Podcasts about rates

Kathy Fettke talks with Sharon Karaffa, President of Multifamily Debt & Structured Finance, about today's multifamily lending environment, including liquidity, interest rates, and financing options. They break down how commercial loans differ from residential mortgages, what lenders look for in cash flow and debt coverage, and how Fannie Mae, Freddie Mac, FHA, banks, and debt funds support multifamily financing. A clear, practical episode for investors moving from single-family rentals into multifamily — and anyone looking to understand today's lending landscape.

As forecasts for 2026 flood the market, clarity has never been harder or more important to find. In this episode, Crosby and Zina cut through the noise by synthesizing insights from nine of the most influential housing reports, including NAR, Fannie Mae, Freddie Mac, Zillow, Redfin, the MBA, and major financial media. They break down where the experts agree, where they sharply disagree, and why affordability, inventory lock-in, and buyer psychology will define the residential market heading into 2026. This is a data-driven, big-picture conversation designed to help title professionals understand what's actually shaping the next cycle, not just the headlines.   What you'll learn from this episode How affordability remains the core constraint, even if rates fall into the mid-6% range The "lock-in effect" and why tight inventory creates a permanent floor under prices What could redirect lender resources away from purchase transactions Why buyer fatigue and mortgage-rate sentiment matter A major factor in creating local market divergence   Resources mentioned in this episode National Association of REALTORS® Fannie Mae Freddie Mac Mortgage Bankers Association (MBA) Results from the Zillow Consumer Housing Trends Report 2025 Northeast Buyers Battle It Out While the Sun Belt Cools Off Zillow+1 Redfin — Migration data & regional inventory analysis The Wall Street Journal CNBC — Real estate & housing market news   Connect With UsLove what you're hearing? Don't miss an episode! Follow us on our social media channels and stay connected. Explore more on our website: www.alltechnational.com/podcast Stay updated with our newsletter: www.mochoumil.com Follow Mo on LinkedIn: Mo Choumil Stop waiting on underwriter emails or callbacks—TitleGPT.ai gives you instant, reliable answers to your title questions. Whether it's underwriting, compliance, or tricky closings, the information you need is just a click away. No more delays—work smarter, close faster. Try it now at www.TitleGPT.ai. Closing more deals starts with more appointments. At Alltech National Title, our inside sales team works behind the scenes to fill your pipeline, so you can focus on building relationships and closing business. No more cold calling—just real opportunities. Get started at AlltechNationalTitle.com. Extra hands without extra overhead—that's Safi Virtual. Our trained virtual assistants specialize in the title industry, handling admin work, client communication, and data entry so you can stay focused on closing deals. Scale smarter and work faster at SafiVirtual.com.

In this episode, Logan sits down with AJ Ballantine to break down how Cornerstone Remodeling grew from $2M to $10M in five years—without hiring five times the people. The secret? A radically optimized design process, driven by empathy mapping, technology, and sales finesse. AJ walks through the systems, tools, and scripts he used to cut his sales cycle, boost his close rate, and wow clients—all while keeping a high-touch, boutique feel. If you're a design-build remodeler struggling with lengthy sales processes, low perceived value, or slow growth, this episode is your blueprint for change.

Anne Zink is a lecturer and senior fellow at the Yale School of Public Health. Stephen Morrissey, the interviewer, is the Executive Managing Editor of the Journal. A.B. Zink, N.C. McCann, and R.P. Walensky. From Crisis to Action — Policy Pathways to Reverse the Rise in Congenital Syphilis. N Engl J Med 2025;393:2388-2391.

Google just stepped into the portal wars… and it might be the most dangerous player yet. Episode 345: The Annual Prediction Special (and the LAST show of the year). We're doing the most satisfying (and brutal) thing possible: - We pull up our 2024 predictions and grade them LIVE Were we right… or dead wrong?  - Then we go on the record with 2026 predictions Rates. Prices. Inventory. Buyer demand. New construction. Investors. Chaos. The headline that changes everything: "GOOGLE is testing "home listings" inside search." So let's ask the scary questions out loud: - Will Google Home Listings end Zillow… or end agents? - If listings live in Google, who owns the consumer?  - Does this become the new "front door" to real estate… or just another ad product? (And yes, we'll talk about what we actually know so far: it's a test, currently seen on mobile in select markets, with built-in "request a tour / contact an agent" style actions.) If you want to know what housing looks like next year, show up tonight and plant your flag. Because next year… we're reviewing the receipts again.

Bitcoin faces a key macroeconomic test this week as the Bank of Japan signals a more definitive pivot away from its long-held ultra-loose monetary policy, a shift that could tighten global liquidity and pressure risk assets.~This episode is sponsored by Tangem~Tangem ➜ https://bit.ly/TangemPBNUse Code: "PBN" for Additional Discounts!00:00 Intro00:10 Sponsor: Tangem00:40 Japan rate cut odds01:20 Japan's $1.1T treasury threat03:30 Black Monday04:40 Tech all time high risk06:00 Triple Witching on Friday06:40 Is crypto front running this?07:15 Kevin Griffin: If inflation gets worse he can't blame the fed09:00 Chris Waller: We're close to zero job growth11:00 Own assets or get left behind12:30 Outro#Japan #Bitcoin #ethereum~Japan Rate Hike Countdown

The country's biggest bank says it's seen an increase in people wanting to shift from floating to fixed rates over the past week. Money correspondent, Susan Edmunds spoke to Ingrid Hipkiss.

Rich sits down with investor, entrepreneur, and economic historian Mark Moss to break down the hard truth: the system is rigged. From inflation and government overreach to the rise of digital assets and the coming economic reset, Mark explains how we got here—and what you can do to protect and grow your wealth.They cover why traditional financial advice is outdated, how central banks are quietly reshaping your future, and the once-in-a-generation opportunity that Bitcoin and decentralized systems present.What You'll Learn:Why the dollar is losing value faster than you thinkHow to position yourself in a rapidly changing worldThe case for Bitcoin as digital propertyHow to build resilience in a failing systemWhat the future of money, work, and freedom looks likeThis episode is a must-listen for anyone who wants to break free from the old model and take control of their financial future.Join our investor waitlist and stay in the know about our next investor opportunity with Somers Capital: www.somerscapital.com/invest. Want to join our Boutique Hotel Mastermind Community? Book a free strategy call with our team: www.hotelinvesting.com. If you're committed to scaling your personal brand and achieving 7-figure success, it's time to level up with the 7 Figure Creator Mastermind Community. Book your exclusive intro call today at www.the7figurecreator.com and gain access to the strategies that will accelerate your growth.

Medical advances over the past century mean our bodies are living longer than ever. But our brains aren't always keeping pace. Rates of Alzheimer's are rising, and the big question is, why? Emerging science suggests that our brain health in later life is shaped decades earlier, through everyday choices around food, lifestyle, and stress. Today, I'm joined by neurologists Drs. Ayesha and Dean Sherzai, who will share their NEURO plan; a practical guide that you can use today to keep your brain strong tomorrow.

Coinbase Asset Management's hashrate loans allow miners to borrow against their entire mining facility. Subscribe to the Blockspace newsletter! Welcome back to The Mining Pod! Today, Doug Wilson, Head of Credit Investments at Coinbase Asset Management (CBAM), joins us to talk about their new hashrate backed loans and how they differ from traditional loans for Bitcoin miners. Doug breaks down CBAM's flexible collateral package, which allows miners to post their facilities and bitcoin as collateral. We also discuss the broader capital markets for crypto, the impact of institutionalization and ETFs, the importance of regulatory and tax clarity, and the untapped potential of the stablecoin economy to drive efficiency in payments and finance. Subscribe to the newsletter! https://newsletter.blockspacemedia.com **Notes:** * LTV typically 50-70% for Bitcoin loans * Up to 50% hash rate collateral * Coinbase Asset Management registered Q1 2023 * Coinbase is a wholly owned subsidiary * Bitcoin mining is a commodity industry with commodity margins Timestamps: 00:00:00  Start 00:02:37  What does CBAM do? 00:03:26  Hashrate Loans 00:06:25  Hashrate definition 00:08:25  Bitcoin industry stigma 00:10:25  Data centers as collateral? 00:12:44  Current & future state of lending 00:14:44  Rates & specifics 00:18:49  Target clients 00:20:08  Retail loans 00:22:07  DeFi? 00:24:30  Competition from TradFi 00:25:56  Stablecoins 00:28:03  Future of stablecoins? 00:28:41  Regulations 00:31:16  Future of capital markets products? 00:32:49  Taxes

Will the housing market improve in 2026? Kathy Fettke is joined by Odeta Kushi, Deputy Chief Economist at First American, to break down the 2026 housing market outlook. They discuss where home prices, mortgage rates, affordability, and sales are headed—and why economists expect progress, not a housing crash. This episode covers regional market differences, inventory trends, builder incentives, foreclosure risk, and what buyers and investors should realistically expect as the housing market stabilizes.

Canadian journalist Nora Loreto reads the latest headlines for Tuesday, December 16, 2025.TRNN has partnered with Loreto to syndicate and share her daily news digest with our audience. Tune in every morning to the TRNN podcast feed to hear the latest important news stories from Canada and worldwide.Find more headlines from Nora at Sandy & Nora Talk Politics podcast feed.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-real-news-podcast--2952221/support.Help us continue producing radically independent news and in-depth analysis by following us and becoming a monthly sustainer.Follow us on:Bluesky: @therealnews.comFacebook: The Real News NetworkTwitter: @TheRealNewsYouTube: @therealnewsInstagram: @therealnewsnetworkBecome a member and join the Supporters Club for The Real News Podcast today!

Jim Pfeifer and Chris Lopez sit down with investor and author J Scott to recap 2025 and map out what LPs should be watching in 2026. J shares where the year defied expectations (supply, rates, and “real” distress), how he's positioning for a higher-for-longer rate regime, and the simple filters he's using to decide between equity and credit today. The conversation covers underwriting discipline, liquidity planning, and why needs-based real estate and inefficient small-multifamily niches may offer the best risk-adjusted plays right now—if you partner with true specialists. Key Takeaways 2025 reality check: distress was uneven and narrower than headlines; construction delays kept deliveries elevated longer than expected Rates vs. cap rates: in higher-for-longer, appreciation must come from income growth and operational upside—not cap rate fantasy Allocation: build durable cash flow with selective debt strategies while reserving dry powder for high-conviction equity dislocations LP playbook: diversify by sponsor and strategy, avoid tax-driven decisions, and stress test for flat/negative rent growth and refi risk Where to hunt: needs-based real estate (e.g., senior/medical/data) and imperfect small-multifamily markets where operator edge matters Operator diligence: prioritize track record, reporting, and downside plans; verify fee alignment and who truly controls execution Disclaimer The content of this podcast is for informational purposes only. All host and participant opinions are their own. Investment in any asset, real estate included, involves risk, so use your best judgment and consult with qualified advisors before investing. You should only risk capital you can afford to lose. Past performance is not indicative of future results. This podcast may contain paid advertisements or other promotional materials for real estate investment advisers, investment funds, and investment opportunities, which should not be interpreted as a recommendation, endorsement, or testimonial by PassivePockets, LLC or any of its affiliates. Viewers must conduct their own due diligence and consider their own financial situations before engaging with any advertised offerings, products, or services. PassivePockets, LLC disclaims all liability for direct, indirect, consequential, or other damages arising out of reliance on information and advertisements presented in this podcast.

In this episode, Jason and Clara Johnson break down why reps need an omnichannel outbound strategy and show how using coordinated calls, emails, social touches, and AI-driven research can triple contact rates and unlock pipeline. Check out more free content and get coaching at ⁠⁠⁠⁠⁠⁠⁠⁠⁠https://outboundsquad.com.

Ice fishing tips?!?!?Yeah, we know. We did some research and compiled some tips for where to set up, some great strategies, and of course SAFETY! Tickets for the 300th Celebration Live/Stream Event (You need a ticket to win giveaway prizes!)https://m.bpt.me/event/6733300Lodging Suggestion Links:UPPER–TIER OPTIONSMGM Springfield• 3 miles / ~10 min• Rates: $125–$180+• https://mgmspringfield.mgmresorts.com/en.htmlMarriott Springfield Downtown• 3 miles / ~10 min• Rates: $135–$200+• https://www.marriott.com/en-us/hotels/bdlms-marriott-springfield-downtown/overview/MID–TIER OPTIONSHampton Inn & Suites Springfield/Downtown• 3 miles / ~10–12 min• Rates: $120–$190+• https://www.hilton.com/en/hotels/sfysdhx-hampton-suites-springfield-downtown/Holiday Inn Express Springfield Downtown• 2.5–3 miles / ~8–10 min• Rates: $110–$160+• https://www.ihg.com/holidayinnexpress/hotels/us/en/springfield/spfez/hoteldetailBUDGET OPTIONSLa Quinta Inn & Suites Springfield• 3.5 miles / ~10–12 min• Rates: $110–$150+* https://www.wyndhamhotels.com/laquinta/springfield-massachusetts/la-quinta-springfield-ma/overviewCourtyard by Marriott West Springfield• 6–7 miles / ~15–18 min• Rates: $120–$170+• https://www.marriott.com/en-us/hotels/bdlcw-courtyard-west-springfield/overview/Red Roof Inn Enfield CT (Lowest Rates)• 10-12 miles/ ~20 min• Lowest Rates (as low as $75)• https://www.redroof.com/property/ct/enfield/rri105?utm_source=chatgpt.comConsider supporting the show by using the links below, as always; share this show with your fishy friends!Online

Feel like you're doing everything right as a service provider, but your freelancer business still hasn't caught up? You know what to do, believe you deserve better clients and higher rates, but still default to playing small. It's time for an identity reset, especially as you wrap up the year and think about what needs to change in 2026. In this episode, Mindi Huebner and I dive into identity resets and mindset shifts for freelancers and the pre-strategy strategy behind attracting better clients and charging like the expert you already are.Mindi Huebner is the go-to Subconscious Success Alchemist for high-achieving women when success feels heavy. She's a Clinical Hypnotherapist, Certified NLP Practitioner, and creator of the 24 Karat Identity™ framework, a rapid identity alignment process that helps women shed conditioning, release the pressure to prove, and lead with self-trust. With hundreds of podcast and summit appearances, Mindi is known for blending neuroscience and intuition to unlock exponential growth and authentic leadership.Listen to learn more about:Why mindset isn't enough without identity alignmentThe pre-strategy strategy freelancers skip and why it mattersThe four success-blocking identities keeping freelancers stuckHow subconscious patterns sabotage SMART goalsWhat it really means to step into your 24-karat selfNotice what this conversation brings up for you. Don't ask WHY you keep doing it. Ask WHAT is making this hard. Mindi says, "Micro shifts make massive change"—this is how you close the identity gap between who you are and who you want to become.Sponsored by The Digital Marketer's Workgroup Are you already doing marketing work but need more clients and a stronger referral network? Join our tight-knit community of freelancers and get access to behind-the-scenes conversations, support, and troubleshooting that every solo marketer needs. Plus, you'll benefit from advanced trainings, networking opportunities, and exclusive job leads. Apply here!Links Mentioned in the Show:Book a free 15-minute Identity Call with Mindi to uncover what your subconscious is really wired for and where misalignment may be holding you back. You'll identify the patterns shaping how you lead and get clarity on what alignment could look like next.Take Mindi's free Subconscious CEO Identity Quiz to reveal the hidden pattern running your business. In just a few minutes, you'll see what's driving your decisions, spot the gap between where you are and where you want to be, and receive a guided audio reset to help you step into your next-level identity right away.Connect with Mindi:Instagram: @mindihuebner Facebook: Mindi Huebner-Subconscious Success AlchemistWebsite: http://mindihuebner.com/ Connect with Emily:Instagram:

Subscribe to the Blockspace newsletter! Welcome back to The Mining Pod! Today, Doug Wilson, Head of Credit Investments at Coinbase Asset Management (CBAM), joins us to talk about their new hashrate backed loans and how they differ from traditional loans for Bitcoin miners. Doug breaks down CBAM's flexible collateral package, which allows miners to post their facilities and bitcoin as collateral. We also discuss the broader capital markets for crypto, the impact of institutionalization and ETFs, the importance of regulatory and tax clarity, and the untapped potential of the stablecoin economy to drive efficiency in payments and finance. Subscribe to the newsletter! https://newsletter.blockspacemedia.com **Notes:** * LTV typically 50-70% for Bitcoin loans * Up to 50% hash rate collateral * Coinbase Asset Management registered Q1 2023 * Coinbase is a wholly owned subsidiary * Bitcoin mining is a commodity industry with commodity margins Timestamps: 00:00:00  Start 00:02:37  What does CBAM do? 00:03:26  Hashrate Loans 00:06:25  Hashrate definition 00:08:25  Bitcoin industry stigma 00:10:25  Data centers as collateral? 00:12:44  Current & future state of lending 00:14:44  Rates & specifics 00:18:49  Target clients 00:20:08  Retail loans 00:22:07  DeFi? 00:24:30  Competition from TradFi 00:25:56  Stablecoins 00:28:03  Future of stablecoins? 00:28:41  Regulations 00:31:16  Future of capital markets products? 00:32:49  Taxes

“Keeping all of your money in your bank account is actually more risky than it is safe.” Jaspreet breaks down why parking piles of cash in a bank gets eaten by inflation—especially as rates get cut—and shows exactly how much to keep in cash vs. what to move into assets. You'll learn the difference between cash vehicles (HYSA, CDs, Treasuries) and assets (stocks, real estate, gold, crypto), how to set up separate accounts for emergencies, big purchases, and investable cash, and the simple passive/active strategies to actually grow wealth. What You'll Learn The problem with low-yield savings when inflation is higher How much to keep in cash (and where to keep it) for: Emergency fund (3–12 months of expenses) Big purchases (house/car/vacation) “Dry powder” for investing Cash options vs. protection basics (bank accounts, CDs, HYSAs, Treasuries, Treasury ETFs) Asset options to outpace inflation (stocks, real estate; plus how gold/crypto/startups fit) Investing approaches: Passive: ABB: Always Be Buying (index/ETF habit) Active: research-led buys while idle cash earns interest Chapters 00:00 Hook: Why big bank balances lose you money 01:18 Cash vs. assets (and why cash isn't an “investment”) 04:05 Rates, inflation, and your real return 07:20 Where to park cash: HYSA, CDs, Treasuries, ETFs 10:42 The 3 reasons to save (emergency, big purchase, invest) 14:50 How much is enough: 3–12 months explained 18:22 Passive vs. Active investing (ABB + research) 22:10 Putting it together: your cash + investing game plan 25:30 Final word & resources Keywords: how much cash to keep, emergency fund 3 to 12 months, high yield savings vs treasury, cash vs assets, beat inflation 2025, ABB always be buying, passive vs active investing, index funds VTI SPY QQQ, treasury ETF basics, inflation and savings, Minority Mindset #personalfinance #investing #inflation #savings #wealthbuilding #MinorityMindset Want more financial news? Join Market Briefs, my free daily financial newsletter: https://link.briefs.co/3JJ8LOT Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------

Join economist Dr. Orphe Divounguy and Chris Krug as they discuss the Fed rate decision on this episode of Everyday Economics! Everyday Economics is an unrehearsed, free-flow discussion of the economic news shaping the day. The thoughts expressed by the hosts are theirs, unedited, and not necessarily the views of their respective organizations. Support this podcast: https://secure.anedot.com/franklin-news-foundation/ce052532-b1e4-41c4-945c-d7ce2f52c38a?source_code=xxxxxx Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Why should you care that the Fed just lowered interest rates again? In this episode of Money Matters, Chad P. Wilson will unpack this question and even give you a good idea how to capitalize on where rates are today.  This episode was recorded on December 16, 2025 by Chad P. Wilson of Foundation Bank. 

Just two months ago he was mayor Wayne Brown's deputy chief of staff, but now he is publicly criticising his former boss over a proposed 7.9 percent rates rise. Josh Van Veen left his post after the October local body elections and is now a spokesperson for a lobby group that is demanding the mayor front up and answer questions about the rates rise. Jessica Hopkins reports.

What will shape the housing market in 2026? In this episode, Kathy Fettke breaks down fresh insights from John Burns and his team of housing analysts on where rates, demand, construction costs, and rental markets are headed. Learn why demographic shifts are redefining who's buying, why long-term rates may stay higher for longer, and where builders and investors are finding the best opportunities in a market full of crosscurrents. If you want to understand the forces driving real estate in 2026—and how to position yourself—this episode delivers the key takeaways you need.

Raising rates in a CrossFit gym is rarely just a financial decision—especially with multiple owners involved. In this episode, Jason Ackerman works with Tommy Wilkinson of CrossFit Type 44 to walk through a real conversation about raising rates while navigating partnerships, leadership, and long-term sustainability.---FREE 3-minute Affiliate Assessment:

Stuck waiting for your platform's marketplace to send you your next lead? In this episode, I break down the three traps that keep SaaS partners grinding on low-margin implementations, and what happened when a Monday.com partner finally made the WHO and WHAT decisions he'd been avoiding. We dig into how he went from competing on price with thousands of other partners to closing his biggest deal ever by selling outcomes instead of configurations. If you're a Salesforce, Zoho, or HubSpot partner who's tired of being at the mercy of algorithm changes, this one shows you what it looks like to own your pipeline.Resources and LinksApply for a Multiplier CallPrevious episode: 654 - How to Build Automations That Actually Scale With Your Business with Jared WeissCheck out more episodes of the Paul Higgins PodcastSubscribe to our YouTube channel: @PaulHigginsMentoringJoin our newsletterSuggested resources

Trump Wants 1% Rates AND New Fed Chair To Consult Him On Decisions (While Gold & Silver Soar Again) President Donald Trump has made clear throughout the past year that he thinks interest rates aren't low enough yet. But we just found out how low he actually wants them, as well as another somewhat stunning request he has for the new Fed chair. So click to join us for this live call at 5 PM eastern! - Stay up to date on the most important precious metals news with Arcadia's Gold and Silver Daily substack: https://goldandsilverdaily.substack.com/ - #silver #silverprice #gold And remember to get outside and have some fun every once in a while!:) (URL0VD)Subscribe to Arcadia Economics on Soundwise

Last week, KALW attended the 2025 San Francisco Press Club awards… and left with five wins! This next story was reported back in February, and took home an award for ‘Best Reporting'. When it first aired, organizers in California had been working for months to spread the word about this helpline/ a helpline for perpetrators of domestic and intimate partner violence. You heard that right. A helpline for perpetrators, not victims. It's an unusual approach to a serious problem: Rates of domestic violence in the U.S. are high, and they got even worse during the pandemic. The helpline – A Call for Change – promises anonymity to its callers. And their goal is to provide a non-carceral approach to preventing domestic and intimate partner violence. 

Send us a message!In this episode we will be covering Facebook Live Questions 12/1-12/7/25  from Dana's free Facebook Group Registered Dietitian Exam Study Group with Dana RD!Check out the NIH Fact Sheets here. Get the free RD Exam Prep Masterclass here. test out the recorded classes with the Free Trial.  Looking for additional tutoring service? Visit my website! Shop all recorded courses at https://danajfryernutritiontutoring.teachable.comJoin the RD Exam Prep Mastery Program for access to the Situational Practice Questions,  Key Topics Review, Vocab Classes, Wed 8pest Group tutoring , study guides and a new trouble area video each week!Need a Crash Course before your exam? Check out the 4 part Pre-Exam Crash Course: Key Topics Review.

Global shipping enters another volatile week. Caroline, Lars, and guest Michael Wray of Ocean Network Express (ONE) unpack rate swings across key trades, shifting sourcing strategies, Mexico's new China tariffs, Red Sea uncertainty, and a surge in maritime risk incidents—from border conflicts to tanker seizures.In this episode:NYFI trends across Asia–Europe and the PacificWhy 20' > 40' pricing persists on TA eastboundThe slowdown in Asia–Europe demandMexico's new tariffs on ChinaRed Sea ceasefire signals & alliance decision-makingRising maritime risks in the Black Sea, Hormuz, and Southeast AsiaNorthern Sea Route reality vs. media hypeThe latest on ONE Henry HudsonClear, fast insight into the forces shaping 2026.

Criterion breaks down year-end acquisition numbers, highlights stock-market bubble indicators, and lays out a practical commercial real estate strategy to survive a potential 2026–2027 correction. Time Stamps: 0:00 – Introduction 1:30 – Year-end update: $72M acquired + $21M equity raised 2:35 – Growth story: 2019 first deal to “20X” scale + investor base expansion 4:27 – Why talk about a potential 2026–2027 market correction 6:12 – Index run-up: S&P / Dow / NASDAQ context and “bubble” risk framing 8:47 – Valuation red flags: S&P PE ratios vs. 1929 / 2001 comps 9:47 – Buffett Indicator explained (market cap vs. GDP) 10:55 – “Magnificent 7” concentration + elevated PE multiples 12:40 – Awareness over prediction: risk management mindset 13:08 – Macro pressure: national debt + interest cost discussion 15:19 – If stocks crash: what happens to real estate values + inflation response 16:39 – CRE in a downturn: tenant risk, vacancy, and cash reserves 17:25 – Rates drop = refinance opportunity; CRE vs. stocks volatility 18:42 – Why higher-cap buys help: breathing room on cash flow 19:14 – Crash playbook: buy discounted assets, avoid forced sales, keep operating 19:47 – “Don't wait for perfect”: buy through every season Visit TheCriterionFund.com for more information commercialrealestate #commercialrealestateinvesting #cre #realestateinvesting #investing #passiveincome #wealthbuilding #financialfreedom #realestatepodcast #investoreducation #stripcenters #retailrealestate #neighborhoodcenters #caprate #cashoncash #dealmaking #capitalraising #privateequityrealestate #marketcycle #recessionproof #riskmanagement #economicoutlook #interestrates #refinance #valueadd #assetmanagement #tenantmix #vacancy #portfolio #multifamilyinvesting stockmarket #sp500 #nasdaq #dowjones #buffettindicator #priceratios #peratio #magnificentseven #marketcorrection #marketcrash #macro #inflation #deficit #nationaldebt #economy #investingtips #wealthstrategy #longterminvesting #buythedip

Episode Description:The Federal Reserve just cut rates for the third time this year—but then signaled they're basically done. So what does that actually mean for mortgage rates and homebuyers in 2026?In this episode, Mike breaks down the December 2025 Fed meeting and explains three real reasons why mortgage rates could continue to drop in 2026, even though the Fed is pumping the brakes on future cuts. You'll learn:Why the Fed doesn't actually control your mortgage rate (and what does)How Fannie Mae and Freddie Mac's $234 billion MBS buying spree is pushing rates downWhat happens when Jerome Powell's term ends in May 2026The real math behind "waiting for lower rates" vs. buying nowCurrent opportunities in the Texas housing marketSpecial Note: This episode was created using AI voice cloning technology. The research, analysis, and insights are 100% Mike's—but the audio is AI-generated using his cloned voice. He explains why at the end and offers to show you how to do the same for your business.Key Timestamps:[00:00] - Intro: AI voice technology transparency[02:15] - The Fed doesn't control mortgage rates—here's what does[05:30] - Reason #1: Fannie/Freddie's massive MBS buying spree[08:45] - Reason #2: New Fed Chair coming in May 2026[11:00] - Reason #3: Rates already dropped and could fall further[13:30] - The math: Why waiting costs you $38,400[16:15] - Texas market snapshot and current opportunities[19:00] - What you should actually do right now[21:45] - How this content was created (AI workflow explanation)[23:30] - Closing and contact infoResources Mentioned:Fannie Mae & Freddie Mac MBS Data: Referenced $234B portfolio expansionFederal Reserve December 2025 Meeting: Fed Funds Rate cut to 3.5-3.75%Texas A&M Real Estate Center: Texas housing market dataFed Chair Candidates: Kevin Hassett, Kevin Warsh, Chris WallerKey Takeaways:✅ The Fed Funds Rate and mortgage rates are NOT the same thing✅ Mortgage rates are driven by Mortgage-Backed Securities (MBS), not Fed policy✅ Fannie/Freddie are actively buying MBS to push rates down✅ A new Fed Chair in May 2026 could mean more rate cuts✅ Waiting for "perfect" rates while home prices appreciate 4-5% costs more than buying now✅ Texas market has shifted—seller concessions available, bidding wars are rare✅ Best strategy: Buy at today's prices, refinance later if rates dropAbout This Episode:This episode uses AI voice cloning technology. Mike wrote the script, conducted the research, and provided all analysis—but the audio was generated using his cloned voice through Eleven Labs. This allows for efficient content creation while maintaining quality and authenticity.Interested in learning how to create content like this for your business? Contact Mike for a walkthrough of the AI tools and workflows he uses.Connect with Mike Mills:

Nick Troiano, executive director of Unite America, joins the Chuck ToddCast for a wide-ranging conversation about why America’s political system feels increasingly broken—and what reforms could actually fix it. Troiano explains how ranked-choice voting and primary reform can weaken the grip of the two-party system, produce more representative outcomes, and give voters in places like Alaska and Louisiana more meaningful choices. They unpack why partisan primaries reward conflict over problem-solving, how safe districts all but decide elections before voters reach the general, and why unaffiliated voters are often locked out of taxpayer-funded contests. The discussion expands to the broader reform landscape, from redistricting and campaign finance to unconventional ideas like compulsory representation and even randomly selected legislatures. Troiano argues that periods of political turmoil and inequality have historically led to democratic breakthroughs—and that today’s moment may demand the same. As power continues to consolidate and parties work to protect their advantage, this episode explores whether structural reform, rather than new personalities, is the only path to a healthier, more functional democracy. Get your wardrobe sorted and your gift list handled with Quince. Don't wait! Go to https://Quince.com/CHUCK for free shipping on your order and 365-day returns. Now available in Canada, too! Go to https://getsoul.com & enter code TODDCAST for 30% off your first order. Got injured in an accident? You could be one click away from a claim worth millions. Just visit https://www.forthepeople.com/TODDCAST to start your claim now with Morgan & Morgan without leaving your couch. Remember, it's free unless you win! Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/chuck. Application times may vary. Rates may vary. Timeline: (Timestamps may vary based on advertisements) 00:00 Nick Troiano joins the Chuck ToddCast 01:15 How did you get started with Unite America 02:15 There’s been pushback to ranked choice voting in recent years 03:00 Ranked choice voting is a salve for partisan primaries 05:00 New York and Maine are only partially ranked choice system 06:30 There are good ways to present ranked choice results 07:00 The current non-ranked system favors the two major parties 08:45 Runoff elections get a bad rap 10:30 Louisiana has a more functional political system due to electoral reform 11:30 More Alaskan voters can cast a “meaningful” ballot due to ranked choice 13:30 Ranked choice seems to be more beneficial to center left than center right 14:45 Ranked choice opponents trying to repeal it in Alaska 16:00 The two party wants to protect their power & fight against ranked choice 17:00 The status quo is causing our current politics to unravel 17:30 What states do you expect to be on the ballot with primary reform? 18:45 There’s movement to allow unaffiliated voters to vote in primaries 19:45 Politics has become about fighting rather than solving problems 22:00 Why is it so hard to galvanize the centrist voters? 23:45 Without a representative congress, we’ll get terrible policies 24:15 Without competitive elections, we get bad career politicians 26:45 Is there an order democracy reforms will need to be passed? 29:00 There are multiple potential pathways to make democracy better 30:45 Periods of major turmoil & inequality historically lead to major reforms 32:00 Is it difficult to find wealthy donors to back nonpartisan reforms? 34:00 Strong executive leadership makes it easier for legislatures to follow 35:15 Redistricting reform had strong support & has gone in the opposite direction 36:15 Trump is weaponizing the primary system to force redistricting 38:30 90% of districts in the midterms will be decided before the general election 39:15 In safe districts you only can choose what type of Dem/GOP candidate 40:15 Should be able to vote on any candidate in taxpayer funded elections 42:00 It’s strange that government requires public party affiliation records 43:15 Parties shouldn’t be allowed to ask voters to sign party pledge 44:15 Campaign finance reform is a salient issue to most voters 46:00 We used to be far more engaged politically at the local level 48:30 What if we randomly selected legislatures like we do juries 49:30 Rural states might be open to compulsory representation 51:00 Thoughts on a constitutional convention? 52:30 The electoral college is working as intended, but needs updating 53:15 The bar is very high for ratification during a convention 54:00 If power continues to consolidate, a convention becomes more necessary 54:45 Any itch to run for office again? 55:30 What are the major issues running as an independent candidate? 57:00 There are fewer gatekeepers for getting attention as a candidateSee omnystudio.com/listener for privacy information.

In this episode of the Chuck ToddCast, Chuck confronts the alarming rise of antisemitism following a mass shooting that targeted Jews in Australia on the first night of Hanukkah, reflecting on how hatred now crosses traditional political lines and sharing his own family’s experiences. He argues that social media has become a primary accelerant—profiting from outrage, trapping people in media silos, and rewarding the most extreme voices—while insisting that free speech does not guarantee unlimited reach. The conversation widens to the urgent need for tech reform, growing support for restricting smartphones for kids, and public backlash to Donald Trump’s hands-off approach to regulating AI. Chuck also examines Trump’s foreign policy actions, economic excuses, and erosion of constitutional norms, warning that the U.S. is drifting toward “competitive authoritarianism.” Despite the dangers of normalization and resignation, the episode closes with a reminder that America still has the capacity to push back and reclaim democratic guardrails. Nick Troiano, executive director of Unite America, joins the Chuck ToddCast for a wide-ranging conversation about why America’s political system feels increasingly broken—and what reforms could actually fix it. Troiano explains how ranked-choice voting and primary reform can weaken the grip of the two-party system, produce more representative outcomes, and give voters in places like Alaska and Louisiana more meaningful choices. They unpack why partisan primaries reward conflict over problem-solving, how safe districts all but decide elections before voters reach the general, and why unaffiliated voters are often locked out of taxpayer-funded contests. The discussion expands to the broader reform landscape, from redistricting and campaign finance to unconventional ideas like compulsory representation and even randomly selected legislatures. Troiano argues that periods of political turmoil and inequality have historically led to democratic breakthroughs—and that today’s moment may demand the same. As power continues to consolidate and parties work to protect their advantage, this episode explores whether structural reform, rather than new personalities, is the only path to a healthier, more functional democracy. Finally, Chuck hops into the ToddCast Time Machine to revisit the political and cultural impact of The Simpsons, answers listeners’ questions in the “Ask Chuck” segment and recaps the latest in college football. Get your wardrobe sorted and your gift list handled with Quince. Don't wait! Go to https://Quince.com/CHUCK for free shipping on your order and 365-day returns. Now available in Canada, too! Go to https://getsoul.com & enter code TODDCAST for 30% off your first order. Got injured in an accident? You could be one click away from a claim worth millions. Just visit https://www.forthepeople.com/TODDCAST to start your claim now with Morgan & Morgan without leaving your couch. Remember, it's free unless you win! Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/chuck. Application times may vary. Rates may vary. Timeline: (Timestamps may vary based on advertisements) 00:00 Chuck Todd’s introduction 03:00 Mass shooting targets Jews in Australia on first night of Hanukkah 04:30 Antisemitism comes from both sides of the political aisle 06:00 Chuck’s family’s experience with antisemitism 07:15 Biggest culprit in rise in antisemitism is social media 09:45 Social media companies profit from destroying kids & country 11:00 People need to step out of their media silos 13:30 You have the right to speech but not to reach 16:00 Tech companies need to be the focal point for major reform 17:00 Trump’s “light touch” approach to regulating AI is very unpopular 18:45 Tech can get what they want by writing a check to Trump 20:15 Growing support for restricting smartphones for kids/teens 21:15 Most extreme content reaches the most online men* 22:30 Mark Warner says “double tap” strike was 40 mins later 23:30 Strike was indefensible, it’s why Pentagon won’t release video 25:30 Trump has no legal authority from congress for strikes 28:00 Trump basically admits Republicans will lose the midterms 29:00 Trump has begun the excuse making for a bad economy 30:15 Trump spent time working on DC’s golf courses 31:30 Foreign Affairs essay says USA is in competitive authoritarianism 34:30 Trump’s actions subvert rule of law & the constitution 35:15 Competitive authoritarians turn state power on enemies 37:45 Large swaths of the media have caved to the Trump administration 40:00 After Watergate, authoritarian abuse had disappeared… until Trump 41:00 America still has hope for turning away authoritarianism 41:30 Greatest danger is acceptance and resignation 49:15 Nick Troiano joins the Chuck ToddCast 50:30 How did you get started with Unite America 51:30 There’s been pushback to ranked choice voting in recent years 52:15 Ranked choice voting is a salve for partisan primaries 54:15 New York and Maine are only partially ranked choice system 55:45 There are good ways to present ranked choice results 56:15 The current non-ranked system favors the two major parties 58:00 Runoff elections get a bad rap 59:45 Louisiana has a more functional political system due to electoral reform 1:00:45 More Alaskan voters can cast a “meaningful” ballot due to ranked choice 1:02:45 Ranked choice seems to be more beneficial to center left than center right 1:04:00 Ranked choice opponents trying to repeal it in Alaska 1:05:15 The two party wants to protect their power & fight against ranked choice 1:06:15 The status quo is causing our current politics to unravel 1:06:45 What states do you expect to be on the ballot with primary reform? 1:08:00 There’s movement to allow unaffiliated voters to vote in primaries 1:09:00 Politics has become about fighting rather than solving problems 1:11:15 Why is it so hard to galvanize the centrist voters? 1:13:00 Without a representative congress, we’ll get terrible policies 1:13:30 Without competitive elections, we get bad career politicians 1:16:00 Is there an order democracy reforms will need to be passed? 1:18:15 There are multiple potential pathways to make democracy better 1:20:00 Periods of major turmoil & inequality historically lead to major reforms 1:21:15 Is it difficult to find wealthy donors to back nonpartisan reforms? 1:23:15 Strong executive leadership makes it easier for legislatures to follow 1:24:30 Redistricting reform had strong support & has gone in the opposite direction 1:25:30 Trump is weaponizing the primary system to force redistricting 1:27:45 90% of districts in the midterms will be decided before the general election 1:28:30 In safe districts you only can choose what type of Dem/GOP candidate 1:29:30 Should be able to vote on any candidate in taxpayer funded elections 1:31:15 It’s strange that government requires public party affiliation records 1:32:30 Parties shouldn’t be allowed to ask voters to sign party pledge 1:33:30 Campaign finance reform is a salient issue to most voters 1:35:15 We used to be far more engaged politically at the local level 1:37:45 What if we randomly selected legislatures like we do juries 1:38:45 Rural states might be open to compulsory representation 1:40:15 Thoughts on a constitutional convention? 1:41:45 The electoral college is working as intended, but needs updating 1:42:30 The bar is very high for ratification during a convention 1:43:15 If power continues to consolidate, a convention becomes more necessary 1:44:00 Any itch to run for office again? 1:44:45 What are the major issues running as an independent candidate? 1:46:15 There are fewer gatekeepers for getting attention as a candidate 1:48:15 Chuck’s thoughts on interview with Nick Troiano 1:49:15 ToddCast Time Machine December 17th, 1989 1:49:30 Debut of The Simpsons 1:50:45 Simpsons has outlasted entire media eras 1:51:15 Simpsons is brilliant at parodying politics & culture 1:52:00 Burns runs for governor teaches lessons of campaigns 1:52:45 Monorail episode shows failures of debt financing infrastructure 1:53:45 Lisa goes to Washington a great explainer of how DC works 1:54:30 Sideshow Bob rigs an election and wins anyway 1:56:00 Simpsons has had cameos from major political voices 1:56:30 Simpsons spawned an entire industry for adult animation 1:57:30 South Park’s “Simpson’s Did It” was the perfect omage 1:58:15 The Simpsons made audiences smarter about how to consume politics 1:58:30 Ask Chuck 1:59:15 Did Adam Schiff hurt or help Mandella Barnes by endorsing him? 2:02:00 A “shave your head” bet between you and Cillizza over A&M vs Miami? 2:05:15 Why has the donor class become the priority over the public? 2:09:15 Why can companies absorb tariff costs, but can’t raise wages? 2:12:30 College football updateSee omnystudio.com/listener for privacy information.

In this episode of the Chuck ToddCast, Chuck confronts the alarming rise of antisemitism following a mass shooting that targeted Jews in Australia on the first night of Hanukkah, reflecting on how hatred now crosses traditional political lines and sharing his own family’s experiences. He argues that social media has become a primary accelerant—profiting from outrage, trapping people in media silos, and rewarding the most extreme voices—while insisting that free speech does not guarantee unlimited reach. The conversation widens to the urgent need for tech reform, growing support for restricting smartphones for kids, and public backlash to Donald Trump’s hands-off approach to regulating AI. Chuck also examines Trump’s foreign policy actions, economic excuses, and erosion of constitutional norms, warning that the U.S. is drifting toward “competitive authoritarianism.” Despite the dangers of normalization and resignation, the episode closes with a reminder that America still has the capacity to push back and reclaim democratic guardrails. Finally, Chuck hops into the ToddCast Time Machine to revisit the political and cultural impact of The Simpsons, answers listeners’ questions in the “Ask Chuck” segment and recaps the latest in college football. Get your wardrobe sorted and your gift list handled with Quince. Don't wait! Go to https://Quince.com/CHUCK for free shipping on your order and 365-day returns. Now available in Canada, too! Go to https://getsoul.com & enter code TODDCAST for 30% off your first order. Got injured in an accident? You could be one click away from a claim worth millions. Just visit https://www.forthepeople.com/TODDCAST to start your claim now with Morgan & Morgan without leaving your couch. Remember, it's free unless you win! Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/chuck. Application times may vary. Rates may vary. Timeline: (Timestamps may vary based on advertisements) 00:00 Chuck Todd’s introduction 2:00 Mass shooting targets Jews in Australia on first night of Hanukkah 3:30 Antisemitism comes from both sides of the political aisle 5:00 Chuck’s family’s experience with antisemitism 6:15 Biggest culprit in rise in antisemitism is social media 8:45 Social media companies profit from destroying kids & country 10:00 People need to step out of their media silos 12:30 You have the right to speech but not to reach 15:00 Tech companies need to be the focal point for major reform 16:00 Trump’s “light touch” approach to regulating AI is very unpopular 17:45 Tech can get what they want by writing a check to Trump 19:15 Growing support for restricting smartphones for kids/teens 20:15 Most extreme content reaches the most online men* 21:30 Mark Warner says “double tap” strike was 40 mins later 22:30 Strike was indefensible, it’s why Pentagon won’t release video 24:30 Trump has no legal authority from congress for strikes 27:00 Trump basically admits Republicans will lose the midterms 28:00 Trump has begun the excuse making for a bad economy 29:15 Trump spent time working on DC’s golf courses 30:30 Foreign Affairs essay says USA is in competitive authoritarianism 33:30 Trump’s actions subvert rule of law & the constitution 34:15 Competitive authoritarians turn state power on enemies 36:45 Large swaths of the media have caved to the Trump administration 39:00 After Watergate, authoritarian abuse had disappeared… until Trump 40:00 America still has hope for turning away authoritarianism 40:30 Greatest danger is acceptance and resignation 47:30 ToddCast Time Machine December 17th, 1989 47:45 Debut of The Simpsons 49:00 Simpsons has outlasted entire media eras 49:30 Simpsons is brilliant at parodying politics & culture 50:15 Burns runs for governor teaches lessons of campaigns 51:00 Monorail episode shows failures of debt financing infrastructure 52:00 Lisa goes to Washington a great explainer of how DC works 52:45 Sideshow Bob rigs an election and wins anyway 54:15 Simpsons has had cameos from major political voices 54:45 Simpsons spawned an entire industry for adult animation 55:45 South Park’s “Simpson’s Did It” was the perfect omage 56:30 The Simpsons made audiences smarter about how to consume politics 56:45 Ask Chuck 57:30 Did Adam Schiff hurt or help Mandella Barnes by endorsing him? 1:00:15 A “shave your head” bet between you and Cillizza over A&M vs Miami? 1:03:30 Why has the donor class become the priority over the public? 1:07:30 Why can companies absorb tariff costs, but can’t raise wages? 1:10:45 College football updateSee omnystudio.com/listener for privacy information.

Recently reported: pancreatic cancer rates in women increased 2.4%! And don't miss the following topics that Terry will also discuss on this show: Women Get Less Sleep Than Men Simple Fix for Energy: Vitamin D Should I Buy Health Products on Amazon? Benefits of Fruits Stroke Prevention

Today's blockchain and cryptocurrency news  Bitcoin is down slightly at $90,406 Ethereum is up slightly at $3,116 And BNB up slightly at $892 Tether makes all-cash bid for Exor's Juventus stake Firedancer hits Solana Mainnet DeFi advocates fire back at Citadel Fogo will airdrop instead of holding token pre-sale ###Gemini Card Disclosure: The Gemini Credit Card is issued by WebBank. In order to qualify for the $200 crypto intro onus, you must spend $3,000 in your first 90 days. Terms Apply. Some exclusions apply to instant rewards in which rewards are deposited when the transaction posts. This content is not investment advice and trading crypto involves risk. For more details on rates, fees, and other cost information, see Rates & Fees. The Gemini Credit Card may not be used to make gambling-related purchases.  ### For 40% off your order, head to Udacity.com/DCR and use code DCR. Learn more about your ad choices. Visit megaphone.fm/adchoices

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In this episode, we review the high-yield topic of⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Dead Spaces and Vent Rates⁠⁠⁠⁠⁠⁠⁠ ⁠from the Respiratory section.Follow⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Medbullets⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ on social media:Facebook: www.facebook.com/medbulletsInstagram: www.instagram.com/medbulletsofficialTwitter: www.twitter.com/medbullets

The Federal Reserve has issued its second consecutive quarter-point rate cut, signaling growing concern about the direction of the U.S. economy. Fed Chair Jerome Powell warned that labor-market conditions are cooling, inflation risks remain elevated and new data suggests the workforce is losing momentum — with artificial intelligence continuing to shape employment trends.Subscribe to our newsletter to stay informed with the latest news from a leading Black-owned & controlled media company: https://aurn.com/newsletter Learn more about your ad choices. Visit megaphone.fm/adchoices

The declining fertility rate in the West is a clear indicator of the last two paragraphs of the Family Proclamation. Cwic Media Website: www.cwicmedia.com

Ian Lyngen and Ben Jeffery bring you their thoughts on the U.S. Rates market for the upcoming week of December 15th, 2025, and respond to questions submitted by listeners and clients.

Cosmological Crises and Mars Rover Progress: Colleague Bob Zimmerman details cosmological crises including the "Hubble tension" where expansion rates conflict and a baffling 7-hour gamma-ray burst, reporting on Comet Tsuchinshan-ATLAS images confirming it is a comet rather than a spacecraft, and the Perseverance rover moving toward promising mining terrain on Mars. 1865

Episode 733: Neal and Toby talk about the Fed's third straight rate cut for the year, but with three dissenting votes that show a divided Federal Reserve. Then, Oracle is under pressure from its investors to show eye-popping revenue from its AI data centers but so far, they're not impressed. Plus, Department of Transportation Sean Duffy and RFK Jr. have a pull-up competition at an airport. You read that right. Meanwhile, Neal shares his favorite numbers on a self-checkout study, golf & politics, and our brain development.  Check out https://www.linkedIn.com/mbd for more. Subscribe to Morning Brew Daily for more of the news you need to start your day. Share the show with a friend, and leave us a review on your favorite podcast app. Listen to Morning Brew Daily Here:⁠ ⁠⁠https://www.swap.fm/l/mbd-note⁠⁠⁠  Watch Morning Brew Daily Here:⁠ ⁠⁠https://www.youtube.com/@MorningBrewDailyShow⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

The Federal Reserve lowered the central bank's headline interest-rate range by a quarter of a percentage point, to 3.5-3.75%. Hosted on Acast. See acast.com/privacy for more information.

Joe's Premium Subscription: www.standardgrain.comGrain Markets and Other Stuff Links —Apple PodcastsSpotifyTikTokYouTubeFutures and options trading involves risk of loss and is not suitable for everyone.

The Federal Reserve cut interest rates by a quarter point, and Oracle shares fell on Wednesday after it reported disappointing revenues. Plus, there's one conglomerate in Abu Dhabi dominating the economy and its ownership is in the hands of the royal family. Mentioned in this podcast:Federal Reserve cuts rates to lowest level in three years in divisive decisionOracle shares slide as data centre spending mountsHow Abu Dhabi's economy came to be dominated by IHCNote: The FT does not use generative AI to voice its podcasts Today's FT News Briefing was hosted and edited by Sonja Hutson, and produced by Fiona Symon and Victoria Craig. Our show was mixed by Kelly Garry. Additional help from Gavin Kallmann, Michael Lello and David da Silva. The FT's acting co-head of audio is Topher Forhecz. The show's theme music is by Metaphor Music.Read a transcript of this episode on FT.com Hosted on Acast. See acast.com/privacy for more information.

(December 11, 2025) Host of ‘How to Money’ Joel Larsgaard joins the show to discuss cash is ‘cringe’ to Gen Z, Instacart’s algorithmic pricing, and what if electricity was free in the afternoon? Fed chair Jerome Powell says U.S. may be drastically overstating jobs numbers. UC Berkeley, Pomona College settle with Jewish groups over antisemitism allegations.See omnystudio.com/listener for privacy information.

In today's episode the boys break down Ryans questionable snapchats, Black mold in Cjs House, Ken turning into heavy D, did Gavin make the right decision with his truck, Micah being a hater, Ryans Girlfriend winning chilli Cookoff, White Monster Tattoo and Launching our Gear Brand Sign up for your $1 per month trail at https://www.shopify.com/wideopen Protect your family with life insurance from Ethos. Get up to $3 million in coverage in as little as 10 minutes at https://ethos.com/WIDEOPEN. Application times may vary. Rates may vary. Visit https://prizepicks.onelink.me/LME0/WIDEOPEN and use code WIDEOPEN and get $50 in lineups when you play your first $5 lineup! Get $10 Off at BRUNT with code LWO at https://www.bruntworkwear.com/LWO #Bruntpod  New customers get 50% Off with code WIDEOPEN at https://www.GLD.com To watch the podcast on YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/LifeWideOpenYT⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Don't forget to subscribe to the podcast for free wherever you're listening or by using this link: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/LifeWideOpenWithCboysTV⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ If you like the show, telling a friend about it would be amazing! You can text, email, Tweet, or send this link to a friend: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://bit.ly/LifeWideOpenWithCboysTV⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ You can also check out our main YouTube channel CboysTV: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/c/CboysTV⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices