Podcasts about calculate

Medical aesthetics is one of the few areas of healthcare where practice owners have real control over pricing. Because most services are cash pay, med spas are not waiting on insurance reimbursements or negotiating with carriers. Yet many practices give away that advantage by running constant promotions and training patients to shop for the lowest Botox price.  In this solo episode, I explain how deep discounts create margin erosion, weaken patient loyalty, and push the industry toward commoditization. I also share how stronger consultations, treatment plans, and value-based pricing can improve retention, patient experience, and clinic profitability without turning every appointment into a sales pitch. Discounts Train Patients to Wait for the Next Offer  Discounts can fill the schedule for a weekend, but they also change how patients see the practice. When every holiday comes with a coupon, patients learn that the listed price is temporary and the service is interchangeable. That is how Botox pricing and injectables start to feel like retail products instead of medical treatments.  Patients who choose a practice based only on price are also difficult to retain. They may come in for the promotion and leave as soon as another clinic advertises a better deal. You pay to acquire them, give up margin on the treatment, and still have no lasting customer relationship to show for it. Run the Numbers Before You Run the Promotion  A discount should never be approved simply because the calendar is slow or a competitor launched one. Before lowering the price, look at what the offer does to gross profit, cash flow, future capacity, and patient behavior. Promotional revenue can look impressive while the economics underneath it tell a very different story.  Calculate treatment margin after product cost, provider compensation, payment fees, and promotional spending  Measure how many discounted patients return and rebook at full price  Compare customer acquisition cost with patient lifetime value  Account for prepaid packages as future treatment obligations rather than immediate profit  Review inventory levels before promoting injectables or retail products  Determine whether the offer supports a broader treatment plan or only creates a one-time visit  Give the team clear language to explain value, outcomes, and next steps without relying on aggressive sales techniques  If the numbers only work when patients purchase more later, be honest about how often that actually happens. Upselling cannot carry the strategy when your intake, follow-up, and rebooking systems are not built to support it.  (00:05:43) Building lasting patient relationships (00:09:01) Setting confident pricing for services (00:10:40) Understanding value versus effort (00:15:21) Shifting from retail to patient focus (00:16:31) Improving client intake and planning (00:19:37) Identifying growth barriers for practices  Lead the Consultation With Medical Authority  A patient consultation should feel like clinical guidance, not a review of services and prices. Patients come to you because they want a result and need help understanding which treatments will get them there. When providers lead with patient education, set realistic expectations, and recommend a clear treatment plan, price becomes one part of the decision rather than the entire conversation.  This also creates a better patient experience. People are more likely to follow through, rebook, and trust future recommendations when they understand why the plan was created. Value-based pricing works when the practice can clearly connect its expertise, care, and treatment strategy to the outcome the patient wants. Patient Loyalty Creates More Predictable Growth  Practices that depend on promotions often see the same pattern: a rush of cash, a crowded schedule, and then another dip. That volatility makes financial management harder because staffing, inventory management, and marketing decisions are being made around short-term spikes instead of reliable demand.  A medicine-first approach creates cleaner practice growth. Strong treatment plans, consistent rebooking, and better customer retention increase patient lifetime value and make cash flow easier to forecast. Over time, that stability gives you room to improve margins, invest in your team, and expand without constantly discounting the work that built your reputation. A med spa with medical authority and loyal patients has far more control over its pricing, profitability, and future.  Follow Shannon & Keep What You Earn:   Shannon Weinstein is the founder of a fractional CFO firm specializing in helping 7-figure aesthetics and wellness practices scale with clarity, cash flow, and confidence.  Shannon is committed to helping med spa owners understand, fix, and maximize their business's enterprise value, offering actionable advice and resources, including a popular free video series specifically for aesthetics practice owners.  Connect with Shannon: Fractional CFO Services and Executive Financial Review: https://www.keepwhatyouearn.com/ Connect with Shannon: https://www.linkedin.com/in/shannonweinstein  Watch full episodes: https://www.youtube.com/@KeepWhatYouEarn  Listen on your favorite podcast app: https://pod.link/1580071347  Instagram: https://www.instagram.com/shannonkweinstein/  The information shared is for educational purposes only and is not individualized financial advice. Aesthetics practice owners should consult a qualified professional before implementing financial strategies discussed here. 

I've been tempted to contact the show to do a "how am I doing" check-in, but have one thing holding me back. I'm having trouble figuring out our monthly spend.Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money LIVE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

Brad Barrett's daughter just graduated high school. She's heading to college in a few months. The number of times he'll see her for the rest of his life? Already countable. This realization—visceral and unavoidable—brought him back to a conversation that changed both his and Chris Hutchins' lives nearly four years ago: their interview with Bill Perkins about Die with Zero. Key Topics Introduction and Episode Impact 00:00:00 Brad and Chris reflect on the massive impact Bill Perkins' Die with Zero episode had on their lives and why they wanted to revisit it. Seasons of Life and Time Bucketing 00:05:30 Brad discusses how the concepts of seasons of life and time bucketing fundamentally changed his perspective, especially as his daughter prepares for college, highlighting the fleeting nature of time with loved ones. The Optimization Trap 00:12:00 Chris shares his struggle with over-optimization, particularly around travel planning and points maximization, and how he's been re-evaluating what he's actually optimizing for in life. Frugality as Superpower and Liability 00:18:45 The hosts debate whether frugality is still a superpower, discussing how the skill of spending shifts throughout different stages of financial independence. Running the Numbers on Withdrawal Rates 00:28:00 Chris shares research on annuity rates and the 4% rule, revealing that 96% of the time people never touch their principal and discussing more rational ways to hedge against financial risk. What Are You Optimizing For? 00:38:15 Both hosts dig into the fundamental question of what they're optimizing for—discussing the Tuesday Project, baseline fulfillment, and creating great average days versus one-off experiences. Time, Work, and Life Balance 00:47:00 Chris processes his struggle with filling all available time with work-adjacent activities and discusses the challenge of setting boundaries when you love what you do. Action Items and Future Plans 00:58:30 The hosts commit to specific actions inspired by the episode, including Chris's summer camp idea for families and Brad's commitment to create time bucket lists. Notable Quotes "You should fear wasting your life more than you fear running out of money." — Brad Barrett (quoting Bill Perkins) "Time is everything. My daughter just graduated high school. She's going to William & Mary in a couple months and again, you talk about seasons of life. Combining this with Tim Urban's The Tail End article, you realize time is running out." — Brad Barrett "I think frugality is a superpower at times and then it becomes a liability at times." — Brad Barrett "What I know for certain is every day I'm running out of time. So that's like a metaphysical certainty. You are running out of time." — Brad Barrett "I've gotten good at spending more when things aren't crazy expensive. Where I still struggle tremendously is when I feel like I'm paying for something that there's a reasonable way to get it for a better deal." — Chris Hutchins Key Takeaways Create a time bucket list: Identify experiences you want to have and assign them to specific age ranges when they would be most meaningful and feasible Calculate your real financial safety margin: Determine if you're using a 2%, 3%, or 4% withdrawal rate and whether that level of conservatism is preventing you from enjoying life now Identify your seasons of life priorities: What matters most in your current season? Kids, health, travel, career? Allocate time and resources accordingly Audit your optimization habits: Are you optimizing for the right things? Is maximizing credit card points costing you more in time and stress than it's worth? Plan one 'season-appropriate' experience: Book something that leverages your current life stage, whether that's a trip with young kids or an adventure that requires physical fitness Consider giving to your children now: If you plan to leave an inheritance, evaluate whether giving some portion during their 20s-30s would have more impact than waiting until…

Sales leaders often blame weak performance on the individual salesperson, but the deeper problem is frequently a mismatch between the company's expectations, hiring system, onboarding process and incentive structure. In Japan, where recruiting experienced salespeople is difficult and replacing an underperformer can take months, leaders cannot afford a revolving door. They need to define the type of salesperson required, establish realistic performance norms, build the right compensation plan and set targets that encourage effort rather than surrender. Are your sales hiring expectations realistic in Japan? Many sales performance problems begin before the salesperson joins, because the company has not clearly defined what success should look like. A founder, country manager or sales director may assume that an experienced hire will arrive, understand the market immediately and start producing revenue. That "plug-and-play" expectation is dangerous in Japan. Relationships, internal approval processes, brand recognition and access to decision-makers all influence how quickly a salesperson can gain traction. Startups face a different challenge from established multinationals: they may offer speed and freedom, but lack leads, systems and market credibility. Before blaming the new hire, leaders should audit the role itself. Is the territory viable? Is the value proposition clear? Are there enough qualified prospects? Is management providing coaching, introductions and sales tools? A salesperson cannot compensate forever for a weak commercial system. Do now: Write down the first 90-, 180- and 365-day outcomes you expect, then confirm that the company is providing the market access, support and resources required to achieve them. Do you need a sales hunter or a sales farmer? A hunter creates new business, while a farmer develops existing accounts; hiring one and expecting the behaviour of the other creates predictable disappointment. Japan has many capable relationship managers who excel at maintaining trust, expanding established accounts and coordinating internal stakeholders. These farmers are valuable, especially in long-cycle B2B sales, professional services and major-account management. Hunters are different. They prospect, open doors, tolerate rejection and create opportunities where none previously existed. During interviews, ask candidates where their current customers came from. Were they inherited from a departing colleague, supplied by marketing, allocated by the boss or already inside the company's client base? That suggests farming experience. Candidates who can explain how they identified targets, gained access, created urgency and won previously unknown buyers are demonstrating hunting behaviour. Neither profile is automatically superior; the question is whether the profile matches the commercial need. Do now: Classify the role as primarily hunting, farming or hybrid, and build interview questions that require candidates to prove where their past revenue actually came from. How long should a new salesperson take to produce revenue? The correct ramp-up period should come from historical performance data, not the leader's personal memories, impatience or hope. Sales leaders often say, "I did it quickly, so they should be able to do it too." That comparison may be unfair. The leader may have joined when the market was stronger, inherited better accounts, possessed deeper networks or benefited from a more experienced manager. A more objective approach is to review every salesperson who joined during the past five to ten years and track monthly revenue from Day One. Calculate the typical production level by quarter, removing extreme top and bottom performers when the sample is large enough. This creates a practical benchmark for onboarding, coaching and forecasting. A complex enterprise sale may require a longer runway than transactional consumer sales, while a recognised brand may shorten the cycle compared with an unknown entrant. Do now: Build a month-by-month ramp-up curve from previous hires and use it as the baseline for coaching conversations, forecasts and probation reviews. How should sales leaders measure new-hire performance? Revenue matters, but early-stage performance should also be measured through controllable activities and pipeline quality. A new salesperson may not close major business immediately, especially where buying decisions involve procurement, legal, finance and multiple executive stakeholders. Leaders should therefore track leading indicators alongside lagging revenue. Useful measures include target-account coverage, qualified meetings, decision-maker access, proposals issued, opportunity value, next-step discipline and movement through the sales pipeline. The aim is not to reward empty activity. Fifty unqualified calls are less useful than five serious conversations with the right buyers. Managers also need to inspect conversion rates: prospect to meeting, meeting to proposal and proposal to close. These measures reveal whether the problem is prospecting, discovery, solution design, credibility, pricing or negotiation. Do now: Create a balanced scorecard combining revenue, qualified pipeline, conversion ratios and agreed weekly prospecting behaviours. Does your sales incentive scheme reward the behaviour you want? Compensation plans shape behaviour, so leaders should not expect aggressive new-business development from a scheme that mainly rewards account maintenance. In Japan, fixed salaries with bonuses are common, while American-style commission-only structures are rare. A high base salary may provide security, but it can also reduce the urgency to prospect in a risk-averse environment. Straight commission on all revenue can also favour farmers, because inherited or repeat business may pay as well as difficult new-account acquisition. A stronger design distinguishes between existing-account revenue, expansion revenue and genuinely new business. It should also be easy to understand. If salespeople need a spreadsheet and a finance specialist to calculate their reward, the plan will not motivate daily behaviour. The company must also avoid creating a scheme designed mainly to protect its own margin while asking the salesperson to carry all the risk. Do now: Test whether the plan pays more for the behaviour the company claims to value, especially new logos, strategic products, margin quality and sustainable account growth. How high should a salesperson's target be? A sales target should stretch performance while remaining credible; an impossible number causes people to disengage rather than accelerate. Leaders sometimes raise quotas because the business plan requires more revenue, not because the territory can realistically produce it. When the gap between the target and the salesperson's own sense of capability becomes too large, motivation can collapse. The salesperson may stop believing that extra effort will matter, protect themselves psychologically and settle into lower performance. Target-setting is therefore both analytical and managerial. Review territory potential, historical conversion rates, average deal size, sales-cycle length, available leads, account concentration and the salesperson's experience. Then explain the logic. A demanding target can energise people when they can see a path to achievement, receive regular coaching and know that exceptional results will be rewarded fairly. Do now: Pressure-test each quota against territory data and pipeline maths, then agree on the specific activities and support required to reach it. What should sales leaders do now? Sales leaders should stop treating every performance failure as proof that they hired the wrong person. Sometimes they did. Often, however, the company recruited a farmer for a hunting role, expected revenue too quickly, measured the wrong indicators, designed an uninspiring incentive scheme or set a target with no credible pathway. In Japan's tight talent market, replacement is not a strategy. The better approach is to define the role precisely, benchmark performance objectively, coach the controllable behaviours and align rewards with the results the business genuinely needs. Check whether the recruiting process is selecting farmers when the business actually needs hunters. Create realistic production norms based on the ramp-up history of previous sales hires. Use leading indicators and conversion ratios to diagnose where performance is breaking down. Redesign incentives so new business, strategic growth and healthy margins are rewarded clearly. Set stretching but credible targets supported by territory data, pipeline maths and coaching. Author Bio Dr. Greg Story, Ph.D. in Japanese Decision-Making, is President of Dale Carnegie Tokyo Training and Adjunct Professor at Griffith University. He is a two-time winner of the Dale Carnegie "One Carnegie Award" (2018, 2021) and recipient of the Griffith University Business School Outstanding Alumnus Award (2012). As a Dale Carnegie Master Trainer, Greg is certified to deliver globally across leadership, communication, sales and presentation programmes, including Leadership Training for Results. He has written several books, including three best-sellers — Japan Business Mastery, Japan Sales Mastery and Japan Presentations Mastery — along with Japan Leadership Mastery and How to Stop Wasting Money on Training. His works have been translated into Japanese, including Za Eigyō (ザ営業), Purezen no Tatsujin (プレゼンの達人), Torēningu de Okane o Muda ni Suru no wa Yamemashō (トレーニングでお金を無駄にするのはやめましょう), and Gendaiban "Hito o Ugokasu" Rīdā (現代版「人を動かす」リーダー). Greg also publishes daily business insights on LinkedIn, Facebook and X, and hosts six weekly podcasts. On YouTube, he produces The Cutting Edge Japan Business Show, Japan Business Mastery and Japan's Top Business Interviews for executives seeking practical success strategies in Japan.

Calculate exactly what you should be charging with our Revenue Per Session (RPS) Calculator, linked below.Don't set your prices by copying the gym down the street (and maybe knocking off $10).Instead, there's a data-backed way to do it, using real numbers from thousands of gyms and one metric that tells you if your price is pulling its weight: revenue per session (RPS).In this episode of "Run a Profitable Gym,” Two-Brain CEO John Franklin explains what revenue per session (RPS) is and why $200 is a healthy target to aim for. He walks through the math for calculating your session rate and RPS and shows two different ways to hit the $200 RPS benchmark—raising your prices or increasing class attendance.Pulling data from Two-Brain's “State of the Industry” report (metrics from over 7,000 gyms), John analyzes large group and small group/semi-private models side by side, comparing lead volume, close rates, pricing and membership usage. Listen to learn how to set data-backed prices that let you pay coaches well and run a more profitable gym. LinksRate Per Session CalculatorGym Owners UnitedBook a Call0:00 - Stop copying your competitor's prices0:41 - The metric every gym owner should track1:24 - What 7,000 gyms taught us about pricing3:01 - Calculate your revenue per session4:28 - The $200 rule for profitable gyms5:58 - How to charge the right price6:59 - What if you can't raise your prices?

As the year moves into its second half, are you clear on what truly matters for your law firm and where you want to end the year? In this episode, Melissa shares a framework of four anchors you can use to reflect on your current situation. This is a good time to focus on your priorities and take intentional actions that drive meaningful progress.         Melissa explains how these anchors can help you evaluate opportunities and clarify next steps. They provide perspective on where to allocate resources, how to prioritize effectively, and ways to stay focused without feeling overwhelmed.      Applying this approach lets you guide the rest of the year strategically while managing your time and energy intentionally. By the end of the year, you'll be able to look back with confidence knowing you addressed what mattered most.                            Let's talk! If you are a law firm owner looking to talk with us about partnering on your personal and professional growth, book a short, free, no-pressure call with Melissa here: https://velocitywork.com/calendar         Calculate your producer multiple with our free Producer Calculator here: https://vwrk.cc/pm          Get full show notes, transcript, and more information here: https://www.velocitywork.com/370                    Watch this episode on YouTube: https://youtube.com/@velocitywork

Send us Fan MailFREE — SEE WHERE YOUR PRACTICE IS BLEEDING REVENUE IN 3 MINUTES Take the RECOVER Diagnostic Quiz: https://eligibility.natrevmd.com/recover-quiz-lp More free resources: https://natrevmd.com/trusted-resources/ Payment Posting Audit Checklist: https://eligibility.natrevmd.com/payment-posting-checklistWE ARE RE-AIRING THIS EPISODE BECAUSE IT MATTERS RIGHT NOW. On July 1, 2026, the Medicare GLP-1 Bridge went live. Every independent practice with Medicare patients on Wegovy, Zepbound KwikPen, or Foundayo for weight management is now facing retrospective prior authorizations routed through a central processor most billing teams have never worked with. The AMA released physician guidance on June 26. The workflow is new. The documentation burden is heavier than most practices have modeled. And prior auth was already the fastest-growing revenue threat independent practices face. In this episode Dr. Heather walks through: WHAT WE COVER Why prior auth denials are silently eating clinical time and revenue The dollar amount your practice is losing every month (and how to calculate it) The 5-step workflow to manage prior auth without drowning your team What every practice needs to change this week "Prior auth has a dollar amount attached to it. Most practices never calculate it." THREE ACTIONS THIS WEEK 1. Calculate what prior auth is costing your practice in staff hours, denied claims, and clinical time 2. Set up a central prior auth tracker (do not run this out of email threads) 3. Train the team on the Medicare GLP-1 Bridge central processor workflow before the backlog compounds

When you're weighing up an investment, it's easy to focus only on the ROI - your return on investment. But that's only half the picture. You also need to consider COI - the cost of inaction (doing nothing). Calculate both ROI and COI to make more balanced decisions, spot hidden risks, and avoid the cost of standing still.https://swiy.co/go-more-than-roiAre you doing enough to calculate the value of an investment?A client recently told me she's been nominated the “AI champion” for her organisation – medium-sized company in the construction industry. Her general manager has asked her to write a report – which is broadly her AI strategy plan for the business. He specifically said, “Make sure your report includes our potential return on investment (ROI) from using AI.”All of this is good – she's been seen as an enthusiastic AI user, been asked to contribute to the AI strategy, and will presumably be involved in further discussion.But I also said to her, “When you write your report, include ROI, but also include the other half of the value calculation: COI.”COI is the cost of inaction – in other words, the cost of doing nothing.We often talk about ROI: If we invest X, what sort of return Y can we expect?But, to make a well-informed decision, we must also consider COI: If we DON'T invest in this, what will it cost us?In this example, we're talking about AI – but it applies everywhere, and for every decision.For example, if you're driving on a highway and see traffic banking up ahead, you might quickly assess whether it's worth taking a side road, which is usually longer and slower, but might be less congested right now. And if you can see billowing clouds ahead and you guess the highway is taking you directly into the path of a bushfire, you will definitely switch to the side road because the COI is so high the ROI becomes irrelevant.In many decisions – both in business and in life – we have to think about both ROI and COI.ROI answers the question, “What are the benefits of this change?”, and COI answers the question, “What is the cost of not changing?” You must ask both; otherwise you make the decision with only half the information.We tend to give too much value to ROI, and not enough to COI. That was OK when the world wasn't changing so quickly, because we didn't need to change that much. But in a world that's changing faster and faster, the cost of doing nothing is often much higher than the cost of change.Make sure you include both ROI and COI whenever you're assessing the value of an investment.So, yes, my client will include both ROI and COI in her AI strategy report.If you'd like some help with this process, download my worksheet to identify six different areas that could affect COI, and use this when making your next important decision.Download the worksheet:https://swiy.co/go-more-than-roi Hosted on Acast. See acast.com/privacy for more information.

Have you ever wondered whether a marketing expense is actually worth the money? In this episode, we explore three financial metrics every pet care business owner should understand before making decisions: client lifetime value, profit margin, and cost per visit. We discuss how these numbers remove guesswork from marketing, pricing, hiring, and growth decisions. We also explain how operational efficiency directly impacts profitability and long-term sustainability. By the end, we encourage you to calculate just one of these metrics so you can begin making more confident, data-driven decisions in your business. Main topics: Calculating client lifetime value Understanding profit margin percentages Measuring cost per visit Smarter marketing investment decisions Improving operational efficiency Main takeaway: "If you're not profitable at one visit, you won't be profitable at a thousand visits." Growth doesn't solve broken systems—it amplifies them. Before chasing more clients, more employees, or more marketing, make sure you understand what each visit actually costs your business. When you know your numbers, you stop guessing and start making decisions that build a business capable of serving clients, supporting your team, and lasting for years. Links: Check out our Starter Packs See all of our discounts!

Calculate your own legacy numbers with the Vessel calculator → https://spiritualised-the-vessel.netlify.app/Part two of the three-part mini-series for spiritual women in business — where "business" doesn't feel like business at all, but an extension of how you're already living.This episode is about designing the life first and letting the structure be built around it. Voice notes from a hidden beach in Mallorca instead of scheduled calls. Work that feels like a permanent holiday. Money that comes in while you're busy living — because the vessel is collecting it for you.In this episode:Why the feminine pours her energy into the structure only when the energy is there — and how the structure holds your magnetism, your essence, your frequency, until it becomes fully functional whether you show up or notThe inner masculine needs a vision that tantalises him: why a "take it or leave it" dream won't get built, and what the engagement ring teaches us about holding your standards highWhy lowering your standards to be "kind" breeds resentment — in partners and in your own inner masculineThe membership model as the most feminine business structure: protected in downturns, magnetic through genuine love, and never dependent on any single client stayingAuditing every piece of your business against the love frequency — the deliverables, the people, the places — down to the pina colada in ArubaThe real cause of burnout at the million-dollar level: not doing too much, but the underlying tension of never being able to fully restThe question isn't how hard your business makes you work. It's whether the structure can hold your frequency while you live.

Calculate your own legacy numbers with the Vessel calculator → https://spiritualised-the-vessel.netlify.app/The final part of the three-part mini-series for spiritual women in business — recorded from a small mountain village in Mallorca where the beauty makes you gasp, nobody screams for attention, and the frequency itself is the teaching.This episode is about the shape of your income — because a woman's energy takes on the shape of the money coming in. Spiky income makes a spiky woman: braced, contracted, unable to fully receive. Recurring income moves like the ocean — wave after wave, rolling in while you swim, create, dress for dinner — and it's the only shape that lets the feminine truly relax.In this episode:Why recurring income is an energetic requirement for the feminine body, not just a business model — and what the spike-and-drop pattern does to her cycles, her softness, her capacity to receiveThe inner masculine as the gentle architect: building the vessel with certainty, rhythm and routine so completely that the business stops feeling like a business at allWhy clients who come in, extract, and leave are not healthy for a woman's field — and the alternative: a membership where you witness each other across years, the way Jess still works with women from her very first email list of 150The 4am manifestation challenge that started everything — and what its simplicity teaches about how little is actually requiredNPCs, pendulums and egregores: why the big launch is the lowest level of consciousness, and what happens to your energy when you jump into someone else's ball of lightVisibility without performance: when you're in your frequency, your fractal sees you — no screaming, no showman, no big account requiredQuiet luxury as a business model: finding your people, spending years with them, and letting extraordinary wealth roll in quietly while the most substantial portion compounds into your futureThe launch needs you to scream. The ocean just keeps rolling in.goinward.co.uk | @goinward

Following through on your own commitments is one of the most important ways to build self-trust and personal integrity. In this episode, Melissa breaks down how law firm owners can use a simple daily question, "Did I do what I said I was going to do today?" to measure progress and maintain accountability in both personal and professional life.       Melissa explains how this approach can help you prioritize what matters most, plan your time intentionally, and avoid letting overwhelm or distractions derail your goals. She also highlights the importance of balancing work, family, and personal well-being while keeping commitments to yourself.       If you want to strengthen your self-trust and make intentional decisions in your law firm, this episode will show how following through on daily commitments drives consistent personal and professional results.                       Let's talk! If you are a law firm owner looking to talk with us about partnering on your personal and professional growth, book a short, free, no-pressure call with Melissa here: https://velocitywork.com/calendar        Calculate your producer multiple with our free Producer Calculator here: https://vwrk.cc/pm          Get full show notes, transcript, and more information here: https://www.velocitywork.com/369                    Watch this episode on YouTube: https://youtube.com/@velocitywork

Spiritual Neptune, the planet of illusions, slips into its annual retrograde on Tuesday, July 7—its first full backspin through Aries in our lifetime. Venus moves into Virgo and the weekend's "Barbault Basket" formation sends a current of revolutionary energy into the world. From Taylor Swift's wedding to CERN's shutdown, The AstroTwins' discuss this week's astrological forecast through the lens of planets, politics, pop culture and prophecy. S H O W N O T E SHuman Design for Astrologers Course! Our "Somatic Summer" programs are here, including a Human Design + Astrocartography bundle. ENROLL HERE! Clear your home and space for Mercury retrograde: Our recommended (and favorite!) products by Brandy Morcomb,Calculate your Lunar (North & South) Nodes

Most investors think they're buying the same thing when they choose a target date fund—but two people who bought 2025 target date funds 15 years ago could have 40% different returns today. Same target year, wildly different outcomes. The culprit? Fund families structure these "simple" investments in dramatically different ways, and most investors never look under the hood. Key Topics Discussed Passive Investing vs Active Financial Planning (00:03:30) Cody explains why you should be a passive investor but an active financial planner in your own life, noting that 95% of active investors underperform broad index funds over time. Understanding Target Date Funds (00:08:15) How target date funds work as default 401(k) options, automatically shifting from aggressive to conservative allocations as retirement approaches along a predetermined glide path. Surprising Differences Between Target Date Funds (00:18:45) The revelation that identical retirement target years can produce vastly different outcomes depending on fund family—differences in international exposure, bond types, and allocation strategies compound over time. Comparing Fidelity, Schwab, and Vanguard Target Dates (00:24:00) Detailed breakdown of how three major fund families structure their target date index funds differently, with varying philosophies on diversification and risk management. The Hidden Costs of Target Date Funds (00:32:20) Analysis showing target date index funds cost 35% to 400% more than purchasing underlying index funds directly. Fidelity's target date index fund, for example, is four times more expensive than buying Fidelity's component funds separately. Static Allocation Funds Explained (00:38:10) Introduction to balanced funds that maintain constant allocations (like 60/40 stocks/bonds) regardless of your age or proximity to retirement. Target Maturity vs Constant Maturity Bond Funds (00:42:30) Deep dive into how target maturity bond funds differ from traditional bond index funds—all bonds mature in the same year, converting to cash automatically without requiring you to sell anything. The Seven-Year Bond Strategy (00:48:15) Cody's approach to determining bond allocation: calculate seven years of planned spending and hold that percentage in bonds. If you'll withdraw $40,000 annually from a $1 million portfolio, hold 28% in bonds ($280,000) and 72% in stocks. Bond Ladders and Behavioral Finance (00:55:00) How target maturity bond funds overcome psychological barriers to spending in retirement by eliminating the need to "sell" assets—bonds simply mature into cash when you need it. Simplicity vs Complexity in Portfolio Design (01:02:30) Cody shares his personal eight-fund retirement portfolio strategy, explaining why something that appears complex can actually feel simpler from a behavioral perspective. Notable Quotes Mike Piper, CPA (quoted by Cody Garrett, CFP®): "There is no perfect portfolio, but there are countless perfectly fine portfolios." Rick Ferri, CFA (quoted by Cody Garrett, CFP®): "The perfect portfolio is the one you're going to stick with. Maintaining discipline is the hardest part of investing." Cody Garrett, CFP®: "Once you understand what a target date fund is, you no longer need one." Cody Garrett, CFP®: "Investing is like a bar of soap. The more you touch it, the less there is." Brad Barrett: "Success in personal finance and investing comes down more to behavior, vastly more to behavior than it comes down to any type of knowledge or intelligence." Key Takeaways Review your 401(k) fund lineup and sort by expense ratio to identify the lowest-cost index fund options available to you If your 401(k) lacks low-cost index funds (under 0.10% expense ratio), contact your plan administrator to request they be added to the fund lineup Calculate how much money you plan to spend from your portfolio over the next seven years to determine your appropriate bond allocation Visit Morningstar.com and review the portfolio tab of any target date funds yo…

In this episode, Brandan Fisher shares how his software AllProperly helps landlords understand the true costs of owning properties, including maintenance and reserves, to make better investment decisions.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Send us Fan Mail See how Amazon sellers calculate customer acquisition cost using reports, ads, and repeat orders.Amazon does not show customer acquisition cost as clearly as Shopify or WooCommerce. This video walks through the Business Reports, Brand Analytics, repeat purchase data, ad spend, ad orders, TACoS, CPC, conversion rate, and new-to-brand reporting needed to estimate CAC on Amazon.Get help from My Amazon Guy to grow your Amazon sales: https://bit.ly/4jMZtxu#AmazonPPC #AmazonSeller #AmazonFBA #AmazonAdvertising #AmazonBusinessReportsWant free resources? Dowload our Free Amazon guides here:Amazon Receiving Delay Guide: https://hubs.ly/Q04cdD4c0Amazon Catalog Spring Cleaning: https://hubs.ly/Q046BVfp0Amazon Proft Margin Defense 2026: https://hubs.ly/Q042trRH0Amazon SEO Toolkit 2026: https://bit.ly/4oC2ClTAmazon Seller Strategy Report 2026: https://bit.ly/3YN1RME2026 Ecommerce Website & SEO Readiness Checklist: https://hubs.ly/Q04btghf0Amazon 2026 PPC guide: https://bit.ly/4lF0OYXTimestamps0:00 - How to Calculate CAC on Amazon 0:42 - Navigating Amazon Business Reports 1:10 - Units Ordered vs. Total Order Items 2:18 - Why Amazon Repeat Purchase Data is Tricky 3:25 Using Brand Analytics for Repeat Behavior 4:27 Analyzing Ad Spend and Orders 5:09 The CAC Calculation Formula 7:48 Calculating CAC for New Customers 8:32 Advertised CAC vs. Organic Discovery 10:12 Using CPC and Conversion Rates for Fast Metrics 11:50 Advanced Profit Analysis with My Amazon Guy-----------------------------------------------------------------------------------------Follow us:LinkedIn: https://www.linkedin.com/company/28605816/Instagram: https://www.instagram.com/stevenpopemag/Pinterest: https://www.pinterest.com/myamazonguys/Twitter: https://twitter.com/myamazonguySubscribe to the My Amazon Guy podcast: https://podcast.myamazonguy.comApple Podcast: https://podcasts.apple.com/us/podcast/my-amazon-guy/id1501974229Spotify: https://open.spotify.com/show/4A5ASHGGfr6s4wWNQIqyVw Support the show

Law firm owners often face difficult decisions when strategic changes are needed. In this episode, Melissa sits down with Velocity Work clients Bobby and Abby Botnick to discuss how they navigated risk and opportunity while making major changes in their criminal defense practice. They share insights on evaluating options, weighing trade-offs, and making thoughtful decisions that support long-term growth.        Melissa and the Botnicks explore the challenges of balancing risk with opportunity, how to assess the impact of key decisions, and strategies for executing changes without disrupting firm operations or partnership dynamics. They also discuss lessons learned from previous changes and how those experiences inform better decision-making today.      If you want to understand how to manage strategic change in your law firm, this episode will help you identify the decisions that matter most, evaluate risk effectively, and implement changes that drive sustainable growth.                  Let's talk! If you are a law firm owner looking to talk with us about partnering on your personal and professional growth, book a short, free, no-pressure call with Melissa here: https://velocitywork.com/calendar        Calculate your producer multiple with our free Producer Calculator here: https://vwrk.cc/pm          Get full show notes, transcript, and more information here: https://www.velocitywork.com/368                    Watch this episode on YouTube: https://youtube.com/@velocitywork

Many companies complain that their salespeople cannot sell, but the real problem is often poor sales management, weak onboarding, unrealistic targets, and almost no proper coaching. In Japan, where hiring English-speaking, globally minded salespeople has become harder, wasting sales talent is not just inefficient. It is expensive, avoidable, and strategically dangerous. Salespeople do not magically become productive. They need realistic targets, consistent sales training, active coaching, and managers who know how to build capability rather than just demand numbers. Why do companies waste salespeople? Companies waste salespeople when they hire them, pressure them, under-train them, and then blame them when they fail. The salesperson may look useless, but the system around them may be the real culprit. In industries such as recruitment, real estate, insurance, technology, and professional services, the "up or out" mentality is common. Throw enough people into the machine, set high targets, and keep the few who survive. That approach may have worked when there were plenty of candidates available, but Japan's labour market is tighter, younger talent is scarcer, and bilingual salespeople are harder to find. As of the post-pandemic period, companies cannot afford to treat salespeople like disposable parts. They need a development model, not a meat grinder. Do now: Audit your sales exits. Before calling people failures, check whether onboarding, coaching, target-setting, and manager support failed first. Why is hiring salespeople in Japan becoming harder? Hiring salespeople in Japan is harder because the supply of internationally exposed, English-speaking young talent has shrunk and domestic Japanese firms now compete for the same people. Multinationals no longer have the bilingual talent field to themselves. Japanese students studying overseas, especially in the United States, declined significantly from earlier peaks, and COVID-19 disrupted international mobility even further. The pattern also changed: fewer students completed long, four-year immersion experiences, while more chose shorter overseas programmes. That matters because multinational firms in Japan often seek candidates who can speak English, understand Western business culture, and operate confidently across borders. Meanwhile, Japanese domestic companies have become more attractive and more aggressive in hiring these same people. So, if you want a bilingual salesperson in Tokyo, Osaka, Nagoya, or Fukuoka, brace for impact. Do now: Stop assuming talent is plentiful. Build a sales development engine that turns promising people into productive producers. What is broken about sales training in Japanese companies? Sales training in many Japanese companies is broken because On-the-Job Training exists in name, but not in real coaching practice. The company may believe development is happening, while the salesperson receives little meaningful guidance. The old OJT model relied on bosses having time to observe, coach, correct, and demonstrate. Today, many sales managers are drowning in email, meetings, CRM updates, forecasting, internal reporting, and their own player-manager targets. Coaching gets squeezed out. Nobody wants to admit that reality, so the organisation maintains a tatemae — the polite surface story — that young salespeople are being trained. Meanwhile, the honne — the actual truth — is that they are often left to struggle alone. In sales, that gap becomes missed revenue, low morale, and higher turnover. Do now: Measure actual coaching hours, not training slogans. If managers are not coaching weekly, the OJT system is probably fiction. How should sales targets be set fairly? Sales targets should be set using evidence, tenure, sales cycle length, market conditions, and comparable performance data — not numbers pulled out of the ether. Unrealistic targets crush confidence and accelerate resignations. A first-year salesperson, a veteran account manager, and a newly hired bilingual sales rep cannot be judged by the same blunt target logic. Leaders need a "Day One" view: when did the person start, what pipeline stage are they at, what territory did they inherit, and how are they performing compared with colleagues at the same stage? This approach is far more scientific than the wet-finger-in-the-air method. In Japan, where trust-building and decision cycles can be slower, target-setting must reflect reality. Pressure matters, but fantasy numbers create despair, not performance. Do now: Build a Ground Zero-style performance tracker. Compare people by stage, role, market, and ramp-up time before setting targets. Why does regular sales training improve revenue quickly? Regular sales training improves revenue quickly because sales is one of the few training areas where better behaviour can directly affect pipeline, conversion, deal size, and repeat business. When salespeople ask better questions, handle objections better, and follow a better process, results can move fast. Even experienced salespeople collect bad habits like barnacles on an oil tanker. They cut corners, talk too much, skip discovery, rush proposals, forget follow-up discipline, or assume they know what the customer wants. New salespeople need core skills; veterans need recalibration. In Japan, where buyers value trust, detail, patience, and relationship continuity, weak sales habits are especially costly. Training should not be a one-off event. It should be repeated, observed, coached, and reinforced in the field. Do now: Train regularly, then coach application. Knowledge in a classroom is not enough; changed behaviour in front of clients is the point. Why don't more companies train their salespeople properly? Many companies avoid proper sales training because sales managers fear exposure, Learning and Development teams protect their turf, and leaders underestimate the cost of mediocre training. The result is false economy. Sales managers may resist external training because they are supposed to be developing their people already. Admitting the need for help can feel like admitting failure. Some Learning and Development teams prefer to run training internally to justify their role or save budget. The problem is that bad training, generic training, or mediocre training is expensive because it fails to change behaviour. The bigger cost sits elsewhere: lost deals, wasted salaries, low productivity, recruitment fees, management time, and damaged morale. Training looks expensive only when leaders ignore the cost of not training. Do now: Calculate the real cost of sales turnover and underperformance. Then compare that number with the cost of serious training. Conclusion: how do leaders stop wasting salespeople? The answer is not rocket science: train them. Japan's shrinking bilingual talent pool, tougher hiring market, and weakening OJT habits mean companies cannot afford to burn through salespeople and pretend the problem is individual weakness. Some people may not be suited to sales, certainly. But many so-called "rejects" have simply been failed by poor systems, absent coaching, and fantasy targets. Leaders who rescue these salespeople, give them proper tools, set realistic expectations, and coach them consistently can build a serious competitive advantage. While rivals keep firing, replacing, and complaining, disciplined companies can train, retain, and win. FAQs Are bad salespeople always the real problem? No, poor sales performance often reflects weak management, poor onboarding, unrealistic targets, or lack of training. Leaders should examine the system before blaming the individual salesperson. Why is recruiting bilingual salespeople in Japan difficult? Recruiting bilingual salespeople in Japan is difficult because internationally exposed talent is scarcer and domestic firms now compete strongly for those candidates. Multinationals need to invest more seriously in development and retention. Does OJT still work for sales training? OJT only works when managers actually coach, observe, correct, and reinforce skills. If managers are too busy to coach, OJT becomes a slogan rather than a development method. How often should salespeople receive training? Salespeople should receive regular training and ongoing coaching, not a one-off workshop. New salespeople need fundamentals, while veterans need refreshers to remove bad habits. What is the fastest way to stop wasting sales talent? The fastest way is to combine realistic targets, structured training, weekly coaching, and better manager accountability. This gives salespeople a fair chance to become productive. Author bio Dr. Greg Story, Ph.D. in Japanese Decision-Making, is President of Dale Carnegie Tokyo Training and Adjunct Professor at Griffith University. He is a two-time winner of the Dale Carnegie "One Carnegie Award" and recipient of the Griffith University Business School Outstanding Alumnus Award. As a Dale Carnegie Master Trainer, Greg is certified to deliver globally across leadership, communication, sales, and presentation programmes, including Leadership Training for Results. He has written several books, including three best-sellers — Japan Business Mastery, Japan Sales Mastery, and Japan Presentations Mastery — along with Japan Leadership Mastery and How to Stop Wasting Money on Training. His works have been translated into Japanese, including Za Eigyō（ザ営業）, Purezen no Tatsujin（プレゼンの達人）, Torēningu de Okane o Muda ni Suru no wa Yamemashō（トレーニングでお金を無駄にするのはやめましょう）, and Gendaiban "Hito o Ugokasu" Rīdā（現代版「人を動かす」リーダー）. Greg also publishes daily business insights on LinkedIn, Facebook, and Twitter, and hosts six weekly podcasts. On YouTube, he produces The Cutting Edge Japan Business Show, Japan Business Mastery, and Japan's Top Business Interviews, followed by executives seeking success strategies in Japan.

In this episode, expert appraiser Jack Lavoie shares invaluable insights on real estate valuation, market trends in Florida, and how investors can leverage appraisal data for smarter investments. Discover practical tips on market analysis, regulatory impacts, and building strong relationships with appraisers to maximize property potential.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

What if the biggest change happening right now isn't technology... but humanity itself?    In this powerful episode of The Shiny Minds Show, I invite you into one of the deepest conversations I've ever shared about consciousness, spirituality, human evolution, mindset transformation, and the emerging reality of 2027.   We are living through a period of profound transformation. Many people can feel it, yet struggle to explain it. The world is changing rapidly. Artificial intelligence is accelerating. Old systems are breaking. Identities are shifting. And millions of people are experiencing a deep inner calling to become more.   The question is:   Are you evolving with the shift, or resisting it?   In this episode, I explore:   ✨ The consciousness shift happening across humanity ✨ Why spirituality is not a hobby but a human necessity ✨ The concept of Homo Solaris and the emerging human experience ✨ How outdated beliefs, victim thinking, and old emotional patterns keep you stuck ✨ Why AI amplifies your mindset—whether empowering or limiting ✨ The connection between consciousness, neuroscience, and personal transformation ✨ How to prepare yourself emotionally, mentally, spiritually, and professionally for 2027 and beyond   As the creator of Neuro-Shine Technology™, I believe human intelligence comes first.   The future belongs to those who consciously upgrade their thinking, elevate their awareness, and learn how to lead themselves before attempting to lead others.   This episode is your invitation to wake up, step forward, and become the most empowered version of yourself.   The future is not something that happens to you.   The future is something you consciously create.   ✨ Keep shining your light.  

Every attempt to calculate the exact date of Jesus' return — from AD 500 all the way to today — has been spectacularly wrong, and in this video Dr. Brown shows you why the track record alone should give us pause. Rather than adding to the list of failed predictions, he unpacks what Scripture genuinely calls believers to do: live with readiness, urgency, and sobriety, because your one life carries eternal weight no matter when Christ returns. You'll also get an honest take on Daniel's mysterious day-counts — and why intellectual humility, not date-setting, may be the most faithful response to prophecy we don't yet fully understand.  ~~~FRONTL|NE Newsletter: https://thelineoffire.org/newsletterDonate: https://thelineoffire.org/donate-one-timeX: https://twitter.com/DrMichaelLBrownYouTube: https://www.youtube.com/@LFTVInstagram: https://www.instagram.com/drmichaelbrownFacebook: https://www.facebook.com/ASKDrBrownWebsite: https://thelineoffire.orgRadio Broadcast from The Line of Fire Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Measuring how much of your production capability you're using is critical. Use too little, and you're wasting resources. Push too close to the limit, and you risk failure and loss. Tracking capacity utilization helps you discover the sweet spot in your operation. You can learn more in this episode or read about it on our blog For more information about the MRPeasy software, visit our website: mrpeasy.com

Struggling with empty garden beds after harvesting spring crops? Wondering what to plant in June and July without wasting valuable garden space? In this episode, you'll learn which vegetables, herbs, and flowers thrive in summer heat so you can keep harvesting, suppress weeds, and make the most of your garden all season long. Whether you're looking for heat-loving crops, succession planting ideas, or simple ways to fill empty beds, you'll walk away with practical options you can plant right now. Free Download: The Beginner's Garden Resource Vault Grow more food with less overwhelm! Get complimentary access to a library of growing guides, charts, and resources to help you garden with clarity and confidence.

Scaling a law firm with your spouse presents unique challenges and opportunities. In this episode, Melissa sits down with Velocity Work clients Bobby and Abby Botnick, who run a criminal defense practice, to discuss how they grew their firm together, sharing insights into hiring, delegation, and managing responsibilities.          Melissa and the Botnicks explore how to identify the right time to hire, set clear expectations, and delegate effectively. They also discuss how building systems and refining processes have helped them manage workload and reduce stress while supporting both personal and professional partnerships.         If you want to understand how to grow your law firm while working closely with a partner, this episode will help you see what decisions matter most, make strategic hires, and build a team that supports your growth and your marriage.               Let's talk! If you are a law firm owner looking to talk with us about partnering on your personal and professional growth, book a short, free, no-pressure call with Melissa here: https://velocitywork.com/calendar       Calculate your producer multiple with our free Producer Calculator here: https://vwrk.cc/pm         Get full show notes, transcript, and more information here: https://www.velocitywork.com/367                 Watch this episode on YouTube: https://youtube.com/@velocitywork

Send us Fan MailShow notes A physician built a solid, growing independent practice over six years, then got bored with the pace and chased three new ideas at once. None launched. The original practice still lost an estimated $180,000 in revenue degradation over twelve months, not from a bad decision, but from the boring work quietly going undone. This episode is the framework for staying in the room with it. The compounding cost of distraction.  The revenue cycle does not tolerate divided attention. When leadership focus drifts, performance does not collapse, it leaks. A $350K-a-month practice that drifts for six months can lose $84,000 in net collections that never gets recovered. The shiny idea did not cost the money. The distraction did. The patience advantage.  A boring denial-rate fix that recovers $8,000 to $12,000 a month compounds every month forward. A new service line that might add $5,000 a month creates complexity with no compounding. Patient money picks the boring fix every time. The boredom threshold.  James Clear calls boredom the greatest threat to success. When the practice is working, the work stops feeling like progress and starts feeling like maintenance. The reframe: the boring work is not maintenance, it is compounding. The Five Shiny Objects That Cost Practices the Most The Shiny Object   Adding a second location before ops are solid Switching EMR mid-growth Launching a new service line Hiring aggressively before systems exist Chasing a new payer vertical What It Feels Like Growth and scale Modernizing and streamlining Diversification and new revenue Team building and capacity Revenue diversification What It Actually Costs 2x overhead, fragmented leadership, billing gaps at both sites 6 to 12 months of workflow disruption, revenue dip during transition Core service attention drops, existing margin erodes Payroll grows faster than revenue, management overwhelm follows Credentialing lag, cash flow gap, billing team stretched thin Three actions this week Name the hard problem you have been avoiding, and write it down. Calculate what one boring fix is worth over twelve months (a 3% net collection lift on $300K a month is $108,000 a year). Schedule the boring meeting that keeps getting skipped: weekly, named owner, standing agenda. Resources 30-Day Revenue Recovery Plan (primary): eligibility.natrevmd.com/nrc/-30day-revenue-recovery-plan Book a call with Heather: calendly.com/heather-natrevmd Payment Posting Audit Checklist (supporting): eligibility.natrevmd.com/payment-posting-checklist Referenced: Atomic Habits by James Clear.

What if your brain doesn't produce consciousness any more than a radio produces the music? My guest today is Dr. Arnaud Delorme, a computational neuroscientist at UC San Diego and the Institute of Noetic Sciences. He wires up Tibetan monks and mediums to see what actually happens in their brains. When a medium connects with a loved one on the other side, he expected brain activity to spike. Instead, it went almost silent. The more accurate they were, the more their working memory shut down. As if the information wasn't coming from inside them at all. Arnaud started asking "why am I here?" at 11 years old. He has spent decades risking his career to challenge the idea that your thoughts and choices mean nothing. This conversation is about data, non-local consciousness, and what happens when science finally looks beyond the skull. 00:00 The 11-Year-Old Who Asked "Why Am I Here?" 03:09 Welcome Arnaud Delorme 04:12 From Firefighter to Neuroscientist 07:00 The Reductionist Pyramid (And Its Limits) 12:36 Quantum Mechanics: Shut Up and Calculate 16:27 How Science Finally Opened Up to Consciousness 18:33 EEGLAB and Studying Mediums 22:45 Split-Brain Patients and the "Real Illusion" 25:54 The Alternative Hypothesis: You Are More Than Your Brain 30:27 Why Most Scientists Still Need More Data 35:21 The EEG Finding: Accurate Readings Shut Down Working Memory 38:30 Mind Wandering vs. Daydreaming (And a Button in Your Hand) 43:24 Can Meditation Decrease Mind Wandering? Yes. 48:39 Is AI Conscious? (No. But Could It Be? Yes.) 53:33 Arnaud's Fiction Book "The Noetic Particle" + Where to Find Him 55:39 Closing LEARN MORE ABOUT GUEST:· Website: arnauddelorme.com· Institute: noetic.org· Academic Book: (on mind wandering / EEG)· Fiction Book: The Noetic Particle (hard science fiction about AI and consciousness)· Software: EEGLAB (open-source EEG analysis tool) JOIN MY COMMUNITY In The Space Between membership, you'll get access to LIVE quarterly Ask Amy Anything meetings (not offered anywhere else!), discounts on courses, special giveaways, and a place to connect with Amy and other like-minded people. You'll also get exclusive access to other behind-the-scenes goodness when you join! Click here to find out more --> https://shorturl.at/vVrwR Stay Connected: - Instagram - https://tinyurl.com/ysvafdwc- Facebook - https://tinyurl.com/yc3z48v9- YouTube - https://tinyurl.com/ywdsc9vt- Website - https://tinyurl.com/ydj949kt Life, Death & the Space Between Dr. Amy RobbinsExploring life, death, consciousness and what it all means. Put your preconceived notions aside as we explore life, death, consciousness and what it all means on Life, Death & the Space Between.**Brought to you by:Dr. Amy Robbins | Host, Executive ProducerPodcastize.net | Audio & Video Production | Hosted on Acast. See acast.com/privacy for more information.

In this episode, I walk you through exactly how to implement a reverse diet, including how to calculate your maintenance calories, when to increase calories gradually versus jumping straight to maintenance, and what to expect during the process.Last week, we talked about why chronic dieting and years of eating too little can leave you stuck in a weight loss plateau. This week, we're taking the next step: how to actually reverse diet.If the thought of increasing your calories makes you nervous, you're not alone. For many women in menopause, eating more feels completely backwards. But when you've been maintaining your weight on very low calories, your body may need a period of maintenance before it's ready for an effective fat loss phase.In this episode you'll learn:How to calculate your maintenance caloriesWhether you should increase calories all at once or graduallyWhy protein is the first priorityWhat biofeedback markers tell you your body is respondingWhy the scale may temporarily increase—and why that doesn't mean you've gained fatHow to know when you're ready to transition into a fat loss phaseMaintenance is the foundation that allows you to lose fat more effectively and maintain your results for the long term.If you've been stuck eating less and less with nothing to show for it, this episode will help you understand why eating more strategically might be exactly what your body needs.Calculate your Maintenance Calories:https://katalystfitness.net/katalyst-fitness-nutrition-calculator/Send us Fan MailThank you so much for listening, please share with a friend and subscribe so you don't miss an episode!If you want to see how I can help you on your journey, book a quick 10-15 minute call so we can chat about your goals!https://www.menopotmeltdown.com/quickchatnowNow accepting clients! Fit AF 90 Day Program https://go.katalystfitness.net/fit-after-fiftyFree Menopause Fat Loss Made Simple with Macros Facebook group: https://www.facebook.com/groups/kathykatalyst/?ref=shareFor all my social links: https://go.katalystfitness.net/kathykatalystDo you have a question that you would like answered on the show? Please ask your question here:https://go.katalystfitness.net/podcast-question-entryHave a personal question? Email me at kathycote9142@comcast.netCheck out the Mastering Menopause Macros Course on making weight loss in menopause easy by tracking macros.  All the tips and tricks that my clients and I have used! https://www.menopotmeltdown.com/maste...

Gaining Sales Traction for Fundraising Hello, this is Hall T. Martin with the Startup Funding Espresso -- your daily shot of startup funding and investing. In raising funding, revenue traction is a key driver in attracting investors. Here are some key steps to gain sales traction for your fundraise. Early-stage companies don't have a large number of users, as that will take time. Instead, start with a small but dedicated set of users. Engagement with the product comes before revenue. Bring a strong story of initial users engaging with the product. Show how they are daily, weekly, and monthly active users. Calculate a customer ROI for the initial cohort of users and share that number with the investors. Large numbers of users who rarely use the product will fail to convince investors. A small group of users who can't live without the product will attract investors. Show how customer acquisition is a repeatable and predictable process. This shows the investor that you can increase sales as needed. Consider these steps in gaining sales traction for fundraising. Thank you for joining us for the Startup Funding Espresso where we help startups and investors connect for funding. Let's go startup something today. _________________________________________________________ For more episodes from Investor Connect, please visit the site at: http://investorconnect.org Check out our other podcasts here: https://investorconnect.org/ For Investors check out: https://tencapital.group/investor-landing/ For Startups check out: https://tencapital.group/company-landing/ For eGuides check out: https://tencapital.group/education/ For upcoming Events, check out https://tencapital.group/events/ For Feedback please contact info@tencapital.group Please follow, share, and leave a review. Music courtesy of Bensound.

“One of the big problems that we see in your profit and loss statement is when your business is not paying you an appropriate normalized salary.” – RJon Robins, author of Profit First for Lawyers Many law firm owners know what they pay themselves, but few have stopped to ask an important question: What should the business be paying them? In part four of our seven-part financial literacy series, RJon takes a deeper look at normalized salary. This is one of the key components of Total Owner Benefit discussed in the previous episode, Calculating Your Total Owner Benefits. Drawing from a 2019 Profit First for Lawyers workshop, he challenges a common assumption about an owner’s compensation: A law firm owner’s salary should be based on the work they actually perform inside the business, not their title, credentials, or ownership stake. What Is a Normalized Salary? A normalized salary is the amount a law firm would reasonably pay someone else to perform the same work you currently do inside the business. Whether you are acting as a senior associate, marketer, salesperson, tech support, or even the occasional janitor, each role has a market value. Understanding how much time you spend performing each role helps create a more accurate picture of what your labor is worth to the firm. Why It Matters Many law firm owners unintentionally blur the line between compensation for labor and compensation for ownership. When that happens, financial reports become harder to interpret and profitability becomes more difficult to measure accurately. But calculating a normalized salary creates greater clarity around both. Key Takeaways Normalized salary is based on the work you perform, not your title Every role inside your firm has a market value Understanding how you spend your time creates greater financial clarity Compensation for labor and compensation for ownership are not the same thing Financial literacy requires objective thinking, not emotional thinking Normalized salary is not about assigning a value to yourself as a person. It is about creating a more objective understanding of the work you perform inside your business. Action Steps Make a list of every role you currently perform inside your firm. Estimate what it would cost to hire someone competent to perform each role. Determine the approximate percentage of time you spend in each role. Calculate a rough normalized salary based on those percentages. Compare your current compensation to the value of the work you are actually performing. While this exercise may feel uncomfortable at first, it can provide valuable insight into how your time is being spent and whether your firm’s resources are aligned with its highest priorities. The clearer you become about how your time is spent and what that work is worth in the marketplace, the easier it becomes to make informed decisions about compensation, profitability, and growth. Mentioned Part 1: You’re Not Bad With Numbers Part 2: Understanding the Stages of a Law Firm’s Growth Part 3: Calculating Your Total Owner Benefits Chapter 9 of Profit First for Lawyers Connect Subscribe to the Profit First for Lawyers podcast Watch episodes on YouTube And most importantly, order your copy of Profit First for Lawyers today!

Are you a senior corporate executive or elite high-ticket sales leader chasing the all-elusive concept of financial freedom without knowing your exact numbers?  In this powerful solo episode, Billy Keels reveals the critical knowledge gap that keeps high-earning directors, VPs, and senior AEs trapped on the corporate clock despite putting in hundreds of thousands of hours over two decades.  Discover the single, foundational question you must answer with absolute specificity to calculate your unique freedom formula, decouple your future from an unpredictable stock market casino, and establish a clear North Star that transforms your multinational corporate DNA into predictable side-business cash flow.

Retirement isn't an age. It's a number. The problem is most people don't know theirs.Many people spend years working toward financial freedom without ever defining what freedom actually looks like. In this episode of the Exit Strategies Radio Show, Corwyn J. Melette sits down with real estate investor, entrepreneur, and host of The Personal Finance Podcast, Andrew Giancola, to discuss the financial foundations that support sustainable wealth, smart investing, and long-term freedom.Andrew shares why successful investors don't just focus on finding deals—they focus on building a strong financial framework that can withstand life's unexpected challenges. From understanding your Freedom Number to managing risk, building reserves, controlling emotions, and creating a strategy for generational wealth, this conversation provides practical guidance for homeowners, aspiring homeowners, and investors alike.If you're looking to make smarter financial decisions, protect your equity, and create opportunities for future generations, this episode delivers a roadmap for building wealth the right way.Key Takeaways:• 04:35 – Why every investor needs to know their Freedom Number• 06:27 – How emotions influence financial and investment decisions• 08:20 – Building an emergency fund using the One-Three-Six Method• 10:50 – Why sustainability matters more than acquisition• 13:39 – Common rental property analysis mistakes• 17:35 – Diversifying wealth-building strategies• 20:25 – Understanding passive real estate investing opportunities• 22:05 – Managing debt while continuing to build wealth• 24:10 – The Financial Freedom Stack framework• 26:15 – Creating generational wealth through intentional planningLegacy Building Takeaway:I am gonna be the first person in my family to build generational wealth... You can change your family's financial life."  Andrew GiancolaConnect with Andrew:Website:https://mastermoney.co/Master Money Academy: joinmastermoneyacademy.comSocial: @mastermoneycoConnect with Corwyn:Contact Number: 843-619-3005Instagram:⁠ https://www.instagram.com/exitstrategiesradioshow/⁠FB Page:⁠ https://www.facebook.com/exitstrategiessc/⁠Youtube:⁠ https://www.youtube.com/channel/UCxoSuynJd5c4qQ_eDXLJaZA⁠Website:⁠ https://www.exitstrategiesradioshow.com⁠Linkedin:⁠ https://www.linkedin.com/in/cmelette/⁠Shoutout to our Sponsor: Mellifund Capital, LLCNeed funding for your next real estate flip or build? MelliFund Capital makes it fast, flexible, and investor-friendly. Visit MelliFundCapital.com and fund your future today. Again, that's MelliFundCapital.com, M-E-L-L-I-L-U-N-D, Capital.com.

You've spent years building your business. But what if you've already crossed the finish line — and nobody told you?Most business owners spend their entire careers trying to reach financial freedom. But there's a specific, calculable threshold — called The Freedom Point — where the net proceeds from selling your business would fund the rest of your life without financial worry. And the uncomfortable truth is: a lot of owners have already crossed it. They're still grinding, still taking on risk, still saying "five more years" — without realizing they've technically already won.In this episode, CFP® David Chudyk breaks down The Freedom Point framework, walks through the exact math to calculate yours, and explains why so many smart, successful business owners stay past it without a plan — and what that costs them.What You'll Learn in This EpisodeWhat The Freedom Point is — and the precise formula to calculate itWhy your business growing could actually be increasing your financial risk (not reducing it)The "4 D's" that can destroy business value overnight — and why none of them care about your timelineHow to figure out if you've already crossed your Freedom Point using a 7-step frameworkWhat your options are once you've crossed it (hint: selling isn't the only one)The three psychological traps that keep smart owners grinding past the point of financial freedomWhy "one more year" syndrome might be the most expensive story you're telling yourselfEpisode Timestamps[0:00] — Cold Open: What if you've already won?[2:00] — What is The Freedom Point?[6:00] — Meet Tim: The business owner with 80% concentration risk[11:00] — The 4 D's: Death, Disability, Divorce, Departure[15:00] — How to calculate your own Freedom Point (7-step framework)[20:00] — What to do when you've crossed the line: 4 options[24:00] — Why smart owners stay too long: Identity, One More Year Syndrome, Fear of Irrelevance[28:00] — The free tool to calculate your Freedom Point todayThe Freedom Point FormulaThe Freedom Point is reached when:(Value of Outside Investments) + (Net Proceeds from Business Sale) > (Desired Annual Income × 33)Here's how to run it yourself:Step 1: Estimate the annual income that would make you feel completely financially freeStep 2: Multiply by 33 (based on a conservative 3% withdrawal rate)Step 3: Calculate your wealth outside your business — investments, rental properties, brokerage accounts (not your primary residence)Step 4: Get a realistic business valuation estimateStep 5: Subtract the frictional cost of selling — taxes, broker commissions (~10–12%), legal fees (~2%)Step 6: Add back any long-term business debt you'd need to pay off at closingStep 7: If Steps 3 + 5 exceed Step 2, you've reached The Freedom PointExample: If you want $150,000/year of income, you need $4.95M in total investable assets. If your business would net $4M after selling costs and you have $1M outside the business — you've crossed it.The 4 D's Every Business Owner Needs to KnowThese four events can destroy business value overnight — and none of them are in your control:Divorce — Especially devastating when both spouses work in the business or when business value becomes contested in settlementDeparture — A key partner, co-founder, or critical employee leaves, triggering buy-sell agreements and operational disruptionDisability — You become unable to work; most disability policies protect income, not business valueDeath — Your beneficiaries inherit a business they don't know how to run, often resulting in forced sales at the worst possible timeWhy Smart Owners Stay Past The Freedom PointThe math alone doesn't explain why successful business owners keep grinding after they've technically won. David breaks down three psychological forces:Identity: When the business is who you are, the idea of stepping back feels like erasing yourself — not a financial decision at allOne More Year Syndrome: The goal line keeps moving. $2M becomes $3M becomes $5M. Every milestone reveals the next one. The exit that was "five years away" has been five years away for fifteen years.Fear of Irrelevance: The quiet one. Not afraid of selling — afraid of what comes after. Who are you without the title, the team, and the 8am calendar?"The biggest threat to your financial freedom isn't market risk. It's the story you're telling yourself about who you are without the business."Your Options Once You've Crossed The Freedom PointSell a Minority Stake — Take chips off the table while keeping control; often done with private equity in a minority recapitalizationSell a Majority Stake — Significant liquidity event now, keep some equity, continue running the business under new ownershipEarn-Out Exit — Full sale with a 1–3 year transition; ideal if you're ready to step back in the next three to five yearsStay and Build Around the Risk — Keep building, but do it intentionally: key person insurance, a funded buy-sell, disability coverage, and a real succession planCalculate Your Freedom Point — Free ToolDon't guess where you stand. Take the free Personal Readiness to Exit assessment — it walks you through the exact Freedom Point calculation in about 10 minutes and shows you a real number.→ Take the Free Assessment at weeklywealthpodcast.com/prescoreRather talk it through with someone? Book a free 20-minute strategy call:→ Book a Vision Call at weeklywealthpodcast.com/visionQuotable Moments"What if you've already won — and you're still playing like you haven't?""Before The Freedom Point, risk is how you build. After it, risk is how you lose what you've already built.""Tim diversifies his 401(k) like a pro. But 80% of his net worth is a single, illiquid, non-publicly-traded asset. That's not diversification. That's concentration in a tuxedo.""One more year syndrome feels responsible. But what it often is — if we're honest — is a way of avoiding a decision you're not emotionally ready to make.""The Freedom Point isn't a feeling. It's a formula. And once you run the math, you can't unsee what it shows you."Who This Episode Is ForThis episode is essential listening if you are:A business owner with a company worth $1M or more wondering if you're "there yet" financiallyAn entrepreneur approaching your 50s who hasn't run a real exit planning calculationA high earner whose business represents more than 50% of your total net worthAnyone who has said "I'll sell when the business hits $X" — and then moved the goalpostA spouse or partner of a business owner trying to understand the financial risk your household is carryingResources & Related EpisodesPersonal Readiness to Exit (Prescore) — Free AssessmentVision Call — Free 20-Minute Strategy SessionSellability Score — Free Business Valuation AssessmentRelated: Ep. 264 — Is Your CPA Only Looking in the Rearview Mirror? (tax planning before a sale matters enormously)Related: Ep. 265 — This Is Exactly Who You've Been Looking For (David's background and advisory approach)About David Chudyk, CFP®David Chudyk is a CERTIFIED FINANCIAL PLANNER™ professional, CLTC, and Certified ValueBuilder Advisor with nearly two decades of experience working with business owners and high-net-worth individuals. He is the founder and host of the Weekly Wealth Podcast and a fiduciary advisor with Parallel Financial, LLC. David specializes in helping business owners align their personal financial plans with their business exit strategies — so they can make the biggest financial decision of their lives with clarity and confidence.weeklywealthpodcast.comThe Weekly Wealth Podcast is produced by Parallel Financial, LLC, a registered investment advisor. All content is for educational and informational purposes only and should not be construed as personalized financial, tax, or legal advice. All examples, including "Tim," are hypothetical illustrations only. Consult a qualified financial advisor before making any financial decisions. Investment advisory services offered through Parallel Financial, LLC.

In this solo episode, host Alex Pardo gives a candid update on Dan's journey to buy his first self-storage facility — a deal that had strong market demographics, favorable bank financing, and real value-add upside, until one buried spreadsheet assumption changed everything. This episode is a real-world lesson in self-storage underwriting, revenue ramp-up timelines, and what it actually costs to miss a detail in your deal filter. If you're working toward your first storage deal and want to understand how to stress-test your numbers before it's too late, this episode will save you from making the same costly mistake Dan made.   You'll Learn How To: Understand why storage revenue doesn't move like a light switch after acquisition Identify the ramp-up period tab in your deal filter and how to use it correctly Calculate how many net move-ins per month is realistic for your market Stress-test your debt service coverage ratio before presenting a deal to a bank Negotiate from a shoulder-to-shoulder position with sellers when deals need restructuring Recognize when a deal that looks good on paper is missing a critical timeline assumption Surround yourself with a community that can catch what your spreadsheet can't   What You'll Learn in This Episode [0:00] Dan's deal looked solid until one buried assumption flipped everything [0:32] Alex introduces Season 2 and Dan's journey from unemployed to first-time storage buyer [1:09] Why Dan wasn't excited when he finally got under contract — and what that reveals [1:45] Why celebrating each step matters even when you've been burned before [2:06] The market fundamentals Dan liked: demographics, income, population growth [2:31] The bank terms that made the deal attractive — 5.29% fixed for 5 years or 5.99% for 10 [3:05] A cautionary tale: a well-known investor who lost $15 million when rates adjusted on a $70M multifamily deal [4:13] Why Alex jumped on an impromptu Zoom to review Dan's underwriting spreadsheet [4:33] How Storage Wins community member Casey McKillop saved $100,000 on his first offer [6:02] The specific tab Dan wasn't reading correctly — net move-ins and the ramp-up period [7:07] The real issue: Dan assumed revenue would jump from $170K to $210K overnight [7:51] It would take Dan 10 months to reach profitability — and he wasn't prepared to fund it [8:09] The bank pulled out after reviewing the deal more closely [8:59] How to explain debt service coverage ratio (DSCR) to sellers and why 1.25–1.3 matters [10:14] The lesson: growth comes from adversity, and Dan won't make this mistake again   Who This Episode Is For: First-time storage investors preparing to make their first offer Investors who have been under contract before and had deals fall through Anyone underwriting a value-add storage deal and projecting a quick revenue bump Buyers who haven't stress-tested their debt service coverage ratio Entrepreneurs who know the numbers but need a second set of eyes on their assumptions Storage investors trying to understand how ramp-up timelines affect deal viability   Why You Should Listen: Dan's deal had everything going for it on the surface — strong demographics, committed bank financing, and a clear path to raising rents. But one overlooked tab in the deal filter spreadsheet showed that revenue wouldn't jump overnight. It would take ten months to reach profitability, and Dan hadn't budgeted for that gap. That single assumption blew up the DSCR, the bank walked, and a deal that looked ready to close came apart fast. This episode isn't about what went wrong. It's about what you can learn before it happens to you. Alex walks through the exact mistake — projecting revenue as a light switch rather than a ramp — and explains why having a community to stress-test your deal before you go under contract is worth more than almost anything else in this business. The most expensive education is experience. But it doesn't have to be yours. Dan learned this lesson so you don't have to.   Follow Alex Pardo here: Storage Wins Website: https://www.storagewins.com Book a Discovery Call: https://www.storagewins.com/call Storage Wins Facebook Group: https://www.facebook.com/groups/storagewins Instagram: @alexpardo25 YouTube: Storage Wins   If this episode hit home, share it with someone who's currently underwriting a self-storage deal or about to make their first offer. One conversation, one extra set of eyes on a spreadsheet, can be the difference between a great deal and an expensive lesson. Follow Storage Wins on your favorite podcast platform, and leave a rating and review — it helps more investors find the show. Ready to move from learning to owning? Head to https://www.storagewins.com/call and schedule your free ten-minute discovery call with Alex. Your first storage facility is closer than you think. Join the Storage Wins Facebook Group and connect with investors who are in the trenches just like you. The community is free, the knowledge is real, and the next deal could come from a conversation you haven't had yet.

Most independent practice owners know the practice and their personal life are supposed to be separate. Separate entities, separate accounts, separate tax returns. Almost none of them have built the structural separation that makes that true when things get hard. EP185 covers the three systems that explain why one bad quarter in the practice becomes a personal financial event, and the firewall that stops it. System 1 — The Entanglement: No formal salary. No distribution schedule. Whatever is left in the business account goes home with the owner. In a good month: $40,000. Mortgage, 529, investment contribution. In a bad month: $14,000, covered with personal savings. The savings account does not come back as fast as the practice does. System 2 — The Bad Quarter Multiplier: The cascade that runs from a billing disruption straight through to the owner's personal financial decisions. Collections drop. Distribution skipped. Mortgage still goes out. Investment contribution paused. Operational decisions made under financial stress — delay the hire, pull back on marketing, hold off on the software upgrade that would have fixed the billing gap that caused the problem. That practice is always one bad quarter away from making decisions a wealthier version of itself would never make. The Cascade in Numbers: Payer delays 45+ days → Operating account drops → Owner stops paying themselves first Denial rate spikes 5% to 14% → $28K/month delayed or lost → Personal savings tapped for household bills Key provider unexpected leave → Volume drops 30% → No distribution for 60 days Contract renegotiation stalls → 90 days cash flow uncertainty → Investment contributions paused indefinitely System 3 — The Firewall: A market-rate owner salary that does not move with revenue. A distribution schedule tied to net profit after a defined reserve threshold. Personal savings that build independent of what the practice has on hand. In a bad quarter: the salary still goes out, the distribution pauses, and the operational decisions come from strategy instead of personal financial pressure. Referenced: Profit First by Mike Michalowicz — the formula flip that makes the firewall mechanical. Three actions this week: Calculate your real owner salary — what you would pay someone else to do your job Define your operating reserve threshold — one month of payroll minimum, two months standard Schedule a financial separation review with your accountant — ask what a 30% revenue drop does to your personal finances Episode breakdown: 00:00 The $380K practice that one quarter turns 03:00 The big idea: revenue is not wealth 06:00 System 1: The Entanglement 10:30 Working vs. broken — the same practice, two outcomes 13:30 System 2: The Bad Quarter Multiplier 17:00 The cascade and what it actually costs 20:00 System 3: The Firewall 24:30 Profit First applied to a medical practice 27:00 Three actions this week 31:00 Free resource + EP185 tease Resources Mentioned Payment Posting Audit Checklist (free): eligibility.natrevmd.com/payment-posting-checklist Practice Revenue Leak Scorecard (free): eligibility.natrevmd.com/nrm-revenue-scorecard-v3 Book a free 30-minute audit call: calendly.com/heather-natrevmd RECOVER Diagnostic Quiz: natrevmd.com/quiz Book referenced: Profit First by Mike Michalowicz 

Most investors lose to the market because they're trying to pick winners in a game where only 4% of stocks have created 100% of market wealth over the past century. The math isn't in your favor—but there's a simpler path that is. Key Topics Discussed Introduction to FI 201 (00:00:00) Jonathan introduces the concept of Financial Independence 201, explaining how it builds on FI 101 to help individuals progress from control to optimization and independence on their FI journey. The Genesis of FI 201 (00:05:30) Allen and Kristen explain how they identified the need for a 201-level presentation based on questions emerging from their St. Louis FI 101 sessions, particularly around investing concepts. Asset Allocation Fundamentals (00:15:00) Allen breaks down asset allocation as 'your money pie,' discussing how to balance growth, safety, and emergency funds while considering time horizons and diversification strategies. Risk Tolerance vs Risk Capacity (00:22:00) The team explores the critical difference between emotional risk tolerance and actual risk capacity, using examples from 2008 and 2020 market crashes to illustrate real-world application. Tax-Advantaged Account Strategies (00:35:00) Allen and Brad discuss the various tax treatments of investment accounts including 401(k)s, 457(b)s, Roth IRAs, HSAs, and taxable brokerage accounts, emphasizing lifetime tax optimization. Individual Stocks vs Index Funds (00:48:00) The hosts examine the data on individual stock picking, revealing that only 4% of stocks have contributed to 100% of market wealth over the past century, making a strong case for index investing. Dividends and Tax Control (00:55:00) Brad and Allen discuss why the FI community often prefers capital gains over dividend income, focusing on the importance of maintaining control over when and how you realize taxable events. Notable Quotes "You can't save your way to FI, you have to invest." — Allen Hansen "When there's a dip, you essentially get to buy the market on sale. If you love a bargain, this is it." — Brad Barrett "Why in the world do we not think that way when it comes to the market? Our brain completely flips. We're like, ah, we're scared." — Kristen Knapp "It's not what's my tax this year. It is what is going to be my tax burden over my lifetime." — Brad Barrett "The best investing lesson: stand there and do nothing. If you're invested, just don't do anything and you're going to be rewarded." — Allen Hansen Key Takeaways Assess your own risk tolerance and risk capacity honestly by considering how you would react to a 30% portfolio drop Review your current asset allocation across all accounts and determine if it aligns with your time horizon and financial goals Calculate the difference between your marginal and effective tax rates to understand your true tax burden Identify which tax-advantaged accounts you have access to (401k, 457b, 403b, HSA, IRA) and ensure you're maximizing employer matches Track every dollar of taxable income if you're on ACA subsidies or approaching any subsidy cliffs to avoid losing benefits Consider whether you have the right balance between taxable, tax-deferred, and tax-free accounts for maximum flexibility in retirement Join or start a local FI group to benefit from community wisdom and learn from others at different stages of the journey Review your portfolio for dividend-heavy investments and consider whether you'd prefer more control over when you realize taxable events Resources & Links FI Friends Travel The Simple Path to Wealth by J.L. Collins Tax Planning to and Through Early Retirement by Sean Mullaney and Cody Garrett ChooseFI Community App St. Louis FI Group BlackBerry Documentary (Netflix) Arizona State University Stock Market Wealth Study Brian Feroldi (individual stock investing advocate) Investopedia

Six years after our “Score preparation and production notes” episode — Episode No. 2 — essentially launched the podcast, 163 episodes later, Philip Rothman and David MacDonald return to the article that inspired the conversation: David’s score preparation checklist. The principles — respect for performers, readable parts, enough time for page turns — are as true as ever. But almost every specific tool reference in the original has a fuller story now. The conversation moves section by section, serving as a reminder of the timeless principles and exploring all of the meaningful changes in the technology. Dorico’s live-reference cue system has become the standard no one else has matched — and the ease of it has quietly changed how generously cues get applied. The Dorico 6 Proofreading panel represents a new category of preparation tool, while the Sibelius plugin ecosystem has its own parallel answers. The condensing and decondensing workflows now available in both Dorico and Sibelius 2025.2 have transformed what was once among the most tedious jobs in parts preparation, and Sibelius 2025.7’s Auto-Respace toggle closes a gap that used to just be accepted. Two sections are entirely new to the checklist: digital delivery — where the iPad has become as common in rehearsal as a music stand — and a pointed look at the file-organization habits that make or break a delivery package. This one’s chock-full of tips, resources and advice — with David’s updated accompanying article to come soon. Products mentioned Notation software Dorico (Steinberg) Sibelius (Avid) MuseScore Studio (Muse Group) Finale (MakeMusic) (mentioned as discontinued) Fonts MusGlyphs (available at Notation Central) NYC Music Services / Notation Central PDF Batch Utilities Desktop publishing and document tools Affinity (Canva) (now free) Apple Pages Microsoft Word LibreOffice Other tools mentioned Claude Cowork (Anthropic) (mentioned for AI-assisted file organization) Name Mangler / Renamer (mentioned briefly for file naming) forScore (mentioned as a score-reading app) Previous Scoring Notes posts and podcast episodes Directly mentioned or closely related: Score preparation and production Notes (David’s original 2018 article) Score preparation and production checklist (Episode 2, 2020) Partying with parts, part 1 (podcast, December 2021) Partying with parts, part 2 (podcast, December 2021) Orchestra librarians want you to know about parts paper sizes (May 3, 2022) Orchestra librarians want you to know about instrument names (June 20, 2022) Behind “Behind Bars” with Elaine Gould (podcast, July 2023) Behind Bars: General Conventions edition published (June 2023) Dorico 6: Proof positive (review, April 2025 — Proofreading Panel) Dorico 6.0.22 extends proofreading capabilities (July 2025 — ignore feature) Sibelius 2025.7 brings note spacing control, UI updates (July 2025 — Auto-Respace) Sibelius 2025.2 introduces decondensing parts with staff filters (February 2025) Sibelius 2022.5 brings multi-section headers, other workflow boosts (May 2022) MusGlyphs: an advanced music text font (April 2021) PDF Batch Utilities get a major rebuild — and a brand new app (March 2026) Freshly pressed (podcast, April 2026 — PDF Batch Utilities in depth) Calculate the weight, basis weight, or grammage of paper (April 2025) Chronology of a perfect music printing job (January 2022) DJA’s Notes: Music preparation basics (Darcy James Argue, September 2023) Documenting the documenter: Lillie Harris (podcast, April 2021 — Dorico manual) David MacDonald’s updated Score Preparation and Production Notes article Other references Elaine Gould, Behind Bars: The Definitive Guide to Music Notation (Faber Music) — cues: p. 566; front matter: chapter 17, pp. 501–504 Elaine Gould, Behind Bars: General Conventions (Faber Music) — the first third of Behind Bars as a standalone paperback and e-book MOLA Guide (Major Orchestra Librarians’ Association) — free PDF download Sibelius plugins page (still active at sibelius.com) Darcy James Argue, Music Preparation Fundamentals for Jazz Composers & Arrangers — free download Darcy James Argue, Music Preparation for the Large Jazz Ensemble — free download (supplement to the above)

You're caught between two terrors: gaining weight and staying exactly where you are forever. You've spent years in a disordered mind with disordered thoughts creating disordered behaviors. You'll do anything to break free, but you're trying to HAVE recovery while still BEING the trapped version of yourself. Today we're flipping the script with the Be-Do-Have formula that makes recovery inevitable. In this transformational episode, you'll discover: Why most people have recovery backwards (and why it keeps them stuck) The science-backed Be-Do-Have formula that doubles success rates How to BE recovered before you feel recovered The identity shift that changes everything automatically Why staying where you are is actually scarier than changing How to stop starving for your old life and start living as your new self For the woman ready to stop settling for survival and start choosing to thrive. THE BACKWARDS APPROACH THAT KEEPS YOU STUCK Most people think: "When I HAVE food freedom, then I'll DO recovery behaviors, then I'll BE recovered." Research from Stephen Covey and modern neuroscience proves this backwards. The truth: You must BE the person you want to become, DO what she does, then you'll HAVE what you want. Dr. James Clear's identity research shows: People who say "I am someone who nourishes my body" have 40% higher success rates than those who say "I want to eat better." THE BE-DO-HAVE FORMULA IN RECOVERY BE: The woman who trusts her body completely DO: Eat without negotiation, rest without guilt, take up space HAVE: Food freedom, body peace, mental clarity BE: The woman who values nourishment over control DO: Choose pasta at dinner, have birthday cake, skip gym when tired HAVE: Energy, joy, presence in your own life The scary part: You start BEING her before you feel ready, before you see results, before it feels natural. THE SCIENCE BEHIND THE FORMULA

In episode 186 of 'On the Whorizon' SWCEO founder and host MelRose Michaels walks through the 5 retention metrics every OnlyFans creator should know how to calculate (churn rate, retention rate, average subscriber lifetime, lifetime value and net revenue retention), exactly where on OnlyFans the data lives, the math for each one using realistic creator numbers, the benchmarks for what's healthy versus what's a flag, and the 3 retention levers that actually move churn.

Can you calculate exactly how many calories, carbohydrates, vitamins, and nutrients your body needs every day?   In this episode, Shelley breaks down why nutrition recommendations are estimates rather than exact prescriptions. Learn how metabolism, stress, sleep, movement, and bioindividuality influence nutrition needs, and why overall patterns matter more than precise calculations. Read More: Can You Calculate Exactly What Your Body Needs? (And Why It's Not That Simple)

Hospitals already have felt some of the effects of the Inflation Reduction Act on 340B savings, but with the IRA set to expand to more drugs in 2027, hospitals also are starting to project how it might affect their bottom lines next year. 340B Vice President of Pharmacy Services and Education Steven Miller joins us to explain how hospitals can be making those projections now.The IRA Will Expand to Another 15 DrugsNext year, an additional 15 drugs will be subject to Medicare price caps under Medicare Part D on top of the 10 drugs that saw caps this year. Steve says this will cut into 340B savings and overall margins even more — with some 340B discounts possibly dropping to their statutory minimums. These reductions also will translate to commercial and cash-pay dispenses, changing the overall financial outlook for hospitals.Hospitals Cannot Rely on Current 340B Savings Levels for 2027Steve says the 2027 changes are key for future budgeting. If hospitals do not adjust how they are budgeting for 340B drugs subject to Medicare price caps, they are likely to be short on their budget projections. He strongly recommends 340B teams have important conversations with finance teams now about how the IRA will affect their hospital or health system next year.Hospitals Can Be Planning NowFor the rest of 2026, Steve recommends hospitals monitor list pricing and 340B ceiling pricing regularly and to increase monitoring of purchases overall, given how drugmaker pricing behavior affects future 340B prices and savings. As the IRA continues to broaden over the next several years, including to Medicare Part B dispenses, he also recommends hospitals consider securing funding or support from other areas for any 340B-funded services that might see negative IRA impacts.Resources:Prepare Your Leadership for 340B Changes From 2027 Medicare Drug Price Caps

All this week we're looking at AI and the potential role it will play in the lives of our children and teens. Specifically, were looking at some conclusions made by the Brookings Institution in their new report titled, “A New Direction for Students in an AI World: Prosper, Prepare, Protect.” The report offers a framework for schools and families to consider related to their main findings on AI. Researchers looked at potential negative risks, along with how to prevent those risks while maximizing the potential benefits of AI. Researchers are telling us as parents, educators, and youth workers to be very careful and to move slowly, as the risks of AI overshadow the benefits. They report that AI can enrich the learning experience when safety guardrails are erected and caution is taken to ensure that AI content is accurate. In addition, over-reliance on AI can put our children's learning capacity, relationships, and well-being at risk. Parents, exercise oversight and caution.

Are you running an accounting practice that relies entirely on your own personal production, or have you built a scalable business that can exist independently of you? For accounting firm owners, managing partners, and CPAs starting firms, understanding how to shift from manual operations to an acquirable business model is the ultimate goal. In this episode of Growing Your Firm, host David Cristello sits down with Joe Manganelli, the former founder and CEO of Calculate. Joe shares his incredible journey of launching, scaling, and successfully selling his outsourced CFO and accounting firm in under seven years. He pulls back the curtain on his aggressive top-line growth strategies, pricing models, and how he scaled his team to nearly 45 headcounts with zero outside funding. In this episode, we explore: - The Bootstrapped Blueprint: How Joe scaled Calculate to a $10M run rate without taking on venture capital or outside investment. - Top-Line Growth vs. Profitability: The strategic decisions behind running a high-growth firm (averaging 75%+ year-over-year) with modest margins. - Frictionless Client Acquisition: Transitioning from exhausting networking events to building a highly efficient, inbound B2B referral network. - The "Experienced" Hiring Strategy: Why your first operations managers and team members should have more experience than you do to truly offload workflow responsibilities. - The Reality of M&A: What the modern sale structure looks like for accounting firms, from equity rollovers to earnouts and transition periods.  

What if you could sit across from 10 of the most successful entrepreneurs alive, ask them one money question, and actually get a straight answer? No fluff, no sales pitch, just the real stuff. That's exactly what I did, and honestly, what came out of it might change the way you think about money forever. This episode is a mashup of some of the most powerful financial wisdom I've ever collected on The Happy Hustle Podcast. Over time, I asked 10 incredible guests two simple questions. What does happy hustling mean to you? And what's your best money hack? We're talking Dr. Myron Golden, John Lee Dumas, Dan Martell, Rory Vaden, Danette May, Garrett Gunderson, Nathan Barry, Kris Krohn, Pat Flynn, and Kiana Danial. Nine figure founders, New York Times bestselling authors, Hall of Fame speakers, and real estate moguls. I pulled all their answers together, distilled them down, and found something I honestly didn't even expect to find. Three clear money patterns that every single one of them follows. Whether you're still grinding through your first income stream or you're already running a business and wondering why the wealth still feels out of reach, this one is going to hit different. The first big lesson that kept showing up was this: stop trading time for money. My brother Myron Golden put it simply. Price your offer by the value of the result, not the hours it takes. Dan Martell added another layer with his buyback rate concept. Figure out what your time is worth per hour, then ruthlessly outsource everything below that number. CKris Krohn brought it home with real estate, reminding us that renters fund landlords and employees fund employers. The point? Your income needs to be detached from your hours. That's the whole game. The second lesson is build once and earn forever. Pat Flynn, Nathan Barry, Rory Vaden, and my girl Danette May all circled around this same idea in their own way. Build an audience. Build a flywheel. Build a personal brand with your reputation as the foundation. Danette laid it out beautifully. One book becomes a course, becomes a coaching program, becomes a product line. Your story is the asset woven through all of it. And as Rory said, reputation precedes revenue. In a world where AI can replicate almost any skill, your name and your story are the one thing that can't be copied. The third lesson is that cash flow is king and identity is queen. Garrett Gunderson said it clearly. Cash flow beats net worth. Invest in assets that pay you monthly. Kiana Danial backed this up with a deceptively simple move, dollar cost averaging into the market every single month without fail. The reason most people aren't building wealth isn't a lack of access. It's a lack of consistency. Buy, hold, repeat. Here's what I want you to walk away with. Five moves you can make right now. Calculate your buyback rate, which is your annual income divided by roughly 2000 hours, then stop spending time on anything below that number. Reprice at least one offer based on the value it delivers, not the hours it took you. Add one cash flowing asset this quarter, whether that's real estate, dividend stocks, or a digital product. Pick one platform, show up weekly for 90 days straight, no exceptions, and start building that audience flywheel. And start dollar cost averaging today, even if it's just a hundred bucks a month into an index fund. The automation takes the emotion out of it completely. This episode is short on theory and long on action. If you're serious about financial freedom and you want to hear the full wisdom from each of these incredible conversations, go listen to the full episode right now at https://caryjack.com/podcastin/. Now get out there and happy hustle. Connect with Cary!https://www.instagram.com/caryjack/https://www.facebook.com/SirCaryJackhttps://www.linkedin.com/in/cary-jack-kendzior/https://twitter.com/thehappyhustlehttps://www.youtube.com/channel/UCFDNsD59tLxv2JfEuSsNMOQ/featured Get a copy of his new book, https://www.thehappyhustle.com/book Sign up for The Journey: 10 Days To Become a Happy Hustler Online Course @ https://thehappyhustle.com/thejourney/ Apply to the Montana Mastermind Epic Camping Adventure @ https://thehappyhustle.com/mastermind/ “It's time to Happy Hustle, a blissfully balanced life you love, full of passion, purpose, and positive impact!” Episode Sponsors: If you're feeling stressed, not sleeping great, or your energy's been kinda meh lately—let me put you on to something that's been a total game-changer for me: Magnesium Breakthrough by BiOptimizers. This ain't your average magnesium—it's got all 7 essential forms that your body needs to chill out, sleep deeper, and feel more balanced. I take it every night and legit notice the difference the next day. No more waking up groggy or tossing and turning all night If you're ready to sleep like a baby, calm your nervous system, and optimize your recovery, go grab yours now at https://www.bioptimizers.com/happy and use code HAPPY10 for 10% OFF. =================================================================== My Green Mattress If you've been waking up with back pain, feeling stiff, or just not getting that deep, quality sleep. This might be what you're missing: My Green Mattress. It's made with clean, non-toxic, and eco-friendly materials, so you're not just sleeping better, you're sleeping healthier too. The comfort and support are on another level, and you can really feel the difference night after night. 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Send us Fan MailShownotes can be found at https://www.profitwithlaw.com/534.What if the reason your law firm feels stuck has nothing to do with how hard you're working — and everything to do with what you're focused on?In this talk from the Make ADHD Your Genius™ Summit, Moshe Amsell — founder of Profit With Law and CPA to law firm owners — breaks down the exact framework he uses with his clients to go from overwhelmed and underpaid to running a profitable, scalable firm.Moshe shares the real math behind why solo law firm owners stay stuck (hint: it's not your hourly rate), why systems and processes are the last thing you should be focused on right now, and the surprisingly simple 12-month planning method that gives ADHD minds the structure and clarity to actually execute.Chapters:[00:00] Learn how to overcome overwhelm and boost law firm productivity[03:14] Discover Moshe's journey to helping lawyers achieve business growth[10:02] Why attorneys get stuck in the solo practice trap[12:44] Recognize the real law firm growth bottleneck—it's not systems or processes[16:04] See how billing efficiency impacts your practice's income[18:32] Stop waiting—hire key team members to scale your firm[20:41] Avoid costly hiring mistakes that hold your practice back[22:53] Break down big law firm decisions into manageable, low-risk steps[26:24] Build a practical 12-month plan for predictable firm revenue[28:48] Calculate how many clients your law practice really needs[30:39] Set the right law firm payroll and scaling benchmarks[32:54] Unlock attorney referrals and local network marketing on a budget[34:41] When to implement systems and processes for law firm efficiency[40:03] Master weekly planning habits for consistent law firm success Resources mentioned:

Blood Sweat & Gear dives into TRT, Trestolone, carb loads, GH testing, Masteron & estrogen, Melanotan 2, cutting strategies, and real coaching insight from experienced bodybuilding coaches. We break down physique critiques, off-season nutrition, health support supplements, and what really matters for progress on cycle and in prep. Featuring Scott McNally and the crew discussing bodybuilding, PEDs, coaching, contest prep, and the science behind getting bigger, leaner, and healthier. 0:00 Intro & Listener Questions 1:00 Trestolone (MENT) as TRT Instead of Testosterone? 4:30 How Top Coaches Use High Days in a Diet 9:00 How to Calculate the Perfect Carb Load 11:45 The Most Important Part of Great Coaching 15:30 Using High Days During the Off Season 19:30 Do Taller Bodybuilders Need More Gear? 24:30 Should You Test GH Labs While Using Growth Hormone? 28:50 300 Test + 300 Masteron — Estimating Estrogen Levels 35:00 Sending PED Samples to Janoshik Explained 36:30 Melanotan 2 Protocols, Dosing & Results 40:45 Should There Be a Coaching Review Website? 44:30 Best Training Tips While Cutting Calories 50:10 Do You Need Health Supplements During a Cruise? 56:00 Live Physique Critique & Feedback 1:03:45 Behind the Schedule & Podcast Talk 1:05:30 Why Everything at Think Big Is Eccentric 1:07:00 Ms. Olympia Joins the Chat 1:10:40 Scott McNally's Client Competing in Germany

Hour 3: The Real Way To Calculate Strength of Schedule, Portal in the Pros, Why Doubt the Chiefs? full 2545 Wed, 13 May 2026 14:41:40 +0000 c5Isc1yfPTpu0jsKNhPELsLXoCGn8RYU nfl,mlb,kansas city chiefs,sports Fescoe & Dusty nfl,mlb,kansas city chiefs,sports Hour 3: The Real Way To Calculate Strength of Schedule, Portal in the Pros, Why Doubt the Chiefs? Fescoe in the Morning. One guy is a KU grad.   The other is on the KU football broadcast team,  but their loyalty doesn't stop there as these guys  are huge fans of Kansas City sports and the people  of Kansas City who make it the great city it is.   Start your morning with us at 5:58am!   2024 © 2021 Audacy, Inc. Sports False

☎️ Book Your COMPLEMENTARY CONSULTATION and CALORIE CALCULATION Call: https://calendly.com/d/2p8-mxx-dgf/free-consultation-call-zoom⁠⁠⁠⁠⁠⁠Join our 8 Week Fat Loss Coaching Program: https://www.vitalityoet.com/2026fatloss You've probably seen it — or done it. You ask ChatGPT how many calories you should eat, it gives you a number, and you follow it. It sounds scientific. It feels like you're doing something right.But here's what nobody's telling you: the formula ChatGPT uses doesn't know your hormones, your thyroid, your stress, your sleep, your diet history, or how well your body actually converts food into fuel. It uses four variables to calculate a number that should require at least twelve.And then there's the other problem — ChatGPT is trained to agree with you. If you've been going down a low-carb path, it's going to hand you a low-carb plan. Not because it's right for you. Because it's designed to mirror back what you already believe.In this episode, Stephanie breaks down exactly why AI-generated calorie and macro calculations miss the mark for women in perimenopause and beyond — and shares what she found when she put ChatGPT's meal plan directly into MyFitnessPal.

Macros explained, finally in a way that actually makes sense. Sal, Adam, and Justin break down everything you need to know about macronutrients: what they are, why they matter more than just counting calories, how to calculate your targets, and how to adjust them based on your goals and how your body feels. Whether you're trying to lose fat, build muscle, or just finally understand what everyone is talking about when they say 'hit your macros,' this episode covers it all. They also share the wild frontier story about hunters who starved to death eating nothing but rabbits, and why that story changes how you think about fat forever. Free Resource

Protein is having a moment. Coffee chains are adding it into lattes. Many snack companies are labeling their products as high-protein. But how much protein do you really need? Host Marielle Segarra talks with NPR health correspondent Allison Aubrey about the different factors to consider when planning your protein intake.Follow us on Instagram: @nprlifekitSign up for our newsletter here.Have an episode idea or feedback you want to share? Email us at lifekit@npr.orgSupport the show and listen to it sponsor-free by signing up for Life Kit+ at plus.npr.org/lifekitTo manage podcast ad preferences, review the links below:See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy