Podcasts about Capital

Patrick K. O'Donnell recounts Jubal Early's 1864 march on Washington, which exploited depleted Union defenses to reach the capital's gates at Fort Stevens. During the crisis, Abraham Lincoln famously stood on the parapet under fire. Early's success was aided by John Singleton Mosby, who conducted the Calico Raid to sever communications and draw off defenders. Mosby's men specialized in close-range pistol swarms, notably routing the Second Massachusetts Cavalry at Mount Zion Church. The arrival of the Union's Sixth Corps eventually forced Early to retreat, narrowly saving the nation's capital from capture. (4)1865

Trabajar toda la vida para descubrir que el retiro era una mentira. En México, millones de personas mayores siguen trabajando porque su pensión, su AFORE o su salario nunca alcanzaron para vivir dignamente. En este documental analizamos el costo real de la vida, la informalidad, la inflación, las leyes del IMSS, ISSSTE y las AFORE, y por qué la famosa “tasa de reemplazo” hace casi imposible un retiro tranquilo para la mayoría.Convierte tu café en algo más que una rutina. ☕Adquiere tu bolsa de Café el Capital aquí: https://cafeelcapital.com/s/86d69f

Bienvenue dans Argent Conté, le podcast qui parle de patrimoine, d'entreprise, de transmission et de tout ce qui se joue parfois derrière les chiffres.Aujourd'hui, on va parler d'un sujet qui peut sembler juridique, presque technique, mais qui touche en réalité à quelque chose de très humain : le conflit.Un conflit entre associés. Entre dirigeants. Entre héritiers. Entre frères et sœurs. Un conflit au moment de vendre, de transmettre, de décider qui reprend l'entreprise familiale, ou simplement de savoir quelle place chacun doit occuper.Et ces conflits-là coûtent cher. Très cher. Pas seulement en frais d'avocats ou en années de procédure. Ils coûtent en énergie, en temps, en valeur détruite, en opportunités manquées. Et parfois, ils coûtent même une entreprise ou une famille.Pour en parler, j'ai le plaisir de recevoir Paul Rolland, médiateur et délégué général d'Equanim. Paul a choisi une voie assez singulière : plutôt que de faire du conflit un combat à gagner, il en a fait un espace à dénouer. Son métier, ce n'est pas de trancher à la place des autres, mais d'aider les parties à retrouver une issue acceptable, parfois même intelligente, là où tout semblait bloqué.Avec lui, on va essayer de comprendre très concrètement ce qu'est la médiation, en quoi elle diffère d'un procès ou d'un arbitrage, pourquoi elle peut être un outil extrêmement puissant dans les entreprises familiales, et pourquoi elle devrait peut-être être regardée non pas comme une solution de dernier recours, mais comme un vrai outil de stratégie patrimoniale et financière.Hébergé par Ausha. Visitez ausha.co/politique-de-confidentialite pour plus d'informations.

"C'est la libre-antenne du dimanche midi ! Attablez-vous et venez débattre avec la joyeuse bande de Stephen Brun tous les dimanches entre 13h00 et 15h00. Durant deux heures, les auditeurs sont au cœur de l'émission pour échanger avec Stephen Brun, Alexandre Biggerstaff, Maxime Pauty, Erwan Abautret et tous leurs invités."

La course au modèle le plus puissant est peut-être déjà terminée — et personne n'a encore compris ce que ça implique. Pendant que Microsoft tente de s'affranchir d'OpenAI et qu'Apple confie Siri à Gemini, l'Argentine invente des corporations dirigées par des IA sans actionnaire humain obligatoire : trois signaux d'un monde qui bascule en même temps.===========================

A growing number of biotechs are defying the perception that you need the might of big pharma to launch a new drug. But there's always the prospect of an offer that simply can't be refused. Three leaders who recently sold companies – Whit Bernard (Metsera), Mike MacLean (Avidity), and Gregory Kunst (Aurion) – shared their experiences, and their views on M&A trends in the sector, at RBC's recent Global Healthcare Conference.Key points:Metsera managed to stay focused on business through a high-stakes bidding war.A strong sense of its own value helped Avidity to its Novartis buyout.In a tough capital-raising landscape, biotechs need to be open to partnerships with bigger firms.While the patent cliff is spurring pharma deals, corporates have a variety of M&A objectives.A series of successful drug launches by small innovators may signal the end of investors' ‘short the launch' strategy.Introductions [00:07]Host Joe Colletti introduces highlights from the M&A panel at RBC's Global Healthcare Conference, featuring Brian Abrahams and colleagues posing questions to Whit Bernard (Metsera), Mike MacLean (Avidity), and Gregory Kunst (Aurion).Biotech histories [01:01]Each of the execs outlines the background to their former companies and the therapies they developed.Avidity's experiences [05:43]Mike MacLean discusses the experience of negotiating with Novartis, through multiple bids and a decision by Avidity to pursue its own capital raise before the eventual acquisition.Metsera's experiences [09:32]Whit Bernard recalls how Metsera responded to becoming the subject of a competitive deal between Pfizer and Novo Nordisk. Capital raising methods [11:53]Gregory Kunst suggests CEOs should be open to raising capital through strategic partnerships as well as traditional institutional funding.What pharmas want [14:07]Big pharma is broadly incentivized by the patent cliff, but biotechs need to understand the varying objectives of different companies.Short the launch strategy [23:42]Investors are taking a different view of start-ups' capabilities as more small and mid-sized biotechs commercialize their own innovations.

AP correspondent Donna Warder reports on the kidnapping of a high-level official in Haiti.

Jake & Ben Full Show from June 12, 2026 Hour 1 University of Utah Finalizes Deal with Otro Capital. What Does this Mean? Top 3 Stories of the Day: Can the Spurs Stay Alive tomorrow Night? Salt Lake City is a Home Base for Certain World Cup Teams Hour 2 Utah Insider Steve Bartle joined the show to talk about the University Finalizing their Private Equity Deal with Otro Capital. What does it mean and what ultimately is the goal here?  We now know how famous people get their Knicks tickets.  NBA Draft Player Profile: Darius Acuff Jr. PG from Arkansas. Would it be too high for the Jazz to Draft him at 2?  Hour 3 Daily Faceoff's Tyler Yaremchuk on if Carter Hart's Struggles in Stanley Cup Finals Carmelo Anthony is taking credit for the Tip-In that won Game 4 for the New York Knicks Audio Vault: Zlatan Ibrahimović says American Fans are Soft Hour 4 Why is Utah the First University to Partner with Private Equity? Hear Austin Ainge's Conversation with Scotty G & The Coach Leave Britney Alone

Australia has endured nearly a decade of weak productivity growth, and living standards are under pressure. In this episode, Gene Tunny and John Humphreys explore the common thread connecting several major economic debates: investment and incentives. They discuss Australia's productivity slump, the Federal Government's proposed capital gains tax changes, Brisbane's Olympics infrastructure plans, and the challenges facing the National Disability Insurance Scheme (NDIS). Along the way, they explain why economists place so much emphasis on incentives and what current policy settings could mean for Australia's future prosperity. Gene would love to hear your thoughts on this episode. You can email him via contact@economicsexplored.com.  What You'll Learn from This Episode Why productivity growth is the ultimate driver of long-run living standards. How savings, investment and innovation contribute to economic prosperity. The economic arguments for taxing capital gains differently from labour income. Whether Brisbane's Olympic infrastructure spending is likely to address existing bottlenecks. Why economists place so much importance on incentives when designing public policy. Timestamps Introduction to episode on Capital Gains Tax policy change and Productivity Slump (0:00) Economic Performance and Productivity (4:55) Capital Gains Tax Proposals (14:24) Economic Theory and Capital Taxation (24:28) Olympics Infrastructure and Public Investment (29:37) National Disability Insurance Scheme (NDIS) (38:22) Investment and Incentives in Government Programs (44:12) Links relevant to the conversation Australian Taxpayers' Alliance livestream, Thursday 11 June, “Tax blunders & shrinking economy || #45”: https://www.youtube.com/live/K1Fsnjeg3mM?si=jKrxraJJlT0DzLfd Richard Holden's opinion piece “There is no economic case for taxing work and investment the same” (paywalled): https://www.afr.com/policy/economy/there-is-no-economic-case-for-taxing-work-and-investment-the-same-20260528-p601ke Lumo Coffee promotion 10% of Lumo Coffee's Seriously Healthy Organic Coffee. Website: https://www.lumocoffee.com/10EXPLORED Promo code: 10EXPLORED 

Evan Ellis discusses Bolivia's severe instability as blockades led by supporters of Evo Morales disrupt the capital's supply of food and oxygen. Morales is described as a dangerous figure using cocaine-related funds to destabilize the democratically elected government, posing a significant risk to regional US allies. (13)1900

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mujahid Muhammad. Interview Summary Interview with Rushion McDonald – Money Making Conversations Masterclass Interview Purpose The purpose of this interview is to demystify personal finance, redefine wealth‑building, and emphasize the importance of preparation, capitalization, and disciplined planning. Mujahid Muhammad, a personal financial coach and founder of Wealth Coaching Stratosphere, shares a deeply personal journey marked by financial success, failure, rebuilding, and hard‑earned wisdom. Through candid storytelling, the interview reframes wealth not as risky speculation or quick wins, but as a long‑term process grounded in personal financial stability, liquidity, and informed decision‑making. The conversation is designed to help everyday people avoid common financial traps and approach real estate and investing from a position of strength rather than desperation. Major Themes & Key Takeaways 1. Experience Is the Best Teacher Mujahid’s financial philosophy is rooted in lived experience. After building a seven‑figure real estate portfolio early in life, he suffered devastating losses due to Hurricane Katrina and the 2008 housing collapse. These setbacks reshaped his understanding of leverage, risk, and preparation. Key takeaway: Financial success without safeguards can collapse quickly. 2. Leverage Without Liquidity Is Dangerous One of the most powerful lessons Mujahid shares is that being “asset‑rich but cash‑poor” is a vulnerable position. His earlier strategy relied heavily on leverage without sufficient reserves, leaving him exposed when disaster struck. Key takeaway: Liquidity is protection; leverage alone is not wealth. 3. Fix Personal Finance Before Building Businesses Mujahid stresses that many people pursue entrepreneurship or real estate in hopes of fixing personal financial struggles—often with disastrous results. Instead, personal financial stability must come first. Key takeaway: Solve your personal finances before using business to create wealth. 4. Wealth Is a Process, Not a Product The interview reinforces that financial improvement isn’t something you buy—it’s something you build over time. Mujahid emphasizes facing financial reality honestly instead of avoiding uncomfortable truths. Key takeaway: Progress starts by looking at the numbers, not ignoring them. 5. The Five Financial Stratospheres Mujahid introduces his Wealth Coaching Stratosphere model, outlining five levels of financial development: Financial Failure Financial Health Financial Fluency Financial Wealth Financial Independence Each stage represents a mindset and requires different behaviors and priorities. Key takeaway: Knowing your financial “stratosphere” determines your next move. 6. Capitalization Comes Before Real Estate Mujahid advises against entering real estate before reaching financial fluency. While creative financing exists, retaining real estate requires cash flow, reserves, and patience. Key takeaway: You can buy property with little money—but you cannot keep it that way. 7. The Importance of Capital and Opportunity Funds He emphasizes saving, emergency funds, and opportunity funds as prerequisites to investing. Capital allows individuals to recognize and act on opportunities without panic. Key takeaway: Capital creates clarity—and choices. 8. Infinite Banking and Financial Autonomy Mujahid explains the Infinite Banking Concept, which focuses on reclaiming control over the banking function through properly structured life insurance, allowing individuals to access capital without relying on traditional lenders. Key takeaway: Financial independence includes controlling how you access capital. 9. Debt Freedom Is Hard—but Worth It Through personal stories of tackling significant student loan and consumer debt, Mujahid emphasizes that debt freedom requires sacrifice, time, and unity—especially within marriage. Key takeaway: Debt freedom is attainable, but only through commitment and discipline. 10. Coaching Provides Accountability and Perspective Mujahid describes financial coaching as objective guidance from someone who has navigated the journey before. Coaching is positioned as a serious commitment, not casual advice. Key takeaway: Accountability accelerates growth. Notable Quotes “Leverage without liquidity is stupidity.” “We try to use business to solve personal finance problems—and that’s backwards.” “Wealth is a process, not a product.” “You can acquire real estate with no money—but you can’t keep it that way.” “Capitalization changes how you see opportunity.” “If you have a six‑figure income, your problem is usually you.” “Debt freedom is hard—but it’s worth it.” “Preparation puts you in a position of strength.” Overall Message Mujahid Muhammad’s interview is a ground‑truth masterclass in financial realism and discipline. His story strips away hype and reframes wealth creation as a methodical, values‑driven process that begins with personal accountability and preparation. Ultimately, the conversation challenges listeners to shift from chasing opportunity to becoming prepared for opportunity, reinforcing that sustainable wealth is built through patience, liquidity, education, and intentional planning. #SHMS #STRAW #BEST #AMISee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sahra S. Halpern. Interview Purpose The purpose of this interview is to educate small business owners—especially entrepreneurs of color—about equitable access to capital, alternative lending pathways, and how to become “capital ready.” Sahra Halpern, President and CEO of the Business Consortium Fund (BCF), explains how mission‑driven lending fills the gap left by traditional banks and helps small businesses survive, grow, and ultimately graduate into mainstream financing. The conversation also aims to demystify lending, reduce fear around capital, and encourage entrepreneurs to build trusted financial relationships before entering moments of crisis. Core Themes Discussed 1. Why Small Businesses Are Turned Down by Banks Halpern explains that many small businesses are rejected by banks not because they lack potential, but because banks operate under strict underwriting and regulatory requirements. These systems often fail to account for resilience, experience, contracts, and future growth. BCF exists to serve as a bridge—supporting businesses where banks cannot and preparing them to eventually return as qualified borrowers. 2. Capital Curious vs. Capital Ready A key distinction introduced in the interview is the difference between businesses that are “capital curious” and those that are “capital ready.” Many entrepreneurs know they need funding but lack: Financial organization Clear projections Proper documentation A capital strategy BCF provides technical assistance to help businesses prepare for financing instead of setting them up to fail. 3. Mission‑Driven Lending and Community Impact Halpern frames lending as an ecosystem, not a transaction. When small businesses succeed: Business owners gain stability Employees gain jobs Communities grow stronger Large corporations benefit from more diverse and capable supply chains BCF focuses on long‑term economic impact, not short‑term profit. 4. CDFIs vs. SBA Loans The interview draws a clear distinction between Community Development Financial Institutions (CDFIs) like BCF and government entities such as the SBA. Key differences highlighted: SBA programs shift based on political administrations SBA underwriting has tightened in recent years CDFIs are nonprofit, mission‑aligned, and relationship‑driven CDFIs look at the whole entrepreneur, not just credit scores 5. The Danger of Merchant Cash Advance Loans Halpern strongly warns against Merchant Cash Advance (MCA) loans, which are often marketed as fast solutions but carry extremely high interest rates and long‑term consequences. She explains that: MCAs disqualify borrowers from future SBA refinancing They often trap business owners in cycles of expensive debt CDFIs like BCF can help refinance and escape these loans A real‑world case study (The Cut Buddy / Shark Tank entrepreneur) illustrates how BCF helped refinance over $1M in predatory debt and save a growing business. 6. Relationships Matter More Than Transactions Both Halpern and McDonald emphasize the importance of building lender relationships early, not only when cash flow is tight. BCF underwrites the entire business and the entrepreneur, rather than seizing control of a contract or revenue stream, as some factoring companies do. Power comes from having options—and informed decision‑making. Key Takeaways Banking rejection is not the end of the road Small businesses must prepare themselves to be capital ready CDFIs serve as critical bridges between entrepreneurs and traditional banks Fast money often leads to expensive, dangerous debt Merchant cash advances should be avoided whenever possible Mission‑driven lenders look at the whole entrepreneur, not just numbers Strong lender relationships protect businesses during uncertainty Capital should empower growth—not take control of your company Notable Quotes “Just because a bank says no doesn’t mean that’s the end of your road.” “We’re not just looking at your credit score—we’re looking at you as a whole entrepreneur.” “Capital readiness is not about desperation; it’s about preparation.” “If you’re sitting on a merchant cash advance loan right now, you are not stuck.” “Nothing makes me happier than seeing clients realize their dreams and grow into multimillion‑dollar businesses.” “You should talk to multiple lenders—but you should always understand the real cost of the money.” Conclusion Sahra Halpern’s interview serves as a practical roadmap and a cautionary lesson for small business owners navigating today’s uncertain economic landscape. It reinforces that access to capital is about strategy, education, and relationships, not just approval or rejection. The conversation encourages entrepreneurs to reclaim power, avoid predatory financing, and partner with institutions that are committed to their long‑term success and community impact. #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mujahid Muhammad. Interview Summary Interview with Rushion McDonald – Money Making Conversations Masterclass Interview Purpose The purpose of this interview is to demystify personal finance, redefine wealth‑building, and emphasize the importance of preparation, capitalization, and disciplined planning. Mujahid Muhammad, a personal financial coach and founder of Wealth Coaching Stratosphere, shares a deeply personal journey marked by financial success, failure, rebuilding, and hard‑earned wisdom. Through candid storytelling, the interview reframes wealth not as risky speculation or quick wins, but as a long‑term process grounded in personal financial stability, liquidity, and informed decision‑making. The conversation is designed to help everyday people avoid common financial traps and approach real estate and investing from a position of strength rather than desperation. Major Themes & Key Takeaways 1. Experience Is the Best Teacher Mujahid’s financial philosophy is rooted in lived experience. After building a seven‑figure real estate portfolio early in life, he suffered devastating losses due to Hurricane Katrina and the 2008 housing collapse. These setbacks reshaped his understanding of leverage, risk, and preparation. Key takeaway: Financial success without safeguards can collapse quickly. 2. Leverage Without Liquidity Is Dangerous One of the most powerful lessons Mujahid shares is that being “asset‑rich but cash‑poor” is a vulnerable position. His earlier strategy relied heavily on leverage without sufficient reserves, leaving him exposed when disaster struck. Key takeaway: Liquidity is protection; leverage alone is not wealth. 3. Fix Personal Finance Before Building Businesses Mujahid stresses that many people pursue entrepreneurship or real estate in hopes of fixing personal financial struggles—often with disastrous results. Instead, personal financial stability must come first. Key takeaway: Solve your personal finances before using business to create wealth. 4. Wealth Is a Process, Not a Product The interview reinforces that financial improvement isn’t something you buy—it’s something you build over time. Mujahid emphasizes facing financial reality honestly instead of avoiding uncomfortable truths. Key takeaway: Progress starts by looking at the numbers, not ignoring them. 5. The Five Financial Stratospheres Mujahid introduces his Wealth Coaching Stratosphere model, outlining five levels of financial development: Financial Failure Financial Health Financial Fluency Financial Wealth Financial Independence Each stage represents a mindset and requires different behaviors and priorities. Key takeaway: Knowing your financial “stratosphere” determines your next move. 6. Capitalization Comes Before Real Estate Mujahid advises against entering real estate before reaching financial fluency. While creative financing exists, retaining real estate requires cash flow, reserves, and patience. Key takeaway: You can buy property with little money—but you cannot keep it that way. 7. The Importance of Capital and Opportunity Funds He emphasizes saving, emergency funds, and opportunity funds as prerequisites to investing. Capital allows individuals to recognize and act on opportunities without panic. Key takeaway: Capital creates clarity—and choices. 8. Infinite Banking and Financial Autonomy Mujahid explains the Infinite Banking Concept, which focuses on reclaiming control over the banking function through properly structured life insurance, allowing individuals to access capital without relying on traditional lenders. Key takeaway: Financial independence includes controlling how you access capital. 9. Debt Freedom Is Hard—but Worth It Through personal stories of tackling significant student loan and consumer debt, Mujahid emphasizes that debt freedom requires sacrifice, time, and unity—especially within marriage. Key takeaway: Debt freedom is attainable, but only through commitment and discipline. 10. Coaching Provides Accountability and Perspective Mujahid describes financial coaching as objective guidance from someone who has navigated the journey before. Coaching is positioned as a serious commitment, not casual advice. Key takeaway: Accountability accelerates growth. Notable Quotes “Leverage without liquidity is stupidity.” “We try to use business to solve personal finance problems—and that’s backwards.” “Wealth is a process, not a product.” “You can acquire real estate with no money—but you can’t keep it that way.” “Capitalization changes how you see opportunity.” “If you have a six‑figure income, your problem is usually you.” “Debt freedom is hard—but it’s worth it.” “Preparation puts you in a position of strength.” Overall Message Mujahid Muhammad’s interview is a ground‑truth masterclass in financial realism and discipline. His story strips away hype and reframes wealth creation as a methodical, values‑driven process that begins with personal accountability and preparation. Ultimately, the conversation challenges listeners to shift from chasing opportunity to becoming prepared for opportunity, reinforcing that sustainable wealth is built through patience, liquidity, education, and intentional planning. #SHMS #STRAW #BEST #AMISupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sahra S. Halpern. Interview Purpose The purpose of this interview is to educate small business owners—especially entrepreneurs of color—about equitable access to capital, alternative lending pathways, and how to become “capital ready.” Sahra Halpern, President and CEO of the Business Consortium Fund (BCF), explains how mission‑driven lending fills the gap left by traditional banks and helps small businesses survive, grow, and ultimately graduate into mainstream financing. The conversation also aims to demystify lending, reduce fear around capital, and encourage entrepreneurs to build trusted financial relationships before entering moments of crisis. Core Themes Discussed 1. Why Small Businesses Are Turned Down by Banks Halpern explains that many small businesses are rejected by banks not because they lack potential, but because banks operate under strict underwriting and regulatory requirements. These systems often fail to account for resilience, experience, contracts, and future growth. BCF exists to serve as a bridge—supporting businesses where banks cannot and preparing them to eventually return as qualified borrowers. 2. Capital Curious vs. Capital Ready A key distinction introduced in the interview is the difference between businesses that are “capital curious” and those that are “capital ready.” Many entrepreneurs know they need funding but lack: Financial organization Clear projections Proper documentation A capital strategy BCF provides technical assistance to help businesses prepare for financing instead of setting them up to fail. 3. Mission‑Driven Lending and Community Impact Halpern frames lending as an ecosystem, not a transaction. When small businesses succeed: Business owners gain stability Employees gain jobs Communities grow stronger Large corporations benefit from more diverse and capable supply chains BCF focuses on long‑term economic impact, not short‑term profit. 4. CDFIs vs. SBA Loans The interview draws a clear distinction between Community Development Financial Institutions (CDFIs) like BCF and government entities such as the SBA. Key differences highlighted: SBA programs shift based on political administrations SBA underwriting has tightened in recent years CDFIs are nonprofit, mission‑aligned, and relationship‑driven CDFIs look at the whole entrepreneur, not just credit scores 5. The Danger of Merchant Cash Advance Loans Halpern strongly warns against Merchant Cash Advance (MCA) loans, which are often marketed as fast solutions but carry extremely high interest rates and long‑term consequences. She explains that: MCAs disqualify borrowers from future SBA refinancing They often trap business owners in cycles of expensive debt CDFIs like BCF can help refinance and escape these loans A real‑world case study (The Cut Buddy / Shark Tank entrepreneur) illustrates how BCF helped refinance over $1M in predatory debt and save a growing business. 6. Relationships Matter More Than Transactions Both Halpern and McDonald emphasize the importance of building lender relationships early, not only when cash flow is tight. BCF underwrites the entire business and the entrepreneur, rather than seizing control of a contract or revenue stream, as some factoring companies do. Power comes from having options—and informed decision‑making. Key Takeaways Banking rejection is not the end of the road Small businesses must prepare themselves to be capital ready CDFIs serve as critical bridges between entrepreneurs and traditional banks Fast money often leads to expensive, dangerous debt Merchant cash advances should be avoided whenever possible Mission‑driven lenders look at the whole entrepreneur, not just numbers Strong lender relationships protect businesses during uncertainty Capital should empower growth—not take control of your company Notable Quotes “Just because a bank says no doesn’t mean that’s the end of your road.” “We’re not just looking at your credit score—we’re looking at you as a whole entrepreneur.” “Capital readiness is not about desperation; it’s about preparation.” “If you’re sitting on a merchant cash advance loan right now, you are not stuck.” “Nothing makes me happier than seeing clients realize their dreams and grow into multimillion‑dollar businesses.” “You should talk to multiple lenders—but you should always understand the real cost of the money.” Conclusion Sahra Halpern’s interview serves as a practical roadmap and a cautionary lesson for small business owners navigating today’s uncertain economic landscape. It reinforces that access to capital is about strategy, education, and relationships, not just approval or rejection. The conversation encourages entrepreneurs to reclaim power, avoid predatory financing, and partner with institutions that are committed to their long‑term success and community impact. #SHMS #BEST #STRAWSee omnystudio.com/listener for privacy information.

I hope you guys enjoy my Investor Audibles series with these three Q1 2026 letters:SaltLight CapitalBlue Tower Asset Management LLCPLEASE NOTE THAT NOTHING IS INVESTMENT ADVICE. DO YOUR OWN WORK. NOTHING IS ADVICE ON THIS PODCAST.

The Marc Cox Morning Show brings Missouri's own Rep. Eric Burlison to the Capital Beat — and he does not hold back. FISA just went dark, and Burlison explains exactly what that means — the FBI has violated your Fourth Amendment rights hundreds of thousands of times, and the intelligence community has been lying to Congress in closed-door briefings to keep the surveillance state alive. Then it gets even more alarming: the Federal Reserve is actively researching a central bank digital currency that would give the government the power to turn off your ability to buy food, a firearm, or anything else. Think it can't happen in America? They shut down your business for months during COVID. And on trade — Burlison says Trump is right to walk away from the USMCA renewal, because the best negotiator in presidential history always comes back with a better deal. The Marc Cox Morning Show Capital Beat — where your congressman actually tells you the truth. Hashtags: #MarcCoxMorningShow #DanBuck #KimStOnge #CapitalBeat #EricBurlison #Missouri #FISA #FourthAmendment #Surveillance #DigitalCurrency #CBDC #USMCA #TradeDeals #Trump #IranDeal #ConservativeRadio #PatriotRadio #MorningShow #TGIF

In this episode of The Edge of Risk Podcast by IRMI, Joel Appelbaum speaks with Cherie Baker, vice president of enterprise risk management at Ilitch Companies, about how captive insurance can serve as a strategic tool for managing risk, deploying capital, and supporting business growth. Ms. Baker shares her career journey through brokerage, healthcare, automotive, and enterprise risk management, and explains how Tenda, the organization's captive insurer, has evolved from its original employee benefits focus into a broader risk financing vehicle supporting multiple lines of coverage. The conversation explores how Tenda utilizes both the Michigan and Cayman domiciles, works alongside commercial insurers and reinsurers, and evaluates opportunities across health, property, casualty, management liability, executive life, and other emerging risks. Ms. Baker discusses the importance of aligning captive strategy with organizational objectives, building relationships across diverse business units, and continuously reassessing captive utilization as market conditions change. She also shares insights into the role of entrepreneurship in captive innovation, the value of industry involvement through Captive Insurance Companies Association and Amplify Women, and why organizations should regularly revisit how their captives can support evolving and interconnected risks.

Sponsored by Pepperstone The new Market Wizards book — The Next Generation by Jack Schwager and George Coyle — is out, and before you dive in, there's one thing worth keeping in mind. In this episode, Mark looks back at the series that inspired a generation of traders, from the 1989 original through to today, and shares why these books are gold for any developing trader… as long as you read them the right way. Capital at risk. This content is for educational purposes only and is not investment advice or a recommendation to trade.

Karly Iacono is a Senior Vice President at CBRE in Saddle Brook, NJ, and one of the most active voices in net lease investing. She's spent years building an investor education platform through her podcast Commercial Real Estate Now while closing deals across the full NNN spectrum — from QSR acquisitions to eight-figure corporate sale-leasebacks.In this episode, Kyle and Karly cover:What net lease actually means — and why every freestanding national brand you drive past is probably an investment propertyHow cap rates are set and why the 10-year treasury correlation is breaking downWhich tenants are compressing (Wawa, Sheets, 7-Eleven) and which are widening (CVS, drug stores)The $1 of rent = $16.60 in value math behind the corporate sale-leasebackWhy private equity uses sale-leasebacks as a standard M&A tool — and how smaller operators are starting to catch onThe most overrated NNN asset right now (spoiler: it's a car wash)What would actually shake the triple net market that no one is talking aboutWhy the 1031 market has come alive in 2025 and where that capital is coming fromWhether you're eyeing your first passive investment or you're already in the NNN space and want to sharpen your lens — this is the episode.

Utah Insider Steve Bartle joined the show to talk about the University Finalizing their Private Equity Deal with Otro Capital. What does it mean and what ultimately is the goal here?

Hour 2 of Jake & Ben on June 12, 2026 Utah Insider Steve Bartle joined the show to talk about the University Finalizing their Private Equity Deal with Otro Capital. What does it mean and what ultimately is the goal here?  We now know how famous people get their Knicks tickets.  NBA Draft Player Profile: Darius Acuff Jr. PG from Arkansas. Would it be too high for the Jazz to Draft him at 2? 

Hour 1 of Jake & Ben on June 12, 2026 University of Utah Finalizes Deal with Otro Capital. What Does this Mean? Top 3 Stories of the Day: Can the Spurs Stay Alive tomorrow Night? Salt Lake City is a Home Base for Certain World Cup Teams

We cover the 8 top stories of the day in the OCHO. 1. World Cup mania! 2. Seahawks offseason is over. 3. Stanley Cup Final 4. NBA Finals game 5 tomorrow 5. Mariners settle for a split in Baltimore 6. Cal in Tacoma 7. College World Series 8. Celebrity Molls :30- SPENCER HAWES joins the show from Chicago as his wild week continues. Has he recovered from the disappointing game 4 Spurs collapse? What happened? How did the Knicks crawl back into that game and can the Spurs move past it? What was the game 4 spectacle like in person? :45- The Mariners take a quick train ride for their next series in our Nation's Capital, but if you thought this was going to be a cakewalk for the M's, we've got news for you. See omnystudio.com/listener for privacy information.

Helen Andersen, industry research analyst, AM Best, outlines a new Best's Special Report that finds P/C insurers make record returns while health and life/annuity segments are challenged.

En Capital Intereconomía, arrancamos la jornada con Los Desayunos de Capital, donde abordamos un tipo de protección cada vez más relevante para empresas y directivos: los seguros de responsabilidad civil para consejeros y altos cargos. Nos acompañan Sergio Rueda, CEO de Benjumea Seguros, y Jesús García, especialista en líneas financieras de Omnia, para explicar en qué consisten los seguros D&O (Directors & Officers), por qué los administradores pueden responder con su patrimonio personal por determinadas decisiones empresariales y cuáles son los riesgos más frecuentes a los que se enfrentan actualmente los órganos de dirección. Analizaremos situaciones reales que pueden desembocar en reclamaciones, el creciente peso de las responsabilidades laborales, fiscales y de cumplimiento normativo, y por qué este tipo de coberturas ya no son exclusivas de las grandes corporaciones, sino también de pymes y empresas familiares. Además, conoceremos las particularidades de las soluciones que ofrece Omnia y la importancia de proteger tanto a las personas físicas como a la propia sociedad. En el Foro Empleo, debatimos junto a José María Triper, columnista de El Economista, y José Canseco, experto en liderazgo, transformación y personas, sobre algunos de los grandes retos del mercado laboral actual. La conversación girará en torno a un fenómeno cada vez más estudiado en las organizaciones: el impacto del aburrimiento y la falta de motivación en el absentismo laboral. También analizaremos la evolución de los salarios en España, después de conocerse que una parte muy significativa de los trabajadores percibe ingresos inferiores a los 25.000 euros anuales, y abordaremos las nuevas estrategias empresariales para financiar la transformación tecnológica. En este contexto, comentaremos la decisión de Teradata de congelar salarios para acelerar sus inversiones en inteligencia artificial, una medida que reabre el debate sobre cómo compatibilizar innovación, productividad y gestión del talento.

Um dos mais importantes economistas brasileiros. Marxista, que teve uma carreira brilhante na academia, como professor da USP e da PUC em São Paulo. Houve um período em que teve que ficar afastado, por conta da ditadura militar no Brasil. Ele sempre teve uma militância política junto com a carreira acadêmica, e também como intelectual. Uma figura muito inquieta, no sentido de que ele não se acomodava a um determinado tema. Este foi Paul Singer, personagem do documentário que faz parte de uma série de documentários de não ficção realizados pelo diretor Ugo Giorgetti. Este terceiro episódio sobre a série teve a colaboração por meio de entrevistas com o ex-aluno de Singer, Marcos Barreto, a jornalista e pesquisadora Paula Quental, autora de uma dissertação de mestrado sobre a trajetória política e intelectual de Singer, e Marcelo Justo, diretor executivo do Instituto Paul Singer.  Roteiro Liniane Brum: Paul Singer, uma utopia militante: esse episódio é o terceiro de uma série sobre os documentários e as peças de não ficção do diretor de cinema Ugo Giorgetti.  Meu nome é Liniane Brum, sou doutora em teoria e crítica literária pela Unicamp e realizei a pesquisa de pós-doutorado “Contra o apagamento – o cinema de não ficção de Ugo Giorgetti” também na Unicamp, no Labjor, com o apoio da Fapesp. [Trilha musical] Liniane: A partir do ano de 2020, Ugo Giorgetti assina três documentários biográficos. São produções realizadas sob encomenda, que têm em comum a apresentação de homens que se destacaram em suas áreas de atuação e como pessoas também. São filmes que não partem de uma inquietação artística ou de uma necessidade intelectual. Ainda assim, são autorais.  Estou falando dos filmes Paul Singer, uma utopia militante, produção de 2021, A invenção de Conrado Wessel, de 2024, e Alberto Dines – vínculos de liberdade, que saiu em 2026. Neste episódio vamos tratar de Paul Singer, uma utopia militante. Eu conversei com três pessoas sobre esse documentário. O economista, produtor do filme e ex-aluno de Singer, Marcos Barreto, que me ajudou a entender os bastidores da produção. A jornalista e pesquisadora Paula Quental, autora de uma dissertação de mestrado sobre a trajetória política e intelectual de Singer, e Marcelo Justo, diretor executivo do Instituto Paul Singer. [Vinheta Oxigênio] Liniane: Antes de mais nada, pedi a eles que apresentassem quem foi Paul Singer.   Paula Quental: Ele era de uma família judia, assimilada, como se diz, não era religiosa. Ele vinha da Áustria, a mãe percebeu para onde caminhava a coisa do nazismo. Ele conta, inclusive tá na dissertação, que ele descobriu que era judeu, aos seis anos de idade, quando a Áustria foi anexada por Hitler. Aí, chegaram os amiguinhos dele do colégio, com aquelas bandeirinhas nazistas, com a suástica, e ele queria sair junto (com os meninos) com aquela bandeirinha. Aí, a mãe dele vira para ele e diz: “mas, Paul, você é judeu”. Marcos Barreto: É um dos mais importantes economistas brasileiros, marxista e veio com sete anos fugindo do nazismo, com a mãe, o pai já havia falecido, ele veio com a mãe para São Paulo, e ele faz um curso técnico primeiro, ele começa a trabalhar como metalúrgico, só depois ele vai fazer faculdade. E vai fazer faculdade por conta de uma militância política dele, porque o sindicato, o movimento, achava, o mesmo movimento operário, que eles deveriam se qualificar as lideranças, e sugerem que ele vai fazer economia, e ele faz economia, ele se forma já com quase 30 anos, e ele depois tem uma carreira brilhante na academia, professor da USP, foi professor da PUC em São Paulo também, no período que teve que ficar afastado por conta da ditadura militar no Brasil. Ele sempre teve uma militância política junto com a carreira acadêmica, e também como intelectual, uma figura muito inquieta, no sentido de que ele não se acomodava a um determinado tema. Paula Quental: Quando ele entrou na USP, ele já tinha lido o Capital, Trotsky, Lenin, Rosa Luxemburgo, que é muito da tradição dele, ele se considerava um luxemburguista. Então, é uma história de alguém que foi mergulhando nos clássicos e foi desenvolvendo um trabalho muito original, porque ele acabou indo para uma vertente, digamos, herética do marxismo, não convencional, heterodoxa, porque ele criticava, por exemplo, a União Soviética, ele criticava o centralismo da economia, ele defendia que deveria vir da base, da economia solidária, das cooperativas. Então, ele era um crítico da Revolução de 17 de outubro, da Revolução Bolchevique. Marcos Barreto: Depois, já mais nos últimos 20 anos da vida dele, ele se dedica a um tema muito importante, que é a economia solidária, então ali ele encontra talvez o assunto dos quais ele estudou, que mais ele pôde misturar uma militância política com um saber acadêmico, e colocou em prática, ele foi secretário de economia solidária no governo Lula e Dilma, até o impeachment da Dilma, praticamente ele ficou em Brasília coordenando essa Secretaria.  Liniane: Esta apresentação foi feita pela Paula e pelo Marcos. E por aí a gente já consegue ver uma trajetória bem particular, que mistura prática militante e teoria, o que já o difere de muitos intelectuais. Faltou o destaque que o Marcelo Justo fez do nosso protagonista, que trago agora. Marcelo Justo: Tem um marco na vida do Singer, tanto pessoal quanto como militante, que é trabalhar em grupo. Ele se destaca como intelectual e parece que o intelectual é uma figura sozinha, isolada, mas ele só tem essa força que ele tem pela capacidade de estar em grupo e de se conectar o Singer é o que a gente chama mais contemporaneamente de um articulador de redes, ele está sempre mantendo redes de amigos e de militantes juntos, que caminham juntos. Liniane: Marcos, como surge a ideia de um filme sobre ele, ou seja, quem fala: “olha, agora tem que ser feito um documentário sobre o Paul Singer”. Marcos Barreto: Quando ele falece, um grupo de amigos, de pessoas que gostavam muito do professor, dizem, bom, a gente precisa fazer alguma coisa pra contar essa história dele, precisamos registrar isso de alguma forma, fazemos um livro, fazemos o que? Não, vamos fazer um filme e aí a gente faz então uma campanha de crowdfunding, pra conseguir o recurso pra fazer o filme. O primeiro passo foi esse: nós não tínhamos diretor, nós não sabíamos exatamente que filme seria, mas a gente resolve fazer algo que tem muito a ver com a economia solidária, uma grande vaquinha, em todos os 27 estados do Brasil, no Distrito Federal, há pessoas que contribuíram pra que o filme fosse feito. E aí ficamos, então, pensando que diretor pode fazer esse filme, ou diretora? Quebramos a cabeça até que eu sugeri que fosse o Ugo Giorgetti.  Liniane: Por que Ugo Giorgetti?  Marcos Barreto: Porque, entre várias coisas, o Paul Singer escolheu a cidade de São Paulo, quer dizer, ele veio criança, ele não escolheu propriamente, foi a mãe dele que veio, porque já haviam familiares em São Paulo. Mas ele acaba vindo pra São Paulo e adota a cidade como a cidade dele. Ele era um apaixonado por São Paulo, falava isso várias vezes, ele voltava às vezes pra Europa, ia fazer palestra, dizendo que não tem nada como São Paulo.  Liniane: Assistindo o documentário, a gente percebe que Ugo Giorgetti traduz o Singer múltiplo. Os entrevistados comentam o olhar do diretor sobre suas conexões com figuras importantes da política, do campo da educação e mesmo e seu papel na difusão de O Capital, de Marx no Brasil. Foi ele quem primeiro traduziu o livro para o português.  Paula Quental: Teve uma passagem no documentário do Ugo Giorgetti, em que ele entrevista o Paul Singer, porque ele fez ainda várias entrevistas com o Paul Singer, em que o Singer lembra da época que ele dividiu o secretariado da Erundina com Paulo Freire. E ele fala que aprendeu muito com o Freire, que se sente extremamente influenciado pelo Freire. E isso até me estimulou a escrever uma sessão na minha dissertação, chamada Dois Paulos, em que eu analiso justamente o aspecto pedagógico da obra do Paul Singer, que ele próprio se coloca como muito influenciado pelo Freire. Marcos Barreto: Com essa amplitude que tem a vida do professor, as pessoas podiam conhecer um lado, mas pouca gente conhecia o todo, e o filme permite esse registro. E do ponto de vista acadêmico, é um registro interessante também, mais uma vez, sem ser algo cansativo, extenuante, chato, ou mais maçante, vamos dizer assim, porque ele está ali, o registro da vida intelectual, de uma forma leve, de uma forma que você compreende e fala nossa, ele fez tudo isso, nossa, foi ele então que traduziu o Capital.  Liniane: No final dos anos 1950, professores da Faculdade de Filosofia, Letras e Ciências Humanas da USP, dentre os quais José Arthur Gianotti, Fernando Henrique Cardoso e Ruth Cardoso, organizaram um grupo para fazer a leitura de O Capital. Paul Singer integra esse grupo com a missão de traduzir o livro diretamente do alemão. Não custa lembrar que se trata de uma obra canônica no campo das ciências humanas. E que naquele momento Paul Singer ainda não era o economista, intelectual destacado e homem público da alta burocracia governamental. Aqui, as falas de Marcelo, Marcos e depois a Paula. Marcelo Justo: Isso é um marco né? é um marco, acho que para o Singer, é um marco na esquerda brasileira também, porque é um primeiro momento falando pelos relatos deles, que vão se debruçar sobre a obra do Marx de uma forma sistemática, durante muitos anos, – que é interrompido com o golpe de 64, mas começa, se eu não me engano, em 58, 59 e aí vão para outros autores, não só Karl Marx, que aí vão pegar o Singer como um leitor, desde criança, do alemão. Então ele integra o grupo como quem vai ler, trazer a versão original do alemão, mas é que eles vão comparando também a tradução. Então tem a leitura em alemão, tem a leitura em francês, a leitura do que existia em português. Isso depois vai servir também como base para o Singer depois fazer a tradução, a primeira tradução original em alemão do Capital, aí já nos anos 80. A partir desse grupo sai a tese de doutorado do Fernando Henrique Cardoso, então acho que tem todos esses marcos. O professor Roberto Schwarz até hoje também se refere a esse momento, o professor Michael Löwy, que é conselheiro do nosso instituto, que foi muito amigo do Singer, também se refere até hoje como um marco na vida dele, esse momento de leitura do Capital. Marcos Barreto: E depois tem um segundo momento, que é muito rico também, quando ele é convidado por um grupo de jovens que diz assim: “poxa, a gente queria fazer uma leitura do Capital”. E aí veio a ideia de fazer uma leitura no Teatro de Arena. Então já pensou o que era isso? Você reunia no Teatro de Arena, já na ditadura militar – aí nós estamos falando de um Brasil já fechado do ponto de vista político – e esse grupo se reunia sábado de manhã para fazer a leitura do Capital com a coordenação do professor Paul Singer. Então isso é um marco também, e desta leitura ele também aproveitou, como bom acadêmico, e fez um livro sobre essa experiência. Paula Quental: Eu ouvi do Lincoln Seco, professor de História da USP, que ouviu do Florestan Fernandes, que ele é a pessoa que mais conheceu O Capital no Brasil. Ele editou uma edição da Abril Cultural do Capital, uma edição famosa do início dos anos 1980, que a editora Ubu agora reeditou. E ele lia no original, ele mergulhou, e desde uma externa idade. Liniane: Eu selecionei um trecho do documentário em que o próprio Paul  Singer fala sobre Marx. Ele integra o segmento intitulado por Ugo Giorgetti “Um autodidata na USP”. Ouve só: [Trecho do documentário] Paul Singer: Marx, em primeiro lugar, deu uma visão do capitalismo que ninguém havia dado antes, e que agora se mostra inteiramente verdadeira. Marx está sendo ressuscitado por não marxistas, exatamente como coincide, eu diria, de uma forma ultra surpreendente com este capitalismo extremamente em crises, crises que se repetem etc. porque ele entendeu, uma das coisas que tem Marx, a contribuição dele, é só dele, não é de outros, é que os economistas clássicos, tipo Ricardo, Adam Smith e tantos outros, que não eram reacionários, não, eles não eram de direita, mas eles jamais lembrariam em analisar a economia através de lutas de classes, isso é Marx.  [Efeito Sonoro] (Voz de Paul Singer bem baixinha) [Silêncio prolongado] [Trilha incidental] Liniane: Marcelo, o Instituto Paul Singer e o documentário nascem praticamente ao mesmo tempo e se dedicam à difusão do legado do professor. Em que medida essa coincidência influencia o trabalho da entidade? Marcelo Justo: O Instituto, ele começa em 2021, a organização dele. No final do ano é que ele se formaliza com o CNPJ, e em 2022 é lançado, tornado público o Instituto. Ele é uma iniciativa dos familiares do Paul Singer, basicamente eu e a Helena Singer, que é a minha esposa, filha dele. É uma associação sem fins lucrativos que tem como missão preservar e reinventar esse legado. Um legado que tem esse histórico de uma luta pela democracia, pela solidariedade, a luta contra todas as formas de injustiça e desigualdade. Marcelo Justo: O nosso principal desafio é a difusão, é a divulgação das ideias e obras do Singer. Então, um documentário como esse é muito importante, ajuda muito nisso em 50, 40 e poucos minutos, assim, você tem a trajetória inteira dele, da história de vida, as principais ideias e algumas das polêmicas enfrentadas na trajetória, na vida dele. Então, para a gente, é um material muito importante, muito rico para divulgar.  Liniane: É fato: documentário e Instituto convergem em objetivo e se fortalecem mutuamente. Porém, Marcos Barreto me explicou que o filme foi feito a partir de entrevistas realizadas em momentos diferentes. Na primeira, de 2015, Paul Singer é entrevistado pelo grupo que viria a produzir o documentário. A segunda é feita por Giorgetti, em 2018, antes do falecimento do professor. Já o Instituto, como Marcelo me contou, e formalizado em 2022. Marcos Barreto: O professor, no final da vida, já nos últimos anos, tinha alguns fatores de memória, algumas coisas que estavam começando a falhar. E a gente identificou isso, e a família, e a gente falou, bom, vamos gravar, vamos colocar o Paul Singer falando sobre a vida dele, sobre coisas que ele fez na vida que são marcantes, sobre passagens importantes, vamos quase que fazer uma entrevista com ele. E a gente fez duas sessões grandes com o professor, foi o Fernando Kleyman quem organizou isso, em Brasília. E ele então, por duas sessões de quase três, quatro horas, falou um monte, o que foi ótimo, porque quando a gente conseguiu resolver o dinheiro para fazer o filme, escolher o Ugo, etc, o professor havia já avançado na doença, já tinha dificuldade, o Ugo chegou a conversar com ele ainda em vida, o filme é lançado depois que o professor já faleceu. Liniane: O documentário foi divulgado na imprensa como uma produção que praticou a Economia Solidária. O que significaria essa afirmação, Marcelo? Marcelo Justo: Então, na economia solidária, democracia e autogestão são sinônimos, praticamente, nos escritos dele. Então, o que é isso? As pessoas se organizarem para produzir juntos, sem patrão e sem empregado. Todo mundo é cooperado.  Não é à toa que o documentário tem o nome da utopia militante, que esse é o título do livro dele, que ele se coloca a isso, né? A questão da utopia como uma militância. A militância dele é por essa utopia, que é uma utopia de construir um socialismo que seja democrático, que não seja a experiência do chamado socialismo real, que é uma ditadura de esquerda.  Liniane: Marcos também comentou sobre o termo utopia que está no título do documentário. E destacou, mais uma vez, a multiplicidade de papeis de Singer nos vários espaços em que atuou. Marcos Barreto: Esse título é tão forte e também resume tanto do que é o professor, porque justamente reúne essas duas facetas, que é uma pessoa que é um intelectual brilhante, professor titular da USP, com um militante que nunca deixou de ser militante. Ele foi estudar economia porque ele era um militante, e ele termina a vida como alguém que está pensando a economia solidária, que é algo prático, então ele não tava sendo um teórico da economia solidária, só que aí no meio desse percurso, já nessa última década da vida, nas últimas duas décadas, ele escreve esse livro, que é uma utopia militante, então ele assume ali o quê? Que ao mesmo tempo que ele está defendendo algo que é utópico, que é um desejo do que ele gostaria de ver acontecer, ele assume que aquilo só vai acontecer se tiver militância, ou seja, talvez aí, diferente do socialismo científico, que parte da ideia de que há uma evolução natural da história que vai ligar o socialismo, e que é algo que aliás o Singer não acreditava. Então o título, na verdade, quem escolheu foi o professor Paulo Singer, para o livro, e a gente quando viu, quando foi pensar no título do filme, a gente falou, putz, difícil achar um nome melhor do que Utopia Militante. Liniane: O documentário estreou no Festival Internacional É Tudo Verdade, em 2021, em um momento em que a letalidade do coronavírus alcançava um dos seus picos. Ele foi exibido de modo on-line, mediante a distribuição de duas mil senhas, que se esgotaram em poucos minutos. [Efeito sonoro] Liniane: “A trajetória política e intelectual de Paul Singer: da crítica marxista à Economia Solidária” é o título da dissertação de mestrado defendida por Paula Quental no Instituto de Estudos Brasileiros, o IEB, da USP, a Universidade de São Paulo, em 2024.  Marcelo Justo, que é doutor em geografia pela mesma universidade, organizou o livro “Urbanização e Desenvolvimento”, uma coletânea de textos de Paul Singer. O volume foi editado pela Autêntica em parceria com a Fundação Perseu Abramo.  Marcos Barreto é hoje Diretor Geral do Instituto Equipe Educação, Cultura e Cidadania e Vice-Diretor Geral da Fundação Escola de Sociologia e Política de São Paulo (FESPSP), e segue engajado com a divulgação do legado de Singer.  [Vinheta de encerramento Oxigênio] Esse trabalho de divulgação sobre a obra de não ficção do cineasta Ugo Giorgetti é realizado no âmbito do Programa Mídia Ciência, do Labjor, com supervisão da Simone Pallone.  As entrevistas, o roteiro e a narração desse episódio foram feitos por mim, Liniane Brum. A revisão do roteiro é da Simone Pallone. A edição é do Guilherme Lopes, estagiário da Coordenadoria de Centros e Núcleos Interdisciplinares da Unicamp, a Cocen. A vinheta do Oxigênio é do Elias Mendez.  As trilhas usadas no podcast são de  Blue Dot Sessions, tiradas do Free Music Archive. A gente vai deixar a ficha técnica do filme na descrição do episódio.  As reportagens referentes à divulgação da obra de não ficção de Ugo Giorgetti foram publicadas no dossiê “Ugo Giorgetti” da Revista ComCiência.  Este episódio conta com o suporte da Diretoria Executiva de Apoio e Permanência, da Unicamp e da Fundação de Amparo à Pesquisa do Estado de São Paulo, a FAPESP, por meio de bolsas, e também da Secretaria Executiva de Comunicação da Unicamp. Você encontra a gente no site oxigenio.comciencia.br, no Instagram e no Facebook, basta procurar por Oxigênio Podcast.  Se você gostou do conteúdo, deixe seu like e compartilhe com seus amigos.

If you are a founder preparing to raise capital, this episode is a practical guide to getting investor-ready before you ever walk into the room.Oliver Bruce sits down with Connor Wells, founder of Caplia. Connor spent eight years inside one of the world's largest beauty businesses, moved into engineering-led innovation at Dyson, then ran PrimeTime as MD before building Caplia to fix the problem that nearly broke him: fundraising.The venture ecosystem is more fragmented than ever. Capital is flooding in. Founder numbers have tripled since the nineties. Yet rounds are still run like it is 1995, investors are drowning in noise, and great deals get missed because signal is buried inside manual pitch deck reviews.Connor's answer is capital readiness. Caplia turns your pitch deck into a Cap Passport in 60 seconds, giving investors decision-ready signal at their fingertips with your data room one click away. Its agentic AI, Iris, acts as a fundraising mentor that learns your process and deploys it. The goal is simple. Put every founder on the front foot from day one.Connor also gets honest about the human cost of raising. The 50 percent of your time it consumes. The relentless rejection. The resilience it demands. And why the right co-founder, the right early signal and a genuinely strategic cap table matter more than proximity to money.Key topics covered: How to know when your business is actually ready to raise Why the venture ecosystem is fragmented and how to cut through it What capital readiness looks like at pre-seed versus Series A How the Cap Passport turns a pitch deck into investor-ready signal Why fundraising eats 50 percent of a founder's time How to choose a co-founder you can build with Why design partnerships unlock distribution for early tech companies How to build credibility and signal before you raise a penny Why the female founder funding gap persists and how to close it Key takeaway: The founders who win the next decade of fundraising will be the ones who turn up ready, with clear signal, real credibility and confidence from day one.

Robert Dow buys and sells raw land across Texas and Oklahoma — mostly sight unseen, almost entirely through direct mail. It's a lean operation built on a simple idea: take infrastructure you already have and point it at a new market. In this conversation, we get into his direct mail philosophy (why novelty beats clever copywriting, why your letter should be about the reader and not you), how he thinks about capital structure and tax efficiency, and his take on AI — that it's a powerful tool but not a durable moat. The edge still comes from domain expertise and knowing immediately which option is worth keeping. We also get into personal finance: a self-directed Roth IRA structure that's quietly been one of his best investments, and why most founders shouldn't be doing private deals. Guest: Robert Dow, founder of Remarkable Land Sponsor: [wayfront.com/tmba](wayfront.com/tmba) Thanks to this week's sponsor Wayfront — the AI-ready operating system for productized agencies. One client portal. One team dashboard. All your data, AI-accessible. TMBA listeners get an extra free month on top of the trial at wayfront.com/tmba. Links: Dan Kennedy — The Ultimate Sales Letter Seth Godin — Purple Cow Seth Godin — Linchpin Al Ries & Jack Trout — The 22 Immutable Laws of Marketing Al Ries — Focus John Ruhlin — Giftology Donald Miller — Building a StoryBrand Aaron Ross — Predictable Revenue Chris Voss — Never Split the Difference Robert Cialdini — Influence Alex Hormozi — $100M Offers Jack Carr — The Terminal List Andy Weir — Project Hail Mary Andy Weir — The Martian Cormac McCarthy — The Road Business Resources Upcoming DC Events

The Butthole Surfers started way back in 1981 with Gibby Haynes and Paul Leary started a band. They quickly grew a reputation in Texas and throughout the country as one of the most provocative and outlandish bands in the country. They had a massive influence on contemporary artists like Kurt Cobain, White Zombie, and Flea of the Red Hot Chili Peppers. They hit massive success with their album electriclarryland and the single Pepper. After the success of their album they had a follow album After the Astronaut, but because of disputes with their record label and problems with their manager they never were able to release it until now. The band is planning on releasing it June 26th 2026. Before the album is released Paul was nice enough to come on the show! Paul and Doc talk about starting Butthole Surfers, going on Capital records, working with John Paul Jones, Paul getting invited to produce for the Meat Puppets and Sublime, recording with Stone Temple Pilots, touring with Nirvana, recording electriclarryland, recording After the Astronaut and so much more! Meanwhile on the rest of the show Doc and Mike roll through the top 3 classic country songs, and Mike gets a little behind the music. Introduction: 0:00:22 Birthday Suit 1: 13:02 Ripped from the Headlines: 16:01 Shoutouts: 39:57 Paul Leary Interview: 44:57 Mike C Top 3: 1:39:41 Birthday Suit 2: 1:54:39 Birthday Suit 3: 1:56:57

Have you ever thought about raising capital for your business? Many entrepreneurs assume that raising capital means giving up equity, taking on restrictive debt, or waiting until they're much larger to access meaningful funding. But today's financing landscape offers more options than ever for growth-focused companies looking to scale without sacrificing ownership.  Today we're going to talk about thinking strategically about financing, when debt makes more sense than equity, common mistakes often made when raising capital, and what it takes to build a business that's truly ready for growth. Joining us is Michael Wallace, CEO of TIMIA Capital, who specializes in helping technology companies access non-dilutive growth capital designed to support expansion while preserving flexibility. Michael has deep expertise across lending and tech and works closely with entrepreneurs and investment partners to design financing strategies that prioritize scalability and flexibility. Prior to joining TIMIA in 2024, Michael served as President of Torinit and CEO of FindWRK, a recruiting marketplace startup. He also played a pivotal role at Langhaus Financial, joining as its first executive hire and helping scale it into Canada's largest alternative life insurance lender before its successful sale in 2022. Michael began his career in management consulting at Bain & Company. He holds an MBA from the Kellogg School of Management and a Bachelor of Commerce from Queen's University, bringing a strong foundation of strategic and operational leadership to every venture he leads. During the show we discuss: Why giving up equity isn't always necessary to raise meaningful capital When debt is actually the smarter option for growth-focused businesses How non-dilutive financing works and why it's gaining popularity What makes a business "fundable" in today's lending environment Common capital-raising mistakes that cost founders time, money, and ownership How to think strategically about financing instead of reacting when you need cash Why lenders vs. investors look for different things—and how to position for both How to scale while maintaining control and flexibility Resources: https://timiacapital.com/

Most people misunderstand whole life insurance because they look at it as a product instead of a system. In this Practical Wealth Study Group, Curtis May breaks down the Four Stages of Whole Life Insurance, also known inside the Money4Life Blueprint as the Private Reserve Strategy. This is not about chasing rates of return. This is about control, liquidity, certainty, and building a personal economy where your money keeps working inside your system instead of constantly leaving to banks, lenders, credit cards, and financial institutions. Curtis walks through the Money4Life Framework: Earn it. Bank it. Borrow it. Spend it. Repay it. Repeat. You'll learn how whole life insurance can function as a foundational asset, why premium should be viewed as a capital flow instead of an expense, and how families and business owners can begin using their policies to recapture debt, build liquidity, and eventually finance opportunities. This conversation covers: Why whole life insurance is not an investment account The economic value of certainty The crisis of financial control Why liquidity matters more than rate of return How to calculate your burn rate Why you must capitalize before you invest The difference between being a saver, wealth builder, business banker, and infinite banker How to stop giving interest away to strangers Why banking is a process of becoming, not a product you buy The goal is not just to own a policy. The goal is to become the banker. Visit PracticalWealth.net to take the Financial Freedom Assessment and learn more about the Money4Life Blueprint. 00:00 – Welcome to Practical Wealth Study Group 00:19 – The Four Stages of Whole Life and IBC 01:00 – Whole Life Is Not an Investment Account 01:45 – The Economic Value of Certainty 02:30 – Whole Life as a Foundational Asset 03:10 – The Money4Life Framework: Earn It, Bank It, Borrow It 04:20 – Why Banking Means Control of Capital 05:30 – The Crisis of Control 06:15 – Stop Giving Away the Banking Function  07:00 – The Maturity Matrix: Where Do You Stand? 08:00 – Stage 1: The Saver 09:20 – You Can't Invest Until You Capitalize 10:30 – Contract Wealth vs. Statement Wealth  11:45 – Stage 2: The Wealth Builder 12:45 – Premium Is Not an Expense 13:45 – Freedom From Debt to Others 14:40 – Your Burn Rate and Liquidity Number 15:50 – Debt-to-Capital: Bringing Debt In-House 17:00 – The Difference Between Chaos and Opportunity  18:00 – Stage 3: The Business Banker 19:00 – Money as Inventory  20:00 – Financing Opportunities Through Your System  21:00 – Stage 4: The Infinite Banker 22:00 – Closing the Financial Loop  23:00 – Banking Is Not a Product 23:30 – Immediate Action Plan

JayDreamerZ recently visited Washington D.C. and joins JT Follows JC to discuss what he discovered while exploring America's capital city.From the Capitol Dome and the Apotheosis of George Washington to Union Station, the Library of Congress, Freemasonry, Hyperborea, ancient symbolism, underground tunnels, and cataclysm theories, this conversation explores some of the biggest questions surrounding Washington D.C.'s origins and purpose.Are these buildings simply monuments to American history, or do they preserve clues from a forgotten past?Topics include:✅ Washington D.C. architecture✅ Hyperborea and ancient maps✅ The Apotheosis of Washington✅ Freemasonry symbolism✅ The Capitol Dome✅ The Washington Monument✅ Underground tunnel systems✅ Biblical implications✅ Ancient civilizations✅ Cataclysm theoriesBecome a supporter of this podcast: https://www.spreaker.com/podcast/jt-s-mix-tape--6579902/support.Please support our sponsor Modern Roots Life: https://modernrootslife.com/?bg_ref=rVWsBoOfcFPatreon: https://patreon.com/JT_Follows_JC?utm_medium=unknown&utm_source=join_link&utm_campaign=creatorshare_creator&utm_content=copyLinkJESUS SAID THERE WOULD BE HATERS: https://jtfollowsjc.com/product-category/mens-shirts/JT's Hats: https://jtfollowsjc.com/product-category/hats/Coaching Program: https://www.echoesoftruthnetwork.com/joinTelegram Group: https://t.me/jtsmixtape

Key TakeawaysFirst deal's purposeNot to make you rich, but to teach you how to confidently do more (and better) deals.How he won the dealList: $750k, closed at $575k by giving the seller 2 options and making the lower one ultra-certain (no contingencies, fast close).Capital & structure~80% bank loan, $100k from 2 investors, $125k LOC as cushion.Simple promise to investors: 8% paid at exit, no monthly distributions.Painful lessonsScope mechanicals deeply (HVAC failure cost $20k).Double your vacancy / lease-up timeline.Underwrite conservatively and stress test for higher expenses and longer vacancy.Real separatorNot capital or perfect knowledge.Willingness to act without full certainty, backed by a clear buy box, disciplined DD, and a cushioned capital stack.

For the past several years, Portland's national image has often been dominated by stories about office vacancies, homelessness, crime concerns, tax frustration, political conflict, and downtown struggles. And yet underneath those headlines, something much more complicated — and frankly much more interesting — has been happening. Institutional capital is quietly returning to Portland.

SHOW NOTES Baguio: An American Hill Station in the Philippine HighlandsToday on the GoNOMAD Travel Podcast, Senior Writer Chin Liang takes us up into the cool, mist‑wrapped mountains of northern Luzon to explore Baguio (BAG‑ee‑oh), the Philippines' original highland escape. While most of the country swelters in tropical heat, Baguio sits comfortably below 70°F year‑round — a climate that first drew American colonizers here in the early 1900s and still lures travelers today.Chin begins his day in Burnham Park, the century‑old civic park designed by famed American planner Daniel Burnham. A man‑made lake sits at its center, ringed with weeping willows and bright yellow daisies, where families paddle small boats across the water. The lawns, rose gardens, and skate ramps echo the classic American park style Burnham brought to cities across the world.Just across the street, Chin stops at Café by the Ruins, a beloved Baguio institution. Their signature crispy tapa — thin slices of beef marinated in local spices and served with mountain rice, eggs, tomatoes, and onions — fuels the morning's adventures.Baguio's nickname, City of Pines, becomes clear at Camp John Hay, once an American military recreation facility and now a sprawling eco‑tourism resort. Visitors can stay in forest cabins, ride horses, play golf, or wander the pine‑scented trails. Chin highlights the Yellow Trail, a favorite for shinrin‑yoku, the Japanese practice of forest bathing: feeling the bark of a tree, breathing in the pine needles, and walking slowly with a 5‑step inhale, 5‑step exhale rhythm.Inside the camp sits the historic Bell House, named for U.S. Army General Franklin Bell. Its polished wood floors and broad veranda preserve the atmosphere of early 20th‑century American life in the Philippines. Right next door, Chin discovers one of Baguio's quirkiest attractions — the Cemetery of Negativism, a playful lawn of cartoonish “gravestones” where visitors symbolically bury their bad thoughts.Back in the city, Session Road buzzes with life. Pastel‑colored American‑era buildings now house cafés, shops, and bakeries. When Chin visited, a full county‑fair‑style festival was underway: line‑dancing girls stomping in rhythm, locals in cowboy hats riding ponies, a beauty pageant beside an arm‑wrestling contest, and a singer belting out “Sweet Caroline” as the entire crowd — kids, parents, grandparents — sang along in perfect chorus.To understand the region's Indigenous heritage, Chin visits the Igorot Stone Kingdom, a massive stone fortress built without cement, echoing the engineering of the Cordillera rice terraces. Towers, terraces, and walls rise like life‑sized sandcastles — a tribute to the Igorot people and the builder's mother, a Cordilleran woman.Just north of Baguio lies La Trinidad, the strawberry capital of the Philippines. From November to May, visitors can pick their own berries and try local favorites like strawberry taho — warm soft tofu sweetened with brown sugar and topped with fresh berries — and strawberry ice cream. Nearby, the Valley of Colors bursts across the mountainside, hundreds of homes painted in bright hues like a giant mural. Locals say it looks as if “God spilled paint over the hillside.”With its cool air, drifting fog, pine forests, and blend of American history and Indigenous culture, Baguio remains the Philippines' beloved Summer Capital — a place to breathe, wander, and escape the heat.Listen to more episodes of the GoNOMAD Travel Podcast: Apple Podcasts: Spotify:Read more travel stories on GoNOMAD: https://www.gonomad.comFollow GoNOMAD on Instagram: https://www.instagram.com/gonomad_travel Mentioned in this episode:Check out all of our other travel podcasts from around the worldThis podcast is part of the Voyascape Travel Network, that brings together the world's best travel podcasts. You can find all of our podcasts from around the world at Voyascape.com. If you are interested in advertising or sponsored content on any of our shows you can find out more at the link below.Voyascape Podcast Network

En Capital Intereconomía, comenzamos la jornada con Los Desayunos de Capital, donde analizamos uno de los aspectos menos visibles pero más importantes de las vacaciones: los riesgos económicos asociados a los desplazamientos, las reservas y la contratación de servicios turísticos. Nos acompaña Xavi Campmany, manager del Área Travel de Grupo Concentra, para hablar sobre cómo planificar adecuadamente los viajes de verano, qué coberturas conviene revisar antes de salir, cuáles son los errores más frecuentes que cometen los viajeros y cómo protegerse frente a imprevistos que pueden convertir las vacaciones en un importante problema económico. También analizaremos las nuevas tendencias en movilidad, asistencia en viaje y gestión del riesgo en un contexto de creciente incertidumbre internacional. Después, en H2 Intereconomía, ponemos el foco en uno de los proyectos más relevantes para el desarrollo del hidrógeno renovable en España. Conversamos con Jordi Vidal, portavoz de Sun Systems Group, sobre la alianza entre Sun Systems Group y H2Pro para impulsar una inversión superior a los 300 millones de euros en una planta de hidrógeno verde en Tarragona. Analizaremos el alcance industrial del proyecto, su impacto sobre el empleo y la economía local, el papel que desempeñará en la descarbonización de la industria y cómo puede contribuir a consolidar a España como uno de los principales polos europeos de producción de hidrógeno renovable. También abordaremos los retos tecnológicos, regulatorios y de infraestructuras que aún debe afrontar el sector para acelerar su desarrollo.

Ceres Power Halma Oxford Instruments Molten Ventures Seraphim Iceye Concurrent Technologies

Joel Kotkin Joel Kotkin examines AI's economic impact, noting that AI companies operate with small staffs and high capital. This trend leads to significant growth for firms but widespread layoffs for well-educated professionals in other industries.1945

Govcon consulting is the fastest path into federal contracting for people who don't have past performance, capital, or a lengthy client roster and in 2024, it may also be your fastest path to a life-changing exit. Eric Coffie breaks down exactly how aspiring consultants can identify successful small businesses that are already doing five, seven, or ten million a year but have no one focused on growing them and turn that into a full consulting practice that leads to real federal contracts, teaming opportunities, and even acquisition-level deals. What you'll take away from this episode: Why owner-operators are the ideal consulting target — Most business owners are heads-down keeping the lights on and have zero bandwidth to pursue government work, even if they're already 8(a) certified. That gap is your opportunity. How to leverage other people's past performance and capabilities — You don't need your own contracts to get in the game. Find a capable company, represent them, bring them to the table, and build from there. The HVAC friend example that changes how you think about your network — Eric walks through a real webinar moment where one attendee realized his best friend's 22-location HVAC company operating in eight states was a ready-made consulting client. What private equity firms are paying Eric to do right now — With over $2.5 trillion in dry powder and a 35% decline in global deal values, PE firms are actively seeking GovCon businesses to acquire — and they want Eric to help build the pipeline. How David Stewart used the 8(a) program to go from $17M to $17B — The WWT Worldwide Technologies case study is the blueprint for why capacity-building inside these programs still creates generational wealth, even as the programs face legal challenges. EPISODE CHAPTERS: 0:00 - Mindy AI and Encore Funding intro 1:19 - Govcon consulting model explained for small businesses 2:17 - Working on the business vs. working in the business 3:16 - Why 8(a) companies with revenue still leave contracts untouched 4:15 - Finding your first consulting client through your own network 5:43 - How bringing the right company creates value for everyone 7:12 - Federal set-aside programs currently under legal attack 8:40 - Building capacity so programs become optional not essential 9:38 - Private equity firms paying to train and acquire GovCon businesses 11:04 - Success stories: Chris, Miguel, and Maria's consulting journeys 13:32 - Acquisitions, M&A strategy, and the bigger picture for govcon 17:57 - How to apply lessons, partner up, and plan your exit strategy Mindy gives you the federal opportunities, agency signals, recompete intel, and pursuit briefs that tell you not just what contracts exist, but which ones to chase and how to win them. Sign up for free Daily Alerts and get opportunities delivered to your inbox before the day starts.

For episode 743 of the BlockHash Podcast, host Brandon Zemp is joined by Andrej Bencic, CEO and Co-Founder of Tenderly, the simulation company for onchain institutions. An engineer by background, he co-founded Tenderly in 2018 and has spent the last eight years building it into the operational layer beneath crypto's most sophisticated protocols, enabling engineering, finance, and risk teams to model every onchain action against the live system before any capital or customer is exposed.  

Binky Chadha, Chief Global Strategist at Deutsche Bank, discusses the ongoing rotation beneath the surface of the rally and where investors should look for opportunity next. Oracle takes center stage as Brent Thill of Jefferies reacts to the company's results and what they signal for enterprise software and AI spending. Paul Abrahimzadeh of 1789 Capital discusses his early investment in SpaceX and explains why he passed on OpenAI and Anthropic. Trader Guy Adami joins to discuss Oracle, metals and the broader commodity backdrop. Then, our Alex Sherman reporting live from Madison Square Garden on a banner year for the NBA, team valuations and the outlook for MSG stock before a final look ahead at the next catalysts for markets. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

This episode focuses on the National Capital Territory of Delhi.

In this week's episode of The Second Act Executive, host Tawnie Wolf explores leadership, investing, wellness, and personal growth in an increasingly digital world.The conversation begins with a recap of last week's discussion on artificial intelligence, online safety, digital responsibility, and why critical thinking has become one of the most important skills for future generations. Tawnie also examines the rise of celebrity founded brands and how personal branding, social media, and entrepreneurship are reshaping modern business.In this week's Capital and Clarity Market Brief, listeners receive an executive overview of NVIDIA, Palantir Technologies, Trump Media & Technology Group (DJT), and Warner Music Group, along with insights into the difference between trading, investing, and ownership.The episode also explores elder care advocacy, healthy aging, confidence after fifty, dating and relationships in the second half of life, and why many people discover greater fulfillment by focusing less on online validation and more on building meaningful lives offline.Drawing from her personal journey, Tawnie shares how The Power of Now by Eckhart Tolle helped her reconnect with mindfulness, presence, wellness, and self-awareness, leading to a deeper appreciation for life, purpose, and authentic confidence.This episode is a reminder that success is not only about what we build, but also about our ability to be present enough to enjoy it.“The ones who know that it is your second act that matters most.” Hosted by Tawnie Wolf#TheSecondActExecutive #Leadership #Investing #ArtificialIntelligence #HealthyAging #Mindfulness #ThePowerOfNow #Wellness #SecondAct #WolfVibrations #CapitalAndClarity #Purpose #Presence #Prosperity #RealConfidence

"We're seeing hurricanes, four of the 10 most damaging hurricanes in the United States happened in the last 10 years. Recovery and rebuild continues in many cases. Last year we had the world's most expensive wildfire on record in Los Angeles. These are market failures. Why are these things happening? Something is misaligned. Is it we're not taking care of the natural environment? Is it that our built environment, our buildings and our structures are not able to cope? Where are the policies? Where are the updated building codes?...Now these storms are happening more frequently and with greater intensity and impacting a lot more people, people, communities, companies. It's across the U.S. Everybody's being impacted. So that's the market failure. So how do we fix this?" Kanika Singh on Electric Ladies Podcast Every community in the U.S. and across the globe is now at risk from the ravages of climate change. What is your community doing to prepare? Kanika Singh calls these damages "market failures" because the market did not protect you/us from the damages. How? Listen to Kanika Singh, Director of Innovative Finance at the Milken Institute in this enlightening conversation with Electric Ladies Podcast host Joan Michelson. (You'll want to take notes.) You'll hear about: ●        How to identify the market failures in your community, area or region. ●        What the role and risk is of insurance companies in today's physical, economic and political climate. ●        Financial resources you might tap to make your homes and buildings more climate-resilient (including parts of the Inflation Reduction Act & Infrastructure Act that are still intact). ●        How to rebuild differently so your homes, businesses, schools etc. are more resilient. ●        Plus, career advice, such as: " Don't hesitate. Trust your gut…Try everything. Try what's out there, go for a walk. Clear your brain. The outdoors always helps. You will find something, and if you don't the first time around, that's still okay because we are getting chances…. Look, learn, but don't be afraid to take a chance, and if it doesn't work out, it's okay. I think we hold ourselves to very high and perhaps exacting standards of success sometimes. And that's not human. It's okay to be human." Kanika Singh on Electric Ladies Podcast  Subscribe to our newsletter to receive our podcasts, blog, events and special coaching offers.  You'll also like: ·       Impact Investing in New Hands - with Jolyne Caruso, Financial Executive, Investor and Wealth Advisor ·       How to Talk Climate In a Polarized Culture - with Katharine Hayhoe, Climate Scientist, Professor at Texas Tech University & Chief Scientist at The Nature Conservancy ·       How Hospitals Can Juggle 24/7 Care & Climate Impacts - Carol Gomes, CEO & COO, Stony Brook University Hospital ·       New Venture Capital Models For Women and CleanTech - Cecile Blilious, Veteran Venture Investor, Venture ESG, European Women in VC ·       Creativity & Relationships Secure Grants - with Megan Pater, CEO/Founder of Fund Nation and ECE Solutions ·       Investing in Companies For Social Impact - with Meredith Shields, CEO of Citi Impact Fund Subscribe to our newsletter to receive our podcasts, blog, events and special coaching offers. Thanks for subscribing on Apple Podcasts or iHeartRadio and leaving us a review! Follow us on Twitter @joanmichelson

Private credit headlines have been anxiety-inducing — but not all corners of private markets face the same pressures. Roughly $4 trillion in equity investments remain inside private equity funds awaiting exits, many acquired at elevated valuations during the low-rate era. For providers of scaled, flexible capital that sits between traditional debt and equity, that pressure creates opportunity.   On this episode of Disruptive Forces, host Anu Rajakumar speaks with David Lyon, Managing Director and Head of Capital Solutions at Neuberger, who oversees approximately $10 billion in assets. Together, they discuss: What Capital Solutions is, and what it is not Why the panic around private credit and BDCs may be overstated How AI uncertainty is reshaping software valuations but has yet to trigger widespread defaults What separates hybrid capital from continuation vehicles and distressed investing Where the real opportunities sit for sponsors under pressure to generate DPI What investors should demand from managers in the hybrid capital space   This communication is provided for informational and educational purposes only and nothing herein constitutes investment, legal, accounting or tax advice, or a recommendation to buy, sell or hold a security. Information is obtained from sources deemed reliable, but there is no representation or warranty as to its accuracy, completeness or reliability. This communication is not directed at any investor or category of investors and should not be regarded as investment advice or a suggestion to engage in or refrain from any investment-related course of action. Neuberger is not providing this material in a fiduciary capacity and has a financial interest in the sale of its products and services. Investment decisions should be made based on an investor's individual objectives and circumstances and in consultation with his or her advisors. All information is current as of the date of this material and is subject to change without notice. Any views or opinions expressed may not reflect those of the firm as a whole. Neuberger products and services may not be available in all jurisdictions or to all client types. This material is not intended as a formal research report and should not be relied upon as a basis for making an investment decision. The firm, its employees and advisory accounts may hold positions of any companies discussed. This material may include estimates, outlooks, projections and other "forward-looking statements." Due to a variety of factors, actual events or market behavior may differ significantly from any views expressed. Investing entails risks, including possible loss of principal. Indexes are unmanaged and are not available for direct investment. Past performance is no guarantee of future results.   Use of Artificial Intelligence Tools. Neuberger may utilize AI tools in its business operations to improve operational efficiency and for assistance in research and analyzing data among other uses. AI tools are dependent on historical data, consequently, if the content or analyses that AI applications assist Neuberger in producing are or are alleged to be deficient, inaccurate, or biased, a client account may be adversely affected. Additionally, AI tools used by Neuberger may produce inaccurate, misleading or incomplete responses that could lead to errors in Neuberger's and its employees' judgement, decision-making, investment research or other business activities, which could have a negative impact on the performance of a client account. The application of AI in investment processes, research, or analysis is evolving and subject to limitations, including data quality, algorithmic biases, and interpretive errors. AI outputs should not be relied upon as the sole basis for investment decisions. No assurance is given regarding the accuracy, completeness, or timeliness of information generated by AI.   This material is being issued on a limited basis through various global subsidiaries and affiliates of Neuberger Berman Group LLC. Please visit www.nb.com/disclosure-global-communications for the specific entities and jurisdictional limitations and restrictions. The "Neuberger" name and logo are service marks of Neuberger Berman Group LLC. © 2026 Neuberger Berman Group LLC. All rights reserved. M-002862

Neal sits down with co-founders John Sjolund (CEO) and Jon Brilliant(CFO) of Luna Diabetes, two serial diabetes tech founders building what they call “sleep only automation” - the world's smallest patch pump designed to automate insulin delivery while you sleep. With over 1700 nights of real-world wear and a pivotal study on the horizon, Jon and John make the case that nighttime is where the biggest gains in diabetes management are hiding - and almost no one is solving for it. Neal shares a personal connection through his father's decades-long journey with Type 1, and the conversation closes with taco picks spanning a hidden Sorrento Valley gem and an upscale Palo Alto staple.Key Topics* Why 80%+ of glucose-lowering automation benefit happens at night* The founding story: from a Hannah Montana watch to the world's smallest patch pump* Sleep disruption as the #1 reported issue among people with diabetes* Building trust through consistency in an intimate use case* Capital efficiency in medtech: $40M to market vs. the $200M industry average* The disconnect between what clinicians prioritize and what patients actually need* Consumerizing medical devices - why diabetes tech still feels like a Game Boy* WellDoc, Bigfoot Biomedical, and the lineage of connected insulin deliveryLinks & Resources* Luna Diabetes: lunadiabetes.com* WellDoc: welldoc.com* Bigfoot Biomedical: bigfootbiomedical.com* The Craft Taco (Sorrento Valley, San Diego)* Reposado (Downtown Palo Alto)Connect on LinkedIn* Neal Bloom* Jon Brilliant* John Sjolund This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit risingtidepartners.substack.com/subscribe

What if the “slow” periods in your capital campaign are actually some of the most productive opportunities for building donor relationships and campaign success?In this episode of All About Capital Campaigns, hosts Amy Eisenstein and Andrea Kihlstedt explore the natural ebbs and flows that every capital campaign experiences—and why nonprofit leaders should stop viewing slower periods as setbacks. Whether you're in the quiet phase of a campaign, preparing for a major fundraising push, or wondering how seasonal changes affect donor engagement, this conversation offers practical insights that can help you manage campaign momentum more effectively.Many nonprofit leaders assume a capital campaign should operate at full speed all the time. But campaigns are multi-year endeavors, and maintaining maximum intensity for years simply isn't sustainable. Amy and Andrea discuss why successful campaigns naturally move through periods of high activity and quieter stretches, and how understanding these cycles can reduce stress, prevent burnout, and improve fundraising outcomes.The discussion begins with an examination of seasonal fundraising patterns. Is summer really a slow time for fundraising? The answer depends on your organization, your donors, and your community. For some nonprofits, summer presents unique opportunities to connect with donors who are more relaxed and available. For others, donor travel patterns may create different challenges. Either way, making assumptions about donor availability can cause organizations to miss valuable opportunities.Amy and Andrea share examples of nonprofits that successfully leveraged summer activities and informal gatherings to deepen donor relationships and move campaign conversations forward. They discuss how cultivation often works best during periods when both staff and donors feel less rushed and more open to meaningful conversations.The conversation also addresses an important but often overlooked reality of campaign leadership: the emotional and organizational strain that accompanies major fundraising efforts. Capital campaigns involve large goals, significant stakes, and extended timelines. Amy and Andrea explain why nonprofit leaders should intentionally build breathing room into their campaign plans rather than attempting to maintain constant pressure throughout the life of a campaign.Listeners will learn how to identify productive ways to use quieter campaign periods, including donor cultivation, strategic planning, relationship building, and organizational reflection. Rather than viewing slower seasons as lost time, nonprofit leaders can use them to strengthen the foundation that supports future campaign success.If you're leading a capital campaign, preparing for a feasibility study, managing campaign volunteers, working with major donors, or looking for ways to sustain fundraising momentum over the long term, this episode provides valuable perspective on the rhythms and realities of campaign fundraising.In This Episode, You'll Learn:Why every capital campaign experiences natural ebbs and flowsHow seasonal timing affects donor engagement and fundraising activityWhy summer can be an ideal time for donor cultivationJerry Panas's powerful donor meeting scheduling strategyHow to avoid campaign burnout while maintaining momentumWays to use quieter periods productivelyHow to balance urgency and sustainability in campaign leadershipWhy strategic pauses can strengthen campaign resultsTo ensure your campaign ends in a celebration, download our free Capital Campaign Step-by-Step Guide & Checklist. This intuitive guide breaks down each step of your campaign, and the timeline allows you to visualize your whole campaign, from start to finish!

Streaming live Mondays at 6pm ET on The Jack Mallers Show YouTube channel.

Ahmad Sharawi details how lifting Syria's terror designation would grant the government access to significant capital. This change would encourage Gulf investors to fund critical sectors, increasing their influence within the country. (4)2898 Damascus

Your mortgage isn't the only housing cost that can quietly drain your wealth.Many homeowners spend years focusing on interest rates and monthly payments while overlooking one of the biggest long-term expenses attached to homeownership: property taxes. The reality is that failing to manage these costs could mean leaving hundreds—or even thousands—of dollars on the table every year.This week, Corwyn J. Melette sits down with Colton Pace, Co-Founder and CEO of Ownwell, a technology platform helping homeowners better understand property taxes, reduce unnecessary expenses, and make smarter long-term financial decisions.Drawing from his experience managing real estate assets for ultra-high-net-worth families, Colton explains why wealthy property owners actively monitor their housing costs while many everyday homeowners unknowingly overpay. He shares practical strategies that can help homeowners protect affordability, preserve equity, and treat their homes like the valuable financial assets they truly are.If you're a homeowner, aspiring homeowner, investor, or someone focused on building generational wealth, this conversation offers valuable insights into protecting your financial future.Key Takeaways:2:56 – Why wealthy property owners manage costs differently.5:25 – How property tax appeals can save homeowners money.7:30 – The hidden affordability impact of property taxes.10:00 – Why your property assessment may be inaccurate.12:30 – The reason most homeowners never appeal.15:00 – Smart ways to reduce ownership costs.17:30 – Treating your home like a financial asset.20:00 – The property tax mistake many buyers miss.21:19 – Protecting family wealth through homeownership.Legacy Takeaway:"Managing your property taxes and all the other expenses associated with your home... can keep you in the home longer." -ColtonConnect with Colton PaceWebsite: https://www.ownwell.com/LinkedIn: https://www.linkedin.com/in/coltonpaceConnect with Corwyn:Contact Number: 843-619-3005Instagram:⁠ https://www.instagram.com/exitstrategiesradioshow/⁠FB Page:⁠ https://www.facebook.com/exitstrategiessc/⁠Youtube:⁠ https://www.youtube.com/channel/UCxoSuynJd5c4qQ_eDXLJaZA⁠Website:⁠ https://www.exitstrategiesradioshow.com⁠Linkedin:⁠ https://www.linkedin.com/in/cmelette/⁠Shoutout to our Sponsor: Mellifund Capital, LLCNeed funding for your next real estate flip or build? MelliFund Capital makes it fast, flexible, and investor-friendly. Visit MelliFundCapital.com and fund your future today. Again, that's MelliFundCapital.com, M-E-L-L-I-L-U-N-D, Capital.com.