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The government shutdown is stressful, especially for military families. In this episode, I get real about the uncertainty, the worry about paychecks, and how it impacts daily life. I share practical steps to help you navigate this time, even when everything feels out of control. You'll leave with actionable tips, encouragement, and a reminder that you are capable and resourceful, even in uncertain times. Better Together, Christine MENTIONED IN THIS EPISODE Download the Milspouse Reset – Meditation, affirmations and journal prompts to calm your mind and body Join The Free Community – Join for support, encouragement and resources FINANCIAL EPISODES Ep 159. How to Make Money Using Skills You Already Have Ep 170. How to Develop Healthy Money Habits & Improve Your Finances with Jessica Baier Ep 210. How to Fuel Your Body on a Budget with Heather Campbell Ep 216. How to Budget and Save Money as a Military Family with Armed Forces Mutual COO Jerry Quinn Ep 231. 3 Game-Changing Financial Tips for Military Spouses with The Budget Besties Ep 249. “You're Not Bad With Money. You Just Need a New Mindset” with Janine Mix RESOURCES Feeling Stuck? Start Here Work With Me Free Clarity Workshop Clarity Course Leave a Show Review. Pretty Please!
Don't let integration problems shrink your payout. This episode guide you through merger integration, revealing how preparing before closing is the secret to a smooth, profitable exit. Learn to proactively shape the transition, de-risk the deal for buyers, and ensure your team stays focused to maximize your sale value. View the complete show notes for this episode. Want To Learn More? The M&A Training & Transition Period M&A Guide | The 4 Types of Buyers of Businesses Informing & Retaining Employees When Selling a Business Additional Resources: Selling your business? Schedule a free consultation today. Sign up for an Assessment and Valuation of Your Business. Courses: The Art & Science of Selling a Business Download The Art of The Exit: The Complete Guide to Selling Your Business Download Acquired: The Art of Selling a Business With $10 Million to $100 Million in Revenue If you have any topic or guest suggestions, please email them to podcast@morganandwestfield.com.
Brian Cheung discusses what websites, apps, and other tools you can use to make managing your finances feel less overwhelming. Also, Today beauty expert Sarah Eggenberger opens up about her journey with skin cancer and how important it is to get tested. Plus, NBA icon Allen Iverson joins us to chat about his new memoir, "Misunderstood." And, some of the best Amazon Prime Day deals for under $50. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
This week we cover topics from watching Hospital Bills and how to save money to news of Wilderness survival and new policy, record-breaking hunts to mythbusting jellyfish. Real-life stories that could save your life or keep money in your wallet. Join radio hosts Rebecca Wanner aka ‘BEC' and Jeff ‘Tigger' Erhardt (Tigger & BEC) with the latest in Outdoors & Western Lifestyle News! How to Save Money on Hospital and Insurance Bills — Even When You're Fully Covered When you're diagnosed with a serious illness like cancer, the last thing you want to worry about is money. But between insurance coverage, hospital billing departments, and ongoing treatments, out-of-pocket costs can spiral — even when you're fully insured. In 2021, I was diagnosed with cancer. I underwent 12 rounds of chemotherapy and 8 weeks of daily radiation. While my insurance was a blessing, I quickly discovered that being covered doesn't mean you're not vulnerable to costly billing mistakes — ones that could cost you thousands if you're not paying attention. Why You Must Compare Your EOB With Hospital Bills — Line by Line One of the most important lessons I learned: Always compare your Explanation of Benefits (EOB) from your insurance provider to the bill from your hospital or healthcare provider. Here's what happened to me: Even after I had hit my out-of-pocket deductible, I noticed monthly hospital charges averaging around $900 in my online billing portal. After comparing the EOB to the hospital bills, I saw that some treatments weren't even being submitted to my insurance company. Instead, I was being billed directly — as if I had no coverage at all. I called my insurance company, who confirmed they hadn't received claims for those charges. Then I contacted the hospital's billing department and was told each time that it was a “mistake,” and they would resubmit. Had I not caught this, I could have paid over $10,000 in wrongful charges — with little chance of a refund later. Pro Tip: Don't Automatically Pay Medical Bills Without Verifying It's tempting to just pay the bill and be done with it — especially when you're overwhelmed and just trying to get through treatments. But trust your gut. Instead: Wait to receive your EOB before paying anything. Compare dates, services, and costs between the EOB and your hospital bill. Call your insurance company if anything doesn't line up. Then, contact your healthcare provider's billing department and request that charges be re-submitted if needed. Always Ask: "Has This Been Submitted to My Insurance?" Make it your mantra when speaking to any healthcare billing department: “Has this claim been submitted to my insurance company?” If they say no or “it was a mistake,” ask for proof of submission and a timeline. It can take weeks or even months for a corrected bill to show up — so document every call and keep all emails or confirmations. Human Error and AI Mistakes Are More Common Than You Think In today's digital world, hospitals and insurers often rely on automated systems for billing. But that doesn't mean the process is error-free. In fact, it may be worse. You might encounter: Incorrect coding of procedures Claims not submitted at all Duplicate billing Coverage miscalculations That's why your personal oversight is essential — especially when you're dealing with ongoing care. How to Protect Yourself from Costly Healthcare Billing Mistakes Here's a quick checklist to help you save money and protect your finances during a medical journey: Know your deductible and out-of-pocket maximum Track every treatment and procedure in a personal log Check your EOBs monthly and match them with bills Dispute errors right away — don't wait Keep records of every call and conversation Ask for itemized bills from providers Request written confirmation of any billing correction Final Thoughts: Be Your Own Advocate — It Could Save You Thousands Between AI systems, human error, and overloaded billing departments, even those with full insurance coverage can fall into financial traps. The stress of calling weekly to fix these issues took a toll, but in the end, it saved me thousands of dollars. The bottom line? Be proactive. Be persistent. And never assume a bill is correct just because it looks official. If you're navigating medical bills or complex treatments, you're not alone. If I hadn't spoken up, I would have unknowingly overpaid by thousands. Don't be afraid to double-check, question, and challenge what doesn't look right. Your health matters — and so does your wallet. 14-Year-Old Girl Makes Pennsylvania Hunting History with Record Bull Elk We've got a record-breaking hunting story that's as heartwarming as it is impressive. According to Outdoor Life, fourteen-year-old Samantha Bartlett just became the youngest hunter ever to tag a bull elk in Pennsylvania — and she did it with a single, well-placed shot from her crossbow! It all happened in the early morning hours of September 16, deep in the mountains of north-central PA. Samantha and her dad, Noel, had already spent three long days hiking and hunting, holding out for the right bull. On the fourth day, it finally came together. After hearing two bulls fighting at dawn, Samantha and her guide crept through tall grass and waited. With a few cow calls, a massive bull came trotting in. At 40 yards, Samantha took the shot — and nailed it. The 6x7 bull elk went down within 100 yards, and the rest is history. The animal was estimated at 800 pounds, and the rack green-scored at 310 inches. Getting the bull out? That was a whole different story. The team dragged it downhill for four hours — no vehicles allowed — proving once again that the hunt doesn't end with the shot. Her bull was officially checked at a game station in Benezette, where state officials confirmed Samantha's place in the record books. This big moment was made possible by a lucky draw for a limited bull elk tag — and by a new law allowing Sunday hunting in Pennsylvania for the first time, giving young hunters like Samantha more opportunities. What's next for her? She's got her sights set on the “Pennsylvania Quad Trophy” — elk, black bear, turkey, and deer — all with a crossbow. Talk about ambitious! Moral of the story? Don't underestimate a determined young hunter and her crossbow. Reference: https://www.outdoorlife.com/hunting/youngest-hunter-bull-elk-pennsylvania/ 14-Year-Old Becomes the Youngest Hunter to Ever Tag a Bull Elk in Pennsylvania Military Training Helps Missing Hunter Survive Winter Storm in Colorado Backcountry According to Summit Daily, A 57-year-old hunter from Illinois is safe today, thanks to a combination of military experience, calm thinking, and solid preparation — after spending two freezing nights alone in the rugged backcountry of Jackson County, Colorado. On Monday, Sept. 22, the man became separated from his group near the Three Sisters Trailhead in the Rawah Wilderness. The last anyone heard from him was a text saying he was lost, just before 3:30 p.m. His phone later went dark, and with winter weather rolling in, it was too dangerous for search teams to head out that night. By the next day, over 20 agencies — including Search and Rescue teams, deputies, and wildlife officials — launched a full-scale search in snowy, cold, and windy conditions. Air support was grounded, and rescuers battled through the backcountry on foot. Despite the brutal storm and tough terrain, the search effort continued into a second day. Then, on the afternoon of Wednesday, Sept. 24, hope came from above: the hunter was able to place several 911 calls, helping rescuers pinpoint his location. At around 1 p.m., air support spotted him — alive and in good health. So how did he make it? The hunter credited his survival to his military training, staying calm, building a fire, and using his sleeping bag and layers to stay warm. A big thanks goes out to Jackson and Grand County responders, Colorado Parks and Wildlife, search dog teams, and all others who helped pull off this dramatic rescue. Moral of the story? Being prepared can make all the difference — especially when Mother Nature has other plans. Reference: https://www.summitdaily.com/news/missing-hunters-military-experience-and-supplies-keep-him-alive-in-jackson-county-backcountry/ Tragic Lightning Strike Kills Two Missing Elk Hunters in Colorado Wilderness According to the Kiowa County Press, Wyoming is at the forefront of a renewed push to remove Endangered Species Act protections from grizzly bears in the Greater Yellowstone Ecosystem. Representative Harriet Hageman has introduced the Grizzly Bear State Management Act of 2025, which supporters say reflects decades of conservation success. Grizzly numbers in the region have rebounded from just a few hundred in the 1970s to nearly 1,000 today, meeting recovery targets set back in 1993. Advocates argue it's time to return management to the states, allowing for more flexible and responsive action on local issues — especially as livestock conflicts rise. Last year, grizzlies killed 91 cattle in Wyoming, the highest number on record. The bill also aims to cut through federal red tape, reinstating a Trump-era delisting rule and blocking future legal challenges that have stalled similar efforts. Supporters say it will free up resources at the U.S. Fish and Wildlife Service and help speed up energy development and wildlife responses. While environmental groups warn that grizzlies still face genetic and habitat threats, Wyoming leaders say the bear has recovered — and state wildlife agencies are ready to manage them responsibly. Wyoming's stance? Grizzlies have recovered. It's time to let states take the reins. Reference: https://kiowacountypress.net/content/wyoming-leading-charge-delist-greater-yellowstone-grizzlies Rare “Pink Meanie” Jellyfish Swarm Texas Beaches — What to Know and How to Treat a Sting If you're heading to the Texas coast, watch your step — a surprising surge of rare pink meanie jellyfish has marine scientists scratching their heads. These jellyfish are no joke: they can weigh up to 50 pounds and their tentacles can stretch as long as 70 feet. From Port Aransas to Corpus Christi, beachgoers are spotting more of them than ever before. Marine biologist Jace Tunnell from Texas A&M University-Corpus Christi says it's unlike anything he's seen in years of beachcombing. “I grew up on the beach and had never seen one until this year,” he said. The “pink meanie” was only officially recognized in 2011 and is known for its cotton candy color and its appetite for other jellyfish — especially moon jellies, which are currently blooming in Gulf waters. What to Do If You Get Stung While the sting isn't life-threatening, it can hurt — lasting about 10 minutes with red marks that stay for a couple of days. Here's how to treat it: Get out of the water immediately. Remove tentacles carefully using gloves or a tool — don't use bare hands. Rinse the sting with seawater, not freshwater. Pour vinegar over the sting to neutralize any remaining stinging cells. Apply hot (not scalding) water for 20 minutes to ease the pain. Avoid rubbing the area, and watch for any signs of allergic reaction. Experts say these jellyfish likely won't stick around — once cooler weather hits, both moon jellies and pink meanies are expected to disappear from Texas shores. Reference: https://www.foxnews.com/travel/surge-rare-jellyfish-sightings-across-multiple-beaches-stumps-experts OUTDOORS FIELD REPORTS & COMMENTS We want to hear from you! If you have any questions, comments, or stories to share about bighorn sheep, outdoor adventures, or wildlife conservation, don't hesitate to reach out. Call or text us at 305-900-BEND (305-900-2363), or send an email to BendRadioShow@gmail.com. Stay connected by following us on social media at Facebook/Instagram @thebendshow or by subscribing to The Bend Show on YouTube. Visit our website at TheBendShow.com for more exciting content and updates! https://thebendshow.com/ https://www.facebook.com/thebendshow WESTERN LIFESTYLE & THE OUTDOORS Jeff ‘Tigger' Erhardt & Rebecca ‘BEC' Wanner are passionate news broadcasters who represent the working ranch world, rodeo, and the Western way of life. They are also staunch advocates for the outdoors and wildlife conservation. As outdoorsmen themselves, Tigger and BEC provide valuable insight and education to hunters, adventurers, ranchers, and anyone interested in agriculture and conservation. With a shared love for the outdoors, Tigger & BEC are committed to bringing high-quality beef and wild game from the field to your table. They understand the importance of sharing meals with family, cooking the fruits of your labor, and making memories in the great outdoors. Through their work, they aim to educate and inspire those who appreciate God's Country and life on the land. United by a common mission, Tigger & BEC offer a glimpse into the life beyond the beaten path and down dirt roads. They're here to share knowledge, answer your questions, and join you in your own success story. Adventure awaits around the bend. With The Outdoors, the Western Heritage, Rural America, and Wildlife Conservation at the forefront, Tigger and BEC live this lifestyle every day. To learn more about Tigger & BEC's journey and their passion for the outdoors, visit TiggerandBEC.com. https://tiggerandbec.com/
Federal tax credits for solar projects are expiring at the end of this year, and some smaller towns in rural Minnesota have tapped into the benefits.For Climate Cast this week, MPR News meteorologist Paul Huttner talks to Minnesota Star Tribune reporter Kristoffer Tigue about the skepticism around solar power that many small and local governments had adopted over the years and the economic benefits that changed their minds.
Email me at Landry@evoq.bikeStrava: Landry Bobo | Strava Cyclist ProfileIG: @landry_boboSugar Water Blog: https://www.evoq.bike/blog/top-homemade-energy-sports-drinks-diy-cycling-drink-mixJoin this channel to get access to videos a month early! And it directly supports the channel so we can bring you more content!https://www.youtube.com/channel/UCS9FDuHl_qp8ajqQuWwNtew/join
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Spending too much on Warhammer 40k? Or One Page Rules? Or even miniatures agnostic games? well y'all gotta try this. HH Minis! https://guf.com.au/products/hobby-homies-parsecs-duo?_pos=1&_psq=hobby+homies&_ss=e&_v=1.0 Battle Chickens The Game [Fox's non-AI Version] https://tinyurl.com/5d6zex9x PLAY BEYOND THUNDERDOME: https://drive.google.com/drive/folders/1WE5zy1f1CnrsVW939tHH9llqlVaAhxy-?usp=drive_link PO Box 43, Lara, Victoria, Australia, 3212 NEW CHANNEL: https://www.youtube.com/channel/UC2W6nuo5m0K2_FUXYxjHZHg DriveThruRPG has the best digital RPG titles! WargameVault has the best Wargame PDFs!
Colton Pace is a founder and currently the CEO of Ownwell, a Proptech company dedicated to democratizing access to real estate expertise and reducing the hidden costs of homeownership. Under his leadership, Ownwell helps homeowners and property owners identify and appeal overvalued property taxes, reduce insurance and utility costs, and manage other home‑related expenses through data, automation, and local expert teams. Before founding Ownwell, Colton served as an investor, asset manager, and venture capitalist, helping manage billions of dollars across various asset classes. He was part of funds that made early investments in companies such as Uber, Spotify, Redfin, Snowflake, UiPath, Zuora, and Grab. (01:05) - VC to PropTech Founder(03:10) - $797B Property Tax Problem(04:48) - Ownwell Traction: 700K+ Homes and SMB/CRE(06:18) - AI Plus 80 Consultants: How Appeals Get Done(08:50) - Success Rates and Savings: Residential vs Commercial(11:27) - Portfolio Case Study: 124 SFR Properties in Texas(13:45) - Valuation Methods and Local Differences(16:13) - Market Size: $50 to 60B Opportunity(17:29) - Feature: CREtech - Join CREtech New York 2025 on Oct 21-22 for the largest Real Estate Meetings program. Qualified Real Estate pros get free full event pass plus up to $800 in travel and hotel costs. (19:02) - Beyond Taxes: Insurance, Loans, Utilities, Concierge (21:30) - Building Trust with Homeowners and CRE Owners (24:03) - Advice for PropTech Founders Selling into Real Estate (26:49) - Collaboration Superpower: Matthew McConaughey
The primary focus of this discussion centers on the essential task of preparing one's recreational vehicle (RV) for the impending winter storage period. As winter approaches, Eric underscores the significance of proactive planning and meticulous preparation to ensure a seamless RV experience throughout the season. He also explores a range of money-saving strategies that coincide with winterization, explaining how these preparatory measures can help mitigate potential financial burdens in the spring. Furthermore, he explains the picturesque landscapes of Southern Arizona, emphasizing its allure as an optimal winter destination for RV enthusiasts. Lastly, he engages in a thoughtful discourse regarding the merits and drawbacks of RV covers, thereby equipping our audience with comprehensive insights to make informed decisions regarding their RV maintenance and storage.In this episode, Eric delves into one of the most crucial topics for RV owners: preparing your rig for winter. As the cold season approaches, it's crucial to take the necessary steps to protect your RV from damage and prevent costly repairs in the future.Eric walks through the essentials of winterizing, from draining and protecting water lines to checking key mechanical systems that are especially vulnerable in freezing weather. He shares practical tips on spotting warning signs your RV might be giving you and how to deal with them before they turn into major problems.Beyond the “how-to,” Eric also talks about the financial side of winter prep. While it may feel like extra work and expense now, proper maintenance and preparation can save you a lot of money over time. Using quality products and doing a thorough job pays off in durability and fewer headaches later.Eric also takes a closer look at whether or not you should use an RV cover, weighing the pros and cons so you can decide what's best for your situation.By the end of this episode, you'll have a clear plan for keeping your RV safe through the winter months. More importantly, you'll understand how being proactive now not only protects your RV but also helps stretch your travel budget further.The Smart RVer Podcast Episode Schedule.Enjoying the RV Life: See All of the ArticlesMoney Saving Tips – How to Save that Hard-Earned CashStaying On The Road – All Podcast EpisodesThe Next Stop: See the Awesome Places We RecommendShadows of the Past – Towns That Once Were – See the ScriptRV Envy: See all of our DIY ArticlesMoney Saving Sites:Wholesale Warranties – RV Extended WarrantiesRV Defender - Tire Blow Out SystemsSunproMfg Fresh Water Repair...
Dr. John Abraham from St. Thomas joins us in studio.
Find Brad Baych on his YouTube Channel, The Butcher Wizard, where he will teach you all kinds of tricks to eat well for less money. Find his cookbook, The Primal Cuts Cookbook, on Amazon, now available for pre-order. And his smaller community can be found at PrimalCutsClub.com.
We're diving deep into how to save money in flight training, which is no small feat! In this episode, Jason Miller joins us to share valuable insights on managing the financial burden of becoming a pilot, especially for those of us who are navigating tight budgets. We talk about practical strategies that cater to both novice student pilots and those looking to transition into professional flying, emphasizing the need for a solid foundation in those early hours of training. From leveraging dry time effectively to understanding the importance of consistent practice, we cover how to make every dollar count while ensuring you build the skills necessary for success in the cockpit. So, whether you're dreaming of taking to the skies or already in the air, we've got tips to help keep your training costs in check and your flying aspirations alive!Takeaways: The importance of using the Garmin Pilot app to streamline your flying experience before, during, and after each flight. Understanding that the cost of flight training can vary widely, with private pilot licenses costing anywhere from $8,000 to $25,000 depending on location and training methods. The necessity of consistent flying to maintain proficiency and reduce overall training costs in the long run, avoiding long gaps between flights. Utilizing dry time and procedural training effectively can save significant money, allowing students to practice key skills without incurring aircraft rental costs. The value of setting clear objectives for each flight lesson to maximize efficiency and focus during training sessions. Emphasizing the importance of standardization in training processes, which can enhance safety and proficiency while also simplifying the flying experience.
Hey, Comedy Lovers! ✤ Welcome to "Ian Lara" ⭐ All advice is bad advice, please do adult things and put this podcast on in the background.
Relebogile Mabotja speaks to Iga Motylska a Travel Journalist, and the Founder of Eagerjourneys.com about the best ways to save money while travelling. 702 Afternoons with Relebogile Mabotja is broadcast live on Johannesburg based talk radio station 702 every weekday afternoon. Relebogile brings a lighter touch to some of the issues of the day as well as a mix of lifestyle topics and a peak into the worlds of entertainment and leisure. Thank you for listening to a 702 Afternoons with Relebogile Mabotja podcast. Listen live on Primedia+ weekdays from 13:00 to 15:00 (SA Time) to Afternoons with Relebogile Mabotja broadcast on 702 https://buff.ly/gk3y0Kj For more from the show go to https://buff.ly/2qKsEfu or find all the catch-up podcasts here https://buff.ly/DTykncj Subscribe to the 702 Daily and Weekly Newsletters https://buff.ly/v5mfetc Follow us on social media: 702 on Facebook https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/Radio702 702 on YouTube: https://www.youtube.com/@radio702 See omnystudio.com/listener for privacy information.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2736: Andy Hill explains how a Dependent Care FSA can provide significant tax savings for families with daycare expenses, while also highlighting the importance of planning ahead for its “use it or lose it” rules. He expands on other workplace benefits like 401(k) matches, HSAs with their triple tax advantage, and employer-provided perks that can help families save money and build long-term wealth. Read along with the original article(s) here: https://marriagekidsandmoney.com/dependent-care-fsa Quotes to ponder: “Like the Flexible Spending Arrangement (or Account), it is essentially a separate account where you can save pre-tax money for use on qualified expenses.” “Remember that an FSA is a ‘use it or lose it' program.” “Your HSA contributions are tax-deductible and your investments grow tax-free. And you can withdraw your money, tax-free at any time as long as you're using the funds for qualified medical expenses.” Episode references: IRS Qualified Medical Expenses List: https://www.irs.gov/publications/p502 Lively HSA: https://livelyme.com Learn more about your ad choices. Visit megaphone.fm/adchoices
SHOW NOTES: Welcome back to The Money Pit! It's mid-September, and with so much happening, it's easy to get sidetracked from your home projects. But don't worry, we're here to help you keep things working and organized. We've got a great show lined up for you today, with topics that include: - Extending Outdoor Fun with Patio Heaters: Just because it's fall doesn't mean your outdoor enjoyment has to stop! We'll explore how patio heaters can keep you entertaining, dining, and relaxing outside even as temperatures drop. - Decoding Spooky Home Sounds: With Halloween just around the corner, you might be hearing some mysterious bangs, pops, scratches, or whistles around the house. We'll decode these top mystery noises of the season, explain what they really mean, and show you how to fix them before they give you the creeps! - Saving Money on Your Water Heater: Your water heater might be silently draining your wallet. We'll share smart ways to cut energy costs, reduce water waste, and keep your hot water flowing efficiently, plus tell you how to score up to $600 in tax credits for making a smart upgrade. Q & A: - Marcus in Louisiana asks about thermal barriers for his attic. We confirm that these radiant barriers do work by reflecting heat, but require proper perpendicular and clean installation to be effective. - Ellie in Wisconsin is celebrating a new home and wants to install wall shelving in her bathrooms. We encourage her DIY spirit, with advice on suitable anchors for lighter items in drywall and the importance of matching anchor ratings to the shelf's weight. - Matt in Ohio is struggling with recurring mold in his shower. We identify improper ventilation and persistent moisture as the likely culprits, recommending a humidistat and antimicrobial caulk after managing the moisture issue. - Dan in Maryland has greasy kitchen cabinets above his stove and asks for cleaning recommendations. We recommend using Murphy's Oil Soap with warm water and microfiber cloths, along with a gentle abrasive pad for tougher spots. - Brad emailed us about building a large patio roof and asked about overlapping it with his existing house roof without connecting. We strongly advise against overlapping as a standalone structure, instead recommending securely tying the patio roof into the house for structural integrity. - Andrew, also via email, reported thunder-like vibrating sounds from the copper pipes in his basement after a new water heater was installed. We attributed this to loose pipes causing a "water hammer" effect and suggested securing them with brackets. ASK A QUESTION: Need help with your own home improvement or décor question? We'd love to help! Call the show 24/7 at 888-MONEY-PIT (888-666-3974) or post your question here: https://www.moneypit.com/ask. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Toy people, I see you. You're trying to run your business, deal with tariffs, build your brand, pitch your ideas, and maybe even answer customer questions at 3AM. But what if I told you that AI could actually help you make the most out of your time and money as you build your toy business?In this episode of Making It in The Toy Industry, I'm breaking down 3 powerful and unexpected ways to use AI tools to save money, reclaim your time, and scale smarter even if you're just getting started.Here's what we'll get into:How I'm using AI chatbots to help toypreneurs boost conversions (without hiring a 24/7 team)Why ChatGPT is officially my new Facebook Ads assistant, and how it cut my ad costs nearly in half The wildest one yet: AI playtesting. Yep. I asked ChatGPT to playtest a game… and what happened next blew my mind This episode will show you how AI can help you work smarter, stretch your dollars further, and keep your momentum going even when resources are tight. The truth is, we can't afford to ignore these tools, not when costs are rising and expectations are higher than ever.And if you're ready to bring your toy or game idea to life with the help of AI, join me for my upcoming bootcamp on September 23rd at learn.thetoycoach.com/bootcamp Listen for these Important Moments![00:46] - Learn how AI tools can help you save time, reclaim profits, and compete in a rapidly changing industry.[04:43] - Discover how to set up a smart chatbot that handles customer questions 24/7 and recovers missed sales.[11:32] - Hear how I cut my ad costs in half and created better campaigns without hiring a pricey ads manager.[18:09] - Simulate real player feedback with AI and test gameplay changes before you invest in physical prototypes.[27:06] - Get inspired to take action with AI and learn how to validate and pitch your idea with confidence.Send The Toy Coach Fan Mail!Support the showPopular Masterclass! How To Make & Sell Your Toy IdeasYour Low-Stress, Start-To-Finish Playful Product Launch In 5 Steps >> https://learn.thetoycoach.com/masterclass
Overwhelmed by estate planning? Here's where to begin, when to start planning, and how to make sure your plan actually works. In this episode, estate planning attorney Jenny Rozelle shares what documents you need to protect your loved ones from unnecessary stress and a legal mess. She explains why your age and assets don't matter, how to simplify the process, and what you can do to avoid probate court. You'll also hear cautionary tales of celebrity estate planning gone wrong and common misconceptions that could land your family in court. Topics discussed: Introduction (00:00) Jenny's background and legal career (01:36) Why you should start estate planning early (04:25) Documents you need for your 18-year-old (06:53) The advantages of organization and simplification (11:03) The hard truth of being executor or trustee (13:22) How to avoid probate court (15:09) The role of family dynamics in estate planning (18:03) Misconceptions about beneficiary designations (20:17) Tips to keep plans up to date (21:54) Celebrity estate cautionary tales (23:46) What holds people back from estate planning (26:28) What brought you JOY today? (28:35) Resources: Mitlin Financial: https://www.mitlinfinancial.com/ The JOY and Productivity Journal by Lawrence Sprung: https://www.amazon.com/JOY-Productivity-Journal-brought-mindset/dp/B0CYQFYW54/ Download Your Free Copy of the Couple's JOYful Money Guide: https://mitlin.us/CouplesJOY Connect with Larry Sprung: LinkedIn: https://www.linkedin.com/in/lawrencesprung/ Instagram: https://www.instagram.com/larry_sprung/ Facebook: https://www.facebook.com/LawrenceDSprung/ X (Twitter): https://x.com/Lawrence_Sprung Connect with Jenny Rozelle: Instagram: https://www.instagram.com/IndianaEstateElderLaw/ Twitter/X: https://x.com/jennyrozelle/ Facebook: https://www.facebook.com/IndianaEstateElderLaw/ LinkedIn: https://www.linkedin.com/in/jenniferrozelle/ Website: https://www.IndianaEstateElderLaw.com About Our Guest: Jennifer L. Rozelle (“Jenny”) is an Owner and Attorney at Indiana Estate & Elder Law. Since 2012, she has been assisting clients create all types of estate plans; be it for a young client with straight-forward needs, or an elderly loved-one who may need guidance on protecting a nest egg from assisted living or nursing home costs. Additionally, she helps clients in the areas of Medicaid, guardianship, special needs planning, probate, trust administration, and business/farm succession planning. Jenny and her husband, Justin, live on their small farm in Indiana with their basset hound, Flossie, and polled shorthorn cattle. If not at home, Jenny is likely either at Hinkle Fieldhouse cheering for the Butler Bulldogs, spending time with her family and friends, or traveling. Disclosure: Guests on the Mitlin Money Mindset are not affiliated with CWM, LLC, and opinions expressed herein may not be representative of CWM, LLC. CWM, LLC is not responsible for the guest's content linked on this site. This episode was produced by Podcast Boutique https://www.podcastboutique.com
There was a time when the only objective procurement had to satisfy was saving the company money, and the only way to do that was to negotiate tough with suppliers. Today, however, the business's expectations are much greater - a shift that is raising the bar for procurement professionals in all industries and across categories of spend. In this episode of The Sourcing Hero podcast, Host Kelly Barner welcomes back Philip Ideson, Founder and Managing Director at Art of Procurement. They take the opportunity to discuss one of the broader themes we are hearing about in procurement today, and that is procurement skill sets and their connection to business outcomes. Phil speaks from his own experience as a procurement professional and as someone covering the space through this major shift: The most important skill procurement can employ while trying to save money and also support the overall business How changes in the procurement operating model and tech stack are affecting the skills needed on the team Differences in category strategy and stakeholder groups and how those (should) impact procurement's approach Links: Philip Ideson on LinkedIn
We're back for Season 11 (after just a quick… four-year break
Are you looking to build your health with more fruits and vegetables, but worry about what that'll do to your grocery bills? Summer was great with farmer's markets and supermarket bins full of harvested produce sold at lower prices. But now it's Fall, and winter is fast approaching. That means fresh produce prices will be starting to rise more in the coming weeks. So what can you do? Well, I want you to know that there are some incredibly easy ways you can save money when grocery shopping, especially in the fresh produce section, and I want to tell you about it! In this episode, let me share 2 simple strategies I use to keep more money in my pocket. And I want this to be the case for you too. So grab your notebook and pen, and listen in! Contact -> healthnow@plantnourished.com Learn -> www.plantnourished.com Join -> Plant-Powered Life Transformation Course: www.plantnourished.com/ppltcourse Connect with Community -> www.facebook.com/groups/beginnerplantbaseddietsuccess Get Free 15-Minute Strategy Call -> www.plantnourished.com/strategycall Free Resource -> Quick Start Grocery Guide for Plant-Based Essentials: www.plantnourished.com/groceryguide Have a question about plant-based diets that you would like answered on the Plant Based Eating Made Easy Podcast? Send it by email (healthnow@plantnourished.com) or submit it by a voice message here: www.speakpipe.com/plantnourished
The Law School Toolbox Podcast: Tools for Law Students from 1L to the Bar Exam, and Beyond
Welcome back to the Law School Toolbox podcast! Today, we're speaking with Nikhil Agarwal from Juno about how law students can make smarter choices about student loans. We focus on the benefits of group negotiation for better interest rates and the differences between federal and private loans. Thanks to Juno for their support in sponsoring this episode! In this episode we discuss: An introduction to our guest, and the origin of Juno group loan negotiation Understanding student loan options The power of a lower interest rate How Juno's team guides students to make the best decisions for themselves Resources JoinJuno.com (https://joinjuno.com/) Podcast Episode 96: How to Rapidly Pay Off Law School Debt (with Guest Financial Panther) (https://lawschooltoolbox.com/podcast-episode-96-how-to-rapidly-pay-off-law-school-debt-with-guest-financial-panther/) Podcast Episode 383: Talking About Money with Jesse Mecham, Founder of You Need A Budget (https://lawschooltoolbox.com/podcast-episode-383-talking-about-money-with-jesse-mecham-founder-of-you-need-a-budget/) The Reality of Law School Debt and Planning for It (https://lawschooltoolbox.com/the-reality-of-law-school-debt-and-planning-for-it/) 5 Strategies to Save Money in Law School (https://lawschooltoolbox.com/5-strategies-to-save-money-in-law-school/) Download the Transcript (https://lawschooltoolbox.com/episode-521-smarter-borrowing-how-juno-helps-lower-student-loans/) If you enjoy the podcast, we'd love a nice review and/or rating on Apple Podcasts (https://itunes.apple.com/us/podcast/law-school-toolbox-podcast/id1027603976) or your favorite listening app. And feel free to reach out to us directly. You can always reach us via the contact form on the Law School Toolbox website (http://lawschooltoolbox.com/contact). If you're concerned about the bar exam, check out our sister site, the Bar Exam Toolbox (http://barexamtoolbox.com/). You can also sign up for our weekly podcast newsletter (https://lawschooltoolbox.com/get-law-school-podcast-updates/) to make sure you never miss an episode! Thanks for listening! Alison & Lee
After you listen:Find more resources from Schwab on Travel Planning.Learn more about budgeting for travel on our episode, "How Do You Save for Vacations & Travel?"In this episode of Financial Decoder, host Mark Riepe shares five practical strategies to save money on domestic travel. Learn how to book flights and hotels at the right time, travel off-peak for better deals, and take proper advantage of credit card travel perks. Whether you're planning a road trip, family vacation, or a weekend getaway, these money-saving tips can help you stretch your budget and enjoy the journey stress-free.Financial Decoder is an original podcast from Charles Schwab. For more on the series, visit schwab.com/FinancialDecoder. If you enjoy the show, please leave us a rating or review on Apple Podcasts.Reach out to Mark on X @MarkRiepe with your thoughts on the show.Follow Financial Decoder on Spotify to comment on episodes.Important DisclosuresThis material is intended for general informational and educational purposes only. This should not be considered an individualized recommendation or personalized investment advice.Where specific advice is necessary or appropriate, you should consult with a qualified tax advisor, CPA, Financial Planner, or Investment Manager.All expressions of opinion are subject to change without notice in reaction to shifting market, economic or political conditions.The Schwab Center for Financial Research is a division of Charles Schwab & Co., Inc.0925-DME4
Shop Talk shares a story generated by ChatGPT. The writer, Laura Beck, asked AI to identify the biggest money drains for retirees. Caught My Eye reveals some of the “insider” codes that Disney staff used at the theme parks to identify issues such as people dispersing loved one's ashes. Also, Olympic Diver and gold medalist, Greg Louganis, has sold his LA house, possessions, and medals and moved to the country of Panama to start anew. Our Business Birthday celebrates William H. Danforth, the founder of Ralston Purina. Reminder: September is Criterion Month on the show. Listen to “John says, Pick That Flick” for a chance to win. We're all business. Except when we're not. Apple Podcasts: apple.co/1WwDBrC Spotify: spoti.fi/2pC19B1 iHeart Radio: bit.ly/4aza5LW Tunein: bit.ly/1SE3NMb YouTube Music: bit.ly/43T8Y81 Pandora: pdora.co/2pEfctj YouTube: bit.ly/1spAF5a
Steve Lopez tells the story of his first BIG Tour Level win on the MLF Invitational Title event of the season in La Crosse, WI on the Mississippi River.Learn about Supreme Lending Dream Team - https://bit.ly/DreamBigHBHellaBass LIVE now BOOSTED by Power House Lithium - https://bit.ly/HB-PHL**Want to Donate?**https://paypal.me/HellaBassVenmo - hellabass—————————————————————————▼ SAVE MONEY & SUPPORT HELLABASS ▼Get 15% off at ARSENAL Fishing w/ code: HELLABASS15 - http://bit.ly/ArsenalShopGet 15% off at OMNIA Fishing w/ code: OMHBPXTK1 - https://omnia.direct/HBOmnia——————————————************************************** #HellaBass #BassFishing #PodcastDisclaimer: Some of the links in this description are affiliate links. If you make a purchase through these links you'll help support this bass fishing channel at no additional cost to you. Win/Win! Thanks!
In this episode of the Dr. Gundry Podcast, I'm diving into the surprising truths about protein — from the hidden dangers in everyday choices to the underrated sources that could actually help repair your gut, fuel your energy, and keep your brain sharp.Whether you want to feel stronger, support your digestion, or simply make smarter food choices, this episode will change the way you think about protein.For full show notes and transcript: https://drgundry.com/healthiest-protein-optionsThank you to our sponsors! Check them out: Get convenient, high-quality, and affordable groceries delivered with Thrive Market. Get $80 in free groceries at thrivemarket.com/gundrypodcast.For all your blue-light and EMF-blocking accessories, go to boncharge.com/GUNDRY and use the coupon code GUNDRY to save 15% off your entire order.Visit Juvent.com/GUNDRY and use code GUNDRY at checkout to get an extra $300 off your Juvent Micro-Impact Platform. Get a quote today at Progressive.com.Make the swap to non-toxic cookware. Get 10% off sitewide on nontoxic cookware at fromourplace.com using the code GUNDRY.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Hey Mama! I know how exhausting it can be to keep up with the tracking of your money. I don't want to do it and I know you don't want to do it. You don't have the time, the desire. You just want something simple and that is exactly what I am giving you today! In today's episode we are going to ditch the traditional style of tracking your money and lean into a simpler tracking system. This one takes less time and allows you to see what is going on in the moment without carrying around a huge tracking planner or relying on apps. So go get your drink, open your heart to God and let's dive in. Much Love Molly P.S. I want to invite you to grab some Budget Coaching. This is where I walk you through setting up your budget and coach you through sticking to it. To learn more, email me at mollybenell@gmail.com and let's get you out of the overwhelm and into confidence. . . . Next Steps: . Book a Call . Join The Community . Become an Insider . Questions? Email me at mollybenell@gmail.com . Resources: 40. My Number One Rule That Keeps You From Spending Money You Don't Have! 87. Want an Easy Way to Save Money? Split Up Your Income Into These 8 Accounts. 116. My Top 3 Budgeting Systems to Live Stress Free on One Income. 127. Ready to Reach Your Goals? Create Categories You Will Actually Stick To.
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In episode 485, Stacey Richter interviews Dr. Cristin Dickerson on the topic of direct contracting for imaging services. They discuss the high costs of imaging, which can account for 6-11% of a plan sponsor's healthcare spend. The episode covers the potential for significant cost savings and improved patient access through direct contracting, bypassing traditional TPAs that may have conflicts of interest or contractual constraints. Dr. Dickerson, who is the founding partner of Green Imaging, explains how her organization has successfully implemented direct contracting, providing affordable and high-quality imaging services nationwide. They also address common barriers such as complexity in coding and payment processes, the reluctance of TPAs, and the habitual referral to 'down the hall' services. The conversation highlights the importance of price transparency, patient education, and how Green Imaging supports plan sponsors in navigating these challenges. === LINKS ===
The Wealthy Woman's Podcast | Save Money, Invest, Build Wealth, Manage Money, Overspending, Finances
Click Here to book your complimentary 1:1 Money Coaching Consultation. Want even more? Check out my Private Podcast—5 binge-worthy episodes you won't hear here. Click here to listen to this exclusive series. Follow Me on Instagram → @germainefoleycoaching
The start of any school year is always an emotionally charged time, whether you're a child or an adult. But as a parent that excitement can quickly turn into stress and anxiety when money is tight. In July 2024, retail marketing consultancy Gekko reported that UK parents were set to shell out an average of £452.40 per child on back-to-school supplies, which combined adds up to a whopping £2.3 billion at a national level. What are the most expensive back-to-school items then? It must be even harder in the middle of the cost-of-living crisis, mustn't it? Where are the best places to look for discounts? In under 3 minutes, we answer your questions! To listen to the last episodes, you can click here: Which colours go well together according to science? How can I get cheaper flight tickets? What does eating junk food do to our brains? A podcast written and realised by Joseph Chance. First Broadcast: 2/9/2024 Learn more about your ad choices. Visit megaphone.fm/adchoices
As part of a workforce development program, young people are visiting neighbors to assess their water and energy efficiency. Learn more at https://www.yaleclimateconnections.org/
There are simple and practical strategies to quickly build savings—including cutting unnecessary subscriptions, automating savings, maximizing rewards, and other smart money moves. Today's Stocks & Topics: SMCI - Super Micro Computer Inc., Market Wrap, Silver, EXK - Endeavour Silver Corp., UPS - United Parcel Service Inc., 12 Totally Free Ways to Save Money Fast and Boost Your Passive Income, CELH - Celsius Holdings Inc., Stagflation, MAA - Mid-America Apartment Communities Inc., INVH - Invitation Homes Inc., Retirement Accounts, Labor Market and Lack of Immigration.Our Sponsors:* Check out Avocado Green Mattress: https://www.avocadogreenmattress.com* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Mint Mobile: https://mintmobile.com/INVESTTALK* Check out Upwork: https://upwork.comAdvertising Inquiries: https://redcircle.com/brands
In this episode Paul Jamison concludes the two part series on some of the best ways to save money in your lawn care business and in your personal finances.
Is is possible to be a film photographer and save money? Shutter Brothers Wayne and Kevin think so, and they break it down in their latest UJC Podcast. And it's not just about shooting cheaper film. The Shutter Bros. also share memories of The Great Film Photo Meetup, which took place August 9-10 in Chattanooga, Tennessee. Well over twenty film photographers (ncluding several podcast hosts) from from at least seven states gathered in The Scenic City to make photographs and get to know each other. The event was a complete success, and the only question now is where will it be held next year? Stay tuned. Wayne and Kevin round out the show with an email updste from listener Ryan regarding his effort to use an LED light source for his enlarger. Happy Photography!
In this episode Paul Jamison shares some practical ways to save money!
Saving vs spending... there's no question which one is more fun, right? Obviously, spending! By comparison, saving feels like a chore, something you ought to do, the responsible thing to do, but is definitely less fun. After all, you get something when you spend -- an item, an experience, a service. With saving you get, well, just more money in a pile somewhere. As Jesse points out, no one says "I have a saving problem" but you hear "I have a spending problem" all the time. It's because spending is concrete. It has weight to it. Spending has a clear line to the value of the money being spent and what you value in the spending of it. Saving money is actually a misnomer. All money exists to be spent, whether it's now or in the future. Savings is really just spending that will take place in the future. When you follow the YNAB method and give every dollar a job, including your "savings" dollars, you are planning for how you will spend that money in the future. You're making your savings concrete, putting a vision behind those dollars. When you reframe the idea of saving like that, all of a sudden it becomes much easier to do! Watch The Jesse Mecham Show on YouTube: https://www.youtube.com/@jessemechamshow Got a question for Jesse? Send him an email: askjesse@ynab.com Sign up for a free 34-day trial of YNAB at www.youneedabudget.com Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial
Instead of letting inflation hurt your finances, fight back by protecting your spending power and saving more money.This episode originally aired in August of 2022.Money Girl is hosted by Laura Adams. Click to find a full transcript.Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at 302-365-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links: https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdamshttps://lauradadams.com/
Groceries in 2025? Whew. Let's just say…it ain't pretty. Prices are still climbing, shrinkflation is in full effect, and Americans are still wasting almost 40% of the food we buy. Add tariffs and supply chain pressures on top, and it feels like we're paying more, getting less, and throwing too much of it away.The good news is you don't have to stay stuck in the cycle. In this episode, we're breaking down 4 real-world strategies to fight back against rising grocery bills without sacrificing flavor or convenience.We'll get into:Why shrinkflation is more than just smaller chip bags, and how bulk shopping gives you the upper handThe underrated art of “eating what you already have” (a.k.a. not letting random leftovers boss you around)When to splurge where it matters and save where it doesn't Restaurant and takeout hacks that let you enjoy the vibe without paying full priceIf food is one of the top three line items blowing up your budget, this episode will help you take back control and maybe even have some fun with it.Links: Listen to Episode 147: Is a Costco membership worth it? (or watch it on YouTube)Watch our mini-doc Taste the Impact | The Money Behind Every Meal How we eat well without going brokeListen to Episode 132: Navigating the Grocery Wars Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow
On this week's Just the Tip we share our best advice for saving money on the hotels you book! Accommodation costs can really add up, and often is the top cost driver for a trip. Use our tips to save a few bucks without sacrificing any of the quality in your stay.- - - - - - - - - - - - - - - - - - - - - - - - - - - - - -Shop: Trip Itineraries, Amazon Storefront and TSP MerchConnect: YouTube, TikTok, and Instagram andcontact us at travelsquadpodcast@gmail.com to submit a question of the week or inquire about guest interviews and advertising.
How far would you go to save money? Because some people out there are taking frugality to a whole new and extreme level! In this episode, Jen and Jill explore wild, unhinged, and sometimes downright risky ways people try to save money and the consequences they might not see coming.
Suze Orman's Women & Money (And Everyone Smart Enough To Listen)
For the final installment of Suze’s deep dive on the new “Big Beautiful Bill” she focuses on how you can save more money with things like the child tax credit, auto loans, and small business deductions. Plus, learn exactly how no income taxes on tips and over-time will work as well as a new program to help set your child up, financially, for the future.See omnystudio.com/listener for privacy information.
You've heard the advice that to build wealth, you need to earn more, spend less, and invest consistently. But what if there was a clearer way to understand exactly where you stand financially — and what steps you should take to reach the next level?My guest, Nick Maggiulli, offers just such a framework. Nick is the creator of the Of Dollars And Data blog, the Chief Operating Officer at Ritholtz Wealth Management, and the author of The Wealth Ladder. Today on the show, he unpacks the Wealth Ladder concept, taking the complex, often overwhelming concept of personal finance and distilling it into six easy-to-understand wealth levels, each tied to specific net-worth milestones and financial freedoms.Nick walks us through each rung of the Wealth Ladder, from getting out of financial instability to achieving restaurant and travel freedom, and eventually reaching upper levels of significant financial independence. We discuss the distinct strategies you should utilize on each rung to make the most of that level and move on to the next. And we get into why your spending decisions should be based on your net worth rather than your income, how wealth allocation changes dramatically as you climb the ladder, and why increasing your earning potential becomes more important than penny-pinching as you progress.Whether you're just getting started or well on your financial journey, this episode provides actionable insights and practical wisdom for climbing the Wealth Ladder and securing a life of greater freedom and fulfillment.Resources Related to the PodcastNick's previous appearance on the AoM podcast: Episode #836 — Data-Backed Answers to Personal Finance ControversiesNick's previous book: Just Keep Buying: Proven Ways to Save Money and Build Your WealthNick's article: What is Coast FIRE? The Ultimate Guide to Semi-RetirementThe Missing Billionaires: A Guide to Better Financial DecisionsConnect With Nick MaggiulliOf Dollars and Data blogNick on XNick on LinkedInNick on IG