Podcasts about build wealth

Break through your keto or low-carb plateau with Robert Sikes: https://www.ketobodybuilding.com/callThe simple wealth-building formula most people miss can change how you earn, save, and invest.In episode 903 of the Savage Perspective Podcast, host Robert Sikes talks with money expert Garret Gunderson about why budgeting, Wall Street advice, compound interest, and diversification may hold you back. His simple path to financial freedom is to create value, keep more of what you make, invest in yourself, and master one asset class. They also cover an abundance mindset, entrepreneurship, cash flow, Bitcoin, AI, recessions, ethical investing, and teaching kids about wealth. For driven men and business owners, this episode shows how to grow income, protect money, and build wealth with purpose.Follow Garret on IG: https://www.instagram.com/garrettbgunderson/Get Keto Brick: https://www.ketobrick.com/Subscribe to the podcast: https://open.spotify.com/show/42cjJssghqD01bdWBxRYEg?si=1XYKmPXmR4eKw2O9gGCEuQChapters0:00 - How Does Garrett Gunderson Build Wealth Differently?2:42 - How an Abundance Mindset Increased His Income by $480K5:19 - What Nutrition Teaches Us About Financial Myths6:23 - Why Wall Street's Wealth-Building Advice Is Broken9:28 - How Schools Kill Critical Thinking and Entrepreneurship11:17 - Is College Worth It for Future Entrepreneurs?13:33 - How Health Experts and Big Brands Mislead You15:51 - How Financial Stress Damages Your Health16:40 - Why Garrett Gunderson Won't Invest in Coca-Cola19:03 - How to Build Wealth: Four Essential Steps21:13 - How to Find Your Investor DNA and Best Asset Class24:54 - Why Betting on Yourself Beats a 401(k)26:36 - What Are the Three Stages of Financial Freedom?29:21 - Should You Invest in Yourself Before the Stock Market?31:13 - Why Doing Everything Yourself Keeps You Broke32:52 - What Are the Best Books for Building Wealth?35:36 - Why Financial Gurus Don't Follow Their Own Advice38:12 - Is Garrett Gunderson Bullish on Bitcoin?40:31 - Is a Major Economic Depression Coming by 2030?43:45 - How to Win During a Recession: McDonald's vs. Burger King45:03 - Will AI Replace Your Job—or Make You Irreplaceable?48:32 - How Much Money Is Enough? Scarcity vs. Contentment51:18 - Why Cash Flow Matters More Than Net Worth54:39 - Where to Find Garrett Gunderson's Best Books55:40 - How Do You Teach Kids Wealth Without Entitlement?57:51 - What Is the Hierarchy of Human Optimization?

Welcome back to the Building Your Money Machine Show! Today, I'm flipping the old-school financial script and shining a spotlight on your 40s — and why this is actually your moment to crush it when it comes to building wealth (yep, even if you think you missed the boat in your 20s). Forget the doom and gloom advice that says it's too late. I'm here with some math, real stories, and a healthy dose of tough love to show you why your 40s can be the most powerful decade for stacking your cash and building your freedom.I'll break down exactly what makes this decade different — the compounding magic, why having more money a little later beats having less money early, and how to make moves that count instead of sitting on the sidelines. We even get into the big trap people fall into (guilty as charged), and how to ignore the hype to play a much smarter, simpler game that actually gets results.So, if you're ready to stop living by default and start living by design, this episode's for you—regardless of your age.IN THIS EPISODE, I COVER:How your 40s unlock both the financial fuel and remaining runway you need for serious compounding growthThe “messy middle” of your 30s, why you're not behind, and what to do about itReal math breakdowns and the $775,000 mistake most people make by waiting too longThe Wealth Priority Ladder: why simplifying (not complicating) your investments is keyThe exact step-by-step moves one couple used to go from $225K to over $2 million in just 8 years, starting at 40Don't let another decade pass you by — hit play, and let's build your money machine together. It's time to live a life that outlives you.RECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/When Does Investment Income Finally Beat Your Day JobI'm Politely Begging You To Get Good with MoneyEvery Financial Trap Middle Class People Fall Into ExplainedRich People Don't Buy Luxury...They Buy These 8 ThingsPsychology of Families Who Stay Rich For GenerationsRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don't Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE CONSTRAINT SCORE DIAGNOSTIC™:Take the free Constraint Score Diagnostic and discover what's really holding you back. In less than two minutes, you'll identify your primary constraint and get a personalized roadmap to reclaim bandwidth, reduce overwhelm, and move forward with greater clarity at http://TheConstraintScore.com

In this episode, Lee Patterson shares his journey from humble beginnings to successful real estate investor and educator. He discusses the importance of mindset, leveraging AI, building relationships, and giving back to the community.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Financial planning for business owners often gets pushed aside while daily operations take over, and certified financial planner William Bissett has seen this pattern for over two decades. Founder of Portus Wealth Advisors, William breaks down why business exit planning, business succession planning, and business retirement planning are not the same conversation, and why confusing them costs entrepreneurs real money. In this episode of Play Big Faster, you will hear why most owners have little saved outside their company, how economic cycles affect the timing of a business exit, what a professional valuation actually reveals about sellability, and why most owners regret selling within a year. Whether you are starting a business or nearing retirement, William shares a practical framework for turning your company into real, lasting wealth. Watch now on YouTube.

In this episode of the LIFE to the FULLEST Podcast, we explore what it truly means to take ownership of your financial future. Financial freedom isn't built overnight—it's created through intentional choices, consistent habits, and a long-term vision.We discuss the difference between being frugal and being cheap, why eliminating debt is one of the greatest investments you can make, and how creating a realistic budget empowers you instead of restricting you. You'll also learn how to leverage the power of compound interest, prioritize what matters most, and understand why money is time, and time is money. The small disciplines you practice today become the foundation of tomorrow's opportunities. By building systems, embracing positive financial habits, and investing consistently, you create momentum that compounds over decades—leading to greater peace, flexibility, generosity, and ultimately, true freedom. Whether you're just beginning your financial journey or looking to refine your strategy, this episode will challenge you to think differently about wealth, stewardship, and the legacy you're building. Remember: Freedom isn't purchased in a single moment—it is earned through thousands of intentional decisions made over a lifetime.Key Topics:-The difference between frugality and being cheap-Creating and sticking to a budget-Strategies to pay off debt faster-Using compound interest to build wealth-Why your priorities determine your financial future-The connection between time, money, and opportunity-Building systems and habits that create lasting financial freedom-Investing today for a life of greater purpose and generosity tomorrowVisit: ef3life.com/financialCheck out my book: Winning With Money: Dollars & $ense: A Comprehensive Guide to Financial Freedom & Peace#FinancialFreedom #PersonalFinance #BuildWealth #LifeToTheFullest #MoneyMindset#FinancialFreedom #PersonalFinance #BuildWealth #LifeToTheFullest #MoneyMindset

Want to build wealth but don't know where to start? Brian and Bo walk through the complete personal finance roadmap—from budgeting, emergency funds, employer matches, Roth IRAs, HSAs, investing, debt payoff, and retirement planning to the Financial Order of Operations (The FOO!). Whether you're just starting your financial journey or trying to optimize your money decisions, this step-by-step guide shows you what to do with every dollar so you can build long-term wealth with confidence. Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. Learn more about your ad choices. Visit megaphone.fm/adchoices

Stuart Gethner reveals how disciplined multifamily investing, smart value-add purchases, patient buy-and-hold strategies, mentorship, and an abundance mindset can help agents and investors build lasting wealth, greater freedom, and healthier lives with purpose.See article: https://www.unitedstatesrealestateinvestor.com/build-wealth-slowly-and-create-a-life-of-freedom-with-stuart-gethner/(00:00) - Introduction to Stuart Gethner and His Journey From Pharmacist to Multifamily Investor(05:00) - DSCR Financing, Value-Add Properties, and Building a Long-Term Investment Strategy(10:00) - Understanding Cap Rates, Leverage, Equity Growth, and Buying Properties at a Discount(15:00) - Cash-on-Cash Returns, Tax Advantages, Investor Partnerships, and Opportunities for Agents(20:00) - Using Real Estate for Retirement, Finding Mentors, and Learning Through Experience(25:00) - The Abundance Mindset, Getting Rich Slowly, and Creating Freedom Through Investing(30:00) - Physical Health, Mental Strength, Personal Discipline, and Stuart's Golden Investment Lessons(35:00) - Recommended Books, Continuous Education, Stuart's Resources, and Closing Thoughts(37:39) - The REI Agent Podcast Outro and Listener DisclaimerContact Stuart Gethnerhttps://www.stuartgethner.com/https://www.facebook.com/profile.php?id=61578852277422https://www.instagram.com/stuartgethner/https://www.linkedin.com/in/stuartgethner/https://www.youtube.com/user/stuartgethnerhttps://www.tiktok.com/@stuart_gethnerStuart Gethner proves that financial freedom is rarely created through one lucky break. It grows from smart purchases, patient ownership, consistent learning, strong relationships, and the courage to begin before everything feels perfect. Start small, buy wisely, protect your health, and keep building the life you want. For more inspiring conversations about wealth, wellness, and purposeful investing, visit https://reiagent.comIs success destroying your peace? Most pros grind until they break. Download The Investor's Life Balance Sheet: A Holistic Wealth Audit to see if you are building a legacy or heading for burnout. Presented by The REI Agent Podcast & United States Real Estate Investor® https://sendfox.com/lp/m4jrl

Bram Kanstein is a creative entrepreneur and the host of Bitcoin for Millennials, exploring Bitcoin not as a trade, but as essential savings technology and a rational opt-out from a failing fiat money system.› https://x.com/bramkPARTNERS

Peter en Stephanie stapten in ons Build Wealth traject met een duidelijk doel: hun vermogen in korte tijd zo snel mogelijk laten groeien. Ze investeerden al in vastgoed, maar ze voelden dat er qua rendementen en groei veel meer mogelijk was en vonden ons de juiste personen om hen daarbij te helpen. In dit gesprek delen ze over de mooie rendementen die ze hebben behaald, wat dit traject ze verder heeft opgeleverd en waarom ze vinden dat iedereen dit moet doen.Werk met ons: ⁠https://johanentarinda.nl/build-wealth⁠Ontvang onze gratis wekelijkse mail, The Wealth Weekly: https://johanentarinda.nl/the-wealth-weeklyBekijk onze gratis masterclass “3 bewezen beleggingstips om je vermogen exponentieel te laten groeien”: https://johanentarinda.nl/masterclass-vermogen-groeienVolg ons op Instagram: ⁠@tarindastraver⁠ en ⁠@‌straver.johan⁠

Dr Boyce gives the secrets to wealth and winning.

In this episode, Mr. Jarek shares his journey from Poland to becoming a successful real estate investor and agent in Chicago. He discusses his unique approach to real estate, the importance of clarity and organization, and his future plans including Airbnb investments and building international networks.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

AI isn't a someday problem, it's a right now reality, and it's forcing a hard question: is the American Dream disappearing, or is it evolving into something new? We sit down with entrepreneur, author, and business strategist Bradley R. Amon to separate fact from fear and talk plainly about what artificial intelligence means for work, wages, and everyday opportunity in the United States. If you've felt anxious about automation, layoffs, or getting left behind, this conversation is built to replace doom with direction. Bradley shares what pushed him to write Success In An AI World and his broader American Dream series after traveling, meeting people from every walk of life, and hearing a growing belief that only the elite can succeed. He argues the opposite: AI can become one of the biggest wealth-building tools the middle class has ever had, because access to information and guidance is now at your fingertips. We dig into why most people underuse AI, how to think beyond a basic search bar, and how AI agents can help you research industries, spot trends, and reclaim time for higher-value work. We also get real about motivation. Bradley's “head in the sand” warning and his unforgettable bear story underline the stakes: you don't need to outrun the future, but you do need to move. From career resilience to entrepreneurship, we talk about finding problems worth solving, learning fast, and using AI wisely to build a life that actually feels like progress. Subscribe for more conversations like this, share the episode with someone who's worried about AI, and leave a review. What's one way you want to use AI to improve your work or income? Bradley's Books On Amazon: https://www.amazon.com/stores/Bradley-R-Aman/author/B0H52Y38WV or his website: https://youramericadream.com/Support the showElsa's AMAZON STORE Elsa's FAITH & FREEDOM MERCH STOREElsa's BOOKSElsa Kurt: You may know her for her uncanny, viral Kamala Harris impressions & conservative comedy skits, but she's also a lifelong Patriot & longtime Police Wife. She has channeled her fierce love and passion for God, family, country, and those who serve as the creator, Executive Producer & Host of the Elsa Kurt Show with Clay Novak. Her show discusses today's topics & news from a middle class/blue collar family & conservative perspective. The vocal LEOW's career began as a multi-genre author who has penned over 25 books, including twelve contemporary women's novels. Clay Novak: Clay Novak was commissioned in 1995 as a Second Lieutenant of Infantry and served as an officer for twenty four years in Mechanized Infantry, Airborne Infantry, and Cavalry units .  He retired as a Lieutenant Colonel in 2019. Clay is a graduate of the U.S. Army Ranger School and is a Master Rated Parachutist, serving for more tha...

Charles Savage – CEO, The Purple Group SAfm Market Update - Podcasts and live stream

The rules were never designed to make everyone equally powerful.In this episode of High Level Conversations, 19Keys sits down with Dr. Boyce Watkins for an unfiltered discussion about economics, ownership, education, artificial intelligence, politics, family infrastructure, Black business, and the systems required to create real freedom.The conversation begins with a critical question: What matters more in the age of AI—credentials, experience, mastery, or the ability to build your own system?From there, they break down the difference between earning money and controlling an economy, why community leaders must have sustainable business models, what it truly means to be pro-Black, and why Black wealth cannot grow without intentional investment, mentorship, protection networks, family offices, and institution-building.They also examine:Why criticism and cancellation are unavoidable when your work has real impact.Why Black men remain one of the most under-mentored groups in America.How billionaires, celebrities, and athletes should think about community responsibility.Why investing in Black businesses is more powerful than treating the community like a charity case.Whether artificial intelligence and technology stocks are experiencing a bubble.How to invest during economic uncertainty without gambling on hype.Why systems create powerful individuals—not the other way around.How families can build banks, investment structures, and generational leverage.Donald Trump, the MAGA movement, political independence, reparations, and voting power.Why economic strength requires strategy, negotiation, coordination, and the willingness to think much bigger.This conversation challenges the idea that freedom will come from being accepted by existing institutions. It presents another pathway: understand the system, study how power operates, build your own infrastructure, and position the next generation to thrive instead of merely survive.WHY YOU SHOULD WATCHThis episode is for entrepreneurs, investors, parents, educators, community builders, creators, and leaders who want to understand the deeper relationship between money and power.You will learn:The difference between income, ownership, influence, and economic control.How to protect your mission from criticism, censorship, and outside interference.Why mentorship and sponsorship can change the trajectory of Black men.How family offices and family banks preserve wealth across generations.How to approach AI, technology, stocks, and long-term investing intelligently.Why political power must be negotiated before support is given.How communities can transform influence into infrastructure and economic force.BUILD YOUR NETWORK, COMMUNITY, AND DIGITAL ECONOMYVisit ZIION.IOFREE AI AND INCOME WEBINARFor access to the free webinar from 19Keys about artificial intelligence and using AI to create income, join the free webinar inside the Black Business School by visiting:19keys.com/bbsEPISODE TIMESTAMPS00:00 — Economics Is Warfare02:00 — Credentials, Artificial Intelligence and the Meaning of Mastery10:00 — Turning Your Greatest Weakness Into a Strength15:00 — Truth, Activism and the Cost of Going Against the Grain18:00 — Can Black America Still Build Economic Sovereignty?25:00 — Understanding Power, Criticism and Opposition28:00 — Separating Constructive Criticism From Distraction32:00 — “You Can't Cancel a Soldier”36:00 — Why Community Empowerment Needs a Sustainable Business Model40:00 — What Does Being Pro-Black Actually Mean?42:00 — Health, Wealth and Relationships52:00 — Systemic Racism and Systems Thinking54:00 — Manufacturing Black Privilege Through Ownership56:00 — Why Black Men Are Severely Under-Mentored01:00:00 — Building Mentorship, Sponsorship and Protection Networks01:07:00 — Black Unity, Michael Jordan and Intentional Employment01:08:00 — Do Black Billionaires Owe the Community?01:14:00 — Family Offices and Who Controls Black Wealth01:17:00 — Investment Versus Charity01:22:00 — Investing in Black AI, Technology and Venture Capital01:23:00 — Stop Thinking Small: Building Billion-Dollar Ideas01:27:00 — Creating Independent Media and Economic Systems01:29:00 — Why Real Power Moves Strategically01:31:00 — Economics Is Warfare: Prepare to Be Attacked01:32:00 — Building Outside the Matrix With ZIION01:39:00 — The Hidden History of Black Coalitions and Nation-Building01:43:00 — Is Artificial Intelligence an Economic Bubble?01:46:00 — How to Invest During Market Uncertainty01:49:00 — Elon Musk, Key-Man Risk and Technology Empires01:51:00 — Powerful Individuals Are Products of Powerful Systems01:54:00 — Quantum Computing and Undervalued Future Technologies01:59:00 — What Could the Next 10 to 20 Years Look Like?02:04:00 — Healthcare, Capitalism and the Incentive to Manage Disease02:09:00 — Money, Ethics and Financial Consciousness02:14:00 — Family Banks, Infrastructure and Generational Capital02:18:00 — Why Schools Teach Employment Instead of Ownership02:20:00 — Turning Your Family Name Into an Institution02:23:00 — Self-Worth, Asset Value and Building Your Own Name02:25:00 — The MAGA Question02:28:00 — Studying Power Without Worshipping Powerful People02:30:00 — How to Give Your Children a Financial Head Start02:37:00 — Stop Depending on Systems That Were Not Built for You02:43:00 — Power, Competition and Self-Preservation02:45:00 — Reparations, Negotiation and Leverage02:48:00 — Putting the Black Vote in Escrow02:50:00 — The New Political Classes02:55:00 — Leaders, Impact and Building Economic Infrastructure02:57:00 — Final Words and Closinghttps://youtu.be/_RBftcP3Gng Support this podcast at — https://redcircle.com/19keys/exclusive-contentAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Most people think of life insurance as something that protects a plan they've already built. We'd argue it does something stranger and a lot more useful — it creates wealth on its own terms, and it starts doing the job on day one. In this episode, we dig into the part of life insurance nobody spends enough time on: the death benefit. Not as a hedge against dying young, but as an active wealth-building tool that keeps working long after "replace my paycheck" stops being the reason to own the policy. It's about as life-insurancey as life insurance gets — and, for once, a good deal less technical than our usual fare. What we get into: The instant estate. A modest premium creates a large, guaranteed, income-tax-free sum the day the policy is issued — you're buying dollars at a discount. No brokerage account, no piece of real estate can replicate that on day one. Replenishing wealth in retirement. Using a death benefit to refill a drawn-down portfolio at the exact moment a surviving spouse needs it most — and why Wade Pfau's research found this kind of backstop can free up roughly 22% more spending while you're alive. The Social Security gap. When one spouse dies, household benefits typically drop by 30–40% permanently. We talk about how life insurance buys the survivor time, breathing room, and a buffer against rushed decisions in an emotional fog. Long-term care. How accelerated death benefit riders for chronic conditions help defray care costs — without the "use it or lose it" problem of traditional long-term care coverage. (They're a supplement, not a replacement, and we say so.) The real cost of dying. Probate, funeral costs, carrying costs on illiquid real estate, retitling headaches — and why a death claim that pays in weeks beats an estate that takes months. Here's the honest part: we're not claiming permanent insurance beats the market on raw return. It doesn't, and we'll tell you that plainly. The argument is narrower and more useful — there are specific jobs a portfolio structurally can't do, timed to the moment they matter most, that a death benefit does automatically. That's the difference between "protection" and "wealth building." Think the death benefit you already own — or are weighing — might be doing more work than you realized? We'd be glad to help you figure out where it fits. Send us a message or book a 30-minute call, and we'll talk it through.

Topics this week include 5 Habits to improve your life and build wealth ! Also we will be discussing the tragic death of Nolan Wells , along with showing a video of why you should think twice before drinking out of fountain soda machines !

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In the first episode of our three-part series with AARP, Jean Chatzky brings together four women across four generations- Gen Z creator Hannah Williams, Zillennial entrepreneur Viviana Vazquez, Millennial journalist Ashley Parker, and Gen X financial expert Carly Roszkowski- for an honest, freewheeling roundtable on building wealth across every life stage. They cover why the old financial playbook (get a job, buy a house, retire comfortably) doesn't work the way it used to, why younger women are investing earlier than any generation before them, the real cost of homeownership today versus a generation ago, and what women of every age get wrong about Social Security. Topics include:  Why Gen Z calls the 9-to-5 a horror movie The credit card mistakes nobody warns you about Walking away from a stable paycheck to build something of your own The truth about Social Security's future The financial habits each woman wishes she'd built earlier This conversation is part of a three-episode series, From First Paycheck to Forever Paycheck, in partnership with AARP, exploring women's financial lives across generations, from your first job to retirement and the legacy you leave behind. Jean's new book, The Forever Paycheck, is your guide to building a secure, steady income stream so you can age on your own terms and actually enjoy the retirement you've worked so hard for.  Whether you're looking to save money, manage debt, or prepare for retirement, AARP has resources and tools to help you prepare for your financial future and reach your goals. Get started at aarp.org/buildwealth.   Learn more about your ad choices. Visit megaphone.fm/adchoices

Constance Carter explains Why Working Hard Isn't Enough to Build Wealth Anymore

Katie Neason shares how childhood financial hardship, redevelopment wisdom, and disciplined investing helped her build wealth, revive Main Street, and inspire others to start before they feel ready.See article: https://www.unitedstatesrealestateinvestor.com/build-wealth-revive-main-street-and-start-before-you-feel-ready-with-katie-neason/(00:00) - Introduction to The REI Agent Podcast and Katie Neason(05:00) - Childhood Bankruptcy, Financial Fear, and Discovering Wealth Education(10:00) - Rich Dad Poor Dad, Financial Awareness, and Rebuilding After Loss(15:00) - Redevelopment Explained: Small Projects, Existing Infrastructure, and Reducing Risk(20:00) - BRRR, Townhomes, Mixed-Use Projects, and Building Generational Assets(25:00) - Katie's First Development Deal and Proving Downtown Demand(30:00) - Property Management, Knowing Yourself, and Separating Income From Wealth(35:00) - Tax Strategy, Cost Segregation, and Planning for Depreciation(40:00) - Comprehensive Plans, City Support, and Aligning With Local Growth(45:00) - Invest Where You're Invested, Start Small, and House-Hacking Lessons(50:00) - Depression Prepper Books, Katie's Instagram, and Final REI Agent OutroContact Katie Neasonhttps://www.katieneason.com/https://www.facebook.com/RenovationWranglers/https://www.instagram.com/katiedevelops/https://www.linkedin.com/in/katie-neason-89b4a7a/Katie Neason's story is a powerful reminder that wealth is not built by waiting for perfect timing. It is built by learning the market, starting small, protecting the downside, and investing where the mission matters. Her journey from childhood financial uncertainty to Main Street redevelopment shows what can happen when fear becomes wisdom and wisdom becomes action. For more conversations that help you build wealth, freedom, and a life with purpose, visit https://reiagent.comIs success destroying your peace? Most pros grind until they break. Download The Investor's Life Balance Sheet: A Holistic Wealth Audit to see if you are building a legacy or heading for burnout. Presented by The REI Agent Podcast & United States Real Estate Investor® https://sendfox.com/lp/m4jrl

Get social with me: Instagram: @whitney_hansen_co Tiktok: @whitneyhansen10 Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of Mission Matters, Adam Torres interviews Joe Downs, CEO & Co-Founder of Belrose Storage and StorageMoguls.AI, about his journey into self-storage investing and his mission to help others build successful real estate businesses. Joe shares how he transitioned into self-storage after years in commercial real estate and distressed debt, recognizing the opportunity within a highly fragmented industry dominated by independent owners. He explains why self-storage offers an attractive alternative to traditional residential real estate and how value can be created through operational improvements and strategic acquisitions. Follow Adam on Instagram at https://www.instagram.com/askadamtorres/ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: https://missionmatters.lpages.co/podcastguest/ Visit our website: https://missionmatters.com/ More FREE content from Mission Matters here: https://linktr.ee/missionmattersmedia Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of Mission Matters, ⁠Adam Torres ⁠interviews ⁠Joe Downs⁠, CEO & Co-Founder of Belrose Storage and StorageMoguls.AI, about his journey into self-storage investing and his mission to help others build successful real estate businesses. Joe shares how he transitioned into self-storage after years in commercial real estate and distressed debt, recognizing the opportunity within a highly fragmented industry dominated by independent owners. He explains why self-storage offers an attractive alternative to traditional residential real estate and how value can be created through operational improvements and strategic acquisitions. Follow Adam on Instagram at ⁠https://www.instagram.com/askadamtorres/⁠ for up to date information on book releases and tour schedule. Apply to be a guest on our podcast: ⁠https://missionmatters.lpages.co/podcastguest/⁠ Visit our website: ⁠https://missionmatters.com/⁠ More FREE content from Mission Matters here: ⁠https://linktr.ee/missionmattersmedia⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, Matt Bowles of Maverick Investor Group shares insights on remote real estate investing, market selection, and building a diversified rental portfolio without geographic constraints. Perfect for investors seeking passive income and strategic growth.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

What if everything you've been told about building wealth is only part of the story? Dr. Dipesh Sitaram was a practicing dental surgeon who discovered that even a high-income career wasn't enough to create true financial freedom. Instead of relying solely on traditional investments like stocks and retirement accounts, he began building a multi-million-dollar portfolio through private real estate and alternative investments—the same types of opportunities that many wealthy investors have used for decades. As the founder of Responsible Real Estate and Acuere Capital Partners, Dipesh helps physicians and everyday investors understand how to evaluate private deals, generate passive income, protect their assets, and build long-term wealth with confidence. We explore why diversification matters, how private investments differ from the public markets, the mindset required to think like an investor instead of an employee, and practical strategies for creating financial freedom that extends beyond a paycheck. This episode will challenge the way you think about money and open the door to opportunities many investors never even know exist.SUBSCRIBE IF YOU'RE LOOKING TO BUILD WEALTH THROUGH OPPORTUNITIES IN THE REAL ESTATE INDUSTRY ✅ http://relfreedom.tv  GET STARTED INVESTING TODAY AND ACCESS OUR DEAL LIST! 

In this special Office Hours episode, Scott Galloway and Nick Maggiulli, COO of Ritholtz Wealth Management, answer listener questions on building wealth at every stage of life. They talk about paying down debt on a modest income, generating retirement income without over-obsessing on dividends, and whether young families should keep investing or wait on an inheritance. Want to be featured in a future episode? Send a voice recording to officehours@profgmedia.com, or drop your question in the r/ScottGalloway subreddit. Plus, you can now call or text Scott a question at our new Office Hours hotline: ‪(201) 472-3656‬. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Haley Sacks aka 'Mrs. Dow Jones' Reveals Why Saving Isn't Enough, How to Heal Your Money Mindset & Build Wealth + More See omnystudio.com/listener for privacy information.

Most people believe financial transformation starts with motivation. ⁠Erik Garcia, CFP®, ChFC®, BFA™⁠ and ⁠Dr. Matt Morris, LMFT⁠ argue the opposite: motivation fades, but habits compound. In this episode, they explain why relying on bursts of inspiration or willpower almost always leads to inconsistency — especially when it comes to money. Using stories from fitness, personal finance, and everyday life, they break down how systems and routines quietly shape long-term outcomes. From automating savings and debt payments to separating spending accounts and reducing decision fatigue, listeners learn practical ways to create financial habits that work even when emotions and motivation disappear. This episode reinforces one of the core themes of the series: long-term financial success is behavioral more than intellectual. Episode Highlights: Erik explains why motivation is a poor long-term financial strategy. (04:41) Dr. Matt shares that habits and systems are the real answer to lasting financial change. (05:49) Erik connects accountability and environment-building to showing up consistently, using his gym experience as an example. (08:27) Automating savings removes the need to make the same decision repeatedly. (09:14) Dollar cost averaging is explained and how automated investing helps combat emotional reactions to market swings. (10:42) Automating debt payments eliminates willpower battles when tempting expenses arise. (12:48) A one-week waiting rule is shared as a practical way to curb stress-driven impulse shopping. (13:52) Erik walks through his budgeting system of separating fixed expenses from variable spending into different accounts. (15:31) Dr. Matt reflects on how good financial systems become boring in the best way, eliminating repeated emotional decision-making. (17:26) Erik recommends keeping savings at a different bank to create friction and reduce the urge to raid savings impulsively. (19:00) Building systems tailored to your own tendencies works better than following generic budgeting advice. (20:01) Dr. Matt closes by reinforcing that willpower has limits and lasting financial progress comes from habits and systems. (21:09) Key Quotes: “Motivation deals with willpower, and generally speaking, we have willpower to do things in bursts, but anything that takes energy is really, really, really hard to sustain.” - Erik Garcia, CFP®, ChFC®, BFA™ “You need habits. You need patterns. You will not rise to the level of your financial intentions. You will fall to the level of your financial systems.” - Dr. Dr. Matt Morris, LMFT “It really helps to have a disinterested third party to help you think. We have blind spots, and oftentimes we don't know what we need to do.” - Erik Garcia, CFP®, ChFC®, BFA™ Resources Mentioned: ⁠Dr. Matt Morris, LMFT⁠ ⁠Dr. Matt Morris & Associates⁠ ⁠Erik Garcia, CFP®, ChFC®, BFA™⁠ ⁠Xavier Angel, CFP®, ChFC, CLTC⁠ ⁠Plan Wisely Wealth Advisors⁠

In this episode, Dean shares his journey from residential to commercial real estate, the lessons learned along the way, and how he's leveraging AI tools to scale his investments and mentorship programs. Discover practical insights on commercial real estate opportunities, cost management, and building a strong network.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

From First Dollar to First Million — How Business Owners Actually Build Wealth Crockett Carothers & Michael Hull In the debut episode of Wealth Building Wednesday, Crockett sits down with financial advisor Michael Hull from Cedar Gap Wealth Management to tackle the question every hardworking business owner eventually asks — where does the money actually go? Michael breaks down the order of operations for building real wealth, including when to pay down debt versus invest, how to handle inconsistent cash flow, and what the first steps look like for someone ready to stop grinding and start growing. If you've ever felt like you're making good money but not keeping enough of it, this one's for you.Find out your Wealth Score:https://wealthycowboywealthscore.netlify.app/See how much wealth you're leaving on the table with your card processing fees:https://cardsfeesforwealth.netlify.app/

Register for my FREE debt class for entrepreneurs: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ginaknox.co/free-training⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Join Small Business Money School: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ginaknox.co/school⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Join 7 Figure Wealth Mastermind: ⁠⁠⁠⁠⁠https://ginaknox.co/mastermind⁠⁠⁠⁠⁠Watch on YouTube: https://youtu.be/Y95AoWyKTxkEpisode SynopsisIn this episode, Patti Calkins shares how she went from feeling behind on retirement to building over $1 million in savings before age 60. She breaks down the perspective shifts and practical financial steps that helped her grow her wealth with more confidence and clarity.Keywords: retirement planning, financial literacy, investing, mindset, wealth building, small business owners, retirement savings, portfolio growth, self-trust, perspective shift

Most people believe financial transformation starts with motivation. Erik Garcia, CFP®, ChFC®, BFA™ and Dr. Matt Morris, LMFT argue the opposite: motivation fades, but habits compound. In this episode, they explain why relying on bursts of inspiration or willpower almost always leads to inconsistency — especially when it comes to money. Using stories from fitness, personal finance, and everyday life, they break down how systems and routines quietly shape long-term outcomes. From automating savings and debt payments to separating spending accounts and reducing decision fatigue, listeners learn practical ways to create financial habits that work even when emotions and motivation disappear. This episode reinforces one of the core themes of the series: long-term financial success is behavioral more than intellectual. Episode Highlights: Erik explains why motivation is a poor long-term financial strategy. (04:41) Dr. Matt shares that habits and systems are the real answer to lasting financial change. (05:49) Erik connects accountability and environment-building to showing up consistently, using his gym experience as an example. (08:27) Automating savings removes the need to make the same decision repeatedly. (09:14) Dollar cost averaging is explained and how automated investing helps combat emotional reactions to market swings. (10:42) Automating debt payments eliminates willpower battles when tempting expenses arise. (12:48) A one-week waiting rule is shared as a practical way to curb stress-driven impulse shopping. (13:52) Erik walks through his budgeting system of separating fixed expenses from variable spending into different accounts. (15:31) Dr. Matt reflects on how good financial systems become boring in the best way, eliminating repeated emotional decision-making. (17:26) Erik recommends keeping savings at a different bank to create friction and reduce the urge to raid savings impulsively. (19:00) Building systems tailored to your own tendencies works better than following generic budgeting advice. (20:01) Dr. Matt closes by reinforcing that willpower has limits and lasting financial progress comes from habits and systems. (21:09) Key Quotes: “Motivation deals with willpower, and generally speaking, we have willpower to do things in bursts, but anything that takes energy is really, really, really hard to sustain.” - Erik Garcia, CFP®, ChFC®, BFA™ “You need habits. You need patterns. You will not rise to the level of your financial intentions. You will fall to the level of your financial systems.” - Dr. Dr. Matt Morris, LMFT “It really helps to have a disinterested third party to help you think. We have blind spots, and oftentimes we don't know what we need to do.” - Erik Garcia, CFP®, ChFC®, BFA™ Resources Mentioned: Dr. Matt Morris, LMFT Dr. Matt Morris & Associates Erik Garcia, CFP®, ChFC®, BFA™ Xavier Angel, CFP®, ChFC, CLTC Plan Wisely Wealth Advisors

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW #AMISee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW #AMISupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cheryl Taylor Anderson. Podcast: Money Making Conversations MasterclassHost: Rushion McDonaldGuest: Cheryl Taylor Anderson, Real Estate Broker (Metro Atlanta) 1. Purpose of the Interview The core purpose of this interview is to educate, empower, and motivate listeners—particularly first‑time homebuyers, renters, veterans, and people of color—to pursue homeownership as a wealth‑building strategy. Specifically, the conversation aims to: Demystify the homebuying process Combat fear and misinformation around mortgages Highlight low‑ and zero‑down payment opportunities Explain how homeowners can build equity faster Emphasize real estate as a key tool for generational wealth Encourage disciplined financial decisions rooted in ownership rather than renting Rushion positions the discussion as a knowledge‑sharing opportunity to help listeners move from renting to owning, especially in communities historically excluded from homeownership. 2. Interview Overview Cheryl Taylor Anderson brings more than 20 years of real estate experience and over $400 million in sales in Metro Atlanta. She works with: First‑time homebuyers VA and military families Move‑up buyers Luxury clients and institutional sellers Throughout the interview, Cheryl provides practical, real‑world examples—including her own story as a former single mother and homeowner—to ease fear, explain financing, and correct misconceptions about buying a home. 3. Key Takeaways A. Many Renters Can Already Afford to Own One of the central points is that many renters are paying as much—or more—than mortgage payments without building equity. Rent payments offer no tax benefits Mortgage payments build ownership and wealth Homeowners can deduct mortgage interest (unlike rent) Key idea: Many people qualify for ownership but are held back by misinformation and fear. B. First‑Time Homebuyers Have More Options Than They Realize Cheryl explains that many buyers are unaware of: Zero‑down payment programs Builder incentives covering closing costs Opportunities to move into homes with minimal out‑of‑pocket costs In some cases, buyers are only required to bring earnest money, making homeownership far more accessible than expected. C. VA and Veteran Benefits Are Underused Cheryl strongly emphasizes VA loans as one of the most powerful tools for homeownership: 100% financing (zero down payment) Ability to ask sellers for up to 6% in closing cost contributions Certain veterans may be exempt from property taxes Lower monthly payments overall Veterans are encouraged to use their benefits, even years after leaving military service. D. A 30‑Year Mortgage Does Not Mean 30 Years of Debt Cheryl reframes mortgage timelines by teaching strategic repayment: Paying bi‑weekly instead of monthly Adding small extra payments ($50–$100/month) Reducing both interest and principal faster She uses her personal example of being close to paying off her home early despite starting with a traditional 30‑year loan. E. Homeownership Builds Stability and Community The interview contrasts renting versus owning: Ownership benefits include: Equity growth Customization and upgrades Neighborhood relationships Security and long‑term stability A tangible asset to pass to children Even HOA‑managed communities—while sometimes frustrating—protect property values and neighborhood standards. F. Home Warranties Reduce Fear of Maintenance To address anxiety about repairs, Cheryl recommends home warranties: Cover major systems (HVAC, water heaters, appliances) Low service fees when repairs are needed Can be negotiated into purchase contracts Provide peace of mind similar to apartment maintenance This is especially helpful for first‑time buyers. G. Social Media Builds Trust and Visibility Cheryl explains how social media strengthens her business: Buyers see real closings, celebrations, and testimonials Creates emotional connection and trust Inspires others to picture themselves as homeowners Visibility drives confidence and referrals. H. Education and Adaptability Drive Longevity Cheryl credits her success through: The 2008 housing crisis COVID‑19 Market shifts to constant learning, flexibility, and strategy pivots (e.g., foreclosures, BPOs, builder incentives). 4. Notable Quotes On Renting vs. Owning “Never be willing to pay somebody more than you’re willing to pay yourself.” On First‑Time Buyer Fear “Don’t let the longevity scare you. In an apartment, you’re building nothing.” On VA Benefits “Veterans can come to the table with zero down—and sometimes no property taxes.” On Mortgage Strategy “Pay every two weeks and it knocks down your interest and principal faster.” On Equity “Rent doesn’t give you anything to leave your children. Homeownership does.” On Homeownership Mindset “People are willing to pay their landlord more than they’ll pay themselves.” 5. Overall Takeaway This interview reinforces homeownership as one of the most powerful, attainable tools for building long‑term wealth—when buyers are properly educated, supported, and encouraged to move past fear and misinformation. Cheryl Taylor Anderson demonstrates that: Buying a home is often more accessible than people believe Strategic mortgage management can drastically shorten debt timelines Ownership builds equity, stability, and generational opportunity #SHMS #BEST #STRAW #AMISee omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Brianna Johnson.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Brianna Johnson.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Brianna Johnson.

Women and money is a conversation most people only have in private, if at all. Alicia Umpierre is a patent attorney with a Ph.D. in chemistry. She built her career with no family blueprint and no financial network to draw from. On Getting Rich Together, host Syama Bunten draws out the story behind the credentials. What emerges is the women and money conversation you know but rarely hear spoken out loud. Alicia grew up in Southern California not thinking about finances. No one around her had a Ph.D. She didn't even know what one was until college. Without mentors, she says she might still be testing wastewater in a lab in Ontario, California. People told her what was possible before she knew to ask. Her patent attorney career path didn't come from a plan. She followed what felt right. She left behind what didn't. A career change to law came from recognizing a dead end, not a vision. She passed the patent bar in two months, went back to school for her J.D. while raising a toddler, then had her second son during law school, and built a career most people don't even know exists. What Alicia is still working on is teaching kids about money the way she wishes she'd been taught. Her own financial goals now center on a question many women know well: how do you build wealth as a woman when you know what you have, but don't have a trusted network to help you decide what to do next? She watched her immigrant father work without rest his whole life. She doesn't want to do the same. Syama built Wealth Catalyst because women and money deserved a better conversation. If you're ready to be in the room where that conversation happens in person, the Freedom Tour salons are gathering women across 32 cities this year, and the Wealth Catalyst Summit comes to San Francisco this October. Save your seat at wealthcatalyst.com.   Episode Breakdown: 00:00 Women and Money: Alicia Umpierre on Building Wealth Without a Roadmap 02:12 Growing Up Middle Class With No Financial Role Models 04:01 Why Math and Chemistry Became Her Foundation 06:24 Working Through College and the Value of Hard Work 09:17 How Mentorship Changed Everything 13:21 FromPh.D. to Patent Attorney Career Path 16:49 Passing the Patent Bar and Landing the Job 18:28 Going Back to Law School in Her Thirties 21:57 Building Financial Goals as a Couple 24:46 Teaching Kids About Money and Work Ethic 27:57 Retirement, Nest Eggs, and Investing Honestly 33:41 Why Trusting a Financial Advisor Is So Hard 38:46 On Implicit Bias and the Power of Mentorship Find more from Syama Bunten: Attend a Salon near you: wealthcatalyst.com/salons Instagram: https://www.instagram.com/syama.co/ Join Syama's Substack: https://thewealthcatalystwithsyama.substack.com/ Website: https://wealthcatalyst.com Download Syama's Free Resources: https://wealthcatalyst.com/resources Wealth Catalyst Summit: https://wealthcatalyst.com/summits Speaking: https://syamabunten.com Big Delta Capital: www.bigdeltacapital.com Podcast production and show notes provided by HiveCast.fm  

Esther Isman shares her journey as a real estate investor, entrepreneur, coach, and founder of YOLO Realty Group. She discusses the importance of relationship-building, sales psychology, networking, and personal branding in real estate. Esther highlights her investment portfolio, coaching work, women's empowerment initiatives, and vision for creating communities that help people grow both personally and professionally.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Allie Miller is the number one most-followed voice in AI business and an advisor to Fortune 500 companies , and she's on Money Rehab to tell us that most people are leaving serious money on the table by treating AI like a productivity tool. Today, Allie joins Nicole to break down exactly how to use AI as a wealth strategy in 2026 and beyond. Allie pulls back the curtain on her AI workforce (34 agents named after Friends characters) and explains why delegation is now a financial strategy, not just a productivity hack. She and Nicole dig into the most important question everyone has right now: what's safe to share with AI, and what isn't? From feeding Claude your insurance policy after a disaster, to connecting AI directly to your investment accounts, Allie lays out how to think about risk and leverage when it comes to your financial data. They also tackle the hard questions about kids and AI: AI companionship dangers, AI toys, age limits, whether college is even coming back, and why "AI scams are the new white vans." Finally, Allie shares her honest, unfiltered take on investing in AI companies, why she's long-term bullish, and the bold predictions people are calling her crazy for making today. Check out Nicole's financial literacy course The Money School Find a Financial Advisor or Financial Coach from Nicole's company Private Wealth Collective Watch video clips from the pod on Money Rehab's Instagram and Nicole Lapin's Instagram Follow Allie Miller on LinkedIn and Instagram Here's what Nicole covers with Allie:  00:00 Are You Ready for Some Money Rehab? 01:13 Allie's AI Workforce Explained 04:00 How to Build Your Own AI Workforce (No Coding Required) 06:40 What AI Still Can't Replace 10:00 Meet Simon, Rachel, Phoebe and the Rest of the Team 12:03 What to Always (and Never) Outsource to AI 18:30 AI Data Privacy 22:48 Customizing AI With Your Personal Context 31:43 Kids and AI: Raising a '90s Kid in 2026 38:10 What Age Should Kids Start Using ChatGPT or Claude? 44:52 How to Hack AI Sycophancy 47:25 Where Allie Draws the Line on AI Companionship 52:20 Using AI to Manage Investments 57:00 Will AI Replace Financial Advisors? 01:00:13 When Will We Be Working With Humanoids? 01:05:15 Investing in AI Companies and the Bubble Debate 01:09:45 Allie's Boldest Predictions 01:14:22 Allie Miller's Tip You Can Take Straight to the Bank All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments.

This episode is a guide to building financial freedom and being radically transparent about how to do it. Today I'm joined by Mia McGrath, who you'll probably know from her super transparent money journey online, she went from earning a starting salary in her junior fashion job to being on the road to her first million, and she's documented every step of the way, super transparently. She has a fascinating story and was so open as to how that's impacted her life and her attitude to her finances. MIA'S LINKS: Instagram: https://www.instagram.com/miarose_mcgrath/?hl=en Website: https://www.miamcgrath.co.uk/ TikTok: https://www.tiktok.com/@miarosemcgrath?lang=en-GB +SIGN UP TO THE WORKING HARD NEWSLETTER: https://graceb.myflodesk.com/k0sfhlac34+FOLLOW THE PODCASTInstagram: https://www.instagram.com/workinghardpod/?hl=enTikTok: https://www.tiktok.com/@workinghardpodcast+DILEMMA SUBMISSIONIf you'd like to submit any dilemmas to the podcast to be answered in the bonus episodes, please send them to podcast@grace-beverley.com with the subject beginning DILEMMAS or DM us @workinghardpod on instagram!+MY LINKS: https://gracebeverley.komi.io/+RETROGRADE, SHREDDY, TALA and THE PRODUCTIVITY METHOD are my own businesses, therefore any mention of them - whilst not being a sponsorship - is monetarily endorsed. As usual, sponsorships do not change my opinions nor my honesty, but I will always disclaim to make sure motives are clear

In this episode of the Loan Officer Podcast, host Dustin Owen is joined by Marketing Mike and producer Karina Mojica for an in-depth discussion that dives into Dustin's personal investment journey, sparked by a thought-provoking conversation with coaching student Kelly. Dustin opens up about the pivotal moments that shaped his approach to investing, beginning with the story of how he transformed a $60,000 angel investment in fattmerchant into an impressive $900,000 return. He candidly shares the valuable lessons he learned from his early missteps in real estate flipping, highlighting the importance of due diligence and understanding market cycles. Dustin goes on to explain the reasoning behind his strategic decision to focus on building equity through his own company, Top, rather than relying solely on external ventures. The conversation also touches on some of his failed business ventures, offering listeners insight into the realities of entrepreneurship and the resilience required to bounce back from setbacks. Looking ahead, Dustin outlines his ambitious plans to acquire and scale blue-collar businesses, emphasizing the untapped potential in these industries and the opportunities they present for long-term growth. Throughout the episode, Dustin, Mike, and Karina engage in a lively discussion about the principles that guide successful investing. Dustin offers key advice for both new and seasoned investors: invest wisely, diversify your portfolio, and, most importantly, always bet on the right people. The episode is packed with actionable insights, real-world examples, and motivational stories designed to inspire listeners to take control of their financial futures and make informed investment decisions. TLOP's Originator Coaching:

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The decade you are in right now is either working for you or against you. Here is how every age stacks up for building wealth ranked from best to worst.

Understanding how credit works is only half the battle. The real advantage comes from knowing how to use the credit system strategically. In this episode, Jay Jones reveals how successful entrepreneurs leverage good credit to create opportunities, acquire assets, access capital, and accelerate wealth building. You'll learn how credit can become a tool for growth instead of a source of stress and discover practical strategies for positioning yourself financially for future opportunities. If you're serious about building wealth and creating more options for yourself and your business, this episode provides the blueprint. RESTORE YOUR CREDIT FOR ONLY $29 PER MONTH WITH OUR NEW DIY SYSTEM. ALSO, MAKE MONEY SHARING IT WITH YOUR NETWORK. Go To: https://1234mynewcreditscore.com/  

Every generation gets one shot. One shift that separates the families who build generational wealth from the families who watch it happen from the sidelines.Your parents' generation had the housing boom. The next had the internet. Right now, we are standing at the very beginning of the AI revolution, and here is the hard truth: only the people who are positioned get to take advantage of it.In this episode, I am not giving you a tech conversation. I am giving you a wealth conversation. I walk you through the exact three-level plan to get positioned so that when the door opens, and it is already opening, you can actually walk through it instead of watching someone else walk through it for you.LINKS AND RESOURCES MENTIONED IN THIS EPISODE:- Pre-order my new book, Stop Living Paycheck to Paycheck (get $255 in free bonuses): https://www.anthonyoneal.com/book- Get the In The Black app, your number one money coach in your pocket: https://www.anthonyoneal.com/app- Open a high-yield savings account: https://www.anthonyoneal.com/savings- Open a brokerage account and start investing (SoFi Invest): https://www.anthonyoneal.com/invest- Get in position for the new AI jobs with Careerist boot camps: https://www.anthonyoneal.com/learnaiABOUT ANTHONY ONEAL:Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy.

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