Podcasts about save money

Shop Talk shares a story generated by ChatGPT. The writer, Laura Beck, asked AI to identify the biggest money drains for retirees. Caught My Eye reveals some of the “insider” codes that Disney staff used at the theme parks to identify issues such as people dispersing loved one's ashes. Also, Olympic Diver and gold medalist, Greg Louganis, has sold his LA house, possessions, and medals and moved to the country of Panama to start anew. Our Business Birthday celebrates William H. Danforth, the founder of Ralston Purina. Reminder: September is Criterion Month on the show. Listen to “John says, Pick That Flick” for a chance to win. We're all business. Except when we're not. Apple Podcasts: apple.co/1WwDBrC Spotify: spoti.fi/2pC19B1 iHeart Radio: bit.ly/4aza5LW Tunein: bit.ly/1SE3NMb YouTube Music: bit.ly/43T8Y81 Pandora: pdora.co/2pEfctj YouTube: bit.ly/1spAF5a

Steve Lopez tells the story of his first BIG Tour Level win on the MLF Invitational Title event of the season in La Crosse, WI on the Mississippi River.Learn about Supreme Lending Dream Team - https://bit.ly/DreamBigHBHellaBass LIVE now BOOSTED by Power House Lithium - https://bit.ly/HB-PHL**Want to Donate?**https://paypal.me/HellaBassVenmo - hellabass—————————————————————————▼ SAVE MONEY & SUPPORT HELLABASS ▼Get 15% off at ARSENAL Fishing w/ code: HELLABASS15 - http://bit.ly/ArsenalShopGet 15% off at OMNIA Fishing w/ code: OMHBPXTK1 - https://omnia.direct/HBOmnia——————————————************************************** #HellaBass #BassFishing #PodcastDisclaimer: Some of the links in this description are affiliate links. If you make a purchase through these links you'll help support this bass fishing channel at no additional cost to you. Win/Win! Thanks!

In this episode of the Dr. Gundry Podcast, I'm diving into the surprising truths about protein — from the hidden dangers in everyday choices to the underrated sources that could actually help repair your gut, fuel your energy, and keep your brain sharp.Whether you want to feel stronger, support your digestion, or simply make smarter food choices, this episode will change the way you think about protein.For full show notes and transcript: https://drgundry.com/healthiest-protein-optionsThank you to our sponsors! Check them out: Get convenient, high-quality, and affordable groceries delivered with Thrive Market. Get $80 in free groceries at thrivemarket.com/gundrypodcast.For all your blue-light and EMF-blocking accessories, go to boncharge.com/GUNDRY and use the coupon code GUNDRY to save 15% off your entire order.Visit Juvent.com/GUNDRY and use code GUNDRY at checkout to get an extra $300 off your Juvent Micro-Impact Platform. Get a quote today at Progressive.com.Make the swap to non-toxic cookware. Get 10% off sitewide on nontoxic cookware at fromourplace.com using the code GUNDRY.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

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Still Good is a web-based platform that connects consumers with surplus and close-to-expiry groceries from retailers and cafés at discounts of up to 65 percent. On the show, CEO Steffen Burrows speaks to Lester Kiewit about the impact the initiative is having on reducing food waste, saving households money, and supporting local causes, including over 50,000 Value Bags sold, around 50,000 kilograms of carbon emissions saved, and nearly R300,000 donated to charity. Listeners also hear how the Value Bags work and the simple process that makes it all possible. For more information or to get your own Value Bag, visit www.stillgood.co.za Good Morning Cape Town with Lester Kiewit is a podcast of the CapeTalk breakfast show. This programme is your authentic Cape Town wake-up call. Good Morning Cape Town with Lester Kiewit is informative, enlightening and accessible. The team’s ability to spot & share relevant and unusual stories make the programme inclusive and thought-provoking. Don’t miss the popular World View feature at 7:45am daily. Listen out for #LesterInYourLounge which is an outside broadcast – from the home of a listener in a different part of Cape Town - on the first Wednesday of every month. This show introduces you to interesting Capetonians as well as their favourite communities, habits, local personalities and neighbourhood news. Thank you for listening to a podcast from Good Morning Cape Town with Lester Kiewit. Listen live on Primedia+ weekdays between 06:00 and 09:00 (SA Time) to Good Morning CapeTalk with Lester Kiewit broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/xGkqLbT or find all the catch-up podcasts here https://buff.ly/f9Eeb7i Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

In episode 485, Stacey Richter interviews Dr. Cristin Dickerson on the topic of direct contracting for imaging services. They discuss the high costs of imaging, which can account for 6-11% of a plan sponsor's healthcare spend. The episode covers the potential for significant cost savings and improved patient access through direct contracting, bypassing traditional TPAs that may have conflicts of interest or contractual constraints.  Dr. Dickerson, who is the founding partner of Green Imaging, explains how her organization has successfully implemented direct contracting, providing affordable and high-quality imaging services nationwide. They also address common barriers such as complexity in coding and payment processes, the reluctance of TPAs, and the habitual referral to 'down the hall' services. The conversation highlights the importance of price transparency, patient education, and how Green Imaging supports plan sponsors in navigating these challenges. === LINKS ===

Click Here to book your complimentary 1:1 Money Coaching Consultation. Want even more? Check out my Private Podcast—5 binge-worthy episodes you won't hear here. Click here to listen to this exclusive series. Follow Me on Instagram → @germainefoleycoaching

The start of any school year is always an emotionally charged time, whether you're a child or an adult. But as a parent that excitement can quickly turn into stress and anxiety when money is tight.  In July 2024, retail marketing consultancy Gekko reported that UK parents were set to shell out an average of £452.40 per child on back-to-school supplies, which combined adds up to a whopping £2.3 billion at a national level. What are the most expensive back-to-school items then? It must be even harder in the middle of the cost-of-living crisis, mustn't it? Where are the best places to look for discounts? In under 3 minutes, we answer your questions! To listen to the last episodes, you can click here: ⁠Which colours go well together according to science?⁠ ⁠How can I get cheaper flight tickets?⁠ ⁠What does eating junk food do to our brains?⁠ A podcast written and realised by Joseph Chance. First Broadcast: 2/9/2024 Learn more about your ad choices. Visit megaphone.fm/adchoices

As part of a workforce development program, young people are visiting neighbors to assess their water and energy efficiency. Learn more at https://www.yaleclimateconnections.org/ 

In this episode, Ken Lain, The Mountain Gardener, chats about how to save money at a garden center. Garden centers offer significant discounts on plants during seasonal transitions, specifically in late summer and early fall, as they clear out existing inventory to make room for new fall and winter varieties. Watters' monster monsoon sale is an excellent opportunity for gardeners to save money on landscaping projects by purchasing spring and summer plants that are no longer blooming but are still perfectly healthy.Listen to Mountain Gardener on Cast11: https://cast11.com/mountain-gardener-with-ken-lain-gardening-podcast/Follow Cast11 on Facebook: https://Facebook.com/CAST11AZFollow Cast11 on Instagram: https://www.instagram.com/cast11_podcast_network/

There are simple and practical strategies to quickly build savings—including cutting unnecessary subscriptions, automating savings, maximizing rewards, and other smart money moves. Today's Stocks & Topics: SMCI - Super Micro Computer Inc., Market Wrap, Silver, EXK - Endeavour Silver Corp., UPS - United Parcel Service Inc., 12 Totally Free Ways to Save Money Fast and Boost Your Passive Income, CELH - Celsius Holdings Inc., Stagflation, MAA - Mid-America Apartment Communities Inc., INVH - Invitation Homes Inc., Retirement Accounts, Labor Market and Lack of Immigration.Our Sponsors:* Check out Avocado Green Mattress: https://www.avocadogreenmattress.com* Check out Ka'Chava and use my code INVEST for a great deal: https://www.kachava.com* Check out Mint Mobile: https://mintmobile.com/INVESTTALK* Check out Upwork: https://upwork.comAdvertising Inquiries: https://redcircle.com/brands

In this episode Paul Jamison concludes the two part series on some of the best ways to save money in your lawn care business and in your personal finances. 

Save Money On Your Blood Pressure Monitor.Why Wrist Blood Pressure Monitors Could  Be Dangerous. (Watch Before You Buy!).Welcome to the Hypertension Resistant to Treatment Podcast, the #1 Hypertension Podcast in the world, with listeners from more than 152 countries who depend on our content. We are your primary resource for obtaining straightforward, practical, evidence-based information about high blood pressure management, regardless of your situation as a patient, healthcare provider, or family member. High blood pressure isn't always simple. The condition known as resistant hypertension affects many people who have high blood pressure that does not respond to medication or lifestyle changes. The medical field identifies treatment-resistant hypertension as a demanding yet vital medical condition that doctors encounter in their practice. The Hypertension Resistant to Treatment Podcast, website, and YouTube channel highlight the most challenging cases because these individuals have attempted multiple solutions without achieving any resolution. This podcast is here for them, but also for anyone touched by high blood pressure. Whether you're just starting your journey with prehypertension, you're living with long-standing hypertension, or you're a provider searching for better strategies to help your patients.The right place exists for those seeking answers, motivation, and success tools. The podcast Hypertension Resistant to Treatment presents blood pressure information in an easy-to-understand format that helps people control their condition. The Hypertension Resistant to Treatment podcast is hosted by Dr. Tonya Breaux-Shropshire, PhD, DNP, MPH, FNP-BC. Pubmed, Research Gate, UAB Alumni, and Research SymposiumRecommended models: click hereSend us a text Support the showSupport the podcast by subscribing using this link: click here. We appreciate your support, thank you! Log your blood pressure and share with your provider (click here). Copyright Disclaimer under section 107 of the Copyright Act 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education, and research.Royalty-free music: Turn on My Swag 2 Epidemic Sound****Disclaimer: This podcast is for educational purposes only and is not medical advice. Always consult your own healthcare provider about your health. The views shared are those of the host and guests, and do not represent any other organization.”

Is is possible to be a film photographer and save money? Shutter Brothers Wayne and Kevin think so, and they break it down in their latest UJC Podcast. And it's not just about shooting cheaper film. The Shutter Bros. also share memories of The Great Film Photo Meetup, which took place August 9-10 in Chattanooga, Tennessee. Well over twenty film photographers (ncluding several podcast hosts) from from at least seven states gathered in The Scenic City to make photographs and get to know each other. The event was a complete success, and the only question now is where will it be held next year? Stay tuned. Wayne and Kevin round out the show with an email updste from listener Ryan regarding his effort to use an LED light source for his enlarger.  Happy Photography!

In this episode Paul Jamison shares some practical ways to save money! 

Saving vs spending... there's no question which one is more fun, right? Obviously, spending! By comparison, saving feels like a chore, something you ought to do, the responsible thing to do, but is definitely less fun. After all, you get something when you spend -- an item, an experience, a service. With saving you get, well, just more money in a pile somewhere.   As Jesse points out, no one says "I have a saving problem" but you hear "I have a spending problem" all the time. It's because spending is concrete. It has weight to it. Spending has a clear line to the value of the money being spent and what you value in the spending of it.   Saving money is actually a misnomer. All money exists to be spent, whether it's now or in the future. Savings is really just spending that will take place in the future. When you follow the YNAB method and give every dollar a job, including your "savings" dollars, you are planning for how you will spend that money in the future. You're making your savings concrete, putting a vision behind those dollars.   When you reframe the idea of saving like that, all of a sudden it becomes much easier to do!   Watch The Jesse Mecham Show on YouTube: https://www.youtube.com/@jessemechamshow   Got a question for Jesse? Send him an email: askjesse@ynab.com   Sign up for a free 34-day trial of YNAB at www.youneedabudget.com   Follow YNAB on social media: Facebook: @ynabofficial Instagram: @ynab.official Twitter/X: @ynab Tik Tok: @ynabofficial

Medicare Supplement (Medigap) plans can protect you from unexpected medical costs, but paying too much is never part of the plan! In this episode, we share 8 proven strategies to lower your Medigap premiums without sacrificing coverage, including the best time to enroll, comparing carriers, exploring plan options, and even unlocking household discounts. Learn how to get the most value from your plan and keep more money in your pocket.

Instead of letting inflation hurt your finances, fight back by protecting your spending power and saving more money.This episode originally aired in August of 2022.Money Girl is hosted by Laura Adams. Click to find a full transcript.Have a money question? Send an email to money@quickanddirtytips.com or leave a voicemail at 302-365-0308.Find Money Girl on Facebook and Twitter, or subscribe to the newsletter for more personal finance tips.Money Girl is a part of Quick and Dirty Tips.Links: https://www.quickanddirtytips.com/https://www.quickanddirtytips.com/money-girl-newsletterhttps://www.facebook.com/MoneyGirlQDThttps://twitter.com/LauraAdamshttps://lauradadams.com/

Poillievre's Future after the Alberta Byelection took place? Guest: Dr. Julie Simmons, Associate Professor, Department of Political Science, University of Guelph Air Canada Strike update Guest: Gabor Lukacs, President (Founder and Coordinator) of AirPassengerRights.ca Carney needs to cut gun confiscation to find savings Guest: Gage Haubrich, Spokesperson for Canadian Taxpayer federation Why in-person interviews are making a comeback Guest: Sandra Lavoy, workplace expert and Branch Director at Robert Half Fraser River salmon returns this year a 'real chance to celebrate Guest: Guy Johnston, United Fishermen and Allied Workers Union Secretary Treasurer Half of young Canadians spend more than 50% of earnings on rent Guest: Giacomo Ladas, Spokesperson for Rentals.ca Learn more about your ad choices. Visit megaphone.fm/adchoices

Groceries in 2025? Whew. Let's just say…it ain't pretty. Prices are still climbing, shrinkflation is in full effect, and Americans are still wasting almost 40% of the food we buy. Add tariffs and supply chain pressures on top, and it feels like we're paying more, getting less, and throwing too much of it away.The good news is you don't have to stay stuck in the cycle. In this episode, we're breaking down 4 real-world strategies to fight back against rising grocery bills without sacrificing flavor or convenience.We'll get into:Why shrinkflation is more than just smaller chip bags, and how bulk shopping gives you the upper handThe underrated art of “eating what you already have” (a.k.a. not letting random leftovers boss you around)When to splurge where it matters and save where it doesn't Restaurant and takeout hacks that let you enjoy the vibe without paying full priceIf food is one of the top three line items blowing up your budget, this episode will help you take back control and maybe even have some fun with it.Links: Listen to Episode 147: Is a Costco membership worth it? (or watch it on YouTube)Watch our mini-doc Taste the Impact | The Money Behind Every Meal How we eat well without going brokeListen to Episode 132: Navigating the Grocery Wars  Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

On this week's Just the Tip we share our best advice for saving money on the hotels you book! Accommodation costs can really add up, and often is the top cost driver for a trip. Use our tips to save a few bucks without sacrificing any of the quality in your stay.- - - - - - - - - - - - - - - - - - - - - - - - - - - - - -Shop: ⁠⁠⁠⁠⁠⁠⁠Trip Itineraries⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠Amazon Storefront ⁠⁠⁠⁠⁠⁠⁠and ⁠⁠⁠⁠⁠⁠⁠TSP Merch⁠⁠⁠⁠⁠⁠⁠Connect: ⁠⁠⁠⁠⁠⁠⁠YouTube⁠⁠⁠⁠⁠⁠⁠, ⁠⁠⁠⁠⁠⁠⁠TikTok⁠⁠⁠⁠⁠⁠⁠, and ⁠⁠⁠⁠⁠⁠⁠Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠andcontact us at travelsquadpodcast@gmail.com to submit a question of the week or inquire about guest interviews and advertising.

Recapping back to back bass fishing tournaments across the state of Minnesota. 8 days straight of fishing and intense travel! How did it go and what did I learn!Quick live - Special box from a HellaBass YouTube channel member and life update, what has been happening and break down a busy next week!Learn about Supreme Lending Dream Team - https://bit.ly/DreamBigHBHellaBass LIVE now BOOSTED by Power House Lithium - https://bit.ly/HB-PHL**Want to Donate?**https://paypal.me/HellaBassVenmo - hellabass—————————————————————————▼ SAVE MONEY & SUPPORT HELLABASS ▼Get 15% off at ARSENAL Fishing w/ code: HELLABASS15 - http://bit.ly/ArsenalShopGet 15% off at OMNIA Fishing w/ code: OMHBWXC3E - https://omnia.direct/HBOmnia——————————————************************************** #HellaBass #BassFishing #PodcastDisclaimer: Some of the links in this description are affiliate links. If you make a purchase through these links you'll help support this bass fishing channel at no additional cost to you. Win/Win! Thanks!

Get ready for the Bassmaster Elite Series at the Mississippi River out of La Crosse, WI! Is there any way this event is not dominated by a FROG or TOPWATER? Will Ben Milliken have a strong event to end his Season?*Learn more about Omnia Pro or 7 day free trial here* - https://omnia.direct/HBPROUse code HBPRO to save 50% off on Pro via Web Browser on your computer or mobile device.Breaking down my top picks, dark horses, and sneaky avoid plays for the tricky Mississippi River tournament.✅ Best Group A-E picks✅ Sleeper anglers you can't ignore✅ Must-know fantasy fishing tips to climb your league leaderboard

In this episode of BetterTech, host Colin McCarthy chats with Rajesh Solanki, founder of Energos.ai, about how AI and IoT are transforming energy and mobility. Rajesh shares his journey from access control systems to predictive maintenance, exploring how smart systems reduce downtime, boost efficiency, and drive innovation in renewable energy and EV charging. He also highlights the future of AI in asset management and how businesses can leverage technology for smarter operations.

How far would you go to save money? Because some people out there are taking frugality to a whole new and extreme level! In this episode, Jen and Jill explore wild, unhinged, and sometimes downright risky ways people try to save money and the consequences they might not see coming.

This is only for business owners that want to save money on taxes.

For the final installment of Suze’s deep dive on the new “Big Beautiful Bill” she focuses on how you can save more money with things like the child tax credit, auto loans, and small business deductions. Plus, learn exactly how no income taxes on tips and over-time will work as well as a new program to help set your child up, financially, for the future.See omnystudio.com/listener for privacy information.

Some say the secret to a great trip is preparation. As travelers wind down their summer vacations, it's time to start thinking about fall. NerdWallet's Smart Travel podcast co-host Sally French helps us stay ahead of the curve by sharing a few travel savings tips for the upcoming season.  

Get ready for the Bassmaster Elite Series at Lake St. Clair! Is there any way this event is not dominated by front facing sonar? *Learn more about Omnia Pro or 7 day free trial here* - https://omnia.direct/HBPROUse code HBPRO to save 50% off on Pro via Web Browser on your computer or mobile device.Breaking down my top picks, dark horses, and sneaky avoid plays for the tricky Sabine River tournament.✅ Best Group A-E picks✅ Sleeper anglers you can't ignore✅ Must-know fantasy fishing tips to climb your league leaderboard

In this episode, Andy Hill sits down with LendingTree's Matt Schulz to break down the real price tag of parenting in 2024 (spoiler: nearly $300K!). They cover rising childcare costs, smart savings strategies, and how your budget can survive the baby years. Then, financial planner Madison Sharick shares how she and her husband hit Coast FIRE in their 30s — while raising two young kids!

 Discover money-saving tricks for growing a beautiful, productive garden without breaking the bank, and how you can save money on your household shopping. Money-saving gardening expert, Anya Lautenbach, gives her top tips on everything from repurposing or upcycling everyday items, to choosing cost-effective crops, and the ins and outs of propagating plants. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Go to www.LearningLeader.com for full show notes This is brought to you by Insight Global. If you need to hire 1 person, hire a team of people, or transform your business through Talent or Technical Services, Insight Global's team of 30,000 people around the world have the hustle and grit to deliver. www.InsightGlobal.com/LearningLeader Guest: Nick Maggiulli is the Chief Operating Officer and Data Scientist at Ritholtz Wealth Management. He is the best-selling author of Just Keep Buying: Proven Ways to Save Money and Build Your Wealth, and his latest book is called The Wealth Ladder. Nick is also the author of OfDollarsAndData.com, a blog focused on the intersection of data and personal finance. Notes: Money works as an enhancer, not a solution: Like salt enhances food flavors, money amplifies existing life experiences but has little value by itself without relationships, health, and purpose. "Money by itself is useless... without friends, family, without your health, it doesn't add much... it enhances all the other parts of life." Nick beat his dad's friends at chess when he was 5 years old because he practiced more than they did. He got more reps. He did the work. It's not that he was a chess prodigy. He just worked harder than his opponents did. And he still does that today. Practice creates expertise beyond intelligence: At five years old, Maggiulli could beat adults at chess not because he was smarter, but because he had more practice. Consistent effort over time can outcompete raw talent. "I could beat them, not because I was smarter than them, only because I had practiced something... In this very specific realm, I could beat them." Consistent writing builds compound advantages: Writing 10 hours every weekend for nine years created opportunities including book deals and career advancement. The discipline of regular practice compounds over time. "I've been writing for nine years... I spend 10 hours a week every single week for almost a decade now, and that helps over time." The most expensive thing people own is their ego. How do you add value when you're in a job that doesn't have a clear scoreboard (like sales)? Think... What gets accomplished that otherwise wouldn't have without you? Add value through time savings and efficiency: In roles where impact isn't immediately measurable, focus on how much time and effort you save others. Create systems that make your colleagues more efficient. "How do I save our operations team time? How do I save our compliance team time... I'm designing better oars that'll give us 10% more efficiency." Money amplifies existing happiness: Research shows that if you're already happy, more money will make you happier. But if you're unhappy and not poor, more money won't solve your problems. "If you're happy already, more money will make you happier... but if you aren't poor and you aren't happy, more money's not gonna do a thing." Ego is the most expensive thing people own: Trying to appear wealthier than you are prevents actual wealth building. Focus on substance over status symbols. "People in level three that wanna look like people in level four end up spending so much money to keep up with the Joneses." Follow your interests for long-term success: Passion sustains you through inevitable obstacles and rejection. Maggiulli wrote for three years without earning money because he genuinely enjoyed it. "Follow your interest because when you follow your interest, you're more likely to keep going when you face obstacles." The "Die with Zero" philosophy, advocated by Bill Perkins, encourages people to prioritize experiences and fulfillment over accumulating maximum wealth, suggesting spending money strategically to maximize lifetime enjoyment. Nick defines six levels of wealth based on net worth, ranging from $0 to over $100 million. These levels are: Level 1: $0-$10,000 (paycheck-to-paycheck), Level 2: $10,000-$100,000 (grocery freedom), Level 3: $100,000-$1 million (restaurant freedom), Level 4: $1 million-$10 million (travel freedom), Level 5: $10 million-$100 million (house freedom), and Level 6: $100 million+ (philanthropic freedom).  Nick also notes a shift in asset allocation as one progresses through the levels. In the lower levels, a larger portion of wealth is tied up in non-income-producing assets like cars, while higher levels see a greater emphasis on income-producing assets like stocks and real estate. Wealth strategies must evolve by level: The approach that gets you to level four ($1M-$10M) won't get you to level five ($10M-$100M). Higher wealth levels typically require entrepreneurship or equity ownership. "The strategy that you use to get into level four is not going to be the strategy that gets you out." Know when "enough" is enough: Level four wealth ($1M-$10M) may be sufficient for most people. The sacrifices required to reach higher levels often aren't worth the marginal benefits. "The rational response for an American household once they get into level four is... maybe I take my foot off the gas and just enjoy life more." As a data scientist, Nick leverages data to provide business intelligence insights at Ritholtz Wealth Management, where he also serves as Chief Operating Officer. His work involves analyzing data to answer business questions, identify trends, and build predictive models. For example, he might analyze lead conversion rates, client attrition, or investment patterns to inform business decisions. Financial independence requires separate identities: Maintain individual financial accounts within marriage for independence and easier asset division. Pool resources for shared expenses while preserving autonomy. "Everyone needs to have their own accounts. They need to have their own money... especially important for women." Nick and his wife have a joint + separate bank account(s). Here's how it works: All of your income and your partner's income flows into this joint account. That income is used to pay for all shared expenses. Any excess left in the account (above a certain threshold) can either be left in the account or distributed equally between you and your partner (to your separate accounts). Apply to be part of my Learning Leader Circle  

Learn new ways to save money for your next adventure! Today's episode teaches you areas that you can tap into to build your travel savings account (or any saving account for that matter).  You'll learn ways to spend less, save more and earn more, and do so in way that work for YOU and your lifestyle and values. Complete SHOW NOTES HERE. In the SPEND LESS area, you'll learn easy ways to cut costs on: Food and Drug  Entertainment  Coffee Shop  Transportation  Housing Utilities and Insurance Memberships ans Subscriptions Stuff You'll learn: How to save thousands with the 30 DAY RULE. Two easy exercises to help you cut costs that align with your values  The importance of paying yourself first Two important things you'll discover once you start saving The benefits of a visual savings jug Easy ways to tweak your spending Six ways to earn more money Two psychological tricks to make saving fun Get FREE Travel Planners, Checklists and Packing Lists for ATA adventures (and each month you will get an email from Kit with links to all future Travel Planners (no spam promise!).  Get the monthly newsletter here. CONTACT KIT Resources  RECOMMENDED TOUR COMPANIES ******* EMAIL ME FOR PROMO DISCOUNT CODES***** Saily Affordable eSIM Overseas Mobile Phone Plans - No need to insert a physical SIM card when you travel.  Buy just the data you need to avoid expensive roaming charges.  Use Promo Code SPECIAL5 to save 5% Travel Insurance:  Quickly and easily compare rates and policies from different companies - no need to give any identifying information unless you decide to buy!  The best way to find the right policy for your adventures.  Train For Your Adventure  Ask Becki at Trailblazer Wellness to customize an at home, online personal training program for your upcoming adventure using whatever equipment you already have!  You'll get phone consultations, instruction videos and a plan to give you the best chance of success.  Becki offers a FREE initial phone consultation to see if you are a good fit.  AND she offers ATA listeners a 10% discount! Buy Me a Beer Want to support the program?  You can always buy me a coffee or beer - thanks! Amazon Kit's Picks   Please use my Amazon link to access your Amazon account.  Even if you don't purchase any of my recommendations, I get credit for anything you DO purchase - at no additional cost to you, you'll be helping to support the show and keeping it AD FREE:) SUBSCRIBE to Active Travel Adventures (fantastic adventure destinations) Join the Active Travel Adventures Facebook Group Follow ATA on Instagram Follow ATA on Pinterest (C) Active Travel Adventures, LLC - All Rights Reserved  

You've heard the advice that to build wealth, you need to earn more, spend less, and invest consistently. But what if there was a clearer way to understand exactly where you stand financially — and what steps you should take to reach the next level?My guest, Nick Maggiulli, offers just such a framework. Nick is the creator of the Of Dollars And Data blog, the Chief Operating Officer at Ritholtz Wealth Management, and the author of The Wealth Ladder. Today on the show, he unpacks the Wealth Ladder concept, taking the complex, often overwhelming concept of personal finance and distilling it into six easy-to-understand wealth levels, each tied to specific net-worth milestones and financial freedoms.Nick walks us through each rung of the Wealth Ladder, from getting out of financial instability to achieving restaurant and travel freedom, and eventually reaching upper levels of significant financial independence. We discuss the distinct strategies you should utilize on each rung to make the most of that level and move on to the next. And we get into why your spending decisions should be based on your net worth rather than your income, how wealth allocation changes dramatically as you climb the ladder, and why increasing your earning potential becomes more important than penny-pinching as you progress.Whether you're just getting started or well on your financial journey, this episode provides actionable insights and practical wisdom for climbing the Wealth Ladder and securing a life of greater freedom and fulfillment.Resources Related to the PodcastNick's previous appearance on the AoM podcast: Episode #836 — Data-Backed Answers to Personal Finance ControversiesNick's previous book: Just Keep Buying: Proven Ways to Save Money and Build Your WealthNick's article: What is Coast FIRE? The Ultimate Guide to Semi-RetirementThe Missing Billionaires: A Guide to Better Financial DecisionsConnect With Nick MaggiulliOf Dollars and Data blogNick on XNick on LinkedInNick on IG

We all want to save as fast as we can but fast is relative. For some, it's going to take months, for others, years. Either way, one isn't better than the other because life moves differently for us all. Jen and Jill have been there, and now they're sharing five easy steps to make your version of “fast” feel like the speed of light.

Today on the podcast we welcome back Nick Maggiulli. He's the author of a new book called The Wealth Ladder: Proven Strategies for Every Step of Your Financial Life. His first book was called Just Keep Buying. In addition, Nick writes a wonderful blog called Of Dollars and Data, which is focused on the intersection between data and personal finance. In his day job, Nick is the Chief Operating Officer and Data Scientist at Ritholtz Wealth Management. He received his bachelor's degree in economics from Stanford University. Nick, welcome back to The Long View.BackgroundBioOf Dollars and DataThe Wealth Ladder: Proven Strategies for Every Step of Your Financial LifeJust Keep Buying: Proven Ways to Save Money and Build Your WealthTopics Discussed“How to Make More Without Working More,” by Nick Maggiulli, ofdollarsanddata.com, July 7, 2025.“How Much House Is Too Much?” by Nick Maggiulli, ofdollarsanddata.com, Oct. 22, 2024.“Rich vs Wealthy: Summarizing the Differences,” by Nick Maggiulli, ofdollarsanddata.com, April 18, 2023.“What Is Liquid Net Worth? [And Why It's So Important],” by Nick Maggiulli, ofdollarsanddata.com, Dec. 5, 2023.“Do You Need Alternatives to Get Rich?” by Nick Maggiulli, ofdollarsanddata.com, May 28, 2024.“Concentration Is Not Your Friend,” by Nick Maggiulli, ofdollarsanddata.com, March 14, 2023.Other“Nick Maggiulli: ‘The Biggest Lie in Personal Finance,'” The Long View, Morningstar.com, April 12, 2022.Federal Reserve Survey of Consumer Finances“High Income Improves Evaluation of Life But Not Emotional Well-Being,” by Daniel Kahneman and Angus Deaton, Princeton.edu, Aug. 4, 2010.“Experienced Well-Being Rises With Income, Even Above $75,000 Per Year,” by Matthew Killingsworth, pnas.org, Nov. 14, 2020.“Income and Emotional Well-Being: A Conflict Resolved,” by Matthew Killingsworth, Daniel Kahneman, and Barbara Mellers, pnas.org, Nov. 29, 2022.Of Dollars and Data Popular Posts“Even God Couldn't Beat Dollar-Cost Averaging,” by Nick Maggiulli, ofdollarsanddata.com, Feb. 5, 2019.Get Good With Money, by Tiffany AlicheThe Millionaire Fastlane, by MJ DeMarcoThe Intelligent Asset Allocator, by William BernsteinHow to Retire, by Christine Benz

If you're in it for the thrill of the hunt, this one's for you—with a twist. Because this time, you actually get to save more. Ingrid Jensen joins us to talk all about the treasure hiding in your clutter like things you forgot you owned, surprise coupons, and the peace that comes with open space. In this episode, we're revisiting the magic (and strategy) of decluttering!

It's so normal for us, as a society, to avoid health check-ups out of fear of shocking medical bills. But in most cases, what you see on your medical bill isn't the amount you actually have to pay. In this episode, experts share the most common medical billing mistakes, how to spot them, and steps to challenge charges, get discounts, and find hidden financial aid.