Podcasts about Pension

You can access your super before you retire, but how does that work? In this clip, Glen James and Martin McGrath break down what a Transition to Retirement (TTR) pension and an Account-Based Pension are, when you can start one, and why it might (or might not) be a smart move in your 60s.This audio is from a clip on the money money money YouTube channel: https://youtu.be/tMnkXuEgjqgIf you'd like to chat with someone about your personal situation, reach out to our team so we can connect you with a professional: https://www.retireright.com.au/get-helpSign up to the Retire Right newsletter here: https://email.retireright.com.au/

The BBC's Panorama revives the Epstein scandal with unseen Virginia Giuffre footage as King Charles lets Andrew keep his Falklands medal—but the disgraced royal might soon be cashing in his trinkets and queuing for a £9K pension. Plus, new revelations from his California “Twit of the Year” tour prove he's been a royal mess for decades.Hear our new show "Crown and Controversy: Prince Andrew" here.Check out "Palace Intrigue Presents: King WIlliam" here.

Ireland's new auto-enrolment pension system is coming in 2026, with most of the public's focus on the January start date. However, Caroline Rowan, Head of Retirement Consulting at Aon Ireland, believes that it is actually now, the beginning of November, that is the critical window for the auto-enrolment rollout.

Gardi Hutter war 44 Jahre lang mit ihrer Erfolgsfigur Hanna auf Tour. Von China bis Mexiko – in rund 35 Ländern. Und obwohl auch bei ihrer Abschiedstournee dieses Jahr die grossen Theaterhäuser voll waren, will Gardi in Zukunft keinen dicken Bauch und keine Perücke mehr tragen. Sie will ihre Bühnenfigur Hanna verabschieden, um sie in «gardiZERO» neu zu erfinden. Während andere in ihrem Alter seit langem die Füsse hochlagern und die Pension geniessen, startet Gardi Hutter mit 72 Jahren nochmals durch. Ende Oktober feierte sie Premiere mit ihrem neuen Stück in Deutschland, ab Mitte Januar 2026 ist Gardi Hutter in der Schweiz unterwegs mit «gardiZERO» . Spasspartout hat Gardi Hutter im September, mitten in den Proben zum neuen Stück, und während ihrer Abschiedstournee mit Hanna getroffen und mit ihr über den Abschied und den Neuanfang gesprochen. ____________________ Mit: Gardi Hutter ____________________  Redaktion und Moderation: Barbara Anderhub ____________________  Produktion: SRF 2025  ____________________  Dauer: ca. 20' Auch ein anderer «Grosser der Kleinkunst» war dieses Jahr auf Abschiedstournee: Joachim Rittmeyer. Er will keine Solos mehr spielen und verabschiedete sich von seinen Kultfiguren Hanspeter Brauchle oder Theo Metzler. Spasspartout hat seine Abschiedsvorstellung aufgezeichnet und ihn ein paar Wochen später zum Gespräch getroffen: Am Mittwoch, 5.11. um 20.00 Uhr auf SRF1 oder als Podcast auf www.srf.ch/spasspartout

Are you a federal retiree still waiting for your first pension check? You're not alone—delays at OPM are leaving thousands in financial limbo. In this video, learn bridge strategies to cover expenses, avoid financial hardship, and what steps you can take now if your federal retirement payment is late.Your pension check might not be processed—so what are you going to do when no pension checks are being processed?

If you're contributing to a workplace pension or planning for retirement, this episode is a must-listen. Glory Gray explains the differences between Defined Benefit and Defined Contribution plans, what happens to your pension when you leave a job, and how a LIRA (Locked-In Retirement Account) fits into your retirement plan. Learn how to protect and maximize your pension benefits during your working years—and get ready for Part 2, where we'll cover turning your LIRA into income.Hosted by Glory Gray, BSc Finance, MFADOWNLOAD OUR FREE GUIDE

In Österreich wird zu wenig gearbeitet, meint der Ökonom Hanno Lorenz. Die Vorliebe für Teilzeitarbeit und der frühe Pensionsantritt sind strukturell bedingt – sie gefährden den Sozialstaat. Ein Podcast von Pragmaticus.Das Thema:Lange wird sich Österreich den Sozialstaat nicht mehr leisten können. Die Gründe liegen in den demografischen Gegebenheiten und in der Beschäftigungssituation. Zu viele Frauen arbeiten in Teilzeit, zu viele Menschen gehen zu früh in Pension. Die Gründe dafür sind mannigfaltig: zu wenige Kinderbetreuungsplätze, Kollektivverträge als Kostentreiber, aber auch strukturell-politische Rahmenbedingungen. Aus einer individuellen Perspektive zahlt sich Vollzeitarbeit schlicht nicht aus. Vom höheren Lohn bleibt wegen der Steuerprogression zu wenig übrig, sagt der Volkswirt Hanno Lorenz vom Thinktank Agenda Austria, und schlägt unter anderem eine Flat-Tax auf Lohn vor. Die ist zwar politisch betrachtet nicht populär, könnte aber auf lange Sicht den Wohlstand in Österreich retten. Denn der ist definitiv in Gefahr. Unser Gast in dieser Folge: Hanno Lorenz ist Ökonom und stellvertretender Direktor der Agenda Austria. Er lebt in Wien und arbeitet an Vorschlägen für eine bessere Zukunft Österreichs. Seine Schwerpunkte sind Arbeitsmarkt, Digitalisierung und Verteilung. Seit 2020 lehrt er am Raiffeisencampus Wien zur Rolle des Staates in der Wirtschaft.Dies ist ein Podcast von Der Pragmaticus. Sie finden uns auch auf Instagram, Facebook, LinkedIn und X (Twitter).

John-Paul Fraser – Team Lead: Cross-Border Taxation, Tax Consulting SA SAfm Market Update - Podcasts and live stream

David Chilton is one of Canada’s most beloved financial authors and entrepreneurs. He first made his mark in 1989 with The Wealthy Barber, which became one of the best-selling Canadian books of all time. He spoke to Andrew Carter about updating his book for today's times.

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book Want to schedule a consultation? Click here: https://app.hawsfederaladvisors.com/whatservicemakessense I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

If you're retiring in Ireland with around €1 million in pension savings, one of the biggest questions you'll face is whether to take income from an ARF (Approved Retirement Fund) or to buy an annuity. In this episode, I break down both options in plain English — what they mean, how they work under Irish tax rules, and which might suit your lifestyle and risk appetite. Key Points: What's an ARF? What's an Annuity? Typical Income from a €1m Pension Taxation Pros and Cons   I hope it helps  

Pensionen sind ein viel und lang diskutiertes Thema in Österreich. Es gibt mehrere Varianten, wie man in Pension gehen kann. Aber ob man direkt aus einem Job oder aus etwa der Arbeitslosigkeit in Pension geht, entscheidet in vielen Fällen die Branche. Warum das so ist und in welchen Frauen besonders schlecht gestellt sind - und was ein mögliches Pensionssplitting bringen könnte - bespricht Studio KURIER-Host Caroline Bartos mit Innenpolitik-Redakteur Christian Böhmer. Guter Journalismus bringt Klarheit – und kostet Geld. Mit einem KURIER Digital Abo können Sie unsere Arbeit unterstützen.Alles klar? “Studio KURIER” - überall wo es Podcasts gibt und auch auf Youtube als Video-Podcast.Abonniert unseren Podcast auf Apple Podcasts oder Spotify und hinterlasst uns eine Bewertung, wenn euch der Podcast gefällt. Mehr Podcasts gibt es auch unter kurier.at/podcasts. Hosted on Acast. See acast.com/privacy for more information.

I P4 Extra Gästen berättar Marléne Eriksson om att inte kunna sitta still, om oviljan att stå i centrum och om kärleken till golvvård. Lyssna på alla avsnitt i Sveriges Radio Play.

Cash now accounts for less than 10% of all the retail payments we make. New figures out this week UK Finance, which represents banks and others, show the latest in the long term decline of cash. Just over a year ago new rules from the regulator, the Financial Conduct Authority said banks had to ensure customers had access to their cash and could take their money out in cash, but at the same time the number of shops putting up the card only signs has increased. What does that mean for the future of cash?On Monday it will be 6 months until the state pension age begins to rise from 66 to 67. How will that transition work?The price cap on electricity and gas went up this week - affecting millions of households across England, Wales and Scotland. The energy regulator, Ofgem, says gas and electricity bills will increase by an average of 2% but it's the costs of electricity that's rising, not gas.And what can do to ensure that your pension is being invested ethically?  Presenter: Paul Lewis Reporters: Luke Wilson and Niamh McDermott Researcher: Eimear Devlin and Jo Krasner Editor: Jess Quayle Senior News Editor: Sara Wadeson(First broadcast 12pm Saturday 4th October 2025)

Kristina ist in Graz-Mariatrost aufgewachsen, als dort noch Wiesen und Wälder das Landschaftsbild prägten. Ihr Vater wurde schwer krank, als sie noch jung war, und starb, als sie kaum über zwanzig war. Kristina wollte eigentlich Tierärztin werden. Doch mit 18 fehlte ihr noch der Mut, für das Studium nach Wien zu ziehen. Also entschied sie sich für das Lehramt – weil sie Kinder mochte, sich nach Selbstständigkeit sehnte und aus praktischen Gründen, wie sie selbst sagt. Es war kein geradliniger Weg denn sie wartete zehn Jahre lang auf eine fixe Anstellung. In der Zeit jobbte sie, machte eine technische Ausbildung, arbeitete in einem Architekturbüro in Graz und Wien. Diesmal genoss sie die Zeit in Wien sehr. Das Leben nahm eine Wendung als sie Mutter wurde und sie in den Lehrerberuf zurückkehrte. Als Lehrerin fand Kristina ihre Berufung – in kleinen Schulen am Land, im Team mit engagierten Kolleginnen, in Klassen, die Inklusion lebten, lange bevor das Wort modern wurde. „Wir haben so viel voneinander gelernt“, sagt sie über diese Zeit. Offenheit, Empathie und ein klarer, ehrlicher Umgang mit Menschen zeichnen Kristinas Wirken aus. Nach einer Trennung fand sie sich als berufstätige Mutter mit zwei kleinen Söhnen wieder. Sie trug viel Last mit sich und irgendwann war sie zu erschöpft und leer. Eine Erschöpfungsdepression riss sie aus dem Alltag. „Ich konnte nicht mehr – gar nichts ging mehr“, erzählt sie. Mit therapeutischer Begleitung, viel Geduld und der stillen Unterstützung ihres späteren Mannes fand sie zurück in die Kraft. Geholfen haben ihr Bewegung, Natur, kleine Schritte – und der Glaube, dass es besser wird. Wenige Jahre später übernahm sie die Leitung der Volksschule in St. Radegund – jenem Ort, in dem sie lebt. „Vor zehn Jahren hätte ich mir das nicht zugetraut“, sagt sie. Heute leitet sie ein Team von sechs Lehrer:innen, kennt jedes Kind beim Namen und jede Familie im Ort. Sie weiß, was es heißt, in einer kleinen Gemeinde gleichzeitig Privatperson und öffentliche Figur zu sein. Und sie hat gelernt, damit gelassen umzugehen: „Die Leute reden sowieso. Wichtig ist, dass man sein Leben trotzdem so lebt, wie man es leben möchte.“ Im Jahr 2024 wurde sie und die ganze Gemeinde auf die Probe gestellt: Ein schweres Unwetter löste einen Hangrutsch aus – das Schulgebäude wurde über Nacht unbenutzbar und musste innerhalb weniger Tage abgerissen werden. Innerhalb kürzester Zeit organisierte Kristina gemeinsam mit Bürgermeister, Team und Eltern eine komplette Neuaufstellung: Zuerst fand der Unterricht in Räumen der Feuerwehr, Pfarre und Gemeinde statt, später wurden Container aufgestellt. Der Unterricht wurde improvisiert und Gemeinschaft neu erfunden. „Es war reines Krisenmanagement, aber auch eine unglaublich verbindende Zeit“, sagt sie. Heute steht sie schon fast am Ende ihrer aktiven Schulkarriere, kurz vor der Pension, und blickt mit Dankbarkeit zurück – aber auch mit Neugier nach vorn. Sie möchte reisen, wandern, wieder mehr draußen sein. „Ich freue mich darauf, das Leben in einem ruhigeren Tempo zu spüren – aber nie stillzustehen.“ denn „das Leben ist ein Wandel“.

Weniger Staus, pünktlichere Busverbindungen: dies soll der Ausbau bringen der Strasse zwischen Aarburg und Olten. Dort stauen sich praktisch täglich die Fahrzeuge. Neu soll die Strasse einen durchgehenden Abbiegestreifen in der Mitte erhalten und längere Busspuren. Der Preis: 36 Millionen Franken. Die weiteren Themen dieser Sendung: · Was spricht für ein Verbot der Profi-Lotterien im Kanton Solothurn, was spricht dagegen. Unsere Abstimmungsvorschau. · 23 Jahre war Samuel Widmer Schlossverwalter auf dem Schloss Liebegg. Ende Woche geht er in Pension. · Das Areal der Keltengräber bei Unterlunkhofen ist jetzt besser sicht- und zum Teil begehbar. Ein Augenschein vor Ort.

In this episode of Kelley's Bull Market News, Kelley Slaught discusses essential strategies for retirement planning, focusing on business succession, financial legacy, and income generation. She emphasizes the importance of having a clear exit strategy for business owners, getting one's financial house in order, and planning for long-term care. The conversation also covers the significance of creating a personalized income plan, addressing debt management, and the risks associated with holding cash. Listener questions provide further insights into practical retirement strategies. Reach Kelley at 800-810-8060. California Wealth Advisors www.californiawealthadvisors.com See omnystudio.com/listener for privacy information.

Marty breaks down the five pillars of retirement that every retiree should have in their plan. They are the income, tax. Investment, healthcare, and estate plan pillars. He also reviews some tax changes that are coming in 2026 and discusses the transition from accumulation to decumulation in retirement. Reach Marty at 888-519-9096. Smart Money Solutions www.smartmoneysolutionsmn.com See omnystudio.com/listener for privacy information.

Deborah Sampson's remarkable story comes to life in this week's America's Founding Series. Disguised as a man under the name "Robert Shurtliff," she secretly served in the Continental Army for nearly two years. She fought, bled, and risked death to achieve America's independence. From her humble beginnings as an indentured servant to her courageous service in the Revolutionary War, this episode reveals how Sampson's unwavering self-reliance and devotion to liberty made her one of America's first female soldiers and a true symbol of the nation's founding ideals. Discover the forgotten patriot who proved that the courage to defend freedom knows no gender. Episode Highlights A Woman at War: How Deborah Sampson disguised herself as "Robert Shurtliff" and fought bravely in the Continental Army during the American Revolution. Courage Under Fire: The incredible moment she removed a musket ball from her own leg to protect her secret identity and continue serving. Legacy of Liberty: How Paul Revere's support helped her secure a military pension, and why her story embodies America's enduring ideals of courage, freedom, and self-reliance.

LDF eyes hat-trick win in 2026 assembly elections, with Kerala also set to witness local body polls in December. For the new steps, the govt will incur expenditure of Rs 10,000 cr.----more----https://theprint.in/politics/polls-on-horizon-pinarayi-govt-makes-big-moves-hikes-in-pension-asha-workers-honorarium-new-schemes/2773403/

Belinda Sullivan from Alexforbes unpacks South Africa's score in the 2025 Mercer CFA Institute Global Pension Index.

HERO'S Talk Radio with hosts Dave and Laurett Arenz is presented by the Freedom Financial Radio Network. Through their Triple Crown Solution, Dave and Laurett coach clients to achieve financial independence by presenting options that provide safety, liquidity, and a great rate of return for tax-free account accumulation and distribution. As founders of HERO'S Strategies, … 11/01/25 – HERO’S Talk Radio Read More » The post 11/01/25 – HERO’S Talk Radio appeared first on HERO'S Strategies, Inc..

"I'm 64 and retiring soon. I have the option to take a lump sum from my pension or monthly payments for life. How do I evaluate which one is better for us?" We're answering YOUR questions on this week's Get Ready For The Future Show! We're 67 and 65 and just paid off our house. We've heard that having a trust avoids probate, but our estate isn't that complicated. How do we know if a trust is worth the cost? We're in our early 60s and plan to sell a rental property in a few years. Should we be thinking about capital gains tax planning now, or wait until we're ready to sell? I'm 61 and recently divorced. I'm keeping the house, but it's still got a mortgage, and I have about $500,000 in retirement accounts. How do I rebuild my plan now that I'm on my own? And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com! Originally aired10/22/2025

Zwei Karrieren – ein Prinzip: Weitergehen. Janine Geigele und Philipp Wagner im Gespräch mit Michèle Schönbächler Janine Geigele - Medienexpertin Janine Geigele ist eine Frau, die weiss, was es heisst, Verantwortung zu übernehmen – und das schon früh im Leben. Diese Erfahrung hat sie geprägt und stark gemacht. Heute begleitet sie Spitzensportlerinnen durch die Medienwelt, moderiert internationale Sportevents und berät als Kommunikationsexpertin. Mit gerade einmal 13 Jahren verbrachte sie ihre Freizeit in den Studios eines Privatradios – bald kommentierte sie Spiele des EHC Biel. Der Weg in den Sportjournalismus war vorgezeichnet und so folgte der Wechsel in die Sportredaktion von SRF. Später wechselte sie die Perspektive und wurde Medienverantwortliche für die Segelteams "Alinghi" und "Shosholoza". Auch bei Weltklasse Zürich betreute sie internationale Leichtathletikstars. Zweimal wurde Janine Geigele in ihrer Karriere entlassen – für sie kein Rückschlag, sondern Antrieb für den nächsten Schritt. „Ich habe immer langfristige Ziele“, sagt sie. Eines davon: die Rolle der Frau in der Medienwelt sichtbar machen. Heute ist sie Moderatorin, Kommunikationsexpertin und Athletenmanagerin – und eine Persönlichkeit, die weiss, wie man Wandel gestaltet. ________________________________________ Philipp Wagner – Kommandant des Kompetenzzentrums Militärmusik Er ist der höchste Musiker der Schweizer Armee und seit über 30 Jahren prägt er die Klangwelt der Militärmusik mit: Philipp Wagner, Kommandant des Kompetenzzentrums Militärmusik und des Schweizer Armeespiels. Der Baselbieter ist in einem musikalischen Umfeld aufgewachsen, bereits der Grossvater und auch der Vater waren Militärtrompeter. Der studierte Dirigent und Trompeter trat vor über 3 Jahrzehnten als Berufsoffizier Musik in die Armee ein, bevor er vor 13 Jahren zum Kommandanten befördert und damit die musikalische und militärische Gesamtverantwortung übernahm. Ob Schweizer Hymne in New York, Konzerte in Botschaften oder zu spät gelieferte Uniformen: Philipp Wagner hat in dieser Funktion viel erlebt – musikalisch und menschlich. Im letzten Jahr veränderte sich sein Leben von einem Tag auf den anderen. Ein angeborener Herzfehler führte zu einer ersten Operation, gefolgt von einer Endokarditis – einer lebensbedrohlichen Herzinnenhautentzündung, die in einer zweiten, schweren Operation behandelt werden musste. Die lange Rekonvaleszenz war eine neue Erfahrung für den Mann, der sonst auf Bühnen und Paradeplätzen zuhause ist. Philipp Wagner lebt mit seiner Frau und der Teenagertochter in Liestal. Ende des Monats geht er in Pension – das «Bundeshandy» und die Uniformen werden abgegeben, und ein neues Kapitel beginnt. ____________________ Moderation: Michèle Schönbächler ____________________ Das ist «Persönlich»: Jede Woche reden Menschen über ihr Leben, sprechen über ihre Wünsche, Interesse, Ansichten und Meinungen. «Persönlich» ist kein heisser Stuhl und auch keine Informationssendung, sondern ein Gespräch zur Person und über ihr Leben. Die Gäste werden eingeladen, da sie aufgrund ihrer Lebenserfahrungen etwas zu sagen haben, das über den Tag hinaus Gültigkeit hat.

NEWS: Retired and police denounce pension threats | Oct. 27, 2025Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribe Visit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein#TheManilaTimes#KeepUpWithTheTimes Hosted on Acast. See acast.com/privacy for more information.

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book Want to schedule a consultation? Click here: https://app.hawsfederaladvisors.com/whatservicemakessense I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

The lads are joined by special guest Helena Boland from Neptune Financial to put Kendy's mind at ease about his future moneys.

For the last two days, Lunchtime Live has been focusing on pensions – all you need to know from the very beginning to retirement.Today, Andrea is joined by Co-Founder and Head of Financial advice for Moneycube, Ralph Benson, to discuss the steps you should take with your pension as you approach retirement.

In questa puntata di Start parliamo dell'impatto dell'aumento dell'aspettativa di vita stimato dalla Ragioneria generale dello Stato, secondo cui l'età del pensionamento toccherà i 70 anni nel 2067; spazio agli incentivi alle auto elettriche, accessibili a persone fisiche e a microimprese ma solo a determinate condizioni; scopriamo poi un po' di più dello studio pubblicato su Cell Reports Medicine che accende le speranze di una nuova era dell'immunoterapia; infine, ti racconto la storia di Marco. Se vuoi dirmi le difficoltà e le sfide che, come giovane, incontri nella tua vita quotidiana o, semplicemente, la tua opinione sulle notizie che hai ascoltato oggi, puoi mandare un'email a angelica.migliorisi@ilsole24ore.comPer approfondire le notizie di oggi:- Learn more about your ad choices. Visit megaphone.fm/adchoices

Auditeurs :  - Comme tous les diabétiques, Boris est interdit d'exercer certains métiers ! - Joueur de Jazz, Jean-Claude doit sa carrière à Europe 1 - Les animaux d'Alain sont visés par la mairie de son village. - Dany refuse à tout prix la pension alimentaire de son ex-mari. Hébergé par Audiomeans. Visitez audiomeans.fr/politique-de-confidentialite pour plus d'informations.

This week - should you take your pension tax-free cash now? Many of those near, or in retirement are asking themselves that question as rumours swirl of potential reforms to the system for retirement savings. What are the good - and bad - reasons to take tax-free cash? Host Ed Monk is joined by Marianna Hunt to a provide a well-balanced take on the latest financial developments together with expert insights to help you grow your capital, manage your investment portfolio and make the most of the money markets. Popular for its jargon-free approach, clear analysis and fresh perspective, The Personal Investor podcast helps shine a light on the latest market developments for the savvy UK investor.See omnystudio.com/listener for privacy information.

When pensions were covered on the show, there were huge reactions from listeners - showing that the demand is there to know more about saving for your future.So, we've decided to break it down into three parts, over the next three days.We'll discuss the various different stages of your pension – and what you need to know or do at each point.Today, Andrea is joined by Co-Founder and Head of Financial advice for Moneycube, Ralph Benson, to discuss handling your pension mid-way through your working life.

HERO'S Talk Radio with hosts Dave and Laurett Arenz is presented by the Freedom Financial Radio Network. Through their Triple Crown Solution, Dave and Laurett coach clients to achieve financial independence by presenting options that provide safety, liquidity, and a great rate of return for tax-free account accumulation and distribution. As founders of HERO'S Strategies, … 10/25/25 – HERO’S Talk Radio Read More » The post 10/25/25 – HERO’S Talk Radio appeared first on HERO'S Strategies, Inc..

When pensions were covered on the show, there were huge reactions from listeners - showing that the demand is there to know more about saving for your future.So, we've decided to break it down into three parts, over the next three days.We'll discuss the various different stages of your pension – and what you need to know or do at each point.Today, Andrea is joined by Co-Founder and Head of Financial advice for Moneycube, Ralph Benson, to discuss getting started!

A practitioner in China, retired from her government position had her pension revoked after being imprisoned for her faith. Despite facing numerous obstacles and rejections from various government agencies, she remained steadfast in her cultivation, eliminating attachments and seeking Master's guidance. Ultimately, she filed a complaint with the State Council, demonstrating her commitment to upholding […]

The papers still dangle the dream of a sun-dappled retirement. Yet millions have nowhere near the savings they'll need, while a fortunate few are amassing family wealth that could change Britain forever. Meanwhile the generational wealth gap is forcing younger people to forget about starting families. Is the old “work hard and you'll make it” model broken? And do we need a wealth tax to fix it? Will Snell of the Fairness Foundation joins Andrew and Hannah to discuss a growing crisis.   • Our partner pod American Friction  just won Best News and Politics show at the Independent Podcast Awards. Listen and see what you've been missing.   ESCAPE ROUTES   • Will recommends Chief of War on Apple TV+.   • Hannah recommends going to see Self Esteem, still just about on tour.   • Andrew went to see The Magnetic Fields perform their classic 69 Love Songs.    • Head to https://www.nakedwines.co.uk/ohgodwhatnow to get 6 top-rated wines from our sponsor Naked Wines for £39.99, delivery included. • Advertisers! Want to reach smart, engaged, influential people with money to spend? (Yes, they do exist). Some 3.5 MILLION people download and watch our podcasts every month – and they love our shows. Why not get YOUR brand in front of our influential listeners with podcast advertising? Contact ads@podmasters.co.uk to find out more  • Back us on Patreon at https://www.patreon.com/ohgodwhatnow for ad-free listening, bonus materials and more.   Written and presented by Andrew Harrison with Hannah Fearn. Audio and video production by award-winning Chris Jones. Theme music by Cornershop. Art direction: James Parrett. Produced by award-winning Chris Jones. Managing Editor: award-winning Jacob Jarvis. Group Editor: Andrew Harrison. OH GOD, WHAT NOW? is a Podmasters production.  www.podmasters.co.uk  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Your pension check hasn't arrived yet — and it's been months?That's not a rare story anymore. Federal retirement delays are real, and it's time to prepare for them. OPM processing times have stretched far beyond the traditional six to eight weeks, and thousands of retirees are waiting much longer for their first payment.

It's one of the most common questions in retirement planning — when is the right time to move your super into the pension phase? In this episode, we unpack the pros, cons, and grey areas of converting superannuation to a pension. From tax implications and minimum drawdowns to defined benefit funds and surplus income, we explore when the default advice might not be the best fit. Whether you're planning ahead, approaching retirement, or already enjoying it, this conversation will help you navigate one of the most important financial decisions you'll make.   Subscribe to our weekly GainingCHOICE email General advice disclaimer

In this week's podcast, I talk about investing your pension at 50. Turning 50 is a wake-up call for your pension. It's not about panic - it's about planning smart. Here's what matters most: Key Points: • At 50, your goals shift — you're closer to retirement, but growth still counts. • Review your pension funds now: what's in equities, bonds, or cash? • Rebalance gradually.  • Diversify — global funds, low costs, and no guesswork. • Check old company pensions. Consolidate only if it saves on fees or boosts control. • Understand your tax position — up to 25% tax-free lump sum (max €200k). • Know your retirement routes: ARF for flexibility, annuity for certainty. • Independent financial planning helps avoid big mistakes — and stress! I hope it helps.

«Wenn ich gross bin, will ich Pilot werden.» Daniel Glauser hat geschafft, wovon viele nur träumen. Seit zwei Jahrzehnten lebt der 57-Jährige in Dubai und fliegt als Kapitän bei Emirates, das grösste Passagierflugzeug der Welt: «Das Fliegen ist bis heute meine grosse Leidenschaft». Er flog für die Swissair, heute steuert er die grössten Passagierflugzeuge der Welt. Seit einundzwanzig Jahren lebt Daniel Glauser aus Wald (ZH) mit seiner Familie in Dubai. Der 57-Jährige arbeitet bei der Fluggesellschaft Emirates, wo er als Kapitän und Safety-Manager die A380-Flotte verantwortet. Im grössten Langstreckenflugzeug haben über fünfhundert Passagiere Platz: «Auch nach so vielen Jahren als Pilot, ist jeder Flug mit dem Airbus, für mich ein einzigartiges Erlebnis.» Persönliche Landeerlaubnis vom Sohn Als Pilot und Kapitän erlebe man viel, vor allem sehr viele schöne Momente, sagt Daniel Glauser: «Das schönste Erlebnis war, als mir mein Sohn in Zürich zum ersten Mal die Landeerlaubnis erteilt hat!» Sein Sohn arbeitet als Fluglotse im Kontrollturm am Flughafen Zürich: «Eigentlich habe ich immer gesagt, wenn das mal passiert, dann gehe ich in Pension. Aber der Traum vom Fliegen lässt mich bis heute nicht los!»

Join Jeff Malec and Jason Buck as they dive deep into the inaugural Return Stacked Symposium held at the CBOE in Chicago. They break down key presentations from institutional leaders like Jonathan Glidden and Roxton McNeal, exploring how portable alpha and return stacking are revolutionizing portfolio construction. Hear their candid insights on leverage, uncorrelated strategies, and why this approach might be the future of investing. From pension fund strategies to practical advice for RIAs, this episode offers a comprehensive review of the cutting-edge investment conference that's challenging traditional portfolio management.. SEND IT!Chapters:00:00-00:47=Intro00:48-07:13= Setting the Stage: Return Stacking Symposium Overview 07:14-14:21=Shane McCarthy's State of Portable Alpha: Panel 114:22-27:28=Jonathan Glidden: Transforming Delta Pension with Return Stacking: Panel 227:29-42:05=Patrick Kazley's Convex Overlays: Volatility, Trend, and Portable Alpha for the Taxable Masses: Panels 3 &442:06-50:10= A Gaggle of Advisors - RIAs in practice & side conversations: Panel 550:11-01:05:49= Behind the Curtain: Pension Fund Strategies and Institutional Investment Challenges and Roxton McNeal's Deep Dive: Orthogonal Return Streams and Portfolio Complexity: Panel 601:05:50-01:15:22= Wrap up: Advisor Panel Insights: Return Stacking in PracticeFrom the Episode:Secret Club that Runs the WorldReturn Stacked Podcast episode: Saving Delta's Pension with Portable Alpha - Jon GliddenOne River - Convexity Rebalancing Act whitepaperThe Derivative podcast episode with Homer Smith - Dunn Capital MGMT Whitepaper - High-VOL Trend FollowingAQR - Cliff Asness = Cliff's PerspectivesDon't forget to subscribe to⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Derivative⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, follow us on Twitter at⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@rcmAlts⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and our host Jeff at⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@AttainCap2⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, or⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ , and⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, and⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠sign-up for our blog digest⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.Disclaimer: This podcast is provided for informational purposes only and should not be relied upon as legal, business, or tax advice. All opinions expressed by podcast participants are solely their own opinions and do not necessarily reflect the opinions of RCM Alternatives, their affiliates, or companies featured. Due to industry regulations, participants on this podcast are instructed not to make specific trade recommendations, nor reference past or potential profits. And listeners are reminded that managed futures, commodity trading, and other alternative investments are complex and carry a risk of substantial losses. As such, they are not suitable for all investors. For more information, visit⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.rcmalternatives.com/disclaimer⁠⁠⁠⁠

In today's Q&A episode, we're answering a bunch of questions from those on the threshold of retirement, getting into the nitty-gritty of age-difference planning, DB scheme reductions and all sorts! Shownotes: https://meaningfulmoney.tv/QA29    01:04  Question 1 Hi Pete I am really enjoying listening to the podcast, thank you. They make what can sometimes be a complicated subject much easier to understand. I have a question which I have asked my SIPP provider but even they don't appear to know the answer so here goes: If someone has a SIPP valued at say £1.2m and a DB pension valued at say £300k, in order to maximise the favourable annuity provided by the DB pension, is it possible to draw the full LSA (25% tax free cash) from the SIPP? Or is there a requirement to draw the LSA on a pro rata basis from both the SIPP and the DB pension? Thank you, AJ 07:07  Question 2 Hi Pete and Roger, Thanks to The Meaningful Money Handbook, The Meaningful Money Retirement Guide and listening to all of your podcasts, I'm now in the fortunate position to retire in three years at the age of 55. However, I have a couple of questions about building a Cash Flow Ladder: Q1 - Should I be moving my investments into the various rungs of the ladder now, or just wait until I retire? Q2 - Most of my investments are in a pension, but I also have an ISA for a bit of flexibility. Would it make sense to use the same ladder structure in both the pension and the ISA? Thanks for all your good work. Tim 11:17  Question 3 Hi guys Loving the podcast - helped me through the COVID years and it's been a staple ever since so thank you for that. My question is around investing in older age. At what point, if any, is it worth cashing out GIA investments if other sources of income such as state pension and DB pensions are more than enough to live off and I have sufficient other capital (cash isas) for those big things still ahead? I'm not planning to leave any sort of inheritance (unless I pop my clogs early !) so is there some rule of (age) thumb of when to cash out and spend investments? I sort of don't see the point of continuing to invest after a certain age and to spend the money. But I guess it's not easy switching from investing to spending. Thanks, Chris 16:33  Question 4 Hi Pete & Roger, Great show gents, always interesting and informative.  I've been an avid listener for a couple of years now and have been encouraged to write in on the off-chance that my question may have relevance to others with a similar dilemma. I fear you may feel it's too niche but here goes: I'm 59yrs old and for all intents and purposes retired, in as much as I quit my career in business 18months ago to take on the full-time parental care role of my 6yr old twins which enables my wife (15yrs my junior) to continue in the career she loves. We are fortunate that my wife is an additional higher rate tax payer (as was I before I quit), we live mortgage free in a ~£1.5m family house - all of which means I have no plans to draw a pension until my wife is also ready to retire, which despite her occasional gripe, is not likely to be until our children leave school (by which time we will be ~ 72 and 57 respectively). I have a small index-linked Public Sector DB pension that kicks in in a few months time when I hit 60 (£7k per year) and expect to get a full State Pension which should provide me with around £20k p.a. at todays values as a base income when I reach state pension age in 7 years time. I also have a Pension pot currently valued at around £1.2m, made up from £1m SIPP and £200k S&S ISA) and my wife's Pension pot is currently valued at around £520k (£400k SIPP & £120K S&S ISA).  I no longer contribute to my SIPP but my wife invests around £30k Gross in to her SIPP annually and we plan on continuing to fill both ISA allowances each year until she retires.  We are both 100% invested in equities using low-cost Global trackers to maximise their growth potential. Here's my question, I was burnt a few years back (before I started listening to podcast like yours to educate myself on how to manage my finances) when I was persuaded to join SJP and combine all my old workplace pensions into a single pot managed with them.  I even persuaded my wife to join and I opened Junior SIPPs for my twins when they were born (not their advice, my own) which we continue to pay the full amount into monthly to hopefully secure their future retirement. Long and the short of it, the more I learned about investing, the more I regretted my decision to tie myself into SJP and the more I begrudged paying their relatively high fees (for what turned out to be a lower return than much lower cost tracker options could / would have produced over that same time period). I eventually sucked up the exit fees and bailed out a few years back, taking my wife and children's accounts with me and whilst I haven't looked back, it has made me reluctant to spend money on financial advisors, given the perceived poor advice I felt I received last time. To that end, I'm currently planning on managing mine and my wife's finances through retirement without recourse to an advisor but have started to have niggling doubts as to the whether I'm being too arrogant in my own abilities. In simple terms, our aim to build a combined Pension Pot (incorporating a healthy ISA element to aid in tax-efficient drawdown, allow my wife to retire early(er) if she so desires and to cover one-off expenses that may from time to time will come up) that's large enough for us to live off comfortably based on a flexible 3-3.5% drawdown rate annually (index-linked).  The plan is also to remain 100% invested in equity throughout retirement with the exception of and maintaining, a 3-5yr cash-like buffer (invested in MM Funds / short term government bonds) from which to take our living expenses. My wife and I are not extravagant spenders and can easily cut our cloth according to circumstances, so my feeling is, with a small but decent guaranteed income that we will have as a foundation, when combined with what I hope/expect to be a sizeable joint Pension Pot and a relatively low and sustainable withdrawal rate that should see us right even through the harshest of winters (metaphorically speaking) this should provide all the income we'll need for a comfortable retirement with a good chance of leaving a fair amount left in the pot for our children at the end, without over complicating our portfolio or expensive management costs. The obvious concern I have is around IHT but even there, I feel like that's a concern to address further down the road once we know we are financially secure and when we know more about the needs of our children as they grow-up and can plan what to do with any excess cash we might have using the rules in place at that time. Sounds simple, but is it too simple?  Can you spot any obvious flaws in this plan or reasons why you think seeking professional advice would make sense that may not have considered? Thank you and keep up the good work! Regards, Aaron 27:42  Question 5 Hi both Love the podcast. I listen regularly and enjoy hearing the banter between the two of you,  as well as providing answers to thought provoking questions. As an additional rate taxpayer in Scotland, my marginal income tax rate is an eye watering 48%. So I get significant benefit from tax relief when topping up my pension. It can cost as little as £33,000 to enjoy a full input of £60,000 once I get money back on my tax return. I have been diligently stuffing my pension as much as I could afford for years now as it was always the prevailing financial advice. I'm now only a couple of years away from retiring at age 55. I am fortunate enough to be now over the old LTA (which is now of no consequence). However the tax free limit is still set at 25% of that old allowance (£268,273?). Given I am now NOT going to benefit from any further tax free money on the way out, I wonder whether continuing to contribute to my pension is a good idea anymore. My choices are either : 1) Pay into the pension and enjoy tax relief of 48% now, allow the fund to accumulate tax free over the coming years, then pay income tax on the way out at 40%. (I expect to be high rate , not additional or basic rate tax payer in retirement) 2) Take the tax hit now on income, don't contribute to pension, put the nett amount into a GIA, and pay 24% CGT on the gain on the way out. I did some numbers and while the pension wins out, it's not by much over a 10 year term assuming 5% growth. But tax rates could change, pension rules could change, and inheritance tax changes are pending. Can you compare the pros and cons of each approach to help me make a decision, or is there a third option to consider? (I hear Roger sometimes suggest a strategy of taking the tax hit now rather than later e.g better the devil you know) I hope this makes sense. Thanks, Martin   33:47  Question 6 I became an avid listener of the podcast during the first lockdown and have learned so much in the past 5 years. I really enjoy it and appreciate all the effort you put into it. My question is with regard to age gap relationships and planning for retirement. I'm 59 and am currently contributing to the NHS Pension Scheme. Part of my pension can be taken at  age 60, without deduction, and I hope to have an income of £16,000 plus a £50,000 lump sum. The rest of my pension I'll be able to take at age 67 and by the age of 63 I hope to have a further pension of £18,000 without a lump sum. In addition to this, from my career before the NHS, I have a SIPP and the current value is £400,000. 63 is the age by which I hope to have stopped working at my current level but it might be sooner. My wife is ten years younger than me and has not been working for most of her adult life. Currently she is paying into a local authority DB scheme but by the time she is 58 her pension entitlement might only be £5,000 per year, but this would need to be discounted by 40%-50% in order to take that income. By the time we are eligible I expect both of us to qualify for the full state pension. We have no other cash savings to speak of and our mortgage is due to be paid off next year, when I will be 60. My question is what advice do you have for couples who face this age gap issue. The plan is that we want to spend our retirement together while I am fit and active (well fit-ish). Once we both have the state pension, with my NHS Pension, we should have an income of £58,000 at todays values, which will be enough for our needs when I am in my late seventies, but might make me a higher rate taxpayer in requirement. Before then, we'd like to spend a bit more and we are planning to use my SIPP and my wife's DB scheme (when she is 58) to fund our pension, until it is replaced by the second NHS Pension and the state pensions. I never realised this would be so complicated to get my head around. When the mortgage is paid off, we'll have some money and should we concentrate in paying it into an ISA so that we can get an additional income without me having to pay higher rate tax, or should we set up a SIPP for my wife so that she can build up a pot of money that she can drawdown on from when she is 58. This would be with the aim of her utilising as much of her annual tax free allowance as possible. I've assumed there is no way that I can transfer part of my SIPP to her before I die. I very much hope that you can help. Best wishes, Steve    

Mercer Senior Partner Christine Mahoney joins host Mike Wallberg, CFA, to unpack key findings from the Mercer CFA Institute Global Pension Index 2025. She explains how 52 retirement income systems are evaluated on adequacy, sustainability, and integrity—and what those measures reveal about the resilience of retirement systems worldwide. The discussion explores government influence on pension investments, the principle of “retirement first,” and the role of policy incentives in balancing national priorities with member outcomes. Listen now to hear what's driving pension reform and innovation globally.    Read the full report: https://rpc.cfainstitute.org/research/reports/2025/mercer-cfa-institute-global-pension-index-2025

In this episode, Christian is joined by WealthBuilders member and wealth coach Toby Spanier, who shares three powerful case studies of commercial properties he purchased using his SSAS pension.Toby reveals how he found and structured each deal, why a SSAS gave him a unique advantage over traditional financing, and how he created both income and tax-free capital growth within his pension.If you've ever wondered how a SSAS can be used to fund commercial property — even when banks won't lend — this episode will give you clear, practical insights to apply on your own wealth-building journey.What You'll Learn in This Episode:How Toby used his SSAS to buy three very different commercial properties.Why being a SSAS cash buyer can unlock discounts and opportunities others miss.How planning permission and smart structuring created significant tax-free uplifts.The differences between buying property inside vs. outside a SSAS.How collaborating with other SSAS investors can make bigger deals possible.Practical lessons to avoid common pitfalls when investing through a pension.Links & Resources Mentioned in This Episode:Learn more about SSAS PensionsBook a call with WealthBuildersJoin the WealthBuilders AcademyConnect with Us:Listen on Spotify, Apple Podcasts, YouTube, and all major platforms.For more inspiring stories and actionable tips, subscribe to Wealth Talk and leave us a review!Next Steps On Your WealthBuilding Journey: Join the WealthBuilders Facebook CommunitySchedule a 1:1 call with one of our teamBecome a member of WealthBuildersIf you have been enjoying listening to WealthTalk - Please Leave Us A Review!If you enjoyed this episode, please rate and review WealthTalk on your favourite podcast platform 

In this episode we will look at 18 U.S. cities, in various states, that impose no taxes on 401(k) or pension withdrawals — and how choosing one can stretch your retirement dollars further.Today's Stocks & Topics: Perdoceo Education Corporation (PRDO), Calamos US Equity Autocallable Income ETF (CAIE), Market Wrap, Top 18 U.S. Cities That Don't Tax Your 401(k) or Pension, Schneider Electric S.E. (SBGSY), Key Benchmark Numbers: Treasury Yields, Gold, Silver, Oil and Gasoline, A-I Second Order Winners, How to Select a Mutual Fund, Nutrien Ltd. (NTR).Our Sponsors:* Check out Anthropic: https://claude.ai/INVEST* Check out Gusto: https://gusto.com/investtalk* Check out TruDiagnostic and use my code INVEST for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brands

Joseph Sternberg discusses German Chancellor Friedrich Merz's proposed "autumn of reforms" to revive the stagnant German economy by encouraging private investment, simplifying business processes, and reforming welfare and pension systems. In the UK, Prime Minister Keir Starmer faces severe political issues due to internal Labour Party divisions and voter defections to Nigel Farage's Reform Party. Starmer struggles to persuade voters that his party can address high immigration and culture issues. 1860 BECHTESGADEN

Joseph Sternberg discusses German Chancellor Friedrich Merz's proposed "autumn of reforms" to revive the stagnant German economy by encouraging private investment, simplifying business processes, and reforming welfare and pension systems. In the UK, Prime Minister Keir Starmer faces severe political issues due to internal Labour Party divisions and voter defections to Nigel Farage's Reform Party. Starmer struggles to persuade voters that his party can address high immigration and culture issues. BERCHTESGADEN