Podcasts about save money

Comedian Kevin Hart and SNL star Marcello Hernandez sit down to talk about their new movie “72 Hours”. Also, details on the growing trend of young adults moving back in with their parents to save money as prices continue to rise. Plus, Shop TODAY brings an edition of “What To Shop This Week” during the highly anticipated Nordstrom Sale. And, the story of Frost Valley YMCA, where children with serious illnesses can find a way to have a normal summer camp experience. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The cost of living crisis has seen food prices increase by as much as 65% according to the Office for National Statistics meaning that the average British household spends an extra £600 pounds a year on food. But considering that there is also about 4.5 million tonnes of food waste annually the possibility of reducing wasted food as well as bills has never been more needed. Reducing your bill at the checkout comes down largely to planning. Getting organised about how, when and where you buy your food as well as how you store and cook it is essential. For starters buying in bulk can really reduce costs. How can I reduce the amount I spend on food? How can I reduce my food waste? How can technology help? In under 3 minutes, we answer your questions! To listen to the last episodes, you can click here: ⁠⁠How much do surrogate mothers get paid?⁠⁠ ⁠⁠What is the Barnum effect?⁠⁠ ⁠⁠How to spot, prevent and treat heatstroke ?⁠⁠ A podcast written and realised by Amber Minogue. First broadcast: 08/12/2022 Learn more about your ad choices. Visit megaphone.fm/adchoices

In order to save money on your automobile, you have to be intentional. Tony Joe and Bob talk about tips to keep those costs down.

Full show notes: https://bengreenfieldlife.com/lotus In this episode with KJ Dhaliwal of Lotus AI, you'll hear how translating his immigrant parents' doctor visits as a child and years spent bouncing through fragmented specialty care as a teenager after a disc herniation shaped his mission to give 100 million Americans free, world-class primary care using AI. KJ breaks down how Lotus AI pulls your entire medical history from every clinic and hospital you've ever visited in minutes, unifies it with your wearables and genetic data, and makes it available to both a conversational AI and a network of real licensed physicians who can diagnose you, prescribe treatment, and refer you to a specialist in under two minutes at any hour of the day. We also touch on why hospitals are quietly selling your health data to pharma, how the business model works when the product is free, and why KJ believes the AI-powered general doctor is not just possible but already happening. KJ Dhaliwal is the founder and CEO of Lotus AI. Before Lotus, he co-founded the largest South Asian dating app, which he grew and sold. At Lotus AI, his mission is to collapse the cost of healthcare delivery while making world-class primary care free and permanently accessible to every American. Download the Lotus AI app here. If you are a physician, visit lotus.ai and sign up for Lotus Cortex. Episode Sponsors: Anthros: You can train hard and still undo a lot of that progress by sitting for the next eight hours, which is why Anthros takes a different approach, starting with a Precision Posture System at the pelvis so your spine naturally aligns, plus a built-in Clinical Posture Consult that helps identify issues you may not even realize you have. Go to anthros.com and use code BEN for an exclusive $200 discount and try it risk-free for 60 days. Timeline: Give your cells new life with high-performance products powered by Mitopure, Timeline's powerful ingredient that unlocks a precise dose of the rare Urolithin A molecule and promotes healthy aging. Mitopure now starts at $79 when you go to timeline.com/BEN. Quantum Upgrade: Recent research has revealed that the Quantum Upgrade was able to increase ATP production by a jaw-dropping 20–25% in human cells. Unlock a 15-day free trial with the code BEN15 at quantumupgrade.io. Dr. Murray Natural Products – ThymoQuin®: ThymoQuin® is a clinically researched black seed oil formulated to support healthy cortisol levels, improve resilience to everyday stress, and promote overall well-being. It's the only black seed oil that meets U.S. Pharmacopeia guidelines and is backed by human clinical research. Visit doctormurray.com/ben and use code BEN25 for 25% off all Dr. Murray Natural Products. Qualia Stem Cell: Qualia Stem Cell is a science-backed supplement designed to support your body’s natural repair system by enhancing stem cell function, helping you recover, renew, and maintain healthy tissues as you age. Taken just four days per month and formulated with premium, clinically supported ingredients, it’s an easy way to support long-term healing and vitality. Visit qualialife.com/boundless and use code BOUNDLESS for 15% off.See omnystudio.com/listener for privacy information.

387: Get food freedom from food addiction while saving money at the same time! I have Coach Lynda Barco on with me today, and in our conversation we discuss how she was able to lose weight, reduce pain, and break free from her past food addiction by going carnivore—and how you can too! We discuss common misconceptions around the carnivore diet, including whether it causes constipation or actually helps relieve it, whether eating red meat will cause a heart attack, why we need cholesterol for hormone production, and whether going carnivore saves you money or drains your bank account. Coach Lynda also shares how her own daughter, who was hospitalized and nearly died from ulcerative colitis, was able to go into remission after adopting a carnivore diet. So if you've been carnivore-curious and want to test it out for yourself, this episode gives tips on how to get started and what not to do when first beginning the carnivore diet. Topics Discussed: → How the carnivore diet has helped others → How the carnivore diet gives you food freedom → Misconceptions about the carnivore diet → Constipation relief → Remission from colitis → Tips for going carnivore → Finding what works for you As always, if you have any questions for the show please email us at digestthispod@gmail.com. And if you like this show, please share it, rate it, review it and subscribe to it on your favorite podcast app.  Sponsored By:  → Our Place | Go to https://fromourplace.com/digest and use code DIGEST for 10% → Santa Barbara Chocolate | Go to https://www.santabarbarachocolate.com/ and use code LILSIPPER for a discount sitewide! Timestamps: → 00:00:00 - Introduction  → 00:04:12 - Rapid Fire Questions → 00:05:26 - Meet Lynda Barco → 00:06:19 - Diet Before Carnivore → 00:11:24 - Carnivore + Constipation  → 00:14:22 - Carnivore Misconceptions   → 00:17:40 - Nutrient Deficiency  → 00:21:45 - Lynda's Daughter  → 00:31:29 - Going Off Carnivore  → 00:35:19 - Carnivore Mistakes  → 00:39:42 - Men vs Women  → 00:44:35 - Going Of The Carnivore Diet  → 00:46:31 - Trying Carnivore   Further Listening: → Ex-Vegan Turned Carnivore & Should We Really Be Eating a Stick of Butter a Day? | Bella Ma Check Out Lynda Barco: → Go Carnivore App → Website  → Instagram Check Out Bethany: → Bethany's Instagram: @lilsipper → YouTube → Bethany's Website → Discounts & My Favorite Products → My Digestive Support Protein Powder → Gut Reset Book  → Get my Newsletters (Friday Finds) Learn more about your ad choices. Visit megaphone.fm/adchoices

Over the last decade of living in Iceland, I've taken numerous solo trips around the country, including several solo camper van adventures. My very first solo camper van trip was a two-week Ring Road journey in May 2022, and it taught me more than I ever expected. I was excited, nervous, anxious, and completely ready to see what Iceland would feel like on my own. Since then, I've helped countless travelers plan their Iceland adventures through private consultations, and I've noticed the same questions and concerns come up repeatedly for people considering solo camper van travel. Whether you’re planning your first solo trip or simply looking for practical advice, these are 21 of my biggest lessons, mistakes, tips, and honest thoughts after years of exploring Iceland on my own. https://www.youtube.com/watch?v=vVLaVg5G618 The 21 Tips I Share About Taking a Solo Camper Van Trip in Iceland Why a Heater Is Essential in an Iceland Camper Van How to Keep Yourself and Your Belongings Safe The Security Mistake Most Travelers Don’t Think About Why Good Insurance Can Save You Thousands Don’t Forget a Portable Charger Learn a Few Icelandic Phrases Before You Go Master the Art of Layering for Iceland’s Weather Packing Cubes Are a Camper Van Game-Changer Choosing the Right Camper Van Size What Comes Included in Most Iceland Camper Vans Surviving Middle-of-the-Night Bathroom Runs Why Water Shoes Deserve a Spot in Your Bag Bring Your Favorite Snacks From Home Not All Iceland Campsites Are Created Equal Visit Local Swimming Pools for Relaxation and Connection Cooking in a Camper Van Is Better Than You Think How to Avoid Expensive Speeding Tickets Check Weather and Road Conditions Every Day Exploring Iceland’s Highlands as a Solo Traveler Where You Can (and Can’t) Camp in Iceland Why Solo Travel in Iceland Is Truly Transformative Resources for Planning Your Iceland Camper Van Trip The Ultimate Packing Checklist for Iceland  Iceland Discount Code Bundle – save loads while exploring Iceland The Ultimate Guide to Renting a Car in Iceland Private Iceland Trip Consultations 1. Rent a Camper Van with a Heater Even during summer, Iceland can get surprisingly cold at night. A heater can make the difference between a miserable night and a comfortable one. I personally use the Go Lite Camper from Go Campers, and I run the heater almost every trip, even in July and August. Since you’re traveling alone, you don’t have another person helping generate body heat inside the van, so staying warm becomes even more important. 2. Always Lock Your Van Iceland is incredibly safe, but that doesn’t mean you should be careless. Whenever I left my van, even for a quick bathroom run, I locked it. I also locked it while sleeping at night. Most thefts are avoidable by keeping valuables out of sight and securing your vehicle properly. 3. Protect Your Personal Belongings While camper van break-ins are uncommon, pickpocketing can happen in busy tourist areas such as Reykjavík and popular Golden Circle attractions. It’s sad to say that pickpocketing has increased in recent years, so you have to be vigilant with securing your personal items in your backpacks or pockets.  Keep your bag zipped, valuables secure, and never leave important items visible.  This doesn’t happen on a massive scale in Iceland but it is happening enough that I have to talk about it. As a solo travel, you don’t have anyone else to look out for you, which can make you an easier target. 4. Get the Best Insurance You Can Afford This is one area where I recommend not cutting corners. Sand and ash protection is especially important in Iceland. Strong winds can cause serious damage to vehicles, and repairs can become very expensive if you aren’t properly covered. While this does apply to everyone who rents a car or camper van in Iceland, I feel it is very important for solo traveling because you are bearing the full cost on your own if something happens to the vehicle. Better to be protected than to be surprised with a big bill later on for damage that was not covered. Check what your credit card covers, but don’t assume it includes Iceland-specific risks.  Save Money on Your Iceland Camper Van Rental You can use my discount link to save 7% on your camper van rental with Go Campers and receive a free sleeping bag. I use their cars and campers when I travel around Iceland, and I've partnered with them for over 4 years now. The main reasons? Their customer service is amazing, and they have a wide range of vehicles to choose from. When you click on my discount link (https://www.gocampers.is/?ref=allthingsiceland), choose the dates for your travel and the 7% discount will automatically be applied. Choose a sleeping bag under the “extras” section, and the total price won't increase. And just so you know, using my link gives me a small commission at no extra cost to you. It's one of the ways you're supporting All Things Iceland and the content I create. Thank you in advance for that. 5. Bring a Portable Charger Your phone becomes your camera, GPS, communication device, and safety tool while traveling. A portable battery pack (power bank) has saved me numerous times when filming content or spending long days on trails. Plus, it is always necessary to have a charged device just in case you need to call for help, especially when traveling solo. Here is an affordable power bank option. 6. Learn a Few Icelandic Phrases Even simple phrases like: Góðan daginn (Good day) Takk fyrir (Thank you) can create meaningful interactions with locals. One of my favorite memories was chatting with a farmer in North Iceland who was genuinely excited that I was attempting to speak Icelandic. It certainly is not necessary to do this but a little goes a long way, in this instance. It was nice to be able to connect with Icelanders along the way, when I felt uop to socializing. 7. Learn How to Layer Properly Iceland’s weather changes constantly. A proper layering system should include: Moisture-wicking base layer Insulating layer Windproof and waterproof outer layer Hiking pants Sturdy boots This helps you stay comfortable without overpacking. You can find all of the essentials to pack in my free Ultimate Packing Checklist for Iceland. 8. Use Packing Cubes Packing cubes completely changed my camper van experience. Instead of digging through piles of clothes, everything stays organized and easy to find. When you’re living in a small space, even on your own, organization matters. My trip felt much more enjoyable because I could easily find clothes when I needed to, so I could continue on my adventure. These packing cubes are great! 9. Choose the Right Size Camper Van In my opinion, the size of your camper van does matter. Just because you are one person, doesn’t mean that the smallest size is the most suitable. I personally prefer a mid-sized camper van because it offers enough space to be comfortable while remaining easy to drive and park. I absolutely loved the ability to convert the bed into a table is especially useful during bad weather. It is work to make the conversion but it is totally doable as a solo traveler. 10. Know What Equipment Comes with Your Van Many camper vans already come with many things you need. The Go Lite Camper  that I frequently used and the other camper vans from Go Campers include: Portable stove Pots and pans Plates and utensils Electric cooler Running water sink Knowing what’s already included prevents unnecessary packing, and makes your solo traveling experience much easier. 11. Prepare for Cold Middle-of-the-Night Bathroom Runs This might be the least glamorous part of camper van life. I dreaded getting out of the van in the middle of the night to use the bathroom but I couldn’t avoid it. For those who don’t know, summer in Iceland can mean a high of 60 degrees Fahrenheit. The evenings are normally chillier, so I figured out a strategy that works for me when it comes to these late night bathroom runs. Being warm and cozy inside your sleeping bag makes those late-night bathroom trips feel much harder. My solution: Park close to the bathroom Keep shoes near the door Have a sweater ready Bring your keys and phone I always locked my van when I left it, even in the middle of the night. Once, I got back in the van, I locked it again, because it made me feel secure knowing no one can get in the van while I slept. 12. Pack Water Shoes I learned this lesson the hard way. While visiting a hot spring in the Westfjords, I slipped and cut my toe. That was in the beginning of my first solo travel journey, and it sucked! It is not fun for that to happen, in general, but as a solo traveler, I was the only one there to take care of me. Yes, accidents can happen but some can be avoided. Bringing water shoes is added in protection from the elements, especially in natural hot springs. Water shoes provide: Better grip Foot protection Added safety at natural hot springs They’re now a permanent part of my packing list. Here are some water shoes that work well for Iceland. 13. Bring Your Favorite Snacks Travel fatigue is real. As a solo traveler, you are the only one making all of the decisions, cooking all the meals, doing the driving, and so on. Sometimes, you are too tired to make a full meal and if the weather is acting up, you might be in your van for a while. Having familiar snacks helps when you’re tired, hungry, or simply don’t feel like making another decision. Some of my favorites include: Protein bars Peanut butter and jelly sandwiches Instant meals – like Ramen Trail mix These were life savers during or after a long drive when I didn’t have the energy or time to cook a full meal. 14. Research Campsites in Iceland Before You Go Not all campsites are equal in Iceland. Some offer: Hot showers Laundry facilities Kitchens Electricity Amazing views Others provide only the basics in Iceland, and the price can still be the same! I like to use tjalda.is to search for camp sites all over Iceland that have the amenities that I want. If I found one that suited my needs, like a shower and laundry facilities, I would look up the Google Reviews for the place to see what others have said about it. Sometimes, I was willing to stay at a basic campsite because of its proximity to the attraction I was going to next, but I at least knew before I arrived that it was a basic campsite. It’s also helpful to know that in summer, all campsites in Iceland are open, but during fall, winter, and spring A little research ahead of time can significantly improve your trip, and help you manage expectations. 15. Use Local Swimming Pools to interact with Icelanders Because almost every town, even really small ones, have a  swimming pool in Iceland, there are over 100 of them to choose from.  They are fantastic places to: Relax Shower Meet locals Enjoy hot tubs and saunas They’re also one of the most authentic Icelandic experiences you can have. Whether you feel like socializing or just having a relaxing soak, add some local swimming pools to your itinerary. 16. Cooking in Your Camper Van Is Surprisingly Cozy One of my favorite discoveries was how enjoyable it is to cook inside the camper van during rainy or very windy weather. It’s comfortable, practical, and often much cheaper than eating out every day. Plus, in the Go Lite camper, there are vents in the ceiling and it is easy to open the doors for ventilation  17. Watch Your Speed or Potentially Bust Your Budget Iceland takes speeding seriously. Fines can be extremely expensive. I’ve heard of travelers paying: $500 or even over $900 As a solo traveler, those type of fines can completely bust your budget. Since that is totally avoidable, stick to the speed limits and enjoy the scenery instead. 18. Check Weather and Road Conditions Daily Conditions can change dramatically across Iceland, even within the same day. I remember driving in an area with blue skies and a completely clear road to then encounter snow on the road and cloud coverage. That all happened within an hour in East Iceland. Granted, I was driving higher up in elevation, but those conditions are entirely possible in Iceland. You can be prepared for them by checking the weather ahead of time. My go-to resources before heading out for the day in Iceland are: SafeTravel.is Road.is 19. Be Careful When Exploring the Highlands Solo The Highlands are incredible, but they require extra preparation. There are many places in the highlands that are not great for solo travel because the roads are intense due to deep river crossings. If you’re new to Highland driving, a beginner-friendly area I highly recommend is Hveradalir geothermal area in the Kerlingarfjöll mountain range. I have been there many times and it’s an incredibly beautiful place. The road can get a little rough but it doesn’t require a river crossing, which is a big relief for anyone traveling there. Before going there, make sure your camper van is approved and insured for driving on F-roads. 20. Camp Only at Designated Campsites Wild camping with a camper van is not allowed in Iceland. Following the rules helps protect Iceland’s nature and avoids costly fines. You must stay at an official campsites. I think this an especially positive law for solo travelers because you are at a spot where others are around in case you need help, it is safe, and there are facilities around for you to use. As I mentioned in #14, not all campsites in Iceland are created equal, so please do your research on which campsite suits you before going there. You normally do not need to pre-book a campsite. However, I highly recommend doing so, if you plan to camp during two occasions in Iceland. The first is Versulnarmannahelgi (Shop Keeper’s weekend). It’s always the weekend that includes the first Monday in August. During that weekend, many Icelanders go camping around the country, so the popular campsites get booked up. The second occasion is specific to 2026, which is the Total Solar Eclipse on August 12th. The prices for hotels and accommodations are thousands of dollars per night. Even camper van prices have increased for that week due to demand. It is worth booking campsites for at least the 11th and 12th. 21. Solo Travel in Iceland Is Truly Transformative This might be the most important lesson of all. Traveling alone gives you space to think, reflect, and experience Iceland at your own pace. Some of my favorite memories are simply standing in nature, listening to the wind, watching the landscape, and appreciating the freedom that comes with solo travel. It’s not always comfortable, but it is incredibly rewarding. Resources for Planning Your Iceland Camper Van Trip If you’re planning your own adventure around Iceland, these free resources can help: Ultimate Iceland Packing Checklist Know exactly what to pack for every season. Iceland Discount Code Bundle Save money on: Camper vans Car rentals Tours Activities Accommodations Iceland Car Rental Guide Learn about: Road signs Driving rules Insurance Road conditions Common mistakes visitors make Need Personalized Help? I also offer a limited number of private trip consultations where I help travelers create an itinerary, choose the right route, and maximize their time in Iceland. Happy travels, and I hope your solo Iceland adventure is as memorable as mine has been. Random Fact of the Epiosde During one of my camper van trips, I actually got stuck in the mud and had to get help getting out. Thankfully, someone kind helped because rescue services in Iceland can sometimes cost close to $1,000 depending on the situation. Icelandic Word of the Episode Húsbíll – camper van Hús means House in Icelandic and bíll means car, so it is literally a house car. Share this with a Friend Facebook Pinterest Threads Email Let’s Be Social Youtube Instagram Tiktok Facebook Þakka þér kærlega fyrir að hlusta og sjáumst fljótlega. Thank you for listening and see you soon.

Do you love to spend but struggle to save? In this episode, Art Rainer shares practical, biblical strategies to help Spenders break the cycle of impulse spending, build margin, and take their next step toward biblical financial health.Resources:8 Money MilestonesAsk a Money Question!

Have you ever cut a pear into fresh crisp slices to add to a salad or packed them as a snack to enjoy later…only to have them turn brown and look unappetizing to eat? You've noticed this happening with other fruit like apples too.   So how do you keep pear and apple slices looking fresh and edible?   Let's tackle this common issue in the plant-based kitchen today. In this 2nd episode of a Summer Series spotlighting specific Community questions, I'll share with you some easy kitchen hacks to help the fruit pieces you cut stay looking fresh and delicious. This will help you enjoy more of what you buy, cut food waste and help you save on grocery dollars. Tune in!     Join -> Plant-Powered Life Transformation Course: www.plantnourished.com/ppltcourse Contact -> healthnow@plantnourished.com Learn -> www.plantnourished.com Enjoy 1:1 Coaching Support -> https://www.plantnourished.com/coachingwaitlist Get Free 15-Minute Strategy Call -> www.plantnourished.com/strategycall Free Resource -> 7 Ways to Test-Drive a Plant-Based Diet: www.plantnourished.com/testdrive     Have a question about plant-based diets that you would like answered on the Plant Based Eating Made Easy Podcast? Send it by email (healthnow@plantnourished.com) or submit it by a voice message here: www.speakpipe.com/plantnourished     [Plant Based Eating, Kitchen Hacks, Fruits, Healthy Eating, Save Money, Plant-based Eating on a Budget, Produce Hacks]

In this episode of Real Life Momz, host Lisa Foster sits down with former grocer and cookbook author Carol Ann Kates to uncover hidden tricks to transform your grocery shopping experience. Carol shares insider knowledge from her new book, Grocery Shopping Secrets, and reveals how to stretch your budget while reducing food waste.About Carol Ann KatesWebsite: https://www.carolannkates.comInstagram: https://www.instagram.com/carolannkatesFacebook: https://www.facebook.com/p/Carol-Ann-Kates-KitchenLinkedIn: https://www.linkedin.com/in/carol-ann-katesBook: Grocery Shopping Secrets by Carol Ann Kates ⁠⁠⁠(As an Amazon affiliate, at no extra cost to you, we will earn a small commission from qualifying purchases.)About the Host:Real Life Momz on Instagram:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/reallifemomz⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Real Life Momz on Facebook:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ https://www.facebook.com/reallifemomzpodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Follow on YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://youtube.com/@reallifemomzpodcast4048?si=jj5bQ_Afhyl0ZNi7⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Susan Guthrie turns to a subject that keeps more people up at night than almost any other one in divorce: money. Specifically, how to protect it, and how to stop spending it in the wrong places. Heather Locus is a CPA, certified financial planner, and certified divorce financial analyst with a rare gift for taking the most complicated financial pieces of divorce and making them feel manageable. In this episode, Heather shares her top strategies for saving money in your divorce, from the common mistakes that quietly drain your settlement to the smart moves that keep more of your hard-earned dollars where they belong, with you. Together, Susan and Heather walk through her five ways to save money in a divorce, from getting organized early and assembling the right support team, to keeping business and emotion separate, to using her Settle Smart projections to see the road ahead. As Heather points out, these are critical points whether you have millions in the bank or are living paycheck to paycheck. What You'll Learn Why something as simple as setting up a separate email for divorce communications can save real time, money, and stress What discernment counseling is, and how pausing to consider it can save money in your divorce negotiations, even if you still end up divorcing Why having laser focused priorities, for yourself and for your spouse, is the key to smart negotiating How to assemble the right support team, and when mediation, collaborative divorce, or traditional litigation is the better fit Why remembering "it's business" helps you make financial decisions instead of emotional ones What Settle Smart is, and how modeling your financial future helps you know what to accept, and what's worth continuing to negotiate for Episode 3 of 8 in the Divorce & Beyond Summer Essentials Series. This summer, Divorce & Beyond brings back 8 the episodes listeners reach for most, the conversations with the clearest, most practical guidance for anyone thinking about, going through, or rebuilding after divorce. New Essentials air every other Monday all summer. Follow the show so you never miss one.  About this week's special guest: Heather Locus Heather founded the National Divorce Practice Group at BDF Private Wealth to help divorcing individuals consciously navigate their divorce's emotional and business aspects. From hiring the right fit attorney through their SettleSmart™ analysis, then implementing the divorce decree and auditing it annually, Heather ensures you have the resources you need to start your next chapter on a firm footing. Heather founded our Women's Service Team in 2006 to help female executives and business owners, widows, and women transitioning through divorce. After going through her own divorce in 2011, she realized how much more we could do to support divorcing women and men with a practice dedicated to serving their unique needs. Heather is driven by deep empathy to help divorcing individuals have clarity and confidence in finalizing their divorce. A Forbes “America's Top Women Advisor,” Heather is a nine-time “Five Star Wealth Manager” according to Chicago magazine, was named an “Influential Women in Business” by The Business Ledger, a “Top 200 Wealth Advisor Mom” by Working Mother, and an InvestmentNews “Woman to Watch.” Heather is an author of two books on divorce and has contributed to leading publications, including The Wall Street Journal, Crain's Chicago Business, Family Lawyer Magazine, and Divorce Magazine on multiple topics. She is a CPA, CFP® practitioner, and a Certified Divorce Financial Analyst (CDFA®) professional and has completed intensive executive coaching and divorce mediation training. Heather loves learning from her teenage son and daughter and working with organizations she is passionate about, including After School Matters, The Lilac Tree, Between Friends, and Make-A-Wish Foundation. For more information on Heather: Call/Text Heather at 312-312-2144 or email hlocus@bdfllc.com if you or a friend are contemplating or in the middle of a divorce. Financial Issues in Divorce: A Client Handbook: Heather's latest book written for the American Academy of Matrimonial Attorneys. Listen to Heather's prior episode of Divorce & Beyond:   Negotiating Your Financial Future: Key Factors to Consider with Leading Divorce Financial Professional, Heather Locus" on The Divorce & Beyond Podcast with Susan Guthrie, Esq. #114 If This Episode Helped You Follow Divorce & Beyond so you never miss an episode. Share it with someone who needs clear, reliable guidance right now. And if you have a moment, a five-star review makes a real difference in helping the show reach the people who need it most. Follow Divorce & Beyond Website: divorceandbeyondpod.com Instagram: instagram.com/divorceandbeyondpod About the Host: Susan Guthrie, Esq. Susan Guthrie is one of the nation's leading family law and mediation attorneys, with more than 35 years of experience helping people navigate divorce with clarity and strategy. She is the Immediate Past Chair of the American Bar Association Section of Dispute Resolution, a best-selling author, and a sought-after speaker and trainer. Susan recently appeared as the featured expert on The Oprah Podcast and has been cited in The Wall Street Journal, Forbes, Town & Country, The Washington Post, NewsNation, and NBC Chicago Today, among others. As the creator and host of Divorce & Beyond, ranked in the top 1% of all podcasts worldwide with more than 1.3 million downloads and an Apple Top 100 Self-Help designation, Susan brings together leading legal and mental health experts to help listeners move through divorce and into what comes next. Learn more at divorceandbeyondpod.com/about.   Disclaimer: The commentary and opinions shared on this podcast are for informational and entertainment purposes only and do not constitute legal advice. Consult a licensed attorney in your state regarding your specific situation.  

Hour 4 of Jake & Ben on July 10, 2026 Chandler Holt Joins Live from Las Vegas to Talk Darryn Peterson's Summer League Matchup Against AJ Dybantsa Victor Wembanyama Signs Max Deal to Save Money for San Antonio Food For Thought

Jake & Ben Full Show from July 10, 2026 Hour 1 College Football Playoff Executive Director Rich Clark had this to say at Big 12 Media Days Takeaways from Darryn Peterson vs AJ Dybantsa in Summer League, Big 12 Gets "Monster" Brand Jersey Patches, Bill Armstrong Defends Barrett Hayton Contract More on Taylor Swift's Wedding Hour 2 BYU Insider Mitch Harper joined the show to talk about BYU's upcoming season. It's a big year for Bear Bachmeier, can he live up to the hype? Who's Side do you take on this Donovan Mitchell Argument? Jake's or PK's? Audio Vault: Remember when the City of Cleveland Made a Song for LeBron James? Hour 3 Sly Sylvester Sits in to talk Utes & What It's Like at Media Days Sly's Thoughts on Morgan Scalley Taking over Utah Football What Does Sly think of the Walker Kessler Trade? Hour 4 Chandler Holt Joins Live from Las Vegas to Talk Darryn Peterson's Summer League Matchup Against AJ Dybantsa Victor Wembanyama Signs Max Deal to Save Money for San Antonio Food For Thought

What would your future self say to you today?Would they thank you... or ask why you waited so long to start?Every financial decision you make today shapes the life you'll live tomorrow. In this episode, we explore why saving money is one of the greatest gifts you can give your future self and how small choices today can lead to lasting financial security.If you want to build better money habits, reduce financial stress, and create a stronger financial future, this episode is for you. Learn why you don't have to be perfect. You just have to begin.What you'll learn:Why the future never feels urgent until it arrivesHow saving is an act of self-care, not self-sacrificeWhy small, consistent habits create life-changing resultsA simple exercise to help you make better financial decisions today

Saving money on ballet doesn't have to mean cutting corners on your training, and that's exactly what this episode is about. Where I live, the cost of everything has gone up, and ballet is no exception. Classes are more expensive, dancewear is more expensive, and don't even get me started on pointe shoes.I'm sharing all my favorite ways to save money as an adult dancer, how to use YouTube strategically, how to get more studio classes for less money, maximize private private lessons, ways to save on dancewear, how to make your shoes and tights last longer, and how building a simple budget can make your ballet needs (and wants) less overwhelming and more attainable. If the cost of training has been stressing you out, this episode is for you!

You might be surprised to learn that how we use our electric devices can make real changes to our energy consumption and our bills. So here are some simple tips to help you change your habits and save on your energy bills.  Many appliances use energy even when they are on standby. Chargers still draw power even if the device is not connected, media players, Phones with displays that show when not in active use, like cordless phones and smart home appliances like refrigerators, washer and dryers that have always-on displays and many more. What if I need to leave things on standby? How can I save money by changing the way I use appliances? In under 3 minutes, we answer your questions! To listen to the last episodes, you can click here: ⁠What is a transference in psychiatry?⁠ ⁠Does cold weather really make us sick?⁠ ⁠How to save money on your heating bill this winter?⁠ A Bababam Originals podcast written and realised by Amber Minogue. First broadcast: 05/01/2023 Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3616: Courtney Luke explains that lowering car expenses isn't about finding one magic trick, it comes from making smart decisions with maintenance, insurance, driving habits, and vehicle purchases. Discover practical ways to reduce repair bills, protect your budget, and keep your car running reliably while saving money over the long term. Quotes to ponder: "Your car is more than just a set of wheels, it's an investment in your financial wellbeing." "A little touch of smart investing now can save you a ton of money down the road." "Regular maintenance, safe driving, and good warranty and insurance coverage help keep your car running smoothly and prevent more serious (and expensive) problems from cropping up." Episode references: AARP: https://www.aarp.org/ Defensive Driving Courses: https://www.defensivedriving.com/ AAA: https://www.aaa.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3616: Courtney Luke explains that lowering car expenses isn't about finding one magic trick, it comes from making smart decisions with maintenance, insurance, driving habits, and vehicle purchases. Discover practical ways to reduce repair bills, protect your budget, and keep your car running reliably while saving money over the long term. Quotes to ponder: "Your car is more than just a set of wheels, it's an investment in your financial wellbeing." "A little touch of smart investing now can save you a ton of money down the road." "Regular maintenance, safe driving, and good warranty and insurance coverage help keep your car running smoothly and prevent more serious (and expensive) problems from cropping up." Episode references: AARP: https://www.aarp.org/ Defensive Driving Courses: https://www.defensivedriving.com/ AAA: https://www.aaa.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3616: Courtney Luke explains that lowering car expenses isn't about finding one magic trick, it comes from making smart decisions with maintenance, insurance, driving habits, and vehicle purchases. Discover practical ways to reduce repair bills, protect your budget, and keep your car running reliably while saving money over the long term. Quotes to ponder: "Your car is more than just a set of wheels, it's an investment in your financial wellbeing." "A little touch of smart investing now can save you a ton of money down the road." "Regular maintenance, safe driving, and good warranty and insurance coverage help keep your car running smoothly and prevent more serious (and expensive) problems from cropping up." Episode references: AARP: https://www.aarp.org/ Defensive Driving Courses: https://www.defensivedriving.com/ AAA: https://www.aaa.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Herb Weisbaum, The ConsumerMan and Contributing Editor at Checkbook.org, joins John Landecker to play fact or fiction about gas. Then Herb shares tips on how to save money on gas.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3614: Emily Guy Birken explains how simple organizational systems can reduce everyday expenses and stress. From creating a consistent laundry routine and maintaining a snack-ready pantry to managing paperwork with an effective filing system, these practical habits help prevent wasted money, eliminate late fees, and make daily life run more smoothly. Read along with the original article(s) here: https://ptmoney.com/organize-your-life-save/ Quotes to ponder: "Getting organized may seem like it requires discipline, but in fact the opposite is true. Once you put habits in place and make them automatic, you don't even have to think about organization." "The trick to organizing paperwork is having a simple system." "Making the change in habits is a slow process, but even tackling one bad organizational habit will make a big difference, both in your stress level and in your finances." Episode references: Getting Things Done: The Art of Stress-Free Productivity: https://gettingthingsdone.com/what-is-gtd/ FlyLady: https://www.flylady.net Wealthfront's high-yield Cash Account: ⁠⁠https://wealthfront.com/OFD⁠⁠ This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The Optimal Finance Daily Podcast, Diana Merriam (collectively "Media Partner") are not clients of Wealthfront. The Media Partner receives cash compensation from Wealthfront Brokerage for this paid endorsement placed in their video, creating a conflict of interest. More details available via the referral link. The Direct Deposit Plus Investing Program from Wealthfront Advisers LLC and Wealthfront Brokerage LLC provides eligible clients a 0.25% APY increase above the base APY on eligible Cash Account balances (up to an overall boosted rate of 4.30% for a limited time when including the 0.75% APY boost for new clients) when you direct deposit $1,000 a month, plus open, fund, and maintain an investing account. Wealthfront may change or end the program at any time and determine eligibility at its discretion. Terms apply. Full details at ⁠⁠wealthfront.com/promo-terms⁠⁠.  The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”).. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3614: Emily Guy Birken explains how simple organizational systems can reduce everyday expenses and stress. From creating a consistent laundry routine and maintaining a snack-ready pantry to managing paperwork with an effective filing system, these practical habits help prevent wasted money, eliminate late fees, and make daily life run more smoothly. Read along with the original article(s) here: https://ptmoney.com/organize-your-life-save/ Quotes to ponder: "Getting organized may seem like it requires discipline, but in fact the opposite is true. Once you put habits in place and make them automatic, you don't even have to think about organization." "The trick to organizing paperwork is having a simple system." "Making the change in habits is a slow process, but even tackling one bad organizational habit will make a big difference, both in your stress level and in your finances." Episode references: Getting Things Done: The Art of Stress-Free Productivity: https://gettingthingsdone.com/what-is-gtd/ FlyLady: https://www.flylady.net Wealthfront's high-yield Cash Account: ⁠⁠https://wealthfront.com/OFD⁠⁠ This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The Optimal Finance Daily Podcast, Diana Merriam (collectively "Media Partner") are not clients of Wealthfront. The Media Partner receives cash compensation from Wealthfront Brokerage for this paid endorsement placed in their video, creating a conflict of interest. More details available via the referral link. The Direct Deposit Plus Investing Program from Wealthfront Advisers LLC and Wealthfront Brokerage LLC provides eligible clients a 0.25% APY increase above the base APY on eligible Cash Account balances (up to an overall boosted rate of 4.30% for a limited time when including the 0.75% APY boost for new clients) when you direct deposit $1,000 a month, plus open, fund, and maintain an investing account. Wealthfront may change or end the program at any time and determine eligibility at its discretion. Terms apply. Full details at ⁠⁠wealthfront.com/promo-terms⁠⁠.  The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”).. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3614: Emily Guy Birken explains how simple organizational systems can reduce everyday expenses and stress. From creating a consistent laundry routine and maintaining a snack-ready pantry to managing paperwork with an effective filing system, these practical habits help prevent wasted money, eliminate late fees, and make daily life run more smoothly. Read along with the original article(s) here: https://ptmoney.com/organize-your-life-save/ Quotes to ponder: "Getting organized may seem like it requires discipline, but in fact the opposite is true. Once you put habits in place and make them automatic, you don't even have to think about organization." "The trick to organizing paperwork is having a simple system." "Making the change in habits is a slow process, but even tackling one bad organizational habit will make a big difference, both in your stress level and in your finances." Episode references: Getting Things Done: The Art of Stress-Free Productivity: https://gettingthingsdone.com/what-is-gtd/ FlyLady: https://www.flylady.net Wealthfront's high-yield Cash Account: ⁠⁠https://wealthfront.com/OFD⁠⁠ This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The Optimal Finance Daily Podcast, Diana Merriam (collectively "Media Partner") are not clients of Wealthfront. The Media Partner receives cash compensation from Wealthfront Brokerage for this paid endorsement placed in their video, creating a conflict of interest. More details available via the referral link. The Direct Deposit Plus Investing Program from Wealthfront Advisers LLC and Wealthfront Brokerage LLC provides eligible clients a 0.25% APY increase above the base APY on eligible Cash Account balances (up to an overall boosted rate of 4.30% for a limited time when including the 0.75% APY boost for new clients) when you direct deposit $1,000 a month, plus open, fund, and maintain an investing account. Wealthfront may change or end the program at any time and determine eligibility at its discretion. Terms apply. Full details at ⁠⁠wealthfront.com/promo-terms⁠⁠.  The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”).. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3613: Emily Guy Birken explains how building simple organizational habits can reduce waste, prevent unnecessary spending, and make everyday life run more smoothly. From meal planning to maintaining a shared family calendar, she shows how a little preparation can help you save money on groceries, gifts, home maintenance, and more. Read along with the original article(s) here: https://ptmoney.com/organize-your-life-save/ Quotes to ponder: "The solution to the food wasting problem is meal-planning." "All that matters is that all events are posted in the same place and that everyone in the family has access to it." "Planning out your meals in advance (or even just your dinners) forces you to think about what ingredients you have at home, allows you to only shop for the ingredients you need, rather than going on a grocery binge, and makes you plan out your week with the difficult days in mind." Episode references: Toys“R”Us: https://www.toysrus.com/ Container Store: https://www.containerstore.com/ Saving Dinner: https://savingdinner.com/ Wealthfront's high-yield Cash Account: ⁠⁠https://wealthfront.com/OFD⁠⁠ This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The Optimal Finance Daily Podcast, Diana Merriam (collectively "Media Partner") are not clients of Wealthfront. The Media Partner receives cash compensation from Wealthfront Brokerage for this paid endorsement placed in their video, creating a conflict of interest. More details available via the referral link. The Direct Deposit Plus Investing Program from Wealthfront Advisers LLC and Wealthfront Brokerage LLC provides eligible clients a 0.25% APY increase above the base APY on eligible Cash Account balances (up to an overall boosted rate of 4.30% for a limited time when including the 0.75% APY boost for new clients) when you direct deposit $1,000 a month, plus open, fund, and maintain an investing account. Wealthfront may change or end the program at any time and determine eligibility at its discretion. Terms apply. Full details at ⁠⁠wealthfront.com/promo-terms⁠⁠.  The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”).. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Learn more about your ad choices. Visit megaphone.fm/adchoices

Have you noticed that even a simple trip to the grocery store or a quick errand somehow turns into spending far more than you expected? It isn't just you.Whether it's groceries, insurance, streaming services, or everyday household items, it feels like prices have quietly crept up on just about everything.Even when we're trying to be mindful about our spending, it can still feel like our bank account is disappearing faster than it used to. We're sharing our fave ways to save money without feeling like you're budgeting!

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3613: Emily Guy Birken explains how building simple organizational habits can reduce waste, prevent unnecessary spending, and make everyday life run more smoothly. From meal planning to maintaining a shared family calendar, she shows how a little preparation can help you save money on groceries, gifts, home maintenance, and more. Read along with the original article(s) here: https://ptmoney.com/organize-your-life-save/ Quotes to ponder: "The solution to the food wasting problem is meal-planning." "All that matters is that all events are posted in the same place and that everyone in the family has access to it." "Planning out your meals in advance (or even just your dinners) forces you to think about what ingredients you have at home, allows you to only shop for the ingredients you need, rather than going on a grocery binge, and makes you plan out your week with the difficult days in mind." Episode references: Toys“R”Us: https://www.toysrus.com/ Container Store: https://www.containerstore.com/ Saving Dinner: https://savingdinner.com/ Wealthfront's high-yield Cash Account: ⁠⁠https://wealthfront.com/OFD⁠⁠ This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The Optimal Finance Daily Podcast, Diana Merriam (collectively "Media Partner") are not clients of Wealthfront. The Media Partner receives cash compensation from Wealthfront Brokerage for this paid endorsement placed in their video, creating a conflict of interest. More details available via the referral link. The Direct Deposit Plus Investing Program from Wealthfront Advisers LLC and Wealthfront Brokerage LLC provides eligible clients a 0.25% APY increase above the base APY on eligible Cash Account balances (up to an overall boosted rate of 4.30% for a limited time when including the 0.75% APY boost for new clients) when you direct deposit $1,000 a month, plus open, fund, and maintain an investing account. Wealthfront may change or end the program at any time and determine eligibility at its discretion. Terms apply. Full details at ⁠⁠wealthfront.com/promo-terms⁠⁠.  The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”).. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Learn more about your ad choices. Visit megaphone.fm/adchoices

Episode 247 of the Grow Clinton Podcast spotlights how yellowblue LED helps businesses cut energy costs and modernize facilities with turnkey LED lighting, solar, and EV charging solutions.Episode OverviewIn this episode, John Hutchcroft and Mark Dann of yellowblue LED walk through how they partner with businesses to slash utility bills while improving lighting quality, safety, and overall facility performance. They share real-world examples from Midwest companies that have transitioned away from outdated lighting and begun layering in solar and EV infrastructure to future‑proof their operations.For more information, please visit https://www.yellowblueled.com. What John & Mark DoJohn and Mark represent yellowblue LED in the Midwest, helping owners and facility managers navigate the full journey from “we know we're wasting energy” to “we have a high‑efficiency solution in place.” Their work centers on three core services:Consultation: On‑site facility assessments to understand current energy usage, identify where lighting and power systems are under‑performing, and outline targeted LED, solar, and EV options.Design: Using advanced photometric modeling and system planning to create layouts that meet or exceed existing light levels while reducing energy draw and enhancing safety and productivity.Execution: Coordinating licensed installation crews, scheduling work around business operations, and managing rebates and grants so projects are completed with minimal disruption and maximum financial benefit.Across warehouses, plants, offices, retail, hospitality, and municipal facilities, John and Mark deliver purpose‑built systems backed by an industry‑leading 10‑year parts-and-labor warranty covering fixtures, components, and installation.Services Highlighted in the EpisodeDuring the conversation, you'll hear how yellowblue LED packages several high‑impact solutions into one cohesive strategy for energy savings and modernization.Commercial LED Lighting John and Mark help convert outdated incandescent, fluorescent, and HID fixtures to high‑efficiency LED, often cutting lighting energy use by 60–80% while improving light quality and reducing maintenance. Their team designs interior and exterior lighting for production areas, parking lots, offices, and customer‑facing spaces, tailoring each project to the facility's needs.Solar Power Integration    For businesses ready to take the next step, yellowblue LED collaborates with solar partners to add rooftop or ground‑mounted systems that offset grid usage and stabilize long‑term operating costs. These commercial solar solutions are engineered to complement LED upgrades, further reducing electricity costs and enhancing sustainability metrics.EV Charging Infrastructure    As fleets and employees adopt electric vehicles, John and Mark help organizations plan and install commercial EV charging stations that add value to the property and support emerging transportation needs. This includes identifying the right mix of chargers, siting them for convenience and safety, and integrating them into broader energy‑management strategies.Cost Savings & IncentivesOne of the most compelling parts of episode 247 is the financial story behind these projects.Switching to LED lighting alone can reduce lighting energy consumption by at least 60%, with many clients seeing savings of up to 80% on that portion of their bill, depending on hours of operation and existing equipment. When paired with solar and smarter EV infrastructure, those savings compound over time, lowering overall operating costs and freeing up capital for growth.Yellowblue LED is a trusted trade ally with utilities across the country and regularly secures incentives and grants that can cover up to 70% of total LED project costs, dramatically reducing out‑of‑pocket investment. In the episode, John and Mark explain how their team handles the rebate process—from paperwork to verification—so businesses can focus on running their operations while still capturing every available dollar.Add in the 10‑year parts and labor warranty on lighting systems, and many projects become cash‑flow positive quickly, as energy and maintenance savings outpace the net project cost over the life of the system. For companies in the Midwest and beyond, it's a practical pathway to lower expenses, better lighting, and a more sustainable footprint.Do you have an idea for a certain topic or special guest to feature on the Grow Clinton Podcast? Email podcast@growclinton.com. Be sure to subscribe so you never miss a conversation with the people who make the Greater Clinton Region AWESOME! - Apple Music- Spotify- Amazon Music- Buzzsprout- Overcast- YouTubeFor more information about the Grow Clinton Podcast, visit https://www.facebook.com/growclintonpodcast. Have an idea for a podcast guest? Send us a message!

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3613: Emily Guy Birken explains how building simple organizational habits can reduce waste, prevent unnecessary spending, and make everyday life run more smoothly. From meal planning to maintaining a shared family calendar, she shows how a little preparation can help you save money on groceries, gifts, home maintenance, and more. Read along with the original article(s) here: https://ptmoney.com/organize-your-life-save/ Quotes to ponder: "The solution to the food wasting problem is meal-planning." "All that matters is that all events are posted in the same place and that everyone in the family has access to it." "Planning out your meals in advance (or even just your dinners) forces you to think about what ingredients you have at home, allows you to only shop for the ingredients you need, rather than going on a grocery binge, and makes you plan out your week with the difficult days in mind." Episode references: Toys“R”Us: https://www.toysrus.com/ Container Store: https://www.containerstore.com/ Saving Dinner: https://savingdinner.com/ Wealthfront's high-yield Cash Account: ⁠⁠https://wealthfront.com/OFD⁠⁠ This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. The Optimal Finance Daily Podcast, Diana Merriam (collectively "Media Partner") are not clients of Wealthfront. The Media Partner receives cash compensation from Wealthfront Brokerage for this paid endorsement placed in their video, creating a conflict of interest. More details available via the referral link. The Direct Deposit Plus Investing Program from Wealthfront Advisers LLC and Wealthfront Brokerage LLC provides eligible clients a 0.25% APY increase above the base APY on eligible Cash Account balances (up to an overall boosted rate of 4.30% for a limited time when including the 0.75% APY boost for new clients) when you direct deposit $1,000 a month, plus open, fund, and maintain an investing account. Wealthfront may change or end the program at any time and determine eligibility at its discretion. Terms apply. Full details at ⁠⁠wealthfront.com/promo-terms⁠⁠.  The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC ("Wealthfront Brokerage"), Member FINRA/SIPC. Wealthfront Brokerage is not a bank. The Annual Percentage Yield ("APY") on cash deposits as of January 30, 2026, is representative, requires no minimum, and may change at any time. References to the APY for the Wealthfront Cash Account, including any APY increase, are to the APY paid by insured depository institutions that participate in our cash sweep program (the "Program Banks”).. Wealthfront Brokerage sweeps cash balances to Program Banks, where they earn the variable APY. Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser. Learn more about your ad choices. Visit megaphone.fm/adchoices

Whether you're planning a weekend road trip or hoping to book a flight, travel costs can add up quickly. But there are ways to spend less without giving up the experiences that make a trip memorable.MPR News host Angela Davis and her guests talk about searching for airfare deals, ideas for destinations closer to home and finding more value when you travel.Guests:Kyle Potter is the editor of the travel website Thrifty Traveler.Sara Joy Berhow is the public relations supervisor for the Parks and Trails Division of the Minnesota Department of Natural Resources.Subscribe to the MPR News with Angela Davis podcast on: Apple Podcasts, Spotify or RSS.Use the audio player above to listen to the full conversation.    

1028. Does the cost of a summer vacation mean you have to stay home this year? Rising prices for travel, gas, food, and lodging can make a family getaway feel out of reach. But with the right strategies, you can enjoy a memorable summer trip without overspending or going into debt.In this episode, Laura shares practical ways to stretch your travel budget, from choosing affordable destinations closer to home to saving money on fuel, food, accommodations, and entertainment. Whether you're planning a road trip, a weekend getaway, or a staycation, you'll learn how to create meaningful family experiences while keeping costs under control.Key TakeawaysConsider destinations closer to home to reduce transportation costs and maximize family time.Save money on road trips with smart planning for fuel, meals, and routes.Cut lodging expenses by traveling during shoulder season and choosing accommodations with kitchen access.Find free or discounted activities that deliver fun without straining your budget.Build an affordable vacation around destinations that offer both low-cost attractions and reasonably priced accommodations.Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

Despite access to countless films on their phones or laptops, Gen Z is heading back to the cinemas. But how can you best save money on trips to the cinema? To tell us was Saoirse Hanley, Money writer and Columnist for the Irish Independent.

Is an outdoor field a part of Buffalo culture, or a way to save money? full 1079 Tue, 23 Jun 2026 21:30:00 +0000 KmMyvXCnpZWALrv0ZutzXyL74dHHlpw2 news Bauerle news Is an outdoor field a part of Buffalo culture, or a way to save money? Archive of the daily Bauerle and Bellavia Show on WBEN     2024 © 2021 Audacy, Inc. News https://player.amperwave

If you've felt squeezed every time you shop for groceries, there may finally be some good news. Kroger is cutting prices on thousands of items as competition heats up with Walmart, Costco, Aldi and Lidl. Clark explains why grocery stores are fighting harder than ever for your business, why private label products are becoming the best value in the store, and how inflation continues to affect everyday staples like tomatoes. Then, Clark looks at a new way to cut one of your biggest monthly bills. AT&T has launched a new "Build-a-Plan" option starting at just $15 per month. Clark explains who this plan works for, how much data most people actually need, and why so many consumers are paying for unlimited plans they rarely use. If you've been hesitant to leave one of the major wireless carriers but want to spend less every month, this new offering could be exactly the kind of competition that helps put money back in your pocket. Plus, Christa shares your #AskClark questions and Clark gives his take. All this and more on the June 22, 2026, episode of The Clark Howard Show. Submit your questions: Ask Clark. Save More On Groceries: Segment 1 Ask Clark: Segment 2 Save More On Your Phone Plan: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Grocery Prices Are Forcing a Major Change How to Save Money on Groceries: 22 Clever Ways Citi Stops Issuing Oft-Recommended Cash Back Credit Card Best Credit Cards for Groceries in 2026 Cash Back Credit Card Calculator Understanding Home Equity Agreements AT&T's New “Build-A-Plan” Starts at $15/Month With Data The Best Phone Plan For You – Compare Phone Plans Best Cell Phone Plans & Deals (2026): Find the Cheapest Option for Your Needs Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

Friday - Clark Stinks day! Christa  shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.    Also - I have a homework assignment for you.  From streaming services and device protection plans to fitness apps and smart gadgets, recurring monthly charges can quietly pile up and put pressure on your budget. While one small price increase may not seem like a big deal, multiple hikes across several services can add up fast. Clark shares a simple strategy to help you stay on top of subscription costs without turning it into a part-time job. He also shares a personal story about canceling Netflix and the family backlash that followed, and how a lower-cost plan became the compromise. If subscription fatigue is setting in and you're looking for an easy way to cut expenses, this seasonal money-saving habit could help you keep more of your hard-earned cash. All this and more on the June 19, 2026, episode of The Clark Howard Show. Submit your questions: Ask Clark. Clark Stinks: Segments 1 & 2 Subscription Check-up: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Does Clark Think About Living on a Cruise Ship for Retirement? Is Living on a Cruise Ship Still a Retirement Bargain? - Clark Howard Clark's Road Trip Hack: Renting a Car vs. Driving Your Own The Best Car-Buying Services - Clark Howard  Subscription Fatigue? Do This 4 Times a Year to Save Money 7 Types of Subscriptions You May Want To Cancel Today How To Manage Your Monthly Subscriptions To Save Money  Travel Insurance: What You Need To Know Before You Buy Global Rescue – Medical & Security Evacuation, Field Rescue Travel insurance you can trust | Travelex Insurance  Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

Insightful and informative interview with Dr. Bhuchitra Singh, John Hopkins researcher who has spent 10+ years researching fibroids. His most recent paper question whether it makes sense to give women in the US annual ultrasound: Does it save money? How does this help women? Great Interview. 5 Stars.Cost-effectiveness of Ultrasound Screening for Uterine Fibroids in the United StatesEducational video by Dr. Sharan Abdul Rahman, MD.Read more on Substack - https://sharanabdulrahman.substack.comVisit the website - https://doctorrahman.comShare your experience - Fibroid Survey - https://forms.gle/MS5qAEBaVcSRkqGn8

Tim Schneider shares his take of the day.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2087: Courtney Luke shares practical ways for small business owners to reduce expenses without sacrificing growth, from automating repetitive tasks to making smarter hiring and marketing decisions. These strategies show how thoughtful cost management can improve efficiency, protect profit margins, and help a business stay financially strong over the long term. Read along with the original article(s) here: https://arrestyourdebt.com/save-money-as-a-small-business-owner/ Quotes to ponder: "One way to reduce costs without cutting staff is through task automation." "If you have specific processes that can be automated, you can save time and money while increasing company efficiency." "Businesses should always be looking for ways to save money while maintaining profitability." Episode references: IRS Form 1099-NEC Information: https://www.irs.gov/forms-pubs/about-form-1099-nec IRS Form 1099 Information: https://www.irs.gov/forms-pubs/about-form-1099-misc Learn more about your ad choices. Visit megaphone.fm/adchoices

It's been two years since we talked about electric vehicles. A lot has changed since them; much of it, for the better.In this episode: What's happening in the EV market. We'll discuss standout models, including some new, less expensive options. Plus, what to consider if you're thinking about buying a used EV.More from Checkbook: Car Buying StrategiesAuto Repair ShopsHow to Save Money on Car RepairsVehicle Service ContractsNot a Checkbook member? ⁠⁠⁠⁠⁠Sign up for a free 30-day trial to access all of our unbiased ratings⁠⁠⁠⁠⁠.

Send us Fan MailWe test a big idea for Rotary district conferences by bringing together four district governors who combine four districts into one event to grow fellowship, strengthen networks, and raise the bar on programming. We share what worked, what cost more than expected, and why collaboration may be the future for district-level gatherings. • why four districts decide to merge one conference instead of running four separate weekends • how collaboration expands Rotary relationships for grants, projects, and local support • the budgeting approach: splitting expenses evenly across districts and what that changes • choosing a destination hotel in San Diego and how venue price affects attendance • attracting stronger speakers and the advantages of a larger combined audience • blending district traditions and managing committees without ego battles • building in hands-on service projects so the weekend is about action, not just meetings • what we would adjust next time and why some regions are scaling to even more districts So please feel free to tell a friend about the show or like the show on YouTube. It is away that that generosity keeps flowing. And please feel free to uh check out our uh Facebook page. There's a QR code there if you actually wish to sponsor the show altogether. And if you'd like to have the show come to your neck of the woods, perhaps your multiple district district conference, email me at RotarianPod at gmail.com. Support the showJoin me as I talk to those "amazing people turning their Actions 2 Impact all over the world. #BE THE CHANGE

Send us Fan MailHave you ever wondered how families make it work on one income? In this episode of Under the Sun Podcast, I'm sharing the 18 practical ways I save money so I can be a stay-at-home mom. From cutting unnecessary expenses and meal planning to simplifying our lifestyle and being intentional with spending, these strategies have helped our family prioritize time together while staying within our budget.Whether you're dreaming of becoming a stay-at-home mom, transitioning to a one-income household, or simply looking for frugal living tips that actually work, this episode offers real-life advice, encouragement, and actionable ideas you can start using today.Tune in to learn how small financial changes can add up to big savings and help create the family life you've been hoping for.

In this episode, Emily explores how to save money as a funded graduate student so that you aren't in a constant state of financial stress. The first step is to open a savings account and establish a regular savings rate, even if it's only $5 per month. Second, you must either increase your income or decrease your expenses. Both may seem impossible in your current circumstances, but Emily introduces numerous accessible options that grad students have used in the past for each approach, including the unique opportunities available to you as a graduate student.

Most travelers think booking a flight is the finish line. They hit purchase and consider the deal done.   Sam Hollander knew something they didn't: the booking is actually just the beginning. When domestic airlines permanently removed change fees during the pandemic, they accidentally created an enormous opportunity for travelers to save money after they've already booked their flights and hotels. Sam founded Autopilot, a platform to help solve the problem most travelers face: they don't have the time or energy to manually monitor prices and rebook when fares drop, even though they legally can.   Sam and I dive into how airline repricing actually works, which flights are most likely to drop in price (spoiler: premium cabins and international routes), the pricing data he's uncovered after tracking millions of travel reservations, and how the timing of your booking impacts your repricing potential. We also explore the psychology of booking early versus waiting for a better deal, the practical features Autopilot offers for different types of travelers, and why the post-booking experience is where the real travel optimization opportunity lives.   Get full show notes and transcript: https://pointmetofirstclass.com/autopilot-flight-price-tracking    Eager to learn the secrets of award travel so that you can turn your expenses into unforgettable experiences? Join the Points Made Easy course waitlist here: https://pointmetofirstclass.com/pointsmadeeasy  

Everything is so expensive right now! DCS has some tips and brings on experts to help us all with how to save money during these tough times. Plus DCS talks to Anjelah Johnson about her new comedy special, names a new richest woman in entertainment and Dana and Auto are doing FIFA FanFest together!

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3585: Charlie Johnson shares a counterintuitive approach to saving money: spend intentionally on the few things that genuinely increase your happiness while cutting back aggressively on everything else. By identifying and prioritizing the expenses that matter most, he explains how this strategy helped him eliminate $25,000 in credit card debt while enjoying life more along the way. Read along with the original article(s) here: https://www.jackiebeck.com/how-to-save-money-by-spending-on-yourself-no-really/ Quotes to ponder: "I was spending tons of money on things I didn't care about." "As long as I continued to spend money on the things that made me happy, I could enjoy life and save money." "The goal is to spend on the few things that matter the most to you and save your money on the many things that don't." Episode references: Starbucks: https://www.starbucks.com Netflix: https://www.netflix.com The Pareto Principle (80/20 Rule): https://en.wikipedia.org/wiki/Pareto_principle Learn more about your ad choices. Visit megaphone.fm/adchoices