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This episode is part of the "Inches Are All Around Us" series looking for all the little pockets—inches, if you will—that comprise the greater than $1 trillion in healthcare waste in this country annually. For a full transcript of this episode, click here. If you enjoy this podcast, be sure to subscribe to the free weekly newsletter to be a member of the Relentless Tribe. Many of these inches, if we hack them out, will actually improve patient care because these inches are just like the friction that's in the middle. To this end, I started thinking about FQHCs (Federally Qualified Health Centers), which are (these FQHCs in this context, if you think about it) kind of a great laboratory for scrappy and amazing case studies about finding and cutting out waste with some serious fiscal discipline. The thing with FQHCs and why they are great places to I spy inches of waste is really because if an FQHC has a budget shortfall, they cannot solve it by cost shifting to commercial patients, commercial members, commercial plans. They have no commercial patients. Also, they have a patient population that many would consider challenging, and they cannot restrict access. They gotta make do with what they have. They must have actually true fiscal discipline. They either figure out how to be efficient, or their patient population does not get care. But what tipped me over the edge to revisit this episode from 2021 with Gary Campbell—who is the CEO of an FQHC, by the way—I picked the show to revisit because of my conversation with Nikki King, DHA, that I had earlier this year (EP470). Nikki and I caught up, and she is now the CEO of an FQHC in Indiana. I had interviewed Nikki, by the way, about rural health a few years ago (EP338). So, go back and listen to that if anything I say today you find intriguing for other reasons. Tribe, this is interesting to think about what I'm about to tell you. Really. I've been thinking about it for six months. I wanna start out here recapping my aforementioned catch-up conversation with Nikki King as the lead-in to my conversation with Gary Campbell to follow. And to be specific here, Gary Campbell is the CEO of an FQHC in Virginia called Johnson Health Center; and Nikki King is CEO at Alliance Health Centers in Indiana. Let me tell you one thing that Nikki King did. There are many things that she did, but here's one that she told me about. Nikki realized after talking and listening to their patients that one of the biggest barriers to getting care at her FQHC for patients was no transportation. Also, as most FQHCs, they were short on funds. So, doing things like free Ubers or something like that was not an option. So, you know what Nikki did? She thought about where her patients are. For example, most referrals to their addiction treatment services came from the courthouse—a judge remanding, if that's the right word, someone to treatment. So, two birds with one stone style, Nikki marched over to the courthouse facilities person and asked if they had any open office space at the courthouse, you know, work from home and all of that. Maybe there were some open offices. Well, the courthouse did. They had some open offices. So, now rent-free or almost rent-free, I don't, I'm not sure, when a judge says to somebody, "Go get addiction treatment," that judge can also point down the hall and the patient can just walk over. Nikki did the same thing, setting up a clinic in a day care center. She set up a clinic in a homeless shelter and right by a big basketball court. You compare and contrast this, I don't know, "just get it done" approach to all of the times that you hear about "some cash-strapped entity" who decides the best thing to do immediately is new construction. Pay to build brick and mortar and then in perpetuity, of course, pay all the costs and the snow removal and the security and the utilities and repair for that new construction. And they could be an FQHC building new buildings—one of the less scrappy ones—but it also could be a big, consolidated health system or anybody in between. It's amazing how many times you hear "razor-thin margins," and then you hear "new construction" in the same sentence. I'm like, "Yeah … gotcha. Upsize." Call it my Pennsylvania Dutch and Bronx heritage. But yeah … head exploding. That was a tangent. Bottom line, however, I say all this to say FQHCs (the ones with great leadership, at least) are a wonderful case study to look for insights on how to operate in an environment that cannot rely on, again, raising commercial rates and cost shifting to balance the budget, right? Let's not forget, there are two very different ways to end up with no profit: One is genuine struggle. The other is simply being very good at spending every dollar that is given to you. For plan sponsors, this is a vital distinction, regardless of how loud anybody cries poor, any clinical partner who lacks fiscal discipline isn't struggling; they're inefficient. And we do not have a market in healthcare to be able to tell who's struggling versus who is inefficient. So, yeah … keep that in mind and listen to episode 490 and 492 after this one with Shane Cerone and Sam Flanders, MD, for more on the whole "there's no market" theme, as well as more on the fiscal discipline topic. But again, this is why FQHCs are such a good case study here, because there's an upper limit to how much money they have. In most circumstances—I mean, barring some big donation or something like that—but under most circumstances, they have a revenue cap that they have to be disciplined enough to work within. Okay … one last thing before we kick into the show today. I wanna be really clear here. Fiscal discipline isn't something that any individual doctor or nurse or other clinician can tackle in a vacuum. Or even any given administrator. It is a leadership imperative. Great leadership doesn't just manage the clinical side. It takes accountability for the administrative waste that keeps margins thin and prices high. So, here's actionable advice for anybody listening, regardless of what you may or may not have to do with FQHCs. If you're a plan sponsor looking for a clinical partner, consider, like, what Nikki King is doing and the thinking that Gary Campbell is gonna talk about as a benchmark. Real value comes from finding the organizations that treat fiscal discipline as kind of a mission critical strategy, because these days, with all the affordability issues, it is financial toxicity is clinical toxicity. I mean, maybe you can find an organization that actually does unit cost accounting. Listen to the show with Mick Connors, MD (EP495). Okay … as I said earlier, my guest today is Gary Campbell, who I spoke with in 2021—so this is a deep cut from the archives, but it's also a really great show. Gary, as I said earlier, is CEO of Johnson Health Center, which is an FQHC, in Lynchburg, Virginia. He's also the president of Impact2Lead. Also mentioned in this episode are Impact2Lead; Johnson Health Center; Nikki King, DHA; Alliance Health Centers; Shane Cerone; Sam Flanders, MD; Kada Health; Mick Connors, MD; Aventria Health Group; John Lee, MD; Beau Raymond, MD; Amy Scanlan, MD; Eric Gallagher; Eve Cunningham, MD, MBA; Joyce Gioia; Robert Pearl, MD; Peter Attia, MD; Jerry Durham; and Tom Nash. For a list of healthcare industry acronyms and terms that may be unfamiliar to you, click here. You can learn more at impact2lead.com and follow Gary on LinkedIn. Gary Campbell is the founder and owner of Impact2Lead, LLC, and the president and CEO of Johnson Health Center (JHC), where he has enjoyed a career centered on leading for/not-for-profit organizations and helping to unleash potential in others along the way. In 2011, he left Bayer and went to JHC; and in 2013, he launched Impact2Lead to provide transformation-consulting services to other firms across the United States. Since joining JHC, the center has enjoyed unprecedented success and growth by transforming the culture using his Impact Leadership model and becoming the first Federally Qualified Health Center to be recognized as an Employer of Choice by Employer of Choice International, Inc. The health center has achieved multiple workplace and community awards since that time and has enjoyed exponential growth during his years as the CEO. Gary currently speaks and consults nationally on leadership, workplace strategies, and motivational topics. 09:03 Why is there no opportunity to cost shift in an FQHC? 09:34 What happens when an FQHC is operating inefficiently? 10:00 "Have you workflowed it out? … You can overstaff yourself in a way that your cost per patient goes way up." 10:23 Why is taking a lean approach not an excuse to cut staff? 11:27 EP490 and EP492 with Shane Cerone and Sam Flanders, MD. 11:35 EP438 with John Lee, MD. 11:38 EP455 with Beau Raymond, MD. 11:40 EP402 with Amy Scanlan, MD. 11:42 EP405 with Eric Gallagher. 12:48 "The nurses are linchpins to everything." 13:44 LinkedIn post from Eve Cunningham, MD, MBA. 15:10 How does standardizing care lead to personalization of care? 16:34 "Our clinical teams see that we care." 16:53 "If you don't have a vision for where you want to be two and three years down the road, you're struggling." 17:09 "I want everybody to understand, What is their why?" 19:45 Lean & Meaningful by Roger E. Herman and Joyce L. Gioia. 24:44 "You have to project plan things out that you want." 25:51 "They don't teach leadership in most medical schools."—Dr. Robert Pearl 26:46 Outlive by Peter Attia, MD. 27:55 "Get to know these clinicians." 29:39 "From a core values perspective, you can make every single decision … on core values." 30:03 "We always start with those values. … They're embedded in everything we do." 30:20 How does an FQHC or private practices that are patient-oriented attract talent? 35:24 EP297 with Jerry Durham. 35:54 "First and foremost, be visible." You can learn more at impact2lead.com and follow Gary on LinkedIn. Gary Campbell discusses #provider #fiscalresponsibility on our #healthcarepodcast. #healthcare #podcast #financialhealth #patientoutcomes #primarycare #digitalhealth #healthcareleadership #healthcaretransformation #healthcareinnovation Recent past interviews: Click a guest's name for their latest RHV episode! Zack Kanter, Mark Newman, Stacey Richter (INBW45), Stacey Richter (INBW44), Marilyn Bartlett (Encore! EP450), Dr Mick Connors, Sarah Emond (EP494), Sarah Emond (Bonus Episode), Stacey Richter (INBW43)
One of the most common questions among both new and established coaches is how to establish your pricing. In this episode, Leigh, Suzy and Brad provide a round-table discussion on a range of pricing-related topics ranging from how the market affects your pricing to how to land on "your" number, the role of packages and much more.Info re earning your health & wellness coaching certification, annual Rocky Mountain Coaching Retreat & Symposium & more via https://www.catalystcoachinginstitute.com/ Best-in-class coaching for Employers, EAPs & wellness providers https://catalystcoaching360.com/ Tap into the home of the (freely available) Not Done Yet! articles on unlocking life's 2nd half here. YouTube Coaching Channel https://www.youtube.com/c/CoachingChannel Contact us: Results@CatalystCoaching360.comTwitter: @Catalyst2ThriveWebsite: CatalystCoaching360.comIf you are a current or future health & wellness coach, please check out our Health & Wellness Coaching Community on Facebook: https://www.facebook.com/groups/278207545599218. This is a wonderful group if you are looking for encouragement, ideas, resources and more.
In this episode, I sit down with my husband, Zane, for a candid conversation about what employers are truly looking for and what separates good employees from excellent ones. As an experienced investment banker and entrepreneur, Zane brings years of hands-on experience hiring and evaluating talent, and he's passionate about passing these insights on to the next generation. While this career advice is especially valuable for young adults, it's also incredibly relevant for anyone in midlife who's guiding kids/grandkids or reflecting on their own career path. Whether you're mentoring someone else or wanting to stay intellectually curious and relevant in your own career, this episode offers practical, timeless insights that apply at any stage of life. WHERE TO LISTEN The SavvyCast is available on all podcasting platforms and YouTube. One of the best ways to support the show is by leaving a rating and review—I so appreciate you sharing your thoughts, my friends! ENJOYED THIS EPISODE? CHECK THESE OUT! The Power of a Solo Retreat: A Year-End Reflection for Faith, Marriage, Family, & Work Listen on Apple Podcasts or Spotify Watch on YouTube How to Land a Job & Nail the Interview with Zane Tarence Listen on Apple Podcasts or Spotify Watch on YouTube
Our first guest today is Former Ambassador Thomas Shannon, Jr, a Senior International Policy Advisor bringing more than three decades of government service and diplomatic experience to his practice, providing strategic counsel to clients across a range of legislative, foreign police, and national security issues. Thomas explains why France, Italy, and Spain have been hesitant to designate the Islamic Revolutionary Guard as a terrorist organization, despite its extensive involvement in terrorist activity inside Iran and beyond. He notes that such a designation could complicate future cooperation during a potential political transition in Iran. Thomas also examines the long-standing relationship between Venezuela and Cuba. After Russia withdrew support from Cuba in 1991, Venezuela emerged as Havana's primary lifeline—providing oil and financial support in exchange for Cuban intelligence officers and social programs that helped the Chávez government maintain control over political opposition, monitor the Venezuelan military, and provide security for Chávez himself. As Cuba enters a period of slow political change, the sudden loss of Venezuelan oil, gas, and cash would have profound consequences for the island. Finally, Thomas warns that failed efforts at regime change can leave the international community worse off than before. President Trump has pursued a solution to Venezuela for more than a decade, and Thomas discusses the strategic dilemma facing Trump following plans to capture Nicolás Maduro and his wife: whether to recognize a democratic opposition that claims victory in the 2024 election, or to pursue an alternative pathway for political transition. Our in-studio guest this week is Greg Roeberg, a candidate for Arizona Attorney General. Greg is a husband, father, business leader, and cancer survivor who previously served as President Trump's campaign attorney, working to defend the integrity of our elections. During the discussion, Greg explains the role of the Attorney General and outlines how he would uphold and defend the Arizona State Constitution. He also addresses the controversial lawsuits filed by Kris Mayes and shares his priorities and plans should he be elected as Arizona's next Attorney General. We are joined by actor and director Steven Grayhm, who has just released a new film titled Sheepdog. The movie explores the challenges combat veterans face as they transition back into civilian life. Sheepdog—sheepdofthemovie.com—premieres today, January 16th. The inspiration for the film began when Steven met a tow truck driver who came to his aid after his car broke down. During their conversation, the driver shared his own struggles reintegrating into everyday life after military service. That encounter stayed with Steven. In 2011, he traveled across the country meeting with veterans and quickly realized this was not an isolated experience—many veterans face the same difficult challenges. Those stories became the foundation and inspiration for Sheepdog. Our financial expert, Gary Gygi, joins us once again to break down the state of the economy. While economic growth continues, job creation has lagged. Employers aren't laying workers off—but they also aren't hiring at significant levels. As a result, many Americans are juggling multiple jobs and working 60 to 70 hours a week just to make ends meet. Meanwhile, the U.S. trade deficit has fallen to its lowest level in years, signaling a major reduction in the trade imbalance. If this trend continues, it reflects exactly what President Trump has long emphasized: reindustrializing America and exporting more of what we produce.
Employers' Biggest Legal Mistakes Featuring Dustin Paschal, Simon Paschal PLLC | Live Podcast held at the TNLA Lone Star Hort Forum Employment law missteps can be costly. In this live podcast, attorney Dustin Paschal breaks down the most common legal mistakes employers make and how to avoid them. From hiring and termination to policies and compliance, gain practical guidance to reduce risk and protect your business in today's complex legal environment. Questions What are the most common legal mistakes employers are making right now? Where do businesses most often get into trouble with hiring or termination? How important are written policies in protecting employers from liability? What's one legal step employers can take today to reduce risk? Can employers legally terminate an employee based on posts made on their personal social media accounts, and what factors should they consider before taking action?
Matt Poepsel, PhD is author of "Expand the Circle: Enlightened Leadership for Our New World of Work", VP of Talent Optimization at The Predictive Index, and part-time faculty at Boston College. Matt discusses how leaders must prioritise human systems to adapt their approaches amid ongoing turbulence and disruption. Drawing from his military background and psychology expertise, Matt breaks down how to shift from control to connection, fostering hope, mutual trust and commitment. He offers clear guidance on managing through volatility, aligning teams in hybrid settings, exploring how to sustain motivation, rethink productivity, and embrace the opportunities. KEY TAKEAWAYS CHAPTER 1: Psychology, Empathy, and the Foundation of Leadership [01:19] During a Marine deployment, Matt is drawn to human behaviour and psychology. [02:49] For high performance and intense situations, military entities have psychology wired in. [03:37] Empathy and cohesion are underappreciated drivers of military agility and effectiveness. [05:15] High stakes work recognise 'softer' factors. Employers often miss the essential social glue. CHAPTER 2: Transitioning to Human-Centred Tech-based Coaching [06:21] Matt leaves the military focused on product but is drawn to team leadership dynamics. [07:27] After a PhD on technology-assisted coaching, Matt starts a company to scale the concept. [08:05] Early coaching efforts centred on behaviour change, connection building and achievement orientation. [08:40] Millennials', and later Gen Zers, arrival highlighted need for new leadership approaches. [09:12] Even early technologies held innovation possibilities to improve human connection. CHAPTER 3: Technology Acceleration and the Human Impact [10:45] Today's technology has increased convenience and productivity as well as disassociation. [13:10] Mandated and mismanaged tech rollouts generate fear and resistance in employees. [13:55] Leaders can push productivity too fast, miss reactions showing people aren't yet on board. [15:37] First Principles are vital to understand actionable and effective priorities. [16:10] Leaders need to counter employees withdrawing and reverting to self-interest. CHAPTER 4: Core Leadership Strategies for Unstable Times [17:05] Hope acts as social gravity for leaders to bring teams back together. [18:58] Mutual understanding and trust between employers and employees needs cultivating. [20:35] Empathising with others reduces people the misjudgement of motives that increase fear. [22:40] Hierarchical org structure and career progression are outdated and block upward mobility. [24:00] Organisations need to be creative, evolve structures and upskill workers for adaptability. [25:03] Commitment to shared goals builds cohesion and counters fragmentation [28:45] Leadership training must emphasize empathy and collaboration skills [30:47] Leaders who aren't supported must proactively learn and adapt. CHAPTER 5: Building Cohesive Teams in a Fragmented World [31:50] Synchrony—aligned workflows—strengthens team connection and performance [32:52] Poor communication and decisions often isolate rather than unify [34:54] Redesigning how work gets done can restore belonging and efficiency [35:56] Leaders must assess cohesion and identity to guide 2026 planning [36:58] Focus on collective progress as the pace of change increases [38:00] Strong teams come from intentional connection, not just output IMMEDIATE ACTION TIP: "To manage successfully through 2026, first take stock of your team, You need to know how things are. Then focus on cohesion because the way you're going to get through it is together." RESOURCES Matt Poepsel on LinkedIn Matt Poepsel's website The Predictive Index website Matt's Book "Expand the Circle: Enlightened Leadership for Our New World of Work" QUOTES "We can't succumb to the transactionalisation, the reductionism that's affecting the modern workplace. Because there are real economic consequences in terms of performance, but also human consequences in terms of our lived experience." "The only way out is through." "We have to take our people with us." "I have to be the magnet rod that kind of draws us all back together through the way that I show up, the way that I diagnose problems, the way that I provide my coaching." "Our human systems evolution is falling woefully behind our technology evolution." "Let's try to get more creative… Let's emphasize those things that AI can't do and let's help our employees remain competitive and more valuable as a result." "We have to check in with our teams and basically do that temperature check."
Something New! For HR teams who discuss this podcast in their team meetings, we've created a discussion starter PDF to help guide your conversation. Download it here https://goodmorninghr.com/EP235 In episode 235, the first part of a two-part conversation, Coffey talks with Jacob Morgan about building a future-ready organization by redesigning employee experience as a leadership system rather than a collection of perks. They discuss the role of futurists and foresight frameworks in business strategy; decoding human signals to anticipate workforce change; why employee experience must balance empathy, competence, and merit; failures of perk-driven engagement models; employee agency and co-creation of the workplace experience; structural work design versus superficial engagement tactics; leadership accountability in shaping culture; using technology and AI to amplify human capability rather than replace it; aligning expectations between employees and organizations in a post-pandemic workforce. Good Morning, HR is brought to you by Imperative—Bulletproof Background Checks. For more information about our commitment to quality and excellent customer service, visit us at https://imperativeinfo.com. If you are an HRCI or SHRM-certified professional, this episode of Good Morning, HR has been pre-approved for half a recertification credit. To obtain the recertification information for this episode, visit https://goodmorninghr.com. About our Guest: Jacob Morgan is an international best-selling author, professionally trained futurist, and keynote speaker. He also runs "Future of Work Leaders," an exclusive network of the world's top CHROs shaping the future of work and employee experience. His passion and mission is to create future-ready leaders, employees, and organizations. Jacob's work has been endorsed by the CEOs of Mastercard, Best Buy, Unilever, The Ritz Carlton, Nestle, Cisco, Audi, and many others. He has a popular podcast called Future-Ready Leadership With Jacob Morgan and lives in Los Angeles with his wife, two kids, and two Yorkie rescue dogs. Jacob Morgan can be reached at https://thefutureorganization.com/ https://www.linkedin.com/in/jacobmorgan8/ https://x.com/jacobm https://www.youtube.com/@JacobMorgan https://www.instagram.com/jacobmorgan8/ https://www.facebook.com/JacobMorgan8/ https://greatleadership.substack.com/ About Mike Coffey: Mike Coffey is an entrepreneur, licensed private investigator, business strategist, HR consultant, and registered yoga teacher. In 1999, he founded Imperative, a background investigations and due diligence firm helping risk-averse clients make well-informed decisions about the people they involve in their business. Imperative delivers in-depth employment background investigations, know-your-customer and anti-money laundering compliance, and due diligence investigations to more than 300 risk-averse corporate clients across the US, and, through its PFC Caregiver & Household Screening brand, many more private estates, family offices, and personal service agencies. Imperative has been named a Best Places to Work, the Texas Association of Business' small business of the year, and is accredited by the Professional Background Screening Association. Mike shares his insight from 25+ years of HR-entrepreneurship on the Good Morning, HR podcast, where each week he talks to business leaders about bringing people together to create value for customers, shareholders, and community. Mike has been recognized as an Entrepreneur of Excellence by FW, Inc. and has twice been recognized as the North Texas HR Professional of the Year. Mike serves as a board member of a number of organizations, including the Texas State Council, where he serves Texas' 31 SHRM chapters as State Director-Elect; Workforce Solutions for Tarrant County; the Texas Association of Business; and the Fort Worth Chamber of Commerce, where he is chair of the Talent Committee. Mike is a certified Senior Professional in Human Resources (SPHR) through the HR Certification Institute and a SHRM Senior Certified Professional (SHRM-SCP). He is also a Yoga Alliance registered yoga teacher (RYT-200) and teaches multiple times each week. Mike and his very patient wife of 28 years are empty nesters in Fort Worth. Learning Objectives: Understand how foresight tools and human signals help leaders prepare for future workforce shifts Evaluate employee experience using the framework of empathetic excellence instead of perks or engagement scores Apply the eight laws of employee experience to build resilient, future-ready organizations
Phenom, the leader in applied AI that helps organizations hire faster, develop better, and retain longer, today announced it acquired Included, an AI-native agentic people analytics platform that surfaces actionable insights for faster, smarter workforce decision-making. https://hrtechfeed.com/phenom-acquires-included-ai/ Employers.io has acquired Job-Applications.com with one clear goal: rebuild it for today's job market while keeping what made it useful in the first place. https://hrtechfeed.com/employers-io-acquires-job-applications-com-to-rebuild-and-modernize-a-trusted-job-search-platform/ A couple of new CEo announcements Oyster®, the global employment solution to employ, pay, and care for distributed teams, today announced the appointment of Hadi Moussa as Chief Executive Officer. Moussa succeeds founder and CEO Tony Jamous, who will move into the new role of Executive Chairman with a focus on long-term vision and strategy. This founder-led transition will accelerate Oyster's growth and its mission to scale global employment equality. It will also strengthen the company's ability to support customers as they navigate AI-driven workforce transformation and expand global teams with confidence. Textio, a leader in building tools that help high-growth companies recruit and coach high-performing teams, today announced that its board has appointed Colleen Gallagher, currently Chief Operating Officer, as the company's next Chief Executive Officer. https://hrtechfeed.com/hr-tech-executive-moves/ The HRIS Manager provides strategic, functional, and technical leadership in the development, implementation, and optimization of HR systems across Henry Crown and Company (HCC), CC Industries (CCI), and portfolio companies under management agreements. https://hrtechjob.com/jobs/196263282-hris-manager Learn more about your ad choices. Visit megaphone.fm/adchoices
Comment on the Show by Sending Mark a Text Message.Are you aware that evolving immigration policies can silently shape your workplace dynamics? In this enlightening episode of the Employee Survival Guide®, Mark Carey dives deep into the complex implications of immigration on employee rights and workplace culture. As misconceptions and biases swirl around public discourse on immigration, many organizations unknowingly foster environments where employees with foreign-sounding names or specific ethnic backgrounds face discrimination. Mark unveils the stark reality that while immigration enforcement may fluctuate, the legal principles governing workplace discrimination remain steadfast. Employers might not even realize the cautious approaches they adopt, often leading to subtle yet damaging discriminatory practices based on perceived legal instability tied to national origins. This episode is a crucial call to action for employees to recognize the signs of national origin discrimination and to arm themselves with knowledge about their rights. Remember, your citizenship status should never be equated with your job security or stability in the workplace. Mark emphasizes the importance of seeking legal counsel when navigating these intricate issues, urging employees to advocate for themselves when they feel their rights are being compromised. Join us as we explore the intersection of immigration policies, employee rights, and workplace dynamics. Discover how to empower yourself in the face of potential employment discrimination and hostile work environments. This episode is packed with insights on navigating employment law issues, understanding your employment contract, and recognizing the signs of discrimination in the workplace. With topics ranging from severance negotiation to workplace retaliation, we equip you with the tools needed for effective employee advocacy. Whether you're facing workplace challenges, dealing with discrimination, or seeking to improve your career development, this episode of Employee Survival Guide® is your essential resource. Don't let misconceptions dictate your experience at work. Tune in to learn how to stand up against discrimination, understand your rights, and foster a healthier workplace culture. Empower yourself with knowledge and become an advocate for your own employee rights. Your career survival depends on it! If you enjoyed this episode of the Employee Survival Guide please like us on Facebook, Twitter and LinkedIn. We would really appreciate if you could leave a review of this podcast on your favorite podcast player such as Apple Podcasts and Spotify. Leaving a review will inform other listeners you found the content on this podcast is important in the area of employment law in the United States. For more information, please contact our employment attorneys at Carey & Associates, P.C. at 203-255-4150, www.capclaw.com.Disclaimer: For educational use only, not intended to be legal advice.
Am I the Genius? is the show where you get real answers to questions you've always wondered but didn't think to ask. Subscribe on YouTube - youtube.com/@amithegenius?sub_confirmation=1 Am I the Jerk? on Instagram - instagram.com/amithegenius Am I the Jerk? on Spotify - https://open.spotify.com/show/0uEkxvRMpxLuuHeyPVVioF?si=b279dadfe593432b x.com/amithejerk facebook.com/amithejerk SUBMIT YOUR OWN STORIES HERE http://amithejerk.com/submit Mint Mobile - Get this new customer offer and your 3-month Unlimited wireless plan for just 15 bucks a month at MINTMOBILE.com/AITJ Quince - Keep it classic and cool — with long-lasting staples from Quince. Go to Quince.com/AITJ for free shipping on your order and three hundred and sixty-five -day returns. EveryPlate - Dig into these flavor-packed meals your household will love. New customers can enjoy this special offer of only $1.99 a meal. Go to everyplate.com/podcast and use code AITG199 to get started. Green Chef - Head to Greenchef.com/50AITJ and use code 50AITJ to get fifty percent off your first month, then twenty percent off for two months with free shipping. Lola Blankets - Get 35% off your entire order at Lolablankets.com by using code AITJ at checkout. Uncommon Goods - To get 15% off your next gift, go to UncommonGoods.com/AITJ Don't miss out on this limited-time offer. Uncommon Goods. Learn more about your ad choices. Visit megaphone.fm/adchoices
Mental health challenges affect millions of American adults, costing over $210 billion annually in direct treatment costs, according to the National Institutes of Health. Employers shoulder many of those direct costs as well as losses from reduced productivity, absenteeism and turnover. April Koh, co-founder and CEO of Spring Health, joined Travelers' Greg Landmark to share how employers can play a proactive role in improving mental well-being in America. This webinar explored the compelling business case for employer mental health support, examined real-world success stories and provided actionable strategies your organization can implement to move beyond generic wellness programs to truly personalized care that meets employees where they are. Watch the original Wednesdays with Woodward® webinar: https://institute.travelers.com/webinar-series/symposia-series/employee-mental-health-investment. --- Visit the Travelers Institute® website: http://travelersinstitute.org/. Join the Travelers Institute® email list: https://travl.rs/488XJZM. Subscribe to the Travelers Institute® Podcast newsletter on LinkedIn: https://www.linkedin.com/build-relation/newsletter-follow?entityUrn=7328774828839100417. Connect with Travelers Institute® President Joan Woodward on LinkedIn: https://www.linkedin.com/in/joan-kois-woodward/.
While the recent DOL guidance provides long-awaited clarity on FMLA and FLSA compliance, the rapid expansion of state-level paid leave mandates is adding a new layer of regulatory risk. Key Takeaways for Employers: Business Closures: Whether a partial-week business closure can be counted as FMLA leave depends on whether the employee was on FMLA leave for the entire workweek. Travel Time: FMLA leave may be used for travel time to and from medical appointments, even if the time is not specified on the medical certification. State-Level Leave: Thirteen states and the District of Columbia now have paid leave laws that interact with the FMLA, creating a complex compliance landscape. In this episode of Employment Law This Week®, Epstein Becker Green attorney Genevieve Murphy-Bradacs discusses what these FMLA clarifications and the patchwork of state laws mean for employers. Mini-Family and Medical Leave Laws: Are You Up to Speed? VIEW MAP - Visit our site for this week's Other Highlights and links: https://www.ebglaw.com/eltw418 Download our Wage & Hour Guide for Employers app: https://www.ebglaw.com/wage-hour-guide-for-employers-app. Subscribe to #WorkforceWednesday: https://www.ebglaw.com/eltw-subscribe Visit http://www.EmploymentLawThisWeek.com - Epstein Becker Green is a national law firm that focuses its resources on health care, life sciences, and workforce management solutions, coupled with powerful litigation strategies. This video is for informational purposes only and does not constitute legal advice. Viewing this video does not create an attorney-client relationship. EMPLOYMENT LAW THIS WEEK® and #WorkforceWednesday® are registered trademarks of Epstein Becker & Green, P.C. © Epstein Becker & Green, P.C. All Rights Reserved. Attorney Advertising.
Show SummaryOn today's episode, we're featuring a conversation with Navy Spouse Patty Sandoval, Founder and CEO of HomeFront Haven, an organization that provides clinically informed community support to military spouses and partners before, during and after a deployment so that no one carries the homefront alone. Provide FeedbackAs a dedicated member of the audience, we would like to hear from you. If you PsychArmor has helped you learn, grow, and support those who've served and those who care for them, we would appreciate hearing your story. Please follow this link to share how PsychArmor has helped you in your service journey Share PsychArmor StoriesAbout Today's GuestPatricia “Patty” Sandoval, is a proud military spouse and public health professional. She built HomeFront Haven™ after experiencing mental health struggles during her husband's deployment in 2023. During that period, Patty found that there was a critical need for evidence backed care focused on supporting positive mental health outcomes among military spouses and partners. During the deployment, Patty kept hearing “You knew what you signed up for” and friends would reassure her that she'd be “ok.” Instead, Patty found herself exhausted, anxious, and feeling incredibly alone. To ensure that others wouldn't have to experience the same journey, she sought to advance a preventative approach to mental health.HomeFront Haven™'s model prioritizes community-based support as a critical strategy to reduce reliance on crisis care systems. Instead of asking spouses and partners, “Didn't you know what you signed up for?” this program asks, “How can we support you, so you don't have to carry the home front alone?”Links Mentioned During the EpisodeHomeFront Haven Web SitePsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is The PsychArmor course Accessing Health Care. This course offers service members, Veterans, and their families an overview of the available healthcare options. You can find the resource here: https://learn.psycharmor.org/courses/Accessing-Health-Care Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on XPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families. You can find more about the work that he is doing at www.veteranmentalhealth.com
Traditional health benefits often come with uncertain premium increases and a blanket approach that ignores diverse workforce needs. Today, we'll explore a new chapter in benefits: Individual Contributor Health Reimbursement Arrangements, which offer employers predictable costs and allow employees to select benefits that fit their needs. [01:30] What's an ICHRA [02:58] How challenges finding plans inspired the Thatch solution [09:40] The changing health care landscape & employee choice [12:07] What's changing with ICHRAs as they enter public policy [15:48] How ICHRAs can help business owners with health care challenges This content is based on generally accepted HR practices, is advisory in nature, and does not constitute legal advice or other professional services. ADP does not warrant or guarantee the accuracy, reliability, and completeness of the content. Employers are encouraged to consult with legal counsel for advice regarding their organization's compliance with applicable laws. This content is current as of the published date. Copyright © 2026 ADP, Inc. All Rights Reserved. The ADP logo, ADP, RUN Powered by ADP, and HR{preneur} are registered trademarks of ADP, Inc. and its affiliates. All other marks are the property of their respective owners. Privacy at ADP
Employment law missteps can be costly. In this live podcast, attorney Dustin Paschal breaks down the most common legal mistakes employers make and how to avoid them. From hiring and termination to policies and compliance, gain practical guidance to reduce risk and protect your business in today's complex legal environment.
We are living through a unique convergence in the labor market. A wave of high-profile layoffs has created a massive pool of eager talent. Simultaneously, generative AI has democratized corporate-grade automation for the individual job seeker. Tools that auto-apply, perfectly tailor resumes to keywords in milliseconds, and blast applications across platforms are now commonplace. We have removed all friction from applying. The result isn't a talent pool; it's a talent deluge. Employers and ATS vendors are realizing that the old floodgates cannot hold. We are seeing the first signs of a defensive build-up. The Current Defense: Identity vs. Volume Learn more about your ad choices. Visit megaphone.fm/adchoices
The U.S. economy added a modest 50,000 jobs in December. It was below expectations and capped the weakest year for job growth since the pandemic. Employers added a total of 584,000 jobs for all of 2025, a big drop from the 2 million created in 2024. The unemployment rate ticked down to 4.4%, but the jobs report points to a soft market. Economics correspondent Paul Solman reports. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy
Employers sit at the center of the U.S. health system as the primary funders of coverage for more than 150 million Americans, yet they struggle with rising costs, fragmented vendors, and uneven outcomes. In this episode, we talk with Dan Mendelson, MPP, CEO of Morgan Health at JPMorgan Chase & Co. and Founder and former CEO of Avalere Health. We explore his journey from health policy to now leading Morgan Health’s efforts to improve the quality, affordability and equity of employer-sponsored healthcare. We’ll learn how Morgan Health evaluates the employer market, where they’re placing investment bets, and how they are testing new care models inside JPMorgan’s own benefit. We then turn to Washington: Dan shares his take on the policy currents that matter most for employers and innovators over the next few years. Dan Mendelson, CEO, Morgan Health LinkedIn Forbes Contributions Avalere Health Balanced Budget Act of 1997 Jamie Dimon, Chairman and CEO of JPMorgan Chase & Co. Continuation of Health Coverage (COBRA) Vera Whole Health, Central Ohio Primary Care Centivo Embold Health Cigna Healthcare Quantum Health Thyme Care 60 Minutes, “$2 million gene therapy could save her baby’s life. But insurance wouldn’t pay” PBM Alternatives Pharmacy Benefit Managers (PBMs) Individual Coverage Healthcare Reimbursement Accounts (ICHRA) Questions or comments? Email us at comments@prescriptionforbetteraccess.com.Find us on social media! Follow us on X, LinkedIn, YouTube and Threads.
I'm gonna do a little series here called "The Inches Are All Around Us," and in this series, at least to start, all of the inches I'm gonna mention are full-on administrative waste—waste that is particularly egregious because it has nothing to do with patient care. That's why when Shane Cerone said, "The inches are all around us" in episode 492 about hospitals and hospital prices, I really perked up. Because by fixing this friction, this administrative waste, we can actually improve patient care and reduce costs simultaneously. For a full transcript of this episode, click here. If you enjoy this podcast, be sure to subscribe to the free weekly newsletter to be a member of the Relentless Tribe. Along these same lines, I have also heard Zack Cooper, PhD, talk about the 1% steps to healthcare reform project, where he's like, look, find 10 or 30 or whatever 1% problems, and you'll probably transform healthcare faster than if you're trying to find a 10% or 30% solution. So, same idea. And finding these inches, these 1 percents, even in and of themselves, it's big dollars when it comes to how much the U.S. spends on healthcare, which is, by the way, projected to reach $5.6 trillion in 2025, according to NHE (National Health Expenditure) projections from federal actuaries. So, I decided to go on a bit of a quest for these inches—you know, get a bead on where they may be nestled for anyone looking on behalf of their plan or their country or their state maybe. To this end, also recall or be aware of the episode with David Scheinker, PhD (EP363). But David Scheinker in that episode gets into how much every industry pays something like 2% to administer a transaction. But in healthcare, the provider pays something like 14%, and the payer pays another 14% to submit and get paid for a claim, which is healthcare for a transaction. Don't get me wrong, it's the plan sponsors such as self-insured employers, members, and USA taxpayers who are ultimately paying for those two 14 percents. So that 28% of full-on administrative costs—most of which, we could agree, could go away and probably be better for patients, not worse—this, too, is coming out of the pockets of the ultimate purchasers of healthcare. Those costs are getting passed along. I say all this to say, to kick off this "the inches are all around us" exploration, I wanted to dig in a little more specifically into what goes on during these aforementioned transactions (ie, what this life of a claim kind of, like, looks like on the ground). I wanted to start here because, yeah, we haven't done this before; and this exploration is gonna continue into next week because we're gonna dip heavy into clearinghouses with Zack Kanter and what they do all day. And then after that, I'm talking payment integrity programs. I'm talking prepayment review programs with Mark Noel, because you know what? Employers don't wanna be bringing a knife to a gunfight. And I realized in the course of these conversations that any self-insured plan sponsor that is not doing, for real, payment integrity programs, for real, prepayment review, post-payment review. I'm getting ahead of myself, but when you listen to the show next week with Zack Kanter, you will so totally see what I mean. Today, as I mentioned earlier, I am speaking with Mark Newman, who is the CEO and founder of Nomi Health. Nomi aims to simplify the act of buying and paying for healthcare for self-insured employers. Look 'em up if that sounds intriguing. I also do need to thank Nomi Health for so generously offering to donate to RHV to cover the expenses of producing this episode. So, thank you so much to Nomi Health. Okay, lastly here, just to set the basic framework for this conversation that follows, Mark gets into two main revelations, reasons that kind of sit behind all a large part of the waste and friction in healthcare transactions. Again, otherwise known as a claim getting paid. And these two reasons are data isn't data isn't data. In other words, as a claim moves through the system to different stakeholders, the data starts to change and morph and come and go. Different people have different use cases for that data, so it starts to get added and subtracted, but nobody really has the universal level to tote up the difference in any organized fashion. So, we talk about that first. Then Mark Newman doubles down with another reason for the friction and waste. Here's the second revelation: A dollar isn't a dollar isn't a dollar. And same kind of rules apply here. A plan sponsor might spend a dollar and, yeah, is that dollar spent or is that dollar accrued to spend? Which is kind of wonky, but also relevant. And if you didn't understand that, we'll get to it. And then just because a dollar gets spent doesn't mean the provider gets that dollar. And by the way, I don't just mean, oh, there's spread pricing. How shocking. I mean that a plan sponsor could roll up to a hospital and say, "We spent $10 million last year," and the hospital could say, "No, you didn't. You only spent five." And spoiler alert, in this case, it's not about spread pricing, although it might be. It's also about how much was the member responsibility that the members didn't pay. So, a dollar is not a dollar for a whole bunch of different reasons. This podcast is sponsored by Aventria Health Group, and today, it's also sponsored by Nomi Health. Also mentioned in this episode are Nomi Health; Shane Cerone; Zack Cooper, PhD; David Scheinker, PhD; Zack Kanter; Mark Noel; Aventria Health Group; Preston Alexander; Eric Bricker, MD; Sam Flanders, MD; Andrew Tsang; Sandra Raup; Stan Schwartz, MD; ZERO.health; Cristin Dickerson, MD; and Matt Christensen. For a list of healthcare industry acronyms and terms that may be unfamiliar to you, click here. You can learn more at nomihealth.com or reach out to Mark at mark@nomihealth.com. You can also follow Mark and Nomi Health on LinkedIn. Mark Newman is the co-founder and CEO of Nomi Health, on a mission to rebuild America's healthcare system to serve all stakeholders: providers, employers, and patients. A recognized healthcare innovator and entrepreneur, Mark previously founded and built HireVue into the world's largest provider of AI-driven talent assessment solutions before its acquisition by the Carlyle Group. His commitment to improving the healthcare system stems from a desire to address systemic issues that have long plagued the industry. Under his leadership since its inception in 2019, Nomi Health has focused on creating a more direct and transparent healthcare experience: reducing an organization's spend by over 30% per patient while increasing a provider's payments. Through Nomi Health, Mark continues to advocate for a more efficient, service-centered approach to healthcare that prioritizes known costs for employers, zero out of pocket for patients, and near-real-time payments for providers. 06:48 What is actionable to know about the life of a claim? 08:14 How data can change as it moves through the claims process. 11:45 Why a dollar isn't a dollar in healthcare. 18:50 Why employers are actually paying more than a dollar to access a dollar of healthcare (the medical loss ratio). 21:54 Why cutting out the "friction" is actually better for employees and members. 22:48 EP482 with Preston Alexander. 22:50 EP472 with Eric Bricker, MD. 23:36 EP490 and EP492 with Sam Flanders, MD, and Shane Cerone. 23:53 Infographic by Andrew Tsang showing 27 streams of income. 26:53 How do we fix these issues? 28:05 LinkedIn comment from Sandra Raup. 28:59 How Nomi Health is experimenting with a no co-payment, no deductible model. 31:29 INBW42 with Stacey on moral hazard. 32:26 EP486 with Stan Schwartz, MD. 32:31 EP485 with Cristin Dickerson, MD. 32:56 The Innovator's Dilemma by Clayton M. Christensen. 34:55 How does Nomi Health work with and help employers? You can learn more at nomihealth.com or reach out to Mark at mark@nomihealth.com. You can also follow Mark and Nomi Health on LinkedIn. @markhirevue discusses #plansponsor #healthspend and #clinicalorg pay on our #healthcarepodcast. #podcast #financialhealth #patientoutcomes #primarycare #digitalhealth #healthcareleadership #healthcaretransformation #healthcareinnovation Recent past interviews: Click a guest's name for their latest RHV episode! Stacey Richter (INBW45), Stacey Richter (INBW44), Marilyn Bartlett (Encore! EP450), Dr Mick Connors, Sarah Emond (EP494), Sarah Emond (Bonus Episode), Stacey Richter (INBW43), Olivia Ross (Take Two: EP240), John Quinn
Something New! For HR teams who discuss this podcast in their team meetings, we've created a discussion starter PDF to help guide your conversation. Download it here https://goodmorninghr.com/EP234 In episode 234, Coffey talks with Lana Eyzips about building data-informed, strategic HR functions. They discuss why HR is often excluded from strategic planning; shifting HR from reactive firefighter to proactive advisor; building credibility through relationships rather than titles; translating people data into business and revenue impact; onboarding priorities for new HR leaders; compliance as a driver of culture and ethics; balancing HR's role with leaders and employees; using data to influence executive decisions; the Light Bulb Method for strategic HR problem-solving; DEI framed through business outcomes; psychological safety and trust in organizations; and the future of HR with AI governance and automation. Good Morning, HR is brought to you by Imperative—Bulletproof Background Checks. For more information about our commitment to quality and excellent customer service, visit us at https://imperativeinfo.com. If you are an HRCI or SHRM-certified professional, this episode of Good Morning, HR has been pre-approved for half a recertification credit. To obtain the recertification information for this episode, visit https://goodmorninghr.com. About our Guest: Lana Eyzips, M.A., PHR is a senior HR leader and business psychology consultant with over 17 years of HR experience helping organizations turn people challenges into strategic growth. She's the creator of The Lightbulb Method™, a practical framework that connects people, data, and culture to drive results leaders can actually see. With a master's in Industrial and Organizational Psychology and deep experience across industries, from healthcare and credit unions to manufacturing and nonprofits, Lana brings a rare blend of compliance expertise, behavioral insight, and cross-cultural perspective. Her work focuses on helping leaders build credibility, navigate change, and create cultures rooted in trust, accountability, and clarity. Lana Eyzips can be reached at https://lanaeyzips.carrd.co/ https://www.linkedin.com/in/eyzipslana/ About Mike Coffey: Mike Coffey is an entrepreneur, licensed private investigator, consultant, and registered yoga teacher. In 1999, he founded Imperative, a background investigations and due diligence firm helping risk-averse clients make better decisions about the people they involve in their business. Imperative delivers in-depth employment background investigations, know-your-customer and anti-money laundering compliance, and due diligence investigations to more than 300 risk-averse corporate clients across the US, and, through its PFC Caregiver & Household Screening brand, many more private estates, family offices, and personal service agencies. Mike was recognized as an Entrepreneur of Excellence by FW, Inc. and has twice been named the North Texas HR Professional of the Year. Mike serves as a board member of a number of organizations, including the Texas SHRM, the state HR association, where he serves Texas' 30 SHRM chapters as State Director-Elect; Workforce Solutions for Tarrant County, where he is chair of the Workforce Readiness Committee; the Texas Association of Business, Texas' state chamber; and the Fort Worth Chamber of Commerce, where he is chair of the Talent Committee. Mike is a certified Senior Professional in Human Resources (SPHR) through the HR Certification Institute and a SHRM Senior Certified Professional (SHRM-SCP). He is also a Yoga Alliance registered yoga teacher (RYT-200). Mike and his very patient wife of 29 years are empty nesters in Fort Worth, where he teaches yoga several times each week. Learning Objectives: Explain why credibility is the foundation for HR's strategic influence Apply practical methods for building trust with executives and frontline leaders Use data, culture awareness, and psychology to frame people issues as business risks and opportunities
Laurel Ridge Community College isn't just accepting applications—it's actively dismantling the barriers that keep people from pursuing their educational dreams. In this episode of The Valley Today, host Janet Michael talks with Guy Curtis, the college's Director of Marketing, and Brandy Hawkins Boies, Director of PR and Special Events, to explore how accessible higher education has become in the Shenandoah Valley. The conversation reveals a striking truth: whether you're a high school junior, a parent returning to the workforce, a professional seeking advancement, or even a retiree looking for a new challenge, Laurel Ridge has carved out a space for you. Moreover, the college has systematically addressed the most common objections that prevent people from walking through their doors. No Prerequisites, No Judgment "You literally have to know nothing about college to get started," Brandy emphasizes, addressing one of the most pervasive fears potential students harbor. She encourages prospective students to ignore the academic jargon and forget about needing to sound scholarly. Instead, the college meets people exactly where they are. Throughout her tenure at Laurel Ridge, Brandy has witnessed an extraordinary range of students succeed. "I've seen valedictorians graduate from high school and come here to Laurel Ridge," she explains. "We've also seen individuals that have been through unimaginable struggles in their life—maybe they took a wrong turn or maybe life just was very unkind to them." The common thread? Once these individuals found the courage to walk through the door, the college took their hand and guided them toward success. Furthermore, age presents no barrier whatsoever. The college serves everyone from dual-enrolled high schoolers to graduates in their eighties. As Brandy notes, "There is no age limit here at Laurel Ridge at all." Pathways That Make Sense Guy Curtis highlights one of the college's most valuable features: its pathway system. Rather than forcing students to commit to a specific career before they're ready, Laurel Ridge offers structured pathways that help students explore their options while making progress toward a credential. These pathways align with in-demand careers in the region, ensuring that graduates find relevant employment opportunities. Additionally, the programs remain "future-proof" in an era of rapid technological change. Guy points to healthcare, IT, skilled trades, advanced manufacturing, engineering, and education as fields where Laurel Ridge prepares students for long-term, rewarding careers with meaningful wages. For traditional students planning to transfer to a four-year institution, Laurel Ridge provides an ideal starting point. However, the college equally serves those seeking quick certifications to re-enter the workforce or gain a promotion. This flexibility allows the institution to meet diverse needs within a single community. The Financial Reality: Surprisingly Affordable When Janet raises the inevitable question about cost, Guy delivers encouraging news. Laurel Ridge charges approximately one-third the price of most four-year institutions. Beyond this baseline affordability, however, numerous funding sources make education even more accessible. Multiple Funding Streams The college helps students navigate a complex landscape of financial support, including: Federal financial aid provides the foundation for many students. Meanwhile, G3 tuition assistance targets high-demand fields like healthcare, IT, education, engineering, and public service, helping Virginians pursue careers that employers desperately need to fill. Although Fast Forward funding has faced reduced state support due to its popularity, local entities have stepped up to fill the gap. The Winchester Economic Development Authority now offers scholarships for city residents, while the Frederick County Economic Development Authority contributes additional funding. Other sources include the Hazel Family Fund, the Building the Future Fund, and various locality scholarships throughout the region. Remarkably, families of four earning up to $128,000 annually—400% of the poverty rate—typically qualify for classes at no cost through G3 and other funding sources. Guy emphasizes that many eligible students never come forward because they assume they won't qualify. "Asking for someone to help you navigate those options is the first big step," he advises. The Dual Enrollment Advantage High school students gain an even more compelling opportunity. Juniors and seniors can earn their first 30 credits at no charge through dual enrollment. This head start not only saves money but also accelerates degree completion. Guy explains the strategic advantage: "If you get those 15 credits to start with at no cost within your high school, but look to move to a degree or applied program at the college, you're already off on a great starting point." Students graduate high school with college credits already completed, positioning themselves to finish an associate's degree quickly and affordably. The Two-Year Degree Advantage Janet recalls a conversation with Jeff Sinclair, a veteran who attended Laurel Ridge before transferring to Shenandoah University's pharmacy program. His insight resonated deeply: students who start at a four-year institution and leave after two years walk away with education but no credential. In contrast, Laurel Ridge students earn an associate's degree after two years, providing a tangible qualification and a foundation for future advancement. Brandy's daughter exemplifies this pathway. After taking dual enrollment classes in high school, she completed her associate's degree at Laurel Ridge in just one additional year for under $5,000. Now pursuing her bachelor's degree online through Old Dominion University, the family appreciates having only two years of four-year tuition bills rather than four. Additionally, Brandy emphasizes a crucial fact: college credits never expire. A potential student who took classes in the 1980s still retains those credits, which can be applied toward current degree requirements. This permanence means that education remains an asset throughout one's entire life. Flexibility for Real Lives Recognizing that students juggle multiple responsibilities, Laurel Ridge offers extensive scheduling flexibility. The college provides online programs in business administration, computer science, education, general studies, liberal arts, social justice, and numerous other fields. These fully online options appeal to today's students, who increasingly prefer remote learning. For programs requiring hands-on experience, hybrid formats blend online coursework with in-person sessions. Students might meet on campus once weekly while completing the remaining work online. This approach proves particularly effective in skilled trades programs, where students combine bookwork at home with hands-on learning in the classroom, actually speeding up program completion. Evening and weekend options accommodate working professionals. Janet mentions the CDL program specifically, which offers classes during non-traditional hours to fit around work schedules. Whether you're a stay-at-home parent who can only study after the kids are in bed or a full-time employee seeking advancement, Laurel Ridge structures programs around your life. Comprehensive Support Services Beyond academics and affordability, Laurel Ridge has built what Brandy calls "a remarkable support community." These services address the real-world challenges that can derail educational goals. The Cub House This kid-friendly space opened last year, providing a solution for student parents. While not a daycare—parents must remain with their children—the Cub House offers a place where kids can play while parents study, meet with professors, or work on group projects. This simple accommodation removes a significant barrier for parents pursuing education. Food Pantry and Basic Needs Located in Cornerstone Hall on the Middletown campus, the food pantry stocks food, hygiene products, and clothing. Importantly, students face no questions or paperwork requirements. If you need food, you simply take it. This no-barrier approach ensures that basic needs don't prevent academic success. TRIO Program This federally funded program serves first-generation college students, low-income students, and students with disabilities. If you qualify for any one of these three categories, you can access additional support services designed to help you succeed. Free Tutoring Brandy shares a secret: "The A+ students, their secret is they got help, they got tutoring. They weren't ashamed to ask." The college provides free tutoring services, recognizing that seeking help demonstrates strength, not weakness. Furthermore, the college hires students as tutors, creating employment opportunities while supporting academic success. Social Work Services A full-time social worker now serves on campus, connecting students with community resources. Whatever obstacle you face—housing insecurity, transportation challenges, childcare needs, or other life circumstances—the social worker helps you find solutions. As Brandy explains, "Our main goal is to help get you to your goal of walking across the stage with your degree." Career Coaches in Every High School For high school students and their parents, career coaches stationed in guidance offices provide the first point of contact. These Laurel Ridge employees offer unbiased guidance about all college options, not just Laurel Ridge programs. They help students explore interests and potential career paths, making the transition from high school to college less daunting. Professional Development and Workforce Solutions Laurel Ridge extends beyond traditional degree programs to serve working professionals and employers. The Continuing Education and Professional Development division offers courses ranging from four-hour workshops to longer online programs. These options help individuals upskill for promotions or learn new competencies like AI literacy. Corporate training programs allow employers to develop their workforce. Companies can send employees to leadership courses or specialized training, keeping teams engaged and informed about best practices and emerging technologies. Guy highlights the new AI Immersive Tech program, a six-month certification course that equips students with AI technology, data tools, and digital skills. Looking ahead, the college will host the Laurel Ridge AI Summit on April 1st from 8:00 AM to noon, showcasing AI resources for both individuals and employers seeking to enhance their workforce capabilities. Getting Started: Simpler Than You Think Despite all these opportunities, the first step remains remarkably simple. You can walk into any campus—Middletown, the Fauquier campus in Warrenton, or the Page Center in Luray—and someone will help you. Alternatively, you can call or visit the website at laurelridge.edu. The Career Coach Site For those hesitant to make initial contact, Guy recommends starting with the Career Coach site, accessible from the homepage under "Explore Careers." This free resource allows you to browse in-demand careers in the region, marked with flame emojis for the hottest opportunities. You can take skill assessments—ranging from six to sixty questions—to identify careers that align with your interests and abilities. The site also displays real job openings from local employers like Valley Health, showing actual positions, required qualifications, and salary ranges. You can even drop a pin on specific locations—Luray, Warrenton, or even Washington, DC—to see opportunities in your preferred area. Employers can post jobs at no cost, connecting directly with students and community members exploring career options. Information Sessions and Tours Brandy's outreach team regularly hosts information sessions, both online and in person. The college also conducts open houses for specific programs, giving prospective students detailed insights into particular fields. You can schedule a guided tour or simply show up for a self-guided walk through the facilities. As Janet jokes, you might even run into President Kim Blaiser wandering the halls, ready to point you in the right direction. Guy confirms this welcoming culture: "Everyone in the college has that kind of heart of service. Regardless of who you are, whether you're maintenance or the president, they're gonna show you where you are and where you need to go." A New Year, A New You As Guy emphasizes, the new year presents the perfect opportunity for transformation—whether that means becoming a new you, a new employee, or simply a more skilled version of yourself. The first step involves reaching out and talking to someone at the college. Laurel Ridge has systematically addressed the barriers that keep people from pursuing education: cost, scheduling conflicts, lack of support services, uncertainty about career paths, and fear of not being "college material." By removing these obstacles, the college has created an environment where success becomes not just possible but probable. The stories Brandy and Guy share—from valedictorians to individuals overcoming tremendous hardships, from teenagers to octogenarians—demonstrate that Laurel Ridge truly serves all walks of life. The common denominator isn't prior achievement or perfect circumstances. Instead, it's simply the courage to walk through the door and say, "I want something better." From that moment forward, Laurel Ridge takes your hand and guides you toward your goal. With affordable tuition, flexible scheduling, comprehensive support services, and programs aligned with real career opportunities, the college has created a pathway to success that works for virtually anyone willing to take that first step. The question isn't whether Laurel Ridge can work for you. The evidence suggests it can. The real question is: what are you waiting for?
We celebrate achievement in every arena of our daily lives, and rightly so. Parents rejoiced when we first slept through the night; the first time we rolled over in the crib; when we finally tolerated the puréed squash; when we took our first tottering steps. We were congratulated for learning our numbers; mastering the alphabet; riding a bicycle; reading a sentence. People cheered when we scored the soccer goal; sank the jump shot; hit the home run. Accolades flowed if we exceeded our peers in history, algebra, languages, or physics. Employers nodded appreciatively at résumés crammed with academic and professional excellence. That's why we find ourselves so unprepared for the unexpected gift of grace, for which we didn't work, and which we never earned. t takes us days, months—often years—to quiet our over-trained and striving souls long enough to receive what God says only He can provide. “God saved you by His grace when you believed. And you can't take credit for this; it is a gift from God. Salvation is not a reward for the good things we have done, so none of us can boast about it. For we are God's masterpiece” (Eph 2:8-19). Grace is the story of what Jesus has achieved for us. Accept His gift, and He will take you further than you've ever dreamed. So stay in grace. -Bill Knott
Hello everyone, and welcome back to Warehouse and Operations as a Career. I'm Marty and I thought we'd get to some more questions today, another Ask Me Anything episode. We had some really good ones come in, a couple of topics I've been wanting to get to myself. Let's start off with this one from Carol, a forklift operator in the distribution industry. Carol feels there's a trend developing where managers are expecting employees to do more than they were hired to. I hear this concern fairly often. When I was a counterbalance or sit-down lift operator, in a production facility, that's what I did the whole shift. Even when I was an operator at a distribution center I typically drove for, like maybe, 80% of my day. I'd have to stop and down stack a load every once and a while or maybe partially fill a pick location or make the occasional replenishment. But I drove the lift most of the time. That was a long time ago though. I think our light-industrial workplaces, warehouses, manufacturing plants, and distribution centers are different now and for a lot of reasons. Yes, people are being asked to wear more hats. There's more cross-training. More flexibility being demanded from us. More expectations to help outside of what used to be a very narrow job description. And for some folks, that creates frustration. You hear phrases like, that's not my job, that's not what I was hired to do, and that's not in my job description. But the truth is, those days are disappearing. And I want to spend a few minutes today talking about the why, and more importantly, why that's not a bad thing when we look at it the right way. Let's just be honest with ourselves. Light-industrial operations today are different than they were just 5 years ago. Volumes change daily now. Staffing levels fluctuate. Customer and client expectations are higher than ever. Same day and next day shipping isn't a luxury anymore, it's the standard. Operations can't stop just because one person is out or one department is short. We've learned that everything is connected. Inbound affects outbound. Picking affects loading. Forklift operations affect inventory accuracy. One weak link slows the entire chain down. For those reasons and a few others is where cross training comes in. Cross training isn't about making people work harder, it's about making operations more stable and consistent. It creates flexibility. It gives leaders options. And it keeps work moving when things don't go exactly as planned, which, and since we're being honest, happens a lot in our industry. Now let's talk about that phrase, That's not my job. I understand where it comes from. For a long time, jobs were very narrowly defined. You did one task, one function, and that was it. But that model doesn't work well anymore, not in our industry anyway. When everyone stays locked into a single box, operations become, what's a good word here, challenging I'll say. One call off, one delay, one surge in volume, or orders, or trucks, and suddenly the whole shift is behind. Employers today are looking for team players. People who understand their main role, certainly, but who are also willing to help the operation succeed when needed. Now, that doesn't mean job descriptions don't matter. They do. But they've shifted from rigid rulebooks into broader descriptions. And that shift is an opportunity. Here's something you know I strongly believe, learning more can never be a bad thing. When you learn another role, you gain perspective. When you gain perspective, you make better decisions. And when you make better decisions, you become more valuable. Remember how many times you've heard me say how important it is to learn the position before and after ours, where that case just came from and where it's going after we've touched it! A picker who understands receiving makes fewer mistakes. A forklift operator who understands outbound stages freight better. An associate who's helped with inventory control starts paying closer attention to accuracy. Cross training builds awareness, and awareness improves safety, quality, and productivity. That benefits the company, yes, but it also benefits us employees as well. From a career standpoint, wearing more than one hat, to use a recruiters phrase, is a plus. The more skills you have, the more valuable you become, not just to your present employer, but to the industry as a whole. When someone can share with a hiring agent or recruiter, I've worked inbound, outbound, this or that type of equipment, and inventory, that gets noticed. Those are the people who get tapped for lead roles. Those are the people who stay employable when things tighten up or change. Many supervisors, managers, and operations leaders didn't get there because they stayed in one lane forever. They got there because they were willing to learn one more process, help one more department, and take on one more responsibility. That's how careers are built in this industry. Now, let's be clear here though. This doesn't mean accepting unsafe work practices, and it doesn't mean skipping training. It doesn't mean being taken advantage of in any way. Employers have a responsibility here too. Cross training should be structured. It should be safe. Expectations should be clear. No one should be thrown into a role without proper instruction or support. When done right, cross training builds confidence instead of resentment. With that being said I'll take this opportunity to remind us all to never get on a piece of powered industrial equipment without being trained and certified to operate it. And that goes for production or manufacturing machines also. For us employees, I think mindset matters. If you see cross-training as punishment, it will feel like punishment. And if you see it as opportunity, it becomes one. Asking questions. Being curious. Showing interest in how the operation works as a whole, those things send a powerful message. They say I care about my job. I care about my team. I care about my future. I promise you that attitude gets noticed every single time. Our light-industrial world rewards adaptability. The people who keep learning stay relevant longer. The ones who refuse to grow often struggle when processes change or roles disappear. Wearing more than one hat prepares you for what's next, whether that's a lead position, a specialized role, or simply long-term job security. It builds confidence. It builds competence. And it builds careers. Next up is a question from, well, they didn't include their name, but the question was, how could I get or ask for a raise. Well, that's a fair question. And a little complicated question, especially in our light industrial, warehouse, and distribution environments. Ok, lets look at how pay works, what managers are actually looking for, and how you can put yourself in the best position when opportunities come up. First, we need to understand the business side. In most light industrial operations, wages are set by position. General labor could pay a certain range, Forklift operators will have a range, Inventory control, leads, supervisors, etc, all of our roles are budgeted for well in advance. Companies don't usually have the flexibility to give raises on the spot. Pay increases are planned during budget cycles, performance reviews, promotions, or when new responsibilities are added. Now that doesn't mean raises don't happen. It means they are earned, planned for, and justified. So instead of thinking, How do I ask for more money? I'd ask, how do I make myself worth more to the operation? How can I make my manager notice me? It’s important to know that managers notice patterns, not promises. The associates who get raises and promotions aren't usually the loudest. They're the most consistent. Here's what always got my attention. First was attendance. And we talk about this all the time. Showing up on time, every shift, matters more than almost anything else. In a productivity driven environment, reliability is everything. When a manager knows they can count on you, you're already ahead. Second is attitude. Of course this doesn't mean every day has to be perfect. But staying professional, avoiding constant negativity, and being that solution focused team member makes a difference. Positive employees strengthen teams, and managers notice that. Third, and here's that statement again, a willingness to learn and cross train. Again, Cross training is huge. Like we mentioned earlier, when you raise your hand to learn another role, another department, or another piece of equipment, you increase your value. You also make scheduling easier for your management team and that matters. And, Fourth would be ownership. Take responsibility for your work. Follow safety rules. Follow procedures. If you make a mistake, own it and fix it. That level of maturity builds trust and will get us noticed as well. Now lets talk about how to have that conversation. Walking into an office and saying, I need a raise, usually doesn't get us very far. A better approach would sound something like this. I understand pay is based on positions and budgets. I enjoy working here and I want to grow. What do you need to see from me to be considered for a raise or promotion when the opportunity comes up? That shows professional maturity, it shows respect for the business. And something like that opens a productive conversation. Now you've turned a raise request into a development and growth plan. In our industry, raises often come through movement. General labor to equipment operator. Pallet runner to selector, receiver to inventory control, fork driver to lead. Lead to supervisor. Etc. Those steps may come with structured pay increases. But you don't get there by waiting, you get there by preparing and planning. I've experience that Managers promote people who are already doing parts of the next job. Oh, and I want to mention that some positions, especially in distribution may have something like productivity pay or activity based pay, like a high productivity order selection environment, maybe even a tiered pay structure based on CPH or PPH. Where we're paid based on what we do individually. I want us to remember though that a raise isn't just about today's paycheck. It's about your future. The associates who consistently show up, stay engaged, and keep learning are the ones managers think of when new roles open up. Those opportunities usually start with something like hey, we've got something coming up, and we thought of you. That doesn't happen by accident. So if you're asking how to get a raise, here's the honest answer, I know it's not a simple answer but we need to be reliable, be positive, be willing to learn, be ready for more before you ask for more. That's how raises and careers are built in the light industrial world. Well, I got to talking too much and ran out of time! I hope you got the answers you wanted. I know all that seems simple, and did you notice how and that we, ourselves, in this industry anyway, can control more of our direction and path than what we may have thought we could. If you enjoyed todays episode please share it with a friend or coworker. I appreciate you stopping in each week, and please feel free to check in on our Facebook using @whseops and our Instagram waocpodcast. And as always keep those questions coming in. Have a great, productive, positive, and safe week out there.
Welcome to Season 11 of Workforce 4.0 and this week we are ringing the new year in with a bang as host Ann Wyatt speaks with Carolyn Lee, President and Executive Director or the Manufacturing Institute. This week, Carolyn and Ann discuss the current state of the manufacturing workforce, the impact of technology, and the importance of bridging the skills gap. They also share experiences and the powerful impact that the FAME program has been as a successful model for workforce development in many states across the US. Additionally, Ann asks Carolyn about current hiring trends, and the need for effective frontline leadership and the expectations of younger workers. As a featured recent keynote discussion leader during Schneider Electric's 2025 Innovation Summit, North America, this is our second installment highlighting and celebrating the road forward to building the manufacturing workforce.In This Episode:-00:00: Introduction To Workforce 4.0-00:30: Welcoming Carolyn Lee From The Manufacturing Institute To Workforce 4.0-04:16: Preparing The Workforce For The People/Technology Convergence-09:08: Exploring Where The Real Skills Gap Lies-11:35: What Real FAME Looks Like: A Model for Workforce Development-16:40: Examining Real Time Manufacturing Hiring Trends-20:19: The Importance of Empowering Frontline Leadership-25:03: Breaking Down The Impact In Positive Culture And Productivity-32:41: The New Data On The Manufacturing Skills Gap-37:37: Carolyn's Final Thoughts And Point Of Contact-39:17: Workforce 4.0 OutroMore About Carolyn: Carolyn Lee is the president and executive director of the Manufacturing Institute, the 501(c)3 nonprofit workforce development and education affiliate of the National Association of Manufacturers. Ms. Lee leads the MI in its goal of building a resilient manufacturing workforce prepared for the challenges and opportunities of the future. She was named to the leadership role at the MI in 2017, and during her leadership tenure, the MI has grown significantly, evolving for scaled impact nationwide across the manufacturing industry. She led the MI as it developed new programs, initiatives and events, including taking stewardship from Toyota of the Federation for Advanced Manufacturing Education in 2019 and growing its reach; inaugurating the annual MI Workforce Summit; launching the 35×30 mentorship initiative for women and young girls; expanding the MI's Heroes MAKE America initiative; working with the NAM to develop Creators Wanted—the manufacturing industry's largest national workforce development and education campaign; and partnering with organizations such as Stand Together Trust to create the MI's second chance hiring initiative.Through implementing groundbreaking programs, convening industry leaders and conducting innovative research, the MI furthers individual opportunity, community prosperity and a more competitive manufacturing industry. The MI is a trusted adviser to manufacturers, equipping them with solutions to address the toughest workforce issues. To learn more about Carolyn connect with her here.
Canadian journalist Nora Loreto reads the latest headlines for Tuesday, January 6, 2026.TRNN has partnered with Loreto to syndicate and share her daily news digest with our audience. Tune in every morning to the TRNN podcast feed to hear the latest important news stories from Canada and worldwide.Find more headlines from Nora at Sandy & Nora Talk Politics podcast feed.Become a supporter of this podcast: https://www.spreaker.com/podcast/the-real-news-podcast--2952221/support.Help us continue producing radically independent news and in-depth analysis by following us and becoming a monthly sustainer.Follow us on:Bluesky: @therealnews.comFacebook: The Real News NetworkTwitter: @TheRealNewsYouTube: @therealnewsInstagram: @therealnewsnetworkBecome a member and join the Supporters Club for The Real News Podcast today!
Co-op programs are trending these days, with many colleges looking to offer students on-the-job experiences while taking classes. Jeff and Michael talk with Robert McMahan, president of Kettering University, which has a long-running co-op program for all students. He argues that more colleges could incorporate and scale the approach. But there are obstacles, both cultural and logistical. This episode is made with support from Ascendium Education Group.Chapters0:00 - Intro1:44 - An Unusual History of a Co-op Model3:28 - Kettering Presidents' Path to University Leadership6:17 - Why Colleges Should Think of Employers as Their Customers11:23 - Why Colleges Can't Learn Everything They Need On Campuses17:17 - How Kettering University's Co-op Model Differs Than Others20:44 - Why Isn't Kettering More Popular?24:44 - What Is Keeping More Universities From Doing Co-op Programs?29:30 - Sponsor Break31:05 - How More Colleges Can Move to a Co-op Model35:36 - Companies Don't Have Enough Internships to Meet Demand39:08 - Could There Be ‘31 Flavors' of Experiential Learning?41:50 - Will We See a Return of the Corporate University?45:52 - Lightning Round With Robert McMahanLinks“Colleges Teach Learning, but They're Not Learning How to Survive,” by Robert McMahan in Fortune.“Former Governor Dishes on Connecting Work and College,” past Future U episode.Connect with Michael Horn:Sign Up for the The Future of Education NewsletterWebsiteLinkedInX (Twitter)Threads Connect with Jeff Selingo:Dream School: Finding the College That's Right for YouSign Up for the Next NewsletterWebsiteX (Twitter)ThreadsLinkedInConnect with Future U:TwitterYouTubeThreadsInstagramFacebookLinkedIn Submit a question and if we answer it on air we'll send you Future U. swag!Sign up for Future U. emails to get special updates and behind-the-scenes content.
Megan Batterbury, Senior Talent Operations Specialist at incident.io, joins us to talk about what it really means to scale hiring with heart by building efficient systems without losing the human touch. She shares how thoughtful planning, transparent employer branding, and playful team rituals shape recruiting experiences that truly connect. Thank you to our sponsor, SecureVision, for making this show possible! Follow us:https://www.linkedin.com/company/82436841/SecureVision: #1 Rated Embedded Recruitment Firm on G2!https://www.g2.com/products/securevision/reviewsThanks for listening!
In this episode of HR{preneur}, we break down how Accounts Payable and Accounts Receivable impact your cash flow—and how automation can help small businesses get paid faster, stay organized, and make smarter financial decisions. Our guest shares practical tips for streamlining payments, reducing errors, and turning cash flow challenges into opportunities. [01:30] AP and AR basics and their impact on cash flow [02:55] How automation improves AP and AR [05:33] How automation reduces the risk of errors in both AP and AR [06:36] What to automate first, AP or AR? [07:55] ROI for Small Businesses [09:25] Integrating your platforms with modern AP and AR automation tools [10:06] The Impact AP and AR data have on forecasting and planning [11:55] Advice for hesitant business owners This content is based on generally accepted HR practices, is advisory in nature, and does not constitute legal advice or other professional services. ADP does not warrant or guarantee the accuracy, reliability, and completeness of the content. Employers are encouraged to consult with legal counsel for advice regarding their organization's compliance with applicable laws. This content is current as of the published date. Copyright © 2026 ADP, Inc. All Rights Reserved. The ADP logo, ADP, RUN Powered by ADP, and HR{preneur} are registered trademarks of ADP, Inc. and its affiliates. All other marks are the property of their respective owners. CashFlow Central is provided by ADP in partnership with a third-party provider. Privacy at ADP
Show SummaryOn today's episode, we're featuring a conversation with Michael Bailey, Deputy Director of Leadership Programs for the George W. Bush Institute. We talk about some of the initiatives of the Bush Institute, including the Veteran Leadership Program, the Democracy is a Verb initiative and the Bush Institute's efforts to celebrate America 250.Provide FeedbackAs a dedicated member of the audience, we would like to hear from you. If you PsychArmor has helped you learn, grow, and support those who've served and those who care for them, we would appreciate hearing your story. Please follow this link to share how PsychArmor has helped you in your service journey Share PsychArmor StoriesAbout Today's GuestMichael Bailey serves as Deputy Director, Leadership Programs, for the George W. Bush Institute. In this role, he manages the Stand-To Veteran Leadership Program, which focuses on developing the leadership skills of veterans and those who serve them and their families. Bailey also supports alumni engagement efforts for the Institute's international leadership programs.Prior to joining the George W. Bush Institute, Bailey provided operations, media, and communications support to The American Choral Directors Association, a music organization dedicated to the excellence and advancement of choral music.Bailey is a native of Arlington, Texas. He received his Bachelor of Arts in Music (Voice) from The University of Oklahoma, and he holds a Master of Business Administration with concentrations in finance and real estate from Southern Methodist University Cox School of Business. He has a passion for running and enjoys racing in half and full marathons.Links Mentioned During the EpisodeGeorge W. Bush InstituteStand-To Veteran Leadership ProgramAmerica 250Democracy is a Verb initiative PsychArmor Resource of the WeekThis week's PsychArmor Resource of the Week is The PsychArmor course The Myths and Facts of Military Leaders. This course identifies four of the most popular myths about military leaders and how they don't align with the reality of working alongside Veterans and Service members. You can find the resource here: https://learn.psycharmor.org/courses/The-Myths-and-Facts-of-Military-Leaders Episode Partner: Are you an organization that engages with or supports the military affiliated community? Would you like to partner with an engaged and dynamic audience of like-minded professionals? Reach out to Inquire about Partnership Opportunities Contact Us and Join Us on Social Media Email PsychArmorPsychArmor on XPsychArmor on FacebookPsychArmor on YouTubePsychArmor on LinkedInPsychArmor on InstagramTheme MusicOur theme music Don't Kill the Messenger was written and performed by Navy Veteran Jerry Maniscalco, in cooperation with Operation Encore, a non profit committed to supporting singer/songwriter and musicians across the military and Veteran communities.Producer and Host Duane France is a retired Army Noncommissioned Officer, combat veteran, and clinical mental health counselor for service members, veterans, and their families. You can find more about the work that he is doing at www.veteranmentalhealth.com
"Whoever makes patient care more convenient is likely to win." - Chris YarnMy guest this week is Chris Yarn, Founder of Walk On Clinic, who joins me to explain why convenience is the ultimate currency in healthcare. Chris shares his journey from insurance broker to building a direct primary care (DPC) model that brings care directly to the employee's doorstep - literally.Chris breaks down the "Walk On" model, which combines mobile on-site clinics, near-site access, and virtual care to achieve utilization rates that are double the industry average. We discuss why traditional "near-site" clinics often fail to engage employees, how nurse practitioners are the key to scaling primary care, and why the human connection is what truly drives ROI.We also dive into the hard numbers, discussing how to prove ROI with real claims data (not just fuzzy math), and Chris shares his personal battle with cancer in 2024 that reinforced his belief in the importance of early detection and primary care access.Tune in to the first episode of 2026 to learn why the future of healthcare is hyper-convenient.Thank you to our 2026 sponsors!ParetoHealth: ParetoHealth empowers midsize employers with a long-term solution to reduce volatility and lower overall health benefits costs. Visit ParetoHealth.com to learn more.Samaritan Fund: A program that connects those who need help to the support they need. We are proud to offer the Samaritan Fund Program. Visit SamaritanFundProgram.com to learn more.Vālenz Health: We're Vālenz Health, your partner in improving health literacy, reducing plan spend, and delivering high-value healthcare. Visit ValenzHealth.com to learn more.Imagine360: Imagine360 helps self-funded employers save on healthcare with smarter health plans. Cut expenses by 20-30% with custom solutions. Contact us today at Imagine360.com.Chapters:(00:00:00) Why Convenience is King in Healthcare (00:07:37) The Legend of "Frank Mic Dropper" (00:14:15) The "Walk On" Model Explained (00:19:38) Mobile vs. Near-Site: The Utilization Difference (00:26:24) Removing Barriers: No Build-Out Costs for Employers (00:32:06) Scaling DPC with Nurse Practitioners (00:39:27) How to Prove ROI with Real Data (00:47:53) A Personal Battle: Chris's Cancer Journey (00:53:09) The Future of Primary Care in AmericaKey Links for Social:@SelfFunded on YouTube for video versions of the podcast and much more - https://www.youtube.com/@SelfFundedListen/watch on Spotify - https://open.spotify.com/show/1TjmrMrkIj0qSmlwAIevKA?si=068a389925474f02Listen on Apple Podcasts - https://podcasts.apple.com/us/podcast/self-funded-with-spencer/id1566182286Follow Spencer on LinkedIn - https://www.linkedin.com/in/spencer-smith-self-funded/Follow Spencer on Instagram - https://www.instagram.com/selffundedwithspencer/
When does gig work need work comp coverage? This classification determines who's responsible when someone gets hurt. MEM's Tina Austin breaks down the employee vs. independent contractor distinction, coverage gaps with platform-based workers like DoorDash drivers, and documentation strategies to protect your business as regulations continue to evolve.
On this episode, Pete and Julie share a special announcement and proudly unveil a new marquee sponsorship initiative to fuel the podcast's next wave of growth! Join HR & Payroll 2.0 in welcoming the cohort of brands that will power the show's educational content ad-free in 2026: G-P (Globalization Partners) is the recognized leader in global employment, ranked No. 1 in every industry analyst report. G-P's global employment platform delivers everything companies of all sizes need to manage the full employee lifecycle with its trusted Global HR Agent, G-P Gia™, and AI-powered Employer of Record (EOR) and Contractor products. G-P supports teams in 180+ countries with more than a decade of global employment experience, the largest team of in-country HR, legal, and compliance experts, and its unmatched proprietary knowledge base. OneSource Virtual (OSV) delivers in-tenant technology and expert services to automate the administrative, transactional tasks of payroll, taxes, accounts payable, benefits, and earned wage access within Workday while ensuring compliance. OSV has worked exclusively with Workday customers for the past 15 years, with a services team that averages 10 years of Workday experience in addition to 20 years of industry experience. With over 1,400 customers, 95 percent retention, and $200 billion in treasury movement annually, OSV helps organizations take their teams from transactional to transformational. With 55+ apps in nearly every major business category, Zoho Corporation is one of the world's most prolific technology companies. Headquartered in Austin, Texas, with international headquarters in Chennai, India, Zoho is privately held and profitable with more than 18,000 employees. Connect with the show: LinkedIn: http://linkedin.com/company/hr-payroll-2-0 X: @HRPayroll2_0 X: @PeteTiliakos X: @JulieFer_HR BlueSky: @hrpayroll2o.bsky.social YouTube: https://www.youtube.com/@HRPAYROLL2_0 WRKDefined Podcast Network: https://wrkdefined.com/podcast/hr-payroll-20 Thank you to our marquee sponsors for powering the HR & Payroll 2.0 podcast forward! G-P ‘Globalization Partners': https://www.globalization-partners.com/ OneSource Virtual: https://hubs.ly/Q03YFNR90 Zoho: https://www.zoho.com/press.html
Employment discrimination is a legal issue that receives popular attention, but many outside of the legal profession don't understand what qualifies as discrimination. In our first episode of Cornered: Out of Court for 2026, Davina DiPaolo of Loftus & Eisenberg, Ltd., explains how she educates potential clients about claiming discrimination in the workplace. Ms. DiPaolo is one of the authors of the IICLE handbook, Employment Discrimination, which is in a new edition for 2026 and is available now at IICLE.com.IICLE® is a 501(c)(3) not-for-profit based in Springfield, Illinois. We produce a wide range of practice guidance for Illinois attorneys and other legal professionals in all areas of law with the generous contributions of time and expertise from volunteer attorneys, judges, and other legal professionals.
Recorded live at the 2025 Raising the Bar Conference, this episode features Fahim Karim, Manager of Business Services for Employ Prince George's, sharing insights on how effective employer engagement drives stronger workforce outcomes. Fahim discusses how his team supports businesses through economic uncertainty, responds to federal workforce disruptions, and helps employers recognize transferable skills and emerging talent. Listeners will also learn how Prince George's County is approaching recruitment, business partnerships, and the practical integration of AI to improve efficiency and growth. This conversation highlights how listening, collaboration, and innovation can turn workforce challenges into real opportunity.
What is a clear, personal vision? How does it overlap (or influence) goals? Why does it matter? What are the steps to discovering and clarifying a vision? What does this have to do with my life? Why not just set goals or resolutions?In this special bonus episode, Dr. Cooper shares a range of insights and "how-to's" related to the powerful, life-shifting step of clarifying and creating a clear personal vision!Accompanying notes utilized for this special episode, including examples, are available here.Info re earning your health & wellness coaching certification, annual Rocky Mountain Coaching Retreat & Symposium & more via https://www.catalystcoachinginstitute.com/ Best-in-class coaching for Employers, EAPs & wellness providers https://catalystcoaching360.com/ Tap into the home of the (freely available) Not Done Yet! articles on unlocking life's 2nd half here. YouTube Coaching Channel https://www.youtube.com/c/CoachingChannel Contact us: Results@CatalystCoaching360.comTwitter: @Catalyst2ThriveWebsite: CatalystCoaching360.comIf you are a current or future health & wellness coach, please check out our Health & Wellness Coaching Community on Facebook: https://www.facebook.com/groups/278207545599218. This is a wonderful group if you are looking for encouragement, ideas, resources and more.
Employers and customers need to understand that gig workers are as much workers as factory workers or farm labourers, and that they are not miscreants.----more----https://theprint.in/opinion/labour-codes-harsh-reality-gig-work/2818744/
With 46 million Americans facing substance use disorders and cannabis laws evolving across all 50 states, workplace drug policies have become a critical challenge for employers and employees alike. Employment law expert Keya Denner from Constangy, Brooks, Smith & Prophete joins Tom Hagy on the Emerging Litigation Podcast to break down what you need to know about cannabis, drug testing, and workplace safety in 2024.WHAT YOU'LL LEARN:- How state cannabis laws are reshaping workplace drug testing policies- Balancing employee privacy rights with workplace safety obligations- ADA compliance and reasonable accommodation for substance use disorders- What "fitness for duty" means and when it can be required- Documentation strategies that protect employers from litigation- Common misconceptions about prescription drugs and workplace impairment- How legal drug use (medical/recreational cannabis) affects employment- Building safety programs that respect employee rights and reduce accidentsKEY INSIGHTS:✓ Safety and privacy aren't competing interests—employers must uphold both✓ Documentation and consistency are your strongest legal defenses✓ Legal drug use doesn't eliminate safety concerns but requires individualized accommodation✓ 46 million Americans have substance use disorders—this affects every workplaceTIMESTAMPS:00:00 - Substance Use in the Workplace: A Growing Concern13:02 - Navigating Privacy and Safety in Employment18:35 - Building Compliant Safety Programs21:44 - Effective Safety and Assessment Programs23:16 - Documentation and Accountability26:27 - Understanding Fitness for Duty Processes29:36 - Common Misconceptions About Drug Use37:51 - Navigating Drug Regulations in the WorkplaceABOUT KEYA DENNER:Keya Denner is a senior labor and employment litigator with over 20 years of experience representing employers in discrimination, disability, and compliance matters. He co-chairs Constangy's Cannabis & Employee Substance Abuse practice group and regularly counsels Fortune 500 companies in retail, hospitality, and logistics on building compliant workplace programs as cannabis laws evolve.WHO SHOULD WATCH:→ HR professionals and compliance officers→ Business owners and executives→ Employees using medical or recreational cannabis→ Safety managers and team leaders→ Anyone navigating employment law and drug policiesWhat's your experience with workplace drug policies? Share in the comments!
Episode 95 of Astonishing Healthcare features six previous guests on the show who share astonishing observations from 2025 and some bold predictions for the New Year! Industry veteran Jeffrey Hogan, our General Counsel and Chief Compliance Officer, Lloyd Fiorini, ERISA law expert Nick Welle, two of our clinical leaders – Sarra Izadi, PharmD, Chief Clinical Officer, and Bonnie Hui-Callahan, PharmD, CDCES, Sr. Director, Clinical Programs, and our Chief Technology Officer and Co-Founder, Ryan Kelly, joined us for this round-robin discussion that's packed with insightful reflections and optimism about the future. We won't ruin it in the show notes, but based on what we saw in 2025: Everyone has finally had enough of the costs and opacity of the U.S. healthcare system – a $70k family premium is truly astonishing It's surprising that, despite the lawsuits, warnings, and reform efforts, the proverbial hammer didn't drop on anyone for not being a good health plan fiduciary The speed and impact of AI have broadly been more positive than expected The rise of cardio-diabesity How GLP-1s helped shift the balance of power in the pharmaceutical supply chain And in 2026, we may see: Employers fight back – they take agency over their plans, and for first movers that started with transitioning to aligned PBMs, it's “game on” for the rest of their health plans The cash price – or acquisition cost – of drugs in the U.S. becomes the baseline – i.e., we finally see a real change in how drugs are priced ICHRAs and other alternative models become more popular Employers look to new clinical programs and models that demonstrate a return on their spending AI become more important for clinical workflows (not decision-making, at least not yet) Pharmaceutical manufacturers find themselves with increasing bargaining power vs. traditional PBMs A new Stanley Cup champion, and a Super Bowl ring for… Related Content Judi Health Policy Pulse: 2025 Regulatory Roundup, the Push for PBM Reform Replay - Unifying Medical and Pharmacy Benefits: The Blueprint for Better Employee Health and Wellness AH094 - How Unified Claims Processing Evolved from Pharmacy: Improving Member Care & Operating Efficiency Health Benefits 101: The Importance of Clinical Programs How to obtain Rx data and what to do with it For more information about Capital Rx and this episode, please visit Judi Health - Insights.
Today on the Woody and Wilcox Show: Mail truck pulled over for speeding; Cool Beans and her violin teacher; Medicine to reverse frostbite; Visits to the ER for cannabis poisoning; Blind woman left at the wrong location by a ride share; Spider shuts down a supermarket; Be careful in the shower; Employers taking phones; And more!
Something New! For HR teams who discuss this podcast in their team meetings, we've created a discussion starter PDF to help guide your conversation. Download it here https://goodmorninghr.com/EP#233 In episode 233, Coffey talks with Amy Jacobs about evaluating and investigating unique complaints. They discuss evaluating the credibility of anonymous complaints; deciding when to investigate versus monitor; retaining records of all complaints for institutional memory; handling requests for confidentiality and anonymity; responding to complaints from former employees; assessing credibility when performance issues exist; navigating complaints raised through attorneys or union representatives; managing interviews with legal counsel or representatives present; deciding between in-person and virtual investigations; selecting interview locations to preserve confidentiality; recording versus not recording interviews; controlling interview pace and scope; identifying unrelated but critical issues uncovered during investigations; communicating investigation outcomes to complainants and employees; preventing retaliation claims; and managing gossip and trust in the workplace after investigations. Good Morning, HR is brought to you by Imperative—Bulletproof Background Checks. For more information about our commitment to quality and excellent customer service, visit us at https://imperativeinfo.com. If you are an HRCI or SHRM-certified professional, this episode of Good Morning, HR has been pre-approved for half a recertification credit. To obtain the recertification information for this episode, visit https://goodmorninghr.com. About our Guest: Amy Jacobs, an employment lawyer, joined Employment Practices Solutions in 1997 and is a currently a senior consultant and shareholder. For 30 years, Amy and the other consultants at EPS have partnered with all sorts of organizations to build respectful and inclusive work environments. In addition to impartial complaint investigations, EPS provides a range of services including highly customized training programs - live, virtual-live, and on-demand; expert testimony in human resources and employment law; and a wide array of HR consulting services. Their client base includes Fortune 100 companies, small businesses, government entities, higher education institutions, and nonprofit organizations. Mostly importantly, EPS is dedicated to providing high-quality solutions that meet the unique needs of each organization. Amy Jacobs can be reached at https://www epspros.com https://www.linkedin.com/company/epspros About Mike Coffey: Mike Coffey is an entrepreneur, licensed private investigator, business strategist, HR consultant, and registered yoga teacher. In 1999, he founded Imperative, a background investigations and due diligence firm helping risk-averse clients make well-informed decisions about the people they involve in their business. Imperative delivers in-depth employment background investigations, know-your-customer and anti-money laundering compliance, and due diligence investigations to more than 300 risk-averse corporate clients across the US, and, through its PFC Caregiver & Household Screening brand, many more private estates, family offices, and personal service agencies. Imperative has been named a Best Places to Work, the Texas Association of Business' small business of the year, and is accredited by the Professional Background Screening Association. Mike shares his insight from 25+ years of HR-entrepreneurship on the Good Morning, HR podcast, where each week he talks to business leaders about bringing people together to create value for customers, shareholders, and community. Mike has been recognized as an Entrepreneur of Excellence by FW, Inc. and has twice been recognized as the North Texas HR Professional of the Year. Mike serves as a board member of a number of organizations, including the Texas State Council, where he serves Texas' 30 SHRM chapters as State Director-Elect; Workforce Solutions for Tarrant County; the Texas Association of Business; and the Fort Worth Chamber of Commerce, where he is chair of the Talent Committee. Mike is a certified Senior Professional in Human Resources (SPHR) through the HR Certification Institute and a SHRM Senior Certified Professional (SHRM-SCP). He is also a Yoga Alliance registered yoga teacher (RYT-200) and teaches multiple times each week. Mike and his very patient wife of 29 years are empty nesters in Fort Worth. Learning Objectives: Evaluate anonymous and informal employee complaints for credibility and risk. Apply best practices for conducting fair, defensible workplace investigations. Manage post-investigation communication to reduce retaliation and rebuild trust.
In this Diving Deep episode, the 200th of episode of Fixing Healthcare, cohosts Dr. Robert Pearl and Jeremy Corr explore three interconnected themes: The biggest driver of America's healthcare crisis. The transformative (and still largely untapped) potential of generative AI. The strategic leadership physicians must embrace if they hope to regain control of their profession and the care their patients receive. The show opens with a metaphor Pearl has returned to repeatedly in his writing: healthcare's “invisible gorilla.” Borrowed from classic research on inattentional blindness, the image captures how policymakers, employers and healthcare leaders fixate on insurance mechanics (premiums, subsidies, deductibles) while missing the far larger problem in plain sight: the soaring cost of delivering medical care itself. From there, the conversation traces how this cost crisis ripples across society. Employers struggle to absorb rising premiums. Workers face higher out-of-pocket costs and job instability. Rural hospitals teeter on the edge of closure. And short-term fixes — from benefit design changes to temporary bailouts — fail to address the underlying mathematical problem. The hosts then turn to generative AI, not as a billing or documentation solution, but as a clinical force that could reshape care delivery and tremendously lower costs. They examine how genAI could help clinicians manage exploding medical knowledge, prevent errors, personalize inpatient care and extend high-quality monitoring into patients' homes, particularly for chronic disease. Finally, the episode widens the lens to leadership and strategy. Drawing lessons from Nvidia and the technology sector, Pearl and Corr explore why medicine's fragmented, short-term responses have cost physicians influence and what it would take to rebuild leverage through collaboration, accountability and value-based care. Taken together, the episode sets out to answer a defining question: With pressure mounting across the healthcare system, will medicine act strategically or wait until the crisis leaves no other choice? Helpful links What Nvidia Can Teach Doctors About Strategy, Survival (Forbes) 5 Ways GenAI Will Transform Medicine — If Clinicians Embrace It (Forbes) US Healthcare's Biggest Problem: Overlooking The $5 Trillion Gorilla (Forbes) Monthly Musings on American Healthcare (RobertPearlMD.com) * * * Dr. Robert Pearl is the author of “ChatGPT, MD: How AI-Empowered Patients & Doctors Can Take Back Control of American Medicine.” Fixing Healthcare is a co-production of Dr. Robert Pearl and Jeremy Corr. Subscribe to the show via Apple, Spotify or wherever you find podcasts. Join the conversation or suggest a guest by following the show on Twitter and LinkedIn. The post FHC #200: Healthcare’s cost crisis, GenAI’s promise + medicine’s leadership gap appeared first on Fixing Healthcare.
Employers who ignore wage judgments will face sharp consequences starting January 1, 2026 — including mandatory attorneys' fees and triple the amount owed. Jen explains the new enforcement framework and what HR and payroll leaders can do now to prevent costly exposure.
Employers shouldn't overly rely on reports that the EEOC is no longer interested in disparate impact: private lawsuits and other entities bringing such claims, both in the traditional discrimination and the emerging "illegal DEI" contexts, still pose legal risks. In this episode, our attorneys discuss disparate impact versus treatment, "job-relatedness" defenses, the role of statistics and the value of privileged disparate impact analyses, and the need for ongoing employer vigilance given the potential financial and reputational harms associated with disparate impact claims.
Bonus Episode: Are You Relying Too Heavily on Your Employer for Financial Security? This bonus episode of Clear Money Talk features Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, Wealth Advisor, tackling an important question many people overlook: how dependent are you on your employer for long-term financial stability? Employer-sponsored benefits such as 401(k) plans, pensions, stock compensation, group life insurance, disability coverage, and health insurance can play an important role in a financial plan. However, Tim and Tyler discuss how job changes, layoffs, early retirement, health events, or corporate decisions can expose gaps if those benefits are the foundation of your entire strategy. This educational conversation walks through how financial resilience often requires diversification beyond your employer and a clearer understanding of what happens when employment ends, whether by choice or circumstance. Topics discussed include: Concentration risk tied to employer stock and equity compensation Why pensions and Social Security typically replace only a portion of income The limitations of relying solely on employer-sponsored retirement plans What happens to health, life, and disability insurance after leaving a job The role of emergency savings and liquidity planning Why having a financial "Plan B" can reduce uncertainty and stress
Bonus Episode: Are You Relying Too Heavily on Your Employer for Financial Security? This bonus episode of Clear Money Talk features Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, Wealth Advisor, tackling an important question many people overlook: how dependent are you on your employer for long-term financial stability? Employer-sponsored benefits such as 401(k) plans, pensions, stock compensation, group life insurance, disability coverage, and health insurance can play an important role in a financial plan. However, Tim and Tyler discuss how job changes, layoffs, early retirement, health events, or corporate decisions can expose gaps if those benefits are the foundation of your entire strategy. This educational conversation walks through how financial resilience often requires diversification beyond your employer and a clearer understanding of what happens when employment ends, whether by choice or circumstance. Topics discussed include: Concentration risk tied to employer stock and equity compensation Why pensions and Social Security typically replace only a portion of income The limitations of relying solely on employer-sponsored retirement plans What happens to health, life, and disability insurance after leaving a job The role of emergency savings and liquidity planning Why having a financial "Plan B" can reduce uncertainty and stress
On this episode, we hear from Gavin, who is suing his former employer (A nursing home) because he claims that they forced him to get the Covid vaccine. Gavin claims they bullied him. This really divided opinion on this episode.
Charles Gragg is an accomplished healthcare benefit solutions strategist, consultant, and author with over four decades of experience inside the American health insurance industry. Having worked in virtually every aspect of health insurance claims management, brokering, risk, and employer consulting, Charles is renowned for guiding CEOs and HR leaders to reclaim control over one of their company's largest operating expenses: employee health insurance. His bestselling book, “Get Off the Hamster Wheel: An Employer's Guide to Controlling His Second Largest Operating Expense,” is transforming how business owners approach group health plans for long-term savings and better employee outcomes. In this episode of Marketer of the Day, Charles joins Robert Plank to expose the myths and hidden costs plaguing employer health insurance. Drawing on his unique vantage point as an industry insider turned transparency advocate, Charles unpacks actionable strategies to shift from overpriced, opaque insurance models to self-funded, outcome-driven plans. He explains how employer ignorance, market consolidation, and entrenched carriers (“the cartel”) conspire to keep costs high and what leaders can do to fight back. Discussion covers stepping away from traditional carriers, hiring independent third-party administrators, leveraging technology and analytics, educating employees, and how reference-based pricing benchmarks real savings. Charles shares riveting success stories, practical challenges, and the essential mindset shift required for sustainable change. Quotes: “Employers must know where every dollar is going and I will account for it for you.” “The only way to control the cost is to control owning the business.” “You can't just keep doing what you've been doing and expect a different result. That's insanity.” Resources: Connect with Charles Gragg on LinkedIn Grab “Get Off the Hamster Wheel” on Amazon.
The use of saunas is exploding in popularity in the US, but they've been a standard part of life in other parts of the world. Finland is the best example, with more than one sauna for every 2 people! What is it about the health, wellbeing and high performance benefits that are driving such engagement? Is it a fad? Or is the trend driven by dependable evidence? What frequency, duration and temperature are recommended for better health & wellbeing? How about for athletic performance? What's the difference between infrared and traditional saunas? Today's guest, Dr. Daniel Gagnon is a thermal physiologist who has been studying the effects of heat exposure on human health & performance for over 2 decades! He is an associate professor at the University of Montreal and researcher at the Montreal Health Institute. If you've been curious about what the evidence is saying about saunas, you've come to the right place.Here are the two studies Dr. Gagnon mentioned during the discussion: Meta-analysis 1Meta-analysis 2Info re earning your health & wellness coaching certification, annual Rocky Mountain Coaching Retreat & Symposium & more via https://www.catalystcoachinginstitute.com/ Best-in-class coaching for Employers, EAPs & wellness providers https://catalystcoaching360.com/ Tap into the home of the (freely available) Not Done Yet! articles on unlocking life's 2nd half here. YouTube Coaching Channel https://www.youtube.com/c/CoachingChannel Contact us: Results@CatalystCoaching360.comTwitter: @Catalyst2ThriveWebsite: CatalystCoaching360.comIf you are a current or future health & wellness coach, please check out our Health & Wellness Coaching Community on Facebook: https://www.facebook.com/groups/278207545599218. This is a wonderful group if you are looking for encouragement, ideas, resources and more.
Franklin Schneider, writer based in New York City, discusses his recent piece in The Atlantic, "When Did the Job Market Get So Rude?"
Today's episode tackles a wide mix of practical questions. We explore the pros and cons of unions for doctors, how to protect yourself from ACATS fraud, and what you need to know about vesting rules. We also dig into an asset allocation question, upcoming changes to HSA plans in 2026, and whether it makes sense to exchange a mutual fund for its ETF counterpart. It's a packed episode with insights you can put to use right away. Today's episode is brought to us by SoFi, the folks who help you get your money right. Paying off student debt quickly and getting your finances back on track isn't easy, but that's where SoFi can help — they have exclusive, low rates designed to help medical residents refinance student loans—and that could end up saving you thousands of dollars, helping you get out of student debt sooner. SoFi also offers the ability to lower your payments to just $100 a month* while you're still in residency. And if you're already out of residency, SoFi's got you covered there too. For more information, go to https://www.whitecoatinvestor.com/Sofi SoFi Student Loans are originated by SoFi Bank, N.A. Member FDIC. Additional terms and conditions apply. NMLS 696891. The White Coat Investor has been helping doctors, dentists, and other high-income professionals with their money since 2011. Our free personal finance resource covers an array of topics including how to use your retirement accounts, getting a doctor mortgage loan, how to manage your student loans, buying physician disability and malpractice insurance, asset allocation & asset location, how to invest in real estate, and so much more. We will help you learn how to manage your finances like a pro so you can stop worrying about money and start living your best life. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor is for you! Find 1000's of written articles on the blog: https://www.whitecoatinvestor.com Our YouTube channel if you prefer watching videos to learn: https://www.whitecoatinvestor.com/youtube Student Loan Advice for all your student loan needs: https://studentloanadvice.com Join the community on Facebook: https://www.facebook.com/thewhitecoatinvestor Join the community on Twitter: https://twitter.com/WCInvestor Join the community on Instagram: https://www.instagram.com/thewhitecoatinvestor Join the community on Reddit: https://www.reddit.com/r/whitecoatinvestor Learn faster with our Online Courses: https://whitecoatinvestor.teachable.com Sign up for our Newsletter here: https://www.whitecoatinvestor.com/free-monthly-newsletter 00:00 WCI Podcast #449 01:19 Unions in Healthcare 05:43 ACATS Fraud: What You Need to Know 16:43 Vesting in Employer's Retirement Accounts 19:42 Rebalancing vs. Paying Capital Gains 27:33 HSA Eligible Healthcare Plans 34:34 Swapping Mutual Funds for ETFs