Podcasts about fomo

Markets are printing fresh highs, yet some investors are getting crushed—how does that happen? In this roundtable, Ryan Payne, Bob Payne, Courtney Garcia, and Frankie Lagrotteria break down a real case of a couple in their late 50s whose “do‑anything‑to-go-faster” portfolio relied on leverage and crowd‑favorite names…right as they approach full retirement. We dissect why speculation masquerading as strategy can implode even in up markets, why “know what you own and why you own it” matters more than ever, and how to rebuild a plan centered on durable income and disciplined risk management. You'll hear why the “Ozempic portfolio” analogy fits—everyone wants the quick fix—but lasting wealth still requires basics: diversified exposure, sensible cash flow, and rules that keep emotions out of the driver's seat. We also cover today's opportunities to generate income (value, small caps, international, REITs, and bonds at still‑elevated yields), our 5% rebalance discipline, and the investor psychology traps that move the goalposts until a margin call makes the decision for you. As Bob puts it: time passes, markets operate—embrace that principle, and you'll stop chasing the cool kids and start compounding with the rich ones. What we cover: Why leverage is a “rocket booster” on both gains and losses—and how portfolios can sink while indexes rise The danger of fashion FOMO: copying friends, gym talk, or headlines instead of a plan Income blindness: several million invested but only ~$4K/year in cash flow—why that's a retirement red flag Today's income playbook: value, small caps, international, REITs, and bonds (with yields still attractive) Discipline over drama: our 5% rebalance trigger and rules that keep feelings from running your money Investor psychology: goalpost‑moving, “being right twice” in speculation, and volatility as the fee for long‑term returns Practical steps to audit and de‑risk before retirement Key takeaways: Know what you own and why. Double‑levered bets can fall even when the market is up—understand the mechanics before you buy. Build real cash flow. Retirement works best when your portfolio pays you, so diversify toward durable income sources. Write your rules. Pre‑commit to rebalance triggers, position limits, and exit criteria to avoid emotional decisions. Approximately right beats precisely wrong. You don't need to predict the next macro move; you need a plan you can stick to. Calls to action: If you're within 5–10 years of retirement, run a leverage and income audit on your portfolio. Want help building a rules‑based, income‑focused plan? Schedule a consult with the Payne Capital team and let's put discipline to work: paynecm.com/financialplan/ — Enjoying the show? Follow, rate, and review Payne Points of Wealth on Apple Podcasts and Spotify and share this episode with a friend who's chasing “quick wins” instead of compounding.

The "fear of missing out" (FOMO) isn't just some clever internet meme. FOMO is a real issue and it impacts most of us. Because of the internet and social media, we are constantly aware of what is going on everywhere. This creates a number of problems. First, it creates a sense of compare-anoia where we are judging ourselves against everyone else. Then, after we feel bad for not having what others have, we try to fill the gap in our own lives. Unfortunately, time is a zero-sum-game and means that if you are doing one thing, you can't be doing anything else. This leads us to adding so many things to our lives that we are stretched too thin, overwhelmed, and aren't enjoying anything we are doing. This week in the podcast, I share a simple framework to help you to tap for FOMO in a way that makes you feel better in the moment and prevents it from showing up in the future. Support the podcast! Http://tappingqanda.com/support Subscribe in: Apple Podcast | iPhone | Spotify | Pandora | Amazon Music | iHeartRadio | YouTube  

Send us a text99% of real estate investors say the model tells the truth.But in practice, the data is messy.And the herd is loud.3 weeks ago, I got to interview a real estate finance hero of mine:@ Colin Lizieri - Professor of Real Estate Finance At the @ university of Cambridge.And a global authority on how markets really price risk.In 20 minutes, we dug into:→ Signal vs noiseWhy real estate data is so unreliable And quick checks to make sure your assumptions actually stack.→ Herd-driven mispricingReal examples - pre-GFC, life sciences, “new paradigm” storiesAnd how to tell if you're investing on evidence or FOMO.→ Bias in ICsHow strong personalities bend modelsAnd simple fixes: written views before IC, a named devil's advocate,And backtesting deals where you overruled the numbers.If you're an institution or serious SMEtrying to avoid buying at the wrong price / wrong timethis one's worth a listen - link below.This episode is in association with (and thanks to) Lloyds.In association with:https://www.lloydsbank.com/business/industry-expertise/real-estate.html?utm_source=The+Return&utm_medium=podcast+partnership&utm_campaign=sponsored+episodeGuest LinkedIn: https://www.linkedin.com/in/colin-lizieri-996694214/Host LinkedIn: https://www.linkedin.com/in/annaclareharper/

What if "giving back" isn't about writing bigger checks but about using what you're already great at? Most people think philanthropy is reserved for people with their names on buildings. That assumption keeps them from realizing they already have something valuable to give. Joe Saul-Sehy, OG, and Neighbor Doug welcome John Studzinski, managing director at PIMCO and founder of the Genesis Foundation, for a conversation about generosity, purpose, and impact that actually applies to everyday Stackers. John challenges the whole concept of "philanthropy" as something for the ultra-wealthy and reframes giving as a muscle anyone can build using time, talent, and intention instead of just cash. The conversation reveals how you can create meaningful impact right now, regardless of your bank balance. Whether you're great at organizing, teaching, listening, or solving problems, those skills matter more than you think. John breaks down how to identify your personal talent for impact and why intentional giving beats reactive charity every single time. Then the show shifts to retirement planning, specifically how to design a glide path that works with your behavior instead of fighting it. Joe and OG break down how to manage risk as you age, why annuities keep showing up in retirement conversations, and why smart planning focuses less on chasing perfect returns and more on creating stability you can actually live with. Because the math might say one thing, but your ability to sleep at night matters just as much. Along the way, the crew takes a detour into ChatGPT's potential future, explores a few behavioral finance truths that hit uncomfortably close to home, and wraps with a pop culture review reminding us that money decisions never happen in a vacuum. This episode is about aligning your resources (financial and otherwise) with the life you actually want to live. What You'll Walk Away With: • Why "giving" is a better word than "philanthropy" and why that shift in language actually matters • How to identify your personal talent for impact even without significant wealth • Why generosity works best when it's intentional and strategic rather than reactive • How retirement glide paths actually work and why your behavior matters more than the math • The role annuities can play in reducing retirement anxiety without sacrificing everything • Why percentages can be misleading, real dollars tell better stories, and context is everything • How fear, FOMO, and age quietly shape your investment decisions in ways you might not notice • Permission to build a retirement plan around stability instead of maximum growth This Episode Is For You If: • You want to give back but think you need more money before you can make a real difference • You're approaching retirement and tired of advice that ignores how you actually feel about risk • You've wondered if annuities deserve their bad reputation or if there's something there • You want your money decisions to reflect your values, not just optimize for returns • You believe purpose and planning should work together, not compete Before You Hit Play, Think About This: What's a talent you already have that could create more impact than money alone? And when it comes to retirement investing, what decision do you know is emotional but still struggle with? Drop your answers in the comments because John's perspective on giving and the crew's take on retirement planning might shift how you think about both. Learn more about your ad choices. Visit podcastchoices.com/adchoices

This episode of Talking Real Money takes aim at the latest “easy money” illusion—house flipping—explaining why rising costs, higher interest rates, softer housing demand, and plain old competition have drained much of its appeal. Tom and Don connect flipping's decline to a familiar pattern of speculative behavior, much like day trading or past real estate manias, and reinforce why there are no reliable shortcuts to wealth. Listener calls drive a wide-ranging discussion on global diversification versus U.S.-only investing, the dangers of concentration risk in the S&P 500, how recency bias distorts performance comparisons, and why owning more markets matters more than making predictions. The episode wraps with practical retirement guidance for older investors, including simplifying portfolios with low-cost target-date funds, and closes with trademark humor and perspective. 0:05 Show open, intro banter, singing callbacks, and weekend rhythm 0:28 House flipping compared to day trading and FOMO investing 1:28 Why flipping activity is down sharply: costs, rates, and competition 3:41 The myth of “passive income” in real estate 4:50 Softer housing markets and demographic headwinds 6:02 No magic systems—long-term investing still wins 8:27 Lisa (Colorado): investing nonprofit funds at Vanguard 10:30 VOO vs VTI vs VT and the case for global diversification 12:29 Volatility, standard deviation, and diversification basics 14:44 Sharpe ratios, recency bias, and misleading performance metrics 16:54 Charles (Seattle): Boeing plans, VOO, and AVGE at Schwab 18:32 S&P 500 concentration risk and the “Magnificent Seven” 21:33 Jason (Sammamish): VTI vs VT debate and long-term market data 28:41 Debbie (Camano Island): portfolio risk concerns at age 73 31:20 Risk tolerance vs risk capacity in retirement 33:16 Vanguard target-date funds as a simple retirement solution 36:01 Lighter close with creative fundraising and holiday humor Learn more about your ad choices. Visit megaphone.fm/adchoices

What metrics actually matter in marketing—and which ones are misleading in an AI-driven world?   In this episode, we dive deep into what actually drives business growth—and what metrics, mindsets, and marketing strategies founders need to let go of as the landscape rapidly evolves.   From measuring marketing performance correctly, to resisting FOMO-driven decisions, to leveraging AI and content as force multipliers, this conversation is a practical, experience-backed guide for entrepreneurs at every stage—especially those who want sustainable growth without burning cash, people, or systems.   This is not about hacks. It's about clarity, discipline, and long-term advantage. What did they talk about?   Marketing must be measured by business outcomes, not vanity metrics Small businesses fail when they spread themselves too thin Slow down to speed up AI is not killing marketing—it's reshaping it   If you're an entrepreneur, founder, or business leader trying to grow smarter—not just louder—this episode is for you. Know more about Lee Pepper. Check his website: https://www.neveroutmatched.com/   Connect with Lee and follow: IG @theleepepper   Are you measuring what's easy… or what actually grows your business?   If this episode challenged the way you think about marketing, leadership, and growth, do us a favor—subscribe, follow, and share this with one founder who's trying to do too much with too little.  

Why does social proof actually matter? What's the psychology behind FOMO?  Behavioral science legend Richard Shotton is back, and he's dropping some of the most practical psychology-backed tactics marketers can use today. Richard and Daniel break down the biases that shape real-world buying behavior, including why social proof works far better when it's specific and localized, AND how to make customers draw their own conclusions.  You'll also learn:  - The subtle language shift between “out of stock” and “sold out” that changes irritation levels by 15% - Why humor dramatically boosts every brand metric thanks to the Halo Effect - Apple's use of concrete language and how to make your messaging 4x more memorable If you want your Marketing to work better with zero extra budget, this conversation is for you.  Optimizely helps thousands of brands create, personalize, and optimize exceptional digital experiences. See how Optimizely Opal, our AI agent orchestration platform, automates real marketing work and helps teams scale their impact at https://www.optimizely.com/ai/?utm_campaign=PS-GL-11-2025-MARKETING-MILLENNIALS-PODCAST&utm_medium=cpc&utm_source=marketingmillennials&utm_content=opal-agent-orchestration  Follow Richard: LinkedIn: https://www.linkedin.com/in/richard-shotton Follow Daniel: LinkedIn: https://www.linkedin.com/in/daniel-murray-marketing/ Sign up for The Marketing Millennials newsletter: https://themarketingmillennials.com/ Daniel is a Workweek friend, working to produce amazing podcasts. To find out more, visit: https://workweek.com/

When we were younger, we would do anything at any given time. Friday night rolls around, and no matter how tired we were or the mood we were in, we were going out. Why though? FOMO? Maybe guilt? We can't say no unless most of us have an excuse. What if I told you that 'no' is the correct way to say you don't want to do something? Why make an excuse?

The Fed cut rates… again. And somehow mortgage rates said, “nah, we're good.” This episode starts where most headlines stop—why markets stopped believing the Fed, why the 10-year Treasury is doing its own thing, and why this might be the last cut anyone feels confident about for a while. We say the quiet part out loud: inflation isn't dead, liquidity is sneaking back in, and the bond market is signaling something policymakers don't want to admit yet. Translation: the economy is being held together with optimism and FOMO.➡️ Then we zoom out to the part no spreadsheet can explain—why people feel broke, burned out, and behind even when they're “doing everything right.” Layoffs are rising, AI is cutting jobs under the banner of “efficiency,” home prices are slipping, and yet everything still feels more expensive. We talk career minimalism, side hustles, and the realization hitting a lot of Americans: you're the CEO of your household now, whether you asked for the job or not. The system didn't break overnight—but it's asking more from you than it's giving back.

Is it possible to have a brain wired for entrepreneurship, but actually thrive best within traditional employment? In this insightful episode, host Diann Wingert flips the script on the common narrative in both the ADHD and business worlds: that entrepreneurial traits automatically mean you should start your own business. Instead, she explores the concept of intrapreneurship—bringing creativity, innovation, and entrepreneurial spirit into an existing organization—and how this path might be the most strategic decision for many ADHDers.If you're wrestling with the decision to go solo or stay employed, give this episode a listen. It just might give you permission to build a life—and career—that truly works for your brain.Three key takeaways:Entrepreneurial traits ≠ Entrepreneurial career: You can be creative, visionary, and disruptive without having to start your own business. Don't fall for the myth that employment is “settling.”Intrapreneurship unlocks impact & stability: Express your entrepreneurial strengths inside an organization. Lead without authority, innovate processes, and treat your role like you own it—while benefiting from structure, resources, and a steady paycheck.Signs that traditional employment isn't right for you:Not everyone is meant to shine as an intrapreneur. If every manager is a nightmare, structure feels suffocating, or your best ideas die in committee, maybe going solo is your move. But it's all about matching your brain and real life with the right path—not shame, not hustle-culture FOMO.Workplace roles & cultures where ADHD-ish traits thrive:Look for product development, business strategy, internal consulting, startups, project-based work, or innovation labs. Go where experimenters are rewarded, hierarchies are flatter, and outcomes matter more than bureaucracy.Mic Drop Moment:“Infrastructure isn't the enemy of innovation. Structure, when it's the right structure, is what lets your brain do what it does best without getting derailed by all the shit you hate doing."Action Step:Take 10 mins for honest self-reflection. Where do you really do your best work? What structure supports you? Then, make the choice that serves your life—not LinkedIn optics or anyone else's expectations.About the Host:Diann Wingert (she/her) is seasoned coach, consultant and the creator/host of ADHD-ish. Drawing from her many years of experience as a former psychotherapist, business owner, and someone who thinks "outside the box," Diann is known for her straight-talking, no-nonsense approach to the intersection of neurodiversity and the world of work.Enjoyed the Episode?Share your thoughts! Leave a review and let Diann know what resonated, challenged, or inspired you. Your feedback helps ADHD-ish reach more listeners who need to hear these honest conversations. © 2025 ADHD-ish Podcast. Intro music by Ishan Dincer / Melody Loops / Outro music by Vladimir / Bobi Music / All rights reserved.

Is it even really the holidays without the clink of champagne or spiked eggnog? Or… could this be the year you discover a deeper kind of joy—one that doesn't come in a glass? In this feel-it-to-heal-it episode, Susan and Ruby dive into the messy, magical middle of the holiday season—where cravings collide with traditions, and the pressure to be “merry” can trigger the urge to drink. They ask the big question: What actually makes the holidays feel good… and what are we ready to leave behind?You'll get real talk on:How to Marie Kondo your holiday ritualsWhat to say when the family asks why you're not drinkingHow to trade FOMO for joy with mocktails that sparkleWhy intentional celebrations hit different without alcoholAnd how to stay grounded through solo time, family drama, or just plain stressWhether this is your first sober December or your fifth, you'll walk away with permission to rewrite the rules, embrace what lights you up, and celebrate on your terms.Tune in and let's reimagine what a truly lit holiday season looks like—alcohol-free, full of meaning, and unapologetically you.We Love Hearing From YouDon't forget to follow and subscribe and leave a review! It helps to get the word out that living sober is lit! Listeners have said that our podcast has helped them get alcohol free! Get started by taking a break that feels lit with a Feel Lit 21 Day Break. Click here to find out more: https://www.freedomrenegadecoaching.com/buy-feel-lit-21-sg Join our private community! Connect with the Podcast Hosts:Susan Larkin Coaching https://www.susanlarkincoaching.com/ Ruby Williams at Freedom Renegade Coaching https://www.freedomrenegadecoaching.com/Follow Susan: @drinklesswithsusanFollow Ruby: @rubywilliamscoachingIt is strongly recommended that you seek professional advice regarding your health before attempting to take a break from alcohol. The creators, hosts, and producers of the The Feel Lit Alcohol Free podcast are not healthcare practitioners and therefore do not give medical, or psychological advice nor do they intend for the podcast, any resource or communication on behalf of the podcast or otherwise to be a substitute for such.

Most entrepreneurs skip reflection altogether. They're busy, tired, and ready for a fresh start. But if you don't pause to reflect, you repeat the same mistakes. You carry old habits into a new season. You build goals on top of unclear patterns. Reflection is where leadership starts. It's where clarity lives. It's simple, but not easy. In this episode, Danielle walks you step-by-step through the Year-End Reflection Framework built into the Kickstart system. It's the tool that helps you understand what worked, what didn't, and where you can step more fully into your CEO role next year. Your Year-End Reflection Framework: At Kickstart, reflection is built into everything we do. It's part of the Kickstart Framework, the same system Danielle uses to run her own business every single year. Review Your Revenue Start with your total revenue for the year. Compare it to last year, then review month-by-month. Ask yourself: Which months were your strongest? What contributed to that success? Which sales/marketing efforts created reliable results? During slower months, what changed? Were you consistent or did you pivot too soon? Real growth happens when you stick with what works long enough to see the results. Reflect on Profit & Net Income Profit tells the truth about your business's health—not just what came in, but what stayed. Consider: Were profit margins healthy (10–15% after payroll)? What supported profitability this year? If profits decreased, what shifted? And remember: Profit doesn't matter if it costs you your energy, well-being, or sustainability. Examine Your Expenses Look at your total expenses year-over-year and month-by-month. Ask: What purchases supported your goals? Which investments truly helped you grow? Where did spending align—or misalign—with your intentions? Was spending driven by confidence, or by fear and FOMO? Spending isn't bad. It's information. It reveals your priorities, patterns, and beliefs. Also reflect on: What purchase made you most proud? What helped you step more fully into your CEO role? 4. Evaluate Your Cash on Hand Cash isn't everything… but it is stability and choice. Review: Cash this year vs. last year Cash month-by-month Whether changes align with the season you were in (growth vs. optimization) How many months of expenses you have saved (aim for 1–3 months) If you're not there yet, start small—even $50 a week builds momentum. Cash gives you freedom to make thoughtful, empowered decisions. 5. Look at Debt & Owner's Draws This is where clarity really clicks. Debt payments and owner's draws don't show on your P&L, but they dramatically impact cash. Ask yourself: Did I pay myself consistently? Does my compensation match my effort? Did I take on or pay off debt intentionally? Your goal is balance: Pay yourself. Manage debt. Build savings. All at once, sustainably.   Topics Discussed: (00:00) Intro: Why Year-End Reflection Matters & the Year-End Reflection Framework to Use (01:20) What Kickstart Clients Receive in Their Snapshot (01:53) Year-End Reflection Framework: Review Your Revenue (05:42) Year-End Reflection Framework: Reflect on Profit & Net Income (07:53) Year-End Reflection Framework: Examine Your Expenses & Spending Patterns (09:50) Promo Break: Kickstart's "Check Your Books" Service (11:02) Spending That Builds You as a CEO & Brings Joy (13:37) Why Cutting All Expenses Isn't the Answer (14:17) Year-End Reflection Framework: Evaluate Cash on Hand & Creating Stability as a CEO (18:30) Year-End Reflection Framework: Debt, Owner's Draws & Where All the Cash Really Went (20:34) Your Role as CEO: Consistency & Ownership (21:36) Outro: Like, Share and Subscribe!   Resources: Check Your Books | kickstartaccountinginc.com/checkyourbooks  CFO Services | https://kickstartaccountinginc.com/the-cfo-solution/   Book a Call with Kickstart Accounting, Inc.: https://kickstartaccountinginc.com/book-a-call/    Connect with Kickstart Accounting, Inc.: Instagram | https://www.instagram.com/Kickstartaccounting YouTube | https://www.youtube.com/@businessbythebooks  Facebook | https://www.facebook.com/kickstartaccountinginc  

This week on The Watchers, Andrea and Jodie break down episodes 4, 5, and 6 of Pluribus. Carol starts testing the hive mind and catches a bad case of FOMO. We get into resistance vs. assimilation, art in a flattened world, whether or not it counts as consent if you have to split hairs, and this show's careful mix of dread, slapstick, and quiet humanity.Next week, we're bringing you our 2025 edition of our yearly “What We Loved” series. And then, we'll be back to review the last three episodes of season 1 of Pluribus.If you're reading this, that means you've probably got your podcatcher of choice open right now. It would be SO helpful if you gave our little show a follow. If you like what you hear, you could even leave us a review.Follow:The Watchers on Instagram (@WatchersPodNJ)Andrea on Instagram (@AQAndreaQ)Jodie on Instagram (@jodie_mim)Thanks to Kitzy (@heykitzy) for the use of our theme song, "No Book Club."

How do teens handle social life after school? This week's 8th grade hosts, Maddie and Arbaaz, partner up to interview classmates Kaitlyn and Mustafa. The teens take on the topic of social life, focusing on after-school and weekend activities. Specifics include hobbies, social hangout spots, parties, size and gender mix of group events, freedom in growing up, peer influence, FOMO, time away from parents and family, and more!What other concepts should the students have mentioned in this episode?Tune in soon as our other two Season 8 hosts, Piper and Mwanashe, take over with a new topic and a new set of guests. Make sure to subscribe to keep up to date on our podcast episodes throughout the 2025-2026 school year!BOOKING & CONTACT

Nat and Kristen dig into why we're all comparing ourselves to everyone else - and how it's keeping us stuck. They cover the amygdala's role in making you feel like a loser when someone else gets promoted, why Kristen was hunting for designer labels in op shops at age 12, and how to train your Instagram algorithm to stop showing you things that make you feel rubbish. Plus: why measuring progress on your own terms changes everything, and how knowing your 12-month goal stops you spiralling when everyone else seems to be winning (yeah, right).Loved it? Share it and leave us a 5-star review! Got a topic for us? Email hello@powrsuit.com. Follow Powrsuit on LinkedIn and Instagram, or join us at www.powrsuit.com for bite-sized professional development that actually fits into your week. 'Til next time, Powrsuiters!

Episode Summary: The era of "Vibe Revenue"—valuations built on demos and FOMO—is officially over. In this special episode, we dissect a critical new report on Proving AI ROI Beyond Benchmarks. With OpenAI's GPT-5.2 Pro pricing reaching a staggering $168.00 per million output tokens, the days of treating intelligence as a cheap commodity are gone.We break down the "Great Chasm" facing the C-Suite: the gap between technical capability and actual profit. We also introduce the three defensive metrics you must track in 2026 to survive: Cost Per Successful Outcome (CPSO), Revenue Per Agent (RPA), and Agentic Workflow Displacement Rate (AWDR). Plus, we explain how Composite AI and Intelligent Model Routing can reduce your blended costs by up to 99%.Key Topics:The "Vibe Revenue" Bubble: Why 2025's "Gold Rush" mentality is crashing into economic reality.The GPT-5.2 Shock: Analysis of the "Pro" model pricing ($21 input / $168 output) and why it kills "vibe" adoption.Metric 1: CPSO (Cost Per Successful Outcome): Moving from "cost per token" to "cost per result".Metric 2: RPA (Revenue Per Agent): Treating AI agents as employees with quotas to measure top-line growth.Metric 3: AWDR (Agentic Workflow Displacement Rate): Measuring the % of tasks fully offloaded to AI, not just "assisted".The Solution: How Composite AI and Intelligent Model Routing allow you to use Llama-3 for easy tasks and GPT-5.2 only when necessary.The Audit: How to map your "Perceive-Act-Reason" loops to find high-ROI workflows.Links & Resources:Read the Paper: https://djamgatech.com/wp-content/uploads/2025/12/Proving-AI-ROI-Beyond-Benchmarks.pdfKeywords: xVibe Revenue, AI ROI, Cost Per Successful Outcome (CPSO), Revenue Per Agent (RPA), Agentic Workflow Displacement Rate (AWDR), GPT-5.2, Intelligent Model Routing, Composite AI, AI Economics, Etienne Noumen, AI Unraveled

Sobriety is hard—and recovery is a full-time job. Parenting is hard—and more than a full-time job. Sarah Allen Benton is an Advanced Alcohol and Drug Counselor and Licensed Mental Health Counselor. She is Chief Clinical Officer and co-owner of Waterview Behavioral Health. She is co-owner of Benton Behavioral Health Consulting, LLC, offering clinical and business support services to innovative addiction and mental health companies. She holds a Master of Science in Counseling Psychology with an emphasis in Health Psychology. Sarah has been sober for more than 20 years; she has been a mother for 13. She is far from alone, approximately 20.9 million consider themselves in recovery from a substance use disorder (SUD). It is fair to say millions are also parents. In PARENTS IN RECOVERY: Navigating a Sober Family Lifestyle (Rowman & Littlefield), Sarah draws on research, professional expertise and deeply personal experience to support mothers and fathers as they navigate their way through parenting while embracing a sober lifestyle. From “wine mom culture” to social media FOMO, Benton covers every aspect of living sober while raising children. Amazon: Parents in Recovery: Parents in Recovery: Navigating a Sober Family Lifestyle Understanding the High-Functioning Alcoholic: https://www.amazon.com/Underst... Facebook: https://www.facebook.com/sarah... Parents in Recovery Support Group Facebook: https://www.facebook.com/share... Linked In: https://www.linkedin.com/in/sa... Instagram - @parentsinrecovery Website:www.bentonbhc.comwww.waterviewbh.com Sarah Allen Benton, M.S., LMHC, CADC, is a leading authority in addiction and mental health, known for her clinical expertise and published work. As an Advanced Alcohol and Drug Counselor (CADC) and Licensed Mental Health Counselor (LMHC), she brings over 20 years of lived experience as a parent in recovery from alcohol use disorder to her practice. Clinical and Business Leadership Chief Clinical Officer & Co-founder: Sarah Allen Benton is the CCO and co-founder of Waterview Behavioral Health (Wallingford, CT), a specialized mental health intensive outpatient program (IOP) providing crucial services for individuals with complex needs. Website: https://www.waterviewbh.com/ Co-owner: She is also the co-owner of Benton Behavioral Health Consulting, LLC, which offers clinical and business support services, including strategic consulting, to innovative mental health and addiction companies across the industry. Website: https://www.bentonbhc.com/ Expertise: Her background includes roles as a therapist and clinical consultant across various levels of care, practices, and start-ups, including experience at McLean Hospital in their dual diagnosis transitional treatment program. Published Work and Education Author: Benton is the highly-regarded author of Understanding the High-Functioning Alcoholic (2009), a foundational text that provides insight into high-achieving individuals struggling with alcohol use disorder, a common area of her expertise. Education: She holds a Master of Science in Counseling Psychology with an emphasis in Health Psychology from Northeastern University, Bouvé School of Health Sciences. Location and Credentials Location: Killingworth, Connecticut Credentials: M.S., LMHC, CADC This profile emphasizes her dual role as a clinical expert and a behavioral health entrepreneur, making her a highly discoverable authority in addiction recovery, sober parenting, and high-functioning alcoholism treatment. Meet Ash Brown, the dynamic American powerhouse and motivational speaker dedicated to fueling your journey toward personal and professional success. Recognized as a trusted voice in personal development, Ash delivers uplifting energy and relatable wisdom across every platform. Why Choose Ash? Ash Brown stands out as an influential media personality due to her Authentic Optimism and commitment to providing Actionable Strategies. She equips audiences with the tools necessary to create real change and rise above challenges. Seeking inspiration? Ash Brown is your guide to turning motivation into measurable action. The Ash Said It Show – Top-Ranked Podcast With over 2,100 episodes and 700,000+ global listens, Ash's podcast features inspiring interviews, life lessons, and empowerment stories from changemakers across industries. Each episode delivers practical tools and encouragement to help listeners thrive. Website: AshSaidit.com Connect with Ash Brown: Goli Gummy Discounts: https://go.goli.com/1loveash5 Luxury Handbag Discounts: https://www.theofficialathena.... Review Us: https://itunes.apple.com/us/po... Subscribe on YouTube: http://www.youtube.com/c/AshSa... Instagram: https://www.instagram.com/1lov... Facebook: https://www.facebook.com/ashsa... Blog: http://www.ashsaidit.com/blog #atlanta #ashsaidit #theashsaiditshow #ashblogsit #ashsaidit®Become a supporter of this podcast: https://www.spreaker.com/podcast/ash-said-it-show--1213325/support.

Message me with comments or questionsEver notice how vacations can flip a switch in your brain—from grounded and intentional to impulsive and “whatever goes” almost instantly?In this episode, Kristin explores why travel is such a common trigger for emotional eating—and how you can enjoy food, freedom, and unforgettable experiences without falling into all-or-nothing thinking. Using a real-life cruise story filled with buffets, FOMO, and soft-serve ice cream, she breaks down what's actually happening in your brain when routine disappears—and how to stay connected to who you are, even when everything feels different.You'll learn ten practical, realistic strategies you can actually use on real trips with real temptations. She talks about setting vacation intentions that feel empowering (not restrictive), using first-bite awareness to get more enjoyment from less, and keeping simple anchor habits—like movement, hydration, and a quick morning check-in—to remind your brain, I'm still me.Kristin also dives into emotional awareness on the road, showing how simply naming what you feel can reduce urgency and interrupt the automatic “feel → eat” cycle so many women experience when stress rises or plans change. You'll hear about a 10-second reset you can use anywhere, gentle “plus-one” movement ideas to calm your nervous system, and a satisfy-don't-stuff approach that makes leaving food on your plate (or sharing bites) feel neutral—not shameful.This episode isn't about perfection. It's about coming home feeling proud, energized, and aligned with your goals—without needing a “reset” when you return.If you're traveling soon (or still trying to recover from your last trip), this one's for you.Connect with me online:1. Instagram: https://www.instagram.com/kristinjonescoaching/2. You Tube channel, Kristin Jones Coaching: https://www.youtube.com/@KristinJonesCoaching44 3. You Tube channel, Breakthrough Emotional Eating Podcast: https://www.youtube.com/@breakthroughpodcast-443 . Website: https://www.kristinjonescoaching.com If you want to learn how to stop nighttime eating, get my 3 Day Nighttime Snacking Reset: https://go.kristinjonescoaching.com/nighttime-snacking-reset Needing more specific and direct support for your emotional eating and overeating? Check out my online course, Stop Dieting Start Feeling, and my personalized coaching program, Breakthrough To You. If you found this episode helpful, don't forget to leave a review on the platform you used to listen and share it with your friends on your Instagram stories. Also, be sure to follow me on Instagram @breakthroughemotionaleating, and don't hesitate to slide into my DMs to share your thoughts ...

Esta no es la típica lista de “querido Santa”. Hoy hablamos del trend: “Things I'd want for Christmas if I didn't already have them” y lo usamos para algo mucho más profundo: ¿Qué dicen tus “imprescindibles” sobre tu ansiedad, tu cansancio y tus heridas? ¿Por qué nos endeudamos en Navidad para demostrar amor? ¿Dónde acaba la gratitud real y empieza la gratitud patrocinada?En este episodio de HOY TOCA con Robertha desmontamos la wishlist navideña al revés:– confort, gadgets, skincare, terapia, experiencias…– deuda, presión social, comparación en redes, FOMO.– y una segunda lista: la de lo que NO se compra (salud, vínculos, límites, paz mental).

It was all fun and games until she left, and then we had more fun and games. TODAY ON THE SHOW, someone WROTE and MAILED us a LETTER! We are SHOOKETH! Then, an ALL NEW CHRISTMAS WISH and a juicier deep dive into DYLLAN'S FREE TIME! All of this PLUS the return of COMPLICATED CHRISTMAS CAROLS today on JJR!See omnystudio.com/listener for privacy information.

Travis and producer Eric perform a tongue‑in‑cheek “autopsy” on the rise and fall of Clubhouse, revisiting a 2021 conversation with Jordan Harbinger where they questioned whether the app could ever compete with podcasting. They unpack why a product that looked brilliant on paper—and raised money at a $4B valuation—collapsed so quickly, and what creators, founders, and marketers should learn before betting their careers on the next hype platform. On this episode we talk about: What Clubhouse actually was (live, invite‑only audio rooms) and why early hype convinced many people it might “kill podcasting” Why Travis and Jordan were skeptical from the start: no on‑demand listening, chaotic audio quality, unqualified speakers, and a format that demanded hours of real‑time attention How follower counts and moderator status created a hollow, status‑driven game that rarely translated into real audience or revenue The psychological moment Travis realized the opportunity cost—half‑listening to a room while missing time with his infant son—and decided to walk away even if Clubhouse “won” How a few marketers did monetize the app (treating rooms like live webinars), and why podcasts and audiobooks still win for durable, compounding content and leverage Top 3 Takeaways Any platform that requires constant real‑time presence, but doesn't create durable assets (episodes, clips, searchable archives), is risky as a primary growth strategy. Vanity metrics and FOMO can lure smart people into massive time sinks; always weigh status and follower counts against actual business outcomes and life trade‑offs. Long‑form, on‑demand media like podcasts remain powerful because they respect the listener's time, allow deep preparation, and compound over years instead of disappearing after one live session. Notable Quotes “Clubhouse was like a podcast that doesn't get recorded, done by everybody on AirPods, with eight unprepared guests, none of whom are qualified to talk.” “I realized I was half‑present with my son just to ‘be a mod' and chase followers on an app that might not exist in a year—that was a terrible trade.” “Even if this is the next Instagram, I'm okay not ‘winning' here if the time cost means sacrificing what actually matters.” ✖️✖️✖️✖️

In this special HLTH bonus episode of Tech It to the Limit, hosts Sarah Harper and Elliott Wilson battle post-conference fatigue and full-blown health FOMO by bringing the conference floor straight to your earbuds. While Sarah recovers from a “very real case of health FOMO,” Elliott reports from the trenches after surviving days of buzzwords, badge scanners, and $9 lattes. To shake up the usual format, they press play on two standout booth interviews from HLTH.First, Elliott sits down with Dr. Lynne Nowak of Surescripts for a deep dive into seamless prescribing, touchless prior authorization, interoperability, and price transparency. Dr. Lynne breaks down how automation is shrinking prior auth from a multi-day nightmare into a near-instant, 30-second reality, reducing burnout for clinicians and removing friction for patients who just want their meds on time and at a price they can afford.Then, the episode shifts into venture-building mode with returning guest John Beadle of Aegis Ventures. John unpacks how his consortium model is helping health systems move from “innovation theater” to real innovation delivery by building and scaling AI companies faster than the market average. From ambient AI becoming table stakes to the rise of patient-facing agents, he offers a clear view of where healthcare innovation is headed next.In this episode:[00:00] Introduction[01:16] Health conference recap setup[07:13] Interview Dr. lynne Nowak automation and burnout[10:25] Touchless prior authorization explained[12:59] Interoperability and data exchange[18:11] Trust and data governance[19:55] Future of data science at Surescripts[21:12] Interview wrap up Dr. lynne[24:42] Interview John Beadle AI startups and health systems[26:02] Startup success metrics and examples[28:11] Clinician experience and ambient AI[32:19] Advice for health conference attendees[33:07] Sponsor segment HIPAA compliance tool[34:22] Episode wrap up and teaser for part two[35:40] Healthtech haiku and sign-offResources:Tech It To The Limit PodcastWebsite Apple PodcastDr. Lynne NowakLinkedIn -https://www.linkedin.com/in/lynnee-nowak-md-62054583/Surescripts - https://surescripts.com/John BeadleLinkedIn - https://www.linkedin.com/in/johnpbeadle/Aegis Ventures - https://aegisventures.com/Sarah HarperLinkedIn -https://www.linkedin.com/in/sarahbethharperElliott WilsonLinkedIn - https://www.linkedin.com/in/matthewelliottwilson

If you think 2025 was a property boom, you’ve been lied to. Prices did rise — but not because Australia suddenly got richer, smarter or more confident. In this episode of Get Invested, Bushy Martin dismantles the popular boom narrative and explains why 2025 was really a policy-driven bottleneck that quietly rewarded a small group of prepared investors — while leaving many others exposed. Bushy breaks down how record-low listings, decade-low construction, surging migration and government-engineered price bands combined to create intense pressure in very specific parts of the market. The result? Some Australians made a year’s wage in equity without fanfare, while others chased hotspots, followed influencers, and overpaid for the wrong property in the wrong location — often without realising it yet. In this solo episode, Bushy reveals the three real forces that pushed prices higher even as affordability hit rock bottom, why 2025 was never an “equal boom”, and how national policy settings funnelled buyers into the same narrow price band — creating artificial competition in so-called “affordable” markets. He also revisits his proven 3 I’s (Infrastructure, Incomes, Industry) and 3 P’s (People, Property, Position) framework, showing why fundamentals — not FOMO — explained where growth actually occurred. Most importantly, Bushy outlines why strategy must come before location, and why borderless analysis paired with strong local execution is the smarter way to invest. Stick with Bushy to the end and you’ll walk away with a clear, practical three-step checklist you can use before buying anything in 2026 — because next year isn’t about prediction, it’s about positioning. This episode is essential listening for investors who want to live by design, not by default. Take the next step with Bushy Personal Solutions Session Get clarity and personalised guidance: Book now Property W.E.A.L.T.H Program - live now! Be first to access discounts + free Module 1: Find out more https://courses.bushymartin.com.au/property-wealth Find your Freedom Formula Success in property starts with your 'why', and then the 'what' and 'how'. Let me, Bushy Martin, lead you through it! Sign up for my Freedom Formula program. The first session is absolutely free, and it only takes around an hour! Find out more https://bushymartin.com.au/freedom-formula-course Subscribe to Property Hub for free now on your favourite podcast player. Take the next step - connect, engage and get more insights with the Property Hub community at linktr.ee/propertyhubau Get property investment and wealth resources, and book a Personal Solution Session with Bushy. All the links and info are here: linktr.ee/propertyhubau About Get Invested, a Property Hub show Get Invested is the leading weekly podcast for Australians who want to learn how to unlock their full ‘self, health and wealth’ potential. Hosted by Bushy Martin, an award winning property investor, founder, author and media commentator who is recognised as one of Australia’s most trusted experts in property, investment and lifestyle, Get Invested reveals the secrets of the high performers who invest for success in every aspect of their lives and the world around them. Subscribe now on Apple Podcasts, Spotify and YouTube to get every Get Invested episode each week for free. For business enquiries, email andrew@apiromarketing.com.See omnystudio.com/listener for privacy information.

This weeks Fear Of Missing Out report covers the US taking over an oil tanker. The horrors of the abortion pill are finally coming to light. Rare Earth metals have been found in the US and there is a fight for Warner Bros. You won't believe who is being forced to play in the FIFA Pride Match. Rachael Lavine's plaque has been changed back to Richard. We finish with what was dropped to prisoners by drone.

When the stakes are high, your emotions are loud, and every option feels wrong… how do you make the right call? In this masterclass, three experts break down the hidden psychological, emotional, and strategic forces behind tough decisions — the things no one teaches you at work, in school, or in life. You'll learn why your brain freezes under pressure, how fear distorts your judgment, and why overthinking often feels productive but keeps you stuck. Best-selling author Patrick McGinnis explains the origins of FOMO and FOBO and reveals how too many choices destroy clarity. Kwame Christian shows how internal conflict shapes external negotiation — and why timing, creativity, and emotional control matter more than logic. Leadership expert Stephanie Hanna shares how top performers simplify decisions, trust their instincts, and remove options to move forward with confidence. Contact ANI ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Request A Customized Workshop For Your Company⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow Kwame Christian on LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠negotiateanything.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here to buy your copy of Finding Confidence in Conflict: How to Negotiate Anything and Live Your Best Life!⁠⁠

In this episode, the team digs into the newly updated 2025 edition of The Wealthy Barber — Dave Chilton's iconic Canadian personal finance book that helped shape millions of financial journeys. Ben, Dan, and Ben walk through the biggest lessons Dave has reworked for a world of high housing costs, social-media-fueled spending pressure, new tax-sheltered accounts, and the ever-present noise of investing advice. This discussion explores why the book remains so effective: it blends timeless principles with approachable storytelling, humor, and deeply practical guidance. The conversation also highlights Dave's real-world insights from reviewing thousands of personal financial situations across Canada. You'll hear how the book explains foundational habits like paying yourself first, why simple investing beats stock picking, how renters can build wealth, and why understanding your own spending is the key to unlocking both financial progress and happiness. Whether you're brand new to money or a seasoned investor, the updated lessons hit harder in 2025 than ever before.   Key Points From This Episode: (0:04) Introduction — recording early and setting up a deep dive into the updated Wealthy Barber. (0:53) Why the new 2025 edition lands so well: humor, modern references, and timeless lessons. (1:30) Dave Chilton's real-world insight from reviewing thousands of Canadians' financial situations. (2:23) Why the storytelling works — characters, humor, and accessible teaching. (3:45) Inside the narrative: Roy the barber, Matt, Maddie, Jess, Kyle, and the barbershop regulars. (7:53) Lesson 1: "You can do this" — personal finance isn't about math, it's about simple principles. (12:08) Lesson 2: Save 10% and pay yourself first — habit beats theory, compounding does the rest. (14:29) Why saving is hard today: algorithms, FOMO, lifestyle creep, and rising costs. (16:57) The behavioral case for saving early, even if economists say otherwise. (18:52) Lesson 3: Be an owner, not a loaner — stocks vs. bonds and the engine of human ingenuity. (22:49) The investor's paradox — the less you think you know, the better you invest. (24:05) Why indexing wins: skewed stock returns and the impossibility of picking winners. (27:49) How investing has changed since 1989 — indexing is now widely accessible. (28:18) "The world feels scary today…" — the 1847 quote showing it always feels that way. (34:03) RRSP vs. TFSA — identical outcomes at equal tax rates, and why RRSPs shine when taxed lower later. (39:12) Debunking the RRSP "tax bomb" — why high earners still benefit most. (42:06) Lesson 4: Housing — the four levers to buy today (cheaper homes,

We're only a week away from winter, but the housing market is heating back up. Demand is rising as savvy buyers know that lower prices peak during the holiday season. But one crucial cohort is nowhere to be found…and it could have damaging consequences for the housing market as a whole. We're back with another headline episode, taking the biggest stories from the housing market and giving our takes so you can make the best investing decision possible. This winter is feeling warmer for housing as demand does what no one expects—increases during the seasonally slow period of the year. What's causing it—lower rates, FOMO, or something else entirely? Remember when people in their 20s used to buy houses? Well…not anymore. The new first-time homebuyer age reached a worrying new high, one that many of us couldn't even believe. DSCR loan defaults are starting to tick up, doubling from this time last year. Is this a bigger deal than many think, and could it bring discounted investment properties to the table?  Finally, Dave shares a sneak peek at BiggerPockets' newest investor survey, where investors share what they think is coming in 2026…and there's a lot to be excited about. In This Episode We Cover The new median age of America's first-time homebuyers (borderline alarming) Why housing demand is going up during the (traditionally) slowest time of the year Delinquencies rising for DSCR loans? Why investors are defaulting twice as much as last year A year of optimism: surprising finds from BiggerPockets' newest investor sentiment survey The #1 best strategy investors are betting on for 2026 And So Much More! Links from the Show Join the Future of Real Estate Investing with Fundrise Join BiggerPockets for FREE Sign Up for the On the Market Newsletter Find Investor-Friendly Lenders  BiggerPockets Real Estate 1210 - 2026 Home Price Predictions: The Correction Continues? Articles from Today's Episode: Dave's BiggerPockets Profile Henry's BiggerPockets Profile James' BiggerPockets Profile Kathy's BiggerPockets Profile Grab the Book "Real Estate by the Numbers" Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/on-the-market-381 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

What happens when you realize the way you've been working isn't sustainable? When you've built something successful but it's costing you sleep, peace of mind, and the very things you set out to protect? In this solo episode, host Alyson Stanfield gets really vulnerable with a question most artists face at some point: Who am I if I change the way I've always done things? It's about the pressure to maintain what you've always done because that's what you identify with, the FOMO that makes you say yes when your gut says no, and the overwhelm that comes from adding more and more to your plate. Artists don't need more information—they need containers to organize it, filters to prioritize it, and boundaries to protect themselves from overwhelm. You'll hear about identity shifts, the power of asking "where can I lower the bar?" and what it looks like to evolve from consuming content to building frameworks that actually support your business.

Gary & Shannon kick off with #SwampWatch, tackling the growing affordability crisis and how Democrats may use economic frustration as a weapon in the 2026 midterms — while questioning whether the media is downplaying how tough things really feel. They then check in with Heather Brooker and Michael Monks, reporting live from the iHeart holiday party that Gary & Shannon are, once again, missing out on. Marc Saltzman joins for #TechTalk to break down Time’s Person of the Year — the Architects of AI — and why their innovations are reshaping the future. The hour closes with a look at why so many people find unexpected comfort in the Forensic Files podcast, thanks in part to narrator Peter Thomas’s calming voice.See omnystudio.com/listener for privacy information.

TALK TO ME, TEXT ITA glowing red “jellyfish” above a thunderstorm looks like sci‑fi until you hear the science. We start with a simple birthday fitness win—standing up from the floor without using hands—and follow that thread of intentional choices into the sky, where NASA explains sprites: rare, vermilion flashes that bloom 50 miles up and vanish in milliseconds. The images echo Stranger Things, but the truth is better than fiction—a peek at the upper atmosphere's hidden electrical theater and how storms can spark beauty we rarely see.From awe to impulse, we pivot into a candid look at TikTok Shop and the way shopping now lives inside the same stream as entertainment. Ten billion dollars of U.S. spend this year hints at a bigger shift: when video, social proof, and one-tap checkout erase the pause between wanting and buying. We unpack FOMO across generations, why buy-now-pay-later stretches small choices into long-term debt, and how to rebuild healthy friction with simple guardrails—separating watch from buy, adding a 24-hour list, and removing autofill to invite reflection back into the process.We wrap with a lighter tradition that still carries weight: favorite Christmas movies. Miracle on 34th Street, Love Actually, The Holiday—stories that help us measure what matters and remind us that belief, community, and restraint can coexist. Come for the strange red lightning and stay for the practical toolkit against the scroll-to-cart spiral. If this resonated, follow the show, share it with a friend who loves space or struggles with impulse buys, and drop a review with your top holiday film—we're reading every pick.Buzzsprout - Let's get your podcast launched!Start for FREE Thanks for listening! Liberty Line each week on Sunday, look for topics on my X file @americanistblog and submit your 1-3 audio opinions to anamericanistblog@gmail.com and you'll be featured on the podcast. Buzzsprout - Let's get your podcast launched!Start for FREESupport the showTip Jar for coffee $ - Thanks Music by Alehandro Vodnik from Pixabay Blog - AnAmericanist.comX - @americanistblog

In this episode of the TriMetric Roadmap Podcast, Scott and Jeff sit down with Mahesh M. Thakur, CEO of Decisive AI, to discuss how business owners can move from AI hype to AI results. Mahesh—one of the world's few Master Certified Stakeholder-Centered Coaches (MCC) and a former executive at Microsoft, Amazon, Intuit, and GoDaddy—shares how leaders can align their teams on a “True North,” integrate AI intelligently, and transform culture, execution, and bottom-line growth. You'll hear how 92% of AI investments currently fail, what separates the 8% that succeed, and how smaller companies can use AI to level the playing field with billion-dollar enterprises. ---- About Mahesh M. Thakur Mahesh M. Thakur is the Founder and CEO of Decisive AI, where he helps CEOs and leadership teams align on their True North and turn AI into ROI™. A former executive at Microsoft, Amazon, Intuit, and GoDaddy, Mahesh is among the world's top 0.1% of Master Certified Stakeholder-Centered Coaches (MCC). He's advised leaders at JPMorgan Chase, Meta, Google, Walmart, PayPal, and John Deere, helping them achieve measurable transformations—from doubling growth rates to cutting decision cycles by 40%. Connect: LinkedIn | Instagram | X (Twitter) ---- 1. What does “AI to ROI” mean? AI to ROI™ is Mahesh's framework for turning artificial intelligence investments into tangible business outcomes—revenue growth, cost savings, and cultural transformation. It blends technology strategy with human alignment. 2. Why do 90% of AI projects fail? Most fail because they lack a clear framework, leadership alignment, or measurable objectives. Companies often jump in due to FOMO, invest heavily, and never achieve integration or adoption that creates ROI. 3. Who should be investing in AI? Every business—from tech firms to law practices to construction companies—can benefit from AI. It's no longer limited to Big Tech; mid-market companies ($10M–$100M) can now compete on equal footing using accessible tools. 4. What is a “Test + Learn™” culture? It's a structured approach that allows organizations to experiment rapidly, measure outcomes, and scale only what works—turning innovation into a repeatable discipline. 5. How can small and mid-sized companies use AI effectively? Start by identifying one or two workflows where automation saves time or improves customer outcomes. Build simple pilots, collect data, and align leadership around shared metrics before scaling. 6. What is the “True North” concept in leadership? True North represents the organization's unifying direction—its mission, values, and goals. Mahesh helps CEOs and teams align on this so that AI and strategy serve the same purpose. 7. How does AI connect to leadership and faith? Mahesh believes great leaders must balance faith and data. Without alignment, AI becomes fear-driven. True mastery integrates wisdom, courage, and belief that technology should serve humanity, not replace it. 8. What's next for Decisive AI and Business Freedom Advisors? Scott and Mahesh announced upcoming collaborations to help business owners design both a Business Roadmap and an AI Roadmap for 2026. Follow BusinessFreedomAdvisors.com for updates. ----- Links & Resources Watch Full Episode on Fathom Connect with Mahesh on LinkedIn Learn More About Business Freedom Advisors Follow Scott Landis on LinkedIn Subscribe to the TriMetric Roadmap Podcast

When the stakes are high, your emotions are loud, and every option feels wrong… how do you make the right call? In this masterclass, three experts break down the hidden psychological, emotional, and strategic forces behind tough decisions — the things no one teaches you at work, in school, or in life. You'll learn why your brain freezes under pressure, how fear distorts your judgment, and why overthinking often feels productive but keeps you stuck. Best-selling author Patrick McGinnis explains the origins of FOMO and FOBO and reveals how too many choices destroy clarity. Kwame Christian shows how internal conflict shapes external negotiation — and why timing, creativity, and emotional control matter more than logic. Leadership expert Stephanie Hanna shares how top performers simplify decisions, trust their instincts, and remove options to move forward with confidence. Contact ANI ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Request A Customized Workshop For Your Company⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow Kwame Christian on LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠negotiateanything.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here to buy your copy of Finding Confidence in Conflict: How to Negotiate Anything and Live Your Best Life!⁠⁠

Why 5pm Feels Impossible (And What To Do About It) Let’s talk about the hardest part of early sobriety: that predictable window of time when the craving hits like a wave and you’re not sure you can ride it out. Maybe it’s 5pm on a Tuesday. Maybe it’s Friday night when everyone’s posting their wine glasses on Instagram. Maybe it’s standing in the parking lot at your kid’s soccer game watching all the other moms with their Stanley cups. In this episode, I’m breaking down what I call the witching hour—that specific time when staying sober feels almost impossible. But here’s the truth: it’s not about the drink. It never was. The drink was the solution you were using for something else—exhaustion, overwhelm, loneliness, anxiety, boredom. I’ll walk you through the four different types of witching hours, what you’re really craving during each one, and most importantly—what to actually DO about it. Because willpower alone won’t get you through this. You need a plan. And if you’re doing nothing, you’re planning to drink. 3 Key Takeaways From This Episode:  1️⃣ The Drink Was Never the Point — When you say “I want a drink,” what you’re actually saying is “I’m exhausted and need to turn my brain off” or “I’m anxious and need relief right now.” Understanding what you’re really craving changes everything. 2️⃣ Different Witching Hours Need Different Tools — The daily 5pm decompression requires different strategies than weekend FOMO or emotional overwhelm. Once you know your type, you can prepare accordingly. 3️⃣ Doing Nothing IS a Plan—It’s a Plan to Drink — If you know your hardest time is Friday at 5pm and you’re sitting back with no strategy, you’re not being neutral. You’re setting yourself up to give in. Proactive planning is non-negotiable. And, if you’re struggling with that daily 5pm crash? I did an entire episode on breaking that specific habit: How to Break the 5PM Drinking Habit Without Losing Your Mind Want structured support to actually implement these strategies? My Recovery Starter Kit walks you through exactly how to set up your environment, calm your mind when triggers hit, build real support, and create a daily rhythm that makes sobriety feel steady instead of shaky. It’s $197 for instant access—plus 30 days free in my Sober Society community. Perfect if you’re white-knuckling it through the holidays and need more than just willpower. And this Friday, a bonus drop from the Unlimited Life Starter Series — the 10 most powerful episodes to rebuild your rhythm, structure, and emotional peace. Is Angela the right Coach for you? Book A Call Here to find out Facebook Group: https://www.facebook.com/groups/addictionunlimited MORE FROM ME Follow me on Instagram @addictionunlimited

Eventing is full of brilliant days and tough ones, which is why the people you bring with you matter just as much as the horses. In this episode of the Grassroots Show, we look at how friendship, shared experience and the right support crew can shape your confidence, your progress and your enjoyment of the sport. Lucy Robinson, glowing, pregnant and still full of sharp humour, joins the show alongside her long time partner in crime, Jess Maye. From early yard meetups to shared show jumping disasters, team chasing memories and event day rituals, the pair talk about how they have built their community and why it has made the sport better at every level.  Highlights How Lucy and Jess first connected and the moment the friendship stuck The role of motivation, FOMO and healthy competition in moving up the levels Why shared lessons, shared lorries and shared disasters build real confidence Tips for eventing alone, from organisation to safety to asking for help How social media creates genuine community for grassroots riders The reality of juggling horses, work and children and how to make it manageable Guests Lucy Robinson -  Red Mills ambassador and the rider behind Footluce Eventing Jess Maye - Creator of Life on the Buckle Presented by Foran Equine, part of the Connolly's RED MILLS family. EquiRatings Eventing Podcast: Follow the EquiRatings Eventing Podcast for more data-led insight, top-tier guests, and everything you need to keep up with the 2025 season on Instagram and Facebook.

Explore how social media quietly shapes our spending, stress levels, and financial perceptions. From targeted ads and FOMO to lifestyle comparisons and impulsive buying, Dr. Juan Mundel Ph.D., Associate Professor of Advertising and Public Relations at Michigan State University, breaks down the subtle psychological triggers behind our online habits. Dr Mundel also shares practical tips to build awareness, resist impulse spending, and protect your financial wellbeing in a digital world designed to influence you.

What if you never had fomo ever again? Today I want to introduce you to Ricardo a human that sees life as the adventure it was intended to beHe shares why leaving the world and people better than we find them matters most, how he grew up seeing the world with his dad and how he still views himself as a kid with a camera on an adventureWe chat about what it looks likes to go dm space for others to find what inspires them and learn about other cultures and nature, how he feels about women within the creative industry, and the importance in putting a camera down in moments we want to remember Ricardo is someone that is marked by joy and a bend towards optimism, someone that understands the value of making time for what we need on a personal level so we can make a better impact on a global level So tune in today and meet Ricardo, someone who will remind you to find happiness in what you do no matter what that is, and to pursue it with everything you've gotAnd to you Ricardo thank you, thank you for being such a beautiful part of these memories, for your intentionally in how you show up in friendship, for your accepting, open, and encouraging heart. You are a light and it's an honor to know you and watch how you continue to make an impact for the better on this world 

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Pressure builds fast when the calendar crowds, the family gathers, and everyone brings unspoken expectations to the table. We dive into a practical, compassionate approach to holiday boundaries—treating them not as walls but as gates that protect energy, time, and emotional health. With Allison joining, we unpack why December often magnifies stress, how false guilt keeps us stuck in old roles, and what it looks like to design a season that prioritizes presence over performance.Together, we map out clear, flexible boundary types you can use right away: deciding which events truly matter, choosing how long to stay, steering away from hot-button topics, and letting go of traditions that no longer serve. We talk about the difference between real guilt and false guilt, and how to replace autopilot obligations with honest conversations that set expectations early. You'll hear simple scripts to say no kindly, manage FOMO, and avoid becoming the emotional manager for the entire room.We also share practical tools to stay grounded when tensions rise: scheduling rest nights, protecting a morning quiet routine, stepping outside when you feel flooded, and using breath prayers or brief mindfulness to reset your nervous system. The aim is deeper connection—eye contact, meaningful conversations, and intentional memories—by doing less but showing up more fully. If you're ready to swap thin presence for rich presence and reclaim joy from overcommitment, this conversation gives you the words and the plan.If this helped, follow the show, share it with a friend who needs holiday peace, and leave a quick review so others can find it. What's one boundary you'll choose this season?

This is a free preview of a paid episode. To hear more, visit www.theflyingfrisby.comBefore we come to the main thrust of today's piece, there is something I need to flag. We are just coming into North American tax loss selling season, and a number of you have asked if I will be putting together a portfolio of tax loss trades this year.The answer is, “maybe”.I'm not sure how well it will work this year for reasons you are about to find out, but it's something I am still considering, and I will I try to have a list of options for next week's missive. By my reckoning the dates when you'll find the biggest bargains this year will be Friday December 19, Monday December 22 and Tuesday December 23, though the window stretches from next week all the way to New Year's Eve.What am I talking about?At the end of the year in the US and Canada, investors (both retail and institutions) sell their worst performing stocks in order to realise losses to offset against gains elsewhere in order to reduce their tax bill.This selling tends to climax in the last two or three days of trading before Christmas and it means badly performing stocks, particularly illiquid ones, get way oversold only to experience something of a rally in the first few weeks of the following year as the selling dissipates.So the trade is simple: buy as the selling climaxes and then flip sometime in February (my Canadian broker says March and last year this proved very true).Nothing is guaranteed in this cruel world (except the further debasement of your national currency), but it is a trade with a remarkably successful hit rate, and a clear timescale. It also becomes apparent pretty quickly if it isn't working, enabling you to exit any losers early.If you live in a Third World Country such as the UK, I urge you to own gold or silver. The pound is going to be further devalued. The bullion dealer I recommend is The Pure Gold Company. Pricing is competitive, quality of service is high. They deliver to the UK, the US, Canada and Europe or you can store your gold with them. More here.By all means go back and audit me, but last year I believe 8 of the 9 ideas worked.Some picks work better than others. Some years work better than others, but gains of 20-50%, even doubles sometimes, are not uncommon. The trade works particularly well in smallcap Canadian resource stocks, as, when they are bad, they are really bad, and can get hugely oversold. However, this year Canadian resource stocks, particularly gold and silver miners, have had a bonanza year, so there won't be much tax selling there. In fact, markets more generally have been strong, so there is not the normal flood of dogs to be sold. However, I have some ideas. Crypto Treasury Companies, for example, could be big winners because of the huge losses they have generated. So keep an eye out and I will try and have something for you this time next week. Be ready to move quickly, as well, so have some cash to play with.Right. Changing the subject. Why both legal and illegal immigration is set to increase I can't go online now without seeing something about uncontrolled immigration. Yesterday saw the sentencing of two Afghan 17 year olds for raping a 15-year-old girl in Leamington Spa. (Spoiler: they weren't 17. They've lied about their age, on that I'll bet the house. Not that anyone in authority will have noticed). And it's not just online, it's in the world around me. I live in south London, so I see it all the time. I travel a lot around the country doing gigs and the changing demographics of the UK are everywhere, even in the remotest parts of the country. I think a little bit of immigration is a good thing, but this is happening too fast and on too big a scale.When a business messes up badly, it goes bust and another, better run business comes along and does the job better. When a state body messes up badly, a load more money gets spent on an inquiry - in the case of the rape gangs £65 million - usually headed by a Blob insider (in this case Starmer appointed peer Baroness Anne Longfield). The mess gets whitewashed as much by time as anything, and the state body continues as before, dysfunctional as ever, if not more so.Unlike those operating in a free market, the state as it currently functions, is incapable of reacting to the new realities of the world around us. There are more people than ever before in the world, and more of them than ever are on the move. Thanks to better planes, trains, boats and cars, they are able to move further and faster than ever before. Thanks to smart phones, which over 90% of the world's adult population now has, better information about how and where to go gets spread. Smart phones also create FOMO - you gaze at the life you could have - so there is more desire to move than ever before. And the fact that 3 billion people earn less than $40/day means there is a greater urge to move than ever. This is the reality of the world in which we live. It is patently obvious mass migration of people is going to increase. And yet the British government, nor most Western governments, have no plan in place to deal with it all. They can't even deal with current levels of migration, let alone illegal migration or future migration. There has been no debate or agreement on what the right levels of migration should actually be. With no clarity, policy is, inevitably, both incoherent and inadequate. Promises by every government since Cameron's coalition have been broken. The courts and legal system were designed for a different people in a different age and are no longer fit for purpose. This all assumes, of course, government could actually lower migration levels if it wanted, which I don't believe it actually can because of sheer weight of numbers. Thanks to the ECHR and a general unwillingness within the Blob to address this, there is not even the ability to properly tackle this issue anyway. State institutions and infrastructure - from roads to health to education to welfare - cannot cope with the increased numbers and are crumbling. Wealth creators are leaving to be replaced by net takers, resulting in an increased tax burden and eventual likely bankruptcy of the country. Trust has gone and we are accelerating along the road to ruin.Such repeated failure by a business over many years would result in the extinction of that business. But the state operates by a different set of rules, and the only thing that can end it is the destruction of the currency itself. Hence why I say own gold.So that's where we are. Exploiting the end of Britain: blood money and crony capitalism You can rant and rail and make a noise. But I don't see what you or anyone can actually do about it. A Reform majority at the next election is what many are pinning their hopes on, but a hung parliament looks more likely. Would even a runaway win for Reform at the next election change much? I doubt it, myself. There's too much opposition within the system. Liz Truss only tried to slash government spending by 2.5% and look what happened there. As investors our job is not to pass moral judgement on the rights and wrongs of all this. Many think it's a good thing the West gets destroyed! Our job is to navigate the waters as best we can. As you know I urge readers to own non- government currencies, money they can't debase - gold and bitcoin. But having just said our job is not to pass moral judgement, I do pass moral judgement when I invest. I shouldn't, but I do. I don't buy government bonds, especially gilts, for example, because in doing so you enable government, when government is the problem. Starve the monster is my take. I'm also not participating in the trade I am about to outline here, because it would make me feel dirty. But the more ruthless of you will be fine with it, and you'll get no flack from me. I hate getting ripped off at airports and train stations, so I have a bit of WH Smith in my portfolio as an offset. This is a little bit like that.There are companies making an absolute fortune from illegal migration. And while this situation continues, they are going to continue making money. Why shouldn't you as well?Their customer, the government, is a bureaucrat spending somebody else's money so will pay pretty much whatever. Demand for their services is only going to increase as migration increases. There is no competitive marketplace - you're not having to compete with other hotels, for example. These companies are all paid by the government - you in other words - to provide facilities for asylum seekers. The contracts are juicy, and those bureaucrat fingers are fat with taxpayer cash. Here's how to profit from illegal migration in the UK.

In this special seasonal episode, you and Tom resurrect Ha or Duh, tearing through Investopedia readers' “rules to live by” and dismantling the silliest ones with mock gravitas. Between the dad-joke arms race, a spirited defense of compounding, strong opinions on due diligence, and a surprising detour into crypto-mad zip codes, the show blends real financial guidance with holiday-season chaos. The episode also hits deeper listener questions on rebalancing, Roth vs. pre-tax strategy in high brackets, and the danger of thinking blue chips alone equal diversification. 0:04 Seasonal return of Ha or Duh and setup of Investopedia's “investing rules” 1:32 Rule 1: Never sell because of emotions — duh 2:44 Rule 2: “Only invest in what you know” — emphatic huh 3:35 Rule 3: Good investment in a bad market — phrasing unclear, lean duh 4:26 Rule 4: Never underestimate compounding — mega-duh 5:35 Rule 5: Cash and patience as “positions” — hard huh 6:25 Segment break into calls 7:49 Back to Ha or Duh lightning round 8:33 Buy low, sell high — duh (with caveats) 9:58 “Losses are tuition you won't get at uni” — pass 10:21 Hold for the long term — duh 11:09 Marathon, not sprint — duh 11:39 Is education the best investment? Nuanced disagreement 12:45 “Always do your own due diligence” — modified duh (about advisors, not stocks) 15:22 FOMO avoidance — duh 16:27 Final rule: Start now — biggest duh of all 17:41 Wrap-up and transition back to regular Q&A 18:06 Listener question: Finding the “sociopath son” episode 19:28 Setup for Friday's Q&A episode 20:18 Don's town turns into “free Disney World” during holidays 21:51 Disney hotel pricing shock and personal stories 23:42 Don's new original Christmas story: Santaverse 24:01 Story podcasts spike; Short Storyverses mention 25:28 Listener from Bothell: 90% blue chips, 10% cash — how to rebalance? 26:39 Why blue chips aren't diversified and the S&P concentration problem 28:52 Listener in high bracket asks when Roth beats pre-tax 30:26 SECURE Act 2.0 catch-up rules; Roth vs. pre-tax philosophy 32:10 Monte Carlo vs. unknowable future tax rates 33:26 Why all-Roth 401(k)s would simplify life 34:28 Advice: Likely stay pre-tax in 24% bracket 35:50 Shocking stats: Seattle among highest crypto-owning zip codes 37:24 Air Force bases dominate crypto ownership — why it's dangerous Learn more about your ad choices. Visit megaphone.fm/adchoices

Dylan and Max kick off this PM edition with holiday-on-the-road war stories: Cowboys Thanksgiving trips, O'Hare blizzards, Vegas taxi laps, and that deranged border tether balloon that literally broke loose over Sierra Vista. The mailbag hits everything from FlightSafety's Master Aviator modules and Shorts 360 island hopping, to 50-something career-changers, disc golf and pickleball layover hacks, and using tools like Notebook LM without getting your manuals on the evening news. In Flight Advice, a 19-year-old CFII in Auburn asks whether to bail on instructing for a full-time A36 Bonanza gig in Destin, and the guys break down real-world 91 experience vs. multi-time and keeping your long-term 135/121 options open. If you're grinding through holidays, fatigue, politics, and career FOMO, this one will feel uncomfortably familiar. Show Notes 0:00 Intro 5:01 Holiday Stories & GA 18:37 Reviews 30:01 Mailbag 41:37 Flight Advice 50:29 Holiday Bidding Our Sponsors Advanced Aircrew Academy — Enables flight operations to fulfill their training needs in the most efficient and affordable way—anywhere, at any time. They provide high-quality training for professional pilots, flight attendants, flight coordinators, maintenance, and line service teams, all delivered via a world-class online system. Click here to learn more. Raven Careers — Helping your career take flight. Raven Careers supports professional pilots with resume prep, interview strategy, and long-term career planning. Whether you're a CFI eyeing your first regional, a captain debating your upgrade path, or a legacy hopeful refining your application, their one-on-one coaching and insider knowledge give you a real advantage. Click here to learn more. The AirComp Calculator™ is business aviation's only online compensation analysis system. It can provide precise compensation ranges for 14 business aviation positions in six aircraft classes at over 50 locations throughout the United States in seconds. Click here to learn more. Vaerus Jet Sales — Vaerus means right, true, and real. Buy or sell an aircraft the right way, with a true partner to make your dream of flight real. Connect with Brooks at Vaerus Jet Sales or learn more about their DC-3 Referral Program. Harvey Watt — Offers the only true Loss of Medical License Insurance available to individuals and small groups. Because Harvey Watt manages most airlines' plans, they can assist you in identifying the right coverage to supplement your airline's plan. Many buy coverage to supplement the loss of retirement benefits while grounded. Click here to learn more. VSL ACE Guide — Your all-in-one pilot training resource. Includes the most up-to-date Airman Certification Standards (ACS) and Practical Test Standards (PTS) for Private, Instrument, Commercial, ATP, CFI, and CFII. 21.Five listeners get a discount on the guide—click here to learn more. ProPilotWorld.com — The premier information and networking resource for professional pilots. Click here to learn more.     Feedback & Contact Have feedback, suggestions, or a great aviation story to share? Email us at info@21fivepodcast.com. Check out our Instagram feed @21FivePodcast for more great content (and our collection of aviation license plates). The statements made in this show are our own opinions and do not reflect, nor were they under any direction of any of our employers.

The Transformers Collectors' Club (TFCC) and Figure Subscription Service (TFSS) are front and centre this week as we delve into one of the most fascinating — and at times frustrating — eras in Transformers collecting.We were never members ourselves (thanks, geography!), but that didn't stop us getting FOMO from afar. Today we're diving into the toys, the distribution choices, the aftermarket drama, and the nostalgia surrounding a club that often felt just out of reach for anyone outside the US.From brilliant figures and wild character choices to eye-rolling shipping costs and maddening accessibility issues, we explore how the TFCC shaped collector culture during a very unique period for the brand — and why it inspired equal parts love and confusion.So sit back and join us for a fun but honest look at the highs, lows, and “you had to be there” moments of the Transformers Collectors' Club.Chapters0:00:00 Intro0:04:58 Sponsors: TFSource & Valart Studio0:09:21 What Is the Transformers Collectors' Club?0:13:46 TFCC Distribution Woes0:19:47 The Aftermarket Implication0:28:52 Why Were the Toy Choices So Intriguing?0:32:24 TFCC's Influence on Modern Generations0:41:25 Customer Service Drama?0:49:25 Favourite TFCC Toys0:56:42 TFCC Conclusions1:06:31 Patreon Q&A--------------------------------If you enjoy our podcast then find more... much more than meets the ear at www.patreon.com/tripletakeoverTONS of weekly exclusive content & perks, including bonus episodes, outtakes, early access and more! Sign up at 'Gold Box Classics' level today to get immediate access to:Over 110 'minisodes' on a wide range of topics (plus commission your own!)Over 85 'miniseries' chapters on ongoing topics, including toys & comicsEarly release of regular episodes - normally a week in advance!Our Patreon Discord server - the place to be!Bonus podcast artwork & more!

NIECES KNOW BEST: How To Deal With Holiday FOMO full 299 Tue, 09 Dec 2025 14:56:58 +0000 rfNrTd0tbkO47vkLB8ZhwSR07dj30Ou6 holidays,christmas,fomo,kid advice,holiday fomo,music,society & culture,news Kramer & Jess On Demand Podcast holidays,christmas,fomo,kid advice,holiday fomo,music,society & culture,news NIECES KNOW BEST: How To Deal With Holiday FOMO Highlights from the Kramer & Jess Show. 2024 © 2021 Audacy, Inc. Music Society & Culture News False https://player.amperwavepodcasting.com?feed-l

How about God's perfect offer that was manifested upon Christ's sacrificial atonement on the Cross?! For two thousand years or so, the Church's message and discipling is to be grounded upon this signature event…and God's perfect offer to all people that resulted completely redefines risk! Join Kevin as we dive into the episode topic of “God's perfect offer redefines your risk!” // Download this episode's Application & Action questions and PDF transcript at whitestone.org.

¿Sientes que te estás perdiendo algo en tu vida? El FOMO no solo aparece cuando vemos historias de Navidad o comparaciones en redes; también surge cuando miramos lo que no llegó este año y sentimos que algo nos falta. Esa sensación silenciosa puede apagar la capacidad de disfrutar incluso lo que sí está en tus manos. En este mensaje, Carlos Romero nos muestra tres claves para cerrar el año con fuerza: entrenar tu fe cuando nada avanza, cambiar el discurso que te mantiene estancado y volver a lo poco que ya tienes… porque ahí es donde Dios puede sorprenderte. Una invitación a recuperar expectativa, presencia y dirección para lo que viene. __ Conviértete en un Builder de Livingroom y accede a beneficios exclusivos mientras construimos juntos. Haz clic aquí: https://www.livingroomint.org/builders Esta es la visión de Living Room, dirigida por Carlos y Natalia Fraija y con base en Barranquilla, Colombia, con múltiples sedes. __ Conéctate con nosotros. Suscribete a nuestro canal y activa la campana de notificaciones: https://bit.ly/2K23m2K Web: https://bit.ly/32JyaxC Living Room Facebook: https://bit.ly/2SwJZmg Living Room Instagram: https://bit.ly/2SthTbm Carlos Fraija Instagram: https://bit.ly/2Goqx61 #livingroomint #lvrtalks

The tale of the most incredible birthday party ever—your FOMO is justified. PLUS: I Love Lucy Moment!See omnystudio.com/listener for privacy information.

This week on Southern Charm, Whitner hosts a birthday party and Austen and Shep continue to be jealous of Craig, Venita worries about Salley's loyalty and more, plus this week in pop culture Todd is officially scheming against Kandi and my thoughts on Britani Bateman's live show!Follow me on social media, find links to merch, Patreon and more here! Hosted on Acast. See acast.com/privacy for more information.

How wired into your brain are tech companies? Spotify offers us a clue. The streaming company runs its Spotify Wrapped marketing campaign every December, taking user data and AI to create a personalized year-in-review for every listener — and it's an incredibly effective marketing move that consumers want to be a part of. Also: a preview of the last Fed meeting of the year and a manufacturing CEO's thoughts on tariffs and factory activity.

This week, Erin and Sara catch up and discuss the decision to have kids, unsolved mysteries, home decorating tips, FOMO, and more. Executive Producers: Erin Foster, Sara Foster, and Allison BresnickAssociate Producers: Montana McBirney and Olivia GeffnerAudio Engineer: Josh WindischProduced by Wishbone ProductionProduced by Dear MediaThis episode is sponsored by:Chase (chase.com/reserveit)AG1 (drinkag1.com/foster)Betterhelp (betterhelp.com/foster)Everyday Dose (everydaydose.com/foster)Magnetic Me (magneticme.com)Dermalogica (dermalogica.com PROMO CODE: FOSTER)Cotton (fabricofourlives.com)See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.