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The Remote Real Estate Investor
What you need to know about investing in Houston TX real estate

The Remote Real Estate Investor

Play Episode Listen Later Dec 3, 2021 36:04


Fred McDaniel is a native Texan and has been involved in many aspects of the Texas real estate industry since 2001. He is a part of the Roofstock Certified Agent Network and focuses on investors the Houston market. In this episode, Fred tells us about the neighborhoods, the prices ranges, geography-specific issues that investors should be on the lookout for, how taxes are assessed, and more. Fred McDaniels contacts: fred@fredmcdaniel.com 713-321-9161 --- Transcripts Before we jump into the episode, here's a quick disclaimer about our content. The Remote Real Estate Investor Podcast is for informational purposes only, and is not intended as investment advice. The views, opinions and strategies of both the hosts and the guests are their own and should not be considered as guidance from Roofstock. Make sure to always run your own numbers, make your own independent decisions and seek investment advice from licensed professionals. Hey, everyone,   Michael: Welcome to another episode of The Remote Real Estate Investor. I'm Michael Albaum. And today we have with us Fred McDaniel, our certified agent out in the Houston market. And Fred is going to be talking to us today about the market what we need to know as investors and what the price point and returns look like for some of the properties out there that he's seen. So let's get into it.   Fred, well, thanks so much for taking the time out of your busy schedule to hang out with us today and talk to us about the Houston market. Really appreciate you coming on.   Fred: Yeah, thanks for having me.   Michael: So for anyone that's not familiar with you, as an agent, give us a quick elevator pitch on who you are, where you're coming from, and what agency you're with out in the Houston market.   Fred: So I was born in El Paso, Texas, so as far west as you can get in this state, and about 850 miles away from where I am now. Born and raised there, moved around a little bit, went to move to went to high school in Jacksonville, Texas, which is in Far East Texas. And then I went to college at Sam Houston State University in Huntsville, Texas, which is about 45 minutes north of downtown Houston. And since then I kind of fell in love with Houston area stayed in and around here went back and forth between Tyler and in Houston. And then I ended up back in the spring in The Woodlands area. Been here for about 13 years, but on and off for the last 20.   So I I work for Realty One Group Iconic. Great, and I am a broker associate. So you know, I do have the opportunity to mentor newer agents when I bring them on. But you know, I'm not the broker for the agency. But you know, with my experience, I mean, it actually helps me sometimes mentor newer agents because it brings up things that you forget when you've been in the business for a while. So it helps me to educate myself.   Michael: And it seems like Houston is on fire right now. Have you seen it the Houston market shift over the last couple months?   Fred: And I've seen it, I've seen it shift over the last, well, 18 months. Now, I've never seen anything like this and I've been in the business in some capacity. For the last 20 years, I've talked to people that have been in the business for twiice as long as I have never seen anything like this in the Houston market. You know, really, you know, once once the pandemic started, is really when our market just lit on fire. It was crazy how things work out. And you know, one of those things that, you know, in our economy that became a little bit more needed was real estate. And, you know, we had a we had an issue with historic rates being historically low rates, and historically low inventory all at the same time. So that's a perfect storm for increase in prices.   You know, so, though I, it's, it's been wild, it's been fun. And I've seen the inventory go down to such a low level that I think at one point this summer, we were under one month inventory. I think we're back to 1.8 right now, last year, this time was around two and a half months. So theoretically, if no houses were going on the market today, in 1.8 months, there will be no houses left on the market. But you know, it's it is there's still a lot of opportunity, though,   Michael: That's wild. And what would you call a healthy market?   Fred: I would say a healthy market is between two to three months inventory, probably our norm about two half months, on average.   Mark: Yeah, Michael, it's usually about three months. And you know, interesting enough, Fred's backgrounds really interesting, I'd love to see or hear you know, what the background is there because he does come from a single family rental background, when the market was much different, right back in the days when you could probably find properties a little more freely, and he was picking up properties for institutions. So maybe Fred, give us a little background there because I think they'll help connect the dots.   Fred: I'll start back a little bit further. I actually started the mortgage business as a mortgage banker, I still have a mortgage license active, you know, when the economy kind of turned a little bit in 2008 to 10 And you know, backed by the mortgage industry. I started doing a lot of work on foreclosures, you know, selling foreclosures, you you have to pivot yourself and, you know, you've got to evolve sometimes in your own career, you know, selling houses just wasn't necessarily working out great for me at the time to just regular people.   So I got into working with the, with the foreclosures in By doing that, I met a lot of investors, and all these investors were looking to pick up properties to rent, you know, we used to work with a lot of flippers and you know, the market just turned in, when the prices go up, the flips just don't make sense. So, you know, it made me go educate myself and start to learn a lot, I asked a lot of questions from these people. And I picked up some clients that are basically lifetime clients that whenever they see something, they want it, I send them properties regularly to look at and, you know, just kind of becomes a little bit more second nature to you, when you're looking for rental properties. So sometimes it's hard to, you know, describe what exactly I'm looking for, because I know when I see it kind of thing, you know.   Doing that in and learning from them from their own businesses, and how they, how they rent their properties, and what they do. And I also, you know, got in with a couple of other kind of property managers to kind of learn from them as well,   Michael: That's really cool.   Fred: I worked with a company out of Irvine called home union, kind of did similar what Roofstock was doing, I worked as their agent for Houston, and, you know, they, they provided the leads online and their, their clients, and we ran the numbers for them. And we found them houses here, in Houston for rentals, very similar to what Roofstock is doing. Right now. So, you know, my background in that is, is, you know, finding the properties, running the numbers, making sure they were, you know, putting them into, you know, quote, unquote, their portal, showing them to the clients and then talking to the clients and walking through the process. Some of those, you know, we ended up with some institutional buyers in that, from that point to, you know, mostly the individuals.   Michael: Cool. So it sounds like for you, we're very well positioned to identify investment property opportunities out in the Houston market. So I'd love if you can share with everybody, you know, what is it that you look for, before you post a property to Roofstock, that makes a great investment property?   Fred: So what I'm looking for in Houston, I'm typically looking for a house that's new, or when I say newer, built 2000 or later, I'm looking at all the price ranges, honestly, because, you know, the market is so huge, you know, we were talking earlier about the size of the Houston metro areas, it's the size of like I said, the state of Connecticut 7.1 million people. So we have everything, and some of those higher end markets actually makes it, you know, four or five $600,000 houses that can rent for 3000 bucks a month may actually work.   But I'm going to be looking for a newer home, generally, or a home that's been renovated, if it's a little bit older, you know, I'm looking for, when I'm looking at these houses, I'm looking to make sure you know, they don't have purple and orange and pink rooms and things like that. Or if they do if it's just one room, if that can be, you know, remedied easily. You know, maybe that makes sense. But uh, you know, I'm looking to make sure that, you know, a lot of things here, because they're newer, a lot of the older homes are renovated, I'm looking for a more modern look on the inside, you know, a little bit less carpet maybe.   And then I'm looking at, after I look at those individual houses, I'm looking to make sure that the rent prices are pretty steady in that neighborhood. One thing that's key about Houston or the Houston area is there, there's no zoning. So we do have neighborhoods where there's 200,000 range homes right next to a neighborhood that might have four or 500,000 range homes. So when we do our rental comps and we're looking to see what the rents are, we're getting very hyper local, we're getting neighborhood specific, sometimes street specific, you know, we don't want to pull a cop from a, you know, a three bedroom, two bath 2000 square foot house right next to the street over where there could be one that's five bedroom, four baths, that's a 3500 square foot. So you have to be very careful with the cost.   But you know, I am looking for, like I said, I'm looking for a little bit newer, a little bit more modern, maybe less work to be done. Because, you know, in Texas, as you know, our taxes are a little bit higher. So, you know, for the most part, we're not going to get huge cash flow properties here. They might cashflow a little bit, they might breakeven, but you're looking for appreciation, for the most part,   Michael: Okay.   Fred: So I want to make sure that when we do have those that they are, they do have the opportunity to appreciate.   Michael: That's great to know and I think it's so important for everyone to keep in mind that if you are a cash flow heavy investor, that Houston might not be the best place for you because of that fact because the where the price point and where the taxes are. So we're gonna bring up a map here, Fred, and I'm wondering if you can give everyone watching this a rundown of where some neighborhoods that are interesting, interesting investment opportunities that you're seeing.   Fred: Okay, so just looking at the map for people that have never been here or, you know, maybe somebody that doesn't isn't really familiar with Houston. The really cool thing about Houston, one of the things that I like about it is that the roads are right laid out in a radial pattern. So you see that there you see the city of Houston. And there's loop number one, loop number two, and then on the outside loop number three, which, when complete, will actually be the largest loop in the United States. It's called the Grand Parkway.   So generally, I'll tell you where I'm located,   Michael: It's like a tire. Spokes.   Fred: Yeah, looks, the cool thing about it is if you get off on the wrong exit, you can just turn around, you'll get right back on somewhere pretty easily, to get back to where you need to go. But if you're looking at Houston itself, so central Houston, the city of Houston, good do north on Interstate 45, that's where it says Spring in The Woodlands, that's where I'm located my office in my home or in those areas. So obviously, you know, by living in that area, and knowing that area the most, I'm gonna start there, and I kind of radiate out myself, when I start looking at properties.   You know, and I'll tell you, you know, the neighborhood I live in, they're probably 100 realtors that live in my neighborhood. So if you want to know where to where the best places to live, are gonna follow all the realtors. And but you know, we go because we see so many houses, you know, we know, we know the best places to live. But General, in general, if you're looking around, like the city of Houston, and really what we're doing is we're looking at most of the suburbs, because the suburban areas are where we're going to get most of our properties all the way from the north side over to the west side, you know, interstate 45 up and over West on Interstate 10, you're going to have your best opportunities for your rental properties in these areas. And this is where the growth is.   The cool thing about Houston is there, there's just a lot of room to move a lot of room to grow, there's still a lot of land, the developers and builders are building like crazy. So you know, I'm going to follow that you know what like, like that outer loop, that third outer loop that I call the grand Parkway, I'm going to follow that around, for the most part to start looking for my property. So I'm going to Spring I'm going to Tomball going to Cypress and I'm going to Katie, it and I'll go out to the east a little bit as well. But you know, those are going to be my main areas where I'm looking for properties, and we're going to find those, you know, those that are in the sweet spot in you know, now we're talking about the sweet spot, what used to be the sweet spot, or the breadbox would be, you know, under 200,000. Nowadays, those are becoming less than less available.   You know, even in Houston, the prices have increased to the point where, you know, the sweet spot for a rental property, you know, might be a three or four bedroom, two bath home, anywhere from 1800 to 2400 square feet. And they're gonna be in that 250, 200 to 250 range. And generally those are going to rent probably around like anywhere from 1800 to 2000 a month.   Michael: Okay. All right.   Fred: But yeah, I mean, if we're looking at Houston itself, though, I mean, mostly, I'm gonna stay on the outer outer rim of Houston area for properties.   Michael: Okay. Great to know. And do you know, Fred, would you say 7.1 million people in Houston. That's the population.   Fred: Yeah, that's the Houston metro area. So the map you're looking at is basically the Houston metro area. You know, you could even go a little bit further north to fourth, fourth largest city in the nation, I think they've estimated next year for the population to grow. Somewhere around 100,000. I ran some numbers on that. And what I was looking at, and I was looking at some census data as well, the number of people that move to the Houston area per year, it averages out around somewhere around 122 people a day. So that's a huge number. People are coming from all over the world, they're coming from every state, in their being brought in not just like, by oil and gas is what we used to be, you know, used to be what we're known for here, and they still are, that's that's the basic, you know, economic driver here. But you'd be surprise, the medical industry is actually the number one employer that there are the largest medical center in the world here. A lot of people come from other countries to get treated for cancer at our medical center.   So it's really strange that, you know, that's what used to that's what used to drive our economy. And now that's not even the biggest employer. But, you know, like I said, about 122 people per day, you know, they say when you take an account move ins and move outs and births, you know, really adds up more like 250 increase per day.   Michael: How about that?   Fred: The population is growing pretty rapidly.   Michael: And yeah, you touched on kind of the big economic Drivers, any other notable companies that are moving to Houston or based in Houston that would be of interest to someone that doesn't know about the market?   Fred: Yeah, well, I mean, all the oil and gas companies, the big ones, you know, we've got shell, we've got Exxon, then you've got your like oil and gas engineering type companies like Halliburton, KBR. So people may not recognize that there used to be called Kellogg, brown and root. We've got some, you know, companies noted that aren't in those industries like waste management, HP Hewlett Packard is moving their operation here, suppose they're building right now almost complete the beginning of 2022, they should have their actual headquarters here ready to move into.   So in this has got a lot of other types of companies like Igloo coolers, they build all their igloo coolers, the big warehouse, and their headquarters are out in the Katy area we've got about now I drive around a lot. So I'm driving in all different parts of the city, you know, see three brand new Amazon Fulfillment Centers being built right now. There's already one really big one here, central more central Houston. With three that I've seen with my own eyes, there could be four more that I don't know about. In you know, they're just everything that you can think of. That's one of the things I like about Houston is that, you know, I'm kind of a city guy. So I like to be close to everything, you know, pretty much you name it. I can get it here. You know, and that's one of the things I like about about the area.   Mark: Hey, Fred, I got a quick question about like the Houston port, because that's such a hot topic today with like, supply, you know, supply and demand and just the supply chains in general, is the Houston port. Is that really something that's used in notable to the city and driving job growth? Because I know, that's just what's really causing the big mess right now with getting getting these products from around the world, you know, shipped to the United States.   Fred: Yeah, it definitely is. And I can't quote your statistics on or anything. But I know, it's one of the I know, it's one of the busiest ports, you know, North America, but it definitely drives a lot of jobs. I mean, they're, it's centrally located as well, you know, a lot of rail activity comes from there. And a lot of trucking activity comes from there. And I mean, there there are, you know, like I said, I wish I could quote you numbers on on the amount of activity that goes on there and the jobs that it brings, but I mean, it is definitely one of our major employers here in the Houston area.   And then we've got, you know, along with that port. So right along that gulf coast there, we also have a lot of the oil and gas refineries, to I mean, there's there's definitely, when when Houston is affected by say, like a storm and have to shut those things down, your gas prices go up in other parts of the country before they go up here. Because, you know, they've got to get that to California. And they've got to get that to New York and Florida and other places. So that gas when the production stops on those oil and gas refineries, it's going to drive prices up. So you know, there's, there's a lot of incentive for the workers to be here in place to be able to move that product out of the city, or out of this area.   Michael: Yeah, I think I just paid $5 A gallon for diesel out here in California. And maybe you want to cry at the pump. It's brutal. So Fred, you   Fred: That's hard. That's hard.   Michael: Yeah. You touched on something that I want to want to talk about. And that's, you know, if there's a storm affecting the port, what are some natural hazards, or things that people not familiar with Houston should be aware of that are maybe commonplace to Texans out there?   Fred: I get I get to talk about this a lot, especially working with people that aren't from here that are buying houses, they're, you know, they live in other parts of the country, Sue, they sue, you know, number one, you know, we're in hurricane alley. So hurricanes are always you know, going to be a factor, they're going to be a factor for your insurance costs are going to be a factor for the dwelling itself. Now, you know, I kind of tell people, especially if you're from California, you know, we don't have earthquakes here. So, you know, when I start talking about California, you start talking about earthquake scares, scares me to death. Same thing happens when I talk to somebody, especially from from the West Coast may ask about hurricanes. It is scary. I've been through some of these hurricanes, they're scary, but, you know, they're just kind of a fact of life. I mean, we wouldn't be here if they if every single one that came through here devastated the area.   So you know, what comes with those hurricanes is you know, you got your wind storm damage. We don't get a whole lot of like tornado activity, and we really don't get a lot of like hail activity. We get some from time to time. But you know, the major, I guess, natural disaster that we have They're, you know, hurricanes, what that brings the winds, winds and floods. You know, Houston is just, you know, it's a low lying area. So I always tell people, if, if you're concerned about it get flood insurance, not every place floods, sometimes they do, sometimes they don't at any given point, you know, anything could happen anywhere. But you know, there wouldn't be this many people living here, if, you know, we were going to get washed off the face of the Earth every time it rains.   You know, it's not a big concern to me. But I understand where people are coming from when we talk about, you know, those types of disasters, natural disasters, and where they, you know, what really makes the what, where they really factor in as far as like insurance goes.   Michael: That makes total sense, Fred, so it's really not as big a deal as it sounds like maybe other people make it out to be or us Californians make it out to be since we don't have those type of events here. Anything else that people should be aware of that that just kind of commonplace, specific to Houston, maybe like with regard to inspection reports, or?   Fred: When you when you're talking about an inspection report, one of the most common things that I do talk to I make sure I talk to every client about this, even people that are from here, because not everybody always understands, we're sitting on some of the most expansive soil in the United States right here. It's clay based. And when it's dry, man, it contracts. And when it's wet, it expands. Well, the cool thing about that is, you know, somebody way smarter than me years ago, came up with a way of engineering these these slabs that the houses sit on in the buildings all sit on that they have post tension rods and cables. So what they've done is they've engineered these to accept the movement, the natural movement, that that's going to come from these really heavy houses sitting on on these heavy slabs on this expansive soil. And the cool thing about that is that, you know, they just pop an end off, and they can release tension where it needs to have be released, if needed, or they can pull it back together.   So you're going to have cracks in slabs, on almost every home and every building here in this in this area. And Mark can probably speak on that, too. It's similar up in the Dallas area, and all over Texas, we're just sitting on that that type of that type of foundation here. But you know, we have, we were able to explain that to our clients in a way to help them I guess, kind of ease their mind on it, because maybe my own house is going to have that that problem too. So, you know, you know, like I said, there's a solution for that, you know, some of the much older homes may not have have those post tension cables, but they can also come in retrofit those two, there's companies that specialize in that. So even older homes that don't have those, they can drill those in cost a little bit of money on those older homes. But that's another reason why I like try to stay a little bit newer homes, because I know that, you know, the building codes say that they have to make them that way.   And then the other the other issue as far as like, inspections go, this is probably the most common thing that we deal with. For the HVAC unit the AC, you know, this is a hot area. And I mean hot temperature wise, you know, it's these ACS run 10 months out a year, right now at my house, I think it's 80 degrees, maybe a little bit hotter than that right now and conditioner is on. So you're talking about these things getting a workout. So the lifespan on those aren't maybe as high as they would be in some other parts of the country. But they also engineer and they make those to last longer, too, because they know that they have to go the type of air conditioning unit that I have here is not the same type that somebody in Kansas City has, you know, so they we know the furnace and the AC unit are going to run here.   And in almost every inspection report, the inspector is going to they're going to hit that controller and they're going to test you know, they're going to test all the outlets where the air is coming out, they're going to tell you you know what the temperature differential is, almost all the time I asked the sellers, you know, to at least provide a report that they've had it serviced or have it service during the contract period. Because in because they run for so, so long. It's such a high capacity. They should be they should be serviced at least once a year, if not twice a year. But you know, like I said, it's one of those also a fact of life here. I mean.   Michael: Awesome.   Mark: So Fred, I know one more thing about the area's it's it's very moist out there. So in terms of moisture, how do you see that impacting the properties and what do you find on the inspection reports that either scare you in terms of moisture and what doesn't scare you?   Fred: We do have high humidity here and sometimes you'll notice the algae on the siding on the outside of homes especially where you know water runs off of the roof and you know, it rains here a lot too soon. There's going to be places where it looks like mold sometimes and what happen is, if you get an inspector or even a buyer or somebody that doesn't know, they're going to look at that go, that's mold. Well, it's not really mold, it's algae, and it really just needs to be cleaned off. And they can treat it, you know, a chemical or powerwashing or something like that. But it's just a natural part of the outdoors here. I mean, it's going to be on everything that, you know that specifically related to the moisture into the humidity. But it's not mold eating up the house, and in most cases,   Mark: Yeah, that nobody likes to talk about that four letter word, right, we try to avoid it. So we call it moisture, for sure. And in regards to just flooding, I know we talked about that for a little bit, but we didn't talk really about the insurance aspect of it, maybe give the buyers and, you know, listeners, just an idea about what it is that you kind of run, how do you run your numbers? You know, what are the things I look for, you know, where are the flood zones that you stay away from? And when you underwrite properties? Like how do you factor in that risk?   Fred:                                                                            When I when I'm underwriting properties, especially for investors, I'm looking for properties that are not in flood zones. Yeah, it doesn't necessarily mean that a house may not have flooded in some 500 year storm, which is which we had in 2017, with Hurricane Harvey, but I'm going to try to stay away from those and for most of my buyers, now, there are places where their houses in flood zone, but for the most part, these developers and these builders try to build away from there. Now, if you're getting along, you know, I put on my mortgage hat for a second there, if you're getting a loan, and you are on anything, but the X flood zone, which means you're in some type of flood area, you know, the federal government buys that you have flood insurance on that loan. So, you know, that's going to raise your costs. And that's one of the reasons I mean, our margins are pretty thin here, because their taxes are a little bit higher, you know, so we're gonna stay away from any extra cost and flood insurance is going to add a pretty big chunk of you know, cost to that in pretty much take away any kind of returns that that you would get off a rental house.   So, you know, but like, like you said, Mark, I'm looking for houses that are not in the flood zones, and I'm looking at their seller disclosures to see that they haven't flooded before, you know, I'm not talking about you know, somebody's pipes busted in the winter or something like that. And they fix that, you know, that's not a big deal. I'm looking for rising waters, because then we get back to the moisture and the bad four letter word mold. You know, when you have those rising waters that come from flood, they bring in those those particulates and stuff that cause those, those issues in the house. And then they can be those houses can be renovated, they can be rehab, but you know, at the end of the day, how comfortable are you as a as an investor than buying a house that flooded before and I know if it were me, I'm probably not comfortable with that.   Michael: I'm right there with you.   Fred: The good news is Houston is huge. There's houses that have flooded, but there's way more houses that have flooded.   Michael: That's great. Fred, can you give everybody listening, a rundown or an idea of how they should be calculating their property taxes? And how that works in Houston?   Fred: Yeah, the property taxes work. Basically the same all over the state of Texas. You know, we are a high property tax state, you know, we don't have a state income tax. So we kind of give up a little bit, you know, on the real estate taxes, you know, the theory is we're basically paying for some things from real estate taxes in other states might pay for another ways. Number one thing is the schools. You know, we have really good schools here in the state of Texas with public school system, most people send their kids to public school and they're very good schools. So you're paying for basically the school system through your taxes and that's that's the largest amount of what comes out of there.   You know, also your city services and things like that to the taxes are calculated by by each county. So the county appraisal district assessor they assess the value on a house every year. We do every April, I think we get it, we get an invoice in the mail for what the value is going to be this year. Sometimes they go up sometimes they go down sometimes they say the same. lately. I've been seeing more going up. But that's that's a byproduct of the economy right now in the real estate market. So there is a cap for homestead properties. They do cap it off. And then there's a cap that the city and county governments can't go up a certain amount each time. I'm not going to quote those those cap amounts. But you know, generally, if you're buying a house, that's $350,000. Typically they're not assessing that value at the county level at 350. They're probably going to need more like the 275 or less range.   Now sometimes they do Get up, you know, I'll say, in general, the lower the price of the house, the closer you're going to be the value the tax value at that the higher the price a little bit further away. So it gives you some, you know, I guess a little bit of a break and you're not paying, you know, 3% on a $400,000 house that maybe assessed it 350 You know what I mean?   Michael: Okay.   Fred: But yeah, that's what that's how they're calculated. And then they do assess them every year, but they don't always change.   Michael: Got it? And do you know, Fred, does a sale trigger a new assessment? Or is it annual independent of whether a sale happens or not?   Fred: Right? In Texas, the county, the counties aren't allowed to use that data, to use the sales data know, whether they do or not, you know, is kind of up in the air. But their their assessment is done independently, they have an independent appraiser or appraiser in quotes, somebody that works for their appraisal district that assesses those values, and they do an independent each year. I'm told they use Google Maps, you know, to calculate square footage and things like that.   Michael: All right, cool. Well, that's great to know. That's great to know.   Mark: So Fred, you know, real quick, the, you know, the taxes, taxes are high in general, you may have some flood insurance, your insurance may be a little bit higher, you maybe give us a idea about when you talk to investors today, you know, you mentioned there's appreciation, that's the big play, what's the expectation that you see for appreciation, maybe now, going into, like, 2022. So, you know, buyers don't think, Hey, I missed the boat, you know, Texas had huge appreciation, you know, what is it looking like in the near future that you would expect?   Fred: In general, we say, in the Houston area that the market dictates about two to 3% per year, on average. Now, I mean, there's been a big increase over the last 10 years, I think it was like a 92%, or something like that. But you know, we're looking at about two to 3% On average year over year.   And you're gonna always have your pockets, I mean, you're going to have some, sometimes some suburb might blow up. And it just the hot area for right now, going to where I live north of where I live, is like that right now. I mean, in the past, in the recent past has been the west side of town where like Katie, the Katie and cypress areas, but, you know, you'll have your, you know, you'll have your big jobs, that if you average it all out over 10-15 years, it's gonna be generally about a two to 3%.   Now, the good thing, the good news is that, you know, like I said, with all the the number of people that are moving to Houston, they're not just coming from, you know, other places in this country, they're coming internationally, a lot of those people aren't going to buy houses, so they need to rent a house. I mean, they're on, they're on different types of visas. So, you know, they maybe can only be here for a couple of years. A lot of these companies, especially as oil and gas companies, they bring people in from South America, from Eastern Europe. You know, these people are coming in to rent houses, and they keep our keep our rental prices at or above what they are now. So we always have, we always have a good turnover, where those those homes don't sit empty for very long.   Michael: Great, great. Mark. Anything else for Fred before we let him out of here?   Mark: No, I think I think he covered everything that I wanted to hear about Houston. I'm from Dallas. So you know, we didn't talk about sports. So we have the belt. Yeah, absolutely. So yeah, Fred, and I will take that offline. But you know, I think my last point is, you know, you kind of call Texas, this little area called the Texas triangle, which starts in Dallas goes down, I 45. Houston cuts over to San Antonio, and you just have all this growth happening within those areas between Austin and Waco.   There's College Station, there's just so much activity that's happening, kind of that infill of that triangle. So without a Houston without a Dallas without a San Antonio, some of those other big markets, you know, you probably wouldn't have that activity happening. So I think Houston's got a lot going on. It is way bigger than Dallas. So I'd have to say we are the Big D. But Houston is by far, much bigger has a lot of activity. So I'm excited just because, you know, Fred's getting a lot of offer activity right now, especially with being a certified agent as a part of our network. So we love the fact that he can contribute be the local expert and you know, he's he's helping Roofstock grow our business and vice versa for all these buyers that are wanting to work with him and get a little bit more in depth and into the Houston market. So thanks for everything you're doing for a Fred.   Fred: Yeah, no problem. I'm excited. I like talking to all these people, these new people every day.   Michael: Perfect. In that vein If someone listening wants to learn more about the Houston market, what's the best way for someone to get a hold of you?   Fred: They can get a hold of me through Roofstock or they can email me at Fred@fredmcdaniel.com They can also call me at 713-321-9161.   Michael: Awesome. Prepare for your phone to blow up my friend. Fred, this was great. Thanks. Thanks so much for coming on. Really appreciate you taking the time and I'm sure we'll be chatting soon.   Fred: Yeah, thanks. Thanks for having me guys.   Michael: Alrighty, everyone, that was our episode A big thank you to Fred for coming on. The Houston market sounds to be on fire right now. Which is ironic coming from a California guy because that means different things to us out here on the West Coast. If you enjoyed the episode, feel free to leave us a rating or review whatever it is, Listen, your podcasts and as always, we look forward to seeing the next one. Happy investing

Macro Voices
MacroVoices #300 David Rosenberg: Last Disinflationist Standing

Macro Voices

Play Episode Listen Later Dec 2, 2021 60:33


MacroVoices Erik Townsend and Patrick Ceresna welcome David Rosenberg to the show. David describes the reasons the inflation we've already seen has occurred, and why he doesn't think it will last. They also discuss stock prices, bond yields, precious metals, and much more. Breakfast with Dave: https://bit.ly/3ElgkTU Link: https://bit.ly/3ElHOZx

The Dave Ramsey Show
How Can I Hold Myself Accountable to a Budget? (Hour 2)

The Dave Ramsey Show

Play Episode Listen Later Dec 2, 2021 40:28


Education, Relationships, Debt, Investing, Retirement, Home Buying As heard on this episode:  Zander: https://bit.ly/2Xbn7hD  Sign up for a FREE trial of Ramsey+ TODAY: https://bit.ly/3rZTUAx Tools to get you started:  Debt Calculator: https://bit.ly/2Q64HME Insurance Coverage Checkup: https://bit.ly/3sXwUn5 Complete Guide to Budgeting: https://bit.ly/3utmVXi Check out more Ramsey Network podcasts: https://bit.ly/3fHhbVE

Stansberry Investor Hour
Mike Barrett Shares 10 New Stocks that Could Soar 10X

Stansberry Investor Hour

Play Episode Listen Later Dec 2, 2021 65:40


If you've ever wondered how Dan finds recommendations for his Extreme Value newsletter, today is your lucky day...  Because this week, Dan is letting Investor Hour listeners peek behind the curtain to hear from one of his closest colleagues.  He's the senior analyst for Extreme Value, the one, and only Mike Barrett. Mike uses decades of cash flow modeling and valuation expertise to help identify some of the highest upside stocks anywhere in the market. In fact, Dan says that Mike is the real brains behind many of Stansberry Research's top recommendations... Like when Mike showed his readers how to make 20X their money in just 7 months on a small biotech company treating Alzheimer's disease... Or how to make up to 19X their money in just over a year and a half, with a small California firm of only 76 employees... Or the time he showed his followers how to make 9X their money in 6 months on a company fighting COVID-19...  The truth is, he's one of Stansberry Research's best-kept secrets... But that's not likely to last much longer... Because now Mike is stepping forward to reveal his new 5-Step approach that he's developed to identify many of these massive 10X winners. He's written a new special report with 10 different new stocks with 10X potential, that have NEVER been covered by anyone at Stansberry Research. You can learn more at  www.MikeMessage.com. If you're looking to add a boost to your portfolio, this is a conversation you don't want to miss. P.S.     If you're interested in hearing more about some of Mike's biggest winners, he's giving away all the details on it right here, and it's 100% free to attend. To learn more, visit www.MikeMessage.com 

MarketFoolery
2 Stocks Too Cheap To Ignore

MarketFoolery

Play Episode Listen Later Dec 2, 2021 21:16


Okta pops on strong 3rd-quarter results and raised guidance. Square is changing its name to Block. Bill Mann analyzes those stories, reflects on Wednesday's rough day for investors, and identifies a couple of businesses that are in the “too-cheap-to-ignore” category.

Option Trades Today
12/02/21 - NFLX & HOOD

Option Trades Today

Play Episode Listen Later Dec 2, 2021 9:53


Today, BAT's got two trades: one defined, one undefined. Consider this iron condor in Netflix or this combined long call spread / short strangle in HOOD.

How Did They Do It? Real Estate
SA317 | The Future of Multifamily Real Estate Investing with Neal Bawa

How Did They Do It? Real Estate

Play Episode Listen Later Dec 2, 2021 29:50


Today, Neal Bawa joins the show to talk about where the real estate industry is heading and how the Covid crisis can provide future real estate opportunities. Keep tuning in to find out more real estate market trends that will transform your investing outlook.Key Takeaways To Listen ForEffects of market rent growth research on real estate investingHow hybrid work models provide multiple opportunities for real estate3 major reasons why people are moving to distant suburbsThe disruptive market trends of the 3 popular asset classesBuild-to-rent: What it is and its difference from Class A, B, and C propertiesTips to ensure the effectiveness of your investment strategyResources Mentioned In This EpisodeFree Apartment Syndication Due Diligence Checklist for Passive InvestorMultifamily University WebinarsAbout Neal Bawa Neal Bawa is a technologist who is universally known in the real estate circles as the Mad Scientist of Multifamily. In addition to being the most in-demand speaker in commercial real estate, he is also a data guru, a process freak, and an outsourcing expert.He is the CEO/Founder at Grocapitus, a commercial real estate investment company, and the CEO at MultifamilyU, an apartment investing education company. Over 5,000 students attend his multifamily seminars each year and hundreds attend his Magic of Multifamily BootCamps.I can't wait to dive into our interview today and learn about his outlook in real estate and what he is seeing happening in the market.Connect with NealWebsite: Multifamily UniversityTo Connect With UsPlease visit our website: www.bonavestcapital.com and please click here, to leave a rating and review!SponsorThinking About Creating and Growing Your Own Podcast But Not Sure Where To Start?Visit GrowYourShow.com and Schedule a call with Adam A. Adams

Investing For Freedom with Mike Ayala
Josh McCallen | More is Better

Investing For Freedom with Mike Ayala

Play Episode Listen Later Dec 2, 2021 53:37


On this episode of The Investing for Freedom Podcast, Mike is joined by guest Josh McCallen. Mike and Josh discuss a series of topics ranging from being a father of 10 children to tax freedom. Josh speaks about how embracing the worst case scenario can have great impacts on your life and businesses and how capital is more than just cash. Mike and Josh talk about how it seems as though people find it easier to invest in real estate over investing in a human but how entrepreneurs often realize the beauty in creating talent and letting talent lead. Mike and Josh also speak about how it is easy to create sadness in our lives but there are so many opportunities to create good, not only for ourselves but for the people around us.

The Jimmy Rex Show
#11 - Real Estate Investing - Marissa Van Noy - Former Miss Utah Now Flips Homes With NFL Linebacker Husband

The Jimmy Rex Show

Play Episode Listen Later Dec 2, 2021 36:35


Guest Bio:Marissa Van Noy is a model, actress, entrepreneur, philanthropist, and wife of NFL Linebacker Kyle Van Noy.As a model and an actress she has been involved in runway, print and film; Marissa was crowned the Miss Utah title and received runner-up in the 2013 Miss USA pageant. She has been featured in Fitness Magazine, television commercials and appeared on HBO's Ballers as the hostess and ABC's What Would you Do? as an actress.Marissa and Kyle currently spend time investing in, redesigning, and flipping homes across the country. Additionally, Marissa has used her skills in home design to create a design firm, Three Golden Cranes, with her sister and mother.The Van Noy's give back to the community through the Van Noy Valor Foundation, where they encourage personal valor in the lives of adopted children, those in foster care, and disadvantaged youth by armoring them with success through resources, mentors and opportunities.

Let's Talk Real Estate Investing with Sharon Vornholt
Six Common Real Estate Investing Myths: Fact or Fiction?

Let's Talk Real Estate Investing with Sharon Vornholt

Play Episode Listen Later Dec 2, 2021 12:36


Today I want to talk about six common real estate investing myths that I hear all the time when I'm talking with other investors. Real estate investing at its core is a pretty simple business. Someone has a property to sell, and you are in the business of buying properties. On the surface, this is a pretty simple business.  However, once you have been in this business for a while, you will see that there are a lot of real estate investing myths and misconceptions about what you can and cannot do.  Today I want to jump in and sort some of those out starting with these common real estate investing myths. Show Notes: Six Common Real Estate Investing Myths: Fact, Fiction, or a Little of Both? Here are some of the things you'll find in this show in this show: How much money do you really need to get started in this business Does your credit really matter as a real estate investor? Why this business is easier and more profitable if you have some money when you're first starting out Wholesaling 101 Is wholesaling legal everywhere? Why do you need to know this. Multi-family properties vs single-family when you're just starting out; how do you decide if one is better for a new investor? Double closings The benefits of having a real estate attorney that is also an investor True or false: you need a large portfolio of properties before hiring a property manager The number of paid off properties you need to retire comfortably no matter what your age Final Thoughts I hope I helped clarify these six common real estate investing myths that so many investors have. The single most important thing when it comes to building a profitable real estate investing business is taking action.  No amount of study, seminars, or courses will do you any good unless you turn that knowledge into action. I will be talking about this more as we go through the next 30 days, but I would encourage you to spend some time to put together a plan for moving your business forward in the next 12 months.   Louisville Gal's Real Estate Blog Stop by the Louisville Gal's Real Estate Blog for more great content and some awesome freebies.       .

The Capital Raiser Show
John Casmon (Preview) Capital Raising As A Skill and Negotiating The Co-GP

The Capital Raiser Show

Play Episode Listen Later Dec 2, 2021 2:03


The host of Target Market Insights goes deep into marketing strategies, creating a brand, walks us through partnership creation philosophies and discusses the impact people can make in the syndication and capital raising business. https://casmoncapital.com

7:31 AM
December 2nd, 2021: Free PS+ & Xbox Games, Bojangles Gets Into NFTs, Bulls & Heat Lose Second-Round Picks & More.

7:31 AM

Play Episode Listen Later Dec 2, 2021 5:39


On today's show:Happy Birthday Britney Spears!Happy Birthday & RIP to Juice WRLD.December's PS+ Free Games & New Xbox Game Pass Titles.Bojangles is Getting Into the NFT Game.Trevor Noah Is Returning to Host the 2022 Grammys.Chicago Bulls & Miami Heat Lose Second-Round Picks.Azzi Fudd Signs with the Stephen Curry Organization.For more details on these stories and many more, follow ONE37pm on IG, Twitter, FB and TT.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Something On My Mind|Personal Finance, Budgeting, Investing
PFT #51 - Personal Finance Tip of the Week: The Ball Aluminum Cups and the Positive Impact on the Environment

Something On My Mind|Personal Finance, Budgeting, Investing

Play Episode Listen Later Dec 2, 2021 2:00


This week's topic is about the Ball Corporation's new aluminum cups.  We've all seen the classic Ball jars with that thick glass and metal top for canning vegetables - in my case, I use them as drinking glasses.  As the world evolves so has Ball and they've recently announced the aluminum drinking cup that can replace the plastic solo type cups.  They come with ample sizes to drink from, they are more sturdy and well insulated to keep your beverage cool and it is a much more appealing drinking experience.  Now here's the good stuff: 20 billion plastic cups are used per year and 93% end up in landfills; however, 75% of all aluminum is recycled and is the most valuable commodity in the recycle bin. So as they are producing more aluminum cups less plastic will be used  As far as the upfront cost goes, you'll save triple the amount to that of the aluminum cup; however, once you reuse each cup just four times you'll save be saving money  In my humble opinion, this is a no-brainer product that just about everyone can take advantage of and the best part is that has a positive impact on the environment  Ball Aluminum Cups https://www.ball.com/aluminumcups/where-to-buy?gclid=cj0kcqia15ynbhdtarisagnwe0woqhymlgw7d8mk-j4sh4cnmvtqs8ddv818zllb3jrd97sisyx-v08aajesealw_wcb Website   https://www.somethingonmymind.net/ Merchandise https://www.somethingonmymind.net/shop Social Media  https://www.instagram.com/somm.podcast/ https://www.youtube.com/channel/UChec5qcZBcGkIhUU3belNDw https://www.tiktok.com/@somm.podcast?lang=en https://www.facebook.com/somm.podcast https://twitter.com/Somm_podcast  

Steve Forbes: What's Ahead
Spotlight: Turkish Lira Plunges And Inflation Surges: Is The U.S. Becoming Like Turkey?

Steve Forbes: What's Ahead

Play Episode Listen Later Dec 2, 2021 3:29


In Turkey the official inflation rate is 20% (more than three times that of the U.S.), the unofficial one is worse and worsening. But when it comes to inflation, is the U.S. becoming like Turkey? Steve Forbes on the recent inflation surges and disturbing similarities between the Central Bank of the Republic of Turkey's and the Federal Reserve's ability to fight inflation.Steve Forbes shares his What's Ahead Spotlights each Tuesday, Thursday and Friday.

Millennial Money
Help Us Rename the Show

Millennial Money

Play Episode Listen Later Dec 2, 2021 13:07


We've got a BIG announcement and we need your help! We've made the decision to rename the show in 2022 to reach a bigger audience, be more inclusive, and grow the show to world domination status. If I'm honest, I'm quite nervous about this change but also really excited. Since you are the most important piece of this show I need your help to pick the name. We've spent months trying to find two good names that are available and really represent what this show is all about. I'd be honored if you could take a minute and head over to the survey below and let me know what you think the new name should be. I'll be doing a big reveal in January 2022 of what the new name will be. Nothing will change on your end - just a new name and a new logo, bigger guests, more money topics and so much more.LinksRenaming Survey See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Train Hard Live Strong
Working on your health is investing in your future

Train Hard Live Strong

Play Episode Listen Later Dec 2, 2021 26:03


Majority of the time when someone is asked what their goals are for weight loss or physique it's always something like this, "umm I want to lose about 50lbs, tone up my legs, abs, but, and arms, but I don't want to lift to heavy because I don't wanna bulk up like a guy". This goal is so superficial and is not efficient enough to create the happiness and confidence people want. Most people even struggle with knowing why they hell they want to do this fitness thing, so in this episode I want to share with you how working on your health is investing in your future......the much bigger picture.  Instagram post I want you to comment on with your thoughts: https://www.instagram.com/p/CW6qX8rrDTu/?utm_source=ig_web_copy_link Key Takeaways: How every decision you make right now will effect your health in the future and make things easier or harder for yourself How you've been fed a lie when it comes down to these influencers sharing their "perfect plans" How to gain full control over your life, health, happiness, and future. Stop thinking to far ahead and focus on the now If you have any questions you want answered or wanting to talk to me directly, head over to: https://www.trainhardlivestrong.com/ask Check out all our partnerships: https://www.trainhardlivestrong.com/Partnerships Flex Pro Meals: https://www.flexpromeals.com/ : Code/ TrainHard to save 20% OFF Host: https://www.instagram.com/matthew_fitness_trainer/ Athletic Beings Training & Apparel: www.athleticbeings.com / www.athleticbeingstraining.com Podcast Website: www.trainhardlivestrong.com/podcast LiquidIV: Liquidiv.com / Code: TrainHard / Save 25% off your entire purchase FNX Fit: https://fnx.grsm.io/TrainHard / Code:Trainhard / Save 15% off your entire purchase Flex Pro Meals / 20% off your 1st order / Code: TrainHard: https://www.flexpromeals.com/ YouTube Channel: http://www.youtube.com/c/MatthewFitnessTrainer Train with Coach Matt Anywhere: www.EliteHIITPerformance.com

Ask Me How I Know: Multifamily Investor Stories of Struggle to Success

Love yourself as you love others, Easier said than done. Especially when you are focused so much on others, How do you love yourself more? How do you tell your mind that it's ok you stop for a moment and think about yourself?  It's a challenging path that many have gone down, some succeeded and shared their story but what works for one doesn't work for another.  To find out more about Angel and her amazing missions go to:https://theacademypresents.com/To find out more about partnering or investing in a multifamily deal schedule a call here https://calendly.com/threekeysinvestments/get-acquainted-callDownload a free e-book on Why Invest in Multifamily at ThreeKeysInvestments.comPlease RSS: Review, Subscribe, Share!Support the show (and my reading addiction)! https://www.buymeacoffee.com/AskMeHowIKnow 

REI Rookies Podcast (Real Estate Investing Rookies)
Commercial Real Estate Investing: Data Centers with David Liggitt

REI Rookies Podcast (Real Estate Investing Rookies)

Play Episode Listen Later Dec 2, 2021 28:44


David Liggitt has been active in the data center industry since 2007 and is the Founder and CEO of datacenterHawk, a subscription-based platform that helps data center professionals find solutions quickly. Before becoming an entrepreneur, David managed data center transactions for Fortune 500 companies with a global commercial real estate company. He is passionate about helping industry professionals make well-informed decisions. Show notes at REIMastermind.net

BiggerPockets Real Estate Podcast
539: How to Get Your First, Second, or Next Rental Property

BiggerPockets Real Estate Podcast

Play Episode Listen Later Dec 2, 2021 102:10


If you're looking to buy your first (or next) rental, you've come to the right place! BiggerPockets was founded to help real estate investors network, build their skills, and grow their portfolios. In today's episode, master of multifamily and all things rental-property related, Brandon Turner, shares how you can build momentum and get your next deal under contract.By overcoming the three roadblocks of real estate investing, you'll be able to scale your portfolio to heights you've never imagined. Achieve financial freedom or surpass it entirely with intelligent, consistent investing so you (and your family) can live a life you love.If you're ready to get started, grab your notepad and pen. Brandon is about to show you why your next investment property is within reach!In This Episode We Cover:How to get your first (or next) real estate deal under contractDefeating the three roadblocks of real estate investing and using them to grow a sizeable portfolioWhy the first few deals matter (and why they definitely don't)Using daily consistent action to build a system that works on your behalfWhy most people want to invest in real estate but never doHow to analyze a rental property deal in five minutes (even if you're brand new!)And So Much More!Links from the ShowBiggerPockets Youtube ChannelBiggerPockets Rental Property CalculatorBiggerPockets Pro Membership - Use discount code: podcast21BiggerPockets BlogsBiggerPockets ForumsBiggerPockets WebinarsBiggerPockets Real Estate PodcastBiggerPockets Books by Brandon TurnerBiggerPockets PRO Exclusive videosThe Official BiggerPockets Facebook groupBiggerPockets Podcast 437: How Your “Worst Case Scenario” Can Set You Free From a Job You Hate with MarieForleoDoug Nordman's LinkedIn ProfileJoshua Dorkin's WebsiteOpen Door CapitalBrandon Turner's InstagramMLS (Multiple Listing Service)DealMachineDriving For DollarsUber EatsPropStreamListSourceBeardyBrew Coffee WebsiteDave Meyer's Blog ContentCheck the full show notes here: https://biggerpockets.com/show539See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Investing for Beginners Podcast - Your Path to Financial Freedom
Chris Hutchins of All the Hacks Discusses HSAs, ETF Investing, and More

The Investing for Beginners Podcast - Your Path to Financial Freedom

Play Episode Listen Later Dec 2, 2021 57:40


Welcome to the Investing for Beginners podcast. In today's show, we discuss: Some of the great hacks out there for points, becoming indistractible, and more with Chris Hutchins of All the Hacks The pros and cons of using an HSA The ins and outs of ETF investing and how he looks at setting up his […] The post Chris Hutchins of All the Hacks Discusses HSAs, ETF Investing, and More appeared first on Investing for Beginners 101.

CBS Eye on Money
Rent or Buy?

CBS Eye on Money

Play Episode Listen Later Dec 2, 2021 15:22


With the housing market crazy, should I be looking to buy or keep renting? Oh, and by the way, I basically get the down payment as a perk from my employer. Have a money question? Email us, ask jill [at] jill on money dot com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Thought Card
How To Organize Your Finances To Pursue Multiple Financial Goals

The Thought Card

Play Episode Listen Later Dec 2, 2021 36:09


As we head into the new year, I wanted to share a conversation I had with Sasha Huff, a podcast producer and the host of Because I Can, a podcast about life and all of the lessons we learned along the way. I'm usually the one asking the questions on the show, but I'll admit that it's nice to be on the other side sharing my story, thoughts, and perspectives. In this episode we chat about ways I've organized my finances so I can tackle multiple financial goals like traveling and paying off my mortgage early. You'll also hear a bit about my money story and what money was like growing up. Want to support The Thought Card Podcast?  Consider leaving a rating and/or a review on Apple Podcasts sharing your honest feedback. We are quickly approaching 100 reviews!  You can also support the show by making a one-time donation via buy me a coffee.  Link to episode: https://podcast.thoughtcard.com/organize-your-finances-with-danielle-desir/ 

Financial Sense(R) Newshour
Martin Armstrong: Beginning of 2022 Panic Cycle Underway (Preview)

Financial Sense(R) Newshour

Play Episode Listen Later Dec 1, 2021 1:16


Dec 1 – Today on FS Insider we are going to air the first part of a two-part conversation with the well-known forecaster Martin Armstrong to get an update on his outlook regarding a panic cycle into... Subscribe to our premium weekday podcasts: https://www.financialsense.com/subscribe

Financial Sense(R) Newshour
Martin Armstrong: Beginning of 2022 Panic Cycle Underway (Part 1) (Preview)

Financial Sense(R) Newshour

Play Episode Listen Later Dec 1, 2021 1:16


Dec 1 – Today on FS Insider we are going to air the first part of a two-part conversation with the well-known forecaster Martin Armstrong to get an update on his outlook regarding a panic cycle into... Subscribe to our premium weekday podcasts: https://www.financialsense.com/subscribe

Trader Merlin
Is the Market Bull Run Over?

Trader Merlin

Play Episode Listen Later Dec 1, 2021 46:55


Sharp slides in equity market indexes have many on Wall Street fearing the bull market is over! Is it? Today we will look at key fundamental and technical data to help paint a clearer picture of what's going, and how to prepare for what's ahead. Show is live at 2pm PST! #trading #Investing #marketcrash #correction Sign up for a free, 6 video course on Cryptocurrency here: https://www.tradingacademy.com/crypto/ Contact TraderMerlin: Email – TraderMerlin@gmail.com LinkedIn: https://www.linkedin.com/groups/13930555/ Twitter: TraderMerlin - https://twitter.com/TraderMerlin IG: TraderMerlin - https://www.instagram.com/tradermerlin/ FB: TraderMerlin  - https://www.facebook.com/TraderMerlin Live Daily Show:  - https://www.youtube.com/TraderMerlin   Trading Applications used: TastyWorks, CliK, TradeStation, TradingView

MarketFoolery
Salesforce Has a Co-CEO…Again

MarketFoolery

Play Episode Listen Later Dec 1, 2021 19:10


Strong results in the 3rd-quarter are overshadowed by Salesforce's guidance in Q4, but maybe the company's 2nd attempt at a co-CEO structure will improve the picture for shareholders. Shares of Box pop 12% as the cloud storage company continues its revenue growth. Allbirds falls as revenue growth for the apparel company is outweighed by increasing losses. Maria Gallagher analyzes those stories and we kick off our annual drive to expand the universe of holiday music.   Holiday Music - Mer Jul (More Christmas) by Adolpson & Falk

Rule Breaker Investing
Games, Games, Games, Vol. 3

Rule Breaker Investing

Play Episode Listen Later Dec 1, 2021 49:20


Investing is a game, so in order to beat the market you have to roll some dice, move some pawns, and draw some cards…. Oh, who are we kidding? Let's just put investing aside for a moment and delve into this year's holiday playlist of David's favorite board games!

London Real
Dan Tapiero - Crypto Will Grow More Than 30X: How Bitcoin & Blockchain Could Break $40 Trillion

London Real

Play Episode Listen Later Dec 1, 2021 91:36


Watch the Full Episode for FREE:  https://londonreal.tv/dan-tapiero-crypto-will-grow-more-than-30x-how-bitcoin-blockchain-could-break-40-trillion/

Sosnoff / Ratigan - Truth or Skepticism from tastytrade
Do Organizations or Players Win Championships?

Sosnoff / Ratigan - Truth or Skepticism from tastytrade

Play Episode Listen Later Dec 1, 2021 36:42


Even as Michael Jordan led the Bulls to the most glorious NBA Championship reign in history, Jerry Krause spouted: “Organizations win championships—not players.” But looking at say, Tesla, a company whose valuation boggles the mind when compared to any other car company, you might ask “what would Tesla be worth without Musk?” Maybe the only way to get outsized returns is with the extreme behavior of one outspoken but visionary leader...

Learn Real Estate Investing | Lifestyles Unlimited
(December 1, 2021) How to Identify When an Investment Opportunity Has a Lot of Holes

Learn Real Estate Investing | Lifestyles Unlimited

Play Episode Listen Later Dec 1, 2021 41:42


Syndicators will offer many enticing investment opportunities, but not every deal is worth funding. Al Gordon analyzes the money flow on an ATM investment compared to a residential real estate asset and explains why the results are so drastically different. Click to Listen Now

Learn Real Estate Investing | Lifestyles Unlimited
(December 1, 2021) How Discipline Determines Your Success

Learn Real Estate Investing | Lifestyles Unlimited

Play Episode Listen Later Dec 1, 2021 41:45


Citing recent retirement statistics. Del Walmsley notes that 55% of Americans have less than 10,000 dollars in their savings and 1/3rd have nothing saved at all. What is the difference between those who have achieved their dream lifestyle, and those who haven't been able to? Listen to find out! Click to Listen Now

Wealth Power & Influence with Jason Stapleton
SPECIAL EPISODE: Chad Freeman & MHP Investors

Wealth Power & Influence with Jason Stapleton

Play Episode Listen Later Dec 1, 2021 33:21


Today I'm joined by side-hustle real estate expert Chad Freeman who's building a second income using a very unique real estate investment strategy. Make sure you check out his website and if you're an accredited investor he'd love to share how you can get in on this booming business with him. https://mhpinvestors.com/investor-portal/Also, don't forget to register for the Discover 2022 event happening December 11th hundreds are planning to attend and I don't want you to miss this opportunity to get a jump on 2022. https://www.stapletonagency.com/discoverJoin the Nomad Network and see what a difference a supportive community of people can do for your life:https://my.nomadnetwork.app/signup/PwxXrW

Money For the Rest of Us
What Investment Strategies Do Best During High Inflation Periods?

Money For the Rest of Us

Play Episode Listen Later Dec 1, 2021 27:56


How different asset classes and investment strategies have performed during periods of unexpectedly high inflation. While trend and momentum strategies have performed the best, what are some of the challenges with implementing those strategies.Topics covered include:What has led to today's high inflation environment and why it is uniqueHow current demographic and technology trends are disinflationaryHow many inflationary regimes have there been in the pastHow stocks, residential housing, commodities, collectibles performed during high inflation environments.How trend following and momentum have been the best performing strategy during high inflation environments.Which trend following and momentum approaches have worked best for individual investors.How managed futures strategies workThanks to OurCrowd and Egnyte for sponsoring the episode. Here is more information on Money For the Rest of Us Plus.For more information on this episode click here.Show NotesUS Budget Deficit Hits $2.77 Trillion in 2021, 2nd Highest by Associated Press—U.S. News & World ReportIndia says nationwide birthrates drop below key ‘replacement rate' by Gerry Shih—The Washington PostThe Best Strategies for Inflationary Times by Henry Neville Et al. Trend Following: Equity and Bond Crisis Alpha by Carl Hamill, Sandy Rattray, and Otto Van HemertAQR hedge fund suffers $10bn in outflows by Laurence Fletcher—Financial TimesIs There a Replication Crisis in Finance? Theis Ingerslev Jensen, Bryan T. Kelly, and Lasse Heje PedersenRelated Episodes266: Using Momentum Investing and Trend Following342: Is Another Great Inflation Coming?See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

InvestED: The Rule #1 Investing Podcast
345- How and Why to Know When You're Right

InvestED: The Rule #1 Investing Podcast

Play Episode Listen Later Dec 1, 2021 36:59


Sometimes the best thing you can do when it comes to investing successfully is nothing...at least until you know you're 100% right about where you're about to put your money.  This week on InvestED, Phil and Danielle discuss the critical step to take after you've made it through the Investing Pyramid and before diving deeper into the investing checklist: Having Patience & Staying Simple. It's no secret how effective the Rule #1 Investing Strategy is, and it's because Rule #1 Investors do two things: They keep things simple and invest in what they know and believe They're patient and wait for the best time to buy To learn how to pick the right stocks for your portfolio and help you keep things simple, download the 5-Step Checklist for How to Pick the Best Stocks for FREE here: https://bit.ly/3riDBSW  Topics discussed in this podcast: Investing with Patience Investing Checklist How to Invest When to Invest Best Time to Invest Additional resources discussed in this podcast: Charlie Munger's 4 Principles of Investing Bill Ackman's 8 Point Checklist The Investment Checklist Pyramid Investing Checklist Logistics - Part 1 For show notes and more information visit www.investedpodcast.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

How Did They Do It? Real Estate
SA316 | The True Qualities of an Extraordinary Property Management Team with Colin Smith

How Did They Do It? Real Estate

Play Episode Listen Later Dec 1, 2021 28:01


If you're somehow tired of managing your rental properties and doing everything on your own to ensure that your business runs smoothly, you're definitely on the right show! Stay tuned in as Colin Smith talks about establishing and operating his property management agency and how they make positive impacts on real estate businesses and investors.Key Takeaways To Listen ForHow to start a property management companyAdvantages of owning a property management brokerageThings to consider to maintain a healthy rental property business and a good landlord-tenant connectionWays to effectively communicate with tenants and property ownersHelpful tips for property management companies to survive a crisisImpacts of eviction moratorium on landlords, property managers, and tenantsResources Mentioned In This EpisodeFree Apartment Syndication Due Diligence Checklist for Passive InvestorAbout Colin SmithColin Smith is a Realtor and Property Manager in the Colorado Springs / El Paso County area. Real estate is his passion and hobby. He personally wants to succeed beyond measure in business and real estate investment, while seeing those works with equal or more success. If there's one thing he learned, that is to help others succeed in their goal first.Connect with Colin Website: Solid Rock RealtyTo Connect With UsPlease visit our website: www.bonavestcapital.com and please click here, to leave a rating and review!SponsorThinking About Creating and Growing Your Own Podcast But Not Sure Where To Start?Visit GrowYourShow.com and Schedule a call with Adam A. Adams

He Said She Said the Money Guide Podcast
Omicron vs. Powell (Episode 135)

He Said She Said the Money Guide Podcast

Play Episode Listen Later Dec 1, 2021 30:43


In the battle to scare investors, both did nice work this week.  Market reaction or overreaction?  Goldman expanding benefits, changes to retirement account contribution limits and get your paperwork in ASAP.

Multifamily Live
Real People Investing (with Monika Jazyk)

Multifamily Live

Play Episode Listen Later Dec 1, 2021 19:53


Hey! Pili Yarusi here.Monika Jazyk is a wife and mother of 4 who has built an impressive real estate portfolio over the last 10 years. But she wasn't always in real estate…After getting her Master's in Teaching and the birth of her eldest son, she decided it was time to stay home.To create monthly income to fund their family, Monika and her husband turned to real estate to build income and long-term wealth. She is now the Founder of RPI Education with the goal to have a positive impact on the lives of as many people as possible by sharing her knowledge.She shares why you need to have real estate in your portfolio and how to get started if you've always wanted to invest in real estate.Listen in now!Connect With Monika JazykWant to connect with Monika? Find her at https://rpieducation.com!Want to Learn More About Multifamily Real Estate Investing?If you're an experienced real estate investor and you're ready to get around a community of active multifamily real estate investors who will support you, hold you accountable, and push you to set goals that inspire you as you grow your business, check out 7 Figure Multifamily and see if it looks like a good fit. If it is, I invite you to join in. If you have any questions, please reach out!- CLICK HERE: https://7fm.7figuremultifamily.com/7fmgroup====================Want to continue your multifamily real estate journey? Here are a few more resources to check out...We're holding a live, 3-day “virtual” event called Multifamily Live on June 2 - 4… and we're going to open the doors and walk you guys through literally every step of what we're doing on our multifamily deals.We've done events before but nothing this massive or this valuable... But spots are limited… sign up below!- CLICK HERE: MultifamilyLiveEvent.comMultifamily Live Podcast: Subscribe and get more episodes like this one delivered to you every week! Click Here: https://www.7figuremultifamily.com/multifamily-live-podcastFacebook Group: We've built a community of serious investors who are learning and growing their businesses together. Join the Group on Facebook: https://www.facebook.com/groups/multifamilylive/7FigureMultifamily.com: Learn more about who we are, our mentoring groups, upcoming events, and the causes we support at our website. Plus, grab some free downloads and other materials to help you on your real estate investing journey! Click Here: https://www.7figuremultifamily.com/ See acast.com/privacy for privacy and opt-out information.

7:31 AM
December 1st, 2021: 25 Days of POAP, Epic Games Add New Cloud Gaming, Paige Bueckers Sign Gatorade Deal & More.

7:31 AM

Play Episode Listen Later Dec 1, 2021 7:49


On today's show:In 2018, 'Spiderman Into the Spiderverse' Premiered in LA.25 Days of POAP.Rihanna Has Been Declared a National Hero in her Home Country of Barbados.Epic Games Store Adds a New Cloud Gaming With Retro Games.England Women Made History with 20-0 Win over Latvia.Paige Bueckers Signs Gatorade Deal.For more details on these stories and many more, follow ONE37pm on IG, Twitter, FB and TT.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Be Wealthy & Smart
Stock Market Update + FED Tapering

Be Wealthy & Smart

Play Episode Listen Later Dec 1, 2021 8:49


Learn what I predict for the stock market and what the FED tapering early will mean. The markets reversed and continued the volatility. I let you know my forecast for when it will be over and what is next. The article is here. My new book is here! These bonuses are available when you buy my newly released book, 3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies on Amazon, here. As a thank you for buying my book, you will receive a: Set of 4 Wealthy Mindset Blueprint audio recordings to help you create a wealthy mindset ($197 value) Free LIVE webinar with Linda on Thursday, December 2nd @2pm ET/11am PT called “Financial Freedom by Investing in Cryptocurrencies” ($1,500 value) On the live webinar you will learn: -The wealth building potential of the 8 cryptocurrencies mentioned in the book -Why they will experience exponential growth -Strategies for accumulation A recording of the webinar will be provided if you can't attend live You also will be entered into a drawing to win one of the following: An autographed copy of the book (25 people will win) $100 of XRP Cryptocurrency ($100 value) A 30-minute Wealth Mentoring session with Linda ($500 value) A lifetime membership in the Be Wealthy & Smart VIP Experience ($3,998 value) so you can invest alongside Linda and receive her investment updates and recommendations If you write a book review for 3 Steps to Quantum Wealth on Amazon, you have a second chance to win the prizes in the drawing, so please review the book on Amazon for another chance to win! Winners of the drawing for book reviews will be announced on the Be Wealthy & Smart podcast Monday, December 20th, so mark your calendar and be sure to tune in. The link to the book bonus page is here.  Are you investing well for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest, makes a huge difference to your financial future and lifestyle. If you only knew where to invest for the long-term, what a difference it would make, because the difference between investing $100k and earning 2% or 10% on your money over 30 years, is the difference between it growing to $181,136 or $1,744,940, an increase of over $1.5 million dollars. Your compounding rate, and how well you invest, matters!  INTERESTED IN THE BE WEALTHY & SMART VIP EXPERIENCE? -Asset allocation model with ticker symbols and % to invest -Monthly investing webinars with Linda -Private Facebook group with daily insights -Weekly stock market commentary email -Lifetime access -US and foreign investors, no minimum $ amount required Extending the special offer, enjoy a 50% savings on the VIP Experience by using promo code "SAVE50" at checkout. More information is here or have a complimentary consultation with Linda to answer your questions. For an appointment to talk, click here. PLEASE REVIEW THE SHOW ON ITUNES If you enjoyed this episode, please subscribe and leave a review. I love hearing from you! I so appreciate it! SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed WEALTH HEIRESS TV Please subscribe to Wealth Heiress TV YouTube channel (it's not just for women, it's for men too!), here. PLEASE LEAVE A BOOK REVIEW Leave a book review on Amazon here. Get my book, “You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!” Men love it too! After all, you are Wealth Heirs. :) Available for purchase on Amazon. International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning. Use the search bar in the upper right corner of the page to search topics. TODAY'S SPONSOR Get Think and Grow Rich or another book on Amazon from my recommended financial books list, and be sure to get started checking off the books you have read. Be Wealthy & Smart, is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor™. Learn simple steps that make a big difference to your financial freedom.  (Some links are affiliate links. There is no additional cost to you.)

Future of Agriculture
FoA 287: Why The Nature Conservancy is Investing in Agtech with Renée Vassilos

Future of Agriculture

Play Episode Listen Later Dec 1, 2021 33:39


The Nature Conservancy: https://www.nature.org/en-us/  "Building Soil Health Through Innovation" https://www.nature.org/en-us/what-we-do/our-priorities/provide-food-and-water-sustainably/food-and-water-stories/building-soil-health-innovation/  Renée Vassilos LinkedIn: https://www.linkedin.com/in/rvassilos/  Today's guest is Renée Vassilos. Renée manages The Nature Conservancy's investments in innovative companies that will help scale regenerative agriculture production practices. Prior to joining TNC, she spent nearly a decade at John Deere, followed by leading her consulting firm, Banyan Innovation Group, advising growth-stage agriculture technology startups and investors. That's where she was when we heard from her in episode 157 in 2019.  If you've never heard of The Nature Conservancy before, they are a global environmental nonprofit working to create a world where people and nature can thrive. They have a strong reputation for working with private and public partners, including farmers and agribusinesses, to find practical and sustainable solutions to conserve the lands and waters on which all life depends.  Since joining TNC a couple of years ago, Renée has led investments in seven different early stage agricultural companies. Four of which, you've actually heard about if you've been listening to this show for very long. Those four are: Grower's Edge (ep 156 & 238), SwarmFarm Robotics (ep 271), Sentera (ep 255 & 264), and Vence (ep 246).   The other three companies will be new to this show, so I've asked Renee to tell us a little bit about each of them during today's show. They are: Kula Bio, Pattern Ag, and Stony Creek Colors.  Renee and I also talk about how they're measuring and evaluating the impact of their investments related to their ability to get closer to their soil health goals, and the chicken or the egg problem of whether the tools can change a farmers practices or if a mindset has to change first with the farmer to seek out the right tools for those practices. That's toward the end and Renee and I disagree slightly on which has to come first.  **Join the FoA Community: www.patreon.com/agriculture

POP
Investing in NFTs with Republic Crypto Directors Bryan Myint and Graham Friedman

POP

Play Episode Listen Later Dec 1, 2021 48:47


NFTs, also known as non-fungible tokens, have taken the investment market by storm in recent months. Republic Crypto Directors Bryan Myint and Graham Friedman break down the world of NFTs and discuss their multiple applications. Tune in to learn how NFTs are making crypto more accessible and bringing profit to the people.The NFT craze is growing by the day and shows no signs of slowing down. We've seen Jack Dorsey's first tweet recently sold as an NFT for $2.9 million. High-profile artists like Grimes and Beeple have also earned millions of dollars selling NFTs.We discuss what NFTs are, how they are valued, and how you can get involved. Whether you're a creator, an artist, a collector, or a community builder - the possibilities are endless. Key points discussed- What NFTs are and how they work (00:00)- What can be sold as an NFT? (08:00)- The most significant reason behind NFTs' success (11:05)- How NFTs are valued (15:58)- What you need to know before getting involved (17:24)- What are NFT Airdrops? (37:47)- The future of NFTs (41:44)- Bringing profit to the people (45:51) Additional resourcesTo keep in the loop for the latest developments in crowdfund investing, make sure to follow this podcast and listen in every week. Leave a rating and a review, and let's bring profit back to the people together.Ready to start investing in your future? Then head over to www.republic.co and find a startup you're passionate about.Legal Disclaimer: The Securities and Exchange Commission (SEC) has qualified the offering statement that we have filed with the SEC. The information in that offering statement is more complete than the information we are providing now and could differ in important ways. You must read the documents filed with the SEC before investing. The offering is being made only by means of its offering statement. This document shall not constitute an offer to sell or the solicitation of an offer to buy, nor shall there be any sale of these securities in any state or jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such state or jurisdiction. An indication of interest involves no obligation or commitment of any kind. Any person interested in investing in any offering of Props Tokens should review our disclosures and the publicly filed offering statement and the final offering circular that is part of that offering statement at http://offeringcircular.propsproject.com. YouNow is not registered, licensed or supervised as a broker-dealer or investment adviser by the Securities and Exchange Commission (SEC), the Financial Industry Regulatory Authority (FINRA), or any other financial regulatory authority or licensed to provide any financial advice or services.

The Personal Finance Podcast
15 Mind Blowing Money Statistics (These are Crazy!)

The Personal Finance Podcast

Play Episode Listen Later Dec 1, 2021 28:55


82. 15 Mind Blowing Money Statistics (These are Crazy!) Here is the FREE stairway to wealth printable! This will show you what order you need to put your money in!  We have a YOUTUBE channel! Check it out here!  Our Latest Videos:  5 Index Funds to Hold for Life!  What Would Happen If You Maxed Out Your Roth IRA By Age?! (These Results Will Amaze You!) How to Become a Millionaire With a Small Amount of Money (Is it Really This Easy!?) Got questions? Ask me on Instagram Here. @mastermoneyco This is the fastest way to get in touch with me. Thank you to Ladder Life Insurance for sponsoring the show! Check them out at ladderlife.com/pfp Thanks to ButcherBox For Sponsoring the show! Right now new members get a free turkey with their first box when you head to butcherbox.com/pfp. Thanks to our sponsor Point Card! Use Promo code PFP for 2,500 cashback points! Thanks to OurCrowd for sponsoring the show! Invest in Venture Capital at OurCrowd.com/PFP Thanks to Boll and Branch for Sponsoring the show! Get the best sheets in the world at bollandbranch.com and use promo code PFP.  Thanks to Ladder for sponsoring the show! Get a quick life insurance quote at LadderLife.com   Want to Support the Show? Follow on Spotify or Follow and Leave a 5-Star Review on Apple Podcasts! Today We Discuss:  Wild stats about millionaires.  Amazing stats about retirement. How you can beat the statistics.  Episodes Mentioned More Episodes You Will Love:  How to Negotiate Your Salary Like a Pro How to Negotiate Your Bills (and Save over Six-Figures!) The Stairway to Wealth 2.0 (The Order You Should Put Your Money in!) Emergency Funds: The Ultimate Guide to Saving Money How to Break The Paycheck to Paycheck Cycle  Check out all the Stuff I Recommend!  M1 Finance Open a Roth IRA Personal Capital Free Wealth Management + Budget App and Fee analyzer!  CIT BANK (Best Savings Account) Best Personal Finance Books  The Simple Path to Wealth - J L Collins  The Millionaire Next Door - Thomas Stanley I Will Teach You To Be Rich - Ramit Sethi  Rich Dad Poor Dad - Robert Kiyosaki DISCLAIMER: I am not a financial adviser. This Podcast is for educational purposes only. Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. I am sharing my opinion.  AFFILIATE DISCLOSURE: Some of the links on this channel are affiliate links, meaning, at NO additional cost to you, I may earn a commission if you click through and make a purchase and/or subscribe. However, this does not impact my opinion. Check us out on social fam!  Twitter Dollar After Dollar Instagram www.thepersonalfinancepodcast.com www.dollarafterdollar.com www.mastermoney.co Learn more about your ad choices. Visit megaphone.fm/adchoices

upside
[When Pigs Fly] #42: Making Medical Bills Bearabill (feat. Lisa Matsuyama & Forest Satterfield of Bearabill)

upside

Play Episode Listen Later Dec 1, 2021 56:49


Making medical bills Bearabill.We chat with Lisa Matsuyama and Forest Satterfield, the founders of Bearabill, to learn how they're building a startup that predicts future healthcare costs, identifies medical billing errors and overcharges, and how they're negotiating on your behalf for lower bills.Follow When Pigs Fly:Facebook, Instagram, TwitterFollow Bearabill

Ask Me How I Know: Multifamily Investor Stories of Struggle to Success

Have you ever passed up an opportunity because you felt you weren't ready for it yet? It was too uncomfortable?  Angel was encouraged to go beyond herself, step out of her comfort zone and just go for it!  That was 4 summits ago.  Now even when it feels not quite ready yet, or stepping a little out of my comfort zone, she goes for it!  If you don't try it you don't know what you missed. To find out more about Angel and her amazing missions go to:https://theacademypresents.com/To find out more about partnering or investing in a multifamily deal schedule a call here https://calendly.com/threekeysinvestments/get-acquainted-callDownload a free e-book on Why Invest in Multifamily at ThreeKeysInvestments.comPlease RSS: Review, Subscribe, Share!Support the show (and my reading addiction)! https://www.buymeacoffee.com/AskMeHowIKnow 

Wharton FinTech Podcast
Harshul Sanghi, Founder & Global Head of Amex Ventures -- Reflecting on 10 Years of Investing

Wharton FinTech Podcast

Play Episode Listen Later Dec 1, 2021 39:26


Gabriela Ariana Campoverde sits down with Harshul Sanghi, Founder and Global Head of Amex Ventures. Harshul has over thirty years of operating experience, and for the past 10 years has led the venture arm of American Express and oversees global investment activity across the company. To date, Amex Ventures has invested in 80+ companies and has offices in New York, San Francisco, and Boston. He has led investments in Abra, Better.com, Bill.com, Boom Supersonic, Boxed, Instacart, Learnvest, FalconX, Finix, Next Insurance, Philanthropi, Plaid, RetailNext, Stripe, Toast, and Turo, among others. Amex Ventures now has a portfolio valued at over $1 billion dollars. In this episode you will hear about: - The birth of Amex Ventures - 10 years of investing - What differentiates Amex Ventures from other corporate VCs - Investment-worthy trends in the payments space - Harshul Sanghi's career - And much more! About Harshul Sanghi Harshul Sanghi founded Amex Ventures in 2011 to accelerate the digital transformation of American Express by investing in and partnering with innovative start-up companies. Prior to joining Amex, Harshul was Managing Director of Motorola Mobility Ventures and has over 30 years of operating experience. About Amex Ventures Amex Ventures invests in and partners with start-ups to accelerate innovation for consumers and businesses. For additional information on Amex Ventures, please visit www.americanexpress.com/us/business/american-express-ventures For more FinTech insights, follow us below: Medium: medium.com/wharton-fintech WFT Twitter: twitter.com/whartonfintech Gabriela's Twitter: twitter.com/byGabyC Gabriela's LinkedIn: linkedin.com/in/gcampoverde

Blue Collar Money:  Theories of Middle Class Investing
Part 2: Turning Passion Into Profit - How Jeremy Sheppard Built a Career On Problem Solving for His Followers

Blue Collar Money: Theories of Middle Class Investing

Play Episode Listen Later Dec 1, 2021 38:28


Resources / Mentions:Fender Guitars  Jeremy Sheppardjeremy@jeremysheppard.comjeremytheguitarhunter.comYouTube  PW Gopalpwgopal@pwgopal.compw.gopal@thebluecollarmoney.comthebluecollarmoney.compwgopal.com ** If the content of this episode or podcast has brought you value we would appreciate a tip at the Paypal email below.  We promise we will put the funds to good work and honor your investment.pw.gopal@thebluecollarmoney.com

PodCasts – McAlvany Weekly Commentary
“Interest Rates CANNOT Rise” – Plan B Anyone?

PodCasts – McAlvany Weekly Commentary

Play Episode Listen Later Dec 1, 2021 45:49


McAlvany Weekly Commentary Global markets go “Black Friday,” volatility rises 50% What does “Financial Reset” mean? Could a Turkish default upend the EU basket? The post “Interest Rates CANNOT Rise” – Plan B Anyone? appeared first on McAlvany Weekly Commentary.

Real Estate Rookie
2 Houses Flipped as a Part-Time Real Estate Agent & Full-Time Father

Real Estate Rookie

Play Episode Listen Later Dec 1, 2021 51:28


Real estate is a relationship-based business. As you establish more relationships within the industry, your job continues to get easier and today's guest, Jay Simpson, is a prime example of that. With the help of his mentor, he has successfully flipped two houses and already turned one into a rental property.The primary reason he got into real estate was because he wanted the time to be actively part of his daughter's life — a freedom his W-2 didn't allow. His ability to cultivate meaningful relationships is the reason he has been able to find so much success as a real estate agent and investor. Jay heavily emphasizes the role his mentor plays in his real estate career, especially given that when he was new to the industry, he needed someone to show him what the classroom couldn't. His genuine nature got him his first sale, his first flip, and a continued relationship with his lenders.Real estate has allowed him to not only free up his time but enjoy the time he has freed up, which to a family man like himself, is the dream. Investing is about more than building wealth, it's about learning the value of time, especially because you can never get it back.In This Episode We CoverGetting your real estate license and how it can be the first step to investingWorking for a broker and what that means for your career as an agentHouse flipping and the signs that indicate a great potential flipHow to estimate rehab costs as a first timer The importance of a detailed scope of work and its benefitsThe importance of being genuine and authentic with everyone you encounterAnd So Much More!Links from the ShowReal Estate Rookie Youtube ChannelAshley's InstagramTony's InstagramReal Estate Rookie FaceBook GroupRookie Podcast 55: Combining House Hacking and Live in Flips with Tyler MaddenBiggerPockets PodcastZillowLowe's16PersonalitiesTony Robbins WebsiteBiggerPockets BookstoreMLSApartments.comCozyBuildiumrentrediappfolioBiggerPockets ForumsBiggerPockets ConferenceCheck the full show notes here: https://www.biggerpockets.com/rookie135See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Financial Sense(R) Newshour
Peter Zeihan on Political Mismanagement, Multi-Year Energy Shortages (Preview)

Financial Sense(R) Newshour

Play Episode Listen Later Dec 1, 2021 1:32


Nov 30 – Peter Zeihan, the well-known geopolitical strategist, consultant, and author, speaks with FS Insider about the desperate move by politicians around the globe to release energy reserves in an... Subscribe to our premium weekday podcasts: https://www.financialsense.com/subscribe

Investing In The U.S.
RG287 - What You Need to Know About Investing in Self-Storage – w/ Sam Wilson

Investing In The U.S.

Play Episode Listen Later Dec 1, 2021 44:12


Meet Sam Wilson, the accidental real estate investor who is now syndicating niche commercial assets with highly stable returns. Join us for this episode as we talk about niche real estate assets, building a life outside of work, and giving back to the community. Sam Wilson is an active and very versatile investor in various real estate assets, namely, retail, self-storage, multi-family apartments, RV parks, and much more. He also hosts the podcast How to Scale Commercial Real Estate, where he shares the most important commercial real estate strategies to maximize returns to both rookie and experienced investors. (Check out his episode with yours truly!) Unlike many investors in the industry, Sam got into real estate by accident. He saw a foreclosure listing one day, bought the house, and the rest is history. Nine years later, Sam helps others maximize their investments in real estate, and hones his passion of creating a machine that allows him the best level of financial freedom possible. In this interview, we go in-depth about self-storage assets, including rental rates, expense ratios, management requirements, and more. On the flip side, we delve a bit into building a life outside a business, and why chasing the dollar does not always lead to happiness. KEY TAKEAWAYS 1. Having boots on the ground is one of the best ways to identify opportunities. 2. There's more to life than work; build a lifestyle around work. 3. Money is just a tool, not a surefire path to happiness. LINKS https://brickeninvestmentgroup.com/ https://www.linkedin.com/in/brickeninvestmentgroup/ https://podcasts.apple.com/us/podcast/how-to-scale-commercial-real-estate/id1539979234 Want to invest in my deals? - Click Here to Find out More!