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We start with a federal judge's ruling on coverage for food stamp benefits this month amid a government shutdown. The Supreme Court clears way for President Donald Trump's transgender passport policy. A verdict has been reached in a lawsuit filed by a former Virginia teacher shot by her student. We'll break down the White House's deals that promise to lower prices for some weight loss drugs. Plus, the latest on a case challenging federal agents' crackdown tactics in Chicago. Learn more about your ad choices. Visit podcastchoices.com/adchoices
This podcast covers Fox & Friends, The Five, Special Report with Bret Baier, and then all of the primetime shows with an extra hour of election night coverage. It did NOT go well for Republican candidates in several races. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit decodingfoxnews.substack.com/subscribe
This week, we venture deep into the mist-shrouded Pacific Northwest to unearth one of the region's most haunting legends in Kwakwaka'wakw folklore — the story of Baxbakwalanuksiwe', the Man-Eater at the North End of the World.Once banned by colonial authorities and nearly lost to time, the Hamat'sa, or “Cannibal Dance,” is a ceremonial initiation that confronts humanity's darkest impulses and the mythic hunger embodied by Baxbakwalanuksiwe'. Covered in gaping mouths and crying out “hap, hap, hap” — “eat, eat, eat” — this monstrous figure stalked not just the imagination of his people, but the very limits of what it means to be human.Baxbakwalanuksiwe' stands as both a monster and a mirror — a figure embodying survival, hunger, and the uneasy boundary between the spiritual and the human. Join us as we explore how this story survived suppression, what it reveals about cultural resilience, why it remains so powerful today, and what the “Ever-More-Perfect-Manifestation-of-the-Essence-of-Humanity” might truly mean.Visit our website! Find us on Facebook, Instagram, TikTok, Patreon, & more! If you have any true crime, paranormal, or witchy stories you'd like to share with us & possibly have them read (out loud) on an episode, email us atpnwhauntsandhomicides@gmail.com or use this link. There are so many ways that you can support the show: BuyMeACoffee, Spreaker, or by leaving a rating & review on Apple Podcasts. Sources
Stupid News 11-6-2025 6am …Man Covered in Peanut Butter at Large … “I thought it was a Lion” …Just eat your Baked Beans and shut up
Drunk gym teacher. Bye bye Pizza Hut? Throwdown at the Bass Pro Shop. See omnystudio.com/listener for privacy information.
Our exit today has us looking at the impact of hip hop artists on film. This week, we are talking about two films that star rappers turned actors. First, we are going to talk about How High, written by Dustin Lee Abraham and directed by Jesse Dylan. Then, we will talk about Kingdom Come, written by David Dean Bottrell and Jessie Jones and directed by Doug McHenry. And by the end of the episode, one of us forgets what this episode is even about!Along the way, we of course discuss rap music and rappers in movies. But we also touch on Tyler Perry, stoner comedies, Legally Blonde, stage plays turned movies, chicken buckets, Dreamgirls, funerals, Lord of the Rings, Christmas movies, and Bob Dylan.And Tripp's favorite line from Runaway Bride comes back again when we discuss Hector Elizondo!Thememusic by Jonworthymusic.Powered by RiversideFM.CFF Films with Ross and friends.Movies We've Covered on the Show on Letterboxd.Movies Recommended on the Show on Letterboxd.
Grace for My Home | Christian Moms, Growing in Faith, Spirit-Led, Hearing from God, Sowing Truth
Text me a message! I would love to hear from you!Read the Blog Post for this episode HERE: The Heavenly Qualities of a Little ChildMentioned in this episode: Dealing with Anger as a Mom: My StoryWhat did Jesus mean when He said we must “become like little children” to enter the kingdom of heaven?In this episode, we look at the heavenly qualities found in a child's heart—faith, humility, joy, and wonder—and how these traits reveal what God values most.When life feels complicated or faith feels heavy, God calls us back to simplicity… to trust, to believe, and to rest in His love like a child again.Join me as we look at Matthew 18 and rediscover the freedom and faith that come from walking with God with childlike trust. November 15, 2025 Support the showJoin us for Covered in Prayer: A Night for Women on Saturday, November 15, 5 - 7 PM at Awaken Coffee Bar, Mullins, SC. This event is free but registration is required. Register HERE: https://tithe.ly/event-registration/#/10544328 I've released my new book!!! Get your copy here: Seek First: 31 Quiet Moments With JesusIf you enjoy this episode and want to buy Audrey a coffee, please click here: https://www.buymeacoffee.com/ajmccrac73d Subscribe to My Weekly Email List! Visit GraceForMyHome.com Follow me on Facebook.Follow me on Instagram.Contact me via admin@graceformyhome.com
It's your Ill-Advised News, the stupid criminals of the day. Support the show and follow us here Twitter, Insta, Apple, Amazon, Spotify and the Edge!See omnystudio.com/listener for privacy information.
Covered in this Episode: Episode 7 - Body SlamEpisode 8 - Blood, Sweat, and CheersFind our 2023, 2024, and 2025 Summer Series from Episodes 207-211, 240-245, 271-276Find The Airwolf Years from Episodes 96 - 189Find The Knight Rider Years from Episodes 1 - 95-----We'll be back on November 12th to discuss The A-Team Season 4 Episodes 9-10! The A-Team: Season 4 is available to rent on Apple TV, and Fandango at Home. But don't forget to check your local library for physical copies of the show too!-----A-Team Season 4 and 5 Release ScheduleSeason 4Sep 24, 2025 - Eps 1 & 2Oct 15, 2025 - Eps 3 & 4Oct 22, 2025 - Eps 5 & 6Nov 5, 2025 - Eps 7 & 8Nov 12, 2025 - Eps 9 & 10Nov 26, 2025 - Eps 11 & 12Dec 3, 2025 - Eps 13 & 14Dec 17, 2025 - Eps 15 & 16Dec 24, 2025 - Eps 17 & 18Jan 7, 2026 - Eps 19 & 20Jan 14, 2026 - Eps 21 & 22Jan 28, 2026 - Finale Ep 23Season 5Feb 11, 2026 - Premiere Eps 1–3Feb 25, 2026 - Eps 4 & 5Mar 4, 2026 - Eps 6 & 7Mar 18, 2026 - Eps 8 & 9Mar 25, 2026 - Eps 10 & 11Apr 8, 2026 - Finale Eps 12 & 13Apr 22, 2026 - The A-Team (2010) MovieThe 80's Years Opening & Closing Theme by: Steve Corning, http://thinkfishtank.comThe 80's Years Logo Design by: Luke LarssonFollow us on Facebook: https://www.facebook.com/the80syearsInstagram: @the80syearsThreads: @the80syearsBluesky: @the80syearsTikTok: @the80syearsEmail us: letusblowyourmind@gmail.comCall our Hotline: (207) 835-1954
Tonya J. Powers brings an Election Day follow-up with a focus on the major races: the gubernatorial contests in New Jersey and Virginia, and the mayoral race in New York City. She details who came out on top in each contest, highlights youth and economic voter motivations, and notes how the outcomes reflect broader political trends.
Election Coverage: From NYC to Virginia to New Jersey to California — we've got you covered. Hosts: Matt Call In Live: +1 (276) 200-2105 Be Heard. Be Bold. No Censorship. Watch Us Here: linktapgo.com/thedumshow thedumshow.com #DontUnfriendMe #TheDumShow #MAGA #Trump2025 #GOP #ConservativeTalk #FreeSpeech #PoliticsUnfiltered #Republicans #TalkRadio #CallInLive Become a supporter of this podcast: https://www.spreaker.com/podcast/the-dum-show--6012883/support.Call In Live: +1 (276) 200-2105 Be Heard. Be Bold. No Censorship. Watch Us Here: linktapgo.com/thedumshow thedumshow.com #DontUnfriendMe #TheDumShow #MAGA #Trump2025 #GOP #ConservativeTalk #FreeSpeech #PoliticsUnfiltered #Republicans #TalkRadio #CallInLive #WimkinLive
In this episode, I chat with Alexandra, a South Philly mom navigating life as a working mom while her husband, Nick, stays home full-time with their twin boys. From the chaos of a traumatic birth and postpartum recovery to the ongoing juggle of work, parenting, and marriage, Alexandra opens up about the emotional, financial, and personal recalibrations they've made to prioritize their boys' early years. We dive into the evolving roles of modern parents, the mental toll of leaving your babies to go to work, and the often invisible identity shifts both partners endure. Alexandra also reflects on how her husband's challenging childhood shaped his commitment to being a present father—and how their dynamic as partners continues to adapt as their boys grow. If you've ever wondered who should stay home, how to handle the guilt of either choice, or what it really means to parent as a team, this is your episode.EPISODE THEMES
Fluent Fiction - Norwegian: Snow-Covered Secrets: Finding Clarity in Oslo's Quiet Park Find the full episode transcript, vocabulary words, and more:fluentfiction.com/no/episode/2025-11-05-23-34-02-no Story Transcript:No: Frognerparken var vanligvis full av livlige lyder.En: Frognerparken was usually full of lively sounds.No: Barna lekte, folk pratet, og fuglene kvitret fra trærne.En: Children played, people chatted, and birds chirped from the trees.No: Men denne dagen var annerledes.En: But this day was different.No: En tung, uventet snø hadde lagt et hvitt teppe over Oslo.En: A heavy, unexpected snow had laid a white blanket over Oslo.No: Skyene var grå, og parker var stille.En: The clouds were gray, and the parks were quiet.No: Sindre, Lina og Karoline hadde planlagt en hyggelig tur i parken.En: Sindre, Lina, and Karoline had planned a pleasant trip to the park.No: De gledet seg til å se trærne i høstfarger og kanskje ta noen bilder ved den berømte Monolitten.En: They were excited to see the trees in autumn colors and possibly take some photos by the famous Monolitten.No: Men snøen kom som en overraskelse og endret alt.En: But the snow came as a surprise and changed everything.No: "Sindre, se på all snøen!En: "Sindre, look at all the snow!No: Alt er så vakkert, men vi kan ikke gå hjem nå," sa Lina mens hun ristet snøen av jakken.En: Everything is so beautiful, but we can't go home now," said Lina as she shook the snow off her jacket.No: "Ja," svarte Sindre stille.En: "Yes," Sindre replied quietly.No: Han var tapt i egne tanker, bekymret for fremtiden sin.En: He was lost in his own thoughts, worried about his future.No: Han hadde lenge unngått å ta en avgjørelse om karrieren.En: He had been avoiding making a decision about his career for a long time.No: Nå, med snøen som falt tungt rundt dem, følte han seg fanget.En: Now, with the snow falling heavily around them, he felt trapped.No: Ikke bare fysisk av snøen, men også av sin egen tvil.En: Not just physically by the snow, but also by his own doubt.No: Karoline humret, "Det er som å være fanget i en snøboble.En: Karoline chuckled, "It's like being trapped in a snow globe.No: Vi trenger å finne ly!En: We need to find shelter!"No: "De fant en stor statue i parken og krøp sammen under den for å holde seg tørre.En: They found a large statue in the park and huddled together under it to stay dry.No: Lina så på Sindre, stilte spørsmål til tankene hans.En: Lina looked at Sindre, questioning his thoughts.No: Hun visste at han hadde noe på hjertet.En: She knew he had something on his mind.No: "Sindre, er alt i orden?En: "Sindre, is everything okay?"No: " spurte hun forsiktig.En: she asked gently.No: Han møtte blikket hennes, først litt nølende, men så bestemte han seg.En: He met her gaze, at first a bit hesitant, but then he decided.No: Kanskje dette var hans sjanse til å lette hjertet.En: Maybe this was his chance to lighten his heart.No: "Jeg vet ikke hva jeg skal gjøre med livet mitt, Lina.En: "I don't know what to do with my life, Lina.No: Jeg føler meg helt lost.En: I feel completely lost."No: "Lina ventet, ga ham tid for å samle tankene.En: Lina waited, giving him time to gather his thoughts.No: "Jeg har vært der," sa hun til slutt.En: "I've been there," she finally said.No: Hun delte sine egne erfaringer, usikkerhetene hun selv hadde kjempet med.En: She shared her own experiences, the uncertainties she had fought with herself.No: "Men du trenger ikke ha alle svarene nå," fortsatte hun.En: "But you don't need to have all the answers now," she continued.No: "Veien blir tydeligere om du tar ett skritt om gangen.En: "The path becomes clearer if you take one step at a time.No: Jeg er her om du trenger å prate mer.En: I'm here if you need to talk more."No: "Sindre følte sin egen byrde lette.En: Sindre felt his own burden lift.No: Han smilte for første gang den dagen.En: He smiled for the first time that day.No: Klarhet var kanskje et stykke unna, men han hadde støtte.En: Clarity might be a ways off, but he had support.No: Det var en start.En: It was a start.No: Snøen fortsatte å falle, men Sindre følte ikke lenger tyngden av vær eller usikkerhet.En: The snow continued to fall, but Sindre no longer felt the weight of the weather or uncertainty.No: Med Lina ved sin side visste han at han kunne finne veien, skritt for skritt.En: With Lina by his side, he knew he could find his way, step by step. Vocabulary Words:lively: livligechatted: pratetchirped: kvitretunexpected: uventetblanket: teppequiet: stillepleasant: hyggeligautumn: høstsurprise: overraskelsehuddled: krøpgaze: blikkethesitant: nølendeburden: byrdeclarity: klarhetshelter: lytrapped: fangetdoubt: tvilchuckled: humretdecision: avgjørelsesupport: støtteweight: tyngdenfuture: fremtidenown: egenexperiences: erfaringeruncertainties: usikkerhetenelighten: lettestep: skrittpath: veienhesitant: nølendelost: tapt
Well folks, that's a wrap on the 2025 baseball season! The Los Angeles Dodgers have repeated as champions — but of course, you already knew that. Now, we bring you Tim Kurkjian's in-depth breakdown of the 2025 World Series between the Dodgers and the Toronto Blue Jays — and what made it the best World Series Tim has ever covered.We'll also take a look at some key On This Date moments in baseball history, including a memorable World Series finish that happened on this very day. Plus, we highlight the father of a former guest who gets a special mention, and we recognize one of you for inspiring today's “Team Tim” segment — something Tim plans to do a lot more of now that we're in the offseason.Don't go anywhere — tomorrow, you'll hear from Ken Rosenthal! Be sure to subscribe or follow wherever you get your podcasts. And even though the season's over, we've got plenty of great content planned throughout the postseason. Don't forget about The Kurkjians just because it's November! Visit GreatGameOrWhat.com to contact the show with your questions, quips and insights. Joy Pop Productions LLC Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Lindsey's pregnant; former Vice President Dick Cheney dead at 84; Dodgers win the World Series; the latest on Indiana's redistricting; trial begins for man who threw sandwich at federal agent; Trump's new marble bathroom at the White House.
Episode 2.53Paul's life was a contradiction — beaten yet joyful, weak yet unstoppable.By the mid-50s A.D., he had endured rejection, imprisonment, and exhaustion. Yet his writings from this period reveal a man who found grace not by escaping pain, but by enduring it.In this episode, Zach and Michael walk through Paul's “theology of scars,” exploring how his sufferings shaped both his ministry and message. From the “spectacle” language of 1 Corinthians to the “thorn in the flesh” of 2 Corinthians and the anguish of Romans, Paul's life becomes a living sermon: God's strength is made perfect in weakness.Covered in this episode:– Why Paul's ministry looked like failure to the world but victory to heaven– The paradoxes of apostleship: sorrowful yet rejoicing, weak yet strong– The “Fool's Speech” and the radical humility behind Paul's boasting– Romans 7–9: Paul's inner conflict and his deep compassion for Israel– How hardship, not applause, authenticates the gospel workerTakeaway:The Christian life isn't about avoiding pain—it's about discovering power through it. Paul's story reminds us that endurance, not ease, is the true proof of grace.Find our videocast here: https://youtu.be/_scFOwyUthYMerch here: https://take-2-podcast.printify.me/Music from #Uppbeat (free for Creators!):https://uppbeat.io/t/reakt-music/deep-stoneLicense code: 2QZOZ2YHZ5UTE7C8Find more Take 2 Theology content at http://www.take2theology.com
Dr. Beth Ann Rosica Here With Us To Talk Election Day Chaos, Making Everyone Hungry During This Segment, Election Integrity Queen Linda Kerns Joins Us On This Election Day, Dr. Raffi Terzian Chairman Of Chester County Republicans Is With Us, We Want To Hear From You On This Election Day And Updates On The Indictment Of James Comey Could We See A Bombshell
Are mental and physical health part of the scope of Jesus' redemptive work on the cross?Stay Connected!Facebook - bit.ly/3jf0QGQYouTube - bit.ly/34gHJGF
Veteran of the racing journalism, Ernie Manning, joined Mark Duffield to get all the tips, predictions and expectations unfolding over an eventful Melbourne Cup day. Learn more about your ad choices. Visit megaphone.fm/adchoices
We start with the Trump administration's response to federal rulings ordering coverage for food stamp benefits. We have new developments on the suspects accused of planning a Halloween terror attack. We'll tell you where President Donald Trump is contemplating sending US troops and why. A Fed governor Trump said he had fired spoke publicly for the first time. Plus, Trump draws scrutiny over one of his most controversial, recent pardons. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Vile Teachers Busted, Taylor Robinson Texts Covered & Editing!
The Louisiana Attorney General’s Office Cyber Crime Unit provided crucial information indicating that the girl may have been in contact online with a 26-year-old man named Ki-Shawn Crumity. According to arrest documents, Crumity and the girl connected through Snapchat. See omnystudio.com/listener for privacy information.
Detective Shot Multiple Times by a Criminal: Amazing Story. A powerful true story from California, Detective Ali Perez was shot multiple times by a criminal during a gun battle. His amazing story of faith, forgiveness, and survival has inspired thousands across the Law Enforcement Talk Radio Show and Podcast social media like their Facebook , Instagram , LinkedIn , Medium and other social media platforms. A Deadly Encounter in Lakeside, California. The Law Enforcement Talk Radio Show and Podcast, is available for free on their website, also on Apple Podcasts, Spotify, Youtube and many other podcast platforms. It was a quiet day in Lakeside, California, when Detective Ali Perez and Sergeant Craig Johnson of the San Diego County Sheriff's Department arrived at an apartment on Mapleview Street. Their mission was to confront a criminal suspect accused of possessing pornographic images of his girlfriend's young daughters. Look for supporting articles about this and much more from Law Enforcement Talk Radio Show and Podcast in platforms like Medium , Blogspot and Linkedin . What began as a standard child abuse investigation quickly turned into a deadly ambush. Detective Shot Multiple Times by a Criminal: His Amazing Story. According to the San Diego Sheriff's Department, the criminal opened fire with a .308-caliber rifle, sparking a 15-minute gun battle that left both detectives seriously wounded. Perez was hit twice, once in the stomach and once in the shoulder, while Johnson was struck in the arm and side. “Gunfire erupted almost immediately,” officials said, describing how a SWAT officer risked his life to pull the wounded detectives out of the line of fire. Available for free on their website and streaming on Apple Podcasts, Spotify, and other podcast platforms. A Near-Death Experience and a Divine Vision As Detective Perez lay bleeding on the floor, he began to accept that he might not make it out alive. That's when something extraordinary happened. Detective Shot Multiple Times by a Criminal: His Amazing Story. “I saw my Lord and Savior, Jesus Christ,” Perez later testified. “He appeared seated in a chair between me and the shooter.” Perez said that Jesus handed him a note that read: “I want you to bless him.” Even as he fought for his life, Perez obeyed. The Law Enforcement Talk Radio Show and Podcast episode is available for free on their website , Apple Podcasts , Spotify and most major podcast platforms. “I looked at the suspect and said, ‘God bless you, brother.'” To his surprise, the suspect hesitated. At one point, he even laid beside the wounded detective and said, “Hey, let's go out together.” When the shooter retreated into a hallway, Perez saw his chance to escape. “I knew I didn't want to die and leave my family behind,” he said. “But looking at Jesus, I knew it was going to be all right.” Detective Shot Multiple Times by a Criminal: His Amazing Story. Covered in blood, he managed to crawl to safety. He would later undergo nine hours of surgery and more than 20 additional operations to recover. A Horrific Crime Exposed The motive behind the deadly confrontation was almost too disturbing to believe. The full podcast episode is streaming now on Apple Podcasts, Spotify, and across Facebook, Instagram, and LinkedIn. The Shooter's girlfriend testified that she had discovered pornographic images and videos of her two daughters, just 6 and 8 years old, on his cell phone. He told her that he intended to sell them to a child pornography website for $50,000. She immediately fled the apartment with her children and contacted the authorities. Moments later, Detective Perez knocked on the door, and the gunfire began. Courage Under Fire and a Lifelong Recovery. Detective Shot Multiple Times by a Criminal: His Amazing Story. Both Detective Perez and Sgt. Johnson were rushed to the hospital, where they underwent extensive surgeries. Despite life-threatening injuries, both survived. Perez, at that time was an 18-year veteran assigned to the Child Abuse Unit, was praised by his colleagues as one of the most dedicated investigators on the force. You can find the show on Facebook, Instagram, Pinterest, X (formerly Twitter), and LinkedIn, as well as read companion articles and updates on Medium, Blogspot, YouTube, and even IMDB. “He's a good detective who does thorough investigations, the kind of man you want on your team,” said one department official. The suspect, was later convicted on multiple counts, including three counts of attempted murder of a peace officer and eight counts of sexual misconduct involving children. He was sentenced to life in prison after pleading guilty. Faith, Forgiveness, and a New Mission Following years of surgeries and rehabilitation, Perez was forced to retire due to his injuries and the emotional toll of PTSD. But he refused to let tragedy define him. “Forgiveness isn't weakness, it's freedom,” Perez said. “When I said ‘God bless you' to the man who shot me, I didn't just save my life. I saved my soul.” Detective Shot Multiple Times by a Criminal: His Amazing Story. Don't miss this episode of the Law Enforcement Talk Radio Show and Podcast. His amazing story of faith and survival has since inspired audiences across Facebook, Instagram, LinkedIn, and X. Perez has shared his experience on news outlets and podcasts including the Law Enforcement Talk Radio Show, available on Apple Podcasts and Spotify. The Book “Bless Him” A Daughter's Tribute Perez's daughter, Raelin Perez, turned her father's near-death experience into a book titled “Bless Him.” The memoir captures the horror, faith, and redemption surrounding that day, and the lasting impact it had on their family. A Story That Continues to Inspire Today, Detective Ali Perez is retired from active duty but remains active in sharing his testimony at faith-based and law enforcement events nationwide. His story reminds others that even in moments of unimaginable evil, forgiveness and faith can triumph. Detective Shot Multiple Times by a Criminal: His Amazing Story. This episode of the Law Enforcement Today Radio Show and Podcast is available now on Apple Podcasts, Spotify, and LinkedIn Audio, with featured content and discussion clips shared across Facebook, Instagram, and other social platforms. “I'm alive because of God's grace,” Perez says. “And because of that, I'll spend the rest of my life sharing His message.” Find a wide variety of great podcasts online at The Podcast Zone Facebook Page , look for the one with the bright green logo. Be sure to check out our website . Be sure to follow us on X , Instagram , Facebook, Pinterest, Linkedin and other social media platforms for the latest episodes and news. You can help contribute money to make the Gunrunner Movie . The film that Hollywood won't touch. It is about a now Retired Police Officer that was shot 6 times while investigating Gunrunning. He died 3 times during Medical treatment and was resuscitated. You can join the fight by giving a monetary “gift” to help ensure the making of his film at agunrunnerfilm.com . Background song Hurricane is used with permission from the band Dark Horse Flyer. You can contact John J. “Jay” Wiley by email at Jay@letradio.com , or learn more about him on their website . Get the latest news articles, without all the bias and spin, from the Law Enforcement Talk Radio Show and Podcast on Medium , which is free. “If you enjoy the show,” John Jay Wiley adds, “please share it with a friend or two, or three. And if you're able to leave an honest rating or review, it would be deeply appreciated.” The Law Enforcement Talk Radio Show and Podcast is available for free on Apple Podcasts, Spotify, YouTube, and LETRadio.com, among many other platforms. Stay connected with updates and future episodes by following the show on Facebook, Instagram, LinkedIn, their website and other Social Media Platforms. Detective Shot Multiple Times by a Criminal: His Amazing Story. Attributions Raelin Perez NBC News NBC San Diego San Diego Union Tribune NBC San Diego Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Origins | Genesis 8:15-9:29 | Jake Hering
If you don't have a Halloween costume yet, then you're in luck! We go straight to the comments and they are filled with people just like you… whether money is tight or you waited till the last minute, tune in for some quick and cheap costumes!
Covered in this episode- Pgs 9-17 covering "What the State is Not" & "What the State is" of Anatomy of the State by Murray RothbardPlease consider supporting my work-Patreon- https://www.patreon.com/nowayjose2020Only costs $2/month and will get you access to episodes earlier than the publicNo Way, Jose! Rumble Channel- https://rumble.com/c/c-3379274No Way, Jose! YouTube Channel- https://youtube.com/channel/UCzyrpy3eo37eiRTq0cXff0gMy Podcast Host- https://redcircle.com/shows/no-way-joseApple podcasts- https://podcasts.apple.com/us/podcast/no-way-jose/id1546040443Spotify- https://open.spotify.com/show/0xUIH4pZ0tM1UxARxPe6ThStitcher- https://www.stitcher.com/show/no-way-jose-2Amazon Music- https://music.amazon.com/podcasts/41237e28-c365-491c-9a31-2c6ef874d89d/No-Way-JoseGoogle Podcasts- https://www.google.com/podcasts?feed=aHR0cHM6Ly9mZWVkcy5yZWRjaXJjbGUuY29tL2ZkM2JkYTE3LTg2OTEtNDc5Ny05Mzc2LTc1M2ExZTE4NGQ5Yw%3D%3DRadioPublic- https://radiopublic.com/no-way-jose-6p1BAOVurbl- https://vurbl.com/station/4qHi6pyWP9B/Feel free to contact me at thelibertymovementglobal@gmail.com#AnatomyOfTheState #MurrayRothbard #LibertarianPodcast #WhatTheStateIsNot #WhatTheStateIs #RothbardReading #AntiStatism #Voluntaryism #Libertarianism #StateMyths #CoerciveMonopoly #FreedomPhilosophy #AnarchoCapitalism #RothbardLive #StateCritique #LibertyLecture #GovernmentExposed #RothbardChapters #PodcastReading #StatelessSociety
New Podcast Episode is LIVE! "The $280 Shift That Could Change Your Homebuying Plans" If you've been holding off on buying a home because of high mortgage rates, this episode is your wake-up call! According to recent data, monthly mortgage payments on a median-priced home have dropped by $283/month—that’s over $3,000/year in savings! Affordability is improving in 39 of the top 50 U.S. markets, and buyers with a $3,000 monthly budget can now afford homes that are $22,000 more expensive than just a few months ago. That’s major buying power We’ll break down: Why monthly payments are falling What’s driving the affordability shift How to take advantage of it NOW Don’t miss this episode—it could turn your “maybe” into a “let’s move!” House of the Week 4 Cottage Ln, Gettysburg, PA 17325 $620,000 Built in 2014 in the sought-after Garrison Falls at The Links community Highlights: 4 beds | 3 full baths Gourmet kitchen with Bosch dishwasher, double ovens & 5-burner gas cooktop Spacious great room with cozy fireplace Luxurious primary suite with 2 walk-in closets & spa-like bath Covered screened porch + fully finished basement Community Amenities: Pool, tennis courts, fitness center, biking trails, and available golf membership See omnystudio.com/listener for privacy information.
In the 2nd hour of the show, Matt Spiegel & Laurence Holmes were joined by Chicago Sun-Times Bull beat reporter Joe Cowley.
Our exit today has us crowning the new King of the Mountain. This week, we are talking about Out Cold, written by Jon Zack and directed by The Malloys.Of course, we have to compare the film to Casablanca! But in addition, we also discuss the emerging career of Zack Galifianakis, films set in the snow, Weezer, Northern Exposure, alternate casting, and the definition of a Comedy Central film. Plus, BoxOfficeMojo confuses Ross!Thememusic by Jonworthymusic.Powered by RiversideFM.CFF Films with Ross and friends.Movies We've Covered on the Show on Letterboxd.Movies Recommended on the Show on Letterboxd.
Episode 2.52Two short books. One urgent message.Jude and 2 Peter sound like echoes of each other—warning about false teachers, moral corruption, and a church tempted to drift. But behind their similarities lies a sharp, Spirit-led call to courage and purity.In this episode, Zach and Michael unpack how these “forgotten books at the back of the Bible” fit into the bigger New Testament story. They explore their shared language, debated relationship, and the timeless message that faith must be defended, not diluted.Covered in this episode:– How Jude and 2 Peter mirror each other almost word-for-word– Whether Peter borrowed from Jude—or Jude from Peter– What their warnings reveal about early heresies and modern ones– 2 Peter's threefold defense: God's Word, judgment, and return– Why Jude quotes 1 Enoch—and how it doesn't undermine Scripture– The call to “contend for the faith once delivered” in an age of moral confusionTakeaway:Grace doesn't excuse sin, and delay doesn't mean denial. God's patience is mercy—but judgment and redemption are still on the clock.Find our videocast here: https://youtu.be/AONR9zZGLMoMerch here: https://take-2-podcast.printify.me/Music from #Uppbeat (free for Creators!):https://uppbeat.io/t/reakt-music/deep-stoneLicense code: 2QZOZ2YHZ5UTE7C8Find more Take 2 Theology content at http://www.take2theology.com
Grace for My Home | Christian Moms, Growing in Faith, Spirit-Led, Hearing from God, Sowing Truth
Text me a message! I would love to hear from you!In this episode, I talk with Judy Fulmer, founder of College PrepXcel, an independent educational consulting company that guides students skillfully and strategically through the college admissions process so they know what to expect—and how to truly stand out.Judy helps parents and teens navigate the often-overwhelming world of college prep with clarity and confidence. She works with all families, but as a former homeschool mom herself, she carries a special place in her heart for homeschooling parents walking this journey.Together, we talk about what it looks like to trust God through the transition from homeschooling to higher education—and how His grace opens doors for both parents and students in every new season. If you're a mom preparing your teen for college or simply navigating this next chapter of parenting, this conversation will remind you that God is already preparing the way. November 15, 2025 Support the showJoin us for Covered in Prayer: A Night for Women on Saturday, November 15, 5 - 7 PM at Awaken Coffee Bar, Mullins, SC. This event is free but registration is required. Register HERE: https://tithe.ly/event-registration/#/10544328 I've released my new book!!! Get your copy here: Seek First: 31 Quiet Moments With JesusIf you enjoy this episode and want to buy Audrey a coffee, please click here: https://www.buymeacoffee.com/ajmccrac73d Subscribe to My Weekly Email List! Visit GraceForMyHome.com Follow me on Facebook.Follow me on Instagram.Contact me via admin@graceformyhome.com
Daily Evening Prayer (10/30/25) from Trinity Anglican Church (Connersville, IN): Psalms 147-150; Ecclesiasticus 13; Philippians 4; Metrical Psalm 18:38-4138 Covered with wounds, in vain they try their vanquished heads again to rear; Spite of their boasted strength they lie beneath my feet, and grovel there. 39 God, when fresh armies take the field, recruits my strength, my courage warms; He makes my strong opposers yield, subdued by my prevailing arms. 40 Through him the necks of prostrate foes my conqu'ring feet in triumph press; Aided by him, I root out those who hate and envy my success. 41 With loud complaints all friends they tried, but none was able to defend; At length to God for help they cried, but God would no assistance lend.To read along, visit: https://ie.dailyoffice1662.com/To sing along with the Brady and Tate Metrical Psalter, visit: https://www.friendsofsabbath.org/cgmusic.com/workshop/newver_frame.htmTo own a Bible, visit: https://www.thomasnelsonbibles.com/product/kjv-center-column-reference-bible-with-apocrypha/To own a prayer book, visit: https://anglicanway.org/product/the-1662-book-of-common-prayer-international-edition-hardcover-march-2-2021/To own a hymnal, visit: https://anglicanhousepublishers.org/shop/the-book-of-common-praise-of-the-reformed-episcopal-church/
Daily Evening Prayer (10/30/25) from Trinity Anglican Church (Connersville, IN): Psalms 147-150; Ecclesiasticus 13; Philippians 4; Metrical Psalm 18:38-4138 Covered with wounds, in vain they try their vanquished heads again to rear; Spite of their boasted strength they lie beneath my feet, and grovel there. 39 God, when fresh armies take the field, recruits my strength, my courage warms; He makes my strong opposers yield, subdued by my prevailing arms. 40 Through him the necks of prostrate foes my conqu'ring feet in triumph press; Aided by him, I root out those who hate and envy my success. 41 With loud complaints all friends they tried, but none was able to defend; At length to God for help they cried, but God would no assistance lend.To read along, visit: https://ie.dailyoffice1662.com/To sing along with the Brady and Tate Metrical Psalter, visit: https://www.friendsofsabbath.org/cgmusic.com/workshop/newver_frame.htmTo own a Bible, visit: https://www.thomasnelsonbibles.com/product/kjv-center-column-reference-bible-with-apocrypha/To own a prayer book, visit: https://anglicanway.org/product/the-1662-book-of-common-prayer-international-edition-hardcover-march-2-2021/To own a hymnal, visit: https://anglicanhousepublishers.org/shop/the-book-of-common-praise-of-the-reformed-episcopal-church/
Joe Cowley of the Chicago Sun-Times joined the show to discuss the Bulls 3-0 start.
Send us a textEvery founder hits that wall; too much to do, too little help. But what if your first A-player hire didn't need a salary? In this episode, discover how to use AI as your first team to build a solid foundation, scale faster, and think like a CEO.
How to Trade Stocks and Options Podcast by 10minutestocktrader.com
Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.Covered calls sound like a clever way to make extra income from stocks you already own—but once you really break it down, things aren't quite as rosy as they seem. In this video, we dig into the truth behind covered call funds and why they've become so popular with everyday investors, even though the math often tells a different story.Following along with Ben Felix's “Was I Wrong About Covered Calls?”, we take a closer look at how these strategies actually work and why the promise of “steady income” can come with a hidden cost. Covered call ETFs have been sold as safe, income-producing investments, but they often end up capping your upside potential and eating into long-term returns.Here's what we cover in the video:✅ What a covered call really is, and why it's basically the same risk as a short put.✅ How covered call ETFs consistently trail their underlying stocks by 2–4% a year.✅ Why those “juicy” yields aren't free money—they usually come from your own capital.✅ The problem with capping your upside while staying exposed to all the downside.✅ How real traders manage risk and create their own income without gimmicks.We walk through real examples, using actual numbers, so you can see how these funds perform in the real world. On paper, they look great—steady income, reduced volatility, and that comforting monthly payout. But when you zoom out, most of these funds end up losing ground to plain old index ETFs. The short-term income feels good, but it comes at the expense of long-term growth.It's easy to see why investors fall for the sales pitch. The idea of generating “passive income” without taking on extra risk sounds perfect. But the reality is that covered call strategies don't protect you from losses—they just limit how much you can win. Many of these funds look like they're paying you a big yield, when in fact, the stock price is quietly falling behind.The smarter move? Build your own income stream the right way. Use dividends, take profits strategically, and manage your risk like a professional. Covered calls might sound exciting, but real investing success comes from having a plan, sticking to it, and letting your portfolio do the heavy lifting over time.This isn't about chasing what's popular—it's about understanding what actually works. If you've ever been curious about covered call ETFs, or wondered whether they're really worth it, this breakdown will give you the straight answer.Gain instant access to the AI-powered tools and behavioral insights top traders use to spot big moves before the crowd. Start trading smarter today
Send us a textIn our latest WTR Small-Cap Spotlight Flashcast, WTR's Shawn Severson and James Kisner break down James's AI Industry Primer—how the team selected 50 under-covered names, the AI Centricity Score, and 11 application areas. The conversation highlights where the most market value has accrued (notably infrastructure/platforms and quantum) as well as specialized workflow owners — and what the data says about the relationship between "AI Centricity" and returns.
Episode 2.51Before the shipwrecks and prison letters, Paul was a man under suspicion.Not one of the Twelve. A former persecutor now claiming divine authority.In his earliest writings—Galatians and 1 Thessalonians—Paul defends his calling, clarifies his gospel, and opens his heart as a pastor.In this episode, Zach and Michael trace Paul's transformation from zealot to apostle, exploring how God turned an enemy of the church into its most tireless servant.Covered in this episode:– Galatians 1: Paul's authority “not from man, but from Christ”– Galatians 2: Standing alone for gospel truth—even against Peter– Galatians 4 & 6: The emotional cost of authentic ministry– 1 Thessalonians 2–3: A pastor's integrity and affection under fire– How authority, courage, compassion, and credibility shaped Paul's early ministryTakeaway:The early Paul isn't polished—he's passionate, bruised, and believable. His defense of apostleship shows what real ministry looks like when truth and tenderness meet.Find our videocast here: https://youtu.be/35TK3JEq5kQMerch here: https://take-2-podcast.printify.me/Music from #Uppbeat (free for Creators!):https://uppbeat.io/t/reakt-music/deep-stoneLicense code: 2QZOZ2YHZ5UTE7C8Find more Take 2 Theology content at http://www.take2theology.com
Today, Kerrie and Stephanie talk about the movies airing in Weeks 3 and 4 of the Christmas season! This one is spliced together from two different recordings, so it is a little different than our normal Preview Episodes. Covered today are: Hallmark Monday Oct 27th @ 8 PM - Finding Mr. Christmas Season 2 - starring Jonathan Bennett and Melissa PetermanMonday Oct 27th @ 9 PM - Baked with Love: Holiday - starring Tamera Mowry-HousleySaturday Nov 1st - Christmas on Duty - starring Janelle Parish and Parker YoungSunday Nov 2nd - A Newport Christmas - starring Wes Brown and Ginna Claire MasonFriday Nov 7th - Mistletoe Murders Season 2 - starring Sarah Drew and Peter MooneySaturday Nov 8th - Christmas Above the Clouds - starring Erin Krakow and Tyler Hynes Sunday Nov 9th - A Keller Christmas Vacation - starring Jonathan Bennett, Brandon Routh and Eden SherUPTV: Sunday Nov 2nd - The Great Christmas Snow-In - starring Joey Lawrence, Amanda Fuller and Ricardo ChavezSunday Nov 9th - A Royal Christmas Manor - starring Brianna Cohen and Krik BarkerGreat American Family: Saturday Nov 1st - Christmas of Giving (WT) - starring Ash Tsai, Marshall Williams and Julia ReillyFriday Nov 7th - Christmas in Midnight Clear - starring Alicia Josipovic and John McLarenSaturday Nov 8th - Love at Kringle Lake - starring Alexa Maria Huerta and Joseph MoralesLet us know what you thought by following us on Instagram: @loveandnonsensepodcastFollow Stephanie's author life:Website: www.thearrowedheart.comOnline Store: www.steamyromancereads.com Instagram/Facebook: @authorhalliebennett & @authorjemmafrostFollow Kerrie's photographer life:Website: www.kerriedawnphoto.comInstagram: @kerrie.dawn.photo
221 In this hilarious episode, bestselling author Catherine Newman discusses the beauty and torture of parenting and perimenopause. They discuss the balance of humor and fear in Catherine's latest novels, Sandwich and Wreck, in which Catherine gets real about the complexities of everything from family vacations to "reproductive mayhem." Catherine shares her writing process and the personal experiences that've informed her novels. Ultimately. this episode is about how we hold love and terror at once. Covered in this episode:The excerpt that instantly made Nadine a fan of Catherine's writing. Nadine and Catherine's ridiculous injuries (one involved a mini-golf incident)Maternal anxiety, in all its terror and beautyCatherine's approach to writing that sellsThe unexpected symptoms of perimenopause that took both women by surpriseWhy reproductive experiences make intimacy such complicated territory How to write about our scariest thoughts without shame Join Nadine in her community or at her Revision Retreat:Writer Workout Membership (virtual): Every Monday, Doors Close Oct 31Revision Retreat: Craft Your Best Draft (In-person): Aug 2026, Madeline Island School of the Arts, WIAbout Catherine:Catherine Newman is the New York Times bestselling author of the memoirs Catastrophic Happiness and Waiting for Birdy, the middle-grade novel One Mixed-Up Night, the kids' craft book Stitch Camp, the best-selling how-to books for kids How to Be a Person and What Can I Say?, and the novels We All Want Impossible Things, Sandwich, and Wreck. Her books have been translated into fifteen languages. She has been a regular contributor to the New York Times, Real Simple, O, The Oprah Magazine, Cup of Jo, and many other publications. She writes the Crone Sandwich newsletter on Substack and lives in Amherst, Massachusetts.About Nadine:Nadine Kenney Johnstone is an award-winning author, podcast host, and writing coach. After fifteen years as a writing professor, she founded WriteWELL workshops and retreats for women writers. She interviews today's top female authors on her podcast, Heart of the Story. Her infertility memoir, Of This Much I'm Sure, was named book of the year by the Chicago Writer's Association. Her latest book, Come Home to Your Heart, is an essay collection and guided journal. She has been featured in Cosmo, Authority, MindBodyGreen, Natural Awakenings,Chicago Magazine, and more. She writes a regular column about mid-life reclamation on Substack.
Sleep Calming and Relaxing ASMR Thunder Rain Podcast for Studying, Meditation and Focus
Episode Title: Rain Sounds for Working: Rain-Covered Window FocusDescription: Settle into a productive groove with the soft patter of rain against a window. In this episode, we guide you through using rain soundscapes to improve concentration, reduce mental clutter, and maintain a steady work rhythm. You'll learn:Why consistent, gentle rain can boost focus by masking distractionsHow to pair rain audio with the right task types (deep work vs. admin)Simple breathing and micro-break techniques to prevent burnoutTips for creating a cozy, distraction-resistant workspaceA short, guided focus routine you can replay during work sessionsWhether you're tackling a big project or easing into daily tasks, let the rain help you find clarity and momentum. Press play, set your timer, and let the steady drizzle support your flow.Take a moment today to create a calm corner—headphones on, notifications off, and the soothing hum of rain to keep you centered.We'll be back next time with more ways to build a peaceful, productive routine.=======DISCLAIMER
Our exit today has us living a life of crime. This week, we are talking about two films that came out the same weekend and both are comedies centered around criminal enterprises. First, we are going to be talking about Bandits, written by Harley Peyton and directed by Barry Levinson. Next, we will talk about Corky Romano, written by David Garrett and Jason Ward and directed by Rob Pritts. One comes with big names stars and a big name director while the other is led by a SNL standout trying to become a leading man.Along the way, we of course discuss the career arcs of Cate Blanchett, Billy Bob Thornton, Barry Levinson, and Chris Kattan. But we also talk Paul Thomas Anderson, weddings, Ocean's Eleven, Elaine May, twist endings, Denzel Washington, SNL, and The Fisher King. Plus, the guys have some of the biggest disagreements they've had in a while, and Tripp makes a shocking statement during the box office overview for the weekend!Thememusic by Jonworthymusic.Powered by RiversideFM.CFF Films with Ross and friends.Movies We've Covered on the Show on Letterboxd.Movies Recommended on the Show on Letterboxd.
Episode 2.50Who Said It? The Quotation Debate in James 2:18–19What if a single pair of quotation marks changed how you understand faith and works?In this episode of Take 2 Theology, Zach and Michael unpack one of the most overlooked translation debates in the New Testament—who's actually speaking in James 2:18–19?Since the original Greek had no quotation marks, translators must decide how long the “someone will say” quotation runs. Does it end quickly (like in the ESV)? Continue through verse 19 (NASB)? Or include both verses (NIV, NRSV)? Each choice changes how we hear James's tone—rebuke, debate, or diatribe.Covered in this episode:– How Greek manuscripts handled quotations and voices– The short, medium, and long quotation theories– Why modern Bibles make different punctuation choices– What leading commentators (Moo, Davids, Blomberg) argue– How punctuation affects tone but not theologyIn the end, James's message stands: “Faith without works is dead.”But understanding how he said it might change how we hear him.Find our videocast here: https://youtu.be/O_swkautrVsMerch here: https://take-2-podcast.printify.me/Music from #Uppbeat (free for Creators!):https://uppbeat.io/t/reakt-music/deep-stoneLicense code: 2QZOZ2YHZ5UTE7C8Find more Take 2 Theology content at http://www.take2theology.com
We're back to discuss the next two episodes in the A-Team Season 4: Episodes 5 & 6!Covered in this Episode:Episode 5 - The Road To HopeEpisode 6 - The Heart of Rock N' RollFind our 2023, 2024, and 2025 Summer Series from Episodes 207-211, 240-245, 271-276Find The Airwolf Years from Episodes 96 - 189Find The Knight Rider Years from Episodes 1 - 95-----We'll be back on November 5th to discuss The A-Team Season 4 Episodes 7-8! The A-Team: Season 4 is available to rent on Apple TV, and Fandango at Home. But don't forget to check your local library for physical copies of the show too!-----The A-Team Release ScheduleSeason 4Sep 24, 2025 - Eps 1 & 2Oct 15, 2025 - Eps 3 & 4Oct 22, 2025 - Eps 5 & 6Nov 5, 2025 - Eps 7 & 8Nov 12, 2025 - Eps 9 & 10Nov 26, 2025 - Eps 11 & 12Dec 3, 2025 - Eps 13 & 14Dec 17, 2025 - Eps 15 & 16Dec 24, 2025 - Eps 17 & 18Jan 7, 2026 - Eps 19 & 20Jan 14, 2026 - Eps 21 & 22Jan 28, 2026 - Finale Ep 23Season 5Feb 11, 2026 - Premiere Eps 1–3Feb 25, 2026 - Eps 4 & 5Mar 4, 2026 - Eps 6 & 7Mar 18, 2026 - Eps 8 & 9Mar 25, 2026 - Eps 10 & 11Apr 8, 2026 - Finale Eps 12 & 13Apr 22, 2026 - The A-Team (2010) MovieThe 80's Years Opening & Closing Theme by: Steve Corning, http://thinkfishtank.comThe 80's Years Logo Design by: Luke LarssonFollow us on Facebook: https://www.facebook.com/the80syearsInstagram: @the80syearsThreads: @the80syearsBluesky: @the80syearsTikTok: @the80syearsEmail us: letusblowyourmind@gmail.comCall our Hotline: (207) 835-1954
Cheryl Gurz Product Manager with RTP at The Clearing House in this episode is explaining the key functionality of RTP and the backend.Here are the key takeaways from the interview:TCH basically works to recoup the losses - they are not for profit.Zelle does instant clearing but not settlement, while RTP is the first network in the US where clearing and settlement are done together on the good funds model.Majority of payments are executed in 3.5 seconds.5 million of RFPs were processed last year (2024)."pending issue" is there because of the batch posting by banks. They post the transaction at the end of the day, the available balance will change.Pricing - TCH is charging $0.045 per credit but your bank can charge as much as they want to.43% of the RTP payments are made after the standard banking hours.The banks that are on the RTP network have to make the funds in the credit transaction within 5 seconds 24/7. "You don't need to know how the payment is made"Meet us at AFP, booth #618!!!Cheryl's LinkedIn: https://www.linkedin.com/in/cheryl-gurz-0871287/As always, check out my Substack and specifically my post about Requests for Payments.Find RFP documentation here: https://drive.google.com/file/d/1vUGD14WbFvVB5iy7Zy9QcnIYKLr-riIM/view?usp=sharing
The cost of healthcare insurance is at the core of the government shutdown. Democrats and Republicans are at a stalemate over the extension of subsidies that decrease the price of insurance purchased under the Affordable Care Act, also known as Obamacare. Without the extension, experts predict a sharp increase in premiums for the 44 million Americans who rely on this health insurance. And hundreds of thousands of Californians may be priced out of the market. With open enrollment beginning in two weeks, we'll talk to experts including the director of Covered California, about what's at stake. Guests: Larry Levitt, executive vice president, KFF Jessica Altman, executive director, Covered California, the state health insurance exchange Learn more about your ad choices. Visit megaphone.fm/adchoices
Don and Tom tackle a mix of market mania and listener questions, skewering speculative fads like meme stocks, SPACs, private credit ETFs, and covered-call funds. Don opens with a scam text story before the duo dive into the absurdity of “get-rich” products during a record-breaking market. They stress discipline, diversification, and turning off CNBC — repeatedly. Listener questions include Roth conversions in high tax brackets and funding a home purchase without wrecking retirement plans. The show ends on a hilarious tangent about listeners wearing backpack banners to promote Talking Real Money. 0:04 Scam text from Colorado and the hazards of living alone in a studio 1:09 Market highs and the illusion of perfect timing 2:35 Stock concentration, meme stock mania, and the “Magnificent Seven” dominance 3:34 Listener call: investing in a soccer team partnership promising 15–30% returns 5:12 Why “too good to be true” often is — scams and speculative traps 6:09 Covered-call ETFs (JEPI, GPIQ) explained and debunked 9:39 New private credit ETF (PCR): high fees, low transparency, huge risk 12:49 CNBC hype vs. reality — why turning off financial TV is sound advice 16:21 Listener question: Roth conversions and tax traps in the 30% bracket 19:26 Another listener: funding a new home without derailing retirement 21:47 Don's rant on overpricing homes — “every house sells at the right price” 23:24 Real estate emotion vs. math — the price always tells the truth 24:31 Episode wrap-up: humor, gratitude, and an absurd “wearable banner” promo idea Learn more about your ad choices. Visit megaphone.fm/adchoices
Learn how to choose term vs whole life insurance and calculate your coverage so your family stays protected. How much life insurance do you really need? Which is smarter, term or whole life? Hosts Sean Pyles and Elizabeth Ayoola discuss recent smart, fun, and dumb spending to spark a quick audit of your own money habits, then pivot to right-sizing life insurance so your family isn't left exposed. They begin with a discussion of everyday spending wins and fails, with tips and tricks on reviewing statements to catch unused subscriptions, setting guilt-free “fun” budgets that match your values, and investing in your health and home with intention. Then, insurance Nerd Kaz Weida joins Sean and Elizabeth to discuss a listener's question about life insurance choices. They explain the DIME method for figuring out how much coverage you need, how to weigh term vs whole based on goals and risk, what costs look like at different ages, and how to handle beneficiaries, trusts, and group coverage from work. Plus: why you should periodically update your beneficiaries as life changes. How much life insurance do you need? NerdWallet's free life insurance calculator can help you do the math: https://www.nerdwallet.com/article/insurance/how-much-life-insurance-do-i-need Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header In their conversation, the Nerds discuss: life insurance, term life insurance, whole life insurance, beneficiary designation, trust vs beneficiary, group term life insurance, life insurance cost in your 30s, life insurance cost in your 40s, cash value life insurance, indexed universal life insurance, variable universal life insurance, estate planning basics, stay-at-home parent life insurance, update life insurance beneficiaries, convert term policy, smoker vs nonsmoker life insurance rates, life insurance medical exam, term vs whole life comparison, permanent life insurance, life insurance through employer, supplemental life insurance, life insurance payout, coverage amount calculator, college fund and life insurance, mortgage protection with life insurance, and prenuptial agreement and finances. To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices
#651: Many who reach CoastFI find themselves in a strange in-between: financially independent enough to stop saving, but not ready to fully retire. When you're living off a taxable brokerage for decades, does the “never hold bonds in taxable” rule still apply? This episode explores how traditional asset location advice meets real-life spending. We unpack how to balance growth, taxes, and stability when your taxable account becomes your paycheck. Then we shift to two more listener dilemmas: helping a parent retire through shared home ownership, and using covered-call strategies to earn income from a stock-heavy portfolio. Listener Questions in This Episode Brandon (1:28): “I'm CoastFI and will withdraw from my taxable account for the next 20 years. Should I hold bonds in taxable, or keep it all in stocks?” Brandon's retirement accounts can grow untouched, but his taxable brokerage will fund two decades of living expenses. The classic rule says avoid bonds in taxable, yet Paula explains why that advice isn't universal. When your taxable account funds your life, it needs to act as a complete portfolio. We discuss how to balance risk, prioritize liquidity, and plan your glidepath into CoastFI life. Andrew (22:07): “My spouse and I co-own a home with my mother-in-law. How can we help her retire without creating family tension?” We explore fair, flexible ways to support an aging parent while keeping relationships healthy. Paula explains how to design a win-win deal and why seller financing can help balance cash flow and peace of mind. Chandan (49:16): “Can covered-call ETFs help me generate income from my stock portfolio and RSUs?” We explain how covered calls work, what “covered” really means, and the tradeoff between steady income and limited upside. For those with concentrated stock positions, Paula shares when covered calls make sense—and when simpler plans win. Key Takeaways The “no bonds in taxable” rule isn't universal. When you're drawing solely from taxable accounts for many years, that account needs to function as its own mini-portfolio, including bonds or cash for stability. Asset location follows purpose, not dogma. Tax efficiency matters, but liquidity and risk management take priority when the account funds your life. Think in terms of buckets. Your retirement accounts can stay growth-oriented while your taxable account carries the ballast for spending. Plan ahead for rebalancing. When taxable balances decline, know how and when to refill your bond/cash sleeve from other sources to keep your glidepath intact. The transition to CoastFI is a mental shift. You're no longer optimizing for maximum returns, you're designing for peace of mind and steady withdrawals. Chapters Note: Timestamps are approximate and may differ across listening platforms due to dynamically inserted ads. (01:28) Brandon's CoastFI question: bonds in taxable when withdrawals start now (03:56) Why “no bonds in taxable” is a rule of thumb, not a law (12:42) How to treat taxable as a stand-alone portfolio (18:31) Balancing tax efficiency with cash-flow reality (25:26) Helping a parent retire through shared property ownership (01:05:40) Options: Buying or selling with Options (01:07:07) Covered calls explained simply, income with a ceiling Resources & Links Asset Location Cheat Sheet (free): affordanything.com/assetlocation Guide to Double-I FIRE (free): affordanything.com/fiire Learn more about your ad choices. Visit podcastchoices.com/adchoices