Manny's Minute

This episode features Jordie Pilgrim from Pilgrim Mortgage as our special guest. Manny and Jordie reminisce about their days interning at a local radio station, delve into Manny's TV opportunity, and explore the intriguing topic of 2-1 buy downs. Tune in for a lively conversation!

After a long hiatus, I decided to make a comeback! I am excited to start on this journey with you all and thrilled about all of the great topics I have to share: In this episode I have Sandy Mcilree, one of Austin's biggest radio voices, as my co-host. We discuss my nomination with the Cystic Fibrosis Foundation for Austin's Finest, Sandy's personal connection to Cystic Fibrosis, Sandy shares some tips for the the show, and we talk about my dating life...

Thank you for listening. We hope you enjoy this episode of "Manny's Minute" In this episode we interview the author of "The Periodic Table of Character Traits". Enjoy! --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

Tim white with Power Check Inspectors. A brief introduction into who Tim is and his background. In this podcast we talk about different aspects of what an inspection is and what occurs. What is the importance of an inspection? What does an inspector look at the minute you pull up to a home? What does water and the weather in central texas have to do with your foundation?Different types of soil in central Texas? -8:11- Technology in the inspection? Why do we use an infrared camera?10:47- Using a Zip level on your foundation. Bringing in experts to review what the inspection reports -15:20- Pre-listing inspection. What is it and why you should look into doing one before going on market? -16:00- Should the buyer be present during the inspection? -17:40- Tips on maintaining the health of your home. Tim can be reached at 512-900-0456 or by email at Tim@pwrcheck.com --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

In this episode Manny interviews Rohan with UFCU lending. In this episode Rohan and Manny discuss what it means when the Federal Reserve drops the lending rate, and the Austin economy. Follow Manny on Instagram @MannyRArce If you'd like to skip here are some minute marks: 1:20 Start of discussion into the Federal reserve rate. What does it mean for you as a consumer when purchasing or refinancing a home? What happens when the federal reserve talks about the economy and whether or not there is a need to lower the federal interest rate 4:30- Rates in 2018 to where they are now. 5:45 What happens when investors start pulling money out of the stock market and into bonds. 8:00 When is it advantageous for you to refinance? 10:00 The Austin economy 13:00- How do you lock a rate? and how long does the rate last. 15:00- What is considered and excellent credit score and a minimum to buy? How long should you be in a job to qualify for a home? 17:30 Rohan’s thoughts on what Austin holds in 2020. 21:00- Ending of the show and a rapid fire question game with Rohan regarding Austin. Rohan Kothare | NMLS# 888266 Senior Mortgage Loan Officer UFCU Mortgage Services 8303 N MoPac Expy, Austin, TX78759 (512) 507-6879 rkothare@ufcu.org www.ufcu-rohankothare.com --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

In this episode Manny will give an introduction into who he is and gives the direction the show will be taking. In the first few minutes Manny will give an intro into who he is, a brief recap of episode 1 and talks about the guest we have lined up for episode 3. Thanks again for tuning and in if you'd like to follow Manny and all his travels give him a follow on Instagram @MannyRArce --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app

In this episode we interview Brooke Payne, a lender with Hometrust Mortgage. We discuss her adventures in Machu Picchu and what it takes to buy a home in Austin, Texas. If you'd like to learn more or check if you qualify please contact Brooke at (512) 348-3171 bpayne@hometrust.com. --- This episode is sponsored by · Anchor: The easiest way to make a podcast. https://anchor.fm/app