Podcasts about mortgage

They paid off $45,000 of debt in months and didn't feel restricted doing it.In this final episode of Inside a Financial Plan, we review Rachel and Dion's progress since October - breaking down their budget using PocketSmith, selling down shares to reduce their mortgage, setting up a separate rental property account, restructuring KiwiSaver into a high-growth fund, upgrading insurance, and navigating the mindset shift from “grow at all costs” to building wealth with clarity and choice.This episode is proudly sponsored by PocketSmith: Big goals mean nothing without action. ⁠PocketSmith⁠ helps you track, plan, and stay accountable. Start today with 50% off your first two months.For more money tips follow us on:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The content in this podcast is the opinion of the hosts. It should not be treated as financial advice. It is important to take into consideration your own personal situation and goals before making any financial decisions.

Think you need to wait until you're “ready” to talk to a lender? Think again. In this episode, David sits down with expert lender Kelly Cort to explain why early conversations — even a year or two in advance — can save you time, money, and stress. If you're serious about buying a home, this is the episode that could change your entire timeline. Most first-time buyers delay talking to a lender because they think they're not ready — not enough savings, credit isn't perfect, or they're “just researching.” But that delay can cost you. In this episode, David and seasoned mortgage pro Kelly Cort bust that myth wide open. They explain how early lender conversations don't require a pre-approval or credit pull, and how they help you create a custom financial game plan for buying a home — not just a mortgage estimate. From understanding soft vs. hard credit pulls to when you can actually lock in an interest rate, this episode walks you through everything you didn't know you needed to know. You'll learn how to use cash strategically, why down payment assistance isn't just for low-income buyers, and why obsessing over interest rates can distract you from building real buying power. Whether you're buying in six months or two years, this is the knowledge first-time buyers rarely get — and absolutely need. “Just because you can qualify for a $400,000 home doesn't mean you should.” Highlights Why “getting pre-approved” shouldn't be your first step — and what to do insteadThe truth about credit pulls, pre-approvals, and when they actually matterWhat a discovery call is (and why it could change your whole plan)Why some people who “qualify” still feel house-poor — and how to avoid itDown payment assistance myths: who actually qualifies and how to find outUnderstanding rate locks, points, and whether it makes sense to “float” your rateReal talk about affordability: what you can buy vs. what you should buyReferenced Episodes424 - First Time Home Buyers: Chloe & Eduardo Close on a Home (INTERVIEW)340 – Down Payment Assistance, Discovery Calls & Lending Myths (INTERVIEW)339 - Don't Get Pre-Qualified—Get a Plan (INTERVIEW)247 - INTERVIEW: Tips from Expert (Unicorn) Realtor & Lending Team - VA First Time Home BuyerCheck out our updated 2026 First Time Homebuyer's Episode Guide - Over 100 of our BEST Episodes of Detailed Homebuying Knowledge, Interviews, and MORE! Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

n this episode of 'The Loan Officer Podcast', host Dustin Owen is joined by regular contributors Marketing Mike, Money Mark, and producer Karina Mojica for an in-depth exploration of the future of the mortgage and real estate markets through 2026 and beyond. Together, the team delves into a wide range of topics shaping the industry, including the ongoing challenges of homeownership affordability, the trajectory of interest rates, and the significant influence of both political and economic factors on the housing market. They also examine the rapidly growing impact of technology on everything from loan processing to client engagement.   Throughout the episode, the panel offers thoughtful predictions about gradual improvements in affordability, while also addressing persistent obstacles such as wealth disparity, limited housing supply, and regulatory uncertainty. Drawing on their collective experience, they share practical advice and strategies tailored for mortgage professionals looking to adapt and thrive in a shifting landscape. The conversation is enriched with personal anecdotes, real-world examples, and a blend of market analysis and industry strategy.   Listeners can expect a comprehensive discussion that not only highlights current trends and future outlooks but also provides realistic insights and actionable guidance for navigating the evolving housing landscape. Whether you're a seasoned mortgage professional or simply interested in the future of real estate, this episode delivers valuable perspectives and tools to help you stay informed and prepared for what lies ahead.   TLOP's Originator Coaching: https://tloponline.com/mlo-coaching-programs/  Loan officer looking for a new place to call home?

http://www.mofpodcast.com/http://www.pbnfamily.comhttps://www.facebook.com/matteroffactspodcast/https://www.facebook.com/groups/mofpodcastgroup/https://rumble.com/user/Mofpodcastwww.youtube.com/user/philrabhttps://www.instagram.com/mofpodcasthttps://twitter.com/themofpodcasthttps://www.cypresssurvivalist.org/Support the showMerch at: https://southerngalscrafts.myshopify.com/Shop at Amazon: http://amzn.to/2ora9riPatreon: https://www.patreon.com/mofpodcastPurchase American Insurgent by Phil Rabalais: https://amzn.to/2FvSLMLShop at MantisX: http://www.mantisx.com/ref?id=173*The views and opinions of guests do not reflect the opinions of Phil Rabalais, Andrew Bobo, Nic Emricson, or the Matter of Facts Podcast*Back by listener demand, your resident autistic Finance nerd switches from whiskey to coffee for a late night talk about how money works, inflation, stocks, and investment. We are not financial advisers, but if you're masochistic or have an interest in retiring before you're eighty years old, you might want to have a seat and bring some questions.Matter of Facts is now live-streaming our podcast on our YouTube channel, Facebook page, and Rumble at 7:30 PM Central on Thursdays . See the links above, join in the live chat, and see the faces behind the voices. Intro and Outro Music by Phil Rabalais All rights reserved, no commercial or non-commercial use without permission of creator prepper, prep, preparedness, prepared, emergency, survival, survive, self defense, 2nd amendment, 2a, gun rights, constitution, individual rights, train like you fight, firearms training, medical training, matter of facts podcast, mof podcast, reloading, handloading, ammo, ammunition, bullets, magazines, ar-15, ak-47, cz 75, cz, cz scorpion, bugout, bugout bag, get home bag, military, tactical Become a supporter of this podcast: https://www.spreaker.com/podcast/prepper-broadcasting-network--3295097/support.BECOME A SUPPORTER FOR AD FREE PODCASTS, EARLY ACCESS & TONS OF MEMBERS ONLY CONTENT!Red Beacon Ready OUR PREPAREDNESS SHOPThe Prepper's Medical Handbook Build Your Medical Cache – Welcome PBN FamilySupport PBN with a Donation Join the Prepper Broadcasting Network for expert insights on #Survival, #Prepping, #SelfReliance, #OffGridLiving, #Homesteading, #Homestead building, #SelfSufficiency, #Permaculture, #OffGrid solutions, and #SHTF preparedness. With diverse hosts and shows, get practical tips to thrive independently – subscribe now!Newsletter – Welcome PBN FamilyGet Your Free Copy of 50 MUST READ BOOKS TO SURVIVE DOOMSDAY

Dan Ahlstrand and Clinton Wilkins welcome on Derek Sonnichsen from MDW Law to discuss on protecting yourself during divorces, especially regarding property division.

I could afford luxury bags, luxury cars, and all the status symbols that come with a high income. But I choose to own mortgage-free rental properties instead. Here's why—and here's the math that changed everything for me. In this video, I break down: ✅ The real cost of chasing luxury vs. building assets ✅ The financial breakdown: $10K bag vs. mortgage-free rental property ✅ Why real wealth is quiet and fake wealth is loud ✅ How prioritizing assets over aesthetics changed my family's trajectory ✅ The exact strategy I use to redirect lifestyle spending into real estate ✅ What my kids will inherit (and why that matters) If you're a high-income earner who's tired of looking wealthy but not actually building wealth, this video is for you. ━━━━━━━━━━━━━━━━━━━━━ ⏱️ TIMESTAMPS ━━━━━━━━━━━━━━━━━━━━━ 0:00 - Why I choose homes over designer bags 0:45 - My turning point: when I stopped chasing status 3:30 - The math: Designer bag vs. mortgage-free property 7:30 - The mindset shift that changes everything 10:00 - How to prioritize assets over aesthetics (practical steps) 12:30 - Choose wealth that lasts ━━━━━━━━━━━━━━━━━━━━━ ✨ WORK WITH ME ━━━━━━━━━━━━━━━━━━━━━ If this episode was helpful, you'll love my newsletter. I share practical real estate advice, real stories from the community, and the next smart move you can make. https://erikab.kit.com/f2f4df9a56 Would you like to work with me directly? Book a Call to work with me in 2026! https://calendar.app.google/NMFNL2CYYPMP1FZn7 If you're looking to meet more like-minded people that are interested in building wealth, you'd love being in the room at The Owning It & Living It Experience. It's where real estate strategy, community, and clarity come together to help you make your next smart move. You can grab your ticket before the next price increase. https://experience.owningitandlivingit.com FOLLOW FOR MORE: YouTube for long-form episodes + IG for daily reinvention content. https://www.instagram.com/erikabrowninvestor/ ━━━━━━━━━━━━━━━━━━━━━

Vancouver Consumer - February 21, 2026 - Angela Calla with Angela Calla Mortgage Team

http://www.mofpodcast.com/http://www.pbnfamily.comhttps://www.facebook.com/matteroffactspodcast/https://www.facebook.com/groups/mofpodcastgroup/https://rumble.com/user/Mofpodcastwww.youtube.com/user/philrabhttps://www.instagram.com/mofpodcasthttps://twitter.com/themofpodcasthttps://www.cypresssurvivalist.org/Support the showMerch at: https://southerngalscrafts.myshopify.com/Shop at Amazon: http://amzn.to/2ora9riPatreon: https://www.patreon.com/mofpodcastPurchase American Insurgent by Phil Rabalais: https://amzn.to/2FvSLMLShop at MantisX: http://www.mantisx.com/ref?id=173*The views and opinions of guests do not reflect the opinions of Phil Rabalais, Andrew Bobo, Nic Emricson, or the Matter of Facts Podcast*Back by listener demand, your resident autistic Finance nerd switches from whiskey to coffee for a late night talk about how money works, inflation, stocks, and investment. We are not financial advisers, but if you're masochistic or have an interest in retiring before you're eighty years old, you might want to have a seat and bring some questions.Matter of Facts is now live-streaming our podcast on our YouTube channel, Facebook page, and Rumble at 7:30 PM Central on Thursdays . See the links above, join in the live chat, and see the faces behind the voices. Intro and Outro Music by Phil Rabalais All rights reserved, no commercial or non-commercial use without permission of creator prepper, prep, preparedness, prepared, emergency, survival, survive, self defense, 2nd amendment, 2a, gun rights, constitution, individual rights, train like you fight, firearms training, medical training, matter of facts podcast, mof podcast, reloading, handloading, ammo, ammunition, bullets, magazines, ar-15, ak-47, cz 75, cz, cz scorpion, bugout, bugout bag, get home bag, military, tactical 

In Order of Appearance: David Hochberg is joined in studio by 19th Ward Alderman Matt O'Shea and Chicago Police Memorial Foundation Executive Director Maureen Biggane to host this year's sixth annual Vest-a-thon. The show begins with Chicago Police Memorial Foundation Executive Board President Sandra Wortham, who shares the story of her brother, Chicago Police Officer Thomas E. Wortham IV, […]

Superintendent Larry Snelling joins David Hochberg to talk about the courage and dedication of officers like Juan Alba-Chavez, who was shot six days on the job yet remains willing to make the ultimate sacrifice to keep the city safe. He highlights how much it means to Chicago police officers to see the support from listeners […]

An an entrepreneur, we love hearing people say, "man, you're a hustler."    One day, we're chasing shiny objects.     Credit repair.    Mortgages.    MLM opportunities.    But at the core of the hustle is not about chasing shiny objects......   It's about chasing something that has no physical body, cannot be contained and cannot be controlled.    What is it?    Freedom.    It's that feeling where you can choose to do something or not.    Having the ability to take a vacation without having to be in the office if you choose.    Making cool shit happen for people that bring you the most value in your life......friends, family, clients, employees, contractors, and your favorite charities.    As you're working and building your business, make sure you are clear about the amount of hustling you're doing.    Hustling can wear you out and burn you out if you're not careful.     Be intentional about your hustle.     About the ReWire Podcast   The ReWire Podcast with Ryan Stewman – Dive into powerful insights as Ryan Stewman, the HardCore Closer, breaks down mental barriers and shares actionable steps to rewire your thoughts. Each episode is a fast-paced journey designed to reshape your mindset, align your actions, and guide you toward becoming the best version of yourself. Join in for a daily dose of real talk that empowers you to embrace change and unlock your full potential.    Learn how you can become a member of a powerful community consistently rewiring itself for success at ⁠⁠https://www.jointheapex.com/⁠⁠   Rise Above

What happens when your life insurance application gets declined?In this episode, Ed shares the honest reason his life insurance was turned down – and the surprising process that most Kiwis don't realise sits behind getting properly covered.You'll learn:The real reason Ed's life insurance was postponedWhat “underwriting” actually involves What to do if your insurance is declined, postponed, or comes back with exclusionsIf you own property, have debt, or want to protect your family properly, this episode explains what really happens behind the scenes ... and why sorting your insurance early matters.Don't forget to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠create your free Opes+ account and Wealth Plan here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.For more from Opes Partners:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Sign up for the weekly Private Property newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠

Home Equity Release Mortgages Explained If you're over 55 and property-rich but cash-poor, home equity release could be an option worth understanding. In the UK, the most common type is a lifetime mortgage. Watch full video: https://youtu.be/eNmhqQmthNw In this Money Tip's interview, Equity Release Mortgage expert Darren Cohen, explains that a lifetime mortgage allows you to borrow money secured against your home while retaining ownership. Unlike a traditional mortgage, you don't have to make monthly repayments unless you choose to. Instead, the interest typically “rolls up” and is added to the loan. The balance is repaid when you die or move into long-term care, usually from the sale of the property. There are several types or variations of lifetime mortgages: 1. Roll-up Lifetime Mortgage – The most common option. No monthly payments are required; interest compounds over time, which can significantly increase the mortgage debt. 2. Interest-Paying Lifetime Mortgage – You pay some or all of the monthly interest to reduce the final balance. Early repayment penalties typically apply during the first seven years. 3. Drawdown Lifetime Mortgage – You release funds in stages, meaning you only pay interest on the money actually withdrawn. Another option is a Retirement Interest-Only (RIO) mortgage. With a RIO, you pay the interest each month, but the capital is repaid when the property is sold after death or entry into care. Because you're servicing the interest, the debt does not grow. However, you must prove affordability, unlike most lifetime mortgages. There are a small number of lenders who will grant a fixed term Interest Only mortgage, subject to affordability. With an Interest Only mortgage or a RIO, your home may be repossessed if you do not keep up repayments. Equity release can provide tax-free cash for supplementing retirement income, home improvements, or helping family. But it will reduce the value of your estate and may affect means-tested benefits. Always seek independent financial advice and choose lenders approved by the Equity Release Council, which offers protections such as the “no negative equity guarantee.” Used wisely, equity release can be a powerful retirement and inheritance tax planning tool — but it must be understood properly first. If you are interested in exploring Equity Release, contact Darren Cohen at Right Homes Equity Release Ltd (www.linkedin.com/in/darrenscohen) or email charles@charleskelly.net. #EquityRelease #LifetimeMortgage #RIOMortgage #UKFinance #RetirementPlanning #Over55Finance #MoneyTips #PropertyWealth #FinancialFreedom #laterlifemortgages 

We all love to hate tax season, particularly with the issues CRA had during 2025. While complaining about taxes is one strategy for making it through this new tax season, Dave and Reb invite Stephen Tibben to share how to most efficiently and safely navigate CRA without falling for common scams or missing important document deadlines. On episode #469 of “Let's Talk Money with Dave and Reb”, the co-hosts focus on the practicalities of tax season to help inform listeners how to use CRA to create ease during tax season. Tune in and listen to their conversation which is sponsored by the Ottawa-based Crosspoint Financial team led by Brent Vandermeer. There, you will discover a place to invest with purpose as the Crosspoint asset management and financial planning team helps you achieve your goals and dreams across all facets of life. Go to https://www.crosspointfinancial.ca/ to find out more, or to book an appointment with a financial advisor. To order Reb's book Cultivating Trust Expanded Edition: Finding God's Hope and Freedom for Your Finances, go to https://www.amazon.ca/dp/1998412164/ref=sr_1_3?crid=XUVAMAN0TFEY&dib=eyJ2IjoiMSJ9.8x0mkzEbAurMet_Q02DjC1uI9_HBqWQlnPySUgf62Ik9smNv5IQUJVSYBOXp4dhvsmfU3vzJivqJWwrvkTfyLe4uDWay18JChGQ1QWENY4FXHjdhLEkWMLQT8BHP9Lz18vRbIHFrvkyO6ocnHFx7rS2jtZ7WVzmIhw0U7cFRtGtRdvaw7gj3W2qigq_7EBTDZBOEfMVxxeuk405kn921-o-irE3XdWX2KrJ8e0G9W1usTiTi2j-EANx4MC_ygttzlzwj_1qmQC8MCk5LxF6jXTDr1ETe1v3O1q5o0rO4H2g.pybaC103ktXcDYR0puZtPXOBpswpMjPmU0vYc-KTAnc&dib_tag=se&keywords=cultivating+trust&qid=1732127878&sprefix=cultivating+trust%2Caps%2C117&sr=8-3. To access information on the Service Canada Account mentioned in today's show go here: https://www.canada.ca/en/employment-social-development/services/my-account.html To read the article mentioned in today's show regarding the Auditor General's report about CRA, go here: https://www.cbc.ca/news/politics/ag-fall-2025-cra-military-9.6946672 #morethanenough #finances #money #financialfitness #taxes #cra

In this episode, we cover a wide range of financial strategies for physicians and high-income professionals. From burnout prevention to retirement planning, every chapter provides actionable guidance that can save time, reduce stress, and grow your wealth efficiently. We start with why financial literacy is essential for burnout prevention, then dive into advanced investing strategies such as direct indexing with short and long extensions. Next, we explore the new Roth option in the Thrift Savings Plan (TSP) and clarify the Ohio Homestead Exemption rules. We also answer common questions: Is buying real estate a legal tax loophole? and how a Solo 401(k) works alongside a 403(b) and 457 plan. For physicians looking to simplify their taxes, we discuss tax strategy basics in clear, actionable terms. Finally, we share the WCICON26 coupon code for those interested in our physician finance conference. This episode is a must-listen for doctors, dentists, and other high-income professionals who want to take control of their finances, minimize tax liability, and invest smarter. Connect with Taxstra: https://www.instagram.com/taxstra  Laurel Road is committed to serving the financial needs of doctors, including helping you get the home of your dreams. Laurel Road's Physician Mortgage is a home loan exclusively for physicians and dentists featuring up to 100% financing on loans of $1,000,000 or less. These loans have fewer restrictions than conventional mortgages and recognize the lender's trust in medical professionals' creditworthiness and earning potential. For terms and conditions, please visit www.laurelroad.com/wci. Disclosures: NOTICE: This is not a commitment to lend or extend credit. Conditions and restrictions may apply. All mortgage products are subject to credit and collateral approval. Mortgage products are available in all 50 U.S. states and Washington, D.C. Hazard insurance and, if applicable, flood insurance are required on collateral property. Actual rates, fees, and terms are based on those offered as of the date of application and are subject to change without notice. 1. 100% financing is only available to interns, residents, fellows, doctors, dentists, clinical professors, researchers, or managing physicians with a current license and a degree of Doctor of Medicine (MD), Doctor of Osteopathic Medicine (DO), Doctor of Podiatric Medicine (DPM), Doctor of Dental Surgery (DDS), or Doctor of Dental Medicine (DMD). Only available when purchasing or refinancing with no cash out on a primary residence and loan amount does not exceed $1,000,000. Retired doctors are not eligible. Additional conditions and restrictions may apply. The White Coat Investor Podcast launched in January 2017, and since then, millions have downloaded it. Join your fellow physicians and other high income professionals and subscribe today! Host, Dr. Jim Dahle, is a practicing emergency physician and founder of The White Coat Investor blog. Like the blog, The White Coat Investor Podcast is dedicated to educating medical students, residents, physicians, dentists, and similar high-income professionals about personal finance and building wealth, so they can ultimately be their own financial advisor-or at least know enough to not get ripped off by a financial advisor. We tackle the hard topics like the best ways to pay off student loans, how to create your own personal financial plan, retirement planning, how to save money, investing in real estate, side hustles, and how everyone can be a millionaire by living WCI principles. Website: https://www.whitecoatinvestor.com  YouTube: https://www.whitecoatinvestor.com/youtube  Student Loan Advice: https://studentloanadvice.com  TikTok: https://www.tiktok.com/@thewhitecoatinvestor  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter  00:30 Financial Literacy IS Burnout Prevention 09:45 Direct Indexing Explained: Short and Long Extensions 17:46 Is Buying Real Estate a Legal Tax Loophole? 28:23 Tax Strategy Basics for Physicians 39:54 How a Solo 401(k) Works With a 403(b) and 457 Plan

I'm welcoming back one of your favorite guests and one of mine, divorce mortgage specialist Tami Wollensak, because we need to talk about the house. Specifically… what actually happens to it in divorce and what your real options are. Mortgage rules have shifted, interest rates have changed, and the questions I hear from clients all the time still come back to the same thing:  Can I keep the house?  Should I keep the house?  Is it even possible? Tami and I walk through the realities behind keeping the marital home, including what people misunderstand about ownership, how mortgage assumption actually works, and why the emotional pull to keep it has to be balanced with long-term financial stability. We also talk about what happens when plans fall through, how to build backup strategies into your agreements, and why sometimes the smartest move is stepping back instead of fighting to stay. This conversation walks through the real financial and legal realities of what happens to the house in divorce. Because wanting the house and being able to keep the house are not always the same thing. What you'll hear about in this episode: The biggest misconception about "wanting to keep the house" (2:18) What mortgage assumption means and why you must ask the right questions (8:32) Why home ownership isn't always the healthiest financial decision after divorce (23:14) What happens when a mortgage assumption falls through and how to recover (41:32) Resources & Links: Assessing Change WorksheetGet Your Curated Podcast PlaylistFocused Strategy Sessions with Kate The Divorce Survival Guide Resource BundlePhoenix Rising: A Divorce Empowerment CollectiveKate on InstagramKate on FacebookKate's Substack Newsletter: Divorce Coaching Dispatch The Divorce Survival Guide Podcast Episodes are also available YouTube! Seven Step Mindset Reset for Divorce  Tami's Website Episode 204: Take or Leave the House? With Tami Wollensak =================== DISCLAIMER:  THE COMMENTARY AND OPINIONS AVAILABLE ON THIS PODCAST ARE FOR INFORMATIONAL AND ENTERTAINMENT PURPOSES ONLY AND NOT FOR THE PURPOSE OF PROVIDING LEGAL OR PSYCHOLOGICAL ADVICE.  YOU SHOULD CONTACT AN ATTORNEY, COACH, OR THERAPIST IN YOUR STATE TO OBTAIN ADVICE WITH RESPECT TO ANY PARTICULAR ISSUE OR PROBLEM. =================== Episode link: https://kateanthony.com/podcast/episode-357-the-truth-about-mortgage-assumptions-with-tami-wollensak/  

Ray Dalio's Davos comments aren't a “next-week collapse” call—they're a long-cycle warning: rising debt supply can eventually force higher yields and tough policy trade-offs. Meanwhile, the S&P 500 looks calm on the surface, but sector/factor dispersion and low correlations show a fierce rotation under the hood. Lance Roberts & Michael Lebowitz examine the calm index ≠ calm market—watch dispersion and correlations for the next regime shift. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manger, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer 0:00 - INTRO 0:19 - Economic Reports Show Benefits of AI Data Centers 5:17 - Why The Dow Jones Index Matters Now 9:20 - WalMart Quarterly is Proxy for Staples 12:30 - Why WalMart Valuation Matters 15:53 - Periods of Rolling Bubbles 19:45 - Has AI Cap-ex Already Been Priced-in? 22:20 - The Value-Growth Rotation 24:01 - Fed Meeting Minutes Recap 26:57 - Debunking Dalio 33:13 - Dealing with Negative, Doom & Gloom Headlines 37:10 - Mortgage-backed Bond Exposure 41:18 - Could the Yield Curve Flatten? 43:09 - Is Kevin Warsh just Jerome Powell 2.0? 44:19 - Avoid Worrying About Things Out of Your Control ------- Register for our next Candid Coffee, 2/21/26: https://streamyard.com/watch/Wq3Yvn9ny5GV ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/mippkxiCJQI ------- Articles Mentioned in Today's Show: "Calm Market Waters Hide Fierce Undercurrents" https://realinvestmentadvice.com/resources/blog/calm-market-waters-hide-fierce-undercurrents/ "AI Bubble: History Says Caution Is Warranted" https://realinvestmentadvice.com/resources/blog/ai-bubble-history-says-caution-is-warranted/ "Market Sector Review: Extreme Market Bifurcation" https://realinvestmentadvice.com/resources/blog/market-sector-review-extreme-market-bifurcation/ ------- Watch our previous show, "Q&A Wednesday: Markets, Money, and Your Questions" here: https://youtube.com/live/3xyx42x5s44 -------- The latest installment of our new feature, Before the Bell, "Dow Streak Signals Pullback ," is here: https://youtu.be/zor3I7w1wLA ------- Visit our E-book Library (no library card required!) https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #DowJones #TechnicalAnalysis #InvestingStrategy #RayDalio #Davos #MarketRotation #SP500 #RiskManagement

In this conversation, Timothy Redifer discusses his extensive experience in the real estate industry, focusing on home rehabilitation financing through programs like FHA 203K. He highlights the evolution of technology in real estate, the importance of building relationships, and effective marketing strategies in today's digital age. Timothy emphasizes the significance of community support and networking in achieving success in the real estate business.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

In this episode of the Real Estate Pros podcast, host Micah Johnson speaks with Danielle Anderson, a mortgage lender and house hacker based in Denver, Colorado. They discuss the concept of house hacking, its benefits for first-time home buyers, and how it can serve as a stepping stone into real estate investing. Danielle shares her journey from working in food sales to becoming a lender, emphasizing the importance of education and preparation for aspiring investors. The conversation includes real-life examples of how house hacking can make home ownership more affordable and accessible, as well as the various strategies and resources available to help individuals get started in real estate.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

Ray Dalio's Davos comments aren't a "next-week collapse" call—they're a long-cycle warning: rising debt supply can eventually force higher yields and tough policy trade-offs. Meanwhile, the S&P 500 looks calm on the surface, but sector/factor dispersion and low correlations show a fierce rotation under the hood. Lance Roberts & Michael Lebowitz examine the calm index ≠ calm market—watch dispersion and correlations for the next regime shift. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manger, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer 0:00 - INTRO 0:19 - Economic Reports Show Benefits of AI Data Centers 5:17 - Why The Dow Jones Index Matters Now 9:20 - WalMart Quarterly is Proxy for Staples 12:30 - Why WalMart Valuation Matters 15:53 - Periods of Rolling Bubbles 19:45 - Has AI Cap-ex Already Been Priced-in? 22:20 - The Value-Growth Rotation 24:01 - Fed Meeting Minutes Recap 26:57 - Debunking Dalio 33:13 - Dealing with Negative, Doom & Gloom Headlines 37:10 - Mortgage-backed Bond Exposure 41:18 - Could the Yield Curve Flatten? 43:09 - Is Kevin Warsh just Jerome Powell 2.0? 44:19 - Avoid Worrying About Things Out of Your Control ------- Register for our next Candid Coffee, 2/21/26: https://streamyard.com/watch/Wq3Yvn9ny5GV ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/mippkxiCJQI ------- Articles Mentioned in Today's Show: "Calm Market Waters Hide Fierce Undercurrents" https://realinvestmentadvice.com/resources/blog/calm-market-waters-hide-fierce-undercurrents/ "AI Bubble: History Says Caution Is Warranted" https://realinvestmentadvice.com/resources/blog/ai-bubble-history-says-caution-is-warranted/ "Market Sector Review: Extreme Market Bifurcation" https://realinvestmentadvice.com/resources/blog/market-sector-review-extreme-market-bifurcation/ ------- Watch our previous show, "Q&A Wednesday: Markets, Money, and Your Questions" here: https://youtube.com/live/3xyx42x5s44 -------- The latest installment of our new feature, Before the Bell, "Dow Streak Signals Pullback ," is here: https://youtu.be/zor3I7w1wLA ------- Visit our E-book Library (no library card required!) https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #DowJones #TechnicalAnalysis #InvestingStrategy #RayDalio #Davos #MarketRotation #SP500 #RiskManagement

Special Guest: Brandon Tomic#howimetyourmortgage​ #justthetipscoaching​ #justthetips​ #salescoachingdenver​ #salescoaching​ #realestate​ #mortgage​ #sales​ #salestips​ #businesstips​ #tunein​ #podcast​ #videocast​ #applepodcast​ #spotifypodcast

Another drop in mortgage rates in the U.S. AP correspondent Alex Veiga has the latest.

HousingWire brought leading housing economists and capital markets experts to Dallas for the Housing Economic Summit with one goal: translate charts and forecasts into what actually matters for professionals trying to close deals every day. In this episode, John Toohig of Raymond James breaks down whole loan trading—the buying and selling of unsecuritized mortgages—and explains why understanding liquidity on the back end is now just as important as originating the loan itself. As originators adjust to life after the 2021–2022 refinance boom, John outlines where the real opportunities are today: HELOCs, second liens, ARMs, and purchase loans—especially in a market full of “trapped equity.” He also explains why mortgage credit is historically clean (perhaps too clean), why banks are re-entering the ARM market, which loan types are hardest to sell in the secondary market, and what separates lenders who consistently move loans from those who struggle with due diligence. For originators, capital markets teams, and executives navigating 2026, this episode turns macro signals into actionable insight. Here's a glimpse of what you'll learn: Whole loan trades are faster and simpler than securitization HELOCs and second liens represent major opportunity amid trapped equity Banks are returning — especially in ARMs Credit is extremely “clean,” perhaps tighter than necessary Organized files and disciplined underwriting drive repeat investor demand Related to this episode: John Toohig's Bio John Toohig's LinkedIn The Power House podcast brings the biggest names in housing to answer hard-hitting questions about industry trends, operational and growth strategy, and leadership. Join HousingWire's Zeb Lowe every Thursday morning for candid conversations with industry leaders to learn how they're differentiating themselves from the competition. Hosted and produced by the HousingWire Content Studio.

Send a text#078. In this episode, Justin sits down with educator Robert Coutts, who has built a real-life “classroom economy” where students earn income, pay expenses, run businesses, and even pay a mortgage on their desks.Instead of just teaching financial literacy, Robert creates an environment where kids experience money decisions every single day—learning lessons about saving, spending, investing, and responsibility in a hands-on way.From classroom jobs to business fairs, and even dealing with debt and consequences, this system is helping students build real-world money skills long before adulthood.We chat about how a classroom economy system actually works, the power of delayed gratification and early money habits, why ownership and accountability are important skills, and practical ways to teach money lessons at home.Show notes and more at:https://moneydadpodcast.com/session078Support the show

Vice President of Lending for Team Hochberg at Atlantic Coast Mortgage and host of WGN's “Home Sweet Home Chicago” David Hochberg joins Bob Sirott to the increase in delinquency for auto loan rates and this weekend’s WGN Radio Vest-A-Thon . He hosts “Home Sweet Home Chicago” on Saturdays from 10am to 1pm on WGN Radio. […]

Cory King reveals how building a cash machine, mastering the BRRRR Strategy, and protecting family priorities can transform a driven agent into a disciplined wealth builder with lasting freedom.See article: https://www.unitedstatesrealestateinvestor.com/from-side-hustle-to-hardcore-freedom-building-success-with-cory-king/(00:00) - Welcome to The REI Agent and Introduction of Cory King(01:10) - Cory's Real Estate Overview and Investor Background(03:20) - Buying a First Home at 22 During the 2009 Market Crash(05:40) - Early House Hacking and Covering the Mortgage with Roommates(07:45) - Flipping Comic Books and Discovering Land Auctions(10:30) - Buying Vacant Lots and Creating Arbitrage Opportunities(13:15) - Selling the Restaurant Business and Moving to Knoxville(15:10) - Getting Licensed to Support Investing Goals(17:20) - Building a Cash Machine Versus a Wealth Machine(19:45) - Why Agents Should Invest in the Markets They Sell(22:10) - BRRRR Strategy and Long Term Rental Planning(24:40) - Leaving Money in Deals and Thinking Long Term(26:50) - Avoiding the Check to Check Agent Trap(29:00) - Risk Tolerance and Acting During Market Fear(31:15) - Investment Options Beyond Rentals Including Syndications(33:30) - Analysis Paralysis and Taking Imperfect Action(35:20) - Building The Caza Group and Serving the Investor Niche(37:40) - Creating a Specialist Team Model Like a Superhero Network(39:50) - Why Property Management Is Not in the Immediate Plan(41:20) - Launching and Growing the GRID Investor Meetup(43:40) - Hosting Events as a Lead Funnel for Agents(45:10) - Family Life, Glass Versus Rubber Balls, and Guardrails(46:10) - Golden Nuggets, Book Recommendations, and Closing Thoughts(46:48) - Episode Outro and DisclaimerContact Cory Kinghttps://www.thecazagroup.com/caza_knoxville_teamhttps://www.facebook.com/CoryKingREALTOR/https://www.instagram.com/cory__king_/https://www.linkedin.com/in/cory-king-984b6b4b/Cory King reminds us that freedom is built on discipline, focus, and courage to act before you feel ready. Build your cash machine, fund your long-term vision, protect your glass balls, and never let success cost your peace. If this conversation sparked something in you, take the next step and visit https://reiagent.comIs success destroying your peace? Most pros grind until they break. Download The Investor's Life Balance Sheet: A Holistic Wealth Audit to see if you are building a legacy or heading for burnout. Presented by The REI Agent Podcast & United States Real Estate Investor® https://sendfox.com/lp/m4jrl

Ibiza may be world-famous for its beaches, superyachts and nightlife, but behind the glamour lies a growing affordable housing crisis that threatens the island's future. In this episode, three Social Impact Leaders: Sofi Ribas, Anna Olivia Spenner Hernández, and Yvette Torres-Rahman, share insights from their groundbreaking research into Ibiza's housing crisis and explore practical solutions to make living on the island viable year-round. Affordable housing is a global problem, particularly in tourist destinations…the podcast deeply explores the challenges that underpin the problem and provides joined up ideas to tackle these crises. Essential workers, including teachers, healthcare staff, hospitality employees and young families, are increasingly unable to access safe, affordable housing in Ibiza. Some are living in informal settlements without reliable water or electricity, while luxury tourism continues to flourish around them. The challenge is complex, urgent, and deeply personal. Through over 200 hours of research, analysis of 50+ global case studies, 20 expert interviews, and insights from 1,000+ island residents, this initiative, supported by the Balearic Government through EU Next Generation funding, set out to reimagine housing in Ibiza through cross-sector collaboration. In this conversation, we explore: · What's really driving Ibiza's affordable housing crisis · The human impact of informal settlements and rising housing costs · Why data gaps are holding back effective policy · Lessons from global destinations facing similar pressures · How businesses, policymakers and civil society can collaborate on long-term solutions If you're interested in affordable housing, sustainable tourism, social impact, ESG, cross-sector collaboration, or community-led solutions, this episode offers grounded insights and hopeful pathways forward. Because Ibiza's future depends on ensuring the people who make the island thrive can also call it home. Links: Business Fights Poverty: Five bridges to 2045: https://businessfightspoverty.org/five-bridges-to-2045-how-business-can-deliver-a-fairer-more-resilient-world/ Accommodation report Sofi's business (Ma): https://www.linkedin.com/company/thinkma/ TedX Ibiza: https://tedx-ibiza.com/ PIMEEF (SME federation for Ibiza and Formentera ): https://www.pimeef.com/ And if you liked this conversation, do take a listen to: Managing Debt and Mortgages with social entrepreneur: Jinesh Vohra - https://businessfightspoverty.org/managing-debt-and-mortgages-with-jinesh-vohra/

A new study is challenging one of the biggest narratives around tariffs — and the implications could directly affect inflation, interest rates, and your real estate portfolio. Research from the Federal Reserve Bank of New York finds that Americans are paying nearly 90% of recent tariffs, not foreign exporters. In other words, higher import taxes are largely flowing through to U.S. consumers and businesses. Why does that matter? Because when prices rise, inflation stays elevated. And when inflation runs hot, the Federal Reserve may delay rate cuts — keeping mortgage rates higher for longer. In this episode, Kathy Fettke breaks down what the data actually says, how tariffs influence Fed policy, and what it means for borrowing costs, housing demand, and real estate investors in 2026.

On episode 210 of Ask The Compound, Ben Carlson discusses buying a house for 5-10 years, paying down your mortgage vs investing, when to pause your DCA, house wealth, investing abroad and more. Submit your Ask The Compound questions to askthecompoundshow@gmail.com  This episode is sponsored by Public. Find out more at https://public.com/ATC

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at how global markets responded to the Lunar New Year thin trading conditions. Plus, Robbie sits down with Beyond Zero-DedicatedDevelopment Consultants' Kevin Kennon for a discussion on how sustainable design, resilience, and AI are reshaping residential real estate economics, influencing credit risk, asset performance, and long-term mortgage viability. And we close by looking at this week's mortgage application figures from MBA.Today's podcast is brought to you by Optimal Blue, the only end-to-end capital markets platform built to power performance, precision, and profitability, helping lenders of all sizes operate more efficiently, manage risk more effectively, and maximize results.

home profit Make Your Home Work Harder (Profit + Remodel Strategy) | Episode 589 Hey, it's James from SurvivalPunk.com. It's 39 degrees, and today we're talking about making your home work harder. This one's twofold. Part one: remodeling strategically in a broken housing market.Part two: turning your house from a pure expense into something that actually produces. The housing market sucks right now. That's just reality. But that doesn't mean you're powerless. The Housing Market Is Skewed — Use That Starter homes are struggling. Lower-tier houses are sitting. But higher-end houses? Selling like crazy. Million-dollar homes are moving because people with that kind of money don't care about rates the same way. That skews the data. People see $400k homes selling and assume everything is hot — but that doesn't help someone trying to get into their first house. If you're buying right now, one strategy is simple: buy under your ceiling. Know your range. Don't stretch yourself to death. Look at homes that need a little TLC. Cosmetic stuff. Cabinets. Paint. Fixtures. Appliances. Flooring. Those are solvable. Over time, you remodel intelligently and build equity yourself. If you're already in a house, the same concept applies. Pick one room at a time. Kitchen. Bathroom. Flooring. Do it in phases. At the end? You either: Have a fully remodeled home you love Or you sell at a higher value and move up But your strategy matters. If your goal is resale, you remodel based on trends — not your personal taste. Sage green cabinets? Trendy. I hate them. Doesn't matter. If the goal is ROI, you follow market taste. Black kitchens? Also trendy. Not my thing. If it's your forever home? Then build for you. Two totally different goals. Yard = Wasted Opportunity Most people see yard work as a chore. Leaves? Trash.Rainwater runoff? Waste.Space? Decorative. Wrong mindset. Leaves are free compost input. Not just your leaves — your neighbors' leaves too. Compost them down and: Stop buying compost Sell compost Sell compost tea Turn a waste stream into revenue You're literally converting trash into product. That's how you make a home work harder. Gardening Isn't Just Food — It's Leverage Growing your own vegetables reduces grocery bills. But microgreens? That's a business. The profit margins on microgreens are insane if you run it correctly. Small greenhouse. Controlled setup. Scalable. You need to run the numbers. But the ceiling is there. Even if you don't sell: Growing salads = not buying salads Growing vegetables = not buying vegetables Saving seeds = compounding future production If you're watering plants with rainwater you collected off your own roof, from seeds you saved from food you grew? You're basically printing your own money at that point. Water Runoff Is Money Going Down the Drain Rain barrels and cisterns are underrated. Every time it rains, your roof is producing water. Most people just let it run off. Collect it. Use it for: Gardening Lawn irrigation Emergency supply Water bills are going up. Ours doubled recently. It's still affordable, but it won't always be. Reducing dependency now is smart. Indoor Production: Mushrooms and Niche Products Growing mushrooms indoors is exploding. Lion's Mane. Reishi. Specialty varieties. The science on mushroom benefits is still unfolding, but the demand is real — and they're expensive to buy retail. If you're already spending money on them, growing them yourself cuts cost massively. Get good at it? Sell excess. There are tons of small indoor side hustles you can start from your home. Some are simple. Some are more technical. The common thread: Reduce retail markup. If you can make something yourself that normally carries huge markup — that's leverage. There's nothing wrong with profit. But there is a line between fair markup and straight-up exploitation. If you can eliminate the middle layer, your cost drops dramatically. That's power. Remodel vs Production — Pick Your Angle Your home can: Build equity through smart remodeling Reduce expenses through production Generate income through niche products Or do all three Most people treat their house as: Mortgage.Utilities.Expense. That's it. But if you treat it like a tool — like an asset that works — it changes the math. Final Thoughts The housing market might be rough. Interest rates might suck. Starter homes might be overpriced. But you still control: What you buy How you improve it What you produce from it What you stop paying retail for Make your home work harder. This is James from SurvivalPunk.com.DIY to survive. Amazon Item OF The Day VEVOR Collapsible Rain Barrel, 100 Gallon/380 L Portable Water Tank, PVC Rainwater Collection Barrel with Spigots and Overflow Kit, Water Barrel for Garden Water Catcher Think this post was worth 20 cents? Consider joining The Survivalpunk Army and get access to exclusive content and discounts! Don't forget to join in on the road to 1k! Help James Survivalpunk Beat Couch Potato Mike to 1k subscribers on Youtube Want To help make sure there is a podcast Each and every week? Join us on Patreon Subscribe to the Survival Punk Survival Podcast. The most electrifying podcast on survival entertainment. Itunes Pandora RSS Spotify Like this post? Consider signing up for my email list here > Subscribe Join Our Exciting Facebook Group and get involved Survival Punk Punk's The post Make Your Home Work Harder | Episode 589 appeared first on Survivalpunk.

Real Estate Expert & Best-Selling Author, Gerald Lucas discusses whether you can secure a mortgage loan if you have student loans.

Your team is sitting on closed loans… and doesn't even know it.In this episode, Josh Friend (CEO & Founder of Insellerate) explains how Aithena listens to 100% of your calls, surfaces the moments that win or lose deals, and predicts who's likely to close in the next 60 days—so your loan officers stop chasing dead ends and start closing more loans.If you lead mortgage sales, lending ops, call centers, or revenue teams, this is the AI episode that cuts through the hype—because it's not a shiny tool. It's real work getting done: call reviews, coaching, prioritization, and smarter follow-up.Automates call reviews by jumping straight to the critical moment (objection, missed step, buying signal)Gives managers 10 coachable moments in 20 minutes instead of wasting 20 minutes on one full callApplies a deal likelihood score so reps know who to call today vs. who to nurtureDetects borrower intent using patterns learned from 1M+ conversationsHelps reps stay confident and effective by prioritizing higher-probability borrowers firstTurns scattered conversations into a repeatable, coachable system that scalesWhen call volume spikes and rates shift, most teams can't tell the difference between:“Not ready”and“Ready to close—just not with you yet.”Aithena helps you find the borrowers who are most likely to act soon—before they close somewhere else.FAQ'sWhat is Aithena?Aithena is an AI platform from Insellerate that reviews calls, scores conversations, and delivers coaching + lead prioritization based on borrower intent.How does Aithena help close more loans?It identifies high-intent borrowers, surfaces objections and missed moments, improves coaching speed, and focuses reps on the leads most likely to close soon.Who should use Aithena?Mortgage and lending organizations, call centers, and revenue teams that want better call performance, faster coaching, and smarter follow-up.Email Josh: josh@insellerate.com0:00 Welcome + Josh Friend returns0:40 Why most AI projects fail ROI2:10 Aithena: AI call reviews + coaching moments4:00 100% call coverage and better insights5:20 Predictive lead scoring + borrower intent9:00 Sales confidence and performance11:10 Vibe coding + building faster with AI19:20 Events + how to connect21:30 Wrap-up###Michael Hammond, Founder of NexLevel Advisors, is the leading fractional CMO in mortgage and mortgage technology, specializing in AI-powered growth strategy and audience development.

Tommy Corbett, from Carey Corbett Financial Solutions was live in studio with Alan Morrissey on Wednesday's Morning Focus. This week, Tommy spoke about key considerations when applying for a mortgage on a residential investment property.

After the 2008 housing market crash, new rules required banks hold capital reserves proportional to the home loans they issued. In response, banks issued fewer mortgages and non-banks filled in the gap. Easing those rules — which the Fed is considering — could make it a bit easier for Americans to get a mortgage. Also in this episode: Vaccine research and development suffers under federal funding cuts, home builders give industry sentiment updates, and physical media sees a comeback.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

Safe home, Jesse Jackson. Big Tech firms turned over user information on anti-ICE accounts. The Trump regime and CBS tries to silence Stephen Colbert again. The Justice Department tracked the search histories of lawmakers who reviewed the files from the Jeffrey Epstein investigation. DOJ may have only released 2-percent of Epstein Files. Weird thing in the Epstein documents. Don't panic about the midterms. Billionaires got $1.5 trillion richer in 2025. Microsoft CEO forecasts the end of white collar jobs. Mortgage delinquencies on the rise. Fascist Russ Vought is using USAID money for personal security. Cenk's latest cynical attention grab. Great news about the National Popular Vote Interstate Compact. Donald's numbers are collapsing. Great polling news out of Texas. With Jody Hamilton, David Ferguson, music by Keturah Allgood, The John Payton Project, and more! Brought to you by Russ Rybicki, SharePower Responsible Investing. Support our new sponsor and get free shipping at Quince.com/bob ! Sign up for Buzz Burbank's Substack.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

After the 2008 housing market crash, new rules required banks hold capital reserves proportional to the home loans they issued. In response, banks issued fewer mortgages and non-banks filled in the gap. Easing those rules — which the Fed is considering — could make it a bit easier for Americans to get a mortgage. Also in this episode: Vaccine research and development suffers under federal funding cuts, home builders give industry sentiment updates, and physical media sees a comeback.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

Rental property financing is becoming much easier. For years, seven and eight-percent rates made it brutal to make deals work. But now, things are changing—for the better. Mortgage rates in the five-percent range? HELOCs with no closing costs? Seller concessions to buy down your interest rate, and a smoother path to affordable properties? It's all culminating in 2026, and this could be one of the best years in recent memory to get a mortgage for a rental property. Today, we're talking to Jeff Welgan, who's spent 22 years in the mortgage industry, and is bringing good news. Thought those ARM (adjustable-rate mortgage) loans were left behind in 2008? Safer, cheaper, and more flexible ARM loans are available to investors. With lower rates and longer fixed-rate periods, they could be the perfect option as mortgage rates continue to decline. Jeff also shares how you can get a HELOC with no closing costs, so you don't have to give up that rock-bottom mortgage rate you secured in 2020. Plus, when to refinance, how low rates could go, and whether you still should buy down your rate in 2026. In This Episode We Cover Jeff's 2026 mortgage rate prediction and the “range” he thinks rates will stay in Are ARMs back? Why adjustable-rate mortgages are cheaper, safer, and better for investors Should you pay down your interest rate? When Jeff says it is (and isn't) worth it Why the mortgage industry's cycle is about to end, and investors must be careful  Got a high mortgage rate? This is when you should think about refinancing And So Much More! Links from the Show Join the Future of Real Estate Investing with Fundrise Join BiggerPockets for FREE Join us at the BiggerPockets Conference October 2-4 in Orlando. Buy tickets Sign Up for the On the Market Newsletter BiggerPockets Real Estate 1207 - 2026 Mortgage Rate Predictions: This “X Factor” Could Change Everything Dave's BiggerPockets Profile Find an Investor-Friendly Lender Today Free BiggerPockets Resources Jeff's BiggerPockets Profile Work with Jeff Grab Dave's Book, "Start with Strategy" Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠https://www.biggerpockets.com/blog/on-the-market-400 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

The following guest sits down with host Justin White:•   Nicolas Toscano – Mortgage Loan Originator, Barrett FinancialRunning a Successful Mortgage Business With Low Compensation and OverheadThere are several levers a mortgage broker can pull to set themselves apart from the competition. That said, nothing beats great service at a great price. How can mortgage loan originators deliver the kind of value that wins deals? Listen to Episode #116 of Good. Better. Broker. to learn how one broker is stacking up referrals by giving his clients the best deal they can find.In this episode of the Good. Better. Broker. podcast, you'll learn how to structure your compensation to bring in more business. In this episode, we discuss ...•   2:18 – how Nic's different roles have contributed to his success•   3:12 – why Nic keeps his compensation structure low•   3:52 – transparency with borrowers •   4:19 – chasing trophies in the mortgage business•   5:07 – referrals and what they mean to Nic's business•   6:53 – offering no-cost refinances•   7:22 – paying for leads and how they lead to conversations•   8:09 – how Nic allocates his marketing dollars•   9:32 – Nic's schedule and how that impacts the way he works•   11:27 – staying in touch with clients for refinance opportunities•   12:54 – Nic's advice on having a low-cost business modelShow Contributors:Nicolas ToscanoConnect on LinkedIn Connect on Facebook Connect on InstagramAbout the Host:Justin White is UWM's in-house brand journalist and the host of UWM Daily. He creates engaging content across multiple platforms to promote the benefits of the wholesale channel and partnering with UWM. A seven-time Emmy-award winner, Justin is a graduate of the S.I. Newhouse School of Public Communications at Syracuse University. Connect with Justin on LinkedIn, Instagram, or Twitter Connect with UWM on Social Media:•   Facebook•   LinkedIn•   Instagram•   Twitter•   YouTubeHead to uwm.com to see the latest news and updates.

Send a textFresh off MortgageCon, Frazier and Michael break down what made this event completely different from the typical mortgage conference experience.From hosting the event inside Universal Studios to AI duels, practitioner-led sessions, and private park access, this wasn't just another sit-in-a-ballroom event. It was immersive, high-energy, and packed with real, usable insights for loan officers who actually want to grow.But beyond the experience, the real value came from the content. The recurring themes were clear: don't lose your humanity in an AI world, stop being a product pusher, and start showing up as a true advisor.This episode covers the biggest takeaways, standout speakers, and the lessons loan officers should actually implement instead of just taking notes and doing nothing.No fluff. No hype recap. Just real insights from a high-impact industry event.What You'll LearnWhy Mortgage Con stood out from traditional mortgage conferencesThe common theme across top speakers: humanity over automationHow storytelling and communication are becoming the new competitive edgeWhy practitioner-led content hits harder than theory and hypeThe role AI should actually play in your mortgage businessHow event environments impact learning, networking, and executionReal Talk Quotes“It's still a mortgage event, but the experience changes everything.”“Don't lose your humanity just because AI is getting louder.”“If you went to MortgageCon and didn't get one takeaway, you chose not to.”“Stop being a rate pusher. Be the advisor.”“You invested the time and money. Now do something with what you learned.”Tactical Takeaways✅ Focus on being a trusted advisor, not just a product or price salesperson✅ Use AI to enhance communication, not replace human connection✅ Create content that answers real client questions you get daily✅ Authenticity attracts the right clients and repels the wrong ones✅ Events only create ROI if you execute on what you learn✅ Community and experience amplify retention of education and networkingWant to Implement What You're Learning?This episode is powered by Empower LO and HL4, where strategy, simplicity, and execution come together to help loan officers grow without unnecessary complexity.

Larry Anderson & Shaquita Richmond/Youth Outreach United (Y.O.U.)/Kingdom Daughters Youth Outreach United (Y.O.U.) is a non-profit youth organization, formed in 2003 by two leaders from a small church plant in Alpharetta, GA. This church was uniquely positioned to reach out to youth and the vision to equip and train students to evangelize their generation was […]

John and Kevin talk Patriots, Boston College recruiting news as well as Umass and UConn news. They also talk high school football coaching hires.

Divorce, mortgages, and the marital home can become one of the most costly mistakes women make after divorce. In this episode, divorce mediator Lesa Koski is joined by mortgage expert Tami Wollensak to break down what really happens when you try to keep the house after divorce—and why so many women regret the decision later.Divorce mortgages and keeping the marital home after divorce can derail your financial future. Learn what most women are never told before signing.Tami shares her own divorce story, the hard lessons she learned by keeping the marital home, and why emotional decisions around housing often lead to long-term financial stress. Together, Lesa and Tami unpack mortgage assumptions, interest rates, lender timelines, hidden costs, and why divorce agreements don't bind banks.If you're divorcing—or advising someone who is—this episode will help you avoid common traps, ask smarter questions, and create a Plan B that protects your future.This is an essential listen for women navigating divorce, post-divorce decisions, and housing uncertainty.⏱️ Timestamps(00:00) Introduction & why this is Lesa's return to divorce work(04:30) Tami's divorce story and the mistake of keeping the marital home(09:15) Why keeping the house feels safe—but often isn't(14:20) Mortgage assumptions explained in plain English(19:40) Why lenders are not bound by divorce decrees(24:10) The hidden costs and timelines of mortgage assumptions(30:00) How HELOCs can completely derail an assumption(36:30) Why attorneys and mediators must plan beyond the paperwork(41:15) The importance of Plan B when the house doesn't sell(47:00) Today's mortgage rates and why the market is different now(52:40) Post-divorce fallout and why issues resurface years later(58:00) Empowerment, hope, and making informed decisions during divorce(01:02:30) Final advice for women navigating divorce and home decisions✅ Key TakeawaysKeeping the marital home after divorce often creates financial strain, not stabilityMortgage assumptions are complex, slow, and frequently deniedDivorce agreements do not bind lenders or banksHELOCs and hidden liabilities can make mortgage assumptions impossibleHaving a Plan B is critical to avoiding post-divorce litigation and stress

Larry Anderson & Shaquita Richmond/Youth Outreach United (Y.O.U.)/Kingdom Daughters Youth Outreach United (Y.O.U.) is a non-profit youth organization, formed in 2003 by two leaders from a small church plant in Alpharetta, GA. This church was uniquely positioned to reach out to youth and the vision to equip and train students to evangelize their generation was […]

Stop Wasting Money: 9 Smart Ways to Kill Your Mortgage Faster And Your Questions Answered. Louisville & Southern Indiana Real Estate Is Moving Fast — Are You? The Louisville and Southern Indiana market isn't waiting — and neither should you. Whether you're thinking about selling, searching for your next home, or watching interest rates and values shift, the time to act is now. The Sokoler Team at RE/MAX Properties East is here to help you move strategically, not re-actively. Every Sunday from 8:30–9:00 AM on 840 WHAS, we break down exactly what's happening in the local market on the Louisville Real Estate Show. We don't deal in guesswork — we deliver real data, sharp analysis, and clear strategies. Home values. Mortgage changes. Inventory shifts. Investment opportunities. If it impacts your equity or buying power, we're talking about it. Don't wait for answers. Get them now. Visit www.LouisvilleQuestions.com for immediate insights, neighborhood-specific updates, and expert guidance tailored to your situation. Smart decisions start with accurate information — and we provide both. When you're ready to move from “thinking about it” to “making it happen,” call Kentucky's hardest-working real estate team. With decades of experience, aggressive marketing strategies, and deep local expertise, The Sokoler Team positions sellers for maximum return and helps buyers secure the right home at the right price. Opportunities don't last. Start the conversation today.

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