Podcasts about Zip

Send us a textLeads aren't dying. They're expiring while your team gets to them. We unpack a practical playbook for contractors to capture more jobs without buying more clicks, focusing on speed to lead across online scheduling, AI-enabled chat, and automated follow-ups that never sleep. Joined by Danielle from Contractor In Charge and OnePath, we talk through what actually converts: fewer fields, faster confirmations, wider time windows, and a frictionless path from “I have a problem” to “I've got a booked visit.”We start with the hard truth from the data: if you wait six hours on a weekday or forty-eight over the weekend to reply, the customer is gone and the lead looks “bad.” From there, we show how to strip obstacles out of your web experience—let customers describe the issue in their own words, enter a phone and ZIP, see availability, and book in four steps. Worried about routing or edge cases? Book first, optimize later. Then we dive into chat, where most visitors want simple answers fast. AI can greet, qualify, and schedule 24/7, but must offer a human-out at any time to build trust and handle nuance.Form fills still matter, but only with instant automation. We outline how to trigger same‑second replies via text and email, push to scheduling, and follow up on abandoned interactions without relying on a busy inbox. Danielle explains how OnePath brings all of this together—web scheduler, chat, text‑to‑book, and AI-driven, human-backed support—so every channel stays fast, familiar, and flexible. The result is higher conversion, better customer experience, and real protection when shoulder season softens demand.If this conversation helps you spot your slowest link, share it with a teammate, subscribe for more field-tested growth tactics, and leave a quick review to tell us where you're losing speed today.If you enjoyed this chat From the Yellow Chair, consider joining our newsletter, "Let's Sip Some Lemonade," where you can receive exclusive interviews, our bank of helpful downloadables, and updates on upcoming content. Please consider following and drop a review below if you enjoyed this episode. Be sure to check out our social media pages on Facebook and Instagram. From the Yellow Chair is powered by Lemon Seed, a marketing strategy and branding company for the trades. Lemon Seed specializes in rebrands, creating unique, comprehensive, organized marketing plans, social media, and graphic design. Learn more at www.LemonSeedMarketing.com Interested in being a guest on our show? Fill out this form! We'll see you next time, Lemon Heads!

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Joaquin Wallace.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Joaquin Wallace.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Joaquin Wallace.

Engineer and author Barbara Oakley joins Frank Schaeffer to explore how censorship damages the brain, why education is broken, and how real thinking can save democracy._____https://www.coursera.org/learn/learning-how-to-learnhttps://www.lovechildrenplanet.com/events/barbara-oakley-how-free-speech-amp-cognitive-flexibility-save-democracy_____I have had the pleasure of talking to some of the leading authors, artists, activists, and change-makers of our time on this podcast, and I want to personally thank you for subscribing, listening, and sharing 100-plus episodes over 100,000 times.Please subscribe to this Podcast, In Conversation… with Frank Schaeffer, on your favorite platform, and to my Substack, It Has to Be Said. Thanks! Every subscription helps create, build, sustain and put voice to this movement for truth. Subscribe to It Has to Be Said. The Gospel of Zip will be released in print and on Amazon Kindle, and as a full video on YouTube and Substack that you can watch or listen to for free.Support the show_____In Conversation… with Frank Schaeffer is a production of the George Bailey Morality in Public Life Fellowship. It is hosted by Frank Schaeffer, author of The Gospel of Zip. Learn more at https://www.thegospelofzip.com/Follow Frank on Substack, Facebook, Twitter, Instagram, Threads, TikTok, and YouTube. https://frankschaeffer.substack.comhttps://www.facebook.com/frank.schaeffer.16https://twitter.com/Frank_Schaefferhttps://www.instagram.com/frank_schaeffer_arthttps://www.threads.net/@frank_schaeffer_arthttps://www.tiktok.com/@frank_schaefferhttps://www.youtube.com/c/FrankSchaefferYouTube In Conversation… with Frank Schaeffer Podcast

Unpacking The Gospel with Christian Smith, PhDFrank Schaeffer joins sociologist Christian Smith, PhD, author of "Why Religion Went Obsolete" and "Moral Believing Animals", for a deep conversation about Frank's new book, "The Gospel of Zip."Together they explore the book's central themes: how dogs teach us humility, forgiveness, and connection; what Frank calls the “survival of the friendliest”; and how love, caregiving, and beauty offer a countercultural answer to division and loneliness.Frank reflects on growing up as the son of theologian Francis Schaeffer, the lessons of failure and forgiveness, and why he's giving away "The Gospel of Zip" for free on YouTube.Watch "The Gospel of Zip"https://youtu.be/IiYjrYmMWhAThey discuss faith, loss, and finding meaning beyond dogma—and how religion, evolution, and a sweet little brown dog named Zip all point toward the same truth: “Together is good. Alone is bad.”_____0:00 Introduction – Frank introduces Christian Smith4:00 What The Gospel of Zip is about10:00 Dogs, humility, and “the survival of the friendliest”20:00 Writing for younger generations who don't read30:00 Faith, doubt, and “an atheist who prays”45:00 Lessons in regret, forgiveness, and family1:00:00 The Schaeffer legacy and American evangelicalism1:20:00 Loneliness, social media, and the loss of connection1:35:00 Dogs as teachers of mercy and belonging1:50:00 Closing reflections – “Of course, Ba will come.”_____I have had the pleasure of talking to some of the leading authors, artists, activists, and change-makers of our time on this podcast, and I want to personally thank you for subscribing, listening, and sharing 100-plus episodes over 100,000 times.Please subscribe to this Podcast, In Conversation… with Frank Schaeffer, on your favorite platform, and to my Substack, It Has to Be Said. Thanks! Every subscription helps create, build, sustain and put voice to this movement for truth. Subscribe to It Has to Be Said. The Gospel of Zip will be released in print and on Amazon Kindle, and as a full video on YouTube and Substack that you can watch or listen to for free.Support the show_____In Conversation… with Frank Schaeffer is a production of the George Bailey Morality in Public Life Fellowship. It is hosted by Frank Schaeffer, author of The Gospel of Zip. Learn more at https://www.thegospelofzip.com/Follow Frank on Substack, Facebook, Twitter, Instagram, Threads, TikTok, and YouTube. https://frankschaeffer.substack.comhttps://www.facebook.com/frank.schaeffer.16https://twitter.com/Frank_Schaefferhttps://www.instagram.com/frank_schaeffer_arthttps://www.threads.net/@frank_schaeffer_arthttps://www.tiktok.com/@frank_schaefferhttps://www.youtube.com/c/FrankSchaefferYouTube In Conversation… with Frank Schaeffer Podcast

The ASX 200 managed to cling to small gains today, up 26 points to 8828 (0.3%).NAB fell 3.3% after results saw some profit-taking on low growth, WBC down 1.2% as it went ex-dividend. Insurers were better, with QBE up 1.7% and MPL up 0.8%, while other financials remained sloppy and weak.Industrials generally mixed — TLS up 0.6%, TCL up 0.8%, and ALL rising 1.3%, with WES slipping 1.2% again, and JBH falling 3.1%. Travel stocks also fell, WEB down 2.7% and FLT losing altitude, off 1.4%.One bright spot was LNW, up 8.2% on a better-than-expected quarterly. DMP also gained 4.7% as shorts covered, just in case. Tech was slightly firmer as WTC rallied 0.6% and XRO up 0.5%, with the All-Tech Index up %.Resources firmed — BHP up 1.6% despite iron ore falling again, RIO also doing well. Gold miners were better on a bullion price increase, NST up 2.8% and NEM rising 2.8%. Rare earths were still under some pressure, as was the uranium space, while oil and gas firmed, WDS up 1.6%.In corporate news, ZIP fell 4.2% after its AGM reaffirmed guidance — perhaps the market was looking for another upgrade. JHX tumbled again, down 12.7%, as it went into a trading halt and blamed index rebalancing for the earlier sell-off. TAH dropped 3.0% as Aware Super sold down, and AMC rallied 5.0% on first-quarter results.On the economic front, Balance of Payments data was released today, showing the seasonally adjusted balance on goods increased by $2.827bn in September.Asian markets - HK up 1.6% China up 1.3% and Japan bouncing 1.6% 10-year yields squeezed to 4.36%.US Futures, Nasdaq down 19. Dow up 13. Tesla vote tonight.European markets set for a flat opening.Want to invest with Marcus Today? Our MT20 portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

This episode we bring back Pop it or Chop it on NFL & NBA players, We also debate Downtowns & Kabooms. Zip compares Caitlin Clark to Joe Burrow SCL HC S7E30

Interlochen is a small town in NW Lower Michigan near Traverse City and is home to the Interlochen Center for the Arts and WIAA Radio. I grew up near there and it's  a great little town.   Check out: https://en.wikipedia.org/wiki/Interlochen,_Michigan   - Episode Title: "Welcome to Interlochen" - Host: Mike Dell - Location: Interlochen, Michigan, 15 miles from host's home - Personal Connection: Frequent visits for brunch and family gatherings - Key Feature: Interlochen Center for the Arts - a renowned performing and visual arts school - Population: 694 (2020 census), significantly increased by summer music camp attendees - Nearby Family: Sister lives in the area - Geographical Context: Reference to US highways nearby - Town Status: Unincorporated, with its own post office and ZIP code - Infrastructure: Small airport with two grass runways; ongoing tension with township regarding its existence - Name Origin: "Interlochen" - Latin for "between" and Scottish for "lakes," located between Green Lake and Duck Lake - Concert Venue: Arts academy venue accommodates ~4,000, with views of Green Lake - Winter Activities: Ice fishing on Green Lake, driving across a frozen ice bridge - Community Memories: Hanging out at state park beach, deep-fried smelt culinary experience - Graduation Venue: Traverse City Public Schools holds ceremonies at Kresge Auditorium in Interlochen - Notable Alumni: Includes Chip Davis (Mannheim Steamroller) and singer Jewel - Next Episode Tease: Focus on an interesting building in Traverse City

Interlochen is a small town in NW Lower Michigan near Traverse City and is home to the Interlochen Center for the Arts and WIAA Radio. I grew up near there and it's  a great little town.   Check out: https://en.wikipedia.org/wiki/Interlochen,_Michigan   - Episode Title: "Welcome to Interlochen" - Host: Mike Dell - Location: Interlochen, Michigan, 15 miles from host's home - Personal Connection: Frequent visits for brunch and family gatherings - Key Feature: Interlochen Center for the Arts - a renowned performing and visual arts school - Population: 694 (2020 census), significantly increased by summer music camp attendees - Nearby Family: Sister lives in the area - Geographical Context: Reference to US highways nearby - Town Status: Unincorporated, with its own post office and ZIP code - Infrastructure: Small airport with two grass runways; ongoing tension with township regarding its existence - Name Origin: "Interlochen" - Latin for "between" and Scottish for "lakes," located between Green Lake and Duck Lake - Concert Venue: Arts academy venue accommodates ~4,000, with views of Green Lake - Winter Activities: Ice fishing on Green Lake, driving across a frozen ice bridge - Community Memories: Hanging out at state park beach, deep-fried smelt culinary experience - Graduation Venue: Traverse City Public Schools holds ceremonies at Kresge Auditorium in Interlochen - Notable Alumni: Includes Chip Davis (Mannheim Steamroller) and singer Jewel - Next Episode Tease: Focus on an interesting building in Traverse City

Dr. Clint Heacock spent decades pursuing the “victorious Christian life” promised by Bill Gothard and conservative Christianity.Instead, he witnessed spiritual control, family harm, and the failure of authoritarian religion.In this conversation, Clint shares:Growing up in Gothard-influenced ChristianityHis journey through Bible college, ministry, and a Ph.D. in theologyWhy he left the faith he once devoted his life toHow he now studies cult dynamics & religious extremismWhat healthy community looks like after deconstructionA powerful conversation for anyone healing from high-control religion and rebuilding a life rooted in compassion, freedom, and truth._____LINKShttps://www.lovechildrenplanet.com/events/it-has-to-be-read-not-so-shiny-not-so-happy-people-by-dr-clint-heacock-phdThe Dismantling Doctrine Podcasthttps://podcasts.apple.com/us/podcast/the-dismantling-doctrine-podcast/id1199559501I have had the pleasure of talking to some of the leading authors, artists, activists, and change-makers of our time on this podcast, and I want to personally thank you for subscribing, listening, and sharing 100-plus episodes over 100,000 times.Please subscribe to this Podcast, In Conversation… with Frank Schaeffer, on your favorite platform, and to my Substack, It Has to Be Said. Thanks! Every subscription helps create, build, sustain and put voice to this movement for truth. Subscribe to It Has to Be Said. The Gospel of Zip will be released in print and on Amazon Kindle, and as a full video on YouTube and Substack that you can watch or listen to for free.Support the show_____In Conversation… with Frank Schaeffer is a production of the George Bailey Morality in Public Life Fellowship. It is hosted by Frank Schaeffer, author of The Gospel of Zip. Learn more at https://www.thegospelofzip.com/Follow Frank on Substack, Facebook, Twitter, Instagram, Threads, TikTok, and YouTube. https://frankschaeffer.substack.comhttps://www.facebook.com/frank.schaeffer.16https://twitter.com/Frank_Schaefferhttps://www.instagram.com/frank_schaeffer_arthttps://www.threads.net/@frank_schaeffer_arthttps://www.tiktok.com/@frank_schaefferhttps://www.youtube.com/c/FrankSchaefferYouTube In Conversation… with Frank Schaeffer Podcast

Why am I giving my book away for free?I've been a writer my whole life, but this book—The Gospel of Zip—is different. It's about my dog, Zip. It's about my fifty-six-year relationship with my wife, Genie. It's about what I've learned really matters: love, caregiving, family, friendship. In a world that feels more divided than ever, I wanted to offer something honest and healing. That's why I'm not just selling this book. I'm giving it away for free.For the last seven years, I've poured myself into this project. No strings attached. No catch. Not because I don't value my work, but because I value the message even more. At seventy-three, I don't need to chase a publisher's advance or turn this into a fundraising campaign. What I want most is to share what I've discovered: that the secret to surviving hard times—Trump years, culture wars, political dysfunction—is the same secret that has kept Genie and me together for over half a century. Love. Care. Community. Or, as I put it in the book, “the survival of the friendliest.”We live in an era of echo chambers and algorithms that divide us. But history—and even a dog like Zip—teaches us something better. People have endured far darker times than these by leaning into cooperation, connection, and kindness. That's the lesson Zip lives out every day: greeting everyone as a friend, finding common ground where I might not, reminding me that forgiveness and joy are more powerful than resentment. If we can learn to live that way ourselves, there's no need to stay trapped in bitterness or fear.I have had the pleasure of talking to some of the leading authors, artists, activists, and change-makers of our time on this podcast, and I want to personally thank you for subscribing, listening, and sharing 100-plus episodes over 100,000 times.Please subscribe to this Podcast, In Conversation… with Frank Schaeffer, on your favorite platform, and to my Substack, It Has to Be Said. Thanks! Every subscription helps create, build, sustain and put voice to this movement for truth. Subscribe to It Has to Be Said. The Gospel of Zip will be released in print and on Amazon Kindle, and as a full video on YouTube and Substack that you can watch or listen to for free.Support the show_____In Conversation… with Frank Schaeffer is a production of the George Bailey Morality in Public Life Fellowship. It is hosted by Frank Schaeffer, author of The Gospel of Zip. Learn more at https://www.thegospelofzip.com/Follow Frank on Substack, Facebook, Twitter, Instagram, Threads, TikTok, and YouTube. https://frankschaeffer.substack.comhttps://www.facebook.com/frank.schaeffer.16https://twitter.com/Frank_Schaefferhttps://www.instagram.com/frank_schaeffer_arthttps://www.threads.net/@frank_schaeffer_arthttps://www.tiktok.com/@frank_schaefferhttps://www.youtube.com/c/FrankSchaefferYouTube In Conversation… with Frank Schaeffer Podcast

This episode Zip talks about his Jordan sale on Fanatics Collects auction, We talk about using PSA buyback when buying and selling, We take a look at current Card Ladder Indexes. Hobby Chop makes a big announcement for EC3con Trade Night 11/22/25 Tuesday Night Live - 10/28/2025 SCL HC S7E28

The ALL ME® Podcast Shatterproof Mindset - Lauren Sisler October is Substance Abuse Prevention Month, and we're bringing you a special Bonus Episode of the ALL ME® Podcast. Join THF's Director of Marketing and Development, Amy Wagner, as she sits down with Lauren Sisler to share an inspiring conversation of resilience, awareness, and the importance of communication. Lauren Sisler is an Emmy Award-winning sports broadcaster, ESPN sideline reporter, author of Shatterproof, and keynote speaker known for her sideline shimmy. After landing her dream career with ESPN, reporting on college football and gymnastics, she began to open up about a story she once kept hidden: losing her parents to opioid addiction. Through sharing her story, she's been able to shed light on the stigma of addiction. Now, whether she's on the sidelines or on stages, her purpose lies in helping people tell (and love) their own stories, live more courageous, resilient lives, and find their own sideline shimmies. During this episode Lauren shares her journey from a gymnast to an ESPN sideline reporter, emphasizing the importance of embracing one's story, especially in the face of personal tragedy. She discusses the impact of her parents' deaths due to substance abuse and how it shaped her perspective on addiction and mental health. Lauren advocates for open communication and community support, encouraging others to find their own 'shatterproof' mindset. The conversation also touches on the pressures athletes face regarding body image and the importance of mental health awareness in sports. Takeaways · Everyone has a story worth sharing. · Falling in love with your story can empower you. · Personal tragedies can lead to greater understanding and empathy. · Communication is key in addressing substance abuse. · Mental health awareness is crucial in sports today. · We must support each other in our struggles. · Finding joy in difficult moments is essential. · Grace is important for ourselves and others. · We need to educate ourselves about addiction. · Embrace the journey and be where your feet are. Chapters 00:00 Introduction to Lauren Sisler and Her Journey 01:16 Falling in Love with Your Story 02:48 Childhood and Early Gymnastics 06:20 Body Image and Pressures in Gymnastics 09:58 The Shocking Loss of Lauren's Parents 10:23 Processing Grief and Understanding Addiction 19:07 The Shatterproof Mindset and Resilience 23:02 Embracing Resilience: Building from Adversity 25:40 The Power of Presence: Being Where Your Feet Are 29:38 Holistic Athlete Stories: Beyond the Game 32:57 Mental Health in Sports: Breaking the Stigma 37:09 Defining Self-Worth: Beyond Accomplishments 40:15 The Importance of Communication: Shining Light on Struggles Follow/Contact Lauren: X: @LaurenSisler Instagram: @LaurenSisler Facebook: Lauren Sisler www.LaurenSisler.com Purchase Shatterproof https://www.amazon.com/dp/1962802078?ref=cm_sw_r_cp_ud_dp_0KHWMCRWPKVJBAE7T720&ref_=cm_sw_r_cp_ud_dp_0KHWMCRWPKVJBAE7T720&social_share=cm_sw_r_cp_ud_dp_0KHWMCRWPKVJBAE7T720&starsLeft=1&skipTwisterOG=1 If you or someone you know is in crisis, help is available. Call or text: 988 Chat: 988lifeline.org You'll be able to speak with a trained crisis counselor any time of day or night. The SAMHSA Helpline provides 24-hour free and confidential help. You can get treatment referral and information about mental health and drug or alcohol use disorders, prevention, and recovery in English and Spanish. Call: 1-800-662-4357, TTY: 1-800-487-4889, Text your ZIP code to: 435748 Follow/Contact Us: X: @theTHF Instagram: @theTHF Facebook: Taylor Hooton Foundation #ALLMEPEDFREE www.TaylorHooton.org Email: info@taylorhooton.org Phone: 214-449-1990 ALL ME Assembly Programs: http://taylorhooton.org/education-resources/face-to-face-programs/

Antes del almacenamiento en la nube, todo dependía de un soporte físico: si lo perdías, lo perdías todo. Disquetes, ZIP, MiniSD, CD-RW, pendrives… cada época tuvo su “salvavidas digital”. Hoy me apetece adentrarne en esa etapa de la tención para recordar esa sensación de fragilidad y dependencia.

The ASX 200 rose 37 points to 9056 (0.4%) after flirting with a new record high. Banks came off the early boil somewhat, CBA up 0.8% and the Big Bank Basket up to $291.17 (+0.7%). Financials generally were firm, ZIP up 3.0% and XYZ 1.8% higher. REITS too were a little better, GMG up 0.9% and SCG up 0.2%. Industrials generally were solid, ALL up 1.8% and QAN took off, up 3.4% with BXB also doing well, up 1.2%. COL and WOW slightly better and tech mixed, WTC down 0.6% and XRO up 0.9% as the All-Tech Index rose 0.4%. In resources, it was a mixed picture, iron ore majors firmed, BHP up 0.7%, gold miners were mixed on quarterly results, NEM continued to see profit taking post the quarterly, down 3.1% and RMS fell 5.7% on quarterly. Rare earths remain under pressure as the US and China edge closer to a trade deal. LYC down 2.4% and ILU off 6.9%. Oil and gas stocks slightly higher, STO up 1.4% with uranium mixed. In corporate news, NXL dropped 16.8% on the CEO resigning, PNV bounced 3.9% as the chair fell on his sword and VEA fell 4.3% on cigarette sales drop. AUB jumped 12.1% on takeover rumours from Swedish PE. On the economic front, Chinese industrial companies saw their earnings surge the most in nearly two years. Asian markets firmed on trade hopes. Japan up 2.1% China up 1.1% and HK up 1.0%.Want to invest with Marcus Today? Our MT20 portfolio is designed for investors seeking exposure to our strategy while we do the hard work for you. If you're looking for personal financial advice, our friends at Clime Investment Management can help. Their team of licensed advisers operates across most states, offering tailored financial planning services.  Why not sign up for a free trial? Gain access to expert insights, research, and analysis to become a better investor.

Salt Lake County Mayor Jenny Wilson proposed a nearly 20% property tax increase in her 2026 budget. Holy shit! Host Ali Vallarta, executive producer Emily Means, and social media manager Molly Miloscia break down the mayor's pitch. Plus, fact checking the Real Housewives on Utah's richest ZIP codes and helpful and celebratory picks of the week. Resources and references: Salt Lake County Mayor Jenny Wilson proposes tax increase, criminal justice focus [FOX 13] Find a food pantry to support during the government shutdown. Become a member of City Cast Salt Lake today! It's the best way to support our work and help make sure we are around for years to come. Get all the details and sign up at membership.citycast.fm. Subscribe to Hey Salt Lake, our daily morning newsletter. You can also find us on Instagram @CityCastSLC.  Text or leave us a voicemail with your name and neighborhood, and you might hear it on the show: (801) 203-0137 Looking to advertise on City Cast Salt Lake? Check out our options for podcast and newsletter ads. Learn more about the sponsors of this episode:  ICO Red Butte Visit Walla Walla PLUNJ Project Rainbow

Sam Daley-Harris has spent more than four decades proving that ordinary citizens can make extraordinary change. He founded the anti-poverty lobby RESULTS, co-founded the Microcredit Summit Campaign with Muhammad Yunus, and leads Civic Courage to empower citizen advocacy around the world.In this conversation, we talk about reclaiming democracy, building political will, and why real change starts with you.LINKShttps://bookshop.org/a/99692/9781953943385https://www.lovechildrenplanet.com/events/it-has-to-be-read-reclaiming-our-democracy-by-sam-daley-harris_____I have had the pleasure of talking to some of the leading authors, artists, activists, and change-makers of our time on this podcast, and I want to personally thank you for subscribing, listening, and sharing 100-plus episodes over 100,000 times.Please subscribe to this Podcast, In Conversation… with Frank Schaeffer, on your favorite platform, and to my Substack, It Has to Be Said. Thanks! Every subscription helps create, build, sustain and put voice to this movement for truth. Subscribe to It Has to Be Said. Support the show_____In Conversation… with Frank Schaeffer is a production of the George Bailey Morality in Public Life Fellowship. It is hosted by Frank Schaeffer, author of The Gospel of Zip. Learn more at https://www.thegospelofzip.com/Follow Frank on Substack, Facebook, Twitter, Instagram, Threads, TikTok, and YouTube. https://frankschaeffer.substack.comhttps://www.facebook.com/frank.schaeffer.16https://twitter.com/Frank_Schaefferhttps://www.instagram.com/frank_schaeffer_arthttps://www.threads.net/@frank_schaeffer_arthttps://www.tiktok.com/@frank_schaefferhttps://www.youtube.com/c/FrankSchaefferYouTube In Conversation… with Frank Schaeffer Podcast

In this special 50 Stars, 50 Stories edition of American Potential, host David From celebrates the great state of Nevada — the Battle Born State — and its enduring legacy of freedom, innovation, and resilience. Joining him is Wiz Rouzard, Deputy State Director for Americans for Prosperity–Nevada, whose passion for his adopted home shines through as he connects Nevada's remarkable history to its growing promise today. Wiz takes us back to 1864, when Nevada entered the Union in the midst of the Civil War, helping to secure President Abraham Lincoln's re-election and strengthen the cause of unity. Known for its rugged mountains, independent spirit, and the motto “All for Our Country,” Nevada's story is one of perseverance and bold self-determination. Fast forward 160 years, and that same Battle Born spirit is driving modern reforms. Wiz shares how his team helped make Nevada an open enrollment state, giving every family the freedom to choose the best public school for their child — no longer bound by ZIP code. He explains new legislation that opens doors for foreign-trained doctors to serve in Nevada communities, addressing healthcare shortages while keeping opportunity alive for skilled professionals. And when Hollywood came calling with a proposal for massive taxpayer-funded film subsidies, Wiz and his team stood firm, ensuring that Nevada remains a beacon for free enterprise — not a playground for corporate handouts. Their success in defeating the film tax plan was a major win for fiscal responsibility and local taxpayers. Throughout the conversation, Wiz also shares how Nevada's Battle Born Blueprint continues to guide their mission — expanding educational choice, championing small businesses, protecting donor privacy, and keeping the Silver State a national example of what's possible when people, not politics, lead the way. From silver mines and desert sunsets to new frontiers in opportunity, this episode celebrates Nevada's past, present, and future — one of America's brightest stars in the constellation of freedom.

So much depends on your ZIP code, even children's access to play. But an effort is growing to ensure the playground is where all kids can have fun, learn and heal.“It's where they learn, it's where they build connection, it's where they really establish their identity as a human being in this world,” says Lysa Ratliff, CEO for KABOOM! “And yet, there's extreme disparities in our parks and our schools and our cities and who has access to what.”In this sponsored episode, Ratliff explains how KABOOM! is working in cities such as Baltimore, Oakland and Uvalde in Texas to safeguard a generation's childhood and sense of belonging.KABOOM! is a national nonprofit organization known for building thousands of playgrounds over the past 30 years. Today, the organization is scaling up through its “25 in 5 Initiative” — a plan to partner with 25 cities over five years to end playspace inequity and close the “nature gap” that leaves millions of kids, especially in communities of color, without access to safe, quality green spaces.Ratliff highlights how data, partnerships and community-led design can end inequity.“We're trying to answer a very big question,” says Ratliff. “How can we make sure that every single kid in this country has a chance to grow up in a world that sees them, that values them, that gives them a sense of freedom and belonging and ultimately protects their childhood by any means?”Municipal partners interested in joining the 25 in 5 Initiative can complete an interest survey.

Everywhere you turn, someone's trying to fake something like an image, a voice, or even an entire identity. With AI tools now in almost anyone's hands, it takes minutes, not days, to create a convincing fake. That's changed the game for both sides. The fraudsters have new weapons, and the rest of us are scrambling to keep up. The real question now isn't just how to stop scams, but how to know who or what to trust online. My guest today, Bala Kumar, spends his days on the front lines of that battle. He's the Chief Product and Technology Officer at Jumio, a company working to make digital identity verification faster, smarter, and safer. Bala has more than twenty years in the industry, including leadership roles at TransUnion, and he's seen firsthand how the race between innovation and exploitation never really ends. It just keeps speeding up. In our conversation, Bala shares how generative AI has supercharged the fraud world, what makes identity such a fragile link in digital trust, and why biometrics may finally offer a way forward. We also dig into the psychology behind online risk, how convenience often wins over caution, and what small habits can help people protect themselves in an age where deception looks more real than ever. Show Notes: [01:04] Bala Kumar has a background in product management and fraud prevention from TransUnion to Jumio. [01:59] He describes how fraudsters constantly evolve, forcing companies to anticipate attacks instead of just reacting. [03:56] The quality of manipulated images has skyrocketed, making real vs. fake nearly indistinguishable. [05:17] Jumio's systems catch most fake IDs, but Bala admits even advanced systems must keep auditing for missed fraud. [07:16] Regular audits and rapid response cycles help Jumio identify attack spikes within 24–48 hours. [09:40] Generative AI has dramatically increased the speed and volume of fraud attempts across industries. [11:33] Jumio uses cross-transaction risk analysis to detect emerging fraud patterns and shut down attacks quickly. [13:00] Fraudsters move from one platform to another, always searching for weaker defenses and faster wins. [15:10] Bala explains how fraud prevention has expanded beyond banking into gaming, dating, and gig platforms. [16:38] Consumers crave low friction, which ironically makes them more vulnerable to scams. [17:20] Instant gratification culture pressures companies to reduce security steps, fueling greater risk. [19:52] New AI-driven fraud tactics include injected camera feeds and highly realistic deep fakes. [20:12] Old tricks like “send me a selfie with proof” no longer work—deepfakes can now mimic anything. [22:22] Bala sees biometrics as the next major safeguard for digital identity and real-time verification. [23:12] Facial recognition has become mainstream, paving the way for secure and low-friction identity checks. [26:19] Jumio is already deploying biometric check-ins for events and hotel registrations with great success. [27:30] Account recovery and payout systems now use liveness and device checks to confirm identity safely. [30:09] Bala critiques outdated knowledge-based questions like “What's your favorite food?” as unreliable security. [31:12] Consumers lack visibility into which apps use strong verification or multi-factor authentication. [33:56] He calls for an independent rating system to rank apps based on security and identity protection. [37:53] Bala urges users to question why companies ask for personal data like SSNs or ZIP codes. [39:29] Even a ZIP code and last name can expose personal records, highlighting the need for awareness. Thanks for joining us on Easy Prey. Be sure to subscribe to our podcast on iTunes and leave a nice review.  Links and Resources: Podcast Web Page Facebook Page whatismyipaddress.com Easy Prey on Instagram Easy Prey on Twitter Easy Prey on LinkedIn Easy Prey on YouTube Easy Prey on Pinterest Jumio Bala Kumar - LinkedIn

Author and researcher Dr. Jean M. Twenge joins Frank Schaeffer to talk about the crisis of parenting in a high-tech world. With over 190 scientific publications and her groundbreaking new book 10 Rules for Raising Kids in a High-Tech World, Dr. Twenge offers clear, practical strategies for reclaiming childhood from smartphones, social media, and gaming._____LINKShttps://www.generationtechblog.com/https://www.jeantwenge.comhttps://www.lovechildrenplanet.com/events/it-has-to-be-read-10-rules-for-raising-kids-in-a-high-tech-world-by-dr-jean-m-twenge_____I have had the pleasure of talking to some of the leading authors, artists, activists, and change-makers of our time on this podcast, and I want to personally thank you for subscribing, listening, and sharing 100-plus episodes over 100,000 times.Please subscribe to this Podcast, In Conversation… with Frank Schaeffer, on your favorite platform, and to my Substack, It Has to Be Said. Thanks! Every subscription helps create, build, sustain and put voice to this movement for truth. Subscribe to It Has to Be Said. Support the show_____In Conversation… with Frank Schaeffer is a production of the George Bailey Morality in Public Life Fellowship. It is hosted by Frank Schaeffer, author of The Gospel of Zip. Learn more at https://www.thegospelofzip.com/Follow Frank on Substack, Facebook, Twitter, Instagram, Threads, TikTok, and YouTube. https://frankschaeffer.substack.comhttps://www.facebook.com/frank.schaeffer.16https://twitter.com/Frank_Schaefferhttps://www.instagram.com/frank_schaeffer_arthttps://www.threads.net/@frank_schaeffer_arthttps://www.tiktok.com/@frank_schaefferhttps://www.youtube.com/c/FrankSchaefferYouTube In Conversation… with Frank Schaeffer Podcast

Abby is out on travel, Hayden Cohen joins Vanessa to discuss all things SLC. They recap… -Whitney's floral lunch -Zip codes -Jared and Britani -Angie K vs. Britani -Angie K vs Lisa -Psychics -BravoCon predictions Don't forget to check out Hayden's podcast “A lot of you have been asking.” Article is offering our listeners $50 off your first purchase of a hundred dollars or more to claim visit article.com/realmoms and the discount will be automatically applied at checkout. So if you are looking for that perfect gift, or want to impress your friends and family with an epic meal the next time you host, go to GOLDBELLY.com and get 20% off your first order with promo code REALMOMS To explore coverage, visit ASPCApetinsurance.com/REALMOMS  Go to Quince.com/realmoms for free shipping on your order and 365-day returns. Get up to $200 off Square hardware when you sign up at square.com/go/REALMOMS! Learn more about your ad choices. Visit megaphone.fm/adchoices

Shoppers are researching harder and buying faster, and the old guesswork about what to stock is getting expensive. We sit down with Shannon Pinto, VP of Statistical Surveys at Trader Interactive, to pull back the curtain on how real DMV registrations and real-time marketplace behavior from RV Trader, Cycle Trader, and Boatline turn into a clear picture of demand—down to the ZIP code, make, model, and even RV configurations like slide-outs and sleeping capacity. If you run an RV, marine, or powersports dealership, this is a tactical map for smarter inventory, sharper marketing, and better show results.Shannon explains how their team blends DMV records with first-party search and click data to show what's actually selling and what shoppers are hunting for right now. We walk through concrete use cases: choosing which units to haul to a combined auto and boat show, balancing new versus pre-owned mix by neighborhood, and targeting local demographics with creative that speaks to real buyers. We also talk access and privacy—why Statistical Surveys serves businesses, how private info stays protected, and how a Carfax-like history layer is rolling out for marine listings to help reduce risk for buyers and sellers.Beyond the interview, we round out the episode with racing highlights, a tour through pivotal auto history moments—from early EV experiments and Ford's moving assembly line to OPEC's shock and Tesla's supercharger buildout—and timely industry news, including supply chain impacts to aluminum-bodied trucks and a major lending investigation. The throughline is simple: when you align registrations (what sold) with marketplace intent (what's about to sell), you make better calls, faster. Subscribe, share this with a dealer friend who needs fewer hunches and more signal, and leave a review telling us the one metric you'd check first.Be sure to subscribe for more In Wheel Time Car Talk!The Lupe' Tortilla RestaurantsLupe Tortilla in Katy, Texas Gulf Coast Auto ShieldPaint protection, tint, and more!Disclaimer: This post contains affiliate links. If you make a purchase, I may receive a commission at no extra cost to you.---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

On today's episode of the Fletch, Vaughan & Hayley Big Pod, what was the rude thing a customer said to you at work and we opened Pandora's box when we asked you 'who did you fall in love with that you shouldn't have?" Denver Taco Bell Ultra-Marathon Vaughan needs new tea towels SLP - Do yous till write with pen and paper Death by coke bottle candy Top 6 - Songs Katy Perry will write about Justin Taylor Swift announcement Vaughan was the only man and this book event When was someone rude to you at work? Zip code dating When did you fall in love with someone you shouldn't? Fact of the day Vaughan's $10 Suburb Inbetweeners in back! See omnystudio.com/listener for privacy information.

New Oracle E-Business Suite Patches Oracle released one more patch for the e-business suite. Oracle does not state if it is already exploited, but the timing of the patch suggests that it should be expedited. https://www.oracle.com/security-alerts/alert-cve-2025-61884.html Widespread Sonicwall SSLVPN Compromise Huntress Labs observed the widespread compromise of the Sonicwall SSLVPN appliance. https://www.huntress.com/blog/sonicwall-sslvpn-compromise Active Exploitation of Gladinet CentreStack and Triofox Local File Inclusion Flaw (CVE-2025-11371) An unpatched vulnerability in the secure file sharing solutions Gladinet CentreStack and TrioFox is being exploited. https://www.huntress.com/blog/gladinet-centrestack-triofox-local-file-inclusion-flaw Two 7-Zip Vulnerabilities CVE-2025-11002, CVE-2025-11001 7-Zip patched two vulnerabilities that may lead to arbitrary code execution https://www.zerodayinitiative.com/advisories/ZDI-25-949/ https://www.zerodayinitiative.com/advisories/ZDI-25-950/

Frank Schaeffer In Conversation with Marc J. Dunkelman, exploring his work and the themes of his book, “Why Nothing Works: Who Killed Progress—and How to Bring It Back”_____LINKShttps://watson.brown.edu/people/visiting/dunkelman  https://www.lovechildrenplanet.com/events/it-has-to-be-read-why-nothing-works-by-marc-j-dunkelman_____I have had the pleasure of talking to some of the leading authors, artists, activists, and change-makers of our time on this podcast, and I want to personally thank you for subscribing, listening, and sharing 100-plus episodes over 100,000 times.Please subscribe to this Podcast, In Conversation… with Frank Schaeffer, on your favorite platform, and to my Substack, It Has to Be Said. Thanks! Every subscription helps create, build, sustain and put voice to this movement for truth. Subscribe to It Has to Be Said. Support the show_____In Conversation… with Frank Schaeffer is a production of the George Bailey Morality in Public Life Fellowship. It is hosted by Frank Schaeffer, author of The Gospel of Zip. Learn more at https://www.thegospelofzip.com/Follow Frank on Substack, Facebook, Twitter, Instagram, Threads, TikTok, and YouTube. https://frankschaeffer.substack.comhttps://www.facebook.com/frank.schaeffer.16https://twitter.com/Frank_Schaefferhttps://www.instagram.com/frank_schaeffer_arthttps://www.threads.net/@frank_schaeffer_arthttps://www.tiktok.com/@frank_schaefferhttps://www.youtube.com/c/FrankSchaefferYouTube In Conversation… with Frank Schaeffer Podcast

Give us about fifteen minutes daily, and we will give you all the local news, sports, weather, and events you can handle.   SPONSORS: Many thanks to our sponsors… Annapolis Subaru, the SPCA of Anne Arundel County, Fish for a Cure, the Annapolis Sailboat Show, Interim HealthCare of Annapolis, and  Hospice of the Chesapeake.  Today... From free trees and wealthy ZIP codes to boating milestones and banned books, there's plenty happening around Anne Arundel County today. Hear all the stories—and maybe find your next favorite read or tree—on today's Eye On Annapolis Daily News Brief. Link to daily news recap newsletter: https://forms.aweber.com/form/87/493412887.htm Trevor from  Annapolis Makerspace is here with your Maker Minutes! DAILY NEWSLETTER LINK: https://forms.aweber.com/form/87/493412887.htm The Eye On Annapolis Daily News Brief is produced every Monday through Friday at 6:00 am and available wherever you get your podcasts and also on our social media platforms--All Annapolis and Eye On Annapolis (FB) and @eyeonannapolis (X) NOTE: For hearing-impaired subscribers, a full transcript is available on Eye On Annapolis.

Dr. Wade Banner is a California-board-certified dentist and founder of In Motion Dentists, one of the few practices delivering comprehensive, in-home care—everything from cleanings to crowns and root canals—for seniors, homebound patients, and people with intellectual and developmental disabilities. He also operates a specialized brick-and-mortar clinic in La Verne built for accessibility and behavioral needs.In this episode, Dr. Banner breaks down how portable dentistry actually works (spoiler: a carry-on-sized unit and a 7-minute setup), how partnerships with Regional Centers and RDHAPs unlock access, and why treating isolated patients in urban ZIP codes can feel as “rural” as the farthest county. We dig into workflow, equipment, teledentistry collaboration, and the mindset shift new grads need to serve special healthcare needs—plus how any dentist can start with house calls on a limited basis.Subscribe for more conversations on practical solutions for rural and hard-to-reach care. Learn more or request a ride-along via In Motion Dentists.What You'll Learn From This Episode:Introduction and Guest Introduction Dr. Banner's Journey into Mobile Dentistry Working with Special Needs and Regional Centers Challenges and Solutions in Rural Dental Care The Importance of House Call Dentistry Future of Teledentistry and RDHAPs Conclusion and Contact InformationConnect with Wade Banner: LinkedIn ResourcesIn Motion DentistsRDHAP ConnectSan Gabriel / Pomona Regional CenterAseptico Portable Dental UnitsCocoon Portable X-RayThe CSRHA has been a go-to resource for rural healthcare and community leaders since 1995. The CSRHA brings an accumulation of actionable insights to the next generation of rural healthcare leaders. For more behind the scenes of this podcast follow @CSRHApodcast on Twitter or @csrha.advocate on Facebook.If you enjoy This Is Rural Health, we could use your support! Please consider leaving a 5-star rating and review, and share it with someone who needs to hear this!Learn more about the CSRHA at csrha.org.

Welcome to Hot Topics! In this episode, we're thrilled to feature Shartajeyé Wright-Fitzhugh, the visionary founder of a newly established microschool known as KIDmistry®. We'll explore the inspiration behind her decision to create this innovative learning environment, the specific age group she caters to, and the unique setup of KIDmistry®. Additionally, we'll discuss the significant influence that microschools have on the private school sector.Shartajeyé created her school as a response to the Texas government's systematic defunding of public schools while increasing funding for private schools. She shares the rich history of microschools, emphasizing their crucial role in providing educational opportunities to underserved communities, a practice that dates back to the Reconstruction era. KIDmistry® is dedicated to children aged 0-5, focusing on STEM education and literacy through engaging play and hands-on experiences. With operating hours from 7:30 AM to 5:30 PM, the school thoughtfully incorporates structured playtime, nutritious meals, and a variety of learning activities throughout the day.Driven by a mission to help black and brown children overcome existing educational disparities, Shartajeyé's committed to ensuring that every student receives quality instruction and the support they need to thrive. As she works toward obtaining accreditation for KIDmistry®, the school's set to officially launch in August 2025. Shartajeyé also encourages others to consider starting their own microschools or educational initiatives, advocating for fresh and creative approaches to learning. Join us for this enlightening discussion about the future of education and the exciting possibilities that lie ahead!Who is Shartajeyé Wright-Fitzhugh?Shartajeyé "Taji" Wright-Fitzhugh is a TEDx speaker, STEM educator, and founder of Kidmistry®, an educational consulting firm helping schools and teachers close opportunity gaps through innovation and equity. A former science teacher, district leader, and co-founder of a personalized learning middle school, she knows firsthand what it takes to reimagine education from the inside out. Through her platform "Taji – The Teacher's Teacher," she equips new educators with practical tools and culturally responsive strategies that transform “Wait, what?” moments into powerful “Aha!” breakthroughs in the classroom. Taji holds a B.S. in Biology from Texas Southern University and dual master's degrees from Southern Methodist University in STEM Education and Urban School Leadership. She's on a mission to ensure that every child—regardless of ZIP code—gets the access, agency, and real-world skills to thrive. Whether she's coaching teachers, speaking on stages, or building microschool models rooted in justice, Taji leads with purpose, faith, and fire.You can find Shartajeyé:On the web: https://kidmistry.com/ On Facebook: https://www.facebook.com/profile.php?id=61556770829972 On Instagram: https://www.instagram.com/tajiteaches/ On Threads: https://www.threads.com/@tajiteaches On LinkedIn: https://www.linkedin.com/in/shartajeyewright/ On YouTube: https://www.youtube.com/@TaJiTheTeachersTeacher On TikTok: https://www.tiktok.com/@tajiteachesWatch this episode on YouTube: https://youtube.com/live/auUphdsbTKwRate this episode on IMDB: TBA********************************************Follow Gabrielle Crichlow:On Facebook: https://www.facebook.com/gabrielle.crichlowOn Instagram: https://www.instagram.com/gabrielle.crichlowOn LinkedIn: https://www.linkedin.com/in/gabrielle-crichlow-92587a360Follow A Step Ahead Tutoring Services:On Facebook: https://www.facebook.com/astepaheadtutoringservicesOn Instagram: https://www.instagram.com/astepaheadtutoringservicesOn X: https://www.x.com/ASATS2013On LinkedIn: https://www.linkedin.com/company/a-step-ahead-tutoring-services/On YouTube: https://www.youtube.com/@astepaheadtutoringservicesOn TikTok: https://www.tiktok.com/@asats2013On Eventbrite: https://astepaheadtutoringservices.eventbrite.comVisit us on the web: https://www.astepaheadtutoringservices.comSign up for our email list: https://squareup.com/outreach/a41DaE/subscribeSign up for our text list: https://tapit.us/cipPJOCheck out our entire "Hot Topics!" podcast: https://www.astepaheadtutoringservices.com/hottopicspodcastSupport us:Cash App: https://cash.app/$ASATS2013PayPal: https://paypal.me/ASATS2013Venmo: https://venmo.com/u/ASATS2013Become a supporter of this podcast: https://www.spreaker.com/podcast/hot-topics--5600971/support Original date of episode: July 20, 2025

Dr. Tom Prichard is a veteran of the territories, having found success in Smoky Mountain, Memphis and the Continental area before moving on to the WWF. There, he achieved tag team success as one half of the Heavenly Bodies as well as Zip of the Bodydonnas. Today, Tom joins Steve to discuss his wrestling upbringing in the Houston area under legendary promoter Paul Boesch, competing in the Los Angeles territory with the Guerreros, Gino Hernandez and meeting young Steve in Dallas and the USWA.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

professorjrod@gmail.comStorage didn't just get bigger; it got personal. We rewind to the late '90s and early 2000s to unpack the clash between Iomega's Zip drive and the laser-lit world of the CD—two formats that taught a generation how to back up, carry, and truly own their data. From the pain of 30‑floppy installs to the thrill of dropping a 700 MB burn into a jewel case, we dig into what made each medium take off, where they stumbled, and why their lessons still shape how we save files today.We start with the super floppy dreams behind Zip 100—engineering choices, bold “Click. Zip. Done.” marketing, and the way creatives, students, and IT teams built daily workflows around blue drives and rugged cartridges. Then we confront the trust crisis of the “click of death,” the lawsuits and lost archives, and how fast‑rising alternatives—CD‑ROM, cheaper external hard drives, and the first USB sticks—changed the game. Along the way, we share real‑world snapshots: college labs checking out Zip disks like library cards, E3 press kits living on cartridges, and NASA quietly slotting Zip into space for portable transfer.Next, lasers take center stage. We chart the CD's leap from digital audio to data with 650–700 MB per disc, the fall in drive costs, and the cultural surge fueled by Myst, Encarta, and Wing Commander. CD‑R and CD‑RW flipped the script by giving anyone the power to publish, archive, and share—burning playlists, handing off portfolios, and shipping software at scale. We revisit the AOL CD blitz, the DVD capacity boom, and the slow fade of optical drives as broadband, flash storage, and cloud sync took over. Through it all, a throughline emerges: good storage changes behavior. When saving is simple, people back up. When media is portable, they create and share more.By the end, you'll see why Zip and CD were more than formats—they were habits, rituals, and signals of identity in an era when data became a part of daily life. Hit play, ride the nostalgia, and take away practical lessons on redundancy, media reliability, and the tradeoffs behind every storage shift. If this brought back memories of your first burn or the dreaded click, subscribe, share with a friend, and leave a review to keep the conversation going.Support the showIf you want to help me with my research please e-mail me.Professorjrod@gmail.comIf you want to join my question/answer zoom class e-mail me at Professorjrod@gmail.comArt By Sarah/DesmondMusic by Joakim KarudLittle chacha ProductionsJuan Rodriguez can be reached atTikTok @ProfessorJrodProfessorJRod@gmail.com@Prof_JRodInstagram ProfessorJRod

✅ Free Medicare Guidance: https://bit.ly/3GoHTBZToll Free (855) 463 - 9688DescriptionJae breaks down why MaximizeYourMedicare.com is the hub for plain-spoken guidance—and why 2026 is more complex than you've been told. From the “birthday rule” backfire to Part D coverage gaps, AEP timing, GLP-1 gotchas, PPO vs HMO tradeoffs, and out-of-pocket max math, this episode shows how to use rules and competition to your advantage. Free guidance, serious caveats, and a clear plan—without the hype.In This Video00:00:00 Why MaximizeYourMedicare.com exists & who it's for00:01:00 AEP timing: why starting before Oct 15 saves headaches00:03:00 Substack: free vs paid, curation, and why context matters00:05:00 2026 is harder: regulation, skepticism, and “not financial advice”00:10:00 Medicare.gov walk-through: what I can finally say today00:15:00 Medigap is standardized; the real story is rate hikes00:16:00 The “birthday/anniversary rule” backlash—why prices rise00:23:00 Part D demo: GLP-1 coverage gaps & the $2,100 cap nuance00:35:00 Medicare Advantage vs Medigap math: networks & OOP max00:45:00 Markets differ by ZIP: producer pay, plan exits, and buyer edge______________________________________________________________CONNECT:✅ Subscribe to Jae's Corner on Substack: https://bit.ly/3u8TR8s✅$$$ Free Prescription Discount Card: https://bit.ly/3vv2gpi✅$$$ 2nd Free Prescription Discount Card: https://bit.ly/3NWIBp8✅Free Term Life Insurance Quote: https://bit.ly/37xaYJL✅

Send us a text!Watch this episode on YouTubeThis week, some insane Apple leaks — the M5 iPad Pro fully unboxed and benchmarked, M5 MacBook Pro and Vision Pro confirmed and coming SOON! Also: Apple scraps the cheap Vision headset, a big update to the lauded Logitech mouse, the setup of our very own David Snow, and we make Leander answer for his sins.This episode supported by:Listeners like you. Your support helps us fund CultCast Off-Topic, a new weekly podcast of bonus content available for everyone; and helps us secure the future of the podcast. You also get access to The CultClub Discord, where you can chat with us all week long, give us show topics, and even end up on the show. Support The CultCast at support.thecultcast.com — or unsubscribe at unfork.thecultcast.comCultCloth will keep your iPhone, MacBook, display, guitars, glasses and lenses sparkling clean! For a limited time use code CULTCAST at checkout to score a two free CarryCloths with any order $20+ at CultCloth.coEasily create a beautiful website all by yourself, at Squarespace.com/CultCast. Use offer code CultCast at checkout to get 10% off your first purchase of a website or domain.This week's stories:Early unboxing video leaks M5 iPad Pro (and blistering benchmarks)An unboxing video of the M5 iPad Pro reveals nearly everything about it weeks before the launch, including benchmark scores of the new chip.How are Russian YouTubers getting unreleased Apple products early?FCC leaks reveal Apple's next Vision Pro headset and upcoming Macs and iPadsIn a new round of inadvertent FCC leaks of Apple products, we learn about the next Vision Pro along with M5 MacBook Pro and iPad Pro.Apple puts cheaper Vision Pro on back burner to focus on smart glassesDetermined to release smart glasses sooner rather than later, Apple reportedly shuts down development of a cheaper Vision Pro headset.New Logitech MX Master 4 mouse brings haptic feedback and Actions RingThe new Logitech MX Master 4 wireless mouse upgrades a classic with haptic feedback and productivity shortcuts.Folder Quick LookPreview folder and archive contents (ZIP, RAR, and more) instantly in macOS Quick Look. Just select a folder and press the Space bar.Killer standing desk lifts MacBook rig in more ways than oneDavid Snow's dual-display M4 Pro MacBook setup gets a huge non-computer upgrade — an amazing Uplift standing desk.From PC pigsty to prim M1 Pro MacBook workstation

Mike Scrase hops on the show to promote his series Zip which you can check out the kickstarter for number 4 right now. The kickstarter also offers a lot of catchup tiers if you would like to read issues 1-3. If you want to delve deep into the inspirations and messages of the series, listen to the interview and consider backing the kickstarter! There are a lot great rewards on top of this series being really great on its own. Zip Kickstarter: kickstarter.com/projects/mikescrase/zip4?ref=7y6oy6&fbclid=PAZXh0bgNhZW0CMTEAAacTL-mZKh2sjZpes0Y23K6qO2BAvDgcO-qph7gNubE5oYeYWMiiETKFMSE_kg_aem_38CuyYBRlaPFOkqrp1InbA Zip series on Kindle: https://www.amazon.com/dp/B0CW18FRDZ?fbclid=PAZXh0bgNhZW0CMTEAAaeZqWMN_8p0ynY0tY2CrlzhMIBK0ijvHbNIPr2Q0p3YksC7raiFaOAq5KxVHw_aem_xk3d0I_GkBYJS1XPmtjh0g Zip on Drive Thru Comics: https://www.drivethrucomics.com/m/product/482044?fbclid=PAZXh0bgNhZW0CMTEAAafNLWYGgpWicUI4u91UN-0-BvG76i9zfdOq5vaXkVAVJOUBxYdFY0NPFwEBAw_aem_GTa_mSFOAy6f20C2wncwqg Zip LinkTree: https://linktr.ee/zipcomicuk?fbclid=PAZXh0bgNhZW0CMTEAAafIWV_K_N1H0GWlm1V_8-kRtu0K3AdkmNJQe5Gd3gUIZqSjZURP-mQzM-V4Zw_aem_Ba5oOQNO4AcDkWnI4qZ8mQ Thank you and enjoy!

Writing Imperfect Superhumans: The Story Behind Zip | USDN Interview with Mike ScraseHello Council Members! I'm The Chairman of The United States Department of Nerds (USDN), and today we're diving into the world of ZIP — the British comic about flawed superhumans that doubles as a smart commentary on disability.Joining me is Mike Scrase (Writer), the creator of Zip, published by Markosia Enterprises. With stunning art by San Espina and lettering by Ferran Delgado, Zip has already delivered three powerful issues — and now Issue #4 is heading to Kickstarter!In this episode, we'll explore:The origins of Zip and Mike's journey into comicsHow disability became central to the story of imperfect superhumansThe challenges and care taken when writing about disability responsiblyWhat's in store for Issue #4 (funerals, time travel, and huge twists!)The Kickstarter campaign, rewards, and why indie publishing mattersIf you've ever wanted to know how to write superhumans with depth, care, and realism — this is the episode for you.

A new report from the Georgia Department of Behavioral Health and Developmental Disabilities reveals that suicide is the second leading cause of death for children ages 10 through 14. Suicide is also the third leading cause of death for Georgians between the ages of 15–24. In 2023, at least 249 people under the age of 24 died by suicide in Georgia. For “Closer Look’s” series focusing on National Suicide Awareness and Prevention Month, host Rose Scott talked with several guests about the impact of suicide on Georgia’s youth and efforts to raise more emotionally resilient kids, teens, and young adults. Guests included: Dr. Chinwé Williams, a nationally recognized licensed therapist and author of the book, "Calm, Courageous, and Connected Kids: A Parent’s Guide to Raising Emotionally Resilient Children Derrick Matthews, the director of research science for The Trevor Project Dr. William Procter, the associate director of counseling services at Morehouse College Marcy Stidum, the assistant vice president of student wellbeing at Kennesaw State University You can reach the National Suicide & Crisis Lifeline by calling or texting 988. You can also reach counselors with The Trevor Project by phone at 1866-488-7386 or by texting 678-678. *** Here are several free or low-cost mental health resources in the Atlanta / Fulton & DeKalb areas. Always call ahead to confirm eligibility, costs, and whether there are waiting lists. *** Hotlines & Statewide Lines (available in Atlanta): Georgia Crisis & Access Line (GCAL) — 24/7 crisis, referral, help connecting to local services. Call 1‑800‑715‑4225 Open Path Collective – Atlanta — For a one‑time membership fee ($65), you can access therapy sessions priced $40‑$70 (or $30 for student/intern sessions). NAMI Georgia Helpline — Free support, information, and referrals (non‑crisis). (770) 408‑0625 Mental Health Hotline (Atlanta, GA) — Free, confidential support 24/7: 866‑903‑3787 *** Local Clinics & Sliding Scale / Free Options in Atlanta: Fulton County Adult Behavioral Health Services - Therapy, psychiatric assessment, group counseling, etc. Free or sliding scale for uninsured adults. (For all of Fulton County (including Atlanta) Grady Behavioral Health Center - Sliding scale fees based on income. - (404) 616‑4444 DeKalb Community Service Board (CSB) - Free or sliding-scale mental health services for low-income / uninsured individuals. - 23 Warren Street SE, Atlanta; (404) 370‑7474 Comprehensive Counseling Solutions - Services on sliding scale, or free for those qualifying. - 2636 MLK Jr Drive SW, Atlanta; (770) 933‑6289 Sage Center – STEP Program - Reduced fees (sliding scale) via supervised counseling interns / residents - Based in Atlanta; apply via their “STEP” process Samaritan Counseling (Atlanta) - Sliding fee scale based on income & assets - (404) 228‑7777 NAMI Georgia Helpline - Information, peer support, resource referrals (non‑crisis) - (770) 408‑0625 National Depression Hotline (for Georgia) - Free, confidential help for depression/anxiety - 866‑629‑4564 *** Tips & Additional Options - Universities’ training clinics / psychology programs – Many universities (e.g. Emory, Georgia State) have psychology or counseling training clinics where students provide therapy under supervision, often at reduced cost. (These are often listed under “low cost counseling in GA” overviews) - Faith-based / community organizations – Some churches or nonprofit groups offer free counseling or support groups. Ask around locally. - Sliding scale private therapists – Use directories (e.g. Psychology Today, Open Path) and filter by “sliding scale / low cost” to find individual therapists in your ZIP who accept lower fees. - Use GCAL or NAMI line – These hotlines can often help you find the nearest clinic that fits your income /See omnystudio.com/listener for privacy information.

Choose Life Have you ever said something that was not heard? How do we know that we have heard the Lord? Are we on track with our first love? This week it was all about listening as we heard from not just one but two special speakers. Rebetzen Jill spoke on the power of the ZIP, and Rabbi Ron Aaronson shared on choosing life.

In this episode, Dr. Vonda Wright sits down with Gabrielle McKenzie, founder of the Fair Code Initiative and Columbia Law–mentored researcher on algorithmic accountability, and Isabella Wright, a rising scholar focused on constitutional protections in the age of AI. Together, they spotlight how proprietary, black-box tools are increasingly shaping real-world decisions—from courtrooms to clinics—and why transparency, oversight, and human judgment still matter. They explore how risk-assessment algorithms inform bail and sentencing, what data they ingest (age, ZIP code, race), and the constitutional stakes for due process and the Equal Protection Clause. The conversation breaks down bias vs. correlation, where AI can help vs. harm, and the limits of “efficiency” when liberty is on the line. The trio also covers practical steps: public education, standards for auditing and disclosure, engaging policymakers, and mobilizing grassroots advocacy—plus parallels in healthcare, where insurer algorithms can influence access to care. ••• Make sure to follow Dr. Vonda Wright: Instagram: @drvondawright Youtube: https://www.youtube.com/@vondawright Tiktok: https://www.tiktok.com/@drvondawright LinkedIn: https://www.linkedin.com/in/vonda-wright-md-ms-2803374 Website: http://www.DrVondaWright.com ••• If you enjoyed this episode, Subscribe to “HOT For Your Health” for more inspiring episodes. Apple Podcast: https://podcasts.apple.com/us/podcast/hot-for-your-health/id1055206993 Spotify: https://open.spotify.com/show/1Q2Al27D79jCLAyzp4hKBv?si=b62b374994884eed We'd love to hear your thoughts on this episode! Share your comments or join the discussion on social media using #HotForYourHealthPodcast.

책에 관한 걸쭉하고 상큼한 이야기 "책.걸.상" ‘로시니' 하면 음악가보다 즐겨 찾는 이탈리안 레스토랑 이름부터 떠올릴 만큼 ‘맛집'에 진심인 작가의 오랜 시간 맛집 탐방을 통해 건져 올린 이야기들로 꽉꽉 눌러 담은 ‘맛ZIP파일'이라고 하는데요.JYP의 신간「아무튼, 맛집」지금 바로 만나보시죠~오늘 스폐셜 게스트가 있습니다!! 끝까지 들어주세요 !!

In 2018, Brex made a defining decision: rather than rely on middleware providers like Stripe or Marqeta, it built its own payments infrastructure from the ground up. That move, Ben Gammell tells us, gave the company a direct integration with MasterCard and the ability to issue corporate cards in “over 50 plus local currencies.” The choice, he explains, was born of necessity at the time but has since become a structural advantage, offering customers greater control and global reach.That same principle of intentional investment extends to Brex's software strategy. The company designs its expense management platform to meet the demands of sophisticated, high-growth businesses such as Arm and Anthropic. The result, Gammell tells us, is a solution that not only competes with legacy providers like Concur but also improves accessibility for smaller firms “with aspirations of being the next DoorDash or Coinbase.”Partnerships further expand the ecosystem. Because Brex controls its processing stack internally, it can integrate with best-of-breed solutions—Navan in travel, Zip and Coupa in procurement—delivering the breadth that global enterprises require while keeping Brex at the center of the transaction.Looking outward, the company recently began expanding into Europe. Gammell tells us the first priority is to better serve U.S. multinationals with operations abroad. Only later will Brex pursue wholly foreign clients. Still, he emphasizes discipline: the U.S. remains “the largest market by a country mile,” and maintaining focus there is key to balancing growth ambitions with profitability and investor confidence.

A conversation with Dr. Munir GhesaniCancer care is due an update.Leading the field with cutting-edge treatment options and an ethos rooted in equity, are United Theranostics - represented today by Chief Medical Officer Dr. Munir Ghesani.As a leading voice in nuclear medicine, Dr. Ghesani expertly guides us through the current problems in cancer care, before outlining the promise of theranostic treatment.With an unwavering focus on patient experience and creating equitable access, Dr. Ghesani provides a beacon of hope in our struggle against cancer.—We spoke about how the structure of American healthcare has created enormous access gaps, the history and efficacy of Theranostics, and what it will take to design a system where world-class care is available in every ZIP code. Follow me on Instagram and Facebook @ericfethkemd and checkout my website at www.EricFethkeMD.com. My brand new book, The Privilege of Caring, is out now on Amazon! https://www.amazon.com/dp/B0CP6H6QN4

Buckle up for The Chad & Cheese Podcast, where Joel Cheesman, Chad Sowash, and Maureen Clough dive into HR's wildest waves with their signature no-filter banter! This episode tackles the HR tech consolidation frenzy: Workday's $1.1B Sana acquisition, paired with recent Paradox and Flowise buys, signals a bold AI-driven strategy to streamline everything from sourcing to onboarding with a slick, unified dashboard. It might be Workday's “peanut butter and jelly” integration but execution's the key. Meanwhile, iCIMS grabs Apli (or is it Aptly? Nobody knows! Not sure it matters) for frontline hiring, but it may be a desperate “last girl at the bar” move to keep up in the conversational AI race. The crew also mourns layoffs: Fiverr's 250 job cuts and ZipRecruiter's axing of 80 in Israel, with Chad slamming Zip's post-IPO pivot to a dud chatbot, Phil, and Mo decrying Fiverr's dystopian AI push that kneecaps freelancers. Gen Z's “revenge quitting” and “great lock-in” trends spark debate—Mo and Chad urge caution, while Joel's all “life's tough, kids!” Starbucks' dress code drama (no Crocs, tattoos, or piercings!) ignites a fiery clash: Mo and Chad call it discriminatory nonsense, while Joel insists baristas can just take their hustle to Arby's. Chapters 00:00 Introduction and Podcast Overview08:10 Job Market Challenges for Older Workers11:15 Technology and the Future of Work18:46 Sneak Preview of Chicken Cock Whiskey HQ24:11 Acquisitions in the HR Software Sector29:44 Workday's Strategic Moves and Market Positioning35:00 The Future of Work and AI's Impact41:00 Industry Layoffs and AI Transformation51:25 Gen Z's Workplace Challenges and Trends59:18 Starbucks Dress Code Controversy

Are you ready to stop making excuses and start closing deals? In this electrifying, two-part episode of the "Real Estate Entrepreneurs" podcast, Ricardo sits down with the one and only Uncle Charles for a no-holds-barred conversation on what it takes to win in real estate. Uncle Charles, a straight-talking veteran, argues that the market is never an excuse for failure. He shares how he's currently working on multiple deals—including "Subject To's," apartment complexes, and fractional interest—without making a single cold call. Learn why the post-COVID forbearance period has created a wave of new opportunities and how to find them. But the most groundbreaking part of the show is the exclusive announcement: the launch of REI AI, the world's first real estate AI GPT. Uncle Charles reveals how this new technology will revolutionize the industry by providing live data, instant deal analysis, and the ability to find and connect with buyers in any ZIP code with the click of a button. This episode is more than just a podcast—it's a masterclass in mindset, strategy, and innovation. Uncle Charles also opens up about his personal journey and his new book, focusing on the power of resolve and the mentality needed to bounce back from any setback. #RealEstateInvesting #REIAI #AIinRealEstate #Wholesaling #SubjectTo #RealEstatePodcast #UncleCharles #MarketShift #MindsetMatters #RealEstateEducation #DealMaking #WholesalingLive #RealEstateTips #InvestmentStrategy #ProductivityHacks #WealthBuilding #Entrepreneurship #RealEstateCommunity #REI #SuccessMindset

Web Searches For Archives Didier observed additional file types being searched for as attackers continue to focus on archive files as they spider web pages https://isc.sans.edu/diary/Web%20Searches%20For%20Archives/32282 FBI Flash Alert: Salesforce Attacks The FBI is alerting users of Salesforce of two different threat actors targeting Salesforce. There are no new vulnerabilities disclosed, but the initial access usually takes advantage of social engineering or leaked data from the Salesdrift compromise. https://www.ic3.gov/CSA/2025/250912.pdf VSCode Cursor Extensions Malware Koe Security unmasked details about a recent malicious cursor extension campaign they call White Cobra. https://www.koi.security/blog/whitecobra-vscode-cursor-extensions-malware BSides Augusta https://bsidesaugusta.org/

The video describes the new Logic Apps Hybrid deployment model that allows customers to run their integration workloads in their own Kubernetes environments. This is ideal for customers initiating their journey to the cloud and hosting multiple on-premises workloads, who need to meet industry regulations, who wants to reuse their own Kubernetes infrastructure, or to avoid the natural latency introduced in hybrid configurations. Chapters 00:00 - Introduction 02:50 - Creation of a Logic Apps with hybrid deployment model 06:25 - Creation of a workflow 08:15 - The power of the Workflow Designer 09:00 - Open telemetry in Logic Apps 10:05 - Zip deploy 10:45 - Rules engine 14:12 - Core concepts of Hybrid 14:52 - Wrap up Recommended resources Set up your own infrastructure for Standard logic apps using hybrid deployment Connect Scott Hanselman | Twitter/X: @SHanselman Harold Campos | Twitter/X: @hcampsosu | LinkedIn Harold Campos | YouTube Harold Campos Azure Friday | Twitter/X: @AzureFriday Azure | Twitter/X: @Azure

The boys start with a really cool problem-solving involving a monopoly framing, big overhangs, and thermal bridging. And the follow-up is an excellent question from Western Canada regarding the use of ZIP sheathing with a Class I interior vapor retarder. It's a great discussion involving R-values, air barriers, vapor permeability (including all Classes of vapor retarders), wetting, and drying. Whew! Good thing that Steve had a "great" joke to close this one out...(gag). PETE'S RESOURCES:- GBA: "Calculating Thermal Bridging in a Wood-Framed Building:" - BuildingScienceAdvisor: - GBA "Can Polyethylene Be Used As An Air Barrier?"www.mbricotiledecks.com/

Increasing Searches for ZIP Files Attackers are scanning our honeypots more and more for .zip files. They are looking for backups of credential files and the like left behind by careless administrators and developers. https://isc.sans.edu/diary/Increasing%20Searches%20for%20ZIP%20Files/32242 FreePBX Vulnerability An upatched vulnerability in FreePBX is currently being exploited. FreePBX offers mitigation advice and has also just released a beta patch. https://community.freepbx.org/t/security-advisory-please-lock-down-your-administrator-access/107203 Passwordstate Vulnerability Clickstudios patched an authentication bypass vulnerability in its password manager, Passwordstate. The vulnerability can be used to access the emergency password page. https://www.clickstudios.com.au/passwordstate-changelog.aspx

What should you get your best friend for their birthday? According to Jon: Nothing. Zip. Zilch. Nada. In today's episode, we're talking MONEY, HONEY and the expectations surrounding gift giving. Jon gets pretty heated in this one, so you may want to lower the volume on your speakers. If you take one thing from this episode, it's this: Do not buy Jon gifts. Ever. Alex will gladly accept though! 0:00 - Intro28:32 - How Do I Make More Money?31:21 - I'm Buying a House, Not Your Friendship33:46 - Do I Need to Bring a Birthday Gift?40:28 - My Groomsman Ditched My Wedding 43:28 - My Mom Runs My Finances 47:26 - My Presence Is The Wedding Present58: 23 - My Husband Has Major Debt01:01:33 - I Want Access to My Husband's Bank Account Cozy Earth: Head to cozyearth.com and use my code STRAIGHT for 40% off! And if you get a Post-Purchase Survey, make sure to let them know you heard about Cozy Earth right here!Visit our website ⁠www.giveittomestraightpodcast.com⁠Visit our other website ⁠www.alexjon.com⁠Find us on Instagram!⁠Podcast⁠⁠Alex⁠⁠JonSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Zip your hair on, it's Marc Maron. The dark side of luxury problems, exciting medical stories, and the gift of yet another microphone. Get duct taped into position, it's an all-new SmartLess. Subscribe to SiriusXM Podcasts+ to listen to new episodes of SmartLess ad-free and a whole week early. Start a free trial now on Apple Podcasts or by visiting siriusxm.com/podcastsplus.