Dwelling place used as a human residence
POPULARITY
Categories
Imagine moving into a bright San Diego apartment believing the sunlight alone could keep the darkness away — only to watch your largest living-room window shatter outward in the middle of a fight, as if the house itself wanted the last word. That was just the beginning of one couple's true ghost story. What followed was a chain of eerie disturbances that seemed to grow stronger every time emotions in the home ran high. A water heater exploded without warning. A puppy growled at the same empty corner night after night. A toddler waved cheerfully at “Mama” standing on the staircase… but no one was there. Hoping to outrun the strange events, the family moved again and again — to a Spanish-style home in Temecula, to a duplex in Oceanside, even a decades-old house in Salem, Oregon. But the hauntings followed: pounding on their bed at night, phantom footsteps in the hall, a thermostat that cranked itself up to 85°, a dishwasher that started on its own, and a loyal dog who tracked something invisible from room to room. The most disturbing pattern? Every time arguments flared, the haunting intensified — as if the walls themselves were listening, feeding on conflict. This is more than a haunted house story; it's a chilling reminder that sometimes the ghosts aren't tied to a single address… they're tied to you. #TrueGhostStory #RealHaunting #HauntedHouse #ParanormalActivity #TerrifyingTrueStory #HauntedHome #GhostStories #EvilSpirits #HauntingThatFollows #CreepyDogBehavior #UnexplainedPhenomena #Ghosts Love real ghost stories? Don't just listen—join us on YouTube and be part of the largest community of real paranormal encounters anywhere. Subscribe now and never miss a chilling new story:
Rob Hahn and Greg Robertson from Industry Relations join us for a high-octane debate on the Compass-Anywhere acquisition. We focus on the ripple effects: Will the industry consolidate into a few giants? How will Zillow, Rocket, and Homes.com respond? Diving into the chaos, debating Zillow's "nuclear war" options, the risk of a private listing "arms race," and whether the deal signals the end of the traditional MLS system. Links mentioned in the show: Rob's Article on 5 Things Zillow can do: https://notoriousrob.substack.com/p/how-could-zillow-respond Brian Boero's agent count article: https://1000watt.net/blog/friday-flash-the-coming-realtor-boom/ Connect with Rob and Greg Rob's Website https://notoriousrob.substack.com/ Greg's Website https://www.vendoralley.com/about-2/ Follow Industry Relations on YouTube: https://www.youtube.com/@IndustryRelationsPodcast Subscribe to Real Estate Insiders Unfiltered on YouTube! https://www.youtube.com/@RealEstateInsidersUnfiltered?sub_confirmation=1 To learn more about becoming a sponsor of the show send us an email: jessica@inman.com You asked for it. We delivered. Check out our new merch! https://merch.realestateinsidersunfiltered.com/ Follow Real Estate Insiders Unfiltered Podcast on Instagram - YouTube, Facebook - TikTok. Visit us online at realestateinsidersunfiltered.com. Link to Facebook Page: https://www.facebook.com/RealEstateInsidersUnfiltered Link to Instagram Page: https://www.instagram.com/realestateinsiderspod/ Link to YouTube Page: https://www.youtube.com/@RealEstateInsidersUnfiltered Link to TikTok Page: https://www.tiktok.com/@realestateinsiderspod Link to website: https://realestateinsidersunfiltered.com This podcast is produced by Two Brothers Creative. https://twobrotherscreative.com/contact/
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this conversation, Alek Meston shares his journey from working in construction and a prison to becoming a successful real estate agent. He discusses the challenges he faced in his early deals, the importance of building relationships and adding value to others, and his vision for scaling his real estate empire by training and mentoring new agents. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
It's not every day I get to sit inside the very structure we're discussing on the show, but that's exactly what happened in this conversation with Morgan Bierschenk, founder and chief vision officer of Geoship. Morgan is a father, visionary builder, and mystic explorer who has spent the last two decades following a path of awakening that eventually led him to reimagine what home can mean for humanity.In this episode, we dive into the origins of geodesic domes, Buckminster Fuller's vision of designing a world that works for 100% of humanity, and how sacred geometry and advanced materials are being harnessed to build affordable housing for the future. Morgan shares how Geoship is developing villages designed not only for resilience and sustainability, but also for community, beauty, and biological coherence—spaces that literally support health and harmony. Visit lukestorey.com/geoship and use code LUKE to reserve your dome for only $200 (regular price $500).DISCLAIMER: This podcast is for educational purposes only and not intended for diagnosing or treating illnesses. The hosts disclaim responsibility for any adverse effects from using the information presented. Consult your healthcare provider before using referenced products. This podcast may include paid endorsements.THIS SHOW IS BROUGHT TO YOU BY:BEAM MINERALS | Use code LUKE for 20% off your order at lukestorey.com/beamBON CHARGE | Use the code LIFESTYLIST for 15% off at boncharge.com/lifestylistSUNLIGHTEN | Save up to $600 when you go to lukestorey.com/sunlighten and use code LUKESTOREY in the pricing formQUANTUM UPGRADE | Get a 15-day free trial with code LUKE15 at lukestorey.com/quantumupgradeMORE ABOUT THIS EPISODE:(00:00:00) Breaking Out of the Box: From Square Homes to Sacred Spaces(00:11:47) From Information Wars to Village Design: Seeding Geoship's Mission(00:32:14) Bucky's Wake-Up Call & the Math Behind Living Domes(00:52:44) Inside the “Third Skin”: Bio-Ceramic Homes, Health, and Scale(01:17:23) Cost, Efficiency, & the Path to Mainstream(01:27:53) Measuring Coherence, Modular Magic, & Designing for IntentResources:• Website: geoship.is • Instagram: instagram.com/geoship • Facebook: facebook.com/GeoshipHomes • X: x.com/Geoship • TikTok: tiktok.com/@geoshiphomes • YouTube: youtube.com/@geoship • Shop all our merch designs at lukestoreymerch.com•...
➡️ Want To Learn More About Partnering With Me at eXp (Get all my Training & Coaching For Free) Schedule a Zero Pressure, Fully Confidential Zoom Call with me: https://go.oncehub.com/PartnerwithJoshuaSmithGSD ➡️ Connect With Me On Social Media: Facebook: https://www.facebook.com/JoshuaSmithGSD Instagram: https://instagram.com/joshuasmithgsd/ About Joshua Smith: -Licensed Realtor/Team Leader Since 2005 -Voted 30th Top Realtor in America by The Wall Street Journal -NAR "30 Under 30" Finalist -Named Top 100 Most Influential People In Real Estate -Top 1% of Realtors/Team Leaders Worldwide -6000+ Homes Sold & Currently Selling 1+ Homes Daily -Featured In: Forbes, Wall Street Journal, Inman & Realtor Magazine -Realtor, Team Leader, Coach, Mentor
In this episode I speak with a mom whose PDA son constantly wants to play with neighbors' kids - no matter how many times he may have already knocked on the door that day - and melts down if she says no.It's a recording of Parenting PDA Your Way, the show I host live on our YouTube and Facebook most Fridays at 1pm ET. I hope it's helpful to you!xo,Casey
“Secret agents don't get found, and closed mouths don't get fed.” It's more than a catchphrase; it's a survival strategy for today's market. In an environment where inventory is scarce, clients are cautious, and other agents are everywhere, invisibility will keep you from earning more. If you aren't proactively creating opportunities, asking for business, and showing up where consumers are, you'll get overlooked every time. That's why differentiation isn't a luxury; it's the core of winning in real estate right now. And the sharpest ways to position yourself apart from the competition aren't the ones most agents think about. Social media isn't just a branding tool; it's a live feed of consumer behavior. AI isn't a toy; it can turn one bad listing photo into a winning expired pitch. Consistency isn't boring; it's the edge that compounds when your competitors give up. So how do you stop being invisible in this market? How can you create a blue ocean strategy for yourself? I was featured on Knolly Williams' Success With Listings Podcast, and we discussed what it really takes to succeed in real estate today. Things You'll Learn In This Episode Social media as real-time consumer intelligence Clients reveal their needs online every day. How can you use their digital footprints to update your CRM, build trust, and stay two steps ahead of competitors? The 2006 wake-up call that changed everything When consumer internet use jumped from 2% to 80%, agents who ignored it disappeared. How do you make sure you're showing up where buyers and sellers are actually looking today? AI as your expired-listing superpower You can use a custom GPT to take one photo, generate staging recommendations, and create “after” images in minutes. How can you turn AI into a unique selling proposition that wins listings your competitors overlook? The adoption gap = your blue ocean Only 15% of adults use ChatGPT, and even fewer pay for Plus. How does this low adoption create a massive competitive edge for the agents who lean in now? Guest Bio Knolly Williams, known as "The Business Healer," is a bestselling author, international speaker, and real estate broker who specializes in helping homeowners sell smarter and coaching real estate agents to build thriving businesses with less stress. Knolly is the author of the national bestsellers Success with Listings and 3 Hours a Day, a McGraw-Hill-published book that teaches entrepreneurs how to multiply their income while doing less. He's trained thousands of agents nationwide and leads a powerful movement through his Mentorship Masters group at eXp Realty and the Success with Listings Academy. Visit https://knolly.com/ to learn more and subscribe to his YouTube channel here. About Your Host Marki Lemons Ryhal is a Licensed Managing Broker, REALTOR®, and avid volunteer. She is a dynamic keynote speaker and workshop facilitator, both on-site and virtual; she's the go-to expert for artificial Intelligence, entrepreneurship, and social media in real estate. Marki Lemons Ryhal is dedicated to all things real estate, and with 25+ years of marketing experience, Marki has taught over 250,000 REALTORS® how to earn up to a 2682% return on their marketing dollars. Marki's expertise has been featured in Forbes, the Washington Post, Homes.com, and REALTOR® Magazine. Check out this episode on our website, Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
The Burbank airport tries to get back to normal after it was left with no air traffic controllers. Corporations are buying up homes burned in the Eaton Fire. And Eaton Fire survivors are getting a new resource to help them recover. Plus, more from Morning Edition. Support The L.A. Report by donating at LAist.com/join and by visiting https://laist.com This LAist podcast is supported by Amazon Autos. Buying a car used to be a whole day affair. Now, at Amazon Autos, you can shop for a new, used, or certified pre-owned car whenever, wherever. You can browse hundreds of vehicles from top local dealers, all in one place. Amazon.com/autos Visit www.preppi.com/LAist to receive a FREE Preppi Emergency Kit (with any purchase over $100) and be prepared for the next wildfire, earthquake or emergency! Support the show: https://laist.com
(October 06,2025)HOA attorney Michael Kushner opens the 8am hour talking about Assembly Bill 130 passing and limiting most HOA fines to $100 per violation and banning late fees or interest on these fines. Trump finally announces the details of UFC fight at the White House. Married couples are ditching their shared bank accounts.
While RV Parks are often all about temporary housing, a growing trend is for Americans to live in their recreational vehicles full-time. In this RV Park Mastery podcast we're going to explore the “permanent housing” side of the industry and how it can be an important addition to many RV Parks.
The Real Estate Roundtable with Jackie Ruddy, Century 21 Jack Ruddy Real Estate
In this show we talk with SEEDS. What is SEEDS? They'll educate us on renewables and we'll learn about phantom energy draws. Many of us have them scattered around our home and they are stealing our power and costing us money. Get a free energy assessment to uncover these phantoms to save money and energy. To learn more give this episode of the Real Estate Roundtable a listen.
Podcast 303 – Holiday HQ Preview and Dunwoody's Busiest Day of the Year – Mark Galvin Dunwoody is officially “Holiday HQ,” and Mark Galvin from Discover Dunwoody is back with a full rundown of why the season hits different here. Black Friday draws massive crowds to Perimeter Mall, one of the largest malls in the Southeast, and kicks off a packed calendar of events, light tours, and festive markets. Over at Campus 244 and Le Méridien Hotel, live music is turning casual nights into local hangouts. Meanwhile, High Street, Ashford Lane, and Park Place are going big with private-sector concerts, pop-ups, and family-friendly celebrations. The best part is none of it is paid for with city funds. Looking ahead, soccer fans have a reason to get excited. With Atlanta hosting the 2026 World Cup, Dunwoody is already planning soccer-themed pop-ups and watch parties for next summer. International teams may even train nearby, and the city's global flavor is getting stronger with every new event. Holiday events: whatsupdunwoody.com/holidayhq Local calendar: whatsupdunwoody.com/events Website: https://whatsupdunwoody.com/podcast-303-holiday-hq-preview-and-dunwoodys-busiest-day-of-the-year-mark-galvin/ What's Up Dunwoody Links:
A campaign to bring back bus services to the Aranui community says elderly and disabled people are stuck in their homes without public transport. Rachel Graham has more.
Slow Rebuilding and Political Manipulation in LA Fire Areas Guest Name: Jeff Bliss Summary: Rebuilding fire-damaged areas like Pacific Palisades is agonizingly slow, potentially taking 9 to 20 years, causing residents to abandon their homes. Red tape delays permit issuance, possibly benefiting real estate speculators, including foreign buyers. There is concern that political leaders are pushing to reshape these communities by moving in tall, low-cost housing. 1940 PPALISADES
If you could sneak a peek past the front door of a Roman home, what could you expect to find? Why was having a hole in your ceiling a clever feat of engineering in the ancient world? How could sharing a communal toilet actually still be a very private act, and why was central heating a luxury in ancient Rome? Emily Briffett is joined by historian Dr Hannah Platts, as they step inside the ancient Roman home to uncover more. The HistoryExtra podcast is produced by the team behind BBC History Magazine. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Jennifer Gomez's Life story of breaking into nearly 200 homes and accumulating over $7 million. Jennifer's links: YouTube:
Click here for the DRB Daily Sign Up form! TODAY'S SCRIPTURE: Ezra 5-6; Psalm 138; Luke 16 Click HERE to give! Get Free App Here! One Year Bible Podcast: Join Hunter and Heather Barnes on 'The Daily Radio Bible' for a daily 20-minute spiritual journey. Engage with scripture readings, heartfelt devotionals, and collective prayers that draw you into the heart of God's love. Embark on this year-long voyage through the Bible, and let each day's passage uplift and inspire you. TODAY'S EPISODE: Welcome to the Daily Radio Bible! On this October 3rd episode, join your host Hunter as we journey together through Day 277 of our year-long exploration of scripture. Today, we'll open the pages of Ezra chapters 5 and 6, where we witness the rebuilding of the Temple in Jerusalem and God's faithfulness to His people. We'll pause with David in Psalm 138 to reflect on gratitude and God's loving kindness. Then, we'll dive into Luke 16, where Jesus shares parables about stewardship, faithfulness, and the powerful story of the rich man and Lazarus—a timely reminder about the true riches found in God, not in material wealth. Along the way, Hunter offers reflections on heart posture, spiritual blindness, and the gift of being “named” and known by God. He closes with heartfelt prayers and practical encouragement to care for both body and soul, reminding us all that as we seek God together—no matter where we are in the world—we are deeply loved. So, grab your Bible, settle in, and let's walk this path of faith together today. The Story of the Named and Nameless: Faith, Riches, and Resurrection Lessons from Ezra, Psalms, and Luke: The Blessings of Faith and Humility Sitting with the Named Ones: Discovering Faith Beyond Riches Ezra's Restoration, David's Praise, and Jesus' Parables on Faithfulness Blindness of Wealth and the Hope of Resurrection: Insights from Luke 16 Walking in Faith: Rebuilding Hearts and Homes in God's Name From Exile to Celebration: God's Faithfulness Through Ezra, Psalms, and Luke Learning Humility and Hope from the Table of Abraham and Lazarus Faith That Sees: Overcoming the Blindness of Comfort and Riches Daily Reading, Daily Renewal: Finding Joy and Strength in God's Word Sure! Here are 30 topical keywords covered in this transcript: Ezra, Temple rebuilding, King Darius, King Cyrus, Jerusalem, Passover, exile, burnt offerings, Haggai, Zechariah, Persian kings, gold and silver cups, Babylonian exile, Psalm 138, worship, faithfulness, God's promises, prayer, humility, protection, resurrection, New Testament, Luke 16, parables, rich man and Lazarus, wealth, generosity, repentance, Moses and the Prophets, eternal life, daily devotion Hunter's Story (Short Bio Format): During a critical period in Jerusalem's history, when the city's temple lay in ruins, Hunter found himself among a resilient group determined to restore what was lost. Inspired by the voices of prophets like Haggai and Zechariah, who urged the people to rebuild in the name of their God, Hunter joined Zerubbabel and Jeshua in rekindling the effort to reconstruct the Temple. Their work soon attracted attention from the authorities: Tataniah, the governor west of the Euphrates, accompanied by his associates, challenged the project, demanding to know who had authorized the reconstruction. Despite the obstacles and scrutiny, Hunter and his companions persevered, guided by faith and the encouragement of the prophets—striving to restore both their temple and their community spirit. Welcome to the Daily Radio Bible! On this October 3rd episode, join your host Hunter as we journey together through Day 277 of our year-long exploration of scripture. Today, we'll open the pages of Ezra chapters 5 and 6, where we witness the rebuilding of the Temple in Jerusalem and God's faithfulness to His people. We'll pause with David in Psalm 138 to reflect on gratitude and God's loving kindness. Then, we'll dive into Luke 16, where Jesus shares parables about stewardship, faithfulness, and the powerful story of the rich man and Lazarus—a timely reminder about the true riches found in God, not in material wealth. Along the way, Hunter offers reflections on heart posture, spiritual blindness, and the gift of being “named” and known by God. He closes with heartfelt prayers and practical encouragement to care for both body and soul, reminding us all that as we seek God together—no matter where we are in the world—we are deeply loved. So, grab your Bible, settle in, and let's walk this path of faith together today. Absolutely! Here are 10 thoughtful discussion questions based on the October 3rd, 2025 episode of the Daily Radio Bible: Reflecting on Ezra 5-6, what stood out to you about the rebuilding of the Temple and the challenges the Jews faced? How did God's intervention influence the outcome? In Psalm 138, David expresses deep gratitude and trust in God's faithfulness. Are there recent moments in your life where you experienced God's faithfulness in a personal way? In Luke 16, Jesus shares the parable of the shrewd manager. What lessons do you think Jesus wanted us to learn about stewardship, honesty, and the use of worldly resources? The story of the rich man and Lazarus highlights issues of wealth, privilege, and compassion. How do you see these themes playing out in your own life or in your community? Hunter discusses being blinded by riches and what it means to ‘forget your name.' In practical terms, what are ways we can guard our hearts against spiritual blindness or self-centeredness? What role do faith and trust play in our interactions with others, especially those in need, as reflected in the teachings of this episode? The episode highlights “the named ones”—those remembered in scripture for their faith. Who are the ‘named ones' in your own spiritual journey that inspire you? Hunter encourages listeners to take care of both body and soul. How do you balance spiritual and physical well-being in your daily life? Prayer is central to this episode. How has prayer—either through traditional prayers like the Lord's Prayer, or your own spontaneous prayers—shaped your relationship with God? The episode ends with the reminder that ‘you are loved.' How does knowing and internalizing God's love change the way you approach daily challenges and relationships? Feel free to use these questions for personal reflection or group discussion! Certainly! Here's a comprehensive sequence of topics covered in the episode "Daily Radio Bible – October 3rd, 2025," with sub-topic bullets for each primary topic: 1. Introduction and Purpose of the Podcast Hunter greets listeners and notes the date and day of the Bible journey. Introduces himself as a Bible reading coach, journeying with listeners daily. Emphasizes the goal: to let the Bible guide towards the Living Word, Jesus. 2. Daily Scripture Readings Book of Ezra (Chapters 5 and 6) Prophets Haggai and Zechariah encourage the rebuilding of the temple. Opposition from local officials and the intervention of King Darius. King Darius confirms Cyrus's decree allowing the rebuilding and orders resources to be provided. Celebration and dedication of the completed temple. Celebration of Passover and the Festival of Unleavened Bread. Psalm 138 David gives thanks and praises God's unfailing love and faithfulness. Emphasis on God's care for the humble and protection in times of trouble. Affirmation of God's enduring faithful love and the plea not to be abandoned. Luke 16 Parable of the shrewd manager, focusing on faithfulness with worldly resources. Teaching on the impossibility of serving both God and money. Critique of the Pharisees' value system. Parable of the rich man and Lazarus, highlighting the consequences of hard-heartedness and blindness to spiritual poverty. 3. Reflection and Commentary on the Readings Focus on the parable of the rich man and Lazarus. Contrast between the nameless rich man (representing spiritual blindness) and Lazarus (a named, faithful individual). Warning about the hardening of heart due to wealth and reliance on status. Emphasis on the hope of resurrection and being known—having a name—by God. The importance of living by faith rather than trusting wealth or reputation. 4. Prayer and Personal Application Multiple prayers for guidance, protection, and for God's purposes to be fulfilled. Petition for peace, love, understanding, and living out God's will in practical ways. Gratitude expressed for God's mercies, creation, and redemption. 5. Practical Encouragement and Farewell Hunter encourages listeners to also take care of their physical bodies (e.g., taking a walk, enjoying nature). Affirms the value of time spent investing in the soul and spirit through Scripture. Personal anecdote about enjoying disc golf and being mindful of seasonal changes. Invitation to return for the next podcast episode and a reminder of God's love for each listener. This episode weaves together Scripture reading, reflection, prayer, and practical life encouragement, offering both spiritual insight and daily life application for listeners. Today we dove deep into the wisdom of Ezra, Psalms, and Luke, exploring how faith, gratitude, and humility can transform both our personal and professional lives. We learned that true success isn't measured by wealth or status, but by the richness of our soul and our generosity toward others. Remember: Invest in what truly matters—your character, your purpose, and your impact on those around you. Let every day be an opportunity to build lasting value, both in business and in life. Absolutely! Here's a LinkedIn post inspired by the October 3rd, 2025 episode of the Daily Radio Bible podcast: On today's episode of the Daily Radio Bible, I was reminded of the power of faith, perspective, and gratitude. Hunter took us through passages from Ezra, Psalms, and Luke—forming a moving meditation on humility, spiritual focus, and the value of small, daily investments in our souls. Here are three key takeaways that resonated with me: Guard against the blindness of privilege: The story of the rich man and Lazarus (Luke 16) serves as a reminder not to let wealth or comfort blind us to our own need for God or the needs of others. Faithfulness in little things matters: Whether it's tending to the tasks at hand, caring for your health, or nurturing your relationships—Hunter encourages us to value the daily “little things” that shape our character. Invest in what truly pays off: As Hunter beautifully put it, spending time listening, reflecting, and drawing near to God is an investment that yields lifelong dividends, unlike many of the distractions that vie for our attention. Let's prioritize what's truly valuable—both in our spiritual journeys and our day-to-day routines. Have you made time lately for what matters most? #DailyRadioBible #Faith #PersonalGrowth #SpiritualWellness #Gratitude Subject: Feasting with the Named Ones – DRB Newsletter for October 3, 2025 Dear DRB Family, Grace and peace to you on this beautiful October day! As always, thank you for joining us on our daily journey through the Bible. Our latest episode, "October 3rd, 2025," is now available, and we're so glad you could share in this time around the warmth of God's love. Today's Readings: Ezra 5-6 Psalm 138 Luke 16 Highlights from This Episode In today's reading, we revisited the incredible story of how faith, perseverance, and God's providence enabled the Israelites to rebuild the temple amidst opposition. As we learned from Ezra, even earthly kings like Cyrus and Darius can become surprising instruments in God's redemption story. Psalm 138 reminded us of God's constant faithfulness, while in Luke 16, Jesus offered the stirring parable of the rich man and Lazarus. A Reflection on Names, Riches, and Faith Host Hunter shared a poignant meditation on the difference between the “named ones” and the nameless in Jesus's story. While the rich man in the parable was left without a name—lost in his riches and blind to his need for God—Lazarus was named, honored, and welcomed at Abraham's side. The reminder for us: our trust belongs not in wealth or reputation, but in the God who raises the humble and knows us by name. Let us nurture hearts that recognize our need for God and rejoice in the gifts—both earthly and eternal—that He freely gives. Daily Encouragement Hunter also encouraged us to move our bodies in gratitude for the life we have, just as we invest time nourishing our souls with Scripture. Whether it's a walk outdoors, a gentle stretch, or simply deep breaths of fresh air, these moments can remind us of God's presence. Let's Pray Together As always, this episode closed with heartfelt prayers of thanksgiving, intercession, and the Lord's Prayer—rooting us in God's goodness and mercy each new day. Action Steps: Take some time today to move your body and thank God for the life and breath you've been given. Reflect on the ways God has named and loved you, regardless of your circumstances. Invite someone to listen to today's episode and join our community of daily Bible readers. Thank you for investing these precious moments into your soul. Until next time, remember: you are loved. In His love, The Daily Radio Bible Team P.S. Have feedback or a prayer request? We'd love to hear from you—just reply to this email! And don't forget to take time to breathe, move, and let God's joy be your strength today. [Listen to the episode] [Visit our podcast page] [Support the DRB]
In this episode, host Lori Sims welcomes returning guest Summer Butler to discuss her newly released resource, "Blended: Navigating Life Between Two Homes." Aimed primarily at preteens but helpful for children as young as seven, this workbook-style guide was born out of Summer's direct experience coaching children in blended families. She shares how the book helps kids navigate loyalty conflicts, big emotions, family transitions, and communication between homes, especially in situations where one parent doesn't consent to outside help. Lori and Summer dive into common challenges for children split between homes, including feeling stuck in the middle, hiding their true emotions, and managing shifting boundaries and rules. Summer explains how the workbook includes journaling prompts and activities to help kids process their feelings, build connections with stepparents, and set healthy boundaries. They touch on the lasting impact loyalty binds can have, even into adulthood, and the importance of not putting children in the middle of parental conflict. Summer also announces her upcoming children's book for younger kids, "Mallie's Two Homes and a Deer Named Darla," which will come with a stuffed deer as a comfort object to help little ones transition between homes. Throughout the episode, Lori and Summer provide real-life examples, discuss communication tips for parents and stepparents, and emphasize the need for compassionate, child-centered approaches in blended families. Check out Summer's resources for both young children and parents seeking to foster healthier blended family dynamics. For more information and to pre-order the new book and workbook, visit: blendedbookco.com
Your daily news in under three minutes. At Al Jazeera Podcasts, we want to hear from you, our listeners. So, please head to https://www.aljazeera.com/survey and tell us your thoughts about this show and other Al Jazeera podcasts. It only takes a few minutes! Connect with us: @AJEPodcasts on X, Instagram, Facebook, and YouTube
Your daily news in under three minutes. At Al Jazeera Podcasts, we want to hear from you, our listeners. So, please head to https://www.aljazeera.com/survey and tell us your thoughts about this show and other Al Jazeera podcasts. It only takes a few minutes! Connect with us: @AJEPodcasts on X, Instagram, Facebook, and YouTube
Calling it "just the beginning of the beginning," Rochester City Councilmember Michael Patterson said his district will benefit from the first major modular house development. Modular houses, houses built offsite in a factory setting and transported to a lot, have become an increasingly popular alternative to traditional “stick built” houses. We'll discuss the cost, the potential price for the homes, and the scalability of this kind of development.Our guests: Gino Fanelli, investigative reporter for WXXI News Marc Cohen, vice president of government affairs for O'Donnell & Associates Jeffrey Cook, CEO of Cook Properties Erik Frisch, deputy commissioner in the Department of Neighborhood & Business Development for the City of Rochester Michael Patterson, NE district council member for the City of Rochester ---Connections is supported by listeners like you. Head to our donation page to become a WXXI member today, support the show, and help us close the gap created by the rescission of federal funding.---Connections airs every weekday from noon-2 p.m. Join the conversation with questions or comments by phone at 1-844-295-TALK (8255) or 585-263-9994, email, Facebook or Twitter. Connections is also livestreamed on the WXXI News YouTube channel each day. You can watch live or access previous episodes here.---Do you have a story that needs to be shared? Pitch your story to Connections.
Whether you rent or own, energy bills can add up fast. Saving doesn't have to be hard. On this episode of HAR Community Conversations, Energy Ogre CEO Taylor Mattingly shared simple ways to lower your bills and boost efficiency. Energy Ogre - https://cms.har.com/affiliatemarketing-energyogre/ Sign up for Free Industry News Subscriptions for HAR Members here- https://www.harconnect.com/free-industry-news-subscriptions-for-har-members/ Are you an HAR MLS Platinum Subscriber? Join our Facebook Group! Click to join. Sign Up for your free Real Estate News Subscription here. Sign up for your free Inman Select Subscription here. Follow us on Facebook, Twitter, Instagram, YouTube , and LinkedIn.
David Christensen shares how storytelling, mindset, and authenticity helped him sell 400+ homes, including the Breaking Bad house, and rebuild his life.In this episode of RealDealChat, Jack sits down with David Christensen (DavidChristensen.com) to discuss his extraordinary journey—from managing platinum-selling musicians and even working on Titanic research dives, to becoming a nationally recognized luxury real estate agent.David opens up about his path through addiction and recovery, and how mindset, authenticity, and service-first leadership transformed his career. He explains how storytelling is the secret weapon in real estate, why emotions drive home buying decisions, and how he landed the iconic Breaking Bad house listing in Albuquerque.Here's what you'll learn in this conversation:Why buyers rarely purchase the home that matches their “must-have” listHow emotions and storytelling drive real estate decisionsLessons from selling 400+ homes & building trust over transactionsThe Breaking Bad house listing: marketing, buzz & investor playbookHow sobriety and mindset shifts created long-term successScaling challenges: selling 65 homes in a year without systemsWhy AI is like an “Iron Man suit” for agents—not a replacementTips for authenticity, organization, and delegation in real estateWhy it's never too late to start investing or rebuild your life
A lot of buyer's agents think being “better” just means moving faster. Taking every late-night call, saying yes to every showing, and running themselves ragged across town. More homes, more showings, more hustle. But hustle doesn't equal conversion, it often equals burnout. The agents who actually win with buyers aren't the ones sprinting around at all hours. They're the ones who slow down, take control, and position themselves as trusted advisors. The truth is, too many buyer's agents play the role of door-opener. They think value comes from access, when in reality, buyers are craving authority. Without clear guidance, clients don't feel safe. They get overwhelmed by endless options, stall out on decisions, and eventually ghost you. Being a great buyer's agent isn't about being available 24/7. It's about creating safety through authority, building trust by asking better questions, and making recommendations without being pushy. So how do you shift from being “just another agent” to the one buyers actually listen to? How do you guide clients without making them feel like subordinates? In this episode of Level Up, we break down exactly what separates the buyer's agents who burn out from the ones who close deals consistently, and how you can step into that second category. Buyer's agents want to be the respected advisor, but they tend to act like they're just the door opener. -Greg Harrelson Things You'll Learn In This Episode Value beats volume Being available 24/7 and running from showing to showing doesn't make you a better agent. What happens when you focus on bringing value and expertise instead of more showings? The power of buyer consultations Most agents skip straight to showings, but consultations uncover motivation, timelines, and deal-breakers. How does a simple upfront conversation save you time and boost your conversion rate? Authority without arrogance Buyers want guidance, but they don't want to feel bossed around. How do you step into authority while still making clients feel safe and in control? About Your Host Greg Harrelson is a real estate agent, coach, trainer and owner of Century 21 The Harrelson Group. He has been in the real estate business for over 30 years and has been professionally trained by coaches like Mike, Matthew, Tom Ferry, Chet Holmes and Tony Robbins. He is in the top 1% of all Realtors nationwide. His goal is to empower his clients with the information necessary to make sound financial decisions while being sensitive to the experience one is looking for in real estate ownership. The Harrelson Group has been the leading office in the Myrtle Beach real estate market for years and they have recently added a new office in Charleston, SC. Guest Hosts Abe Safa is a highly experienced real estate expert with over two decades in the industry. He is a key leader at Century 21 The Harrelson Group, where he specializes in helping clients navigate complex real estate transactions with ease. In addition to his role at Century 21, Abe is a sought-after mentor and speaker, sharing his expertise through seminars and coaching programs to help other agents succeed in the competitive real estate market. Check out this episode on Apple Podcasts, or Spotify, and don't forget to leave a review if you like what you heard. Your review feeds the algorithm so our show reaches more people. Thank you!
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this episode of the Investor Fuel Podcast, host Leo Wehdeking interviews Michael Evans, a real estate expert focused on managing properties in Detroit. Michael shares his journey in real estate, including his risk management strategies, challenges faced in the industry, and the importance of building personal relationships for success. He discusses his goals for scaling his business and the unique opportunities in the Detroit market. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Mastering Branded Google PPC Ads for Real Estate Agents and Loan Originators!Watch the full video replay here: https://youtu.be/cQ6wm4Q8BwUIn this episode, we delve into the intricacies of building branded Google Pay-Per-Click (PPC) ads specifically for real estate agents and loan originators. Learn how to set up Google PPC ads to control what potential clients see when they search your name plus what you do. Also, we will touch on setting up Google Display Ads for retargeting. This session includes a step-by-step walkthrough of creating a PPC ad campaign, installing essential Google tags on your website, and importantly, how to choose effective keywords to target your audience. Don't miss the valuable insights on how to leverage Google ads to drive more inbound opportunities and ultimately grow your personal brand in real estate.Timestamps:00:00 Introduction to Branded Google PPC Ads00:31 Recap of Previous Session and Transition01:18 Defining Branded Google PPC Ads02:39 Setting Up Your Google PPC Ads03:37 Managing and Optimizing Your Ads04:46 Live Demonstration: Reviewing and Building Ads09:26 Addressing Common Issues and Keywords10:43 Installing Google Tags for Retargeting20:19 Installing Google Tag on Bold Trail21:05 Navigating Settings and Pasting Code22:14 Testing and Verifying Google Tag Installation23:23 Future Sessions and Special Guests25:01 Addressing Audience Questions28:46 Creating a Google PPC Campaign from Scratch33:59 Setting Up Keywords and Budget36:26 Reviewing and Publishing Campaign36:40 Q&A and Final Thoughts
Wheat Planting Conditions and Wheat Streak Mosaic Crickets Coming Out of Crops and Into Homes Decorating with Seasonal Options 00:01:05 – Wheat Planting Conditions and Wheat Streak Mosaic: K-State wheat production specialist, Romulo Lollato, and K-State wheat pathologist, Kelsey Andersen Onofre, kick off the show explaining the current wheat planting conditions and how wheat streak mosaic virus may have been impacted by armyworms. Free Wheat Streak Mosaic Virus Testing Wheat Planting Tips 00:12:05 – Crickets Coming Out of Crops and Into Homes: Jeff Whitworth, K-State crop entomologist, continues today's show as he breaks down the common crickets in Kansas and how to help stop them from coming into homes. 00:23:05 – Decorating with Seasonal Options: Ending the show is K-State horticulture instructor, Cynthia Domenghini, passing along some decorating ideas using seasonal flowers, pumpkins, gourds and more. Send comments, questions or requests for copies of past programs to ksrenews@ksu.edu. Agriculture Today is a daily program featuring Kansas State University agricultural specialists and other experts examining ag issues facing Kansas and the nation. It is hosted by Shelby Varner and distributed to radio stations throughout Kansas and as a daily podcast. K‑State Research and Extension is a short name for the Kansas State University Agricultural Experiment Station and Cooperative Extension Service, a program designed to generate and distribute useful knowledge for the well‑being of Kansans. Supported by county, state, federal and private funds, the program has county Extension offices, experiment fields, area Extension offices and regional research centers statewide. Its headquarters is on the K‑State campus in Manhattan
In this episode of the Land to Lots™️ Podcast, Carter Froelich sits down with Jeff McQueen, President of Shea Homes Active Lifestyle Communities, to explore the evolution of the active adult housing market. As the co-founder of the Trilogy® division, Jeff has helped shape age-qualified communities in eight states — bringing together innovative home designs, lifestyle branding, wellness-driven amenities and creating social bonds with the Trilogy residents. Jeff shares what's working, what's changing, and how Shea is growing their brand in a market that continues to grow in both demand and complexity. In this episode, you'll learn: • What defines an “active adult” community — and how that definition is changing • How Trilogy® balances lifestyle branding with affordability and long-term relevance • The role of special taxing districts in financing active adult infrastructure • How the impact of sticky interest rates are affecting sales • The evolving nature of resort amenities, and soft programming in Trilogy® communities Jeff McQueen – President, Shea Homes Active Lifestyle Communities E – jeff.mcqueen@sheahomes.com W - https://www.sheahomes.com/trilogy Plus: Whenever you're ready here are 4 ways Launch can help you with your project: Prepare a Special Tax District Bond Analysis for your Project – If you have a projects in AZ, CA, CO, ID, NC, NM, SC, TN, TX, UT, WA contact Carter Froelich (ADD MY EMAIL LINK) and have Launch prepare an initial bond analysis for your project. Add Favorable Financing Language to Annexation and/or Development Agreements – Create certainty and flexibility related to your project's infrastructure financing by having Launch professionals prepare handcrafted favorable financing language for inclusion in your Annexation and/or Development Agreement. Perform The RED Analysis™ on your Project – We have developed a unique process at Launch called The RED Analysis™ in which we perform a diagnostic review of your project to determine possible ways to Reduce, Eliminate and Defer infrastructure construction costs in order to enhance project returns. Track Your Reimbursable Costs Utilizing The Launch Reimbursement System™ (“LRS”) – Never lose track of your district eligible reimbursable costs and have Launch manage your district's costs reimbursement tracking, preparation of electronic reimbursement submittal packages and processing of your reimbursement requests with the district, jurisdiction and/or agency. Complimentary Offers for Land to Lots™ ListenersComplimentary Land to Lots book: https://www.launch-mpc.com/offer Complimentary Bond Sizing Analysis: https://form.jotform.com/231376408765160 Carter Froelich hosts the Land to Lots™ podcast powered by Launch Development Finance Advisors. Carter shares how he and his team help their clients finance infrastructure, reduce costs, and mitigate risks all with the goal of enhancing project profitability Land to Lots™ is a registered trademark of Launch Development Finance Advisors
Connect with Parker! Instagram: https://www.instagram.com/parkerjaysmith/✅ Work with Sumi 1-on-1 (Main Link):
The HAR Engage Conference is almost here! This week, 2025 Engage Chair Jeremy Fain shared what to expect- from speakers and sessions to networking and new features. 2025 HAR Engage Conference - https://www.har.com/engage Red Star Home Inspections - https://www.redstarhomeinspection.com/ Energy Ogre- https://bit.ly/42Bim0E Sign up for Free Industry News Subscriptions for HAR Members here- https://www.harconnect.com/free-industry-news-subscriptions-for-har-members/ Are you an HAR MLS Platinum Subscriber? Join our Facebook Group! Click to join. Sign Up for your free Real Estate News Subscription here. Sign up for your free Inman Select Subscription here. Follow us on Facebook, Twitter, Instagram, YouTube , and LinkedIn.
Schedule Your Free Real Estate Business Strategy Session NOW: http://bit.ly/4g7kvWiLet's take a deep dive into your real estate business and create a clear, actionable plan to help you:→ Build simple, effective lead generation strategies that work for YOU→ Deliver a client experience that gets you referrals and repeat business→ Master time management to create more balance in your life→ The lessons she had to learn the hard way→ The mindset and systems that helped her reignite her passionAfter 11 years under one brokerage, Bryce and I did something I honestly didn't think we'd ever do—we moved to eXp.
Manifesting a Life You Love: Britta Carlson on Gratitude, Early Childhood Tools, and the Sharing Economy | Conversations with a Chiropractor Episode Description: Gratitude pages. Miracle Mornings. A dream lake home closed three days before giving birth. In this energizing conversation, Dr. Stephanie Wautier sits down with Britta Carlson—pediatric OT, founder, and community builder—whose work spans early childhood development, practical tools for parents and educators, and creative, family-first entrepreneurship. Britta shares how journaling and visualization helped her move through divorce, single motherhood, and a high-stakes home purchase—then breaks down the mindset tools she still uses daily (“cancel, cancel” to stop negative loops). From EPIC Kids Development milestone resources and checklists to Med Pros Share tools for therapists and families—and even BabyQuip rentals for travel and minimalist homes—Britta's through-line is simple: make life easier for families and help kids thrive by five. BabyQuip.com+3Epic Kids Development+3Epic Kids Development+3 You'll also hear how she's designing “experience-first” homes and workshops (Sip & Schedule, Life Flow), using OT models and gentle habit systems to help women reclaim time, space, and autonomy. Her story is equal parts resilience, practicality, and permission to build a life that actually fits.
Michael Chiklis is an actor and star of the new Angel Studios film The Senior, now playing in theaters. Follow him on Instagram @michaelchiklis.Ian Frisch is a journalist and co-author of the book Inside The Cartel with Martin Suarez, available now. Follow him on Instagram @ian_frisch.In the news: Ben Affleck and Jennifer Garner's daughter Violet calls for mask mandates during a UN event, Fox orders a Baywatch reboot for the 2026-2027 season, and Ray J claims he's helping the feds build a case against Kim Kardashian and Kris Jenner.FOR MORE WITH MICHAEL CHIKLIS:MOVIE: The SeniorWith Angel Studios In Theatres NowINSTAGRAM: @michaelchiklisFOR MORE WITH IAN FRISCH:BOOK: Inside The Cartel - Available nowINSTAGRAM: @ian_frischFOR MORE WITH JASON “MAYHEM” MILLER: INSTAGRAM & TWITTER: @mayhemmillerWEBSITE: www.mayhemnow.com Thank you for supporting our sponsors:BetOnlineGo to https://www.american-giant.com and get 20% off your first order with promo code ADAM. Thanks to American Giant for sponsoring the show!Today, get Huel for FIFTEEN PERCENT OFF with this exclusive offer for New Customers only with code adam15 at https://huel.com/adam15 (Minimum $75 purchase).Homes.comoreillyauto.com/ADAMPluto.tvLIVE SHOWS: October 2-4 - Las Vegas, NVOctober 9 - New York City, NYSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Indiana police are baffled by the murder of an 86-year-old woman, found dead in her bedroom. A small drop of blood on a curtain holds the key to unlock their mystery.Homes.com: We've done your homework.Progressive: Multitask right now. Quote your car insurance at Progressive.com to join the over 28 million drivers who trust Progressive.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
What if YouTube could be your simplest, most effective marketing tool? In this episode, I sit down with YouTube strategist Jamar Diggs to talk about low-lift marketing content strategies that can bring leads to you without constant posting. Jamar shares how he uses YouTube to attract clients, why live streams are underrated, and how to avoid the “human errors” that make your videos less effective. This conversation is packed with practical ways to make YouTube (and your content) feel easier. In this episode of the podcast, we talk about: Why long-form YouTube videos convert better than endless shorts What “low-lift marketing” actually looks like The mistakes experts make when creating content How live streams keep you top of mind Why YouTube isn't slow if you set it up right …And More! This Episode Was Made Possible By: Riverside All-in-One Podcast & Video Platform Visit Riverside and use the code DREA to get 15% off any Riverside individual plan. We use it to record all our podcast interviews: https://onlinedrea.com/riverside About the Guest: Jamar Diggs is a YouTube Marketing Strategist for businesses who want to leverage YouTube to create a low-lift marketing strategy so they can make marketing only 10% of their focus. He takes his corporate marketing experience from working in large marketing departments like Homes.com and Forrent.com to help his clients create a content strategy and marketing system that will generate results for years. Website: https://jamardiggs.com YouTube: https://www.youtube.com/@JamarDiggs Instagram: https://www.instagram.com/jamardiggs/ Threads: https://www.threads.net/@jamardiggs Go to the show notes for all the resources mentioned in this episode: https://onlinedrea.com/377
Seth Jones, CEO of Superstratum, a company turning home detoxification into a simple, DIY process from everyday cleaners to whole home protocols. Seth's story is wild: he went from DJ nights in L.A. to battling mold and mycotoxin exposure in his own home, then building science backed solutions that help families breathe (and sleep) easier.SHOWNOTES:
What if the real estate industry's definition of success is completely wrong? In this episode, I reconnect with Garrett Maroon, who's back after a couple years with a radically different approach to building a real estate business. With five kids at home and a book launching soon, Garrett has cracked the code on maintaining high production while actually working less.We dive into how Garrett intentionally downsized from a large team to just one agent and a part-time assistant, yet still closed 60 homes in the past 12 months through pure referral business. More importantly, we explore his “scoreboard revolution” and why he measures success by profit goals, wife goals, and family time instead of just transaction counts.Inside this episode:• Why Garrett fired his entire team except one agent to gain simplicity over complexity• His custom scoreboard that tracks two dates per month with his wife and every seventh week off• How to redefine winning in real estate beyond just transactions and volume• The market reality check both buyers and sellers need to hear right now• Why 50% more homes are being delisted this year and what it means for agents• His PDA formula for building predictable, profitable businesses that align with who you are• How to craft win-win situations that bring enjoyment back to your businessWant Garrett's resources?Follow him on Instagram: @garrettmaroonDownload his free PDA formula: thebalancebreakthrough.comText him directly: 757-266-2876Whether you're burning out from the grind, trying to build a business around your family, or questioning what success really means in real estate, this episode will challenge everything you think you know about winning in this industry.
Jesse helps time-strapped entrepreneurs stop procrastinating and focus — so they can move the needle without burning out. Jesse's Website: http://effortlessgrowth.co
From AssetBuilder's Plano HQ, host Joey Badinger sits down with Adam Morse, Janet Griffith, and Tommy Williams to unpack America's debt picture—from household budgets to the federal balance sheet. We break down mortgages vs. auto/student/credit-card debt, what rising rates mean, how to use debt-to-income (DTI) the smart way (the 28/36 rule), and practical habits to avoid lifestyle creep and instant-gratification financing. You'll learn: How much U.S. households owe (and where it sits by generation) Why mortgages can be “productive” debt—and why long car loans aren't Current rate realities (mortgage, auto, student loans, credit cards) Exactly how to calculate your DTI (with target ranges) Behavior traps: BNPL, long auto terms, monthly-payment thinking What “deficits” mean at home and at the national level—and why they compound Hosts & Credentials: Joey Badinger (Lead Advisor), Adam Morse (Director of Advising), Janet Griffith (Senior Advisor), Tommy Williams (Associate Advisor), AssetBuilder, Plano, TX. Contact the show: https://www.assetbuilder.com Chapters 00:00 Intro & Disclaimer 00:32 Welcome, Hosts & Setup (Plano HQ) 01:00 What We're Covering: Consumer vs. National Debt 02:00 U.S. Household Debt Snapshot (Totals & Averages) 03:15 Debt by Age Cohort (30–39, 40–49 peak, etc.) 05:10 Gen Z, Mortgages & Down Payments 06:00 Is Debt “Bad”? Productive vs. Dangerous Debt 07:20 National Debt vs. GDP (Post-WWII to Today) 09:40 Auto Loans Deep Dive (Long Terms, Delinquencies) 12:10 Average Loan Sizes (New vs. Used) 13:00 Deficits at Home & Nationally—What It Means 14:20 Growth Limits, Demographics & Reality Check 16:00 Rate Check: Mortgage, Auto, Credit Cards, Student Loans 18:30 Emergency Funds > High-APR Credit Cards 20:10 BNPL & Instant-Gratification Traps 21:10 Know Your Biases (Impulse, Overconfidence) 22:40 Budgeting Habits That Actually Stick 26:10 How to Calculate DTI (28/36 Rule) 28:30 Lender Approval vs. Healthy DTI 31:00 Why 70+ Debt Can Be Risky (Context Matters) 33:00 Depreciating vs. Appreciating Assets (Cars vs. Homes) 34:20 Action Steps: Start Small, Delay Gratification 36:00 How to Contact & Subscribe 36:30 Sign-Off & Disclosure Key Takeaways Debt is a tool, not a villain. Mortgages can raise quality of life; revolving/consumer debt at high APRs can snowball. Auto loans are 2nd-largest consumer debt and loan terms are stretching—be wary of “just the monthly.” Credit-card APRs >20% make balances dangerous; build emergency savings to avoid swipes under stress. DTI targets: ≤28% housing (PITI+HOA), ≤36% total debts is healthy; 50%+ is a red flag. Behavior beats hacks: budget regularly, delay gratification, prefer used cars/shorter terms, question “need vs. want.” Hashtags & Keywords Keywords: consumer debt 2025, debt to income ratio, 28/36 rule, mortgage vs rent, auto loan terms, credit card APR, student loans, national debt vs GDP, budgeting tips, AssetBuilder advisors Hashtags: #PersonalFinance #DebtFreeJourney #DTI #Mortgage #AutoLoans #CreditCards #Investing #Budgeting #KeepItSimplePodcast #AssetBuilder
In this episode of the Brian Icenhower Podcast, we dive into one of the most critical adjustments agents must make in a shifting market: managing longer listing periods. As more markets trend toward buyer's territory, listings are sitting on the market longer than most agents and sellers are used to. Brian Icenhower introduces the concept of the “Magic Month”—the first 30 days when a listing receives the highest online exposure. He explains why conservative pricing and strong marketing in this window are crucial for generating multiple offers and securing the best terms for your sellers. You'll learn: ✅ Why agents don't sell homes—they expose them ✅ How to track and share online listing views (MLS, Zillow, Realtor.com, Homes.com) with clients ✅ The importance of weekly seller updates from your admin team ✅ How to set upfront expectations to avoid “Why isn't my home selling?” calls ✅ When to recommend price reductions using proven showing guidelines Brian also shares why proactive client communication is the difference between smooth transactions and stressful ones. By sending consistent weekly reports and setting proper expectations, you won't need to talk sellers into price reductions—they'll call you first when the data proves it's time.
Foster care has a way of changing how we see the world. It asks us to step into hard places, stay present, and let God reshape our perspective. For our latest guest, that's meant gaining a richer perspective on biological parents, a deeper appreciation for the beauty and challenges of caring for children with disabilities, and so much more. Crystal Paine and her husband have been foster parents to two precious children—one who was medically fragile and reunified with his biological mom, and one who was born premature with significant disabilities, whom they later adopted. Crystal is passionate about supporting biological parents, advocating for children with disabilities, and living out the Gospel through foster care and adoption. In this episode, Crystal shares about leaning on our faith when we're facing challenges that can be intimidating, how we can be intentional about offering dignity and grace to biological parents, some of the unique aspects of fostering a child with disabilities, and much more. Find resources mentioned and more in the show notes for this episode: https://theforgotteninitiative.org/crystal-paine-279/
In this episode of 'Linch with a Leader', Mike Linch interviews Jay Brown, CEO of David Weekley Homes, exploring his personal journey, the impact of family and faith on leadership, and the importance of people in business. Jay shares insights on overcoming challenges, the significance of continuous learning, and the balance between work and family life. He emphasizes the need for leaders to love, learn, and lead well, and reflects on the legacy he hopes to leave for his children.Mike's Leadership Lessons from Jay:- Great businesses are great because of their people.- The journey to leadership often starts with overcoming personal fears.- Family plays a crucial role in shaping one's character and values.- Empowering employees leads to better business outcomes.- Time management is essential for effective leadership.- Continuous learning is vital for personal and professional growth.- Balancing work and family is a key aspect of leadership.- Legacy is about the impact you leave on others.Welcome to the Linch with a Leader Podcast, where you're invited to join the spiritual principles behind big success, with host Mike Linch.Subscribe to the channel so you never miss an episode: Watch: @linchwithaleader Prefer just listening? SUBSCRIBE to the podcast here:Spotify: https://open.spotify.com/show/0dJfeLbikJlKlBqAx6mDYW?si=6ffed84956cb4848Apple: https://podcasts.apple.com/us/podcast/linch-with-a-leader/id1279929826Find show notes and more information at: www.mikelinch.comFollow for EVERYDAY leadership content and interaction:Follow on X: https://x.com/mikelinch?s=20Follow on Instagram: https://www.instagram.com/mikelinch?utm_source=ig_web_button_share_sheet&igsh=ZDNlZDc0MzIxNw==https://www.instagram.com/mikelinch/?...JOIN Mike for a Sunday at NorthStar Church:www.northstarchurch.org Watch: @nsckennesawTIMESTAMPS:00:00 Introduction and Background06:49 Lessons from Parenting09:24 Faith and Personal Growth12:07 Overcoming Public Speaking Fear14:43 The Importance of People in Business17:09 Leadership and Empowerment19:51 Maintaining Connection as a CEO22:46 The Three L's of Leadership28:05 The Importance of Time Management32:18 Balancing Work and Family Life39:15 Legacy and Impact on Family
In this episode of The Real Build, I sat down with Sheryl and Derick Moreno, the team behind LaCasaTour.com, to talk about one of the most overlooked but most powerful parts of real estate: media.In today's market, buyers decide within seconds whether or not to visit a home based on photos and video they see online. The difference between good media and great media can determine if a property sells quickly, sells for more, or sits on the market.We covered:Why professional photos and videos are no longer optional in real estateHow powerful visuals tell the story of a home instead of just showing roomsThe psychology of buyers and how media impacts first impressionsCommon mistakes agents and sellers make when cutting corners on photosWhat's next in real estate media, from cinematic video to immersive toursIf you are a realtor, builder, or homeowner trying to stand out in a crowded market, this conversation shows why photos and videos are the most important marketing investment you can make.Guest Info: Sheryl and Derick Moreno Of Lacasa TourWebsite: https://lacasatour.com/Host Info:Email: Bill@rkreiman.comCONNECT WITH ME ON SOCIAL MEDIA:▶︎ YOUTUBE | https://www.youtube.com/channel/UCxAdSxHN0dIXZPhA-6p1HYA ▶︎ INSTAGRAM | https://www.instagram.com/imbillreiman▶︎FACEBOOK| https://www.facebook.com/billy.reiman ▶︎ LINKEDIN | https://www.linkedin.com/in/bill-reim...▶︎ TWITTER | https://twitter.com/ImBillReiman▶︎ WEBSITE | https://www.rkreiman.com
Bonus Stop: Edzel Ford's home, son of Henry Ford! After touring Greenfield Village I decided I wanted to go to a bonus stop instead of another day at Greenfield Village. I was stunned by the outward aesthetic similarities of the Stan Hywet mansion. My wheels were spinning and memories flooded my mind from all the visits I had going to Stan Hywet from going with my mom to even working there. Railroads The Stan Hywet mansion is located in Akron, OH, my hometown, the “Rubber Capitol of the WORLD”! I shared a lot about the history of Firestone and Goodyear, who used a lot of rubber making tires, in this episode. But on this day of my fieldtrip, I thought about what made Ford so successful? It was making the gasoline engine car affordable for more people, specifically farmers. I gave a little background on Rockefeller and Vanderbilt too to prove my point of “access equals success”. And remember in the other homes the extensive libraries? Access to education and knowledge, right? And you know what made those two successful? The railroads because it provided transportation and access to more products and places. They were able to get their products to more people. And what do you think gave the North the upper hand in the Civil War? The railroads because they could transport supplies. And the other thing that made Ford so successful was his ability to pay his employees a higher pay than other companies. He was making more profit therefore able to pay his employees a higher rate. I couldn't help but to think about Eleanor Ford's role (Edzel's wife) in their home. She lived for 35 years still after Edzel passed. She had a sitting room off of her bedroom upstairs, that she turned into her study. She ran her household manager responsibilities from that study. And although she wasn't fond of the entertainment wing, she knew it was expected of her to entertain. She was very philanthropic and sat on many boards. But she was the queen of productivity. You see she would have multiple board meetings going at one time and then she could just pop in and out as they were being conducted. Genius! Internet Just like railroads were the gateway to transporting goods and people, now Google, Facebook, Apple, and Microsoft transport information. And just like the Goodyears and Rockefellers could get their products to more people, it is the same way I can impact more lives. They have been able to be really successful in a shorter amount of time than before the internet and able to provide better benefits for their employees due to their success. Organize 365® could not be what it is today without the internet. It gets more products to more people. It provides a more level playing field because it is accessible to all. And it has allowed me to learn about business and manufacturing. And because of the internet … we have podcasts! Yet another avenue to learn and/or get your message out. I always like to think of how women made their mark on change in society through their uniqueness. Artificial Intellagance I don't even know what to do with AI! (sigh) As technology advances so too does our ability for everyone to be successful due to a more level playing field for small businesses. Technology, transportation, and information provides access to more education. I wanted to take this series to think about where we have been as women, how it is now as women, and where we are going for women. What change could you have on society by doing what you are uniquely created to do? EPISODE RESOURCES: The Sunday Basket® Sign Up for the Organize 365® Newsletter Did you enjoy this episode? Please leave a rating and review in your favorite podcast app. Share this episode with a friend and be sure to tag Organize 365® when you share on social media!
Two angry, geriatric dolts that blather on for far too long about nothing substantive are joined today by former republican and Georgia gubernatorial candidate, Geoff Duncan.Order our new book, join our Substack, and more by clicking here: https://linktr.ee/ivehaditpodcast.Thank you to our sponsors:Homes.com: When it comes to finding a home - not just a house - we have everything you need to know, all in one place. https://homes.com. We've done your home work.Jones Road Beauty: Use code Hadit at https://jonesroadbeauty.com to get a Free Cool Gloss with your first purchase! #JonesRoadBeauty #ad Lola Blankets: Get 35% off your entire order at https://Lolablankets.com by using code Hadit at checkout. Experience the world's #1 blanket with Lola Blankets.Pretty Litter: Right now save 20% on your FIRST order and get a free cat toy at https://PrettyLitter.com/hadit. Quince: Go to https://Quince.com/hadit for free shipping on your order and 365-day returns. Follow Us:I've Had It Podcast: @IvehaditpodcastJennifer Welch: @mizzwelchAngie "Pumps" Sullivan: @pumpspumpspumpsSpecial guest: Lt. Gov. Geoff Duncan See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
This special two-part edition of Cold Case Files offers an inside look at an active cold case investigation as detectives work to solve the 1995 rape and murder of 14-year-old Nacole Smith, one of Atlanta's most notorious unsolved crimes. Homes.com: We've done your homework.IQBAR - Get 20% off all IQBAR products plus free shipping by texting COLD to 64000See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Jackie is feeling loose after a couple drinks, and plans a bathroom renovation, laments the clothes that got away, and previews Off Brand October.Thanks for supporting my sponsors:Cornbread Hemp: Use code BITCHBIBLE at checkout to get 30% off your first order at www.CornbreadHemp.com/BITCHBIBLEHoneylove: Get 20% off sitewide at www.honeylove.com/BiblePique: With the Deep Hydration Protocol, you'll receive 20% off for life when you subscribe. Plus a complimentary gift to elevate your routine at www.PiqueLife.com/BIBLESKIMS: Shop my favorite bras and underwear at www.SKIMS.com/bibleHomes.com: Everything you need to know about buying a home, all in one place at www.Homes.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Not all sheroes wear capes.Order our new book, join our Substack, and more by clicking here: https://linktr.ee/ivehaditpodcast.Thank you to our sponsors:This episode is brought to you by Booking.com: Find exactly what you're booking for on Booking.com, Booking.YEAH!Homes.com: When it comes to finding a home - not just a house - we have everything you need to know, all in one place. https://homes.com. We've done your home work.Bellesa: EVERYONE who signs up wins a FREE WhisperVibe™ OR a FREE Rose toy with any Whisper™ order!https://www.bboutique.co/vibe/ivehadit-podcastASPCA: To explore coverage, visit https://ASPCApetinsurance.com/HADIT.*The ASPCA® is not an insurer and is not engaged in the business of insuranceBranch Basics: Get 15% off Branch Basics with the code Hadit at https://branchbasics.com/Hadit #branchbasicspodFollow Us:I've Had It Podcast: @IvehaditpodcastJennifer Welch: @mizzwelchAngie "Pumps" Sullivan: @pumpspumpspumpsSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.