Podcasts about Pension

On this week's Money Matters, Scott and Pat take a deep dive into special purpose acquisition companies (SPACs) - exploring their meteoric rise, sharp decline, and the potential risks and rewards for investors. Plus, they field questions from listeners about pension decisions, lump sum options, and how to adapt investment strategies to today's market conditions. Finally, they emphasize the value of personalized financial planning, covering key topics like tax strategies and Roth conversions to help secure your long-term retirement goals. Join Money Matters:  Get your most pressing financial questions answered by Allworth's co-founders Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

A bill to regulate medical marijuana remained stuck in a legislative committee, while senators advanced teachers' pension changes Thursday.

Rep. Kathy Schmaltz, District 46, Jackson. Rep. Schmaltz renews push to eliminate pension tax for retired corrections officers

HERO'S Talk Radio with hosts Dave and Laurett Arenz is presented by the Freedom Financial Radio Network. Through their Triple Crown Solution, Dave and Laurett coach clients to achieve financial independence by presenting options that provide safety, liquidity, and a great rate of return for tax-free account accumulation and distribution. As founders of HERO'S Strategies, … 04/19/25 – HERO’S Talk Radio Read More » The post 04/19/25 – HERO’S Talk Radio appeared first on HERO'S Strategies, Inc..

#SafeMoney #JonHeischmanSr #BalancedPortfolioRiskIn this episode, host Jon Heischman, Senior discusses how to balance your retirement portfolio to reduce risk.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

Climate disasters can harm the economy, posing risks to retirement savings. Learn more at https://www.yaleclimateconnections.org/ 

In this episode of the American Experiment Podcast, Grace, Kathryn, and Bill sit down for another rendition of STOP THE TAPE!—this time featuring some wild takes from the House Democrats on teacher pensions.Later in the episode, Grace and Kathryn stay on to interview Representative Kristin Robbins (R-37A), who serves as Chair of the House Fraud Prevention and State Agency Oversight Committee. They talk all things fraud—and where we as a state can go from here.Be sure to like, comment, share, and subscribe to the American Experiment Podcast so you never miss an episode!00:00 - Welcome Back!02:27 - Rep Long interrupting Rep Niska calling out MN AG10:14 - Sen. Rassmussen, "How are we going to pay for this?!"13:26 - Sen. Gustafson - teachers in worn out jeans?!15:28 - Taxpayer with the MIC DROP21:37 - Interview with Rep. Robbins!

Redefining Retirement Income: Insights from Chancery Lane's CEODoug Brodie, CEO of Chancery Lane, a firm specializing in retirement income planning, discusses the evolving landscape of pension schemes. Brody critiques the industry's focus on pension pots rather than sustainable income and offers an outcome-driven approach. We also explore the mechanics of investment trusts, a lesser-known instrument that could bypass complex asset allocation challenges for retirees.LINKSDoug Brodie on Linkedin: https://www.linkedin.com/in/doug-brodie-income-investment-plannersChancery Lane: https://www.chancerylane.net/Related episodes on Pensions: https://www.youtube.com/playlist?list=PLbJ1012cgPCAy2NXMIob3W30DXM3rF3OM

Meistens tritt er als Klavier-Begleiter in Erscheinung. In dieser Rolle aber hat Claudio Gmür neue Massstäbe gesetzt. Nun feiert er seinen 70. Geburtstag. Einem breiteren Publikum bekannt wurde Claudio Gmür als Pianist im Trio Willi Valotti und bei der Kapelle Syfrig-Valotti. Zusammen mit Ueli Mooser am Kontrabass zeigte er immer wieder neue Möglichkeiten auf, Volksmusik zu begleiten. Diese Rolle quasi in der zweiten Reihe, hat ihm immer sehr entsprochen. Bis heute - aktuell in einer neuen Formation rund um den innovativen Klarinettisten Mathias Landtwing und die Akkordeonistin Andrea Ulrich. Seine Begeisterung für die Musik entdeckte er zusammen mit seinen Geschwistern, anfangs autodidaktisch mit der Handorgel. Claudio Gmür spielte alles nach was er hörte, vor allem Unterhaltungsmusik aus dem Radio. Während seiner Gymi-Zeit in Disentis konnte er seine Fähigkeiten noch verfeinern. Claudio Gmür hat alle jüngeren Pianisten in der Volksmusik geprägt. Die grossartige Marion Suter hat er als Volksmusik-Dozent durch ihr Studium begleitet. Nach einem erfüllten Berufsleben als Sekundarlehrer geniesst er heute seine Pension. Er übt regelmässig Klavier, komponiert ab und an für ein aktuelles Projekt und treibt ganz allgemein gerne Sport. Viel mehr als in jungen Jahren - wie er schmunzelnd zugibt.

#SafeMoney #JonHeischmanSr #RolloversAndRollups In this episode, host Jon Heischman, Senior discusses rolling over your 401k into an IRA and what type of account options are available. Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

Scott was joined by Walter Young in the virtual studio for a discussion on retirement income strategies, focusing on Young's book "The Fifth Option," which explores innovative approaches to retirement planning that go beyond traditional methods, such as utilizing actuarial science and investments to create a predictable and efficient income stream.Walter C. Young ,MBA, RICP, is a dynamic financial expert, national speaker, Industry panelist and Amazon best-selling author of The 5Th Option.  Walter helps his audiences learn about the challenges retirees face in a modern economic environment and post pension society. His blend of stories, humor and financial planning theory keeps audiences entertained while learning the very latest academic research in retirement income planning. He earns rave reviews and guests often stay long after his presentation has ended to continue conversations.With over 20 years of experience in the financial services industry, Walter has become a thought leader in economic-based financial planning theory, helping clients develop strategies to achieve their retirement goals.Walter holds the prestigious Retirement Income Certified Professional (RICP) designation from the American College of Financial Services and a Master's in Business from Seattle University and is a member of the exclusive Forum 400.In this episode you will learn the following: The "Fifth Option" in retirement planning, which challenges traditional financial planning strategies by integrating actuarial science and investments to recreate the stability once provided by pensions and Social Security.The shortcomings of the traditional three-legged stool of retirement (pension, Social Security, and personal savings) and emphasizes the importance of creating a sustainable cash flow strategy, especially in the absence of pensions.The "Beat the Bear" strategy, which involves using non-correlated assets like cash value life insurance to protect against market downturns, and the "Bucket Strategy," which segments assets into now, soon, and later buckets to manage risk and income flow over time.The need for individuals to rethink retirement planning by focusing on creating predictable, risk-managed income streams using innovative financial products and strategies, aiming for a more efficient and confident retirement experience.Connect with Scott on LinkedInConnect with Walter on LinkedInFor more on The Optimized Advisor Podcast click here  For more on The 5th Option and to purchase the book click hereFollow us on LinkedIn  **This is the Optimized Advisor Podcast, where we focus on optimizing the wellbeing and best practices of insurance and financial professionals. Our objective is to help you optimize your life, optimize your profession, and learn from other optimized advisors. If you have questions or would like to be a featured guest, email us at optimizedadvisor@optimizedins.com Optimized Insurance Planning

Just when you think you've got the whole 'vegan thing' nailed...Banks and pension providers lend our money to all manner of companies, causes & governments...so how to we make sure we're not indirectly funding animal exploitation, wars and all manner of horrible things? In this episode Richard, Dominic & Anthony discuss the options and their own personal responses to the ethical blindspot that are banks and pensions.During this show we reference two webpages:https://greenecofriend.co.uk/ethical-banks-uk/ https://makemymoneymatter.co.uk/pensions/As ever, we love hearing your views on the topics under discussion (or anything else!) so do drop us your thoughts via enoughofthefalafel@gmail.com*************Enough of the Falafel is a community of people who love keeping on top of the latest news in the world of veganism & animal rights. With the Vegan Talk podcast, we aim to develop listeners' (& our own) thoughts around key issues affecting veganism & the animal rights movement; giving our opinions, whilst staying balanced; remaining true to our vegan ethics, whilst constantly seeking to grow & develop.Each week we home in on one topic in particular and pick it apart in more detail. If you have a suggestion for a future show, do get in touch via enoughofthefalafel@gmail.com.*******************Thanks everyone for listening; give us a rating and drop us a message to say "hi"; it'll make our day!Dominic, Richard & Anthony

HERO'S Talk Radio with hosts Dave and Laurett Arenz is presented by the Freedom Financial Radio Network. Through their Triple Crown Solution, Dave and Laurett coach clients to achieve financial independence by presenting options that provide safety, liquidity, and a great rate of return for tax-free account accumulation and distribution. As founders of HERO'S Strategies, … 04/12/25 – HERO’S Talk Radio Read More » The post 04/12/25 – HERO’S Talk Radio appeared first on HERO'S Strategies, Inc..

Stephen Grootes speaks to Professor Patrick Bond, political economist about the escalating trade tensions between the US and China, particularly with Trump's tariff announcements, and explores potential investment strategies amidst the uncertainty. In other news, Andrew Davison, Head of Institutional Business at Old Mutual, explains how to navigate pension challenges amidst economic uncertainty and market volatility. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.Thank you for listening to The Money Show podcast.Listen live - The Money Show with Stephen Grootes is broadcast weekdays between 18:00 and 20:00 (SA Time) on 702 and CapeTalk.There’s more from the show at www.themoneyshow.co.zaSubscribe to the Money Show daily and weekly newslettersThe Money Show is brought to you by Absa.Follow us on:702 on Facebook: www.facebook.com/TalkRadio702702 on TikTok: www.tiktok.com/@talkradio702702 on Instagram: www.instagram.com/talkradio702702 on X: www.x.com/Radio702702 on YouTube: www.youtube.com/@radio702CapeTalk on Facebook: www.facebook.com/CapeTalkCapeTalk on TikTok: www.tiktok.com/@capetalkCapeTalk on Instagram: www.instagram.com/capetalkzaCapeTalk on YouTube: www.youtube.com/@CapeTalk567CapeTalk on X: www.x.com/CapeTalkSee omnystudio.com/listener for privacy information.

In this exciting episode of the "Must Read Alaska Show" podcast, host Ben Carpenter dives deep into Alaska's pension debate with Ryan Frost and Mariana Trujillo from the Reason Foundation. They break down the major issues surrounding Senate Bill 78 (SB 78), which proposes returning Alaska's public pension system to a costly defined benefit plan. The discussion kicks off with a fast-paced explanation of the differences between defined benefit (DB) and defined contribution (DC) systems. While DB plans offer a fixed retirement income, they've become unsustainable for many states and companies. Alaska's pension system, still $7 billion in debt, is a perfect example of why DB systems are risky and expensive. Frost and Trujillo slam the notion that SB 78 will boost public employee recruitment and retention, pointing out that Alaska's public sector turnover is actually below the national average! They reveal that the proposed switch to a DB system would make retirement worse for most employees, despite adding billions in costs to the state. Rather than returning to an outdated, expensive pension model, they argue Alaska should focus on strengthening its current DC system, potentially improving it for police and fire workers, while avoiding a massive pension crisis. With SB 78's sky-high costs, Alaska needs to think smarter—before it faces an even bigger financial headache. This episode is a must-listen for anyone concerned about Alaska's financial future!

Sök upp podcasten Motiv och lyssna vidare på serien "Mörkret över guldkusten":I februari 1990 hittades två pensionärer brutalt mördade i sitt hem på Onsalahalvön. Trots en omfattande polisutredning förblev fallet olöst, omgivet av rykten och spekulationer. Mordet på pensionärsparet är det första i en rad tragiska fall som drabbat Onsalahalvön.Förhandslyssna på hela serien direkt via Motiv+ Become a member at https://plus.acast.com/s/rattegangspodden. Hosted on Acast. See acast.com/privacy for more information.

How to address the pressing challenges facing the pension industry with technology. George Aliferis and Eve Read from Smart Pension explore the technological advancements and practical policy recommendations to improve pension outcomes. From UX, to education, communication, or "micro interventions" tune in to understand how Smart Pension is helping to achieve better retirement outcomes for all.LINKSEve Read on Linkedin: https://www.linkedin.com/in/everead/Smart Pension: https://www.smartpension.co.uk/Related episodes on Pensions: https://www.youtube.com/playlist?list=PLbJ1012cgPCAy2NXMIob3W30DXM3rF3OM

You don't need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call“Inflation doesn't care if you're retired—make sure your money does.”Chapters00:00 - DRP & VERA Offer Window: April 7–1400:33 - Who Qualifies?00:56 - When You Get the Pension vs. SRS Start01:33 - Why COLAs (Cost of Living Adjustments) Matter02:05 - The DoD Email Explained04:58 - Inflation Story: $20 Then vs. Now06:30 - Make a PlanConnect with CD Financial for More Insights:Twitter: /CDFinancial_LLCInstagram: /CDfinancial.llcFacebook: /CDFinancialLLCLinkedIn: /cd-financial-llc Visit our Website: https://cdfinancial.org/Subscribe and Stay Updated: Don't miss out on crucial advice for your financial journey. Subscribe now for weekly insights and strategies to secure your retirement.Get More from CD Financial: Looking for personalized advice? Schedule a consultation with Charles to tailor a plan that suits your unique financial situation: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-callAdvisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.Support the show

In this episode of the Other Side of the Firewall podcast, hosts Ryan Williams Sr. and Shannon Tynes discuss recent cybersecurity attacks on Australia's largest pension funds, analyzing the implications of these breaches and the government's response. They discuss the financial impact of the attacks, the strategies being implemented to enhance cybersecurity, and the potential future challenges posed by advancements in AI technology. The conversation emphasizes the importance of proactive measures in safeguarding financial assets and the evolving landscape of cybersecurity threats. Article: Hackers strike Australia's largest pension funds in coordinated attacks https://www.reuters.com/technology/cybersecurity/multiple-australian-pension-funds-hit-by-coordinated-hacking-media-reports-say-2025-04-04/?fbclid=IwZXh0bgNhZW0CMTAAAR48RqH3nzcbIVqDNyUkbqEwOc0f1TfEqm32VHxJPn8B1k3BUgexSw_mlAwuBg_aem_n4t66A7Kew_d34xP5_OeNA Please LISTEN

Episode 71: Harvey Mason Sr. You've heard Harvey Mason Sr., whether you realize it or not. From the iconic grooves of Herbie Hancock's Head Hunters to the GRAMMY-winning “Kiss From A Rose” by Seal, Harvey's drumming has shaped music history across genres, decades, and mediums — albums, film scores, and TV alike. He's not only a musical powerhouse, but a dear friend, and in this episode, we finally sat down to dig into his legendary run — especially his work with Herbie Hancock and the Head Hunters album. Harvey shares the story of how that band came together, the sessions behind Chameleon and Watermelon Man, and why he chose not to tour with them at the height of their success. We also dive into his solo career — how it started, how it evolved, and the surprising role Clive Davis played in making it all happen. Harvey opens up about his long-standing friendships and collaborations with Quincy Jones and Chick Corea, his approach to fatherhood (including raising his sons Harvey Mason Jr., CEO of the Recording Academy, and Max Mason, former VP of Quincy Jones Productions), and how he built a legacy both on and off the kit. Fun fact: Vic Firth was Harvey's teacher — and Harvey still receives royalties from the early days of Vic Firth drumsticks! We also get into his stunning new album Changing Partners: Trios 2, featuring the likes of Chick Corea, Gonzalo Rubalcaba, James Genus, Dave Grusin, Stanley Clarke. This conversation is a masterclass in musicianship, legacy, and love for the craft. Enjoy my sit-down with the incomparable Harvey Mason Sr. ‘Go with Elmo Lovano' is a weekly podcast where Elmo interviews creatives and entrepreneurs in music on HOW they push forward every day, got where they are in their careers, manage their personal lives, and share lessons learned and their most important insights. (0:00:00) Intro (0:02:35) Harvey's New Album (0:05:26) Head Hunters (0:06:29) Getting the Call from Herbie Hancock (0:09:20) Making the Head Hunters Album (0:10:59) Studio vs. Touring Musician, Harvey's Background (0:14:06) Berklee, Studying with Alan Dawson (0:15:33) Vic Firth taught Harvey (0:17:55) Moving to L.A., Lucille Ball Show (0:19:41) Session Work in the 1970's (0:21:24) Working with Quincy Jones on the Bill Cosby Show (0:22:51) Instrument Collection, Harvey's Foundation (0:24:23) Session Work, Touring (0:28:00) “Chameleon” Session (0:30:56) Herbie's Hollywood Bowl Show (0:32:55) What Herbie was like in the 70's (0:33:47) “Watermelon Man” (0:35:15) The “4 A.M.” Session, Jaco Pastorius (0:36:41) Jaco Stories (0:38:22) The “4 A.M.” Session Continued (0:38:45) Focusing on Goals, Family Life (0:41:18) Harvey Mason Jr. (0:41:59) Max Mason (0:44:18) Learning from Clive Davis, Quincy, and others (0:48:22) Biggie, T.I., and Lupe Fiasco Sampled Harvey's Music (0:49:05) Funk in a Mason Jar (0:49:39) “Till You Take My Love,” David Foster, David Paich (0:51:40) Clive Davis (0:55:59) Touring with Carole King (0:57:30) Chick Corea (0:58:55) Losing Chick and Quincy (1:00:44) What Harvey is Doing Now (1:02:05) How to Keep Creativity Going (1:02:54) Playing Piano in Church (1:06:42) Playing with Duke Ellington (1:08:07) The Quincy Jones JammJam (1:09:12) Advice (1:10:47) “Changing Partners Trios II” (1:11:49) Vic Firth Stories (1:18:55) Residuals, Pension, Royalties, and Sessions (1:21:31) Sharing Stories Please SUBSCRIBE / FOLLOW this podcast to catch new episodes as soon as they drop! Your likes, comments and shares are much appreciated!   Listen to the audio form of this podcast wherever you get your podcasts: https://elmolovano.komi.io/ Follow Harvey: https://www.instagram.com/harveymasonsr/ Follow Go With Elmo: https://www.instagram.com/gowithelmo/ https://www.tiktok.com/@gowithelmo https://x.com/gowithelmopod Follow Elmo Lovano: https://Instagram.com/elmolovano https://x.com/elmolovano

The Cybercrime Wire, hosted by Scott Schober, provides boardroom and C-suite executives, CIOs, CSOs, CISOs, IT executives and cybersecurity professionals with a breaking news story we're following. If there's a cyberattack, hack, or data breach you should know about, then we're on it. Listen to the podcast daily and hear it every hour on WCYB. The Cybercrime Wire is brought to you Cybercrime Magazine, Page ONE for Cybersecurity at https://cybercrimemagazine.com. • For more breaking news, visit https://cybercrimewire.com

Shifts in interest rates have thrust Liability-Driven Investing (LDI) into the spotlight, reshaping pension plan liabilities and presenting new de-risking opportunities. This episode of the All the Credit® Credit Markets in Transition sub-series examines impacts on funded status, plan sponsor adaptations, and the interplay of structured products and derivatives in portfolio construction. PGIM Fixed Income's Brian Barnhurst, CFA, Head of Global Credit Research, hosts Tom McCartan, FIA, CFA, Multi-Sector Portfolio Manager. Recorded on March 27, 2025.

In episode 111 of the [i3] Podcast, we speak with Michael Weaver, who is the Head of Global Real Assets with the Australian Retirement Trust. We discussed the role of real assets in the context of a multi-asset, pension portfolio, the ever-lurking threat of inflation, the return of office property and more. Please enjoy the show! Overview of Podcast with Michael Weaver, Head of Global Real Assets, ART 02:00 Role of real assets in a multi-asset portfolio 03:30 We don't call them mid-risk, but it is a similar philosophy 06:30 Inflation: what we are most worried about is unexpected inflation 08:00 We would expect to grow our infrastructure portfolio in Australia, but also internationally. 09:00 Benefits of larger scale, post merger 12:00 Massively expand the real asset team, no. But expand yes. 16:00 Retail and Office property: we are actively looking at new investments 20:00 Did Covid wobble your confidence in airports? Wobble is probably a good word. 25:00 Impact of data centres on power generators 27:30 Multi-family, build-to-rent property 33:00 Energy transition assets

You ask, Martin answers. A must-listen at this crucial time of year. Martin and Adrian go through the big questions from you as a number of big changes come into force. Plus you tell us about customer service done well, and Adrian tackles a mastermind on credit scores. You can email the podcast team via martinlewispodcast@bbc.co.uk.

Send us a textIn Episode 58 of The Vault, we discuss this week's controversial opinion, “We should be allowed to say no to hen dos with no issues". We then dive into our listener dilemmas:

Apparently, to enjoy a moderate retirement, you will need to have a kitty of nearly 500k, according to the Pensions Council…Robert Whelan, Managing Director of Rockwell Financial Planning Advisors joins Kieran to discuss how realistic that is, as well as give his best tips for building a pension.

HERO'S Talk Radio with hosts Dave and Laurett Arenz is presented by the Freedom Financial Radio Network. Through their Triple Crown Solution, Dave and Laurett coach clients to achieve financial independence by presenting options that provide safety, liquidity, and a great rate of return for tax-free account accumulation and distribution. As founders of HERO'S Strategies, … 04/05/25 – HERO’S Talk Radio Read More » The post 04/05/25 – HERO’S Talk Radio appeared first on HERO'S Strategies, Inc..

This Morning's Headlines1. Ruling date set2. Tight security 3. Calmly wait4. Complete denuclearization5. Pension reform

What are the three predictors of retirement happiness? Dr. Michael Finke, CFP® from the American College of Financial Services tells us what his research shows. He also shares his insights on the four percent rule for retirement withdrawals and whether there is anything we can do to stave off the effects of aging on our cognitive abilities. That's today on Your Money, Your Wealth podcast number 523 with Joe Anderson, CFP® and Big Al Clopine, CPA. Plus, Joe and Big Al do some retirement spitballing: can Jon in Pennsylvania retire early at age 56, and would it be better for him to take his pension monthly or as a lump sum? Steve and his wife in Colorado are 48 and 54 and have $3 million saved. When can they retire? Eager Eagle and his wife in Washington state have $2 million saved at ages 61 and 63. Can they retire next year? Free financial resources & episode transcript: https://bit.ly/ymyw-523 DOWNLOAD The Retirement Lifestyles Guide  DOWNLOAD The Social Security Handbook WATCH: Social Security Basics You Need to Know: Common Social Security Questions Answered on YMYW TV  WATCH/LISTEN: What's Your Retirement Income Style?  ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter

Au cœur de la nuit, les auditeurs se livrent en toute liberté aux oreilles attentives et bienveillantes de Valérie Darmon. Pas de jugements ni de tabous, une conversation franche, mais aussi des réponses aux questions que les auditeurs se posent. Un moment d'échange et de partage propice à la confidence pour repartir le cœur plus léger.Distribué par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

In this episode of Financial Clarity for Doctors, Corey Janoff and Rachelle Vanderzanden, discuss some of the basics of pensions.  How do you get one, what are the benefits, and exactly how do these things work? Some pension basics covered in this episode include: What type of employers off these retirement plans and who contributes to them. The types of investment risk associated with these plans (and who takes that risk). How pension benefits are calculated – this can vary but is often offered as a monthly or annual benefit amount in retirement. How to compare the benefit of a pension to other employer retirement plan offerings. This can be especially helpful if you are offered a choice between a pension benefit and a 403b or 401k. Lots of folks think of pensions as an additional benefit provided by employers that are working hard for their employees, but every plan is different.  Some of funded by the employer, some are funded by the employee, or a combination of the two.  Take some time to evaluate the quantitative benefit of any retirement plan when you're considering new employment opportunities. For more financial planning tips from Corey and Rachelle, you can reach out to them at podcast@thefinitygroup.com. They would love to hear your questions and ideas for upcoming episodes. Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Finity Group, LLC and Cambridge are not affiliated. Cambridge does not offer tax or legal advice.

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

On this episode: Should your retirement income always come from the same place? Avoiding one of the biggest retirement mistakes. Many people who take a lump sum pension are out of money in 5 years. The main questions people are asking their financial advisors right now. Like this episode? Hit that Follow button and never miss an episode!

Mats Olsson och Patrick Ekwall. Hosted on Acast. See acast.com/privacy for more information.

Welcome to another Q&A show - this week we cover tax free cash from DB pensions, annuities vs drawdown and whether you should pay down a buy to let mortgage or invest. Plus quite a bit more! Shownotes: https://meaningfulmoney.tv/QA9  Questions 00:41 Question 1 Hi Pete and Roger. Thanks for your wisdom over the years. My question came about from an answer you gave on a previous Q&A about AVCs and tax free cash. You mentioned it was possible (sometimes) to use AVCs as tax free cash to preserve the maximum DB benefit. I have some follow up questions that relate to - A small DB pension that doesn't appear to offer tax free cash. - A small DB pension that does offer tax free cash, but I have left that job so can no longer contribute to that pension (AVCs or otherwise) I don't have AVCs in these pensions, but I do have a DC pot separately. Would I be able to use take tax free money from my DC pension if I took it at the same time I took the DB pension sort of in lieu of the tax free component of my overall pension? I suspect this is clutching at straws, but thought it worth checking. Many thanks. Loyal listener, Mark 03:11 Question 2 Hi Pete & Roger! I hail from Northern Ireland and enjoy your Podcast to keep my mind active and up to date in all things financial - Top job. I have been looking at having a go at Voyant after various spreadsheets of my own as a way to play with the numbers so was considering a meaningful academy course - question is which course is right for me? I am in mid 40's and financially secure so in theory wealth all ready built? Mortgage paid, multiple residential and commercial properties owned debt free and an sizeable equity portfolio and so should I be looking at the retirement or wealth course? John   05:30 Question 3 Great podcast and been an avid listener for the last year. I have a question which, I think I know the answer but I'd be curious on your perspective. Background: - I divorced in 2021 and as part of that agreed to transfer the house over to my ex-wife and a charge put on the deeds so that when it's sold I'm owed a percentage of the sale. - The house going on the market will be (or should be) triggered when my youngest son reaches 18 or leaves full-time education. This will be either 2028 or 2031. - Since the divorce I've been able to purchase another house and this is my permanent residence. I'm a higher rate tax payer, and when that ex-marital home is sold I'd expect to get somewhere around £200k. However I won't actually need that to hit my retirement goals and would prefer to pass that onto my 3 kids. Could you please discuss options on how I might do that in the most tax efficient way. Best Regards, Dave   10:38 Question 4 Hello Pete & Rog, I stumbled across the show a month ago and have been "binge listening" since then, its amazing, where have you been all my life, keep it up guys. I am actively preaching the Gospel according to Pete to all and sundry. I am a 61 years old Veteran in receipt of a Military (DB) pension to the amount of £18k per annum, which is index linked to CPI. Additional to this, I have a moderate private pension to the amount of £150k which I contribute £500 per month, it has an approx growth of circa 15% I also have a small Stocks and Shares ISA, valued at £15k which I contribute a minimum of £250 per month, this is also growing at approx 14% pa. I am currently working and contributing the minimum amount into a work placed pension with NEST. I am planning to look at retirement at either my next birthday in October 25 (62yrs old) or continue until 65 as I am enjoying work. I have deliberately avoiding factoring in my wife as she is a senior manager within the public sector and has a good DB scheme Final/Average earnings Pension. My question is pension related and I have a dilemma as to decide between either an Annuity to boost my Mil Pension or veer towards a form of drawdown option at a higher rate until SPA and then look to reduce down withdrawals in order to be tax efficient and make it last longer? I am debt free with mortgage paid off and only real major expense is a holiday account which we both contribute to as we like luxury holidays, I hear Rog saying "spend it now". No plans to put anything towards estate planning as both sons are very successful and they will probably inherit our home in time. Just looking for some guidance on what feels may be the right decision under the circumstances, keep up the great work guys, love the show. Michael   16:34 Question 5 Dear Pete & Rog, I have a pensions Annual Allowance query, the answer to which might be of interest to the MeMo community. A relative uses salary sacrifice for her occupational DC pension scheme, and the employer contributes £40k, annually, into her plan. Normally, she doesn't make any personal contributions into any pension schemes, but after receiving a windfall, she is minded to do so via a newly opened SIPP — she has rejected the option of increasing her salary sacrifice amount, and wishes to contribute part of her windfall separately from her occupational DC scheme. Her (post-sacrifice) relevant UK earnings are £35k, so she is planning to contribute £20k gross into the SIPP (£16k net); in order to consume the full Annual Allowance limit of £60k [£40k (employer) + £20k (personal)]. The SIPP provider has advised her that she can actually contribute the whole £35k (gross) by using ‘carry forward'; as she hasn't made any personal contributions in previous years [she's only ever used salary sacrifice]. Is the SIPP provider correct? Kind Regards, James   18:15 Question 6 Husband and I are in our late 50's. We have a £30k interest only mortgage on our home, with £350k of interest only mortgages on 3 buy to let's. Husband has £350k in personal pension and I have a civil service pension (I have taken my final salary element of civil service pension). My B2L' s give £2300 income per month against associated costs of £1100 per month. My question is around reducing our borrowing versus investing in stocks and shares ISA. I have been comfortable in having my buy to let's on interest only mortgages but I am now questioning my approach. We are intending holding at least 2 of the 3 properties throughout our retirement. I am thinking of using the next 5 years to position ourselves for our retirement. I could start to invest £500 into a stocks and shares ISA or I could pay down the mortgages. I am torn between approaches and would value your input on this. I have only just discovered your podcast and it is now a weekly listen for me. I hope I have explained this fully and look forward to hearing your views. Helen.  

HERO'S Talk Radio with hosts Dave and Laurett Arenz is presented by the Freedom Financial Radio Network. Through their Triple Crown Solution, Dave and Laurett coach clients to achieve financial independence by presenting options that provide safety, liquidity, and a great rate of return for tax-free account accumulation and distribution. As founders of HERO'S Strategies, … 03/29/25 – HERO’S Talk Radio Read More » The post 03/29/25 – HERO’S Talk Radio appeared first on HERO'S Strategies, Inc..

Viele Jahre spielte er erfolgreich in der Bundesliga und wurde 2014 in Brasilien sogar Weltmeister. Statt als Fußball-Pensionär die Füße hochzulegen, hat Christoph Kramer nun einen Roman über das Erwachsenwerden und die erste Liebe geschrieben. Schreyl, Marco www.deutschlandfunkkultur.de, Im Gespräch

Abe Ashton discusses the realities of retirement savings, emphasizing that many retirees do not need to reach a million dollars to secure their retirement. He talks about the importance of being debt-free moving into retirement if possible and having a well thought out plan. As the founder of Ashton and Associates, Abe Ashton has more than 20 years of financial planning experience helping thousands of families in Utah, Nevada, and across the country retire with confidence. Abe’s mission is to provide client-focused education and solutions to seniors and retirees, that help them achieve the retirement they’ve worked so hard for. To get more information on Ashton & Associates, or to schedule a consultation call, 435-688-9500 or visit AshtonWealth.comSee omnystudio.com/listener for privacy information.

Back in 2020, I wrote a piece outlining the uncomfortable truth that active fund managers find it hard to wrestle with....that most of them consistently fail to outperform 'the market'. Fast forward to 2025, and guess what? Nothing appears to have changed. In this podcast, I'll share the following: Why low-cost index funds continue to outperform the majority of actively managed funds The latest 2024 hardcore data that confirms the long-term underperformance of most active managers Why much spoken-about market concentration isn't a reason to abandon passive investing Common arguments against indexing, and why they don't stack up How this applies to you if you're approaching retirement and looking for a smart, stress-free investment approach If you're a successful professional in your 50s, maybe eyeing the exit door at your company, or looking for an exit from your business, you're now facing a different kind of pressure: how to make sure your hard-earned wealth works for you over the (hopefully) several decades of your retirement! You're not alone, and the good news is, the data keeps making the case for a simpler, smarter approach. Let's dive off the top ropes and explore shall we!? Oh, as a 'big treat' I took my lads to a WWE event in Belfast at the weekend - it was such an over-the-top show that it's imprinted on my brain, so you'll have to pardon the many wrestling references here :) I hope it helps. Disclaimer

Kvällens bästa looks, känslosamma ögonblick och modevärldens stora farväl - Du lyssnar på Säker stil-podden med Emilia de Poret & Ebba Kleberg von Sydow. Hosted on Acast. See acast.com/privacy for more information.

Danny Favreau is a knowledgeable, detail-oriented leader with nearly 17 years of experience in the dynamic financial industry. As the owner of One Less Worry, Danny has become a trusted authority in pension and retirement planning, providing Federal and State employees with tailored guidance to achieve “Retirement by Design.” His success stems from his strategic approach to business development, his dedication to building strong client relationships, and his clear, practical communication style.Danny's career spans a range of challenging roles, from field underwriter to account executive, financial advisor, and now business owner. Each position has refined his financial expertise and deepened his industry insights. With a National Social Security Advisor certification, Danny is equipped to address Social Security-related needs, including optimization strategies to maximize benefits.Throughout his career, Danny has demonstrated a commitment to professional growth, expanding his financial acumen through continuous education and leadership roles within top-tier organizations. His clients and colleagues alike value his integrity, his attention to detail, and his ability to consistently deliver exceptional results.Learn More: https://www.onelessworry.co/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-danny-favreau-with-one-less-worry-discussing-pension-tension-for-teachers

Danny Favreau is a knowledgeable, detail-oriented leader with nearly 17 years of experience in the dynamic financial industry. As the owner of One Less Worry, Danny has become a trusted authority in pension and retirement planning, providing Federal and State employees with tailored guidance to achieve “Retirement by Design.” His success stems from his strategic approach to business development, his dedication to building strong client relationships, and his clear, practical communication style.Danny's career spans a range of challenging roles, from field underwriter to account executive, financial advisor, and now business owner. Each position has refined his financial expertise and deepened his industry insights. With a National Social Security Advisor certification, Danny is equipped to address Social Security-related needs, including optimization strategies to maximize benefits.Throughout his career, Danny has demonstrated a commitment to professional growth, expanding his financial acumen through continuous education and leadership roles within top-tier organizations. His clients and colleagues alike value his integrity, his attention to detail, and his ability to consistently deliver exceptional results.Learn More: https://www.onelessworry.co/Influential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-danny-favreau-with-one-less-worry-discussing-pension-tension-for-teachers

- Epstein Files and Financial News Introduction (0:00) - Trump's Military Actions and Israel's Actions in Gaza (5:17) - Elon Musk and Senator Ted Cruz's Discussion on Magic Money Computers (8:25) - The Big Short 2.0 and the Collapse of the Dollar (12:25) - The Role of Gold and Silver in Financial Crises (27:45) - The Biden Administration's Auto Pen Scandal (34:27) - The Deep State's Influence and the Need for Prosecutions (45:00) - The Importance of Neural Network Detox (58:12) - The Role of Gold and Silver in Financial Stability (1:13:49) For more updates, visit: http://www.brighteon.com/channel/hrreport NaturalNews videos would not be possible without you, as always we remain passionately dedicated to our mission of educating people all over the world on the subject of natural healing remedies and personal liberty (food freedom, medical freedom, the freedom of speech, etc.). Together, we're helping create a better world, with more honest food labeling, reduced chemical contamination, the avoidance of toxic heavy metals and vastly increased scientific transparency. ▶️ Every dollar you spend at the Health Ranger Store goes toward helping us achieve important science and content goals for humanity: https://www.healthrangerstore.com/ ▶️ Sign Up For Our Newsletter: https://www.naturalnews.com/Readerregistration.html ▶️ Brighteon: https://www.brighteon.com/channels/hrreport ▶️ Join Our Social Network: https://brighteon.social/@HealthRanger ▶️ Check In Stock Products at: https://PrepWithMike.com

Send us a textNavigating Pension Choices: Lump Sum vs Monthly PaymentIn this episode of the 'Retire Early Retire Now' podcast, host Hunter Kelly, a Certified Financial Planner (TM)  from Palm Valley Wealth Management, discusses the crucial decision for those with pensions on whether to take a lump sum or monthly payment. With pensions becoming rare, Hunter examines factors like life expectancy, risk tolerance, investment potential, and tax implications in making this decision. He also shares a real client case study to illustrate the considerations involved. This episode equips high-income professionals with the knowledge to make informed retirement choices.00:00 Introduction to the Podcast00:16 The Decline of Pensions00:55 Pension Payment Options03:04 Calculating Your Pension05:17 Client Case Study: John and Jane06:38 Key Factors to Consider08:22 Breakeven Point Analysis12:35 Final Thoughts and Advice14:17 Conclusion and DisclaimersCheck out the Palm Valley Wealth Management WebsitePalmValleywm.comCheck us out on InstagramLinkedIn FacebookListen to the Podcast Here! AppleSpotify

We discuss the recent acquisition of Innergex by CDPQ for $3.6 billion, highlighting its implications on the wind industry. We also delve into LM Wind Power producing blades for ENERCON from its factory in Turkey and feature the Buffalo Mountain Wind Farm, a unique project on a reclaimed coal mine in Tennessee. Fill out our Uptime listener survey and enter to win an Uptime mug! Sign up now for Uptime Tech News, our weekly email update on all things wind technology. This episode is sponsored by Weather Guard Lightning Tech. Learn more about Weather Guard's StrikeTape Wind Turbine LPS retrofit. Follow the show on Facebook, YouTube, Twitter, Linkedin and visit Weather Guard on the web. And subscribe to Rosemary Barnes' YouTube channel here. Have a question we can answer on the show? Email us! You are listening to the Uptime Wind Energy Podcast brought to you by build turbines.com. Learn, train, and be a part of the Clean Energy Revolution. Visit build turbines.com today. Now here's your hosts, Allen Hall, Joel Saxum, Phil Totaro, and Rosemary Barnes. Allen Hall: Big news, Innergex Renewable Energy has announced that it will be acquired by CDPQ. A major community and pension fund manager for about $13 and 75 cents per share. I've seen a couple different numbers about that. This transaction represents a total enterprise value of approximately 3.6 billion US dollars, and marks a really a substantial consolidation in the wind industry. The deal offers about a 40% premium on interjects closing share. Of a couple months ago. So that's a pretty good premium that CDPQ put on interjects value. And now Phil, this is part of a larger play of a lot of consolidation. This one in particular, interject is going to become a private company after this acquisition. Why? Phil Totaro: It, that's an interesting question because normally when a company gets taken private by a large institutional investor, it's to restructure. I am not sure that. Innergex needs that much restructuring per se. It's not like they've got a huge team to begin with. But a reasonably competent team in terms of the pedigree of their developments, obviously in Canada and throughout Europe as well. And they've been trying to venture off and dip their toe in other markets as well. The reality of this is that it, it's a fantastic thing for CDPQ to strengthen their position and it comes at a point in time when a lot of these Canadian pension funds are looking at the profitability and the returns that they're seeing on their investments globally, including the US right now with all the trade tensions and everything we've got. And I think you're gonna see more of these Canadian. Pension funds and investors pulling back and doing things that are ignoring the US at this point. Looking at deals in Canada, looking at deals in Europe, looking at deals in Southeast Asia and South America for that matter. Joel Saxum: I think it makes sense for me like CDPQ keeping their Canadian money mostly in Canada. However, I know Innergex has a hand small handful of wind farms in the United States as well. Did you see a reality where just because of geopolitical reasons, they might just. Sell those couple of wind farms off. Phil Totaro: Let's put it this way, Brookfield's not going anywhere and they're always on the hunt for, good assets. But there's other people that could want to gobble up wind assets right now, especially if, the assets that Enerex owns in the US they're not quite ready for repowering yet. But maybe that's part of the play. Joel Saxum: Moving forward. Yeah, I know, like you said, you mentioned Brookfield. Brookfield, same thing. We're talking about market consolidation. They just bought National Grid renewables not too long ago, and I know National Grid renewables in the States. A couple, A handful of wind farms and some solar assets, some other things. So yes, continuing to see that trend.

As interest rates rise, so has interest in pension risktransfer (PRT)—and litigation.  Nevin & Fred take a look at what's underlying (and undermining) that focus, aswell as a new suit alleging aggressive participant marketing.Pension risk transfer is an aptly named process undertakenby an organization that wants to transfer its pension obligations to another entity, typically an insurance company. The process itself is a fiduciary decision requiring carefulconsideration of the entity to which those obligations are transferred—and therein lies the basis of a recent spate of litigation regarding those choices (and during a period of time in which PRT volumes have been setting records).  For those not familiar with the underpinnings of the pensionrisk transfer (PRT—because we need another acronym), IB 95-1, issued by the Department of Labor in 1995 (in the wake of the Executive Life collapse), outlines the fiduciary standards to be used in selecting an annuity provider for a pension risk transfer. That includes considerations of the provider's investment portfolio, size relative to the annuity contract, level of capital and surplus, liability exposure andavailability of state government guaranty associations.In 2024, and in accordance with the provisions of the SECURE2.0 Act of 2022, the Labor Department basically concluded that while it was open to, and still considering, potential updates to Interpretive Bulletin 95-1, it felt that that document “continues to identify broad factors that are relevant to a fiduciary's prudent and loyal evaluation of an annuity provider's claims-paying ability and creditworthiness.” Additionally, EBSA found it “desirable for guidance in this area to remain principles based.” In this episode, Nevin (Adams) and Fred (Reish) talk about the trends and issues here.  They also look at a new lawsuit that brings up an old issue—a recordkeeper's access toparticipants and alleged promotion of their offerings.  Episode Resources:Another Pension Plan Popped by Pension Risk SuitVerizon Pension Risk Transfer Challenged in CourtFiduciary Duty a Factor in Pension Risk TransfersNew ERISA Suit Alleges High Fees, Low Performance, Improper Forfeitures

Canadian journalist Nora Loreto reads the latest headlines for Friday, March 14, 2025.TRNN has partnered with Loreto to syndicate and share her daily news digest with our audience. Tune in every morning to the TRNN podcast feed to hear the latest important news stories from Canada and worldwide.Find more headlines from Nora at Sandy & Nora Talk Politics podcast feed.Help us continue producing radically independent news and in-depth analysis by following us and becoming a monthly sustainer.Sign up for our newsletterLike us on FacebookFollow us on TwitterDonate to support this podcast

Kicking things off, let's tackle Stephen A. Smith's list of the best current NBA duos. Recognizing Tatum and Brown from Boston, LeBron and Luka, Jokic and Murray, Giannis and Dame, and surprisingly, Steph and Jimmy Butler. Do any duos get left out? Our debate focuses on whether Steph and Jimmy belong on this list or if LeBron and Luka's new partnership qualifies. Personally, I lean towards Jokic and Murray as they're a dynamic duo that complements each other well, akin to legendary pairs like Shaq and Kobe or MJ and Scottie.   Now, onto some lighter fare—TV shows. Missing out on cult favorites like Game of Thrones and shows like Paradise might get you dogged by friends, but hey, everyone has their preferences. And finally, the bizarre true crime story of Aaron Goodwin from Ghost Adventures. His wife allegedly hatched a plan to hire a hitman to kill him, only getting caught due to monitored messages from an inmate accomplice. This strange tale prompts a dark but intriguing question: if you received a call about someone plotting against you, who would you suspect? Would a family member, a friend, or perhaps a stranger be out to get you?   00:00 Introduction and Welcome 00:48 NBA Duos Debate 04:45 Can Dallas Redeem Itself? 08:26 Personal Life Update 11:59 TV Show Recommendations 18:34 Murder for Hire Plot

This Friday episode starts with some football whimsy - Andy is pumped about the Bears acquiring two high-priced offensive guards to start their offseason! The whimsy continues into golf talk as Aldrich Potgieter topped his drive into the lake on the sixth hole at Bay Hill, providing a must-see moment for Andy and Brendan on Thursday morning. High winds in Orlando led to a brutal first round of the Arnold Palmer Invitational. TGL stars Max Homa, Cam Young, Min Woo Lee, and Tom Kim were among the many players well over par after round one, leading to questions about whether these players are better suited for the SoFi Dome vs. outdoor golf. Elsewhere in pro golf, Andy shares an unsubstantiated rumor about a PR Open participant who may be playing games with his PGA Tour pension. This episode is mostly news-based as Andy and Brendan discuss recent comments from Rory McIlroy and Jay Monahan surrounding the current state of the PGA Tour. Rory says he isn't sure the PGA Tour "needs" a deal with the PIF at this point, which brings back memories from last year's comments from Jordan Spieth in a similar vein. Jay was interviewed by Eamon Lynch about a potential deal, the Tour's search for a new CEO, and more, with plenty to unpack for Andy and Brendan. Following this lengthy news discussion, Brendan dives into a Flashback about Jerry Heard, a two-time winner of the Florida Citrus Open (now known as the Arnold Palmer Invitational), whose successful pro career was derailed by a lightning strike.