Podcasts about fomo

Ticked Off Tuesday has Jared in full rant mode, opening with gratitude for listeners and a reminder that while other podcasts take the week off, he's still showing up. He unloads on life's daily betrayals, from shower doors that spray you with freezing water to laundry bottles that refuse to clearly say “detergent.” Holiday gripes follow, including blow up lawn decorations that now feel like jump scares and Christmas playlists that desperately need a separation of church hymns and pop bangers. Listener complaints pile on with gift list anxiety, impossible parking situations, parents who can't hear through AirPods, and ads for New Year's Eve parties happening nowhere near you. Jared closes by spiraling into the modern misery of geo targeted FOMO and pitching a very specific, very pricey single person New Year's Eve dinner that honestly might work.Jared is on tour!

Mark Thompson breaks down why massive lines are forming outside California businesses — not because of quality alone, but because of FOMO. He explores how restaurants and brands create cultural “must-be-there” moments, then widens the lens to the wave of restaurant closures across Southern California following January’s wildfires, declining tourism, and Hollywood’s continued pullout.See omnystudio.com/listener for privacy information.

Sign up for FREE COACHING with Alli – https://alliworthington.com/freecoaching    Today, I want to share Chapter 4 of Fierce Faith: "What If They Don't Like Me?" I open up about my own rejection stories and the everyday ways fear of rejection shapes our choices. It's a fear we rarely talk about, but it shadows much of what we do.   Think about it—whether we post that picture we're proud of, share a new dream with our spouse, or open up to a new friend, fear is right there, whispering doubts. And most of us don't even realize how much power we've handed it.   My prayer is that this chapter helps you recognize and release the fear of rejection, so you can step into 2026 with hope, holy confidence, and courage, embracing your authentic self.   Timestamps: (06:13) - How Rejection Steals Our Joy (and Why We Don't Notice It Happening) (10:35) - Everyday Rejections: The Subtle Moments That Shape Our Confidence (16:29) - The Ultimate Rejection (21:06) - A Battle Plan to Fight the Fear of Rejection with Strength and Clarity (25:20) -How to Recover When We Feel Rejected and Come Back Stronger WATCH ALLI  ON YOUTUBE   Links to great things we discussed:    Catalyst Mastermind The Uplift app is here! Try it free for 30 days.   I hope you loved this episode!

Stijn Schmitz welcomes Lobo Tiggre to the show. Lobo Tiggre is Author and Founder of the Independent Speculator Founder and CEO of Louis James LLC. The conversation explores the current state of precious metals and broader commodity markets, with Tiggre offering a nuanced perspective on the ongoing bull market. While gold has reached impressive heights, hitting over $4,000 and silver surpassing $66, Tiggre believes the market is not yet at its peak. He anticipates a potential consolidation period similar to previous market cycles, which could provide opportunities for investors who missed earlier entry points. Tiggre highlights significant macroeconomic factors driving precious metals, including widespread inflationary pressures, central bank gold buying, and a potential reallocation of investment portfolios towards gold. He notes interesting developments like Tether’s substantial gold purchases, which exceed those of many central banks, and increasing institutional interest in gold as a hedge. Regarding other commodities, Tiggre is particularly bullish on copper, citing constrained supply and growing demand from various sectors including technology and population growth. He remains cautious about oil, lithium, and nickel, waiting for more compelling value propositions. On the potential for a market rotation into precious metals during an economic downturn, Tiggre believes such a scenario is possible but warns that sudden market crashes could temporarily impact even safe-haven assets. He advocates for maintaining liquidity to capitalize on potential market overreactions, emphasizing the importance of being prepared to invest when opportunities arise. Tiggre’s investment philosophy centers on seeking conservative, value-driven opportunities rather than chasing momentum. He suggests investors should be patient, avoid FOMO, and be ready to act when market conditions create genuine value propositions. His overall outlook remains constructive on precious metals, with an expectation of continued long-term growth driven by fundamental economic shifts. Timestamps: 00:00:00 – Introduction 00:01:04 – Precious Metals Bull Outlook 00:03:13 – Inflationary Macro Pressures 00:06:32 – Central Bank Gold Buying 00:08:47 – Retail ETF Flows 00:09:46 – Tokenized Gold Demand 00:15:28 – Silver Physical Crunch 00:19:53 – Mining Stocks Value 00:29:38 – Base Metals Opportunities 00:35:51 – Oil Market Analysis 00:40:15 – Nickel Supply Challenges 00:42:55 – Recession Fears Discussion 00:47:16 – Capital Rotation to Metals 00:51:31 – Concluding Thoughts Guest Links: Website: https://independentspeculator.com X: https://x.com/duediligenceguy Facebook: https://www.facebook.com/louis.james.965580/ LinkedIn: https://www.linkedin.com/in/lobotiggre/ Lobo Tiggre, aka Louis James, is the founder and CEO of Louis James LLC, and the principal analyst and editor of IndependentSpeculator.com. He researched and recommended speculative opportunities in Casey Research publications from 2004 to 2018, writing under the name “Louis James.” While with Casey Research, he learned the ins and outs of resource speculation from the legendary speculator Doug Casey. Although frequently mistaken for one, Mr. Tiggre is not a professional geologist. However, his long tutelage under world-class geologists, writers, and investors resulted in an exceptional track record. A fully transparent, documented, and verifiable track record is a central feature of the IndependentSpeculator. Mr. Tiggre will put his own money into the speculations he writes about, so his readers will always know he has “skin in the game” with them.

In this episode we answer emails from Jenna, Kevin, and Jack Rabbit.  We challenge the myth of “never pay taxes” and show how to transition scattered holdings into a Golden Butterfly framework while keeping taxes manageable. We also examine Bitcoin's role, review sample portfolio performance, and share new listener-created bonus material on the site.And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Additional Links:Father McKenna Center Donation Page:  Donate - Father McKenna CenterJack Rabbit's Creation re Episode 208 (Advice for Beginning Investors):  A Parable for Beginning Investors in the Land of Oz"Free Steak Dinner" Rant Episode:  Episode 321: A Small Rant About Newman Selling Annuities At Local Steakhouses | Risk Parity RadioBreathless Unedited AI-Bot Summary:You can optimize a portfolio to the comma and still miss the point if the tax tail is wagging the rest of your life. We dive into a common blocker—fear of realizing gains—and replace it with a better plan: build the mix you actually need, then minimize taxes over years with smart account placement, specific-lot sales, and well-timed gain harvesting. From there we lay out a practical route to a Golden Butterfly structure—growth and value stocks, long Treasuries, gold, and short-term bonds—implemented primarily inside tax-deferred accounts to keep the brokerage account's changes light and intentional.Along the way, we tackle a hot question on Bitcoin. Our take is grounded, not tribal: no income, high volatility, and shifting correlation that often mirrors high-beta growth. If you must touch it, keep it tiny so it can't steer your long-term outcomes. More important, we reframe risk tolerance: being comfortable with swings isn't a destination. Decide whether your target is maximizing lifetime spending or terminal wealth, then right-size volatility and liquidity to fit that goal. Finance comes first; the personal is how you stick to it.We round out the conversation with a market scoreboard—gold's surge, equities' strength, managed futures' late-year pop—and a transparent look at model portfolios, from classic all-weather to a measured, levered stack that's built for accumulators who accept higher swings. We also share a listener-made “graphic novel” twist on a past episode now posted as bonus material. If you're ready to shed tax paralysis, align your assets with your life, and use diversification that actually works across regimes, this one's for you. If you enjoyed it, subscribe, leave a review, and tell us: what's the next move you'll make to simplify and realign your portfolio?Support the show

The Death of "Vibe Revenue": Agentic P&L, The 2026 Audit & New AI Metrics (CPSO vs. RPA).The era of "Vibe Revenue"—valuations built on flashy demos and FOMO—is officially over. In this special strategic briefing, we unpack "The Great Sobering" of 2026. As CFOs stop funding open-ended experiments, we introduce the rigorous financial framework that will define the next year: Agentic P&L.We break down the "Great Chasm" between technical capability and actual EBIT, and we teach you the three defensive metrics you need to survive the coming audit: Cost Per Successful Outcome (CPSO), Revenue Per Agent (RPA), and the Agentic Workflow Displacement Rate (AWDR). It's time to stop paying for output tokens and start paying for business outcomes.Key Topics & Timestamps:The Executive Summary: Why 2025 was the party and 2026 is the audit.The Concept: Defining "Agentic P&L"—treating AI not as software, but as labor with a quota.Metric 1: CPSO: Why "time saved" is a vanity metric and how to calculate Cost Per Successful Outcome.Metric 2: RPA: Revenue Per Agent—measuring the top-line contribution of your digital employees.Metric 3: AWDR: The Agentic Workflow Displacement Rate and the "Great Chasm" of adoption.The Strategy: Moving from token-based pricing to outcome-based contracts.Keywords: Agentic P&L, Vibe Revenue, Cost Per Successful Outcome, CPSO, Revenue Per Agent, RPA, AI ROI, AI Audit 2026, AI Unit Economics, Agentic Workflow Displacement Rate, AWDR, Etienne Noumen, AI UnraveledSource: https://djamgatech.com/wp-content/uploads/2025/12/AIs-Shift_-From-Vibe-to-PL.pdfCredits: This podcast is created and produced by Etienne Noumen, Senior Software Engineer and passionate Soccer dad from Canada.Host Connection & Engagement:Connect with Etienne: https://www.linkedin.com/in/enoumen/Advertise on AI Unraveled and reach C-Suite Executives directly: Secure Your Mid-Roll Spot here: https://forms.gle/Yqk7nBtAQYKtryvM6

This is a fan fav episode. You are living through exciting and strange times. There are so many technological advances with AI, space travel, NFTs, and a rapidly changing culture with social media, it's near impossible to just turn ‘off'. Let's admit it, FOMO is real and it keeps a lot of people connected when they're not even sure why they're connected. When was the last time you unplugged and took on a challenge you weren't sure you'd complete? How long has it been since you've sat with yourself in total silence or allowed yourself to just be bored out of your mind? Author and journalist, Michael Easter, joins me today to discuss his journey and share the lessons and insights he's gained from spending a month in the Arctic surviving. Hunting his own food, carrying heavy loads, and sitting with absolute boredom are just part of his story. As you listen to his story, it is my hope you will consider ways you step out of your comfort zone. There is something very freeing about being able to shake things up and break your routines and habits to improve the quality of your life in unconventional ways. This episode is about facing discomfort and finding new ways to challenge yourself for the better. Order Michael Easter's new book, The Comfort Crisis - ⁠https://amzn.to/3ihebjB⁠  Original air date: 8-5-2021 SHOW NOTES: 0:00 | Introduction to Michael Easter 1:05 | The Comfort Crisis Explained 3:02 | Journey to the Arctic 5:03 | Recovering from Alcohol 7:40 | Outside the Comfort Zone 8:55 | Helicopter Parenting Losing Challenges 12:16 | Touching Controversial Topics 14:53 | Challenges Surviving the Arctic 20:11 | Problem Creep 28:05 | Need for Rite of Passage 35:12 | Metaphorical Lions for Passage 41:19 | Comfort Creep & Habits 44:22 | Breaking Routine to be Present 47:45 | Discomfort and Boredom 50:00 | Benefits of Boredom 57:12 | Daily Routine 1:02:11 | Rucking & Human Design 1:14:05 | Killing His 1st Caribou 1:17:16 | Life Cycle & Mortality 1:27:16 | “This Too Shall Pass” 1:30:31 | Want to Live Forever? 1:39:12 | Assigning Meaning to Life 1:42:20 | Rites of Passage Transformation 1:46:12 | Problem Creep Comparison 1:50:34 | Finding Gratitude  Learn more about your ad choices. Visit megaphone.fm/adchoices

Meliss laughs about being cornered at the table with a quiet friend, how much she loves Abuelita hot coco, and reflecting on all the amazing shows and travel she did this year! 

Text Me!What if the bravest thing you do is stop negotiating with alcohol?In this episode of the Sober Vibes Podcast, Courtney Andersen sits down with women's mentor and certified EFT tapping practitioner Sophia Grinjella to explore what really happens after you decide to quit drinking and how to actually stay alcohol-free without white-knuckling.Sophia shares how quitting alcohol at 29 reshaped her identity, friendships, travel experiences, and daily energy. What started as years of moderation and “trying to control it” eventually led to a full pivot into presence, health, and self-trust. A key part of that transformation? EFT tapping—a powerful blend of cognitive and somatic work that helps regulate the nervous system, calm cravings, and replace liquid courage with embodied confidence.Together, Courtney and Sophia unpack the messy middle between deciding to quit and truly living free. They talk about grief for the old self, navigating FOMO, setting boundaries with friends, and learning how to show up at dinners, dates, airports, and social events without a glass in your hand.In this episode, you'll learn:What EFT tapping is and how it works for cravings and anxietyHow daily tapping routines can reduce urges and ease FOMOWhy the moderation cycle stalls real changeRegulating the nervous system to build absolute, lasting confidencePractical tools for airports, dinners, and social eventsHow to replace “liquid courage” with self-trustThis episode is for anyone ready to stop bargaining with alcohol and start building a life rooted in calm, clarity, and self-trust.Resources Mentioned:Subscribe to my YouTube Channel1:1 CoachingMy Book Connect with Sophia:WebsitePODCAST SPONSOR:This episode is sponsored by Soberlink, a trusted accountability tool for anyone navigating early recovery. Whether you're rebuilding trust with loved ones or want more structure in your sobriety, Soberlink offers a discreet and empowering way to stay on track.Sober Vibes listeners, sign up HERE and claim our $100 Enrollment Bonus.This episode is sponsored by ExactNature, a trusted holistic tool for anyone navigating recovery and sobriety. Use code SV25 at checkout to save on your order. Click here to shop and save. Grab my Masterclass for Free:Gain access to my Masterclass when you submit a review on iTunes. Email me sobervibes@gmail.com with a screenshot of the review, and I will send you the code to unlock my MaThank you for listening! Help the show by Rating, Reviewing, and/or Subscribing to the Sober Vibes Podcast. Connect w/ Courtney:InstagramJoin the Sobriety Circle Apply for 1:1 CoachingOrder the Sober Vibes Book

Investors are expressing FOMO big time when it comes to CoreWeave (CRWV). The stock rallied over 20% on Friday after the cloud computing company was tapped by the Department of Energy's Genesis Mission. Jeff Pierce explains why the news is important for CoreWeave while highlighting caution in the company's spending and customer concentration. ======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

We present to you our 7th grade understudies! These students are a part of our Health Class Media Crew and help record raw, unedited footage of our podcast AND live, on-the-spot reflection both during and after each episode.Watch the behind-the-scenes of “Outside the Classroom - Friends, FOMO, and Freedom” - Life Is The Future Podcast - S8 E7.BACKGROUNDThis video series provides the public with a look into our recording ins-and-outs while simultaneously allowing younger students to learn from our 8th grade hosts. Imperfections are part of the learning process! We are witnessing the development of adolescents as they practice life skills and navigate the ever-growing internet world— all with a positive lens.

Hello Friends! In our final wrap-up of 2025, we're cutting through the noise of the AI market. While the big names are seeing a healthy correction, the speculative "no revenue" bubble is starting to hiss. At Iron Gate, we aren't chasing the hype—we're following the legends. The Big AI Takeaway •The Correction is Here: Major players like Nvidia and Meta have pulled back 10-15%. •Speculative Stocks are Sliding: Companies with "concepts" but zero revenue, like Oklo, have dropped over 50%. •Our Strategy: We're patient. We'd rather miss the first third of a rally to ensure we're buying a fundamentally sound business. Investing Like a Legend We're sticking to two core principles inspired by Joel Greenblatt and Charlie Munger: •Rule #1: Know the Value. Figure out what a business is worth and buy it for significantly less. •Rule #2: Don't Be a Fool. It's hard to be a genius, but it's easy to not be a fool. Avoid emotional traps like envy and FOMO. Your Financial "No-Nonsense" Checklist To secure your future, Spencer recommends these three pillars: 1. Live Within Your Means: If you spend more than you make, stop. 2. Pay Yourself First: Automate your savings before the bills hit. 3. The Emergency Fund: Keep 3-6 months of cash in a high-yield account for those inevitable rainy days. Merry Christmas and Happy Holidays! We'll see you in 2026.

What a week this turned out to be! We got surprise accessory drops from 3 of our favorite companies here in pinball and I wanna talk all about it!Also we talk directly to Spooky pinball about their new 'Death Bar' upgrade briefly.It's a great time for pinball and 2026 better get it act together to compete!donspinballpodcast@gmail.compatreon.com/donspinballpodcast to support the show and get some giveaways!

This weeks Fear Of Missing Out report covers President Trumps speech to the Nation. The House passed a bill banning the mutilation of children in the name of gender affirming care. A bit of sad news in our Celebrity section. We end on a funny story about the Presidential plaques in the West Wing.

My Summer Lair host Sammy Younan talks to smooth sax duo Mills & Hunte about their album Resound, an album of Christian covers. My Summer Lair Chapter #334: What's The Good News You Hear When You Listen To Resound?  Recorded: Tuesday, July 15, 2025 at 5:30 pm (EST) For more show notes visit MySummerLair.com. Bonus Fun? Sign up for my newsletter because the F in FOMO doesn't stand for Fun. Stress free pop culture (TV shows! Books! Movies! Music! So Many Recommendations!!) tastefully harvested for your divine delight. Once a week a carefully curated edition of My Pal Sammy goes directly to your inbox. Magic or Science? You decide.

My Summer Lair host Sammy Younan  talks to Richard Young half of the Young & Strange magic duo who perform in the touring Champions of Magic. (The Champions Of Magic: Holiday Spectacular visits Toronto on December 27 - 30.) My Summer Lair Chapter #97: Who Is The Champion Of Magic? Recorded: Monday, December 8, 2025 1:00 pm (EST) For more show notes visit MySummerLair.com. Bonus Fun? Sign up for my newsletter because the F in FOMO doesn't stand for Fun. Stress free pop culture (TV shows! Books! Movies! Music! So Many Recommendations!!) tastefully harvested for your divine delight. Once a week a carefully curated edition of My Pal Sammy goes directly to your inbox. Magic or Science? You decide.  

Markets are printing fresh highs, yet some investors are getting crushed—how does that happen? In this roundtable, Ryan Payne, Bob Payne, Courtney Garcia, and Frankie Lagrotteria break down a real case of a couple in their late 50s whose “do‑anything‑to-go-faster” portfolio relied on leverage and crowd‑favorite names…right as they approach full retirement. We dissect why speculation masquerading as strategy can implode even in up markets, why “know what you own and why you own it” matters more than ever, and how to rebuild a plan centered on durable income and disciplined risk management. You'll hear why the “Ozempic portfolio” analogy fits—everyone wants the quick fix—but lasting wealth still requires basics: diversified exposure, sensible cash flow, and rules that keep emotions out of the driver's seat. We also cover today's opportunities to generate income (value, small caps, international, REITs, and bonds at still‑elevated yields), our 5% rebalance discipline, and the investor psychology traps that move the goalposts until a margin call makes the decision for you. As Bob puts it: time passes, markets operate—embrace that principle, and you'll stop chasing the cool kids and start compounding with the rich ones. What we cover: Why leverage is a “rocket booster” on both gains and losses—and how portfolios can sink while indexes rise The danger of fashion FOMO: copying friends, gym talk, or headlines instead of a plan Income blindness: several million invested but only ~$4K/year in cash flow—why that's a retirement red flag Today's income playbook: value, small caps, international, REITs, and bonds (with yields still attractive) Discipline over drama: our 5% rebalance trigger and rules that keep feelings from running your money Investor psychology: goalpost‑moving, “being right twice” in speculation, and volatility as the fee for long‑term returns Practical steps to audit and de‑risk before retirement Key takeaways: Know what you own and why. Double‑levered bets can fall even when the market is up—understand the mechanics before you buy. Build real cash flow. Retirement works best when your portfolio pays you, so diversify toward durable income sources. Write your rules. Pre‑commit to rebalance triggers, position limits, and exit criteria to avoid emotional decisions. Approximately right beats precisely wrong. You don't need to predict the next macro move; you need a plan you can stick to. Calls to action: If you're within 5–10 years of retirement, run a leverage and income audit on your portfolio. Want help building a rules‑based, income‑focused plan? Schedule a consult with the Payne Capital team and let's put discipline to work: paynecm.com/financialplan/ — Enjoying the show? Follow, rate, and review Payne Points of Wealth on Apple Podcasts and Spotify and share this episode with a friend who's chasing “quick wins” instead of compounding.

The "fear of missing out" (FOMO) isn't just some clever internet meme. FOMO is a real issue and it impacts most of us. Because of the internet and social media, we are constantly aware of what is going on everywhere. This creates a number of problems. First, it creates a sense of compare-anoia where we are judging ourselves against everyone else. Then, after we feel bad for not having what others have, we try to fill the gap in our own lives. Unfortunately, time is a zero-sum-game and means that if you are doing one thing, you can't be doing anything else. This leads us to adding so many things to our lives that we are stretched too thin, overwhelmed, and aren't enjoying anything we are doing. This week in the podcast, I share a simple framework to help you to tap for FOMO in a way that makes you feel better in the moment and prevents it from showing up in the future. Support the podcast! Http://tappingqanda.com/support Subscribe in: Apple Podcast | iPhone | Spotify | Pandora | Amazon Music | iHeartRadio | YouTube  

Send us a text99% of real estate investors say the model tells the truth.But in practice, the data is messy.And the herd is loud.3 weeks ago, I got to interview a real estate finance hero of mine:@ Colin Lizieri - Professor of Real Estate Finance At the @ university of Cambridge.And a global authority on how markets really price risk.In 20 minutes, we dug into:→ Signal vs noiseWhy real estate data is so unreliable And quick checks to make sure your assumptions actually stack.→ Herd-driven mispricingReal examples - pre-GFC, life sciences, “new paradigm” storiesAnd how to tell if you're investing on evidence or FOMO.→ Bias in ICsHow strong personalities bend modelsAnd simple fixes: written views before IC, a named devil's advocate,And backtesting deals where you overruled the numbers.If you're an institution or serious SMEtrying to avoid buying at the wrong price / wrong timethis one's worth a listen - link below.This episode is in association with (and thanks to) Lloyds.In association with:https://www.lloydsbank.com/business/industry-expertise/real-estate.html?utm_source=The+Return&utm_medium=podcast+partnership&utm_campaign=sponsored+episodeGuest LinkedIn: https://www.linkedin.com/in/colin-lizieri-996694214/Host LinkedIn: https://www.linkedin.com/in/annaclareharper/

We chase Illinois honkers through Arctic lows, dial spreads for fickle field mallards, and stack firsts: a first honker, a first band, and a hard-won lesson in reading flight lines. Cold gear, decoy choices, and local history shape a week that ends with plans for Florida marsh heat.• new setup and travel-light game plan• first honker story, misses, and recovery• calling cadence, scout behavior, and early volleys• spinner strategy, sunny fields, and wind truths• river flight lines and waves of geese and mallards• swan sighting and Braidwood power-plant history• gloves, merino layers, A-frames and heat management• afternoon FOMO, subtle spreads, and patience• deer stand moves, late-season access, and cameras• spread wars and why less looks more real• hitting limits, then watching birds teach• flip to Florida: gators, marsh, and gear shiftCall or text 850-251-8650 or visit www.floridaducks.com to book your trip, Williamson OutfittersUse code ONEHELLOFALIFEOUTDOORS for 15 percent off your order @ www.froggtoggs.comDirty Duck Coffee: use code onehellofalife15 for 15% offFollow us on instagram! https://www.instagram.com/onehellofalifepodcast/?hl=en

What if "giving back" isn't about writing bigger checks but about using what you're already great at? Most people think philanthropy is reserved for people with their names on buildings. That assumption keeps them from realizing they already have something valuable to give. Joe Saul-Sehy, OG, and Neighbor Doug welcome John Studzinski, managing director at PIMCO and founder of the Genesis Foundation, for a conversation about generosity, purpose, and impact that actually applies to everyday Stackers. John challenges the whole concept of "philanthropy" as something for the ultra-wealthy and reframes giving as a muscle anyone can build using time, talent, and intention instead of just cash. The conversation reveals how you can create meaningful impact right now, regardless of your bank balance. Whether you're great at organizing, teaching, listening, or solving problems, those skills matter more than you think. John breaks down how to identify your personal talent for impact and why intentional giving beats reactive charity every single time. Then the show shifts to retirement planning, specifically how to design a glide path that works with your behavior instead of fighting it. Joe and OG break down how to manage risk as you age, why annuities keep showing up in retirement conversations, and why smart planning focuses less on chasing perfect returns and more on creating stability you can actually live with. Because the math might say one thing, but your ability to sleep at night matters just as much. Along the way, the crew takes a detour into ChatGPT's potential future, explores a few behavioral finance truths that hit uncomfortably close to home, and wraps with a pop culture review reminding us that money decisions never happen in a vacuum. This episode is about aligning your resources (financial and otherwise) with the life you actually want to live. What You'll Walk Away With: • Why "giving" is a better word than "philanthropy" and why that shift in language actually matters • How to identify your personal talent for impact even without significant wealth • Why generosity works best when it's intentional and strategic rather than reactive • How retirement glide paths actually work and why your behavior matters more than the math • The role annuities can play in reducing retirement anxiety without sacrificing everything • Why percentages can be misleading, real dollars tell better stories, and context is everything • How fear, FOMO, and age quietly shape your investment decisions in ways you might not notice • Permission to build a retirement plan around stability instead of maximum growth This Episode Is For You If: • You want to give back but think you need more money before you can make a real difference • You're approaching retirement and tired of advice that ignores how you actually feel about risk • You've wondered if annuities deserve their bad reputation or if there's something there • You want your money decisions to reflect your values, not just optimize for returns • You believe purpose and planning should work together, not compete Before You Hit Play, Think About This: What's a talent you already have that could create more impact than money alone? And when it comes to retirement investing, what decision do you know is emotional but still struggle with? Drop your answers in the comments because John's perspective on giving and the crew's take on retirement planning might shift how you think about both. Learn more about your ad choices. Visit podcastchoices.com/adchoices

This episode of Talking Real Money takes aim at the latest “easy money” illusion—house flipping—explaining why rising costs, higher interest rates, softer housing demand, and plain old competition have drained much of its appeal. Tom and Don connect flipping's decline to a familiar pattern of speculative behavior, much like day trading or past real estate manias, and reinforce why there are no reliable shortcuts to wealth. Listener calls drive a wide-ranging discussion on global diversification versus U.S.-only investing, the dangers of concentration risk in the S&P 500, how recency bias distorts performance comparisons, and why owning more markets matters more than making predictions. The episode wraps with practical retirement guidance for older investors, including simplifying portfolios with low-cost target-date funds, and closes with trademark humor and perspective. 0:05 Show open, intro banter, singing callbacks, and weekend rhythm 0:28 House flipping compared to day trading and FOMO investing 1:28 Why flipping activity is down sharply: costs, rates, and competition 3:41 The myth of “passive income” in real estate 4:50 Softer housing markets and demographic headwinds 6:02 No magic systems—long-term investing still wins 8:27 Lisa (Colorado): investing nonprofit funds at Vanguard 10:30 VOO vs VTI vs VT and the case for global diversification 12:29 Volatility, standard deviation, and diversification basics 14:44 Sharpe ratios, recency bias, and misleading performance metrics 16:54 Charles (Seattle): Boeing plans, VOO, and AVGE at Schwab 18:32 S&P 500 concentration risk and the “Magnificent Seven” 21:33 Jason (Sammamish): VTI vs VT debate and long-term market data 28:41 Debbie (Camano Island): portfolio risk concerns at age 73 31:20 Risk tolerance vs risk capacity in retirement 33:16 Vanguard target-date funds as a simple retirement solution 36:01 Lighter close with creative fundraising and holiday humor Learn more about your ad choices. Visit megaphone.fm/adchoices

What metrics actually matter in marketing—and which ones are misleading in an AI-driven world?   In this episode, we dive deep into what actually drives business growth—and what metrics, mindsets, and marketing strategies founders need to let go of as the landscape rapidly evolves.   From measuring marketing performance correctly, to resisting FOMO-driven decisions, to leveraging AI and content as force multipliers, this conversation is a practical, experience-backed guide for entrepreneurs at every stage—especially those who want sustainable growth without burning cash, people, or systems.   This is not about hacks. It's about clarity, discipline, and long-term advantage. What did they talk about?   Marketing must be measured by business outcomes, not vanity metrics Small businesses fail when they spread themselves too thin Slow down to speed up AI is not killing marketing—it's reshaping it   If you're an entrepreneur, founder, or business leader trying to grow smarter—not just louder—this episode is for you. Know more about Lee Pepper. Check his website: https://www.neveroutmatched.com/   Connect with Lee and follow: IG @theleepepper   Are you measuring what's easy… or what actually grows your business?   If this episode challenged the way you think about marketing, leadership, and growth, do us a favor—subscribe, follow, and share this with one founder who's trying to do too much with too little.  

Why does social proof actually matter? What's the psychology behind FOMO?  Behavioral science legend Richard Shotton is back, and he's dropping some of the most practical psychology-backed tactics marketers can use today. Richard and Daniel break down the biases that shape real-world buying behavior, including why social proof works far better when it's specific and localized, AND how to make customers draw their own conclusions.  You'll also learn:  - The subtle language shift between “out of stock” and “sold out” that changes irritation levels by 15% - Why humor dramatically boosts every brand metric thanks to the Halo Effect - Apple's use of concrete language and how to make your messaging 4x more memorable If you want your Marketing to work better with zero extra budget, this conversation is for you.  Optimizely helps thousands of brands create, personalize, and optimize exceptional digital experiences. See how Optimizely Opal, our AI agent orchestration platform, automates real marketing work and helps teams scale their impact at https://www.optimizely.com/ai/?utm_campaign=PS-GL-11-2025-MARKETING-MILLENNIALS-PODCAST&utm_medium=cpc&utm_source=marketingmillennials&utm_content=opal-agent-orchestration  Follow Richard: LinkedIn: https://www.linkedin.com/in/richard-shotton Follow Daniel: LinkedIn: https://www.linkedin.com/in/daniel-murray-marketing/ Sign up for The Marketing Millennials newsletter: https://themarketingmillennials.com/ Daniel is a Workweek friend, working to produce amazing podcasts. To find out more, visit: https://workweek.com/

When we were younger, we would do anything at any given time. Friday night rolls around, and no matter how tired we were or the mood we were in, we were going out. Why though? FOMO? Maybe guilt? We can't say no unless most of us have an excuse. What if I told you that 'no' is the correct way to say you don't want to do something? Why make an excuse?

The Fed cut rates… again. And somehow mortgage rates said, “nah, we're good.” This episode starts where most headlines stop—why markets stopped believing the Fed, why the 10-year Treasury is doing its own thing, and why this might be the last cut anyone feels confident about for a while. We say the quiet part out loud: inflation isn't dead, liquidity is sneaking back in, and the bond market is signaling something policymakers don't want to admit yet. Translation: the economy is being held together with optimism and FOMO.➡️ Then we zoom out to the part no spreadsheet can explain—why people feel broke, burned out, and behind even when they're “doing everything right.” Layoffs are rising, AI is cutting jobs under the banner of “efficiency,” home prices are slipping, and yet everything still feels more expensive. We talk career minimalism, side hustles, and the realization hitting a lot of Americans: you're the CEO of your household now, whether you asked for the job or not. The system didn't break overnight—but it's asking more from you than it's giving back.

Is it possible to have a brain wired for entrepreneurship, but actually thrive best within traditional employment? In this insightful episode, host Diann Wingert flips the script on the common narrative in both the ADHD and business worlds: that entrepreneurial traits automatically mean you should start your own business. Instead, she explores the concept of intrapreneurship—bringing creativity, innovation, and entrepreneurial spirit into an existing organization—and how this path might be the most strategic decision for many ADHDers.If you're wrestling with the decision to go solo or stay employed, give this episode a listen. It just might give you permission to build a life—and career—that truly works for your brain.Three key takeaways:Entrepreneurial traits ≠ Entrepreneurial career: You can be creative, visionary, and disruptive without having to start your own business. Don't fall for the myth that employment is “settling.”Intrapreneurship unlocks impact & stability: Express your entrepreneurial strengths inside an organization. Lead without authority, innovate processes, and treat your role like you own it—while benefiting from structure, resources, and a steady paycheck.Signs that traditional employment isn't right for you:Not everyone is meant to shine as an intrapreneur. If every manager is a nightmare, structure feels suffocating, or your best ideas die in committee, maybe going solo is your move. But it's all about matching your brain and real life with the right path—not shame, not hustle-culture FOMO.Workplace roles & cultures where ADHD-ish traits thrive:Look for product development, business strategy, internal consulting, startups, project-based work, or innovation labs. Go where experimenters are rewarded, hierarchies are flatter, and outcomes matter more than bureaucracy.Mic Drop Moment:“Infrastructure isn't the enemy of innovation. Structure, when it's the right structure, is what lets your brain do what it does best without getting derailed by all the shit you hate doing."Action Step:Take 10 mins for honest self-reflection. Where do you really do your best work? What structure supports you? Then, make the choice that serves your life—not LinkedIn optics or anyone else's expectations.About the Host:Diann Wingert (she/her) is seasoned coach, consultant and the creator/host of ADHD-ish. Drawing from her many years of experience as a former psychotherapist, business owner, and someone who thinks "outside the box," Diann is known for her straight-talking, no-nonsense approach to the intersection of neurodiversity and the world of work.Enjoyed the Episode?Share your thoughts! Leave a review and let Diann know what resonated, challenged, or inspired you. Your feedback helps ADHD-ish reach more listeners who need to hear these honest conversations. © 2025 ADHD-ish Podcast. Intro music by Ishan Dincer / Melody Loops / Outro music by Vladimir / Bobi Music / All rights reserved.

Is it even really the holidays without the clink of champagne or spiked eggnog? Or… could this be the year you discover a deeper kind of joy—one that doesn't come in a glass? In this feel-it-to-heal-it episode, Susan and Ruby dive into the messy, magical middle of the holiday season—where cravings collide with traditions, and the pressure to be “merry” can trigger the urge to drink. They ask the big question: What actually makes the holidays feel good… and what are we ready to leave behind?You'll get real talk on:How to Marie Kondo your holiday ritualsWhat to say when the family asks why you're not drinkingHow to trade FOMO for joy with mocktails that sparkleWhy intentional celebrations hit different without alcoholAnd how to stay grounded through solo time, family drama, or just plain stressWhether this is your first sober December or your fifth, you'll walk away with permission to rewrite the rules, embrace what lights you up, and celebrate on your terms.Tune in and let's reimagine what a truly lit holiday season looks like—alcohol-free, full of meaning, and unapologetically you.We Love Hearing From YouDon't forget to follow and subscribe and leave a review! It helps to get the word out that living sober is lit! Listeners have said that our podcast has helped them get alcohol free! Get started by taking a break that feels lit with a Feel Lit 21 Day Break. Click here to find out more: https://www.freedomrenegadecoaching.com/buy-feel-lit-21-sg Join our private community! Connect with the Podcast Hosts:Susan Larkin Coaching https://www.susanlarkincoaching.com/ Ruby Williams at Freedom Renegade Coaching https://www.freedomrenegadecoaching.com/Follow Susan: @drinklesswithsusanFollow Ruby: @rubywilliamscoachingIt is strongly recommended that you seek professional advice regarding your health before attempting to take a break from alcohol. The creators, hosts, and producers of the The Feel Lit Alcohol Free podcast are not healthcare practitioners and therefore do not give medical, or psychological advice nor do they intend for the podcast, any resource or communication on behalf of the podcast or otherwise to be a substitute for such.

Most entrepreneurs skip reflection altogether. They're busy, tired, and ready for a fresh start. But if you don't pause to reflect, you repeat the same mistakes. You carry old habits into a new season. You build goals on top of unclear patterns. Reflection is where leadership starts. It's where clarity lives. It's simple, but not easy. In this episode, Danielle walks you step-by-step through the Year-End Reflection Framework built into the Kickstart system. It's the tool that helps you understand what worked, what didn't, and where you can step more fully into your CEO role next year. Your Year-End Reflection Framework: At Kickstart, reflection is built into everything we do. It's part of the Kickstart Framework, the same system Danielle uses to run her own business every single year. Review Your Revenue Start with your total revenue for the year. Compare it to last year, then review month-by-month. Ask yourself: Which months were your strongest? What contributed to that success? Which sales/marketing efforts created reliable results? During slower months, what changed? Were you consistent or did you pivot too soon? Real growth happens when you stick with what works long enough to see the results. Reflect on Profit & Net Income Profit tells the truth about your business's health—not just what came in, but what stayed. Consider: Were profit margins healthy (10–15% after payroll)? What supported profitability this year? If profits decreased, what shifted? And remember: Profit doesn't matter if it costs you your energy, well-being, or sustainability. Examine Your Expenses Look at your total expenses year-over-year and month-by-month. Ask: What purchases supported your goals? Which investments truly helped you grow? Where did spending align—or misalign—with your intentions? Was spending driven by confidence, or by fear and FOMO? Spending isn't bad. It's information. It reveals your priorities, patterns, and beliefs. Also reflect on: What purchase made you most proud? What helped you step more fully into your CEO role? 4. Evaluate Your Cash on Hand Cash isn't everything… but it is stability and choice. Review: Cash this year vs. last year Cash month-by-month Whether changes align with the season you were in (growth vs. optimization) How many months of expenses you have saved (aim for 1–3 months) If you're not there yet, start small—even $50 a week builds momentum. Cash gives you freedom to make thoughtful, empowered decisions. 5. Look at Debt & Owner's Draws This is where clarity really clicks. Debt payments and owner's draws don't show on your P&L, but they dramatically impact cash. Ask yourself: Did I pay myself consistently? Does my compensation match my effort? Did I take on or pay off debt intentionally? Your goal is balance: Pay yourself. Manage debt. Build savings. All at once, sustainably.   Topics Discussed: (00:00) Intro: Why Year-End Reflection Matters & the Year-End Reflection Framework to Use (01:20) What Kickstart Clients Receive in Their Snapshot (01:53) Year-End Reflection Framework: Review Your Revenue (05:42) Year-End Reflection Framework: Reflect on Profit & Net Income (07:53) Year-End Reflection Framework: Examine Your Expenses & Spending Patterns (09:50) Promo Break: Kickstart's "Check Your Books" Service (11:02) Spending That Builds You as a CEO & Brings Joy (13:37) Why Cutting All Expenses Isn't the Answer (14:17) Year-End Reflection Framework: Evaluate Cash on Hand & Creating Stability as a CEO (18:30) Year-End Reflection Framework: Debt, Owner's Draws & Where All the Cash Really Went (20:34) Your Role as CEO: Consistency & Ownership (21:36) Outro: Like, Share and Subscribe!   Resources: Check Your Books | kickstartaccountinginc.com/checkyourbooks  CFO Services | https://kickstartaccountinginc.com/the-cfo-solution/   Book a Call with Kickstart Accounting, Inc.: https://kickstartaccountinginc.com/book-a-call/    Connect with Kickstart Accounting, Inc.: Instagram | https://www.instagram.com/Kickstartaccounting YouTube | https://www.youtube.com/@businessbythebooks  Facebook | https://www.facebook.com/kickstartaccountinginc  

Send us a text The crew is back at the table talking bottles, budgets, FOMO, and how their whiskey-buying habits have evolved since Season 1, when nobody dared spend over $50. From the overwhelming wave of new releases hitting shelves to the psychology of chasing hype, the guys break down what really makes a bottle worth the buy. They get honest about guardrails, dealing with the “whiskey glut,” and why a $30 bar pour might save you from a $300 mistake. Then they dive into something surprising: a brand-new release from Maker's Mark, their first new mashbill in over 70 years. The fellas react to the bottle, the marketing, the mash bill experiment, and whether it earns a spot on your shelf. Expect jokes, debates, a few unexpected tasting notes, and a rating that might shock longtime Maker's fans. If you've ever wrestled with FOMO, wondered how to navigate the flood of new whiskey drops, or just want to hear what happens when a big distillery finally switches it up, this episode's for you. Pull up a chair, grab a glass, and find out why this pour had the whole table rethinking what they thought they knew about Maker's Mark 

This week on The Watchers, Andrea and Jodie break down episodes 4, 5, and 6 of Pluribus. Carol starts testing the hive mind and catches a bad case of FOMO. We get into resistance vs. assimilation, art in a flattened world, whether or not it counts as consent if you have to split hairs, and this show's careful mix of dread, slapstick, and quiet humanity.Next week, we're bringing you our 2025 edition of our yearly “What We Loved” series. And then, we'll be back to review the last three episodes of season 1 of Pluribus.If you're reading this, that means you've probably got your podcatcher of choice open right now. It would be SO helpful if you gave our little show a follow. If you like what you hear, you could even leave us a review.Follow:The Watchers on Instagram (@WatchersPodNJ)Andrea on Instagram (@AQAndreaQ)Jodie on Instagram (@jodie_mim)Thanks to Kitzy (@heykitzy) for the use of our theme song, "No Book Club."

Is it possible to have a brain wired for entrepreneurship, but actually thrive best within traditional employment? This insightful episode flips the script on the common narrative in both the ADHD and business worlds: that entrepreneurial traits automatically mean you should start your own business. Instead, host Diann Wingert explores the concept of intrapreneurship—bringing creativity, innovation, and entrepreneurial spirit into an existing organization—and how this path might be the most strategic decision for many ADHDers.If you're wrestling with the decision to go solo or stay employed, give this episode a listen. It just might give you permission to build a life—and career—that truly works for your brain.Three key takeaways:Entrepreneurial traits ≠ Entrepreneurial career: You can be creative, visionary, and disruptive without having to start your own business. Don't fall for the myth that employment is “settling.”Intrapreneurship unlocks impact & stability: Express your entrepreneurial strengths inside an organization. Lead without authority, innovate processes, and treat your role like you own it—while benefiting from structure, resources, and a steady paycheck.Signs that traditional employment isn't right for you:Not everyone is meant to shine as an intrapreneur. If every manager is a nightmare, structure feels suffocating, or your best ideas die in committee, maybe going solo is your move. But it's all about matching your brain and real life with the right path—not shame, not hustle-culture FOMO.Workplace roles & cultures where ADHD-ish traits thrive:Look for product development, business strategy, internal consulting, startups, project-based work, or innovation labs. Go where experimenters are rewarded, hierarchies are flatter, and outcomes matter more than bureaucracy.Mic Drop Moment:“Infrastructure isn't the enemy of innovation. Structure, when it's the right structure, is what lets your brain do what it does best without getting derailed by all the shit you hate doing."Action Step:Take 10 mins for honest self-reflection. Where do you really do your best work? What structure supports you? Then, make the choice that serves your life—not LinkedIn optics or anyone else's expectations.About the Host:Diann Wingert is a seasoned business coach, consultant and speaker. Drawing from her many years of experience as a former psychotherapist, serial business owner, and someone who thinks "outside the box," ADHD-ish host, Diann is known for her straight-talking, no-nonsense approach to the intersection of neurodiversity and the world of work. Enjoyed the Episode?Share your thoughts! Leave a review and let Diann know what resonated, challenged, or inspired you. Your feedback helps ADHD-ish reach more listeners who need to hear these honest conversations. © 2025 ADHD-ish Podcast. Intro music by Ishan Dincer / Melody Loops / Outro music by Vladimir / Bobi Music / All rights reserved.

/Summary继续划水！这期节目还是来自狂喜播客节是时候展示会聊天的能力了：）/Show Note02:01 情绪价值在商业成功中的重要性：功能价值与恐惧FOMO心理的驱动力07:18 情绪价值驱动下的不同平台选择：实用价值与心理满足的交织14:38 情感价值与品牌认知：探究产品价值的深层意义21:57 情绪价值的重要性：从抚慰到炫耀的不同需求29:14 理解情绪价值：产品背后的消费者需求和品牌影响力36:37 情绪价值主导的时代：旅行轿车销量背后的秘密43:57 情绪价值与商业决策：探讨中国公司进入AI时代的决心和打法51:14 情绪价值与汽车购买的思考：内心的追求与现实的妥协58:32 购物的快感与价值：买玩具让孩子开心，你也会开心吗？01:05:57 书店的悲凉：情绪价值导向的商业竞争与成本考量01:13:12 创意价值与情绪营销：瞬间吸引用户注意力的秘密01:20:36 品牌价值与情绪价值：探讨消费决策中的归属感和独特性/Staff主播 | 于欣烈、刘飞、东东枪、罗叔 制作 | 燃烧吧罗叔文案 | 燃烧吧罗叔后期 | FirePod莎莎日程 | 腿哥/BGM ListRiding with the King念念 罗叔/Contact新浪微博：@燃烧吧罗叔抖音：燃烧吧罗叔公众号：头号玩家toGo合作微信： luoyoucai

Most entrepreneurs skip reflection altogether. They're busy, tired, and ready for a fresh start. But if you don't pause to reflect, you repeat the same mistakes. You carry old habits into a new season. You build goals on top of unclear patterns. Reflection is where leadership starts. It's where clarity lives. It's simple, but not easy. In this episode, Danielle walks you step-by-step through the Year-End Reflection Framework built into the Kickstart system. It's the tool that helps you understand what worked, what didn't, and where you can step more fully into your CEO role next year. Your Year-End Reflection Framework: At Kickstart, reflection is built into everything we do. It's part of the Kickstart Framework, the same system Danielle uses to run her own business every single year. Review Your Revenue Start with your total revenue for the year. Compare it to last year, then review month-by-month. Ask yourself: Which months were your strongest? What contributed to that success? Which sales/marketing efforts created reliable results? During slower months, what changed? Were you consistent or did you pivot too soon? Real growth happens when you stick with what works long enough to see the results. Reflect on Profit & Net Income Profit tells the truth about your business's health—not just what came in, but what stayed. Consider: Were profit margins healthy (10–15% after payroll)? What supported profitability this year? If profits decreased, what shifted? And remember: Profit doesn't matter if it costs you your energy, well-being, or sustainability. Examine Your Expenses Look at your total expenses year-over-year and month-by-month. Ask: What purchases supported your goals? Which investments truly helped you grow? Where did spending align—or misalign—with your intentions? Was spending driven by confidence, or by fear and FOMO? Spending isn't bad. It's information. It reveals your priorities, patterns, and beliefs. Also reflect on: What purchase made you most proud? What helped you step more fully into your CEO role? 4. Evaluate Your Cash on Hand Cash isn't everything… but it is stability and choice. Review: Cash this year vs. last year Cash month-by-month Whether changes align with the season you were in (growth vs. optimization) How many months of expenses you have saved (aim for 1–3 months) If you're not there yet, start small—even $50 a week builds momentum. Cash gives you freedom to make thoughtful, empowered decisions. 5. Look at Debt & Owner's Draws This is where clarity really clicks. Debt payments and owner's draws don't show on your P&L, but they dramatically impact cash. Ask yourself: Did I pay myself consistently? Does my compensation match my effort? Did I take on or pay off debt intentionally? Your goal is balance: Pay yourself. Manage debt. Build savings. All at once, sustainably.   Topics Discussed: (00:00) Intro: Why Year-End Reflection Matters & the Year-End Reflection Framework to Use (01:20) What Kickstart Clients Receive in Their Snapshot (01:53) Year-End Reflection Framework: Review Your Revenue (05:42) Year-End Reflection Framework: Reflect on Profit & Net Income (07:53) Year-End Reflection Framework: Examine Your Expenses & Spending Patterns (09:50) Promo Break: Kickstart's "Check Your Books" Service (11:02) Spending That Builds You as a CEO & Brings Joy (13:37) Why Cutting All Expenses Isn't the Answer (14:17) Year-End Reflection Framework: Evaluate Cash on Hand & Creating Stability as a CEO (18:30) Year-End Reflection Framework: Debt, Owner's Draws & Where All the Cash Really Went (20:34) Your Role as CEO: Consistency & Ownership (21:36) Outro: Like, Share and Subscribe!   Resources: Check Your Books | kickstartaccountinginc.com/checkyourbooks  CFO Services | https://kickstartaccountinginc.com/the-cfo-solution/   Book a Call with Kickstart Accounting, Inc.: https://kickstartaccountinginc.com/book-a-call/    Connect with Kickstart Accounting, Inc.: Instagram | https://www.instagram.com/Kickstartaccounting YouTube | https://www.youtube.com/@businessbythebooks  Facebook | https://www.facebook.com/kickstartaccountinginc  

Heute ist Dienstag, der 16. Dezember und Peter Bloed und Sina Osterholt sprechen über irre Thesen für nächstes Jahr, Weihnachtsgeschenke für echte Börsianer und gefährliche Zeiten für Anleger mit Fomo. ------ Ihr habt Fragen, schreibt uns an: missionmoney@focus-money.de Alle wichtigen Links: https://wonderl.ink/@mission_money

How do teens handle social life after school? This week's 8th grade hosts, Maddie and Arbaaz, partner up to interview classmates Kaitlyn and Mustafa. The teens take on the topic of social life, focusing on after-school and weekend activities. Specifics include hobbies, social hangout spots, parties, size and gender mix of group events, freedom in growing up, peer influence, FOMO, time away from parents and family, and more!What other concepts should the students have mentioned in this episode?Tune in soon as our other two Season 8 hosts, Piper and Mwanashe, take over with a new topic and a new set of guests. Make sure to subscribe to keep up to date on our podcast episodes throughout the 2025-2026 school year!BOOKING & CONTACT

Nat and Kristen dig into why we're all comparing ourselves to everyone else - and how it's keeping us stuck. They cover the amygdala's role in making you feel like a loser when someone else gets promoted, why Kristen was hunting for designer labels in op shops at age 12, and how to train your Instagram algorithm to stop showing you things that make you feel rubbish. Plus: why measuring progress on your own terms changes everything, and how knowing your 12-month goal stops you spiralling when everyone else seems to be winning (yeah, right).Loved it? Share it and leave us a 5-star review! Got a topic for us? Email hello@powrsuit.com. Follow Powrsuit on LinkedIn and Instagram, or join us at www.powrsuit.com for bite-sized professional development that actually fits into your week. 'Til next time, Powrsuiters!

Sobriety is hard—and recovery is a full-time job. Parenting is hard—and more than a full-time job. Sarah Allen Benton is an Advanced Alcohol and Drug Counselor and Licensed Mental Health Counselor. She is Chief Clinical Officer and co-owner of Waterview Behavioral Health. She is co-owner of Benton Behavioral Health Consulting, LLC, offering clinical and business support services to innovative addiction and mental health companies. She holds a Master of Science in Counseling Psychology with an emphasis in Health Psychology. Sarah has been sober for more than 20 years; she has been a mother for 13. She is far from alone, approximately 20.9 million consider themselves in recovery from a substance use disorder (SUD). It is fair to say millions are also parents. In PARENTS IN RECOVERY: Navigating a Sober Family Lifestyle (Rowman & Littlefield), Sarah draws on research, professional expertise and deeply personal experience to support mothers and fathers as they navigate their way through parenting while embracing a sober lifestyle. From “wine mom culture” to social media FOMO, Benton covers every aspect of living sober while raising children. Amazon: Parents in Recovery: Parents in Recovery: Navigating a Sober Family Lifestyle Understanding the High-Functioning Alcoholic: https://www.amazon.com/Underst... Facebook: https://www.facebook.com/sarah... Parents in Recovery Support Group Facebook: https://www.facebook.com/share... Linked In: https://www.linkedin.com/in/sa... Instagram - @parentsinrecovery Website:www.bentonbhc.comwww.waterviewbh.com Sarah Allen Benton, M.S., LMHC, CADC, is a leading authority in addiction and mental health, known for her clinical expertise and published work. As an Advanced Alcohol and Drug Counselor (CADC) and Licensed Mental Health Counselor (LMHC), she brings over 20 years of lived experience as a parent in recovery from alcohol use disorder to her practice. Clinical and Business Leadership Chief Clinical Officer & Co-founder: Sarah Allen Benton is the CCO and co-founder of Waterview Behavioral Health (Wallingford, CT), a specialized mental health intensive outpatient program (IOP) providing crucial services for individuals with complex needs. Website: https://www.waterviewbh.com/ Co-owner: She is also the co-owner of Benton Behavioral Health Consulting, LLC, which offers clinical and business support services, including strategic consulting, to innovative mental health and addiction companies across the industry. Website: https://www.bentonbhc.com/ Expertise: Her background includes roles as a therapist and clinical consultant across various levels of care, practices, and start-ups, including experience at McLean Hospital in their dual diagnosis transitional treatment program. Published Work and Education Author: Benton is the highly-regarded author of Understanding the High-Functioning Alcoholic (2009), a foundational text that provides insight into high-achieving individuals struggling with alcohol use disorder, a common area of her expertise. Education: She holds a Master of Science in Counseling Psychology with an emphasis in Health Psychology from Northeastern University, Bouvé School of Health Sciences. Location and Credentials Location: Killingworth, Connecticut Credentials: M.S., LMHC, CADC This profile emphasizes her dual role as a clinical expert and a behavioral health entrepreneur, making her a highly discoverable authority in addiction recovery, sober parenting, and high-functioning alcoholism treatment. Meet Ash Brown, the dynamic American powerhouse and motivational speaker dedicated to fueling your journey toward personal and professional success. Recognized as a trusted voice in personal development, Ash delivers uplifting energy and relatable wisdom across every platform. Why Choose Ash? Ash Brown stands out as an influential media personality due to her Authentic Optimism and commitment to providing Actionable Strategies. She equips audiences with the tools necessary to create real change and rise above challenges. Seeking inspiration? Ash Brown is your guide to turning motivation into measurable action. The Ash Said It Show – Top-Ranked Podcast With over 2,100 episodes and 700,000+ global listens, Ash's podcast features inspiring interviews, life lessons, and empowerment stories from changemakers across industries. Each episode delivers practical tools and encouragement to help listeners thrive. Website: AshSaidit.com Connect with Ash Brown: Goli Gummy Discounts: https://go.goli.com/1loveash5 Luxury Handbag Discounts: https://www.theofficialathena.... Review Us: https://itunes.apple.com/us/po... Subscribe on YouTube: http://www.youtube.com/c/AshSa... Instagram: https://www.instagram.com/1lov... Facebook: https://www.facebook.com/ashsa... Blog: http://www.ashsaidit.com/blog #atlanta #ashsaidit #theashsaiditshow #ashblogsit #ashsaidit®Become a supporter of this podcast: https://www.spreaker.com/podcast/ash-said-it-show--1213325/support.

Message me with comments or questionsEver notice how vacations can flip a switch in your brain—from grounded and intentional to impulsive and “whatever goes” almost instantly?In this episode, Kristin explores why travel is such a common trigger for emotional eating—and how you can enjoy food, freedom, and unforgettable experiences without falling into all-or-nothing thinking. Using a real-life cruise story filled with buffets, FOMO, and soft-serve ice cream, she breaks down what's actually happening in your brain when routine disappears—and how to stay connected to who you are, even when everything feels different.You'll learn ten practical, realistic strategies you can actually use on real trips with real temptations. She talks about setting vacation intentions that feel empowering (not restrictive), using first-bite awareness to get more enjoyment from less, and keeping simple anchor habits—like movement, hydration, and a quick morning check-in—to remind your brain, I'm still me.Kristin also dives into emotional awareness on the road, showing how simply naming what you feel can reduce urgency and interrupt the automatic “feel → eat” cycle so many women experience when stress rises or plans change. You'll hear about a 10-second reset you can use anywhere, gentle “plus-one” movement ideas to calm your nervous system, and a satisfy-don't-stuff approach that makes leaving food on your plate (or sharing bites) feel neutral—not shameful.This episode isn't about perfection. It's about coming home feeling proud, energized, and aligned with your goals—without needing a “reset” when you return.If you're traveling soon (or still trying to recover from your last trip), this one's for you.Connect with me online:1. Instagram: https://www.instagram.com/kristinjonescoaching/2. You Tube channel, Kristin Jones Coaching: https://www.youtube.com/@KristinJonesCoaching44 3. You Tube channel, Breakthrough Emotional Eating Podcast: https://www.youtube.com/@breakthroughpodcast-443 . Website: https://www.kristinjonescoaching.com If you want to learn how to stop nighttime eating, get my 3 Day Nighttime Snacking Reset: https://go.kristinjonescoaching.com/nighttime-snacking-reset Needing more specific and direct support for your emotional eating and overeating? Check out my online course, Stop Dieting Start Feeling, and my personalized coaching program, Breakthrough To You. If you found this episode helpful, don't forget to leave a review on the platform you used to listen and share it with your friends on your Instagram stories. Also, be sure to follow me on Instagram @breakthroughemotionaleating, and don't hesitate to slide into my DMs to share your thoughts ...

Esta no es la típica lista de “querido Santa”. Hoy hablamos del trend: “Things I'd want for Christmas if I didn't already have them” y lo usamos para algo mucho más profundo: ¿Qué dicen tus “imprescindibles” sobre tu ansiedad, tu cansancio y tus heridas? ¿Por qué nos endeudamos en Navidad para demostrar amor? ¿Dónde acaba la gratitud real y empieza la gratitud patrocinada?En este episodio de HOY TOCA con Robertha desmontamos la wishlist navideña al revés:– confort, gadgets, skincare, terapia, experiencias…– deuda, presión social, comparación en redes, FOMO.– y una segunda lista: la de lo que NO se compra (salud, vínculos, límites, paz mental).

It was all fun and games until she left, and then we had more fun and games. TODAY ON THE SHOW, someone WROTE and MAILED us a LETTER! We are SHOOKETH! Then, an ALL NEW CHRISTMAS WISH and a juicier deep dive into DYLLAN'S FREE TIME! All of this PLUS the return of COMPLICATED CHRISTMAS CAROLS today on JJR!See omnystudio.com/listener for privacy information.

Travis and producer Eric perform a tongue‑in‑cheek “autopsy” on the rise and fall of Clubhouse, revisiting a 2021 conversation with Jordan Harbinger where they questioned whether the app could ever compete with podcasting. They unpack why a product that looked brilliant on paper—and raised money at a $4B valuation—collapsed so quickly, and what creators, founders, and marketers should learn before betting their careers on the next hype platform. On this episode we talk about: What Clubhouse actually was (live, invite‑only audio rooms) and why early hype convinced many people it might “kill podcasting” Why Travis and Jordan were skeptical from the start: no on‑demand listening, chaotic audio quality, unqualified speakers, and a format that demanded hours of real‑time attention How follower counts and moderator status created a hollow, status‑driven game that rarely translated into real audience or revenue The psychological moment Travis realized the opportunity cost—half‑listening to a room while missing time with his infant son—and decided to walk away even if Clubhouse “won” How a few marketers did monetize the app (treating rooms like live webinars), and why podcasts and audiobooks still win for durable, compounding content and leverage Top 3 Takeaways Any platform that requires constant real‑time presence, but doesn't create durable assets (episodes, clips, searchable archives), is risky as a primary growth strategy. Vanity metrics and FOMO can lure smart people into massive time sinks; always weigh status and follower counts against actual business outcomes and life trade‑offs. Long‑form, on‑demand media like podcasts remain powerful because they respect the listener's time, allow deep preparation, and compound over years instead of disappearing after one live session. Notable Quotes “Clubhouse was like a podcast that doesn't get recorded, done by everybody on AirPods, with eight unprepared guests, none of whom are qualified to talk.” “I realized I was half‑present with my son just to ‘be a mod' and chase followers on an app that might not exist in a year—that was a terrible trade.” “Even if this is the next Instagram, I'm okay not ‘winning' here if the time cost means sacrificing what actually matters.” ✖️✖️✖️✖️

When the stakes are high, your emotions are loud, and every option feels wrong… how do you make the right call? In this masterclass, three experts break down the hidden psychological, emotional, and strategic forces behind tough decisions — the things no one teaches you at work, in school, or in life. You'll learn why your brain freezes under pressure, how fear distorts your judgment, and why overthinking often feels productive but keeps you stuck. Best-selling author Patrick McGinnis explains the origins of FOMO and FOBO and reveals how too many choices destroy clarity. Kwame Christian shows how internal conflict shapes external negotiation — and why timing, creativity, and emotional control matter more than logic. Leadership expert Stephanie Hanna shares how top performers simplify decisions, trust their instincts, and remove options to move forward with confidence. Contact ANI ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Request A Customized Workshop For Your Company⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow Kwame Christian on LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠negotiateanything.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Click here to buy your copy of Finding Confidence in Conflict: How to Negotiate Anything and Live Your Best Life!⁠⁠

In this episode, the team digs into the newly updated 2025 edition of The Wealthy Barber — Dave Chilton's iconic Canadian personal finance book that helped shape millions of financial journeys. Ben, Dan, and Ben walk through the biggest lessons Dave has reworked for a world of high housing costs, social-media-fueled spending pressure, new tax-sheltered accounts, and the ever-present noise of investing advice. This discussion explores why the book remains so effective: it blends timeless principles with approachable storytelling, humor, and deeply practical guidance. The conversation also highlights Dave's real-world insights from reviewing thousands of personal financial situations across Canada. You'll hear how the book explains foundational habits like paying yourself first, why simple investing beats stock picking, how renters can build wealth, and why understanding your own spending is the key to unlocking both financial progress and happiness. Whether you're brand new to money or a seasoned investor, the updated lessons hit harder in 2025 than ever before.   Key Points From This Episode: (0:04) Introduction — recording early and setting up a deep dive into the updated Wealthy Barber. (0:53) Why the new 2025 edition lands so well: humor, modern references, and timeless lessons. (1:30) Dave Chilton's real-world insight from reviewing thousands of Canadians' financial situations. (2:23) Why the storytelling works — characters, humor, and accessible teaching. (3:45) Inside the narrative: Roy the barber, Matt, Maddie, Jess, Kyle, and the barbershop regulars. (7:53) Lesson 1: "You can do this" — personal finance isn't about math, it's about simple principles. (12:08) Lesson 2: Save 10% and pay yourself first — habit beats theory, compounding does the rest. (14:29) Why saving is hard today: algorithms, FOMO, lifestyle creep, and rising costs. (16:57) The behavioral case for saving early, even if economists say otherwise. (18:52) Lesson 3: Be an owner, not a loaner — stocks vs. bonds and the engine of human ingenuity. (22:49) The investor's paradox — the less you think you know, the better you invest. (24:05) Why indexing wins: skewed stock returns and the impossibility of picking winners. (27:49) How investing has changed since 1989 — indexing is now widely accessible. (28:18) "The world feels scary today…" — the 1847 quote showing it always feels that way. (34:03) RRSP vs. TFSA — identical outcomes at equal tax rates, and why RRSPs shine when taxed lower later. (39:12) Debunking the RRSP "tax bomb" — why high earners still benefit most. (42:06) Lesson 4: Housing — the four levers to buy today (cheaper homes,

We're only a week away from winter, but the housing market is heating back up. Demand is rising as savvy buyers know that lower prices peak during the holiday season. But one crucial cohort is nowhere to be found…and it could have damaging consequences for the housing market as a whole. We're back with another headline episode, taking the biggest stories from the housing market and giving our takes so you can make the best investing decision possible. This winter is feeling warmer for housing as demand does what no one expects—increases during the seasonally slow period of the year. What's causing it—lower rates, FOMO, or something else entirely? Remember when people in their 20s used to buy houses? Well…not anymore. The new first-time homebuyer age reached a worrying new high, one that many of us couldn't even believe. DSCR loan defaults are starting to tick up, doubling from this time last year. Is this a bigger deal than many think, and could it bring discounted investment properties to the table?  Finally, Dave shares a sneak peek at BiggerPockets' newest investor survey, where investors share what they think is coming in 2026…and there's a lot to be excited about. In This Episode We Cover The new median age of America's first-time homebuyers (borderline alarming) Why housing demand is going up during the (traditionally) slowest time of the year Delinquencies rising for DSCR loans? Why investors are defaulting twice as much as last year A year of optimism: surprising finds from BiggerPockets' newest investor sentiment survey The #1 best strategy investors are betting on for 2026 And So Much More! Links from the Show Join the Future of Real Estate Investing with Fundrise Join BiggerPockets for FREE Sign Up for the On the Market Newsletter Find Investor-Friendly Lenders  BiggerPockets Real Estate 1210 - 2026 Home Price Predictions: The Correction Continues? Articles from Today's Episode: Dave's BiggerPockets Profile Henry's BiggerPockets Profile James' BiggerPockets Profile Kathy's BiggerPockets Profile Grab the Book "Real Estate by the Numbers" Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/on-the-market-381 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

What happens when you realize the way you've been working isn't sustainable? When you've built something successful but it's costing you sleep, peace of mind, and the very things you set out to protect? In this solo episode, host Alyson Stanfield gets really vulnerable with a question most artists face at some point: Who am I if I change the way I've always done things? It's about the pressure to maintain what you've always done because that's what you identify with, the FOMO that makes you say yes when your gut says no, and the overwhelm that comes from adding more and more to your plate. Artists don't need more information—they need containers to organize it, filters to prioritize it, and boundaries to protect themselves from overwhelm. You'll hear about identity shifts, the power of asking "where can I lower the bar?" and what it looks like to evolve from consuming content to building frameworks that actually support your business.

Gary & Shannon kick off with #SwampWatch, tackling the growing affordability crisis and how Democrats may use economic frustration as a weapon in the 2026 midterms — while questioning whether the media is downplaying how tough things really feel. They then check in with Heather Brooker and Michael Monks, reporting live from the iHeart holiday party that Gary & Shannon are, once again, missing out on. Marc Saltzman joins for #TechTalk to break down Time’s Person of the Year — the Architects of AI — and why their innovations are reshaping the future. The hour closes with a look at why so many people find unexpected comfort in the Forensic Files podcast, thanks in part to narrator Peter Thomas’s calming voice.See omnystudio.com/listener for privacy information.

Why 5pm Feels Impossible (And What To Do About It) Let’s talk about the hardest part of early sobriety: that predictable window of time when the craving hits like a wave and you’re not sure you can ride it out. Maybe it’s 5pm on a Tuesday. Maybe it’s Friday night when everyone’s posting their wine glasses on Instagram. Maybe it’s standing in the parking lot at your kid’s soccer game watching all the other moms with their Stanley cups. In this episode, I’m breaking down what I call the witching hour—that specific time when staying sober feels almost impossible. But here’s the truth: it’s not about the drink. It never was. The drink was the solution you were using for something else—exhaustion, overwhelm, loneliness, anxiety, boredom. I’ll walk you through the four different types of witching hours, what you’re really craving during each one, and most importantly—what to actually DO about it. Because willpower alone won’t get you through this. You need a plan. And if you’re doing nothing, you’re planning to drink. 3 Key Takeaways From This Episode:  1️⃣ The Drink Was Never the Point — When you say “I want a drink,” what you’re actually saying is “I’m exhausted and need to turn my brain off” or “I’m anxious and need relief right now.” Understanding what you’re really craving changes everything. 2️⃣ Different Witching Hours Need Different Tools — The daily 5pm decompression requires different strategies than weekend FOMO or emotional overwhelm. Once you know your type, you can prepare accordingly. 3️⃣ Doing Nothing IS a Plan—It’s a Plan to Drink — If you know your hardest time is Friday at 5pm and you’re sitting back with no strategy, you’re not being neutral. You’re setting yourself up to give in. Proactive planning is non-negotiable. And, if you’re struggling with that daily 5pm crash? I did an entire episode on breaking that specific habit: How to Break the 5PM Drinking Habit Without Losing Your Mind Want structured support to actually implement these strategies? My Recovery Starter Kit walks you through exactly how to set up your environment, calm your mind when triggers hit, build real support, and create a daily rhythm that makes sobriety feel steady instead of shaky. It’s $197 for instant access—plus 30 days free in my Sober Society community. Perfect if you’re white-knuckling it through the holidays and need more than just willpower. And this Friday, a bonus drop from the Unlimited Life Starter Series — the 10 most powerful episodes to rebuild your rhythm, structure, and emotional peace. Is Angela the right Coach for you? Book A Call Here to find out Facebook Group: https://www.facebook.com/groups/addictionunlimited MORE FROM ME Follow me on Instagram @addictionunlimited

In this special seasonal episode, you and Tom resurrect Ha or Duh, tearing through Investopedia readers' “rules to live by” and dismantling the silliest ones with mock gravitas. Between the dad-joke arms race, a spirited defense of compounding, strong opinions on due diligence, and a surprising detour into crypto-mad zip codes, the show blends real financial guidance with holiday-season chaos. The episode also hits deeper listener questions on rebalancing, Roth vs. pre-tax strategy in high brackets, and the danger of thinking blue chips alone equal diversification. 0:04 Seasonal return of Ha or Duh and setup of Investopedia's “investing rules” 1:32 Rule 1: Never sell because of emotions — duh 2:44 Rule 2: “Only invest in what you know” — emphatic huh 3:35 Rule 3: Good investment in a bad market — phrasing unclear, lean duh 4:26 Rule 4: Never underestimate compounding — mega-duh 5:35 Rule 5: Cash and patience as “positions” — hard huh 6:25 Segment break into calls 7:49 Back to Ha or Duh lightning round 8:33 Buy low, sell high — duh (with caveats) 9:58 “Losses are tuition you won't get at uni” — pass 10:21 Hold for the long term — duh 11:09 Marathon, not sprint — duh 11:39 Is education the best investment? Nuanced disagreement 12:45 “Always do your own due diligence” — modified duh (about advisors, not stocks) 15:22 FOMO avoidance — duh 16:27 Final rule: Start now — biggest duh of all 17:41 Wrap-up and transition back to regular Q&A 18:06 Listener question: Finding the “sociopath son” episode 19:28 Setup for Friday's Q&A episode 20:18 Don's town turns into “free Disney World” during holidays 21:51 Disney hotel pricing shock and personal stories 23:42 Don's new original Christmas story: Santaverse 24:01 Story podcasts spike; Short Storyverses mention 25:28 Listener from Bothell: 90% blue chips, 10% cash — how to rebalance? 26:39 Why blue chips aren't diversified and the S&P concentration problem 28:52 Listener in high bracket asks when Roth beats pre-tax 30:26 SECURE Act 2.0 catch-up rules; Roth vs. pre-tax philosophy 32:10 Monte Carlo vs. unknowable future tax rates 33:26 Why all-Roth 401(k)s would simplify life 34:28 Advice: Likely stay pre-tax in 24% bracket 35:50 Shocking stats: Seattle among highest crypto-owning zip codes 37:24 Air Force bases dominate crypto ownership — why it's dangerous Learn more about your ad choices. Visit megaphone.fm/adchoices

The tale of the most incredible birthday party ever—your FOMO is justified. PLUS: I Love Lucy Moment!See omnystudio.com/listener for privacy information.