POPULARITY
As Felix Zulauf also assesses, Lance Roberts thinks the markets are in a bottoming process.In his estimation, the majority of the negative risks (e.g. tariff uncertainty, slowing economic growth, weakening consumer) are already priced in to stocks and bonds. While he expects markets will likely remain volatile over the next few months and could retest the recent lows, he doesn't expect material new lows. And in the latter half of the year, markets will start pricing in better times ahead.We discuss the reasons why, as well as his latest views on the Administration's policies, bonds and gold. Lance also shares his firm's latest trades.For everything that mattered to markets this week, watch this video.WORRIED ABOUT THE MARKET? SCHEDULE YOUR FREE PORTFOLIO REVIEW with Thoughtful Money's endorsed financial advisors at https://www.thoughtfulmoney.com_____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor registered with the U.S. Securities and Exchange Commission (SEC) or state securities regulators who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, money market funds, and other types of securities involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved.
In this episode, Dr. Preston Cherry breaks down two popular ways to invest: dollar cost averaging (investing smaller amounts over time) and lump sum investing (putting all your money in at once). He explains how emotions like fear and regret influence our choices, and why understanding your own goals and risk tolerance is key. Backed by real data, this conversation helps you figure out which strategy might work best for you.Takeaways:• Mindset matters• DCA reduces risk• Lump sum wins long-term• Cash drag hurts returns• Know your goalsWant to learn more? Connect with us below!Stay informed and inspired! Join our FREE wealth & well-being newsletterDo you want confidence & clarity? Check out our award-winning wealth advice servicesGrab Your Copy of Dr. Cherry's book ‘Wealth In The Key of Life'Disclosure: episodes are educational only, not advice. Review our disclosures here: https://www.concurrentfp.com/disclosures/
Determined to master her messy personal finances, Jean Chatzky immersed herself in learning about finance, financial freedom, and investing. She worked on Wall Street to understand the stock market, then transitioned to financial journalism. After being fired for being “too expensive,” she turned her side hustles into HerMoney—a safe space where women can build wealth and take control of their money. In this episode, Jean shares actionable insights on achieving financial freedom and building lasting confidence around money. In this episode, Hala and Jean will discuss: (00:00) Introduction 01:12 From Journalism to Financial Expertise 03:06 Skill Stacking 06:38 The Gender Wage Gap 11:21 Women Controlling Wealth and Spending 20:07 Navigating Relationships and Success 27:03 Women and Investing 30:09 The Importance of Financial Freedom 31:36 Homeownership: Is It Worth It? 35:47 Understanding Your Money Type 40:15 Budgeting and Avoiding Overspending 42:39 Strategies for Paying Down Debt 44:33 Improving Your Credit Score 47:34 Investing Wisely Jean Chatzky is the CEO and co-founder of HerMoney Media, a digital platform focused on enhancing financial planning, literacy, and wellness among women. She is an award-winning personal finance journalist, bestselling author, and host of the HerMoney podcast. With a background that spans Forbes, SmartMoney, and a 25-year tenure on NBC's Today show, she has earned many accolades, such as the Gracie Award for Outstanding Host. She has authored multiple bestselling books, including Women with Money and Pay It Down! She frequently appears on major platforms like CNN, MSNBC, and The Oprah Winfrey Show. Sponsored By: Indeed - Get a $75 sponsored job credit at indeed.com/profiting Shopify - Sign up for a one-dollar-per-month trial period at youngandprofiting.co/shopify Microsoft Teams - Stop paying for tools. Get everything you need, for free at aka.ms/profiting Mercury - Streamline your banking and finances in one place. Learn more at mercury.com/profiting LinkedIn Marketing Solutions - Get a $100 credit on your next campaign at linkedin.com/profiting Bilt Rewards - Start paying rent through Bilt and take advantage of your Neighborhood Benefits™ by going to joinbilt.com/PROFITING. Airbnb - Find yourself a co-host at airbnb.com/host Active Deals - youngandprofiting.com/deals Key YAP Links Reviews - ratethispodcast.com/yap Youtube - youtube.com/c/YoungandProfiting LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services - yapmedia.com Transcripts - youngandprofiting.com/episodes-new Entrepreneurship, entrepreneurship podcast, Business, Business podcast, Self Improvement, Self-Improvement, Personal development, Starting a business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side hustle, Startup, mental health, Career, Leadership, Mindset, Health, Growth mindset, Finance, Financial, Personal Finance, Wealth, Stock Market, Scalability, Investment, Financial Freedom, Risk Management, Financial Planning, Business Coaching, Finance podcast, Investing, Saving
We've all been there: endlessly scrolling through financial headlines, absorbing TikTok hot takes, or reading investing books with dreams of becoming the next Warren Buffett. But what if all that advice is doing more harm than good? On the most recent episode of Your Money Map, our weekly show with the Alliance for Lifetime Income, we sit down with Barry Ritholtz, host of Bloomberg's Masters in Business podcast, CIO of Ritholtz Wealth Management, and author of the new book How Not to Invest: The Ideas, Numbers, and Behaviors That Destroy Wealth and How to Avoid Them. His mission? To help us unlearn everything that's steering us in the wrong direction. If you like this episode and want more, check out all of our Your Money Map episodes at protectedincome.org/your-money-map/ or tune in live every Wednesday at 12 PM ET on Facebook or LinkedIn.
In this compilation program, Justin Klein and Luke Guerrero field a variety of finance and investment questions from callers across the United States and around the World.Today's Stocks & Topics: Stocks with Two Symbols, Safe Investment, The Thrift Savings Plan (TSP), Roth Conversions, Dividends, Fixed Annuities, Precious Metals Stocks, Bonds, Panic Sell, Tariffs on China Can Affect Vietnam, Oil Stocks, Investing for Kids Future, Roth I-R-A, Economic Indicators, How Many Stocks in a Portfolio, IPOs Prices, Young Investor.Our Sponsors:* Check out Kinsta: https://kinsta.comAdvertising Inquiries: https://redcircle.com/brands
Discover if you should buy a car before tariffs. Are you investing well for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest, makes a huge difference to your financial future and lifestyle. If you only knew where to invest for the long-term, what a difference it would make, because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters! INTERESTED IN THE BE WEALTHY & SMART VIP EXPERIENCE? - Invest in stock ETFs, private equity and digital assets for potential high compounding rates - Asset allocation model with ticker symbols and % to invest -Monthly LIVE investment webinars with Linda, with Q & A -Private VIP Facebook group with daily interaction -Weekly investment commentary from Linda -Optional 1-on-1 tech team support for digital assets -Join, pay once, have lifetime access! NO recurring fees. -US and foreign investors, no minimum $ amount to invest For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any additional cost. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or have a complimentary conversation to answer your questions. Request a free appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). WANT HELP AVOIDING IRS AUDITS? #Ad Stop worrying about IRS audits and get advance warning at Crypto Tax Audit, here. PLEASE REVIEW THE PODCAST ON ITUNES If you enjoyed this episode, please subscribe and leave a review. I love hearing from you! I so appreciate it! SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed PLEASE LEAVE A BOOK REVIEW FOR THE CRYPTO INVESTING BOOK Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". After you purchase the book, go here for your Crypto Book bonus: https://lindapjones.com/bookbonus PLEASE LEAVE A BOOK REVIEW FOR WEALTH BOOK Leave a book review on Amazon here. Get my book, “You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!” Men love it too! After all, you are Wealth Heirs. :) Available for purchase on Amazon. International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning. Use the search bar in the upper right corner of the page to search topics. SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here. #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom. (Some links are affiliate links. There is no additional cost to you.)
In this episode, Scott Becker discusses the pros and cons of various investment strategies.
// GUEST //Website: https://silviogesell.com/YouTube: https://www.youtube.com/@thesilviogesellfoundation/featured and https://www.youtube.com/@HGSSS/featured // SPONSORS //The Farm at Okefenokee: https://okefarm.com/iCoin: https://icointechnology.com/breedloveHeart and Soil Supplements (use discount code BREEDLOVE): https://heartandsoil.co/In Wolf's Clothing: https://wolfnyc.com/Blockware Solutions: https://mining.blockwaresolutions.com/breedloveOn Ramp: https://onrampbitcoin.com/?grsf=breedloveMindlab Pro: https://www.mindlabpro.com/breedloveCoinbits: https://coinbits.app/breedlove // PRODUCTS I ENDORSE //Protect your mobile phone from SIM swap attacks: https://www.efani.com/breedloveNoble Protein (discount code BREEDLOVE for 15% off): https://nobleorigins.com/Lineage Provisions (use discount code BREEDLOVE): https://lineageprovisions.com/?ref=breedlove_22Colorado Craft Beef (use discount code BREEDLOVE): https://coloradocraftbeef.com/ // SUBSCRIBE TO THE CLIPS CHANNEL //https://www.youtube.com/@robertbreedloveclips2996/videos // OUTLINE //0:00 - WiM Episode Trailer1:35 - Silvio Gesell6:57 - Does Land Ownership Undermine Private Property?19:53 - You Made It, You Own It31:14 - The Farm at Okefenokee32:33 - iCoin Technology34:03 - Private Property, Land, and Government49:26 - What is Money?56:08 - Heart and Soil Supplements57:08 - Helping Lightning Startups with In Wolf's Clothing58:00 - Savings, Investing, and Human Action1:08:10 - Physical and Technological Wealth Degradation 1:22:00 - Mine Bitcoin with Blockware Solutions1:23:22 - OnRamp Bitcoin Custody1:24:45 - Can Saving be a Negative for Society?1:29:01 - Money and the Division of Labor1:40:37 - Saving and the Division of Labor1:55:44 - Mind Lab Pro Supplements1:56:55 - Buy Bitcoin with Coinbits1:58:05 - Demurrage: Separating Store of Value and Medium of Exchange2:05:52 - The Problems with Exchanging a Portable Money2:20:39 - Robinson Crusoe Interest Example2:31:31 - What is Money?2:34:27 - The Power Imbalance of Interest2:40:18 - Is Silvio Gesell a Marxist?2:49:26 - Where to Find Josh Sidman // PODCAST //Podcast Website: https://whatismoneypodcast.com/Apple Podcast: https://podcasts.apple.com/us/podcast/the-what-is-money-show/id1541404400Spotify: https://open.spotify.com/show/25LPvm8EewBGyfQQ1abIsERSS Feed: https://feeds.simplecast.com/MLdpYXYI // SUPPORT THIS CHANNEL //Bitcoin: 3D1gfxKZKMtfWaD1bkwiR6JsDzu6e9bZQ7Sats via Strike: https://strike.me/breedlove22Dollars via Paypal: https://www.paypal.com/paypalme/RBreedloveDollars via Venmo: https://account.venmo.com/u/Robert-Breedlove-2 // SOCIAL //Breedlove X: https://x.com/Breedlove22WiM? X: https://x.com/WhatisMoneyShowLinkedin: https://www.linkedin.com/in/breedlove22/Instagram: https://www.instagram.com/breedlove_22/TikTok: https://www.tiktok.com/@breedlove22Substack: https://breedlove22.substack.com/All My Current Work: https://linktr.ee/robertbreedlove
John Funderburk joins us today to discuss capital raising, marketing, and the importance of being a self starter.----Continue the conversation with Brian on LinkedInJoin our multifamily investing community with like-minded apartment investors at the Tribe of TitansThis episode originally aired on April 18, 2025----Watch the episode on YouTube: https://www.youtube.com/channel/UCcsYmSLMxQCA9hgt_PciN3g?sub_confirmation=1 Listen to us on your favorite podcast app:Apple Podcasts: https://tinyurl.com/AppleDiaryPodcast Spotify: https://tinyurl.com/SpotDiaryPodcast Google Podcasts: https://tinyurl.com/GoogleDiaryPodcast Follow us on:Instagram: https://www.instagram.com/diary_of_an_apartment_investor Facebook: https://www.facebook.com/DiaryAptInv/ Twitter: https://twitter.com/Diary_Apt_Inv ----Your host, Brian Briscoe, has owned over twenty apartment complexes worth hundreds of millions of dollars and is dedicated to helping aspiring apartment investors learn how to do the same. He founded the Tribe of Titans as his platform to educate aspiring apartment investors and is continually creating new content for the subscribers and coaching clients.He is the founder of Streamline Capital based in Salt Lake City, Utah, and is probably working on closing another apartment complex in the greater SLC area. He retired as a Lieutenant Colonel in the United States Marine Corps in 2021 after 20 years of service.Connect with him on LinkedIn----John FunderburkAs a principal in multifamily syndication, I help busy professionals achieve financial freedom and diversify their portfolio by passively investing in multifamily real estate. With over 6 years of experience in real estate, I have successfully managed and closed multiple deals, delivering high returns and consistent cash flow to our investors.I am a skilled negotiator, vendor manager, and leader. I have a Bachelor's Degree of Science and Technology, and Business Administration, which enables me to analyze the market trends, identify the best opportunities, and execute the optimal strategies. I am passionate about educating and empowering others to create wealth and passive income through real estate.Learn more about him at: https://rampantlioncapital.com/
The Twenty Minute VC: Venture Capital | Startup Funding | The Pitch
Rich Socher is the Founder and CEO of You.com. Richard previously served as the Chief Scientist and EVP at Salesforce. Before that, Richard was the CEO/CTO of the AI startup MetaMind, which Salesforce acquired in 2016. He is widely recognised as having brought neural networks into the field of natural language processing, inventing the most widely used word vectors, contextual vectors and prompt engineering. He has over 150,000 citations and served as an adjunct professor in the computer science department at Stanford. In Today's Episode We Discuss: 04:10 Winners & Losers: OpenAI, Gemini, Claude 08:59 How Partnerships Could Decide the Winners in AI 12:42 China vs US: Who Wins the War for AI 25:50 How Society and Economics Needs to Change in a World of AI 34:04 What Jobs Will Be Replaced, What Will Not 36:04 How Europe Needs to Change It's Approach to AI 41:06 How AI Will Change Health and Longevity 43:10 AI in Consumer and Enterprise Markets 49:30 Quantum Computing and AI Misconceptions 56:57 Longevity, Personal Reflections, and Future Outlook
Apr 17, 2025 – A global monetary reset could take place this year, and how the tariff situation plays out over the next few months will play a key role. In this dynamic discussion, Edward Gustely of Pineda Capital Advisors unpacks the global trade...
Apr 18, 2025 – Market volatility remains high, with MarketGauge's Mish Schneider warning that investor optimism may be misplaced as key consumer indicators flash caution. She highlights the critical role of consumer spending, the impact of tariffs...
When today's guest was on this program last back in December, he predicted the following:1. That a contraction in global liquidity could set the stage for severe market corrections and increased volatility -- check2. That stocks would peak early in 2025, and then experience a 15-20% correction -- check3. That new U.S. trade tariffs could lead to retaliatory measures from trading partners, triggering a global trade war -- check, especially in regards to ChinaSo far he's 3 for 3.He also recommended that investors start 2025 defensively, reducing equity exposure, avoiding long-duration bonds, and instead load up on T-bills and gold.Again, this was a winning combination. So who is this prescient forecaster?None other than Felix Zulauf, Founder and CEO, Zulauf Consulting.He usually only does public interviews once a year, but given the recent market turbulence, he has decided to return early to help investors make sense of what's most likely to happen next from here.We're extremely fortunate -- and grateful -- that he has selected Thoughtful Money as one of the few platforms he's granting an interview to this week.WORRIED ABOUT THE MARKET? SCHEDULE YOUR FREE PORTFOLIO REVIEW with Thoughtful Money's endorsed financial advisors at https://www.thoughtfulmoney.com#recession #volatility #bullmarket _____________________________________________ Thoughtful Money LLC is a Registered Investment Advisor Promoter.We produce educational content geared for the individual investor. It's important to note that this content is NOT investment advice, individual or otherwise, nor should be construed as such.We recommend that most investors, especially if inexperienced, should consider benefiting from the direction and guidance of a qualified financial advisor in good standing with the Financial Industry Regulatory Authority (FINRA) who can develop & implement a personalized financial plan based on a customer's unique goals, needs & risk tolerance.IMPORTANT NOTE: There are risks associated with investing in securities.Investing in stocks, bonds, exchange traded funds, mutual funds, and money market funds involve risk of loss. Loss of principal is possible. Some high risk investments may use leverage, which will accentuate gains & losses. Foreign investing involves special risks, including a greater volatility and political, economic and currency risks and differences in accounting methods.A security's or a firm's past investment performance is not a guarantee or predictor of future investment performance.Thoughtful Money and the Thoughtful Money logo are trademarks of Thoughtful Money LLC.Copyright © 2025 Thoughtful Money LLC. All rights reserved.
Crypto News: Gary Gensler goes on CNBC to talk Bitcoin and Crypto. Fed Chair Jerome Powell talks cryptocurrency and stablecoins.Show Sponsor -
In this powerful episode of the Vinney & Beau Show, real estate experts Vinney Chopra and Beau Eckstein tackle a crucial theme for today's economy—how to stack skills to build your own financial economy. With stock market volatility and global uncertainties swirling, this episode offers listeners a timely blueprint to become financially insulated and opportunity-ready. Beau dives into his own journey of stacking skills over time—from mastering SBA lending, to becoming a franchise broker, to diving deep into tax strategies that reduce his tax bill year after year. Meanwhile, Vinney shares how pivoting from multifamily to senior living and hotels has created exponential returns. Key topics covered:
“For you know the grace of our Lord Jesus Christ, that though he was rich, yet for your sake he became poor, so that you by his poverty might become rich.” - 2 Corinthians 8:9Each year, Christians pause to remember Good Friday—the day Jesus Christ was crucified. At first glance, calling this day “good” may seem strange. After all, it marks one of the darkest, most sorrowful moments in human history. But for those who trust in Christ, Good Friday isn't the end of the story—it's the turning point. It's the day God's grace was poured out most fully and most freely.Good Friday invites us into a sacred tension—one of deep sorrow and overwhelming gratitude. It reminds us that Jesus didn't just die for us—He died instead of us. The pain He endured was not only physical but also spiritual. The weight He carried to the cross wasn't just a wooden beam but the full weight of our guilt and rebellion.And yet, it was love—not nails—that held Him there.The Financial Language of RedemptionHere on Faith & Finance, we often discuss budgeting, investing, and managing money well. But Scripture frequently uses financial imagery to communicate spiritual realities. This isn't a coincidence. Terms like debt, ransom, redemption, and inheritance appear throughout the Bible to help us understand the gravity of sin and the beauty of salvation.“The wages of sin is death, but the free gift of God is eternal life in Christ Jesus our Lord.” - Romans 6:23“The Son of Man did not come to be served, but to serve, and to give His life as a ransom for many.” - Mark 10:45“You were bought with a price. So glorify God in your body.” - 1 Corinthians 6:20These verses paint a clear picture: our sin incurred a debt that only Jesus could pay.Tetelestai: It Is FinishedIn John 19:30, as Jesus gave up His spirit, He cried out, “It is finished.” The Greek word He used—tetelestai—was more than a declaration of His suffering ending. It was a victory cry.In the ancient world, tetelestai was written across receipts to show that a debt had been paid in full. It was the word a priest would use after examining a spotless lamb and declaring it worthy for sacrifice. It was a servant's report that a task had been completed.So when Jesus spoke it from the cross, He was announcing the completion of His mission: the debt of sin had been fully, finally paid. Jesus didn't come to make a down payment on our salvation. He didn't cover part of the cost and leave the rest up to us. He paid it all.That means you and I no longer live in spiritual deficit. We live in the overflow of God's grace. There's no more striving to earn God's favor, no more guilt weighing us down. Instead, we live in joyful obedience—not to gain life, but because in Christ, we've already found it.Why Good Friday Is Truly GoodGood Friday is good not because it was easy but because it was enough.At the cross, God demonstrated the greatest act of generosity the world has ever seen. Jesus gave everything so that we could receive everything. His riches were traded for our poverty. His life was given to cover our debt. And now, because of Him, we are invited into the riches of His grace.So, as we reflect today, may we hear His final words echo in our hearts—It is finished. The debt has been paid. The way to the Father is open. The shame is gone. And the invitation to live fully, freely, and faithfully has been extended to each of us.From Financial Fear to Freedom in ChristIf this message resonates with you, we invite you to explore Look at the Sparrows, our 21-day devotional designed to address financial fear and anxiety through the lens of the gospel. In it, you'll discover how the riches of God's grace free us from worry and invite us to trust fully in His provision.On this Good Friday, rest in this truth: Jesus has already paid the price. Now we get to live generously, not from fear but from freedom.On Today's Program, Rob Answers Listener Questions:I want to send money to my three cousins in Europe who are in a difficult economic situation. Can I get a tax deduction for gifting them money?I need guidance on being a good steward and managing my giving to various churches and outreaches.I'm receiving a modest inheritance and want to give about $30,000 to one of my siblings. I'm also planning to give $10,000 to my son for a wedding gift. I'd like to know how to handle these gifts from a tax perspective and if I need to split the gifts over two years.I want to know how to start on a debt-free journey and what steps I should take to stay on that path.Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineYour Money Counts: The Biblical Guide to Earning, Spending, Saving, Investing, Giving, and Getting Out of Debt by Howard DaytonWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.
David McAlvany, CEO of McAlvany Financial Companies, joins us for a deep dive into today's volatile economic environment. He shares his insights into the growing risks tied to overleveraged hedge funds, private equity, and private credit markets, which are increasingly unstable in the face of rising interest rates. We also discuss the need for active management, increased cash allocations, the importance of liquidity, and how time, not net worth, is the true measure of wealth. If you like this episode, here are more episodes we think you'll enjoy: Ep #527 - Marcus Crigler – Real Estate Investing and Profit Retention For 2025 Ep #518 - Mathew Owens – Real Estate Reality Check: Strategies, Caution, and Cash Flow for Today's Market Ep #512 - Andrew McDannels – Protecting Your Wealth – Fiat Currency, Tangible Assets, and Commodities Check out the show notes for more information! P.S. Whenever you're ready, here are some other ways I can help fast track you to your Freedom goal (you're closer than you think): 1. Schedule a Call with My Team: If you'd like to replace your active practice income with passive investment income within 2-3 years, and you have at least 1M in available capital (can include residential/practice equity or practice sale), then schedule a call with my team. If it looks like there is a mutual fit, you'll have the opportunity to attend one of our upcoming member events as a guest. 2. Become a Full-Cycle Investor: There are many self-proclaimed genius investors today who think everything they touch turns to gold. But they're about to learn the hard way what others have gained through “expensive” experience. I'm offering a free report on how to become a full-cycle investor, who knows how to preserve and grow capital in Up and Down markets. Will you be prepared when the inevitable recession hits? Get your free report here. 3. Get Your Free Retirement Scorecard: Benchmark your retirement and wealth-building against hundreds of other practice professionals, and get personalized feedback on your biggest opportunities and leverage points. Click here to take the 3 minute assessment and get your scorecard.
With Jess and Sam taking the week off Brit and Dave are joined by two leading voices in venture and tech: Ben Lerer (Managing Partner, Lerer Hippeau) and Morgan Beller (General Partner, NFX; Co-creator of Libra). Together, they dive into the shifting tides of tech, venture, and AI:– OpenAI's next move: A social network?– Venture's broken math– The ‘AI' label inflation, and– Figma's IPO and what it signals for techPlus, Ben and Morgan weigh space travel risks—would you commit to a ticket to Mars?Let us know in the comments below!00:00 Trailer01:16 Guest Intro03:39 VC East Coast scene08:39 Offline from tech10:32 OpenAI social media leak? 15:08 Investing in AI22:59 Like AI companies28:49 Figma's Potentital IPO33:08 LPs and founders are pissed41:52 Pop culture corner: Katy Perry went to space45:02 Humans on Mars by 2040? 46:36 OutroFeaturing: Ben Lerer: https://x.com/benjlererMorgan Beller: https://x.com/bellerWe're also on ↓X: https://twitter.com/moreorlesspodInstagram: https://instagram.com/moreorlessSpotify: https://podcasters.spotify.com/pod/show/moreorlesspodConnect with us here:1) Sam Lessin: https://x.com/lessin2) Dave Morin: https://x.com/davemorin3) Jessica Lessin: https://x.com/Jessicalessin4) Brit Morin: https://x.com/brit
In this episode, Liz Ann Sonders and Kathy Jones begin by discussing the current state of the markets, focusing on volatility, investor confidence, and the impact of trade policies. They explore how changing economic conditions and uncertainty are affecting investment strategies and corporate earnings guidance. The conversation also delves into the complexities of global trade dynamics and the Federal Reserve's cautious approach in navigating these challenges. Next, Liz Ann Sonders interviews Deane Antoniou, director and portfolio strategist for ThomasPartners. They discuss the complexities of retirement investing, emphasizing the importance of having a well-structured plan that considers both financial and emotional risk tolerance. They explore the challenges retirees face in volatile markets, the significance of systematic investment strategies, and the role of dividends in providing income. The discussion also touches on the impact of inflation on consumer perception and the necessity of being thoughtful about investment choices. Ultimately, they highlight the importance of focusing on long-term strategies rather than short-term market fluctuations.You can read Deane's quarterly report here: ThomasPartners Strategies Quarterly Observations: Spring 2025.Finally, Kathy and Liz Ann discuss the data and economic indicators they will be watching in the coming week.On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting. If you enjoy the show, please leave a rating or review on Apple Podcasts.Important DisclosuresThe information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed.Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.Investing involves risk, including loss of principal.Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.Past performance is no guarantee of future results and the opinions presented cannot be viewed as an indicator of future performance.Indexes are unmanaged, do not incur management fees, costs and expenses, and cannot be invested in directly. For more information on indexes, please see schwab.com/indexdefinitions.Currency trading is speculative, volatile and not suitable for all investors.There are risks associated with investing in dividend paying stocks, including but not limited to the risk that stocks may reduce or stop paying dividends.ThomasPartners Strategies with portfolio management provided by Charles Schwab Investment Management, Inc. ("CSIM"), dba Schwab Asset Management®.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security.Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.(0425-KCBD)
After a challenging 2024 filled with global changes,today's episode is reflecting on how the business environment is shifting and what it means for entrepreneurs, coaches, consultants, and other service providers focused on selling to corporate organisations. Jess breaks down the key trends and insights that will shape the corporate market this year, offering strategies to help you navigate the complexities of today's economic climate. From understanding the increased use of external consultants by organizations to identify growth sectors like AI and ESG, Jess provides a roadmap for building a stable sales pipeline. With economic challenges ahead, it's vital to focus on building a stable B2B sales pipeline and enhance your sales skills. Companies are set to spend billions, and external consultants will be in high demand. Whether you're exploring new corporate revenue streams or adjusting strategies, understanding these trends is key for navigating success. This episode is a must-listen if you're looking to adapt your business strategies for success in 2025 and beyond. So, whether you're a seasoned pro or new to the corporate sales game, this episode is sure to provide some much-needed inspiration and direction. In this episode I'm sharing; Navigating Economic Challenges: Building a Stable Sales Pipeline for 2025 and Beyond Selling to Corporate in 2025: Insights and Strategies for Success How Economic Changes Impact B2C and B2B: Lessons for Small Business Owners The Current Landscape: 2025 is brimming with potential, despite the economic challenges. UK corporates alone are expected to spend £15.7 billion on external consulting, which includes diverse opportunities for coaches, consultants, trainers, speakers, and service providers. Corporate Opportunities: Companies are dynamically adjusting to global changes, and more than half intend to increase their use of external consultants over the next year. This is your chance to step in with the right sales skills. Key Quotes; Redefining Work-Life Balance: "I have cut my working week down significantly, by a day and a half a week, which is something that I never thought I would be able to do because I'm obsessive about work." 00:01:5700:02:09 "Those companies who are selling anything high ticket to consumers will already have plans in place and they will already have the data around in recessive or economically difficult environments. And they already have risk departments and very very experienced financial professionals who will predict these kind of things and that company will have been gearing itself up to make it through these kinds of environments, which is why it's much easier for them as large organisations who've been through this kind of thing before to predict how they are going to survive and thrive through an economically uncertain environment rather than you or me." 00:37:0600:37:51 "Now what was really interesting during my period of research for this episode was the fact that 58% of companies say that they are going to be using external consultants more in the next twelve months than they have previously. In fact, only 1% of companies said that they would use external consultants less." 00:39:2600:39:51 Investing in Sales Strategy: "And if you don't invest in your sales strategy... you are going to struggle this year." 00:56:5900:57:02 Key Resources Mentioned in this Episode: Click here for the Cold Email Outreach Conversion Course here. Grab your Sales Tracking Spreadsheet here. Click here to watch my video on how to troubleshoot your sales process.! Join The C Suite ® Self Study now! If you're looking to get the best support in selling your services to corporate organisations, not to mention email templates and proposal outlines so that you really can convert at much higher rates and sell your services more successfully then click here now. Take the Selling to Corporate ® offer quiz and find out what the best offer is that you could sell to corporate. Sign up here for the webinar on Five Simple Steps to Landing Corporate Clients. Top 5 Business Development Questions: If you're looking to convert more business development calls into sales? You need to be asking the right questions and getting the best information to support future work. Download my Top 5 BDQs here and start getting quality information from your prospects. Connect with me on LinkedIn. If you've been consuming the content and LOVE the show, please make sure you take five minutes out of your day to leave a review. Click here if you would like to listen to my TEDx talk.
In this episode of Investing on Purpose, JP sits down with world-renowned brand strategist Re Perez to explore the evolution of branding in the age of AI, the power of authenticity, and how to future-proof your purpose. From his personal spiritual journey to his professional mastery of building unforgettable brands, Re shares the principles that differentiate timeless brands from trendy ones. This conversation goes beyond logos—it's about the soul of your business and how to thrive in a world of automation without losing your humanity. Stick around to hear Re's take on how the most successful people in the next decade won't just be those who get smarter with AI—but those who go deeper within. Connect with Re Perez
In this episode, Taniel guides you through everything you need to know about investing in Puerto Vallarta, one of Mexico's most sought-after coastal destinations for retirees and investors alike. Whether you're a baby boomer dreaming of a carefree retirement or a Gen X investor looking to diversify your portfolio, this episode is packed with practical tips, reassuring advice, and insider knowledge to help you make the best decision for your future. Taniel breaks down the sometimes overwhelming process of buying property in Mexico into a clear, three-step plan—from discovery calls that clarify your dreams all the way through to seamless closings with legal support. He also showcases Puerto Vallarta's unique appeal: strong property appreciation, affordable luxury, and a flourishing rental market, with spotlight segments on high-performing neighborhoods like the Romantic Zone, Marina Vallarta, Conchas Chinas, and Nuevo Vallarta. Tune in to learn how to turn the dream of a sun-soaked, worry-free retirement into reality—with expert help every step of the way. Plus, find out how to access a free buyer's guide and schedule your complimentary discovery call to start your journey toward the best chapter of your life. Don't miss out on a free webinar, where experts cover everything you need to know about relocating to Mexico—from the best places to live to essential healthcare information for expats. Register at dreamretirementinmexico.com/webinar. Want to own a home in Mexico? Start your journey with confidence – download your FREE Taniel Chemsian Properties Buyer's Guide now for expert tips and clear steps to make it happen! Click here - https://tanielchemsian.com/buyers-guide/ Contact Information: Email: info@tanielchemsian.com Website: www.tanielchemsian.com Mex Office: +52.322.688.7435
Web3 Academy: Exploring Utility In NFTs, DAOs, Crypto & The Metaverse
In today's episode we go behind the scenes of the new Ethereum documentary featuring Vitalik Buterin. The filmmakers take us inside Vitalik's mind, lifestyle, and values — from building bunny worlds in Excel as a kid to helping Ukraine fund its war effort through Ethereum. We unpack why Vitalik skipped the White House Crypto Summit, how he handles the spotlight, and what the film reveals about his view on leadership, decentralization, speculation, and building through bear markets. If you've ever wondered what makes Ethereum's creator tick, this is the story you've been waiting for.
From Handwritten Checks to Managing 115+ STRs Across 14 States w/ Landon SchlabachIn this episode, Landon Schlabach shares his remarkable journey from flipping houses to building a thriving short-term rental property management company. Starting with just a few homeowners and handwritten checks, Landon scaled his operations to managing over 115 homes across 14 states—with deep roots in the Amish and Mennonite communities.We dive into:Why he pivoted away from rental arbitrage early onHow the pandemic became an unexpected growth acceleratorThe scrappy early days of doing everything soloHow a remote cabin in Pennsylvania changed everythingWhy not every investor is in it for cash flow—and why that's okayHis approach to building relationships, earning trust, and growing organicallyWhether you're just getting started or scaling your STR business, Landon's story is packed with lessons on grit, trust, and jumping in before everything's perfect.
Scooter takes to the skies with more bridges than he can count in this special on-location episode.This is a special release from the SWM Vault. It's been remastered and re-edited, but it might be a little looser than a new episode. If you want access to the full vault, you can join Sleep With Me Plus at sleepwithmepodcast.com/plusGet your Sleep With Me SleepPhones. Use "sleepwithme" for $5 off!!Are you looking for Story Only versions or two more nights of Sleep With Me a week? Then check out Bedtime Stories from Sleep With MeLearn more about producer Russell aka Rusty Biscuit at russellsperberg.com and @BabyTeethLA on IG.Show Artwork by Emily TatGoing through a hard time? You can find support at the Crisis Textline and see more global helplines here.HELIX SLEEP - Take the 2-minute sleep quiz and they'll match you to a customized mattress that'll give you the best sleep of your life. Visit helixsleep.com/sleep and get a special deal exclusive for SWM listeners!ZOCDOC - With Zocdoc, you can search for local doctors who take your insurance, read verified patient reviews and book an appointment, in-person or video chat. Download the Zocdoc app to sign-up for FREE at zocdoc.com/sleep PROGRESSIVE - With the Name Your Price tool, you tell Progressive how much you want to pay for car insurance, and they'll show you coverage options that fit your budget. Get your quote today at progressive.comACORNS - Acorns makes it easy to start automatically saving and investing so your money has a chance to grow for you, your kids, and your retirement. Acorns will recommend a diversified portfolio that fits you and your money goals, and you can get started with even just your spare change! Head to acorns.com/sleep to learn more. (Paid non-client endorsement. Compensation provides incentive to positively promote Acorns. Tier 1 compensation provided.Investing involves risk. Acorns Advisers, LLC, an SEC-registered investment adviser. View important disclosures at acorns.com/sleep)MARLEY SPOON - With their 15-Minute Express Recipes and Ready to Heat Meals, Marley Spoon takes the guesswork out of dinner with delicious meals that you can make quickly. Head to MarleySpoon.com/offer/sleep and use code SLEEP for up to 26 free meals!QUINCE - Quince sells luxurious, ethically-made clothes and bedding at an affordable price. Transition your bed for the season with soft, breathable bedding from Quince. Go to Quince.com/sleep to get free shipping and 365-day returns on your next order. Learn about your ad choices: dovetail.prx.org/ad-choices
Scott Lynn is the Founder and CEO of Masterworks, the first platform allowing investors to buy and trade shares in blue-chip art. Scott is a serial entrepreneur and a leading art collector. Top 3 Value Bombs 1. Strategy before execution. Focus more on making sure you are solving the right problem than just working really hard. 2. Art is a long term security so it is important for people to realize that if they invest in art they should think of it as a 7-10 year investment that is illiquid before they ultimately sell them. 3. The market on investing is going to change rapidly over the next 10 years so you need to update your investment portfolio. Masterworks – Check out their website and schedule a call with their financial advisers who are trained in the stock market. Sponsors NetSuite Over 41,000 businesses have future-proofed their business with NetSuite, by Oracle - THE number one cloud E.R.P. Download the CFO's Guide to AI and Machine Learning for free at NetSuite.com/fire Mentorship: Email John@EOFire.com to set up a call
MacroVoices Erik Townsend & Patrick Ceresna welcome, Daniel Lacalle. They'll discuss Trump Tariffs as the European investment community sees them, and discuss whether this is the dawn of a new age in terms of monetary and economic policy cooperation between the United States and Europe. https://bit.ly/43XhGUI
Subscribe to the Social Proof Podcast:Apple Podcasts: https://podcasts.apple.com/us/podcast...Spotify: https://open.spotify.com/show/6GT6Vgj... This episode underscores the importance of having a scalable business model, leveraging AI, and being in the right environment to foster big ideas and innovation. Remember, it's not just about having a good idea; it's about being the entrepreneur who can execute and scale that idea effectively.Thank you for tuning in to the Social Proof Podcast. Stay tuned for more insights and discussions on entrepreneurship and business growth!
Our analysts Michael Zezas and Erik Woodring discuss the ways tariffs are rewiring the tech hardware industry and how companies can mitigate the impact of the new U.S. trade policy.Read more insights from Morgan Stanley. ----- Transcript -----Michael Zezas: Welcome to Thoughts on the Market. I'm Michael Zezas, Morgan Stanley's Global Head of Fixed Income and Public Policy Research.Erik Woodring: And I'm Erik Woodring, Head of the U.S. IT Hardware team.Michael Zezas: Today, we continue our tariff coverage with a closer look at the impact on tech hardware. Products such as your smartphone, computers, and other personal devices.It's Thursday, April 17th at 10am in New York.President Trump's reciprocal tariffs announcements, followed by a 90 day pause and exemptions have created a lot of turmoil in the tech hardware space. People started panic buying smartphones, worried about rising costs, only to find out that smartphones may or may not be exempted.As I pointed out on this podcast before, these tariffs are also significantly accelerating the transition to a multipolar world. This process was already well underway before President Trump's second term, but it's gathering steam as trade pressures escalate. Which is why I wanted to talk to you, Erik, given your expertise.In the multipolar world, IT hardware has followed a China+1 strategy. What is the strategy, and does it help mitigate the impact from tariffs?Erik Woodring: Historically, most IT hardware products have been manufactured in China. Starting in 2018, during the first Trump administration, there was an effort by my universe to diversify production outside of China to countries friendly with China – including Vietnam, Indonesia, Malaysia, India, and Thailand. This has ultimately helped to protect from some tariffs, but this does not make really any of these countries immune from tariffs given what was announced on April 2nd.Michael Zezas: And what do the current tariffs – recognizing, of course, that they could change – what do those current tariffs mean for device costs and the underlying stocks that you cover?Erik Woodring: In short, device costs are going up, and as it relates to my stocks, there's plenty of uncertainty. If I maybe dig one level deeper, when the first round of tariffs were announced on April 2nd, the cumulative cost that my companies were facing from tariffs was over $50 billion. The weighted average tariff rate was about 25 per cent. Today, after some incremental announcements and some exemptions, the ultimate cumulative tariff cost that my universe faces is about $7 billion. That is equivalent to an average tariff rate of about 7 per cent. And what that means is that device costs on average will go up about 5 per cent.Of course, there are some that won't be raised at all. There are some device costs that might go up by 20 to 30 per cent. But ultimately, we do expect prices to go up and as a result, that creates a lot of uncertainties with IT hardware stocks.Michael Zezas: Okay, so let's make this real for our listeners. Suppose they're buying a new device, a smartphone, or maybe a new laptop. How would these new tariffs affect the consumer price?Erik Woodring: Sure. Let's use the example of a smartphone. $1000 smartphone typically will be imported for a cost of maybe $500. In this current tariff regime, that would mean cost would go up about $50. So, $1000 smartphone would be $1,050.You could use the same equivalent for a laptop; and then on the enterprise side, you could use the equivalent of a server, an AI server, or storage – much more expensive. Meaning while the percentage increase in the cost will be the same, the ultimate dollar expense will go up significantly more.Michael Zezas: And so, what are some of the mitigation strategies that companies might be able to use to lessen the impact of tariffs?Erik Woodring: If we start in the short term, there's two primary mitigation strategies. One is pulling forward inventory and imports ahead of the tariff deadline to ultimately mitigate those tariff costs. The second one would be to share in the cost of these tariffs with your suppliers. For IT hardware, there's hundreds of suppliers and ultimately billions of dollars of incremental tariff costs can be somewhat shared amongst these hundreds of companies.Longer term, there are a few other mitigation strategies. First moving your production out of China or out of even some of these China+1 countries to more favorable tariff locations, perhaps such as Mexico. Many products which come from Mexico in my universe are exempted because of the USMCA compliance. So that is a kind of a medium-term strategy that my companies can use.Ultimately, the medium-term strategy that's going to be most popular is raising prices, as we talked about. But some of my companies will also leverage affordability tools to make the cost ultimately borne out over a longer period of time. Meaning today, if you buy a smartphone over two-year of an installment plan, they could extend this installment plan to three years. That means that your monthly cost will go down by 33 per cent, even if the price of your smartphone is rising.And then longer term, ultimately, the mitigation tool will be whether you decide to go and follow the process of onshoring. Or if you decide to continue to follow China+1 or nearshoring, but to a greater extent.Michael Zezas: Right. So, then what about onshoring – that is moving production capacity to the U.S.? Is this a realistic scenario for IT hardware companies?Erik Woodring: In reality, no. There is some small volume production of IT hardware projects that is done in the United States. But the majority of the IT hardware ecosystem outside of the United States has been done for a specific reason. And that is for decades, my companies have leveraged skilled workers, skilled in tooling expertise. And that has developed over time, that is extremely important. Tech CEOs have said that the reason hardware production has been concentrated in China is not about the cost of labor in the country, but instead about the number of skilled workers and the proximity of those skilled workers in one location. There's also the benefit of having a number of companies that can aggregate tens of thousands, if not hundreds of thousands of workers, in a specific factory space. That just makes it much more difficult to do in the United States. So, the headwinds to onshoring would be just the cost of building facilities in the United States. It would be finding the skilled labor. It would be finding resources available for building these facilities. It would also be the decision whether to use skilled labor or humanoids or robots.Longer term, I think the decision most of my companies will have to face is the cost and time of moving your supply chain, which will take longer than three years versus, you know, the current presidential term, which will last another, call it three and a half years.Michael Zezas: Okay. And so how does all of this impact demand for tech hardware, and what's your outlook for the industry in the second half of this year?Erik Woodring: There's two impacts that we're seeing right now. In some cases, more mission critical products are being pulled forward, meaning companies or consumers are going and buying their latest and greatest device because they're concerned about a future pricing increase.The other impact is going to be generally lower demand. What we're most concerned about is that a pull forward in the second quarter ultimately leads to weaker demand in the second half – because generally speaking, uncertainty, whether that's policy or macro more broadly, leads to more concerns with hardware spending and ultimately a lower level of spending. So any 2Q pull forward could mean an even weaker second half of the year.Michael Zezas: Alright, Erik, thanks for taking the time to talk.Erik Woodring: Great. Thanks for speaking, Mike.Michael Zezas: And thanks for listening. If you enjoy the podcast, please leave us a review wherever you listen and share Thoughts on the Market with a friend or colleague today.
The Rebel Capitalist helps YOU learn more about Macro, Investing, Entrepreneurship AND Personal Freedom.✅ Come to Rebel Capitalist Live here https://rebelcapitalistlive.com/ ✅ Check out my private, online investment community (Rebel Capitalist Pro) with Chris MacIntosh, Lyn Alden and many more for $1!! click here https://georgegammon.com/pro ✅Rebel capitalist merchandise https://www.rebelcapitaliststore.com
The Rebel Capitalist helps YOU learn more about Macro, Investing, Entrepreneurship AND Personal Freedom.✅ Come to Rebel Capitalist Live here https://rebelcapitalistlive.com/ ✅ Check out my private, online investment community (Rebel Capitalist Pro) with Chris MacIntosh, Lyn Alden and many more for $1!! click here https://georgegammon.com/pro ✅Rebel capitalist merchandise https://www.rebelcapitaliststore.com
The Rebel Capitalist helps YOU learn more about Macro, Investing, Entrepreneurship AND Personal Freedom.✅ Come to Rebel Capitalist Live here https://rebelcapitalistlive.com/ ✅ Check out my private, online investment community (Rebel Capitalist Pro) with Chris MacIntosh, Lyn Alden and many more for $1!! click here https://georgegammon.com/pro ✅Rebel capitalist merchandise https://www.rebelcapitaliststore.com
What actually happens when you work with a financial advisor? At Root Financial, we've built a carefully structured team model to ensure every client gets consistent, exceptional service regardless of which advisor they're paired with.Unlike products (think identical Honda Civics or iPhones at any retailer), financial advice is inherently personal and can vary dramatically between advisors. We've solved this challenge by creating a four-person service team for every client: a Client Service Associate handling operations, an Associate Financial Advisor supporting and learning, a Lead Financial Advisor delivering personalized recommendations, and a Senior Financial Advisor providing advanced expertise while coaching the team.This structure isn't just organizational—it's the foundation of our entire client experience. When Associate Advisors take detailed notes, for example, it allows Lead Advisors to be fully present in conversations rather than documenting. As one team member put it: "Taking notes allows me to be fully present in that conversation."Rather than simply hiring "free agent" advisors with varying approaches, we've developed our own farm system. We carefully select talented professionals with the right character and potential, then develop them through our comprehensive training programs. Each advisor progresses through clearly defined levels with specific requirements—time in role, licensing, CFP designation, and successful completion of Root's investment and planning curricula.The goal? Creating advisors who've "learned the rules like a pro so they can break them like an artist." This Picasso-inspired philosophy means our team masters the fundamentals, then adapts them creatively to help clients optimize not just for wealth, but for a life well-lived.This behind-the-scenes structure might seem technical, but it's precisely what allows us to deliver consistent excellence. When you work with Root, you're not just getting one advisor—you're getting an entire team crafted to ensure your experience reflects our core belief: money should be a tool for getting the most out of life.Want to discover if our approach aligns with your needs? Visit rootfinancial.com and click "see if we're a fit" to start the conversation.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence. “Early Retirement – Financial Freedom” is a podcast produced by Root Financial Partners, an SEC-registered investment adviser. The content provided is for informational and educational purposes only. It should not be interpreted as investment, legal, or tax advice. I may reference planning situations based on real client experiences, but they've been simplified for clarity. Always consult your own financial advisor before making decisions. Listening to this podcast does not create or imply an advisory relationship with Root Financial. Investing involves risk, including the potential loss of principal. Past performance does not guarantee future results. Testimonials and endorsements do not reflect all client experiences and are not compensated. Learn more at our website or by reviewing our Form ADV at https://adviserinfo.sec.gov.
Steve Forbes discusses the massive expenses and inefficiencies within Medicaid that are costing the U.S. taxpayer enormously, and advises the GOP to take this generational opportunity to employ some much-needed, but politically difficult, fixes.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
What happens when you achieve financial success, but the journey isn't as fulfilling as you imagined? In this episode, JP Newman joins Russ and Joey to share his transformation from hustling to financial success, only to discover that wealth-building is about much more than just accumulating money.JP opens up about his struggle with finding purpose after reaching financial milestones and how financial literacy and a shift in mindset became his game changers. He explains the importance of creating a community impact through business, the lessons learned from his personal and professional setbacks, and how entrepreneurship can be a tool for giving back.Tune in for insights on wealth and personal growth.Top three things you will learn: -Building wealth with purpose-How mindset influences financial success-Creating lasting impact About Our Guest:JP Newman is the founder and CEO of Thrive FP, a top-tier lender and investors' real estate investment firm specializing in the multi-family sector with over 15,000 apartment units owned. With over $1.5+ billion in total transactions value since 2011, JP has driven a level of success far above his competitors as he leads his company. His commitment to enriching lives continues to evolve with a solid business model that outperforms his competitors through higher resident retention.JP's vision is driven by his unwavering commitment to using the best practices of putting people first, coupled with a core value of respect for all stakeholders–investors, residents, and employees.Disclaimer: The opinions expressed on this podcast are solely those of the hosts and guests and do not constitute financial advice. Always consult a licensed professional for financial decisions.This episode is sponsored by a podcast show partner. We may receive compensation if you use links or services mentioned in this episode.The hosts may have a financial interest in the programs or services mentioned in this episode.Connect with JP Newman:-Website - https://thrivefp.com/-Investing on Purpose Podcast - https://youtube.com/channel/UCE-RwBRU99XI_K5N1TaQXsQBook Your Free Passive Income Game Plan Session:-https://wealthwithoutwallstreet.com/freecallThe Self Storage Investing Podcast:-https://selfstorageinvesting.com/our-podcasts/Turn Active Income Into Passive Income:-https://wealthwithoutwallstreet.com/piosWealth Without Wall Street New Book:-https://wealthwithoutwallstreet.com/newbookJoin Our Next Inner Circle Live Event:-https://www.wealthwithoutwallstreet.com/live-Promo Code: PODCASTIBC Webinar:-https://wealthwithoutwallstreet.com/ibc
Natalie Brunell is joined by Lyn Alden for a wide-ranging conversation on the forces shaping the global financial system and the future of money. Lyn breaks down the complexities of the US dollar's reserve currency status, its role in persistent trade deficits, and the economic toll on America's working class. The discussion spans monetary history, policy tradeoffs, the future of manufacturing, and the potential of Bitcoin as a neutral reserve asset in a volatile world. Topics include: The global demand created by dollar reserve status How trade deficits are tied to an overvalued dollar The link between financialization and the decline of the working class The shift from gold to fiat and its long-term effects Why tariffs may not fix structural economic issues Capital outflows and their rare occurrence in the U.S. The case for a multipolar currency world Challenges in the real estate market The role of automation in reshoring jobs Rising value of skilled blue-collar labor Bitcoin as a potential neutral reserve asset Predictions for market volatility and Bitcoin's future Arguably, no one explains these concepts better than Lyn Alden. Her analysis is among the best and is sure to give you that “aha” moment, unlocking key pieces of the complex monetary puzzle, and why an alternative, such as Bitcoin, is so important. Guest Bio: Lyn Alden is a brilliant macroeconomist, investment strategist and General Partner at Ego Death Capital. Follow Lyn on X https://x.com/LynAldenContact and subscribe to her phenomenal newsletter https://www.lynalden.com ---- Coin Stories is brought to you by lead sponsor Genius Group (NYSE American $GNS). Genius is a Bitcoin-first business delivering AI-powered education and acceleration solutions for the future of work: https://www.geniusgroup.ai/coinstories ---- Bitwise has over $10B in client assets, 32 investment products, and a team of 100+ employees across the U.S. and Europe, all solely focused on Bitcoin and digital assets since 2017. Learn more at https://www.bitwiseinvestments.com ---- Natalie's Bitcoin Product and Event Links: Secure your Bitcoin with collaborative custody and set up your inheritance plan with Casa: https://www.casa.io/natalie For easy, low-cost, instant Bitcoin payments, I use Speed Lightning Wallet. Get 5000 sats when you download using this link and promo code COINSTORIES10: https://www.speed.app/sweepstakes-promocode/ Master your Bitcoin self-custody with 1-on-1 help and gain peace of mind with the help of The Bitcoin Way: https://www.thebitcoinway.com/natalie River is where I DCA weekly and buy Bitcoin with the lowest fees in the industry: https://partner.river.com/natalie Safely self-custody your Bitcoin with Coinkite and the ColdCard Wallet. Get 5% off: https://store.coinkite.com/promo/COINSTORIES Earn 2% back in Bitcoin on all your purchases with the Gemini credit card: https://www.gemini.com/natalie Bitcoin 2025 is heading to Las Vegas May 27-29th! Join me for my 4th Annual Women of Bitcoin Brunch! Get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/affiliate/hodl/event/bitcoin-2025 Protect yourself from SIM Swaps that can hack your accounts and steal your Bitcoin. Join America's most secure mobile service, trusted by CEOs, VIPs and top corporations: https://www.efani.com/natalie Your Bitcoin oasis awaits at Camp Nakamoto: A retreat for Bitcoiners, by Bitcoiners. Code HODL for discounted passes: https://massadoptionbtc.ticketspice.com/camp-nakamoto ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories #money #Bitcoin #investing
If you're grinding through life just to someday 'retire,' you're doing it wrong.Today, I'm talking with Garrett Gunderson—a best-selling author, speaker, and financial disruptor—about what it really takes to build freedom now, not 30 years down the road.Garrett's helped thousands of entrepreneurs grow their wealth without sacrificing their lifestyle. He's trained top financial professionals, revived the timeless wealth principles of the Rockefellers, and developed practical frameworks that simplify the money game—so you can build wealth on your terms.In this episode, we break down what Garrett calls The Trifecta—a proven system for becoming financially fit, reaching true independence, and unlocking a level of freedom that's only possible when you change the way you think, not just the way you invest.In this episode, you'll learn: ✅ How to use whole life insurance, trusts, and asset protection to build generational wealth like the Rockefellers.✅ Why true financial independence starts in your mind—not your bank account.✅ Garrett's Trifecta Framework for building wealth, protecting assets, and creating true freedom.Show Notes: LifestyleInvestor.com/234Tax Strategy MasterclassIf you're interested in learning more about Tax Strategy and how YOU can apply 28 of the best, most effective strategies right away, check out our BRAND NEW Tax Strategy Masterclass: www.lifestyleinvestor.com/taxStrategy Session For a limited time, my team is hosting free, personalized consultation calls to learn more about your goals and determine which of our courses or masterminds will get you to the next level. To book your free session, visit LifestyleInvestor.com/consultationThe Lifestyle Investor InsiderJoin The Lifestyle Investor Insider, our brand new AI - curated newsletter - FREE for all podcast listeners for a limited time: www.lifestyleinvestor.com/insiderRate & ReviewIf you enjoyed today's episode of The Lifestyle Investor, hit the subscribe button on Apple Podcasts, Spotify, or wherever you listen, so future episodes are automatically downloaded directly to your device. You can also help by providing an honest rating & review.Connect with Justin DonaldFacebookYouTubeInstagramLinkedInTwitterSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
The Twenty Minute VC: Venture Capital | Startup Funding | The Pitch
Jason Lemkin is one of the leading SaaS investors of the last decade with a portfolio including the likes of Algolia, Talkdesk, Owner, RevenueCat, Saleloft and more. Rory O'Driscoll is a General Partner @ Scale where he has led investments in category leaders such as Bill.com (BILL), Box (BOX), DocuSign (DOCU), and WalkMe (WKME), among others. In Today's Episode We Discuss: 04:23 What is Wrong with Billionaires on Twitter: Are They Depressed? 08:49 Why Does product Market Fit Mean Less Than Ever 11:50 Why is Venture Capital More Risky Than Ever and No One is Discussing It 16:17 Will Private Equity Save a Generation of SaaS Companies and VCs 23:53 a16z's $20BN Fund: Seriously? 31:29 Why Josh Kushner and Thrive Capital are Masters of the World 38:21 Why is Seed Investing for Suckers 45:49 Why Are $50 Million Seed Funds Useless 46:21 Founders Fund Raises $4.6BN: Analysis 52:00 How WIll LPs Change Their Approach to Venture in the Next Five Years 59:53 When Will IPOs Comeback? 01:09:15 Why Does it Not Make Sense for the Best Companies to IPO 01:09:51 Lost Ethics and Morals in Founder Secondaries and Term Sheets 01:22:58 Quickfire: OpenAI, Cursor, Deel vs Rippling
The Bulletproof Dental Podcast Episode 390 HOSTS: Dr. Peter Boulden and Dr. Craig Spodak DESCRIPTION In this conversation, Peter Boulden and Craig discuss the critical aspects of enhancing dental practice growth through effective communication strategies at the end of patient appointments. They emphasize the importance of exit verbiage, focusing on the three Rs: reappointment, review, and referral. The discussion delves into the psychology behind patient reviews, effective appointment wrap-up strategies, and building a referral culture. They also touch on leveraging team dynamics for growth and the role of AI in modern dental practices, concluding with the significance of team training and development for sustained success. TAKEAWAYS Exit verbiage can significantly impact practice growth. The three Rs are crucial: reappointment, review, and referral. Reappointment rates correlate with overall practice success. Patient reviews reinforce retention and loyalty. Effective appointment wrap-up strategies enhance patient experience. Building a referral culture is essential for growth. Team dynamics play a vital role in practice success. AI can streamline tasks and improve efficiency in dental practices. Investing in team training leads to better practice outcomes. Creating a supportive environment fosters employee engagement and growth. CHAPTERS 00:00 The Importance of Exit Verbiage 03:03 The Three Rs: Reappointment, Review, and Referral 06:07 Psychology Behind Patient Reviews 09:11 Effective Appointment Wrap-Up Strategies 12:10 Building a Referral Culture 14:57 Leveraging Team Dynamics for Growth 17:58 The Role of AI in Dental Practices 21:01 The Value of Team Training and Development REFERENCES Bulletproof Summit Bulletproof Mastermind
In this week's episode of the Rich Habits Podcast, Robert and Austin answer your questions!---
What if you could predict how a housing market performs before buying there? This would allow you to invest only in the best areas across the US, putting money down where you know it will multiply and letting you get leagues ahead of the other investors. This is MORE than possible, but you'll need to know which metrics mean the most to an investing market. Neal Bawa has been doing this for years, building a huge real estate investing empire simply by looking at the data others often ignore. Today, he's giving you his exact strategy. Why should you NOT invest in your backyard? It may seem like the easiest place to start, but Neal says you could miss out on a massive upside by sticking to what is comfortable. As a data scientist, he puts the numbers before the hype, ditching cities that investors are flocking to and investing in those that only have the most solid fundamentals. He mentions one metric that makes a housing market grow or slow in rent prices, but which metric is it? Today, Neal is sharing the best markets across the US to invest in, why renters prefer one type of housing over others (it's not what you'd think), what Neal is buying NOW even with high interest rates and still (relatively) stubborn sellers, and why his six-metric formula is the key to predicting which markets will boom. In This Episode We Cover How to predict rent growth and home price growth in ANY market in America Multifamily vs. single-family rentals and why one hybrid is beating both Neal's top 2025 markets to invest in using his six-metric market formula Why Neal stopped making offers on apartments and started buying THIS instead Is local real estate investing hurting your returns? Here's why you may want to move your money And So Much More! Links from the Show Join the Future of Real Estate Investing with Fundrise Join BiggerPockets for FREE Sign Up for the On the Market Newsletter Find Investor-Friendly Lenders 13 Real Estate Hot Spots You Won't Want to Miss Next Year Neal's BiggerPockets Profile Multifamily University Grab the Book “Real Estate by the Numbers” Jump to topic: (0:00) Intro (3:00) DON'T Invest in Your Backyard? (6:34) This Metric Predicts Markets (14:35) Tenants Want THIS Most (22:26) Best Markets in America (24:30) What Neal's Buying NOW (33:52) Connect with Neal! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-313 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
(April 17, 2025)Host of ‘How to Money' Joel Larsgaard joins the show to discuss panic pre-buying trending, companies offering price locks, and Chinese companies selling directly to American consumers. KFI reporter Michael Monks joins the show live from the Menendez brothers hearing. Host of ‘Later with Mo Kelly' on KFI closes the show talking about Hollywood cranking out original movies but audiences are not showing up.
Bob Chapman, Chairman and CEO, Barry-Wehmiller Kyle Chapman, President, Barry-Wehmiller In this episode of M&A Science, Kison Patel sits down with Bob Chapman and his son Kyle Chapman to explore how Barry-Wehmiller built a $3.6B global business through 140+ acquisitions—by putting people first. Bob, known for pioneering the "Truly Human Leadership" philosophy, and Kyle, who co-founded BW Forsyth Partners, share how culture, transparency, and stewardship shape every deal they do. They dive deep into how Barry-Wehmiller evolved from a broken family business into a global leader in capital equipment and engineering services—and why their approach to M&A prioritizes care for people over financial engineering. From pre-close transparency to post-close adoption, this episode is a masterclass in using M&A as a force for good. Things You'll Learn Why cultural alignment is more important than revenue synergies in M&A How “Truly Human Leadership” became a core differentiator in their acquisition strategy How to build a scalable M&A machine rooted in values, not just valuation Tactical guidance on structuring buyer-led deals with long-term success in mind _______________ What is the Buyer-Led M&A™ Virtual Summit Only two weeks left to register! This half-day event brings together corporate development leaders and M&A experts to explore Buyer-Led M&A™, showing how you can take control of every stage of the deal. Register Now: DealRoom.net/Summit ________ Episode Chapters [00:00:00] Introduction to the mission behind M&A Science [00:01:30] Barry-Wehmiller's origin story and early business model [00:07:00] Pivot to M&A as a growth strategy after financial struggles [00:10:00] Use of EVA (Economic Value Added) in valuation of private company equity [00:14:00] Building a strategic advantage through people-first culture [00:21:00] Cultural assimilation during acquisitions and why legacy matters [00:27:00] Tactical integration planning with transparency from day one [00:30:00] The evolution from distressed to underperforming acquisitions [00:36:00] Why Barry-Wehmiller doesn't rely on cultural due diligence [00:44:00] Advice for first-time acquirers—what to look for and avoid [00:51:00] Kyle's journey from private equity to leading Barry-Wehmiller [00:54:00] The future vision for Barry-Wehmiller and global impact
host: Alyson Stanfield It's easy to think that being a full-time artist means struggling financially. But painter Mary Erickson is proof that with discipline, long-term thinking, and a deep love of both art and business, it's possible to build a creative life that's both fulfilling and financially secure. In this conversation, recorded several years ago and lightly edited for re-release, Mary shares how she transitioned from painting before and after work at a frame shop to selling 500 watercolors, managing 8 gallery relationships, and investing in real estate—all while keeping her commitment to living simply and giving back. In this episode, Mary and I discuss: Why she says she paints to buy real estate so she can collect art How she used her job at a frame shop as a launchpad for her career What it took to sell her first 500 watercolors Her entry into the print market (and her rules for doing it smartly) Why she sees her galleries as partners, not just sales channels How she built a bird sanctuary and artist retreat through her art income The financial discipline and mindset that has served her all along the way This episode is a must-listen if you're an artist who wants to make smart business moves without sacrificing your creative soul.
In this week's episode of the Capitalist Investor podcast, hosted by Diamond Hands D and co-hosted by Tony, there were several key topics discussed around the complex dynamics of investing in volatile markets. Here are the five hot topics that were tackled in the episode:Psychology of Investing in Volatile Markets: The conversation began with how current market volatility heightens the need to understand the psychology of investing. Diamond Hands D and Tony discussed how emotions like fear and greed can cloud judgment and lead to rash financial decisions.Behavioral Finance and Herd Mentality: An intriguing part of the discussion revolved around common psychological biases such as herd mentality, where investors follow the crowd, using Bitcoin as a key example. They pointed out how this trend often overlooks the realities of market conditions, leading to irrational investment decisions.Emotional Detachment and Long-Term Strategy: The hosts highlighted the importance of developing a long-term investment perspective and emotional detachment. They stressed the need for a clear investment plan, understanding one's risk tolerance, and the role of diversification to weather market volatility.Practical Investment Tips: Throughout the episode, Diamond Hands D and Tony offered practical tips for maintaining rationality in investing. This included advice on investing only in what you understand, the significance of value investing, and the pitfalls of market timing.Professional Guidance and Continuous Learning: The episode underscored the value of seeking professional advice to help navigate complex market conditions and remove emotional biases from decision-making. Additionally, they suggested continuous learning to stay informed but warned against the potential biases of certain market commentaries.Listeners who tuned in were given a comprehensive look at how psychological factors can significantly impact investment decisions and strategies to manage them effectively.
Planning for retirement? Learn how to build a smart retirement investment portfolio! In this episode of The Wealth Mindset Show, Austin, Josh, Chase, and Jess explore how to adjust your investment strategy as you approach retirement, generate reliable income, and avoid common missteps of retirees. Discover withdrawal strategies, portfolio allocation tips, and how to protect your nest egg in any market. For the full transcript, show notes, and resources, visit thewealthmindsetshow.com/s2e9Send in LISTENTER QUESTIONS via text➡️Download Free Resource: 8 Timeless Principles to Investing!
Part 1 Die with Zero by Bill Perkins Summary"Die with Zero: Getting All You Can from Your Money and Your Life" by Bill Perkins presents a thought-provoking perspective on how to approach money and life. The book encourages readers to rethink traditional views on saving, spending, and the purpose of money. Perkins introduces a philosophy that prioritizes maximizing life experiences rather than hoarding wealth for the sake of leaving a legacy. Here are some key points from the book:Optimal Spending: Perkins urges readers to spend their money in a way that creates the most fulfilling life experiences, rather than saving excessively for the future. He suggests calculating a spending plan that aligns with critical life experiences you want to have.Time Value of Experiences: The idea that experiences are best at certain ages and phases of life is central to Perkins' argument. He emphasizes that certain life experiences, such as travel or adventures, are more valuable when done at specific ages. This means planning your spending to align with the right timing for those experiences.The Zero Balance Concept: Perkins advocates for the idea of dying with zero money in the bank. While not literally advocating for financial irresponsibility, he argues for a thoughtful distribution of wealth throughout one's life, enjoying it while still living.Investing in Memories: The cost of experiences can be considered an investment in memories, which Perkins views as far more rewarding than accumulating financial assets. He encourages planning significant experiences strategically throughout life.Life Expectancy Planning: The book emphasizes the importance of understanding your life expectancy and planning how to use your time and money effectively, allowing for a personalized approach to spending and saving.Health and Wealth Interplay: Perkins discusses the relationship between health and wealth, explaining that as people age, their ability to enjoy certain experiences declines due to health issues. He argues that it's prudent to spend money on experiences while you are still able to enjoy them fully.Legacy and Impact: Instead of leaving behind large sums for heirs, Perkins suggests considering how you can create a lasting impact while you are still alive, including gifting funds for specific experiences to loved ones.The overarching message of "Die with Zero" is about the conscious use of money to gain the most valuable experiences in life, ultimately leading to a more fulfilling existence. The book challenges readers to shift their mindset from accumulation to intentional living.Part 2 Die with Zero AuthorBill Perkins is an American author, entrepreneur, and hedge fund manager known for his thought-provoking views on personal finance and maximizing life experiences. He released the book "Die with Zero: Getting All You Can from Your Money and Your Life" in March 2020. This book challenges traditional financial advice by emphasizing the importance of spending money on experiences rather than saving it for the future, promoting the idea of optimizing life and financial resources in the present.In addition to "Die with Zero," Bill Perkins has also contributed insights through other platforms but has not authored other widely known books. He often shares his views through various media and talks, focusing on living life fully rather than simply accumulating wealth.As for the best edition of "Die with Zero," the original hardback edition released in 2020 is generally considered the core version of the book. Since its release, it has also been made available in several formats including audiobook and paperback. Readers often recommend the original because it captures Perkins' philosophies and strategies on maximizing life experiences without the constraints of traditional financial thinking.Part 3 Die with Zero ChaptersThe overall theme of
"Blessed is the one who finds wisdom, and the one who gains understanding, for her profit is better than silver, and her gain surpasses gold." - Proverbs 3:13-14Making wise financial decisions early in life can set the stage for long-term stability and generosity. But where should students and young professionals begin? Today, Bob Doll joins us to share practical financial advice to help young adults start their careers on the right foot.Bob Doll is the CEO and CIO of Crossmark Global Investments. He regularly contributes to Faith and Finance and other media outlets, such as Bloomberg TV, Fox Business, and CNBC. Building a Life of Faithful Stewardship from the StartFinances can feel overwhelming for students and young adults stepping into the world of work—budgets, debt, investing, generosity…where do you even begin? Yet these early years are some of the most formative when it comes to your long-term financial health and spiritual growth. That's why it's critical to lay a foundation not just of financial literacy but of biblical stewardship. Here are some timeless pieces of practical wisdom for young adults who want to honor God with their money from the beginning.1. Begin With a Plan—And a BudgetWithout a clear plan for spending, saving, and giving, it's easy to drift into debt or financial anxiety. A solid budget helps you take control of your finances before they start controlling you.And you don't have to do it alone. Tools like the FaithFi app make creating an intentional, faith-filled budget easy. It's not just about numbers—it's about aligning your finances with your values.2. Save for Emergencies—And Stay Out of DebtAfter budgeting, build an emergency fund with three to six months of expenses. Life is unpredictable, and this cushion can keep you from turning to debt when the unexpected hits.Also, make sure to pay off your cards in full each month and chip away at any student loans as quickly as you can.3. Learn from Others—and Find a MentorThere's no substitute for wise counsel. Watch those who are succeeding with money—and those who aren't. Learn from both.Having a mentor or a financial advisor who shares your values is essential. Surrounding yourself with godly counsel can help you avoid pitfalls like overspending or failing to save.4. Give Generously—Even When It's HardStart giving now. Like Randy Alcorn says, “God prospers us not to raise our standard of living, but our standard of giving.” Even when budgets are tight, generosity opens your heart and reminds you that God is the true provider.5. Start Investing Early—and ConsistentlyCompound interest is a powerful force—either for or against you. The earlier you start investing, the more time your money has to grow. Even small, consistent contributions—what financial experts call “dollar-cost averaging”—can make a huge impact over time.Start with low-cost index funds or retirement accounts like a Roth IRA. And don't overlook your workplace benefits. If your employer offers a match, take it. That's free money.6. Align Your Investments with Your FaithToday's investors have more opportunities than ever to make faith-based investment choices. As the movement toward values-based investing grows, believers can increasingly steward their portfolios in ways that reflect biblical principles.7. Embrace Rhythms and Celebrate MilestonesThe journey to financial stability can feel long, especially when progress is slow. That's why we suggest setting milestones and celebrating small wins. God wants us to enjoy things. We're not meant to live like monks but are called to be wise.These rhythms of budgeting, saving, investing, and giving aren't just habits—they're acts of worship.8. Talk About Money—Especially in MarriageMoney fights are one of the top reasons for marital conflict. Get on your knees in prayer and ask the Lord to guide you both. Set goals as a couple and revisit them often.Being on the same page financially brings unity and builds trust. It's also a way of inviting God into your relationship in a very practical, day-to-day way.9. Grow in Wisdom—And Keep LearningStaying in God's Word and learning from wise voices is crucial. Some books that we recommend to help you discern what the Bible really says about wealth and generosity are:Money, Possessions, and Eternity: A Comprehensive Guide to What the Bible Says about Financial Stewardship, Generosity, Materialism, Retirement, Financial Planning, Gambling, Debt, and More by Randy Alcorn The Treasure Principle: Unlocking the Secret of Joyful Giving by Randy AlcornStart StrongTo the student, recent graduate, or young couple just starting out: the best time to build wise financial habits is now. Begin with a plan. Learn from mentors. Avoid debt. Save for emergencies. Give generously. Invest consistently. Talk honestly. And let Scripture shape how you think about money.After all, financial wisdom isn't just about building wealth—it's about building a life that reflects the heart of God.On Today's Program, Rob Answers Listener Questions:I'm 70 years old and have $112,000 in my checking account. I'm about to retire and unsure what to do with this money. Should I pay off my $110,000 mortgage or use the funds for home repairs and a new car?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly MagazineCrossmark Global InvestmentsMoney, Possessions, and Eternity: A Comprehensive Guide to What the Bible Says about Financial Stewardship, Generosity, Materialism, Retirement, Financial Planning, Gambling, Debt, and More by Randy AlcornThe Treasure Principle: Unlocking the Secret of Joyful Giving by Randy AlcornWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.
Paul Chambers is the Co-Founder of SubSummit, the world's largest conference dedicated to subscription, membership, and recurring revenue models in the direct-to-consumer space. With over 20 years of experience in subscription commerce, including launching Gentleman's Box in the early 2000s, Paul brings a rare blend of operator insight and community-building expertise to the challenges of scaling retention-first brands.Driven by the belief that subscriptions are more than a billing model, Paul helped transform SubSummit from a small founder meetup into a global ecosystem, connecting thousands of brands each year. The event fuses tactical content with curated networking and is designed to help ecommerce teams grow beyond one-off purchases and into long-lasting customer relationships.Each year, Paul and his lean team develop a thematic roadmap for the event, guiding DTC operators through the shifting landscape of loyalty, retention, and membership. From Walmart+ to Amazon Prime to True Classic's hybrid models, Paul studies the movements of top brands and distills them into actionable lessons for growing recurring revenue.In This Conversation We Discuss: [00:42] Intro[00:54] Navigating business partner dynamics[02:31] Connecting DTC brands through events[03:08] Starting with a founder-first vision[04:30] Learning big lessons from small niches[06:05] Rebranding to reflect the vision[06:59] Investing upfront in long-term value[10:15] Improving how people connect[12:42] Balancing virtual and in-person events[14:17] Designing curated table conversations[15:48] Making events affordable for foundersResources:Subscribe to Honest Ecommerce on YoutubeLeading subscription commerce conference subsummit.com/Follow Paul Chambers linkedin.com/in/paulcchambersIf you're enjoying the show, we'd love it if you left Honest Ecommerce a review on Apple Podcasts. It makes a huge impact on the success of the podcast, and we love reading every one of your reviews!
© 2020-2025 Ivy Podcast Discovery LLC
