. The 351 exchange lets you swap concentrated stock positions into diversified ETFs without triggering immediate capital gains taxes. The "defined duration" approach matches specific pools of money to specific future expenses—like pairing a six-month treasury bill with next year's bathroom remodel. He also tackles the hardest allocation question: what to do with money earmarked for three to ten years from now. That awkward middle timeframe sits between "keep it in cash" and "put it in stocks," and Roche explains why traditional approaches like sixty-forty portfolios don't always work. The conversation covers everything from why long-term bonds make terrible matches for long-term goals to why thinking in time horizons beats thinking in investment styles. Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths.

(00:00) Principle 1: you're a saver, not an investor (04:48) Real wealth comes from direct business ownership (06:43) Principle 2: you are your portfolio's worst enemy (09:58) FOMO during bull markets vs fear during crashes (12:43) Principle 3: beating the market is hard (15:18) The 5 percent "fun money" allocation debate (16:18) What to do when your position explodes (17:18) The 351 exchange tax strategy explained (20:28) Should you rebalance concentrated stock positions (22:18) Principle 4: diversification is the only free lunch (31:03) Gold and stock market both high simultaneously (35:43) When diversification becomes diworsification (40:03) Principle 5: the cost matters hypothesis (44:23) HSAs, 401ks and unavoidable fee structures (47:03) Why ETFs beat mutual funds on taxes (51:03) Principle 6: real, real returns matter most (1:00:58) Principle 7: risk is uncertainty of lifetime consumption (1:06:18) Longevity risk and unpredictable healthcare costs (1:13:03) Principle 8: asset allocation as temporal conundrum (1:24:43) The 3-10 year allocation problem explained (1:28:03) Principle 9: past performance doesn't predict future (1:31:18) Principle 10: set realistic expectations, stay the course Resources: Cullin's website and newsletter: https://disciplinefunds.com Grab the FREE handbook: https://affordanything.com/financialgoals Learn more about your ad choices. Visit podcastchoices.com/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 1947: Mike Smerklo breaks down the frenzy of tech investing in Silicon Valley, warning against the dangers of FOMO-fueled decision-making. While celebrating innovation's exciting momentum, he urges entrepreneurs, investors, and executives to balance ambition with realism, especially as inflated valuations hint at another bursting bubble. Read along with the original article(s) here: https://www.mikesmerklo.com/a-new-startup-called-fomoshould-i-invest-in-it/ Quotes to ponder: "FOMO stands for Fear Of Missing Out, a mindset that can be just as dangerous as a forest fire on a dry summer day." "Be greedy when others are fearful. Be fearful when others are being greedy." "Failing to recognize the risk is just as dangerous for investors as it is for those who start the startups and those who go to work for them." Episode references: The Third Wave by Steve Case (referenced conceptually, no direct article link): https://www.amazon.com/Third-Wave-Entrepreneurship-Vision-Future/dp/150113258X Mark Cuban Blog on Bubble Talk: https://blogmaverick.com/2015/03/04/why-this-tech-bubble-is-worse-than-the-tech-bubble-of-2000 Welcome to the Unicorn Club: https://techcrunch.com/2013/11/02/welcome-to-the-unicorn-club

Reacting to the Survivor 50 Tribes w/ Mike Bloom Survivor 50 is here, and the kickoff of the preseason brings Rob Cesternino and Mike Bloom together to break down the brand new cast and tribe divisions. In this in-depth preseason preview, Rob and Mike go tribe by tribe through Survivor 50's three big groups, discuss returning legends and new era standouts, and tease how former alliances, rivalries, and hidden dynamics might spark fireworks on day one. The conversation starts with the hosts sharing their first reactions to seeing the finalized tribes of eight, revealing how the old school vs new school split has evolved into a more nuanced blend. Throughout the episode, Rob and Mike preview the cast—Sole Survivor winners like Savannah and Kyle, returning icon Cirie Fields, the unpredictable Q, and fan-favorite strategists like Christian, Jenna Lewis, and Genevieve. The hosts explore the possible impact of pre-existing relationships, speculate about alliance possibilities, and highlight players' motivations as they return to the game—some after decades away, others barely weeks off their last adventure. – Christian's approach to “narrative warfare” and playing as a new parent – Cirie’s hunger for a win despite playing almost every reality format – The strategic puzzle of mixing old school, new school, and new era players within each tribe – Pre-game relationships: Who's got history, who might find themselves on the outs, and which duos or trios are split across tribes – Funny and revealing moments, like Rob's Survivor 50 “FOMO,” Kamilla's notorious bluffing, and Q's larger-than-life return As Rob and Mike walk through each tribe's roster—from classic Survivor legends like Colby, Ozzy, and Coach to new challenges posed by 49er wildcards Rizo and Savannah—they ponder: Will pre-merge chaos help or hurt the game's icons? Can savvy social and strategic play outweigh challenge strength on these super-sized tribes? Chapters: 0:00 Survivor 50 Preseason Kickoff 6:14 Breaking Down Survivor 50 Format 12:21 Tribe Lineups and Cast Strategies 17:28 Christian and Cirie Return Insights 22:24 Old Schoolers Versus New Era 28:31 Navigating Preseason Relationships 36:00 Kamilla, Joe, and Challenge Threats 43:40 Mike White's Survivor Return 51:00 Tiffany's Underrated Second Chance 1:00:46 Q's Wildcard Energy Emerges 1:08:55 Genevieve and Rizo's Social Game 1:17:16 Colby and Stephenie's Comebacks 1:24:45 Survivor 50 Preseason Interviews Launch Never miss a minute of RHAP's extensive Survivor coverage! LISTEN: Subscribe to the Survivor podcast feed WATCH:  Watch and subscribe to the podcast on YouTube SUPPORT:  Become a RHAP Patron for bonus content, access to Facebook and Discord groups plus more great perks!

Reacting to the Survivor 50 Tribes w/ Mike Bloom Survivor 50 is here, and the kickoff of the preseason brings Rob Cesternino and Mike Bloom together to break down the brand new cast and tribe divisions. In this in-depth preseason preview, Rob and Mike go tribe by tribe through Survivor 50's three big groups, discuss returning legends and new era standouts, and tease how former alliances, rivalries, and hidden dynamics might spark fireworks on day one. The conversation starts with the hosts sharing their first reactions to seeing the finalized tribes of eight, revealing how the old school vs new school split has evolved into a more nuanced blend. Throughout the episode, Rob and Mike preview the cast—Sole Survivor winners like Savannah and Kyle, returning icon Cirie Fields, the unpredictable Q, and fan-favorite strategists like Christian, Jenna Lewis, and Genevieve. The hosts explore the possible impact of pre-existing relationships, speculate about alliance possibilities, and highlight players' motivations as they return to the game—some after decades away, others barely weeks off their last adventure. – Christian's approach to “narrative warfare” and playing as a new parent – Cirie’s hunger for a win despite playing almost every reality format – The strategic puzzle of mixing old school, new school, and new era players within each tribe – Pre-game relationships: Who's got history, who might find themselves on the outs, and which duos or trios are split across tribes – Funny and revealing moments, like Rob's Survivor 50 “FOMO,” Kamilla's notorious bluffing, and Q's larger-than-life return As Rob and Mike walk through each tribe's roster—from classic Survivor legends like Colby, Ozzy, and Coach to new challenges posed by 49er wildcards Rizo and Savannah—they ponder: Will pre-merge chaos help or hurt the game's icons? Can savvy social and strategic play outweigh challenge strength on these super-sized tribes? Chapters: 0:00 Survivor 50 Preseason Kickoff 6:14 Breaking Down Survivor 50 Format 12:21 Tribe Lineups and Cast Strategies 17:28 Christian and Cirie Return Insights 22:24 Old Schoolers Versus New Era 28:31 Navigating Preseason Relationships 36:00 Kamilla, Joe, and Challenge Threats 43:40 Mike White's Survivor Return 51:00 Tiffany's Underrated Second Chance 1:00:46 Q's Wildcard Energy Emerges 1:08:55 Genevieve and Rizo's Social Game 1:17:16 Colby and Stephenie's Comebacks 1:24:45 Survivor 50 Preseason Interviews Launch Never miss a minute of RHAP's extensive Survivor coverage! LISTEN: Subscribe to the Survivor podcast feed WATCH:  Watch and subscribe to the podcast on YouTube SUPPORT:  Become a RHAP Patron for bonus content, access to Facebook and Discord groups plus more great perks!

In this Ask Sarah episode of The Launch Your Box Podcast, I'm joined by Katie of Katie's Heart and Home. In this episode, I walk her through exactly how I approach LIVE box reveals, why they matter so much, and how I use one unboxing to create weeks (and sometimes months) of content for my business. When you go LIVE to unbox a subscription box, think about three goals: Connecting with your current subscribersSubscribers already have the box, but the LIVE gives you a chance to experience it together. Think of it like a book club. Everyone has the same thing, and you're gathering to talk about it. Creating excitement and FOMO for new customersIf you never show what's inside the box, how does anyone know what they're missing? Box reveals let people see the experience. And that's what makes them want to join. Creating content for the entire monthOne box reveal fuels emails, social posts, reels, blog content, and website SEO. It's not “extra work,” It's smart use of something you're already doing. I always wait until about 90% of boxes are delivered before going LIVE. Once I know most subscribers have their box, I schedule the LIVE and let people know it's coming. When you go LIVE: Open with a strong hook right away Share a little about your day to let people join Ask questions early to encourage engagement Start with the hero item and explain why you built the box around it Walk through the box exactly how you curated it Ask viewers to share their favorite item (even if no one is LIVE yet) And yes, sometimes no one is watching LIVE. That's okay. Still act like they are, because the replay matters just as much as the LIVE moment. An unboxing is so much more than just showing products. Talk about: Why you chose the theme How each item connects to the others What inspired the curation How you wanted subscribers to feel when they opened the box Before you end the LIVE, always tease the next box. Share colors, patterns, or a small sneak peek, but never everything. That curiosity keeps people watching and coming back. From one live unboxing, you can create: A replay post At least two emails A fast unboxing reel Individual product posts Lifestyle photos Blog content SEO-friendly website pages If you have five to seven items in a box, you easily have a week or more of content. And for quarterly box owners, this is how you stretch one box across 90 days. You don't need anything fancy. A sturdy overhead camera stand A phone or camera Simple lighting Hands-only filming when you don't want to be on camera For reels, film a quick overhead unboxing, speed it up, add music and text. Quick and easy. A Note for Quarterly Subscription Boxes: Quarterly boxes can feel harder because you don't have something new every month. But that's exactly why box reveals matter. When you use one box intentionally, you can: Keep talking about it without repeating yourself Stay visible between shipments Continue inviting people to join or get on the waitlist Build momentum instead of going quiet If you're not doing box reveals, especially LIVE, you're missing out on: Deeper connections with your subscribers Visibility for your business Content you already have but aren't using yet Your subscription box is not just a product. It's a content engine that supports growth, engagement, and consistent sales. Where to find Katie:  Katie's Heart and Home on Facebook  Katie's Heart and Home on Instagram Katie's Heart and Home website  Join me in all the places:     Facebook Instagram Launch Your Box with Sarah Website  Are you ready for Launch Your Box? Our complete training program walks you step by step through how to start, launch, and grow your subscription box business. Join the waitlist today!

Dr. Beckett provides valuable insights into the sports card market. He covers various topics including the benefits of buying singles versus packs, the business models of repacks and breaks, and the importance of knowledge in selecting rookie cards. Dr. Beckett discusses market strategies such as opportunistic buying, the implications of dollar-cost averaging, and dealing with FOMO (fear of missing out). He also touches upon ethical concerns related to card trimming, the impact of auction processes, and the potential future of prediction markets in the hobby.   01:08 Buying Strategies: Singles vs. Packs 01:35 Dealing with Rookies and Prospects 02:38 Research and Market Analysis 03:04 Opportunistic Buying 03:52 Selling Strategies and Card Value 04:46 Fear of Missing Out (FOMO) 07:30 Auction Dynamics and Ethics 10:31 Memorabilia Market Insights 11:27 Trimming and Grading Controversies    

Today's episode is a little different. Because lately we've been feeling it: the shift into your 40s and 50s is real. Friendships change. Your body changes. Your kids grow up overnight. And somehow you're expected to keep up with all of it while also looking cute, staying calm, and being everyone's emotional support system. So we're zooming out and having the unfiltered conversation about what it actually feels like to grow up in this stage of life — from navigating adult friendships (and learning how to set boundaries without guilt), to dealing with jealousy, comparison, and social media dynamics that no one talks about… but everyone feels. We get into how to maintain close friendships when everyone is busy with work and kids, why your standards shift as you get older, and the “hard truth” that not everyone is meant to come with you into every season. And because it wouldn't be Lipstick on the Rim without some beauty + body talk, we're also sharing what's helped us feel more confident as we age. A Sony Music Entertainment production.  Find more great podcasts from Sony Music Entertainment at sonymusic.com/podcasts and follow us at @sonypodcasts  To bring your brand to life in this podcast, email podcastadsales@sonymusic.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of Security Matters, host David Puner sits down with Ariel Pisetzky, chief information officer at CyberArk, for a candid look at the fast‑evolving intersection of AI, cybersecurity, and IT innovation. As organizations race to adopt AI, the fear of missing out is driving rapid decisions—often without enough consideration for identity, security, or long‑term impact.Ariel shares practical insights on what it really takes to secure AI at scale, from combating AI‑enabled phishing attacks to managing agent identities and reducing growing risks in the software supply chain. The conversation explores how leaders can balance innovation with identity‑centric guardrails, understand the economics of AI adoption, and push for the democratization of IT without losing control. Whether you're a CIO, an IT leader, or simply curious about the future of cybersecurity, this episode offers clear, actionable guidance to help you stay ahead in 2026 and beyond.

We are back for 2026! After a year-long challenge of purchasing zero new video games in 2025, Trevor and Jeff break down the aftermath. Did we survive the FOMO? What is the first game we bought in 2026? In this episode, we dive into the "Dad Dust" of getting back behind the mic, the joy of finally playing Kingdom Come Deliverance 2 and Hades 2, and the promising horizon of 2026 releases like Fable and potential Witcher 3 DLC. We also discuss the state of gaming in our households: from successfully banning Roblox, to our kids discovering Skyrim with heavy mods, to the hilarious realization our children had while playing WWE 2K24—that you used to be able to unlock characters just by playing the game. Finally, Jeff shares his newfound obsession with Valheim on the Steam Deck and why its "beautiful ugly" aesthetic is perfect for gaming dads. Timestamps: 00:00 – Dusting off the mics: We are back for 2026! 00:03 – The "No New Games in 2025" Challenge: The Verdict 00:06 – Kingdom Come Deliverance 2 & The Freedom of 2026 00:08 – The 2026 Gaming Horizon: Fable & Witcher 3 rumors 00:09 – The Great Roblox Ban & What the kids are playing now 00:10 – Review: Clone Drone in the Danger Zone (Voxel Roguelike) 00:14 – WWE 2K24: Kids are shocked by "Free" character unlocks 00:17 – Skyrim in 2026: Mods, Special Editions, and Family Sharing 00:22 – Valheim Review: The "Beautiful Ugly" on Steam Deck Links & Resources: Join the conversation: newdadgaming.com Connect with us on social: @NewDadGaming About the Show: Welcome to New Dad Gaming, a show about fatherhood, gaming, and new fathers figuring out their gaming lives. Hosted by Trevor and Jeff, we prove each week that just because you became a dad, does not mean it's Game Over.

Today have got a 'slutty Victorian' (Margot Robbie's words not mine) bachelorette party that's giving me major FOMO, a legendary dance sequel that is finally happening, and Graham Norton dropping some major Taylor and Travis breadcrumbs. ☕ Margot Robbie and her gals get rowdy ☕ Huge news for Dirty Dancing fans (aka everybody with a pulse) ☕ Kendall's hilarious Super Bowl ad ☕ Graham Norton discusses his Taylor wedding NDA ☕ Sydney Sweeney's marketing stunt has left authorities pointing the finger The Spill has a new podcast thats devoted to TV bingeing! Our latest ep contains all the fan theories, cast reveals and easter eggs about the new series of Bridgerton to get up to date before Season 4 comes out. Listen now on Apple or Spotify or the Mamamia app.THE END BITS Love binge-watching TV? The Spill has launched Watch Party — spoiler-filled episode deep dives into the shows everyone’s talking about. Find the feed on Apple or Spotify. Support independent women's media Follow us on TikTok, Instagram and Facebook. And subscribe to our Youtube channel. Read all the latest entertainment news on Mamamia... here. Discover more Mamamia Podcasts here. Do you have feedback or a topic you want us to discuss on The Spill? Send us a voice message, or send us an email thespill@mamamia.com.au and we'll come back to you ASAP! CREDITS Hosts: Laura Brodnik and Ksenija Lukich Executive Producer: Monisha Iswaran Audio Producer: Scott StronachBecome a Mamamia subscriber: https://www.mamamia.com.au/subscribeSee omnystudio.com/listener for privacy information.

In Year 2 at QB and Year 1 as Head Coach, Drake Maye and Mike Vrabel have the Patriots in Super Bowl XL. You got any FOMO or regret that neither is in DC?

Send us a textMegan and Michelle ponder Rejection Sensitive Dysphoria, severed brake lines, fawning, FOMO, yellow Bianca, horrible bitches, Tuesday trivia, gaslighting yourself, and death by a thousand cuts. Sources:Rejection Sensitive Dysphoria (Cleveland Clinic)The Unbearable Heartache of Rejection Sensitive DysphoriaSo what's the deal with rejection sensitive dysphoria?Understanding ADHD and Rejection Sensitive Dysphoria (thevibewithky on Instagram)RSD Explained (ADHD Chatter on Instagram)Highly Sensitive vs Rejection Sensitive Dysphoria (thepsychdoctormd on Instagram)****************Want to support Prosecco Theory?Become a Patreon subscriber and earn swag!Check out our merch, available on teepublic.com!Follow/Subscribe wherever you listen!Rate, review, and tell your friends!Follow us on Instagram!****************Ever thought about starting your own podcast? From day one, Buzzsprout gave us all the tools we needed get Prosecco Theory off the ground. What are you waiting for? Follow this link to get started. Cheers!!Support the show

Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.It's freezing outside, markets are wild, and this video is all about staying sharp when everything feels chaotic. The focus here is simple: how to manage trades correctly, how to remove risk without killing upside, and why having a plan matters more than guessing where the market goes next.This conversation is really about what separates people who talk about trading from people who actually do it. Same market. Same information. Same opportunities. The difference is execution. You'll hear a lot about rolling options, taking partial profits, and freeing up capital instead of letting greed or fear dictate decisions. That's not flashy, but it's how consistency is built.A big theme here is discipline. Being up early in the year doesn't mean it's time to press harder. That's usually when traders do the most damage. The approach shown here is about scaling risk down as trades work, not ramping it up just because things feel good. Wins are managed the same way losses are managed, with structure and intention.There's also a strong emphasis on sitting in cash when conditions aren't right. Not trading is still a decision. Waiting for confirmation across trends and signals beats forcing trades just to feel productive. This is where patience actually becomes a competitive advantage.You'll hear practical breakdowns of trend confirmation using the 10, 20, and 50 moving averages, why ATR matters for trade management, and how rolling options can turn a trade into something close to risk-free over time when done correctly. None of this is about prediction. It's about reacting to what the market is actually doing.Key ideas covered in this session include:✅ How rolling options takes risk off while keeping trades alive✅ Why being early isn't as important as being disciplined✅ How trend alignment helps avoid emotional decisions✅ When sitting in cash is the smartest move you can make✅ Why overconfidence after wins is just as dangerous as fear after lossesThere's also a clear reminder throughout the video that losing trades are unavoidable. Anyone chasing a perfect win rate is already off track. The goal is to keep losses small, let winners breathe, and survive long enough for the edge to compound. That's how accounts grow without blowing up.If you're newer, the message is to slow down. Paper trade. Ask questions. Learn the process before risking real money. FOMO hits everyone, but a plan exists to keep emotions from wrecking good decisions.If you want to understand how structured trading actually works in real time, this video gives you a clear look. No hype, no shortcuts, just repetition, patience, and accountability.Subscribe if you want more sessions like this focused on saving time, managing risk, and trading with clarity instead of stress.Gain instant access to the AI-powered tools and behavioral insights top traders use to spot big moves before the crowd. Start trading smarter today

ITL recaps NFL Championship Sunday and checks in on how it felt watching without the Texans in the mix. Did it hit different? Reggie digs into all the questions that popped up while watching the conference title games and what they revealed about where Houston still needs to get. The hour wraps with today's QOTD: What are some things that just didn't live up to the hype?

This sermon continues the "My Job Depends on Ag" series, using agricultural metaphors to explore the importance of stability and rootedness in the Christian life. Just as trees need to be planted by streams of water to bear fruit (Psalm 1), believers need to stay put—in a place, a community, and a calling—to flourish. However, our culture of hypermobility and fear of commitment (FOMO) often tempts us to run, leading to shallow roots and a lack of fruit.Scripture ReferencesPsalm 1:1-6: The righteous are like trees planted by streams of water, yielding fruit in season.Luke 8:26-39: Jesus heals the Gerasene demoniac. The man begs to leave with Jesus, but Jesus commands him to "return to your home" and testify there.Genesis 2:15: God puts Adam in the garden to "work it and keep it," exercising skilled mastery.John 15:1-8: Jesus calls us to "remain" in the vine to bear fruit.Proverbs 27:19: "As water reflects the face, so one's life reflects the heart."Key PointsThe Power of Staying Put Like trees, we cannot thrive if we are constantly transplanted. Staying put brings:Security: A safe place to grow.Identity: We are shaped by the places we inhabit.Skilled Mastery: Staying long enough to become a "whisperer" in your field or community.The Freedom to Stay The story of the Gerasene demoniac challenges our desire to escape. Though he had every reason to leave his past behind (shame, isolation), Jesus sent him back home. True freedom isn't always going where we want; sometimes, it's the freedom to live a new identity in the same old place.Embrace Obligation and the Ordinary To stay rooted, we must reject the "duty-free" life.Obligation: Belonging requires responsibility. We are members of a body, called to bear with one another, not just consume.Ordinary: Extraordinary lives are built on ordinary habits. Greatness comes from doing consistently what others do occasionally. We must embrace the mundane routines of faithfulness—in marriage, parenting, and discipleship.Conclusion"Everyone wants a revolution, but nobody wants to do the dishes." True discipleship (discipline) happens in the mundane. If we run from obligation and the ordinary, we will never grow deep roots. We are invited to take a vow of stability—to commit to a place, a people, and a purpose—trusting that God will produce fruit in due season.Calls to ActionCommit to Stability: Identify where you are tempted to run (a relationship, a job, a church) and ask God for the grace to stay and grow.Embrace the Ordinary: Stop looking for the "extraordinary" next thing. Commit to the ordinary disciplines of prayer, scripture reading, and faithful presence this week.Invest in Your Marriage: Sign up for the marriage workshop on January 31st to intentionally invest in your relationship. Support the show*Summaries and transcripts are generated using AI. Please notify us if you find any errors.

Sophie Hynes (19), Natasha Maimba (24) and Kai Brosnan (26) explain how they coped this week when they did a digital detox giving up social media, Google Maps and Spotify - going from FOMO to sleeping better.

Rich finally sees Misha's show, Rob's a fomoholic and Slow times at Ridgemont High...

Hey EICapulets! To Brooklyn, or to Beckham? That is this week's question.There was simply no way of doing this episode without discussing the biggest news of the week, which is a pretty big statement, all things considered. On Monday evening, Brooklyn Beckham took to his Instagram and posted a series of stories stating that he does not want to reconcile with his family. This comes after years of speculation about a rift between the Beckhams and Brooklyn and Nicola, a lot of which started after their 2022 wedding.We discuss how and why this has taken the internet by storm, and what we make of it all.Next up! Chloe Zhao's Hamnet is based on Maggie O'Farrell's novel of the same name. The fictional story follows Agnes Hathaway (played by Jessie Buckley) and William Shakespeare (played by Paul Mescal) as they lose their son Hamnet to the plague- and how this tragedy births the play Hamlet. Very little is known about Shakespeare's life, so this story has been compared to fan-fiction. But just a lil fact check: several other plays, including two comedies, Much Ado About Nothing and As You Like It came between the death of Hamnet and the creation of Hamlet, according to The New Yorker.Since the film's release there's been a lot of claims it's "grief porn". We get into it.And lastly, whoever is doing 2016's marketing needs a raise, after a nostalgia-based trend caused what feels like the entire internet to look back a decade to the days of Pokemon Go, Brexit, Beyonce's Lemonade, Trump 1.0, Kylie lip kits and chokers to name but a few big moments and trends. For those of us who were old enough to own phones and participate in the culture and social media back then, throwbacks are aplenty. For those who missed it the first time around, FOMO is in full force. Harper's Bazaar has called 2016 the “last good year”, and Glamour suggested it might be the last time we felt “hopeful”. According to TikTok, searches for 2016 surged by 454% in the first week of the new year and about 229 million posts have been made using their 2016 filter. But why?We hope you enjoy, as always please do rate, review & subscribe!Thank you to Cue for the edit.Beth's been loving: The Silence Of The Lambs (the book), Emily In Paris. Ruchira's been loving Stranger Things and Dying For Sex & Oenone's been loving A Knight Of The Seven Kingdoms, The Night ManagerBrooklyn Beckham's statement Ignore the awards – Hamnet is artificial and manipulative Shakespeare fan fiction"HAMNET" FEELSELEMENTAL, BUT IS IT JUST HIGHLY EFFECTIVE GRIEF PORN?Maybe You'll Hate This MovieWas 2016 The Last Good Year? Hosted on Acast. See acast.com/privacy for more information.

This week on Skirious Problems, we spiral (productively) through the chaos of elite skiing: race FOMO, weird techniques that somehow work, and why the women's field is constantly asked to do more with less.We're joined by Rosie Vordam to talk offset technique, World Championship nerves, Olympic dreams, and what it's actually like racing for a small nation with quota math always looming in the background. From there, things get existential: 50K races, race stress vs. training stress, and why longer races can feel both “easier” and way more brutal at the same time.We dig into racing dynamics, gender disparities, and the cursed race calendar—plus why more races (and relays!) could actually make athletes fitter, faster, and less unhinged. Hot takes include: perceived exhaustion is lying to you, racing might be the best training, and the sport desperately needs more opportunities on the women's side.We finish with Mika's athletic origin story, a dream training session, and a moment of silence (or not) for the retirement of Gabriel Gledill.If you've ever felt FOMO watching a start list, questioned your life choices in a 50K, or wondered why skiing makes things harder than they need to be—this one's for you.

It's CALLER DAY!

Gain clear, educational context on today's investing and retirement planning topics with the Retire Sooner Podcast, hosted by Wes Moss and Christa DiBiase. This episode places market trends, investor behavior, and retirement account considerations into long-term perspective using historical data and widely referenced research. In this episode, you'll hear discussions that: • Define the differences between small-cap, mid-cap, and large-cap stocks and explain how market-capitalization classifications are commonly discussed in retirement planning. • Examine why individual investors have historically experienced returns that differ from market benchmarks, referencing behavioral research frequently cited by DALBAR. • Compare recent performance trends between the S&P 500 and small-cap indexes while reinforcing that market leadership shifts across cycles. • Explain how trillion-dollar companies have reshaped modern definitions of large-cap and mega-cap stocks. • Review the types of investment options typically available in employer-sponsored retirement plans and discuss why chasing recent performance is often identified as a behavioral risk. • Discuss why small-cap equities remain part of long-term market history conversations while acknowledging higher volatility and variability. • Compare Roth IRAs and Health Savings Accounts (HSAs) by outlining differences in tax treatment, eligibility, and planning considerations. • Explain how dividend-focused ETFs are commonly referenced in retirement income discussions and the historical role of dividends in total return. • Reinforce the importance of diversification and disciplined decision-making by addressing behavioral tendencies such as fear of missing out, or FOMO. • Address listener questions on market timing, lump-sum investing, Roth versus traditional 401(k) contributions, and Roth IRAs for younger earners using educational frameworks rather than personalized guidance. Listen to the Retire Sooner Podcast on Apple Podcasts, Spotify, YouTube, or your favorite podcast platform—and subscribe to stay connected to conversations designed to provide context, discipline, and long-term perspective on retirement and investing. Learn more about your ad choices. Visit megaphone.fm/adchoices

John has extreme generator FOMO as the big winter storm approaches and hopes his robot bed doesn't become self aware. Meanwhile, Jonnie gets bougie in the movie theater and tells us about the time two nuclear bombs were accidentally dropped on North Carolina. Plus, a conversation about life, death, and the legacy we hope to leave in between.Today's episode is NOT sponsored by Snow Skiing: "The most thrilling and expensive way to break your leg.” FOLLOW Jonnie W: https://jonniew.com FOLLOW John Driver: https://johndriver.com LISTEN, SUBSCRIBE, SEND MESSAGE, OR SUPPORT at http://talkaboutthatpodcast.com WATCH/SUBSCRIBE on YouTube: https://www.youtube.com/channel/UCwjExy_jWIdNvGd28XgF2Dg Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.

The  Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Today, I discuss my tips to avoid FOMO and stick to your investment strategy. It's all about dividend growth investing! Be ready to invest in 2026: https://www.dividendstocksrock.com/2026 2026 investment themes Investing strategies Protect your portfolio Favorite stocks for 2026! Subscribe to the best free dividend investing newsletter: https://thedividendguyblog.com/newsletter Get the 20 income products guide for retirees: https://retirementloop.ca/income/ Get your Investment roadmap: https://dividendstocksrock.com/roadmap

In the last 2 weeks alone I've had three brand owners come to me, all with the same story. They've been told by marketing "experts" that every single EDM, every Meta ad needs a discount incentive. Every website needs a countdown timer or some other kind of FOMO bells and whistles. One of them showed me her email marketing calendar. Every. Single. Week. A different discount code. Flash sale this, 20% off that, "last chance" the other thing. And here's the part that really gets me — some of these countdown timers? They're not even counting down to anything real. They literally reset when you refresh the page. It's manufactured urgency. It's fake scarcity. And it's everywhere. So today, I'm going to be blunt with you. This advice? This "discount everything, all the time" approach? It's not just lazy marketing. It's actively destroying premium brands. Over the next half hour or so, I'm going to unpack why constant discounting is eroding your profits, repelling your best customers, and training shoppers to never buy from you at full price. And I'll share what's actually working for quality-focused brands right now. Spoiler alert: it's not another 20% off code.   Links mentioned in this episode: If you'd like help to achieve your goals, I invite you to have a chat to find out how we can make that happen together HERE By booking a Free Growth Strategy https://productpreneurmarketing.com/lets-talk   Book Your Ecommerce Website Audit   Other Ways To Enjoy This Episode: Listen on Apple Podcasts Listen on Spotify Youtube  

Most fitness businesses don't fail because of effort.They fail because the system was never designed to scale.If you're still:• “Trying harder”• Tweaking ads without structure• Relying on motivation instead of infrastructure…this video will expose exactly why that approach breaks.Inside this breakdown, we dismantle the biggest lie in the fitness industry:

Our hosts explain the main factors schools should be considering when deciding if a private capital investment makes sense for their athletic department, and if so how they should prepare for it.   For schools that decide to steer clear of such deals, they will still need to prepare for how massive influxes of cash will change their conference and college athletics as a whole.   Private equity or private capital firms are looking for reliable, and predictable revenue streams such as media rights, sponsorships, especially at schools with big brands which have been under commercialized.   Areas for fast and sustainable ROI include: Increasing headcount for revenue generation staff (sales and fundraising) Modernizing ticketing and CRM technology Changing incentive structures within the athletic department   Larger projects like mixed-use real estate development take more time and capital to institute, but have the potential for massive gains of their own.   In preparing for this episode, AJ and Charles spoke with private capital firms as well as conferences and athletic departments to uncover which themes and topics are top-of-mind at the moment.   Timestamps: 0:55 - What type of athletic department is attractive to investors? 3:15 - What does it mean to be PE-ready? 10:00 - Does winning solve all problems? 12:45 - Hypothetical: Where would you deploy capital? 18:00 - Why college has lagged behind pro sports 19:25 - FOMO for the schools that don't get on board  23:45 - Changing your financial trajectory in a single season 27:05 - Commons mistakes for athletic departments   For more insights, visit our LinkedIn page or learn more about Navigate at https://nvgt.com/.

Bitcoin “Death Cross” Spooks The Crypto Markets #Crypto #Cryptocurrency #podcast #BasicCryptonomics #Bitcoin #Gold #Silver #Platinum #Palladium Website: ⁠⁠⁠⁠https://CryptoTalk.FM Facebook: ⁠⁠⁠⁠@ThisIsCTR⁠⁠⁠⁠ Discord:⁠⁠⁠⁠ @CryptoTalkRadio⁠⁠⁠⁠ #BlockDAG Chapters (00:00:01) - Crypto Talk Radio(00:00:36) - Star Trek: The Official Collection Update(00:01:45) - The Death Cross for Bitcoin(00:09:45) - Coinbase on the Clarity Act and Bank Deposit(00:17:57) - Will the Crypto Controversy Extend to Money?(00:20:17) - Silver Surprises $100(00:20:58) - Goldbacks(00:26:42) - Silver and Gold: A Hedge Fund?(00:32:48) - Silver Is Overpriced, FOMO will flow from crypto into(00:36:56) - Should I Buy More Silver?(00:41:01) - Precious Metals

Louise Buckley grew her list by nearly 2,000 in five months—and now she's on track to hit 10,000 by year-end using simple, strategic moves.  In this episode, Louise shares how she's growing her boutique clothing business with intention. From turning a broken receipt printer into an email-capture tool, to using live sales and collaborations as list-building machines, she's staying focused on what works—and doubling down on her momentum. If you're stuck trying to grow your list, this conversation is full of practical, no-fluff strategies you can start using right away. What you'll learn: Why Louise's popup conversion rates are outperforming industry averages—and what that tells us The key opportunity she was missing in her weekly live sales (and how to fix it fast) A smart collaboration strategy that's bringing in warm, buyer-ready leads Why she's skipping complicated ad funnels and running simple video view ads instead How to turn FOMO into a list-growth engine—using tools she already has   RELATED LINKS: Check out Louise's shop here: Be You Lifestyle Boutique Get on the Reliable Revenue waitlist: https://www.thesocialsalesgirls.com/reliable-revenue Christina's transitioning from in person to online sales https://www.thesocialsalesgirls.com/blog/christinas-transitioning-from-in-person-to-online-sales-here's-how-episode-298 The Most Powerful Marketing Activity https://www.thesocialsalesgirls.com/blog/the-most-powerful-marketing-activity-episode-285 €600+ sales with a list of 40. Here's how. https://www.thesocialsalesgirls.com/blog/proof-that-action-leads-to-results-episode-135 _______________________   Are you constantly asking yourself how to make your website better or questioning your prices? Do you wonder if you're missing something? If you have made sales in person or on a site like Etsy, I know you can sell more on your site.   Get my FREE mini-course that will show you our step-by-step process to grow your sales without spending a fortune on risky ad strategies or discounting your products here: https://learn.thesocialsalesgirls.com/conversion-school/   "Insightful, actionable and engaging! I learn so much every single time I listen. I can't believe this information is free - If you feel like this too, I'd love it if you would leave us a review. Reviewing the show will help us reach even more store owners, so we can help them grow their sales. Click here, scroll down, tap to rate with 5 stars and select "Write a review". Let us know what you find most helpful about the podcast!   Also, if you haven't already make sure to follow the podcast so you don't miss an episode! Follow now

Advisors and co-hosts Zachary Bouck, CIMA®, CFP®, and Austyn Garcia, recap our January 2026 portfolio meeting, discussing what happened in the markets over the last month, our approach to traditional asset allocation (cash, fixed-income, equities, and alternatives), and our general outlook for the next 6-12 months in the markets.  0:00 – Introduction & Action Items 3:11 – Recapping 2025: Market Performance Overview 6:06 – Looking Ahead: 2026 Market Outlook 10:11 – International Markets: Opportunities & Risks 16:32 – Emerging Technologies & Investment Themes 17:59 – FOMO in Private Markets: Are Investors Missing Out? Visit www.denverwealthmanagement.com to schedule a free consultation. 

Are you waking up and fully living…or just counting down the days until the next weekend? The next vacation? The next promotion? Jodi Wellman, creator of 4,000 Mondays and author of You Only Die Once, inspires us to go after intentional living and build a no regret life, one where you do the bucket list stuff (and celebrate small moments too.) TIMESTAMPS (00:00) Are you just waiting around? What intentional living looks like(06:30) 4,000 Mondays as a wake up call (12:15) The fear of the unlived life (18:40) Why we feel FOMO (25:10) Small everyday choices that build a no regret life Jodi dives deep into the fear of the unlived life — you know that quiet voice that tells you you're missing out and invites you into the power of now. In this personal development podcast episode: COUNT YOUR MONDAYS: how to snap out of autopilot start creating more intentional living MAKE ORDINARY DAYS SPECIAL: discover tiny practices that bring a spark back into your life FACE THE FEAR OF THE UNLIVED LIFE: how to overcome FOMO but also go after those bucket lists at the same time Listen to slow down, feel your body, hear your heart, and begin to celebrate your Mondays — and your life — more fully.

Send us a textEpisode 2 of Inside the Family Office: Live Investor PanelReal family office practitioners and allocators share how they structure deals, protect families, and think about wealth: Isaac, a former Morgan Stanley advisor who now runs a multi-family office and investment bank in L.A., walks through how his team allocates across public and private markets. He explains why secondaries and “cleaning up cap tables” are attractive right now, how he thinks about SPVs and fee layers, and why infrastructure and process matter more than chasing the latest hot sector. Isaac also pushes back on “country-club investing” and urges families to only back deals that truly fit their objectives, liquidity, and decision-making capacity. Dr. Cook reinforces the critical – and often neglected – role of back-office infrastructure in family office success.

Comedian Chris Randolph joins If This Doesn't Work… for an episode that somehow hits everything: comedy scene honesty, weird jobs, “pet bird” psychopath energy, conspiracy rabbit holes (Mud Flood), the scariest truth about death (it's basically FOMO), a brutal staph infection story, and a wild Baltimore night that ended with a bathroom gunshot story.You Can Find Chris Randolph:Instagram: https://www.instagram.com/chris__randolph/on The Happy Podcast: https://youtube.com/@lukeharris5397?si=E3YWBD2aw8SezDx6The Happy Podcast on Spotify: https://open.spotify.com/show/1egTByrvxJQ8C6FmZiCsVg?si=bee92af2d17745ccFollow the Podcast:

Back at DisneylandLet us reflect on FOMOStar Wars in new hands

In this episode of The Black Men Think Podcast, we ask a real question a lot of us avoid: Do we still know how to unplug? After the Sip of the Week, the fellas dive into how phones, social media, and nonstop notifications keep us connected around the clock and why disconnecting feels harder than ever. We talk about the struggle to step away, whether it's driven by FOMO, work pressure, or just pure habit. Along the way, we share some hilarious digital detox fails, from deleting apps only to reinstall them hours later, to trying to unplug and ending up right back online. The conversation turns more serious as we unpack how constant connectivity impacts our mental peace and what it looks like to protect it. From setting no-phone hours to creating tech-free spaces at home, we share practical ways to find balance. We close by asking the big question: Do we even want to unplug anymore, or is being connected just the new normal? Plus, we challenge listeners to try a 24-hour unplug and let us know how it goes.

Parenting can sharpen joy and stress at the same time—and for moms and dads in recovery, that edge can test every habit that keeps sobriety strong. We sit down with Sarah Benton, licensed counselor, addiction specialist, and author of Parents in Recovery, to unpack how families can protect recovery without sacrificing the warmth and wonder of raising kids. From morning routines to packed weekends to those birthday parties where wine shows up next to the cupcakes, we get practical about limits, language, and the lifestyle choices that prevent burnout.Sarah explains why “recovery first” isn't selfish—it's the foundation that keeps everything else standing. We explore the high-functioning myth, where substances quietly enable overloaded schedules, and what happens when you remove the “checkout” at day's end. Expect candid talk on right-sizing commitments, navigating the dip of post-acute withdrawal, and building a toolbox that actually works: therapy, meetings, peer support, and simple rituals for rest. We also dive into partner dynamics, from two parents in recovery to mixed households, and the education and respect that make those setups sustainable.Prevention gets the spotlight too. Genetics raise the stakes, and delaying a teen's first drink past 15 meaningfully lowers risk. We share how to start honest conversations by middle school, present family history without shame, and set boundaries around alcohol and cannabis in social spaces. You'll hear real-world scripts, ways to model “social battery” limits at home, and strategies to swap FOMO for intention. By the end, you'll have a clear map for turning recovery into a steady family culture—one that keeps parents connected and kids grounded.If this conversation helped, follow the show, leave a quick review, and share it with someone who needs a practical, hopeful roadmap for parenting in recovery.To learn more about Sarah's work:www.bentonbhc.comwww.waterviewbh.comTo contact Dr. Grover:ammmadeeasy@fastmail.com 

Hello there! Welcome to Force Ghost Conversations. This podcast is your home for cozy, deep dives into all things Star Wars and Lucasfilm-adjacent properties. Each week, our host will be joined by fans, creators, and believers in the principles from the Galaxy far, far away to discuss the thematic elements from our favorite Lucasfilm properties. Without further adieu, it is time to gather around the campfire for some Force Ghost Conversations.Caitlin and Charlotte from Skytalkers recently took a trip across the ocean to Tunisia to see the essential places where both Star. Wars and Raiders of the Lost Ark were filmed. Since I had the biggest FOMO imaginable, I had to inquire as to how this tour came about, where they went, what the logistics entailed, and how I can book a tour for myself. You do not want to miss this conversation as you make your summer travel plans. Topics Discussed Include:1. Galaxy Tours2. The Sights, the Sounds, and the Food3. The Importance of Visiting These LocationsListen to Skytalker's recap of their travels here: Part 1 and Part 2Book your trip to Tunisia with Galaxy Tours here!Support the show on Patreon - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.patreon.com/forceghostconversations⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you want to continue the conversation, please follow us at the following websites:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Blue Sky⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Threads⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Twitter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Merchandise⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Today's guests are Caitlin and Charlotte from the Skytalkers podcast. Be sure to support his work wherever you get podcasts.

If you wish to support the show and PFC Irvine's Journey you can find his Ebay store here----> PFCNetworkllc.com   Learning To Deal Is a podcast about the host's (PFC Irvine) Journey in being a coin dealer while dealing with life and invisible combat injuries. 

Deleting social media should've tanked my income…, but instead it helped me skyrocket it.And I'm not saying that to be dramatic, I'm saying it because I didn't realize how much my phone was quietly stealing from me until I took my power back.In this episode of The Happy Hustle Podcast, I'm breaking down exactly why I deleted social media from my phone, what happened in my brain when I did it, and why it might be the single best “business move” you make all year — even if you're a personal brand, entrepreneur, or someone who “needs” social media to grow.Because here's the truth: social media isn't free. The cost is your attention. And attention is the most valuable currency in the world right now.I realized I wasn't using social media… social media was using me. I'd pick up my phone to text someone and somehow end up watching a dude build a cabin with zero tools for 18 minutes. And even when I told myself it was “research” or “business stuff,” I was mostly consuming instead of creating.And the scary part? It wasn't stealing my time. It was stealing my focus.The typical user spends 2.5–3 hours a day on social media, which is 17+ hours a week. A part-time job… for free. And every time you get interrupted, it can take anywhere from 8 to 25 minutes to fully regain your focus. That's not a small leak. That's an attention hemorrhage.So I made a decision: I deleted every social app off my phone.Not “limited.” Not “time blocked.” Deleted.And yes, I still have social media on desktop. My team still runs the content. But I stopped carrying the slot machine in my pocket. Because that's what it is — Silicon Valley literally models this stuff after Vegas casinos. Novelty, dopamine, addiction, repeat.The first phase was real: the phantom reach. That moment where your hand goes to your phone like a reflex. That “I should check something” feeling. That little hit of FOMO.But then phase two kicked in: calm and presence returned. I felt less anxious. Less compare-and-despair. More patient. More connected with my family. More me.And then phase three hit… and this is where it got wild: deep work came back. Creativity came back. Clarity came back. My brain stopped being a feed… and started being a weapon again.I thought less scrolling would mean less growth.But what actually happened was more creation, better content, cleaner energy, stronger execution, better sales calls, higher conversion… and more money.In fact, within two weeks, we found over six figures in “found revenue” opportunities I'm confident would've been missed if I were still trapped in the scroll.Here are the biggest takeaways I want you to steal from this episode:Social media isn't the enemy — mindless consumption is.Use it like a tool. Don't let it become a cage.Attention beats information.We don't have an information problem. We have an attention problem.Creation builds businesses. Scrolling kills momentum.Consumption feels like work, but creation is the real work.You don't need more discipline — you need better systems.Delete the apps. Set office hours. Use a desktop only. Let your team post and engage.Your peace is a profit strategy.When you're more present, more focused, and more grounded… you win in every area.My challenge to you is simple: go phone-free for 7 days.Delete the apps. Desktop only. One hour max. Track what happens to your mood, your sleep, your relationships, your creativity, and your output.If you want the full breakdown, the mindset shift, the step-by-step process, and the results I've seen already, go listen to the full episode at caryjack.com/podcastin.Less social media. More presence. More money. More life.

Adam Wayne Bailey: We check in on our favorite aura junkie, Adam Wayne Bailey with the 2.5 acres baby! Bought and paid for, taxes paid.Balloon Roz: Things aren't so great for Roz the balloon lady as she is attempting to find a new caregiver and Eddie is nowhere to be found.TraxNYC: TraxNYC has a very public freakout on his socials after they are selling bullshit gold and diamonds ON HIS NAME!THE BEAR!, FUCK YOU, WATCH THIS!, CHILDISH GAMBINO!, 3005!, ROAD TO 900!, FOMO!, PEPPIN IT UP!, RED HOT CHILI PEPPERS!, GET THE PEPPS OUT!, NEWS!, TRUMP!, DOGGIN' IT UP!, GET THE DOG OUT!, TEMPLE OF THE DOG!, PEARL JAM!, SOUNDGARDEN!, HUNGER STRIKE!, CHRIS CORNELL!, RIP!, SAD YOUTUBE COMMENTS! JOKE TRAIN TO HELL!, ADAM WAYNE BAILEY!, INSTAGRAM!, SCHIZO!, 2.5 ACRES!, BOUGHT AND PAID FOR!, RANCH!, SCHIZO!, ALONE!, PHONE!, ROZ!, BALLOONS!, SAD!, OLD!, DISABLED!, PROPERTY TAXES!, 22 NECKLACE!, TATU!, JOURNEY!, IS PHONE GREER!?, GRANTSBURG!, AT LEAST I'M THIS!, ROZ!, EDDIE!, CAREGIVER!, MORTAL REALM!, FLEXXING BOO!, SNOW!, SNOWMAN!, CLOUDS!, BOOKED A TRIP!, UBER!, TRAXNYC!, TIKTOK!, FREAKOUT!, FIGHT!, RIP OFF!, 22 THOUSAND!, WHERE'S MY MONEY BITCH!?, CHOKED OUT!, SPIT IN FACE!, THROWING MONEY!, NYC!, TIMES SQUARE! You can find the videos from this episode at our Discord RIGHT HERE!

Guía clara y sin humo junto a Ricardo Dominguez, CEO de "Entre Cajas" para quienes quieren empezar a vender en Amazon. Hablamos del algoritmo, cómo encontrar productos, qué hacer para conseguir distribuidores, qué recomiendan los que ya viven de esto y dónde están los errores que más cuestan dinero. También tocamos el tema de los gurús, cómo vender desde Latinoamérica, por qué no dejarse llevar por el FOMO y cómo encontrar tu espacio en un mercado que sigue creciendo.

What do you get when you mix hats, social media channels, and a bunch of dads? In this throwback episode, Bart Szaniewski explains how he and his buddies created Dad Gang with the mission of bringing dads together with cool hats.  At first, it was all about creativity. And then it blossomed into multiple channels and multiple dads sharing their stories. Copy and captions became even more important. Hats were being sold faster than they could make them. Everyone wanted one. How do you develop FOMO in your audience? It's as easy as creating a sense of urgency for your next drop.  Plus, Bart reveals how using a private Facebook group may be the key to hearing more from your audience.  And, Dad Gang recently launched an app and is using SMS. What are some pros and cons of implementing these ideas at your brand?  If you're a marketer who wants to learn more about scaling via social media or how SMS and apps can further your brand's presence, this is the episode for you.  Follow Bart: LinkedIn: https://www.linkedin.com/in/bart-szaniewski-374b1141/ Follow Daniel: YouTube: https://www.youtube.com/@themarketingmillennials/featured Twitter: https://www.twitter.com/Dmurr68 LinkedIn: https://www.linkedin.com/in/daniel-murray-marketing Sign up for The Marketing Millennials newsletter: www.workweek.com/brand/the-marketing-millennials Daniel is a Workweek friend, working to produce amazing podcasts. To find out more, visit: www.workweek.com

On today's episode, we discuss how collapsing national currencies—from Iran's rial to Venezuela's bolívar—are driving ordinary people into Bitcoin and other cryptocurrencies as a last‑ditch store of value. Mark explains why institutional players like Vanguard and Morgan Stanley are finally recommending small crypto allocations, how ETF filings and FOMO are pushing Bitcoin higher, and why none of this should be confused with personalized investment advice. From there, the conversation moves to practical home tech: VPNs, Starlink, and why reliable local storage and good passwords still matter more than shiny gadgets when the internet goes dark. James and Mark also kick around Elon Musk's AI and robotics ambitions—Grok, xAI, Optimus, and full self‑driving Teslas—debating whether a Unix‑like, tightly controlled “Apple‑style” stack will prove safer than a more open, Windows‑like ecosystem for autonomous vehicles. A creek‑flooding scenario near James's house becomes a case study in what current self‑driving systems still miss, forcing humans to override software that cannot yet reliably interpret brown, moving water across a road. That leads into a broader discussion of how many edge cases engineers must sample before regulators will bless truly driverless cars, and why early adopters will inevitably be the ones whose mishaps teach the machines. Throughout, they keep circling back to a core theme: in both finance and transportation, new tech may be transformative, but ordinary users still have to live with the bugs, crashes, and unintended consequences of bleeding‑edge systems. Don't miss it!

What if the real competitive edge in the AI era isn't the tools you adopt, but the intelligence you already possess? And what if the agencies that win are the ones that stop chasing novelty and start refining their own IP instead? In this episode of The Agency Blueprint Podcast, I break down what's hype, what's real, and what truly matters for agencies seeking long-term relevance, higher profitability, and sharper differentiation in an AI-driven era. I also explain how the real power emerges when we combine logic, frameworks, and unique agency IP with AI's ability to process massive amounts of information. Don't miss this episode if you're an agency owner ready to move beyond AI overwhelm and into true implementation.Key Questions: [01:34] Are you chasing AI tools because of FOMO, or are you building real impact into your workflow? [04:18] What parts of your agency's process rely on human thinking, and what parts could AI reliably synthesize? [10:45] What would a lean, meaningful AI stack look like for your agency specifically? [12:30] Are you fully leveraging your own data to build a powerful agency-specific knowledge layer? What You'll Discover: [01:34] The rapid churn of AI tools and why chasing novelty over strategy keeps agencies stuck in low-impact adoption cycles. [03:48] How agencies can break their expertise into micro-components that AI can support without taking over human thinking. [05:32] How AI becomes powerful when layered beneath your agency's IP, helping designers, strategists, and writers gather insights faster. [06:52] The specific ways AI can accelerate desktop research, creative prototyping, brand storytelling, and persona testing. [08:12] The crucial difference between short-term efficiency and long-term differentiation, and why agencies must think on both timelines. [09:22] How saved hours can be pocketed, used to reduce price, or reinvested to produce more valuable and higher-fidelity client work. [10:45] How to build lean AI stacks that integrate directly into your workflow rather than disrupt it. [12:30] Understanding that you're sitting on massive pools of undervalued data that could become powerful differentiators with the right AI tools. [13:04] Why the real frontier is not tools, but embedding AI into your unique process in a way that makes your value irreplaceable.

It's that time of year when we polish off the crystal ball and try to guess exactly where the bourbon industry is headed in 2026. The panel dives into some high-stakes predictions on the rise of exclusive distillery clubs and the portential rise of the craft sector by leaning into Direct-to-Consumer sales. We also get into some scarier territory—think tariffs and the possibility of major distilleries actually pausing production—while others weighs in on the acquisition frenzy that's continuing to reshape the landscape. We also tackle the death of FOMO on limited releases, the push for even higher-proof offerings, and the wild possibility of NIL deals between universities and distilleries. Will your favorite college quarterback have a signature bottle pick soon? We're breaking it all down to see how economic and political factors will keep the bourbon scene shaking in the year ahead. Show Notes: Bourbon Pursuit explores 2026 predictions for the bourbon industry Insights on the future of distillery clubs and exclusive consumer offers Discussion on tariff impacts and potential production pauses The rising prominence of craft distilleries and direct sales strategies Evolution of FOMO among bourbon consumers Speculation on NIL partnerships within the bourbon sector Insights into how GLP-1 medications might affect drinking habits Reflections on past predictions and the industry's direction Learn more about your ad choices. Visit megaphone.fm/adchoices

What does it actually take to build, and exit, a successful agency? In this episode, Colby sits down with David Rodnitzky, founder of 3Q Digital, to unpack 25 years of agency growth, hard lessons, and hard-earned perspective. From building a $100M+ agency through multiple acquisitions to navigating private equity, AI disruption, and the realities of scaling service businesses, David shares what most founders only learn the hard way.They dive into:Why FOMO vs FOMU determines which clients you attractThe real difference between serving startups vs enterprise brandsWhy most agencies struggle with sales (and why that's okay)How thought leadership actually compounds over timeWhen hiring ahead of revenue makes sense, and when it doesn'tWhat AI really means for agencies over the next few years If you're building, scaling, or rethinking an agency, this episode will challenge how you think about growth, positioning, and longevity.

In this Crypto Town Hall, the panel dives into Bitcoin's explosive rally past $97K, strong institutional buying via ETFs, and the "sticky" capital flowing from wirehouses and advisors making multi-year allocations. Guests break down Strategy's convertible debt flywheel, persistent demand absorbing supply, shifting market correlations, and the grinding higher move that could trigger FOMO. The conversation turns fiery on regulatory battles, stablecoin restrictions, banking lobbying risks, and the deeper debate: is mainstream ETF adoption real progress for Bitcoin's sovereignty ideals, or a centralized detour diluting its revolutionary promise?

The hobby does not slow down. It expands. More releases, more parallels, more noise telling you what you should care about next. Without a filter, it is easy to collect reactions instead of building something that matters.In this flagship episode, I revisit one of the most important ideas in my collecting journey. Shrinking the Sea. This is about narrowing your focus so your collection reflects what you value, not what the market or your feed is pushing.I share personal stories from stepping back from wrestling cards during manufacturer chaos and refining my football collection by focusing on type, consistency, and card attributes that resonate with me. We talk about why chasing everything leads to burnout, how patience changes decision making, and how to build a simple framework for evaluating cards before FOMO shows up.You do not need every card. When you shrink the sea, the hobby becomes calmer, more intentional, and more rewarding.This episode is for collectors who want clarity, confidence, and a collection built around what matters most.Check out the awesome software that InfernoRed Technology can build for you.Get your free copy of Collecting For Keeps: Finding Meaning In A Hobby Built On HypeStart your 7 day free trial of Stacking Slabs Patreon Today[Distributed on Sunday] Sign up for the Stacking Slabs Weekly Rip Newsletter using this linkFollow Stacking Slabs: | Twitter | Instagram | Facebook | Tiktok ★ Support this podcast on Patreon ★

Leading Into 2026: Executive Pastor Insights Momentum is real. So is the pressure. This free report draws from the largest dedicated survey of Executive Pastors ever, revealing what leaders are actually facing as they prepare for 2026. Why staff health is the #1 pressure point Where churches feel hopeful — and stretched thin What worked in 2025 and is worth repeating Clear decision filters for the year ahead Download the Full Report Free PDF • Built for Executive Pastors • Instant access Welcome back to another episode of the unSeminary podcast. Today we’re sitting down with an executive pastor from a prevailing church to unpack what leaders like you shared in the National Executive Pastor Survey so you can lead forward with clarity. In today’s episode, we’re joined by Kayra Montañez, Executive Pastor at Liquid Church in New Jersey. Liquid is a fast-growing multisite church with six campuses stretching from Princeton to communities just outside New York City. In this conversation, Kayra helps unpack one of the biggest concerns surfaced in the National Executive Pastor Survey: the growing gap between attendance and engagement. While many churches are seeing people return, far fewer leaders feel confident that those people are truly connected, discipled, and serving. Is your church seeing full rooms but thin volunteer pipelines? Are you unsure how engaged people really are beyond weekend services? Kayra offers practical insight into why that gap exists—and what churches can do to close it. Attendance is up, engagement is unclear. // Kayra begins with encouragement. Across the country, churches are seeing renewed spiritual openness. People are coming with expectancy, ready to encounter God. At the same time, many leaders sense a disconnect between attendance and belonging. Kayra identifies several common gaps: people attending without joining “people systems” like groups or teams; online attenders remaining anonymous without a clear bridge to community; seasonal attenders who show up for Christmas and Easter but never return; and potential volunteers who are open to helping but hesitant to commit long-term. These patterns aren't unique to Liquid—they're widespread across the church landscape. From prescribed paths to personalized journeys. // One of Liquid's biggest shifts has been moving away from a rigid, one-size-fits-all connection pathway. Kayra compares the old model to the video game Mario Brothers, where everyone must follow the same prescribed path or “die.” Instead, Liquid now operates more like Zelda: a choose-your-own-adventure approach that honors people's seasons, needs, and interests. Rather than telling people where they must plug in, the church focuses on learning what people actually want and helping them find a meaningful next step. Connect and Conversation. // This shift comes to life through a monthly experience called Connect and Conversation, hosted at every campus after the final service. New and not-yet-connected attendees are invited to a meal where they sit at tables with others like them and facilitators. The event begins with relational icebreakers to help people connect naturally, then moves into guided conversation around what attendees are looking for—community, care, serving, support groups, or spiritual growth. Facilitators take detailed notes, which drive personalized follow-up in the weeks ahead. Kayra describes it as “high-touch, concierge-style ministry,” and the results have been significant movement from attendance into engagement. Measuring what matters. // Liquid tracks what happens after people attend Connect and Conversation—not to claim direct causation, but to see correlation. They monitor whether participants join groups, teams, or discipleship environments in the following months. That data has helped the church refine pathways and remove unnecessary friction. Kayra encourages leaders to examine two key metrics: how many first-time guests take any next step within 30 days, and what percentage move into a people system within 60–90 days. These numbers often reveal where engagement breaks down. Reimagining discipleship. // One surprising insight at Liquid came from surveying the congregation about small groups. While relational connection mattered, the top desire was biblical literacy. In response, Liquid “blew up” its traditional small-group model and launched a new midweek Bible study format called Deep Dive. Rather than prioritizing relationships first, these environments put Scripture front and center, with connection as a natural byproduct. The pilot—an in-depth study of Revelation—drew hundreds of participants and revealed a deep hunger for understanding God's Word. Rebuilding volunteer momentum. // Like many churches, Liquid faced a volunteer crisis as growth outpaced serving capacity—especially in kids' environments. In response, the church launched a short-term campaign called For the One, built around a “try before you buy” serving model. New volunteers could serve a few times with a shortened onboarding process (without compromising safety) and then decide whether to commit long-term, scoring exclusive team swag. More than 400 people stepped in to serve, helping stabilize teams and reignite volunteer culture. Short-term fixes and long-term culture. // Kayra emphasizes that engagement is both a systems problem and a culture challenge. Churches need short-term solutions to address immediate gaps, but long-term health comes from storytelling, celebration, appreciation, and consistently casting vision for why serving and community matter. Engagement doesn't happen accidentally—it's cultivated intentionally over time. To learn more about Liquid Church, visit liquidchurch.com, or connect with Kayra directly via email. Watch the full episode below: Thank You for Tuning In! There are a lot of podcasts you could be tuning into today, but you chose unSeminary, and I'm grateful for that. If you enjoyed today's show, please share it by using the social media buttons you see at the left hand side of this page. Also, kindly consider taking the 60-seconds it takes to leave an honest review and rating for the podcast on iTunes, they're extremely helpful when it comes to the ranking of the show and you can bet that I read every single one of them personally! Lastly, don't forget to subscribe to the podcast on iTunes, to get automatic updates every time a new episode goes live! Episode Transcript Rich Birch — Hey friends, welcome to the unSeminary podcast. We’ve got a special episode on today where we’re diving into some of the results from the National Executive Pastor Survey. And today we’re super excited to have Kayra Montañez with us from Liquid Church in New Jersey. Rich Birch — And today we’re talking all about engagement. One of the things that jumped out, well, one of the top tier results, kind of concerns that came out, 10% of executive pastors in the open questions, expressed fear around discipleship death depth and volunteer sustainability. At the same time, nearly 12% said they lacked really visibility into participation and involvement data. Another 6% pointed specifically to volunteer and team metrics really being an unmet need, not knowing where they are. Rich Birch — So what does that all that mean? Roughly one in five executive pastors are entering 2026 this year, wondering really how engaged their churches are. And Kayra is going to solve all that for us. So Kayra, welcome to the show. Tell us about Liquid. Tell us a little bit about the church. Kayra Montañez — Well I appreciate the vote of confidence but I’m not sure about that. But, Rich, it’s always so great to be with you and to be a guest on your podcast. Thank you so much for having me. So yes, we are in New Jersey. So our church is called Liquid. I get the incredible privilege of serving there as one of two executive pastors. And we are a multisite church. We have six campuses. If you and know anything about New Jersey, one of them is the furthest one is in Princeton, New Jersey – a lot of people know Princeton. Kayra Montañez — And then probably the closest one that we have up north is closest to New York City, about 30 minutes from the city. So that kind of gives you the breadth and width of how we’re trying to saturate the state of New Jersey with the gospel of Jesus Christ. That is our mission. Rich Birch — So good. And Kayra, I really appreciate you jumping in on on today’s conversation, particularly in this area, because I think, man, have so much to offer. You know, so many of our churches, we feel like the volunteer pipelines are thin. How are we getting? It’s like people are underutilized. Maybe are our follow-up process are like overly complex. And you’ve done a great job on on this area. So let’s just jump right in. Rich Birch — Where do you see some of the biggest gaps today in churches, whether it’s Liquid or other churches you interact, between, you know, getting people to attend church attendance and actual engagement. There’s a gap there. what What’s driving that? What do what do you think drives that gap in our churches? Kayra Montañez — Yeah. So I see a couple of things. But before I get to that, you know, I just really wanted to start with something really encouraging because it’s not in my nature to be discouraging. So one of the things that I have noticed, in fact, I was actually spending some time with other pastors from other states in the U.S. And we were talking about like, hey, what is the Lord doing in the in the Big C Church? What are you experiencing in your context? Rich Birch — So good. Kayra Montañez — And one of the things I think that was a theme for all of us is it feels like we don’t have to work as hard to get people to come and be ready for what the Lord has for them. And that feels very exciting. Rich Birch — Yep. Kayra Montañez — And that’s like a theme that I’m seeing repeated across the entire nation with all of my pastor friends from different locations. Having said that, there are still things that we have to do to get people from going to just attending to engaging, like you were saying. I think there’s a couple of things that I saw. Kayra Montañez — One of them is a big one, I would say, is like this idea of, attending versus belonging, right. So like first people actually want to come, but they don’t actually join people systems. So they come in person, they come online, but they don’t actually join any kind of people system. So when I say people system I’m thinking about groups, or dream teams, a support group, a class. That’s actually something that we started seeing a lot post-pandemic, and I would say it’s still here. So that’s one gap that I see. Kayra Montañez — The second gap that I see is digital versus relational. So obviously, we at Liquid have spent a lot of, we’ve invested a lot in our digital ministry, and we really believe online and in-person can both thrive at the same time, and we’re seeing that. Kayra Montañez — However, online services, while they can remove barriers, which is good, it also helps people stay anonymous unless there’s a clear bridge for those people to actually join in-person community. And so churches that haven’t figured out well how to do that will continue to see a gap between people who are attending, whether it’s in person or online, but not actually engaging. Kayra Montañez — There’s also the people who just come for big events, right? Rich Birch — Yep. Kayra Montañez — We’re approaching one of them, even as we film this podcast, next week is Christmas Eve. So we joke at Liquid, we have the CEOs, they come for Christmas, Easter, and other big events, but they don’t actually have a weekly rhythm of attending and engaging. Kayra Montañez — And then there’s people who I would say are curious about serving and for the most part are open to helping, but are not really ready to make a serving commitment and actually take on a very consistent role. So I would say across the breadth and width of churches, that’s probably something that would hit most people, no matter where you are. Rich Birch — Yeah, for sure. Kayra Montañez — Definitely we experience all of them at Liquid. Rich Birch — Yeah, I there was a lot there, in which I appreciate. and i appreciate the way you’ve kind of diagnosed. I think there’s multiple ways to kind of um diagnose or kind of pick apart – Hey, here are different aspects here, or different ways that we’re seeing this kind of attendance versus engagement question. So maybe, you know, pick apart those attending versus belonging. What has Liquid done? What are you doing to try to help move people from just attending, actually getting into those people systems? What does that? What are you learning on that front? Kayra Montañez — Yeah. You know, we’ve had a major shift at Liquid, I would say, in the past two years. The best way that I can explain this is with a gaming analogy, because I have teenagers and they love gaming. Rich Birch — I love it. Kayra Montañez — So if you um go back to when we used to play Mario Brothers, you remember Mario Brothers? Rich Birch — Sure, yeah. Kayra Montañez — Mario Brothers has prescribed path where if you did not follow the path, at some point Mario would die. Like if you stayed behind and the camera kept moving, the character would die. You remember that? Rich Birch — Yes, yes. Kayra Montañez — And that’s the way that a lot of churches, even today, approach helping people connect. There is a prescribed path for you, and we’re going to tell you what you need to do and what you have to do. Then Zelda came into the scene and Zelda is like, hey, choose your own adventure. You can start your adventure anywhere you want. Rich Birch — Right. Kayra Montañez — And so I feel like Liquid, we’ve shifted in that. We used to be Mario Brothers, like, hey, here’s a prescribed path for you. Here’s all the things that you have to do to connect. Whereas now we’ve shifted over the past two years into like, hey, we have a lot of things that we can offer you. And there are many different things depending on your season of life, on your felt needs, on what you’re looking for, on what you’re interested in, on what makes your heart beat. Tell us what you want to do and we’re going to help you. Kayra Montañez — And so in order for us to understand what is it that people want, we created an event that we do every month called Connect and Conversation. And the whole idea and the way that we market it is if you’re new to Liquid, or if you are not new, but you haven’t connected yet, you haven’t found your people, you haven’t found something that you want to be a part of, come to this event. Kayra Montañez — We feed you. We get to know you. And then we follow up personally with you. It’s very high level concierge, kind of a follow up system, where after we connect with you, we ask you, hey, what are you actually interested in? What are you looking for? Because your needs as an empty nester who’s been married for over 25 years, you’re parenting adult children who are already married are very different than mine who have two team have two teenagers. Rich Birch — Yep. Kayra Montañez — One of them is about to go to college, right? Rich Birch — Yep, yep. Kayra Montañez — And so that has actually produced incredible fruit from getting people who are attending. Rich Birch — Yep. Kayra Montañez — Now I’ve actually offered them something they’re interested in, which is making connections with people. And then from there, we follow up to offer, what do you need? Rich Birch — That’s so cool. Kayra Montañez — And everybody has different needs. Some people just wanna join teams because they’re just like, I just wanna serve. Some people, they really just need a lot of care. And so maybe they need a support group and we’re gonna offer that to you. Kayra Montañez — Some people may need marriage mentoring. We’re gonna offer that to you. So it really depends. And what we’ve seen is people taking significant next steps once they go out of that event. And that has really changed the past. In the past, we would only be marketing teams and groups, role and relationship, join, ah you know, get into a role and connect with a relationship. And while that’s still good, I’m not saying that’s not good or not needed. Rich Birch — Right. Kayra Montañez — It’s not the only thing that people are looking for. Rich Birch — Yeah, that’s interesting. Can we, I’d love to dive just a little deeper on on that because I think there’s ah a really key learning there for lots of us. This idea, and you didn’t say it this way, but where my brain went to, you know, I think we have, we have for sure in the past done the thing where it’s like we have these giant funnels that we’re pushing everyone through. Rich Birch — And and the only question we’re really asking is where do you fit in our funnel? Kayra Montañez — Correct. Rich Birch — Like where, You know, and we and we push and literally, and this is no, you know, kind of slam on other systems, but it’s like, this is the, you know, step one, step two, step three, everyone do step one first, then you do step two, then you do step three. Rich Birch — So the the connecting conversation, that feels like highly, like it’s volunteer intensive. You got to get a lot of volunteers in there because it sounds like you’re having one-on-one conversations or something close to one-on-one. Unpack what that looks like. Maybe as a guest, if I arrive at that, what do I actually experience when I show up there? Kayra Montañez — So you you can register up until the time that we have the event. Rich Birch — Yep, that’s great. Kayra Montañez — So we do math you know magical math with the food and and the preparation so that we can just accept people who are going to come on the day of. Because we promote it, obviously, every week. And then the day of, we actually promote it. We get most people to show up the day of the event. Rich Birch — Right, okay. Kayra Montañez — So people will come. There’s going to be a lunch. And then they’re going to sit at a table with about five other people who have a facilitator at that table. Rich Birch — Okay. Kayra Montañez — And that facilitator is actually going to lead them through a series of relational icebreakers because the event is designed for you to first connect. You want to meet other people who are just like you. Maybe they’re new or they’re not new, but they haven’t connected yet with somebody. Rich Birch — That’s good. Kayra Montañez — And so there’s going to be a lot of relational icebreakers you know during the first part of the event. And then after that, we get into like, hey, what are you looking for? What are you hoping to get out of? What do you need? What are you interested in? We make notes. Rich Birch — How can we help? All that kind of stuff. Kayra Montañez — That facilitator takes really good notes based on what people are saying. And then the follow-up begins. Rich Birch — That’s so cool. I love that. That’s what a great learning. You know, I think so many times we’ve seen that step and for sure that echoes what I’ve seen in in a number of churches. There’s really a trend away from the class being the first step. Rich Birch — It’s like the stand that we used to do that thing where it was like, okay, someone stands up at the front and they’re going to talk for 50 minutes about why we’re such a great church. And, ah you know, that really has gone away. I would I would echo that, that we’ve seen that as ah as a best practice for sure. So let’s talk… Kayra Montañez — When we do measure… Rich Birch — Sorry, go ahead. No. Kayra Montañez — …oh sorry, as I was to say, we measure the activity of everyone who goes to Connect in Conversation and what they do. Rich Birch — Oh, that, tell me about that. Kayra Montañez — And so there’s, or ah how we say it at Liquid is it’s correlation, not causation. Like I can’t prove that if you go to this event, your next steps were a direct result of this event… Rich Birch — Yes. Yes. Kayra Montañez — …but we can correlate that because you came to the event you actually took these next steps, if that makes sense. Rich Birch — Yeah. Kayra Montañez — So we’ve seen tremendous, tremendous engagement grow because of that. Rich Birch — And that’s on Sundays. You do it on on campus after the last service, that sort of thing. Kayra Montañez — Every month. Yes, every month at every campus after the last service, we promote it up to the day of the event… Rich Birch — Yeah, that’s good. Kayra Montañez — …and we do it rain or shine. Whether it’s five people or 10 or 50, obviously at our largest location, sometimes we have about 100 people show up every month to these events. Rich Birch — That’s great. I love that. That’s a great. You’re coming in hot, Kayra. Great learnings, even you know, with friends, we’ve got through the first question. Rich Birch — So yeah, and we’re, you know, it’s fantastic. So one of the one of the things I’d love to hear a little bit about, um you know, that when we look in the data, people’s anxiety, there’s there seems to be some anxiety around or concern around discipling people. We offer these discipleship pathways or engagement pathways. And it’s like, we do this stuff, but then people don’t actually take advantage of it. It’s like, we do, we offer small groups, but people don’t do them. Or people we offer classes and people don’t actually engage on them. Rich Birch —What are you doing to try to move to, to ensure people are actually engaging with the various pathways that you’re developing at Liquid to actually get them to use them? Kayra Montañez — So this is a very interesting question in this particular time because at Liquid we’re just about getting ready to or just ready to ah blow up small groups basically. Rich Birch — Oh, nice. Okay. I’d love to hear more. Kayra Montañez — Yeah, so I would say that small groups was the one metric that did not recover for our church post-pandemic. So even though our volunteer pipelines at times felt thin, we were able to have incredible momentum around that. We can talk more about that later. How did we do that? We recovered in attendance and giving, baptism, but we were not able to crack the code on small groups. We were at an all-time low, about 20% our church… Rich Birch — Oh, wow. Yeah. Kayra Montañez — …was engaged in small groups, pretty low. And so we started surveying people. Rich Birch — Yep. We’re like, what is it that people actually want from the small groups? Like, what is it that we’re not offering that they’re looking for? And the one, it was shocking to us that the number one thing, I mean, it shouldn’t be shocking because we are a church. Kayra Montañez — The number one thing that people wanted was to understand the Bible. So for the first time ever, we have uncoupled relational connection from biblical literacy. In the past, our small groups, the thing that was in the driver’s seat, I would say, was the relational connection. We wanted people to connect, to join a group so that they could make friends, do life together. We used to um promote it that way, if you remember. Do life together. Where are the people that you’re doing life together? Rich Birch — Yeah, absolutely. Yeah, absolutely. Kayra Montañez — For the first time ever, we’re actually putting biblical literacy in the front seat and relational connection on the passenger seat. So you will actually make connections, but that’s not the goal of this process right now. The process is for you to actually understand and read and study the word of God. In fact, our new tagline is to know the word of God so that you can love the God of the word. Rich Birch — Yeah, that’s great. And is that so if you change the the container that that fits in or are you changing the like, like… Kayra Montañez — We did. We changed the container. Rich Birch — So what’s that look like? Kayra Montañez — So right now we’re offering people different levels of biblical literacy. Kayra Montañez — The biggest vehicle that we’re that we just piloted this fall through the book of Revelations, if you can believe it. So we’re like, why not start with the hardest book of the Bible? Rich Birch — Yes. Kayra Montañez — And what we did was we created a Bible study midweek on a Wednesday night where people would go in person and study the word of God in tables with other people. Now, obviously there’s facilitators who have been trained and vetted. And once you join a table, that was kind of like the table that you were going to go on this journey with, but it’s not a small group. It’s a, it’s a short term. It was 10 weeks. We went through the entire book of Revelations, 22 chapters. We would do homework in order to get ready for this midweek study, we would come, we would have a conversation around what did you put in question 10? Rich Birch — Yep. Kayra Montañez — What did I write? This was hard, I don’t understand. And then there was teaching. Kayra Montañez — And we also piloted doing that same thing with our high school students so that parents could actually come with their kids on the same day, drop their high school kiddos in their own cohort, and then they would go to their own biblical midweek you know Bible study. Kayra Montañez — And that was, too, a great success. So we are trying to figure out like what are the appropriate levels of biblical literacy that we can offer a congregation… Rich Birch — That’s so good. Kayra Montañez — …that is increasingly illiterate in biblic in in the Bible. Rich Birch — Yep. Kayra Montañez — And deep dive, make no mistake, is the highest level. So that’s not for everyone. And we understand that. And so the parts that we’re trying to figure out is what’s like the appropriate next level to that for somebody who’s not willing to come in person 10 weeks to do homework and study, you know, the actual Bible. Kayra Montañez — But, it was fascinating to just uncouple those two things for the first time. And I would say it’s in the right frame of, in the right approach. You’re still making friends. Rich Birch — Yes. Kayra Montañez — You’re just not, that’s just not being the driver. Rich Birch — Right. Yeah, I do wonder. So we for sure have seen that. I’ve seen this conversation. I don’t claim to be a small groups expert. I never have. Kayra Montañez — Me neither. Rich Birch — Like for 20, 30 years, it’s always been a mystery to me. I’m like, it’s like hard. It’s a hard system to run and to to build. And, but for sure, post COVID it it is, I would say that’s a universal concern that it’s like, whatever we used to do, I see this all over the place, whatever we used to do to try to get people into groups, we don’t do that anymore. We’re doing something completely different. I happen to be at Liquid this fall. I think you were speaking at a conference when I was there. Bummer… Kayra Montañez — I was, I missed you. Yeah. Rich Birch — And I saw the deep dive. I think that’s what it was called. Kayra Montañez — Yes. Rich Birch — Deep dive that night. And I remember, i remember thinking, I was like, Whoa, this is like, ah this is incredible. Like, you know, I don’t know how many people were there that night. There was a ton of people all lined up and ready to go. I’m like, that’s, That’s cool. I love that. Rich Birch — Well, let’s pivot. You kind of flagged it there, the volunteer piece. Kayra Montañez — Yes. Rich Birch — I’d love to know what you’re learning on this front, you know, to rebuild volunteer culture. We had this kind of, I don’t know when we’ll stop saying post-COVID. I don’t know whether we’ll be like that generation that was like after the like war or like after the depression where like for 40 years we’re going to be talking about it. Rich Birch — But it does still feel like we’re post-COVID. I don’t know when that is. But what have you done to kind of restart? How what’s going well on that front externally? Liquid feels like a incredibly volunteer you know robust culture – help us understand what’s that looking like what are you learning these days? Kayra Montañez — Sure. Yeah. I mean everything you said is still very much a factor. I mean, we are constantly having to work at this. This is never going to be a problem that I feel we’re ever going to solve. It’s really a tension that we’re managing. And sometimes tension feels better and sometimes it doesn’t feel good. Rich Birch — Right. Kayra Montañez — In fact, this year, I would say in March, we probably had like our biggest crisis in the broadcast campus where our church growth so far outpaced the amount of people that were serving that we were finding ourselves having to close rooms for Liquid family… Rich Birch — Ooh. Kayra Montañez — …not because we we hit ratios, but because we didn’t have enough volunteers. And that doesn’t feel great… Rich Birch — No. Kayra Montañez — …especially if you’re a new here family, right? Rich Birch — Yes. Kayra Montañez — And so we were like, all right, we need to do something really aggressive. And the best way that I can explain it is we did like a try before you buy. Rich Birch — Okay. Kayra Montañez — Very low approach… Rich Birch — Yep. Kayra Montañez — …low hanging fruit. We said, hey, we we casted a vision, right? It’s never about we need volunteers, but we actually told a really significant story of where’s all the fruit that the Lord is bringing to this church, all the spiritual fruit that we’re seeing, like people are getting saved, people are getting baptized, they’re coming to get to know Jesus, they’re studying the Bible. Kayra Montañez — It was incredible. Kayra Montañez — But we need people to use their spiritual gifts. And so we came up with a campaign called For the One. And everything was geared for that one person. Like, who’s who are you going to go serve? Who’s the one that you’re going to go serve? Rich Birch — Yeah, that’s good. Kayra Montañez — And the try before you buy was, we’re going to give you a hoodie. We designed a hoodie. It was called, it was, you know, at the tagline For the One. And the key is you only get it after you serve a couple of times. Rich Birch — Okay, that’s cool. Kayra Montañez — So this is the try before you buy. You know, you’re going to try it out. Rich Birch — Yes. You’re not going to go through the whole background, pipeline, covenant process because we need people now and we need them quick. Rich Birch — Yeah. Yeah. Kayra Montañez — So you’re trying before you’re buying. But if you like it and we’re going to make sure that first serve experience is incredible for you, then we want you to buy it. Rich Birch — That’s so good. Kayra Montañez — And we’re going to reward you by giving you swag that’s limited, exclusive. Not everybody’s going to get it. Rich, you would be surprised. Like I’m still to this day, i have been at Liquid, it’ll be 13 years in April. And I am still shocked by how much people, the gamification of playing to people’s particular interests… Rich Birch — Yes. Yes. Kayra Montañez — …whether it’s FOMO, they don’t want to miss out, whether it’s the idea of collecting exclusive apparel. Rich Birch — Yeah. Yeah. Kayra Montañez — There’s something here for everyone that just draws people out. Rich Birch — It’s true. It’s true. Kayra Montañez — We had over 400 people sign up for the one. Rich Birch — Wow. That’s amazing. That’s great. Kayra Montañez — It was incredible. And we were able to tell amazing stories of people who were coming and showing up and serving, whether it was our special needs kiddos or high school whatever you want to call it. We had it. And and I would say the appeal of a try before you buy, how can you shortchange without? So this is key. You don’t want to reduce the quality. But you do want to shorten your pipeline so that you can get people quicker to try it. And then once they actually feel like, hey, I really enjoy this, now we’re going to get you through the whole, you know, rest of the process, right? But you can still serve while we do that. Kayra Montañez — So that was a huge thing. And then obviously, you know, like the free apparel swag, that always is a nice incentive to give to people. So that was huge. Rich Birch — It’s true. Kayra Montañez — It was very successful. And that’s what I would recommend is like, hey, can you run, try before you buy little events with like swag, and like you you get you have people serve for a limited amount of time. Like you don’t give them the swag immediately. You make them work for it. Rich Birch — Right. Yes. Kayra Montañez — They got to serve three, four times before you give it to them. Rich Birch — Yeah, we did a similar thing last summer. Our kids ministry team did a similar thing last summer where we did the summer serve, which we hadn’t done in in actually a number of years. And they they pulled that out and did summer serve. And it was the same thing. If you signed up, you got a t-shirt, a specific t-shirt for that. Rich Birch — And then you, there was, they basically were asking you to serve once in June, once in July, once in August, like once a month, just for the summertime. And if you served, um I forget exactly what the ratio was, but it was, you got entered in a draw for however many times. And basically, so if you served all three, you got like 10 times the number of draw things to win. And it was all this stuff that you, you could win. And it was like really great gifts. Kayra Montañez — Yes. Rich Birch — And you would think that that should not motivate people. Kayra Montañez — But it does. Rich Birch — But it does. Kayra Montañez — It does. Rich Birch — And and you know and it was and, you know, they did it in really fun, you know, hey this is going to be a fun thing to be a part of. Talk to me about the, because there’s a friction thing there to learn around trying to reduce the friction the kind of onboarding friction, I think over time that stuff can become, you know, it’s, it’s the, we actually are like our, we can become just too hard for our people. Kayra Montañez — Yeah. Rich Birch — What did you learn through that process in, in trying to find that balance of like, we want to make it easier to onboard people, but we still want to, is there any kind of lessons from that when you look back on that? Kayra Montañez — To me, the the lesson really is, again, there is a tension between you can’t shortchange, especially when it comes to kids. I can’t emphasize this enough. Rich Birch — No, yeah, absolutely. Yep. Kayra Montañez — Like I oversee all of these ministries and it would be not on my watch will will this happen, right? Rich Birch — No, yeah, yeah. Kayra Montañez — So we have to make be very sure that we’re not shortchanging the safety procedures. Rich Birch — Yeah. Yep. Kayra Montañez — At the same time recognizing these things can take some time, right? Like we ask people to get a background check, they have to be interviewed, they have to sign a covenant, they have to have a reference. I mean, these things this is a lengthy process. Rich Birch — Yes. Kayra Montañez — And I stand by it. We have to do that. Rich Birch — Yep. Kayra Montañez — At the same time, can we actually live in a world where we are marrying our need to have someone in the room while also still doing all of these things simultaneously, not actually waiting for all of this to happen so that then they can come. Kayra Montañez — And that’s kind of how we figured it out. Our Liquid family pastor came up with a process where she’s like, okay, we can shorten it this time. They’re only going to do these three things, not four, not six. But while they’re in the room trying it, we’re going to continue to do the other remaining four. Rich Birch — Yeah, that’s great. Kayra Montañez — It’s messy. It’s not always the best thing to do in an ideal world. You are not doing that. But when you’re faced with crisis, then you need to come up with, you know, resourceful ideas. Kayra Montañez — And so what I would say about the volunteer pipeline is this. There are short-term problems that you have to solve while you’re still working on this very long-term. Like this is a culture that you have to create. Rich Birch — Yeah. Kayra Montañez — And in order for you to create a culture, you have to tell stories. You have to celebrate what you want to be repeated. have to make people feel thanked, encouraged, appreciated, seen. You those are all long-term things that you have to be doing all the time. This is like nonstop. Rich Birch — Yes. Yes. Can’t take the, you can’t take the gas off that pedal for sure. Pedal off that gas. Kayra Montañez — Correct. You cannot take your foot off the the pedal. But at the same time, there are things that are short term that you really do have to also do. And sometimes that will require teaching from the stage where you’re actually envisioning people about why this matters so much. Rich Birch — Yeah, that’s good. Kayra Montañez — And this is what we did in March with the For the One. So I would say it’s it’s both/and; it’s not either/or. And so if that’s helpful, that’s how I would approach it. Rich Birch — Yeah, that’s super good. That’s good. If there was a church that was, if you were sitting across the table from an executive pastor, maybe you’re at a conference or someone drops in your office and they’re, they’re feeling really stuck on this engagement issue. They feel low. Like it’s people were, maybe it’s groups, it’s teams, it’s all of it. Like it’s, we’re not moving people through any kind of pipeline. Rich Birch — What would be some of those first steps or first recommendations, first things you’d have them look at, maybe like a diagnostic or a first couple of things that you’d have them think about in this area? Kayra Montañez — Well, I would say if there’s a way for them to know of the people who are attending and maybe they figure this out with new here, how many of those people take one next step within the first month? Rich Birch — That’s good. Kayra Montañez — That would be one diagnostic that I would first see if I can do with the data that I have and the data that they collect and they actually figured that out. Rich Birch — Yep. Yeah, that’s good. Kayra Montañez — If they’re able to do that, then the next diagnostic would be what percent actually move into a people system… Rich Birch — Yep. Kayra Montañez — …whether it’s a group, a deep dive experience, a dream team within 60 to 90 days, right? Rich Birch — Yep. Kayra Montañez — Because if you do that, you’re going to find the blockage. You’re actually going to discover Maybe our attendance is fine. We don’t have an invest and invite problem, but maybe what we have a problem with is our conversion rate. And so then you can start to identify what is it about our conversion that we need to fix? Kayra Montañez — Is it that we have ah unclear on-ramps? Or is it that our processes are too high friction? It’s too hard people to get involved. If you actually find like, no, actually people are taking next steps. Great. But they’re not sticking to it. Then you have a different problem. Then you can actually diagnose… Rich Birch — Yes, yes. Kayra Montañez — …oh, maybe the first serve experience actually wasn’t sticky enough. It wasn’t welcoming. Maybe there were issues with scheduling. Maybe we didn’t give clear information. So you can kind of figure out what the problem is based on how you’re measuring it and what you’re discovering. That’s how I would start if I didn’t know what the problem was. Does that make sense? Rich Birch — Yeah, that’s so good. That makes total sense. And, you know, it it definitely aligns with one of my bugaboos that I constantly driving with executive pastors. When you look at the actual numbers—I and I have not run into a church yet that this is not the case—most churches actually have a front door problem. They don’t have a back door problem. They their actual problem that we think we feel like, oh, like people aren’t sticking and staying in groups, they’re not staying and volunteering. But statistically, that’s actually not true. When most of the time, if you look at, okay, all the people that end up in a group, what is the kind of churn rate on that? Whatever that number is, I’ve never seen a church where it’s higher than the people we’re missing on the front end with exactly with what you said is how many people are removing from new here to taking the first step in the first month? Rich Birch — Because that you lose a ton of people in that door right there. That is a, you know, by a multiple of 10 or 20, like it’s a lot more that we’re missing out. And, you know, generally in most churches… Kayra Montañez — And can I just [inaudible] to that? Rich Birch — Yeah. Kayra Montañez — Because I just want encourage people, like, figure out a way to target your new here audience. Rich Birch — Yes. Yes. Kayra Montañez — So at Liquid, for example, if you come for the first time, not only do we encourage, highly encourage you to tell us that you’re here for the first time because we give you an awesome gift. Rich Birch — Yes. Kayra Montañez — Lots of churches do this, but then we survey people who came for the first time. Rich Birch — Yeah. Kayra Montañez — And based on what they answer, they receive a custom follow-up process for the first 30 days. Rich Birch — Yeah, that’s great. Yeah. Kayra Montañez — We don’t, so in that regard, like it is worth to look at that. Rich Birch — Yes. Kayra Montañez — Because you’re going to find out a lot of information and a lot of data about what people are choosing to do, where are they going, why they’re not sticking to it or why they’re not even going in the first place. Rich Birch — Yeah. Kayra Montañez — Like I’m shocked that I’ve been to churches sometimes to speak and they don’t actually really do like a new here call out. Like they don’t. Rich Birch — Yeah, I was going to say that. You said, oh, churches do this. Kayra Montañez — Maybe not. Rich Birch — And I’d be like, Kayra, I’ve been to way too many churches where they don’t do any of that. And they’re like, well, we’re not really sure. And I’m like, this is a solvable problem. We can fix this. Kayra Montañez — Yes. Yes. Rich Birch — There’s like real things you can do here. Actually, I worked with a church last year, a fairly large church in 2024, where they were experiencing some of these issues and so and I was like I basically said the same thing I just said, I’m like you’re losing people on the front end. And they’re like they’re like well we do a gift. And I’m like no you don’t. And I said there’s a and there’s a few things to fix around that. In 2025 the year we just ended, they received we made a few changes it’s not about me there’s about them they made a bunch of changes, they ended up receiving 5,000 more first-time guest contacts than they did 2024. Kayra Montañez — Wow. Just like we’ve always told it to do. Rich Birch — Now they did not grow by people but it’s just by focusing on that, right? Kayra Montañez — Amazing. Rich Birch — It’s just by like saying, hey, how are we what are we going to do to ensure that that step goes well with folks? So anyways, there’s huge opportunity there and in lots of churches. Kayra, you’ve been incredibly generous to give us your time at this time of year. As you’re thinking, kind of last question, as we’re thinking about 2026, what are some of those questions that are floating around in your head as you think about Liquid, as you think about the future? What are some things that you’re wrestling with that you’re wondering about that you’re contemplating as we go into this year? Kayra Montañez — Oh my gosh, Rich, so many. After this conversation, you know, I really am interested to see what’s going to happen with our discipleship model since we just blew it up. Rich Birch — Yes, yep. Kayra Montañez — I’m helping all of that and changing the way that we even onboard leaders. Like I’m really invested in seeing this through. Rich Birch — Yeah, that’s great. Kayra Montañez — I also totally unrelated to this, but we just launched, I think in the survey, one of the questions that was asked was what’s the best idea that you had in 2025? Rich Birch — Yeah, yeah, right. Kayra Montañez — And I was like, well, I feel like one of our best ideas was to use AI to launch a Spanish service. And I am really invested in that in seeing like, how do we continue to grow that service? How do we continue to grow that ministry? We’re launching new ministries in 2025, or 2026. So that always feels exciting and daunting. Kayra Montañez — So there’s just the work never ends. And there’s always it is an exciting and fascinating time to be in the church. I’ll say that. Rich Birch — I would agree. I totally would agree. Yeah, it’s the best. I would think, literally, I think this is the best season that I’ve been involved in ministry for sure. Rich Birch — For folks that don’t know what you’re doing with Spanish ministry, give us the 60 second, explain that again. Because I think I keep pointing churches to you saying, have you heard what Liquid’s doing? You go talk to them. So tell us about that. Kayra Montañez — So basically we have a Spanish service. We do have live hosting in Español. We have live worship in Español. But then we take our English message and we pass it through an AI service called Heygen, which actually uses the communicator’s voice and matches the words to their lips and they’re just preaching, they preach it in Spanish. Even if they’re not bilingual, they will preach it in Spanish. And it’s like you, Rich, are speaking in Spanish. Your words match to your voice. Rich Birch — Yes. Yeah, it’s it’s amazing. Kayra Montañez — People get to hear the the gospel and the message in their language. So it’s been fascinating to learn who we’re reaching, who’s coming, who likes that kind of a thing. You know, as a Spanish speaker myself, I’m like, would I go to a service where the message wasn’t actually authentic Spanish and it’s an AI generated? Kayra Montañez — I believe in the quality of our communication so much that I actually have to say, yes, I would. Because like last year, this year, we took our entire church through the book of Revelation. Tim spent 25 weeks teaching us the hardest book of the Bible. Kayra Montañez — The fruit that that endeavor produced is incredible. And so when I think about what we’re doing, I’m like, I believe in that so much that I do think this is a this is a thing that’s actually good to do. Even if people would who would think like, why would they go to that and not like an authentic Spanish speaker? Rich Birch — Yeah, interesting. And that, and you’re, you’ve been a year, that’s been basically almost a year you’ve been doing that now. Kayra Montañez — A year. A year. Rich Birch — And, and you’re be continuing to do it. So obviously something’s working. There’s some sort of version of like, Hey, we’re, we feel. Kayra Montañez — We’re continuing to do it. we’re seeing We’re seeing the fruit. We’re seeing baptisms, people giving their life to Christ, getting baptized, showing up and joining teams, um reaching families. We’re reaching multigenerational families where the parents go to the Spanish service, the kids go to the English service because it’s simultaneous, right? Well, the English is going on, the Spanish is going on. So families get to decide. It’s just really interesting to watch. Obviously, it’s been challenging in the U.S. to grow a Spanish service because of everything that’s been happening. Rich Birch — Yeah, yeah… Kayra Montañez — But it’s just been really fascinating to see like the dynamics of who we’re reaching, who’s is sharing like who’s excited about it, and then using technology to further the gospel. It’s always exciting. Rich Birch — Yeah, it’s fantastic. I know I was goofing around with Heygen a little bit. And the part that actually, this was you know almost a year ago when you guys started doing that that, one of the tests I ran that actually convinced me was, so I was like taking videos of me and I would send them to like a friend who speaks Spanish. And I sent to a friend who speaks, you know, a couple of languages that it was doing, but then I did the reverse. There’s a great church, Nouvelle Vie. It’s a French speaking church, large church, be very similar to Liquid, but they’re French speaking. And so I took one of the, the lead pastors from that. I took a clip of his message and translated into English. And I was blown away. I was like, Oh my word. Like, Kayra Montañez — It is getting better and better every day. Rich Birch — I was I was shocked. I was like, oh, that that is, yeah, could I tell? Yeah, but this guy’s an incredible communicator. And you know similar to you and Tim and the team at at Liquid, I’m like, I could see that work anyway. Rich Birch — So that’s exciting. Kayra, it’s so great to see you. Kayra Montañez — Thank you, Rich. Rich Birch — Thanks so much for having time with us today. If people want to connect with you or with Liquid, where do we want to send them online? Kayra Montañez — Sure. So my name Kayra, K-A-Y-R-A at liquidchurch.com. Happy to connect with anybody have questions. Rich Birch — Thanks so much. Thanks for being here today.

Most podcasters try to learn everything and end up doing nothing. The pressure to master it all becomes overwhelming and stalls progress. Don't let this be the case for you! In this episode, Alex Sanfilippo and Pat Flynn share how to focus your learning, eliminate noise, and grow by doing less. You'll learn how to take aligned action, avoid burnout, and get real results without chasing every new idea. Get ready to stop the overwhelm and move forward with clarity and purpose!MORE FROM THIS EPISODE: HTTPS://PODMATCH.COM/EP/366Chapters00:00 Introduction to Lean Learning Lifestyle01:25 Defining Lean Learning04:41 Inspiration Overload and the Inspiration Matrix10:49 Choosing Action Over Information18:43 Navigating Mistakes and Community Feedback19:38 Navigating Hurt and Vulnerability23:43 Protecting Your Progress and Time30:15 The Decision to Persist or Pivot36:55 Embracing Mistakes and LearningTakeawaysLean learning is about doing more with less.Just-in-time learning is more effective than just-in-case learning.We are overwhelmed with information in today's digital age.Inspiration overload can lead to burnout and lack of focus.The inspiration matrix helps prioritize what truly matters.Choosing action over information leads to faster results.Mistakes are part of the learning process.Community feedback can be harsh but is essential for growth.Joy of opting out helps manage FOMO.Simplicity in approach often leads to better outcomes. It hurts to be hurt, especially for creators.Hurt people often project their pain onto others.Feedback, even if hurtful, can be valuable for growth.Protecting your time is essential for progress.Time blocking can help maintain focus on tasks.Commit to experiments for a set period to gauge success.Count episodes, not downloads, to measure progress.Persistence is key, but know when to pivot.Chasing money can lead to poor decisions.Embrace mistakes as learning opportunities.MORE FROM THIS EPISODE: HTTPS://PODMATCH.COM/EP/366

Send us a textStuck on the treadmill of doing more but moving nowhere? We've been there. Today we unpack why high performers can check every box—workouts done, outreach sent, content posted—and still feel stalled, and how a shift toward presence, energy, and identity turns routine effort into real results.We start with a simple experiment: same workout, same time, radically different output when the intent and immersion change. That story becomes a blueprint for business and life. Sales calls land when you picture the person who needs your message. Content resonates when it's created for a single, vivid human instead of a generic audience. Coaching transforms when you bring the right energy to the moment, not just the right script. Presence isn't fluffy; it's measurable performance.From there, we tackle the FOMO trap of personal development. Consuming every book and podcast can feel productive, but progress accelerates when you choose resources that match your season and constraints. We talk about curating growth to your actual next step—one-on-one depth before complex funnels, focused reps before new platforms—and giving yourself permission to drop what doesn't fit. Personalization beats imitation.The throughline is identity. Hustle for hustle's sake often masks scattered attention. We share reflection prompts to map your inner upgrades: what changed inside before the outside shifted, what you no longer tolerate, and who you must be to deliver at a higher level. Then we connect it to our high impact coaching approach—pairing internal identity work with external systems so results compound across health, business, and relationships. We close with a preview of a tough truth: growth sometimes means not everyone will come with you, and how to navigate that with clarity and care.If this sparked a shift, follow the show, share it with a friend who needs it, and leave a quick review so more people can find these tools. Tell us: where will you swap box-checking for presence this week?Interested becoming a High Impact Coach? The High Impact Mastery Academy by Modern Leadership Coaching helps you: Serve Your Clients Better Accelerate Client Progress Stand Out as a Certified Coach Join the waitlist today:https://www.modernleadership.us/mastery