Podcasts about homebuyers

Emily and Patrick share how they went from a cramped $2,400/month one-bedroom rental to owning a 1,400 sq ft Southern California townhome by trusting the numbers, timing the market, and staying organized through the entire process. After renting for years and assuming Southern California homeownership would be out of reach, Emily and Patrick learned their buying power by working through their numbers with a lender and adjusting their price bracket strategically. They toured roughly a dozen homes, hit a rare slower moment in the local 2025 market, and ended up being the only offer on a townhome that needed mostly cosmetic updates. Emily practiced the future mortgage payment in advance using a spreadsheet budget and shifted savings into safer accounts once they began seriously shopping. From inspection through closing, they describe the process as surprisingly smooth—largely because they stayed document-ready and followed each step quickly online. “It was surprisingly smooth. Everything was really easy because I just, I had all my documents ready and then everything's with the internet and everything being, you can submit all the forms and sign all the documents online. It made it so easy.” - Emily HighlightsHow do you decide it's worth paying more than your rent to own—especially in an expensive market like Southern California?What's the fastest way to get clarity on what you can actually afford before you fall in love with the wrong price range?How can touring “enough” homes help you recognize the right one—and avoid panic when the search starts to feel hopeless?What can first-time buyers do to make closing feel “surprisingly smooth,” even with big numbers and lots of paperwork?Check out our updated 2026 First Time Homebuyer's Episode Guide - Over 100 of our BEST Episodes of Detailed Homebuying Knowledge, Interviews, and MORE! Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

High interest rates and post-COVID inflation have pushed the average age of first-time homebuyers to 40, leaving millions of Americans locked out of the market. Indiana Republican Congressman Marlin Stutzman joins us to discuss bipartisan efforts to improve the housing market, including his Streamlining Rural Housing Act—which aims to lower costs by cutting through conflicting federal red tape.Later, Oklahoma Republican Senator James Lankford joins us to discuss whether Congress can finally rein in federal waste. This follows the release of his latest "Federal Fumbles" report, which highlights hundreds of billions of dollars lost to fraud and improper payments in programs like Medicare and SNAP. Learn more about your ad choices. Visit podcastchoices.com/adchoices

High interest rates and post-COVID inflation have pushed the average age of first-time homebuyers to 40, leaving millions of Americans locked out of the market. Indiana Republican Congressman Marlin Stutzman joins us to discuss bipartisan efforts to improve the housing market, including his Streamlining Rural Housing Act—which aims to lower costs by cutting through conflicting federal red tape.Later, Oklahoma Republican Senator James Lankford joins us to discuss whether Congress can finally rein in federal waste. This follows the release of his latest "Federal Fumbles" report, which highlights hundreds of billions of dollars lost to fraud and improper payments in programs like Medicare and SNAP. Learn more about your ad choices. Visit podcastchoices.com/adchoices

High interest rates and post-COVID inflation have pushed the average age of first-time homebuyers to 40, leaving millions of Americans locked out of the market. Indiana Republican Congressman Marlin Stutzman joins us to discuss bipartisan efforts to improve the housing market, including his Streamlining Rural Housing Act—which aims to lower costs by cutting through conflicting federal red tape.Later, Oklahoma Republican Senator James Lankford joins us to discuss whether Congress can finally rein in federal waste. This follows the release of his latest "Federal Fumbles" report, which highlights hundreds of billions of dollars lost to fraud and improper payments in programs like Medicare and SNAP. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Learn how to negotiate smarter by using flexibility, contract timelines, and inspection strategy—without giving up the protections first-time buyers need.This episode breaks down what actually drives real estate negotiations (and why preparation months ahead protects your leverage). You'll learn how earnest money, contingency timelines, seller disclosures, and home inspections shape both your risk and your negotiating power. It also covers why asking for credits can be cleaner than repair requests—and closes with a practical credit score “nugget” to help you avoid last-minute financing surprises.“It all comes down to two simple concepts. Real estate is all about time and money.”HighlightsHow does flexibility on timing help you negotiate a better price without feeling “desperate”?What do earnest money and contingency deadlines really protect—and what happens if you miss them?Which seller disclosure details should make you slow down, ask questions, or renegotiate?Why is waiving a home inspection usually a risky move for first-time buyers—even in a competitive market?When should you ask for a seller credit instead of repairs to avoid last-minute closing chaos?What's the fastest way to improve your mortgage-ready credit score if you waited too long to start?Referenced EpisodesEpisode 175 – How to win in BIDDING WARS in the 2023 marketEpisode 176 – How to win in BIDDING WARS in 2023 – Part 2Episode 177 – How to win in BIDDING WARS in 2023 – Part 3Episode 332 – Home Inspections: What's Normal vs Red Flag? (110 Replay)Episode 340 – Down Payment Assistance, Discovery Calls & Lending Myths (INTERVIEW)Episode 400 – Introduction: How to Buy a Home Starter Series (START HERE)Episode 403 – How to Buy a Home - Step 3: Improving Your Credit Score (16 Pro Tips)Episode 412 – Breaking Your Lease (Is It Necessary?)Episode 415 – Financially Prepare to Buy Your First Home 2.0 - Pt. 1Episode 416 – The Best Budgeting Apps - Financially Prepare to Buy Your First Home - 2.0 Pt. 2 - (Replay of Ep. 371)Episode 417 – 8 Critical Tips – Financially Prepare to Buy Your First Home 2.0 - Pt. 3Episode 419 – Cut Big Costs - Financially Prepare to Buy Your First Home 2.0 - Pt. 4Episode 420 – Managing Student Debt - Financially Prepare to Buy Your First Home - Pt. 5Episode 423 – Using Your 401(k) - Financially Prepare to Buy Your First Home - Pt. 6Episode 426 – Lowering Your Down Payment – Financially Prepare to Buy Your First Home – Pt. 7Episode 437 – What Is a Unicorn Realtor? First Time Homebuyer FAQ:Episode 440 – First Time Homebuyer Playbook (Part 1): Rent Replacement StrategyEpisode 441 – First Time Homebuyer Playbook (Part 2): The Last Lease EverEpisode 443 – First Time Homebuyer FAQ: What Can I Actually Afford in 2026?Check out our updated 2026 First Time Homebuyer's Episode Guide - Over 100 of our BEST Episodes of Detailed Homebuying Knowledge, Interviews, and MORE! Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, info

Part 2 of the 2026 essential checklist shows first time homebuyers how to research neighborhoods, tour homes strategically, and protect themselves while shopping in today's weird housing market. This episode jumps from planning into the “fun stuff”: a practical checklist for researching neighborhoods and shopping for homes like a pro instead of a scrolling-Zillow zombie. You'll learn how to use tools like Google Maps, Street View, WalkScore, crime maps, school ratings, zoning plans, and even old-school paper maps to understand a community before you ever step inside a house. David then walks through smart touring strategy—bundling showings, ranking your top three, watching for surveillance cameras, checking commute times and internet service, and touring midweek to beat the weekend crowds. Finally, he explains how to avoid traps with open houses and new construction, why list prices are “garbage,” how to spot opportunity in “back on market” and badly photographed listings, and why your realtor's most valuable job is negotiating and protecting you once you've found a home.“I'm going to give you the checklist for home shopping.” - David Sidoni Highlights How can you use online tools and maps to spot the right neighborhoods before you ever book a showing? What should you look for when driving neighborhoods at different times of day to really understand daily life there? How do you protect yourself at open houses and new construction sites so you don't accidentally give up your right to representation or overpay? Why are list prices “garbage,” and how can back-on-market homes, ugly photos, and current market conditions actually work to your advantage? Referenced Episodes444 – February 2026 is a Buyers Market - What First Time Homebuyers Need to Know367 – Why Financial Advisors Can't Help You Buy a Home - INTERVIEW368 – The Truth About Renting: What You're Really Paying For - INTERVIEW370 – The Truth About Tax Breaks for First-Time Buyers - INTERVIEW408 – How to Buy a Home - Step 8: Using the Internet to Buy a Home392 – New Construction vs. Resale: Which Home Is Right for First-Time Buyers?440 – First Time Homebuyer Playbook (Part 1): Rent Replacement Strategy441 – First Time Homebuyer Playbook (Part 2): The Last Lease EverCheck out our updated 2026 First Time Homebuyer's Episode Guide - Over 100 of our BEST Episodes of Detailed Homebuying Knowledge, Interviews, and MORE! Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Evelyn Rivera is the exclusive rental agent for all Handsome Homebuyer's rental properties as well as all properties within Handsome Asset Solutions. Sell your house, land or commercial property on: https://handsomehomebuyer.com/ Follow us on:TikTok:   / handsome_homebuyer  Twitter:   / handsome_hb  Instagram:   / handsome_homebuyer  Pinterest:   / handsome_homebuyer  Linkedin: www.linkedin.com/in/charles-weinraub-94376116bListen our podcasts:https://open.spotify.com/show/2iIg3W4...https://podcasts.apple.com/us/podcast...https://www.iheart.com/podcast/256-th...https://anchor.fm/charles-weinraub

Kia ora.Welcome to Wednesday's Economy Watch where we follow the economic events and trends that affect Aotearoa/New Zealand.I'm David Chaston and this is the international edition from Interest.co.nz.Today we lead with news financial markets are taking more notice of the lackluster US economic data today, with Wall Street equity markets hesitating, bond yields in a defensive twist, and the USD staying weaker.But first, the overnight dairy Pulse auction not only confirmed the prior week's sharp rises, it added to them. WMP was up a marginal +0.4% from a week ago to be up +14% from the start of 2026. Butter was up +6.8% from last week, up +18% year-to-date. And the SMP price was up +1.7% from last week, also up +14% so far this year. Everyone in the industry will welcome this confirmation of the recent rising trend, even if some of it is just USD weakness.Not so positive was the US retail sales report for December, which showed zero growth from November, to remain +2.3% higher than a year ago. Given CPI inflation is +2.7%, there is clear stagflation involved here.Meanwhile the weekly ADP employment report only showed private payrolls gaining +6,500 nationally, well within the margin of error. But at least it was better than the prior week's no-change.The January NFIB optimism index was also little-changed and still below the benchmark 100 level.US household debt as at the end of 2025 was recorded at US$18.8 tln, a +4.2% rise from the end of 2024. Non-housing debt rose only +2.6% in the same period, so Americans are taking on more housing debt at a faster pace. The same report shows delinquency rates on all loans rose to 4.8% of outstanding household debt, the highest level since 2017, driven by higher defaults among low-income and young borrowers.The overall soft US data probably helps make the case for another Fed rate cut at their next meeting on March 19, 2026 (NZT) but there is a lot to be revealed before then.In Australia, consumer sentiment slipped in February, and not insignificantly. Recall, the RBA has recently pushed through a rate rise. Analysts say the fall is a muted response compared to previous rate hikes. Over 80% of those surveyed expect interest rates to rise further in the next 12 months. Homebuyer sentiment has sunk as price expectations hit new 15 year high.Meanwhile, the NAB business sentiment survey results inched up in January, although revenues softened. That was offset by costs easing a bit faster.The UST 10yr yield is now just under 4.15%, and down a sharpish -5 bps from yesterday.The price of gold will start today down -US$55 from yesterday at US$5018/oz. Silver is down a sharp -US$3 at US$80.50/oz and continuing its extreme volatility.American oil prices are down -50 USc at just on US$64/bbl, while the international Brent price is now just under US$69/bbl.The Kiwi dollar is little-changed against the USD from yesterday, still just under 60.5 USc. Against the Aussie we are up +20 bps at 85.5 AUc. Against the euro we are holding at 50.8 euro cents. That all means our TWI-5 starts today unchanged at 63.9.The bitcoin price starts today at US$69,517 and down -0.7% from this time yesterday. Volatility over the past 24 hours has been moderate at just on +/- 2.3%.You can get more news affecting the economy in New Zealand from interest.co.nz.Kia ora. I'm David Chaston and we'll do this again tomorrow.

A first-time buyer shares how early planning, relocating for affordability, and buying with a family member helped three roommates become homeowners in California. Eric, his partner, and their cousin Alex were priced out of San Jose and chose to explore Bakersfield after realizing it fit their budget and lifestyle goals. They spent time learning the city firsthand (including a smart Uber/Lyft approach that doubled as income and neighborhood research) while working through job changes and loan qualification. Eric explains how pre-planning with a mortgage pro reduced last-minute stress, and how they protected themselves by backing out of an escrow when a solar loan complication became too costly. The story ends with their team finding a better home quickly—one that met their must-haves—and a reminder that the process can be a stop-and-go emotional rollercoaster. “My biggest tip was pro. It's like starts as early as possible. Even if you don't think you're quite ready yet.” - Eric HighlightsHow early should a first-time homebuyer talk to a mortgage broker and realtor to avoid last-minute stress? What's the smartest way to “learn a new city” before buying—while also earning extra income? How can two people qualify for a mortgage even when a third household member isn't ready to be on the loan yet? When should a buyer walk away from a deal in escrow—and how do you do it without losing your deposit? Check out our updated 2026 First Time Homebuyer's Episode Guide - Over 100 of our BEST Episodes of Detailed Homebuying Knowledge, Interviews, and MORE! Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

A first-time buyer shares how early planning, relocating for affordability, and buying with a family member helped three roommates become homeowners in California. Eric, his partner, and their cousin Alex were priced out of San Jose and chose to explore Bakersfield after realizing it fit their budget and lifestyle goals. They spent time learning the city firsthand (including a smart Uber/Lyft approach that doubled as income and neighborhood research) while working through job changes and loan qualification. Eric explains how pre-planning with a mortgage pro reduced last-minute stress, and how they protected themselves by backing out of an escrow when a solar loan complication became too costly. The story ends with their team finding a better home quickly—one that met their must-haves—and a reminder that the process can be a stop-and-go emotional rollercoaster. “My biggest tip was pro. It's like starts as early as possible. Even if you don't think you're quite ready yet.” - Eric HighlightsHow early should a first-time homebuyer talk to a mortgage broker and realtor to avoid last-minute stress? What's the smartest way to “learn a new city” before buying—while also earning extra income? How can two people qualify for a mortgage even when a third household member isn't ready to be on the loan yet? When should a buyer walk away from a deal in escrow—and how do you do it without losing your deposit? Check out our updated 2026 First Time Homebuyer's Episode Guide - Over 100 of our BEST Episodes of Detailed Homebuying Knowledge, Interviews, and MORE! Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

The housing market is showing signs buyers haven't seen in years — and the data is hard to ignore. In this episode of The RE Source, we break down why a growing share of homes are selling below asking price, where the largest discounts are appearing, and how increased inventory is shifting leverage back toward buyers. We also explore why this doesn't signal a crash, but rather a window of opportunity for those who are prepared. If you work with buyers or are watching the market closely, this episode provides timely context on where advantage is emerging and what it could mean heading deeper into 2026. ⭐ JOIN OUR COMMUNITY ⭐ Get the hottest and most up-to-date info in the Real Estate and lending industry! click the link to subscribe today ➡️ https://theREsource.tv/?utm_source=ytd 

This interview breaks down how self-employed first-time homebuyers can use intentional tax strategy to improve mortgage qualification and avoid higher-cost loan options. In this interview, CPA and licensed loan professional Dan Mullen explains why many self-employed first-time homebuyers are incorrectly told they cannot qualify for a mortgage. He breaks down the critical difference between taxable income and mortgage-qualifying income, showing how common write-offs can unintentionally reduce buying power if planned poorly. The discussion walks through legal tax strategies—such as depreciation, mileage, and asset treatment—that can preserve lender-approved income while remaining compliant with tax law. The episode also explains why bank statement loans are more expensive and why early coordination between a CPA and lender can dramatically change a buyer's outcome. “Buying a home is the financial foundation of virtually every American out there.”– Dan Mullen, CPA Highlights How can self-employed buyers legally qualify for a conventional mortgage without paying more in taxes?Why does writing off everything on your tax return often hurt mortgage approval?When does a bank statement loan make sense—and why is it usually the most expensive option?How early should freelancers and business owners involve a CPA if they want to buy a home?Check out our updated 2026 First Time Homebuyer's Episode Guide - Over 100 of our BEST Episodes of Detailed Homebuying Knowledge, Interviews, and MORE! Referenced Episodes:444 - February 2026 is a Buyers Market - What First Time Homebuyers Need to Know367 - Why Financial Advisors Can't Help You Buy a Home - INTERVIEW368 - The Truth About Renting: What You're Really Paying For - INTERVIEW370 - The Truth About Tax Breaks for First-Time Buyers - INTERVIEW408 - How to Buy a Home - Step 8: Using the Internet to Buy a Home392 – New Construction vs. Resale: Which Home Is Right for First-Time Buyers?437 - What Is a Unicorn Realtor? First Time Homebuyer FAQ:340 – Down Payment Assistance, Discovery Calls & Lending Myths (INTERVIEW)426 - Lowering Your Down Payment – Financially Prepare to Buy Your First Home – Pt. 7332 – Home Inspections: What's Normal vs Red Flag? (110 Replay)400 - Introduction: How to Buy a Home Starter Series (START HERE)Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Part 1 of the 2026 essential checklist walks first-time homebuyers through the smartest way to start—by building a financing plan, avoiding common internet myths, and getting a real pre-approval early. This episode kicks off a multi-part “essential checklist” with a focus on financing and loan strategy, including a rapid-fire myth bust around “deal” listings like short sales and tax lien properties. It explains why the 20% down payment belief is outdated for most first-time buyers, and outlines today's common low-down-payment paths (including FHA, conventional, VA, and USDA where eligible). It also breaks down why “pre-qualification” is mostly marketing noise, why APR matters alongside the interest rate, and why buyers should prioritize finding the right people (a specialist realtor + lender team) over chasing a single number. Finally, it flags that down payment assistance programs and grants change frequently, so buyers should always ask about current options and stacking possibilities. "I'm going to go rapid fire with coaching and tips on the best ways to work your financing, as well as your loan when you're trying to buy your first home.”HighlightsWhat “too good to be true” home deals (short sales, tax liens, foreclosures) are not realistic for most first-time buyers in 2026—and why? How can first-time buyers stop chasing the “best rate” and start comparing loans using APR and total cost instead? Why is “get pre-qualified first” often the wrong first step—and what does a real pre-approval actually do for your plan? What's the smartest order for building your team so your realtor and lender work together (and you don't lose money or lose the house)? Referenced EpisodesEpisode 400 — Starting point / 10-step system Episode 425 — Buyer story referenced in the new listener question segment Episode 426 — Low down payment options + more on down payment assistance Episode 437 — More on the “unicorn team” concept Episode 440 — More on the “20% down” myth For more, check out our updated 2026 First Time Homebuyer's Episode Guide - Over 100 of our BEST Episodes of Detailed Homebuying Knowledge, Interviews, and MORE! Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Frank Rohde is the Founder and CEO of Ownify, a fractional homeownership platform pairing institutional and impact investors with qualified first-time buyers to make homeownership more accessible. With a 20+ year career at the intersection of finance, credit analytics, and technology, Frank previously led Nomis Solutions, scaling it into a global mortgage pricing engine used by top banks. Earlier roles include leadership at FICO, founding the early online insurer eCoverage, and launching AI models before it was trendy. Born in Germany, Frank is a former national whitewater kayaking champion, marathon runner on all seven continents, and lifelong reader—now channeling that energy into building a path between renting and owning, one Brick by Brick™.(01:51) - Why Homeownership Is Broken(04:10) - Ownify model(06:03) - How Fractional Ownership Works(13:08) - Ownify Benefits for First-time Homebuyers(16:11) - Homeowner & Investor Alignment(23:21) - Feature: CREtech New York Oct. 20–21(24:09) - Event Opportunities(25:38) - All-Cash Offers Explained(32:40) - Underwriting & Risk Management(35:47) - Investor Returns(38:48) - Market Expansion(41:37) - Policy & Regulatory Headwinds(44:04) - Collaboration Superpower: Elon Musk

Buyers have been in a constant battle for homes...  But now they may be the ones with the leverage. According to Redfin, in December, there were 47% more home sellers than buyers, which is roughly 631,000 extra, the largest gap in records going back to 2013. Is that the case in Utah? Russel Faucette, Owner of The Stern Team of Omada Real Estate joins the show.

Paul Byrne hears from Joanne Geary MD of MyHome.ie who has some fascinating stats on what homebuyers are thinking at the moment. Hosted on Acast. See acast.com/privacy for more information.

A buyer's agent versus a Realtor--what's really the difference between the two? In this episode, we break down the roles of each so you know which to approach next time you need help with a real estate transaction.Learn more at https://buyeragentsearch.com/find-a-buyers-agent/ Skyfor, Inc. dba National Buyers Agents Association City: Evergreen Address: 7652 Gartner Rd. Ste. 723 Website: https://buyeragentsearch.com

Is snagging worth it before signing off on a Dubai property, or an unnecessary expense? This episode breaks down what snagging really is and the top reasons it is worth the extra spend.Learn more at https://www.gtainspectors.com/ GTA Inspectors City: Dubai Address: Dubai Website: https://www.gtainspectors.com/

Get the exact “move fast without panicking” checklist Gideon and Caroline used to get under contract in under a week—numbers first, must-haves clear, team aligned. Gideon and Caroline share how they got under contract in under a week by doing the prep that prevents regret: running numbers early, narrowing to a true non-negotiable, and leaning on a coordinated lender/realtor team. They also break down how they handled common first-time buyer sticking points—PMI, one borrower vs two, inspection tradeoffs, and avoiding closing-cost surprises. “I didn't realize how smooth the process could be… they were all talking to each other in the background, and it was almost completely hands off for us.” — CarolineHighlights When should you “run the numbers” so you can move fast without overbuying?What's the fastest way to identify your true non-negotiables (so you stop second-guessing)?How can one must-have narrow your search and speed up the whole timeline?Should you apply with one income or two—and why might it change your interest rate?If PMI is scaring you off, what does it look like when you price it out with real math?What does an “integrated” lender/agent/title relationship actually do to reduce stress and delays?What inspection limits might you run into—and how do you decide what risk is acceptable?How do you avoid surprise costs at closing (especially when everything moves quickly)? Check out our updated 2026 First Time Homebuyer's Episode Guide - Over 100 of our BEST Episodes of Detailed Homebuying Knowledge, Interviews, and MORE! Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

A household needs $132,000 income to afford the median home. Only 31% of households can afford the median home.   The median age of homebuyers is 59. The average age of first-time homebuyers is 40.    77% of households earning $132,000+ already own their home.   Therefore, 50% of the housing market is chasing the 7% of total homebuyers that can afford a home that do not already own.   This will not end well for real estate values.   Our government gave illegals loans for homes and welfare to pay for them. This contributed to increasing home prices. That left millions of Americans unable to buy a home.     These illegals built up equity that taxpayers paid for. Many have more money in equity than the average American who was stuck paying rent.   Where in immigration law does it say you can enter illegally and stay as long as you don't commit a violent crime? Who voted for this? No one. Yet American are supposed to ignore this?

This episode explains why a rare January buyer's market is creating real affordability opportunities for first-time homebuyers right now, without waiting on government “fixes.” SynopsisWith sellers outnumbering buyers by 47%—including 631,000 more sellers than buyers in January 2026—the episode breaks down why leverage has quietly shifted back to homebuyers. It outlines practical ways buyers are getting affordability through negotiations, seller credits, and builder incentives—plus rate buy-downs and closing cost help. It also explains why headline-driven policy talk doesn't solve the real issue (inventory) and why affordability wins often come from local and market-based opportunities instead. Finally, it spotlights emerging state and local ideas that could reduce monthly payments—like property tax caps/exemptions and stacked grants—while encouraging first-time buyers to get proactive before spring competition returns. “Right now, there's 631,000 more home sellers than there are home buyers in January 2026.” Highlights How does a first-time homebuyer actually use a “47% more sellers than buyers” market to negotiate better terms and prices?What affordability tools are working right now—seller credits, rate buy-downs, and builder incentives—and how do buyers stack them?Which markets are being labeled more buyer-friendly, and what signals should first-time buyers look for in their own area? What local policy changes (like property tax relief and expanded grant programs) could reduce your monthly payment without needing rates or prices to crash? Check out our updated 2026 First Time Homebuyer's Episode Guide - Over 100 of our BEST Episodes of Detailed Homebuying Knowledge, Interviews, and MORE! Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Can you still make money buying a property and doing it up to resell? Money correspondent Susan Edmunds has been looking into it and spoke to Ingrid Hipkiss.

This episode breaks down the biggest myth in home buying: how affordability is really calculated.Most first-time buyers ask, “What can I afford?”—but that question leads to the wrong answers. David explains how bad math, bad advice, and outdated thinking have made homeownership feel further away than it actually is. Learn how debt-to-income ratios, down payments, and private mortgage insurance actually work in 2026. Real buyer examples prove you may be much closer to owning than you think.“Buying a home isn't just a financial decision. It's a plan that interacts with every other aspect of your life.” What happens when you ask, “What can I afford?” too early in the process?Can saving $45,000 more really lower your monthly payment in a meaningful way?What's the truth about PMI—and is it actually a smart tool for first-time buyers?How did some buyers get in for as little as $3,700… or even less?Is the January 2026 market creating unexpected opportunities for renters? 300 – 300th EPISODE! What Can You Afford? Homebuyer Consultation Breakdown426 – Lowering Your Down Payment – Financially Prepare to Buy Your First Home – Pt. 7198 – PMI Is a Privilege216 – PMI Is Still A Privilege And Still Not The Devil355 – Real Answers Pt 4: Should I Rent or Buy in 2025?440 – First Time Homebuyer Playbook (Part 1): Rent Replacement Strategy441 – First Time Homebuyer Playbook (Part 2): The Last Lease Ever94 – First Time Home Buyer Terms And Definitions From A-Z...Well, Just A Actually169 – Woman Power: This Single Woman Bought Her First Home215 – That ADU Guy Interview - The Ultimate House Hacks To Make Buying Affordable321 – Buying in a High-Cost Area – Long Island, NY (INTERVIEW)399 – The Real Value of Buying: What Nick Gained Beyond a Mortgage430 – First Time Homebuyer: Escaping $3K/Month Crushing Rent With Just $12K Down (INTERVIEW)439 – First Time Homebuyer: Why Abigail Broke Her Lease and Bought in 90 Days424 – First Time Home Buyers: Chloe & Eduardo Close on a Home (INTERVIEW)Check out our updated 2026 First Time Homebuyer's Episode Guide - Over 100 of our BEST Episodes of Detailed Homebuying Knowledge, Interviews, and MORE! Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Chuck Zodda and Marc Fandetti discuss the upcoming Fed meeting and rate cut decision and why what is happening at the Fed is crucial for the economy. Does this bull market have room to run? Is the AI bubble close to popping? Homebuyers are backing out of deals at the fastest pace in nearly a decade. The dollars sudden drop raises alarms.

More than 40,000 signed home purchase agreements were canceled in December, representing 16.3% of all homes that went under contract, according to Redfin. Should you buy now or wait? In this LIVE episode we will discuss the current housing market while updating you on mortgage rates and the economy to help you become The Educated HomeBuyer.Start your stress-free loan journey todayJoin Rate Watch – we'll watch rates for youEmail: info@theeducatedhomebuyer.comConnect with Us

Buying a home today takes more than finding the right property. It also takes financial fitness. This week on Real Estate Today, we break down the true cost of homeownership, from hidden expenses buyers often overlook to the impact of soaring home insurance bills. Learn how much buyers really need to save, what down payments look like in today's market, and the smart ways buyers are getting creative to make homeownership possible. Guests include Christopher Wands, REALTOR® with Douglas Elliman Real Estate; Shawn Yerkes, group president of financial services at Genstone Financial; and Julia Taliesin, data journalist at Insurify. Plus, in our Hot or Not segment, we look at what's trending in home design, including color capping, texture maxxing, tile drenching, cozy maxxing and loud luxury, along with design trends officially out this year, such as minimalism, modern farmhouse and dainty florals.

Home inspection is one of the most popular second careers and side businesses for first responders, and for good reason. In this episode of The Ride Along Home Inspection Podcast, we talk with a working firefighter and home inspector about why firefighters, EMTs, and other first responders often excel as home inspectors. We break down how skills from emergency response—risk assessment, situational awareness, building knowledge, and communication under pressure—translate directly into better home inspections. We also discuss how inspection experience can make first responders safer and more effective in their primary careers. Whether you're a firefighter, EMT, or police officer exploring home inspection as a second career, or a homebuyer curious why inspectors with first-responder backgrounds bring extra value, this episode explains the crossover skills, challenges, and real-world benefits from both sides of the job. Chapters:  00:00 Home Inspection Basics: What Inspectors Look for and Why It Matters 05:33 Firefighters as Home Inspectors: Why First Responders Excel in Inspections 11:13 Home Inspection Safety: Identifying Fire, Electrical, and Life-Safety Risks 16:45 How Home Inspectors Explain Safety Hazards to Homebuyers 22:25 Real Fire Hazards Found During Home Inspections (Real-World Examples) 27:50 Home Inspection Takeaways for Buyers, Inspectors, and First Responders The Links: Subscribe to our newsletter here: https://pages.theridealong.show/newsletter  Leave us a VOICEMAIL here: http://theridealong.show  Key Points: - Why home inspection works as a second career - Skills firefighters bring to inspections - Inspection training vs fire training - Advice for first responders getting started - How Ryan Miller integrates his firefighting experience into home inspections - Effective communication is key in delivering inspection findings - Home inspectors should educate clients about real hazards - Fire safety knowledge enhances home inspection practices - Understanding structural integrity is crucial for both firefighters and inspectors - Home inspections can reveal hidden dangers in properties - The importance of addressing common fire hazards like dryer vents - Inspectors should balance honesty with sensitivity to clients' concerns. - Real estate agents and buyers must understand the implications of inspection reports - The role of the home inspector is to inform, not to kill deals.    

What if everything you thought you knew about homebuyers and sellers was wrong? Every year we dive into the gold mine of information inside the NAR Profile of Home Buyers and Sellers and the Member Profile for Realtors, and y'all… the 2025 data might be the most shocking yet. In this 4th annual deep dive, we're bringing you the stats that matter—and breaking down what they actually mean for your real estate business in 2026. From skyrocketing median ages to shifts in how (and if) clients are finding their agents, this episode is your go-to resource for understanding the real people buying and selling homes right now. Spoiler: they probably don't look like the people you've been marketing to. We also chat about why real estate websites are shockingly useless, who's staying in homes longer than ever, and how to stop worrying about FSBOs entirely. Plus, Katy reveals why this data can sharpen your confidence as a Realtor and even improve your listing presentations, and Alissa shares a vulnerable moment when she almost let imposter syndrome cost her a listing. Grab your coffee (or your calculator) and let's talk buyers, sellers, and the wild stats behind them. Here's what we cover in this episode: The median age of buyers and sellers (and why it matters) The shift in first-time buyer demographics How long people are staying in their homes now What agents think is causing market stagnation The #1 way buyers and sellers choose their Realtor For Sale By Owner: how many really do it, and what they lose What types of agents are thriving—and who's leaving the industry The truth about paid leads, teams, and real estate income What the data says about your social media efforts (brace yourself) Key Quotes & Takeaways "The NAR report isn't just stats. It's a confidence builder, a client education tool, and a strategy guide." – Katy "We think everyone is like us, but they're not. That's why this data is good—it bursts the bubble." – Alissa "If you're talking to the wrong people, your marketing will never work. These numbers tell us who's actually buying and selling." – Katy "Only 6% of Realtors have real estate as their first career. That means most of us are figuring this out as a second act." – Alissa "Almost 30% of agents net less than $10,000 a year. We have to stop telling new agents that success is instant." – Katy Products, People & Previous Episodes Mentioned: Email Templates 101 Agent Systems 101 FREE Database Template Want to toast someone on the show? Send us a voice or video message with your name, who you're toasting, and why! Email it to team@hustlehumblypodcast.com.   Music:   "Straight A's" by Connor Price → https://connorprice.shop/   "The Good Life" by Summer Kennedy → https://soundcloud.com/summerkennedy/the-good-life   "Be The One" by Matrika → https://uppbeat.io/t/matrika/be-the-one  

John and Chrissy share how they turned early inheritance and smart planning into a successful first home purchase in pricey California.After renting for over 18 years, John and Chrissy navigated skyrocketing rents, family support, and strategic planning to buy a $700,000 home in San Luis Obispo. With only $5,000 in savings, an unexpected offer of early inheritance shifted their mindset from surviving rent hikes to buying a home. They used the How to Buy a Home system and their Unicorn team to align monthly affordability with realistic home options. From dealing with open house stress to choosing a planned urban development (PUD) for detached living without breaking the bank, their journey reflects persistence, planning, and prioritizing what matters most.“You have no idea what you're capable of until you put it in front of you and crunch the numbers.” — ChrissyHighlights: How do you go from $5,000 in savings to owning a $700,000 home with confidence?What options exist for buyers who want a detached home but can't afford traditional single-family prices?How can early inheritance or family gifts be used responsibly without guilt or confusion?What happens when you stop asking, “Can I afford this?” and start asking, “How do I make this work?”Check out our EPISODE GUIDE for more information and interviews!Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Every day, we pull real pricing from 30+ lenders to show what you actually qualify for — plus lock vs. float guidance and a clear breakdown of the Fed, CPI, Jobs, MBS, and the 10-Year Treasury.Transparent. Data-driven. No hype.

Trump just issued an executive order to ban large institutional investors from purchasing single family homes. He stated "A person sweats, works, buys one house and can't take depreciation".   The average age of first time homebuyers is 40, the highest ever recorded. The average age of all homebuyers is 59. Homebuyers over the age of 70 outnumber buyers under 35. This is not a healthy market.   Trump's ban will likely reduce home prices in the short term.    Lennar, the second largest homebuilder in the US, has dropped prices 27%, below pre-pandemic prices. New home inventory especially in the Southeast are at all-time highs. The homebuilders felt comfortable building homes because if they were unable to sell to a homebuyer institutional buyers would purchase the property.   The US dollar as reserve currency status has been strengthened.   It is based primarily on the petrodollar. The US and Saudi Arabia agreed to price its oil in US dollars in exchange for military protection and economic cooperation. The relationship was strengthened recently by Trump. This ensures steady demand for the dollar.   In 2019 the US became a net exporter of oil. This further strengthens the US dollar in oil trade.   All major oil benchmarks, West Texas Intermediate and Brent Crude are priced in US dollars.   US and Venezuelan combined oil reserves account for over 50% of the total world's oil reserves. As long as the US controls Venezuelan oil, the US will dominate the world oil market. The US has prevented China from controlling Venezuelan oil. This is a significant hit to China and the BRICS currency.

Tax-Free First Home Savings Account (FHSA) If you're a first-time homebuyer in Canada, the Tax-Free First Home Savings Account (FHSA) could be the most powerful tool you're not using.   In this episode, Walter Monteiro of the Maximum Results Team at RE/MAX breaks down how the FHSA works, why it's a game-changing RRSP + TFSA hybrid, and how it can help you lower your taxes now and buy your first home tax-free later.   You'll learn: How FHSA contributions reduce your taxable income Why FHSA withdrawals are 100% tax-free for first-home purchases Annual and lifetime contribution limits Why starting early gives you a massive advantage   If buying your first home is on your radar, this episode could save you tens of thousands of dollars.  

Most first-time homebuyers don't need a miracle — they just need a system. In Part 2 of this playbook series, David Sidoni gives you the exact monthly roadmap to go from renting to owning in one year or less.The housing industry ignores renters during the most important phase — the planning stage. But that's exactly where first-time buyers need the most support.In this episode, David Sidoni delivers the second half of the “Last Lease Ever” Playbook, a proven system designed to help renters become homeowners with just one focused action step per month. You'll learn how to stop guessing, start tracking, and build your own custom plan based on the “Big Three”: credit, debt, and savings.Forget waiting until you're “ready.” This episode shows you how to take control now — even if you're still a year or two away from buying. You'll also learn why finding your unicorn realtor and lender before you're ready makes all the difference.“Most renters can buy in 12 months or less — if they stop waiting for someone to hand them a plan.”HIGHLIGHTSWhat most renters get wrong about “readiness”Why one action step a month is more powerful than you thinkHow the system works even if you're 6–24 months away from buyingThe problem with waiting to talk to a realtor or lenderWhat makes a real estate “unicorn” — and how to find yoursWhy the industry ignores planning-phase buyers (and what to do about it)How to build a customized, trackable roadmap — no gimmicks, just real stepsREFERENCED EPISODES403 – Credit404 – Debt405 – Savingtask437 – What is a Unicorn Realtor?381 – Saving While in Debt: How Much Do First-Time Buyers Really Need in 2025?355 – Real Answers Pt 4: Should I Rent or Buy in 2025?Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

This episode introduces the rent replacement strategy as a powerful mindset shift for first-time homebuyers. In part one of the First-Time Homebuyer Playbook, David Sidoni lays out the essential mindset every buyer needs before they ever look at a home: the rent replacement strategy. Rather than comparing rent and mortgage as separate costs, David explains how your rent can—and should—be replaced with a fixed, wealth-building home payment. The episode challenges the fear of becoming “house poor” by breaking down the math of equity growth, tax benefits, and long-term stability. This is the playbook to avoid financial regret and take real control of your housing future. “Renting is about survival. Owning a home is about growth.” Highlights What is the rent replacement strategy, and how can it help you afford a home?Why do so many renters regret not buying sooner?How does understanding full financial math debunk the fear of being house poor?What low down payment options and strategies can first-time buyers use today? Referenced Episodes355 – Real Answers Pt 4: Should I Rent or Buy in 2025?415 – Financially Prepare to Buy Your First Home 2.0 - Pt. 1423 – Using Your 401(k) - Financially Prepare to Buy Your First Home - Pt. 6435 – 2026 Ultimate First Time Homebuyer Guide: What's Next for Housing? (Forecast, Predictions & Tips to Prepare)198 – PMI Is a Privilege216 – PMI Is Still A Privilege And Still Not The DevilConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Abigail and her husband thought they needed $50,000 before they could even think about buying a home. But after reaching out for budgeting advice, they learned they were already closer to ownership than they imagined. With guidance from a Unicorn team, family gift funds, and smart loan planning, they closed on a $400,000 home in under 90 days. This episode details how early conversations and the right financial education can replace fear with facts — and get buyers into homes faster than they expect. “We did have to break our lease in order to buy the house… it worked out so well.” - AbigailHighlights What financial assumptions kept Abigail and her husband from realizing they were ready to buy?Why does using only one spouse's income sometimes secure a better loan rate?How can breaking a lease early actually speed up your homeownership timeline?What loan and gift strategies helped Abigail cover her down payment without draining savings?Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

To watch a video version of this podcast, click here: https://youtu.be/GcQUDCQAgsIIn this episode, Reuben Saltzman speaks with film producer George Siegal, known for his documentary Built to Last, Buyer Beware. They explore the hidden risks of home buying, with a focus on insurance coverage, building codes, and purchasing in high-risk areas. Drawing on his background in TV news, George emphasizes how often buyers overlook critical details such as insurance limitations and local hazards. The episode serves as a cautionary discussion, encouraging prospective homeowners to ask the right questions and make informed decisions to protect their investments and families.Here's the link to Inspector Empire Builder: https://www.iebcoaching.com/eventsCheck out George Siegal's LinkedIn profile here - https://www.linkedin.com/in/george-siegal/Complete this short form for access to the special offer mentioned on the show: https://pro.speakerhub.com/speaker-feedback/?qr=980babe6-74ff-48c0-b387-83ec6aa6fe38For the long version of the film, Built to Last: movetheworldfilms.gumroad.com/l/kaywcoTakeawaysYou have to assess your overall situation.Don't think that just because your house burned down, you don't have to still pay the mortgage.You need to understand all this stuff, and it's not funYou have to ask questions and find out as much information as you can.If someone tells you you're being a nuisance or refuses to answer your questions, don't buy the house.You should know what they are before you go and ask them the question.You have to dig into that a little bit.You have to become a detective when you're buying a house.If a builder ever looks at you, puffs out his chest, and says, “This house is built to code,” I wouldn't buy it.You want an inspector who does more than just look at the plug rating and say, “Yeah, that plug's not connected right.”Chapters00:00 Introduction and Guest Introduction01:55 George Siegal's Background and Career Transition03:08 Overview of the Documentary "Built to Last"04:25 Understanding Home Buying Decisions05:22 The Importance of Insurance Awareness09:24 Assessing Risks in Home Locations14:17 Building Codes and Their Implications18:28 Navigating Insurance Challenges22:38 The Role of Inspectors in Home Buying30:23 Key Questions for Home Buyers

Grand Rapids is entering one of the most exciting periods of growth the city has ever seen. With large-scale construction projects, riverfront redevelopment, and new entertainment destinations underway, 2026 is shaping up to be a pivotal year for the future of Grand Rapids.In this edition of Living in Grand Rapids, we break down the biggest changes coming to the city in 2026 and why these projects matter for residents, businesses, and anyone considering a move to West Michigan.SUBSCRIBE: https://www.youtube.com/channel/UCWLKp_rEg77NKMFthOTVeiw?sub_confirmation=1 Contact us now:Call or Text: (616) 330-2555Email: info@marketgr.comMoving to Grand Rapids? Pick up our FREE relocation guide!https://mailchi.mp/8b5aff1055a5/relocation-guideMore from Group Realtors:Website

Thinking about buying a home in the near future? This weekend discover why 2025 buyers don't regret it. They built equity, grew their wealth, found space that fit their lifestyle and moved closer to the people they love. Tune into this episode of the Real Estate Roundtable to find out just how much people who purchased a home versus rented it gained and lost since 2022.

You've made it through the offers and inspections—now don't let closing day blindside you. Learn what to expect (and what can still go wrong) in the final stretch of buying your first home. If you're like most first-time buyers, you think you're in the clear once your offer is accepted. But the final 4 to 6 weeks—known as “closing”—are packed with surprises that can derail your timeline, your budget, and your sanity. In this myth-busting episode, David Sidoni explains why closing is rarely “set in stone,” and walks you through everything from shifting dates to last-minute costs. Designed specifically for buyers who crave control and clarity, this episode helps you anticipate the unpredictable, manage expectations, and stay grounded when it matters most.“You can do everything right, but you are just one of dozens of different factors that determine if you close on time.”HighlightsWhy closing is a process, not a single day—and why that mattersHow even a signed contract doesn't guarantee your moving dateWhat “fluid” means in real estate and how it plays out during closingWhy your lender, escrow agent, and even the seller can throw wrenches into your plansHow to protect your peace of mind when the timeline gets shakyPractical advice for spreadsheet lovers and Type-A buyers who crave controlThe exact mindset that turns closing chaos into a manageable milestoneConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

It's rarely about timing the market and it's almost never just about the house.In this episode of Life at Ten Tenths, Matt and Garrett dig into new data from the latest Profile of Home Buyers and Sellers to uncover the hidden pattern behind most real estate moves today—and it all points back to one thing: community.More specifically, people are moving to be closer to friends, family, and the lives they want to live.This conversation explores how life changes quietly shape real estate decisions long before anyone raises their hand and says, “We're thinking about buying or selling.” It also challenges agents to stop chasing transactions and start paying closer attention to the signals already showing up in their relationships.Let's get into:The #1 reason people are buying and selling right nowWhy community has overtaken market conditions as the primary driverHow life changes create predictable real estate patternsA smarter way to think about warm lists and long-term relationshipsWhy listening better leads to better timing—and better serviceThis episode isn't about forcing conversations.It's about recognizing patterns, building deeper connections, and being present before people need help.

Vice President of Lending for Team Hochberg at Homeside Financial and host of WGN's “Home Sweet Home Chicago” David Hochberg joins Bob Sirott to talk about opportunities from lower mortgage rates and if President Trump’s credit card cap is a good or bad thing. He hosts “Home Sweet Home Chicago” on Saturdays from 10am to 1pm […]

The origin, mission, and standards behind the “Unicorn Realtor” and how they transform outcomes for first-time homebuyers.Unicorn Realtors aren't mythical—they're real estate pros who specialize in first-time buyers and uphold elite, client-first standards. In this origin story, David Sidoni shares how the unicorn concept emerged as a radical answer to an industry that sidelines first-time buyers in favor of profits. He explains the strict vetting process that separates unicorns from the rest and why their mastery, ethics, education, and advocacy offer real advantages to new buyers. This isn't just about realtors—it's a buyer revolution built to protect and empower.“Unicorns aren't magic. They're just incredibly rare—and built to put first-time buyers first.” - David SidoniHighlights:What really sets a Unicorn Realtor apart from the rest of the industry?Why are first-time homebuyers ignored—and how did this model flip the script?What strict standards must Unicorn Realtors meet to stay on the list?How does hiring a Unicorn give you power, options, and protection?Referenced Episodes:229 – What Is A Unicorn Real Estate Team?389 – The Playbook VOL. 2: Your Last Lease Ever400 – Introduction: How to Buy a Home Starter Series (START HERE)436 - 20 Questions First Time Home Buyers MUST ASK Finding a RealtorConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Welcome to The Chrisman Commentary, your go-to daily mortgage news podcast, where industry insights meet expert analysis. Hosted by Robbie Chrisman, this podcast delivers the latest updates on mortgage rates, capital markets, and the forces shaping the housing finance landscape. Whether you're a seasoned professional or just looking to stay informed, you'll get clear, concise breakdowns of market trends and economic shifts that impact the mortgage world.In today's episode, we look at the market's reaction on Monday to criminal charges being levied against Federal Reserve Chairman Jerome Powell. Plus, Robbie sits down with Clever's Jaime Seale for a discussion on the widespread financial barriers and affordability concerns of younger generations, and why Millennials, in particular, are willing to stretch budgets significantly despite planning to purchase homes below current median prices. And we close by examining what the latest CPI report says about inflation in the U.S.Thank you to Figure. Figure is shaking up the lending world with their five-day HELOC, offering borrower approvals in as little as five minutes and funding in five days. Figure has hundreds of partners in the Banking, Credit Union, Home Improvement, and of course, IMB space embedding their technology. 

This episode gives you 20 must-ask questions to confidently hire the right realtor and avoid costly mistakes.Most first-time buyers don't know the real estate industry is built to push them toward the wrong agents. In this episode, David reveals why so many buyers end up with inexperienced or undertrained realtors — and how to avoid becoming one of them. You'll learn the exact 20 questions to ask in your interviews to ensure you're hiring a true first-time buyer specialist, not someone just “trying out the job.” This is the tactical guide every first-time buyer needs before taking a single step toward home shopping.“An inexperienced agent can quietly give away your money — and you won't even know it happened.” - David SidoniHighlightsWhat critical red flags should you look for when interviewing a realtor?Why do most buyers end up with someone who isn't qualified to help them?How can asking the right questions protect you from losing money during your purchase?When should you start looking for a realtor — and how early is too early?Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger Picture Trump is showing the world how green energy doesn’t work, plus it also shows the environmentalist really don’t care about the environment. The people are waking up to the fact that the [CB] have been robbing us of our money. Trump’s economy is taking off. The [DS] is being exposed, the people are now seeing the criminal syndicate system, it is one tyrannical money laundering system. The people have been funding our destruction. The [DS] hunted Trump and now Trump is hunting them. The difference is that the [DS] have committed the crimes and the investigations will show their criminal acts. We are in the process of fighting the 2nd American revolution. Economy  (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/KobeissiLetter/status/2006870301041467482?s=20   improved across every US region last month to their highest levels of 2025. The West posted the largest increase, followed by the South, the nation's largest home-selling region. As a result, the Pending Home Sales Index is up to 79.2 points, the highest since February 2023. Homebuyer activity is regaining traction. https://twitter.com/elonmusk/status/2006832536257966286?s=20   need to cut fraud https://twitter.com/CynicalPublius/status/2006750062844534872?s=20  greatly eliminates fraud, waste and abuse; -or- (ii) Middle-class taxpayers decide enough is enough and they too stop following the rules. Door (i) = prosperity. Door (ii) = anarchy. https://twitter.com/elonmusk/status/2006833536335327501?s=20 https://twitter.com/QuantusInsights/status/2006036670680912007?s=20   overseas buying. This is strong, confidence-driven allocation by sophisticated investors looking 12–24 months ahead. When stocks, Treasuries and corporate bonds all see heavy inflows together, the data quietly signals: • U.S. growth looks resilient (no recession on the horizon) • American institutions remain solid • Global alternatives don't measure up A rare combination that points to a strong setup for the U.S. economy. https://twitter.com/howardlutnick/status/2006867104272961854?s=20  positions across industries and our nation. This new growth will employ millions of workers in great, high-paying jobs. The era of non-productive jobs fueled by DEI bureaucracy and corporate performative politics is over. Those who want to work and build America will be rewarded. Great positions and opportunities will be plentiful. The time is now to Make America Great Again. To the amazing success of America and the American worker in 2026!! Political/Rights   the Country, including Tim Waltz, Gavin Newscum, for who is going to lead the Democrats to their future defeat. Clooney got more publicity for politics than he did for his very few, and totally mediocre, movies. He wasn't a movie star at all, he was just an average guy who complained, constantly, about common sense in politics. MAKE AMERICA GREAT AGAIN! https://twitter.com/RichardGrenell/status/2006739373346226506?s=20  quickly. It's unverified gossip that is embraced by News Editors. I see it everyday with the Trump Kennedy Center. Fake news repeated over and over without a single reporter calling to verify the information they are repeating. DOGE https://twitter.com/EricLDaugh/status/2006843983016960428?s=20 “This is deeply morally WRONG.” “Why is it right for someone who escaped tyranny in other countries and happens to live in SF to pay ‘reparations’ for something they had nothing to do with?”  “California didn’t even have slaves!” Geopolitical More Than 1,000 Cars Burned in France, as New Years' Eve ‘Celebrations' in Europe Turn Into a ‘Fireworks War' Between Migrants and Police (VIDEOS)  Cars burning on NYE: Macron is presiding over the destruction of France. The suicidal policy of unchecked mass migration is takings its toll on the European nations. Among the multiple problems, there's the fact that the New Years ‘celebrations' have turned into an excuse for violent migrants to attack police, firefighters and commons citizens with fireworks, turning it into a war. https://twitter.com/visegrad24/status/2006763220258926726?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2006763220258926726%7Ctwgr%5E6f5fbf697d1dedb8ea125a1a961ff7b248f5d362%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2026%2F01%2Fmore-than-1000-cars-burned-france-as-new%2F https://twitter.com/RMXnews/status/2006884531585024201?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2006884531585024201%7Ctwgr%5E6f5fbf697d1dedb8ea125a1a961ff7b248f5d362%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2026%2F01%2Fmore-than-1000-cars-burned-france-as-new%2F Source: thegatewaypundit.com https://twitter.com/visegrad24/status/2006843568816796153?s=20  Maduro Says He’s Ready to Play ‘Let’s Make a Deal’ Venezuela’s Nicolas Maduro says that he’s willing to come to terms with President Trump if the U.S. ends its military pressure campaign in an interview with socialist academic and journalist (but I repeat myself) Ignacio Ramonet. Trump has made multiple demands that Maduro depart, going back to the beginning of the pressure campaign in November, for instance, on December 23: “We want it back,” he added. “They took our oil rights — we had a lot of oil there. As you know they threw our companies out, and we want it back.” The list includes, but is not limited to: Exxon Mobil—2007—oil extraction. Conoco Phillips—2007—oil extraction. Halliburton—2009—oil operations. Cargill—2009—rice processing. Owens Illinois—2010—glass. Clorox—2014—consumer goods.  General Motors—2017—auto manufacturing.  Kellogg's—2018)—cereals. Goodyear—2018—tires. Source: redstate.com War/Peace Anonymous U.S. Officials Say Ukraine Didn't Target Putin with Drone Attack – Russian Officials Say They Have Drone Flight Plan From Navigation Unit  The Wall Street Journal is reporting that Ukraine did not target the personal residence of Russian Federation President Vladimir Putin, “according to U.S. officials.”   However, Russia captured one of the drones intact and have said they were able to “extract a file containing a flight plan from the navigation unit” which they plan to share with the Trump administration through established channels. {LINK}   Who are we going to believe, Russian “special service” operations or anonymous “U.S. Intelligence Officials”?  U.S. media have said the attack on Putin may be a lie; however, with physical evidence from the defense operation, it is less likely Russia just made up the attack.  At this moment in the conflict, Putin doesn't need domestic propaganda.    Source: theconservativetreehouse.com [DS] Agenda https://twitter.com/KanekoaTheGreat/status/2006842440968450361?s=20 https://twitter.com/MrAndyNgo/status/2006830735626301488?s=20   up to dozens of times for safety violations. Four facilities had prepared themselves for liberal journalists by having Somali children inside. https://twitter.com/MrAndyNgo/status/2006877951376154782?s=20  extreme, with little girls usually required to wear both head and body coverings. Female genital mutation is also endemic to their cultural practices. In June 2025, Mayor @Jacob_Frey released an official video in Somali condemning the U.S. government’s efforts to restrict incoming migration from Somalia. This is the same mayor who oversaw (managed) the burning of Minneapolis during the 2020 BLM-Antifa riots. http://ngocomment.com https://twitter.com/MrAndyNgo/status/2006849302002544832?s=20 https://twitter.com/AAGDhillon/status/2006887697743302932?s=20 Report Alleges Somalia's Foreign Minister, Whose Ohio Healthcare Company Receives U.S. Tax Dollars, Also Controls LLC at SAME ADDRESS as Somali Money Transfer Firm Accused of Terror Financing  A new report alleges that Somalia's Foreign Minister Abdisalam Abdi Ali, a U.S. citizen whose Ohio-based healthcare company has raked in millions from American taxpayers, also controls an LLC operating out of the same address as a Somali money transfer firm previously accused of funneling funds to terrorist organizations. Abdisalam Abdi Ali was appointed Minister of Foreign Affairs and International Cooperation of Somalia in May 2025. Born in Somalia but building a life in the U.S., Ali established Ritechoice Healthcare Services LLC in Toledo, Ohio, over a decade ago. Shockingly, two additional healthcare companies operate out of the same office suite. https://twitter.com/libsoftiktok/status/2006872203921600958?s=20 In that role, he: Oversees Security Council meetings Sets the Council's agenda Manages resolutions and presidential statements Speaks for the A3+ bloc (African nations plus Caribbean representation) on issues like Afghanistan and Yemen But before assuming global authority in New York, Osman spent years embedded inside Ohio's public welfare system. Osman relocated to the United States in the late 1980s and built his career in Ohio's taxpayer-funded social services apparatus. From 1999 to 2012, he worked at the Franklin County Department of Job and Family Services, serving as: Case Manager Social Program Specialist Source: thegatewaypudit.com  https://twitter.com/JoeLang51440671/status/2006726416168079799?s=20   democrats by the same corrupt Somali's. Stolen elections violate the Constitutional rights of citizens. That will play a HUGE part in FORCING our election system to be completely transformed. Fraud vitiates everything and everything is connected. Source: thegatewyapundit.com President Trump's Plan https://twitter.com/ScottAdamsSays/status/2007077071684780275?s=20 https://twitter.com/elonmusk/status/2007076187760366005?s=20 President Trump Issues the First Vetoes of His Second Term  It took about 11 months, but President Donald Trump has finally issued the first vetoes of his second term. And like most things involving the president, the moves aren't without their critics — including some you might not normally expect pushback from. Trump's rapid response team highlighted the two vetoes: https://twitter.com/RapidResponse47/status/2006153283996381333?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2006153283996381333%7Ctwgr%5E79e6ef2350ae826bc802e9e5d82d5c97bad630de%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fwww.thegatewaypundit.com%2F2026%2F01%2Fpresident-trump-issues-first-vetoes-second-term%2F The “Miccosukee Reserved Area Amendments Act” is a bill aimed at expanding the land set aside for the Miccosukee Tribe inside Everglades National Park by officially including a section known as Osceola Camp. Trump had a couple of issues with this. The residential community in that area “was constructed in 1935, without authorization, in a low area that was raised with fill material,” Trump's explanation read. “None of the current structures in the Osceola Camp are over 50 years old, nor do they meet the other criteria to be considered for listing in the National Register of Historic Places,” Trump wrote to the House. He added that, “the Miccosukee Tribe has actively sought to obstruct reasonable immigration policies that the American people decisively voted for when I was elected.” That appears to be a direct reference to the tribe's publicized opposition — including a lawsuit against the Trump administration — to the “Alligator Alcatraz” detention center in Florida, as noted by The Associated Press. The “Finish the Arkansas Valley Conduit Act,” meanwhile, is a bill designed to make it easier for rural Colorado communities to complete a long‑planned water pipeline project that will facilitate drinking water to people in the Arkansas River Valley. Trump appeared to take specific issue with the price tag and repayment plans for this project. “It was originally authorized … in a bill signed by President Kennedy in 1962,” Trump said. “For decades it was unbuilt, largely because the AVC was economically unviable.” “More than $249 million has already been spent on the AVC, and total costs are estimated to be $1.3 billion,” Trump wrote. “H.R. 131 would continue the failed policies of the past by forcing Federal taxpayers to bear even more of the massive costs of a local water project — a local water project that, as initially conceived, was supposed to be paid for by the localities using it. “Enough is enough. My administration is committed to preventing American taxpayers from funding expensive and unreliable policies. Ending the massive cost of taxpayer handouts and restoring fiscal sanity is vital to economic growth and the fiscal health of the Nation.” The bill was backed and pushed by Colorado GOP Rep. Lauren Boebert — normally a staunch supporter of Trump's — who seemed incensed with the president's veto and vowed that “this isn't over.” Source: thegatewaypundit.com https://twitter.com/EagleEdMartin/status/2006700820432130068?s=20  to believe that these Democrat Mayors and Governors, all of whom are greatly incompetent, would want us to leave, especially considering the great progress that has been made??? President DJT https://twitter.com/EndWokeness/status/2006537728369057886?s=20 https://twitter.com/BradCGZ/status/2006485378031824908?s=20 https://twitter.com/WhiteHouse/status/2006523871181300073?s=20  (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");

Donate (no account necessary) | Subscribe (account required) Join Bryan Dean Wright, former CIA Operations Officer, as he dives into today's top stories shaping America and the world. In this Friday Headline Brief of The Wright Report, Bryan covers new laws taking effect in 2026, easing mortgage rates, major tariff changes, mounting concerns about President Trump's health, the radical transformation of New York City under its new socialist mayor, and fast-moving global developments from China, Ukraine, Venezuela, Iran, Spain, and the medical world. Good News for Homebuyers and New Laws for 2026: Mortgage rates opened the year at 6.15 percent, down sharply from last year. Trump's Triple B bill now allows a tax deduction of up to ten thousand dollars in interest for Made in the USA vehicles. States also rolled out new laws, including social media limits for children in Virginia and Nebraska, expanded unemployment benefits for mental health claims in Illinois, and sharply different approaches to gender dysphoria in Colorado and New Hampshire. White House Adjusts Tariffs and Deployments: The administration delayed steep tariffs on furniture and cabinetry and rolled back anti-dumping duties on Italian pasta following talks with Italy's prime minister. Trump is also withdrawing National Guard troops from Los Angeles, Chicago, and Portland after a Supreme Court ruling narrowed his authority unless he invokes the Insurrection Act. Questions About Trump's Health: The Wall Street Journal reports modest concern among Trump's family and advisors as he enters the second year of his term at age seventy-nine. Trump dismissed the worries, joking about his hearing and explaining his long-standing use of aspirin despite doctors recommending a lower dose. New York City's Radical Shift: Zohran Mamdani was sworn in as mayor of New York City, placing his hand on the Quran and naming a former al-Qaeda defense attorney as chief counsel. He was sworn in by Senator Bernie Sanders, while socialist outlet Jacobin declared the moment a chance to dismantle capitalism nationwide. Bryan argues the development represents a profound ideological takeover of America's largest city and financial center. China Escalates the Mineral Wars: Beijing is restricting silver exports through a new licensing system, tightening global supply just as it has done with rare earth minerals. China is stockpiling silver for industrial use and currency support, raising prices worldwide and intensifying competition over strategic resources. Ukraine, Venezuela, and Iran Edge Closer to Conflict: President Zelenskyy claims discussions are underway for U.S. troops to deploy to Ukraine after a peace deal, a claim the White House has not confirmed. In Venezuela, U.S. forces killed additional narco traffickers and surged elite aviation and ground units into the region as oil tankers flee sanctions. In Iran, nationwide protests entered their sixth day, with crowds chanting against the Ayatollah as economic conditions deteriorate. Europe's Populist Surge Continues: Spain's Vox Party doubled its representation in regional elections, pulling votes from Socialists while traditional conservatives resist coalition talks. Bryan notes the same elite-versus-populist split now defines politics across much of Europe. Medical Warning on Microplastics: Researchers at UC Riverside found evidence that microplastic exposure in men may increase metabolic disease risk in their children. The findings add to growing concerns about plastics, particularly when heating food in plastic containers.     "And you shall know the truth, and the truth shall make you free." - John 8:32     Keywords: January 2 2026 Wright Report, mortgage rates 6.15 percent, Triple B bill tax deduction cars, new state laws 2026 social media limits, Trump tariff rollback Italian pasta, National Guard withdrawal Supreme Court, Trump health Wall Street Journal, Zohran Mamdani socialist mayor NYC, China silver export restrictions, Ukraine U.S. troops claim, Venezuela narco strikes, Iran protests Day Six, Spain Vox Party surge, microplastics metabolic disease study

Think the market needs to crash before you can buy? Think again. Discover why a flat market gives first-time buyers the edge in 2026.Most people are sitting around waiting for 3% interest rates or a price crash to make their move. But in this episode, David Sidoni explains why those waiting are missing the point — and the opportunity. 2026 may not bring exciting headlines, but that's exactly what makes it a powerful year for prepared first-time buyers.David walks listeners through seven buyer advantages coming in 2026, from expanded FHA loan limits to increased inventory from sellers breaking out of their “golden handcuffs.” He also highlights the regrets of past buyers — like overspending on fixer-uppers or getting stuck with mortgage payments that blew their budget — and shows how a smart plan can help you avoid them all.You'll hear why stable prices and interest rates, while boring to most, can actually help first-time buyers strategize, save, and succeed. If you're ready to stop waiting and start planning, this episode lays out exactly how to win in a flat market.“Flat is your friend. It gives you time to plan, save, and strategize without surprises.” - David SidoniHighlights7 common regrets first-time buyers face — and how to avoid themWhat a “flat” market really means, and why it's an advantageNew FHA loan limits for 2026 — including a $1.87M cap in Alaska and HawaiiWhy seller and builder incentives could disappear fast — and how to act before they doHow a unicorn team can help you sidestep costly inspection or mortgage mistakesA mindset shift: stop waiting for flashy deals and start creating your own successConnect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

Home price growth is cooling, new reports show. Though homeowners may be struggling to sell at asking price, it is good news for prospective buyers. Especially those who've been waiting on the sidelines for a good deal. But, as with most housing issues, the slowdown is regional. Also in this episode: Auto sales were strong in 2025, Gen Zers see cash in a new light, and an unlikely government funds a U.S.-based GED program for Mexican immigrants.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.

Home price growth is cooling, new reports show. Though homeowners may be struggling to sell at asking price, it is good news for prospective buyers. Especially those who've been waiting on the sidelines for a good deal. But, as with most housing issues, the slowdown is regional. Also in this episode: Auto sales were strong in 2025, Gen Zers see cash in a new light, and an unlikely government funds a U.S.-based GED program for Mexican immigrants.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.