Managing Risk On Purpose

In this episode Dane and Shannon answer the question, “why did my home or auto insurance rates go up?” Insurance agents have been answering this question for years and sometimes not in the easiest to follow ways. Sometimes these increases are justified and other times you may be paying more than the market dictates you should be and it’s time to shop around. We will examine the potential causes of a rate increase and see if one of these scenarios might impact you.If you would like the guys at SIS to evaluate your insurance policies and make sure you’re not paying too much, click the link below to be taken to our contact us page and someone will be in touch soon to start down the evaluation process with you. http://shoemakerins.com/contact/

Homeowners insurance can be tricky and not a week goes by that someone doesn’t ask us if their theoretical situation is covered under a standard homeowners policy. Dane and Shannon will use this episode to provide guidelines for what types of things are covered and what things aren’t. Raccoon chews through your water line, not a covered loss. Neighbor’s drone crashes through your roof, that one’s covered. If you want to make sure that your home is covered well and that you’re paying a fair price for the policy you have, we would love to perform and insurance evaluation for you to see if your policy are the best fit for your family. To start that process just click the link below to visit our contact us page and someone will be in touch with you soon to review your policies.http://shoemakerins.com/contact/

When someone decides to build or purchase a luxury home, the details are everything. Often times it’s the finishes chosen that take it from an economy grade large home to something magazine worthy and deserving of all the attention it will get you. The insurance policy you buy to protect it should have just as much attention paid to the details that determine how it will be rebuilt if disaster strikes.Dane and Shannon dive into why insuring high valued homes is a different animal and why an "out of the box" insurance policy you may have seen on TV likely isn’t the best fit to protect your family.If you would like to make sure your high valued home has a custom built insurance policy to match it, click the link below to contact us and start the conversation of making sure your family has the protection it deserves.http://shoemakerins.com/contact/

Buying your first home can be daunting enough as you face so many new experiences that come with this complicated process. Often times it can feel like everyone else somehow knows what to do and you’re left stumbling through the whole thing pretending you know what’s happening. Having a great realtor and mortgage loan officer will go a long way towards helping you navigate most of the issues, but this podcast is designed to help you figure out how to insure your new large purchase. What are the must haves in a home insurance policy and what are ways to build a policy that fits your specific needs?

Dane and Shannon discuss the ways that Employers can save on healthcare costs. Most employers think that raising your deductible is the best way to save money. This podcasts goes into detail about some other options that employers may not be thinking about.

How you can save money on Auto premiums. Dane and Shannon discuss this topic and give some pointers on the things that drive costs for Auto Insurance and what you can do to lower your premiums.