Podcasts about insurance claims

The tragic Air India Dreamliner crash shocked India, triggering a slide in Boeing shares and creating ripples in airline stocks on Thursday. We unravel how insurance claims will work for the victims and their families, and also bring you other news from the market and the larger political economy, including that of intensifying trade talks between India and the US. Also, watch out for a new series on digital arrests to protect yourself from the clutches of a growing organised crime racket.  

Join us for an in-depth look at a harrowing car accident case as New York personal injury lawyer Arkady Frekhtman consults with a client facing life-altering injuries. Hear firsthand about the complexities of a collision involving a pest control company vehicle, the client's journey through multiple surgeries including a lumbar fusion, and the critical decisions involved when seeking fair compensation. This episode delves into the nuances of insurance claims, case valuation, and the crucial role of expert legal advice when a victim doubts their current representation. Tune in to understand the challenges of navigating severe accident claims and the pursuit of justice.▶▶ CLICK BELOW TO GET A FREE CONSULT NOWhttps://bit.ly/atty-free-consultation▶▶  GIVE A REVIEW:https://bit.ly/review-fa▶▶  HOW CAN WE HELP YOU?:https://866attylaw.com/▶▶  CALL US NOW - FREE EVALUATION(212) 222-1111 or (866) ATTY LAW ▶▶  CONTACT US NOW - FREE EVALUATIONhttps://866attylaw.com/contact-us/▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬Chapter Timeline[00:00] Introduction to Case[01:00] Details of Accident[02:00] Victim's Injuries[03:00] Previous Surgeries[04:00] Current Legal Representation[05:00] Concerns About Lawyer[06:00] Insurance Coverage Discussion[07:00] Potential Case Value[08:00] IME and Deposition[09:00] Surveillance Footage Issue[10:00] Arkady's Assessment[11:00] Future Medical Costs[12:00] Lost Wages Claim[13:00] Pain and Suffering[14:00] Trial Strategy Options[15:00] Settlement Negotiation Advice[16:00] Importance of Second Opinion[17:00] Working with Co-Counsel[18:00] Next Steps for Victim[19:00] Q&A with Arkady[20:00] Final Thoughts and Advice[21:00] Closing RemarksABOUT FREKHTMAN & ASSOCIATESFrekhtman & Associates Injury Lawyers represent people who suffered a serious or life-changing injury and had their lives destroyed or disrupted because of the negligence of others.FREE CONSULTATION · NO FEE PROMISE · OVER $900 MILLION RECOVERED:Get To Know More About Us:▶▶ https://866attylaw.com/about-our-firm▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬▬✅ PRACTICE AREASToughest Injury Lawyers To Help You Get Justice With All Personal Injuries

Do you remember how you felt when YOU had legitimate storm damage or fire damage to your home, but your insurance company denied the claim? Do you remember being told “NO” for a home loan application, even though you knew other people like you with good credit and funds to close who got their mortgages approved? Today on Real Estate Mortgage Shoppe we are going to show you some ways some of our clients used some smart strategies to win their approvals.

Insurance premiums have skyrocketed - but why? In this episode, we break down what's behind the soaring costs, why older income protection policies are being priced out, and how to structure your cover to stay protected without blowing your budget. From real-life case studies to smart tax hacks, we cover everything you need to know to protect your biggest asset: yourself.On this episode, we discuss:(00:00) Intro(00:07) Why Have Insurance Premiums Skyrocketed?(01:40) The 4 Main Types Of Personal Insurance(02:36) How Income Protection Works (And Why It's Crucial)(05:58) Why Older Policies Are Being Priced Out(09:59) What You Really Need To Cover: Mortgages, Education, Income(12:08) How To Get Cheaper Premiums Without Sacrificing Coverage(16:21) Case Study: Truck Driver's Life-Changing Insurance Payout(18:08) Case Study: Stroke Victim With Only Default Cover(30:50) Super Hack: Use Your Super To Pay Insurance PremiumsCheck out the free resources from Inovayt here.Send us an email: hello@thenumbersgamepodcast.com.auThe Numbers Game is brought to you by Future Advisory & Inovayt.Hosts:Nick ReillyJason RobinsonMartin VidakovicThis podcast is produced by VIDPOD.

I sat down with Ted Patestos — the founder of Tiger Adjusters, the first public adjusting franchise in the nation. From a $2.3M marijuana grow facility claim to launching a high-tech training center, this episode is packed with insights into a massively underserved and misunderstood industry. If you're hunting for a recession-resistant, high-margin, low-overhead franchise opportunity… this one might blow your mind.Episode Highlights & Timestamps:00:00 - Welcome to Eye on Franchising01:02 - Meet "Tiger Ted": From idea to industry domination03:16 - The niche nobody saw coming — What is public adjusting?05:34 - The $2.3M weed farm claim gone up in smoke08:45 - How Tiger Adjusters rescued the client & secured the payout11:02 - Franchisee or alone? Why policyholders need advocates12:15 - Advanced tech, AI & the new Tiger Adjusters training facility15:38 - Cohort-style training & real-life disaster simulations18:02 - "Can't I just do it on my own?" Why franchising wins20:15 - The social contract between franchisor and franchisee22:04 - How Tiger Adjusters scaled fast through broker networks25:31 - Radical transparency & real P&Ls in Item 1927:30 - Who makes a great franchisee? It's NOT about insurance30:25 - Integrity, empathy & earning customer trust32:04 - “Show me the money”: Investment cost & financial performance34:12 - $861K in fees, $655K net: A real Tiger franchisee's numbers36:40 - Final advice from Tiger Ted: Keep overhead LOW38:20 - How Ted started with $7K and a dream39:50 - Closing thoughts + how to connect

We want to hear from you, Send us a TextIn this episode, Neil, Scott, and Jeff talk about insurance on your Jeep. They break down what it takes to deal with insurance claims and how a good off-road shop can help you navigate the process. Aftermarket parts are often a mystery to regular body shops and more often than not, off-road and custom shops have to get involved, so why not just start there. This episode is sponsored by Windshield Defense by Racing Optics - The Clear Choice. Save 20% off their website windshielddefense.com with code SFJ20. Support the showThanks for listening, give us a review and check us out on YouTube -SFJ4x4 and visit our website to grab some great gear or products for your Jeep, SFJ4x4.com. Don't forget, you can email Jeffc@sfj4x4.com for special content requests, blind react videos, suggestions, special guests, or general questions. Check out our Patreon patreon.com/ISpeakJeep

On this episode of The Savvy Adjuster Podcast, Alpine Intel's Chief Revenue Officer, Reza Nikrooz, joins Senior Account Manager Chris Nichols to discuss the risks insurance adjusters face when they seek to settle a claim. Using his background in the insurance industry, he explains the risk of making a settlement decision without having all the facts, as well as steps adjusters can take to help ensure better accuracy for claims involving electrical and HVAC equipment. Additional ResourcesAlpine Intel Resource Page: https://bit.ly/3ZMiIzIStrikeCheck: https://bit.ly/4mGiowiHVACi: https://bit.ly/4kQZYYfAdditional HVACi and StrikeCheck Resources:Guide: StrikeCheck 2024 Annual Claims Report: https://bit.ly/3Fnmn0eGuide: HVACi 2024 Annual Claims Report: https://bit.ly/3FuIwtxArticle: 6 Questions to Ask Before Settling Electronics Claims: A Practical Guide to Accurate Settlements: https://bit.ly/43rDo2y

A photo that looks like the surface of the moon—but it's a warehouse slab. In this episode, Dr. Jon Belkowitz and Seth Tandett break down what went wrong, how these concrete disasters spiral into lawsuits, and why bad finishing techniques can cost $200 per square foot in repairs.Contractors, RMX suppliers, engineers, and specifiers—this is your crash course in concrete accountability, moisture failures, and job site reality.What You'll Learn in this episode:What can a flashlight reveal about a slab finish that traditional testing can't?How can a $5/sqft floor repair balloon into a $200/sqft lawsuit?Why are skilled finishers vanishing—and what's replacing them?What happens when the wrong concrete is used under vinyl tile?Who usually gets blamed (and pays) when slab issues surface after the pour?What role do insurance companies play when concrete jobs go sideways?Is petrography necessary before deciding to grind or rip out a slab?Why is concrete such a bad substrate for resilient flooring?When does grinding a floor become worse than ripping it out?What legal landmines are hidden in the flooring section of your specs?CHAPTERS:00:00 Exploring the Lunar Surface: A Unique Perspective02:51 Concrete Insights: Understanding Surface Finishing Techniques06:04 The Labor Crisis in Construction: A Growing Concern08:59 Accountability in Construction: Who's Responsible?12:01 Built-in Obsolescence: The Cycle of Repairs14:57 Insurance Claims and Legal Implications in Construction17:58 Cost Considerations: The Price of Remedial Work19:44 Understanding Liquidated Damages20:38 Quality Control in Construction23:08 Communication Between Contractors and GCs25:51 Addressing Concrete Issues Promptly27:41 Evaluating Repair Options30:34 Long-Term Implications of Concrete Repairs32:58 Image Analysis in Construction DiscussionsLISTEN NOW – Every concrete contractor, architect, engineer and ready-mix concrete producer needs to hear this one! Guest: Dr. Jon BelkowitzEmail: jon@intelligent-concrete.comCompany: Intelligent ConcreteWebsite: intelligent-concrete.com=============================Take Your Knowledge Further – Join Concrete Logic Academy!Gain exclusive access to expert video courses, live Q&A, and cutting-edge industry insights. Earn Professional Development Hours (PDHs) and elevate your expertise!Learn More: https://www.concretelogicacademy.comSupport the Podcast – Be Part of the Concrete Revolution!Donate: https://www.concretelogicpodcast.comBecome a producer & get recognized on our next episode!=============================Producer: Jodi TandettMusic by: Mike DuntonInstagram: @Mike_DuntonStay Connected & Watch More!Host: Seth TandettEmail: seth@concretelogicpodcast.comLinkedIn: https://www.linkedin.com/in/seth-tandett/YouTube Channel: https://www.youtube.com/@concretelogicpodcastPodcast Website: https://www.concretelogicpodcast.comLIKE, SUBSCRIBE, COMMENT & SHARE for more expert concrete insights!

With two-thirds of vehicles in South Africa not being covered by insurance, the odds are high that many accidents will involve parties who are insured and those who are not. But how can damages be settled when that happens? Lester Kiewit and resident consumer expert Wendy Knowler discuss third-party claims and blame-apportionment. Good Morning Cape Town with Lester Kiewit is a podcast of the CapeTalk breakfast show. This programme is your authentic Cape Town wake-up call. Good Morning Cape Town with Lester Kiewit is informative, enlightening and accessible. The team’s ability to spot & share relevant and unusual stories make the programme inclusive and thought-provoking. Don’t miss the popular World View feature at 7:45am daily. Listen out for #LesterInYourLounge which is an outside broadcast – from the home of a listener in a different part of Cape Town - on the first Wednesday of every month. This show introduces you to interesting Capetonians as well as their favourite communities, habits, local personalities and neighbourhood news. Thank you for listening to a podcast from Good Morning Cape Town with Lester Kiewit. Listen live on Primedia+ weekdays between 06:00 and 09:00 (SA Time) to Good Morning CapeTalk with Lester Kiewit broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/xGkqLbT or find all the catch-up podcasts here https://buff.ly/f9Eeb7i Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

A client had his business burn to the ground and was originally quoted $3,000 by his insurance company. With Andy Gurczak's help, he received over $600,000 and was able to properly rebuild and restart his business - enjoy and listen to his strategy.Andy is the Founder of AllCity Adjusting, a licensed public adjusting firm with a focus on making sure their clients get what they truly deserve from their insurance claims.***DON'T KNOW WHERE TO START WITH FRANCHISING? Grab Bob Bernotas' free course for a limited time only at edu.franchisewithbob.com/ideal***[00:00-03:10] Insurance Adjusting[03:11-04:52] Best Deal[04:53-06:47] Costs and Coverage[06:48-11:32] Process that matters I[11:33-12:40] SP: Franchising made easy[12:41-16:17] Process that matters II[16:18-18:01] Right Partner?[18:02-25:35] Landlord Secrets & Strategies[25:36-28:13] Final ThoughtsSpecial mention: Vince LombardiConnect with Andy at allcityadjusting.comAny questions?*** Grab my 10k/month passive income strategy and weekly newsletters at https://tinyurl.com/iwg-strategy BOOK IS OUT! Grab Your Copy and learn how to get your feet wet in real estate investing

Irving health insurance policyholders are being urged to appeal denied claims instead of covering costs themselves. Experts say many rejections result from fixable errors, and a proper appeal—with medical support—can lead to approval and reduced financial burden Insurance4Dallas City: Irving Address: 1817 W. Pioneer Dr Website: http://insurance4dallas.com/irving-health-insurance/ Phone: +1-972-203-7340 Email: mail@insurance4dallas.com

What Happens When Your Airbnb Becomes a Disaster? Join us as we sit down with Andy Gurczak, a seasoned public adjuster and new short-term rental owner, to explore the often-overlooked world of insurance claims for vacation rentals. In this eye-opening episode, Andy reveals insider tips on protecting your property and why your standard homeowner's insurance policy might not have your back when you're hosting on platforms like Airbnb. From how one plumber's report can make or break a claim, to the vital importance of documenting everything—from receipts to photos—Andy shares his expert advice. Drawing on his personal experience as a new short-term rental owner, Andy also talks about the real challenges of setting up and managing a rental property. Plus, he provides his direct contact info for listeners seeking tailored insurance advice, making this episode an invaluable resource for anyone serious about safeguarding their investment. Whether you're a seasoned host or just starting out, this episode offers practical wisdom on navigating the complexities of insurance and avoiding potential pitfalls in the vacation rental world. Don't miss it! Things we discussed in this episode: Why you need specialized insurance for short-term rentals like Airbnb How public adjusters fight for your claim and maximize payouts The importance of documenting everything—photos, receipts, inventory Hidden gaps in standard homeowner's policies for rental properties Real challenges of setting up and managing a new short-term rental Why loss of income coverage is a must for vacation rental owners How to simplify property management and enhance guest experience Key policy details and exclusions every host should know Building referral networks with insurance pros and mitigation teams Get in touch with Andy: LinkedIn - ⁠⁠https://www.linkedin.com/in/andy-gurczak-528b9b64/ Facebook - ⁠⁠https://www.facebook.com/Andy.Gurczak Website - ⁠⁠https://allcityadjusting.com/ #SmartStayShow #realestate #realestateinvestor #realestateagent #RealEstateInvesting #ShortTermRentals #AirbnbInsurance #PropertyInvestment #InsuranceClaims #RentalPropertyTips #PublicAdjuster #VacationRentalOwners #PropertyProtection #STRBusiness Follow Us! Join Jason Muth of Prideaway Stays and Straightforward Short-Term Rentals and Real Estate Attorney / Broker Rory Gill for the first episode of SmartStay Show! Following and subscribing to SmartStay Show not only ensures that you'll get instant updates whenever we release a new episode, but it also helps us reach more people who could benefit from the valuable content that we provide. SmartStay Show ⁠⁠Website⁠⁠ and on ⁠⁠Instagram⁠⁠ and⁠⁠ YouTube⁠⁠ Prideaway Stays ⁠⁠Website⁠⁠ and on ⁠⁠Facebook⁠⁠ and ⁠⁠LinkedIn⁠⁠ Straightforward Short-Term Rentals ⁠⁠Website⁠⁠ and on ⁠⁠Instagram⁠⁠ Attorney Rory Gill ⁠⁠on LinkedIn⁠⁠ Jason Muth on ⁠⁠LinkedIn⁠⁠ Hospitality.FM SmartStay Show is part of⁠⁠ Hospitality.FM⁠⁠, a podcast network dedicated to bringing the best hospitality-focused podcasts to those in and around the industry, from Food + Beverage, Guest Experience, Diversity & Inclusion, Tech, Operations, Hotels, Vacation Rentals, Real Estate Law, and so much more!

Pippa speaks to consumer journalist Wendy Knowler about how storm-related claims are rejected by the insurers because damage was caused by gradual deterioration of structures due to lack of maintenance, or poor building quality, rather than a specific weather event. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Listen live – Lunch with Pippa Hudson is broadcast weekdays between 13:00 and 15:00 (SA Time) https://www.primediaplus.com/station/capetalk Find all the catch-up podcasts here https://www.primediaplus.com/capetalk/lunch-with-pippa-hudson/show-podcasts/lunch-with-pippa-hudson/ Subscribe to the CapeTalk daily and weekly newsletters https://www.primediaplus.com/competitions/newsletter-subscription/ Follow us on social media: CapeTalk on Facebook: www.facebook.com/CapeTalk   CapeTalk on TikTok: www.tiktok.com/@capetalk   CapeTalk on Instagram: www.instagram.com/capetalkza  CapeTalk on X: www.x.com/CapeTalk  CapeTalk on YouTube: www.youtube.com/@CapeTalk567  See omnystudio.com/listener for privacy information.

Title Revolutionizing Home Inventory with AI  Summary In this episode of the Be a Smarter Homeowner podcast, hosts Beth Dodson and John Bodrozic explore the intersection of home inventory management and AI technology. They discuss the importance of understanding fixed assets versus personal property, the significance of photo composition for accurate inventory, and the balance between speed and accuracy in documenting home contents. The conversation also highlights real-life applications of HomeZada's AI features, demonstrating how homeowners can efficiently create detailed inventories for insurance and estate planning purposes. In this conversation, Beth Dodson and John Bodrozic explore the innovative features of Home Inventory AI, focusing on how it simplifies the process of managing home assets. They discuss the importance of photo composition for accurate inventory tracking, the power of AI in recognizing items and tracking warranties, and the convenience of finding manuals and managing documents. The conversation emphasizes the significance of keeping receipts and educating homeowners about their assets, ultimately showcasing how technology can streamline home management. Takeaways Home inventory is essential for managing home details. AI technology can simplify the home inventory process. Understanding fixed assets versus personal property is crucial. Photo composition affects AI's ability to recognize items. Speed and accuracy are both important in inventory management. Involving family can make inventory tasks more enjoyable. AI can process photos quickly and accurately. Detailed inventories aid in insurance claims and estate planning. HomeZada's AI features enhance the inventory experience. Creating an inventory can prevent duplicate purchases.  Home Inventory AI can identify items in seconds. Photo composition is crucial for accurate inventory. AI helps track warranties and replacement dates. Finding manuals is simplified with AI technology. Keeping receipts is essential for warranty claims. Homeowners can manage assets more efficiently. AI can educate homeowners about their properties. Document management is streamlined with Home Inventory AI. The importance of being prepared for home emergencies. Technology can significantly reduce time spent on home management. Sound Bites "Where do I start?" "Speed versus accuracy." "You brought up a good point." "The power continues." "I can't believe it. Like 10 seconds." "Amazing! Again, in less than 10 seconds." "This just makes my life so easy." "You need to know all that information."   Chapters 00:40 Introduction to Home Inventory and AI 03:35 Understanding Fixed Assets vs Personal Property 06:42 The Importance of Photo Composition 09:41 Speed vs Accuracy in Home Inventory 12:51 Real-Life Applications of Home Inventory AI 15:40 Demonstrating HomeZada's AI Features 18:44 Maximizing Detail in Home Inventory 21:35 Estate Planning and Long-Term Benefits of Inventory 22:50 Introduction to Home Inventory AI 25:32 Understanding Photo Composition for Inventory 27:35 AI Recognition and Warranty Tracking 30:40 Finding Manuals and Document Management 34:50 The Importance of Keeping Receipts 38:33 Educating Homeowners on Their Assets

Motheo Khoaripe speaks to Duncan Pieterse, Director-General of the National Treasury of South Africa and Khaya Sithole, independent analyst about the R75-billion shortfall and the revised budget plans following the withdrawal of the proposed VAT increase In other interviews, Consumer Ninja Wendy Knowler chats about how insurance companies often drop customers who file too many claims, leaving them vulnerable and searching for new coverage. Thank you for listening to The Money Show podcast.Listen live - The Money Show with Stephen Grootes is broadcast weekdays between 18:00 and 20:00 (SA Time) on 702 and CapeTalk. There’s more from the show at www.themoneyshow.co.za Subscribe to the Money Show daily and weekly newslettersThe Money Show is brought to you by Absa. Follow us on:702 on Facebook: www.facebook.com/TalkRadio702 702 on TikTok: www.tiktok.com/@talkradio702702 on Instagram: www.instagram.com/talkradio702702 on X: www.x.com/Radio702702 on YouTube: www.youtube.com/@radio702CapeTalk on Facebook: www.facebook.com/CapeTalk CapeTalk on TikTok: www.tiktok.com/@capetalk CapeTalk on Instagram: www.instagram.com/capetalkzaCapeTalk on YouTube: www.youtube.com/@CapeTalk567CapeTalk on X: www.x.com/CapeTalkSee omnystudio.com/listener for privacy information.

INSURANCE CLAIMS? Owners MUST Know These Tech Secrets! #riskmanagement #claimsmanagement #truckingtechnology #insurancefortruckers Are you tired of dealing with insurance claims and feeling like you're getting taken advantage of? As a policyholder, you have rights and there are certain technology that can give you an upper hand when filing a claim. In this episode, we'll reveal the top tech secrets that insurance companies say can help to get a fair settlement.These tech secrets will give you the confidence to navigate the claims process like a pro. This episode is sponsored by RIMS Transport who is looking for owner operators and drivers to  work cross border operations out of Hamilton Ontario. You can learn more about the opportunities at www.rimstransport.com CALL 905-512-2102, ask for Margaret in Recruiting!   Have you heard of RS2000 Tax Services offering accounting services throughout Ontario? The firm specializes in truck drivers, owner operators, and farm based businesses. Work with people who know exactly what operators in your industry require to be profitable. Learn more at www.RS2000tax.com or call 1-800-304-3986   This episode is sponsored by C.A.T. Transport offering flexible work options, pet friendly programs, and is one of the Best Managed Carriers in Canada. Learn more at www.cat.ca  or call 1-800-363-5313   About the Podcast The Lead Pedal Podcast for Truck Drivers helps truck drivers improve their truck driving careers, trucking businesses as owner operators, CDL skills, find trucking jobs, and offer trucking tips. Learn about the trucking benefits and salaries as a professional truck driver through interviews and tips related to the North American Trucking Industry. The Lead Pedal Podcast is a Canadian based trucking podcast focused on trucking in Canada. LISTEN TO THE PODCAST- The show is available at www.theleadpedalpodcast.com , Apple Podcasts, Spotify, iHeartradio, SoundCloud, and other popular podcast platforms. Thanks for listening JOIN THE LEAD PEDAL PODCAST FAN CLUB  www.LeadPedalFanClub.com  LISTEN TO LEAD PEDAL RADIO at www.LeadPedalRadio.com  The Lead Pedal Podcast for Truck Drivers talks all things trucking for people in the transportation industry helping them improve their business and careers. Interviews with industry professionals and truck drivers, trucking information, and other features on the industry are meant to be helpful for truck drivers and those in transportation. The Lead Pedal Podcast for Truck Drivers has main episodes released every Monday, Wednesday, and Friday with bonus material on other days. You can learn more about the host and show on our website and make sure to SUBSCRIBE to the show on your favourite podcast platform. www.theleadpedalpodcast.com  What does The Lead Pedal Podcast mean? The Lead (pronounced - Led) stands for acceleration or fast-track of your career or business. It is a play on words and we certainly are not here promoting speeding in the industry. We are hoping this information will help you become a professional driver faster than if you didn't know about many of these topics. Are you enjoying the show? If so we would appreciate you leaving us a rating and review on your favourite podcast platform. www.theleadpedalpodcast.com  Join The Lead Pedal Fan Club where are loyal fans get first chance at specials, discounts on merchandise and much more.The club is free to join and you can learn more at www.theleadpedalfanclub.com   

Motheo Khoaripe speaks to Consumer Ninja Wendy Knowler about how insurance companies often drop customers who file too many claims, leaving them vulnerable and searching for new coverage. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.Thank you for listening to The Money Show podcast.Listen live - The Money Show with Stephen Grootes is broadcast weekdays between 18:00 and 20:00 (SA Time) on 702 and CapeTalk.There’s more from the show at www.themoneyshow.co.zaSubscribe to the Money Show daily and weekly newslettersThe Money Show is brought to you by Absa.Follow us on:702 on Facebook: www.facebook.com/TalkRadio702702 on TikTok: www.tiktok.com/@talkradio702702 on Instagram: www.instagram.com/talkradio702702 on X: www.x.com/Radio702702 on YouTube: www.youtube.com/@radio702CapeTalk on Facebook: www.facebook.com/CapeTalkCapeTalk on TikTok: www.tiktok.com/@capetalkCapeTalk on Instagram: www.instagram.com/capetalkzaCapeTalk on YouTube: www.youtube.com/@CapeTalk567CapeTalk on X: www.x.com/CapeTalk See omnystudio.com/listener for privacy information.

John Maytham is joined by Dr Maritha van der Walt, Chief Medical Officer at Discovery Life, to discuss the findings of the company’s 2024 claims experience report and the alarming statistics around unnatural deaths. One in five claims fell into this category, with suicide accounting for 35 percent, making it the leading cause ahead of car accidents, crime, trauma, and other incidents. Follow us on:CapeTalk on Facebook: www.facebook.com/CapeTalkCapeTalk on TikTok: www.tiktok.com/@capetalkCapeTalk on Instagram: www.instagram.com/capetalkzaCapeTalk on YouTube: www.youtube.com/@CapeTalk567CapeTalk on X: www.x.com/CapeTalkSee omnystudio.com/listener for privacy information.

There's two different people Home Inspectors often get mistaken for: appraisers...and adjusters. Jessie Hernandez is the second one: a public adjuster from The Lone Star State! So in this episode, we explore the differences between public adjusters and insurance adjusters, the role of public adjusters in advocating for policyholders, and the importance of understanding insurance policies. The conversation also touches on how homeowners find public adjusters and the evaluation process they follow during claims. And since we so often get confused for each other, we get into the intricate dynamics that exist in the cross-over between public adjusters and home inspectors. Jessie also shares his journey from aspiring home inspector to public adjuster. We've all got one thing in common, though... we love bourbon

Andy Gurczak is the Founder and CEO of AllCity Adjusting, a public adjusting firm dedicated to securing fair insurance claim settlements. With over a decade of experience, Andy has shielded thousands from insurance fraud and boosted their claims' value. His family's principle, "If you're going to do something, do it right or don't do it at all," flourishes through his firm's advocacy for property owners. Specialized in complex claims like fire, water, and hurricane damage, Andy and his team work across over 35 states.  In this episode… Navigating property insurance claims can feel like an uphill battle, especially when facing denials, underpayments, or confusing fine print. Too often, policyholders accept the first offer without realizing they could be entitled to much more. So how can property owners make sure they're not leaving money on the table? According to Andy Gurczak, a seasoned public adjuster and expert in maximizing claim payouts, the key is understanding how insurance companies operate and knowing when to bring in a public adjuster. He highlights how insurers often use vague or technical loopholes to reduce or deny claims. Public adjusters act as advocates, ensuring claims are documented properly and negotiated aggressively. By getting involved early, they can reshape the outcome of a claim and recover tens or even hundreds of thousands more than initially offered. Andy explains how timing, wording, and knowing the system can make or break your settlement. In this episode of The Same Day Podcast, host Mat Zalk is joined by Andy Gurczak, Founder and CEO of AllCity Adjusting, to talk about how public adjusters help property owners win bigger insurance claims. Andy explains why claims get denied, how early involvement changes outcomes, and what documents and terms can make or break a payout. He also gives advice on how landlords can protect rental income during lengthy claim processes.

This sneak peek of Between the Lines: The Road Ahead hosted by Carrier Management Deputy Editor, Elizabeth Blosfield, with Michael Anderson of Guidewire, explores how emerging self-driving technologies … Read More » The post Are Self-Driving Cars About to Make Insurance Claims More Expensive? appeared first on Insurance Journal TV.

What Happens When You FILE an Owner Operator Insurance CLAIM? #insuranceclaim #insurance #filingtruckinginsuranceclaims #dealingwithinsurance If you've been involved in an accident, you're probably wondering what's next for your insurance claim. In this episode, we'll guide you through the tips you need to take to ensure you get the protection you deserve. Whether you're dealing with a car accident, slip and fall, or any other type of accident, this episode will provide you with the information you need to navigate the claims process with confidence.  This episode is sponsored by RIMS Transport who is looking for owner operators and drivers to  work cross border operations out of Hamilton Ontario. You can learn more about the opportunities at www.rimstransport.com CALL 905-512-2102, ask for Margaret in Recruiting!   This episode is sponsored by Bison Transport with many opportunities for truck drivers in their fleet across Canada. At Bison – they put Safety First Bison's “Right to Decide” Policy gives every Driver their ultimate protection. Drivers make the final decision if it is safe to drive and Bison actively encourages Driver's use of this policy.    You can learn more about Bison and the opportunities available at www.bisondriving.com   or call 1-800-527-5781 @BisonTransport #bisontransport   Have you heard of RS2000 Tax Services offering accounting services throughout Ontario? The firm specializes in truck drivers, owner operators, and farm based businesses. Work with people who know exactly what operators in your industry require to be profitable. Learn more at www.RS2000tax.com or call 1-800-304-3986   About the Podcast The Lead Pedal Podcast for Truck Drivers helps truck drivers improve their truck driving careers, trucking businesses as owner operators, CDL skills, find trucking jobs, and offer trucking tips. Learn about the trucking benefits and salaries as a professional truck driver through interviews and tips related to the North American Trucking Industry. The Lead Pedal Podcast is a Canadian based trucking podcast focused on trucking in Canada. LISTEN TO THE PODCAST- The show is available at www.theleadpedalpodcast.com , Apple Podcasts, Spotify, iHeartradio, SoundCloud, and other popular podcast platforms. Thanks for listening JOIN THE LEAD PEDAL PODCAST FAN CLUB  www.LeadPedalFanClub.com  LISTEN TO LEAD PEDAL RADIO at www.LeadPedalRadio.com  The Lead Pedal Podcast for Truck Drivers talks all things trucking for people in the transportation industry helping them improve their business and careers. Interviews with industry professionals and truck drivers, trucking information, and other features on the industry are meant to be helpful for truck drivers and those in transportation. The Lead Pedal Podcast for Truck Drivers has main episodes released every Monday, Wednesday, and Friday with bonus material on other days. You can learn more about the host and show on our website and make sure to SUBSCRIBE to the show on your favourite podcast platform. www.theleadpedalpodcast.com  What does The Lead Pedal Podcast mean? The Lead (pronounced - Led) stands for acceleration or fast-track of your career or business. It is a play on words and we certainly are not here promoting speeding in the industry. We are hoping this information will help you become a professional driver faster than if you didn't know about many of these topics. Are you enjoying the show? If so we would appreciate you leaving us a rating and review on your favourite podcast platform. www.theleadpedalpodcast.com  Join The Lead Pedal Fan Club where are loyal fans get first chance at specials, discounts on merchandise and much more.The club is free to join and you can learn more at www.theleadpedalfanclub.com   

Wondering how AI is reshaping dentistry—for real? If you've heard the buzz but haven't seen how it translates to your day-to-day practice, this episode is for you. I'm joined by Wardah Inam, the brilliant mind behind Overjet, the AI platform that's helping dentists diagnose with more confidence, improve case acceptance, and finally bring consistency to treatment planning. Whether you're part of a DSO or running your own practice, this conversation will change how you think about tech in the operatory. I sit down with Wardah Inam, CEO and co-founder of Overjet, one of the leading AI companies transforming dental care. With a PhD from MIT and a deep background in AI and healthcare innovation, Wardah shares her journey from being a curious dental patient to pioneering real-time AI solutions for dentists, DSOs, and insurers alike. In this insightful conversation, you'll learn how AI isn't just hype—it's becoming a game changer in diagnostics, treatment planning, and administrative efficiency. Wardah explains how Overjet is making diagnosis more quantitative, improving consistency across providers, and boosting case acceptance with powerful visuals that speak to patients in a way they can understand. Whether you're a solo practitioner, DSO leader, or simply curious about how AI fits into your workflow, this episode is packed with practical insights, future-forward thinking, and compelling reasons to consider the power of AI in your dental practice. What You'll Learn: How Overjet's AI technology is improving diagnostic precision and patient trust Why AI is a powerful tool for increasing case acceptance The surprising story that inspired Wardah to enter the dental field The role of AI in streamlining insurance claims and reducing administrative burden What sets Overjet apart from other dental AI companies The future of AI in dentistry—from auto-charting to real-time claim approvals — Key Takeaways 00:40 Introduction to AI in Dentistry 03:17 Overjet's Role in Dental Care 04:00 Wardah's Journey into Dentistry 06:44 The Importance of Consistent Diagnosis 07:53 AI's Impact on Insurance Claims 10:53 Enhancing Case Acceptance with AI 14:53 The Future of AI in Dental Practices 20:00 Overjet's Unique Features 25:23 Real-Time Insurance Approvals 25:20 Adoption Trends: DSOs vs. Solo Practitioners 28:12 Final Thoughts and Lightning Round — Learn proven dental marketing strategies and online reputation management techniques at: https://www.drlentau.com This podcast is sponsored by Dental Intelligence. Learn more at: https://www.dentalintel.com/ This podcast is sponsored by The Doc Sites, the leading provider of websites and online marketing for dentists. Find out more at: https://www.docsites.com/ Raving Patients Podcast is your go-to place for the latest and best dental marketing strategies that will help you skyrocket your practice. Follow us for more!

On this episode of #moldfinders: RADIO, I'm joined by my friend, cousin, and We Inspect co-founder, Corey Levy! Yahoo!And we're diving into some of the real-life stuff people deal with when mold hits home—literally.We're talking about things like:

If insurance headaches are draining your energy and slowing your growth, you're not alone—and today's guest has the tools to help you take back control. In this episode, I sit down with Colleen Huff, an industry veteran with over 30 years of hands-on experience in dental insurance, revenue cycle management, and practice consulting. From her early days at MetLife to managing multi-location practices and now educating thousands through speaking, writing, and online courses—Colleen knows what it takes to turn insurance chaos into clarity. Her new book, A Mouthful of Insurance, is already making waves, and in this conversation, we dig into exactly why. We cover: The biggest insurance struggles dental practices are facing in 2025 Why practices need more than just an insurance coordinator—they need systems The truth about outsourcing verifications and what to look for in a partner How technology (like AI and practice management integrations) is changing the insurance game How to avoid common billing mistakes that can trigger audits or worse The role of accurate coding, documentation, and clear patient communication Why every team member—from front desk to back office—should understand the insurance landscape Whether you're in-network, out-of-network, or somewhere in between, Colleen's insights will help you make smarter financial decisions and run a more efficient, profitable practice. — Key Takeaways 00:45 Introduction to the Podcast and Guest   03:28 Understanding Dental Insurance Consulting   06:12 Challenges in Dental Practices   10:13 The Role of Team in Insurance Management   11:45 Outsourcing Insurance Verification Services   16:31 Technology in Dental Practices   18:00 AI and Its Impact on Insurance Claims   21:25 Navigating Insurance Payments and Estimates   23:40 The Importance of Accurate Billing Practices   27:48 Strategies for Increasing UCR Rates   28:28 The Debate on Pre-Authorizations   30:44 Overview of Colleen's Book   31:51 Lightning Round Q&A   36:29 Conclusion and Final Thoughts  — Connect with Colleen

What are the outcomes of prior authorization patients? How do insurance companies use AI? How does prior authorization work? Who is responsible for getting pre authorization? AMA President Bruce A. Scott, MD, shares key takeaways from the AMA's recent prior auth survey, discusses physicians' concerns about prior authorization in healthcare, how prior authorization negatively impacts employers by reducing employee health and productivity. American Medical Association CXO Todd Unger hosts.

Show Website: https://mspbusinessschool.com/ Welcome to another engaging episode of MSP Business School, where your host Brian Doyle dives into the pressing issue of cyber insurance claims, which shockingly sees over 40% rejected, posing significant threats to businesses. In this fireside chat, Brian navigates through the core challenges MSPs face when dealing with cyber programs for their customers, urging them to build robust security and governance frameworks to minimize risks and ensure their claims are payable during security incidents. In this episode, the transcript illuminates how MSPs can enhance their cybersecurity offerings by focusing on accurate application processes, comprehensive policies, and improved risk management strategies. By implementing frameworks like NIST CSF or CIS, MSPs can better serve clients, ensuring that gaps are identified, and risks mitigated effectively. Brian stresses the value of multifaceted cybersecurity programs, from human capital considerations to architecture, tools, and advisory services, offering insightful strategies to build resilient client partnerships and establish themselves as trusted advisors in the C-suite. Key Takeaways: Cyber insurance claims see a 40% rejection rate, often due to inaccuracies in insurance applications. Creating a culture of cybersecurity through detailed policies, user training, and risk assessment is crucial for businesses. MSPs are encouraged to adopt a governance layer, leveraging frameworks like NIST CSF, to facilitate comprehensive risk management profiles. Emphasizing the role of VCISO, MSPs should assist clients in developing strategic cyber programs addressing architecture, tools, training, and compliance. Ensuring robust incident management and cybersecurity defense programs can safeguard against both immediate threats and long-term reputational damage.     Host Brian Doyle: https://www.linkedin.com/in/briandoylevciotoolbox/ Sponsor vCIOToolbox: https://vciotoolbox.com

In this episode of The Accidental Landlord Podcast, host Peter McKenzie is joined by insurance expert Carl Bulloch to unpack one of the most stressful (and frustrating) parts of being a landlord in California - dealing with wildfire insurance claims. With the devastating January 2025 wildfires still fresh in everyone's mind, thousands of landlords are stuck in limbo, waiting on delayed payouts, battling claim denials, and facing rising premiums or non-renewals. Sound familiar? Carl brings firsthand expertise to help you make sense of it all - from what to look for in your policy, to dealing with stubborn insurance companies, to understanding why insurers are pulling out of California and what the FAIR Plan really offers. Whether you're mid-claim, underinsured, or just trying to stay ahead of the next disaster, this episode is packed with practical strategies to protect your investments and sanity.

Greg Rosenthal of Burch & Cracchiolo talks first-party insurance claims

In this follow-up conversation with Jill Epstein, CEO of IABCal, we dive deep into the state of the California insurance marketplace following the devastating January wildfires. Jill walks us through major regulatory shifts, including the commissioner's new tools, the inclusion of cat modeling and reinsurance in rate applications, and how these changes are impacting carriers and consumers alike. She shares candid insights into how independent brokers are rising to meet the needs of their communities, the evolving role of the FAIR Plan, and what the future may hold for rate approvals, market stabilization, and rebuilding efforts across the state.Timecodes:00:00 Introduction and welcome to Jill Epstein01:04 New rate reform regulations and timelines04:19 Cat modeling, reinsurance, and how fires accelerated change08:18 Brokers' on-the-ground response and early carrier actions12:59 FAIR Plan updates and industry leadership during crisis18:07 Market impact, rate realities, and future carrier return24:03 E&O risks, sticker shock, and consumer understanding27:14 Legislation, hope for change, and broker resilienceResources:Become a member at RiskProNet.comConnect with Jill Epstein on LinkedinConnect with Chip Arenchild on LinkedIn

On today's show we are in the middle of due diligence on a property that recently experienced a fire. Performing due diligence is more complex because there are more risks that are difficult to quantify. We have not made a decision on this particular property. But we are sharing the thought process that is present during this phase of project. -------------**Real Estate Espresso Podcast:** Spotify: [The Real Estate Espresso Podcast](https://open.spotify.com/show/3GvtwRmTq4r3es8cbw8jW0?si=c75ea506a6694ef1)   iTunes: [The Real Estate Espresso Podcast](https://podcasts.apple.com/ca/podcast/the-real-estate-espresso-podcast/id1340482613)   Website: [www.victorjm.com](http://www.victorjm.com)   LinkedIn: [Victor Menasce](http://www.linkedin.com/in/vmenasce)   YouTube: [The Real Estate Espresso Podcast](http://www.youtube.com/@victorjmenasce6734)   Facebook: [www.facebook.com/realestateespresso](http://www.facebook.com/realestateespresso)   Email: [podcast@victorjm.com](mailto:podcast@victorjm.com)  **Y Street Capital:** Website: [www.ystreetcapital.com](http://www.ystreetcapital.com)   Facebook: [www.facebook.com/YStreetCapital](https://www.facebook.com/YStreetCapital)   Instagram: [@ystreetcapital](http://www.instagram.com/ystreetcapital)  

Among the 7 Mississippians who died as a result of the March 14th and 15th tornadoes was a child. Their parents, and the community of Tylertown, are mourning the loss.Then, Lawmakers have until Saturday night to negotiate a new tax bill to fix an error-riddled Senate bill passed last week. Plus, insurance officials are sharing tips on when to file a claim in the wake of a storm. Hosted on Acast. See acast.com/privacy for more information.

Wendy Knowler joins Amy MacIver to unpack the legal and financial implications of this case, where diamonds were stolen from a plane’s overhead locker, when a South African got off a long international flight. They explore what airlines, insurers, and travellers should know when it comes to safeguarding valuables in transit.See omnystudio.com/listener for privacy information.

In this episode of Expert Insight Interview, John Golden speaks with Andy from All City Adjusting about the complexities of insurance claims. They discuss key strategies for homeowners and business owners, including reviewing policies, avoiding common claim mistakes, and maximizing payouts. Learn how a public adjuster can advocate for you and ensure you receive fair compensation. Tune in now to gain valuable insights and protect your assets! For expert assistance, contact Andy at (708) 655-4186 or visit All City Adjusting.

On our 163rd episode of The Horse & Hound Podcast, which is supported by The Insurance Emporium, we speak to top showing producer Sara Parrott. She gives some top tips for bringing out the best in children's' ponies, as well as talking about her team's big win at last year's Horse of the Year Show, plus her background. We will then hear from experts at The Insurance Emporium, who will give us insight on the cost of common claims when it comes to equine insurance. We hope you enjoy listening.

This episode of Alpine Intel's The Savvy Adjuster Podcast features Alpine Intel Technical Education Trainer Kevin Huelsman and Donan licensed Forensic Engineer Josh Hegenderfer sharing intriguing their own stories of inspections of roofs with suspected wind-damage. These examples highlight the unique possibilities in each claim and that the actual cause of loss isn't always what it was reported to be.Additional ResourcesAlpine Intel Resource Page: https://bit.ly/4hytgJ0Donan Engineering: https://bit.ly/4iAcKcYAdditional Wind-Damaged Roofing Resources:Guide: Weather Data in Action: A Guide for Insurance Professionals: https://bit.ly/4kVuReXArticle: Property Losses Mistakenly Claimed as Wind Damage: https://bit.ly/4kOZwudArticle: Why Building Orientation Matters in Window and Roof Losses: https://bit.ly/4bUCE8C

Today, we continue our series focusing on AI and insurance claims. It’s been reported that several health insurance companies are under scrutiny for using AI to allegedly deny mass amounts of claims. The California-based Clarkson Law Firm is now leading class action lawsuits against three major insurance companies. Glenn Danas, a partner at Clarkson Law Firm, says with the use of AI, it only took an insurer an average of 1.2 seconds to review a claim before rejecting more than 300,000 within two months. Plus, Georgia State Rep. Mary Margaret Oliver, who represents House District 84, is a DeKalb County native and an attorney. The longtime politician is known for her efforts for fighting to protect children and consumers. She joins “Closer Look” for our Women’s History Month series, “Piloting the Journey.” Rep. Oliver talks with Rose about the journey through her career, pushing for legislation that she’s sponsored over the years and more.See omnystudio.com/listener for privacy information.

Several health insurance companies are accused of using artificial intelligence to reject a massive number of claims - some as quick as 1.2 seconds. Today, we begin a two-day series focusing on A.I. and insurance claims. We hear from Rick Gundling, the senior vice president of professional practice with the Healthcare Financial Management Association. Plus, Monday marked 50 days since President Donald Trump took office for his second term. Among a long list of actions, he’s signed a flurry of executive actions involving tariffs, immigration, government spending and more. Some of Trump’s executive actions have prompted lawsuits, layoffs and protests. GSU politics and policy professor Tammy Greer returns to “Closer Look,” to share details regarding how students are responding to Trump’s presidency and questions they now have about the role and responsibility of government, and overall, how government is supposed to work.See omnystudio.com/listener for privacy information.

Just before purchasing a policy, the insured subcontractor says “I need to provide something called a ‘Certificate of Insurance' to my general contractor,” and add them as an additional insured. What issues does this create from an underwriting or claims perspective?   Notable Timestamps [ 00:15 ] - The adjuster is giving him the Coverage A limits to rebuild the house. But he is also making a claim for Fair Rental Value (Coverage D). ISO HO 00 03 05 11. Is there coverage? [ 01:07 ] - The team diagrams the parties. [ 01:43 ] - Employees, officers, and directors generally qualify as insureds while acting within the scope of their authority. [ 03:36 ] - Endorsements may limit coverage for the additional insured to claims for vicarious liability of the named insured. [ 04:35 ] - First, we must examine whether the insurer owes the additional insured a duty of defense and indemnification under the liability policy. The prime contractor is an insured for purposes of this analysis. [ 06:00 ] - Second, we examine whether the prime contractor's tender of the defense under the indemnification provisions of the subcontract constitutes a covered claim against the named insured under the liability policy. The prime contractor is a claimant for purposes of this analysis. [ 07:55 ] - Certificates of Insurance typically include the name of insured, the policy dates, the policy identification number, the coverage type, and limits. [ 08:35 ] - What happens when the Certificate and the policy come into conflict? [ 10:35 ] - Certificates of Insurance usually state: “THIS CERTIFICATE IS ISSUED AS A MATTER OF INFORMATION ONLY AND CONFERS NO RIGHTS UPON THE CERTIFICATE HOLDER. THIS CERTIFICATE DOES NOT AMEND, EXTEND OR ALTER THE COVERAGE AFFORDED BY THE POLICIES." [ 11:17 ] - Let's say the endorsement making the Certificate-holder an additional insured was accidentally omitted from the policy. Case law is inconsistent, but the Certificate's disclaimer is often upheld.  [ 12:41 ] - Let's say the agent made representations on the policy. This would raise issues of actual authority (less likely) and apparent authority (possible).  [ 14:53 ] - Brennan provides a recap of the scenario and the points above. Your PLRB Resources CE Course: Underwriting Issues in Insurance Claims - https://www.plrb.org/courses/underwriting-issues-in-insurance-claims/ Handout: https://www.plrb.org/wp-content/uploads/2024/10/UnderwritingIssues-Scenarios.pdf Coverage Question: Is a General Contractor Entitled to a Defense Based Solely on a Certificate of Insurance? - https://www.plrb.org/documents/is-a-general-contractor-entitled-to-a-defense-based-solely-on-a-certificate-of-insurance-2005-06-21/ Related Case Law: Mingji Ave4 Realty, LLC v. Colony Ins. Co. (2024) - https://www.plrb.org/documents/mingji-ave4-realty-llc-v-colony-ins-co-2024 Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at “Property and Liability Resource Bureau” Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your “adjuster story” sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: “Piece of Future” by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

Send us a textThe wave of long-term care insurance claims is rapidly approaching, and home care agencies need to be prepared. With nearly 4 million policies written between 1995-2005, we're entering a period where these policyholders—now in their peak claim years of 80-85—are seeking home care services in record numbers.Bill Comfort, with over three decades of experience in long-term care insurance, walks us through the critical steps agencies must take to successfully work with these valuable clients. First and foremost is understanding whether your agency qualifies as an eligible provider under various policy definitions. While many policies use the term "home health care" generically, the actual definitions vary widely. Most policies specify providers must be "licensed by the state if licensure is required"—a crucial distinction for agencies in non-licensure states.Documentation emerges as perhaps the most critical factor in successful claims management. Agencies must carefully document whether assistance with Activities of Daily Living (ADLs) is hands-on or standby—a distinction that can determine claim approval or denial. The caregiving notes must consistently reflect assistance with at least two of the six ADLs (bathing, dressing, transferring, toileting, eating, and continence) for clients to maintain benefit eligibility.Payment structures present another consideration, with Bill strongly recommending against accepting assignment of benefits until claims are fully established. This protects agencies from financial exposure when claims are delayed or denied. Instead, establish procedures to help clients submit claims while maintaining your direct billing relationship.Building referral partnerships with financial advisors and insurance agents offers tremendous growth potential. Organizations like NAIFA and FPA provide perfect networking opportunities where agencies can position themselves as knowledgeable resources. By demonstrating expertise in navigating long-term care insurance claims, your agency can attract both insurance-funded and private-pay clients.Ready to position your agency as an expert in long-term care insurance claims? Learn more about obtaining the Long-Term Care Claims Professional certification to demonstrate your expertise and grow this valuable revenue stream.Continuum Mastery Circle IntroVisit our website at https://asnhomecaremarketing.comGet Your 11 Free Home Care Marketing Guides: https://bit.ly/homecarerev

Clement Manyathela speaks to Sharon Paterson, the CEO of Infiniti Insurance about how a lack of a tracking device can influence an insurance claim.See omnystudio.com/listener for privacy information.

If you aren't a NAFI member yet, please join us at https://www.nafinet.org. Podcast listers receive a $10 discount on their new or renewal membership. The code is at the end of the episode. In this episode of More Right Rudder we welcome Kim Skipper from Avemco Insurance Agency. Skipper has been with Avemco since 1987 and is highly credentialed in the insurance industry. She's seen a lot of insurance claims. Throughout this conversation she'll tell us stories of the unusual claims and we'll discuss what flight instructors can do to educate pilots on tips and techniques to avoid these types of claims. Hang on until the end for some funny claims involving the animal kingdom. Thank you to AOPA and Avemco for sponsoring this episode!

The insured signed up for a “retrospective rating plan.” Under this plan, the insured promised to reimburse Unforgettable for its paid losses. The insurance company discovered invoices left unsent due to a computer programming error.   Notable Timestamps [ 00:15 ] - Total Surprise Transportation promised to reimburse Unforgettable Insurance for its paid losses, including "Allocated Loss Adjustment Expenses." [ 01:25 ] - Tim asks for his paycheck to be decreased, and Brennan gets paid to buy a workbench. [ 02:43 ] - Usually premiums are calculated based on industry knowledge and similar businesses. Under a retrospective rating plan, an initial premium is assessed, then adjusted based on the insured's actual losses. [ 03:55 ] - “Allocated Loss Adjustment Expenses” or ALAE are the costs associated with specific claims, and the “Unallocated Loss Adjustment Expenses” refer to more general overhead that goes into running the claims department. [ 05:09 ] - These plans allow the insured to hang onto their cash right up until the claim settles, rather than spending their reserves throughout the process. [ 05:58 ] - To successfully invoke laches, a defendant must prove the plaintiff delayed filing suit an unreasonable and inexcusable length of time from the time the plaintiff knew or reasonably should have known of its claim against the defendant; and (2) the delay resulted in material (financial) prejudice or injury to the defendant. [ 08:50 ] - Equitable estoppel prevents one party who has made certain representations from taking unfair advantage of another when the party making the representations changes its position to the prejudice of the party who relied upon the representations. [ 10:24 ] - Under the clean hands doctrine, a court sitting in equity will not provide shelter or aid to a party who seeks the benefit of their own wrongdoing. The doctrine generally does not apply to law actions like a breach of contract claim. [ 11:33 ] - Who really has clean hands here? What would the impact be on the insured's financial situation? The team discusses fairness in this context.  [ 12:52 ] - Brennan provides a recap of the scenario and the points above. Your PLRB Resources CE Course: Underwriting Issues in Insurance Claims - https://www.plrb.org/courses/underwriting-issues-in-insurance-claims/ Handout: https://www.plrb.org/wp-content/uploads/2024/10/UnderwritingIssues-Scenarios.pdf Employees of member companies also have access to a searchable legal database, hundreds of hours of video trainings, building code materials, weather data, and even the ability to have your coverage questions answered by our team of attorneys (https://www.plrb.org/ask-plrb/) at no additional charge to you or your company. Subscribe to this Podcast Your Podcast App - Please subscribe and rate us on your favorite podcast app YouTube - Please like and subscribe at @plrb LinkedIN - Please follow at “Property and Liability Resource Bureau” Send us your Scenario! Please reach out to us at 630-509-8704 with your scenario! This could be your “adjuster story” sharing a situation from your claims experience, or a burning question you would like the team to answer. In any case, please omit any personal information as we will anonymize your story before we share. Just reach out to scenario@plrb.org.  Legal Information The views and opinions expressed in this resource are those of the individual speaker and not necessarily those of the Property & Liability Resource Bureau (PLRB), its membership, or any organization with which the presenter is employed or affiliated. The information, ideas, and opinions are presented as information only and not as legal advice or offers of representation. Individual policy language and state laws vary, and listeners should rely on guidance from their companies and counsel as appropriate. Music: “Piece of Future” by Keyframe_Audio. Pixabay. Pixabay License. Font: Metropolis by Chris Simpson. SIL OFL 1.1. Icons: FontAwesome (SIL OFL 1.1) and Noun Project (royalty-free licenses purchased via subscription). Sound Effects: Pixabay (Pixabay License) and Freesound.org (CC0).

Managing an insurance claim can feel like navigating a maze blindfolded, but fear not! In this episode, we've got the insurance wizard himself, Andy Gurczak, an independent insurance adjuster, sharing the ins and outs of handling those tricky claims. We dive deep into the nitty-gritty of why having the right coverage is crucial, especially when disaster strikes—think wildfires, floods, or that pesky tree that decides your roof is its new home. With some real-life examples and a sprinkle of humor, we chat about the importance of understanding your policy and what to do when things go sideways. So, grab your headphones and get ready to take some notes because Andy's got the tips and tricks to ensure you're not left high and dry when you need your insurance to come through! If you want the full scoop, check out the premium episode—it's worth every penny!Navigating the choppy waters of insurance claims can feel like trying to paddle upstream in a raging river, especially when disaster strikes and your home is on the line. In this engaging hour with Andy Gurczak, a seasoned independent insurance adjuster, we plunge deep into the ins and outs of managing an insurance claim. From his unique perspective as a public adjuster, Andy sheds light on common pitfalls homeowners encounter. He shares jaw-dropping stories of clients caught off guard by the fine print of their policies, leaving them underinsured and scrambling for help. We'll explore the nuances of how to effectively communicate with your insurance company, ensuring you use the right terminology—because let's be real, saying “flood” when you mean “leak” might just sink your claim! With wildfires and hurricanes making headlines, this episode is a timely reminder that having the right coverage isn't just smart, it's essential. Tune in to learn how to ensure you're adequately protected and what steps to take if you find yourself facing a claim. As we venture further into the conversation, Andy and I discuss the often-overlooked importance of proactive policy reviews. It's crucial to have a professional like Andy in your corner, especially when you're navigating the murky waters of insurance claims. He emphasizes the need for homeowners to understand what their policies actually cover, highlighting the shocking reality that many are woefully underinsured. Whether it's the cost of rebuilding under new codes or the unexpected expenses from mold remediation, we break down the costs that can pile up faster than you can say “insurance adjuster.” If you're a homeowner or even thinking about buying a home, this episode is packed with insights to protect your biggest investment. Listen closely, and you might just avoid the disaster of being caught without the right coverage when you need it most!Takeaways: Understanding your insurance policy is crucial; many homeowners are underinsured without realizing it. When filing a claim, avoid using terms like 'flood' or 'mold' to prevent complications with your coverage. Public adjusters can provide invaluable assistance during your insurance claims process; don't hesitate to reach out. Homeowners should regularly review their policies to ensure they have adequate coverage for current home values. It's essential to document everything in your home before a disaster strikes, so you're prepared if something happens. Navigating the aftermath of a disaster can be overwhelming; having a trusted professional can save you time and stress. Links referenced in this episode:monumentgrills.comallcityadjusting.comCompanies mentioned in this episode: Monument Grill All City Adjusting State Farm...

According to Insurance Ireland, claims for Storm Éowyn could reach €300 million, making it the most expensive extreme weather event of the past 25 years. Michael Horan from the insurance body joins us.

Health insurers deny about 850 million claims per year, but less than 1% of patients appeal. Studies show that up to three-quarters of claim appeals are granted. Wall Street Journal reporter Julie Wernau joins host Ariana Aspuru to discuss how patients who fought back won.   Sign up for the WSJ's free Markets A.M. newsletter.  Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode Mark and I are discussing how to financially recover and navigate your insurance claim if you lose your home in a natural disaster. Have a money question? Email us here Subscribe to Jill on Money LIVE YouTube: @jillonmoney Instagram: @jillonmoney Twitter: @jillonmoney Learn more about your ad choices. Visit megaphone.fm/adchoices

Monica Motta runs a small house cleaning business and has lost her clients in Pacific Palisades, an area that accounted for two-thirds of her income.  President Trump’s executive orders on immigration face legal roadblocks. But he’s still sending U.S. troops to the southern border, and threatening to investigate local officials who stand in the way of arresting and deporting people. From what to do if your home burned, to what to expect on your next insurance bill even if it didn’t, a consumer advocate answers urgent insurance coverage questions. Critics review the latest film releases: “Presence,” “Rose,” “Inheritance,” and “Myth of Man.” 

There’s been a lot of discussion about health insurance over the last week. And one practice could be seeing more oversight: the use of artificial intelligence in coverage decisions. Plus, the FDA issues final guidance for makers of AI-enabled medical devices so they can now update their software after approval. And it was a good year for health tech startups — after a not-so-good year in 2023 — especially for those with the letters “AI” attached to their business. Our regular contributor Christina Farr, managing director with Manatt Health, joins Marketplace's Meghan McCarty Carino to discuss the news.

There’s been a lot of discussion about health insurance over the last week. And one practice could be seeing more oversight: the use of artificial intelligence in coverage decisions. Plus, the FDA issues final guidance for makers of AI-enabled medical devices so they can now update their software after approval. And it was a good year for health tech startups — after a not-so-good year in 2023 — especially for those with the letters “AI” attached to their business. Our regular contributor Christina Farr, managing director with Manatt Health, joins Marketplace's Meghan McCarty Carino to discuss the news.