Knowledge of means of accomplishing objectives
Roofstock Certified Agent, Harvey Yergin with Simple Solutions Real Estate in Columbus, Ohio answers important questions about investing in this market. In this market overview, Michael and Harvey cover what investors need to know about the Columbus market from, local industry, the rent to price ratio, the competitive environment, the type of properties, and what investors should be looking out for on inspection reports. If you have more questions for Harvey about deals in Columbus, feel free to reach out. Simple Solutions Real Estate - firstname.lastname@example.org - 901-484-9751 --- Transcript Before we jump into the episode, here's a quick disclaimer about our content. The Remote Real Estate Investor podcast is for informational purposes only, and is not intended as investment advice. The views, opinions and strategies of both the hosts and the guests are their own and should not be considered as guidance from Roofstock. Make sure to always run your own numbers, make your own independent decisions and seek investment advice from licensed professionals. Michael: Hey, everybody, welcome to another episode of The Remote Real Estate Investor. I'm Michael Albaum and Today we have with us our roofstock certified agent out in Columbus, Ohio, Harvey, Yergin, and Harvey's gonna be talking to us today about the Columbus market as a whole and some things that we as investors need to be aware for if we're going to go invest in that market. So let's get into it. Harvey, thank you so much for joining us today, man. Really appreciate you taking the time out of your busy schedule to chat with us about Columbus, Ohio. Harvey: Yeah, sure. No problem. Glad to be here. Michael: So tell everybody listening. Are you a Columbus native? You know, where did you come from? Like, where did you come from? Where did you go? And how long have you? And how long have you been in the Columbus market? Harvey: I have been in Columbus, back in Ohio for six or seven years now, with close to six years. I'm originally from Akron, Ohio, which is closer to Cleveland moved around the country a bunch sometime in Virginia, Tennessee, Oregon, Michigan, had a bunch of kids and decided we wanted to get closer to family. And we do a little bit of research on Ohio. No offense out there to other Ohio and but Columbus is it's got the most going on. Michael: Sound like fighting words to me. Harvey: Population growth is exponentially higher than the other two major markets in Ohio, Cincinnati and Cleveland. And there's just way more industry here. They're just they're just plain simple. There is more going off Columbus. So we landed here. We're close to family. My wife is from Pittsburgh. So we have a support system here now and Columbus is home. Michael: Love it. That's awesome. And how long? Have you been a realtor? And then how long have you been in the real estate game? Because I know you're chatting for the episode, you're an investor as well. Harvey: Yeah, I'm an investor, I spent most of my time in my investment company, and working on investments, been a real estate agent since 2018. So three years or so. And, like I said, primarily working in my own company with my partner. But then also just by nature of being an experienced investor in this market, also helping buyers and sellers buy and sell their real estate investments, as well. Michael: Awesome. And how many transactions have you done in the last 12? months? Like number of purchases? number of sales? Harvey: Oh, I don't know, a couple few dozen, most of which are representing our company and the purchase? Or sale? Michael: Awesome. And so did you get involved in the transactional side of things, because there was just a need for it because you were doing so much business, basically, for your for your investing business on the personal side of things. Harvey: I got involved as a real estate agent, primarily to I mean, I think there's a common story but get in, get your license so that you can save some expenses and costs Michael: on the Commission's Yeah, Harvey: Yeah, on the transaction on your own transactions. And then, you know, obviously, there's some some money to be made. If you're representing other people. You have you have a little bit of a niche in that you understand transactions, maybe more so than other real estate agents, because you buy and sell for yourself. And you're familiar with real estate investment transactions and deals because they're, you know, they're very much different than your retail sales, sales. And I like helping people as long as people want to be helped. I like like working deal but like wouldn't deals together. Michael: That's great. That's great. All right. Well, now I want to give you the platform to yell from the mountaintops how great of a market Columbus's. So talk to us about some of the economic drivers and talk to me like I know nothing about Columbus And truth be told, I don't know a whole lot. So that'll be eat that should be easy for you to do. But so what are the what are the big economic drivers in the market? Who are the big kind of companies that are that are in the space and do they have a tech scene. Harvey: There's no secret anymore. I mean, Columbus as a market for real estate investment, that that information is out there makes every top whatever list for real estate investing. And there's really there's two big factors there. Maybe three one is population growth, something like a million people in projected population growth between now and 2030, or 2040, or something like that. So a lot of people for short amount of time. Industry here, mostly retail, I call it junk retail and fashion retail. So Big Lots is here, dollar generals here. But also, L brands, which is the biggest the biggest employer, in Columbus, they're here designer brands is here. So people like Abercrombie and Fitch, the SW baby, big fashion, retail. Businesses are here. And then if you've ever heard a Nationwide Insurance insider Michael: On your side! Harvey: That's right, so insurance is huge here. There's a lot of there's several big players, including nationwide. And then healthcare is also large, because nationwide is plays on both sides of that. So they they run a couple really big hospitals, facilities. And then if you've ever heard of the Ohio State University, their top five employer here as well. And not only do they have the university itself, but they have several research and medical facilities around the region. Technology is largely based in those those industries. There's a lot of funding in financial services I forget forgot to mention Chase is here. financial service technology, innovative insurance, technology and medical, medical technology. And then all of the technological research and development University is doing as well. I mean, there's a lot, there's a lot going on. Michael: Right on. So is it safe to say that that is a multifaceted economy? It's not solely reliant on a single sector? Harvey: Right. Yeah. I mean, I'm I went on to what I named, there may be three or four different sectors that are just in the top five employers in the area, there's Yeah, there's a there's a lot going on in terms of different industries, and diversity. Michael: That's fantastic. So that maybe you can give us kind of a walkthrough of if I'm looking at Google Maps, and I type in Columbus, I get a north, south east west over, you know, 30,000 foot view. Talk to us about some of the different markets, different sub markets within Columbus, that we should be aware of. Harvey: Yep. So if you look at a few of the map, you got it. 70, which goes around Columbus, generally, inside of that is Franklin County, it extends a little bit outside of that as well. So inside of Franklin County, obviously you have Columbus, but then you have really close in suburbs like Westerville Gahanna, Reynoldsburg, Grove City, Hillier power, how, in my view, there definitely is a couple other ones around. And those are the close in suburbs. And all of all of those cities and municipalities I just mentioned are super hot and saturated in terms of both retail and investment real estate. deals are just hard to come by they're as they are in a lot of MSA. But if you extend out which the pattern now that we're seeing is that investors are starting to move out and it's because people are starting to move out as well. There's just cheaper houses. There's there's not as much of a demand right now anyway to commute to a job downtown. And even if you are commuting, it's likely that you're commuting less frequently. And maybe you're okay with a 45 minutes 60 minute drive now because you're saving 100- $200,000 on a house and you're getting more acreage and you're getting more space. You're, you're now okay with a 45 minute drive. So places like Lancaster and Newark, Delaware, maybe Mount Vernon, which is to the north Lancaster's to the south east, Newark is due east, places like that, which are 45 minutes, average driving time to downtown Columbus, on fire. I mean, Newark. If you told me that Newark, Ohio, if you told me a year ago that Newark would be a place where you could buy a house, do a little bit of rehab, put it on the market and get multiple offers over asking, me and a lot of people will tell you recruit your that's exactly what exactly what's going on. And some of the best deals to be had are out in those peripheral markets. Michael: Now that's wild. And so give give everybody an idea of Like, if I'm a single family investor, I'm looking for a three to that'll have a good rent, what are some of the price points in those four markets, those four neighborhoods just mentioned, as well as their corresponding rents? And just, you know, ballpark average? Harvey: Yeah, I think it's pretty fair to say that you could find three to for between 130 and $150,000, then rent is going to be between $950-$1150 depending on your specific location and some features in the property. Awesome. Which, okay, 3/2 130 to 150. Good luck finding that and a lot of areas. Michael: I'm a California guy, and I can pretty well guarantee it doesn't just exist so much out here. Harvey: Yeah, not even in Columbus. Michael: So when you're looking to underwrite properties at Roofstock. And for those people that aren't familiar with you, you know, you're one of our rootstock certified agents out in Columbus, and so if not v certified agent out in Columbus. So when you're underwriting properties on Roofstock that go on the Select program, what is it that you're looking for, Harvey: You know, the big things are rehab, a lot of things that make them Margiela properties that make the market now in Columbus. And just as a disclaimer right now, on Roofstock, even though I'm mentioning these peripheral markets, we're the only the only properties that are available to Roofstock investors are the ones inside of Franklin County, really, because it's, it's because of the on the property management side, there's just there's not a lot of infrastructure for investor support yet on those markets. So we're limited to that, to that Franklin County, I 270 close in ring. And we're looking for is minimal rehab, things that hit the market at certain price points, you can just guarantee or just just assume I guess that if they're under a certain price point that they probably got some issues with them. And we know that Roofstock investors are not, especially because most of them are out of town, they're not really keen on having to manage any sort of big rehab project with people that they all know in town that they can't get to frequently, minimal rehab being $5,000 or less, on average. And then neighborhood quality because neighborhood quality translates to tenant quality. So we're looking at the the neighborhood rating score, and then gross yield. I mean, just how much how much ranking you get compared to the purchase price, which that number is shrinking with every day that passes I think, I think with time we'll start to see rent start to you know, it's lagging now. But we'll start to inch closer to the kind of growth that we've seen in in sales prices. But so those are the three things, just minimal rehab, making sure we're hitting a minimum neighborhood quality than the gross yield is something that will produce cash flow. Michael: Love it. And Harvey, can you talk to me a little bit about how to calculate property taxes. Cuz in a market like California, our state, we kind of have a statewide law that says the property taxes are gonna be based on the sale price. So if you bought a property 10 years ago, for 100 grand your property taxes are based on that purchase price, if I buy it from you now, and I pay 500, my property taxes are going to be probably at least 5x what you were paying. So how should investors be thinking about property taxes? And does a sale trigger any kind of reassessment? How does that work? Harvey: Yeah, the sale the sale doesn't necessarily trigger reassessment. But the local school boards and this is municipality specific. So if you're buying in Columbus, this is true. The school boards are very in, they have a really good process for going through finding recent transactions, making an appeal and getting that value updated. Which because they want their they want their funds they want. They're trying to capitalize on a market that is appreciating. And you know, they want their programs and their facilities to grow right alongside it. So you can't blame them. But that is it's happened to me. And it can be quite sizable. So look at the auditor site and figure out what the tax is based on now. And then figure out where where you think you're going to purchase it. And you get a reasonable idea of how much that tax bill is going to go up. Outside of Columbus, I don't really know but in Columbus, that's very common. Michael: Okay. So if I'm looking at a property that was at purchase, last purchase $100,000 and the taxes let's call it were 1200 bucks a year. If I'm going to then purchase the same property at two to $200,000. Is it a safe assumption then to double the property tax because the purchase price has doubled. So now I'm thinking I'll be at 2400? Harvey: You know, if you're underwriting it, I probably will do that. It's probably not that exact. I think they, there's some formula, I forget what it is, but they take a certain percentage off of that, and then they tax you on on that percentage. But yeah, that's, that's probably not a bad place to start for your calculations. Michael: Okay, perfect. It's funny, you mentioned the school board's I had the exact same thing happened to me numerous times down in Cincinnati, I'm pretty heavily invested down there. And, yeah, and it's funny, you know, because part of me feels really great about being able to help the local school systems get funded and grow, because everybody wants to be part of a good school system. So if you're coming into an area, you're then donating, for lack of a better term, more money to the school system, which will hopefully bring it up. But at the same time, I was like, Man, this sucks, like, it is just so expensive, oftentimes, to do business. So it's a catch 22. Harvey: It is, and it's a but in theory, it should come full circle that you think as the schools improve the neighborhood improves your your neighborhood and consequentially your house becomes more desirable. And then the like kind of feeds itself. But that assumes obviously the school board is handling your funds with some sort of proficiency. Michael: Yes. Harvey: Which, you know, I think in Columbus, they do a pretty good job. But I will also say, if you're taking out a loan on these, and your servicer is a little bit slow to I don't know, I don't know what their process is. But if they're slow to make sure that your escrow account is enough to keep up with that tax increase, what happened to me recently, I have a duplex in Columbus bought for, you know, an increased amount over the last last purchase price. My servicing company didn't know for two years, and then just this past year, we got Oh, you owe tax on the increased value for the last 24 months. We then double your PITI, your your mortgage payment Michael: To catch up! Haryvey: For the, catch up. Yeah, for past payments and future payments. Oh, my gosh, that would have been nice to have just incremental increases over, you know, a shorter amount of time. Wow. Yeah, that does happen. Michael: Well, that's a great tip for listening is look out for that stuff. I mean, if you're if you know what your tax bill should be, and you're mortgaging servicing company, your mortgage service company isn't taking enough from you and to make those payments. Speak up. Say something that's that's a really good teachable moment. Harvey: You're going to get notification from from the auditor or the treasurer Michael: For the county. Harvey: Yeah. When your tax is increasing. And then if you don't see increases in your payment on that property for a couple months, it's probably time to call on it. Start asking questions, because you don't want that surprise. 24 months. Michael: Yeah, that's that's not a fun present. Harvey: No, no, not at all. Michael: Harvey, talk to us about some common issues that might show up on an inspection report in Columbus, that folks should just be aware of, as an example, I bought property in Alaska, and they have diesel fired boiler and heat the house that's just common place me being California. I was like, Whoa, major, major hazard and I was like, calm down. This is standard par for the course. So what are some things that you that that you see that buyers should be aware of? Harvey: Wet basements blowing basement walls, that those are scary things, especially for people who aren't familiar with basements. And we are familiar with basements that were made to be wet. houses. There's there's a lot of old inventory in Columbus. And a lot of that old inventory from what I understand, was built to take on water that doesn't excuse poor water controls from your downspouts and your gutters and your grading. But they can cause bowing and it can cause signs of water intrusion. Remedying bowing basement walls is a very common practice going in and having to waterproof a basement that's not already waterproof is a very common practice. The selection of contractors that do that is very high. I mean, there's a lot of contractors out there that do that kind of work, both remedying the the bowing and the waterproofing. So don't let don't let that scare you. If anything, it's a it's a negotiation tactic with whoever you're purchasing from, but that will inventory there's still knob and tube electric work in houses, which can be scary for people. But again, there's those contractors that can handle that sort of thing. I've had to do it several times. It's just not that big a deal. Being on well water or having a septic tank instead of public water and public sewer. It's just not that's not that scary one buyers, especially if they're native. They understand renters as long as things are inspected and safe and functional. They understand as well, but in certain areas... I mean in Columbus, it's very rare in fact that I think they've fallen gotten rid of all septic tanks? Anybody who's not on public sewer or public water, but just outside of the city. That's that's pretty common and it should not be a deal breaker. As long as they're functional. They're safe. And they've been inspected. Michael: Great. those are those are three really good ones. Because as you were saying them I'm so over here like, ah, like, that sounds awful. So this is a good learning lesson for me too. I've never heard that that some of these older properties were built to take on water. That is a totally foreign concept to me. Harvey: Yeah, yeah. When I heard it, too. I was thinking Who the hell would build a house? That's supposed to where the basements supposed to get wet? But yeah, it's just, it just was the way they built. Michael: Okay. And they don't make them like they used to, that's for sure. Harvey: No, they don't build basements to take on water anymore. Michael: Do you have any interesting stats, or kind of notable highlights that you want to share with with potential buyers or folks interested in the Columbus market? Harvey: I would say the inventory levels here in Columbus right now are pretty interesting. There wasn't long ago, there was 1300 houses on the market. And I just looked today, and I think there's 28-2900 houses on the market. Some of that is seasonal, I mean, things just tend to loosen up around this time of the year anyway. But that's a pretty sizable gain. And we're starting to feel it a little bit. It's not as crazy inventory is starting to sit on the market a little bit longer than it was this summer and spring. And prices are as crazy then maybe isn't as many offers. So it is getting a little bit easier to purchase. We run a real estate investment company we go direct to seller, the more difficult it becomes for anybody to purchase, the more difficult it becomes for us to purchase. But we're seeing a little bit more ease. On the purchase side. I would just encourage investors Roofstock investors who are interested in the Columbus market to just continue to be patient. I've been a real Roofstock agent since early spring of 2021. Guess how many transactions we've completed for Roofstock purchasers? Zero sec. Yep. And it's, it's just tough. I mean, finding a rehab property that is on the MLS and marketed already, that isn't one going in 24 hours or two, doesn't have the rent to support the purchase price. To date, it's just been a very, it's just, it's just rare to find. But like I mentioned, things are loosening up, continue to be patient. And I think I think you'll there will be deals to find. And I would also encourage through the winter. So let's say late September through March, keep paying attention because that is the time to buy because historically the market is more buyer friendly. Less seller friendly. Michael: Harvey are you trying to cut into my turkey time you telling me I gotta go look at real estate deals. I'm trying to eat stuffing. Harvey: I mean, if you want to, if you want to buy deals and build long term wealth, yeah, I guess Michael: That was it's such a good point. I bought so many deals in that exact timeframe for just that reason. I mean, I I joke it I kind of saying tongue in cheek, but I think for folks that kind of take time off. That's the wrong time to take off. I say if you're gonna sit out, you know, anytime do it when the markets crazy hot. And so when when there aren't folks out there trying to buy deals when everybody else is taking a break. That's when you should be pushing the pedal to the metal. Harvey: Yeah, sure. And it takes some discipline to because I came from, like corporate america and a regular job. And that time of year is where everyone kind of slows down takes vacation doesn't take work. So serious holiday parties party is in the office. But yeah, I mean, to just say, Okay, this is our plan for fourth quarter and in the first quarter of 2022. And stick to it and be disciplined about it. I mean, that can be you can make a break an entire year off of the deal you purchase in December. Michael: Easily, easily. No, I love that man. And I'm curious. I mean, you bring up a really great point that there haven't been any deals done in Columbus. So I would challenge everybody listening to go and be the first person to get a deal done when you know, win that race but also what should folks be aware of? What would you coach recommend people on that they need to do in order to win deals in this market? And we're recording this late August of 2021. So take this with a grain of salt depending on when you're listening to it but right now what do you see in folks? What do they need to do? Harvey: Be reasonably aggressive on your purchase price, not not aggressive? Just be reasonable on your purchase price. Just assume that the deal you're that you're offering was being offered on by other people now, certainly. You can submit offers below asking, and certainly you should submit offers at a price that makes sense. In fact, I would just encourage you to, to make offers. Because it's, it's, it's just like fishing, right? We just, it's a numbers game at this point. Don't be over lease, freaked out by a an inspection. Recently, I had a deal blow up when the inspection came back, we had a 10 day remedy period in the contract, which just means that we get the inspection, we read it over, we decide to things that we don't like and then we ask you to either fix them or give us money. Because of that. Use the remedy period, if you ask for things, all they can say is no. Or maybe they say yes. And all of a sudden, now you have a deal. That was less cash in or a deal that is fixed up and better than it was when it was on the market to use that period to your advantage. Don't run off, just because there's some scary things in in the inspection. Michael: Now those are those are great tips. And how are you seeing all cash offers playing in the Columbus market right now? Harvey: They're frequent. And they come from institutional buyers quite a bit. There's hedge, hedge funds and institutions that we're all competing with. And they throw down big chunks of cash. And they they often buy multiple houses at the same time. However, I've seen sellers opting to be more patient for more money than jump out a cash offer just because they can close in 10 days. So cash doesn't always win. It looks like maybe they're winning less frequently. I don't know that for sure. But it seems that way that sellers are being more patient thinking okay, I can get I can wait 30 days, 25 days and get 20,000 more dollars out of this. Well, Michael: Seems like a pretty good ROI. Harvey: Yeah. Yeah, not bad. I mean, then lender is good lenders are closing in 21 days. So if you come in and you're pre approved, and your lender is legit, and they're gonna move on things quick. I mean, three weeks, the seller can make, you know, several 1000 more dollars, which can compete with really as a cash offer, at or above asking that close in 10 days. Michael: Well, that's really good to know. That's really good to know, Harvey, this has been awesome, man. Is there other any other thoughts, tips, tricks, insights that folks should be aware of about the Columbus market? Harvey: Be patient. And like I said earlier, I'd make make offers and pay attention. Paying attention, especially through the winter months. Michael: Perfect. We'll have our our heat vision goggles on it's I know it gets pretty cold out there. Harvey: Yeah it can. Michael: Awesome. Well, Harvey what's the best way for folks to get in touch with you if they have questions about the Columbus market about property management? Harvey: Yeah, feel free to email me email@example.com. You can also text or call me although I'm usually faster respond to texts at 901-484-9751. I'm also on Facebook, our investment company Simple Solutions Real Estate is also on Facebook. I'm all over the place. Reach out and love to connect. Michael: Right on. Well, thanks again. Harvey. This was really great. Appreciate you coming on. Harvey: Yeah. Thank you, Michael. Michael: Take care. Talk to you soon. All right. All right, everybody. That was our episode. A big big big thank you to Harvey. I know I learned a ton about the Columbus market very much looking forward to continuing to learn about the market and seeing where it goes from here. Sounds like some really big things coming down the pike. If you enjoyed the episode, feel free to leave us a rating or review. And as always, we'd love to hear comments or a future topic ideas so let us know in the comment section. We look forward to seeing the next one. Happy investing
What might an African strategy toward China look like, and what are implications for loans, debt management, African exports, and people-to-people flows? Judd Devermont is joined by Hannah Ryder (Development Reimagined), Cliff Mboya (China Africa Project), and Casey Schmidt (VoxCroft Analytics) to discuss African agency and policy formation toward Beijing. They also talk about Zambia's opposition leader-turned-President Hakainde Hichilema, as well as Kenya's faltering Building Bridges Initiative (BBI). Background reading: From China-Africa to Africa-China: A Blueprint for a Green and Inclusive Continent-Wide African Strategy towards China – Development Reimagined Cliff Mboya Author Page – China Africa Project VoxCroft Analytics
.You've most likely experienced pain at least once in your life. When you visit a medical doctor for pain relief, they might prescribe you painkillers. Similar to other traditional medical programs, you would find that this is passive. This is because your clinician is trained to treat the pain as a symptom rather than target the underlying cause of it. But fret not. There is a novel neuromodulatory approach that is now being developed by researchers to mitigate chronic pain. This week, Exsurgo CEO Richard Little joins us on Pushing the Limits to explain how neurofeedback technology can revolutionise how we handle chronic pain. Their device is relatively inexpensive and can drastically improve the quality of life of millions of people worldwide. If you want to know more about how medical innovations are changing the landscape of healthcare, then this episode is for you! Health Optimisation and Life Coaching If you are struggling with a health issue and need people who look outside the square and are connected to some of the greatest science and health minds in the world, then reach out to us at firstname.lastname@example.org, we can jump on a call to see if we are a good fit for you. If you have a big challenge ahead, are dealing with adversity, or want to take your performance to the next level and want to learn how to increase your mental toughness, emotional resilience, foundational health, and more, then contact us at email@example.com. Order My Books My latest book Relentless chronicles the inspiring journey about how my mother and I defied the odds after an aneurysm left my mum Isobel with massive brain damage at age 74. The medical professionals told me there was absolutely no hope of any quality of life again, but I used every mindset tool, years of research and incredible tenacity to prove them wrong and bring my mother back to full health within three years. Get your copy here: https://shop.lisatamati.com/collections/books/products/relentless. For my other two best-selling books Running Hot and Running to Extremes, chronicling my ultrarunning adventures and expeditions all around the world, go to https://shop.lisatamati.com/collections/books. Lisa's Anti-Ageing and Longevity Supplements NMN: Nicotinamide Mononucleotide, an NAD+ precursor Feel Healthier and Younger* Researchers have found that Nicotinamide Adenine Dinucleotide or NAD+, a master regulator of metabolism and a molecule essential for the functionality of all human cells, is being dramatically decreased over time. What is NMN? NMN Bio offers a cutting edge Vitamin B3 derivative named NMN (beta Nicotinamide Mononucleotide) that can boost the levels of NAD+ in muscle tissue and liver. Take charge of your energy levels, focus, metabolism and overall health so you can live a happy, fulfilling life. Founded by scientists, NMN Bio offers supplements of the highest purity and rigorously tested by an independent, third party lab. Start your cellular rejuvenation journey today. Support Your Healthy Ageing We offer powerful, third-party tested, NAD+ boosting supplements so you can start your healthy ageing journey today. Shop now: https://nmnbio.nz/collections/all NMN (beta Nicotinamide Mononucleotide) 250mg | 30 capsules NMN (beta Nicotinamide Mononucleotide) 500mg | 30 capsules 6 Bottles | NMN (beta Nicotinamide Mononucleotide) 250mg | 30 Capsules 6 Bottles | NMN (beta Nicotinamide Mononucleotide) 500mg | 30 Capsules Quality You Can Trust — NMN Our premium range of anti-ageing nutraceuticals (supplements that combine Mother Nature with cutting edge science) combats the effects of aging while designed to boost NAD+ levels. Manufactured in an ISO9001 certified facility Boost Your NAD+ Levels — Healthy Ageing: Redefined Cellular Health Energy & Focus Bone Density Skin Elasticity DNA Repair Cardiovascular Health Brain Health Metabolic Health My ‘Fierce' Sports Jewellery Collection For my gorgeous and inspiring sports jewellery collection, 'Fierce', go to https://shop.lisatamati.com/collections/lisa-tamati-bespoke-jewellery-collection. Here are three reasons why you should listen to the full episode: Understand the nature of pain and how it affects the lives of those who experience it. Learn the process behind neurofeedback technology which could change how we deal with chronic pain. Discover why medical technology is the cheaper and better alternative to opioid pills when it comes to chronic pain relief. Resources Gain exclusive access and bonuses to Pushing the Limits Podcast by becoming a patron! Harness the power of NAD and NMN for anti-aging and longevity with NMN Bio. Exsurgo Dr Peter Diamandis' books: The Future is Faster Than You Think Abundance Episode Highlights [05:18] How Richard's Story Started He is an engineer and not a clinician by profession but got inspired by his personal history to help people in the medical field. Their core mission is to make life easier for patients and clinicians while getting a better result and saving money. Currently, they are in the field of neuroscience. Their products can relieve chronic pain as effectively as prescription drugs but without side effects. [07:27] How the Neurofeedback Device Works Exsurgo specialises in a neurofeedback device that trains the brain not to respond to pain impulses. It was made through the concept of neuroplasticity––the trainability of the brain and its signalling patterns. This device measures electrical activity in the brain related to pain. When connected to a wireless device, these signals are transmitted to a game that rewards you whenever your pain signals go down. This technology can hopefully be able to counteract the opioid crisis and the drawbacks of pain pills. [14:46] Chronic Pain is a Negative Feedback Loop Pain can cause difficulties in getting quality sleep, which in turn causes anxiety and negative moods. The torture of chronic pain extends to other aspects of patients' lives. Richard's company has found that a biochemical and electrical change in the brain also results in positive physical changes. Listen to the full episode to learn the story of a school headmistress who reduced her chronic pain and finger inflammation with Exsurgo's help! They are in the process of pushing the boundaries of what current technology can do, as research on chronic pain and inflammation are still lacking. [19:53] Behind Richard's Innovations Richard's mother had a shocking and sudden stroke. Exurgo initially aimed to handle stroke rehabilitation. Eventually, they pivoted to chronic pain as it was the most significant issue the industry faced at the time. His friend had multiple sclerosis, which affected his ability to walk. So, they set out to build a robotic leg and exoskeleton to help patients' mobility. Over time, many doctors have asked for Richard's help to build medical devices for their patients. Due to advancements in medical technology, patients' expectations of health care have increased. However, these innovations typically cost thousands of dollars. [26:49] Exsurgo's Mission Richard aims to build devices to help both patients and clinicians while remaining relatively inexpensive. They also use gamification to make their treatment options more appealing to the public. They offer a subscription model for their products so that patients can do their rehab at home. [34:48] Learning About Pain Pain diagnosis is still largely unscientific and arbitrary. However, technology is developing at such a rapid rate. We will soon be able to predict who will experience pain after surgery. We will be able to relieve pain before it happens using neurofeedback. Richard's company is looking into anxiety, depression, and concussions. Tune in to the full episode to know more about how they plan to apply their research on concussions! [38:59] The Disconnect Between Tech Projects and Medicine The medical technology field is heavily regulated. It costs millions to get products out to the market, making people hesitant to invest in them. Most technologies still fail, so having a burning passion for helping patients is necessary if you want to survive in the field. Shareholder alignment is crucial when it comes to funding medical innovations. [45:50] The Opiate Crisis Due to the opiate crisis, pharmaceutical companies are now recognising that they need to do something different. This issue needs the joint efforts of the private sector and the government to be resolved. [47:18] Getting their Device to Market They are currently in clinical trials, which are the value of a company. Exsurgo hopes to launch the product sometime early next year and make it as affordable as possible. They were surprised by the number of people with chronic pain hoping to get a hold of their product. So, they are aiming to keep up on the production side. Richard shares that he made many mistakes and rode the ups and downs before getting to this point. A crucial piece of his current success is choosing and working with the right investors and clinicians. [1:00:14] The Technology Behind their Work Brain-computer interfaces are all about understanding the patterns and applying them to solve various medical issues. Every time someone uses their device, they get millions of lines of data. The more data they gather, the more they can improve their technology. Listen to the full episode to learn exactly how the product works and what the whole team does to develop it! 7 Powerful Quotes from This Episode ‘Our kind of basic mission is to make life easier for clinicians and patients while getting a better result and saving money. If we can do those things, then we've done something fantastic.' ‘If I can make the clinicians' life easier, and the patient's life easier to fit into both of their workflows, their daily life, while getting a good result and saving money, then we have something that would be worth doing.' 'We all know what it's like when you have exercises to do by the doctor or the physio, we don't want to do them, you know, so gamification actually really helps with that.' ‘It'd be easier to give up than it would be to keep going, I'm sure in a lot of the things that you do. It's that passion, and it's a drive, and it's that connection to the patients, once you see it, you can't unsee it.' ‘Make lots of mistakes. Keep trying. You don't start off on that journey. I wasn't sitting on an oil rig one day, and I knew I'm going to build some medical device companies.' 'The patients are too important. I couldn't live with myself if I gave up on this journey because patients are going to suffer.' ‘There's a brilliant team behind all of this, you know, there's so many specialties and so many different things. They're all driven by that same passion to actually help people at the end of the day, and it will affect millions, 10s of millions of people's lives over the next coming years.' About Richard Richard Little is an innovator, entrepreneur, engineer, and roboticist. He is the CEO of Exsurgo, a neurofeedback company. They are developing a cutting-edge device that could revolutionise the way we deal with chronic pain and improve the lives of millions of people worldwide. He has held different directorships and C-level positions in engineering, military, and medical businesses. One of these is Rex Bionics, where they developed an exoskeleton that could provide mobility to wheelchair-bound patients. If you want to learn more about Richard and his work in the medical technology space, visit his company website. Enjoyed This Podcast? If you did, be sure to subscribe and share it with your friends! Post a review and share it! If you enjoyed tuning in, then leave us a review. You can also share this with your family and friends so they can learn more about the future of pain relief. Have any questions? You can contact me through email (firstname.lastname@example.org) or find me on Facebook, Twitter, Instagram and YouTube. For more episode updates, visit my website. You may also tune in on Apple Podcasts. To pushing the limits, Lisa
Welcome back to The Game Informer Show! This week, we're breaking down Blake Hester's Deathloop review impressions and why Arkane Studios has a Game of the Year contender on its hands. We also discuss Dying Light 2 delay news and Eastward, a charming pixel art game. On top of that, we're joined by the one and only James Willems, Co-Founder of Funhaus, to talk about his journey through the video game industry and hear more about his recent voice acting role in Psychonauts 2 and what it was like working with Double Fine. Follow the crew on Twitter: Alex Stadnik (@Studnik76), Alex Van Aken (@itsVanAken), Marcus Stewart (@MarcusStewart7), Dan Tack (@DanTack), and special guest James Willems (@JamesWillems). The Game Informer Show is a weekly gaming podcast covering the latest video game news, industry topics, exclusive reveals, and reviews. Join hosts Alex Stadnik and Alex Van Aken every Thursday to chat about your favorite games – past and present – with Game Informer staff, developers, and special guests from all around the industry. Listen on Apple Podcasts, Spotify, or your favorite podcast app. Check out the timestamps below to jump to a particular point in the discussion: 00:00:00 – Introduction 00:03:19 – James Willems Intro 00:19:56 – Dying Light 2 Delay 00:29:23 – Deathloop 00:52:40 – Eastward 01:00:58 – Psychonauts 2 01:03:17 – Gloomhaven Video Game 01:10:03 – The Artful Escape 01:13:57 – Housekeeping 01:18:43 – Community Emails
This week we talk about virtual pets, collecting things, compact discs, saag feta, new emojis, and mac and cheese sandwiches. Support us on Patreon to keep the podcast going, view more detailed show notes, and to gain access to exclusive content at: http://www.patreon.com/theshowsamandjoe Favorite things: Saag Feta Selena Gomez - Rare
Google Spaces, its Slack and Teams competitor, goes general availability. Google's uniquely positioned to eat up market share in this well... *space*...especially for small and medium size businesses. Plus, new features for the hybrid workplace like location settings in Google Calendar and Google Meet calling for ad hoc discussions.Watch the video version of this episode.Links Episode 32 - Preparing for the Hybrid Workplace Episode 38 - Beating Zoom Fatigue: Dominik Zane CEO of Around Episode 40 - The Future of Work is Now: Lars Schmidt from Redefining HR Google Cloud Blog - Bridging the hybrid work gaps with Google Workspace Follow @kenyarmosh /in/kenyarmosh kenyarmosh.com
Samsung starts mass producing higher refresh rate OLED screens for laptops, the FTC finds hundreds of unreported transactions from big tech, and Alphabet’s Project Taara brings Loon technology down to earth. MP3 Please SUBSCRIBE HERE. You can get an ad-free feed of Daily Tech Headlines for $3 a month here. A special thanks to allContinue reading "Samsung Starts Mass Producing 90Hz OLED Laptop Displays – DTH"
Gabor Gurbacs is the Director of Digital Assets Strategy at VanEck and Founder of PointsVille. We discuss VanEck's Bitcoin ETF submission to the SEC, why a Bitcoin ETF approval is important in the US, SEC's Gary Gensler view on Crypto Regulations, Ripple XRP Lawsuit, NFTs, CBDCs and more.https://www.vaneck.com/us/en/https://www.pointsville.com/https://mobile.twitter.com/gaborgurbacs
The urban sprawl can seem endless, but in reality, cities only cover 3% of global landmass, while accounting for 70% of global emissions. Cities around the world are therefore turning their focus to sustainability. This week, Switched On speaks with Technology & Innovation analyst for BNEF, Kirti Vasta. She will tell us about cities making moves toward sustainability and why now. How different types of cities are approaching the challenge in different ways, and how all cities are using technology as a key component to their strategy. This episode is based on a report titled Digital Technologies for Smarter, More Sustainable Cities. BNEF clients can access this at BNEF on the Bloomberg Terminal, on bnef.com or BNEF Mobile. Switched On is hosted this week by Mark Taylor. Learn more about your ad-choices at https://www.iheartpodcastnetwork.com
I sit down with Laurel Braitman - well, she is actually phoning in from the Alaskan wilderness! What an amazing human. Laurel Braitman PhD is a New York Times bestselling author, historian and anthropologist of science. She is the first Writer-in-Residence and the Director of Writing and Storytelling at the Medicine & the Muse Program at the Stanford University School of Medicine where she is helping medical students and physicians communicate more meaningfully--for themselves and their patients. She holds a PhD in Science, Technology and Society from MIT, is a Senior TED Fellow and a 2019 National Geographic Explorer. Her last book, Animal Madness, was a NYT bestseller and has been translated into eight languages. Her next book House of the Heart, (forthcoming, Simon & Schuster) is about growing up, mortality and how we might live with the perspective of a terminal disease without the dire prognosis. Her work has been featured on the BBC, NPR, Good Morning America and Al Jazeera. Her stories have appeared in The Guardian, on Radiolab, in The Wall Street Journal, Wired, National Geographic and other publications.Laurel and I connected easily and instantly. Listen in as we talk about her work and soon to be published book about growing up with a father facing a dire prognosis and how this shaped the way she lives her life.
COVID is making its impact around the world. There is a battle being waged for forced vaccinations, vaccination verifications and vaccination passports. You may have heard the interview we conducted with Dr. Vladimir Zelenko who has provided a warning regarding this matter. Though many medical doctors have attested to the effectiveness of Ivermectin and Hydroxychloroquine, these inexpensive drugs have come under great attack from political leaders, from government agencies, from the media and from the controllers of social media. Is there good reason to believe there's an agenda behind all this- --Joining Jim to provide answers was Gary Kah. Gary is the founder and director of Hope For the World. He is editor of Hope for the World Update, a former government trade specialist, author, as well as former Europe - Middle East Trade Specialist for the Indiana State Government.
As technology improves, it opens new opportunities to change the way attorneys practice. From rethinking roles, tasks, and strategies to providing assistance in ways we've never contemplated, each year brings new opportunities for change. In this episode, Todd Smith and Jody Sanders talk to one of the people leading the technological revolution in law, Jake Heller, co-founder and CEO of CaseText. Jake explains his background in technology and law and how it led him and others to develop CaseText to make legal research better and more efficient. He also shares his thoughts on how legal technology is reshaping the industry and where it may go in the future.Love the show? Subscribe, rate, review, and share!Here's How »Join the Texas Appellate Law Podcast Community today:texapplawpod.comTwitterFacebookLinkedInYouTubeCall for GuestsIf you're interested in being a guest on the Texas Appellate Law Podcast, please let us know by visiting https://bit.ly/3zapfoG.
* Technology hated on us again and we had to use zoom audio* Antoinette is more upset than she probably should be. Pray for her and her type A perfectionist personality. This week we are joined by our girl Naana of @workbaepod. Together, we talk the Chloe and whether or not there is an underlying desperation in her performances, colorism and the role it plays in pop culture, and Nikki's anti vax stance. For our main jawn, we ask Naana (who is the ultimate bad bih) to help us step our game up and own into our divine feminine energy with style and grace. Because with her, fashion is much more than looking good. Join us. Follow Naana here: Her personal page: @_resiliently.meHer business page: @iamyirenkyiWebsite: www.iamyirenkyi.com Podcast: https://podcasts.apple.com/us/podcast/work-bae/id1460551260 Hotline: (215) 948-2780 Email: email@example.com Patreon: www.com/aroundthewaycurlsShop ATWC Merch: https://www.aroundthewaycurls.com/collectionsBuy Joro by Wizkid here https://music.apple.com/us/album/joro/1471034859?i=1471034860
In this episode, Jenny shares some insight about how unplugging while on vacation with her family inspired her to reset and feel rejuvenated. We're reminded about the importance of “turning off” and how downtime, even if brief and local, can actually motivate you and empower you to work hard and keep your focus on what's next. Jenny also discusses the need to stop chasing greener grass and how crucial it is to live in the moment. Jenny talks about how “There is no way to happiness; Happiness IS the way”. If you enjoyed this episode, make sure and give us a five star rating and leave us a review on iTunes, Podcast Addict, Podchaser and Castbox. STRONG Fitness Magazine Subscription Use discount code STRONGGIRLResourcesSTRONG Fitness MagazineSTRONG Fitness Magazine on IGTeam Strong GirlsCoach JVBFollow Jenny on social mediaInstagramFacebookYouTube
Janice is joined by Suzanne Yoon, Founder and Managing Partner at Kinzie Capital Partners, to discuss her trailblazing career in the male-dominated private equity world. Janice and Suzanne discuss how Kinzie is fulfilling its mission of advancing the use of technology, data analytics, and innovation in lower-middle market companies in the manufactured products, consumer, and business services industry. tags: LR, janice ellig, suzanne yoon, kinzie capital partners, investing, business, diversity, leadership, private equity, technology, data analytics, innovation, products
594: In this interview, Mark Papermaster, Chief Technology Officer and Executive Vice President of Technology and Engineering at AMD, focuses on the acceleration of compute technology and fostering a culture of innovation within AMD. Mark provides a background on the responsibilities in his role as both CTO and EVP as well as insight into how his team at AMD collaborates and works as it innovates new products. Mark discusses where he attributes the source of the company's impressive value creation over the years, the importance of a culture based on open communication, problem-solving, and what he calls “creative contention”, and how that culture allows AMD to recruit top talent. Finally, Mark talks about how AMD uses being the first user of its technology to develop better products and some of the tech trends he is excited about.
Despite so many technological advances, the way people worked stayed fairly static for many years. Work has now changed suddenly; there is no doubt about that. Where work was mostly in person, now a lot of work is remote or in a hybrid model. Nobody wanted this change to happen in this way — by being forced to quickly adjust due to a global health crisis. It's like the whole working world collectively face-planted. No one asks to fall. But with any fall, there is an opportunity to reassess, get back up, and change course. Now, there is a tremendous opportunity to redesign the rituals of work. Ashok Krish is the Global Head of Digital Workplace at Tata Consultancy Services, and he believes we are in a transitional phase of work where new routines and rituals are being established.“A lot of new rituals of remote work had to be put in place. And I think that is the single biggest culture change that a lot of companies missed; more so than the technology. I think the technology, most companies already had it. They just accelerated the adoption and rollout of it.” The entire world is right in the middle of a work culture change. Employees are still learning to work and be productive from a distance. And companies are figuring out how to bring people together despite distance. But there is a way to bridge the divide between a company and it's employees, wherever they may be physically working. Thoughtful analytics and technological design are the answer, and when applied effectively, they can create new digital norms that foster productivity and employee contentment. On this episode of IT Visionaries, Ashok explains how work must be reimagined with these new norms in mind. He details how new rituals must be designed and then incorporated, and he dives into how reshaping the old way of work can actually open up new possibilities and efficiencies within the technology companies already have under the hood. Enjoy the episode!Main TakeawaysTransitioning Work Rituals: Work has changed suddenly from mostly in person to often remote. The old rituals of work no longer apply today. Long, frequent meetings don't work well remotely. Perhaps they were never really efficient in person either. New rituals must be established for remote work to be successful and for workers to be content. Valuing Frontline Workers: Frontline workers are immensely valuable. Given the tumult of the last eighteen months, companies have learned to better appreciate their frontline workers. Historically, frontline workers were underserved by IT and had to find their own tech solutions. Now, there is more of a focus on providing frontline workers the IT support they need.New Work Norms: New norms must be established given more work is remote or hybrid now. Technology can be used to increase productivity and contentment in the workforce. Using tech to limit meeting times and messages increases the importance of these activities. It's essential to get two-way communication going, perhaps especially in high power distance cultures. Interactive town halls, that aren't too long, can create two-sided communication that connects leaders with their employees. Creating a Culture of Connection: The challenge with remote work is that we can no longer rely on physical proximity to create connection between people and to identify when people are feeling disconnected. Analytics can be helpful to determine if people are overworked and stressed. Then, HR needs to reach out to establish contact to make sure employees are doing okay.Ritualization of Design: New IT design principles must be established that support today's work and workers. Ritual can be helpful for many types of work because it establishes an efficient guide on how to efficiently get things done the right way.IT Visionaries is brought to you by the Salesforce Platform - the #1 cloud platform for digital transformation of every experience. Build connected experiences, empower every employee, and deliver continuous innovation - with the customer at the center of everything you do. Learn more at salesforce.com/platform
Efficiency, transparency, trust. These are all things that both businesses and consumers crave, but don't always achieve. Especially not all with one solution. But thanks to digital identities, and the technology that's coming out of Avery Dennison, that's about to change. Avery Dennison, a Fortune 500 global materials science company, is taking digital identities past the point of simple QR codes and RFID tags, and into a place where brands and consumers will be able to do more with individual products than ever before. We're talking about a world where you can track the tiniest details of a product in shipment, like its exact origins to its temperature. And brands will have the ability to create more sustainable, reusable products that can learn from consumers each time they use and scan the digital identifiers, making it possible to adapt to changing consumer behavior in real time. To learn more about this new circular economy, I invited Max Winograd to the show, who serves as the VP of Connected Products at Avery Dennison and one of the founders of atma.io. On this episode of Up Next in Commerce, Max and I talked about all the ways that digital identities are already being used today, and what the future holds in terms of the connected experience that digital identities provide for brands and consumers. There are so many possibilities and upsides to the technology that Max and his team are creating at Avery Dennison, so keep your ears perked up for this awesome conversation! Main Takeaways:Individual Focus: Investments in innovative technology is helping make possible a future that will see consumers more in control of and informed about individual product journeys. Rather than simply tracking an item from the manufacturer to its final destination, consumers can get all the microdetails of a product. So whether you are expecting a shipment of produce or medical supplies and vaccines, Bluetooth, RFID, and other digital identity technology will make it possible to keep an eye on all of the minuscule details, like the temperature of the truck the product is being shipped in.So Long, Single-Use: How we package products is likely to undergo a fundamental change over the next few years. Rather than single-use anything, consumers will be encouraged and ultimately rewarded by having reusable individual containers that have unique digital IDs. So, rather than going to the store to buy a gallon of milk, so can have your own container, scan its QR code or other identifier at your local market, and the backend system will know who you are, what kind of milk you like (skim, oat, almond, etc.) and the exact amount, and will dispense that into your container.A Circle Is Round, It Has No End: Consumers are much more interested in taking part in a circular economy. There is more activity in re-commerce than ever before as customers turn to the resale marketplace. The need for product-level identification becomes crucial here because you can not only trace a product's origins, you can also pass along all of its information in the resale market, including selling it to be recycled and then have the recycled materials continue to be traced all along their journey.For an in-depth look at this episode, check out the full transcript below. Quotes have been edited for clarity and length.---Up Next in Commerce is brought to you by Salesforce Commerce Cloud. Respond quickly to changing customer needs with flexible Ecommerce connected to marketing, sales, and service. Deliver intelligent commerce experiences your customers can trust, across every channel. Together, we're ready for what's next in commerce. Learn more at salesforce.com/commerce---For a full transcript of this interview, click here.
Ryan Lee, President and CEO of Information Technology Solutions, Corp joins us for episode 231 of Art of Construction, and episode three of our Deep Dive Series looking into how construction projects and IT platforms are built, and humanizing IT in construction. We've laid the foundation. We've examined the blueprints and have a clear, cohesive plan. Now what? We start to see it come together, by carefully integrating the various systems and supporters that work best for our businesses and our buildings! Think of IT integrations and support as you'd think of subcontractors on a construction project. All of these intricacies working together toward one common goal – a well-built structure for people to not only survive in, but thrive in. Their unique skillsets are essential. If something is overlooked, miscommunicated or jumbled, the whole project can turn into a costly mess. Technology should work for YOU, not the other way around, which is more than possible with a keen understanding of your business objective and beginning with the end in mind. Tune in as Ryan and Devon discuss the deeper parallels of IT and construction projects, finding your business's "IT vitals" and key integrations to begin with, how the right support is necessary for success, and the strength of a truly connected team.
What do creativity and culture have in common? You will leave this insightful conversation with Genein with plenty of intersections and gems that will help you unlock the biggest gem -- YOU! Join as we sit with Genein Letford, Founder and Chief Creative Officer of CAFFE Strategies, and enjoy her perspectives on sustainable organizational equity and inclusion. Let's talk about innovation and how all her work applies to women in tech. She is a creative force and shares her vision that can make us all better. Join us for the conversation and let's embrace our uniqueness in a new way together.
https://www.youtube.com/watch?v=Hy-g7JKTihI Chris Chesney is the former director of Customer Training for Carquest Technical Institute. He is also a NASTF Board Member. Visit Chris's previous episodes https://remarkableresults.biz/?s=%22chesney%22 (HERE). Jay Huh, CarMedix, Durham, NC. Jay started his business in his home garage in 2015. He didn't have any mechanical experience but felt there was a need for an honest affordable mechanic shop. Fast forward to 2021, CarMedix has grown into a 10 bay facility and did over $1 million in sales last yr and tracking over $1.5 million this year Brad Pellman, Pellman's Automotive, Boulder, CO. Brad first started working in the automotive industry at the age of 15 and over his career has held a wide variety of jobs at both dealerships and independent repair shops. In 1995 this dream of owning his own shop became a reality when he opened up Pellman's Automotive in Boulder, CO with his wife, Lisa. Brad is ASE master certified and AAM designated as well. He is currently on the Board of Directors for ASE and ASA Colorado, with past board involvement with CCPN and the TECHNET Automotive Council. He has had the added privilege of being designated as one of the Motor Age Top shops in the country. And hopes to continue to raise the awareness and importance of Independent automotive repair across the country. Brad's previous episodes https://remarkableresults.biz/?s=Brad+Pellman (HERE). Scott Brown, Cardinal Plaza Shell, Springfield, VA. The second-generation owner of Cardinal Plaza Shell, a 2,700 square feet, 5 bay independent repair shop and LEVEL 5 Solutions, an automotive technology company. Celebrated 50 years in business during 2019. Scott is a Member & Past President of Virginia Automotive Association, Member of Car Care Professional Network through the ACA. and founding partner of the Blue Ocean Buying Group for independent repair shops. Listen to Scott's previous episodes https://remarkableresults.biz/?s=%22scott+brown%22 (HERE) Key Talking Points What was the most rewarding experience in your career? Had already started scaling a virtual studio prior to COVID 19 shutdown and was able to launch virtual classrooms. How did you start your Allstar network of surrounding people? Connected with people through internet groups at first. Listened intently to people's attitudes and passions. Advice- pay it forward, remember the basics, be servants in the industry for others How important is it to have personal relationships? Businesses grow through personal relationships. Don't be worried about hurting someone's feelings or being transparent when times are tough. Technology changes but you always have 24 hours in a day. Do the right things at the right time- manage that time well. Do you have any regrets? Ideas that weren't put into action but if you sit long enough you'll find regrets, don't sit on them. Service ready shop- specialization is necessary for the future. The challenge is the critical need to ensure the technicians have the skills to be able to solve problems. Competency. Technician shortage- creating a specialist/career path for the younger generation. Hold people to standard with training. Create a personal relationship with vocational school instructors and offer support. Offer to tell your story of how you started in the industry. Invest in the people you already have- growing with skills that meet your business model. Erosion of technicians- is this all there is? Is this all I'll ever do and be? Are you charging enough so you can pay your employees what they are worth? Full EV disruption- CTI has created EV content for training (virtual and hands on), EV is a disruptor but where? Market location, and how you prepared prior (first Prius is 20 years old). Challenges- EV doesn't only mean battery electric vehicles, most will be hybrid. Infrastructure issues for charging and hydrogen. What's next for...
On this episode of the NFT QT Show, QuHarrison Terry and Ryan Cowdrey sit down with Daisy Alioto, one of the founders of Dirt to discuss how NFTs will change journalism and written media. We cover topics such as:– How Dirt successfully funded their newsletter through an NFT sale– Ways we see independent journalists using NFTs to run their own media company– How Dirt envisions the future of their newsletter through the Dirtyverse– And SO much more (seriously, this is one of the best episodes yet)For more information on the topics discussed in this episode, head over to NFTQT.com
Coinbase has sold $2 billion worth of debt via junk bonds and has filed filed an application with the NFA to register as an FCM - Futures Commission Merchant. Ray Dalio, the founder of the world's largest hedge fund, Bridgewater Associates, still believes bitcoin makes a good alternative to cash.Journalist Charles Gasparino talks about Gary Gensler, SEC, Ripple XRP, and Crypto regulations on TV and on twitter.Senator Pat Toomey says "Chairman Gary Gensler and the SEC must lay out clear guidelines on what cryptocurrencies they view as securities. Regulation by enforcement is extremely objectionable and will kill domestic innovation."Fidelity met with SEC last week and urged SEC to approve a physically-backed Bitcoin ETF.More than $1 billion worth of ether has been burned since Ethereum's London upgrade.
When the ‘subscription social network' OnlyFans announced it would be banning the sexually explicit content that made it a billion-dollar business, sex workers were up in arms – and many observers wondered how the move could make financial sense. Then it had second thoughts. So what does this tech saga tell us about where pornography fits into the future of the internet – and is it just another example of the sex industry treating women as disposable?. Help support our independent journalism at theguardian.com/infocus
Use your own mind, But with what has been shown to us so far. It just seems.......off..... https://freeworldnews.tv/watch?id=6139f2b4cce8911609f37428 https://freeworldnews.tv/watch?id=6140ef212dd08a286a628da2 https://freeworldnews.tv/watch?id=614202b302d2aa2ede70dc43 Website and to donate to the Podcast. It's just $1 =) Podcast Donations Link https://sweepwings.com/collections/motor-mounts-winglets-parts/products/fpv-raw-podcast-donations Website https://www.sweepwings.com Sweepwings Instagram https://www.instagram.com/sweepwingsrc/ Instagram FPVRAW https://www.instagram.com/fpvraw/ Facebook FPVRAW DED Facebook Sweepwings DED Youtube FPVRAW Youtube https://www.youtube.com/channel/UCY4Oy0QukT11D3hZsbypkjg/featured Sweepwings Youtube https://www.youtube.com/channel/UCNbMgLsoigN6DCw8O-wmSng
In 2014, Fortune magazine ran a cover story featuring Elizabeth Holmes: a blonde woman wearing a black turtleneck, staring deadpan at the camera, with the headline, “This CEO is out for blood.” A decade earlier, Holmes had founded Theranos, a company promising to “revolutionize” the blood testing industry, initially using a microfluidics approach — moving from deep vein draws to a single drop of blood. It promised easier, cheaper, more accessible lab tests — and a revolutionized healthcare experience. But it turns out that all those lofty promises were empty. There was no revolutionary new way to test blood. And now, years later, Holmes is being charged with 10 counts of wire fraud and two counts of conspiracy to commit wire fraud. Two weeks into the trial, we're re-airing a conversation from 2018 between Brooke and John Carreyrou, host of the narrative podcast Bad Blood: The Final Chapter and the investigative journalist who exposed Holmes's alleged fraud.
Microsoft adds passwordless options to consumer Microsoft accounts, Ireland’s Data Commission opens a GDPR investigation into TikTok, and Apple announces iPhones, iPads, and Watch updates. MP3 Please SUBSCRIBE HERE. You can get an ad-free feed of Daily Tech Headlines for $3 a month here. A special thanks to all our supporters–without you, none of thisContinue reading "Microsoft Lets Consumer Accounts Go Passwordless – DTH"
Sergey Young is the Founder of the Longevity Vision Fund and author of the book The Science and Technology of Growing Young. In this episode we discuss: - How using health data will eventually enable us to reverse aging - The current state of aging research and progress made in recent years - The simple things you can do to extend your lifes and stay healthy This episode will give you a broad overview of the longevity field and unique insights into what you can do to live a longer, healthier life.
Hello and welcome back to Equity, TechCrunch's venture capital-focused podcast, where we unpack the numbers behind the headlines.This is our Wednesday show, where we niche down to a single topic. This time 'round we took a look into the world of on-demand delivery in Europe, with an especial focus on the so-called "instant" grocery sector, and delivered convenience items. To help Natasha and Danny and Alex get through the subject, we lassoed TechCrunch alum and present-day VP at Zapp, a company in the sector under discussion, Steve O'Hear to chat with us.We spent time chatting through the following:Recent news from the sector, including that Turkey's Getir has just raised a bucket of new capital, and that Weezy is looking to exit; the latter item wound up being important we got around to discussing consolidation in the space.Steve gave us an overview of Zapp, and how its approach to infra could help its economics.We chatted about GoPuff and its economic fortunes, which in fundraising terms are solid, even if questions regarding future profitability are still in play.And regarding the ever-present pandemic question, Steve was bullish on consumer behavior staying where it is if -- when? -- the COVID-19 pandemic eventually leaves us.We are back on Friday! Chat then!
Join our network at www.Bulletproof.Dental to stay in the know on all things Bulletproof! Bulletproof Dental Practice Podcast Episode 211 Hosts: Dr. Peter Boulden Guest: Dr. Dwight Peccora Key Takeaways: Intro Cryptocurrency Acceleration Of Technology Network Effect Macroeconomy Situational Awareness Challenge And Learning Innovation Steps To Start References: Anthony Pompliano on Bulletproof Podcast Anthony Pompliano's Podcast The Bitcoin Standard book on Amazon Ledger Nano X - Cold Storage Trezor - Cold Storage Mighty Networks: Bulletproof Dental Practice Tweetables: In the end our environment and market has control. Dr. Dwight Peccora Buy it, forget about it and zoom out. Wait a couple of years. Dr. Peter Boulden
This is the second episode in our series on the applications that will be built on top of blockchains and change the way we live, work, and interact.Last we discussed creator coins. This week, we're discussing the other kind of social token: NFTs.By now you've probably heard of NFTs. You may even know that NFT stands for Non-Fungible Token. But if you're like most people, you're still trying to figure out exactly what that means … and why on earth people would spend thousands (even millions!) of dollars on a jpeg.The reality is that your current view of NFTs is likely colored by the content you're consuming about them. If all you've read are the crazy headlines or “old man yells at clouds” dismissals, then you probably have an overly simplistic understanding of what NFTs are and the many layers of utility they can provide to holders and creators.In this episode, we dive deep to give you the 360-degree view of NFTs.Yes, there is some silliness, maybe even a speculative bubble, in the current NFT market. But the technology behind NFTs is going to change everything from how musicians make money to how live event tickets are handled and even, perhaps, to how you sell and gate your next online course.What people often overlook about NFTs is that they can provide utility in the form of entry, access, community, social capital, and even future revenue streams. Once you start digging in, it's fascinating. And you'll undoubtedly come away from this episode with at least one idea for how NFTs will impact your work.You'll also learn what happened when Jerod went down the rabbit hole of an NFT project that he actually connected with, CryptoDads.All that and more on this edition of 7-Figure Small.Access the show notes and links here: http://unemployable.com/podcast/nfts
Josh Furstoss is Co-Founder & CEO of Incued, makers of business planning software. They want to be the one-stop solution for all the resources you need to build, manage, grow, and fund your business.In this episode, we talk about whether it's worth to start a company, the persistence to continue, how to plan vs. how to build, the mission of Incued, advice for first time founders, and much more. GUEST Incued Website Josh Furstoss Twitter Josh Furstoss LinkedIn PODCAST Safa Mahzari Patreon Alluxo Website TIMESTAMPS 0:00 - Episode intro 2:10 - Is starting a company worth it? 13:03 - Storytelling and imposter syndrome 19:08 - Improving your skill level and getting started 30:46 - Planning vs. building vs. listening to advice 36:20 - What is Incued? What is your mission? 51:53 - Wrap up and final thoughts
Welcome to the Siim Land Podcast I'm your host Siim Land and our guest today is Sergey Young. Sergey is an investor and a serial entrepreneur. He is the founder of the $100M Longevity Vision Fund—one of the few funds specializing exclusively in longevity and helping to accelerate longevity breakthroughs. His latest book The Science and Technology of Growing Young talks about how to improve your longevity. This episode is sponsored by BiOptimizers. They're giving the listeners of this podcast an exclusive offer on one of their best-selling products. It's called Magnesium Breakthrough and is the most full-spectrum magnesium supplement out there. Most supplements contain only 1 or 2 forms of magnesium… when in reality there are at least 7 that your body needs and benefits from. Magnesium is the master mineral that governs virtually all physiological processes in the body. You can save up to 20% off the best magnesium supplement on the market if you head over to siimland.com/magnesium Timestamps: How Sergey Got Into Longevity 01:00 3 Stages to Living Until 200 04:50 Immortality VS Living Longer 08:50 What to Do Now to Live Longer 14:15 How Sergey Does Intermittent Fasting 21:55 Why Sergey Doesn't Eat Dairy 26:44 How Sergey Exercises for Longevity 29:30 What Supplements Sergey Takes 32:35 Future Longevity Technologies 42:40 And much more... Here are the links to the podcast on all platforms Link to the Audio Podcast on iTunes and Stitcher Link to the podcast on Spotify Link to the podcast on CastBox Watch the Biohacking Bootcamp Videos on Patreon This episode is sponsored by BiOptimizers. They're giving the listeners of this podcast an exclusive offer on one of their best-selling products. It's called Magnesium Breakthrough and is the most full-spectrum magnesium supplement out there. Most supplements contain only 1 or 2 forms of magnesium... when in reality there are at least 7 that your body needs and benefits from. Magnesium is the master mineral that governs virtually all physiological processes in the body. With volume discounts combined with our custom 10% coupon code, SIIM10, you can save up to 40% off select packages of Magnesium Breakthrough! That's an AMAZING value. And I promise that deal is ONLY available on this specific website, Click Here to Support the Show on Patreon! Show Notes Lucas Aoun's Natural Testosterone Optimization Course 10% OFF The Immunity Fix on Amazon Get Magnesium Breakthrough for a 10% Discount! Use Code SIIM for 10% Off Self Decode Use Code SIIM for a 10% Discount on the KAATSU Bands My New Book Stronger by Stress My NEW BOOK Metabolic Autophagy Metabolic Autophagy Audiobook Metabolic Autophagy Master Class Total Sleep Optimization Video Course Get the FULL GUIDE to INTERMITTENT FASTING FREE BOOK Get the Metabolic Autophagy Program Keto Adaptation Manual Book Watch the Biohacking Bootcamp Videos on Patreon Body Mind Empowerment Handbook Keto Fit Program Keto // IF Program Stay Empowered Siim
Sweta Patel is the Vice President of Engagement Growth Marketing at Roku where she's responsible for increasing user engagement on the Roku Channel. Since joining the company in 2020 Sweta has created campaigns and workflows that drive user loyalty and increase customer lifetime value. In this episode, Alan and Sweta discuss streaming, the rapid growth in the industry, and how they use the Roku platform to transform marketing. Sweta says, “Not only do you need the traditional business side of marketing, but you really need to be technology forward and data reliant.” Listen to hear why marketers should engage with streaming providers and how data plays a key role in their success. In this episode, you'll learn: Why data is king Why embed marketing into an experience The future of data and marketing Key Highlights: [01:38] Sweta is an identical twin [02:42] The start of Sweta's career [05:51] What has changed in the industry [08:20] Roku as a business [09:42] What is Roku Channel? [11:20] Embedding marketing into the platform [15:53] The success of Roku Channel [18:08] How marketers can work with Roku [20:02] An experience that defines Sweta, makes her who she is today [23:20] Sweta's advice for her younger self [25:38] A topic marketers should be learning more about [27:02] The brands and organizations Sweta follows [29:34] The biggest threat and opportunity for marketers Resources Mentioned: Roku Sweta Patel Roku Channel Quibi purchase Launch of Roku Originals TikTok Dave (fintech) Subscribe to the podcast: Listen in iTunes (link: http://apple.co/2dbdAhV) Listen in Google Podcasts (link: http://bit.ly/2Rc2kVa) Listen in Spotify (Link: http://spoti.fi/2mCUGnC ) Connect with the Guest: Sweta LinkedIn: https://www.linkedin.com/in/sweta-patel-kamath/ Sweta Twitter: https://twitter.com/Roku Connect with Marketing Today and Alan Hart: http://twitter.com/abhart https://www.linkedin.com/in/alanhart http://twitter.com/themktgtoday https://www.facebook.com/themktgtoday/ https://www.linkedin.com/company/marketing-today-with-alan-hart/ Support the show: https://www.patreon.com/marketingtoday See omnystudio.com/listener for privacy information.
From smartphones to tablets, apps, and health tracking devices, technology has the ability to change the way schizophrenia is treated and challenge dated thoughts on how people with schizophrenia use technology in our daily lives. In this episode of Inside Schizophrenia, host Rachel Star Withers, a diagnosed schizophrenic, and co-host Gabe Howard, review the top 4 schizophrenia-related smartphone apps and explore what's holding technology innovations back in the area of schizophrenia treatment. CNET senior editor, Alison DeNisco Rayome, who leads the series Tech For A Better World, joins to highlight recent advancements in the realm of technology evolution for people with disabilities. To learn more, visit the official episode page here. Guest Bio Alison DeNisco Rayome is a senior editor at CNET and leads the series Tech For A Better World. CNET's Tech for A Better World highlights the growing diversity of the technology ecosystem, and the people who are creating products to improve our lives and our communities. About the Inside Schizophrenia Podcast Host Rachel Star Withers creates videos documenting her schizophrenia, ways to manage, and let others like her know they're not alone and can still live an amazing life. She has written “Lil Broken Star: Understanding Schizophrenia for Kids” and a tool for schizophrenics, “To See in the Dark: Hallucination and Delusion Journal.” Learn more at RachelStarLive.com. About the Inside Schizophrenia Podcast Co-Host Gabe Howard lives with bipolar disorder and is a nationally recognized speaker and podcast host. He is the author of the book, “Mental Illness is an Asshole and other Observations,” available from Amazon; signed copies available directly from the author. To learn more about Gabe, please visit gabehoward.com.
India's four-month festival season begins with Ganpati, new “fan-plastic” biodegradable food wrap, Emma Raducanu wows the world and Ig Nobel prizes make us laugh!
Cast:Dr. Tara Egan, hostAnna, teen co-hostBreta Collins, LMFT - guest expertIn this POWERFUL episode, Tara and Anna welcome Breta Collins, LMFT in Charlotte, NC. Breta's specialty is focused on researched based therapy for couples and men. She is here today to share her expertise and experience, and talk about "Understanding and Surviving a Relationship with Someone with Narcissistic Traits."Tara has wanted to do a show on narcissistic traits and how they affect our relationships for a while now. She really wanted to tap into a more research and evidenced based focused discussion rather then talk about it in a casual way, as it often is discussed. They are super excited to have Breta join the conversation. So tune in and learn:- That all of us have some narcissistic traits and there is a difference between having traits and having an actual personality disorder.- What are those differences and how they show up in a person and in relationships.-Characteristics of someone with a personality disorder.- The importance of knowing what can you can control, making sure you don't get involved with someone like that again, what is your role going forward in this relationship?- It is NOT PERSONAL.- What causes narcissism?- How children are impacted and are they more at-risk of showing these traits as well?- That narcissistic abuse is very different than domestic violence.- How to start the process to make things better.Resources:- Quora online discussion forum- "Rethinking Narcissism" by Dr. Craig Malkin - "One Mom's Battle" Facebook Page and Book To learn more about Breta's services go to www.dilworthcounseling.com/.Learn more about Dr. Tara Egan's books, webinars, public speaking opportunities, and coaching/consultation services RIGHT HERE.To learn more about Dr. Tara Egan's child & adolescent therapy services, visit HERE.To join our private FB group for parents of high schoolers and soon-to-be high schoolers, visit HERE.To join us on Instagram, visit HERE.To learn more about Dr. Egan's online mini-course called "Managing Your Family's Technology and Social Media", created to help parents eliminate power struggles, keep your family safe from internet misuse, and reconnect with your family, go HERE.Podcast edited by Christian Fox
Julia Salasky is the CEO of Legl, a digital workflow tool for law firms. "Solving problems that are fundamental to the way lawyers work enables lawyers to focus on the work that highly skilled professionals that they are can do best. I don't have a view as to whether in five years or ten years or 25 years, you can train AI to do those jobs, but the work that lawyers do is so varied, so technical, and so human-centric that enabling them to do that work in a way that allows them to focus on the highest value piece of that is where there's a real opportunity in this space."
Join Drew, Nic, and Randy as they discuss the all new Watch Series 7, iPhone 13, iPhone 13 Pro, and iPad mini!The Tailosive Tech Podcast is now in video form on YouTube: https://youtu.be/oa6gS57vvdEIf you are looking for the Tesla talk, tap this link to be taken to the Tailosive EV Podcast! https://apple.co/2YHJf2a-Rate us in iTunes if you liked the show, or follow us on Twitter to provide us with recommendations and feedback:twitter.com/TailosiveCasttailosive.netDrew:https://twitter.com/TailosiveTechNic:https://twitter.com/NicAnsuiniRandy:https://twitter.com/RandyVazquezPublished: 09-14-2021, Recorded: 09-14-2021© Tailosive Podcasts 2021 | All Rights Reserved