Podcasts about Pension

Greg Bishop shares a conversation with state Rep. Steven Reick, R-Woodstock, about the plan to set aside $75 million for Tier 2 pensioners and what he says is the real fix to Illinois' pension problems.

  5 Types of Income to Create Infinite Income   - AZ TRT S06 EP09 (271) 5-25-2025              What We Learned This Week Multiple Streams of Income strategy 5 Types of Income – Career, Investment, Retirement Account, Pension, Tax Free Diversification of income provides you security and freedom Build Infinite Income thru initial investment, and profits pay off loans, then go on forever George Lucas created the Star Wars IP one time, and gets infinite returns from the movies & merchandise Real Estate, Business, and Insurance products are good assets for infinite income     Notes:   Segment 1: The 5 Types of Income – Why One Stream Isn't Enough Opening: The Economic Shift ·         The economic landscape has changed dramatically over the last 50 years. ·         While business and technology have advanced, personal finance education and systems haven't kept pace. ·         Inflation has significantly eroded purchasing power. ·         It's no longer the 1950s where one income could support a family of four. Now, two incomes are often required—and even then, many people have a third gig. The New Normal: Side Hustles & Financial Reality ·         According to recent stats, 70% of people need an additional income stream, often from a side business or freelance work. ·         30% of Americans hold a second job. ·         Among millennials, that number rises to 50%.     The Lesson from Robert Allen & Rich Dad, Poor Dad ·         Robert Allen's Multiple Streams of Income advocated for income diversification to gain safety and freedom. ·         Robert Kiyosaki's Rich Dad, Poor Dad emphasized acquiring income-producing assets—his favorite being real estate. The 5 Types of Income 1.    Career or Business Income Your primary, day-to-day W-2 income—pays the bills and covers monthly expenses. 2.    Investment Income Comes from appreciating or income-producing assets like real estate, stocks, or Bitcoin. 3.    Retirement Accounts Tax-deferred income sources like IRAs or 401(k)s—subject to rules and penalties but critical for long-term planning. 4.    Guaranteed Income Comes from pensions, annuities, or Social Security. Designed for lifetime income and stability. 5.    Tax-Free Income Generated through Roth IRAs or cash value from life insurance. You pay tax on the seed, not the harvest. Call to Action: ·         Make a list of which of the five types of income you currently have. ·         Strategize how to build the remaining ones for a balanced, resilient financial future. Analogy: Just like a business has multiple products or a sports team has multiple ways to score, individuals should have diverse income sources to win financially. Segment 2: Infinite Income – Building Streams That Never Run Dry What Is Infinite Income? ·         Infinite income is ongoing, residual income that continues long after the original work or investment. ·         It's the financial holy grail: put in work or money once, get paid over and over. Key Assets That Can Generate Infinite Income: ·         Tangible Assets: Real estate, businesses, stocks ·         Intangible Assets: Skills, knowledge, intellectual property (IP), network Examples of Infinite Income in Action 1. Real Estate ·         Buy a $250K property with 10% down ($25K). ·         Renters pay the mortgage; property appreciates. ·         Refinance later, pull out your original investment tax-free. ·         Continue collecting rental income even after loan is paid off. ·         Use refinance funds to buy more properties → Repeat → Scale. 2. Business Ownership ·         Start or buy a business using a loan. ·         Profits pay off the loan, then continue to generate revenue. ·         Later, use the business as collateral to expand or acquire another. 3. Life Insurance (IUL Strategy) ·         Fund a policy over time; cash value grows tax-deferred. ·         Take loans against the policy tax-free—used as supplemental retirement income. ·         Policy can also be a legacy tool, passing on wealth tax-free. 4. Intellectual Property (IP) ·         George Lucas with Star Wars—created once, profits for decades from merchandise and licensing. ·         Jeff Bezos still profits from Amazon stock, 30 years later. ·         Microsoft, McDonald's, Coca-Cola—IP and systems built once, revenue continues for decades. ·         DC Comics still profiting off Superman IP created in the 1930s. Key Principles for Building Infinite Income ·         Choose the Right Assets: Real estate, businesses, IULs—not just assets that appreciate, but ones that cash flow. ·         Leverage and Scale: Use debt wisely to scale income-producing assets. Wealthy individuals and private equity firms use this strategy constantly. o    Example: PE firms acquire HVAC companies, funeral homes, rental properties—assets that provide consistent 10%+ returns. ·         Use Tax Strategy to Your Advantage: o    Tax-free income is more efficient. o    Lowering your tax burden increases your net income immediately. o    Wealthy individuals use loans, Roths, and life insurance to optimize tax efficiency. Mindset Shift: ·         Don't chase just “buy low/sell high” assets. Instead, acquire harvestable assets—ones that generate regular income and can appreciate. ·         Build cash flow now, use it to reinvest in more assets—repeat the cycle. Closing Thought: ·         Control three things: Assets, Income, Taxes. ·         Master those, and you create not just wealth—but infinite income.     Investing Shows: https://brt-show.libsyn.com/category/Investing-Stocks-Bonds-Retirement       ‘Best Of' Topic: https://brt-show.libsyn.com/category/Best+of+BRT      Thanks for Listening. Please Subscribe to the AZ TRT Podcast.     AZ Tech Roundtable 2.0 with Matt Battaglia The show where Entrepreneurs, Top Executives, Founders, and Investors come to share insights about the future of business.  AZ TRT 2.0 looks at the new trends in business, & how classic industries are evolving.  Common Topics Discussed: Startups, Founders, Funds & Venture Capital, Business, Entrepreneurship, Biotech, Blockchain / Crypto, Executive Comp, Investing, Stocks, Real Estate + Alternative Investments, and more…    AZ TRT Podcast Home Page: http://aztrtshow.com/ ‘Best Of' AZ TRT Podcast: Click Here Podcast on Google: Click Here Podcast on Spotify: Click Here                    More Info: https://www.economicknight.com/azpodcast/ KFNX Info: https://1100kfnx.com/weekend-featured-shows/     Disclaimer: The views and opinions expressed in this program are those of the Hosts, Guests and Speakers, and do not necessarily reflect the views or positions of any entities they represent (or affiliates, members, managers, employees or partners), or any Station, Podcast Platform, Website or Social Media that this show may air on. All information provided is for educational and entertainment purposes. Nothing said on this program should be considered advice or recommendations in: business, legal, real estate, crypto, tax accounting, investment, etc. Always seek the advice of a professional in all business ventures, including but not limited to: investments, tax, loans, legal, accounting, real estate, crypto, contracts, sales, marketing, other business arrangements, etc.

Basic Retirement Pension by TOPFM MAURITIUS

Deux comités dans le cadre de la réforme du système de pension : « Cela ne changera rien », déplore Atma Shanto by TOPFM MAURITIUS

170625 BLOC BODHA PENSION by TOPFM MAURITIUS

In this week's podcast #334 I take a look ARFs If you google 'best ARF Fund in Ireland' today, you will get many results. The first few are of course paid-for, sponsored adverts from firms who want your clicks (and are paying handsomely for them!). There are then quite a few other firms who have written about this 'best ARF fund in Ireland' topic. This week I share a very short piece which shows the actual outcomes of a scenario where one invested in different funds, portfolios and companies over the past decade or more, and what we can learn from it. And if anyone needs a reminder, an ARF is an Approved Retirement Fund. It is what happens to most of our personal pensions when we start drawing income from them, if we have not chosen an annuity pension. More on all this here if you want a refresh! Disclaimer

Budget 2025/2026 : l'âge d'éligibilité à la pension à 65 ans et le recrutement insuffisant, les inquiétudes des personnels hospitaliers by TOPFM MAURITIUS

The Moneywise Radio Show and Podcast Thursday, June 12th BE MONEYWISE. Moneywise Wealth Management I "The Moneywise Guys" podcast call: 661-847-1000 text in anytime: 661-396-1000 website: www.MoneywiseGuys.com facebook: Moneywise_Wealth_Manageme

Die Wiener Jüdin Lucy von Jacobi, Jahrgang 1887, war ursprünglich Schauspielerin, und als solche stellt sie der Hamburger Anzeiger vom 15. Juni 1925 auch noch vor. Bereits während der Jahre des Ersten Weltkriegs nach dem Tod von Sohn und Mann hatte sie sich jedoch überwiegend auf das Schreiben verlegt und avancierte während der Jahre der Weimarer Republik zu einer gefragten Reporterin, Reiseautorin und Filmkritikerin in Zeitungswesen und Rundfunk. Ab 1928 arbeitete sie als Redakteurin für die angesagte Berlin Abendzeitung Tempo, bevor sie 1933 ins Exil gehen musste – zunächst über Prag nach Florenz, wo sie kurzzeitig eine Pension führte, schließlich nach Cureglia im Tessin, wo sie Krieg und Nazi-Herrschaft überlebte. Noch ganz freiwillig auch schon nach Italien gezogen hatte es von Jacobi auch im Frühjahr 25, von wo sie einen sizilianischen Reisebericht in den hohen hanseatischen Norden schickte. Ob auf die südliche Sonne bei diesem Trip Verlass war, weiß Rosa Leu.

150625 BLOC REZISTANS PENSION by TOPFM MAURITIUS

The fight against what is called push payment fraud - when victims are groomed and manipulated into transferring money to criminals - took a huge step forward in October when new regulations for banks and other finance companies were introduced to make the banks involved liable for the losses. It was the result of years of campaigning which Money Box has reported on from the very beginning. Now the first set of figures since then shows it is working better, but still not perfect. We'll hear from David Geale the Chief Executive of the Payment Systems Regulator.This week, some of Britain's biggest pension funds have pledged to invest more of the money they look after into UK assets. Seventeen major workplace pension providers have signed the Mansion House Accord, a voluntary initiative which commits them to invest at least 10% of the pension funds into what it calls 'private markets' with half of that invested in the UK. The Treasury says this commitment will drive more investment into infrastructure and businesses, while driving higher returns for savers and reducing risk through diversified asset holdings. We'll speak to the Chief Executive of The People's Pension which is the UK's largest workplace pension fund.If you get child benefit for a child aged 16 or over it will stop on 31 August unless you tell HMRC to continue paying it. What do you need to know?And are we becoming too reliant on digital banking when we should all have some cash for emergencies?Presenter: Paul Lewis Reporters: Dan Whitworth, Eimear Devlin and Catherine Lund Researcher: Jo Krasner Editor: Jess Quayle(First broadcast 12pm Saturday 17th May 2025)

On this episode of Get Ready for the Future Show, we're tackling some big retirement questions with even bigger financial decisions. Angie from Jonesboro wonders whether to take a pension lump sum or monthly benefit — we break down the pros, cons, and how to truly compare them. Elisha, a 62-year-old widow still working part-time, wants to know the smartest way to claim Social Security benefits — we walk through survivor options and earnings limits. Jennie from Vilonia asks if moving to a no-income-tax state will really save money — spoiler: taxes always come from somewhere. And Chris from Little Rock just sold a rental for $310K — we explore whether it's best to invest, pay off the mortgage, or delay Social Security. Big choices, smart guidance. Tune in and take control of your future.   And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com! Originally aired 6/11/2025

Nearly a million people in New Zealand are currently receiving Superannuation, getting payments of between nearly $600 and just over $1000 every fortnight. But in this cost of living crisis, how easy is it to survive on the pension? Ed McKnight tried living on it for a week and came to a couple of conclusions around what it would be like to retire. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Malgré les mesures de relance économique mises en place par le gouvernement, une profonde déception règne parmi les marchands du Victoria Urban Terminal, ceux des foires, les travailleurs indépendants et les petits commerces. Ces acteurs économiques, déjà fragilisés, estiment avoir été ignorés par le gouvernement, surtout à la lumière du relèvement prochain de l'âge d'éligibilité à la pension de vieillesse à 65 ans. Hydar Ryman, porte-parole de ces travailleurs indépendants, ne cache pas son amertume. « Après près de 40 ans de dur labeur sous le soleil et la pluie, sans aucun boni de fin d'année, ces hommes et femmes ont peiné pour nourrir leur famille. Et aujourd'hui, on leur demande d'attendre encore plus longtemps pour percevoir leur pension. C'est choquant et profondément injuste », déplore-t-il. Hydar Ryman souligne que les marchands, en particulier ceux âgés de 55 à 60 ans, s'accrochaient à l'espoir de bénéficier de la pension dans les prochaines années. « Ils supportaient leurs douleurs physiques, leurs dépenses en médicaments et leurs conditions précaires avec la patience de ceux qui entrevoient une lumière au bout du tunnel. Aujourd'hui, cette lumière s'éteint brutalement. C'est une déception totale », souligne-t-il.

Des chiffres qui en disent long, avec plus de 15 000 Mauriciens établis à l'étranger. Parmi eux, 3 000 sont des personnes âgées. Des Mauriciens, oui, mais pas éligibles à la pension universelle. En effet, selon la loi, un citoyen mauricien de plus de 60 ans est éligible à la pension de retraite s'il réside à Maurice et s'il a habité dans le pays au moins 12 ans depuis l'âge de 18 ans. Nous vous en parlions dans nos précédentes éditions : l'adaptation du modèle économique au vieillissement de la population est un chantier incontournable. La pension de retraite fait sourciller, et certains ont même proposé un ciblage… Les Mauriciens qui ont résidé à l'étranger et sont retournés à Maurice après avoir atteint l'âge de la retraite sont éligibles à la pension. Navin Calleechurn, ancien adjoint au commissaire à la Sécurité sociale, trouve cela injuste. « Selon le National Pensions Act (1976), un citoyen mauricien de plus de 60 ans est éligible à la pension de retraite s'il réside à Maurice et s'il a habité dans le pays pendant au moins 12 ans depuis l'âge de 18 ans. » Pour les personnes qui voyagent, le temps passé à l'étranger est comptabilisé en collaboration avec le Passport and Immigration Office (PIO). Si un bénéficiaire passe plus de six mois hors de Maurice, sa pension n'est plus versée à partir du septième mois. Il pourra toutefois la retrouver à son retour. Les derniers chiffres montrent qu'ils sont 17 839 Mauriciens à résider à l'étranger.

Rehaussement de l'âge d'éligibilité à la pension universelle : alternatives et solutions au cœur du débat national, avec notamment des propositions modulées selon les revenus by TOPFM MAURITIUS

Le leader des Nouveaux Démocrates s'est exprimé comme citoyen et élu du peuple sur sa page Facebook. Il maintient qu'il a sondé le pouls de la population depuis le budget, surtout concernant la décision sur les critères d'éligibilité à la pension universelle, et il ajoute qu'il apportera son opinion lors des débats au Parlement. Concrètement, il suggère que l'éligibilité soit plus personnalisée, en prenant en compte la situation financière et l'état de santé de la personne. Ainsi, avec cette catégorisation, on verrait une plus grande équité.

Marty discusses the complexities of retirement spending, emphasizing that spending patterns change significantly throughout retirement. He highlights the importance of budgeting for the 'go-go years' when retirees often spend more on travel and leisure, the 'slow-go years' where spending may decrease, and the 'no-go years' where health care costs become a major concern. Reach Marty at 888-519-9096. Smart Money Solutions www.smartmoneysolutionsmn.com See omnystudio.com/listener for privacy information.

In this episode of Kelley's Bull Market News, Kelley Slaught discusses the importance of maintaining a comprehensive financial plan, which includes not only investments but also risk management, estate planning, and income strategies for retirement. She emphasizes the need for personalized plans that address individual circumstances, particularly in light of increasing longevity and the complexities of modern financial markets. Reach Kelley at 800-810-8060. California Wealth Advisors www.californiawealthadvisors.com See omnystudio.com/listener for privacy information.

HERO'S Talk Radio with hosts Dave and Laurett Arenz is presented by the Freedom Financial Radio Network. Through their Triple Crown Solution, Dave and Laurett coach clients to achieve financial independence by presenting options that provide safety, liquidity, and a great rate of return for tax-free account accumulation and distribution. As founders of HERO'S Strategies, … 06/14/25 – HERO’S Talk Radio Read More » The post 06/14/25 – HERO’S Talk Radio appeared first on HERO'S Strategies, Inc..

#SafeMoney #JonHeischmanSr #HealthCareCostsOne of the biggest challenges facing retirees is the cost of health care. Host Jon Heischman, Senior addresses this issue and provides some advice and solutions.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information.

In some cases the carefully made knockoffs are so good you can't tell the difference. That applies to the current unrest too. What's happening in California is for public consumption. Chemical peels leave you red. The narrative is driving division, as planned. Strange that LA's homeless camps are empty during the riots. All of our issues are from the Northern border. Kash Patel has told us. It's about money laundering, drugs and high dollar crime. Who's funding the immigration attack fronts. The AFL/CIO is in the middle of this, with the peoples money. Liberals are usually union paid. You bought those masks. BLM and right wing media Are all those arrested working for foreign governments. The Chinese triad family and the latest shootouts. Most of what is happening is planned and operational mis-direction. What President Trump is doing with Iran is perfect. The Greta re-used operation. Israel tests the waters. Bleeding hearts work. The Euro Union will never fight them. There is so much going on, it is difficult to track it all. With everything that's coming, it will take a full community effort to stay informed.

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Künftig sollen Bewohnerinnen und Bewohner des Kantons Basel-Stadt nur noch maximal 10 Prozent ihres Lohns für Krankenkassenprämien aufwenden. Der Kanton soll den Rest übernehmen. Dies hat der Grosse Rat heute mit einer knappen Mehrheit enschieden. Ausserdem: · Der Kanton Baselland spart bei heilpädagogischen Schulen - dagegen wehren sich betroffene Eltern · Ein Gebäck mit Tradition: Das "Sunnereedli" wird 100 Jahre alt · Der Leiter des Botanischen Gartens, Bruno Erny, geht nach 37 Jahren in Pension

Ministers and retired civil servants are to have the pension contributions checked after Minister Jack Chambers was alerted to potential underpayments and overpayments. We get reaction to this with Pearse Doherty, Sinn Féin, Spokesperson for Finance.

Pension de vieillesse : Pas de bataille judiciaire pour l'instant, affirme Me Sanjeev Teeluckdharry by TOPFM MAURITIUS

We've got a great show for yall today. In the first half of the program, we'll talk to folks with the Southern Workers Assembly about their upcoming summit. Then, we have the President of UFCW Local 1776 on to talk about the new pension that the union won for meatpacking workers.✦ ABOUT ✦The Valley Labor Report is the only union talk radio show in Alabama, elevating struggles for justice and fairness on the job, educating folks about how they can do the same, and bringing relevant news to workers in Alabama and beyond.Our single largest source of revenue *is our listeners* so your support really matters and helps us stay on the air!Make a one time donation or become a monthly donor on our website or patreon:TVLR.FMPatreon.com/thevalleylaborreportVisit our official website for more info on the show, membership, our sponsors, merch, and more: https://www.tvlr.fmFollow TVLR on Facebook: https://www.facebook.com/TheValleyLab...Follow TVLR on Twitter: @LaborReportersFollow Jacob on Twitter: @JacobM_ALFollow TVLR Co-Creator David Story on Twitter: @RadiclUnionist✦ CONTACT US ✦Our phone number is 844-899-TVLR (8857), call or text us live on air, or leave us a voicemail and we might play it during the show!✦ OUR ADVERTISERS KEEP US ON THE AIR! ✦Support them if you can.The attorneys at MAPLES, TUCKER, AND JACOB fight for working people. Let them represent you in your workplace injury claim. Mtandj.com; (855) 617-9333The MACHINISTS UNION represents workers in several industries including healthcare, the defense industry, woodworking, and more. iamaw44.org (256) 286-3704 / organize@iamaw44.orgDo you need good union laborers on your construction site, or do you want a union construction job? Reach out to the IRONWORKERS LOCAL 477. Ironworkers477.org  256-383-3334 (Jeb Miles) / local477@bellsouth.netThe NORTH ALABAMA DSA is looking for folks to work for a better North Alabama, fighting for liberty and justice for all. Contact / Join: DSANorthAlabama@gmail.comIBEW LOCAL 136 is a group of over 900 electricians and electrical workers providing our area with the finest workforce in the construction industry. You belong here. ibew136.org Contact: (205) 833-0909IFPTE - We are engineers, scientists, nonprofit employees, technicians, lawyers, and many other professions who have joined together to have a greater voice in our careers. With over 80,000 members spread across the U.S. and Canada, we invite you and your colleagues to consider the benefits of engaging in collective bargaining. IFPTE.org Contact: (202) 239-4880THE HUNTSVILLE INDUSTRIAL WORKERS OF THE WORLD is a union open to any and all working people. Call or email them today to begin organizing your workplace - wherever it is. On the Web: https://hsviww.org/ Contact: (256) 651-6707 / organize@hsviww.orgENERGY ALABAMA is accelerating Alabama's transition to sustainable energy. We are a nonprofit membership-based organization that has advocated for clean energy in Alabama since 2014. Our work is based on three pillars: education, advocacy, and technical assistance. Energy Alabama on the Web: https://alcse.org/ Contact: (256) 812-1431 / dtait@energyalabama.orgThe Retail, Wholesale and Department Store Union represents in a wide range of industries, including but not limited to retail, grocery stores, poultry processing, dairy processing, cereal processing, soda bottlers, bakeries, health care, hotels, manufacturing, public sector workers like crossing guards, sanitation, and highway workers, warehouses, building services,  and distribution. Learn more at RWDSU.infoThe American Federation of Government Employees (AFGE) is the largest federal employee union proudly representing 700,000 federal and D.C. government workers nationwide and overseas. Learn more at AFGE.orgAre you looking for a better future, a career that can have you set for life, and to be a part of something that's bigger than yourself?   Consider a skilled trades apprenticeship with the International Union of Painters and Allied Trades. Learn more at IUPAT.orgUnionly is a union-focused company created specifically to support organized labor. We believe that providing online payments should be simple, safe, and secure.  Visit https://unionly.io/ to learn more.Hometown Action envisions inclusive, revitalized, and sustainable communities built through multiracial working class organizing and leadership development at the local and state level to create opportunities for all people to thrive. Learn more at hometownaction.orgMembers of IBEW have some of the best wages and benefits in North Alabama. Find out more and join their team at ibew558.org ★ Support this podcast on Patreon ★

Modern retirement is facing a critical challenge. While baby boomers have largely avoided financial disaster, their success relies heavily on pensions – a benefit that's rapidly disappearing. You'll discover why the next generation of retirees faces a fundamentally different landscape. We dive into the stark numbers behind retirement funding. Pension plans hold $17 trillion compared to just $9 trillion in 401(k)s, despite covering far fewer people. You'll understand why this massive gap exists and what it means for your retirement security. The psychological barriers to spending retirement savings create another layer of complexity. You'll learn why retirees resist selling their accumulated assets but readily spend guaranteed income. We explore how this behavior impacts retirement satisfaction and peace of mind. Annuities emerge as the remaining option for guaranteed retirement income. With pensions disappearing and Social Security facing insolvency, you need to understand how annuities can fill this critical gap. We address common misconceptions while acknowledging past industry problems that created legitimate concerns. You'll gain insights into why guaranteed income plays such a vital role in retirement happiness. We explain how having predictable monthly payments reduces stress and allows you to enjoy retirement rather than worry about market fluctuations. The episode provides a balanced perspective on using annuities as part of your retirement strategy. _________________________ Ready to explore how guaranteed income could improve your retirement security? Contact us to discuss whether annuities make sense for your specific situation and learn how to create a retirement income plan that lets you sleep soundly at night.

In this insightful and highly practical conversation, Jeannette Linfoot welcomes back Chris Wilkins, an esteemed accountant and tax expert from Wilkins Southworth. Chris delves into his fascinating journey into the world of tax, from childhood inspiration to navigating complex international finance deals. The episode explores the significant "brain drain" of high-net-worth individuals from the UK due to recent tax policy changes, discussing the economic repercussions and the critical need for up-to-date tax advice. Chris provides invaluable guidance for various financial situations: from tax-efficient strategies for startup entrepreneurs (including VAT and partnership structures) to optimizing tax for multiple business owners. He unpacks the evolving landscape of property investing in the UK, detailing the impact of Section 24 and changes affecting furnished holiday lets. A crucial segment addresses the tax implications for unmarried couples versus married couples, particularly concerning capital gains and inheritance tax, and the often-overlooked necessity of updating wills upon marriage. Finally, Chris offers vital advice for those nearing retirement, highlighting recent pension and business inheritance tax changes that could dramatically affect legacy planning. This episode is a must-listen for anyone looking to understand and optimize their financial position in a constantly shifting tax environment. Top Takeaways Accountancy is a dynamic field, not just "men in grey suits." Staying current with tax legislation is crucial for effective advice. The UK is experiencing a "brain drain" of high-net-worth individuals. Changes to domicile rules are driving an exodus of taxpayers. Losing high earners impacts social services and the average person. The Laffer Curve illustrates optimal tax rates for revenue. Startup entrepreneurs can use VAT thresholds for competitive pricing. Partnerships can optimize income tax by splitting profits. Limited Liability Partnerships (LLPs) offer protection and tax benefits. Tax planning must align with legal entity structure. HMRC scrutinizes property incorporation schemes. Section 24 (Tenant Tax) significantly impacts buy-to-let landlords. Furnished Holiday Lettings tax rules have become less generous. Unmarried couples face distinct capital gains and inheritance tax challenges. Marriage invalidates previous wills in the UK. Pension inheritance tax rules have changed, impacting legacy planning. Proactive tax planning is essential to avoid detrimental surprises. "To know and not to do is to not know." "People who fail to plan, plan to fail." Sound Bites "Life started from a tax point of view when my mum... went to see her accountant." "The image of accountancy is that it's like men in grey suits and... it's quite boring but it's not at all." "You gotta keep on reading about tax and learning about it." "There seems to be a bit of an exodus from the UK right now." "If the 1% the top 1% go, who's gonna pay the tax?" "You just gotta kind of block out the noise and just keep your eyes focused on whatever it is that you want." "I'm going in there to collect as much as I possibly can." "It's a very YouTube idea, I love it." "Recovery is very important in our sport." "Come as you are, leave as more." "Your struggles are not your limitations." "Bravery is speaking truth to power." "Don't just climb the ladder, create an elevator." "Embracing failure is a powerful gift." "Your will wouldn't have said I leave X to my spouse, 'cause you weren't married before. But now you are." "To know and not to do is to not know." "People who fail to plan, plan to fail." Chapters 00:00 – Welcome Back Chris Wilkins! 00:37 – Chris's Journey into Accountancy 02:30 – The Dynamic Reality of Accountancy 04:40 – The UK "Brain Drain" 07:49 – Economic Repercussions 14:33 – Tax Strategies for Startup Entrepreneurs 19:40 – Evolving Business Structures 23:26 – Optimizing for Multiple Businesses 25:58 – Property Ownership & Capital Gains Tax Changes 28:42 – The "Guest House" Case Study 32:40 – The Value of Comprehensive Tax Advice 35:00 – Property Investing Today 43:18 – Tax Implications for Unmarried Couples 46:36 – The Critical Importance of Wills 48:48 – Tax Planning for Retirement 51:51 – Final Thoughts: Plan to Succeed About the Host Jeannette Linfoot is a highly regarded senior executive, property investor, board advisor, and business mentor with over 30 years of global experience across travel, leisure, hospitality, and property sectors. Known for her down-to-earth leadership style, Jeannette champions diversity and inclusion and is passionate about nurturing talent to help others reach their full potential. She hosts Brave Bold Brilliant to inspire and equip leaders to drive impactful change. [Follow Jeannette Linfoot] Website: https://brave-bold-brilliant.com/ LinkedIn: https://uk.linkedin.com/in/jeannettelinfoot YouTube: https://www.youtube.com/@braveboldbrilliant Instagram: https://www.instagram.com/jeannette.linfoot/ Facebook: https://www.facebook.com/jeannette.linfooti/ Podcast: https://podcasts.apple.com/gb/podcast/brave-bold-brilliant-podcast/id1524278970 About the Guest – Chris Wilkins Chris Wilkins is an experienced accountant and tax expert, serving as a key figure at Wilkins Southworth. With a career spanning decades, Chris has navigated complex financial landscapes, from his early days inspired by a traditional accountant to advising on international deals and helping clients optimize their tax positions. He is known for his ability to simplify complex tax legislation, provide strategic advice tailored to individual circumstances, and help businesses and individuals protect and grow their wealth. Chris is a strong advocate for proactive tax planning and staying current with ever-evolving financial regulations.

Markus Schächter war von 2002 bis 2012 der Intendant des ZDF - jetzt ist er schon viele Jahre in Pension, aber offensichtlich immer noch am Puls der Zeit. Neben spannenden Erinnerung an seine aktive Zeit - auch und insbesondere mit dem damaligen Superstar des ZDFs Thomas Gottschalk, hat er aber auch spannende Gedanken zur aktuellen Mediensituation. Ein Stück Geschichte und Ausblick in einer Episode mit einem Kunzilein, das immer noch von der Thommi-Nachfolge träumt und einem Dieter, der seinen Wein nun mal liebt! Hosted on Acast. See acast.com/privacy for more information.

In this week's episode, we'll explore the different options you will have with your pension plan (or other similar defined-benefit plan) once you get to retirement. If your plan offers a lump sum payout, why could it make sense to take that option? Are there other benefits available by moving your funds from a pension to an annuity that would benefit you and/or your spouse? Isn't it time to get answers to the tough retirement questions now?Join Certified Financial Fiduciary® and bestselling author Tim Wood each week to discuss protecting your retirement dollars, guaranteeing your lifetime income, wisely planning for taxes, and more. Visit us online at www.SafeMoneyRetirement.com for more information, to join us for this week's webinar, or to get a FREE copy of Tim's bestselling book.Safe Money Retirement® - Insuring Your Retirement Dreams

Meanwhile, a new consumer sentiment survey finds most people want someone else to run the EV company. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

I am leaving my current employer of 24 years for a new company without a pension. Should I take the lump sum or monthly payments beginning as early as 60? Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money LIVE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠Jill on Money Newsletter⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ "Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

More of us than ever are taking control over our retirement pot. But is a self-invested pension the right thing for you? In this episode, Lucia Ariano is joined by Which? Money's pension expert Paul Davies, and AJ Bell's Director of Public Policy to explain what a SIPP is, and help you decide if it could form part of your retirement savings plan. Read more about how a Sipp could help you boost your retirement savings & sign up to our free weekly Money newsletter Click here to send us an email Become a Which? Money member Get 50% off a Which? membership

HERO'S Talk Radio with hosts Dave and Laurett Arenz is presented by the Freedom Financial Radio Network. Through their Triple Crown Solution, Dave and Laurett coach clients to achieve financial independence by presenting options that provide safety, liquidity, and a great rate of return for tax-free account accumulation and distribution. As founders of HERO'S Strategies, … 06/07/25 – HERO’S Talk Radio Read More » The post 06/07/25 – HERO’S Talk Radio appeared first on HERO'S Strategies, Inc..

Donald Trump's second term in the White House has seen markets go through a period of extreme volatility, something that has worried many Irish pension holders. How should they react? Should they react at all? And what is the outlook for the rest of this year?Munro O'Dwyer is a partner at PwC Ireland and joins host Cliff Taylor in studio to discuss managing your pension in volatile times. In the second half of this episode of Inside Business, Irish Times Economics Correspondent Eoin Burke-Kennedy looks at why so many companies are pulling back from their pledge to go green and lower carbon emissions.This alarming trend is worrying given the latest analysis by the Environmental Protection Agency that shows that Ireland is going backwards in its attempts to achieve its 2030 greenhouse gas emissions targets.So why the about-face on an issue that affects us all? Is reaching net zero emissions simply not realistic for many companies? Produced by John Casey with JJ Vernon on sound. Hosted on Acast. See acast.com/privacy for more information.

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On Wednesday's Morning Focus, Alan Morrissey was joined by Tommy Corbett from Carey Corbett Financial Solutions. This week, Tommy provided Alan and our Morning Focus listeners with advice on starting a pension in Ireland.

Send us a text“We're Saving for a House… But He's in Denial About His Debt”“You shouldn't talk about money at work”

You don't need to work longer; you just need a better plan. Schedule a peace of mind visit for your retirement planning with this link: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call"The most important decision you make ..."Chapters 0:00 - IntroductionConnect with CD Financial for More Insights:Twitter: /CDFinancial_LLCInstagram: /CDfinancial.llcFacebook: /CDFinancialLLCLinkedIn: /cd-financial-llc Visit our Website: https://cdfinancial.org/Subscribe and Stay Updated: Don't miss out on crucial advice for your financial journey. Subscribe now for weekly insights and strategies to secure your retirement.Get More from CD Financial: Looking for personalized advice? Schedule a consultation with Charles to tailor a plan that suits your unique financial situation: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call#RetirementPlanning #OpenSeason2024 #FEHB #FederalEmployees #HealthInsurance #Podcast #FinancialWellness #CDFinancial #HealthMeetsWealth #InsuranceComparisonAdvisory services are offered through CD Financial LLC dba CD Financial, an Investment Advisor in the State of California. Insurance products and services are offered through CD Financial & Insurance Services LLC, an affiliated company.Opinions expressed herein are solely those of CD Financial and our editorial staff. The information contained in this material has been derived from sources believed to be reliable but is not guaranteed as to accuracy and completeness and does not purport to be a complete analysis of the materials discussed. All information and ideas should be discussed in detail with your individual adviser prior to implementation.Support the show

Canadian journalist Nora Loreto reads the latest headlines for Thursday, May 22, 2025.TRNN has partnered with Loreto to syndicate and share her daily news digest with our audience. Tune in every morning to the TRNN podcast feed to hear the latest important news stories from Canada and worldwide.Find more headlines from Nora at Sandy & Nora Talk Politics podcast feed.Help us continue producing radically independent news and in-depth analysis by following us and becoming a monthly sustainer.Sign up for our newsletterLike us on FacebookFollow us on TwitterDonate to support this podcast

Should I leave my private sector job for a similar job with the government, one that comes with a pension? Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money LIVE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ "Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Storm Rundd, President of Oklahoma Bitcoin Association, discusses the status of state Bitcoin strategic reserve bills, legislative processes, funding sources, and opportunity costs. The conversation also covers vibe coding and AI's impact on future business models.You're listening to Bitcoin Season 2. Subscribe to the newsletter, trusted by over 7,000 Bitcoiners: https://newsletter.blockspacemedia.comStorm Rund, President of the Oklahoma Bitcoin Association, joins us to discuss the state of Bitcoin Strategic Reserve bills across the US. Storm breaks down the complex legislative process, explains why many bills fail despite strong support, and compares treasurer vs. pension fund approaches. He introduces the opportunity cost tracker that shows how much money states have lost by rejecting Bitcoin. The conversation concludes with insights on vibe coding, AI productivity, and how these technologies will reshape business models.Follow our guests: @Storm_R0Notes:- Over half of US states have proposed SBR bills- Oklahoma SBR bill passed 77-15 then died in committee- Pension funds typically 4x larger than state funds- 5% Bitcoin allocation = $500M opportunity cost- Montana SBR had $50M cap with specific fund source- AI changing labor market in big tech companiesTimestamps:00:00 Start01:31 Current Bitcoin Reserve landscape03:31 Bill process07:05 Oklahoma example11:53 Funding these state SBRs12:43 Bill design matters17:55 Bill funding19:54 Treasury vs Pension funds27:03 Crafting better bills33:53 Opportunity cost tool43:50 Vibe coding49:07 AI changing business-

In this week's roundup, Merryn Somerset Webb, speaks with Money Distilled newsletter author John Stepek, about the latest UK inflation figures, whether there's trouble on the horizon for the bond market and what lessons investors can learn from Australian pension funds. See omnystudio.com/listener for privacy information.

John in Boston is in the 32% tax bracket. Should he do Roth conversions? Flight Deck Dad and Irish Girl in Pensacola have a lot of tax-free pension income. Should they do Roth conversions? Bert and Ernie in New Jersey wonder if they should convert to Roth or take advantage of zero percent capital gains tax rates. Joe Anderson, CFP® and Big Al Clopine, CPA spitball for all of them today on Your Money, Your Wealth® podcast number 529. Plus, Michael and his wife in Bellevue are 34, in the 24% tax bracket and wonder if they should contribute to tax-free or tax-deferred accounts, and if they should slow down on retirement savings and start a bridging account for the years between when they want to punch the clock in their early to mid-50s, and when they can access their retirement savings. Then, for something completely different, Frenchie from Maine writes back in: What are the disadvantages to paying off her mortgage ASAP, and what's the tax efficiency of a money market compared to bond funds? Free financial resources & episode transcript: https://bit.ly/ymyw-529 WATCH How to Break Through Retirement Barriers on YMYW TV CALCULATE your Free Financial Blueprint SCHEDULE your Free Financial Assessment ASK Joe & Big Al for your Retirement Spitball Analysis SUBSCRIBE to YMYW on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 01:00 - We're in the 32% Tax Bracket. Should We Do Roth Conversions? (John, Boston, MA) 06:19 - We Have Large Tax-Free Pension Income. Should We Do Roth Conversions? (Flight Deck Dad & Irish Girl, Pensacola, FL) 16:03 - Watch How to Break Through Retirement Barriers on YMYW TV, Calculate your free Financial Blueprint 16:52 - Should We Do Roth Conversions or Take Advantage of 0% Capital Gains Tax? (Bert & Ernie, NJ) 25:53 - In the 24% Bracket. Should We Contribute to Tax-Free or Tax Deferred Accounts? (Michael, Bellevue, WA) 29:49 - Schedule a Free Financial Assessment at any of Pure Financial Advisors' 12 nationwide locations or online 31:04 - Disadvantages to Paying Off the Mortgage ASAP? Tax Efficiency of Money Market vs. Bond Funds? (Frenchie, ME) 36:23 - Outro: Next Week on the YMYW Podcast

WMAL GUEST: STEVEN SUND (Former Capitol Police Chief) Reflects on His Own Story and Police Week 2025 LEARN MORE ABOUT POLICE WEEK: NLEOMF.org DONATE TO OFFICERS MEMORIAL FUND: NLEOMF.org/WMAL Where to find more about WMAL's morning show: Follow podcasts on Apple, Audible and Spotify Follow WMAL's "O'Connor and Company" on X: @WMALDC, @LarryOConnor, @JGunlock, @PatricePinkfile, and @HeatherHunterDC Facebook: WMALDC and Larry O'Connor Instagram: WMALDC Website: wmal.com/oconnor-company Episode: Tuesday, May 13, 2025 / 7 AM HourSee omnystudio.com/listener for privacy information.

If I want my pension to carry over to my wife after I pass, the penalty would be around $12k per year. Would it be smarter to take out a life insurance policy on myself? Have a money question? Email us ⁠⁠⁠here⁠⁠⁠ Subscribe to ⁠⁠⁠Jill on Money LIVE⁠⁠⁠ YouTube: ⁠⁠⁠@jillonmoney⁠⁠⁠ Instagram: ⁠⁠⁠@jillonmoney⁠⁠⁠ Twitter: ⁠⁠⁠@jillonmoney⁠⁠⁠ "Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠www.joelgoodman.com⁠⁠⁠. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Marty sits down with Dom Bei to discuss the state of CalPERS.Campaign site: http://Www.beiforcalpers.comCampaign Twitter: https://x.com/DomforCalPERSProof of Workforce: http://Www.proofofworkforce.orgDom Bei on Twitter: https://x.com/Beiwatch_10:00 - Intro0:32 - Opportunity Cost app3:34 - Dom's background10:36 - Fold 7 Bitkey12:13 - How pensions got to this point19:29 - Impact of failure28:10 - Unchained28:38 - CalPERS politicized33:49 - How pensions should approach bitcoin42:49 - How to educate49:37 - Energy/mining55:55 - Running for the board1:08:52 - Roswell NM1:12:33 - C2AShoutout to our sponsors:Foldhttps://tftc.io/foldCoinkitehttps://coinkite.comUnchainedhttps://unchained.com/tftc/Join the TFTC Movement:Main YT Channelhttps://www.youtube.com/c/TFTC21/videosClips YT Channelhttps://www.youtube.com/channel/UCUQcW3jxfQfEUS8kqR5pJtQWebsitehttps://tftc.io/Newslettertftc.io/bitcoin-brief/Twitterhttps://twitter.com/tftc21Instagramhttps://www.instagram.com/tftc.io/Nostrhttps://primal.net/tftcFollow Marty Bent:Twitterhttps://twitter.com/martybentNostrhttps://primal.net/martybentNewsletterhttps://tftc.io/martys-bent/Podcasthttps://www.tftc.io/tag/podcasts/