Podcasts about Pension

  • 3,464PODCASTS
  • 9,082EPISODES
  • 32mAVG DURATION
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  • Dec 10, 2025LATEST
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Best podcasts about Pension

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Latest podcast episodes about Pension

Mitlin Money Mindset
No Pension at Work? Build Your Own Family Wealth Plan and Own Your Time with Andy Hill

Mitlin Money Mindset

Play Episode Listen Later Dec 10, 2025 33:45


Marriage, kids, and money — three things that can make life beautiful and stressful at the exact same time. But how do you build wealth and still have time for your family? Finance coach Andy Hill faced this exact question, and his answer was a step-by-step approach that feels doable and actually creates time freedom. In this episode, he shares how he and his wife went from a negative $50K net worth to building generational wealth for their family. You'll walk away with ideas to teach your kids money habits early and make giving fun! Topics discussed: Introduction (00:00) Andy's path to becoming a finance coach (00:59) Mission of the Marriage, Kids, and Money podcast (04:19) What it means to "create your own pension" today (06:43) Lessons in talking money and working with your spouse (09:15) How becoming a parent changed his view on money (12:21) Why he brings his kids on the podcast (16:08) Tips for parents to teach their kids good money habits (19:15) The 60/40 generational wealth plan for kids (21:11) Fintech tools that make teach money habits easier (22:18) The power of giving and how to make it fun for kids (23:26) Key takeaways from his book, Own Your Time (27:56) What brought you JOY today? (30:41) Resources: Sending your child to college will always be emotional but are you financially ready? Take the College Readiness Quiz for Parents: https://www.mitlinfinancial.com/college-readiness-quiz/ Doing your taxes might not be enJOYable but being more organized can make the process less painful. Get Your Gathering Your Tax Documents Checklist: https://www.mitlinfinancial.com/wp-content/uploads/2024/06/Mitlin_ChecklistForGatheringYourTaxDocuments_Form_062424_v2.pdf Will you be able to enJOY the Retirement you envision? Take the Retirement Ready Quiz: https://www.mitlinfinancial.com/retirement-planning-quiz/ Connect with Larry Sprung: LinkedIn: https://www.linkedin.com/in/lawrencesprung/ Instagram: https://www.instagram.com/larry_sprung/ Facebook: https://www.facebook.com/LawrenceDSprung/ X (Twitter): https://x.com/Lawrence_Sprung Connect with Andy Hill: LinkedIn: https://www.linkedin.com/in/andyhillmkm/ Instagram: https://www.instagram.com/marriagekidsandmoney/ YouTube: https://www.youtube.com/MarriageKidsandMoney Facebook: https://facebook.com/marriagekidsandmoney Website: https://marriagekidsandmoney.com/ About Our Guest: Andy Hill, AFC®️is the award-winning family finance coach behind Marriage Kids and Money - a platform dedicated to helping families build wealth and happiness.  Andy's advice and personal finance experience have been featured in major media outlets like CNBC, Forbes, MarketWatch, Kiplinger's Personal Finance and NBC News. With over 10 million podcast downloads and video views, Andy's message of family financial empowerment has resonated with listeners, readers and viewers across the world.  His debut book, "Own Your Time:  10 Financial Steps to Put Your Family First and Escape the Corporate Grind", will be released in January 2026. When he's not "talking money", Andy enjoys being a Soccer Dad, singing karaoke with his wife and relaxing on his hammock. Disclosure: Guests on the Mitlin Money Mindset are not affiliated with CWM, LLC, and opinions expressed herein may not be representative of CWM, LLC. CWM, LLC is not responsible for the guest's content linked on this site. This episode was produced by Podcast Boutique https://www.podcastboutique.com

The Mark And Melynda Show
12-5-25 Hour 1 Podcast

The Mark And Melynda Show

Play Episode Listen Later Dec 6, 2025 39:31


Pension for members of Congress to be reformed and Houston lawyer Tony Buzbee takes the case of the death of the Texas A&M student in Austin. See omnystudio.com/listener for privacy information.

Bloomberg News Now
Germany Faces Key Vote, Dutch Pension Overhaul, More

Bloomberg News Now

Play Episode Listen Later Dec 5, 2025 6:09 Transcription Available


Listen for the latest from Bloomberg News See omnystudio.com/listener for privacy information.

Retirement Planning Education, with Andy Panko
#181 - Q&A edition...understanding Roth IRA income limits, deciding between pension payment options, when to Roth convert vs distribute from an IRA and MORE!

Retirement Planning Education, with Andy Panko

Play Episode Listen Later Dec 4, 2025 61:20


Listener Q&A where Andy talks about: A correction on something incorrect I said last week regarding deciding which spouse's pre-tax account to distribute or convert from ( 3:28 )Pros and cons of using a single total global stock market fund vs multiple other funds such as just US and just international  ( 8:17 )What's in the calculation for Modified Adjusted Gross Income ("MAGI") for purposes of determining eligibility to contribute to a Roth IRA ( 14:49 )Deciding when to start a Roth account, and whether it should be a Roth IRA or Roth 401(K) (if you have the option), and whether it should be funded via conversion or contribution ( 20:40 )What to consider when deciding on which pension payment type of choose ( 27:52 )Should IRA distributions instead be converted to Roth if you don't need to use the money any time soon ( 35:50 )What to consider when retiring late (e.g. late-60s or 70s) ( 42:02 )Explaining certain "fees" on trade confirmations, such as when buying coupon-paying bonds or stocks/ETFs ( 47:21 )Why just looking at unrealized gains or losses on a position in a dividend or distribution paying security don't tell the whole story with regards to how much money you've actually made or lost in the position ( 53:45 )To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comLinks in this episode:My company newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

WealthTalk
Why Senior Executives Are Turning to Portfolio Careers for Freedom and Fulfilment

WealthTalk

Play Episode Listen Later Dec 4, 2025 39:27


Key Topics Covered:1. Why Executives Choose Portfolio CareersMany senior leaders leave corporate jobs for more control, flexibility, and purpose.Becoming a non-executive director (NED) lets them advise several businesses, stay intellectually engaged, and build multiple income streams.2. What a Non-Executive Director Actually DoesNEDs guide and support business owners, using their experience and networks to help smaller companies grow.Typical NEDs are former CEOs, directors, or C-suite leaders who want to keep working, but on their own terms.3. Adrian's Journey: From Corporate to EntrepreneurAdrian left a high-level tech role to help executives move into business ownership.He built and acquired several companies, faced personal and business setbacks, and ultimately found new direction after a major life shift.4. Overcoming Identity and Timing ChallengesLeaving a big job can trigger a loss of identity; Adrian stresses the importance of recognising your own value and skills.Timing your transition is key—look for inflection points like changes at work, financial readiness, or life events.5. How to Start Your Own Portfolio CareerAdrian recommends a three-phase roadmap:Clarify your value and how you're seen (positioning)Tap into your existing network for opportunitiesBuild new connections aligned with your goalsLinkedIn is powerful, but most executives underuse it—focus on connecting, not selling.6. The Wealth-Building BenefitsNED roles create time for other wealth-building activities, like property or investing.Some coaches and NEDs eventually take equity stakes in businesses, building long-term wealth and influence. Actionable Takeaways:Consider a portfolio career if you want more freedom, less risk, and a chance to use your experience in new ways.Prepare for the identity shift and plan your timing and finances.Use your network and be proactive—opportunities often come from people you already know.Don't be afraid to reach out for guidance or support. Resources:Leverage Your Corporate Experience to Secure Paid SME Board RolesDownload the Pension and Inheritance Tax GuideWealthBuilders Membership: Free access to guides, webinars, and community Connect with Us:Listen on Spotify, Apple Podcasts, YouTube, and all major platforms. Next Steps On Your WealthBuilding Journey:  Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!

Borgen unplugged
Borgen Live: Krig, klima og kontanter

Borgen unplugged

Play Episode Listen Later Dec 3, 2025 27:00


Kommunalvalget er ovre, og partierne har nu rettet blikket stift mod det Folketingsvalg, der skal komme om senest 11 måneder. Nogle af de store emner bliver klima og den grønne dagsorden, som det også var i mange kommuner med jævnlige oversvømmelser, truslen fra Rusland og behovet for flere penge til forsvaret, samt den helt store joker, som Statsministeren lancerede i august 2024 uden konkret indhold: Pension. Men har vi penge til det hele? Hvor står partierne i de spørgsmål? Og kan de overhovedet blive enige om noget – især i de tre regeringspartier? Martin Flink stille spørgsmålene i denne Borgen Unplugged Live på Forsikring og Pensions årsdag torsdag den 27. november, hvor Anders Langballe og Politikens politiske analytiker Elisabet Svane har svarene.

TOPFM MAURITIUS
Basic Retirement Pension : le mouvement STOP (San Tous Ou Pansion) conteste la réforme et réclame plus d'équité

TOPFM MAURITIUS

Play Episode Listen Later Dec 3, 2025 0:42


Basic Retirement Pension : le mouvement STOP (San Tous Ou Pansion) conteste la réforme et réclame plus d'équité by TOPFM MAURITIUS

Forbes Newsroom
How Marjorie Taylor Greene Locked In Her Taxpayer-Funded Pension For Life

Forbes Newsroom

Play Episode Listen Later Dec 2, 2025 9:21


Marjorie Taylor Greene, the firebrand Georgia congresswoman, announced in November she is planning to resign from Congress. Her last day in office will be January 5, 2026, over a month away. One potential reason she is hanging on for a bit longer, enduring the president's ire and the possible threats to personal safety that sometimes follow: It ensures that she will be in office for more than five years, locking in a bare minimum congressional pension. Forbes money in politics reporter Kyle Khan-Mullins joins "Forbes Newsroom" to discuss. Read the full story on forbes.com: https://www.forbes.com/sites/kylemullins/2025/11/25/how-marjorie-taylor-greene-locked-in-her-taxpayer-funded-pension-for-life/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

IT'S ALL IN THE DELIVERY
EP 177 - From Service to Profits: Featuring Vic Wirhowski

IT'S ALL IN THE DELIVERY

Play Episode Listen Later Dec 1, 2025 64:06 Transcription Available


In this episode of All in the Delivery, they bring on retired driver and Circle of Honor member of 25 years safe driving Vic Wirhowski to discuss the evolution of UPS, focusing on the changes in company culture, service quality, and appearance standards over the years. They share personal anecdotes and reflect on how the industry has shifted towards profit-driven priorities, often at the expense of safety and service. The conversation highlights the gradual decline in standards and professionalism, as well as the impact of technology and cultural shifts on the workforce. In this conversation, the speakers reflect on their experiences as UPS drivers, discussing the evolution of the job, the impact of technology, and the changes in company culture over the years. They share personal stories about navigating challenges, including pension cuts and the restoration of benefits, while emphasizing the importance of recognition and morale in the workplace. The discussion highlights the contrast between past and present experiences, illustrating how the driving profession has transformed and the lasting legacy of service within the company.  Help support the show Join our Discord Takeaways The importance of acknowledging supporters and community. Personal stories can illustrate broader industry issues. Career changes can bring a sense of relief and fulfillment. Company changes often lead to a decline in service quality. Profit-driven decisions can compromise safety and service. The deterioration of standards is often gradual and unnoticed. Appearance standards were once strictly enforced in the industry. Technological advancements have changed operational practices. Cultural shifts have influenced company policies on appearance. The balance between evolution and maintaining standards is crucial. The job has become easier due to technology like GPS. Pension cuts were a significant concern for retirees. Restoration of pensions brought relief and gratitude. Company morale has declined with fewer recognition events. Drivers used to feel appreciated with regular rewards. The culture of the workplace has shifted over the years. Recognition for safe driving has diminished. Corporate messages often focus on safety outside of work. There are always employees who resist hard work. Legacy and service are core values for long-term employees. Chapters 00:00 Introduction and Acknowledgments 01:49 Personal Stories and Experiences 06:18 New Beginnings and Routes 08:52 Company Changes and Service Quality 13:03 The Slow Deterioration of Standards 17:35 Impact of COVID-19 on Operations 20:16 Leadership Changes and Their Effects 21:37 The Evolution of Driver Appearance Standards 24:32 Technological Advancements in Delivery 30:45 Changes in Union Regulations and Pension 37:44 Reflections on Job Expectations and Experience 44:08 Pension Cuts and Morale Issues 45:16 The Importance of Morale in the Workplace 46:52 Challenges with Team Dynamics 48:28 Recognition and Appreciation in the Workplace 50:27 The Shift in Company Culture 52:10 Technical Difficulties and Communication 53:57 Reflections on Union and Safety 56:27 Founders Day and Company Traditions 59:03 Positive Perspectives on Company Experience THE OPINIONS EXPRESSED OR VIEWS EXPRESSED ON THIS PODCAST ARE THOSE OF THE HOSTS AND GUESTS AND DO NOT NECESSARILY REFLECT ANY DELIVERY COMPANY  

RTÉ - News at One Podcast
Enrolment opens for the state's new worplace pension scheme

RTÉ - News at One Podcast

Play Episode Listen Later Dec 1, 2025 9:16


From today, employers can register for the new pension auto-enrollment scheme. To discuss this, Minister for social protection, Dara Calleary.

Toute l'info du week-end - Bernard Poirette
Ai-je le droit à un rendez-vous d'information gratuit lors de la première édition des «Rencontres Retraite» organisées du 1er au 6 décembre par l'Agirc-Arrco ?

Toute l'info du week-end - Bernard Poirette

Play Episode Listen Later Nov 30, 2025 3:31


Dans cet épisode d'Ai-je le droit ?, Roland Pérez explique les rencontres retraites organisées par l'AGIRC-ARRCO pour les actifs de 58 à 67 ans. Ces rendez-vous gratuits, en agence ou par téléphone, permettent de faire le point sur ses droits, corriger d'éventuelles erreurs de carrière et obtenir une estimation précise de sa future pension. Les conseillers abordent aussi les dispositifs comme la retraite progressive ou le cumul emploi-retraite. Pour en profiter pleinement, il est conseillé de préparer son relevé de carrière en ligne. Une opportunité essentielle pour anticiper sereinement son départ à la retraite.À retenir :Entretien gratuit pour estimer sa pension et vérifier ses droits.Conseils sur les dispositifs de fin de carrière (retraite progressive, cumul emploi-retraite).Préparer son relevé de carrière pour un bilan fiable.Notre équipe a utilisé un outil d'Intelligence artificielle via les technologies d'Audiomeans© pour accompagner la création de ce contenu écrit.Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

Die Presse 18'48''
Auf dem Weg in die Pension

Die Presse 18'48''

Play Episode Listen Later Nov 29, 2025 28:09 Transcription Available


Welche Voraussetzungen müssen erfüllt sein, um in Pension zu gehen? Welche Besonderheiten beeinflussen die Höhe der Pensionsleistung? Und wann und wie ist der Pensionsantrag zu stellen? Antworten auf diese und weitere Fragen gibt Thomas Samhaber, Generaldirektor-Stellvertreter der Pensionsversicherung.

Talking Real Money
Black Friday Q&A

Talking Real Money

Play Episode Listen Later Nov 28, 2025 19:42


A light Black Friday edition tackles four listener questions covering Vanguard's Digital Advisor, the timing of Social Security versus IRA withdrawals, whether to swap target-date funds for a VT/BND mix, and the wisdom (or lack thereof) of adding managed-futures ETFs. The show ends with a look at whether international bonds meaningfully improve diversification (answer: barely). The through-line? Keep investing simple, avoid expensive complexity, and stick with risk-appropriate, broadly diversified portfolios—holiday weekend or not. 0:09 Don debates doing a Black Friday episode but decides to keep listeners company 1:58 How to submit questions on the website and call on Saturdays 2:16 Q1: Is Vanguard's Digital Advisor worth using? 2:56 Pros and cons: low cost, limited choices, avoid the active-fund version 4:29 Transition to Q2 4:55 Q2: Should a spouse take Social Security at 62 or delay and live off an IRA? 5:50 Pension changes the math—delay for the 8%/yr benefit 7:13 Target-date vs. VT/BND performance and Roth allocation logic 8:32 Risk tolerance matters more than account type 9:09 Actual performance: 2035 fund vs. VT/BND nearly identical 9:42 Q3: Adding managed-futures ETFs as a diversifier 10:23 Why Don strongly opposes adding complexity and high-expense hedges 11:36 Expense ratios make them non-starters 11:56 Q4: Should investors add international bonds? 12:46 Tiny diversification benefit; generally not worth it for DIY investors 14:38 Correlation improvement maxes out around one-tenth of one percent Learn more about your ad choices. Visit megaphone.fm/adchoices

The Real Investment Show Podcast
11-28-25 Black Friday Special Edition

The Real Investment Show Podcast

Play Episode Listen Later Nov 28, 2025 28:12


It's a cornucopia of content episode for this Friday following Thanksgiving, and Richard Rosso and Jonathan McCarty bemoan the demise of the U.S. Penny, the fallacy of risk tolerance questionnaires, Rich's Financial Fitness Garage and creating Retirement income; plus Rich's salutation for Thanksgiving. 0:00 - INTRO 0:44 - The Demise of the U.S. Penny 4:54 - Financial Risk Surveys - Rich & Jonathan's Scores 11:05 - Rich's Fitness Garage - Creating Retirement Income 24:41 - Happy Thanksgiving to You!

Bundlinjen - med Magnus Barsøe
Bundlinjen: Kan din pensionsformue simpelthen blive for stor?

Bundlinjen - med Magnus Barsøe

Play Episode Listen Later Nov 28, 2025 34:17


Næsten 4.000 milliarder kroner. Så meget har vi danskere tilsammen stående i pension – og formuen bliver bare ved med at vokse. Men er pensionssystemet egentlig klar til en fremtid, hvor vi både lever og arbejder længere? Eller er det på tide at gøre pensionen mere fleksibel, så du i perioder af livet kan bruge pengene på bolig, barsel eller bare lidt mere luft i økonomien? Det svarer to af pensionsbranchens tungeste navne på i denne udgave af Bundlinjen. I panelet: Ole Krogh Petersen, adm. direktør i PFA. Kent Damsgaard, adm. direktør i Forsikring og Pension. Heidi Birgitte Nielsen, økonomisk redaktør på Finans. Vært: Rasmus Bendtsen, redaktør på Finans. Podcastredaktør: Kasper Søegaard. Foto: Thomas Lekfeldt.See omnystudio.com/listener for privacy information.

The Rational Reminder Podcast
Episode 385: A Case Study on Pension Benefits vs. Commuted Values

The Rational Reminder Podcast

Play Episode Listen Later Nov 27, 2025 55:20


In this episode, we feature two conversations that highlight PWL's culture, values, and intentional approach to advice. We first sit down with Trevor Daigle and Brett Watt, founders of EB Wealth in Halifax, to talk about why they chose to merge their thriving independent practice with PWL — PWL's first acquisition in Atlantic Canada. Trevor and Brett open up about what they saw in PWL's infrastructure, culture, and client-first philosophy, the internal hurdles they had to clear (including their own egos), and the moment they realized they "couldn't unsee" what PWL had built. Then, in the second half of the episode, PWL Portfolio Manager and Financial Planner Phil Briggs walks us through a remarkable real-world case. A podcast listener's father decided to take the commuted value of his defined benefit pension… and the family approached PWL to invest it. Rather than simply execute the plan, Phil stepped back to rigorously analyze whether that decision made sense at all. The result is one of the most compelling demonstrations of evidence-based financial planning we've featured on the show — covering risk pooling, tax implications, Monte Carlo results, survivor benefits, and the emotional side of decision-making. Key Points From This Episode: (0:00:51) Welcoming Trevor and Brett — and why their practice, EB Wealth, aligned so closely with PWL's holistic philosophy. (0:02:30) How long-term cultural fit, infrastructure, and research depth drove their decision to join PWL. (0:04:57) "We can't unsee that": The moment a visit to Ottawa convinced them PWL's values were real at every level. (0:07:45) Their biggest concern: giving up control after years of running an independent practice — and how that shifted. (0:09:43) Setting aside ego: How thinking long-term and client-first changed their perspective on joining PWL. (0:11:35) What excites them most about the future: growth, learning, and being surrounded by experts who prioritize client outcomes. (0:13:17) Seeing PWL's collaborative culture in action — and why industry-typical "sales meetings" were nowhere to be found. (0:14:43) Transitioning clients and feeling the immediate impact on conversations and relationships. (15:05) The setup: A podcast listener reaches out after his father already decided to take the commuted value of a DB pension. (17:25) Why Phil was surprised — and the questions he wanted answered before talking about investing. (17:25–18:49) The benefits of staying in a DB pension: risk transfer, inflation protection, and mortality pooling. (19:07) The risks: employer insolvency, underfunding, and historical examples like Sears Canada and Nortel. (20:10–22:04) Evaluating pension solvency: sponsors, surplus status, funding ratios, diversification, and regulatory filings. (23:49) Reasons someone might take the commuted value: investment preferences, life expectancy concerns, and survivor benefits — the central issue in this case. (25:15–30:52) The tax trap: how the "excess amount" of a commuted value can trigger immediate taxation — in this case at the 53.53% marginal rate — and how RRSP room and PARs interact. (31:26–33:53) Modeling the decision: building retirement scenarios in financial planning software, including spending, inflation, CPP/OAS, rental income, and Monte Carlo analysis. (34:00–37:54) Results: 60/40 investment after commuting: overfunded plan but with significant volatility. 100% equity: higher legacy, similar failure rate. Leaving the pension with the employer: similar retirement score but dramatically higher Monte Carlo success (96%) due to guaranteed income, inflation hedging, and tax smoothing. (38:32–40:55) Why the pension's stable income floor and deferred taxation made such a big difference — even in a shortened-life-expectancy scenario. (41:05–41:37) Other firms simply accepted the commuted-value plan; PWL was the only firm to fully analyze the decision. (43:50–44:53) How personal values, risks, and emotional comfort interact with data in real financial planning decisions. (45:00–47:28) The next decision: choosing between a higher pension with a 2/3 survivor benefit or a lower pension with a 100% survivor benefit — and how break-even analysis (age 81) informed the client's choice. (47:44–48:31) Why planning software provides clarity people can't get through gut feel alone. (48:31–49:59) Trust and incentives: why turning down a large investable sum was the right decision — and why PWL celebrates that. (50:08–51:01) Culture + incentives: how PWL's structure allows advisors to prioritize clients without sales pressure. Links From Today's Episode: Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on YouTube — https://www.youtube.com/channel/ Benjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Cameron Passmore — https://pwlcapital.com/our-team/ Cameron on X — https://x.com/CameronPassmore Cameron on LinkedIn — https://www.linkedin.com/in/cameronpassmore/ Ben Wilson on LinkedIn — https://www.linkedin.com/in/ben-wilson/ Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)

One More & I'm Outta Here (onemoreandimouttahere.com).
Thanksgiving Under Attack, A Wild Pension Scam & DC Bloodshed

One More & I'm Outta Here (onemoreandimouttahere.com).

Play Episode Listen Later Nov 27, 2025 67:49


This episode dives into three of the most talked-about — and controversial — stories making headlines right now.

HERO'S Talk Radio by Freedom Financial Radio Network

HERO'S Talk Radio with hosts Dave and Laurett Arenz is presented by the Freedom Financial Radio Network. Through their Triple Crown Solution, Dave and Laurett coach clients to achieve financial independence by presenting options that provide safety, liquidity, and a great rate of return for tax-free account accumulation and distribution. As founders of HERO'S Strategies, … 11/29/25 – HERO’S Talk Radio Read More » The post 11/29/25 – HERO’S Talk Radio appeared first on HERO'S Strategies, Inc..

Always An Expat with Richard Taylor
62. The Complexities of Having a UK Pension in the US: Navigating Pension Commencement Lump Sums | From The Trenches with James Boyle

Always An Expat with Richard Taylor

Play Episode Listen Later Nov 26, 2025 28:58


Many expats assume their Pension Commencement Lump Sum (PCLS) will remain tax-free when they relocate, but the US UK tax treaty leaves too much ambiguity to be certain. Therefore, what should you do with your PCLS when moving to the US as a British expat? Working with a dedicated cross-border tax advisor can help you avoid costly IRS repercussions. Host Richard Taylor – dual UK/US citizen and Chartered Financial Planner – is joined by James Boyle – Lead Financial Planner at Plan First Wealth – to break down the UK's 25% retirement lump sum, or PCLS. Many expats want to bring that lump sum with them when they move to the United States because it's tax-free in the UK. However, the only way to obtain a definitive interpretation of the US UK tax treaty is through court proceedings. Until then, the guidance of qualified cross-border tax professionals is essential when reviewing the treaty's provisions on retirement funds. In this episode of We're The Brits In America, Richard and James explore: ·     The 25% tax-free lump sum from UK pensions and its potential tax implications in the US. ·     The ambiguity of tax treaties between the US and UK and how this affects pension income. ·     The importance of engaging with qualified cross-border tax professionals. More about We're The Brits In America: With the right financial advice, landmines that threaten expat wealth can be avoided. Often encountered by US-connected expats, these financial landmines are more numerous, more hazardous, and less understood than almost anywhere else in the world. As a result, non-cross border professionals, wealth advisors, and even international advisors are often unaware of them. But don't worry, We're The Brits In America has you covered.  We're The Brits In America is dedicated to helping ambitious US-connected expats and immigrants navigate those challenges — and thrive. Whether you've moved to the US for opportunity, or are an American seeking adventure and growth abroad, our job is to equip you with the tools and insights you need to succeed. Visit planfirstwealth.com to learn more about our services and connect with Richard Taylor on LinkedIn. -- We're The Brits In America is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.

The Making Money Simple Podcast
Q&A: I've Used My £20k ISA Allowance, What Now? (Pension, GIA, SEIS/EIS/VCT, and more)

The Making Money Simple Podcast

Play Episode Listen Later Nov 26, 2025 23:33


In this podcast episode, I answer a question from Scott.The question was: 'Have you ever covered how to invest when you've maxed out your 20k isa allowance?'We go through the options, starting with a pension and a general investment account (GIA), before moving onto more niche options and some other ideas - from SEIS/EIS/VCT to crypto and gold and more. We also cover limited companies and the 'order of investing priority', including some scenarios of what investment accounts to prioritise based on your situation. Listen to the podcast episode for the full details.Timestamps:0:00 - Question from Scott1:53 - Pension3:20 - Workplace pension or SIPP?4:38 - General investing account6:55 - Accounts are ‘wrappers'7:38 - SEIS and EIS9:13 - VCTs10:33 - Other options - property11:11 - Crypto11:43 - Gold12:35 - P2P lending13:05 - S&S Lifetime ISA14:04 - Don't forget saving goals15:29 - Limited company investing16:30 - ‘Order of investing priority'20:51 - Summary22:53 - Outro-----------------------------------------More investing:

Mornings with Neil Mitchell
'New Zealand does it really well': Tom Elliott's bold idea for the aged pension

Mornings with Neil Mitchell

Play Episode Listen Later Nov 26, 2025 1:28


Tom Elliott has an idea for the aged pension in Australia.See omnystudio.com/listener for privacy information.

Weird AF News
Man dressed as his dead mom to go collect her pension. Lady found alive in a coffin right before cremation.

Weird AF News

Play Episode Listen Later Nov 25, 2025 18:54


Woman found alive in a coffin right before being cremated at a Buddhist temple. Shark fins worth $11million were seized by authorities in Peru in major wildlife trafficking operation. Italian man dressed up as his dead mother for three years while collecting her pension. // Weird AF News is the only daily weird news podcast in the world. Weird news 5 days/week and on Friday it's only Floridaman. SUPPORT by joining the Weird AF News Patreon http://patreon.com/weirdafnews - OR buy Jonesy a coffee at http://buymeacoffee.com/funnyjones Buy MERCH: https://weirdafnews.merchmake.com/ - Check out the official website https://WeirdAFnews.com and FOLLOW host Jonesy at http://instagram.com/funnyjones - wants Jonesy to come perform standup comedy in your city? Fill out the form: https://docs.google.com/forms/d/e/1FAIpQLSfvYbm8Wgz3Oc2KSDg0-C6EtSlx369bvi7xdUpx_7UNGA_fIw/viewform

Colleen & Bradley
11/25 Tue Hr. 3: A man pretends to be his dead Mom for her pension

Colleen & Bradley

Play Episode Listen Later Nov 25, 2025 38:56


A man pretends to be his dead Mom for her pension; Louis CK is dating Phillip Seymour Hoffman's long time partner; Glen Powell is in a new publationship with Michelle Randolph; One star reviews and the 5 second rule See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Cass and Anthony Podcast
He dressed like his dead mom to try and collect pension

The Cass and Anthony Podcast

Play Episode Listen Later Nov 25, 2025 4:44


It's your Ill-Advised News, the stupid criminals of the day. Support the show and follow us here Twitter, Insta, Apple, Amazon, Spotify and the Edge!See omnystudio.com/listener for privacy information.

A Better Way Financial Podcast
From Pension to Paycheck: Is an Annuity Right for You?

A Better Way Financial Podcast

Play Episode Listen Later Nov 25, 2025 12:17


Are annuities the missing piece in your retirement income puzzle? Frank and Frankie Guida break down the pros and cons of annuities, how they compare to traditional pensions, and strategies for bridging income gaps in retirement. Learn how flexibility, guaranteed income, and personalized planning can help you navigate the transition from paycheck to retirement. Real-life examples illustrate how annuities can fit into a broader financial strategy, ensuring your income keeps pace with inflation and changing needs. Schedule a complimentary appointment: A Better Way Financial CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.” Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.

On This Day in Working Class History
24 November 1995: France pension strike

On This Day in Working Class History

Play Episode Listen Later Nov 24, 2025 2:31 Transcription Available


 Mini podcast about a successful general strike of workers in France against proposed pension cuts.Our work is only possible because of support from you, our listeners on patreon. If you appreciate our work, please join us and access exclusive content and benefits at patreon.com/workingclasshistory.See all of our anniversaries each day, alongside sources and maps on the On This Day section of our Stories app: stories.workingclasshistory.com/date/todayBrowse all Stories by Date here on the Date index: https://stories.workingclasshistory.com/dateCheck out our Map of historical Stories: https://map.workingclasshistory.comCheck out books, posters, clothing and more in our online store, here: https://shop.workingclasshistory.comIf you enjoy this podcast, make sure to check out our flagship longform podcast, Working Class History

Kafferepet
Brända kakor 102 – Panerad i tång och grus

Kafferepet

Play Episode Listen Later Nov 24, 2025 18:44


Tisdag! Det blir kungligheter, snuskigheter och harmlösheter. Har du ett skvaller som fler borde få höra? Maila det till kafferepetpod@gmail.comMissa inte vår månatliga systerpodd Cigarrummet. Bli prenumerant på www.underproduktion.se/cigarrummet2:35 - Lukas och oturen7:45 - Sexturismen 1.0 – En nattugglas ljudbok14:55 - Pensionärshemmet Hosted on Acast. See acast.com/privacy for more information.

True Cheating Stories 2023 - Best of Reddit NSFW Cheating Stories 2023
My Cheating Wife Helped My CEO Fire Me 4 Days Before My Pension Vested—Then FBI Knocked on His Door

True Cheating Stories 2023 - Best of Reddit NSFW Cheating Stories 2023

Play Episode Listen Later Nov 24, 2025 101:37 Transcription Available


My Cheating Wife Helped My CEO Fire Me 4 Days Before My Pension Vested—Then FBI Knocked on His DoorBecome a supporter of this podcast: https://www.spreaker.com/podcast/true-cheating-wives-and-girlfriends-stories-2025-true-cheating-stories-podcast--5689182/support.

The Peak Daily
Wheelin' and dealin' ♠️ - Carney plays Let's Make a Deal, Montreal rides pension cash to a transit win

The Peak Daily

Play Episode Listen Later Nov 24, 2025 8:06


Canada's foreign policy is now all about the Benjamins — or in this case, the Bordens. Torontonians, look away: Montreal's new train upgrade is going to make your morning streetcar delay feel even worse.

Clare FM - Podcasts
Some Employers Trying To Avoid Pension Auto-Enrolment

Clare FM - Podcasts

Play Episode Listen Later Nov 24, 2025 10:51


The Government is being forced to bring in emergency regulations to stop companies attempting to subvert the new auto-enrolment pension. About 750,000 workers are set to be signed up to the My Future Fund auto-enrolment pension from early January. It has emerged, however, that some companies are trying to avoid having their staff signed up to My Future Fund because they do not want to handle the administrative burden and cost involved. To discuss this further, Alan Morrissey was joined by Ivan Dunne, Head of Financial Services with Campion Insurance. Picture (c) ADragan from Getty Images via Canva

Clare FM - Podcasts
Clare School Secretaries Threatening Strike Action Following Pension Talks Breakdown

Clare FM - Podcasts

Play Episode Listen Later Nov 24, 2025 13:01


There has been a breakdown in discussions over pensions for school secretaries and caretakers. Last Thursday night saw the talks come to a halt at the Workplace Relations Commission. The aftermath saw Fórsa pointing the finger of blame at the Department of Education for failing to engage meaningfully on a range of proposals. Over 2 thousand secretaries and caretakers went on strike for eight days at the start of the school year. Forsa says further strike action cannot be ruled out. To find out more, Alan Morrissey was joined by Rena McGrath, Vice-Chairperson and Treasurer of Fórsa School Secretaries Branch on the Clare/Galway border and Bernie Dillon, Secretary at St Senan's Primary School in Kilrush. Photo (c) Riccardo Mojana via Canva

Tid att Blomstra med Emmeli & Gäster - Lyssna inåt och uppåt så att du kan komma loss,  blomstra och agera på dina Gudag
221. Insikt, mod och stillhet: Elsie från Peace and Rest om frid, frimodighet och att fortsätta växa hela livet

Tid att Blomstra med Emmeli & Gäster - Lyssna inåt och uppåt så att du kan komma loss, blomstra och agera på dina Gudag

Play Episode Listen Later Nov 24, 2025 57:03


Pensionär på pappret men i full blom i livet. Elsie är kristen skolledare i grunden, coach i dag genom sitt företag Peace & Rest, mamma till fyra och mormor till tolv, med ett brinnande hjärta för lärande, utveckling och att hjälpa människor hitta frid, riktning och nästa steg. Vi pratar om: hennes värderingar: ärlighet, ansvar, pålitlighet och Jesus som förebild drivkraften att följa längtan Gud lagt ner — även när vägen blir krokig varför vision inte är en hobby utan ett sätt att leva 24/7, med sunda gränser och basbehov som grund hur verktyg som "Ledningsdeklarationen" och "Livshjulet" från ULA blev avgörande för hennes fortsatta steg resan från blyghet till frimodighet genom den helige Ande hur en bokdröm blev verklighet genom visionsprojektet i ULA vad coachning gör med våra blind spots — och varför även coacher behöver coacher Elsies konkreta livsnycklar: stillhet, tacksamhet ("jag kan" istället för "jag måste"), ordens kraft och tro som senapskorn och den stora nyheten: Elsies debutsingel som släpptes 15 november, inspirerad av Jeremia-löftet om framtid och hopp. CTA i avsnittet: ✅ Lyssna på Elsies musik och registrera dig för info om hennes låtsläpp: https://www.peaceandrest.se/f/elsiessangerdebutsingel ✅ Vill du ha coachning eller stöd av Elsie? https://www.peaceandrest.se/ https://www.linkedin.com/in/elsie-johansson-9903b677 ✅ Vill du bygga ditt ledarskap och kall tillsammans med oss? – börja med minikursen Vision till verklighet – gå djupare i Utvald Ledare (ULA) – fortsätt vidare i Momentum Leadership Mastery (MLM) Allt finns på www.ledarskapsakademin.com.  

Ready For Retirement
Retiring With a Pension? Here's How It Changes Everything About Your Retirement Math

Ready For Retirement

Play Episode Listen Later Nov 23, 2025 11:33 Transcription Available


Retiring with a pension changes everything about your retirement math.Most people think about retirement in terms of net worth—how close they are to a million, two million, or more. But if you have a pension, that old framework can send you down the wrong path. In this episode, James explains why retirees with pensions need to think in terms of cash flow, not balances on a statement.James begins with a simple shift: a pension that pays $60,000 a year acts like the income from a $1.5 million portfolio under a traditional 4% withdrawal rule. That perspective alone can reduce the pressure many people feel when they compare their savings to generic benchmarks or to friends who rely entirely on investments.He then walks through real scenarios—showing how a couple aiming to spend $80,000 per year may only need $600,000–$750,000 in savings if pension and Social Security cover the first half of their income needs. And in cases where the pension plus Social Security fully replaces spending, a retiree might not technically need any portfolio withdrawals at all. Cash flow drives the plan; the portfolio simply becomes optional support.James  also covers the nuances most retirees overlook:• How to plan for pensions without cost-of-living adjustments• Why survivorship options can make or break a spouse's long-term security• How investment strategy changes when you don't need to pull from your portfolio• Why being 60 or 65 doesn't automatically mean you need a conservative allocationRetirees with pensions often have far more flexibility than they realize. The key is understanding how the pension slots into the income puzzle, how it affects withdrawal rates, and how it should guide investment decisions—especially for couples.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!

Financially Independent Teachers
EP 243-NC Treasurer Brad Briner Part I-NC Pension and NC Healthcare

Financially Independent Teachers

Play Episode Listen Later Nov 23, 2025 45:21


Send us a textLast November, North Carolina elected a new state treasurer, Brad Briner. Briner, 47, has 25 years of experience managing investments and recently retired as co-chief investment officer from Willett Advisors, the firm that manages assets for Michael Bloomberg. He studied economics at UNC Chapel Hill (Morehead Scholar) and has an MBA from Harvard. He lives in Chapel Hill with his wife and four children and serves on the UNC Board of Trustees.On this episode, we learn a little bit about Brad's background and ask questions about the NC pension and the new raise to healthcare premiums in NC. 

True Cheating Stories 2023 - Best of Reddit NSFW Cheating Stories 2023
My Cheating Wife Helped My CEO Fire Me 4 Days Before My Pension Vested—Then FBI Knocked on His Door

True Cheating Stories 2023 - Best of Reddit NSFW Cheating Stories 2023

Play Episode Listen Later Nov 23, 2025 101:37 Transcription Available


My Cheating Wife Helped My CEO Fire Me 4 Days Before My Pension Vested—Then FBI Knocked on His DoorBecome a supporter of this podcast: https://www.spreaker.com/podcast/true-cheating-wives-and-girlfriends-stories-2025-true-cheating-stories-podcast--5689182/support.

Cork's 96fm Opinion Line
Some Rogue Bosses Are Finding Loopholes To Cut Pension Payments

Cork's 96fm Opinion Line

Play Episode Listen Later Nov 21, 2025 5:04


An Auto-enrolment loophole is costing workers Brian Forde, Head of Financial Planning Rockwell Financial, tells PJ Hosted on Acast. See acast.com/privacy for more information.

Lance Roberts' Real Investment Hour
11-20-25 How The Fed Deals Liquidity - The Monetary Toolbox

Lance Roberts' Real Investment Hour

Play Episode Listen Later Nov 20, 2025 43:11


How does the Federal Reserve actually supply liquidity to the financial system? And why have markets become so dependent on the Fed since 2008? Lance Roberts & Michael Lebowitz break down the complete Fed liquidity toolkit—from QE and QT to the Standing Repo Facility, IORB, ON RRP, OMO, and the Discount Window—and explain why these tools create the “floor and ceiling” of overnight rates. 0:00 - INTRO 0:18 - Nvidia Kill It; Rate Cut Odds Decline 4:06 - Markets Under Pressure; Setting Up for Rally 10:29 - Markets' Post-Nvidia Relief Valve 15:53 - Oracle, CoreWeave, and CDS's Explained 18:24 - Is There Enough Credit to Fund AI Buildouts? 20:30 - Financial Markets are Like Consumers - they'll find the money 22:16 - Begging for ETF's - Be careful what you ask for 25:20 - Centralized Financial Markets are Swallowing BitCoin 28:24 - How the Fed Controls Liquidity 30:11 - Why is There Stress in the Liquidity Markets? 37:18 - The Linkage Between Liquidty & Function of Economy 39:04 - The Fed is Closer to QE Than Anyone Thinks 39:54 - Today's YouTube Poll 41:14 - What Will Markets Do Today?

The Real Investment Show Podcast
11-20-25 How The Fed Deals Liquidity: The Monetary Toolbox

The Real Investment Show Podcast

Play Episode Listen Later Nov 20, 2025 43:12


How does the Federal Reserve actually supply liquidity to the financial system? And why have markets become so dependent on the Fed since 2008? Lance Roberts & Michael Lebowitz break down the complete Fed liquidity toolkit—from QE and QT to the Standing Repo Facility, IORB, ON RRP, OMO, and the Discount Window—and explain why these tools create the "floor and ceiling" of overnight rates. 0:00 - INTRO 0:18 - Nvidia Kill It; Rate Cut Odds Decline 4:06 - Markets Under Pressure; Setting Up for Rally 10:29 - Markets' Post-Nvidia Relief Valve 15:53 - Oracle, CoreWeave, and CDS's Explained 18:24 - Is There Enough Credit to Fund AI Buildouts? 20:30 - Financial Markets are Like Consumers - they'll find the money 22:16 - Begging for ETF's - Be careful what you ask for 25:20 - Centralized Financial Markets are Swallowing BitCoin 28:24 - How the Fed Controls Liquidity 30:11 - Why is There Stress in the Liquidity Markets? 37:18 - The Linkage Between Liquidty & Function of Economy 39:04 - The Fed is Closer to QE Than Anyone Thinks 39:54 - Today's YouTube Poll 41:14 - What Will Markets Do Today?

Expedition Retirement
Confusion About How Your Pension Fits into Your Retirement Plan

Expedition Retirement

Play Episode Listen Later Nov 20, 2025 10:20


Is your emergency account considered safe money? How does your pension fit in? One retiree is confused about the messages the financial industry is sending. Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube.See omnystudio.com/listener for privacy information.

The Last Word with Matt Cooper
Govt To Clamp Down On Firms Attempting To Dodge Pension Autoenrollment

The Last Word with Matt Cooper

Play Episode Listen Later Nov 20, 2025 12:39


The Government is bringing in emergency regulations to stop companies attempting to dodge the new pension auto-enrolment system by forcing employees to join less favourable schemes.Charlie Weston, personal finance editor of the Irish Independent, and Dr Laura Bambrick, head of social policy with the Irish Congress of Trade Unions, join The Last Word to discuss.Catch the full chat by pressing the 'Play' button on this page!

Lance Roberts' Real Investment Hour
11-19-25 Pension or Lump Sum - What's the Smarter Move

Lance Roberts' Real Investment Hour

Play Episode Listen Later Nov 19, 2025 42:46


Choosing between a company pension and a lump-sum payout is one of the biggest financial decisions many pre-retirees will ever face—especially for workers in industries facing layoffs or restructuring, like the major oil companies in Houston right now. Lance Roberts & Danny Ratliff break down the key factors to consider when comparing a lifetime pension annuity versus taking a lump-sum distribution you can invest or convert into a private annuity. Using a real-world scenario from a viewer—age 64, a $700,000 lump-sum offer, and a sizable 401(k)—we explore the risks, trade-offs, and questions every retiree should ask before making the call. 0:00 - INTRO 0:19 - Why Nvidia Matters 2:53 - Yes, Virginia, Draw Downs Happen 9:50 - 2026 Economic Summit Preview 10:39 - It's Just a 3% Pullback 13:01 - The Risk Range Report explainer 16:56 - E-Mail Query: Lump Sum or Pension? 19:45 - Pensions are Going the Way of the Dinosaurs 21:29 - Do Not Have a Lump Sum Check Written to You 22:55 - Pensions have no COLA 25:01 - Plan for Higher Taxes in the Future 26:49 - The YouTube Poll 29:07 - Once You're Done, You're Done 33:58 - Lump Sums & Annuities: Be Careful! 38:30 - Understand Your Options

The Real Investment Show Podcast
11-19-25 Pension or Lump Sum - What's the Smarter Move?

The Real Investment Show Podcast

Play Episode Listen Later Nov 19, 2025 42:47


Choosing between a company pension and a lump-sum payout is one of the biggest financial decisions many pre-retirees will ever face—especially for workers in industries facing layoffs or restructuring, like the major oil companies in Houston right now. Lance Roberts & Danny Ratliff break down the key factors to consider when comparing a lifetime pension annuity versus taking a lump-sum distribution you can invest or convert into a private annuity. Using a real-world scenario from a viewer—age 64, a $700,000 lump-sum offer, and a sizable 401(k)—we explore the risks, trade-offs, and questions every retiree should ask before making the call. 0:00 - INTRO 0:19 - Why Nvidia Matters 2:53 - Yes, Virginia, Draw Downs Happen 9:50 - 2026 Economic Summit Preview 10:39 - It's Just a 3% Pullback 13:01 - The Risk Range Report explainer 16:56 - E-Mail Query: Lump Sum or Pension? 19:45 - Pensions are Going the Way of the Dinosaurs 21:29 - Do Not Have a Lump Sum Check Written to You 22:55 - Pensions have no COLA 25:01 - Plan for Higher Taxes in the Future 26:49 - The YouTube Poll 29:07 - Once You're Done, You're Done 33:58 - Lump Sums & Annuities: Be Careful! 38:30 - Understand Your Options

MoneywebNOW
What next for Reinet after Pension Insurance Corp sale?

MoneywebNOW

Play Episode Listen Later Nov 19, 2025 20:06


Chantal Marx from FNB Wealth and Investments breaks down Coronation's numbers, boosted by the Sars victory already baked into the base. Ndivhuho Netshitenzhe of STANLIB Asset Management explains how inflation is measured — and why it rarely matches what we feel in our own pockets. PwC's Elle-Sarah Rossato unpacks the fast-evolving shifts reshaping South Africa's tax landscape.

Woman's Hour
The pension gap, Rape trial delays, Author Harriet Lane

Woman's Hour

Play Episode Listen Later Nov 18, 2025 57:26


Over a third of women could face poverty in retirement due to a growing gender gap in private pensions, according to a report from Scottish Widows, with women's finances being hit by caring responsibilities and career gaps. YouGov carried out the reseach for the Scottish Widows annual Women and Retirement Report, asking 4,000 women from across the UK about their pensions and retirement planning, as well as savings, investments and career breaks. Nuala McGovern talks to Lily Megson-Harvey, the Policy Director of retirement finance company My Pension Expert. A third of all rape trials in Wales and England last year were postponed at least once, often on the day of trial, according to a new report published by the charity Rape Crisis England and Wales. Ten years ago in 2015 the figure was one in 10. Their report, Living in Limbo, finds rape and sexual abuse survivors are being retraumatised by the criminal justice system. Nuala is joined by Maxime Rowson, the charity's Head of Policy and Public Affairs. Back in 1995 a call went out looking for women to take part in a landmark scientific study exploring the links between what we eat and our health. Thirty-five thousand middle-aged women signed up to be part of the UK Women's Cohort Study. It went on to look at the impact our diet can have on our risk of developing cancer and other chronic diseases, as well as other areas of women's health from our bones to the menopause. Professor Janet Cade from the University of Leeds joins Nuala to discuss what it was like launching the study 30 years ago and some of its key takeaways for women. Families are calling for a change in the law after they say their babies' dead bodies were kept inappropriately at a funeral director's home. The case highlights a lack of regulation in funeral services in England and Wales. Nuala speaks to Zoe Ward, one of the parents affected, who recently met with Victims Minister Alex Davies Jones to call for new laws, and to Zoe's MP, Mark Sewards. Harriet Lane's new novel, Other People's Fun, explores modern life and the lies we tell others – and ourselves – on social media. It follows an unlikely and uneasy friendship between the unnoticed Ruth and the Instagrammable Sookie. Harriet joins Nuala in the studio to discuss why female friendships and ‘everyday horror' has always intrigued her. Presented by: Nuala McGovern Produced by: Sarah Jane Griffiths

La Linterna
21:00H | 18 NOV 2025 | La Linterna

La Linterna

Play Episode Listen Later Nov 18, 2025 60:00


The US Congress approves publishing Jeffrey Epstein's documents, with the House voting 427-1. The PP denounces that the UCO report links illegal commissions to Pedro Sánchez's top collaborators, demanding his resignation. VOX, along with other parties, boycotts the 50th anniversary of the monarchy's restoration. María Corina Machado presents a manifesto for a transition government in Venezuela. COPE highlights social exclusion in Spain, where over 9 million people are affected. A report details the work of the San Juan de Dios parish in Vallecas and a kitchen in Gijón, aiding vulnerable individuals like Kimberly and Georgiet, who later become volunteers. The government approves a record spending ceiling of 216 billion euros, but the path to stability faces rejection. Pension sustainability is a concern, with 23 billion euros transferred to Social Security. The economy's growth forecast is 2.9%, with positive impacts on citizens' daily lives, despite rising housing costs and high ...

Jill on Money with Jill Schlesinger
Pension and Renovation Decisions

Jill on Money with Jill Schlesinger

Play Episode Listen Later Nov 17, 2025 18:36


Is it foolish if I spend $300k on a renovation project during retirement? Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money LIVE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ "Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

College Sports: Follow The Money
FTM, Ep. 84: Pension, extensions & re-inventions in college football

College Sports: Follow The Money

Play Episode Listen Later Nov 17, 2025 50:52


Frühstück bei mir
Christian Wehrschütz (16.11.2025)

Frühstück bei mir

Play Episode Listen Later Nov 16, 2025 53:54


Vergangenen Samstag hat er einen Drohnenangriff in der Ukraine nur haarscharf überlebt: Christian Wehrschütz, der diese Woche auf Kurzbesuch nach Österreich gekommen ist. Diesmal ist der Kriegsreporter zu Gast in Ö3-„Frühstück bei mir“. „Die Anteilnahme im ganzen Land bewegt mich zutiefst.“, sagt Wehrschütz auf Ö3. Tausende Reaktionen sind auf allen Kanälen gekommen. Im Gespräch mit Claudia Stöckl spricht Wehrschütz über seinen Umgang mit Gefahr ("Ich bin kein Abenteurer"), sein Glaube an Gott und sein Leben im Kriegsgebiet. Und er bestätigt, im Dezember 2026 in Pension zu gehen und plant eine Weltreise mit seiner Frau: "Der Friedhof ist voller unersetzlicher. Ich werde meinen Vertrag sicher nicht verlängern." (Dieser Beitrag begleitet das "Frühstück bei mir", Ö3, 16. November 2025)

White Coat Investor Podcast
WCI #445: Buying Into a Practice, Building Wealth, and Planning Ahead

White Coat Investor Podcast

Play Episode Listen Later Nov 13, 2025 28:45


This week, we break down what to know before buying into a practice, rethink what "net worth" really means, explore how to best use an Air National Guard retirement paycheck from 57 to 65, and highlight important basics on Special Needs Trusts. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com  Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube  Student Loan Advice for all your student loan needs: https://studentloanadvice.com  Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor  Join the community on Twitter: https://twitter.com/WCInvestor  Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor  Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor  Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com  Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter  00:00 WCI Podcast #445 03:28 Buying into a Physician Owned Practice 11:42 What to Include in Net Worth 17:00 How to Think About a Pension 21:36 Managing a Special Needs Trust