Podcasts about homeowners insurance

Episode 252 - Sept. 7th, 2026 - Labor Day & A Two Man-  Violations Counter - DJ Intence - 1 x Ceddy - 5 - @DJIntence Outting to Don Toliver Concert - @kevonStage Comedy Show Recap - Macklemore Speaks Out!!! - RIP Reginald Lustin - Operation Drugs Unlimited - The impact of Tim Cook on Apple - Donald Trump Policies - Financial Tip of the Week - Tyler Perry pays off a LIEN on a Brenda Daurham home - Lindsey Clancy Trial - Wise Guy's Segment - @kevonStage on being HONEST without being KIND - Wise Guy's Segment - @_ohitsRobinm_ Story Time: Homie is MESSING with his Best Friend's EX  

I recently had a showing where the buyers hit serious sticker shock on the cost of homeowners insurance, and it got me thinking about something worth passing along. Insurance costs are climbing fast. It happened to my own policy too, but there's a lot you can do about it if you know where to look. In my latest video, I walk through why premiums are rising, the simple moves that can bring your cost down, and how I shopped my own renewal down to almost half of what it would have been. Watch my video before you lock in your next policy.

Terry Savage, nationally-syndicated money columnist, joins Lisa Dent to share her advice on homeowners insurance following the storm damage. Later, Terry takes financial questions from listeners.

Homeowners insurance prices are up a whopping 24% since 2022. One in seven homeowners now has no insurance at all. In some parts of the country, companies aren't just raising rates -- they're refusing to write policies. Bob Litterman co-created the Black-Litterman model that the financial industry still uses to price risk, spent 23 years running risk at Goldman Sachs, and now chairs the Coalition for an Insurable Future. He joins Joe and OG on a special Thursday episode to explain what's actually happening, why it's not going to stop, and what you can do about it right now.What You'll Walk Away WithWhy the insurance market breaks down when probabilities stop being stable -- and how billion-dollar weather events went from three per year in the 1980s to 23 per year todayThe domino chain: how rising insurance costs in one ZIP code can drive down home values, freeze bank lending, shrink local businesses, and quietly hollow out an entire communityWhy this isn't 2008 -- and the one important way it's actually worse than what the mortgage crisis taught usWhy one in seven homeowners now carries no insurance at all -- and what that means for the next major weather eventThe 100-year flood problem: why homes built to withstand a once-in-a-century event are now getting hit every five to ten yearsWhat first-time homebuyers should ask that their realtor almost certainly won't bring up -- and why the insurance question is now as important as the mortgage rateHow to actually read your renewal letter: what to look for beyond the premium, what hidden changes insurance companies are legally required to disclose, and why your deductible may have quietly doubledOG's Claude trick: how he uploaded both his old and new policy documents, asked for the differences, and found actionable savings plus a jewelry rider gap he didn't know he hadWhy Bob says the real mispricing isn't in the insurance market -- it's in the pollution market -- and what that means for how this eventually gets resolvedThe risk management reframe: why thinking about insurance is the wrong starting point, and what to think about insteadWhy This Matters NowThis isn't an inflation blip. The risk is genuinely increasing, the models are being rewritten in real time, and the insurance companies pulling out of markets are the canary in the coal mine. The good news: there are specific things you can do right now -- at your house, with your policy, and in how you think about risk -- that most homeowners haven't done yet.From the BasementBob Litterman joins Joe and OG on a special Thursday episode to walk through the home insurance crisis from the inside -- the pricing models, the domino chain, the reinsurance squeeze, and the difference between a tail event and the slow-moving sea level rise underneath it. OG's takeaway: upload both your old and new policy to Claude and ask it to find the differences before your next renewal. Doug arrives with flood insurance trivia tied directly to the episode content. The Coalition for an Insurable Future, a nonpartisan cross-industry group, made this episode possible. Stacking Benjamins received compensation for this episode.Resources MentionedCoalition for an Insurable Future -- nonpartisan cross-industry group on climate and insurance risk; coalitionforaninsurablefuture.comBlack-Litterman Model -- referenced for Bob Litterman's background in risk pricingClimate Central -- tracks billion-dollar weather events annually; climatecentral.orgNational Flood Insurance Program -- referenced for the 1968 government backstop for flood risk; floodsmart.govSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

https://actsphereins.com/what-is-homeowners-insurance/Most homeowners sign their policy and never look at it again, until disaster strikes. We're breaking down the six coverages inside every standard policy, the common exclusions that catch people off guard, and why understanding your protection now could save you thousands later. Actsphere City: Pearland Address: 3129 Kingsley Dr #1910 Website: https://actsphereins.com/

Most homeowners know their home's value—but what about everything inside it? Learn why personal property coverage is a key part of homeowners insurance and how understanding it now can help prevent costly surprises after a covered loss. More info at https://insurewithjerry.com/insurance/homeowners Jerry Carter, State Farm Insurance City: Oak Lawn Address: 9816 South Cicero Avenue Website: https://insurewithjerry.com

Karen Conti, Chicago trial attorney, joins Bob Sirott to talk about what homeowners insurance will cover concerning storm damage and Bryan Kohberger’s plan to pursue an ineffective lawyer appeal. She also discusses the increased penalties for Scott’s Law and if Mexico can hold the U.S. accountable over the deaths of immigrants.

Karen Conti, Chicago trial attorney, joins Bob Sirott to talk about what homeowners insurance will cover concerning storm damage and Bryan Kohberger’s plan to pursue an ineffective lawyer appeal. She also discusses the increased penalties for Scott’s Law and if Mexico can hold the U.S. accountable over the deaths of immigrants.

Homeowners insurance is quietly becoming one of the biggest reasons buyers lose the home they thought they were getting. You can have great credit, stable income, and a full mortgage approval, only to have an insurance issue derail the purchase at the last minute. In this episode, Josh Lewis and I break down five ways homeowners insurance can blow up a home purchase, how higher premiums affect qualification, and what buyers should check before making an offer. If you're planning to buy a home, this episode could help you avoid an expensive last-minute surprise.Timestamps:00:00 - How homeowners insurance kills home purchases01:35 - Why insurance impacts your mortgage approval04:42 - Homes that are difficult or expensive to insure08:10 - Why insurance quotes vary so much12:35 - Red flags buyers overlook before making an offer16:48 - How to avoid insurance surprises during escrow20:10 - Final tips to protect your home purchase✅ Are You Ready To Buy A Home?http://www.buyrightborrowsmart.com/quiz✅ Start your stress-free journey today:http://www.theeducatedhomebuyer.com/start

City-owned trees could be putting some New Orleanians at risk of losing their homeowners insurance. We get the details from WWL Louisiana reporter Meg Farris.

Karen & Janet start off the podcast with Joe Parisi of Rate Mortgage. Joe tells us rates are steady but are guided by the volatile world events that are in the news.  The good news is Joe has new loan opportunities that utilize assets and equity. A must listen with Joe Parisi, never count yourself out, there are many home loan options!  Next guest is Denise from Paladin Insurance Services. Talk about good news, many home owners in Ventura County are getting off The Fair Plan for insurance.  Denise will analyze your insurance, check your deductibles and find a way for you to save money on insurance! Karen & Janet's final guest is, Track & Field Coach Alisa Byrne from Villanova High School. Coach Byrne is holding a series of Track & Field Clinics that coach Hurdles & Throws, Jumps & Distance, along with Cross Country and Sprints using the best coaches in the area. Track & Field is a sport for all students throughout Ventura County.  Find out about these clinics for students in Karen & Janet's latest podcast!

In this week's episode, host Daniel Raimi brings in Margaret Walls and Yanjun (Penny) Liao to discuss why homeowners insurance prices and nonrenewals are increasing in the United States—and how insurers, homeowners, and state and federal governments are responding. Walls is a senior fellow at Resources for the Future (RFF), director of RFF's Climate Risk and Resilience Program, and co-host of Resources Radio, while Liao is an RFF fellow. Together, they elaborate on data they shared in the most recent issue of Resources magazine that links areas with previous weather-related property loss to higher premiums and policy nonrenewal rates. As a result, while climate change increases the severity and frequency of extreme weather, many homeowners are left without insurance plans that provide adequate coverage, especially in vulnerable regions such as California and Florida. Walls and Liao analyze why solutions such as “insurance of last resort” plans in the residual market fail to keep up with heightened risk, and where policymakers and communities might look next to support households that are impacted by wildfires, floods, storms, and other disasters across the country. References and recommendations: “Weather Extremes Disrupt Insurance Markets” by Margaret Walls, Yanjun (Penny) Liao, and Emily Joiner; https://www.resources.org/archives/weather-extremes-disrupt-insurance-markets/ “From Risk to Reward: Insurance Discounts for Wildfire Mitigation” by Evan Ludington, Yanjun (Penny) Liao, and Margaret A. Walls; https://www.rff.org/publications/working-papers/from-risk-to-reward-insurance-discounts-for-wildfire-mitigation/ “Property Insurance and Disaster Risk: New Evidence from Mortgage Escrow Data” by Benjamin J. Keys and Philip Mulder; https://www.nber.org/papers/w32579 Insurance for Good; https://www.insuranceforgood.org/ “Listers: A Glimpse Into Extreme Birdwatching” documentary film; https://www.imdb.com/title/tt38023177/ eBird phone app; https://ebird.org/about/ebird-mobile “American Emergency: The Movement to Kill FEMA” podcast series from On the Media; https://www.wnycstudios.org/podcasts/otm/american-emergency-movement-kill-fema Subscribe to stay up to date on podcast episodes, news, and research from Resources for the Future: https://www.rff.org/subscribe/

Ryan, Dana, and Chris Trenkmann discuss a new report showing Florida homeowners insurance premiums increased 75 percent between 2021 and 2025.

Ryan, Dana, and Chris Trenkmann discuss a new report showing Florida homeowners insurance premiums increased 75 percent between 2021 and 2025.See omnystudio.com/listener for privacy information.

The great Mr. Fix-It, Lou Manfredini, joins Jon Hansen, filling in for John Williams, to tell us the projects we need to be working on this week. Lou tells Jon the importance of understanding what your homeowners insurance actually covers. Lou also explains why now is the perfect time to start getting your garage organized. Listen to HouseSmarts […]

The great Mr. Fix-It, Lou Manfredini, joins Jon Hansen, filling in for John Williams, to tell us the projects we need to be working on this week. Lou tells Jon the importance of understanding what your homeowners insurance actually covers. Lou also explains why now is the perfect time to start getting your garage organized. Listen to HouseSmarts […]

The great Mr. Fix-It, Lou Manfredini, joins Jon Hansen, filling in for John Williams, to tell us the projects we need to be working on this week. Lou tells Jon the importance of understanding what your homeowners insurance actually covers. Lou also explains why now is the perfect time to start getting your garage organized. Listen to HouseSmarts […]

Friday - Clark Stinks day! Christa shares Clark Stinks posts with Clark. Submit yours at Clark.com/ClarkStinks.   Also, a knock on your door from a roofer claiming they've spotted hail damage via drone might feel like a lucky break, but it's often a trap. While the idea of getting a "free new roof" is tempting, filing small or questionable claims is an abuse the industry no longer tolerates. Clark's home insurance philosophy is an essential must-know to protect your wallet. Clark Stinks: Segments 1 & 2 Hail Damage Claims: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 10 Ways To Save on Prescription Drugs - Clark Howard Why You Should Consider Security Cameras (Without the Monthly Subscription) 6 Cheap DIY Home Security Systems - Clark Howard Why Study Abroad Can Lead To Higher Starting Salaries For U.S. Graduates - Forbes Clark Howard: Habitat for Humanity  / Habitat Rethinking Homeowners Insurance: The Catastrophe-Only Rule When Should You File a Claim on Your Homeowners Insurance? Homeowners Insurance Archives - Clark Howard  Where Should You Keep Your Cash Reserve? - Clark Howard Scam Alert: New ‘Party Invite' Message Can Empty Your Bank Account Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices. Visit megaphone.fm/adchoices

First, we looked into some of the ways that you could try to find a fair deal on homeowners insurance. Then, supporters of a county sales tax increase say they have enough signatures but are unclear on where exactly the money would go. Also, following complaints from residents, the city has now presented updates to its street improvement plan. Plus, scientists and musicians at UC San Diego are collaborating on a unique composition. And to close out today's pod, we remember a late icon of the San Diego Civil Rights Movement.

Ambiguous home owners insurance policies are costing people HR 2 full 2383 Thu, 30 Apr 2026 16:25:42 +0000 fiiyi9fCKE4AUgnCvR4aStKKz9SyJYKM news MIDDAY with JAYME & WIER news Ambiguous home owners insurance policies are costing people HR 2 From local news & politics, to what's trending, sports & personal stories...MIDDAY with JAYME & WIER will get you through the middle of your day! © 2025 Audacy, Inc. News False https://player.amperwavepodc

Ben Keys, Wharton Professor of Real Estate, discusses new research revealing how credit scores can impact homeowners insurance premiums more than climate risk, raising important questions about fairness, policy, and financial inequality. Hosted on Acast. See acast.com/privacy for more information.

Are You Paying WAY Too Much for Homeowners Insurance? And your questions answered! Louisville & Southern Indiana Real Estate Is Moving Fast — Are You Ready? The Louisville and Southern Indiana housing market doesn't pause for anyone. Whether you're weighing a sale, searching for your next home, or simply trying to make sense of shifting interest rates and property values, one thing is clear: waiting rarely works in your favor. The Sokoler Team at simpler.realestate has spent decades helping buyers and sellers move strategically — not scramble reactively — through every kind of market this region has seen. Stay Ahead with the Louisville Real Estate Show Every Sunday from 8:30 to 9:00 AM on 840 WHAS, we cut through the noise and get straight to what matters. The Louisville Real Estate Show isn't about speculation or filler — it's real data, sharp local analysis, and actionable strategies covering everything from home values and mortgage trends to inventory shifts and investment opportunities. If it affects your equity or buying power, we're talking about it. Get Answers Before You Need Them You shouldn't have to wonder what your home is worth or whether now is the right time to buy. Visit LouisvilleQuestions.com for immediate, neighborhood-specific insights and expert guidance tailored to your situation. Smart decisions start with accurate information — and that's exactly what we deliver. What the Sokoler Team Brings to the Table Sellers work with us for a reason: aggressive marketing strategies, deep local expertise, and a relentless focus on maximum return. Buyers rely on us because we know how to find the right home at the right price, even in a fast-moving market. The result is a team that's earned its reputation as Kentucky's hardest-working in real estate. When you're ready to move from "thinking about it" to "making it happen," we're ready to go to work for you.

Idaho lawmakers are pushing a bipartisan bill to make homeowners insurance more transparent, giving residents a clearer look at how wildfire risks are driving soaring premiums and policy cancellations. 

Senator Michael E. Hastings joins the podcast for a conversation about House Bill 3799 – homeowners insurance legislation designed to strengthen oversight, improve transparency and rebuild trust between consumers and insurers.

George Hosfield, vice president, Home Insurance, LexisNexis, discusses key findings from the 2025 LexisNexis Home Trends Report, examining rising loss severity, surging catastrophe claims and what intensifying weather-driven risks mean for homeowners insurers.

An update on what homeowners are experiencing with their insurance provider and why rates continue to climb. Preventing premiums from going up. Explaining a class 4 shingle. What it could mean if icicles on your roof have color to them. Are metal roofs still in demand? When to file an insurance claim and how to prevent another in the future. Ways to detect and prevent rodents. Why the age of a roof can impact insurance coverage. Contact Andy at lindusconstruction.com or you can call 844-9lindus.

We discuss changes in the insurance industry and the implications for homeowners.

Marc, Kim and Sue discuss how home owners insurance could spike over the next two years.

Today on the Marc Cox Morning Show: Former Missouri Senator John Lamping joins the show to talk about Justin Sparks resigning from the Senate and Gov. Kehoe pushes to get rid of state income tax. Fox News Radio Eben Brown joins to talk about Marjorie Taylor Green resigning and says she will not run for president. Todd Piro, Host of Fox and Friends talks about wearing a tux and more. Joe Azim from The Range St. Louis West talks about the ATF raffle. Ryan Wiggins, Host of Wiggins America talking about recent polls about Trump and Lara Logan. Kim on a Whim has home owners insurance could spike in next couple years and Jay Leno says one change to his show increased ticket prices 30%.

More than half of homeowners say their insurance premiums went up in the last year, according to Consumer Reports. The biggest culprits? Inflation, construction costs, and extreme weather. In response, Consumer Reports has drawn up what it calls a "Homeowners Insurance Bill of Rights," which it hopes will be adopted by states around the country. Today, we'll hear more. But first, Elon Musk has released an artificial intelligence-powered rival to Wikipedia.

More than half of homeowners say their insurance premiums went up in the last year, according to Consumer Reports. The biggest culprits? Inflation, construction costs, and extreme weather. In response, Consumer Reports has drawn up what it calls a "Homeowners Insurance Bill of Rights," which it hopes will be adopted by states around the country. Today, we'll hear more. But first, Elon Musk has released an artificial intelligence-powered rival to Wikipedia.

We recently teamed up with Consumer Reports on an eye-opening project that made us rethink how we evaluate, purchase, and engage with our homeowners insurance policy. This week's episode is about what we learned.Here's what we unpack:Why homeowners insurance is way more confusing and critical than we thoughtWhat's driving double-digit rate hikes (even if you've never filed a claim)How your dog, HOA, or even local crime rates affect your premiumsOne of the most overlooked parts of your policy that could actually save youWhy checking your mail might be the most important financial task you do this weekHow to protect yourself with umbrella policies and avoid common trapsThis one's shorter than usual, because we want you to take action: → Read your policy. → Shop around. → Check out CR's list of top-rated homeowners insurance companies based on actual customer satisfaction, claim handling, and renewal transparency Links: Why are Homeowners Insurance rates going up right now?Homeowners Insurance & Extreme Weather: What you should know Connect with Julien and Kiersten on our website, Instagram, Twitter, and YouTube.Join our email list to get updates from us, opportunities for discounts, freebies and a quick rundown on the relevant financial and career news impacting your life. Get our book Cashing Out: Win the Wealth Game by Walking Away, named 2023 best overall book about investing by Business Insider and one of the best personal finance books by ForbesIf you would like to learn more about investing, check out our newest class, Making Money Grow

#ThisMorning | #What You #NeedtoKnow About #Homeowners #insurance | Michael O'Connor, AssuredPartners | #Tunein: broadcastretirementnetwork.com #Aging, #Finance, #Lifestyle, #Privacy, #Retirement, #Wellness  ⁨@TheStreet⁩ 

Natalie Todoroff, Insurance Expert at Bankrate, joins Lisa Dent to talk about home insurance. Todoroff details how homeowners insurance costs a little over 3 percent of household income in Illinois. Among external factors, even personal changes like a drop from good credit to poor credit can add over four thousand dollars in yearly payments, Todoroff […]

JC Hallman explores the reasons behind soaring insurance rates, while Jake Ramsey examines the link between childhood evictions and chronic absenteeism. Anna Kramer reports on the White House's shutdown of the flood warning system in Norman.

Texas is experiencing a home insurance crisis. This has led to skyrocketing insurance premiums, making homeownership increasingly unaffordable for many Texans. This is due to increased frequency and severity of extreme weather events, rising costs of materials and labor, and the impact of inflation. Some insurers are leaving Texas leaving more homeowners exposed to risk.

Abe Scarr, Director of Illinois PIRG & the Illinois PIRG Education Fund, joins Lisa Dent to discuss State Farm raising homeowners’ insurance rates in Illinois by 27% this summer, citing rising costs from extreme weather. Scarr shares that unlike many states in the union, Illinois has no protections for insurance rate increases.

⭐ Join Rental Property Mastery, my community of rental investors on their way to financial freedom: https://coachcarson.com/rpm  

Kristian Fors is a research fellow with the Independent Institute. He joins Bob to discuss his new policy report, which explains why so many insurers are pulling out of the California homeowners market, and how to fix it.Mentioned in the Episode and Other Links of Interest:The YouTube version of this interview.Kristian Fors' policy report on the CA homeowners insurance crisis. Independent Institute's Golden Fleece awards.The link for Monetary-Metals.com.Help support the Bob Murphy Show.

Kendall & Casey start the final hour of the show talking about how homeowners' insurance rates are sky-high in Indiana right now.See omnystudio.com/listener for privacy information.

California's Homeowners Insurance is in Crisis Here's What You Need to Know In this episode of All Things Wildfire, OP Almaraz sits down with Robert Feldman, CEO of WOWS Insurance, to break down the skyrocketing premiums, shrinking coverage options, and the wildfire-driven shakeup hitting California's insurance market. Robert Feldman is an insurance professional with nearly 25 years of experience. Robert's specialty is insurance in fire zones and hard to place risks. As an industry professional, Robert has served as a speaker at the California Association of Realtors. Robert travels the state educating realtors about how to secure insurance for homes that are deemed uninsurable. Robert serves on many task forces and insurance panels, working directly with senior leadership of many insurance carriers to solve the state's current insurance crisis. To that end, Robert is the founder of WOWS Insurance Services, designed to deliver insurance solutions for large homes that struggle to secure insurance in California. OP and Robert dive into the WOWS Insurance program, a bold initiative aiming to transform how high-risk homes stay insured.  You'll learn: Why fire hardening is no longer optional The difference between admitted vs. non-admitted insurance What the California FAIR Plan doesn't cover The hidden power of realtors in keeping homes insurable Why neighbor collaboration and annual mitigation are now essential Whether you're a homeowner, broker, or real estate pro — this episode is your wake-up call.  Subscribe for more wildfire defense strategies and real estate risk insights. 

California just approved a 17% homeowners insurance rate hike for State Farm, with renters seeing increases as high as 38%. Experts say this could devastate the real estate market, as rising costs push buyers out of eligibility. Tom Ellsworth breaks down the economic dominoes—from depleted insurance surpluses to failed home closings—while PBD questions if California is even livable anymore.

Are you planning to move into a new home? Securing homeowners' insurance can be more complex than ever before. In this episode of Wise Money, we dive into the essential considerations and planning strategies you need to keep in mind when obtaining homeowners' insurance for your new house. Join us as we discuss the latest trends in the insurance landscape, common pitfalls to avoid, and expert tips to ensure you have the right coverage in place. Season 10, Episode 32 Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/contact-korhorn-financial-advisors/ or call 574-247-5898. Thank you to our sponsor Auto-Owners Insurance - https://www.auto-owners.com/ Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://link.chtbl.com/WiseMoney  Watch this episode on YouTube: Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™, and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

Are you one of many homeowners who have seen their homeowner's insurance increase considerably? Or had your insurance canceled even if you've never filed a claim? We did some investigating with the help of Mike Lowry and Clay Janson of Phocus Insurance discussing why these changes are happening. Plus some solutions you can do moving forward in a crazy, ever changing insurance market. Original broadcast archive page with expanded content https://rosieonthehouse.com/podcast/on-the-house-hour-what-to-do-about-homeowners-insurance/

In this week's episode, host Margaret Walls speaks with Carolyn Kousky, associate vice president for economics and policy at Environmental Defense Fund, about the instability of markets for homeowners insurance, especially in states that are particularly vulnerable to extreme weather events. Kousky and Walls explore the key drivers of this instability, including the increasing frequency and intensity of extreme weather events, insurance costs, and consequent strain on insurers that must pay more substantial claims. Kousky discusses challenges in the accessibility and affordability of homeowners insurance, along with policy interventions that can support equitable responses to extreme weather events and improve resilience following future disasters. Kousky also introduces her new nonprofit, Insurance for Good, which aims to bridge gaps between research and practice in terms of this affordability, equity, and resilience. References and recommendations: Insurance for Good; https://www.insuranceforgood.org/ “Wildfire Insurance Availability as a Risk Signal” by Xuesong You, Carolyn Kousky, and Ajita Atreya; https://papers.ssrn.com/sol3/papers.cfm?abstract_id=5017469 “Third Millennium Thinking: Creating Sense in a World of Nonsense” by Saul Perlmutter, John Campbell, and Robert MacCoun; https://www.hachettebookgroup.com/titles/saul-perlmutter-phd/third-millennium-thinking/9780316438308/ “Change: How to Make Big Things Happen” by Damon Centola; https://www.hachettebookgroup.com/titles/damon-centola/change/9781549152092/

Dan Preston is the co-founder and CEO of Stand, a brand-new startup property insurer providing homeowners insurance for climate-exposed properties. They're launching with a go-to-market focus on higher-end properties in California—homes that are otherwise unable to obtain affordable rates or any coverage at all due to wildfire risk. Stand claims that their differentiation, as Dan will explain in depth, comes from how they assess fire risk at the individual property level and help homeowners take proactive steps to mitigate those risks as part of the underwriting process.Dan is a seasoned entrepreneur with a win under his belt in InsurTech. He was previously the CEO of Metromile, which went public on the NASDAQ in 2020 via a SPAC merger and was later acquired by NextGen insurance company Lemonade in 2022.Stand recently raised a $30 million Series A, co-led by Inspired Capital and Lowercarbon, and came out of stealth at the end of 2024 to begin underwriting properties.Insurance risk is being priced and managed in ways that no longer match today's realities, and we loved hearing from Dan about how Stand is tackling the challenge.In this episode, we cover: [3:49] Dan's background in computer science and machine learning[7:00] The catalyst for starting Stand[9:22] How insurance companies typically evaluate risk[11:05] Challenges in measuring wildfire risk[17:32] Managing fire-prone communities and the importance of collective resilience[20:53] The role of private firefighters in insurance[22:08] Stand's mission and focus on climate-exposed properties[26:53] Progress since launch and early traction[27:39] Stand's product, technology, and risk modeling approach[33:18] Why legacy insurers have struggled to adapt to wildfire risk[38:35] What "perils" mean in insurance and why they matter[41:47] Stand's $30M Series A funding and future plansEpisode recorded on Feb 11, 2025 (Published on Feb 20, 2025) Enjoyed this episode? Please leave us a review! Share feedback or suggest future topics and guests at info@mcj.vc.Connect with MCJ:Cody Simms on LinkedInVisit mcj.vcSubscribe to the MCJ Newsletter*Editing and post-production work for this episode was provided by The Podcast Consultant

Over the past 15 years homeowners insurance has become increasingly unstable, expensive and anti-consumer. But with the run-up in home values, many may be seriously underinsured. Clark has direction for home owners to ensure proper coverage. Also today, the giving season requires a warning about charity scams - a real problem. Know how to make sure your charity dollars are used effectively. Update: Homeowners Insurance: Segment 1 Ask Clark: Segment 2 Safe Charitable Giving: Segment 3 Ask Clark: Segment 4 Mentioned on the show: What Is Homeowners Insurance? How Much Homeowners Insurance Do I Need? Homeowners Insurance Archives - Clark Howard What Is a C.L.U.E Report and Its Impact on Your Insurance How Often Should You Re-Shop Insurance? Clark's Take: Should You Invest in Stocks at All? INVEST & RETIRE - Clark How To Choose the Best Charities for Your Donations (Clark.com) Best 2% Cash Back Credit Cards: 9 Options in 2024 Cash Back Credit Card Calculator Tool Should You Buy an Extended Warranty on Your Car? Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Every year during hurricane season, we see that many of you have questions about how to lower the cost of homeowner's insurance. And we get it — it's so difficult to know exactly which policies are right for your specific property.  Ben Keys, the Rowan Family Foundation Professor of Real Estate and Finance at the University of Pennsylvania's Wharton School, shares how to know how much coverage we really need, and walks us through the steps to take to get a better deal on our policies.  Chapters: 00:00 Navigating Homeowners Insurance in a Changing Climate 05:58 Understanding the Rising Costs of Homeowners Insurance 11:52 Assessing Your Insurance Needs and Coverage 17:59 What to Do When Your Insurer Drops You 24:00 Practical Tips for Lowering Your Insurance Premiums Learn more about our Finance Fixx program here. Use code PODCAST for a $100 discount.  Ben Keys NY Times Op-Ed: https://www.nytimes.com/2023/05/07/opinion/climate-change-homeowners-insurance-housing-market.html Thank you to Gainbridge® for supporting the HerMoney podcast. Gainbridge® created ParityFlex™, a multi-year guaranteed annuity, to offer women security and flexibility at a time when they need it the most—retirement. Learn more about ParityFlex™ here. The HerMoney with Jean Chatzky podcast is sponsored by Edelman Financial Engines. The podcast team and its host are neither employees nor clients of EFE, however, the show does receive fixed compensation and is a paid endorser and therefore has an incentive to endorse EFE and its planners. To learn more about the sponsorship, please visit PlanEFE.com/HerMoney. Use promo code HERMONEY at the link below to get an exclusive 60% off an annual plan at https://incogni.com/hermoney. Grab the exclusive NordVPN deal ➼ https://nordvpn.com/hermoney and get extra subscription time. Try it risk-free now with a 30-day money-back guarantee. Thanks to NordVPN for sponsoring our show.  Please contact advertising@airwavemedia.com if you would like to advertise on our podcast, and to learn more about Airwave, head to www.airwavemedia.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

Strategies such as bundling policies, increasing deductibles, and exploring discounts for safety features or claims-free history can lead to substantial savings. Today's Stocks & Topics: FRO - Frontline PLC, Market Wrap, Required Minimum Distributions (RMDs), How to Save Big on Homeowners Insurance, WFC - Wells Fargo & Co., How to Invest, The Dollar, LEU - Centrus Energy Corp., IIPR - Innovative Industrial Properties Inc., CIVI - Civitas Resources Inc., Federal Deficit.Our Sponsors:* Check out PrizePicks: https://prizepicks.onelink.me/LME0/INVESTAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Happy 4th of July Week! Please enjoy this Best Of episode. Clark returns July 8th with new ways to Save More, Spend Less and Avoid Getting Ripped Off! Today, a Red Alert if you have a checkbook in your possession. Check theft is soaring at a time when people are writing fewer checks. Clark explains the weak links in the system, and the safest way to pay your bills. Also, the rising costs of homeowners insurance hits especially hard in areas prone to flooding, fires, and other environmental concerns. Know the additional steps to take concerning insurance BEFORE you buy a home.  Check Fraud Prevention: Segment 1 Ask Clark: Segment 2 Homeowners Insurance - Assessing Risk: Segment 3 Ask Clark: Segment 4 Mentioned on the show: NYTimes: We Can't Stop Writing Paper Checks. Thieves Love That. NYTimes: Stolen Checks Are for Sale Online. We Called Some of the Victims. The New York Times: What to Know About Writing Checks While Preventing Fraud How To Roll Over a 529 Plan to a Roth IRA The Artist's Way Where to Buy a Vacation Home Safe From Climate Risks Want to know if your future home might flood? These states are requiring disclosure. Climate Check - How Will Climate Change Affect Your Property? Donor-Advised Fund Definition, Sponsors, Pros & Cons, Example Why Big Banks Are a Bad Place for Your Cash How To Sell, Cancel or Get Rid of Your Timeshare Why 'Buy Now, Pay Later' Worries Clark Howard Clark.com resources Episode transcripts Community.Clark.com Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices