Podcasts about Zip

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Best podcasts about Zip

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Latest podcast episodes about Zip

SANS Internet Stormcenter Daily Network/Cyber Security and Information Security Stormcast
SANS Stormcast Friday, August 29th, 2025: Scans for ZIP Files; FreePBX 0-Day; Passwordstate Patch

SANS Internet Stormcenter Daily Network/Cyber Security and Information Security Stormcast

Play Episode Listen Later Aug 29, 2025 5:45


Increasing Searches for ZIP Files Attackers are scanning our honeypots more and more for .zip files. They are looking for backups of credential files and the like left behind by careless administrators and developers. https://isc.sans.edu/diary/Increasing%20Searches%20for%20ZIP%20Files/32242 FreePBX Vulnerability An upatched vulnerability in FreePBX is currently being exploited. FreePBX offers mitigation advice and has also just released a beta patch. https://community.freepbx.org/t/security-advisory-please-lock-down-your-administrator-access/107203 Passwordstate Vulnerability Clickstudios patched an authentication bypass vulnerability in its password manager, Passwordstate. The vulnerability can be used to access the emergency password page. https://www.clickstudios.com.au/passwordstate-changelog.aspx

Lend Academy Podcast
Joe Heck, US CEO of Zip, on the role of BNPL for America's underserved consumers

Lend Academy Podcast

Play Episode Listen Later Aug 29, 2025 34:52


Buy Now, Pay Later (BNPL) has transformed how consumers approach purchasing, yet adoption in the US still trails markets like Australia and Europe. In this episode, we sit down with Joe Heck, US CEO of Zip, who brings somewhat of a contrarian perspective to the industry. Joe argues that BNPL isn't just another credit product, it's a financial tool designed for what he calls "underestimated Americans," the paycheck-to-paycheck consumers often underserved by traditional banks.With Zip achieving a 98% payback rate and growing over 40% year-over-year, Joe shares insights on why the credit system is too judgmental, how BNPL provides working capital flexibility, and his vision for autonomous finance powered by AI. Whether you're curious about the future of payments or want to understand how fintech is serving overlooked consumer segments, this conversation offers fresh insights into one of the fastest-growing areas of financial services.In this podcast you will learn:What attracted Joe to take the CEO role at Zip.Why BNPL has not taken off as fast in the U.S. as it has in Australia and Europe.How Zip's BNPL product works.What Zip's customers are spending their money on.What kind of checks they do for new customers.Joe's view on reporting BNPL transactions to credit bureaus.What is driving the growth at Zip over the last year.How Joe responds to media criticisms of BNPL and mounting consumer debt.How they help their customers smooth out their payments.How they partner with Stripe and what it means for Zip's growth.Where Zip is looking to expand.How Joe sees the the BNPL sector evolving and the role of AI.Connect with Fintech One-on-One: Tweet me @PeterRenton Connect with me on LinkedIn Find previous Fintech One-on-One episodes

Keeping It Real with Cam Marston

On this week's Keepin' It Real, Cam has a message for parents whose children are playing high school sports as his youngest children enter their final year of high school. Every high school sport is suffering from a shortage of officials and referees. Zip it, he says, please just zip it.  -----  The second contact on a volleyball can be a double contact so long as it's one attempt and doesn't go over the net. That's a new volleyball rule set to begin this season. For years parents in the stands would holler “double” whenever they saw what they thought was a double touch on the ball on the second attempt. Now that rule is gone. Unless you know volleyball, none of this may make any sense. This rule change is a big deal. This school year my favorite youngest son and daughter, our twins, begin what will likely be their final experience with organized sports. They're high schoolers. Last night my daughter's first volleyball match of the season was in Birmingham. My wife is her coach. Tonight, my son's football team plays their first game against their archrival. Both teams require a parent meeting before the season begins. It's usually held in the school gym or cafeteria and the coaches go over the season's logistics and such and make their requests of the parents. This may be unique to our school, but my hunch is that it's the same everywhere. At both this year's football and volleyball meetings, the coaches implored the parents to leave the referees and officials alone. Both coaches mentioned that there was a shortage of officials. The veteran officials were quitting, and too few new ones were signing up. The reason. One word: parents. In Texas, the association that manages volleyball officials said that if they feel their officials are treated poorly or threatened, which happens, they will not allow the officials to return to that school, effectively forcing the school to forfeit every home match since the home team is responsible for booking officials. And our football coach told the gathered parents that when the game is over no one is to speak to the officials. They are to be allowed to leave the field and go to their cars without a word from the fans. Violations of this may result in the offending parent not being allowed back into the stadium. And the problem is spiraling. Since the veteran officials are leaving, the few new ones are being accelerated through their training and are now officiating games at speeds and skill levels beyond their little experience. They're doing the best they can but likely making poor calls due to inexperience. The parents are losing their minds. And referees and officials are wondering if the little they earn filling this role for the kids and for the sake of the sport is worth it. It's hard to argue differently. All this is certainly a part of something larger in our nation today. And I don't have time right now to hypothesize on what that may be. Just know this: The second contact on a volleyball can be a double contact so long as it's one attempt and doesn't go over the net. It's a new rule. If you see it differently, zip it. The same goes for the holding call. And your fast-food order, that guy in traffic who cut you off, and the reservation agent on the phone. Just zip it. There are already too few people willing to do the job, whatever it is. I'm Cam Marston and I'm just trying to Keep It Real.

Sports And Other Stuff
Sports & Other Stuff 263

Sports And Other Stuff

Play Episode Listen Later Aug 21, 2025 35:17


NFC West predictions. Japanese baseball. QBs named. Glad you're here.

Give It To Me Straight
65. Giving you gifts, shared bank accounts, and loser husbands

Give It To Me Straight

Play Episode Listen Later Aug 19, 2025 69:55


What should you get your best friend for their birthday? According to Jon: Nothing. Zip. Zilch. Nada. In today's episode, we're talking MONEY, HONEY and the expectations surrounding gift giving. Jon gets pretty heated in this one, so you may want to lower the volume on your speakers. If you take one thing from this episode, it's this: Do not buy Jon gifts. Ever. Alex will gladly accept though! 0:00 - Intro28:32 - How Do I Make More Money?31:21 - I'm Buying a House, Not Your Friendship33:46 - Do I Need to Bring a Birthday Gift?40:28 - My Groomsman Ditched My Wedding 43:28 - My Mom Runs My Finances 47:26 - My Presence Is The Wedding Present58: 23 - My Husband Has Major Debt01:01:33 - I Want Access to My Husband's Bank Account Cozy Earth: Head to cozyearth.com and use my code STRAIGHT for 40% off! And if you get a Post-Purchase Survey, make sure to let them know you heard about Cozy Earth right here!Visit our website ⁠www.giveittomestraightpodcast.com⁠Visit our other website ⁠www.alexjon.com⁠Find us on Instagram!⁠Podcast⁠⁠Alex⁠⁠JonSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

World of DaaS
Zip CEO Rujul Zaparde - procurement, AI agents and YC insights

World of DaaS

Play Episode Listen Later Aug 19, 2025 28:34


Rujul Zaparde is the co-founder and CEO of Zip, the $2.2 billion AI platform for procurement trusted by OpenAI, Anthropic, Snowflake, and hundreds of leading enterprises. He previously co-founded FlightCar, which raised over $40 million and was acquired by Mercedes-Benz. A former Airbnb product manager and Y Combinator visiting partner, Rujul has built Zip into the category-defining leader in procurement orchestration.In this episode of World of DaaS, Rujul and Auren discuss:Why everyone hates procurement departmentsBuilding 50+ AI agents for enterprise workflowsThe future of autonomous business processesYC's evolution and startup quality over timeLooking for more tech, data and venture capital intel? Head to http://worldofdaas.com/ for our podcast, newsletter and events, and follow us on X at @worldofdaasYou can find Auren Hoffman on X at @auren and Rujul Zaparde on Linkedin at @rujulzEditing and post-production work for this episode was provided by The Podcast Consultant https://thepodcastconsultant.com

The Michael Yardney Podcast | Property Investment, Success & Money
Who pays the most tax in Australia, Plus Clues Behind The News | Macro Insights with Ken Raiss

The Michael Yardney Podcast | Property Investment, Success & Money

Play Episode Listen Later Aug 18, 2025 29:34


In today's Macro Insights Podcast, Ken Raiss and I examine who really pays tax in Australia, and the results may surprise you.   We also share what the average wage and superannuation balance in Australia is, and I bet these figures will surprise you.   We also discuss the latest statement from APRA about its 3% mortgage assessment buffer we will tell you what time of the week you're most likely to get scammed?   As somebody interested in growing your wealth or property, there will be lots in the show for you.     Takeaways  ·        Australian Taxation Office's 2022–23 tax‑return snapshot (approximately 16.1 million lodgements) to paint a portrait of the “average 100 Australian. ·        Out of those 100 Australians, 21 pay no income tax at all. None. Zip. ·        Meanwhile, just 3 individuals contribute nearly 30% of all net income tax. Add in the next 6, and you're up to nearly 50%. And the next 30 take it to almost 90%. ·        So 39 Australians (out of 100) are footing almost the entire tax bill. ·        The average super balance is around $173,000; the median is just $60,000. What does that tell us?All eight capital cities recorded house price growth in the June quarter. ·        Westpac reveals the time of day you're most likely to be scammed is Tuesday afternoon   Chapters  00:00 Understanding Australia's Tax Landscape 04:15 The Role of High Income Earners in Taxation 06:37 Income Disparities and Superannuation Challenges 09:24 The Impact of APRA's Mortgage Serviceability Buffer 12:00 Scams and Consumer Awareness 14:35 Infrastructure Needs for Population Growth   Links and Resources:   Answer this week's trivia question here- www.PropertyTrivia.com.au ·        Win a hard copy of Michael Yardney's Guide to Investing Successfully ·        Everyone wins a copy of a fully updated property report – What's ahead for property for 2026 and beyond.   The FirstLinks article mentioned in the show https://www.firstlinks.com.au/100-aussies-seven-charts-on-who-earns-pays-and-owns   Michael Yardney Get the team at Metropole Wealth Advisory create a Strategic Wealth plan for your needs Click here and have a chat with us    Ken Raiss, Director of Metropole Wealth Advisory   Get a bundle of eBooks and Reports at www.PodcastBonus.com.au   Also, please subscribe to my other podcast, Demographics Decoded with Simon Kuestenmacher – just look for Demographics Decoded wherever you are listening to this podcast and subscribe so each week we can unveil the trends shaping your future. Or click here: https://demographicsdecoded.com.au/

Smoke 'Em If You Got 'Em Podcast
216. "You have to wake up pretty early to be worse than the Nazis"

Smoke 'Em If You Got 'Em Podcast

Play Episode Listen Later Aug 13, 2025 32:10


This is a free preview of a paid episode. To hear more, visit smokeempodcast.substack.comNancy and Sarah talk about the latest in the “WTF is wrong with men?” media series, this time in The Cut/NY Mag. They also discuss the strange case of the Canadian hockey team recently found not guilty in a high-profile sex assault case. They intended to talk about the new Marc Maron HBO special, but that'll have to wait till next time.Also discussed:* Mexican barber shop!* That time Walter Kirn dressed down Nancy on-air* Sarah's cat is spoiled, go figure* Nancy throws down a moral dilemma: Nazis or Hamas?* “Emotional erection”* Slinky! Slinky! Boing-boing.* But who takes the hell-child to the doctor?* Are same-sex couples happier?* “Pies Against Patriarchy”* The “evidence-based case” for lesbianism* Hetero-antagonism: We've gone too far.* WE LOVE MEN.* “And another thing about dinosaurs …”* Don't let your dumb things define you* Open invitation to the family Pesca* Football is Sarah's ZIP code* Vagina dentataPlus, Sarah's falling for Bill Buckley, Nancy's theory on why men fall asleep after sex, remembering when New York Magazine was “a well-rounded meal,” and much more!

Cyber Briefing
August 12, 2025 - Cyber Briefing

Cyber Briefing

Play Episode Listen Later Aug 12, 2025 10:05


If you like what you hear, please subscribe, leave us a review and tell a friend!

Sleep Tight Stories
✨Short Story✨ The Sky Sailor ✨⛵

Sleep Tight Stories

Play Episode Listen Later Aug 11, 2025 10:29


Riley's reluctant first night sleeping under the stars takes an unexpected turn when Zip Zip, a lost sky-sailor in a tiny moonbeam boat, crashes nearby. Zip is completely lost and searching for the Big Dipper. Together, they learn that sometimes the best way to find your way home isn't to rush, but to slow down and really look. ✔️ Perfect for ages 4+ ✔️ Themes: Overcoming fears, Friendship, Problem-solving, Patience, Mindfulness, Helping others, Perspective-taking, Curiosity Sleep Tight!, Sheryl & Clark ❤️

HC Audio Stories
Something You Don't Know About Me: Bonnie Mead

HC Audio Stories

Play Episode Listen Later Aug 8, 2025 6:51


Bonnie Mead doesn't feel she has a story to tell. In fact, she could write a book. Before moving to Cold Spring in November, the 82-year-old won a demolition derby championship, worked with positive thinker Norman Vincent Peale, survived tornado alley and was shocked when, within four months, two of her neighbors in Vermont were attacked and killed - prompting her move. Mead was born in Danbury, Connecticut, and named after "Bonnie Blue," Scarlett O'Hara and Rhett Butler's daughter in Gone with the Wind. Mead's first job was at age 13; she helped a Pawling lawyer and his wife with the office, childcare and housework. "I got 35 cents an hour," Mead said, which would be $4 today. "Boy, I thought I was rich!" Tracking her jobs and hometowns over eight decades with a reporter was a challenge. She always worked two jobs. She was a bartender, veterinarian's assistant, dispatcher, medical assistant and physician's secretary. She lived in towns and villages from Vermont to Iowa. Married twice, she declined to say much about her first husband, whom she divorced. "He spent quite a bit of time in jail," she said, with a rueful smile. In 1967, she was living in Rock Rapids, Iowa, and not working - or at least not being paid for her work, which was raising her young children while her second husband, Gary Mead, drove a long-haul truck. It was there she experienced tornado alley; one "crossed right in front of my car while I was driving," she said. Beginning in 1978, she spent 12 years as a travel agent in Pawling. She was able to take some nice trips, including to Alaska, but hated flying. It was Gary, who raced stock cars, who convinced her to try the demolition derby. "I thought he was crazy but, after a couple races, I kind of liked it," Mead recalled. She competed in derbies throughout the Northeast from 1982 to 1985, driving her "old junker" to a championship at Islip Speedway on Long Island. She kept competing even after divorcing Gary. As it happened, "his new wife was also driving in derbies," Mead said. "I crashed into her, and she broke her nose!" She swears it was not intentional. Mead lost all her derby photos and trophies in a fire 30 years ago. In the early 1980s, she was hired as a secretary for Norman Vincent Peale at his Foundation for Christian Living in Pawling. A Protestant minister, Peale wrote The Power of Positive Thinking, which has sold more than 22 million copies in 42 languages. He was also the pastor at Marble Collegiate Church in Manhattan for 52 years and officiated at one of Donald Trump's three weddings. Asked if working for Peale gave her a more positive outlook, Mead said, "I never read his book." "He was all business, not overly friendly to his employees," she recalled, adding that her job was tedious. "I learned more ZIP codes than you can ever imagine." It did produce one surprise: "Big 18-wheelers came up every week, just full of money," she said. "They took big baskets of checks out of those trucks; I was amazed." At the same time, she also worked at the nearby YMCA Holiday Hills Conference Center, where actor James Earl Jones often performed in fundraisers. "I got to know him pretty well," she said. "He was one of the nicest people I've ever met." (Jones, who lived in Pawling, died last year at age 93.) Mead also found time to serve with the Amenia Fire Department for 12 years, from 1980 to 1992, as a volunteer firefighter and member of its rescue squad. She said her favorite job was driving a school bus for 11 years, from 2008 to 2019. "I loved it, loved the kids, even more so the special-needs kids," Mead said. But it wasn't easy for someone who stands less than 5 feet tall. "They always knew it was my bus because they couldn't see a driver." She'll never forget the day she drove a school bus to Albany to take her commercial driver's license test. On the way, the bus hit a wild turkey in flight. "There was blood and feathers all over the windshield," Mead said. "I was hysterical." She was still...

The Empowered Wife Podcast
298: Overcoming A Sexless Marriage

The Empowered Wife Podcast

Play Episode Listen Later Aug 5, 2025 93:28


My guest Diane's husband was so withdrawn that for two years, there was no physical intimacy. None. Zip. Nada. He'd moved to the basement and stayed there, leaving her feeling rejected, invisible, and wondering if this was just how things would be forever. But when she became intentional about practicing the six Intimacy SkillsTM—especially one she never saw coming—things shifted in ways that still make her do the happy dance. Now the passion is back, and it's better than ever. Like, way better. She's gonna tell us exactly what she did (including the shift she made that had him wrapping her up with a kiss) so you can do it too. Spoiler: It has nothing to do with lingerie and everything to do with becoming the woman you were meant to be. Download the FREE Adored Wife Roadmap now and start transforming your relationship today! Click here: https://lauradoyle.co/4lSa4ch

SmartLess
"Marc Maron"

SmartLess

Play Episode Listen Later Aug 4, 2025 67:51


Zip your hair on, it's Marc Maron. The dark side of luxury problems, exciting medical stories, and the gift of yet another microphone. Get duct taped into position, it's an all-new SmartLess. Subscribe to SiriusXM Podcasts+ to listen to new episodes of SmartLess ad-free and a whole week early. Start a free trial now on Apple Podcasts or by visiting siriusxm.com/podcastsplus.

Habits 2 Goals: The Habit Factor® Podcast with Martin Grunburg | Goal Achievement, Productivity & Success – Simplified

On July 8th, in what can only be described as an act of reckless clarity, we published a white paper (grab it here—>) Unified Behavioral Model™ — Read more… listen now.Subscribe now“Science may be described as the art of systematic oversimplification.” ― Karl PopperWhat makes UBM so unique—so different from prevalent behavioral models?First, let's clear up a common misconception:UBM—specifically the Behavior Echo-System (BES)—is a model of behavior, not a model of a person.People often see the graphic and assume it represents themselves, or a diagram of the human body. It doesn't.As Dr. Popper's statement above suggests, UBM simply articulates how behavior is influenced in the moment and shaped over time—within the system.Now, here's the B.I.G. claim:UBM is falsifiable.In science, that's the gold standard.(Period.)If a theory can't be tested or broken, it's just storytelling. Worse yet, Karl Popper would say it's non-science.What's his core claim? Science and non-science are divided by a single demarcation: Falsifiability.UBM asks—check that, insists—“Go for it… Please try to break me.”Apparently, no other behavior model—certainly not a unified one—has ever done that.Kind of interesting? Maybe just a bit?Worth mentioning, at least?Or dedicating, I don't know… twenty-plus years to uncovering?UBM/BES Comparison Table & Major Prevalent Models as provided by DeepSeek.According to Dr. Karl Popper—and as noted in the Stanford Encyclopedia of Philosophy, “Karl Popper is generally regarded as one of the greatest philosophers of science of the twentieth century”—if a theory can't be tested (or broken), it's just storytelling. Worse, he'd call it “non-science.”Just to be clear: that's Dr. Popper, philosopher and trained psychologist, who introduced the idea of falsifiability (and gave us that delightful bit with the Black Swan).So yeah—if you can't at least attempt to break it, he says, it doesn't count.UBM is so confident in its falsifiability that it's offering a $1,000 reward to the first person to prove there's a missing fifth element—one that isn't reducible or emergent. (See below and bottom for official entry details.)So far: nearly 500 downloads and…Nada. Zip. Zilch. NOTHING.Even the world's top AIs—ChatGPT, Gemini, Claude, Grok, DeepSeek—took their shots.They've all struck out. Attempts include: Time (environmental), Consciousness (emergent from the system), Willpower (embodied environment), Self-Organization (embodied environment—note the “self” in self-organization).The list goes on, and it's kind of funny. Google's Gemini, for example, offered a “someday” quantum property we don't even know of yet.Seriously.Just to be clear: if we don't know of it yet, and we can't test it—it's not a valid fifth element.DeepSeek's parting words? Also comical...“UBM 1. DS 0... Game respects game.”And, here's Gemini's best response after half dozen attempts…Gemini tries desperately to break the Unified Behavior Model and fails.The difficulty in falsification, as intended by the model's design, is a powerful indicator of its conceptual strength and it's potential to serve as a TRULY UNIFYING FRAMEWORK FOR BEHAVIORAL SCIENCE. ~Gemini 8/4/2025Some have argued, “Well, UBM is overly simplified.”Really?Then why hasn't anyone discovered it before—or more accurately, uncovered it and brought it to light?Surely, by now—150 years in—some behavioral scientist, somewhere in the world, would've presented this kind of systematic “oversimplification,” right?Let's go over that one more time:“Science may be described as the art of systematic oversimplification.” ― Karl PopperThis is precisely Dr. Popper's point: science progresses by oversimplifying—systematically.Voila: UBM.

Critical Thinking - Bug Bounty Podcast
Episode 132: Archive Testing Methodology with Mathias Karlsson

Critical Thinking - Bug Bounty Podcast

Play Episode Listen Later Jul 24, 2025 109:32


Episode 132: In this episode of Critical Thinking - Bug Bounty Podcast, Justin Gardner is joined by Mathias Karlsson to discuss vulnerabilities associated with archives. They talk about his new tool, Archive Alchemist, and explore topics like the significance of Unicode paths, symlinks, and TAR before they end up talking about Charsets again..Follow us on twitter at: https://x.com/ctbbpodcastGot any ideas and suggestions? Feel free to send us any feedback here: info@criticalthinkingpodcast.ioShoutout to YTCracker for the awesome intro music!====== Links ======Follow your hosts Rhynorater and Rez0 on Twitter: ====== Ways to Support CTBBPodcast ======Hop on the CTBB Discord!You can also find some hacker swag at https://ctbb.show/merch!Today's Sponsor: ThreatLocker - Patch ManagementToday's Guest: Mathias Karlsson====== This Week in Bug Bounty ======Swiss Post's 2025 Public Intrusion Test starts on July 28Intigriti teams with NVIDIABugcrowd Ingenuity AwardsHack the Hacker Series - AI Vulnerabilities and Bug BountiesA Novel Technique for SQL Injection in PDO's Prepared StatementsHow We Accidentally Discovered a Remote Code Execution Vulnerability in ETQ Reliance====== Resources ======Archive AlchemistHacking Livestream #53: The ZIP file format====== Timestamps ======(00:00:00) Introduction(00:10:04) Archive Alchemist(00:36:05) Unicode Extensions, normalization, and confusion attacks on Zip parsers(00:48:44) Character Sets(01:01:49) 7zip & File Names (01:06:44) Path Traversal, Symlinks & Identifying Techniques(01:36:05) Hardlinks and TAR

The United States Department of Nerds Podcast
"Writing Imperfect Superhumans: The Story Behind Zip"

The United States Department of Nerds Podcast

Play Episode Listen Later Jul 24, 2025 112:25 Transcription Available


What happens when superheroes aren't perfect? In this deep-dive interview, The Chairman of the United States Department of Nerds sits down with Mike Scrase, writer of Zip—a British indie comic published by Markosia Enterprises that redefines what it means to be superhuman.Together, we explore:

365 Message Center Show
What's new in the Microsoft 365 Message Center? | Ep 387

365 Message Center Show

Play Episode Listen Later Jul 23, 2025 34:51


M365 Copilot Chat will use new file types like MP4s, CAD, and ZIP, to ground its responses. We wonder how it will find discussions in videos without first creating a transcript for every video.  Teams meetings will show a new join experience that helps you manage when you have accepted or responded tentatively to multiple meetings.  And Copilot will make a little more available to unlicensed M365 Copilot users, so they can get a taste of the value — depending on capacity consumed by licensed customers.  What else will Daniel and Darrell discuss?  - Microsoft 365 Copilot | Chat now supports new file types in search grounding  - Microsoft Teams: Meeting Join Bar  - Updates to custom scripting in sites and Classic Publishing site creation  - Microsoft OneDrive for Business | Updated order of Shortcut and Sync commands  - Standard and Priority access to Copilot capabilities  - Microsoft Copilot in Teams: Visual Insight for intelligent recap        Join Daniel Glenn and Darrell as a Service Webster as they cover the latest messages in the Microsoft 365 Message Center.   Check out Darrell & Daniel's own YouTube channels at:  Darrell - https://youtube.com/modernworkmentor  Daniel - https://youtube.com/DanielGlenn   

Cyber Briefing
July 22, 2025 - Cyber Briefing

Cyber Briefing

Play Episode Listen Later Jul 22, 2025 9:49


If you like what you hear, please subscribe, leave us a review and tell a friend!

The Because Fiction Podcast
Episode 449: A Chat with Avellina Balestri

The Because Fiction Podcast

Play Episode Listen Later Jul 21, 2025 48:18


 WHEW!  Guys, I had the BEST conversation with Avellina Balestri--nearly FOUR hours of chatting. And somehow I cut it down to less than an hour (okay, we didn't record the first hour). But... WHOA. This woman's historical knowledge is phenomenal. Listen in to see why I can't WAIT to read this book! note: links may be affiliate links that provide me with a small commission at no extra expense to you.  Seriously, there is WAY too much for me to try to put into shown notes.  Zip me a message or an email if you want the whole conversation 95% uncut (over two hours) uploaded to YouTube.  I could make that happen. Gone for a Soldier by Avellina Balestri If you don a scarlet coat at the price of your conscience, the color will only remind you of the wound in your own soul! If you sign away the faith of your fathers, all lesser goods will be forfeited too!” ~ Young Edmund Southworth could not have foreseen the path his life would take upon befriending Gentleman Johnny Burgoyne, British military veteran and parliamentarian. As Catholic recusants from the north of England, Edmund's once noble family has struggled to survive for centuries in the shadow of the Anglican ascendancy. But General Burgoyne offers him the chance to put past humiliations behind him by joining the Church of England and donning a scarlet coat as an officer of King George III. Although his conscience is uneasy, Edmund embarks upon Burgoyne's March to subdue the American revolutionaries by splitting the colonies in two. He finds unexpected love in the arms of Abby Vanderkamp, a supporter of American independence, who will do anything to free her father from a British prison hulk or, failing that, strike a blow for the hard-pressed rebel cause. As the British advance through the New York wilderness devolves into increasing brutality and instability, Edmund will have his already divided loyalties tested to the breaking point under the influence of this hostile land, which presents him with new challenges and opportunities alike. Learn more about Avellina on her WEBSITE and follow her on GoodReads. Don't miss the literary magazine she edits as well! Like to listen on the go? You can find Because Fiction Podcast at: Apple Castbox Google Play Libsyn RSS Spotify Amazon and more!

Grimerica Outlawed
#327 - Sam Anthony - YourNews, censorship-resistant citizen journalism platform

Grimerica Outlawed

Play Episode Listen Later Jul 20, 2025 58:53


Sam Anthony joins us for a great chat about the state of the news and how YourNews is poised to scale up massively for local and global news stories and much more.   We chat about searching for your local news by zip code and how this is a great opportunity for many independent unemployed journalists, especially with the death of mainstream media. We are the media now. We also chat about NGO's, Canadian news, headline manufacturing, radio going out of business, the platform and providing the opportunity, info aggregation, and equity crowd funding.   In the second half we talk about X, cross pollination, the changing landscape, free speech, woke infiltration, and then we switch gears to talk about the whole Epstein thing and Trump, the grand jury theory, buying votes, the collapse of 2007, the Fed, Atlas Shrugged and much more.   Sam Anthony is the founder and CEO of YourNews.com, a rapidly growing, censorship-resistant citizen journalism platform. With over two decades of experience in online media, Sam has been instrumental in designing and implementing technology that empowers thousands of journalists to transition into the digital realm. YourNews.com operates in every U.S. ZIP code, offering hyper-local news and reviving the grassroots journalism approach of the pre-1990s era. The platform allows citizen journalists to report authentic, community-driven stories, providing a stark contrast to centralized corporate media.   To gain access to the second half of show and our Plus feed for audio and podcast please clink the link http://www.grimericaoutlawed.ca/support.   For second half of video (when applicable and audio) go to our Substack and Subscribe. https://grimericaoutlawed.substack.com/ or to our Locals  https://grimericaoutlawed.locals.com/ or Rokfin www.Rokfin.com/Grimerica Patreon https://www.patreon.com/grimericaoutlawed   Support the show directly: https://grimericacbd.com/ CBD / THC Tinctures and Gummies https://grimerica.ca/support-2/ Eh-List Podcast and site: https://eh-list.ca/ Eh-List YouTube: https://www.youtube.com/@TheEh-List Our Adultbrain Audiobook Podcast and Website: www.adultbrain.ca Our Audiobook Youtube Channel:  https://www.youtube.com/@adultbrainaudiobookpublishing/videos Darren's book www.acanadianshame.ca Check out our next trip/conference/meetup - Contact at the Cabin www.contactatthecabin.com Other affiliated shows: www.grimerica.ca The OG Grimerica Show www.Rokfin.com/Grimerica Our channel on free speech Rokfin Join the chat / hangout with a bunch of fellow Grimericans  Https://t.me.grimerica https://www.guilded.gg/chat/b7af7266-771d-427f-978c-872a7962a6c2?messageId=c1e1c7cd-c6e9-4eaf-abc9-e6ec0be89ff3   Leave a review on iTunes and/or Stitcher: https://itunes.apple.com/ca/podcast/grimerica-outlawed http://www.stitcher.com/podcast/grimerica-outlawed Sign up for our newsletter http://www.grimerica.ca/news SPAM Graham = and send him your synchronicities, feedback, strange experiences and psychedelic trip reports!! graham@grimerica.com InstaGRAM https://www.instagram.com/the_grimerica_show_podcast/  Purchase swag, with partial proceeds donated to the show www.grimerica.ca/swag Send us a postcard or letter http://www.grimerica.ca/contact/ ART - Napolean Duheme's site http://www.lostbreadcomic.com/  MUSIC Tru Northperception, Felix's Site sirfelix.bandcamp.com 

New Retina Radio by Eyetube
Diabetic Retinopathy Severity and Income Status

New Retina Radio by Eyetube

Play Episode Listen Later Jul 18, 2025 19:47


Are patients from lower-income households more likely to present with severe diabetic retinopathy (DR)? Ben Young, MD, moderates a discussion with Phoebe Mellen, MD, and Jordan Deaner, MD, about a new retrospective cohort study from the Duke Eye Center than examines differences in DR severity at presentation between patients from the lowest- and highest-income ZIP codes, explores how income-based barriers to care may impact disease progression, and discusses how this data might affect clinical care, screening strategies, and public health priorities.

Daily Signal News
VDH: Trump Makes ‘Experts' Eat Their Words with Record-Breaking Three Weeks

Daily Signal News

Play Episode Listen Later Jul 14, 2025 7:08


Trump has revitalized military recruitment and turned the armed forced from “fat” to “fit,” reshaped America's foreign alliances, and delivered bold results that no one expected—and many actively warned against. Victor Davis Hanson breaks down why, in the face of naysayers and “experts” claiming it couldn't be done, this even more of a momentous feat on today's episode of “Victor Davis Hanson: In His Own Words.” “ The economy did not crash or crater. Wall Street is at all-time high. Stock prices, job growth unexpectedly—that's a word have to use because the Left always says it's going to get very angry. The angry Left. And they're very angry and they say, ‘It's not going to work.' And then they have to say, ‘Well, it worked.'” “ The idea that all of their Ph.D.s, all the letters after their names, all of their ZIP codes, all of their prestige meant nothing. That here we have a billionaire builder from New York, with a Queens accent, who's transactional. And he was able to create a revolutionary change in culture, in social life, in economics, on foreign policy, on border security. And we can see the fruits of that in just three weeks, contrary to what everybody told us. It's startling. It's embarrassing for them.” 00:00 Trump's Recent Achievements 00:14 Military and Recruitment Successes 01:42 Economic Triumphs Under Trump 02:18 Cultural and Social Shifts 03:11 Defying the Experts 04:28 Trump's Unprecedented Success 05:58 Conclusion

The Marc Cox Morning Show
Rep. Trisha Byrnes Exposes Government Negligence in Radiation Cancer Fight

The Marc Cox Morning Show

Play Episode Listen Later Jul 14, 2025 9:18


State Representative Trisha Byrnes joins the show to lay out the harsh reality behind Missouri's long battle to get federal compensation for radiation-linked cancers from Coldwater Creek and Weldon Spring. Byrnes, who personally knows the pain as a mother of a cancer survivor, details how officials ignored cancer clusters for years and how the recently passed RECA fund barely scratches the surface—covering only certain ZIP codes and 21 cancers. She warns survivors and families that compensation is capped and legal options are limited. Byrnes announces a regional town hall on August 9 to help people understand eligibility and paperwork. This is about holding the government accountable for poisoning communities and finally getting some justice.

WGAN-TV Podcast
390. WGAN-TV | 1st PoV Giraffe360 GO Cam and Giraffe360 Deliverable Review

WGAN-TV Podcast

Play Episode Listen Later Jul 14, 2025 34:04


In this WGAN-TV Podcast, guest host Tom Sparks, Founder and CEO of Scan Your Space (a Division of Sparks Media Group), field-tests the Giraffe360 GO Camera in a real-world warehouse environment — walking through the scanning process, testing still photos, and reviewing the final deliverables. Tom captures multiple scan points inside a large warehouse on Mare Island, California, using the Giraffe360 GO Camera. Scans take around 58 seconds each, and the camera's SLAM-like behavior allows it to record measurement data while being carried — enabling floor plan generation with minimal scan points. Tom uploads the project to the cloud later that day and receives the completed 3D tour, floor plan, and still photo by the following morning. --- The Giraffe360 GO Camera is designed for real estate agents who want an easy-to-use, all-in-one camera for creating professional-looking property tours without needing extra devices. In contrast, the Giraffe PRO Camera is built with the advanced features and control that real estate photographers expect — making it ideal for high-volume professionals seeking refined results and maximum image quality. --- Tom's final verdict? The Giraffe360 GO delivers a fast, user-friendly workflow without needing a tablet or phone. He finds the 12MP still photo useable, the ANSI 765–compliant floor plan impressive, and the 3D tour polished. However, he suggests slower transitions and Ken Burns-style effects in the auto-generated video for better viewer experience. WGAN Special Offer: ========================================================================== Two Giraffe360 Special Offers for WGAN Community Special Offer 1 - Giraffe360 Pro Camera (for real estate photographers): ✓ Get early access to the new Giraffe PRO Camera - WGAN exclusive 60-day trial offer – just $123 per month - Be among the first to try the all-new Giraffe PRO Camera as it officially launches. (Pre-Order Giraffe Pro Camera) Your Exclusive WGAN Offer Includes -- 10 free property projects (standard trial includes 5) -- All add-ons included at no extra cost for the trial period -- Free blue sky replacement if you subscribe annually following the trial -- Free WGAN-TV Training Academy Membership for 1 year -- Membership to the Giraffe Photographer Network with ZIP code exclusivity (2 ZIP codes per camera - US only) This limited-time trial offer is available till July 31, 2025. (Unless extended by Giraffe360) Special Offer 2 - Giraffe360 Go Camera (for real estate agents (or [real estate photographers that want to get started immediately and then switch to the Giraffe360 Pro Camera when it is ready to ship) -- Free Blue Sky Replacement for HDR Photos | Voucher Code: WGAN -- Build Your Plan: www.Giraffe360.com | Voucher Code: WGAN

The Storm Skiing Journal and Podcast
Podcast #209: Ski Big Bear, Pennsylvania Owner Ron Schmalzle and GM Lori Phillips

The Storm Skiing Journal and Podcast

Play Episode Listen Later Jul 13, 2025 83:18


WhoRon Schmalzle, President, Co-Owner, and General Manager of Ski Big Bear operator Recreation Management Corp; and Lori Phillips, General Manager of Ski Big Bear at Masthope Mountain, PennsylvaniaRecorded onApril 22, 2025About Ski Big BearClick here for a mountain stats overviewOwned by: Property owners of Masthope Mountain Community; operated by Recreation Management CorporationLocated in: Lackawaxen, PennsylvaniaYear founded: 1976 as “Masthope Mountain”; changed name to “Ski Big Bear” in 1993Pass affiliations:* Indy Pass – 2 days, select blackouts* Indy+ Pass – 2 days, no blackoutsClosest neighboring ski areas: Villa Roma (:44), Holiday Mountain (:52), Shawnee Mountain (1:04)Base elevation: 550 feetSummit elevation: 1,200 feetVertical drop: 650 feetSkiable acres: 26Average annual snowfall: 50 inchesTrail count: 18 (1 expert, 5 advanced, 6 intermediate, 6 beginner)Lift count: 7 (4 doubles, 3 carpets – view Lift Blog's inventory of Ski Big Bear's lift fleet)Why I interviewed themThis isn't really why I interviewed them, but have you ever noticed how the internet ruined everything? Sure, it made our lives easier, but it made our world worse. Yes I can now pay my credit card bill four seconds before it's due and reconnect with my best friend Bill who moved away after fourth grade. But it also turns out that Bill believes seahorses are a hoax and that Jesus spoke English because the internet socializes bad ideas in a way that the 45 people who Bill knew in 1986 would have shut down by saying “Bill you're an idiot.”Bill, fortunately, is not real. Nor, as far as I'm aware, is a seahorse hoax narrative (though I'd like to start one). But here's something that is real: When Schmalzle renamed Masthope Mountain to “Ski Big Bear” in 1993, in honor of the region's endemic black bears, he had little reason to believe anyone, anywhere, would ever confuse his 550-vertical-foot Pennsylvania ski area with Big Bear Mountain, California, a 39-hour, 2,697-mile drive west.Well, no one used the internet in 1993 except weird proto-gamers and genius movie programmers like the fat evil dude in Jurassic Park. Honestly I didn't even think the “Information Superhighway” was real until I figured email out sometime in 1996. Like time travel or a human changing into a cat, I thought the internet was some Hollywood gimmick, imagined because wouldn't it be cool if we could?Well, we can. The internet is real, and it follows us around like oxygen, the invisible scaffolding of existence. And it tricks us into being dumb by making us feel smart. So much information, so immediately and insistently, that we lack a motive to fact check. Thus, a skier in Lackawaxen, Pennsylvania (let's call him “Bill 2”), can Google “Big Bear season pass” and end up with an Ikon Pass, believing this is his season pass not just to the bump five miles up the road, but a mid-winter vacation passport to Sugarbush, Copper Mountain, and Snowbird.Well Bill 2 I'm sorry but you are as dumb as my imaginary friend Bill 1 from elementary school. Because your Ikon Pass will not work at Ski Big Bear, Pennsylvania. And I'm sorry Bill 3 who lives in Riverside, California, but your Ski Big Bear, Pennsylvania season pass will not work at Big Bear Mountain Resort in California.At this point, you're probably wondering if I have nothing better to do but sit around inventing problems to grumble about. But Phillips tells me that product mix-ups with Big Bear, California happen all the time. I had a similar conversation a few months ago with the owners of Magic Mountain, Idaho, who frequently sell tubing tickets to folks headed to Magic Mountain, Vermont, which has no tubing. Upon discovering this, typically at the hour assigned on their vouchers, these would-be customers call Idaho for a refund, which the owners grant. But since Magic Mountain, Idaho can only sell a limited number of tickets for each tubing timeslot, this internet misfire, impossible in 1993, means the mountain may have forfeited revenue from a different customer who understands how ZIP codes work.Sixty-seven years after the Giants baseball franchise moved from Manhattan to San Francisco, NFL commentators still frequently refer to the “New York football Giants,” a semantic relic of what must have been a confusing three-decade cohabitation of two sports teams using the same name in the same city. Because no one could possibly confuse a West Coast baseball team with an East Coast football team, right?But the internet put everything with a similar name right next to each other. I frequently field media requests for a fellow names Stuart Winchester, who, like me, lives in New York City and, unlike me, is some sort of founder tech genius. When I reached out to Mr. Winchester to ask where I could forward such requests, he informed me that he had recently disappointed someone asking for ski recommendations at a party. So the internet made us all dumb? Is that my point? No. Though it's kind of hilarious that advanced technology has enabled new kinds of human error like mixing up ski areas that are thousands of miles apart, this forced contrast of two entities that have nothing in common other than their name and their reason for existence asks us to consider how such timeline cohabitation is possible. Isn't the existence of Alterra-owned, Ikon Pass staple Big Bear, with its hundreds of thousands of annual skier visits and high-speed lifts, at odds with the notion of hokey, low-speed, independent, Boondocks-situated Ski Big Bear simultaneously offering a simpler version of the same thing on the opposite side of the continent? Isn't this like a brontosaurus and a wooly mammoth appearing on the same timeline? Doesn't technology move ever upward, pinching out the obsolete as it goes? Isn't Ski Big Bear the skiing equivalent of a tube TV or a rotary phone or skin-tight hip-high basketball shorts or, hell, beartrap ski bindings? Things no one uses anymore because we invented better versions of them?Well, it's not so simple. Let's jump out of normal podcast-article sequence here and move the “why now” section up, so we can expand upon the “why” of our Ski Big Bear interview.Why now was a good time for this interviewEvery ski region offers some version of Ski Big Bear, of a Little Engine That Keeps Coulding, unapologetically existent even as it's out-gunned, out-lifted, out-marketed, out-mega-passed, and out-locationed: Plattekill in the Catskills, Black Mountain in New Hampshire's White Mountains, Middlebury Snowbowl in Vermont's Greens, Ski Cooper in Colorado's I-70 paper shredder, Nordic Valley in the Wasatch, Tahoe Donner on the North Shore, Grand Geneva in Milwaukee's skiing asteroid belt.When interviewing small ski area operators who thrive in the midst of such conditions, I'll often ask some version of this question: why, and how, do you still exist? Because frankly, from the point of view of evolutionary biologist studying your ecosystem, you should have been eaten by a tiger sometime around 1985.And that is almost what happened to Ski Big Bear AKA Masthope Mountain, and what happened to most of the dozens of ski areas that once dotted northeast Pennsylvania. You can spend days doomsday touring lost ski area shipwrecks across the Poconos and adjacent ranges. A very partial list: Alpine Mountain, Split Rock, Tanglwood, Kahkout, Mount Tone, Mount Airy, Fernwood - all time-capsuled in various states of decay. Alpine, slopes mowed, side-by-side quad chairs climbing 550 vertical feet, base lodge sealed, shrink-wrapped like a winter-stowed boat, looks like a buy-and-revive would-be ski area savior's dream (the entrance off PA 147 is fence-sealed, but you can enter through the housing development at the summit). Kahkout's paint-flecked double chair, dormant since 2008, still rollercoasters through forest and field on a surprisingly long line. Nothing remains at Tanglwood but concrete tower pads.Why did they all die? Why didn't Ski Big Bear? Seven other public, chairlift-served ski areas survive in the region: Big Boulder, Blue Mountain, Camelback, Elk, Jack Frost, Montage, and Shawnee. Of these eight, Ski Big Bear has the smallest skiable footprint, the lowest-capacity lift fleet, and the third-shortest vertical drop. It is the only northeast Pennsylvania ski area that still relies entirely on double chairs, off kilter in a region spinning six high-speed lifts and 10 fixed quads. Ski Big Bear sits the farthest of these eight from an interstate, lodged at the top of a steep and confusing access road nearly two dozen backwoods miles off I-84. Unlike Jack Frost and Big Boulder, Ski Big Bear has not leaned into terrain parks or been handed an Epic Pass assist to vacuum in the youth and the masses.So that's the somewhat rude premise of this interview: um, why are you still here? Yes, the gigantic attached housing development helps, but Phillips distills Ski Big Bear's resilience into what is probably one of the 10 best operator quotes in the 209 episodes of this podcast. “Treat everyone as if they just paid a million dollars to do what you're going to share with them,” she says.Skiing, like nature, can accommodate considerable complexity. If the tigers kill everything, eventually they'll run out of food and die. Nature also needs large numbers of less interesting and less charismatic animals, lots of buffalo and wapiti and wild boar and porcupines, most of which the tiger will never eat. Vail Mountain and Big Sky also need lots of Ski Big Bears and Mt. Peters and Perfect Norths and Lee Canyons. We all understand this. But saying “we need buffalo so don't die” is harder than being the buffalo that doesn't get eaten. “Just be nice” probably won't work in the jungle, but so far, it seems to be working on the eastern edge of PA.What we talked aboutUtah!; creating a West-ready skier assembly line in northeast PA; how – and why – Ski Big Bear has added “two or three weeks” to its ski season over the decades; missing Christmas; why the snowmaking window is creeping earlier into the calendar; “there has never been a year … where we haven't improved our snowmaking”; why the owners still groom all season long; will the computerized machine era compromise the DIY spirit of independent ski areas buying used equipment; why it's unlikely Ski Big Bear would ever install a high-speed lift; why Ski Big Bear's snowmaking fleet mixes so many makes and models of machines; “treat everyone as if they just paid a million dollars to do what you're going to share with them”; why RFID; why skiers who know and could move to Utah don't; the founding of Ski Big Bear; how the ski area is able to offer free skiing to all homeowners and extended family members; why Ski Big Bear is the only housing development-specific ski area in Pennsylvania that's open to the public; surviving in a tough and crowded ski area neighborhood; the impact of short-term rentals; the future of Ski Big Bear management, what could be changing, and when; changing the name from Masthope Mountain and how the advent of the internet complicated that decision; why Ski Big Bear built maybe the last double-double chairlift in America, rather than a fixed-grip quad; thoughts on the Grizzly and Little Bear lifts; Indy Pass; and an affordable season pass.What I got wrongOn U.S. migration into cities: For decades, America's youth have flowed from rural areas into cities, and I assumed, when I asked Schmalzle why he'd stayed in rural PA, that this was still the case. Turns out that migration has flipped since Covid, with the majority of growth in the 25-to-44 age bracket changing from 90 percent large metros in the 2010s to two-thirds smaller cities and rural areas in this decade, according to a Cooper Center report.Why you should ski Ski Big BearOK, I spent several paragraphs above outlining what Ski Big Bear doesn't have, which makes it sound as though the bump succeeds in spite of itself. But here's what the hill does have: a skis-bigger-than-it-is network of narrow, gentle, wood-canyoned trails; one of the best snowmaking systems anywhere; lots of conveyors right at the top; a cheapo season pass; and an extremely nice and modern lodge (a bit of an accident, after a 2005 fire torched the original).A ski area's FAQ page can tell you a lot about the sort of clientele they're built to attract. The first two questions on Ski Big Bear's are “Do I need to purchase a lift ticket?” and “Do I need rental equipment?” These are not questions you will find on the website for, say, Snowbird.So mostly I'm going to tell you to ski here if you have kids to ski with, or a friend who wants to learn. Ski Big Bear will also be fine if you have an Indy Pass and can ski midweek and don't care about glades or steeps, or you're like me and you just enjoy novelty and exploration. On the weekends, well, this is still PA, and PA skiing is demented. The state is skiing's version of Hanoi, Vietnam, which has declined to add traffic-management devices of any kind even as cheap motorbikes have nearly broken the formerly sleepy pedestrian city's spine:Hanoi, Vietnam, January 2016. Video by Stuart Winchester. There are no stop signs or traffic signals, for vehicles or pedestrians, at this (or most), four-way intersections in old-town Hanoi.Compare that to Camelback:Camelback, Pennsylvania, January 2024. Video by Stuart Winchester.Same thing, right? So it may seem weird for me to say you should consider taking your kids to Ski Big Bear. But just about every ski area within a two-hour drive of New York City resembles some version of this during peak hours. Ski Big Bear, however, is a gentler beast than its competitors. Fewer steeps, fewer weird intersections, fewer places to meet your fellow skiers via high-speed collision. No reason to release the little chipmunks into the Pamplona chutes of Hunter or Blue, steep and peopled and wild. Just take them to this nice little ski area where families can #FamOut. Podcast NotesOn smaller Utah ski areasStep off the Utah mainline, and you'll find most of the pow with fewer of the peak Wasatch crowds:I've featured both Sundance and Beaver Mountain on the podcast:On Plattekill and Berkshire EastBoth Plattekill, New York and Berkshire East, Massachusetts punched their way into the modern era by repurposing other ski areas' junkyard discards. The owners of both have each been on the pod a couple of times to tell their stories:On small Michigan ski areas closingI didn't ski for the first time until I was 14, but I grew up within an hour of three different ski areas, each of which had one chairlift and several surface lifts. Two of these ski areas are now permanently closed. My first day ever was at Mott Mountain in Farwell, Michigan, which closed around 2000:Day two was later that winter at what was then called “Bintz Apple Mountain” in Freeland, which hasn't spun lifts in about a decade:Snow Snake, in Harrison, managed to survive:The Storm Skiing Journal and Podcast is a sustainable small business directly because of my paid subscribers. To upgrade, please click through below. Thank you for your support of independent ski journalism. Get full access to The Storm Skiing Journal and Podcast at www.stormskiing.com/subscribe

Dr. Rhadi Ferguson Nice & Easy
Coffee With Rhadi | How To Move On When You Can't Move Away | Stop Begging For Half-Love

Dr. Rhadi Ferguson Nice & Easy

Play Episode Listen Later Jul 12, 2025 7:34


http://www.CoffeeWithRhadi.com - Are you stuck loving someone you can't fully walk away from?Maybe you share kids, a job, family, or a life that's hard to untangle. Maybe you've outgrown the cycle but you can't change your ZIP code — yet.In this raw, unfiltered talk, I'll break down how to take your power back when your heart wants to stay but your soul says ‘GO.'✅ How to separate contact from connection✅ How to starve the fantasy so you don't chase ghosts✅ How to guard your energy — even if you see them daily✅ The creed to tattoo on your spirit so you never beg for scraps againYou can't always move away. But you can ALWAYS move on.Hit play. Get real. Reclaim your freedom.

The Marc Cox Morning Show
Kim Thone Visentine: Coldwater Creek Fight Pays Off — Radiation Exposure Compensation Finally Coming to St. Louis Area

The Marc Cox Morning Show

Play Episode Listen Later Jul 9, 2025 11:03


Kim Thone Visentine, co-founder of the Coldwater Creek Group, joins the show to discuss a hard-won victory after 15 years pushing for recognition and compensation for those exposed to radioactive waste in the St. Louis region. Thanks to the recent expansion of the Radiation Exposure Compensation Act (RECA) included in the “big beautiful bill,” residents from 20 affected ZIP codes—including Coldwater Creek, Weldon Springs, and Westlake—are now eligible for financial compensation and medical bill coverage related to radiation-linked cancers. Kim shares her personal connection, revealing her son's rare radiation-related brain tumor, and highlights the challenges survivors and families faced fighting for decades against denial and indifference from agencies and lawmakers. She urges affected residents to gather proof of residence and diagnosis and prepare to apply once the government's application portal goes live. While this is a major milestone, Kim stresses there's more work ahead to cover autoimmune diseases and other conditions linked to radiation exposure, with ongoing efforts to secure further support at the local and federal levels.

The Marc Cox Morning Show
Coldwater Creek Radiation Win, Epstein's Missing Footage Mystery, and Churches Going Political (Hour 3)

The Marc Cox Morning Show

Play Episode Listen Later Jul 9, 2025 32:20


The third hour of the Marc Cox Morning Show opens with traffic woes caused by a wrong-way driver before diving into a major breakthrough on the Radiation Exposure Compensation Act (RECA) for Coldwater Creek victims. Kim Thone Visentine, co-founder of the Coldwater Creek Group, shares the long fight to secure compensation for those exposed to radioactive waste in St. Louis, highlighting the newly expanded RECA coverage for 20 affected ZIP codes and urging residents to prepare their documentation. The show then tackles the baffling missing jail footage in the Jeffrey Epstein case and Pam Bondi's evasive responses, fueling demands for transparency. Genevieve Wood of the Heritage Foundation weighs in on the National Education Association's break from the Anti-Defamation League amid rising anti-Semitism in schools, while warning conservatives against Elon Musk's potential third-party bid as a vote-splitter. The hour closes with “Kim on a Whim,” discussing the IRS's new allowance for churches to endorse political candidates without risking tax-exempt status, spotlighting the cultural and political impact of this shift.

Precision Medicine Podcast
Bringing Precision Medicine—and Compassion—to Every Cancer Journey with Dr. Arif Kamal

Precision Medicine Podcast

Play Episode Listen Later Jul 9, 2025 59:42


What does it really mean to bring precision medicine to every patient, in every community?In this inspiring, one-hour episode of the Precision Medicine Podcast, host Karan Cushman sits down with Dr. Arif Kamal, Chief Patient Officer at the American Cancer Society (ACS), for a wide-ranging conversation that reframes how we think about progress in cancer care. With a background in oncology, palliative care and health system innovation—and a personal story shaped by his mother's metastatic breast cancer diagnosis—Dr. Kamal offers a deeply human perspective on what it means to deliver not just the right treatment, but the right experience for every patient.Dr. Kamal shares how the ACS is working to make precision medicine more equitable by addressing barriers like geography, affordability, clinician burnout, and fragmented care. He explains the importance of “precision compassion”—the idea that personalized care must also include empathy, listening, and action tailored to the needs of each individual. “We can't talk about innovation,” he says, “without talking about accessibility.”From the importance of whole-person care and mobile health units in rural communities, to expanding insurance coverage for biomarker testing and building trust with patients and caregivers, this conversation is full of insight into what it will truly take to change the odds for people facing cancer.You'll also hear about the ACS's bold initiatives:The Change the Odds campaign, tackling ZIP code-driven disparities in careACS CAN's legislative efforts to expand access to biomarker testingHow the ACS's roundtables and grassroots partnerships support health systems, clinicians, and researchers nationwideDr. Kamal challenges us to think beyond science alone and focus on what really matters to patients—whether that's more time, better quality of life or simply the ability to hold a grandchild on the beach.Don't miss this conversation about how we turn precision medicine from a possibility into a promise—one rooted in empathy, equity and action.Subscribe here to catch every episode in the series "Bringing Precision Medicine to Everyone." Next, we explore the evolving world of liquid biopsy and its role in expanding access to early cancer detection and precision treatment.

SANS Internet Stormcenter Daily Network/Cyber Security and Information Security Stormcast
SANS Stormcast Thursday July 3rd, 2025: sudo problems; polymorphic zip files; cisco vulnerablity

SANS Internet Stormcenter Daily Network/Cyber Security and Information Security Stormcast

Play Episode Listen Later Jul 3, 2025 5:20


Sudo chroot Elevation of Privilege The sudo chroot option can be leveraged by any local user to elevate privileges to root, even if no sudo rules are defined for that user. https://www.stratascale.com/vulnerability-alert-CVE-2025-32463-sudo-chroot Polymorphic ZIP Files A zip file with a corrupt End of Central Directory Record may extract different data depending on the tool used to extract the files. https://hackarcana.com/article/yet-another-zip-trick Cisco Unified Communications Manager Static SSH Credentials Vulnerability A vulnerability in Cisco Unified Communications Manager (Unified CM) and Cisco Unified Communications Manager Session Management Edition (Unified CM SME) could allow an unauthenticated, remote attacker to log in to an affected device using the root account, which has default, static credentials that cannot be changed or deleted. https://sec.cloudapps.cisco.com/security/center/content/CiscoSecurityAdvisory/cisco-sa-cucm-ssh-m4UBdpE7

SBS Turkish - SBS Türkçe
‘Şimdi Al Sonra Öde' sistemine kapsamlı kurallar geldi

SBS Turkish - SBS Türkçe

Play Episode Listen Later Jun 30, 2025 10:09


Afterpay ve Zip gibi şimdi al sonra öde sağlayıcıları yeni düzenlemelerle karşı karşıya. Avustralyalıların yüzde 40'ının kullandığı bu tür uygulamalar artık bir kredi şekli olarak sınıflandırıyor ve sorumlu borç verme yükümlülükleri, kredi kontrolleri ve müşteriler için daha fazla koruma sağlıyor.

WGAN-TV Podcast
384. WGAN-TV | Part 2 of 2 | WGAN-TV | New! Giraffe PRO Camera and Giraffe360 Photographer Program

WGAN-TV Podcast

Play Episode Listen Later Jun 30, 2025 51:08


WGAN-TV | New! Giraffe PRO Camera and Giraffe360 Photographer Program === Two Giraffe360 Special Offers for WGAN Community 1. Giraffe PRO Camera (for real estate photographers): ✓ Get early access to the new Giraffe PRO Camera - WGAN exclusive 60-day trial offer – just $123 per month - Be among the first to try the all-new Giraffe PRO Camera as it officially launches. (Pre-Order Giraffe Pro Camera) 2. Giraffe360 Go Camera (for real estate agents (or real estate photographers that want to get started immediately and then switch to the Giraffe PRO Camera when it is ready to ship) ✓ Free Blue Sky Replacement for HDR Photos with Voucher Code: WGAN ✓ Build Your Plan: www.Giraffe360.com === ✓ What's possible with the next-gen Giraffe PRO Camera with LiDAR 2.0? ✓ What are the advantages of joining the Giraffe360 Photographer Program? ✓ What does exclusive Zip Codes mean for photographers? ✓ What's included in an all-in-one monthly subscription with no upfront camera cost? Stay tuned ... Watch WGAN-TV Live at 5 on Wednesday, 17 June 2025, for: ✓ New! Giraffe PRO Camera and Giraffe360 Photographer Program My guest is: Giraffe360 Founder and CEO Mikus Opelts Show Topics ✓  Giraffe PRO Camera and auto-height adjusting tripod ✓ Giraffe360 Content Studios (Deliverables) -- Ultra-HD 3D Virtual Tours -- HDR Photos -- Floor Plans (ANSI-compliant) -- Drone-style cinematic fly-through Gsplat Videos -- Auto-generate Single Property Listing Websites -- Social media ready digital assets [Listing Spotlight] ✓ Listing Spotlight -- Social Media -- Email Marketing -- Property Websites -- More time scanning versus less time to get it delivered (four hour goal for rendering all assets) ✓ Giraffe360 Official Photographer Program -- Two exclusive ZIP codes for real estate photographers - potential leads from Giraffe360 -- Unlimited virtual tour hosting -- Giraffe PRO Camera that includes everything for one flat monthly fee (no upfront camera cost) -- how to claim two exclusive ZIP codes - per camera - via the Giraffe360 Photographer Program ✓ Two Giraffe360 Special Offers for WGAN Community 1. Giraffe PRO Camera (for real estate photographers): ✓ Get early access to the new Giraffe PRO Camera - WGAN exclusive 60-day trial offer – just $123 per month - Be among the first to try the all-new Giraffe PRO Camera as it officially launches. (Pre-Order Giraffe Pro Camera) Your Exclusive WGAN Offer Includes ✓ 10 free property projects (standard trial includes 5) ✓ All add-ons included at no extra cost for the trial period ✓  Free blue sky replacement if you subscribe annually following the trial ✓ Free WGAN-TV Training Academy Membership for 1 year ✓ Membership to the Giraffe Photographer Network with ZIP code exclusivity (2 ZIP codes per camera - US only) This limited-time trial offer is available till July 31, 2025. (Unless extended by Giraffe360) 2. Giraffe360 Go Camera (for real estate agents (or real estate photographers that want to get started immediately and then switch to the Giraffe PRO Camera when it is ready to ship]) ✓ Free Blue Sky Replacement for HDR Photos with Voucher Code: WGAN ✓ Build Your Plan: www.Giraffe360.com

WGAN-TV Podcast
383. WGAN-TV | Part 1 of 2 | New! Giraffe PRO Camera and Giraffe360 Photographer Program

WGAN-TV Podcast

Play Episode Listen Later Jun 30, 2025 61:33


WGAN-TV | New! Giraffe PRO Camera and Giraffe360 Photographer Program === Two Giraffe360 Special Offers for WGAN Community 1. Giraffe PRO Camera (for real estate photographers): ✓ Get early access to the new Giraffe PRO Camera - WGAN exclusive 60-day trial offer – just $123 per month - Be among the first to try the all-new Giraffe PRO Camera as it officially launches. (Pre-Order Giraffe Pro Camera) 2. Giraffe360 Go Camera (for real estate agents (or real estate photographers that want to get started immediately and then switch to the Giraffe PRO Camera when it is ready to ship) ✓ Free Blue Sky Replacement for HDR Photos with Voucher Code: WGAN ✓ Build Your Plan: www.Giraffe360.com === ✓ What's possible with the next-gen Giraffe PRO Camera with LiDAR 2.0? ✓ What are the advantages of joining the Giraffe360 Photographer Program? ✓ What does exclusive Zip Codes mean for photographers? ✓ What's included in an all-in-one monthly subscription with no upfront camera cost? Stay tuned ... Watch WGAN-TV Live at 5 on Wednesday, 17 June 2025, for: ✓ New! Giraffe PRO Camera and Giraffe360 Photographer Program My guest is: Giraffe360 Founder and CEO Mikus Opelts Show Topics ✓  Giraffe PRO Camera and auto-height adjusting tripod ✓ Giraffe360 Content Studios (Deliverables) -- Ultra-HD 3D Virtual Tours -- HDR Photos -- Floor Plans (ANSI-compliant) -- Drone-style cinematic fly-through Gsplat Videos -- Auto-generate Single Property Listing Websites -- Social media ready digital assets [Listing Spotlight] ✓ Listing Spotlight -- Social Media -- Email Marketing -- Property Websites -- More time scanning versus less time to get it delivered (four hour goal for rendering all assets) ✓ Giraffe360 Official Photographer Program -- Two exclusive ZIP codes for real estate photographers - potential leads from Giraffe360 -- Unlimited virtual tour hosting -- Giraffe PRO Camera that includes everything for one flat monthly fee (no upfront camera cost) -- how to claim two exclusive ZIP codes - per camera - via the Giraffe360 Photographer Program ✓ Two Giraffe360 Special Offers for WGAN Community 1. Giraffe PRO Camera (for real estate photographers): ✓ Get early access to the new Giraffe PRO Camera - WGAN exclusive 60-day trial offer – just $123 per month - Be among the first to try the all-new Giraffe PRO Camera as it officially launches. (Pre-Order Giraffe Pro Camera) Your Exclusive WGAN Offer Includes ✓ 10 free property projects (standard trial includes 5) ✓ All add-ons included at no extra cost for the trial period ✓  Free blue sky replacement if you subscribe annually following the trial ✓ Free WGAN-TV Training Academy Membership for 1 year ✓ Membership to the Giraffe Photographer Network with ZIP code exclusivity (2 ZIP codes per camera - US only) This limited-time trial offer is available till July 31, 2025. (Unless extended by Giraffe360) 2. Giraffe360 Go Camera (for real estate agents (or real estate photographers that want to get started immediately and then switch to the Giraffe PRO Camera when it is ready to ship]) ✓ Free Blue Sky Replacement for HDR Photos with Voucher Code: WGAN ✓ Build Your Plan: www.Giraffe360.com

SBS Vietnamese - SBS Việt ngữ
Quy định mới ảnh hưởng đến các nhà cung cấp dịch vụ ‘Mua ngay, Trả sau'

SBS Vietnamese - SBS Việt ngữ

Play Episode Listen Later Jun 29, 2025 9:28


Các nhà cung cấp dịch vụ ‘mua trước, trả sau' như Afterpay và Zip' đã bị ảnh hưởng bởi các quy định mới của chính phủ, nhưng điều đó có ý nghĩa gì đối với khoảng 40 phần trăm người Úc' sử dụng các sản phẩm này?

Uncontested Investing
What Data & Analytics Can Tell Us About the Real Estate Investing Market

Uncontested Investing

Play Episode Listen Later Jun 24, 2025 21:27


In today's episode of Uncontested Investing, we dig into one of the most powerful tools at your disposal as a real estate investor: data. It's not just about crunching numbers, it's about making smarter, faster, more strategic decisions in a market where the margin for error is razor-thin.   We break down how investors can use both free and paid data tools to spot trends, find deals, set optimal rental rates, and avoid costly mistakes. From migration patterns to ZIP-code-based labor rates, they share real-world ways to let data guide your portfolio growth.    If you're still relying on your gut, this episode is your wake-up call.   Key Talking Points of the Episode   00:00 Introduction 01:16 What patterns tell us (vacancy, rent shifts, migration) 02:34 How market influences can change your buy box and strategies 04:03 Property-type trends and market adaptability 05:35 Free tools: Zillow, Redfin, Rentometer, Census.gov, HUD 07:20 Paid tools: CoStar, PropStream, Roofstock, AirDNA, Dwelling 09:22 Local tools: Agents, REIAs, county offices 11:02 How data can help you identify emerging markets 12:01 Avoiding emotional buying with consistent criteria 13:03 The cost of ignoring data: overpaying for properties 15:06 Analysis paralysis: when too much data kills the deal 17:00 Why you need to use data alerts as an investor 18:14 Weekly rent comps and rent optimization 19:31 Balancing rental increases with tenant retention 20:23 Manual tracking: using spreadsheets for micro-market analysis   Quotables   “Use the data to take emotion out of it. You'll never get a wrong answer when math is leading the way.”   “Census.gov will smack you in the face with the truth. It's not customizable—it's real.”   “One bad deal early can drive a new investor right out of the game. Data helps you avoid that.”   Links   RCN Capital https://www.rcncapital.com/podcast https://www.instagram.com/rcn_capital/ info@rcncapital.com   REI INK https://rei-ink.com/

Art of Procurement
814: How Agentic AI Can Transform Procurement Outcomes W/ Nick Heinzmann

Art of Procurement

Play Episode Listen Later Jun 23, 2025 36:00


"The way we start looking at every unit of work in a workflow flips from being something that's truly human-led to something that can be increasingly human-reviewed and driven, but not necessarily initiated as a human." Nick Heinzmann, Head of Research at Zip The pressure for procurement to do more with less means innovation is no longer optional… It's necessary for survival and growth.  The game changer? Agentic AI: artificial intelligence capable of perceiving, analyzing, and taking action, all with minimal supervision. In this Art of Procurement podcast episode, Philip Ideson interviews Nick Heinzmann, Head of Research at Zip, to dive deep into real-world applications and opportunities that Agentic AI holds for procurement.  Nick demystifies this powerful technology, showcasing practical ways it is already being used to automate workflows, solve procurement headaches, and address age-old data challenges. In this episode, Nick covers: How to identify workflows ideally suited to AI-driven automation Understanding what Agentic AI is (and isn't) Procurement use cases where Agentic AI adds immediate value How to overcome traditional roadblocks like data quality concerns Links: Nick Heinzmann on LinkedIn Unleashing the Power of Generative AI in Procurement Subscribe to This Week in Procurement Subscribe to Art of Procurement on YouTube

Crushing Iron Triathlon Podcast
#858 – ROCKFORD 70.3 PREVIEW

Crushing Iron Triathlon Podcast

Play Episode Listen Later Jun 19, 2025 48:04


Today we take a look at the inaugural Rockford 70.3. We get into the course, race strategies, and how to handle what looks to be a hot day. We talk about the city, wetsuit or not, river flow and a pre-race HR test. We also get into how to stay as cool as possible all day with tips for pre-race, T1, the bike, T2 and the run. This will be a game of being smart and patient and we'll give you thoughts on how to do just that. Topics: Rockford Downtown - Mike's old stomping grounds Will this race jumpstart the city? Dealing with the heat Wetsuit or not? Why it's too late for heat prep Don't drain your body this week Stay out of the heat River flow Pre-race HR test A lot of first timers Pop a gel at the end of the swim Cold water after the swim Too eager to push a higher zone Once you overheat, there's no turning back Wind mind games It's all about being smart and patient Carrying nutrition on the run? Carrying ice Zip lock tricks When you're dehydrated and full Plain water on board? Body glide Wearing hats Your swim route (based on the map) The finish line vibe     mike@c26triathlon.com robbie@c26triathlon.com

Sports Card Lessons Podcast
Fanatics Fest plans, Value Boxes, Grading strategies, & Caitlin Clark

Sports Card Lessons Podcast

Play Episode Listen Later Jun 19, 2025 82:05


Tuesday Night Live on YouTube 06/17/25 This episode I discuss Fanatics Fest plans, Zip talks about finding value in value boxes & grading strategies & of course listener questions and interactions SCL HC S6E43

Blockbusters and Birdwalks
GATEWAY CINEMA, a conversation – Episode 2: 6 Critical Questions: “Drum”

Blockbusters and Birdwalks

Play Episode Listen Later Jun 16, 2025 49:39


GATEWAY CINEMA is a multi-part series of conversations centered on key ideas in film studies. In these conversations, we interpret and celebrate a set of eclectic feature films from across generations and from around the world, including “La Haine”, “Drum”, “Alien 3 (Assembly Cut)”, “Come and See”, “Perfect Days”, “The Sweet Smell of Success”, “The Swimmer”, “Amadeus (Director's Cut)”, “Bring Me the Head of Alfredo Garcia”, “Friday”, “Marie Antoinette”, “The Night of the Hunter”, “Crank” and “Crank 2: High Voltage”, “Portrait of a Lady Fire”, “The Fabulous Baron Munchausen”, “Joker: Folie a Deux”, “Welcome to the Dollhouse”, “Heathers”, and “The Death of Stalin”.***Referenced media in GATEWAY CINEMA, Episode 2:“The Jerry Springer Show” (Burt Dubrow, 1991-2018)“Roots” (David L. Wolper, 1977)“Gone With the Wind” (Victor Fleming, 1939)“Alien” (Ridley Scott, 1979)“Mandingo” (Richard Fleischer, 1975)“Sweet Sweetback's Baadasssss Song” (Melvin Van Peebles, 1971)“Battlestar Galactica” (Glen A. Larson, 1978-1979)“Star Trek” (Gene Roddenberry, 1966-1969), including S1 E26 “Errand of Mercy”“Jo Jo Dancer, Your Life Is Calling” (Richard Pryor, 1986)“Pretty Baby” (Louis Malle, 1978)“Conan the Barbarian” (John Milius, 1982)“Song of the South” (Harve Foster and Wilfred Jackson, 1946)“Ilsa, She Wolf of the SS” (Don Edmonds, 1975)“M*A*S*H” (Larry Gelbart, 1972-1983)“Ran” (Akira Kurosawa, 1985)“Django Unchained” (Quentin Tarantino, 2012)“12 Years a Slave (Steve McQueen, 2013)“Bring Me the Head of Alfredo Garcia” (Sam Peckinpah, 1974)“Private Property” (Leslie Stevens, 1960)“Ride the High Country” (Sam Peckinpah, 1962)“Stripes” (Ivan Reitman, 1981)“Blazing Saddles” (Mel Brooks, 1974)“The Bad News Bears” (Michael Ritchie, 1976)“Sparkle” (Sam O'Steen, 1976)“All the President's Men” (Alan J. Pakula, 1976)“Family Plot” (Alfred Hitchcock, 1976)“Grizzly” (William Girdler, 1976)“Jaws” (Steven Spielberg, 1975)“Embryo” (Ralph Nelson, 1976)“Leadbelly” (Gordon Parks, 1976)“Silent Movie” (Mel Brooks, 1976)“Logan's Run” (Michael Anderson, 1976)“The Omen” (Richard Donner, 1976)“The Outlaw Josey Wales” (Clint Eastwood, 1976)“The Bingo Long Traveling All-Stars & Motor Kings” (John Badham, 1976)“The Shootist” (Don Siegel, 1976)“Bugsy Malone” (Alan Parker, 1976)“The Birth of a Nation” (Nate Parker, 2016)“Birth of a Nation” (D.W. Griffith, 1915)Audio quotation in GATEWAY CINEMA, Episode 2:“Drum” (Steve Carver, 1976), including the song “Tell My Story” composed by Charlie Smalls“The Jerry Springer Show” (Burt Dubrow, 1991-2018), https://www.youtube.com/watch?v=dize77oSCPE“Anvil of Crom”, composed by Basil Poledouris for “Conan the Barbarian” (John Milius, 1982)“Zip-a-Dee-Doo-Dah”, composed by Allie Wrubel and Ray Gilbert for “Song of the South” (Harve Foster and Wilfred Jackson, 1946)“Stripes” (Ivan Reitman, 1981)

Good Job, Brain!
291: The Electric Slide

Good Job, Brain!

Play Episode Listen Later Jun 12, 2025 55:53


Zip, zap, zop! Prepare your brain for some shocking trivia about electricity. Are electric eels actually electric? What did people call them before we had a word for electricity? Get charged up with Chris' "Complete The Circuit" word game. Colin gets juiced up by college rock, and learn about landmark moments in electronica with Karen's synthy quiz. For advertising inquiries, please contact advertising@airwavemedia.com! Learn more about your ad choices. Visit megaphone.fm/adchoices

SBS Vietnamese - SBS Việt ngữ
Quy định mới ảnh hưởng đến các nhà cung cấp dịch vụ ‘Mua ngay, Trả sau'

SBS Vietnamese - SBS Việt ngữ

Play Episode Listen Later Jun 11, 2025 9:28


Các nhà cung cấp dịch vụ ‘Mua ngay, Trả sau' như Afterpay và Zip' đã bị ảnh hưởng bởi các quy định mới của chính phủ, nhưng điều đó có ý nghĩa gì đối với khoảng 40 phần trăm người Úc' sử dụng các sản phẩm này? Các luật mới phân loại các sản phẩm này là một hình thức tín dụng, yêu cầu các nghĩa vụ cho vay có trách nhiệm, kiểm tra tín dụng và các biện pháp bảo vệ khác cho khách hàng.

SBS World News Radio
Here's what new Buy Now, Pay Later regulations mean for you

SBS World News Radio

Play Episode Listen Later Jun 11, 2025 8:19


Buy Now, Pay Later providers like Afterpay and Zip have been hit with new government regulations, but what does that mean for the roughly 40 per cent of Australians who use the products? The new laws classify the products as a form of credit, requiring responsible lending obligations, credit checks and further protections for customers.

Dam Internet, You Scary!
304: Streamer U, Final Destination IRL & Scary Twins

Dam Internet, You Scary!

Play Episode Listen Later May 29, 2025 54:21


Your Brain On
Your Brain On... Stroke

Your Brain On

Play Episode Listen Later May 29, 2025 65:27


Stroke is one of the biggest causes of death in the world — but also one of the most preventable. Up to 80–90% of strokes could be avoided with more awareness, resources, and a firmer focus on prevention over intervention. In this episode, we're joined by renowned stroke neurologist and public health pioneer Dr. Olajide Williams, MD, MS, whose ‘Hip-Hop Stroke' movement is a shining example of enacting culturally-sensitive community-wide healthcare change. In this episode, we discuss: • What actually causes a stroke (and how to spot one in seconds using the ‘act FAST' acronym) • Why blood pressure is the #1 modifiable risk factor (and how stress and sleep impact it) • How social determinants like ZIP code and health literacy shape stroke risk • How Dr. Williams' Hip Hop Stroke campaign helped kids teach their parents how to save lives • What every family should know about TIAs (‘mini-strokes') and silent strokes Whether stroke runs in your family, or you simply want to protect your brain, this episode could change (and save) lives. This is... Your Brain On Stroke. SUPPORTED BY: NEURO World. Help your brain thrive, now and into the future: https://neuro.world/  ‘Your Brain On' is hosted by neurologists, scientists, and public health advocates Ayesha and Dean Sherzai. ‘Your Brain On… Stroke' • SEASON 5 • EPISODE 6 LINKS Dr. Olajide Williams at Columbia: https://doctors.columbia.edu/us/ny/new-york/olajide-a-williams-md-ms-710-west-168th-street The Hip-Hop Public Health project: https://www.hhph.org/

MoneyWise on Oneplace.com
The Danger of Buy Now, Pay Later

MoneyWise on Oneplace.com

Play Episode Listen Later May 21, 2025 24:57


“Take care, and be on your guard against all covetousness, for one's life does not consist in the abundance of his possessions.” — Luke 12:15In an age of instant gratification, getting what we want has never been easier, even if we can't afford it. But as “Buy Now, Pay Later” (BNPL) services become increasingly popular, they're quietly reshaping our relationship with money, debt, and even contentment. Let's explore how these programs work, why they're spiritually and financially dangerous, and how Scripture invites us into a better way.What Is Buy Now, Pay Later?Originally used for large purchases like furniture or electronics, BNPL services now allow consumers to split nearly any purchase into multiple payments—even cheeseburgers. DoorDash, for example, lets customers finance their food in four installments. The convenience may seem harmless, but it can mask deeper issues.Companies like Klarna, Afterpay, Affirm, Zip, Sezzle, and PayPal offer these options at checkout. According to Experian, more than 80% of U.S. shoppers have used BNPL. The ease is attractive, but the long-term impact can be devastating.BNPL makes it seem like you're not going into debt, but that's exactly what's happening. Small recurring payments across multiple platforms add up fast, leading to overdraft fees, financial stress, and, in many cases, high interest rates—some as high as 36% for missed or extended payments.A $60 DoorDash meal split into four $15 payments doesn't seem bad—until you do it for every meal. Or take a $3,000 couch bought with a BNPL plan: one missed payment, and that couch could ultimately cost $8,000 due to fees and interest.Scripture's Warnings About DebtThe Bible doesn't shy away from warning us about the dangers of debt. Proverbs 22:7 tells us, “The borrower is the slave of the lender.” Debt isn't just a financial issue—it can become an emotional and spiritual burden, dividing our attention and devotion.In Luke 12:15, Jesus reminds us that “life does not consist in the abundance of possessions.” Yet BNPL feeds the lie that more stuff equals more satisfaction. Instead of trusting God to provide, we try to manufacture comfort and control through impulsive spending.Why are we tempted to buy now and pay later? Often, it's not out of need, but out of insecurity, impatience, or discontentment. Paul models a better path in Philippians 4:11–13: “I have learned in whatever situation I am to be content...I can do all things through him who strengthens me.”True contentment doesn't come from a checkout screen—it comes from trusting the Lord to provide, even when the budget feels tight.A Better Way: Practical and Spiritual WisdomSo, how do we resist the pull of BNPL and grow in godly contentment?Practically:Build margin. Save up for purchases ahead of time.Budget for “wants.” Use a separate category or envelope system.Set spending limits. Use cash or debit card to help avoid overspending.Spiritually:Examine your heart. Ask: Am I trusting God, or just trying to feel better?Pursue contentment. Let God define your enough.Practice gratitude. Train your heart to see God's provision in what you already have.Freedom to Live GenerouslySaying no to unnecessary debt frees us to say yes to generosity. When we live with open hands and open hearts, we reflect the freedom we have in Christ—freedom from striving, fear, and scarcity. And that's far better than four easy payments.So next time you see a “Pay in 4” button, pause. Ask yourself: Do I really need this? Can I pay for it in full? And does this reflect trust in God, or just in a payment plan?Wise stewardship begins with contentment, and contentment begins with Christ.On Today's Program, Rob Answers Listener Questions:My husband and I are sending our son on a five-week mission trip to Scotland. We're debt-free and want our kids to stay that way. I'm hesitant to open a credit card, but what's the best, safest way to give him access to money while he's overseas?We recently sold our home at a profit, bought a new one, and are now debt-free. However, the new home needs repairs, and we still have a mortgage. Should we tithe on the profit from the home sale, or use those funds for the house needs?I'm a recently retired teacher with two annuities—one worth $19,000 and the other about $13,000. I've just opened an IRA and wonder if I should roll the annuities into it, or if there might be a better strategy.I've inherited a large amount of cash-valued property and need guidance on how to manage it wisely, especially to minimize potential tax liability.We paid off our home in October 2024. Do we need the deed and title to protect ourselves from fraud, or is it handled automatically?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Christian Credit CounselorsWisdom Over Wealth: 12 Lessons from Ecclesiastes on Money (Pre-Order)Look At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

Land Academy Show
Targeting Land Sellers Who Sell Below Market Value

Land Academy Show

Play Episode Listen Later May 20, 2025 15:56


What if you could zero in on landowners who are most likely to accept your low offer—and still make a profit even in a volatile market? In today's episode of The Land Academy Show, Steven Jack Butala and Jill DeWit dive deep into an insightful analysis from two Land Academy members who break down pricing trends and volatility ZIP code by ZIP code. You'll hear how market fluctuations, volatility data, and the concept of a “dollar breakpoint” can help you spot the right deals at the right time. They also show you how to make smarter acquisitions by understanding local market behaviors—so you're not just guessing, but making data-backed decisions that can lead to big returns.

RA Podcast
RA.989 Binh

RA Podcast

Play Episode Listen Later May 18, 2025 181:07


Three hours of high drama, recorded live at Nowadays in New York. We know what you're thinking: why did it take so long to get Binh on the RA Podcast? There's no easy answer, especially given that he's been a favourite of ours for over a decade now. So to make up for lost time, the revered digger lands on the series with a tantalising three-hour mix, recorded live at Nowadays in New York earlier this year. Crammed with rare and unreleased gems spanning house, techno, and electro, RA.989 is heavy on drama, catching the Düsseldorf native in unbridled performance mode. This is Binh in 2025. But rewind across the past two decades and you'll find a DJ who excels in pretty much any situation, whether warming up for Zip or Margaret Dygas, going back-to-back with masters like Nicolas Lutz or rolling out solo sets that stretch across ten or even 12 hours. He's acted out all these scenarios most often at Berlin institution Club der Visionaere, the cosy canalside club that became a kind-of spiritual home. (He'd sometimes spend every night of the week there, before parenting duties got the better of him.) To play for half a day you need a lot of records, and the backbone of Binh's craft has long been a freakish passion for vinyl. Along with Lutz, Vera, and others in CDV's orbit, he approaches the pursuit of wax, new and old, with next-level dedication and a fondness for blind buys. That's true of RA.989, although among the un-Shazamables are many tracks that are either out or coming out on Binh's popular Time Passages label. The mix finds him on a house-y tip, luxuriating in roomy basslines, driving 303s and twinkly melodies—with just the right amount of evil. Lock in and savour a one-of-a-kind DJ, completely in the zone. @binh Find the interview at ra.co/podcast/989

Reading Glasses
Ep 407 - How to Protect Libraries From Fascism + Bookshop eBooks!

Reading Glasses

Play Episode Listen Later Apr 17, 2025 39:22


Brea and Mallory talk about what you can do to protect libraries! Plus, they discuss Bookshop ebooks and recommend books about being in love with your best friend. Email us at readingglassespodcast at gmail dot com!Reading Glasses MerchRecommendations StoreSponsors -Steamy in Seattle by Clarion WestLinks -Reading Glasses Facebook GroupReading Glasses Goodreads GroupAmazon Wish ListNewsletterLibro.fmTo join our Discord channel, email us proof of your Reading-Glasses-supporting Maximum Fun membership!www.maximumfun.org/joinMallory at the LA Times Festival of Books!https://www.imls.gov/Five CallsHi, my name is [NAME] and I'm a constituent from [CITY, ZIP]. I'm calling to urge [REP/SEN NAME] to work to protect federal funding for the Institute of Museum and Library Services. Libraries and museums are vital parts of our communities and provide so many essential services. Please show up for our libraries and urge the White House to hold back its attack on their funding. Thank you for your time and consideration.IF LEAVING VOICEMAIL: Please leave your full street address to ensure your call is talliedhttps://action.everylibrary.org/saveimls2025Books Mentioned -Sunrise on the Reaping by Suzanne CollinsThe Secret History of the Rape Kit by Pagan KennedyAll About Love by bell hooksThe Romantic Agenda by Claire Kann