Podcasts about rates

Patrick Bet-David hosts a debate between Candace Owens and Andrew Wilson over whether there is overwhelming evidence that Tyler Robinson shot and killed Charlie Kirk, or whether there is overwhelming evidence that Tyler Robinson did not kill Charlie Kirk and is being set up as a patsy. Vulnerable People Project​ ​ If preserving a living Christian presence in the Holy Land matters to you, visit http://www.VulnerablePeopleProject.com. PDS Debt​ ​ Get your free, personalized assessment TODAY at http://pdsdebt.com/candace #PDSdebt #PDSpartner The Wellness Company​ Be prepared before you need it. Get your Medical Emergency Kit. Visit http://www.twc.health/CANDACE and use code CANDACE to Save $45 Off + Free Shipping. USA Residents Only

The US and Japan coordinated on the biggest currency market intervention in 15 years, helping to stabilize a weakening yen. Karen Fishman, senior FX strategist in Goldman Sachs Research, and Praneet Shah, global head of FX options trading in Global Banking & Markets, discuss why the US joined the action, why the yen still appears undervalued, and whether another intervention might follow. Key takeaways:  The scale of Japan's intervention was historic, but the US role was symbolic.  Japan's operation, estimated to be worth up to $85 billion over July 30 and July 31, was its largest two-day intervention on record outside of October 2011. The US leg was much smaller, but pushed the yen further by signaling the US' willingness to help.  Washington's involvement was likely aimed at limiting volatility in US markets. The timing of US support coincided with some volatility in US interest rates, in addition to other factors.  Intervention may buy time, but it is a short-term measure. In the longer term, policy measures convincing Japanese investors to shift back towards Japanese assets could help reverse the yen's low valuation.  This episode was recorded on August 10, 2026. The opinions and views expressed herein are as of the date of publication, subject to change without notice, and may not necessarily reflect the institutional views of Goldman Sachs or its affiliates. The material provided is intended for informational purposes only, and does not constitute investment advice, a recommendation from any Goldman Sachs entity to take any particular action, or an offer or solicitation to purchase or sell any securities or financial products. This material may contain forward-looking statements. Past performance is not indicative of future results. Neither Goldman Sachs nor any of its affiliates make any representations or warranties, express or implied, as to the accuracy or completeness of the statements or information contained herein and disclaim any liability whatsoever for reliance on such information for any purpose. Each name of a third-party organization mentioned is the property of the company to which it relates, is used here strictly for informational and identification purposes only and is not used to imply any ownership or license rights between any such company and Goldman Sachs. A transcript is provided for convenience and may differ from the original video or audio content. Goldman Sachs is not responsible for any errors in the transcript. This material should not be copied, distributed, published, or reproduced in whole or in part or disclosed by any recipient to any other person without the express written consent of Goldman Sachs. Disclosures applicable to research with respect to issuers, if any, mentioned herein are available through your Goldman Sachs representative or at ⁠http://www.gs.com/research/hedge.html⁠ Goldman Sachs does not endorse any candidate or any political party. Learn more about your ad choices. Visit megaphone.fm/adchoices

Check out our Website!https://singularagronomics.comCheck out our full product line here!https://singularagronomics.com/products/Are you interested in any of our line of products, or want to learn more? Follow the link below to find a dealer closest to you!https://singularagronomics.com/contact/Check out our Quarterly Newsletter:https://singularagronomics.com/newsletter/Blog:https://singularagronomics.com/blog/Want to become a Distributor? Email Us: info@singularagros.comCheck us out on Social Media!Instagram: https://www.instagram.com/singular_agronomics/Facebook: https://www.facebook.com/profile.php?id=100093693453465

Treasuries moved up, spreads continued to compress, and office financing costs kept improving; that's the Q2 2026 story in broad strokes, though the drama is in the details. In this episode of CRE Exchange, Cole Perry and Omar Eltorai sit down with Andrew Pabon, Altus Group's Director of Debt Advisory, to break down what the Q2 Debt Capital Markets Survey is showing. SOFR has effectively bottomed while five and ten-year Treasuries moved up 20 to 30 basis points, spread compression continued but fell short of fully offsetting those benchmark moves on fixed-rate products, and deal structuring conversations have fully repriced to a higher-for-longer world. The episode also covers a split signal in CMBS delinquency data, what the private credit stress story might mean for private CRE credit, and why office's improving financing picture comes with an important caveat.Key moments00:56 Market backdrop03:08 Q2 survey shift07:50 Rates and curve moves11:24 Spread compression15:26 Property type signals19:02 Banks and lender mix22:09 Post survey changes23:15 Credit stress readthrough26:15 Survey Invitation WrapResources mentionedAndrew Pabon - https://www.linkedin.com/in/andrew-pabon-15a6976/ Debt Capital Market Survey - https://www.altusgroup.com/featured-insights/cre-debt-capital-markets-survey-registration/

The SMSF lending crackdown has changed the game. But with rates on hold and commercial lending gaining attention, investors have new finance strategies to consider. On The Smart Property Investment Show, Phil Tarrant is joined by Eva Loisance and Costa Arvanitopoulos from FinnI Mortgages to discuss how the Reserve Bank of Australia's (RBA) decision to hold the cash rate and the end of self-managed super fund (SMSF) lending are reshaping investors' financial strategies. The trio examine the RBA's decision to hold the cash rate and the government's underestimated SMSF lending figures, exploring what both mean for mortgage holders, investors, developers and the broader property market. With residential SMSF borrowing now off the table, the trio explore the growing shift towards commercial property and lease-doc lending, where a property's rental income can help underpin the lending assessment. Tarrant, Loisance, and Arvanitopoulos also examine how these lending options could help investors with limited borrowing capacity but available equity, while weighing the risks before making a move. If you like this episode, show your support by rating us or leaving a review on Apple Podcasts and by following Smart Property Investment on social media: Facebook, X (formerly Twitter) and LinkedIn. If you would like to get in touch with our team, email editor@smartpropertyinvestment.com.au for more insights, or hear your voice on the show by recording a question below.

Three years ago, BMO Global Asset Management (BMO GAM) launched a fund that defied traditional categories. It wasn't quite equity, and it wasn't quite fixed income. Advisors weren't always sure where it fit, and that was precisely the point. Today, the BMO Strategic Equity Yield Fund has grown to $1.3 billion in assets. In this special anniversary episode of Insight Is Capital, BMO GAM CEO Bill Bamber returns to discuss the thinking behind the strategy, the problem it was designed to solve, who may benefit from it, and where it belongs in a portfolio. Drawing on three decades of experience in global capital markets, Bill explores why Canada has emerged as a leader in structured solutions, how investor needs are reshaping portfolio construction, and the rise of what he calls convergence investing. Along the way, he offers a fresh perspective that could change how advisors think about model portfolios. Listen to the full conversation here.Chapters 00:00 Introduction: The Two-Box Problem 02:00 Bill Bamber's Career Arc: TSX Floor to BMO GAM 04:30 The Convergence Investing Mandate 05:30 SEYF at Three Years: $1.45B and What Was Delivered 07:30 The Yield Gap: Demographics, Rates, and Sticky Inflation 11:00 Auto-Callables vs. Covered Call Funds 17:00 Why Canada Became a Global Structured Products Leader 19:30 How an Auto-Callable Note Works: Plain-Language Mechanics 24:00 From a Single Note to a Portfolio of 118 26:00 The Unexpected Benefits of Trading at Scale 30:00 Fee-Based Accounts and the Advisor Business Case 32:00 Evergreen Exposure and the Elimination of Timing Risk 35:00 Auto-Callables as an Asset Class, Not a Trade 37:00 Where SEYF Fits in the Portfolio: The Sleeve Question 39:00 Drawdown Behavior, the 8% Target, and When It Disappoints 44:00 Three Years at Scale: What the Team Learned 46:00 New Access: MFDA Advisors and Democratized Structured Products 48:00 What's Next: ZCDX and the Credit Default Swap Market 49:30 Is Convergence Investing a Category, or the New Default?Please watch to the end of the video for full disclaimers. For more BMO Strategic Equity Yield Fund details and disclaimers please read here. #StructuredProducts #AutoCallables #IncomeInvesting #YieldInvesting #BMO #BMOGlobalAssetManagement #SEYF #ConvergenceInvesting #CanadianInvesting #ETF #FixedIncomeAlternatives #WealthManagement #FinancialAdvisors #InvestmentStrategy #AlternativeIncome #PortfolioConstruction #DownsideProtection #RetirementIncome #InsightIsCapital #AdvisorAnalyst #CanadianFinance #ZCDX #ZAAA #BillBamber #PierreDaillie #FinancePodcast #CanadianMarkets

Sponsor: https://portal.costsegregationguys.com/r/staywinningJuly 2026 CPI Cools to 3.4%: September Fed Hike Odds Drop, Stocks Mildly Up, Bitcoin SteadyThe July 2026 CPI report showed headline inflation at 3.4% year over year (down from 3.5% in June) and 0.1% month over month, while core CPI came in at 2.5% annually and 0.2% monthly, matching forecasts and easing fears of renewed acceleration. The script explains that inflation is still above the Fed's 2% target and prices are still rising, just more slowly, with a subtle caution that core goods turned positive for the first time in three months. After the release, September rate hike odds fell from roughly 55%–60%+ to about 40%–44%, with futures implying around a 55% chance the Fed holds rates in the 3.5%–3.75% range; August CPI in September is highlighted as the next key input. Stocks reacted mildly and Bitcoin held near $64,000.00:00 CPI Report Overview00:56 Key Inflation Numbers01:44 What CPI Means02:45 September Hike Odds04:12 Sponsor Message05:10 Stocks and Bitcoin06:59 Final Recap

Nationally syndicated financial columnist and author Terry Savage joins Jon Hansen to talk about today’s inflation report, what inflation will mean for Fed policy moving forward, and what to know if you are still waiting for your IRS refund. And as always, Terry answers all of your financial questions.

How are prenups unique for medical professionals? How should your school debt factor into the decision? Dr. MedLaw answers.

What if your migraine pattern is becoming more frequent before you even realize it?In this episode of Migraine Heroes Podcast, host Diane Ducarme explores eight subtle signs that episodic migraine may be moving toward a more chronic pattern—from mild headache days and longer recovery periods to increasing sensitivity and more frequent medication use.You'll discover:

The producers you want are watching you before they ever reply, and a rate sheet doesn't make anybody want to follow you. You know you need to be visible, but every time you show up, the only thing you know how to talk about is rates or products, and it isn't landing. Here's what I want you to walk away with today. You build authority by becoming the most valuable, most visible voice in your market, and you can do that without ever leading with a rate or a product. I'll give you a five-move framework to get there. Episode Breakdown [00:01:07] The Leader Who Got Louder When the Market Went Quiet I coached a leader whose market got wrecked by a hurricane. Homes gone, business frozen, and everybody in the industry went quiet and hunkered down. That's what most people do when things get hard, they disappear. I coached him to do the opposite, to become the single most visible person in that marketplace. He started a weekly webinar, not to pitch his company but to help, bringing in the people his market needed to hear from and answering the questions everybody was too scared to ask. He wasn't talking about his rates, he was talking about what his market needed. Within a few months he wasn't just another loan officer in a broken market, he was the authority everybody turned to. Authority doesn't come from selling. It comes from being the most valuable voice in the room. [00:02:03] Move 1: See Yourself as a Media Company First Most leaders think of themselves as a mortgage pro who happens to post online now and then. Flip that. You're a media company that happens to do mortgages, because attention is what earns the conversation, and content is how you earn attention. [00:02:32] Move 2: Talk to the People You Want to Recruit, Not the People You Want to Close This is the most common mistake I see. A leader's content speaks to consumers or to agents, the people he sells to, when the people he's trying to recruit are loan officers. If you want to attract producers, make content that speaks to producers, about leadership, about growth, about the things they lie awake thinking about. [00:03:00] Move 3: Give Value in Public The fastest way to build authority is to solve real problems out loud where everybody can see it. Answer the questions your market is afraid to ask, teach what you know. When you're the one consistently giving value away, you become the one people trust long before you ever make an ask. [00:03:23] Move 4: Feature Other People Authority isn't only about you talking. Some of the most powerful positioning comes from putting other respected voices on your platform, the way that leader did with his webinar. When you're the one convening the room, you're the authority in it, even when you aren't the one speaking. [00:03:43] Move 5: Curate, Don't Just Create You don't have to produce something brand new every single day. Knowing your market cold and pointing people to the three things that matter most this week is its own form of authority. Curation beats constant creation, because being the trusted filter is often worth more than being one more voice adding to the noise. [00:04:05] Why It Works Producers vet you before they ever reply, and a rate sheet tells them nothing about whether you're worth following. Value tells them everything. When you consistently give without asking, you flip the whole dynamic, and instead of chasing producers you become the person they seek out. That's the difference between visibility that's just noise and authority that recruits. One is about being seen, the other is about being trusted, and trust is what makes someone pick up the phone when you finally reach out. [00:04:45] Your Small Win Tonight Write down the three questions the producers in your market are quietly worried about right now. Not your customers, your future recruits. Just naming those three is your win, because that list is your content for the next month. [00:05:00] Three Bigger Moves This Week Publish one piece of content that answers one of those questions and mentions your rates and products nowhere, so your market starts seeing you as a leader instead of a lender. Invite one respected voice in your market onto something you host, a call, a webinar, a post, so you become the one convening the room. Then pick one thing you'll curate for your market every week, so you build the habit of being the trusted filter, and when you show up as the authority your whole team gets easier to recruit into because people already know who you are. Key Takeaways You build authority by becoming the most valuable, most visible voice in your market, and you can do it without ever leading with a rate or a product. When the market goes quiet, get louder. Visibility in a hard season is how you become the authority everybody turns to. You're not a mortgage pro who posts now and then. You're a media company that happens to do mortgages. Most leaders aim their content at the people they close, not the people they recruit. If you want producers, speak to producers. Give value in public and you become trusted long before you ever make an ask. When you convene the room, you're the authority in it, even when you're not the one speaking. Producers vet you before they reply. A rate sheet tells them nothing, value tells them everything. If you want help building authority in your market without leading with a rate, reach out. Visit bookrichardnow.com and grab time on my calendar, and I'd be glad to think it through with you. And if you'd rather build this kind of thing in real time, I host a biweekly working lunch where we do exactly that together. The next one's Friday, August 15th at 12:00 PM Eastern. You can add it, plus all of our other 4C live events, straight to your calendar here: http://cal.ae/suuaiiw

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Once you have learned the fundamentals of Infinite Banking and decided to put it into action, one question tends to surface almost immediately: What is the best whole life insurance company for Infinite Banking? It is a good question. The carrier you choose forms a long-term relationship, one that stays in place for the rest of your life if you keep the policy in force. https://youtu.be/QzNg3h_7tcI So let's be upfront: this article will not hand you a ranked list of the best dividend paying whole life insurance companies by name. Public comparisons between named carriers are riddled with the bias of whoever is doing the comparing, and ranking companies without knowing what you are trying to accomplish is the wrong way to do it. What you will get instead is more durable than any ranked list: the criteria to evaluate any carrier with confidence, on your own terms. Table of ContentsWhy the Whole Life Insurance Company You Choose Matters for Infinite BankingHow to Choose a Whole Life Insurance Company: The Criteria That Actually MatterCriterion 1: It Must Be a Mutual CompanyCriterion 2: Dividend History, Not Today's Dividend RateCriterion 3: Financial Strength Ratings, Used CorrectlyCriterion 4: Ease of Doing Business and Alignment With Infinite BankingThe Right Way to Compare Whole Life Insurance CompaniesWhy Working With an Infinite Banking Practitioner Changes the DecisionChoosing the Right Company Is About Fit, Not RankingsFrequently Asked QuestionsHow do I choose the best whole life insurance company for Infinite Banking?What makes a whole life insurance company good for cash value?Why doesn't The Money Advantage rank specific whole life insurance companies?Does the company have to be a mutual company?Is a mutual holding company a bad sign?Should I pick the company with the highest dividend rate?How important are financial ratings when choosing a carrier?What is the right way to compare whole life insurance companies?Does the company matter more than my own behavior? Key takeaways: This is a decades-long relationship, not a one-time purchase Look past surface numbers like illustration projections and ratings alone Four criteria matter most: mutual structure, dividend history, ratings used correctly, and ease of doing business, plus alignment Compare carriers by stress testing them, not racing their illustrations A knowledgeable practitioner adds real value on top of these criteria Why the Whole Life Insurance Company You Choose Matters for Infinite Banking With term insurance, the company mainly needs to be solvent enough to pay a claim someday. Whole life insurance built for Infinite Banking is different. You are storing capital and using the cash value throughout your life. The death benefit may not be paid for decades. If the insured survives to the policy's contractual maturity age (often age 120 or 121), the policy endows, and the value is paid to the owner. That makes this one of the most consequential financial choices you will make. It is easy to judge a company by what is easiest to see: a bigger illustration number, a higher rating than the next carrier on the list. But those numbers are effects, not causes. They are the visible result of internal factors most people never think to check. It is a bit like judging character by appearance. You are only seeing half the picture. What actually matters is whether a company can weather economic cycles and stretches of low interest rates across the entire span of your policy, not whether it looks strong today or even over the next ten years. One more thing worth sitting with: among solid, well-established mutual carriers, the differences that matter to your outcome are often smaller than people assume. Your own behavior, how consistently you fund the policy, and how you use it, tends to shape your results more than which specific company issued the contract. How to Choose a Whole Life Insurance Company: The Criteria That Actually Matter Here is how to evaluate the internal qualities that drive long-term performance. Criterion 1: It Must Be a Mutual Company This filter is non-negotiable. A mutual company, or a mutual holding company, is owned by its policyholders. When it performs well, profits are distributed back through dividends. A stock company works differently: its primary beneficiaries are stockholders, and sharing in that upside would mean owning the stock itself, not just holding a policy. For Infinite Banking, you want to be an owner. Dividends grow your cash value beyond the guaranteed rate and fund paid-up additions, which pushes the death benefit further ahead of the cash value. Because the two are designed to meet around age 120 or 121, dividends are built to compound larger over time. Do not let the word "holding" throw you off. The nuance between a mutual company and a mutual holding company matters less than you would think. What is worth knowing here is why a mutual converts in the first place. It is usually about raising capital, sometimes under regulatory pressure, but often simply to fund better systems through a merger. The better question is not whether a company converted, but why. Criterion 2: Dividend History, Not Today's Dividend Rate Resist comparing two illustrations and picking whichever shows the higher declared rate. Rates shift year to year, and the same stated rate does not mean the same thing at two companies, since how a dividend is credited to your policy is proprietary information that varies by carrier. What deserves your attention is the track record. Has the company paid dividends with discipline through the Great Recession and other hard times? The large, established mutuals in this space have paid dividends for well over 125 years, and many have never missed a payment. Resist chasing whichever company posted the single highest dividend in its history, too. A one-year spike can be propped up by other business lines entirely unrelated to your policy. What you want is stability: a company that avoids wild swings in either direction, a sign of disciplined management built to sustain performance long term. A quick aside on bonds, since this trips people up. When interest rates rise, the market value of existing long-dated bonds falls. That is real, but only if those bonds are sold. A well-run insurer simply keeps collecting the yield and lets them mature at par. Insurers manage across a hundred-year horizon, not daily headlines, which is exactly the consistency you are trying to identify. Criterion 3: Financial Strength Ratings, Used Correctly Agencies like AM Best, Fitch, and Moody's, along with composite scores like Comdex, offer an objective read on financial strength. As a rule of thumb, look for carriers in the top ten of these systems, ideally the top five. Do not stop at the letter grade. Look at the trajectory. Is the company's capital-to-asset ratio strong and improving? That signals its ability to weather economic turmoil across the full life of your policy, not just hold up well in calm markets. Criterion 4: Ease of Doing Business and Alignment With Infinite Banking This is the most overlooked criterion. A carrier can have excellent ratings and an attractive illustration and still be difficult to work with. Every insurer must allow policy loans by law, but not every insurer makes that process easy. A company with more of an accumulation mindset may be slower to process loans, harder to reach, or saddled with a clunky portal. Some carriers publish service metrics, like the percentage of calls answered within a set time, and those are worth checking. Alongside ease of doing business sits philosophical alignment. Does this carrier actively support the Infinite Banking community, or merely tolerate it? Carriers vary a lot on paid-up additions flexibility: how much you can skip in a given year, and how much you can catch up later if life gets in the way. That flexibility is worth understanding before you commit to a design. The Right Way to Compare Whole Life Insurance Companies It is tempting to pull up two illustrations and pick whichever shows the bigger number. Resist it, since chasing the higher dividend rate this way tends to mislead more than it helps. The one certainty about any illustration is that it will end up being wrong. The non-guaranteed portion extrapolates today's dividend rate forward as if it will never change. It will change. The guaranteed portion shows what would happen with zero dividends ever paid, which is not realistic for a carrier with a century-plus history of paying them. Neither column is where you will actually land. A better approach is to stress test the policy instead. What happens if dividends drop for a few years? If you miss a premium? If you skip paid-up additions for two or three years and then resume? These "life happens" questions reveal more about how a policy will perform for you than any projected number ever could, and notice how much of this still comes back to your own behavior. Why Working With an Infinite Banking Practitioner Changes the Decision Everything above is something you can evaluate on your own. That is the point. But there is real value in working alongside someone who knows this terrain well. A knowledgeable practitioner typically works with a modest number of carriers, often four to six, understanding a handful deeply rather than spreading thin. That depth matters because the nuances between carriers are hard to master at scale. A good practitioner also tends to have real relationships within these companies, which can occasionally open doors that would otherwise stay closed. The goal is not just picking a company. It is matching the right company, policy design, and professional guidance to your situation. Choosing the Right Company Is About Fit, Not Rankings ...

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What happens when a former client returns for a live pricing coaching session? Mark Richman, CEO of Skeleton Key, shares how applying Mark Stiving's value-selling principles helped increase his close rate from 35% to 70% by focusing on customer outcomes instead of pitching solutions. Now, he returns to the hot seat to workshop his toughest pricing challenges in real time—from buyers who can't quantify value to outcome-based pricing and pricing for emotional outcomes.  This isn't another pricing interview; it's a front-row seat to a CEO getting his sales strategy challenged, refined, and rebuilt in real time.    Why You Have to Check Out Today's Podcast: Steal the framework that helped transform a 35% win rate into 70% — without changing his product. Find out why your prospects' "solution" is often the biggest obstacle to closing the deal. Watch Mark Stiving challenges Mark Richman's sales strategy and uncover the hidden pricing opportunities he almost missed.    "That willingness to not talk about what we do and that focus on why the client's there in the first place and how you can really help them achieve the outcome they want has transformed the way I sell. I went from about a 35% close rate to a 60 to 70% close rate."  — Mark Richman   Topics Covered: 01:30 – A Live Pricing Coaching Session Begins. Mark Richman returns to the hot seat as Mark Stiving coaches him through real pricing and sales challenges. 03:10 – Why Nobody Cares About Your Product. Mark Stiving explains why buyers purchase outcomes, while Richman shares how this mindset transformed his sales process. 05:15 – From 35% to 70% Win Rates. Mark Richman reveals the conversation shift that doubled his close rate, and Mark explains why it works. 08:45 – When Buyers Ask for the Wrong Solution. Mark Richman shares a real AI sales conversation, and Mark shows how to uncover the real problem instead. 16:20 – Pricing Emotional Outcomes. Can you charge for less stress and more time? Mark and Mark Richman debate when emotional value is enough. 19:15 – The Customers You Should Walk Away From. Mark explains why buyers who can't define success are often impossible to serve well. 27:40 – Finding the Right Pricing Metric. Mark shares alternatives to outcome pricing that let your revenue grow alongside your customers' success. 30:50 – The Pricing Opportunity Richman Almost Missed. A regulatory deadline becomes a lesson from Mark on willingness to pay and pricing confidence. 36:10 – The Biggest Lesson from the Coaching Session. Mark shares one pricing experiment every business should try, while Richman explains the sales lesson that changed everything.   Key Takeaways: "You're not exploiting the customer by charging for value. The only question is whether the customer believes the price is fair." — Mark Stiving "What matters isn't your hourly rate. What matters is whether it's a fair exchange for the value you're creating." — Mark Richman "Raise your prices. Win fewer deals at higher prices and make more money." — Mark Stiving "Helping clients uncover the value of solving the right problem changed everything about how I sell." — Mark Richman   Connect with Mark Richman: Website: https://skeletonkey.com Email: mark.richman@skeletonkey.com Linkedin: https://www.linkedin.com/in/markrichman/   Connect with Mark Stiving: LinkedIn: https://www.linkedin.com/in/stiving/ Email: mark@impactpricing.com  

NYFI held flat for a fourth straight week, and the June CTS data explains why the Transpacific demand story isn't what the headlines suggest.In this episode, Lars Jensen and Caroline Weaver cover:Why NYFI and SCFI track different things by design (SCFI is a forward-looking quote, NYFI reflects cargo already loaded), and how to spot a phantom GRI before you pay for oneJune CTS data showing Transpacific demand and capacity both flat year over year, while Asia-Europe, Asia-South America, and Asia-Africa post double-digit growthRed Sea normalization signals: OOCL's new Bab el-Mandeb service and Maersk/Hapag-Lloyd shifting the AE15 and AE19 Gemini services back to SuezPanama Canal draft cuts ahead of El Niño, plus low water on the Rhine and Amazon squeezing inland movesSign up for weekly podcast highlights

Meet Greg, the adviser who built a career on saying what 1,000+ founders didn't want to hear. Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/founded. Application times may vary. Rates may vary. The opener to this episode tells you two things about Greg McCallum: he's funnier than most business advisers, and he's more honest about the cost of the founder life than almost anyone we've had on the show. 3 KEY TAKEAWAYS 1. Ask strangers, not friends. The most common founder mistake is failing to ask prospective customers whether the idea is good. Do it early and you're not just validating, you're building a pipeline, learning the language that sells, and writing your first sales playbook for free. 2. Sales is listening, not pitching. Professional sales hires get a three- to six-month ramp before anyone expects a deal, so give yourself the same grace. Never ask for the sale. Understand the need, demonstrate the solution, and let them ask you. 3. Honesty is the strategy. With customers, with investors, and hardest of all with yourself. Audit the skills you actually lack before you buy the domain or design the logo. Self-awareness is cheaper than failure. Greg got kicked out of school at 15. By 16, he was running a restaurant floor. By 18, he'd quietly consulted for almost every bar and restaurant in Oxford. By his mid-twenties, banks were asking him into the boardroom. Then he deliberately took a soul-destroying telemarketing job for a year, because nobody would take his sales advice seriously until he'd done the hard yards himself. That decision led to sales leadership at Booksy (now unicorn status), C-suite roles across startups, and a mentoring practice that has helped over 1,000 founders worldwide, under a name he's turned into a brand: The No Bullshit Adviser. In this episode, Greg gets honest about the mistake almost every founder makes, why working in sales won't teach you founder sales, the AI industry's dirty data secret his new startup Peer is built to solve, and the part nobody talks about: the anxiety, the dark years, and the alliances entrepreneurship never lets you make. Because when it all goes wrong, the question that matters is who you actually call. Please note: this episode contains strong language throughout. Greg is called the No Bullshit Adviser for a reason. WHAT WE COVER - Kicked out of school, child of immigrant entrepreneurs, and managing hospitality floors at 16 - Accidentally becoming Oxford's teenage restaurant consultant - A year of telemarketing to earn the right to give sales advice - Booksy, C-suite roles, and 1,000+ founders mentored - The one bad Trustpilot review that's secretly a five-star review - Why psychometric tests are (mostly) bullshit, and skills audits beat personality labels - Founders Unplugged: the podcast born from client calls that ran three hours over - Peer and the dirty secret of AI: the data ceiling nobody talks about - "Stop preaching work-life balance": Greg's unfiltered take - Anxiety, depression, CBT, and becoming your own therapist - The real sacrifice: friendship, founder loneliness, and why your support network is a survival mechanism - The SaaS bubble, the bootstrapping comeback, and his one piece of advice: two words

Rates of black lung disease amongst Appalachia's coal miners are at the highest they've been in 50 years. Recent data shows that a third of veteran miners have the disease. The epidemic is also striking younger workers, too. On The Sunday Story, Howard Berkes investigates the devastating human cost on Appalachian families, decades of regulatory failures, and why life-saving protections from toxic silica dust remain stalled in federal court.Support public media with NPR+ and enjoy perks for over 25 podcasts like this one. This show's perks include sponsor-free listening. Learn more at plus.npr.org.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy

The Australian share market is set to open higher after the S&P 500 hit a record high on softer-than-expected US jobs data, easing expectations of further rate hikes. Attention now turns to tomorrow’s RBA rate decision and a busy week of local earnings as reporting season ramps up.Join James Gruber, Equity Market Strategist, and Gillian Bowen, Head of Media and Markets at CommSec, as they take you through all the key numbers. Check out our Market News page Follow us on:InstagramLinkedInYouTubeTikTok The content in this podcast is prepared, approved and distributed in Australia by Commonwealth Securities Limited ABN 60 067 254 399 AFSL 238814. The information does not take into account your objectives, financial situation or needs. Consider the appropriateness of the information before acting and if necessary, seek appropriate professional advice.See omnystudio.com/listener for privacy information.

Tim discusses Perez Hilton's disturbing Tik Tok livestream, Donald Trump's continued threats against Iran and how his only way forward is to lie, why social media isn't fun anymore, and a story about a Georgia family losing their home to an AI data center. Become a Friend Of The Show https://bit.ly/BecomeAFriendOfTheShow and get access to weekly bonus audio episodes of the podcast!Live Dates

Shop Back to School at Amazon – and spend less on your kids!  https://www.amazon.com/backtoschool Use our code for 10% off your next SeatGeek order*: https://seatgeek.onelink.me/RrnK/TALKIN2026 . Sponsored by SeatGeek. *Restrictions apply. Max $20 discount Try Gusto and get three months free when you run your first payroll: http://gusto.com/TALKIN #ad Protect your family with life insurance through Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/talkin. Application times may vary. Rates may vary. https://fanaticsmarkets.onelink.me/3MFw?pid=jomboy&af_dp=fanmarkets%3A%2F%2Fhomepage&af_channel=partnerships&c=jomboy_fmx&af_ad=youtube&af_web_dp=https%3A%2F%2Ffanaticsmarkets.com%2F%3Fpid%3Djomboy%26c%3Djomboy_fmx%26af_ad%3Dyoutube%26utm_source%3Djomboy%26utm_medium%3Dreferral%26utm_campaign%3Djomboy_fmx%26utm_content%3Dyoutube   Coach Trev is joined by Jolly Olive to recap the historic pace the Red Sox are on, the MVP debate heating up between PCA and Ohtani, Braves playing like the second best team in baseball, the Tigers may have been deadline winners and more!   Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

BIP 110 has divided the Bitcoin community more than anything I've covered in years, and a lot of the argument has played out as people shouting past each other online. Matt Kratter of Bitcoin University, one of the proposal's most vocal supporters, joins me to break down Bitcoin's civil war. Matt makes his case, I push back where I have questions, and we talk about why this debate has gotten as heated as it has.  In this episode: What BIP 110 would actually do, and why supporters say it would stop spam on the Bitcoin network What a chain split would look like, and Matt's honest answer on whether he expects one The arguments against BIP 110, including whether the data simply moves elsewhere Why the debate turned so personal, and what Matt says to people it's driven away ---- Order Natalie's new book "Bitcoin is For Everyone," a simple introduction to Bitcoin and what's broken in our current financial system: https://amzn.to/3WzFzfU  ---- This episode is brought to you by our title sponsor, Ledn. Ledn has operated through multiple market cycles without a loss of client assets, and publishes Proof of Reserves so you can verify what they hold. Ledn is the home of Bitcoin-backed loans for serious holders. Rates scale with loan size — the larger the loan, the lower the rate — and with their custodied loan product, your Bitcoin is held in custody and not lent out. Get 0.25% off your first loan at ledn.io/natalie. Terms apply — see the site for details: https://www.Ledn.io/natalie ---- Bitdeer Technologies Group (NASDAQ: BTDR) powers AI and Bitcoin mining infrastructure with 3 GW of secured global energy — and owns the entire stack, from equipment manufacturing to data centers to proprietary orchestration software. Learn more at https://www.bitdeer.com. ---- Abundant Mines is a fully-managed Bitcoin mining in the U.S. You own the miners. You keep 100% of the Bitcoin. Voted #1 mining company by peers. Get 1 month of free hosting: AbundantMines.com/Natalie ---- Natalie's Bitcoin Product Partners: Speed is my go-to Bitcoin Lightning wallet! Send, receive, or swap stablecoins and digital gold into Bitcoin in one app. Run a business? Speed powers Bitcoin payments for Steak 'n Shake, and it can do the same for you. Download at https://speed.app/natalie  and use code COINSTORIES10 for 5,000 free sats after your first transaction. Download Bitkey Today and use my promo code STORIES to get 10% off the new Bitkey. This episode has been sponsored by Bitkey: https://bitkey.world/STORIES Master Bitcoin self-custody and gain peace of mind with 1-on-1 training: https://www.thebitcoinway.com/natalie?utm_source=partner-natalie&utm_medium=podcast With BitcoinIRA, you can invest in bitcoin 24/7 inside a tax-advantaged IRA. Choose a Traditional IRA to defer taxes, or a Roth IRA for tax-free withdrawals later. Take control of your future with BitcoinIRA: https://www.bitcoinira.com/natalie  Natalie's Upcoming Events: The best time to plan for Bitcoin 2027 is right now. Early bird tickets are live — grab the lowest pricing available and use code HODL for 10% off: https://tickets.b.tc/event/bitcoin-2027?promoCodeTask=apply&promoCodeInput=HODL  Extra Services to Consider:   One of the best decisions I made for both my heath and my bank account was joining CrowdHealth years ago. I never spend more than $200 on health coverage through my CrowdHealth plan and all my health events have been crowd-funded. Get started with a discounted plan at my link: www.joincrowdhealth.com/natalie  ---- This podcast is for educational purposes and should not be construed as official investment advice. Ads in this episode are baked-in and may reference promotions or offers that are no longer available at the time of listening.

It's a packed Friday on KSL Brightside. We kick off with movies that stink! Then the Three Thangs… Then it's a Utah transit double feature: UTA is considering its first base fare rate increase in over a decade, and the FrontRunner double-tracking project just moved a step closer to receiving a $1.3 billion federal grant. BYU's Cosmo the Cougar was inducted into the Mascot Hall of Fame this morning. Get ready for gray Froot Loops: Kellogg announced it's removing all artificial dyes from its cereals by the end of this year, a full year ahead of schedule, and replacing them with fruit- and vegetable-based colorings. We also talk about the CEO paying for employees to live in an expensive neighborhood, and we close out the show with your First World Problems.   KSL Brightside streams live weekdays 12–3 PM, with a YouTube-exclusive live stream from 12–1 PM and radio plus YouTube from 1–3 PM.

Ian Lyngen, Vail Hartman, and Delaney Choi bring you their thoughts on the U.S. Rates market for the upcoming week of August 10th, 2026, and respond to questions submitted by listeners and clients.

On today's episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about what's driving rates right now. Is it the Fed, jobs data or the Iran conflict? Related to this episode: Mortgage rates over time HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ HousingWire AI Summit – August 11 HousingWire Mortgage Banking Summit – October 1 More info about HousingWire Top 5 Trending: UWM lines up record $2.05B Ishbia–Oaktree capital raise as it posts Q2 loss Housing Market Spotlight: What the national median price isn't telling you What Better's CEO swap means for its future Zillow says its ‘Housing Super App' strategy is working Exclusive: Envoy Mortgage to acquire MasonMac distributed retail assets Want more from Sarah? Don't forget to subscribe! The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.

Markets push higher as strong earnings broaden beyond tech and a resilient labor market supports investor confidence. Plus, software growth, AI investment and SpaceX ambitions keep technology in focus. Later, Fed uncertainty, Middle East volatility and rising commodity prices keep investors watching risks across markets. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send us Fan MailWe all carry invisible wounds.Some were shaped by childhood experiences, some by relationships, and others by the expectations we've placed on ourselves. Left unexamined, these wounds can quietly influence the way we think, love, communicate, and move through life.But what if those wounds aren't meant to define us? What if they can become our greatest teachers?In this conversation, we explore the concept of our core wounds, how they influence our relationships and sense of self, and why self-forgiveness may be one of the most powerful steps toward lasting healing. My guest, Lisa Tahir, is a Licensed Clinical Social Worker, certified EMDR therapist, Reiki practitioner, thought coach, the All Things Therapy Podcast host, and the author of The Chiron Effect: Healing Our Core Wounds through Astrology, Empathy, and Self-Forgiveness, a book endorsed by His Holiness the Dalai Lama.Whether you're on your own healing journey or simply curious about the intersection of psychology, spirituality, astrology, and personal transformation, I think you'll find this conversation both thought-provoking and inspiring.CONNECT WITH LISA: https://www.nolatherapy.comBook: The Chiron EffectDownload my FREE eBook: A Weekend of Feeling GreatIf you enjoyed this episode, please FOLLOW, RATE, REVIEW & SHARE!! Rates and reviews help the message get to more people! Thanks!Good is What Makes You Feel Well is Mamma Terra's PodcastCONNECT WITH MAMMA TERRA HEALTH COACHING:Instagram: @mammaterrahcSchedule a FREE Discovery call Sign up for my free weekly newsletter: HEREBuy my book Living Your Best Life in CollegeTake the 2-minute Wellness QuizIntro Music "Levitar" credits to Ricardo Ulpiano, Thiago Peixoto, Marcelo Luciano Menino, and Anderson Rodrigo de Oliveira.Podcast art credits to Caroline Kohls Thanks for tuning in!

Education leaders share findings from a new report showing Kentucky schools are recovering from Covid-19 learning loss, lawmakers discuss whether delivery robots can  operate on Kentucky sidewalks and roadways, Louisville sees a drop in homicide rates, the number of reported Cyclosporiasis cases jumps to more than 600 in Kentucky, and the new tool that's helping forecasters keep Kentuckians safe.

Apparently, self-driving cars don't know where they shouldn't park Self-driving cars are proving to be remarkably safe on the road and, so far, have demonstrated a better safety record than human drivers in many situations. However, like all technology, they still lack common sense. They may be able to navigate traffic, but they don't always understand where they can and more importantly, cannot park.   Over the past year and a half or so in Austin, Texas, Waymo's fleet of roughly 300 robotaxis has accumulated nearly $10,000 in parking tickets. While autonomous vehicles are doing well when it comes to following maps and traffic laws, they can become confused in situations that require human judgment. Reports indicate they sometimes struggle to follow directions from first responders, stop in places that block traffic, park in handicap spaces, or fail to recognize tow-away zones.   One notable incident in 2025 involved a Waymo vehicle that stopped on the side of a road in northern Austin while blocking an active railroad crossing. Police reportedly weren't sure how to move the vehicle, so they called a tow truck to remove it. There have also been reports of Waymo vehicles stopping in front of parking garage entrances and parking lot access points for no obvious reason, preventing other drivers from entering or exiting.   These issues will likely be resolved as the technology improves. Still, they highlight an important limitation. These robotaxis can process enormous amounts of data and make incredibly complex driving decisions, but it doesn't possess the instinctive common sense that people rely on everyday. For now, that's one area where humans still have an advantage over machines.   Why Interest Rates Could Stay Higher Than Many Expect One of the biggest debates in financial markets today is where interest rates are heading. While recessions can temporarily push yields lower, there are several long-term structural reasons why interest rates may remain elevated compared to what investors became accustomed to after the 2008 financial crisis.   The first and perhaps most important issue is the federal government's fiscal position. U.S. federal debt has climbed to roughly $40 trillion which is about 120% of GDP, a level that is historically very high outside of major wars or national emergencies. For much of the post-World War II period, debt-to-GDP remained well below current levels before accelerating sharply after the financial crisis and again during the pandemic.   Just as concerning is the federal deficit. The government continues to run annual deficits exceeding 5% of GDP, meaning debt is growing faster than the economy itself. As long as Washington continues borrowing at a pace that exceeds economic growth, the debt burden becomes increasingly difficult to stabilize. More Treasury issuance means investors must absorb a growing supply of government bonds, which can place upward pressure on yields unless demand keeps pace.   Another factor is the Federal Reserve's balance sheet. During the financial crisis and the pandemic, the Fed became one of the largest buyers of Treasury and mortgage-backed securities, helping suppress long-term interest rates through quantitative easing.   While the Fed has begun reducing its holdings, its balance sheet remains enormous by historical standards. Federal Reserve assets of about $6.7 trillion are currently equal to roughly 21% of U.S. GDP. Before the2008-09 financial crisis, the Fed's balance sheet averaged only about 6% of GDP, meaning it remains more than three times larger than its pre-crisis norm. Although assets have declined from the April 2022 peak of approximately $9 trillion, or roughly 35% of GDP, the balance sheet is still exceptionally large compared to history. Another comparison that is troubling is Fed holdings currently amount to about 26.5% of all assets held by U.S. commercial banks versus the norm of about 10% before the financial crisis.   Continuing to shrink the balance sheet would allow private markets to play a larger role in determining interest rates while reducing the Federal Reserve's extraordinary footprint in financial markets. A return toward more normal market functioning would likely mean less artificial downward pressure on long-term yields.   History also provides perspective on where Treasury yields could ultimately settle. Since 1958, the 10-year Treasury yield has averaged roughly 1.92 percentage points above inflation. That is simply a long-run average and there have been periods when the spread exceeded 5 percentage points and others when it turned negative, but it does give some guidance on a normalized level for the 10-year treasury.   When it comes to mortgage rates, they are closely tied to Treasury yields as well. Historically, the spread between the 30-year fixed mortgage rate and the 10-year Treasury yield has generally averaged about 1.5%to 2%, reflecting credit risk, servicing costs, and other factors. Post Covid, this spread did spike to over 3%, but that 1.5% to 2% range seems to be pretty consistent going back to 1990. If Treasury yields remain structurally higher because of persistent deficits, elevated debt levels, and a still-large Federal Reserve balance sheet, mortgage rates could also remain above the exceptionally low levels many homeowners became accustomed to.   None of this means rates cannot decline during economic slowdowns or recessions. They almost certainly will at times. But investors expecting a permanent return to near-zero interest rates may be overlooking the structural forces now shaping the bond market. High government debt, persistent fiscal deficits, continued Treasury issuance, and a Federal Reserve balance sheet that remains well above historical norms all suggest that the era of ultra-cheap money may prove to be the exception rather than the rule.   Should You Buy or Sell That Luxury Brand Stock? Luxury brand stocks that sell high-end handbags, jewelry, and other luxury goods have been in a bear market for the past couple of years. After aggressively raising prices during and immediately following the pandemic, it appears the buying frenzy for luxury products has faded.   There may be one bright spot beginning to emerge, particularly in the jewelry category. Richemont, the parent company of Cartier, Van Cleef & Arpels, and Buccellati, reported a 24% year-over-year increase in jewelry sales in its most recent quarter. If you don't recognize those brands, don't worry, the important takeaway is that they sell some of the world's most expensive jewelry, and demand in that segment has remained surprisingly resilient.   Luxury giants, including Kering, the parent company of Gucci, as well as LVMH and Hermès have suffered steep declines over the past few years. LVMH has fallen from more than $900 per share to around $500, while Kering has dropped from over $900 to roughly $300 as Gucci's sales have struggled.   During the pandemic, some consumers even purchased luxury handbags with the expectation that they would appreciate in value. While a handful of extremely rare bags have done just that, those cases are the exception rather than the rule. If you're buying a luxury handbag, buy it because you genuinely enjoy it not because you expect it to become a profitable investment.   The same caution applies to the stocks. My view is that the surge in luxury spending during and immediately after COVID was fueled by an extraordinary amount of stimulus money and excess savings, creating an artificial spike in demand. As those conditions have faded, so has the appetite for expensive discretionary purchases.   While there may be periods of recovery, especially in categories like jewelry, I don't expect the luxury sector to return to the pandemic-era buying frenzy anytime soon. That makes me cautious on both the products themselves as investments and the stocks that depend on that level of consumer spending.   The Paramount deal just can't stay out of the news Next month will mark one year since Paramount began its pursuit of Warner Bros. What started as an unsolicited bid eventually turned into an agreement for Paramount to acquire Warner Bros. in an $81 billion deal. However, the transaction continues to face significant legal hurdles.   Several state attorneys general have raised antitrust concerns, forcing the deal into the court system. In the meantime, Paramount has agreed to pay a $650 million per quarter "ticking fee" if the deal is not completed by September 30. On top of that, the company's legal bill has already reached roughly $160 million, and the case hasn't even gone to trial yet.   The costs only increase from here. If the merger is ultimately blocked or isn't completed by June 2027, Paramount would owe Warner Bros. a staggering $7 billion breakup fee.   Paramount is pushing to begin the trial by November 4, but the attorneys general seeking to block the deal want to delay proceedings until next April. Paramount does have some leverage, as it has major operations and thousands of employees in states such as California, New York, and New Jersey. Even California Governor Gavin Newsom has encouraged the state's attorney general to find an out-of-court resolution.   For investors, this has been an extremely nerve-racking situation. Paramount shares are currently trading around $8, down roughly 41% year to date after starting the year near $13.40 per share. Every delay adds more uncertainty, more legal expenses, and more ticking fees.   There are also strong incentives for the companies involved to get the deal across the finish line. Warner Bros. CEO David Zaslav could reportedly receive compensation worth more than $800 million if the transaction is completed, giving him a significant financial incentive to see the merger succeed.   This will likely continue to test shareholders' patience. As the legal battle drags on, the legal bills and ticking fees continue to pile up. It makes me wonder: Is this deal really worth it for David Ellison and Paramount?   Should U.S. Car Makers Like Ford and General Motors Diversify Their Businesses? It's no secret that the auto industry is highly cyclical, with periods of strong demand followed by inevitable slowdowns. Right now, both Ford and General Motors are generating significant cash flow and posting solid earnings despite paying billions of dollars in tariff costs and writing off substantial losses from their electric vehicle investments. But the question investors should be asking is: when does the party end?   One concern is affordability. New vehicle prices continue to rise, making it increasingly difficult for many consumers, especially younger buyers, to purchase a car. At the same time, younger generations simply don't seem as excited about getting behind the wheel as previous generations were.   The numbers are striking. Today, only about 25% of 16-year-olds have a driver's license, roughly half the percentage from 1980, when about 50% were licensed. Even among 18-year-olds, only around 60% have a driver's license today, compared with roughly 80% nearly five decades ago. Ride-sharing services such as Uber and Lyft have made it easier for young adults to pay for transportation rather than own a vehicle themselves. I also can't help but wonder how that's changed the dating scene compared with past generations.   The auto industry has faced this type of challenge before. During the 1980s, both Ford and General Motors spent billions of dollars diversifying into financial services and defense businesses. Meanwhile, Toyota stayed focused on building reliable, high-quality vehicles that consumers wanted to buy. While Detroit was chasing diversification, Toyota was steadily gaining market share with better products.   I hope today's management teams remember that lesson. Auto manufacturing will always be cyclical, and no business grows every single year. The best long-term strategy may be to focus on building vehicles that customers genuinely want rather than chasing growth in unrelated industries.   That said, there are signs that history could be repeating itself. Ford recently announced Ford Energy, a grid-scale battery storage business, while General Motors continues expanding its military vehicle business and is working with Lockheed Martin on defense-related technologies. These ventures could prove successful, but investors should hope management doesn't lose sight of its core business.   History has shown that the companies producing the best vehicles over the long run are usually the ones that create the most value for shareholders.   A Weak Jobs Report, But There Were a Few Bright Spots There is no sugarcoating it, today's jobs report was weaker than expected and adds to the evidence that the labor market is continuing to cool. Total nonfarm payroll employment fell by 23,000 jobs in the month and May and June saw a combined negative revision of 103,000 jobs. May was revised from 129,000 to 66,000 and June was revised from 57,000 to 20,000.   Even though the report was softer than anticipated, the headline payroll number doesn't tell the entire story. A meaningful portion of the weakness came from government employment as it fell by 53,000 jobs in the month. Local government education jobs were particularly weak with a decline of 50,000 jobs as they can be volatile during the summer because of seasonal adjustments.   There also appear to be temporary distortions related to the FIFA World Cup, which likely shifted hiring patterns. Leisure and hospitality showed a decline of 40,000 jobs and retail trade declined by 19,000 jobs. Those factors don't erase the weakness, but they do suggest the private sector wasn't quite as soft as the headline number implies.   There were still several areas of strength in the report worth highlighting. Healthcare remained a key driver of payroll growth, adding 22,000 jobs. While that was below its 12-month average of 36,000, it continues to be one of the strongest and most consistent sources of job creation. Construction also posted a solid gain, with payrolls increasing by 22,000, suggesting that demand in the sector remains resilient despite elevated interest rates and ongoing affordability challenges.   The unemployment rate remained one of the stronger aspects of the report, falling to 4.1%. By historical standards, that still reflects a relatively healthy labor market. However, there is an important caveat. The labor force participation rate declined again, meaning fewer Americans were either working or actively looking for work.   The participation rate fell to 61.4%, its lowest level in more than five years and, excluding the Covid pandemic, the lowest reading in roughly 50 years. Likewise, the employment-to-population ratio slipped to 58.9%, its lowest level since May 2014. A declining participation rate can make the unemployment rate appear stronger than it actually is because people who stop looking for work are no longer counted as unemployed.   One positive development was wage inflation. Average hourly earnings continued to moderate, with annual wage growth slowing to roughly 3.2%. That's much closer to a pace consistent with the Federal Reserve's inflation target and suggests wage pressures are continuing to ease without collapsing. Slower wage growth should help reduce inflationary pressures while still allowing workers to see income gains.   The next few monthly reports will be important. If private-sector hiring continues to weaken and participation keeps falling, concerns about the broader economy will likely increase. But if today's weakness proves to be exaggerated by temporary factors, the labor market may still be on track for a gradual slowdown rather than a sharp deterioration.   Financial Planning: Understanding Net Unrealized Appreciation (NUA) Employees who have built up significant company stock inside their 401(k) may have a valuable tax planning opportunity called Net Unrealized Appreciation (NUA). NUA allows retirees to move company stock from their retirement plan into a brokerage account and receive long-term capital gains treatment on the stock's growth instead of paying higher ordinary income tax rates. The benefit of NUA can be significant for employees who purchased company stock at a low cost and saw it grow substantially over time. However, the decision involves a tradeoff: the stock's original cost basis becomes taxable as ordinary income in the year of distribution in exchange for the benefit of receiving long-term capital gains treatment on the appreciation when shares are eventually sold. If the cost basis is too large, the upfront tax liability may outweigh the potential tax savings, and keeping the stock inside a retirement account and paying ordinary income taxes on future withdrawals may be the better strategy. Companies: Chipotle Mexican Grill, Inc. (Ticker: CMG)

Rates on the rise as investors question Warsh's interest rate strategy. The traders break down what to expect from the next Fed meeting and what rising rates means for the economy. Then, oil prices dipping this week as investors anticipate a potential Strait of Hormuz deal. RBC Capital Markets Managing Director Helima Croft lays out the likelihood of an official peace deal and what the Trump administration could do next. Plus, Soundhound AI CEO Keyvan Mohajer on the future of the AI trade, SpaceX's insider shares unlock, and after hours earnings from Airbnb and Lyft. Fast Money Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Chris Rose answers your questions on a rare SOLO EPISODE of Baseball Today!   Thanks to our partners at T-Mobile for sponsoring today's episode.   Shop Back to School at Amazon – and spend less on your kids!  https://www.amazon.com/backtoschool   Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/baseballtoday. Application times may vary. Rates may vary.   Visit https://betterhelp.com/BASEBALLTODAY to see real customer reviews and find out if BetterHelp is right for you.   Weight Loss by Hims. Access FDA-approved GLP-1 medications including Wegovy®, delivered to your door. Get a personalized plan at http://hims.com/baseballtoday.   Shop your favorite gear from the Jomboy Media store. Click here to shop today! https://shop.jomboymedia.com/   00:00 INTRO 02:16 Are the Cubs a threat to the Dodgers? 13:26 When will Aaron Judge be back? 19:00 Viewer questions! 47:48 OUTRO   Follow us on X/Instagram: @ChrisRoseSports   Chris Rose on X/Instagram: @ChrisRose   Trevor Plouffe on X/Instagram @TrevorPlouffe   Follow all of our content on https://jomboymedia.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

MRKT Matrix - Thursday, August 6th S&P 500 falls as traders monitor Iran (CNBC) Kevin Warsh to stick with lean Fed messaging despite market backlash (FT) Mortgage Rates in US Increase to 6.69%, Highest Since July 2025 (Bloomberg) Scott Bessent's Yen Trade Has Unintended Consequences for the Markets (WSJ) Alphabet Set to Raise $25 Billion From Sought-After Bond Sale (Bloomberg) SpaceX stock could face further pressure as first batch of shares unlock since IPO (CNBC) Gas prices could remain high this fall even if crude prices stabilize. Here's why (CNBC) The Rise of the $100 Hot Dog (WSJ) --- Subscribe to our newsletter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://riskreversal.substack.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ MRKT Matrix by RiskReversal Media is a daily AI powered podcast bringing you the top stories moving financial markets Story curation by RiskReversal, scripts by Perplexity Pro, voice by ElevenLabs

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The Federal Reserve kept interest rates unchanged—but that doesn't mean borrowing is getting any easier. In this episode of Everyday Economics, Greg Bishop sits down with PhD economist Orphe Divounguy to explain why mortgage rates remain elevated, what it means for first-time homebuyers, businesses looking to expand, and taxpayers navigating an increasingly expensive economy. Topics include: Why mortgage rates remain near 7% The end of the era of cheap money Housing affordability and first-time buyers Why wealthy buyers are still purchasing homes The impact of high borrowing costs on businesses Inflation, jobs, and the Federal Reserve's difficult balancing act What taxpayers should expect if interest rates stay elevated If you're wondering how Federal Reserve policy affects your finances, this breakdown explains the real-world economic consequences. Subscribe for more reporting on economics, government spending, taxes, inflation, and how public policy impacts taxpayers. Support this podcast: https://secure.anedot.com/franklin-news-foundation/ce052532-b1e4-41c4-945c-d7ce2f52c38a?source_code=xxxxxx #FederalReserve #InterestRates #MortgageRates #HousingMarket #Inflation #Economy #Taxpayer #EverydayEconomics #Finance #FederalReserveNews Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Rates strategists Jay Barry and Amanda Berke discuss Treasury's August refunding announcement, the implications on issuance and yield levels, alongside a discussion of more structural themes in debt management.   Speakers:  Jay Barry, Head of Global Rates Strategy Amanda Berke, U.S. Rates Strategist   This podcast was recorded on August 6, 2026.   This communication is provided for information purposes only. Institutional clients can view the related report at https://www.jpmm.com/research/content/GPS-5397119-0 for more information; please visit www.jpmm.com/research/disclosures for important disclosures. © 2026 JPMorgan Chase & Co. All rights reserved. This material or any portion hereof may not be reprinted, sold or redistributed without the written consent of J.P. Morgan. It is strictly prohibited to use or share without prior written consent from J.P. Morgan any research material received from J.P. Morgan or an authorized third-party (“J.P. Morgan Data”) in any third-party artificial intelligence (“AI”) systems or models when such J.P. Morgan Data is accessible by a third-party.

Hey BillOReilly.com Premium and Concierge Members, welcome to the No Spin News for Tuesday, August 4, 2026. Stand Up for Your Country.  Talking Points Memo: Bill provides clarity on the confusion surrounding communism. Why Bill says Sen. Bernie Sanders (I-VT) is the most dangerous man in the country. The reason Americans are turning away from capitalism. Adam Gelb, President and CEO of the Council on Criminal Justice, explains how it is possible that crime rates appear to be going down. What is going on with Donald Trump and D.C. U.S. Attorney Jeanine Pirro? Final Thought: Bill announces this week's We'll Do It LIVE! guest. Learn more about your ad choices. Visit megaphone.fm/adchoices

As many as one in three longtime miners in Appalachia have tested positive for black lung disease, according to new federal research. On this episode of The FRONTLINE Dispatch, a replay of reporter Howard Berkes' 2019 interviews with several miners experiencing varying stages of black lung disease about how it has irrevocably changed their lives.

Greg and Scott discuss the Fed's last meeting, and explain why financial markets are angry with Kevin Warsh. All episodes filmed and recorded as part of Brown Harris Stevens' Mastery of Real Estate (MoRE) Network. Subscribe to Crossing the Line https://podcasts.apple.com/us/podcast/crossing-the-line/id1715709313 Host: Greg Heym https://www.bhsusa.com/about-gregory-heym Market Report Data https://www.bhsusa.com/market-reports Guest: Scott Nadler Sponsors: Scott Nadler | @loan.daddy CrossCountry Mortgage https://crosscountrymortgage.com/brooklyn-ny-5601/scott-nadler/ Shahriar Sedgh Sedgh & Zuckerman PLLC: shar@sznylaw.com The Everset https://theeverset.com/ Submit your "Crossing the Line" questions: CTL@bhsusa.com Brown Harris Stevens is one of the largest privately owned real estate brokerages in the country, with more than 40 offices across four states: New York, New Jersey, Connecticut, and Florida. https://bhsusa.com/

Most real estate agents are waiting for lower rates right alongside their clients. That is exactly why other agents are still closing transactions in the same market. In this episode, Tim and Julie Harris explain why mortgage rates influence affordability, but life changes create real estate motivation. Buyers and sellers move because they get married, have children, relocate, retire, inherit property, change jobs, outgrow their homes, or need a different living situation. You will learn how to uncover the real motivation behind a buyer or seller, prequalify buyers without sounding pushy, respond when someone says they are waiting for rates, and focus the conversation on monthly payment instead of market headlines. Tim and Julie also explain why agents should stop acting like market reporters, why stronger lead generation creates better professional boundaries, and why listing-focused agents are positioned to build more durable businesses. Your next transactions may not be hiding inside a portal, new CRM, social media strategy, or branding campaign. They may already be inside your database of past clients and sphere contacts whose lives are changing. This episode delivers the kind of practical skill development serious agents need to compete in the 2026 market and advance their careers through professional coaching, eXp Realty, and the Libertas community. Free training: HarrisRealEstateDaily.com Coaching: PremierCoaching.com Join eXp + Libertas: WhyLibertas.com/Harris Text Tim Direct: 512-758-0206 Opinions are my own and not the views of eXp Realty.

Failing Them Why Are We? We are failing our children, the next generation. I have been spending an inordinate amount of time studying cellular biology and mitochondrial function in order to understand worsening disease trends. Thus, I want to revisit a landmark study that is one of the most comprehensive assessments of pediatric health ever conducted in the United States. Rather than examining a single disease or health outcome, Dr. Forrest and colleagues integrated data from multiple nationally representative surveys, mortality databases, and electronic health records encompassing millions of children to evaluate whether the health of American children has changed over the past 17 years. The answer was strikingly consistent: across virtually every major health domain, children in the United States are becoming less healthy. The investigators examined mortality, chronic physical and mental health conditions, obesity, functional status, sleep, puberty, physical symptoms, and emotional well-being between 2007 and 2023. Nearly every indicator worsened over time. "From 2007 to 2022, infants (

In this episode of Behind the Numbers, host Dave Bookbinder sits down with Nicole Grinnell - founder of Bosun Solutions and Mic'd Up Booking - to break down the exact financial and operational mechanics of scaling a small business. They pull back the curtain on payroll optimization, calculating the true opportunity cost of doing your own admin work, and why high-performing executive assistants are revenue multipliers, not expenses. Nicole walks through the spreadsheet arbitrage of fractional staffing, explaining how shifting from fixed W2 payroll overhead to variable fractional support insulates profit margins during market volatility (a model battle-tested during COVID-19). They dig deep into the hidden financial cost of a bad hire, the exact vetting processes needed to protect cash flow, and why Net Profit is the ultimate metric every scaling founder must track. Plus, Nicole outlines how to turn podcast guesting into a low-effort, high-ROI B2B sales engine that drastically shortens sales cycles.

Testimonies from the witness stand don't seem to match what happened on 9/10, we have footage of the OTHER man on the rooftop, and a new report says the US military is asking troops for ‘creative and unconventional' ideas to punish Iran. 00:00 - Start. 01:52 - The missing gloves from the car ride. 09:23 - Who Officer Bagley was on the roof with. 29:32 - Update on my security guard who had a stroke in Russia. 34:33 - US Military asks for ideas to punish Iran. 43:30 - Comments. Nimi Skincare​ ​ Get 10% off your order with promo code CANDACE10 at http://www.NimiSkincare.com PureTalk​ ​ Make the switch to PureTalk for $15 a month for the first 3 months at http://www.PureTalk.com/Owens Ethos​ Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/CANDACE. Application times may vary. Rates may vary. Fatty15​ ​​​​​​​​​ Fatty15 is on a mission to support Healthy Aging for All, including all ages and stages of life. You can get an additional 15% off their 90-day subscription Starter Kit by going to https://fatty15.com/CANDACE and using code CANDACE at checkout. American Financing​​​​​​​​​ NMLS 182334, http://www.nmlsconsumeraccess.org. APR for rates in the 5s start at 6.327% for well qualified borrowers. Call 800-795-1210 for details about credit costs and terms. Visit http://www.AmericanFinancing.net/Owens. Average savings based on borrowers who save over $199.99. Candace Clips Channel: https://www.youtube.com/@ClipsCandaceOwens Candace Official Website: https://candaceowens.com Candace Merch: https://shop.candaceowens.com Candace on Apple Podcasts: https://t.co/Pp5VZiLXbq Candace on Spotify: https://t.co/16pMuADXuT Candace on Rumble: https://rumble.com/c/RealCandaceO Candace en Español: https://www.youtube.com/@CandaceOwensEnEspanol Candace Owens em Português: https://www.youtube.com/@CandaceOwensemPortugues Candace Owens en Français: https://www.youtube.com/@CandaceOwensEnFrançais Learn more about your ad choices. Visit megaphone.fm/adchoices

Today's Post - https://bahnsen.co/4yUosr7 David Bahnsen reviews a “bizarre” July in which long-term yields rose, the Iran ceasefire/MOU collapsed, semiconductors fell sharply, and the yen hit multi-decade lows—yet the S&P 500 finished flat with improved breadth—and notes a strong early-August rally led by mega-cap tech while oil fell and energy dipped. He highlights massive hyperscaler capital expenditures and the key market questions around ROI, timing, financing, and systemic exposure. Bahnsen discusses shifting Iran headlines, policy items including the Todd Blanche AG nomination, the low odds of the Save Act and another reconciliation bill, Michigan's Senate primary dynamics, and a multi-state lawsuit over Section 301 tariff rationale. He covers Q2 real GDP at 1.5%, stronger July ISM manufacturing, elevated mortgage rates, Fed chair Warsh and balance-sheet effects, Treasury's reported yen buying, and midstream/MLP performance. 00:00 Welcome and Setup 00:23 July Market Recap 02:22 Monday Rally Snapshot 03:04 Big Tech Capex Questions 05:03 Iran Headlines and Oil 05:39 Washington Policy Update 07:50 GDP and ISM Readouts 09:01 Rates and Housing Impact 09:49 Fed Chair and Yen Move 12:45 Energy and Midstream Returns 13:10 Wrap Up and Next Episode 13:39 Disclosures and Disclaimers Links mentioned in this episode: DividendCafe.com TheBahnsenGroup.com

Michael and Jason discuss a potential surge in mortgage rates to 7.5%, a shift they believe will severely impact housing affordability and market transactions. They predict that while high rates hurt flippers and wholesalers, "buy and hold" investors can benefit from rising rents and less competition from buyers. They highlight a brewing commercial real estate crisis, specifically in office and multi-family sectors, where a lack of liquidity may force massive foreclosures. Despite these challenges, Jason views single-family rentals as a resilient "least worst" investment compared to an overvalued stock market. Ultimately, Michael shares his strategy of using cash reserves to make aggressive offers on distressed properties during this anticipated period of market volatility.   Key Takeaways: 0:00 a fundamental change in the risk profile 10:12 Midterm elections and the interest rate 11:14 Resets in commercial real estate 16:04 A dog called T.I.N.A. and looking for the deal-of-the-year 20:47 Get your FREE PropertyTracker.com account and join our FREE Masterclass every Wednesday EmpoweredInvestor.com/Wednesday   Reach out to our Investment Counselors 1-800- HARTMAN Ext. 2      _______________________________________________________________ Follow Jason on TWITTER, INSTAGRAM & LINKEDIN Twitter.com/JasonHartmanROI Instagram.com/jasonhartman1/ Linkedin.com/in/jasonhartmaninvestor/ Call our Investment Counselors at: 1-800-HARTMAN (US) or visit: https://empoweredinvestor.com/ Free Class:  Easily get up to $250,000 in funding for real estate, business or anything else: https://empoweredinvestor.com/Fund CYA Protect Your Assets, Save Taxes & Estate Planning: https://empoweredinvestor.com/Protect Get wholesale real estate deals for investment or build a great business – Free Course: https://empoweredinvestor.com/deals Special Offer from Ron LeGrand: https://empoweredinvestor.com/Ron Free Mini-Book on Pandemic Investing: https://www.PandemicInvesting.com    

Titans On Tomorrow Ep. 1 with guest Anson Frericks Presented by Ethos: https://ethos.com/titans In a new show on business and finance at this transformative time for the global economy, Ben Shapiro talks directly with the founders, CEOs, and investors building the next decade.   Anson Frericks spent 11 years climbing to the top of Anheuser-Busch, becoming President of Sales and Distribution.  He watched in horror as the company he loved traded its relationship with customers for an elitist stakeholder capitalism scorecard.  Anson saw the Bud Light collapse coming before it cost the company $30 billion in market value, writing the definitive account of it in his bestseller Last Call for Bud Light. Ben and Anson break down: • What really happened inside Anheuser-Busch before the Dylan Mulvaney fiasco • Why BlackRock, State Street, and Vanguard have outsized power over corporate America, and how Strive is fighting back • Whether corporate neutrality is enough, or if conservatives need to push harder • Why he left the culture wars behind to build an AI company tackling serious mental illness • What's next as AI, biotech, and capital markets reshape the American economy - - - Today's Sponsors: Ethos - Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/titans. Application times may vary. Rates may vary. VCX - VCX, by Fundrise, gives everyone the opportunity to invest in the next generation of innovation, including the companies leading the AI revolution, space exploration, defense tech, and more. Visit https://getVCX.com for more info. Cardiff - If you've been in business for at least a year, and are pulling in $20,000 a month in revenue, apply now for up to $500,000 in same day business funding at https://Cardiff.co/ben. Real growth. Fast funding. Cardiff—Borrow better. ZipRecruiter - 4 out of 5 employers who post on ZipRecruiter get a quality candidate within the first day. Try it for FREE today at https://ZipRecruiter.com/DAILYWIRE - - - DailyWire+ Become a Daily Wire Member and watch all of our content ad-free: https://www.dailywire.com/subscribe

Protect your family with life insurance through Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/talkin. Application times may vary. Rates may vary Whether you're just wanting to test an idea out, or you're getting serious about launching your own brand, it's never been easier to get started on https://shopify.com/talkin Check out our new MLB glitch collection here! https://shop.jomboymedia.com/discount/TBGLITCH73110OFF?redirect=/collections/mlb-glitch&utm_source=youtube&utm_m https://fanaticsmarkets.onelink.me/3MFw?pid=jomboy&af_dp=fanmarkets%3A%2F%2Fhomepage&af_channel=partnerships&c=jomboy_fmx&af_ad=youtube&af_web_dp=https%3A%2F%2Ffanaticsmarkets.com%2F%3Fpid%3Djomboy%26c%3Djomboy_fmx%26af_ad%3Dyoutube%26utm_source%3Djomboy%26utm_medium%3Dreferral%26utm_campaign%3Djomboy_fmx%26utm_content%3Dyoutube     Coach Trev and Talkin Jake discuss what the Dodgers are going to do at the deadline if Ohtani is out for extended time, what's going to happen with Tarik Skubal, the Red Sox inner turmoil that is helping them win, Kody Clemens putting the team on his back and more!   Event contracts carry risk of total loss and changing prices. Not good  for all investors. Not available in all states. Must be 21+. See Important Disclosures in Fanatics Markets app. Customers are introduced to Crypto.com by Paragon Global Markets, LLC, d/b/a Fanatics Markets IB, an Introducing Broker registered with the CFTC and a Member of the NFA.   Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Fed talked tough and did nothing. The 30-year hit a 20-year high. The Dow fell 1,100 points. Gold was the only thing left standing.Tonight's episode is sponsored by Rockwell Automation. Download their 11th Annual State of Smart Manufacturing Report at https://rok.auto/sosmTonight's episode is also sponsored by Ethos. Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/gold. Application times may vary. Rates may vary.The Federal Reserve left rates unchanged at 3.5% to 3.75%, exactly where they were before Kevin Warsh took over, despite a 30% market-priced chance of a hike and three FOMC members dissenting in favor of one. Peter Schiff breaks down a press conference where Warsh declared "no tolerance" for inflation above 2% while doing nothing about it, hiding behind the excuse that the Fed "doesn't have a magic wand." Nobody asked for magic, just for the Fed to use the tools it actually has: higher rates, a smaller balance sheet, slower money supply growth. Warsh delivered none of them, and Schiff argues he made the same choice as his predecessors. Inflation is a choice, and the Fed chose it again.The markets rendered their verdict immediately. The 30-year Treasury yield hit 5.22%, its highest in roughly 20 years, the Dow fell 2.2% or about 1,100 points to close on the lows, and the Nasdaq 100 is now down over 3% on the week as the air keeps coming out of the AI bubble, with Meta down 10% after missing earnings and SanDisk off 30% in three days. Gold told the real story: it closed up $40 at 4,070 and never broke 4,000, because rising yields driven by a loss of confidence in the Fed are bullish for gold, not bearish. Schiff calls gold the last safe haven standing. He also covers consumer confidence at a five-year low, a $101.5 billion June trade deficit proving the tariffs accomplished nothing, and why Mamdani's government-run grocery stores will empty shelves, bankrupt private grocers in the poorest neighborhoods, and recreate Soviet bread lines in New York City.Chapters:00:00 Debt Bubble Reality00:37 Fed Holds Rates Steady03:34 Two Percent Target Doubts16:05 Q&A Exposes Inaction27:38 Markets React Bonds Stocks Gold31:45 Yields and Gold Misread35:02 Gold Safe Haven Case37:40 Fed Fallout and Data43:12 NYC Government Grocers55:42 Capitalism and Wrap UpFollow @peterschiffX: https://twitter.com/peterschiffInstagram: https://instagram.com/peterschiffTikTok: https://tiktok.com/@peterschiffofficialFacebook: https://facebook.com/peterschiffOur Sponsors:* Check out Chilipad and use my code GOLD for a great deal: https://sleep.me* Check out Fast Growing Trees and use my code GOLD for a great deal: https://www.fast-growing-trees.com* Check out Plaud AI and use my code GOLD for a great deal: https://plaud.ai* Check out Quince and use my code quince.com/gold for a great deal: https://www.quince.com* Check out TruDiagnostic and use my code GOLD20 for a great deal: https://www.trudiagnostic.comPrivacy & Opt-Out: https://redcircle.com/privacy

This week, Aaron is MIA so the guys are joined by Lee Kimbrell from the Life Of Dad podcast and Greg Warren from The Consumers podcast. Brian updates the guys on how his special is doing, Greg reveals (to Dusty's pleasure) that he's getting into grounding and Lee gives his take on Skyline Chili. Plus the guys learn a little bit about the Seven Wonders Of The World.IIElevenLabs: elevenlabs.io/NATELAND-If you run a business with any kind of customer operation, support, sales, or onboarding, you can start with a demo at elevenlabs.io/NATELANDSuperpower: Superpower.com Head to Superpower.com and use code NATE at checkout for $20 off your membership. Get 100+ biomarkers tested every year, plus a personalized health plan and on-demand care team. Detect early signs of 1,000+ conditions. #superpowerpod #adEthos: https://ethos.com/natelandProtect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/nateland. Application times may vary. Rates may vary. Trustpilot rating as of 6/1/2025.Ultra Pouches: takeultra.comDon't sleep on @ultrapouches. New customers get 15% Off with code NATELAND at takeultra.com! #UltraPouches #ad