Podcasts about mortgage

Featured on WGN Radio's Home Sweet Home Chicago on 03/07/26: Center Guard Plumbing's Mike Epping joins the show to discuss water heater installations and their sale that runs until the end of March. To learn more about what Center Guard Plumbing can do for you, go to wgnplumber.com or call 847-406-8883.

Featured on WGN Radio's “Home Sweet Home Chicago” on 03/07/2026: IRS tax attorney Steven A. Leahy of the Law Office of Steven A. Leahy, PC, with Opem Tax Advocates, joins the program to discuss what every season business owner should know about a single-member LLC. Go to fightbacknow.com or call 312-664-6649.

Featured on WGN Radio's “Home Sweet Home Chicago” on 03/07/2026: Bob Schmitt of The Junkluggers joins the show to inform WGN Radio listeners about different types of decluttering. Plus, he talks about how they work with charities to donate your items. To learn more about what The Junkluggers can do for you, go to www.junkluggers.com or give […]

This week on Home Sweet Home Chicago, David Hochberg is joined by Mike Epping of Center Guard Plumbing to discuss water heater installations and sewer excavations. Bob Schmitt of Junkluggers joins to discuss methods for decluttering your home just in time for warmer weather. Then, IRS tax attorney Steven A. Leahy of the Law Office of […]

The Vancouver housing market has always been shaped by powerful forces — interest rates, government policy, global economics, and human psychology. But in early 2026, those forces appear to be colliding all at once, creating one of the most uncertain real estate environments the city has faced in decades.In this episode, we unpack the latest data revealing how dramatically the market has shifted. Sales in February fell another 10% year over year, following the lowest annual sales volumes in a quarter century. At the same time, home prices have now declined for 11 consecutive months — marking the second-longest price downturn in the region's modern history. For homeowners, investors, and prospective buyers alike, the central question is becoming unavoidable: how much further can the market adjust?Part of the answer lies in the broader economic backdrop. The market that once surged during the stimulus-driven boom of 2021 — fueled by ultra-low interest rates and unprecedented liquidity — is now navigating a dramatically different landscape. Today's environment is defined by global conflict, trade tensions, job insecurity, rapid technological disruption from artificial intelligence, and ongoing legal and political developments around land claims. The result is a level of uncertainty that has effectively frozen large segments of the housing market.At the same time, government policy is once again stepping into the spotlight. With transactions slowing and tax revenues under pressure, policymakers are beginning to introduce measures designed to stimulate activity. One of the most notable is the federal government's proposed housing affordability legislation, Bill C-4. If finalized, the measure would eliminate the federal GST on qualifying new homes for first-time buyers, potentially saving purchasers up to $50,000. While supporters argue this could meaningfully improve affordability, critics question whether demand-side incentives will meaningfully address supply shortages or simply inflate prices once again.Mortgage stress is also beginning to appear in the data. Canada's mortgage arrears rate has climbed to a five-and-a-half-year high, while British Columbia's arrears rate has reached its highest level in nearly a decade. Although the numbers remain low historically, the trend is notable — particularly as 2026 represents the largest mortgage renewal year in Canadian history. With millions of borrowers transitioning from ultra-low pandemic-era rates to significantly higher borrowing costs, economists are watching closely to see whether arrears continue to rise.Interest rate expectations remain relatively stable for now. Bond yields have recently moved higher following geopolitical tensions, pushing fixed mortgage rates upward as well. The Bank of Canada is widely expected to hold rates steady through most of 2026, leaving borrowers with little - further -  relief in the near term.And yet, not all signals point to collapse. Days on market have recently shortened, suggesting some buyers are beginning to re-enter the market as prices soften. Meanwhile, the sales-to-active listings ratio has moved out of deep buyer-market territory — a reminder that Vancouver's market rarely stays in extreme conditions for long.The coming months will determine whether this downturn becomes the longest in Vancouver's modern housing history — or whether the marke _________________________________ Contact Us To Book Your Private Consultation:

Home Loans Radio 03.07.2026 With That Mortgage Guy Don- If you have a rate over 6.75% you should be getting a free quote to refinance!www.thatmortgageguydon.com

#695: The U.S. lost 92,000 jobs in February, pushing unemployment to 4.4 percent.That result contradicts a different report released two days earlier showing 63,000 jobs added, leaving economists trying to square the circle. Many agree that we're in a "low hire, low fire" jobs environment.We walk through several major economic stories using a three-layer framework: the household economy, markets and policy, and long-term forces shaping the future.First, the household layer. Hiring has become uneven across sectors. Health care and education previously drove much of the job growth, but layoffs in those areas now appear in the data.Job openings have also fallen to 6.54 million, the lowest level since the pandemic began. Workers are switching jobs less often, and the pay bump for job-hopping has shrunk.Mortgage rates recently crossed 6 percent, influenced in part by rising Treasury yields and concerns about inflation. Gas prices climbed about 26 cents per gallon in a week, partly due to tensions affecting oil shipments through the Strait of Hormuz, which normally carries about one-fifth of global oil supply.The episode also looks at household finances. Six percent of workers in Vanguard plans took hardship withdrawals from their 401(k)s in 2025, up from five percent the year before. That increase suggests some households are leaning on retirement savings to manage financial stress.At the end of the episode, economist Dr. Ben Zweig, CEO of Revelio Labs, joins us to unpack the conflicting employment reports and explain why the labor market may look weaker than expected. He also discusses why health care hiring may be slowing and how economists interpret mixed signals across multiple labor data sources. (0:00) February jobs shock(1:02) Three-layer economy framework(2:03) BLS job losses explained(3:12) ADP vs BLS data gap(4:30) Job openings decline(5:39) Layoffs and AI cuts(7:15) Mortgage rates near 6 percent(8:26) Gas price spike(10:02) Markets react to oil shock(16:00) Record 401k withdrawals(19:30) Asset owners vs nonowners gap(21:22) Supreme Court tariff ruling(23:31) AI costs collapse, usage surge(27:03) Fed reactions to jobs report(33:33) Economist Ben Zweig interview Share this episode with a friend, colleagues, and your job recruiter: https://affordanything.com/episode695 Learn more about your ad choices. Visit podcastchoices.com/adchoices

Welcome to another edition of Real Estate Realities! Back in the saddle after an extended hiatus, working hard to bring you the most valuable real estate insights possible! Today, we talk about the 50 year mortgage idea. This should sound a bit familiar since the 40 year mortgage idea was floated just a few years ago as well. ——————————————————————————————————————————————————  

The lumber market is deep in the **fog of war**. Freight is tightening, trucking rates are jumping, and species spreads are shifting fast. In Episode #159, Ashley, Gregg, Matt, and Charles break down why flatbed capacity is suddenly scarce, how Southern Yellow Pine is catching a bid while eastern spruce softens, and what heavy Doug Fir production in the West could mean for the market. The crew also tackles the big question: **where is the missing demand?** Canadian shipments are down, production is lower across North America, yet prices haven't fully reacted. Are buyers simply running leaner inventories and buying lumber just‑in‑time? If you buy, sell, trade, or build with lumber, this episode helps you navigate freight disruptions, changing buying habits, and the real supply‑and‑demand signals shaping the 2026 lumber market. Chapters 0:00 – The Fog of War in the lumber market 1:00 – Trucking shortages and rising freight costs 6:30 – Why freight tightens every spring 12:30 – Futures vs. cash lumber pricing 16:00 – Doug Fir, spruce, and pine market dynamics 20:00 – Southern Yellow Pine strength 24:00 – Just‑in‑time lumber buying 27:00 – Lumber price outlook 30:00 – Mortgage rates and housing demand 33:00 – Western supply shifts 36:30 – Final market takeaways     Advertiser Fastmarkets RISI Dustin Jalbert Senior Economist Wood Products djalbert@fastmarkets.com www.fastmarkets.com Show Contacts: Gregg Riley: Gregg@sitkainc.com Charles DeLaTorre: cdelatorre@ifpwood.com Matt Beymer: mattbeymer@hamptonlumber.com Ashley Boeckholt: ashley@sitkainc.com

In this episode of Property & Paper Live, Dawn Rickabaugh discusses current shifts in the real estate market and why seller financing and private note investing are becoming increasingly important as traditional lending tightens. The conversation covers real-world scenarios from investors, including a burned property tied to a reverse mortgage and how lenders may claim insurance proceeds. Dawn also shares insights on reverse mortgage timelines, distressed assets, and opportunities that arise when institutional lenders offload problems. As market uncertainty grows, she explains why investors who understand both property and paper (especially the secondary market for notes) are uniquely positioned to create solutions and profitable deals outside the traditional banking system.

Remember those juicy mortgage rates from back in 2021? You don't actually need a time machine to get one today. You just need to find someone willing to sell their house AND their mortgage to you. Called ‘assumable mortgages,' they take a long time to get,, and you'll probably need a fat wad of cash.On today's show, how to buy your way into a cheap mortgage rate.Related episodes: How mortgage rates get madeHow mortgage interest rates work (and why they're currently out of whack)For sponsor-free episodes of The Indicator from Planet Money, subscribe to Planet Money+ via Apple Podcasts or at plus.npr.org. Fact-checking by Tyler Jones. Music by Drop Electric. Find us: TikTok, Instagram, Facebook, Newsletter.To manage podcast ad preferences, review the links below:See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.Learn more about sponsor message choices: podcastchoices.com/adchoicesNPR Privacy Policy

It's Thursday, March 5th, A.D. 2026. This is The Worldview in 5 Minutes heard on 140 radio stations and at www.TheWorldview.com.  I'm Adam McManus. (Adam@TheWorldview.com) By Jonathan Clark 9 Nigerian Muslims on trial for killing 200 Christians Nine Fulani Muslim herdsmen are on trial in Nigeria for participating in the massacre of over 200 Christians in the country last year. Christian Daily International reports this is a rare case of prosecution against the Fulani herdsmen. The prosecution comes as the United States is calling on the country to combat Christian persecution. The U.S. is considering a bilateral agreement with Nigeria to protect Christian communities there and eliminate jihadist terror.  Psalm 7:9 says, “Oh, let the wickedness of the wicked come to an end, but establish the just; for the righteous God tests the hearts and minds.”  Nigerian Anglicans reject the homosexual agenda of Church of England Speaking of Nigeria, the Global Anglican Future Conference is meeting this week in the West African country.  The movement of conservative Anglican churches, mainly in Africa and Asia, supports Biblical sexuality. The group has effectively broken off from the Anglican Communion led by the Church of England.  Sarah Mullally is set to become the first female archbishop of Canterbury in the Church of England. Sadly, she supports blessings for homosexual couples.  The Global Anglican Future Conference now plans on appointing its own leader who will represent Biblical values. The conservative group says it represents 85 percent of the world's practicing Anglicans. Christian teacher vindicated for refusing to say inaccurate pronouns In the United States, an Indiana school district agreed to pay $650,000 in a religious freedom lawsuit. Brownsburg Community School Corporation forced John Kluge, a Christian music teacher, to resign for not using biologically incorrect pronouns.  David Cortman with Alliance Defending Freedom commented on the case. He said, “After almost five and a half years, common sense has prevailed at Brownsburg. … Schools should learn that refusing to accommodate religious employees can be illegal and expensive.” Red state families having more babies than blue state families The Institute for Family Studies reports that the women in red states are birthing more babies than those in blue states since the COVID-19 pandemic. The 20 states that voted Democrat in 2024 saw a decline in people in their 20s and kids under 10 compared to 2019. Meanwhile, Republican-leaning states often had cheaper housing and tended to attract parents with young kids. States like Idaho, South Carolina, Florida, and Tennessee saw a 10% increase in married families with young children over the last five years. States like California, New York, and Illinois saw a decline in such families.  Trump cut federal workforce by 12% The federal government's civilian workforce shrunk by over 380,000 people during the first year of President Donald Trump's second term.   That's a 12% workforce reduction between September 2024 and January 2026. The U.S. Office of Personnel Management reported the numbers yesterday. Scott Kupor, the director of the agency, said, “This effort ensures taxpayer dollars support a workforce that delivers efficient, responsive and high-quality services.” Mortgage rate fell to 5.98% Mortgage rates fell below six percent for the first time in years. The average 30-year fixed mortgage rate fell to 5.98 percent last week. It has not been that low since September 2022. Recent rates peaked at 7.8 percent in October 2023. Mortgage rates have been coming down slowly since the Federal Reserve began cutting its benchmark interest rate last year.  Only 4% of American adults have Biblical worldview And finally, Dr. George Barna released his latest survey on Biblical worldview. Sadly, only four percent of U.S. adults have a Biblical worldview. That's unchanged compare to 2023 and down from 12 percent in 1994. Most Americans, over eight in ten, may believe some Biblical principles but often think and live in ways that conflict with the Bible. Also, only two percent of young adults have a Biblical worldview. The survey noted, “Despite the increased attention given to faith matters after the Charlie Kirk murder, and the growth in church attendance and individuals purchasing Bibles immediately after that incident, there is no hint of improvement when it comes to Biblical worldview.” However, Dr. Barna wrote, “We reached a low point—4%— in 2023. The fact that we have not plumbed new depths since then hopefully suggests that we have bottomed out and are in line to experience positive growth in biblical thought and action.” Romans 12:2 says, “Do not be conformed to this world, but be transformed by the renewing of your mind, that you may prove the good and acceptable and perfect will of God.” Close And that's The Worldview on this Thursday, March 5th, in the year of our Lord 2026. Follow us on X or subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com.  Plus, you can get the Generations app through Google Play or The App Store. I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.

Alex E. Edwards didn't wait for permission to succeed — he rewrote the rules. After purchasing his first multifamily property in his early twenties, he went on to build a multimillion-dollar real estate company and become the founder of Thumbprint Realty, now the largest Black-owned brokerage in New England. But Alex's impact goes far beyond transactions. As a TEDx speaker and author of Mortgage Before Marriage, he's leading a bold conversation: what if financial freedom should come before marriage — not after? Through more than 1,200 closed transactions and millions in buyer assistance, Alex has helped turn access into opportunity, especially for single women and first-generation homebuyers who've been told to “wait their turn.” In this conversation, we unpack how money stress silently impacts relationships, why equity can strengthen families, and how ownership transforms communities. His mission? Help one million people build legacy before love — because when we change what we own, we change everything that follows. This one will challenge how you think about money, marriage, and what it really means to build wealth.FOLLOW ALEX

In 2026, it is estimated that nearly half of all Canadian mortgages will be up for renewal. This involves over 1 million households here in Canada. Because of the change in interest rates, some of these households could see their monthly payments jump by 15% to 20% on average—and in extreme cases, even higher. That's the bad news. The good news is that if your mortgage is coming up for renewal, the stress test requirements have likely changed since the last time you took out a mortgage years ago. You actually have more power than ever to leave your current mortgage provider if you find a better mortgage elsewhere, and this is because the stress test has been removed in certain cases. Homeowners who were previously "trapped" with their current mortgage provider can now freely move to a competitor offering a lower rate. This forces the lenders to actually compete for your business. In this episode, we're going to cover exactly how you can navigate all of these changes so you can keep more of your hard-earned money invested in your portfolio, rather than handing over an excessive amount to your mortgage provider. Specifically, we're going to cover: What Canadian mortgage holders need to know about these changes to the stress test to avoid "payment shock" and take advantage of the new switching flexibility. How to choose between a fixed-rate vs. variable-rate mortgage with everything that is going on in Canada right now, based on the latest rates. How to execute an advanced hybrid strategy using a re-advanceable mortgage if you have a lump sum of cash to invest, but are nervous about putting it all into the market at once with valuations at all-time highs. To help us dive into all of this, I invited Sean Cooper back onto the show. Sean is the resident mortgage expert for this podcast, he's the bestselling author of the book "Burn Your Mortgage," and he's a fully licensed mortgage broker. He is who I go to and send all friends, family, and listeners of the show to for any mortgage-related questions and research. Because he actually does this as a full-time job, he is up to date on all the latest mortgage rules, changes, and the best interest rates currently available here in Canada. If you have any mortgage-related questions, or if you just want to see Sean's up-to-date research on the best mortgages that he's been able to find across the dozens of lenders that he's constantly monitoring all over Canada, you can send him a message, or book a free call with him over at buildwealthcanada.ca/sean.  Alright, let's get into the show!

In this week's mailbag, Mark covers three decisions that can quietly shape your retirement outcome. From knowing when strategy matters more than DIY investing, to weighing the emotional and financial impact of paying off your home, to navigating rising long-term care premiums, these are real-world questions many families face. The common thread? Timing and structure matter more than impulse. Here's some of what we discuss in this episode:

Steve Baranowski, Senior Vice President of Retail Lending at Marquette Bank, joins Jon Hansen on Your Money Matters to discuss purchase rates in the 5’s and home inventory levels. Steve also discusses pre-approval numbers, budgets, and home-buying assistance. For more information, visit emarquettebank.com.

For this month's mortgage industry vibe check, we're just holding on for dear life. Jim and Alayna discuss the precipice of conference season, the transition into the spring market, and how that's changing things for mortgage tech.

Mortgage rates dipped below 6% last week. Now, they're back up. Sudden conflict and uncertainty almost always cause volatility in the mortgage market. This time, fears of inflation and higher oil prices are to blame. Also, a look at how the U.S. might protect and insure vessels traveling through the Persian Gulf, and how the Republican tax and spending law signed last summer might help big corporations like Amazon, Meta, and Tesla avoid paying taxes.

Mortgage rates have dropped below 6% and inventory is shifting, so David Sidoni answers eight of the most common questions first-time buyers are asking about today's housing market. Mortgage rates have recently dropped to 5.99%, the lowest level seen since August 2022. Current housing data also shows 44% more sellers than buyers, creating potential leverage for buyers in many markets. In this episode, David Sidoni answers eight of the most common questions first-time homebuyers are asking about mortgage rates, affordability, and market timing. The goal is to help buyers understand today's market so they can make confident decisions instead of relying on outdated advice. “Affordability is at its best in a long, long time.” Highlights• What are the best mortgage rates available right now for first-time buyers?• Why does having more sellers than buyers matter for your home search?• How do shifting mortgage rates affect affordability in today's market?• Is now actually a better time to buy than many people realize?Check out our updated 2026 First Time Homebuyer's Episode Guide - Over 100 of our BEST Episodes of Detailed Homebuying Knowledge, Interviews, and MORE! Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Mortgage rates dipped below 6% last week. Now, they're back up. Sudden conflict and uncertainty almost always cause volatility in the mortgage market. This time, fears of inflation and higher oil prices are to blame. Also, a look at how the U.S. might protect and insure vessels traveling through the Persian Gulf, and how the Republican tax and spending law signed last summer might help big corporations like Amazon, Meta, and Tesla avoid paying taxes.

Mortgage and real estate expert David Hochberg joins John Williams to talk about how the war in Iran has impacted interest rates, the housing market stabilizing in the Chicago area, and how young people are typically buying property. David also answers all of your questions. David hosts “Home Sweet Home Chicago” on Saturdays from 10am […]

Mortgage and real estate expert David Hochberg joins John Williams to talk about how the war in Iran has impacted interest rates, the housing market stabilizing in the Chicago area, and how young people are typically buying property. David also answers all of your questions. David hosts “Home Sweet Home Chicago” on Saturdays from 10am […]

Interest rates are coming down again. You may find yourself asking, should I pay off my 5% mortgage aggressively or invest more for retirement? Nate Reineke looks at how each option may benefit doctors like you and what he sees with the families we work with every day. He also breaks down when you may change tactics in the future and how being on track for retirement may allow you to do a little of both. We also answer your colleagues' questions. An anesthesiologist in Oklahoma says, “I want to refinance the ARM I took out a couple years ago. What rate can we get?” An emergency medicine doctor in Georgia asks, “As a 1099 Emergency Medicine Doctor, should I max out the employer side of my solo 401k or contribute to my IRA?” A family medicine doctor in Florida wonders, “I am 50 years old and behind on college AND retirement, which should I fund first?” Are you ready to turn worries about taxes and investing into all the money you need for college and retirement? It's time to make a plan and get on track. To find out if we're a match visit physicianfamily.com and click get started or, you can ask a question of your own by emailing podcast@physicianfamily.com. See marketing disclosures at physicianfamily.com/disclosures

Special Guest: Jessica Chariton#howimetyourmortgage​ #justthetipscoaching​ #justthetips​ #salescoachingdenver​ #salescoaching​ #realestate​ #mortgage​ #sales​ #salestips​ #businesstips​ #tunein​ #podcast​ #videocast​ #applepodcast​ #spotifypodcast

Mortgage and real estate expert David Hochberg joins John Williams to talk about how the war in Iran has impacted interest rates, the housing market stabilizing in the Chicago area, and how young people are typically buying property. David also answers all of your questions. David hosts “Home Sweet Home Chicago” on Saturdays from 10am […]

Commercial mortgage rates are elevated.Underwriting standards are tightening.And a $1.2 trillion commercial real estate maturity wall is approaching in 2026/2027.So why are banks rejecting even “clean” CRE loans?In this episode of the Do You Ever Wonder Podcast, Mike Haltman sits down with Stuart Gelb, President of The Liquidity Source, to break down what's really happening inside today's commercial mortgage market.If you are a borrower, investor, broker, or real estate professional, this is a critical update on the evolving commercial lending landscape.

Mortgage and real estate expert David Hochberg joins John Williams to talk about how the war in Iran has impacted interest rates, the housing market stabilizing in the Chicago area, and how young people are typically buying property. David also answers all of your questions. David hosts “Home Sweet Home Chicago” on Saturdays from 10am […]

Most mortgage companies are making the same leadership mistake — and it's costing them millions.In this episode of Laugh, Lend & Eat, we flipped the script and let the guests, Gabe Gillen, Wes Costello, and our favorite mortgage comic, Justin Neal, ask the questions in a segment we call Ask Fobby Anything. What followed was a mix of hard truths, leadership lessons, recruiting insights, and a few unexpected personal stories along the way.We dive into a controversial topic many companies avoid: why top producers don't automatically make great branch managers. The skill set that makes someone elite at production is often the opposite of what's required to build and lead a team.But that's just the start.We also unpack the recruiting strategy that actually works — making the candidate the hero of the story, not the company or the recruiter. It's a simple shift that changes everything when you're trying to attract the right talent.Along the way, we explore a deeper leadership question: What's more dangerous in business — fear or ego? The answer might surprise you.And because this is Laugh, Lend & Eat, the conversation also wanders into favorite foods, podcasts, movies you can't stop watching, and what happens when you suddenly realize how much work your spouse actually does when you're running the household alone.This episode is part leadership conversation, part industry therapy session, and part unscripted fun.If you're a loan officer, branch manager, recruiter, or sales leader, there's something here that will make you think differently about growth, leadership, and the stories we tell ourselves in business.

It's no secret that a lot of Americans and people had a tough couple of years financially.    Banks have been tight.    Mortgages doubled.    Business loans increased.    Most businesses can't afford to do something like that.    I know I was not able to run the prices up in my businesses.    It would've priced my customers out of the market and if you have no sales, you can't hold staff, and if you have no staff, you can't run your business.    So, if you're listening to this focus on what really matters.    About the ReWire Podcast   The ReWire Podcast with Ryan Stewman – Dive into powerful insights as Ryan Stewman, the HardCore Closer, breaks down mental barriers and shares actionable steps to rewire your thoughts. Each episode is a fast-paced journey designed to reshape your mindset, align your actions, and guide you toward becoming the best version of yourself. Join in for a daily dose of real talk that empowers you to embrace change and unlock your full potential.    Learn how you can become a member of a powerful community consistently rewiring itself for success at ⁠⁠https://www.jointheapex.com/⁠⁠   Rise Above

Criminal Mischief The Kouri Richins Trial: Grief, Image, and Allegations The case of Kouri Richins first captured national attention for its emotional narrative — a Utah mother who wrote a children's book about grief to help her young sons cope with the sudden death of their father. Now, as the case moves through the courts, prosecutors are presenting a very different story. In this episode of Criminal Mischief, Carolyn Ossorio breaks down the latest developments in the ongoing trial, examining the evidence, the timeline, and the troubling questions surrounding the death of Eric Richins. Because behind the public image of loss and healing, investigators say there may have been something far more calculated at work. Charges Against Kouri Richins     •    Aggravated murder in connection with the death of her husband, Eric Richins     •    Attempted aggravated murder related to a prior alleged poisoning attempt     •    Possession of a controlled substance with intent to distribute     •    Mortgage fraud and financial crimes connected to alleged efforts to secure loans and financial gain Key Allegations Prosecutors Are Presenting     •    Eric Richins died from a lethal dose of fentanyl     •    Investigators allege Kouri obtained the drugs through an acquaintance     •    Evidence suggests a prior incident in which Eric became ill after consuming a drink prepared by Kouri     •    Financial records indicating significant debt, insurance policies, and real estate pressures     •    Digital evidence and witness testimony related to the acquisition of fentanyl The defense maintains Kouri's innocence, and the case remains ongoing as both sides present their arguments. In this episode:     •    The timeline leading up to Eric Richins' death     •    The prosecution's theory of motive and planning     •    What investigators say changed the case from tragedy to homicide     •    The legal strategy unfolding in court     •    Why this case continues to draw national attention Because sometimes the most powerful stories aren't the ones told publicly. They're the ones that emerge when investigators start asking harder questions. If today's episode stayed with you: ⭐ Follow and subscribe to Criminal Mischief so you don't miss new episodes

Criminal Mischief The Kouri Richins Trial: Grief, Image, and Allegations The case of Kouri Richins first captured national attention for its emotional narrative — a Utah mother who wrote a children's book about grief to help her young sons cope with the sudden death of their father. Now, as the case moves through the courts, prosecutors are presenting a very different story. In this episode of Criminal Mischief, Carolyn Ossorio breaks down the latest developments in the ongoing trial, examining the evidence, the timeline, and the troubling questions surrounding the death of Eric Richins. Because behind the public image of loss and healing, investigators say there may have been something far more calculated at work. Charges Against Kouri Richins     •    Aggravated murder in connection with the death of her husband, Eric Richins     •    Attempted aggravated murder related to a prior alleged poisoning attempt     •    Possession of a controlled substance with intent to distribute     •    Mortgage fraud and financial crimes connected to alleged efforts to secure loans and financial gain Key Allegations Prosecutors Are Presenting     •    Eric Richins died from a lethal dose of fentanyl     •    Investigators allege Kouri obtained the drugs through an acquaintance     •    Evidence suggests a prior incident in which Eric became ill after consuming a drink prepared by Kouri     •    Financial records indicating significant debt, insurance policies, and real estate pressures     •    Digital evidence and witness testimony related to the acquisition of fentanyl The defense maintains Kouri's innocence, and the case remains ongoing as both sides present their arguments. In this episode:     •    The timeline leading up to Eric Richins' death     •    The prosecution's theory of motive and planning     •    What investigators say changed the case from tragedy to homicide     •    The legal strategy unfolding in court     •    Why this case continues to draw national attention Because sometimes the most powerful stories aren't the ones told publicly. They're the ones that emerge when investigators start asking harder questions. If today's episode stayed with you: ⭐ Follow and subscribe to Criminal Mischief so you don't miss new episodes

Steve Dennis and Michael LeBlanc preview their upcoming ShopTalk “Retail Rumble” appearance before diving into a wide-ranging and timely discussion on what leaders still get wrong about modern retail The episode opens with a sharp analysis of tariff turmoil following a Supreme Court ruling and mounting legal battles, as over 1,800 companies seek refunds. The hosts explore the implications of economic uncertainty for retailers already facing cautious consumer behavior. Recent earnings from TJX, Home Depot, and Lowe's suggest slowing momentum, with “flat” increasingly feeling like the new “up.” Meanwhile, Warby Parker continues its profitability progress, signaling that digitally native brands can mature successfully when they prioritize focus and operational discipline. Saks Global also makes progress on their journey through bankruptcy court. The macro backdrop adds additional complexity. Nvidia's staggering $120 billion in profits underscores the scale of AI's economic impact. At the same time, declining U.S. net migration could create headwinds for retail growth, given that roughly 1% of annual retail expansion typically comes from population growth. Mortgage rates dipping below 6% could offer stimulus to home-related categories. The discussion then pivots to a deeper strategic issue: how retailers need to adapt to an increasingly complex and demanding world. Steve highlights a striking insight from Walmart's earnings—while overall sales and e-commerce are surging, brick-and-mortar sales appear to be declining. This raises a fundamental question: are retailers measuring success correctly in a world where digital and physical channels are deeply intertwined and taking the bold action they must. About UsSteve Dennis is a strategic advisor and keynote speaker focused on growth and innovation, who has also been named one of the world's top retail influencers. He is the bestselling author of two books: Leaders Leap: Transforming Your Company at the Speed of Disruption and Remarkable Retail: How To Win & Keep Customers in the Age of Disruption. Steve regularly shares his insights in his role as a Forbes senior retail contributor and on social media.Michael LeBlanc is a senior retail advisor, keynote speaker and media entrepreneur. Michael has delivered keynotes, hosted fire-side discussions hosted senior retail executive on-stage in 1:1 interviews worldwide. Michael produces and hosts a network of leading retail trade podcasts, including The Remarkable Retail Podcast, The Voice of Retail The Food Professor, The FEED powered by Loblaw and the Global eCommerce Leaders podcast. He has been recognized by the NRF as a global Top Retail Voice for 2025 and 2025 and continues to be a ReThink Retail Top Retail Expert for the fifth year in a row.

The following guest sits down with host Justin White:•   Michael Harris – CEO, United Mortgage Corporation of America Taking an Education-First Approach to Align Mortgage Strategy With Financial HealthA mortgage can be a powerful tool to help consumers improve their overall financial well-being. If loan originators take that approach, it can be a huge win for their business. How can LOs harness the power of a mortgage to help clients and earn referrals? Listen to Episode #117 of Good. Better. Broker. to learn how one mortgage broker embraces his role as part loan originator and part financial advisor.In this episode of the Good. Better. Broker. podcast, you'll learn how to leverage a mortgage to help clients achieve their short and long-term financial goals. In this episode, we discuss ...•   1:35 – why Michael focuses on financial empowerment as a business strategy•   3:37 – when Michael first saw a mortgage as a tool for financial health•   5:12 – helping clients in different demographics •   6:25 – Michael's radio show and the impact it has on his business•   9:58 – Michael's YouTube channel•   11:17 – the meaning of a ‘perfect financial GPS' and how it helps borrowers•   17:13 – interest rate vs. interest volume and why the difference matters•   20:27 – why every person's financial situation should be addressed differently •   22:26 – how to get in touch with Michael to learn moreShow Contributors:Michael HarrisConnect on LinkedIn Connect on Facebook Connect on InstagramAbout the Host:Justin White is UWM's in-house brand journalist and the host of UWM Daily. He creates engaging content across multiple platforms to promote the benefits of the wholesale channel and partnering with UWM. A seven-time Emmy-award winner, Justin is a graduate of the S.I. Newhouse School of Public Communications at Syracuse University. Connect with Justin on LinkedIn, Instagram, or Twitter Connect with UWM on Social Media:•   Facebook•   LinkedIn•   Instagram•   Twitter•   YouTubeHead to uwm.com to see the latest news and updates.

Mortgage rates aren't just moving… they're skyrocketing — and today we break down why this is happening right now:• Stock markets plunged• Geopolitical unrest (Middle East + Iran risks)• Inflation pressures still lingering• MBS & Treasury yields jumping• What you should do now if you're buying or refinancingWe follow the data — not the headlines — and show you exactly how markets are reacting in real time.

Vlad lets loose on the loss of reality, reads a poem he found on Instagram, talks about getting over an Ex and getting back on the field, is Jim Carrey not a person anymore & the arrogance of ethnics. DNA DISTILLERY (AWARD WINNING RAKIJA)Award winning Rakija company with immaculate celebratory beverages. Check out the entire range on the below websites, order a tasting pack or some of their flagship, amazing rakija today!https://www.dnadistillery.comCARDSTRIKE! Amazing Basketball cards, Michael Jordan memorabilia and everything collectable sports card buying and selling!!!https://www.cardstrike.com.auROYAL STACKS! (IMMACULATE BURGERS)Melbournes Greatest Burgers! Royal Stacks is a booming burger chain in Victoria with classic burgers, shakes and more, with a 90s vibe and high quality food! https://www.royalstacks.com.auMETROPOLITAN STONE (Kitchens, Cabinets, Laundry, All Cabinets)We have a combined 30 years experience in the cabinet making industry in Victoria! Everything from small projects to large projects!Benchtop change overs, Kitchen facilities, Kitchens, Laundries, Bathroom cabinets, T.V units, Wardrobes etc!MENTION: VLADContact: MATT 0425797488Matthew@metropolitanstone.com.auhttp://www.metropolitanstone.com.auORANGE LEGAL GROUP (Specialising in Property law for purchasing and selling, conveyancing, in-house Mortgage broker & Chartered Account! One stop shop for ALL property needs! Wrap! FREE Contract reviews for buyers before purchasing property!Mention VLAD!https://www.orangelegalgroup.com.auEmail: property@orangelegalgroup.com.auContact: mycousinvlad@gmail.comhttp://www.instagram.com/mycousinvladSend Vlad a Text MessageSupport the showBE GOODDO GOODGET GOOD

Mortgage rates increased to 6.12 percent for a 30-year fixed loan, up 13 basis points, reversing a recent decline and affecting homebuyers at the start of the spring housing season. The rate hike is attributed to heightened tensions in the Middle East, particularly involving Iran, which led to increased oil prices, inflation concerns, and a rise in the U.S. 10-year Treasury yield above 4 percent. Mortgage rates, which generally follow Treasury yields, have become more volatile, though experts note that technical market factors and investor behavior at the start of the month may also be influencing rates. The future direction of mortgage rates depends on upcoming economic data, especially the monthly employment report. Entrepreneurs and real estate investors are advised to monitor macroeconomic trends, Treasury yields, inflation indicators, and employment data to anticipate borrowing costs. Evaluating investment strategies in light of rising rates and consulting financial professionals are recommended actions to manage risk and adapt to market changes.Learn more on this news by visiting us at: https://greyjournal.net/news/ Hosted on Acast. See acast.com/privacy for more information.

In this episode of The Loan Officer Podcast, host Dustin Owen is joined by co-host Laura Zuluaga and producer Karina Mojica for an engaging and insightful conversation centered around strategies for mortgage loan originators who are experiencing burnout or have hit a plateau in their careers. Dustin kicks off the discussion by introducing his comprehensive and proven 12-step program, which is designed to help loan officers reignite their passion and drive for success. He emphasizes the importance of establishing strong foundational habits, building and nurturing meaningful relationships, and leveraging authentic storytelling to connect with clients and referral partners on a deeper level. Throughout the episode, the team delves into a variety of topics relevant to mortgage professionals, sharing personal anecdotes from their own journeys in the industry. They offer practical sales tips that can be implemented immediately, such as effective follow-up techniques, time management strategies, and ways to stand out in a competitive market. Laura and Karina contribute their unique perspectives, highlighting the significance of networking—both online through social media platforms and in-person at industry events—as a key component of sustained career growth. In addition to the actionable advice, the hosts inject the conversation with their signature lighthearted banter, making the episode both informative and entertaining. They also take a moment to announce an exciting upcoming industry cruise event, inviting listeners to join them for a unique opportunity to learn, connect, and unwind with fellow mortgage professionals. The episode underscores the value of ongoing learning, professional development, and being part of a supportive community. Blending motivation, real-world guidance, and a sense of camaraderie, this episode offers a comprehensive and encouraging roadmap for mortgage loan originators seeking to overcome challenges, reignite their enthusiasm, and achieve new levels of growth and fulfillment in their careers. Whether you're a seasoned veteran or just starting out, you'll find inspiration and practical tools to help you thrive in the ever-evolving mortgage industry. Super Bowl Recap & Halftime Show (00:00:15) Sponsor Segment: Lower Mortgage (00:05:45) Dustin's Mortgage Bootcamp Background (00:08:00) Step 1: Habit Formation & Time Tracking (00:10:55) Step 2: Mastering the Basics & Dominating the Ones (00:16:46) Step 3: Scripting & Role Playing (00:22:25) Step 4: Discovering Your Signature Story (00:23:14) Sponsor Segment: First Home IQ Advocacy Event (00:25:10) Step 5: Online Networking & Social Media (00:31:55) Step 6: Class Choice & Community Building (00:33:28) Step 7: Leveraging Products to Open Doors (00:35:34) Step 8: Leveraging Events for Branding (00:39:12) Sponsor Segment: T Labs Originator Coaching (00:41:51) Step 9: Mastering Lead Conversion (00:43:03) Step 10: Blueprint for Success & Routine Building (00:45:26) Step 11: Business Planning (00:47:04) Step 12: Graduation & Referral Partner Pyramid (00:47:58) Top Cruise Event Details (00:50:02) Episode Wrap-Up & Farewell (00:52:13) TLOP's Originator Coaching: https://tloponline.com/mlo-coaching-programs/ Loan officer looking for a new place to call home?

On today's episode, Editor in Chief Sarah Wheeler talks with Lead Analyst Logan Mohtashami about the economic wild cards that could drive mortgage rates lower this spring. Related to this episode: Mortgage rates fall to multiyear lows in time for spring housing market HousingWire | YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ More info about HousingWire To learn more about Trust & Will click here. The HousingWire Daily podcast brings the full picture of the most compelling stories in the housing market reported across HousingWire. Each morning, listen to editor in chief Sarah Wheeler talk to leading industry voices and get a deeper look behind the scenes of the top mortgage and real estate.

In this episode, Rosie Moss speaks with Natalie Dodds.Natalie is a mum of two who lost her partner, Dave, following a workplace crane collapse. She speaks with clear eyed honesty about parenting through shock, bureaucracy and the long tail of grief, while still finding ways to keep Dave's humour and presence alive at the family dinner table.We begin with life before. How Natalie and Dave met, built a home and became parents. Alongside that joy came an earlier rupture, the stillbirth of their daughter, Emily Daisy, at just over 38 weeks. Natalie shares the visceral reality of delivering on a main ward while hearing other babies cry, and the complex coexistence of grief and love that followed. In time, she volunteered with SANDS and welcomed two more children, carrying both loss and hope.At the heart of this conversation is the day of the accident. The unexpected paramedic call. The 126 mile drive. The 7pm news report confirming a crane collapse in Crewe. The moment “alive” became the only word that mattered.What followed was five weeks of ICU limbo. Sedation, ventilation, internal bleeding and sepsis. Dark humour. Small kindnesses from staff. Impossible choices about protecting children from trauma. Then the call no one survives hearing. There is absolutely nothing we can do. The kindest thing is to switch the machines off and let him die.Natalie speaks about what comes after the headline moment. The secondary losses that keep arriving. Mortgage threats. Next of kin complications. Institutions insisting on speaking to the person who has died. An 8.5 year wait for an inquest. The exhaustion of fighting systems that do not bend.She shares how she chose not to take her children into ICU, how she refused false promises, and how she found the words to tell them their dad was not coming home, while still getting them up for school the next morning.Eight and a half years later, the inquest brought answers about training failures and a wrong method statement, followed by the additional blow of hearing “not guilty.” Natalie reflects on the strange mixture of validation and devastation that comes with official findings that change nothing.This is a conversation about compounded grief. About loving someone who has died without freezing them in sainthood. About keeping Dave the man present through stories, laughter and everyday references. About maintaining a close bond with his family. About integrating a new partner into a home where Dave is still spoken about with love.It is also about resilience that does not look shiny. About coping strategies that sound small but keep you upright. Work routines. Blood pressure bingo. Cherries to stay awake on the motorway.Above all, it is about a woman doing the unthinkable and still showing up for her children.A powerful, unfiltered episode about loss, responsibility, anger, love and the long road towards something that resembles stability.

Interest Rates just hit a 3.5 year low. Should you refinance now or wait? Are you considering refinancing your current mortgage to pay off debt, lower your mortgage payment, get rid of PMI or just get better loan terms? How do you know when is the right time? In this episode, we discuss the current mortgage interest rate environment and when it makes sense to refinance your mortage.Ready To Refinance? Start HereJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Join Paul Gigliotti, CEO of California MBA, on Connect for Episode 254 with Tom Morelli from Wilco! Discover how Wilco is transforming mortgage origination with Charlie – a groundbreaking Production Optimization Platform (POP) that unites POS, LOS, AI, and business intelligence into one seamless system. Key topics: - Why traditional LOS/POS silos are broken and costing lenders $11-13K per loan - Making the borrower a true partner with real-time transparency and no more repeated document requests - Breaking workflows into discrete activities for parallel processing, higher quality, and lower fallout Wilco's founding vision from industry legends (DocuSign, Optimal Blue, Ellie Mae) - The Brimma acquisition: AI-powered content intelligence (DocFlow OCR/ICR) for quick wins – even if you're not ready for full Charlie - Business intelligence that self-diagnoses bottlenecks and sets data-driven expectations Whether you're a lender battling high origination costs, prepping for the next refi wave, or exploring AI in mortgage tech, this episode is packed with insights! Timestamps: 0:00 - Intro & Sponsor Shoutouts (AmeriHome, Western Alliance Bank, etc.) 2:30 - Meet Tom Morelli & Wilco's Founding Team 5:00 - The Broken State of Origination: Costs, Silos & Duplication 9:45 - Core Philosophy: Unified POS/LOS for Borrower-Centric Experience 15:20 - Discrete Activities Workflow & Parallel Processing 20:10 - Real Borrower Impact: Speed, Accuracy & Fewer Frustrations 25:40 - Reducing Late Fallout & Cost to Originate 28:00 - Brimma Acquisition: AI DocFlow & Modular Content Intelligence 32:15 - Business Intelligence: Real-Time Bottlenecks & Stats-Driven Insights Subscribe to California MBA for more industry-leading conversations on advocacy, tech, and mortgage innovation. Like & comment: What's your biggest origination pain point? Learn more about Wilco: https://www.wilco.io/ (or official site) California MBA: https://www.camortgage.org/ #MortgageTech #LoanOrigination #AITech #MortgageLending #ProductionOptimization #CharliePlatform #Wilco #CaliforniaMBA #Podcast

Hosts Dave and Dharmesh explore how artificial intelligence, later-life lending, and turnkey core platforms are reshaping the future of UK financial services with Gareth Richardson, Finova's CEO. In this week's episode of the Demystify Podcast, Dave and Dharmesh are joined by Gareth Richardson, CEO of Finova, for a wide-ranging and candid conversation about the forces quietly transforming UK core banking, and why AI may have a far bigger impact inside financial institutions than customers realise. Gareth, a former senior leader at Thought Machine and now head of one of the UK's most embedded lending and mortgage technology providers, explains why community banking and building societies face a very different challenge from Tier 1 banks. While global institutions chase configurability and scale, smaller lenders need turnkey infrastructure, effectively a fully outsourced technology engine that allows them to compete without massive internal teams. A central theme of the episode is equity release and later-life lending, a market poised to grow rapidly as demographics shift and homeowners hold significant untapped property wealth. Gareth unpacks why this space has evolved beyond its historical reputation and how smarter underwriting, better data, and modern infrastructure are making it more sophisticated and accessible. The conversation then turns to AI, cutting through the hype. Rather than focusing purely on flashy chatbots, Gareth outlines where AI is already delivering real value: broker research automation, document verification, underwriting acceleration, and operational efficiency. In many cases, AI is removing friction and reducing cost long before it becomes customer-facing. The episode also tackles the bigger question: how far, and how fast, will regulation allow AI to reshape financial decision-making? While generative models are advancing rapidly, explainability, governance, and trust remain critical guardrails in regulated environments. For anyone interested in mortgages, community banking, AI-driven transformation, and what's really changing behind the scenes in UK financial services, this is a conversation not to be missed.

Igor Murokh, VP and Sales Manager for Mr. Floor Companies joins Wendy Snyder, in for David Hochberg, on Home Sweet Home Chicago to point out some of the most popular hardwood floor care “tips” that actually do more harm than good and to explain why steam mops, shine sprays, and so-called “deep cleaning” can shorten the life of your hardwood […]

Investors believe that the stock market is the best path to long-term wealth, and the historical data backs them up. But how much does history matter in an ever-changing investing landscape, and which past trends are likely to persist? Robert Brokamp speaks with Ryan Detrick, the Chief Market Strategist at Carson Group and a regular source of insightful and fun stats about stocks.Also in this episode:-Markets all over the world are in a bull market, and a record number of stocks in the S&P 500 are outperforming the index-Mortgage rates drop to four-year lows as home price growth slows-How many calendar years has the stock market declined more than 10%?-Tackle your financial tasks by having a “financial health week” as we recently did at The Motley FoolHost: Robert BrokampGuest: Ryan DetrickEngineer: Bart Shannon Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement.We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode.Learn more about your ad choices. Visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

The credit market's terrible, horrible, no good, very bad week finishes off with yet another bankruptcy and more losses for the big Wall Street names. Worse, it's the same thing yet again: fraud and fake collateral. Plus, more bad news among BDCs has shares down. Dealer banks, however, continue to prepare for not only what we're seeing now, but looking ahead beyond it. Eurodollar University's Money and Macro AnalysisJoin us for our free webinar Thursday March 26, 2026 at 6pm ET. With credit market developments escalating even more, and major market moves accompanying them, we're going to go over where everything stands but also look forward at the potential scenarios coming out of what continues to look like a global bust. Sign up below:https://eurodollar-university.com/home-page-webNew Credit Blowup in London Has Wall Street Chasing Billionshttps://www.bloomberg.com/news/articles/2026-02-26/a-new-credit-blowup-in-london-has-wall-street-chasing-billionsMFS Creditors Warn of £930 Million Shortfall From Double Pledgeshttps://www.bloomberg.com/news/articles/2026-02-27/mfs-creditors-warn-of-930-million-shortfall-from-double-pledgesFS KKR Private Credit Fund Plunges to 2020 Low as Bad Loans Bitehttps://www.bloomberg.com/news/articles/2026-02-26/fs-kkr-private-credit-fund-cuts-dividend-amid-rise-in-bad-loans

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3472: Kumiko breaks down how to determine whether refinancing your mortgage truly makes financial sense, especially in a low interest rate environment. She walks through the real costs, credit considerations, and break-even calculations you need to evaluate before making a move. If you're wondering whether lower rates could actually save you money, or cost you more in the long run, this practical guide will help you run the numbers with confidence. Read along with the original article(s) here: https://www.thebudgetmom.com/is-it-a-good-time-to-refinance-your-mortgage/ Quotes to ponder: "Before you pick up the phone to call the mortgage lender of your choice, there are several questions you need to ask yourself first." "Only you can figure out whether it's a good time to refinance your mortgage. There's no universal answer, and everyone's situation is different." "Before you start loan shopping, take an honest look at your credit." Learn more about your ad choices. Visit megaphone.fm/adchoices

Mortgage rates have officially dropped below 6% for the first time in more than three years. The average 30-year fixed rate is now 5.98%, according to Freddie Mac — a key psychological and financial shift for the housing market. In this episode, Kathy breaks down what lower rates mean for buying power, inventory levels, and home prices. Zillow reports that the median-income household has gained more than $30,000 in purchasing power compared to last year, putting over 80,000 additional homes within reach. But with prices still up roughly 50% since 2020 and rising for the 31st straight month, affordability remains a challenge. Will sub-6% rates bring buyers back into the market? Could it loosen the lock-in effect and increase listings? And what does this mean for real estate investors in 2026? We'll explain what's changing — and what isn't.

(February 27, 2026) Amy King and Neil Saavedra join Bill for Handel on the News. Bill Clinton to testify today in House committee’s Epstein investigation. Hillary Clinton derides her Epstein deposition as GOP ‘political theater.’ US and Iran make ‘significant progress’ in nuclear talks, Oman official says. Mortgage rates fall below 6% for the first time in more than 3 years. See omnystudio.com/listener for privacy information.