Podcasts about HSA

Catch-Up Secrets for Savers 55+ and Does the 4% Rule Really Work? Are you 55 or older and feeling behind on retirement savings? Or perhaps you're wondering how to make your money last once you do retire? Fiduciary financial advisor Wes Moss dives deep into crucial strategies for those 55 and up, including powerful "catch-up" contributions for your 401(k), IRA, and HSA that can add thousands to your nest egg. Also, Wes also reveals the often-debated but incredibly powerful 4% rule, explaining why it's a critical guideline for sustainable retirement withdrawals and how it can reduce your anxiety about running out of money. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the August 5, 2025 Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:   BOOKS BY WES MOSS   /   Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Me gente, today's episode is a WHOLE vibe. Jannese is joined by Wilmarie and Adriana—aka Investing Jevas—two baddies who hit financial independence before turning 30. Yes, you read that right. These women are out here building generational wealth, breaking cycles, and reclaiming their financial power—and now they're bringing you the blueprint.From navigating Puerto Rico's wild financial systems to shifting from scarcity to abundance, this episode is a powerful reminder that we deserve financial freedom too—not just the bros on Wall Street.

New job, more income — now what? Hear how one listener is managing his Roth IRA, health savings account, high-yield savings, and more. Is it smart to use a Roth IRA like a savings account? How should you prioritize your money across savings, debt, and retirement after getting a higher-paying job? Hosts Sean Pyles and Elizabeth Ayoola answer a listener's question about managing multiple financial goals and choosing the right accounts for short- and long-term needs. But first, they share their money hot takes, including Elizabeth's thoughts on Buy Now, Pay Later (BNPL) loans and Sean's interest in stronger pro-consumer protections in light of recent federal rollbacks. Then, they talk to listener Jake, who recently relocated for a new job and is navigating how to allocate his money now that he's earning a bigger paycheck. Jake wants to know if it makes sense to use a Roth IRA for savings and how to simplify or optimize his mix of bank accounts. They cover how to prioritize emergency savings, retirement contributions, and future goals like a home purchase, all while avoiding analysis paralysis and making the most of high-yield savings accounts. Inspired to navigate your finances with an advisor? Use NerdWallet Advisors Match to find vetted professionals today at https://www.nerdwalletadvisors.com/match  Learn more about NerdWallet Wealth Partners: https://nerdwalletwealthpartners.com/  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: how to use a Roth IRA for savings, Roth IRA withdrawal rules, high yield savings account vs Roth IRA, best high yield savings accounts, what is a CD ladder, Buy Now Pay Later pros and cons, budgeting after a raise, how to prioritize financial goals, how to automate savings, how to manage multiple bank accounts, closing bank accounts and credit score, best place to save for house down payment, emergency fund vs Roth IRA, what to do after getting a new job, student loan repayment benefits, HSA contribution strategy, how to save for a house in 5 years, budgeting in high cost of living area, saving for short-term goals, pros and cons of online-only banks, how to overcome analysis paralysis in finance, Roth IRA vs high yield savings account, how to choose a bank, CFPB budget cuts impact, FTC click-to-cancel rule rollback, responsible use of debt, financial planning for tech professionals, credit score impact of closing bank accounts, reverse budgeting explained, safe ways to grow savings, how to build financial peace, using automation in budgeting, HSA vs IRA vs savings, debt vs savings prioritization, how to start a CD ladder, and when not to invest money. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Gold, Bitcoin, and Property Taxes The FOMC thinks it is smart enough to set the price of Federal Reserve Notes. Trump wants them down to 1%. We talk about interest rates, inflation, and how the S&P has performed when measured against the dollar, Bitcoin, and gold. We also discuss how we cannot keep printing currency without producing more value, and if something can't go on forever, it won't. We also talk about property taxes, the veto and override that occurred in Ohio, and how citizens are not getting any relief despite their outcry. We are working to get property taxes abolished completely in Ohio. We also talk about the wealth gap and how it is getting larger. There are many reasons to be investing in hard assets! Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Advanta IRA Our family has our IRA's & HSA at Advanta IRA. Set up a truly Self-Directed Roth or Traditional IRA, HSA, 401k or other accounts with Advanta IRA & you can invest in hard assets like we do. We own Real Estate, Gold, Silver, Bitcoin, Notes & even private placements in our retirement accounts. With Advanta IRA you can too! They will waive the application fee on new accounts when you mention the Real Power Family. Abolish Property Taxes in Ohio: https://reformpropertytax.com/ Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

FF: Price vs Value to Win! There are many topics to learn about and many ways to learn. Take advantage of every opportunity to learn something! One important lesson we cover is how to discern the difference between what something is worth (value) vs what it is selling for (price). What is valuable for one person may not be as valuable or useful to someone else. We talk about how finding out what people want can help you to create a winning deal for everyone involved. We also discuss at least one way to keep the wealth you've accumulated and keep it working for you! Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Advanta IRA Our family has our IRA's & HSA at Advanta IRA. Set up a truly Self-Directed Roth or Traditional IRA, HSA, 401k or other accounts with Advanta IRA & you can invest in hard assets like we do. We own Real Estate, Gold, Silver, Bitcoin, Notes & even private placements in our retirement accounts. With Advanta IRA you can too! They will waive the application fee on new accounts when you mention the Real Power Family. Abolish Property Taxes in Ohio: https://reformpropertytax.com/ Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

Take Responsibility for a Better Life We talk about some of our adventures at the Osh Kosh Airventure event and how pilots take responsibility for their airplane, their passengers, and their life. This shows in how they act and take care of things around them. If you want more out of your life, you need to be congruent and take responsibility. When problems come up, you may need to keep in mind what the other person's perspective may be. Life doesn't always work smoothly and problems can occur. You can place blame on others or you can look at what your part was and learn from any mistakes. We also talk about terrible and great negotiating techniques because how you communicate will make a difference! Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Advanta IRA Our family has our IRA's & HSA at Advanta IRA. Set up a truly Self-Directed Roth or Traditional IRA, HSA, 401k or other accounts with Advanta IRA & you can invest in hard assets like we do. We own Real Estate, Gold, Silver, Bitcoin, Notes & even private placements in our retirement accounts. With Advanta IRA you can too! They will waive the application fee on new accounts when you mention the Real Power Family. Abolish Property Taxes in Ohio: https://reformpropertytax.com/ Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

Laura explains how an HSA helps you reduce taxes, build wealth, and cut the cost of just about any healthcare expense, even if your insurer doesn't cover it. Transcript: https://money-girl.simplecast.com/episodes/tips-to-maximize-an-hsa-from-tax-savings-to-retirement/transcriptHave a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links:https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDT 

TT: New News In this episode, the teenagers (Deven and Ethan) Talk about now things that were happening in the world. Such as Adobe now being able to spy on what you do. The US Treasury's Venmo and PayPal accounts. And much more. Warning: Some of the topics talked about in this episode may be sensitive to some listeners.  Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Advanta IRA Our family has our IRA's & HSA at Advanta IRA. Set up a truly Self-Directed Roth or Traditional IRA, HSA, 401k or other accounts with Advanta IRA & you can invest in hard assets like we do. We own Real Estate, Gold, Silver, Bitcoin, Notes & even private placements in our retirement accounts. With Advanta IRA you can too! They will waive the application fee on new accounts when you mention the Real Power Family. Abolish Property Taxes in Ohio: https://reformpropertytax.com/ Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

Nikolaos Cacos Pres & CEO of Blue Sky Uranium Corp The world needs lots of energy and solar/wind/hydroelectric is not enough. Uranium is compact. A 1 oil barrel only 1/2 filled with uranium is more than enough to supply all energy for a human their entire life. With the world electrifying itself and the increasing popularity of AI, we will need this efficient fuel to create our energy. Niko talks with us about his exploration company, the projects they are working on, and the team that is in place to take their project from exploration to production. They have been working in Argentina and talk about their experiences there. We also talk about the risks and the big benefits you can get when investing in junior mining.  This episode covers a lot of great questions you may want to know before investing. You can contact Blue Sky Uranium Corp for any additional questions you may have! https://blueskyuranium.com/ OTC:BKUCF TSX-V:BSK Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Advanta IRA Our family has our IRA's & HSA at Advanta IRA. Set up a truly Self-Directed Roth or Traditional IRA, HSA, 401k or other accounts with Advanta IRA & you can invest in hard assets like we do. We own Real Estate, Gold, Silver, Bitcoin, Notes & even private placements in our retirement accounts. With Advanta IRA you can too! They will waive the application fee on new accounts when you mention the Real Power Family.

Key changes in tax law related to the newly passed One Big Beautiful Bill significantly impact the financial independence (FI) community. Notably, the extension of tax rates and the higher standard deduction provide more planning certainty for early retirees, allowing greater financial management under these new regulations. Brad & Sean Mullaney discuss the critical tax provisions like enhanced charitable contribution deductions for non-itemizers, updates to state and local tax deductions, and the introduction of a senior deduction for retirees. They also explore strategies for maximizing premium tax credits starting in 2026.   Disclaimer Sean's discussions on the ChooseFI podcast and articles and messages published on ChooseFI.com are intended for general educational purposes and are not tax, legal, or investment advice for any individual. The ChooseFI podcast and its owners, employees, and agents do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc., or their services.   Key Topics Discussed: Introduction to the New Tax Bill 00:00:00 Overview of the One Big Beautiful Bill and its significance for the FI community. Impacts of Extended Tax Rates 00:02:20 Explanation of the permanence of the tax rates and the increased standard deduction. Changes to Charitable Contributions 00:13:12 Details on new deductions for non-itemizers and adjustments to itemized deductions. State and Local Tax Deduction Update 00:23:26 Increase of deductible cap from $10,000 to $40,000, impacting itemization strategies. Exploration of the Senior Deduction 00:30:05 Introduction of a $6,000 deduction aimed at seniors aged 65 and older. Understanding Premium Tax Credits 00:39:10 Strategic planning opportunities utilizing bronze ACA plans and HSAs to maximize tax benefits. Actionable Takeaways: Maximize Your Standard Deduction: Consider traditional contributions to optimize your tax situation. 00:10:15 Utilize Bronze ACA Plans: Start in 2026 to lower premiums and leverage HSA contributions for enhanced tax benefits. 00:42:07 Key Quotes: "The new standard deduction is a game-changer for those pursuing financial independence." 00:08:46 "These are crucial planning implications that can optimize your tax situation." 00:17:36 "Shift your income from high tax brackets to the 0% tax bracket for maximum savings." 00:12:19 Timestamps: 00:00:14 - Importance of premium tax credits for the FI community. 00:03:05 - Risk of the standard deduction decreasing without the new law. 00:10:15 - Optimizing tax situation with traditional contributions. 00:14:00 - Details on the charitable contributions deduction. 00:25:19 - Update on the state and local tax deduction cap. Related Resources: YouTube Video on Premium Tax Credits: Watch Here [Timestamp: 00:45:00] Cody Garrett and Sean Mullaney's Book Notification: Sign Up Here [Timestamp: 00:59:35] Discussion Questions: How does the new tax bill affect your approach to retirement planning? 00:00:10 What strategies can be adopted to make the most of the new standard deduction? 00:10:15 Summary: This episode dives into the legislative changes that may significantly influence financial planning for those aiming for early retirement. By understanding the implications of the One Big Beautiful Bill, listeners can better navigate their financial futures.

Does Your Focus Need More Focus? Do you want more out of life? Many people do not have a pinpoint clear end goal. They don't focus on what they want and get easily distracted. We talk about how you can use focus to improve your life and give you more of the things you want. We also talk about how the poor, middle class, and wealthy focus on different things. Many people have good intentions and think they are on the right path but aren't getting the results they want. Sometimes, you have to step back to look at the big picture to see where you are off track. You can use friends, family, and business partners, especially ones that think differently than you, to help review your goals and path. Once you have a clear end point, you will need to have energy and take action to achieve your goals! Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Advanta IRA Our family has our IRA's & HSA at Advanta IRA. Set up a truly Self-Directed Roth or Traditional IRA, HSA, 401k or other accounts with Advanta IRA & you can invest in hard assets like we do. We own Real Estate, Gold, Silver, Bitcoin, Notes & even private placements in our retirement accounts. With Advanta IRA you can too! They will waive the application fee on new accounts when you mention the Real Power Family. Abolish Property Taxes in Ohio: https://reformpropertytax.com/ Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

What do classic Mustangs, skyrocketing health premiums, and hidden insurance landmines have in common? Broadcasting live from the Big Red Lion Car Show at Leprino Foods, Fix It Radio kicks off with sizzling sausage sandwiches, chrome-packed nostalgia, and the best car show food in Denver. But beneath the sunny skies and polished hoods, a storm brews—one that could impact your wallet and your well-being. Why is a supposedly nonpartisan state agency using political blame games to explain a 28–40% increase in health insurance premiums? Is Medicare really your best option at 65—or could staying on your employer plan save you thousands? And what happens if your doctor refuses to take Medicare patients at all? Paul LoNigro from https://e-gia.com/ (GIA) doesn't hold back, calling out misleading headlines, exposing scare tactics, and breaking down the real drivers of rising premiums—like Obamacare mandates and the collapse of mid-sized insurers. And if you've ever wondered whether to choose Medicare Advantage or stick with Original Medicare and a supplement, this segment delivers the critical answers most people miss. But the surprises don't stop there… Could taking a lump-sum retirement distribution triple your Medicare premiums? Are you unknowingly locking yourself out of coverage options by missing a crucial six-month window? And what happens when your dream classic car gets totaled—only for your insurance to cover a fraction of its value? As the guys swap stories about restoring Mustangs, skipping arcades for carburetors, and how today's paint tech makes yesterday's muscle look like primer, they drop one last truth bomb: If you're insuring a classic on your standard auto policy, you're doing it wrong. From tax-free HSA tips and navigating Medicare chaos to insuring the car of your dreams the right way—this is the episode you didn't know you needed to hear. Cars. Coverage. Controversy. What could go wrong when politics, premiums, and pony cars collide? Tune in to https://fixitradio.com to find out more.

On The BIG Show today, we discuss the HSA's red bins for vape disposal! Check out the full article here: https://www.straitstimes.com/singapore/courts-crime/hsa-will-not-trace-vape-users-who-throw-away-e-vaporisers-in-disposable-bins-at-23-ccs Connect with us on Instagram: @kiss92fm @Glennn @angeliqueteo Producers: @shalinisusan97 @snailgirl2000See omnystudio.com/listener for privacy information.

On The BIG Show today, we discuss the HSA's latest measures to curb vape usage, and ask you if you would participate! Connect with us on Instagram: @kiss92fm @Glennn @angeliqueteo Producers: @shalinisusan97 @snailgirl2000See omnystudio.com/listener for privacy information.

Don flies solo for another Question-and-Answer Friday (not Freaky Friday… despite Hollywood's best efforts). Listener questions cover everything from Roth IRA choices for young investors to tax loss harvesting and reducing portfolio volatility with bond allocations. Don breaks down the pros and cons of popular ETFs, explains the benefits of tilting toward small and value, and gently guides a listener away from a pricey Fidelity fund. He also reaffirms that tax loss harvesting is a two-account job and urges investors to rebalance based on total portfolio risk—not just account type. 0:04 Don rails against yet another Freaky Friday reboot 0:58 Why diversification beats chasing past winners like VTI or VONG 3:41 Small-cap and value tilt: the long-term case 4:45 Why international stocks still matter (volatility control > return chasing) 5:58 Bond options in a 401(k): FXNAX vs. stable value vs. combo 6:59 Should you count brokerage and HSA balances in your allocation mix? 8:20 Stable value is not "guaranteed" value—what you need to know 10:09 Can you tax-loss harvest in two different brokerage accounts? (Yes!) 12:51 FBGRX: Not terrible, just suboptimal. Here's what to do instead Learn more about your ad choices. Visit megaphone.fm/adchoices

Alongside the commercial and consumer markets, institutional banking is one of three strategic pillars of $70 billion-asset UMB Bank. On the latest episode of the ABA Banking Journal Podcast, UMB's Phil Mason discusses: How institutional banking — which includes capital markets, corporate trust, custody and health savings accounts — fits into the business model of the Kansas City, Missouri-based bank and helps extend its footprint coast-to-coast. Investments in technology to support the growth of institutional banking. The recent expansion in HSA eligibility and how UMB Bank uses the product to engage both business clients and consumers. How UMB sources the right mix of talent — particularly from within — to support the diverse and individualized needs of its institutional clients.

FF: Risks, Rewards, Thoughts, and Unintended Consequences The right attitude can make you rich. We discuss risk in investing. There is a big difference between investing and speculating, so know which of these you are doing. We also talk about how government decisions have affected items like rent and grocery prices. In every transaction, you need to know who is providing value. You will either pay for that value or should give appreciation if it is offered without payment. We go over cashflow and its importance in a deal. How you think will show in your results, so if you don't like your results, you need to change how you think. Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Advanta IRA Our family has our IRA's & HSA at Advanta IRA. Set up a truly Self-Directed Roth or Traditional IRA, HSA, 401k or other accounts with Advanta IRA & you can invest in hard assets like we do. We own Real Estate, Gold, Silver, Bitcoin, Notes & even private placements in our retirement accounts. With Advanta IRA you can too! They will waive the application fee on new accounts when you mention the Real Power Family. Abolish Property Taxes in Ohio: https://reformpropertytax.com/ Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

Marty discusses the essential elements of retirement planning, emphasizing the importance of intentional action, smart income distribution strategies, and proactive tax planning. He addresses common concerns such as healthcare costs, market volatility, and the necessity of estate planning. The conversation also includes a Q&A segment where listener questions about retirement strategies are answered, providing practical insights for those approaching retirement. Reach Marty at 888-519-9096. Smart Money Solutions www.smartmoneysolutionsmn.com See omnystudio.com/listener for privacy information.

Lessons from Investor Mistakes You don't need to make every mistake yourself. Today we talk about 4 different investors: Investor A, Investor B, Investor C, and Investor S. They all had their strengths or reasons they could have succeeded. However, they all made mistakes in their thinking and decisions that led them to ruin. We want you to learn from their mistakes, so you can go out, succeed, and become wealthy! Investor A: He wanted the “Magic Pill” Investor B: He was waiting to “Win the Lottery” Investor C: He did all the hard work & made it 90% of the way there…But he couldn't “Finish the Race” Investor S: She refused to “Change with the times.” She didn't see the big picture & didn't change or evolve so the world left her behind. All of them started with a BIG WHY… And when that faded they lost interest & then they lost property.   Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Advanta IRA Our family has our IRA's & HSA at Advanta IRA. Set up a truly Self-Directed Roth or Traditional IRA, HSA, 401k or other accounts with Advanta IRA & you can invest in hard assets like we do. We own Real Estate, Gold, Silver, Bitcoin, Notes & even private placements in our retirement accounts. With Advanta IRA you can too! They will waive the application fee on new accounts when you mention the Real Power Family. Abolish Property Taxes in Ohio: https://reformpropertytax.com/ Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

TT The Epstein Files In this show the teenagers (Deven and Ethan) talk about how the government is trying to coverup the Epstein Files as a whole. The government went from saying “The files are on my desk, ready for review” to saying it's just a hoax. Learn the truth of what is happening, and why people need to know what is going on. Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Advanta IRA Our family has our IRA's & HSA at Advanta IRA. Set up a truly Self-Directed Roth or Traditional IRA, HSA, 401k or other accounts with Advanta IRA & you can invest in hard assets like we do. We own Real Estate, Gold, Silver, Bitcoin, Notes & even private placements in our retirement accounts. With Advanta IRA you can too! They will waive the application fee on new accounts when you mention the Real Power Family. Abolish Property Taxes in Ohio: https://reformpropertytax.com/ Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

Dominic Bologna: Mobile Home Parks Dominic joins us to share insight on why buying mobile home parks can be beneficial, what to look for when you buy, and where to find great deals. He also talks about ways to structure these deals, whether it's better to own the homes or have tenant-owned homes, and ways to manage the parks. He shares stories of things he's done well and mistakes he's made, so you can learn from his experience. If you are interested in buying mobile home parks, you won't want to miss this lesson-packed episode! If you already own a park and are thinking of selling, he can also help you evaluate the park as it sits and plan in advance to optimize the park so you can get more from the sale! dvbologna@gmail.com https://www.linkedin.com/in/dominic-bologna-4b660289/ Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Advanta IRA Our family has our IRA's & HSA at Advanta IRA. Set up a truly Self-Directed Roth or Traditional IRA, HSA, 401k or other accounts with Advanta IRA & you can invest in hard assets like we do. We own Real Estate, Gold, Silver, Bitcoin, Notes & even private placements in our retirement accounts. With Advanta IRA you can too! They will waive the application fee on new accounts when you mention the Real Power Family.

Tired of letting insurance companies dictate how you care for patients—and how you get paid?For years, physicians embracing Direct Primary Care (DPC) have faced legal ambiguity around accepting Health Savings Account (HSA) payments. But a new federal law has changed the game. In this episode, Dr. Lee Gross—one of the original pioneers of DPC—joins us to break down what this HSA reform really means and how it opens the door for more autonomy, clarity, and growth.Learn how the law finally allows HSAs to cover DPC memberships without putting your practice at legal riskUnderstand what this means for independent physicians, residents, and those ready to ditch insurance-based careDiscover how this reform creates new opportunities to partner with employers and expand access to affordable careListen now to learn how this policy shift removes key barriers and helps physicians like you practice medicine with more freedom, less red tape, and stronger patient relationships.TEXT HERE to suggest a future episode topic Discover how medical graduates, junior doctors, and young physicians can navigate residency training programs, surgical residency, and locum tenens to increase income, enjoy independent practice, decrease stress, achieve financial freedom, and retire early, while maintaining patient satisfaction and exploring physician side gigs to tackle medical school loans.

Conspiracies or Lies? What we teach our children will affect how they grow up. You may find that the people that love you will try to protect you in ways that are not beneficial for your future. We need to question what we are told from those that love us or those that we were taught to trust, including our doctors, the news media, and the government. We discuss how people should look at whether there are "unfunded liabilities" in their pensions. We talk about the Epstein files that we are now being told don't exist. We also talk about the "Big Budget Bill" as well as how we ended up in many of the wars that the U.S. got involved in. As we always say, you need to Question Everything! Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Advanta IRA Our family has our IRA's & HSA at Advanta IRA. Set up a truly Self-Directed Roth or Traditional IRA, HSA, 401k or other accounts with Advanta IRA & you can invest in hard assets like we do. We own Real Estate, Gold, Silver, Bitcoin, Notes & even private placements in our retirement accounts. With Advanta IRA you can too! They will waive the application fee on new accounts when you mention the Real Power Family. Abolish Property Taxes in Ohio: https://reformpropertytax.com/ Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

The 2025 Budget Bill — aka the “One Big Beautiful Bill” — is now law. But behind the headlines and hype, how does it impact your taxes, Social Security, Medicare, estate plan, and healthcare costs? In this episode of Friends Talk Money, Pam Krueger, Terry Savage, and Richard Eisenberg break down what really matters — no politics, no spin, just the facts that can help (or hurt) your financial future. What you'll learn: What the $6,000 senior tax deduction really does — and who qualifies Whether your Social Security will still be taxed Big changes to the SALT deduction and why it matters in high-tax states Updates to Medicare, Medicaid, and long-term care planning New tax breaks on car loans, overtime, and tips (but only for some!) How the $15M estate tax exemption could affect your legacy A powerful HSA change most people haven't noticed Bottom line: If you're retired or planning for retirement, this bill changes the game. Talk to your CPA, estate attorney, or fiduciary financial advisor now.

FF: Investing in Your Future There are many different reasons people invest, so every portfolio of assets will be different. We talk about some of the reasons people invest in things like gold/silver, Bitcoin, and Stocks. We discuss the current problems with bonds. There are questions you need to ask yourself before making investments, so that you know why you are buying a particular investment and can track whether it gets you closer to your end goal. The first investment should be in your own education, so you can make good decisions for your future. Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Advanta IRA Our family has our IRA's & HSA at Advanta IRA. Set up a truly Self-Directed Roth or Traditional IRA, HSA, 401k or other accounts with Advanta IRA & you can invest in hard assets like we do. We own Real Estate, Gold, Silver, Bitcoin, Notes & even private placements in our retirement accounts. With Advanta IRA you can too! They will waive the application fee on new accounts when you mention the Real Power Family. Abolish Property Taxes in Ohio: https://reformpropertytax.com/ Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

Rule Symposium, Mining, Gold, Silver, & Bitcoin We just got back from the Rule Symposium and talk about some of the experiences and lessons from that amazing event! We discuss Uranium & nuclear power as well as mining, gold, silver, and Bitcoin. If these topics are new to you, we give you ideas on ways to learn them faster. Invest in your own education to learn about new assets, so you can make good decisions about where to invest your money. Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Advanta IRA Our family has our IRA's & HSA at Advanta IRA. Set up a truly Self-Directed Roth or Traditional IRA, HSA, 401k or other accounts with Advanta IRA & you can invest in hard assets like we do. We own Real Estate, Gold, Silver, Bitcoin, Notes & even private placements in our retirement accounts. With Advanta IRA you can too! They will waive the application fee on new accounts when you mention the Real Power Family. Abolish Property Taxes in Ohio: https://reformpropertytax.com/ Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

In this show the teenagers (Deven and Ethan) talk about things more people should know. From budgeting to mindset, this show can help make or save you money. They also discuss some of the strategies they use to become successful, and how you can do it too.  Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Advanta IRA Our family has our IRA's & HSA at Advanta IRA. Set up a truly Self-Directed Roth or Traditional IRA, HSA, 401k or other accounts with Advanta IRA & you can invest in hard assets like we do. We own Real Estate, Gold, Silver, Bitcoin, Notes & even private placements in our retirement accounts. With Advanta IRA you can too! They will waive the application fee on new accounts when you mention the Real Power Family. Abolish Property Taxes in Ohio: https://reformpropertytax.com/ Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

The OBBBA introduces major shifts for employers, transforming employee benefits, executive compensation, and workforce compliance. Are you prepared to adapt? Essential Impacts for Employers Dependent care and education benefits—higher flexible spending account limits and tax-favored student loan repayment programs Health savings accounts—expanded eligibility and coverage options for employees Executive compensation rules—new tax implications for public companies and nonprofits Epstein Becker Green attorneys Elliot Katz and Lucas Peterhans break down these updates in this episode of Employment Law This Week®. Get the insights you need to stay ahead of these sweeping changes. Read more insights on the OBBBA from our benefits team: https://www.workforcebulletin.com/hot-dogs-fireworks-and-the-one-big-beautiful-bill-what-employers-need-to-know-about-the-employee-benefits-and-executive-compensation-changes Visit our site for this week's Other Highlights and links: https://www.ebglaw.com/eltw396 Subscribe to #WorkforceWednesday: https://www.ebglaw.com/subscribe/ Visit http://www.EmploymentLawThisWeek.com This podcast is presented by Epstein Becker & Green, P.C. All rights are reserved. This audio recording includes information about legal issues and legal developments. Such materials are for informational purposes only and may not reflect the most current legal developments. These informational materials are not intended, and should not be taken, as legal advice on any particular set of facts or circumstances, and these materials are not a substitute for the advice of competent counsel. The content reflects the personal views and opinions of the participants. No attorney-client relationship has been created by this audio recording. This audio recording may be considered attorney advertising in some jurisdictions under the applicable law and ethical rules. The determination of the need for legal services and the choice of a lawyer are extremely important decisions and should not be based solely upon advertisements or self-proclaimed expertise. No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers.

Congress passed and President Trump has signed into law the One Big Beautiful Bill Act – and it's a game changer for health savings accounts (HSAs). In this episode, Chris Byrd, WEX Health & Benefits senior vice president, breaks down the most impactful provisions of the bill, including expanded health savings account (HSA) eligibility for ACA exchange plans, the inclusion of direct primary care and telemedicine, and also an increase in dependent care FSA contribution limits. We'll explore what these changes mean for you and your employees—and what steps we recommend you take to prepare for 2026 and beyond.

Bala Mangia & Reinvention Growing up, Bala heard things like "we can't afford it" and "we don't have enough". This affected him in ways he didn't expect. He talks about his journey from scarcity to abundance. This episode is packed with stories and lessons about how you can re-invent your relationship with money, your identity, and become the person you were meant to be! These lessons include things like:  *becoming wealthy isn't just about learning strategies and tactics but about how you think *you can't skip a step *treat money like you're dating it and many more! You won't want to miss a moment of this episode, as it may be that next lesson that makes the biggest impact on improving your life! You can also check out his podcast, The Reinvention Podcast with the link below! THE REINVENTION PODCAST Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Advanta IRA Our family has our IRA's & HSA at Advanta IRA. Set up a truly Self-Directed Roth or Traditional IRA, HSA, 401k or other accounts with Advanta IRA & you can invest in hard assets like we do. We own Real Estate, Gold, Silver, Bitcoin, Notes & even private placements in our retirement accounts. With Advanta IRA you can too! They will waive the application fee on new accounts when you mention the Real Power Family.

The Governor Vetoed Property Tax Relief! In Ohio, Governor DeWine line-item vetoed items that would have provided citizens with property tax reform and relief. There are better ways to fund things items like schools than by taxing private property. Raising property taxes based on assumed increases in property values is like taxing unrealized gains. We discuss property taxes, UBI and AI, exit taxes, zoning regulations, and pensions. If you're from Ohio and prefer to see property taxes eliminated entirety, go to http://www.ReformPropertyTax.com and check out the petition information to get this amendment on the ballot for 2026! Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Advanta IRA Our family has our IRA's & HSA at Advanta IRA. Set up a truly Self-Directed Roth or Traditional IRA, HSA, 401k or other accounts with Advanta IRA & you can invest in hard assets like we do. We own Real Estate, Gold, Silver, Bitcoin, Notes & even private placements in our retirement accounts. With Advanta IRA you can too! They will waive the application fee on new accounts when you mention the Real Power Family. Abolish Property Taxes in Ohio: https://reformpropertytax.com/ Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

Jim and Chris answer listener questions on Social Security filing and its effect on HSA eligibility, Social Security means testing, the timing of annuity purchases in IRAs, the Roth and Roth TSP 5-year rule.(7:30) Georgette asks whether the six-month Medicare Part A lookback is triggered by her husband's Social Security application date or benefit eligibility […] The post Social Security, Annuities, Roth and Roth TSP 5-Year Rule: Q&A # 2528 appeared first on The Retirement and IRA Show.

FF: Gold as a Tier 1 Asset! Thanks to Basel III, as of July 1st, 2025, gold is now a Tier 1 asset, meaning banks can use it as part of their reserves. Essentially, they are now admitting that gold is money. How will that affect things? We talk about the historical perspective as well as the predictions for the future. We talk about the headwinds for paper assets and the tailwinds for hard assets. We talk about the different generations and how they approach investing. If there is inflation, you need to make different decisions than if there is deflation. Remember to always look at the Big Picture! Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Advanta IRA Our family has our IRA's & HSA at Advanta IRA. Set up a truly Self-Directed Roth or Traditional IRA, HSA, 401k or other accounts with Advanta IRA & you can invest in hard assets like we do. We own Real Estate, Gold, Silver, Bitcoin, Notes & even private placements in our retirement accounts. With Advanta IRA you can too! They will waive the application fee on new accounts when you mention the Real Power Family. Abolish Property Taxes in Ohio: https://reformpropertytax.com/ Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

EMS Research: Severe Hemorrhage Technology Developed by Military Researchers   Severe hemorrhage is one of the toughest challenges faced in the prehospital environment, especially when every second counts and resources are limited. But a recent study on the use of 25% human serum albumin (HSA) in trauma care could change how responders approach these critical moments. The study was led by United States Air Force Scientist Alex Penn, PhD. The findings from his team suggest that this concentrated protein solution can stabilize blood pressure, reduce the need for additional fluids, and improve circulation in ways traditional methods cannot. For paramedics, this could mean a shelf-stable, easy-to-use solution that saves more lives in the toughest conditions, revolutionizing pre-hospital care as we know it.

Theft and Slavery The media talks about "human rights" and lists things like free healthcare and free education. What about the rights of the doctors & nurses? They can't work for free or that's slavery. If you try to take from someone else to pay for it, then that's theft. Producers are discouraged from producing more if the government takes 90% of the results they achieve by giving up their time, ideas, and energy. There are no guaranteed outcomes.  We talk about Communism vs Capitalism, purchasing power, quality issues, and hard assets, so you can use the information to make better decisions and have a better outcome than depending on the government to take care of you.  Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Advanta IRA Our family has our IRA's & HSA at Advanta IRA. Set up a truly Self-Directed Roth or Traditional IRA, HSA, 401k or other accounts with Advanta IRA & you can invest in hard assets like we do. We own Real Estate, Gold, Silver, Bitcoin, Notes & even private placements in our retirement accounts. With Advanta IRA you can too! They will waive the application fee on new accounts when you mention the Real Power Family. Abolish Property Taxes in Ohio: https://reformpropertytax.com/ Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

Only a small percentage of Health Savings Account owners will take advantage of this opportunity initially, but the number may grow in the future when HSA-qualified plan enrollees realize how cost certainty for primary care, a focus on maintaining health, and assistance in navigating other care based on price and quality dovetail with their financial and medical goals.   By William G. (Bill) Stuart | July 3, 2025   The Senate finished its version of the reconciliation bill and sent it to the next step in the legislative process. Which Health Savings Account provisions survived the upper chamber?   The Senate has been busy for nearly a month since the House of Representatives sent a reconciliation bill to the upper chamber for review. A reconciliation bill is particularly important because it can pass the Senate with 51 (of 100 or 101) votes. In contrast, all other bills must have a 60-vote majority if the minority demands that standard.   RELATED INDUSTRY PERSPECTIVE AND INSIGHTS October 16-18, 2025 Industry's Annual Conference   The House bill contained 10 provisions to expand or enhance Health Savings Accounts. Of the 10, only two survived the final Senate vote of 51-50 earlier this week. In addition, the Senate added a topic that was not addressed by the House. Here are the Health Savings Account provisions in the Senate-approved bill:   READ FULL ARTICLE ON LINKEDIN ...   SOURCE: https://www.linkedin.com/pulse/how-senates-proposed-reconciliation-bill-hsa-affect-consumers-stuart-qwsfe/   Disclaimers: THIS SITE AND ANY OTHER CMT MANAGED OR OWNED WEB PROPERTY by Concierge Medicine Today, LLC (herein CMT) DOES NOT OFFER MEDICAL, FINANCIAL, LEGAL, OR OTHER PROFESSIONAL ADVICE. ERRORS OR OMISSIONS MAY OCCUR ON THIS SITE. The content is primarily designed for general informational purposes, targeting a healthcare professional audience. Any references, links, or interviews should not be construed as endorsements. CMT is not responsible for errors, omissions, statements, conduct, or claims related to guest posts, op-eds, podcasts, press releases, sponsored job listings, or advertised opportunities. Typically, CMT will strive to remove job listings that are older than four months, but this is not guaranteed. Always consult with reliable advisors before acting on the information you find here. By using our web properties, content, events, etc., in whole or in part, you agree to comply with the Terms and Conditions and Privacy Policy found here, releasing Concierge Medicine Today, LLC (CMT) from all liability. Additional terms may be applicable. CMT retains the right to remove any content, images, interviews, graphics, job listings, and similar materials at its discretion at any time, without notice and without liability. Thank you.

What if your money could bring you more joy—and less stress? Today, we welcome Ken Honda, Japan's bestselling personal development guru, to the basement. He introduces us to his concept of “Happy Money,” where gratitude replaces fear, and your relationship with money becomes… well, happier. From early lessons in emotional finance to wisdom from his own mentors, Ken shares how small mindset shifts can lead to big life changes. But before we get zen with our Benjamins, Joe and OG shine a light on the latest investigation into real estate commissions. Are hidden fees quietly draining your wallet when you buy or sell a home? The Justice Department seems to think so. We dive into what's happening—and what you can do about it. Also in the episode: HSA contribution limits are rising—are you using your health savings account the smart way? A listener wonders if hiring their kids can unlock Roth IRA opportunities (spoiler: it's not as simple as “just write them a check”). Doug moonshines a trivia question that may or may not involve death (but definitely involves Doug). Whether you're looking for practical strategies or a new perspective on money itself, this episode brings both insight and inspiration. FULL SHOW NOTES: https://stackingbenjamins.com/happiness-with-ken-honda-greatest-hits-1706 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

TT: The American Party In this show the teenagers (Deven and Ethan) talk about Elon Musk and how he proposed a new political party. What are the upsides and downsides so starting this new political party. Find out in this show, as a debate sparks between the teenagers. Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Advanta IRA Our family has our IRA's & HSA at Advanta IRA. Set up a truly Self-Directed Roth or Traditional IRA, HSA, 401k or other accounts with Advanta IRA & you can invest in hard assets like we do. We own Real Estate, Gold, Silver, Bitcoin, Notes & even private placements in our retirement accounts. With Advanta IRA you can too! They will waive the application fee on new accounts when you mention the Real Power Family. Abolish Property Taxes in Ohio: https://reformpropertytax.com/ Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

Marc returns fired up, blasting the political exploitation of the Texas flood tragedy—from Rosie O'Donnell's unhinged Trump blame to racist hot takes the media won't touch. He breaks down the ambush of an ICE officer and slams Democrats like AOC and Ilhan Omar for fueling violence against law enforcement. In a deep dive on Trump's “Big Beautiful Bill,” Marc, Wiggins, and Kim uncover major wins: border wall progress, Planned Parenthood defunding, American energy dominance, HSA and child tax reforms, and factory incentives that put America First. Then they expose an outrageous truth: the U.S. still values its gold at just $42/oz—ignoring over $750 billion in real wealth. Is the gold even in Fort Knox? And who's really running in 2028? Expect fireworks and blunt truth.

Scott Schara and the Medical Murder of Amazing Grace Grace Schara was a 19-year-old woman with Down Syndrome. Her life was one of love, laughter, and great experiences. Scott took her to the emergency room when she had COVID and her oxygen saturation had lowered into the 80% range. He was expecting the hospital to give her oxygen and maybe steroids. Instead they admitted her and then progressively began to take steps without his knowledge or consent that led to them overdosing her not once, not twice, but 3 times. On the second overdose, they had to resuscitate her. By the 3rd time, they had labeled her (WITHOUT HER FAMILY'S KNOWLEDGE OR PERMISSION) as "DNR" (do not resuscitate), so she was not revived. Losing a child is a terrible thing, but it is worse when you find out that it was not only preventable but that her death may have been intentionally caused. Scott has spent the last few years not only researching what happened to her but also fighting the hospital in court. While he lost the court case, he has not lost heart. He is on a mission to educate people on what CAN happen to them in the hospital - without their knowledge or consent. Listen to this episode to find out how you can protect yourself and your loved ones! OurAmazingGrace.net GraceSchara.com "Deprogramming With Grace's Dad" Podcast Donations Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Advanta IRA Our family has our IRA's & HSA at Advanta IRA. Set up a truly Self-Directed Roth or Traditional IRA, HSA, 401k or other accounts with Advanta IRA & you can invest in hard assets like we do. We own Real Estate, Gold, Silver, Bitcoin, Notes & even private placements in our retirement accounts. With Advanta IRA you can too! They will waive the application fee on new accounts when you mention the Real Power Family.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss the powerful benefits of Health Savings Accounts (HSAs) with in-house tax strategist and Certified Financial Planner, Taylor Wolverton. Often overlooked or misunderstood, HSAs offer a rare and highly valuable triple tax advantage—tax-free contributions, tax-free growth, and tax-free withdrawals for qualified medical expenses. This episode breaks down the core principles of how HSAs work, how they integrate into your financial and retirement planning, and what rules to watch for, especially when transitioning to Medicare.Listen in to learn about how to maximize HSA benefits for both short-term healthcare expenses and long-term retirement planning. Taylor explains how to use your HSA as a stealth retirement savings vehicle, how HSA and Medicare interact, and the critical contribution limits and eligibility requirements. If you've ever wondered how to use an HSA strategically in retirement, this episode is a must-listen.In this episode, find out:What is a Health Savings Account and how does it offer a triple tax-free advantage?HSA contribution limits and eligibility rules under a high-deductible health plan.How HSAs interact with Medicare and when contributions must stop.The best strategies for HSA retirement planning and growing your account long-term.What happens to your HSA when you pass away and how HSA beneficiaries are taxed.Tweetable Quotes:"HSAs are the only triple tax-free account—contributions, growth, and withdrawals can all be tax-free when used correctly." – Taylor Wolverton"A health savings account isn't just for annual expenses—it's a stealth retirement tool when used strategically." – Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Will You Own Nothing and Be Happy? Ida Auken of Denmark had written about the future year 2030, how she owns nothing and has no privacy, and claims "it is a good life." However, we question what she wrote. We talk about the problems of what happens when someone else owns and controls things you need in everyday life. With ownership comes control. Ownership also encourages responsibility and care for the things that are owned. Ownership is taking responsibility, and responsibility is the opposite of socialism. We taught our kids to take responsibility and be self-sufficient. When should you own and when is it logical to rent things?   Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Advanta IRA Our family has our IRA's & HSA at Advanta IRA. Set up a truly Self-Directed Roth or Traditional IRA, HSA, 401k or other accounts with Advanta IRA & you can invest in hard assets like we do. We own Real Estate, Gold, Silver, Bitcoin, Notes & even private placements in our retirement accounts. With Advanta IRA you can too! They will waive the application fee on new accounts when you mention the Real Power Family. Abolish Property Taxes in Ohio: https://reformpropertytax.com/ Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

Getting fit takes willpower. Earning a degree takes determination. Reaching your career goals takes hard work. In short, success takes commitment.And the same is true when it comes to your finances. Today, we'll explore what changes when you commit to managing money God's way.You've heard the saying, “Things worth doing are worth doing well.” And when it comes to your finances, there are certainly some things worth doing—like saving for the future, creating a spending plan, paying down debt, giving generously, and living with honesty and integrity.If you want to see real results in any area of life, it's going to take effort—sometimes a lot of it. And that's true for your financial life, too. Following biblical financial principles takes determination, planning, patience, and even sacrifice. So, why is it worth the effort?Because while commitment requires something of us, it also gives something to us. When we live with faith and integrity in our finances, we experience peace, contentment, and even joy. It's not just about doing the right thing—it's about being transformed more and more into who God wants us to be.Joining God in His WorkWhen you honor Him with your finances, you join in His work, bringing mercy and blessing to others. And as you experience His provision personally, your faith deepens, and your story becomes a testimony to encourage others.The Bible is filled with examples of faithful commitment. Hebrews chapter 11 is sometimes called the “Hall of Faith” because it highlights men and women who trusted God, even when they couldn't see the outcome. Abraham, Moses, Rahab—they placed their hope in God's promises before Christ ever came.But the ultimate example of commitment is Jesus Himself. Hebrews 12:2 says:“For the joy set before him, he endured the cross, scorning its shame, and sat down at the right hand of the throne of God.”A Savior who gave everything to redeem us is more than worthy of our full devotion in return.Faith lies at the heart of such a commitment, especially when it comes to finances. Hebrews 11:1 defines faith as:“Confidence in what we hope for and assurance about what we do not see.”That means trusting God's promises, even when circumstances feel uncertain.Who's Really in Charge?So, committing to manage money God's way starts with faith, but it also requires surrender. That means asking: who's really in charge—me, or the Lord?In Matthew 6:24, Jesus says:“No one can serve two masters. Either you will hate the one and love the other, or you will be devoted to the one and despise the other. You cannot serve both God and money.”That's a heavy reminder for all of us. We can't be fully committed to both God and money. One will always take priority, and when it's not the Lord, we will feel that tension.Here are a few honest questions to consider:Do financial worries consume your thoughts?Do you find yourself chasing more and more money, more stuff, more status?Is your sense of security tied to your job or investments?If you answered yes to any of those, you're not alone. Many of us wrestle with divided hearts. It's easy to lean on what we can see, especially when life feels uncertain. But money, career, or comfort can never offer the lasting peace only God provides.Choosing to follow God's financial principles takes daily trust and perseverance. Galatians 6:9 offers this encouragement:“Let us not grow weary of doing good, for in due season we will reap, if we do not give up.”Another gift of commitment is the encouragement we receive from God's people. You weren't meant to follow Jesus—or manage your finances—on your own.Colossians 3:12–15 paints a powerful picture of Christian community:“As God's chosen people, holy and dearly loved, clothe yourselves with compassion, kindness, humility, gentleness and patience… Let the peace of Christ rule in your hearts, since as members of one body you were called to peace.”If you've ever felt like giving up on your budget or putting off your giving goals, you're not alone—we all face struggles. But if everything were easy, we'd never grow stronger.Walking With YouThat's why we're here at FaithFi—to walk alongside you. Whether you're just starting out or have walked this path for a long time, we want to offer help rooted in grace, wisdom, and truth.Most of all, we want you to experience the joy of following Jesus with every part of your life, including your finances. Because true freedom doesn't come from having more—it comes from trusting the One who gave everything for you.On Today's Program, Rob Answers Listener Questions:I turned 65 in March and am now eligible for Medicare; however, I remain employed and have employer-sponsored health insurance that includes an HSA, which I continue to contribute to. I've received conflicting information—can I delay Medicare enrollment and still have both my employer and I contribute to my HSA?I'm a 73-year-old widow and have been retired since 2017. When I retired, I rolled my 401(k) into an IRA, and that money is currently sitting in a Fidelity money market account. I also have an emergency fund with about $50,000. Given my situation, what would you recommend I do?I'm a recent immigrant to the U.S. and travel frequently to visit family abroad, which has led to long employment gaps. Even though I have an excellent credit score, I'm having trouble getting approved for housing because landlords and lenders want to see consistent income. Is there a way to circumvent this challenge?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Movement MortgageWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Today we are answering a questions about HSAs. We spend time really getting into the details of what an HSA is, who might want to use it when, contribution limits, and what the pros and cons of using an HSA are. We also answer a question about the thrift savings plan and what to do with your retirement accounts when transitioning into active duty in the military. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com  Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube  Student Loan Advice for all your student loan needs: https://studentloanadvice.com  Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor  Join the community on Twitter: https://twitter.com/WCInvestor  Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor  Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor  Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com  Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter 

Vaccine Questions Our head of Health and Human Services, Robert F. Kennedy, Jr., has completely changed the members of the Vaccine Advisory Committee. He said he has done this to help gain back trust from the public. Why have some people lost trust? We talk about the history of vaccines, VAERS, and the 1986 National Childhood Vaccine Injury Act. We also go over conflicts of interest, contradictory information from the same officials, and censorship. There are so many questions we need to be asking, and it will take the citizens demanding answers, doing their own research, and making their own decision to enforce our freedom and make America healthy again! Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Advanta IRA Our family has our IRA's & HSA at Advanta IRA. Set up a truly Self-Directed Roth or Traditional IRA, HSA, 401k or other accounts with Advanta IRA & you can invest in hard assets like we do. We own Real Estate, Gold, Silver, Bitcoin, Notes & even private placements in our retirement accounts. With Advanta IRA you can too! They will waive the application fee on new accounts when you mention the Real Power Family. Abolish Property Taxes in Ohio: https://reformpropertytax.com/ Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

TT Follow the Money In this episode the teenagers (Deven and Ethan0 talk about what is going on in Iran, and how it is affecting certain parts of America. They also talked about something interesting that they found relating to the funding of politicians. Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Advanta IRA Our family has our IRA's & HSA at Advanta IRA. Set up a truly Self-Directed Roth or Traditional IRA, HSA, 401k or other accounts with Advanta IRA & you can invest in hard assets like we do. We own Real Estate, Gold, Silver, Bitcoin, Notes & even private placements in our retirement accounts. With Advanta IRA you can too! They will waive the application fee on new accounts when you mention the Real Power Family. Abolish Property Taxes in Ohio: https://reformpropertytax.com/ Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428) Clip from: Trump organization announces a $499 smartphone built in the U.S. NBC News What are Sleeper Cells? English Writing Tips - Arishaintokyo

Mitzi Perdue: A Woman of Action! Mitzi Perdue is the daughter of the man who started the Sheraton Hotel Chain and she married Frank Perdue of Perdue Chicken. While you might think that this woman wouldn't ever need to work, she is a powerhouse of action. In this episode, she talks about amazing lessons she learned from her dad that can help you in your business. She also talks about how, in her 80's, she is traveling back and forth to the Ukraine, assisting with fighting human trafficking and helping to develop AI to give mental health advice in an area where there are not enough mental health professionals to meet the overwhelming demand. Learn how they are using technology to help people in a way that is low on judgment and delivers amazing words of wisdom to help victims of crimes, including those who watched family members be killed or that suffered from rape. This may be the future of worldwide help for people's mental health! You can read her articles about the human side of the Russian-Ukrainian war at MitziPerdue.com and can help donate to the mental health efforts in Ukraine by going to MentalHelp.Global. Learn how she is making the world a better place and you can too! www.MitziPerdue.com www.MentalHelp.Global Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Advanta IRA Our family has our IRA's & HSA at Advanta IRA. Set up a truly Self-Directed Roth or Traditional IRA, HSA, 401k or other accounts with Advanta IRA & you can invest in hard assets like we do. We own Real Estate, Gold, Silver, Bitcoin, Notes & even private placements in our retirement accounts. With Advanta IRA you can too! They will waive the application fee on new accounts when you mention the Real Power Family.

Look at the Purchasing Power What is silver and why was it used for monetary exchange? The media isn't talking much about silver. Do you talk about money and focus on your finances? Do you trust what a 3rd party says or do you research to make your own decisions? If programming from your past has gotten you to where you are and you want more in any area, then you need to question your decisions from the past. There is a difference between buying for cashflow, buying for capital gains, or buying something to maintain your purchasing power. We talk about all these things and more so you can prepare yourself to have a better future in a world where governments are spending too much, borrowing more and more, and coming closer to the brink of a financial disaster. Even real estate experts are having speakers at their events to talk about gold and silver! Use the information here to prepare yourself to keep your purchasing power! Sponsors: American Gold Exchange Our dealer for precious metals & the exclusive dealer of Real Power Family silver rounds (which we finally got in!!!). Get your first, or next bullion order from American Gold Exchange like we do. Tell them the Real Power Family sent you! Click on this link to get a FREE Starters Guide. Advanta IRA Our family has our IRA's & HSA at Advanta IRA. Set up a truly Self-Directed Roth or Traditional IRA, HSA, 401k or other accounts with Advanta IRA & you can invest in hard assets like we do. We own Real Estate, Gold, Silver, Bitcoin, Notes & even private placements in our retirement accounts. With Advanta IRA you can too! They will waive the application fee on new accounts when you mention the Real Power Family. Abolish Property Taxes in Ohio: https://reformpropertytax.com/ Our Links: www.RealPowerFamily.com Info@ClearSkyTrainer.com 833-Be-Do-Have (833-233-6428)

American-Made, Natural and powerful MAHA-Approved patented wearable Tech to reverse aging & generate Healing Miracles for everyone was originally designed for Navy SEALs. This incredible breakthrough has now hit the mass market. They work so well even RFK Jr, Mike Tyson, Tier 1 Special Operations Units, Pro Athletes, NCAA teams, and soccer moms in 100 countries are wearing it with testimonies pouring in non-stop!   Given the power of this technology, we invite all listeners in the audience to share this far and wide. . The MAHA-Approved, POWERFUL X39 wellness Patch naturally activates your GOD MOLECULES! Developed for Navy

In this episode of the Personal Finance Podcast,  we are going to talk about how to plan for healthcare costs by age. Watch this episode on Youtube How Andrew Can Help You:  Listen to The Business Show here. Don't let another year pass by without making significant strides toward your dreams. "Master Your Money Goals" is your pathway to a future where your aspirations are not just wishes but realities. Enroll now and make this year count! Join The Master Money Newsletter where you will become smarter with your money in 5 minutes or less per week Here! Learn to invest by joining  Index Fund Pro! This is Andrew's course teaching you how to invest!  Watch The Master Money Youtube Channel! , Ask Andrew a question on Instagram or TikTok.  Learn how to get out of Debt by joining our Free Course  Leave Feedback or Episode Requests here.  Car buying Calculator here Thanks to Our Amazing Sponsors for supporting The Personal Finance Podcast. Shopify: Shopify makes it so easy to sell. Sign up for a one-dollar-per-month trial period at  shopify.com/pfp Chime: Start your credit journey with Chime. Sign-up takes only two minutes and doesn't affect your credit score. Get started at chime.com/ Thanks to Fundrise for Sponsoring the show! Invest in real estate going to fundrise.com/pfp Thanks to Policy Genius for Sponsoring the show! Go to policygenius.com to get your free life insurance quote. Indeed: Start hiring NOW with a SEVENTY-FIVE DOLLAR SPONSORED JOB CREDIT to upgrade your job post at Indeed.com/personalfinance Shop Data Plans and Save Big at mintmobile.com/pfp  Go to https://joindeleteme.com/PFP20/ for 20% off! DELL: Get a new Dell AI PC starting at $749.99, at Dell.com/ai-pc.  This episode is sponsored by Plaud https://www.plaud.ai/ — an AI wearable gadget that takes notes of meetings and calls. With Plaud, you don't have to take notes and make summaries anymore.  Links Mentioned in This Episode:  What Do I do With an HSA at an Old Employer?! (Plus How to Avoid RMD's) - Money Q&A The Ultimate Guide to the HSA (The Super Retirement Account!) How to Get a Guaranteed 5% Return on Your Emergency Fund - Money Q&A Connect With Andrew on Social Media:  Instagram  TikTok Twitter  Master Money Website  Master Money Youtube Channel   Free Guides:   The Stairway to Wealth: The Order of Operations for your Money  How to Negotiate Your Salary  The 75 Day Money Challenge  Get out Of Debt Fast  Take the Money Personality Quiz Learn more about your ad choices. Visit megaphone.fm/adchoices