Podcasts about build wealth

For years I believed budgeting was enough to make me feel in control, but I still felt stressed and a few steps behind. In this episode, I'm sharing the three habits that finally changed things for me. These habits helped me stop avoiding my numbers, understand the spending patterns that kept holding me back, and set up systems that made saving and planning feel natural instead of overwhelming.I'll walk you through the simple changes that helped me stop panicking about money and start feeling more in control. None of this requires perfection. It's about choosing habits that support your life and make your finances feel more predictable.If you're looking for more stability and you want money to feel less chaotic, this episode will help you take the next step.Links mentioned:High Yield Savings Accounts with the best ratesInspired Budget YouTube ChannelYou Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Today's show will highlight nine tips for building wealth that may surprise you. I'll review why they seem to go against the grain but can lead to more financial success.Find a transcript here. Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links:https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDT Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

WEBINAR LINK:https://shawnmoore.clickfunnels.com/optiniyvvg89sWant to learn more about Vodyssey or start your STR journey. Book a call here:https://meetings.hubspot.com/vodysseystrategysession/booknow?utm_source=vodysseycom&uuid=80fb7859-b8f4-40d1-a31d-15a5caa687b7FOLLOW US:https://www.facebook.com/share/g/16XJMvMbVo/https://www.instagram.com/vodysseyshawnmoorehttps://www.facebook.com/vodysseyshawnmoore/https://www.linkedin.com/company/str-financial-freedomhttps://www.tiktok.com/@vodysseyshawnmooreCONTACT US:support@vodyssey.comSOURCES:1) https://fred.stlouisfed.org/series/MSPUS2) https://www.freddiemac.com/pmms3) https://www.fool.com/money/research/average-cost-of-a-vacation/#:~:text=The%20average%20cost%20of%20a%20vacation%20is%20projected%20to%20be,trip%20costs%20$925%20per%20day.4) https://www.news-graphic.com/news/national/average-american-spent-over-2-000-on-travel-in-2025/article_44d4f34b-8d2d-5747-9c74-7be416e7883c.html5) https://news.airbnb.com/airbnb-q1-2025-financial-results/6) https://news.airbnb.com/airbnb-q3-2025-financial-results/7) https://www.airdna.co/outlook-report8) https://www.bea.gov/#:~:text=Gross%20Domestic%20Product%2C%203rd%20Quarter,the%20calculation%20of%20GDP%2C%20decreased.Chapters00:00:00 Intro00:04:25 2026 Predictions: Housing Market Insights00:14:15 Travel Trends and Vacation Costs00:20:14 Short-Term Rental Market Dynamics00:32:58 Seasonal Changes and Their Impact00:37:03 Exploring International Short-Term Rentals00:41:39 The Role of AI in Property Management00:50:18 Airbnb's Expansion into Experiences00:58:17 Advice for Building Financial Freedom in 2026

Leave an Amazon Rating or Review for my New York Times Bestselling book, Make Money Easy!Check out the full episode: https://lewishowes.com/podcast/become-an-everyday-millionaire-with-chris-hogan/Chris Hogan emphasizes the significance of long-term investing. He explains the benefits of compounding returns and encourages individuals to start investing as early as possible. He suggests diversifying investments across different asset classes and maintaining a balanced portfolio to mitigate risks and maximize returns.Sign up for the Greatness newsletter: http://www.greatness.com/newsletter Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

1. Click Here to book your Complimentary Wealth Building Strategy Consultation. 2. Interested in The Stop Overspending Course? Click here to learn more & to get started! 3. Follow Me on Instagram → @germainefoleycoaching

Send us a textCHRISTMAS EVERY WEEK. Your Choices To Build Wealth. Always Learn How❤️️Grants from states and local governments: https://findhelp.org/❤️️Caregivers, Mental Health: https://www.211.org

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz talk about building an "anti-budget" in 2026. ---

Is 2026 the year you finally take control of your military finances? With a 3.8% pay raise, new TSP contribution limits of $24,500, and proven strategies that helped one E-7 reach $600,000 in net worth by year 14, Spencer and Jamie break down exactly how to build wealth while serving, even if you're starting from scratch or recovering from financial setbacks. In this episode, we provide a comprehensive 2026 financial reset for military families, covering everything from emergency funds and debt payoff to maxing tax-advantaged accounts and avoiding lifestyle creep. Perfect for anyone wanting to turn the new year into a fresh financial start. Main Discussion Points Know Where You Are Before You Start Track your spending using apps like Monarch Money, YNAB, Rocket Money, or simple spreadsheet Face your financial reality- write down all debt and net worth even if it's negative Government shutdown proved why emergency funds matter: 3-6 months of expenses minimum Example: $500 car repair covered by emergency fund eliminated stress entirely Unique Military Financial Advantages Tax-free income: BAH, BAS, COLA not subject to federal income tax or payroll taxes (7%+ savings) State tax residency: Change to tax-free state (Texas, Florida, etc.) when stationed there! Spouse can too under Military Spouse Residency Relief Act TSP match: 5% automatic match after 2 years for BRS members. Don't leave free money on table Healthcare and housing covered through Tricare and BAH/base housing Example: Saving $300/month by changing state residency adds up to thousands annually 2026 Numbers to Know TSP contribution limit: $24,500 (up from previous year) TSP annual additions limit: $72,000 (includes match and combat zone contributions) Roth IRA limit: $7,000 per person ($14,000 for married couples, even if spouse doesn't work) Military pay raise: 3.8% coming. Automate at least 1% of increase into TSP E6 with 8+ years gets roughly $150-180/month extra income from pay raise Priority Order for Tax-Advantaged Accounts Contribute 5% to TSP (get full government match for BRS members) Max Roth IRA: $7,000 for you, $7,000 for spouse Go back and max TSP at $24,500 Only then consider taxable brokerage accounts Total to max everything: $48,500 for married couples Don't stress if you can't max—contributing 10-20% is still excellent and beats average American 5% savings rate Invest Simply Using LADS Method Low-cost, Automated, Diversified, Simple TSP Lifecycle 2075 fund: 60% US stocks, 40% international, minimal bonds—perfect set-it-and-forget-it option Alternative: 80% C Fund, 10% S Fund, 10% I Fund Don't performance chase because last year's winner often becomes next year's loser Boring is beautiful in investing. Let it compound for 20 years Path to Military Millionaire Status E7 example: $500/month starting as E3, by age 45 = $1 million at 7% return Real example from Reddit: E7 with 14 years, $600,000 saved, contributing $20-25k/year In 10 years that E7 will have $1.2 million just from money already contributed (before new contributions) Add military pension: $30k/year plus $40k from 4% rule = $70k annual income in retirement Time is your biggest asset. US stock market doubles roughly every 7-10 years Common Mistakes to Avoid in 2026 Not contributing to TSP at all (minimum 5%, goal 15%+) TSP loans for non-emergencies...change behavior instead New car trap: 7-year car loans becoming standard, shooting yourself in financial foot Lifestyle creep: Give half of pay raise to savings, half to lifestyle improvements Waiting for "perfect time." Spoiler: there's never a perfect time. Start this weekend Capture Free Money Review LES monthly for accuracy File paperwork for CZTE, hostile fire pay, family separation allowance Follow up with finance multiple times if needed. Don't give up on money you're owed Request corrected W2s if aircrew touching tax-free zones in Nov/Dec Spencer recovered $20,000+ over career by being persistent with finance Take Action Now Schedule family money meeting. Make it a priority! Hire babysitter if needed, dedicate one hour Write down all debt on paper: credit cards, student loans, auto loans Acknowledge it's overwhelming but necessary to move forward Resources: Dave Ramsey's Total Money Makeover or Ramit Sethi's I Will Teach You to Be Rich Resources & Links Budgetting and tracking: Monarch Money, YNAB (You Need A Budget), Rocket Money, Every Dollar Credit card offers: Card Pointers Chrome plugin Free books: Libby app + MWR library on base Military Money Manual by Spencer Reese Selected as US Air Force Academy Class of 2023 graduating gift Dave Ramsey's Total Money Makeover Ramit Sethi's I Will Teach You to Be Rich and Money for Couples TSP match/max charts by rank The Money Guy Show: Financial Order of Operations   Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

Build wealth with land — no tenants, no toilets, just opportunity. In this episode of Walk In Victory, host NaRon Tillman sits down with land investor Mike Deaton, co-founder of Flipping Dirt, to break down how he walked away from the corporate world and built a profitable land investing business from the ground up. Mike shares step-by-step strategies for:Finding off-market land dealsEvaluating raw land so you don't get stuck with a bad propertyFlipping land for quick profit vs. holding for long-term wealthCreating passive income and financial freedom through simple, repeatable systemsIf you're curious about real estate but don't want the stress of tenants, repairs, and traditional rentals, this episode shows how land investing can be a powerful, beginner-friendly path into real estate and entrepreneurship. Use this conversation as a blueprint whether you're:Recovering from layoffsLooking for a flexible side hustleOr ready to build a full-time land businessTime Stamp00:00 Introduction to Land Acquisition01:05 Understanding the Value of Land01:41 Challenges in Land Acquisition02:22 Introducing Naron Tillman and Mike03:34 Mike's Journey into Land Acquisition04:55 The Simplicity and Profitability of Land Deals08:06 Structuring a Land Deal15:40 Off-Market Property Acquisition19:08 Coaching and Mentoring in Land Acquisition27:27 Targeting Markets for Land Deals30:54 Conclusion and Call to ActionConnect with Mike & Ligia Deaton:Website: https://flippingdirt.us/LinkedIn: https://www.linkedin.com/in/michaelbdeaton/Instagram: https://www.instagram.com/mike_and_ligia/YouTube: https://www.youtube.com/@mikeandligiaFacebook: https://www.facebook.com/mikeandligiaBecome a supporter of this podcast: https://www.spreaker.com/podcast/walk-in-victory--4078479/support.

The day after Christmas can feel quiet… and a little heavy.In this episode, I'm sharing the story of why Christmas Day is often one of the busiest days on my website and what it reveals about how many of us really feel about money once the gifts are opened and the excitement settles.We talk about why that post-holiday “wake-up call” doesn't mean you failed, why January is the perfect time for a reset, and how a simple plan can bring calm and clarity after a busy season.If you're ready to start January feeling steadier, I invite you to join my free, on-demand 45-minute class where I walk you through a simple money reset you can actually follow.Join the free class here: http://inspiredbudget.com/2026-podcast You Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

In this episode of Main Street Matters, Elaine Parker and Jeremiah Poff of the Washington Examiner discuss the challenges faced by millennials and Gen Z in achieving home ownership and building wealth. They explore the economic shifts from a production-driven economy to a consumption-driven one, the impact of inflation on housing prices, and the role of student debt in economic mobility. The conversation highlights the importance of local economic drivers and corporate responsibility in creating sustainable communities. They also address the need for effective messaging of economic policies to connect with everyday Americans. Read Jeremiah's work at the Washington ExaminerSee omnystudio.com/listener for privacy information.

In this episode, I sit down with Rebecca Herbst, the founder of Yield & Spread! A not-for-profit investing course and movement designed to make financial education simple, empowering, and accessible to everyone.After retiring at just 32 through financial independence, Rebecca now dedicates her time to helping others build wealth and give back through effective altruism.We dive into how to overcome fear of investing, the power of keeping your strategy simple, and how financial mindfulness can change your life. Rebecca shares her journey from corporate real estate to early retirement, her philosophy behind risk-averse, passive investing, and how she uses money as a tool to create more freedom and generosity in the world.If you've ever felt overwhelmed by how to give back it doesn't have to be complicated — it's empowering.In this episode, you'll learn:How Rebecca reached financial independence by age 32Why simple, low-cost investing beats complexityThe truth about budgeting and finding your “enough”How to align wealth-building with generosity and purposeWhy Yield & Spread donates 100% of profits to charityContact Chris:https://heavymetal.moneyhttps://www.facebook.com/MoneyHeavyMetalhttps://x.com/MoneyHeavyMetalhttps://www.instagram.com/chrislugerhttps://www.tiktok.com/@heavymetalmoneyemail: chris at heavymetal.moneyConnect with Rebeccarebecca@yieldandspread.orgResources and Links:https://www.yieldandspread.orghttps://www.thelifeyoucansave.org/Charitable Giving and Tax Strategies with Sean Mullaney, The FI Tax Guy | E076https://youtu.be/FYkdYiydDqE?si=WZ6gpTeI_T-Fhy8mhttps://www.charitynavigator.org/https://www.thelifeyoucansave.org/https://www.givewell.orghttps://www.givinggreen.earthhttps://www.givedirectly.orghttps://choosefi.comEffective Giving for the FI Community | Rebecca Herbst & Jack Lewarshttps://www.youtube.com/watch?v=Hs3oHR0WVsE

Learn the truth behind myths about building wealth, plus hear from a couple looking to align on  financial goals and values. Can you build wealth without starting a business? How can couples figure out what to do with extra money in their budget? Hosts Sean Pyles and Elizabeth Ayoola share their “money hot takes” and then talk to a married couple about how they can better align on financial priorities. Sean and Elizabeth kick off the episode with their thoughts on how to become a millionaire without needing to own your own business and why they believe consistent investing from a 9-to-5 job can help you grow your wealth. Plus are Roth IRAs overrated? They might be when compared to Roth 401(k)s. Then, listeners Naomi and Andrew join Sean and Elizabeth to discuss how couples can align on their financial goals. They talk through how to define shared values, balance short- and long-term priorities, and decide how to use some new room in their budget wisely, including strategies for emergency funds, retirement, and kids' future savings. NerdWallet's list of the best savings accounts: https://www.nerdwallet.com/best/banking/savings-accounts  Get matched with a financial advisor by using NerdWallet Advisors Match: https://www.nerdwallet.com/best/investing/financial-advisors  NerdWallet's investment calculator will calculate how much your investments will grow based on your planned contributions, timeline, rate of return and compounding frequency: https://www.nerdwallet.com/calculator/investment-calculator  Are you on track to save enough for retirement? Use NerdWallet's calculator to check your progress, see how much retirement income you'll have and estimate how much more you should save: https://www.nerdwallet.com/calculator/retirement-calculator  In their conversation, the Nerds discuss: how to build wealth without a business, investing from a 9 to 5 job, becoming a millionaire from salary, Roth IRA vs Roth 401k, Roth IRA contribution limits, backdoor Roth IRA, Roth 401k benefits, emergency fund recommendations, short term financial goals, good debt vs bad debt, paying off debt as a couple, managing money in a marriage, budgeting as a couple, aligning financial goals with a partner, daycare budget reallocation, how to prioritize financial goals, saving for a home addition, using home equity loan, 529 plan alternatives, taxable brokerage for kids, feeling behind on retirement, retirement planning anxiety, compound interest retirement, how to save for multiple goals, financial planning for couples, building credit as a couple, margin in budget meaning, shared financial values, and daycare cost savings. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

How can investors build long-term wealth in today's housing market? In this episode of The Real Wealth Show, Kathy Fettke sits down with real estate investor Anson Young to break down the BRRRR strategy (Buy, Rehab, Rent, Refinance, Repeat) and how he's using out-of-state rentals, DSCR loans, and midterm rentals to scale cash-flowing portfolios. Anson shares how he transitioned from flipping homes to long-term holds, why markets like the Midwest offer compelling opportunities, and how investors can manage renovations and rentals from afar. If you're looking for a practical, no-hype approach to building sustainable real estate wealth, this episode is a must-listen.

In this episode, Phil Georges shares his extensive experience in the real estate industry, discussing his journey from a microbiologist to a multifamily investor. He emphasizes the importance of education, focus, and consistency in achieving success. Phil also highlights the significance of building generational wealth and the mindset required to overcome challenges in the real estate market.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Hey Community family, in today's episode, Kristina is joined by Eleanor Beaton, CEO of Safi Media and host of the Woman-Owned podcast.They are diving into how women scale businesses, build intentional communities differently, and why that can be your ultimate business hack!Tune in to hear:How Eleanor's mother sparked her mission for women's financial freedom.Why women circulate wealth differently, and what that means for building community.How to identify the right rooms to be in (and realize you've outgrown them).How to maintain a powerful connection.The underrated skill of asking great questions at events.Eleanor's event follow-up system that actually works.This episode is a masterclass in being intentional with your energy, curating long-term business relationships, and showing up as a leader, even if you're not the loudest person in the room.If this conversation resonates with you, let us know! Share the episode with a friend, DM Kristina or Eleanor, or tag us on social — we'd love to hear your thoughts!Connect with Eleanor:Women-Owned PodcastLinkedInInstagramSafi MediaMentioned in this Episode:Kristina on Eleanor's PodcastW NorthWeConnect InternationalVictoria Mae Photography - Book a brand session for a free HVW ticket!Take Our Social Media Quiz: https://www.thesocialsnippet.com/quizWork with The Social Snippet!  https://www.thesocialsnippet.com/contactSend me a text!Support the showFor Your Information: • Host your podcast on Buzzsprout! •Join The High Vibe Women Online Community! • Join our favourite scheduling platform Later • FLODESK Affiliate Code | 25% off your first year! Don't forget to come say hi to us on Instagram @thesocialsnippet, join the Weekly Snippet or follow us on any social media platform! Website . Instagram . Facebook . Linkedin

In this episode, I break down nine practical money moves I believe every service member can use to build long-term, generational wealth. I walk through how I think about discipline with money, starting with simple systems like maximizing the TSP match and building an emergency fund. I also explain why eliminating bad debt early gives you leverage and freedom later. My goal is to help you create a financial foundation that runs on autopilot while you focus on bigger opportunities.   Timestamps (00:00) — Intro (01:08) — TSP matching explained (03:05) — Emergency fund basics (04:20) — Eliminating bad debt (05:50) — VA house hacking strategy (08:15) — Consistency builds wealth   About the Show On the Military Millionaire Podcast, I share real conversations with service members, veterans, and their families. Each week, we explore how to build wealth through personal finance, entrepreneurship, and real estate investing. Resources & Links Download a free copy of my book: https://www.frommilitarytomillionaire.com/free-book Sign up for free webinar trainings: https://www.frommilitarytomillionaire.com/register Join our investor list: https://www.frommilitarytomillionaire.com/investors Apply for The War Room Mastermind: https://www.frommilitarytomillionaire.com/mastermind-application Get an intro to recommended VA agents/lenders: https://www.frommilitarytomillionaire.com/va-realtor Guide to raising capital: https://www.frommilitarytomillionaire.com/capital-raising-guide   Connect with David Pere Facebook Group: https://www.facebook.com/groups/militarymillionaire YouTube Channel: https://www.youtube.com/@Frommilitarytomillionaire?sub_confirmation=1 Instagram: https://www.instagram.com/frommilitarytomillionaire/ LinkedIn: https://www.linkedin.com/in/david-pere/ X (Twitter): https://x.com/militaryrei TikTok: https://www.tiktok.com/@militarymillionaire

Today I'm hanging out with my friend Chris Browning from Popcorn Finance for a special crossover episode filled with laughter, awkward money moments, and honest reactions to real Reddit stories.We're diving into some truly wild financial situations, from a $250 white elephant gift exchange to a friend asking for $2,300 after a baby broke her sunglasses and phone, to a daughter feeling pressured to send her mom money every month.In true This Is Awkward fashion, Chris and I unpack each scenario, debate what we'd do, and share our own awkward stories along the way.Need a laugh or a reminder that everyone has messy money moments? This episode will make you smile and maybe even make you feel thankful your own family drama doesn't involve a $250 candle.If you want to share your own awkward money situation, we'd love to hear it!Leave a voicemail at 707-200-8259 or DM us at @inspiredbudget or @popcornfinancepodcast.Connect with Chris:Popcorn Finance Podcast – short, snackable conversations about moneyTalk Sleepy to Me Podcast – relaxing stories to help you unwind and fall asleepInstagram: @popcornfinancepodcastYou Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Success gets a lot quieter at the top and that's exactly the point. In this episode, I sit down with business strategist and seven-figure CEO Kelly Roach to break down why so many driven entrepreneurs stay stuck, burned out, or second guessing themselves long after they've “done everything right.” We talk about the perception gap that keeps people grinding when they're actually growing, why building wealth requires rewriting beliefs most of us inherited without questioning, and how chasing outside approval quietly derails confidence. Kelly also shares what really happens on the road to scale, how to stop letting noise dictate your decisions, and why the deepest work is often the most profitable. Get ready to build a life and business aligned with who you actually are. In This Episode You Will Learn Why the PERCEPTION GAP is sabotaging more businesses than bad strategy. How to stop letting OTHER PEOPLE'S OPINIONS run your decisions. Why “hard” doesn't mean you're doing it WRONG. The difference between PASSION and MARKET VIABILITY. How unresolved BELIEFS around money quietly cap your income. Why true growth requires slowing down and doing the INNER WORK. How to separate PHILANTHROPY from BUSINESS so both can thrive. Why highly successful people IGNORE NOISE and run their own race. Check Out Our Sponsors: Shopify - Sign up for a one-dollar-per-month trial period at shopify.com/monahan Quince - Step into the holiday season with layers made to feel good and last from Quince. Go to quince.com/confidence Timeline - Get 10% off your first Mitopure order at timeline.com/CONFIDENCE. Northwest Registered Agent - protect your privacy, build your brand and get your complete business identity in just 10 clicks and 10 minutes! Visit https://www.northwestregisteredagent.com/confidencefree Resources + Links Listen to The Kelly Roach Show HERE Call my digital clone at 201-897-2553!  Visit heathermonahan.com Sign up for my mailing list: heathermonahan.com/mailing-list/  Overcome Your Villains is Available NOW! Order here: https://overcomeyourvillains.com  If you haven't yet, get my first book Confidence Creator Follow Heather on Instagram & LinkedIn Kelly on Instagram

Leave an Amazon Rating or Review for my New York Times Bestselling book, Make Money Easy!Check out the full episode: https://greatness.lnk.to/1861"You cannot build wealth with a mindset that was designed to keep you small." - Lewis HowesLewis grew up in a small town in Ohio where money meant one thing: stress. His parents loved him, but they argued about finances, and his nervous system learned to associate money with fights, uncertainty, and fear. At 5, 8, 12 years old, he didn't understand what was happening, but his body was recording every moment. That programming followed him into adulthood. No matter what strategies he tried, no matter how much he earned, the anxiety stayed. He kept sabotaging himself without even realizing it. Then came the breaking point where he said, "No more. I need to learn." He started interviewing experts, not just about making money, but about managing it emotionally, mentally, and spiritually. What he discovered became his New York Times bestseller "Make Money Easy," and it starts with a truth most people miss: your financial problems aren't about dollars, they're about wounds.Here's what Lewis wants you to understand. Most of us are carrying the financial beliefs and burdens we learned as kids. Beliefs like "money is hard to make," "money makes people fight," "we can't afford that." These aren't just thoughts, they're identities. And if your identity says money is scary or you're not good with it, no strategy today will save you. Lewis shares the two shifts that changed everything for him. First, getting the right systems in place. Second, and more importantly, healing your early money wounds. He walks you through how to identify your earliest memory around money, whether that's parents digging through couch cushions for change or being told you can't have ice cream because there's no money. Once you start healing those wounds, you stop repeating them. You stop living with that constant knot in your stomach. Money becomes something light, even fun, instead of the heavy burden that's been taxing your life. This isn't about positive thinking, it's about understanding why you are the way you are with money, and then doing the real work to change it.Sign up for the Greatness newsletter: http://www.greatness.com/newsletter Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode, Patrick sits down with Trevor for one of the clearest, most practical conversations on retirement planning you'll ever hear. Together, they unpack the real differences between Roth and Traditional accounts, how taxes impact your long-term wealth, and when a Roth conversion actually makes sense. Trevor breaks the topic down in a way that finally makes the entire system understandable — from how paycheck contributions really work to why Roth dollars can become your greatest financial superpower. Patrick asks the questions most investors never think to ask, and the result is a simple, strategic guide to making better decisions with your money. If you want confidence in your retirement plan and a deeper understanding of how to keep more of your wealth, this episode is essential listening.

From solo ownership myths to partnership wealth: Why the average Ghanaian earning 800 cedis can still own property - and the brutal truth about trust funds, strategic collaboration, and the $10,000 partnership model that beats waiting alone for decades. In this explosive episode of Konnected Minds, real estate veterans dismantle the dangerous solo ownership fantasy keeping African investors trapped in perpetual saving cycles while smarter players build wealth through strategic partnerships and affordable entry points. This isn't motivational real estate talk from social media gurus - it's a systematic breakdown of why you don't need to go in as an individual to secure your foot in the door, why millionaires use trust funds to purchase properties together for security and liability protection, and why the person making 800 cedis monthly isn't part of the game unless they increase their income and think beyond traditional employment. Critical revelations include: • Why you need to partner as a strategy - the average Ghanaian earning a certain amount can still get a foot in the door through collaboration • Why wealth thrives more in Ghana than Western countries - Africa has virgin lands, manpower, youth energy, and demand that creates opportunity • The employment cost advantage: in America, hiring someone costs minimum $45,000 annually - in Ghana you can employ help within a month of starting • The property management entry strategy: start as a facility officer changing bulbs and checking sockets, volunteer for sales exhibitions on weekends, dedicate eight months to learning the industry • Why the money is in the bush, not the office - working with chiefs, selling land, getting your hands dirty beats 15 years climbing corporate ladders for low salaries • The mindset crisis: people care too much about how they look, think they need to be saved by someone, and can't compute themselves doing what successful people do • The self-sabotage language: when someone says "the environment is so miraculous" they're unconsciously declaring they can't achieve what others have • The payment flexibility reality: cheapest land at 85,000 cedis with 50/50 payment plans, but human negotiation allows 30,000 deposits with customized schedules instead of rigid 10,000 monthly for eight months The conversation reaches its uncomfortable peak with a truth that destroys individual ownership pride: the average Ghanaian is selfish, doesn't trust their brother to go into business together, and thinks only about "me and my family" while missing the partnership strategies millionaires use through trust funds. Meanwhile, friends who bought Embassy Garden units together for $65,000 are now buying each other out after rental income and appreciation proved the model works - but most people would rather wait decades to buy land alone than partner strategically and own property within months. For the diaspora investor, local entrepreneur, and average Ghanaian seeking to own property instead of remaining trapped in rental cycles or perpetual saving, this conversation offers the unfiltered blueprint: stop thinking you need to go in alone. Use partnership models - trust funds, co-ownership agreements, verified large-scale developments where five friends pool resources. Increase your income through side businesses, weekend gigs, leveraging skills like architecture or quantity surveying. Start with property management or facility roles to learn the industry from the inside. Work with professionals who offer flexible payment plans beyond rigid monthly schedules. And remember - millionaires don't buy property alone when trust funds offer liability protection and collective purchasing power. The question isn't whether you can afford real estate on 800 cedis monthly. The question is whether you'll increase your income, find strategic partners, and secure your foot in the door - or spend decades waiting alone while partnership buyers own multiple properties and buy each other out with rental income profits. Host: Derrick Abaitey IG: https://www.instagram.com/derrick.abaitey YT: https://www.youtube.com/@DerrickAbaitey Join Konnected Academy: https://konnectedacademy.com/

In this episode of The Science of Flipping, I sat down with 33-year-old serial entrepreneur Alex Smereczniak, the founder of Franzy.com — what he calls the Zillow of franchising. Alex walked me through how franchising really works, why it's far more accessible than people think, and how everyday entrepreneurs can build serious wealth through franchises, cash flow, and real estate. We talk about the hottest industries, the best opportunities, how to choose the right brand, and how the franchise + real-estate model can create multiple streams of income and even multi-million-dollar exits. This conversation opened my eyes to opportunities I didn't even know existed — and it might do the same for you. About Alex Smereczniak Alex Smereczniak is a serial entrepreneur and the Co-Founder & CEO of Franzy, the platform known as the “Zillow for franchising.” Before building Franzy, Alex launched and scaled 2ULaundry and LaundroLab, raising over $30M in venture capital and expanding the brands across multiple markets. His experience as both a founder and franchisor gives him unique insight into business ownership, franchise systems, operations, and scaling. Today, Alex is on a mission to democratize entrepreneurship and help create the next one million business owners through accessible franchise opportunities and transparent data. Connect With Alex Website: https://franzy.com Instagram: https://www.instagram.com/alexfromfranzy LinkedIn: https://www.linkedin.com/in/alex-smereczniak Podcast: How I Franchised This (search on all platforms) About Justin: After investing in real estate for over 18 years and almost 3000 deals done, Justin has created a business that generates 7 figures in active income through wholesaling and fix and flipping as well as accumulating millions of dollars of rental properties including 5 apartment buildings, 50+ single family homes, and 1 storage facility Justins longevity in real estate is due to his ability to look around the corners, adapt to changing markets, perfecting Raising private capital, and focusing on lead generation which allows him to not just wholesale and fix & flip, but also accumulate wealth through long term holds. His success in real estate led him to start The Entrepreneur DNA podcast and The Science Of Flipping podcast and education company, and REI LIVE where he's actively doing deals with members. He has coached and mentored thousands of aspiring and active investors over the last decade. Connect with Justin: Instagram: @thejustincolby YouTube: Justin Colby TikTok: @justincolbytsof LinkedIn: Justin Colby Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

So many people are working full time yet still feel like they're falling behind. In today's episode, I'm breaking down why this is happening and what you can do to take back control of your money, even in a tough economy.We talk about:Why 45 percent of Americans say the cost of living feels unaffordableThe truth about debt, housing costs, and lifestyle creepFive simple steps to create real breathing room againI also share the exact starter habits that will help you feel more stable with your money, including how to build a small emergency fund and why a high yield savings account matters.Check out my favorite high yield savings account options: https://inspiredbudget.com/hysa You Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

In this episode of Entrepreneur DNA, I sat down with 33-year-old serial entrepreneur Alex Smereczniak, the founder of Franzy.com — what he calls the Zillow of franchising. Alex walked me through how franchising really works, why it's far more accessible than people think, and how everyday entrepreneurs can build serious wealth through franchises, cash flow, and real estate. We talk about the hottest industries, the best opportunities, how to choose the right brand, and how the franchise + real-estate model can create multiple streams of income and even multi-million-dollar exits. This conversation opened my eyes to opportunities I didn't even know existed — and it might do the same for you. About Alex Smereczniak Alex Smereczniak is a serial entrepreneur and the Co-Founder & CEO of Franzy, the platform known as the “Zillow for franchising.” Before building Franzy, Alex launched and scaled 2ULaundry and LaundroLab, raising over $30M in venture capital and expanding the brands across multiple markets. His experience as both a founder and franchisor gives him unique insight into business ownership, franchise systems, operations, and scaling. Today, Alex is on a mission to democratize entrepreneurship and help create the next one million business owners through accessible franchise opportunities and transparent data. Connect With Alex Website: https://franzy.com Instagram: https://www.instagram.com/alexfromfranzy LinkedIn: https://www.linkedin.com/in/alex-smereczniak Podcast: How I Franchised This (search on all platforms) About Justin: After investing in real estate for over 18 years and almost 3000 deals done, Justin has created a business that generates 7 figures in active income through wholesaling and fix and flipping as well as accumulating millions of dollars of rental properties including 5 apartment buildings, 50+ single family homes, and 1 storage facility Justins longevity in real estate is due to his ability to look around the corners, adapt to changing markets, perfecting Raising private capital, and focusing on lead generation which allows him to not just wholesale and fix & flip, but also accumulate wealth through long term holds. His success in real estate led him to start The Entrepreneur DNA podcast and The Science Of Flipping podcast and education company, and REI LIVE where he's actively doing deals with members. He has coached and mentored thousands of aspiring and active investors over the last decade. Connect with Justin: Instagram: @thejustincolby YouTube: Justin Colby TikTok: @justincolbytsof • • LinkedIn: Justin Colby Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Rod Khleif is a renowned real estate investor, podcast host, educator, and philanthropist celebrated for his expertise in mindset-driven success and his commitment to giving back. With a journey that spans immigrating to the U.S. with nothing, building (and rebuilding) multi-million dollar portfolios, and teaching thousands how to achieve financial freedom, Rod seamlessly blends inspiring personal stories with practical strategies for real estate investment and personal growth. As host of the “Lifetime Cashflow through Real Estate Investing” podcast and mentor to a vibrant community, Rod is known for making high-level real estate and entrepreneurial concepts accessible to anyone ready for transformation, whether he's guiding newcomers at his boot camps, sharing stories of overcoming setbacks, or helping others design a life of passion and purpose. In this episode of Marketer of the Day, Rod Khleif sits down for a wide-ranging conversation on the mindset shifts that fuel extraordinary achievement, the vital importance of goal-setting and commitment, and the true definition of fulfillment beyond material success. Rod recounts his rise, fall, and resurgence in real estate, shares lessons in resilience from losing and regaining $50 million, and opens up about the power of gratitude and contribution. Drawing parallels among business, philanthropy, and mentorship, Rod offers actionable advice for building wealth, cultivating a thriving peer group, and achieving lasting happiness, even amid setbacks. Quotes: “Mindset trumps mechanics. Success is 80 to 90% psychology, only 10 to 20% strategy.” “Don't fear failure; fear regret. Action mitigates fear. The only thing worse than failure is not living up to your potential.” “Gratitude is the most powerful emotion for achievement. It's impossible to be fearful and grateful at the same time.” Resources: Master Multifamily Real Estate To Create Generational Wealth & Freedom Connect with Rod Khleif on LinkedIn Join the mission with Tiny Hands Foundation

In today's episode of The WAG Diaries, we're breaking down one of the most powerful mindset shifts you can make on your glow-up journey: acting wealthy while you're still building wealth. Last week's episode was all about becoming the woman who thinks wealthy, this week is about becoming the woman who moves wealthy with intention, discipline, vision, and identity. This episode teaches you:  What “acting wealthy” really means (and what it absolutely doesn't) You'll learn why this is not about faking a lifestyle, overspending, or performing luxury online. Instead, it's about elevating your standards, habits, and environment so your identity aligns with the woman you're becoming. The psychology behind identity-based transformation. We dig into the science of why your brain responds to identity before results and how embodying your wealthy woman energy NOW is what actually creates wealth later. How to build a luxury lifestyle responsibly while staying financially smart You'll hear exactly how to upgrade your wardrobe, curate your environment, build your network, elevate your presence, and invest intentionally without going into debt or sacrificing your financial goals.  Real-life examples from my own WAG journey. You'll see how I'm implementing all of this in real time on IG: @byvictorianicole and @WAGDiariesPodcast. Five actionable steps to start acting wealthy TODAY This episode gives you a blueprint for: Elevating your environment Making intentional luxury purchases Building sustainable wealthy-woman habits Showing up with confidence and presence Putting yourself in the rooms that match your future CONNECT WITH VICTORIA: Instagram (Personal): @byvictorianicole Instagram (Podcast): @thewagdiariespodcast TikTok: @byvictorianicole Linktree: linktr.ee/byvictorianicole   Subscribe to The WAG Diaries so you never miss an episode! Apple Podcasts | Spotify 

I am joined this week by the beautiful and incredible Nell Daly from Revenge Capital. Nell is not only a venture capitalist investing in underrepresented founders but also a former psychotherapist who spent 17,000 hours listening to people's life stories and understanding how deeply money affects our psychological well-being and life choices. Today, we dive deep into Nell's unconventional journey from growing up as the daughter of Irish immigrants who physically skipped middle class but psychologically remained "kids from the projects," to becoming a therapist treating the symptoms of economic inequality, to finally deciding to treat the root causes by becoming a venture capitalist. You'll hear about the profound ways financial insecurity shaped her childhood, her pivot from law to art school after a friend's tragic death, and the realization that came from years of private practice that economic freedom is fundamental to human autonomy and mental health. Nell shares how she taught herself venture capital during the pandemic by Googling every term she didn't understand, why her son named the fund "Revenge," and her mission to make sure that anyone who doesn't look or sound like traditional power has a seat at the table. Listen as Nell talks about the courage it takes to keep touching the hot stove, why being talent isn't enough when you want to run the company, and how we need more women later in the food chain writing the actual checks. Key Topics: Growing up with the psychological scars of poverty even when you're physically middle class Treating 17,000 hours of patients and realizing money is the root cause, not just a symptom Learning that economic freedom is fundamental to leaving bad relationships and living out your dreams Teaching yourself venture capital through Google when you don't come from banking or finance Why "Revenge" perfectly captures what underrepresented founders are really seeking The difference between being talent and being the one who writes the checks Creating systematic change so talented women don't leave male-dominated industries in tears Connect with Nell online: Website: https://revenge.capital/ LinkedIn: https://www.linkedin.com/in/nellgibbondaly/ Instagram: @nell.daly @revengecapital   Find more from Syama Bunten: Instagram: @syama.co, @gettingrichpod Join Syama's Substack: https://thewealthcatalystwithsyama.substack.com/ Website: wealthcatalyst.com Download Syama's Free Resources: wealthcatalyst.com/resources Wealth Catalyst Summit: wealthcatalyst.com/summits Speaking: syamabunten.com Big Delta Capital: www.bigdeltacapital.com

Can financial education turn athletes into powerful investors? In this episode of CPO PLAYBOOK, Danny Cortenraede shares his journey from entrepreneur to investor and mentor, helping athletes and early-stage startups build long-term wealth. Drawing from his background scaling multiple companies, Danny now leads initiatives that teach athletes how to make smart investment decisions, build their financial literacy, and take control of their legacy beyond the field. We explore how his work at LEAD is shaping a new generation of athlete-entrepreneurs—through hands-on learning, mentorship, and real-world exposure to capital strategy. You'll learn: • Why 80% of startups fail—and how to avoid it • How athletes can transition from endorsements to equity • What startup founders should know about scaling to Series A • Why real estate is a powerful entry point for investing • How LEAD is building an ecosystem of athlete-driven innovation Chapters 00:00 Introduction to Danny Cortenraede 01:16 Danny's Entrepreneurial Journey 04:28 Transitioning to Investment and Education 10:00 The Importance of Financial Literacy for Athletes 19:36 Building the Athlete Council and Educational Initiatives 26:51 Success Stories and Impact of Education 31:33 Changing Perspectives on Investment Among Athletes 34:14 Mindset for Lasting Legacy Whether you're a founder, investor, or someone looking to build lasting value, this episode is packed with strategy, insight, and inspiration. — Subscribe to CPO PLAYBOOK for more conversations at the intersection of leadership, innovation, and capital strategy: https://www.cpoplaybook.com/newsletter Need support scaling leadership or culture? Let's talk: https://www.cpoplaybook.com/contact-us

Carl and Laurel are crushing it with nearly $200,000 in household income and have already paid off over $100,000 in student loans. But like many young couples in their late 20s and early 30s, they're facing a critical question: should they continue aggressively paying down their remaining $110,000 in student debt, save for a house purchase, or shift focus to building wealth for retirement? ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. ⁠⁠⁠⁠⁠⁠⁠⁠⁠DRINKAG1.com/MONEYGUY⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereAre you relying on luck instead of a liquidity plan—and putting your wealth growth at risk without even realizing it?Most Canadians think of an emergency fund as a boring cash pile that just sits there. But as Jon and Kyle reveal, your emergency fund is actually the foundation of every smart financial system—because it determines whether you react to problems or respond to opportunities. With rising costs, unpredictable expenses, and income volatility, your financial resilience depends on how you structure your liquidity. And as your net worth grows, the role of that fund should evolve—shifting from simple protection to strategic fuel for wealth building.You'll discover:The three tiers of liquidity—how to move from basic stability to a true “wealth reservoir” that compounds and supports long-term planning.When cash, leverage, or whole life cash value each make sense depending on your stage and volatility.How high-net-worth Canadians use liquidity strategically to seize opportunities, reduce taxes, and protect their legacy.Hit play to learn how to turn a simple emergency fund into one of the most powerful wealth-building tools in your financial system.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Building long-term wealth in Canada requires more than earning a high income—it demands intentional capital gains planning, smart financial strategy, and a clear financialReady to connect? Text us your comment including your phone number for a response!Canadian business owners seeking financial freedom in Canada can strengthen their personal finance and corporate wealth planning by building emReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

What if your money fights aren't really about money? In today's episode, I'm talking with financial therapist Nathan Astle about the real reasons couples clash over spending, saving, and debt — and how to get back on the same team. Nathan explains what financial therapy is, how power dynamics show up in marriages, and why guilt can help but shame keeps us stuck. If you've felt alone, overwhelmed, or unsure where to start, this conversation will give you hope and a plan.Resources mentioned:Financial Therapy Clinical Institute (FTCI) — free resource library (Money Timeline and Money Story worksheets)Money Minus Shame Podcast with Nathan AstleFinancial Therapy Association — find a financial therapist directoryConnect with Nathan on LinkedInYou Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

Real estate has created more millionaires than any other wealth-building strategy, and you can be one of them. In this episode, Kris Krohn breaks down the five foundational steps every beginner needs to build a profitable real estate business. You'll learn what keeps people stuck — and what smart investors do to scale their portfolios with confidence. If you're ready to start your real estate journey, this episode lays out the path.

In this episode of The $100M Entrepreneur Podcast, Brad Sugars, founder and chairman of Action Coach, breaks down what real freedom actually looks like and why most entrepreneurs never reach it!  He does that by teaching you the three layers of wealth that every founder must master to create true long-term freedom. He explains how active wealth is built inside the business, how passive wealth is created through disciplined investing, and how lifestyle wealth ensures that money translates into time, health, and meaningful relationships.Brad outlines the fundamentals of building a sellable company, including why buyers prioritize a consistent two-year track record, how EBITDA multiples shape valuation, and how different buyer profiles can change the trajectory of an exit. He also shares his approach to consistently moving profit out of the business and into assets that compound over time, with a simple real-estate model and a diversified investing strategy at the core.Finally, Brad highlights the importance of intentionally designing a life that aligns with your values, not just your workload, and why founders must treat time, energy, and relationships as strategic assets.Subscribe to The $100M Entrepreneur Podcast for more conversations on strategy, wealth building, and designing a life that scales with you.About Brad SugarsInternationally known as one of the most influential entrepreneurs, Brad Sugars is a bestselling author, keynote speaker, and the #1 business coach in the world. Over the course of his 30-year career as an entrepreneur, Brad has become the CEO of 9+ companies and is the owner of the multimillion-dollar franchise ActionCOACH®. As a husband and father of five, Brad is equally as passionate about his family as he is about business. That's why, Brad is a strong advocate for building a business that works without you – so you can spend more time doing what really matters to you. Over the years of starting, scaling and selling many businesses, Brad has earned his fair share of scars. Being an entrepreneur is not an easy road. But if you can learn from those who have gone before you, it becomes a lot easier than going at it alone.Please click here to learn more about Brad Sugars: https://bradsugars.com/Learn the Fundamentals of Success for free:The Big Success Starter: https://results.bradsugars.com/thebigsuccess-starter

Proactive Tax Strategies for Entrepreneurs: Insights from Danielle Michel, CEO of Oro Tax AdvisorsIn this episode, host Josh Elledge sits down with Danielle Michel, serial entrepreneur, CPA, and CEO/co-founder of Oro Tax Advisors, to unpack the tax strategies most business owners overlook. Danielle shares her journey from running multiple businesses to building a tax advisory firm designed to give small and mid-sized entrepreneurs access to elite, strategic tax planning. This blog distills her most valuable advice—from entity structure to real estate strategies—offering a clear roadmap for business owners who want to save money, protect their wealth, and grow intentionally.Strategic and Underutilized Tax Planning for Business OwnersDanielle opens by emphasizing that true tax savings come from proactive, year-round planning—not the annual scramble most entrepreneurs experience. She explains how ongoing reviews, detailed records, and tax-informed business decisions can prevent costly surprises while unlocking powerful deduction and credit opportunities. The conversation then shifts to often-underused strategies like real estate tax benefits and self-directed retirement accounts, which allow entrepreneurs to accelerate depreciation, diversify taxes, and invest in alternative assets with tax-advantaged structures.Danielle underscores how critical entity structure is, explaining that the right setup can dramatically reduce tax liability as a business grows. Many entrepreneurs start with an LLC but eventually benefit from moving to an S Corporation to optimize self-employment tax and distributions. She also dives into advanced deduction strategies—like accountable plans and strategic reimbursements—that go well beyond standard write-offs, while stressing that tax moves must still align with overall financial goals.Finally, Danielle explains how Oro Tax Advisors stands out with its integrated team of tax strategists, attorneys, compliance experts, and AI-driven systems that make advanced planning accessible to everyday entrepreneurs. She highlights the power of community and ongoing education through Oro's free membership, live weekly expert calls, and mobile app—all designed to help business owners stay ahead of changes and continually improve their tax literacy.About Danielle MichelDanielle Michel is a CPA, serial entrepreneur, and CEO/co-founder of Oro Tax Advisors. With years of experience running multiple businesses, she helps entrepreneurs optimize taxes, protect wealth, and build strategic financial frameworks. Connect with Danielle on LinkedIn: https://www.linkedin.com/in/daniellemichelcpa/.About DanielleMichelVentures.comDanielleMichelVentures.com is the online home for Danielle's tax advisory, education programs, and community resources. Through Oro Tax Advisors and her broader platform, Danielle provides entrepreneurs with proactive tax strategies, integrated advisory support, and access to a free community with weekly expert training.Links Mentioned in This EpisodeDanielle Michel LinkedInDanielle Michel VenturesKey Episode HighlightsMost tax savings come from proactive, year-round planning—not annual filingReal estate strategies (bonus depreciation, cost segregation, RE...

Welcome to the Minority Mindset Show! Want more financial news? Join Market Briefs, my free daily financial newsletter: https://link.briefs.co/3JJ8LOT Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

As we close out 2025 and set our sights on an abundant, empowered 2026, this episode is the perfect way to reset your mindset, refresh your money goals, and learn how to actually build wealth in the new year.Today on The Money Mom Podcast, Rachel is joined by special guest Madison from New Money Madison.  A money + mindset coach who blends neuroscience, personal finance strategy, and manifestation to help women become first-generation millionaires.Together, we dive into:

✅ Get the coverage you need from a source you trust. Learn more about RamseyTrusted® insurance pros and providers.   If you feel like you understand money, but you can't quite get ahead, this episode is for you. Today, we're talking about seven common money mistakes that could be costing you thousands.   Next Steps:

In this brief episode, Allison offers a heartfelt message of encouragement to stay the course on your financial journey. Happy Thanksgiving!You Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

What if you could legally pay zero taxes while building wealth around the world? In this episode, Gary sits down with Mikkel Thorup, the world's most sought-after expat consultant and the Founder and CEO of Expat Money. Mikkel has spent more than 25 years traveling to 120 countries, living in 9 of them, and building a thriving international consulting firm that helps high-net-worth clients reduce taxes, secure second residencies, and build global investment portfolios. He breaks down the truth behind the Foreign Earned Income Exclusion, why residency matters more than people think, how offshore banking protects you from government freezes, and what countries offer the most favorable territorial tax systems. Mikkel also shares his personal story of overcoming dyslexia, dropping out of school, and designing a life and business that spans the globe.  This conversation gives you the facts that most professionals never learn. If you have ever wondered how wealthy people legally reduce taxes, diversify risk, and expand their options beyond the United States, this episode opens that door. Key Takeaways→ Understanding the two global tax models and why the United States is unique in taxing citizens, no matter where they live → How the Foreign Earned Income Exclusion works and the difference between the physical presence test and bona fide residency → Why offshore banking is an essential part of a financial plan B, and when it protects you from domestic account freezes → What territorial taxation means and why countries like Panama, Costa Rica, Paraguay, and Belize attract entrepreneurs → How active income and passive income differ for expats and how classification affects legal tax reduction → Why obtaining legal residency or a second citizenship is the foundation for any global tax strategy Quote From Mikkel Thorup“I tell everybody this. You can legally pay less tax, invest globally, and increase your freedom, but you must follow the rules and structure your life correctly. That is the real secret.”Ready to explore tax reduction, global residency, or international investments? Connect with Mikkel at ExpatMoney.com to access his newsletter, resources, and consulting options. Catch every new episode of Grow Your Business & Grow Your Wealth with Gary Heldt wherever you listen to podcasts. Learn more about your ad choices. Visit megaphone.fm/adchoices

Your credit score is more than just a number—it can be a powerful tool to create wealth. In this episode, Kris Krohn explains how to gain awareness of your credit score, debunks myths around credit repair, and shares actionable strategies to improve your credit. Learn how even small improvements can unlock bigger financial opportunities and smarter money moves.

Money is not the villain. Money is a tool. In this powerful episode of She Believed She Could™, host Allison Walsh sits down with Tinja Anderson — business strategist, financial consultant, former Division I All-American athlete, and Miss Texas International 2022 — to talk about money mindset, exit planning, and the pursuit of excellence in life and business.Tinja shares how a difficult life transition sparked her pivot into finance, why most founders need a true financial consultant rather than a one-size-fits-all product, and how to think like an operator who builds to grow, harvest, and exit. We cover cash flow, tax-efficient strategies, risk protection, decentralizing the owner to increase valuation, and practical steps to move from analysis paralysis to informed action.You will learn:Why reframing “money talk” changes your ability to build wealth and impactHow to protect cash flow and make tax-efficient decisions as you scaleThe role of exit planning and succession in maximizing your multipleWhat to ask an advisor so you get strategy, not just productsHow to build confidence by putting in reps and pursuing excellence dailyChapters:00:00 – Welcome to She Believed She Could™ with Allison Walsh01:15 – Meet Tinja Anderson: athlete, strategist, and financial consultant04:00 – From divorce to defining a new mission around money07:10 – How Tinja pivoted from consulting to finance10:35 – Redefining excellence and the power of the pursuit13:50 – Growing up with high expectations and learning discipline17:00 – Facing imposter syndrome and thriving in male-dominated industries20:25 – How to navigate rooms full of powerful women23:00 – Why most entrepreneurs need a financial consultant, not a salesperson26:15 – Building a business to grow, harvest, and exit efficiently29:40 – Talking about money with confidence and clarity32:30 – Understanding tax strategies, risk protection, and cash flow35:00 – Inside her podcast Pursuit of Excellence and how it began37:20 – Tinja's upcoming book Boundaries and Bullshit39:10 – What confidence really means and how to build it40:25 – Who inspires Tinja and where to connect with herConnect with Tinja:Instagram → @tinjaandersonCheck out Tinja's podcast "The Pursuit of Excellence" here: pursuitofexcellencepodcast.comConnect with Allison:Instagram → @allisonwalshLearn more about the Impact Brand Accelerator → www.allisonwalshconsulting.com/freebies

Thinking of selling your fitness studio or wellness business?

Terri Couser is an entrepreneur, coach, and Board-Certified Credit Consultant with two degrees from Villanova University. Her career began at TransUnion, where she updated thousands of credit profiles, sparking her passion for real estate and helping others build financial stability through home buying, selling, and property management. Through her Wealth Building Ministry, Terri empowers individuals and youth to create generational wealth and LEGACY, partnering with organizations like the Philadelphia Education Fund and Year Up for panels and speaking events. Today, Terri teaches people nationwide how to leverage credit to build wealth, start businesses, and achieve financial freedom. She has grown her company into a national brand, partnered with global influencers, launched Credit Leverage Lifestyle and "The Winner's Circle" community, and hosts Major Impact on The CW's CONNECT Network to help women entrepreneurs master money and investing. During the show we discussed: The inspiration behind creating Credit Leveraged Lifestyle. How credit leverage helps break generational debt cycles. Why the credit repair industry is full of misinformation. Common credit myths people still believe. How bureau experience gives an edge in credit consulting. Risks of following bad online credit advice. First steps in starting a credit-building or repair journey. Key differences between personal and business credit. How to build business credit without using a personal SSN. Biggest mistakes with credit utilization and DTI. How Board and Credit Score Certification set you apart. Results clients see from your programs. Why understanding credit reports and scores matters. How better credit unlocks major financial opportunities. What's included in the 90-module Credit Leveraged Lifestyle course. Resource: https://www.creditleveragedlifestyle.com/  

What if paying off your debt didn't have to feel like punishment? In this episode, I'm joined by Jacent Wamala, a licensed therapist and money coach who paid off $94,000 of debt in just three years…all on a single income! After walking through divorce, grief, and grad school, Jacent decided to treat her debt-free journey as an experiment instead of a burden. She shares how she stopped letting shame lead the way, got practical about her money, and created systems that actually worked for her life. If you're working to pay off debt, or thinking about starting, this episode will remind you that it's not about perfection. It's about progress, intention, and believing that your future self deserves peace of mind.Connect with Jacent:Instagram: @jacentwamalaYouTube: Jacent WamalaYou Might Like: Get the FREE Goodbye Debt Tracker! Grab my FREE Budgeting Cheat Sheet. Get the Budget My Paycheck Spreadsheet. Follow Allison on Instagram! @inspiredbudget Check out Inspired Budget's blog. Take my FREE class on How to Budget to Build Wealth!

⭐ Join Rental Property Mastery, my community of rental investors on their way to financial freedom: http://coachcarson.com/rpm   

We've gathered decades of financial experience into one powerful episode. From student loans to investing, we share our most important rules of thumb - the guardrails that keep your money decisions simple and your future secure. Learn the proven steps to take control of your finances and build real wealth, one rule at a time. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. ⁠⁠⁠⁠DRINKAG1.com/MONEYGUY Learn more about your ad choices. Visit megaphone.fm/adchoices

975. Laura answers a listener's question about gifts to give kids when you want to help build their financial futures.Find a transcript here. Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at (302) 364-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links:https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDT Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.