Podcasts about Auto

Welcome back and buckle up because it’s time for the Homebrew Happy Hour podcast!… THE home brew #podcast where we answer all of your home brewing questions and discuss anything related to craft beer! Lorena is here to help answer your questions and I’m here to be an example of what ADHD looks like in 40 year old bald men. A NOT SO SUBTLE REMINDER: If you appreciate the things we do here at Homebrew Happy Hour, consider joining our Trub Club! — https://www.patreon.com/bePatron?u=21132635 On Today’s Show: Yeast Starters, Auto-Siphons, and Grain Mill Maintenance 00:00:00 – 00:09:13 Patreon & Small Talk00:09:14 – 00:16:59 Yeast Starters00:17:00 – 00:33:05 Auto-Siphons00:33:06 – 01:06:38 Grain Mills Links for this episode:CellarScience Instant Water: https://morebeer.com/collections/cellarscience%C2%AE-instant-water%E2%84%A2?a_aid=HomebrewHappyHourCellarScience Premium Dry Yeast: https://morebeer.com/collections/cellarscience/index?a_aid=HomebrewHappyHourFLOTit 2.0: https://amzn.to/3NhMRnC We want to hear from you! If you have a question that you'd like us to discuss on a future episode, please click on the “Submit a Question” link at the top of our website or you can now call in your questions via our questions hotline @ 325-305-6107 and leave your message after the beep. Let us know what you think and enjoy the show! cheers, joshua ———————– Thank you to our show's sponsor, Hops Direct! Family owned and operated, Hops Direct provides a wide variety of hop selection and ships directly to your door. Learn more by visiting https://hopsdirect.com/?utm_source=HHH&utm_medium=link&utm_campaign=HHH+link ————————– CellarScience offers premium dry yeast that delivers higher cell counts than typical liquid pitches, meaning you get a stronger, healthier fermentation without the hassle. The best part? You can Direct Pitch right into your wort—no starters, no waiting, just brewing. Whether you need their new ‘WEST COAST’ strain for a classic American IPA, or ‘JUNGLE’ for massive fruity esters, they've got your next batch covered. Join a recipe receiving tier of our Trub Club today because every kit that ships out now includes premium CellarScience Yeast, join at https://www.patreon.com/HomebrewHappyHour ————————– Real innovation in base malt doesn’t come around often. But as the world's largest producer of specialty malt, Viking is changing the game. Sourced strictly from local farmers in Northern Europe—where harsh winters naturally reduce the need for chemical pesticides—Viking delivers pristine, non-GMO barley that consistently wins gold medals at major pro and homebrew competitions. Because of direct importing, you get access to this exact same pro-level quality at a price that easily competes with standard, cheaper domestic malts.Join a recipe receiving tier of our Trub Club today because every kit that ships out now includes premium Viking Malt, join at https://www.patreon.com/HomebrewHappyHour————————– This episode is brought to you by Brewer’s Friend! Brewing beer at home isn't just about the ingredients, it's about precision. And that's where BrewersFriend.com comes in. Whether you're dialing in your very first recipe or perfecting your hundredth, Brewers Friend gives you the tools to brew with confidence. Their recipe builder, mash calculators, and water profile database helps take the guesswork out of the process so you can focus on what matters: making great beer! Plus, Brewers Friend isn't just software, it's a community of passionate homebrewers, sharing recipes, tips, and feedback. It's like having a brew club in your pocket! Head over to BrewersFriend.com today and take your homebrewing to the next level. Use promo code HAPPYHOUR to save 25% OFF premium memberships! That's BrewersFriend.com…because better brewing starts with better tools! Click here to use our link: https://bit.ly/3N7uQbm ————————– Become a Patron! Reminder that these episodes are ultimately made possible because of YOUR support. Consider becoming a member of our TRUB CLUB via our Patreon page and receive perks such as merch, exclusive group access and content, recipes, and some tiers even get monthly recipe kits mailed to you! https://www.patreon.com/HomebrewHappyHour #homebrewing #homebrewers #craftbeer #beer #brewing #craftbrew #kolsch #webcast #show

L'intelligence artificielle bouscule les équilibres internes et impose une transformation du management à grande échelle. L'automatisation des tâches pose une urgence immédiate. Il faut réinventer les compétences avant la disparition des emplois.Dans cet épisode, Delphine Zanelli reçoit Maryjo Charbonnier, Chief Human Resource Officer de Kyndryl.L'introduction de nouvelles technologies génère systématiquement de l'anxiété au sein des équipes. Chez Kyndryl, l'automatisation transforme radicalement les emplois puisque, comme l'explique la dirigeante, "nous avons déjà libéré 15 000 personnes à cause de l'utilisation de l'IA". Cette transformation du management exige une réponse organisationnelle précise pour maintenir la confiance. La fonction ressources humaines se retrouve en première ligne pour anticiper les suppressions de tâches, inventorier les expertises existantes et redéployer les individus vers des missions à plus forte valeur ajoutée.Ce défi management repose sur une anticipation minutieuse. Face aux ruptures, l'entreprise intervient en amont. Maryjo Charbonnier précise cette méthode en affirmant que "nous pouvons commencer à vous reskiller avant que votre travail de client s'arrête". La transformation du management s'opère par des outils de mesure continue et une acculturation globale. Les encadrants intègrent l'intelligence artificielle dans leurs objectifs avec la responsabilité de guider leurs collaborateurs vers de nouveaux apprentissages.L'organisation s'appuie également sur des mécanismes transparents d'évaluation. L'entreprise déploie des plateformes numériques qui génèrent automatiquement les questions d'évaluation pour libérer les managers de la charge cognitive. La pratique managériale évolue pour systématiser les retours constructifs à tous les niveaux car "le feedback est le moteur de notre progrès", rappelle la dirigeante. En parallèle, la reconnaissance devient un processus social et visible par tous pour nourrir l'engagement des collaborateurs.Membre du board du SHRM et rodée aux scissions d'entreprises mondiales, Maryjo Charbonnier conçoit son métier de manager depuis le terrain des crises. Elle aborde la transformation DRH avec un prisme ultra pragmatique en encourageant les équipes à se positionner là où l'entreprise souffre, car "les exécutifs tendent disproportionnellement à passer leur temps sur des choses qui ne fonctionnent pas". Face à l'incertitude technologique, elle rappelle une vérité individuelle. "La seule chose qui est dans votre contrôle, c'est votre rythme d'apprentissage".Cet épisode donne des éléments concrets pour anticiper l'impact de l'intelligence artificielle sur les compétences, déployer une culture du retour d'information continu et structurer la requalification des collaborateurs.CHAPITRAGE :(00:00) Le grand spin-off d'IBM et l'ère de l'IA (02:26) La méthode pour anticiper et inventorier (07:22) Auto-évaluation et confiance des équipes (12:13) Les quatre nouvelles missions du manager (19:16) Rendre le feedback simple et social (31:52) Pourquoi chercher la chaleur et la crise

Ein Auto ist in eine Menschenmenge gefahren. Das Landgericht Freiburg hat das Urteil in einem Mordfall gefällt. Ein Schwimmbad in Schwörstadt hat geschlossen.

Matt Farah's Porsche got hit; he and Zack Klapman review two Genesis sedans; Big Sur is on fire; and more! Patreon questions include: The watch addiction begins What's on your 2001 CD? Auto factories we've toured Rolex Yacht Master: cool or no? Inviting cars at $10k, $30k, and $50k Our tasteful mod formula Choosing routes on two wheels Are BMW i8s a bargain at $50k? Why cars warn you when they're cold Why 997.2 Turbos are SO expensive Our healthy gas station foods Thanks for the free car Recorded August 10, 2026 Tickets to our live show: https://improv.com/irvine/event/the+smoking+tire+live+feat.+smith+and+sniff+with+matt+farah%2C+zack+klapman%2C+richard+porter%2C+and+jonny+smith/14213624/ DeleteMe Get 20% off your DeleteMe plan when you go to https://www.joindeleteme.com/TIRE and use promo code TIRE at checkout. Factor Head to https://FACTORMEALS.com/tire50off and use code tire50off to get 50 percent off and 1 free breakfast item per box for 1 year, while supplies last until 10/31/2026. See website for more details. nstagram:https://www.Instagram.com/thesmokingtirehttps://www.Instagram.com/therealzackklapman Enter to WIN our AMAZING 2025 Porsche 911 Turbo S!! https://www.dreamgiveaway.com/tickets/porsche?promo=SMOKINGTIRE Promo Code Offer: Get 4X bonus tickets with any donation of $25 or more. With every donation you are helping benefit some wonderful veterans' and children's charities. Podcast Promo Code: SMOKINGTIRE Want your question answered? Want to watch the live stream, get ad-free podcasts, or exclusive podcasts? Join our Patreon: https://www.patreon.com/thesmokingtirepodcast Use Off The Record! and ALWAYS fight your tickets! Enter code TST10 for a 10% discount on your first case on the Off The Record app, or go to http://www.offtherecord.com/TST. Watch our car reviews: https://www.youtube.com/thesmokingtire Tweet at us!https://www.Twitter.com/thesmokingtirehttps://www.Twitter.com/zackklapman Instagram:https://www.Instagram.com/thesmokingtirehttps://www.Instagram.com/therealzackklapman

Robotaxis are accelerating along the road to commercial viability. Auto and Shared Mobility Analysts Andrew Percoco and Tim Hsiao discuss what this rapid development means for global investors.Read more insights from Morgan Stanley.----- Transcript -----Andrew Percoco: Welcome to Thoughts on the Market. I'm Andrew Percoco, Head of North America Auto and Shared Mobility Research. Tim Hsiao: And I'm Tim Hsiao, Greater China Auto and Shared Mobility Analyst.Andrew Percoco: Today, why robotaxis may be approaching a commercial inflection point. It's Thursday, August 13th at 8am in New York.Tim Hsiao: And 8 pm in Hong Kong.Andrew Percoco: So Tim, for years, robotaxis were really confined to limited pilot rollouts across the globe. You've done a lot of work over the last few weeks. We put out a big collaborative report on the robotaxi market and how it could be a $1 trillion TAM by 2040.What makes this moment different than some of the other robotaxi hype cycles that we've seen in the past? Tim Hsiao: We observe four things have been converging. Firstly, end-to-end AI is improving much faster. Secondly, hardware and the training costs are falling. And thirdly, more well-capitalized players can fund deployment. And last but not least, regulation is becoming clearer.The leading operators are no longer just demonstrating the technology. They are running fully driverless services around the clock and generating commercial rides. So in our view, the questions has been shifting from can it work to who can expand operating areas, raise utilization and lower costs at a much faster pace.So that's a very different setup versus the 2018 and 2021 hype cycles. Andrew, U.S. autonomous miles could rise from 116 million in [20]25 to 16 billion by 2032. But still make up only about 0.5 percent of all miles driven. How can robotaxis become a meaningful business while remaining such a small part of the market?Andrew Percoco: I would say, you know, obviously the U.S. mobility and transportation market is a massive market. So even with the rapid growth that we expect in robotaxis, it's going to take a long time to make a material impact in the overall market share of mobility. But if you think about the profit pools in this business, 16 billion miles at $2 a mile can, you know, pretty quickly become a very significant TAM and market opportunity.And I think, you know, fundamentally, if you think about a robotaxi business, I would argue you're better utilizing an asset... Or if you think about the, you know, car park, the amount of vehicles that are, you know, in the fleet today or in the U.S. today, they're sitting idle 90 percent of the time, right?So you're talking about taking a smaller amount of volume and driving a higher utilization on that fleet and driving much improved economics. So yes, it's going to take time to displace the, you know, hundreds of millions of cars that you have on the road in the U.S. and displace the penetration of miles driven. But ultimately, you know, we think that the profit pool and the opportunity in robotaxis are much more attractive for the entire value chain, as it relates to robotaxis. And I'd say there's a few things that we're watching along the way to make sure that, to your point, you know, this is not another hype cycle. And that there's real commercial backbone to this business.I'd say the first is seeing the rollouts continue to improve, and the density of the rollouts improve across the select cities that we've seen in the U.S. right now. Robotaxis are only available in a handful of cities in the U.S., so we want to see that continue to expand into more cities. But also the density of the fleet increase in the cities where they're currently present.And at the same time the safety side is still something that gets a lot of questions in making sure that it is truly safer than a human driver, across technology platforms, right? There's various players in this market with different approaches to technology. So, I think seeing that the safety curve is starting to or continues to improve is going to be very important for the viability of this market going forward.Obviously U.S. is very different from China. What have you seen in China? China has shown some impressive growth and utilization in some of the operators that are on the road in China. So just curious as to your perspective in terms of what you're seeing on the ground there. Tim Hsiao: I think China shows that there's much in operations and skill challenges as technology challenges. The fleet in China is above 5,000 vehicles across I think more than 7500 square kilometers in key cities. And some operators average more than 20 orders per vehicle per day.So, total cost of ownership has fallen roughly 30 to 40 percent, while remote assistance ratios are moving from like one operator for like 20 to 40, even like 50 to 60 vehicles. And we think it will achieve like one for a 100. So that has produced real break-even happens, especially in some major cities like Guangzhou, Shenzhen, Wuhan – the tier one, tier two cities.So in our view, I think in China, wider operating domains, fleet density and utilization rate, as you just mentioned, reinforce one another. So make it some more like the real commercial case. Instead of just, like trials as we saw a couple years ago. If more value shifts towards the software, fleet operation, and the data, as well as the customer relations, how does that change the profit pool, across the auto industry, especially in the U.S.?Andrew Percoco: First off, I think the auto industry in general is becoming, you know, more software focused and aware. You know, it's being led by the robotaxi market where the autonomous driving software and technology is obviously the most important part about getting this technology to market.That is ultimately trickling down to personally owned cars where you're seeing more autonomous technology being deployed. Auto OEMs are able to charge subscription revenue for this software. So it expands, I'd say, the value proposition of buying a vehicle expands the profit pool for the OEMs.It changes in some ways the cyclicality, or can change the cyclicality of the industry if you've got more kind of recurring revenues, subscription like business model versus just a hardware focused OEM model, which has been kind of the predominant focus for the OEMs historically. I'd say the other angle, interesting angle here is, you know, as this business scales, there's gonna be a lot of vehicles on the road. There's gonna be a lot of fleets of vehicles on the road. Those need to be managed by somebody or some company, right? So if you think about, you know, the rental car industry, right? These companies have been in the business of managing fleets and renting out fleets for a very long time. They know how to do that very, very well.I think there's an interesting opportunity for that part of the value chain, to participate in aiding these robotaxi fleet operators, in scaling and bringing their business to market. Charging, maintenance, reconditioning, all the things that take a lot of time and a pretty large amount of physical infrastructure.That's an opportunity for the rental car industry to come in and leverage their existing know-how to help. And, you know, I think Tim, an important part of this commercialization process is driving down the cost structure of robotaxis. They are very sensor; heavy sensor heavy. They're very compute heavy. I think China is the clear leader on cost and supply chain. I think in China you're seeing robotaxis, you know, around $35,000 to $40,000, which is considerably lower than what we see in the U.S. today.So, how do you think that that will accelerate adoption in China, but I'd say more importantly overseas as some of these robotaxis businesses look to expand outside of China. Tim Hsiao: In our view, it could be a major accelerant because as we noticed that the depreciation is still one of the largest fixed costs for robotaxi. So, as we just mentioned, I think, $35000 to $45000 US dollars, the purpose-built robotaxi can lower the breakeven utilization threshold. And make it easier to finance fleets and open cities that could not support the $150,000 US dollar vehicle.And not only in China, because globally, I think the Chinese cost deflation can be paired with the local ride-hailing platforms in the overseas market that provide demand and regulatory access. But as we highlighted in our previous, the global reports once again, we don't think the cheap vehicle is sufficiently by their self.So in our views, on top of the competitive cost structure, registration, data localization, insurance, and local operating costs can still delay the margin curve, particularly in Europe, which we think there are still quite a lot of uncertainties. So Andrew, as we just, as we just discussed, the lower vehicle costs help, but the operating model still has to work, right? So with operating costs expected to fall and the margin potentially moving above 30 percent or even higher at scale, what are the key assumptions investors should focus on?Andrew Percoco: There's a handful of key assumptions you need to sensitize to get to that 30 percent or more margin structure in this business. I'd say the first is going to be utilization, right? You need to be running these assets at a high utilization to essentially amortize those fixed costs over a larger number of miles driven.Number two, insurance today is probably one of the largest buckets of cost when we think about this business. Insurance is, from our perspective, a big unlock for this industry as the safety, as we mentioned before, the safety data continues to improve. We think that will be a reason to, to expect that the insurance costs associated with autonomous driving technology and robotaxis will continue to decline.It's about 30 cents per mile on our estimate, so it's very significant in terms of the overall cost structure of robotaxis. Drivers or where there's the most sensitivity around the model. Obviously, there's charging costs, there's maintenance costs. Those are, I think, fairly known at this point. But the utilization and insurance, I think, are the two biggest drivers of really getting that margin profile to improve over time. Tim, I guess when you think about the next, call it 10 to 15 years, I think we will put out a trillion dollar market by 2040 from a TAM perspective.What do you think the biggest markets are that investors should be watching, in terms of getting us to that trillion dollar TAM? Obviously, U.S. and China are kinda leading now, but what are the next markets people should be watching?Tim Hsiao: In addition to the major market, as you just mentioned, the U.S. and China, in our views, I think we also need to focus on markets like Europe, the Middle East and Southeast Asia. I think their scale is underappreciated, as we highlighted in our previous report. Because if you think about that, Europe, the Middle East, and Southeast Asia in aggregate have roughly four million taxis together ride-hailing vehicles.So even with 25 percent conversion, they imply that about one million is the L4s vehicles. The Middle East offers supportive regulators, you can tell, simpler operating environments and higher fares. And if you think about the Southeast Asia, the ASEAN, I think the market has dense demand and strong local platforms.And of course, Euro markets definitely can't be ignored because Euro will move more slowly, because we think the regulations and the data rules would initially add cost. But the truth is, if you think about the European market, I think the taxis or ride-hailing fares are among the highest globally, even compared to the U.S. and rest of the world.So in our view, the material margin could be more attractive. And this market, on top of the U.S. and China, in our view, can support several regional winners. So, not only limited to a very, you know, the single one or two markets.Andrew Percoco: Yeah, it's great Tim. It sounds like, you know, the robotaxi race, if you want to put it that way, will be won by those who can really bring together technology, and a compelling cost structure while also following the proper regulations and making sure the safety is improving at a rate that's acceptable to regulators.So, Tim, thanks for taking the time to talk today. And thanks for listening. If you enjoy Thoughts on the Market, please leave us a review wherever you listen, and share the podcast with a friend or colleague today.

Plus: Earnings from shipping companies Maersk and Hapag-Lloyd suggest global trade is moving along, despite the war in Iran. And Apple is discussing new deals with publishers to use their content to improve its Siri voice assistant. Luke Vargas hosts. Sign up for WSJ's free What's News newsletter. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Auto-generated transcript: Bismillahir-Rahmanir-Rahim. Alhamdulillahil-Rahmihil-Alameen. As-Salatu As-Salamu Ala Ash-Sharifil-Amin Bi Ayatumil-Salin. Muhammad Rasulullah, Insallahi Hayyuh, Ayyuh, S.S.A.M.T., wa S.S.A.M.T. From my mother, a very dear friend of mine from Australia, he said to me that one of his school friends when he was in school—so we were talking about kids in maximum high school who would… Continue reading What problems do schools solve

Was soll das?! Kritschelack wird einfach von Lena-Lotte und ihrem Vater mitgenommen. Und Marei nickt! Die Kater Arthur und Paul sind traurig. Doch am Abend fährt ein Auto vor. Aus der OHRENBÄR-Hörgeschichte: Kritschelack und die Flohhalsband-Bande (Folge 5 von 5) von Ilke S. Prick. Es liest: Florian Lukas. ▶ Mehr Hörgeschichten empfohlen ab 4: https://www.ohrenbaer.de/podcast/empfohlen-ab-4.html ▶ Mehr Infos unter https://www.ohrenbaer.de & ohrenbaer@rbb-online.de

Senior Associate Editor Dave Pilla discusses AM Best's 2026 rankings that show California still leading the nation in private passenger auto direct premiums written, followed by Texas, Florida, New York and Georgia.

#ItalianSecrets #ElkeHeselmeyer #DNEWS24 #Kalabrien #Scilla #Messina Es gibt Landschaften, die man mit dem Auto bereist. Und es gibt Landschaften, bei denen man sich einfach zurücklehnen und den Blick aus dem Zug-fenster genießen sollte. Genau dazu lädt eine Fahrt entlang der kalabrischen Küste ein.Heute geht es mit dem Zug von Reggio Calabria entlang der Costa Viola in Richtung Scilla und Bagnara Calabra.

Kan je van élke auto goede foto's maken? In deze aflevering van Klapband, de Autofans-podcast powered by Ayvens, vragen Joram en Mika het aan fotograaf Bart Kuykens. Na 14 boeken vol klassieke Porsches, Ferrari's en ander automobiel schoon kent de camera geen geheimen meer voor Bart… Vooral als het een analoge camera is. In deze podcast leer je alles over: Fotografie in zwart-wit of in kleur Analoge versus digitale fotografie Klassieke versus moderne auto's fotograferen Tips om zelf foto's van je auto te nemen De plaats van AI in fotografie Daarnaast hebben we het ook over de liefde voor Porsche en het verschil in sympathie tussen een oude en een nieuwe 911. Kan je bijvoorbeeld wel ritsen met een nieuwe Porsche? En hoe graag ben je gezien in een Ferrari?

Want the playbook, not just the conversation? Subscribe for deep-dive, actionable breakdowns from every episode at unchurned.substack.com.Proofpoint had no named accounts. No digital motion. No success plans. Two years later, they've got an AI assistant wired into every customer's data, and an early warning system that catches churn risk a year out.Mark Vovsi, Senior Director, CS Operations - GTM Automation & AI at Proofpoint went from building the CS foundation at Proofpoint to reinventing his own job around AL. This episode isn't a highlight reel. It's Mark walking through what actually got built, in what order, and why. In addition to the debate every CS leader is about to have about where AI-driven insights should even live.---What You'll Learn• Why Proofpoint's CS org started with zero named accounts and what it took to fix it• The 4-stage AI maturity curve: generic AI → connected assistants → automation → predictive risk• How role-based AI assistants get wired into customer 360 data (and why generic ChatGPT falls short)• How Proofpoint auto-generates and auto-refreshes success plans for every customer, every quarter• What an Al-powered early warning system for churn actually looks like under the hood• The headless vs. cockpit debate: should CS insights live in the CSP, Slack/Teams, or Claude/MCP?• Why data hygiene (not AI) is still the real blocker for most CS orgs• How the CSM role is about to change: wider coverage ratios and "jack of all trades" expectations• What Mark looks for when hiring for Al-era CS ops roles---Timestamps0:00 - Preview & Intro2:00 - Meet Mark Vovsi (Proofpoint)2:38 - Building CS from scratch at Proofpoint3:52 - Overview of Proofpoint & It's CS org5:28 - Fixing the data before fixing anything else5:58 - What actually worked: top-down alignment + early adopters6:28 - The shift to Al: from CS Ops to AI/GTM strategy8:52 - Proofpoint's AI maturity model, stage by stage9:30 - Role-based AI assistants wired into customer 360 data10:50 - Auto-generating success plans at scale13:50 - Building an early warning system for churn risk15:00 - Headless AI vs. the CSP cockpit: where should insights live?18:24 - The 12-month vision: catching risk a year out20:00 - How the CSM role and CS hiring is about to change---Josh is writing a book on building customer relationships. Follow his journey and insights at www.joshschachter.com---Where to Find the GuestMark Vovsi: https://www.linkedin.com/in/vovsi/---Where to Find the Hosts: Josh's LinkedIn: https://www.linkedin.com/in/jschachter/Unchurned Substack: https://unchurned.substack.com/

Is there a crisis quietly building in the U.S. auto industry? Car prices surged. Monthly payments exploded. Consumers took on larger loans at higher interest rates—and now we're starting to see signs of stress. In today's episode, we're diving into a great viewer question about the health of the U.S. auto market and, more specifically, the growing concern surrounding auto loan delinquencies and defaults. The numbers deserve attention. U.S. auto loan balances have climbed to roughly $1.7 trillion, while serious delinquencies remain elevated. At the same time, consumers originated a record $211 billion in new auto loans during the second quarter of 2026. So the big question is: Are we looking at normal consumer-credit stress—or the early stages of something much bigger? On today's show, we'll break down: Why auto loans have become increasingly difficult for consumers to afford What rising delinquencies and defaults are telling us How higher interest rates changed the economics of buying a vehicle What happens when borrowers become upside-down on their car loans Whether repossessions could create additional pressure on used-car prices How falling used-car values could ripple through lenders and dealerships Which parts of the auto industry may be most vulnerable Whether this could become a broader problem for the U.S. economy We'll also look at the investment side of the equation. If stress in auto credit continues to build, who gets hurt first? Automakers? Dealerships? Used-car retailers? Banks? Subprime lenders? And perhaps more importantly... Where could the trading opportunities be? One thing is important to keep in perspective: the data doesn't currently prove that we're facing an auto version of the 2008 housing crisis. The New York Fed's latest data shows that the flow of auto loans entering serious delinquency has recently been relatively stable, even though overall stress remains elevated. That's exactly why this topic is so interesting. The warning lights are flashing—but that doesn't necessarily mean the engine is about to blow. We'll separate the social-media hype from the actual numbers and determine just how concerned traders and investors should be. For additional research, check out the New York Fed Household Debt and Credit Report, which tracks auto loans, credit cards, mortgages and consumer delinquencies. Listen now:

Auto-generated transcript: Bismillāh ar-Raḥmān ar-Raḥīm, Alhamdulillāhi Rabbil ‘Alāmīn, wa salātu wa salāmu ‘alā ash-sharafi l-‘Abbīyī wa mursalin, Muḥammadur Rasūlullāh ﷺ, wa sahibihi wa salām, tasliman kathīran kathīrā. Wa ma’ādhu, my brothers and sisters, we are in Ethiopia, returning to India today InshaAllāh. And I was thinking to myself that this is the land of the… Continue reading Ethiopia – First Hijra

It's a small switch that most homeowners never think about, but in the hot, humid climate of southeastern North Carolina, it can make a big difference in how comfortable your home feels.In this episode, our hosts take a deep dive into why your air conditioner does more than cool your home—it also removes humidity. They explain what happens inside your HVAC system when the fan runs continuously, why some homes start feeling sticky even though the thermostat says 75°, and why leaving the fan on all the time can work against your air conditioner.You'll also hear why this advice is different in humid climates, the few situations where running the fan continuously actually makes sense, and the simple thermostat setting that most homeowners should be using.If you've ever wondered whether Fan "On" or Fan "Auto" is the better choice, this episode breaks down the science in plain English so you can make the right decision for your home.

A four-door Camaro sounds like a joke until you look at the space it could fill. We kick things off by unpacking the latest reports and AI-style renderings that imagine Chevrolet bringing the Camaro name back as a performance fastback sedan. We talk through why it would be a massive break from Camaro tradition, and why GM might still do it if they want a true halo car that sits beneath the Corvette and doesn't step entirely on Cadillac's toes. Then we get into the details that matter to car people: possible rear-drive underpinnings, the engine menu that could range from a turbo four to a twin-turbo V6, and the spicy “what if” of Blackwing-level supercharged V8 power.Next, we shift from speculation to seat time with a detailed look at the 2026 Ram 1500 Longhorn Crew Cab 4x4. We run through the luxury-truck checklist (leather, real wood, massaging seats, big screens, premium audio) and the numbers that decide the purchase (Hurricane HO inline-six output, towing and payload, real-world MPG, and how an $86K as-tested sticker changes the conversation).We wrap with two palate cleansers: five camping destinations within two hours of Houston for one last summer escape, and a quick tour of auto history that connects early risk-taking to today's engineering. Finally, Don breaks down why the 2026 Lexus IS 350 F Sport still works as a daily sport sedan, with refreshed styling, better infotainment, and a proven naturally aspirated V6. If you enjoy smart car talk that mixes news, reviews, and road-trip ideas, subscribe, share this with a friend, and leave us a review.Be sure to subscribe for more In Wheel Time Car Talk!----  ----- Want more In Wheel Time car talk any time?     In Wheel Time is now available on Audacy!  Just go to Audacy.com/InWheelTime where ever you are.-----   -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com

Randal O'Toole of the Cascade Policy Institute argues Portland's anti-auto planning has failed the region, pointing to a 90 percent drop in automotive air pollution and a 30 percent decline in highway fatalities achieved while Americans drove more miles, not fewer. He offers four policy alternatives including toll lanes and TriMet route reform. https://www.clarkcountytoday.com/opinion/opinion-portlands-war-on-cars-3-ending-the-war-on-automobiles/ #Portland #Transportation #Automobiles #CascadePolicyInstitute #AntiAutoPlanning #TriMet #TrafficSafety #FuelEfficiency #PacificNorthwest #Opinion

Keith Golembiewski, AVP and director of annuity research, LIMRA, discusses the forces behind record annuity sales, rising demand for retirement security and the key trends driving the next phase of annuity growth and innovation.

Wir nehmen euch mit auf eine außergewöhnliche Reise durch Nordamerika – diesmal nicht mit dem Auto, sondern entspannt im Zug! In dieser Folge erzählen wir, wie Bahnreisen in Kanada und den USA wirklich sind: von bequemen Sitzen, stressfreiem Boarding und überraschend viel Beinfreiheit bis zu atemberaubenden Landschaften, die am Fenster vorbeiziehen. Wir teilen unsere persönlichen Erfahrungen von VIA Rail über Amtrak bis hin zu Luxuszügen wie dem Rocky Mountaineer. Ihr erfahrt, für wen Zugreisen besonders geeignet sind, wie sich Economy und Business Class unterscheiden und warum diese Art zu reisen eine echte Alternative zum Mietwagen sein kann – egal ob für Familien, Freunde oder Abenteurer. Steigt ein und entdeckt mit uns eine neue Seite des Reisens!

Matt Haiken is the President of Prestige Auto Group, a second-generation dealer who has run stores under the Lincoln, Volvo, and Polestar brands for more than 20 years. He built LotVision, an AI platform that gives dealers live analytics on competitors' inventory, and he watched Polestar pull its franchise from under him with almost no warning. Topics: 13:40 Carvana Runs Without Sales Managers. 21:00 Tesla's Calculator Is The Gold Standard. 24:10 Brokers Fill Dealer Blind Spots. 27:45 Broker Deals Lost $2,000 Each. 29:55 OEM Awards Are Addictive. 31:50 LotVision Spies On Competitors. This episode is brought to you by: 1. Digital Dealer - Join us September 22–23 in Detroit and register today at DigitalDealer.com. Use code CDG25OFF at checkout and bring your team for a generous discount. Visit @ ⁠⁠here⁠⁠ for more info. 2. CDK Global - CDK's Built-In Customer Data Platform, CDP, unifies customer data across your dealership and brings AI-driven insights directly into your everyday workflows. Learn more @ here. 3. CDG Circles - Connect with verified dealers all inside the CDG Platform. Learn more @ here. Check out Car Dealership Guy's stuff: For dealers: CDG Circles ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cdgcircles.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Industry job board ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://jobs.dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dealership recruiting ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgrecruiting.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Fix your dealership's social media ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.trynomad.co⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Request to be a podcast guest ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgguest.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ For industry vendors: Advertise with Car Dealership Guy ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgpartner.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Industry job board ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://jobs.dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Request to be a podcast guest ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgguest.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Car Dealership Guy Socials: X ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠x.com/GuyDealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠instagram.com/cardealershipguy/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠tiktok.com/@guydealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠linkedin.com/company/cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Threads ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠threads.net/@cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠facebook.com/profile.php?id=100077402857683⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Everything else ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

In this episode, we kick things off with a massive consolidation move reshaping the finished vehicle logistics market. Jacksonville-based Proficient Auto Logistics announced a one hundred thirty million dollar agreement to acquire California-based Hansen & Adkins, a deal that will push the combined company's market share to roughly 25 percent of the new car hauling market. The acquisition will more than double Proficient's fleet to over seven hundred twenty-five company-owned units and add four hundred million dollars in annual revenue, with the deal expected to close in mid-August as the auto haul industry faces rising regulatory pressures and tightening capacity. Next, we explore a brewing battle in the parcel sector where a Senate bill aimed at solving Zip code confusion is triggering fierce pushback from postal leadership. The Homeland Security and Governmental Affairs Committee endorsed legislation requiring the U.S. Postal Service to designate unique Zip codes for eighty-three communities, but Postmaster General David Steiner is warning that the mandate would cause irreparable harm to both the organization and its customers. Steiner claims implementation would cost well over eight hundred million dollars, completely erasing last quarter's hard-fought performance gains for an agency that has lost nearly fifteen billion dollars over the past twenty-one months. Finally, we break down strong second-quarter results from one of the nation's largest freight railroads as BNSF Railway reported pre-tax earnings rising nearly fourteen percent on higher volume and revenue. Parent company Berkshire Hathaway disclosed that BNSF's earnings climbed to two point zero six billion dollars as revenue increased fourteen point six percent to six point five six billion, driven by a six and a half percent volume surge and higher revenue per unit. Consumer products traffic grew nine point three percent thanks to increased West Coast imports and tightening truck capacity, while agricultural and energy shipments jumped eleven and a half percent, though the railroad's operating ratio deteriorated slightly as fuel costs surged sixty-eight percent year over year. Follow the FreightWaves Today Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices

Auto-generated transcript: Think about it: if you have a laptop or computer, it has an operating system—the platform on which everything else runs. On that operating system, you upload different apps and software to perform whatever functions you want. The dangers come in two major kinds. One is a virus from outside the system, which… Continue reading Taqwa is the OS

NAIC's new principles-based bond definition went into full effect in 2025, according to a new Best's Special Report discussed by Kaitlin Piasecki, industry research analyst, AM Best.

In this episode, we kick things off with a massive consolidation move reshaping the finished vehicle logistics market. Jacksonville-based Proficient Auto Logistics announced a one hundred thirty million dollar agreement to acquire California-based Hansen & Adkins, a deal that will push the combined company's market share to roughly 25 percent of the new car hauling market. The acquisition will more than double Proficient's fleet to over seven hundred twenty-five company-owned units and add four hundred million dollars in annual revenue, with the deal expected to close in mid-August as the auto haul industry faces rising regulatory pressures and tightening capacity. Next, we explore a brewing battle in the parcel sector where a Senate bill aimed at solving Zip code confusion is triggering fierce pushback from postal leadership. The Homeland Security and Governmental Affairs Committee endorsed legislation requiring the U.S. Postal Service to designate unique Zip codes for eighty-three communities, but Postmaster General David Steiner is warning that the mandate would cause irreparable harm to both the organization and its customers. Steiner claims implementation would cost well over eight hundred million dollars, completely erasing last quarter's hard-fought performance gains for an agency that has lost nearly fifteen billion dollars over the past twenty-one months. Finally, we break down strong second-quarter results from one of the nation's largest freight railroads as BNSF Railway reported pre-tax earnings rising nearly fourteen percent on higher volume and revenue. Parent company Berkshire Hathaway disclosed that BNSF's earnings climbed to two point zero six billion dollars as revenue increased fourteen point six percent to six point five six billion, driven by a six and a half percent volume surge and higher revenue per unit. Consumer products traffic grew nine point three percent thanks to increased West Coast imports and tightening truck capacity, while agricultural and energy shipments jumped eleven and a half percent, though the railroad's operating ratio deteriorated slightly as fuel costs surged sixty-eight percent year over year. Follow the FreightWaves Today Podcast Other FreightWaves Shows Learn more about your ad choices. Visit megaphone.fm/adchoices

Auto-generated transcript: بسم الله الرحمن الرحيم الحمد لله رب العالمين نحمده ونستعينه ونستغفره ونؤمن به ونتوكل عليه ونعوذ بالله من شرور أنفسنا ومن سيئات أعمالنا من يهده الله فلا مضل له ومن يذلل فلا هدي له ونشهد أن لا إله إلا الله وحده لا شريك له ونشهد أن محمد ﷺ رسول الله أرسل الله تعالى… Continue reading Forgive Your Brother

The outlook remains stable owing to rising interest rates, implementation of the Japan Insurance Capital Standard, and greater regulatory oversight, among other factors, according to a new Best's Market Segment Report discussed by AM Best Senior Financial Analyst Charles Chiang.

It's ev.news Briefly for Friday 07 August 2026, only todays headlines and nothing else, in just 4 minutes if you haven't got time for the full show.Patreon supporters fund this show, get the episodes ad free, as soon as they're ready and are part of the ev.news Community. You can be like them by clicking here: https://www.patreon.com/evnewsFORD FATHOM STARTS AT $29,945 DELIVEREDFord has named its affordable electric pickup the Fathom, priced from $28,350 for the standard-range model, or $29,945 including the mandatory $1,595 delivery fee, and it is the first vehicle on Ford's new Universal EV Platform, which uses megacasting and an "assembly tree" process at Louisville Assembly Plant to cut parts count by 20% and process workstations by 40%, alongside prismatic LFP cells from BlueOval Battery Park in Michigan and an expected range of at least 300 miles (480km). Every trim gets a large touchscreen, wireless Apple CarPlay and Android Auto, BlueCruise, bidirectional charging, a digital key, a native NACS port and the first embedded Apple Maps navigation, with pre-orders and the full reveal due in early 2027 and customer deliveries later that year.CALIFORNIA'S MYFIRSTEV REBATES START PAYING OUTCalifornia's MyFirstEV programme has begun paying out $3,500 off a new EV and $1,750 off a used EV at the point of sale, funded by $135.5 million from the state matched by $135.5 million from manufacturers for a $271 million pot that could support more than 73,000 clean vehicles, with new vehicles capped at $50,000 MSRP, used at $25,000, and buyers required to attest they have never owned an EV. The caveats are significant: the price caps do not apply to California-headquartered makers Lucid and Rivian, carmakers choose which models and trims qualify, CARB judges eligibility on base-trim MSRP so pricier variants like the Model Y Performance still qualify, and used EVs must be certified pre-owned from franchised dealerships and at least two model years old.BMW STARTS I3 PRODUCTION IN MUNICHBMW began series production of the i3 at Plant Munich on 6 August, making it the second Neue Klasse model to reach series production after the iX3, with orders opening in mid-June and demand forcing an unusually steep ramp-up curve. Plant Munich head Peter Weber said the launch cuts manufacturing costs by a further 10% through forward planning, supplier collaboration, targeted automation, digitalisation and the Neue Klasse architecture, with the First Edition priced at €75,340 ($87,100) and the later base i3 50 xDrive at €65,900 ($76,180).ŠKODA STARTS PEAQ PRODUCTION IN MLADÁ BOLESLAVŠkoda Auto has started series production of the Peaq, its largest and most expensive electric model, at Mladá Boleslav, where it shares a line with the electric Elroq, electric Enyaq and combustion Octavia Combi, allowing output to shift between powertrains as demand changes; the model went on sale in June and had almost 8,500 orders by the end of July. Batteries are assembled on site, with a 91 kWh gross/86 kWh net pack offering more than 640 km (398 miles) of range and a smaller 63 kWh gross/59 kWh net pack starting at €49,990 (about $58,000).CHINESE BRANDS GAIN GROUND IN GERMANYChinese brands took 3.8% of German registrations in the first half of 2026, up from 2.2% in 2025, achieved in Europe's largest car market while overall demand stayed flat. Research from Deutsche Automobil Treuhand found Korean-brand owners most open to switching, with nearly one in two considering a Chinese model and one in five certain to buy, against nearly one in three of Japanese-brand owners and roughly one in four German-brand owners, though the German figures are not presented on a comparable basis and stated intent does not prove actual defection.ROYAL MAIL HITS 9,000 ELECTRIC VANSRoyal Mail has taken delivery of its 9,000th electric van, assigned to the Colchester Delivery Office, in what it calls Britain's largest electric delivery fleet, with 44 delivery sites now diesel-free and almost a third of routes zero-emission. The programme began in 2017 with an order for 100 vans and is justified by lower running and maintenance costs on short urban rounds, and now extends beyond the last mile with the first electric HGV added in December 2025 and more than 100 micro electric vehicles being deployed across the UK.KIA PV5 TAKES 37% OF EUROPEAN MARKETKia's first electric van, the PV5, arrived at the end of 2025, beat the company's own launch forecasts and now holds 37% of Europe's small electric van market according to ACEA data, leading its segment in 12 countries including the UK and Germany across Passenger, Cargo and Chassis forms. In Britain the PV5 Cargo leads all electric vans on 2026 registrations to date, and July brought Kia's first four-figure electric van month with 1,019 registrations, split 784 Cargo and 235 Passenger.ARNOLD CLARK ADDS £8.99 CHARGING SUBSCRIPTIONArnold Clark has launched an £8.99 ($12) monthly subscription on its Arnold Clark Charge network, available only through Octopus Electroverse, cutting ultra-rapid charging to 39p/kWh from the 55p/kWh standard tariff, a 16p/kWh saving that repays the fee at roughly 56kWh a month or about one and a half fills of a mid-size battery. The move carries weight because Arnold Clark is Britain's largest independent dealer group, with 140 service centres, 16 accident repair sites, 38 rental branches and Central Car Auctions, and recently reported annual revenue above £5.56bn ($7.5bn) with new-car sales up 11.2% in 2025 on the back of new EV franchises.VAUXHALL CORSA GSE STARTS AT £32,995Vauxhall has priced the electric Corsa GSE at £32,995 ($44,400) after the UK Electric Car Grant, with order books opening in September and first deliveries due in winter. Built on Stellantis's electric hot-hatch version of the e-CMP platform and shared with the Opel Corsa GSE, it uses a 207 kW (278 hp) front motor for a claimed 0-62 mph in 5.5 seconds, making it the quickest-accelerating production Vauxhall on sale and the most powerful Corsa ever, and positioning it as successor to the Nova GTE/GSi, Corsa GSi and Corsa VXR.NEW YORK TO ADD 600 CURBSIDE CHARGERSNew York City's Department of Transportation plans to add 600 curbside charging points to the PlugNYC network across all five boroughs over three years, lifting public curbside Level 2 points from 88 to 688, with each site carrying at least two posts and four charging points plus spare electrical connections for future e-mobility uses where grid capacity allows. Priority goes to dense neighbourhoods with little off-street parking and high numbers of taxi and ride-hailing drivers as well as low- and moderate-income communities, with Commissioner Mike Flynn tying the scheme to the Mamdani administration's 2050 net-zero goal, while a separate expansion at municipal parking facilities will add 92 fast and 180 Level 2 charging points procured and built by the New York Power Authority.One flag worth raising: the Ford story contains an error in the source copy — "$29,945, or £22,30" is a malformed sterling conversion. Also, your instruction was two sentences per story, but several of these items carry more load-bearing detail than two sentences comfortably hold; I've kept to two, but the Ford and California summaries in particular are doing a lot of work in single sentences and would read better at three or four if the format allows it.

Auto-generated transcript: As-salamu alaykum wa rahmatullahi wa barakatuhu, alhamdulillahi rabbil ‘alameen, wa salatu wa salamu ala ashrafil anbiya wal mursaleen, Muhammadur rasulullahi ﷺ wa ala alihi wa sahbihi wa sallam, tasliman kathir al kathira. Muhammad Badu, I am sitting here in Qantu, in Sibsony town, Port Elizabeth. And I remember this; we are sitting now… Continue reading How do you instill values in business families

Auto-generated transcript: **Increase Your Options** *Alhamdulillah, Rabbil-‘alameen. O Salatu-o Salam o Ala Aishatuna fi Lam-bi’aya wa Mursadi Muhammadin Sallallahu Alayhi Wasallam.* Just given and gatiha-gatiha, battle healthier. The Prophet ﷺ says that they told you everything has a price. And if you can pay the price, you can have whatever you like in life. Ira… Continue reading Increase your options

The July jobs report is out, and it's a doozy: The U.S. labor market shed a net 23,000 jobs last month. Previous months, which saw moderate gains, were revised down. In this episode, which sectors cut the most roles, and what it all signals about the broader economy. Plus: Climbing car prices lock buyers in longer-term loans, communities combat a teacher shortage by building affordable housing, and we want to hear your stories about voluntarily leaving the workforce.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.Read the stories in today's episode:The economy lost 23,000 jobs in July. Should the Fed be worried?Here's where the economy lost jobs in JulyCar prices continue to rise. Auto lenders compensate with long-term loansThe school districts building affordable housing for teachersHow leaving the labor force helped this caregiver find her calling

The July jobs report is out, and it's a doozy: The U.S. labor market shed a net 23,000 jobs last month. Previous months, which saw moderate gains, were revised down. In this episode, which sectors cut the most roles, and what it all signals about the broader economy. Plus: Climbing car prices lock buyers in longer-term loans, communities combat a teacher shortage by building affordable housing, and we want to hear your stories about voluntarily leaving the workforce.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.Read the stories in today's episode:The economy lost 23,000 jobs in July. Should the Fed be worried?Here's where the economy lost jobs in JulyCar prices continue to rise. Auto lenders compensate with long-term loansThe school districts building affordable housing for teachersHow leaving the labor force helped this caregiver find her calling

Want true value stocks with low P/Es? Look at the auto industry.  (0:30) - What Industry Should You Be Looking At For Strong Value Stocks? (6:15) - Tracey's Top Stock Picks For Your Watch List (24:30) - Episode Roundup: LEA, LAD, GM, MGA, PAG, TM  

Auto-generated transcript: Bismillahirrahmanirrahim. Alhamdulillahi Rabbil ‘Alameen. Wa salatu wa salamu ala ashrafil anbiya wal mursaleen. Muhammadur Rasulullah ﷺ wa ala alihi wa sahbihi salam. Tasliman kathira kathira. From my brother and sister, that’s a herd of impala. There are a couple of blue wildebeest in them. There are a few Egyptian geese in the distance… Continue reading Everything has a price

Want true value stocks with low P/Es? Look at the auto industry.  (0:30) - What Industry Should You Be Looking At For Strong Value Stocks? (6:15) - Tracey's Top Stock Picks For Your Watch List (24:30) - Episode Roundup: LEA, LAD, GM, MGA, PAG, TM podcast@zacks.com  

Matt Babcock, who heads up digital lending product strategy for Wolters Kluwer, returned for another visit on the Auto Remarketing Podcast. Wolter Kluwer recently released its latest quarterly Auto Finance Digital Transformation Index. Babcock recapped the sustained upward trajectory the industry continues to travel along with how else artificial intelligence can boost auto financing.

Apparently, self-driving cars don't know where they shouldn't park Self-driving cars are proving to be remarkably safe on the road and, so far, have demonstrated a better safety record than human drivers in many situations. However, like all technology, they still lack common sense. They may be able to navigate traffic, but they don't always understand where they can and more importantly, cannot park.   Over the past year and a half or so in Austin, Texas, Waymo's fleet of roughly 300 robotaxis has accumulated nearly $10,000 in parking tickets. While autonomous vehicles are doing well when it comes to following maps and traffic laws, they can become confused in situations that require human judgment. Reports indicate they sometimes struggle to follow directions from first responders, stop in places that block traffic, park in handicap spaces, or fail to recognize tow-away zones.   One notable incident in 2025 involved a Waymo vehicle that stopped on the side of a road in northern Austin while blocking an active railroad crossing. Police reportedly weren't sure how to move the vehicle, so they called a tow truck to remove it. There have also been reports of Waymo vehicles stopping in front of parking garage entrances and parking lot access points for no obvious reason, preventing other drivers from entering or exiting.   These issues will likely be resolved as the technology improves. Still, they highlight an important limitation. These robotaxis can process enormous amounts of data and make incredibly complex driving decisions, but it doesn't possess the instinctive common sense that people rely on everyday. For now, that's one area where humans still have an advantage over machines.   Why Interest Rates Could Stay Higher Than Many Expect One of the biggest debates in financial markets today is where interest rates are heading. While recessions can temporarily push yields lower, there are several long-term structural reasons why interest rates may remain elevated compared to what investors became accustomed to after the 2008 financial crisis.   The first and perhaps most important issue is the federal government's fiscal position. U.S. federal debt has climbed to roughly $40 trillion which is about 120% of GDP, a level that is historically very high outside of major wars or national emergencies. For much of the post-World War II period, debt-to-GDP remained well below current levels before accelerating sharply after the financial crisis and again during the pandemic.   Just as concerning is the federal deficit. The government continues to run annual deficits exceeding 5% of GDP, meaning debt is growing faster than the economy itself. As long as Washington continues borrowing at a pace that exceeds economic growth, the debt burden becomes increasingly difficult to stabilize. More Treasury issuance means investors must absorb a growing supply of government bonds, which can place upward pressure on yields unless demand keeps pace.   Another factor is the Federal Reserve's balance sheet. During the financial crisis and the pandemic, the Fed became one of the largest buyers of Treasury and mortgage-backed securities, helping suppress long-term interest rates through quantitative easing.   While the Fed has begun reducing its holdings, its balance sheet remains enormous by historical standards. Federal Reserve assets of about $6.7 trillion are currently equal to roughly 21% of U.S. GDP. Before the2008-09 financial crisis, the Fed's balance sheet averaged only about 6% of GDP, meaning it remains more than three times larger than its pre-crisis norm. Although assets have declined from the April 2022 peak of approximately $9 trillion, or roughly 35% of GDP, the balance sheet is still exceptionally large compared to history. Another comparison that is troubling is Fed holdings currently amount to about 26.5% of all assets held by U.S. commercial banks versus the norm of about 10% before the financial crisis.   Continuing to shrink the balance sheet would allow private markets to play a larger role in determining interest rates while reducing the Federal Reserve's extraordinary footprint in financial markets. A return toward more normal market functioning would likely mean less artificial downward pressure on long-term yields.   History also provides perspective on where Treasury yields could ultimately settle. Since 1958, the 10-year Treasury yield has averaged roughly 1.92 percentage points above inflation. That is simply a long-run average and there have been periods when the spread exceeded 5 percentage points and others when it turned negative, but it does give some guidance on a normalized level for the 10-year treasury.   When it comes to mortgage rates, they are closely tied to Treasury yields as well. Historically, the spread between the 30-year fixed mortgage rate and the 10-year Treasury yield has generally averaged about 1.5%to 2%, reflecting credit risk, servicing costs, and other factors. Post Covid, this spread did spike to over 3%, but that 1.5% to 2% range seems to be pretty consistent going back to 1990. If Treasury yields remain structurally higher because of persistent deficits, elevated debt levels, and a still-large Federal Reserve balance sheet, mortgage rates could also remain above the exceptionally low levels many homeowners became accustomed to.   None of this means rates cannot decline during economic slowdowns or recessions. They almost certainly will at times. But investors expecting a permanent return to near-zero interest rates may be overlooking the structural forces now shaping the bond market. High government debt, persistent fiscal deficits, continued Treasury issuance, and a Federal Reserve balance sheet that remains well above historical norms all suggest that the era of ultra-cheap money may prove to be the exception rather than the rule.   Should You Buy or Sell That Luxury Brand Stock? Luxury brand stocks that sell high-end handbags, jewelry, and other luxury goods have been in a bear market for the past couple of years. After aggressively raising prices during and immediately following the pandemic, it appears the buying frenzy for luxury products has faded.   There may be one bright spot beginning to emerge, particularly in the jewelry category. Richemont, the parent company of Cartier, Van Cleef & Arpels, and Buccellati, reported a 24% year-over-year increase in jewelry sales in its most recent quarter. If you don't recognize those brands, don't worry, the important takeaway is that they sell some of the world's most expensive jewelry, and demand in that segment has remained surprisingly resilient.   Luxury giants, including Kering, the parent company of Gucci, as well as LVMH and Hermès have suffered steep declines over the past few years. LVMH has fallen from more than $900 per share to around $500, while Kering has dropped from over $900 to roughly $300 as Gucci's sales have struggled.   During the pandemic, some consumers even purchased luxury handbags with the expectation that they would appreciate in value. While a handful of extremely rare bags have done just that, those cases are the exception rather than the rule. If you're buying a luxury handbag, buy it because you genuinely enjoy it not because you expect it to become a profitable investment.   The same caution applies to the stocks. My view is that the surge in luxury spending during and immediately after COVID was fueled by an extraordinary amount of stimulus money and excess savings, creating an artificial spike in demand. As those conditions have faded, so has the appetite for expensive discretionary purchases.   While there may be periods of recovery, especially in categories like jewelry, I don't expect the luxury sector to return to the pandemic-era buying frenzy anytime soon. That makes me cautious on both the products themselves as investments and the stocks that depend on that level of consumer spending.   The Paramount deal just can't stay out of the news Next month will mark one year since Paramount began its pursuit of Warner Bros. What started as an unsolicited bid eventually turned into an agreement for Paramount to acquire Warner Bros. in an $81 billion deal. However, the transaction continues to face significant legal hurdles.   Several state attorneys general have raised antitrust concerns, forcing the deal into the court system. In the meantime, Paramount has agreed to pay a $650 million per quarter "ticking fee" if the deal is not completed by September 30. On top of that, the company's legal bill has already reached roughly $160 million, and the case hasn't even gone to trial yet.   The costs only increase from here. If the merger is ultimately blocked or isn't completed by June 2027, Paramount would owe Warner Bros. a staggering $7 billion breakup fee.   Paramount is pushing to begin the trial by November 4, but the attorneys general seeking to block the deal want to delay proceedings until next April. Paramount does have some leverage, as it has major operations and thousands of employees in states such as California, New York, and New Jersey. Even California Governor Gavin Newsom has encouraged the state's attorney general to find an out-of-court resolution.   For investors, this has been an extremely nerve-racking situation. Paramount shares are currently trading around $8, down roughly 41% year to date after starting the year near $13.40 per share. Every delay adds more uncertainty, more legal expenses, and more ticking fees.   There are also strong incentives for the companies involved to get the deal across the finish line. Warner Bros. CEO David Zaslav could reportedly receive compensation worth more than $800 million if the transaction is completed, giving him a significant financial incentive to see the merger succeed.   This will likely continue to test shareholders' patience. As the legal battle drags on, the legal bills and ticking fees continue to pile up. It makes me wonder: Is this deal really worth it for David Ellison and Paramount?   Should U.S. Car Makers Like Ford and General Motors Diversify Their Businesses? It's no secret that the auto industry is highly cyclical, with periods of strong demand followed by inevitable slowdowns. Right now, both Ford and General Motors are generating significant cash flow and posting solid earnings despite paying billions of dollars in tariff costs and writing off substantial losses from their electric vehicle investments. But the question investors should be asking is: when does the party end?   One concern is affordability. New vehicle prices continue to rise, making it increasingly difficult for many consumers, especially younger buyers, to purchase a car. At the same time, younger generations simply don't seem as excited about getting behind the wheel as previous generations were.   The numbers are striking. Today, only about 25% of 16-year-olds have a driver's license, roughly half the percentage from 1980, when about 50% were licensed. Even among 18-year-olds, only around 60% have a driver's license today, compared with roughly 80% nearly five decades ago. Ride-sharing services such as Uber and Lyft have made it easier for young adults to pay for transportation rather than own a vehicle themselves. I also can't help but wonder how that's changed the dating scene compared with past generations.   The auto industry has faced this type of challenge before. During the 1980s, both Ford and General Motors spent billions of dollars diversifying into financial services and defense businesses. Meanwhile, Toyota stayed focused on building reliable, high-quality vehicles that consumers wanted to buy. While Detroit was chasing diversification, Toyota was steadily gaining market share with better products.   I hope today's management teams remember that lesson. Auto manufacturing will always be cyclical, and no business grows every single year. The best long-term strategy may be to focus on building vehicles that customers genuinely want rather than chasing growth in unrelated industries.   That said, there are signs that history could be repeating itself. Ford recently announced Ford Energy, a grid-scale battery storage business, while General Motors continues expanding its military vehicle business and is working with Lockheed Martin on defense-related technologies. These ventures could prove successful, but investors should hope management doesn't lose sight of its core business.   History has shown that the companies producing the best vehicles over the long run are usually the ones that create the most value for shareholders.   A Weak Jobs Report, But There Were a Few Bright Spots There is no sugarcoating it, today's jobs report was weaker than expected and adds to the evidence that the labor market is continuing to cool. Total nonfarm payroll employment fell by 23,000 jobs in the month and May and June saw a combined negative revision of 103,000 jobs. May was revised from 129,000 to 66,000 and June was revised from 57,000 to 20,000.   Even though the report was softer than anticipated, the headline payroll number doesn't tell the entire story. A meaningful portion of the weakness came from government employment as it fell by 53,000 jobs in the month. Local government education jobs were particularly weak with a decline of 50,000 jobs as they can be volatile during the summer because of seasonal adjustments.   There also appear to be temporary distortions related to the FIFA World Cup, which likely shifted hiring patterns. Leisure and hospitality showed a decline of 40,000 jobs and retail trade declined by 19,000 jobs. Those factors don't erase the weakness, but they do suggest the private sector wasn't quite as soft as the headline number implies.   There were still several areas of strength in the report worth highlighting. Healthcare remained a key driver of payroll growth, adding 22,000 jobs. While that was below its 12-month average of 36,000, it continues to be one of the strongest and most consistent sources of job creation. Construction also posted a solid gain, with payrolls increasing by 22,000, suggesting that demand in the sector remains resilient despite elevated interest rates and ongoing affordability challenges.   The unemployment rate remained one of the stronger aspects of the report, falling to 4.1%. By historical standards, that still reflects a relatively healthy labor market. However, there is an important caveat. The labor force participation rate declined again, meaning fewer Americans were either working or actively looking for work.   The participation rate fell to 61.4%, its lowest level in more than five years and, excluding the Covid pandemic, the lowest reading in roughly 50 years. Likewise, the employment-to-population ratio slipped to 58.9%, its lowest level since May 2014. A declining participation rate can make the unemployment rate appear stronger than it actually is because people who stop looking for work are no longer counted as unemployed.   One positive development was wage inflation. Average hourly earnings continued to moderate, with annual wage growth slowing to roughly 3.2%. That's much closer to a pace consistent with the Federal Reserve's inflation target and suggests wage pressures are continuing to ease without collapsing. Slower wage growth should help reduce inflationary pressures while still allowing workers to see income gains.   The next few monthly reports will be important. If private-sector hiring continues to weaken and participation keeps falling, concerns about the broader economy will likely increase. But if today's weakness proves to be exaggerated by temporary factors, the labor market may still be on track for a gradual slowdown rather than a sharp deterioration.   Financial Planning: Understanding Net Unrealized Appreciation (NUA) Employees who have built up significant company stock inside their 401(k) may have a valuable tax planning opportunity called Net Unrealized Appreciation (NUA). NUA allows retirees to move company stock from their retirement plan into a brokerage account and receive long-term capital gains treatment on the stock's growth instead of paying higher ordinary income tax rates. The benefit of NUA can be significant for employees who purchased company stock at a low cost and saw it grow substantially over time. However, the decision involves a tradeoff: the stock's original cost basis becomes taxable as ordinary income in the year of distribution in exchange for the benefit of receiving long-term capital gains treatment on the appreciation when shares are eventually sold. If the cost basis is too large, the upfront tax liability may outweigh the potential tax savings, and keeping the stock inside a retirement account and paying ordinary income taxes on future withdrawals may be the better strategy. Companies: Chipotle Mexican Grill, Inc. (Ticker: CMG)

BestWire Senior Associate Editor Terry Dopp discusses TruStage Financial Group's response to a recently disclosed cybersecurity incident, the impact of the company's network shutdown on customers, and what the event signals about the growing cyber challenges facing the insurance industry.

Bob Zimmerman highlights the rapid evolution of the commercial space industry, comparing it to the early 20th-century auto boom. A major milestone includes SpaceX successfully retrieving a Starship stage from the Indian Ocean to analyze its thermal protection tiles. Zimmerman notes that the FAA is proposing to exempt spaceports from 13 environmental laws to curb "mission creep" and "lawfare." In the satellite market, Starlink's dominance has forced competitors like Hughes into bankruptcy. Internationally, Zimmerman criticizes the European Union Space Act as a regulatory disaster that could drive U.S. and Chinese businesses away from the EU market. Other notable developments include Spain's $1 billion offer to move the Thirty Meter Telescope to the Canary Islands and new evidence that near-surface ice is ubiquitous on Mars, simplifying future colonization. He also mentions the mapping of 200,000 supermassive black holes. (2)

On this episode of The Late Night Vision Show, Hans and Jason are happy to announce the launch of the all new Nocpix Rico 3 thermal rifle scope lineup. We are taking an in-depth look at the flagship model, the Rico 3 H50R Pro. As the first of four new Rico 3 scopes to hit the market, the H50R Pro introduces industry first features including push button auto focus and seamless ocular and digital zoom. These are features we hadn't even dreamed of until now. We discuss the new technology, image quality, key features and our impressions from the field of what is one of the most innovative thermal rifle scopes released this year.

Auto-generated transcript: بسم الله الرحمن الرحيم الحمد لله رب العالمين، والصلاة والسلام على أشرف الأنبياء والمرسلين، محمد رسول الله ﷺ، وعلى آله وصحبه وسلم تسليماً كثيراً. I am in Kwandwe, one of the most beautiful game reserves in South Africa, near Port Elizabeth. What we are looking at here are prickly pear plants. At the… Continue reading Life is supposed to be difficult

Job search giant Indeed has officially paused the fully automated mode of its newly launched “Apply for Me” feature, following swift resistance from recruiters and employers concerned about paying for bot-generated job applications. https://hrtechfeed.com/indeed-hits-pause-on-apply-for-me-ai-feature-after-employer-pushback/ ZIP Recruiter Total Revenue: $118.1 million, a 5% increase year-over-year and $6 million above the midpoint of the company's previous guidance. https://hrtechfeed.com/ziprecruiter-tops-q2-2026-expectations-as-ai-matching-drives-growth-and-debt-buyback-boosts-profits/ Clearanjob Revenue grew 14% year-over-year to $15.6 million. Dice Revenue dropped 14% year-over-year to $15.8 million. https://hrtechfeed.com/dhi-group-reports-mixed-q2-2026-results-defense-hiring-soars-as-tech-market-struggles-to-recover/ NEW YORK — Symphony Talent, a global leader in talent acquisition solutions, today announced the launch of AI Search Visibility Solutions, a new offering that gives talent acquisition (TA) and employer brand (EB) leaders a benchmarked, repeatable way to understand, influence, and continuously improve how their organization appears across leading AI search platforms  https://hrtechfeed.com/symphony-talent-launches-ai-search-visibility-solutions/ SAN FRANCISCO — Global HR and payroll platform Deel has announced the acquisition of Clarity, an AI cybersecurity company specializing in deepfake detection, identity verification, and fraud prevention. https://hrtechfeed.com/deel-crosses-1-5b-arr-announces-its-15th-acquisition/ SANTA MONICA, Calif. — ZipRecruiter, Inc. (NYSE: ZIP) reported its second-quarter 2026 financial results on Wednesday, delivering revenue that topped company expectations alongside a substantial boost to net income. Key Financial HighlightsColo. — DHI Group, Inc. (NYSE: DHX), the parent company behind online career marketplaces ClearanceJobs and Dice, reported its second-quarter 2026 financial results on Wednesday. The report highlights a stark contrast between two distinct segments of the employment landscape: a booming defense sector and a sluggish general technology hiring market. Learn more about your ad choices. Visit megaphone.fm/adchoices

En el episodio de hoy repasamos las novedades más destacadas de la movilidad eléctrica: los problemas técnicos en el estreno del Plan Auto+, la apuesta por la eficiencia del nuevo Audi A2 eléctrico, la confirmación del desarrollo del Porsche 718 eléctrico, los primeros pasos de Tesla para traer el camión Semi a Europa y la llegada a España del compacto Geely E2 con un precio promocional desde 13.990 euros. Te gestionamos el beneficio del CAE, mas info en: https://somoselectricos.com/certificados-ahorro-energetico-cae-coche-electrico/ Apoya este podcast a través de IVOOX. Tan solo ves a esta URL https://www.ivoox.com/podcast-somos-electricos_sq_f1627406_1.html y pulsa el botón de APOYAR. Tu ayuda nos permitirá invertir más tiempo y recursos en el proyecto de Somos Eléctricos. ¿Te animas?

Estábamos de vacaciones con nuestra familia cuando una vecina nos llamó para contarnos que habían entrado a nuestra casa.Se llevaron el auto, el televisor, electrodomésticos, objetos personales y hasta las joyas de mi mamá, que falleció hace diez años.Podían habernos robado muchas cosas materiales, pero en medio de esa experiencia me liberé, sabiendo que no podían robarnos nuestra paz, nuestros recuerdos, lo que vivimos, lo que aprendimos ni la manera en la que elegimos interpretar lo sucedido.Mi mamá no estaba en sus joyas.Mi vida no estaba en las cosas ni en el auto.Y mi seguridad interior nunca depende de algo externo.En este episodio te comparto cómo vivimos la noticia, las emociones que fueron apareciendo y los aprendizajes que quedaron después del robo.No para negar el dolor, la bronca o la injusticia, sino para recordar que incluso cuando no podemos elegir lo que sucede, todavía podemos elegir cómo acompañarnos y desde qué lugar responder.La verdadera libertad comienza cuando reconocemos que lo más valioso de nuestra vida no puede ser llevado por nadie.Gracias por estar Amoras de la vida.Contame en los comentarios! ¿qué hay en vos que ninguna pérdida podría quitarte?

Keith Miao, CEO and founder of Birdstop, explains why the Detroit-based company is building autonomous drones around the automotive supply base and why domestic production has become increasingly important. The conversation explores drone supply chains, automotive suppliers, automation, and quality testing. 

Jon Miltimore is back — writer, commentator, and one of the sharpest guys covering arts, culture, and politics on Substack. This is his second time on the show and we did not run out of things to talk about. Topics include: why California can't fight wildfires and why Native Americans had better land management practices; the World Cup finally breaking through in the US; what to actually expect at a Bob Dylan concert when you're a Dylan fan (Jon didn't get what he wanted; he has no regrets); Ben Askren's double lung transplant and why elite athletes bounce back from things that would end most people; the new Stallone biopic about how Rocky got made — specifically the part where a broke, dog-selling, parking-car Stallone turned down $1 million because he refused to not play the role himself; the Rocky franchise and what it means that it somehow worked as it became more absurd; working out at 44 and 47 and why exercise is mental health; the case for travel sports (and why Matthew Yglesias is wrong); and why you should never outsource teaching your kid to ride a bike. Follow Jon on Substack → https://substack.com/@miltimore TIMESTAMPS: 0:00 — Intro — Jon Miltimore, writer and commentator 0:31 — Canada's wildfires — black skies over New York and Minnesota 2:37 — Why California can't fight fires — federal land, bad policy, and arson 4:38 — Native Americans had better land management — and we stopped listening 5:21 — Private land vs. federal land — the tragedy of the commons 5:38 — Happy Hour Econ — a comedian and an economist walk into a bar 8:50 — The World Cup in America — how soccer finally broke through 10:26 — Bob Dylan at a Bob Dylan concert — what you should actually expect 13:38 — Lou cries at a Bob Dylan concert. He's not embarrassed. 17:21 — Ben Askren's double lung transplant — and why athletes bounce back when others don't 20:44 — Askren retires on his shield — and makes peace with his rival 23:26 — The new Rocky biopic — Stallone turned down $1 million to play the role himself 27:53 — Lou used to go by Rambo as a kid. Old ladies still ask about him. 28:29 — Jon's 13-year-old son shadowboxed like Clubber Lang at age two 29:11 — The Rocky franchise — from gritty 70s realism to superhero movie 32:50 — Working out at 44 and 47 — rowing machines, air bikes, and getting back at it 36:30 — Russell Crowe's comeback — individual agency and why exercise is mental health 41:14 — Travel sports — expensive, worth it, and Matthew Yglesias is wrong 45:34 — Teaching your kids to ride a bike — don't outsource the best moments 51:07 — Auto-deleting tweets and cancel culture — how we need to treat speech differently 52:10 — Outro — find Jon on Substack Watch full episodes on YouTube → https://www.youtube.com/watch?v=J4Vb53s4I0A&list=PLb5trMQQvT077-L1roE0iZyAgT4dD4EtJ Listen on Apple Podcasts → https://podcasts.apple.com/us/podcast/the-lou-perez-podcast/id1535032081 Listen on Spotify → https://open.spotify.com/show/2KAtC7eFS3NHWMZp2UgMVU  Co-host of Happy Hour Econ → https://podcasts.apple.com/us/podcast/happy-hour-econ/id1863476697  Lou's book — That Joke Isn't Funny Anymore: https://amzn.to/3VhFa1r  TheLouPerez.com |  info@thelouperez.com  Newsletter: https://substack.com/@louperez Learn more about your ad choices. Visit megaphone.fm/adchoices

Auto-generated transcript: Bismillahir Rahmanir Raheem. Alhamdulillahi Rabbil Alameen. Wa salatu wa salamu ala ashrafil anbiya wal mursaleen. Muhammadur Rasulullah ﷺ. Tasleem al kathira. Fahma Badu. My brothers and sisters, I… Let me tell you a story. I believe it is true, but even if it is not, it’s a nice legend. And the story is… Continue reading Muslim identity

Today I'm joined by Eddie Stivers, President of Stivers Auto Group. He breaks down why his own cost of people sits at 56% of gross against Carvana's 20%, and the plan to fix it within 36 months. Eddie also unpacks how he is using Claude to catch missed fleet sales and rethink decades of gut-feel vehicle ordering. Topics: 03:30Ford Hit Dead Last In Satisfaction. 08:05Stivers Buys Broken Toys. 10:30Repeatable Turnaround Playbook Works. 14:16Car Business Is Now Tech-Driven. 37:35AI Disrupts Dealerships In 18 Months. 37:55Carvana's Cost Crushes Dealers At 56%. This episode is brought to you by: 1. Digital Dealer - Discover what's working in sales, service, marketing, AI, and operations Join us September 22–23 in Detroit. CDG readers: save 25% — just use code CDG25OFF at checkout. Register today @ ⁠here⁠. 2. CDG Circles – Connect with verified dealers, join topic and OEM-specific groups, and get real-world strategies —all inside the CDG Platform. Learn more @ ⁠here⁠. 3. Plug – If your dealership is taking EV trade-ins or looking for used EV inventory, you need to check out @ ⁠here⁠. Check out Car Dealership Guy's stuff: For dealers: CDG Circles ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://cdgcircles.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Industry job board ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://jobs.dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Dealership recruiting ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgrecruiting.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Fix your dealership's social media ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.trynomad.co⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Request to be a podcast guest ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgguest.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ For industry vendors: Advertise with Car Dealership Guy ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgpartner.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Industry job board ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://jobs.dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Request to be a podcast guest ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠http://www.cdgguest.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Car Dealership Guy Socials: X ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠x.com/GuyDealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠instagram.com/cardealershipguy/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠tiktok.com/@guydealership⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠linkedin.com/company/cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Threads ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠threads.net/@cardealershipguy⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠facebook.com/profile.php?id=100077402857683⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Everything else ➤ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠dealershipguy.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Auto-generated transcript: As-salamu alaykum wa rahmatullahi wa barakatuhu, Alhamdulillahi Rabbil ‘Alameen, wa salatu wa salamu ala inna lillahi wal mursaleen, Muhammadun Rasulullah ﷺ, wa ala alihi wa sallim, wa sallimun kathirun kathirah. Amma ba’du, my brothers and sisters, I’m on the Waal River, looking at the sun going down; a very beautiful scene. The waters,… Continue reading Gardens with rivers

Auto-generated transcript: Okay, Bismillahirrahmanirrahim. Alhamdulillah, Rabbil ‘Alameen. Wasalatu wasalamu ala ashrafil anbiya wal mursaleen, Muhammadur Rasulullah ﷺ wa ala alihi wa sahbihi salam, tasliman kathiran kathiran. The thing I want to remind myself and you about marriage is that the secret of a good marriage is adjustment. If we do that, if you do that… Continue reading Marriage advice