Podcasts about Wealth

One Yale economist certainly thinks so. But even if he's right, are economists any better? We find out, in this update of a 2022 episode. SOURCES:James Choi, professor of finance at the Yale School of Management.Morgan Housel, personal finance author and partner at the Collaborative Fund. RESOURCES:The Art of Spending Money: Simple Choices for a Richer Life, by Morgan Housel (2025).“Popular Personal Financial Advice versus the Professors,” by James J. Choi (Journal of Economic Perspectives, 2022).“Media Persuasion and Consumption: Evidence from the Dave Ramsey Show,” by Felix Chopra (SSRN, 2021).The Psychology of Money: Timeless Lessons on Wealth, Greed, and Happiness, by Morgan Housel (2020).“In Bogle Family, It's Either Passive or Aggressive,” by Liam Pleven (Wall Street Journal, 2013). EXTRAS: “Harold Pollack on Why Managing Your Money Is as Easy as Taking Out the Garbage,” by People I (Mostly) Admire (2021).“People Aren't Dumb. The World Is Hard,” by Freakonomics Radio (2018).“Everything You Always Wanted to Know About Money (But Were Afraid to Ask),” by Freakonomics Radio (2017).“The Stupidest Thing You Can Do With Your Money,” by Freakonomics Radio (2017). Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Being cautiously optimistic means I trust the vision GOD gave me, but I still respect the process HE's using to build me. I've learned that impatience blocks Blessings and shortcuts delay Destiny. So I stay prayed up, studied up, and prepared for when the door opens. I know what's coming—not because I'm guessing, but because I'm growing. And when it arrives, I'll be ready, not rushed. Cautiously Optimistic | Wallstreet Trapper (Episode 174) Trappin TuesdaysJoin our Exclusive Patreon!!! Creating Financial Empowerment for those who've never had it.

Taxes are the single biggest expense most Americans will ever face—and yet almost no one is taught how they really work. In this episode of Right About Now, Ryan Alford is joined by Mark J. Kohler, renowned Main Street tax attorney, to break down how the tax code is designed to reward certain behaviors—and how everyday entrepreneurs can legally take advantage of it. This conversation covers: Why side hustles unlock powerful tax advantages How small business owners can dramatically reduce their effective tax rate The difference between delegating taxes and leading your tax strategy Why depreciation, real estate, and alternative investments matter How wealthy individuals think differently about money and taxes Why the tax code incentivizes entrepreneurship, housing, and investment Mark explains that the tax system isn’t broken—it’s behavior-based. Those who understand the rules use them to build wealth, while everyone else overpays out of fear or ignorance. If you’re a business owner, investor, or building a side hustle, this episode will change how you think about money—and what you keep. Guest:Mark J. Kohler – Tax Attorney & EntrepreneurWebsite: markjkohler.com  

What if the thing holding you back in business… isn't strategy, mindset, or even trauma but your energy?In this expansive and electrifying episode, George is joined by Dr. Espen, a quantum coach, biohacker, and global speaker who bridges the worlds of science and spirit. Together, they unlock the power of quantum physics, conscious awareness, and energy alignment in healing, business, and life.This is more than a conversation, it's a frequency shift.Together they unpack everything from the subconscious blocks affecting your income, to how quantum science validates ancient wisdom, to the keys to unlocking vibrational alignment in business, relationships, and health.If you're ready to raise your frequency and tap into your full potential, this episode is your blueprint.What You'll Learn in This Episode:The 8 areas of life that impact your vibrational frequencyWhat quantum physics reveals about your thoughts, identity, and wealthHow trauma and unresolved emotion lower your energetic set pointThe truth about self-sabotage (and how to end the cycle)How to activate the field of infinite possibility in your life Key Takeaways:✔️You don't attract what you want, you attract what you are.✔️Energy is everything. Mastering it unlocks exponential healing and growth.✔️Subconscious wounds drive 95% of behavior, you must go within to shift what you see outside.✔️Your wealth is a reflection of your worth.✔️Business success is not just strategy… it's vibrational alignment. Timestamps & Highlights:[00:00] – Dr. Espen's backstory: from wheelchair to quantum mastery[09:10] – Bridging science and spirituality: what is “quantum coaching”?[17:36] – The quantum model of change: shifting from victim to creator[24:45] – Understanding the “quantum field” and how we affect it[32:01] – Self-sabotage, healing trauma, and nervous system regulation[41:14] – Raising your frequency through lifestyle and intention[48:39] – Why business growth is spiritual growth[56:11] – Wealth consciousness and your energetic set point[1:04:50] – How to unlock your divine potential[1:10:28] – Final truth bomb: it's already within you Connect with Dr. Espen:Website: drespen.comInstagram: @dr_espenFacebook: Dr. Espen Wold-JensenTikTok: @dr_espenYouTube: Dr Espen Wold-JensenYour Challenge This Week:Which part of your life needs a frequency shift?Tag @itsgeorgebryant and @dr_espen with your biggest takeaway and share how you're aligning your business with your energy.Reminder: You're not here to hustle. You're here to harmonize.Join The Alliance – The Relationship Beats Algorithms™ community of heart-led entrepreneursApply for 1:1 Coaching – Build your legacy with clarity, connection, and inner alignmentAttend a Live Event – Step into the room where growth becomes exponential: https://mindofgeorge.com/retreat/

Matt and Nic are back for the first OTB show of 2026. In this episode: Matt's ice rink adventures The House issues a draft of the PARITY Act The trouble with wealth taxes DATs continue to bleed out We talk about Nic's fiction story Predictions for 2026 Is there a secret exchange insolvency? What constitutes insider trading for prediction markets?  Is the four year cycle finally over?  Is it time to try socialfi again?  Kickstarter snafus Content mentioned in this episode: Nic Carter, Trillion Dollar Salvage  

Most farmers still buy equipment the old way—cash or bank loans—losing years of compound growth. What if the problem isn't your policy… It's when the money runs through it?

Send us a textIn this episode of Multifamily AP 360, host Ram welcomes franchise consultant Kim Daly. Kim shares her journey from aspiring medical professional to building the largest franchise consulting business. She discusses how franchising found her and how she helps people achieve financial freedom. Kim explains the importance of mindset and vision, and how dreaming big can lead to success. She highlights the transformative power of franchising and offers insights on helping clients find their vision, build wealth, and secure their financial future. Kim also delves into her personal growth, touching on key challenges and successful strategies she's employed over her 23-year career. Towards the end, Kim talks about her passive investment strategies, including her experiences with multifamily investments, crypto, and oil and gas. She concludes by emphasizing the significance of mindset and continuous personal development for achieving success and financial independence. Support the showFollow Rama on socials!LinkedIn | Meta | Twitter | Instagram|YoutubeConnect to Rama Krishnahttps://calendly.com/rama-krishna/ E-mail: info@ushacapital.comWebsite: www.ushacapital.comRegister for Multifamily AP360 - 2025 virtual conference - https://mfap360.com/To find out more about partnering or investing in a multifamily deal: email: info@ushacapital.com

In this wide-ranging conversation, Gautam Baid joins Excess Returns to discuss the principles that shaped his investing philosophy, the lessons learned through bear markets, and why compounding, patience, and quality matter far more than forecasts or short-term performance. Drawing from his books The Joys of Compounding and The Making of a Value Investor, Baid shares a deeply reflective framework for long-term investing, portfolio construction, behavioral discipline, and global diversification, with insights spanning Indian and US markets, liquidity cycles, AI, and investor psychology.Main topics covered• The asymmetric power of compounding and why being wrong half the time can still lead to exceptional long-term returns• Why patience, temperament, and behavior matter more than analytical precision in investing• The role of journaling in improving decision-making and avoiding repeated behavioral mistakes• How investor sentiment reveals itself through IPO markets and portfolio quality late in bull cycles• Why long-term investing requires continuous monitoring rather than buy-and-forget complacency• Letting winners run, cutting losers, and understanding power-law outcomes in stock markets• Liquidity cycles and how they drive market returns in both India and the United States• How bear markets reshape investing philosophy toward resilience, quality, and diversification• When averaging down makes sense and when it is dangerous• The differences between Indian and US equity markets, valuations, and governance• Why home country bias can be a major risk for US-based investors• AI, productivity, profitability, and where future market winners may emerge beyond mega-cap tech• Why passion for investing matters more than money in sustaining long-term successTimestamps00:00 Introduction and the asymmetric nature of compounding01:00 Gautam Baid's investing background and books03:00 The importance of journaling and learning through bear markets06:00 Investor sentiment, IPOs, and late-cycle market behavior10:20 Long-term investing versus complacency and monitoring risk14:15 Convex upside, concave downside, and letting winners run18:30 Liquidity cycles and lessons from Stan Druckenmiller22:45 Identifying market bottoms and the anatomy of bull and bear markets28:00 Averaging down, quality, and risk management30:30 How bear markets change investor psychology and strategy33:00 Patience, management quality, and long-term optionality36:15 Mr. Market, price signals, and market intelligence39:00 The Federal Reserve, inflation, and asset price dynamics44:00 Understanding the Indian equity market and valuation structure46:45 Why global diversification matters for US investors50:30 AI, margins, and the future of value investing53:00 Passion, purpose, and the psychology of long-term investing54:30 The single most note investors should learn

A New Year Begins and the Trump Cartel Tightens Its Grip Through Wealth, Force, & FaithSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

On today's Bible Answer Man broadcast (01/01/26), we continue Hank's message from Colonial Presbyterian Church in Kansas City, Missouri on the art and science of biblical interpretation.

Every entrepreneur wants a business that generates consistent, predictable cash flow. But most end up pouring time and money into typical marketing strategies, only to be left with frustration and inconsistent results instead of passive income and revenue.But today's guest has unlocked a cheat code that has generated millions in revenue without using paid ads and typical marketing strategies.Pedro Adao is an 8-figure Kingdom Entrepreneur, best-selling author, and founder of multiple ventures who has pioneered a highly effective business model centered on free & paid challenges that has generated over $100 million in revenue for himself and his clients.His expertise has impacted tens of thousands of entrepreneurs worldwide and helped countless individuals achieve levels of success they could only have dreamed of. Pedro has worked with many industry icons, including Russell Brunson, Dean Graziosi, and Daymond John (to name a few), who recognized this approach as a game-changer for entrepreneurs.In our conversation, Pedro shares how he built his challenge framework, why his “taste and see” marketing approach outperforms traditional marketing funnels, and how challenges create low-risk, high-leverage cash flow for entrepreneurs and businesses of all sizes. P.S. Pedro is kicking off the new year with a 31 Day Wisdom Challenge starting on January 1st, 2026. It's completely free to join, you'll hear from some amazing guests on a daily journey that over 350,000 people from over 100 countries have experienced. You can sign up by clicking here.In this episode, you'll learn: ✅ Why live challenges are so effective at creating predictable cash flow with minimal overhead.✅ How Pedro lost everything after the 2008 crisis and how his faith helped him rebuild from rock bottom to the leading expert he is today.✅ How traditional wealth management and investing in the stock market could mean taking on more risk than ever in the year ahead.Show Notes: LifestyleInvestor.com/271Tax Strategy MasterclassIf you're interested in learning more about Tax Strategy and how YOU can apply 28 of the best, most effective strategies right away, check out our BRAND NEW Tax Strategy Masterclass: www.lifestyleinvestor.com/taxStrategy Session For a limited time, my team is hosting free, personalized consultation calls to learn more about your goals and determine which of our courses or masterminds will get you to the next level. To book your free session, visit LifestyleInvestor.com/consultationThe Lifestyle Investor InsiderJoin The Lifestyle Investor Insider, our brand new AI - curated newsletter - FREE for all podcast listeners for a limited time: www.lifestyleinvestor.com/insiderRate & ReviewIf you enjoyed today's episode of The Lifestyle Investor, hit the subscribe button on Apple Podcasts, Spotify, or wherever you listen, so future episodes are automatically downloaded directly to your device. You can also help by providing an honest rating & review.Connect with Justin DonaldFacebookYouTubeInstagramLinkedInTwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This bonus episode closes the Rich Woman Reset series with intention, reflection, and power. As the year comes to an end, you are invited to pause and consciously choose how you want to be seen, supported, and paid in 2026. This is not about goal setting or pushing harder. This is about identity, visibility, and aligned wealth. In this short but meaningful episode, Karen guides you through a reflective ritual to help you release what no longer belongs in your next chapter and declare the version of yourself you are stepping into.   What This Episode Covers In this episode, you'll be guided to: Reflect on how you've changed over the past month Release old stories that no longer serve you Anchor your visibility for the year ahead Declare aligned wealth and calm leadership Choose community, support, and self-trust This episode is designed to be listened to quietly, journaled with, or replayed whenever you need to reconnect with your intention.   The 2026 Visibility Declaration At the heart of this episode is a spoken declaration you are invited to repeat, write down, or revisit throughout the year. You'll be guided to declare things like: • Choosing visibility without shrinking • Choosing wealth that feels aligned • Choosing opportunities that honor your brilliance • Choosing calm over chaos • Choosing to rise in community, not isolation These declarations are meant to support you long after this series ends.   Why Visibility Matters Visibility is not about being louder or doing more. It is about allowing yourself to be seen as you truly are. When visibility becomes an identity choice, everything else becomes clearer—your messaging, your offers, and the opportunities that come your way.   Continue the Journey While the Rich Woman Reset series is complete, your next chapter is just beginning. If you want continued support, strategy, and sisterhood as you step into 2026, you're invited to explore The Visibility Salon. This space is designed to help you maintain momentum, build sustainable visibility, and lead with calm confidence. You can try it free for one week and see if it feels aligned for you.   Final Reflection You are not waiting for the new year to begin. You are stepping into it already— visible, aligned, supported, and trusting yourself more deeply. Thank you for walking this journey. Thank you for choosing clarity, visibility, and wealth. Thank you for choosing you.   Resources Mentioned In The Episode: Learn more about The Visibility Salon: https://visibilitysalon.com Catch the full Rich Woman Reset playlist: https://karenyankovich.com/richwomanreset Check out The Glow Up Audio Experience: https://www.KarenYankovich.com/glowup    Help Us Spread The Word! It would be awesome if you shared the Good Girls Get Rich Podcast with your fellow entrepreneurs on Twitter. Click here to tweet some love! If this episode has taught you just one thing, I would love if you could head on over to Apple Podcasts and SUBSCRIBE TO THE SHOW! And if you're moved to, kindly leave us a rating and review. Maybe you'll get a shout out on the show!   Ways to Subscribe to Good Girls Get Rich: Click here to subscribe via Apple Podcasts Click here to subscribe via PlayerFM Good Girls Get Rich is also on Spotify Take a listen on Podcast Addict

What kind of wealth actually sustains you when life knocks you flat? In this episode of the Millionaire Mother Podcast, I am joined by one of the most profound voices in personal development and wealth consciousness. Patrice Washington is a multi-award-winning thought leader, bestselling author, transformational speaker, and the host of the top-rated Redefining Wealth. Named one of Success Magazine's Top 25 Influential Thought Leaders in Personal Development, Patrice has been seen on Good Morning America, CNBC, Essence, and more. But what makes her work so powerful is not just her success, it's the depth of wisdom forged through loss, surrender, and rebuilding. In this conversation, Patrice takes us deep into her personal story from becoming a millionaire in her early twenties, losing everything during the Great Recession, surviving profound grief, navigating nearly $400,000 in unexpected medical debt, and rebuilding her life and legacy from the ground up. Tune in to hear: Why becoming a millionaire didn't protect Patrice from loss and what ultimately did The pivotal hospital moment that reshaped how she defines success forever How surrender is not giving up, but releasing the illusion of control The Six Pillars of Wealth and how they create resilience when money disappears What it looks like to rebuild after humiliation, shame, and starting over Why wisdom (not income) is the most valuable form of capital How to move through rock-bottom moments without losing your identity or faith The inner work required to sustain wealth, not just create it Why resilience is the real currency behind long-term success Connect with Patrice: Download the Redefining Wealth App (available on iOS & Android) Learn more about Redefining Wealth Live at redefiningwealthlive.com  

Homeownership is still the number one way to build wealth in America—but for too many people, the path feels confusing, risky, or out of reach. In this powerful and deeply personal episode of Money and Wealth, John Hope Bryant breaks down why financial literacy is the civil rights issue of our generation and how ownership can be made actionable for everyday people. John is joined by Operation HOPE financial coach Lester and HOPE client Leanne Brown, who shares her real-life journey from renting and struggling with credit to becoming a proud homeowner in Memphis, Tennessee. Together, they unpack the mistakes many of us were never taught to avoid, the myths around credit and mortgages, and how mindset, discipline, and the right guidance can change not just finances—but entire family legacies. This episode goes beyond theory. It’s a step-by-step, lived example of how budgeting, credit repair, and financial coaching can move people from survival mode to stability, from stress to confidence, and from access to true ownership. If you’ve ever thought homeownership wasn’t for you—or didn’t know where to start—this conversation is proof that wealth is not about luck or privilege, but about knowledge, action, and support. This is what hope with a business plan looks like.See omnystudio.com/listener for privacy information.

In this episode, I'm sharing the six signs your advisor is f*cking you based on what I've seen behind the scenes after reviewing countless client portfolios.I'm breaking down why so many women end up confused, doubting themselves, and missing the one number that actually tells you whether your investments are underperforming. Tune in to learn:The six clear signs your advisor is actually costing you moneyWhy you end up feeling confused or like an idiot after talking to most advisorsThe one number you absolutely must know about your investmentsHow to tell if your portfolio is underperforming the averageWhat's really happening behind the scenes when advisors avoid clear answers

Send us a textAfter a couple of follow-ups from previous episodes, Royce dives into the shenanigans of the newly elected trifecta of totalitarianism in the Virginia Governor's, Lieutenant Governor's and State Attorney General's offices, and their immediate assaults on the rights of the citizenry there. One bill being proposed is designed to wipe every aspect of the entire firearms industry completely out of Virginia, which is a direct, treasonous assault against the security of the citizens of the State.Tune in and share!!Freedom GunsFirearms, Ammunition, Accessories, Training classes The Gun Site9-Lane 25 yard indoor Shooting Range, Gun Store, Training classesWJS GunsGun and Outdoor Shop, ammo, accessories, fishing tackle, moreSHOOTINGCLASSES.COMOnline business operations platform for firearms instructors, trainees, and Shooting RangesCounter Strike TacticalBest Little Gun Store in Melbourne, Florida! Veteran Owned and Operated 321-499-4949Sicarios Gun ShopFirearms, Accessories, Ammo, Safes, and more!Glover Orndorf and Flanagan Wealth Mgmt.Wealth management servicesGo2 WeaponsManufacturers of AR platform rifles for military and civilian. Veteran Owned and OperatedEar Care of MelbourneNeed hearing aids? Go to the audiologists that gave Royce his hearing back!Quantified PerformanceQuantified Performance, LLC is focused on building safe, high performing keepers and bearers.Control Jiu-Jitsu/MMAJiu-Jitsu/MMA Training in Melbourne, FLDisclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.Support the showGiveSendGo | Unconstitutional 2A Prosecution of Tate Adamiak Askari Media GroupBuy Paul Eberle's book "Look at the Dirt"Paul Eberle (lookatthedirt.com)The Deadly Path: How Operation Fast & Furious and Bad Lawyers Armed Mexican Cartels: Forcelli, Peter J., MacGregor, Keelin, Murphy, Stephen: 9798888456491: Amazon.com: Books

“Master that one thing and then continue to build on it for later. Learning is a joy, and it can be very rewarding at the same time.”  — Dr. Tabatha RussellBig ideas do not fail because of lack of talent. They stall when focus gets scattered and confidence gets shaky. This conversation pulls apart the pressure to do everything at once and replaces it with clarity that actually feels doable.Dr. Tabatha Russell shares her journey from growing up in inner-city Philadelphia to becoming a financial empowerment strategist after losing everything in a business partnership and rebuilding with intention, structure, and mindset at the center of her work.Press play for a grounded conversation about mastering one strength and turning it into sustainable income without burnout.In this episode, we cover:How to identify the one skill worth masteringTurning one idea into multiple income streamsWhy depth creates more impact than chasing every opportunityLessons learned from failed partnerships and financial lossImposter syndrome, confidence, and mindset shifts that matterBuilding legacy-focused businesses with solid foundationsCreating abundance while staying aligned with purposeConnect with Heather: WebsiteLinkedInInstagramFacebook YouTubeEpisode Highlights:01:07 Meet Tabatha– Building Purpose & Wealth for Women05:07 Discovering & Monetizing Passions09:26 The Power of Focusing on One Thing 12:57 Building Businesses & Brand 17:25 Memorable Client Success Story  25:36 The Truth About Business Partnerships  29:07 Foundational Business Advice– Structure for Success33:47 Overcoming Imposter Syndrome 38:52 Navigating Low Motivation & Practicing Daily Gratitude49:38 Be Yourself & Launch Your PurposeResources:

Dave Smith brings you the latest in politics! On this episode of Part Of The Problem, Dave and Robbie "The Fire" Bernstein talk about the biggest news stories of the year, biggest surprises of the Trump administration, rank Dave's debate opponents, and more.Support Our Sponsors:Sheath - https://sheathunderwear.com use promo code PROBLEM20Cowboy Colostrum - Get 25% Off Cowboy Colostrum with code DAVE at https://www.cowboycolostrum.com/DAVEVandy Crisps - https://vandycrisps.com/dave Use code "DAVE" for 25% offRugiet - Get 15% off your first order by going to http://rugiet.com/DAVE and using code DAVEPart Of The Problem is available for early pre-release at https://partoftheproblem.com as well as an exclusive episode on Thursday!PORCH TOUR DATES HERE:https://robbernsteincomedy.com/eventsFind Run Your Mouth here:YouTube - http://youtube.com/@RunYourMouthiTunes - https://podcasts.apple.com/us/podcast/run-your-mouth-podcast/id1211469807Spotify - https://open.spotify.com/show/4ka50RAKTxFTxbtyPP8AHmFollow the show on social media:X:http://x.com/ComicDaveSmithhttp://x.com/RobbieTheFireInstagram:http://instagram.com/theproblemdavesmithhttp://instagram.com/robbiethefire#libertarian See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Episode Description: In this powerful episode, we dive deep into the transformative power of words and how what we speak over our lives can shape our reality—especially when it comes to finances and abundance. I open up and share my personal daily declarations that I speak with faith and intention every single day. These aren't just positive affirmations; they're rooted in biblical truth and designed to align my mindset, actions, and outcomes with God's promises of prosperity and increase. You'll hear the exact declarations I use, including: I am blessed to be a blessing My personal income is increasing My savings accounts are increasing I receive exceedingly, abundantly above all I could ask or think I attract God-inspired ideas that produce millions of dollars I am a money magnet Everything I set my hands to prospers and succeeds I honor God with my finances I have a growing financial portfolio If you're ready to shift your financial future by harnessing the authority of your words, this episode will inspire and equip you to start declaring increase over your own life. Tune in and discover how speaking faith-filled words daily can turn you into a magnet for blessings, opportunities, and wealth.

Jason and Michael provide a strategic roadmap for achieving wealth through real estate in 2026. They emphasize that cultivating a resilient mindset is the primary requirement for success, urging newcomers to ignore negativity and embrace the risks inherent in entrepreneurship. They highlight the importance of finding a balance between careful market analysis and taking decisive action, warning against the paralysis that comes from over-studying. A core recommendation is to maintain direct control over investments rather than relying on syndicators, which protects individuals from mismanagement and excessive fees. Finally, they encourage joining supportive professional communities to leverage the unique, multi-dimensional financial benefits that income properties offer over other asset classes. https://www.skool.com/oraat #2026RealEstateOpportunity #EaglesFlyAlone #EntrepreneurialFaith #MarketMastery #PvsPCBalance #WisdomInAction #MaintainControl #AvoidSyndicators #PowerOfProximity #MultiDimensionalWealth #InflationInducedDebtDestruction #TheFlywheelEffect   Key Takeaways: 0:00 The most important thing 4:27 Have the "right" goal and sharpening your ax 9:38 What to do that FIRST month 11:25 Do your own deals 13:50 Get in the right communities 15:56 Great opportunities in 2026   Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://www.jasonhartman.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: http://JasonHartman.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: http://JasonHartman.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://www.jasonhartman.com/deals Special Offer from Ron LeGrand: https://JasonHartman.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com

On today's Bible Answer Man broadcast (12/31/25), we present a riveting message given by Hank Hanegraaff at Colonial Presbyterian Church in Kansas City, Missouri. In this message, Hank lays out the essential principles of biblical interpretation every Christian needs to know to rightly understand God's Word.

Freedom gets a lot easier when your systems work harder than you do.   In this episode of Sharkpreneur, Seth Greene interviews Daniel Alonzo, Wealth Coach, who unpacks the mindset and mechanics of true financial freedom. Financially independent by 28, Daniel scaled to 1,500+ agents across 60 offices and hosts the Wealth on the Beach podcast. He breaks down scaling via leadership, content consistency, and modern messaging that attracts the next generation while building durable passive income.   Key Takeaways: → Why entrepreneurs must replace their limiting beliefs with decisive action. → How achieving true financial freedom requires both passive income and strong cash reserves. → Building leaders who can operate independently allows a business to scale faster than any individual effort ever could. → Why documenting systems, training materials, and repeatable processes leads to sustainable growth and more free time. → How consistency separate those who get attention from those who fade away.   Daniel Alonzo is a high energy entrepreneur, wealth coach and host of the Wealth on the Beach Podcast, ranked top 100 by million podcasts. He's built one of the largest financial teams in America with over 1,500 licensed agents and 60 offices. He's also the author of 3 books: Wealth on the Beach: 11 Laws to Building Financial Freedom, Wealth on the Beach: For Teens, and his latest, Wealth on the Beach: Why Most Life Insurance is a Scam - And How to Get It Right. Daniel's Mission is to teach people how to build wealth, shift their mindset, and live a life of freedom, choices and options - no fluff, no BS.   Connect With Daniel: Website: https://wealthonthebeach.com/ Instagram: https://www.instagram.com/danielalonzo/ X: https://x.com/DanielAlonzoBL Facebook: https://www.facebook.com/daniel.alonzo.796/ YouTube: https://www.youtube.com/@DanielAlonzo1   Learn more about your ad choices. Visit megaphone.fm/adchoices

Dec 30, 2025 – When tech, energy, and geopolitics collide: Mark Mills on AI's explosive energy impact, plus Jim Puplava on the global race for resources. Don't miss these “Best of 2025” episodes explaining how the most energy and commodity-intensive...

Love the show? Subscribe, rate, review, and share!Here's How »Join the Capital Gains Tax Solutions Community today:capitalgainstaxsolutions.comCapital Gains Tax Solutions FacebookCapital Gains Tax Solutions TwitterCapital Gains Tax Solutions Linked In

See omnystudio.com/listener for privacy information.

**BEST OF** You can be ticking off goals, crushing deadlines, and still feel like you’re missing the point. If your time and energy aren’t going where they should, it might be because you’re tracking the wrong scoreboard. In this episode, we explore how to reset the way you measure progress - so your actions align with what truly matters. I’m joined today by Sahil Bloom, New York Times bestselling author of The Five Types of Wealth and Managing Partner of SRB Ventures. Sahil shares how to stay grounded in the middle of chaos, build richer relationships, and create space for reflection - without needing a complete life overhaul. We unpack how to spot when you’re drifting, what a broken scoreboard looks like, and why tiny rituals can have an outsized impact when life gets overwhelming. Sahil & I discuss: Why the scoreboard you use shapes your priorities and choices Sahil’s monthly “think day” and how it helps him course-correct A mindset shift that radically simplified his business and life His “buyer or seller” test for deciding what to drop A 3-minute journaling ritual that helped him survive book launch The underrated power of sending thoughtful messages to friends What “social wealth” really means—and why it’s the key to a great life How he fuels creativity through reading, walking, and reflection His cautious take on AI’s future impact on work and society A simple way to start your day that replaces doomscrolling with curiosity Key Quotes “If you have the right scoreboard, your actions align around the right things. If your scoreboard is broken, your actions will be too.” “When you think something nice about someone, let them know right then.” Connect with Sahil Bloom on Instagram, X (Twitter), and LinkedIn and his website. Check out his latest book The Five Types of Wealth. My latest book The Health Habit is out now. You can order a copy here: https://www.amantha.com/the-health-habit/ Connect with me on the socials: LinkedIn: https://www.linkedin.com/in/amanthaimber Instagram: https://www.instagram.com/amanthai If you are looking for more tips to improve the way you work and live, I write a weekly newsletter where I share practical and simple to apply tips to improve your life. You can sign up for that at https://amantha-imber.ck.page/subscribe Visit https://www.amantha.com/podcast for full show notes from all episodes. Get in touch at amantha@inventium.com.au Credits: Host: Amantha Imber Sound Engineer: The Podcast Butler See omnystudio.com/listener for privacy information.

Longtime listeners of this podcast know that I have been talking about Latin America as the last real bastion of freedom for years. And the recent political shift away from its socialist past is clear evidence of this.  In today's episode, we take a look back at the highlights from the past year's discussions of Latin America's rising trend of freedom-oriented leaders like Javier Milei, Santiago Peña, Nayib Bukele, Jose Raúl Mulino, and more. You'll see the clear evidence of what I've been shouting from the rooftops for years now: Latin America is the future. Enjoy! IN TODAY'S EPISODE Listen in as I explain why Latin America has shifted away from socialism and towards pro-business and pro-freedom leadershipHear my breakdown of Javier Milei's Davos speech and Argentina's libertarian resetLearn why Paraguay and Paraguay have become top Plan-B destinations, in no small part thanks to their current leadershipFind out why I've been calling Latin America the future hub for freedom for years now, and how these leaders are helping prove me more correct than even I could have imagined STAY IN TOUCH! Stay informed about the latest news affecting the expat world and receive a steady stream of my thoughts and opinions on geopolitics by subscribing to our newsletter. You will receive the EMS Pulse® newsletter and the weekly Expat Sunday Times; sign up now and receive my FREE special report, “Plan B Residencies and Instant Citizenships.” WEALTH, FREEDOM & PASSPORTS CONFERENCE, MARCH 6-7, 2026 Join us in Panama City from March 6-7, 2026, for our second annual in-person event, the Wealth, Freedom and Passports Conference! Prices go up after January 9th, and space is very limited, so reserve your tickets right away. RELATED EPISODES 384: Panama's Adult in the Room: President José Raúl Mulino 365: The Bukele Effect: Inside El Salvador's Radical Transformation 355: Santiago Peña's Paraguay: Latin America's New Freedom Frontier 352: Javier Milei's Argentina: What It Means For Expats And FreedomMentioned in this episode:No Plan-B Without the...

A lot happens over a year's time, from Deep Seek, to Tariffs, a spring and summer market recovery, and a looming Supreme Court decision, all of which have impacted your investments in different ways. As we say goodbye to 2025, a look back at what we learned.

Jawad Mian is the founder and managing editor of Stray Reflections, serving elite hedge funds and family offices worldwide, while uniquely integrating deep spiritual wisdom with global macro investing through his acclaimed book and podcast.3:00 - Jawad shares how seeking his entrepreneur father's approval shaped his drive for success, revealing the subconscious motivation behind his ambitious twenties working in finance.5:30 - The evolution of motivation: 20s spent seeking dad's approval, 30s deepening spiritual life, 40s focused on marriage—how Jawad's purpose transformed across life decades while pulling more from himself by showing up for others.7:00 - Why Jawad walked away from launching his hedge fund at 30 despite Market Wizards aspirations: "I realized I'm not the same guy who had that dream when he was 20."11:00 - The pivotal Quranic verse that reframed everything: "Competition in worldly increase diverts you until you visit the graveyards"—realizing material pursuits alone weren't enough after witnessing his father's success without contentment.21:00 - Inside Stray Reflections' boutique model: serving 30-40 elite clients at $30K+ annually, rejecting scale for depth, quality, and protecting creative freedom from institutional pressures.28:00 - Big Idea: "There's a certain magic in the mundane" - Jawad's discovery that extraordinary insights emerge from ordinary moments through journaling, not just dramatic events.38:00 - The contrarian case for indexing: Why Jawad holds 80% in passive index funds despite being a macro analyst, acknowledging his cognitive biases and preserving mental bandwidth.46:00 - Writing as meditation: How daily writing became spiritual practice, processing experiences and ideas without agenda, leading to unexpected business opportunities.55:00 - Information diet philosophy: "I'm only reading to write...I trust that what is important will come to me" - shifting from consuming everything to intentional, curated knowledge.59:00 - Redefining success through faith: "Wealth in excess of daily provision isn't a blessing, it's a test" - the Islamic framework of stewardship over ownership that transforms how Jawad approaches money and achievement.Podcast Program – Disclosure StatementBlue Infinitas Capital, LLC is a registered investment adviser and the opinions expressed by the Firm's employees and podcast guests on this show are their own and do not reflect the opinions of Blue Infinitas Capital, LLC. All statements and opinions expressed are based upon information considered reliable although it should not be relied upon as such. Any statements or opinions are subject to change without notice.Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed.

My work centers on empowering boomer women, their daughters, and now granddaughters to take charge of their wellness and financial independence. Through curated events and educational initiatives, I show women how caring for themselves leads to confidence, fearless choices, and a spirit of sharing that lifts entire communities. I believe listeners of Inspiring Stories would connect with conversations around enhancing one's worth personally and professionally, while fostering an attitude of inclusivity and abundance. I'd love a chance to share these ideas and personal stories with your audience, and offer practical approaches for women to strengthen their well-being, leadership, and impact. Thank you for considering me as a possible guest for an upcoming episode. https://womenworthwellness.com/about-us/Become a supporter of this podcast: https://www.spreaker.com/podcast/inspiring-stories--2917948/support.

⭐️⭐️ Special thanks to our sponsor, Vanta AI. Get $1000 off at vanta.com/mydailybusiness  ⭐️⭐️In this episode, Fiona talks to Suji Sanjeevan, founder of Light + Glo and BrandScent, about building multiple successful businesses, creating bespoke scent experiences for major brands, and staying human in the age of AI.You'll Learn:How to pivot from a traditional career path to follow your passion and build a thriving businessWhy storytelling and human connection are essential for standing out in competitive industriesHow to create bespoke scent marketing strategies for businesses across different sectors'The science behind scent and its impact on health, wellbeing, and customer experiencePractical strategies for using business as a vehicle for impact beyond profitHow to balance multiple business ventures while maintaining creativity and innovationWhy finding your unique voice and perspective is crucial for brand differentiation in any industry Sponsored by Vanta AI: vanta.com/mydailybusiness Sign the Not a Date to Celebrate petition hereConnect with Suji Sanjeevan:• Brand Scent: https://brandscent.com.au/• Light + Glo: https://www.lightandglodesigns.com.au/• Instagram: @lightandglofragrancesConnect with My Daily Business:Instagram: @mydailybusiness_TikTok: @mydailybusinessEmail: hello@mydailybusiness.comWebsite: mydailybusiness.comResources mentioned:Vanta AIAI Monthly Chat Group for Small Business OwnersHow to Get Your Book Published course Join our AI Chat Group for small business ownersMy Daily Business courses - mydailybusiness.com/courses Special thanks to our sponsor, Vanta AI. Get $1000 off at vanta.com/mydailybusiness Want to get your #smallbusiness sorted in 2026? Check out our 1:1 business coaching packages from a one-off session to 6-months of coaching. Want to know more about AI and how to harness it for your small businesS? Join our new monthly AI chat for small business owners. You can join anytime at www.mydailybusiness.com/AIchat Try out my fave AI tool, Poppy AI here and use discount code FIONA. We also love Descript. Connect and get in touch with My Daily Business via our shop, freebies, award-winning books, Instagram and Tik Tok.

Tim Stearns, owner and president of TJ Stearns Financial Planning & Benefits, joins Jon Hansen to discuss everything you need to know to get your finances in order for the start of the new year. For more information, call 800-640-2256.

I really enjoyed reading the "why I donate" posts in the past week, so much so that I felt compelled to add my reflections, in case someone finds my reasons as interesting as I found theirs. 1. My money needs to be spent on something, might as well spend it on the most efficient things The core reason I give is something that I think is under-represented in the other posts: the money I have and earn will need to be spent on something, and it feels extremely inefficient and irrational to spend it on my future self when it can provide >100x as much to others. To me, it doesn't seem important whether I'm in the global top 10% or bottom 10%, or whether the money I have is due to my efforts or to the place I was born. If it can provide others 100x as much, it just seems inefficient/irrational to allocate it to myself. Honestly, the post could end here, but there are other secondary reasons/perspectives on why I personally donate that I haven't seen commonly discussed. 2. Spending money is voting on how the global economy allocates its resources In 2017, I read Wealth [...] ---Outline:(00:22) 1. My money needs to be spent on something, might as well spend it on the most efficient things(01:09) 2. Spending money is voting on how the global economy allocates its resources(04:11) 3. I dont think its as bad as some make it out to be(07:35) 4. I donate because Im an atheist (/s) --- First published: December 15th, 2025 Source: https://forum.effectivealtruism.org/posts/CSKob9hGmWM7f7yv8/i-give-because-it-s-the-most-rational-way-to-spend-my-money --- Narrated by TYPE III AUDIO.

Brian Portnoy believes that great financial advice starts long before portfolios and performance. It starts with understanding what actually matters to people.In this episode of The Advisor Journey, Brian, founder of Shaping Wealth and author of The Geometry of Wealth, shares how behavioral finance, psychology, and purpose-driven conversations can transform the advisor-client relationship.He introduces the concept of “funded contentment,” the idea that true wealth is the ability to underwrite a meaningful life. Brian explains why emotion is inseparable from money, why advisors should lean into deeper conversations, and how helping clients feel seen and understood creates stronger relationships and better outcomes.This conversation challenges traditional approaches to advice and offers a framework for advisors who want to move beyond market commentary and toward work that is both human and enduring.ABOUT ALTRUIST: We're on a mission to make independent financial advice better, more affordable, and accessible to everyone. As a modern custodian, Altruist helps high-growth, client-centric, and tech-forward RIAs deliver great advice to more clients at lower costs. Want to find out how Altruist can help you grow? Talk to our team by visiting www.altruist.com/talk-to-us STAY CONNECTED: Instagram ► https://www.instagram.com/altruistcorp/ Twitter ► https://x.com/altruist Linkedin ► https://www.linkedin.com/company/altruistcorp/ ABOUT THE ADVISOR JOURNEY: Real-life strategies for the modern financial advisor who's ready to scale. Join Altruist leaders and guests as they share proven tactics, unfiltered advice, and hard-won lessons you can apply to your own practice. These conversations will propel your career to the next level—don't miss it. Disclaimer: Altruist Corp ("Altruist") offers technology and tools designed to help financial advisors achieve better outcomes. Advisory and certain other services are provided by Altruist LLC, an SEC-registered investment adviser, and brokerage related products and services are provided by Altruist Financial LLC, a member of FINRA/SI...

Living Free & Maintaining VictoryScripture: Galatians 5:1 “Stand fast therefore in the liberty wherewith Christ hath made us free, and be not entangled again with the yoke of bondage.”What some believers don't realize: Freedom is not just an event; it's a lifestyle. Living Free & Maintaining Victory Deliverance can happen in a moment… But walking in victory takes intentionality. Accept Jesus Today: https://youtube.com/shorts/bIwAUlz7Kg4?si=BNOhv44iLWIR4eVJIf you would like to accept Jesus into your heart today, pray this simple prayer:****God, I have sinned against You. I believe that Jesus is Your Son, who died and rose for my sake. I ask you to forgive me for my sin. I place my trust in You for salvation. I receive you as my Lord and Savior. In Jesus' name, I am forgiven! Amen!"****Congratulations! You are now a child of the most high. John 1:12 says, But to all who did receive him, who believed in his name, he gave the right to become children of God. If you just prayed this prayer to receive Jesus Christ as your Savior, I welcome you to the family of God. Subscribe to my channel and type in the comments right now, “I just prayed that prayer.” I would love to connect with you and chat with you about all the amazing things God is doing in your life.Click here for FREE eBook Download: https://tinyurl.com/ISAIDTHEPRAYERShow your love, support the channel:*PayPal: PayPal.me/malachimitchellministry*Cashapp: https://cash.app/$MalachiMitchNote Journals and Puzzles: https://tinyurl.com/WalkinFaithPublishingAuthored Books: https://tinyurl.com/BooksofMalachiJoin Our Support Club: https://tinyurl.com/Support-ClubInvesting Opportunity: https://coinholders.hnocoin.com/signup/?refer=Malachi2uFREE Ways to Support Me:

Dave Smith brings you the latest in politics! On this episode of Part Of The Problem, Dave and Robbie "The Fire" Bernstein talk about the shocking fraud happening around grants for preschools in Minnesota, Tim Walz's bragging about his school funding policies, and more.Support Our Sponsors:BodyBrain - Go to BodyBrainCoffee.com, use code DAVE20 for 20% off your first orderCrowdHealth - https://www.joincrowdhealth.com/promos/potpExpress VPN: https://www.expressvpn.com/problemYoKratom - https://yokratom.com/Part Of The Problem is available for early pre-release at https://partoftheproblem.com as well as an exclusive episode on Thursday!PORCH TOUR DATES HERE:https://robbernsteincomedy.com/eventsFind Run Your Mouth here:YouTube - http://youtube.com/@RunYourMouthiTunes - https://podcasts.apple.com/us/podcast/run-your-mouth-podcast/id1211469807Spotify - https://open.spotify.com/show/4ka50RAKTxFTxbtyPP8AHmFollow the show on social media:X:http://x.com/ComicDaveSmithhttp://x.com/RobbieTheFireInstagram:http://instagram.com/theproblemdavesmithhttp://instagram.com/robbiethefire#libertarianSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Hi and welcome to The Long View. I'm Christine Benz, director of personal finance and retirement planning for Morningstar. On this week's episode, we will feature some of our favorite clips from interviews we have done with financial planners, advisors, and retirement researchers over the past year. It's a counterpart to a previously released “Best Of” episode that was all about investing. As usual, we delved into the topic of psychology and money, and the importance of tuning out the noise if you're a long-term investor.“JL Collins: The (Still) Simple Path to Wealth,” The Long View podcast, Morningstar.com, July 1, 2025.“Charley Ellis: Indexing Is a Marvelous Gift,” The Long View podcast, Morningstar.com, Aug. 5, 2025.“Larry Jacobson: ‘The Good Things in Our Life Are What Get in the Way of Great Things,'” The Long View podcast, Morningstar.com, Sept. 16, 2025.“Dan Haylett: ‘The Retirement You Didn't See Coming,'” The Long View podcast, Morningstar.com, Nov. 18, 2025.“Kerry Hannon: What Gen Xers Need to Know About Their Retirement Plans,” The Long View podcast, Morningstar.com, Sept. 30, 2025.“Carl Richards: The Case for ‘Deeply Human' Financial Advice,” The Long View podcast, Morningstar.com, Oct. 21, 2025.“Dana Anspach and Fritz Gilbert: ‘This Is What a Joyful Retirement Could Feel Like,'” The Long View podcast, Morningstar.com, Sept. 23, 2025.“Barry Ritholtz: ‘How Not to Invest,'” The Long View podcast, Morningstar.com, Oct. 7, 2025.“Nick Maggiulli: Climbing the Wealth Ladder,” The Long View podcast, Morningstar.com, July 22, 2025.“Doug and Heather Boneparth: How Couples Can Find Financial Harmony,” The Long View podcast, Morningstar.com, Oct. 28, 2025.“Ramit Sethi: ‘We Have to Make Money Fun and Connective,'” The Long View podcast, Morningstar.com, March 4, 2025.“Beth Pinsker: Lessons From ‘My Mother's Money,'” The Long View podcast, Morningstar.com, Nov. 4, 2025.“Jean Chatzky: What Women Need to Do Differently With Their Money,” The Long View podcast, Morningstar.com, April 8, 2025.“Sahil Bloom: ‘Curiosity Is the Fountain of Youth,'” The Long View podcast, Morningstar.com, Feb. 4, 2025. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

2025 didn't hand out cheat codes... it handed out invoices. High interest rates stopped being an abstract headline and started showing up in monthly payments. Cash flow mattered more than net worth screenshots. Emergency funds went from “nice to have” to “you better have one.” And the illusion that buying a home, chasing trends, or riding hype automatically meant progress finally cracked. This wasn't a year for predictions or gurus. It was a year that quietly punished bad assumptions and rewarded patience, discipline, and realism.➡️ In our final episode of the year, we strip the noise away and talk honestly about what actually worked, what didn't, and why financial literacy is no longer optional if you want peace of mind. No forecasts, no sugarcoating, just hard-earned lessons about money, work, investing, and navigating a system that changed faster than most people were ready for. If 2025 taught us anything, it's this: the rules didn't disappear. They just stopped being forgiving.

What if your financial struggles have nothing to do with how hard you work—and everything to do with the energy you bring to money? In this game-changing episode of The Self Esteem and Confidence Mindset, I'm sharing the 3 most powerful lessons I learned about the energy of money in 2025 that completely transformed my relationship with wealth, abundance, and financial confidence.These aren't your typical money tips—these are energetic and mindset shifts that changed how I attract, receive, and manage money. If you're doing all the "right things" financially but still struggling, or if you want to align your energy with abundance and start manifesting wealth, these lessons will unlock everything.For further resources:Emotional intelligence:Grab more from Robin here:ei-matters digital magazine ⁠https://ei-matters.com⁠⁠https://emotional.intelligence.courses⁠Develop your Emotional Intelligence (Free book) - ⁠https://emotional.intelligence.courses/courses/free-bookPushing through life's challenges, check out Jose's book here:Grab Jose's book here:⁠https://www.amazon.com/FIDO-FORGET-Jos%C3%A9-F-Morillo-ebook/dp/B0F2SFHTL7Interested in writing or fictional stories? Check out Steve's work here: ⁠https://www.amazon.com/Sixth-Man-Missing-Steven-Meeker/dp/B0FQ4JVQ1N

Welcome to season 3 on the JM Podcast with one of our landmark partners Tony Schmitt, Founder and CEO of GreenUp Wealth.  Support the showAsk questions here:jeremymullinspodcast@gmail.comJeremy Mullins Podcast Presented by: Summit Rejuvenation Clinics: Summit Rejuvenation | Hormones & PeptidesGreenUp Wealth: https://greenupwealth.com/speak-with-a-plannerLong Run Coffee: https://longruncoffee.com/JMPodcast (10% off) Connect on Social Media: Facebook Group:https://www.facebook.com/share/g/t8BmSu1V4ZDVsxGS/?mibextid=K35XfPJeremy Mullinshttps://www.instagram.com/jeremy.d.mullins/Jeffrey Renohttps://www.instagram.com/jeffrey_reno/?utm_source=qr

Everyone else will call 2026 a “surprise.” Not you.This episode is for people who read patterns, not headlines- who understand that wealth, culture, and power move quietly long before they become obvious. While the internet debates aesthetics and algorithms, the real shifts are already underway.In this episode of Old Money, I break down my 2026 predictions across money, lifestyle, wellness, work, family, and culture, through an old-money lens that values discipline, structure, and long-term positioning over noise. No hype. No hustle porn. No trend forecasting cosplay.Just what's actually changing-and who it will reward.My 2026 predictions that cover: Aesthetics, Culture & LifestyleEconomics, Labor & Cost of LivingRitual, Rhythm & Emotional ClimateWork, Gender & Family StructureWellness, Beauty & the Body as StatusStatus, Transparency & Social SignalsSkills, Careers & AdaptationCreator Economy & MediaChildren, Education & AspirationLaw, Order & Political ClimateThis isn't about reading a crystal ball, it's about noticing what's already happening- and moving accordingly.----------------------------Go Deeper with Old Money Courses:Old Money Mindset to learn how to think like a wealthy womanOld Money Method to set up a money machine that grows your wealth effortlessly----------------------------Free Resources: Shop Amber's Classic Wardrobe Staples + Skin, Hair & Health Holy Grail ProductsOld Money Monthly Newsletter for what's rich in culture, shopping and our communityDownload your FREE Net Worth TrackerDownload your FREE Simple Money Plan (better than a budget, designed for your richest life)----------------------------Connect with the Old Money Podcast:Community: Join the Old Money Country ClubWeb: OldMoneyPodcast.comEmail: OldMoneyPodcast@gmail.comInstagram: @OldMoneyPodcastTikTok:

As we step into a new year, one question guides everything we do: How can we better serve believers who want to manage God's money, God's way?At FaithFi, that question has shaped a season of prayer, growth, and fresh vision. Today on Faith & Finance, we sat down with Afton Phillips, our Head of Content, to talk about what God has been doing—and where He's leading us next.What follows is a look at the remarkable momentum of the past year and the exciting resources coming in the year ahead.A Year of Remarkable Growth and God's ProvisionThe past year has been one of extraordinary growth for FaithFi—growth that reflects a deep hunger for biblical wisdom applied to everyday financial decisions.Our podcast audience grew by 55,000 listeners, bringing the total to more than 880,000 listeners.Faith & Finance is now heard on over 2,000 radio stations nationwide.Our FaithFi Partner community grew by nearly 600 partners, enabling us to expand our reach and deepen our impact.Behind the scenes, God also provided through new team members, a completely redesigned website filled with original content, and countless stories from listeners whose lives are being shaped by Scripture-centered financial guidance. It's a powerful reminder that timeless biblical wisdom still meets very real, modern needs.Looking Ahead: What Excites Us MostMomentum invites vision—and the year ahead is full of it.Our Ultimate Treasure DevotionalOne of the most anticipated resources is a new devotional, Our Ultimate Treasure, written to help believers understand financial stewardship through the lens of the gospel. While it officially releases in 2026, anyone who becomes a FaithFi Partner by December 31 will receive it as a thank-you gift.This devotional is designed to anchor financial decisions in eternal perspective—reminding us that money is a tool, not our treasure.A Brand-New FaithFi App ExperienceEarly next year, we're launching FaithFi 5.0, a completely redesigned app experience that makes practical money management simpler—and spiritual formation deeper.At the heart of the update is a new feature called Financial Rhythms. These rhythms are daily, intentional practices that help align financial habits with God's truth through Scripture, reflection, and action. The goal isn't just better budgets, but transformed hearts.Alongside these rhythms, the app will include:Interactive studies and devotionalsAudio versions of select resourcesA growing digital library, including articles from Faithful Steward magazineFaithful Steward Magazine and a Special New EditionFaithFi now releases Faithful Steward magazine quarterly, each issue filled with original, thoughtful content. In the coming year, we're also preparing our first-ever special edition, focused entirely on women and wealth.This issue will build on findings from the nationwide Women, Wealth, and Faith study and explore how more women are stewarding God's resources with wisdom, confidence, and faith.Introducing FaithFi Field Guides: A New Resource CategoryOne of the most exciting developments is the launch of an entirely new product category in 2026: FaithFi Field Guides.These workbook-style guides are designed to help believers thoughtfully answer the questions financial advisors hear most often:How much is enough?How do I give intentionally?How do I prepare the next steward?Each Field Guide will combine biblical framing, reflective questions, and practical worksheets—tools that can be used individually, as a couple, in small groups, or alongside a Certified Kingdom Advisor (CKA). Rather than prescribing one-size-fits-all answers, these guides are meant to help people discern their own next faithful step.Across all our resources, the heart remains the same: to connect biblical truth with real-life application in ways that reduce overwhelm and encourage confidence. By breaking big decisions into manageable steps, we hope to remind believers that they're not alone—and that God is faithful as they seek to honor Him.Powered by FaithFi PartnersNone of this would be possible without FaithFi Partners. Their generosity fuels every broadcast, devotional, app feature, and study. Partners receive:Premium access to the FaithFi appFaithful Steward magazine, each quarterNew devotionals and books delivered to their doorYou can become a partner by visiting FaithFi.com/Give and making a $35 monthly or $400 annual donation.Right now, every gift is matched dollar-for-dollar through December 31, doubling its impact as we equip even more families to live as faithful stewards.A Prayer for the Year AheadAs we look forward, our prayer is simple: that you would grow in confidence as a steward of God's resources, resting in His faithfulness and wisdom. The future is bright—not because of innovation alone, but because God continues to guide, provide, and transform lives through His truth.The best is yet to come.On Today's Program, Rob Answers Listener Questions:My son recently graduated from college and now has a significant amount of student loan debt at high interest rates. What options or strategies could help him lower the long-term cost of repaying those loans?I recently sold my home and have about $50,000 in equity. I'd like guidance on how to invest that money—and how to minimize or avoid long-term capital gains taxes.Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)Wisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this episode of Growth Amplifiers, host Manny Torres talks with Jon Sabes, entrepreneur, thought leader, and author of 'Healthy Wealthy Longevity.' Jon, founder of Longevity Financial Partners, combines principles of prosperity and holistic wellbeing to help individuals and financial advisors plan for a healthier, wealthier future. He shares his inspirations behind his book 'Healthy Wealthy Longevity,' the impact of personal experiences on his work, and the integration of Blue Zones lifestyle principles. Jon and Manny also discuss overcoming entrepreneurial challenges, defining success beyond financial metrics, and the significance of continuous learning through books and podcasts. Tune in for valuable insights on achieving prosperity in all aspects of life. 00:00 Introduction and Guest Welcome 00:53 Inspiration Behind 'Healthy Wealthy Longevity' 03:25 The Blue Zones and Longevity 05:43 Challenges in Entrepreneurship 08:31 Defining Success Beyond Numbers 10:35 Influential Books and Podcasts 12:25 Connecting with Jon Sabes 14:26 Conclusion and Final Thoughts

How will wealth management change in 2026? In this episode of Bank on Wipfli, join Wipfli's Robert Zondag for a conversation with Diamond Consultants CEO Louis Diamond and Wipfli partner Ron Niemasyk about the evolving dynamics of the industry in areas like recruitment, tech and private equity partnerships — plus how wealth management advisory firms are adapting to keep up.Listen for a rundown on key trends that will shape wealth management over the next 12 months, including:Firms moving towards advisory-focused business models, including why tax and estate planning have become expected service offerings.Wealth advisors leaning heavily on technology to drive growth, including AI, CRM integration and a focus on operational efficiency.Private equity's growing interest in the registered investment advisor (RIA) sector, what's driving record 10-12x EBITDA valuations, and why long-term success can depend on capital decisions.Key recruiting and retention strategies, including a holistic approach that embraces flexibility, culture, technology and succession planning.Major recruiting red flags, like compensation changes, limited growth support and a lack of integration into the team.

Most people quit right before the leap.In this powerful message, Wallstreet Trapper breaks down why the swings in the market — and in life — are not punishment, but preparation. From trading psychology to faith, endurance, and real-life losses and comebacks, this message explains why volatility is the conditioning phase before elevation.You'll learn:Why market swings test your mental, emotional, and financial fortitudeHow endurance qualifies you for the leapWhy the place you once ran from may become your place of safetyHow faith, discipline, and adaptation separate survivors from quittersWhy most people exit the game before it changes their lifeThis isn't just about investing — this is about life, wealth, and legacy.If you're in a season where things feel unstable, uncertain, or unfair, this message will reframe how you see the struggle. The swings don't deactivate your purpose — quitting does.⏱️ Anchor yourself. Endure the swings. The leap is coming.Join our Exclusive Patreon!!! Creating Financial Empowerment for those who've never had it.

On this episode of Animal Spirits: Talk Your Book, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Michael Batnick⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ben Carlson⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ are joined by Sal Gilbertie from Teucrium to discuss: why oil prices are falling, how agricultural commodities work, why farmers need bailouts, why crypto is a commodity and more. Find complete show notes on our blogs... Ben Carlson's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠A Wealth of Common Sense⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Michael Batnick's ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Irrelevant Investor⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Feel free to shoot us an email at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠animalspirits@thecompoundnews.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ with any feedback, questions, recommendations, or ideas for future topics of conversation. Check out the latest in financial blogger fashion at The Compound shop: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://idontshop.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Investing involves the risk of loss. This podcast is for informational purposes only and should not be or regarded as personalized investment advice or relied upon for investment decisions. Michael Batnick and Ben Carlson are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management. See our disclosures here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ritholtzwealth.com/podcast-youtube-disclosures/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ The Compound Media, Incorporated, an affiliate of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ritholtz Wealth Management⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. For additional advertisement disclaimers see here ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ritholtzwealth.com/advertising-disclaimers⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

Opening: Joy evangelizes (and kids teach us)The “joyful demeanor” that opens doors to talking about Jesus (without getting weird).A godfather breakfast on a baptism anniversary becomes a living lesson in evangelization.“Five seconds” theology: most of our daily encounters are brief—so what do we do with them?The Thomistic pivot: Why life feels like a blurTime accelerates as you age; “someday” becomes a trap.Many men feel stuck for 10–15 years—spiritually, vocationally, relationally, and in work.The antidote isn't bigger ambition—it's better order.Aquinas on happiness: What won't satisfyAquinas method: name the end (happiness), then rule out false ends.Wealth: money is a means, not a final end.Honor / reputation: depends on others; happiness must be stable and interior.Power: instrumental, addictive, and easily disguised as “leadership.”Pleasure: real and good, but cannot be the end—pleasure perfects an act, it doesn't define the goal.The positive claim: What happiness actually isPerfect happiness is the vision of God (beatific vision).We can't fully attain it in this life, but we can live an imperfect happiness by ordering our lives toward it.Key shift: beatitude, not optimization.Hierarchy of goods (practical framework for 2026)Three filters for any resolution:Is it ordered toward the highest good? (God, truth, contemplation)Does it support your vocation? (husband/father, priest, etc.)Does it treat lesser goods as means? (money, status, comfort serve the mission)Concrete resolutions (small, durable, lifelong)“Not huge shifts—small profitable habits that stick.”Guarding silence and adding a few more minutes of contemplative prayer.A reminder: you can “succeed” without prayer, but not in the way a Christian wants to succeed.The closing medicine: Gratitude slows timeGratitude grounds you in the present and breaks the “always next” mindset.

Keith shares a mindset-shifting quote from John D. Rockefeller that challenges the idea of trading time for money.  He revisits some of the year's most powerful real estate investing lessons, and breaks down the big forces shaping today's housing market—affordability, supply & demand, demographics, and interest rates.  All of this sets the stage for his data-driven national home price outlook for next year—without the usual crash-and-doom hype. Episode Page: GetRichEducation.com/586 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:00   Welcome to GRE. I'm your host. Keith Weinhold, learn from a quote attributed to the world's first billionaire, it will change how you see wealth building. I'll explain why national home prices have never crashed. Then it's gre, 2026, home price appreciation forecast. You'll learn the future the exact percent that home prices will appreciate or depreciate next year. Today on get rich education   Speaker 1  0:29   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:14   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:30   Welcome to GRE from Lake Huron, Michigan to Lake Tahoe, California and across 188 nations worldwide. I'm Keith Weinhold, and you're listening to get rich education. You know something I love, quotes that shift your entire mindset, paradigm, and once your mind is shifted, actions follow. Actions develop into patterns. Those patterns become habits, and habits become the new, transformed you few quotes hit harder than the one from resource tycoon John D Rockefeller. He lived from 1839 to 1937 in fact, Rockefeller is widely regarded as the world's first billionaire. His quote, you might have heard it before. It is this, he who works all day has no time to make money. That sounds paradoxical, even provocative. It's sort of like it's inviting you to come in and want to learn more about it. And this is because most people's concept of income generating is to work 40 hours a week for a salary or an hourly wage. But what does that quote really mean? He who works all day has no time to make money, and be sure to capture the all day part of that quote that ties right back into the show that I did with you two weeks ago about the K shaped economy breakdown, where you learned about how capital compounds labor doesn't most people sell their time for dollars, but trading time for money makes you too busy to actually build Wealth. Working and building wealth. Those things are two separate distinct activities in how you're investing your time and energy. Now, most people start out with a wage or a salary job. I surely worked by pushing brooms and cubicle dwelling before investing in my first rental property. But if you're working all day in a job, physically or mentally well, then you're consumed by tasks that only pay you. Once you're occupied, you can often get exhausted and you're only concerned with short term output. You're focused on the next deadline, not the next decade, when all your hours are spent on labor, you have no bandwidth to do what you need to do, which is, create vision, acquire assets, build a portfolio, develop systems, learn tax strategy, evaluate investment deals, network with like minded investors, or refine your strategy with a GRE investment coach. Be cognizant that labor only pays today. Wealth building pays forever. Even if your work a day job, salary doubled, you would have to ask, how would that even build wealth? You could retire earlier, but you would have to keep working the hours, and let's remember that wealth equals freedom. You can't architect a wealth plan from the assembly line. Now, that's something that Rockefeller would have agreed with. Wealth requires less. Leverage and labor has none. So working all day means no leverage. You are the engine instead making money, that means using leverage, and instead of you being the engine, well, the engine is something else, like assets, systems, technology, other people's time, other people's money, and borrowing to inflation profit. Rockefeller believed and proved that leverage beats labor 100 to one. He's not discouraging work. In fact, it's just the wrong type of work, because he was one of the hardest working people alive. And really the bottom line here, with this quote, he who works all day has no time to make money, is that Rockefeller meant that if you spend your life doing tasks, you'll never rise high enough to own things that pay you for life. Earning a living is a different activity than building wealth, and once your mindset is shifted, actions follow, yep, actions develop into patterns, and those patterns become the new you. well as the last episode of the year on the show here, 52 weeks worth, I sure hope that I've helped you think, learn and grow your wealth, as have our guest contributors here early in the year, the father of Reaganomics was here, a man that frequently advised a president inside the White House. He told us how much he dislikes tariffs. Tariffs block free trade, and trade improves our lives. Major apartment investor, Ken McElroy, was here this year, and he predicted that the American home ownership rate will fall below 60% that would be major it's currently at 65 if the home ownership rate falls to 60% that would unleash millions of new renters into the market, and it has not been that low in decades, if ever you got a lot of mortgage insights with chailey Ridge, including learning how you can qualify for income property loans without a w2 job, without a pay stub or without tax returns by instead getting a DSCR loan. You'll recall this year that I discussed 50 year mortgages, and I did that before it even hit the news cycle, telling you that it could be coming and that it could be proposed. I explained why I like 50 year mortgages more than 30 year loans, but be aware it is not imminent that they're coming. Also this year, economist Richard Duncan and commentator Doug Casey discussed the Fed. Richard told us how the President is trying to totally restructure who serves on the Fed, trying to get low interest rate pushers in there. And then just last week, Doug and I discussed how fed decisions just keep hollowing out the middle class. A and E television star Todd drillette told us how to negotiate. I had four good discussions with our own investment coach, nuresh this year, more than usual, a pastor and I discussed a rare topic, what the Bible says about money. You learned how to use AI in your real estate investing and when not to. We had a few episodes about that. But above all the shows this year, they were about you, probably more than any other year that we've had here. I did more listener question episodes where I answered your questions as you wrote in, and I also had more listeners come right onto the show and tell me how this show has personally built their wealth. And of course, this year, I got to meet more of you in person when I served as a faculty member on the terrific real estate guys Investor Summit to see and I got to meet you personally for more than just a handshake. The event was set up so that chances are you had dinner with me as well. So rather than this show being a one way chat from me to you this year was more of a dialog between you and I and more two way communication. A lot of new topics are coming for next year, both me teaching and some great guests. If there's something on the show that you'd like to hear more of or less of, let us know. Write into us or use your voice to tell us either way you can do that. At get rich education.com/contact, let us know what you want to hear more of or less of. Do you like shorter term tactics like when and how to increase the rent? Or do you like mid range tactics like how to constantly do cash out refinances and get a tax free windfall from your properties every year. Or do you like more of the long term strategies like specifically how you profit from inflation? Let us know what you like again, at get rich education.com/contact, now, even if you're listening 10 years. Years from now, which I know you very well. May, I'm going to break down next year's home price appreciation forecast, but I'll do it in a way where you'll learn how to analyze a market for all time coming up. It's gre 2026, national home price appreciation forecast. Learn the future to the exact percent. First listen to this from Freedom family investments and Ridge lending group, because I'm a client of both myself and they can help you. I'm your host. Keith Weinhold   Keith Weinhold  10:29   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program. When you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family, investments.com/gre, or send a text now it's 1-937-795-8989, yep, text their freedom coach, directly. Again, 1-937-795-8989,   Speaker 2  11:40   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Robert Kiyosaki  12:14   this is our Rich Dad, Poor Dad. Author Robert Kiyosaki. Listen to get rich education with Keith Weinhold. And there is, I respect Kate. He's a very strong, smart, bright young man.   Keith Weinhold  12:35   Welcome back to get rich education. It's episode 586 the last show of the year. I'm your host. Keith Weinhold, I am proud to present to you in this segment of the show gre 2026, national home price appreciation forecast, where I use my insight and experience so that you'll learn the exact percent that national home prices will either appreciate or depreciate next year. It's the fifth consecutive year that we're doing this. I nailed the first three spot on and then this year happened. I'll get to reviewing my track record, total accountability. First understand something, real estate values have never crashed in your entire lifetime, even if you're 90 years old, to grab eyeballs, slack jawed, tick tock. Call them crash talk. Economists keep making awful predictions about a housing price crash, and none of them have been worse than one that published last month in Newsweek, which outlines a as it's called, correction worse than 2008 and says national home prices will fall 50% five zero, starting as soon as next year. That's absurd, and I can't believe that a respectable publication would platform a view from an analyst like that, and I'm not going to call out that Doomsayer analyst's name. That's not my style. I'm sure you can find it that crash is about as likely as one social media post changing your political affiliation later today. Look, doomsayers don't care about you. They make dire predictions because they care about them. It elevates their clicks, their followers and their name recognition, and they never hang around to follow up on that prediction, but it harms you, because you miss out on the equity gains, and that's the real damage. In fact, this particular analyst also called for this year to have the second largest home price decline since World War Two. Well, national home prices have only fallen twice in that time period. In fact, going further back. Back to the 1930s Great Depression. They've only fallen twice. Yes, that means home prices have risen every single year since the 1930s except for two periods, a small decline of less than 1% around 1990 and then, of course, the severe downturn from the housing bubble and great recession from 2007 to 2011 or 2012 that's where prices dropped in total, 25 to 26% from peak to trough. Now why do I say that that period around 2008 was not a housing price crash. Well, because it wasn't. Instead, it was a slow bleed. The definition of financial crash is a sudden, sharp and widespread drop in prices. That's the definition. Well that can happen in some other asset classes like stocks or Bitcoin or perhaps even precious metals, but not real estate. It is neither sudden nor sharp. The worst year, 2008 saw home prices drop 12% in that one year and some of the other years bracketing it, home prices fell three to 4% in each of those years. So then during this time period of price attrition, during the global financial crisis, each month, real estate values fell just a few tenths of 1% maybe half of 1% or even one full percent, not a crash, a slow bleed. This means that it took about five years for values to fall, a total of near 25% I mean, that makes it really clear that it's not a crash. And again, this period was about 2007 to 2012 don't get me wrong, it was bad. I was a real estate investor both before and during 2008 but to call it a crash is hyperbolic, and that is because words mean things. I think a lot of media consumers get so conditioned to mass media sensationalism that they've forgotten what a crash even means. At some point, it begins to bend our very lexicon back around 2007 I remember I frequently checked a website called implode meter. Yeah, that's the name of it. It tracks, failing banks. I looked the other day and implodemeter.com is still in existence, even though it's not nearly as spicy as it used to be during the GFC, because lending has been pretty stable for a long time, and loans are well and carefully underwritten. So home prices are unusually stable over time, because, in a sense, housing is not a normal market. It is slow, regulated, credit driven, and it's emotionally sticky, even though rental property is less emotional. Well, the values of one to four unit property are tied to primary residence values, and that's where the emotion exists. So if you put all those together, you get prices that creep upward most years and rarely fall at all. Nationally. The real estate market moves too gradually to be crash susceptible. It is the place for real wealth building values also are not going to double annually if you want to scroll for dopamine hits from the couch. Well, you can do that with a prediction market like call she or in crypto with altcoins, while your real estate keeps leveraging dollars in a stable way in the background. That's how you can think about it. All right, so we've established since the Great Depression, home values have fallen twice and once substantially. Well, right now, home prices are up about 2% year over year. Most places have appreciated, especially the more affordable markets. Not only has home price growth been slow, though, rent growth has been slow as well. Single Family rents are up 1% per totality. Apartment rents are down one to 2% per Zumper. But back to our focus today, forecasting national home prices. Everything we're discussing is nominal price change, meaning not inflation adjusted, and it's single family homes up to fourplexes. Well, as we use context to build up to the big reveal today, where I'll tell you the exact percent that home prices will rise or fall next year. Could 2008 happen again any time soon? Let's isolate that out. It's important to look at history rather than. Having some uninformed hunch in both periods with price attrition around 1990 and 2008 these two falls have some attributes in common. So let's look at that. What led to these rare falls in home prices, irresponsible lending, forced selling, a vacancy issue and overbuilding. All four of those factors were in place during those two periods now leading up to 1990 the irresponsible lending was on the commercial side. That was the savings and loan crisis, but it did trickle into the residential market, and then in 2008 it was on the residential side. But of all four of those factors, none of them are in place today. Zero borrowers are strongly underwritten because they've got those full documentation loans, and virtually no one is forced to sell in a fire sale. In fact, homeowners still have these record equity positions of about 300k fewer than 3% of homeowners have a negative equity position, and there is no vacancy issue. Because, in fact, we've been under building. We'll look at that. So for next year, no substantial price of drawdown is coming. None's expected. We can isolate that out. Since I was investing directly in real estate through 2008 I know what happened is that when people walked away from properties, they did so because the economy got rough, their variable rate mortgages rose, they couldn't make their payments, or they just had no motivation to make their payments because they were underwater and had zero protective equity. In a lot of cases, it's almost impossible for that to happen today, homeowners can make their payments, and they're motivated to do so because they have that erstwhile equity to protect, like I said last week, through the Census Bureau data and realtor.com we know a couple things. Four in 10 homeowners have no mortgage at all. They own their property free and clear. Among the group with mortgages, 70% of borrowers still have a mortgage rate locked in at under 5% and blending those together for you means that then 82% of borrowers either have no mortgage or they've got a rate under 5% this translates to really affordable payments, along with The protective equity, even if inflation heats up again, it still cannot touch a borrower's mortgage payment amount because it is fixed. As we're leading up to the big reveal of next year's number, we're about to look at affordability, supply, demand and the effect of mortgage rates on prices. Of course, that word affordability, that has been the most central word to home buying for a couple years now, affordability will improve in three main ways. If either home prices fall, mortgage rates fall, or wages rise, it takes at least one of those three things, the good news is that this year, wages have been rising faster than both stated inflation and home prices. Wages have been rising close to 4% that looks to continue at least into the early part of next year. Well that improved affordability allows home prices to move up, and it gives room for rents to move up as well. Now when it comes to mortgage rates, if you're new to listening to me, it will be groundbreaking for you to realize that today, mortgage rates are low, and increases to mortgage rates usually lead to increases in home prices, not decreases. If you're new here, both of those facts might leave you saying what I thought it was the opposite. How can that be? I won't spend much time on this because longtime listeners already know these two things, but they do go into the forecast the long term 30 year fixed rate mortgage averages 7.7% per Freddie Mac thirst, that set goes back to 1971 and rates are lower than that now, and mortgage rates have risen 1% or more seven different times since 1994 and home prices increased all Seven times right alongside those rising mortgage rates. In fact, when rates more than doubled in 2022 what happened? Home prices soared to their highest appreciation year in a long time. It reinforced this so, yes, way higher rates equaled way. Higher prices. It's not that one directly causes the other. This is correlation versus causation. It's because rate increases confirm that the economy is doing well. I have discussed that extensively in previous episodes, so mortgage rates actually don't have that much to do with home prices, and that's why it is hardly going into the forecast for next year. I'll tell you what trying to forecast mortgage rates to then use that to predict home prices, that is a fantastic way to waste your time. Now, 1x factor that could make that different for next year is that this President, he imposes his will to make rates low no matter what. So even if the economy is good, which typically leads to higher rates, wholesale push to make rates low, and that's an artificial phenomenon. Wouldn't that make home prices boom if we had a strong economy and low rates? The fact that affordability is still historically low today, though, we appear to be off the bottom. Affordability is still historically low today, that has less to do with mortgage rates than most people think, since, again, rates are low when they're in the low sixes, like they currently are. Instead, affordability is soured, because over the long term, decades, wages haven't kept up with true inflation. That's what's really going on with affordability and what everybody misses, and because affordability is still strained, home prices cannot rise a lot, say 10 or 12% next year. That can't happen on a national basis next year, now, a bill is advancing through Congress now to make housing more affordable. It's got bipartisan support relaxing zoning requirements in such a bill that could help build more homes, but if the government tries to help by making access to loans easier, that is going to lead to even higher prices and really will not help with affordability beyond the short term. In fact, just this month, the Fed has resumed QE quantitative easing. And that effectively means that it is ramping up the number of dollars being printed. And these are just more dollars in existence coming in to chase real estate and every other assets values higher we look at the employment picture. Although unemployment has been ticking up lately, it is still low at under 5% what about housing supply versus demand? And future supply versus demand? Well, this is basic econ and it will totally affect future prices. Actually visited the home of the father of economics, Adam Smith in Scotland this year, the man that nearly invented the supply demand concept starting with supply. I think anyone in real estate knows that generally, over six months of housing supply is too much. Under six months is too little. Six months is sort of that balanced point. What does that really mean? Well, months of supply is how long it would take to sell all the homes currently for sale if no new listings came on the market. All right, that's all that means. Well, currently, that level is 4.2 months that is low, and that puts some upward pressure on prices as well. Another way to think about it is with the active listing count of single family homes and condos. All this means is the number of homes currently for sale and available to buy right now. That's what active listing count means when you see that statistic out there? Well, one and a half to 2 million is the normal level of units needed to adequately house our growing population, for single family homes and condos. Well, that figure bottomed out in 2022 and it's only hovered around one or 1.1 million for a few months now, we are under supplied, and it takes a long time to build our way out of it. Now, apartment buildings are a different story. They are oversupplied, but again, today, we're here focused on the future price direction of one to four unit properties. So that's supply, not as tight as it was, but still on the tight side, and then demand. Where is demand coming from? It comes from us. There's more of us. As our population keeps growing, there is a lot of housing demand coming. Not only is there pent up demand from those trying to afford a home as soon as they can, but more broadly. Demographically, I will point back to that period where there was a surge of us births from 1990 to 2010 there were over 4 million births every single one of those years, births peaked in 2007 if you add 40 years to that, because 40 years is now the average age of the first time homebuyer. That's still a mind blowing figure to me, 40 years the average age of the first time homebuyer. You add that to 2007 that peak birth rate year, and this demand won't even peak until about 2047   Speaker 2  30:36   and this doesn't even include additions from immigration, demand, demand, demand, propping up prices for decades, but for next year, improved affordability, which is expected that boosts the demand for those that have the capacity to pay. Well, considering everything we've covered, I'm about to reveal the number for next year. But first, I mean, gosh, don't you wish everyone actually followed up on their past forecasts, like I'm about to I don't think I've ever seen a price crash predictor follow up, because they're always wrong. Well, what is the track record of get rich, education, home, price appreciation forecasts. It's the fifth straight year I'm doing this, and I always release the forecast in the final days of the year in anticipation of the coming year, just like you and I are doing together now. For 2022 I said that prices would rise nine to 10% the year ended, and they came in at 10% 2023 a lot of people said home prices would fall because they had just seen a terrific run up. I said a price fall would not happen, largely due to that jaw droppingly low supply that we had then. I said zero, there wouldn't be any change. They came in at exactly zero. There was no price change in 2023 for 2024 I forecast 4% they came in at exactly 4% this is all documented. You can go back and listen to those episodes. They're all near year end. So yes, three straight years, I nailed it to the exact percent. How about this year? Just before the year began? Do you remember what my forecast figure was from listening here about a year ago, it was 5% home price appreciation. The year is not over yet, and real estate statistics move pretty slowly. Figures lag, but we pretty much know where it's going to end up. And as we look at this same stat set that I consistently use, which is the NARS national median existing single family home price, it is 2.2% as of late in the year, and it's almost certainly going to end up at 2% appreciation. So I would call that a miss, probably not a terrible call, but far enough apart to call that a miss, 5% forecast versus 2% actual for this year. That's the track record. So before I reveal the number for next year, in the last four I've nailed three of them spot on, and why was appreciation less than I expected for this year? Well, a few reasons. One of them is that inflationary pressure from tariffs was postponed. That Tariff Schedule was changed more times than anyone could have possibly forecast, and affordability stayed stubbornly low too. And here we go for 2026 how much home price appreciation or depreciation do I expect? Well, I haven't said this in any of the previous forecasts, because it's the easiest thing to say, and I often avoid saying the easiest thing, but this is just what I see coming, and that is, I expect more of the same. It's the first time I've said more of the same, which is drumroll here, 2% home price appreciation for next year. No wild figure or hyperbolic material here, in order to attract attention that is my best target for the truth, I'm here to do my best to be accurate and help you make the most informed decision, 2% for next year. So a 500k property today should cost you about 10,000 more dollars next year, and as we know, with a figure like 2% which is less appreciation than the long run historic 5% or so, with this 2% appreciation on new purchases, you leverage that five to one with your 80% loan, and you get a 10% return on your down payment. And you add in the other four ways real estate pays to your 10% leverage appreciation and at historic norms, you can end up with a 29% total ROI. That's realistic. I outlined the math of that in an earlier episode this year when I discussed how real estate pays five ways in a slow market, there you have it, 2% forecast home price appreciation for next year. If you want the charts that support the forecast and more, there's a way for you to get a hold of that, and also the best real estate maps, stories and investment opportunities that you won't see in any headlines. They are all in my free weekly newsletter. The newsletter also gives you access to my free real estate pays five ways. Video, course, that is it. GRE letter.com Get it all at one easy place. Gre letter.com I look forward to talking to you in the new year. I'm Keith Weinhold, don't quit your daydrem   Speaker 3  36:06   nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively.   Keith Weinhold  36:34   The preceding program was brought to you by your home for wealth building, GetRichEducation.com  

The "One Big Beautiful Bill" has officially arrived, bringing the most significant financial legislation of the decade to entrepreneurs and real estate investors. In this episode, Kris Krohn breaks down the five critical updates, from permanent tax cuts and 100% bonus depreciation to tax-free income on tips and overtime, that you must understand to stay ahead of the curve. Discover how to leverage these new policy changes to protect your income, build generational wealth, and outpace the traditional market.

It's the LAST podcast of 2025 so we're going DEEP! Whether you've listened to all 459 episodes or you're brand new to The Todd Durkin IMPACT SHOW, this one is going to hit you right in the heart and soul. This episode wraps up our powerful 3-part Annual Strategic Plan series and it's not just about goals or calendars… it's about your LIFE. In this episode, I invite you to slow down, breathe, take in the essence of this season and really feel this conversation. In Part 3 today, we zoom way out and ask the BIG questions that truly shape who you're becoming as a person and the life & legacy that you're creating. You're going to love it! Here's what to expect in Episode 459: Why this isn't just about having a great year — but about crafting a life that aligns with how God created you to live. The 10 deepest life questions I ask myself — questions around purpose, mission, values, faith, healing, legacy, and IMPACT. How your "Big 5" for Life should drive every decision you're making right now (whether you realize it or not). The difference between running from something vs. running to something — and which one is better. Why you can't build a new future while dragging old wounds, fears, or limiting beliefs into it. How to LET-GO of the past and move into a new future in 2026 and beyond. A powerful challenge to examine your relationship with God, your body, your mind, and your spirit. What it truly means to live a life worth telling a story about — and how your life is already teaching others something extraordinary.  Your Tombstone Statement. Why this should inspire you to live your best LIFE NOW!! This episode is meant to be experienced with an open heart, a willingness to be honest with yourself, and a journal in hand (or your Annual Strategic Plan). It's reflective. It's challenging. It's spiritual. It's empowering. And it's designed to help you step into 2026 — and beyond — aligned, intentional, and on-fire. If you're ready to stop drifting, start living even more on purpose, and answer the call on your life, this episode is for YOU. If this episode hits you deep, don't keep it to yourself. Please share Episode 459 on your social media, tag me on IG: @todddurkin, and let me know which of the 10 life questions spoke to you the most. Screenshot it, post it to your stories, or send it to a friend who needs this message right now. Let's start deeper conversations, help more people step into their best life in 2026 and beyond, and spread even more IMPACT. Time to rock and roll… it's time for IMPACT.   ANNOUNCEMENTS: It's NOT TOO LATE for My "GOD-SIZED DREAMS System 2026"!!! Y'all know how powerful of a system this is if you are looking to DREAM BIG, PLAN out your BEST year yet, and work on your LIFE-goals. This is my specific and exacting system that I have used for over 15-years to keep my passion and purpose ALIGNED and stay on track with what you really want to create and manifest in your life. The God-Sized Dreams System is broken down into 2 different products: 1. The Annual Strategic Planner. This is a MUST-DO if you want to maximize your success in 2026. These are my must-answer, deep questions that are broken into "10" categories. The first 3-sections are MANDATORY… The last 7-sections are "Bonus" sections" if you would like to complete the entire system. There are no if's, and's, or but's about it….This is a MUST-HAVE!!! Additionally, this year, the Annual Strategic Planner (A.S.P.) is completely digital so you will get immediately upon ordering. ORDER NOW! 2. The Monthly & Weekly Scheduler & Calendar. I personally can't live WITHOUT this. It contains the following things: Monthly Calendar 10-Forms of Wealth (13 of them) "3-in-30" (13 of them) 365-days for 2026 from 7am-7 pm (that includes 'To Do's, Appointment times, and Notes/Reminders) My favorite "Quotes" throughout the Calendar/Scheduler If you are looking to get more organized and definitely more PROductive, this is your system that you will want with you by your side ALL THE TIME! Order NOW You can ORDER BOTH of them NOW in a BUNDLE and also get a brand new IMPACT JOURNAL as a free gift as well…all for UNDER $100! (You essentially will get 3-products for the price of 2). THIS is my complete system that I personally use. It is worth 25+ years of experience and thousands of dollars. And you can get ALL OF IT NOW for just $99.00 No joke. It's the holidays and I WANT you to have access to my God-Sized Dreams System. ORDER it today and get WURKIN on your Annual Strategic Plan immediately. The other 2-products you will receive in the mail after ordering. ORDER NOW   #2. JOBS AVAILABLE at IMPACT-X Performance (SAN DIEGO)!! (If you apply for any of the positions, please share in the Subject Line what role you are applying to): GENERAL MANAGER. This key position will be leading IXP-San Diego with Todd and have a key leadership role in building and growing our local brand. If you are serious about changing lives, great with customer service, and have leadership experience in health/fitness, sales, or a retail/customer service related- industry, please consider applying… (Fitness managerial experience is a Plus, but NOT mandatory) More Details / Apply Now HERE! Personal Trainer/Coach Positions. While we are not opening until February 2026, we are currently accepting applications as we prepare to Build a World-Class Team of Trainers starting in January 2026. If you are trainer/S&C coach who is looking for a great opportunity to change lives in San Diego, CA, now is your opportunity to be part of our team. I will be personally leading this group of coaches who will serve in both personal training AND large-group training roles. More Details / Apply Now Here! Stretch Therapists. We will have our signature hands-on "IMPACT Stretch Flow" sessions complimenting our training & recovery services. If you are already certified in FST or other stretch therapy (or you're a coach who wants to learn hands-on manual stretching of our clients/members), APPLY TODAY Massage Therapists. Massage therapy has been part of my fitness offerings since Day 1 over 25-years ago. And it's only MORE important now. We WILL have incredible Massage Therapy available at IXP-San Diego and we are exciting to share the power of touch. APPLY TODAY Directors of First Impressions. We love our "Directors of First Impressions" as they play a crucial role in setting the culture and offering extreme positivity, encouragement, and support to our clients/members. If you feel you could be a great addition to our San Diego location, please apply. APPLY TODAY Visit this page to get all the information or to APPLY today… HERE!