Podcasts about American Dream

Arachne, founded by Sophia Wojczak, granddaughter of Leandro P. Rizzuto, the visionary behind Conair, carries forward a legacy of innovation while redefining beauty for a new era. Their mission is to empower beauty with integrity and innovation, creating products that go beyond tools to embody transformation, blending cutting-edge technology with elegant design. With TOOLS TO TRANSFORM™, Arachne delivers solutions that are simple, effective, and sustainable, setting a new standard in the haircare industry. As a female-founded brand, they champion individuality and self-defined beauty, offering both tools and a community that supports personal evolution. Sophia's experience at Conair—overseeing dozens of patents and leading new product innovation—revealed opportunities to innovate with quality, sustainability, and transformative design at the core. Arachne is a story of resilience, reinvention, and agility, honoring a heritage rooted in the American Dream while building the future of beauty.  In this episode, Sophia also discusses: Her grandfather starting Conair with just $100, selling hair dryers out of his trunk The innovation behind multi-functional brushes The perfect travel hair hack with their L'UOVO™ Egg Why all of their products are patent-pending Charcoal brushes and their exfoliating, oil-absorbing, detoxifying benefits The importance of trusting your gut and living your truth We hope you enjoy this episode and gain valuable insights into Sophia's journey and the growth of arachne. Don't forget to subscribe to the Glam & Grow podcast for more in-depth conversations with the most incredible brands, founders, and more. Be sure to check out arachne at www.arachne.com and on Instagram at @arachne_hairtools Rated #1 Best Beauty Business Podcast on FeedPost This episode is brought to you by Wavebreak Leading direct-to-consumer brands hire Wavebreak to turn email marketing into a top revenue driver. Most eCommerce brands don't email right... and it costs them. At Wavebreak, our eCommerce email marketing agency helps qualified brands recapture 7+ figures of lost revenue each year. From abandoned cart emails to Black Friday campaigns, our best-in-class team manage the entire process: strategy, design, copywriting, coding, and testing. All aimed at driving growth, profit, brand recognition, and most importantly, ROI. Curious if Wavebreak is right for you? Reach out at Wavebreak.co

She was one of the baddies who showed up on this show back in 2021 — and four years later, Vanessa Wachtmeister is back and she is NOT the same woman. She's paid off $130,000 in debt, earned her German passport, and is about to launch her second tech startup. And she did all of it from Europe, where blueberries cost a dollar and a minor surgery runs you 300 euro — total.In this episode, Vanessa and I are getting into ALL of it: what it actually looks like to build a career, a business, and a life abroad. How she navigated work visas, taxes, and even burning down a GmbH to the tune of $100K of her own money to rebuild her startup in the US. We're talking passport diversification as the new financial strategy, why the American dream was always a lie, and how her new job platform Go Onwards is coming for LinkedIn's neck.If you've been thinking about leaving, this is your sign to stop playing and start moving.WE GET INTO:00:00 - Intro: The Baddie Who Left America in 2013 and Never Looked Back02:51 - Why Vanessa Said "Bye, America" at 21 with $2,000 and a Dream04:20 - The World Tour: China, London, Syria & Germany05:42 - What Her Life Would Have Looked Like If She'd Stayed08:42 - How to Actually Get a Job Abroad: Visas, Work Permits & What Nobody Tells You10:22 - How to Choose Where to Move13:20 - Grocery Bills, Free Healthcare & Why She Can Never Come Back16:16 - From Masterclass Girlie to Tech Founder: Her Creator Evolution18:57 - The Gap in the Market That Built Go Onwards21:55 - Why LinkedIn Doesn't Give a F*ck About Job Hunters (and She Does)23:33 - Pricing, Features & What You Get with Go Onwards24:44 - The $100K Founder Mistake She Made in Germany28:36 - The Real Tea on European Taxes31:33 - Digital Nomads, Remote Work & What 100% Remote Actually Means Abroad32:03 - How She Made $310K and Paid $26 in Federal Tax35:22 - Passports Are the New Insurance Policy36:03 - The (Very Legal, Slightly Gray) Way She's Bringing Her Family to Europe38:08 - How to Financially Prepare to Move AbroadKEY TAKEAWAYS:Getting a job in Europe as a US passport holder is more doable than you think — but you need to understand how work permits and visa sponsorship actually workThe Foreign Earned Income Exclusion lets you exclude up to $130K of foreign income from US federal taxes — stack it with tax credits and you'll be shocked at your billPassport diversification is the new financial strategy — multiple citizenships give you options that no investment account canGo Onwards filters out ghost posts, non-English jobs, and low-paying roles so you only see high-quality opportunities with visa sponsorship across all 30 EU economic areas + the UKYou don't need to fundraise to fund a startup — Vanessa liquidated part of her stock portfolio at peak to self-fund, treating it as diversification into a revenue-generating assetLiving abroad doesn't have to be expensive — Vanessa's all-in monthly budget in Berlin (including rent, health insurance, CrossFit, and Ubers home) is $2,500RESOURCES MENTIONED:Listen to Vanessa's past episode of the podGo Onwards (Vanessa's job platform)CONNECT WITH VANESSA:InstagramWebsiteTAKE THE NEXT STEP:Yo Quiero Dinero Private MembershipRead my book, Financially Lit!Leave me a voicemailThis episode of Yo Quiero Dinero was produced by Heart Centered Podcasting. Hosted on Acast. See acast.com/privacy for more information.

The Blessing of Suffering Well(1 Peter 4:1-6) For the bulletin in PDF form, click here. Message SlidesStanding Out in the Crowd - SwindollThe Liberty of Salvation - Edmund ClowneyApplication: 1 Peter 4:1-6 - Scot McKnightINTRODUCTION: Patterns for Preaching in Peter and PaulFollow this ExampleBe willing to suffer rather than sin.• Example: The suffering of Christ is the supreme example (4:1a).• Commitment: Be ready and willing to suffer instead of sinning. (4:1b).• Submission: Be ready and willing to suffer to live for the will of God (4:2).Do Not Follow This ExampleLeave your past life behind.• Out of Time: Your pre-conversion life is in your past (4:3a).• Out of Control: Your pre-conversion life was out of control (4:3b).• Out of Sync: Your post-conversion is strange to others (4:4).• Out of Appeals: Everyone will eventually give an account (4:5).• Out of Excuses: Everyone will be judged fairly (4:6).Choosing to follow in the footsteps of Christ's sufferingmay alienate you from the world as you avoid sinful livingbut provides you with the satisfaction of identification with Christ.‘Make the Application“Read the Scriptures, not as one who goes to a wardrobeto take an inventory of clothes, but as one who goes thereto find something to wear.” John DonneHome Church Questions1. Read Philippians 2:1-11. This parallel passage to Peter's teaching in 1 Peter 4:1-2 expands on the truth found there. Both passages encourage us to follow the example of Christ. How does Philippians 2:1-11 give you additional hope, confidence, and courage for your own suffering?2. In the Bible Belt, how do you resist the pull of the American Dream while still accepting that suffering is often part of God's will for us? How do you pursue faithfulness to Christ when the surrounding culture constantly pressures you to seek comfort, success, and security—especially when Scripture teaches that hardship and self-denial are frequently God's will for believers?3. In the most practical way you can, articulate what it means to “arm yourself” with the same attitude Christ had when He suffered? Can you give any examples of when you have done this?4. Jesus, far beyond any of us, suffered when He did not deserve it. How does this frame our response when we recognize that our suffering is also undeserved? Are we entitled to a life of blessing?5. Have you ever experienced rejection by a past community because you chose to live according to your Christian convictions? Have you ever remained quiet about your Christian practices in order to avoid this?6. What about your current way of living as a believer and faithful follower of Christ is seen by unbelievers as, in the words of Nijay Gupta's book, “Strange Religion?”UPG FOCUS: Pray for the Tai Do in LaosThe Tai Do are a small ethnic group living primarily in central Laos, with a few communities in Vietnam. They follow traditional animistic beliefs, seeking to appease spirits for protection and blessing. Only a small number of believers are known among them, and Scripture translation has just begun. Pray that the growing number of Tai Do Christians would remain strong in faith, that the gospel would spread to every village, and that many would come to know Jesus as Lord.FinancesWeekly Budget 34,615Giving For 03/01 22,132Giving For 03/08 48,141 YTD Budget 1,246,154Giving 1,588,461 OVER/(UNDER) 342,307Fellowship Men's MusterMen's Muster is April 17-19, 2026. Senior Teaching Pastor, Chris Moore, will be our speaker, and the weekend promises to be great for growing spiritually and connecting deeply with other men. Cost is $135 or $85 for a college/High School student. If money is an issue, please check the “contact me” button. We will reach out to see what you are able to pay. Register at fellowshipconway.org/men .New to Fellowship?We are so glad that you chose to worship with our Fellowship Family this morning. If you are joining us for the first time or have been checking us out for a few weeks, we are excited you are here and would love to meet you. Please fill out the “Connect Card” and bring it to the Connection Center in the Atrium, we would love to say “hi” and give you a gift. Fellowship 101 - April 12 | 9:00 a.m Whether you've been visiting Fellowship Conway for a few weeks or a few months, we'd love to invite you to take the next step in getting connected. Come hear our heart as a church — who we are, what we do, and why we're passionate about it. It's also a welcoming space to ask questions, meet others, and discover how you might grow and serve alongside us. Please register at fellowshipconway.org/register so we can plan well and keep you updated with reminders or any details about the class. If you have questions or would like more information, feel free to reach out to Michael Harrison at mharrison@fellowshipconway.org — we'd love to help you get connected.Holy Week on Hogan StreetPastors from several churches along Hogan Lane have come together to host a special Holy Week gathering, March 30–April 3. Participating pastors include Herschel Richardson of Grace Methodist, Larry White of Woodland Heights, Chase Moser of Cornerstone Bible, Jim Hays of Grace Presbyterian, along with Chris Moore and Ken Wilson from Fellowship Bible Church. You're invited to gather each weekday of Holy Week from 12:00–1:00 pm at Grace Methodist for a brief time of worship, a devotional message from one of the pastors, and a shared meal. Donations will be accepted and directed towards local missions. Crucifixion DinnerYou are invited to join us on Good Friday, April 3, at 6:30 p.m. for a meaningful evening of reflection as we remember Christ's sacrifice on the cross. Together, we will share a simple dinner of broth and bread, setting aside time to consider the depth of His love and the hope made possible through His suffering. Childcare is available for children ages six and under by texting Shanna at 501-336-0332. Please be sure children are fed before being dropped off. Let us gather with grateful hearts as we reflect on the great price that was paid for us. Join the Worhip Tech TeamHelp create a space where people can encounter the Lord through worship. Our Sunday morning Tech Team is looking for a few more volunteers to serve behind the scenes with audio, visuals, and livestream. No experience is needed—we'll provide all the training and support you need. If you'd like to be part of the team and are college age or older, contact Jordan Mays at jmays@fellowshipconway.org.Prayer During ServiceWe love praying for one another. After the message, members of our prayer team will be at the front of the Auditorium under the Hope and Love signs, ready to pray with you. During the first worship song following the message, please feel free to come forward if you would like prayer or encouragement.

Unleashed! The Political News Hour with Mayor Deb – Hernandez believes that New York does not have a revenue problem, but a leadership problem. Hernandez highlights that, “Affordability is a real issue. I really believe part of the burden we have in this state (NY) is that our government is so massive. Our budget is $265 billion. That's insanity. It's bigger than the state of Florida, and we have half as many...

The Complex by Karan Mahajan is a captivating family drama that moves between the US and India during a time of political transformation. Karan joins us to talk about Russian novels, the American Dream, New Delhi, connection, memory vs nostalgia, exile and more with host Miwa Messer. This episode of Poured Over was hosted by Miwa Messer and mixed by Harry Liang.                     New episodes land Tuesdays and Thursdays (with occasional Saturdays) here and on your favorite podcast app. Featured Books (Episode): The Complex by Karan Mahajan The Association of Small Bombs by Karan Mahajan The Loneliness of Sonia and Sunny by Kiran Desai Anna Karenina by Leo Tolstoy Paradise Lost by John Milton Rejection by Tony Tulathimutte Malgudi Days by R.K. Narayan The God of Small Things by Arundhati Roy This Is Not That Dawn by Yashpal The Golden Notebook by Doris Lessing Ravelstein by Saul Bellow Homeland Elegies by Ayad Akhtar The Adventures of Augie March by Saul Bellow  

Called the “Godfather of the Silicon Valley's Indian Mafia” by Fortune magazine, Kanwal Rekhi's successful journey through the top ranks of the tech world in many ways mirrors the rise of modern India. Now Rekhi comes to Commonwealth Club World Affairs to share his personal account of business leadership and of U.S.-India relations.In his rapid rise through the tech industry, Rekhi rubbed shoulders with luminaries such as Gates, Jobs and Ellison, and he would go on to advise presidents and prime ministers on culture-shifting policies. He is perhaps best know for his work inspiring and launching the careers of thousands of aspiring entrepreneurs, many of whom have become millionaires and even billionaires. He shares stories of his life, career, and outlook in his new book The Groundbreaker, reflecting on what it meant to be an American at the dawn of the digital age, what it means to be an American now amid massive change and uncertainty, and why he believes democracy is crucial to the role that entrepreneurs play in building a better tomorrow. Drawing on his roles as an advisory board member at Stanford's Institute of Economic Policy Research and Rand Corporation's Center for Asian Pacific Policy, Rekhi explores the precarious but interdependent relationships between the United States, India, China and Russia; and how competition and alliances might evolve in the future, especially between America and India; and why the cooperation of the world's oldest democracy and the world's largest democracy is crucial to the continued balance of global power. Join us to hear Rekhi's call to action—for dreamers, doers, and those brave enough to bet on themselves.  Learn more about your ad choices. Visit megaphone.fm/adchoices

The untold story of the first-generation Jewish American toymakers who literally manufactured “the century of the child.” In 1902, Morris and Rose Michtom invented the Teddy Bear―bound by clothing scraps, stuffed with sawdust, and given button eyes with a sad, longing expression―in the back room of their Brooklyn candy store. Together they launched the Ideal Toy Corporation, joining a set of other poor, first-generation Jewish toymakers: the Hassenfeld brothers of Hasbro, Ruth Moskowicz and Elliot Handler of Mattel, and Joshua Lionel Cowan of Lionel Trains. From Barbie and G.I. Joe to Popeye, Superman, and Mr. Potato Head, Playmakers: The Jewish Entrepreneurs Who Created the Toy Industry in America (W. W. Norton & Co, 2026) reveals how the toy industry created the idealized American childhood: an enchanted world, full of wild creatures and eternal struggles between good and evil, with endless realms of fantasy and beauty. For much of the twentieth century, every part of the American toy business was largely Jewish―the company founders, executives, and designers, as well as the factory workers, wholesale distributors, retail outlets, and armies of salesmen. A descendant of the founders of the Ideal Toy Corporation, Michael Kimmel shows how these poor, often Yiddish-speaking, tenement-dwelling children of immigrants invented a world they never experienced for themselves. Along with the toys and Jewish toymakers that climbed the ladder of success, Kimmel also portrays the rise of an entire culture focused on children, led by Jewish comic book creators, children's authors, parenting experts, and child psychologists. The first full-scale toy history of the United States, Kimmel's story conjures the colorful, imaginative, restless spirits who followed the promise of the American Dream―and describes the ways in which the world they came from molded their beloved creations. Playmakers shows that the overlapping experiences of being a Jew, an immigrant, and a child in twentieth-century America―an outsider looking in, a person desperate to be accepted―created childhood as we know it today. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

Have you ever wondered why most real estate agents will fail when a sudden Family Crisis strikes? In this Real Estate story, we look at the thin line between Success vs Failure.Eric Littleton was at the top of his game, selling 86 homes a year and owning 33 rental properties. He was living the American Dream until a rare neurological disease struck his son. Within months, his insurance company dropped his family without recourse, and he watched his entire fortune vanish to save his child's life. This is the raw Real Estate Motivation every agent needs to hear.Eric's journey is the ultimate masterclass in Resilience. After losing his savings, retirement, and even his health to a stroke, he refused to stay down. He pivoted from chasing commissions to finding his true Purpose by opening a school for special needs young adults. If you are currently wondering how to find purpose in business after reaching your financial goals, Eric's story provides the blueprint.Eric explains why most real estate agents will fail if they build a business that is only a house of cards. He shares how every Blessing in your career comes with a responsibility to give back. Use his Business Tips to protect your family and your legacy while you still have the chance.Eric's story is a reminder that success is an illusion if it can be taken away by one phone call. Don't just build a business, build a life that can withstand the storm.What you will learn:✅ Why Eric believes why most real estate agents will fail✅ How to find Resilience in the middle of a Family Crisis ✅ Shifting from Success vs Failure to a life of impact ✅ Business Tips for purpose-driven growth

The untold story of the first-generation Jewish American toymakers who literally manufactured “the century of the child.” In 1902, Morris and Rose Michtom invented the Teddy Bear―bound by clothing scraps, stuffed with sawdust, and given button eyes with a sad, longing expression―in the back room of their Brooklyn candy store. Together they launched the Ideal Toy Corporation, joining a set of other poor, first-generation Jewish toymakers: the Hassenfeld brothers of Hasbro, Ruth Moskowicz and Elliot Handler of Mattel, and Joshua Lionel Cowan of Lionel Trains. From Barbie and G.I. Joe to Popeye, Superman, and Mr. Potato Head, Playmakers: The Jewish Entrepreneurs Who Created the Toy Industry in America (W. W. Norton & Co, 2026) reveals how the toy industry created the idealized American childhood: an enchanted world, full of wild creatures and eternal struggles between good and evil, with endless realms of fantasy and beauty. For much of the twentieth century, every part of the American toy business was largely Jewish―the company founders, executives, and designers, as well as the factory workers, wholesale distributors, retail outlets, and armies of salesmen. A descendant of the founders of the Ideal Toy Corporation, Michael Kimmel shows how these poor, often Yiddish-speaking, tenement-dwelling children of immigrants invented a world they never experienced for themselves. Along with the toys and Jewish toymakers that climbed the ladder of success, Kimmel also portrays the rise of an entire culture focused on children, led by Jewish comic book creators, children's authors, parenting experts, and child psychologists. The first full-scale toy history of the United States, Kimmel's story conjures the colorful, imaginative, restless spirits who followed the promise of the American Dream―and describes the ways in which the world they came from molded their beloved creations. Playmakers shows that the overlapping experiences of being a Jew, an immigrant, and a child in twentieth-century America―an outsider looking in, a person desperate to be accepted―created childhood as we know it today. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/jewish-studies

   What if I told you a small town Kansas boy became an all state running back and then walked on at Kansas State as a.... punter?   What if I told you he wound up becoming an All Big 12 performer while all through college was playing his guitar but kind of afraid to sing in front of anyone?  It's true.  Then Nick Walsh had a pro day in front of the Chiefs and a few other NFL teams and while running the 40, pulled a hamstring.    It was time to turn to music.    Well, fast forward a few years and Walsh appears to be on the verge of something really big.  A new song by superstar Luke Combs is the top new download in music.  It hasn't hit radio yet but Combs says its the only song he's ever recorded that gets stuck in his head.  Walsh is the co-writer of the song and this is the story of a man with many dreams.  And one of them is about to come true with a song called "Be By You" by Luke Combs and we'll even play it for you.  This is a great conversation as the American Dream is alive and well.

David Thurston didn't set out to build the fastest-growing hair color brand in professional beauty history. But that's exactly what happened. As the founder of Pulp Riot, David created a brand that shook up the salon industry — bold colors, artist-first culture, and a community that felt more like a movement than a product line. Just 23 months after launch, Pulp Riot was acquired by L'Oréal for $150M. The day the deal closed, David was sitting in a Jersey Mike's when a bank notification popped up: $85M had just hit his account. Seven years later, he and his wife Alexis are back building — this time with Danger Jones, a brand that blends hair color, fashion, and film into something entirely different from traditional beauty companies. No corporate playbook. No venture capital. Just creativity, community, and a belief that artists deserve a brand that actually represents them. In this episode, David shares the full story behind Pulp Riot's meteoric rise, what really happens after a life-changing exit, and why he decided to start over — building Danger Jones from scratch across 43 countries. Make sure to check them out at: https://www.dangerjonescreative.com/   Check out my new book on Amazon: https://amzn.to/4kRKGTX Watch our mini-doc - Starting Small: The Raw Truth Behind Entrepreneurship and the American Dream: https://youtu.be/eHuq93wIxs0?si=eDB-ycngvWNapRLO Visit Starting Small Media: https://startingsmallmedia.org/ Subscribe to exclusive Starting Small emails: https://startingsmallmedia.org/newsletter-signup   Follow Starting Small: Instagram: https://www.instagram.com/startingsmallpod/ Facebook: https://www.facebook.com/Startingsmallpod/?modal=admin_todo_tour LinkedIn: http://linkedin.com/in/cameronnagle   Thank you to this episode's mid-break sponsor, Morelux. If you're someone who practices at home — golf, baseball, or really any ball sport — you know how hard it is to find gear that's actually built to take a beating. That's what impressed me about Morelux. They sent over one of their heavy-duty frame and net setups, and the first thing I noticed was the build quality. Their systems use thick steel frames and high-density mesh designed to absorb serious impact — not the flimsy nets that wobble or tear after a few sessions. It's been perfect for our space. Super quick to set up, incredibly sturdy, and honestly just makes practicing way more fun. Make sure to check them our at https://www.morelux.store/

Ep.331Most people grow up believing the American Dream means paying off your mortgage as fast as possible.But what if that mindset is actually costing you millions?In this episode, Gabriel Shahin breaks down a strategy often used by high-net-worth investors and mega millionaires: using mortgage leverage—especially interest-only mortgages—to grow wealth faster.Instead of aggressively paying down principal, the wealthy often keep their mortgage and deploy their extra cash into investments that generate higher returns.In this video, we cover:Why the wealthy often avoid paying off their mortgage early-The logic behind interest-only mortgages-How leverage can accelerate long-term wealth-The difference between principal payments vs investing the difference-How mortgages can act as a hedge against inflation-Why discipline is the key to making this strategy work-When this strategy does NOT make senseThe core idea is simple:If you're borrowing at 5% but investing at 7–10%, the difference can compound into millions over time.But this strategy only works for people who are disciplined investors and understand the risks.This video will challenge the traditional thinking about debt, mortgages, and wealth building—and help you start thinking about money the way the wealthy do.

Jeff Stanfield and Andy Shaver tackle several of the biggest topics making headlines right now. The guys share their thoughts on the recent U.S. airstrikes in Iran and how they believe the situation could unfold moving forward, and how President Trump seems to be moving away from the “America First” slogan he ran on.The conversation shifts to the growing difficulty of achieving the American Dream—especially when it comes to owning a home—as rising costs continue to put pressure on young families, before wrapping things up with a lighter discussion about the start of free agency in the National Football League.

Ep. 225 (Part 2 of 2) | In Part 2 of our eloquent, passionate, and humorous, dialogue with comedian John Fugelsang, author of the important and irreverent book, Separation of Church and Hate: A Sane Person's Guide to Taking Back the Bible from Fundamentalists, Fascists, and Flock-Fleecing Frauds, we come to understand what fundamentalism is, and what it signifies for our culture, our politics, and our future. John outlines five common features that characterize fundamentalism across religious traditions, pointing out that fundamentalist Christians have more in common with fundamentalist Muslims than they do with moderate and liberal Christians. “I go after fundamentalists of all religions,” John says, “because it's turning people off to faith—ruining Christianity, ruining Islam, ruining Judaism.” This is the tragedy for John and what fuels his passion for calling out the hypocrites who do hateful things in the name of religion.John also enlightens us as to what Christian nationalism is all about, starting way back: “In the U.S., our history of Christianity is inseparable from our history of white supremacy.” Christian nationalism's religion is power—a gospel of domination over love. Authoritarian leaders and their followers all worship power, he continues, and fills us in on how Christian nationalism is playing out in Russia now. John's own message is not hateful; his intention is to make it clear that Jesus always taught love and kindness; to suggest that if the Church wants to survive, it needs to go back to the teachings of Jesus; and to help us come together in a common understanding of fundamental values. “It's hard to love the bigot in your family,” John says. But we can “…hold to the deepest values, the most love, and do what needs to be done with love. We can't hate the haters back, but we have to beat them without hating them—that's the challenge.” Recorded December 18, 2025.“The greatest tragedy to me is when people think that something is religion and don't realize it's just fundamentalism.”Topics & Time Stamps – Part 2Fundamentalist Christians have more in common with fundamentalist Muslims than they do with moderate & liberal Christians (00:39) 5 common features of fundamentalism across traditions: women are inferior, violence is okay, punishment over healing & a victimhood complex (00:51)MLK was deeply unpopular at the time of his death—just like Jesus (03:43)Every generation there's a new word to smear the virtues of love, empathy & caring for others (05:01)Christian nationalism: a gospel of domination over love (07:59)Prosperity gospel: God will reward you if you give to our Church (09:50)Christian nationalism in Russia (13:47)Authoritarian leaders & followers all worship power (15:34)If the Church wants to survive, they need to go back to the teachings of Jesus (17:28)Recreating Jesus as a white guy led to centuries of racism and cruelty (19:55)Using the Bible as camouflage: most people haven't read it & figure others haven't either (21:06)What weirdness in the Bible stands out most for John? (26:02)Growing up, it seemed normal that Christianity was about love & helping people who don't look like you (29:45)It's hard to love the bigot in your family (30:58)We can't hate the haters back, but we have to beat them without hating them—that's the challenge (33:04)Abortion has redefined Christianity, but the Bible never mentions anything against it (34:35)Resources & References – Part 2John Fugelsang, Separation of Church and Hate: A Sane Person's Guide to Taking Back the Bible from Fundamentalists, Fascists, and Flock-Fleecing FraudsJohn Fugelsang's SiriusXM show: Tell Me EverythingJohn Fugelsang's podcast: The Sanity-CastKing in the Wilderness, documentary about Martin Luther King focused on the final two years of his lifeJerry Falwell, televangelist & conservative activistFreedom From Religion 2026 ConventionProsperity theologyMatthew 25Sharon Salzberg, renowned meditation teacher---John Fugelsang is the author of the New York Times bestseller SEPARATION OF CHURCH AND HATE: A Sane Person's Guide To Taking Back the Bible from Fundamentalists, Fascists, and Flock-Fleecing Frauds. He has been murdered on CSI and picketed by the Westboro Baptist Church. John is a Drama League–nominated actor, comedian, and broadcaster, who's hosted many TV shows and podcasts, including the acclaimed Tell Me Everything series on SiriusXM Progress. He got George Harrison to give his final performance on VH1, debated Jerry Falwell and David Duke, and made many appearances on MSNBC, FOX News, and CNN. His epic PBS road trip film on the American Dream, Dream On, directed by Roger Weisberg, was named Best Documentary at the New York Independent Film Festival. Fugelsang lives in New York City with his family.---Podcast produced by Vanessa Santos and Show Notes by Heidi Mitchell

Ohio Rep. Sean Patrick Brennan (D-Parma) knows if you're not at the table, you get the scraps. After a 30-year career in a public school classroom, he's now at the table in the General Assembly, serving as the Ranking Member on the House Education Committee. He joins us for this episode for a deeper dive into House Bill 523, a bill he has co-sponsored to allow paid student teaching and remove other barriers for Aspiring Educators trying to enter the education field. He also shares his thoughts on the importance of our union in this moment, as someone who recently made the choice to become a Lifetime member.WATCH | Rep. Brennan wrote a guest column for the April/May edition of Ohio Schools called "Why Our Union Matters More Than Ever." Click here to watch a short video of him sharing that message. LEARN MORE ABOUT HB 523 | Click here to read the full text of the bill and to track its progress in the Ohio General Assembly. Click here to read OEA President Jeff Wensing's testimony in support of House Bill 523 in the House Education Committee in February, 2026. TELL YOUR STORY | Help advocate for a more accessible path to becoming an educator by sharing your perspective about your own time as a student teacher - past or present. Click here to share your experience.  SUBSCRIBE | Click here to subscribe to Public Education Matters on Apple Podcasts or click here to listen on Spotify so you don't miss a thing. You can also find Public Education Matters on many other platforms. Click here for some of those links so you can listen anywhere. And don't forget you can listen to all of the previous episodes anytime on your favorite podcast platform, or by clicking here.Featured Public Education Matters guest: Ohio Rep. Sean Patrick Brennan, (D-House District 14)State Representative Sean Patrick Brennan has dedicated his life to public service. He firmly believes that his story informs his calling to public service and proves that the American Dream survives. After his father abandoned his family, his strong mother modeled the importance of family and the satisfaction of a hard day's work, making their trailer a home and utilizing public assistance only as needed. Sadly, his mother later suffered through an abusive relationship. As a result, Rep. Brennan was blessed when his loving grandmother took him in to help tend the family farm and focus on his studies.Rep. Brennan went on to attend the University of Dayton where he graduated summa cum laude earning a Bachelor's Degree in International Studies concentrating in Russian, Soviet, and East European Studies. While there, he fell in love with Deena Denk from Parma, where they currently reside and raised their two beautiful children. He has also completed graduate-level coursework in history, political science, economics, and pedagogy at several colleges and universities and has a Master's Degree in Secondary School Administration from Cleveland State University. Brennan's scholarly activities involve projects on the subjects of the U.S. Constitution, religious freedom in America, and various other American political and historical topics at George Washington's Mount Vernon, James Madison's Montpelier, Thomas Jefferson's Monticello, the University of Oxford in England, George Washington University in Washington, D.C., the Bill of Rights Institute in Arlington, Virginia, and the Ashbrook Center at Ashland University.Rep. Brennan served as an award-winning public school teacher for three decades, as well as a Parma councilman for nearly two decades, including over a decade as the at-large elected President of Council and the Public Housing Board of Ohio's 7th largest city. He is active in civic, professional, and charitable organizations, which include founder and board member of the Andrew Boyko Scholarship Foundation, St. Charles Borromeo Parish lector and adult server, Friends of Parma Libraries life member, founder of the Parma Peanut Butter Drive benefitting All Faiths Pantry, founder and past adviser of the Parma Youth Commission, advisory board member of Big Creek Connects, member of West Creek Conservancy, Parma Historical Society, the City Club of Cleveland, German Central Foundation, National Education Association, Ohio Education Association, and Northeast Ohio Education Association.An avid runner and advocate of healthy living, Rep. Brennan has completed over 100 full marathons, as well as countless other smaller running events. His love of running led to his creation of the annual Parma Run-Walk for Pierogies, which has raised tens of thousands of dollars for local charities. Among other projects, his charitable work led to the creation of the script Parma sign which was subsequently donated to the City of Parma and adorns Anthony Zielinski Park and raising thousands of dollars to assist residents whose incomes were negatively impacted by the pandemic.Rep. Brennan was nominated Ohio Teacher of the Year, selected for the Parma Senior Veterans Appreciation Award, “Citizen of the Year” by the Friends of Parma Libraries, “Friend of PEA” by the Parma Education Association, “Conservationist of the Year” by the Cuyahoga Soil and Water Conservation District, “Parma Democrat of the Year” by the Parma Democratic Party, “Teacher of the Year” by the Cleveland American Middle Eastern Association (C.A.M.E.O.), and the “Good Partner Award” by Goodwill Industries.Rep. Brennan joined the Ohio House of Representatives in 2023 and is now serving his second term. He is proud of his perfect session attendance, 96% bipartisan voting record, being named the “Most Bipartisan Legislator,” sponsoring more bills than any other legislator in the Ohio General Assembly, and passing 5 bills in his first term. Most of all he is committed to providing excellent constituent services to the residents who contact his office. He cares deeply for the people of the great state of Ohio and works doggedly to improve the quality of life for all of those who reside in the Buckeye State. He is deeply honored to serve the residents of Ohio's 14th House District which includes, Parma, Parma Heights, and Cleveland Wards 12, 13, and 14, which encompass the Old Brooklyn, South Hills, Brooklyn Centre, and Clark-Fulton neighborhoods. Connect with OEA:Email educationmatters@ohea.org with your feedback or ideas for future Public Education Matters topicsLike OEA on FacebookFollow OEA on TwitterFollow OEA on InstagramGet the latest news and statements from OEA hereLearn more about

De signalen uit het Witte Huis zijn allesbehalve eenduidig wat betreft de oorlog in Iran. In de ene verklaring lijkt Trump te suggereren dat het conflict snel voorbij kan zijn, terwijl hij even later waarschuwt dat de gevechten nog weken kunnen aanhouden. Ondertussen lopen de spanningen in de regio verder op. Amerikaanse militairen zijn omgekomen bij Iraanse tegenaanvallen en de olieprijzen reageren nerveus op de escalatie. Tegelijkertijd wordt de binnenlandse politieke druk groter: de Amerikaanse kiezer is zelden enthousiast over oorlogsslachtoffers of stijgende benzineprijzen. De blokkade van de Straat van Hormuz snijdt een vijfde van de mondiale oliehandel af en duwt de wereldeconomie richting recessierisico. De Verenigde Staten voelen ondanks hun eigen productie de pijn aan de pomp, Europese dieselprijzen breken records en bondgenoten sturen schepen richting de Golf. In Iran ontstaat nieuw leiderschap na uitschakeling van Ali Khamenei, maar de militaire infrastructuur en raketcapaciteit blijven grotendeels intact. Intussen wordt een dodelijke Tomahawk-inslag op een meisjesschool weggewuifd met ongeloofwaardige verklaringen en blijkt Oekraïense dronetechnologie een gemiste kans voor Washington. Over de Amerika Podcast In de Amerika Podcast nemen Bernard Hammelburg en Jan Postma je mee naar het Amerika van nu: een land dat onder Donald Trump opnieuw in rap tempo verandert. Wat betekent zijn beleid voor Amerikanen in rode én blauwe staten, voor de democratie? Wat is er nog over van the American Dream? Wat verandert Trumps koers voor ons in Europa? Hier hoor je de verhalen van de Amerikanen zelf. We nemen je mee naar het land van adembenemende landschappen, countrymuziek uit de autoradio en diners langs de highway. Maar natuurlijk ook juist naar de mavericks die deze clichés doorbreken. De Amerika Podcast zoekt naar de ziel van Amerika. Buitenlandcommentator Bernard Hammelburg vanuit New York en Amsterdam, correspondent Jan Postma vanuit Washington DC of ergens in een van de vijftig staten. Die zoektocht doen we samen met jou, want de Amerika Podcast is niet compleet zonder de vragen van onze luisteraars. Elke donderdag in je podcastfeed! Heb je een vraag, opmerking, kritiek of een compliment. Mail dan naar dewereld@bnr.nl of spreek je vraag in op de Amerika Podcast Whatsapp: 06-28135020. En wie weet win je de Amerika Podcast koffiebeker. Over de makers Bernard Hammelburg is buitenlandcommentator en columnist voor BNR Nieuwsradio en het FD, en presentator van BNR De Wereld. Als oorlogsverslaggever was hij o.a. ooggetuige van de Culturele Revolutie in China, de revolutie in Iran en de oorlogen in Vietnam, het Midden-Oosten en Afghanistan. Hij was twintig jaar correspondent in de VS. Hij verdeelt zijn tijd tussen zijn woonplaatsen Amsterdam en New York. Jan Postma is Amerikanist en werkt sinds 2009 waar hij meerdere programma's gepresenteerde waaronder BNR Bouwmeesters, Boekenstijn&de Wijk en Zakendoen. Sinds 2018 is hij correspondent in de Verenigde Staten, woonachtig in Washington D.C. Naast de Amerika Podcast maakt hij onder meer Postma in Amerika en is hij regelmatig te horen in de Ochtend‑ en Avondspits. Hij is tevens auteur van het boek De Trump Fluisteraars. Redactie Luc de Klerk Montage Jeanne Heeremans See omnystudio.com/listener for privacy information.

Darwin Stephens shares how he transitioned from a secure Fortune 10 leadership role in corporate America into full-time luxury real estate after the COVID-19 pandemic reshaped his original business plans. He discusses building the federally trademarked Selling Dallas brand and establishing authority in the Dallas luxury market through extensive media exposure and a consultative approach tailored to high-net-worth and C-suite clients. Darwin also explains how technology like Metaology's hyper-real visualization tools is transforming real estate development by allowing investors and developers to experience projects before they're built. As a triple-licensed professional and CEO/broker of the Raddr Group, he focuses on helping clients maximize their real estate portfolios. He also previews his upcoming podcast exploring the evolving idea of the American Dream and new paths to wealth, retirement, and housing in today's economy. If you'd prefer to watch this interview, click here to view on YouTube! Darwin Stephens can be reached at (469) 756-3221 and closewithdarwin@gmail.com This episode is brought to you by Real Geeks and Courted.io.

American Dream or God Dream—which are you chasing? Today on BOLD STEPS, Mark Jobe helps us examine what we’re really pursuing in life. From James chapter 4, we’ll see why our internal desires often create external conflicts, and what it means to truly align our hearts with God’s purposes. Prepare for some soul-searching ... listen to Bold Steps with Mark Jobe. Bold Steps Gift: Keep the Faith-Dr. David JeremiahBecome a Bold Partner: https://www.moodyradio.org/donateto/boldstepsSee omnystudio.com/listener for privacy information.

Guest Adam Castillo, American businessman and author of "Finding our Voice", joins to discuss his experience overseas during COVID, and during a civil war in Myanmar. How can we become a leader in a time of crisis and chaos. Discussion of interests of China, potential WWIII, and more.  Iran update from President Trump. Are we getting closer to regime change?  Democrats play the identity politics with latest bombings in NYC, "baffled" about the concern of radicalism.

In this episode, Lee is joined by member, and longtime Auburn resident, Howard Porter. Howard has been involved in many different types of business over the years, including real estate development and appraisal as his primary vocation. Porter Properties has been a staple in the Auburn community for many years, but in this episode, Howard shares his passion for young men and women entering the workforce, and those decades in, to remember that their identity should never be rooted in work but always in the person of Jesus. Through the brokenness of his own story, Howard's passion for Jesus and for others to know and love him is infectious. Given every opportunity that God now provides him, he is quick to remind others that everything we've been given is an opportunity for stewardship and to tell others about the love of Jesus Christ.

Here is a bonus episode of the Check Your Brain podcast with Tony Mazur.   Six months ago today, we lost Charlie Kirk to the biggest political assassination in most of our lifetimes. What has improved since then? Have goods and services become more affordable? Has the Trump administration continued their outreach to the young people? Has the American Dream returned to sight? The answer to all is no, nada. Since Charlie's death, the messaging on the right is all over the place, their support of Israel has become psychotic, and we're now in another Middle Eastern regime change war.    Be sure to subscribe to Tony's Patreon. $3 gets you just audio, $5 gets video AND audio, and $10 has all of the above, as well as bonus podcasts per week. Visit Patreon.com/TonyMazur. Tony is also on Rumble! Go find his video podcasts over there for free.   Cover art for the Check Your Brain podcast is by Eric C. Fischer. If you need terrific graphic design work done, contact Eric at illstr8r@gmail.com.

4:20 pm: Kevin Mooney, author and Investigative Reporter for Restoration News, joins the show for a conversation about how “green” groups with ties to China and Russia routinely file lawsuits against the U.S. Navy to impede training.4:38 pm: Kenneth Abramowitz, author and founder of savethewest.com joins the program for a conversation about how the son of Iran's former Supreme Leader Ayatollah Ali Khamenei has succeeded his father in that position.6:05 pm: J.T. Young, author and contributor to The Blaze, joins Rod and Greg for a conversation about his recent piece about how recent protests over the death of Iran leader Ayatollah Ali Khamenei at the hands of the U.S. military begs the question – do the protestors hat Donald Trump, or do they hate America?6:38 pm: Jon Schweppe, Senior Advisor for the American Principles Project, joins Greg to discuss his piece for the Washington Post about how the median age for American home buyers – now 59 years – is an outrage that goes against the American Dream. 

Elke week krijgen we weer super enthousiaste luisteraars vragen van jullie en daar zijn we heel blij mee! In de Amerika podcast proberen we er elke week zoveel mogelijk te beantwoorden, maar jullie sturen zoveel goede vragen in dat het niet altijd lukt om deze in de reguliere aflevering te behandelen. Daarom deze week weer een extra aflevering waarin we uitsluitend luisteraars vragen beantwoorden. We beantwoorden onder andere de volgende vragen: Wie zijn de Bernard Hammelburg en Jan Postma van Amerika? Hoe kijkt MAGA naar mixed race? Hoe kijken jullie aan tegen de huidige positie van vrouwen in de VS, in het licht van de Epstein-zaak? Is Trump dement? Blijf vooral vragen insturen en misschien hoor je die terug in de Amerika Podcast of in een speciale Q&A aflevering. Over de Amerika Podcast In de Amerika Podcast nemen Bernard Hammelburg en Jan Postma je mee naar het Amerika van nu: een land dat onder Donald Trump opnieuw in rap tempo verandert. Wat betekent zijn beleid voor Amerikanen in rode én blauwe staten, voor de democratie? Wat is er nog over van the American Dream? Wat verandert Trumps koers voor ons in Europa? Hier hoor je de verhalen van de Amerikanen zelf. We nemen je mee naar het land van adembenemende landschappen, countrymuziek uit de autoradio en diners langs de highway. Maar natuurlijk ook juist naar de mavericks die deze clichés doorbreken. De Amerika Podcast zoekt naar de ziel van Amerika. Buitenlandcommentator Bernard Hammelburg vanuit New York en Amsterdam, correspondent Jan Postma vanuit Washington DC of ergens in een van de vijftig staten. Die zoektocht doen we samen met jou, want de Amerika Podcast is niet compleet zonder de vragen van onze luisteraars. Elke donderdag in je podcastfeed! Heb je een vraag, opmerking, kritiek of een compliment. Mail dan naar dewereld@bnr.nl of spreek je vraag in op de Amerika Podcast Whatsapp: 06-28135020. En wie weet win je de Amerika Podcast koffiebeker. Over de makers Bernard Hammelburg is buitenlandcommentator en columnist voor BNR Nieuwsradio en het FD, en presentator van BNR De Wereld. Als oorlogsverslaggever was hij o.a. ooggetuige van de Culturele Revolutie in China, de revolutie in Iran en de oorlogen in Vietnam, het Midden-Oosten en Afghanistan. Hij was twintig jaar correspondent in de VS. Hij verdeelt zijn tijd tussen zijn woonplaatsen Amsterdam en New York. Jan Postma is Amerikanist en werkt sinds 2009 waar hij meerdere programma's gepresenteerde waaronder BNR Bouwmeesters, Boekenstijn&de Wijk en Zakendoen. Sinds 2018 is hij correspondent in de Verenigde Staten, woonachtig in Washington D.C. Naast de Amerika Podcast maakt hij onder meer Postma in Amerika en is hij regelmatig te horen in de Ochtend‑ en Avondspits. Hij is tevens auteur van het boek De Trump Fluisteraars. Redactie Luc de Klerk Montage Jeanne Heeremans See omnystudio.com/listener for privacy information.

In this BigDeal rerun, Scott Galloway breaks down how the American Dream's playbook — degree, home, wealth — is broken. Housing costs have tripled relative to income. Two-thirds of young men aren't going to college. One in three men under 30 doesn't have a girlfriend. And the wealthiest generation in history is systematically extracting wealth from the youngest through tax policy, artificial scarcity, and a rigged economic structure most people never see. Scott Galloway has built and lost hundreds of millions. He's an NYU Stern professor, serial entrepreneur, and one of the most honest voices on what's actually happening in the economy and the future of young people. In this conversation, he breaks down the transfer of wealth from young to old, why loneliness and extremism are the biggest threats to society, and the formula for economic security that actually works. You'll learn why Social Security is the largest wealth transfer in history, how the tax code ballooned from 400 to 4,000 pages, why housing went from four years of salary to twelve, how elite institutions use rejection as a business model, why we're producing too few economically viable men, Scott's SCAF framework for fighting depression, and the four-part formula for financial security — plus why low-cost index funds beat 99% of hedge funds. If you're young, ambitious, or trying to win in a system that feels rigged, this episode will change how you see the game. Ready to turn your newsletter into a side hustle? Head to https://beehiiv.link/e2bp10 and use code CODIE30 for 30% off your first three months. ___________ 00:00:00 Introduction 00:01:32 The Elegant Transfer of Wealth: Young to Old 00:06:00 The College Admissions Scam: Artificial Scarcity 00:08:39 COVID's Intergenerational Theft: The $6 Trillion Giveaway 00:22:33 Your Economic Survival Guide: Focus, Stoicism, Time, and Diversification 00:47:30 The Rejection Superpower: Why Failure Is Your Edge 00:53:40 The Young Men Crisis: Loneliness, Dating, and Economic Viability 01:08:00 What Young Men Need: Guardrails, Plans, and Demonstration of Excellence 01:17:22 The LBO Boom and Corporate Concentration: Who Really Owns America 01:31:10 Elon Musk and the Tech Bro Problem: Post-America While Leveraging America ___________ MORE FROM BIGDEAL

Christine de Wendel spent more than a decade helping scale two of Europe's biggest startup success stories — first at Zalando, then as COO of ManoMano. Both companies grew from early-stage startups into multi-billion-dollar businesses. But at 40 years old, with three kids and years of scale-up experience behind her, Christine decided it was time to build something of her own. That idea became sunday — a simple but powerful solution that lets diners pay their restaurant bill instantly by scanning a QR code. What started during the chaos of COVID quickly turned into one of the fastest-growing platforms in hospitality tech. Today, sunday processes billions in payments each year and is used by restaurants around the world — from independent spots to major dining groups like TAO, Boqueria, Bareburger, and La Pecora Bianca. In this episode, Christine shares the full story behind sunday: moving back to the U.S. after 15 years abroad, starting a company with a restaurant operator friend during the pandemic, raising $25M in just weeks, and building a company now processing billions in payments. Make sure to check them out at: https://sundayapp.com/   Check out my new book on Amazon: https://amzn.to/4kRKGTX Watch our mini-doc - Starting Small: The Raw Truth Behind Entrepreneurship and the American Dream: https://youtu.be/eHuq93wIxs0?si=eDB-ycngvWNapRLO Visit Starting Small Media: https://startingsmallmedia.org/ Subscribe to exclusive Starting Small emails: https://startingsmallmedia.org/newsletter-signup   Follow Starting Small: Instagram: https://www.instagram.com/startingsmallpod/ Facebook: https://www.facebook.com/Startingsmallpod/?modal=admin_todo_tour LinkedIn: http://linkedin.com/in/cameronnagle

Mark Matson⁠ is an American entrepreneur, financial educator and the founder & CEO of Matson Money, an investment advisory firm managing over $11 billion in assets for more than 35,000 families across the country. Mark is known for making Nobel Prize-winning investing research accessible to everyday investors. He is the author of several books, including the new Experiencing the American Dream: How to Invest Your Time, Energy, and Money to Create an Extraordinary Life. He's also an innovator in financial education – the creator of the “American Dream Experience” workshop – and even a producer of award-winning financial documentaries. Mark joined host Robert Glazer on the Elevate Podcast to talk share his extraordinary story, talk about how he transformed his money mindset, and leadership lessons from building a top financial business. Thank you to the sponsors of The Elevate Podcast Shopify: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠shopify.com/elevate⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Masterclass: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠masterclass.com/elevate⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Framer: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠framer.com/elevate⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Northwest Registered Agent: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠northwestregisteredagent.com/elevatefree⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Indeed: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠indeed.com/elevate⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Vanguard: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠vanguard.com/audio⁠⁠⁠⁠ Notion: ⁠⁠⁠⁠notion.com/elevate Learn more about your ad choices. Visit megaphone.fm/adchoices

In this week's episode of Politics in Question, Lee chats with Liz Suhay about the death and myth of the American Dream. Suhay is a professor of government in the School of Public Affairs at American University and the author of Debating the American Dream: How Explanations for Inequality Polarize Politics (Russell Sage Foundation, 2025). Is the lack of the American Dream the fault of the individual or of systemic factors? What role does partisanship play in individuals' beliefs about meritocracy? Why do we justify unfair systems? These are some of the questions Lee explores in this week's episode. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

In July 2024, I was featured in The New York Times in an article about how childcare costs are limiting women's ability to work. The headline captured exactly how we felt at the time: stuck.In this solo episode, I share the real story behind that moment and how my family made the strategic decision to move from Chicago to León, Guanajuato. I break down the real cost of living for a family of four in the U.S., the childcare math that so many moms are quietly navigating, and the mindset shift that helped us stop blaming ourselves and start thinking strategically.If you've ever looked at your numbers and thought, “Why does this feel impossible?”, this episode is for you.For detailed show notes, visit vivalamami.com/episode153What You'll Hear:The reality many moms are experiencing with childcare and workThe real cost of living for a family of four in Chicago (and why the math didn't work for us)How childcare costs can create a hidden barrier for women trying to re-enter the workforceThe mindset shift that helped us not feel stuckHow moving to Mexico created breathing room for our family financially and emotionallyResources Mentioned:New York Times feature (July 2024)Episode 151: 3 Things You Must Do Before Moving AbroadFree Moving to Mexico Discord Community1-on-1 Moving to Mexico ConsultationWall Street Journal on Americans relocating abroadSupport the showSHOP MY NEWEST PRODUCTS - "How to Get Dual Citizenship in Mexico" E-Guide & Digital Course

Ep. 224 (Part 1 of 2) | John Fugelsang, author of the brilliant, irreverent book, Separation of Church and Hate: A Sane Person's Guide to Taking Back the Bible from Fundamentalists, Fascists, and Flock-Fleecing Frauds, talks eloquently about the difference between true Christianity as taught by Jesus and the hateful teachings of Christian nationalists and televangelists who are in it for the power and the money. John grew up with a clear notion of what Christianity should look like; his parents lived their faith grounded in peace, love, empathy, and service, dedicating their lives to helping people in need, no matter their color or differences. So John set out to take the Bible back from “small-minded, right-wing, nationalist racists,” because he finds it tragic that vast numbers of people are being alienated from faith altogether, and he wanted to give his readers arguments they could use to face off with right-wing Christians about what the Bible really says. Christians and atheists have told him his book validates all of their beliefs, and he has inspired crowds of atheists to cheer loudly for Jesus.John is an actor, comedian, and talk show host, and his quick wit and well-informed, well-intentioned intellect make for a fast-paced, enjoyable, and educational foray into subjects such as how right-wing nationalists have made Christianity out to be a religion of condemnation and domination; how they quote Saint Paul, with all of his sex hangups and homophobia, rather than Jesus; and how it's always been the Christ followers pushing back against authoritarian Christianity—adding that Jesus' teachings are as threatening to authoritarian power today as they were 2,000 years ago. This is a timely, very important conversation about a subject that involves all of us: reclaiming the foundational values of love, humility, open-mindedness, and service. Recorded December 18, 2025.“Jesus is not about condemnation or domination; his whole movement is about transformation.”Topics & Time Stamps – Part 1Introducing John Fugelsang, award-winning actor & comedian, author of Separation of Church and Hate (00:40)Feeling your religion of peace and love has been hijacked by small-minded, right-wing, nationalist racists (02:59)What was John's experience writing Separation of Church and Hate? (05:15)How could a religion of love be the same as the fundamentalist stuff we hear on televangelical TV? (08:58)Religion didn't invent hate, but hate has always found a home in religion (11:25)It's always been the Christ followers who push back against authoritarian Christianity (14:26)It was Saint Paul—not Jesus—who was anti-woman, anti-gay, and a persecutor of Christians (16:51)Hypocrisy is what outraged Jesus (21:51)Right-wing Christianity does not care about the teachings of Christ, only about conservative Christian power (23:47)The media never covers all the ways people of different religions get along just fine (26:29)Showing our right-wing Christian relatives that Jesus is not an immigrant-hating homophobe in the Bible does more good than calling them out for being immigrant-hating homophobes (29:34)Using scripture & nonviolence to shame frauds out of the Christian nationalism racket (31:50)In the Bible, you can find anything you want to justify your actions (33:29)How has John's book been received? (35:46)Fundamentalism in any religion means you know that God thinks you're better than other people (38:19)Fundamentalism is rooted in a particular stage of development where absolute beliefs—black & white, right & wrong—are what's most important (40:13)Resources & References – Part 1John Fugelsang, Separation of Church and Hate: A Sane Person's Guide to Taking Back the Bible from Fundamentalists, Fascists, and Flock-Fleecing FraudsJohn Fugelsang's SiriusXM show: Tell Me EverythingJohn Fugelsang's podcast: The Sanity-CastDietrich Bonhoeffer, pastor who gave his life resisting Nazi Germany's Christian nationalismPaul the Apostle was born Saul of TarsusBishop John Shelby Spong of NewarkMatthew 25Senator Raphael Warlock uses scripture & nonviolence to shame frauds out of the racket of Christian nationalism---John Fugelsang is the author of the New York Times bestseller SEPARATION OF CHURCH AND HATE: A Sane Person's Guide To Taking Back the Bible from Fundamentalists, Fascists, and Flock-Fleecing Frauds. He has been murdered on CSI and picketed by the Westboro Baptist Church. John is a Drama League–nominated actor, comedian, and broadcaster, who's hosted many TV shows and podcasts, including the acclaimed Tell Me Everything series on SiriusXM Progress. He got George Harrison to give his final performance on VH1, debated Jerry Falwell and David Duke, and made many appearances on MSNBC, FOX News, and CNN. His epic PBS road trip film on the American Dream, Dream On, directed by Roger Weisberg, was named Best Documentary at the New York Independent Film Festival. Fugelsang lives in New York City with his family.---Podcast produced by Vanessa Santos and Show Notes by Heidi Mitchell

In “Kim on a Whim,” Marc Cox dives into the realities of wealth and opportunity in America, arguing that while being born into money provides advantages, success is still attainable through hard work, skill-building, and persistence. He critiques the victim mentality and the narrative that the system is rigged against everyday Americans, sharing personal anecdotes and studies on middle-class income thresholds. The segment emphasizes that wealth isn't just financial—it's also health, freedom, and relationships—and encourages listeners to seize opportunities and reject defeatist thinking.

Marc Cox kicks off Hour 1 with updates on heavy rainfall and flooding in St. Louis, then breaks down Tim Walz's congressional hearing where Nancy Mace sharply criticized his handling of autism funding. He moves into a detailed critique of ranked choice voting, highlighting runoff chaos in Texas, potential threats to Missouri elections, and how voter dilution empowers weak leadership. The hour closes with “Kim on a Whim,” exploring wealth, opportunity, and the American Dream, emphasizing hard work, rejecting a victim mentality, and redefining what it means to be rich in life. Hashtags: #StLouisFloods #TimWalz #NancyMace #RankedChoiceVoting #TexasRunoff #MissouriPolitics #KimOnAWhim #AmericanDream #Wealth #Opportunity

Amerika opent samen met Israël een grootschalige aanval tegen Iran. Trump noemt als aanleiding het neutraliseren van de ''kwaadaardige activiteiten van Iran''. Maar tegelijkertijd klinken er vanuit de regering verschillende redenen. Waren het Iraanse raketten die Amerika zouden kunnen bereiken, een nucleair gevaar, of was het vooral de wens van Israël? Intussen zijn de gevolgen van dit conflict voelbaar. Volgens de Rode Halve Maan zijn en tot nu toe zo’n 1200 dodelijke slachtoffers. Er zijn Amerikaanse militairen, maar ook burgers in de Golfstaten en Israël omgekomen bij Iraanse tegenaanvallen. De olieprijzen stijgen en het conflict verspreidt zich als een olievlek over het Midden-Oosten. Over de Amerika Podcast In de Amerika Podcast nemen Bernard Hammelburg en Jan Postma je mee naar het Amerika van nu: een land dat onder Donald Trump opnieuw in rap tempo verandert. Wat betekent zijn beleid voor Amerikanen in rode én blauwe staten, voor de democratie? Wat is er nog over van the American Dream? Wat verandert Trumps koers voor ons in Europa? Hier hoor je de verhalen van de Amerikanen zelf. We nemen je mee naar het land van adembenemende landschappen, countrymuziek uit de autoradio en diners langs de highway. Maar natuurlijk ook juist naar de mavericks die deze clichés doorbreken. De Amerika Podcast zoekt naar de ziel van Amerika. Buitenlandcommentator Bernard Hammelburg vanuit New York en Amsterdam, correspondent Jan Postma vanuit Washington DC of ergens in een van de vijftig staten. Die zoektocht doen we samen met jou, want de Amerika Podcast is niet compleet zonder de vragen van onze luisteraars. Elke donderdag in je podcastfeed! Heb je een vraag, opmerking, kritiek of een compliment. Mail dan naar dewereld@bnr.nl of spreek je vraag in op de Amerika Podcast Whatsapp: 06-28135020. En wie weet win je de Amerika Podcast koffiebeker. Over de makers Bernard Hammelburg is buitenlandcommentator en columnist voor BNR Nieuwsradio en het FD, en presentator van BNR De Wereld. Als oorlogsverslaggever was hij o.a. ooggetuige van de Culturele Revolutie in China, de revolutie in Iran en de oorlogen in Vietnam, het Midden-Oosten en Afghanistan. Hij was twintig jaar correspondent in de VS. Hij verdeelt zijn tijd tussen zijn woonplaatsen Amsterdam en New York. Jan Postma is Amerikanist en werkt sinds 2009 waar hij meerdere programma's gepresenteerde waaronder BNR Bouwmeesters, Boekenstijn&de Wijk en Zakendoen. Sinds 2018 is hij correspondent in de Verenigde Staten, woonachtig in Washington D.C. Naast de Amerika Podcast maakt hij onder meer Postma in Amerika en is hij regelmatig te horen in de Ochtend‑ en Avondspits. Hij is tevens auteur van het boek De Trump Fluisteraars. Redactie Luc de Klerk Montage Jeanne Heeremans See omnystudio.com/listener for privacy information.

The losses for high profile Dems and Republicans in Texas were as big as the state. Jasmine Crockett, Al Green and Dan Crenshaw all got smoked. But what RINO made it through the primary and what was the result of the Shariah law ban? As Operation Epic Fury continues to successfully destroy the barbaric Islamic regime, the islamization of America has too much success. How do we get Shariah banned in the US nationally? In Wellness Wednesday: Can a biopsy spread cancer? Hold on to your homes, Americans. How did the San Diego City Council turn the American Dream into some homeowners' nightmare? With Guests Brigitte Gabriel, Act for America, and Dr. Jeff Barke, RXforlibertySupport Our Mission: https://www.paypal.com/donate/?hosted_button_id=ZMGRBFGDJKRS8See omnystudio.com/listener for privacy information.

"I'm 58. I look pretty good. I feel even better." Jessica is here to discuss the highlights of Nostalgia Night for the NBA on NBC, the St. Louis Cardinals' bottomless food ticket, the U.S. Hockey team's appearance on SNL, and why she yearns for blogs. Plus, Dan makes up an absurd story about cooling himself down with a head of lettuce. Learn more about your ad choices. Visit podcastchoices.com/adchoices

We welcome Ruben Rojas, a Los Angeles–based artist, muralist, and the visionary founder of the Live Through Love movement. From transforming public spaces with large-scale installations to building a multi-seven-figure creative business, Ruben has bridged the gap between fine art and global commercial platforms like BMW and the NFL.In this powerful conversation, Seb and Ruben dive deep into the radical transformation of a man who walked away from a career in finance to impact a billion people through creativity. They explore the collapse of the "American Dream" during the 2008 financial crisis, the toxicity of the "starving artist" narrative, and how to maintain mental resilience when your self-worth is no longer tied to material success. This episode is a masterclass on viewing creativity as a discipline and choosing love as a leadership tool in an increasingly divisive world.Topics Discussed:The Finance ExitThe 2008 Subprime MeltdownRedefining the American DreamKilling the "Starving Artist" MythAbundance vs. ScarcityScaling CreativityGlobal Brand CollaborationsHealing through ArtThe Mission for ImpactLove as a DisciplineThe Trapped ArtistConnect with Ruben on Instagram or rubenrojas.comConnect with Live Through Love on InstagramConnect with Sebastian on InstagramSebastianNaum.com

Our guest today is Elizabeth Suhay, the author of Debating the American Dream: How Explanations for Inequality Polarize Politics. Faith in the American Dream—the idea that anyone who works hard can achieve success—has waned in the 21st century. Decreases in economic mobility, increases in the wealth gap, and other economic shifts have undoubtedly influenced this decline. Dr. Suhay investigates how politics and political identity are intertwined with beliefs about the American Dream and the causes of inequality. Drawing on public opinion surveys spanning more than four decades, Suhay finds that Americans' belief in the American Dream is strongly related to their political party affiliation. While it is true that Americans have become more skeptical of the American Dream overall, Suhay finds this skepticism is concentrated among Democratic members of the public. Despite the increasingly working-class make-up of the Republican coalition, most Republican members of the public continue to believe the American Dream is reality. Elizabeth (Liz) Suhay is an associate professor of government in the School of Public Affairs, American University, Washington, D.C. She specializes in the study of U.S. public opinion and political psychology and is a Sine Civic Life Faculty Fellow and Vice Director of the Science & Policy certificate program. She has also co-edited three volumes including The Politics of Truth in Polarized America, with David Barker, The Oxford Handbook of Electoral Persuasion, with Bernard Grofman and Alex Trechsel, and "The Politics of Science" with James Druckman. She currently serves as Co-Editor-in-Chief of the journal Political Psychology and Editor of the Cambridge University Press Elements in Political Psychology series. This is episode is co-produced by Nora Kalaj, a student in the Master of Arts in Communication at Oakland University. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/new-books-network

Our guest today is Elizabeth Suhay, the author of Debating the American Dream: How Explanations for Inequality Polarize Politics. Faith in the American Dream—the idea that anyone who works hard can achieve success—has waned in the 21st century. Decreases in economic mobility, increases in the wealth gap, and other economic shifts have undoubtedly influenced this decline. Dr. Suhay investigates how politics and political identity are intertwined with beliefs about the American Dream and the causes of inequality. Drawing on public opinion surveys spanning more than four decades, Suhay finds that Americans' belief in the American Dream is strongly related to their political party affiliation. While it is true that Americans have become more skeptical of the American Dream overall, Suhay finds this skepticism is concentrated among Democratic members of the public. Despite the increasingly working-class make-up of the Republican coalition, most Republican members of the public continue to believe the American Dream is reality. Elizabeth (Liz) Suhay is an associate professor of government in the School of Public Affairs, American University, Washington, D.C. She specializes in the study of U.S. public opinion and political psychology and is a Sine Civic Life Faculty Fellow and Vice Director of the Science & Policy certificate program. She has also co-edited three volumes including The Politics of Truth in Polarized America, with David Barker, The Oxford Handbook of Electoral Persuasion, with Bernard Grofman and Alex Trechsel, and "The Politics of Science" with James Druckman. She currently serves as Co-Editor-in-Chief of the journal Political Psychology and Editor of the Cambridge University Press Elements in Political Psychology series. This is episode is co-produced by Nora Kalaj, a student in the Master of Arts in Communication at Oakland University. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/political-science

Our guest today is Elizabeth Suhay, the author of Debating the American Dream: How Explanations for Inequality Polarize Politics. Faith in the American Dream—the idea that anyone who works hard can achieve success—has waned in the 21st century. Decreases in economic mobility, increases in the wealth gap, and other economic shifts have undoubtedly influenced this decline. Dr. Suhay investigates how politics and political identity are intertwined with beliefs about the American Dream and the causes of inequality. Drawing on public opinion surveys spanning more than four decades, Suhay finds that Americans' belief in the American Dream is strongly related to their political party affiliation. While it is true that Americans have become more skeptical of the American Dream overall, Suhay finds this skepticism is concentrated among Democratic members of the public. Despite the increasingly working-class make-up of the Republican coalition, most Republican members of the public continue to believe the American Dream is reality. Elizabeth (Liz) Suhay is an associate professor of government in the School of Public Affairs, American University, Washington, D.C. She specializes in the study of U.S. public opinion and political psychology and is a Sine Civic Life Faculty Fellow and Vice Director of the Science & Policy certificate program. She has also co-edited three volumes including The Politics of Truth in Polarized America, with David Barker, The Oxford Handbook of Electoral Persuasion, with Bernard Grofman and Alex Trechsel, and "The Politics of Science" with James Druckman. She currently serves as Co-Editor-in-Chief of the journal Political Psychology and Editor of the Cambridge University Press Elements in Political Psychology series. This is episode is co-produced by Nora Kalaj, a student in the Master of Arts in Communication at Oakland University. Learn more about your ad choices. Visit megaphone.fm/adchoices Support our show by becoming a premium member! https://newbooksnetwork.supportingcast.fm/american-studies

Is the American Dream dead? In this episode of the McIntyre Inc. Podcast, Michael and Brianna dive into one of the biggest cultural questions of our time: Are Millennials falling behind? Is Gen Z lazy — or actually more innovative than any generation before them? From the State of the Union and the economy… to entrepreneurship, AI, dating apps, masculinity, marriage, and what it really takes to build wealth in 2026 — this is an unfiltered conversation about where America is headed. We discuss: Are Millennials actually behind? Why Gen Z may have a massive economic edge Is it really easier to make a million dollars today? The impact of AI on opportunity The marriage and masculinity crisis Dating apps and the shift in relationships Provision, partnership, and modern gender roles Why thinking outside the box matters more than ever And whether the American Dream is evolving… not dying This episode is bold, honest, and thought-provoking — whether you agree or disagree. If you're a Millennial wondering if you missed your window… If you're Gen Z trying to figure out your future… If you're building a business… Or if you care about the direction of our country… This conversation is for you.

If your business needs you for everything, it is not scaling. It is suffocating. In this episode of Everything They Don't Tell You, Josh sits down with Jacob Tilzer. Jacob is the Founder and Managing Partner of Accrual Equity Partners; An expert in the world of mergers and acquisitions who's lived the full arc: adversity early, discipline learned the hard way, and the operator-to-builder shift that separates a real company from a founder-dependent machine. If you're buying a business, selling a business, or scaling through acquisition, this conversation breaks down the mistake that wrecks most first-time buyers: obsessing over the deal and ignoring operations, systems, and integration. This conversation gets into the roots of building systems, empowering leaders, and installing guardrails so the business can grow with you holding the keys. What you'll learn: Why the deal is the easy part and integration is the real war The difference between a $1M company and a $10M company (and why your old playbook breaks) Why you cannot scale without empowering people and trusting the process What happens when your systems can't support growth How to think about integration before you ever sign __ Thank you to OneAccord for partnering with us on this episode. OneAccord's OASYS Strategic Planning & Execution system helps business owners increase company value, reduce owner dependency, and get truly ready for a successful transition or exit. Josh Zolin listeners receive a complimentary Value Readiness Snapshot using the link below.   Start here:  https://oneaccord.co/oasys/joshzolin __ ► Download Your 90 Day ROI Playbook — A value packed free guide created by Josh Zolin that teaches you how to Multiply Your Profits with the Skills No One Trains  https://bitnw.academy/roiplaybook    

Keith breaks down where the U.S. housing market appears to be headed and which regions and states are quietly winning or losing in the population shuffle since 2020—and what that could mean for real estate investors.  You'll also hear about an intriguing cash-flow play in single-family rentals in select Southern markets. Then, Keith is joined by financial strategist and comedian Garrett Gunderson, who challenges the usual "scrimp and save" advice. Together, they explore how to build real wealth without sacrificing your life today, how high-net-worth individuals often get money wrong, and a different way to think about financial independence, freedom, and investing in yourself. Resources: Get Garrett Gunderson's Killing Sacred Cows audiobook free: DM @GarrettBGunderson on Instagram with the words "Keith Cows." Episode Page: GetRichEducation.com/595 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, is the future direction of the housing market trending up or trending down? Which states have seen the most population growth? Then powerful wealth mindset tactics with a financial comedian today on get rich education   Speaker 1  0:20   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads and 188 world nations. He has a list show guests and keep top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Keith Weinhold  1:04   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Speaker 2  1:38   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:54   Welcome to GRE from Mount Rainier to Mount Rushmore and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education. I am not a Lambo driving influencer that will take any brand deal just to shill a gambling platform instead. Our core strategy at GRE is aging. Well, I've spoken with a lot of LP investors with capital calls and deals that lost all their money. Well, we approach wealth building with discipline and consistency. It doesn't sound dazzling, but it really shines when things go wrong elsewhere, because at least for the core of our portfolios, we get long term fixed rate debt for income property get paid five ways and win the inflation triple crown, and we do it all with a high degree of passivity. Right before I took the mic today, I got a two sentence email from a property manager that said an air conditioning unit's air handler board had to be replaced for $420 I don't even know what an air handler board really is. Now, the manager sent some photos in a written estimate. I quickly checked chat GPT, and I saw that the price was about right, and replied to my manager to go ahead and have that done. That's it an example of relative passivity. US residential real estate has nominally appreciated over every single 10 year period in modern history, despite some occasional short term downturns, even those are not common. Well, we recently had a guest mention that it's 20 years at the longest like 20 years or less is the period of time between which real estate never goes down. He was right. But you actually can't find any 10 year period where home values fell. What about the 2008 global financial crisis, I think that's the first place that the mind goes. Well back then, home values bottomed out at 208k in 2009 before they started growing again. And 10 years before that, the median price it was 157k in 1999 so even when home values hit their GFC low at that point, they were still up 32% from the previous 10 years. So you can confidently say then that over any 10 year period, home prices are up nationally. Now, how about the future? Well, for the future, there is more evidence of rising home prices. Building permits for new homes have fallen to their lowest level since 2019 that's according to the census bureau. So fewer single family homes are being built. Now we plan to discuss that more on. Next week show when we dive deep on does America really have a housing shortage? But this week, more reasons for future home price bullishness is that the labor market now, it's not doing that great. It sure isn't white hot, but unemployment, which was already low, that recently dropped a touch lower to just 4.3% inflation has fallen to 2.4% and wages are rising faster than that. In fact, our own Fed Chair recently remarked at how he's surprised at the strength of the economy. The property market analytics firm kotality, they now expect home prices to appreciate another four and a half percent this year. They and other firms continue to believe that the Midwest will be the hottest area of home price growth even more than that four and a half percent in that region. That is because not only is the Midwest underbuilt, it's that the prices are so affordable that it's attracting young people. The other factor is that mortgage rates recently dipped just below six into the high fives again, and that can release this pent up housing demand, and think about where we've come from. In late 2023 mortgage rates were about 8% and now lower mortgage rates also reduce the lock in effect, so it can create both more sellers and more buyers. The thing to remember is that 70% to 80% of home sellers are also home buyers because they've got to live somewhere. And first time homebuyers, of course, they buy only, they don't sell anything. In fact, former GRE guest in housing wire lead analyst Logan modeshami and Barry Habib were just positing on this at housing wire's latest summit on how the volume of home sales has been depressed for so long that lower rates could very well trigger a rush of buyers, these kind of people that have been delaying purchasing for years, this pent up housing demand being released if indeed rates go lower. People think they know the future, but we don't really know that that's going to happen for sure. But a lot of optimism about this phase of the housing market supported by not great, but decent economic conditions. Of course, that new housing demand is going to manifest unevenly across the nation. So let's talk about the places that have seen the most population growth from 2020 to today, basically the states that support that housing demand. Well, between 2020 and today, the US has grown by about 10 million people. That's over 3% nearly every state grew. But the bigger story is where that growth is happening. And really, here's the jaw dropper as a region, the South, gained more people than all of the other regions combined, about 7.6 million new residents in the south since 2020 the South's population is up 6% the West's almost 2% the Midwest population is up more than 1% and The Northeast up seven tenths of 1% again, this is not per year. This is total population growth from 2020 to today, Florida and Texas, they led the nation among the big states, both up almost 9% sprinting like they just found out that income tax is optional. The Carolinas in Tennessee are big southern growers too. People clearly keep moving toward warmer weather, a lower cost of living, lower taxes and job markets. Nothing new there. California in New York are the biggest losers in absolute numbers, California losing half of 1% of population in New York, a full 1% people keep moving away from these traditionally expensive, high tax coastal states like a buffet when the crab legs run out, people just getting up and leaving. That's not any sort of news story there, either. These trends help cash flow residential real estate investors like us, because the south aligns with that favorable landlord tenant law and those high ratios of rent income to purchase price. Luckily for us, that's where people are moving too. The Midwest has those phenomena as well, although their growth has been slower.    Keith Weinhold  9:39   Now a few Midwest highlights for you. Since 2020 the population of Indiana is up 2.8% quietly benefiting from Illinois. Escape Velocity, Missouri up almost 2% and that's growing mostly in Kansas City and St Louis suburbs. Ohio at almost 1% that's pretty modest growth overall, but Columbus up 5% that is flexing like it just landed a semiconductor plant there in Columbus, the intermountain west has bicep bulging growth, but it rarely works for us, because rents are only a little higher, but property prices are way higher. Yes, those pretty Rocky Mountain states, great Instagram, tough cash flow now Louisiana, it is a state that confounds people. It's a warm place, and it has a low cost of living, you would think Louisiana would be attracting people in droves for those reasons. Well, then why is its population following Louisiana down nine tenths of 1% since 2020 Well, you've got bleak job prospects that make Louisianans leave its tax competitiveness ranks 31st property insurance costs are high thanks to environmental risk. Louisiana has more swamps than beaches. Even the NFL saints were six and 11, and if they had made the playoffs, that wouldn't have made people move back. And hey, no personal shade here, I enjoy going to the New Orleans investment conference in Cajun culture, in Airboat Tours through the alligator filled Bayou, fun stuff, but for income producing property, you got to seek out different characteristics than just vacation Glee or how Good the gumbo tastes keep emotion separate from investing, Hawaii is America's biggest percentage loser. Its population is down one and a half percent since 2020 its cost of living is stratospherically high, with a median home value of just a little over a million dollars. That results in net outmigration to the mainland parts of the Aloha state now experience natural decrease. That means that deaths exceed births. Natural decrease. That's mostly a phenomenon on the Big Island. That's not where Honolulu is. That's where you have Kona and Hilo when young people can't afford to stay demographic gravity kicks in population loss. Hawaii is also highly dependent on tourism, meaning more volatility in recessions. It has contractor availability issues and higher repair costs, partly due to shipping materials to the remote islands. What about the upsides of Hawaiian real estate? Well, you're just going to have this inherent, strong, long term land scarcity and lifestyle desirability overall. Hawaii isn't bad. It's just hard. And I like Hawaii as a place to vacation, so the best times in my life were in Hawaii. Now, with all this said, These are broad generalities about states which are big places themselves right now. There are certainly Missouri real estate investors listening to me that are actually losing, and Hawaii real estate investors that are winning, and even cash flow positive. I'm talking general trends here, and this is with respect to long term rentals, not short term rentals. If your rent to price ratio is as low as point three or point four, like it often is near the coasts, well then you are speculating on appreciation. That's what that means. All 50 states have opportunity. All 50 states have no go zones. People keep moving south. That's a trend that the pandemic accelerated six years ago. More opportunity is concentrated there. That's got nothing to do with vacation excitement. That is population math, and I'm talking about swimming with the tide here in our Don't quit your Daydream newsletter I recently sent you that colorful population change map that I was describing some of there. More recently, I also emailed you that great and rare map of landlord friendly versus tenant friendly states mapped out and a lot of other great stuff.    Keith Weinhold  14:17   Before we bring in our firebrand guest, Garrett Gunderson, I just learned about a really strong opportunity for a provider of single family rentals and duplexes in Memphis and Little Rock. They're providing a locked in 5% interest rate and 5% property management for five years. Yeah, that's not a throwback to 2020 it's what mid south homebuyers calls their triple five program. They are the oldest and most trusted, maybe turnkey investment provider in the country, operating since 2002 and what they do is they offer these fully renovated, occupied rental properties in Memphis and Little Rock, two of the strongest cash flow markets in the South. With financing and management and rates that make the math work like it hasn't in years. So again, 5% interest, 5% property management fees for a full five years. You know those markets, they already had these investor advantage numbers with rent to price ratios mere point eight in Memphis and Little Rock. But yeah, that low 5% mortgage rate, even for renovated properties, not just new build. That's the kind of spread that turns a good deal into a great one. So to give you an idea, if you get a 30 year fixed rate mortgage loan amount of 125k with a 7% mortgage rate, your principal and interest payment is 832, at a 5% rate, it's just 671, so that's $160 more cash flow right there, and it's made a tad sweetener than that with just a 5% Property Management rate. And I don't know how long that offer is going to last, but it is available now and for the next little while, you can ask about it. When you visit mid southhomebuyers.com that's mid southhomebuyers.com and you can ask them about their triple five program. More next. I'm Keith Weinhold. You're listening to Episode 595, of get rich education.    Keith Weinhold  16:19   Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721 exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE, that's F, l, O, C, K, homes.com/gre. You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989 Yep. Text their freedom coach directly. Again, 1-937-795-8989,   Dani-Lynn Robison  18:08   this is freedom family investments. Co founder, Danny Lynn Robinson, listen to get rich education with Keith Weinhold, and don't quit your Daydream. You Brenda.   Keith Weinhold  18:24   Today's guest is someone that America knows as the long haired, bearded money guy in the past, he's drawn physical appearance comparisons to Jesus Christ. He's a prominent financial strategist. Founded an eight figure company, hit the Inc 500 he's both a New York Times and Wall Street Journal bestselling author. He is just an electric speaker, including appearances in front of dozens of billionaires. And he's just got this great way of speaking to financial freedom that hits you differently. He even has a comedy special that's great to welcome back to the show. Garrett Gunderson,   Garrett Gunderson  19:02   that's good to be back. Man. Is really good. Love your energy. Has a nice intro.   Keith Weinhold  19:07   Well, you give a lot of like, nice guidance to people that's somewhat different than they're used to hearing. You know, Garrett, I think a lot of the conventional guidance is, you know, it's not very far above Elementary School advice like, put your credit card in the freezer so you don't use it too often, but a lot of times you speak to either business owners or people that have already had some success, and I think a lot of your underlying mantra is, hey, you better live your best life now   Garrett Gunderson  19:35   I kind of feel like you are your greatest asset, and if you starve out that asset because you don't feed it with knowledge, or you don't invest in yourself, or you don't gain the skills that really matter because you're so addicted to scrimping and sacrificing and building your balance sheet right, trying to build savings accounts and retirement plans and doing all you can to pay off that mortgage. Yeah, you could become a millionaire on paper. But will you live like one? Will you enjoy your. Life. What about all the memories that you miss along the way? What about having quality of life today and creating a life you don't want to retire from? The wealthy people, they didn't get that way because they shrunk their way there. They didn't get that way because they were amazing budgeters. They built businesses. They created value. They learned how to, you know, sell or speak or market or have business acumen that grow business or to hire people, and having those systems that actually impact more people or more deeply impact the people that they serve, because it's about value creation and their value creators. And I think this notion of just thinking, Oh, I could just trade time for money and set money aside. Man, that's a really painful way to get to a million dollars, but Northwestern Mutual, they just put out an article that said, 32 or 34% of millionaires don't feel wealthy, because if you have money tied up in an account that isn't kicking off cash flow, it doesn't feel like wealth. You can't spend that net worth. It's just a statement if you don't learn how to create cash flow. And I love financial independence, where people have cash flow from assets to cover their expenses now their lifestyle is covered from that cash flow. Now they can reinvest every active dollar into themselves and their quality of life, into more cash flowing assets, into taking trips along the way, not just waiting until they're too old to enjoy it.   Keith Weinhold  21:13   You work with business owners all the time, and you've even worked with some ultra high net worth people that still seemed to scrimp and save. Do you think really, what is that the function of? Is it more of the wrong mindset or the wrong tactics when someone acts that way?   Garrett Gunderson  21:32   It's a mindset that's really kind of handed down to them? Yeah, maybe from their parents or grandparents or from a different era, like there's people that were, you know, in the Great Depression, that then tells stories to their family about how tough it was, and you never know when that money could go away. So you got to hold tight, and it's a scarcity mindset. So one of the wealthiest clients I ever had, I mean, this was a guy who he was worth a lot of money, but you would never know it. I saw him on TV one day. I was like, Dude, he needs new clothes, and we found a strategy to save him a bunch of money. He was just buying his inventory with cash or like, let's buy it on a plum card, and you'll get cash back. I just said, Just take 10% of that cash back, which was over $100,000 a month, and spend it on yourself. He's like, Well, I wouldn't know to spend it on I'm like, Well, how about some new clothes to start with? He's like, Okay. And then the next month, he bought a nest system for his house. The next month he bought a sound system. Eventually, saved up enough money to buy a Tesla, which he really wanted, like it was money that was there for him, but it changed his entire paradigm, because now he had a quality of life. He was very philanthropic and donated money. He built massive businesses, but he never treated himself well. He'd never felt like it was okay to spend that money because of his upbringing, because the way that his parents viewed money and the way that their parents viewed money, and it was always something that felt scarce. So it felt like, okay, will this go away? And the reality was, we just found money in your couch cushions, essentially. So why not enjoy it along the way? He eventually bought a home that he loved on the water, that he loves the garden. I mean, it was like a total transformation with that one simple thing to help him heal his relationship with money, overcome scarcity, because he was already highly productive. He just had to break free from this budgetary mindset.   Keith Weinhold  23:09   That's great. It was almost like, Dude, I can see it in you. Before we even talk. You got that code off the rack at Burlington. I swear you can do better than this. Come on, now   Garrett Gunderson  23:17    30 years ago, 30 years ago too. You know, it doesn't even fit anymore.   Keith Weinhold  23:23   Well, you know, I recently dedicated a complete episode Garrett to the way I put it is that the risk of delayed gratification is denied gratification. Now, there are some good things to be said for delayed gratification, I think, especially when you're younger, or you're just starting out in the working world, and you just tried to cover rent for your apartment and you don't have much else. Delaying some gratification is good. You need to form capital. You need to get liquid. I try to avoid saying stacking savings, because that gets people in the mindset of becoming super savers sometimes, and they miss out on returns. But what I mean about the risk of delayed gratification, being denied gratification, if it's taken too great of an extent, is, you know, I'm talking about the guy where, when he was 24 he used to say, Oh, I'm going to visit the Galapagos Islands someday. That's what I want to do. But you can just tell by the time you talk to the dude, when he's 48 he begins to use the past tense for things he wanted to do, for example, then he might start saying, Oh, well, I guess I never did visit the Galapagos Islands. You know, you can tell with people when they use the past tense, and that's when you know that their future is not bigger than their past, and a lot of that is the reflection of their financial status.   Garrett Gunderson  24:40   I got married at age 23 and the first two years, well, it was really like the first year and a half, maybe I was just such a miser. I gave my wife a $400 a month budget for an apartment, and we found out that there's places you don't want to live in Utah. I didn't know it, but she's like, is this what you want? And I was like, This doesn't feel like a safe neighborhood. And then you. Know, I was like, All right, maybe $600 I was still kind of really scarce. And my parents were like, Why don't you just live in our basement, rent free, and my wife's like, sex free. If you think that's where we're living, I'm gonna live in my parents basement, you know? Because I just thought money was something to save. So I saved me over 50% of my income. And a lot of people were like, that's amazing. Congratulations. Great job. And so I felt really good about it, and then I realized that my business wasn't growing as fast as this other person my age. I met him at an event, and a year later, he was doing better. And I was like, Dude, what's going on? I could hear it in your voice. I could hear like, you're just a different person. He goes, Oh, I'm doing two things. One, I just hired this guy, Steve D'Annunzio, and he changed my entire life. And I was like, I need to meet him. He's like, he happens to be here in Vegas. He's from Rochester. Introduced me. I hired him as my coach right away. I'm hearing all these people talk about strategic coach at the same event, and they had a booth. So I signed up for Strategic Coach, which meant I had to part with some of my money. Think it was $7,500 I hired Steve as a one on one mentor, and all of a sudden I was investing in myself, yeah. And I broke free from those chains of like, reduction and restriction into the game of production. And then I even had a situation where a woman called me out at the same event. This was a life changing event where she's like, I wonder what it's like living in a financial prison you built for your wife. It's like, Oh, see, that's what happened. I thought I was responsible, and building that responsibility that's actually building walls. And when I came home for that event, my wife and I started looking for our home. Within a few months, we found one. I bought a home. It was very easily within my means. I basically made as much as I paid for this house that we loved. We lived there for nine years. We built so many memories. You know, we had our two kids while we were there, I started host study groups, and that year, I grew my income by $170,000 with the coaching of strategic coach, Steve dnunzio And this woman, Nancy, calling me out. The next year, it grew by even more because the skills started to compound. I decided from that moment forward, I would spend at least $40,000 a year, which I might be able to reach for some people, but at least $40,000 a year on mentors. Is a guy named Alan. He writes my meal plans and my workouts, and I'm at 10% body fat because he knows exactly what they do. I do what he says. It was worth this $10,000 investment, because now I pay attention what I pay for, and I look at like if I'm my greatest asset, how can I create more energy? How can I create more value? How can I feel better about myself? How can I show up the very best version of I am, so I can deliver the most to the other people. And so I've always just been in amazing groups. I just got back from two different events in Beverly Hills around amazing people, learning incredible things that allow me to grow. I haven't spent a huge amount of money on a mentor last year to figure out something that I hadn't been able to figure out to this point. It's the same thing I did to become a speaker, to become a writer or even learn how to sell or market, you've got to invest in the skill, not just in the savings account. You grow yourself first, and then you grow your money. If you starve yourself out because you're in that miserly mindset, you're going to stunt your growth and never be fully fulfilled.   Keith Weinhold  27:56   You're your own best investment. And yes, this stuff is the varying definition of investing in yourself. Don't live below your means. Grow your means and all of that.   Garrett Gunderson  28:05   Grow your means and be more efficient within your means. I mean, the best way I know how to save is not overpay on tax, which 98% of business owners are doing that today. You know, don't overpay on interest, because you either restructure your loans, renegotiate your interest rates, reallocate underpouring funds to pay it off, or you remove investment drag. A lot of people have unnecessary fees and hidden commissions that drag on their investments. Or just design your insurance properly so it's more efficient. Those four i's, IRS, interest, investments and insurance show you how to keep more of what you make, take some of that money, build up your foundation so you have a peace of mind fund, so you have staying power, at least six months of liquidity and then invest more into yourself or learn how to create cash flow. This is the game the wealthy play. But the poor middle class, they think it's about paying off a mortgage and funding the retirement plan, and they will argue about it until it's too late, when they get there and now their homes paid off, but the property taxes are higher than their mortgage was 20 years ago, you know. Or they have home maintenance they have to take care of, or inflation has destroyed the value. Like if someone were to put away 100 grand and they wait for 30 years if they got 10% which the market did the last 30 years, if you reinvest dividends, they're going to have right around $1.7 million but if they have to pay 2% in fees, fiduciary fees, 12 b1 fees, which are marketing fees for the fund expense ratio, you know, the fees of maybe a retirement plan, and they now have 2% fees. It only goes to 1.1 million. Huge difference. And that 1.1 million if we account for inflation, even if we said inflation was low, like 2.7% over that 30 years. Well, by the time we pay for inflation and tax, guess what? The purchasing power value is like, 300 grand $300,000 that's a problem, and it's because they didn't learn to create cash flow. It's because they didn't learn to invest in themselves. It's because they relied completely on a market they don't control. I'm not saying the market is completely something to avoid. I'm saying we go in sequence. How do you grow your income for. First, then how do you keep more of the income you make with? You know, financial savvy and plugging leaks. Then learn to grow your money, but maybe growing your money. For some I like to think of like three dimensional assets, like real estate's three dimensional. It can grow in equity, it can create cash flow, and it has tax advantages. But my business is three dimensional, the more my business creates cash flow, without me, the more equity it has, and that business has major tax advantages. So most people are one dimensional, pay off a loan, put a money in retirement account. That's the poor, middle class. Wealthy people build a system where they've got three dimensional assets, equity, cash flow and tax savings. And that is a complete game changer, because then they can employ the buy borrowed I strategy, if you have assets like, you know, an individual stock, or if you have assets, like a piece of real estate or a business, you could borrow against it. There's no tax on that five for life, right? You keep refinancing. Or you can even do charitable trust to avoid the taxes upon the sell of those paying no tax when there's gains. Or you can pass it on to the next generation with a step up in basis, which means they get it at the full value and not have to pay the difference. And if you have life insurance, the life insurance will pay back the loan that tax free as well. So buy, borrow, die. I mean, it's a completely different thought process of defer taxes. If you defer taxes, I get it. You could do a Roth IRA or Roth 401. K Sure, that'll let you put after tax money in and grow it. But where's the cash flow? What's the underlying investment? How does it help you create financial independence? How does it help you does it help you grow your skills to become a better investor? We've been taught to be lazy, not that people are lazy. We've just been taught to be lazy with our money. We've been fed a narrative. I don't have the time, I don't have the skill, I don't have the interest, but I want to have it, so I just hand it over. And who do we hand it over to Keith Wall Street. Wall would you trust Wall Street? Like you flew to Frankfurt not long ago. Would you get on Wall Street airlines where they're like, hey, sometimes our planes go up, sometimes they go down. That would brand, and he'd feel inspired, right? Would you go to Wall Street, you know, hospital? Or like, hey, he lost one of your kidneys, and by loss, we stole it and resold it. You know, like, Wall Street doesn't have a brand. That's good. It's boiler room. It's Wolf of Wall Street. It's the movie Wall Street with Michael Douglas. You know, greed is good like yet that's what people put their money into. And you can go to any downtown and any major city, and guess who has the biggest buildings, insurance companies, banks and Wall Street investment companies. So you're taking the size of your home and shrinking it to build up their building and put money in their pocket. And their story is, it's because they're Ivy League, they're smart. They try to make it complicated, but you don't have to know most of the things you think you need to know about finance. The foundational things are important, how to protect your assets, how to design insurance, to transfer risk, how to have some liquidity, how to automate your savings. And then you focus like Warren Buffett would teach. He said, You know how people would become a better investor if they only had 20 investments they could make over their lifetime? He says, I don't diversify because I'm in the know. He's like, I'm a good businessman, therefore I'm a good investor and I'm a good investor because I'm a good businessman. I don't separate the two. Yeah, most people think he's a stock market investor. No, he buys out the companies in the stock market. Rarely does he have minority stakes in it. He does have some of that, maybe with Coca Cola and apple, but he bought a lot of companies outright, whether it was Geico, whether it was See's Candies, whether it was like he buys these companies, he's so far outperformed the stock market by billions of dollars from an index fund like what he has, versus someone that put the same money in an index fund, Warren has billions more from his investments than the person that put all their money in the index fund, even if it was the same amount. It's completely about strategy, not about luck.   Keith Weinhold  33:30   Yeah, it's the Andrew Carnegie, put all your eggs in one basket and then watch your basket. Yeah? Watch that basket like a hawk. Totally. Yeah. I mean, stacks mutual funds, they have what I call those five simultaneous drags. If you think you're getting a 10% long term return over time, subtract out inflation, emotion, taxes, fees and volatility. What do you have left? Not much. But there's no friction there. It is just the easiest thing to do ever since decades ago, 401 K contributions begin to become automated throughout your paycheck, sometimes even automatically, automated   Garrett Gunderson  34:04   values your permission opt out. It's easy. You have to opt out, right? It's Big Brother. You don't know what's best for you. And by the way, how crazy are four one K's. Part of the reason the market has gone up in value is because people consistently fund for one case, whether the market's going up or down, they're told $8 cost average. So that's artificially fueling the market. When we see the numbers, there's a buffet index, and it's like 2.9 times higher than what he's comfortable with, with the stock market, because of how overinflated the market is, partially due to inflation, partially because people put money in. But let's remember, why did 401, K's even come about? Because pensions failed. And by the way, these pensions failed and they had world class money managers managing these multi billion dollar pensions, but they didn't know about something called disinvesting, or didn't know enough about it. When the market goes down and pension money is owed, they still have to pull money out of the pension to pay the employee which disinvests, which pulls more money out of the account. So now instead of just being 10% down, they might be 17% down. And so even if the market comes back 10% it's 10% of only 83% of the money. So not even back to square one. And if it goes down a second year in a row, they're in real trouble. It starts to chip away at the principal, and they can't recover. And that happened to pensions, and they said, Oh, here, we can't handle these. We're going bankrupt. We're going to get rid of pensions. You take care of it. Well, guess what? Vanguard says, the average balance in a 401, k right now is $148,000 how someone's supposed to live on $148,000 even if you could get 10% that's $14,800 a year taxable, that's not going to do it. Even if you have a million dollars, where are you going to put the million dollars to get the return without risking it going down? Maybe you're going to be in treasuries at 5% that's $50,000 taxable per year. You're a millionaire on paper, but living poorly. That's why I'm here to call these things out. I think that my book Killing Sacred Cows, which was my original New York Times bestseller, which is probably how we met. Yeah, I rewrote it. I rewrote it, rereleased it in 2024 and I'll give people the audiobook. They just have to DM me on Instagram. Garrett B Gunderson and DM the word cows with Keith's name, cows and Keith or Keith and cows. I'll hook you up with the book for free, so you can learn about the nine financial myths. We're talking about some of them here, but there's also some comedy in there, so they can laugh after each chapter. I threw some comedy in there. You know, if you like my comedy, I'm not the funniest comedian. I'm just the funniest money comedian. That's the reality.   Keith Weinhold  36:33   When we had the very inventor of the 401 k plan, Ted benna, come onto the show, he revealed to us that when 401 K plans rolled out, they were first called salary reduction plans. They had to scrap that name in order to foster participation. But reducing your salary is still principally what it does to you. You got to think about it that way and blow up some of these myths. But Garrett, you've already given a lot of great technical information about what someone can do, how someone can think differently. Bigger pictures, we're sort of winding down here. You know, when I'm thinking about this whole delayed versus denied gratification thing, how do you meter it out right throughout your life? I mean, what's your earmark your family legacy? How do you meter it out, right so you don't have too much or too little at the end of your life?   Garrett Gunderson  37:15   I like to see this strategy of, like, what would the rockfellers do that I wrote about is, you know, the beginning before that strategy is you pay yourself first, which has always been around Richest Man in Babylon. Tons of books talk about it. My argument is you want to pay yourself at least 15% of your personal income, off the top, to a separate account. Once you get six months in that account, now you start to invest that money, but you build your stability with that peace of mind. And we want 15% because the luxury once enjoyed becomes a necessity. So you want more money in the future, not the future, not less propensity to you know, there's also, just like planned obsolescence, things break down. You have to repair them. Technological change, we're buying new technology that doesn't even exist. I have now subscriptions to a bunch of AI things that help me out, right? But I'm spending more money. There's also taxes, those could go up in the future, or 38 trillion in debt as we film this, which is a crazy number. And there's also inflation. If we give 3% to each of those five factors, that's 15% now again, use the four i's, IRS, interest, investments and insurance to find that money, not just budgeting. But then here's the magic. At least 3% of your income should go to a separate account called the Living wealthy account. That's your guilt free spending, value based spending account, so you enjoy some money along the way. These are the things that are the finer things in life that people might say are wasteful. You know, there's a book called unreasonable hospitality that talks about this, 11 Madison Avenue was the number one rated restaurant in the world. And, you know, will who wrote the book talked about they had 3% of their budget to just go wild on their customers dream making money, right? So to create the special experience in the restaurant, and even the bear, I think was season three, showed some of that process of how they do that. So I highly recommend taking a certain percentage. You get to enjoy along the way. It could be higher than 3% but start there, and you're going to feel better, you're going to have different energy, you're going to show up in a different way. And then from there, I just believe in having trust, so that your money's outside of your estate, and protecting financial predators so you own nothing but control everything. And I personally use life insurance. I use just standard over, you know, like basically properly structured, optimally funded whole life, so that death benefit will come in after I die. It allows me to spend more of my money and then have it replenished so I can enjoy more of my money along the way, because I know that death benefit will be there for my wife or even for my family trust after I'm gone, so I don't disinherit the people that I love.   Keith Weinhold  39:31   Garrett Gunderson, he can take you through these steps, which he calls financially fit, to financially independent, and then finally to financially free. Tell us a little more about that going through those steps.   Garrett Gunderson  39:44   So financial fitness means your financial house is in order. You've got everything handled properly, car insurance, homeowners, liability, disability, medical life insurance, your corporate structures as a business owner, how you pay yourself, your taxes the last three years and move. Moving forward your investments. It's like, you know what it's going on. You've improved your cash flow, and you're dialed in. You're as safe as you could possibly be. Then financial independence is, how can we create income, especially from a business that comes in when you don't, that's people, that's processes, that's technology, so that you can be involved, but you don't have to be involved. This is the part most people miss, yeah, and I think it's crazy. A lot of people have this notion they're just going to work so hard so they can sell their business one day, I'm like, What about just creating a business that you love so much you don't want to sell it? What about giving up the things that are burning you out and have the employees that can take care of that so you do the things that you love and then just enjoy life along the way, take some little trips, take some time off and come back in. The business grows up when you're away, they learn how to do things without you, and then you can still create value into that business. I sold the business in 2021 and really regretted it, because I kind of was so removed from the business. I kind of felt like it lost its soul and I didn't feel connected to it. So this time around, I started a business in July of 2024 I'm like, I'm only going to work with the P with the people I love, building things that I love, and I'm not going to let myself get burned out by doing too much. We're going to take two weeks in Hawaii coming up here in April, just enjoy some time together as a family. We do quarterly family retreats with my wife and kids. We do traditions with my family up at my cabin, like I want to have this great life where it's blurs the lines between work and play. I have a little quote from someone else that talks about that art of life is blurring the lines between work and play, but also just having complete play sometimes that there is no work. So I come back refreshed, relaxed, rejuvenated and ready to create. And so really, that financial independence gives you permission to swing for the fences and what you do, knowing your foundation is handled, knowing that your lifestyle is covered, from assets to create cash flow gives you work optional freedom. But instead of retiring, think, what could your biggest impact be like? Create the life you don't want to retire from. Create a vision so compelling you can dedicate your life to it and find that the win is actually in the work, not just the outcome. I think that is the elegance of we win when we play, and when we have more play in our life. We don't try to escape from something. And when you start something, you might have to do things you hate, but you can eventually delegate it, and then life becomes great. I mean, one of my early coaches, Dan Sullivan, who I mentioned, a strategic coach. He's in his 80s, still behemoth of creating value in the in the market. To listen to him, you know, he's phenomenal. He's made such a huge difference in my life, and he has no intent of retiring. He just gets smarter every year, adds more value, builds more infrastructure, and he's the one that taught me the merit of free days, just taking time off, taking time away. So, yeah, that's financial independence. Is cash flow, and then financial freedom is a state of mind. It's when money is no longer the primary reason or excuse you would do or not do something. It's a consideration, but it's no longer the consideration means that you have a healthy relationship with money. Money is an asset and an ally, not an enemy. You don't come from a place of scarcity. You come from a place of abundance. You can be more present with your family and doing what you do without feeling distracted. I think wealth is our ability to be present, not necessarily how much money we have in a bank account. I think we have a good amount of money in a bank account, and we can be present. That is like true wealth.   Keith Weinhold  43:12   It harkens back to the John D Rockefeller, he who works all day has no time to make money. Rockefeller would have said, you can architect a wealth plan if your head is down on the assembly line, that means gradually move your offer. It's from trading your time for dollars over to owning assets that pay you to own them. Garrett's comedy special is called the American Ream. There's no D in that word, R, E, A, M. You can look that up, Garrett. It's been enlightening as always. Thanks so much for coming back onto the show.   Garrett Gunderson  43:43   Hey man, good to be back.   Keith Weinhold  43:51   Always. A lively conversation with Garrett, besides some great mindset perspective, he's really good at saving you tax and setting you up with asset protection. Though he's not as real estateish as me, he's pretty savvy. For example, He's aligned on the fact that, for example, say you have an 80k debt. Well, it doesn't necessarily mean that it makes sense for you to pay that off sometimes it does, but what happens to your net worth anytime you pay off an 80k debt, well, let's see. You've reduced your asset side by 80k and you've reduced your debt side by 80k so your net worth is the same, and retiring the debt means that you might have lost leverage, lost cash flow and lost tax advantages, all at the same time on Instagram, send a DM with the two words, Keith Cows to Garrett B Gunderson, and he'll hook you up with his book for free next week on the show, we go deep on does America really have a housing shortage with an expert analyst. Until then, I'm your host. Keith Weinhold, don't quit your Daydream.    Speaker 4  45:01   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  45:29   The preceding program was brought to you by your home for wealth. Building, get richeducation.com  

0:30 - Trump announcement on Saturday of combat operations in Iran 39:54 - Iranian FM Abbas Araghachi on This Week goes full Black Knight: merely a flesh wound 01:02:40 - David Daoud, senior fellow at FDD focused on Lebanon and Hezbollah, says there are few causes in recent history as righteous as crippling the regime in Iran. Keep updated with David on X @DavidADaoud 01:20:27 - Steven Bucci of The Heritage Foundation argues that once Operation Epic Fury concludes, the likelihood of the mullahs remaining in power is low. 01:39:11 - Christopher Whalen, chairman of Whalen Global Advisors LLC & editor for The Institutional Risk Analyst, on escaping New York and the commercial real estate crash. Check out Chris’ most recent book Inflated: Money, Debt and the American Dream – 2nd Edition 01:57:32 - Joe Abraham, Angel Dad to Katie Abraham: They Tried to Ignore Us — But We Will Not Be Silent. Follow Joe on substack @angeldadjoeabraham 02:12:53 - Clinton Epstein DepositionsSee omnystudio.com/listener for privacy information.

Troy Shen of Cervo AI talks about what they do; simplifying customs, compliance & tariffs; people & tech; & how Cervo is changing the narrative for startups.      IN THIS EPISODE WE DISCUSS: [03.28] An introduction to Troy, his background, and how the U.S.-China trade war – and the power and fragility of global trade – ultimately inspired him to build Cervo AI. "My Dad came to the US with $50 in his pocket, and the American Dream." [06.21] Why logisticians are tired of being burned by tech start-ups, the impact on trust across the industry, and what sets Cervo apart. "With every wave of innovation, there are many companies that over-promise and only a few that actually deliver on those promises." "Ultimately, building a world-class solution in this industry isn't achieved by just being good at the technology or just having the domain expertise. It really requires a combination of tech expertise and an obsession with the problem space." [08.00] The range of business ecosystems across the industry, from digital-first to manual and paper-based. [09.48] An overview of Cervo AI – who they are, what they do, and how they help their customers. [10.30] The ideal customer for Cervo AI. [12.25] What the current customs landscape means for forwarders and brokers and, from tariffs to compliance, the biggest challenges making an impact right now. "It's a crazy time in the customs world. Entries that used to take minutes can now take hours or even days because of the constantly-changing complexity… And this introduces more compliance risk, which creates further downstream cost for both customs brokers and forwarders." [14.19] How Cervo AI are helping to give control back to their customers in this complex, changeable landscape. "Teams can process three to four times more entries on the customs side or they can save about 30 minutes per shipment on the operations side." [17.16] The balance between people and technology as AI replaces manual work, what the human side of logistics is going to look like, and the Japanese principle that guides the team at Cervo. [19.39] The problem with change management, and Troy's advice for leaders looking to drive change and build AI-enhanced operations that actually make an impact. "AI isn't the right fit for every company today. But the biggest barrier is rarely the technology. It's often the internal alignment within the organization." [23.16] A case study detailing how Cervo AI helped a key customer achieve over 80% reduction in manual processing time with over 95% accuracy and position for a longer-term transformation, and why AI is a service enhancer, not a detractor. [25.27] What the integration and onboarding process looks like with Cervo AI, for both technology and operations. "It's about being a partner, not just a vendor." [27.44] Cervo's predictions and focus areas for 2026.   RESOURCES AND LINKS MENTIONED:   Head over to Cervo AI's website now to find out more and discover how they could help you too. You can also connect with Cervo AI and keep up to date with the latest over on LinkedIn, or you can connect with Troy on LinkedIn. Check out our other podcasts HERE.

 If you go back and look at the history of how Blacks in America have been limited in their pursuit of the American Dream by way of home ownership, the record is staggering.  Historically there have been racial covenants, redlining, predatory mortgage lending, blockbusting, urban renewal and now we can add a new pernicious tool: property tax foreclosures.  Our guest, Professor Bernadette Atuahene, the author of “Plundered: How Racist Policies Undermine Black Homeownership in America,” describes, chapter and verse, how this practice has been done in Detroit, the focus of the book’s case study.  Yet, this tactic, along with the others listed above, have been commonplace throughout the nation.  You will find in listening to this podcast that our guest is clear-eyed about the many machinations which have grown the wealth disparity in our nation.  The transfer of wealth from one generation to another is a product of home ownership: thus, the vast differentials between races.  She will acquaint you with terms like ‘structural injustice’, ‘predatory governance, ‘ and ‘acts of legal violence.’  Many practices we would all find objectionable in this age are hiding in plain sight.  After listening to this podcast, you will be much better equipped to identify them.  And like the scholar/activist our guest is, perhaps, you can do something in your community to remedy them.

This is a Grave Talks CLASSIC EPISODE! PART TWOIt was supposed to be the American Dream—a cherished home passed down through generations, filled with history and promise. A place where children would grow up safe and new memories would be made.But almost immediately, something changed.Joe Campbell shares how his family's dream home descended into chaos. Whispers in the dark murmured, “We like your pain.” Shadowy hands appeared from walls. Children reported terrifying encounters they could not explain. What began as subtle unease quickly escalated into something that felt targeted—intentional.Was this demonic oppression? A haunting tied to the land? Or something that had been lying dormant, waiting for the right family to move in?Joe's story forces us to ask a chilling question: when a house “wakes up,” who—or what—are you really sharing it with?#TheGraveTalks #DemonicHaunting #HauntedHouse #ParanormalPodcast #ShadowFigures #DemonicOppression #HauntedFamilyHome #TrueParanormal #SpiritualAttack #DarkEntity #ParanormalStory Love real ghost stories? Want even more?Become a supporter and unlock exclusive extras, ad-free episodes, and advanced access:

In this episode, Travis is joined in-studio by producer Eric to react to viral commentary about the rising cost of living, disappearing opportunity, and the growing sense of economic hopelessness in America. As videos circulate claiming the American Dream is dead, Travis breaks down why mindset, skill development, and entrepreneurship still offer a path forward—even in a difficult economy. Drawing from his own journey of building income over nearly a decade and 1,500+ podcast episodes, Travis explains why giving up is understandable… but never the solution. On this episode we talk about: Why six figures doesn't feel like “wealth” anymore—and what that means for today's economy The growing fear around AI, layoffs, and white-collar job displacement How victim mentality silently sabotages your financial future Why upskilling and value creation are the real income multipliers Entrepreneurship as the modern “great equalizer” in an uneven system Top 3 Takeaways Your future collapses the moment you decide it's impossible. Even if the system isn't fair, believing you have no agency guarantees you won't take action. Income growth is directly tied to value creation. The more valuable your skills are to the marketplace, the easier it becomes to increase your earnings. Entrepreneurship doesn't require becoming a billionaire—it simply creates optionality. Even modest business success can dramatically improve autonomy and quality of life. Notable Quotes “Your future is corrupted once you buy into the lie that you cannot create the future that you want.” “Just because it's not your fault doesn't mean it's not your responsibility.” “The better you get at making money, the easier it is to make money.” Connect with Travis Chappell: LinkedIn: https://www.linkedin.com/in/travischappell Instagram: https://www.instagram.com/travischappell Other: https://travischappell.com  Travis Makes Money is made possible by High Level – the All-In-One Sales & Marketing Platform built for agencies, by an agency.  Capture leads, nurture them, and close more deals—all from one powerful platform.  Get an extended free trial at gohighlevel.com/travis Learn more about your ad choices. Visit megaphone.fm/adchoices

This is a Grave Talks CLASSIC EPISODE!It was supposed to be the American Dream—a cherished home passed down through generations, filled with history and promise. A place where children would grow up safe and new memories would be made.But almost immediately, something changed.Joe Campbell shares how his family's dream home descended into chaos. Whispers in the dark murmured, “We like your pain.” Shadowy hands appeared from walls. Children reported terrifying encounters they could not explain. What began as subtle unease quickly escalated into something that felt targeted—intentional.Was this demonic oppression? A haunting tied to the land? Or something that had been lying dormant, waiting for the right family to move in?Joe's story forces us to ask a chilling question: when a house “wakes up,” who—or what—are you really sharing it with?#TheGraveTalks #DemonicHaunting #HauntedHouse #ParanormalPodcast #ShadowFigures #DemonicOppression #HauntedFamilyHome #TrueParanormal #SpiritualAttack #DarkEntity #ParanormalStory Love real ghost stories? Want even more?Become a supporter and unlock exclusive extras, ad-free episodes, and advanced access:

Arthur Miller's classic play “All My Sons” tells the story of a father who attains the American Dream, but at a high cost to himself and everyone around him. Nearly 80 years after the original, Berkeley Rep's new production reimagines the play with a Puerto Rican family at the center.  The main characters, Joe and Kate Keller, are played by real life couple Jimmy Smits and Wanda De Jesús. We'll talk with the actors and director David Mendizábal about what the production has to say about the American Dream today. Guests: David Mendizábal, associate artistic director and director of "All My Sons," Berkeley Repertory Theatre Wanda De Jesús, actor starring as Kate Keller, Berkeley Repertory Theatre's production of "All My Sons" Jimmy Smits, actor starring as Joe Keller, Berkeley Repertory Theatre's production of "All My Sons" Learn more about your ad choices. Visit megaphone.fm/adchoices

As America approaches it's 250th anniversary, we've decided to explore the American Dream - not just the singular American Dream, but all of them. Because our dreams contain multitudes. We're dedicating our Spring Mainstage season, as well as some special podcast episodes, to exploring that theme.  To kick that off, on this episode, we have two stories about American Iconography, but with a twist.  This episode was hosted by Suzanne Rust. Storytellers: John Garcia and his father bond over bigfoot. Lynn Swisher Spears and her community help a neighbor see the cornfields one last time. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

NYC Mayor Zohran Mamdani has unveiled his first budget, and it's a big boost in spending coupled with a raid on the emergency fund and backbreaking new taxes. Kirsten Fleming joins the show to break it all down. Then, HUD Secretary Scott Turner explains what the Trump administration is doing to meet Charlie's vision of lower housing costs that will enable young families to build a stake in the American Dream. Watch every episode ad-free on members.charliekirk.com! Get new merch at charliekirkstore.com!Support the show: http://www.charliekirk.com/supportSee omnystudio.com/listener for privacy information.