Podcasts about Capital

In this solo episode, Travis breaks down the concept of leverage inspired by Naval Ravikant's teachings from "The Almanac of Naval Ravikant." He explores why some people can build massive wealth with the same 24 hours while others struggle, examining the fundamental difference between leveraged and unleveraged work. On this episode we talk about: The fundamental definition of leverage and how it multiplies output without multiplying input The distinction between permissioned leverage (requiring approval) and permissionless leverage (deployable on your own) Labor leverage: using other people's time to scale beyond your personal capacity Capital leverage: deploying money to make more money and why it amplifies both gains and losses Code and software leverage: creating zero-marginal-cost products that scale to millions of users Top 3 Takeaways Your real job is to develop strong judgment and attach it to powerful leverage—the difference between wealth and poverty isn't hours worked, but whether those hours are leveraged More people doesn't always mean more productivity; labor leverage requires strong systems and clear SOPs, otherwise coordination costs can slow down projects instead of accelerating them Software and code represent permissionless leverage with near-zero marginal costs, and AI is democratizing access to this type of leverage, potentially removing traditional skill barriers in the near future Notable Quotes: "Leverage is not just talking about debt anymore in a capital stack. It's talking about anything that multiplies your output without multiplying your input" "Forget rich versus poor, forget white collar versus blue collar. It's leveraged versus unleveraged" "Even if you didn't sleep, you would still only have 24 hours a day, seven days a week to put into this project. But if you had 100 people working on it eight hours a day, that's significantly more time invested" Connect with Travis: • LinkedIn: https://www.linkedin.com/in/travischappell • Instagram: https://www.instagram.com/travischappell • Other: https://travischappell.com Travis Makes Money is made possible by High Level – the All-In-One Sales & Marketing Platform built for agencies, by an agency. Capture leads, nurture them, and close more deals—all from one powerful platform. Get an extended free trial at gohighlevel.com/travis Learn more about your ad choices. Visit megaphone.fm/adchoices

Keith shows how simple buy-and-hold real estate can be a powerful path to long-term wealth.  He explains how the tax system and inflation often reward property owners—especially those with fixed-rate debt and rental income—turning modest rent increases into outsized gains in cash flow. Keith also explores how broader economic forces and neighborhood trends shape real estate markets, and why even an extra $1,000 a month in passive income can meaningfully increase your freedom, reduce reliance on a single job, and move you closer to financial independence. Episode Page: GetRichEducation.com/603 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  FAMILY to 66866  Unlock truly passive real estate income—visit flockhomes.com/GRE today to see if your properties qualify for a 721 exchange with Flock Homes. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Welcome to GRE I'm your host. Keith Weinhold. Learn how rent inflation makes real estate investors wealthy. Do certain grocery stores in your neighborhood stoke real estate prices, then how just $1,000 of extra monthly cash flow can be surprisingly life changing. Today, on get rich education,   Keith Weinhold  0:24   Let me ask you something, if you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom. Family investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation and full disclosure. I'm an investor myself. What I like is that their team walks you through how it all works, so you can decide if it aligns with your portfolio and income goals. Every investment carries risk and nothing is guaranteed, but with a track record of consistent on time investor payouts, they built real credibility. Go to freedom. Familyinvestments.com to book a clarity call or text. Family 266, 866, that's family 268, 66   Speaker 1  1:28   you're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. You Chris,   Keith Weinhold  1:44   Welcome to GRE I'm your host. Keith Weinhold, it's the show that coined the phrase real estate pays five ways. This is get rich education. You learned how to work at your job. The reason we're here is to make you aware that capital compounds labor doesn't, and that's almost why you have to be an investor today. A couple weeks ago, we had tax day in the USA, and that's not quite a holiday. Virtually no one celebrates it. Yes, here in our 250th year of existence as a nation that erstwhile mentioned semi quincentennial. How did America go from fighting a revolution over a 2% tax on a breakfast beverage at the Boston Tea Party to what we pay today? Have you really processed what this has come to now we're taxed when we earn money, taxed when we spend it, taxed when we save it, taxed when we invest it, even taxed when we die with it. And that's just the start. Think about your typical day, your routine. We commute to work in a car, were taxed to register driving on roads. Were taxed to build fueled by gas that's taxed again and then often paying tolls on top of that. Well, those taxes are supposed to maintain the infrastructure, like bridges, highways and tunnels, but yet, they already have billions of taxpayer dollars allocated to them. Then we arrive at an office that's taxed to exist inside a business that's taxed to operate that requires permits and licenses that act like other layers of taxation. When we finally get our paycheck, our employer matches payroll taxes on top of our wages, just incredible. And at the end of the day, we go home to a property we're taxed to own every single year, purchased with income that was already taxed in the first place, and somehow all of this is considered normal. Here's the turning point. Most people when they realize this, feel frustrated and saddened and even victimized. But instead, real estate investors flip the frame from victim to strategist, the same system that taxes seemingly everything quietly rewards those who own assets through depreciation, we report a loss even when the property produces real cash flow. Last week, I told you how you can specifically lower your property taxes step by step, then through mortgage interest and operating expenses, we can reduce that amount of our income that's even taxable at all through long term leverage, we're often repaying debt with inflated dollars, while our tax burden stays surprisingly low, and then it gets even more power. Powerful, more advanced real estate investors use a cost segregation and bonus depreciation to pull years of deductions forward into today. And it's something that's not really that sophisticated or tough to understand either. And then when we sell a property 1031, and 721, exchanges help us defer the capital gains tax. And when you start to think about it, could these turnabouts even get us patriotically excited for a dare I say, semi quincentennial.   Keith Weinhold  5:36   our system of taxation, it can feel punitive. Some high earners lose more than 55% of their income to taxes, both federal and state. Real estate investors don't just earn gains in income. We reshape it. We continue to thrive in a tax system that rewards ownership. Not only is wealth built from owning things rather than having a high salary, tax breaks are gained by owning things rather than having a high salary. And now it's somewhat common knowledge that war leads to inflation. The latest Middle East conflict entails a lot of military spending, and it's been made worse by disrupting an energy producing region. Four weeks ago, I told you about why wars are inflationary and just how bad it can get. That is why the first major wartime inflation reading that we got was so telling. And wow, inflation grew at the fastest annual rate from one month to the next since the pandemic spike back in 2022 it went from 2.4% up to now 3.3% just like that. And with more inflation poised to come along, even if the war winds down, and I want to talk more about how this benefits you shortly. And yes, if you're a newer listener, you're not used to inflation benefiting you, but it benefits the educated and the aware. GRE listener. And first, here's what fewer people pay attention to. M2 money supply that's jumped 4.8% annually to a record of almost $23 trillion now the money supply, this is the 24th consecutive monthly increase the supply was only about $5 trillion back in 2000 10 trillion by 2012, 15 trillion in 2020, and then the pandemic made the money supply explode, and it's almost 23 trillion today. And what does this all mean that the US dollar is losing purchasing power at a historic pace, because, look, inflation is actually not rising prices. The thing that's now up to 3.3% the CPI. Rather, inflation is an expansion of the money supply. It inflates. That is the very etymology of the word people often overlook that. That's why I'm talking about the historic expansion rate of the money supply, and how that can show up in higher prices later. High prices are not inflation. Rather, they are a consequence of inflation. And I want to tell you more about what this means to you, and explain how this builds your wealth in a new way. But first, I mean, my gosh, have you been as flabbergasted about inflation as I am, just at the consumer shelf and aisle level in a store, and I'm a guy that likes to spend money, yet I've got to say sticker shock. It still gives me pause when I'm in a store, even on the cheapest of items, I recently went inside a gas station convenience store after I filled up a regular size York Peppermint Patty, 1.4 ounces cost $3.19 this consequence of inflation has left me slack jawed, but already was a Slack jaw however, has it left you slack jawed? All right, let me tell you about how the wildly overpriced York Peppermint Patty makes real estate investors rich in their sleep. Did you know that the classic economist, Milton Friedman, discussed the concept of get rich. Education's inflation, Triple Crown, essentially. Now we didn't call it that. In fact, he discussed it before GRE existed in 2014 let's listen into this. Friedman won a Nobel Prize in 1976 I'm going to guess that this is him speaking in about 1980 essentially, he. Discuss the first two crowns, which are also the ones that homeowners with a mortgage benefit from which are asset price, inflation and debt debasement. This is about two minutes in length.   Speaker 3  10:11   If I ask people, are you in favor of inflation or not? Everybody is against inflation. But when I explore a little bit further, if I say to people, tell me, have you gained from inflation? Oh, no, you say I haven't gained. And yet, the fact is that a great many people have gained from inflation. There are many, many people who have benefited. Of course, the major gainer from inflation is the federal treasury, as I've already said, but almost everybody who has bought a home in the past 30 years has gained from inflation. He was able to borrow on a mortgage, which inflation has paid off, along with paying off the government debt, so that almost all homeowners in this country are beneficiaries from inflation. Indeed, one of the things that makes inflation such a bad social disease is precisely that it tends to be divisive, because some people do very well during an inflation period, and some people do very badly. And as a result, the population gets split into people who are seeming in great prosperity and people who are in great distress. When most people say they want to stop inflation, what they mean is that they want the prices of the things they buy to go down and the prices of the things they sell to go up. But since what one man sells is what another man buys, that's a neat trick, if you can do it. And as a result, people aren't really serious when they say they want to stop inflation, certainly not in the early stages, not before they fully understand, not before it's gotten to the point where it is really creating serious social problems. Everybody wants to stop inflation at somebody else's expense.   Keith Weinhold  12:11   That was classical macro economist Milton Friedman discussing the rarely talked about benefits of inflation. He also served as an advisor to President Reagan and to British Prime Minister Margaret Thatcher Friedman extolled the virtues of free markets and minimal government intervention. Well, yeah, he discussed the first two crowns of get rich, education's inflation, triple crown. So let me discuss the third one, because you benefit from this when you rent out property. And what's interesting about what I'm going to tell you is that this example is going to make it more apparent than it ever has to you, that rent inflation makes landlords rich in their sleep. In fact, the positive effect on you is even greater than I thought I double checked these numbers I'm about to share with you before I came on the air, because I didn't expect this high of a degree of cash flow enhancement. And also, I was talking about what I'm going to show you on YouTube earlier, and it generated a negative, biting comment from a viewer. I'll tell you about that, but yeah, I showed this to a guy that's been investing in real estate for 36 years, and he didn't even understand this. Here it is with general monetary inflation. Rent inflation is a consequence. So let's keep this simple. Say that you charge rent of $2,000 and that could very well be a realistic rent amount for a single family rental property that our GRE investment coaches help you find today, although the average is probably a little less than that. So in any case, $2,000 rent. When you subtract out your fixed rate mortgage payment of $1,000 and your operating expenses of $800 This leaves you with $200 of monthly cash flow. We'll say that's your scenario today. Next rents rise 3% This means you're getting $2,060 now. Doesn't sound so exciting, yet your mortgage payment stays locked in at $1,000 inflation can't touch it. That's the key to this. Your operating expenses also rise 3% up to $824 This leaves you with cash flow of 236 okay. So what happened there is your cash flow went from 200 up to 236 that's not a 3% gain, inflation gain 3% this is an 18% increase in your income. 200 up to 236, an 18% cash flow spike off just a tiny rent adjustment will extrapolate that effect. Right across your portfolio. I mean, this is like your annual income going from 100k up to 118k and then compounding like that every single year. That is power, because inflation couldn't touch your fixed mortgage payment. And this is something I've explained before. It's the third crown of get rich education's inflation Triple Crown called Cash Flow enhancement. But it's a better example than I've ever had for it, and it's a germane time to talk about it with inflation on the rise again. Now here's an angle. Does what I just explained feel wrong in any way. The thing is, you aren't fleecing your tenant. It's just an adjustment to inflation, a little 3% bump to them, a big 18% difference to you. You didn't get rich off your tenant. You got rich because, again, you're leveraging the bank's money, but you're doing it in a way that most people don't see or think about and of course, mortgage free owners lose this entire benefit. It is just another way that real estate investors get rich in their sleep. Yet few ever understand how. But like I said, I was talking about this on YouTube just a little bit ago, and a commenter simply wrote, this makes you a bad person.   Keith Weinhold  16:27   Now, the viewer of GRE YouTube channel, sometimes it's you, but you know, sometimes it's someone that doesn't listen to this audio show here, where we do more learning, the casual or occasional YouTube viewer. They just probably don't understand all of what you do. But yes, like me, you have probably run into people out there that think that landlords are bad because they charge tenants rent and they adjust the rent as their expenses rise. And some of these people even say something like, I believe housing is a human right. I seem to hear that more and more, okay, that's one thing, but they imply that the taxpayer should pay for their housing. I mean, does that even work over time? You can see how often government provided housing fails and it ends up being exorbitantly expensive when the free market prevails. Instead, you know, I think that this sentiment has gotten a little worse because of the K shaped economy, more people having to sleep in their cars makes those people resentful. America, you know, we're in better shape when we have a strong middle class. What can really help you a lot is if you haven't yet. Finally, watch the three part video series, the inflation triple crown. The video really helps reinforce your learning well, because it's helpful to show numbers on screen, like you can in a video. You can watch that directly by going to get rich education. COMM, slash inflation, Triple Crown, or shorter. You can just go to the abbreviated get richeducation.com/itc, it takes you to the same place. It really shows you how to optimize your income increases and do it the right way. I mean, if someone thinks you're a bad person for raising the rent 3% commensurate with 3% inflation, well, you know what? Then if that person is an employee, should they also feel bad for getting a 3% pay raise at work? Well then they should, right, because they're charging their employer 3% more for their services as an employee. Well, of course, that's okay. So that sentiment doesn't make one bit of sense, all right. Well, let's temper the 3% rent inflation that I used in our example here. There's both bad news and good news around this, because today, rent increases are below average nationally. In fact, Zillow has forecast only a 1.1% rent increase in single family rentals this year. And then the good news is that the average rent increase since 2020 is 6% and we only used 3% in our example. The bottom line here is that few real estate investors ever have the epiphany that cashflow enhancement is yet another significant way that inflation makes them wealthy, and it's just another reason why carefully selected simple buy and hold. Residential real estate makes people wealthy. Just buy and hold you don't have to dig in and do a bunch of aggressive value add or get into a niche like self storage or short term rentals or assisted living homes that you sure can do those things. And there's nothing wrong with niching down. You just don't have to, and sometimes we even discuss those nichey vehicles here on the show. In fact, we've done four episodes on assisted living homes, but it's hard to beat the relative passivity and the durability of simple buy and hold residential not the latest hot thing, not speculation, but just what's proven. But you have to understand these forces and then act on them. I mean, I gave an example there of $200 in cash flow, and since that's only the most visible component of the five ways real estate pays. When you add it all up, you might be getting $1,500 of monthly benefit on a single family rental property that only costs 300k 1500 a month on a 300k property that you might have only put 20% down on. And for that 1500 a month, it might only take one hour per month of your asset managing of your property to get that $1,500 of benefits. So that is $1,500 an hour. That's great, but it's only one hour a month, and that's exactly what makes you want to scale with buy and hold property as soon as you get into a lot of real estate niches, which, again, it can be worthwhile, whether that's self storage or assisted living homes or something like that. Well, now it's more like an active business that you have to run, and you're probably going to spend substantially more hours there. But yes, a guy that's been investing in real estate for 36 years. Did not understand cash flow enhancement from Rent inflation until I showed this to him and watch it all. He watched the three part video series, which, again, you can watch for free at get rich education.com/inflation. Triple Crown or shortened simply, get rich education.com/itc. Open it up now and watch it later, because I'm back with more next. I'm Keith Weinhold on episode 603 of get rich education.   Keith Weinhold  22:13   Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio through a 721 exchange, deferring your capital gains tax and depreciation recapture. It's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721 the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE that's F, l, O, C, K, homes.com/g R, E,    Keith Weinhold  22:49   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally, while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Tarek El Moussa  23:23   What's up? Everyone? This is hgtvs Tarek El Moussa. Listen to get rich education with Keith Weinhold, and don't quit your Daydream.    Keith Weinhold  23:30   Welcome back to get rich Education. I'm your host. Keith Weinhold, I'm here in Las Vegas today and staying at the Bellagio with a terrific fountain view room. Yes, the paradox of having a giant water show every 30 minutes in the middle of the Mojave Desert, as it is today, just up the street at the Venetian the big Bitcoin 2026, conference kicks off. I might attend some of the sessions, and I might not. While I'm here in Vegas, I'm more focused on spending time with my brother's family. I know I've mentioned to you before that they live in nearby Henderson, Nevada, and I come here pretty often. You could call me a real estate investor. That's crypto curious. I own a little Bitcoin because I think it has some compelling value propositions as well as a number of problems. I think, like a lot of people, I have more questions about Bitcoin than I do answers, and each time I get a new answer, it just prompts three new questions. Now I plan to shop at Trader Joe's shortly. I'm kind of a weirdo here in Vegas, in the sense that I don't gamble, and rather than eating every one of my meals out, I like to be a little healthy shop at a grocery store and bring good food back to the fridge in my room. Well, how? Do certain grocery store chains impact local real estate prices. And you might have heard about this before, but there's a good new study about it that just appeared in the USA Today. And I kind of like the USA Today, because you can easily find a USA Today article where a columnist wrote a story about me as well. But what happened is an analyst matched more than 32,000 store openings to property prices over 50 years. And one conclusion found that homes in the same zip code as a trader joe's saw their values rise about 6% faster than the national average over three years. Another study found that over five years, home prices near Trader Joe's rose by 49% compared with 45% for homes near Whole Foods and 58% near Aldi. I wouldn't have expected that Aldi is a low cost bargain grocery store. Now there are a couple twists here. First, a higher end grocery store, like Whole Foods, that might very well correlate with a good, more affluent neighborhood, sure, but it also might reflect the fact that home values are high, and that usually is not profitable for long term rentals. And the other takeaway is that grocery stores don't actually cause price appreciation. Instead, they reflect it. These grocery chains, they really invest heavily in site selection, so their presence signals that an area was already trending upward, even before a Trader Joe's arrives in an area, the median household income in a neighborhood hovers around $82,000 and that was the highest in the chains that were studied with a typical home value of 425k and the flip side is also pretty noteworthy, the study found that Walmarts tend to be built in neighborhoods with an average household income of only $49,000 and home values of under 200k plus the home price appreciation Proximus to a Walmart, it ends up trailing the national average by 4% over three years. So really, can we say then that the K shaped economy runs through the grocery aisle? I want to get back to discussing your wealth shortly, but first, let's have a checkup on the economy that you're invested inside every day. Over the past year, the US economy has continued to do well, which has surprised some people, some saying that the economy seems to defy gravity. I mean, look at this point. It has withstood chaotic tariff changes, labor supply shocks, swings to the stock market and then a kinetic war on top of that. And how is it pulling this off? Probably starting with AI investment, including all the data center building you see taking place technology innovation and a consumer that you know, it's funny all these consumer surveys where the consumer feels negative, probably because they keep seeing higher prices, but yet, even though they feel negative, oh, they just keep spending more anyway, the unemployment rate is still really low. The AI build out is significant, and that drives jobs and rents and incomes realize, though, this is a new infrastructure build out. This is substantial, just like railroads in the internet were, and companies racing not to fall behind in the AI boom, that's exactly what fuels the economy and productivity and therefore supports real estate. It's similar in spirit, to the.com boom, really, but this time, there's real revenue, and it ALL Fuels wage growth, which is an antecedent to rent growth. And by the way, have you ever noticed how economists and corporations, they're so addicted to growth in the notion of growth, that if something goes down in value, they call it negative growth. What is negative growth? That's always been a funny phrase to me. Don't you mean a decline? Negative growth? That's kind of like calling growth a positive decline. That's nonsense. Some people are allergic to saying that something is a dip or decline, so instead, they say that it's negative growth. That's sort of like how companies they don't want to say that they're undergoing a round of layoffs instead of layoffs. Oh, they say that we are right sizing. She should just tell it like it is. Now, when it comes to building your wealth, this. Say that you're more of a beginning real estate investor, say that your income from your job is 100k and you might wonder, if I add, say, five properties each with $200 a monthly cash flow, that equals $1,000 a month. That's an extra 12k per year. You know, that really isn't that much of a lifestyle difference. You know, even though there are four other ways real estate pays, let's just talk about this. That's only 12k per year, on top of 100k You know, I contend that that really does make quite a difference. Okay, if your real estate cash flow gets up to 1k a month, and you might only spend four hours a month managing that. It matters more than you think, because of your 100k of job income. All right, after all, your expenses are taken care of, like you pay for your housing, your transportation, your Trader Joe's, groceries, all of that stuff that you spend on. Well, what's left over your discretionary income? That might only be $2,000 per month. So if you add 1000 to that, that is a 50% increase in your discretionary income. What really matters? That's why real estate cash flow is actually a bigger deal than a lot of people think. You just bought back your time. This can help you replace a second job. This can let you cut back hours or even fund a sabbatical buffer for beginners. That's why even a kind of paltry sounding $1,000 a month in cash flow from, say, five rental doors that can actually be a life changer. When you get right down to it, it really starts to change your control over your time, and an extra $1,000 a month can, of course, help fuel your next investment, if you so choose. But that's not all. A psychological shift begins to happen inside you. You're no longer dependent on one income source. This is really the underrated one, because before $1,000 of real estate cash flow, a job loss that could mean stress and urgency and bad decisions, but afterward, now you have margin. Now you're making better decisions in life. You negotiate better you think longer term. That shift alone improves your entire life. And what else can just 1000 a month do for you an extra 1000, it can give you lifestyle upgrades without guilt. Let's say you do spend some of it that can fund travel without touching savings, that can give you better housing or a better location, that can give you experiences instead of a life of what feels like just bills. And here's the key, it does not cannibalize your future. Just $1,000 a month gives you options, like we say around here, don't live below your means. Grow your means. I mean, if you're a beginner, this is something that you could have in less than a year. That extra 1k that comes whether you work that day or not. And for a more advanced investor, you can imagine what multiples greater than 1k per month do. So can you see how everything compounds here? Capital compounds labor doesn't earlier, I discussed how even a 3% rent bump can increase your cash flow 18% all right, and then your cash flow has a greater impact than you thought, because it is discretionary income where a small change can make a world of difference in your life. And when you layer all these things together, it almost makes you wonder why more people aren't real estate investors. Well, most people just have not had it explained to them this way before, and then other people give up after starting in real estate because they don't buy the right property in the right market.    Keith Weinhold  34:16   Here at GRE we really help you avoid those mistakes. And in fact, let me give you an example of what I mean. This can really help. Redfin reports that national home prices have jumped up again, rising 2.1% annually, but yet, a place like Florida, they still have year over year housing price declines, not negative growth declines, and that's due to a temporary overbuild, like I've talked about before. But Cape Coral, Florida homes that area has been hit harder than most with more building than most places, they're actually down in price 3.8% it looks like an opportunity, and people say they want an opportunity. What they really want is certainty, and once certainty arrives, the opportunity is gone. Winners often embrace the heterodox. They're willing to lean into the sort of uncomfortable, mildly contrarian, awkward moment right when others are hesitating, some Florida brand new property builders. They're getting creative, and the translation to creative is that they are motivated. They're offering to throw in the kitchen sink and the backsplash. Here's one example, a duplex in Cape Coral, Florida. The listing price is 550k it's in an A class neighborhood. The rent is 3890 both sides of the duplex are already leased, six beds, four baths. It's 2474 square feet. The down payment you can expect to make is 25% the projected cash flow is up to $1,096 per month. Yeah, you've potentially got your surprisingly life changing 1k in cash flow in one fell swoop here and here's where it gets interesting, a 3.75% mortgage rate, buy down and one year of free property management. They're either giving you that or take $25,000 cash instead and structure your own advantage. All right, that's what this certain builder is offering. Now, a reputable builder, in fact, they've been a guest on the show here before. You can push the envelope a little further than that. I encourage you to make an offer below the list price on these property types. Yes, offer lower than the 550k how much lower should you go? That's where a free chat with our investment coach gives you an inside edge, because, see, they know what other offer amounts were accepted previously by these sellers, so they know where the real flexibility is, and they've got all kinds of what I'll call specific deal knowledge like this that you're just not going to find anywhere else. Our coaches can also help you with other inventory, if it better meets your personal objectives than something like a Florida new build duplex. Usually, those places are in the Midwest and South, from Ohio out to Missouri and Georgia out to Texas. In full disclosure, what I just described is a better deal than any Florida properties that I personally own myself. Now it is clearly a buyer's market in Florida. We're in that fleeting window where long term demand is strong, short term supply is high, and builders are motivated. So take the free consult, or maybe no properties are right for you. Once our coach learns more, if you're interested, we can help you structure a smart offer. Talk to us. We can help you build an entire portfolio, if you so choose, and find the right markets and properties with a management solution, we've got the team and the contacts, you can make your process easier than guessing and figuring it out on your own. Often like to leave you with something actionable at the end of the show. I encourage you, if you think it's right for you, book time with a friendly GRE investment coach@greinvestmentcoach.com you can find an open slot on their calendar and book it again@greinvestmentcoach.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Speaker 4  38:54   Nothing on this show should be considered specific personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively,   Keith Weinhold  39:14   the pre preceding program was brought to you by your home for wealth, building, get richeducation.com  

Most short-term rentals don't fail because of the market—they fail because of poor strategy.In this episode, Dan Rivers, founder of Synergy Stays, breaks down what it really takes to turn short-term rentals into consistent, long-term wealth. With nearly $100M in real estate transactions, Dan shares how profitability isn't about luck or more bookings—it's about systems, data, and disciplined decision-making.From fixing underperforming listings to helping investors maximize revenue, Dan explains why many property owners leave money on the table—and how to avoid the same mistakes.This conversation goes beyond tactics. It's about shifting your mindset, building the right team, and creating a strategy that continues to work long after the deal is done.Key Takeaways:02:02 – Inside $100M in real estate transactions05:31 – Why doing too much slows your growth07:20 – The real opportunity in short-term rentals09:12 – Where most investors go wrong when buying STRs13:24 – How to improve visibility and bookings16:28 – Emotional pricing vs. data-driven decisions18:51 – Case study: from zero bookings to fully booked21:00 – Small changes that lead to higher returns23:14 – Planning for long-term wealth26:01 – The power of focusing on one thingLegacy Takeaway:“Hyper-focus on one thing, get great at it, build a team… instead of trying to do 15 different things.” Connect with Dan:Website: https://www.synergystayslocal.com/Linkedin: https://www.linkedin.com/in/dan-rivers-aa64593bFacebook: https://www.facebook.com/SynergyStays/Connect with Corwyn:Contact Number: 843-619-3005Instagram:⁠ https://www.instagram.com/exitstrategiesradioshow/⁠FB Page:⁠ https://www.facebook.com/exitstrategiessc/⁠Youtube:⁠ https://www.youtube.com/channel/UCxoSuynJd5c4qQ_eDXLJaZA⁠Website:⁠ https://www.exitstrategiesradioshow.com⁠Linkedin:⁠ https://www.linkedin.com/in/cmelette/⁠Shoutout to our Sponsor: Mellifund Capital, LLCNeed funding for your next real estate flip or build? MelliFund Capital makes it fast, flexible, and investor-friendly. Visit MelliFundCapital.com and fund your future today. Again, that's MelliFundCapital.com, M-E-L-L-I-L-U-N-D, Capital.com.

In Bourbon Briefs hear about the legislative updates on mandatory liquor liability insurance, efforts at extreme abortion bans, continued charter school controversy, the race for SC Attorney General, the Scout Plant, judicial reform, the SC Republican Gubernatorial Debate, and a breadth of political updates! Vincent and Joel sit down with Guest Andrew Shue to talk about he and his co-founders' new civic engagement project - The South Carolina Forum - The South Carolina Forum | Our future. One table. Everyone gets a seat. Then they talk to Billy Webster, new Democratic gubernatorial candidate, to hear about his background, his life in politics, growing up around Governor Dick Riley, his plans for South Carolina, and so much more!Support the showKeep up to Date with BITBR: Twitter.com/BITBRpodcastFacebook.com/BITBRpodcasthttps://bourboninthebackroom.buzzsprout.com

In this episode of FYI, Brett Winton and Charles Roberts sit down with Michael Stewart of M12, Microsoft's venture fund, to examine how AI is reshaping software, infrastructure, and investment strategy. Michael explains how M12 identifies emerging signals across the AI ecosystem, from generative AI adoption to enterprise spending shifts. The conversation covers the evolution from SaaS (software as a service) to AI-driven models, pricing dynamics, and the growing importance of compute efficiency. They also discuss future opportunities in consumer AI, material science, and the need to rethink the data center as demand for AI accelerates.Key Points From This Episode: 00:00:00 Introduction to M12 and its role within Microsoft00:04:41 The current AI landscape and platform shift thesis00:09:47 The gap between technical capability and user adoption00:14:33 Compute constraints and the need for model efficiency00:20:55 The concept of “wholesale AI” and token-based enterprise models00:28:00 Uneven AI usage across users and organizations00:31:47 Capturing value: productivity gains vs. software pricing00:35:34 Investment themes: consumer AI and smart TV experiences00:38:58 AI in science and material discovery opportunities00:44:35 Introduction to the data center of the future00:51:35 Capital markets, AI demand, and infrastructure investment gaps00:55:53 Why current AI investment narratives may be backward-lookingEditing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)

In this episode, real estate investor Adam Sondgeroth shares his journey from working in the railroad industry to building a portfolio of over 100 units through creative financing, strategic partnerships, and proactive deal sourcing. Learn how he scaled rapidly, leveraged relationships, and took action to seize opportunities in the real estate market.Chapters:00:01:05 - Adam Sondgeroth's journey from railroad worker to real estate investor00:02:03 - Overview of Adam's real estate investments and creative financing strategies00:04:07 - The influence of entrepreneurial mindset and early inspirations00:10:49 - Building relationships and networking in real estate00:17:14 - Transitioning to larger multifamily deals and the importance of taking action00:19:05 - Case study of a successful multifamily investment and exit strategyConnect with Adam:https://www.linkedin.com/in/adam-sondgeroth-868138221/ Learn More About Accountable Equity:  Visit Us: http://www.accountableequity.com/   Access eBook: https://accountableequity.com/case-study/#register  Turn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger.LinkedinFacebookInstagramApple PodcastSpotify

Most people [who have been in the industry awhile] have opinions about SunEdison.This is one of the first times Ahmad Chatila and Jigar Shah have sat down together to compare notes on how it actually played out.Both were inside it.Both made the bets.Both saw things others didn't.In this conversation, the two leaders who helped build one of solar's most ambitious companies sit down to examine how it actually worked and why it did not hold.They walk through the operating logic that made SunEdison so competitive. Using semiconductor-style cost modeling to see price declines before the market. Making audacious bets on equipment inputs. Structuring deals that looked aggressive at the time but consistently won.Ahmad explains how lessons from silicon manufacturing shaped that thinking and created a real edge.But they also get clear on what ultimately determined the outcome.The strategy worked.The cost curve was real.The execution was there.What broke was the financial architecture behind it.A capital structure that depended on continuous demand.A global footprint that introduced currency and market friction.And a model that moved faster than investors were willing to follow.In this live conversation, Ahmad Chatila joins Jigar Shah and Nico Johnson for a candid look at the decisions, convictions, and missteps that helped shape one of the most consequential chapters in clean energy history.This is not a sanitized founder story. It is a rare, honest reflection on what worked, what failed, and why the hardest problem in clean energy may still be capital formation, not technology.You will hear how Ahmad anticipated solar cost declines years ahead of the market, why he determined that owning the PPA mattered more than owning construction, and how TerraForm Global became the critical fault line in SunEdison's collapse.The conversation also reaches far beyond the past, into the future of India, currency risk, and the global financing models that still need to be built if clean energy is going to scale where it is needed most.It's one of the most fascinating conversations Nico has had the opportunity to co-lead (and eaves-drop on!)Solar may be cheap, but capital still decides what gets built.If you're trying to scale projects, raise money, or understand where deals actually break, this is worth your time.Press play and decide what you would have done differently.Are there other technologies you've scouted on the frontlines of the Clean Energy Revolution that you think we should be covering here on SunCast?Hit us up - team@suncast.me with your feedback & recommendations.If you want to connect with today's guest, you'll find links to their contact info in the show notes on the blog at https://suncast.media/episodes/.Our Platinum Presenting Sponsor for SunCast is CPS America!SunCast is also sponsored by Nextpower!You can learn more about all the sponsors who help make this show free for you at www.suncast.media/sponsors.Remember, you can always find resources, learn more about today's guest and explore recommendations, book links, and more than 875 other founder stories and startup advice at www.suncast.media.Subscribe to Valence, our weekly LinkedIn Newsletter, and learn the elements of compelling storytelling: https://www.linkedin.com/newsletters/valence-content-that-connects-7145928995363049472/You can connect with me, Nico Johnson, on:Twitter - https://www.twitter.com/nicomeoLinkedIn - https://www.linkedin.com/in/nickalus

Marty sits down with Jeremiah from Capital Flows to discuss how duration and credit risk price all assets, the implications of the dollar's reserve status on global trade, the current liquidity-driven equity melt-up, and emerging opportunities in decentralized finance and space technology. Capital Flows: https://www.capitalflowsresearch.com/ STACK SATS hat: https://tftcmerch.io/ Our newsletter: https://www.tftc.io/bitcoin-brief/ TFTC Elite (Ad-free & Discord): https://www.tftc.io/#/portal/signup/ Discord: https://discord.gg/yHGkvYxdqT Opportunity Cost Extension: https://www.opportunitycost.app/ Shoutout to our sponsors: Bitkey https://bitkey.world/ Bitcoin 2026 - Las Vegas http://bit.ly/3NA9xQh CrowdHealth https://www.joincrowdhealth.com/tftc Unchained https://unchained.com/tftc/ Salt of the Earth: https://drinksote.com/tftc Join the TFTC Movement: Main YT Channel https://www.youtube.com/c/TFTC21/videos Clips YT Channel https://www.youtube.com/channel/UCUQcW3jxfQfEUS8kqR5pJtQ Website https://tftc.io/ Newsletter tftc.io/bitcoin-brief/ Twitter https://twitter.com/tftc21 Instagram https://www.instagram.com/tftc.io/ Nostr https://primal.net/tftc Follow Marty Bent: Twitter https://twitter.com/martybent Nostr https://primal.net/martybent Newsletter https://tftc.io/martys-bent/ Podcast https://www.tftc.io/tag/podcasts/

Managing Partner and CIO Nicolas Giauque of Farallon Capital—a multi-strategy firm founded 40 years ago—talks about the investing opportunities he sees today and his view of the current market environment. This episode was recorded on April 9, 2026. The opinions and views expressed herein are as of the date of publication, subject to change without notice, and may not necessarily reflect the institutional views of Goldman Sachs or its affiliates. The material provided is intended for informational purposes only, and does not constitute investment advice, a recommendation from any Goldman Sachs entity to take any particular action, or an offer or solicitation to purchase or sell any securities or financial products. This material may contain forward-looking statements. Past performance is not indicative of future results. Neither Goldman Sachs nor any of its affiliates make any representations or warranties, express or implied, as to the accuracy or completeness of the statements or information contained herein and disclaim any liability whatsoever for reliance on such information for any purpose. Each name of a third-party organization mentioned is the property of the company to which it relates, is used here strictly for informational and identification purposes only and is not used to imply any ownership or license rights between any such company and Goldman Sachs. A transcript is provided for convenience and may differ from the original video or audio content. Goldman Sachs is not responsible for any errors in the transcript. This material should not be copied, distributed, published, or reproduced in whole or in part or disclosed by any recipient to any other person without the express written consent of Goldman Sachs. Disclosures applicable to research with respect to issuers, if any, mentioned herein are available through your Goldman Sachs representative or at http://www.gs.com/research/hedge.html Goldman Sachs does not endorse any candidate or any political party. The views expressed herein may not necessarily reflect the institutional views of Farallon Capital Management, L.L.C. or its affiliates. This content is for informational purposes only and does not constitute investment advice or an offer to purchase or sell any securities. Past performance is not indicative of future results. © 2026 Goldman Sachs. All rights reserved. Learn more about your ad choices. Visit megaphone.fm/adchoices

I've been wanting to do a show about curiosity and community engagement in urban planning for a long time. Amber Wiley's  Model Schools in the Model City: Race, Planning, and Education in the Nation's Capital is a fascinating, densely-researched look at how Black Washingtonians drove urban planning and design policy for public education. The book is, as one reviewer put it, “a stirring lesson in how the built environment records the hopes and frustrations of its society.” What role does -- or might -- curiosity play in all of that? Amber Wiley: https://www.ambernwiley.com Theme music by Sean Balick; "Home, Home At Last" by Warmbody, via Blue Dot Sessions.

Raising equity used to be the easy part—today, it's the biggest hurdle. Veteran real estate securities attorney Eugene Trowbridge unpacks the legal landmines, capital challenges, and shifting dynamics in apartment syndication. From SEC rules to struggling deals and cautious investors, this conversation connects the dots on why deals aren't penciling—and what smart operators must do to survive and win in today's market. Key Takeaways: The New Reality of Raising Equity 1) Equity has gone from abundant to scarce almost overnight 2) Many investors are either fully deployed or sitting on the sidelines waiting for clarity 3) Larger deals ($10M+) increasing require multiple GPs and creative capital stacks Legal Structure Matters More Than Ever 1) Understanding Regulation D (506B vs 506C) is critical. 506B: Relationship-based, no advertising, limited sophisticated investors 506C: Allows advertising but requires strict accreditation verification. Market Stress is Exposing Weak Deals: Rising interest rates + bridge debt + depleted reserves = distressed assets. The Hidden Risk in Capital Raising: Not all "capital raisers" are operating legally. Transaction-based compensation without property licensing can trigger SEC enforcement. Final Thought: Today's market is separating professionals from pretenders. Capital is harder, deals are riskier, and the legal framework matters more than ever. The operators who understand both the financial AND regulatory side of the business will be the ones still standing when the market turns. To contact Gene Trowbridge: gene@tnllp.com Ready to unlock the potential of multifamily syndications? Learn how Michael Becker's proven real estate syndication strategies can help you grow wealth and build long-term financial success. Visit SPIADVISORY.COM to start your journey today.

What happens when the capital falls—but the fight is far from over?In this episode of Boom Goes the History, co-host Kris White is joined by historian Dan Davis and producer Andy Poulton to dive into the dramatic Philadelphia Campaign of 1777. From the shock of losing the American capital to the hard lessons learned on the road to Valley Forge, the crew unpacks how setbacks helped shape the Revolution's resilience. It's one of the most trying chapters in George Washington's storied career. It's a fast-paced, fun, and insightful look at a pivotal moment—and a reminder that even in defeat, the story was far from finished.

I spoke with Dan Rupp, founder and CIO of Parkway Capital, about what it means to leave a respected institution, launch a fund in the teeth of an Asian bear market, and build an investment business from scratch. Dan launched Parkway in 2024, when sentiment in Hong Kong and across much of Asia was still deeply depressed, but he was unusually confident that the opportunity set was improving. That made this a good moment to explore not just his investment views, but how starting Parkway has sharpened his thinking about the craft and business of investing. We discuss what Dan wanted to build at Parkway that he could not build at Overlook, why a smaller size opens up parts of the market that larger firms cannot easily access, and how his process has evolved now that it is live and supported by a growing team. He explains how Parkway narrows a huge Asian universe into an actionable set of ideas, how tools, scorecards and AI fit into the workflow, and why human judgment still matters most when assessing management, correlation, risk and portfolio fit. We also talk about the business side of running a fund: marketing, time allocation, culture, delegation, and the challenge of being fully responsible for both investment results and the firm itself. Dan reflects on lessons carried over from Richard Lawrence and Overlook, especially the importance of serving LPs well through alignment, fee discipline, fund-size limits and a focus on capital-weighted returns rather than asset gathering for its own sake. The conversation closes on a more personal note, with Dan reflecting on energy, longevity and the example set by his mother, who is still selling real estate at nearly ninety. As always, this conversation is for general discussion only, not investment advice.

If you want your business idea to actually take off, this is what you need...—-------------------------------------------------------------------------------------------------------------I solve problems in your business and make you more money.  Guaranteed. For over a decade, I've been working with gym owners (via one-on-one consulting) to help create tailored solutions to solve their business problems, engineer the game plan,n and empower them to execute the strategy.Stop wishing your business problems are going to magically go away.  Invest in your business and let me solve your problems and optimize your business fast and efficiently. We'll work together daily/weekly, with a monthly call until the problem is solve,d and then I want you to fire me.  Because this is YOUR business, I'm just here to solve a specific problem and then get out of your way.⁠Learn more about what it's like for us to work together.⁠—-------------------------------------------------------------------------------------------------------------Want to increase your business IQ by 100x for only $50? Get enrolled in Microgym University - the only online business school that teaches you the best practices and business frameworks from some of the most successful brands in our industry, and then lets you decide which ones to install in your business.New courses are added every month. ⁠⁠www.microgymuniversity.com⁠⁠ —-------------------------------------------------------------------------------------------------------------Need help leasing or buying a building?I created the Gym Real Estate Company so that gym owners had someone who could go beyond the duties of a typical real estate broker and actually advise them on business aspects as they relate to site selection, market location fit, operational capacity, facility layout, pre-sell marketing, and more.If you're looking for help with your next lease or if you want us to help you along the journey of buying a building -⁠ ⁠⁠⁠head over to www.gymrealestate.co and book a Discovery Call.⁠—--------------------------------------------------------------------------------------------------------------

In this episode, Sergio Altomare shares his journey from high finance to real estate investing, focusing on value-add strategies in self-storage and multifamily properties. He discusses market opportunities, operational excellence, and the importance of disciplined underwriting in the evolving real estate landscape.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this insightful conversation, Bart sits down with Dan Barnard, entrepreneur, investor, and host of the Capital Fit podcast, to explore what it really means to build a life that matters.Dan shares how early challenges shaped his deep sense of empathy and responsibility, and how that mindset carried into a successful career in wealth management. Despite professional success, he chose to step away and pursue a more meaningful path focused on health, innovation, and impact.Today, through his work with startups, med-tech ventures, and Capital Fit, Dan focuses on helping build businesses that genuinely improve lives. This episode highlights a powerful truth. Real success is not just about achievement, but about connection, purpose, and the courage to evolve.Major Takeaways / LearningsCaring is a competitive advantage. Genuine empathy builds stronger relationships and lasting impact.Your past shapes your purpose. Difficult experiences can become the foundation of who you are.Success without fulfillment feels incomplete. Achievement alone is not enough.Identity can evolve. You are not limited to the role you have always played.Health is non-negotiable. Stress and imbalance will eventually force change.Surrounding yourself with the right people changes everything. Mindset attracts alignment.Memorable Quotes“I care. I really do care.”“You can either face challenges or let them define you.”“I became the glue that held everything together.”“Success without fulfillment is fleeting.”“Most people don't follow through.”Why It Matters / How to Use ItThis episode is a powerful reminder that success is not just about what you build, but who you become in the process. Dan Barnard's journey shows that caring deeply, even in high-performance environments, is not a weakness. It is a strength that sets you apart.Whether you are an entrepreneur, investor, or someone navigating a life transition, the lesson is clear. You can reinvent yourself at any stage. You can choose meaning over comfort. And you can build a life centered on impact rather than just achievement.If you want to apply this, start simple. Follow through on what you say. Invest in relationships. Stay open to new directions. And most importantly, do not ignore the signals your life is giving you when it is time to change.Learn More / ConnectTo explore more of Dan Barnard's work and listen to his podcast at [Capital Fit ]

Ann Berry is joined by Ernesto López Mozo, CFO of Ferrovial, to outline the company's infrastructure assets, from highways to airports, and where it sees the strongest growth opportunities. They unpack the financing behind JFK Terminal 1, why Ferrovial exited Heathrow, and how private equity is impacting the sector. Plus, they discuss the key drivers behind the company's IPO on the U.S.-based Nasdaq.00:00 Ferrovial CFO Ernesto López Mozo Joins00:41 What Ferrovial does01:30 Inside JFK Terminal One development02:53 How major infrastructure projects get financed04:04 Public vs private funding in infrastructure05:04 Competing with private equity in infrastructure deals05:36 Target returns and managing construction risk06:13 Why Ferrovial sold its Heathrow stake07:07 U.S. infrastructure boom and growth opportunities08:14 Highways vs airports: where demand is strongest09:07 The role of AI and data centers in infrastructure10:20 Why Ferrovial isn't going big on data centers11:18 Competition for capital in infrastructure investing12:03 Geographic focus: U.S. vs global expansion12:58 Breaking down strong earnings growth14:24 Capital structure and project-level debt strategy16:12 Why Ferrovial listed on the Nasdaq16:53 Impact of joining the Nasdaq-10017:31 Who's buying the stock: investor base breakdown18:26 Attracting more U.S. investors19:22 The future of transportation: autonomy and eVTOLsAfter Earnings is brought to you by Stakeholder Labs and Morning Brew.For more go to https://www.afterearnings.comFollow UsX: https://twitter.com/AfterEarningsTikTok: https://www.tiktok.com/@AfterEarningsInstagram: https://www.instagram.com/afterearnings_/Reach OutEmail: afterearnings@morningbrew.com$FER Learn more about your ad choices. Visit megaphone.fm/adchoices

✔️ Polymarket - Bitcoin is now projected to reclaim $80,000 this month✔️ Bitcoin's made a clean breakout of its 6-month downtrend✔️ Capital is flowing back fast.✔️ Bitcoins Bullish crossover ✔️ Real institutional Bitcoin adoption hasn't fully started yet - Adam Back✔️ Things are finally looking constructive. ✔️ Bitcoin just crossed the halving midpoint✔️ Bitcoin network activity just hit an 8-year low✔️ Cato Institute criticizes Bitcoin's tax treatment✔️ Charles Schwab CEO says the platform has already rolled out Bitcoin trading internally✔️ SBR Update✔️ Former Treasury Secretary Henry Paulson: "when we hit the wall, it will be vicious."✔️ Ledger Compromise ✔️ Sources:► https://x.com/polymarketmoney/status/2045313185973227913► https://polymarket.com/event/what-price-will-bitcoin-hit-in-april-2026/will-bitcoin-reach-80k-in-april-2026► https://x.com/mithcoons/status/2045125758226489801► https://x.com/bitcoinarchive/status/2045481200693760407► https://x.com/ao_btc_analyst/status/2045110317013766650► https://x.com/BitcoinArchive/status/2045109841950056498► https://x.com/stackhodler/status/2045089976128327915► https://x.com/rhinobitcoin/status/2045142700777722351► https://x.com/bitcoinarchive/status/2045127099170623839► https://x.com/bitcoinnewscom/status/2044845277430050887► https://www.cato.org/blog/bitcoin-taxes-make-no-sense► https://x.com/BitcoinArchive/status/2045102048106967294► https://x.com/bulltheoryio/status/2044843902570766747► https://x.com/CryptosR_Us/status/2045103730970783871► https://x.com/softwarmllc/status/2044982926849540556► https://x.com/schnuartz/status/2045530993486872628► https://x.com/TFTC21/status/2044905447342366728► https://x.com/88_sats/status/2045610926104269095► DONATE TO HELP KEONNE AND BILL https://www.change.org/p/stand-up-for-freedom-pardon-the-innocent-coders-jailed-for-building-privacy-tools✔️ Check out Our Bitcoin Only Sponsors!► https://archemp.co/Discover the pinnacle of precision engineering. Our very first product, the bitcoin logo wall clock, is meticulously machined in Maine from a solid block of aerospace-grade aluminum, ensuring unparalleled durability and performance. We don't compromise on quality – no castings, just solid, high-grade material. Our state-of-the-art CNC machining center achieves tolerances of 1/1000th of an inch, guaranteeing a perfect fit and finish every time. Invest in a product built to last, with the exacting standards you deserve.► Join Our telegram: https://t.me/theplebunderground#Bitcoin #crypto #cryptocurrency #dailybitcoinnews #memecoinsThe information provided by Pleb Underground ("we," "us," or "our") on Youtube.com (the "Site") our show is for general informational purposes only. All information on the show is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site. UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SHOW OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SHOW. YOUR USE OF THE SHOW AND YOUR RELIANCE ON ANY INFORMATION ON THE SHOW IS SOLELY AT YOUR OWN RISK.

In this episode, Nick & Joe sit down with John Keisler, CEO of Sunstone Management and former Economic Development Director for the City of Long Beach, for a conversation about public-private partnerships, civic expertise, investment, and what it really takes to build stronger communities.John brings a rare perspective from both sides of the table. He spent more than 20 years in public service before moving into the private sector, where he now helps connect capital, entrepreneurship, infrastructure, and community.The conversation explores the power of P3s, why government often serves as a market maker, and how private capital can align with public purpose. John also shares a simple but powerful lesson for cities: know what you are if you want to grow who you are.At its core, this episode is about how government, capital, and community can work together to build places where people belong, contribute, and create the future.About John KeislerJohn P. Keisler is CEO & Managing Partner of Sunstone Management, a Southern California venture capital firm that invests in diverse early-stage technology startups through public-private partnerships across government, education, and private sectors. Before joining Sunstone, John spent more than 20 years in public service, most recently as Economic Development Director for the City of Long Beach. His work has focused on inclusive economic growth, private-sector investment, entrepreneurial ecosystem development, infrastructure, and community-building strategy.LinksSunstone Management: https://www.sunstoneinvestment.comSunstone Cities: https://sunstonecities.comJohn Keisler on LinkedIn: https://www.linkedin.com/in/jpkeisler/

The silence of God during human suffering serves as a divine mechanism to transition the heart from seeking a miracle to encountering the Person who is the Resurrection and the Life. The deepest "why" of personal pain finds its answer in a Saviour who weeps with the broken-hearted while standing as the final authority over every grave.

Capital gains tax reform and negative gearing have become central to Australia's housing debate—but are these policies actually capable of improving affordability? In this episode, we unpack the real role of tax settings in the property market and question whether current reform discussions are addressing the right problem.The conversation explores how capital gains tax discounts work in practice, why they exist, and what changes could mean for investor behaviour. We also dive into the broader housing ecosystem—covering rental vacancy rates, population growth, and the heavy reliance on private investors to supply rental housing. Along the way, the episode challenges the assumption that reducing investor incentives will automatically improve affordability.A key theme is unintended consequences. What happens if investors exit the market? Where does that capital go? And how might changes to CGT or negative gearing impact rental supply, development activity, and long-term housing outcomes? The discussion also touches on the rise of build-to-rent, government incentives, and the shift toward institutional investment.This episode offers a grounded, data-informed perspective for investors trying to navigate policy uncertainty. Instead of reacting to headlines, listeners are encouraged to think critically about how incentives shape supply—and why meaningful housing reform requires more than just tax changes.Episode Highlights01:20 — Meet Cameron Kusher & His Market Perspective04:41 — Investors, Rentals & Why Supply Is So Tight15:52 — Why New Build Incentives Matter More Than Ever19:41 — Foreign Capital: Help or Housing Distortion?27:11 — Tax Deductions: What Investors Actually Claim29:00 — Should Investor Tax Benefits Be Capped?30:31 — Portfolio Building: Smart Strategy or Risky Hype?32:42 — Why Incentives Should Focus on New Supply34:28 — Apartments: The Missing Piece in Supply Fix36:18 — Developer Costs: What's Really Holding Builds Back39:07 — Government Housing: What Are the Real Options?41:21 — Rate Fears & Falling Confidence in Property45:45 — Where the Property Market Could Go Next48:12 — Build Costs and the Supply Feedback Loop49:26 — Final Thoughts & Key Takeaways for InvestorsAbout the GuestCameron Kusher is a highly respected property market analyst with decades of experience interpreting housing data and market trends across Australia. His work focuses on understanding how policy decisions, economic conditions, and demographic shifts influence real-world housing outcomes.With a background in analysing property cycles and investor behaviour, Cameron brings a practical, evidence-based perspective to complex policy discussions. He is known for cutting through political narratives and focusing on what the data actually shows—particularly when it comes to housing supply, affordability, and the role of investors in the market.His insights help bridge the gap between policy theory and market reality, making him a trusted voice for investors seeking clarity in an often noisy and opinion-driven space.Connect with CameronCameron Kusher - Independent | property market strategist | Helping real estate businesses, developers & lenders make better decisions with dataKusher ConsultingKusher Consulting's LinkedInResourcesVisit our website: https://www.theelephantintheroom.com.auIf you have any questions or would like to be featured on our show, contact us at:The Elephant in the Room Property Podcast - questions@theelephantintheroom.com.auLooking for a Sydney Buyers Agent? https://www.gooddeeds.com.auWork with Veronica: https://www.veronicamorgan.com.auLooking for a Mortgage Broker? alcove.com.auWork with Chris: chrisbates@alcove.com.au Enjoyed the podcast? Don't miss out on what's yet to come! Hit that subscription button, spread the word, and join us for more insightful discussions in real estate. Your journey starts now!Subscribe on YouTube: https://www.youtube.com/@theelephantintheroom-podcastSubscribe on Apple Podcasts: https://podcasts.apple.com/ph/podcast/the-elephant-in-the-room-property-podcast/id1384822719Subscribe on Spotify: https://open.spotify.com/show/3r0nnJrLUu3t1GpO7X3j6EIf you enjoyed today's podcast, don't forget to subscribe, rate, and share the show! There's more to come, so we hope to have you along with us on this journey!See you on the inside,Veronica & Chris

“In the book I spend a bunch of time basically teaching skills and teaching frameworks of thinking. Not to indoctrinate, it's not a framework like an ideology where you need to believe exactly these things. This is a lot more about how does one use their minds effectively to solve problems that have been solved before. Of course, I work on things that have to do with investment and climate and the future of the economy and automation. The main things I'm trying to teach in the book are skills around creativity, critical thinking, community compassion and frameworks around how to go and use that on problems that should be relatively portable to a bunch of problems that are meaningful to you. The way that education needs to change is that people need to actively be working on things that truly matter to them so that over time they end up being able to go make that difference.”Tom Chi is a physicist, designer, inventor, and investor whose work has shaped everything from Google Glass and rapid prototyping at Google X to some of the most ambitious climate technologies being built today. He's now the founding partner of At One Ventures, where he invests in deep-tech companies focused on a bold goal: a world where humanity is a net positive to nature.Tom's new book, Climate Capital: Investing in the Tools for a Regenerative Future, reframes economics itself—not as a fixed law, but as a design discipline that can be reimagined to align with the physical realities of our planet. Drawing on science, systems thinking, and lessons from nature, the book offers a grounded, practical framework for moving beyond both climate doom and empty optimism—and toward real, regenerative solutions. Today's conversation is about what Tom calls the 4Cs: Capital, Compassion, Climate, and Community—but also about agency, responsibility, and what becomes possible when we stop treating the future as something that happens to us and start designing it deliberately.(0:00) Overcoming Powerlessness through Creativity, Critical Thinking, Community CompassionWhy broad hopelessness about the future is a purposeful tactic to maintain the status quo.(7:16) How average temperature metrics fail to communicate the true danger of extreme climate volatility.(11:54) Economics as Design(17:11) Multi-disciplinary Learning Centered on Real-World Impact(26:12) Local Resilience(31:15) Tax & Capital Misallocation(36:52) Build Integrity(45:32) AI and Robotics in Agriculture(51:08) The First Honeybee Vaccine(56:11) The Entropy Curve of Pollution(1:15:31) Human-Centric AIFlipping the priority of automation to serve the collective good rather than enriching a select few(1:20:59) Thinking in PicturesHow learning to communicate and problem-solve without language fueled a career in deep tech inventionEpisode Websitewww.creativeprocess.info/podInstagram:@creativeprocesspodcast

“In the book I spend a bunch of time basically teaching skills and teaching frameworks of thinking. Not to indoctrinate, it's not a framework like an ideology where you need to believe exactly these things. This is a lot more about how does one use their minds effectively to solve problems that have been solved before. Of course, I work on things that have to do with investment and climate and the future of the economy and automation. The main things I'm trying to teach in the book are skills around creativity, critical thinking, community compassion and frameworks around how to go and use that on problems that should be relatively portable to a bunch of problems that are meaningful to you. The way that education needs to change is that people need to actively be working on things that truly matter to them so that over time they end up being able to go make that difference.”Tom Chi is a physicist, designer, inventor, and investor whose work has shaped everything from Google Glass and rapid prototyping at Google X to some of the most ambitious climate technologies being built today. He's now the founding partner of At One Ventures, where he invests in deep-tech companies focused on a bold goal: a world where humanity is a net positive to nature.Tom's new book, Climate Capital: Investing in the Tools for a Regenerative Future, reframes economics itself—not as a fixed law, but as a design discipline that can be reimagined to align with the physical realities of our planet. Drawing on science, systems thinking, and lessons from nature, the book offers a grounded, practical framework for moving beyond both climate doom and empty optimism—and toward real, regenerative solutions. Today's conversation is about what Tom calls the 4Cs: Capital, Compassion, Climate, and Community—but also about agency, responsibility, and what becomes possible when we stop treating the future as something that happens to us and start designing it deliberately.(0:00) Overcoming Powerlessness through Creativity, Critical Thinking, Community CompassionWhy broad hopelessness about the future is a purposeful tactic to maintain the status quo.(7:16) How average temperature metrics fail to communicate the true danger of extreme climate volatility.(11:54) Economics as Design(17:11) Multi-disciplinary Learning Centered on Real-World Impact(26:12) Local Resilience(31:15) Tax & Capital Misallocation(36:52) Build Integrity(45:32) AI and Robotics in Agriculture(51:08) The First Honeybee Vaccine(56:11) The Entropy Curve of Pollution(1:15:31) Human-Centric AIFlipping the priority of automation to serve the collective good rather than enriching a select few(1:20:59) Thinking in PicturesHow learning to communicate and problem-solve without language fueled a career in deep tech inventionEpisode Websitewww.creativeprocess.info/podInstagram:@creativeprocesspodcast

“In the book I spend a bunch of time basically teaching skills and teaching frameworks of thinking. Not to indoctrinate, it's not a framework like an ideology where you need to believe exactly these things. This is a lot more about how does one use their minds effectively to solve problems that have been solved before. Of course, I work on things that have to do with investment and climate and the future of the economy and automation. The main things I'm trying to teach in the book are skills around creativity, critical thinking, community compassion and frameworks around how to go and use that on problems that should be relatively portable to a bunch of problems that are meaningful to you. The way that education needs to change is that people need to actively be working on things that truly matter to them so that over time they end up being able to go make that difference.”Tom Chi is a physicist, designer, inventor, and investor whose work has shaped everything from Google Glass and rapid prototyping at Google X to some of the most ambitious climate technologies being built today. He's now the founding partner of At One Ventures, where he invests in deep-tech companies focused on a bold goal: a world where humanity is a net positive to nature.Tom's new book, Climate Capital: Investing in the Tools for a Regenerative Future, reframes economics itself—not as a fixed law, but as a design discipline that can be reimagined to align with the physical realities of our planet. Drawing on science, systems thinking, and lessons from nature, the book offers a grounded, practical framework for moving beyond both climate doom and empty optimism—and toward real, regenerative solutions. Today's conversation is about what Tom calls the 4Cs: Capital, Compassion, Climate, and Community—but also about agency, responsibility, and what becomes possible when we stop treating the future as something that happens to us and start designing it deliberately.(0:00) Overcoming Powerlessness through Creativity, Critical Thinking, Community CompassionWhy broad hopelessness about the future is a purposeful tactic to maintain the status quo.(7:16) How average temperature metrics fail to communicate the true danger of extreme climate volatility.(11:54) Economics as Design(17:11) Multi-disciplinary Learning Centered on Real-World Impact(26:12) Local Resilience(31:15) Tax & Capital Misallocation(36:52) Build Integrity(45:32) AI and Robotics in Agriculture(51:08) The First Honeybee Vaccine(56:11) The Entropy Curve of Pollution(1:15:31) Human-Centric AIFlipping the priority of automation to serve the collective good rather than enriching a select few(1:20:59) Thinking in PicturesHow learning to communicate and problem-solve without language fueled a career in deep tech inventionEpisode Websitewww.creativeprocess.info/podInstagram:@creativeprocesspodcast

“In the book I spend a bunch of time basically teaching skills and teaching frameworks of thinking. Not to indoctrinate, it's not a framework like an ideology where you need to believe exactly these things. This is a lot more about how does one use their minds effectively to solve problems that have been solved before. Of course, I work on things that have to do with investment and climate and the future of the economy and automation. The main things I'm trying to teach in the book are skills around creativity, critical thinking, community compassion and frameworks around how to go and use that on problems that should be relatively portable to a bunch of problems that are meaningful to you. The way that education needs to change is that people need to actively be working on things that truly matter to them so that over time they end up being able to go make that difference.”Tom Chi is a physicist, designer, inventor, and investor whose work has shaped everything from Google Glass and rapid prototyping at Google X to some of the most ambitious climate technologies being built today. He's now the founding partner of At One Ventures, where he invests in deep-tech companies focused on a bold goal: a world where humanity is a net positive to nature.Tom's new book, Climate Capital: Investing in the Tools for a Regenerative Future, reframes economics itself—not as a fixed law, but as a design discipline that can be reimagined to align with the physical realities of our planet. Drawing on science, systems thinking, and lessons from nature, the book offers a grounded, practical framework for moving beyond both climate doom and empty optimism—and toward real, regenerative solutions. Today's conversation is about what Tom calls the 4Cs: Capital, Compassion, Climate, and Community—but also about agency, responsibility, and what becomes possible when we stop treating the future as something that happens to us and start designing it deliberately.(0:00) Overcoming Powerlessness through Creativity, Critical Thinking, Community CompassionWhy broad hopelessness about the future is a purposeful tactic to maintain the status quo.(7:16) How average temperature metrics fail to communicate the true danger of extreme climate volatility.(11:54) Economics as Design(17:11) Multi-disciplinary Learning Centered on Real-World Impact(26:12) Local Resilience(31:15) Tax & Capital Misallocation(36:52) Build Integrity(45:32) AI and Robotics in Agriculture(51:08) The First Honeybee Vaccine(56:11) The Entropy Curve of Pollution(1:15:31) Human-Centric AIFlipping the priority of automation to serve the collective good rather than enriching a select few(1:20:59) Thinking in PicturesHow learning to communicate and problem-solve without language fueled a career in deep tech inventionEpisode Websitewww.creativeprocess.info/podInstagram:@creativeprocesspodcast

Listen to the rest of this premium episode by subscribing at patreon.com/knowyourenemy. Once more we take up religion and politics, this time a conversation about President Donald Trump's attacks on Pope Leo XIV—the first successor of St. Peter from the United States—mostly, though not only, over the pope's pleas for peace as Trump rages war against Iran. Why is the incredibly unpopular Trump going after the beloved pontiff? Why does Trump's Catholic vice president, J.D. Vance, argue that Leo should stay out of politics and stick to morality, as if politics was not irreducibly a moral enterprise? Who is Pope Leo, and what seem to be his priorities for his papacy? How to make sense over the arguments about just-war theory that Leo's various statements about war and peace—notably, that God does not hear the prayers of those who wage war—have generated? We answer all these questions, and more! COME SEE KYE x MIKE DUNCAN LIVE IN NYC Sources: "Rerum Novarum: Encyclical of Pope Leo XIII on Capital and Labor," May 15, 1891 "Reflection of His Holiness Pope Leo XIV at the Prayer Vigil for Peace," April 11, 2026 "U.S. Bishops' Chairman on Doctrine Issues Clarification on Just War Theory," April 15, 2026 Chris Cameron, "Vance Says Pope Leo Should Stay Out of U.S. Affairs," New York Times, April 13, 2026 Matthew Sitman, "Pope Francis and Civil Unions: We Need Clarity, Not a Media Blackout," Commonweal, Oct 27, 2020 Jason Horowitz & Natalie Kitroeff, "Pope Francis' Views on Same-Sex Civil Unions Were Cut From a 2019 Vatican Interview," New York Times, Oct 22, 2020 Gerald W. Schlabach, "Just War? Enough Already," Commonweal, May 31, 2017

In this debut episode of the podcast's new deal breakdown segment, Axel sits down with Sean LeBlanc of Mammoth Properties to dissect one of the most compelling deals they've done together — a 23-unit, three-property portfolio in New Hampshire that returned nearly all investor capital within 14 months, while still leaving two cash-flowing buildings on the books with solid long-term debt.Sean walks through the full lifecycle of the deal: how it was sourced off-market through a residential agent, how the joint venture was structured, the rough value-add conditions they inherited, what went better than expected (rents in Manchester), what went worse (the Farmington property), and how the decision to sell one building early unlocked a home run outcome for all investors involved.This episode is a masterclass in deal flexibility, portfolio loan structuring, and why scattered-site portfolios remain one of the last great opportunities to buy at a real discount in today's market.Join us as we dive into:How a 23-unit, three-property portfolio in New Hampshire was sourced entirely off-market through a residential agent relationshipHow Axel and Sean structured a simple joint venture to take down a deal that was at the ceiling of Sean's deal size at the timeThe value-add playbook: tackle vacant units first, assess inherited tenants for reliability, renovate quickly, and phase in rent increasesHow the Manchester properties outperformed projected rents — underwriting 3-beds at $1,800, achieving $2,100 on fully renovated downtown unitsThe decision to sell the Farmington property after one year: sale price of $1,210,000, net proceeds of $505,337 — nearly recovering the full $555,000 of invested equityHow a subsequent refinance of the remaining two Manchester buildings generated an additional $242,000 in proceeds, bringing total cash returned to $748,000 on $555,000 investedWhy partial release language in a portfolio loan is the single most important thing to negotiate before you closeWhy scattered-site portfolios remain one of the best places to find below-market deals — and why the big institutional buyers largely ignore themConnect with Sean LeBlanc:Follow him on InstagramLearn more about Mammoth PropertiesAre you looking to invest in real estate, but don't want to deal with the hassle of finding great deals, signing on debt, and managing tenants? Aligned Real Estate Partners provides investment opportunities to passive investors looking for the returns, stability, and tax benefits multifamily real estate offers, but without the work - join our investor club to be notified of future investment opportunities.Connect with Axel:Follow him on InstagramConnect with him on LinkedinSubscribe to our YouTube channelLearn more about Aligned Real Estate Partners

Today’s Topics: 1, 2, 3, 4) In Part 2, William discusses the dangers of each of the Capital Sins and the remedy: The Virtues

Joel sits down with representative and democratic gubernatorial candidate Jermaine Johnson to discuss a breadth of developments happening in SC politics and what to expect from our next year of policy at the Capital. Hear about South Carolina's push to fix a deficiency of teachers - including joining a multi-state teacher compact - legislators' attempt at a pay raise, the increasingly controversial SC Attorney General Race, homeschool students using public dollars, bringing politics back to helping regular people, and so much more!Support the showKeep up to Date with BITBR: Twitter.com/BITBRpodcastFacebook.com/BITBRpodcasthttps://bourboninthebackroom.buzzsprout.com

Only 0.5% of U.S. land works for large-scale data center development.On this episode of First Draft Live, Tract President and Tract Capital managing director Graham Williams, whose firm is behind some of the biggest data center developments in the country, breaks down why power, water, a shrinking skilled workforce and rising regulation and public backlash are making viable sites surprisingly difficult to find. 

“In the book I spend a bunch of time basically teaching skills and teaching frameworks of thinking. Not to indoctrinate, it's not a framework like an ideology where you need to believe exactly these things. This is a lot more about how does one use their minds effectively to solve problems that have been solved before. Of course, I work on things that have to do with investment and climate and the future of the economy and automation. The main things I'm trying to teach in the book are skills around creativity, critical thinking, community compassion and frameworks around how to go and use that on problems that should be relatively portable to a bunch of problems that are meaningful to you. The way that education needs to change is that people need to actively be working on things that truly matter to them so that over time they end up being able to go make that difference.”Tom Chi is a physicist, designer, inventor, and investor whose work has shaped everything from Google Glass and rapid prototyping at Google X to some of the most ambitious climate technologies being built today. He's now the founding partner of At One Ventures, where he invests in deep-tech companies focused on a bold goal: a world where humanity is a net positive to nature.Tom's new book, Climate Capital: Investing in the Tools for a Regenerative Future, reframes economics itself—not as a fixed law, but as a design discipline that can be reimagined to align with the physical realities of our planet. Drawing on science, systems thinking, and lessons from nature, the book offers a grounded, practical framework for moving beyond both climate doom and empty optimism—and toward real, regenerative solutions. Today's conversation is about what Tom calls the 4Cs: Capital, Compassion, Climate, and Community—but also about agency, responsibility, and what becomes possible when we stop treating the future as something that happens to us and start designing it deliberately.(0:00) Overcoming Powerlessness through Creativity, Critical Thinking, Community CompassionWhy broad hopelessness about the future is a purposeful tactic to maintain the status quo.(7:16) How average temperature metrics fail to communicate the true danger of extreme climate volatility.(11:54) Economics as Design(17:11) Multi-disciplinary Learning Centered on Real-World Impact(26:12) Local Resilience(31:15) Tax & Capital Misallocation(36:52) Build Integrity(45:32) AI and Robotics in Agriculture(51:08) The First Honeybee Vaccine(56:11) The Entropy Curve of Pollution(1:15:31) Human-Centric AIFlipping the priority of automation to serve the collective good rather than enriching a select few(1:20:59) Thinking in PicturesHow learning to communicate and problem-solve without language fueled a career in deep tech inventionEpisode Websitewww.creativeprocess.info/podInstagram:@creativeprocesspodcast

Rep. Eric Burlison breaks down the House standoff over FISA reauthorization, arguing for warrant requirements and stronger Fourth Amendment protections amid concerns about surveillance abuse. He explains why he opposed a clean five-year extension, instead pushing for reforms to prevent federal overreach. The discussion also shifts to his proposed healthcare overhaul centered on universal health savings accounts, increased consumer control, and tax-free medical spending options designed to drive competition and lower costs. Hashtags: #FISA #EricBurlison #Congress #HealthcareReform #HSAs

Interview with Luke Norman, Executive Chairman of US Gold Corp.Our previous interview: https://www.cruxinvestor.com/posts/us-gold-corp-nasdaqusau-fully-permitted-fs-imminent-2027-28-target-9430Recording date: 15th April 2026US Gold Corp (NASDAQ:USAU) has unveiled a definitive feasibility study (DFS) for its CK Gold project in Wyoming, confirming robust economics and a clear path toward production. At a base gold price of $3,250 per ounce, the study outlines an after-tax Net Present Value (NPV) of $635 million and an Internal Rate of Return (IRR) of 27%, nearly triple the value from the previous prefeasibility analysis. At current spot prices near $4,500, the project's potential soars to a $1.4 billion NPV with a 50% IRR, underscoring exceptional leverage to gold markets.The 11-year open-pit mine will produce roughly 90,000 ounces of gold equivalent annually, supported by strong copper demand, simple near-surface mining conditions, and full permitting. All operational licenses including mine, industrial, and environmental permits are secured and non-revocable under Wyoming law, removing a major development risk.Capital expenditure is projected at $400 million, including a healthy contingency buffer. US Gold plans to lower costs through used equipment purchases and contractor negotiations, taking advantage of abundant local mining services. Debt financing proposals cover up to 80 percent of the required capital, with favorable terms reflecting the project's de-risked status.Further upside includes recovering 300,000 ounces of gold from tailings boosting recoveries from 70% to over 97% and monetizing waste rock valued at $800 million to $1 billion as construction aggregate. The company is also examining cyanide-free processing alternatives to improve sustainability.With commodity prices near record highs and North American mining assets in short supply, Copper King stands out as a shovel-ready, financed, and fully permitted project. Executive Chairman Luke Norman calls it “a uniquely de-risked opportunity” poised to benefit from a mining sector hungry for secure, high-return developments.View U.S. Gold's company profile: https://www.cruxinvestor.com/companies/us-gold-corpSign up for Crux Investor: https://cruxinvestor.com

4.16.26 Hour 3, Kevin Sheehan reacts to the Warriors vs Clipper play in game and it's wild ending. Kevin Sheehan reacts to Wizards' GM Will Dawkins expecting Brian Keefe to return as the Head Coach next season and if it's a good idea. Kevin Sheehan reacts to Alex Ovechkin's comments about wanting to play for the Capitals next year and asks callers if they should bring the franchise legend back.

In this conversation, Josh Ryan shares his journey from a real estate agent to a financial advisor, detailing the challenges he faced during the 2008 financial crisis that led him to become a financial advisor. He discusses the concept of the 'Family Vault' as a financial safety net, the establishment of a virtual family office, and the importance of business acquisition and commercial real estate in wealth management. The discussion emphasizes proactive strategies for financial planning and legacy creation.Chapters:00:00:00 - Introduction and Welcome to the Show00:01:07 - Key Principle: Concentrate to Get Rich, Diversify to Stay Rich00:02:27 - Guest Introduction: Josh Ryan and His Background00:04:13 - Josh Ryan's Journey into Financial Services00:10:08 - The Concept of the Family Vault00:12:00 - Understanding the Virtual Family Office00:19:01 - Business Acquisition as Part of a Family Office Strategy00:24:02 - The Importance of Commercial Real Estate in Wealth Building00:30:04 - Partnering with Clients for Business Acquisitions00:33:15 - How to Connect with Josh Ryan and Closing RemarksConnect with Josh Ryan:https://cornerstoneroscoe.com/ Learn More About Accountable Equity:  Visit Us: http://www.accountableequity.com/   Access eBook: https://accountableequity.com/case-study/#register Turn your unique talent into capital and achieve the life you were destined to live. Join our community!We believe that Capital is more than just Cash. In fact, Human Capital always comes first before the accumulation of Financial Capital. We explore the best, most efficient, high-integrity ways of raising capital (Human & Financial). We want our listeners to use their personal human capital to empower the growth of their financial capital. Together we are stronger.LinkedinFacebookInstagramApple PodcastSpotify

On Food Talk with Dani Nierenberg, Dani speaks with Amanda Koehler, Manager of the Land, Capital, and Market Access Network. They discuss the U.S. Department of Agriculture's decision to terminate 49 of the 50 land access projects, the barriers that young and beginning farmers face, and how we can support our local food producers moving forward. Plus, hear about what the latest numbers show about the decline of official development assistance around the world, the steps Rwanda is taking to protect farmland from developing in the country's capital, a new initiative from the government of Bangladesh designed to support small farmers, and more. While you're listening, subscribe, rate, and review the show; it would mean the world to us to have your feedback. You can listen to "Food Talk with Dani Nierenberg" wherever you consume your podcasts.

In healthcare innovation, capital alone is not enough. Real scale happens when strong solutions are matched with the right partnerships, a clear path to profitability, and disciplined execution. In this episode, Peter Micca, Managing Partner at Caduceus Capital, shares how his transition from building Deloitte's digital health technology practice to leading a healthcare investment firm shaped his perspective on scaling businesses. He explains why Caduceus Capital is creating more than a fund by combining capital with go-to-market support, partnerships, and direct access to healthcare stakeholders. Peter outlines what sets companies apart in a more selective investment landscape, emphasizing the need for clear ROI, scalability, and a path to profitability. He also highlights the healthcare innovations that excite him most, particularly those that empower physicians, expand access, and lower costs. Tune in to learn why the future of healthcare innovation belongs to companies that pair strong technology with practical value, smart partnerships, and measurable outcomes. Resources: Connect with and follow Peter Micca on LinkedIn! Follow Caduceus Capital Partners on LinkedIn and explore their website!

Watch Video Version: https://www.youtube.com/watch?v=lbKyIxpOLms L'PURE Instagram: / lpure.rd To Purchase: https://topcigarshub.com/lpure/ ~Full Description for YouTube: Born from a deep-seated passion for the art of tobacco, L'Pure Cigars is the brainchild of Luis J. Pendones and Moises Gonzalez. The brand's journey began in 2016 within the heart of the Dominican Republic's cigar industry, where Pendones honed his craft in one of the region's largest factories. Formally launched in 2019, L'Pure was built on a foundation of "quality and consistency," aiming to bridge the gap between novice smokers and seasoned connoisseurs through meticulously sourced raw materials and traditional artisanal techniques. The L'Pure portfolio is anchored by its signature Corojo and Connecticut blends, each designed to offer a sophisticated, balanced smoking experience. By focusing on the "purity" of the process—from the mineral-rich soils of the Dominican Republic to the skilled hands of the torcedores—the brand delivers a profile that emphasizes natural sweetness, smooth transitions, and a refined aroma. Whether you are looking for the creamy subtlety of their Connecticut or the spicy depth of the Corojo, L'Pure remains a testament to the dedication of the farmers and craftsmen who make every puff possible. Beyond the blends themselves, L'Pure distinguishes itself through a philosophy of patience and precision. Every leaf undergoes a rigorous aging process, ensuring that the inherent strength of the tobacco never overpowers the delicate flavor notes. This commitment to the "long game" results in a clean finish and an effortless draw, making their cigars a favorite for those who appreciate a slow, meditative smoke that doesn't leave a harsh aftertaste Expanding their reach from local Dominican roots to the international stage, the brand continues to build a community centered around the lifestyle of relaxation. L'Pure isn't just about the product; it's about the moments of connection and reflection that happen around a humidor. As they continue to innovate with new vitolas and limited releases, Luis and Moises remain hands-on, ensuring that every box bearing the L'Pure name meets the exacting standards they set back in 2016.~ $27 a month, unlimited data, 100+ countries = pangia pass Use my link for 10% off: https://pangiapass.com/a/bold Find Me Here: https://linktr.ee/bold.perceptions Travel / Lifestyle Consultation, DM Me On Instagram: bold_perceptions #travel #podcast #cigarlife #cigars #santiagodeloscaballeros #dominicanrepublic #travelpodcast #nomad

Alicia sits down with Kirsten Thulborn, Group Design Manager at Intuit, for a rare look at how QuickBooks' user interface actually gets built — from the research behind terminology changes like "post" replacing "add," to why some friction in the UI is intentional. Kirsten pulls back the curtain on how her team balances the needs of power users (accountants and bookkeepers) with small business owners who just want to send an invoice, and what she'd redesign from scratch if she could. Plus: why UI changes feel so disruptive, the technology adoption curve, and the story behind the QuickBooks feature you've probably never noticed.SponsorsWurthy - https://uqb.promo/wurthy(00:00) - Meet Kirsten From Intuit (02:41) - Her Role And Products (03:38) - Career Path At QuickBooks (10:18) - Designing For Power Users (11:52) - Sharing New Features Better (18:05) - Where Feedback Goes (21:06) - Writing Great Feedback (24:08) - Balancing Beginners And Pros (26:34) - Business View War Story (28:51) - Designing Shared Interfaces (29:25) - Why We Say Post (31:39) - Testing UI Changes (35:55) - Why Updates Feel Emotional (39:08) - AI and Future Workflows (43:04) - AI Adoption Curve Explained (48:26) - Redesigning Setup Onboarding (51:43) - A Customer Delight Moment (53:25) - Closing Thanks and Signoff LINKSAlicia's Upcoming Classes4/28/26: Converting from QBDT to QBO: http://royl.ws/QBDT2QBO?affiliate=5393907We want to hear from you!Send your questions and comments to us at unofficialquickbookspodcast@gmail.com.Join our LinkedIn community at https://www.linkedin.com/groups/14630719/Visit our YouTube Channel at https://www.youtube.com/@UnofficialQuickQBOPodcast?sub_confirmation=1Sign up to Earmark to earn free CPE for listening to this podcasthttps://www.earmark.app/onboarding 

Ignacio Jayanti is the Chief Executive Officer of Corsair and serves as Chairman of the Buyouts Investment Committee and as a member of the Infrastructure Investment Committee. He joined Corsair in 1993 when the first Corsair fund was launched and is based in New York. Ignacio is a director of Corsair portfolio companies IDnow and ZEDRA.   Prior to spinning off Corsair as an independent business from J.P. Morgan Chase & Co. in 2006, Ignacio played a key role as a senior member of the investment team of the predecessor Corsair funds and also was responsible for managing the operations of the Corsair business from 1994 onwards. From 1994 to 1999, Ignacio was also a senior member of the Investment Banking Department of J.P. Morgan, where he headed the Emerging Markets Financial Institutions group. Prior to J.P. Morgan, Ignacio worked at Credit Suisse First Boston in the Financial Institutions group both in New York and London. His investment banking experience includes complex advisory assignments in the United States, Europe, Asia and Latin America.   Ignacio holds both a B.A. and an M.A. in Economics from Queens' College, Cambridge University. He is a Fellow of the inaugural class of the Finance Leaders Fellowship Program and a member of the Aspen Global Leadership Network. Ignacio is also a member of the Board of Trustees of the Hotchkiss School, a member of the RAND Global and Emerging Risks Advisory Board, and a member of the International Advisory Board of British American Business.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mujahid Muhammad. Interview Summary Interview with Rushion McDonald – Money Making Conversations Masterclass Interview Purpose The purpose of this interview is to demystify personal finance, redefine wealth‑building, and emphasize the importance of preparation, capitalization, and disciplined planning. Mujahid Muhammad, a personal financial coach and founder of Wealth Coaching Stratosphere, shares a deeply personal journey marked by financial success, failure, rebuilding, and hard‑earned wisdom. Through candid storytelling, the interview reframes wealth not as risky speculation or quick wins, but as a long‑term process grounded in personal financial stability, liquidity, and informed decision‑making. The conversation is designed to help everyday people avoid common financial traps and approach real estate and investing from a position of strength rather than desperation. Major Themes & Key Takeaways 1. Experience Is the Best Teacher Mujahid’s financial philosophy is rooted in lived experience. After building a seven‑figure real estate portfolio early in life, he suffered devastating losses due to Hurricane Katrina and the 2008 housing collapse. These setbacks reshaped his understanding of leverage, risk, and preparation. Key takeaway: Financial success without safeguards can collapse quickly. 2. Leverage Without Liquidity Is Dangerous One of the most powerful lessons Mujahid shares is that being “asset‑rich but cash‑poor” is a vulnerable position. His earlier strategy relied heavily on leverage without sufficient reserves, leaving him exposed when disaster struck. Key takeaway: Liquidity is protection; leverage alone is not wealth. 3. Fix Personal Finance Before Building Businesses Mujahid stresses that many people pursue entrepreneurship or real estate in hopes of fixing personal financial struggles—often with disastrous results. Instead, personal financial stability must come first. Key takeaway: Solve your personal finances before using business to create wealth. 4. Wealth Is a Process, Not a Product The interview reinforces that financial improvement isn’t something you buy—it’s something you build over time. Mujahid emphasizes facing financial reality honestly instead of avoiding uncomfortable truths. Key takeaway: Progress starts by looking at the numbers, not ignoring them. 5. The Five Financial Stratospheres Mujahid introduces his Wealth Coaching Stratosphere model, outlining five levels of financial development: Financial Failure Financial Health Financial Fluency Financial Wealth Financial Independence Each stage represents a mindset and requires different behaviors and priorities. Key takeaway: Knowing your financial “stratosphere” determines your next move. 6. Capitalization Comes Before Real Estate Mujahid advises against entering real estate before reaching financial fluency. While creative financing exists, retaining real estate requires cash flow, reserves, and patience. Key takeaway: You can buy property with little money—but you cannot keep it that way. 7. The Importance of Capital and Opportunity Funds He emphasizes saving, emergency funds, and opportunity funds as prerequisites to investing. Capital allows individuals to recognize and act on opportunities without panic. Key takeaway: Capital creates clarity—and choices. 8. Infinite Banking and Financial Autonomy Mujahid explains the Infinite Banking Concept, which focuses on reclaiming control over the banking function through properly structured life insurance, allowing individuals to access capital without relying on traditional lenders. Key takeaway: Financial independence includes controlling how you access capital. 9. Debt Freedom Is Hard—but Worth It Through personal stories of tackling significant student loan and consumer debt, Mujahid emphasizes that debt freedom requires sacrifice, time, and unity—especially within marriage. Key takeaway: Debt freedom is attainable, but only through commitment and discipline. 10. Coaching Provides Accountability and Perspective Mujahid describes financial coaching as objective guidance from someone who has navigated the journey before. Coaching is positioned as a serious commitment, not casual advice. Key takeaway: Accountability accelerates growth. Notable Quotes “Leverage without liquidity is stupidity.” “We try to use business to solve personal finance problems—and that’s backwards.” “Wealth is a process, not a product.” “You can acquire real estate with no money—but you can’t keep it that way.” “Capitalization changes how you see opportunity.” “If you have a six‑figure income, your problem is usually you.” “Debt freedom is hard—but it’s worth it.” “Preparation puts you in a position of strength.” Overall Message Mujahid Muhammad’s interview is a ground‑truth masterclass in financial realism and discipline. His story strips away hype and reframes wealth creation as a methodical, values‑driven process that begins with personal accountability and preparation. Ultimately, the conversation challenges listeners to shift from chasing opportunity to becoming prepared for opportunity, reinforcing that sustainable wealth is built through patience, liquidity, education, and intentional planning. #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

In this episode of the Jake & Gino How To Series, Gino shares a practical guide on how to invest your money with intention. Beyond just chasing returns, this conversation focuses on protecting your capital, building sustainable income streams, and creating long-term wealth. Gino also highlights the importance of side hustles as a way to generate additional income that can be reinvested into assets. Timestamps 00:00 – Introduction 01:12 – Why investing is more than just making money 03:05 – The importance of protecting your capital 05:20 – Understanding how money grows over time 08:10 – Active vs passive income explained 11:00 – The role of side hustles in building capital 14:25 – Turning income into investments 17:40 – Common mistakes new investors make 20:15 – Building a long-term investment strategy 23:50 – Mindset shifts for wealth creation 26:30 – Final thoughts & key takeaways This episode is brought to you by Wheelbarrow Profits. To learn more about multifamily investing and access valuable resources, visit:https://wheelbarrowprofits.com We're here to help create real estate entrepreneurs... About Jake & Gino: Jake & Gino are multifamily investors, operators, and owners who have created a vertically integrated real estate company. They control over $350M in assets under management. Connect with Jake & Gino here --> https://jakeandgino.com. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Spike and Zuckerman sit down with Evan from LA in a Minute to dig into the surprisingly rich automotive history of Los Angeles, from the first gas-powered car tested at 2 a.m. on Broadway in 1897 to how a racing speedway literally built Beverly Hills. Plus, Spike reviews the Aston Martin Vantage S, Evan confesses to rear-ending a nun, and the crew debates why Angelenos can't stop saying "the" before freeway numbers. ______________________________________________

What if the system isn't broken… it's working exactly how it was designed? Dr. Thomas Powell joins us to break down what founders get wrong about capital, why most businesses trap their owners, and how the same patterns show up in government. This is part entrepreneurship, part constitutional reality check…and a little uncomfortable in all the right ways.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mujahid Muhammad. Interview Summary Interview with Rushion McDonald – Money Making Conversations Masterclass Interview Purpose The purpose of this interview is to demystify personal finance, redefine wealth‑building, and emphasize the importance of preparation, capitalization, and disciplined planning. Mujahid Muhammad, a personal financial coach and founder of Wealth Coaching Stratosphere, shares a deeply personal journey marked by financial success, failure, rebuilding, and hard‑earned wisdom. Through candid storytelling, the interview reframes wealth not as risky speculation or quick wins, but as a long‑term process grounded in personal financial stability, liquidity, and informed decision‑making. The conversation is designed to help everyday people avoid common financial traps and approach real estate and investing from a position of strength rather than desperation. Major Themes & Key Takeaways 1. Experience Is the Best Teacher Mujahid’s financial philosophy is rooted in lived experience. After building a seven‑figure real estate portfolio early in life, he suffered devastating losses due to Hurricane Katrina and the 2008 housing collapse. These setbacks reshaped his understanding of leverage, risk, and preparation. Key takeaway: Financial success without safeguards can collapse quickly. 2. Leverage Without Liquidity Is Dangerous One of the most powerful lessons Mujahid shares is that being “asset‑rich but cash‑poor” is a vulnerable position. His earlier strategy relied heavily on leverage without sufficient reserves, leaving him exposed when disaster struck. Key takeaway: Liquidity is protection; leverage alone is not wealth. 3. Fix Personal Finance Before Building Businesses Mujahid stresses that many people pursue entrepreneurship or real estate in hopes of fixing personal financial struggles—often with disastrous results. Instead, personal financial stability must come first. Key takeaway: Solve your personal finances before using business to create wealth. 4. Wealth Is a Process, Not a Product The interview reinforces that financial improvement isn’t something you buy—it’s something you build over time. Mujahid emphasizes facing financial reality honestly instead of avoiding uncomfortable truths. Key takeaway: Progress starts by looking at the numbers, not ignoring them. 5. The Five Financial Stratospheres Mujahid introduces his Wealth Coaching Stratosphere model, outlining five levels of financial development: Financial Failure Financial Health Financial Fluency Financial Wealth Financial Independence Each stage represents a mindset and requires different behaviors and priorities. Key takeaway: Knowing your financial “stratosphere” determines your next move. 6. Capitalization Comes Before Real Estate Mujahid advises against entering real estate before reaching financial fluency. While creative financing exists, retaining real estate requires cash flow, reserves, and patience. Key takeaway: You can buy property with little money—but you cannot keep it that way. 7. The Importance of Capital and Opportunity Funds He emphasizes saving, emergency funds, and opportunity funds as prerequisites to investing. Capital allows individuals to recognize and act on opportunities without panic. Key takeaway: Capital creates clarity—and choices. 8. Infinite Banking and Financial Autonomy Mujahid explains the Infinite Banking Concept, which focuses on reclaiming control over the banking function through properly structured life insurance, allowing individuals to access capital without relying on traditional lenders. Key takeaway: Financial independence includes controlling how you access capital. 9. Debt Freedom Is Hard—but Worth It Through personal stories of tackling significant student loan and consumer debt, Mujahid emphasizes that debt freedom requires sacrifice, time, and unity—especially within marriage. Key takeaway: Debt freedom is attainable, but only through commitment and discipline. 10. Coaching Provides Accountability and Perspective Mujahid describes financial coaching as objective guidance from someone who has navigated the journey before. Coaching is positioned as a serious commitment, not casual advice. Key takeaway: Accountability accelerates growth. Notable Quotes “Leverage without liquidity is stupidity.” “We try to use business to solve personal finance problems—and that’s backwards.” “Wealth is a process, not a product.” “You can acquire real estate with no money—but you can’t keep it that way.” “Capitalization changes how you see opportunity.” “If you have a six‑figure income, your problem is usually you.” “Debt freedom is hard—but it’s worth it.” “Preparation puts you in a position of strength.” Overall Message Mujahid Muhammad’s interview is a ground‑truth masterclass in financial realism and discipline. His story strips away hype and reframes wealth creation as a methodical, values‑driven process that begins with personal accountability and preparation. Ultimately, the conversation challenges listeners to shift from chasing opportunity to becoming prepared for opportunity, reinforcing that sustainable wealth is built through patience, liquidity, education, and intentional planning. #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

How does one engineer run 40,000 people with 10 daily numbers, zero hobbies, and a $1 billion bet he made in his first year as CEO? Mario Harik is the CEO of XPO, one of the largest trucking companies in the world. He started as employee #3, learned from Brad Jacobs (who built eight multibillion-dollar companies from scratch), and now leads 40,000 people with a management style shaped by engineering discipline, frontline feedback, and a deep belief in human potential. Mario shares how he uses real-time data and second-derivative thinking to make decisions, how he hires and develops A players (and the gut test that tells you who isn't one), how he runs meetings that surface the best thinking from the most junior person in the room, and why ego, complacency, and small goals quietly cap everything. Enjoy! ----- Timestamps: (00:00:00) Defining ego and the importance of continuous learning  (00:00:19) How an engineering mindset translates to business leadership  (00:01:58) Applying engineering frameworks to CEO-level strategy and execution  (00:03:38) Letting go of perfection and understanding how people operate  (00:05:14) Lessons from working with Brad Jacobs and thinking big  (00:07:13) Building strong teams and the importance of feedback loops  (00:08:18) Evaluating talent: skill, work ethic, and collegiality  (00:10:51) Disagreement vs consensus and decision-making in teams  (00:12:50) Service-first strategy and improving customer experience  (00:16:21) Running the business through KPIs, data, and real-time systems  (00:19:41) Learning from frontline employees and feedback loops  (00:22:35) Using technology and AI to track performance and reduce errors  (00:28:35) Coaching employees through data-driven performance insights  (00:29:30) Structuring effective meetings with data and ranked input  (00:32:36) Pre-meeting preparation and leveraging team intelligence  (00:34:29) Identifying and developing talent within the organization  (00:39:48) Hiring frameworks and assessing candidates deeply  (00:47:30) Early life experiences and how they shape perspective  (00:49:27) Analytical approach to risk and decision-making  (00:50:56) Capital allocation and the Yellow bankruptcy acquisition  (00:55:31) Turning strategy into execution through financial tracking  (00:59:23) A/B/C player framework for evaluating talent  (01:02:12) Creating a high-performance environment through belief and feedback  (01:04:18) Evolving leadership style and giving effective feedback  (01:07:33) Core levers of value creation: people, capital, and time  ------ Newsletter: The Brain Food newsletter delivers actionable insights and thoughtful ideas every Sunday. It takes 5 minutes to read, and it's completely free. Learn more and sign up at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠fs.blog/newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ------ Follow Shane Parrish: X: ⁠⁠⁠⁠⁠⁠https://x.com/shaneparrish⁠ Insta: ⁠https://www.instagram.com/farnamstreet/⁠ LinkedIn: ⁠https://www.linkedin.com/in/shane-parrish-050a2183/⁠ Follow Mario Harik: LinkedIn: https://www.linkedin.com/in/marioharik/ XPO: https://investors.xpo.com/board-member/mario-harik/ ------ Thank you to the sponsors for this episode: +Granola AI, The AI notepad for people in back-to-back meetings: https://www.granola.ai/shane Check out the Granola Notes. +CoinShares: Delivering Reason to Digital Asset Investing. https://coinshares.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mujahid Muhammad. Interview Summary Interview with Rushion McDonald – Money Making Conversations Masterclass Interview Purpose The purpose of this interview is to demystify personal finance, redefine wealth‑building, and emphasize the importance of preparation, capitalization, and disciplined planning. Mujahid Muhammad, a personal financial coach and founder of Wealth Coaching Stratosphere, shares a deeply personal journey marked by financial success, failure, rebuilding, and hard‑earned wisdom. Through candid storytelling, the interview reframes wealth not as risky speculation or quick wins, but as a long‑term process grounded in personal financial stability, liquidity, and informed decision‑making. The conversation is designed to help everyday people avoid common financial traps and approach real estate and investing from a position of strength rather than desperation. Major Themes & Key Takeaways 1. Experience Is the Best Teacher Mujahid’s financial philosophy is rooted in lived experience. After building a seven‑figure real estate portfolio early in life, he suffered devastating losses due to Hurricane Katrina and the 2008 housing collapse. These setbacks reshaped his understanding of leverage, risk, and preparation. Key takeaway: Financial success without safeguards can collapse quickly. 2. Leverage Without Liquidity Is Dangerous One of the most powerful lessons Mujahid shares is that being “asset‑rich but cash‑poor” is a vulnerable position. His earlier strategy relied heavily on leverage without sufficient reserves, leaving him exposed when disaster struck. Key takeaway: Liquidity is protection; leverage alone is not wealth. 3. Fix Personal Finance Before Building Businesses Mujahid stresses that many people pursue entrepreneurship or real estate in hopes of fixing personal financial struggles—often with disastrous results. Instead, personal financial stability must come first. Key takeaway: Solve your personal finances before using business to create wealth. 4. Wealth Is a Process, Not a Product The interview reinforces that financial improvement isn’t something you buy—it’s something you build over time. Mujahid emphasizes facing financial reality honestly instead of avoiding uncomfortable truths. Key takeaway: Progress starts by looking at the numbers, not ignoring them. 5. The Five Financial Stratospheres Mujahid introduces his Wealth Coaching Stratosphere model, outlining five levels of financial development: Financial Failure Financial Health Financial Fluency Financial Wealth Financial Independence Each stage represents a mindset and requires different behaviors and priorities. Key takeaway: Knowing your financial “stratosphere” determines your next move. 6. Capitalization Comes Before Real Estate Mujahid advises against entering real estate before reaching financial fluency. While creative financing exists, retaining real estate requires cash flow, reserves, and patience. Key takeaway: You can buy property with little money—but you cannot keep it that way. 7. The Importance of Capital and Opportunity Funds He emphasizes saving, emergency funds, and opportunity funds as prerequisites to investing. Capital allows individuals to recognize and act on opportunities without panic. Key takeaway: Capital creates clarity—and choices. 8. Infinite Banking and Financial Autonomy Mujahid explains the Infinite Banking Concept, which focuses on reclaiming control over the banking function through properly structured life insurance, allowing individuals to access capital without relying on traditional lenders. Key takeaway: Financial independence includes controlling how you access capital. 9. Debt Freedom Is Hard—but Worth It Through personal stories of tackling significant student loan and consumer debt, Mujahid emphasizes that debt freedom requires sacrifice, time, and unity—especially within marriage. Key takeaway: Debt freedom is attainable, but only through commitment and discipline. 10. Coaching Provides Accountability and Perspective Mujahid describes financial coaching as objective guidance from someone who has navigated the journey before. Coaching is positioned as a serious commitment, not casual advice. Key takeaway: Accountability accelerates growth. Notable Quotes “Leverage without liquidity is stupidity.” “We try to use business to solve personal finance problems—and that’s backwards.” “Wealth is a process, not a product.” “You can acquire real estate with no money—but you can’t keep it that way.” “Capitalization changes how you see opportunity.” “If you have a six‑figure income, your problem is usually you.” “Debt freedom is hard—but it’s worth it.” “Preparation puts you in a position of strength.” Overall Message Mujahid Muhammad’s interview is a ground‑truth masterclass in financial realism and discipline. His story strips away hype and reframes wealth creation as a methodical, values‑driven process that begins with personal accountability and preparation. Ultimately, the conversation challenges listeners to shift from chasing opportunity to becoming prepared for opportunity, reinforcing that sustainable wealth is built through patience, liquidity, education, and intentional planning. #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

Send us Fan MailOn today's PoM Podcast I sat down with John Coleman, co-CEO of Sovereign's Capital, author, and faith-driven business leader who's asking a deceptively simple but deeply pastoral question in his new book, "Good Money: Six Steps to Building a Financial Life with Purpose - what if the problem isn't money itself, but what we believe about it?"Good Money challenges Christians to rethink money not as a moral neutral or a necessary evil, but as a spiritual tool that quietly forms our loves, habits and priorities. As John puts it, “Money is meant to serve us, not rule us.” When placed in its proper role, it can become one of God's most powerful instruments for good — for families, communities and the Kingdom.To learn more visit: https://www.johnwilliamcoleman.com/Learn more about The Pursuit of Manliness: https://www.thepursuitofmanliness.com/ Secure your spot in Tribe XVIII https://www.thepursuitofmanliness.com/gear/p/tribe-xviiiSubscribe to Recalibrate, the daily podcast from The Pursuit of Manliness: https://podcasts.apple.com/us/podcast/recalibrate/id1797551549Join The Herd:  https://www.thepursuitofmanliness.com/join-the-herdRegister for our 2026 Fall Men's Retreat: https://www.thepursuitofmanliness.com/gear/p/2026-mens-retreatSupport the show

Today’s Topics: 1, 2, 3, 4) William discusses the dangers of each of the Capital Sins and the remedy: The Virtues