Podcasts about calculate

In Part 2 of our forgiveness series, Michael shares the transformative journey of Kate, his former client, as she navigates the intricate process of forgiving her mother. During this episode, Michael briefly recaps the initial steps covered in the previous episode, emphasizing the importance of storytelling, embracing anger, calculating costs, and determining the value of forgiveness and then guides you through the remaining of the process to help you find your way towards forgiveness.  Key Highlights: 1. Finding Radical Empathy: Delve into an exploration of radical empathy. Michael guides Kate through understanding her mother's worldview, unraveling beliefs, cares, and justifications for her actions. Witness how empathy, not excusing actions, becomes a powerful tool for healing. 2. Rediscovering Worth: Uncover the profound impact of Kate's loss of self-worth due to her mother's words. Explore the loving kindness meditation that becomes a catalyst for Kate to rediscover her inherent goodness and embrace self-love. 3. Mourning Lost Futures: Understand the process of mourning the loss of envisioned relationships. Kate acknowledges the need to release the vision she had of her mother and embraces a future free from the constraints of past expectations. 4. Crafting a Vision: Join Kate in crafting a vision beyond traditional expectations. Discover the core values, emotions, and shifts necessary for her desired life. Witness the emergence of a powerful statement guiding her towards freedom. 5. The Liberation of Forgiveness: Experience Kate's decision to forgive and the profound impact it has on her freedom. Learn how forgiveness becomes detached from others' reactions, finding its value in personal liberation. Guided Steps for Listeners: Michael leaves you with actionable steps from both episodes: 1. Share your story 2. Acknowledge anger 3. Calculate the costs 4. See the value 5. Foster empathy and understanding. 6. Recognize your worth and value. 7. Release the vision of what could have been. 8. Envision a future beyond grievances. If you'd like to share your story of forgiveness or ask any questions, please send Michael an email at lettingitsettle@michaelgalyon.com ~~ Email the show at lettingitsettle@michaelgalyon.com  Subscribe to Letting It Settle+ on Apple Podcasts ~~ Follow Michael Galyon on Instagram: @michael.galyon TikTok: @coachmichael1 Visit his website at https://www.michaelgalyon.com/ ~~ Letting It Settle with Michael Galyon is brought to you by QCODE. To advertise on the show, contact us! Learn more about your ad choices. Visit megaphone.fm/adchoices

It's time for your latest episode of Ask Rob & Rob!  (0:43) John's had one of his investment properties for a while now, and he's since pulled all his initial investment out. With this in mind, he's hoping Rob & Rob can shed some light on how he would calculate the ROI in this instance.  (3:24) Mark has found himself in a fairly unique situation. He has one buy-to-let that he rents out via an agency, and unfortunately one of the tenants has recently passed away. He's unsure of what's going to happen with the tenancy. He wants to be empathetic but also pragmatic so he can prepare himself for what's to come. Mark's hoping Rob & Rob can shed some light on what he should do.  Enjoy the show?  Leave us a review on Apple Podcasts - it really helps others find us!  Sign up for our free weekly newsletter, Property Pulse  Send us your question by calling us on 013 808 00035 and leaving a message with your name and question (normal UK call rates apply) or click here to leave a recording via your computer instead.   See omnystudio.com/listener for privacy information.

You can leverage your real estate investments by borrowing money to afford a higher purchase price. Knowing how to calculate a mortgage payment is important to make significant business decisions when adding to your real estate portfolio. Typical Costs Included in Your Mortgage Payment Your mortgage payment involves many costs, not just the amount you borrow to invest in a home. Some variables you may control, but others are fixed monthly expenses you must include in your mortgage payment, such as monthly interest, taxes, and insurance. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this enlightening episode, we dive deep into the intricate world of Varshaphal in Vedic Astrology, exploring the complexities of Luck, Strife, and the unique calculation of the Auspicious Punya Saham. Using the case study of Sam Bankman Fried (recently found guilty of billions of dollars of crypo trading fraud), I'll illustrates how Sahams, specific sensitive points in the astrological chart, can elucidate significant personal narratives. Listen in to learn more about Varshaphal, commonly known as Solar Returns in Vedic Astrology, and how to read and interpret these fascinating elements in your own astrological chart.And if you want to dig deeper into Varshaphal, I recommend Laura Barat's excellent Varshaphal course and you can also come to AstroliJam on Nov 30, 2023 and even complete your own Varshaphal  "Solar-Word-of-the-Year" Workbook from fionamarques.com/shop or by booking time with me.Video of this episode available at https://youtu.be/GOKo3kWopnkSupport the show

Is your agency's profitability falling short? Do you lack clarity about your real margins? Many agencies struggle to maximize performance due to a core issue - not accurately calculating gross margin. Misconceptions around margin math sabotage profits. Today's guest specializes in increasing agency profitability by solving the single but costly problem of suboptimal agency margins. He shares how he helps agencies boost margins by correcting common errors in delivery margin calculations. Marcel Petitpas is the founder of Parakeeto, a technology-leveraged service firm, specializing in helping agencies measure and improve their performance. His firm exists to solve one problem: Agency Profitability. Marcel discusses his experience helping agencies increase their profitability and shares what many firms are getting wrong about how to calculate their delivery margin. In this episode, he'll share valuable insights and strategies for agency owners looking to boost profitability. In this episode, we'll discuss: Calculate gross income and delivery margin. 3 Ways to increase agency profitability. Specialization is the key to improving profitability. Subscribe Apple | Spotify | iHeart Radio Sponsors and Resources Agency Analytics: Tired of endless manual reporting in order to show your clients the value your agency delivers? It's time to check out AgencyAnalytics, the best-automated client reporting solution for marketing agencies. Try it for FREE for 14 days when you head over to  AgencyAnalytics.com/Smart and sign up. It's time to see how life feels on the other side of manual reporting madness!   Before pandemic-fueled virtual tours, Marcel built 3D home models in a glacial 2015 market. With houses languishing for years, his niche hobby lacked scale potential. So he pivoted into software, soon meeting an agency owner drowning in spreadsheet tedium. This agency owner spent up to two precious days a week answering questions about his business like Can we take on more clients? Do we need more staff? Who's performing and who's perishing? There had to be a better way to operate and strategize. In that moment of shared pain, Marcel's purpose sparked - a business focused on solving that problem and making it easier for small businesses to answer those questions. And so Parakeeto was born, to liberate founders from manual metrics and maximize their potential. Opaque Profits: Shedding Light on Delivery Margin for Agencies The big issue Marcel sees in many agency owners is that they don't know what their gross margin is. Personally, he prefers to call it delivery margin to prevent any confusion. You can obtain an agency's delivery margin by answering how much of every dollar that clients paid to you after fulfilling on your promise is now left to you to have a profit? Most firms can't answer that question when looking at their financials. In most cases, they're just a few steps away from being able to answer it but don't know how to. For Marcel, it all starts with how we measure profitability, which is a framework still stuck in the past. The growth of a firm still being predicated today is getting more bodies and utilizing them to grow. However, this is not necessarily how it works in a modern context. A lot of companies are doing at least some amount of flat-rate or value-based pricing so they don't actually know how much money they make spending a certain amount of time on a client. As a result, the basis for their profitability is opaque and they're unsure how to do better. How to Calculate Your Agency's Gross Income and Delivery Margin According to Marcel, calculating your delivery margin shouldn't be so complicated if you've first established your revenue and pass-through expenses (which are third-party expenses the agency incurred by outsourcing work to satisfy client demand). The formula is: Revenue - Pass-through Expenses = Agency Gross Income (AGI) Once you have the Agency Gross Income (AGI), you can calculate the Delivery Cost, which is what it costs you to earn that revenue. Most of this will be your team's time. On an agency basis, you are looking at the amount of your payroll is allocated towards delivery. On a project basis, you'd need to answer how much time you spent completing a project and the cost of that time. The formula is: AGI - Delivery Cost/AGI. Ex: If you made $1 million and spent $400K on Delivery Costs, then you have a 60% delivery margin. The challenge a lot of agencies have to really get a clear idea of their delivery margin is that in many cases they have all their payroll costs on the P&L in one bucket. In those cases, they may think they have a great gross profit, but what they're looking at on the P&L is their gross income including delivery costs. Three Ways to Improve Agency Profitability According to those formulas, Marcel identifies three ways to increase delivery margin. You can either decrease your costs or increase the amount of revenue generated with the costs you have: Decrease costs: Do you know your average cost per hour? This is the cost of every hour the team spends on client work. You can lower it by reducing the level of judgment required for the majority of the work in a deliverable. When there are no clear processes or requirements, it often takes a senior team member to ensure a successful outcome. Having clear processes, conducting thorough intake with clients, and leveraging technology and templates will allow you to lower the total payroll you need to get the same results. Improve Average Billable Rate: This metric measures how much revenue is earned for every hour the team spends on any kind of work. It applies to businesses that bill by the hour as well as all other billing models. You can improve your average billable rate, either through pricing increases or by decreasing the time it takes to complete a deliverable. By doing this, agencies can effectively increase their revenue without needing to make any changes to their team or resources. Utilization or "The Darksaber": This strategy comes with great power but also great responsibility. Used improperly, it can cause all kinds of damage to the agency. Utilization rate measures team efficiency by looking at the percentage of a team's capacity that is being used to generate revenue at the average billable rate. It's a metric for the management team and it should not be used to hold individual team members accountable. Calculating this metric will allow agencies to make informed decisions about strategic moves like hiring more staff. Why Specialization Is Key to Improving Your Agency's Profitability Specialization is the key to improving your profitability. Specializing and eliminating non-profitable services will help you streamline operations and allocate resources more effectively. Identify the services not generating sufficient revenue and determine whether they contribute to your agency's overall profitability. If these services do not lead to profitable outcomes, consider eliminating them. For Marcel, instead of offering a wide range of services, agency owners should focus on providing a complete solution to a specific problem. In addition to specialization, agencies can also consider outsourcing certain tasks or partnering with other agencies that excel in areas where they may not be as proficient. Some of the most profitable agencies Marcel has audited outsource part of their work. This deliberate choice can be beneficial in terms of efficiency and profitability. In his opinion, just like the last 10 years have been about specialization in terms of what the client can see, the next 10 years are going to be about specialization inside the agency. It'll be a time for agency owners to ask themselves, what are we good at doing? And cut the fat in terms of what they're doing operationally. Outperforming Outdated Benchmarks It's really important to remember that no single path dictates profitability. With the right processes, even unconventional models like 4-day weeks can succeed. Explore various strategies aligned to your specific circumstances. The key to profitability is to hit at least 50% delivery margin, enabling 30% for overhead and 20% EBITDA. Adjust billable rates and utilization to reach targets based on goals, constraints, and positioning. But beware of over-reliance on benchmarks, Marcel warns. Definitional differences in billable hours or capacity distort comparisons. Instead of arbitrary standards, evaluate metrics in your context. Profitability demands knowing your specific business, not the abstract industry. Define success on your terms, for your team. Then design the path to get there. With creativity and commitment, agencies can prosper on their own terms. Do You Want to Transform Your Agency from a Liability to an Asset? If you want to be around amazing agency owners who can see what you may not be able to see and help you grow your agency, go to Agency Mastery 360.  Our agency growth program enables you to take a 360-degree view of your agency and gain mastery of the 3 pillar systems (attract, convert, scale) so you can create predictability, wealth, and freedom.

You've seen it before: people talking about their "net worth" as a success metric. Heck, you've probably even seen me talking about my own net worth on my website! But what *is* net worth, and why does it matter? And, most importantly, how do you calculate YOURS? I'm spilling the details in this episode of The Goodbye July Podcast. I'll meet you inside! SHOWNOTES: jessicatolar.com/032 Rate, Review, and Follow on Apple Podcasts “I love Jess and The Goodbye July Podcast” ← If that sounds like you, please consider rating and reviewing my show! This helps me serve more people (like you!) and support them in organizing, automating, and growing their money so they can build the HELL YES life they deserve. Click here, scroll to the bottom, tap to rate with five stars, and select “Write a Review.” Then be sure to let me know what you loved about the episode! Also, if you haven't already done so, follow the show. I'm regularly adding episodes to the feed and, if you're not following, there's a high chance you'll miss out. Follow now!

In this segment of our CI Effect Series, Director of Sales Chad Scebold & CEO Mitchell Hora talk about the Carbon Intensity (CI) Scoring System, How to Calculate the Grower Baseline Score, What is the National Average CI Score… and why all of this is important for farmers to position themselves in the marketplace. Stay tuned for the all 5 episodes of the CI Effect Series:Farming's New Buzz Word - Carbon Intensity (Part 1 of 5)Carbon Intensity (CI) Scoring 101 (Part 2 of 5)High Demand for “Low CI” Grain (Part 3 of 5)Section 45Z - The Significance to My Farm (A Deeper Dive) (Part 4 of 5)Carbon Intensity (CI) Certification (Part 5 of 5)This CI Effect 5 Part Mini Series is made for farmers, from farmers. Mitchell and Chad are ready to educate you on the opportunities for farmers to WIN BIG with Carbon Intensity Scoring & Certification. Ready to find out your farm's CI Score? Visit TopSoil.ag to get started.

Recently Dave Ramsey had a rant where he claimed that an 8% withdrawal rate was a safe rate to take out of your investments. On this episode, I run the numbers and show you how the one mistake he made could cost that investor in the hypothetical over a quarter of a million dollars.Schedule a Consultation to Speak with a Christian Financial Advisor:www.abrwealthmanagement.comJoin our Newsletter and receive a free copy of our e-book: 4 Pillars of Christian Financehttp://eepurl.com/hnxGcDArticle Referenced: Supernerds Unite Against Dave Ramsey's 8% Safe Withdrawal Rate Guidancehttps://www.thinkadvisor.com/2023/11/13/supernerds-unite-against-dave-ramseys-8-safe-withdrawal-rate-guidance/

Recently Dave Ramsey had a rant where he claimed that an 8% withdrawal rate was a safe rate to take out of your investments. On this episode, I run the numbers and show you how the one mistake he made could cost that investor in the hypothetical over a quarter of a million dollars.Schedule a Consultation to Speak with a Christian Financial Advisor:www.abrwealthmanagement.comJoin our Newsletter and receive a free copy of our e-book: 4 Pillars of Christian Financehttp://eepurl.com/hnxGcDArticle Referenced: Supernerds Unite Against Dave Ramsey's 8% Safe Withdrawal Rate Guidancehttps://www.thinkadvisor.com/2023/11/13/supernerds-unite-against-dave-ramseys-8-safe-withdrawal-rate-guidance/

Tis the season for annual budgeting. For active diversity, equity and inclusion (DEI) leaders, this is the time when you know if your organization is truly committed to inclusion. Investment is necessary for true commitment. Budgets are essential to drive positive change. For those leaders putting together their budgets and plans for the upcoming year, consider these strategies: Calculate the ROI of activities Get feedback on what employees want most Develop an allyship program Spend time 1:1 with senior leaders to cultivate buy-in Know your why and share it loudly and broadly Learn more at https://www.forbes.com/sites/juliekratz/ and at https://www.linkedin.com/in/juliekratz/ 

Before deciding where you want to go (artistic freedom) it's crucial to know where you are today. Your net worth is a metric to measure financial wellness. Net worth ≠ self worth Remember, it's just a number. It does not represent your worth as a person or musician.  It's a temporary snapshot of your financial situation. Use it as information or motivation to guide the next steps toward artistic freedom. A balance sheet is the financial statement that reflects your financial situation today. It shows what you own (assets) and what you owe (liabilities). Download my free balance sheet at: www.moneymaestroblog.com/networth

So what the heck is a cap rate? If you're looking at multifamily deals, you've probably heard this term and today we're going to unpack exactly what the heck a cap rate is and how to calculate it. Don't forget to check out this bonus episode on YouTube, Dan uses his handy spreadsheets throughout the video, so you'll definitely want to see that! So... what is a cap rate?Find out, in another bonus episode of Multifamily Investing Made Simple! Tweetable Quotes:"What we want to illustrate here is how big of an impact the cap rate actually has on the value of a property" - Dan KruegerLEAVE A REVIEW if you liked this episode!!Keep up with the podcast! Follow us on Apple, Stitcher, Google, and other podcast streaming platforms.To learn more, visit us at https://invictusmultifamily.com/**Want to learn more about investing with us?**We'd love to learn more about you and your investment goals. Please fill out this form and let's schedule a call: https://invictusmultifamily.com/contact/**Let's Connect On Social Media!**LinkedIn: https://www.linkedin.com/company/11681388/admin/Facebook: https://www.facebook.com/invictuscapitalventures/YouTube: https://bit.ly/2Lc0ctX LEAVE A REVIEW if you liked this episode!! Keep up with the podcast! Follow us on Apple, Stitcher, Google, and other podcast streaming platforms. To learn more, visit us at https://invictusmultifamily.com/. **Want to learn more about investing with us?** We'd love to learn more about you and your investment goals. Please fill out this form and let's schedule a call: https://invictusmultifamily.com/contact/ **Let's Connect On Social Media!** LinkedIn: https://www.linkedin.com/company/11681388/admin/ Facebook: https://www.facebook.com/InvictusMultifamily YouTube: https://bit.ly/2Lc0ctX

Are you dreaming of early retirement and financial freedom? Wondering how to calculate the magic number that can make your dreams a reality? In this episode, Whitney and Allegra demystify the 4% rule, explore various asset classes for generating passive income in retirement, and craft a clear roadmap for you to seize control of your financial future. Listen to hear: How to calculate your retirement number The 3% rule vs the 4% rule How to conduct a lifestyle analysis Real-life examples, numbers, and breakdowns     Join the Wealth Circle Waitlist: https://www.factorawealth.com/wealth-circle Download our FREE financial framework workbook: https://factorawealth.lpages.co/grow-net-worth-workbook/ #investing #investing101 #financialeducation #financialfreedom #financialgoals #moneygoals

Many contractors think their breakeven point is simply their monthly overhead amount, but that is incorrect. Continuing the basics of the contractor business math series, Tom discusses how to correctly calculate your breakeven point as a contractor to avoid financial struggles.    In this episode, Tom discusses: How to calculate the breakeven point Difference between breakeven point and overhead costs Examples to show the difference in breakeven revenue at 30%, 40%, and 50% gross profits How gross profit impacts the number of jobs and leads needed each month to reach breakeven The importance of knowing your numbers    Resources:

Leading American poverty researcher Mark Robert Rank joins the Utterly Moderate Podcast to discuss his Poverty Risk Calculator, the record-low poverty rates that the U.S. saw in 2021, Dr. Rank's research on the risk Americans face of experiencing poverty throughout their lives, a new book he has coming out on luck, and more! Rank has spent his career studying poverty, economic inequality, and social policy in America and teaching about these topics at Washington University in St. Louis, where he has been a faculty member since 1985. Much of his research has focused on the life course risk of poverty in America. Using data from hundreds of thousands of Americans taken from a longitudinal study that began in the 1960s, Dr. Rank and his research collaborators have been able to estimate the likelihood that the average American will experience poverty at some point in their lives. This research shows that around 59% of Americans will experience at least one year under the official poverty line at some point in their lives. While Rank has published his research findings in a number of academic articles and books over the years, it occurred to him that it might be possible to use this body of poverty research in order to develop a tool that would allow individuals to estimate their own risk of poverty. The idea is similar to a doctor's ability to predict your risk of heart disease. Using several pieces of information (blood pressure, cholesterol, etc.), your doctor can make a reasonable estimate of your chances of having a heart attack in the next decade. These numbers are based on statistical patterns derived from a very large sample of families that make up the Framingham Heart Study, the longitudinal study of cardiovascular health that began in 1948. Could this be done with poverty data? Working with his colleagues over the course of hundreds of hours of programming and designing, Rank developed the Poverty Risk Calculator. You can try it for yourself. Using the calculator, individuals enter background information on five dimensions (age, race, gender, education, and marital status), and receive a 5-, 10-, and 15-year probability that they will experience at least one year of poverty during these time periods. Individuals can also calculate their odds of experiencing near-poverty and extreme poverty. The calculator is designed so that individuals can also easily compare their profile with others' side-by-side in the same graph to examine how the risk of poverty varies by different characteristics. The impact of each variable is profound, and one can readily see how poverty is affected by, for example, changes to one's race, education, or marital status. This allows users to observe the impact of key social dimensions on life chances. Try it for yourself and see how even a single change can drastically alter your personal risk of poverty. By utilizing the calculator you can see that the risk of poverty for many Americans is significant. While the likelihood of poverty may be low during any single year, across multiple years, individuals observe that their risk can rise substantially.  Visit us at CONNORSINSTITUTE.ORG and sign up for our free newsletter! Episode Audio: "Air Background Corporate" by REDCVT (Free Music Archive) "Please Listen Carefully" by Jahzzar (Free Music Archive) "Last Dance" by Jahzzar (Free Music Archive) “Happy Trails (To You)” by the Riders in the Sky (used with artist's permission) See omnystudio.com/listener for privacy information.

If you're new to real estate investing, you may feel overwhelmed and wonder how to determine which properties to buy. Optimally, you'd like to get a handle on which investments will be the most profitable before jumping in—and you can—by understanding how to calculate cap rate. Calculating the market cap rate, or capitalization rate, is hands down the best place to begin, especially for real estate investors. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you're new to real estate investing, you may feel overwhelmed and wonder how to determine which properties to buy. Optimally, you'd like to get a handle on which investments will be the most profitable before jumping in—and you can—by understanding how to calculate cap rate. Calculating the market cap rate, or capitalization rate, is hands down the best place to begin, especially for real estate investors. Learn more about your ad choices. Visit megaphone.fm/adchoices

If you're already looking ahead to the golden years, Assets offers a guide to retirement planning, with a focus on calculating income needs. Visit https://assets.net/how-much-is-enough-retirement-planning-tips-and-strategies for more details. Assets City: New York Address: 60 W 23rd St Website https://assets.net/ Phone +1-877-675-4340 Email scott.hall@betteronlineinfo.com

The loan-to-value (LTV) ratio is a key metric mortgage lenders use to assess their risk of lending you money. Most lenders use the LTV ratio, credit score, debt-to-income ratio, interest rate, and property value when processing your mortgage application. The loan-to-value ratio affects the amount of down payment the lender requires. Simply put—the lower your LTV ratio, the better your chance of getting finance approved at a competitive rate. This article is a complete guide to understanding LTV ratios and how they can help you make wise property investments. You will also find out how to calculate LTV ratios. Additionally, you will get key insights into securing cheaper financing terms. Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn the business economics - the metrics that matter - for your business. Matt Reynolds dives into macroeconomics and microeconomic or unit statistics, healthy rates, and how to calculate these statistics. You don't know the health of your business if you don't know these metrics. Business Economics: Know the Health of Your Business You cannot go off how you feel about your business to know if your business is doing well. The reality is real, and if you fail to know the economic realities of your business, the economic realities will confront you when abject failure slaps you in the face. It's okay, though. Even if the metrics are bad or trending in the wrong direction, have a true, clear picture helps you identify problems and where you need to put your energy and effort to turn things around. If your waist goes up month after month, you're getting unhealthier, whether you're measuring it or not. These metrics give you an objective measuring standard to assess your business' health. Business Economics: Metrics that Matter for Your Business Matt goes through each metric one-by-one. First, though, here are the metrics, organized into macroeconomic or business-level and microeconomic or unit-level. Macroeconomic (business-level) top line revenue cost of goods gross margin or gross profit operating expenses net profit Microeconomic (unit-level) churn rate (or retention rate) number of subscribers average ticket price lifetime value of client (LTV) per gross revenue per gross margin/profit customer acquisition cost (CAC) CAC:LTV ratio (as gross margin) monthly recurring revenue (MRR) Business Economics: Macroeconomic Metrics that Matter The first and easiest metric to calculate is top line revenue. This is the money that is coming in over a period of time, typically calculated monthly (and eventually quarterly and annually - though quarterly and annual numbers matter more for larger businesses). Whether you're looking at Stripe, ACH, the business bank account, this is simply calculating all the incoming money in a month. The cost of goods is the cost to produce the good itself. So, for producing a product, this is the cost of materials you purchase that go into the item and costs such as shipping. For a service business such as Barbell Logic, this looks like the pay to the 1099 contractor coaches per client. You calculate gross margin or gross profit by subtracting the cost of goods from top line revenue. Next, you need to identify operating expenses. These are things that are required for the business but not directly related to producing the individual service or good. This might be payroll for full-time employees, printer ink, paying for a new computer, squat racks, or taking a client to lunch. The last critical business-level metric to determine is your net profit. You calculate this by subtracting your operating expenses from your gross profit. This is truly how much money the business is making each month. If you're a one-man team, then you get paid from this. If you lose money, you don't get paid. As the owner or CEO, though, while you get paid last you also get fired last. Business Economics: Microeconomic Metrics that Matter Calculate your churn rate. This is the percentage of clients you lose each month. The retention rate is the opposite (100% - churn rate). Next note your number of subscribers. Matt says subscribers, because a customer who makes a one-time purchase (a one-time coaching session or purchases one widget) does not lead you to know what your recurring revenue is. You don't have recurring revenue in this situation. Next know your average ticket price. What are your subscribers paying each month on average. The number of subscribers multiplied by average ticked price equals your monthly recurring revenue (MRR). An important statistic to calculate is your lifetime value of client (LTV - especially at gross margin). The first thing you need to do is calculate the average customer lifespan. Divide 100 by the churn rate. So, for example, if you have 10% churn your average customer lifespan is 10 months. Below are more business economics metrics. MRR x average customer lifespan = LTV (at gross revenue) LTV (at gross revenue) x gross margin = LTV (at gross revenue) Calculate your customer acquisition cost (CAC) by adding together all efforts to acquire customers. This includes marketing, sales, ads, and content you produce to market (e.g. you create a weekly newsletter, podcast, or maintain a YouTube channel). The CAC:LTV ratio is important. 1:2 ratio is considered unhealthy or unsustainable. 1:3 is considered healthy. If your ratio  is significantly less than 1:3 (e.g. 1:28) you should likely spend more money to acquire customers. These are the metrics that matter to your business. These are your business economics. Get Matched with a Professional Strength Coach today for FREE! No contract with us, just commitment to yourself: Start experiencing strength now: https://store.barbell-logic.com/match/ Connect with the hosts Matt on Instagram Niki on Instagram Andrew on Instagram Connect with the show Barbell Logic on Instagram Podcast Webpage Barbell Logic on Facebook Or email podcast@barbell-logic.com

The importance of proper nutrition during intense periods of training can't be overlooked.  While most runners spend most of their time focusing on their workouts, recovering from these hard efforts is often more important than the training itself.  The best way to do this is by supplying your body with the correct nutrients at the correct times before, during and after your training. And this all starts with understanding macronutrients - what they are, what each macronutrient is best at, and when to best include them in your diet. So, today we're going to be talking with our very own Coach Jeff Gaudette about everything macronutrients. You're going to learn… The best times to include each macronutrient in your diet The optimal macronutrient ratio for runners based on your goals How to best hit your macronutrient targets Plus much, much more. Calculate how many calories you burn each day so you can better target your nutrition needs with our Calorie Calculator Connect, Comment, Community Follow RunnersConnect on Instagram Join the Elite Treatment where you get first dibs on everything RTTT each month! Runners Connect Winner's Circle Facebook Community  RunnersConnect Facebook page GET EXPERT COACHING AT RUNNERSCONNECT! This week's show brought to you by: NuNee Struggling with Runners Knee? NuNee is an innovative new product designed specifically to treat Runner's Knee. In fact, independent clinical research has shown that NuNee helped 9 of 10 runners start running again, immediately, without knee pain. Unlike other knee sleeves and supports that use compression, NuNee's unique design relieves the pressure on your patella (knee cap), which provides immediate relief and aids your recovery. To learn more head to runnersconnect.net/NuNee. And to make it easy, the discount code RTTT50 will automatically be applied so you'll save 50%. Even better, they offer a full money-back guarantee if you don't experience immediate relief. LMNT  Maintaining healthy electrolyte levels will not only improve performance and endurance on the run, but can help with preventing headaches, maintaining a healthy weight, and help with recovery.  That's why we recommend all runners check out Element this summer. It's loaded with everything you need to replenish your electrolyte balance with 1000mg of sodium, 200mg of potassium, and 60mg of magnesium, and doesn't include anything you don't need like extra sugar or anything artificial. Even better, they are currently running a special deal where you can get a free LMNT Sample Pack with any order. So, order your favorite flavor and get a free sample pack to try out new flavors or share with your running friends.   To get this special offer and make sure you're hydrating properly this summer, head over to drinklmnt.com/runnersconnect.

EPISODE 59: THIS WEEK'S GUEST - SARAH GREIFENBERGERIn this episode, Sarah talks about: The various reasons that a business owner considers a business valuation The difference between fair market value, and valuing a business for sale Becoming an Exitwise Ambassador and referring Fathead.com for sale in October, 2023 GUEST BIO:Sarah has been a Certified Valuation Analyst (CVA) for over 10 years and is also a Certified Exit Planning Advisor (CEPA).Prior to becoming a CVA, Sarah was Director of Financial Planning at United Technologies Corporation. She performed many valuations in that role to support the corporation's mergers and acquisitions activity as well as for purposes of international tax planning.Sarah also prepared financial information for the divestiture of UT Automotive to Lear Corporation for $2.3B. She received an MBA with distinction from the Ross School of Business at the University of Michigan and is a magna cum laude engineering graduate of Duke University.  In addition to her expertise in finance, Sarah has held positions in product development, manufacturing and strategic planning. She currently serves on the education committee of the National Association of Certified Valuators and Analysts. In addition to her involvement with NACVA, she is a member of Association for Corporate Growth (ACG) Detroit, the Michigan Business Brokers Association and the Exit Planning Institute's Southeast Michigan chapter.Sarah is committed to helping clients across many industries with their valuation needs. She is also interested in working with family enterprises on succession planning and exit strategies.WHERE TO FIND SARAH GREIFENBERGER:LinkedInEPISODE REFERENCE AND READING MATERIALS:Arbor Valuation & ConsultingQ5 Experience4 Ways to Calculate the Value of Your Company (Blog)How Much Is My Business Worth? (Blog)Exitwise Valuation Calculator

You gotta find the bar and raise it.  Everyone is always looking to "set the standard, raise the bar, and change the game."  First, you have to know the rules to the game.  When the first person slammed dunked a basketball, everyone realized it was possible.  That's raising the bar.  The 4-minute mile came along the same way.  Before that, people only ran 5-minute miles.  Those who find the bar end up raising it.  In order to do this, you have to understand what the bar is so you can raise it.  You have to become a master of the game.  Identify.  Calculate.  Plan.  Execute.  That's how you raise the bar or the standard.  This applies in every single area of your life.  Business.  Friendships.  Relationships.  You've got to know where the bar is before you can raise it.  Come up with a plan.  Execute it.  And start setting the new bar!  You can do it if you're willing to do it!  #RiseAbove    HOW TO GET INVOLVED:  This planet is based on an algorithm and with every positive action, there is an adverse reaction.  Ryan Stewman rose and overcame a life of addiction, imprisonment, divorce, and circumstances that would break the spirit of the average human being.  He went on to create a powerful network of winners and champions in life and business creating a movement quickly changing lives one day at a time.  Learn more at: www.JoinTheApex.com   Check out this show and previous killer episodes of the ReWire Podcast in Apple Podcasts.

Ever faced an exhibiting challenge – like unreasonable costs – and didn't know where to turn? That's where The Exhibitor Advocate comes in! In this episode, Jessica Sibila shares what The Exhibitor Advocate is and how to access the resources provided to help exhibitors: Address rising costs and potential solutions Work with show management to set up an Exhibitor Advisory Council Know where to watch for unexpected or hidden fees Calculate return on their exhibiting investment (ROI) with established metrics Related links: Learn more about or join The Exhibitor Advocate Access the Maxbi tool to measure exhibit success Request the

Business leaders and the Southern Nevada Water Authority (SNWA) have collaborated on a Water Investment Rating tool to evaluate new businesses looking to locate in the community. The two-phase rating system relies on quantitative and qualitative calculations to determine the water footprint of new businesses and the benefit to the community. Dave Johnson, SNWA Deputy General Manager of Operations, shares insights into why the rating system was developed and how it's being implemented in Southern Nevada on episode 44 of the Water Smarts Podcast, “SMART GROWTH: Water Investment Rating tool helps measure water, economic impact of new businesses.”Hosts: Bronson Mack and Crystal Zuelkehttps://www.snwa.com/

In this episode, Coach Eve helps you create your nutrition plan for the holiday. Forget the B.S. and try eating at maintenance this holiday season Show Hosts: @big_guz @eveguzmanofficial _____________________________________________________________ MacrosFirst Discount https://app.macrosfirst.com/subscribe Code: Eve10 The discount codes are only redeemable on subscriptions purchased via the link above and will not work on subscriptions purchased through the Apple App Store or Google Play. The discount code is only available for use on annual subscriptions, not monthly. _____________________________________________________________ Calculate your TDEE: https://tdeecalculator.net/ _____________________________________________________________ Intro to Macros mini-course: https://www.gtransformationacademy.com/intro-to-macros Code: INTRO40 for $40 off

Valuation Methods for an M&A Deal Hello, this is Hall T. Martin with the Startup Funding Espresso -- your daily shot of startup funding and investing. There are several methods for calculating the valuation of a company for an M&A deal. Here are some key methods to consider: Multiples of revenue or earnings -- each industry segment has a commonly used multiple based on revenue or earnings for valuing the company.  To calculate, take several recent exits of businesses in the same industry and calculate the multiple. Comps -- this stands for comparables and uses exits from similar companies to calculate the valuation. To calculate, identify five companies that have the same revenue, growth rate, and monetization model and calculate the exit valuation. Cost to replace -- this calculates what it would cost to replace the business you are selling. To calculate, and identify the cost of development, marketing, and sales to build a company to the size you have. Discounted cash flows -- this uses the future cash flows from the business and discounting back to today. To calculate, make a ten-year financial projection of revenues based on the current growth rate and apply a discount rate to set the valuation. Calculate your valuation using all of these methods to determine which one puts your business in the best light. Thank you for joining us for the Startup Funding Espresso where we help startups and investors connect for funding. Let's go startup something today. _______________________________________________________ For more episodes from Investor Connect, please visit the site at:   Check out our other podcasts here:   For Investors check out:   For Startups check out:   For eGuides check out:   For upcoming Events, check out    For Feedback please contact info@tencapital.group    Please , share, and leave a review. Music courtesy of .

Election Day is coming up, and 12 Indiana school districts have put property tax referendums on the ballot. Voters who own homes will want to know, “How much will I pay if the referendum passes?”    Here's how to make a good guess.

Erica Kang is the founder of KryptoSeoul,  a leading community building team in South Korea made up of professional communicators, marketers, and analysts.Some of the topics we cover on this wide ranging conversation include:* Origins of KryptoSeoul: transitioning from Korean Corporate world to crypto.* Importance of Brand and Reputation: how to identify and filter out bad actors while building trust* Korean Culture: what is meant for innovation, challenges for global cooperation and governance* Barrier to Mass Adoption: lessons learned from 7 years collaborating with many ecosystems and projects* Empire Building: expanding from South Korea into the rest of Asia and the world!* Not Everything Can or Should Be Decentralised: the need for a strong vision and ability to execute efficiently* and more!Resources Asia Buidl - https://www.buidl.asia@kryptoseoulofficial - http://kryptoseoul.comETH Seoul - https://2023.ethseoul.org/ Women in Web3 Change Makers Interview - https://youtu.be/SnqfeX4viRkFollow on socials:Erica - https://twitter.com/ekang426KryptoSeoul - https://twitter.com/KryptoSeoulKryptoPlanet - https://twitter.com/ericaplanetBuidlAsia - https://twitter.com/buidl_asiaETH Seoul - https://twitter.com/eth_seoul_AVB - https://twitter.com/AvbNearWuipod - https://twitter.com/wuipod

Hello Colleagues and welcome to another 5 for Friday episode of The Assistant Principal Podcast!Today's shout out goes to… Krista8967 who wrote in a recent review:I absolutely love this podcast. Frederick Buskey gives helpful tips that you can put into action right away. This show has been a part of my weekly routine since my journey into educational leadership began.Thank you for the kind words Krista, I am so glad the show is helpful.Today's episode of Five for Friday recaps the strategic leadership emails for the week of October 16-20, 2023. I was so excited after recording Tuesday's podcast with Michele Matoon that I rearranged my content for the week and decided to pull five tips from the daily email to reinforce some sound meeting practices. The fifth tip was not on our show and I can't believe I didn't mention it as it transformed the way I view meetings.While there is significant overlap between today's show and Tuesday's, it might be a bit less overwhelming. I'll prove Michele's email address at the end of the show and include it in the show notes as she will send a meeting template to anyone who wants it. If you want better meetings, don't reinvent the wheel, just email Michele!Five biggest takeaways: Have a clear, actionable goal, in an agenda, ahead of time. Allot time to each item and use a timer to signal the end. Write down who is responsible and what the deadline is. Put FYIs at the bottom and do not read or spend time on them. Calculate the cost of the meeting.  The takeaway: Every minute of our day has a price. That price can and should be measured in money, but more importantly in time and attention. Of course, some meetings are necessary. IEP meetings are essential parts of identifying important strategies for working with a vulnerable group of students. However, the value of a meeting should never be measured on its own. It should always be measured against the alternative.Was this meeting as important as developing a support plan for a student in crisis? Was this meeting as important as investing 30 minutes with an early career teacher, listening to their story, and helping him thing through how they want to grow? Was this meeting as important as developing an SOP to help front office staff effectively manage unexpected visitors?In some cases, the answer will be yes and you should absolutely have the meeting. In other cases, it will be no, in which case maybe you should cancel of skip the meeting if at all possible.I know things are pretty hierarchical in most districts, but I can't help but wonder what might happen, if, coming into a meeting 30-minutes late, you announced, “Sorry I'm late, but I have a third-year teacher who is considering leaving the profession and I needed to do some critical problem-solving with her.” What would be the response to that? Again, that may not be an option in your district, but maybe it is but you don't know it? Might be worth a conversation. There is a great visual in an article in the Huffington Post in which they monitored brain activity in people attending back-to-back meetings.  The increase in stress created by back-to-back meetings with no break is striking.Again, I'm not saying all meetings are bad, but if it isn't worth have an agenda with a clear goal and actionable outcome, what's the point?That is this week's Five for Friday rendition of The Assistant Principal Podcast. Thank you for including me on your leadership journey. I look forward to seeing you again next Tuesday… Please remember to subscribe and rate this podcast. As I record this, we have 19 ratings and 6 reviews – we are inching forward! Remember increasing those numbers helps others find the show and I really appreciate hearing from you.I'm Frederick Buskey and thank you again for joining me on this episode of the Assistant Principal Podcast. Cheers!Michele's Links:Email:  michele@nsrfharmony.org Website: www.nsrfharmony.org X (Twitter) @TheNSRF:  twitter.com/TheNSRF Instagram: @NSRFharmony:  https://instagram.com/nsrfharmony Facebook: Facebook.com/NationalSchoolReformFaculty Linkedin: linkedin.com/company/NSRF/  Threads (logs in with FB):  threads.net/@nsrfharmonyResources:The NSRF's website:  www.nsrfharmony.org  (has libraries of many protocols and activities)Huffington Post article on stress: https://www.huffpost.com/entry/meetings-breaks-office-brain-study_l_638e4f82e4b06fdc9d907e03 Frederick's Links:Email: frederick@frederickbuskey.comWebsite: https://www.frederickbuskey.com/ LinkedIn: http://www.linkedin.com/in/strategicleadershipconsulting Daily Email subscribe: https://adept-experimenter-3588.ck.page/ff61713840 

Did you know many small businesses received more than $500,000 in ERTC rebates, and that money is theirs to keep? With up to $26,000 per employee on the table - you only need 20 employees to potentially claim that yourself. Calculate your rebate at https://ertcguy.com/covid-employee-retention-tax-credit/ ERTC Guy City: New York Address: 60 West 23rd Street Website https://ertcguy.com/ Phone +1 877 675 4340 Email scott@scotthall.co

Do you feel like you are spinning your wheels with your financial plan?  In this episode of Financial Clarity for Doctors, Corey and Rachelle talk about how it can be challenging to see improvement in your finances because those improvements can be slow.  When trying to view progress, look over a longer period.  And remember, that progress can be very challenging when you are still in training. Change is often gradual: Your physical health doesn't improve overnight. Medical advances don't happen overnight.  We shouldn't expect to become millionaires overnight either. To see progress: Calculate your net worth over time and compare today to two, five, or even ten years in the past. This will look better once you reach that attending phase of your career. Things that improve your net worth include: Building your emergency reserves Paying off debt Retirement savings/investing Remember to focus on what you control.  Investment returns can have a huge impact on your overall progress year-to-year, but what you are saving (and spending) matters a lot as well. For more financial planning tips from Corey and Rachelle, find them on social media! LinkedIn: @CoreyJanoff and @RachelleVanderzanden; Instagram: @CoreyJanoff and @VanderzandenRachelle; and Twitter: @CoreyJanoffCFP and @RachelleFinance  Discussions in this show should not be construed as specific recommendations or investment advice. Always consult with your investment professional before making important investment decisions. Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services offered through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Finity Group, LLC and Cambridge are not affiliated. Cambridge does not offer tax or legal advice.

In this Silver Dollar episode, we review the six steps to producing an effective, lead-generating marketing plan. We explain not only conversion rates and how many transactions you need to reach your income goal but also where you should be focusing your energy to produce leads. Listen to find out what a healthy rate of growth is for an expanding business, the supremely important metric on which your entire plan rests, and how to determine the most productive activities so that you know where to best invest your time, budget, and energy. Be sure to check out the show notes at staypaidpodcast.com for a complete summary and additional details not included in the episode.   Connect | Resources Free tool: Marketing Revenue Calculator Free webinar recording: How to Make $100K Using Your ReminderMedia Marketing Platform You can get more free resources, including additional tools, e-books, and lead magnets to attract new leads, by visiting our Resource Library.   0:00     Introduction 0:51     Get ready now for 2024 2:06     Step 1: Set income goal 3:08     Step 2: Identify lead sources 3:51     Step 3: Categorize and assign weights 5:01     Step 4: Calculate conversion rates 7:49     Step 5: Assign budget and activities 8:32     Step 6: Work the plan 12:34   Action Item   Want Josh and Luke to help you with your marketing? Visit https://remindermedia.com/StayPaidMarketing/

Join us for an insightful episode with Scott Ohsman, a retail and eCommerce leader with 20+ years of experience, specializing in Amazon. He's worked with brands of all sizes, sharing expertise on profit calculations, projections, and cash flow for Amazon sellers. Scott's passion for people and relationships drives his successful career. He's a business leader, sportscaster, podcast host, and producer. Whether you're a seasoned seller or starting your eCommerce journey, Scott's wisdom offers valuable insights for thriving online. Join us in this deep-dive on True Profit, Projections, and Cash Flow. Don't miss this enriching conversation with an industry expert. Takeaways :Understanding Amazon Fees: Amazon charges various fees, such as referral fees and FBA fees, which need to be factored into profit calculations. Importance of Understanding Profit Margins: It's crucial for Amazon sellers to understand their profit margins accurately to make informed decisions. Cash Flow Management: Efficient cash flow management is key to avoiding liquidity issues and ensuring the smooth operation of your Amazon business. Investment in Advertising: Understanding the ROI of advertising campaigns helps allocate the right budget to maximize profitability. Monitor Inventory Levels: Keep a close eye on your inventory levels to ensure you have enough stock to meet demand without tying up excessive capital. Plan for Growth: Consider how scaling your business will impact your cash flow. Growth often requires additional investment in inventory and advertising.  Quote of the Show:Understanding Process and your cash flow is critical for Amazon sellers. It's like the oxygen and blood for your business. Budgeting and forecasting are key, especially because many Amazon businesses run on monthly cash flow. Don't just focus on revenue; make sure you're actually making money.Links :LinkedIn – Personal: https://www.linkedin.com/in/scott-ohsman-861196a6/ LinkedIn – Quickfire: https://www.linkedin.com/company/quickfire-digital-commerce-agency/ Website – Quickfire: https://www.quickfirenow.com/ Podcast – Always Off Brand: https://podcasts.apple.com/us/podcast/always-off-brand/id1560745895 Want To Level Up Your Business? Register With Our SponsorsSellCord - your ultimate growth partner for conquering Walmart.com!  As a Walmart-approved partner agency, we specialize in launching and scaling brands on the marketplace as well as getting brands into Walmart stores. Over 400 brands and 100,000 products are under our expert management.Join the fastest-growing marketplace today and enjoy cost-effective solutions, from comprehensive full-service management to cutting-edge tools. Scale your brand seamlessly with SellCord.Sign up now!Mindful Goods- Want to boost your Amazon sales up to 600% without the overwhelm? Mindful Goods crafts product pages that POP! Their creative marketers ensure your products aren't just another face in the crowd but that they stand out and SELL. From SEO-optimized copy to scroll-stopping visuals, they've got your back. And for a limited time, listeners get $100 off a brand story service!Elevate your Amazon game with Mindful Goods. Visit MindfulGoods.co now!Sign up now! 

In this episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz walk you through exactly how to calculate your "freedom number." In other words, the amount of money you need invested to retire comfortably. --- RSVP for tomorrow's FREE stock analysis webinar: click here! Cool calculator: click here Join our new Discord Server! Learn more about our 4-module video course! Earn 5.6% with T-Bills on Public, click here! Download our FREE Budget Template, click here! To learn more about Robert: https://stan.store/RobertCroak To learn more about Austin: https://stan.store/austinhankwitz To learn more about NEOS: https://neosfunds.com/ Contact: richhabitspodcast@gmail.com

Wholesale Hotline Podcast (Wholesaling Inc Edition), present's Wholesaling in 60 Seconds. We are breaking down Brent Daniel's beginner's series into bite size chunks. This will be a 60 day challenge where we release one small wholesaling tidbit everyday. At the end, you should have everything you need to close your first deal. Show notes -- in this episode we'll cover: How to calculate repairs. Please give us a rating and let us know how we are doing! ➖➖➖➖➖➖➖➖➖➖➖➖➖➖➖ ☎️ Welcome to Wholesale Hotline & TTP Breakout

When building wealth, there is no shortage of investment opportunities. Stocks, bonds, mutual funds, ETFs, precious metals, and more all play a role. However, many of the world's great fortunes are based on real estate investing. Let's examine why real estate is a good investment and how you might build significant wealth.  Reasons Why Real Estate is a Good Investment Cash flow, passive income, tax breaks–the list goes on. Here are just a few of the reasons why real estate is a good investment: There is a steady cash flow As a real estate investor, you can generate a steady cash flow if your investment properties have tenants. Calculate your cash flow by deducting your mortgage payments, property taxes, insurance, and maintenance expenses from the gross rent. Learn more about your ad choices. Visit megaphone.fm/adchoices

Book a 1:1 Consultation Call: Click Here   Welcome to another episode of the Midlife Style School where we are delve into the exciting intersection of fasshion & mathmatics, a concept buzzing on social media called "Girl Math". In this episode, we'll explore how "Girl Math" can help us better understand the real cost of clothing and accessories. We'll also share some tips on how to shop smarter and more efficiently using the principles of "Girl Math". Topics Discussed: Understanding "Girl Math" "Girl Math" is a trend that encourages consumers to consider the long-term value of a purchase rather than just the upfront cost. The primary tool used in "Girl Math" is the cost-per-wear formula, which is calculated by dividing the price of an item by the estimated number of times you'll wear it. The lower the cost-per-wear, the better the value. Applying "Girl Math" to Fashion Purchases This approach can be particularly useful when shopping for clothing and accessories, as it shifts focus from the initial price tag to understanding the real value and longevity of an item. However, it's important to use "Girl Math" responsibly and not as a justification for overspending or purchasing items that are beyond one's means. Tips for Shopping Smarter with "Girl Math" Set a budget before you start shopping to avoid impulse purchases. Prioritize quality over quantity, investing in fewer, high-quality pieces. Calculate the cost-per-wear to understand the true value of an item. Consider the versatility of items and invest in classic pieces. Take good care of your items to extend their lifespan. Always remember, the goal is to make more sustainable and thoughtful decisions, not just to find an excuse to shop. Key Takeaways: "Girl Math" can be a valuable tool for consumers to better understand the real cost of clothing and accessories. It promotes mindful shopping and encourages a shift towards quality and sustainability. By applying these principles, you can make smarter shopping decisions that benefit both your wallet and the environment.   Grab my #1 style secret:  Unlock the Power of Color   Disclaimer: The information presented in this podcast is for educational and entertainment purposes only. Always consult with a professional before making any financial or shopping decisions.  

I.    Meta-Apologetics A.    Apologetics: Defending the Christian worldview as objectively  true, compellingly rational, and existentially pertinent to the whole of life (1 Peter 3:15-6; Jude 3) B.    Meta-apologetics: thoughts about how to engage in apologetics, strategies and values. II.    The Christian Apologist's Moral Compass A.    All are called to check their moral motives and develop godly characterI strike a blow to my body and make it my slave so that after I have preached to others, I myself will not be disqualified for the prize (2 Corinthians 9:27).Watch your life and doctrine closely. Persevere in them, because if you do, you will save both yourself and your hearers (1 Timothy 4:16).B.    Yearn for Kingdom ministry (Matthew 6:33) C.    Put yourself second to the ministry; do not promote your brand or ego! Let others compliment you. III.    Godly Character A.    Humility, not self-promotionThis is a faithful saying, and worthy of all acceptation, that Christ Jesus came into the world to save sinners; of whom I am chief (1 Timothy 1:5; KJV; see also 1 Corinthians 15:9). B.    Show love, not strifeAnd the Lord's servant must not be quarrelsome but must be kind to everyone, able to teach, not resentful.  Opponents must be gently instructed, in the hope that God will grant them repentance leading them to a knowledge of the truth,  and that they will come to their senses and escape from the trap of the devil, who has taken them captive to do his will (2 Timothy 2:24-26).C.    Dependence on the Spirit moment-by-moment (John 15; Acts 1:8). See Francis Schaeffer, True Spirituality. D.    Intellectual preparation for apologetics 1.    Know your Bible (Psalm 119; 2 Timothy 3:16) and biblical interpretation (2 Peter 3:16) 2.    Know biblical and systematic theology to ground your worldview (Acts 17:10-11) 3.    Know logic and logical fallacies; how to argue carefully and assess arguments carefully (2 Corinthians 10:3-5) 4.    Know your own culture: worldviews and means of communication (technologies) Issachar, men who understood the times and knew what Israel should do (1 Chronicles 12:32). 5.    Be above reproach in citing your sources in speaking and writing (Exodus 20:15) 6.    Behind all these six principles is the importance of being studious, a good scholar Not only was the Teacher wise, but he also imparted knowledge to the people. He pondered and searched out and set in order many proverbs. The Teacher searched to find just the right words, and what he wrote was upright and true (Ecclesiastes 12:9-10; see 1:17; 8:9, 16).I myself have carefully investigated everything from the beginning, I too decided to write an orderly account for you, most excellent Theophilus, so that you may know the certainty of the things you have been taught (Luke 1:3-4; see also John 21:24). IV.    Opportunity and Uncertainty in Apologetics A.    Break new ground! It has always been my ambition to preach the gospel where Christ was not known, so that I would not be building on someone else's foundation—Romans 15:20). B.    Ecclesiastes 11:1-6 Cast your bread upon the waters,For you will find it after many days.Give a serving to seven, and also to eight,For you do not know what evil will be on the earth.If the clouds are full of rain,They empty themselves upon the earth;And if a tree falls to the south or the north,In the place where the tree falls, there it shall lie.He who observes the wind will not sow,And he who regards the clouds will not reap.As you do not know what is the way of the wind,[a]Or how the bones grow in the womb of her who is with child,So you do not know the works of God who makes everything.In the morning sow your seed,And in the evening do not withhold your hand;For you do not know which will prosper,Either this or that,Or whether both alike will be good (NKJV). C.    Calculate effort in relation to effect and chances of success. D.    Embrace unexpected opportunities. 1.    Paul at Mars Hill (Acts 16-17): unscheduled mission trip before imposing intellectuals. 2.    Paul to Timothy Preach the word; be instant in season, out of season; reprove, rebuke, exhort with all longsuffering and doctrine—2 Timothy 4:2 (KJV). V.    My Apologetic Surprises, Successes, and Failures A.    Surprise: Lecturing at a Baha'i meeting B.    Successful attempts  1.    Writing On Pascal and On Jesus 2.    Doing author events for two of my books at a local bookstore in Denver. Another one flopped (Fire in the Streets). C.    Unsuccessful attempts 1.    Debate with James K. A. Smith 2.    Doing a Buddhist-Christian dialogue at Naropa University (Boulder, CO) 3.    Secular publisher for Philosophy in Seven Sentences VI.    Attempts, Failures, and Successes before God A.    Seek God's Kingdom first, last, and always (Matthew 6:33) B.    Remember the audience of a holy God Now all has been heard;    here is the conclusion of the matter:Fear God and keep his commandments,    for this is the duty of all mankind.   For God will bring every deed into judgment,    including every hidden thing,    whether it is good or evil—Ecclesiastes 12:13-14.Resources1.    Greg Koukl, Tactics: A Game Plan for Discussion Your Christian Convictions, 2nd ed. (Zondervan, 2019).2.    Douglas Groothuis, “Cast Your Bread upon the Waters: Taking Risks in Christian Witness,” Christian Research Journal, 2014. https://www.equip.org/articles/cast-bread-waters-taking-risks-creative-christian-witness. 3.    Os Guinness, Fool's Talk: Recovering the Christian Art of Persuasion (InterVarsity Press, 2015). Emphasizes the rhetoric of apologetics and reaching those far from Christ through wise means. A new classic.4.    Douglas Groothuis, Christian Apologetics: A Comprehensive Case for Biblical Faith, 2nd ed. (InterVarsity Press, 2022).5.    Douglas Groothuis, On Jesus and On Pascal, both Wadsworth, 2003.6.    Francis Schaeffer, True Spirituality (orig. pub., 1973; Tyndale, 2003). Discover more Christian podcasts at lifeaudio.com and inquire about advertising opportunities at lifeaudio.com/contact-us.

What's the number one skill all real estate investors need? It's how to accurately estimate after-repair value (ARV). This critical skill could help you determine if a property is a good investment or something you should pass on. Knowing the value of a property is essential. Whether you're a buy-and-hold investor interested in turnkey properties or a fix-and-flipper looking for a property needing serious work, you need this information. “Buy low and sell high” is real estate's core success formula—but to know you're getting a good deal when you buy, you need to know how to estimate future value. Here's how real estate investors can calculate ARV for single-family homes or other small residential properties. Commercial or larger multifamily properties are not covered here because they require a different process. Learn more about your ad choices. Visit megaphone.fm/adchoices

Rich Girl Meredith asks, "I'm interested in taking the plunge and starting a side hustle, but it seems like there are so many upfront costs. How much is reasonable to spend before I even know if I'll make any money?" Katie and Henah consider the most important costs to invest in first, what can wait, and how to take a calculated bet on yourself. Welcome back to #RichGirlRoundup, Money with Katie's weekly segment where Katie and MWK's Executive Producer Henah answer your burning money questions. Each month, we'll put out a call for questions on her Instagram (@moneywithkatie). New episodes every week. Join the waitlist for a discount on the 2024 Wealth Planner: https://www.morningbrew.com/money-with-katie/subscribe/mwk-wealth-planner-2024 Reminder: While we love diving into investing- and tax law-related data, we are not financial professionals. We have no formal financial education. We are not financial advisors, portfolio managers, or accountants. This is not financial advice, investing advice, or tax advice. The information on this podcast is for informational and recreational purposes only. Investment products discussed (ETFs, index funds, etc.) are for illustrative purposes only. It is not a recommendation to buy, sell, or otherwise transact in any of the products mentioned. Do your own due diligence. Past performance does not guarantee future returns. Money with Katie, LLC. — Read Money with Katie: https://moneywithkatie.com/ Follow Money with Katie! Instagram - https://www.instagram.com/moneywithkatie Twitter - https://twitter.com/moneywithkatie TikTok - https://www.tiktok.com/@moneywithkatie Learn more about your ad choices. Visit megaphone.fm/adchoices

As Graff-Pinkert has gotten more into consulting machining businesses who want to sell their companies, we are constantly learning new things about what determines the value of machining firms.  Wednesday, I flew home after visiting a client we are helping sell its Swiss machining operation. On the plane, I thought back to a favorite episode [...] The post How to Calculate the Value of a Machining Business, With John Habe IV first appeared on Today's Machining World.

Use the timestamps below to guide you better as a leader or individual:Are you a risk taker? 0:00Three big things leaders need to consider when deciding whether or not to take that risk and what they may risk by not taking it.Are you a risk taker?Intro to today's show. 1:47Today's episode will examine ways to assess risks and what might be holding us back from taking necessary and important action in the face of uncertainty.This show is about making better decisions.When it comes to risk, brian enjoys taking risks. He has raced formula cars and is a multi-business owner. He likes to calculate risk.He asks the question, how could this fail? What could failure look like? He wants to know the potential risk and potential loss.Taking a leap of faith. 5:50When joel started his business, he took a big leap of faith, and it became way more than he thought it was going to be in the beginning.He has done over 500 next level life change programs, including a scholarship program for single moms and single dads.Take the leap of faith. God is not calling you to anything that's going to fail. god's never going to call you to something that goes against him.Three big choices to learn as a risk taker, starting with taking baby steps.Understanding your capacity and understanding your weaknesses. 11:18The biggest risk is not taking any risks at all, and not knowing what your capacity is or how to live life to the best.Keys to understanding your capacity.If you don't take risks, failure will be your master, not your teacher. Failure is the greatest teacher for the student who is willing to learn.The five aspects that allow you to fail, as long as it's not a fatal failure.How he started investing in real estate. 15:56He started investing in real estate when he was 10 years old and wanted to own real estate as a kid.He has a couple of real estate companies.Putting money back into people as a resource to change lives and impact more people.Hiring marketing people that didn't make things happen over the decades.Embrace failure, not fear. 19:51Number two is embracing failure, not fear. Failure is part of any learning process, but fear keeps us bound to mediocrity.Fear is a colossal waste of time.Fear is an incredibly small percentage of the fear that you experience in a day, but it creates all the rest.The bulk of fear is being afraid of man's opinion.Healthy people vs toxic people. 24:00The opinions you should be concerned about are the ones that come from healthy people who know what they are talking about.The victim mentality that is going around right now.How spending time around people who are victims leads to becoming one, and how to make better decisions in life.The importance of constantly gaining perspective and asking for opinions.Do not fear failure. 28:10It's okay to fail, just don't do fatal failures. Learn what happened and how to fix it. Learn how to identify failure and teach and grow people in the situation.Number three, calculate the risk. First, what fear is the fear, and why fear is imaginary.If this thing fails, ask how can it fail. The first question to ask is, how can this thing fail?If it fails, consider how it will affect you, your family, your kids, your team, your business, or how it could affect others.How much is this going to cost me? 33:48Ask how bad the risk is on a scale of zero to 10, and how badly it will impact people, finances, etc.Start small and take baby steps.If people love the tacos, then upgrade to a food truck. If people love them, then go ahead and do a brick and mortar, but start small.If the decision is starting a new business, there is a ton to calculate if it is a new idea.How to boost your risk taking bandwidth. 38:30Five things you can do today to help boost your risk taking bandwidth, clarify goals, consider the rewards and potential benefits, surround yourself with successful risk takers.Become comfortable with change.Mark Twain, 20 years from now, you will be more disappointed by the things you didn't do than by the ones you did.Check out crystal crypto's executive coaching program.

In the wake of FTX's collapse, Binance – already the biggest exchange in the world by a large margin – has continued to grow. But a series of challenges, including billions of dollars worth of customer outflows, the winding down of its stablecoin BUSD and the SEC and CFTC lawsuits related to its U.S. operations have challenged its market dominance. Steven Ehrlich, director of research at Forbes Crypto, joins the show to discuss how Binance has been dealing with a deluge of bad news and how it plans to forge a path forward.  Listen to the episode on Apple Podcasts, Spotify, Overcast, Podcast Addict, Pocket Casts, Stitcher, Castbox, Google Podcasts, Amazon Music, or on your favorite podcast platform. Show highlights: how the collapse of FTX impacted Binance and its market dominance how Binance has been losing market share over the past few months why Steven believes that Binance.US is in a "very tenuous situation" whether Binance is feeling stronger now that the SEC experienced a partial loss in the Ripple case the consequences of consumers losing trust in Binance, according to Steven the speculation around the recently filed sealed motion filed by the SEC whether the theory that Binance is the next FTX has some merits how Binance.US needs to recuperate some market volume to increase its revenue Thank you to our sponsors! Crypto.com Arbitrum Foundation Thales DAO Toku Guest Steven Ehrlich, director of research at Forbes Crypto Links WSJ:  Binance, the Biggest Player in Crypto, Is Facing Legal Risks Over Russia More Binance Executives Leave, Including Some Overseeing Russia How the Binance CEO Operates: Weigh the Risk, Calculate the Reward What Is Happening With Binance? Binance Lays Off Over 1,000 Employees Some Binance.US Crypto Trading Was a Mirage, the SEC Alleges Binance.US Legal, Risk Executives Leave the Crypto Exchange Reuters:  Crypto exchange Binance hit by executive exodus Paxos receives U.S. SEC notice over Binance's stablecoin 'BUSD' Binance CEO's trading firm received $11 billion via client deposit company, SEC says The Block: Binance.US can't grow until CZ sells stake, fixes regulatory issues: sources Binance to end support for BUSD, encourages conversion to FDUSD Mastercard, Binance end crypto card partnership in four countries Binance withdraws crypto license application in Germany  CoinDesk: SEC's Secret Binance Court Filing Has Observers Bracing for Bad News John Reed Stark's post on X  CFTC: CFTC Charges Binance and Its Founder, Changpeng Zhao, with Willful Evasion of Federal Law and Operating an Illegal Digital Asset Derivatives Exchange Learn more about your ad choices. Visit megaphone.fm/adchoices

In the wake of FTX's collapse, Binance – already the biggest exchange in the world by a large margin – has continued to grow. But a series of challenges, including billions of dollars worth of customer outflows, the winding down of its stablecoin BUSD, and suits with the SEC and CFTC related to its U.S. operations have challenged its market dominance. Steven Ehrlich, director of research at Forbes Crypto, joins the show to discuss how Binance has been dealing with a deluge of bad news and how it plans to forge a path forward. Show highlights:How the collapse of FTX impacted Binance and its market dominanceHow Binance has been losing market share over the past few monthsWhy Steven believes that Binance.US is in a "very tenuous situation"?Whether Binance is feeling stronger now that the SEC experienced a partial loss in the Ripple caseThe consequences of consumers losing trust in BinanceThe speculation around the recently filed sealed motion filed by the SECWhether Binance is following in the footsteps of FTX How Binance.US needs to recuperate some market volume to increase its revenueThank you to our sponsors!Crypto.com | Arbitrum Foundation | Thales DAO | TokuGuest | Steven Ehrlich - Director of Research at Forbes Crypto.Links | WSJ: Binance, the Biggest Player in Crypto, Is Facing Legal Risks Over RussiaMore Binance Executives Leave, Including Some Overseeing RussiaHow the Binance CEO Operates: Weigh the Risk, Calculate the RewardWhat Is Happening With Binance?Binance Lays Off Over 1,000 EmployeesSome Binance.US Crypto Trading Was a Mirage, the SEC AllegesBinance.US Legal, Risk Executives Leave the Crypto ExchangeReuters:Crypto exchange Binance hit by executive exodusPaxos receives U.S. SEC notice over Binance's stablecoin 'BUSD'Binance CEO's trading firm received $11 billion via client deposit company, SEC saysThe Block:Binance.US can't grow until CZ sells stake, fixes regulatory issues: sourcesBinance to end support for BUSD, encourages conversion to FDUSDMastercard, Binance end crypto card partnership in four countriesBinance withdraws crypto license application in Germany CoinDesk: SEC's Secret Binance Court Filing Has Observers Bracing for Bad NewsJohn Reed Stark's post on X CFTC: CFTC Charges Binance and Its Founder, Changpeng Zhao, with Willful Evasion of Federal Law and Operating an Illegal Digital Asset Derivatives ExchangeUnchained Podcast is Produced by Laura Shin Media, LLC. Distributed by CoinDesk. Senior Producer is Michele Musso and Executive Producer is Jared Schwartz. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Passive Investor Tips is a weekly series hosted by full-time passive investor and Best Ever Show host, Travis Watts. In each bite-sized episode, Travis breaks down passive investor topics, simplifying the philosophy and mindset while providing tactical, valuable information on how to be a passive investor. What are you doing with your time, and what is your time worth? It's easy enough to answer the first question, but more challenging to answer the second. In this episode, Travis walks through the three step process to calculate your time value and shares how passive income can help you maximize your time to elevate your lifestyle.   Click here to learn more about our sponsors: Delete Me BAM Capital

So, the day has come to finally figure out how much your rental property income will affect your child support payment. You won't be surprised that many states consider that pretty penny a critical component when calculating these payments. As with any financial analysis, it's essential to understand how to break down the numbers, especially regarding child support. In most cases, parental income is calculated in its entirety. You're going to have to provide proof of all of your finances. For rental property owners, the court will pay particular attention to the total net income of your rental. So, how is rental income calculated, and how does that play into child support payments? We'll give you the low-down on figuring out your rental income so that you can prepare yourself somewhat for the road ahead. Learn more about your ad choices. Visit megaphone.fm/adchoices

*The giveaway has now closed. You can start developing a long-term income plan when you know how much money you need today and for retirement. In episode four of Wealth Series 2.0, Ben Kinney, Bob Stewart, and Chad Hyams discuss the three types of income and ten ways to earn more money. In this episode, we cover the following: Income you currently have [:45]   Increasing your income [2:15] What is normal income? [3:30] What is investment income? [5:44] How the wealthy change their wealth [8:35] What is passive income? [9:03] What types of income do you have? [12:38] Workbook exercise on income [13:58] Calculating your future income [15:01] Stats on income [17:30] Ask for a raise [21:10] Explore company benefits [22:32] Investments that pay regularly [24:22] Rent things out [24:56] Side hustles [27:35] Teaching, training, or coaching [31:59] By-products [33:03] Sell stuff [34:38] Explore a second career [37:20] Reduce taxes [37:47] Reflecting on workbook questions [40:18] Calculate your hourly rate [42:10] Resources discussed in this episode: Enroll in Wealth Series 2.0: https://WinMakeGive.com/wealth/ to receive all the workbooks and have the resources emailed to you directly Download the workbook and resources for Episode 4 at https://winmakegive.com/wealth-part-4/ The Three Types of Income: https://apple.co/47MI8zB Win Make Give's FREE Net Worth Tracker: https://winmakegive.com/resources The Power of the Net Worth Tracker episode: https://apple.co/3smZ0gt Win Make Give Facebook group: https://www.facebook.com/groups/WinMakeGive Connect with the hosts: Ben Kinney: https://www.BenKinney.com/ Bob Stewart: https://www.linkedin.com/in/activebob Chad Hyams: https://ChadHyams.com/ Book one of our co-hosts for your next event: https://WinMakeGive.com/speakers/ More ways to connect:  Sign up for our weekly newsletter: https://WinMakeGive.com/sign-up Explore the Win Make Give Podcast Network: https://WinMakeGive.com/ Listen to Win Make Give Season 3 on YouTube: bit.ly/3pPEdAx ------ Part of the Win Make Give Podcast Network

ASK SAMSON: davidsamsonpodcast.com Today's word of the day is ‘Not Messi'ng Around' as in Messi as in MLS as in is he good or bad for the league? He's run wild. Scores in every game. Social media exploded. But he met the media and said some things about the MLS and US Soccer and was he being truthful? (15:00) Sports owners are all making real estate plays. That's what's been happening. Always has. Let me explain what the Carolina Hurricanes are doing as all other teams are doing with new stadiums. (19:20) So You Wanna Talk to Samson!? Someone asked me about who does the investigations for MLB. Interesting. (29:40) Review: Prisoner's Daughter. (33:50) How much money is Ohtani going to get? How can you get to that number? Who can calculate his worth? (45:00) NPPOD Learn more about your ad choices. Visit megaphone.fm/adchoices