Podcasts about mortgage

#653: What happens when we actually check our predictions? In this episode we play clips from our 2023 conversation with Scott Trench from BiggerPockets and ask the uncomfortable question: were we right? Two years ago we made some big calls about the housing market. Mortgage rates had doubled. Prices hadn't crashed. Inventory was vanishing. Everyone had a theory about what would happen next. Now we look back with data and receipts to see which forecasts held up and which ones fell flat. Scott joined us in 2023 to talk about the lock-in effect, the shortage of sellers, and why homebuilders might be stronger than expected. At the time it sounded contrarian. Two years later the evidence is in. Homeowners with low mortgage rates are still staying put. Builders have taken market share by offering creative incentives. Multifamily supply has exploded in some cities, while small residential properties have held their value better than many expected. We revisit our old clips and grade them one by one. What did we get right about the housing market's resilience and where did we miss? You'll hear how rate volatility created bursts of demand, how regional migration reshaped supply, and why small investors can still find opportunities even when the headlines say otherwise. This episode isn't about victory laps. It's about accountability. If you've ever wondered whether experts truly revisit their own calls, you'll love this one. Key Takeaways The lock-in effect remains one of the most powerful forces in today's housing market Builders have been surprisingly resilient thanks to incentives and creative financing Multifamily oversupply is pressuring rents in some regions while small residential properties remain steady Market outcomes are more local than ever; national averages hide major differences Real estate predictions matter only if we're willing to go back and test them Resources and Links Our course Your First Rental Property open for enrollment through October 30 at affordanything.com/enroll Chapters Note: Timestamps will vary on individual listening devices based on dynamic advertising segments. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (0:00) Why we're replaying our 2023 predictions (4:24) The strange housing market of 2023 (5:04) The lock-in effect and vanishing inventory (6:03) Builders finding ways to keep selling homes (12:12) How rate dips created bidding wars (14:03) The construction pipeline and what happened next (37:24) 2025 check-in on prices and incentives (55:06) Regional winners and losers (58:27) Small residential versus large multifamily (1:06:08) Final reflections and what we learned Learn more about your ad choices. Visit podcastchoices.com/adchoices

Will Radosvich was feeling burned out at work and desperate to retire early. The problem? Most of his money was tied up in a 401(k) that he couldn't touch for years.Instead of waiting, he decided to create his own path to financial freedom. Will started buying rental properties that produced cash flow, even if it was just a little at first.His second property only made $50 a month, but it taught him the power of steady progress and the importance of learning as he went.In this episode, Will shares how he got started with house hacking, how each property brought him closer to his goal, and how his patience and persistence eventually allowed him to walk away from his job for good. His story proves that sometimes, the slow and steady approach really can lead to early retirement.Thanks To Our Sponsors:Ridge Lending Group - Making investment Mortgage process simple and stress-free.MidSouth HomeBuyers – Turnkey Rentals In Memphis & Little Rock. Instant Cash Flow On Day One. (Priced between $100,000 to low $200's)Rental Accounting Software Made Easy. Free 30 Day Trial.

Want to work with us? Reach out! inquiries at milestomemories dot com Get an easy $200 from Melio for making your first payment! (Affiliate link. Terms below) https://affiliates.meliopayments.com/travelonpointsteam Episode Description On this episode of MTM Travel Mark recaps some more travel woes he has encountered including a partner award issue that you need to know about and why National's customer service delivers again. On the theme park side we briefly discuss the new Universal Kids park opening in 2026 plus the tallest/fastest/longest coaster opening in Saudi Arabia. We also discuss how Alaska devalued a popular benefit, how Bilt will finally allow you to earn points on mortgages and why miles & points are great to take some stress out of family emergencies. 0:00 Welcome to MTM Travel 1:05 Using miles & points for the important things 7:42 Universal's new theme park opening in 2026 10:00 World's tallest/fastest/longest coaster opening in Saudi Arabia 15:10 Alaska devalues companion benefit 19:28 You can finally earn points for paying your mortgage 29:27 Rental car overcharge & National's amazing customer service 35:16 Partner award nightmare again - Canceled for schedule change? Links Melio Offer (affiliate link) - https://affiliates.meliopayments.com/travelonpointsteam Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com.  You can subscribe on Apple Podcasts, Google Play, Spotify, TuneIn, Pocket Casts, or via RSS. Don't see your favorite podcast platform? Please let us know!

In this episode of On the Delo, David DeLorenzo welcomes investor and operator Stephen Cole back for a no-BS, practical conversation on Bitcoin for real businesses—especially restaurants. They hit family buy-in, what “21M cap” actually means, instant vs. final settlement, and how owners can allocate a small, repeatable % of revenue into BTC without wrecking their books.Stephen also breaks down why fractions (0.01 BTC) aren't “small,” how AI will demand internet-native money, and what his company Castle is building so small and medium sized businesses can automate buys and plug into tools they already use (Stripe, PayPal, Square, Clover, Shopify, QuickBooks). They cover tax basics (buy/hold vs. sell), loans against BTC, and why “high-yield” dollar accounts rarely beat inflation in the real world.Chapter Guide (Timestamps):(00:13 – 01:02) Cold open & why Stephen's back on the show (01:58 – 03:29) Getting spouse buy-in; teaching money to kids (04:22 – 06:20) Money 101 & the Lynn Alden primer to understand fiat (06:27 – 08:19) From Silicon Valley engineer to Bitcoin (since 2013) (08:55 – 12:33) Scarcity (21M / ~19M mined), settlement vs. instant layers (13:44 – 17:51) Unit-bias myth; why AI will use internet-native money (18:24 – 23:23) Corporate treasuries → Castle for SMBs; set-and-forget allocations (23:37 – 24:25) Taxes: buy/hold ≠ taxable; borrowing against BTC (responsibly)(25:27 – 30:22) Restaurants: accept vs. hold; accounting realities today (31:14 – 36:19) Inflation math for owners; “high yield” vs. real purchasing power (37:04 – 38:34) DCA mindset & the early “faucet” story (39:01 – 40:52) Mortgages, lenders, and regulators starting to acknowledge BTC (40:53 – 43:18) “No second best”: BTC vs. altcoins; how to reach Stephen (47:14 – 50:26) Rapid-fire and close

My gut wants to be free of the mortgage, but I also want to make the best financial decision. Please help! I hate being in limbo! Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money LIVE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ "Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

In this week's episode of the Rich Habits Podcast, Robert Croak and Austin Hankwitz answer your questions!Thank you all SO much for leaving such kind comments last week on our 100th Q&A episode, we're incredibly grateful to have so many of you that come back every week to listen to our show. ---

Is debt killing your financial future and success? In this episode, we're having an honest conversation about all forms of debt and how some of it may quietly destroys your future dreams and keeps you stuck in a cycle of stress and limitation. We'll talk through which types of debt can be reasonable, which ones to avoid completely, and how to tell if you're living beyond your means. Watch the video version, read our show notes, or view additional resources at thewealthmindsetshow.com/s2e22Send in LISTENTER QUESTIONS via text➡️Download Free Resource: 8 Timeless Principles to Investing!

Welcome back to another info-packed episode of Money Talk With Tiff! This week, Tiffany Grant sits down with Nicole White, a powerhouse real estate agent specializing in Jamaican property. If you've ever thought about buying your dream home or investment property abroad, especially in Jamaica, this is an episode you don't want to miss.Check out the full show notes: https://moneytalkwitht.com/podcast-show-notes/buying-property-in-jamaica/What You'll Learn in This EpisodeStep-by-Step Guide to Buying Property in JamaicaNicole gives us a straightforward walkthrough of the entire process for overseas buyers—from choosing a licensed realtor (and why you must use one!) to securing your tax registration number (TRN), and how to approach financing or cash buying.How to Find a Licensed Jamaican RealtorThere's more to finding a reputable agent than word of mouth! Nicole shares how to check the Real Estate Board of Jamaica website to verify credentials and why working with a major franchise can add peace of mind.Financing vs. Cash Buying – What You Need to KnowGet the scoop on the documentation needed whether you're applying for a mortgage or paying in cash. Tiffany shares her real-life experience as a self-employed US buyer, including must-have paperwork (pro tip: get your credit report with score ready!).For Sale by Owner (FSBO) and Common PitfallsNicole reveals how FSBO operates in Jamaica, potential risks (like dealing with someone who isn't the true owner), and the crucial role attorneys play in keeping transactions safe.Titles, Lost Documentation & ‘Captured Land'Learn the ins-and-outs of Jamaican property titles, what happens if the seller has lost theirs, and the surprising legal process behind “capture land” (adverse possession). Nicole shares practical advice on what to watch out for and how to avoid common mistakes.Special Guest Info:Want to connect with Nicole White for personalized advice or property listings in Jamaica? Reach her on WhatsApp (+1-876-884-9483) or via email (nicola.white@sothebysrealty.com).Key TakeawaysForeign buyers have the same property rights as locals in Jamaica.Always use a licensed realtor and attorney to protect your interests.Mortgage purchases can take much longer than cash deals—plan accordingly!Be diligent with checks on ownership, especially for sale-by-owner properties.Understand local terms like “title” and “captured land” to avoid costly errors.Resources MentionedReal Estate Board of Jamaica – Verify agent licensesNicole's Email: nicola.white@sothebysrealty.comDon't Miss Out! Catch more episodes, deep dives, and practical advice at moneytalkwitht.com. Want to chat? Follow Tiffany @MoneyTalkWithT across all social media.

AP correspondent Alex Veiga has the latest on mortgage rates.

Could a reverse mortgage be a widow's best friend?Since women typically outlive men, many will one day carry the financial load alone. Today, Harlan Accola joins us to explain how reverse mortgages have changed and why they can offer widows stability, dignity, and confidence for the years ahead.Harlan Accola is the National Reverse Mortgage Director at Movement Mortgage, an underwriter of Faith and Finance. He is also the author of Home Equity and Reverse Mortgages: The Cinderella of the Baby Boomer Retirement.The Longevity ChallengeMany people still carry outdated assumptions about reverse mortgages. Some believe they're risky or predatory—especially for widows. However, over the years, these products have undergone significant evolution, incorporating new safeguards that make them a secure and compassionate option for many older adults, particularly surviving spouses.Women tend to outlive their husbands, often by several years. That creates what financial professionals call longevity risk—the challenge of stretching resources over a longer life. Couples frequently plan their finances assuming they'll live out retirement together, but the reality is that many widows face 2–10 years of life on their own, often with reduced income.For many, a reverse mortgage can bridge that gap. By allowing homeowners age 62 and older to access the equity in their homes without monthly payments, it provides a steady income—especially for those who want to remain in their homes.The reputation of reverse mortgages has improved dramatically since the early days. When the FHA introduced the program in 1988, some borrowers made unwise choices—like removing their spouse from the home title—which left surviving spouses vulnerable.Thankfully, that changed in 2013. Federal law now requires that both spouses be listed on the loan and protected by it. This safeguard ensures that a widow can remain in her home for as long as she wishes, without fear of foreclosure or forced sale.Dignity and Security for the Years AheadWhen a husband passes, household income often drops by around 40%. If a traditional mortgage payment remains, that financial burden can force a widow to sell her home. A reverse mortgage eliminates that risk by converting home equity into income—allowing her to stay in the place she loves, surrounded by memories, with dignity and financial stability.For widows, that security is invaluable. It turns a house into a lasting home, ensuring that the twilight years can be lived not in fear, but in peace.To learn more about whether a reverse mortgage could benefit your situation, visit Movement.com/Faith.On Today's Program, Rob Answers Listener Questions:I'm trying to find information about a Christian savings and loan, but I haven't been able to get the contact details. Can you point me in the right direction?I don't feel like I have enough savings to handle a real emergency. I'm working both full-time and part-time jobs just to keep up with bills, plus I'm trying to pay off student loans and credit cards. I feel stretched thin and don't know what to do next.I called before about my advisor and wanted to give you an update. Now I have a question: I have a 401(k), a traditional IRA, and a Roth IRA—each with about $100,000. When I retire, do I need to withdraw from one before the others, or is there a better strategy for taking distributions?I recently changed jobs and left my 401(k) with my former employer, which is now closing its doors. Should I roll that money into my new job's plan or transfer it elsewhere? I'm not very familiar with managing investments myself.I currently have a moderate growth account with a steady income, but I'm considering withdrawing the funds. Would CDs be a safe place to move that money, or do you have other suggestions?I need help finding affordable health insurance on a limited income. I have some past health issues, and I'm worried about being penalized. Where should I start looking?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Movement MortgageChristian Community Credit Union (CCCU)HealthMarkets | Healthcare.gov | eHealth | HealthSherpaWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at how biometrics are making their way into mortgage banking. Plus, Robbie sits down with Figure's Anthony Stratis and West Capital Lending's and Arthur Greenbaum for a discussion on the power of partnership and why they're excited about Figure's new AI-powered DSCR platform. And we close by examining what data points are being released during the government shutdown.Today's podcast is brought to you by Floify, an industry-leading point of sale platform. With Floify's new Dynamic AI feature, lenders can modify applications with no coding required and rely on AI to autofill key application fields, allowing borrowers to fill out only a few fields relevant to their needs. The result? Faster completions, fewer drop-offs and smoother approvals. Discover smarter lending at www.floify.com or visit Floify in person at MBA Annual.

Michael Zanzini is a Senior Mortgage Agent and Partner with Better Mortgage Select. With a career boasting over a decade of direct investor relations and portfolio structuring, Michael's goal is to assist his clients with the utmost care and attention to their financial goals.  On this episode, we discuss:  Exclusive Opportunities for Additional Dwelling Units (ADUs) Understanding B Lenders and Today's Alternative Mortgage Solutions Mortgage Lending Trends and The Impact of Stricter Requirements  You can reach out to Michael Zanzini at Michael@bmselect.ca   Download a free report: “Multi-Unit Renovation Operations Order - A Guide to Starting a Renovation” Subscribe and review today! Instagram Youtube Spotify Apple Podcasts      

This is KCBS's daily Tech and Business Report. Today, KCBS's Matt Bigler was joined by Bloomberg's Paige Smith. You may have a credit card that offers frequent flier miles or rewards for shopping at certain stores. Well now, there's one for people who are paying off their mortgages.

What happens when a fourth-generation mortgage pro, mom, mentor, and now published author decides to rethink everything she knows about networking, technology, and building trust in financial services?In this episode of the FinTech Hunting Podcast, host Michael Hammond sits down with Lindsay Meyer—a trailblazer in the mortgage space who's redefining what it means to lead with heart and innovate with purpose.Together, they unpack:Why Lindsay believes the future of lending lives at the intersection of innovation and connectionThe power of human-first networking in a digital worldHow to turn a simple LinkedIn message into a 5 minute call that builds true relationshipWhy 39% of professionals fail at follow-up—and how you can fix that todayThe story behind her new book: Rethink Everything You Know About NetworkingCutting-edge AI tools like Groves IQ and how they're reshaping the mortgage experienceThe importance of mentorship, legacy, and showing up authentically in your careerIf you're a mortgage professional, fintech leader, or growth-minded marketer looking for real talk, real strategy, and real transformation, this episode will move you—and maybe even change how you approach your next connection.Subscribe now, and don't miss what might be the most heartfelt and thought-provoking episode of the year.

When Scott Morse's Airbnb bookings started to slow down, his cash flow became unpredictable. He needed a more consistent way to generate income from his properties. That's when he discovered the power of renting by the room.In this episode, Scott shares how he converted his former Airbnbs into co-living rentals and why his cash flow is now more consistent, and even higher than before. He explains how he finds tenants, how he manages his rentals with very little vacancy and how easy the turnovers are between tenants.Scott also walks us through the changes he made to his houses to make them work for co-living and compares his Airbnb revenue to what he's earning today.Scott also shares how he's finding deals today.https://rentalincomepodcast.com/episode543Thanks To Our Sponsors:Ridge Lending Group - Making investment Mortgage process simple and stress-free.MidSouth HomeBuyers – Turnkey Rentals In Memphis & Little Rock. Instant Cash Flow On Day One. (Priced between $100,000 to low $200's)Rental Accounting Software Made Easy. Free 30 Day Trial.

In this conversation, Adrian Chu discusses his extensive experience in the real estate industry, including his ventures in brokerage, construction, and mortgage services. He emphasizes the importance of addressing housing shortages through innovative solutions and shares insights on navigating challenges in the market. Adrian also highlights the significance of mentorship and support for real estate investors, as well as his commitment to scaling his business and creating more housing opportunities.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

The guys look back on the Patriots hard fought win over the Saints. They also discuss the current state of affairs at B.C and UMass and look ahead to this week in college football. Finally, they talk some high school football as well.

Morse code transcription: vvv vvv Israeli hostages and Palestinian detainees are freed as Trump hails historic dawn in Middle East TikTok star HSTikkyTokky arrested after manhunt Dog owner on life with a 13 stone Alaskan Malamute Alleged McCann stalker left message asking what if I am Madeleine Undercover officer played role in Stephen Lawrence inquiry clashes Two charged with murder of singer Ian Watkins in Wakefield Prison Middle East doomed without Palestinian state, King of Jordan says Vodafone down Thousands of UK customers report broadband issues Tommy Robinson refused to give police phone PIN to protect journalistic material Mortgage rates creep back up as lenders show caution

Morse code transcription: vvv vvv Mortgage rates creep back up as lenders show caution Trump says Ukraine may get Tomahawk missiles to use against Russia Murder arrest of woman after death of two children Steve Witkoff praises Jonathan Powells tireless efforts on Gaza What we know about the Gaza ceasefire agreement and hostages release Who are the released hostages Five carmakers go on trial over emissions cheat claims Two charged with murder of singer Ian Watkins in Wakefield Prison Adult friendships How to keep them and stop ghosting Dog owner on life with a 13 stone Alaskan Malamute

As the U.S. government shutdown delays key economic data, the Equifax Advisors team steps in with deeper insights. Host Emmaline Aliff is joined by Jesse Hardin, Tom O'Neill, and Maria Urtubey to unpack the indicators that matter most when visibility is limited—and to debut the Market Pulse Index, a new holistic measure capturing the intersection of credit, income, assets, and financial behavior across populations.Economist Justin Begley of Moody's Analytics delivers our macroeconomic update.In this episode: What is the Market Pulse Index?The Market Pulse Index is a new measure developed by Equifax Advisors that combines multiple financial dimensions—credit performance, income, debt, assets, and affluence—into one holistic view of consumer and market health. It helps lenders and policymakers understand economic conditions beyond single metrics like CPI or GDP.Why is the Market Pulse Index important right now?With the U.S. government shutdown delaying key data releases, traditional indicators such as the jobs report and GDP updates are unavailable. The Market Pulse Index fills this gap by integrating real-time, multi-source data to reveal trends in affordability, financial durability, and consumer well-being.How does the Market Pulse Index differ from other metrics like CPI or GDP?Unlike single-dimension indicators, the Market Pulse Index combines hard data (credit, income, assets) and soft data (consumer sentiment) to provide a multi-layered view of economic conditions. It can reveal disparities across populations, regions, and credit tiers—helping decision-makers identify who's thriving and who's struggling.What is the K-shaped economy and how does it relate?The K-shaped economy describes uneven recovery patterns—where high-income consumers see wealth gains while lower-income groups face rising debt and affordability challenges. The Market Pulse Index captures these differences, offering a clearer picture of financial resilience across demographic groups.How can lenders and businesses use the Market Pulse Index?Organizations can use the Market Pulse Index to:Track aggregate consumer health across income, geography, and age groupsIdentify emerging credit risks and opportunitiesAdjust lending and pricing strategies based on holistic insightsImprove risk management and marketing segmentationIf you have questions or suggestions for future podcasts, please reach out to riskadvisors@equifax.com.

In this episode Nik welcomes back Marty Medve, Delta Captain and President/CEO of Trident Home Loans. Marty shares his incredible journey of recovering from a serious eye injury, regaining his FAA medical, and returning to the flight deck—all while running one of the top VA lenders in the nation. Nik and Marty dive into the unique challenges pilots face when navigating mortgages and refinancing. From understanding the timing of rate drops to avoiding costly mistakes when buying your first “forever” home, Marty explains why having a team that truly understands pilot pay and career paths makes all the difference. What You'll Learn in This Episode: Marty's inspiring story of overcoming medical setbacks to return to international flying at Delta Why interest rates are trending down—and what that means for pilots looking to buy or refinance The biggest mistakes new airline pilots make when buying their first home How Trident Home Loans helps pilots refinance at no cost—again and again—as rates continue to drop Why working with a lender who understands pilot pay and career progression can save you from major financial headaches The unique ways Trident supports the aviation and military community through sponsorships and outreach Whether you're just starting your airline career or looking to refinance your fifth property, this episode gives you the tools and insider perspective you need to make smarter financial moves as a pilot. Resources & Links: Connect with Marty and the Trident Home Loans team: TridentHomeLoans.com Email Marty directly: marty@mythl.com Download Nik's free pilot resume template: spitfireelite.com/podcast CONNECT WITH US Are you ready to take your preparation to the next level? Don't wait until it's too late. Use the promo code “R4P2025” and save 10% on all our services. Check us out at www.spitfireelite.com! If you want to recommend someone to guest on the show, email Nik at podcast@spitfireelite.com, and if you need a professional pilot resume, go to www.spitfireelite.com/podcast/ for FREE templates! SPONSOR Are you a pilot just coming out of the military and looking for the perfect second home for your family? Look no further! Reach out to Marty and his team by visiting www.tridenthomeloans.com to get the best VA loans available anywhere in the US. Be ready for takeoff anytime with 3D-stretch, stain-repellent, and wrinkle-free aviation uniforms by Flight Uniforms. Just go to www.flightuniform.com and type the code SPITFIREPOD20 to get a special 20% discount on your first order. #Aviation #AviationCareers #aviationcrew #AviationJobs #AviationLeadership #AviationEducation #AviationOpportunities #AviationPodcast #AirlinePilot #AirlineJobs #AirlineInterviewPrep #flying #flyingtips #PilotDevelopment #PilotFinance #pilotcareer #pilottips #pilotcareertips #PilotExperience #pilotcaptain #PilotTraining #PilotSuccess #pilotpodcast #PilotPreparation #Pilotrecruitment #flightschool #aviationschool #pilotcareer #pilotlife #pilot

Mortgage delinquencies are inching up, but affordability is finally improving — and refinance demand is surging as mortgage rates dip back toward 6%. In this episode, Kathy Fettke breaks down the latest ICE Mortgage Monitor Report for October 2025, revealing where the housing market is showing strength and where the risks remain. You'll hear how lower rates are boosting refinance activity by 80%, why the Midwest is leading in affordability, and which markets are still struggling with tight inventory and stretched buyers. Kathy also dives into a surprising new data point: millions of homeowners face serious flood risk — and most don't have insurance. If you want to understand what's really happening with home prices, mortgage performance, and the broader U.S. housing market, this episode delivers the insights every investor needs to know.

Episode: 00288 Released on October 13, 2025 Description: In this episode of Analyst Talk with Jason Elder, certified fraud examiner and IALEIA Treasurer Peggy Pingel shares her remarkable journey from three decades in mortgage banking to over 14 years in law enforcement analysis. Peggy recounts how the 2008 housing crisis sparked her pivot to investigating mortgage fraud with the Colorado Bureau of Investigation and unpacks the complex RICO cases that defined her early career. From unraveling multimillion-dollar scams to serving as second chair in a landmark trial, Peggy discusses the lessons she learned about persistence, data, and intent. She also reflects on her transition into cybercrime, the evolving challenges of real estate wire fraud, and her leadership role within IALEIA. Plus, hear how Peggy and her husband have kept their rhythm in life and in dance for 50 years through their shared love of square dancing.

Accunet Mortgage & Realty Show 10-11-2025: Market Insights and Client Success## Government Shutdown and Economic DataThe recent government shutdown left mortgage professionals without critical data like the jobs report. However, Bureau of Labor Statistics employees were recalled to complete the September Consumer Price Index report—needed for Social Security cost-of-living adjustments. This matters because CPI measures inflation, the primary driver of mortgage rates.## Global Markets Impact Your RateJapanese political developments unexpectedly moved U.S. mortgage rates this week. Coalition negotiations caused rates to rise Monday, then fall Friday when the coalition collapsed. While you shouldn't track Tokyo politics, this shows how rates reflect complex global factors beyond local conditions.## Rate Options: No Single AnswerThere's no single “rate today.” Borrowers choose different approaches—some pay no points, others buy down their rate. The decision depends on loan size, equity, timeline, and cash preferences. Choose what aligns with your financial strategy.## Southeastern Wisconsin MarketSeptember sales rose 3% year-over-year to 1,546 transactions, though 20% below pre-pandemic levels. About 60-65% of homeowners have rates under 4%, creating a “lock-in effect.”Median prices rose 7% to $362,500, but single-family homes ($390,000, up 10%) outpaced condos ($280,000, up 1.5%). Inventory is improving—new listings exceeded closings by 583 homes, creating a 2.5-month supply (still a seller's market but trending toward balance).Competition remains steady: 46% of homes sold above asking. With inflation stabilizing, buyers may be more selective, letting good homes move fast while mediocre properties linger.## Success Story: Value Acceptance WinsA buyer transitioning from Illinois won with a $20,000 over-ask offer using strategic advantages:- **Value Acceptance**: Property qualified for no-appraisal at their offer price—eliminating risk and delays- **Proactive Communication**: Calling the listing agent to highlight this advantage- **Speed**: 10% down ready, committed to 2.5-week closeLesson: Combine financial readiness, strategic advantages, clear communication, and speed.## Smart Down Payment StrategyA buyer planning $43,000 down (12%) explored alternatives: Every $1,000 in down payment changed their monthly payment by only $6.50. Keeping $10,000 in savings costs about $65 monthly—roughly two restaurant deliveries.For homes needing work, having cash for repairs might outweigh minimal payment savings.**Balance Three Factors**: Money leaving savings, money remaining for reserves, and monthly payment comfort. The best choice depends on your situation, not generic rules.## Refinance RealityDon't wait for a full percentage point drop. On a $500,000 loan, even 0.5% saves $244 monthly—nearly $3,000 annually. Consider absolute savings and break-even timeline, not arbitrary rules.## Key TakeawaysMarkets are complex and globally connected. The best mortgage matches your specific cash position, income trajectory, and goals—not one-size-fits-all advice. Competitive success requires financial readiness, speed, and understanding advantages like value acceptance. Local dynamics matter most. Cash versus equity decisions should reflect your priorities and circumstances, helping you find what works best for your life and financial situation.​​​​​​​​​​​​​​​​

Featured on WGN Radio's Home Sweet Home Chicago on 10/11/25: Mr. Floor himself, Igor Murokh, joins the program to answer listener questions. Plus, Igor shares how their deep cleaning process works. To learn more about what Igor and Mr. Floor can do for you, go to mrfloor.com or call 847-674-7500.

Featured on WGN Radio's Home Sweet Home Chicago on 10/11/25: Dave Schlueter of the Law Offices of David R. Schlueter joins Wendy Snyder, in for David Hochberg, to discuss home insurance and why it’s essential that your coverage is seamless. To learn more about what Dave Schlueter can help you with, go to schlueterlawoffice.com or call 1-630-285-5300.

Wendy Snyder fills in for David Hochberg on Home Sweet Home Chicago! She’s joined by Dave Schlueter of the Law Offices David R. Schlueter to discuss home coverage. Next, Mr. Floor himself, Igor Murokh, discusses his deep cleaning process for floors. Then, Wendy talks to Shaun Peters of Lindeman Chimney, Fireplace, Heating, and Cooling about gas and wood fireplaces.

Featured on WGN Radio's Home Sweet Home Chicago on 10/11/25:  Shaun Peters of Lindeman Chimney, Fireplace, Heating, and Cooling joined the show to talk about converting wood fireplaces into gas fireplaces and answer listener questions. To learn more about what Lindemann Chimney, Fireplace, Heating, and Cooling can do for you, go to lindemann.com or give them a call at […]

Silivia in Manhattan called Mark to tell him how she feels about the Nobel Peace Prize. Vincent in Brooklyn, NY, calls Mark to tell him how happy she is that AG Letitia James has been indicted on Mortgage fraud charges.

Silivia in Manhattan called Mark to tell him how she feels about the Nobel Peace Prize. Vincent in Brooklyn, NY, calls Mark to tell him how happy she is that AG Letitia James has been indicted on Mortgage fraud charges. See omnystudio.com/listener for privacy information.

In this conversation, Kevin Parsells shares his extensive experience in the mortgage banking industry, discussing the importance of diversifying income streams and the shift towards ground-up construction in real estate. He emphasizes the need for potential homebuyers to connect with the right lenders and explore various financing options, including programs that require no down payment. Kevin also provides valuable insights for young buyers on investment strategies, particularly in college towns, and stresses the importance of branding oneself in the real estate business.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

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Links & ResourcesFollow us on social media for updates: ⁠⁠Instagram⁠⁠ | ⁠⁠YouTube⁠⁠Check out our recommended tool: ⁠⁠Prop Stream⁠⁠Thank you for listening!

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the partisan nature of a budget deficit. Plus, Robbie sits down with Home Builders Institute's Ed Brady for a discussion on the home building climate, evolving workforce trends, trade misconceptions, and the strategic solutions needed to rebuild America. And we close by examining why mortgage rates declined this last week.Thank you to Truework, the only all-in-one, automated VOIEA platform that helps mortgage providers achieve up to 50% cost savings with an industry leading 75% completion rate.

In this episode of The Loan Officer Marketing Podcast, host Chris Johnstone sits down with Frank Garay to uncover one of the biggest breakthroughs in mortgage marketing — how A.I. and ChatGPT are now recommending local loan officers directly to consumers.   Chris reveals how loan officers can position themselves to be recommended by A.I., the same way top producers once dominated Google reviews and rankings. This conversation is packed with practical insights, examples, and real success stories from the front lines of this A.I. revolution.   Key Takeaways:   From Google to A.I. Search: Why consumers are shifting from Google searches to A.I. assistants like ChatGPT and Grok — and how that impacts your mortgage business. How to Train A.I. to Recommend You: The simple steps to “teach” A.I. that you're the expert in your loan niche so it confidently refers borrowers to you. Real Success Stories: How top-ranked loan officers are already receiving fully completed mortgage applications directly from A.I. referrals.   Listen to the full episode now to learn how to get A.I. to recommend you as the go-to lender in your market.

Would you live with your ex to keep a 2% mortgage rate? That's the question Morgan Dickson and her ex-husband faced— and ultimately said yes. But for them, the decision wasn't just about dollars and cents. Keeping the home was the best decision for their kids—but the real estate market has become an unexpected character in their story. Today, Nicole sits down with Morgan , whose story recently went viral after being featured in The Wall Street Journal. Morgan talks about how the interest rate “lock-in effect" played a role in her and her ex's living arrangements, and how they manage expenses as a divorced couple cohabitating. Then, Nicole and Morgan dive into the economics of divorce, and what happens when personal and financial decisions become intertwined. All investing involves the risk of loss, including loss of principal. This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC.  *APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change. See terms of IRA Match Program here: public.com/disclosures/ira-match.

We can definitively say it now: the buyer's market is here.  The housing market is cooling down, but the deals are heating up as a “mild” correction slows down hot markets and gives buyers even more power in cold ones. With it comes buying opportunities—ones that real estate investors have been starved of over the past few years. You can negotiate for more, offer less, and lock in a lower mortgage rate than last year. The question is: will this correction turn into a full-blown housing crash? Dave's giving you his honest (and data-backed) opinion in this September 2025 housing market update! Mortgage delinquencies are rising rapidly in one subset of the market, the crash-bro clickbaiters say it's a sign of a coming housing apocalypse—are they finally right about something? One thing is certain: a few housing markets across the US are in danger of slipping into an even more oversupplied market. But, with new data showing that sellers are quitting and walking away, will this reverse the worrying trend? Stick around, we've got your housing market update without the hype.   In This Episode We Cover The “mild” housing market correction: what it means and whether it'll become a crash Updated home price predictions and how much prices will rise/fall by the end of the year Signs that you can start confidently bidding under asking price (but by how much?) Why inventory is beginning to reverse (have sellers finally had enough?) Mortgage delinquencies are rising: who's affected and could it lead to foreclosures? What investors should do now to prepare to buy discounted deals (be patient!) And So Much More! Links from the Show Join the Future of Real Estate Investing with Fundrise Join BiggerPockets for FREE Sign Up for the BiggerPockets Real Estate Newsletter Find an Investor-Friendly Agent in Your Area Dave's BiggerPockets Profile  BiggerPockets Real Estate 118 - Data Says It's a Buyer's Market: Here's Where the Most Opportunity Is Grab Dave's Book, "Start with Strategy" Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/on-the-market-363   Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

Links & ResourcesFollow us on social media for updates: ⁠⁠Instagram⁠⁠ | ⁠⁠YouTube⁠⁠Check out our recommended tool: ⁠⁠Prop Stream⁠⁠Thank you for listening!

Special Guest: Jennifer Buserini#howimetyourmortgage​ #justthetipscoaching​ #justthetips​ #salescoachingdenver​ #salescoaching​ #realestate​ #mortgage​ #sales​ #salestips​ #businesstips​ #tunein​ #podcast​ #videocast​ #applepodcast​ #spotifypodcast

Mortgage rates edge lower. AP correspondent Alex Veiga reports.

Is a 25-year mortgage really a bigger commitment than marriage? Keri and Erin share their own experiences of buying property before getting engaged, the pitfalls they didn't see coming, and the protections they'd insist on now. Erin has some smart financial wisdom for anyone considering mixing love and real estate. Join our online community: www.getthehelloutofdebt.com  Leave us a voicemail message here: www.speakpipe.com/erinskyekelly  Today's episode is brought to you by BetterHelp - Get 10% off your first month at BetterHelp.com/skye Purchase Get The Hell Out Of Debt and Naked Money Meetings online or from your favorite bookstore. Learn more about your ad choices. Visit megaphone.fm/adchoices

Our Fixed Income Strategist Vishy Tirupattur explains how changes in the yield curve are affecting markets such as insurance, Treasury yields and mortgage rates.Read more insights from Morgan Stanley.----- Transcript ----- Vishy Tirupattur: Welcome to Thoughts on the Market. I am Vishy Tirupattur, Morgan Stanley's Chief Fixed Income Strategist. Today – How the shape of the yield curve has affected credit and housing markets, and the risk of changes to the curve and its implications. It's Tuesday, October 7th at 1pm in New York. The shape of the yield curve plays a pivotal role in financial markets. It influences everything from credit conditions to housing and mortgage dynamics. And you've been hearing on this show for some time about more Fed rate cuts coming. Our economists expect 25 basis point rate cuts at the next three meetings – that is October, December and January. And then two more in April and July of next year. What does this mean to the shape of the curve? Our high conviction call has been that investors should position for a steeper yield curve. Why does the curve matter? It's not just a macro signal. It's a transmission mechanism that shapes pricing, risk appetite, and sector flows. Take life insurers, for example. A steeper curve has turbocharged demand for fixed annuity products, which in turn drives flows into spread assets like corporate and securitized credit. Insurance demand has become a powerful technical in credit markets. This year's steepening has been led by falling front-end yields. For example, 2-year Treasuries are down about 60 basis points, significantly outpacing the 40 basis point drop in 10-year yields and just 5 basis point drop in 30-year yields. That front-end move reflects shifting rate expectations and offers relief to highly leveraged issuers who rely on short-term funding. But longer-dated yields remain sticky, keeping all-in borrowing costs elevated. That is good for insurers – and the sale of fixed annuity products – but acts as a brake on overall issuance, helping keep credit spreads tight despite macro uncertainty. That said, not all markets benefit. Mortgage rates, which track longer yields more closely than the fed funds rate, have actually risen 25 to 30 basis points since the easing cycle began in September of 2024. That's a headwind for affordability. While a steeper curve may support lending and future housing supply, it's not helping today's buyers. A flatter curve with lower long-end yields would offer more meaningful relief—but that is clearly not our base case. Bottom line: Rate cuts matter, but the shape of the curve may matter more. A steeper curve is a tailwind for credit but a headwind for housing. And a reminder that not all markets move in sync. Thanks for listening. If you enjoy the show, please leave us a review wherever you listen and share Thoughts on the Market with a friend or colleague today.

Max Emory was crushing it with the BRRRR strategy on duplexes. His system was working, steady cash flow, solid equity gains, and growing confidence as an investor. But like many of us, Max wanted to scale up.He heard that buying bigger properties would accelerate his success — until it didn't.When Max bought a 6-unit and a 3-unit, things started to fall apart. The deals didn't perform the way he expected, and he ended up losing a lot of money, even having to sell his successful duplexes to cover the losses.On this episode, Max shares what went right with his duplexes, what went wrong when he tried to go bigger, and the lessons he learned the hard way.If you've ever thought about scaling up your portfolio, you'll want to hear this story first.https://rentalincomepodcast.com/episode542Thanks To Our Sponsors:MidSouth HomeBuyers – Turnkey Rentals In Memphis & Little Rock. Instant Cash Flow On Day One. (Priced between $100,000 to low $200's)Ridge Lending Group - Making investment Mortgage process simple and stress-free.Rental Accounting Software Made Easy. Free 30 Day Trial

Somewhere across the world, a woman is lying awake at 3am, staring at the ceiling while numbers spin through her mind. Bills. Mortgage. Credit cards. Her stomach churns with that familiar knot of worry that's become her constant companion. She's worked hard her entire life, done everything she was told would lead to security, yet here she is, trapped in a prison made of stress and sleepless nights about money. Tomorrow morning, she'll wake up exhausted, put on a brave face, and pretend everything is fine while that weight sits heavy on her chest. Sound familiar? But in another part of the world, a man walks to his mailbox without that tightness in his shoulders, opens his bills without his heart racing, and sleeps peacefully because money has become his friend instead of his tormentor. He wasn't born wealthy. He didn't inherit millions. He simply discovered something that changed everything - how to free himself from the invisible cage that money worry creates around the human spirit. Today, you discover that same freedom. We're going to dissolve those chains forever and awaken something inside you that's been waiting your whole life to be set free. 

Tonight, somewhere across the world, a woman is lying awake at 3am, staring at the ceiling while numbers spin through her mind. Bills. Mortgage. Credit cards. Her stomach churns with that familiar knot of worry that's become her constant companion. She's worked hard her entire life, done everything she was told would lead to security, yet here she is, trapped in a prison made of stress and sleepless nights about money. Tomorrow morning, she'll wake up exhausted, put on a brave face, and pretend everything is fine while that weight sits heavy on her chest. Sound familiar? But in another part of the world, a man walks to his mailbox without that tightness in his shoulders, opens his bills without his heart racing, and sleeps peacefully because money has become his friend instead of his tormentor. He wasn't born wealthy. He didn't inherit millions. He simply discovered something that changed everything - how to free himself from the invisible cage that money worry creates around the human spirit. Today, you discover that same freedom. We're going to dissolve those chains forever and awaken something inside you that's been waiting your whole life to be set free.