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Dave Smith brings you the latest in politics! On this episode of Part Of The Problem, Dave and Robbie "the fire" Bernstein discuss the Supreme Court decision to uphold birthright citizenship, the impact on the future of the country, and more.Support Our Sponsors:BodyBrain - Go to BodyBrainCoffee.com, use code DAVE20 for 20% off your first orderBrunt Workwear - http://bruntworkwear.com/ Use code PROBLEMCowboy Colostrum - Get 25% Off Cowboy Colostrum with code DAVE at https://www.cowboycolostrum.com/DAVEPart Of The Problem is available for early pre-release at https://partoftheproblem.com as well as an exclusive episode on Thursday!PORCH TOUR DATES HERE:https://robbernsteincomedy.com/eventsFind Run Your Mouth here:YouTube - http://youtube.com/@RunYourMouthiTunes - https://podcasts.apple.com/us/podcast/run-your-mouth-podcast/id1211469807Spotify - https://open.spotify.com/show/4ka50RAKTxFTxbtyPP8AHmFollow the show on social media:X:http://x.com/ComicDaveSmithhttp://x.com/RobbieTheFireInstagram:http://instagram.com/theproblemdavesmithhttp://instagram.com/robbiethefire#libertarian See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Dave Smith brings you the latest in politics! On this episode of Part Of The Problem, Dave and Robbie "the fire" Bernstein discuss the pull back into the conflict with Iran, J.D. Vance doing PR on Bill Maher, and more.Support Our Sponsors:Quince - Get free shipping on your Quince order and 365-day returns athttps://www.quince.com/POTPUltra - Don't sleep on Ultra Pouches. New customers get 15% Off with code PROBLEM at https://takeultra.com!Hexclad - Find your forever cookware @hexclad and get10% off at https://hexclad.com/PROBLEM! #hexcladpartnerPart Of The Problem is available for early pre-release at https://partoftheproblem.com as well as an exclusive episode on Thursday!PORCH TOUR DATES HERE:https://robbernsteincomedy.com/eventsFind Run Your Mouth here:YouTube - http://youtube.com/@RunYourMouthiTunes - https://podcasts.apple.com/us/podcast/run-your-mouth-podcast/id1211469807Spotify - https://open.spotify.com/show/4ka50RAKTxFTxbtyPP8AHmFollow the show on social media:X:http://x.com/ComicDaveSmithhttp://x.com/RobbieTheFireInstagram:http://instagram.com/theproblemdavesmithhttp://instagram.com/robbiethefire#libertarian See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
The biggest threat to your wealth is not interest rates, the 10-year yield, war, politics, or the stock market — it's panic. In this episode, I'm breaking down why panic destroys investors, traders, entrepreneurs, and dreamers before they ever reach the freedom, wealth, success, and purpose they were chasing.⚖
On this episode of Animal Spirits: Talk Your Book, Michael Batnick and Ben Carlson are joined by Ryan Issakainen from First Trust to discuss: investing in the buildout of a new power grid, AI bottlenecks, data centers, thematic ETFs and more. Find complete show notes on our blogs... Ben Carlson's A Wealth of Common Sense Michael Batnick's The Irrelevant Investor Feel free to shoot us an email at animalspirits@thecompoundnews.com with any feedback, questions, recommendations, or ideas for future topics of conversation. Check out the latest in financial blogger fashion at The Compound shop: https://idontshop.com Investing involves the risk of loss. This podcast is for informational purposes only and should not be or regarded as personalized investment advice or relied upon for investment decisions. Michael Batnick and Ben Carlson are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management. See our disclosures here: https://ritholtzwealth.com/podcast-youtube-disclosures/ The Compound Media, Incorporated, an affiliate of Ritholtz Wealth Management, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. For additional advertisement disclaimers see here https://ritholtzwealth.com/advertising-disclaimers. First Trust Disclaimer: Mention of a specific security should not be construed as a recommendation to buy or sell or presumed profitable. You should consider the fund's investment objectives, risks, and charges and expenses carefully before investing. You can download a prospectus or summary prospectus, or contact First Trust Portfolios L.P. at 1-800-621-1675 to request a prospectus or summary prospectus which contains this and other information about the fund. The prospectus or summary prospectus should be read carefully before investing. Performance data quoted represents past performance. Past performance is not a guarantee of future results and current performance may be higher or lower than performance quoted. Investment returns and principal value will fluctuate and shares when sold or redeemed, may be worth more or less than their original cost. Learn more about your ad choices. Visit megaphone.fm/adchoices
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mujahid Muhammad. Interview Summary Interview with Rushion McDonald – Money Making Conversations Masterclass Interview Purpose The purpose of this interview is to demystify personal finance, redefine wealth‑building, and emphasize the importance of preparation, capitalization, and disciplined planning. Mujahid Muhammad, a personal financial coach and founder of Wealth Coaching Stratosphere, shares a deeply personal journey marked by financial success, failure, rebuilding, and hard‑earned wisdom. Through candid storytelling, the interview reframes wealth not as risky speculation or quick wins, but as a long‑term process grounded in personal financial stability, liquidity, and informed decision‑making. The conversation is designed to help everyday people avoid common financial traps and approach real estate and investing from a position of strength rather than desperation. Major Themes & Key Takeaways 1. Experience Is the Best Teacher Mujahid’s financial philosophy is rooted in lived experience. After building a seven‑figure real estate portfolio early in life, he suffered devastating losses due to Hurricane Katrina and the 2008 housing collapse. These setbacks reshaped his understanding of leverage, risk, and preparation. Key takeaway: Financial success without safeguards can collapse quickly. 2. Leverage Without Liquidity Is Dangerous One of the most powerful lessons Mujahid shares is that being “asset‑rich but cash‑poor” is a vulnerable position. His earlier strategy relied heavily on leverage without sufficient reserves, leaving him exposed when disaster struck. Key takeaway: Liquidity is protection; leverage alone is not wealth. 3. Fix Personal Finance Before Building Businesses Mujahid stresses that many people pursue entrepreneurship or real estate in hopes of fixing personal financial struggles—often with disastrous results. Instead, personal financial stability must come first. Key takeaway: Solve your personal finances before using business to create wealth. 4. Wealth Is a Process, Not a Product The interview reinforces that financial improvement isn’t something you buy—it’s something you build over time. Mujahid emphasizes facing financial reality honestly instead of avoiding uncomfortable truths. Key takeaway: Progress starts by looking at the numbers, not ignoring them. 5. The Five Financial Stratospheres Mujahid introduces his Wealth Coaching Stratosphere model, outlining five levels of financial development: Financial Failure Financial Health Financial Fluency Financial Wealth Financial Independence Each stage represents a mindset and requires different behaviors and priorities. Key takeaway: Knowing your financial “stratosphere” determines your next move. 6. Capitalization Comes Before Real Estate Mujahid advises against entering real estate before reaching financial fluency. While creative financing exists, retaining real estate requires cash flow, reserves, and patience. Key takeaway: You can buy property with little money—but you cannot keep it that way. 7. The Importance of Capital and Opportunity Funds He emphasizes saving, emergency funds, and opportunity funds as prerequisites to investing. Capital allows individuals to recognize and act on opportunities without panic. Key takeaway: Capital creates clarity—and choices. 8. Infinite Banking and Financial Autonomy Mujahid explains the Infinite Banking Concept, which focuses on reclaiming control over the banking function through properly structured life insurance, allowing individuals to access capital without relying on traditional lenders. Key takeaway: Financial independence includes controlling how you access capital. 9. Debt Freedom Is Hard—but Worth It Through personal stories of tackling significant student loan and consumer debt, Mujahid emphasizes that debt freedom requires sacrifice, time, and unity—especially within marriage. Key takeaway: Debt freedom is attainable, but only through commitment and discipline. 10. Coaching Provides Accountability and Perspective Mujahid describes financial coaching as objective guidance from someone who has navigated the journey before. Coaching is positioned as a serious commitment, not casual advice. Key takeaway: Accountability accelerates growth. Notable Quotes “Leverage without liquidity is stupidity.” “We try to use business to solve personal finance problems—and that’s backwards.” “Wealth is a process, not a product.” “You can acquire real estate with no money—but you can’t keep it that way.” “Capitalization changes how you see opportunity.” “If you have a six‑figure income, your problem is usually you.” “Debt freedom is hard—but it’s worth it.” “Preparation puts you in a position of strength.” Overall Message Mujahid Muhammad’s interview is a ground‑truth masterclass in financial realism and discipline. His story strips away hype and reframes wealth creation as a methodical, values‑driven process that begins with personal accountability and preparation. Ultimately, the conversation challenges listeners to shift from chasing opportunity to becoming prepared for opportunity, reinforcing that sustainable wealth is built through patience, liquidity, education, and intentional planning. #SHMS #STRAW #BEST Support the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
The art market is one of the least regulated, most opaque wealth transfer systems on the planet. We're talking billions of dollars moving between billionaires, oligarchs, and heads of state — with almost no oversight. It's where old money hides, new money launders, and powerful families build dynasties that last for generations. And at the center of all of it? Almost always, a man.But behind that man? Almost always, a woman who did the work — and got written out.That's the world at the heart of The Parisian Heist, the new novel from my guest today — and it is juicy. We're talking rich people behaving very badly, the hidden female genius behind one of the most famous artists who ever lived, and what all of it has to do with your money, your financial agency, and why handing over control — even to someone you love and trust — can cost you everything.Jo Piazza is a bestselling author, journalist, and podcast host with fourteen books and 25 million downloads to her nameLearn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mujahid Muhammad. Interview Summary Interview with Rushion McDonald – Money Making Conversations Masterclass Interview Purpose The purpose of this interview is to demystify personal finance, redefine wealth‑building, and emphasize the importance of preparation, capitalization, and disciplined planning. Mujahid Muhammad, a personal financial coach and founder of Wealth Coaching Stratosphere, shares a deeply personal journey marked by financial success, failure, rebuilding, and hard‑earned wisdom. Through candid storytelling, the interview reframes wealth not as risky speculation or quick wins, but as a long‑term process grounded in personal financial stability, liquidity, and informed decision‑making. The conversation is designed to help everyday people avoid common financial traps and approach real estate and investing from a position of strength rather than desperation. Major Themes & Key Takeaways 1. Experience Is the Best Teacher Mujahid’s financial philosophy is rooted in lived experience. After building a seven‑figure real estate portfolio early in life, he suffered devastating losses due to Hurricane Katrina and the 2008 housing collapse. These setbacks reshaped his understanding of leverage, risk, and preparation. Key takeaway: Financial success without safeguards can collapse quickly. 2. Leverage Without Liquidity Is Dangerous One of the most powerful lessons Mujahid shares is that being “asset‑rich but cash‑poor” is a vulnerable position. His earlier strategy relied heavily on leverage without sufficient reserves, leaving him exposed when disaster struck. Key takeaway: Liquidity is protection; leverage alone is not wealth. 3. Fix Personal Finance Before Building Businesses Mujahid stresses that many people pursue entrepreneurship or real estate in hopes of fixing personal financial struggles—often with disastrous results. Instead, personal financial stability must come first. Key takeaway: Solve your personal finances before using business to create wealth. 4. Wealth Is a Process, Not a Product The interview reinforces that financial improvement isn’t something you buy—it’s something you build over time. Mujahid emphasizes facing financial reality honestly instead of avoiding uncomfortable truths. Key takeaway: Progress starts by looking at the numbers, not ignoring them. 5. The Five Financial Stratospheres Mujahid introduces his Wealth Coaching Stratosphere model, outlining five levels of financial development: Financial Failure Financial Health Financial Fluency Financial Wealth Financial Independence Each stage represents a mindset and requires different behaviors and priorities. Key takeaway: Knowing your financial “stratosphere” determines your next move. 6. Capitalization Comes Before Real Estate Mujahid advises against entering real estate before reaching financial fluency. While creative financing exists, retaining real estate requires cash flow, reserves, and patience. Key takeaway: You can buy property with little money—but you cannot keep it that way. 7. The Importance of Capital and Opportunity Funds He emphasizes saving, emergency funds, and opportunity funds as prerequisites to investing. Capital allows individuals to recognize and act on opportunities without panic. Key takeaway: Capital creates clarity—and choices. 8. Infinite Banking and Financial Autonomy Mujahid explains the Infinite Banking Concept, which focuses on reclaiming control over the banking function through properly structured life insurance, allowing individuals to access capital without relying on traditional lenders. Key takeaway: Financial independence includes controlling how you access capital. 9. Debt Freedom Is Hard—but Worth It Through personal stories of tackling significant student loan and consumer debt, Mujahid emphasizes that debt freedom requires sacrifice, time, and unity—especially within marriage. Key takeaway: Debt freedom is attainable, but only through commitment and discipline. 10. Coaching Provides Accountability and Perspective Mujahid describes financial coaching as objective guidance from someone who has navigated the journey before. Coaching is positioned as a serious commitment, not casual advice. Key takeaway: Accountability accelerates growth. Notable Quotes “Leverage without liquidity is stupidity.” “We try to use business to solve personal finance problems—and that’s backwards.” “Wealth is a process, not a product.” “You can acquire real estate with no money—but you can’t keep it that way.” “Capitalization changes how you see opportunity.” “If you have a six‑figure income, your problem is usually you.” “Debt freedom is hard—but it’s worth it.” “Preparation puts you in a position of strength.” Overall Message Mujahid Muhammad’s interview is a ground‑truth masterclass in financial realism and discipline. His story strips away hype and reframes wealth creation as a methodical, values‑driven process that begins with personal accountability and preparation. Ultimately, the conversation challenges listeners to shift from chasing opportunity to becoming prepared for opportunity, reinforcing that sustainable wealth is built through patience, liquidity, education, and intentional planning. #SHMS #STRAW #BEST See omnystudio.com/listener for privacy information.
Discover why innovation creates extraordinary wealth. Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters! INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring membership fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any additional recurring fees. Pay once and you're done! Invest with our successful community for years to come. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, "You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!" Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning. SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here. #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom. (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)
From the archive: This episode was originally recorded and published in 2022. Our interviews on Entrepreneurs On Fire are meant to be evergreen, and we do our best to confirm that all offers and URL's in these archive episodes are still relevant. Avery Carl is the author of "Short Term Rental, Long Term Wealth," and host of "The Short Term Show" podcast. He is the CEO of the nation's top STR real estate brokerage/team, The Short Term Shop. Top 3 Value Bombs 1. You learn by doing - not by overanalyzing. 2. You can self-manage a short-term rental without a property management company. 3. You can scale with short-term rentals, but keep in mind that there is also a lot of value in a diverse portfolio. Learn how to start your short-term rental investment journey - TheShortTermShop Sponsors HighLevel - The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies. Learn more at HighLevelFire.com. 50 Days - Join JLD on his free '50 Days to Something' video series on YouTube and create something special in 50 days.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley. SUMMARY OF THE INTERVIEW In this energetic and motivational conversation, Hall of Fame speaker Dr. Willie Jolley joins Rushion McDonald on Money Making Conversations Masterclass to discuss his new book, “Rich Is Good, Wealthy Is Better.” The interview covers the difference between being rich and being wealthy, the mindsets required for long-term financial growth, and how individuals—no matter their background—can build generational wealth. Jolley also emphasizes discipline, humility, planning, multiple streams of income, overcoming setbacks, and the importance of insurance and protection of assets. PURPOSE OF THE INTERVIEW The interview aims to: 1. Introduce and promote Dr. Jolley’s new book “Rich Is Good, Wealthy Is Better” and the teachings within it. 2. Educate listeners on the distinction between rich and wealthy Jolley wants audiences to understand wealth in generational, not short-term, terms. 3. Motivate individuals to shift their financial mindset From “working money” to “mailbox money.” 4. Empower entrepreneurs and families To adopt discipline, drop pride, and create multigenerational financial systems. 5. Share Jolley’s personal setback‑to‑success story To reinforce that anyone can grow wealth with the right principles. KEY TAKEAWAYS 1. Rich vs. Wealthy Being rich = high income, often tied to active labor (e.g., athlete contracts). Being wealthy = passive income, ownership, generational sustainability. A rich football player earns millions; the team owner earns billions and doesn’t have to “run up and down the field.” 2. The Five Money Mindsets Jolley explains five financial mindsets: One‑day mindset – living day to day. 30‑day mindset – fixed incomes/check-to-check living. One‑year mindset – annual thinking (raises, annual income). Decade mindset – typical for entertainers/athletes with multi‑year contracts. Generational mindset (Wealth Mindset) – building wealth to last multiple generations. Jolley’s goal: move people up just one level at a time. 3. Five Types of Wealth Jolley breaks wealth into five categories: Financial Wealth Health Wealth (“A sick person has one dream; a healthy person has a thousand.” – Les Brown) Relationship Wealth Reputational Wealth (Brand) Intellectual Capital Wealth (What you know and can charge for) 4. Discipline Is the Key Wealth requires: Living below your means Investing the difference Consistency Avoiding arrogance and ignorance 5. Pride Is an Enemy of Wealth Pride leads people to overspend to keep up appearances.Jolley argues that pride “kills wealth” and must be replaced with planning and humility. 6. The Three Legs of Wealth To build sustainable wealth, you need: Income Investment (letting money work for you) Insurance (life, health, car, disability, long-term care) 7. Multiple Streams of Income Jolley urges everyone to build at least two streams of income from: Stocks Bonds Real estate Crypto Collectibles Jewelry Art Content creation 8. Overcoming Setbacks Jolley details his own journey from unemployed nightclub singer to globally recognized motivational speaker.He reinforces that a setback is a setup for a comeback—the core message of his earlier bestselling book. 9. It’s Never Too Late to Start He cites examples of: A secretary who retired with $8M by investing small amounts over time Invested $12,000 at age 65 and grew it to $890,000 by age 72 NOTABLE QUOTES FROM THE INTERVIEW On Time & Opportunity “I have only just a minute… but it’s up to me to use it.” On Mindset “Wealth starts in your mind.” On Rich vs. Wealthy “Regular folks work for their money. Wealthy people make their money work for them.” On Pride “My pride was killing my wealth.” On Growth & Learning “If you’re willing to learn, no one can stop you.” [On Setbacks “A setback is a setup for your greater comeback.” On Starting Late “When is the best time to plant a tree? Eighty years ago. The second-best time? Today.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Willie Jolley. SUMMARY OF THE INTERVIEW In this energetic and motivational conversation, Hall of Fame speaker Dr. Willie Jolley joins Rushion McDonald on Money Making Conversations Masterclass to discuss his new book, “Rich Is Good, Wealthy Is Better.” The interview covers the difference between being rich and being wealthy, the mindsets required for long-term financial growth, and how individuals—no matter their background—can build generational wealth. Jolley also emphasizes discipline, humility, planning, multiple streams of income, overcoming setbacks, and the importance of insurance and protection of assets. PURPOSE OF THE INTERVIEW The interview aims to: 1. Introduce and promote Dr. Jolley’s new book “Rich Is Good, Wealthy Is Better” and the teachings within it. 2. Educate listeners on the distinction between rich and wealthy Jolley wants audiences to understand wealth in generational, not short-term, terms. 3. Motivate individuals to shift their financial mindset From “working money” to “mailbox money.” 4. Empower entrepreneurs and families To adopt discipline, drop pride, and create multigenerational financial systems. 5. Share Jolley’s personal setback‑to‑success story To reinforce that anyone can grow wealth with the right principles. KEY TAKEAWAYS 1. Rich vs. Wealthy Being rich = high income, often tied to active labor (e.g., athlete contracts). Being wealthy = passive income, ownership, generational sustainability. A rich football player earns millions; the team owner earns billions and doesn’t have to “run up and down the field.” 2. The Five Money Mindsets Jolley explains five financial mindsets: One‑day mindset – living day to day. 30‑day mindset – fixed incomes/check-to-check living. One‑year mindset – annual thinking (raises, annual income). Decade mindset – typical for entertainers/athletes with multi‑year contracts. Generational mindset (Wealth Mindset) – building wealth to last multiple generations. Jolley’s goal: move people up just one level at a time. 3. Five Types of Wealth Jolley breaks wealth into five categories: Financial Wealth Health Wealth (“A sick person has one dream; a healthy person has a thousand.” – Les Brown) Relationship Wealth Reputational Wealth (Brand) Intellectual Capital Wealth (What you know and can charge for) 4. Discipline Is the Key Wealth requires: Living below your means Investing the difference Consistency Avoiding arrogance and ignorance 5. Pride Is an Enemy of Wealth Pride leads people to overspend to keep up appearances.Jolley argues that pride “kills wealth” and must be replaced with planning and humility. 6. The Three Legs of Wealth To build sustainable wealth, you need: Income Investment (letting money work for you) Insurance (life, health, car, disability, long-term care) 7. Multiple Streams of Income Jolley urges everyone to build at least two streams of income from: Stocks Bonds Real estate Crypto Collectibles Jewelry Art Content creation 8. Overcoming Setbacks Jolley details his own journey from unemployed nightclub singer to globally recognized motivational speaker.He reinforces that a setback is a setup for a comeback—the core message of his earlier bestselling book. 9. It’s Never Too Late to Start He cites examples of: A secretary who retired with $8M by investing small amounts over time Invested $12,000 at age 65 and grew it to $890,000 by age 72 NOTABLE QUOTES FROM THE INTERVIEW On Time & Opportunity “I have only just a minute… but it’s up to me to use it.” On Mindset “Wealth starts in your mind.” On Rich vs. Wealthy “Regular folks work for their money. Wealthy people make their money work for them.” On Pride “My pride was killing my wealth.” On Growth & Learning “If you’re willing to learn, no one can stop you.” [On Setbacks “A setback is a setup for your greater comeback.” On Starting Late “When is the best time to plant a tree? Eighty years ago. The second-best time? Today.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.
The Distortions of Global Wealth Taxes. Guest: Veronique de Rugy. De Rugy discusses how the UK's tax system discourages international athletes from competing at Wimbledon by taxing their worldwide endorsements. She argues that oppressive global tax schemes, such as California's proposed billionaire tax, often result in reduced economic activity and lower wage growth for middle-class workers. 161350
He was a man after God's own heart, a conqueror of giants, and the builder of an empire. Yet, a single evening on a rooftop changed everything. If Israel's most brilliant and wise kings could fall so completely to the flesh and the world, what does it take for us to stand steady today? Summary: In this heavy but necessary episode, we dive into the tragic and cautionary text of 2 Samuel 11 through 1 Kings 11. We analyze the United Kingdom of Israel at its absolute peak of wealth, wisdom, and power, and dissect the exact vulnerabilities that fractured a golden age. The Rooftop Blueprint: We map the micro-steps of David's tragedy—from staying home when he should have been at war, to seeing, looking, inquiring, and taking. We learn why the Savior raised the bar to the level of the heart to stop this momentum before it kills us spiritually. The Cost of the Cover-Up: We uncover the horrific length David went to in order to hide his sin, culminating in the calculated sacrifice of the fiercely loyal Uriah. Thou Art the Man: We break down Nathan's masterful parable of the ewe lamb and analyze why David was so blind to his own hypocrisy until the prophet held up the mirror. The Sins of the Children: We witness the agonizing reality of the law of the harvest as David reaps the whirlwind within his own family tree—exploring the tragedy of Amnon and Tamar, and the heartbreaking rebellion of Absalom. The Wisdom and Wealth of Solomon: We transition to 1 Kings to study Solomon's blank check from God. We celebrate his request for an "understanding heart" to judge with empathy rather than cold calculation, but trace how wealth, materialism, and political alliances slowly sapped his spiritual strength. The Temple vs. The Palace: We contrast the seven years spent building the House of the Lord with the thirteen years Solomon spent building his own massive palace, asking ourselves: "Whose kingdom are we truly trying to build?" Call-to-Action: Saul fell to pride, David fell to the flesh, and Solomon fell to worldliness. Which of these three areas is the adversary currently using to target your foundation? Let's have an honest, supportive discussion in the comments below. To safeguard your discipleship and stay "Unshaken," please like, subscribe, and share this video with someone who needs a reminder of Christ's relentless redemption! Chapter Timestamps: 0:00 David & Bathsheba 42:05 David's Sin Is Revealed 1:00:24 Amnon & Tamar 1:21:30 Absalom Flees & Returns: Reconciliation 2:38:24 Absalom's Rebellion 2:57:50 The Death of Absalom 2:06:41 Recovering from Rebellion 2:29:56 A Psalm of David 2:37:23 The Arm of Flesh 2:55:35 Conclusion 2:56:32 David's Last Days 2:59:45 Solomon as Successor 3:21:24 The Wisdom of Solomon 3:35:33 Discerning a Mother & Dividing a Child 3:47:39 Largeness of Heart 3:54:27 Building the Temple 4:15:34 Cedar & Gold 4:23:57 The Dedication of the Temple 4:49:32 Wisdom or Wealth? 4:54:02 Worldliness & Materialism 5:11:06 Conclusion
Navigating without Panic is a Superpower. In the market, the people who lose the most are usually the ones who let fear make their decisions. They see volatility and forget the plan. Life works the same way. Every challenge doesn't require a reaction, some require trust. GOD never promised there wouldn't be storms, but He did promise you wouldn't have to face them alone. Panic clouds judgment, but faith creates clarity. When you know who you are, what you stand for, and where GOD is leading You, you stop making emotional decisions in temporary situations. Because the goal isn't to avoid turbulence, it's to navigate through it without losing yourself.NAVIGATING WITHOUT PANIC | Wallstreet Trapper (Episode 199) SpaceX IPO, BEAR MARKET, TRUMP⚖
Today's guest is Ben Carlson of Ritholtz Wealth Management, author of A Wealth of Common Sense and host of the Animal Spirits podcast. In today's episode, Ben unpacks the counterintuitive math behind long term investing. He reveals that picking the wrong asset every year still makes money, that the average up year tops 20%, and that stocks grow less volatile than bonds the longer you hold. To close, Ben explains why patience has never been harder. (0:00) Starts (2:05) Ben Carlson on the secret to investing (5:00) The worst investor ever (15:20) Tax management as new alpha (17:12) Inflation's impact on asset classes (21:06) "Now do Japan" (33:02) Lessons from bear markets (41:54) Discretionary investing challenges (46:31) Poor performance of hyperactive traders ----- Sponsor: Ivy Invest - To learn more about Ivy Invest's SEC-registered endowment-style fund, view the prospectus, and learn how to invest, visit ivyinvest.co/fund ----- Follow Meb on X, LinkedIn and YouTube For detailed show notes, click here To learn more about our funds and follow us, subscribe to our mailing list or visit us at cambriainvestments.com ----- Follow The Idea Farm: X | LinkedIn | Instagram | TikTok ----- Interested in sponsoring the show? Email us at Feedback@TheMebFaberShow.com ----- Past guests include Ed Thorp, Richard Thaler, Jeremy Grantham, Joel Greenblatt, Campbell Harvey, Ivy Zelman, Kathryn Kaminski, Jason Calacanis, Whitney Baker, Aswath Damodaran, Howard Marks, Tom Barton, and many more. ----- Meb's invested in some awesome startups that have passed along discounts to our listeners. Check them out here! ----- Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com). Learn more about your ad choices. Visit megaphone.fm/adchoices
Why do some people work hard every single day just to watch their money go "poof" into thin air? In this episode, Kris Krohn outlines the five critical financial mistakes you must never make with your money. From burning through active income to failing to delay gratification, discover how to transition your capital into assets that compound—allowing you to buy entry-level houses that multiply over time.
Episode Summary In this episode, Karl Bryan and Rode Dog dive deep into the difference between being "rich" and "wealthy," explore frameworks for financial decision-making, and break down practical systems to help coaches and business owners accumulate lasting, quiet wealth (not just loud riches). They tackle the psychology behind wealth, the dangers of FOMO-driven habits, good versus bad debt, AI's role in coaching, and unconventional book recommendations for sharper coaching minds. Stick around for Karl's "moment of Zen" on intentionally shaping the feel of your life and business. Key Topics Covered Rich vs. Wealthy: The Real Difference Karl Bryan lays out the classic Shaq example: "I'm rich making $10 million, but the team owner is wealthy." Rich displays as loud (cars, houses, spend), while wealth is quiet and built by what you don't spend or sell—accumulated over time 02:30. Wealth results from assets held and never sold, while rich is about consumption and visible spending. FOMO and "keeping up with the Kardashians" fuel expensive habits that keep people from accumulating real wealth 05:48. Good Debt vs. Bad Debt Good debt creates positive returns (e.g., property investments that cashflow or machinery that generates more than its payment). Bad debt (especially student loans) is debt you can't escape, often with no financial upside 08:35. Why Optionality Trumps Just "Getting Rich" Karl explains why optionality—having choices—is the ultimate wealth: "Live where you want, drive what you want, do what you want." But beware of moving the goalposts due to FOMO 09:28. Tariffs and Manufacturing Jobs The duo discuss why tariffs alone aren't bringing back traditional manufacturing jobs. AI, automation, and energy are where the future is headed—not trying to revive 1950s economies 12:10. Unconventional Book Recommendations for Coaches Deep-dive recommendations include "Confessions of an Economic Hitman," "The Creature from Jekyll Island," "Antifragile," "What I Learned Losing a Million Dollars," "Sapiens," and "Principles." Each offers powerful mental models, psychological insights, and frameworks—far beyond conventional business books 16:16. Real Estate as a Growth Lever Karl shares advanced real estate strategies (especially in niches like mobile homes and boutique hotels), advocating for accumulating assets that pay you forever, not just selling for a one-time gain 30:09. Designing Your Home, Business, and Life for the Right Feel The "moment of Zen" focuses on intentionally defining how you want your business, home, and life to feel—and structuring rules, systems, and rewards to support that vision 34:17. Notable Quotes "Rich is loud, wealthy is quiet. You want to become wealthy. You want to guide your clients to be wealthy." – Karl Bryan 07:00 "Earned money equals never sell… Introduce me to a family with old money, and I'll introduce you to a great-grandfather who didn't sell." – Karl Bryan 04:25 "FOMO is your most expensive habit... We used to keep up with the Joneses, now it's keeping up with the Kardashians." – Karl Bryan 05:47 "Leadership starts with telling the truth. You have to tell yourself the truth." – Karl Bryan 05:20 "Tariffs: you can't tariff your way back to 1950. The jobs coming back are automated factories with robotic jobs. Amazon 101." – Karl Bryan 12:28 "The real opportunity is energy, tech, and land. That's where the big dogs are investing." – Karl Bryan 12:51 "Optionality is the ultimate goal: the happiest, most peaceful people have lots of options." – Karl Bryan 40:14 Actionable Takeaways Understand & Teach the REAL Difference: Make sure both you and your clients aim to quietly accumulate wealth by holding and nurturing assets, instead of focusing on appearances or loud spending. Leverage Good Debt: Only take on debt that creates positive cashflow and avoid high-interest, no-upside consumer and student debt. Set (and Don't Move) the Goalposts: Establish clear financial targets for yourself and clients and beware of letting FOMO push you into perpetual "more chasing." Read for Leverage: Go beyond trendy business books; seek out foundational texts that give you frameworks on systems, psychology, power, and wealth that most coaches overlook. Build Systems Over Motivation: Use principles and mental models (like those from "Principles" and "Antifragile") to make wealth and happiness inevitable in your business and life. Structure for Feel, Not Just Achievement: Define how you want your business, home, and vacations to feel—then create rules and systems that support that intention. Resources Mentioned Book Recommendations: Confessions of an Economic Hitman (John Perkins) The Creature from Jekyll Island (G. Edward Griffin) Antifragile (Nassim Nicholas Taleb) What I Learned Losing a Million Dollars (Jim Paul & Brendan Moynihan) Sapiens (Yuval Noah Harari) Principles (Ray Dalio) Profit Acceleration Software (by Karl Bryan): Proven system for compounding profit growth for coaches and their clients. Focused.com – Daily emails, coaching resources, and more Networking & Market Analysis: Understand your Total Addressable Market (TAM), find your niche, and track where "the puck is going." If you enjoyed the episode, please subscribe, share with a fellow coach, and leave a review. See you next week on Business Coaching Secrets! Ready to elevate your coaching business? Don't wait! Listen to this episode now and make strides towards your goals. Visit Focused.com for more information on the Profit Acceleration Software™ and join the thriving community. Get a demo at https://go.focused.com/profit-acceleration
In this episode of Impact Theory with Tom Bilyeu, we dive deep into the contentious debate around wealth taxes, meritocracy, and the real mechanisms driving economic inequality. Tom reacts to the arguments presented by Gary's Economics, dissecting why wealth taxes are so polarizing among economists and the intelligentsia. Through a spirited analysis, Tom challenges emotional reasoning, highlights the fundamental differences between wealth and income, and explores the cause-and-effect behind inflation, innovation, and government tax policies. Whether you're for or against wealth taxes, this episode will challenge your assumptions about how wealth is created, taxed, and transferred—and why understanding economic cause-and-effect is more important than ever in this populist moment. Get ready for a raw and rigorous conversation about the real levers of prosperity and why our current debates often miss the point.What's up, everybody? It's Tom Bilyeu here:If you want my help...STARTING a business: join me here at ZERO TO FOUNDER: https://tombilyeu.com/zero-to-founder?utm_campaign=Podcast%20Offer&utm_source=podca[%E2%80%A6]d%20end%20of%20show&utm_content=podcast%20ad%20end%20of%20showSCALING a business: see if you qualify here.: https://tombilyeu.com/callGet my battle-tested strategies and insights delivered weekly to your inbox: sign up here.:https://tombilyeu.com/**********************************************************************If you're serious about leveling up your life, I urge you to check out my new podcast, Tom Bilyeu's Mindset Playbook —a goldmine of my most impactful episodes on mindset, business, and health. Trust me, your future self will thank you.**********************************************************************FOLLOW TOM:Instagram: https://www.instagram.com/tombilyeu/Tik Tok: https://www.tiktok.com/@tombilyeu?lang=enTwitter: https://twitter.com/tombilyeuYouTube: https://www.youtube.com/@TomBilyeuKetone IQ: Visit https://ketone.com/IMPACT for 30% OFF your subscription orderPaleovalley: 30 for $36 https://bit.ly/PaleovalleyIOpusClip: Explore Agent Opus at https://agent.opus.pro/exploreIncogni: Take your personal data back with Incogni! Use code IMPACT at the link below and get 60% off an annual plan: https://incogni.com/impactTruemed: Check your eligibility and start saving at https://truemed.com/impactEthos: Get a free quote at https://ethos.com/impactQuo: Try for free PLUS get 20% off your first 6 months at https://quo.com/impactNetsuite: Right now, get our free business guide, Demystifying AI, at https://NetSuite.com/TheoryPique: 20% off at https://piquelife.com/impactShopify: Sign up for your one-dollar-per-month trial period at https://shopify.com/impactSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Dave Smith brings you the latest in politics! On this episode of Part Of The Problem, Dave talks about the democratic primary in NY, the state of the democratic party, the economic influence of the increase in "democratic socialists", and more.Support Our Sponsors:Shopify - Own your customer relationships. Own your revenue. Start with a free trial at https://shopify.com/PROBLEMBodyBrain - Go to BodyBrainCoffee.com, use code DAVE20 for 20% off your first orderSheath - https://sheathunderwear.com use promo code PROBLEMPart Of The Problem is available for early pre-release at https://partoftheproblem.com as well as an exclusive episode on Thursday!PORCH TOUR DATES HERE:https://robbernsteincomedy.com/eventsFind Run Your Mouth here:YouTube - http://youtube.com/@RunYourMouthiTunes - https://podcasts.apple.com/us/podcast/run-your-mouth-podcast/id1211469807Spotify - https://open.spotify.com/show/4ka50RAKTxFTxbtyPP8AHmFollow the show on social media:X:http://x.com/ComicDaveSmithhttp://x.com/RobbieTheFireInstagram:http://instagram.com/theproblemdavesmithhttp://instagram.com/robbiethefire#libertarian See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Lynn Richardson.
This episode is brought to you by Aligned for Wealth™, a free 3-part experience designed to help you stop paying the high cost of misalignment. Replays end July 2nd! ✨ About This Season: The Anatomy of Alignment This season of Redefining Wealth is dedicated to unpacking what alignment really means — not as a buzzword, but as structure. We're dissecting how misalignment impacts each of the Six Pillars of Wealth — FIT, PEOPLE, SPACE, FAITH, WORK, and MONEY — and what it truly costs when we tolerate what drains us. Each episode builds on the last. So subscribe and journey with us as we move from awakening… to redefining… to actualizing. Episode Summary In this season finale, Patrice reflects on one of the most powerful lessons from the Anatomy of Alignment series: the difference between the price of change and the cost of staying the same. While many people fear the discomfort, grief, uncertainty, or inconvenience that comes with making aligned decisions, Patrice challenges listeners to consider the long-term cost of remaining in situations, relationships, habits, and environments that no longer support who they're becoming. Through personal stories about her health, relationships, home, and recent life transitions, she reveals how misalignment quietly taxes our energy, peace, and potential over time. Ultimately, this episode is an invitation to stop calculating only the immediate price of change and start honestly evaluating the hidden cost of staying the same. Patrice reminds us that alignment often requires temporary discomfort, but misalignment can create years of emotional, spiritual, physical, and financial drain. As she closes out the season, she encourages listeners to embrace the work of alignment, trust the vision they've been given, and choose the version of life that reflects who they are becoming rather than who they used to be. Questions to Ask Yourself: What am I avoiding because I'm focused on the price instead of the cost? Where in my life am I paying a long-term price for staying the same? What relationship, habit, environment, or commitment no longer aligns with who I'm becoming? What would become possible if I stopped negotiating with misalignment? Am I willing to experience temporary discomfort in exchange for lasting alignment? Want to Redefine Wealth for Yourself? Start Here:
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Lynn Richardson.
When we sat down with Paul Andre Huet, CEO of America's Gold and Silver, for our latest Payne Points of Wealth episode, one theme became clear: The demand story for silver is evolving and expanding. Let's break it down in simple terms. 1. Electrification of the Economy Silver is one of the best electrical conductors in the world. That makes it critical for: electric vehicles charging infrastructure transmission systems As more of the global economy moves from fossil fuels to electricity, the need for efficient conductive materials rises, and silver plays a central role. 2. Electronics & Connectivity Virtually every modern electronic device contains silver: smartphones laptops semiconductors circuit boards As the world becomes more connected, the baseline demand here isn't shrinking, it's steadily expanding. 3. Solar Energy Solar panels use silver in their photovoltaic cells. Every installation: from residential rooftops to utility-scale solar farms requires it. As countries continue: reducing carbon emissions investing in renewable energy building out grid capacity Silver demand increases alongside that transition. 4. Automotive (Beyond EVs) Even traditional vehicles rely on silver in: electronics safety systems sensors Modern cars, especially higher-end models are increasingly electronic systems on wheels. The Supply Reality While use cases are expanding, supply isn't as flexible. Many silver mines don't produce silver as their primary output Production is often tied to other metals like copper or lead Opening new mines takes years, often a decade or more This creates a dynamic where: demand can rise quickly supply responds slowly That imbalance tends to matter over time. Where Investors Often Get It Wrong Investors tend to focus on what's obvious. Today, that means: The Magnificent Seven: Apple, Microsoft, Nvidia, Alphabet, Amazon, Meta and Tesla Widely discussed semiconductor stocks Big IPOs like SpaceX, OpenAI & Anthropic But in markets, leadership rotates. Yesterday's winners aren't usually tomorrow's leaders. Most of the best opportunities don't come from chasing what's already worked, but where the underlying drivers are changing. Silver may be one of those areas. Not because of a single headline. But because of a broad, overlapping set of use cases that continue to grow. A Financial Planning Perspective Now, this is where discipline becomes important. A compelling story does not automatically mean it should be in a portfolio. When we think about building a portfolio, we're NOT asking: “Is this interesting?” We're asking: Do I have all my bases covered when building a diversified allocation? If commodities like silver rise, does my portfolio benefit? How can owning different asset classes in my portfolio reduce volatility? Does my portfolio align with my long-term financial goals? Because a stand-alone commodity like silver can: be cyclical experience sharp price swings move on sentiment as much as fundamentals Instead, owing a diversified basket of commodities that includes silver, can potentially lower overall portfolio risk, not increase it The Bigger Takeaway One of the most valuable insights from our conversation wasn't about predicting silver prices. It was about something more fundamental: where demand is quietly growing in the real economy. We're seeing: more electrification more energy transformation more connectivity more industrial complexity And silver sits at the intersection of all of it. Final Thought Over the long term, markets rarely reward investors for buying what's hot today, they reward allocating capital to sectors and asset classes before they become widely popular among investors. Right now, silver is becoming more embedded in how the world operates: how we produce energy how we move how we communicate how we build That doesn't mean it's definitely going higher. And it doesn't replace the need for a diversified, disciplined plan. But it does mean it's worth paying attention to. If you haven't yet, we encourage you to listen to Episode 245 of Payne Points of Wealth, it's a great discussion on how evolving real-world demand, operational execution, and long-term investing intersect.
Forget hidden underground vaults and Hollywood-style Swiss bank accounts. The reality of where millionaires keep their money is far more systematic and boring than you think. Kris Krohn breaks down the four specific places where he and his wealthiest peers store cash to protect, preserve, and grow their wealth. Learn how to emulate these results and master the game of money once and for all.
Could wealth taxes spread beyond California? Tax strategist David Perez joins Kathy Fettke to discuss the growing push for millionaire taxes, why some investors are relocating, and the tax mistakes that could cost real estate investors thousands. Download our FREE tax pdf at www.realwealth.com/taxcheatsheet DISCLAIMER The views and opinions expressed in this podcast are provided for informational purposes only, and should not be construed as an offer to buy or sell any securities or to make or consider any investment or course of action. For more information, go to www.RealWealthShow.com.
Ben Criddle talks BYU sports every weekday from 2 to 6 pm.Today's Host: Ben Criddle (@criddlebenjamin) and Co-Host: (ronthe3manweav)Subscribe to the Cougar Sports with Ben Criddle podcast: Apple Podcasts: https://itunes.apple.com/us/podcast/cougar-sports-with-ben-criddle/id99676
Success has an interesting way of moving the goalposts. You land a book deal, the business starts to take off, money starts flowing, you sell the business for life-changing wealth, and yet somehow struggle to keep the calendar open for what matters most. For many entrepreneurs, the pursuit of wealth and freedom slowly turns into a new set of obligations, responsibilities, and pressures that can be just as demanding as the life they were trying to escape.That's why I'm excited to introduce you to my friend Joel Marion. Joel is a serial entrepreneur, 6-time bestselling author, direct-response marketing expert, and co-founder of BioTrust, a company that he helped scale to a 9-figure exit before his 40th birthday. Today, he mentors entrepreneurs and is launching Sound & Soul, a business focused on creating intimate live music experiences that bring people together through connection and shared memories.In this conversation, Joel shares his unlikely journey from substitute teacher to entrepreneur with a huge exit, the lessons he learned from years of setbacks, and why some of his biggest breakthroughs came after his greatest disappointments.In this episode, you'll learn: ✅ How Joel turned a failed book launch and a season of substitute teaching into the foundation for a business that generated millions in profit.✅ Why one of Joel's most painful business setbacks taught him more about success, leadership, and fulfillment than any of his biggest wins.✅ How Joel's definition of wealth evolved from chasing financial freedom to prioritizing time, relationships, and memorable experiences.Show Notes: LifestyleInvestor.com/296Tax Strategy MasterclassIf you're interested in learning more about Tax Strategy and how YOU can apply 28 of the best, most effective strategies right away, check out our BRAND NEW Tax Strategy Masterclass: www.lifestyleinvestor.com/taxStrategy Session For a limited time, my team is hosting free, personalized consultation calls to learn more about your goals and determine which of our courses or masterminds will get you to the next level. To book your free session, visit LifestyleInvestor.com/consultationThe Lifestyle Investor InsiderJoin The Lifestyle Investor Insider, our brand new AI - curated newsletter - FREE for all podcast listeners for a limited time: www.lifestyleinvestor.com/insiderRate & ReviewIf you enjoyed today's episode of The Lifestyle Investor, hit the subscribe button on Apple Podcasts, Spotify, or wherever you listen, so future episodes are automatically downloaded directly to your device. You can also help by providing an honest rating & review.Connect with Justin DonaldFacebookYouTubeInstagramLinkedInTwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Lynn Richardson.
Everyone is mad at Benny Blanco for eating blueberries that cost $200! What's the grossest display of wealth you've ever witnessed?
You know what's pretty fucked up? Someone who Is less talented than you is probably making way more money... Simply because she believes in herself more than you do. Press play and become the kind of person who stops comparing and starts cashing in on their own potential. Remember, reciprocal energy is a MF thing... so send this to a friend is outgrowing self doubt and welcoming in wealth in a whole new way. PS. Done letting self-doubt cost you money? This subconscious rewiring session is your next move
Dave Smith brings you the latest in politics! On this episode of Part Of The Problem, Dave and Robbie "the fire" Bernstein discuss Tucker announcing his end of support for the Republican party, Michael Knowles urging republicans that the party is not their enemy, the rocky start to negotiations with Iran, and more.Support Our Sponsors:Brunt Workwear - http://bruntworkwear.com/ Use code PROBLEMProlon - https://prolonlife.com/potpTroll Co - https://www.trollco.com/problem and use code DAVE25 for 25% off your first order.Part Of The Problem is available for early pre-release at https://partoftheproblem.com as well as an exclusive episode on Thursday!PORCH TOUR DATES HERE:https://robbernsteincomedy.com/eventsFind Run Your Mouth here:YouTube - http://youtube.com/@RunYourMouthiTunes - https://podcasts.apple.com/us/podcast/run-your-mouth-podcast/id1211469807Spotify - https://open.spotify.com/show/4ka50RAKTxFTxbtyPP8AHmFollow the show on social media:X:http://x.com/ComicDaveSmithhttp://x.com/RobbieTheFireInstagram:http://instagram.com/theproblemdavesmithhttp://instagram.com/robbiethefire#libertarian See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Stay informed on current events, visit www.NaturalNews.com - Introduction to Natural Abundance (0:10) - Natural Abundance in the Human Body (6:58) - Energy and Intelligence from Natural Abundance (13:47) - The Law of Substitution and Transcendence (20:33) - The Role of Human Governments and Institutions (27:00) - The Importance of Natural Abundance in Health and Wealth (33:46) - The Role of Gold and Silver in Financial Security (39:48) - The Impact of Natural Catastrophes on Earth's History (46:34) - The Role of Impact Phenomena in Natural Catastrophes (53:46) - The Importance of Studying Natural Catastrophes (1:00:37) - Comet Impact on the Sun (1:06:58) - Discussion on Comet Impact and Solar Response (1:14:01) - Periodic Flux of Comets and Historical Evidence (1:21:28) - Impact of Climate Change and Political Intervention (1:28:37) - Historical Climate Change and Its Impact (1:35:03) - The Role of Carbon Dioxide and Climate Change (1:41:44) - The Tunguska Event and Its Implications (1:48:05) - The Importance of Preparedness and Respect for Uncertainty (1:54:13) - The Role of Education and Alternative Models (2:00:40) - The Future of Education and Knowledge Decentralization (2:07:15) Watch more independent videos at http://www.brighteon.com/channel/hrreport ▶️ Support our mission by shopping at the Health Ranger Store - https://www.healthrangerstore.com ▶️ Check out exclusive deals and special offers at https://rangerdeals.com ▶️ Sign up for our newsletter to stay informed: https://www.naturalnews.com/Readerregistration.html Watch more exclusive videos here:
On episode 470 of Animal Spirits, Michael Batnick and Ben Carlson discuss: why diversification is working again, how AI is creating more winners and losers in the stock market, why the Mag 7 is underperforming, the triple-digit club, why investors are holding more cash, rich people who complain too much, what makes America great, AI is disrupting self help books, the World Cup and more. This episode is sponsored by Betterment Advisor Solutions and YCharts. Learn more at https://www.betterment.com/advisors Visit https://go.ycharts.com/animal-spirits to start a free trial and get 20% off your initial YCharts Professional subscription (new customers only). Sign up for The Compound newsletter and never miss out: thecompoundnews.com/subscribe Find complete show notes on our blogs: Ben Carlson's A Wealth of Common Sense Michael Batnick's The Irrelevant Investor Feel free to shoot us an email at animalspirits@thecompoundnews.com with any feedback, questions, recommendations, or ideas for future topics of conversation. Investing involves the risk of loss. This podcast is for informational purposes only and should not be or regarded as personalized investment advice or relied upon for investment decisions. Michael Batnick and Ben Carlson are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management. The Compound Media, Incorporated, an affiliate of Ritholtz Wealth Management, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. For additional advertisement disclaimers see here https://ritholtzwealth.com/advertising-disclaimers. Investments in securities involve the risk of loss. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided on this website (including any information that may be accessed through this website) is not directed at any investor or category of investors and is provided solely as general information. Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities. See our disclosures here: https://ritholtzwealth.com/podcast-youtube-disclosures/ Learn more about your ad choices. Visit megaphone.fm/adchoices
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cherina & Mowbray Rowand.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Whitney Knox Lee.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Whitney Knox Lee.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cherina & Mowbray Rowand.
Jun 23, 2026 – Global fintech expert Rich Turrin discusses the US government's ban on Anthropic's advanced AI models and its broader geopolitical impact. He explains how these restrictions disrupt global access, push international businesses...
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cherina & Mowbray Rowand.
You know when you scroll past another headline about Elon Musk, and a part of you can't help but wonder—is the system REALLY this unfair… or are we just missing something? In this episode, we're diving into the wild story of how Elon Musk became the world's first trillionaire, why so many people immediately called it a crime, and what's actually broken in our economy (hint: it's not what you think). If you're sick of feeling like the game is rigged and want to REALLY understand what's going on behind the scenes—buckle up.We're breaking down how money truly works, what inflation is doing to your daily life, and why regular folks like Juan, a SpaceX welder turned millionaire, prove there's actually more opportunity than most of us realize. Plus, you'll get the brutal truth about modern financial systems, AI hype, market manipulation, and why those “burn it all down” hot takes are more destructive than you think.What's up, everybody? It's Tom Bilyeu here:If you want my help...STARTING a business: join me here at ZERO TO FOUNDER: https://tombilyeu.com/zero-to-founder?utm_campaign=Podcast%20Offer&utm_source=podca[%E2%80%A6]d%20end%20of%20show&utm_content=podcast%20ad%20end%20of%20showSCALING a business: see if you qualify here.: https://tombilyeu.com/callGet my battle-tested strategies and insights delivered weekly to your inbox: sign up here.:https://tombilyeu.com/**********************************************************************If you're serious about leveling up your life, I urge you to check out my new podcast, Tom Bilyeu's Mindset Playbook —a goldmine of my most impactful episodes on mindset, business, and health. Trust me, your future self will thank you.**********************************************************************FOLLOW TOM:Instagram: https://www.instagram.com/tombilyeu/Tik Tok: https://www.tiktok.com/@tombilyeu?lang=enTwitter: https://twitter.com/tombilyeuYouTube: https://www.youtube.com/@TomBilyeuKetone IQ: Visit https://ketone.com/IMPACT for 30% OFF your subscription orderPaleovalley: 30 for $36 https://bit.ly/PaleovalleyITOpusClip: Explore Agent Opus at https://agent.opus.pro/exploreIncogni: Take your personal data back with Incogni! Use code IMPACT at the link below and get 60% off an annual plan: https://incogni.com/impactTruemed: Check your eligibility and start saving at https://truemed.com/impactEthos: Get a free quote at https://ethos.com/impactQuo: Try for free PLUS get 20% off your first 6 months at https://quo.com/impactNetsuite: Right now, get our free business guide, Demystifying AI, at https://NetSuite.com/TheoryPique: 20% off at https://piquelife.com/impactShopify: Sign up for your one-dollar-per-month trial period at https://shopify.com/impact00:00 - Intro02:26 - Part 1: Yes, The Game Is Rigged10:50 - Part 2: What is Wealth & How is it Created?26:55 - Part 3: How to Deal with a Rigged GameSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Dave Smith brings you the latest in politics! On this episode of Part Of The Problem, Dave and Robbie "the fire" Bernstein discuss the pivot in negotiations with Iran, Ben Shapiro giving advice on combat strategy on his show, the silver lining of this war, and more.Support Our Sponsors:CrowdHealth - https://www.joincrowdhealth.com/promos/potpRidge - https://ridge.com/potp10Hexclad - Find your forever cookware @hexclad and get10% off at https://hexclad.com/PROBLEM! #hexcladpartnerUltra - Don't sleep on Ultra Pouches. New customers get 15% Off with code PROBLEM at https://takeultra.com!Part Of The Problem is available for early pre-release at https://partoftheproblem.com as well as an exclusive episode on Thursday!PORCH TOUR DATES HERE:https://robbernsteincomedy.com/eventsFind Run Your Mouth here:YouTube - http://youtube.com/@RunYourMouthiTunes - https://podcasts.apple.com/us/podcast/run-your-mouth-podcast/id1211469807Spotify - https://open.spotify.com/show/4ka50RAKTxFTxbtyPP8AHmFollow the show on social media:X:http://x.com/ComicDaveSmithhttp://x.com/RobbieTheFireInstagram:http://instagram.com/theproblemdavesmithhttp://instagram.com/robbiethefire#libertarian See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley Joi Boyd. Interview Purpose The purpose of this interview is to explore the intersection of creativity, financial literacy, ownership, and personal resilience, using Ashley Joi Boyd’s journey as a Grammy‑nominated songwriter, music publisher, real estate developer, and author as a powerful case study. Through honest conversation, Ashley reframes success in the entertainment industry beyond fame and hits, emphasizing business ownership, financial education, mindset, and long‑term wealth building. The interview also serves as an empowerment message—particularly for women—demonstrating that financial setbacks, including bankruptcy, can become turning points rather than permanent barriers. Major Themes & Key Takeaways 1. Songwriting Is the Heart—and the Business—of Music Ashley explains that songwriting is not just creativity; it is the foundation of lasting success in the music industry. While artists may earn from performances, writers and publishers earn from ownership, collecting royalties every time a song is played, streamed, or used globally. Key takeaway: Creativity generates income, but ownership generates wealth. 2. Publishing Is Where the Real Money Lives Ashley highlights that music publishing—not performing—is the most lucrative side of the industry. By owning her publishing company, she positioned herself to earn long‑term, recurring income rather than relying on one‑time payments or constant touring. Key takeaway: Understanding back‑end revenue streams is critical in any industry. 3. Business Knowledge Creates Leverage Raised in an entertainment household, Ashley learned early the importance of understanding contracts, rights, and percentages. She famously walked away from a publishing deal that demanded 75% ownership—choosing long‑term control over short‑term opportunity. Key takeaway: Walking away from the wrong deal can be the right decision. 4. Opportunity Meets Preparation Ashley’s collaboration on Justin Bieber’s hit “Yummy” did not happen overnight. It was the result of years of preparation, proven skill, respect for her craft, and being ready when the door opened. Key takeaway: Access opens doors, but preparation determines what happens next. 5. Financial Collapse Can Become Financial Education Ashley openly discusses filing for bankruptcy after the 2008 housing crash—a moment she describes as devastating but transformative. With no guidance at the time, she was forced to learn money management the hard way, reshaping her relationship with credit, debt, and planning. Key takeaway: Bankruptcy is not the end—it can be the beginning of financial mastery. 6. Financial Literacy Is Often Untaught—but Essential Ashley stresses that many people, especially women, are never taught how to manage money, credit, or wealth. This gap inspired her book Financially Fly: Mastering Money and Wealth for Women, written to create a safe, honest space for financial conversations. Key takeaway: Making money is not the same as knowing how to keep or grow it. 7. Wealth Is About Structure, Not Just Cash In defining generational wealth, Ashley emphasizes trusts, insurance policies, estate planning, and real estate—structures that protect families long after income stops. Key takeaway: Generational wealth is built with systems, not just income. 8. Invest in Yourself First One of Ashley’s most practical strategies is prioritizing yourself as a financial line item—saving consistently, protecting your credit, and building habits that support future freedom. Key takeaway: If you don’t prioritize yourself financially, no one else will. 9. Mindset Drives Money Patterns Ashley underscores that many financial struggles are rooted in scarcity mindset and emotional spending. Shifting to an abundance mindset and facing numbers honestly is the first step toward change. Key takeaway: Your mindset controls your financial outcomes. Notable Quotes “Songwriting is the heart and soul of a song—it’s what makes it last.” “The real money in music is on the back end.” “I walked away from a deal because the business wasn’t right—and that changed everything.” “Bankruptcy forced me to learn how to protect myself.” “Just because you know how to make money doesn’t mean you know how to keep it.” “Generational wealth is structure—trusts, insurance, planning.” “Put yourself on your own balance sheet.” “Your mindset controls everything around you.” Overall Message Ashley Joi Boyd’s interview is a masterclass in reclaiming control—creatively, financially, and mentally. Her story demonstrates that wealth is not defined by income alone, but by ownership, education, structure, and intention. By openly sharing both her success and setbacks, Ashley empowers listeners to stop avoiding financial truth, build sustainable habits, and believe that long‑term wealth is possible—no matter where they are starting. #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cary Carbonaro.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley Joi Boyd. Interview Purpose The purpose of this interview is to explore the intersection of creativity, financial literacy, ownership, and personal resilience, using Ashley Joi Boyd’s journey as a Grammy‑nominated songwriter, music publisher, real estate developer, and author as a powerful case study. Through honest conversation, Ashley reframes success in the entertainment industry beyond fame and hits, emphasizing business ownership, financial education, mindset, and long‑term wealth building. The interview also serves as an empowerment message—particularly for women—demonstrating that financial setbacks, including bankruptcy, can become turning points rather than permanent barriers. Major Themes & Key Takeaways 1. Songwriting Is the Heart—and the Business—of Music Ashley explains that songwriting is not just creativity; it is the foundation of lasting success in the music industry. While artists may earn from performances, writers and publishers earn from ownership, collecting royalties every time a song is played, streamed, or used globally. Key takeaway: Creativity generates income, but ownership generates wealth. 2. Publishing Is Where the Real Money Lives Ashley highlights that music publishing—not performing—is the most lucrative side of the industry. By owning her publishing company, she positioned herself to earn long‑term, recurring income rather than relying on one‑time payments or constant touring. Key takeaway: Understanding back‑end revenue streams is critical in any industry. 3. Business Knowledge Creates Leverage Raised in an entertainment household, Ashley learned early the importance of understanding contracts, rights, and percentages. She famously walked away from a publishing deal that demanded 75% ownership—choosing long‑term control over short‑term opportunity. Key takeaway: Walking away from the wrong deal can be the right decision. 4. Opportunity Meets Preparation Ashley’s collaboration on Justin Bieber’s hit “Yummy” did not happen overnight. It was the result of years of preparation, proven skill, respect for her craft, and being ready when the door opened. Key takeaway: Access opens doors, but preparation determines what happens next. 5. Financial Collapse Can Become Financial Education Ashley openly discusses filing for bankruptcy after the 2008 housing crash—a moment she describes as devastating but transformative. With no guidance at the time, she was forced to learn money management the hard way, reshaping her relationship with credit, debt, and planning. Key takeaway: Bankruptcy is not the end—it can be the beginning of financial mastery. 6. Financial Literacy Is Often Untaught—but Essential Ashley stresses that many people, especially women, are never taught how to manage money, credit, or wealth. This gap inspired her book Financially Fly: Mastering Money and Wealth for Women, written to create a safe, honest space for financial conversations. Key takeaway: Making money is not the same as knowing how to keep or grow it. 7. Wealth Is About Structure, Not Just Cash In defining generational wealth, Ashley emphasizes trusts, insurance policies, estate planning, and real estate—structures that protect families long after income stops. Key takeaway: Generational wealth is built with systems, not just income. 8. Invest in Yourself First One of Ashley’s most practical strategies is prioritizing yourself as a financial line item—saving consistently, protecting your credit, and building habits that support future freedom. Key takeaway: If you don’t prioritize yourself financially, no one else will. 9. Mindset Drives Money Patterns Ashley underscores that many financial struggles are rooted in scarcity mindset and emotional spending. Shifting to an abundance mindset and facing numbers honestly is the first step toward change. Key takeaway: Your mindset controls your financial outcomes. Notable Quotes “Songwriting is the heart and soul of a song—it’s what makes it last.” “The real money in music is on the back end.” “I walked away from a deal because the business wasn’t right—and that changed everything.” “Bankruptcy forced me to learn how to protect myself.” “Just because you know how to make money doesn’t mean you know how to keep it.” “Generational wealth is structure—trusts, insurance, planning.” “Put yourself on your own balance sheet.” “Your mindset controls everything around you.” Overall Message Ashley Joi Boyd’s interview is a masterclass in reclaiming control—creatively, financially, and mentally. Her story demonstrates that wealth is not defined by income alone, but by ownership, education, structure, and intention. By openly sharing both her success and setbacks, Ashley empowers listeners to stop avoiding financial truth, build sustainable habits, and believe that long‑term wealth is possible—no matter where they are starting. #SHMS #BEST #STRAWSee omnystudio.com/listener for privacy information.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Cary Carbonaro.
Bill Yount reached financial independence at 60—then froze. His financial advisor confirmed 100% security, yet instead of relief, he felt disoriented fog. The emergency medicine physician who transformed from YOLO spender to 40% saver now struggles with a question that haunts many late starters: if I'm financially free, why can't I leave? Key Topics Discussed 00:05:30 The Wake-Up Call: From YOLO to Financial Awareness Bill's trifecta of mistakes at age 50: being house poor after an underwater renovation, maintaining a single-digit savings rate, and panic-selling stocks at market bottom. A lawsuit became the catalyst for confronting financial reality and transforming to a 30-40% savings rate within a decade. 00:15:00 The Emotional Journey: Anger, Shame, and Transformation Processing the emotional weight of starting late requires confronting anger, shame, and regret. Bill explains how downsizing from material excess created unexpected freedom, and why late starters must do the psychological work alongside the mathematical calculations. 00:22:00 The Partnership: Wife's Role and Family Dynamics Bill's wife became Chief Visionary Officer, returned to work full-time, and they saved her entire income through solo 401(k)s. Their journey debunks the "rich doctor syndrome" myth—25% of physicians at age 60 aren't even millionaires. 00:28:00 The Fog of FI: Reaching the Number and Not Knowing What's Next Sitting across from a financial advisor who confirmed complete financial security, Bill experienced unexpected confusion instead of celebration. This disorienting state—FOGO, or fear of getting out—reveals how identity and emotion don't automatically align with mathematical achievement. 00:35:00 One More Year Syndrome and Identity Struggles Despite being FI, Bill continues working twelve-hour emergency medicine night shifts. He candidly explores identity wrapped up in being a doctor, the meaning derived from patient care, and the difficulty of imagining life beyond the hospital. 00:42:00 The Glide Path: Cutting Shifts and Taking Action After Doc G asked for "one good reason" to keep his current schedule and Bill couldn't answer, he committed to cutting two shifts per month. This gradual approach offers an alternative to the all-or-nothing retirement cliff. 00:50:00 Lessons for Late Starters: Beliefs and Barriers Common limiting beliefs that paralyze late starters include "I'm too far behind," "I don't make enough," and "I don't know enough." Bill emphasizes it's always the right time to start, and the math works the same regardless of income level. 00:58:00 Health, Wealth, and Future Planning A frank discussion about neglecting physical health during wealth accumulation. Bill commits to refocusing on exercise and wellness to minimize the gap between healthspan and lifespan during the "go-go years" of early retirement. 01:05:00 Community, Travel, and What's Next Future plans include traveling to Norway with his sons, speaking at KiwiFi in New Zealand, and an ambitious mission: ensuring every medical resident receives a financial plan by 2035. Notable Quotes Bill Yount: "The emphasis, as we say, on late starter is on the starting and not being late." Bill Yount: "Between stimulus and response is a space. And we need to embrace that space because in that space, we need to regulate and choose our response." Bill Yount: "Relationships compound better than money, I think." Bill Yount: "It's better late than never. And we can catch up to FI together." Ginger: "I think a lot of people say, oh, that person is like me, right? And if they can do it, I can do it." Key Takeaways Track your money completely: Know your net worth, understand expenses, and identify where money goes before creating a plan Implement a reverse budget: Save your target percentage (30-40% if possible) off the top first, then spend the rest according to values Address the emotional work: Process anger, shame, and regret about past mistakes. Forgiveness matters as much as spreads…
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