Podcasts about Texas

Wylie, TX. On Friday, June 13, 1980, Betty Gore was found dead in her Texas home, killed with an axe that struck 41 times in what seemed like a frenzied attack. The investigation led the authorities to a surprising suspect, but the trial that followed left the community stunned and bewildered. For bonus episodes and outtakes visit: patreon.com/generationwhySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The Boys, Will Compton and Taylor Lewan, are back for another loaded Monday football recap on Bussin’ With The Boys. This week they break down one of the wildest slates of the season: Nebraska vs. USC, Michigan vs. Purdue, Georgia–Florida SEC drama, and Oklahoma–Tennessee firing up fan bases. Taylor also battles gout like a true warrior as college football heats up. Greg Olsen hops on the bus to break down the biggest NFL storylines — Panthers–Packers, Chiefs–Bills, and why the run game still matters in today’s league. The Boys chop it up on offensive evolution, front office moves, and the Dolphins firing their GM but sticking with their head coach. To wrap, they hit the rest of the NFL slate — Colts–Steelers, Broncos–Texans, Bears–Bengals, and Vikings–Lions — plus Spencer Rattler getting benched, South Carolina firing its offensive coordinator, and the ACC falling apart in real time. Buckle up. Big hugs, tiny kisses. TIMESTAMP CHAPTERS 0:00 Open 6:50 Nebraska vs. USC 23:05 Michigan vs. Purdue 28:55 Vanderbilt vs. Texas 30:15 Georgia vs. Florida 33:00 Oklahoma vs. Tennessee 37:15 Taylor Is Dealing With Gout 39:20 Greg Olsen Joins 42:50 Panthers vs. Packers 50:10 Chiefs vs. Bills 52:30 The Importance Of A Run Game 1:00:00 The Growth Of Offensive Schemes 1:29:50 Dolphins Firing GM But Not Head Coach 1:40:57 Colts vs. Steelers 1:43:20 Broncos vs. Texans 1:44:50 Bears vs. Bengals 1:52:10 Rattler Getting Benched 1:55:30 Vikings vs. Lions 1:58:10 South Carolina Firing Offensive Coordinator 2:03:20 ACC Is FoldingSee omnystudio.com/listener for privacy information.

On November 5th, 2007 at 11:12am, a man drove his SUV up to the front door of Sutherland Springs Baptist Church. He got out wearing all black tactical gear and a Punisher mask - and what he did over the next 7 minutes and 24 seconds, would change the course of countless lives…forever.  [Part 1 of 3] WARNING: THIS IS VERY DIFFICULT TO LISTEN TO. Contributing writing & research: The Queen of all things, Haley Gray.  For information pertaining to this case, check out the highlight at the top of my profile at Instagram.com/TheHeatherAshley.  Sponsors: Raycon's going big for Black Friday and Cyber Monday — everything's up to 30% off! Just click the link in the description or go to http://buyraycon.com/bigmad to save on Raycon audio products sitewide. Text BIG to 64000 to get 20% off all IQBAR products, plus FREE shipping. Message and data rates may apply. Our listeners get 10% off their first month at http://betterhelp.com/bigmad Give yourself and your loved ones the most extraordinary feeling sleep with 25% off sitewide, plus free shipping and extended returns during Boll & Branch's best sale of the year. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Fearing a Democratic-led House of Representatives, Donald Trump set off a state-redistricting arms race when he asked Texas to find him five more safe GOP seats. This triggered California to go hunting for five more Democratic seats, and states like North Carolina and Missouri to search for other seats in the margins. But in some states, Trump's demands are running into rare Republican resistance. Guest: Ari Berman, voting rights reporter at Mother Jones.  Want more What Next? Subscribe to Slate Plus to access ad-free listening to the whole What Next family and across all your favorite Slate podcasts. Subscribe today on Apple Podcasts by clicking “Try Free” at the top of our show page. Sign up now at slate.com/whatnextplus to get access wherever you listen. Podcast production by Elena Schwartz, Paige Osburn, Anna Phillips, Madeline Ducharme, and Rob Gunther. Learn more about your ad choices. Visit megaphone.fm/adchoices

FOX Sports' lead College Football analyst Joel Klatt reacts to Ohio State's impressive 2nd half against Penn State as the Buckeyes put on an offensive display that showed what they are capable of. He also breaks down the Heisman race and where Julian Sayin sits right now. Klatt then gives his thoughts on several of the matchups this weekend that served as eliminator-type games for the Playoff. He starts with Oklahoma's win at Tennessee as Klatt breaks down where the game went wrong for the Vols and the fundamental flaw that is holding them back. He then discusses what to make of Texas' win over Vanderbilt and whether it's time to finally trust the Longhorns. He also reacts to the wins by Michigan and USC as they stay in the mix as 2-loss teams out of the Big Ten. Klatt reveals his latest Top 10 where he debates what to do with Georgia following yet another comeback win, this time against Florida. He wraps up the show by reacting to the news that Auburn has fired Hugh Freeze and breaks down how good of a job Auburn is. 0:00-2:20 Intro2:21-13:11 Ohio State beats Penn State 38-1413:12-21:10 Oklahoma knocks off Tennessee 33-2721:11-26:52 Texas hold off Vanderbilt 34-3126:53-30:49 Michigan struggles through 21-16 win30:50-34:36 USC picks up road win at Nebraska34:37-44:21 Joel's week 10 top 1044:22-48:58 Auburn fires Hugh Freeze Learn more about your ad choices. Visit podcastchoices.com/adchoices

Fearing a Democratic-led House of Representatives, Donald Trump set off a state-redistricting arms race when he asked Texas to find him five more safe GOP seats. This triggered California to go hunting for five more Democratic seats, and states like North Carolina and Missouri to search for other seats in the margins. But in some states, Trump's demands are running into rare Republican resistance. Guest: Ari Berman, voting rights reporter at Mother Jones.  Want more What Next? Subscribe to Slate Plus to access ad-free listening to the whole What Next family and across all your favorite Slate podcasts. Subscribe today on Apple Podcasts by clicking “Try Free” at the top of our show page. Sign up now at slate.com/whatnextplus to get access wherever you listen. Podcast production by Elena Schwartz, Paige Osburn, Anna Phillips, Madeline Ducharme, and Rob Gunther. Learn more about your ad choices. Visit megaphone.fm/adchoices

Feeling overwhelmed, overbooked, or constantly racing the clock? You might be struggling with time anxiety — that never-ending feeling that there's not enough time to do everything. In this episode of The Clutterbug Podcast, I'm joined by Chris Guillebeau, New York Times bestselling author of The Art of Nonconformity and Time Anxiety, to explore how to declutter your schedule, reclaim your focus, and finally stop feeling behind. Together, we chat about: ✅ The difference between time anxiety and time blindness ✅ How ADHD and perfectionism feed overwhelm ✅ The power of “time decluttering” to simplify your days ✅ Finding joy, purpose, and calm in your everyday routine If you've ever felt like you're running out of time or that life is passing too fast, this episode will change how you think about productivity forever. Tune in to learn how to create more time for what truly matters — and live a calmer, more intentional life. You can learn more about Chris Guillebeau and his work at: Website: https://chrisguillebeau.com/ Book: https://chrisguillebeau.com/books Instagram: https://www.instagram.com/193countries/ Facebook: https://www.facebook.com/chrisguillebeau/ Chris also hosts the NeuroDiversion 2026 Event in Austin, Texas — a fun, inclusive celebration of ADHD, autism, and neurodivergence. Learn more or grab tickets here: https://www.neurodiversion.org/ Feeling stressed this holiday season? Download my free Holiday Home Planner for easy checklists and gift guides to stay organized and stress-free: https://clutterbug.me/holidayhome       You can find more Clutterbug content here: Website: http://www.clutterbug.me YouTube: https://www.youtube.com/@clutterbug TikTok: https://www.tiktok.com/@clutterbug_me Instagram: https://www.instagram.com/clutterbug_me/ Facebook: https://www.facebook.com/Clutterbug.Me/     #clutterbug #podcast #adhd #timeanxiety #productivity #mondaymotivation #podcastclip #delcutter #decluttermotivation #motivation

What do you do when brutal weather threatens your hunt? Gun Talk Hunt host KJ is joined by Field & Stream's Will Brantley and outdoorsman Tom Stephenson to discuss how experienced hunters adapt to hot temps, swirling wind, heavy vegetation, and unpredictable weather. Learn how wind direction, seasonal shifts, terrain, and even lightning play critical roles in deer movement and stand strategy. From bowhunting in the Southeast to late-season muzzleloader tactics in Kentucky and Texas, get actionable tips for becoming a better woodsman—no matter the conditions.This Gun Talk Hunt is brought to you by Remington Ammunition, Ruger, Range Ready Studios, and ZEISS.About Gun Talk HuntGun Talk Media's Gun Talk Hunt, with Kevin “KJ” Jarnagin, pairs decades of experience with today's latest tools and technology to help you succeed in the field. Whether it runs or flies - no matter what game you pursue - Gun Talk Hunt is a multi-platform podcast that gives today's hunters a voice in the digital world.For more content from Gun Talk Media, visit guntalk.com or subscribe on YouTube, Rumble, Facebook, Instagram, and X. Catch First Person Defender on the new Official FPD YouTube channel. Watch Gun Talk Nation on its new YouTube channel. Catch Gun Talk Hunt on the new dedicated YouTube Channel. Listen to all Gun Talk Podcasts with Spreaker, iHeart, Apple Podcasts, Spotify or wherever you find podcasts.Copyright ©2025 Freefire Media, LLCGun Talk Hunt 11.03.25Become a supporter of this podcast: https://www.spreaker.com/podcast/gun-talk--6185159/support.

In April 2024, over 100 students were arrested during protests outside Columbia University, calling for a ceasefire in Gaza. Leqaa Kordia, a young Palestinian woman living in Paterson, New Jersey, was one of them.Kordia was let go after the protests. But months later, ICE officials took her into custody and put her on a plane to a detention facility in Texas. Kordia has now been detained there for more than seven months. She is the last Columbia protestor still in detention.Kordia's cousin, Hamzah Abushaban, talks to Kordia through a detention phone line almost every day. Today on the show, we'll hear one of those phone calls. Learn about your ad choices: dovetail.prx.org/ad-choices

Register here to attend the live virtual event "How to Scale Your Portfolio, with Tenanted Cash Flowing, New Construction Properties" on Thursday, November 13th at 8pm Eastern. Keith introduces a profound life perspective: humans are typically allotted only 30,000 days. What will you do with the days you have left? Every moment not spent building wealth is a moment lost forever. Adam Schroeder, a real estate investment strategist, joins the conversation to talk about current opportunities with new build properties with significant builder incentives and the potential for high appreciation. Resources: Switch to listening to the podcast on the Apple Podcasts or Spotify app, as the dedicated GRE mobile app will be discontinued at the end of the month. Show Notes: GetRichEducation.com/578 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, the real estate market is slow when this happens in a cycle. What does it mean to a real estate investor? What type of return can you really expect today? I'll tell you exactly, and you'll be surprised. Learn more about new build properties and why investors often prefer DSCR loans over conventional loans today on get rich education,   Keith Weinhold  0:28   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:13   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:29   Welcome to GRE I'm your host. Keith Weinhold, yes, America's favorite shaved mammal on a microphone is back with you for another wealth building week. Just the talking primate that's heavily mortgaged here. I'm also a landlord still waiting for a security deposit from back in 2018   Keith Weinhold  1:51   Hmm, oh, I'm so into self deprecation today that I forgot about the place names hitting you, from Dover, Delaware to   Keith Weinhold  2:01   Andover, Massachusetts and across 188 nations worldwide, you're listening to get rich education. There's a realization that can sharpen your investor focus when you think about the fact that, in a sense, how little time you are allotted in your life. It's something that I've thought about more. You're only given about 30,000 days. That's the typical lifespan of a human being, and that goes for both shaved mammals and others. Well, you've already spent 1000s of your 30,000. The question is, what are you doing with the rest? At some point, people understand or they better that they need to go out on a limb. There are people less qualified than you living the life you want to live simply because they chose to believe in themselves, and really, that's the moment everything shifts. belief. It's not a feeling. It is a decision backed by action. Too many people learn this lesson the hard way. They discover, often too late, that relying on one income stream is the most dangerous financial plan of all. A job can vanish. Federal Workers found that out amidst a government shutdown, a business model can change. AI can intrude. A paycheck can stop. But when you own assets that pay you month after month, no matter what you're doing, you slowly begin to untether yourself and move toward freedom. And here's the truth about pain and money. Poor and middle class households work for money, so to them, that's why every dollar spent feels like a little loss. It can even hurt, and that is why they hesitate even on opportunities that could change everything. The wealthy, on the other hand, own assets that pay them, so therefore every dollar spent feels like a seed, because it grows when you own enough income property, you can move away from constantly asking yourself, can I afford this? And start asking, What will this investment earn me? Over time, this mindset shift changes everything at that time when other people's money starts working for you, not the other way around.    Keith Weinhold  4:45   And here's the thought experiment I use, take the hourglass of your life and flip it, watch the sand fall. That's time, 30,000 hours, 30,000 grains. That is. Is time the one resource that you cannot get more of. So every day you delay prudently investing the sand does not pause. It just keeps flowing. But you can choose how that time compounds the sand that's left over and hasn't fallen through the neck of the hourglass. Yet that is your opportunity to build multiple income streams from real estate, from ownership and from leverage, it is your chance to replace anxiety with well autonomy. Every family with generational wealth can trace it back to one person, one risk taker who decided to stop trading hours for dollars. They believed in ownership and control. They believed in themselves. They acted before the sand ran out. If you've already started real estate investing, well, then you've already begun to break that cycle. If you've done it for a time, you're going to have more time, more income and more options than you had before. That is worth celebrating and scaling, because the best time to start was yesterday, and the next best time is before the next grain of sand hits the bottom.    Keith Weinhold  6:22   Later today, I'll talk about taking this sentiment and moving it towards something very specific and actionable. Now, in this era, the real estate market is slow. That is in terms of transaction volume, there just aren't as many sales. Sometimes this whole thing feels more sluggish than Jabba the Hutt after Thanksgiving dinner.   Keith Weinhold  6:49   5 million is a typical number of existing homes sold every year in the US. 5 million. That's normal. That's baseline during the pandemic frenzy. It reached over 6 million, and now it's about 4 million. That's why I say that housing transaction volume has slowed, and appreciation is only about 2% that's below historic norms, and rent growth is like barely doing push ups. It's two to 3% in single family homes volume now it has picked up a little here lately with lower mortgage rates, and so have home prices. Redfin now tells us that home price appreciation is 3% but most outlets say 2% some analysts that are more optimistic than me call today's housing market healthy. They don't call it slow. And why is that? Well, it's the healthiest it's been since covid, because now you have a good balance of buyers and sellers. The real estate market isn't so miserably deprived of inventory like it was back in 2022 in 2023 but I am going to go with slow now, as you know, I coined the phrase real estate pays five ways back in 2015   Keith Weinhold  8:09   But how exactly does that hold up in today's slow transaction market? Could an income property buyer's return even be disappointing now? Well, let's do it. Let's determine what you can expect if you purchase an investment property here in these slow market conditions, we'll determine your total rate of return in year one. And you know, this will be sort of like dating someone that's not the first date, but to really get to know them, to know if they're potential spouse material. You want to see them at their worst and be sure that they look good on their bad days. So let's just be conservative and use 2% home price appreciation. Say that you buy a 200k single family rental. Now a 20% down payment means 40k down. Sellers are willing to give you concessions now, say that they're going to pay your closing costs, because the 200k that you're paying is their full asking price, so it's your terms and their price. Well, say that you don't get any cash flow. The rent only covers the expenses exactly. Okay, so we're really painting on a not so pretty picture. Here, it would seem. Here we go, in a slow market, the first of five ways you're paid is that erstwhile appreciation. Your property only appreciates 2% from 200k up to 204k not so exciting, until, of course, as we know around here, you realize that your return is your gain on your skin in the game, your 4k gain divided by your 40k down payment gives you a 10% ROI. There it is leverage. Didn't just show up. It brought donuts. 10% just from the first of five ways you're paid. The second way is cash flow. Say that rent minus your 160k mortgage payment here and your operating expenses, that merely breaks even, like I was saying. So 0% additional return from cash flow. And before we add on numbers three, four and five to get your total rate of return in a slow market, let's take a moment to check on Jabba. How's Jabba doing? No, Jabba still hasn't gotten up from that heavy Thanksgiving dinner. It's still a slow market. We've confirmed that we're going to continue   Keith Weinhold  10:41   the third way you're paid, as any GRE listener knows by now, is with that ROA return on amortization, also known as principal pay down with a 7% mortgage rate in your 160k loan on this property, an amortization table shows you 1625 bucks a tenant made principal pay down. Divide that by your 40k down again, that is another 4% return. All right, so you add that to your 10% from leverage depreciation, and you've now got 14%   Keith Weinhold  11:17   next is your tax benefit. It's a 150k structure value, not the full 200k because raw land can't be depreciated. Multiply that by 3.6% depreciation, that means you've tax sheltered 5400 bucks. That is like a phantom loss that you get to show the IRS. Just a little more math here, and this is as far as you have to stretch it, in visualizing numbers in an audio format at a 24% income tax rate. That is 1296 saved on 40k down again, another 3% for you, and your running total is a 17% ROI before we get to the last one, which is inflation profiting, not inflation hedging, which almost everyone mistakenly says in real estate investing, it is inflation profiting.    Keith Weinhold  12:13   Your 160k loan gets eaten by 4800 bucks at a 3% inflation rate, divided by 40k down. And you know, inflation is usually the villain. Now it is the hero. You've got another 12% from inflation profiting. And here's the sum in this slow market, your total year one rate of return is 29%   Keith Weinhold  12:43   and you're like, my gosh, did that really just happen? Now you might want to skip back on some parts of that to help make it crystallize in your mind. I've got to tell you before I ran these numbers in this slow market with this 2% appreciation and even assuming zero cash flow, I thought your total rate of return would be in the low 20s, not this high, not 29%   Keith Weinhold  13:09   the numbers don't lie. They just don't get enough attention on CNBC.   Keith Weinhold  13:16   Now I did use shorthand and simplify. You would also have to adjust your 29% for inflation, just like you do for any investment. So then about a 26% inflation adjusted return for you. Wow. And if you want to know more about what I just used shorthand on, you can always watch the five videos on the five ways real estate pays for free at getricheducation.com/course that's get richeducation.com/course, the most valuable video course you'll ever see on real estate investing, but a huge investor lesson here, an epiphany today, is that it does not take a high growth market to build wealth. Even when it seems like real estate's half asleep, it can still work five jobs for you, we could be near the nadir of the cycle here.    Keith Weinhold  14:16   Appreciation has picked up in recent months, with mortgage rates being lower than they've been in a while, but even when appreciation and rent growth slows now, you can see that the ROA tax benefit and inflation profiting just keep working overtime. The bottom line here is that income property still pays a lofty 29% if you buy today, even in a slow market, and this is at a time when investors, a lot of them, don't know what to do with their money, since every market type seems to be near an all time high, and people don't want to buy in at those high levels, and savings accounts pay you less than a gumball machine, owning investment property proves its resilience. I mean, this is why we do this. It's kind of like stocks can party with a surge in an upcycle, and then they can bust and boom and bust and boom. But all the while, instead of partying, real estate just keeps its head down and works the night shift for you, your wealth quietly compounds in the background while the rest of the world panics or debates interest rates on LinkedIn or something.    Keith Weinhold  15:33   All right. Well, with that in mind, where can we take advantage of that real estate return and expect to do even better with it, even if the market did stay slow. Well, builders have unsold inventory in places like Texas and Florida, like I mentioned before, and to a lesser extent, in parts of the West as well, but the prices are too high out in the west for a cash flow investor. So today, you can buy at a discount in a way that you absolutely could not during the height of the pandemic.    Keith Weinhold  16:06   A guest and I are going to talk about a specific opportunity in today's market, and then how you can exploit it. The National Association of Homebuilders has even noticed that home flippers have switched gears, and increasingly, what flippers are doing is instead buying new build properties and then renting them out, because new builds have lower upkeep costs come with a lower mortgage rate because the builder is buying it down for you, they have lower insurance and they attract a better quality tenant that stays longer, even if the HVAC did break. That's okay, because new build homes often come with a warranty. The smart money knows that new build is where the opportunity is today. That's something that I've discussed for a while here, but today we're getting more actionable. CNBC let us know that the CJ Petra company reports that investors now make up the highest share of Homebuilders in five years. And you'll recall that we've had CJ Patrick, company founder, Rick sharga, on the show a lot with me here the past few years. Some say that the smart money is waking up again. I don't know investor activity is steady, but it's not really that much. It only seems like a lot because the wannabe owner, occupant, buyer has been priced out. So it's better to say that investor activity has been steady. Investors bought fully 1/3 of single family homes this past summer, and that is up from 27% in q1 I'll discuss that more soon.    Keith Weinhold  17:44   Hey, you know one thing that makes GRE different is that our show sponsors are here to supplement and benefit your specific investor activity. And another thing is that I use them myself. Thank God we are not here to tell you about pneumococcal pneumonia or your moderate to severe plaque, psoriasis. I don't even know what that stuff means. Freedom, family investments and Ridge lending group. I very know what they're about. I'm a satisfied client with each of them myself. So listen in.    Keith Weinhold  18:21   You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom, family investments.com/gre, or send a text. Now it's 1937795898, 377958989, yep, text their freedom coach directly. Again, 1-937-795-8989,   Keith Weinhold  19:32   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group NMLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally while it's on your mind, start at Ridgelendinggroup.Com, that's Ridge lending group.com   Kathy Fettke  20:05   this is the real wealth network's Kathy betke, and you are listening to the always valuable get rich education with Keith Weinhold.   Keith Weinhold  20:14   I'd like to welcome in a new guest to the show. He is a real estate investment strategist that's been working in the media industry since 2001 and throughout the career, he's held the title of a local news reporter, podcast host and producer for nationally syndicated companies like NPR. He's been in real estate nearly 20 years. Adam Schroeder, welcome to the show.    Adam Schroeder  20:48   Thanks for having me on. I really appreciate it.    Keith Weinhold  20:50   Yeah, I'm looking for your read on today's real estate market, just the general landscape overall, because Adam, I've shared that national transaction volume is down about 25% appreciation is still there, although it's been slow. Rents are just steady. We do, however, still have this supply that is down among entry level homes, something a lot of media articles broad brushstroke and don't understand, and really it's still a valid question to ask, even today. Is there any better risk adjusted return than income property that's bought, right? So what are your thoughts on the overall real estate investing landscape?   Adam Schroeder  21:30    Yeah, overall real estate investing, it's kind of like what you said, entry level housing. I remember I saw a heat map. This was probably five or six this was pre covid. It was maybe even seven or eight years ago. It was a heat map that showed, like, new construction, home pricing, and, you know, there was like 500,000 and up. Was just this massive chunk. And then there was all these ones, ones that were under about 300,000 it was around, like six or 8% or something like that. It was really, really small. If you look around, it hasn't gotten bigger. And so the question of inventory and availability and pricing, they're never going to talk about it on the national media, because there is no entry level home in Chicago, in New York, in LA, you're not going to find that. I mean, you're paying 200 grand for a doghouse in the backyard, if you're there. And so we are finding the entry level housing, but I think right now, an oversupply of inventory in some of these markets is a very good opportunity for people. If you're buying for with the right fundamentals, if you're buying in an area that's growing and has good long term, you know, 8,10, 15 year diagnostics. Then if you're buying now with builder incentives and all of that, yeah, your year one, year two, year three. Appreciation may not be the greatest because of that oversupply, but if you look at what's happening now with construction starts in a lot of places, builders have gotten scared off. They're not really starting them now. So if you're buying new now, in 2,3,4, years, all of the inventory will be sucked up, and there won't be new homes coming to the market. So you're going to be one of those people who has one of the newest homes in the area, more people are going to want to be getting in. And so your appreciation and rent growth is much more likely to be growing. So that's one of the things I love to look at, is I look at what new home starts, what happened in the past, what was oversupplied, but now, who's what cities aren't building. And if I know what cities aren't building, then I can compare it to, okay, well, you know, there are some cities in California that aren't building anything I'm not going to buy in California, but there are some cities in Minnesota, in Oklahoma, you know, in Texas, where they're not building anymore. And if it's landlord friendly and can cash flow and all of that, Sign me up. I'm bullish on parts of this, of the United States real estate market, not the whole United States real estate market.    Keith Weinhold  23:55   It's been pretty well documented that parts of the nation are overbuilt. However, especially in Florida and Texas. And I brought up the point months ago Adam that if you buy, say, a new build income property in temporarily overbuilt pockets today, five years from now, looking back five years onto today, you could be like, Yeah, I bought five years ago, when some areas were actually overbuilt, and I snagged a deal, and the builder was even giving me incentives like my rate at that time, because, you know, long term, the demand is going to be there and that the absorption is going to be there. So it's about knowing what's happening and then identifying the right time in that cycle. In today's environment, some feel that DSCR loans are a better option for investors, and what that means a debt service coverage ratio loan is that you qualify for the loan not with your personal income, but instead with the property's income. Do you see more investors employing dscrs?    Adam Schroeder  24:55   We see a ton for a really good reason. That is simply put, especially if you're utilizing these builder incentives, buy down rates on DSCR frequently outperform ones with conventional like some of the lenders we're working with. I look and let's say you're putting 4% I looked at it this morning with an investor with 4% of purchase price towards your loan on a DSCR loan, you're down to 5.49% on a DSCR, but conventional, you're at 5.75 that doesn't happen for the most part. It's just something that right now, the risk profile of investors is allowing the rates to be either at or better than conventional many times. Plus, people love to put their properties in LLCs for protection, and they'll worry with conventional, oh, what if a due on sale clause gets triggered, even though it's really hard to trigger that, if you worry about it, well, why not just get a loan that's equal or better than a conventional that doesn't go on your you know, debt to income and can go straight into the LLC to begin with, and then your hands are clean the whole way through, and you're not having to worry about transferring titling. Honestly, my wife is about to murder me because I have some properties that were meant to go into an LLC two years ago that are not currently in an LLC.   Keith Weinhold  26:17   Well, hopefully you'll live until the end of this interview. Tell us more about DSCR loans, and maybe some that, no you talked about the upside, maybe some red flags and some things to look out for, times when we would not want to employ that loan type.    Adam Schroeder  26:30   A lot of it with the DSCR you're looking at like you said, they're not evaluating you necessarily. Now you do have to show reserves. You do have to show that the property will perform on its own. But sometimes full doc loans with conventional can be the way to go, because, like I said, in the past, it used to be that DSCR loans were three quarters of a percent, or a full percent higher than the DSCR. Or, yeah, DSCR was higher than the conventional. And so if you could get a four and a half with a conventional versus a five and a half on a DSCR. It's well worth the extra paperwork that might come with doing it to save yourself that money and really build up your cash flow. We are just in a very awkward time of investing, where the investors for DSCR loans, the people who are buying those mortgages, are not the same people who are buying the Fannie Mae Freddie Mac secondary loan market, and so they just have different risk profiles, which allows the rates to be different. So that's really the big thing. Is, if you've still got your Fannie Freddie slots, it's worth talking to your lender and saying, what would it look like if I did this loan? What would it look like if I did that loan? Where am I? But when it's all said and done, if you're really close or equal, I would almost always skew towards the DSCR to protect myself, go straight into an entity and keep it off of my debt to income ratio, plus on dscrs. You also have the option, and we don't recommend this for every property or even for certain people, depending on risk profile, but you have the option to do an interest only loan with 20 or 25% down, which allows you to do kind of what we call cash flow management, where people get worried about interest only loans and say, Well, I'm not building equity. I'm not doing this, not doing that. Well, you're not, but you're also, you can still put principle towards your loan every month, right? Like a principal loan, maybe you're throwing 200 bucks a month, a principal towards that. Well, with an interest only loan, you can still put that $200 in. But what it means is, if there's a month where maybe you have some repairs that need to be done, or something like that, don't pay the principal and on the interest only, you're still okay on a principal and interest. If you can't pay that, if you just pay all the interest, they're still going to say, well, Keith, you're late on your loan, right? And so it gives you a little bit more flexibility, but it's not for everyone. It's not for every property, so definitely talk with lenders about that. But conventional loans don't offer that. DSCR loans can.    Keith Weinhold  28:53   There's always opportunity in every real estate market. It's just identifying what those are and then ethically exploiting the opportunity. So we're talking about buying in areas that are temporarily overbuilt utilizing DSCR loans. And another advantage in this market, which is an aberration, is the fact that new build properties, like few times in history, if any, actually cost less than renovated existing properties.    Adam Schroeder  29:20   Yeah. I mean, when you can get into, you know, an A class neighborhood with 80% owner occupied, 90% owner occupied, and you're getting in for way less than the median cost of a home in the US. You mean, you're getting in for, I mean, we've got new builds in the 220 range on some of them up to 400 you know, which is still below the median cost. Yeah, that's really good. If you're looking to get into any a class neighborhood, or even B plus neighborhood, finding a property that's 200 $250,000 in those areas is tough. It's just tough. And so especially because as pricing went up for everything with inflation, you know you can't do. Do a cheap rehab anymore. If you're going to do a good rehab, you can't do a cheap rehab. I talk to our teams all the time and tell me, Hey, I did, you know, I only spent $70,000 to renovate this property and like that is a lot of money. I know you're getting it out whenever you do the burn, you know, or sell to an investor, but still a lot of money to put in to get there.    Keith Weinhold  30:20   Well, then let's talk about identifying possible growth markets for long term investing success. New build properties tend to appreciate better than rehab properties. And you know what's funny, Adam, I was just sharing this with my audience on a recent episode. I largely disagree with this long time investing axiom in real estate that says appreciation is just icing on the cake. I think I know what they're saying that doesn't help you out on a month by month basis, but we're in real estate investing for the long term and long term, more of your returns typically come from leveraged appreciation than they do on the cash on cash return from cash flow. So to me, appreciation is not just icing on the cake. In a lot of cases, it is the cake. And really, that's something that new build can offer more of.    Adam Schroeder  31:09   Yeah, I mean, it's almost in, especially in today's market, it's almost like cash flow is the icing on the cake. You know, you can get a property that, you know, is in that really good area, like we're talking about, and is, maybe it's appreciated a little bit now, but it's very likely to appreciate a lot later. If you're only making, if you factor everything in maintenance, vacancy, all of that, and you're making $100 a month, that's solid, you know, if you look at it, and if you're in those areas, if you appreciate 5% on a $300,000 property, let me tell you this, you're not going to make $15,000 in cash flow that year on that property. So if you look at the people who are really retiring on cash flow, are usually the people who have 100 200 300 doors or something like that, and they play the law of large numbers. I don't want to play the law of large numbers personally, I want to have really good quality assets and have fewer of them, and really work on having positive cash flow, but having the equity growth that allows me to pull money out tax free and either buy more investments or utilize how I want in my life.    Keith Weinhold  32:16   Exactly. If your property cash flow is $100 a month and it's a single family home. Some people say, Oh, that's awful. You would need 100 of them just to get 10k pass it per month. Now you're thinking wrong, and you're oversimplifying it like to your point, with the 300k home and 5% appreciation, that's 15k in one year, you're building equity that can be borrowed against, tax free, and you're building up that lump sum cash flow windfall down the road, if you will, in real estate pays five ways and cash flow matters, but it's only one of five profit centers and all that. So yes, we're so aligned on that one, appreciation is not just the icing on the cake, it's substantially more than that. Well, I've got something to announce. Adam here is going to co host, along with our own longtime investment coach, Naresh, an upcoming live virtual event. And it's called how to scale your portfolio with tenanted cash flowing new construction properties. And it aligns in every way with the trends that we've been talking about and that Adam and I have been identifying here. The event takes place next week. But first, tell us more about what you and the ray shall be speaking about at the event there. Adam.   Adam Schroeder  33:29    one of the biggest concerns people have about real estate, and one of the things that can eat in your cash flow more than anything, is vacancy. I mean, vacancy can kill your deal whenever it's all said and done, because it's one thing, if you're, you know, break even or $100 a month positive cash flow. But whenever you've got a vacant property and you're negative $1,500 a month, that can hurt, that can hit the wallet. And so what we really love, if you can hit it, is a tenanted property that's new and is in a growing area, yeah, and we've got that thankfully. I mean, we've been able to work some really good relationships with national builders that have allowed us to get into they were doing a lease to purchase option with tenants who wanted to buy their property but didn't have it saved up, and these people didn't exercise their option, but they've renewed their lease so you can come in and buy a property that has them in place. It is a house that they wanted to buy. So how long are they likely to stay? Probably quite a while. They like the school district, they like the neighborhood. They like everything about it. You're coming in, you've got the builder incentives we talked about before, and you're just in a positive cash flow position already. Now we're in Texas, which I was actually funny enough. Earlier, right before this interview, I was reading about the states that are going to grow the most, projected until 2050 and they expect Texas to grow by nearly 9 million people between now and believe it was 2050    Keith Weinhold  34:55   everyone's asking, when is it going to pass? California is the most populous state in the nation.    Adam Schroeder  35:01   Well, it depends how many people. In California are part of that 9 billion we've gotten quite a few of them there. As somebody who lives in Texas, and we're in the big cities too. We're not in the Podunk Texas towns you think about in, you know, east or west Texas. We're talking Houston, Dallas and San Antonio, which are three of the top, I believe, 15 largest cities in the country. We're getting some really good incentives. You can get up to right now, 10% builder incentive. So a $300,000 house, you have $30,000 that you can use. That's massive. Yeah, you can get that money back after closing. We can buy your rate down. And we have some people who have literally taken the whole 10% and put it towards a fixed 30 rate at four and a quarter percent. Wow, they are locking themselves in at four and a quarter. Or we have some people who say, like, we were just talking about cash flow is not a concern for me. I'm going to take half my down payment back, and I'm going to go buy another property, because I'm only in this property for 10% now, and so they're able to be, you know, roughly break even in a good growing area, and they can acquire a second property. So you're buying two properties without mortgage insurance for essentially a 30% total down payment, and you're getting your 10% back if you buy the second property. So it's just really incredible time. Like you said, we haven't seen a time like this before. We were able to get into the wholesale division of these builders and provide these incentives that I've personally never seen before. Some of our reps are buying these homes themselves, so we're putting our money where our mouth is. It's just a great time, especially like you were saying, these homes the inventory, take advantage of the opportunity, right? And there's an opportunity that's presenting itself. And if you look at the long term demographics of Houston, Dallas and San Antonio. It's an arrow pointed up. That's what those areas are.    Keith Weinhold  36:46   100% I mean, it's almost as predictable as anything. There's never a guarantee, but continued population growth and obvious need for housing there is about as close as you can get. That's massive. 10% back, 380k purchase, $38,000 back at the closing table to use in discount point buy downs completely or half on discount point buy downs and half to pocket and use on another property or use on your next vacation or whatever you want to do. That's massive.    Adam Schroeder  37:18   Yeah, it's fantastic. One thing I forgot to mention about Houston. It's one of the things I love that people don't think about has the third most headquarters of fortune 500 companies in the country, behind New York and Chicago. So people don't think about that when they think of Houston. But I love to throw that out there, because it's there. I love Houston. I lived there for seven years. It's where I met Naresh, actually, and would happily move back there again   Keith Weinhold  37:42   right? Houston has moved so far past the monolith of just having oil be the economic driver. So we're talking about tenanted new construction properties in pretty hot markets, Houston, San Antonio and Dallas ready for you to purchase with that 10% builder incentive. And these are in communities that are primarily owner occupied, so they do have that high appreciation potential and that potential for solid rent growth. So on the live event, the webinar that you are invited to attend from the comfort of your own home, what you can do is just learn more about this overall strategy and why the time in the market is right for this. Learn more about those geographic markets themselves and then their drivers, and even see available new build income property. And the benefit of you attending a live is that you can have any of your questions answered right then and there. You can sign up at grewebinars.com, and Adam, before I ask you if you have any last thoughts, that event is next week. It is Thursday, November 13, at 8pm eastern time again, you can sign up. It is free. Space is limited, so that's something that you want to do now at grewebinars.com, any last thoughts? Adam   Adam Schroeder  38:51   yeah, I will just remind people there's always a reason to buy real estate, and there's always there's always a reason not to buy real estate, and depending on which one you subscribe to, you can always find those opportunities, or you can scare yourself off. So, you know, find the right opportunities that are there for you and your investing style and jump in. Because if you look at what's happening right now. When rates start coming down, owner ox are going to jump back in, and that tends to lead to prices going back up. Like Keith said, these are 85% owner occupied areas, and you're setting yourself up for success. And if you do it now, you can always refi later if rates come plummeting down right so find the right areas. Find the reasons to buy and go for it.    Keith Weinhold  39:41   This is a time when builders are really willing to give you a break. Take advantage of it if you possibly can. Adam, it's been great having you here on the show, and our audience looks forward to seeing more of you next week.   Keith Weinhold  40:00   Yeah, some real potential here. I'm rather excited for your future as a listener next week, investors like DSCR loans, since the qualification looks at the property, not you, and see conventional loans are more for owner occupants. They're fine. They work for investors too. But with dscrs, besides their other advantages, they're a check on making sure your property is profitable. It is just your rent divided by your debt service. That's all it is. So for example, with a $1,000 rent and a piti payment, principal, interest, taxes and insurance payment of 800 bucks. Well, then your DSCR is 1.25 Investors love them because there's no personal income verification, no W twos, tax returns, pay stubs. There's no debt to income ratio bar for you to have to clear also conventional loans often cap you at 10 financed properties, and DSCR loans have no such limit, so there's faster underwriting and easier approval. But with dscrs, look out. I mean, there could be some higher fees, and you might have a three to five year prepayment penalty. But buy and hold investors often keep the property that long anyway, so grow your income streams with dscrs, even when the w2 world says no. And notably, dscrs have absolutely nothing to do with job of the hut either. No sluggy concerns there   Keith Weinhold  41:42   if you've wanted a deal on a property today, here you are with these new build incentives that are really good, better than what most builders are giving looks like. Here's your chance. One reason that the builders are giving us a deal is because of the bulk of GRE buyers. This is for you, if you might want one property or 14 properties load up with these up to 10% builder incentives, or just attend the webinar and learn more. We got into the wholesale division of these builders. We got them right where we want them. The properties are typically already tenanted. So plant your flag in the ground, and call this the pivot point. This whole thing could be a bigger deal than the first man to walk on Mars. We'll see, though, no man has walked on Mars yet, but you don't need to wait that long. Take one of your 30,000 days that you've been gifted in this life of yours, the 30,000 days you've been allotted on this earth to win back some of your future finite time. It is next week, Thursday, the 13th, at 8pm Eastern. It's also GRE last event of the year, your last chance, a live, virtual event where you can attend from the comfort of your own home or anywhere. And it's free. Registration is open now. Sign up at gre webinars.com that's gre webinars.com Until next week, I'm your host. Keith Weinhold, don't quit your Daydream.   Unknown Speaker  43:17   Nothing on this show should be considered specific, personal or professional advice, please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively you   Keith Weinhold  43:45   The preceding program was brought to you by your home for wealth building, getricheducation.com

Fearing a Democratic-led House of Representatives, Donald Trump set off a state-redistricting arms race when he asked Texas to find him five more safe GOP seats. This triggered California to go hunting for five more Democratic seats, and states like North Carolina and Missouri to search for other seats in the margins. But in some states, Trump's demands are running into rare Republican resistance. Guest: Ari Berman, voting rights reporter at Mother Jones.  Want more What Next? Subscribe to Slate Plus to access ad-free listening to the whole What Next family and across all your favorite Slate podcasts. Subscribe today on Apple Podcasts by clicking “Try Free” at the top of our show page. Sign up now at slate.com/whatnextplus to get access wherever you listen. Podcast production by Elena Schwartz, Paige Osburn, Anna Phillips, Madeline Ducharme, and Rob Gunther. Learn more about your ad choices. Visit megaphone.fm/adchoices

#837 Show Notes: https://wetflyswing.com/837     Presented by: Drifthook Fly Fishing, Fish The Fly, TroutRoutes, Patagonia Sponsors: https://wetflyswing.com/sponsors   In this episode, we dig into Central Texas fly fishing with guide and musician-turned-angler Alvin Dedeaux of All Water Guides. Alvin shares how his path from the music scene, where Nirvana once opened for his band, led him to become one of the top Orvis-Endorsed outfitters in the country. We dive into the incredible diversity of Texas fly fishing, from Guadalupe bass on the Colorado and Llano Rivers to sight fishing for redfish on the Texas coast. Alvin breaks down when and where to find the best action, what makes Central Texas such a special place to fish, and how fly fishing here blends both fresh and saltwater adventures like nowhere else. Show Notes: https://wetflyswing.com/837      

-Auburn finally fires Hugh Freeze -Tennessee playoff chances die at home -Georgia survives -Arch finally shows up for Texas

Joe Ostrowski and Sam Panayotovich recap and react to all of yesterday's NFL action, including underdogs bouncing back in a big way, as the Bills beating the Chiefs in the regular season yet again. Plus, an all time game with the Bears taking down the Bengals, and Arch Manning finds a way to keep Texas' playoff hopes alive. Then, break down how they're betting on tonight's Monday Night Football matchup between the Cardinals and Cowboys, with Dallas currently sitting as just over a Field Goal favorite at home. The hour wraps with a Case of the Monday's airing out all of their grievances from this past weekend, including being late to the party on Seattle, Texas not covering against Vanderbilt, and and some of our beefs with Halloween.

Joe Ostrowski and Sam Panayotovich recap and react to all of yesterday's NFL action, including underdogs bouncing back in a big way, as the Bills beating the Chiefs in the regular season yet again. Plus, an all time game with the Bears taking down the Bengals, and Arch Manning finds a way to keep Texas' playoff hopes alive.

Joe Ostrowski and Sam Panayotovich woke up with a Case of the Monday's airing out all of their grievances from the weekend, including being late to the party on Seattle, Texas not covering against Vanderbilt, and some of our beefs with Halloween.

The honks dress up (late) for Halloween, Lee turns everybody on to some white rap, then read stories about rumors that turned out to be true. Including a teacher who took a special hands on approach, a surfer from… Texas, an odd sister out, French accents and more! Enjoy Honks If you love the show and want to support us, join our growing community on Patreon to see what we're giving for $5 a month! JOIN OUR PATREON https://www.patreon.com/teatime42069 Send your stories to TeaTimeStories42069@gmail.com Watch Harper-Rose's set here: https://www.youtube.com/watch?v=4eNpjjGZHLY&t=110s Watch Gabby Lamb's set here: https://www.youtube.com/watch?v=J7oOYWgK598

Monday's 9am hour of Mac & Cube saw Tyler Watts, former Alabama QB & CTSN broadcaster, tell us what can the Tide expect from a Brian Kelly-less LSU team, how the running game can improve, and where Alabama benefitted the most from the off week; then, we MAXX BALL recap Georgia > Florida, Texas > Vanderbilt, and Oklahoma > Tennessee; later, has winning on the road become easier in he SEC?; and finally, like Mariah Carey, IT'S TIME for hilarious Bad Box Scores of the Day. "McElroy & Cubelic In The Morning" airs 7am-10am weekdays on WJOX-94.5!!See omnystudio.com/listener for privacy information.

Billy Derrick and Joe Bulovas recap Vandy's 34-31 loss to Texas in Austin to fall to 7-2 on the season. Football coverage presented by Bulovas Wealth Management of Raymond James. If there's one thing we all share, it's that our lives are all unique. At Raymond James, they believe that's worth celebrating. Because financial planning isn't just about numbers and figures, it's about creating the life you envision. So whether you're building a future or preparing for retirement, a Raymond James financial advisor can guide you each step of the way – all while following a plan that's uniquely yours. That's life well planned. To learn more, call financial advisor [Joe Bulovas with Bulovas Wealth Management of Raymond James] at [615-645-6742]. Raymond James & Associates, Inc., member New York Stock Exchange/SIPC. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send us a textJoin us for an insightful conversation with a Texas Parks and Wildlife Coordinator as we dive into the vital role of fish habitat in ensuring healthy, thriving Texas fisheries. We discuss specific strategies for improving aquatic habitat—such as planting native vegetation, installing fish structures, and managing water quality—which are critical for fish reproduction, growth, and survival. Furthermore, we explore essential initiatives to enhance angler access to these prime fishing spots, including new ramp developments and accessible bank fishing areas. Learn how TPWD is actively working to balance conservation with recreational angling opportunities across the state.Friends of Reservoirs: https://www.friendsofreservoirs.org/Habitat/Access Program: https://tpwd.texas.gov/landwater/water/habitats/habitat-angler-access-program/haap_rfp.phtml

A federal court orders the Trump administration to prevent the Supplemental Food Assistance Program (SNAP) from lapsing. What happens now?A trial is set to begin this month against defendants for their alleged roles in the July 4 shooting at an ICE detention center in Alvarado. Why this may be a playbook for prosecutions now that […] The post Texas schools turn to AI to flag banned books appeared first on KUT & KUTX Studios -- Podcasts.

It's Halloween, and I've officially hit rock bottom—dressed head to toe as a Chili's mozzarella stick. Nobody, and I mean nobody, wanted to complete the costume with me. My wife said no. My dog ran away. So here I am, half a mozzarella stick, full of regret, wearing my Radical Rita shirt, still begging Chili's to acknowledge my existence. What are we doing?This week's episode kicks off inside the “Chili's Mozzarella Stick Studios” where I give a full breakdown of spooky stories that somehow got real. First up, Ghost Adventures star Aaron Goodwin finds out mid-episode that his wife was arrested for hiring a hitman to kill him. That's right—she literally tried to turn him into one of the ghosts he's been chasing for 46 seasons. From ghost hunting to murder-for-hire, this story has everything. Netflix true crime, prison pen pals, and a reminder to maybe double-check your spouse's DMs.Then, we head down to Mississippi where the chaos continues. A tractor trailer overturned on I-59, releasing a pack of lab monkeys across the highway. Yes, real monkeys. The kind that make you question whether the apocalypse already started and nobody told us. Officials say they aren't infected with anything, but if you see one in your backyard—maybe don't try to pet it. Meanwhile, in Texas, a Spirit Halloween shopper lost control of their pet monkey inside the store. It's diapered, it's swinging from the rafters, it's dodging animatronics. Folks, leave your monkeys at home.But it wouldn't be a true Halloween episode without a trip into the darkness of global corruption. Over in the UK, Prince Andrew has officially been stripped of his royal titles after his Epstein connections resurfaced. He's no longer a prince, no longer royal, and now going by “Andrew Mountbatten-Windsor.” Imagine being demoted so hard you lose your last name. Buckingham Palace called it “necessary.” Translation: “You embarrassed us on an international level.” What are we doing?And while the world burns, our own government's been shut down for a month. SNAP benefits are about to expire. Forty-two million Americans could lose access to food because politicians would rather argue about who gets credit than actually fix the problem. Banks are running dry, liquidity is disappearing, and nobody's doing their job. Welcome to America, the scariest haunted house of them all.To wrap it up, we talk about Neo, the $20,000 humanoid robot from 1X that supposedly makes your life easier. Except it doesn't. It can barely open a fridge. The company says it's AI-powered, but the demo reveals a guy in another room wearing a VR headset controlling it manually. We're buying expensive robots that can't even fetch water. What are we doing?It's chaos from top to bottom—haunted marriages, royal meltdowns, escaped monkeys, government breakdowns, and robots pretending to be smart. Happy Halloween, folks. Stay safe, tip your servers, and for the love of mozzarella sticks, hit that subscribe button before the Chili's PR team ghosts me too.

What would you do with $80,000 worth of stolen whipped cream? In this laugh-out-loud episode of The Sandy Show, Sandy and his sharp-witted wife Tricia dive into the absurd, the heartfelt, and the downright hilarious. Broadcasting from Dallas, Texas, Tricia brings the sass while Sandy keeps the stories rolling—from celebrity birthdays to stolen dessert toppings and everything in between.You'll hear:Tricia's fierce commitment to maintaining her chin-to-neck angle (no gobbler allowed!)A rundown of November's biggest events, including the late Thanksgiving, Stranger Things season 5, and the CMA AwardsA viral whipped cream heist in Canada that sparks some wild speculation from TriciaSandy's take on Lainey Wilson's “Cowgirl of the Night” moment and why it might be a little too inspirationalA hilarious “Care or Don't Care” segment featuring Miranda Lambert's dressing room must-haves and a six-pound iPhone caseThe couple's debate over Thanksgiving vs. Christmas—and why the day of the food might just winNotable quote:

What if you could create a private practice that truly works for you—one that honors your energy, values, and clients? That's exactly what Bailey McBride, occupational therapist and founder of The Glimmer Project in Houston, Texas, has done.Bailey's journey began long before she became an OT. As the sister of an adult with Down syndrome, she grew up around people with support needs and quickly developed a passion for helping others. But it wasn't until college that she discovered occupational therapy—a field that perfectly blended her love for connection, creativity, and care.After years of working for other private practices, Bailey realized something wasn't working. She loved her profession but was exhausted by the pace, the lack of autonomy, and the misalignment between her caseload and her passions. “I loved my job,” she shared, “but it was killing me softly.”Like many therapists, she began to consider leaving the field altogether—but instead, she decided to bet on herself. With the support of her partner and guidance from the Start Your Private Practice Program, Bailey took the leap and started The Glimmer Project, specializing in sensory processing and nervous system regulation for both children and adults.Bailey's private practice started as a side hustle. When a speech therapist in her area offered her a shared clinic space, she decided to give it a try—renting a single room and seeing clients part-time. Within six months, she realized her private clients were not only filling her schedule but also replacing her salary. Now, Bailey works three days a week with clients and spends one day on admin tasks—earning more while working less. In this episode, Bailey shares how she helps clients understand their sensory processing patterns and develop tools for nervous system regulation. Her clients include both children and adults, and she emphasizes education and collaboration with families. She also uses creative marketing tools that help families identify if they're a good fit for her services. “I wanted clients to come to me already understanding what OT at Glimmer Project is all about,” she explained. “I don't want to convince people to work with me; I want them to feel drawn to it.”In Today's Episode, We Discuss:How Bailey went from almost leaving OT to thriving as her own bossThe simple “crunch the numbers” mindset shift that helped her make the leapThe creative ways she attracts her ideal sensory-focused clientsWhy “bet on yourself and you win” became her mantra for successBailey's story is a reminder that private practice isn't about working harder—it's about working smarter, with heart, and on your own terms. She's living proof that when you lead with purpose and set strong boundaries, you can build a business that supports both your clients and your life.Ready to create a private practice that gives you the flexibility and fulfillment you deserve—just like Bailey has? The Start Your Private Practice Program will show you exactly how to do it, this is where Bailey and so many other SLPs and OTs have gotten the tools, systems, and confidence to make the leap. Visit www.StartYourPrivatePractice.com to learn more.Whether you want to start a private practice or grow your existing private practice, I can help you get the freedom, flexibility, fulfillment, and financial abundance that you...

Texas-born & raised, Dr. Amy Mathews-Perez has recently retired from 34 years of working in public education where she served as a General Ed. Teacher, SLP, Diagnostician, SPED Supervisor, Principal, Assistant Principal and a Director of Special Education. While her journey of public-school service has come to an end, she now puts energy, effort & focus on continued service to organizations, schools, families and through her LLC, M.E.S.A. Her passion is turning conflict into collaboration through communication, relevant learning, and authenticity. She is happiest when she gets to implement these things to inspire & empower others. "Life is short but our influence is never ending, so let's seek joy and create smiles through connecting, sharing, and highlighting the best in others.”   ______________________________________________________________________ The Edupreneur: Your Blueprint To Jumpstart And Scale Your Education BusinessYou've spent years in the classroom, leading PD, designing curriculum, and transforming how students learn. Now, it's time to leverage that experience and build something for yourself. The Edupreneur isn't just another book; it's the playbook for educators who want to take their knowledge beyond the school walls and into a thriving business.I wrote this book because I've been where you are. I know what it's like to have the skills, the passion, and the drive but not know where to start. I break it all down: the mindset shifts, the business models, the pricing strategies, and the branding moves that will help you position yourself as a leader in this space.Inside, you'll learn how to:✅ Turn your expertise into income streams, without feeling like a sellout✅ Build a personal brand that commands respect (and top dollar)✅ Market your work in a way that feels natural and impactful✅ Navigate the business side of edupreneurship, from pricing to partnershipsWhether you want to consult, create courses, write books, or launch a podcast, this book will help you get there. Stop waiting for permission. Start building your own table.Grab your copy today and take control of your future.Buy it from EduMatch Publishing https://edumatch-publishing.myshopify.com/collections/new-releases/products/the-edupreneur-by-dr-will

Full Show- November 3rd 2025 full 10312 Mon, 03 Nov 2025 16:20:00 +0000 f5DRAxbleUBdwg9Q0RXn5fpidnqYLrPn sports Shan and RJ sports Full Show- November 3rd 2025 DFW sports fans, this one's for you. The Shan & RJ show brings the heat with honest takes, sharp insight, and plenty of laughs covering the Cowboys, Mavericks, Rangers, Stars, and everything Texas sports. Hosted by longtime local favorites Shan Shariff and RJ Choppy, along with insider Bobby Belt, the show blends deep knowledge with real fan vibes — plus regular guests like Cowboys owner Jerry Jones, Head Coach Brian Schottenheimer and former players who keep the conversation fresh and real. New episodes drop Monday-Friday, or you can listen to Shan & RJ live on 105.3 The Fan, weekdays from 6–10 a.m. CT. © 2025 Audacy, Inc. Sports False https://player.amperwavepodcasting.com?feed-link=https%3A%2F%2Fr

Below the Belt: If the Cowboys do move on from Eberflus, who could be his replacement? full 797 Mon, 03 Nov 2025 15:08:45 +0000 oILINRKnysbmizNgfKKOWsr5pg9nwk30 nfl,dallas cowboys,sports Shan and RJ nfl,dallas cowboys,sports Below the Belt: If the Cowboys do move on from Eberflus, who could be his replacement? DFW sports fans, this one's for you. The Shan & RJ show brings the heat with honest takes, sharp insight, and plenty of laughs covering the Cowboys, Mavericks, Rangers, Stars, and everything Texas sports. Hosted by longtime local favorites Shan Shariff and RJ Choppy, along with insider Bobby Belt, the show blends deep knowledge with real fan vibes — plus regular guests like Cowboys owner Jerry Jones, Head Coach Brian Schottenheimer and former players who keep the conversation fresh and real. New episodes drop Monday-Friday, or you can listen to Shan & RJ live on 105.3 The Fan, weekdays from 6–10 a.m. CT. © 2025 Audacy, Inc. Sports False https:

Darren Urban of AzCardinals.com joins the show to preview Cardinals-Cowboys tonight full 829 Mon, 03 Nov 2025 14:47:59 +0000 6ejq5RuYX2XEDvUpwOSLmeuXqEhDIB13 nfl,dallas cowboys,sports Shan and RJ nfl,dallas cowboys,sports Darren Urban of AzCardinals.com joins the show to preview Cardinals-Cowboys tonight DFW sports fans, this one's for you. The Shan & RJ show brings the heat with honest takes, sharp insight, and plenty of laughs covering the Cowboys, Mavericks, Rangers, Stars, and everything Texas sports. Hosted by longtime local favorites Shan Shariff and RJ Choppy, along with insider Bobby Belt, the show blends deep knowledge with real fan vibes — plus regular guests like Cowboys owner Jerry Jones, Head Coach Brian Schottenheimer and former players who keep the conversation fresh and real. New episodes drop Monday-Friday, or you can listen to Shan & RJ live on 105.3 The Fan, weekdays from 6–10 a.m. CT. © 2025 Audacy, Inc. Sports False https://p

College Football Kegger: Texas beats Vanderbilt, OU beats Tennessee full 881 Mon, 03 Nov 2025 14:28:47 +0000 iA7W0aEYnR8WZNfSbJvBIns2wln8JMxm college football,sec,sports Shan and RJ college football,sec,sports College Football Kegger: Texas beats Vanderbilt, OU beats Tennessee DFW sports fans, this one's for you. The Shan & RJ show brings the heat with honest takes, sharp insight, and plenty of laughs covering the Cowboys, Mavericks, Rangers, Stars, and everything Texas sports. Hosted by longtime local favorites Shan Shariff and RJ Choppy, along with insider Bobby Belt, the show blends deep knowledge with real fan vibes — plus regular guests like Cowboys owner Jerry Jones, Head Coach Brian Schottenheimer and former players who keep the conversation fresh and real. New episodes drop Monday-Friday, or you can listen to Shan & RJ live on 105.3 The Fan, weekdays from 6–10 a.m. CT. © 2025 Audacy, Inc. Sports False https://player.amperwavep

Daniel Betts, attorney and Republican candidate for Texas's 21st Congressional District, joins Steve Gruber to share what drives his candidacy and why he's running for Congress. Betts discusses his political beliefs, priorities for government reform, and key issues facing Texans, including the ongoing government shutdown, SNAP benefits, and nationwide airport delays impacting families and businesses.

Happy National Polar Bear Week!Ladies and gentlemen we are back for the 9th NFL Sunday of the year! We had an incredible Sunday NFL slate, the 49ers are back, the Broncos comeback again, Bengals lose another 38 point effort, Steelers Defense is alive, NFC North is wild, Bills get the Chiefs again and more … We are going to go down through the top 5 takeaways from the NFL, Plus so much more football!Plus, we had another EPIC week in college football for week 10 where we are left with 4 undefeated teams. Texas beats Vandy, Georgia Tech goes down, Miami upset, Big Ten has two wagons, & more! We will review our picks of the week and the games of the week that we had picked out. Also, our school App State was on a Bye.The football segments continue! We have the shambles-o-meter, hang the banners, and of course our DraftKings DFS/Bets recap! Finally, we all root for different teams (49ers - AK, Bills - JVi, Cowboys - ButchP/Tex, & DYLON - Vikings) so we will have to go to the podium to answer questions and/or brag insufferably. Look alive, and let's laugh!Follow us on:HOF Bets: https://hof-bets.app.link/millygoats (Promo Code: MILLYGOATS)Twitter - https://www.twitter.com/MillyGoatsInstagram - https://www.instagram.com/TheMillyGoatsYouTube - https://www.youtube.com/@TheMillyGoatsTwitch - https://www.twitch.tv/TheMillyGoatsPodcastTikTok - https://www.tiktok.com/@TheMillyGoatsApple Pod - https://rb.gy/0meu1Spotify Pod - https://t.ly/ZUfObWeb - https://themillygoats.godaddysites.com/

The 2025-26 Women's College Basketball season is here! Brittany Carper and Chelsea Leite are here to give you some notable games to watch from all over the globe…literally. UConn is turning the ‘Paige' on a new chapter, Mid-Majors are ready to make some noise, and much more. Be sure to check out our Bracketology feature on the website—>https://herhoopstats.com/bracketology/HerHoopStats.com: Unlock better insight about the women's game.The Her Hoop Stats Newsletter: https://herhoopstats.substack.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Preparing to run for a historic fourth term, Texas Gov. Greg Abbott has fortified his campaign staff, trained a legion of volunteers and amassed close to $100 million in his war chest, a figure that will grow substantially between now and the November 2026 general election. In other news, two Dallas City Council members are hosting a listening session Monday to gather input from residents on the future of City Hall. The meeting comes when the Dallas City Council is debating whether to renovate or demolish City Hall;  the government shutdown has placed food assistance for some 42 million Americans in peril. In Texas, 3.5 million people rely on SNAP. Two federal judges have told the Trump administration that it must partially or fully fund the food benefits, but it is not clear if the president will comply; and as SMU's south goalpost rested somewhere between University Park and downtown Dallas, the SMU fan base, players and coaching staff relished the extra hour to sleep off a long evening of reverse Boulevarding and partying all across North Texas. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Thank you for connecting with Pathway Church online. We are so excited you are watching with us. If you're in the Longview, Texas area, we invite you to join us in person every Sunday for a brand-new Worship Experience at 9AM and 10:45AM; we can't wait to meet you!Do you consider Pathway Church online as your church home? We would love to connect with you. Text "mypathwayconnect" to 94000 to complete a digital connection card.Website: https://www.mypathway.church/Facebook: https://www.facebook.com/mypathwaychurch/Instagram: https://www.instagram.com/mypathwaychurch/?hl=eniTunes: https://itunes.apple.com/us/podcast/pathway-church-podcast/id479119724?mt=2Pathway Church1600 Blueridge ParkwayLongview, Texas 75605#pathwaychurch #longviewtx

What a chaotic week in college football — and not just on the field. Between the YouTube TV–Disney dispute and a string of bizarre finishes, fans everywhere were forced to get creative to follow along. From Miami’s playoff hopes going up in smoke against SMU to Georgia Tech's road loss against NC State and Duke's shootout win over Clemson we had drama, penalties, and questionable officiating in equal measure. Plus, Georgia barely escaped Florida, Texas nearly coughed one up to Vandy, and Oklahoma won in Knoxville over Tennessee.Elsewhere, Texas Tech exploded in the second half against Kansas State, West Virginia capitalized on Houston’s fumble-fest, and Ohio State torched Penn State behind a nearly flawless Julian Sayin. Add in Indiana murdering Maryland, USC surviving Nebraska, and a bunch of quietly telling results across the Power Four, and it’s safe to say that College Football Week 10 lived up to the hype. We break it all down, plus play your Reverbs and close it out with the Dudes of the week. Timecodes:0:00 - Intro3:17 - SMU upsets Miami17:28 - Georgia survives Florida25:19 - Oklahoma beats Tennessee31:15 - Texas Tech pulls away from Kansas State38:14 - Houston's Fumbleitis & WVU's big win40:28 - Other Big 12 Notables43:20 - USC beats Nebraska51:25 - Julian Sayin is a machine59:10 - Texas holds on against Vandy1:09:25 - North Texas is... 8-1?1:11:26 - Notre Dame wins a clunker1:15:26 - Week 10 Reverbs1:18:55 - Dude AlertsSupport the show!: https://www.patreon.com/solidverbalSee omnystudio.com/listener for privacy information.

The Cover 3 crew is back to break down Week 10 in the college football world. The boys recap Georgia-Florida, Oklahoma-Tennessee, Vanderbilt-Texas and much more. (00:00:00) - Intro (00:01:00) - World Series Game 7(00:03:00) - NC State-Georgia Tech (00:06:45) - Miami-SMU (00:15:00) - Texas-Vanderbilt (00:18:20) - Georgia-Florida (00:25:50) - Kentucky-Auburn (00:26:30) - Oklahoma-Tennessee (00:30:25) - USC-Nebraska (00:35:35) - World Series Update (00:37:28) - Indiana-Maryland (00:42:15) - Ohio State-Penn State (00:48:10) - Duke-Clemson (00:53:25) - Texas Tech-Kansas State  (00:56:40) - Rest of Week 10 Recap  (01:16:30) - Re-Ranking The Top 25  Cover 3 is available on Apple Podcasts, Spotify and wherever else you listen to podcasts.  Visit the betting arena on CBSSports.com for all the latest in sportsbook reviews and sportsbook promos for betting on college football. Watch Cover 3 on YouTube: https://www.youtube.com/cover3 Follow our hosts on Twitter: @Chip_Patterson, @TomFornelli, @DannyKanell, @BudElliott3 For more college football coverage from CBS Sports, visit https://www.cbssports.com/college-football/ To hear more from the CBS Sports Podcast Network, visit https://www.cbssports.com/podcasts/ To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

SVP and Stanford Steve discuss all the top storylines from CFB Week 10. The guys break down Texas' massive win over Vanderbilt from all angles, Oklahoma's statement win at Tennessee, Indiana's domination in the Snake Pit, NC State's upset win over Georgia Tech and more, including live reaction to Utah-Cincinnati. | SVPod  Learn more about your ad choices. Visit podcastchoices.com/adchoices

247Sports' Texas Beat Writer Eric Henry and Insider/Columnist Chip Brown give their thoughts live from Darrell K. Royal-Texas Memorial Stadium in the immediate aftermath of Texas' 34-31 win over Vanderbilt. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

Week 10 is in the books and there were plenty of upsets to help create drama for Tuesday's first CFP rankings release. Andy Staples, Ross Dellenger and Steven Godfrey discuss all of the drama that unfolded and the impact it may have this week. #18 Oklahoma kept their playoff hopes alive after knocking off #14 Tennessee. Will they be able to pull off a few more wins and make the playoff? Arch Manning is starting to round into form as he led #20 Texas to a win over #9 Vanderbilt. Does Vandy still have a path to the CFP and is Texas surging after a rough start to the season? #23 USC went into Lincoln and came out with a win over Nebraska. What does their path to the playoff look like? Plus, #8 Georgia Tech and #10 Miami were upset by unranked teams on Saturday. How does this affect the battle for the ACC's playoff spot? Also, how does Miami's loss hurt #12 Notre Dame?Then, the coaching carousel continues to spin as yet another big program has decided to move on from their head coach. Auburn has fired Hugh Freeze in his third season. The guys discuss where everything went wrong for Auburn and why Freeze wasn't the right guy for the job. They also talk about who they think is the perfect hire to take over the role. We recorded this before the firing was official, but the crew expected it to happen soon. Since it had not happened yet, they talk knowing that Freeze was still the head coach of Auburn during the time of recording Later, they dive back into previewing the upcoming CFP rankings. How many teams might the Big Ten have in the playoff? Who do the guys think will be the Group of Five representative? They have felt confident about the American conference, but is there another team that is making a push? Plus, will the ACC or the Big 12 have multiple teams make the CFP? Also, Ross shares the most recent update on the CFP expansion talk.All of this and more to wrap up Week 10 with College Football Enquirer. (1:47) - #18 Oklahoma keep playoff hopes(4:56) - Arch Manning and #20 Texas playoff bound?(10:17) - Can #23 USC make the playoff?(12:10) - Impact of #10 Miami's upset(16:33) - Who are the Big 12 and ACC favorites for the playoff?(27:28) - Hugh Freeze and Auburn(42:35) - College Football Playoff rankings preview(52:21) - CFP expansion update Subscribe to the College Football Enquirer on your favorite podcast app:

President Trump is weighing increased beef imports from Argentina to help bring down prices, but some U.S. cattle ranchers say the move could hurt American producers. President Trump says the move is to help the struggling nation and bring down prices here, but even ranchers who support the president and appreciate his tariffs on foreign cattle find this move a betrayal We recently spoke with Texas rancher Trent Simmons to discuss the state of the cattle industry, why some beef prices are so high, and why some ranchers oppose the new imports. Simmons also spoke about what solutions could lower prices without harming local farms. We often have to cut interviews short during the week, but we thought you might like to hear the full interview. Today on Fox News Rundown Extra, we will share our entire interview with Texas Rancher Trent Simmons Learn more about your ad choices. Visit podcastchoices.com/adchoices

Shannon Sharpe, Chad “Ochocinco” Johnson and Johnny Manziel react to Oklahoma taking on Tennessee, Georgia's 4-game win streak after defeating Florida, Arch Manning and Texas taking down Diego Pavia and Vanderbilt, and much more College Football action! Later, their joined by Indiana DB D'Angelo Ponds 00:00 - Introduction3:33 - Oklahoma defeat Tennessee12:35 - Georgia defeat Florida Gators17:45 - SMU beats Hurricanes28:14 - Indiana DB, D’Angelo Ponds, joins the show46:00 - OSU have a Heisman frontrunner1:00:00 - Texas beats Vandy (Timestamps may vary based on advertisements.) #ClubSee omnystudio.com/listener for privacy information.

Jason Fitz and Buck Reising open the show with their thoughts and reactions to another wild Saturday of college football! They get into Texas's big win over Vanderbilt, react to Georgia's narrow win over Florida, and much more! They also get into recent comments from Louisiana Governor Jeff Landry, discussing how it might affect the school's search for a new head coach. Buck and Fitz then set the stage ahead of Game 7 of the World Series... who do they have winning it all? What would a Dodgers loss mean for the sport as a whole? Later, the guys get into some NFL talk, previewing the biggest games of Week 9 and getting into the Vikings' QB situation as JJ McCarthy gets set to take the reigns for the rest of the season. Plus, more fun with a brand new edition of 'Would You Rather?' Hosts: Jason Fitz, Buck Reising Producer: Ian RoddySee omnystudio.com/listener for privacy information.

Martin Weiss and Monse Bolaños open the show giving their final predictions for Game 7 of the World Series as it officially gets underway! They react live throughout the show to all the action as it unfolds in real time! They also get into another wild Saturday of College Football, discussing big wins for Texas and Georgia, who managed to hang on against tough opponents. Monse shares her Saturday Standouts before College Football insider JD PicKell from On3 joins the show to weigh in with all of his own thoughts from the day. Later, Martin and Monse shift gears to the NFL, reacting to Carson Wentz undergoing season-ending surgery, clearing the way for JJ McCarthy to start the rest of the season. They also look ahead to a HUGE matchup between the Bills and Chiefs — a game with big implications for both teams. They also set the stage for the rest of Week 9, looking ahead to the biggest matchups and logging their official picks/Atomic Dogs. Plus, more fun with new editions of "Buy or Sell" and "Sports Court"!See omnystudio.com/listener for privacy information.

OTF's Longhorn Livestream is LIVE breaking down the Texas win over Vanderbilt, offense potentially finding their rhythm, look ahead to the future and take your questions! Drop your questions and comments in the chat!   Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Grab yourself a cup of coffee and hang out with us as we talk about some of the most remarkable reptiles on the planet. In episode # 112 , we talk about Lucas's trip to Australia and our trip to Texas carpet fest. Cold Blooded CaffeineWe now have a referral link https://coldbloodedcaffeine.com/?ref=9wLRgXGdAnd if you use the code MPR to get 10% off your order.FB: https://www.facebook.com/MoreliaPythonRadioMorelia Pic of the Week: IG: YouTube: https://www.youtube.com/channel/UCtrEaKcyN8KvC3pqaiYc0RQEmail: moreliapythonradio@gmail.com Merch store: https://teespring.com/stores/mprnetworkPatreon: https://www.patreon.com/moreliapythonradio ★ Support this podcast on Patreon ★

On this episode of the JT Sports Podcast, JT unloads on Deion Sanders after Colorado gets belt to ass for the second straight week. He breaks down why Deion's seat just got scorching hot heading into 2026 and why loyalty hires might be his downfall. JT then praises Brent Venables for Oklahoma's statement win over Tennessee, exposing how the Sooners' defense made Rocky Top look soft. He calls Miami's loss to SMU “another Mario Cristobal special,” saying Rhett Lashlee outcoached him with Miami's own leftovers. From Arch Manning's breakout surge with Texas to Dabo Swinney's downfall at Clemson, JT dissects every major storyline with zero sugarcoating.

Acts 8:26-40Now an angel of the Lord said to Philip, “Go south to the road—the desert road—that goes down from Jerusalem to Gaza.” So he started out, and on his way he met an Ethiopian eunuch, an important official in charge of all the treasury of the Kandake (which means “queen of the Ethiopians”). This man had gone to Jerusalem to worship, and on his way home was sitting in his chariot reading the Book of Isaiah the prophet. The Spirit told Philip, “Go to that chariot and stay near it.”Then Philip ran up to the chariot and heard the man reading Isaiah the prophet. “Do you understand what you are reading?” Philip asked.“How can I,” he said, “unless someone explains it to me?” So he invited Philip to come up and sit with him.This is the passage of Scripture the eunuch was reading: “He was led like a sheep to the slaughter,     and as a lamb before its shearer is silent,     so he did not open his mouth. In his humiliation he was deprived of justice.     Who can speak of his descendants?     For his life was taken from the earth.”The eunuch asked Philip, “Tell me, please, who is the prophet talking about, himself or someone else?”Then Philip began with that very passage of Scripture and told him the good news about Jesus.As they traveled along the road, they came to some water and the eunuch said, “Look, here is water. What can stand in the way of my being baptized?”And he gave orders to stop the chariot. Then both Philip and the eunuch went down into the water and Philip baptized him. When they came up out of the water, the Spirit of the Lord suddenly took Philip away, and the eunuch did not see him again, but went on his way rejoicing. Philip, however, appeared at Azotus and traveled about, preaching the gospel in all the towns until he reached Caesarea.

Welcome to the Freedom Church Podcast! We believe every person matters to God! Freedom Church is a multi-ethnic church located in the heart of Round Rock, Texas. You will hear a relevant word that you can use in your day-to-day life. We believe God has great things in store for the future of Freedom Church.If your NEW HERE, would like to GIVE or follow along with our VIRTUAL SERMON NOTES click below to use our ALL ACCESS PASS. Its everything you will ever need in one convenient place.ALL ACCESS PASS:https://linktr.ee/freedomchurchrrSupport the show

1. Criticism of Gavin Newsom The hosts mock California Governor Gavin Newsom for allegedly misrepresenting his upbringing as impoverished. They highlight his privileged background, connections to the Getty family, and early business ventures. Newsom is portrayed as part of a broader trend of wealthy leftists promoting socialism while living in luxury. 2. Democratic Party and Radicalism The episode argues that the Democratic Party has shifted radically left, embracing socialism and Marxism. Figures like Comrade Mamdani are cited as examples of extreme ideology within the party. The hosts lament the lack of moderate Democrats willing to challenge the radical wing, referencing Bill Maher as a rare voice of reason. 3. Bill Maher’s Commentary Maher is quoted warning Democrats about the dangers of aligning with far-left candidates like Mamdani. He calls for a “Sister Souljah moment,” referencing Bill Clinton’s strategic distancing from radical elements during his campaign. 4. Human Rights in Nigeria Senator Cruz discusses Christian persecution in Nigeria, citing over 50,000 murders since 2009. He criticizes the Nigerian government for corruption and complicity in violence. Proposes sanctions and leveraging U.S. aid to pressure Nigeria into protecting human rights. 5. Recognition of Somaliland The guest, born in Somalia, advocates for U.S. recognition of Somaliland as an independent nation. Somaliland is praised for its democratic governance, stability, and alignment with U.S. values. The argument is framed as a strategic move to counter instability in the Horn of Africa. 6. Bill Gates and Climate Change The hosts poke fun at Bill Gates for allegedly reversing his stance on climate change alarmism. Gates is quoted saying the “doomsday view” is wrong and that other global issues deserve more attention. The episode criticizes climate policies, solar energy failures, and the hypocrisy of elites using private jets. 7. Fracking and U.S. Emissions The hosts credit George Mitchell, a Texas oilman, with pioneering fracking and reducing U.S. carbon emissions. They argue that natural gas has helped the U.S. lead in emission reductions, while China remains the top polluter. Go to BackyardButchers.com and enter promo code “VERDICT”, that’s V-E-R-D-I-C-T, for up to 30% off, 2 free 10-ounce ribeyes, and free shipping when you subscribe. http://www.backyardbutchers.com/Verdict Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the 47 Morning Update with Ben Ferguson and The Ben Ferguson Show Podcast Wherever You get You're Podcasts. And don't forget to follow the show on Social Media so you never miss a moment! Thanks for Listening YouTube: https://www.youtube.com/@VerdictwithTedCruz/ Facebook: https://www.facebook.com/verdictwithtedcruz X: https://x.com/tedcruz X: https://x.com/benfergusonshowYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.