Podcasts about Pension

"Rubble and Skye" in Minnesota want to spend $65,000 a year in retirement, and they'll have $67K in annual fixed income. Are they cutting it too close? "Atouk and Tala" in New Jersey will have retirement money, Social Security, and “Lumpy,” their lump sum pension - will they be okay? We'll find out today on Your Money, Your Wealth® podcast number 542 with Joe Anderson, CFP® and Big Al Clopine, CPA. Plus, should David in Redondo Beach California use his Roth money to buy a home? And what do the fellas think about "Charlie Pepper" in Colorado using a home equity line of credit (HELOC) for retirement spending, instead of living off of pre-tax money? Free financial resources & episode transcript: https://bit.ly/ymyw-542 DOWNLOAD the Investing Basics Guide WATCH Financial Boot Camp on YMYW TV COMPLETE the 8th Annual YMYW Podcast Survey for your chance at a $100 Amazon e-gift card! (secret password: ymyw) ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment LEAVE YOUR HONEST RATINGS AND REVIEWS on Apple Podcasts SUBSCRIBE or FOLLOW on your favorite podcast app JOIN THE CONVERSATION on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 00:43 - $250K Saved, $67K Fixed Income, $65K Spending. Are We Cutting Retirement Too Close? (Rubble & Sky, MN) 05:20 - We Have a $700K Pension, $335K Retirement, Plus Social Security. Will We Be OK? (Atouk and Tala, NJ) 13:14 - Watch Financial Boot Camp on YMYW TV, Download the Investing Basics Guide 14:03 - Should I Use My Roth Money for a Home Purchase? (David, Redondo Beach, CA) 21:03 - Complete the 8th Annual YMYW Podcast Survey for your chance at a $100 Amazon e-gift card! (secret password: ymyw) 22:01 - HELOC vs. Pre-Tax Account for Retirement Spending (Charlie Pepper, CO) 34:23 - Next Week on YMYW Podcast: Guest Co-Host Marc Horner, CFP® 34:53 - YMYW Podcast Outro

One big company just cut their stock dividend in half. Is this a trend? Subscribe or follow so you never miss an episode! Learn more at GoldenReserve.com or follow on social: Facebook, LinkedIn and YouTube. Or Call us at 855-546-2074 to schedule an appointment.See omnystudio.com/listener for privacy information.

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss one of the most common and important financial decisions in pension and retirement planning—whether to take a pension annuity or lump sum. They explain how this decision can impact your overall retirement income planning, legacy goals, tax strategy, and long-term financial flexibility. This isn't a one-size-fits-all answer, and they dive into the detailed considerations that retirees should think through.Listen in to learn about the pros and cons of pension payout options, such as taking a monthly pension annuity with survivor benefits or opting for a lump sum pension that can be rolled into an IRA. You'll also hear real-life examples of clients who made different decisions based on their financial situations, including tax strategies like Roth conversions and opportunities for guaranteed retirement income outside of the company plan. If you're asking, "Should I take a pension lump sum or income stream?" this episode is essential to retiring comfortably.In this episode, find out:Key differences between a pension annuity and a lump sum.How to leverage a pension rollover to IRA for flexibility and tax advantages.The role of spousal coverage and legacy planning in pension decisions.Risk and reward considerations for managing pension in retirement.How to evaluate which option supports your personalized retirement checklist.Tweetable Quotes:"There's no one-size-fits-all when it comes to pensions—your decision must be based on your entire retirement picture." – Murs Tariq"Pension choices affect your income, taxes, and legacy—we help people analyze their options to secure their retirement." – Radon StancilResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

The new Pension Automatic Enrolment (AE), which is now called the ‘My Future Fund', is due to arrive in January 2026. So, what's the criteria for it, and will it actually benefit workers?Paul Kenny, former Pensions Ombudsman and Programme Leader of the Retirement Planning Council of Ireland, joined Ian Guider on The Last Word to answer your questions.Hit the ‘Play' button on this page to hear the chat.

In this edition of the Money Makers Investment Trusts Podcast, Jonathan Davis, editor of the Investment Trusts Handbook and winner of the 2024 AIC Best Broadcast Journalist Award, is joined by Steven Marshall, co-founder, chair, and managing partner of Cordiant Digital Infrastructure (CORD). This discussion was recorded on Monday 04 August 2025. *** Out now: The 2025 Investment Trusts Handbook *** The Investment Trusts Handbook is an independent educational publication designed to provide investors with a handy annual reference book that summarises all you need to know about investment trusts. Now in its eighth year, the Handbook is a high-quality, full-colour hardback of more than 340 pages, the largest yet, with reviews of the past year, extensive interviews and commentary, plus nearly 80 pages of “how to” information and performance data. Available to order from Harriman House (https://harriman-house.com/ithb2025) or Amazon. There is also a free e-book version you can read on a PC, tablet or smartphone, plus an audiobook version. *** Section Timestamps: 0:00:24 - Introduction 0:01:14 - What digital infrastructure means 0:03:57 - The types of investors 0:06:31 - Competitive advantages for success with big infrastructure 0:09:44 - Debt and the underlying rate of return 0:10:57 - Experience as an investment trust 0:14:23 - Pension fund investments 0:17:30 - The risk of takeover 0:21:08 - A short break 0:22:13 - The AI arms race 0:23:42 - The drive into Europe 0:28:40 - A disappointing holding 0:31:57 - The dividend 0:33:22 - Lessons learnt from DGI9 0:36:21 - Risks 0:40:20 - Close If you enjoy the weekly podcast, you may also find value in joining The Money Makers Circle. This is a membership scheme that offers listeners to the podcast an opportunity, in return for a modest monthly or annual subscription, to receive additional premium content, including interviews, performance data, links to third party research, market/portfolio reviews and regular comments from the editor. A subscription costs £12 a month or £120 for one year. This week, as well as the usual features, the Circle features a profile of Odyssean Investment Trust (OIT). Future profiles include Gresham House Energy Storage (GRID) and abrdn New India (ANII). Subscribers can also see Jonathan's latest video in the Trust of the Week series, this time looking at Utilico Emerging Markets (UEM). Our new expanded weekly subscriber email includes a comprehensive summary of all the latest news plus the week's biggest share price, NAV and discount movements. Subscribe and you will never miss any important developments from the sector. For more information please visit money-makers.co/membership-join. Membership helps to cover the cost of producing the weekly investment trust podcast, which will continue to be free for the foreseeable future. We are very grateful for your continued support and the enthusiastic response to our 290 podcasts since launch. You can find more information, including relevant disclosures, at www.money-makers.co. Please note that this podcast is provided for educational purposes only and nothing you hear should be considered as investment advice. Our podcasts are also available on the Association of Investment Companies website, www.theaic.co.uk. Produced by Ben Gamblin - www.bgprofessional.co.uk

This week, Ben and Bergs dive into one of the biggest catalysts for Bitcoin's long-term growth: institutional and retirement fund adoption.Trump's new executive order opens the door for US 401k plans—worth over $12 trillion—to invest directly in crypto. Pension funds, company treasuries, ETFs, and soon superannuation funds are all joining the buying side, creating unprecedented demand for Bitcoin.Key Takeaways:- Retirement fund access to Bitcoin could unleash trillions in buying power- The real adoption wave is coming from everyday investors and institutions- Treat Bitcoin as a long-term asset, not a short-term trade

Kota, the Irish-founded employee benefits platform, has launched the country's first Instant Auto Enrolment Solution following its €12.6 million Series A investment in May. Their purpose-built solution gets Irish employers Auto Enrolment ready in just a few clicks. With 1 in 4 businesses unprepared and statutory contributions set to begin on 1 January 2026, employers have just five months to get ready. Minister for Social Protection, Dara Calleary is urging businesses to "act now", describing auto-enrolment as "the biggest transformation of pension policy in the history of the State." Kota's new offering enables HR and finance teams to implement a compliant occupational pension with Irish Life within minutes. Organisations can sync employee data, set minimum contributions, and have eligible hires automatically enrolled, while staff get an easy-to-use platform to view and manage their savings. "We've spent thousands of hours working alongside Irish employers as they prepare for the upcoming changes" said Trevor Gardiner (QFA,RPA), Head of Benefits at Kota. "Auto Enrolment has been a really positive catalyst, prompting Irish employers to talk seriously about retirement benefits. But from our conversations, it's clear the State scheme won't work for everyone. That's why we've built a solution for companies that want more control over employee experience, cost, and compliance, without the complexity." While a positive step in improving retirement readiness, The Government's 'My Future Fund' offers limited flexibility, increases administrative burdens on employers and includes strict limits that many companies and higher earning staff find unattractive, such as: No Additional Voluntary Contribution (AVCs) and savings locked up until the National Retirement Age of 66. Fixed contribution rates with no room for employer discretion. €80k salary cap on contributions, and reduced tax relief for those taxed at 40%. A Government managed portal that gives employers no control over their employees' experience. However, choosing an Occupational Pension instead of Auto Enrolment presents the challenge of ensuring the scheme is correctly set up to qualify for full exemption. Failure to do so can result in businesses running two pension schemes simultaneously, an outcome both the Government and major pension providers agree causes unnecessary complexity and administrative burden. Yet many employers are receiving limited clarity or practical guidance from their existing brokers, leaving them uncertain about the right course of action and often unaware of these nuances. Kota's purpose-built technology solves this by automatically enrolling employees onto the employers' occupational pension as soon as they're added to their HR System, eliminating the manual work and, thereby, the potential for errors and delays typically involved. Already trusted by Remote.com and hundreds of EU scale-ups including Tines, Protex AI, &Open and Car Wow, Kota delivers a future-ready, robust approach to workplace pensions. This includes: Seamless setup: Sync HRIS & payroll to launch an occupational pension with Irish Life in a few clicks. Always compliant: Synced employee data and eligibility rules ensuring everyone stays covered by the company's Occupational Scheme. Employee engagement & understanding: Consumer-grade app where employees can access, understand and make in-app changes to their savings for retirement. Regulated & secure: Kota holds a Central Bank of Ireland intermediary licence and integrates directly with Irish Life for real-time enrolments and accurate reporting. Proven at scale: Powers benefits for Remote.com and hundreds of EU scale ups. "Thousands of Irish employers are telling us that auto enrolment is a growing concern, with little guidance from traditional brokers," added Luke Mackey, Co Founder & CEO of Kota. "Our goal is to make compliance effortless in just a few clicks, while giving employees the transparent, mobile first experience they e...

There is a great deal of misunderstanding, and taboo around finances, but it is a topic that will impact everyone going through a divorce. Going from one  household to two, and splitting finances at the point of divorce can be tricky and stressful. In this episode, Liz Grimshaw, financial planner and co-founder of Revival Financial Planning, talks about how to manage money during the divorce process, and understanding the main things individuals going through divorce need to understand including long-term planning, and educating yourself about money.01:42 Why it's important for people to manage their money during divorce02:49 The main financial worries people have at the beginning of divorce06:00 Changing how you feel about money and how you use it07:34 Pension sharing vs the family home09:05  When's the best time to approach a financial adviser?10:47 Working with financial advisers and lawyers together13:33 Understanding return on investment for advice16:16 Starting again after divorce17:25 The impact of money being a taboo topic19:05 Managing money at the start of the process23:06 Top tips for managing money during divorcePensions and divorce https://youtu.be/2eubp2dUCrE?si=C8WBfszloCHq8aTY Ask a family lawyer https://open.spotify.com/episode/4Ql7uKEFMNpE8upJTWCrop?si=43e1aef212384728Guide to reviewing your financial disclosure https://www.stowefamilylaw.co.uk/premium-content/?type=guide&item=how-to-reviewing-your-financial-disclosure How to be financially prepared for divorce https://www.stowefamilylaw.co.uk/stowe-support/top-tips-on-how-to-be-financially-prepared-for-divorce/ If you need support with the issues raised in this podcast, or would like to speak to a family lawyer, contact Stowe at: https://bit.ly/35WPSj2 Join our list to get the latest from our lawyers, divorce coaches and relationship experts sent monthly to your inbox. Everything you need, in one

Kelley covers strategies that can build an income component in your retirement that can mimic your paycheck. She talks about calculating your retirement expenses, assessing your savings, developing a withdrawal strategy, and exploring additional income sources. She also warns of retirement mistakes some boomers and older members of Generation X could be making. Kelley also covers real estate strategies in retirement. Reach Kelley at 800-810-8060. California Wealth Advisors www.californiawealthadvisors.com See omnystudio.com/listener for privacy information.

Marty discusses the evolving landscape of retirement planning, emphasizing the need to rethink traditional strategies. He addresses common concerns such as mortgage management, determining retirement income needs, the implications of downsizing, and the impact of inflation on retirement savings. The conversation also covers healthcare costs, housing choices, and the balance between supporting grandchildren and ensuring personal financial security. Listener questions provide further insights into managing retirement funds and legacy planning. Reach Marty at 888-519-9096. Smart Money Solutions www.smartmoneysolutionsmn.com See omnystudio.com/listener for privacy information.

In this episode, Richard is joined by Alan Wilmit, serving as co-host, as they welcome Ada Dolph, a Partner in Seyfarth's ERISA Litigation group, to unpack the complexities of pension risk transfers (PRTs). Ada explains what PRTs are, how they're used to manage pension liabilities, and why they're drawing increased scrutiny. The conversation covers recent litigation trends, the impact of the Supreme Court's Thole decision, and the evolving focus on Article III standing. Grab your coffee and tune in for practical insights on what fiduciaries need to know as PRT-related class actions continue to emerge. Read the full transcript of this episode here: https://www.seyfarth.com/dir_docs/podcast_transcripts/CoffeeTalkWithBenefits_Episode21.pdf

You don't need to work longer, you just need a better plan. Schedule a consultation with this link to tailor a plan that suits your unique financial goals: https://calendly.com/charlesdzama/dzamatalk-complimentary-15-min-phone-call“Returning to federal service? Your prior years still count—if you didn't take a refund, you keep that service credited.”

Ewald Huscava ist als Domprediger in Pension. Was heißt gut predigen, darüber spricht er viel und interessant.

If you spent some time working in the UK, you may be eligible to some of their state pension benefits. Lester Kiewit speaks to John Ring, Operations Director at XtraPension Ltd about the specialist execution-only service they provide to people globally. Good Morning Cape Town with Lester Kiewit is a podcast of the CapeTalk breakfast show. This programme is your authentic Cape Town wake-up call. Good Morning Cape Town with Lester Kiewit is informative, enlightening and accessible. The team’s ability to spot & share relevant and unusual stories make the programme inclusive and thought-provoking. Don’t miss the popular World View feature at 7:45am daily. Listen out for #LesterInYourLounge which is an outside broadcast – from the home of a listener in a different part of Cape Town - on the first Wednesday of every month. This show introduces you to interesting Capetonians as well as their favourite communities, habits, local personalities and neighbourhood news. Thank you for listening to a podcast from Good Morning Cape Town with Lester Kiewit. Listen live on Primedia+ weekdays between 06:00 and 09:00 (SA Time) to Good Morning CapeTalk with Lester Kiewit broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/xGkqLbT or find all the catch-up podcasts here https://buff.ly/f9Eeb7i Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

#SafeMoney #JonHeischmanSr #Distributions #IncomeStreamYou have your retirement accounts in place, but in this week's episode host Jon Heischman, Senior talks about how and when to take distributions and your income stream.Call Jon at (888) 426-0177 with questions, comments or to get a free copy of Top 10 IRA Mistakes and How to Avoid Tax Traps. Visit www.heischmanfs.com/ for additional information

The Mincing Rascals this week are Jon Hansen of WGN Radio and Block Club Chicago, longtime Chicago journalist Cate Plys, and Austin Berg of the Illinois Policy Institute. Our small, but mighty podcast crew start the episode talking about Texas lawmakers coming to Illinois to avoid voting on a new legislative map that would favor the GOP. Governor Pritzker even went […]

The Mincing Rascals this week are Jon Hansen of WGN Radio and Block Club Chicago, longtime Chicago journalist Cate Plys, and Austin Berg of the Illinois Policy Institute. Our small, but mighty podcast crew start the episode talking about Texas lawmakers coming to Illinois to avoid voting on a new legislative map that would favor the GOP. Governor Pritzker even went […]

Dylan Sharkey joins the show to break down Illinois' deepening pension crisis, with Chicago holding 7 of the 10 worst-funded systems—including a police fund with just 18 to 24 cents per dollar promised. He also discusses rising state government salaries, gerrymandering in congressional districts, and Governor JB Pritzker's media appearances fueling speculation about a possible presidential run.

The Mincing Rascals this week are Jon Hansen of WGN Radio and Block Club Chicago, longtime Chicago journalist Cate Plys, and Austin Berg of the Illinois Policy Institute. Our small, but mighty podcast crew start the episode talking about Texas lawmakers coming to Illinois to avoid voting on a new legislative map that would favor the GOP. Governor Pritzker even went […]

The Mincing Rascals this week are Jon Hansen of WGN Radio and Block Club Chicago, longtime Chicago journalist Cate Plys, and Austin Berg of the Illinois Policy Institute. Our small, but mighty podcast crew start the episode talking about Texas lawmakers coming to Illinois to avoid voting on a new legislative map that would favor the GOP. Governor Pritzker even went […]

HERO'S Talk Radio with hosts Dave and Laurett Arenz is presented by the Freedom Financial Radio Network. Through their Triple Crown Solution, Dave and Laurett coach clients to achieve financial independence by presenting options that provide safety, liquidity, and a great rate of return for tax-free account accumulation and distribution. As founders of HERO'S Strategies, … 08/09/25 – HERO’S Talk Radio Read More » The post 08/09/25 – HERO’S Talk Radio appeared first on HERO'S Strategies, Inc..

Pam and Jim in Phoenix are 38 and 41 and want to retire at 59 and 62. Matt and his wife in Pennsylvania are both 39 and want to retire at 57. Are these millennials on the right financial path, or have they brunched and YOLO'd away their retirement dreams? That's today on Your Money, Your Wealth® podcast number 541 with Joe Anderson, CFP® and Big Al Clopine, CPA. Plus, do Roth conversions make sense for Will and Jane in New York, given their high income and high tax bracket? Which pension option is best for their circumstances? Finally, the fellas spitball for Juan's mother in Florida on how long-term capital gains on the installment sale of her company will be taxed. Free financial resources & episode transcript: https://bit.ly/ymyw-541 Complete the 8th Annual YMYW Podcast Survey for your chance at a $100 Amazon e-gift card! LIMITED TIME OFFER: Download The Money Makeover Guide before this Friday, August 8, 2025! WATCH Complete Money Makeover on YMYW TV ASK Joe & Big Al for your Retirement Spitball Analysis SCHEDULE your Free Financial Assessment LEAVE YOUR HONEST RATINGS AND REVIEWS on Apple Podcasts SUBSCRIBE or FOLLOW on your favorite podcast app JOIN THE CONVERSATION on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter   Timestamps:  00:00 - Intro: This Week on the YMYW Podcast 00:44 - We're Millennials. Have We Brunched and YOLO'd Away Our Retirement Dreams? (Pam & Jim, Phoenix, AZ) 12:10 - We're 39 With $840K. Can We Retire at Age 57? (Matt, PA) 22:57 - Complete the 8th Annual YMYW Podcast Survey for your chance at a $100 Amazon e-gift card! 23:53 - Do Roth Conversions Make Sense Given Our High Income and Tax Bracket? What Pension Option is Best? (Will and Jane, NY - voice) 37:04 - Watch Complete Money Makeover on YMYW TV, Download the Complete Money Makeover Guide before Friday, August 8, 2025! 37:46 - How Will Long Term Capital Gains on the Installment Sale of My Company Be Taxed? (Juan's Mother, FL) 47:50 - YMYW Podcast Outro  

In this episode of Retire with Style, hosts Alex Murguia and Wade Pfau explore how to manage sequence of returns risk in retirement. They break down four key strategies: spending conservatively, staying flexible with spending, reducing investment volatility, and using buffer assets. The discussion also touches on how sequence risk can arise more than once—especially for early retirees—and how having a pension can affect your overall risk tolerance. Throughout the episode, they emphasize the value of starting retirement on solid footing and building a margin of safety into your plan.   Takeaways Sequence of returns risk is crucial for retirees. Four strategies to manage sequence of returns risk exist. Spending conservatively can mitigate risk. Flexible spending strategies can adapt to market conditions. Reducing investment volatility is essential for stability. Buffer assets provide a safety net during downturns. Early retirement years are particularly vulnerable to risk. A good start in retirement can set the tone for success. Pension income can change portfolio risk tolerance. Understanding personal risk preferences is key to financial planning.   Chapters 00:00Introduction to Sequence of Returns Risk 07:33Understanding the Four Strategies to Manage Risk 17:14Exploring Multiple Sequence of Returns Risks 19:30Portfolio Risk and Pension Considerations   Links Explore the New RetireWithStyle.com! We've launched a brand-new home for the podcast! Visit RetireWithStyle.com to catch up on all our latest episodes, explore topics by category, and send us your questions or ideas for future episodes. If there's something you've been wondering about retirement, we want to hear it! The Retirement Planning Guidebook: 2nd Edition has just been updated for 2025! Visit your preferred book retailer or simply click here to order your copy today: https://www.wadepfau.com/books/ This episode is sponsored by Retirement Researcher https://retirementresearcher.com/. Download their free eBook, 8 Tips to Becoming A Retirement Income Investor at retirementresearcher.com/8tips

Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book FREE WEBINAR: "The 7 Biggest FERS Retirement Mistakes": https://app.hawsfederaladvisors.com/7biggestmistakeswebinar Want to schedule a consultation? Click here: https://hawsfederaladvisors.com/work-with-us/ Submit a question here: https://app.hawsfederaladvisors.com/question-submission I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.

SPONSOR: Direct Bullion. Download your free Guide to Gold Pensions Now. (plus get a special bonus).CLICK HERE NOW: https://robmoore.directbullion.com Want to Make, Manage & Multiply More Money? Join Money.School Rob Moore's exclusive membership platform for entrepreneurs, investors & disruptors serious about building income, assets & financial freedom. Get insider wealth systems used by 7-figure entrepreneurs, weekly drops on cash flow & investing, private WhatsApp groups, and access to exclusive events you can't buy anywhere else. Join here now: https://www.money.school Rob is joined by Paul Withers, who has sold gold for 14 years, to discuss how banks control your money. They talk about how your bank deposits legally become the bank's property, why currencies collapse every 27-60 years and how inflation makes savers lose money. The conversation also covers the move toward digital currencies and reveals a strategy using pensions to invest in gold and property. KEY TAKEAWAYS • Your money legally belongs to the bank when deposited, you become a creditor, not an owner of your funds. • Banks keep only 4% reserves. The remaining 96% of your deposits get lent or invested by banks while they control your access. • Actual inflation rates reach 20-25% during peaks, far above official government figures. • No fiat currency has lasted more than 100 years, with most collapsing in 27-60 years. • Gold maintains purchasing power. Gold buys the same amount of goods today as it did centuries ago, only currencies weaken against it. • Pension strategies for wealth building include SIPP and SASS, which allow £60,000 annual tax free contributions into gold and commercial property investments. BEST MOMENTS "Savers are losers. What he means is savers lose money." "We will not unfreeze your account unless you say you've been scammed... she had to lie and say she'd been scammed to get her bank account back open." "Gold price buys the same amount of product right today as it did 50 years ago, as it did 500 years ago." "You can either pay it in tax. Or you can pay it yourself." "If the money's in gold, it's not in the banks." VALUABLE RESOURCES https://robmoore.com/ bit.ly/Robsupporter https://robmoore.com/podbooks rob.team ABOUT THE HOST Rob Moore is an author of 9 business books, 5 UK bestsellers, holds 3 world records for public speaking, entrepreneur, property investor, and property educator. Author of the global bestseller “Life Leverage” Host of UK's No.1 business podcast “The Disruptive Entrepreneur” “If you don't risk anything, you risk everything” CONTACT METHOD Rob's official website: https://robmoore.com/ Facebook: https://www.facebook.com/robmooreprogressive/?ref=br_rs LinkedIn: https://uk.linkedin.com/in/robmoore1979 This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

Total Wealth & Wellness Radio

HERO'S Talk Radio with hosts Dave and Laurett Arenz is presented by the Freedom Financial Radio Network. Through their Triple Crown Solution, Dave and Laurett coach clients to achieve financial independence by presenting options that provide safety, liquidity, and a great rate of return for tax-free account accumulation and distribution. As founders of HERO'S Strategies, … 08/02/25 – HERO’S Talk Radio Read More » The post 08/02/25 – HERO’S Talk Radio appeared first on HERO'S Strategies, Inc..

Lietuvas premjers atkāpjas no amata pēc skandāliem ar viņa biznesa darījumiem. Ukrainas parlamentā diskutē par prezidenta Zelenska iesniegtajiem likumprojektiem, kas korupcijas apkarošanas iestādēm atjaunotu neatkarību. Pensionāri ar Krievijas pilsonību jau vairākus mēnešus nesaņem pensiju no Krievijas. Daļa vērsās pēc sociālās palīdzības savās pašvaldībās. Iedzīvotāji pastiprināti pievērš uzmanību cenām - secinājusi Finanšu ministrija, vērtējot Centrālās statistikas pārvaldes datus. Sabiedrisko elektronisko plašsaziņas līdzekļu padome apstiprina Latvijas Sabiedrikā medija stratēģiskās prioritātes, paredzot LR4 darbības pārtraukšanu. 2024. gadā no ģimenēm katru dienu ar bāriņtiesas lēmumiem tika izņemti un ievietoti ārpusģimenes aprūpē vidēji četri bērni dienā.

After retiring from a 27-year teaching career and realizing her pension wasn't enough, Queen Michelle took a leap of faith. She moved to Mexico, began an inward journey of healing through meditation and creativity, and eventually traced her roots to Guinea-Bissau, West Africa, through a DNA test with African Ancestry.What began as a personal mission to avoid economic hardship became a transformative spiritual journey. In this conversation, Queen Michelle shares how she connected with her ancestral tribe, the Fulani, and was embraced in her ancestral village on her 60th birthday. The experience led her to found the Fula History and Genealogy Society of America.Now back in the U.S. temporarily, she's created a conscious curriculum for Generation Alpha, raised awareness of generational trauma, and is preparing to return to Mexico. Queen Michelle proves that healing and purpose don't have a deadline — and legacy isn't something you leave, it's something you live.You Will Learn:How solo travel became a gateway to Queen Michelle's emotional and ancestral healingThe importance of reconnecting with cultural identity and reclaiming intergenerational legacyWhat Generation Alpha needs and why Queen Michelle is on a mission to prepare them with emotional and social toolsFind Queen on Instagram at https://www.instagram.com/fulaamerican/Thank you to PodMatch for another great connection!Lizbeth's links Want to comment on the show? Connect at Lizbeth's author/podcast Facebook page Wanting great guests for your podcast, or to be a great guest on someone else's show? Join PodMatch here! Lizbeth's memoir Pieces of Me: Rescuing My Kidnapped Daughters can be ordered where books are sold, and is now a TV movie, #Stolen By Their Father on Lifetime.Lizbeth's second book, Grounded in Grit: Turn Your Challenges Into Superpowers is available to order wherever books are sold! Tilka Faces the Odds, One Man at a Time, new release novel https://books2read.com/u/4j760X Sign up to stay in the know on Lizbeth's latest podcast episodes, books, and appearances at https://lameredith.com

The decision on how to take your pension is an important one, and while it may be enticing - and in some cases even advisable - to take that lump sum, this may not necessarily be the best option for you. Donna and Nathan discuss how to approach the decision-making process around taking pension distributions. Also on MoneyTalk, long-term care insurance planning, 60 day rollover rules, and more. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 7/28/2025. Have a question for the hosts? Visit sowafinancial.com/moneytalk to join the conversation!See omnystudio.com/listener for privacy information.

In this episode of the DAD Pod, we're serving up a hearty helping of old timer sayings — those wise, weird, and downright hilarious phrases your grandpa or grandma used to say. From “colder than a well digger's behind” to “don't take any wooden nickels,” we're unpacking the meanings, memories, and life lessons hidden in these classic one-liners.It's a laugh-filled stroll down memory lane with a side of homespun wisdom and good ol' fashioned storytelling, and us Dudes are here for it!#OldTimerSayings #BackInMyDay #FunnyPodcast #SouthernSayings #AnotherFoodieShow #NostalgiaTalk #PodcastHumor #CountryWisdom #RetroPhrases #OldSchoolVibes #TheDudeNetwork #Podcast

Un nouveau rapport révèle que les Australiens des Premières Nations sont deux fois plus susceptibles que les autres Australiens d'avoir des difficultés à accéder à leur pension de retraite.

This month we are joined Anna Lintner (Maitland Chambers) and Gareth Schofield (Clarke Willmott) to discuss the interconnection between bankruptcy and financial remedy cases.  For this episode, Anita is joined by guest host, Matthew Taylor (Stowe Family Law) who is a member of Resolution's Pension, Tax and Financial Remedy Committee.  Matthew is an experienced podcaster as one of the presenters of Stowe Talks https://www.stowefamilylaw.co.uk/stowe-talks/ We have called this episode ‘The Final Frontier' because, for most of our practice, we do not need to know about bankruptcy. Then suddenly you get a case where one of the parties is about to declare themselves bankrupt, or is already bankrupt, and suddenly you need to know all about this unexplored area. Gareth mentions that he was one of the authors of Debt and Insolvency on Family Breakdown; https://www.abebooks.co.uk/book-search/title/debt-insolvency-family-breakdown/author/wendy-boyce/ and refers us to some of the key cases where family law and insolvency law interact being:Ball v Jones [2008] 2 FLR 1969 - where the Trustees in Bankruptcy was unable to challenge a consent order which had allowed the non-bankrupt to retain a much greater share of the assets;Haines v Hill and Another [2007] EWCA Civ 1284 - which is a Court of Appeal authority about how family law and insolvency work where consent orders are in place;Whig v Whig [2007] EWHC 1856 and Paulin v Paulin [2009] EWCA civ – in respect of annulling a bankruptcy;and Paulin v Paulin [2009] EWCA civ 221 – annulment cases with family law context and the risks of taking on a trustee in bankruptcy.Anna tells us the important rule we must know about in bankruptcy is the pari-pasu rule, which means all unsecured creditors must be treated equally, which includes the bankrupt's award in financial remedy proceedings. Anna tells us that the Trustee in Bankruptcy cannot compel the bankrupt to draw their pension so that maybe one asset that can be preserved (Horton v Henry [2016] EWCA Civ 989) We conclude with the importance of thinking about drafting and enforcement where there is a prospect of bankruptcy after the final financial remedy.

Six million people will have £150 knocked off one winter electricity bill this winter. The Government has announced an expansion of the Warm Home Discount scheme which will almost double the number getting it. Who is eligible and how will people get the payment?Money Box has been receiving a steady stream of emails from members of the Teachers' Pension Scheme complaining about how their pensions are being managed. With more than 2 million members and liabilities of £278 billion the TPS is one of the largest in the UK. So what is going on? Dan Whitworth investigates.Child maintenance is a regular financial payment made by a parent who doesn't live with their child to help support the child's living costs. This week the government has announced plans for some significant changes to the way those payments are collected and transferred. We'll explain what's changing.Presenter: Paul Lewis Reporter: Dan Whitworth Researchers: Eimear Devlin and Jo Krasner Studio Producer: Sarah Rogers Editor: Jess Quayle(First broadcast 12pm Saturday 28th June 2025)

We answer listener questions in this episode. This is part 1 of 3, and it goes all over the place...Outro Music is by The Devil's Pension with My Momma is an Alien. Hosted on Acast. See acast.com/privacy for more information.

Rental car returns, CA pension lawsuit, a crypto scam (yes, another one) and gambling losses. Plus hidden homeowners' costs don't seem that hidden, YouTube reigns over our TVs and the birthday freebie man.

This week, we're examining the Federal Trade Commission's (FTC's) stance on a federal non-compete ban, the expansive changes introduced by Florida's Contracts Honoring Opportunity, Investment, Confidentiality, and Economic Growth (CHOICE) Act, and a pivotal ruling by the Supreme Court of the United States (SCOTUS) on pension withdrawal liabilities. FTC Delays Decision on Non-Compete Rule         The FTC requested an additional 60 days to decide if it will continue defending the non-compete ban, suggesting the rule may soon be withdrawn. Florida CHOICE Act Expands Non-Competes Florida's new CHOICE Act now allows non-compete agreements for covered employees to span up to four years, doubling the previous limit. The law also simplifies the process for employers to secure injunctive relief, making Florida one of the most employer-friendly states.  SCOTUS to Rule on Pension Withdrawal Liability SCOTUS will decide how pension withdrawal costs are calculated, which could mean significant financial changes for employers. - Download our Wage & Hour Guide for Employers app: https://www.ebglaw.com/wage-hour-guide-for-employers-app. Visit our site for this week's Other Highlights and links: https://www.ebglaw.com/eltw397 Subscribe to #WorkforceWednesday: https://www.ebglaw.com/eltw-subscribe Visit http://www.EmploymentLawThisWeek.com This podcast is presented by Epstein Becker & Green, P.C. All rights are reserved. This audio recording includes information about legal issues and legal developments. Such materials are for informational purposes only and may not reflect the most current legal developments. These informational materials are not intended, and should not be taken, as legal advice on any particular set of facts or circumstances, and these materials are not a substitute for the advice of competent counsel. The content reflects the personal views and opinions of the participants. No attorney-client relationship has been created by this audio recording. This audio recording may be considered attorney advertising in some jurisdictions under the applicable law and ethical rules. The determination of the need for legal services and the choice of a lawyer are extremely important decisions and should not be based solely upon advertisements or self-proclaimed expertise. No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers.

What if you’re missing out on thousands in Social Security benefits—and don’t even know it? In this episode, Brandon Bowen shares a real-life story of a client who unknowingly filed for $300 a month when she was eligible for $1,500. He breaks down the critical rules around spousal benefits, filing strategies, and how to build a retirement income plan that doesn’t rely solely on Social Security. Whether you’re in your 40s or 60s, this episode will help you rethink how to protect and grow your income for the long haul. Like what you hear? Get a second opinion today: bowenwealth.com Follow us on social media: YouTube | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

If you've ever looked at your pension statement and thought, “What does this actually mean?” You're not alone. In this episode, #338, we're cutting through the jargon and making sense of Defined Benefit (DB) pension schemes, especially for Irish employees and retirees. These schemes can offer incredible long-term value, but many people don't fully understand how they work, what they're worth, or what decisions they might face around them. Whether you're still paying into a DB scheme or left it behind years ago, we'll walk you through the key numbers, why these pensions are so unique, and how to approach big decisions, like whether to transfer out. It's all about helping you understand, appreciate, and protect one of your most valuable financial assets.  I hope it helps. Disclaimer The content of this site including blogs and podcasts is for information purposes only. Everybody's financial situation is different and the content we share on our site and through podcasts may not be applicable to you.  The articles, blogs and podcasts are not investment advice. They do not take account of your individual circumstances, including your knowledge and experience and attitude to risk. Informed Decisions can't be held responsible for the consequences if you pursue a course of action based on the information we share    

Die Geschichte davon, wie eine Naturkatastrophe vor 200 Jahren den Menschen Angst vor einem Weltuntergang bereitet. Und wie zwei sehr unterschiedliche Männer ein altes Rätsel lösen. Der Klimaphysiker Michael Sigl erforscht das Klima auf der Erde zu längst vergangenen Zeiten. Walter Bersinger verbringt seit seiner Pension viel Zeit mit einem privaten Recherche-Projekt, das sich um die Schweiz-Reisen eines seiner Lieblings-Komponisten dreht. Der Komponist - der dritte Protagonist dieser Geschichte - heisst Felix Mendelssohn Bartholdy und reiste im Sommer 1831 während fünf Wochen einmal quer durch die Schweiz. Eine Reise, die gezeichnet ist von heftigen Unwettern und rätselhaften Phänomenen am Himmel. Durch einen Zufall lernen sich Walter Bersinger und Michael Sigl kennen. Es gelingt ihnen schliesslich, die Ursache hinter dem katastrophal schlechten Wetter im Sommer 1831 zu lösen und zu erklären, warum Felix Mendelssohn Bartholdy damals dermassen verregnet wurde. Das Ende. Die letzte Sommerserie der Radio Wissenschaftsredaktion. Folge 3/7 In der Sendung zu Wort kommen: - Michael Sigl, Klimaphysiker, Universität Bern - Walter Bersinger, früher Verwalter einer Pensionskasse, seit einigen Jahren pensioniert Publikation von Michael Sigl: pnas.org/doi/10.1073/pnas.2416699122 Webseite von Walter Bersinger: walterbersinger.ch/mendelssohn-reise-1831/ Hörpunkt-Stunde von 2011 zu Felix Mendelssohns Reise von 1831: srf.ch/audio/hoerpunkt-toene-aus-dem-reisekoffer/felix-mendelssohn-zu-fuss-durch-die-schweiz?uuid=46d1bcc7-45fb-4660-ab17-77345138fff6

Is the Epstein story a distraction from the real issues and the oligarchy's move to end Trump?. Sanders proposes 'Pensions for All' as Trump aims to open 401(k)s to private equity vultures.Subscribe to our Newsletter:https://politicsdoneright.com/newsletterPurchase our Books: As I See It: https://amzn.to/3XpvW5o How To Make AmericaUtopia: https://amzn.to/3VKVFnG It's Worth It: https://amzn.to/3VFByXP Lose Weight And BeFit Now: https://amzn.to/3xiQK3K Tribulations of anAfro-Latino Caribbean man: https://amzn.to/4c09rbE

Keith Neumeyer: Silver Now Attracting Attention Of Mutual & Pension Funds Last week I was at the Rick Rule Symposium, where perhaps the dominant theme was how money is now finally coming back into the silver sector. First it went into bullion. And now it's flowing into the stocks too. Fortunately I was able to catch up with Keith Neumeyer of First Majestic Silver, who talks about the record-setting industrial demand, how Chinese smelters are cutting deals with South American concentrate offtakers, and also provides an update on First Majestic Silver. So for some insight into the front-lines of the silver industry, you'll want to click to watch this interview with Keith Neumeyer now! - To find out more about the latest progress from First Majestic Silver go to: https://www.firstmajestic.com/ - Get access to Arcadia's Daily Gold and Silver updates here: https://goldandsilverdaily.substack.com/ - To get your very own 'Silver Chopper Ben' statue go to: https://arcadiaeconomics.com/chopper-ben-landing-page/ - Join our free email list to be notified when a new video comes out: click here: https://arcadiaeconomics.com/email-signup/ - Follow Arcadia Economics on twitter at: https://x.com/ArcadiaEconomic - To get your copy of 'The Big Silver Short' (paperback or audio) go to: https://arcadiaeconomics.com/thebigsilvershort/ - Listen to Arcadia Economics on your favorite Podcast platforms: Spotify - https://open.spotify.com/show/75OH2PpgUpriBA5mYf5kyY Apple - https://podcasts.apple.com/us/podcast/arcadia-economics/id1505398976 - #silver #silverprice #gold And remember to get outside and have some fun every once in a while!:) (URL0VD) This video was sponsored by First Majestic Silver, and Arcadia Economics does receive compensation. For our full disclaimer go to: https://arcadiaeconomics.com/disclaimer-first-majestic-silver/Subscribe to Arcadia Economics on Soundwise

Dieses Gespräch mit Sozialministerin Korinna Schumann ist Teil einer losen sachpolitischen Serie, in der wir mit den neuen Regierungsmitgliedern über einzelne Maßnahmen aus ihren Ressorts sprechen. Bisher erschienen: Frauenministerin Eva-Maria Holzleitner über den "Dick-Pic-Paragraph":https://ganzoffengesagt.simplecast.com/episodes/27-2025-uber-das-dick-pic-verbot-mit-eva-maria-holzleitnerIntegrationsministerin Claudia Plakolm über das Kopftuchverbot:https://ganzoffengesagt.simplecast.com/episodes/29-2025-kopftuchverbot-mit-claudia-plakolmBildungsminister Christoph Wiederkehr über die Orientierungsklassen:https://ganzoffengesagt.simplecast.com/episodes/34-2025-wozu-orientierungsklassen-mit-christoph-wiederkehr-m Wir würden uns sehr freuen, wenn Du "Ganz offen gesagt" auf einem der folgenden Wege unterstützt:Werde Unterstützer:in auf SteadyKaufe ein Premium-Abo auf AppleKaufe Artikel in unserem FanshopSchalte Werbung in unserem PodcastFeedback bitte an redaktion@ganzoffengesagt.at

In this episode of the Retire Sooner podcast, Wes Moss and Christa DiBiase respond to listener questions and explore practical approaches to navigating retirement, investing, and financial planning. • Discover a common Roth IRA misstep that can lead to unexpected taxes in retirement and learn how to approach it with more clarity. • Explore the process of rolling over a Roth 401(k) into a Roth IRA and how the five-year rule of thumb might impact your withdrawal timeline. • Hear real-world scenarios that highlight different outcomes based on how long your Roth accounts have been in place. • Understand how to approach IRA rebalancing, including what to consider when dealing with concentrated stock positions and market changes. • Compare Social Security and police pension benefits while examining updates to the Social Security Fairness Act and what it could mean for spousal coverage. • Consider the use of retirement income projection tools and how applying more conservative assumptions may help you plan with greater confidence. • Reflect on a “retirement love letter” that reveals three powerful themes behind a fulfilling retirement: financial flexibility, lifestyle design, and intentional planning. • Follow the story of a couple who built a $6 million net worth, established six income streams, and prioritized meaningful pursuits and family in retirement. • Explore why consistent movement and a sense of adventure are strongly connected to retirement satisfaction—and how shared community living can sometimes support both. • Examine how changing family dynamics may shift your highest spending years later in life and why it matters for long-term planning. • Get a clearer understanding of buffered index-linked notes, including their structure, potential costs, and how they differ from ETFs and other options. • Learn how to calculate the present value of a pension using basic inputs such as years of service and average salary. • Hear answers to more listener questions, including how stay-at-home spouses may qualify for Social Security and what pensions might mean for younger professionals. Listen now to explore thoughtful planning strategies, real retirement stories, and insights that can help you design a future with more purpose and peace of mind. Learn more about your ad choices. Visit megaphone.fm/adchoices