Podcasts about rates

#674: Welcome to Greatest Hits Week – five days, five episodes from our vault, spelling out F-I-I-R-E. Today's letter R stands for Real Estate. This episode originally aired in May 2022, but the insights on long-distance investing remain just as relevant for anyone feeling priced out of their local market. We tackle the five biggest challenges of investing far from home – from fear of the unknown to managing contractors remotely – and reveal four compelling benefits that make it worth the effort, especially when you're competing in markets where million-dollar properties are the norm. ________ Remember when inflation was high and rates were rising? What were people saying about real estate back then? And with the benefit of hindsight, how much of what we thought at the time proved to be correct? If you feel unsettled, join the club. At this present moment – December 2025 – interest rates are falling, but not enough. Inflation is mostly under control, but not enough. The noise makes everything feel new. When you only see the present moment, everything looks obvious. When you remember the past, patterns start to show. That's why we're rewinding the clock back to May 2022 – when interest rates were rising and inflation was near its peak. So what was on our mind three years ago? We start with the basics. Why the Federal Reserve raises rates. What higher borrowing costs do to spending. Why falling stock prices often reflect fear – not proof that housing prices must fall next. We explain the difference between recession and deflation, and why the two are often confused. We walk through what made the housing market in 2022 different from 2008. Inventory was tight. Builders had not overbuilt. Many homeowners held fixed-rate mortgages and record levels of equity. Those conditions mattered then. They still matter now. That equity becomes the next focus. We talk about cash-out refinances, HELOCs, and reverse mortgages – and what happens when homeowners borrow against rising values. You hear how higher rates can slow borrowing, why that matters for inflation, and what risks appear if some borrowers struggle to repay. From there, we outline four ways investors might encounter properties if foreclosures rise: bank-owned homes, short sales, “subject to” deals, and wraparound mortgages. The episode then shifts to long-distance real estate investing. You hear the real challenges. Fear of the unknown. Managing people you cannot see. Contractors who disappear. Agents who stop returning calls. You also hear what makes distance workable: education, relationships, local investor networks. We walk through how investors think when conditions feel unstable — and why looking backward sharpens how you see what comes next. Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (0:00) Trade-offs and priorities (07:41) Fed hikes rates (09:16) Inflation drivers explained (11:26) Recession vs housing (13:21) Home equity surge (15:21) Borrowing against equity (17:11) Foreclosures and options (18:26) Subject-to and wraps (21:11) Shift to distance investing (25:31) Education and networks (31:36) Choosing markets (36:11) Accountability challenges Learn more about your ad choices. Visit podcastchoices.com/adchoices

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Chuck Todd digs into the growing crisis of trust in American media and politics, sparked by CBS News pulling a 60 Minutes episode amid controversy and perceptions of corporate and political pressure. He examines how Bari Weiss’s handling of the situation exposed a lack of understanding of television news culture, why 60 Minutes has become the ultimate measure of CBS’s credibility, and how ownership, mergers, and appeasing power have once again put business interests ahead of journalism. The episode also explores troubling signals from the Justice Department’s handling of Epstein-related releases and what they reveal about political favoritism and eroding institutional independence. Chuck then widens the lens to the political fallout, arguing that Donald Trump squandered his political capital and failed to build a durable coalition, and lays out how cracks in Trump’s coalition are becoming chasms. Then, Mike Pesca, host of “The Gist” joins Chuck Todd for a wide-ranging conversation about the state of media, technology, and trust at the end of 2025—and where things may be headed next. They dig into how legacy media is being reshaped by new owners, shrinking business models, and audience capture, with a close look at CBS, the Ellisons, and whether disruption is a threat or a lifeline for traditional news brands. Pesca also reflects on the rise of nonprofit journalism, the limits of AI in reporting, and why Congress has largely abdicated its role in regulating both media and tech. The discussion then turns to the growing unease around AI, gambling, and prediction markets, from bipartisan support for getting smartphones out of schools to fears that unregulated betting is distorting journalism, sports, and public life. Pesca and Todd explore why optimism around AI is collapsing, how insider information can be exploited in everything from sports gambling to political markets, and why many of today’s “innovations” feel eerily similar to past technological panics. The throughline: institutions are lagging behind rapid change, and the cost of that delay is showing up everywhere—from newsrooms to classrooms to democracy itself. Finally, he answers listeners’ questions in the “Ask Chuck” segment and breaks down the biggest stories in the world of sports. Get your wardrobe sorted and your gift list handled with Quince. Don't wait! Go to https://Quince.com/CHUCK for free shipping on your order and 365-day returns. Now available in Canada, too! Go to https://getsoul.com & enter code TODDCAST for 30% off your first order. Got injured in an accident? You could be one click away from a claim worth millions. Just visit https://www.forthepeople.com/TODDCAST to start your claim now with Morgan & Morgan without leaving your couch. Remember, it's free unless you win! Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/chuck. Application times may vary. Rates may vary. Timeline: (Timestamps may vary based on advertisements) 00:00 Chuck Todd’s introduction 04:00 CBS News embroiled with controversy after pulling 60 Minutes episode 04:30 Bari Weiss’s inexperience in TV news is on full display 05:30 Weiss’s made incorrect assumption that everyone saw NYT story 06:45 The perception is the administration leaned on Weiss to kill story 08:00 Too many news executives don’t understand the process 09:30 Trump has complained publicly about 60 Minutes 10:15 Ellison willing to appease Trump in order to get merger approval 11:00 CBS News will be judged entirely on 60 Minutes 12:30 Weiss has lost the trust of the journalists at CBS 13:15 Corporate owned media has once again let the public down 14:00 WaPo’s editorial board completely changed after Bezos bought it 15:00 This event will further erode the public trust in media 16:15 Journalism that’s tethered to popularity will be compromised 17:15 Trust is more important than popularity for journalists 18:45 Corporations won’t let their news divisions interfere with business 19:30 DOJ frontloaded Clinton/Epstein releases & Trump releases later 20:45 DOJ releases statement that sounds like they’re Trump’s defense attorney 22:45 It’s notable that DOJ only singled out Trump for a defensive statement 24:45 Trump blew his “honeymoon” period in less than a year 25:30 Both Biden & Trump burned their political capitol early 28:15 Trump blew the chance to build a GOP that outlasts him 29:30 Trump didn’t win the 2024 election - Biden/Harris lost it 31:15 Voters don’t like party in power, 2008 was last “Vote for” election 33:00 Biden misinterpreted 2022 results, lots of bad GOP candidates 34:00 Liberation Day destroyed Trump’s goodwill with the public 36:15 The cracks in Trump’s coalition are turning into chasms 38:00 The GOP has been too concerned with appeasing the online right 39:15 Democrats could be having their own “Tea Party” moment 46:45 Mike Pesca joins the Chuck ToddCast 48:15 Rundown of Mike’s many “hustles” 50:00 Is the information ecosystem better or worse at the end of 2025? 51:15 CBS News under Bari Weiss is now selling a different product 52:45 Legacy media could benefit from some disruption 53:30 Weiss gave up working for the Salzbergers to work for the Ellisons 54:15 There’s no money in producing network news 56:30 There was audience capture at the New York Times 57:45 A boring president will make the Ellisons care less about CBS 59:45 David Ellison isn’t ideologically MAGA or even a Republican 1:00:45 Silicon Valley is less ideological, just want less regulation 1:01:30 Ellisons are treating CBS as part of their lobbying budget 1:02:30 A huge part of 60 Minutes popularity is that it airs after football 1:03:15 CBS has brands that will survive even if the network doesn’t 1:04:30 We’re a few years away from local TV affiliates going a-la-carte 1:05:45 Channel numbers are meaningless to younger audiences 1:06:15 Non profits like ProPublica are doing some of the best journalism 1:07:30 AI can’t replace people in the journalism space 1:08:30 NOTUS is the only organization covering DC locally 1:09:00 Historically, American media has been partisan 1:09:45 Big newspapers should have two editorial sections 1:13:15 Imagine if Bezos built an “everything” newspaper like he did Amazon 1:14:45 AI transition will be painful, fear of AI displacement will dominate 1:15:30 New polling shows huge drop in optimism surrounding AI 1:17:00 Sam Altman shocked the world by saying “Please regulate me” 1:18:00 We need more visibility into how AI actually works 1:18:45 The regulators are always too old & removed from new tech 1:19:30 Congress has willingly abdicated their regulatory role 1:21:15 Employees at AI companies express worry it could go very wrong 1:22:15 Getting tech/smartphones out of schools has bipartisan agreement 1:24:00 There have always been panics about major tech change 1:25:00 Sports gambling without regulation has been a disaster 1:27:30 Athletes can easily fix a player prop to make money 1:29:00 Online casinos should have never been allowed to exist 1:31:00 Insider info can easily been cashed in on prediction markets 1:33:00 Will insider trading laws now affect copy editors at publications? 1:34:15 Betting has drastically affected coverage at ESPN 1:35:45 College football playoff selection is totally subjective 1:38:15 Potential fixes to college football playoff selection 1:41:45 Will prediction markets remain legal? 1:43:30 Pandemics make society do crazy things 1:44:30 Online casinos will likely become illegal in the coming years 1:46:45 The states didn’t roll out marijuana legalization the right way 1:54:00 Chuck’s thoughts on interview with Mike Pesca 1:54:45 Trump floats leaving the presidency for “hosting” in social post 1:55:45 Is Trump soft launching stepping down from the presidency? 1:57:00 Ask Chuck 1:57:45 What wing of the party will the GOP lean towards in 2028? 2:04:00 What are the classes you teach like? 2:11:15 How would things be different if H.W. Bush won a second term? 2:16:00 How do we address the erosion of historical education? 2:20:45 Was the country really that united over Garfield’s death? 2:26:15 Sports roundupSee omnystudio.com/listener for privacy information.

Chuck Todd digs into the growing crisis of trust in American media and politics, sparked by CBS News pulling a 60 Minutes episode amid controversy and perceptions of corporate and political pressure. He examines how Bari Weiss’s handling of the situation exposed a lack of understanding of television news culture, why 60 Minutes has become the ultimate measure of CBS’s credibility, and how ownership, mergers, and appeasing power have once again put business interests ahead of journalism. The episode also explores troubling signals from the Justice Department’s handling of Epstein-related releases and what they reveal about political favoritism and eroding institutional independence. Chuck then widens the lens to the political fallout, arguing that Donald Trump squandered his political capital and failed to build a durable coalition, and lays out how cracks in Trump’s coalition are becoming chasms. Finally, he answers listeners’ questions in the “Ask Chuck” segment and breaks down the biggest stories in the world of sports. Get your wardrobe sorted and your gift list handled with Quince. Don't wait! Go to https://Quince.com/CHUCK for free shipping on your order and 365-day returns. Now available in Canada, too! Go to https://getsoul.com & enter code TODDCAST for 30% off your first order. Got injured in an accident? You could be one click away from a claim worth millions. Just visit https://www.forthepeople.com/TODDCAST to start your claim now with Morgan & Morgan without leaving your couch. Remember, it's free unless you win! Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/chuck. Application times may vary. Rates may vary. Timeline: 00:00 Chuck Todd’s introduction 02:30 CBS News embroiled with controversy after pulling 60 Minutes episode 03:00 Bari Weiss’s inexperience in TV news is on full display 04:00 Weiss’s made incorrect assumption that everyone saw NYT story 05:15 The perception is the administration leaned on Weiss to kill story 06:30 Too many news executives don’t understand the process 08:00 Trump has complained publicly about 60 Minutes 08:45 Ellison willing to appease Trump in order to get merger approval 09:30 CBS News will be judged entirely on 60 Minutes 11:00 Weiss has lost the trust of the journalists at CBS 11:45 Corporate owned media has once again let the public down 12:30 WaPo’s editorial board completely changed after Bezos bought it 13:30 This event will further erode the public trust in media 14:45 Journalism that’s tethered to popularity will be compromised 15:45 Trust is more important than popularity for journalists 17:15 Corporations won’t let their news divisions interfere with business 18:00 DOJ frontloaded Clinton/Epstein releases & Trump releases later 19:15 DOJ releases statement that sounds like they’re Trump’s defense attorney 21:15 It’s notable that DOJ only singled out Trump for a defensive statement 23:15 Trump blew his “honeymoon” period in less than a year 24:00 Both Biden & Trump burned their political capitol early 26:45 Trump blew the chance to build a GOP that outlasts him 28:00 Trump didn’t win the 2024 election - Biden/Harris lost it 29:45 Voters don’t like party in power, 2008 was last “Vote for” election 31:30 Biden misinterpreted 2022 results, lots of bad GOP candidates 32:30 Liberation Day destroyed Trump’s goodwill with the public 34:45 The cracks in Trump’s coalition are turning into chasms 36:30 The GOP has been too concerned with appeasing the online right 37:45 Democrats could be having their own “Tea Party” moment 45:15 Trump floats leaving the presidency for “hosting” in social post 46:15 Is Trump soft launching stepping down from the presidency? 47:30 Ask Chuck 48:15 What wing of the party will the GOP lean towards in 2028? 54:30 What are the classes you teach like? 1:01:45 How would things be different if H.W. Bush won a second term? 1:06:30 How do we address the erosion of historical education? 1:11:15 Was the country really that united over Garfield’s death? 1:16:45 Sports roundupSee omnystudio.com/listener for privacy information.

Mike Pesca, host of “The Gist” joins Chuck Todd for a wide-ranging conversation about the state of media, technology, and trust at the end of 2025—and where things may be headed next. They dig into how legacy media is being reshaped by new owners, shrinking business models, and audience capture, with a close look at CBS, the Ellisons, and whether disruption is a threat or a lifeline for traditional news brands. Pesca also reflects on the rise of nonprofit journalism, the limits of AI in reporting, and why Congress has largely abdicated its role in regulating both media and tech. The discussion then turns to the growing unease around AI, gambling, and prediction markets, from bipartisan support for getting smartphones out of schools to fears that unregulated betting is distorting journalism, sports, and public life. Pesca and Todd explore why optimism around AI is collapsing, how insider information can be exploited in everything from sports gambling to political markets, and why many of today’s “innovations” feel eerily similar to past technological panics. The throughline: institutions are lagging behind rapid change, and the cost of that delay is showing up everywhere—from newsrooms to classrooms to democracy itself. Get your wardrobe sorted and your gift list handled with Quince. Don't wait! Go to https://Quince.com/CHUCK for free shipping on your order and 365-day returns. Now available in Canada, too! Go to https://getsoul.com & enter code TODDCAST for 30% off your first order. Got injured in an accident? You could be one click away from a claim worth millions. Just visit https://www.forthepeople.com/TODDCAST to start your claim now with Morgan & Morgan without leaving your couch. Remember, it's free unless you win! Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/chuck. Application times may vary. Rates may vary. Timeline: (Timestamps may vary based on advertisements) 00:00 Mike Pesca joins the Chuck ToddCast 01:30 Rundown of Mike’s many “hustles” 03:15 Is the information ecosystem better or worse at the end of 2025? 04:30 CBS News under Bari Weiss is now selling a different product 06:00 Legacy media could benefit from some disruption 06:45 Weiss gave up working for the Salzbergers to work for the Ellisons 07:30 There’s no money in producing network news 09:45 There was audience capture at the New York Times 11:00 A boring president will make the Ellisons care less about CBS 13:00 David Ellison isn’t ideologically MAGA or even a Republican 14:00 Silicon Valley is less ideological, just want less regulation 14:45 Ellisons are treating CBS as part of their lobbying budget 15:45 A huge part of 60 Minutes popularity is that it airs after football 16:30 CBS has brands that will survive even if the network doesn’t 17:45 We’re a few years away from local TV affiliates going a-la-carte 19:00 Channel numbers are meaningless to younger audiences 19:30 Non profits like ProPublica are doing some of the best journalism 20:45 AI can’t replace people in the journalism space 21:45 NOTUS is the only organization covering DC locally 23:15 Historically, American media has been partisan 24:00 Big newspapers should have two editorial sections 26:30 Imagine if Bezos built an “everything” newspaper like he did Amazon 28:00 AI transition will be painful, fear of AI displacement will dominate 28:45 New polling shows huge drop in optimism surrounding AI 30:15 Sam Altman shocked the world by saying “Please regulate me” 31:15 We need more visibility into how AI actually works 32:00 The regulators are always too old & removed from new tech 32:45 Congress has willingly abdicated their regulatory role 34:30 Employees at AI companies express worry it could go very wrong 35:30 Getting tech/smartphones out of schools has bipartisan agreement 37:15 There have always been panics about major tech change 38:15 Sports gambling without regulation has been a disaster 40:45 Athletes can easily fix a player prop to make money 42:15 Online casinos should have never been allowed to exist 44:15 Insider info can easily been cashed in on prediction markets 46:15 Will insider trading laws now affect copy editors at publications? 47:30 Betting has drastically affected coverage at ESPN 49:00 College football playoff selection is totally subjective 51:30 Potential fixes to college football playoff selection 55:00 Will prediction markets remain legal? 56:45 Pandemics make society do crazy things 57:45 Online casinos will likely become illegal in the coming years 1:00:00 The states didn’t roll out marijuana legalization the right waySee omnystudio.com/listener for privacy information.

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureThe world is moving away from wind and solar, coal demand is up, China was never going along with the green new scam. Trump is moving carefully through the [CB] minefield economy. Gold is on the move. Trump is moving the country out of the old system. The [DS] try to get Trump with the Epstein hoax, now that the information dropped the people can now see what the [DS] was planning. Ship building is coming back to the US. Trump signs the NDAA that has additional protections for the election. Every step of the way Trump is countering the [DS] cheating system. Economy https://twitter.com/KobeissiLetter/status/2003156645388406992?s=20   consumption, or 4.95 billion tonnes. By comparison, US coal demand stands at 410 million tonnes, just ~5% of the world's total. Meanwhile, the IEA projects a gradual decline in demand over the next 5 years, to ~8.60 billion tonnes by 2030. However, past forecasts of peak coal demand have repeatedly proven wrong, as consumption continues to rise. Coal remains in high demand 23 US States Are At High Risk Of (Or In) Recession Currently  In 2025, states responsible for about a third of U.S. GDP are in recession, or face high recession risk. Another third are expanding, including Florida and Utah, based on payrolls, employment, and other key economic data. This graphic, via Visual Capitalist’s Dorothy Neufeld, shows recession risk by state in 2025, based on analysis from Mark Zandi, chief economist at Moody's Analytics. In Recession/High Risk Treading Water Expanding State/District Business Cycle Status Share of U.S. GDP (%) Georgia In Recession/High Risk 3.03 Montana In Recession/High Risk 0.25 Wyoming In Recession/High Risk 0.18 Michigan In Recession/High Risk 2.44 Massachusetts In Recession/High Risk 2.73 Mississippi In Recession/High Risk 0.53 Minnesota In Recession/High Risk 1.70 Kansas In Recession/High Risk 0.80 Rhode Island In Recession/High Risk 0.28 Delaware In Recession/High Risk 0.34 Washington In Recession/High Risk 3.02 Illinois In Recession/High Risk 3.85 West Virginia In Recession/High Risk 0.36 New Hampshire In Recession/High Risk 0.42 Maryland In Recession/High Risk 1.86 Virginia In Recession/High Risk 2.66 South Dakota In Recession/High Risk 0.25 Connecticut In Recession/High Risk 1.27 Oregon In Recession/High Risk 1.14 Iowa In Recession/High Risk 0.86 New Jersey In Recession/High Risk 2.93 Maine In Recession/High Risk 0.33 District of Columbia In Recession/High Risk 0.64 Missouri Treading Water 1.54 Ohio Treading Water 3.14 Hawaii Treading Water 0.39 Arkansas Treading Water 0.65 New Mexico Treading Water 0.49 Tennessee Treading Water 1.87 New York Treading Water 7.92 Vermont Treading Water 0.16 Alaska Treading Water 0.24 Colorado Treading Water 1.92 California Treading Water 14.50 Nevada Treading Water 0.86 South Carolina Expanding 1.18 Texas Expanding 9.41 Oklahoma Expanding 0.92 Idaho Expanding 0.43 Kentucky Expanding 0.99 Alabama Expanding 1.10 Indiana Expanding 1.81 Nebraska Expanding 0.63 North Carolina Expanding 2.86 Louisiana Expanding 1.11 Florida Expanding 5.78 North Dakota Expanding 0.26 Pennsylvania Expanding 3.54 Arizona Expanding 1.88 Wisconsin Expanding 1.53 Utah Expanding 1.02 Currently, many coastal, Northeastern states are facing some of the worst economic conditions. In Maine, for instance, year-over-year GDP growth is just 0.8% as of Q2 2025, compared to the U.S. average of 2.1%. Meanwhile, Washington, D.C.'s unemployment rate was 6.4% in July, significantly higher than the 4.6% U.S. average given sweeping federal cuts. According to Zandi's analysis, New York and California are “Treading Water”, together responsible for driving over 22% of U.S. GDP. In comparison, Texas, which fuels 9.4% of U.S. economic growth is expanding. Unemployment rates of 4.0% in July remain below the U.S. average. Additionally, the Texas economy is growing faster than the nation, while income growth rose 6.3% annually as of Q2 2025, outpacing the national average.   Source: zerohedge.com (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/unseen1_unseen/status/2003254895143461092?s=20   caused by falling home prices while increasing the affordability of homes. Home builders aren’t going to build more homes if they are losing money. Trump can’t force them to build homes. This is where thinking outside the box comes in play and things like the 50 year mortgage, interest rate cuts, lower down-payments, salt taxes etc get proposed. With deportations and the decline of the boomer generation from old age, supply will be increasing. Prices will come down. The trick is not to allow them to go into a free fall and keep demand high enough to soak up a great deal of that supply. Trump’s proposed $2,000 tariff rebate checks depend on Congress   President Donald Trump needs Congress to take action to make good on a proposal to send some Americans $2,000 tariff rebate checks next year. Director of the National Economic Council Kevin Hassett said the U.S. House and Senate will need to take up the matter. “I would expect that in the new year, the president will bring forth a proposal to Congress to make that happen,” Hassett said on “Face the Nation” on Sunday. Details about Trump’s tariff rebate proposal remain sparse. Trump has said he wants to issue the rebate checks and use the rest of the tariff revenue to pay down the nation’s $38 trillion debt, even as the U.S. Supreme Court has not yet determined whether he has the authority to impose tariffs. Source: thecentersquare.com US Industrial Production Rises At Strongest Annual Rate Since Apr 2022 Following the much-stronger-than-expected GDP print, US Industrial Production also surprised to the upside, rising 0.2% MoM in November and pulling the YoY change up to 2.52% – the strongest annual growth since April 2022… Source: zerohedge.com Trump Boom: U.S. Economy Grows 4.3%, Fastest in Two Years, Smashing Expectations The U.S. economy grew this summer at the fastest pace in two years, far outpacing economists' forecasts. The Commerce Department said U.S. gross domestic product—the government's official economic scorecard—rose at a seasonally and inflation-adjusted 4.3 percent annual rate in the third quarter. The report on the July through September period was delayed due to the shutdown. Consumer spending grew much faster than expected, expanding at a seasonally and inflation-adjusted annual rate of 3.5 percent. That's up from 2.5 percent in the second quarter and above the 2.7 percent expected. Source: breitbart.com    FULL steam ahead — “You haven't seen anything yet!” Thank you for your attention to this matter. MAKE AMERICA GREAT AGAIN! DONALD J. TRUMP PRESIDENT OF THE UNITED STATES OF AMERICA https://twitter.com/EricLDaugh/status/2003149733158588868?s=20 This list is just the table setting for the coming booming economy. Wait till Trump transforms the entire fiat world debt system. A Golden Age for the world approaches. https://twitter.com/KobeissiLetter/status/2003285919668011147?s=20    good news, the Market went up. Nowadays, when there is good news, the Market goes down, because everybody thinks that Interest Rates will be immediately lifted to take care of “potential” Inflation. That means that, essentially, we can never have a Great Market again, those Markets from the time when our Nation was building up, and becoming great. Strong Markets, even phenomenal Markets, don't cause Inflation, stupidity does! I want my new Fed Chairman to lower Interest Rates if the Market is doing well, not destroy the Market for no reason whatsoever. I want to have a Market the likes of which we haven't had in many decades, a Market that goes up on good news, and down on bad news, the way it should be, and the way it was. Inflation will take care of itself and, if it doesn't, we can always raise Rates at the appropriate time — But the appropriate time is not to kill Rallies, which could lift our Nation by 10, 15, and even 20 GDP points in a year — and maybe even more than that! A Nation can never be Economically GREAT if “eggheads” are allowed to do everything within their power to destroy the upward slope. We are going to be encouraging the Good Market to get better, rather than make it impossible for it to do so. We are going to see numbers that are far more natural, and far better, than they have ever been before. We are going to, MAKE AMERICA GREAT AGAIN! The United States should be rewarded for SUCCESS, not brought down by it. Anybody that disagrees with me will never be the Fed Chairman! Political/Rights https://twitter.com/libsoftiktok/status/2003309528805470611?s=20 https://twitter.com/MrAndyNgo/status/2003266300832038926?s=20 https://twitter.com/libsoftiktok/status/2003271819705389139?s=20   interfere with immigration operations. https://twitter.com/libsoftiktok/status/2003378383862817224?s=20 https://twitter.com/BillMelugin_/status/2002573015142576350?s=20 https://twitter.com/TriciaOhio/status/2002801058897142114?s=20   This was a targeted operation to arrest Fernandez Flores, a criminal illegal alien from Honduras with a criminal conviction for making a false police report. Flores entered the United States illegally at unknown date and location without inspection by an immigration officer. He will remain in ICE custody pending further immigration proceedings. If you come to our country illegally and break our laws, we will find you, we will arrest you, and you will not return. https://twitter.com/DHSgov/status/2003130997198713329?s=20https://twitter.com/MJTruthUltra/status/2003214521419333695?s=20 https://twitter.com/MJTruthUltra/status/2003214521419333695?s=20 WATCH: Justice Department Releases Shocking Recreation Video of Jeffrey Epstein Trying to Kill Himself The Justice Department on Monday released recreation video of Jeffrey Epstein inside of his jail cell trying to kill himself. The video – which was revealed to be computer-generated – is timestamped August 10, 2019 at 4:29 am ET – Epstein was found dead at 6:30 am ET on August 10, 2019. Prosecutors previously said that the two CCTV cameras positioned outside of Epstein's cell had malfunctioned. The 10-second recreation video shows Epstein sitting on the floor of his cell attempting to kill himself. WATCH:  Source: thegatwaypundit.com  https://twitter.com/MarioNawfal/status/2003476301970133417?s=20  “a circular line of erythema at the base of the neck” along with other marks of friction and bruising on his knee. Epstein told prison staff he didn't remember what happened but was afraid to return to the Special Housing Unit, saying it was “where he had gotten marks on his neck and he does not know why it happened.” He said he had only slept 30 minutes a night for five days due to noise and stress. His cellmate, ex-cop Nicholas Tartaglione, had reportedly been harassing him, and Epstein claimed “he tried to kill me.” Staff noted Tartaglione had been aggressive and was seen mocking Epstein with a string around his neck. Despite these signs, the incident was labeled a “possible suicide attempt.” https://twitter.com/MarioNawfal/status/2003292687835787393?s=20  were actively tracking and attempting to contact 10 individuals connected to Epstein’s crimes. The email references attempts to contact Brunel (modeling agent Jean-Luc Brunel, who later died in prison), Maxwell (Ghislaine, now serving 20 years), and mentions “Ohio contacting Wexner.” Les Wexner is the billionaire L Brands founder who gave Epstein his $77 million NYC mansion and served as his primary financial benefactor for years. A separate confidential document from law firm Debevoise & Plimpton lists SDNY matters they appeared in, including one entry: “Wexner: Epstein investigation.” 10 co-conspirators. Only Maxwell was ever charged. The names behind those black boxes are the real story here. https://twitter.com/MikeBenzCyber/status/2003358231780032675?s=20 https://twitter.com/MarioNawfal/status/2003480729624412240?s=20  and his residence as Dammam, Saudi Arabia. Profession listed: “Manager.” It's part of a trove of thousands of Epstein-related files released overnight. https://twitter.com/MarioNawfal/status/2003436034709995730?s=20   from Epstein's properties – computers, hard drives, disks, the digital nervous system of the operation. And they can't get it. At one point, frustration boils over into honesty: “The FBI is completely fucking us on this.” That's not a tweet. That's an internal DOJ message. Translation: the prosecutors responsible for bringing cases did not have a clear, reliable accounting of the evidence in the FBI's possession. Not what was seized. Not what was imaged. Not what was searchable. Not what was missing. This isn't incompetence in a vacuum. It's structural. Evidence control is power. Whoever controls the data controls the pace, the scope, and the fallout. And remember: Epstein died before trial. Maxwell was prosecuted narrowly. No broader conspiracy case ever materialized. Prediction: this is why. Not because the evidence didn't exist- but because it never cohered into something prosecutors could safely touch without detonating their own case. The scandal isn't just who was on the tapes. It's that even the feds couldn't tell you where the tapes went. That's not a cover-up movie plot. That's a system quietly eating itself. https://twitter.com/sentdefender/status/2003457025695719784?s=20  and sensationalist claims made against President Trump that were submitted to the FBI right before the 2020 Election. To be clear: the claims are unfounded and false, and if they had a shred of credibility, they certainly would have been weaponized against President Trump already.” New: More Epstein Files Drop, and Donald Trump Appears to Be the Star This Time Around So, what incriminating evidence against President Trump is to be found in this latest drop? Apparently, an email from January 2020 in which a federal prosecutor from New York – of course – to an “undisclosed person” claiming Trump had flown on Jeffrey Epstein’s private plan at least eight times during the 1990s, and one time there was a 20-year-old woman on the flight.  Here’s more: The email, which was sent in January 2020 from a federal prosecutor in New York to an undisclosed person, says, “For your situational awareness, wanted to let you know that the flight records we received yesterday reflect that Donald Trump traveled on Epstein's private jet many more times than previously has been reported (or that we were aware), including during the period we would expect to charge in a [Ghislaine] Maxwell case.”  This big revelation is that Trump traveled a few more times than we previously knew, although this was during a time period that the president has already acknowledged having had an association with Epstein. Note the timing of the email – January 2020 is when the presidential election would be kicking into full swing. This anonymous federal prosecutor clearly thought they had a gotcha moment, but there’s a pesky little detail that puts things in perspective: “[Trump] is listed as having traveled with, among others and at various times, Marla Maples, his daughter Tiffany, and his son Eric.”  Source: redstate.com The specific document you’re referring to appears to be the complaint filed in the 2020 civil lawsuit Doe v. Indyke et al. (Case No. 1:20-cv-00484, S.D.N.Y.), which was part of the recently released Epstein files by the U.S. Department of Justice.  This lawsuit was brought by an anonymous plaintiff (“Jane Doe”) against the executors of Jeffrey Epstein’s estate (Darren Indyke and Richard Kahn) and Ghislaine Maxwell, seeking compensation for alleged sexual abuse and trafficking by Epstein.How Trump’s Name Appears in the DocumentOn page 4 of the complaint, the plaintiff alleges that during one of her encounters with Epstein (around the 1990s), he took her to Trump’s Mar-a-Lago resort in Florida when she was 14 years old. Epstein reportedly introduced her to Donald Trump (then the owner of Mar-a-Lago), elbowed him playfully, and asked, referring to the girl, “This is a good one, right?” Trump is described as smiling and nodding in agreement, after which they both chuckled. The plaintiff states she felt uncomfortable but was too young to understand why at the time. The document does not accuse Trump of any criminal wrongdoing or involvement in Epstein’s abuse; it frames this as part of the broader context of her grooming and exploitation by Epstein.How the Name Got Into the DocumentTrump’s name was included as part of the plaintiff’s personal allegations detailing her experiences with Epstein. The complaint is a legal filing where the victim recounts specific incidents to support her claims against Epstein’s estate and associates. It reflects her firsthand account, not a court-verified fact or evidence from other sources.  There is no mention of independent corroboration (e.g., witnesses, photos, or records) in the filing itself, and it has not been adjudicated in court as true.Source of the AllegationThe source is the anonymous plaintiff (“Jane Doe”), who claims to be a victim of Epstein’s abuse starting from age 13 or 14.  She was reportedly recruited at a summer camp in Michigan and alleges ongoing grooming and assaults by Epstein over several years. This Doe is distinct from other known accusers like Virginia Giuffre, though a similar incident (Epstein introducing a 14-year-old to Trump at Mar-a-Lago without the “good one” comment) was testified to by another accuser (“Jane”) during Ghislaine Maxwell’s 2021 criminal trial.  https://twitter.com/disclosetv/status/2003236602374713557?s=20 DOGE Geopolitical https://twitter.com/BreannaMorello/status/2003196698974191914?s=20   that are protected under the Constitution. Under D.C. law, anyone wishing to own a firearm must register it with the MPD. However, the D.C. Code imposes a sweeping ban on the registration—and thus the legal possession—of a wide range of firearms. This broad prohibition, the Justice Department argues, infringes on the Second Amendment rights of law-abiding citizens who seek to keep and bear commonly owned firearms for lawful purposes. Trump's DOJ Sues Washington, D.C. Police Department Over Unconstitutional Ban on Semi-Automatic Firearms The Department of Justice has filed a lawsuit against the District of Columbia's Metropolitan Police Department for enforcing a ban on semi-automatic firearms in violation of the Second Amendment. The lawsuit alleges that D.C.'s gun laws require registration of all firearms with the MPD; however, the D.C. Code imposes a sweeping ban on numerous protected weapons, making it legally impossible for residents to own them for self-defense or other lawful purposes. The DOJ said in a press release announcing the lawsuit: “MPD's current pattern and practice of refusing to register protected firearms is forcing residents to sue to protect their rights and to risk facing wrongful arrest for lawfully possessing protected firearms.” “Today's action from the Department of Justice's new Second Amendment Section underscores our ironclad commitment to protecting the Second Amendment rights of law-abiding Americans,” said Attorney General Pamela Bondi. Bondi continued, “Washington, DC's ban on some of America's most popular firearms is an unconstitutional infringement on the Second Amendment — living in our nation's capital should not preclude law-abiding citizens from exercising their fundamental constitutional right to keep and bear arms.” Echoing this sentiment, Assistant Attorney General Harmeet K. Dhillon of the Civil Rights Division added, “This Civil Rights Division will defend American citizens from unconstitutional restrictions of commonly used firearms, in violation of their Second Amendment rights. The newly established Second Amendment Section filed this lawsuit to ensure that the very rights D.C. resident Mr. Heller secured 17 years ago are enforced today — and that all law-abiding citizens seeking to own protected firearms for lawful purposes may do so.” The case draws directly from the landmark 2008 Supreme Court decision in District of Columbia v. Heller, where the Court affirmed that the Second Amendment protects the right of law-abiding citizens to own semi-automatic weapons in their homes for self-defense. Source: thegatewaypundit.com https://twitter.com/CynicalPublius/status/2003192220753723840?s=20 https://twitter.com/disclosetv/status/2003238094057955337?s=20 War/Peace https://twitter.com/WarClandestine/status/2003334956479558072?s=20 there will be no escalation into broader conflict, and the decision has already been made. However, precision air strikes on cartel assets seems like a probable outcome. Trump is neutralizing Deep State assets around the globe, and South/Central American drug cartels are assets of the Deep State. They are transnational criminal organizations responsible for the drug, weapon, and human trafficking of the Western hemisphere, and their racket feeds the Deep State machine. My guess is, that cartel drug factories and assets are going to get smoked by the US MIL via precision air strikes, and the other powerful leaders of the world have already agreed to some sort of deal with Trump and no one will interfere. Just like Iran and Syria. I think most of the leaders/nations of the world agree with Trump that these transnational criminal organizations must be eradicated, and stability must be brought to the world. President Unveils ‘Trump Class’ Of Warships, Huntington Ingalls Shares Jump    build two new “Trump-class” battleships, to acquire 20-25 of these ships in the coming years.   In his address, the President noted these 30,000-40,000 ton ships will carry a large quantity of missiles, including hypersonic missiles, and will also be outfitted with electromagnetic rail guns and directed energy lasers. Trump-class battleships will also carry nuclear-armed sea launched cruise missiles (currently under development) adding an additional element of nuclear deterrence to the Navy. Trump-class destroyers appear to be designed as the center of enhanced command and control networks at sea, as the Navy looks to field more autonomous assets and traditional vessels in the coming years.   The first “Trump-class” battleship will be named USS Defiant, and it will be even longer than the Iowa-class battleships of the World War II era. However, at 35,000 tons, it will only weigh about half as much, and have a smaller crew of between 650 and 850 sailors; the Iowa had some 2,700 sailors. The new ships — which are being called “guided missile battleships” —  are part of larger vision for a “Golden Fleet.” The Navy has rolled out a website to promote that concept. Sources tell AP that construction of the Defiant is expected to start in the early 2030’s, with another 19 to 24 Trump-class ships to follow.   Source: zerohedge.com https://twitter.com/EricLDaugh/status/2003231263520379120?s=20   that kind of money, they HAVE to build quickly!”   “We want the dividends to go into the creation of production facilities. We’ll be talking about CapEx, dividends and the pay.” “Also, buybacks…they want to buy back their stock. I want them to put their money in plants and equipment! So they can build these planes FAST, like, IMMEDIATELY!” Medical/False Flags https://twitter.com/FBIDirectorKash/status/2003224842078675311?s=20  of American institutions or threats to our food supply, economy, or public safety. Protecting the homeland means vigilance: every time, no exceptions. https://twitter.com/ThomasMoreSoc/status/2003262595566850541?s=20  precedent-setting victory, a federal court has permanently blocked California AG Rob Bonta and the CA Dept. of Education from forcing teachers to lie to parents about their own children’s secret gender transitions—declaring parents have a constitutional right to know and teachers have a constitutional right to share the truth. [DS] Agenda https://twitter.com/CynicalPublius/status/2003205278796501397?s=20  larger scale. Don't forget that the Malthusians are antihuman and that they believe that 7 out of every 8 human lives on the planet must be terminated in order to save the world. Nearly 100 Minnesota Mayors Send Panicked Letter to Lawmakers Complaining About Fraud Scandal and the Leadership of Tim Walz Almost 100 mayors in the state of Minnesota have sent a letter to state lawmakers complaining about the fraud scandal and how it is going to impact the communities they serve. They are clearly not happy with the leadership of Governor Tim Walz and his connections to the fraud scandal that has rocked the state in recent weeks. The scandal is still unfolding and it's unclear what the final tally will be, but it's looking like something in the tens of billions. FOX News reports:  You can see the full letter here. These mayors should have demanded that Tim Walz resign. Source: thegatewaypundit.com https://twitter.com/elonmusk/status/2002771316345327905?s=20 Our crooked politicians have set up the biggest money laundering operation in the world and that 38 trillion in debt is almost all tied to fraud. this is the tip of the iceberg. Buckle up, its all being exposed. Your harder earned money was used to support a criminal syndicate.  President Trump's Plan  https://twitter.com/DcLidstone/status/2003338615917806050?s=20 John Brennan Lawyers Confirm Their Client is a “Target” of a Grand Jury Investigation Lawfare lawyer Kenneth Wainstein representing former CIA Director John Brennan confirmed in a proactive litigation letter to Chief Judge Cecilia M. Altonaga of the Federal District Court for the Southern District of Florida, their client is a “target” of a grand jury investigation. The word “target” is important here, because the letter specifically outlines how Brennan has received subpoenas for documents and information surrounding his construct of the 2017 Intelligence Community Assessment. The letter notes that prosecutors from the Office of the United States Attorney for the Southern District of Florida, Jason Reding Quiñones, have advised Mr. Brennan that he is “a target” of a grand jury investigation.   [SOURCE] Pay attention to the footnotes being cited by Brennan's lawyers as they begin to pull in some of the commentary by voices who have publicly given opinion about the overall Trump targeting operation.  Mike Davis name appears frequently in this letter, as the Brennan defense team begins to frame the conspiratorial nature of some claims against their client. In essence, the Brennan legal team are attempting to refute the evidence by pointing to the blanket of some crazy commentary that covers it. This is exactly what I have been cautioning about {SEE HERE}. Source: theconservativetreehouse.com https://twitter.com/TheStormRedux/status/2003448097930662069?s=20  Cannon's courtroom. FANTASTIC. https://twitter.com/amuse/status/2003133420021424297?s=20   Thune objected the president would be able to adjourn Congress for ten days and get his full team on the field. https://twitter.com/DavidShafer/status/2002953961595449763?s=20 National Defense Authorization Act (NDAA) Contains Hidden Election Integrity Gem – Could Have Huge Implications for Voting Machines    With the National Defense Authorization Act signed by President Donald Trump on December 18th, 2025, a little-known section was snuck into the 3000+ page bill:  Section 6805. Requiring Penetration Testing As Part Of The Testing And Certification of Voting Systems. This section amends the Help America Vote Act of 2002 by adding a “Required Penetration Testing” section that “provides for the conduct of penetration testing as part of the testing, certification, decertification, and recertification of voting system hardware and software” by an accredited laboratory. The amendment now requires the penetration testing as a condition of certification from the U.S. Election Assistance Commission (EAC) and allows consultation with the National Institute of Standards and Technology or any other federal agency on “lab selection criteria” and “other aspects of the program.” While this is still short of a legitimate attempt at ensuring election integrity, it is an effort toward scrutinizing the voting systems by finally requiring cybersecurity experts to do what Clay Parikh was restricted from doing during his time as a VSTL contractor. Hand-marked paper ballots hand-counted at the precinct level, is being utilized in Dallas County, TX for the 2026 midterm primaries, and is still the ultimate goal of the election integrity community to ensure free and fair elections in the United States. Source: thegatewaypundit.com Penetration testing, often abbreviated as “pen testing,” is a cybersecurity practice where authorized experts simulate real-world cyberattacks on a computer system, network, or application to identify and exploit vulnerabilities before malicious actors can do so. The goal is to uncover weaknesses in security measures, such as software flaws, misconfigurations, or inadequate defenses, and provide recommendations for remediation. It typically involves several stages: Planning and reconnaissance: Gathering information about the target system. Scanning: Using tools to probe for potential entry points. Gaining access: Attempting to exploit vulnerabilities to breach the system. Maintaining access: Testing how long access can be sustained without detection. Analysis and reporting: Documenting findings, risks, and fixes. In the context of Section 6805 of the Fiscal Year 2026 National Defense Authorization Act (NDAA), which incorporates provisions from the SECURE IT Act (H.R. 6315), penetration testing is mandated as part of the testing, certification, decertification, and recertification process for voting system hardware and software. The Election Assistance Commission (EAC) must implement this requirement within 180 days of enactment, with accreditation of testing entities handled through recommendations from the National Institute of Standards and Technology (NIST). This ensures that voting systems used in federal elections undergo rigorous cybersecurity assessments to detect and mitigate vulnerabilities, enhancing election security Poll: Trump's Approval Rating Lands at 50 Percent, 9 Points Above Water President Donald Trump enjoys a 50 percent approval rating, with a net approval rating of plus 9 points, according to the latest polling from InsiderAdvantage.  Source: breitbart.com (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");

Welcome back to another episode of the Female EmPOWERed Podcast! I'm your host, Christa Gurka, and today we're tackling one of the most critical aspects of running a profitable boutique fitness or wellness business—pricing, pay rates, and expenses. If you've ever wondered how to structure your pricing for long-term financial health, this episode is for you.We'll break down industry statistics on average revenue and profit margins, and I'll walk you through how to calculate your break-even point so you can confidently price your services. I'll also share real-world examples of how aligning pricing with pay rates and expenses can ensure a sustainable, thriving business. Plus, I'll discuss why working with industry-experienced coaches can be a game-changer when it comes to financial strategy.Key TakeawaysPricing isn't just about competitors. Setting rates based solely on what others charge can lead to unsustainable margins.Know your break-even point. Understanding your minimum revenue requirement helps you price for profit, not just survival.A 15% profit margin is the goal. This ensures financial health and allows you to reinvest in growth.Align your pricing, pay rates, and expenses. Every dollar matters—ensuring balance between these factors is key to profitability.Expert guidance can make all the difference. An experienced coach in the boutique fitness and wellness industry can help fine-tune your numbers for success.By understanding and optimizing your financials, you'll be in a position to run a profitable, sustainable business that supports both your team and your growth. If you found this episode helpful, don't forget to subscribe, leave a review, and share it with a fellow business owner who needs this insight. Until next time—keep empowering yourself and your business.

This week we discuss some newly reported information regarding a 50 year old state record; that turns out was a LIE! Plus, Bailey Eigbrett from Serious Angler Podcast joins BRB in the Beef Seat this week. Also, in Just The Tip; we discuss how electronics don't actually catch fish, it's your decisions that matter! What are the differences that apply to tournament anglers vs everyday fishing enthusiasts? Tickets for the 300th Celebration Live/Stream Event (You need a ticket to win giveaway prizes!)https://m.bpt.me/event/6733300Lodging Suggestion Links:UPPER–TIER OPTIONSMGM Springfield• 3 miles / ~10 min• Rates: $125–$180+• https://mgmspringfield.mgmresorts.com/en.htmlMarriott Springfield Downtown• 3 miles / ~10 min• Rates: $135–$200+• https://www.marriott.com/en-us/hotels/bdlms-marriott-springfield-downtown/overview/MID–TIER OPTIONSHampton Inn & Suites Springfield/Downtown• 3 miles / ~10–12 min• Rates: $120–$190+• https://www.hilton.com/en/hotels/sfysdhx-hampton-suites-springfield-downtown/Holiday Inn Express Springfield Downtown• 2.5–3 miles / ~8–10 min• Rates: $110–$160+• https://www.ihg.com/holidayinnexpress/hotels/us/en/springfield/spfez/hoteldetailBUDGET OPTIONSLa Quinta Inn & Suites Springfield• 3.5 miles / ~10–12 min• Rates: $110–$150+* https://www.wyndhamhotels.com/laquinta/springfield-massachusetts/la-quinta-springfield-ma/overviewCourtyard by Marriott West Springfield• 6–7 miles / ~15–18 min• Rates: $120–$170+• https://www.marriott.com/en-us/hotels/bdlcw-courtyard-west-springfield/overview/Red Roof Inn Enfield CT (Lowest Rates)• 10-12 miles/ ~20 min• Lowest Rates (as low as $75)• https://www.redroof.com/property/ct/enfield/rri105?utm_source=chatgpt.comConsider supporting the show by using the links below, as always; share this show with your fishy friends!Online

Federal Reserve Governor Stephen Miran tells Bloomberg News that the US central bank risks sparking a recession unless it continues lowering interest rates next year. He discusses his outlook for the economy and more with hosts Annmarie Hordern and David Gura.See omnystudio.com/listener for privacy information.

Grabado el mismo día del sorteo de la Lotería de la Navidad, este episodio marca el inicio oficial del periodo navideño en BiciLAB. Ambiente de villancico, papeletas sobre la mesa y un podcast cargado de actualidad ciclista.Arrancamos repasando lo más destacado de la semana en competición, con nuevas victorias de Mathieu van der Poelque confirman su estado de forma y su dominio absoluto cuando decide aparecer.Nos metemos de lleno en el baile de fichajes con una despedida muy comentada, la de David Campos del BH Coloma Team, analizando qué hay detrás y cómo queda el tablero de cara a la próxima temporada.En la sección de notihistoria mezclamos actualidad y relato con el reciente KOM de Tadej Pogačar en el Coll de Rates y una publicación en Instagram que refleja a la perfección su manera de entender la vida, el esfuerzo y el ciclismo.En Destino Cape, Jota nos explica los porqués de las modificaciones que ha hecho a su BH Lynx SLS, llevándola a un terreno casi de carretera con neumáticos impensables para una MTB. Motivaciones, sensaciones y el origen de uno de los mayores engendros ciclistas que han pasado por BiciLAB.En Nuestras Mierdas os contamos la semana real. El 10K a pie frustrado de Charly que acaba convirtiéndose en un día muy especial junto a su padre y el resumen completo de la quedada navideña del Club BCLB, con entrega de premios del ranking y del sorteo, incluyendo ruedas Zambra y una BH Lynx SLS para miembros del club. Esto no se explica con palabras. Hay que vivirlo.Cerramos con un análisis a fondo del nuevo intercomunicador VeloVox, un dispositivo que hemos estado probando este fin de semana y que permite comunicarte con toda la grupeta, escuchar música o podcast y usarlo como manos libres en tus salidas. Resolvemos casi todas las dudas que nos habéis enviado y os contamos nuestra primera experiencia real.Dale al play y empieza oficialmente la Navidad en BiciLAB.

  THE SCANDAL'S LEGACY AND POST-CIVIL WAR DIVORCE Colleague Barbara Weisberg. Weisbergdiscusses the scandal's legacy, noting that divorce rates spiked significantly after the Civil War, though the guilty party was legally forbidden to remarry. She explains that this public trial shattered the privacy of the elite, proving to the public that the upper classes were deeply flawed. NUMBER 8

Hoosiers are facing foreclosures at increasing rates. A central Indiana youth advocacy group wants the state to invest in more affordable housing for Hoosier families. A state-mandated taskforce led by Mayor Joe Hogsett voted this week to recommend a new oversight body for city charter schools and the Indianapolis Public Schools district. Winters in Indiana — and across the country — are heating up faster than other seasons. Want to go deeper on the stories you hear on WFYI News Now? Visit wfyi.org/news and follow us on social media to get comprehensive analysis and local news daily. Subscribe to WFYI News Now wherever you get your podcasts. WFYI News Now is produced by Zach Bundy, with support from News Director Sarah Neal-Estes.

In this last episode of 2025, we discuss how artificial intelligence has moved rapidly into the mainstream, where it is already delivering measurable productivity gains, why so many companies remain stuck in pilot mode, and what execution, governance, and reskilling will mean for long-term growth and investment returns. To read this week's Sight|Lines, click here. The views expressed in this podcast may not necessarily reflect the views of Stifel Financial Corp. or its affiliates (collectively, Stifel). This communication is provided for information purposes only. Past performance does not guarantee future results. Investing involves risk, including the possible loss of principal. Asset allocation and diversification do not ensure a profit or protect against loss. © Stifel, Nicolaus & Company, Incorporated | Member SIPC & NYSE | www.stifel.com See omnystudio.com/listener for privacy information.

A drop in exports increases importance of domestic markets. Will farmland rental rates follow commodity prices? The Nora Store welcomes Christmas carolers. A Minnesota food co-op expands.

Chuck Todd examines the Justice Department’s handling of the Epstein files, the uneven political fallout, and why some stories break through while others—often more consequential—don’t. The discussion then turns to public health, RFK Jr.’s corrosive influence on vaccine trust, and how misinformation is putting kids at risk just as measles cases surge. Todd closes by unpacking the growing civil war within MAGA world, where influencers—not elected officials—are driving the GOP agenda, competing for clicks with ever more extreme claims, and exposing deep cracks in Trump’s coalition. Finally, Chuck hops into the ToddCast Time Machine to review the fallout from the dissolution of the Soviet Union and why that story’s ending hasn’t been written yet. He also answers listeners’ questions in the “Ask Chuck” segment and gives his college football roundup. Get your wardrobe sorted and your gift list handled with Quince. Don't wait! Go to https://Quince.com/CHUCK for free shipping on your order and 365-day returns. Now available in Canada, too! Go to https://getsoul.com & enter code TODDCAST for 30% off your first order. Got injured in an accident? You could be one click away from a claim worth millions. Just visit https://www.forthepeople.com/TODDCAST to start your claim now with Morgan & Morgan without leaving your couch. Remember, it's free unless you win! Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/chuck. Application times may vary. Rates may vary. Timeline: (Timestamps may vary based on advertisements) 00:00 Chuck Todd’s introduction 3:15 We all know the broad strokes of the Epstein story 4:00 With enough money you can buy your way out of bad character 5:30 Justice department is slow walking the release of the Epstein files 6:00 Releases have a lot of Bill Clinton, very little Trump 6:45 DOJ will frontload releases that embarrass Democrats 8:00 People were willing to look the other way on Epstein 8:45 Character should matter & Epstein ties should be a demerit 10:30 Many people don’t know about or believe many of Trump’s outrages 11:15 The Epstein story breaks through, many consequential stories don’t 12:30 HHS touts accomplishments, but has done tremendous damage 13:45 2000 confirmed cases of measles, about to lose measles-free status 15:15 RFK Jr. is an incredibly low character individual 16:00 Removing food dyes is the only good work MAHA is doing 17:30 No scientific study links vaccines to autism 18:15 Covid vaccine was touted as a shield 19:15 People exploited poor Covid vaccine communication 19:45 MRNA vaccines are a technological marvel 20:15 Cutting funding for MRNA research is a terrible own goal 21:30 RFK Jr is causing less people to take vaccines, putting kids at risk 22:45 Massive infighting has begun amongst the MAGA influencers 24:15 GOP is captured by influencers the ways Dems were captured by “groups” 26:15 Some MAGA influencers have crazy beliefs and conspiracy theories 27:15 Republicans forced to entertain the crazy beliefs of their influencers 29:15 GOP politicians are taking their cues from their influencer base 30:15 Dems are starting to break free from influence of the groups 31:00 Biden’s poor handling of the border was to satiate the groups 31:30 MAGA influencers are conducting a circular firing squad 32:30 MAGA influencers try to out-crazy each other for clicks 35:00 The MAGA coalition is cracking 41:00 ToddCast Time Machine – December 26, 1991 41:30 Soviet Union officially dissolves, ending the Cold War 42:15 Collapse of the Soviet Union is still unresolved 43:30 It felt like history had chosen a winner, but it was just the first act 44:00 The west felt like the liberal democrats had won 45:15 The US treated the Soviet Union like a failed state, not a fallen empire 46:30 Democracy hasn’t taken hold in many former Soviet states 47:45 Democracy has never landed in Russia due to structural reasons 48:45 Fall of the USSR created oligarchs, but not a middle class 49:45 The Russian people equated oligarchy with democracy 51:30 Russians lost a sense of identity, made them vulnerable to a dictator 52:15 Eastern Europe fears Russia & wanted in on NATO 53:45 Ukraine had the world’s third largest nuclear arsenal, gave it up 54:45 Ukraine should have received NATO membership for giving up nukes 55:30 We’re repeating the 1920’s & 30’s in the U.S. & in Europe 57:15 Russia becoming a democracy seems fanciful, but in time it’s possible 58:45 This period feels unstable, but could be bumps in the road 59:15 Ask Chuck 59:30 Why has the U.S. and Europe had a bond, & thoughts on losing it? 1:04:00 Do you think congress will try to limit the pardon power post-Trump? 1:10:00 What does the GOP look like if it loses in 2028? 1:13:30 What was it like working with Topps for your trading card? 1:24:30 College football roundupSee omnystudio.com/listener for privacy information.

Chuck Todd examines the Justice Department’s handling of the Epstein files, the uneven political fallout, and why some stories break through while others—often more consequential—don’t. The discussion then turns to public health, RFK Jr.’s corrosive influence on vaccine trust, and how misinformation is putting kids at risk just as measles cases surge. Todd closes by unpacking the growing civil war within MAGA world, where influencers—not elected officials—are driving the GOP agenda, competing for clicks with ever more extreme claims, and exposing deep cracks in Trump’s coalition. Then, chief Washington correspondent for Puck News, Leigh Ann Caldwell joins Chuck to unpack how Washington looks different when covered from outside the constraints of legacy media—and why independent journalism may be better suited to capture the dysfunction of Trump’s second term. Caldwell reflects on the groupthink and reaction-driven coverage that defined Trump’s first presidency, the erosion of Congress’s authority in Trump 2.0, and the deep personal animus now defining relationships on Capitol Hill. Together, she and Chuck examine how social media has shaped a younger generation of staffers, why Speaker Mike Johnson may be remembered as one of the weakest in history, and how Congress has willingly made itself irrelevant in the face of executive power. The conversation also digs into healthcare politics, looming shutdown risks, and why Republicans remain unable to act without Trump’s approval—even as he digs in against ACA subsidies out of lingering grievance toward Obama. Caldwell and Todd explore the brewing chaos inside the GOP, from mass retirements and redistricting fights to the staggering cost of House races and the nonstop fundraising grind. The episode closes with a candid assessment of party leadership heading into 2026, why a third Trump impeachment would be a mistake, and why covering Congress—rather than the White House—may now offer the clearest window into where American politics is headed. Finally, Chuck hops into the ToddCast Time Machine to review the fallout from the dissolution of the Soviet Union and why that story’s ending hasn’t been written yet. He also answers listeners’ questions in the “Ask Chuck” segment and gives his college football roundup. Get your wardrobe sorted and your gift list handled with Quince. Don't wait! Go to https://Quince.com/CHUCK for free shipping on your order and 365-day returns. Now available in Canada, too! Go to https://getsoul.com & enter code TODDCAST for 30% off your first order. Got injured in an accident? You could be one click away from a claim worth millions. Just visit https://www.forthepeople.com/TODDCAST to start your claim now with Morgan & Morgan without leaving your couch. Remember, it's free unless you win! Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/chuck. Application times may vary. Rates may vary. Timeline: (Timestamps may vary based on advertisements) 00:00 Chuck Todd’s introduction 04:45 We all know the broad strokes of the Epstein story 05:30 With enough money you can buy your way out of bad character 07:00 Justice department is slow walking the release of the Epstein files 07:30 Releases have a lot of Bill Clinton, very little Trump 08:15 DOJ will frontload releases that embarrass Democrats 09:30 People were willing to look the other way on Epstein 10:15 Character should matter & Epstein ties should be a demerit 12:00 Many people don’t know about or believe many of Trump’s outrages 12:45 The Epstein story breaks through, many consequential stories don’t 14:00 HHS touts accomplishments, but has done tremendous damage 15:15 2000 confirmed cases of measles, about to lose measles-free status 16:45 RFK Jr. is an incredibly low character individual 17:30 Removing food dyes is the only good work MAHA is doing 19:00 No scientific study links vaccines to autism 19:45 Covid vaccine was touted as a shield 20:45 People exploited poor Covid vaccine communication 21:15 MRNA vaccines are a technological marvel 21:45 Cutting funding for MRNA research is a terrible own goal 23:00 RFK Jr is causing less people to take vaccines, putting kids at risk 24:15 Massive infighting has begun amongst the MAGA influencers 25:45 GOP is captured by influencers the ways Dems were captured by “groups” 27:45 Some MAGA influencers have crazy beliefs and conspiracy theories 28:45 Republicans forced to entertain the crazy beliefs of their influencers 30:45 GOP politicians are taking their cues from their influencer base 31:45 Dems are starting to break free from influence of the groups 32:30 Biden’s poor handling of the border was to satiate the groups 33:00 MAGA influencers are conducting a circular firing squad 34:00 MAGA influencers try to out-crazy each other for clicks 36:30 The MAGA coalition is cracking 42:30 Leigh Ann Caldwell joins the Chuck ToddCast 44:00 Covering politics as independent media vs legacy media 47:15 There was little ability for original thought doing network news 48:15 Legacy media gets stuck in groupthink 50:00 People blame the Gingrich years for our current political dysfunction 51:30 Covering Trump’s 1st term was asking for reactions to Trump 52:00 Congress has handed away their authority in Trump 2.0 52:45 The personal animus between the two parties is very real 54:00 Young staffers had their politics formed by social media 56:00 Mike Johnson will go down as one of the weakest speakers ever 57:00 Johnson has willingly made congress irrelevant 58:45 Are we underplaying the chances of a January shutdown? 1:00:00 With premiums set to rise, why couldn’t Dems corner the GOP? 1:00:45 Dems know healthcare is good politics for them 1:01:45 Trump is digging in rather than caving on ACA subsidies 1:03:30 Trump doesn’t want to prop up the ACA because Obama passed it 1:04:30 Lots of Republicans have “Obama Derangement Syndrome” 1:06:00 The framework of the ACA came from the Heritage Foundation 1:06:30 Trump comes close to advocating for single payer healthcare 1:08:45 Republicans can’t do anything on healthcare without Trump 1:09:45 Trump is done with congress, thinks he can do everything via EO 1:11:45 Trump lied and claimed military bonuses came from tariff revenue 1:12:45 If SCOTUS takes tariff power from Trump, will he go to congress? 1:13:45 Congress unlikely to hand tariff authority to Trump 1:14:45 Republican bracing for another 20 retirement announcements 1:16:15 Texas & California members are mad about redistricting 1:18:00 House races will likely cost $60 million in 2026 1:19:30 Members of congress spend 50% of their time fundraising 1:22:00 Democrats would be stupid to try to impeach Trump a third time 1:23:30 Which congressional leaders will still be in place in 2027? 1:25:00 Johnson won’t be speaker in a new congress 1:26:00 Jim Jordan is the quiet favorite to be the house GOP leader 1:27:30 It’d be shocking if Chuck Schumer ran again 1:29:00 DSCC botched their oppo release on Graham Platner 1:31:15 There are doubts about Jeffries, but unlikely to be challenged 1:33:00 Schumer & Jeffries botched the NYC mayors race 1:34:45 Does John Thune have support in the senate? 1:37:30 Covering the hill is a better beat than the White House 1:42:00 Chuck’s thoughts on interview with Leigh Ann Caldwell 1:42:30 ToddCast Time Machine - December 26, 1991 1:43:00 Soviet Union officially dissolves, ending the Cold War 1:43:45 Collapse of the Soviet Union is still unresolved 1:45:00 It felt like history had chosen a winner, but it was just the first act 1:45:30 The west felt like the liberal democrats had won 1:46:45 The US treated the Soviet Union like a failed state, not a fallen empire 1:48:00 Democracy hasn’t taken hold in many former Soviet states 1:49:15 Democracy has never landed in Russia due to structural reasons 1:50:15 Fall of the USSR created oligarchs, but not a middle class 1:51:15 The Russian people equated oligarchy with democracy 1:53:00 Russians lost a sense of identity, made them vulnerable to a dictator 1:53:45 Eastern Europe fears Russia & wanted in on NATO 1:55:15 Ukraine had the world’s third largest nuclear arsenal, gave it up 1:56:15 Ukraine should have received NATO membership for giving up nukes 1:57:00 We’re repeating the 1920’s & 30’s in the U.S. & in Europe 1:58:45 Russia becoming a democracy seems fanciful, but in time it’s possible 2:00:15 This period feels unstable, but could be bumps in the road 2:00:45 Ask Chuck 2:01:00 Why has the U.S. and Europe had a bond, & thoughts on losing it? 2:05:30 Do you think congress will try to limit the pardon power post-Trump? 2:11:30 What does the GOP look like if it loses in 2028? 2:15:00 What was it like working with Topps for your trading card? 2:26:00 College football roundupSee omnystudio.com/listener for privacy information.

Chief Washington correspondent for Puck News, Leigh Ann Caldwell joins the Chuck ToddCast to unpack how Washington looks different when covered from outside the constraints of legacy media—and why independent journalism may be better suited to capture the dysfunction of Trump’s second term. Caldwell reflects on the groupthink and reaction-driven coverage that defined Trump’s first presidency, the erosion of Congress’s authority in Trump 2.0, and the deep personal animus now defining relationships on Capitol Hill. Together, she and Chuck examine how social media has shaped a younger generation of staffers, why Speaker Mike Johnson may be remembered as one of the weakest in history, and how Congress has willingly made itself irrelevant in the face of executive power. The conversation also digs into healthcare politics, looming shutdown risks, and why Republicans remain unable to act without Trump’s approval—even as he digs in against ACA subsidies out of lingering grievance toward Obama. Caldwell and Todd explore the brewing chaos inside the GOP, from mass retirements and redistricting fights to the staggering cost of House races and the nonstop fundraising grind. The episode closes with a candid assessment of party leadership heading into 2026, why a third Trump impeachment would be a mistake, and why covering Congress—rather than the White House—may now offer the clearest window into where American politics is headed. Get your wardrobe sorted and your gift list handled with Quince. Don't wait! Go to https://Quince.com/CHUCK for free shipping on your order and 365-day returns. Now available in Canada, too! Go to https://getsoul.com & enter code TODDCAST for 30% off your first order. Got injured in an accident? You could be one click away from a claim worth millions. Just visit https://www.forthepeople.com/TODDCAST to start your claim now with Morgan & Morgan without leaving your couch. Remember, it's free unless you win! Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/chuck. Application times may vary. Rates may vary. Timeline: (Timestamps may vary based on advertisements) 00:00 Leigh Ann Caldwell joins the Chuck ToddCast 01:30 Covering politics as independent media vs legacy media 04:45 There was little ability for original thought doing network news 05:45 Legacy media gets stuck in groupthink 07:30 People blame the Gingrich years for our current political dysfunction 09:00 Covering Trump’s 1st term was asking for reactions to Trump 09:30 Congress has handed away their authority in Trump 2.0 10:15 The personal animus between the two parties is very real 11:30 Young staffers had their politics formed by social media 13:30 Mike Johnson will go down as one of the weakest speakers ever 14:30 Johnson has willingly made congress irrelevant 16:15 Are we underplaying the chances of a January shutdown? 17:30 With premiums set to rise, why couldn’t Dems corner the GOP? 18:15 Dems know healthcare is good politics for them 19:15 Trump is digging in rather than caving on ACA subsidies 21:00 Trump doesn’t want to prop up the ACA because Obama passed it 22:00 Lots of Republicans have “Obama Derangement Syndrome” 23:30 The framework of the ACA came from the Heritage Foundation 24:00 Trump comes close to advocating for single payer healthcare 26:15 Republicans can’t do anything on healthcare without Trump 27:15 Trump is done with congress, thinks he can do everything via EO 29:15 Trump lied and claimed military bonuses came from tariff revenue 30:15 If SCOTUS takes tariff power from Trump, will he go to congress? 31:15 Congress unlikely to hand tariff authority to Trump 32:15 Republican bracing for another 20 retirement announcements 33:45 Texas & California members are mad about redistricting 35:30 House races will likely cost $60 million in 2026 37:00 Members of congress spend 50% of their time fundraising 39:30 Democrats would be stupid to try to impeach Trump a third time 41:00 Which congressional leaders will still be in place in 2027? 42:30 Johnson won’t be speaker in a new congress 43:30 Jim Jordan is the quiet favorite to be the house GOP leader 45:00 It’d be shocking if Chuck Schumer ran again 46:30 DSCC botched their oppo release on Graham Platner 48:45 There are doubts about Jeffries, but unlikely to be challenged 50:30 Schumer & Jeffries botched the NYC mayors race 52:15 Does John Thune have support in the senate? 55:00 Covering the hill is a better beat than the White HouseSee omnystudio.com/listener for privacy information.

Shawn Ryan Show: Read the notes at at podcastnotes.org. Don't forget to subscribe for free to our newsletter, the top 10 ideas of the week, every Monday --------- Chase Hughes is a leading expert in human behavior analysis, influence, and persuasion, with over 20 years of experience as a U.S. Navy veteran. He developed groundbreaking programs like the "Behavior Pilot Program" for HUMINT, "CuePrime" for interrogation behavior analysis, and the "Pre-Violence Indicators Index" for detecting pre-attack behaviors. Author of the bestselling "The Ellipsis Manual: Analysis and Engineering of Human Behavior," Hughes consults for law enforcement, the military, Fortune 500 executives, and more. As a member of "The Behavior Panel" on YouTube, he educates on body language and deception detection. Internationally board-certified in clinical hypnotherapy, he advocates for ethical use of behavioral science in leadership, security, and personal development, drawing from his military background to create life-saving systems like "The Hostile Hospital" and "Tactical Psychology." Shawn Ryan Show Sponsors: Buy PSYOP Now - ⁠https://psyopshow.com⁠ Preorder Now - ⁠https://callofduty.com⁠ ⁠https://americanfinancing.net/srs⁠ NMLS 182334, nmlsconsumeraccess.org. APR for rates in the 5s start at 6.327% for well qualified borrowers. Call 866-781-8900, for details about credit costs and terms. ⁠https://tryarmra.com/srs⁠ ⁠https://aura.com/srs⁠ ⁠https://betterhelp.com/srs⁠ This episode is sponsored. Give online therapy a try at betterhelp.com/srs and get on your way to being your best self. ⁠https://bunkr.life⁠ – USE CODE SRS Go to https://bunkr.life/SRS and use code “SRS” to get 25% off your family plan. ⁠https://shawnlikesgold.com⁠ ⁠https://hillsdale.edu/srs⁠ ⁠https://ketone.com/srs⁠ Visit https://ketone.com/srs for 30% OFF your subscription order. ⁠https://mypatriotsupply.com/srs⁠ ⁠https://patriotmobile.com/srs⁠ ⁠https://prizepicks.onelink.me/lmeo/srs⁠ ⁠https://ROKA.com⁠ – USE CODE SRS ⁠https://tractorsupply.com/hometownheroes⁠ ⁠https://ziprecruiter.com/srs⁠ ⁠https://gemini.com/srs⁠ Sign up for the Gemini Credit Card: https://Gemini.com/SRS #GeminiCreditCard #CryptoRewards #Advertisement This episode is sponsored by Gemini. All opinions expressed by the content creator are their own and not influenced or endorsed by Gemini. The Bitcoin Credit Card™ is a trademark of Gemini used in connection with the Gemini Credit Card®, which is issued by WebBank. For more information regarding fees, interest, and other cost information, see Rates and Fees: gemini.com/legal/cardholder-agreement Some exclusions apply to instant rewards; these are deposited when the transaction posts. 4% back is available on up to $300 in spend per month for a year (then 1% on all other Gas, EV charging, and transit purchases that month). Spend cycle will refresh on the 1st of each calendar month. See Rewards Program Terms for details: gemini.com/legal/credit-card-rewards-agreement Checking if you're eligible will not impact your credit score. If you're eligible and choose to proceed, a hard credit inquiry will be conducted that can impact your credit score. Eligibility does not guarantee approval. The appreciation of cardholder rewards reflects a subset of Gemini Cardholders from 10/08/2021 to 04/06/2025 who held Bitcoin rewards for at least one year. Individual results will vary based on spending, selected crypto, and market performance. Cryptocurrency is highly volatile and may result in gains or losses. This information is for general informational purposes only and does not constitute investment advice. Past performance is not indicative of future results. Consult with your tax or financial professional before investing. Chase Hughes Links: Website - https://chasehughes.com YT - https://www.youtube.com/@chasehughesofficial IG - https://www.instagram.com/chasehughesofficial FB - https://www.facebook.com/chasehughesofficial The Behavior Panel - https://www.youtube.com/c/TheBehaviorPanel Amazon Author Page - https://www.amazon.com/stores/Chase-Hughes/author/B06VW1H89K Learn more about your ad choices. Visit podcastchoices.com/adchoices

Tim discusses Erika Kirk's appearance at a TPUSA conference, the state of the conservative movement, the tragic story of Rob Reiner and his son Nick, the Epstein files being ‘released' but heavily redacted, the ridiculous story surrounding the Brown University shooting, and why Miriam Adelson and Donald Trump are a symbol of true friendship.  American Royalty Tour

WEST COAST WEATHER AND PORTLAND'S DECLINE Colleague Jeff Bliss, Pacific Watch. Jeff Bliss reports that Nordstrom Rack is leaving downtown Portland, citing high vacancy rates, crime, and homelessness. He also details a massive atmospheric river bringing heavy rain to the West Coast and dangerous Tule fog in California, while analyzing Gavin Newsom's presidential prospects amidst state economic struggles. NUMBER 1

What a podcast as Karen & Janet bring us into The Christmas Season with incredible buying and rental opportunities from the beach to the hillsides.  Joe Parisi from Rate Mortgage has great news on the rates and talks about how important it is to get pre-qualified to buy a home and Joe is the guy to get you ready for 2026.  Next up Patricia Kipp Furnaro has some nice things to say about Karen & Janet with wonderful thoughts and memories on how each of them guided her through buying, selling and renting properties over the years.  Karen & Janet close the podcast with their very special guest, Santa!  Santa talks about The Real Santa Clause and The Spirit of Christmas and gets everyone ready from children to grown-ups too for the season of giving and enjoying friends and family.  Merry Christmas and Happy Hanukkah from Janet and Karen! 

Home Loans Radio 12.14.2025 with That Mortgage guy Don - Merry Christmas Live show today- Rates are the best they have been all year!www.thatmortgageguydon.com

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Rates for international guests in our National Parks are rising. Students are getting punished with......hiking? Has the Arizona Trail lost access to its southern terminus? We've some serious hot button topics on this episode of the podcast.Be sure to check out Outdoor Vitals and get those last minute Christmas Gifts: https://alnk.to/bPg5BoQ

Ian Lyngen and Ben Jeffery bring you their thoughts on the U.S. Rates market for the upcoming week of December 22nd, 2025, and respond to questions submitted by listeners and clients.

The Bank of Japan raised its short-term policy rate by 25 basis points to 0.75%, the highest in nearly 30 years. Despite the rate hike, the Japanese yen fell against the U.S. dollar, while bitcoin saw a slight increase in value.~This episode is sponsored by Mevolaxy & BTCC~Boost your crypto with Mevolaxy ➜ https://bit.ly/MevolaxyBTCC 10% Deposit Bonus! ➜ https://bit.ly/PBNBTCC00:00 Intro00:10 Sponsor: BTCC00:50 As expected02:00 End of the road for the Yen?02:30 More rate hikes coming through mid 202703:30 Recession levels05:00 Consumer Sentiment record low06:00 FOX trying to twist the numbers07:30 Fear and greed08:30 Bitcoin ETFs vs Wall Street09:45 Contrarian view point11:00 Institutional inflection point12:00 Maybe Santa rally still in play?14:10 Sponsor: Mevaloxy16:20 Bitcoin vs S&P 500 chart17:20 Tariffs in trouble17:50 Fed chair announcement soon18:30 Trump announces patriot games19:15 Outro#Crypto #Bitcoin #ethereum~Japan Rate Hike Fears Over?

Mike Dickson sees a solid macro backdrop into 2026 and thinks the rotation trade may continue as earnings broaden. “We're pretty close to neutral” on rates, he argues, adding that it “doesn't really matter” who the next Fed Chair is. Absent weakness in the labor market, he expects the committee to continue a “tug of war.” He breaks down sectors he's watching for next year, including tech and healthcare. Margins will be the most sensitive area to watch, he concludes.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Join OANDA Senior Market Analysts & podcast guest Nick Syiek (TraderNick) as they review the latest market news and moves. MarketPulse provides up-to-the-minute analysis on forex, commodities and indices from around the world. MarketPulse is an award-winning news site that delivers round-the-clock commentary on a wide range of asset classes, as well as in-depth insights into the major economic trends and events that impact the markets. The content produced on this site is for general information purposes only and should not be construed to be advice, invitation, inducement, offer, recommendation or solicitation for investment or disinvestment in any financial instrument. Opinions expressed herein are those of the authors and not necessarily those of OANDA or any of its affiliates, officers or directors. If you would like to reproduce or redistribute any of the content found on MarketPulse, please access the RSS feed or contact us at info@marketpulse.com. © 2023 OANDA Business Information & Services Inc

The BoJ hikes interest rates to levels not seen for 30 years, causing yields to spike to multi-decade highs. Governor Kazuo Ueda says the central bank will continue to tighten should the economy move in line with forecasts. After a 16-hour summit, European Union leaders have agreed on a €90bn loan to Ukraine after failing in negotiations to unfreeze Russian assets. Nike scores a top and bottom line beat but the results are marred by poor sales in China, dragging the sports apparel giant's shares down.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

APAC stocks were mostly higher as the region took impetus from the positive handover from Wall Street, where the major indices gained following softer CPI data and strong Micron earnings, while the attention overnight turned to the BoJ.USD/JPY edged higher alongside the positive risk appetite and despite the BoJ decision to hike rates, as widely expected, and with no mention of FX-related concerns.US President Trump's administration initiated a multi-agency review of NVIDIA (NVDA) H200 licenses for sales to China, according to sources cited by Reuters.US President Trump is scheduled to make an announcement at 13:00EST/18:00GMT on Friday and will deliver remarks on the economy at 21:00EST/02:00GMT.European equity futures indicate a lower cash market open with Euro Stoxx 50 futures down 0.4% after the cash market closed with gains of 1.1% on Thursday.Looking ahead, highlights include German GfK Consumer Sentiment (Jan), UK PSNB (Nov), UK Retail Sales (Nov), GfK Consumer Confidence (Dec), Canadian Retail Sales (Oct), EZ Consumer Confidence (Dec), US Employment Trends (Nov), and CBR Announcement. Speakers include BoJ's Ueda, ECB's Cipollone, Lane & Fed's Williams.Read the full report covering Equities, Forex, Fixed Income, Commodites and more on Newsquawk

Chuck Todd breaks down Donald Trump’s prime-time address to the nation, arguing that it functioned less as a governing update and more as a rapid-fire campaign rally designed to rehab Trump’s political image. Todd explains how the speech sidestepped real policy challenges, leaned heavily into grievance, and once again spoke almost exclusively to Trump’s base—underscoring what he sees as the former president’s biggest weakness: a profound lack of self-awareness. From healthcare and energy costs to AI and economic anxiety, the episode examines how Trump’s fixation on personal slights and image management continues to shape his priorities, even as frustration grows among Republicans and voters alike who are still waiting for results instead of rhetoric. Then, businessman, venture capitalist and political strategist Bradley Tusk joins Chuck Todd for a wide-ranging conversation about leadership fatigue, the erosion of America’s rule of law, and the long-term consequences of the Trump era. Tusk argues that many of today’s institutional crises—from weakened economic pillars to America’s retreat from global leadership—are inseparable from Trump’s choices, and that “pay-to-play” politics may linger even after he’s gone. The discussion also explores capitalism’s successes and excesses, the growing public unease around AI, and why uneven, state-by-state regulation is both inefficient and, at times, a necessary laboratory for innovation. The conversation then turns to the future: how AI-driven inequality could spark massive political upheaval, why crypto only works with regulation, and whether mobile voting could dramatically reshape democracy by boosting participation and accountability. Tusk weighs the risks of low-information turnout, the challenges of selling reform in rural America, and why JD Vance may be the biggest wildcard in restoring the rule of law. The episode closes with reflections on missed turning points in presidential history, the changing nature of political communication, and what it will take for candidates in 2028 to be truly battle-tested for the moment ahead. Finally, he answers listeners’ questions in the “Ask Chuck” segment and previews the upcoming weekend in college football. Get your wardrobe sorted and your gift list handled with Quince. Don't wait! Go to https://Quince.com/CHUCK for free shipping on your order and 365-day returns. Now available in Canada, too! Go to https://getsoul.com & enter code TODDCAST for 30% off your first order. Got injured in an accident? You could be one click away from a claim worth millions. Just visit https://www.forthepeople.com/TODDCAST to start your claim now with Morgan & Morgan without leaving your couch. Remember, it's free unless you win! Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/chuck. Application times may vary. Rates may vary. Timeline: (Timestamps may vary based on advertisements) 00:00 Chuck Todd’s introduction 04:30 Democrats will struggle to win business community over GOP 08:00 Trump addresses the nation in primetime speech 09:00 Trump doesn’t mention Venezuela in the speech 10:00 Purpose of speech was to fix his political image 10:45 It felt like a Trump rally speech on speed 12:45 Trump asked voters for more time, can’t admit things aren’t working yet 13:30 Trump only knows how to speak in the language of his base 14:15 Trump’s lack of self awareness is his achilles heel 15:30 Trump clearly has “Obama Derangement Syndrome” 17:30 Republicans had 16 years for ACA replacement, couldn’t do it 19:45 The option to buy into Medicare is incredibly popular 21:00 Trump is consumed with grievance, can’t get out of his own way 22:15 Trump will punish the public on healthcare over his grievance 24:15 Republicans at least acknowledged problem of high energy bills 25:15 Trump relationship with AI companies will be tethered to energy bills 26:45 Even Trump’s supporters weren’t happy with the speech 29:00 Trumpworld rallied around Susie Wiles after Vanity Fair piece 29:45 Susie Wiles was the first person to agree to work for him after J6 31:30 Marco Rubio has an ally in Wiles, does JD Vance have one? 32:00 Trump’s presidential walk of fame is a monument to his narcissism 33:00 We should demand better from our leaders 35:45 Trump is using taxpayer dollars on vanity projects 37:45 Trump is appealing to his own interests and not the voters’ 45:00 Bradley Tusk joins the Chuck ToddCast 47:00 Third terms don’t make sense, people wear out after several years 48:15 America’s rule of law issues will end when Trump ends 49:00 Trump has undermined the pillars of America’s economic strength 49:45 Trump has chosen to end America’s role as leader of the free world 50:45 Trump selling chips to China undermines security argument 52:00 Will business expect the Trump treatment from future presidents? 53:15 State by state regulation is wildly inefficient compared to federal 54:00 There is only state level regulation of autonomous vehicles 55:30 State level regulation allows for experimentation & learning 56:15 Americans have lower approval of AI compared to other nations 57:00 The political tsunami hasn’t hit yet, will by 2028 58:15 If AI makes trillionaires & 18% unemployment, it’ll cause revolution 1:00:00 Crypto only works due to having a level of regulation 1:01:15 Regulation is neither inherently good or bad 1:03:15 We haven’t found the politician to meet the current political moment 1:04:00 Capitalism has lifted 3 billion people out of poverty since WW2 1:04:30 Capitalism now has been taken to the extreme, leading to unhappiness 1:06:00 With less immigration, America would have better safety nets 1:08:00 The debate would surround when immigrants qualify for the safety net 1:09:00 Eric Adams decision to house & feed immigrants hurt other services 1:10:30 Someone willing to risk life to immigrate is willing to work hard 1:12:00 Will pay to play politics outlast Trump in the business community? 1:13:00 Different industries will support the party that’s best for their interests 1:14:30 The case for allowing voting on a mobile device 1:16:45 Online banking is incredibly secure, voting could be made that way 1:18:30 Mobile voting should start at the local level, then work its way up 1:19:00 How security would work for mobile elections 1:21:45 High turnout will create better incentive structures for politicians 1:24:15 Is a rise in low information voter turnout actually a good thing? 1:25:15 Unique challenges selling rural states on mobile voting? 1:27:00 JD Vance is the biggest variable on the potential return to rule of law 1:28:15 Vance will struggle to distance himself from Trump 1:30:00 How different would the world have looked if Gore beat Bush? 1:31:45 If Gore wins, Iraq never happens 1:32:45 The two most qualified of the last seven presidents only got 1 term 1:34:00 The Iowa caucuses force presidential candidates to meet the people 1:35:30 The DNC made a huge mistake removing Iowa as first in nation status 1:37:30 Communication is so much more important to success now 1:38:30 In business, narrative is more important than fundamentals 1:40:30 Is it better to be a public company or private company in 2026? 1:42:00 Tech companies stay private for too long 1:44:30 Any candidates that excite you for 2028? 1:47:30 Candidates need to be battle tested by the primary calendar 1:49:00 First mobile votes will happen in Anchorage 1:51:30 Chuck’s thoughts on interview with Bradley Tusk 1:52:00 It’s hard to speculate what Epstein revelation would change the discourse 1:52:45 The looming question is why is Trump soft on Ghislaine Maxwell 1:54:00 Ask Chuck 1:54:15 Concerns with political outcomes in prediction markets 1:57:45 Worries that prediction markets turn young people into gambling addicts? 2:02:15 Worries that prediction markets are replacing traditional investing 2:04:15 Civil rights is always a struggle, how can we trust the public? 2:08:00 College football updateSee omnystudio.com/listener for privacy information.

Businessman, venture capitalist and political strategist Bradley Tusk joins Chuck Todd for a wide-ranging conversation about leadership fatigue, the erosion of America’s rule of law, and the long-term consequences of the Trump era. Tusk argues that many of today’s institutional crises—from weakened economic pillars to America’s retreat from global leadership—are inseparable from Trump’s choices, and that “pay-to-play” politics may linger even after he’s gone. The discussion also explores capitalism’s successes and excesses, the growing public unease around AI, and why uneven, state-by-state regulation is both inefficient and, at times, a necessary laboratory for innovation. The conversation then turns to the future: how AI-driven inequality could spark massive political upheaval, why crypto only works with regulation, and whether mobile voting could dramatically reshape democracy by boosting participation and accountability. Tusk weighs the risks of low-information turnout, the challenges of selling reform in rural America, and why JD Vance may be the biggest wildcard in restoring the rule of law. The episode closes with reflections on missed turning points in presidential history, the changing nature of political communication, and what it will take for candidates in 2028 to be truly battle-tested for the moment ahead. Get your wardrobe sorted and your gift list handled with Quince. Don't wait! Go to https://Quince.com/CHUCK for free shipping on your order and 365-day returns. Now available in Canada, too! Go to https://getsoul.com & enter code TODDCAST for 30% off your first order. Got injured in an accident? You could be one click away from a claim worth millions. Just visit https://www.forthepeople.com/TODDCAST to start your claim now with Morgan & Morgan without leaving your couch. Remember, it's free unless you win! Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/chuck. Application times may vary. Rates may vary. Timeline: (Timestamps may vary based on advertisements) 00:00 Bradley Tusk joins the Chuck ToddCast 02:00 Third terms don’t make sense, people wear out after several years 03:15 America’s rule of law issues will end when Trump ends 04:00 Trump has undermined the pillars of America’s economic strength 04:45 Trump has chosen to end America’s role as leader of the free world 05:45 Trump selling chips to China undermines security argument 07:00 Will business expect the Trump treatment from future presidents? 08:15 State by state regulation is wildly inefficient compared to federal 09:00 There is only state level regulation of autonomous vehicles 10:30 State level regulation allows for experimentation & learning 11:15 Americans have lower approval of AI compared to other nations 12:00 The political tsunami hasn’t hit yet, will by 2028 13:15 If AI makes trillionaires & 18% unemployment, it’ll cause revolution 15:00 Crypto only works due to having a level of regulation 16:15 Regulation is neither inherently good or bad 18:15 We haven’t found the politician to meet the current political moment 19:00 Capitalism has lifted 3 billion people out of poverty since WW2 19:30 Capitalism now has been taken to the extreme, leading to unhappiness 21:00 With less immigration, America would have better safety nets 23:00 The debate would surround when immigrants qualify for the safety net 24:00 Eric Adams decision to house & feed immigrants hurt other services 25:30 Someone willing to risk life to immigrate is willing to work hard 27:00 Will pay to play politics outlast Trump in the business community? 28:00 Different industries will support the party that’s best for their interests 29:30 The case for allowing voting on a mobile device 31:45 Online banking is incredibly secure, voting could be made that way 33:30 Mobile voting should start at the local level, then work its way up 34:00 How security would work for mobile elections 36:45 High turnout will create better incentive structures for politicians 39:15 Is a rise in low information voter turnout actually a good thing? 40:15 Unique challenges selling rural states on mobile voting? 42:00 JD Vance is the biggest variable on the potential return to rule of law 43:15 Vance will struggle to distance himself from Trump 45:00 How different would the world have looked if Gore beat Bush? 46:45 If Gore wins, Iraq never happens 47:45 The two most qualified of the last seven presidents only got 1 term 49:00 The Iowa caucuses force presidential candidates to meet the people 50:30 The DNC made a huge mistake removing Iowa as first in nation status 52:30 Communication is so much more important to success now 53:30 In business, narrative is more important than fundamentals 55:30 Is it better to be a public company or private company in 2026? 57:00 Tech companies stay private for too long 59:30 Any candidates that excite you for 2028? 1:02:30 Candidates need to be battle tested by the primary calendar 1:04:00 First mobile votes will happen in AnchorageSee omnystudio.com/listener for privacy information.

Don Dubuc talks with Chris Winters about sleep. More young adults are turning to drugs to get to sleep.

Kathy Fettke talks with Sharon Karaffa, President of Multifamily Debt & Structured Finance, about today's multifamily lending environment, including liquidity, interest rates, and financing options. They break down how commercial loans differ from residential mortgages, what lenders look for in cash flow and debt coverage, and how Fannie Mae, Freddie Mac, FHA, banks, and debt funds support multifamily financing. A clear, practical episode for investors moving from single-family rentals into multifamily — and anyone looking to understand today's lending landscape.

Silver Lease Rates Warn Of Another Squeeze It seems like years ago when the silver price went over $50 for the first time and then dropped back down as Wall Street declared the squeeze was over. But with the price sitting in the upper $60s, it seems like that thesis was incorrect. Additionally, here's why the silver lease rates are suggesting that another squeeze might still be in our near future. To find out more click to watch this morning's video now! - To find out more about Dolly Varden silver, go to: https://dollyvardensilver.com/ - To get access to Vince's research in 'Goldfix Premium' go to: https://vblgoldfix.substack.com/ - Get your free copy of Arcadia's Silver Report here: https://goldandsilverdaily.substack.com/p/arcadia-silver-report-an-overview - Get access to Arcadia's Daily Gold and Silver updates here: https://goldandsilverdaily.substack.com/ - Join our free email list to be notified when a new video comes out: click here: https://arcadiaeconomics.com/email-signup/ - Follow Arcadia Economics on twitter at: https://x.com/ArcadiaEconomic - To get your copy of 'The Big Silver Short' (paperback or audio) go to: https://arcadiaeconomics.com/thebigsilvershort/ - Listen to Arcadia Economics on your favorite Podcast platforms: Spotify - https://open.spotify.com/show/75OH2PpgUpriBA5mYf5kyY Apple - https://podcasts.apple.com/us/podcast/arcadia-economics/id1505398976 - #silver #silverprice #gold And remember to get outside and have some fun every once in a while!:) (URL0VD) This video was sponsored by Dolly Varden Silver and Arcadia Economics does receive compensation. For our full disclaimer go to: https://arcadiaeconomics.com/disclaimer-dolly-varden-2025/Subscribe to Arcadia Economics on Soundwise

A round-up of the main headlines in Sweden on December 18th 2025. You can hear more reports on our homepage www.radiosweden.se, or in the app Sveriges Radio. Produced and Presented by Dave Russell

Bitcoin prices recovered on Thursday, December 18, bouncing back from the previous day's decline after inflation figures came in lower than expected.~This episode is sponsored by iTrust Capital~iTrustCapital | Get $100 Funding Reward + No Monthly Fees when you sign up using our custom link! ➜ https://bit.ly/iTrustPaulGuest: Tim Warren, Host of Investing BrozInvesting Broz Youtube ➜ ‪‪  @TimWarrenTrades  Follow on Twitter ➜  @timsta6753   00:00 Intro00:10 Sponsor: iTrust Capital01:40 Inflation breakdown04:00 Missing data04:30 Tariffs are starting to show up in goods06:30 Crypto sentiment07:00 Bitcoin analysis08:45 4-year cycle10:45 Crypto bills delayed13:30 Bitcoin January prediction15:50 Bitcoin MACD19:10 Tom Lee: BTC could double by January?23:45 BOJ rate hike priced in?26:00 ETH bottom in?28:00 XRP analysis29:45 UNI a buy?32:45 Outro#Crypto #bitcoin #ethereum~Inflation Falls?

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  Washington keeps insisting that rate cuts will make housing affordable—but reality says otherwise. Despite the Fed lowering rates yet again, mortgage rates climbed, applications dropped nearly 4%, and the average 30-year fixed hit 6.38%. In this episode, Chris breaks down why the Fed doesn't actually control mortgage rates, how $38+ trillion in debt and reckless fiscal policy are keeping borrowing costs high, and why empty political pressure won't fix the problem. Until Congress gets serious about budgets, debt, and fiscal discipline, expect higher rates—and more broken promises on affordability.

As forecasts for 2026 flood the market, clarity has never been harder or more important to find. In this episode, Crosby and Zina cut through the noise by synthesizing insights from nine of the most influential housing reports, including NAR, Fannie Mae, Freddie Mac, Zillow, Redfin, the MBA, and major financial media. They break down where the experts agree, where they sharply disagree, and why affordability, inventory lock-in, and buyer psychology will define the residential market heading into 2026. This is a data-driven, big-picture conversation designed to help title professionals understand what's actually shaping the next cycle, not just the headlines.   What you'll learn from this episode How affordability remains the core constraint, even if rates fall into the mid-6% range The "lock-in effect" and why tight inventory creates a permanent floor under prices What could redirect lender resources away from purchase transactions Why buyer fatigue and mortgage-rate sentiment matter A major factor in creating local market divergence   Resources mentioned in this episode National Association of REALTORS® Fannie Mae Freddie Mac Mortgage Bankers Association (MBA) Results from the Zillow Consumer Housing Trends Report 2025 Northeast Buyers Battle It Out While the Sun Belt Cools Off Zillow+1 Redfin — Migration data & regional inventory analysis The Wall Street Journal CNBC — Real estate & housing market news   Connect With UsLove what you're hearing? Don't miss an episode! Follow us on our social media channels and stay connected. Explore more on our website: www.alltechnational.com/podcast Stay updated with our newsletter: www.mochoumil.com Follow Mo on LinkedIn: Mo Choumil Stop waiting on underwriter emails or callbacks—TitleGPT.ai gives you instant, reliable answers to your title questions. Whether it's underwriting, compliance, or tricky closings, the information you need is just a click away. No more delays—work smarter, close faster. Try it now at www.TitleGPT.ai. Closing more deals starts with more appointments. At Alltech National Title, our inside sales team works behind the scenes to fill your pipeline, so you can focus on building relationships and closing business. No more cold calling—just real opportunities. Get started at AlltechNationalTitle.com. Extra hands without extra overhead—that's Safi Virtual. Our trained virtual assistants specialize in the title industry, handling admin work, client communication, and data entry so you can stay focused on closing deals. Scale smarter and work faster at SafiVirtual.com.

In this episode, Logan sits down with AJ Ballantine to break down how Cornerstone Remodeling grew from $2M to $10M in five years—without hiring five times the people. The secret? A radically optimized design process, driven by empathy mapping, technology, and sales finesse. AJ walks through the systems, tools, and scripts he used to cut his sales cycle, boost his close rate, and wow clients—all while keeping a high-touch, boutique feel. If you're a design-build remodeler struggling with lengthy sales processes, low perceived value, or slow growth, this episode is your blueprint for change.

Anne Zink is a lecturer and senior fellow at the Yale School of Public Health. Stephen Morrissey, the interviewer, is the Executive Managing Editor of the Journal. A.B. Zink, N.C. McCann, and R.P. Walensky. From Crisis to Action — Policy Pathways to Reverse the Rise in Congenital Syphilis. N Engl J Med 2025;393:2388-2391.

Rich sits down with investor, entrepreneur, and economic historian Mark Moss to break down the hard truth: the system is rigged. From inflation and government overreach to the rise of digital assets and the coming economic reset, Mark explains how we got here—and what you can do to protect and grow your wealth.They cover why traditional financial advice is outdated, how central banks are quietly reshaping your future, and the once-in-a-generation opportunity that Bitcoin and decentralized systems present.What You'll Learn:Why the dollar is losing value faster than you thinkHow to position yourself in a rapidly changing worldThe case for Bitcoin as digital propertyHow to build resilience in a failing systemWhat the future of money, work, and freedom looks likeThis episode is a must-listen for anyone who wants to break free from the old model and take control of their financial future.Join our investor waitlist and stay in the know about our next investor opportunity with Somers Capital: www.somerscapital.com/invest. Want to join our Boutique Hotel Mastermind Community? Book a free strategy call with our team: www.hotelinvesting.com. If you're committed to scaling your personal brand and achieving 7-figure success, it's time to level up with the 7 Figure Creator Mastermind Community. Book your exclusive intro call today at www.the7figurecreator.com and gain access to the strategies that will accelerate your growth.

Medical advances over the past century mean our bodies are living longer than ever. But our brains aren't always keeping pace. Rates of Alzheimer's are rising, and the big question is, why? Emerging science suggests that our brain health in later life is shaped decades earlier, through everyday choices around food, lifestyle, and stress. Today, I'm joined by neurologists Drs. Ayesha and Dean Sherzai, who will share their NEURO plan; a practical guide that you can use today to keep your brain strong tomorrow.

Coinbase Asset Management's hashrate loans allow miners to borrow against their entire mining facility. Subscribe to the Blockspace newsletter! Welcome back to The Mining Pod! Today, Doug Wilson, Head of Credit Investments at Coinbase Asset Management (CBAM), joins us to talk about their new hashrate backed loans and how they differ from traditional loans for Bitcoin miners. Doug breaks down CBAM's flexible collateral package, which allows miners to post their facilities and bitcoin as collateral. We also discuss the broader capital markets for crypto, the impact of institutionalization and ETFs, the importance of regulatory and tax clarity, and the untapped potential of the stablecoin economy to drive efficiency in payments and finance. Subscribe to the newsletter! https://newsletter.blockspacemedia.com **Notes:** * LTV typically 50-70% for Bitcoin loans * Up to 50% hash rate collateral * Coinbase Asset Management registered Q1 2023 * Coinbase is a wholly owned subsidiary * Bitcoin mining is a commodity industry with commodity margins Timestamps: 00:00:00  Start 00:02:37  What does CBAM do? 00:03:26  Hashrate Loans 00:06:25  Hashrate definition 00:08:25  Bitcoin industry stigma 00:10:25  Data centers as collateral? 00:12:44  Current & future state of lending 00:14:44  Rates & specifics 00:18:49  Target clients 00:20:08  Retail loans 00:22:07  DeFi? 00:24:30  Competition from TradFi 00:25:56  Stablecoins 00:28:03  Future of stablecoins? 00:28:41  Regulations 00:31:16  Future of capital markets products? 00:32:49  Taxes

Will the housing market improve in 2026? Kathy Fettke is joined by Odeta Kushi, Deputy Chief Economist at First American, to break down the 2026 housing market outlook. They discuss where home prices, mortgage rates, affordability, and sales are headed—and why economists expect progress, not a housing crash. This episode covers regional market differences, inventory trends, builder incentives, foreclosure risk, and what buyers and investors should realistically expect as the housing market stabilizes.

Canadian journalist Nora Loreto reads the latest headlines for Tuesday, December 16, 2025.TRNN has partnered with Loreto to syndicate and share her daily news digest with our audience. Tune in every morning to the TRNN podcast feed to hear the latest important news stories from Canada and worldwide.Find more headlines from Nora at Sandy & Nora Talk Politics podcast feed.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-real-news-podcast--2952221/support.Help us continue producing radically independent news and in-depth analysis by following us and becoming a monthly sustainer.Follow us on:Bluesky: @therealnews.comFacebook: The Real News NetworkTwitter: @TheRealNewsYouTube: @therealnewsInstagram: @therealnewsnetworkBecome a member and join the Supporters Club for The Real News Podcast today!

Jim Pfeifer and Chris Lopez sit down with investor and author J Scott to recap 2025 and map out what LPs should be watching in 2026. J shares where the year defied expectations (supply, rates, and “real” distress), how he's positioning for a higher-for-longer rate regime, and the simple filters he's using to decide between equity and credit today. The conversation covers underwriting discipline, liquidity planning, and why needs-based real estate and inefficient small-multifamily niches may offer the best risk-adjusted plays right now—if you partner with true specialists. Key Takeaways 2025 reality check: distress was uneven and narrower than headlines; construction delays kept deliveries elevated longer than expected Rates vs. cap rates: in higher-for-longer, appreciation must come from income growth and operational upside—not cap rate fantasy Allocation: build durable cash flow with selective debt strategies while reserving dry powder for high-conviction equity dislocations LP playbook: diversify by sponsor and strategy, avoid tax-driven decisions, and stress test for flat/negative rent growth and refi risk Where to hunt: needs-based real estate (e.g., senior/medical/data) and imperfect small-multifamily markets where operator edge matters Operator diligence: prioritize track record, reporting, and downside plans; verify fee alignment and who truly controls execution Disclaimer The content of this podcast is for informational purposes only. All host and participant opinions are their own. Investment in any asset, real estate included, involves risk, so use your best judgment and consult with qualified advisors before investing. You should only risk capital you can afford to lose. Past performance is not indicative of future results. This podcast may contain paid advertisements or other promotional materials for real estate investment advisers, investment funds, and investment opportunities, which should not be interpreted as a recommendation, endorsement, or testimonial by PassivePockets, LLC or any of its affiliates. Viewers must conduct their own due diligence and consider their own financial situations before engaging with any advertised offerings, products, or services. PassivePockets, LLC disclaims all liability for direct, indirect, consequential, or other damages arising out of reliance on information and advertisements presented in this podcast.

In this episode, Jason and Clara Johnson break down why reps need an omnichannel outbound strategy and show how using coordinated calls, emails, social touches, and AI-driven research can triple contact rates and unlock pipeline. Check out more free content and get coaching at ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://outboundsquad.com.

What will shape the housing market in 2026? In this episode, Kathy Fettke breaks down fresh insights from John Burns and his team of housing analysts on where rates, demand, construction costs, and rental markets are headed. Learn why demographic shifts are redefining who's buying, why long-term rates may stay higher for longer, and where builders and investors are finding the best opportunities in a market full of crosscurrents. If you want to understand the forces driving real estate in 2026—and how to position yourself—this episode delivers the key takeaways you need.

Raising rates in a CrossFit gym is rarely just a financial decision—especially with multiple owners involved. In this episode, Jason Ackerman works with Tommy Wilkinson of CrossFit Type 44 to walk through a real conversation about raising rates while navigating partnerships, leadership, and long-term sustainability.---FREE 3-minute Affiliate Assessment: