Welcome to Financially Flourish, the private podcast where I talk all things, wealth building. My name is Emilie Nutley, I am a Qualified Financial Advisor and money coach helping folks socialised as females to u****k their money mindset so you can make and manage money with confidence. In this ten part series, I’ll be chatting to you about defining your version of wealth, the foundations you’ll need to get there, and all the other, usually yawn-inducing topics (like pensions and tax) in (hopefully) a fun, inspiring way. Not only that, I’ll be talking about my fab new program, Bloom Your Wealth which kicks off in September, where you can go through all the steps I cover in this podcast with my support and a community of others on the same journey.
It's a tightrope walk, but it's totally doable and essential for a joyful and fulfilling life. I'll guide you through setting clear goals by splitting them into short-term and long-term categories, creating a values-based budget that aligns your spending with what truly matters to you, and practicing mindful spending and saving. We'll explore the three-account system to manage your finances effectively and avoid overspending. Discover the importance of planning for big splurges, maintaining a breathing fund for financial security, and investing in experiences and relationships that bring lasting happiness. I'll also emphasise the practice of gratitude and the need for regular review and adjustment of your financial plans. https://emilienutley.co.uk/bloom/
Dreaming of wealth is one thing, but achieving it requires action, knowledge, and support. Bloom Your Wealth is designed to take you from wishful thinking to financial flourishing in just six months. I'll guide you through the details of this transformative program, including creating a personalised wealth plan, digestible investment education, income and asset protection, and continuous support through biweekly classes, monthly one-on-one sessions, and an online community. Tune in to learn more about how this program can help you achieve your financial goals and provide you with the confidence to protect and grow your wealth. If you've enjoyed this podcast series, please let me know – your feedback means the world to me. And if you're ready to take control of your financial future, join the waitlist today or sign up for the program starting September 2nd. https://emilienutley.co.uk/bloom/
In this episode, I'll explore the origins of these limiting beliefs, such as family influence, societal messages, personal experiences, cultural conditioning, and the education system. Understanding where these beliefs come from is the first step to overcoming them. We'll discuss eight common limiting beliefs, including the idea that money is the root of all evil, the feeling of not deserving wealth, the scarcity mindset, and more. I'll share practical strategies to challenge and rewrite these beliefs, helping you to develop a healthier relationship with money. By the end of this episode, you'll have actionable tools to start shifting your mindset from scarcity to abundance. https://emilienutley.co.uk/bloom/
It's a tightrope walk, but it's totally doable and essential for a joyful and fulfilling life. I'll guide you through setting clear goals by splitting them into short-term and long-term categories, creating a values-based budget that aligns your spending with what truly matters to you, and practicing mindful spending and saving. We'll explore the three-account system to manage your finances effectively and avoid overspending. Discover the importance of planning for big splurges, maintaining a breathing fund for financial security, and investing in experiences and relationships that bring lasting happiness. I'll also emphasize the practice of gratitude and the need for regular review and adjustment of your financial plans. https://emilienutley.co.uk/bloom/
You might think having money simply means feeling fine, but it's much deeper than that. We'll discuss how your nervous system can perceive wealth as a threat, causing anxiety, guilt, or even self-sabotage. Using examples from lottery winners to business owners, I'll explain why managing large amounts of money can be overwhelming, and how financial literacy alone might not be enough. I'll share practical steps to regulate your nervous system, including mindfulness, meditation, financial journaling, and visualisation techniques. We'll also explore shifting from a scarcity mindset to an abundance mindset, and how affirmations and a gratitude practice can support this transition. Join Bloom Your Wealth today - https://emilienutley.co.uk/bloom/
In this episode, I'll guide you through the steps to calculate your magic retirement number, making the complex seem doable and worthwhile. We'll cover how to estimate your annual spending in retirement, considering factors like housing costs, health care, and lifestyle choices. We'll also discuss how to estimate your retirement timeline and how long your retirement savings need to last. I'll break down the math to calculate your total retirement savings needed, adjusting for inflation, and exploring investment strategies to ensure your money is working for you. This episode will help you set a clear target to aim for, turning the intimidating task of retirement planning into an achievable goal.
Whether you're a newbie or looking to diversify, I've got you covered. We'll explore the basics, pros, and cons of stock market investing and how to get started with confidence. Discover the benefits of workplace and personal pensions, and why they're essential for your long-term financial health. Learn about the potential of property investments and how to approach real estate ethically and effectively. Get the lowdown on the high-risk, high-reward world of cryptocurrency and how to safely dip your toes into this volatile market. Find out how to support innovative startups through angel investing, the risks involved, and the potential rewards. Join Bloom Your Wealth - https://emilienutley.co.uk/bloom
While taxes might not sound sexy, getting smart with them is a game changer for your financial goals. Join me as I break down the tools and strategies to maximise your returns and minimise your tax liability. We'll cover everything from Individual Savings Accounts (ISAs) and pensions to understanding your capital gains allowance. Learn how to make your money work harder so you don't have to, and why the government actually wants you to build wealth. Join Bloom Your Wealth - https://emilienutley.co.uk/bloom
I chat about how pensions are your golden ticket to freedom, why employer contributions are like free cocktails (yes, really!), and the magic of compound interest. But that's not all. I'm also shining a light on the gender pension gap. I'm breaking down the real reasons why women often retire with less and, more importantly, what we can do about it. From tackling career breaks and part-time work to smashing the pay gap and maximising those precious pension contributions—I've got you covered. Join me as we shift from a scarcity to an abundance mindset, empowering you to take charge of your financial future with confidence and joy. Whether you're just starting out or looking to boost your retirement savings, this episode is packed with practical tips and positive vibes to help you secure that fabulous future you deserve. Join Bloom Your Wealth: https://emilienutley.co.uk/bloom/ Make My Money Matter: https://www.instagram.com/mmmoneymatter_/
In this episode of Financially Flourish, Emilie Nutley, a certified financial advisor and money coach, delves into the essential foundations needed before embarking on your wealth-building journey. I discuss the importance of managing debt, building a flexible "breathing fund," and controlling your spending habits. I also tackle common questions about investing while in debt and offer personalised insights to help you create a solid financial base. Tune in to learn how to establish the groundwork for financial success and get a sneak peek into my upcoming program, Bloom Your Wealth. Ready to lay the foundations for a prosperous future? Join us now! Join Bloom Your Wealth - https://emilienutley.co.uk/bloom
Welcome to the very first episode of Financially Flourish with your host, Emilie Nutley, a certified financial advisor and money coach. In this episode, I dive into the concept of wealth, exploring what it truly means on a personal level. I share my own journey from financial struggle to stability and challenge listeners to define your version of wealth through guided visualisations and reflective prompts. Discover how aligning your finances with your values and desires can pave the way for financial freedom. Plus, get a sneak peek into my new program, Bloom Your Wealth, launching in September. Tune in and start your journey towards a flourishing financial future! Join Bloom Your Wealth - https://emilienutley.co.uk/bloom