Podcasts about Capital

In this conversation, Josh Ryan shares his journey from a real estate agent to a financial advisor, detailing the challenges he faced during the 2008 financial crisis that led him to become a financial advisor. He discusses the concept of the 'Family Vault' as a financial safety net, the establishment of a virtual family office, and the importance of business acquisition and commercial real estate in wealth management. The discussion emphasizes proactive strategies for financial planning and legacy creation.Chapters:00:00:00 - Introduction and Welcome to the Show00:01:07 - Key Principle: Concentrate to Get Rich, Diversify to Stay Rich00:02:27 - Guest Introduction: Josh Ryan and His Background00:04:13 - Josh Ryan's Journey into Financial Services00:10:08 - The Concept of the Family Vault00:12:00 - Understanding the Virtual Family Office00:19:01 - Business Acquisition as Part of a Family Office Strategy00:24:02 - The Importance of Commercial Real Estate in Wealth Building00:30:04 - Partnering with Clients for Business Acquisitions00:33:15 - How to Connect with Josh Ryan and Closing RemarksConnect with Josh Ryan:https://cornerstoneroscoe.com/ Learn More About Accountable Equity:  Visit Us: http://www.accountableequity.com/   Access eBook: https://accountableequity.com/case-study/#register Turn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger.LinkedinFacebookInstagramApple PodcastSpotify

On Food Talk with Dani Nierenberg, Dani speaks with Amanda Koehler, Manager of the Land, Capital, and Market Access Network. They discuss the U.S. Department of Agriculture's decision to terminate 49 of the 50 land access projects, the barriers that young and beginning farmers face, and how we can support our local food producers moving forward. Plus, hear about what the latest numbers show about the decline of official development assistance around the world, the steps Rwanda is taking to protect farmland from developing in the country's capital, a new initiative from the government of Bangladesh designed to support small farmers, and more. While you're listening, subscribe, rate, and review the show; it would mean the world to us to have your feedback. You can listen to "Food Talk with Dani Nierenberg" wherever you consume your podcasts.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mujahid Muhammad. Interview Summary Interview with Rushion McDonald – Money Making Conversations Masterclass Interview Purpose The purpose of this interview is to demystify personal finance, redefine wealth‑building, and emphasize the importance of preparation, capitalization, and disciplined planning. Mujahid Muhammad, a personal financial coach and founder of Wealth Coaching Stratosphere, shares a deeply personal journey marked by financial success, failure, rebuilding, and hard‑earned wisdom. Through candid storytelling, the interview reframes wealth not as risky speculation or quick wins, but as a long‑term process grounded in personal financial stability, liquidity, and informed decision‑making. The conversation is designed to help everyday people avoid common financial traps and approach real estate and investing from a position of strength rather than desperation. Major Themes & Key Takeaways 1. Experience Is the Best Teacher Mujahid’s financial philosophy is rooted in lived experience. After building a seven‑figure real estate portfolio early in life, he suffered devastating losses due to Hurricane Katrina and the 2008 housing collapse. These setbacks reshaped his understanding of leverage, risk, and preparation. Key takeaway: Financial success without safeguards can collapse quickly. 2. Leverage Without Liquidity Is Dangerous One of the most powerful lessons Mujahid shares is that being “asset‑rich but cash‑poor” is a vulnerable position. His earlier strategy relied heavily on leverage without sufficient reserves, leaving him exposed when disaster struck. Key takeaway: Liquidity is protection; leverage alone is not wealth. 3. Fix Personal Finance Before Building Businesses Mujahid stresses that many people pursue entrepreneurship or real estate in hopes of fixing personal financial struggles—often with disastrous results. Instead, personal financial stability must come first. Key takeaway: Solve your personal finances before using business to create wealth. 4. Wealth Is a Process, Not a Product The interview reinforces that financial improvement isn’t something you buy—it’s something you build over time. Mujahid emphasizes facing financial reality honestly instead of avoiding uncomfortable truths. Key takeaway: Progress starts by looking at the numbers, not ignoring them. 5. The Five Financial Stratospheres Mujahid introduces his Wealth Coaching Stratosphere model, outlining five levels of financial development: Financial Failure Financial Health Financial Fluency Financial Wealth Financial Independence Each stage represents a mindset and requires different behaviors and priorities. Key takeaway: Knowing your financial “stratosphere” determines your next move. 6. Capitalization Comes Before Real Estate Mujahid advises against entering real estate before reaching financial fluency. While creative financing exists, retaining real estate requires cash flow, reserves, and patience. Key takeaway: You can buy property with little money—but you cannot keep it that way. 7. The Importance of Capital and Opportunity Funds He emphasizes saving, emergency funds, and opportunity funds as prerequisites to investing. Capital allows individuals to recognize and act on opportunities without panic. Key takeaway: Capital creates clarity—and choices. 8. Infinite Banking and Financial Autonomy Mujahid explains the Infinite Banking Concept, which focuses on reclaiming control over the banking function through properly structured life insurance, allowing individuals to access capital without relying on traditional lenders. Key takeaway: Financial independence includes controlling how you access capital. 9. Debt Freedom Is Hard—but Worth It Through personal stories of tackling significant student loan and consumer debt, Mujahid emphasizes that debt freedom requires sacrifice, time, and unity—especially within marriage. Key takeaway: Debt freedom is attainable, but only through commitment and discipline. 10. Coaching Provides Accountability and Perspective Mujahid describes financial coaching as objective guidance from someone who has navigated the journey before. Coaching is positioned as a serious commitment, not casual advice. Key takeaway: Accountability accelerates growth. Notable Quotes “Leverage without liquidity is stupidity.” “We try to use business to solve personal finance problems—and that’s backwards.” “Wealth is a process, not a product.” “You can acquire real estate with no money—but you can’t keep it that way.” “Capitalization changes how you see opportunity.” “If you have a six‑figure income, your problem is usually you.” “Debt freedom is hard—but it’s worth it.” “Preparation puts you in a position of strength.” Overall Message Mujahid Muhammad’s interview is a ground‑truth masterclass in financial realism and discipline. His story strips away hype and reframes wealth creation as a methodical, values‑driven process that begins with personal accountability and preparation. Ultimately, the conversation challenges listeners to shift from chasing opportunity to becoming prepared for opportunity, reinforcing that sustainable wealth is built through patience, liquidity, education, and intentional planning. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

In this episode of the Jake & Gino How To Series, Gino shares a practical guide on how to invest your money with intention. Beyond just chasing returns, this conversation focuses on protecting your capital, building sustainable income streams, and creating long-term wealth. Gino also highlights the importance of side hustles as a way to generate additional income that can be reinvested into assets. Timestamps 00:00 – Introduction 01:12 – Why investing is more than just making money 03:05 – The importance of protecting your capital 05:20 – Understanding how money grows over time 08:10 – Active vs passive income explained 11:00 – The role of side hustles in building capital 14:25 – Turning income into investments 17:40 – Common mistakes new investors make 20:15 – Building a long-term investment strategy 23:50 – Mindset shifts for wealth creation 26:30 – Final thoughts & key takeaways This episode is brought to you by Wheelbarrow Profits. To learn more about multifamily investing and access valuable resources, visit:https://wheelbarrowprofits.com We're here to help create real estate entrepreneurs... About Jake & Gino: Jake & Gino are multifamily investors, operators, and owners who have created a vertically integrated real estate company. They control over $350M in assets under management. Connect with Jake & Gino here --> https://jakeandgino.com. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Spike and Zuckerman sit down with Evan from LA in a Minute to dig into the surprisingly rich automotive history of Los Angeles, from the first gas-powered car tested at 2 a.m. on Broadway in 1897 to how a racing speedway literally built Beverly Hills. Plus, Spike reviews the Aston Martin Vantage S, Evan confesses to rear-ending a nun, and the crew debates why Angelenos can't stop saying "the" before freeway numbers. ______________________________________________

What if the system isn't broken… it's working exactly how it was designed? Dr. Thomas Powell joins us to break down what founders get wrong about capital, why most businesses trap their owners, and how the same patterns show up in government. This is part entrepreneurship, part constitutional reality check…and a little uncomfortable in all the right ways.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mujahid Muhammad. Interview Summary Interview with Rushion McDonald – Money Making Conversations Masterclass Interview Purpose The purpose of this interview is to demystify personal finance, redefine wealth‑building, and emphasize the importance of preparation, capitalization, and disciplined planning. Mujahid Muhammad, a personal financial coach and founder of Wealth Coaching Stratosphere, shares a deeply personal journey marked by financial success, failure, rebuilding, and hard‑earned wisdom. Through candid storytelling, the interview reframes wealth not as risky speculation or quick wins, but as a long‑term process grounded in personal financial stability, liquidity, and informed decision‑making. The conversation is designed to help everyday people avoid common financial traps and approach real estate and investing from a position of strength rather than desperation. Major Themes & Key Takeaways 1. Experience Is the Best Teacher Mujahid’s financial philosophy is rooted in lived experience. After building a seven‑figure real estate portfolio early in life, he suffered devastating losses due to Hurricane Katrina and the 2008 housing collapse. These setbacks reshaped his understanding of leverage, risk, and preparation. Key takeaway: Financial success without safeguards can collapse quickly. 2. Leverage Without Liquidity Is Dangerous One of the most powerful lessons Mujahid shares is that being “asset‑rich but cash‑poor” is a vulnerable position. His earlier strategy relied heavily on leverage without sufficient reserves, leaving him exposed when disaster struck. Key takeaway: Liquidity is protection; leverage alone is not wealth. 3. Fix Personal Finance Before Building Businesses Mujahid stresses that many people pursue entrepreneurship or real estate in hopes of fixing personal financial struggles—often with disastrous results. Instead, personal financial stability must come first. Key takeaway: Solve your personal finances before using business to create wealth. 4. Wealth Is a Process, Not a Product The interview reinforces that financial improvement isn’t something you buy—it’s something you build over time. Mujahid emphasizes facing financial reality honestly instead of avoiding uncomfortable truths. Key takeaway: Progress starts by looking at the numbers, not ignoring them. 5. The Five Financial Stratospheres Mujahid introduces his Wealth Coaching Stratosphere model, outlining five levels of financial development: Financial Failure Financial Health Financial Fluency Financial Wealth Financial Independence Each stage represents a mindset and requires different behaviors and priorities. Key takeaway: Knowing your financial “stratosphere” determines your next move. 6. Capitalization Comes Before Real Estate Mujahid advises against entering real estate before reaching financial fluency. While creative financing exists, retaining real estate requires cash flow, reserves, and patience. Key takeaway: You can buy property with little money—but you cannot keep it that way. 7. The Importance of Capital and Opportunity Funds He emphasizes saving, emergency funds, and opportunity funds as prerequisites to investing. Capital allows individuals to recognize and act on opportunities without panic. Key takeaway: Capital creates clarity—and choices. 8. Infinite Banking and Financial Autonomy Mujahid explains the Infinite Banking Concept, which focuses on reclaiming control over the banking function through properly structured life insurance, allowing individuals to access capital without relying on traditional lenders. Key takeaway: Financial independence includes controlling how you access capital. 9. Debt Freedom Is Hard—but Worth It Through personal stories of tackling significant student loan and consumer debt, Mujahid emphasizes that debt freedom requires sacrifice, time, and unity—especially within marriage. Key takeaway: Debt freedom is attainable, but only through commitment and discipline. 10. Coaching Provides Accountability and Perspective Mujahid describes financial coaching as objective guidance from someone who has navigated the journey before. Coaching is positioned as a serious commitment, not casual advice. Key takeaway: Accountability accelerates growth. Notable Quotes “Leverage without liquidity is stupidity.” “We try to use business to solve personal finance problems—and that’s backwards.” “Wealth is a process, not a product.” “You can acquire real estate with no money—but you can’t keep it that way.” “Capitalization changes how you see opportunity.” “If you have a six‑figure income, your problem is usually you.” “Debt freedom is hard—but it’s worth it.” “Preparation puts you in a position of strength.” Overall Message Mujahid Muhammad’s interview is a ground‑truth masterclass in financial realism and discipline. His story strips away hype and reframes wealth creation as a methodical, values‑driven process that begins with personal accountability and preparation. Ultimately, the conversation challenges listeners to shift from chasing opportunity to becoming prepared for opportunity, reinforcing that sustainable wealth is built through patience, liquidity, education, and intentional planning. #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

How does one engineer run 40,000 people with 10 daily numbers, zero hobbies, and a $1 billion bet he made in his first year as CEO? Mario Harik is the CEO of XPO, one of the largest trucking companies in the world. He started as employee #3, learned from Brad Jacobs (who built eight multibillion-dollar companies from scratch), and now leads 40,000 people with a management style shaped by engineering discipline, frontline feedback, and a deep belief in human potential. Mario shares how he uses real-time data and second-derivative thinking to make decisions, how he hires and develops A players (and the gut test that tells you who isn't one), how he runs meetings that surface the best thinking from the most junior person in the room, and why ego, complacency, and small goals quietly cap everything. Enjoy! ----- Timestamps: (00:00:00) Defining ego and the importance of continuous learning  (00:00:19) How an engineering mindset translates to business leadership  (00:01:58) Applying engineering frameworks to CEO-level strategy and execution  (00:03:38) Letting go of perfection and understanding how people operate  (00:05:14) Lessons from working with Brad Jacobs and thinking big  (00:07:13) Building strong teams and the importance of feedback loops  (00:08:18) Evaluating talent: skill, work ethic, and collegiality  (00:10:51) Disagreement vs consensus and decision-making in teams  (00:12:50) Service-first strategy and improving customer experience  (00:16:21) Running the business through KPIs, data, and real-time systems  (00:19:41) Learning from frontline employees and feedback loops  (00:22:35) Using technology and AI to track performance and reduce errors  (00:28:35) Coaching employees through data-driven performance insights  (00:29:30) Structuring effective meetings with data and ranked input  (00:32:36) Pre-meeting preparation and leveraging team intelligence  (00:34:29) Identifying and developing talent within the organization  (00:39:48) Hiring frameworks and assessing candidates deeply  (00:47:30) Early life experiences and how they shape perspective  (00:49:27) Analytical approach to risk and decision-making  (00:50:56) Capital allocation and the Yellow bankruptcy acquisition  (00:55:31) Turning strategy into execution through financial tracking  (00:59:23) A/B/C player framework for evaluating talent  (01:02:12) Creating a high-performance environment through belief and feedback  (01:04:18) Evolving leadership style and giving effective feedback  (01:07:33) Core levers of value creation: people, capital, and time  ------ Newsletter: The Brain Food newsletter delivers actionable insights and thoughtful ideas every Sunday. It takes 5 minutes to read, and it's completely free. Learn more and sign up at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠fs.blog/newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ------ Follow Shane Parrish: X: ⁠⁠⁠⁠⁠⁠https://x.com/shaneparrish⁠ Insta: ⁠https://www.instagram.com/farnamstreet/⁠ LinkedIn: ⁠https://www.linkedin.com/in/shane-parrish-050a2183/⁠ Follow Mario Harik: LinkedIn: https://www.linkedin.com/in/marioharik/ XPO: https://investors.xpo.com/board-member/mario-harik/ ------ Thank you to the sponsors for this episode: +Granola AI, The AI notepad for people in back-to-back meetings: https://www.granola.ai/shane Check out the Granola Notes. +CoinShares: Delivering Reason to Digital Asset Investing. https://coinshares.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mujahid Muhammad. Interview Summary Interview with Rushion McDonald – Money Making Conversations Masterclass Interview Purpose The purpose of this interview is to demystify personal finance, redefine wealth‑building, and emphasize the importance of preparation, capitalization, and disciplined planning. Mujahid Muhammad, a personal financial coach and founder of Wealth Coaching Stratosphere, shares a deeply personal journey marked by financial success, failure, rebuilding, and hard‑earned wisdom. Through candid storytelling, the interview reframes wealth not as risky speculation or quick wins, but as a long‑term process grounded in personal financial stability, liquidity, and informed decision‑making. The conversation is designed to help everyday people avoid common financial traps and approach real estate and investing from a position of strength rather than desperation. Major Themes & Key Takeaways 1. Experience Is the Best Teacher Mujahid’s financial philosophy is rooted in lived experience. After building a seven‑figure real estate portfolio early in life, he suffered devastating losses due to Hurricane Katrina and the 2008 housing collapse. These setbacks reshaped his understanding of leverage, risk, and preparation. Key takeaway: Financial success without safeguards can collapse quickly. 2. Leverage Without Liquidity Is Dangerous One of the most powerful lessons Mujahid shares is that being “asset‑rich but cash‑poor” is a vulnerable position. His earlier strategy relied heavily on leverage without sufficient reserves, leaving him exposed when disaster struck. Key takeaway: Liquidity is protection; leverage alone is not wealth. 3. Fix Personal Finance Before Building Businesses Mujahid stresses that many people pursue entrepreneurship or real estate in hopes of fixing personal financial struggles—often with disastrous results. Instead, personal financial stability must come first. Key takeaway: Solve your personal finances before using business to create wealth. 4. Wealth Is a Process, Not a Product The interview reinforces that financial improvement isn’t something you buy—it’s something you build over time. Mujahid emphasizes facing financial reality honestly instead of avoiding uncomfortable truths. Key takeaway: Progress starts by looking at the numbers, not ignoring them. 5. The Five Financial Stratospheres Mujahid introduces his Wealth Coaching Stratosphere model, outlining five levels of financial development: Financial Failure Financial Health Financial Fluency Financial Wealth Financial Independence Each stage represents a mindset and requires different behaviors and priorities. Key takeaway: Knowing your financial “stratosphere” determines your next move. 6. Capitalization Comes Before Real Estate Mujahid advises against entering real estate before reaching financial fluency. While creative financing exists, retaining real estate requires cash flow, reserves, and patience. Key takeaway: You can buy property with little money—but you cannot keep it that way. 7. The Importance of Capital and Opportunity Funds He emphasizes saving, emergency funds, and opportunity funds as prerequisites to investing. Capital allows individuals to recognize and act on opportunities without panic. Key takeaway: Capital creates clarity—and choices. 8. Infinite Banking and Financial Autonomy Mujahid explains the Infinite Banking Concept, which focuses on reclaiming control over the banking function through properly structured life insurance, allowing individuals to access capital without relying on traditional lenders. Key takeaway: Financial independence includes controlling how you access capital. 9. Debt Freedom Is Hard—but Worth It Through personal stories of tackling significant student loan and consumer debt, Mujahid emphasizes that debt freedom requires sacrifice, time, and unity—especially within marriage. Key takeaway: Debt freedom is attainable, but only through commitment and discipline. 10. Coaching Provides Accountability and Perspective Mujahid describes financial coaching as objective guidance from someone who has navigated the journey before. Coaching is positioned as a serious commitment, not casual advice. Key takeaway: Accountability accelerates growth. Notable Quotes “Leverage without liquidity is stupidity.” “We try to use business to solve personal finance problems—and that’s backwards.” “Wealth is a process, not a product.” “You can acquire real estate with no money—but you can’t keep it that way.” “Capitalization changes how you see opportunity.” “If you have a six‑figure income, your problem is usually you.” “Debt freedom is hard—but it’s worth it.” “Preparation puts you in a position of strength.” Overall Message Mujahid Muhammad’s interview is a ground‑truth masterclass in financial realism and discipline. His story strips away hype and reframes wealth creation as a methodical, values‑driven process that begins with personal accountability and preparation. Ultimately, the conversation challenges listeners to shift from chasing opportunity to becoming prepared for opportunity, reinforcing that sustainable wealth is built through patience, liquidity, education, and intentional planning. #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Send us Fan MailOn today's PoM Podcast I sat down with John Coleman, co-CEO of Sovereign's Capital, author, and faith-driven business leader who's asking a deceptively simple but deeply pastoral question in his new book, "Good Money: Six Steps to Building a Financial Life with Purpose - what if the problem isn't money itself, but what we believe about it?"Good Money challenges Christians to rethink money not as a moral neutral or a necessary evil, but as a spiritual tool that quietly forms our loves, habits and priorities. As John puts it, “Money is meant to serve us, not rule us.” When placed in its proper role, it can become one of God's most powerful instruments for good — for families, communities and the Kingdom.To learn more visit: https://www.johnwilliamcoleman.com/Learn more about The Pursuit of Manliness: https://www.thepursuitofmanliness.com/ Secure your spot in Tribe XVIII https://www.thepursuitofmanliness.com/gear/p/tribe-xviiiSubscribe to Recalibrate, the daily podcast from The Pursuit of Manliness: https://podcasts.apple.com/us/podcast/recalibrate/id1797551549Join The Herd:  https://www.thepursuitofmanliness.com/join-the-herdRegister for our 2026 Fall Men's Retreat: https://www.thepursuitofmanliness.com/gear/p/2026-mens-retreatSupport the show

Today’s Topics: 1, 2, 3, 4) William discusses the dangers of each of the Capital Sins and the remedy: The Virtues

Saudações, ouvintes apaixonados por locução. Está NO AR o 104º podcast VOZ OFF! Neste episódio, Antônio Viviani e Nicola Lauletta conversam com mais uma grande voz da publicidade e da dublagem. Nascida em São Paulo, na Moóca, bairro da Zona Leste, mas considerado parte do Centro expandido da Capital, a nossa entrevistada tem ascendência por parte de pai, da Bessarábia, região que atualmente pertence principalmente à República da Moldávia, e materna de espanhóis e italianos. Desde pequena, sua mãe a incentivou a declamar poesias, e se destacava na escola por sua habilidade de recitar em público, além de ter desenvolvido uma facilidade de aprender idiomas. Com 5 anos, queria ser atriz, e até criou um nome artístico: Marta Estevão. Por imposição paterna, foi estudar arquitetura para a qual não tinha a menor habilidade, mas quando terminou a faculdade, ingressou no Teatro Escola Macunaíma e se deu tão bem que ao terminar o curso, foi convidada para dar aula de teatro, até que resolveu participar de um concurso do Clube de Criação de São Paulo que procurava novas vozes para a publicidade. Nesse concurso, foi uma das selecionadas e começou a sua carreira na locução publicitária. Tempos depois, ela foi escolhida num casting para ser a 1a. voz sintetizada do Brasil, e por essa razão viajou inúmeras vezes para a Bélgica, onde as gravações se realizavam e até hoje, a sua voz pode ser ouvida em aplicativos, aeroportos etc. Quem vai contar essa sua história de sucesso é Tânia Gaidarji. A conversa aconteceu em março de 2026 e você vai ficar sabendo que ela também enveredou para a dublagem, fazendo inúmeros personagens famosos, mas uma em especial, a Bulma do Dragon Ball, há 40 anos, sendo que o sucesso da personagem, proporciona a ela a possibilidade de participar de inúmeros eventos em todos os cantos do Brasil. Com a gente, e pra vocês: TÂNIA GAIDARJI! Para seguir nas redes sociais:- Curta a página do podcast Voz Off no Facebook- Siga o @podcastvozoff no Twitter- Curta a página do Antonio Viviani no Facebook- Siga o @antonioviviani no Twitter- Siga o @antonio.viviani no Instagram- Siga o @nicolalauletta no Twitter- Curta a página do Echo's Studio no Facebook- Curta a página do Workshop de Locução Voz A Obra no Facebook- Ouça também o podcast TEXTO SENTIDO com Antônio Viviani Assine o FEED do Voz Off:Para ouvir o Voz Off no seu agregador de podcasts preferido, clique aqui e assine o nosso FEED! Assine e avalie nosso podcast no iTunes:Se você usa o iTunes no seu computador, tablet ou smartphone, assine e avalie nosso podcast clicando aqui! Voz Off no Spotify:Caso prefira ouvir o Voz Off no Spotify, é só clicar aqui e assinar o nosso podcast no serviço de streaming! E-mails:Mande seu feedback pra gente através do e-mail podcastvozoff@gmail.com! Publicidade:Entre em contato e saiba como anunciar sua marca, produto ou serviço em nossos podcasts.See omnystudio.com/listener for privacy information.

Mar Barrero propone el fondo de Swisscanto Equity Fund Sustainable, que invierte en energías renovables y descarbonización y tiene una muy buena trayectoria este año.

Álvaro Blasco, director de inversiones de atl Capital, repasa lo más destacado de la bolsa española con vistazo a Grifols, Naturgy, ACS, Audax...

Alegerile parlamentare din Ungaria s-au încheiat cu o participare record și o schimbare majoră pe scena politică. Dupa 16 ani la putere, Viktor Orban a fost infrant. Maghiarii cu dubla cetatenie de la noi nu l-au votat insa pe Peter Magyar. Partidul TISZA  a acuzat actuala conducere a Ungariei ca i-a tradat pe maghiarii din Transilvania. Magyar promite transparență în finanțarea din Ardeal și susține o politică de bună vecinătate, concentrată pe cooperare.    Hezbollah refuză dialogul cu Israelul Miscarea Hezbollah anunță că nu va respecta eventualele acorduri rezultate din discuțiile dintre Liban și Israel, în timp ce tensiunile din regiune continuă să escaladeze. Diplomati din cele doua tari negociaza la Washington. Israelul a respins ideea unui armistițiu înaintea negocierilor si a continuat atacurile in sudul Libanului.  Cine e fundația care a plătit panourile anticezariană din Capitală? Panouri uriase aparute in Bucuresti in ultimele zile le sfatuiesc pe viitoarele mame sa refuze operatiile de cezariana. Prin operatie, lipsa dilataţiilor şi contracţiilor se transmite genetic de la mamă la fiică, este unul din mesaje. O abordare cel putin scandaloasa si fara suport stiintific, care a determinat- o pe o deputata USR sa anunțe depunerea unui proiect de lege care să prevadă ca orice panou public trebuie să aibă avizul Colegiului Medicilor. Intrer timp, jurnalistii de la Snoop.ro au descoperit ca fundatia care a platit panourile promoveaza diverse teorii ale conspiratiei. Dezvoltam subiectul in 40 de minute.

Ações integradas das Polícias Civil e Militar impulsionam queda também nos furtos e ampliam prisões de quadrilhas especializadas.

Saudações, ouvintes apaixonados por locução. Está NO AR o 104º podcast VOZ OFF! Neste episódio, Antônio Viviani e Nicola Lauletta conversam com mais uma grande voz da publicidade e da dublagem. Nascida em São Paulo, na Moóca, bairro da Zona Leste, mas considerado parte do Centro expandido da Capital, a nossa entrevistada tem ascendência por parte de pai, da Bessarábia, região que atualmente pertence principalmente à República da Moldávia, e materna de espanhóis e italianos. Desde pequena, sua mãe a incentivou a declamar poesias, e se destacava na escola por sua habilidade de recitar em público, além de ter desenvolvido uma facilidade de aprender idiomas. Com 5 anos, queria ser atriz, e até criou um nome artístico: Marta Estevão. Por imposição paterna, foi estudar arquitetura para a qual não tinha a menor habilidade, mas quando terminou a faculdade, ingressou no Teatro Escola Macunaíma e se deu tão bem que ao terminar o curso, foi convidada para dar aula de teatro, até que resolveu participar de um concurso do Clube de Criação de São Paulo que procurava novas vozes para a publicidade. Nesse concurso, foi uma das selecionadas e começou a sua carreira na locução publicitária. Tempos depois, ela foi escolhida num casting para ser a 1a. voz sintetizada do Brasil, e por essa razão viajou inúmeras vezes para a Bélgica, onde as gravações se realizavam e até hoje, a sua voz pode ser ouvida em aplicativos, aeroportos etc. Quem vai contar essa sua história de sucesso é Tânia Gaidarji. A conversa aconteceu em março de 2026 e você vai ficar sabendo que ela também enveredou para a dublagem, fazendo inúmeros personagens famosos, mas uma em especial, a Bulma do Dragon Ball, há 40 anos, sendo que o sucesso da personagem, proporciona a ela a possibilidade de participar de inúmeros eventos em todos os cantos do Brasil. Com a gente, e pra vocês: TÂNIA GAIDARJI! Para seguir nas redes sociais:- Curta a página do podcast Voz Off no Facebook- Siga o @podcastvozoff no Twitter- Curta a página do Antonio Viviani no Facebook- Siga o @antonioviviani no Twitter- Siga o @antonio.viviani no Instagram- Siga o @nicolalauletta no Twitter- Curta a página do Echo's Studio no Facebook- Curta a página do Workshop de Locução Voz A Obra no Facebook- Ouça também o podcast TEXTO SENTIDO com Antônio Viviani Assine o FEED do Voz Off:Para ouvir o Voz Off no seu agregador de podcasts preferido, clique aqui e assine o nosso FEED! Assine e avalie nosso podcast no iTunes:Se você usa o iTunes no seu computador, tablet ou smartphone, assine e avalie nosso podcast clicando aqui! Voz Off no Spotify:Caso prefira ouvir o Voz Off no Spotify, é só clicar aqui e assinar o nosso podcast no serviço de streaming! E-mails:Mande seu feedback pra gente através do e-mail podcastvozoff@gmail.com! Publicidade:Entre em contato e saiba como anunciar sua marca, produto ou serviço em nossos podcasts.See omnystudio.com/listener for privacy information.

Are you accidentally "breaking" your financial models? In this episode of the Exit Strategies Radio Show, host Corwyn J. Melette sits down with Lillian Chen, founder of Proptimal, to discuss the critical difference between a deal that pencils out and a total financial disaster. Lillian reveals why relying on generic online templates is a dangerous game and how her platform helps everyday investors access the institutional-grade data systems needed to scale from residential to commercial real estate. From "scuffing up" deals for lenders to adopting a long-term marathon mindset, this conversation is a masterclass in making smarter, data-backed investment decisions.Key Takeaways:03:45 Institutional Power for Everyday Investors: Lillian explains how her platform, Proptimal, brings the tools and resources used by billion-dollar firms to everyday developers, removing the need for a fancy finance degree.07:22 The Danger of "Breaking the Model": Using generic templates without understanding the nuances of a commercial deal can lead to broken formulas, resulting in mistakes that cost tens or hundreds of thousands of dollars.08:00 Modeling as Art vs. Science: Discover why a "too pretty" deal should be scuffed up to under-promise and over-deliver, while a tight deal requires precision science to ensure it actually pencils.13:45 The Only Lever That Matters: Unlike residential flips, commercial success is largely determined by the initial purchase price, as market forces often dictate your rent and exit price.15:25 Systems for Control: Why most firms only need 10% of several different softwares, and how integrating tasks, files, and financial analysis into one place prevents data loss and vendor chaos.23:20 Marathon vs. Sprint: The most successful operators avoid the "hubris" of chasing trends and instead focus on patience and proper leverage to stay in the game for the long run. Legacy Takeaway:Legacy is not built by accident; it's built through informed decisions, solid systems, and the courage to take the next step into bigger deals. Connect with Lilian:LinkedIn: https://www.linkedin.com/in/theproptechgirl/Website: proptimal.comEmail: lilian@proptimal.com Connect with Corwyn:Contact Number: 843-619-3005Instagram:⁠ https://www.instagram.com/exitstrategiesradioshow/⁠FB Page:⁠ https://www.facebook.com/exitstrategiessc/⁠Youtube:⁠ https://www.youtube.com/channel/UCxoSuynJd5c4qQ_eDXLJaZA⁠Website:⁠ https://www.exitstrategiesradioshow.com⁠Linkedin:⁠ https://www.linkedin.com/in/cmelette/⁠Shoutout to our Sponsor: Mellifund Capital, LLCNeed funding for your next real estate flip or build? MelliFund Capital makes it fast, flexible, and investor-friendly. Visit MelliFundCapital.com and fund your future today. Again, that's MelliFundCapital.com, M-E-L-L-I-L-U-N-D, Capital.com.

Send us Fan MailGlobalization and global trade have been a top topic of discussion of late. In this episode I talk with Chris Brigham, a Senior Research Analyst at Bernstein, on their recent research piece Trading Places - The Future of Global Trade. We discuss the key findings of the research and if the current state of the Middle East and Iran impact his conclusions. We discuss how companies are thinking about supply chains and what investors should do within portfolios. Chris also shares his views of currency and the US Dollar as the world's reserve currency.With any questions or comments, or to discuss your own financial situation, I can be reached at marc.penziner@bernstein.com or 212-969-6655.The information presented and opinions expressed are solely the views of the podcast host commentator and their guest speaker(s).  AllianceBernstein L.P. or its affiliates makes no representations or warranties concerning the accuracy of any data. There is no guarantee that any projection, forecast or opinion in this material will be realized. Past performance does not guarantee future results. The views expressed here may change at any time after the date of this podcast. This podcast is for informational purposes only and does not constitute investment advice. AllianceBernstein L.P. does not provide tax, legal or accounting advice. It does not take an investor's personal investment objectives or financial situation into account; investors should discuss their individual circumstances with appropriate professionals before making any decisions. This information should not be construed as sales or marketing material or an offer or solicitation.

Ce lundi 13 avril le pape débute une tournée en Afrique. Léon XIV se rend d'abord en Algérie, puis au Cameroun, en Angola et enfin en Guinée Équatoriale. Onze jours de visite, 18 000 kilomètres et 7 messes… Il s'agit de sa première grande tournée internationale, après son voyage en Turquie et au Liban fin 2025, sur un continent où vivent aujourd'hui plus de 20% des fidèles catholiques du monde. Une priorité pour le Vatican selon Pierre Diarra, docteur en théologie, histoire des religions et anthropologie religieuse. RFI : Pierre Diarra, en choisissant le continent africain pour cette tournée qui s'annonce très dense, quel est le message du Vatican ? Pierre Diarra : Ce sera évidemment un message important pour les Africains, à savoir que le continent africain a fait un accueil généreux, j'ai envie de dire, au christianisme, et c'est important que le premier responsable des chrétiens puisse aller leur rendre visite. Donc, je pense qu'on est dans la continuité du pape François, de Jean-Paul II, de Benoît XVI. Est-ce que c'est un continent que connaît le pape Léon XIV ? Oui, en tant que responsable des Augustiniens, il y est déjà allé. Il veut prendre le temps de discuter avec les Africains, de prier avec eux et de délivrer un certain nombre de messages. La première étape, c'est donc l'Algérie. C'est la première visite d'un pape dans ce pays où l'islam est religion d'État, les catholiques y sont très minoritaires. Pourquoi ce choix ? Ce choix est important dans la mesure où le dialogue interreligieux est capital, j'ai envie de dire incontournable, dans la mission chrétienne. Et puis c'est un pays qui est important du point de vue de l'histoire du christianisme. Saint-Augustin a vécu entre 354 et 430. Augustin a été évêque d'Hippone, Annaba dans l'actuelle Algérie. Pour cette étape algérienne, le programme à ce stade ne prévoit pas un déplacement à Thibérine, là où sept moines avaient été enlevés puis assassinés il y a 30 ans. Non, mais c'est sous-entendu dans la mesure où le dialogue inter religieux, c'est aussi tout un message à apporter à tout un peuple, par rapport à une construction d'un pays où tout le monde, toutes les forces sont invitées pour que les choses se passent le mieux possible, aussi bien dans les relations à l'intérieur du même pays, à l'intérieur des groupes sociaux, dans les familles, mais aussi au niveau international. Deuxième étape : le Cameroun, avec notamment un déplacement sous haute sécurité à Bamenda, dans le Nord-Ouest anglophone. C'est l'épicentre du conflit qui oppose le gouvernement aux forces séparatistes. C'est un signal symbolique de la part du pape Léon XIV, ou politique ? Oui, c'est symbolique et politique à la fois. Parce que le Cameroun, c'est un pays, j'ai presque envie de dire, qui rassemble toute l'Afrique symboliquement, dans la mesure où le Cameroun a été d'une certaine manière, et pour faire court, colonisé par les Allemands, les Anglais et les Français. Et il y a la division qui peut s'opérer. Il y a une multitude de langues, on pourrait dire une multitude de peuples au Cameroun.  Et donc, il est important qu'il y ait une certaine unité et qu'ensemble, ils forment le même pays et qu'ils travaillent pour l'avenir de ce pays. Donc, aller sur un lieu où on a l'impression que c'est la division qui prime, ou en tout cas les difficultés de conciliation et de réconciliation qui priment, eh bien c'est symboliquement fort. Et le message du pape, effectivement, pour le Cameroun, ce sera l'unité, l'unité de tous ceux qui travaillent pour l'avenir du Cameroun. Alors, en ce qui concerne l'Angola, là ce sera plutôt sur des thématiques sociales que le pape est attendu, autour des ressources, des inégalités. C'est un thème cher à Léon XIV ? Oui, c'est un thème cher, mais ça renvoie aussi, il me semble, du point de vue de l'histoire à cette partie de l'Afrique avec le Congo et l'Angola qui ont été évangélisés, figurez-vous, dès le XVᵉ siècle. Et puis, en Guinée équatoriale, il va aussi probablement être question d'espérance. Comment, dans un pays où il y a des difficultés socioculturelles, est-ce que le christianisme aide les populations à transformer leur quotidien et à vivre avec un peu plus d'espoir, un peu plus d'espérance ? Certaines voix se sont élevées pour dire : « Attention, cette visite du Pape pourrait être instrumentalisée politiquement, certains pourraient s'en servir de caution ». Comment le pape peut-il éviter cette possible récupération selon vous ? Alors, évidemment, partout où le pape va, chacun essaie de voir ce qu'il peut prendre comme profit. Je pense qu'il ne vient pas simplement pour une population, il vient pour tout le monde. Et si chacun sait lire entre les lignes et écouter attentivement le pape, il va savoir qu'il y a des efforts à faire dans sa vie personnelle. Et au niveau des premiers responsables du pays, évidemment, eux aussi seront interpellés, d'autant plus qu'ils sont chrétiens. Donc, je ne pense pas que le pape va aller approuver l'une ou l'autre chose. Il va proposer des défis à relever auprès des pauvres, auprès des petits, auprès de ceux qui sont défavorisés, et faire comprendre aux premiers responsables qu'il y a des choses à faire si on veut que le pays et les biens du pays servent au bien commun. Ce sont des défis à relever et j'ai presque envie de dire que chacun va en avoir pour son grade et chacun va être interpellé par l'Évangile que le pape va venir proposer. À lire aussiLéon XIV en Afrique: les enjeux de la tournée du «pape le plus africain que nous ayons eu»

Podcast de Capital, la Bolsa y la Vida

Álvaro Blasco, socio-director de atl Capital, repasa lo más destacado de la bolsa española con vistazo a IAG y AENA, Repsol, Grifols, Elecnor...

This evening, we highlight the day's market movements with PSG, unpack Transnet's move to reclaim land for the Durban Port expansion with Southern African Association of Freight Forwarders, explore how the Cape Water Bond is setting a new frontier in nature capital with Rand Merchant Bank, weigh in on the implications of SAA exits with aviation analyst Guy Leitch, breaks down the latest bill raising the stakes with full BEE now required to extend rights with Modern Corporate Solutions. We wrap up with a personal finance feature, we share a practical guide for parents navigating school fees with 1Life's Truth About Money. SAfm Market Update - Podcasts and live stream

Alessandro Scalco - Sustainable Finance Transactor, RMB SAfm Market Update - Podcasts and live stream

Despite the importance of innovation for the growth of firms, industries, and the national economy, the strategic tools available to effectively manage and create new technologies are often neglected by entrepreneurs and corporate managers. The Management of Innovation: Managing and Creating Technology Capital (Rotman-UTP Publishing, 2024) examines how firms can leverage and create technology capital. The analysis considers the two key stages of the innovation process: technology management and technology creation. Each stage involves complex managerial decisions related to resource allocation and the assessment of relevant costs and benefits. This book examines the most frequent trade-offs that shape the innovation process across these two stages. It also provides an introduction to intellectual property and patent analytics. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

Greg Olear speaks with the economic sociology professor Brooke Harrington, author of “Offshore: Stealth Wealth and the New Colonialism,” about journalistic omertà, bodily capital, tech-bro self-loathing, Trump's lousy Rodney Dangerfield impression, and how the first rule of Epstein Club is not to talk about Epstein Club. Brooke Harrington is Professor of Economic Sociology at Dartmouth College. Since 2007, she has examined inequality from the top end of the socio-economic spectrum—a research program inaugurated by her training for two years to become a certified offshore wealth manager. Her previous book—Capital without Borders —won the “Outstanding Book” award from the Inequality, Poverty and Mobility section of the American Sociological Association. She advises the Organisation for Economic Co-operation and Development, EU Parliament, and the tax agencies of countries across Europe, North America and Asia-Pacific. Her latest book, Offshore: Stealth Wealth and the New Colonialism, was named a “Best Book” of 2024 by the Financial Times. Follow Brooke: https://bsky.app/profile/ebharrington.bsky.social Visit her website: https://brookeharrington.com/ Buy the book: https://brookeharrington.com/books/offshore-book/ Please subscribe to PREVAIL on Substack. There's six full years' worth of work in the archives on Trump, Russia, Jeffrey Epstein, Leonard Leo, and much more. Every piece at PREVAIL is free to read and always will be. No paywalls, ever. Your generous support keeps it that way. Subscriptions are just $6.99 a month, $65 a year. Visit gregolear.substack.com to learn more. Make America Great Gatsby Again!https://bookshop.org/p/books/the-great-gatsby-four-sticks-press-centennial-edition/e701221776c88f86?ean=9798985931976&next=tSubscribe to The Five 8:https://www.youtube.com/channel/UC0BRnRwe7yDZXIaF-QZfvhACheck out ROUGH BEAST, Greg's new book:https://www.amazon.com/dp/B0D47CMX17ROUGH BEAST is now available as an audiobook:https://www.audible.com/pd/Rough-Beast-Audiobook/B0D8K41S3T Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Small business owner mindset is the foundation every federal contractor must build before strategy, certifications, or capital — and this episode goes straight to the root. In this session, Eric Coffey challenges contractors and aspiring entrepreneurs to get brutally honest about why they started their business, because when the hard moments come, your "why" is the only anchor that keeps you from walking away. Here's what this episode covers: Why your purpose matters more than your profit goal — Money is a byproduct; the contractors who last are the ones anchored to something deeper than a dollar amount How to write your "why" and stress-test it — Eric walks through a practical exercise: write it out, share it with someone you trust, let it sit, then come back and see if it still holds Why your "why" builds your team — When you hire people, you're selling them your vision; a clear purpose creates buy-in, loyalty, and a team that fights for what you're building The distractions that pull you off course — Chasing trends, seeking outside approval, and reactive pivoting are the silent killers of early-stage businesses Real stories from the community — Danny (2 months in) and Bernard (4–5 years in) share what drives them, showing this conversation matters at every stage of the journey EPISODE CHAPTERS: 0:00 - Welcome to the Federal Help Center podcast intro 0:27 - Why don't you quit: the question every owner must answer 1:24 - Capital, bonding, and the reality of early business challenges 2:20 - Community shares: Why Bernard and Danny started their businesses 3:15 - How your why shapes your company vision and mission 4:11 - Distractions and pivots that derail small business owners 5:08 - Purpose over profit: what actually drives lasting success 6:07 - How to write, test, and anchor your why statement 7:00 - Why your mindset and team culture depend on your purpose 8:27 - Step-by-step process to uncover and build your why   Join the Federal Help Center community and take action. If you want to learn more about the community and to join the webinars go to: https://federalhelpcenter.com/ Website: https://govcongiants.org/ Connect with Encore Funding: http://govcongiants.org/funding

Jeff Dudan's free digital copy of his book: https://podcast.homefrontbrands.com/en-us/discernment Are you running a good business when a great one is within your reach? In this episode of Franchise Friday, Jeff Dudan - founder of Homefront Brands and operator across 8 franchise brands with over 800 franchise owners - breaks down the 4 Cs that trap small business owners at the first level of success: Comfort, Competence, Commitment, and Capital. Jeff explains why comfort is the most dangerous place a business owner can be, how your greatest strengths may actually be capping your growth, what true commitment looks like when you're willing to remove distractions and train like a business athlete, and why capital is easy when your fundamentals are right - but impossible when they're broken. He closes with a powerful concept from Dr. Ben Carson on personal responsibility and the internal locus of control that separates operators who reach their potential from those who hand their power to external circumstances. Whether you're a franchise owner, small business owner, entrepreneur, or someone evaluating your first business investment, this episode will challenge you to stop operating on cruise control and start building something truly great.

On tonight's program: Advocates worry a new law that lets the state declare groups domestic terrorist organizations unfairly targets minorities; Lawmakers are set to return to Tallahassee later this month to draw new congressional district maps, but not everyone is convinced it's a good idea; Most of Florida is in a drought, and experts say the earliest it could let up may be this summer; One Florida couple is waiting for a ruling from the U.S. Supreme Court on birthright citizenship before they decide whether to grow their family; Getting access to medical care is increasingly difficult for kids from low-income families as some pediatricians opt out of accepting government-sponsored health insurance; And, we'll meet a musician honing her craft in South Florida

Once an economic and political hub, Illinois' first capital is barely hanging on.

Capital gains discounts and negative gearing under attack. Trust account theft from dodgy agents off the charts. TikTok stars attacking property investors. Phil Tarrant and Liam Garman break it all down and share critical data on how investors can continue to grow their portfolios. On this week's Property Buzz live, Phil Tarrant and Liam Garman cut through the noise on what's making headlines in property: tax reform, dodgy agents, boom suburbs, and common financial misinformation. The federal budget is looming, and with it the very real prospect of the capital gains tax discount dropping from 50 per cent to 33 per cent and negative gearing being capped at two properties. Phil and Liam unpack what that means for investors, and why the full picture is still far from clear. They also dig into the FAST 50 report, highlighting why investors across Australia are tipping regional Victoria and Queensland as boom locations, before turning to the industry's darker side: trust account fraud, agent misconduct, and the quiet danger of incentive kicker schemes that leave vendors thousands of dollars worse off. Finally, the pair take aim at a viral TikTok video claiming corporate investors are deliberately engineering Australia's housing crisis, and deliver a timely reminder that in the age of financial influencers, separating fact from noise isn't optional. It's essential.

In this conversation, Brett Kramer shares his journey with Cutco, starting from his college days to becoming a top sales representative. He discusses the importance of referrals, building customer relationships, and the evolution of Cutco's business gifting strategies. Brett emphasizes the significance of product quality and the training provided by Vector Marketing, which has helped him develop essential sales skills. He also highlights his impressive sales figures and future plans in the industry.Chapters:00:00:00 - Introduction and Guest Introduction00:02:24 - Brett Kramer's Background and Journey with Cutco00:04:35 - The Importance of Referrals in Sales00:06:58 - Building a Social Presence and Engaging Customers00:09:23 - Business Gifting Strategies and Customization Options00:12:11 - The Value of Cutco Products and Customer Relationships00:24:12 - Brett's Sales Achievements and Future PlansConnect with Brett:https://www.linkedin.com/in/brett-kramer-27214991/ bkramer223@gmail.com917-716-2823Learn More About Accountable Equity:  Visit Us: http://www.accountableequity.com/   Access eBook: https://accountableequity.com/case-study/#register Turn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger.LinkedinFacebookInstagramApple PodcastSpotify

This episode of Excess Returns features GMO's Tom Hancock on how to think about AI as an investment opportunity and what truly defines “quality” in today's market. The conversation breaks down the AI value chain, challenges common assumptions about where value will accrue, and ties it all back to building durable portfolios in a rapidly changing technological landscape.Tom walks through his “Hype vs High Conviction” framework, explaining why identifying the right layer of the AI ecosystem may matter more than simply betting on the theme itself, and why balance sheets, durability, and capital allocation remain critical even in the most exciting growth environments.Hype vs High Convictionhttps://www.gmo.com/americas/research-library/hype-vs-high-conviction_insights/Topics Covered:Why AI may be the most important investment decision todayThe four-layer AI stack: applications, LLMs, hyperscalers, and infrastructureWhy investors confuse secular trends with investable opportunitiesFollowing the money through the AI value chainThe hidden risks of investing lower in the stackWhy today's tech leaders differ from the dot-com eraGrowth vs maintenance capex and what it means for AI economicsWhy software may be more resilient than markets thinkHow GMO defines “quality” and why it matters in volatile marketsPortfolio construction: where GMO is investing (and avoiding) in AITimestamps:00:00 Intro and framing the AI investment debate00:00:55 Tom Hancock background and focus on quality investing00:02:00 What investors are getting wrong about AI00:03:23 Breaking down the four layers of the AI ecosystem00:06:45 Applications vs infrastructure: where value may accrue00:08:45 Why predicting AI winners is still difficult00:11:00 Following the cash flows through the AI stack00:13:00 Why AI funding is more stable than past tech bubbles00:16:00 Big Tech strategy differences and capital allocation decisions00:17:34 Are today's tech companies higher quality than in 1999?00:19:00 Growth vs maintenance capex and implications for Nvidia and others00:22:00 Depreciation, chip lifecycles, and hidden risks in capex assumptions00:24:00 Capital intensity vs quality: when heavy investment is a feature00:27:00 Why incumbents may benefit most from AI00:28:30 Risks in the LLM layer and potential commoditization00:30:10 Software disruption fears: overdone or justified?00:34:06 Defining “quality” in investing00:36:00 Balance sheets vs return on capital00:38:32 Why GMO sold Oracle and the risks of leverage00:40:18 What happens if AI spending slows down00:41:35 Where the biggest risks are in the AI stack00:44:26 Where GMO is positioned vs the S&P 50000:48:00 How new ideas enter a quality portfolio00:51:00 Sell discipline and portfolio turnover00:53:00 International vs US quality investing

In this episode of the Grow My Accounting Practice podcast, Mike and Ron sit down with Michael Boly to challenge a common misconception around credit: that a high credit score alone guarantees access to funding. Instead, Michael reveals that lenders are looking far deeper—at the structure, depth, and behavior within your credit profile, not just the number. Michael breaks down how entrepreneurs can strategically optimize both personal and business credit to unlock better funding opportunities, higher limits, and more favorable terms. He explains how understanding what banks actually look for—such as utilization, credit mix, and account history—can dramatically shift your ability to access capital and fuel growth. Throughout the conversation, Michael emphasizes a critical mindset shift: from simply "having good credit" to intentionally designing your credit profile to work in your favor. By taking a more proactive and informed approach, business owners can position themselves to leverage credit as a powerful tool rather than a limitation. If you are looking to better understand how credit really works and how to use it strategically within your business, this episode offers practical insights on building a stronger financial foundation and creating more opportunities for growth.   Zero Fund Website:https://zerofund.net/ Instagram:https://www.instagram.com/michaelboly/ TikTok:https://www.tiktok.com/@zerofundapp Corporate Partner: BILL. - https://www.bill.com/ Profit First App Version 2.0 is here!More Education. More Functionality. More Profit!

Andrew Cockburn, author of Washington Is Burning, on “the spectacular greed at the heart of the nation's political system” • Hadas Thier, author of this article, on crypto in the age of Trump The post Corruption in the capital, crypto in the age of Trump appeared first on KPFA.

Join Rick Sizemore and Betsy Civilette as they host a live national conversation with business leaders and vocational rehabilitation partners, spotlighting real-world pathways to workforce success. The post From the Nation's Capital: Real Conversations Driving VR and Business Forward appeared first on VR Workforce Studio.

It's easy to feel powerless with everything going on, but there are normal people out there every day banding together to change the world for the better. Even so, their stories are not amplified as much as they should be. Over the past few years, over 30,000 Michigan home health care workers were able to successfully form a union despite not having a shared workplace, or even having coworkers. It was a feat of monumental willpower that will have a long-lasting, positive impact on all of those involved, both now and in the future. This week we invite you to take a break from the doom and gloom of the daily news cycle as Adam talks with Ethan Bakuli, a reporter who covered this story for Capital and Main, and Rodney Tate, a home health worker and a vocal leader of the campaign. --SUPPORT THE SHOW ON PATREON: https://www.patreon.com/adamconoverSEE ADAM ON TOUR: https://www.adamconover.net/tourdates/SUBSCRIBE to and RATE Factually! on:» Apple Podcasts: https://podcasts.apple.com/us/podcast/factually-with-adam-conover/id1463460577» Spotify: https://open.spotify.com/show/0fK8WJw4ffMc2NWydBlDyJAbout Headgum: Headgum is an LA & NY-based podcast network creating premium podcasts with the funniest, most engaging voices in comedy to achieve one goal: Making our audience and ourselves laugh. Listen to our shows at https://www.headgum.com.» SUBSCRIBE to Headgum: https://www.youtube.com/c/HeadGum?sub_confirmation=1» FOLLOW us on Twitter: http://twitter.com/headgum» FOLLOW us on Instagram: https://instagram.com/headgum/» FOLLOW us on TikTok: https://www.tiktok.com/@headgum» Advertise on Factually! via Gumball.fmSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Tanner Horner suddenly pleaded guilty to: Capital murder of a child under 10 & Aggravated kidnapping in the murder of 7-year-old Athena Strand.  The plea happened right as the trial was about to begin — completely skipping the normal “guilt vs. innocence” phase. So now, the trial is NOT about whether he did it anymore.The jury's only job now: Decide death penalty OR life without parole This phase is expected to last up to a few weeks & WILL resemble a trial as both sides present evidence to the jury in the penalty phase. Become a supporter of this podcast: https://www.spreaker.com/podcast/pretty-lies-and-alibis--4447192/support.ALL MERCH 10% off with code Sherlock10 at checkout  - NEW STYLES Donate: (Thank you for your support! Couldn't do what I love without all y'all) PayPal - paypal.com/paypalme/prettyliesandalibisVenmo - @prettyliesalibisBuy Me A Coffee - https://www.buymeacoffee.com/prettyliesrCash App- PrettyliesandalibisAll links: https://linktr.ee/prettyliesandalibisMerch: prettyliesandalibis.myshopify.comPatreon: https://www.patreon.com/PrettyLiesAndAlibis(Weekly lives and private message board)

Kyle S. King started his nonprofit journey as a college junior, raised $100K, and never stopped. Eight books, a publishing company, a keynote career, and the Growth Alliance later — he's spent over a decade helping mission-driven organizations do the deeper work first: aligning leadership, tightening operations, and sharpening the stories that actually move donors to act.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Sahra S. Halpern. Interview Purpose The purpose of this interview is to educate small business owners—especially entrepreneurs of color—about equitable access to capital, alternative lending pathways, and how to become “capital ready.” Sahra Halpern, President and CEO of the Business Consortium Fund (BCF), explains how mission‑driven lending fills the gap left by traditional banks and helps small businesses survive, grow, and ultimately graduate into mainstream financing. The conversation also aims to demystify lending, reduce fear around capital, and encourage entrepreneurs to build trusted financial relationships before entering moments of crisis. Core Themes Discussed 1. Why Small Businesses Are Turned Down by Banks Halpern explains that many small businesses are rejected by banks not because they lack potential, but because banks operate under strict underwriting and regulatory requirements. These systems often fail to account for resilience, experience, contracts, and future growth. BCF exists to serve as a bridge—supporting businesses where banks cannot and preparing them to eventually return as qualified borrowers. 2. Capital Curious vs. Capital Ready A key distinction introduced in the interview is the difference between businesses that are “capital curious” and those that are “capital ready.” Many entrepreneurs know they need funding but lack: Financial organization Clear projections Proper documentation A capital strategy BCF provides technical assistance to help businesses prepare for financing instead of setting them up to fail. 3. Mission‑Driven Lending and Community Impact Halpern frames lending as an ecosystem, not a transaction. When small businesses succeed: Business owners gain stability Employees gain jobs Communities grow stronger Large corporations benefit from more diverse and capable supply chains BCF focuses on long‑term economic impact, not short‑term profit. 4. CDFIs vs. SBA Loans The interview draws a clear distinction between Community Development Financial Institutions (CDFIs) like BCF and government entities such as the SBA. Key differences highlighted: SBA programs shift based on political administrations SBA underwriting has tightened in recent years CDFIs are nonprofit, mission‑aligned, and relationship‑driven CDFIs look at the whole entrepreneur, not just credit scores 5. The Danger of Merchant Cash Advance Loans Halpern strongly warns against Merchant Cash Advance (MCA) loans, which are often marketed as fast solutions but carry extremely high interest rates and long‑term consequences. She explains that: MCAs disqualify borrowers from future SBA refinancing They often trap business owners in cycles of expensive debt CDFIs like BCF can help refinance and escape these loans A real‑world case study (The Cut Buddy / Shark Tank entrepreneur) illustrates how BCF helped refinance over $1M in predatory debt and save a growing business. 6. Relationships Matter More Than Transactions Both Halpern and McDonald emphasize the importance of building lender relationships early, not only when cash flow is tight. BCF underwrites the entire business and the entrepreneur, rather than seizing control of a contract or revenue stream, as some factoring companies do. Power comes from having options—and informed decision‑making. Key Takeaways Banking rejection is not the end of the road Small businesses must prepare themselves to be capital ready CDFIs serve as critical bridges between entrepreneurs and traditional banks Fast money often leads to expensive, dangerous debt Merchant cash advances should be avoided whenever possible Mission‑driven lenders look at the whole entrepreneur, not just numbers Strong lender relationships protect businesses during uncertainty Capital should empower growth—not take control of your company Notable Quotes “Just because a bank says no doesn’t mean that’s the end of your road.” “We’re not just looking at your credit score—we’re looking at you as a whole entrepreneur.” “Capital readiness is not about desperation; it’s about preparation.” “If you’re sitting on a merchant cash advance loan right now, you are not stuck.” “Nothing makes me happier than seeing clients realize their dreams and grow into multimillion‑dollar businesses.” “You should talk to multiple lenders—but you should always understand the real cost of the money.” Conclusion Sahra Halpern’s interview serves as a practical roadmap and a cautionary lesson for small business owners navigating today’s uncertain economic landscape. It reinforces that access to capital is about strategy, education, and relationships, not just approval or rejection. The conversation encourages entrepreneurs to reclaim power, avoid predatory financing, and partner with institutions that are committed to their long‑term success and community impact. #SHMS #BEST #STRAWSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Bruce Porter shares his journey into multifamily syndication, market insights on Dallas Fort Worth, and strategies for building investor trust. Learn about market cycles, financing preferences, and how to evaluate multifamily deals effectively.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Wayne Wicker, president of Opal Capital, says investors "are bombarded every day with news items," and while those things are interesting, they're also "meaningless" for most people with a long-term horizon. He suggests "looking through the noise," and notes that in the cacophony of current events, he sees opportunities in mid-cap stocks and in some areas and individual issues where the market has overreacted in recent weeks. Personal finance journalist Brian O'Connor discusses the importance of looking more deeply into target-date funds — a default-choice investment that most investors pick without giving it much thought — noting that the way those funds work could leave investors subject to significant sequence-of-return risk, particularly if they are Baby Boomers planning to retire soon. O'Connor, who wrote about the subject in a recent New York Times piece, isn't saying investors should avoid target-date funds but instead advocates for a level of management and involvement that many users don't normally apply to these one-size-fits-all portfolios. Geoff Garbacz, principal at Quantitative Partners, discusses how record levels of short interest are changing the market broadly and the prospects for a lot of stocks, as he goes both long and short in the Market Call.

A man with a fake name shows up in Elberton, Georgia and commissions six massive granite slabs inscribed with 10 “commandments” for society. Deals are made, The Guidestones appear, and the conspiracies begin…  If you like this series, you're only scratching the surface. Go to ajc.com, become a subscriber, and find out for yourself.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Tiffany BusseyTitle: Director, Morehouse Innovation and Entrepreneurship Center (MIEC)Dr. Tiffany Bussey discusses how the Morehouse Innovation and Entrepreneurship Center works to scale Black- and Brown-owned businesses, close the racial wealth gap, and intentionally connect entrepreneurs and workers to capital, contracts, and emerging industries, particularly in sustainability. Purpose of the Interview The interview serves to: Educate listeners about the systemic barriers facing Black entrepreneurs beyond access to capital. Highlight practical solutions—programs, partnerships, and ecosystems—that create real economic outcomes. Shift mindsets around entrepreneurship, risk, and opportunity, especially in underserved communities. Expose listeners to emerging, high-growth industries (e.g., sustainability, EVs, renewable energy) instead of oversaturated traditional businesses. Promote community-based economic ecosystems, particularly the collaboration between Morehouse, Goodwill, and corporate partners. Key Themes & Takeaways 1. Entrepreneurship as a Tool for Closing the Wealth Gap Dr. Bussey positions entrepreneurship and business ownership as one of the most effective ways to generate long-term wealth in Black communities. The Center has supported 400+ scalable, mid-sized businesses, resulting in: 850+ jobs created $34M+ in new capital accessed $82M+ in new revenue generated Key insight: The problem isn’t a lack of capable Black businesses—it’s visibility, access, and opportunity. 2. “Access to Opportunity” Matters as Much as Capital While access to capital dominates the conversation, Dr. Bussey emphasizes access to contracts and decision-makers. MIEC programs are designed with opportunity partners (large corporations, general contractors, primes) so participants gain: Exposure to real contracts Understanding of supply chains Direct relationships with decision-makers Takeaway: Capital without revenue and customers won’t sustain a business. 3. The Three C’s of Business Growth Dr. Bussey outlines MIEC’s core framework: Capital – Funding and financial resources Connections – Two-way, relationship-based networks Contracts – Revenue-generating opportunities She stresses that connections only matter if relationships are mutual—it’s not enough to “know someone” unless they also understand your value. 4. Breaking Stereotypes About Black-Owned Businesses Dr. Bussey addresses harmful narratives around skill, readiness, and qualifications. She highlights intentional strategies to: Prepare businesses before opportunities arise Align training and recruitment with future industries Counter biases through performance, scale, and visibility Key idea: Preparation plus access dismantles bias. 5. Sustainability = One of the Largest Economic Opportunities Dr. Bussey reframes sustainability as an economic opportunity, not just an environmental issue: Electric Vehicles: ~$163B industry Green Construction: ~$324B industry Renewable Energy: ~$952B industry Sustainable Agriculture: ~$20B industry She urges listeners to stop defaulting to oversaturated businesses (e.g., nightclubs) and instead pursue industries that are expanding rapidly and globally. 6. Workforce Development + Business Development Must Align Goodwill provides free job training, certifications, and even stipends for individuals. Morehouse trains businesses that can hire those workers, creating a full economic loop. This ecosystem addresses two major barriers simultaneously: Human capital Business readiness Takeaway: Economic equity requires aligned systems, not isolated programs. 7. Entrepreneurship Is Rewarding—but Not Romantic Dr. Bussey demystifies entrepreneurship: It’s high-risk, exhausting, and statistically likely to fail early. Failure is part of the process, but historical and financial realities make risk harder for Black entrepreneurs. Ownership remains critical despite these challenges. Key message: Entrepreneurship is powerful, but it must be supported intentionally. Notable Quotes “Entrepreneurship and small businesses are one of the pathways to closing the racial income inequality gap.” “We don’t just provide technical assistance for technical assistance’s sake—this is about creating real opportunity.” “Capital dominates the conversation, but contracts are equally important.” “People don’t buy products or services. They buy solutions.” “We have to stop thinking only about what we feel we have access to.” “Sustainability is not one industry—it’s multiple trillion-dollar opportunities.” “Entrepreneurship is the most rewarding and the most fatiguing thing you’ll ever do.” Overall Impact The interview functions as both a masterclass and a call to action: For entrepreneurs: Think bigger, pursue scalable industries, and prepare for opportunity. For communities: Build ecosystems, not silos. For institutions and corporations: Inclusion requires intentional design. Dr. Tiffany Bussey presents a practical, data-backed roadmap for inclusive economic development—centered on ownership, access, and readiness. #STRAW #SHMS #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

In this episode of Making Risk Flow: Exploring the Ecosystem, host Juan de Castro sits down with Nicolas Zerbib, Co-President and CIO at Stone Point Capital, to unpack how AI is reshaping, not replacing, the insurance brokerage model. Nick explains why retention and complexity remain the strongest defenses against disruption, and how brokers can use AI to improve efficiency without losing their edge. From reducing operating costs to enhancing onboarding and preserving institutional knowledge, AI emerges as a powerful enabler rather than a threat. The conversation also highlights the structural advantages of the broker channel, including regulatory accountability and E&O risk, which AI cannot easily replicate. For brokers and investors alike, this episode offers a clear, tactical playbook for thriving in a rapidly evolving insurance landscape.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes:The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek MasojadaImplementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

In this episode of Alternative Allocations, Michael Bell from Meketa Capital breaks down why infrastructure has become one of the most compelling opportunities in private markets today. Michael explains how infrastructure investments offer a rare combination of growth potential, steady income, inflation hedging, and low correlation to traditional assets, making them particularly valuable in today's market environment. The discussion dives deep into the differences between public and private infrastructure, the importance of working with experienced managers who have decades of proven performance, and why the private markets allocation in wealth portfolios is expected to grow from 2-3% to 20-25% over the next decade. Michael Bell, Chief Executive Officer, Meketa Capital and Primark Capital, Michael has more than 25 years of experience in the investment management and wealth management industries. He is the Chief Executive Officer of Meketa Capital as well as the Founder and Chief Executive Officer of Primark Capital. Prior to Primark, Michael built and was the CEO for a $12 billion RIA, managing more than 30 investment strategies and a $10 billion liquid alternative mutual fund complex that launched more than 50 alternative funds. Most recently, he purchased, grew, and sold a family office-backed $6 billion RIA. Also, he specialized as a corporate finance attorney for Latham & Watkins and was a CPA for KPMG. Michael holds a Bachelor of Science in Commerce from the University of Virginia and a Juris Doctorate from West Virginia University.   Resources: Michael Bell | LinkedInFranklin Templeton Private MarketsTony Davidow, CIMA® | LinkedIn

Many Sunbelt markets that once dominated headlines are now facing oversupply, rising expenses, and compressed returns. Meanwhile, much of the Midwest is quietly doing the opposite — holding occupancy, stabilizing rents, and delivering durable cash flow. In this episode, Jeremy Yost, Navy veteran and CEO with over $244M developed across 56 properties and 2,000+ units, shares why his disciplined Midwest strategy continues to perform through volatile market cycles  Jeremy focuses on workforce housing, market-rate multifamily, Litech developments, assisted living, and hospitality — all built around one principle: Execution beats speculation. What We Cover: Why many Sunbelt multifamily deals are struggling today Oversupply, rent flattening, and over-leveraging in hot markets Why Midwest secondary and tertiary markets remain stable The case for "boring" workforce housing What disciplined underwriting actually looks like Why most real estate failures stem from poor execution Lessons from losing financing mid-construction during COVID How persistence secured funding after 302 lender rejections Why Class C Midwest assets still pencil in today's environment Insurance risk vs lending risk in current cycles How Litech (Low-Income Housing Tax Credit) development works Misconceptions about affordable housing and workforce housing Why small-town developments often pre-lease 100% Key Insights Secondary Midwest markets can deliver 10–12%+ cash-on-cash returns Occupancy above 94% across stabilized Midwest assets Workforce housing demand is structural, not speculative Rural communities are often underserved and overlooked Capital protection matters more than chasing upside Jeremy also explains how his Navy background shaped his approach to real estate: No speculation. Only execution. Topics Covered Midwest multifamily investing Workforce housing development Litech tax credit investing Recession-resistant housing Class C multifamily strategy Secondary and tertiary market investing Insurance pressures in multifamily Hospitality development case study Connect with Jeremy Yost Instagram: Jeremy R. Yost Website: https://www.yms-rentals.com Today's episode is brought to you by Green Property Management, managing everything from single family homes to apartment complexes in the West Michigan area. https://www.livegreenlocal.com And RCB & Associates, helping Michigan-based real estate investors and small business owners navigate the complex world of health insurance and medicare benefits. https://www.rcbassociatesllc.com

Jordi Visser is a veteran macro investor with 30+ years of experience and the author of the VisserLabs Substack. In this conversation, we discuss market confusion amid rising oil prices, geopolitical tensions, and mixed economic signals, and why he believes we are entering a new regime defined by scarcity and structural shifts. We also explore the deflationary impact of AI, risks building in private credit, and how bitcoin could benefit as the Fed faces a difficult path between inflation and slowing growth.=====================Need liquidity without selling your crypto? Take out a Figure Crypto-Backed Loan (https://figuremarkets.co/pomp), allowing you to borrow against your BTC, ETH, or SOL with 12-month terms, 8.91% interest rates, and no prepayment penalties. Or check out Democratized Prime (https://figuremarkets.co/pomp) and earn ~8.5% APY on real world assets, paid hourly. Unlock your crypto's potential today at Figure! https://figuremarkets.co/pomp =====================Award-winning Fountain Life - Energy supercharged. Memory sharper. Life extended. Ready for the best investment you'll ever make? Schedule a life-changing call at FountainLife.com/Pomp Get $1,000 off the cost of a life-changing membership with Fountain Life when you schedule a call at FountainLife.com/pomp=====================Arch Public is an agentic trading platform that automates the buying and selling of your preferred crypto strategies. Sign up today at https://www.archpublic.com and start your automated trading strategy for free. No catch. No hidden fees. Just smarter trading.=====================0:00 - Intro1:04 - Why markets are so hard to read right now8:29 – Inflation battle: deflation vs energy spike17:00 - How AI is changing business & investing27:07 - DOGE: Debt, Oil, Growth, Employment35:57 – Private credit risks & advice for kids using AI 39:37 - AI security risks, Mythos & cyber threats43:16 - Capital structure disruption & bitcoin as scarcity

On today's episode, Clay is joined by Daniel Mahncke to break down Kinsale Capital. Kinsale is a specialty insurer that has quietly become one of the most exceptional businesses in the financial sector by dominating the Excess & Surplus insurance market. Clay and Daniel break down the DNA of this wonderful business, and if the recent drawdown in the stock is a compelling opportunity for value investors. IN THIS EPISODE YOU'LL LEARN: 00:00:00 - Intro 00:03:32 - An overview of the insurance industry and how Kinsale fits into the bigger picture 00:17:32 - The durable competitive advantages that Kinsale has built 00:20:19 - The advantages of keeping underwriting in-house in the Excess & Surplus market 00:35:04 - What is driving Kinsale's incredibly low combined ratio 00:39:29 - Why it's focus on the E&S market and smaller accounts is a moat in itself 01:07:25 - Kinsale's valuation and primary risks to monitor for investors Disclaimer: Slight discrepancies in the timestamps may occur due to podcast platform differences. BOOKS AND RESOURCES Join the exclusive ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TIP Mastermind Community⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn how to join us in Omaha for the Berkshire meeting ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Check out The Intrinsic Value Podcast. Check out The Intrinsic Value Newsletter. Check out The Intrinsic Value Community. Related Episode: TIP780: Top Stocks for 2026 w/ Shawn O'Malley, Daniel Mahncke, & Clay Finck. Follow Clay on LinkedIn & X. Follow Shawn on LinkedIn & X. Follow Daniel on LinkedIn & X. Related ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠books⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ mentioned in the podcast. Ad-free episodes on our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Premium Feed⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. NEW TO THE SHOW? Get smarter about valuing businesses through ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Intrinsic Value Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Check out our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠We Study Billionaires Starter Packs⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Follow our official social media accounts: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠X⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ | ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Try our tool for picking stock winners and managing our portfolios: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TIP Finance Tool⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Enjoy exclusive perks from our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠favorite Apps and Services⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn how to better start, manage, and grow your business with the ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠best business podcasts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. SPONSORS Support our free podcast by supporting our ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠sponsors⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠: HardBlock Human Rights Foundation Vanta Plus500 Netsuite Shopify References to any third-party products, services, or advertisers do not constitute endorsements, and The Investor's Podcast Network is not responsible for any claims made by them. Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://theinvestorspodcastnetwork.supportingcast.fm