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Jeff Stanfield and Andy Shaver tackle several of the biggest topics making headlines right now. The guys share their thoughts on the recent U.S. airstrikes in Iran and how they believe the situation could unfold moving forward, and how President Trump seems to be moving away from the “America First” slogan he ran on.The conversation shifts to the growing difficulty of achieving the American Dream—especially when it comes to owning a home—as rising costs continue to put pressure on young families, before wrapping things up with a lighter discussion about the start of free agency in the National Football League.
Keeping it Real Podcast • Chicago REALTORS ® • Interviews With Real Estate Brokers and Agents
Darwin Stephens shares how he transitioned from a secure Fortune 10 leadership role in corporate America into full-time luxury real estate after the COVID-19 pandemic reshaped his original business plans. He discusses building the federally trademarked Selling Dallas brand and establishing authority in the Dallas luxury market through extensive media exposure and a consultative approach tailored to high-net-worth and C-suite clients. Darwin also explains how technology like Metaology's hyper-real visualization tools is transforming real estate development by allowing investors and developers to experience projects before they're built. As a triple-licensed professional and CEO/broker of the Raddr Group, he focuses on helping clients maximize their real estate portfolios. He also previews his upcoming podcast exploring the evolving idea of the American Dream and new paths to wealth, retirement, and housing in today's economy. If you'd prefer to watch this interview, click here to view on YouTube! Darwin Stephens can be reached at (469) 756-3221 and closewithdarwin@gmail.com This episode is brought to you by Real Geeks and Courted.io.
In this episode, Lee is joined by member, and longtime Auburn resident, Howard Porter. Howard has been involved in many different types of business over the years, including real estate development and appraisal as his primary vocation. Porter Properties has been a staple in the Auburn community for many years, but in this episode, Howard shares his passion for young men and women entering the workforce, and those decades in, to remember that their identity should never be rooted in work but always in the person of Jesus. Through the brokenness of his own story, Howard's passion for Jesus and for others to know and love him is infectious. Given every opportunity that God now provides him, he is quick to remind others that everything we've been given is an opportunity for stewardship and to tell others about the love of Jesus Christ.
In this BigDeal rerun, Scott Galloway breaks down how the American Dream's playbook — degree, home, wealth — is broken. Housing costs have tripled relative to income. Two-thirds of young men aren't going to college. One in three men under 30 doesn't have a girlfriend. And the wealthiest generation in history is systematically extracting wealth from the youngest through tax policy, artificial scarcity, and a rigged economic structure most people never see. Scott Galloway has built and lost hundreds of millions. He's an NYU Stern professor, serial entrepreneur, and one of the most honest voices on what's actually happening in the economy and the future of young people. In this conversation, he breaks down the transfer of wealth from young to old, why loneliness and extremism are the biggest threats to society, and the formula for economic security that actually works. You'll learn why Social Security is the largest wealth transfer in history, how the tax code ballooned from 400 to 4,000 pages, why housing went from four years of salary to twelve, how elite institutions use rejection as a business model, why we're producing too few economically viable men, Scott's SCAF framework for fighting depression, and the four-part formula for financial security — plus why low-cost index funds beat 99% of hedge funds. If you're young, ambitious, or trying to win in a system that feels rigged, this episode will change how you see the game. Ready to turn your newsletter into a side hustle? Head to https://beehiiv.link/e2bp10 and use code CODIE30 for 30% off your first three months. ___________ 00:00:00 Introduction 00:01:32 The Elegant Transfer of Wealth: Young to Old 00:06:00 The College Admissions Scam: Artificial Scarcity 00:08:39 COVID's Intergenerational Theft: The $6 Trillion Giveaway 00:22:33 Your Economic Survival Guide: Focus, Stoicism, Time, and Diversification 00:47:30 The Rejection Superpower: Why Failure Is Your Edge 00:53:40 The Young Men Crisis: Loneliness, Dating, and Economic Viability 01:08:00 What Young Men Need: Guardrails, Plans, and Demonstration of Excellence 01:17:22 The LBO Boom and Corporate Concentration: Who Really Owns America 01:31:10 Elon Musk and the Tech Bro Problem: Post-America While Leveraging America ___________ MORE FROM BIGDEAL
Christine de Wendel spent more than a decade helping scale two of Europe's biggest startup success stories — first at Zalando, then as COO of ManoMano. Both companies grew from early-stage startups into multi-billion-dollar businesses. But at 40 years old, with three kids and years of scale-up experience behind her, Christine decided it was time to build something of her own. That idea became sunday — a simple but powerful solution that lets diners pay their restaurant bill instantly by scanning a QR code. What started during the chaos of COVID quickly turned into one of the fastest-growing platforms in hospitality tech. Today, sunday processes billions in payments each year and is used by restaurants around the world — from independent spots to major dining groups like TAO, Boqueria, Bareburger, and La Pecora Bianca. In this episode, Christine shares the full story behind sunday: moving back to the U.S. after 15 years abroad, starting a company with a restaurant operator friend during the pandemic, raising $25M in just weeks, and building a company now processing billions in payments. Make sure to check them out at: https://sundayapp.com/ Check out my new book on Amazon: https://amzn.to/4kRKGTX Watch our mini-doc - Starting Small: The Raw Truth Behind Entrepreneurship and the American Dream: https://youtu.be/eHuq93wIxs0?si=eDB-ycngvWNapRLO Visit Starting Small Media: https://startingsmallmedia.org/ Subscribe to exclusive Starting Small emails: https://startingsmallmedia.org/newsletter-signup Follow Starting Small: Instagram: https://www.instagram.com/startingsmallpod/ Facebook: https://www.facebook.com/Startingsmallpod/?modal=admin_todo_tour LinkedIn: http://linkedin.com/in/cameronnagle
Mark Matson is an American entrepreneur, financial educator and the founder & CEO of Matson Money, an investment advisory firm managing over $11 billion in assets for more than 35,000 families across the country. Mark is known for making Nobel Prize-winning investing research accessible to everyday investors. He is the author of several books, including the new Experiencing the American Dream: How to Invest Your Time, Energy, and Money to Create an Extraordinary Life. He's also an innovator in financial education – the creator of the “American Dream Experience” workshop – and even a producer of award-winning financial documentaries. Mark joined host Robert Glazer on the Elevate Podcast to talk share his extraordinary story, talk about how he transformed his money mindset, and leadership lessons from building a top financial business. Thank you to the sponsors of The Elevate Podcast Shopify: shopify.com/elevate Masterclass: masterclass.com/elevate Framer: framer.com/elevate Northwest Registered Agent: northwestregisteredagent.com/elevatefree Indeed: indeed.com/elevate Vanguard: vanguard.com/audio Notion: notion.com/elevate Learn more about your ad choices. Visit megaphone.fm/adchoices
In this week's episode of Politics in Question, Lee chats with Liz Suhay about the death and myth of the American Dream. Suhay is a professor of government in the School of Public Affairs at American University and the author of Debating the American Dream: How Explanations for Inequality Polarize Politics (Russell Sage Foundation, 2025). Is the lack of the American Dream the fault of the individual or of systemic factors? What role does partisanship play in individuals' beliefs about meritocracy? Why do we justify unfair systems? These are some of the questions Lee explores in this week's episode. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
In July 2024, I was featured in The New York Times in an article about how childcare costs are limiting women's ability to work. The headline captured exactly how we felt at the time: stuck.In this solo episode, I share the real story behind that moment and how my family made the strategic decision to move from Chicago to León, Guanajuato. I break down the real cost of living for a family of four in the U.S., the childcare math that so many moms are quietly navigating, and the mindset shift that helped us stop blaming ourselves and start thinking strategically.If you've ever looked at your numbers and thought, “Why does this feel impossible?”, this episode is for you.For detailed show notes, visit vivalamami.com/episode153What You'll Hear:The reality many moms are experiencing with childcare and workThe real cost of living for a family of four in Chicago (and why the math didn't work for us)How childcare costs can create a hidden barrier for women trying to re-enter the workforceThe mindset shift that helped us not feel stuckHow moving to Mexico created breathing room for our family financially and emotionallyResources Mentioned:New York Times feature (July 2024)Episode 151: 3 Things You Must Do Before Moving AbroadFree Moving to Mexico Discord Community1-on-1 Moving to Mexico ConsultationWall Street Journal on Americans relocating abroadSupport the showSHOP MY NEWEST PRODUCTS - "How to Get Dual Citizenship in Mexico" E-Guide & Digital Course
Ep. 224 (Part 1 of 2) | John Fugelsang, author of the brilliant, irreverent book, Separation of Church and Hate: A Sane Person's Guide to Taking Back the Bible from Fundamentalists, Fascists, and Flock-Fleecing Frauds, talks eloquently about the difference between true Christianity as taught by Jesus and the hateful teachings of Christian nationalists and televangelists who are in it for the power and the money. John grew up with a clear notion of what Christianity should look like; his parents lived their faith grounded in peace, love, empathy, and service, dedicating their lives to helping people in need, no matter their color or differences. So John set out to take the Bible back from “small-minded, right-wing, nationalist racists,” because he finds it tragic that vast numbers of people are being alienated from faith altogether, and he wanted to give his readers arguments they could use to face off with right-wing Christians about what the Bible really says. Christians and atheists have told him his book validates all of their beliefs, and he has inspired crowds of atheists to cheer loudly for Jesus.John is an actor, comedian, and talk show host, and his quick wit and well-informed, well-intentioned intellect make for a fast-paced, enjoyable, and educational foray into subjects such as how right-wing nationalists have made Christianity out to be a religion of condemnation and domination; how they quote Saint Paul, with all of his sex hangups and homophobia, rather than Jesus; and how it's always been the Christ followers pushing back against authoritarian Christianity—adding that Jesus' teachings are as threatening to authoritarian power today as they were 2,000 years ago. This is a timely, very important conversation about a subject that involves all of us: reclaiming the foundational values of love, humility, open-mindedness, and service. Recorded December 18, 2025.“Jesus is not about condemnation or domination; his whole movement is about transformation.”Topics & Time Stamps – Part 1Introducing John Fugelsang, award-winning actor & comedian, author of Separation of Church and Hate (00:40)Feeling your religion of peace and love has been hijacked by small-minded, right-wing, nationalist racists (02:59)What was John's experience writing Separation of Church and Hate? (05:15)How could a religion of love be the same as the fundamentalist stuff we hear on televangelical TV? (08:58)Religion didn't invent hate, but hate has always found a home in religion (11:25)It's always been the Christ followers who push back against authoritarian Christianity (14:26)It was Saint Paul—not Jesus—who was anti-woman, anti-gay, and a persecutor of Christians (16:51)Hypocrisy is what outraged Jesus (21:51)Right-wing Christianity does not care about the teachings of Christ, only about conservative Christian power (23:47)The media never covers all the ways people of different religions get along just fine (26:29)Showing our right-wing Christian relatives that Jesus is not an immigrant-hating homophobe in the Bible does more good than calling them out for being immigrant-hating homophobes (29:34)Using scripture & nonviolence to shame frauds out of the Christian nationalism racket (31:50)In the Bible, you can find anything you want to justify your actions (33:29)How has John's book been received? (35:46)Fundamentalism in any religion means you know that God thinks you're better than other people (38:19)Fundamentalism is rooted in a particular stage of development where absolute beliefs—black & white, right & wrong—are what's most important (40:13)Resources & References – Part 1John Fugelsang, Separation of Church and Hate: A Sane Person's Guide to Taking Back the Bible from Fundamentalists, Fascists, and Flock-Fleecing FraudsJohn Fugelsang's SiriusXM show: Tell Me EverythingJohn Fugelsang's podcast: The Sanity-CastDietrich Bonhoeffer, pastor who gave his life resisting Nazi Germany's Christian nationalismPaul the Apostle was born Saul of TarsusBishop John Shelby Spong of NewarkMatthew 25Senator Raphael Warlock uses scripture & nonviolence to shame frauds out of the racket of Christian nationalism---John Fugelsang is the author of the New York Times bestseller SEPARATION OF CHURCH AND HATE: A Sane Person's Guide To Taking Back the Bible from Fundamentalists, Fascists, and Flock-Fleecing Frauds. He has been murdered on CSI and picketed by the Westboro Baptist Church. John is a Drama League–nominated actor, comedian, and broadcaster, who's hosted many TV shows and podcasts, including the acclaimed Tell Me Everything series on SiriusXM Progress. He got George Harrison to give his final performance on VH1, debated Jerry Falwell and David Duke, and made many appearances on MSNBC, FOX News, and CNN. His epic PBS road trip film on the American Dream, Dream On, directed by Roger Weisberg, was named Best Documentary at the New York Independent Film Festival. Fugelsang lives in New York City with his family.---Podcast produced by Vanessa Santos and Show Notes by Heidi Mitchell
In “Kim on a Whim,” Marc Cox dives into the realities of wealth and opportunity in America, arguing that while being born into money provides advantages, success is still attainable through hard work, skill-building, and persistence. He critiques the victim mentality and the narrative that the system is rigged against everyday Americans, sharing personal anecdotes and studies on middle-class income thresholds. The segment emphasizes that wealth isn't just financial—it's also health, freedom, and relationships—and encourages listeners to seize opportunities and reject defeatist thinking.
Marc Cox kicks off Hour 1 with updates on heavy rainfall and flooding in St. Louis, then breaks down Tim Walz's congressional hearing where Nancy Mace sharply criticized his handling of autism funding. He moves into a detailed critique of ranked choice voting, highlighting runoff chaos in Texas, potential threats to Missouri elections, and how voter dilution empowers weak leadership. The hour closes with “Kim on a Whim,” exploring wealth, opportunity, and the American Dream, emphasizing hard work, rejecting a victim mentality, and redefining what it means to be rich in life. Hashtags: #StLouisFloods #TimWalz #NancyMace #RankedChoiceVoting #TexasRunoff #MissouriPolitics #KimOnAWhim #AmericanDream #Wealth #Opportunity
Amerika opent samen met Israël een grootschalige aanval tegen Iran. Trump noemt als aanleiding het neutraliseren van de ''kwaadaardige activiteiten van Iran''. Maar tegelijkertijd klinken er vanuit de regering verschillende redenen. Waren het Iraanse raketten die Amerika zouden kunnen bereiken, een nucleair gevaar, of was het vooral de wens van Israël? Intussen zijn de gevolgen van dit conflict voelbaar. Volgens de Rode Halve Maan zijn en tot nu toe zo’n 1200 dodelijke slachtoffers. Er zijn Amerikaanse militairen, maar ook burgers in de Golfstaten en Israël omgekomen bij Iraanse tegenaanvallen. De olieprijzen stijgen en het conflict verspreidt zich als een olievlek over het Midden-Oosten. Over de Amerika Podcast In de Amerika Podcast nemen Bernard Hammelburg en Jan Postma je mee naar het Amerika van nu: een land dat onder Donald Trump opnieuw in rap tempo verandert. Wat betekent zijn beleid voor Amerikanen in rode én blauwe staten, voor de democratie? Wat is er nog over van the American Dream? Wat verandert Trumps koers voor ons in Europa? Hier hoor je de verhalen van de Amerikanen zelf. We nemen je mee naar het land van adembenemende landschappen, countrymuziek uit de autoradio en diners langs de highway. Maar natuurlijk ook juist naar de mavericks die deze clichés doorbreken. De Amerika Podcast zoekt naar de ziel van Amerika. Buitenlandcommentator Bernard Hammelburg vanuit New York en Amsterdam, correspondent Jan Postma vanuit Washington DC of ergens in een van de vijftig staten. Die zoektocht doen we samen met jou, want de Amerika Podcast is niet compleet zonder de vragen van onze luisteraars. Elke donderdag in je podcastfeed! Heb je een vraag, opmerking, kritiek of een compliment. Mail dan naar dewereld@bnr.nl of spreek je vraag in op de Amerika Podcast Whatsapp: 06-28135020. En wie weet win je de Amerika Podcast koffiebeker. Over de makers Bernard Hammelburg is buitenlandcommentator en columnist voor BNR Nieuwsradio en het FD, en presentator van BNR De Wereld. Als oorlogsverslaggever was hij o.a. ooggetuige van de Culturele Revolutie in China, de revolutie in Iran en de oorlogen in Vietnam, het Midden-Oosten en Afghanistan. Hij was twintig jaar correspondent in de VS. Hij verdeelt zijn tijd tussen zijn woonplaatsen Amsterdam en New York. Jan Postma is Amerikanist en werkt sinds 2009 waar hij meerdere programma's gepresenteerde waaronder BNR Bouwmeesters, Boekenstijn&de Wijk en Zakendoen. Sinds 2018 is hij correspondent in de Verenigde Staten, woonachtig in Washington D.C. Naast de Amerika Podcast maakt hij onder meer Postma in Amerika en is hij regelmatig te horen in de Ochtend‑ en Avondspits. Hij is tevens auteur van het boek De Trump Fluisteraars. Redactie Luc de Klerk Montage Jeanne Heeremans See omnystudio.com/listener for privacy information.
The losses for high profile Dems and Republicans in Texas were as big as the state. Jasmine Crockett, Al Green and Dan Crenshaw all got smoked. But what RINO made it through the primary and what was the result of the Shariah law ban? As Operation Epic Fury continues to successfully destroy the barbaric Islamic regime, the islamization of America has too much success. How do we get Shariah banned in the US nationally? In Wellness Wednesday: Can a biopsy spread cancer? Hold on to your homes, Americans. How did the San Diego City Council turn the American Dream into some homeowners' nightmare? With Guests Brigitte Gabriel, Act for America, and Dr. Jeff Barke, RXforlibertySupport Our Mission: https://www.paypal.com/donate/?hosted_button_id=ZMGRBFGDJKRS8See omnystudio.com/listener for privacy information.
"I'm 58. I look pretty good. I feel even better." Jessica is here to discuss the highlights of Nostalgia Night for the NBA on NBC, the St. Louis Cardinals' bottomless food ticket, the U.S. Hockey team's appearance on SNL, and why she yearns for blogs. Plus, Dan makes up an absurd story about cooling himself down with a head of lettuce. Learn more about your ad choices. Visit podcastchoices.com/adchoices
We welcome Ruben Rojas, a Los Angeles–based artist, muralist, and the visionary founder of the Live Through Love movement. From transforming public spaces with large-scale installations to building a multi-seven-figure creative business, Ruben has bridged the gap between fine art and global commercial platforms like BMW and the NFL.In this powerful conversation, Seb and Ruben dive deep into the radical transformation of a man who walked away from a career in finance to impact a billion people through creativity. They explore the collapse of the "American Dream" during the 2008 financial crisis, the toxicity of the "starving artist" narrative, and how to maintain mental resilience when your self-worth is no longer tied to material success. This episode is a masterclass on viewing creativity as a discipline and choosing love as a leadership tool in an increasingly divisive world.Topics Discussed:The Finance ExitThe 2008 Subprime MeltdownRedefining the American DreamKilling the "Starving Artist" MythAbundance vs. ScarcityScaling CreativityGlobal Brand CollaborationsHealing through ArtThe Mission for ImpactLove as a DisciplineThe Trapped ArtistConnect with Ruben on Instagram or rubenrojas.comConnect with Live Through Love on InstagramConnect with Sebastian on InstagramSebastianNaum.com
Our guest today is Elizabeth Suhay, the author of Debating the American Dream: How Explanations for Inequality Polarize Politics. Faith in the American Dream—the idea that anyone who works hard can achieve success—has waned in the 21st century. Decreases in economic mobility, increases in the wealth gap, and other economic shifts have undoubtedly influenced this decline. Dr. Suhay investigates how politics and political identity are intertwined with beliefs about the American Dream and the causes of inequality. Drawing on public opinion surveys spanning more than four decades, Suhay finds that Americans' belief in the American Dream is strongly related to their political party affiliation. While it is true that Americans have become more skeptical of the American Dream overall, Suhay finds this skepticism is concentrated among Democratic members of the public. Despite the increasingly working-class make-up of the Republican coalition, most Republican members of the public continue to believe the American Dream is reality. Elizabeth (Liz) Suhay is an associate professor of government in the School of Public Affairs, American University, Washington, D.C. She specializes in the study of U.S. public opinion and political psychology and is a Sine Civic Life Faculty Fellow and Vice Director of the Science & Policy certificate program. She has also co-edited three volumes including The Politics of Truth in Polarized America, with David Barker, The Oxford Handbook of Electoral Persuasion, with Bernard Grofman and Alex Trechsel, and "The Politics of Science" with James Druckman. She currently serves as Co-Editor-in-Chief of the journal Political Psychology and Editor of the Cambridge University Press Elements in Political Psychology series. This is episode is co-produced by Nora Kalaj, a student in the Master of Arts in Communication at Oakland University. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network
Our guest today is Elizabeth Suhay, the author of Debating the American Dream: How Explanations for Inequality Polarize Politics. Faith in the American Dream—the idea that anyone who works hard can achieve success—has waned in the 21st century. Decreases in economic mobility, increases in the wealth gap, and other economic shifts have undoubtedly influenced this decline. Dr. Suhay investigates how politics and political identity are intertwined with beliefs about the American Dream and the causes of inequality. Drawing on public opinion surveys spanning more than four decades, Suhay finds that Americans' belief in the American Dream is strongly related to their political party affiliation. While it is true that Americans have become more skeptical of the American Dream overall, Suhay finds this skepticism is concentrated among Democratic members of the public. Despite the increasingly working-class make-up of the Republican coalition, most Republican members of the public continue to believe the American Dream is reality. Elizabeth (Liz) Suhay is an associate professor of government in the School of Public Affairs, American University, Washington, D.C. She specializes in the study of U.S. public opinion and political psychology and is a Sine Civic Life Faculty Fellow and Vice Director of the Science & Policy certificate program. She has also co-edited three volumes including The Politics of Truth in Polarized America, with David Barker, The Oxford Handbook of Electoral Persuasion, with Bernard Grofman and Alex Trechsel, and "The Politics of Science" with James Druckman. She currently serves as Co-Editor-in-Chief of the journal Political Psychology and Editor of the Cambridge University Press Elements in Political Psychology series. This is episode is co-produced by Nora Kalaj, a student in the Master of Arts in Communication at Oakland University. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/political-science
Our guest today is Elizabeth Suhay, the author of Debating the American Dream: How Explanations for Inequality Polarize Politics. Faith in the American Dream—the idea that anyone who works hard can achieve success—has waned in the 21st century. Decreases in economic mobility, increases in the wealth gap, and other economic shifts have undoubtedly influenced this decline. Dr. Suhay investigates how politics and political identity are intertwined with beliefs about the American Dream and the causes of inequality. Drawing on public opinion surveys spanning more than four decades, Suhay finds that Americans' belief in the American Dream is strongly related to their political party affiliation. While it is true that Americans have become more skeptical of the American Dream overall, Suhay finds this skepticism is concentrated among Democratic members of the public. Despite the increasingly working-class make-up of the Republican coalition, most Republican members of the public continue to believe the American Dream is reality. Elizabeth (Liz) Suhay is an associate professor of government in the School of Public Affairs, American University, Washington, D.C. She specializes in the study of U.S. public opinion and political psychology and is a Sine Civic Life Faculty Fellow and Vice Director of the Science & Policy certificate program. She has also co-edited three volumes including The Politics of Truth in Polarized America, with David Barker, The Oxford Handbook of Electoral Persuasion, with Bernard Grofman and Alex Trechsel, and "The Politics of Science" with James Druckman. She currently serves as Co-Editor-in-Chief of the journal Political Psychology and Editor of the Cambridge University Press Elements in Political Psychology series. This is episode is co-produced by Nora Kalaj, a student in the Master of Arts in Communication at Oakland University. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/american-studies
Our guest today is Elizabeth Suhay, the author of Debating the American Dream: How Explanations for Inequality Polarize Politics. Faith in the American Dream—the idea that anyone who works hard can achieve success—has waned in the 21st century. Decreases in economic mobility, increases in the wealth gap, and other economic shifts have undoubtedly influenced this decline. Dr. Suhay investigates how politics and political identity are intertwined with beliefs about the American Dream and the causes of inequality. Drawing on public opinion surveys spanning more than four decades, Suhay finds that Americans' belief in the American Dream is strongly related to their political party affiliation. While it is true that Americans have become more skeptical of the American Dream overall, Suhay finds this skepticism is concentrated among Democratic members of the public. Despite the increasingly working-class make-up of the Republican coalition, most Republican members of the public continue to believe the American Dream is reality. Elizabeth (Liz) Suhay is an associate professor of government in the School of Public Affairs, American University, Washington, D.C. She specializes in the study of U.S. public opinion and political psychology and is a Sine Civic Life Faculty Fellow and Vice Director of the Science & Policy certificate program. She has also co-edited three volumes including The Politics of Truth in Polarized America, with David Barker, The Oxford Handbook of Electoral Persuasion, with Bernard Grofman and Alex Trechsel, and "The Politics of Science" with James Druckman. She currently serves as Co-Editor-in-Chief of the journal Political Psychology and Editor of the Cambridge University Press Elements in Political Psychology series. This is episode is co-produced by Nora Kalaj, a student in the Master of Arts in Communication at Oakland University. Learn more about your ad choices. Visit megaphone.fm/adchoices
Our guest today is Elizabeth Suhay, the author of Debating the American Dream: How Explanations for Inequality Polarize Politics. Faith in the American Dream—the idea that anyone who works hard can achieve success—has waned in the 21st century. Decreases in economic mobility, increases in the wealth gap, and other economic shifts have undoubtedly influenced this decline. Dr. Suhay investigates how politics and political identity are intertwined with beliefs about the American Dream and the causes of inequality. Drawing on public opinion surveys spanning more than four decades, Suhay finds that Americans' belief in the American Dream is strongly related to their political party affiliation. While it is true that Americans have become more skeptical of the American Dream overall, Suhay finds this skepticism is concentrated among Democratic members of the public. Despite the increasingly working-class make-up of the Republican coalition, most Republican members of the public continue to believe the American Dream is reality. Elizabeth (Liz) Suhay is an associate professor of government in the School of Public Affairs, American University, Washington, D.C. She specializes in the study of U.S. public opinion and political psychology and is a Sine Civic Life Faculty Fellow and Vice Director of the Science & Policy certificate program. She has also co-edited three volumes including The Politics of Truth in Polarized America, with David Barker, The Oxford Handbook of Electoral Persuasion, with Bernard Grofman and Alex Trechsel, and "The Politics of Science" with James Druckman. She currently serves as Co-Editor-in-Chief of the journal Political Psychology and Editor of the Cambridge University Press Elements in Political Psychology series. This is episode is co-produced by Nora Kalaj, a student in the Master of Arts in Communication at Oakland University. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/book-of-the-day
Is the American Dream dead? In this episode of the McIntyre Inc. Podcast, Michael and Brianna dive into one of the biggest cultural questions of our time: Are Millennials falling behind? Is Gen Z lazy — or actually more innovative than any generation before them? From the State of the Union and the economy… to entrepreneurship, AI, dating apps, masculinity, marriage, and what it really takes to build wealth in 2026 — this is an unfiltered conversation about where America is headed. We discuss: Are Millennials actually behind? Why Gen Z may have a massive economic edge Is it really easier to make a million dollars today? The impact of AI on opportunity The marriage and masculinity crisis Dating apps and the shift in relationships Provision, partnership, and modern gender roles Why thinking outside the box matters more than ever And whether the American Dream is evolving… not dying This episode is bold, honest, and thought-provoking — whether you agree or disagree. If you're a Millennial wondering if you missed your window… If you're Gen Z trying to figure out your future… If you're building a business… Or if you care about the direction of our country… This conversation is for you.
If your business needs you for everything, it is not scaling. It is suffocating. In this episode of Everything They Don't Tell You, Josh sits down with Jacob Tilzer. Jacob is the Founder and Managing Partner of Accrual Equity Partners; An expert in the world of mergers and acquisitions who's lived the full arc: adversity early, discipline learned the hard way, and the operator-to-builder shift that separates a real company from a founder-dependent machine. If you're buying a business, selling a business, or scaling through acquisition, this conversation breaks down the mistake that wrecks most first-time buyers: obsessing over the deal and ignoring operations, systems, and integration. This conversation gets into the roots of building systems, empowering leaders, and installing guardrails so the business can grow with you holding the keys. What you'll learn: Why the deal is the easy part and integration is the real war The difference between a $1M company and a $10M company (and why your old playbook breaks) Why you cannot scale without empowering people and trusting the process What happens when your systems can't support growth How to think about integration before you ever sign __ Thank you to OneAccord for partnering with us on this episode. OneAccord's OASYS Strategic Planning & Execution system helps business owners increase company value, reduce owner dependency, and get truly ready for a successful transition or exit. Josh Zolin listeners receive a complimentary Value Readiness Snapshot using the link below. Start here: https://oneaccord.co/oasys/joshzolin __ ► Download Your 90 Day ROI Playbook — A value packed free guide created by Josh Zolin that teaches you how to Multiply Your Profits with the Skills No One Trains https://bitnw.academy/roiplaybook
Keith breaks down where the U.S. housing market appears to be headed and which regions and states are quietly winning or losing in the population shuffle since 2020—and what that could mean for real estate investors. You'll also hear about an intriguing cash-flow play in single-family rentals in select Southern markets. Then, Keith is joined by financial strategist and comedian Garrett Gunderson, who challenges the usual "scrimp and save" advice. Together, they explore how to build real wealth without sacrificing your life today, how high-net-worth individuals often get money wrong, and a different way to think about financial independence, freedom, and investing in yourself. Resources: Get Garrett Gunderson's Killing Sacred Cows audiobook free: DM @GarrettBGunderson on Instagram with the words "Keith Cows." Episode Page: GetRichEducation.com/595 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text 1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review" For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:01 Keith, welcome to GRE. I'm your host. Keith Weinhold, is the future direction of the housing market trending up or trending down? Which states have seen the most population growth? Then powerful wealth mindset tactics with a financial comedian today on get rich education Speaker 1 0:20 since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads and 188 world nations. He has a list show guests and keep top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com Keith Weinhold 1:04 the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com Speaker 2 1:38 You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:54 Welcome to GRE from Mount Rainier to Mount Rushmore and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education. I am not a Lambo driving influencer that will take any brand deal just to shill a gambling platform instead. Our core strategy at GRE is aging. Well, I've spoken with a lot of LP investors with capital calls and deals that lost all their money. Well, we approach wealth building with discipline and consistency. It doesn't sound dazzling, but it really shines when things go wrong elsewhere, because at least for the core of our portfolios, we get long term fixed rate debt for income property get paid five ways and win the inflation triple crown, and we do it all with a high degree of passivity. Right before I took the mic today, I got a two sentence email from a property manager that said an air conditioning unit's air handler board had to be replaced for $420 I don't even know what an air handler board really is. Now, the manager sent some photos in a written estimate. I quickly checked chat GPT, and I saw that the price was about right, and replied to my manager to go ahead and have that done. That's it an example of relative passivity. US residential real estate has nominally appreciated over every single 10 year period in modern history, despite some occasional short term downturns, even those are not common. Well, we recently had a guest mention that it's 20 years at the longest like 20 years or less is the period of time between which real estate never goes down. He was right. But you actually can't find any 10 year period where home values fell. What about the 2008 global financial crisis, I think that's the first place that the mind goes. Well back then, home values bottomed out at 208k in 2009 before they started growing again. And 10 years before that, the median price it was 157k in 1999 so even when home values hit their GFC low at that point, they were still up 32% from the previous 10 years. So you can confidently say then that over any 10 year period, home prices are up nationally. Now, how about the future? Well, for the future, there is more evidence of rising home prices. Building permits for new homes have fallen to their lowest level since 2019 that's according to the census bureau. So fewer single family homes are being built. Now we plan to discuss that more on. Next week show when we dive deep on does America really have a housing shortage? But this week, more reasons for future home price bullishness is that the labor market now, it's not doing that great. It sure isn't white hot, but unemployment, which was already low, that recently dropped a touch lower to just 4.3% inflation has fallen to 2.4% and wages are rising faster than that. In fact, our own Fed Chair recently remarked at how he's surprised at the strength of the economy. The property market analytics firm kotality, they now expect home prices to appreciate another four and a half percent this year. They and other firms continue to believe that the Midwest will be the hottest area of home price growth even more than that four and a half percent in that region. That is because not only is the Midwest underbuilt, it's that the prices are so affordable that it's attracting young people. The other factor is that mortgage rates recently dipped just below six into the high fives again, and that can release this pent up housing demand, and think about where we've come from. In late 2023 mortgage rates were about 8% and now lower mortgage rates also reduce the lock in effect, so it can create both more sellers and more buyers. The thing to remember is that 70% to 80% of home sellers are also home buyers because they've got to live somewhere. And first time homebuyers, of course, they buy only, they don't sell anything. In fact, former GRE guest in housing wire lead analyst Logan modeshami and Barry Habib were just positing on this at housing wire's latest summit on how the volume of home sales has been depressed for so long that lower rates could very well trigger a rush of buyers, these kind of people that have been delaying purchasing for years, this pent up housing demand being released if indeed rates go lower. People think they know the future, but we don't really know that that's going to happen for sure. But a lot of optimism about this phase of the housing market supported by not great, but decent economic conditions. Of course, that new housing demand is going to manifest unevenly across the nation. So let's talk about the places that have seen the most population growth from 2020 to today, basically the states that support that housing demand. Well, between 2020 and today, the US has grown by about 10 million people. That's over 3% nearly every state grew. But the bigger story is where that growth is happening. And really, here's the jaw dropper as a region, the South, gained more people than all of the other regions combined, about 7.6 million new residents in the south since 2020 the South's population is up 6% the West's almost 2% the Midwest population is up more than 1% and The Northeast up seven tenths of 1% again, this is not per year. This is total population growth from 2020 to today, Florida and Texas, they led the nation among the big states, both up almost 9% sprinting like they just found out that income tax is optional. The Carolinas in Tennessee are big southern growers too. People clearly keep moving toward warmer weather, a lower cost of living, lower taxes and job markets. Nothing new there. California in New York are the biggest losers in absolute numbers, California losing half of 1% of population in New York, a full 1% people keep moving away from these traditionally expensive, high tax coastal states like a buffet when the crab legs run out, people just getting up and leaving. That's not any sort of news story there, either. These trends help cash flow residential real estate investors like us, because the south aligns with that favorable landlord tenant law and those high ratios of rent income to purchase price. Luckily for us, that's where people are moving too. The Midwest has those phenomena as well, although their growth has been slower. Keith Weinhold 9:39 Now a few Midwest highlights for you. Since 2020 the population of Indiana is up 2.8% quietly benefiting from Illinois. Escape Velocity, Missouri up almost 2% and that's growing mostly in Kansas City and St Louis suburbs. Ohio at almost 1% that's pretty modest growth overall, but Columbus up 5% that is flexing like it just landed a semiconductor plant there in Columbus, the intermountain west has bicep bulging growth, but it rarely works for us, because rents are only a little higher, but property prices are way higher. Yes, those pretty Rocky Mountain states, great Instagram, tough cash flow now Louisiana, it is a state that confounds people. It's a warm place, and it has a low cost of living, you would think Louisiana would be attracting people in droves for those reasons. Well, then why is its population following Louisiana down nine tenths of 1% since 2020 Well, you've got bleak job prospects that make Louisianans leave its tax competitiveness ranks 31st property insurance costs are high thanks to environmental risk. Louisiana has more swamps than beaches. Even the NFL saints were six and 11, and if they had made the playoffs, that wouldn't have made people move back. And hey, no personal shade here, I enjoy going to the New Orleans investment conference in Cajun culture, in Airboat Tours through the alligator filled Bayou, fun stuff, but for income producing property, you got to seek out different characteristics than just vacation Glee or how Good the gumbo tastes keep emotion separate from investing, Hawaii is America's biggest percentage loser. Its population is down one and a half percent since 2020 its cost of living is stratospherically high, with a median home value of just a little over a million dollars. That results in net outmigration to the mainland parts of the Aloha state now experience natural decrease. That means that deaths exceed births. Natural decrease. That's mostly a phenomenon on the Big Island. That's not where Honolulu is. That's where you have Kona and Hilo when young people can't afford to stay demographic gravity kicks in population loss. Hawaii is also highly dependent on tourism, meaning more volatility in recessions. It has contractor availability issues and higher repair costs, partly due to shipping materials to the remote islands. What about the upsides of Hawaiian real estate? Well, you're just going to have this inherent, strong, long term land scarcity and lifestyle desirability overall. Hawaii isn't bad. It's just hard. And I like Hawaii as a place to vacation, so the best times in my life were in Hawaii. Now, with all this said, These are broad generalities about states which are big places themselves right now. There are certainly Missouri real estate investors listening to me that are actually losing, and Hawaii real estate investors that are winning, and even cash flow positive. I'm talking general trends here, and this is with respect to long term rentals, not short term rentals. If your rent to price ratio is as low as point three or point four, like it often is near the coasts, well then you are speculating on appreciation. That's what that means. All 50 states have opportunity. All 50 states have no go zones. People keep moving south. That's a trend that the pandemic accelerated six years ago. More opportunity is concentrated there. That's got nothing to do with vacation excitement. That is population math, and I'm talking about swimming with the tide here in our Don't quit your Daydream newsletter I recently sent you that colorful population change map that I was describing some of there. More recently, I also emailed you that great and rare map of landlord friendly versus tenant friendly states mapped out and a lot of other great stuff. Keith Weinhold 14:17 Before we bring in our firebrand guest, Garrett Gunderson, I just learned about a really strong opportunity for a provider of single family rentals and duplexes in Memphis and Little Rock. They're providing a locked in 5% interest rate and 5% property management for five years. Yeah, that's not a throwback to 2020 it's what mid south homebuyers calls their triple five program. They are the oldest and most trusted, maybe turnkey investment provider in the country, operating since 2002 and what they do is they offer these fully renovated, occupied rental properties in Memphis and Little Rock, two of the strongest cash flow markets in the South. With financing and management and rates that make the math work like it hasn't in years. So again, 5% interest, 5% property management fees for a full five years. You know those markets, they already had these investor advantage numbers with rent to price ratios mere point eight in Memphis and Little Rock. But yeah, that low 5% mortgage rate, even for renovated properties, not just new build. That's the kind of spread that turns a good deal into a great one. So to give you an idea, if you get a 30 year fixed rate mortgage loan amount of 125k with a 7% mortgage rate, your principal and interest payment is 832, at a 5% rate, it's just 671, so that's $160 more cash flow right there, and it's made a tad sweetener than that with just a 5% Property Management rate. And I don't know how long that offer is going to last, but it is available now and for the next little while, you can ask about it. When you visit mid southhomebuyers.com that's mid southhomebuyers.com and you can ask them about their triple five program. More next. I'm Keith Weinhold. You're listening to Episode 595, of get rich education. Keith Weinhold 16:19 Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721 exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE, that's F, l, O, C, K, homes.com/gre. You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989 Yep. Text their freedom coach directly. Again, 1-937-795-8989, Dani-Lynn Robison 18:08 this is freedom family investments. Co founder, Danny Lynn Robinson, listen to get rich education with Keith Weinhold, and don't quit your Daydream. You Brenda. Keith Weinhold 18:24 Today's guest is someone that America knows as the long haired, bearded money guy in the past, he's drawn physical appearance comparisons to Jesus Christ. He's a prominent financial strategist. Founded an eight figure company, hit the Inc 500 he's both a New York Times and Wall Street Journal bestselling author. He is just an electric speaker, including appearances in front of dozens of billionaires. And he's just got this great way of speaking to financial freedom that hits you differently. He even has a comedy special that's great to welcome back to the show. Garrett Gunderson, Garrett Gunderson 19:02 that's good to be back. Man. Is really good. Love your energy. Has a nice intro. Keith Weinhold 19:07 Well, you give a lot of like, nice guidance to people that's somewhat different than they're used to hearing. You know, Garrett, I think a lot of the conventional guidance is, you know, it's not very far above Elementary School advice like, put your credit card in the freezer so you don't use it too often, but a lot of times you speak to either business owners or people that have already had some success, and I think a lot of your underlying mantra is, hey, you better live your best life now Garrett Gunderson 19:35 I kind of feel like you are your greatest asset, and if you starve out that asset because you don't feed it with knowledge, or you don't invest in yourself, or you don't gain the skills that really matter because you're so addicted to scrimping and sacrificing and building your balance sheet right, trying to build savings accounts and retirement plans and doing all you can to pay off that mortgage. Yeah, you could become a millionaire on paper. But will you live like one? Will you enjoy your. Life. What about all the memories that you miss along the way? What about having quality of life today and creating a life you don't want to retire from? The wealthy people, they didn't get that way because they shrunk their way there. They didn't get that way because they were amazing budgeters. They built businesses. They created value. They learned how to, you know, sell or speak or market or have business acumen that grow business or to hire people, and having those systems that actually impact more people or more deeply impact the people that they serve, because it's about value creation and their value creators. And I think this notion of just thinking, Oh, I could just trade time for money and set money aside. Man, that's a really painful way to get to a million dollars, but Northwestern Mutual, they just put out an article that said, 32 or 34% of millionaires don't feel wealthy, because if you have money tied up in an account that isn't kicking off cash flow, it doesn't feel like wealth. You can't spend that net worth. It's just a statement if you don't learn how to create cash flow. And I love financial independence, where people have cash flow from assets to cover their expenses now their lifestyle is covered from that cash flow. Now they can reinvest every active dollar into themselves and their quality of life, into more cash flowing assets, into taking trips along the way, not just waiting until they're too old to enjoy it. Keith Weinhold 21:13 You work with business owners all the time, and you've even worked with some ultra high net worth people that still seemed to scrimp and save. Do you think really, what is that the function of? Is it more of the wrong mindset or the wrong tactics when someone acts that way? Garrett Gunderson 21:32 It's a mindset that's really kind of handed down to them? Yeah, maybe from their parents or grandparents or from a different era, like there's people that were, you know, in the Great Depression, that then tells stories to their family about how tough it was, and you never know when that money could go away. So you got to hold tight, and it's a scarcity mindset. So one of the wealthiest clients I ever had, I mean, this was a guy who he was worth a lot of money, but you would never know it. I saw him on TV one day. I was like, Dude, he needs new clothes, and we found a strategy to save him a bunch of money. He was just buying his inventory with cash or like, let's buy it on a plum card, and you'll get cash back. I just said, Just take 10% of that cash back, which was over $100,000 a month, and spend it on yourself. He's like, Well, I wouldn't know to spend it on I'm like, Well, how about some new clothes to start with? He's like, Okay. And then the next month, he bought a nest system for his house. The next month he bought a sound system. Eventually, saved up enough money to buy a Tesla, which he really wanted, like it was money that was there for him, but it changed his entire paradigm, because now he had a quality of life. He was very philanthropic and donated money. He built massive businesses, but he never treated himself well. He'd never felt like it was okay to spend that money because of his upbringing, because the way that his parents viewed money and the way that their parents viewed money, and it was always something that felt scarce. So it felt like, okay, will this go away? And the reality was, we just found money in your couch cushions, essentially. So why not enjoy it along the way? He eventually bought a home that he loved on the water, that he loves the garden. I mean, it was like a total transformation with that one simple thing to help him heal his relationship with money, overcome scarcity, because he was already highly productive. He just had to break free from this budgetary mindset. Keith Weinhold 23:09 That's great. It was almost like, Dude, I can see it in you. Before we even talk. You got that code off the rack at Burlington. I swear you can do better than this. Come on, now Garrett Gunderson 23:17 30 years ago, 30 years ago too. You know, it doesn't even fit anymore. Keith Weinhold 23:23 Well, you know, I recently dedicated a complete episode Garrett to the way I put it is that the risk of delayed gratification is denied gratification. Now, there are some good things to be said for delayed gratification, I think, especially when you're younger, or you're just starting out in the working world, and you just tried to cover rent for your apartment and you don't have much else. Delaying some gratification is good. You need to form capital. You need to get liquid. I try to avoid saying stacking savings, because that gets people in the mindset of becoming super savers sometimes, and they miss out on returns. But what I mean about the risk of delayed gratification, being denied gratification, if it's taken too great of an extent, is, you know, I'm talking about the guy where, when he was 24 he used to say, Oh, I'm going to visit the Galapagos Islands someday. That's what I want to do. But you can just tell by the time you talk to the dude, when he's 48 he begins to use the past tense for things he wanted to do, for example, then he might start saying, Oh, well, I guess I never did visit the Galapagos Islands. You know, you can tell with people when they use the past tense, and that's when you know that their future is not bigger than their past, and a lot of that is the reflection of their financial status. Garrett Gunderson 24:40 I got married at age 23 and the first two years, well, it was really like the first year and a half, maybe I was just such a miser. I gave my wife a $400 a month budget for an apartment, and we found out that there's places you don't want to live in Utah. I didn't know it, but she's like, is this what you want? And I was like, This doesn't feel like a safe neighborhood. And then you. Know, I was like, All right, maybe $600 I was still kind of really scarce. And my parents were like, Why don't you just live in our basement, rent free, and my wife's like, sex free. If you think that's where we're living, I'm gonna live in my parents basement, you know? Because I just thought money was something to save. So I saved me over 50% of my income. And a lot of people were like, that's amazing. Congratulations. Great job. And so I felt really good about it, and then I realized that my business wasn't growing as fast as this other person my age. I met him at an event, and a year later, he was doing better. And I was like, Dude, what's going on? I could hear it in your voice. I could hear like, you're just a different person. He goes, Oh, I'm doing two things. One, I just hired this guy, Steve D'Annunzio, and he changed my entire life. And I was like, I need to meet him. He's like, he happens to be here in Vegas. He's from Rochester. Introduced me. I hired him as my coach right away. I'm hearing all these people talk about strategic coach at the same event, and they had a booth. So I signed up for Strategic Coach, which meant I had to part with some of my money. Think it was $7,500 I hired Steve as a one on one mentor, and all of a sudden I was investing in myself, yeah. And I broke free from those chains of like, reduction and restriction into the game of production. And then I even had a situation where a woman called me out at the same event. This was a life changing event where she's like, I wonder what it's like living in a financial prison you built for your wife. It's like, Oh, see, that's what happened. I thought I was responsible, and building that responsibility that's actually building walls. And when I came home for that event, my wife and I started looking for our home. Within a few months, we found one. I bought a home. It was very easily within my means. I basically made as much as I paid for this house that we loved. We lived there for nine years. We built so many memories. You know, we had our two kids while we were there, I started host study groups, and that year, I grew my income by $170,000 with the coaching of strategic coach, Steve dnunzio And this woman, Nancy, calling me out. The next year, it grew by even more because the skills started to compound. I decided from that moment forward, I would spend at least $40,000 a year, which I might be able to reach for some people, but at least $40,000 a year on mentors. Is a guy named Alan. He writes my meal plans and my workouts, and I'm at 10% body fat because he knows exactly what they do. I do what he says. It was worth this $10,000 investment, because now I pay attention what I pay for, and I look at like if I'm my greatest asset, how can I create more energy? How can I create more value? How can I feel better about myself? How can I show up the very best version of I am, so I can deliver the most to the other people. And so I've always just been in amazing groups. I just got back from two different events in Beverly Hills around amazing people, learning incredible things that allow me to grow. I haven't spent a huge amount of money on a mentor last year to figure out something that I hadn't been able to figure out to this point. It's the same thing I did to become a speaker, to become a writer or even learn how to sell or market, you've got to invest in the skill, not just in the savings account. You grow yourself first, and then you grow your money. If you starve yourself out because you're in that miserly mindset, you're going to stunt your growth and never be fully fulfilled. Keith Weinhold 27:56 You're your own best investment. And yes, this stuff is the varying definition of investing in yourself. Don't live below your means. Grow your means and all of that. Garrett Gunderson 28:05 Grow your means and be more efficient within your means. I mean, the best way I know how to save is not overpay on tax, which 98% of business owners are doing that today. You know, don't overpay on interest, because you either restructure your loans, renegotiate your interest rates, reallocate underpouring funds to pay it off, or you remove investment drag. A lot of people have unnecessary fees and hidden commissions that drag on their investments. Or just design your insurance properly so it's more efficient. Those four i's, IRS, interest, investments and insurance show you how to keep more of what you make, take some of that money, build up your foundation so you have a peace of mind fund, so you have staying power, at least six months of liquidity and then invest more into yourself or learn how to create cash flow. This is the game the wealthy play. But the poor middle class, they think it's about paying off a mortgage and funding the retirement plan, and they will argue about it until it's too late, when they get there and now their homes paid off, but the property taxes are higher than their mortgage was 20 years ago, you know. Or they have home maintenance they have to take care of, or inflation has destroyed the value. Like if someone were to put away 100 grand and they wait for 30 years if they got 10% which the market did the last 30 years, if you reinvest dividends, they're going to have right around $1.7 million but if they have to pay 2% in fees, fiduciary fees, 12 b1 fees, which are marketing fees for the fund expense ratio, you know, the fees of maybe a retirement plan, and they now have 2% fees. It only goes to 1.1 million. Huge difference. And that 1.1 million if we account for inflation, even if we said inflation was low, like 2.7% over that 30 years. Well, by the time we pay for inflation and tax, guess what? The purchasing power value is like, 300 grand $300,000 that's a problem, and it's because they didn't learn to create cash flow. It's because they didn't learn to invest in themselves. It's because they relied completely on a market they don't control. I'm not saying the market is completely something to avoid. I'm saying we go in sequence. How do you grow your income for. First, then how do you keep more of the income you make with? You know, financial savvy and plugging leaks. Then learn to grow your money, but maybe growing your money. For some I like to think of like three dimensional assets, like real estate's three dimensional. It can grow in equity, it can create cash flow, and it has tax advantages. But my business is three dimensional, the more my business creates cash flow, without me, the more equity it has, and that business has major tax advantages. So most people are one dimensional, pay off a loan, put a money in retirement account. That's the poor, middle class. Wealthy people build a system where they've got three dimensional assets, equity, cash flow and tax savings. And that is a complete game changer, because then they can employ the buy borrowed I strategy, if you have assets like, you know, an individual stock, or if you have assets, like a piece of real estate or a business, you could borrow against it. There's no tax on that five for life, right? You keep refinancing. Or you can even do charitable trust to avoid the taxes upon the sell of those paying no tax when there's gains. Or you can pass it on to the next generation with a step up in basis, which means they get it at the full value and not have to pay the difference. And if you have life insurance, the life insurance will pay back the loan that tax free as well. So buy, borrow, die. I mean, it's a completely different thought process of defer taxes. If you defer taxes, I get it. You could do a Roth IRA or Roth 401. K Sure, that'll let you put after tax money in and grow it. But where's the cash flow? What's the underlying investment? How does it help you create financial independence? How does it help you does it help you grow your skills to become a better investor? We've been taught to be lazy, not that people are lazy. We've just been taught to be lazy with our money. We've been fed a narrative. I don't have the time, I don't have the skill, I don't have the interest, but I want to have it, so I just hand it over. And who do we hand it over to Keith Wall Street. Wall would you trust Wall Street? Like you flew to Frankfurt not long ago. Would you get on Wall Street airlines where they're like, hey, sometimes our planes go up, sometimes they go down. That would brand, and he'd feel inspired, right? Would you go to Wall Street, you know, hospital? Or like, hey, he lost one of your kidneys, and by loss, we stole it and resold it. You know, like, Wall Street doesn't have a brand. That's good. It's boiler room. It's Wolf of Wall Street. It's the movie Wall Street with Michael Douglas. You know, greed is good like yet that's what people put their money into. And you can go to any downtown and any major city, and guess who has the biggest buildings, insurance companies, banks and Wall Street investment companies. So you're taking the size of your home and shrinking it to build up their building and put money in their pocket. And their story is, it's because they're Ivy League, they're smart. They try to make it complicated, but you don't have to know most of the things you think you need to know about finance. The foundational things are important, how to protect your assets, how to design insurance, to transfer risk, how to have some liquidity, how to automate your savings. And then you focus like Warren Buffett would teach. He said, You know how people would become a better investor if they only had 20 investments they could make over their lifetime? He says, I don't diversify because I'm in the know. He's like, I'm a good businessman, therefore I'm a good investor and I'm a good investor because I'm a good businessman. I don't separate the two. Yeah, most people think he's a stock market investor. No, he buys out the companies in the stock market. Rarely does he have minority stakes in it. He does have some of that, maybe with Coca Cola and apple, but he bought a lot of companies outright, whether it was Geico, whether it was See's Candies, whether it was like he buys these companies, he's so far outperformed the stock market by billions of dollars from an index fund like what he has, versus someone that put the same money in an index fund, Warren has billions more from his investments than the person that put all their money in the index fund, even if it was the same amount. It's completely about strategy, not about luck. Keith Weinhold 33:30 Yeah, it's the Andrew Carnegie, put all your eggs in one basket and then watch your basket. Yeah? Watch that basket like a hawk. Totally. Yeah. I mean, stacks mutual funds, they have what I call those five simultaneous drags. If you think you're getting a 10% long term return over time, subtract out inflation, emotion, taxes, fees and volatility. What do you have left? Not much. But there's no friction there. It is just the easiest thing to do ever since decades ago, 401 K contributions begin to become automated throughout your paycheck, sometimes even automatically, automated Garrett Gunderson 34:04 values your permission opt out. It's easy. You have to opt out, right? It's Big Brother. You don't know what's best for you. And by the way, how crazy are four one K's. Part of the reason the market has gone up in value is because people consistently fund for one case, whether the market's going up or down, they're told $8 cost average. So that's artificially fueling the market. When we see the numbers, there's a buffet index, and it's like 2.9 times higher than what he's comfortable with, with the stock market, because of how overinflated the market is, partially due to inflation, partially because people put money in. But let's remember, why did 401, K's even come about? Because pensions failed. And by the way, these pensions failed and they had world class money managers managing these multi billion dollar pensions, but they didn't know about something called disinvesting, or didn't know enough about it. When the market goes down and pension money is owed, they still have to pull money out of the pension to pay the employee which disinvests, which pulls more money out of the account. So now instead of just being 10% down, they might be 17% down. And so even if the market comes back 10% it's 10% of only 83% of the money. So not even back to square one. And if it goes down a second year in a row, they're in real trouble. It starts to chip away at the principal, and they can't recover. And that happened to pensions, and they said, Oh, here, we can't handle these. We're going bankrupt. We're going to get rid of pensions. You take care of it. Well, guess what? Vanguard says, the average balance in a 401, k right now is $148,000 how someone's supposed to live on $148,000 even if you could get 10% that's $14,800 a year taxable, that's not going to do it. Even if you have a million dollars, where are you going to put the million dollars to get the return without risking it going down? Maybe you're going to be in treasuries at 5% that's $50,000 taxable per year. You're a millionaire on paper, but living poorly. That's why I'm here to call these things out. I think that my book Killing Sacred Cows, which was my original New York Times bestseller, which is probably how we met. Yeah, I rewrote it. I rewrote it, rereleased it in 2024 and I'll give people the audiobook. They just have to DM me on Instagram. Garrett B Gunderson and DM the word cows with Keith's name, cows and Keith or Keith and cows. I'll hook you up with the book for free, so you can learn about the nine financial myths. We're talking about some of them here, but there's also some comedy in there, so they can laugh after each chapter. I threw some comedy in there. You know, if you like my comedy, I'm not the funniest comedian. I'm just the funniest money comedian. That's the reality. Keith Weinhold 36:33 When we had the very inventor of the 401 k plan, Ted benna, come onto the show, he revealed to us that when 401 K plans rolled out, they were first called salary reduction plans. They had to scrap that name in order to foster participation. But reducing your salary is still principally what it does to you. You got to think about it that way and blow up some of these myths. But Garrett, you've already given a lot of great technical information about what someone can do, how someone can think differently. Bigger pictures, we're sort of winding down here. You know, when I'm thinking about this whole delayed versus denied gratification thing, how do you meter it out right throughout your life? I mean, what's your earmark your family legacy? How do you meter it out, right so you don't have too much or too little at the end of your life? Garrett Gunderson 37:15 I like to see this strategy of, like, what would the rockfellers do that I wrote about is, you know, the beginning before that strategy is you pay yourself first, which has always been around Richest Man in Babylon. Tons of books talk about it. My argument is you want to pay yourself at least 15% of your personal income, off the top, to a separate account. Once you get six months in that account, now you start to invest that money, but you build your stability with that peace of mind. And we want 15% because the luxury once enjoyed becomes a necessity. So you want more money in the future, not the future, not less propensity to you know, there's also, just like planned obsolescence, things break down. You have to repair them. Technological change, we're buying new technology that doesn't even exist. I have now subscriptions to a bunch of AI things that help me out, right? But I'm spending more money. There's also taxes, those could go up in the future, or 38 trillion in debt as we film this, which is a crazy number. And there's also inflation. If we give 3% to each of those five factors, that's 15% now again, use the four i's, IRS, interest, investments and insurance to find that money, not just budgeting. But then here's the magic. At least 3% of your income should go to a separate account called the Living wealthy account. That's your guilt free spending, value based spending account, so you enjoy some money along the way. These are the things that are the finer things in life that people might say are wasteful. You know, there's a book called unreasonable hospitality that talks about this, 11 Madison Avenue was the number one rated restaurant in the world. And, you know, will who wrote the book talked about they had 3% of their budget to just go wild on their customers dream making money, right? So to create the special experience in the restaurant, and even the bear, I think was season three, showed some of that process of how they do that. So I highly recommend taking a certain percentage. You get to enjoy along the way. It could be higher than 3% but start there, and you're going to feel better, you're going to have different energy, you're going to show up in a different way. And then from there, I just believe in having trust, so that your money's outside of your estate, and protecting financial predators so you own nothing but control everything. And I personally use life insurance. I use just standard over, you know, like basically properly structured, optimally funded whole life, so that death benefit will come in after I die. It allows me to spend more of my money and then have it replenished so I can enjoy more of my money along the way, because I know that death benefit will be there for my wife or even for my family trust after I'm gone, so I don't disinherit the people that I love. Keith Weinhold 39:31 Garrett Gunderson, he can take you through these steps, which he calls financially fit, to financially independent, and then finally to financially free. Tell us a little more about that going through those steps. Garrett Gunderson 39:44 So financial fitness means your financial house is in order. You've got everything handled properly, car insurance, homeowners, liability, disability, medical life insurance, your corporate structures as a business owner, how you pay yourself, your taxes the last three years and move. Moving forward your investments. It's like, you know what it's going on. You've improved your cash flow, and you're dialed in. You're as safe as you could possibly be. Then financial independence is, how can we create income, especially from a business that comes in when you don't, that's people, that's processes, that's technology, so that you can be involved, but you don't have to be involved. This is the part most people miss, yeah, and I think it's crazy. A lot of people have this notion they're just going to work so hard so they can sell their business one day, I'm like, What about just creating a business that you love so much you don't want to sell it? What about giving up the things that are burning you out and have the employees that can take care of that so you do the things that you love and then just enjoy life along the way, take some little trips, take some time off and come back in. The business grows up when you're away, they learn how to do things without you, and then you can still create value into that business. I sold the business in 2021 and really regretted it, because I kind of was so removed from the business. I kind of felt like it lost its soul and I didn't feel connected to it. So this time around, I started a business in July of 2024 I'm like, I'm only going to work with the P with the people I love, building things that I love, and I'm not going to let myself get burned out by doing too much. We're going to take two weeks in Hawaii coming up here in April, just enjoy some time together as a family. We do quarterly family retreats with my wife and kids. We do traditions with my family up at my cabin, like I want to have this great life where it's blurs the lines between work and play. I have a little quote from someone else that talks about that art of life is blurring the lines between work and play, but also just having complete play sometimes that there is no work. So I come back refreshed, relaxed, rejuvenated and ready to create. And so really, that financial independence gives you permission to swing for the fences and what you do, knowing your foundation is handled, knowing that your lifestyle is covered, from assets to create cash flow gives you work optional freedom. But instead of retiring, think, what could your biggest impact be like? Create the life you don't want to retire from. Create a vision so compelling you can dedicate your life to it and find that the win is actually in the work, not just the outcome. I think that is the elegance of we win when we play, and when we have more play in our life. We don't try to escape from something. And when you start something, you might have to do things you hate, but you can eventually delegate it, and then life becomes great. I mean, one of my early coaches, Dan Sullivan, who I mentioned, a strategic coach. He's in his 80s, still behemoth of creating value in the in the market. To listen to him, you know, he's phenomenal. He's made such a huge difference in my life, and he has no intent of retiring. He just gets smarter every year, adds more value, builds more infrastructure, and he's the one that taught me the merit of free days, just taking time off, taking time away. So, yeah, that's financial independence. Is cash flow, and then financial freedom is a state of mind. It's when money is no longer the primary reason or excuse you would do or not do something. It's a consideration, but it's no longer the consideration means that you have a healthy relationship with money. Money is an asset and an ally, not an enemy. You don't come from a place of scarcity. You come from a place of abundance. You can be more present with your family and doing what you do without feeling distracted. I think wealth is our ability to be present, not necessarily how much money we have in a bank account. I think we have a good amount of money in a bank account, and we can be present. That is like true wealth. Keith Weinhold 43:12 It harkens back to the John D Rockefeller, he who works all day has no time to make money. Rockefeller would have said, you can architect a wealth plan if your head is down on the assembly line, that means gradually move your offer. It's from trading your time for dollars over to owning assets that pay you to own them. Garrett's comedy special is called the American Ream. There's no D in that word, R, E, A, M. You can look that up, Garrett. It's been enlightening as always. Thanks so much for coming back onto the show. Garrett Gunderson 43:43 Hey man, good to be back. Keith Weinhold 43:51 Always. A lively conversation with Garrett, besides some great mindset perspective, he's really good at saving you tax and setting you up with asset protection. Though he's not as real estateish as me, he's pretty savvy. For example, He's aligned on the fact that, for example, say you have an 80k debt. Well, it doesn't necessarily mean that it makes sense for you to pay that off sometimes it does, but what happens to your net worth anytime you pay off an 80k debt, well, let's see. You've reduced your asset side by 80k and you've reduced your debt side by 80k so your net worth is the same, and retiring the debt means that you might have lost leverage, lost cash flow and lost tax advantages, all at the same time on Instagram, send a DM with the two words, Keith Cows to Garrett B Gunderson, and he'll hook you up with his book for free next week on the show, we go deep on does America really have a housing shortage with an expert analyst. Until then, I'm your host. Keith Weinhold, don't quit your Daydream. Speaker 4 45:01 Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively Keith Weinhold 45:29 The preceding program was brought to you by your home for wealth. Building, get richeducation.com
0:30 - Trump announcement on Saturday of combat operations in Iran 39:54 - Iranian FM Abbas Araghachi on This Week goes full Black Knight: merely a flesh wound 01:02:40 - David Daoud, senior fellow at FDD focused on Lebanon and Hezbollah, says there are few causes in recent history as righteous as crippling the regime in Iran. Keep updated with David on X @DavidADaoud 01:20:27 - Steven Bucci of The Heritage Foundation argues that once Operation Epic Fury concludes, the likelihood of the mullahs remaining in power is low. 01:39:11 - Christopher Whalen, chairman of Whalen Global Advisors LLC & editor for The Institutional Risk Analyst, on escaping New York and the commercial real estate crash. Check out Chris’ most recent book Inflated: Money, Debt and the American Dream – 2nd Edition 01:57:32 - Joe Abraham, Angel Dad to Katie Abraham: They Tried to Ignore Us — But We Will Not Be Silent. Follow Joe on substack @angeldadjoeabraham 02:12:53 - Clinton Epstein DepositionsSee omnystudio.com/listener for privacy information.
Troy Shen of Cervo AI talks about what they do; simplifying customs, compliance & tariffs; people & tech; & how Cervo is changing the narrative for startups. IN THIS EPISODE WE DISCUSS: [03.28] An introduction to Troy, his background, and how the U.S.-China trade war – and the power and fragility of global trade – ultimately inspired him to build Cervo AI. "My Dad came to the US with $50 in his pocket, and the American Dream." [06.21] Why logisticians are tired of being burned by tech start-ups, the impact on trust across the industry, and what sets Cervo apart. "With every wave of innovation, there are many companies that over-promise and only a few that actually deliver on those promises." "Ultimately, building a world-class solution in this industry isn't achieved by just being good at the technology or just having the domain expertise. It really requires a combination of tech expertise and an obsession with the problem space." [08.00] The range of business ecosystems across the industry, from digital-first to manual and paper-based. [09.48] An overview of Cervo AI – who they are, what they do, and how they help their customers. [10.30] The ideal customer for Cervo AI. [12.25] What the current customs landscape means for forwarders and brokers and, from tariffs to compliance, the biggest challenges making an impact right now. "It's a crazy time in the customs world. Entries that used to take minutes can now take hours or even days because of the constantly-changing complexity… And this introduces more compliance risk, which creates further downstream cost for both customs brokers and forwarders." [14.19] How Cervo AI are helping to give control back to their customers in this complex, changeable landscape. "Teams can process three to four times more entries on the customs side or they can save about 30 minutes per shipment on the operations side." [17.16] The balance between people and technology as AI replaces manual work, what the human side of logistics is going to look like, and the Japanese principle that guides the team at Cervo. [19.39] The problem with change management, and Troy's advice for leaders looking to drive change and build AI-enhanced operations that actually make an impact. "AI isn't the right fit for every company today. But the biggest barrier is rarely the technology. It's often the internal alignment within the organization." [23.16] A case study detailing how Cervo AI helped a key customer achieve over 80% reduction in manual processing time with over 95% accuracy and position for a longer-term transformation, and why AI is a service enhancer, not a detractor. [25.27] What the integration and onboarding process looks like with Cervo AI, for both technology and operations. "It's about being a partner, not just a vendor." [27.44] Cervo's predictions and focus areas for 2026. RESOURCES AND LINKS MENTIONED: Head over to Cervo AI's website now to find out more and discover how they could help you too. You can also connect with Cervo AI and keep up to date with the latest over on LinkedIn, or you can connect with Troy on LinkedIn. Check out our other podcasts HERE.
If you go back and look at the history of how Blacks in America have been limited in their pursuit of the American Dream by way of home ownership, the record is staggering. Historically there have been racial covenants, redlining, predatory mortgage lending, blockbusting, urban renewal and now we can add a new pernicious tool: property tax foreclosures. Our guest, Professor Bernadette Atuahene, the author of “Plundered: How Racist Policies Undermine Black Homeownership in America,” describes, chapter and verse, how this practice has been done in Detroit, the focus of the book’s case study. Yet, this tactic, along with the others listed above, have been commonplace throughout the nation. You will find in listening to this podcast that our guest is clear-eyed about the many machinations which have grown the wealth disparity in our nation. The transfer of wealth from one generation to another is a product of home ownership: thus, the vast differentials between races. She will acquaint you with terms like ‘structural injustice’, ‘predatory governance, ‘ and ‘acts of legal violence.’ Many practices we would all find objectionable in this age are hiding in plain sight. After listening to this podcast, you will be much better equipped to identify them. And like the scholar/activist our guest is, perhaps, you can do something in your community to remedy them.
Hour 2 (03/01) - Millennials say dream is unachievable for them. $2600 per month DOESN'T work at all!. Also, Lou says too many are living life wrong.See omnystudio.com/listener for privacy information.
What if the American Dream is actually making you spiritually broke?
This is a Grave Talks CLASSIC EPISODE! PART TWOIt was supposed to be the American Dream—a cherished home passed down through generations, filled with history and promise. A place where children would grow up safe and new memories would be made.But almost immediately, something changed.Joe Campbell shares how his family's dream home descended into chaos. Whispers in the dark murmured, “We like your pain.” Shadowy hands appeared from walls. Children reported terrifying encounters they could not explain. What began as subtle unease quickly escalated into something that felt targeted—intentional.Was this demonic oppression? A haunting tied to the land? Or something that had been lying dormant, waiting for the right family to move in?Joe's story forces us to ask a chilling question: when a house “wakes up,” who—or what—are you really sharing it with?#TheGraveTalks #DemonicHaunting #HauntedHouse #ParanormalPodcast #ShadowFigures #DemonicOppression #HauntedFamilyHome #TrueParanormal #SpiritualAttack #DarkEntity #ParanormalStory Love real ghost stories? Want even more?Become a supporter and unlock exclusive extras, ad-free episodes, and advanced access:
In this episode, Travis is joined in-studio by producer Eric to react to viral commentary about the rising cost of living, disappearing opportunity, and the growing sense of economic hopelessness in America. As videos circulate claiming the American Dream is dead, Travis breaks down why mindset, skill development, and entrepreneurship still offer a path forward—even in a difficult economy. Drawing from his own journey of building income over nearly a decade and 1,500+ podcast episodes, Travis explains why giving up is understandable… but never the solution. On this episode we talk about: Why six figures doesn't feel like “wealth” anymore—and what that means for today's economy The growing fear around AI, layoffs, and white-collar job displacement How victim mentality silently sabotages your financial future Why upskilling and value creation are the real income multipliers Entrepreneurship as the modern “great equalizer” in an uneven system Top 3 Takeaways Your future collapses the moment you decide it's impossible. Even if the system isn't fair, believing you have no agency guarantees you won't take action. Income growth is directly tied to value creation. The more valuable your skills are to the marketplace, the easier it becomes to increase your earnings. Entrepreneurship doesn't require becoming a billionaire—it simply creates optionality. Even modest business success can dramatically improve autonomy and quality of life. Notable Quotes “Your future is corrupted once you buy into the lie that you cannot create the future that you want.” “Just because it's not your fault doesn't mean it's not your responsibility.” “The better you get at making money, the easier it is to make money.” Connect with Travis Chappell: LinkedIn: https://www.linkedin.com/in/travischappell Instagram: https://www.instagram.com/travischappell Other: https://travischappell.com Travis Makes Money is made possible by High Level – the All-In-One Sales & Marketing Platform built for agencies, by an agency. Capture leads, nurture them, and close more deals—all from one powerful platform. Get an extended free trial at gohighlevel.com/travis Learn more about your ad choices. Visit megaphone.fm/adchoices
This is a Grave Talks CLASSIC EPISODE!It was supposed to be the American Dream—a cherished home passed down through generations, filled with history and promise. A place where children would grow up safe and new memories would be made.But almost immediately, something changed.Joe Campbell shares how his family's dream home descended into chaos. Whispers in the dark murmured, “We like your pain.” Shadowy hands appeared from walls. Children reported terrifying encounters they could not explain. What began as subtle unease quickly escalated into something that felt targeted—intentional.Was this demonic oppression? A haunting tied to the land? Or something that had been lying dormant, waiting for the right family to move in?Joe's story forces us to ask a chilling question: when a house “wakes up,” who—or what—are you really sharing it with?#TheGraveTalks #DemonicHaunting #HauntedHouse #ParanormalPodcast #ShadowFigures #DemonicOppression #HauntedFamilyHome #TrueParanormal #SpiritualAttack #DarkEntity #ParanormalStory Love real ghost stories? Want even more?Become a supporter and unlock exclusive extras, ad-free episodes, and advanced access:
Arthur Miller's classic play “All My Sons” tells the story of a father who attains the American Dream, but at a high cost to himself and everyone around him. Nearly 80 years after the original, Berkeley Rep's new production reimagines the play with a Puerto Rican family at the center. The main characters, Joe and Kate Keller, are played by real life couple Jimmy Smits and Wanda De Jesús. We'll talk with the actors and director David Mendizábal about what the production has to say about the American Dream today. Guests: David Mendizábal, associate artistic director and director of "All My Sons," Berkeley Repertory Theatre Wanda De Jesús, actor starring as Kate Keller, Berkeley Repertory Theatre's production of "All My Sons" Jimmy Smits, actor starring as Joe Keller, Berkeley Repertory Theatre's production of "All My Sons" Learn more about your ad choices. Visit megaphone.fm/adchoices
Ever feel like you're doing all the Christian things… but nothing is changing? You go to church, try to be a good husband, dad, and man of God—but behind closed doors you're still battling anger, lust, hypocrisy, or spiritual emptiness. In this episode, Chad (pharmacist, pastor, men's coach, and host of the Rev RX podcast) shares the turning point that changed everything: the night he hit the end of himself and realized you can't “white-knuckle” your way into biblical manhood. If you've been chasing success, the American Dream, approval, or people-pleasing—yet still feel empty—this conversation will hit home. You'll hear how real transformation starts with surrender to God, building an actual relationship with God, and living from grace instead of willpower. This is for the man who wants to stop going through the motions and start walking with God daily through Scripture, prayer, and worship—and for the man who wants to become the kind of discipler who helps other men grow too. You'll hear why success and money can't fill the emptiness, how “trying to be better” becomes spiritual whack-a-mole, what surrender actually looks like in real life, and how daily Bible reading, two-way prayer, and worship reshape your marriage, parenting, career, and identity as a biblical man. 00:00 Intro00:43 Chad's story (pharmacist + pastor + husband/dad)02:40 Saved at 9, but not discipled05:20 Chasing success + people-pleasing08:10 Church on Sunday, party on Saturday (the tension)11:20 The American Dream… and feeling empty13:00 The shift: praying, opening the Bible, God feels real15:10 Whack-a-mole Christianity (trying harder fails)16:40 Bedroom floor breakdown + surrender moment17:42 You can't do it alone (the breakthrough)19:10 Daily Scripture, prayer, worship + discernment20:48 Surrender your finances, marriage, parenting, career21:44 Join The Biblical Man group (community + discipleship) #BiblicalManhood #ChristianMen #SurrenderToGod #MensMinistry #FaithJourney Learn more about your ad choices. Visit megaphone.fm/adchoices
Want to move to the USA as a founder, tech professional, or skilled talent? In this episode, we break down the US Immigration Process, including O1 Visa (Einstein Visa), EB1A Green Card, EB2 NIW, H1B Visa, L1 Visa, and more.Fred, Co-Founder of Beyond Border, shares real insights on:How to qualify for an O1 VisaEB1A Green Card requirementsUS work visa vs green card differencesUSCIS approval rates explainedHow to build a strong immigration profileReal visa costs ($8,000 – $15,000 explained)How founders & tech professionals move to the USDocumentation strategy (900-page petition explained)How to prepare 3–5 years in advanceIf you're a startup founder, SaaS entrepreneur, AI developer, software engineer, finance professional, or student planning to move to the US, this video is a must-watch.We also discuss: Immigration challenges during Trump & Biden administration Approval rate myths Visa storytelling strategy How to build your extraordinary profile How to bring your family on dependent visasTime Strap:00:00 – IntroductionMeet Fred | Beyond Border | Why US Immigration Matters02:10 – Fred's Immigration JourneyPersonal Story | Visa Challenges | Embassy Incident05:00 – Why US Immigration Is So ComplexHow Immigration Systems Are Designed07:30 – Two Main Buckets of US Visas ExplainedWork Visas vs Green Cards09:30 – O1 Visa (Einstein Visa) ExplainedApproval Rates | Who Qualifies | Myths vs Reality12:00 – EB1A & EB2 NIW Green Card PathwaysPermanent Residency for Skilled Professionals14:20 – H1B Visa & Other Work Visas BreakdownDifferences Between O1, L1, H1B16:30 – 900 Page Petition? What Does That Mean?Documentation & Narrative Strategy18:30 – How Much Does It Cost? ($8,000–$15,000 Breakdown)Budget Planning & Legal Fees Explained20:00 – How to Build Your Profile (3–5 Year Strategy)Awards | PR | Documentation | Portfolio22:30 – Common Mistakes & Self-Doubt MythAre You “Good Enough” to Apply?24:00 – Final Advice for Founders & Young ProfessionalsStart Early | Document Everything | Think Long TermThis is your complete guide to High-Skilled US Immigration Pathways. Whether you're planning to apply for an O1 Visa, EB1A Green Card, or exploring US work visas — this episode gives you clarity.
This week we celebrated the American Dream by watching a movie about how achievable and real it is! The 1985 made-for-TV-movie Death of a Salesman, starring Dustin Hoffman and John Malkovich. Tune in next week when our movie will be... The 'Burbs. ----- Follow Emily on Instagram and visit Emily's ETSY store FlemGems See Matt at the Punch Line in San Francisco March 3-7 with Beth Stelling. THE JORDAN MORRIS WORLD TOUR!! (jk, it's just a couple of dates) 2/25 - Collectors Paradise North Hollywood, 5pm - 7pm 2/26 - Predator Double Feature @ The Frida Cinema in Orange County, 7pm https://thefridacinema.org/coming-soon/ 2/28 - Books With Pictures Eugene, OR 12pm - 3pm Also Jordan is doing some dates with the Doughboys. You can get your tickets at BirdFuck.com 2/28 - Portland 3/1 - Seattle
Immigration is a privilege — not a right. Filling in for Todd Huff on The Todd Huff Show, Krish Dhanam shares a deeply personal perspective as a first-generation legal immigrant. He contrasts the rigorous immigration process of the 1980s with today's visa system, raising serious concerns about H-1B abuse, cultural integration, border enforcement, and political incentives.Krish reflects on sovereignty, assimilation, voter integrity, and America's constitutional foundation, asking whether we've lost sight of what made this nation exceptional. A passionate conversation about law, morality, and preserving the American Dream.
Our Oscars Run continues this week on We Drink & We Watch Things with the most over-caffeinated and divisive contender in the race: Josh Safdie's Marty Supreme. This isn't just a sports movie; it's a chaotic, 1950s-set "ping-pong nightmare" that plays like a heist film where the only thing being stolen is glory. Pour yourself our cocktail of the week - The Hydrator - because this movie doesn't let you breathe for its entire 149-minute runtime.This week, we talk through Timothée Chalamet's electric, polarizing performance as Marty Mauser, a spindly, obsessive table tennis hustler who treats every match like a life-or-death battle for his own soul. We examine the film's unique, frantic energy - reminiscent of Uncut Gems - and analyze Gwyneth Paltrow's stylish return to the screen as the glamorous, world-weary Kay Stone. We also highlight the incredible supporting work of Odessa A'zion, who brings some much-needed humanity to the chaos as the woman Marty leaves in his wake. It's a discussion about the toxic drive for the American Dream, the absurdity of professional ping-pong, and whether Chalamet's "anti-hero" swagger is enough to finally nab him that Best Actor statue.If you're tracking the Oscar race with Mackenzie or just want to hear us debate whether a movie about a "sociopathic screwball" can actually win Best Picture, this is the episode for you. We're blending our awe for the film's kinetic style with our usual casual banter, making this a high-speed highlight of our Oscars Month journey. Don't look away - you might miss the serve!This episode VIDEO is live on YouTube AND Spotify!Follow us on Instagram to get ep sneak peaks and find out what's coming next. DM us what you want to hear about next or email us at wedrinkandwewatchthingspod@gmail.com.
Immigration is a privilege — not a right. Filling in for Todd Huff on The Todd Huff Show, Krish Dhanam shares a deeply personal perspective as a first-generation legal immigrant. He contrasts the rigorous immigration process of the 1980s with today's visa system, raising serious concerns about H-1B abuse, cultural integration, border enforcement, and political incentives.Krish reflects on sovereignty, assimilation, voter integrity, and America's constitutional foundation, asking whether we've lost sight of what made this nation exceptional. A passionate conversation about law, morality, and preserving the American Dream.
Mark Lee started MarqVision while earning his J.D. at Harvard Law, convinced that brand protection was about to break. Counterfeiting and IP theft had grown into a $3 trillion global problem, but enforcement still relied on manual takedowns and fragmented systems. He believed AI could change that. Five years later, MarqVision has raised $90M, doubled revenue in a single year, and is now trusted by 350+ global brands including LVMH, MLB, MrBeast, Lush, Allbirds, Casetify, Panda Express, and Stüssy. The company is helping brands move beyond reactive enforcement toward measurable “cleanliness” across marketplaces — a shift Mark believes will define brand protection in 2026 and beyond. Make sure to check them out at: https://www.marqvision.com Check out my new book on Amazon: https://amzn.to/4kRKGTX Watch our mini-doc - Starting Small: The Raw Truth Behind Entrepreneurship and the American Dream: https://youtu.be/eHuq93wIxs0?si=eDB-ycngvWNapRLO Visit Starting Small Media: https://startingsmallmedia.org/ Subscribe to exclusive Starting Small emails: https://startingsmallmedia.org/newsletter-signup Follow Starting Small: Instagram: https://www.instagram.com/startingsmallpod/ Facebook: https://www.facebook.com/Startingsmallpod/?modal=admin_todo_tour LinkedIn: http://linkedin.com/in/cameronnagle
Apply for the Leap Year 6-week Minimind - https://www.oliviatati.com/leapyearminiIn this raw and honest solo episode, Olivia Tati unpacks the uncomfortable realities behind the American definition of success and why it so often leads to burnout, anxiety, comparison, and a never-ending feeling of “not enough.”As a UK-born global citizen turned American entrepreneur, Olivia shares her lived experience navigating corporate America as a six-figure engineer, the pressure to constantly prove herself, and the subtle cultural messaging that equates worth with overworking, overproducing, and overachieving. She explores how the American Dream can quietly become a cycle of debt, validation-seeking, and external pressure — even for high earners.If you've ever questioned why success feels heavier than it should…If you're a high achiever who secretly feels exhausted…If you're ready to build wealth without sacrificing your wellbeing…
Yo Quiero Dinero: A Personal Finance Podcast For the Modern Latina
What if I told you that you could travel the world without maxing out your credit cards?In this episode, I'm sitting down with Jess from The Sugar Daddy Podcast to talk about something that's been a game changer for me: travel hacking. And no, this isn't some shady scheme. This is about using credit card rewards strategically so you can live your best life without the financial hangover. Jess and her husband run a financial literacy podcast that's all about normalizing money conversations in Black and Brown communities, and she's breaking down exactly how she's been able to travel to places like Aruba without going broke in the process.WE GET INTO:00:00 Meet Jess from The Sugar Daddy Podcast03:12 Why money is still taboo in Black & Brown communities07:29 The American Dream is dead – now what?15:45 How rich families talk about money differently22:30 Travel hacking 101: The basics28:15 Strategic credit card spending categories35:40 Which credit cards to start with (and avoid)42:20 Credit score mistakes that will tank your strategy49:40 Do you need an emergency fund first?50:32 Getting started: First steps for beginners52:02 Where to find Jess and more travel hacking tipsKEY TAKEAWAYS:Money being taboo in our communities is literally keeping us broke – start normalizing financial conversations at homeRich families have quarterly money meetings and family investment funds. These tools are accessible to us tooThe old "work 40 years, retire with a pension" model doesn't work anymore – we need new strategiesTravel hacking works, but ONLY if you can pay off your credit card every monthYou need an emergency fund BEFORE you start travel hacking – life will lifeStart with low annual fee cards like Chase Sapphire or Capital One Venture ($95 or less)Close predatory store credit cards immediately if you're not paying them off monthlyEven small amounts add up – imagine 30 cousins each contributing $150/year to a family investment clubUse referral links for sign-up bonuses to maximize your points from day oneRESOURCES MENTIONED:point.meChase Sapphire CardVenture One CardAmerican Express CardCONNECT WITH JESSWebsite Instagram TAKE THE NEXT STEP:Yo Quiero Dinero Private MembershipRead my book: Financially LitLeave me a voicemailThis episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.
Dave Munson didn't launch Saddleback Leather with a business plan. He was living in Mexico, burned out from ministry work, when he designed a leather bag he couldn't find anywhere — simple, rugged, built to last. A local craftsman made it. Strangers kept stopping him to ask where they could get one. He went back, had a small batch made, and started selling them one by one. That small run turned into Saddleback Leather Co., now known worldwide for overbuilt bags backed by a 100-year warranty and a philosophy that products should be strong enough to be fought over when you're gone. Dave went from selling on eBay to owning his own factory, collaborating with brands like Toyota and Major League Baseball, and building a loyal following of more than 250,000 customers who value durability over trends. Make sure to check them out at: https://saddlebackleather.com/ Check out my new book on Amazon: https://amzn.to/4kRKGTX Watch our mini-doc - Starting Small: The Raw Truth Behind Entrepreneurship and the American Dream: https://youtu.be/eHuq93wIxs0?si=eDB-ycngvWNapRLO Visit Starting Small Media: https://startingsmallmedia.org/ Subscribe to exclusive Starting Small emails: https://startingsmallmedia.org/newsletter-signup Follow Starting Small: Instagram: https://www.instagram.com/startingsmallpod/ Facebook: https://www.facebook.com/Startingsmallpod/?modal=admin_todo_tour LinkedIn: http://linkedin.com/in/cameronnagle
A senior developer walks into a startup refusing to use AI coding tools. Three months later, he's compressing months of work into a single weekend—and says he'd never go back.In this episode, Middle Tech co-hosts Logan Jones and Evan Knowles sit down to unpack how artificial intelligence is reshaping entrepreneurship, from the tools founders use daily to the economic forces that will define the next decade. Logan walks through the AI-powered workflow he's built for Middle Tech's production, while Evan shares how Valent is using signal-based outreach and reasoning models to transform their sales processes.The conversation covers the OpenClaw moment and what it signals for agentic AI in 2026, why distribution and domain expertise are the new moats as software barriers collapse, how self-driving and healthcare AI are at our doorstep but not yet diffused, and why broader participation in AI-driven wealth creation is essential to the American Dream surviving this moment.Hosted by Logan Jones and Evan KnowlesMiddle Tech is proudly supported by:KY Innovation → kyinnovation.comAwesome Inc → awesomeinc.org
As America approaches it's 250th anniversary, we've decided to explore the American Dream - not just the singular American Dream, but all of them. Because our dreams contain multitudes. We're dedicating our Spring Mainstage season, as well as some special podcast episodes, to exploring that theme. To kick that off, on this episode, we have two stories about American Iconography, but with a twist. This episode was hosted by Suzanne Rust. Storytellers: John Garcia and his father bond over bigfoot. Lynn Swisher Spears and her community help a neighbor see the cornfields one last time. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
NYC Mayor Zohran Mamdani has unveiled his first budget, and it's a big boost in spending coupled with a raid on the emergency fund and backbreaking new taxes. Kirsten Fleming joins the show to break it all down. Then, HUD Secretary Scott Turner explains what the Trump administration is doing to meet Charlie's vision of lower housing costs that will enable young families to build a stake in the American Dream. Watch every episode ad-free on members.charliekirk.com! Get new merch at charliekirkstore.com!Support the show: http://www.charliekirk.com/supportSee omnystudio.com/listener for privacy information.
Click here to listen to the full episodeHomeownership is the cornerstone of the American Dream. In this episode, Brian explains why real estate has been the making of him in his career, as a provider for his family and as a primary source of investment. Topics discussed include why owning is better than renting and why, for many people, the mortgage interest write-off could be the difference between being a renter and being an owner. YOU WILL LEARN:Why homeownership increases personal wealth and well-being.Why homeownership promotes stronger families and neighborhoods.Why homeownership is good for the economy. MENTIONED IN THIS EPISODE:The Brian Buffini Show INSPIRATIONAL QUOTES FROM THIS EPISODE:“Food, shelter and clothing are the three predominant needs of humanity – and owning a home answers one of those.” – Brian Buffini“A house is made with walls and beams. A home is made with love and dreams.” – Ralph Waldo Emerson“Real estate cannot be lost or stolen, nor can it be carried away. Purchased with common sense, paid for in full and managed with reasonable care, it is about the safest investment in the world.” – Franklin D. Roosevelt“Having a home and buying real estate, even buying investment real estate, is a phenomenal goal to set your mind on, and a great set of goals to have as the end to which all your efforts are directed.” – Brian Buffini“90 percent of all millionaires become so through owning real estate.” – Andrew Carnegie“Can a home buy you happiness? No, it can't. But can it contribute to your happiness? Absolutely.” – Brian Buffini“The strength of a nation derives from the integrity of the home.” – Confucius“Owning a home is a magical thing. And it's the magic I hope that you currently are participating in.” – Brian Buffini“Real estate has provided me with the income to go pursue the gifts God's given me to go help as many people as I can. I owe that to real estate.” – Brian Buffiniitsagoodlife.com Hosted on Acast. See acast.com/privacy for more information.
Today's episode: U.S. women capture gold ... and now an American dream? Hear award-winning columnist Dejan Kovacevic's three Daily Shot podcasts -- one each on Steelers, Penguins, Pirates -- every weekday morning, plus the DOUBLE SHOT shows that follows up at 3:30 p.m. Eastern! Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
This is my second conversation with Josh Kushner, founder and managing partner of Thrive Capital. I recorded this conversation in October after publishing the Colossus cover story about him and Thrive. Given the overwhelming response, we created some breathing room before releasing it. Josh started Thrive in 2011. The firm now manages approximately $50 billion with a very small investment team. What makes Thrive different is how concentrated they are and how involved they get with their portfolio companies. We cover the iconic investments that defined Thrive: Instagram, Stripe, GitHub, and spend a lot of time on OpenAI. Josh explains how Thrive thinks about investing today and the three categories they're currently focused on. Josh also talks about building the firm, why they keep the team small, and what he's learned from A24 about enabling artists to do their best work. He shares personal stories that shaped him, including his grandmother's experience surviving the Holocaust, and lessons from Stan Druckenmiller, Jon Winkelried, and others at formative moments in Thrive's history. Please enjoy my great conversation with Josh Kushner. For the full show notes, transcript, and links to mentioned content, check out the episode page here. ----- Become a Colossus member to get our quarterly print magazine and private audio experience, including exclusive profiles and early access to select episodes. Subscribe at colossus.com/subscribe. ----- Ramp's mission is to help companies manage their spend in a way that reduces expenses and frees up time for teams to work on more valuable projects. Go to ramp.com/invest to sign up for free and get a $250 welcome bonus. ----- Trusted by thousands of businesses, Vanta continuously monitors your security posture and streamlines audits so you can win enterprise deals and build customer trust without the traditional overhead. Visit vanta.com/invest. ----- WorkOS is a developer platform that enables SaaS companies to quickly add enterprise features to their applications. Visit WorkOS.com to transform your application into an enterprise-ready solution in minutes, not months. ----- Rogo is an AI-powered platform that automates accounts payable workflows, enabling finance teams to process invoices faster and with greater accuracy. Learn more at Rogo.ai/invest. ----- Ridgeline has built a complete, real-time, modern operating system for investment managers. It handles trading, portfolio management, compliance, customer reporting, and much more through an all-in-one real-time cloud platform. Visit ridgelineapps.com. ----- Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com). Timestamps: (00:00:00) Welcome to Invest Like the Best (00:02:43) Intro: Josh Kushner (00:03:46) How Thrive Has Changed Since 2023 (00:05:18) Thrive's Entrepreneurial Culture (00:12:22) The Power of Small Teams (00:13:35) Sponsors (00:14:35) Concentration as Differentiation (00:16:16) The Github Deal (00:18:08) Lesson from Stan Druckenmiller (00:20:37) Leading Stripe's $50 Billion Round (00:23:16) Instagram: Doubling an Investment in Days (00:25:43) Isomorphic: Thrive as an Enabling Technology (00:27:04) Thrive & A24 (00:28:19) OpenAI: The Product Josh Couldn't Unsee (00:32:09) Pricing the OpenAI Investment (00:33:40) OpenAI and Power (00:35:26) Finding Joy in Hard Work (00:39:15) Inside View of the Tech & AI Landscape (00:42:28) Three Investment Categories Thrive is Focused On (00:44:37) Thrive Holdings: Inside-Out Disruption (00:48:54) Competition in Venture (00:50:49) Sponsors (00:51:48) Thrive's Immutable Values (00:54:21) A Family Story of Survival (00:56:43) The American Dream (00:58:03) What Artists Can Teach Investors (01:00:26) Never Compromise Your Values (01:01:33) The Story Behind Josh's Forever Watch
In this episode of American Potential, host David From sits down with Emily Seidel, CEO of Americans for Prosperity, live from Philadelphia as the America 250 celebrations begin. Together, they reflect on the founding principles that shaped the nation — self-governance, individual liberty, and the belief that our rights come from our Creator — and why those ideas are still essential 250 years later. As pride in America declines and more people feel the American Dream is out of reach, Emily explains how the One Small Step campaign is working to restore hope and personal agency. From grassroots activism to empowering citizens to take meaningful action in their communities, this conversation explores how everyday Americans can recommit to the values that made the country exceptional — and help shape the next 250 years of freedom.
Florida first lady Casey DeSantis discussed her state's initiative to test for contaminants in food products, including baby formula, candy, and bread. The tests revealed that 17 out of 24 baby formulas had problematic levels of arsenic, lead, cadmium, and mercury. Florida is publishing these results to inform consumers and is encouraging other states to join the effort. The initiative also found glyphosate in many bread brands and arsenic in candy, particularly in Nerds and Jolly Ranchers. DeSantis emphasized the need for transparency and accountability from food companies to protect public health. You will not want to miss this important conversation! Learn more about first lady Casey DeSantis' health initiative at: https://exposingfoodtoxins.com Share the Arrows 2026 is on October 10 in Dallas, Texas! Tickets are on sale now at: https://sharethearrows.com Buy Allie's book "Toxic Empathy: How Progressives Exploit Christian Compassion": https://www.toxicempathy.com — Timecodes: (00:00) Intro (02:40) Toxins in Baby Formula (07:50) Pesticides in Bread (10:30) Poison in Candy (15:00) Keeping Food Companies Accountable (17:30) Future Goals — Relevant Episodes: Ep 1258 | Is Homesteading the American Dream? Secrets to Self-Sufficient Living | Michelle Visser https://podcasts.apple.com/us/podcast/relatable-with-allie-beth-stuckey/id1359249098?i=1000733348024 Ep 810 | Detoxifying Your Life: Birth Control, Cleaning Chemicals & Fake Food | Guest: Shawna Holman https://podcasts.apple.com/us/podcast/ep-810-detoxifying-your-life-birth-control-cleaning/id1359249098?i=1000614201869 Ep 741 | How to Realistically Live Toxin-Free | Guest: Taylor Dukes https://podcasts.apple.com/us/podcast/ep-741-how-to-realistically-live-toxin-free-guest-taylor/id1359249098?i=1000595318788 — Buy Allie's book "You're Not Enough (and That's Okay): Escaping the Toxic Culture of Self-Love": https://www.alliebethstuckey.com Relatable merchandise: Use promo code ALLIE10 for a discount: https://shop.blazemedia.com/collections/allie-stuckey Learn more about your ad choices. Visit megaphone.fm/adchoices