Podcasts about Copyright

S19 Ep24 It's June, and I have had some disappointments (She Podcasts, Live! and Blaseball), but at least I'm not worrying about travel so much. Got my 10k words turned into my agent, and lament the loss of the podcast community. But Tee Morris, Scott Sigler, and Christiana Ellis are all live streaming too. And so is Grant Baciocco! (from the transcript)  Mur Lafferty  00:59   ...Whatever you're afraid of, you're not alone. And the thing is about those fears, if everybody has them, no matter how successful you are, does it really have to do with writing?  What I'm Reading I'm currently reading The Other Side of Infinity by Joan Smith, magical real world YA romance about seeing the future and wondering if you can make a difference. Savage Crowns launch party next week on Twitch! (2pm EDT June 13, 2023) We have a transcript! Support the Patreon if you'd like to see the annotated transcripts! RIV Blaseball Evergreen Links Mur's newsletter, The Hot Mic Socials: Bluesky, Twitter, Mastodon, TikTok, Instagram, YouTube, Focusmate, 19 years of archives, Discord, workshops, and more if you support via Patreon! Theme by John Anealio I Should Be Writing tea blends Support local book stores! Station Eternity, Six Wakes, Solo: A Star Wars Story: Expanded Edition and more! OR Get signed books from my friendly local store, Flyleaf Books! June 7, 2023 | Season 19 Ep 24 | murverse.com Copyright 2023, Mur Lafferty | CC BY-NC-SA 4.0 License

Ep 282: Women: Rediscovering Our Bodies with Therapist & Coach Tara Galeano. Tara is a sex therapist and sexual empowerment coach. In her book, "Rediscovering My Body" she talks about how we, as women, can show up for our desires by being more fully embodied and embrace our Goddess selves. Tara has worked with women recovering from cancer to help them return or open up their sensuality and their sexuality. In her academic life, and via her personal journey post-divorce, she was led to a new place. This stemmed from a place of crisis causing her to wonder who she is, what she is doing, and getting her thinking about what's most meaningful.  We talked about how she studied the history of women in times when women had power, and how in modern times, our power as women has been dismissed because of our current patriarchal society, and also through the debacle of our sex ed, we've been colonized and cultured as the "current female". We've come to be led to the belief that our sexuality isn't as important, we are performative in sex, rather than enjoying, and that the ideal body type views we collectively tend to harbor is both harmful and oppressive (this is perpetuated by the media and advertising, as well as commonly held beliefs). We also chatted about the need to focus on simplicity in sex and recognize that also novelty is important in our sex lives as well. Tara discussed how women can have braingasms, a full body orgasm through thoughts alone. This has been documented and studied in women. Tara educated us on the release of psychedelics that happens in women during orgasms. We are lucky! She also discussed how we all as humans need to let our bodies feel and go through such things as shaking after trauma to allow our bodies to naturally process the overwhelm of the nervous system from an event (and this type of processing applies to orgasms too, we need to let go and be vulnerable, only then we will feel full pleasure). And, only then will we release the trauma and heal. We also talked about how the female body part, the clitoris, is viewed in society as a bad word rather than as a body part and how harmful this is to women. Our real body part is NOT A BAD WORD!Post contains affiliate links. If purchases are made, this podcast may receive a small advertising fee, which helps to support the podcast and is at no added cost to the consumer. Thank you!Check out her book "Rediscovering My Body" https://amzn.to/3MNjtS0, her retreats, conferences, and other offerings https://www.boldersextherapy.com/ https://rediscoveringmybody.com/Find Ruan's books and audiobooks via this link: https://books.ruanwillowauthor.com/Manscaped Ambassador Get 20% OFF @manscaped + Free Shipping with promo code RUANWILLOW20 at MANSCAPED.com! adDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showSign up for Ruan's newsletters: https://subscribepage.io/ruanwillowhttps://linktr.ee/RuanWillowRuan is a Manscaped Ambassador get 20% OFF+Free Shipping with promo code RUANWILLOW20 at https://www.manscaped.com/ Ruan is a Kiirro Toys Ambassador get 10% OFF with code RUANWILLOW10 at https://www.kiiroo.com/Copyright 2021-2023 Pink Infinity Publishing LLC

Is it hard to get a suppressor? How long does it take? Silencer Central's Brandon Maddox joins Gun Talk Nation's Ryan Gresham, and they discuss the origins and rise of the company, the state of the suppressor industry, simplifying the process and more. This Gun Talk Nation is brought to you by Primary Weapons Systems, Range Ready, Silencer Central, Remington, MGM Targets, HI-VIZ, SIG SAUER and Ruger. Copyright ©2023 Freefire Media, LLC Gun Talk Nation 06.07.23

If you've ever dealt with financial challenges and the resulting feelings of fear, stress, and overwhelm, you're not alone. I've been in similar shoes.  During the 2008 “Great Recession” I went from making $60,000 a year to losing over half of my income, going deep into debt, ruining my credit, having my house foreclosed on, and ultimately feeling powerless and without hope.   Today, I'll share with you the money-management system that helped me to transform my financial situation and how I doubled my income at the height of that recession. I'll introduce you to a unique strategy that allows you to enjoy your money while it grows. By the end of the episode, I hope that you can put an end to a lot of the stress you experience when it comes to money.  We're talking about shifting your mindset from scarcity to abundance and taking meaningful actions, no matter how small. KEY TAKEAWAYS In order to make changes in your life, you have to raise your standards. Your income can only grow to the extent you do. The quality of your thoughts determines the quality of your outcomes.  Intentions are worthless if you don't turn them into unwavering commitments.  Two actionable steps to get unstuck and gain clarity on your goals.  Tactics for becoming a good steward of your money, regardless of how much you make. Get The Full Show Notes To get full access to today's show notes, including audio, transcript, and links to all the resources mentioned, visit MiracleMorning.com/485 Subscribe, Rate & Review I would love if you could subscribe to the podcast and leave an honest rating & review. This will encourage other people to listen and allow us to grow as a community. The bigger we get as a community, the bigger the impact we can have on the world. To subscribe, rate, and review the podcast on iTunes, visit HalElrod.com/iTunes. Connect with Hal Elrod Facebook Twitter Instagram YouTube   Copyright © 2023 Miracle Morning, LP and International Literary Properties LLC

Did you know you can earn credits for this podcast? The CE experience for this Podcast is powered by CMEfy - click here to reflect and earn credits: https://earnc.me/vYsYxE Who can earn credits? Physicians (ACCME), Nurses (ANCC), Nurse Practitioners (AANP), Physician Associates (AAPA), Pharmacists (ACPE), Dentists (ADA CERP), and Dieticians/Dietetic Technicians. -- Are you looking to improve your health and well-being? Wondering why you might need a health coach? Well, you're in luck! Our guest for today's episode is Dr. Jessica Matthews who is here to shed light on the importance of having a health coach in your corner. Plus! We'll get to see her stretching demo! WATCH THE FULL YOUTUBE VIDEO HERE: https://youtu.be/WNNrCCf4bTE  Dr. Jessica Matthews is an associate professor and program director in the College of Health Sciences at Point Loma Nazarene University (PLNU). She is board certified in lifestyle medicine (DipACLM) and also serves on the board of directors for the American College of Lifestyle Medicine (ACLM). She is also an award-winning and innovative educator, she created the Master of Science in Kinesiology- Integrative Wellness program at PLNU, a graduate degree blending lifestyle medicine and health and wellness coaching. She has also authored and edited several books, chapters, and articles, and in 2019 delivered a TEDx talk titled “Reclaiming Wellness” and was among one of the first national board-certified health and wellness coaches (NBC-HWCs) in the country. Join us as we explore the reasons why having a health coach can make a significant difference in achieving your wellness goals. Let's dive in!

Isaiah was the most comprehensive of all prophets: his writing spans the entirety of history, from the creation of the world to the creation of “a new heavens and new earth.” No other prophet matches his majestic eloquence on the glory of God and the redemptive work and sufferings of the Coming Messiah, all the while making us clearly aware of God's abounding Grace. This study contains approximately 24 hours of verse by verse teachings. Copyright © 1996

Episode 281: The Double Blow Job at the Blow Job Event at the BBQ from Neighborhood Sex Secrets. The Blow Job event at the neighborhood BBQ continues! Alexa is still giving head and she decides to go for a double blow job! She gets a mix of an older man and a younger man and finds the mix of old and young to be delicious! She loves expanding her sexual horizon and pushing her personal sexual boundaries and those of others. She's nervous the partygoers on the other side of the hedges will hear all the fun and expose them, but that's not stopping her from ticking this off her sexual bucket list. She's all in! Did you miss part 1?  Listen to it here: https://ohfckyeahwithruanwillow.buzzsprout.com/1599808/12947954-the-blow-job-event-at-the-bbq-of-neighborhood-sex-secrets-part-6A big thank you to this episode's sponsors! Get all the deals sex toys deals and see the price history, then get notified when the toy you want is the price you seek! Find out more here at Sex Toy Deals dot com: https://www.sextoysdeals.com/Mirror Secret Mirror and other stories by Jessica Seaques at http://mirrorsecretmirror.com/Mirror Secret Mirror: Get thebook! https://books2read.com/u/mVD0N5Manscaped listeners can get 20% OFF @manscaped + Free Shipping with promo code RUANWILLOW20 at https://www.manscaped.com/ ad manscapedpodKiiroo Pleasure toys for men and women:  get 10% OFF with code RUANWILLOW10 at https://www.kiiroo.com/https://feelrobotics.go2cloud.org/aff_c?offer_id=4&aff_id=992&url_id=557AGE GAP EROTIC ROMANCE! Get Ruan's newest release Ruan's Beach Getaway MILF Age Gap Erotic Romance audiobook (affiliate links, purchases made through the links may go to support the podcast as advertising fees):  https://storyoriginapp.com/universalaudiobooklinks/20e63e16-d3d2-11ed-a719-07551925a6c3Join the new elite podcast subscriber level  of the Oh F*ck Yeah with Ruan Willow podcast for exclusive content only available for subscribers here: https://www.buzzsprout.com/1599808/supporters/newGet the Ruan Willow discount on Men's and Women's sex toys here: View all the sex toys and pleasure products deals here:  https://ruanwillowauthor.com/get-the-ruan-willow-discount/Don't forget to come today!Love,Ruan Support the showSign up for Ruan's newsletters: https://subscribepage.io/ruanwillowhttps://linktr.ee/RuanWillowRuan is a Manscaped Ambassador get 20% OFF+Free Shipping with promo code RUANWILLOW20 at https://www.manscaped.com/ Ruan is a Kiirro Toys Ambassador get 10% OFF with code RUANWILLOW10 at https://www.kiiroo.com/Copyright 2021-2023 Pink Infinity Publishing LLC

Jesse new book, The Anti-Communist Manifesto, is available now in bookstores everywhere. Enjoy this free preview of the Introduction from the Audiobook version, read by Jesse. Buy the full Audiobook here: https://bit.ly/3jM12CU   Buy the hardcover or digital edition here: http://www.jessekellybook.com   Audio excerpt courtesy of Simon & Schuster Audio from THE ANTI-COMMUNIST MANIFESTO by Jesse Kelly, read by the author. Copyright © 2023 by Jesse Kelly. Used with permission of Simon & Schuster, Inc.See omnystudio.com/listener for privacy information.

Join us as we discuss Carpenters 90's decline and his 1995 movie In The Mouth Of Madness. #johncarpenter #inthemouthofmadness #samneill #johncarpentermovies Thanks to all our Patrons and YouTube Members for supporting the channel, if you would like early access to TSL Content, find out more at the links below.https://www.youtube.com/channel/UCLfaW3fd5Oo-nFvKsL_1CfQ/joinhttps://www.patreon.com/tslmoviepodcastPO Box 156, Stockholm, NJ 07460 USAMany thanks to "Karl Casey @ White Bat Audio" for providing the superb synth background music.Many thanks to Jason Draughon for the amazing channel artwork. You can check him out here at https://www.instagram.com/jase_drawn/Please feel free to like and subscribe. You can also join our facebook page where you can learn when our shows are about to drop. https://www.youtube.com/c/TheSlaughteredLambMoviePodcasthttps://www.facebook.com/groups/803029887178672https://www.instagram.com/the_slaughtered_lamb_podcast/https://twitter.com/SlaughteredTheAll clips and images used in this video were used ONLY as a means to review and criticise and should be considered as FAIR USE, under the Copyright act.Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favor of fair use.Support the show

Join our conversation on how live theater can be “modernized” and used to challenge the negative contemporary cultural side effects like extremism and alienation with Award-Winning Playwright, Jack Canfora. For centuries people have found inspiration, beauty, and expression in live theater. The Ancient Greeks were the first to wade into the waters of this novel art form, using dance, song, and choral chants to play out their mythic past. Today, many see live theater as a dying art as multimedia storytelling modalities, like streaming TV, film, and the internet, hold a monopoly on our attention. In the face of this threatening final nail in the coffin, Jack is dedicated to presenting both new and underproduced plays via the internet, in ways that maintain the essential dramatic spirit while using the theatrical experience to explore the historical, cultural, and psychological forces shaping life in America and beyond in the 21st Century. He shares on Unlocking Your World of Creativity how to reshape our storytelling imagination to better understand the beauty and potential this ancient art form still holds. Topics Jack Discusses:Re-Lighting The Storytelling Campfire: Why Sharing Stories Is The Glue That Holds Cultures & Communities Together Live Theater Is NOT Dead (It Just Needs Some Reimagining): How To Make Theater More Available, Affordable, & Widely Attended “Democratizing” The Theatrical Experience: Bringing Theater Home To Underprivileged, Underserved, & Ignored Audiences How This Ancient Art Form Can Evolve To Keep Up With The Era Of Netflix & ChillBreaking Down The Barriers That Are Preventing Underproduced, Lesser Known Playwrights From Making On-StageUsing The Theatrical Experience To Change The Culture Of Modern Alienation To One Of Belonging, Empathy & Human ConnectionMore About Jack:John Lawrence "Jack" Canfora is an Award-Winning American playwright, actor, musician, and teacher. After receiving his dramatic training at the London Academy of Music and Dramatic Art, he began his career as an actor in regional theater, working mostly in Shakespearean roles such as Mercutio and Macbeth. He's been hailed by the Associated Press as “White-hot Entertainment” for his off-Broadway plays including Poetic License, Place Setting, and Jericho, a New York Times “Critics Pick.” He was nominated along with Edward Albee, Elaine May, and Teresa Rebeck for The Newark Star Ledger's Best Play, 2007. Jack is the recipient of two Edgerton Playwriting Awards, for Jericho (2010) and The Source (2018). He won the 2016 Webby Award for Best Writing in a Web Series. Jack is also the Artistic Director of New Normal Rep.Jack's Website @newnormalrep on Instagram Jack on YouTube Jack's Facebook page Jack's Facebook group Copyright 2023 Mark Stinson

Isaiah was the most comprehensive of all prophets: his writing spans the entirety of history, from the creation of the world to the creation of “a new heavens and new earth.” No other prophet matches his majestic eloquence on the glory of God and the redemptive work and sufferings of the Coming Messiah, all the while making us clearly aware of God's abounding Grace. This study contains approximately 24 hours of verse by verse teachings. Copyright © 1996

Isaiah was the most comprehensive of all prophets: his writing spans the entirety of history, from the creation of the world to the creation of “a new heavens and new earth.” No other prophet matches his majestic eloquence on the glory of God and the redemptive work and sufferings of the Coming Messiah, all the while making us clearly aware of God's abounding Grace. This study contains approximately 24 hours of verse by verse teachings. Copyright © 1996

D-Day Anniversary Visit to Normandy - A Trip Report with Phil Roberson on Join Us in France Travel Podcast Whether you're a history buff, a Francophile, or simply a traveler seeking profound experiences, this episode will leave you with a deeper understanding of WW2 events that shaped our world. So, sit back, relax, and let's set off on this commemorative journey together, to honor the past, and embrace the resilience of the human spirit. Here we go, en route to Normandy with Phil Roberson who's been to Normandy many many times! In this episode we discuss where to pickup a rental car if you're not sure about driving in Paris. We talk about beautiful towns where you can stop between Paris and Normandy. Table of Contents for this Episode Today on the podcast Podcast's Magazine Font-de-Gaume Newsletter Podcast supporters Feedback from Anne Spitler Phil, Mr. Normandy Visiting D-Day sites when anniversary celebrations are underway Normandy gets VERY busy around June 6 every year Booking a hotel in Normandy when visiting during a D-Day celebration Bigger cities closer to the historical sites Caen, Le Havre, Cherbourg Bayeux What to expect to see everywhere Airplanes D-Day invasion celebrated as the start of liberation How do you prepare for a trip to Normandy Local events, tourist office The annual ceremony at the US American Normandy Cemetery Walking tours of the paratrooper landing areas Finding a restaurant Driving in Normandy from Paris Abbaye de Jumièges Merville Battery The Marmottan museum The wine museum, near the Eiffel Tower The Marquis de Lafayette Thank you Patrons! Back from Bootcamp Two ways to get my tours Copyright

Please SHARE this episode with someone who loves old time radio shows like you do! And get FREE full-length pulp audiobooks, pulp eBooks, and old-time radio shows by emailing WeirdDarkness@RadioArchives.com!IN THIS EPISODE: The first show of the series where "The Shadow" is a force against crime and not just a phantom announcer. Just before an innocent man is to be executed for murder, The Shadow uses mental telepathy to get the goods on the real killers.SOURCES AND ESSENTIAL WEB LINKS…The stories in this episode were provided by http://RadioArchives.com Weird Darkness Retro Radio theme by Storyblocks.= = = = = = = = = = = = = = = = = = = = = = = = = = = = = ="I have come into the world as a light, so that no one who believes in me should stay in darkness." — John 12:46Find out how to escape eternal darkness at https://weirddarkness.com/eternaldarkness WeirdDarkness® - is a production and trademark of Marlar House Productions. Copyright, Weird Darkness, 2023.This show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/3655291/advertisement

Romans 8:1-17 English Standard VersionLife in the Spirit8 There is therefore now no condemnation for those who are in Christ Jesus. 2 For the law of the Spirit of life has set you free in Christ Jesus from the law of sin and death. 3 For God has done what the law, weakened by the flesh, could not do. By sending his own Son in the likeness of sinful flesh and for sin, he condemned sin in the flesh, 4 in order that the righteous requirement of the law might be fulfilled in us, who walk not according to the flesh but according to the Spirit. 5 For those who live according to the flesh set their minds on the things of the flesh, but those who live according to the Spirit set their minds on the things of the Spirit. 6 For to set the mind on the flesh is death, but to set the mind on the Spirit is life and peace. 7 For the mind that is set on the flesh is hostile to God, for it does not submit to God's law; indeed, it cannot. 8 Those who are in the flesh cannot please God.9 You, however, are not in the flesh but in the Spirit, if in fact the Spirit of God dwells in you. Anyone who does not have the Spirit of Christ does not belong to him. 10 But if Christ is in you, although the body is dead because of sin, the Spirit is life because of righteousness. 11 If the Spirit of him who raised Jesus from the dead dwells in you, he who raised Christ Jesus from the dead will also give life to your mortal bodies through his Spirit who dwells in you.Heirs with Christ12 So then, brothers, we are debtors, not to the flesh, to live according to the flesh. 13 For if you live according to the flesh you will die, but if by the Spirit you put to death the deeds of the body, you will live. 14 For all who are led by the Spirit of God are sons of God. 15 For you did not receive the spirit of slavery to fall back into fear, but you have received the Spirit of adoption as sons, by whom we cry, “Abba! Father!” 16 The Spirit himself bears witness with our spirit that we are children of God, 17 and if children, then heirs—heirs of God and fellow heirs with Christ, provided we suffer with him in order that we may also be glorified with him.English Standard Version (ESV)The Holy Bible, English Standard Version. ESV® Text Edition: 2016. Copyright © 2001 by Crossway Bibles, a publishing ministry of Good News Publishers.

In this episode, we continue with the chapter, Christian Perfection, in Royo Marín's Theology of Christian Perfection. All Christians are obliged to aspire to Christian perfection. We say all Christians in order to signify that the obligation to aspire to perfection is not restricted to priests and religious. "Be you therefore perfect, as also your heavenly Father is perfect." Matthew 5:48 "But according to him that hath called you, who is holy, be you also in all manner of conversation holy: Because it is written: You shall be holy, for I am holy." 1 Peter 1:15–16 Join Father Nicolás Despósito and host Father Germán Fliess, seminary professors at Most Holy Trinity Seminary in Brooksville, Florida in this episode of Catholic Spirituality. Original Air Date: December 16, 2016 Show Run Time: 29 minutes Show Guest(s): Father Nicolás Despósito Show Host(s): Father Germán Fliess Season 5 Sponsor: Novus Ordo Watch novusordowatch.org/ Episode:https://www.truerestoration.org/season-5-catholic-spirituality-episode-8-the-obligation-of-christian-perfection/ Catholic Spirituality: https://www.truerestoration.org/category/radio/catholic-spirituality/ Subscribe: www.truerestoration.org/member-signup/ Catholic Sprituality℗ is a production of the Restoration Radio Network. Copyright 2016. All Rights are Reserved.

Ep 279: Comedian Zakary Haines and Bonus FFM Threesome with the Hidden Roommate Story. Enjoy my fun interesting chat with performer Zakary Haines! He performs around the DC area live, so go check him out! Zakary jokes about himself, sex, dating, love on the spectrum, and his disability. He said, "Sex jokes can be tricky to deliver." Indeed they can be! He discusses what it's like to do comedy on stage, the realities of performing, and the challenges of making jokes to entertain an audience. He talks about his podcast, what blue comedy is (think NSFW), and all the experiences that have brought him further on his entertainment journey. Find him elsewhere as Comic Zans. In this episode, please enjoy a bonus replay story FFM threesome with the Hidden Roommate.Learn more about Zakary Haines: https://linktr.ee/ComicZansEpisode sponsors:Manscaped listeners can get 20% OFF @manscaped + Free Shipping with promo code RUANWILLOW20 at https://www.manscaped.com/ ad manscapedpodKiiroo Pleasure toys for men and women:  get 10% OFF with code RUANWILLOW10 at https://www.kiiroo.com/https://feelrobotics.go2cloud.org/aff_c?offer_id=4&aff_id=992&url_id=557Dating U: The School for Magnetic Relationships for women. She's offering a special gift for the Oh F*ck Yeah with Ruan Willow community where you can enroll in DATING U with 2 MONTHS free.Click here & enter code RUAN to try DATING U for 2 months & opt out whenever you'd like.This podcast episode was sponsored by Wet Leaf Press. Welcome to Radley's Home for Horny Monsters, by Annabelle Hawthorne. Expect the unexpected. Find the book here (affiliate links where the podcast may receive a small fee if purchases are made, this is at no added cost for the purchaser and thank you for your support): Get the book: https://amzn.to/3CWsmTZAbout Ruan: https://linktr.ee/RuanWillowRuan's Books and audiobooks: https://books.ruanwillowauthor.com/Latest Audiobook SFW Fantasy Adventure novel Heroes of the Carolyngian Age:  FREE trial of Audible and FREE book: https://www.audible.com/pd/B0C5FPNY2R/?source_code=AUDFPWS0223189MWU-BK-ACX0-351809&ref=acx_bty_BK_ACX0_351809_pd_usPurchase the book here: https://storyoriginapp.com/universalaudiobooklinks/b590e710-f66d-11ed-b5d5-3736944bfd8bThanks for listening! Please rate & review my podcast and share it on social media to help me grow. Don't forget to come today!Sign up for Ruan's newsletters: https://subscribepage.io/ruanwillow Support the showSign up for Ruan's newsletters: https://subscribepage.io/ruanwillowhttps://linktr.ee/RuanWillowRuan is a Manscaped Ambassador get 20% OFF+Free Shipping with promo code RUANWILLOW20 at https://www.manscaped.com/ Ruan is a Kiirro Toys Ambassador get 10% OFF with code RUANWILLOW10 at https://www.kiiroo.com/Copyright 2021-2023 Pink Infinity Publishing LLC

We serve a God who loves to bless His people. The Bible is full of examples of this going all the way back to Abraham. God so wanted His people blessed that he instructed the High Priest Aaron how to pronounce blessing over them. Known as the Aaronic or Priestly Blessing, these verses are some of the most popular in the Hebrew Bible. They are also the oldest-known biblical text found in Israel, attesting to their popularity throughout time.

Media coverage has intensified over an allegation by three independent insurance adjusters that Florida property insurance companies are cheating their policyholders out of rightful claim payouts.  The three accuse the industry of altering their field adjuster reports and reducing claim payouts – all without their knowledge or approval. Former Florida Deputy Insurance Commissioner Lisa Miller sat down with two independent field adjusters and an attorney who represents insurance companies to learn their perspective and just how damage claims – and their payouts – are ultimately decided and by whom.    Show Notes The three adjusters and their allegations first appeared in public last December to testify during the Florida Legislature's special session which resulted in a series of new consumer insurance reforms.  The reforms included the end of one-way attorney fees for property insurance lawsuits, the end of Assignment of Benefit contracts, and a further tightening of claim practices, among other things.  These were all abusive practices by bad actors against insurance companies and policyholders that were blamed for driving up the cost of insurance and creating market turmoil. (For full Show Notes, visit https://lisamillerassociates.com/13875-2/)   Shawn Kelliher of Cape Coral is a 16-year veteran in the insurance adjusting business.  His first 13 years were working for Farmers Insurance Company as a desk adjuster and then as a catastrophe field adjuster, including large loss and complex claims across the country.  He said “it's absolutely not the case” that insurance companies are out to get everybody and explained that there are many legitimate reasons why field damage estimate reports change.   Field adjusters often don't know what damage is covered by the insurance policy.  “Some policies have actual cash value only coverage, some policies have specific exclusions for certain items and a lot of times we don't know that,” Kelliher said.  “So we see and document the damage and that goes in our report and that's sent up (to the independent adjusting firm or insurance company), only to be later found out that, unfortunately, in those circumstances where they (the policyholders) don't have coverage, those items have to be removed or taken out of the estimate.  And it's not a malicious situation,” the Naples, Florida native said.  Kelliher said he's seen it many times over the past three years that he's been an independent adjuster in Florida.  He said he works for a variety of adjusting firms and across a vast array of insurance carriers, doing both residential and commercial work.  Vanessa McGonigal, an independent field adjuster from Cooper City agrees.  Often times, she said she is not aware of any changes that may take place in the final adjusting report on a claim.  “If we're preparing an estimate for all of the damages we see and we submit that and coverage is not afforded for something written on our estimate, where is it that we should give permission to have that removed?  If it's not covered, it's not covered,” McGonigal said.  She began her career in 2009 as an estimator for a general contractor and then five years ago, became an independent field adjuster.  She said she has worked for a couple of independent insurance adjusting firms, doing both residential and commercial claims, including from Hurricane Ian.Both McGonigal and Kelliher said that if there is a change to the estimate, sometimes they make it, sometimes their adjustment firm does it, or the desk adjuster at the insurance company, depending on the change and the situation. “They'll call me and say, ‘Hey, you know, I read your report, I saw your photos, this is what I was thinking.  Can you kind of explain your thought process here or justify what it is that you put in your estimate?' and we'll have a conversation about it,” said Kelliher, who has worked “several hundred” Hurricane Ian claims.  “And ultimately, again, ultimately, it's the carrier's determination of coverage.  As independent adjusters, we have zero claims authority to extend coverage.  The adjustments that are being made, are to bring the estimate accurate, or in line with the policy or coverages as endorsed.”McGonigal outlined the steps she takes as a field adjuster from the time she is assigned the claim to delivering her report on damage.  She said her typical day could include handling up to 15 Hurricane Ian claims.  That doesn't leave a lot of time – nor should it – for follow-up, unless there's a question or a dispute about damages, the Hollywood native said.   Robert Schulte is an attorney with the Louisiana-based Monson Law Firm, working in its Florida office.  He has represented Florida insurance companies in homeowners and commercial insurance matters since 2012 and is skeptical of the three adjusters' allegations against the industry.  “In the weeks before their December testimony, there was a YouTube video featuring the same folks and if you look at the description of that YouTube channel, it says, “We're politically involved, where appropriate, to help consumers maintain the ability to hire professional and legal representation,” Schulte said.  “And so it should be no surprise that it seems like there's an agenda here and maybe there's a misunderstanding of what's going on.” The industry responded to the adjusters' allegations by saying what they described is not common practice and at least one investigation is underway by regulators.  The Florida Legislature responded this spring, in part, by passing Senate Bill 7052, which Governor DeSantis signed into law.  It requires that any altered or amended insurance adjuster's report include the following three elements: A listing of all the changes; The identity of the person ordering the change; and An explanation for any change that reduced the amount of the estimate. “I do think that what's happened here is some give and take by the legislature,” said Schulte.  “More transparency is part of what the new process is with the new laws.  Is it just right?  Is it too far?  Or is it not enough?  We just have to wait and see, while these things work their way through the legal system,” he said. Host Miller noted there is skepticism by some in the insurance marketplace, given that independent adjusters are independent contractors, who are often paid based on a percentage of the claim.  She asked both McGonigal and Kelliher if there is a built-in temptation by adjusters as a result to inflate the claim estimate.“I do believe that there could be some fellow 1099 field adjusters that think about that and do that, it is possible, yes,” said McGonigal.  “The answer is absolutely yes,” said Kelliher, who said that he's done re-inspections often for estimates that are almost rejected because of the way they were written.  “Some adjusters are unscrupulous enough to write for increased or padded damages that are just not supported.  So you know, just because the adjuster wrote an estimate that's $100,000 does not mean that $100,000 estimate is supported,” he said.   The bottom line?  “If the estimate was written inaccurately, by all means, it needs to be changed and adjusted to make it accurate, even if it does reduce that adjuster's estimate,” Kelliher said.Schulte went on to explain specific instances where the estimate of damages is reduced.  There are lots of moving parts to a property insurance claim with multiple interactions among multiple parties.  “I think that what would help people is to understand how it's not just one person that makes the decision, and that it's the insurance company that's making the decision,” Schulte said.   “The insurance company is putting together all of the pieces of the puzzle to arrive at a fair evaluation of the claim pursuant to the policy.”Host Miller reminded listeners that out of the more than 710,000 Hurricane Ian claims at last report, the number of those having problems with claim payments “according to the Department of Financial Services statistics is very, very small, less than 1% is the number that I'm hearing,” she said.  “Less than 20 or so questionable claims by these three adjusters are the recent focus of so much of the media's attention.  We're missing the forest for the trees,” Miller added.   She said the Florida Department of Financial Services Consumer Helpline exists to help open communication lines and help resolve complaints that do exist between consumers and their insurance companies.  “As Florida's CFO Jimmy Patronis recently told a reporter, ‘There's two sides to every story.'”Links and Resources Mentioned in this EpisodeFlorida Adjusters' Charges of Doctored Damage Reports Get Wider Spotlight (Insurance Journal, March 13, 2023)Key Provisions of 2022 Insurance Consumer Protections & Market Reforms (Lisa Miller & Associates)SB 7052, the Insurer Accountability Law of 2023 (Bill Watch, May 8, 2023, Lisa Miller & Associates)HB 837, the Civil Remedies (Tort Reform) Law of 2023 (Bill Watch, May 8, 2023, Lisa Miller & Associates)Department of Financial Services (DFS) insurance consumer helpline (1-877-MY-FL-CFO)The Monson Law Firm** The Listener Call-In Line for your recorded questions and comments to air in future episodes is 850-388-8002 or you may send email to LisaMiller@LisaMillerAssociates.com **The Florida Insurance Roundup from Lisa Miller & Associates, brings you the latest developments in Property & Casualty, Healthcare, Workers' Compensation, and Surplus Lines insurance from around the Sunshine State.  Based in the state capital of Tallahassee, Lisa Miller & Associates provides its clients with focused, intelligent, and cost conscious solutions to their business development, government consulting, and public relations needs.  On the web at www.LisaMillerAssociates.com or call 850-222-1041.  Your questions, comments, and suggestions are welcome!  Date of Recording 6/1/2023. Email via info@LisaMillerAssociates.com   Composer: www.TeleDirections.com  © Copyright 2017-2023 Lisa Miller & Associates, All Rights Reserved 

Join for a special live and interactive episode where we test your Halloween knowledge to the MAX! Anyone can join in.#halloween #michaelmyers Thanks to all our Patrons and YouTube Members for supporting the channel, if you would like early access to TSL Content, find out more at the links below.https://www.youtube.com/channel/UCLfaW3fd5Oo-nFvKsL_1CfQ/joinhttps://www.patreon.com/tslmoviepodcastPO Box 156, Stockholm, NJ 07460 USAMany thanks to "Karl Casey @ White Bat Audio" for providing the superb synth background music.Many thanks to Jason Draughon for the amazing channel artwork. You can check him out here at https://www.instagram.com/jase_drawn/Please feel free to like and subscribe. You can also join our facebook page where you can learn when our shows are about to drop. https://www.youtube.com/c/TheSlaughteredLambMoviePodcasthttps://www.facebook.com/groups/803029887178672https://www.instagram.com/the_slaughtered_lamb_podcast/https://twitter.com/SlaughteredTheAll clips and images used in this video were used ONLY as a means to review and criticise and should be considered as FAIR USE, under the Copyright act.Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favor of fair use.Support the show

The School Leadership Series promises to provide motivation on your way into school every Monday-Friday in five minutes or less. Co-hosted by Karine Veldhoen (founder of Learn Forward) and Danny Bauer (founder of Better Leaders Better Schools) we'll offer you a challenging idea and a clear action step each day. Make sure to SUBSCRIBE. Learn more at https://betterleadersbetterschools.com and https://learnforward.ca. Buy Daniel's latest book published by Corwin and AASA: https://betterleadersbetterschools.com/go READY TO LEVEL UP? Apply to the mastermind -- a leadership community changing the landscape of professional development for school admin. https://www.betterleadersbetterschools.com/mastermind-application/ Copyright © 2023 Twelve Practices LLC

On June 2nd 2023, Cowboy Junkies release their new album, “Such Ferocious Beauty”, an album of ten songs that is up there with anything they've done right across their career. To celebrate its release, we've got a two part conversation with Michael Timmins about the thinking behind the record, its themes and its recording process. Added to that, there's plenty of music both from the record itself as well as the songwriting and early production demos. In this second part of our "Such Ferocious Beauty" special, there are six songs still to cover. Come on, dive straight in...To watch the video for "Hard To Build. Easy To Break.", click here. To watch the video for "What I Lost", click here. To order "Such Ferocious Beauty", click here. To listen to "Such Ferocious Beauty", click here. To make sure you don't miss out on each weekly episode, remember to subscribe to "Music Is The Drug" at your favourite podcast provider - Apple, Amazon, Google, Spotify, Deezer, Stitcher, TuneIn, Podchaser and all the rest..."Cowboy Junkies - Music Is The Drug" is hosted by Dave Bowler, author of the authorised biography of the band. To order it from them, click here. To order direct from Omnibus Press in the UK & Europe, click here. For the ever expanding "Music Is The Drug" playlist on Spotify, click here.For more info on Cowboy Junkies, click here. For tour dates, click here. Copyright 2023 Latent Recordings.

In this episode of ESG Insider, we're exploring how the hard-to-abate aviation sector is approaching net-zero goals. We bring you on-the-ground interviews from a sustainable aerospace forum hosted by Boeing and Financial Times Live that took place in Seattle on May 17.   To understand what steps airlines are taking to decarbonize, we talk with United Airlines Chief Sustainability Officer and Managing Director of Global Environmental Affairs Lauren Riley. We also sit down with Alaska Airlines Senior Vice President of Public Affairs and Sustainability Diana Birkett Rakow.  To get the financial sector perspective, we speak with Joseph Shanahan, Head of Aviation at big multinational bank Citi. To hear about new aviation technologies being developed, we sit down with Sheila Remes, Vice President of Environmental Sustainability at Boeing. And we explore the world of sustainable aviation fuel (SAF) with Philippe Lacamp, CEO of SkyNRG, a distributor of low-carbon aviation fuels.  Photo source: Getty Images    Copyright ©2023 by S&P Global        DISCLAIMER         This piece was published by S&P Global Sustainable1, a part of S&P Global.        By accessing this Podcast, I acknowledge that S&P GLOBAL makes no warranty, guarantee, or representation as to the accuracy or sufficiency of the information featured in this Podcast. The information, opinions, and recommendations presented in this Podcast are for general information only and any reliance on the information provided in this Podcast is done at your own risk. This Podcast should not be considered professional advice. Unless specifically stated otherwise, S&P GLOBAL does not endorse, approve, recommend, or certify any information, product, process, service, or organization presented or mentioned in this Podcast, and information from this Podcast should not be referenced in any way to imply such approval or endorsement. The third party materials or content of any third party site referenced in this Podcast do not necessarily reflect the opinions, standards or policies of S&P GLOBAL. S&P GLOBAL assumes no responsibility or liability for the accuracy or completeness of the content contained in third party materials or on third party sites referenced in this Podcast or the compliance with applicable laws of such materials and/or links referenced herein. Moreover, S&P GLOBAL makes no warranty that this Podcast, or the server that makes it available, is free of viruses, worms, or other elements or codes that manifest contaminating or destructive properties.        S&P GLOBAL EXPRESSLY DISCLAIMS ANY AND ALL LIABILITY OR RESPONSIBILITY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR OTHER DAMAGES ARISING OUT OF ANY INDIVIDUAL'S USE OF, REFERENCE TO, RELIANCE ON, OR INABILITY TO USE, THIS PODCAST OR THE INFORMATION PRESENTED IN THIS PODCAST.

Yo, yo, yo all you burners, stoners and potheads! Mr and Mrs Weedman are here with a bunch of cannabis research, stories and news from all around the world.  Mr Weedman is talking about terpenes, cannabis use for sleep disorders, and of course he's delivering all of the canna-news you need to know.  Mrs Weedman talks about the latest research showing cannabis isn't linked to COPD, why cannabis doesn't make some people high, and an interesting piece on cannabis economics.  As always, it's a great show and we hope you'd agree!Thanks for listening and as always, hit us up!Twitter: @weedman420podIG: @weedman420chronicles2.0YouTube: Weedman420 ChroniclesEmail: weedman420chronicles@gmail.comShop: www.eightdecades.comIG: @eightdecadesEmail: eightdecadeinfo@gmail.com#ImHigh #Cannabis #StomptheStigma #HomeGrow #FreethePlant #CannabisEducation  #CannabisResearch #Weed #Marijuana #LegalizeIt #CannabisNews #CBD #Terpenes  #Podcast #CannabisPodcast #eightdecades #LPP #Lifestyle #HealthyLifestyle #NaturalMedicine #PlantMedicine #News #Research #MedicalMarijuana #Infused #420 #Education #Health #Wellness #WorldNews #Gardening #budtender #kief #SleepDisorders  Article Links:*  https://projectcbd.org/science/which-terpenes-enhance-the-cannabis-high/* https://hightimes.com/study/study-smoking-pot-not-linked-with-copd/* https://www.psychologytoday.com/us/blog/your-brain-on-food/202305/the-benefits-of-using-cannabis-for-sleep-disorders* https://herb.co/learn/psychoactive-cannabis/COPYRIGHT 2021 WeedMan420Chronicles©

Gun Talk Nation's Ryan Gresham and Kevin “KJ” Jarnagin are joined by Ryan Donahue from Stag Arms. The trio are on the set of Guns & Gear Season 15, (coming soon!), and swapping stories from an Argentina dove hunt, discussing new products from Stag Arms and sharing a lot of laughs. Be sure to check out Stag's new Spectrm Series Rifles here: https://www.stagarms.com/spctrm-series-rifles This Gun Talk Nation is brought to you by 4Patriots, Remington, Range Ready, Silencer Central, Armscor / Rock Island Armory, Ruger and SIG SAUER. Copyright ©2023 Freefire Media, LLC Gun Talk Nation 06.02.23

On June 2nd 2023, Cowboy Junkies release their new album, “Such Ferocious Beauty”, an album of ten songs that is up there with anything they've done right across their career. To celebrate its release, we've got a two part conversation with Michael Timmins about the thinking behind the record, its themes and its recording process. Added to that, there's plenty of music both from the record itself, the songwriting and early production demos and even a demo of a so far unreleased track sprinkled in there too. To watch the video for "Hard To Build. Easy To Break.", click here. To watch the video for "What I Lost", click here. To order "Such Ferocious Beauty", click here. To make sure you don't miss out on each weekly episode, remember to subscribe to "Music Is The Drug" at your favourite podcast provider - Apple, Amazon, Google, Spotify, Deezer, Stitcher, TuneIn, Podchaser and all the rest..."Cowboy Junkies - Music Is The Drug" is hosted by Dave Bowler, author of the authorised biography of the band. To order it from them, click here. To order direct from Omnibus Press in the UK & Europe, click here. For the ever expanding "Music Is The Drug" playlist on Spotify, click here.For more info on Cowboy Junkies, click here. For tour dates, click here. Copyright 2023 Latent Recordings.

Do you ever fall into the trap of people pleasing or comparison? Do you ever look to your routines and circumstances as your source of hope? Oof today's episode hits hard... talk about conviction! This is part 2 of the Living Among the Dead Series, examining the ways we look for the things only God can give us in unreliable places. Today we zero in on the topics of Life, Living Hope, & Freedom and our tendency to have an earthly perspective rather than a heavenly one. We look at: LIFE Ephesians 2:4-10 and the immeasurable riches of God's grace (even in our cycle of falling short!) How people pleasing and comparison are traps of earning and obligation God's Hesed love is the perfect source of safety, belonging, and approval HOPE 1 Peter 1:3-5 and the living hope we have in Jesus & His promises If we hope in our circumstances or our own expectations we are hopeless FREEDOM John 8:12, 31-36 and the freedom we find in Jesus' light & Word Our tendency to look to our own willpower (routines, schedules, plans, tools, diets, etc) to find freedom If we look for freedom anywhere but Jesus we will always stay stuck! & How to SEE, SHIFT, & SHINE to trade our earthly, stuck perspective for a hopeful heavenly one! CONNECT: hesedheart.com, support@hesedheart.com, https://www.youtube.com/@hesedheart, @hesed.heart on TikTok, Instagram, Facebook GO DEEPER: Grow&Glow is a 1:1 coaching container that helps Christian women cultivate a soul-care system to trade their heavy burdens for enlightened peace & joyfully pursue their kingdom calling. If that sounds like something God would use in your life you can find more info at hesedheart.com/grow Christian women, Christian self care, Christian self-care, Christian selfcare, Christian burnout, Christian mental health, Christian growth, Christian Mindset, Christian idols, Christians staying stuck, Christian shame, Christian encouragement, Christian discouragement, Christian hope, Living Hope in Jesus, Christian Freedom, Freedom in Jesus, Heavenly Perspective Scriptures taken from the Holy Bible, New International Version®, NIV®. Copyright © 1973, 1978, 1984, 2011 by Biblica, Inc.™ Used by permission of Zondervan. All rights reserved worldwide. www.zondervan.com The “NIV” and “New International Version” are trademarks registered in the United States Patent and Trademark Office by Biblica, Inc.™ --- Send in a voice message: https://podcasters.spotify.com/pod/show/abide-and-abound/message Support this podcast: https://podcasters.spotify.com/pod/show/abide-and-abound/support

Subscriber-only episodeHead, Shoulders, Knees, and Toes...Head... Lower head that is... an ASMR Climax Experience. Explore your sexuality. Enjoy a relaxation meditation that travels your body head to toe, and then back up. Ride the journey to your max peak heights. This episode works for men and women to immerse themselves in this guided short story of pleasure. Both men and women have lower heads, and our genitals are much more similar than culture and society lead us to believe. Both swell and thicken, both release fluids, and are actually similar in size, only females are embedded inside their bodies with the head being the clitoral head on the outside. Lay back and listen and let my voice calm you, help you rise, incite a climax, then settle back down to a relaxed state. You will be rejuvenated and exhilarated.Want to hear this episode? Join for $3 a month and get access to all the exclusive episodes.Enjoy at your leisure!About Ruan: https://linktr.ee/RuanWillowRuan's Books and audiobooks: https://books.ruanwillowauthor.com/Latest Audiobook SFW Fantasy Adventure novel Heroes of the Carolyngian Age:  FREE trial of Audible and FREE book (affiliate ad for a free trial and book, advertising proceeds may be awarded to this podcast at no added cost to the purchaser): https://www.audible.com/pd/B0C5FPNY2R/?source_code=AUDFPWS0223189MWU-BK-ACX0-351809&ref=acx_bty_BK_ACX0_351809_pd_usPurchase the book here: https://storyoriginapp.com/universalaudiobooklinks/b590e710-f66d-11ed-b5d5-3736944bfd8bThanks for listening! Please rate & review my podcast and share it on social media to help me grow. Don't forget to come today!Sign up for Ruan's newsletters: https://subscribepage.io/ruanwillowSupport the showSign up for Ruan's newsletters: https://subscribepage.io/ruanwillowhttps://linktr.ee/RuanWillowSign up for Ruan's newsletters: https://subscribepage.io/ruanwillowhttps://linktr.ee/RuanWillowRuan is a Manscaped Ambassador get 20% OFF+Free Shipping with promo code RUANWILLOW20 at https://www.manscaped.com/ Ruan is a Kiirro Toys Ambassador get 10% OFF with code RUANWILLOW10 at https://www.kiiroo.com/Copyright 2021-2023 Pink Infinity Publishing LLC

Александр Банщиков - когнитивный психолог, преподаватель. Аспирант факультета психологии Санкт-Петербургского Университета. Ассистент кафедры общей и консультативной психологии Санкт-Петербургского Государственного Института Психологии и Социальной работы. Научные интересы: когнитивная психология, история психологии, методология психологии. Alexandr Banshchikov is a cognitive psychologist, lecturer. Postgraduate student of the Faculty of Psychology, St. Petersburg University. Assistant of the Department of General and Counseling Psychology, St. Petersburg State Institute of Psychology and Social Work. Research interests: cognitive psychology, history of psychology, methodology of psychology. FIND ALEXANDR ON SOCIAL MEDIA Facebook | VKontakte | Telegram ================================SUPPORT & CONNECT:Support on Patreon: https://www.patreon.com/denofrichTwitter: https://twitter.com/denofrichFacebook: https://www.facebook.com/mark.develman/YouTube: https://www.youtube.com/denofrichInstagram: https://www.instagram.com/den_of_rich/Hashtag: #denofrich© Copyright 2023 Den of Rich. All rights reserved.

S19 Ep23 Thinky bits about reading and pacing and migraines. I'll be clever next week, promise. But what I'm really excited about is the interview with Arley Sorg, editor, writer, and now a new agent! We have a transcript! Support the Patreon if you'd like to see the annotated transcripts! Patreon support will also get you ad-free episodes!   New Agent in Town: Arley Sorg! Arley Sorg KT Literary Writer Beware Preditors and Editors Query Tracker Readercon Evergreen Links Mur's newsletter, The Hot Mic Socials: Bluesky, Twitter, Mastodon, TikTok, Instagram, YouTube, Focusmate, 19 years of archives, Discord, workshops, and more if you support via Patreon! Theme by John Anealio I Should Be Writing tea blends Support local book stores! Station Eternity, Six Wakes, Solo: A Star Wars Story: Expanded Edition and more! OR Get signed books from my friendly local store, Flyleaf Books!   June 1, 2023 | Season 19 Ep 23 | murverse.com | Copyright 2023, Mur Lafferty | CC BY-NC-SA 4.0 License

Michael Feroli, Chief US Economist, and Samantha Azzarello, Head of Content Curation and Strategy, discuss the May payrolls report. This episode was recorded on June 2, 2023. This communication is provided for information purposes only. Please read JP Morgan research reports related to its contents for more information including important disclosures. Copyright 2023 JP Morgan Chase & Co. All rights reserved.

The School Leadership Series promises to provide motivation on your way into school every Monday-Friday in five minutes or less. Co-hosted by Karine Veldhoen (founder of Learn Forward) and Danny Bauer (founder of Better Leaders Better Schools) we'll offer you a challenging idea and a clear action step each day. Make sure to SUBSCRIBE. Learn more at https://betterleadersbetterschools.com and https://learnforward.ca. Buy Daniel's latest book published by Corwin and AASA: https://betterleadersbetterschools.com/go READY TO LEVEL UP? Apply to the mastermind -- a leadership community changing the landscape of professional development for school admin. https://www.betterleadersbetterschools.com/mastermind-application/ Copyright © 2023 Twelve Practices LLC

https://store.commandersocial.com   You can find us on Twitter Ryan - @greenegeek Zack - @z4ck38 Together - @commandersocial   Our LGS has setup an online store! https://store.mothershipatx.com  SOCIALSHIP - free shipping on orders of $50 or more SOCIAL10 - 10% off in stock MTG singles Thursday nights come play at mothership! https://discord.gg/MMXQJqf Ad Read RainX Ep 173 Community Spotlight: @MothershipGames - 10:04 @moxfieldmtg - 24:25 @CMDRCentral_Max - 34:34 The Command Zone Discussion on new cards we got and spec ideas Main Topic - Deck Archtypes Disclaimer: These are our own opinions. I've been feeling a little disinterested in magic lately. Part of it is release fatigue, but more so I think it's boredom with my decks. Currently I have a deck for each archetype that I'm into and every new commander I'm interested in falls into the same archetypes of my current decks.  Problems Card overlap Similarity of play I feel like the influx of new commanders as the format has become more popular has lead to less unique commanders and more that fall into established archetypes I also feel like this my problem and not one caused by anything else.  Decks / Archetypes Yawgmoth - Aristocrats / Combo Elias / Lurrus Niv-Mizzet, Parun - Spell Slinger / Wheels Nekusar, the Mindrazer Veyran, Voice of Duality Lord Windgrace - Land / Landfall / Graveyard Recursion Thalia and The Gitrog Monster Roger / Arden - Equipment Sythis - Enchantments / Draw a bunch of cards Calix, Guided by Fate Go-Shintai of Life's Origin (Semi-interesting) Thrasios / Tevish - Draw a lot / Combo Not interested in another deck of this archtype Higher Powered Abomination of Lanowar - Aggro / Extreme Ramp Not interested in another deck of this archtype Wrap it up Keep it Social! Zack Gets it Together Theme Komiku - Battle of Pogs https://creativecommons.org/publicdomain/zero/1.0/ Commander Social Theme Title - Trap Sport By - jorikbasov https://pixabay.com/music/future-bass-trap-sport-4348/ Contact Info Consider becoming a Patron: https://www.patreon.com/commandersocial You can check us out at commandersocial.com YouTube - https://www.youtube.com/CommanderSocial You can email us directly at cast@commandersocial.com Instagram: https://www.instagram.com/commandersocial On twitter @commandersocial Ryan individually @greenegeek twitch.tv/greenegeek Zack individually @z4ck38 © Copyright 2023 Leaky Dinghy, LLC    

Editors Jimmy Lovaas and Jeff Landset discuss El Salvador's year-long gang crackdown that has human rights monitors questioning the cost, plus more on Russian state forces fully taking over the occupation of Bakhmut, Ukraine, legislative elections in Guinea-Bissau, the anniversary of China's 1989 Tiananmen Square crackdown and French pension protests.Subscribe to the show: Apple Podcasts, Spotify, Google Podcasts and many more. These stories and others are also available in our free weekly Forecast newsletter.This episode was produced with work from Factal editors Alex Moore, Jess Fino, Vivian Wang, David Wyllie and Jeff Landset.  Produced and edited by Jimmy Lovaas. Music courtesy of Andrew Gospe. Have feedback, suggestions or events we've missed? Drop us a note: hello@factal.comNote: Every month, Factal's journalists produce a newsletter that takes a look back at big global stories that you might have missed. We call it The Debrief. June's Debrief will be out next week, but as a sneak peak for our listeners, we've got an audio clip of this month's interview featuring Senior Editor Sophie Perryer talking about the intercommunal clashes in western DR Congo that have left thousands dead and more displaced. What's Factal? Created by the founders of Breaking News, Factal alerts companies to global incidents that pose an immediate risk to their people or business operations. We provide trusted verification, precise incident mapping and a collaboration platform for corporate security, travel safety and emergency management teams. If you're a company interested in a trial, please email sales@factal.com. To learn more, visit Factal.com, browse the Factal blog or email us at hello@factal.com.Read the full episode description and transcript on Factal's blog.Copyright © 2023 Factal. All rights reserved.

Matt and Derek discuss AI, copyright laws, and run through Derek's list of most underrated video game soundtracks.

Isaiah was the most comprehensive of all prophets: his writing spans the entirety of history, from the creation of the world to the creation of “a new heavens and new earth.” No other prophet matches his majestic eloquence on the glory of God and the redemptive work and sufferings of the Coming Messiah, all the while making us clearly aware of God's abounding Grace. This study contains approximately 24 hours of verse by verse teachings. Copyright © 1996

What if Carl Lentz came to your church? The Hillsong Documentary is out! Some are appalled, some are not concerned, and others may not know anything about it.  Regardless, pride, power, and abuse are major disruptions, so what can we learn from them?Join @braondempsey @tonyguerreroquintet @swiftandre @rkweblog The Hillsong Assessment | Podcast Season 8 DownloadVIDEO LINK: https://youtu.be/Lzz1UkQVvn4 Support the show➡️ Join the conversation or DM over Twitter or Instagram: @branondempsey ➡️ Text Me! 832-974-0277 ➡️ Linktree https://linktr.ee/worshipteamtraining

Иван Иванчей - Кандидат психологических наук, научный сотрудник Свободного университета Брюсселя (Université Libre de Bruxelles). Занимается исследованием роли эмоций в познавательной деятельности человека. Закончил Факультет психологии СПбГУ в 2012 году. В 2016 защитил там же кандидатскую диссертацию. Выступал на научно-популярных мероприятиях (Geek Picnic, Science Slam, Зануда, Курилка Гутенберга и др.). Лектор Постнауки. Автор научно-популярных статей (Постнаука, Нож). Преподавал статистику и анализ данных на просветительских мероприятиях (Летняя школа) и в онлайн-курсах ("Основы статистики" и "Анализ данных в R" на Stepik). Автор телеграм-канала "Черномырдин нашей психологии" и подкаста "Объяснять и предсказывать". Ivan Ivanchey, PhD in Psychology, researcher at the Free University of Brussels (Université Libre de Bruxelles). He studies the role of emotions in human cognitive activity. Graduated from the Faculty of Psychology of St. Petersburg State University in 2012. In 2016 he defended his Ph.D. thesis there. He spoke at popular science events (Geek Picnic, Science Slam, Zanuda, Gutenberg Smoking Room, etc.). Post-science lecturer. Author of popular science articles (Postnauka, Nozh). He taught statistics and data analysis at educational events (Summer School) and online courses ("Basics of Statistics" and "Data Analysis in R" on Stepik). Author of the telegram channel "Chernomyrdin of Our Psychology" and the podcast "Explain and Predict". FIND INVAN ON SOCIAL MEDIA Facebook | Instagram | Telegram ================================SUPPORT & CONNECT:Support on Patreon: https://www.patreon.com/denofrichTwitter: https://twitter.com/denofrichFacebook: https://www.facebook.com/mark.develman/YouTube: https://www.youtube.com/denofrichInstagram: https://www.instagram.com/den_of_rich/Hashtag: #denofrich© Copyright 2023 Den of Rich. All rights reserved.

UnCommon: Stay The Course #19 Episode 19About UnCommon:A Podcast + Online Resource for the UnCommon Follower of Jesus Christ. Our Mission is to Resource & Release disciples to make an UnCommon Impact in every sphere of Influence. Hosted by Cody Graves--Find UnCommon Online!

When someone shares their experience openly and honestly, something magical happens; you're able to see yourself in that story, connect with them, and grow together. This is the theme of today's podcast.  We're changing things up a bit in this episode as I had the pleasure of being on The Gravity Podcast with Brett Kaufman, and Brett asked me such unique questions that when we were finished, I knew I wanted to share this episode with you!  You'll hear how I went from being a lazy, undisciplined kid to someone who became capable of achieving extraordinary goals that my younger self never imagined I could.   Brett has such a unique gift of asking thoughtful questions, and he helped me peel back the layers of my life story, sharing everything from my early struggles to some hilarious, never-before-shared tales from my childhood to the life-threatening hurdles that shaped me into the person I am today.  You'll also learn the TWO powerful choices you can make at this very moment that will help you find the level of success in any area you've been working towards and help you develop into a more compassionate, driven, and fulfilled individual.  KEY TAKEAWAYS Looking at life's curveballs as teachable moments.  Learning to accept difficult emotions without losing the ability for empathy.  Using pain as a catalyst for finding purpose. Find work you love so that every workday feels like you're living your dream. The secret ingredient that will change your life, no matter how much of a procrastinator you were before. Your success is directly proportional to the depth of your personal growth. The two decisions that will help you orchestrate miracles in your life. Get The Full Show Notes To get full access to today's show notes, including audio, transcript, and links to all the resources mentioned, visit MiracleMorning.com/484 Subscribe, Rate & Review I would love if you could subscribe to the podcast and leave an honest rating & review. This will encourage other people to listen and allow us to grow as a community. The bigger we get as a community, the bigger the impact we can have on the world. To subscribe, rate, and review the podcast on iTunes, visit HalElrod.com/iTunes. Connect with Hal Elrod Facebook Twitter Instagram YouTube   Copyright © 2023 Miracle Morning, LP and International Literary Properties LLC

Immigration, done legally, has brought blessings to many. Immigrants have enriched our nation and helped us become a diverse and prosperous country. A secure border protects citizens and immigrants, but an open border endangers everyone. What is the truth about the border crisis? How can you know which reports are accurate? The current administration's open-border policies have allowed adult and child sex and labor trafficking, drug trafficking, and crime to affect our entire nation. Our tax dollars support the chaos, while many of our own citizens suffer. Our tax dollars protect borders in other countries, why not in ours? Ben Bergquam, founder of Frontline America and the host of “Law and Border” on Real America's Voice, joined Linda to share truthful examples about what is really happening at our southern border. Every town is now a border town as the invasion of illegals continues to overwhelm the system and bring heartbreak and devastation to the millions of people caught in the crosshairs of power and corruption. How can you stop it? Listen today to learn how you can support legal immigration and protect innocent people from being misled and injured by policies of an open border. © Copyright 2023, Prosperity 101, LLC --------------------------------------------------------------------- For information and resources visit: https://prosperity101.com To  order a copy of Prosperity 101 – Job Security Through Business Prosperity by Linda J. Hansen click here: https://prosperity101.com/products/ If you would like to be a sponsor, please contact us at https://prosperity101.com. You can also support this podcast by engaging with our partnering organizations and using the promo codes listed below.  Visit Christian Employers Alliance at www.ChristianEmployersAlliance.org and use Promo Code P101.   To order your personalized flag from Your America Flag Store, visit www.YourAmericanFlagStore.com/p101   Switch away from companies that do not support your values and purchase from: www.switchaway.com/p101   Disclaimer: The opinions expressed by guests on this podcast do not necessarily represent those held or promoted by Linda J. Hansen or Prosperity 101, LLC.

Dr. Loucresie Rupert is a child, adolescent, and adult psychiatrist with ADHD. She wasn't diagnosed with ADHD until she was a medical intern. Now, being open with her patients about her own neurodivergence allows her to connect with them — and be the best doctor she can be.  Loucresie didn't have an easy time getting her diagnosis as a Black woman. When she first sought an evaluation, she was labeled as narcissistic and told she wasn't smart enough to be in medical school, even though she was already attending one. After failing a two-day licensing test she had trouble focusing on, she knew it was time to get a second opinion. Now, she's a co-founder of the organization Physician Women SOAR (Support, Organize, Advocate, Reclaim).  Tune in to this week's episode of How'd You Get THAT Job?! to hear more about the intersectionality of being a Black woman with ADHD, racism in the medical community, and Loucresie's upcoming podcast. To find a transcript for this episode and more resources, visit the episode page at Understood.  We love hearing from our listeners. Email us at thatjob@understood.org.  Understood.org is a resource dedicated to shaping the world so the 70 million people in the U.S. with learning and thinking differences can thrive. Learn more about How'd You Get THAT Job?! and all our podcasts at u.org/podcasts. Copyright © 2023 Understood for All, Inc. All rights reserved.

Licensed Shinto Priestess of the Konko Faith, Olivia Kimoto, calls in from Japan to talk about religion, spirits, and Shinto practice. https://www.livingwithkami.com/ -- Time Stamps 00:00:40 Introduction 00:01:25 Opening Prayer 00:03:00 Welcome 00:11:00 Interview 01:58:00 Closing -- Send in a voice message: https://anchor.fm/around-grandfather-fire/messageSuggest a topic or a guest: https://forms.gle/dYrQUpyE7VPDGnUP8Our Patreon https://www.patreon.com/aroundgrandfatherfireOur Buy Me A Coffee https://www.buymeacoffee.com/agfpodcast -- Copyright 2023 -- Tinder Tony, Heidi, Claire, Hanna, Kristine, Laura Loki, Imtir, Casper K., Blkcat88, Craig, Emi, Voyager, Josie, Jean Cavanaugh, Melkor Spark M Anon, Indi Latrani, Katie, Dashifen, Alissa Addy, LaDena, Marco, Amanda S., Annora, Boojumhaus, Nolan, Elanor Faithful,  Douglas S. Pierce Books, Jeramie, Alyssa. Melkor, Laura Loki Kindling Mother Multiverse, Genessa, Maleck Odinsson, Nick H., Jane W., Cynnian, Mach, Cammy, Don T., Emily, Finn, Branadov Flame Victoria, Amanda H. Blaze Kirk Thomas Fire Drake Grimm -- Opening voice work Kai Belcher Music “Ophelia” by Les Hayden, provided by the Free Music Archive and used under Creative Commons licenses: freemusicarchive.org/music/Les_Hayden/Proverbs/Les_Hayden_-_Proverbs_-_05_Ophelia_1785 -- Our discord community https://discord.gg/3fFdYPnrVk Find us on FaceBook http://wwwfacebook.com/Around Grandfather Fire -- Sarenth's Patreon https://sarenth.wordpress.com/patreon/ Wordpress https://sarenth.wordpress.com/ Twitter: @Sarenth Three Pagans On Tap -- Jim TwoSnakes Wordpress: https://themoonlitsanctuary.wordpress.com/ Instagram: @jimtwosnakes TikTok: jimtwosnakes2 -- Caitlin Storm Breaker FaceBook: http://www.facebook.com/caitlin.terry.5099 Blog: https://stormpaqo.home.blog #pagan #witch #heathen #spirituality #religion #culture #psychology --- Send in a voice message: https://podcasters.spotify.com/pod/show/around-grandfather-fire/message

The School Leadership Series promises to provide motivation on your way into school every Monday-Friday in five minutes or less. Co-hosted by Karine Veldhoen (founder of Learn Forward) and Danny Bauer (founder of Better Leaders Better Schools) we'll offer you a challenging idea and a clear action step each day. Make sure to SUBSCRIBE. Learn more at https://betterleadersbetterschools.com and https://learnforward.ca. Buy Daniel's latest book published by Corwin and AASA: https://betterleadersbetterschools.com/go READY TO LEVEL UP? Apply to the mastermind -- a leadership community changing the landscape of professional development for school admin. https://www.betterleadersbetterschools.com/mastermind-application/ Copyright © 2023 Twelve Practices LLC

Isaiah was the most comprehensive of all prophets: his writing spans the entirety of history, from the creation of the world to the creation of “a new heavens and new earth.” No other prophet matches his majestic eloquence on the glory of God and the redemptive work and sufferings of the Coming Messiah, all the while making us clearly aware of God's abounding Grace. This study contains approximately 24 hours of verse by verse teachings. Copyright © 1996

  Shai Shaul is the Director of Commissioning services at SIG. Shai has over 17 years of experience in building commissioning, designing HVAC mechanical systems, ASHRAE energy audits, and energy modeling. His portfolio includes office buildings, laboratories, residential high-rise, hotels, retail, restaurants, and net-zero energy projects. Shai specializes in commissioning complex MEP systems for LEED and CA T24 compliance and performing engineering calculations for various energy efficiency measures. He also has experience in reviewing equipment sizing, equipment selections calculations, cost estimates, value engineering, mechanical systems, due-diligence reports and energy analysis.   Education Shai has a Bachelor of Science in Mechanical Engineering Degree from San Francisco State University and has the following licenses and certifications: Professional Engineer (PE) – California Certified Building Commissioning Professional (CBCP) Certified Energy Manager (CEM) LEED AP Building Design & Construction (BD+C)   Experience Shai has extensive experience managing new construction commissioning and retro-commissioning projects. Shai worked on many building types including office, mixed-use, schools, universities, laboratories, hospitals, warehouses, manufacturing facilities and cogeneration plants. Interests Due to his personal path in the engineering world, Shai is a great believer in sharing and acquiring knowledge. One of Shai's passions is teaching and making sure that the next generation of engineers is well versed and has a solid foundation of knowledge to build upon. This passion does not stem from personal recognition and appreciation, but instead, it is driven to create the next generation of mentors and future industry subject matter experts.   Personal interests include soccer, tennis, and ping pong.   Show Highlights  Energy modeling and design can coexist in their interactions. Demystify the different components and types of commissioning in the marketplace. Tips to excel in both fundamental  commissioning and retro commissioning to optimize those systems. The critical role mentorships play in shaping the knowledge and to the next generation in the industry.  An inside look at what a director of commissioning auditor looks for in projects. Recommendations for unfamiliar systems and credentials not usually achieved to understand opportunities to save energy, how energy is being spent, drawn from the grid, and what calculations come with it.  Learn what is going to push companies and cities to the next level in efficiency. “Another great mentor took me under his wing for about two years and showed me how to design mechanical systems and much more throughout the day. It showed me what it is to be a mentor. But all they (mentors) have done for me was not for their gain, it's for my gain. It's put in me the fact that I need to support the next generation of young engineers. It's not for my success, it's for their success. So they can become great mentors for the ones after.” -Shai Saul   Get your episode transcript here!!   Show Resource and Information Why Work Sucks  Linkedin Sustainable Investment Group (SIG) Connect with Charlie Cichetti and GBES Charlie on LinkedIn Green Building Educational Services GBES on Twitter Connect on LinkedIn Like on Facebook Google+ GBES Pinterest Pins GBES on Instagram   GBES is excited our membership community is growing. Consider joining our membership community as members are given access to some of the guests on the podcasts that you can ask project questions. If you are preparing for an exam, there will be more assurance that you will pass your next exam, you will be given cliff notes if you are a member, and so much more. Go to www.gbes.com/join to learn more about the 4 different levels of access to this one-of-a-kind career-advancing green building community!   If you truly enjoyed the show, don't forget to leave a positive rating and review on iTunes.  We have prepared more episodes for the upcoming weeks, so come by again next week! Thank you for tuning in to the Green Building Matters Podcast!   Copyright © 2023 GBES

    Dr. Christopher Thurber is an award-winning writer and thought leader who has dedicated his professional life to improving how adults care for kids and to enhancing the experience of adventurous young people who are spending time away from home. A graduate of Harvard and UCLA, Dr. Thurber has served as a psychologist and instructor at Phillips Exeter Academy since 1999.   Show Highlights   Avoid “woodshed moments” when trying to innovate in education. Get organizations and bureaucracies to be open to innovation versus being entrenched in the way things are done here. Pressure is instinctive. Know what kind of pressure is unhelpful and what kind of pressure inspires.  Raising your awareness for your parents will help your leadership. Tips on how to be mindful of the pressures we put on children and  where to apply pressure that motivates performance.  Evaluate if the work you create advances your students' thinking. The value in maneuvering through the appropriate channels to cast a bigger net of support.   “I realized that we as parents (and leaders) had been asking the wrong question. Our book is based on asking a different question and the benefits to people of doing that. Even though I haven't said this explicitly, learn from your mistakes. We learn the most from our mistakes. That's the best learning opportunity anyone can have. “ -Dr. Christopher Thurber    Get episode transcript here!!   Christopher's Resources & Contact Info: Linkedin The Unlikely Art of Parental Pressure Dr Chris Thurber Read my latest book! Learn why the ABCs of powerful professional development™ work – Grow your skills by integrating more Authenticity, Belonging, and Challenge into your life and leadership.   Read Mastermind: Unlocking Talent Within Every School Leader today! Apply to the Mastermind The mastermind is changing the landscape of professional development for school leaders.    100% of our members agree that the mastermind is the #1 way they grow their leadership skills.   Apply to the mastermind today!   SHOW SPONSORS: HARVARD GRADUATE SCHOOL OF EDUCATION Transform how you lead to become a resilient and empowered change agent with Harvard's online Certificate in School Management and Leadership. Grow your professional network with a global cohort of fellow school leaders as you collaborate in case studies bridging the fields of education and business. Apply today at http://hgse.me/leader.   TEACHFX With TeachFX, teachers are creating classrooms that are alive with conversation. Our app gives teachers insights into high-leverage practices like: How much student talk happened? Which questions got students talking? It's eye-opening for teachers, and scales the impact of coaches and principals. Start your free pilot at teachfx.com/blbs.   ORGANIZED BINDER Why do students struggle? I'd argue that they lack access to quality instruction, but think about it. That's totally out of their control. What if there was something we could teach kids there was something within their control that would help them be successful in every class? It's not a magic pill or a figment of your imagination.    When students internalize Executive Functioning Skills they succeed.  Check out the new self-paced online course brought to you by OB that shows teachers how to equip their students with executive functioning skills.    Learn more at organizedbinder.com/go   Copyright © 2023 Twelve Practices LLC        

Isaiah was the most comprehensive of all prophets: his writing spans the entirety of history, from the creation of the world to the creation of “a new heavens and new earth.” No other prophet matches his majestic eloquence on the glory of God and the redemptive work and sufferings of the Coming Messiah, all the while making us clearly aware of God's abounding Grace. This study contains approximately 24 hours of verse by verse teachings. Copyright © 1996

Help spread the darkness! VOTE FOR THIS EPISODE at https://weirddarkness.com/vote – you can vote up to 3X per day! Find Weird Darkness in your favorite podcast app at https://weirddarkness.com/listen. PLEASE SHARE WEIRD DARKNESS® in your social media and with others who loves paranormal stories, true crime, monsters, or unsolved mysteries like you do! Want to advertise in Weird Darkness? Visit https://weirddarkness.com/advertise for more info!HOUR ONE: Find one of the most eccentric men you can, allow them to move into a rundown cottage and fix it up as they like, filling it with trinkets, doodads, and costumes, and you have the makings of amazing town gossip… and some eerie tales that remain many years later. (The Cotswolds Ghost) *** It's hard to believe, but the terms “psychopath” and “sociopath” aren't usually listed in medical reference resources and texts. Instead, they are labeled as “Antisocial Personality Disorders”. That's a pretty friendly and noncommittal way of describing a serial killer. No wonder we don't know if psychopaths come from nature or nurture. (Psychopaths: Born or Made?) *** Plus, I'll tell you about a man who outlived his entire family – but that's not the amazing part of his life. The amazing part is all of the things he lived through that should have killed him! (The Unbreakable Mr. Talkington) *** AND MORE!=====HOUR TWO: His voice, music and even look was loved by millions, he was adored by women, admired by men. The death of Elvis Presley sent shockwaves around the world. But once the tears began to dry, the conspiracies began to rise, with some wondering if Elvis may in fact have faked his own death just to escape the never-ending spotlight of fame. (The Life, Death, and Undeath of Elvis Presley) *** Elon Musk, the man with the dream of taking us to Mars, was born on June 28th, 1971 – but 22 years before Elon was born, it was written that Elon (mentioned by name) would be in a leader on Mars. Hard to believe, but it's true. (The Prophecy of Wernher Von Braun) *** “The Virginia Plantation Haunted by Boy Scouts” *** AND MORE!=====SOURCES AND ESSENTIAL WEB LINKS…“The Cotswolds Ghost” by Brian Haughton: https://weirddarkness.tiny.us/yc6k53mp “Psychopaths: Born or Made?” by Mildred Delgado for Crime Traveller: https://weirddarkness.tiny.us/jzd6jr56 “The Unbreakable Mr. Talkington” posted at Esoterx.com: https://weirddarkness.tiny.us/34mdyn3s “The Life, Death, and Undeath of Elvis Presley” by Noelle Talmon for Ranker Conspiracies: https://weirddarkness.tiny.us/kaaa5whz “The Prophecy of Wernher Von Braun” from Earth-Chronicles: https://weirddarkness.tiny.us/2339rcez “The Plantation Haunted by Boy Scouts” by Laura Allan for Ranker's Graveyard Shift: https://weirddarkness.tiny.us/4r3f8s2v =====Weird Darkness theme by Alibi Music Library. Background music, varying by episode, provided by Alibi Music, EpidemicSound and/or AudioBlocks with paid license. Music from Shadows Symphony: https://tinyurl.com/yyrv987t, Midnight Syndicate: http://amzn.to/2BYCoXZ, Kevin MacLeod: https://tinyurl.com/y2v7fgbu, Tony Longworth: https://tinyurl.com/y2nhnbt7, and/or Nicolas Gasparini/Myuu: https://tinyurl.com/lnqpfs8 is used with permission. 

=====WeirdDarkness™ - is a production and trademark of Marlar House Productions. Copyright, 2023This show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/3655291/advertisement