Podcasts about rates

What are the bone fracture rates of omnivores vs. vegetarians vs. vegans? Low calcium intake plus low vitamin D exposure may explain higher bone fracture rates in British vegans.

In this edition of The Naked Scientists: Among British people vapers now outnumber smokers for the first time. From Big Bang to Big Crunch - the new theory showing the expansion of the Universe might be slowing down. And, evidence that our early ancestors, three million years ago, may have excelled at DIY!Linda - So these are the annual population survey statistics from the Office for National Statistics that look at smoking, it was the main focus, so smoking in the UK but also vaping behaviour. And we see that for the first time the proportion of people aged 16 and older who vape is higher... Like this podcast? Please help us by supporting the Naked Scientists

Andrew Bailey said he intends to remain governor of the Bank of England until his term expires, addressing comments from populist leader Nigel Farage who has suggested he would replace Bailey if he became prime minister. He speaks with Bloomberg's Francine Lacqua after the central bank voted to hold interest rates at 4%.See omnystudio.com/listener for privacy information.

It's open enrollment season. And for the 20 million Americans who buy their own health insurance, prices are through the roof.Rates are up an average of 30 percent for a typical plan in the 30 states where the federal government manages markets. In states that run their own markets, rates are up an average of 17 percent. That's according to an analysis from the health policy research group KFF.Meanwhile, the longest government shutdown continues in Washington. Lawmakers still can't agree over whether to extend subsidies that would make health insurance more affordable. Without those subsidies, experts estimate that more than 4 million people could lose access to insurance.How did health insurance get so expensive in the first place? And who stands to benefit from higher costs?Find more of our programs online. Listen to 1A sponsor-free by signing up for 1A+ at plus.npr.org/the1a. Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

Today's blockchain and cryptocurrency news  Coinbase gets vocal to Treasury on GENIUS Act Balancer identifies rounding error as root cause of multi-chain DeFi exploit UK to unveil stablecoin regulation consultation on Nov. 10 Mastercard, Ripple and Gemini explore settling card transactions using XRPL ###Gemini Card Disclosure: The Gemini Credit Card is issued by WebBank. In order to qualify for the $200 crypto intro onus, you must spend $3,000 in your first 90 days. Terms Apply. Some exclusions apply to instant rewards in which rewards are deposited when the transaction posts. This content is not investment advice and trading crypto involves risk. For more details on rates, fees, and other cost information, see Rates & Fees. The Gemini Credit Card may not be used to make gambling-related purchases.  ### For 40% off your order, head to Udacity.com/DCR and use code DCR. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode, we challenge the norms of physical therapy pricing, care delivery, and content creation. From charging what you're worth to turning every session into a piece of content, this is a masterclass in business for healthcare providers. If you've ever struggled with raising your rates, justifying your value, or leveraging media — this one is for you.We dig into:???? The real reason you're underpaid (hint: it's not insurance)???? How to legally record patient sessions and monetize them long-term???? The psychology of pricing (and why 20% is too low to matter)???? How to set rates without guilt — and communicate them clearly????️ Why “medical necessity” might be holding your business back???? Mic Drop Quote:“I don't know how to hit half a home run. Half a home run is a pop-out to second base.”????‍⚕️ Perfect For:Private practice ownersPhysical therapistsRehab cliniciansHealthcare entrepreneursAnyone tired of undercharging

Why most enterprise AI fails — and how Cat Valverde's 4-week adoption framework shows that the fix is just 15 minutes a week.Most enterprises are stuck in AI pilot purgatory — running endless experiments that never scale. In this episode of Unchurned, Josh Schachter sits down with Cat Valverde, founder of Enterprise AI Group, to break down what's really blocking enterprise adoption.Cat shares her research-backed 15-Minute Rule, a simple 4-week framework that's doubled or tripled adoption rates — all by making AI implementation human-centered instead of tool-centered.If you're a leader trying to take AI from pilot to production, this is your playbook.What You'll Learn- Why most enterprise AI initiatives fail to scale past pilot stage- How to reduce adoption friction and create lasting behavior change- The psychological levers that improve user buy-in and learning retention- How to structure a simple 4-week rollout for any AI tool or workflow- What metrics actually matter when evaluating AI adoption successTimestamps: 0:00 – Preview & Intro1:02 – Meet Kat Valverde 1:42 – What buyers and sellers say in enterprise AI roundtables3:11 – The challenge of internal adoption 6:20 – The 15-Minute Rule; a 4-week micro-adoption framework11:45 – The psychology behind AI adoption12:18 – 2–3× adoption rates and major cost savings14:45 – Closing thoughtsKey Takeaways- Pilot fatigue is real — the biggest blocker to enterprise AI adoption isn't money, it's time and cognitive load.- The true KPI: internal adoption, not just model accuracy or ROI.- Fear ≠ just job loss. It's the fear of asking “dumb” questions or not keeping up with peers.- The 15-Minute Rule: a 4-week program built on psychology that uses micro-commitments to build momentum.- Outcomes: 2–3× higher adoption and ~50% training-cost reduction per user.---Check out the Key Takeaways & Transcripts: ⁠https://www.gainsight.com/presents/series/unchurned/⁠---Where to Find Cat:LinkedIn: ⁠https://www.linkedin.com/in/catvalverde/Enterprise AI Group: https://www.eais.io/Where to Find Josh: LinkedIn: ⁠https://www.linkedin.com/in/jschachter/⁠---Resources: The Power of Habit: https://www.charlesduhigg.com/the-power-of-habit

On today's MJ Morning Show:Jacuzzi on I-275UPS plane crash Tampa connectionMorons in the newsYouTube vs ABC/Disney/ESPNHigh school football player who hit opponent with his own helmet arrestedSubstitute teacher DUI storyCringe-watching Kardashian's new showD.M. from listener about the Coach Bowles Show on Q105Wednesday night date night... Where did MJ and Michelle go?Two kids born minutes apart in the same hospital with same first namePrincipal says kids shouldn't miss class for vacation, bringing backlashAirports that will reduce traffic 10%Clearwater bank robberyMovie money being passed around in FloridaGuy coated in peanut butter on campusBiohazard on a Delta flighteBike news'Poltergeist' scene filmed with real ones?Jelly Roll treated like a criminal in a Louis Vuitton store in AustraliaNew version of 'catfishing'Coca Cola being criticized again over digital commercialProposal of a toll to get to St. Pete Beach for touristsAuburndale city manager fired over allegations, but what's the truth?Jeep owners warned to park away from building over fire hazardIs Elon Musk aging disproportionately?Wagamama moving its headquarters to TampaSimone Biles admits to 3 plastic surgeriesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Ian Lyngen and Ben Jeffery bring you their thoughts on the U.S. Rates market for the upcoming week of November 10th, 2025, and respond to questions submitted by listeners and clients.

This is the noon All Local for Thursday, June 6, 2025

In this episode of THE MORTGAGE SHOW, Randy and Chris break down the Fed's recent quarter-point rate cut, what it really means for mortgage rates, why Jerome Powell's comments have the market spooked, and how inflation and tariffs could shake things up next.They also hit on the new 2026 Conventional Loan Limit of $819,000, what to know about the ongoing government shutdown's effect on RD and FHA loans, and why you might want to take another look at 20 Year Fixed Mortgages.Hosted By:Randy ForcierLoan Officer | NMLS 322749CMG Home Loans9 Beach St, 2nd FloorSaco, ME 04072207-590-0337rforcier@cmghomeloans.comChris BedardLoan Officer | NMLS 323290CMG Home Loans9 Beach St, 2nd FloorSaco, ME 04072207-229-4731cbedard@cmghomeloans.com

D.C. representative Oye Owolewa and Executive Director for Puerto Rico 51st George Laws Garcia join Chuck Todd for a deep dive into one of America’s most overlooked democratic debates — the fight for statehood for Washington, D.C. and Puerto Rico. With over 3 million Americans lacking full representation in Congress, Chuck explores the political, constitutional, and cultural hurdles standing in the way. From Puerto Rico’s 58% support for statehood to the District’s struggle under federal oversight, the episode unpacks how history, partisanship, and outdated systems continue to stall progress. The conversation dives into whether D.C. and Puerto Rico would need to enter as a political “duo”, why half measures like expanded autonomy wouldn’t hold up, and how the economic and tax inequalities faced by both territories have real-world consequences. With bipartisan murmurs of support and the next generation of lawmakers pushing the issue, Chuck asks: is America finally ready to welcome its 51st — and maybe 52nd — states? Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/chuck. Application times may vary. Rates may vary. Got injured in an accident? You could be one click away from a claim worth millions. Just visit https://www.forthepeople.com/TODDCAST to start your claim now with Morgan & Morgan without leaving your couch. Remember, it's free unless you win! Timeline: (Timestamps may vary based on advertisements) 00:00 Rep. Oye Owolewa and George Laws Garcia join the Chuck ToddCast 02:00 Over 3 million Americans don’t have representation 04:15 The status of Puerto Rico’s fight for statehood 06:30 Public split in Puerto Rico over its status 08:45 DC can pass local laws governing DC and Puerto Rico 09:30 Puerto Rico’s residents have 58% support for statehood 11:45 Should DC be holding more referendums on this issue? 12:45 The importance of lobbying people in other states 14:15 Muriel Bowser has been boxed in by the administration 15:30 DC and neighboring states don’t want to integrate 16:30 Should Virgin Islands join the fight for statehood? 19:30 DC would be solidly Democratic, Puerto Rico is more up in the air 20:15 Would DC & Puerto Rico have to both get statehood at the same time? 22:00 A new constitutional amendment may need to be passed 23:00 States are only added as duos due to political considerations 24:00 The GOP won’t add DC as a state without a Republican counterpart 26:15 Puerto Rico’s politics would be a huge question mark if admitted 27:45 How would the four congressional seats in PR split politically? 29:15 Is there a middle ground that would grant rights without statehood? 31:30 Why half measures wouldn’t work, Congress could claw things back 33:00 Statehood admission much easier to pass than an amendment 35:30 There is some bipartisan support for statehood 38:00 Could the PR statehood push get a boost from NY and FL? 39:00 DC lost out on huge amounts of Covid money by not being a state 41:30 Puerto Rico receives massively unequal funding relative to states 44:15 Puerto Rico pays more in federal taxes than at least 3 states 46:15 Tax base in DC would be stronger with statehood 47:00 Business are hesitant to operate in DC without statehood status 49:00 Puerto Rico had a huge manufacturing base that has diminished 51:00 Statehood wouldn’t harm people living in other states 53:00 States were added in 19th century where English wasn’t primary languageSee omnystudio.com/listener for privacy information.

On this episode of the Chuck ToddCast, Chuck reacts to Democrats outperforming expectations across the board in Tuesday’s elections — from New Jersey to Georgia — signaling a sharp political rebuke of Donald Trump and his influence over the GOP. He breaks down why the results were more than just a good night for Democrats, how high electric bills and cost-of-living concerns shaped key races, and why even Republican strongholds are starting to shift. With Trump’s tariffs facing likely Supreme Court scrutiny and voters blaming Republicans for the government shutdown, this week’s results could reshape not just the midterm landscape but the future of both parties. D.C. representative Oye Owolewa and Executive Director for Puerto Rico 51st George Laws Garcia join Chuck Todd for a deep dive into one of America’s most overlooked democratic debates — the fight for statehood for Washington, D.C. and Puerto Rico. With over 3 million Americans lacking full representation in Congress, Chuck explores the political, constitutional, and cultural hurdles standing in the way. From Puerto Rico’s 58% support for statehood to the District’s struggle under federal oversight, the episode unpacks how history, partisanship, and outdated systems continue to stall progress. The conversation dives into whether D.C. and Puerto Rico would need to enter as a political “duo”, why half measures like expanded autonomy wouldn’t hold up, and how the economic and tax inequalities faced by both territories have real-world consequences. With bipartisan murmurs of support and the next generation of lawmakers pushing the issue, Chuck asks: is America finally ready to welcome its 51st — and maybe 52nd — states? Finally, he answers listeners’ questions in the “Ask Chuck” segment and previews the upcoming weekend in college football. Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/chuck. Application times may vary. Rates may vary. Got injured in an accident? You could be one click away from a claim worth millions. Just visit https://www.forthepeople.com/TODDCAST to start your claim now with Morgan & Morgan without leaving your couch. Remember, it's free unless you win! Timeline: (Timestamps may vary based on advertisements) 00:00 Chuck Todd’s introduction 07:30 Tuesday’s elections went even better than expected for Democrats 09:00 Ciaterreli hit all his targets from 2021 and still got blown out 12:00 High electric bills could have resulted in Dem wins in Georgia 15:00 Election results were a repudiation of Donald Trump 16:45 Donald Trump creates the political weather, and voters don’t like it 17:15 Trump blamed the shutdown for the losses, giving Dems more leverage 19:00 Voters blame R’s over D’s for the shutdown by 10 point margin 21:45 We could see more Republican retirements from congress 23:15 Likely the Supreme Court rules against Trump’s tariffs 25:00 Election results could reshape the redistricting fight 26:00 When dust settles, redistricting may not swing advantage to either side 27:30 Cost of living is going to be the defining issue in the midterms 29:15 Democrats mistake with Latinos was appealing to identity, not class 30:00 It wasn’t a good night for Democrats, it was a GREAT night 31:30 Republican candidates will start to distance themselves from Trump 34:15 Democrats now have a reasonable shot at winning the senate 38:00 Rep. Oye Owolewa and George Laws Garcia join the Chuck ToddCast 40:00 Over 3 million Americans don't have representation 42:15 The status of Puerto Rico's fight for statehood 44:30 Public split in Puerto Rico over its status 46:45 DC can pass local laws governing DC and Puerto Rico 47:30 Puerto Rico's residents have 58% support for statehood 49:45 Should DC be holding more referendums on this issue? 50:45 The importance of lobbying people in other states 52:15 Muriel Bowser has been boxed in by the administration 53:30 DC and neighboring states don't want to integrate 54:30 Should Virgin Islands join the fight for statehood? 57:30 DC would be solidly Democratic, Puerto Rico is more up in the air 58:15 Would DC & Puerto Rico have to both get statehood at the same time? 1:00:00 A new constitutional amendment may need to be passed 1:01:00 States are only added as duos due to political considerations 1:02:00 The GOP won't add DC as a state without a Republican counterpart 1:04:15 Puerto Rico's politics would be a huge question mark if admitted 1:05:45 How would the four congressional seats in PR split politically? 1:07:15 Is there a middle ground that would grant rights without statehood? 1:09:30 Why half measures wouldn't work, Congress could claw things back 1:11:00 Statehood admission much easier to pass than an amendment 1:13:30 There is some bipartisan support for statehood 1:16:00 Could the PR statehood push get a boost from NY and FL? 1:17:00 DC lost out on huge amounts of Covid money by not being a state 1:19:30 Puerto Rico receives massively unequal funding relative to states 1:22:15 Puerto Rico pays more in federal taxes than at least 3 states 1:24:15 Tax base in DC would be stronger with statehood 1:25:00 Business are hesitant to operate in DC without statehood status 1:27:00 Puerto Rico had a huge manufacturing base that has diminished 1:29:00 Statehood wouldn't harm people living in other states 1:31:00 States were added in 19th century where English wasn't primary language 1:33:30 Chuck's thoughts on the interview with Rep Oye and George Laws Garcia 1:34:30 Ask Chuck 1:35:00 Was Mamdani's political skill the difference vs other progressives who lost? 1:45:45 Thoughts on Elise Stefanik running for governor of New York? 1:50:45 How will Biden's presidency be viewed in 30-40 years? 1:56:30 What would Ronald Reagan think about Trump? 2:05:00 College football previewSee omnystudio.com/listener for privacy information.

On this episode of the Chuck ToddCast, Chuck reacts to Democrats outperforming expectations across the board in Tuesday’s elections — from New Jersey to Georgia — signaling a sharp political rebuke of Donald Trump and his influence over the GOP. He breaks down why the results were more than just a good night for Democrats, how high electric bills and cost-of-living concerns shaped key races, and why even Republican strongholds are starting to shift. With Trump’s tariffs facing likely Supreme Court scrutiny and voters blaming Republicans for the government shutdown, this week’s results could reshape not just the midterm landscape but the future of both parties. Finally, he answers listeners’ questions in the “Ask Chuck” segment and previews the upcoming weekend in college football. Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/chuck. Application times may vary. Rates may vary. Got injured in an accident? You could be one click away from a claim worth millions. Just visit https://www.forthepeople.com/TODDCAST to start your claim now with Morgan & Morgan without leaving your couch. Remember, it's free unless you win! Timeline: (Timestamps may vary based on advertisements) 00:00 Chuck Todd’s introduction 03:30 Tuesday's elections went even better than expected for Democrats 05:00 Ciaterreli hit all his targets from 2021 and still got blown out 08:00 High electric bills could have resulted in Dem wins in Georgia 11:00 Election results were a repudiation of Donald Trump 12:45 Donald Trump creates the political weather, and voters don't like it 13:15 Trump blamed the shutdown for the losses, giving Dems more leverage 15:00 Voters blame R's over D's for the shutdown by 10 point margin 17:45 We could see more Republican retirements from congress 19:15 Likely the Supreme Court rules against Trump's tariffs 21:00 Election results could reshape the redistricting fight 22:00 When dust settles, redistricting may not swing advantage to either side 23:30 Cost of living is going to be the defining issue in the midterms 25:15 Democrats mistake with Latinos was appealing to identity, not class 26:00 It wasn't a good night for Democrats, it was a GREAT night 27:30 Republican candidates will start to distance themselves from Trump 30:15 Democrats now have a reasonable shot at winning the senate 33:30 Ask Chuck 34:00 Was Mamdani's political skill the difference vs other progressives who lost? 44:45 Thoughts on Elise Stefanik running for governor of New York? 49:45 How will Biden's presidency be viewed in 30-40 years? 55:30 What would Ronald Reagan think about Trump? 1:04:00 College football previewSee omnystudio.com/listener for privacy information.

Your morning briefing, the business news you need in just 15 minutes.On today's podcast:(1) The Bank of England will likely keep interest rates unchanged today at 4% in what is expected to be a closely contested decision. (2) The UK's biggest business lobby has warned Rachel Reeves against hitting companies with a series of smaller tax rises, saying she should "prioritize long-term prosperity over short-term thinking."(3) The US Supreme Court appeared skeptical of President Donald Trump’s sweeping global tariffs, as key justices suggested he had overstepped his authority with his signature economic policy.(4) European economy commissioner Valdis Dombrovskis has signalled that the EU is willing to accommodate international concerns about its ESG rules, as the bloc fields threats from the US and Qatar.(5) Nvidia's CEO Jensen Huang has warned that China will beat the US in the artificial intelligence race in part due to lower energy costs and looser regulations, he told the Financial Times. (6) The US plans to cut domestic flight capacity by 10% at 40 major airports across the country if the government shutdown continues.Podcast Conversation: JPMorgan’s Billionaire Clients Want Sports Teams More Than Fine ArtSee omnystudio.com/listener for privacy information.

In this episode of Wealth Coffee Chats, Alex from the financial planning team breaks down the Reserve Bank of Australia's latest rate hold announcement and what it means for investors navigating inflation, housing demand, and employment shifts. He walks through key takeaways from the RBA's November statement, explaining why inflation remains stubbornly high at 3.2%, how the end of state electricity rebates could affect future readings, and why labour market conditions are creating a tug-of-war between inflation control and economic stability. Alex also examines how migration-driven housing shortages are fueling price pressures, what the latest unemployment uptick to 4.5% signals, and how international factors — including the U.S. money-printing cycle — could ripple through the Australian economy. He wraps up with insights on where to position your portfolio, the role of hard assets versus cash, and how to build buffers for potential interest rate shifts ahead.   Episode Highlights: RBA announces another hold on the cash rate — what's behind the decision. Inflation remains elevated at 3.2% and why it may persist into 2025. End of electricity rebates and their impact on the next inflation print. Labour market pressures: unemployment rises to 4.5%. 430,000 new migrants intensify housing demand and price growth. Global influences — how U.S. monetary policy may affect Australia. Why productivity remains a “weak link” in the inflation equation. How to think about cash versus hard assets during high inflation. Building investment buffers for potential future rate moves. Key takeaway: focus on long-term strategy, not short-term rate noise.

What's really happening in the UK short-term rental market heading into 2026?In this episode of the Host Planet Podcast – powered by Hostfully – Sally Henry, VP of Business Development at Key Data, breaks down late-booking trends, the right OTA vs direct mix, why pricing discipline matters, and how hosts/managers can lock in early demand for peak periods.1:15 What's happening in the UK's STR industry in 2025?4:52 Is late booking the new normal?6:51 Hosts need to cover their costs8:27 Property managers need to be agile10:59 OTA channels are growing at the expense of direct bookings  14:04 What's a good mix of OTA channels and direct bookings?16:37 Rates are holding firm – pricing discipline is important18:02 The holy grail is to get the early bookings19:43 How to prepare for Christmas and New Year 21:01 Short-term rentals are outperforming hotels in Scotland and Wales 22:24 Get on every channel you can and understand your pricing and competitors23:23 Find out more about Key Data: https://www.keydatadashboard.com/products/prodata?utm_source=referral&utm_medium=partner&utm_campaign=holiday_cottage_handbookLink to the Key Data report: https://www.keydatadashboard.com/uk-quarterly-reportLooking for a great PMS or digital guidebook? You need Hostfully!Check out these special offers:Property Management Software: Get $500 off onboarding by using the code PLANET500.Digital Guidebooks: Get 30% off for life by using the code HOSTPLANETGB.Click here to sign up for Hostfully: https://tinyurl.com/3ay8bhtkKeen to book a Hostfully demo? Click here to connect with Frank Bosi: https://tinyurl.com/Hostfully-DemoEmail Frank: frank@hostfully.com Host Planet: https://www.hostplanet.club/James Varley: https://www.linkedin.com/in/jdsvarley/Sally Henry: https://www.linkedin.com/in/sally-henry-3516229/Key Data: https://www.keydatadashboard.com/products/prodata?utm_source=referral&utm_medium=partner&utm_campaign=holiday_cottage_handbookEpisode to check next: Welsh Holiday Let Owners Are Giving Up: https://www.youtube.com/watch?v=SB-a8ZM5xWU&t=1sHost Planet Podcast is presented by James Varley, a holiday let investor and property manager who is also the Founder of Host Planet. Before founding Host Planet, James spent 20 years in the media, including a decade leading corporate communications for the FIFA World Cup Qatar 2022.Contact the show: info@hostplanet.club#HostPlanet #HostPlanetPodcast #HostPlanetBitesize #ShortTermRentals #VacationRentals #HolidayLets #Airbnb #BookDirect #PropertyManagement #PropertyInvestment #BookingCom #Vrbo #JamesVarley #Hostfully #PMS #DigitalGuidebooks #SpecialOffer #SallyHenry #KeyData #Data #Trends #UKMarket

Economic Policy and China Trade. Elizabeth Peek discusses the US economy, where Treasury Secretary Bessent asserts that housing is in recession due to high Federal Reserve rates. Peek argues that lower rates are needed to "unstick" the housing market. The Fed, led by Jay Powell, is fixated on inflation, though Peek questions his rationale regarding tariffs and labor demand. The conversation also covers the Trump-Xi meeting, which was anticlimactic, postponing confrontation for a year. Key concessions included China relenting on rare earth exports and American soybean boycotts. FIVE POINTS

Economic Policy and China Trade. Elizabeth Peek discusses the US economy, where Treasury Secretary Bessent asserts that housing is in recession due to high Federal Reserve rates. Peek argues that lower rates are needed to "unstick" the housing market. The Fed, led by Jay Powell, is fixated on inflation, though Peek questions his rationale regarding tariffs and labor demand. The conversation also covers the Trump-Xi meeting, which was anticlimactic, postponing confrontation for a year. Key concessions included China relenting on rare earth exports and American soybean boycotts. GRAND CENTRAL 1890

Check out our College Football Week 11 previews, predictions and best bets for some of the greatest matchups of the weekend. - - - Today's Sponsors: Ethos - Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/BOOSTER. Application times may vary. Rates may vary. BAERSkin Tactical Supply Co. - Get a BÆRSkin now - while it's 60% off. Text CRAIN to 36912 - - - Privacy Policy: https://www.dailywire.com/privacy Learn more about your ad choices. Visit podcastchoices.com/adchoices

Today's blockchain and cryptocurrency news  Analysts see bitcoin consolidating after dips below $100,000 Gemini preparing to launch prediction market contracts Bitcoin's 'IPO moment' White House says Trump's pardon of CZ was reviewed with 'utmost seriousness' ###Gemini Card Disclosure: The Gemini Credit Card is issued by WebBank. In order to qualify for the $200 crypto intro onus, you must spend $3,000 in your first 90 days. Terms Apply. Some exclusions apply to instant rewards in which rewards are deposited when the transaction posts. This content is not investment advice and trading crypto involves risk. For more details on rates, fees, and other cost information, see Rates & Fees. The Gemini Credit Card may not be used to make gambling-related purchases.  ### For 40% off your order, head to Udacity.com/DCR and use code DCR. Learn more about your ad choices. Visit megaphone.fm/adchoices

The San Antonio Water System is expected to request a rate increase next year, its first since 2020. What is the SAWS position on a proposed wastewater treatment facility at the Guajolote Ranch development? How expensive and complicated will the relocation of a downtown chilled water plant be to accommodate Project Marvel?

Talking about money isn't always easy—but it's essential, no matter if you're running an event business or navigating your event career. In this episode, we dive into one of the most important (and sometimes awkward) parts of the job: raising your rates. Whether you're a freelancer negotiating your next contract or an internal event pro prepping for a raise conversation, we share the signs it's time to ask for more, how to navigate pushback, and the mindset shifts that make money talks feel less scary. Tune in for actionable tips, real stories, and confidence-boosting strategies to help you value your work—and get paid what you're worth.SHOW NOTES:Register for the 2025 Better Events Conference ( In-Person Day Only - Dec. 18th): https://app.swapcard.com/login/event/2025-better-events-conference/registrationLearn more about the conference: https://bettereventspod.com/conferenceBook: Never Split the Difference by Chris Voss: https://www.thriftbooks.com/w/killer-deals_chris-voss_tahl-raz/10231806/item/28340565Our episode on building a profitable event business (Episode 96): https://www.youtube.com/watch?v=uaF3GOTkfDQWant our updated free run of show template? Send us an email at bettereventspod@gmail.comJoin the paid Better Events Community: https://bettereventspodcast.substack.com/Buy Us a Coffee Link: https://www.buymeacoffee.com/bettereventspodTHANKS FOR THE LOVE! Love this podcast? Please share with your event friends, tag us, and leave a review!Leave us a rating on Spotify: https://open.spotify.com/show/04ivq77TMgF5HhJHJOMe1VLeave us a review on Apple Podcast: https://podcasts.apple.com/us/podcast/better-events/id1561944117——FOLLOW US ON INSTAGRAM:@bettereventspod@loganstrategygroup_events (Logan)@epeventsllc (Mary)

Jerome Powell's latest comments rattled the markets after a widely expected 25 bps rate cut — pushing mortgage rates back up despite hitting 3-year lows earlier in the week. Here's what happened, why Powell's wording matters, and what buyers & sellers in Greater Philadelphia should do now. We break down inflation data, jobs, predictions for December, and how to navigate housing decisions today.

On the Money Café this week, Alan Kohler and Stephen Mayne discuss the state of the housing market, look at interest rates, AGM season, and answer questions on AI, governance, and much more!See omnystudio.com/listener for privacy information.

In this episode of the Crypto 101 podcast, co-host Bryce and Brendan interview Adam Hollander, the CMO of OpenSea, the largest NFT marketplace. They discuss the evolution of NFTs, the importance of digital ownership, and OpenSea's vision for the future, including the development of a mobile app and the upcoming C token. Adam shares insights on the changing landscape of NFTs, the significance of community, and the recognition of creators in the digital art space. The conversation emphasizes the need for self-custody in crypto and the exciting developments on the horizon for OpenSea and the NFT market.Efani Sim Swap Protection: Get $99 Off: http://efani.com/crypto101Check out TruDiagnostic and use my code CRYPTO101 for a great deal: https://www.trudiagnostic.comCheck out Gemini Exchange: https://gemini.com/cardThe Gemini Credit Card is issued by WebBank. In order to qualify for the $200 crypto intro bonus, you must spend $3,000 in your first 90 days. Terms Apply. Some exclusions apply to instant rewards in which rewards are deposited when the transaction posts. This content is not investment advice and trading crypto involves risk. For more details on rates, fees, and other cost information, see Rates & Fees. The Gemini Credit Card may not be used to make gambling-related purchases.Get immediate access to my entire crypto portfolio for just $1.00 today! https://www.crypto101insider.com/cryptnation-directm6pypcy1?utm_source=Internal&utm_medium=YouTube&utm_content=Podcast&utm_term=DescriptionGet your FREE copy of "Crypto Revolution" and start making big profits from buying, selling, and trading cryptocurrency today: http://www.cryptorevolution.com/free?utm_source=Internal&utm_medium=YouTube&utm_content=Podcast&utm_term=DescriptionChapters00:00 Introduction to the Crypto 101 Podcast01:11 Meet Adam Hollander, CMO of OpenSea03:46 Understanding NFTs: The Basics08:20 The Evolution of NFTs: 2021 to Today10:17 OpenSea's Expansion and Future Vision16:29 Enhancing User Experience: OS Mobile and Beyond19:29 Self-Custody vs. Centralized Exchanges20:39 Acquisitions and Future Developments24:43 Flagship Collection: A Love Letter to Creators29:33 The Future of Digital Art and Museums29:58 The Upcoming C Token and Its Significance32:36 OpenSea's Roadmap and Community Engagement34:08 Advice for Newcomers in the Crypto SpaceMERCH STOREhttps://cryptorevolutionmerch.com/Subscribe to YouTube for Exclusive Content:https://www.youtube.com/@crypto101podcast?sub_confirmation=1Follow us on social media for leading-edge crypto updates and trade alerts:https://twitter.com/Crypto101Podhttps://instagram.com/crypto_101Guest Linkshttps://opensea.io/*This is NOT financial, tax, or legal advice*Boardwalk Flock LLC. All Rights Reserved  ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬Fog by DIZARO https://soundcloud.com/dizarofrCreative Commons — Attribution-NoDerivs 3.0 Unported — CC BY-ND 3.0 Free Download / Stream: http://bit.ly/Fog-DIZAROMusic promoted by Audio Library https://youtu.be/lAfbjt_rmE8▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬Our Sponsors:* Check out Gemini Exchange: https://gemini.com/card* Check out Plus500: https://plus500.com* Check out Plus500: https://plus500.com* Check out TruDiagnostic and use my code CRYPTO101 for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Stunning referendum outcome in Gainesville, on hour 2 of the Wednesday Bob Rose Show. Voters overwhelmingly want Gainesville Regional Utilities back in control of the City Commission. GRU's history of financial mismanagement, what the vote means, and what challenges remain. Plus, the morning's breaking stories for 11-5-25

Over $1.3 billion in crypto positions liquidated Analysts map $285M in potential exposure across DeFi after Stream Finance's $93M loss US prosecutors seek five-year prison terms for Samourai Wallet founders ###Gemini Card Disclosure: The Gemini Credit Card is issued by WebBank. In order to qualify for the $200 crypto intro onus, you must spend $3,000 in your first 90 days. Terms Apply. Some exclusions apply to instant rewards in which rewards are deposited when the transaction posts. This content is not investment advice and trading crypto involves risk. For more details on rates, fees, and other cost information, see Rates & Fees. The Gemini Credit Card may not be used to make gambling-related purchases.  ### For 40% off your order, head to Udacity.com/DCR and use code DCR. Learn more about your ad choices. Visit megaphone.fm/adchoices

Steve Forbes explains why the Federal Reserve must continue cutting rates despite Fed Chair Jerome Powell's hesitance to do so, warning that failure would cause the stock market's bull run to turn bearish. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

George Laughton, founder of The Laughton Team (200 agents, $900M+ volume), details his journey from a terrible investment start in 2006 to running one of the US's top teams. He shares his systems for anticipating market shifts, his philosophy of making friends with what he fears (like iBuyers), and the team's structure based on interdependence. He unveils his Reverse Offer Playbook for saving canceled listings and stresses that consistent investment in self-development is the only way to sustain success at scale. Give your clients the competitive edge with Zillow's Showcase. Discover how this exclusive, immersive media experience—featuring stunning photography, video, virtual staging, and SkyTour—helps agents drive more views, saves, and shares. Agents using Showcase on the majority of their listings on Zillow list 30% more homes than similar non-Showcase agents. Learn how to stand out and become the agent sellers choose. https://www.zillow.com/agents/showcase/ Here is a sample link to the toolkits we discussed on the podcast. https://reverse-offer-toolkit-1j1j8rk.gamma.site/   Connect with George on LinkedIn.   Learn more about The Laughton Team on Instagram and online at myphoenixhomesearch.com.   Subscribe to Real Estate Insiders Unfiltered on YouTube! https://www.youtube.com/@RealEstateInsidersUnfiltered?sub_confirmation=1   To learn more about becoming a sponsor of the show send us an email: jessica@inman.com You asked for it. We delivered. Check out our new merch! https://merch.realestateinsidersunfiltered.com/   Follow Real Estate Insiders Unfiltered Podcast on Instagram - YouTube, Facebook - TikTok. Visit us online at realestateinsidersunfiltered.com.   Link to Facebook Page: https://www.facebook.com/RealEstateInsidersUnfiltered Link to Instagram Page: https://www.instagram.com/realestateinsiderspod/ Link to YouTube Page: https://www.youtube.com/@RealEstateInsidersUnfiltered Link to TikTok Page: https://www.tiktok.com/@realestateinsiderspod Link to website: https://realestateinsidersunfiltered.com This podcast is produced by Two Brothers Creative. https://twobrotherscreative.com/contact/  

Rundown: (0:45:00) Ari Temkin, Big 12 Radio on Tune (1:05:00) Shehan Jeyarajah, CBS Sports (1:49:00) Craig Smoak's “Off the Radar” (2:03:00) Pat Smith, 3ManFront (2:20:00) Paul's “Top 5” Super Chat's/Quizzes/Poll Results Learn more about your ad choices. Visit megaphone.fm/adchoices

Join economist Dr. Orphe Divounguy and Chris Krug as they discuss mortgage delinquency rates and shifts in housing affordability on this episode of Everyday Economics! Everyday Economics is an unrehearsed, free-flow discussion of the economic news shaping the day. The thoughts expressed by the hosts are theirs, unedited, and not necessarily the views of their respective organizations. Support this podcast: https://secure.anedot.com/franklin-news-foundation/ce052532-b1e4-41c4-945c-d7ce2f52c38a?source_code=xxxxxx Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Systematic Review Evaluates Initial Carious Lesion Rates Associated with Fixed Orthodontic TreatmentBy Today's RDH ResearchOriginal article published on Today's RDH: https://www.todaysrdh.com/systematic-review-evaluates-initial-carious-lesion-rates-associated-with-fixed-orthodontic-treatment/Need CE? Start earning CE credits today at https://rdh.tv/ce Get daily dental hygiene articles at https://www.todaysrdh.com Follow Today's RDH on Facebook: https://www.facebook.com/TodaysRDH/Follow Kara RDH on Facebook: https://www.facebook.com/DentalHygieneKaraRDH/Follow Kara RDH on Instagram: https://www.instagram.com/kara_rdh/

SBS Finance Editor Ricardo Gonçalves speaks with Laura Cooper from Nuveen and Gemma Dale from nabtrade about the RBA's decision to leave interest rates on hold and why its revised inflation forecasts risks an end to its rate cutting cycle.

In the latest episode of the pod Andy's talking about the latest stories that are important to you and your money. Including:  Novembers top savings rates and latest news Andy's Black Friday boot camp For links and further reading head to becleverwithyourcash.com/cashchats 00:00 Intro 01:12 Savings update and news 11:58 Black Friday boot camp 26:14 Best savings rates ABOUT CASH CHATS Cash Chats is the award-winning podcast brought to you by the team of money geeks at Be Clever With Your Cash, sharing the latest updates from the world of personal finance and helping you to navigate the everyday money challenges we all face. Show notes can be found at becleverwithyourcash.com/podcast. BE CLEVER WITH YOUR CASH ON SOCIAL twitter.com/BeCleverCash instagram.com/becleverwithyourcash   youtube.com/@becleverwithyourcash   GET OUR WEEKLY NEWSLETTER You'll also get a free Quidco bonus for signing up https://becleverwithyourcash.com/newsletter/ MUSIC The music is Easter Island by Lonely Punk and provided on a creative commons licence 

In this episode of Crypto 101 Rundown, Brendan and Tevo break down why crypto prices have dipped despite strong macro and regulatory tailwinds. They attribute the decline to lingering effects from record liquidations, fading sentiment, and short-term exhaustion, while stressing that Bitcoin's long-term trend remains strong. The hosts highlight bullish developments including Amazon's crypto job posting, Coinbase adding Bitcoin to its balance sheet, and Jamie Dimon's surprising pro-crypto remarks. They close by reminding listeners to “zoom out,” noting Bitcoin's resilience, dominance trends, and the potential for a year-end rally.Efani Sim Swap Protection: Get $99 Off: http://efani.com/crypto101Check out TruDiagnostic and use my code CRYPTO101 for a great deal: https://www.trudiagnostic.comCheck out Gemini Exchange: https://gemini.com/cardThe Gemini Credit Card is issued by WebBank. In order to qualify for the $200 crypto intro bonus, you must spend $3,000 in your first 90 days. Terms Apply. Some exclusions apply to instant rewards in which rewards are deposited when the transaction posts. This content is not investment advice and trading crypto involves risk. For more details on rates, fees, and other cost information, see Rates & Fees. The Gemini Credit Card may not be used to make gambling-related purchases.Get immediate access to my entire crypto portfolio for just $1.00 today! https://www.crypto101insider.com/cryptnation-directm6pypcy1?utm_source=Internal&utm_medium=YouTube&utm_content=Podcast&utm_term=DescriptionGet your FREE copy of "Crypto Revolution" and start making big profits from buying, selling, and trading cryptocurrency today: http://www.cryptorevolution.com/free?utm_source=Internal&utm_medium=YouTube&utm_content=Podcast&utm_term=DescriptionChapters00:00 — Show intro and setup: crypto markets turn volatile to the downside.02:50 — Why is crypto down? Brendan explains market drop and liquidation effects.05:20 — Chart analysis: October and November historical return patterns.07:42 — Articles on sentiment, liquidity, and market exhaustion.10:05 — M2 money supply vs. Bitcoin, gold, and NASDAQ correlations.13:39 — Discussion of possible pullback to $88K and 200-day moving average history.18:08 — Zooming out: one-year performance and investor mindset.24:19 — Bitcoin white paper anniversary and Scott Besson's market influence.27:46 — Amazon hiring a crypto ecosystem lead; major tech adoption.36:34 — Bitcoin stat of the day: post-FOMC drops followed by new all-time highs.MERCH STOREhttps://cryptorevolutionmerch.com/Subscribe to YouTube for Exclusive Content:https://www.youtube.com/@crypto101podcast?sub_confirmation=1Follow us on social media for leading-edge crypto updates and trade alerts:https://twitter.com/Crypto101Podhttps://instagram.com/crypto_101*This is NOT financial, tax, or legal advice*Boardwalk Flock LLC. All Rights Reserved  ▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬Fog by DIZARO https://soundcloud.com/dizarofrCreative Commons — Attribution-NoDerivs 3.0 Unported — CC BY-ND 3.0 Free Download / Stream: http://bit.ly/Fog-DIZAROMusic promoted by Audio Library https://youtu.be/lAfbjt_rmE8▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬Our Sponsors:* Check out Gemini Exchange: https://gemini.com/card* Check out Plus500: https://plus500.com* Check out Plus500: https://plus500.com* Check out TruDiagnostic and use my code CRYPTO101 for a great deal: https://www.trudiagnostic.comAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Economist Saul Eslake spoke to Heidi Murphy.See omnystudio.com/listener for privacy information.

Today's blockchain and cryptocurrency news  Bitcoin slides Elizabeth Warren rebuffs defamation allegations from CZ DeFi protocol Balancer potentially exploited as onchain data shows millions in outflows Polymarket activity rebounds to new highs while Kalshi dominates in volume Hong Kong to allow crypto exchanges to access global liquidity pools ### Gemini Card Disclosure: The Gemini Credit Card is issued by WebBank. In order to qualify for the $200 crypto intro onus, you must spend $3,000 in your first 90 days. Terms Apply. Some exclusions apply to instant rewards in which rewards are deposited when the transaction posts. This content is not investment advice and trading crypto involves risk. For more details on rates, fees, and other cost information, see Rates & Fees. The Gemini Credit Card may not be used to make gambling-related purchases.  ### For 40% off your order, head to Udacity.com/DCR and use code DCR. Learn more about your ad choices. Visit megaphone.fm/adchoices

Top economists are forecasting a year of steady growth, modest inflation, and predictable interest rates in 2026 — and that's welcome news for real estate investors. In this episode, Kathy Fettke reports on Marcus & Millichap's latest outlook, based on the Blue Chip Economic Indicators survey of 44 leading economists. Learn how a stable economic environment could shape property values, financing, and investment strategy in the year ahead. JOIN RealWealth® FOR FREE https://realwealth.com/join-step-1  FOLLOW OUR PODCASTS Real Wealth Show: Real Estate Investing Podcast https://link.chtbl.com/RWS SOURCE: millichap.com/research/videos/leading-economists-predictions-for-2026 

After the full rage walk off, we started to film the post show... halfway through, we got a knock. She came in and started acting like a b*tch... Watch here: ➡️ https://bit.ly/chpostshow ⚡️ Download the DollarWise Budgeting App today:➡️ https://bit.ly/dollarwiseapp ⚡️ Get your FREE Hammer Financial Score:➡️ https://bit.ly/calebhammer

Are you leaving thousands of dollars on the table because you're afraid to raise your therapy rates? If you're asking yourself when you should increase your fees, I'm telling you right now: you probably need to do it. The hardest part about raising therapy rates isn't figuring out the math. It's getting past the anxiety around having those conversations with your clients.In today's episode, I'm breaking down exactly when to raise your therapy fees, how much to increase them by, and how to think through your risk tolerance so you can make a decision that actually works for your private practice. We're also talking about why this time of year is particularly strategic if you want to implement changes before 2026.Plus, I'll walk you through different fee-raise strategies and show you how to stop overthinking this decision that's costing you money every single day.Topics covered on Raising Therapy Rates:The signs that it's time to raise your therapy ratesThe different strategies for raising your therapy ratesWhen is the perfect time to raise your therapy rates?The Magic Sheets, a powerful tool that will help you figure out by how much you need to raise your therapy ratesHaving a limited cancellation policy is just as important as raising your rates (if not more important)Connect with Felicia:Instagram: @the_bad_therapistWebsite: www.thebadtherapist.coachFacebook group: Healing MoneyResources from this episode:`Get my freebie & join the email list: The Magic SheetsWant the roadmap to making six figures in your therapy business? Learn more about The Fee Formula course today!Related episodes How to Raise Your Fees & Take a Week off from Your Private Practice [Ep 2]How to Ethically Raise Your Therapy Fees [Ep 46]Quote:"If you are asking yourself if you need to raise fees, then that is already a strong indicator that you need to raise your fees." - Felicia

Property taxes have become one of the biggest talking points for investors.Rates are rising, and for many, it feels like a growing burden that's eating into returns.But what if these increases actually signal strength in your investment?On this week's episode of the Not Your Average Investor Show, Pablo sits down with Hannah Feran, Portfolio Management Supervisor at JWB, to unpack what's really driving property taxes higher and what it means for long-term investors.You'll learn:- Why higher property taxes often track rising home values and rental income- How Florida still compares favorably to other states on an effective-rate basis- Why you can't judge performance by a single line item, and what the “total return” picture really looks like- What's behind the proposal to eliminate property taxes altogether, and what that could mean for communitiesHannah helps investors see the bigger picture, reminding them that rising taxes usually reflect growing value and stronger local economies. Her insights bring clarity to a topic that often causes unnecessary concern.If you've been worried about how property taxes might affect your cash flow, this episode will show why investors are still positioned to win for the long run.Listen NOW!Chapters:00:00 Introduction to Property Taxes01:09 Meet the Guest: Hannah Feran01:49 Understanding Property Tax Concerns02:27 Seasonal Trends in Property Taxes03:00 Property Values and Tax Increases03:45 Impact of Rising Property Taxes on Investors05:21 Workforce Housing and Market Dynamics07:40 Navigating Property Tax Bills12:03 Jacksonville's Growth and Investment Potential19:58 The Bigger Picture: Balancing Costs and Revenue23:55 Navigating Property Sales with Long-Term Tenants25:13 The Importance of Consulting Experts28:00 Role of Property Managers in Crisis Situations30:03 Challenges in Traditional Property Management32:01 The Value of a Strong Property Management Team33:19 Hiring for Core Values at JWB35:40 Engaging with the JWB Community36:27 Q&A Session with the Audience42:27 Final Thoughts and Closing RemarksStay connected to us! Join our real estate investor community LIVE: https://jwbrealestatecapital.com/nyai/Schedule a Turnkey strategy call: https://jwbrealestatecapital.com/turnkey/ *Get social with us:*Subscribe to our channel  @notyouraverageinvestor  Subscribe to  @JWBRealEstateCompanies  

The Fed just cut rates again so why are mortgage rates climbing?

Anthony Saccaro compares the 2001 bubble to now, looking at P/E ratios, capex spending, and borrowing. He thinks investors should respond to these conditions based on their age and goals, with people close to retirement pulling chips off the table and people with longer-term horizons staying in tech. He thinks it's “amazing” that the Fed cut rates and explains why he doesn't think they needed to cut at all. Anthony also expects the real estate market to become busier in the near future.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

SPRINGFIELD — State Senator Michael E. Hastings advanced legislation designed to protect homeowners from excessive insurance rate increases and ensure fairness, transparency and accountability in Illinois homeowners insurance. "With this legislation, we are putting fairness and accountability back into the system," said Hastings (D-Frankfort). "Here is what this means for Illinois homeowners — no more surprise renewals, no more fine print, no more ‘gotcha' letters in the mail.” The legislation would establish clear rules for homeowners insurance, including: No surprise renewals: Companies would be required to give at least 60 days' notice before nonrenewal and at least 60 days' notice for premium increases over 10% or changes in coverage or deductibles. Use of Illinois-specific data: Insurers would need to use credible state-specific loss experience when setting rates. Fair, reasonable and transparent rates: Rates would need to be actuarially sound and not excessive, inadequate or unfairly discriminatory. Accountability and enforcement: The Department of Insurance would be able to review filings, issue orders and require rebates when rates are found unfair. The legislation would apply specifically to fire and extended coverage insurance for residential owner occupied properties, while excluding commercial, rental and unoccupied properties. Hastings emphasized the legislation is leveling the playing field for Illinois residents. "We are tired of the industry cherry picking data from across the country when setting their rates,” said Hastings. “This legislation guarantees homeowners a fair shake, with rates based on real Illinois data." House Bill 3799 passed the Senate on Thursday.

SBS Finance Editor Ricardo Gonçalves speaks with Westpac CEO Anthony Miller about the bank's full-year results to find out what will drive growth in the future, and takes a look at the market reaction with David Walsh from Sarto Advisory Pty Ltd.

Trump brings home some major W's from his Asia trip, the Administration looks to crack down on CDLs for illegals, and is South America trending toward the political right? Get the facts first with Morning Wire. - - - Wake up with new Morning Wire merch: https://bit.ly/4lIubt3 - - - Today's Sponsors: Ethos - Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/WIRE Application times may vary. Rates may vary. Shopify - Go to https://Shopify.com/morningwire to sign up for your $1-per-month trial period and upgrade your selling today. - - - Privacy Policy: https://www.dailywire.com/privacy morning wire,morning wire podcast,the morning wire podcast,Georgia Howe,John Bickley,daily wire podcast,podcast,news podcast Learn more about your ad choices. Visit megaphone.fm/adchoices

The Federal Reserve just cut rates by another 0.25%, but mortgage rates went…up? This is now the fourth time the Fed has lowered its federal funds rate, and mortgage rates have defied them. It's becoming clearer than ever before: real estate investors cannot rely on the Fed to save them. If you're waiting for mortgage rates to get back in the mid-to-low 5% range, you might be waiting for a while. But you don't have to. Dave (and the guests on this show) are actively buying real estate deals, building their portfolios, and increasing their cash flow, all while interest rates are high. You can do it too—no matter what the Fed decides. In fact, right now may be a low-rate period that future investors will wish they could return to. There are six things you can do right now to lock in great real estate deals, even with rates rising higher. This is the opportunity for investors. Average homebuyers are sitting on the sidelines, many investors are still scared to jump back in, all while sellers are lowering prices, offering concessions, and willing to negotiate. You wanted a time to get better deals? This is it, and the Fed's moves are only giving you more control. In This Episode We Cover The Fed rate cut update and why mortgage rates went up after the announcement  The real reason why the Fed's cuts aren't moving mortgage rates lower  Six ways to take advantage of a high-rate, lower-competition housing market  The “relatively affordable” pockets of the country that are seeing rising housing demand  Why real estate forecasters could be dead wrong and rates could rise over the next few years  And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/real-estate-1194 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this Huberman Lab Essentials episode, my guest is Dr. David Sinclair, PhD, a professor of genetics at Harvard Medical School and a leading expert on the biology of aging. We discuss the cellular and molecular mechanisms of aging—and how specific behaviors, such as fasting, regular exercise and NAD⁺-boosting compounds like NMN, can activate the body's natural longevity pathways. This discussion highlights how lifestyle choices profoundly influence the aging process and may even slow or reverse key aspects of biological aging. Read the episode show notes at hubermanlab.com. Thank you to our sponsors AGZ by AG1: https://drinkagz.com/huberman David: https://davidprotein.com/huberman Eight Sleep: https://eightsleep.com/huberman Timestamps (0:00) David Sinclair (0:20) Longevity, Anti-Aging, Aging as a Disease (2:27) Causes of Aging; Epigenome & Genes (4:53) CD & Scratches Analogy, DNA, Silencing & Expressing Genes (6:44) Physical Appearance & Aging (7:36) Sponsor: David (8:54) Childhood Development & Aging, Horvath Clock, Accelerate Aging (11:30) Rates of Puberty & Aging, Growth Hormone (12:37) Body Size & Longevity; Epigenetics (13:07) Fasting, Calorie Restriction & Longevity, Sirtuins, Insulin & Glucose (16:31) Tool: Skip a Meal (17:07) Longer Fasts & Autophagy, “Deep Cleanse” (18:07) Sponsor: AGZ by AG1 (19:36) Fasting, Fluids, Electrolytes (20:16) Sirtuins, Glucose, mTOR & Fasting; Leucine, Tool: Pulsing Behaviors (24:24) Breaking a Fast, Tools: Do Your Best; Transitions (27:00) Sirtuins, NAD, NMN Supplementation (29:04) Sponsor: Eight Sleep (31:10) Iron & Senescent Cells; Personalize Medicine (32:40) Tool: Blood Markers, CRP (34:50) Tool: Aerobic & Resistance Exercise (35:55) Estrogen, Fasting & Fertility; Aging & Rejuvenation (38:20) Acknowledgements Disclaimer & Disclosures Learn more about your ad choices. Visit megaphone.fm/adchoices