Podcasts about Pension

Retiring with a pension changes everything about your retirement math.Most people think about retirement in terms of net worth—how close they are to a million, two million, or more. But if you have a pension, that old framework can send you down the wrong path. In this episode, James explains why retirees with pensions need to think in terms of cash flow, not balances on a statement.James begins with a simple shift: a pension that pays $60,000 a year acts like the income from a $1.5 million portfolio under a traditional 4% withdrawal rule. That perspective alone can reduce the pressure many people feel when they compare their savings to generic benchmarks or to friends who rely entirely on investments.He then walks through real scenarios—showing how a couple aiming to spend $80,000 per year may only need $600,000–$750,000 in savings if pension and Social Security cover the first half of their income needs. And in cases where the pension plus Social Security fully replaces spending, a retiree might not technically need any portfolio withdrawals at all. Cash flow drives the plan; the portfolio simply becomes optional support.James  also covers the nuances most retirees overlook:• How to plan for pensions without cost-of-living adjustments• Why survivorship options can make or break a spouse's long-term security• How investment strategy changes when you don't need to pull from your portfolio• Why being 60 or 65 doesn't automatically mean you need a conservative allocationRetirees with pensions often have far more flexibility than they realize. The key is understanding how the pension slots into the income puzzle, how it affects withdrawal rates, and how it should guide investment decisions—especially for couples.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!

Send us a textLast November, North Carolina elected a new state treasurer, Brad Briner. Briner, 47, has 25 years of experience managing investments and recently retired as co-chief investment officer from Willett Advisors, the firm that manages assets for Michael Bloomberg. He studied economics at UNC Chapel Hill (Morehead Scholar) and has an MBA from Harvard. He lives in Chapel Hill with his wife and four children and serves on the UNC Board of Trustees.On this episode, we learn a little bit about Brad's background and ask questions about the NC pension and the new raise to healthcare premiums in NC. 

An Auto-enrolment loophole is costing workers Brian Forde, Head of Financial Planning Rockwell Financial, tells PJ Hosted on Acast. See acast.com/privacy for more information.

In this conversation, Kelley Slaught discusses essential financial truths and strategies for individuals nearing or in retirement. She emphasizes the importance of having a written financial plan, understanding inflation and tax implications, and preparing for longevity. The discussion also covers practical steps for financial success, common retirement planning questions, and answers to listener inquiries, providing a comprehensive overview of retirement planning essentials. Reach Kelley at 800-810-8060. California Wealth Advisors www.californiawealthadvisors.com See omnystudio.com/listener for privacy information.

In this conversation, Marty emphasizes the necessity of having a retirement plan and outlines five essential steps to initiate the planning process. He discusses the importance of financial security and offers insights into effective investment strategies for retirement savings. Reach Marty at 888-519-9096. Smart Money Solutions www.smartmoneysolutionsmn.com See omnystudio.com/listener for privacy information.

How does the Federal Reserve actually supply liquidity to the financial system? And why have markets become so dependent on the Fed since 2008? Lance Roberts & Michael Lebowitz break down the complete Fed liquidity toolkit—from QE and QT to the Standing Repo Facility, IORB, ON RRP, OMO, and the Discount Window—and explain why these tools create the “floor and ceiling” of overnight rates. 0:00 - INTRO 0:18 - Nvidia Kill It; Rate Cut Odds Decline 4:06 - Markets Under Pressure; Setting Up for Rally 10:29 - Markets' Post-Nvidia Relief Valve 15:53 - Oracle, CoreWeave, and CDS's Explained 18:24 - Is There Enough Credit to Fund AI Buildouts? 20:30 - Financial Markets are Like Consumers - they'll find the money 22:16 - Begging for ETF's - Be careful what you ask for 25:20 - Centralized Financial Markets are Swallowing BitCoin 28:24 - How the Fed Controls Liquidity 30:11 - Why is There Stress in the Liquidity Markets? 37:18 - The Linkage Between Liquidty & Function of Economy 39:04 - The Fed is Closer to QE Than Anyone Thinks 39:54 - Today's YouTube Poll 41:14 - What Will Markets Do Today?

How does the Federal Reserve actually supply liquidity to the financial system? And why have markets become so dependent on the Fed since 2008? Lance Roberts & Michael Lebowitz break down the complete Fed liquidity toolkit—from QE and QT to the Standing Repo Facility, IORB, ON RRP, OMO, and the Discount Window—and explain why these tools create the "floor and ceiling" of overnight rates. 0:00 - INTRO 0:18 - Nvidia Kill It; Rate Cut Odds Decline 4:06 - Markets Under Pressure; Setting Up for Rally 10:29 - Markets' Post-Nvidia Relief Valve 15:53 - Oracle, CoreWeave, and CDS's Explained 18:24 - Is There Enough Credit to Fund AI Buildouts? 20:30 - Financial Markets are Like Consumers - they'll find the money 22:16 - Begging for ETF's - Be careful what you ask for 25:20 - Centralized Financial Markets are Swallowing BitCoin 28:24 - How the Fed Controls Liquidity 30:11 - Why is There Stress in the Liquidity Markets? 37:18 - The Linkage Between Liquidty & Function of Economy 39:04 - The Fed is Closer to QE Than Anyone Thinks 39:54 - Today's YouTube Poll 41:14 - What Will Markets Do Today?

Is your emergency account considered safe money? How does your pension fit in? One retiree is confused about the messages the financial industry is sending. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

Send us a text“30 free hours childcare is a scam” - we unpack this week's controversial opinion, then dive into your dilemmas:

The Government is being forced to bring in emergency regulations to stop companies attempting to subvert the new auto-enrolment pension. We get more on this with Charlie Weston, Personal Finance editor with the Irish Independent.

Emer Currie, Fine Gael TD for Dublin West, Réada Cronin, Sinn Féin TD for Kildare North, Aubrey McCarthy, Independent Senator and Cuan Ó Seireadáin, Political Correspondent, Radio na Gaeltachta.

#SafeMoney #JonHeischmanSr #SocialSecurity #RetirementStrategiesIn this week's episode host Jon Heischman, Senior talks about several strategies including Social Security benefits as part of your overall retirement income and withdrawal plans.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information

The Government is being forced to bring in emergency regulations to stop companies attempting to subvert the new auto-enrolment pension. We get more on this with Charlie Weston, Personal Finance editor with the Irish Independent.

Tonight on The Brian Crombie Hour, Brian sits down with friend and advisor Pierre-Jean Esmieu-Fournel, a Paris-based financier whose life story and sharp analysis cut through the noise on Europe's economic crisis. PJ shares his experience inside France's welfare state including fully covered metastatic cancer treatment worth €320,000/year, and why the system is now at a breaking point, France's fiscal reality, and a political system in turmoil. He also discusses retirement ages, pension models, health-care tradeoffs, and demographic pressures hitting all three nations.

Rumoured Budget tax changes are putting new pressures on the self-employed. Sarah Coles and Helen Morrissey explore what rising taxes could mean for freelancers, why lumpy income makes saving harder, how insurance for the self-employed can help and how people can build their financial resilience.This podcast isn't personal advice. If you're unsure what's right for you, seek financial advice. Pension and tax rules can change, and benefits depend on personal circumstances. Investments can fall as well as rise in value, so you could get back less than you invest. Hosted on Acast. See acast.com/privacy for more information.

Choosing between a company pension and a lump-sum payout is one of the biggest financial decisions many pre-retirees will ever face—especially for workers in industries facing layoffs or restructuring, like the major oil companies in Houston right now. Lance Roberts & Danny Ratliff break down the key factors to consider when comparing a lifetime pension annuity versus taking a lump-sum distribution you can invest or convert into a private annuity. Using a real-world scenario from a viewer—age 64, a $700,000 lump-sum offer, and a sizable 401(k)—we explore the risks, trade-offs, and questions every retiree should ask before making the call. 0:00 - INTRO 0:19 - Why Nvidia Matters 2:53 - Yes, Virginia, Draw Downs Happen 9:50 - 2026 Economic Summit Preview 10:39 - It's Just a 3% Pullback 13:01 - The Risk Range Report explainer 16:56 - E-Mail Query: Lump Sum or Pension? 19:45 - Pensions are Going the Way of the Dinosaurs 21:29 - Do Not Have a Lump Sum Check Written to You 22:55 - Pensions have no COLA 25:01 - Plan for Higher Taxes in the Future 26:49 - The YouTube Poll 29:07 - Once You're Done, You're Done 33:58 - Lump Sums & Annuities: Be Careful! 38:30 - Understand Your Options

Choosing between a company pension and a lump-sum payout is one of the biggest financial decisions many pre-retirees will ever face—especially for workers in industries facing layoffs or restructuring, like the major oil companies in Houston right now. Lance Roberts & Danny Ratliff break down the key factors to consider when comparing a lifetime pension annuity versus taking a lump-sum distribution you can invest or convert into a private annuity. Using a real-world scenario from a viewer—age 64, a $700,000 lump-sum offer, and a sizable 401(k)—we explore the risks, trade-offs, and questions every retiree should ask before making the call. 0:00 - INTRO 0:19 - Why Nvidia Matters 2:53 - Yes, Virginia, Draw Downs Happen 9:50 - 2026 Economic Summit Preview 10:39 - It's Just a 3% Pullback 13:01 - The Risk Range Report explainer 16:56 - E-Mail Query: Lump Sum or Pension? 19:45 - Pensions are Going the Way of the Dinosaurs 21:29 - Do Not Have a Lump Sum Check Written to You 22:55 - Pensions have no COLA 25:01 - Plan for Higher Taxes in the Future 26:49 - The YouTube Poll 29:07 - Once You're Done, You're Done 33:58 - Lump Sums & Annuities: Be Careful! 38:30 - Understand Your Options

Chantal Marx from FNB Wealth and Investments breaks down Coronation's numbers, boosted by the Sars victory already baked into the base. Ndivhuho Netshitenzhe of STANLIB Asset Management explains how inflation is measured — and why it rarely matches what we feel in our own pockets. PwC's Elle-Sarah Rossato unpacks the fast-evolving shifts reshaping South Africa's tax landscape.

c HERO'S Talk Radio with hosts Dave and Laurett Arenz is presented by the Freedom Financial Radio Network. Through their Triple Crown Solution, Dave and Laurett coach clients to achieve financial independence by presenting options that provide safety, liquidity, and a great rate of return for tax-free account accumulation and distribution. As founders of HERO'S … 11/22/25 – HERO’S Talk Radio Read More » The post 11/22/25 – HERO’S Talk Radio appeared first on HERO'S Strategies, Inc..

Over a third of women could face poverty in retirement due to a growing gender gap in private pensions, according to a report from Scottish Widows, with women's finances being hit by caring responsibilities and career gaps. YouGov carried out the reseach for the Scottish Widows annual Women and Retirement Report, asking 4,000 women from across the UK about their pensions and retirement planning, as well as savings, investments and career breaks. Nuala McGovern talks to Lily Megson-Harvey, the Policy Director of retirement finance company My Pension Expert. A third of all rape trials in Wales and England last year were postponed at least once, often on the day of trial, according to a new report published by the charity Rape Crisis England and Wales. Ten years ago in 2015 the figure was one in 10. Their report, Living in Limbo, finds rape and sexual abuse survivors are being retraumatised by the criminal justice system. Nuala is joined by Maxime Rowson, the charity's Head of Policy and Public Affairs. Back in 1995 a call went out looking for women to take part in a landmark scientific study exploring the links between what we eat and our health. Thirty-five thousand middle-aged women signed up to be part of the UK Women's Cohort Study. It went on to look at the impact our diet can have on our risk of developing cancer and other chronic diseases, as well as other areas of women's health from our bones to the menopause. Professor Janet Cade from the University of Leeds joins Nuala to discuss what it was like launching the study 30 years ago and some of its key takeaways for women. Families are calling for a change in the law after they say their babies' dead bodies were kept inappropriately at a funeral director's home. The case highlights a lack of regulation in funeral services in England and Wales. Nuala speaks to Zoe Ward, one of the parents affected, who recently met with Victims Minister Alex Davies Jones to call for new laws, and to Zoe's MP, Mark Sewards. Harriet Lane's new novel, Other People's Fun, explores modern life and the lies we tell others – and ourselves – on social media. It follows an unlikely and uneasy friendship between the unnoticed Ruth and the Instagrammable Sookie. Harriet joins Nuala in the studio to discuss why female friendships and ‘everyday horror' has always intrigued her. Presented by: Nuala McGovern Produced by: Sarah Jane Griffiths

The US Congress approves publishing Jeffrey Epstein's documents, with the House voting 427-1. The PP denounces that the UCO report links illegal commissions to Pedro Sánchez's top collaborators, demanding his resignation. VOX, along with other parties, boycotts the 50th anniversary of the monarchy's restoration. María Corina Machado presents a manifesto for a transition government in Venezuela. COPE highlights social exclusion in Spain, where over 9 million people are affected. A report details the work of the San Juan de Dios parish in Vallecas and a kitchen in Gijón, aiding vulnerable individuals like Kimberly and Georgiet, who later become volunteers. The government approves a record spending ceiling of 216 billion euros, but the path to stability faces rejection. Pension sustainability is a concern, with 23 billion euros transferred to Social Security. The economy's growth forecast is 2.9%, with positive impacts on citizens' daily lives, despite rising housing costs and high ...

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Nearly half of working-age people are saving nothing for retirement — so what's gone wrong, and what changes are coming? We sat down with Pensions Minister Torsten Bell at the Pensions UK conference in Manchester to unpack the government's plan.

Why are everyday pensioners being forced through 'paperwork warfare' while the Prime Minister and public servants enjoy guaranteed defined benefits? Gary Hardgrave called out this 'systemic elder abuse' and argued for a system that treats all older Australians with dignity.See omnystudio.com/listener for privacy information.

Vergangenen Samstag hat er einen Drohnenangriff in der Ukraine nur haarscharf überlebt: Christian Wehrschütz, der diese Woche auf Kurzbesuch nach Österreich gekommen ist. Diesmal ist der Kriegsreporter zu Gast in Ö3-„Frühstück bei mir“. „Die Anteilnahme im ganzen Land bewegt mich zutiefst.“, sagt Wehrschütz auf Ö3. Tausende Reaktionen sind auf allen Kanälen gekommen. Im Gespräch mit Claudia Stöckl spricht Wehrschütz über seinen Umgang mit Gefahr ("Ich bin kein Abenteurer"), sein Glaube an Gott und sein Leben im Kriegsgebiet. Und er bestätigt, im Dezember 2026 in Pension zu gehen und plant eine Weltreise mit seiner Frau: "Der Friedhof ist voller unersetzlicher. Ich werde meinen Vertrag sicher nicht verlängern." (Dieser Beitrag begleitet das "Frühstück bei mir", Ö3, 16. November 2025)

On this episode of the AJ Bell Money and Markets podcast, Laura Suter delivers some good news on pension tax free cash after it's reported that the Chancellor won't alter allowances at the Budget. [2:10] But with a merry-go-round of speculation every year impacting savers' decisions, AJ Bell is calling for the government to take seriously its calls for a pension tax lock. As the FTSE 100 breaks more records and edges closer to the psychologically important 10,000 mark, Danni Hewson digs into what's behind this latest run of good form. Spoiler: it's not all good news. [4:40] An anticipated end to the US government shutdown has helped offset renewed nerves about an AI bubble after Softbank sold its entire stake of Nvidia. [9:32] And former Tesco boss Dave Lewis will be hoping every little can help him turn around the fortunes of drinks maker Diageo. [13:30]  Tom Sieber joins the team to talk about changes to AJ Bell's Shares magazine [16:30] With talk about potential changes to the cash ISA limit to try and get more of us to move away from cash savings and into investing, Laura's been crunching the numbers to find out exactly how investing in cash or stocks and shares compares over time [21:30]. Plus HMRC has been clamping down on benefits fraud – but they've not always been getting things right. [28:30] And our guest interview this week is a catch up with Ayush Abhijeet, Investment Director at Ashoka India Equity, who explains why returns have been a bit lacklustre over the past year and why that creates an opportunity for investors. [30:30]

This week, we break down what to know before buying into a practice, rethink what "net worth" really means, explore how to best use an Air National Guard retirement paycheck from 57 to 65, and highlight important basics on Special Needs Trusts. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com  Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube  Student Loan Advice for all your student loan needs: https://studentloanadvice.com  Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor  Join the community on Twitter: https://twitter.com/WCInvestor  Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor  Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor  Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com  Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter  00:00 WCI Podcast #445 03:28 Buying into a Physician Owned Practice 11:42 What to Include in Net Worth 17:00 How to Think About a Pension 21:36 Managing a Special Needs Trust

HERO'S Talk Radio with hosts Dave and Laurett Arenz is presented by the Freedom Financial Radio Network. Through their Triple Crown Solution, Dave and Laurett coach clients to achieve financial independence by presenting options that provide safety, liquidity, and a great rate of return for tax-free account accumulation and distribution. As founders of HERO'S Strategies, … 11/15/25 – HERO’S Talk Radio Read More » The post 11/15/25 – HERO’S Talk Radio appeared first on HERO'S Strategies, Inc..

"Dinner or debt"; that's the choice some people receiving the pension say they're forced to make after taking on student loans later in life. One Taupo woman says she's still got a $58,000 student loan, from a business degree two decades ago. Her super's now being docked to pay the debt and she says she's sacrificing the basics just so she can pay for rent and power. It's prompted calls for better guidelines on student loan eligibility and better communication between Inland Revenue and older students. Bella Craig reports.

Laut den neuen Klimaszenarien drohen der Schweiz mehr Überschwemmungen, Murgänge, Dürren. Ist das noch versicherbar und warum versichern Schweizer Versicherungen immer noch klimaschädliche Projekte? Kritische Fragen an Stefan Mäder, den Präsidenten des Schweizerischen Versicherungsverbandes. Die Klimaszenarien, die der Bund diese Woche – kurz vor dem Start der UNO-Klimakonferenz in Brasilien - vorgestellt hat, zeigen bei allen Unterschieden zwischen den möglichen Verläufen, dass mehr und intensivere Extremwetterereignisse auf die Schweiz zukommen wegen der Erderwärmung. Die klimabedingten Schäden sind auch in der Schweiz in den letzten Jahren deutlich gewachsen. Bleibt die Schweiz tatsächlich versicherbar, wie die Versicherungen sagen? Und zu welchem Preis? Warum sind Schweizer Versicherungen nach wie vor in Öl- und Gas-Projekte involviert, die nachweislich dem Klima schaden? Warum machen Sie nicht mehr mit bei internationalen Klima-Transparenz-Initiativen? Und, wie rechtfertigen sich private Versicherungsleistungen, wenn im Notfall trotzdem vielerorts der Staat einspringen muss? Der Versicherungsverband mischt sich seit einiger Zeit aber auch aktiver in die öffentliche Debatte um die Altersvorsorge ein. Nach der krachenden Niederlage der BVG-Reform vor einem Jahr setzt er auf mehr Information. Aber ist das Schweizer 3-Säulen-System tatsächlich reform- bzw. zukunftsfähig? Warum lassen die Versicherungen ihre Kunden nicht stärker an den Gewinnen auf den Aktienmärkten teilhaben? Der Bundesrat hat diese Woche den Mindestzinssatz auf 1.25 Prozent belassen. Und, ist es richtig, dass der Kapitalbezug nach der Pension steuerlich attraktiver ist als eine Rente? Stefan Mäder, Präsident des Schweizerischen Versicherungsverbands SVV und Vize-Präsident des Wirtschaftsdachverbands economiesuisse, nimmt Stellung in der Samstagsrundschau bei Klaus Ammann. Ergänzend zum Tagesgespräch finden Sie jeden Samstag in unserem Kanal die aktuelle Samstagsrundschau.

Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereShould you keep your pension—or build your own?If you've left a teaching or public sector job to start a business or invest independently, the idea of commuting your pension can feel intimidating. Do you trade the safety net of a predictable income for the freedom (and risk) of building wealth your own way? In this episode, Jon and Kyle break down the mindset and math behind pensions—revealing what most people misunderstand about “guaranteed” security and how business owners can create their own version of it. Whether you're missing the comfort of a defined benefit plan or wondering if those “golden handcuffs” were ever worth it, this conversation reframes what financial certainty can really look like.You'll discover:The real rate of return behind traditional pensions—and why they're not as generous as they appear.How to replicate pension-like security using a well-structured, high–cash-value insurance policy or other conservative strategies.A practical framework for balancing growth, flexibility, and risk so you can build your own financial “floor” without sacrificing upside potential.Press play now to learn how to design your own pension-style safety net—and take control of your wealth on your own terms.Discover which phase of wealth creation you are in. Take our quick assessment and you'll receive a custom wealth-building pathway that matches your phase and learn our CRA compliant tax optimized strategies. Take that assessment here.Canadian Wealth Secrets Show Notes Page:Consider reaching out to Kyle…taking a salary with a goal of stuffing RRSPs;…investing inside your corporation without a passive income tax minimization strategy;…letting a large sum of liquid assets sit in low interest earning savings accounts;…investing corporate dollars into GICs, dividend stocks/funds, or other investments attracting corporate passive income taxes at greater than 50%; or,…wondering whether your current corporate wealth management strategy is optimal for your specific situation.Building lasting financial security in Canada starts with a clear Canadian wealth plan that integrates business ownership, financial planning, and tax-efficient investing. Through smart use of insurance, RRSP optimization, and corporate wealth planning, entrepreneurs can design a path toward financial independence Canada—balancing salary vs. dividends, managing personal vs. corporate tax, and leveraging investment strateReady to connect? Text us your comment including your phone number for a response!Canadian Wealth Secrets is an informative podcast that digs into the intricacies of building a robust portfolio, maximizing dividend returns, the nuances of real estate investment, and the complexities of business finance, while offering expert advice on wealth management, navigating capital gains tax, and understanding the role of financial institutions in personal finance.

We talk the KMT getting a new leader, a legislative showdown over proposals to amend civil service pension reforms, the latest news about the African swine fever outbreak and more. -- Hosting provided by SoundOn

CT State Treasurer Erick Russell joins us to discuss a recent report that said that Connecticut has the second-highest pension debt per capita in the nation, trailing only Illinois. The report, based on the Foundation's annual pension solvency and performance findings, also ranked Connecticut 11th for its total unfunded pension debt liability.

A nuclear energy program with the US, the President's visit to Slovakia, cyberattacks on a loan service and an ice cream online store, a campaign to prevent illegal drone use, protests over possible job cuts in mining, and much more!Thanks for tuning in!Let us know what you think and what we can improve on by emailing us at info@rorshok.com. You can also contact us on Twitter & Instagram @rorshokpoland Like what you hear? Subscribe, share, and tell your buds.We want to get to know you! Please fill in this mini-survey: https://forms.gle/NV3h5jN13cRDp2r66Wanna avoid ads and help us financially? Follow the link: https://bit.ly/rorshok-donate

HERO'S Talk Radio with hosts Dave and Laurett Arenz is presented by the Freedom Financial Radio Network. Through their Triple Crown Solution, Dave and Laurett coach clients to achieve financial independence by presenting options that provide safety, liquidity, and a great rate of return for tax-free account accumulation and distribution. As founders of HERO'S Strategies, … 11/08/25 – HERO’S Talk Radio Read More » The post 11/08/25 – HERO’S Talk Radio appeared first on HERO'S Strategies, Inc..

The BBC's Panorama revives the Epstein scandal with unseen Virginia Giuffre footage as King Charles lets Andrew keep his Falklands medal—but the disgraced royal might soon be cashing in his trinkets and queuing for a £9K pension. Plus, new revelations from his California “Twit of the Year” tour prove he's been a royal mess for decades.Hear our new show "Crown and Controversy: Prince Andrew" here.Check out "Palace Intrigue Presents: King WIlliam" here.

Ireland's new auto-enrolment pension system is coming in 2026, with most of the public's focus on the January start date. However, Caroline Rowan, Head of Retirement Consulting at Aon Ireland, believes that it is actually now, the beginning of November, that is the critical window for the auto-enrolment rollout.

Are you a federal retiree still waiting for your first pension check? You're not alone—delays at OPM are leaving thousands in financial limbo. In this video, learn bridge strategies to cover expenses, avoid financial hardship, and what steps you can take now if your federal retirement payment is late.Your pension check might not be processed—so what are you going to do when no pension checks are being processed?

If you're contributing to a workplace pension or planning for retirement, this episode is a must-listen. Glory Gray explains the differences between Defined Benefit and Defined Contribution plans, what happens to your pension when you leave a job, and how a LIRA (Locked-In Retirement Account) fits into your retirement plan. Learn how to protect and maximize your pension benefits during your working years—and get ready for Part 2, where we'll cover turning your LIRA into income.Hosted by Glory Gray, BSc Finance, MFADOWNLOAD OUR FREE GUIDE

In Österreich wird zu wenig gearbeitet, meint der Ökonom Hanno Lorenz. Die Vorliebe für Teilzeitarbeit und der frühe Pensionsantritt sind strukturell bedingt – sie gefährden den Sozialstaat. Ein Podcast von Pragmaticus.Das Thema:Lange wird sich Österreich den Sozialstaat nicht mehr leisten können. Die Gründe liegen in den demografischen Gegebenheiten und in der Beschäftigungssituation. Zu viele Frauen arbeiten in Teilzeit, zu viele Menschen gehen zu früh in Pension. Die Gründe dafür sind mannigfaltig: zu wenige Kinderbetreuungsplätze, Kollektivverträge als Kostentreiber, aber auch strukturell-politische Rahmenbedingungen. Aus einer individuellen Perspektive zahlt sich Vollzeitarbeit schlicht nicht aus. Vom höheren Lohn bleibt wegen der Steuerprogression zu wenig übrig, sagt der Volkswirt Hanno Lorenz vom Thinktank Agenda Austria, und schlägt unter anderem eine Flat-Tax auf Lohn vor. Die ist zwar politisch betrachtet nicht populär, könnte aber auf lange Sicht den Wohlstand in Österreich retten. Denn der ist definitiv in Gefahr. Unser Gast in dieser Folge: Hanno Lorenz ist Ökonom und stellvertretender Direktor der Agenda Austria. Er lebt in Wien und arbeitet an Vorschlägen für eine bessere Zukunft Österreichs. Seine Schwerpunkte sind Arbeitsmarkt, Digitalisierung und Verteilung. Seit 2020 lehrt er am Raiffeisencampus Wien zur Rolle des Staates in der Wirtschaft.Dies ist ein Podcast von Der Pragmaticus. Sie finden uns auch auf Instagram, Facebook, LinkedIn und X (Twitter).

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book Want to schedule a consultation? Click here: https://app.hawsfederaladvisors.com/whatservicemakessense I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

If you're retiring in Ireland with around €1 million in pension savings, one of the biggest questions you'll face is whether to take income from an ARF (Approved Retirement Fund) or to buy an annuity. In this episode, I break down both options in plain English — what they mean, how they work under Irish tax rules, and which might suit your lifestyle and risk appetite. Key Points: What's an ARF? What's an Annuity? Typical Income from a €1m Pension Taxation Pros and Cons   I hope it helps  

Pensionen sind ein viel und lang diskutiertes Thema in Österreich. Es gibt mehrere Varianten, wie man in Pension gehen kann. Aber ob man direkt aus einem Job oder aus etwa der Arbeitslosigkeit in Pension geht, entscheidet in vielen Fällen die Branche. Warum das so ist und in welchen Frauen besonders schlecht gestellt sind - und was ein mögliches Pensionssplitting bringen könnte - bespricht Studio KURIER-Host Caroline Bartos mit Innenpolitik-Redakteur Christian Böhmer. Guter Journalismus bringt Klarheit – und kostet Geld. Mit einem KURIER Digital Abo können Sie unsere Arbeit unterstützen.Alles klar? “Studio KURIER” - überall wo es Podcasts gibt und auch auf Youtube als Video-Podcast.Abonniert unseren Podcast auf Apple Podcasts oder Spotify und hinterlasst uns eine Bewertung, wenn euch der Podcast gefällt. Mehr Podcasts gibt es auch unter kurier.at/podcasts. Hosted on Acast. See acast.com/privacy for more information.

Cash now accounts for less than 10% of all the retail payments we make. New figures out this week UK Finance, which represents banks and others, show the latest in the long term decline of cash. Just over a year ago new rules from the regulator, the Financial Conduct Authority said banks had to ensure customers had access to their cash and could take their money out in cash, but at the same time the number of shops putting up the card only signs has increased. What does that mean for the future of cash?On Monday it will be 6 months until the state pension age begins to rise from 66 to 67. How will that transition work?The price cap on electricity and gas went up this week - affecting millions of households across England, Wales and Scotland. The energy regulator, Ofgem, says gas and electricity bills will increase by an average of 2% but it's the costs of electricity that's rising, not gas.And what can do to ensure that your pension is being invested ethically?  Presenter: Paul Lewis Reporters: Luke Wilson and Niamh McDermott Researcher: Eimear Devlin and Jo Krasner Editor: Jess Quayle Senior News Editor: Sara Wadeson(First broadcast 12pm Saturday 4th October 2025)

Deborah Sampson's remarkable story comes to life in this week's America's Founding Series. Disguised as a man under the name "Robert Shurtliff," she secretly served in the Continental Army for nearly two years. She fought, bled, and risked death to achieve America's independence. From her humble beginnings as an indentured servant to her courageous service in the Revolutionary War, this episode reveals how Sampson's unwavering self-reliance and devotion to liberty made her one of America's first female soldiers and a true symbol of the nation's founding ideals. Discover the forgotten patriot who proved that the courage to defend freedom knows no gender. Episode Highlights A Woman at War: How Deborah Sampson disguised herself as "Robert Shurtliff" and fought bravely in the Continental Army during the American Revolution. Courage Under Fire: The incredible moment she removed a musket ball from her own leg to protect her secret identity and continue serving. Legacy of Liberty: How Paul Revere's support helped her secure a military pension, and why her story embodies America's enduring ideals of courage, freedom, and self-reliance.

LDF eyes hat-trick win in 2026 assembly elections, with Kerala also set to witness local body polls in December. For the new steps, the govt will incur expenditure of Rs 10,000 cr.----more----https://theprint.in/politics/polls-on-horizon-pinarayi-govt-makes-big-moves-hikes-in-pension-asha-workers-honorarium-new-schemes/2773403/

A practitioner in China, retired from her government position had her pension revoked after being imprisoned for her faith. Despite facing numerous obstacles and rejections from various government agencies, she remained steadfast in her cultivation, eliminating attachments and seeking Master's guidance. Ultimately, she filed a complaint with the State Council, demonstrating her commitment to upholding […]

The papers still dangle the dream of a sun-dappled retirement. Yet millions have nowhere near the savings they'll need, while a fortunate few are amassing family wealth that could change Britain forever. Meanwhile the generational wealth gap is forcing younger people to forget about starting families. Is the old “work hard and you'll make it” model broken? And do we need a wealth tax to fix it? Will Snell of the Fairness Foundation joins Andrew and Hannah to discuss a growing crisis.   • Our partner pod American Friction  just won Best News and Politics show at the Independent Podcast Awards. Listen and see what you've been missing.   ESCAPE ROUTES   • Will recommends Chief of War on Apple TV+.   • Hannah recommends going to see Self Esteem, still just about on tour.   • Andrew went to see The Magnetic Fields perform their classic 69 Love Songs.    • Head to https://www.nakedwines.co.uk/ohgodwhatnow to get 6 top-rated wines from our sponsor Naked Wines for £39.99, delivery included. • Advertisers! Want to reach smart, engaged, influential people with money to spend? (Yes, they do exist). Some 3.5 MILLION people download and watch our podcasts every month – and they love our shows. Why not get YOUR brand in front of our influential listeners with podcast advertising? Contact ads@podmasters.co.uk to find out more  • Back us on Patreon at https://www.patreon.com/ohgodwhatnow for ad-free listening, bonus materials and more.   Written and presented by Andrew Harrison with Hannah Fearn. Audio and video production by award-winning Chris Jones. Theme music by Cornershop. Art direction: James Parrett. Produced by award-winning Chris Jones. Managing Editor: award-winning Jacob Jarvis. Group Editor: Andrew Harrison. OH GOD, WHAT NOW? is a Podmasters production.  www.podmasters.co.uk  Learn more about your ad choices. Visit podcastchoices.com/adchoices