Podcasts about rates

This is the All Local morning update for Thursday, January 1, 2026.

The Part of the Business We Avoid I don't know many actors who got into this work because they love paperwork. Money. Invoices. Contracts. Admin. I avoid this side of the business not because I think it's beneath me, but because it makes me uncomfortable. It forces me to look closely. At numbers. At patterns. At choices I've postponed. And lately, I've been reminded how common that is. Why Admin Creates So Much Anxiety I've had several conversations recently with actors who are genuinely scared of the financial side of their career. Taxes coming up. Receipts scattered. Invoices unpaid. Contracts sitting unread in inboxes. Avoiding it feels easier than facing it. It feels responsible. I'll deal with it later. When I have more energy. When I feel more prepared. But avoidance doesn't stay neutral. It compounds. What Avoidance Actually Costs The longer we don't look, the bigger it feels. Money becomes emotional. Following up feels confrontational. Rates feel uncertain. Admin starts to feel like proof that we're "bad at business." None of that is about talent. It's about fear. Clarity, even when it's uncomfortable, is kinder than avoidance. What Being Professional Really Means This episode isn't about becoming an accountant or loving spreadsheets. It's about becoming available. Available to book work without panic. Available to follow up without guilt. Available to understand where your money is coming from and where it's going. Being organized doesn't make you less creative. It gives your nervous system a break. What I'm Practicing Right Now Smaller steps. Looking at the last few months instead of everything at once. Canceling subscriptions I forgot about. Sending invoice reminders before they're overdue so they don't turn emotional. Treating admin like maintenance, not a personal failure. It's quieter this way. A Question I'm Sitting With If my business were actually supporting me instead of stressing me out, how would my work feel different? That question changes how I approach this part of the job. You don't need to fix everything at once. You just need to stop pretending this part doesn't matter. If this episode brought something up for you and you want to share it, you can always email me at mandy@actingbusinessbootcamp.com . I love hearing where things clicked and where they still feel sticky. And if you want to know when the next class or training is coming up, keep an eye on your inbox. There's more support on the way.

First, for the first time in two decades parking meter rates will increase in La Mesa. Then, we bring you the latest details around the expansion of Medi-Medi plans. Also, the annual Holiday Bowl for the 1st time ever will happen in January. Lastly, we caught up with a few, top-ranked local birders.

In this special episode of the Chuck ToddCast, Chuck continues his “What If” series, an exploration of how small decisions and turning points can radically reshape American history. Using the razor-thin 2000 election as a starting point, Chuck explains why counterfactuals are a powerful way to understand how we got here—and how different choices might have altered today’s polarized political landscape. The episode then dives into two alternate histories surrounding the 2020 election, examining the butterfly effects of outcomes that almost happened but didn’t. First, Chuck asks what America might look like if Donald Trump had lost in 2020 and accepted the result—no “stop the steal,” no January 6th, and a very different Biden presidency likely constrained by a Republican Senate and a weaker Democratic coalition. Then he flips the premise and explores a more provocative scenario: what if Trump had actually won in 2020? With stronger institutional guardrails, a less sycophantic cabinet, and immediate lame-duck pressures, Chuck argues the country may have experienced less chaos at home and abroad, even as major global questions—from Afghanistan to Ukraine—would still loom. The episode ultimately shows how January 6th became a hinge point that reshaped both Biden’s presidency and Trump’s second term, leaving open the unsettling possibility that American politics—and even the 2024 race—could look entirely different today. Get your wardrobe sorted and your gift list handled with Quince. Don't wait! Go to https://Quince.com/CHUCK for free shipping on your order and 365-day returns. Now available in Canada, too! Go to https://getsoul.com & enter code TODDCAST for 30% off your first order. Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/chuck. Application times may vary. Rates may vary. Timeline: (Timestamps may vary based on advertisements) 00:00 Chuck Todd’s introduction 02:45 Why Chuck launched the “What If” series 03:45 The 2000 election started the deep partisan divide in America 05:30 If Florida had a Dem sec of state the election result could be different 07:00 Gore’s decision to only recount certain counties was a mistake 08:15 “What If” examines butterfly effect of political events going differently 10:15 Alternative scenarios are a great way to teach history 11:30 Examining two alternate histories in this What If episode 14:30 What if Trump won in 2020, or accepted his loss in 2020? 16:15 November 2020, Trump was faced with three scenarios 17:00 PART ONE: What if Trump loses, but accepts the loss? 17:30 There’s no stop the steal, fake electors or January 6th 19:00 Trump wouldn’t have been deplatformed on social media 20:00 Trump would likely have faded away like Al Gore did in 2001 21:00 Trump’s grip over GOP tightened because he lost & didn’t accept it 22:30 What Biden presidency looks like if Trump accepted election result 23:15 Democrats may not win both Georgia runoffs & control congress 24:00 Biden’s entire presidency looks different without senate control 25:45 Biden would have been boxed into being a center-left president 27:45 Biden wouldn’t have gotten the “rally around the flag” effect from J6 30:15 Likely the midterms go worse for Dems without ghost of Trump 31:15 Biden likely still doesn’t win second term 32:45 Biden would likely have faced serious primary challenges 34:00 Border might have been handled better with GOP Senate 36:30 The big question would be how much power Trump retained over GOP 37:30 PART TWO: What if Trump had WON in 2020 with the same result as ‘24? 40:00 The GOP would likely have retained senate, Dems get the house 40:30 Mike Pence is still the vice president, staffing at WH would be very different 42:00 The chief of staff would have still put some guardrails around the WH 44:30 There wouldn’t be a cabinet full of Trump sycophants 45:30 There would be no weaponization of ICE after border surge 47:00 Vaccine rollout could have been more chaotic but w/ higher compliance 48:30 There would be early flood of GOP presidential candidates 51:00 Afghanistan withdrawal would fall at Trump’s feet 53:00 Trump’s lame duckness would have kicked in right away 54:30 Strong argument America would be better off if Trump won in 2020 55:45 There’s less tumult in the military, no Hegseth as SecDef 57:30 Trump may have had more ability to reign in Bibi Netanyahu 59:30 Would the Russia/Ukraine war have gone differently? Probably not 1:02:30 Putin may have taken Ukraine piecemeal, but no full scale invasion 1:04:00 Trump still hasn’t acknowledged that Russia is the invader 1:05:30 America may not have shared advance knowledge of invasion 1:09:00 Biden’s governance changed by J6, Trump’s 2nd term massively different 1:13:30 Pete Buttigieg might be president in 2024See omnystudio.com/listener for privacy information.

Brian Skrobonja closes out the year with a milestone episode that marks the final episode of 2025 and the conclusion of this version of the show. He shares the gratitude he feels for the listeners who have supported the mission, the team whose work brought each idea to life, and the recognition the podcast received from Forbes as one of the top shows by financial advisors. Tune in to hear Brian reflect on why he started this podcast, how the mission has been accomplished, and why this moment isn't an ending but the beginning of a bigger vision that will unfold in 2026. He also shares the three core truths that can reshape your financial future if you're ready to take them to heart and take action. Brian reveals that today's episode is a meaningful milestone. It closes out the year and marks the end of this version of the show. He takes a moment to thank the listeners, the production team, and Forbes for recognizing the podcast among the top in the industry. He reflects on why he started the podcast in the first place: To cut through the constant misinformation about money and share the strategies his team uses to help people achieve real financial results. Looking back, he believes that mission has been accomplished.  Brian makes it clear that this is not an ending but a transition into something bigger. He shares that a complete rebrand and new platform will be announced in 2026, designed to serve listeners at a much higher level. Before signing off, he leaves the audience with three core truths that can transform their financial future. Truth #1: Not all financial advisors are the same. Some sell products, while others build full plans that protect your assets and future. Learn how to spot the difference so your plan always comes first. Truth #2: Chasing interest rates won't make you wealthy. True financial success is about outcomes, not chasing quick wins. When your plan dictates the strategy, your money finally works for your life. Truth #3: Stop procrastinating. According to Brian, waiting for the perfect moment or strategy only delays your security and peace of mind. Taking action now, even imperfectly, moves you toward real results and freedom. Brian explains how a real financial plan protects more than your investments. It covers taxes, estate planning, long-term care, Social Security timing, and income planning. With a holistic plan, you stop guessing and start living with security and clarity. Learn why a plan comes before products. Products like stocks or insurance aren't your strategy, they are tools your plan uses to achieve your goals. When you focus on planning first, every financial move has purpose and impact. Brian reveals how to choose the right financial advisor. Look for someone who brings tax, legal, and comprehensive planning expertise to the table. The right advisor helps you use your money to build the life you want. For Brian, the secret to building wealth is taking imperfect action. Waiting for the perfect strategy or market conditions rarely works. Brian shows how moving forward, even with small steps, creates momentum and confidence.  Brian explains why financial clarity beats short-term gains. Rates of return and interest are important, but they don't define success. Outcomes, security, and a plan that fits your life always win in the long term. Even as this podcast chapter closes, bigger opportunities and tools are coming to serve you at a higher level.     Mentioned in this episode: BrianSkrobonja.com SkrobonjaFinancial.com SkrobonjaWealth.com BUILDbanking.com Common Sense Financial Podcast on YouTube  Common Sense Financial Podcast on Spotify     Alternative investments may be subject to less regulation than other types of pooled investment vehicles. Alternative Investments may impose significant fees, including incentive fees that are based upon a percentage of the realized and unrealized gains and an individual's net returns may differ significantly from actual returns. Such fees may offset all or a significant portion of such Alternative Investment's trading profits. Incorporating alternative investments into a portfolio presents the opportunity for significant losses including in some cases, losses which exceed the principal amount invested. Also, some alternative investments have experienced periods of extreme volatility and in general, are not suitable for all investors. Asset allocation and diversification strategies do not ensure profit or protect against loss in declining markets ---- BUILD Banking™ is a DBA of Skrobonja Insurance Services, LLC. Benefits and guarantees are based on the claims paying ability of the insurance company. Not FDIC insured. Results may vary. Any descriptions involving life insurance policies and its use as an alternative form of financing or risk management techniques are provided for illustration purposes only, will not apply in all situations, may not be fully indicative of any present or future investments, and may be changed at the discretion of the insurance carrier, General Partner and/or Manager and are not intended to reflect guarantees on securities performance. The term BUILD Banking™, private banking alternatives or specially designed life insurance contracts (SDLIC) are not meant to insinuate that the issuer is creating a real bank for its clients or communicating that life insurance companies are the same as traditional banking institutions. This material is educational in nature and should not be deemed as a solicitation of any specific product or service. BUILD Banking™ is offered by Skrobonja Insurance Services, LLC only and is not offered by Madison Avenue Securities, LLC. nor Skrobonja Wealth Management, LLC. ---- This content is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation. Skrobonja Financial Group, LLC, Skrobonja Insurance Services, LLC, Skrobonja Wealth Management, LLC are not permitted to offer and no statement made during this presentation shall constitute tax or legal advice. Our firms are not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Skrobonja Financial Group, LLC, Skrobonja Insurance Services, LLC, Skrobonja Wealth Management, LLC. ---- Securities offered only by duly registered individuals through Madison Avenue Securities, LLC. (MAS), Member FINRA &SIPC. Advisory services offered only by duly registered individuals through Skrobonja Wealth Management (SWM), a registered investment advisor. Tax services offered only through Skrobonja Tax Consulting. MAS does not offer Build Banking or tax advice. Skrobonja Financial Group, LLC, Skrobonja Wealth Management, LLC, Skrobonja Insurance Services, LLC, Skrobonja Tax Consulting, and Build Banking are not affiliated with MAS. Skrobonja Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Skrobonja Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. The firm is a registered investment adviser with the state of Missouri, and may only transact business with residents of those states, or residents of other states where otherwise legally permitted subject to exemption or exclusion from registration requirements. Registration with the United States Securities and Exchange Commission or any state securities authority does not imply a certain level of skill or training. Skrobonja Wealth Management has no ownership interest, compensation arrangement, revenue-sharing agreement, or other economic relationship with Veta Investment Partners. We may allocate a portion of a client's portfolio to strategies managed by Veta Investment Partners when we determine that the allocation is appropriate for the client's objectives, risk tolerance, and overall portfolio design. Our selection of Veta's strategies is based solely on the merits of the investment and the needs of the client, and not on any financial relationship between our firms.

 Why are fewer kindergarten students fully vaccinated than in past years? A Washington Post investigation found that immunization rates against diseases like measles have dropped sharply across many U.S. schools, increasing the risk of outbreaks. Health officials warn that lower vaccination coverage could lead to more disruptions and serious public-health consequences in classrooms nationwide. (Source: The Washington Post)

In Episode 114 of the Canadian Private Lenders Podcast, Ryan and Neal wrap up 2025 by reviewing their bold economic and housing predictions, and grading themselves on what they got right (and wrong).They break down RE/MAX's controversial condo recovery forecast, analyze rate cuts from the Bank of Canada, unpack national and Atlantic Canada housing trends, and debate what 2026 could look like for home prices, housing starts, immigration, and the Canadian dollar.This episode is a grounded, no-nonsense discussion on where Canada's real estate and lending markets are heading, and what lenders, investors, and brokers should be paying attention to next.Show Notes:00:00 – RE/MAX Says These Cities Will Lead the Condo Recovery01:30 – Why Toronto & Vancouver Didn't Make the List03:03 – Do Condo Markets Even Exist in Atlantic Canada?04:13 – Why Condo Price Data Can Be Misleading05:19 – Reviewing Our 2025 Rate Cut Predictions06:55 – Who Nailed the First Bank of Canada Rate Cut07:17 – 100 Basis Points of Cuts: How Accurate Were We?07:37 – Canadian Home Prices in 2025: What Actually Happened08:31 – Nova Scotia Home Prices vs Transaction Volume10:14 – Atlantic Canada Housing Trends Explained10:32 – Housing Starts in Canada: The Real Numbers12:07 – Why Housing Data Is Hard to Trust in Atlantic Canada14:47 – 2026 Begins: Rate Cuts, Hikes, or Flat?16:11 – How Much Room Does the Bank of Canada Have Left?19:14 – Will Canadian Home Prices Rise or Fall in 2026?21:16 – Ontario vs Atlantic Canada Market Psychology22:57 – Immigration, Construction Slowdowns & Demand25:52 – Nova Scotia Housing Market Predictions for 202628:18 – Atlantic Canada Outlook by Province29:24 – Housing Starts in 2026: Boom or Collapse?33:56 – CAD vs USD: Where Is the Dollar Headed?36:21 – Travel, Politics & Economic Sentiment39:53 – Final Thoughts & 2026 OutlookResources:Keystone Capital GroupCPLP Instagram: @cplpodcastKeystone Instagram: @keycapgroupFind Neal On:Instagram: @neal.andreinoLinkedIn: Neal AndreinoFind Ryan on:LinkedIn: Ryan MacNeilE-mail: ryan@keycap.ca

You've seen that music video of a VT based rapper calling out Bass Pro Hat wearing posers! Well, that guy is Flywlkr AKA Flizzy, AKA Fly... and we have him in the beef seat talking fishing, music, New England life and more! Plus, is that one bait you lean on when the bite is tough more of a security blanket than a secret weapon? Find out how to turn your day around and what real confidence can do for you!Tickets for the 300th Celebration Live/Stream Event (You need a ticket to win giveaway prizes!)https://m.bpt.me/event/6733300Lodging Suggestion Links:UPPER–TIER OPTIONSMGM Springfield• 3 miles / ~10 min• Rates: $125–$180+• https://mgmspringfield.mgmresorts.com/en.htmlMarriott Springfield Downtown• 3 miles / ~10 min• Rates: $135–$200+• https://www.marriott.com/en-us/hotels/bdlms-marriott-springfield-downtown/overview/MID–TIER OPTIONSHampton Inn & Suites Springfield/Downtown• 3 miles / ~10–12 min• Rates: $120–$190+• https://www.hilton.com/en/hotels/sfysdhx-hampton-suites-springfield-downtown/Holiday Inn Express Springfield Downtown• 2.5–3 miles / ~8–10 min• Rates: $110–$160+• https://www.ihg.com/holidayinnexpress/hotels/us/en/springfield/spfez/hoteldetailBUDGET OPTIONSLa Quinta Inn & Suites Springfield• 3.5 miles / ~10–12 min• Rates: $110–$150+* https://www.wyndhamhotels.com/laquinta/springfield-massachusetts/la-quinta-springfield-ma/overviewCourtyard by Marriott West Springfield• 6–7 miles / ~15–18 min• Rates: $120–$170+• https://www.marriott.com/en-us/hotels/bdlcw-courtyard-west-springfield/overview/Red Roof Inn Enfield CT (Lowest Rates)• 10-12 miles/ ~20 min• Lowest Rates (as low as $75)• https://www.redroof.com/property/ct/enfield/rri105?utm_source=chatgpt.comConsider supporting the show by using the links below, as always; share this show with your fishy friends!Online

Dentists could soon have access to a tool that supplies them with the objective evidence they need to help patients grasp the urgency of recommended treatment. Dr. Robert Kane, DC, DABCT and CEO of Kane Thermal Imaging, joins me on The Patient First Podcast to explain how thermography could forever change the way we communicate with dental patients. Watch this episode to explore some of the surprising oral-systemic connections that thermal imaging reveals and their implications for oral health. I'm Dr. Bryan Laskin—dentist, author, entrepreneur and engineer and advocate of solutions that improve the business of oral care for patients and providers alike. Learn more about thermography: Kanethermalimaging.com Read my new book: UnfairCare.com

The Clare-based CEO of Retail Excellence Ireland has slammed a recent commercial rates increase an an "out-of-touch move" as businesses look ahead to 2026. A decision taken by Clare's local elected representatives in November to hike the local property tax on businesses by 8% has been widely condemned by traders. It comes at a time when many small and medium businesses are concerned about mounting costs like pension auto-enrolment which is set to kick in on January 1st. Jean McCabe of Willow in Ennis says the rates increase couldn't have come at a worse time for businesses in the county town.

Mark Cloutier, chairman & CEO, Aspen, said climate risk and social inflation help maintain pricing discipline in reinsurance markets despite cycle pressures. Cloutier spoke with AM Best TV at the Rendez-Vous de Septembre conference, Monte Carlo.

Today, this throwback episode revisits key Perth property conversations around school catchments, public versus private education, and how these choices affect borrowing power, affordability, and long-term property growth. It also revisits Perth crime data, breaking down how crime rates influence capital growth, rental yields, tenant demand, and risk across different suburbs and market cycles. The episode rounds out with a comparison of long-term outperformers and undervalued suburbs, highlighting where quality locations win and where mispriced areas may offer opportunity across the Perth property market. For Full Episodes of Deep Dive Mash-ups: Perth’s Top 10 Public High Schools: Smart Choice for Kids & Capital?: https://www.investorsedge.com.au/episode-242-perths-top-10-public-high-schools-smart-choice-for-kids-capital/ Does High Crime Rates Effect Price Growth? Perth’s Top 6 Crime Suburbs Examined: https://www.investorsedge.com.au/episode-244-does-high-crime-rates-effect-price-growth-perths-top-6-crime-suburbs-examined/ Are the Worst Performers Due for a Comeback? https://www.investorsedge.com.au/episode-256-are-the-worst-performers-due-for-a-comeback/ Let’s go inside. Resource Links: Get your Strategic Portfolio Plan and our help with Buying Your Next Perth Property (https://www.investorsedge.com.au/invest-in-perth-property/) Get email updates about suburb intelligence reports and exclusive invites to our webinars, events, and workshops. Join (investorsedge.com.au/join) Join the Perth Property Investment Facebook Group (https://www.facebook.com/groups/perthpropertyinvestors) Join Jarrad Mahon’s Property Investor Update (https://www.investorsedge.com.au/join) For more info on our award-winning and highly rated Property Management services that give you guaranteed peace of mind (https://www.investorsedge.com.au/perth-property-management-specialists/) For more info on how our Property Sales services can ensure you get the best selling price while handling all the stress for you (https://www.investorsedge.com.au/selling-your-perth-property/) Episode Highlights: Intro [00:00] Perth’s Top 10 Public High Schools: Smart Choice for Kids & Capital? [02:46] High Crime Rates Affect Price Growth? Perth’s Top 6 Crime Suburbs Examined [08:41] Are the Worst Performers Due for a Comeback? [18:27] Thank you for tuning in! If you liked this episode, please don’t forget to subscribe, tune in, and share this podcast. Connect with Perth Property Insider: Subscribe on YouTube: https://www.youtube.com/@InvestorsedgeAu Like us on Facebook: https://www.facebook.com/investorsedge See omnystudio.com/listener for privacy information.

Mayor John Wharton revealed how Richmond Shire is ditching traditional rate hikes by turning into a commercial farming powerhouse, harvesting 1,000 tonnes of chickpeas to fund local services. See omnystudio.com/listener for privacy information.

Are your photography rates leaving you busy, booked, and broke? In this episode of Beyond the Image, James Patrick breaks down exactly how photographers can calculate sustainable rates that cover their cost of doing business, desired income, and all the hidden hours spent editing, marketing, and running their business. Learn step-by-step formulas to figure out your true hourly rate, price your shoots correctly, and turn every session into profit through usage, upsells, and add-on services. Whether you're a portrait, commercial, editorial, or lifestyle photographer, this episode gives you practical tools to stop undercharging, attract the right clients, and grow a profitable photography business. Stop guessing your rates—start calculating them the right way. Connect with James Patrick at JamesPatrick.com

China will apply provisional import tariff rates lower than the most-favored-nation rates on 935 items from Jan. 1. The move aims to enhance synergy between domestic and international markets.

In this episode of the Chuck ToddCast, Chuck examines Donald Trump’s holiday Truth Social spree as a revealing window into his worldview and leadership style. From angry, vaguely threatening posts tied to Epstein to Christmas messages laced with grievance and insults, Trump’s online behavior paints a picture of a lonely, aggrieved figure who often sounds less like a head of state and more like a mob boss issuing warnings. Chuck unpacks how Trump’s rhetoric on immigration, religion, and military force—sometimes delivered in the same breath as holiday greetings—reflects a transactional “Trump Doctrine” where identity and loyalty justify power, and sovereignty becomes negotiable. The conversation then widens to the global consequences of this approach. Chuck argues that Trump’s selective isolationism and deal-making have badly damaged America’s reputation, eroded trust with Europe, and risk pushing allies toward China in search of stability. By prioritizing short-term wins and performative toughness over alliances and norms, Trump may be trading momentary leverage for long-term strategic loss—reshaping the global order in ways that could haunt the United States for a generation. Finally, Chuck hops into the ToddCast Time Machine to the date Ellis Island closed its doors for immigrant processing and traces the messy history of immigration policy in the United States. He also answers listeners’ question in the “Ask Chuck” segment and does a roundup from the world of sports. Get your wardrobe sorted and your gift list handled with Quince. Don't wait! Go to https://Quince.com/CHUCK for free shipping on your order and 365-day returns. Now available in Canada, too! Go to https://getsoul.com & enter code TODDCAST for 30% off your first order. Got injured in an accident? You could be one click away from a claim worth millions. Just visit https://www.forthepeople.com/TODDCAST to start your claim now with Morgan & Morgan without leaving your couch. Remember, it's free unless you win! Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/chuck. Application times may vary. Rates may vary. Timeline: (Timestamps may vary based on advertisements) 00:00 Chuck Todd’s introduction 1:00 What to make of Trump’s Truth Social posts over the holidays? 2:15 Trump makes angry, potentially threatening post over Epstein 3:45 Trump doesn’t have any true close friends/relationships 5:00 Trump spent Xmas behaving lonely on the internet 5:45 The “Trump Doctrine” was on display on his Truth Social feed 6:30 Trump sounded more like a mob boss than head of state 7:00 Trump added immigration rant into his NORAD Santa appearance 7:45 Trump wishes Merry Xmas to “radical left scum” 8:30 Trump announces military strikes in Nigeria to protect Christians 9:15 Trump uses identity as justification for military force 9:45 Trump’s posts about Venezuela through lens of ownership 11:15 Trump strikes different tone with Ukraine, sovereignty is collateral 12:15 Trump’s worldview looks incoherent, but it’s selectively transactional 13:30 Trump has damaged the US’s reputation for a generation 14:30 Europe doesn’t trust the United States anymore 15:45 If oil seizures become precedent, any country could be next 17:15 Allies could turn to China looking for a better deal 18:00 Trump is trading short term wins for long term damage & distrust 20:00 Trump views himself as a TV style mob boss 22:15 Isolationism will cause the EU to strengthen & compete with US 23:15 Trump picks on small countries & does deals with strong ones 28:30 ToddCast Time Machine - December 31st 1954 29:30 Ellis Island closes its doors & becomes a museum 30:00 America has always argued about being a nation of immigrants 30:45 We romanticize Ellis Island, but it caused tension at the time 31:30 America has never experienced immigration surge without fear 32:15 Immigration quota with discriminatory qualifiers enacted 33:30 Ship based migration collapsed after quota 34:45 Cold war politics influenced immigration debate in 1960’s 35:45 Immigration policy was sold as modest and non-transformational 37:00 Chain migration shifted where immigrants came from 38:00 The country relied on illegal immigrant labor & didn’t enforce law 38:45 Congress left immigration policy unfinished due to political constraints 40:30 Trump admin leans on enforcement, makes immigration a cultural fight 41:30 We are a reluctant nation of immigrations 43:00 The central question is “Who gets to be an American?” 43:45 Ask Chuck 44:00 Favorite political comedy? 46:00 Should congress intervene on exorbitant live event prices? 53:30 How will midterms shape push for new congressional leaders? 56:15 Sports roundupSee omnystudio.com/listener for privacy information.

Yaron Weitzman, author of “A Hollywood Ending: The Dreams and Drama of the LeBron Lakers”, joins the Chuck ToddCast to unpack the remarkable rise, impact, and legacy of LeBron James—on the court, in Los Angeles, and far beyond basketball. Drawing from his reporting and authorship, Weitzman explains how access-driven sports journalism shapes the stories we’re told, why LeBron was always more than just another superstar chasing rings, and how the Lakers–LeBron partnership became a mutually saving force for two global institutions. The conversation traces LeBron’s path from Miami to Cleveland to Los Angeles, the myths around his ambition and loyalty, and how “The Decision” reshaped the power dynamics between players and franchises. The episode also looks ahead to LeBron’s next chapter: his eventual role as an owner, the possibility of a farewell tour, how Bronny factors into his decisions, and what a post-LeBron Lakers era might look like. Weitzman and Todd explore LeBron’s business instincts, cultural influence, complicated relationship with fans and social media, and why—despite universal respect—he’s never been universally beloved. In the end, they ask the defining question of any icon: how history will remember LeBron James, and who gets to tell that story. Get your wardrobe sorted and your gift list handled with Quince. Don't wait! Go to https://Quince.com/CHUCK for free shipping on your order and 365-day returns. Now available in Canada, too! Go to https://getsoul.com & enter code TODDCAST for 30% off your first order. Got injured in an accident? You could be one click away from a claim worth millions. Just visit https://www.forthepeople.com/TODDCAST to start your claim now with Morgan & Morgan without leaving your couch. Remember, it's free unless you win! Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/chuck. Application times may vary. Rates may vary. Timeline: (Timestamps may vary based on advertisements) 00:00 Yaron Weitzman joins the Chuck ToddCast 02:30 How Yaron got started as an author 04:15 Sports journalists now have to trade accountability for access 05:15 Sports journalists don’t have a Freedom of Information Act 06:30 Yaron wasn’t dependent on the Lakers for a credential 08:30 Original LeBron pitch was for the Big 3 Heat, not the Lakers 11:30 LeBron is a cultural icon, not just a basketball icon 12:45 LeBron and the Lakers are both institutions 13:45 LeBron’s brand is even bigger than the Lakers brand 14:30 LeBron’s post basketball life was always going to be in SoCal 15:45 LeBron will be involved in an ownership group eventually 17:45 The Lakers/LeBron pairing was a win-win 19:00 Jerry Buss was not as rich as he portrayed himself to be 20:30 How accurate the Lakers TV shows portray real life 21:30 LeBron was a lifeline for a struggling Lakers franchise 23:00 Lakers are the team LeBron has spent most consecutive years 24:30 LeBron wasn’t a ring chaser despite his reputations 25:00 LeBron turned down the Warriors 26:15 LeBron offended Pat Riley during his time in Miami 27:30 LeBron’s return to Cleveland 29:30 Which franchises will be putting up LeBron statues? 30:15 Lakers fans were slow to warm to LeBron due to Kobe rivalry 31:15 Not all Kobe fans are Lakers fans 32:30 LeBron lived up to his sky high expectations and with no scandals 33:45 “The Decision” was the event that made LeBron polarizing 34:45 After The Decision fans started siding with players over franchises 35:45 LeBron showed that greatness and longevity require hard work 37:00 LeBron is universally respected but not universally beloved 38:00 Is this LeBron’s last year? 39:00 Farewell tour only makes sense with Lakers or Cavs 40:30 LeBron could remain a bench player for several more years 41:00 How Bronny will factor into his decision 43:00 Bronny is beloved by other players and the organization 44:45 LeBron’s relationship with Luka Doncic 46:30 Lakers began preparing for the post-LeBron era before Luka trade 48:30 Does Magic Johnson still have a relationship with the Lakers? 51:30 LeBron has mostly stayed away from politics 53:45 LeBron lets social media get under his skin from time to time 56:30 LeBron is reactive politically, not proactive 58:15 LeBron made smart business decisions starting at 20 years old 58:45 LeBron’s legacy 1:01:45 Lakers threatened to sue over the book 1:04:45 LeBron likely won’t ever run for office 1:06:15 LeBron will be doing his own documentary version of The Last DanceSee omnystudio.com/listener for privacy information.

In this episode of the Chuck ToddCast, Chuck examines Donald Trump’s holiday Truth Social spree as a revealing window into his worldview and leadership style. From angry, vaguely threatening posts tied to Epstein to Christmas messages laced with grievance and insults, Trump’s online behavior paints a picture of a lonely, aggrieved figure who often sounds less like a head of state and more like a mob boss issuing warnings. Chuck unpacks how Trump’s rhetoric on immigration, religion, and military force—sometimes delivered in the same breath as holiday greetings—reflects a transactional “Trump Doctrine” where identity and loyalty justify power, and sovereignty becomes negotiable. The conversation then widens to the global consequences of this approach. Chuck argues that Trump’s selective isolationism and deal-making have badly damaged America’s reputation, eroded trust with Europe, and risk pushing allies toward China in search of stability. By prioritizing short-term wins and performative toughness over alliances and norms, Trump may be trading momentary leverage for long-term strategic loss—reshaping the global order in ways that could haunt the United States for a generation. Then, Yaron Weitzman, author of “A Hollywood Ending: The Dreams and Drama of the LeBron Lakers”, joins Chuck to unpack the remarkable rise, impact, and legacy of LeBron James—on the court, in Los Angeles, and far beyond basketball. Drawing from his reporting and authorship, Weitzman explains how access-driven sports journalism shapes the stories we’re told, why LeBron was always more than just another superstar chasing rings, and how the Lakers–LeBron partnership became a mutually saving force for two global institutions. The conversation traces LeBron’s path from Miami to Cleveland to Los Angeles, the myths around his ambition and loyalty, and how “The Decision” reshaped the power dynamics between players and franchises. The episode also looks ahead to LeBron’s next chapter: his eventual role as an owner, the possibility of a farewell tour, how Bronny factors into his decisions, and what a post-LeBron Lakers era might look like. Weitzman and Todd explore LeBron’s business instincts, cultural influence, complicated relationship with fans and social media, and why—despite universal respect—he’s never been universally beloved. In the end, they ask the defining question of any icon: how history will remember LeBron James, and who gets to tell that story. Finally, Chuck hops into the ToddCast Time Machine to the date Ellis Island closed its doors for immigrant processing and traces the messy history of immigration policy in the United States. He also answers listeners’ question in the “Ask Chuck” segment and does a roundup from the world of sports. Get your wardrobe sorted and your gift list handled with Quince. Don't wait! Go to https://Quince.com/CHUCK for free shipping on your order and 365-day returns. Now available in Canada, too! Go to https://getsoul.com & enter code TODDCAST for 30% off your first order. Got injured in an accident? You could be one click away from a claim worth millions. Just visit https://www.forthepeople.com/TODDCAST to start your claim now with Morgan & Morgan without leaving your couch. Remember, it's free unless you win! Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/chuck. Application times may vary. Rates may vary. Timeline: (Timestamps may vary based on advertisements) 00:00 Chuck Todd’s introduction 03:00 In the 80’s many fans identified with NBA players over teams 05:00 LeBron will be one of the four most consequential millennials 08:15 What to make of Trump’s Truth Social posts over the holidays? 09:30 Trump makes angry, potentially threatening post over Epstein 11:00 Trump doesn’t have any true close friends/relationships 12:15 Trump spent Xmas behaving lonely on the internet 13:00 The “Trump Doctrine” was on display on his Truth Social feed 13:45 Trump sounded more like a mob boss than head of state 14:15 Trump added immigration rant into his NORAD Santa appearance 15:00 Trump wishes Merry Xmas to “radical left scum” 15:45 Trump announces military strikes in Nigeria to protect Christians 16:30 Trump uses identity as justification for military force 17:00 Trump’s posts about Venezuela through lens of ownership 18:30 Trump strikes different tone with Ukraine, sovereignty is collateral 19:30 Trump’s worldview looks incoherent, but it’s selectively transactional 20:45 Trump has damaged the US’s reputation for a generation 21:45 Europe doesn’t trust the United States anymore 23:00 If oil seizures become precedent, any country could be next 24:30 Allies could turn to China looking for a better deal 25:15 Trump is trading short term wins for long term damage & distrust 27:15 Trump views himself as a TV style mob boss 29:30 Isolationism will cause the EU to strengthen & compete with US 30:30 Trump picks on small countries & does deals with strong ones 37:15 Yaron Weitzman joins the Chuck ToddCast 39:45 How Yaron got started as an author 41:30 Sports journalists now have to trade accountability for access 42:30 Sports journalists don’t have a Freedom of Information Act 43:45 Yaron wasn’t dependent on the Lakers for a credential 45:45 Original LeBron pitch was for the Big 3 Heat, not the Lakers 48:45 LeBron is a cultural icon, not just a basketball icon 50:00 LeBron and the Lakers are both institutions 51:00 LeBron’s brand is even bigger than the Lakers brand 51:45 LeBron’s post basketball life was always going to be in SoCal 53:00 LeBron will be involved in an ownership group eventually 55:00 The Lakers/LeBron pairing was a win-win 56:15 Jerry Buss was not as rich as he portrayed himself to be 57:45 How accurate the Lakers TV shows portray real life 58:45 LeBron was a lifeline for a struggling Lakers franchise 01:00:15 Lakers are the team LeBron has spent most consecutive years 01:01:45 LeBron wasn’t a ring chaser despite his reputations 01:02:15 LeBron turned down the Warriors 01:03:30 LeBron offended Pat Riley during his time in Miami 01:04:45 LeBron’s return to Cleveland 01:06:45 Which franchises will be putting up LeBron statues? 01:07:30 Lakers fans were slow to warm to LeBron due to Kobe rivalry 01:08:30 Not all Kobe fans are Lakers fans 01:09:45 LeBron lived up to his sky high expectations and with no scandals 01:11:00 “The Decision” was the event that made LeBron polarizing 01:12:00 After The Decision fans started siding with players over franchises 01:13:00 LeBron showed that greatness and longevity require hard work 01:14:15 LeBron is universally respected but not universally beloved 01:15:15 Is this LeBron’s last year? 01:16:15 Farewell tour only makes sense with Lakers or Cavs 01:17:45 LeBron could remain a bench player for several more years 01:18:15 How Bronny will factor into his decision 01:20:15 Bronny is beloved by other players and the organization 01:22:00 LeBron’s relationship with Luka Dončić 01:23:45 Lakers began preparing for the post-LeBron era before Luka trade 01:25:45 Does Magic Johnson still have a relationship with the Lakers? 01:28:45 LeBron has mostly stayed away from politics 01:31:00 LeBron lets social media get under his skin from time to time 01:33:45 LeBron is reactive politically, not proactive 01:35:30 LeBron made smart business decisions starting at 20 years old 01:36:00 LeBron’s legacy 01:39:00 Lakers threatened to sue over the book 01:42:00 LeBron likely won’t ever run for office 01:43:30 LeBron will be doing his own documentary version of The Last Dance 01:47:30 ToddCast Time Machine – December 31st, 1954 01:48:30 Ellis Island closes its doors & becomes a museum 01:49:00 America has always argued about being a nation of immigrants 01:49:45 We romanticize Ellis Island, but it caused tension at the time 01:50:30 America has never experienced immigration surge without fear 01:51:15 Immigration quota with discriminatory qualifiers enacted 01:52:30 Ship based migration collapsed after quota 01:53:45 Cold War politics influenced immigration debate in the 1960’s 01:54:45 Immigration policy was sold as modest and non-transformational 01:56:00 Chain migration shifted where immigrants came from 01:57:00 The country relied on illegal immigrant labor & didn’t enforce law 01:57:45 Congress left immigration policy unfinished due to political constraints 01:59:30 Trump admin leans on enforcement, makes immigration a cultural fight 02:00:30 We are a reluctant nation of immigrants 02:02:00 The central question is “Who gets to be an American?” 02:02:45 Ask Chuck 02:03:00 Favorite political comedy? 02:05:00 Should Congress intervene on exorbitant live event prices? 02:12:30 How will midterms shape push for new congressional leaders? 02:15:15 Sports roundupSee omnystudio.com/listener for privacy information.

The latest on the holiday storm. Rat poison is killing fish and wildlife at alarming rates. And, an update on the high-speed rail lawsuit in California. Plus, more from Evening Edition. Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.comThis LAist podcast is supported by Amazon Autos. Buying a car used to be a whole day affair. Now, at Amazon Autos, you can shop for a new, used, or certified pre-owned car whenever, wherever. You can browse hundreds of vehicles from top local dealers, all in one place. Amazon.com/autosVisit www.preppi.com/LAist to receive a FREE Preppi Emergency Kit (with any purchase over $100) and be prepared for the next wildfire, earthquake or emergency! Support the show: https://laist.com

In a replay of an interview Chuck Todd hosted during the summer, he’s joined by a rising star in the Democratic party, Texas Representative Jasmine Crockett. This interview was conducted prior to her announcement that she’ll be running for senate in Texas. She provides insights into her rapidly growing Dallas district and discusses the economic benefits of immigration that contrast sharply with current policies. Crockett, known for her viral moments in congressional hearings, offers a candid assessment of the partisan circus in the House Oversight Committee and the ideological divide within the Democratic Party. The conversation delves into factors behind Trump's victory, whether racism and misogyny impacted Kamala Harris's campaign, and the complex political landscape in Texas, including potential opportunities for Democrats if Ken Paxton defeats John Cornyn in a future primary. Get your wardrobe sorted and your gift list handled with Quince. Don't wait! Go to https://Quince.com/CHUCK for free shipping on your order and 365-day returns. Now available in Canada, too! Go to https://getsoul.com & enter code TODDCAST for 30% off your first order. Got injured in an accident? You could be one click away from a claim worth millions. Just visit https://www.forthepeople.com/TODDCAST to start your claim now with Morgan & Morgan without leaving your couch. Remember, it's free unless you win! Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/chuck. Application times may vary. Rates may vary. Timeline: (Timestamps may vary based on advertisements) 00:00 Chuck Todd’s introduction 02:15 Crockett’s primary against Talarico will be fascinating 02:45 Democratic primaries will be a “fight vs unite” debate 04:30 A Paxton vs Crockett race would be illuminating 08:00 Dem primary in Texas is a coin flip 09:00 Texas senate race could be an all-timer 13:30 Jasmine Crockett joins the Chuck ToddCast! 13:30 Tour of TX-30 (Dallas) 17:00 TX-30 is a hub for aviation 19:50 Dallas is growing exponentially 21:45 How can St. Louis be revitalized? 25:20 Immigrants produce economic dynamism and we’re treating them horribly 27:50 How important are viral moments for political communications 31:30 The partisan circus in the oversight committee 32:45 We have people in government that don’t understand how it works 33:45 DOGE hearing became about trans people competing in fencing 35:30 Is it a generational divide or ideological divide in the Democratic party 36:30 Some members cling to the institutions while they’re burning around them 38:15 State of the Union displayed the differences of approach between members 39:30 How did Democrats end up in this situation? 41:20 Why did Trump win? 43:30 How much did racism and misogyny factor into Kamala Harris losing? 44:45 Did Harris’s background as a prosecutor help or hurt her? 47:15 Trump’s name being on buildings sold the public on his business acumen 49:10 Should Harris take another shot at the presidency? 50:30 Democratic voters don’t want “establishment” candidates 52:15 Democrats are fighting an uphill battle 53:15 Is Texas a 3 party state with two Republican wings? 54:15 If Ken Paxton beats John Cornyn, the Texas senate seat will be in play 56:45 Did Democrats miss the moment in Texas? 58:30 Will the Luka trade leave a lasting mark on Dallas? 59:15 Is she running for oversight chair? 59:40 Her advice for Hakeem JeffriesSee omnystudio.com/listener for privacy information.

#674: Welcome to Greatest Hits Week – five days, five episodes from our vault, spelling out F-I-I-R-E. Today's letter R stands for Real Estate. This episode originally aired in May 2022, but the insights on long-distance investing remain just as relevant for anyone feeling priced out of their local market. We tackle the five biggest challenges of investing far from home – from fear of the unknown to managing contractors remotely – and reveal four compelling benefits that make it worth the effort, especially when you're competing in markets where million-dollar properties are the norm. ________ Remember when inflation was high and rates were rising? What were people saying about real estate back then? And with the benefit of hindsight, how much of what we thought at the time proved to be correct? If you feel unsettled, join the club. At this present moment – December 2025 – interest rates are falling, but not enough. Inflation is mostly under control, but not enough. The noise makes everything feel new. When you only see the present moment, everything looks obvious. When you remember the past, patterns start to show. That's why we're rewinding the clock back to May 2022 – when interest rates were rising and inflation was near its peak. So what was on our mind three years ago? We start with the basics. Why the Federal Reserve raises rates. What higher borrowing costs do to spending. Why falling stock prices often reflect fear – not proof that housing prices must fall next. We explain the difference between recession and deflation, and why the two are often confused. We walk through what made the housing market in 2022 different from 2008. Inventory was tight. Builders had not overbuilt. Many homeowners held fixed-rate mortgages and record levels of equity. Those conditions mattered then. They still matter now. That equity becomes the next focus. We talk about cash-out refinances, HELOCs, and reverse mortgages – and what happens when homeowners borrow against rising values. You hear how higher rates can slow borrowing, why that matters for inflation, and what risks appear if some borrowers struggle to repay. From there, we outline four ways investors might encounter properties if foreclosures rise: bank-owned homes, short sales, “subject to” deals, and wraparound mortgages. The episode then shifts to long-distance real estate investing. You hear the real challenges. Fear of the unknown. Managing people you cannot see. Contractors who disappear. Agents who stop returning calls. You also hear what makes distance workable: education, relationships, local investor networks. We walk through how investors think when conditions feel unstable — and why looking backward sharpens how you see what comes next. Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (0:00) Trade-offs and priorities (07:41) Fed hikes rates (09:16) Inflation drivers explained (11:26) Recession vs housing (13:21) Home equity surge (15:21) Borrowing against equity (17:11) Foreclosures and options (18:26) Subject-to and wraps (21:11) Shift to distance investing (25:31) Education and networks (31:36) Choosing markets (36:11) Accountability challenges Learn more about your ad choices. Visit podcastchoices.com/adchoices

November delivered a mixed bag for short-term rentals — and this episode breaks down what really happened beneath the headline numbers. RevPAR dipped, occupancy softened, and demand growth slowed, but not for the reasons many hosts might expect. Jamie Lane and Bram Gallagher unpack how calendar shifts, supply growth, and subtle demand dynamics distorted the monthly data — and why November may not be as weak as it first appears.Beyond performance, the conversation zooms out to the broader economic backdrop shaping STR demand. With new jobs and inflation data finally back online, the picture that emerges is one of a gradually softening labor market, uneven sector growth, and continued uncertainty around interest rates. The hosts also explore troubling trends in international inbound travel, particularly from Canada, and what policy shifts — or global events — could mean for future recovery.The episode closes on a forward-looking note, spotlighting holiday pacing and the early signals for 2026. From stronger-than-expected Christmas and New Year travel to a surge in bookings tied to the 2026 World Cup, this data-rich discussion offers hosts and operators critical insight into where opportunity — and risk — may lie in the months ahead.You don't want to miss this episode if you're planning for 2025 and beyond.Key Takeaways for STR Hosts & ManagersNovember's softness was partly a calendar illusion: A day-of-week shift materially impacted occupancy and demand comparisons.Rates are stabilizing again: ADR and repeat rent index growth returned after a weak late summer, signaling pricing power may be improving.International demand remains a concern: Inbound travel to the U.S. is still significantly down, especially from Canada.Holiday travel is shifting later: New Year's is pacing exceptionally strong, pushing more demand into early January.The World Cup is already reshaping 2026 demand: June bookings are surging — especially in host cities — with major implications for pricing and strategy.Sign up for AirDNA for FREE

Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the state of the industry as we approach the Christmas Day holiday. Plus, Robbie sits down with Rob Chrisman for a discussion on the holiday spirit, industry seasonality, financial modeling, inflation, and tales from Christmas past. And we close by looking at the why rates are treading water ahead of the new year.Thanks to Gallus Insight, which is transforming employee analytics into actionable insights. Gallus' ROI tool for learning and development activity is the most powerful in the world, and also the easiest to use.

Barry Knapp gives his outlook for rates in 2026 and explains how the Fed's policies have affected housing affordability and inflation. It's more than just rate decisions, he notes, their balance sheet has huge implications for the economy. He explains how relaxing banking regulations is key to the Fed's plans.======== Schwab Network ========Empowering every investor and trader, every market day. Subscribe to the Market Minute newsletter - https://schwabnetwork.com/subscribeDownload the iOS app - https://apps.apple.com/us/app/schwab-network/id1460719185Download the Amazon Fire Tv App - https://www.amazon.com/TD-Ameritrade-Network/dp/B07KRD76C7Watch on Sling - https://watch.sling.com/1/asset/191928615bd8d47686f94682aefaa007/watchWatch on Vizio - https://www.vizio.com/en/watchfreeplus-exploreWatch on DistroTV - https://www.distro.tv/live/schwab-network/Follow us on X – https://twitter.com/schwabnetworkFollow us on Facebook – https://www.facebook.com/schwabnetworkFollow us on LinkedIn - https://www.linkedin.com/company/schwab-network/ About Schwab Network - https://schwabnetwork.com/about

Data shows fewer people coming to California. Immigration rates have been cut in half within the last year and it's largely linked to the current administration. For more, KCBS's Rebecca Goodeyon spoke with KCBS Insider Phil Matier.

Mike Pesca, host of “The Gist” joins Chuck Todd for a wide-ranging conversation about the state of media, technology, and trust at the end of 2025—and where things may be headed next. They dig into how legacy media is being reshaped by new owners, shrinking business models, and audience capture, with a close look at CBS, the Ellisons, and whether disruption is a threat or a lifeline for traditional news brands. Pesca also reflects on the rise of nonprofit journalism, the limits of AI in reporting, and why Congress has largely abdicated its role in regulating both media and tech. The discussion then turns to the growing unease around AI, gambling, and prediction markets, from bipartisan support for getting smartphones out of schools to fears that unregulated betting is distorting journalism, sports, and public life. Pesca and Todd explore why optimism around AI is collapsing, how insider information can be exploited in everything from sports gambling to political markets, and why many of today’s “innovations” feel eerily similar to past technological panics. The throughline: institutions are lagging behind rapid change, and the cost of that delay is showing up everywhere—from newsrooms to classrooms to democracy itself. Get your wardrobe sorted and your gift list handled with Quince. Don't wait! Go to https://Quince.com/CHUCK for free shipping on your order and 365-day returns. Now available in Canada, too! Go to https://getsoul.com & enter code TODDCAST for 30% off your first order. Got injured in an accident? You could be one click away from a claim worth millions. Just visit https://www.forthepeople.com/TODDCAST to start your claim now with Morgan & Morgan without leaving your couch. Remember, it's free unless you win! Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/chuck. Application times may vary. Rates may vary. Timeline: (Timestamps may vary based on advertisements) 00:00 Mike Pesca joins the Chuck ToddCast 01:30 Rundown of Mike’s many “hustles” 03:15 Is the information ecosystem better or worse at the end of 2025? 04:30 CBS News under Bari Weiss is now selling a different product 06:00 Legacy media could benefit from some disruption 06:45 Weiss gave up working for the Salzbergers to work for the Ellisons 07:30 There’s no money in producing network news 09:45 There was audience capture at the New York Times 11:00 A boring president will make the Ellisons care less about CBS 13:00 David Ellison isn’t ideologically MAGA or even a Republican 14:00 Silicon Valley is less ideological, just want less regulation 14:45 Ellisons are treating CBS as part of their lobbying budget 15:45 A huge part of 60 Minutes popularity is that it airs after football 16:30 CBS has brands that will survive even if the network doesn’t 17:45 We’re a few years away from local TV affiliates going a-la-carte 19:00 Channel numbers are meaningless to younger audiences 19:30 Non profits like ProPublica are doing some of the best journalism 20:45 AI can’t replace people in the journalism space 21:45 NOTUS is the only organization covering DC locally 23:15 Historically, American media has been partisan 24:00 Big newspapers should have two editorial sections 26:30 Imagine if Bezos built an “everything” newspaper like he did Amazon 28:00 AI transition will be painful, fear of AI displacement will dominate 28:45 New polling shows huge drop in optimism surrounding AI 30:15 Sam Altman shocked the world by saying “Please regulate me” 31:15 We need more visibility into how AI actually works 32:00 The regulators are always too old & removed from new tech 32:45 Congress has willingly abdicated their regulatory role 34:30 Employees at AI companies express worry it could go very wrong 35:30 Getting tech/smartphones out of schools has bipartisan agreement 37:15 There have always been panics about major tech change 38:15 Sports gambling without regulation has been a disaster 40:45 Athletes can easily fix a player prop to make money 42:15 Online casinos should have never been allowed to exist 44:15 Insider info can easily been cashed in on prediction markets 46:15 Will insider trading laws now affect copy editors at publications? 47:30 Betting has drastically affected coverage at ESPN 49:00 College football playoff selection is totally subjective 51:30 Potential fixes to college football playoff selection 55:00 Will prediction markets remain legal? 56:45 Pandemics make society do crazy things 57:45 Online casinos will likely become illegal in the coming years 1:00:00 The states didn’t roll out marijuana legalization the right waySee omnystudio.com/listener for privacy information.

Chuck Todd digs into the growing crisis of trust in American media and politics, sparked by CBS News pulling a 60 Minutes episode amid controversy and perceptions of corporate and political pressure. He examines how Bari Weiss’s handling of the situation exposed a lack of understanding of television news culture, why 60 Minutes has become the ultimate measure of CBS’s credibility, and how ownership, mergers, and appeasing power have once again put business interests ahead of journalism. The episode also explores troubling signals from the Justice Department’s handling of Epstein-related releases and what they reveal about political favoritism and eroding institutional independence. Chuck then widens the lens to the political fallout, arguing that Donald Trump squandered his political capital and failed to build a durable coalition, and lays out how cracks in Trump’s coalition are becoming chasms. Then, Mike Pesca, host of “The Gist” joins Chuck Todd for a wide-ranging conversation about the state of media, technology, and trust at the end of 2025—and where things may be headed next. They dig into how legacy media is being reshaped by new owners, shrinking business models, and audience capture, with a close look at CBS, the Ellisons, and whether disruption is a threat or a lifeline for traditional news brands. Pesca also reflects on the rise of nonprofit journalism, the limits of AI in reporting, and why Congress has largely abdicated its role in regulating both media and tech. The discussion then turns to the growing unease around AI, gambling, and prediction markets, from bipartisan support for getting smartphones out of schools to fears that unregulated betting is distorting journalism, sports, and public life. Pesca and Todd explore why optimism around AI is collapsing, how insider information can be exploited in everything from sports gambling to political markets, and why many of today’s “innovations” feel eerily similar to past technological panics. The throughline: institutions are lagging behind rapid change, and the cost of that delay is showing up everywhere—from newsrooms to classrooms to democracy itself. Finally, he answers listeners’ questions in the “Ask Chuck” segment and breaks down the biggest stories in the world of sports. Get your wardrobe sorted and your gift list handled with Quince. Don't wait! Go to https://Quince.com/CHUCK for free shipping on your order and 365-day returns. Now available in Canada, too! Go to https://getsoul.com & enter code TODDCAST for 30% off your first order. Got injured in an accident? You could be one click away from a claim worth millions. Just visit https://www.forthepeople.com/TODDCAST to start your claim now with Morgan & Morgan without leaving your couch. Remember, it's free unless you win! Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/chuck. Application times may vary. Rates may vary. Timeline: (Timestamps may vary based on advertisements) 00:00 Chuck Todd’s introduction 04:00 CBS News embroiled with controversy after pulling 60 Minutes episode 04:30 Bari Weiss’s inexperience in TV news is on full display 05:30 Weiss’s made incorrect assumption that everyone saw NYT story 06:45 The perception is the administration leaned on Weiss to kill story 08:00 Too many news executives don’t understand the process 09:30 Trump has complained publicly about 60 Minutes 10:15 Ellison willing to appease Trump in order to get merger approval 11:00 CBS News will be judged entirely on 60 Minutes 12:30 Weiss has lost the trust of the journalists at CBS 13:15 Corporate owned media has once again let the public down 14:00 WaPo’s editorial board completely changed after Bezos bought it 15:00 This event will further erode the public trust in media 16:15 Journalism that’s tethered to popularity will be compromised 17:15 Trust is more important than popularity for journalists 18:45 Corporations won’t let their news divisions interfere with business 19:30 DOJ frontloaded Clinton/Epstein releases & Trump releases later 20:45 DOJ releases statement that sounds like they’re Trump’s defense attorney 22:45 It’s notable that DOJ only singled out Trump for a defensive statement 24:45 Trump blew his “honeymoon” period in less than a year 25:30 Both Biden & Trump burned their political capitol early 28:15 Trump blew the chance to build a GOP that outlasts him 29:30 Trump didn’t win the 2024 election - Biden/Harris lost it 31:15 Voters don’t like party in power, 2008 was last “Vote for” election 33:00 Biden misinterpreted 2022 results, lots of bad GOP candidates 34:00 Liberation Day destroyed Trump’s goodwill with the public 36:15 The cracks in Trump’s coalition are turning into chasms 38:00 The GOP has been too concerned with appeasing the online right 39:15 Democrats could be having their own “Tea Party” moment 46:45 Mike Pesca joins the Chuck ToddCast 48:15 Rundown of Mike’s many “hustles” 50:00 Is the information ecosystem better or worse at the end of 2025? 51:15 CBS News under Bari Weiss is now selling a different product 52:45 Legacy media could benefit from some disruption 53:30 Weiss gave up working for the Salzbergers to work for the Ellisons 54:15 There’s no money in producing network news 56:30 There was audience capture at the New York Times 57:45 A boring president will make the Ellisons care less about CBS 59:45 David Ellison isn’t ideologically MAGA or even a Republican 1:00:45 Silicon Valley is less ideological, just want less regulation 1:01:30 Ellisons are treating CBS as part of their lobbying budget 1:02:30 A huge part of 60 Minutes popularity is that it airs after football 1:03:15 CBS has brands that will survive even if the network doesn’t 1:04:30 We’re a few years away from local TV affiliates going a-la-carte 1:05:45 Channel numbers are meaningless to younger audiences 1:06:15 Non profits like ProPublica are doing some of the best journalism 1:07:30 AI can’t replace people in the journalism space 1:08:30 NOTUS is the only organization covering DC locally 1:09:00 Historically, American media has been partisan 1:09:45 Big newspapers should have two editorial sections 1:13:15 Imagine if Bezos built an “everything” newspaper like he did Amazon 1:14:45 AI transition will be painful, fear of AI displacement will dominate 1:15:30 New polling shows huge drop in optimism surrounding AI 1:17:00 Sam Altman shocked the world by saying “Please regulate me” 1:18:00 We need more visibility into how AI actually works 1:18:45 The regulators are always too old & removed from new tech 1:19:30 Congress has willingly abdicated their regulatory role 1:21:15 Employees at AI companies express worry it could go very wrong 1:22:15 Getting tech/smartphones out of schools has bipartisan agreement 1:24:00 There have always been panics about major tech change 1:25:00 Sports gambling without regulation has been a disaster 1:27:30 Athletes can easily fix a player prop to make money 1:29:00 Online casinos should have never been allowed to exist 1:31:00 Insider info can easily been cashed in on prediction markets 1:33:00 Will insider trading laws now affect copy editors at publications? 1:34:15 Betting has drastically affected coverage at ESPN 1:35:45 College football playoff selection is totally subjective 1:38:15 Potential fixes to college football playoff selection 1:41:45 Will prediction markets remain legal? 1:43:30 Pandemics make society do crazy things 1:44:30 Online casinos will likely become illegal in the coming years 1:46:45 The states didn’t roll out marijuana legalization the right way 1:54:00 Chuck’s thoughts on interview with Mike Pesca 1:54:45 Trump floats leaving the presidency for “hosting” in social post 1:55:45 Is Trump soft launching stepping down from the presidency? 1:57:00 Ask Chuck 1:57:45 What wing of the party will the GOP lean towards in 2028? 2:04:00 What are the classes you teach like? 2:11:15 How would things be different if H.W. Bush won a second term? 2:16:00 How do we address the erosion of historical education? 2:20:45 Was the country really that united over Garfield’s death? 2:26:15 Sports roundupSee omnystudio.com/listener for privacy information.

Chuck Todd digs into the growing crisis of trust in American media and politics, sparked by CBS News pulling a 60 Minutes episode amid controversy and perceptions of corporate and political pressure. He examines how Bari Weiss’s handling of the situation exposed a lack of understanding of television news culture, why 60 Minutes has become the ultimate measure of CBS’s credibility, and how ownership, mergers, and appeasing power have once again put business interests ahead of journalism. The episode also explores troubling signals from the Justice Department’s handling of Epstein-related releases and what they reveal about political favoritism and eroding institutional independence. Chuck then widens the lens to the political fallout, arguing that Donald Trump squandered his political capital and failed to build a durable coalition, and lays out how cracks in Trump’s coalition are becoming chasms. Finally, he answers listeners’ questions in the “Ask Chuck” segment and breaks down the biggest stories in the world of sports. Get your wardrobe sorted and your gift list handled with Quince. Don't wait! Go to https://Quince.com/CHUCK for free shipping on your order and 365-day returns. Now available in Canada, too! Go to https://getsoul.com & enter code TODDCAST for 30% off your first order. Got injured in an accident? You could be one click away from a claim worth millions. Just visit https://www.forthepeople.com/TODDCAST to start your claim now with Morgan & Morgan without leaving your couch. Remember, it's free unless you win! Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/chuck. Application times may vary. Rates may vary. Timeline: 00:00 Chuck Todd’s introduction 02:30 CBS News embroiled with controversy after pulling 60 Minutes episode 03:00 Bari Weiss’s inexperience in TV news is on full display 04:00 Weiss’s made incorrect assumption that everyone saw NYT story 05:15 The perception is the administration leaned on Weiss to kill story 06:30 Too many news executives don’t understand the process 08:00 Trump has complained publicly about 60 Minutes 08:45 Ellison willing to appease Trump in order to get merger approval 09:30 CBS News will be judged entirely on 60 Minutes 11:00 Weiss has lost the trust of the journalists at CBS 11:45 Corporate owned media has once again let the public down 12:30 WaPo’s editorial board completely changed after Bezos bought it 13:30 This event will further erode the public trust in media 14:45 Journalism that’s tethered to popularity will be compromised 15:45 Trust is more important than popularity for journalists 17:15 Corporations won’t let their news divisions interfere with business 18:00 DOJ frontloaded Clinton/Epstein releases & Trump releases later 19:15 DOJ releases statement that sounds like they’re Trump’s defense attorney 21:15 It’s notable that DOJ only singled out Trump for a defensive statement 23:15 Trump blew his “honeymoon” period in less than a year 24:00 Both Biden & Trump burned their political capitol early 26:45 Trump blew the chance to build a GOP that outlasts him 28:00 Trump didn’t win the 2024 election - Biden/Harris lost it 29:45 Voters don’t like party in power, 2008 was last “Vote for” election 31:30 Biden misinterpreted 2022 results, lots of bad GOP candidates 32:30 Liberation Day destroyed Trump’s goodwill with the public 34:45 The cracks in Trump’s coalition are turning into chasms 36:30 The GOP has been too concerned with appeasing the online right 37:45 Democrats could be having their own “Tea Party” moment 45:15 Trump floats leaving the presidency for “hosting” in social post 46:15 Is Trump soft launching stepping down from the presidency? 47:30 Ask Chuck 48:15 What wing of the party will the GOP lean towards in 2028? 54:30 What are the classes you teach like? 1:01:45 How would things be different if H.W. Bush won a second term? 1:06:30 How do we address the erosion of historical education? 1:11:15 Was the country really that united over Garfield’s death? 1:16:45 Sports roundupSee omnystudio.com/listener for privacy information.

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureThe world is moving away from wind and solar, coal demand is up, China was never going along with the green new scam. Trump is moving carefully through the [CB] minefield economy. Gold is on the move. Trump is moving the country out of the old system. The [DS] try to get Trump with the Epstein hoax, now that the information dropped the people can now see what the [DS] was planning. Ship building is coming back to the US. Trump signs the NDAA that has additional protections for the election. Every step of the way Trump is countering the [DS] cheating system. Economy https://twitter.com/KobeissiLetter/status/2003156645388406992?s=20   consumption, or 4.95 billion tonnes. By comparison, US coal demand stands at 410 million tonnes, just ~5% of the world's total. Meanwhile, the IEA projects a gradual decline in demand over the next 5 years, to ~8.60 billion tonnes by 2030. However, past forecasts of peak coal demand have repeatedly proven wrong, as consumption continues to rise. Coal remains in high demand 23 US States Are At High Risk Of (Or In) Recession Currently  In 2025, states responsible for about a third of U.S. GDP are in recession, or face high recession risk. Another third are expanding, including Florida and Utah, based on payrolls, employment, and other key economic data. This graphic, via Visual Capitalist’s Dorothy Neufeld, shows recession risk by state in 2025, based on analysis from Mark Zandi, chief economist at Moody's Analytics. In Recession/High Risk Treading Water Expanding State/District Business Cycle Status Share of U.S. GDP (%) Georgia In Recession/High Risk 3.03 Montana In Recession/High Risk 0.25 Wyoming In Recession/High Risk 0.18 Michigan In Recession/High Risk 2.44 Massachusetts In Recession/High Risk 2.73 Mississippi In Recession/High Risk 0.53 Minnesota In Recession/High Risk 1.70 Kansas In Recession/High Risk 0.80 Rhode Island In Recession/High Risk 0.28 Delaware In Recession/High Risk 0.34 Washington In Recession/High Risk 3.02 Illinois In Recession/High Risk 3.85 West Virginia In Recession/High Risk 0.36 New Hampshire In Recession/High Risk 0.42 Maryland In Recession/High Risk 1.86 Virginia In Recession/High Risk 2.66 South Dakota In Recession/High Risk 0.25 Connecticut In Recession/High Risk 1.27 Oregon In Recession/High Risk 1.14 Iowa In Recession/High Risk 0.86 New Jersey In Recession/High Risk 2.93 Maine In Recession/High Risk 0.33 District of Columbia In Recession/High Risk 0.64 Missouri Treading Water 1.54 Ohio Treading Water 3.14 Hawaii Treading Water 0.39 Arkansas Treading Water 0.65 New Mexico Treading Water 0.49 Tennessee Treading Water 1.87 New York Treading Water 7.92 Vermont Treading Water 0.16 Alaska Treading Water 0.24 Colorado Treading Water 1.92 California Treading Water 14.50 Nevada Treading Water 0.86 South Carolina Expanding 1.18 Texas Expanding 9.41 Oklahoma Expanding 0.92 Idaho Expanding 0.43 Kentucky Expanding 0.99 Alabama Expanding 1.10 Indiana Expanding 1.81 Nebraska Expanding 0.63 North Carolina Expanding 2.86 Louisiana Expanding 1.11 Florida Expanding 5.78 North Dakota Expanding 0.26 Pennsylvania Expanding 3.54 Arizona Expanding 1.88 Wisconsin Expanding 1.53 Utah Expanding 1.02 Currently, many coastal, Northeastern states are facing some of the worst economic conditions. In Maine, for instance, year-over-year GDP growth is just 0.8% as of Q2 2025, compared to the U.S. average of 2.1%. Meanwhile, Washington, D.C.'s unemployment rate was 6.4% in July, significantly higher than the 4.6% U.S. average given sweeping federal cuts. According to Zandi's analysis, New York and California are “Treading Water”, together responsible for driving over 22% of U.S. GDP. In comparison, Texas, which fuels 9.4% of U.S. economic growth is expanding. Unemployment rates of 4.0% in July remain below the U.S. average. Additionally, the Texas economy is growing faster than the nation, while income growth rose 6.3% annually as of Q2 2025, outpacing the national average.   Source: zerohedge.com (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/unseen1_unseen/status/2003254895143461092?s=20   caused by falling home prices while increasing the affordability of homes. Home builders aren’t going to build more homes if they are losing money. Trump can’t force them to build homes. This is where thinking outside the box comes in play and things like the 50 year mortgage, interest rate cuts, lower down-payments, salt taxes etc get proposed. With deportations and the decline of the boomer generation from old age, supply will be increasing. Prices will come down. The trick is not to allow them to go into a free fall and keep demand high enough to soak up a great deal of that supply. Trump’s proposed $2,000 tariff rebate checks depend on Congress   President Donald Trump needs Congress to take action to make good on a proposal to send some Americans $2,000 tariff rebate checks next year. Director of the National Economic Council Kevin Hassett said the U.S. House and Senate will need to take up the matter. “I would expect that in the new year, the president will bring forth a proposal to Congress to make that happen,” Hassett said on “Face the Nation” on Sunday. Details about Trump’s tariff rebate proposal remain sparse. Trump has said he wants to issue the rebate checks and use the rest of the tariff revenue to pay down the nation’s $38 trillion debt, even as the U.S. Supreme Court has not yet determined whether he has the authority to impose tariffs. Source: thecentersquare.com US Industrial Production Rises At Strongest Annual Rate Since Apr 2022 Following the much-stronger-than-expected GDP print, US Industrial Production also surprised to the upside, rising 0.2% MoM in November and pulling the YoY change up to 2.52% – the strongest annual growth since April 2022… Source: zerohedge.com Trump Boom: U.S. Economy Grows 4.3%, Fastest in Two Years, Smashing Expectations The U.S. economy grew this summer at the fastest pace in two years, far outpacing economists' forecasts. The Commerce Department said U.S. gross domestic product—the government's official economic scorecard—rose at a seasonally and inflation-adjusted 4.3 percent annual rate in the third quarter. The report on the July through September period was delayed due to the shutdown. Consumer spending grew much faster than expected, expanding at a seasonally and inflation-adjusted annual rate of 3.5 percent. That's up from 2.5 percent in the second quarter and above the 2.7 percent expected. Source: breitbart.com    FULL steam ahead — “You haven't seen anything yet!” Thank you for your attention to this matter. MAKE AMERICA GREAT AGAIN! DONALD J. TRUMP PRESIDENT OF THE UNITED STATES OF AMERICA https://twitter.com/EricLDaugh/status/2003149733158588868?s=20 This list is just the table setting for the coming booming economy. Wait till Trump transforms the entire fiat world debt system. A Golden Age for the world approaches. https://twitter.com/KobeissiLetter/status/2003285919668011147?s=20    good news, the Market went up. Nowadays, when there is good news, the Market goes down, because everybody thinks that Interest Rates will be immediately lifted to take care of “potential” Inflation. That means that, essentially, we can never have a Great Market again, those Markets from the time when our Nation was building up, and becoming great. Strong Markets, even phenomenal Markets, don't cause Inflation, stupidity does! I want my new Fed Chairman to lower Interest Rates if the Market is doing well, not destroy the Market for no reason whatsoever. I want to have a Market the likes of which we haven't had in many decades, a Market that goes up on good news, and down on bad news, the way it should be, and the way it was. Inflation will take care of itself and, if it doesn't, we can always raise Rates at the appropriate time — But the appropriate time is not to kill Rallies, which could lift our Nation by 10, 15, and even 20 GDP points in a year — and maybe even more than that! A Nation can never be Economically GREAT if “eggheads” are allowed to do everything within their power to destroy the upward slope. We are going to be encouraging the Good Market to get better, rather than make it impossible for it to do so. We are going to see numbers that are far more natural, and far better, than they have ever been before. We are going to, MAKE AMERICA GREAT AGAIN! The United States should be rewarded for SUCCESS, not brought down by it. Anybody that disagrees with me will never be the Fed Chairman! Political/Rights https://twitter.com/libsoftiktok/status/2003309528805470611?s=20 https://twitter.com/MrAndyNgo/status/2003266300832038926?s=20 https://twitter.com/libsoftiktok/status/2003271819705389139?s=20   interfere with immigration operations. https://twitter.com/libsoftiktok/status/2003378383862817224?s=20 https://twitter.com/BillMelugin_/status/2002573015142576350?s=20 https://twitter.com/TriciaOhio/status/2002801058897142114?s=20   This was a targeted operation to arrest Fernandez Flores, a criminal illegal alien from Honduras with a criminal conviction for making a false police report. Flores entered the United States illegally at unknown date and location without inspection by an immigration officer. He will remain in ICE custody pending further immigration proceedings. If you come to our country illegally and break our laws, we will find you, we will arrest you, and you will not return. https://twitter.com/DHSgov/status/2003130997198713329?s=20https://twitter.com/MJTruthUltra/status/2003214521419333695?s=20 https://twitter.com/MJTruthUltra/status/2003214521419333695?s=20 WATCH: Justice Department Releases Shocking Recreation Video of Jeffrey Epstein Trying to Kill Himself The Justice Department on Monday released recreation video of Jeffrey Epstein inside of his jail cell trying to kill himself. The video – which was revealed to be computer-generated – is timestamped August 10, 2019 at 4:29 am ET – Epstein was found dead at 6:30 am ET on August 10, 2019. Prosecutors previously said that the two CCTV cameras positioned outside of Epstein's cell had malfunctioned. The 10-second recreation video shows Epstein sitting on the floor of his cell attempting to kill himself. WATCH:  Source: thegatwaypundit.com  https://twitter.com/MarioNawfal/status/2003476301970133417?s=20  “a circular line of erythema at the base of the neck” along with other marks of friction and bruising on his knee. Epstein told prison staff he didn't remember what happened but was afraid to return to the Special Housing Unit, saying it was “where he had gotten marks on his neck and he does not know why it happened.” He said he had only slept 30 minutes a night for five days due to noise and stress. His cellmate, ex-cop Nicholas Tartaglione, had reportedly been harassing him, and Epstein claimed “he tried to kill me.” Staff noted Tartaglione had been aggressive and was seen mocking Epstein with a string around his neck. Despite these signs, the incident was labeled a “possible suicide attempt.” https://twitter.com/MarioNawfal/status/2003292687835787393?s=20  were actively tracking and attempting to contact 10 individuals connected to Epstein’s crimes. The email references attempts to contact Brunel (modeling agent Jean-Luc Brunel, who later died in prison), Maxwell (Ghislaine, now serving 20 years), and mentions “Ohio contacting Wexner.” Les Wexner is the billionaire L Brands founder who gave Epstein his $77 million NYC mansion and served as his primary financial benefactor for years. A separate confidential document from law firm Debevoise & Plimpton lists SDNY matters they appeared in, including one entry: “Wexner: Epstein investigation.” 10 co-conspirators. Only Maxwell was ever charged. The names behind those black boxes are the real story here. https://twitter.com/MikeBenzCyber/status/2003358231780032675?s=20 https://twitter.com/MarioNawfal/status/2003480729624412240?s=20  and his residence as Dammam, Saudi Arabia. Profession listed: “Manager.” It's part of a trove of thousands of Epstein-related files released overnight. https://twitter.com/MarioNawfal/status/2003436034709995730?s=20   from Epstein's properties – computers, hard drives, disks, the digital nervous system of the operation. And they can't get it. At one point, frustration boils over into honesty: “The FBI is completely fucking us on this.” That's not a tweet. That's an internal DOJ message. Translation: the prosecutors responsible for bringing cases did not have a clear, reliable accounting of the evidence in the FBI's possession. Not what was seized. Not what was imaged. Not what was searchable. Not what was missing. This isn't incompetence in a vacuum. It's structural. Evidence control is power. Whoever controls the data controls the pace, the scope, and the fallout. And remember: Epstein died before trial. Maxwell was prosecuted narrowly. No broader conspiracy case ever materialized. Prediction: this is why. Not because the evidence didn't exist- but because it never cohered into something prosecutors could safely touch without detonating their own case. The scandal isn't just who was on the tapes. It's that even the feds couldn't tell you where the tapes went. That's not a cover-up movie plot. That's a system quietly eating itself. https://twitter.com/sentdefender/status/2003457025695719784?s=20  and sensationalist claims made against President Trump that were submitted to the FBI right before the 2020 Election. To be clear: the claims are unfounded and false, and if they had a shred of credibility, they certainly would have been weaponized against President Trump already.” New: More Epstein Files Drop, and Donald Trump Appears to Be the Star This Time Around So, what incriminating evidence against President Trump is to be found in this latest drop? Apparently, an email from January 2020 in which a federal prosecutor from New York – of course – to an “undisclosed person” claiming Trump had flown on Jeffrey Epstein’s private plan at least eight times during the 1990s, and one time there was a 20-year-old woman on the flight.  Here’s more: The email, which was sent in January 2020 from a federal prosecutor in New York to an undisclosed person, says, “For your situational awareness, wanted to let you know that the flight records we received yesterday reflect that Donald Trump traveled on Epstein's private jet many more times than previously has been reported (or that we were aware), including during the period we would expect to charge in a [Ghislaine] Maxwell case.”  This big revelation is that Trump traveled a few more times than we previously knew, although this was during a time period that the president has already acknowledged having had an association with Epstein. Note the timing of the email – January 2020 is when the presidential election would be kicking into full swing. This anonymous federal prosecutor clearly thought they had a gotcha moment, but there’s a pesky little detail that puts things in perspective: “[Trump] is listed as having traveled with, among others and at various times, Marla Maples, his daughter Tiffany, and his son Eric.”  Source: redstate.com The specific document you’re referring to appears to be the complaint filed in the 2020 civil lawsuit Doe v. Indyke et al. (Case No. 1:20-cv-00484, S.D.N.Y.), which was part of the recently released Epstein files by the U.S. Department of Justice.  This lawsuit was brought by an anonymous plaintiff (“Jane Doe”) against the executors of Jeffrey Epstein’s estate (Darren Indyke and Richard Kahn) and Ghislaine Maxwell, seeking compensation for alleged sexual abuse and trafficking by Epstein.How Trump’s Name Appears in the DocumentOn page 4 of the complaint, the plaintiff alleges that during one of her encounters with Epstein (around the 1990s), he took her to Trump’s Mar-a-Lago resort in Florida when she was 14 years old. Epstein reportedly introduced her to Donald Trump (then the owner of Mar-a-Lago), elbowed him playfully, and asked, referring to the girl, “This is a good one, right?” Trump is described as smiling and nodding in agreement, after which they both chuckled. The plaintiff states she felt uncomfortable but was too young to understand why at the time. The document does not accuse Trump of any criminal wrongdoing or involvement in Epstein’s abuse; it frames this as part of the broader context of her grooming and exploitation by Epstein.How the Name Got Into the DocumentTrump’s name was included as part of the plaintiff’s personal allegations detailing her experiences with Epstein. The complaint is a legal filing where the victim recounts specific incidents to support her claims against Epstein’s estate and associates. It reflects her firsthand account, not a court-verified fact or evidence from other sources.  There is no mention of independent corroboration (e.g., witnesses, photos, or records) in the filing itself, and it has not been adjudicated in court as true.Source of the AllegationThe source is the anonymous plaintiff (“Jane Doe”), who claims to be a victim of Epstein’s abuse starting from age 13 or 14.  She was reportedly recruited at a summer camp in Michigan and alleges ongoing grooming and assaults by Epstein over several years. This Doe is distinct from other known accusers like Virginia Giuffre, though a similar incident (Epstein introducing a 14-year-old to Trump at Mar-a-Lago without the “good one” comment) was testified to by another accuser (“Jane”) during Ghislaine Maxwell’s 2021 criminal trial.  https://twitter.com/disclosetv/status/2003236602374713557?s=20 DOGE Geopolitical https://twitter.com/BreannaMorello/status/2003196698974191914?s=20   that are protected under the Constitution. Under D.C. law, anyone wishing to own a firearm must register it with the MPD. However, the D.C. Code imposes a sweeping ban on the registration—and thus the legal possession—of a wide range of firearms. This broad prohibition, the Justice Department argues, infringes on the Second Amendment rights of law-abiding citizens who seek to keep and bear commonly owned firearms for lawful purposes. Trump's DOJ Sues Washington, D.C. Police Department Over Unconstitutional Ban on Semi-Automatic Firearms The Department of Justice has filed a lawsuit against the District of Columbia's Metropolitan Police Department for enforcing a ban on semi-automatic firearms in violation of the Second Amendment. The lawsuit alleges that D.C.'s gun laws require registration of all firearms with the MPD; however, the D.C. Code imposes a sweeping ban on numerous protected weapons, making it legally impossible for residents to own them for self-defense or other lawful purposes. The DOJ said in a press release announcing the lawsuit: “MPD's current pattern and practice of refusing to register protected firearms is forcing residents to sue to protect their rights and to risk facing wrongful arrest for lawfully possessing protected firearms.” “Today's action from the Department of Justice's new Second Amendment Section underscores our ironclad commitment to protecting the Second Amendment rights of law-abiding Americans,” said Attorney General Pamela Bondi. Bondi continued, “Washington, DC's ban on some of America's most popular firearms is an unconstitutional infringement on the Second Amendment — living in our nation's capital should not preclude law-abiding citizens from exercising their fundamental constitutional right to keep and bear arms.” Echoing this sentiment, Assistant Attorney General Harmeet K. Dhillon of the Civil Rights Division added, “This Civil Rights Division will defend American citizens from unconstitutional restrictions of commonly used firearms, in violation of their Second Amendment rights. The newly established Second Amendment Section filed this lawsuit to ensure that the very rights D.C. resident Mr. Heller secured 17 years ago are enforced today — and that all law-abiding citizens seeking to own protected firearms for lawful purposes may do so.” The case draws directly from the landmark 2008 Supreme Court decision in District of Columbia v. Heller, where the Court affirmed that the Second Amendment protects the right of law-abiding citizens to own semi-automatic weapons in their homes for self-defense. Source: thegatewaypundit.com https://twitter.com/CynicalPublius/status/2003192220753723840?s=20 https://twitter.com/disclosetv/status/2003238094057955337?s=20 War/Peace https://twitter.com/WarClandestine/status/2003334956479558072?s=20 there will be no escalation into broader conflict, and the decision has already been made. However, precision air strikes on cartel assets seems like a probable outcome. Trump is neutralizing Deep State assets around the globe, and South/Central American drug cartels are assets of the Deep State. They are transnational criminal organizations responsible for the drug, weapon, and human trafficking of the Western hemisphere, and their racket feeds the Deep State machine. My guess is, that cartel drug factories and assets are going to get smoked by the US MIL via precision air strikes, and the other powerful leaders of the world have already agreed to some sort of deal with Trump and no one will interfere. Just like Iran and Syria. I think most of the leaders/nations of the world agree with Trump that these transnational criminal organizations must be eradicated, and stability must be brought to the world. President Unveils ‘Trump Class’ Of Warships, Huntington Ingalls Shares Jump    build two new “Trump-class” battleships, to acquire 20-25 of these ships in the coming years.   In his address, the President noted these 30,000-40,000 ton ships will carry a large quantity of missiles, including hypersonic missiles, and will also be outfitted with electromagnetic rail guns and directed energy lasers. Trump-class battleships will also carry nuclear-armed sea launched cruise missiles (currently under development) adding an additional element of nuclear deterrence to the Navy. Trump-class destroyers appear to be designed as the center of enhanced command and control networks at sea, as the Navy looks to field more autonomous assets and traditional vessels in the coming years.   The first “Trump-class” battleship will be named USS Defiant, and it will be even longer than the Iowa-class battleships of the World War II era. However, at 35,000 tons, it will only weigh about half as much, and have a smaller crew of between 650 and 850 sailors; the Iowa had some 2,700 sailors. The new ships — which are being called “guided missile battleships” —  are part of larger vision for a “Golden Fleet.” The Navy has rolled out a website to promote that concept. Sources tell AP that construction of the Defiant is expected to start in the early 2030’s, with another 19 to 24 Trump-class ships to follow.   Source: zerohedge.com https://twitter.com/EricLDaugh/status/2003231263520379120?s=20   that kind of money, they HAVE to build quickly!”   “We want the dividends to go into the creation of production facilities. We’ll be talking about CapEx, dividends and the pay.” “Also, buybacks…they want to buy back their stock. I want them to put their money in plants and equipment! So they can build these planes FAST, like, IMMEDIATELY!” Medical/False Flags https://twitter.com/FBIDirectorKash/status/2003224842078675311?s=20  of American institutions or threats to our food supply, economy, or public safety. Protecting the homeland means vigilance: every time, no exceptions. https://twitter.com/ThomasMoreSoc/status/2003262595566850541?s=20  precedent-setting victory, a federal court has permanently blocked California AG Rob Bonta and the CA Dept. of Education from forcing teachers to lie to parents about their own children’s secret gender transitions—declaring parents have a constitutional right to know and teachers have a constitutional right to share the truth. [DS] Agenda https://twitter.com/CynicalPublius/status/2003205278796501397?s=20  larger scale. Don't forget that the Malthusians are antihuman and that they believe that 7 out of every 8 human lives on the planet must be terminated in order to save the world. Nearly 100 Minnesota Mayors Send Panicked Letter to Lawmakers Complaining About Fraud Scandal and the Leadership of Tim Walz Almost 100 mayors in the state of Minnesota have sent a letter to state lawmakers complaining about the fraud scandal and how it is going to impact the communities they serve. They are clearly not happy with the leadership of Governor Tim Walz and his connections to the fraud scandal that has rocked the state in recent weeks. The scandal is still unfolding and it's unclear what the final tally will be, but it's looking like something in the tens of billions. FOX News reports:  You can see the full letter here. These mayors should have demanded that Tim Walz resign. Source: thegatewaypundit.com https://twitter.com/elonmusk/status/2002771316345327905?s=20 Our crooked politicians have set up the biggest money laundering operation in the world and that 38 trillion in debt is almost all tied to fraud. this is the tip of the iceberg. Buckle up, its all being exposed. Your harder earned money was used to support a criminal syndicate.  President Trump's Plan  https://twitter.com/DcLidstone/status/2003338615917806050?s=20 John Brennan Lawyers Confirm Their Client is a “Target” of a Grand Jury Investigation Lawfare lawyer Kenneth Wainstein representing former CIA Director John Brennan confirmed in a proactive litigation letter to Chief Judge Cecilia M. Altonaga of the Federal District Court for the Southern District of Florida, their client is a “target” of a grand jury investigation. The word “target” is important here, because the letter specifically outlines how Brennan has received subpoenas for documents and information surrounding his construct of the 2017 Intelligence Community Assessment. The letter notes that prosecutors from the Office of the United States Attorney for the Southern District of Florida, Jason Reding Quiñones, have advised Mr. Brennan that he is “a target” of a grand jury investigation.   [SOURCE] Pay attention to the footnotes being cited by Brennan's lawyers as they begin to pull in some of the commentary by voices who have publicly given opinion about the overall Trump targeting operation.  Mike Davis name appears frequently in this letter, as the Brennan defense team begins to frame the conspiratorial nature of some claims against their client. In essence, the Brennan legal team are attempting to refute the evidence by pointing to the blanket of some crazy commentary that covers it. This is exactly what I have been cautioning about {SEE HERE}. Source: theconservativetreehouse.com https://twitter.com/TheStormRedux/status/2003448097930662069?s=20  Cannon's courtroom. FANTASTIC. https://twitter.com/amuse/status/2003133420021424297?s=20   Thune objected the president would be able to adjourn Congress for ten days and get his full team on the field. https://twitter.com/DavidShafer/status/2002953961595449763?s=20 National Defense Authorization Act (NDAA) Contains Hidden Election Integrity Gem – Could Have Huge Implications for Voting Machines    With the National Defense Authorization Act signed by President Donald Trump on December 18th, 2025, a little-known section was snuck into the 3000+ page bill:  Section 6805. Requiring Penetration Testing As Part Of The Testing And Certification of Voting Systems. This section amends the Help America Vote Act of 2002 by adding a “Required Penetration Testing” section that “provides for the conduct of penetration testing as part of the testing, certification, decertification, and recertification of voting system hardware and software” by an accredited laboratory. The amendment now requires the penetration testing as a condition of certification from the U.S. Election Assistance Commission (EAC) and allows consultation with the National Institute of Standards and Technology or any other federal agency on “lab selection criteria” and “other aspects of the program.” While this is still short of a legitimate attempt at ensuring election integrity, it is an effort toward scrutinizing the voting systems by finally requiring cybersecurity experts to do what Clay Parikh was restricted from doing during his time as a VSTL contractor. Hand-marked paper ballots hand-counted at the precinct level, is being utilized in Dallas County, TX for the 2026 midterm primaries, and is still the ultimate goal of the election integrity community to ensure free and fair elections in the United States. Source: thegatewaypundit.com Penetration testing, often abbreviated as “pen testing,” is a cybersecurity practice where authorized experts simulate real-world cyberattacks on a computer system, network, or application to identify and exploit vulnerabilities before malicious actors can do so. The goal is to uncover weaknesses in security measures, such as software flaws, misconfigurations, or inadequate defenses, and provide recommendations for remediation. It typically involves several stages: Planning and reconnaissance: Gathering information about the target system. Scanning: Using tools to probe for potential entry points. Gaining access: Attempting to exploit vulnerabilities to breach the system. Maintaining access: Testing how long access can be sustained without detection. Analysis and reporting: Documenting findings, risks, and fixes. In the context of Section 6805 of the Fiscal Year 2026 National Defense Authorization Act (NDAA), which incorporates provisions from the SECURE IT Act (H.R. 6315), penetration testing is mandated as part of the testing, certification, decertification, and recertification process for voting system hardware and software. The Election Assistance Commission (EAC) must implement this requirement within 180 days of enactment, with accreditation of testing entities handled through recommendations from the National Institute of Standards and Technology (NIST). This ensures that voting systems used in federal elections undergo rigorous cybersecurity assessments to detect and mitigate vulnerabilities, enhancing election security Poll: Trump's Approval Rating Lands at 50 Percent, 9 Points Above Water President Donald Trump enjoys a 50 percent approval rating, with a net approval rating of plus 9 points, according to the latest polling from InsiderAdvantage.  Source: breitbart.com (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");

Welcome back to another episode of the Female EmPOWERed Podcast! I'm your host, Christa Gurka, and today we're tackling one of the most critical aspects of running a profitable boutique fitness or wellness business—pricing, pay rates, and expenses. If you've ever wondered how to structure your pricing for long-term financial health, this episode is for you.We'll break down industry statistics on average revenue and profit margins, and I'll walk you through how to calculate your break-even point so you can confidently price your services. I'll also share real-world examples of how aligning pricing with pay rates and expenses can ensure a sustainable, thriving business. Plus, I'll discuss why working with industry-experienced coaches can be a game-changer when it comes to financial strategy.Key TakeawaysPricing isn't just about competitors. Setting rates based solely on what others charge can lead to unsustainable margins.Know your break-even point. Understanding your minimum revenue requirement helps you price for profit, not just survival.A 15% profit margin is the goal. This ensures financial health and allows you to reinvest in growth.Align your pricing, pay rates, and expenses. Every dollar matters—ensuring balance between these factors is key to profitability.Expert guidance can make all the difference. An experienced coach in the boutique fitness and wellness industry can help fine-tune your numbers for success.By understanding and optimizing your financials, you'll be in a position to run a profitable, sustainable business that supports both your team and your growth. If you found this episode helpful, don't forget to subscribe, leave a review, and share it with a fellow business owner who needs this insight. Until next time—keep empowering yourself and your business.

This week we discuss some newly reported information regarding a 50 year old state record; that turns out was a LIE! Plus, Bailey Eigbrett from Serious Angler Podcast joins BRB in the Beef Seat this week. Also, in Just The Tip; we discuss how electronics don't actually catch fish, it's your decisions that matter! What are the differences that apply to tournament anglers vs everyday fishing enthusiasts? Tickets for the 300th Celebration Live/Stream Event (You need a ticket to win giveaway prizes!)https://m.bpt.me/event/6733300Lodging Suggestion Links:UPPER–TIER OPTIONSMGM Springfield• 3 miles / ~10 min• Rates: $125–$180+• https://mgmspringfield.mgmresorts.com/en.htmlMarriott Springfield Downtown• 3 miles / ~10 min• Rates: $135–$200+• https://www.marriott.com/en-us/hotels/bdlms-marriott-springfield-downtown/overview/MID–TIER OPTIONSHampton Inn & Suites Springfield/Downtown• 3 miles / ~10–12 min• Rates: $120–$190+• https://www.hilton.com/en/hotels/sfysdhx-hampton-suites-springfield-downtown/Holiday Inn Express Springfield Downtown• 2.5–3 miles / ~8–10 min• Rates: $110–$160+• https://www.ihg.com/holidayinnexpress/hotels/us/en/springfield/spfez/hoteldetailBUDGET OPTIONSLa Quinta Inn & Suites Springfield• 3.5 miles / ~10–12 min• Rates: $110–$150+* https://www.wyndhamhotels.com/laquinta/springfield-massachusetts/la-quinta-springfield-ma/overviewCourtyard by Marriott West Springfield• 6–7 miles / ~15–18 min• Rates: $120–$170+• https://www.marriott.com/en-us/hotels/bdlcw-courtyard-west-springfield/overview/Red Roof Inn Enfield CT (Lowest Rates)• 10-12 miles/ ~20 min• Lowest Rates (as low as $75)• https://www.redroof.com/property/ct/enfield/rri105?utm_source=chatgpt.comConsider supporting the show by using the links below, as always; share this show with your fishy friends!Online

US President Donald Trump used a series of social media posts to outline his views on inflation, interest rates, and Federal Reserve (Fed) leadership, emphasizing a strong preference for lower rates but potentially raising rates as well.Guest: Tim Warren, Host of Investing BrozInvesting Broz Youtube ➜ ‪‪  @TimWarrenTrades  Follow on Twitter ➜  @timsta6753   00:00 Intro00:50 2026 outlook02:20 Trump: "We can always raise rates"03:45 Basket of altcoins for 202606:00 Does Economic data matter anymore?07:20 Tom Lee: double digit growth next year?08:30 Early 2026 Bitcoin target12:00 Bitcoin holders selling for tax purposes?15:15 Fed independance debate16:15 Scott Bessent on tariffs17:20 Do people like tariffs?19:20 Trump admin. to start garnishing wages in January20:30 Anthony Pompliano on Bitcoin volatility24:40 Ethereum analysis27:00 Tim's 2026 Picks28:20 Outro#Crypto #Bitcoin #ethereum~Volatility NIGHTMARE Ahead?

Federal Reserve Governor Stephen Miran tells Bloomberg News that the US central bank risks sparking a recession unless it continues lowering interest rates next year. He discusses his outlook for the economy and more with hosts Annmarie Hordern and David Gura.See omnystudio.com/listener for privacy information.

  THE SCANDAL'S LEGACY AND POST-CIVIL WAR DIVORCE Colleague Barbara Weisberg. Weisbergdiscusses the scandal's legacy, noting that divorce rates spiked significantly after the Civil War, though the guilty party was legally forbidden to remarry. She explains that this public trial shattered the privacy of the elite, proving to the public that the upper classes were deeply flawed. NUMBER 8

Hoosiers are facing foreclosures at increasing rates. A central Indiana youth advocacy group wants the state to invest in more affordable housing for Hoosier families. A state-mandated taskforce led by Mayor Joe Hogsett voted this week to recommend a new oversight body for city charter schools and the Indianapolis Public Schools district. Winters in Indiana — and across the country — are heating up faster than other seasons. Want to go deeper on the stories you hear on WFYI News Now? Visit wfyi.org/news and follow us on social media to get comprehensive analysis and local news daily. Subscribe to WFYI News Now wherever you get your podcasts. WFYI News Now is produced by Zach Bundy, with support from News Director Sarah Neal-Estes.

The state won't be cutting income taxes in the coming fiscal year.Obesity rates are dropping in Oklahoma.You can ring in the new year with recently released books from Oklahoma authors.You can find the KOSU Daily wherever you get your podcasts, you can also subscribe, rate us and leave a comment.You can keep up to date on all the latest news throughout the day at KOSU.org and make sure to follow us on Facebook, Tik Tok and Instagram at KOSU Radio.This is The KOSU Daily, Oklahoma news, every weekday.

In this last episode of 2025, we discuss how artificial intelligence has moved rapidly into the mainstream, where it is already delivering measurable productivity gains, why so many companies remain stuck in pilot mode, and what execution, governance, and reskilling will mean for long-term growth and investment returns. To read this week's Sight|Lines, click here. The views expressed in this podcast may not necessarily reflect the views of Stifel Financial Corp. or its affiliates (collectively, Stifel). This communication is provided for information purposes only. Past performance does not guarantee future results. Investing involves risk, including the possible loss of principal. Asset allocation and diversification do not ensure a profit or protect against loss. © Stifel, Nicolaus & Company, Incorporated | Member SIPC & NYSE | www.stifel.com See omnystudio.com/listener for privacy information.

A drop in exports increases importance of domestic markets. Will farmland rental rates follow commodity prices? The Nora Store welcomes Christmas carolers. A Minnesota food co-op expands.

Shawn Ryan Show: Read the notes at at podcastnotes.org. Don't forget to subscribe for free to our newsletter, the top 10 ideas of the week, every Monday --------- Chase Hughes is a leading expert in human behavior analysis, influence, and persuasion, with over 20 years of experience as a U.S. Navy veteran. He developed groundbreaking programs like the "Behavior Pilot Program" for HUMINT, "CuePrime" for interrogation behavior analysis, and the "Pre-Violence Indicators Index" for detecting pre-attack behaviors. Author of the bestselling "The Ellipsis Manual: Analysis and Engineering of Human Behavior," Hughes consults for law enforcement, the military, Fortune 500 executives, and more. As a member of "The Behavior Panel" on YouTube, he educates on body language and deception detection. Internationally board-certified in clinical hypnotherapy, he advocates for ethical use of behavioral science in leadership, security, and personal development, drawing from his military background to create life-saving systems like "The Hostile Hospital" and "Tactical Psychology." Shawn Ryan Show Sponsors: Buy PSYOP Now - ⁠https://psyopshow.com⁠ Preorder Now - ⁠https://callofduty.com⁠ ⁠https://americanfinancing.net/srs⁠ NMLS 182334, nmlsconsumeraccess.org. APR for rates in the 5s start at 6.327% for well qualified borrowers. Call 866-781-8900, for details about credit costs and terms. ⁠https://tryarmra.com/srs⁠ ⁠https://aura.com/srs⁠ ⁠https://betterhelp.com/srs⁠ This episode is sponsored. Give online therapy a try at betterhelp.com/srs and get on your way to being your best self. ⁠https://bunkr.life⁠ – USE CODE SRS Go to https://bunkr.life/SRS and use code “SRS” to get 25% off your family plan. ⁠https://shawnlikesgold.com⁠ ⁠https://hillsdale.edu/srs⁠ ⁠https://ketone.com/srs⁠ Visit https://ketone.com/srs for 30% OFF your subscription order. ⁠https://mypatriotsupply.com/srs⁠ ⁠https://patriotmobile.com/srs⁠ ⁠https://prizepicks.onelink.me/lmeo/srs⁠ ⁠https://ROKA.com⁠ – USE CODE SRS ⁠https://tractorsupply.com/hometownheroes⁠ ⁠https://ziprecruiter.com/srs⁠ ⁠https://gemini.com/srs⁠ Sign up for the Gemini Credit Card: https://Gemini.com/SRS #GeminiCreditCard #CryptoRewards #Advertisement This episode is sponsored by Gemini. All opinions expressed by the content creator are their own and not influenced or endorsed by Gemini. The Bitcoin Credit Card™ is a trademark of Gemini used in connection with the Gemini Credit Card®, which is issued by WebBank. For more information regarding fees, interest, and other cost information, see Rates and Fees: gemini.com/legal/cardholder-agreement Some exclusions apply to instant rewards; these are deposited when the transaction posts. 4% back is available on up to $300 in spend per month for a year (then 1% on all other Gas, EV charging, and transit purchases that month). Spend cycle will refresh on the 1st of each calendar month. See Rewards Program Terms for details: gemini.com/legal/credit-card-rewards-agreement Checking if you're eligible will not impact your credit score. If you're eligible and choose to proceed, a hard credit inquiry will be conducted that can impact your credit score. Eligibility does not guarantee approval. The appreciation of cardholder rewards reflects a subset of Gemini Cardholders from 10/08/2021 to 04/06/2025 who held Bitcoin rewards for at least one year. Individual results will vary based on spending, selected crypto, and market performance. Cryptocurrency is highly volatile and may result in gains or losses. This information is for general informational purposes only and does not constitute investment advice. Past performance is not indicative of future results. Consult with your tax or financial professional before investing. Chase Hughes Links: Website - https://chasehughes.com YT - https://www.youtube.com/@chasehughesofficial IG - https://www.instagram.com/chasehughesofficial FB - https://www.facebook.com/chasehughesofficial The Behavior Panel - https://www.youtube.com/c/TheBehaviorPanel Amazon Author Page - https://www.amazon.com/stores/Chase-Hughes/author/B06VW1H89K Learn more about your ad choices. Visit podcastchoices.com/adchoices

Tim discusses Erika Kirk's appearance at a TPUSA conference, the state of the conservative movement, the tragic story of Rob Reiner and his son Nick, the Epstein files being ‘released' but heavily redacted, the ridiculous story surrounding the Brown University shooting, and why Miriam Adelson and Donald Trump are a symbol of true friendship.  American Royalty Tour

WEST COAST WEATHER AND PORTLAND'S DECLINE Colleague Jeff Bliss, Pacific Watch. Jeff Bliss reports that Nordstrom Rack is leaving downtown Portland, citing high vacancy rates, crime, and homelessness. He also details a massive atmospheric river bringing heavy rain to the West Coast and dangerous Tule fog in California, while analyzing Gavin Newsom's presidential prospects amidst state economic struggles. NUMBER 1

Learn more about your ad choices. Visit megaphone.fm/adchoices

Rates for international guests in our National Parks are rising. Students are getting punished with......hiking? Has the Arizona Trail lost access to its southern terminus? We've some serious hot button topics on this episode of the podcast.Be sure to check out Outdoor Vitals and get those last minute Christmas Gifts: https://alnk.to/bPg5BoQ

Kathy Fettke talks with Sharon Karaffa, President of Multifamily Debt & Structured Finance, about today's multifamily lending environment, including liquidity, interest rates, and financing options. They break down how commercial loans differ from residential mortgages, what lenders look for in cash flow and debt coverage, and how Fannie Mae, Freddie Mac, FHA, banks, and debt funds support multifamily financing. A clear, practical episode for investors moving from single-family rentals into multifamily — and anyone looking to understand today's lending landscape.

Rich sits down with investor, entrepreneur, and economic historian Mark Moss to break down the hard truth: the system is rigged. From inflation and government overreach to the rise of digital assets and the coming economic reset, Mark explains how we got here—and what you can do to protect and grow your wealth.They cover why traditional financial advice is outdated, how central banks are quietly reshaping your future, and the once-in-a-generation opportunity that Bitcoin and decentralized systems present.What You'll Learn:Why the dollar is losing value faster than you thinkHow to position yourself in a rapidly changing worldThe case for Bitcoin as digital propertyHow to build resilience in a failing systemWhat the future of money, work, and freedom looks likeThis episode is a must-listen for anyone who wants to break free from the old model and take control of their financial future.Join our investor waitlist and stay in the know about our next investor opportunity with Somers Capital: www.somerscapital.com/invest. Want to join our Boutique Hotel Mastermind Community? Book a free strategy call with our team: www.hotelinvesting.com. If you're committed to scaling your personal brand and achieving 7-figure success, it's time to level up with the 7 Figure Creator Mastermind Community. Book your exclusive intro call today at www.the7figurecreator.com and gain access to the strategies that will accelerate your growth.

Medical advances over the past century mean our bodies are living longer than ever. But our brains aren't always keeping pace. Rates of Alzheimer's are rising, and the big question is, why? Emerging science suggests that our brain health in later life is shaped decades earlier, through everyday choices around food, lifestyle, and stress. Today, I'm joined by neurologists Drs. Ayesha and Dean Sherzai, who will share their NEURO plan; a practical guide that you can use today to keep your brain strong tomorrow.