Podcasts about rates

Did you know that fertility rates have dropped 50% in the last 5 decades, and more and more people are requiring help to grow their family? Some are calling it "Spermageddon." I'm not one to run with fantastical headlines, but the truth is that we are facing an infertility epidemic. And, this is all heartbreaking for the people dealing with infertility, and for us as a society.   Today, I'm honored to be joined by Dr. Shanna Swan on The Egg Whisperer Show to talk about this upsetting truth. Dr. Swan is one of the world's leading environmental and reproductive epidemiologists and a Professor of environmental medicine and public health at the Icahn School of Medicine at Mount Sinai in New York City. An award-winning scientist, her work examines the impact of environmental exposures including chemicals such as phthalates and Bisphenol A, on men's and women's reproductive health and the neurodevelopment of children. She just recently published her book, "Countdown: How Our Modern World Is Threatening Sperm Counts, Altering Male and Female Reproductive Development, and Imperiling the Future of the Human Race."   We will be talking about the data and information that Dr. Swan has gathered, the environmental factors that are playing a role, and what we can do to reverse some of the impact. I hope you'll tune in and share this information far and wide. CountMeIn on changing this epidemic - and thank you for writing your eye-opening new book, Dr. Swan.   Read the full show notes on Dr. Aimee's website Subscribe to my YouTube channel for more fertility tips! Join Egg Whisperer School Checkout the podcast Subscribe to the newsletter to get updates Dr. Aimee Eyvazzadeh is one of America's most well known fertility doctors. Her success rate at baby-making is what gives future parents hope when all hope is lost. She pioneered the TUSHY Method and BALLS Method to decrease your time to pregnancy. Learn more about the TUSHY Method and find a wealth of fertility resources at www.draimee.org.

There's growing calls for the Government to pay rates on Crown land. Wellington mayor Andrew Little has announced he'll lobby for changes to the Local Government Act to repeal the measure as part of his council's triennium plan. Currently, most property owned by central Government, such as schools and hospitals, is exempt from paying rates. Little says local councils provide a lot of infrastructure to Crown-owned buildings - and more revenue is needed. LISTEN ABOVESee omnystudio.com/listener for privacy information.

Send a textWe gave NotebookLM our podcasts from November 2025 to February 2026 with Diane Wehrle CEO at Rendle Intelligence and this is what it came up with...We test a hard question: are UK retail's brutal numbers a structural reset or a severe cyclical slump? We argue both sides with data on jobs, wages, footfall, discounts, online share, and consumer psychology, and find common ground on how to survive right now.• Structural shift versus cyclical contraction• Job losses, wage compression, and automation incentives• Consumer confidence, high savings, and spend mix• Black Friday's pull-forward and the golden quarter• Footfall declines, online stabilization, and hyper localism• Store productivity, time-use, and ATV strategy• Rates, taxes, and hiring freezes shaping near-term demand• Shared focus on margin protection and experience #theproductivityexpertsRegister for the 2026 Productivity ForumFind us in the Top 50 Productivity PodcastsConnect to Simon on LinkedInFollow ReThink on LinkedIn

In today's pod we are going back and grading picks 17-32 from the 2023 NFL Draft! I hope you enjoy!   TWITTER: https://mobile.twitter.com/FBallAnalysisYT     Welcome to the Football Analysis Podcast! Subscribe for all NFL related content! Please drop 5 star rating if you enjoyed the pod as all support is very much appreciated! Thanks for listening!     #nfl #nflfootball #football #nfldraft     Support Us By Supporting Our Sponsors!   Save 55% on your first box of The Pets Table, PLUS 10% off your next 2 boxes with code ANALYSIS55 at https://bit.ly/4qDpHWG   Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/GFB. Application times may vary. Rates may vary.   Use code GFB50 to get $50 off plus free shipping on your first Good Chop box at https://bit.ly/4qoTeUX!     Download PrizePicks here! https://prizepicks.onelink.me/ivHR/GFB CODE: GFB   Arena Club: 20% off your first Slab Pack or card purchase by going to https://arenaclub.com/GFB and use code GFB.    Bear Mattress: Click here https://bearmattress.com/analysis and use analysis to get 40% off your mattress + 2 free pillows. Offers are subject to change.   Gametime: Download the Gametime app (https://gametime.co/) and redeem code ANALYSIS for $20 off your first purchase (terms apply)    

This Podcast features guest co-host Bob Ridgeway, a broker agent, who starts the show with Karen and discusses rates, available homes in Ventura County and the overall feeling among both buyers and sellers in the area.  Their first guest is Joe Parisi of Rate Mortgage who unpacks this weeks news including oil prices, war, inflation and unemployment, explaining how these world events affect rates and the housing market. Joe gives great advice and a lot of hope to buyers in the market.  The podcast shifts to the arts with Beverly & Kirby Ward, they present a Summer Festival that features new play writes throughout the country at The New Arts Theater in Ventura.  An actors audition is scheduled for April 3rd at NAMBA, listen to their conversation for the details.  Karen & Bob's last guest is Janice Aharon-Ezer, her 5013c "BraveHart" has a golf tournament scheduled that aims at providing information and care for those who have suffered a heart attack. Funds have been used to teach life saving techniques along with equipment used in local hospitals.  Another Awesome podcast that informs and entertains!

Analysts Will Clemente, Joe Vezzani and Marcus Wu share their Bitcoin outlook amidst war. Plus, Will shares his thesis on Gen Z's future, and Marcus previews his Bitcoin game theory model. Thank you to our sponsors! ⁠Nexo ⁠Crypto Tax Girl Bitcoin's price has largely held steady despite President Donald Trump's escalation of hostilities with Iran. Is this the bottom signal the market has been waiting for? STIX investments chief Will Clemente, LunarCrush co-founder Joe Vezzani and Delphi Digital Research Analyst Marcus Wu explain why it looks like Bitcoin is bottoming, why a 10/10-style crash would have happened in crypto even without the Binance glitch, and why, regardless of the Jane Street rumors, it's not beyond Wall Street to manipulate an asset. They also address speculation that Jane Street has been suppressing Bitcoin's price and how AI's rapid advancement could impact crypto in light of Citrini Research's article and Jack Dorsey's Block layoffs. Don't miss Joe's reasoning on why Trump could come to the market's rescue and Will's thesis on why zoomers face four unique financial and technological challenges. Plus Marcus also previews his new game theory model for trading the Bitcoin market. Guest: ⁠Marcus Wu, Research Analyst at Delphi Digital Joe Vezzani, Co-founder and CEO of LunarCrush Will Clemente, Investments at STIX Previous appearances on Unchained: Bitcoin Crashed Below $100K, But Smart Money Is Buying the Dip Strong Hands Aren't Selling Bitcoin. So Who Is? - Ep. 183 Arthur Hayes and Will Clemente on the 2024 Bitcoin Halving Links: Unchained:⁠⁠ Why Gold Rose and Bitcoin Tumbled on Japan Bond Turmoil Is Nic Carter Exaggerating Bitcoin's Quantum Risk? Yes, Says One Core Dev Bitcoin Rebounds as ETF Inflows Return, Jane Street Speculation Swirls Terraform Estate Targets Jane Street in Explosive Terra Collapse Lawsuit Crypto's Black Friday Was Its Largest Liquidation Ever. What the Hell Happened? Will's essay Climbing a Broken Ladder: A message to my fellow Zoomers Marcus's Bitcoin game theory model Bitcoin Game Theory on Delphi Digital Learn more about your ad choices. Visit megaphone.fm/adchoices

Cam has rated 99 movies a 5/5 on Letterboxd, George and Tyler try and guess what each and every single one of them is.#letterboxd #camwalsh #5stars Become a Patron! Join to gain access to exclusive perks like Discord access, giveaways, & more: https://www.patreon.com/reeltokpodcastGrab some ReelTok merch: https://reeltokpodcast.com/Follow ReelTok everywhere:ReelTok PodcastYouTube: https://www.youtube.com/@reeltokpodcastTikTok: https://www.tiktok.com/@reeltokpodcastInstagram: https://www.instagram.com/reeltokpodcast/Twitter: https://twitter.com/reeltokpodcastLetterboxd: https://letterboxd.com/reeltokpodcast/Patreon: https://www.patreon.com/reeltokpodcastListen and Rate Us 5 Stars on Spotify and Apple Podcasts:Spotify: https://open.spotify.com/show/3V214vWwkO823aa4OaeDrOApple Podcasts: https://podcasts.apple.com/us/podcast/reeltok-podcast/id1644680412George CarmiLetterboxd: https://letterboxd.com/georgecarmi/TikTok: https://www.tiktok.com/@moviesandstuff14YouTube: https://www.youtube.com/@moviesandstuff14Instagram: https://www.instagram.com/georgecarmi/Twitter: https://twitter.com/georgecarmiTyler WhitmoreLetterboxd: https://letterboxd.com/TylerCWhitmore/TikTok: https://www.tiktok.com/@tylercwhitmoreYouTube: https://www.youtube.com/@tylercwhitmoreInstagram: https://www.instagram.com/tylercwhitmore/Twitter: https://twitter.com/TylerCWhitmoreSeth's Film ReviewsLetterboxd: https://letterboxd.com/sethsreviews/TikTok: https://www.tiktok.com/@sethsfilmreviewsYouTube: https://www.youtube.com/@SethsfilmreviewsInstagram: https://www.instagram.com/sethsfilmreviews/Twitter: https://twitter.com/sethsfilmreviewCam WalshLetterboxd: https://letterboxd.com/cjwalsh27/TikTok: https://www.tiktok.com/@camwalsh27Instagram: https://www.instagram.com/camwalsh/Twitter: https://twitter.com/CamWalsh27YouTube: https://www.youtube.com/@camwalsh27Twitch: https://www.twitch.tv/camwalsh27New episodes every Monday reviewing the latest movie releases and covering the most recent movie trailers and industry news. Reviews, rankings, deep-dives, drafts, movie trivia, and so much more. The ReelTok Podcast is co-hosted by 4 of the largest film social media content creators, George, Seth, Tyler, and Cam. Bonus episodes every Thursday doing a movie-related draft, ranking, or game, and more bonus episodes every Friday reviewing a movie recommended by our viewers. Make sure to follow us as you have now found your new favorite podcast.#movies #moviereviews #podcast #moviepodcast #reeltok #reeltokpodcastHelp us become the #1 movie podcast in the entire world!

What did Adam and Chris get right about retail in 2024?Back in 2024, Chris Ressa sat down with DLC CEO Adam Ifshin in Las Vegas ahead of ICSC to talk about a retail market that was already showing unusual strength. Looking back from 2026, that conversation reads less like commentary and more like an early signal of where open-air retail was headed.At the time, Adam laid out a clear case: open-air retail fundamentals were outperforming the broader narrative. Traffic, sales, occupancy, and rent had all moved above pre-pandemic levels, even while capital markets remained strained. That disconnect was the core tension then, and it remains one of the most important dynamics to understand now.What stands out even more in hindsight is how early DLC was in identifying the structural forces behind that strength. Chris and Adam discussed years of underbuilding, limited new supply, rising construction costs, and the steady removal of retail space for other uses like apartments, healthcare, and self-storage. In 2026, those pressures have not disappeared. If anything, they have become harder to ignore.The conversation also reinforced two themes that have continued to shape the market: the durability of value retail and the strength of suburban, secondary, and exurban demand. Long before those ideas became consensus views, DLC was investing around them. Looking back, the logic still holds. Consumers continue to prioritize value, retailers continue to chase the right space, and owners continue to operate in a market where quality supply is limited.This conversation matters now because it captures a moment when disciplined operators were already seeing what others were still debating. For retail real estate professionals, investors, and retailers trying to understand how we got here, this is a sharp look at the thinking that helped define the last two years of the market.What You'll HearOpen-air retail fundamentals are still too good to ignore - How traffic, sales, occupancy, and rent have all moved past pre-pandemic highs, reinforcing the strength of the sector.Capital markets diverged from fundamentals - How rising interest rates and tighter credit created volatility in financing even while retail performance strengthened.Strong fundamentals matter more than cheap capital - Why disciplined operators prefer a market with solid demand and constrained capital rather than easy money and weak assets.Supply constraints are reshaping retail - How 15 years of underbuilding, rising construction costs, and redevelopment have reduced available retail space.Value is always in fashion - How retailers like Walmart, TJX, and other value-focused brands continue to win with consumers across income levels.Suburban and secondary markets are gaining momentum - How migration, affordability, and remote work have pushed growth beyond major urban centers.Retailers are expanding into smaller markets - How shifting demographics and income growth have opened new opportunities for national tenants.Smart retailers move early on space - How limited supply is pushing tenants to secure locations now before rents climb further.Chapters00:00 — Live from Las Vegas, before the market fully caught upChris opens the conversation with Adam Ifshin from ICSC week in Vegas.01:55 — Why DLC published “Too good to ignore”Adam explains the thinking behind DLC's 2024 white paper and why the timing mattered.02:35 — The fundamentals were already telling a different storyTraffic, sales, occupancy, and rent had all pushed past pre-pandemic highs.04:45 — The big disconnect: strong assets, stressed capital marketsAdam breaks down why financing conditions were not reflecting what operators were seeing on the ground.08:57 — Why strong fundamentals beat cheap capitalChris asks which environment matters more, and Adam makes the case for discipline over easy money.12:05 — Could outside capital really move into retail?They discuss whether groups from other asset classes could compete in open-air retail.15:34 — Rates, cap rates, and timing the marketAdam explains why buying into strong fundamentals matters more than waiting for perfect conditions.17:41 — What constrained supply really meant long termChris and Adam talk through the deeper implications of limited space and rising retailer demand.20:54 — Why new development was still far from a real answerAdam outlines why replacement cost and labor constraints were holding back new retail construction.25:50 — Why value retail was never just a trendAdam explains why value has always been central to DLC's view of the consumer.31:54 — The consumer story behind the retail storyAdam makes the connection between consumer health, policy, and retail real estate performance.33:43 — Why suburban and smaller markets were gaining strengthDemographic shifts, remote work, and affordability made these markets more compelling.42:52 — What smart retailers were expected to do nextAdam lays out why decisive tenants would move early as the supply-demand imbalance continued.

This week on bigcitysmalltown, we examine the realities behind CPS Energy's record-setting proposed budget and the future of San Antonio's energy infrastructure. As San Antonio and South Texas experience unprecedented growth, CPS Energy—the nation's largest public energy utility—faces a host of challenges and opportunities in delivering reliable, affordable power to more than 1.4 million homes and businesses.Bob Rivard sits down with Rudy Garza, President and CEO of CPS Energy, for a candid conversation about the implications of a 15% budget increase, delayed rate decisions, and how ongoing investments in transmission, generation, and renewables are shaping the city's energy landscape. Garza discusses balancing affordability with reliability, navigating political and economic pressures at City Hall, and adapting to new demands from advanced manufacturing and data centers.They discuss:• The drivers of CPS Energy's $2.87 billion record budget and its proposed rate increase• How rapid population and economic growth in San Antonio are influencing energy needs• The transition away from coal, expansion of solar and wind, and the realistic prospects for reaching climate action goals• Challenges and strategies in building new transmission lines, including the Howard Solstice project and its impact on rural communities• CPS Energy's approach to affordability programs and how the utility is working to protect ratepayers while meeting rising demand• The future role of battery storage, small modular nuclear, and new technologies in San Antonio's energy portfolioThis episode provides an in-depth look at the interplay between politics, economics, and innovation at Texas' largest municipal utility, exploring the decisions that will shape San Antonio's future for decades to come.RECOMMENDED NEXT LISTEN:▶️ #141. Why San Antonio Isn't Running Out of Water — A Conversation with SAWS CEO Robert Puente – If the CPS Energy rate conversation caught your attention, don't miss this deep dive into San Antonio's water supply and infrastructure. Host Cory Ames sits down with Robert Puente, CEO of SAWS, to unpack how strategic planning, conservation, and upcoming investments are keeping the city ahead on water—despite fast growth and climate challenges.-- -- CONNECT

This week, we explore how the Iran escalation is stress-testing a fragile, late-cycle financial system already stretched by years of easy liquidity. We examine oil volatility, energy chokepoints, bonds failing as safe havens, and the growing risk that geopolitics could trigger a broader liquidity event. We also discuss AI CapEx, private credit stress, political tensions, and the shifting structure of global markets. Enjoy! — Follow Tyler: https://x.com/Tyler_Neville_ Follow Quinn: https://x.com/qthomp Follow Felix: https://x.com/fejau_inc Follow Forward Guidance: https://x.com/ForwardGuidance Follow Blockworks: https://x.com/Blockworks_ Forward Guidance Telegram: https://t.me/+CAoZQpC-i6BjYTEx Join us at Digital Asset Summit 2026 in NYC March 24-26th! Use code FORWARD200 for $200 OFF! https://blockworks.co/event/digital-asset-summit-nyc-2026 __ Weekly Roundup Charts: https://drive.google.com/file/d/1lfBw2XOxnBjJSXeAmO8dmxrDicZuOQry/view?usp=sharing — Coinbase crypto-backed loans, powered by Morpho, enable you to take out loans at competitive rates using crypto as collateral. Rates are typically 4% to 8%. Borrow up to $5M using BTC as collateral and up to $1M using ETH as collateral. Manage crypto-backed loans directly in the Coinbase app with ease. Learn more here: https://www.coinbase.com/onchain/borrow/get-started?utm_campaign=0126_defi-borrow_blockworks_FG&marketId=0x9103c3b4e834476c9a62ea009ba2c884ee42e94e6e314a26f04d312434191836&utm_source=FG Arkham is a crypto exchange and a blockchain analytics platform. Arkham allows crypto traders and investors to look inside the wallets of the best traders, largest funds and most influential players in crypto, and then act on that information. Sign up to Arkham: https://auth.arkm.com/register?ref=blockworks Eligibility varies by jurisdiction. Users residing in certain jurisdictions will be excluded from onboarding. — Timestamps (00:00) Intro (06:49) Monitoring The Iran Situation (13:05) Market Risks Building (22:30) Market Headwinds, K-Shaped Economy, No Safe Havens (28:33) Ad Break (Coinbase, Arkham) (30:14) Fed Cuts And Late-Cycle Behavior (33:04) AI CapEx, LNG Risks, Hegemony Blow-Off Top (40:33) Bonds Are Dying (45:43) The Beginning of the End? (52:14) Midterms And Bipartisan Failures (57:52) Final Thoughts — Disclaimer: Nothing said on Forward Guidance is a recommendation to buy or sell securities or tokens. This podcast is for informational purposes only, and any views expressed by anyone on the show are opinions, not financial advice. Hosts and guests may hold positions in the companies, funds, or projects discussed. #macro #investing #markets #stocks #stockmarket

In this episode of The Pumped On Property Show, you'll learn about: 1. The Math of 7%: How a $230k build can generate $400 to $600+ per week in rent, effectively "rate-proofing" your mortgage. 2. 2026 Zoning Secrets: The latest state-by-state planning changes are making it easier (and faster) to get approvals than ever before. 3. The Multigenerational Boom: Why rental demand for secondary dwellings has hit an all-time high this year. 4. Manufactured Equity: How to ensure your build adds more value to the property than it costs to construct. 5. Case Studies: Real numbers from the Pumped On Property community on recent dual-occupancy completions. Thinking about buying an investment property in Australia in the next 3 to 12 months?  Then book your free strategy session here: https://www.pumpedonproperty.com/free-strategy-session  What can you expect from your free strategy session? In your strategy session, we will discuss: 1. Where you are right now 2. Where you want to be long-term 3. What's been holding you back from achieving your property investment goals until now 4. Your next action steps      You'll walk away from the call with a clear plan in place and the confidence you need to invest in your next property. DISCLAIMER The viewer acknowledges and agrees that:  (a) Pumped on Property (POP) is not a licensed financial services adviser, accountant, solicitor, builder, engineer, architect, town planner or property manager;  (b) POP is a licensed real estate agent who conducts business as a 'buyer's agent.  (c) POP conveys the information provided on this channel as general information only and is not tailored to the listener's particular financial circumstances or expectations;  (d) The information provided on this channel cannot be relied upon by the listener as providing any advice upon which the viewer might rely in making any decision concerning their financial circumstances or the sale or purchase of any real property;  (e) The use to which the listener may make of the information provided on this video channel is subject to the listener seeking independent professional advice from legal, financial, taxation and accounting advisers before making any decision affecting their financial circumstances or the sale or purchase of any real property;  (f) The information provided in this channel, given that it is general in nature, is not suitable or applicable to the listener's individual circumstances, needs, objectives or expectations;  (g) In providing the information on this channel, POP has made no representation, provided no advice, and given no warranty or promise as to the suitability, or otherwise, of any investment in any real property; (h) POP is unable to predict the short or long-term future of the global Australian financial market or the property markets and acknowledges that prices may rise, fall, or be stagnant for long periods of time, and that POP has no control over the market or any returns to any investor in the market; (i) POP has made no representation, promise or warranty as to the competence of any third-party service providers referred to on this channel. I acknowledge that I have read and understood the disclaimer with respect to POP's services set out above before accessing this channel.

Stocks selling off on Wall Street as crude oil continues to climb, and interest rates tick higher as investors digested the ongoing conflict in the Middle East. How the traders are navigating the whipsaw moves in stocks this week, and where they're finding opportunity in the drop. Plus concerns still lingering over the private credit crunch, but could the fears be overblown? Why the CEO of an investment management firm says there's a “witch hunt” happening in the space. Fast Money Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Ian Lyngen and Ben Jeffery bring you their thoughts on the U.S. Rates market for the upcoming week of March 9th, 2026, and respond to questions submitted by listeners and clients.

I've been on both sides of the creator economy - I've managed influencer budgets on the brand side and I've helped creators negotiate paid partnerships from the creator side. In this episode, I'm breaking down what brands will and will not pay creators for, and where I see negotiations get messy (or unnecessary) because expectations weren't clear from the start. We're talking about what's typically fair to charge for in brand deals, sponsorships, UGC, and influencer partnerships, etc. My goal is simple: help you create a win-win partnership where you get paid like a pro, and the brand feels confident investing in you again. If you've ever wondered, “Wait… should I charge for this?” This episode will give you a clearer framework.Work with me / Get support with pricing + packages + pitching: https://calendly.com/sidewalkerdailyteam/discovery

In today's pod we breakdown several NFL players entering a make or break season in 2026! I hope you enjoy!   TWITTER: https://mobile.twitter.com/FBallAnalysisYT     Welcome to the Football Analysis Podcast! Subscribe for all NFL related content! Please drop 5 star rating if you enjoyed the pod as all support is very much appreciated! Thanks for listening!     #nfl #nflfootball #football #nfldraft #vikings #bears       Support Us By Supporting Our Sponsors!   Save 55% on your first box of The Pets Table, PLUS 10% off your next 2 boxes with code ANALYSIS55 at https://bit.ly/4qDpHWG   Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/GFB. Application times may vary. Rates may vary.   Use code GFB50 to get $50 off plus free shipping on your first Good Chop box at https://bit.ly/4qoTeUX!     Download PrizePicks here! https://prizepicks.onelink.me/ivHR/GFB CODE: GFB   Arena Club: 20% off your first Slab Pack or card purchase by going to https://arenaclub.com/GFB and use code GFB.    Bear Mattress: Click here https://bearmattress.com/analysis and use analysis to get 40% off your mattress + 2 free pillows. Offers are subject to change.   Gametime: Download the Gametime app (https://gametime.co/) and redeem code ANALYSIS for $20 off your first purchase (terms apply)    

Waiting for rates to drop is often a costly myth—this episode breaks down opportunity cost, why prices adjust fast, and how disciplined buyers use positive leverage, fixed debt, and value-add to win in high-rate markets. Time Stamps: 0:00 - Introduction 0:40 - Thunder slump talk + quick NBA stats 2:56 - “I Call BS” game (market + risk misconceptions) 7:50 - Main topic begins: why waiting hurts (opportunity cost) 8:40 - Lower rates ≠ better deals (competition + compressed spreads) 9:36 - Positive leverage rule + avoid negative leverage 10:05 - Fixed-rate debt + refinance optionality 11:04 - Rates don't create value—pricing adjusts; seller captures rate drops 12:21 - Buy now, win later: refi/sell when rates fall 13:09 - Deals price to today's debt: seller concessions show up 13:39 - Seller financing, rate buydowns, preferred equity, longer DD 14:41 - Why concessions disappear when rates fall (competition/REITs) 15:22 - Downside protection: fixed rate + rent growth in inflationary periods 16:11 - High rates force discipline + cleaner underwriting 16:38 - The “millions” math: lost cash flow + lost rent growth time 17:08 - Pricing lags when rates rise; when rates stabilize, buyers get aggressive 18:00 - Where rates might go next + why “do nothing” may be best 19:06 - Audience question: what's your rate outlook + buying strategy Ready to invest with Criterion?

Jim Lamson, Former CIA Analyst and Visiting Research Fellow with the Department of War Studies at Kings College London, outlines the military prowess of Iran and it's ability to withstand the current onslaught from the US and Israel.

T-Jay Creamer is the golf course superintendent at Olympic View Golf Club on Vancouver Island. He's seen a steady decrease in OM2 in response to his N and sand rates, along with substantially more consistent OM2 values green to green. We discussed the results and what he does to accomplish this.The blog post we discussed is https://www.asianturfgrass.com/post/gvx-and-sand/The OM246 calculator Shiny app is https://asianturfgrass.shinyapps.io/om246/Exact sand topdressing rates https://www.asianturfgrass.com/post/sand-topdressing-measurement-by-exact-methods/Three ways to measure sand https://youtu.be/6LurONpyg5MRead more about all kinds of turfgrass topics at https://www.asianturfgrass.com/Find a suite of decision-making tools at https://www.paceturf.org/Get free ATC newsletters at https://www.asianturfgrass.com/newsletter/ Find out more about soil tests with ATC at https://www.asianturfgrass.com/project/soil-tests/

30-Year Mortgage Rates Just Hit a Critical Level — Should You Lock or Float?Mortgage markets are sending mixed signals right now.Oil prices are rising due to geopolitical tensions, which could push inflation higher, yet the U.S. jobs market remains strong, making it harder for the Federal Reserve to justify cutting interest rates.Meanwhile:• The 10-Year Treasury is moving • The MBS market is selling off • Mortgage rates are bouncing around key levelsSo the big question for homeowners and buyers is simple:Do you lock your rate now… or float and wait?In today's video, I break down exactly what's happening in the bond market, inflation data, and mortgage pricing so you can make the smartest move.If you're thinking about buying, refinancing, or just trying to understand where mortgage rates are heading next — this is the update you need.

Steve Baranowski, Senior Vice President of Retail Lending at Marquette Bank, joins Jon Hansen on Your Money Matters to discuss purchase rates in the 5’s and home inventory levels. Steve also discusses pre-approval numbers, budgets, and home-buying assistance. For more information, visit emarquettebank.com.

The sound of regional Australia. News and analysis from the ABC's network of regional reporters.

Cem Karsan sits down with Neil Howe to examine what a true regime shift means for markets and society. Howe argues that we are deep into a Fourth Turning, a generational winter that historically brings institutional fracture, geopolitical strain, and inflation that reshapes debts, assets, and political power. Cem ties that arc to today's realities: the exhaustion of the 40 year tailwind from falling rates, record valuations meeting refinancing risk, and the uncomfortable truth that 60/40 has failed for long stretches before.They explore the growing divide between capital and labor, the pivot from globalization to industrial policy, and the rising appeal of commodities, cash, and convex hedges in a world where outcomes are less linear. Howe also details how his Fourth Turning ETF reflects that view, pairing thematic equities with real assets and disciplined tail protection.This is a conversation about preparing, not predicting, when history starts to rhyme a little louder.-----50 YEARS OF TREND FOLLOWING BOOK AND BEHIND-THE-SCENES VIDEO FOR ACCREDITED INVESTORS - CLICK HERE-----Follow Niels on Twitter, LinkedIn, YouTube or via the TTU website.IT's TRUE ? – most CIO's read 50+ books each year – get your FREE copy of the Ultimate Guide to the Best Investment Books ever written here.And you can get a free copy of my latest book “Ten Reasons to Add Trend Following to Your Portfolio” here.Learn more about the Trend Barometer here.Send your questions to info@toptradersunplugged.comAnd please share this episode with a like-minded friend and leave an honest Rating & Review on iTunes or Spotify so more people can discover the podcast.Follow Cem on Twitter.Episode TimeStamps: 01:28 - Introducing Neil Howe and why this conversation matters now03:37 - What the Fourth Turning is and how the cycle works10:26 - “The Fourth Turning Is Here” and the practical question: what do we do?16:42 - Rates, inequality, and why the last 40 years may not repeat20:17 - Inflation as a crisis tool, not a forecasting error26:43 - Options, convexity, and non-linear portfolios in regime change33:31 - The surge into “non-correlated” assets and what it signals39:39 - Market closures, devaluation, and the limits of buy-the-dip history45:28 - Commodities as a missing portfolio leg and the volatility debate48:12 - Howe's ETF framework: themes, commodities, cash, and tail hedges52:43 - Timing the crisis, geopolitics, and the authoritarianism questionCopyright © 2025 – CMC AG – All Rights Reserved----PLUS: Whenever you're ready... here are 3 ways I can help you in your investment Journey:1. eBooks that cover key topics that you need to know about In my eBooks, I put together some key discoveries and things I have learnt during the more than 3 decades I have worked in the Trend Following industry, which I hope you will find useful. Click Here2. Daily Trend Barometer and Market Score One of the things I'm really proud of, is the fact that I have managed to published the Trend Barometer and Market Score each day for more than a decade...as these tools are really good at describing the environment for trend following managers as well as giving insights into the general positioning of a trend following strategy! Click Here3. Other Resources that can help youAnd if you are hungry for more useful resources from the trend following world...check out some precious resources that I have found over the years to be really valuable. Click HerePrivacy PolicyDisclaimer

We start with President Donald Trump's assessment of the US-Israeli war with Iran, as casualties rise. The Senate voted on another bill aimed at checking Trump's war powers. We'll tell you the new actions House lawmakers are taking as part of the Jeffrey Epstein probe and allegations against a Texas Republican. The President has officially nominated the Federal Reserve chair's replacement. Plus, the alarming threat that could spell trouble for the world's coastlines. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Oil spikes. Gas jumps above $3. Inflation expectations shift in a matter of days. Suddenly the market isn't debating disinflation or AI productivity. It's asking whether we're entering a new inflation shock.In Episode 177 of Facts vs. Feelings, Ryan Detrick, Chief Market Strategist at Carson Group, and Sonu Varghese, Chief Macro Strategist at Carson Group, walk through what's happening beneath the headlines. They explain how the Strait of Hormuz disruption is impacting oil flows, why gasoline prices move markets faster than geopolitics, and how rate-cut expectations shifted dramatically in just one week. The conversation moves from energy markets to ISM prices paid, AI-driven infrastructure demand, memory chip shortages, and what this means for inflation volatility in the years ahead.Key Takeaways:• Oil shock hits fast: Disruptions near the Strait of Hormuz pushed crude and gas prices sharply higher, immediately shifting inflation expectations• Rate cuts repriced: Markets quickly reduced expectations for multiple Fed cuts as inflation data and energy pressures mounted• Inflation volatility regime: Elevated base inflation combined with external shocks increases the risk of short-term price spikes• AI demand adds pressure: Infrastructure buildout and memory chip shortages are contributing to near-term pricing strength• Economic backdrop still stable: Leading indicators suggest the economy entered this period near trend, not in recession territory• Portfolio construction matters: We believe diversifying beyond traditional bonds remains critical in a more inflation-sensitive world.Jump to:0:02 — Setting The Stage: Problems Pile Up1:08 — Gas Price Surge Hits Home2:46 — Markets Sell Off And Tech's Role3:43 — Oil Jumps And Strait Of Hormuz Risk6:15 — Energy, Diesel, And Food Cost Pressures8:38 — Firsthand Gulf Perspective And LNG Shock12:35 — Portfolios For 3% Inflation World16:24 — Gold, Bonds, And Risk-Off Mechanics20:07 — Fewer Fed Cuts And PCE vs CPI24:55 — Small Caps, Rates, And Risk Appetite28:40 — Fed Independence And Politics Reality32:48 — Inflation-Volatility Regime, Not The 1970s36:48 — Diversify Your Diversifiers Strategy40:25 — VIX Spike And Geopolitics Playbook45:10 — Trend vs Recession: Leading Indicators49:22 — ISM PMI: Expansion But Price PressureConnect with Ryan:• LinkedIn: https://www.linkedin.com/in/ryandetrick/• X: https://x.com/RyanDetrickConnect with Sonu:• LinkedIn: https://www.linkedin.com/in/sonu-varghese-phd/• X: https://x.com/sonusvarghese?lang=enQuestions about the show? We'd love to hear from you! factsvsfeelings@carsongroup.com

CEO of LB Macro Luigi Buttiglione explores whether the AI-driven productivity boom marks a durable shift in the global economy or the start of new financial imbalances. We discuss U.S. exceptionalism, neutral rates and monetary policy risks, leverage in the AI buildout, public debt sustainability, and Europe's structural challenges. We also touch on geopolitical supply shocks and what they could mean for inflation and rates. Enjoy! __ Follow Luigi: https://x.com/LButtiglione_ LB Macro Portal: https://portal.lbmacro.finance/signup/ LB Macro App: https://lbmacro.finance/download/ LB Macro Substack: https://substack.com/@lbmacro Follow Felix: https://x.com/fejau_inc Follow Forward Guidance: https://x.com/ForwardGuidance Follow Blockworks: https://x.com/Blockworks_ Forward Guidance Telegram: https://t.me/+CAoZQpC-i6BjYTEx Join us at Digital Asset Summit 2026 in NYC March 24-26th! Use code FORWARD200 for $200 OFF! https://blockworks.co/event/digital-asset-summit-nyc-2026 __ Coinbase crypto-backed loans, powered by Morpho, enable you to take out loans at competitive rates using crypto as collateral. Rates are typically 4% to 8%. Borrow up to $5M using BTC as collateral and up to $1M using ETH as collateral. Manage crypto-backed loans directly in the Coinbase app with ease. Learn more here: https://www.coinbase.com/onchain/borrow/get-started?utm_campaign=0126_defi-borrow_blockworks_FG&marketId=0x9103c3b4e834476c9a62ea009ba2c884ee42e94e6e314a26f04d312434191836&utm_source=FG Arkham is a crypto exchange and a blockchain analytics platform. Arkham allows crypto traders and investors to look inside the wallets of the best traders, largest funds and most influential players in crypto, and then act on that information. Sign up to Arkham: https://auth.arkm.com/register?ref=blockworks Eligibility varies by jurisdiction. Users residing in certain jurisdictions will be excluded from onboarding. — Timestamps (00:00) Intro (02:34) Luigi's Storied Background (04:10) AI's Productivity Disruption (15:50) Monetary Policy vs AI & Inflation (18:21) Is the U.S. Still the Best Home for Capital? (22:50) The Problems with the Europe Narrative (31:42) Ads (Coinbase, Arkham) (33:23) The Limits to Government Debt (40:12) Private Debt, AI & Bank Regulation (46:06) U.S.-Israel War with Iran (51:04) Final Thoughts __ Disclaimer: Nothing said on Forward Guidance is a recommendation to buy or sell securities or tokens. This podcast is for informational purposes only, and any views expressed by anyone on the show are opinions, not financial advice. Hosts and guests may hold positions in the companies, funds, or projects discussed. #macro #investing #markets #stocks #stockmarket

Federal Reserve Governor Stephen Miran says it's still appropriate to keep cutting interest rates despite the war in the Middle East. “I believe it’s appropriate to continue acting,” Miran said Wednesday on Bloomberg Surveillance.See omnystudio.com/listener for privacy information.

The latest North State and California news on our airwaves for Wednesday, March 4, 2026.

Oscar-nominated filmmaker Josh Seftel joins the Chuck Toddcast to discuss All the Empty Rooms, his devastating Netflix documentary short that chronicles the untouched bedrooms of children killed in school shootings since Sandy Hook. Seftel describes a country that has grown numb to over 100 school shootings just this year — where the reporting cycle moves on before victims' stories can truly be told — and explains how the simple, visceral act of standing in a dead child's bedroom forces viewers to feel something that statistics never could. He reveals that many parents have kept these rooms exactly as their children left them, preserving even the smell, creating what amounts to sacred spaces frozen in time.Chuck draws the parallel to the decision to show Emmett Till's open casket, and Seftel argues these painful stories must be told regardless of how uncomfortable they make us, because imagery can be more powerful than the spoken word. What makes the film's approach so striking — and so strategically effective — is what it leaves out. The word "gun" is never mentioned, a deliberate choice to avoid triggering the political reflexes that shut down conversation before it starts. And it's working: Seftel shares that a Second Amendment enthusiast changed his mind after seeing the photos of empty rooms, and even a Sandy Hook denier reached out after watching. The film's funders didn't want to make money — they wanted to make change — and Netflix's global distribution has given it a massive reach. Seftel says the conversation has to start with one simple question — "How do we keep kids safe at school?" — and that the film intentionally got better as it got shorter, stripping away prescription and polemic to let the silence of those rooms do the work. Go to https://zbiotics.com/CHUCKTODDCAST and use CHUCKTODDCAST at checkout for 15% off any first time orders of ZBiotics probiotics.” Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/chuck. Application times may vary. Rates may vary. Thank you Wildgrain for sponsoring. Visit http://wildgrain.com/TODDCAST and use the code "TODDCAST" at checkout to receive $30 off your first box PLUS free Croissants for life! Link in bio or go to https://getsoul.com & enter code TODDCAST for 30% off your first order. American Finance Disclaimer: NMLS 182334, nmlsconsumeraccess.org. APR for rates in the 5s start at 6.196% for well qualified borrowers. Call 866-885-1081, for details about credit costs and terms. Or AmericanFinancing.net/TheChuckToddCast Timeline: (Timestamps may vary based on advertisements) 00:00 Josh Seftel joins the Chuck ToddCast 01:45 People are surprised by the portrayal in “All the Empty Rooms” 02:15 Public has grown to accept over 100 school shootings a year 03:00 Seeing the empty rooms of victims forces you to feel something 04:30 Why has mass shooting frequency been accelerating? 06:00 Does media coverage of shootings plant the seed for more? 07:15 Says a lot about American psyche that True Crime is so popular 08:30 Focus of the doc is on victims, not the shooters 09:00 Asked parents of every child killed since Sandy Hook to film their room 12:00 Media that means to come back to tell victims stories aren’t able to 13:00 Stories must be told, regardless of how painful. Like Emmit Til 14:15 Many parents kept their slain children’s rooms untouched 15:15 Parents want to preserve the smell of their children 16:15 How did you compartmentalize when making this doc? 18:15 The hope of the doc is that everyone can feel the weight of the loss 19:30 People with the power to fix this problem need to see this doc 21:00 The word “Gun” is never mentioned, didn’t want to turn off viewers 22:45 Photos of empty rooms led 2A enthusiast to change his mind 23:30 Got an email from a Sandy Hook denier that watched the doc 25:30 The doc paints a 3D image of the victims, that gets missed normally 28:00 Parents choose to grieve & respond in different ways 30:00 Each family & parent has a different relationship with the empty room 31:45 Some families want to move, but can’t bring themselves to pack up room 33:30 Was it hard not to get prescriptive? 36:00 Conversation must start with “How do we keep kids safe at school?” 37:00 The film got better as it got shorter 38:00 Imagery can be more powerful than spoken word 39:15 Streaming on Netflix allows for far wider distribution 40:30 Funders for the doc didn’t want to make money, they wanted to make change 44:00 The topic wasn’t just powerful, it was visually powerfulSee omnystudio.com/listener for privacy information.

Chuck Todd breaks down the Texas primary results and finds a political landscape that should terrify the Republican establishment. Ken Paxton and John Cornyn are headed to a runoff on the GOP side, but the headline number is stunning: Democrats posted a higher overall vote total than Republicans in the Texas primary, a seismic signal in what has long been the country's biggest red state. He credits Talarico's viral Colbert moment with giving him a massive boost, notes that Latino voters broke decisively for Talarico over Jasmine Crockett — who ran an unconventional campaign and is unlikely to concede quickly — and argues that a Paxton vs. Talarico general election would genuinely put Texas in play. He walks through the strategic calculus: history favors Paxton in a runoff, Cornyn has outperformed polling but a Cornyn nomination would draw less national Democratic investment in the race, and Democrats should have the budget to compete in Texas regardless — because Texas is "nice to have" for Democrats but "must have" for Republicans, and if Democrats win even once there, it opens the floodgates. He also flags Dan Crenshaw losing after failing to secure Trump's endorsement, the razor-thin two-vote margin for the state senate campaign in North Carolina, and a broader pattern of bad developments piling up for the GOP — capped by Trump stoking voter skepticism with an unpopular Iran war. His verdict: this is the worst possible start to an election cycle for Republicans, because it's easy to start a war and very hard to end one. Then, Oscar-nominated filmmaker Josh Seftel joins the Chuck Toddcast to discuss All the Empty Rooms, his devastating Netflix documentary short that chronicles the untouched bedrooms of children killed in school shootings since Sandy Hook. Seftel describes a country that has grown numb to over 100 school shootings just this year — where the reporting cycle moves on before victims' stories can truly be told — and explains how the simple, visceral act of standing in a dead child's bedroom forces viewers to feel something that statistics never could. He reveals that many parents have kept these rooms exactly as their children left them, preserving even the smell, creating what amounts to sacred spaces frozen in time.Chuck draws the parallel to the decision to show Emmett Till's open casket, and Seftel argues these painful stories must be told regardless of how uncomfortable they make us, because imagery can be more powerful than the spoken word. What makes the film's approach so striking — and so strategically effective — is what it leaves out. The word "gun" is never mentioned, a deliberate choice to avoid triggering the political reflexes that shut down conversation before it starts. And it's working: Seftel shares that a Second Amendment enthusiast changed his mind after seeing the photos of empty rooms, and even a Sandy Hook denier reached out after watching. The film's funders didn't want to make money — they wanted to make change — and Netflix's global distribution has given it a massive reach. Seftel says the conversation has to start with one simple question — "How do we keep kids safe at school?" — and that the film intentionally got better as it got shorter, stripping away prescription and polemic to let the silence of those rooms do the work. Finally, Chuck lists his ToddCast Top 5 All-Time Texas statewide elections and answers listeners’ questions in the “Ask Chuck” segment. Go to https://zbiotics.com/CHUCKTODDCAST and use CHUCKTODDCAST at checkout for 15% off any first time orders of ZBiotics probiotics.” Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/chuck. Application times may vary. Rates may vary. Thank you Wildgrain for sponsoring. Visit http://wildgrain.com/TODDCAST and use the code "TODDCAST" at checkout to receive $30 off your first box PLUS free Croissants for life! Link in bio or go to https://getsoul.com & enter code TODDCAST for 30% off your first order. American Finance Disclaimer: NMLS 182334, nmlsconsumeraccess.org. APR for rates in the 5s start at 6.196% for well qualified borrowers. Call 866-885-1081, for details about credit costs and terms. Or AmericanFinancing.net/TheChuckToddCast Timeline: (Timestamps may vary based on advertisements) 00:00 Chuck Todd’s introduction 01:00 Ken Paxton & John Cornyn headed to a runoff 02:30 Democrats had a higher vote total than Republicans in Texas primary 03:45 Talarico’s moment with Stephen Colbert gave him a huge boost 05:00 Several house races headed to a run off 07:00 Latino voters broke fairly decisively for Talarico 07:45 Crockett didn’t run a conventional campaign 08:30 Crockett is unlikely to concede quickly 10:00 We never got the full story on the Colbert moment 11:15 Fighter vs Uniter is the divide amongst Democrats 13:00 If Cornyn can stay ahead of Paxton, that will matter to Trump 14:30 Talarico being the nominee will make establishment Republicans nervous 16:00 History says it’s more likely that Paxton wins the runoff 18:00 Cornyn has outperformed the polling 18:30 With Paxton & Talarico as the nominees, Texas is in play 19:30 Do senate Democrats play in the Republican runoff? 20:30 If it’s Cornyn vs. Talarico, the national party won’t help Talarico as much 22:00 Will Dems spend on Alaska, Iowa and Nebraska? 23:15 Dems should have the budget to target Texas 24:00 Texas is “nice to have” for Dems, it’s “must have” for Republicans 25:30 If Democrats win once in Texas, it opens the door for more wins 26:45 Two vote margin for the state senate president in North Carolina 27:45 Dan Crenshaw didn’t get Trump endorsement and lost 29:15 Bad developments keep happening for the Republican party 30:15 Trump is only stoking voter skepticism with Iran war 31:30 It’s easy to start a war, it’s hard to end one 32:00 Worst possible start to an election cycle for the Republicans 42:00 Josh Seftel joins the Chuck ToddCast 43:45 People are surprised by the portrayal in “All the Empty Rooms” 44:15 Public has grown to accept over 100 school shootings a year 45:00 Seeing the empty rooms of victims forces you to feel something 46:30 Why has mass shooting frequency been accelerating? 48:00 Does media coverage of shootings plant the seed for more? 49:15 Says a lot about American psyche that True Crime is so popular 50:30 Focus of the doc is on victims, not the shooters 51:00 Asked parents of every child killed since Sandy Hook to film their room 54:00 Media that means to come back to tell victims stories aren’t able to 55:00 Stories must be told, regardless of how painful. Like Emmit Til 56:15 Many parents kept their slain children’s rooms untouched 57:15 Parents want to preserve the smell of their children 58:15 How did you compartmentalize when making this doc? 1:00:15 The hope of the doc is that everyone can feel the weight of the loss 1:01:30 People with the power to fix this problem need to see this doc 1:03:00 The word “Gun” is never mentioned, didn’t want to turn off viewers 1:04:45 Photos of empty rooms led 2A enthusiast to change his mind 1:05:30 Got an email from a Sandy Hook denier that watched the doc 1:07:30 The doc paints a 3D image of the victims, that gets missed normally 1:10:00 Parents choose to grieve & respond in different ways 1:12:00 Each family & parent has a different relationship with the empty room 1:13:45 Some families want to move, but can’t bring themselves to pack up room 1:15:30 Was it hard not to get prescriptive? 1:18:00 Conversation must start with “How do we keep kids safe at school?” 1:19:00 The film got better as it got shorter 1:20:00 Imagery can be more powerful than spoken word 1:21:15 Streaming on Netflix allows for far wider distribution 1:22:30 Funders for the doc didn’t want to make money, they wanted to make change 1:26:00 The topic wasn’t just powerful, it was visually powerful 1:31:45 Chuck’s thoughts on interview with Josh Seftel 1:34:30 Texas senate race has a chance to become an all-timer 1:35:15 ToddCast Top 5 All-Time statewide campaigns in Texas history 1:37:15 #5 2006 Governor’s race 1:42:45 #4 1994 Governor’s race 1:45:45 #3 1924 Governor’s race 1:49:15 #2 1962 special election for senate 1:54:00 #1 1948 Democratic senate primary 2:01:30 Honorable mentions 2:04:00 Ask Chuck 2:04:15 Take on Pete Hegseth’s briefing on the Iran war? What are the objectives? 2:10:30 Why is a war powers resolution needed? How can congress restrain Trump? 2:13:45 Will this war be better received if not launched during tax season? 2:18:15 Explaining complex political & world events to your kids?See omnystudio.com/listener for privacy information.

Chuck Todd breaks down the Texas primary results and finds a political landscape that should terrify the Republican establishment. Ken Paxton and John Cornyn are headed to a runoff on the GOP side, but the headline number is stunning: Democrats posted a higher overall vote total than Republicans in the Texas primary, a seismic signal in what has long been the country's biggest red state. He credits Talarico's viral Colbert moment with giving him a massive boost, notes that Latino voters broke decisively for Talarico over Jasmine Crockett — who ran an unconventional campaign and is unlikely to concede quickly — and argues that a Paxton vs. Talarico general election would genuinely put Texas in play. He walks through the strategic calculus: history favors Paxton in a runoff, Cornyn has outperformed polling but a Cornyn nomination would draw less national Democratic investment in the race, and Democrats should have the budget to compete in Texas regardless — because Texas is "nice to have" for Democrats but "must have" for Republicans, and if Democrats win even once there, it opens the floodgates. He also flags Dan Crenshaw losing after failing to secure Trump's endorsement, the razor-thin two-vote margin for the state senate campaign in North Carolina, and a broader pattern of bad developments piling up for the GOP — capped by Trump stoking voter skepticism with an unpopular Iran war. His verdict: this is the worst possible start to an election cycle for Republicans, because it's easy to start a war and very hard to end one. Finally, Chuck lists his ToddCast Top 5 All-Time Texas statewide elections and answers listeners’ questions in the “Ask Chuck” segment. Go to https://zbiotics.com/CHUCKTODDCAST and use CHUCKTODDCAST at checkout for 15% off any first time orders of ZBiotics probiotics.” Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/chuck. Application times may vary. Rates may vary. Thank you Wildgrain for sponsoring. Visit http://wildgrain.com/TODDCAST and use the code "TODDCAST" at checkout to receive $30 off your first box PLUS free Croissants for life! Link in bio or go to https://getsoul.com & enter code TODDCAST for 30% off your first order. American Finance Disclaimer: NMLS 182334, nmlsconsumeraccess.org. APR for rates in the 5s start at 6.196% for well qualified borrowers. Call 866-885-1081, for details about credit costs and terms. Or AmericanFinancing.net/TheChuckToddCast Timeline: (Timestamps may vary based on advertisements) 00:00 Chuck Todd’s introduction 01:00 Ken Paxton & John Cornyn headed to a runoff 02:30 Democrats had a higher vote total than Republicans in Texas primary 03:45 Talarico’s moment with Stephen Colbert gave him a huge boost 05:00 Several house races headed to a run off 07:00 Latino voters broke fairly decisively for Talarico 07:45 Crockett didn’t run a conventional campaign 08:30 Crockett is unlikely to concede quickly 10:00 We never got the full story on the Colbert moment 11:15 Fighter vs Uniter is the divide amongst Democrats 13:00 If Cornyn can stay ahead of Paxton, that will matter to Trump 14:30 Talarico being the nominee will make establishment Republicans nervous 16:00 History says it’s more likely that Paxton wins the runoff 18:00 Cornyn has outperformed the polling 18:30 With Paxton & Talarico as the nominees, Texas is in play 19:30 Do senate Democrats play in the Republican runoff? 20:30 If it’s Cornyn vs. Talarico, the national party won’t help Talarico as much 22:00 Will Dems spend on Alaska, Iowa and Nebraska? 23:15 Dems should have the budget to target Texas 24:00 Texas is “nice to have” for Dems, it’s “must have” for Republicans 25:30 If Democrats win once in Texas, it opens the door for more wins 26:45 Two vote margin for the state senate president in North Carolina 27:45 Dan Crenshaw didn’t get Trump endorsement and lost 29:15 Bad developments keep happening for the Republican party 30:15 Trump is only stoking voter skepticism with Iran war 31:30 It’s easy to start a war, it’s hard to end one 32:00 Worst possible start to an election cycle for the Republicans 41:30 ToddCast Top 5 All-Time statewide campaigns in Texas history 43:30 #5 2006 Governor’s race 49:00 #4 1994 Governor’s race 52:00 #3 1924 Governor’s race 55:30 #2 1962 special election for senate 1:00:15 #1 1948 Democratic senate primary 1:07:45 Honorable mentions 1:10:15 Ask Chuck 1:10:30 Take on Pete Hegseth’s briefing on the Iran war? What are the objectives? 1:16:45 Why is a war powers resolution needed? How can congress restrain Trump? 1:20:00 Will this war be better received if not launched during tax season? 1:24:30 Explaining complex political & world events to your kids?See omnystudio.com/listener for privacy information.

What happens when you invest through the dot-com crash, 9/11, the Great Financial Crisis, COVID — and today's uncertainty? In this episode of The Real Wealth Show, Kathy Fettke sits down with Dwight Dunton to unpack 25 years of multifamily investing experience and the lessons that helped him survive every major market cycle. They break down why long-term, fixed-rate debt matters more than ever, how non-recourse loans can protect your personal asset, and why so many investors get wiped out at the bottom of the cycle. Dwight also explains what really happened to multifamily cap rates, which markets were hit hardest by oversupply, and where opportunity may be emerging now. If you're an investor who wants to build wealth slowly and avoid costly debt mistakes, this episode is a must-listen.

(Disclaimer: Click 'more' to see ad disclosure) Geobreeze Travel is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as MileValue.com. This compensation may impact how and where links appear on this site. This site does not include all financial companies or all available financial offers. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more.  ➤ Free points 101 course (includes hotel upgrade email template)https://geobreezetravel.com/freecourse  ➤ Free credit card consultations https://airtable.com/apparEqFGYkas0LHl/shrYFpUr2zutt5515 ➤ Seats.Aero: https://geobreezetravel.com/seatsaero ➤ Request a free personalized award search tutorial: https://go.geobreezetravel.com/ast-form If you are interested in supporting this show when you apply for your next card, check out https://geobreezetravel.com/cards and if you're not sure what card is right for you, I offer free credit card consultations athttps://geobreezetravel.com/consultations!Timestamps:00:00 Gift Card Risks00:17 Meet Taylor and QCGC01:03 From Spreadsheets to Portal02:00 Inside the QCGC Team03:59 Who Buys the Cards05:26 Portal Deals Walkthrough08:58 Start Small and Stay Safe12:57 Reservations and Submitting14:40 Rates and Denominations18:02 Gift Card Status and Payouts19:38 Best Offers to Watch20:32 Shutdowns and Fraud Risks22:55 Join the Community23:54 Wrap Up and ThanksYou can find Julia at: ➤ Free course: https://julia-s-school-9209.thinkific.com/courses/your-first-points-redemption➤ Website: https://geobreezetravel.com/➤ Instagram: https://www.instagram.com/geobreezetravel/➤ Credit card links: https://www.geobreezetravel.com/cards➤ Patreon: https://www.patreon.com/geobreezetravelYou can find Taylor at:➤ Website (QCGC portal): https://qcgc.io/➤ Website (gift card store): https://arbitragecard.com/ Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post. The content of this video is accurate as of the posting date. Some of the offers mentioned may no longer be available.

This week, Tushar Jain & Pranav Kanade join the show to discuss the current state of markets. We deep dive into where are we in the cycle, where to allocate in 2026, how to value tokens, stablecoin chains & more. Enjoy! -- Follow Tushar: https://x.com/tushar_jain Follow Pranav: https://x.com/vaneckpk Follow Santi: https://x.com/santiagoroel Follow Empire: https://x.com/theempirepod -- Coinbase crypto-backed loans, powered by Morpho, enable you to take out loans at competitive rates using crypto as collateral. Rates are typically 4% to 8%. Borrow up to $5M using BTC as collateral and up to $1M using ETH as collateral. Manage crypto-backed loans directly in the Coinbase app with ease. Learn more here: https://www.coinbase.com/onchain/borrow/get-started?utm_campaign=0126_defi-borrow_blockworks_empire&marketId=0x9103c3b4e834476c9a62ea009ba2c884ee42e94e6e314a26f04d312434191836&utm_source=empire -- Join us at DAS (Digital Asset Summit) in New York City this March! Follow the link below to grab your ticket, and use code EMPIRE200 to get $200 off your ticket! https://blockworks.co/event/digital-asset-summit-nyc-2026 -- Timestamps: (00:00) Introduction (01:20) Where Are We In The Market Cycle? (06:35) Allocating In Crypto (16:12) Coinbase Ad (16:57) DAS Plug (17:22) How To Value Crypto Tokens (32:28) Investing In Apps vs L1s (38:10) Crypto Social & Stablecoin Chains (53:00) Investing In AI (59:40) Positioning In 2026 -- Disclaimer: Nothing said on Empire is a recommendation to buy or sell securities or tokens. This podcast is for informational purposes only, and any views expressed by anyone on the show are solely our opinions, not financial advice. Santiago, Jason, Rob and our guests may hold positions in the companies, funds, or projects discussed.

Twist rate shouldn't feel complicated. But for a lot of shooters, it does. What does 1:7 actually mean? Is faster always better? Why are some bullets keyholing… and others coming apart mid-air? In this episode, we break twist rates down in plain terms and walk through how to actually choose the right one for your build. No overthinking. No internet myths. Just real-world application from what we see every day. If you're ordering a barrel and aren't 100% sure on twist, this will save you time, money, and frustration. Links: Website: https://straightjacketarmory.com/  Facebook - https://www.facebook.com/Straightjacketarmory/  Instagram - https://www.instagram.com/straightjacketarmory/?hl=en  YT - https://www.youtube.com/@straightjacketarmory   

What did you think of todays show??Lower rates are supposed to unlock the market, so why does it feel harder than ever right now?In this episode, we unpack why things can look better without actually getting cheaper, how pricing is influenced behind the scenes, and the recurring revenue obsession that's turning everything into a subscription — from weight-loss meds to “free” HVAC inspections. Plus, hear about our real estate bottlenecks, tenant drama, and when paying a property manager actually makes sense.Topics discussed:Introduction (00:00)Rebranding the podcast (01:37)The business of GLP-1s (02:47)Recurring revenue has invaded everything (06:13)The State of the Union Address (09:38)Rates check-in: FHA, DSCR loans, and who's winning (12:34)Insider info and betting: Polymarket, “reverse Jim Cramer,” and real estate (15:42)Media manipulation and real-life Succession (20:55)The hardest part of a flip (23:41)Landlord headaches and tenant grievances (27:12)The truth about the “inventory shortage” (33:14)Sign up to join the FREE Scale Community! https://collectingkeys.com/Want deeper breakdowns like this every week? Subscribe to the Collecting Keys newsletter! https://collectingkeys.com/newsletter/Follow us on Instagram!https://www.instagram.com/collectingkeyspodcast/https://www.instagram.com/mike_invests/https://www.instagram.com/investormandan/https://www.instagram.com/dylan_does_dealsThis episode was produced by Podcast Boutique https://www.podcastboutique.com

If your bank is still competing on features, you don't have a strategy. There was a time when products and features made a difference. That time is gone. Digital is now expected. Rates are aligned. Features are replicated. And AI can compare them instantly. If you're leading with just what you offer, you're competing in a race where everyone looks the same. Allison Netzer's "Think Like a Brand, Not Like a Bank" Version 2 shares three years of implementation data from banks and credit unions that stopped competing on features. Her framework explains why leading with product specs is mistaken. Customers first decide emotionally, then justify rationally. This edition includes a reflection on which principles have remained valid and which ones need rethinking. The institutions winning today treat brand as their strategic operating system, not a marketing exercise. They solve customer pain through counterintuitive thinking that violates industry patterns. In this episode, we discuss what's changed since 2022, what surprised Allison in the real-world execution of these ideas, and why moving beyond product thinking may be the only way to avoid becoming invisible in a marketplace defined by sameness.

Zach Ipour, Co-Founder, Megatel Homes

Today's pod is a 2026 NFL mock draft post combine with trades! I hope you enjoy!!   TWITTER: https://mobile.twitter.com/FBallAnalysisYT     Welcome to the Football Analysis Podcast! Subscribe for all NFL related content! Please drop 5 star rating if you enjoyed the pod as all support is very much appreciated! Thanks for listening!     #nfl #nflfootball #football #nfldraft #nflmockdraft     Support Us By Supporting Our Sponsors!   Save 55% on your first box of The Pets Table, PLUS 10% off your next 2 boxes with code ANALYSIS55 at https://bit.ly/4qDpHWG   Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/GFB. Application times may vary. Rates may vary.   Use code GFB50 to get $50 off plus free shipping on your first Good Chop box at https://bit.ly/4qoTeUX!     Download PrizePicks here! https://prizepicks.onelink.me/ivHR/GFB CODE: GFB   Arena Club: 20% off your first Slab Pack or card purchase by going to https://arenaclub.com/GFB and use code GFB.    Bear Mattress: Click here https://bearmattress.com/analysis and use analysis to get 40% off your mattress + 2 free pillows. Offers are subject to change.   Gametime: Download the Gametime app (https://gametime.co/) and redeem code ANALYSIS for $20 off your first purchase (terms apply)      

In today's pod we break down the biggest winners and losers from the 2026 NFL combine! I hope you enjoy!   TWITTER: https://mobile.twitter.com/FBallAnalysisYT     Welcome to the Football Analysis Podcast! Subscribe for all NFL related content! Please drop 5 star rating if you enjoyed the pod as all support is very much appreciated! Thanks for listening!     #nfl #nflfootball #football #nfldraft #nflcombine       Support Us By Supporting Our Sponsors!   Save 55% on your first box of The Pets Table, PLUS 10% off your next 2 boxes with code ANALYSIS55 at https://bit.ly/4qDpHWG   Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/GFB. Application times may vary. Rates may vary.   Use code GFB50 to get $50 off plus free shipping on your first Good Chop box at https://bit.ly/4qoTeUX!     Download PrizePicks here! https://prizepicks.onelink.me/ivHR/GFB CODE: GFB   Arena Club: 20% off your first Slab Pack or card purchase by going to https://arenaclub.com/GFB and use code GFB.    Bear Mattress: Click here https://bearmattress.com/analysis and use analysis to get 40% off your mattress + 2 free pillows. Offers are subject to change.   Gametime: Download the Gametime app (https://gametime.co/) and redeem code ANALYSIS for $20 off your first purchase (terms apply)  

Americans will see higher prices for energy in the weeks ahead. That's the implication of early market moves following the U.S. and Israeli strikes. Could this cause congress to spend more money on war and increase the national debt?~This episode is sponsored by iTrust Capital~iTrustCapital | Get $100 Funding Reward + No Monthly Fees when you sign up using our custom link! ➜ https://bit.ly/iTrustPaul00:00 Intro00:10 Sponsor: iTrust Capital00:40 Forever war01:30 Wipeout02:00 Trump Conflict playbook04:30 Mark Cudmore: Stocks will fall further06:00 Peter Thiel06:20 Sentiment07:00 Nick Fuentes: I'm out08:30 Mohamed El-Erian: Duration of the war will be key10:10 Duration odds10:20 Will Iran close the Strait of Harmuz?10:50 Professor Jiang: Iran is waging against the global economy13:45  Iran x China15:30 Bloomberg: Inflation has been going up before Iran17:00 Fed pivot will lead to money printing18:50 Criticism vs opportunity#Crypto #Bitcoin #investing ~Operation Epic Printer?

Geopolitical instability in the Middle East is shaking markets as higher oil prices revive inflation fears and push Treasury yields up. Jason England says the 10-year could move toward the high end of the 4.30% range, with stress already visible in areas like Blackstone's private credit funds. He recommends active fixed-income strategies, cash preservation, and disciplined commodity trend-following until the Fed's policy outlook becomes clearer.======== Schwab Network ========Empowering every investor and trader, every market day.Options involve risks and are not suitable for all investors. Before trading, read the Options Disclosure Document. http://bit.ly/2v9tH6DSubscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/About Schwab Network - https://schwabnetwork.com/about

When Iran struck Saudi Arabia, every historical model predicted mortgage rates would drop. Investors flee to Treasury bonds in a crisis — that's how it's always worked. Rates went up instead. Back over 6%. The pattern that buyers, agents, and analysts have relied on for decades just broke in real time. We break down why that happened, what it means for anyone waiting on rates to fall, and what the Home Depot earnings call quietly revealed about where the Fed is actually headed. We also get into the number that stopped Reddit cold this week: a record 18% of California property transfers are now happening through inheritance. Not purchases. Inheritance. The WSJ called it. We get into what it means for buyers, sellers, and anyone trying to crack into the most expensive real estate market in America. Plus — a viral video where a young woman chooses free Starbucks over a Bitcoin worth $60,000. The financial literacy conversation is bigger than the clip. Women are projected to control 75% of America's wealth by 2030. That wealth transfer is already happening. Is the industry ready for it?

National guidelines recommend a routine screening for anxiety and intimate partner violence in adolescent girls and women. But the screenings are rarely implemented across clinics in Oregon, according to a new study from Oregon Health and Science University.    The study cites reasons such as provider discomfort, lack of awareness and challenges to workflow as reasons these screenings aren’t being implemented. Amy Cantor, a researcher and OHSU family physician, was the senior researcher on this study. She joins us to share her findings and how the research led to new, tangible tools that providers can use in the screening process.  

In this episode of Run the Numbers, CJ breaks down the 5,000-year history of marketplaces—from Mesopotamia to Amazon—and the economics behind take rates, trust layers, and vertical unbundling. We unpack Airbnb's fee backlash, Facebook Marketplace's hidden value, why inventory kills platforms, and how AI will reshape discovery—without eliminating the middleman.—SPONSORS:Rillet is an AI-native ERP built for modern finance teams that want to close faster without fighting legacy systems. Designed to support complex revenue recognition, multi-entity operations, and real-time reporting, Rillet helps teams achieve a true zero-day close—with some customers closing in hours, not days. If you're scaling on an ERP that wasn't built in the 90s, book a demo at https://www.rillet.com/cjTabs is an AI-native revenue platform that unifies billing, collections, and revenue recognition for companies running usage-based or complex contracts. By bringing together ERP, CRM, and real product usage data into a single system of record, Tabs eliminates manual reconciliations and speeds up close and cash collection. Companies like Cortex, Statsig, and Cursor trust Tabs to scale revenue efficiently. Learn more at https://www.tabs.com/runAbacum is a modern FP&A platform built by former CFOs to replace slow, consultant-heavy planning tools. With self-service integrations and AI-powered workflows for forecasting, variance analysis, and scenario modeling, Abacum helps finance teams scale without becoming software admins. Trusted by teams at Strava, Replit, and JG Wentworth—learn more at https://www.abacum.aiBrex is an intelligent finance platform that combines corporate cards, built-in expense management, and AI agents to eliminate manual finance work. By automating expense reviews and reconciliations, Brex gives CFOs more time for the high-impact work that drives growth. Join 35,000+ companies like Anthropic, Coinbase, and DoorDash at https://www.brex.com/metricsMetronome is real-time billing built for modern software companies. Metronome turns raw usage events into accurate invoices, gives customers bills they actually understand, and keeps finance, product, and engineering perfectly in sync. That's why category-defining companies like OpenAI and Anthropic trust Metronome to power usage-based pricing and enterprise contracts at scale. Focus on your product — not your billing. Learn more and get started at https://www.metronome.comRightRev is an automated revenue recognition platform built for modern pricing models like usage-based pricing, bundles, and mid-cycle upgrades. RightRev lets companies scale monetization without slowing down close or compliance. For RevRec that keeps growth moving, visit https://www.rightrev.com—LINKS: Mostly Talent: https://mostlymetrics.typeform.com/to/cLTxtAsNCJ: https://www.linkedin.com/in/cj-gustafson-13140948/Mostly metrics: https://www.mostlymetrics.comSlacker Stuff: https://www.slackerstuff.com/Ben: https://www.linkedin.com/in/slackerstuff/—RELATED EPISODES:The Mindshare Advantage Marketplace Success With Boris Wertz of Version One Ventureshttps://youtu.be/kN61sAxw_ykThe Marketplace Plus Model Explained | Colin Gardiner of Yonder VChttps://youtu.be/VIWFVwCfyLEA CFO Explains the History of EBITDAhttps://youtu.be/JySZv_fSNqs—TIMESTAMPS:0:00 Preview1:34 Marketplace Origins2:48 The Digital Shift5:55 Unbundling of Craigslist9:56 Sponsors — Rillet | Tabs | Abacum13:21 Smart Phone Revolution17:33 Take Rate Calculations21:08 When the Marketplace Crosses the Line24:49 Sponsors — Brex | Metronome | RightRev28:09 When Fees Become Friction30:37 The Marketplace Plus Model33:26 The $100B Flea Market36:14 The Inventory Trap40:07 The Disintermediation Problem42:35 Convenience Beats Inspection45:09 AI Compresses the Marketplace47:56 You Can't Cut Out the Middleman50:03 Credits#RunTheNumbersPodcast #Marketplaces #PlatformEconomy #Middleman #TechStrategy

Explore the latest research on skyrocketing dementia risk, cognitive reserve, and the critical roles of strength training and vitamin D. #DementiaPrevention #PublicHealth #VitaminD

Middle East escalation. Oil surging. Inflation fears reigniting. And mortgage rates are jumping.Today we break down:• Why conflict involving Iran is sending oil prices higher • How rising oil feeds directly into inflation expectations • Why the bond market is selling off instead of rallying • What this means for the 10-Year Treasury • And how all of it impacts YOUR mortgage rateNormally, geopolitical conflict pushes investors into bonds — which lowers mortgage rates.That's not happening.Instead, the market is pricing in higher inflation risk, fewer Fed cuts, and longer-lasting rate pressure.If oil stays elevated, inflation could reaccelerate. If inflation reaccelerates, mortgage rates don't fall.We'll walk through exactly what needs to happen next for rates to stabilize — or drop.Transparent. Data-driven. No hype.

Revisited: Q&A - Raising Millage Rates

In this episode, Alan Dunne and Cem Karsan explore a market that appears calm on the surface yet increasingly unstable underneath. As indices move sideways, they discuss how options flows and structured products are reshaping market behavior, driving rotation rather than direction. From the weakening of former leaders to the rise of defensives, the conversation turns to what these shifts may signal about a broader topping process. They also examine the growing influence of AI narratives, political incentives, and global tensions, not as isolated shocks but as forces building pressure within the system. The result is a discussion about how markets evolve when structure, policy, and sentiment begin to move out of sync.-----50 YEARS OF TREND FOLLOWING BOOK AND BEHIND-THE-SCENES VIDEO FOR ACCREDITED INVESTORS - CLICK HERE-----Follow Niels on Twitter, LinkedIn, YouTube or via the TTU website.IT's TRUE ? – most CIO's read 50+ books each year – get your FREE copy of the Ultimate Guide to the Best Investment Books ever written here.And you can get a free copy of my latest book “Ten Reasons to Add Trend Following to Your Portfolio” here.Learn more about the Trend Barometer here.Send your questions to info@toptradersunplugged.comAnd please share this episode with a like-minded friend and leave an honest Rating & Review on iTunes or Spotify so more people can discover the podcast.Follow Alan on Twitter.Follow Cem on X.Episode TimeStamps:00:00 Intro to the Systematic Investor Series00:23 Performance check: CTAs strong, trend tailwinds03:13 Range-bound indices, but big dispersion and rotation03:45 Why options pin the index: dealer flows and vol compression05:42 Dispersion mechanics: idiosyncratic risk, falling correlation07:32 Rotation as a topping process: leaders fade, defensives rise09:54 OPEX and quarterly expiries: why timing windows matter11:56 The March support effect, then weaker flows into April17:02 AI narrative shock: anxiety, backlash, and policy consequences22:32 Populism versus deflation stories: why inflation returns32:43 Gold outlook: secular bull, but expect two-sided volatility45:45 Rates as “tectonic plates”: vol compressed now, release later50:23 Midterms, incentives, and the fight for control57:42 Liquidity loop: markets stop rising, collateral stops expandingCopyright © 2025 – CMC AG – All Rights Reserved----PLUS: Whenever you're ready... here are 3 ways I can help you in your investment Journey:1. eBooks that cover key topics that you need to know about In my eBooks, I put together some key discoveries and things I have learnt during the more than 3 decades I have worked in the Trend Following industry, which I hope you will find useful. Click Here2. Daily Trend Barometer and Market Score One of the things I'm really proud of, is the fact that I have managed to published the Trend Barometer and Market Score each day for more than a decade...as these tools are really good at describing the environment for trend following managers as well as giving insights into the general positioning of a trend following strategy! Click Here3. Other Resources that can help youAnd if you are hungry for more useful resources from the trend following world...check out some precious resources that I have found over the years to be really valuable. Click HerePrivacy PolicyDisclaimer

Rich Dotson and Garret Price are back for one of their most popular yearly shows: the real value of rookie draft picks. With the Combine running and rookie drafts right around the corner, they break down where picks actually hit, where they turn into roster cloggers, and why “not worth a first” is meaningless unless you say which first. Garret lays out the scoring tiers they track to define outcomes. A “hit” requires at least one Tier 1 season, or multiple Tier 2 seasons, with thresholds adjusted by position. Quarterbacks need top six seasons to count as Tier 1, running backs and wide receivers need top 12, and tight ends need top three. The point is simple: if a player never reaches at least Tier 2, that pick never truly helped your starting lineup. After adding the 2024 class to the spreadsheet, they call out early hits already logged, including Caleb Williams, Jayden Daniels, Malik Nabers, Drake Maye, Brock Bowers, Ladd McConkey, Brian Thomas Jr., and Bo Nix, while noting plenty of names still need time to prove it. The biggest takeaway is the stability at the very top. Since 2018, the 1.01 has a 100% hit rate in their sample, and top four picks hit about three quarters of the time, with even more value when you include “mid” outcomes. After that, the first round becomes far less differentiated, and they point out an odd recent trend where 1.09 to 1.12 has slightly better results than 1.05 to 1.08. They dig into a possible reason: quarterbacks often get pushed into that 1.05 to 1.08 range in Superflex, and non-elite rookie quarterbacks are harder to “hit” by their definition. The broader lesson stays the same. Outside the top tier, it often makes sense to trade down, tier up into a proven veteran, or move picks into stronger future classes. They hammer the second round value drop. Once you get into the 2.01 to 2.12 range, the hit rate collapses, and third round picks become true dart throws. Their advice for contenders is aggressive: if you can turn a first into multiple years of a proven producer, that is usually the winning bet because many late firsts never become lineup players. Garret also tests a theory about late rookie drafts. If you trade late seconds and thirds for multiple fourths and fifths, the position most likely to return value is running back. Late-round running backs can become “ships to shore” quickly when injuries hit, and that short window can still flip into future seconds. They add that tight ends are often pushed down by the community chasing wide receivers, which can create value pockets in the late second and early third. The data behind “hits” and why the top mattersWhat the hit rates say about trading picksWhy second round picks are the “Ponzi scheme”Late draft strategy: load up on running backs and tight ends. 00:00 Start 00:30 Why Rookie Picks Are Often Overvalued 03:23 Hit/Mid/Miss Definitions 10:42 Top Picks Hit Rates 16:21 Mid/Late Firsts & Second/Third Round Drop-Off 27:43 Trade Firsts for Proven Assets & Late-Round Targets 37:27 FFPC 38:46 2026 Rookie Class Outlook Start Using the Film Room Today! FFPC: New Users: Use promo code NERDS for $25 off your first FFPC Orphan Team! Learn more about your ad choices. Visit megaphone.fm/adchoices

Dr. Tony Wyss-Coray, PhD, is a professor of neurology at Stanford School of Medicine who is discovering factors present in young blood and in exercised blood that can improve brain, heart and other organ health. We discuss how different organs age at different rates and how to accurately measure biological aging. We also discuss the specific proteins found in blood when we are young and that are increased by things such as exercise, sunlight exposure, short-term fasting, specific foods and social connection that can significantly increase vitality, restore youthful functioning of the brain and body and potentially increase lifespan. Read the episode show notes at hubermanlab.com. Thank you to our sponsors AG1: https://drinkag1.com/huberman David: https://davidprotein.com/huberman LMNT: https://drinklmnt.com/huberman ROKA: https://roka.com/huberman Function: https://functionhealth.com/huberman Timestamps (00:00:00) Tony Wyss-Coray (00:03:00) Young vs Old Animals, Age-Related Disease (00:06:35) Blood Biomarkers, Young vs Old Humans, Alzheimer's Disease (00:12:50) Sponsors: David & LMNT (00:15:28) 'Young Blood' Factors, Rejuvenation, Stem Cells (00:20:15) Blood Banking; Dracula (00:23:10) Rates of Aging in Organs, Age Gap & Disease Risk; Risk Profiles & Therapies (00:33:02) NAD Levels & Aging, NMN Supplements (00:36:44) Vitality vs Longevity; Periods of Accelerated Aging (00:43:17) Sponsors: AG1 & Roka (00:45:22) Sunlight; Youthful Blood Factors, Exercise & Brain Function, Fasting (00:51:25) Exercise, Injury & Inflammation (00:56:18) Pro-health Factors, Klotho, GDF11, Stem Cell Injection Risk (01:02:35) Platelet-Rich Plasma (PRP); Exosomes (01:05:43) Smoking, EMFs, Plastics, Long-Term Accumulation, Fresh Foods, Organic Food (01:11:28) Sponsor: Function (01:13:16) Intermittent Fasting, Long-Term Fasting, Snacking (01:19:07) Sleep; Cerebrospinal Fluid (CSF) Factors & Cognitive Function (01:24:44) Exercise Type & Longevity; Exercise Enjoyment (01:32:02) Lifestyle Factors & Alzheimer's Risk; Cognitive Exercise; Chocolate (01:37:05) Alcohol & Social Connection; US vs European Food Culture (01:40:50) Deliberate Deep Breathing; Wearables, Sunlight & Artificial Light (01:49:13) Future Projects (01:56:40) Zero-Cost Support, YouTube, Spotify & Apple Follow, Reviews & Feedback, Sponsors, Protocols Book, Social Media, Neural Network Newsletter Disclaimer & Disclosures Learn more about your ad choices. Visit megaphone.fm/adchoices