Podcasts about homeowners

Discover why cheaper condos may still not be a bargain.  Are you on track for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest can make the biggest difference to your financial freedom and lifestyle. If you invested well for the long-term, what a difference it would make because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INVESTING IS WHAT THE BE WEALTHY & SMART VIP EXPERIENCE IS ALL ABOUT - Invest in digital assets and stock ETFs for potential high compounding rates - Receive an Asset Allocation model with ticker symbols and what % to invest -Monthly LIVE investment webinars with Linda 10 months per year, with Q & A -Private VIP Facebook group with daily community interaction -Weekly investment commentary -Extra educational wealth classes available -Pay once, have lifetime access! NO recurring fees. -US and foreign investors are welcome -No minimum $ amount to invest -Tech Team available for digital assets (for hire per hour) For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any recurring fees. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or set up a complimentary conversation to answer your questions about the Be Wealthy & Smart VIP Experience. Request an appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed LINDA'S WEALTH BOOKS 1. Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". 2. Get my book, “You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!” Men love it too! After all, you are Wealth Heirs. :) International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning.  SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (This post contains affiliate links. If you click on a link and make a purchase, I may receive a commission. There is no additional cost to you.)

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Paul Dashefsky. Serial entrepreneur and founder of Maxwell, a platform focused on Accessory Dwelling Units (ADUs), also known as tiny homes:

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Paul Dashefsky. Serial entrepreneur and founder of Maxwell, a platform focused on Accessory Dwelling Units (ADUs), also known as tiny homes:

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Paul Dashefsky. Serial entrepreneur and founder of Maxwell, a platform focused on Accessory Dwelling Units (ADUs), also known as tiny homes:

Description: The search for baby Emmanuel continues after the child's parents were arrested on suspicion of murder. A police pursuit in Lynnwood ended in a crash, while Caltrans announced plans to repave the 405 Freeway with blacktop instead of concrete. The Powerball jackpot has soared to $750 million, with Conway joking that Bellio has the winning mojo and imagining how he'd spend the prize. Nostalgia is also fueling a surprising comeback for cassette tapes and the tradition of lovers exchanging mixtapes. The hour wrapped with a look at how rising costs are leading many homeowners to defer essential maintenance. 6:05pm – Search for baby Emmanuel continues after parents arrested on suspicion of murder 6:20pm – Pursuit ends in crash in Lynnwood. Repaving the 405 Freeway with blacktop instead of concrete. Powerball at $750 Million – Bellio has the mojo!  6:35pm – How Conway would disseminate his Powerball winnings. Nostalgia Is Fueling Resurgence of Cassettes. When lovers send Mixed tapes!  6:50pm – Homeowners deferring maintenance due to cost 

Houston, Texas: two men in ski masks posing as police officers are dead after a homeowner opens fire during a late-night home invasion. Jeffrey Epstein accuser Virginia Giuffre has a posthumous memoir coming out this fall that promises to share disturbing new details of her abuse. Drew Nelson reports.See omnystudio.com/listener for privacy information.

Beamer is in for Bauerle and today we start off with talking about being a homeowner, and how that is becoming increasingly difficult for the younger generation to do, is it even worth it, is being a homeowner all it's cracked up to be? Also, we talk about a Wall Street Journal poll that found Democrats got the lowest approval rating from voters in 35 years, the closure of yet another business downtown, Misuta Chows, and we wrap up with the new policy being rolled out by Southwest Airlines which would require plus sized travelers to purchase an extra seat.

Welcome back to Home Design chat with Nancy.  This is the place where you learn everything about your home, what the current trends are, how to design, plan and execute your remodel and much moreIf you are wanting to do a simple kitchen or bath remodel before the holidays, now is the time.  And by the way we have exactly 3 months til Thanksgiving. I say simple remodel because the major remodels will take time.  So if that's what you had on your wish list, do your homework now and prepare to start in January after the Holidays.Gil Olachea is back with me.  Today's subject fits right in with your wishlist for your home remodel.We are going to help you not splurge on items that other homeowners have done and regretted. In this podcast we will give you the comments from homeowners in addition to our comments on each item.Our list includes the following:Built-in Vacuum systemClear glass shower doorsWall-to-wall carpetingOutdoor kitchensGranite CountertopsSkylightsHoneycomb blinds (window treatments)In-ground poolOutdoor deck with glass railingMarble flooringWhirlpool tub for 2Home GymsWine cellarsWood flooringWallpaperHome TheatersGo to my Youtube channel to view the video of my latest project : ⁠ https://www.youtube.com/@NancyHugo⁠Check out ⁠DesignersCircleHQ.com⁠ for all the latest in design.  Send me your email if you would like to have Designers Circle sent to you bi-monthly.This podcast is sponsored by ⁠⁠Monogram.com⁠⁠Please email me at Nancy@nancyhugo.com for questions and suggestions on design topics you would like to learn about. If you want to learn more about me, go to ⁠⁠NancyHugo.com

A string of homeowners are tens of thousands of dollars out of pocket, after paying money upfront for building work that was done badly, or not at all. Mary Argue reports.

In today's episode, we break down two major reports that show a growing split in the U.S. housing market. On one side, nearly half of all mortgaged homeowners are now equity rich—owing less than half of their home's value. On the other, affordability has reached its worst level in 14 consecutive quarters, with 99% of counties now less affordable than historical norms. We look at the states leading in equity, the regions where affordability is collapsing, and what this all means for investors, buyers, and renters. Learn more about your ad choices. Visit megaphone.fm/adchoices

What do Bad Bunny, Patrick Mahomes, and Steph Curry have in common? They're not just stars in music and sports—they're also among the top celebrity investors. We'll dive into the numbers and reveal the surprising ways these names are generating serious returns. From luxury real estate to endorsement deals to intellectual property, their stories highlight an often-overlooked lesson: the power of diversification.It's also that time of year when property tax bills hit mailboxes—and homeowners feel the pinch. That sparked a bigger conversation: should you manage your own insurance and tax payments, or let your lender handle it through an escrow account? We'll unpack how escrow really works, the buffers mortgage companies require, and whether handling it yourself could save you money.And after the break, we'll tackle the markets. From this week's volatility to the ongoing debate over inflation, the likelihood of interest rate cuts, and whether we're in an AI bubble, we'll cover what's driving investor sentiment. Plus, we'll look at earnings from retail giants like Walmart and Target, and why some big-name tech stocks are shifting from growth stories to value plays—even with sky-high valuations.Join hosts Nick Antonucci, CVA, CEPA, Director of Research, and Managing Associates K.C. Smith, CFP®, CEPA, and D.J. Barker, CWS®, and Kelly-Lynne Scalice, a seasoned communicator and host, on Henssler Money Talks as they explore key financial strategies to help investors navigate market uncertainty.Henssler Money Talks — August 23, 2025  |  Season 39, Episode 34Timestamps and Chapters5:30: Celebrities Crushing It as Investors14:22: Property Taxes18:06: Escrow: DIY or Leave It to the Lender?39:17: Volatility, Interest Rates and Tech as Value Follow Henssler:  Facebook: https://www.facebook.com/HensslerFinancial/ YouTube:  https://www.youtube.com/c/HensslerFinancial LinkedIn: https://www.linkedin.com/company/henssler-financial/ Instagram: https://www.instagram.com/hensslerfinancial/ TikTok: https://www.tiktok.com/@hensslerfinancial?lang=en X: https://www.x.com/hensslergroup “Henssler Money Talks” is brought to you by Henssler Financial.Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

Think you can't buy a home until your debt is gone and your savings are massive? Think again. In this episode, David Sidoni breaks down the real math behind saving for a down payment while managing debt — and why waiting too long could actually cost you more. For first-time homebuyers, the internet is full of misinformation: you need zero debt, a huge down payment, and perfect timing. Wrong. In this episode, David tackles one of the biggest fears holding renters back — how much you actually need to save, and whether it's possible to do that while still carrying debt. Spoiler: it is.Building on Rosie's inspiring story from the last episode (a single mom who bought her first home in 2025 after bankruptcy), David unpacks the myths that scare buyers into renting for far too long. He explains the strategies that let you save and pay down debt at the same time, and why the rising age of first-time buyers — now at a shocking 41 years old — is proof that misinformation is keeping people trapped.If you're stuck renting because you think your debt or small savings disqualify you, this episode is your wake-up call. Homeownership is possible sooner than you think — if you know the facts. Quote: “You don't need a big down payment and no debt. Nope, nope, nope.” Highlights:The myth of needing zero debt before buying a home — busted.How to save for a down payment while paying down debt.Why waiting too long could cost you more in rising prices and rents.Rosie's real-life story: from bankruptcy in 2019 to buying in 2025.The shocking truth: average first-time buyer age has jumped to 41. References (If Applicable):186 - INTERVIEW: Buying a Home with 300K of Student Debt?305 - Debt Management: Homebuying 101 - Step 4233 - Interview With Stephanie Who Had 200K In Student Loans, And STILL Bought A Home!339 - Don't Get Pre-Qualified—Get a Plan (INTERVIEW)340 – Down Payment Assistance, Discovery Calls & Lending Myths (INTERVIEW)327 - From “Maybe Next Year” to Homeowner in 4 Months – Elizabeth's Story (INTERVIEW)330 - From Renter to Homeowner with a Home Business – Christina's Story (INTERVIEW)347 - She Fired Her Realtor—and Bought the Right Home in 3 Days (INTERVIEW)351 - How a Drama Teacher Bought a Home Solo (INTERVIEW)Connect with me to find a trusted realtor in your area or to answer your burning questions!Subscribe to our YouTube Channel @HowToBuyaHomeInstagram @HowtoBuyAHomePodcastTik Tok @HowToBuyAHomeVisit our Resource Center to "Ask David" AND get your FREE Home Buying Starter Kit!David Sidoni, the "How to Buy a Home Guy," is a seasoned real estate professional and consumer advocate with two decades of experience helping first-time homebuyers navigate the real estate market. His podcast, "How to Buy a Home," is a trusted resource for anyone looking to buy their first home. It offers expert advice, actionable tips, and inspiring stories from real first-time homebuyers. With a focus on making the home-buying process accessible and understandable, David breaks down complex topics into easy-to-follow steps, covering everything from budgeting and financing to finding the right home and making an offer. Subscribe for regular market updates, and leave a review to help us reach more people. Ready for an honest, informed home-buying experience? Viva la Unicorn Revolution - join us!

We'd love to hear from you. What are your thoughts and questions?In this episode, Dr. Allen Lomax discusses the critical role of public adjusters in navigating insurance claims, particularly after disasters. Joined by Andy Gurczak, founder of All City Adjusting, they explore how public adjusters can help clients recover more from their insurance claims, share case studies, and provide insights on the claims process. The conversation emphasizes the importance of being proactive in preparing for disasters, understanding insurance policies, and knowing when to seek professional help to ensure fair compensation.Main Points:Public adjusters can significantly increase claim payouts.It's crucial to contact a public adjuster early in the claims process.Insurance adjusters may miss critical details in claims.Homeowners should document damage thoroughly after a disaster.Saying less to insurance companies can prevent claim delays.Regular policy reviews can uncover missing coverages.Many insurance policies have more exclusions than inclusions.Public adjusters often provide free policy reviews for clients.Understanding your policy is essential for effective claims.The burden of proof lies with the insured, not the insurer.Connect With Andy Gurczak:andy@allcityadjusting.comallcityadjusting.comhttps://www.facebook.com/allcityadjusting/https://www.linkedin.com/in/andy-gurczak-528b9b64/

 Summary In this episode of the Be a Smarter Homeowner podcast, Elizabeth Dodson and John Bodrozic discuss the complexities of homeownership and how HomeZada serves as a comprehensive platform to manage various aspects of home management. They explore the interconnectedness of home inventory, maintenance, financial insights, and the limitations of using separate apps. The conversation also highlights the role of AI in providing tailored advice for homeowners and the concept of a digital twin for better home management.  Takeaways The house is a complex entity made up of various components. HomeZada addresses the complexity of home management in one platform. Home inventory is crucial for insurance and maintenance purposes. Maintenance tasks should be tracked to prevent costly repairs. Financial insights are essential for making informed decisions about home investments. Using separate apps complicates home management and decision-making. AI can provide personalized advice for homeowners based on their specific needs. A digital twin of your home can enhance management and decision-making. HomeZada allows for easy access to all home-related data in one place. The platform is designed to anticipate homeowners' needs and frustrations.   Sound bites "The house is a complex entity." "Everything is in one place." "HomeZada does that as well."   Chapters  00:00 Understanding Home Complexity 03:04 The Role of Homsata in Home Management 05:59 The Journey of Home Ownership 08:58 The Importance of a Holistic View 11:45 Challenges of Disparate Systems 14:55 The Value of Integrated Solutions 20:56 The Complexity of Home Management 27:31 Leveraging Technology for Homeowners 33:20 The Concept of a Digital Twin 35:03 Creating an All-in-One Platform

What if the same sensor protecting your home from electrical fires could also help prevent billion-dollar wildfires that devastate entire communities? That's the fascinating premise explored in the latest episode of the Predict & Prevent podcast, where host Pete Miller welcomes back Bob Marshall, CEO and co-founder of Whisker Labs, for a conversation about how individual home protection is evolving into grid-scale catastrophe prevention.In this conversation, Pete and Bob discuss the growth and impact of Ting, a home monitoring system developed by Whisker Labs. They explore the rapid deployment of Ting in over a million homes, its effectiveness in preventing fires, and new research that demonstrates the positive ROI for insurance carriers. Bob shares insights on how Ting's growing network and data can help utilities monitor grid stress and prevent wildfires. The discussion also touches on the future of Whisker Labs, potential expansion into commercial structures, and the importance of changing the relationship between insurance companies and homeowners through proactive safety measures.Resources:Whisker Labs: https://www.whiskerlabs.com/ Research on value of IoT to Homeowners, Insurers: https://www.whiskerlabs.com/how-effective-are-loss-prevention-programs-for-insurers/Bob Marshall on Episode 2 of Predict & Prevent: https://www.predictandprevent.org/podcast/hidden-dangers-uncovered/The Institutes: https://global.theinstitutes.org/Predict & Prevent website: https://www.predictandprevent.org/Sign up for our weekly Predict & Prevent newsletter: https://www.predictandprevent.org/newsletter/

Signing a contract with your contractor is like signing a marriage certificate. If you don't know what you're actually getting, you're setting yourself up for a very expensive divorce.Today, I'm diving into the financial side of contractor selection that can make or break your project. I've seen too many homeowners get blindsided by inadequate contracts, surprise costs, and change orders that nobody saw coming. You're literally handing over your vision and your budget to someone else, so you better make sure you understand exactly what you're paying for.In previous episodes, we've talked about vetting contractors from a relationship perspective, but today I'm getting laser-focused on the numbers. I'm giving you practical tools for understanding build costs, preventing those dreaded change orders, and most importantly, revealing what it actually costs to build a healthy home. Because here's the reality: it might be very different from what you've budgeted for, and you need to know this upfront, not when you're mid-construction facing a $50,000 surprise.I've seen projects start with no contracts at all, and let me tell you, you absolutely do not want that. Today, I'm breaking down exactly what you need in your bid, how to structure it properly, and why transparency is everything when it comes to your construction budget. In today's episode, we're talking about:The three types of contractor bids and why cost-plus contracts give you the transparency you desperately needHow to get preliminary cost estimates that actually matter (and why square footage alone won't cut it)Real percentage breakdowns for upgrading your foundation, exterior walls, and roof assembliesWhy your contractor must be involved in the design stage to prevent budget disastersThe truth about what it actually costs to build a healthy home (hint: start budgeting at $400+ per square foot)Connect with me: Instagram

Part 2 of The Visibility Shift series — Homeowners trust what others say about you more than what you say. In this episode, Spencer breaks down how to build third-party proof through reviews, local directories, partner mentions, and media features so you don't get overlooked online.

Amy King hosts your Thursday Wake Up Call. ABC News White House correspondent Karen Travers opens the show discussing President Trump saying he has ‘definitively ruled out' the United States sending troops to Ukraine. ABC News technology reporter Mike Dobuski joins the show for ‘Wired Wednesday.' Today, Mike talks about OpenAI's rocky GPT-5 rollout out gives a review on the latest Pixel smartphone. We ‘Get in Your Business' with Bloomberg's Dan Swchwartzman discussing how the markets are looking today. The show closes with Amy talking with CEA Chief Mitigation Officer for the California Earthquake Authority Janiele Maffei about their grant program to brace and bolt older homes to their foundation to protect against earthquakes.

Amy talks with CEA Chief Mitigation Officer for the California Earthquake Authority Janiele Maffei about their grant program to brace and bolt older homes to their foundation to protect against earthquakes.

President Trump's tax bill is about to end a number of tax credits for homeowners who install clean energy appliances. But some people are racing to beat the deadline.

The Natural Hazards Commission is reminding homeowners what and what isn't covered. 

Alan interviews Dale Crook. As a general contractor, Dale Crook always looked for time-saving ways to get work done. He invented ways to improve flexible ducting, wire splicing and more. Today, his inventions are sold to wholesale and retail stores that serve consumers and contractors across the U.S. and online. Make sure to subscribe to the podcast at Apple Podcasts, or wherever you get your podcasts, so you won't miss a single episode. Website: www.BuildRight.net

To watch a video version of this podcast, click here: https://youtu.be/C6MC7V08nS4In this episode of the Structure Talk podcast, hosts Reuben Saltzman and Tessa Murry discuss various topics related to home inspection, including the impact of AI on the industry, personal anecdotes about gutter cleaning, and a detailed case study involving a homeowner's water intrusion and mold issues. They explore the complexities of building science, the importance of proper installation and maintenance, and the challenges of identifying and resolving moisture problems in homes.Here's the link to check out Inspector Empire Builder: https://events.iebcoaching.com/eventsTakeawaysAI tools are evolving rapidly and can be overwhelming for businesses.Investing time and resources into understanding AI is crucial for growth.Gutter maintenance can lead to unexpected challenges and solutions.Homeowners should be aware of potential water intrusion issues in their homes.Mold problems can arise from various sources, including improper installation.Investigating moisture issues requires thorough inspection and testing.Condensation can occur even in summer, indicating underlying problems.Proper installation of siding and flashing is essential to prevent water damage.Home inspectors should be vigilant about concealed moisture damage.Finding qualified contractors for moisture issues can be challenging.Chapters00:00 Introduction and Weather Check03:02 AI in Home Inspection05:54 Gutter Cleaning Adventures09:54 Case Study Introduction13:40 Homeowner's Water Issues17:04 Mold and Moisture Problems21:13 Investigating Water Intrusion24:55 Condensation Concerns29:16 Finding Solutions33:11 Wrap-Up and Future Discussions

Rising construction costs coupled with widespread labor shortages have created a perfect storm for homeowners facing property losses. The gap between insurance coverage and actual rebuilding expenses continues to widen, putting families at significant financial risk..Mary Roy, Senior Underwriting Team Leader at CRC Group, breaks down the complex factors driving this trend. The fundamental difference between new construction and reconstruction after a loss creates much of this disparity. Rebuilding involves unique challenges – from debris removal and working around existing structures to scheduling complications and protection of remaining assets. These projects lack the economies of scale found in new developments, where contractors purchase materials in bulk and efficiently schedule labor across multiple properties.Don't wait until disaster strikes. Connect with your clients today to review their homeowner's policies and ensure they have adequate protection against today's rebuilding realities. Subscribe to the Placing You First Podcast for more specialist insights on navigating the complex world of insurance coverage. Visit REDYIndex.com for critical pricing analysis and a snapshot of the marketplace. Do you want to take your career to the next level? Join #TeamCRC to get access to best-in-class tools, data, exclusive programs, and more! Send your resume to resumes@crcgroup.com today!

This week, we're breaking down the ongoing text thread among certain City Council members that was recently made public, the almost $4 million settlement against the Portland Police Bureau, and the house Portlanders can't seem to stop crashing into. Joining host Claudia Meza on this week's Friday news roundup are Willamette Week reporter Sophie Peel and senior producer Giulia Fiaoni. Discussed in Today's Episode: The Lawsuit That Broke the Council's Back [Portland Mercury] As Hearings Occurred, the City Council's Progressive Caucus Texted Bluntly About Colleagues and Police [Willamette Week] Owners of ‘Crash House' on Notoriously Tricky Road File $1.2M Lawsuit Against Portland, Gas Company [The Oregonian] We're doing our annual survey to learn more about our listeners. We'd be grateful if you took the survey at citycast.fm/survey—it's only 7 minutes long. You'll be doing us a big favor. Plus, anyone who takes the survey will be eligible to win a $250 Visa gift card–and City Cast City swag. Become a member of City Cast Portland today! Get all the details and sign up here.  Who would you like to hear on City Cast Portland? Shoot us an email at portland@citycast.fm, or leave us a voicemail at 503-208-5448. Want more Portland news? Then make sure to sign up for our morning newsletter, Hey Portland, and be sure to follow us on Instagram.  Looking to advertise on City Cast Portland? Check out our options for podcast and newsletter ads at citycast.fm/advertise. Learn more about the sponsors of this August 15th episode: Rose City Comic Con Babbel - Get up to 60% off at Babbel.com/CITYCAST Clinton Street Theater Cascadia Getaways Montavilla Jazz

The House Whisperer Dean Sharp is back on Wake Up Call for another edition of ‘Waking Up with the House Whisperer!' Today, Dean talks about 10 reasons why design matters most.

Many seniors today face significant financial strain—some even resort to borrowing to cover their basic living expenses.For retirees on a fixed income, a reverse mortgage can be a practical solution to access the equity in their home and bring much-needed stability. Harlan Accola joins us today with a message of hope for those looking for margin in their retirement years.Harlan Accola is the National Reverse Mortgage Director at Movement Mortgage, an underwriter of Faith and Finance. He is also the author of Home Equity and Reverse Mortgages: The Cinderella of the Baby Boomer Retirement.The Real Issue: Seniors Struggling with Credit Card DebtNearly 70% of seniors that Movement speaks with are carrying credit card debt. These aren't impulsive spenders buying luxury items. They're retired, living on fixed incomes, and they're relying on credit just to pay for basics like groceries and prescriptions. They're often asset-rich but cash-poor—sitting on significant home equity but drowning in interest rates of 25% to 35%.Many people suffer silently, too embarrassed to discuss their financial challenges. They don't realize that the equity in their home could be used to ease their burden without losing the home they love.One of the biggest hurdles is the spread of misinformation. People believe they'll lose their house, or that a reverse mortgage is inherently bad.In truth, the Home Equity Conversion Mortgage (HECM)—the most common form of reverse mortgage—is federally insured and designed to protect both the homeowner and their heirs. Properly structured, it can be a safe and responsible tool.Who Should Consider a Reverse Mortgage?Anyone over 62 with at least 50–60% equity in their home should take a closer look. A typical scenario might be someone still making monthly mortgage payments, even with a small remaining balance. Those payments—$800, $1,500 or more—can strain fixed retirement budgets.One common misconception is that you lose control of your home. In fact, you and your spouse can stay in your home for life, even if one of you passes away. You can choose how to receive the funds—from monthly income to a lump sum to the most popular option: a line of credit.Whether it's a car repair or a medical bill, reverse mortgage lines of credit provide flexibility. And it's all about wise stewardship.At the heart of this decision is a stewardship principle. As Proverbs 24:3 reminds us, “By wisdom a house is built, and through understanding it is established.” It doesn't make sense to live in a paid-off home but struggle to pay for groceries while racking up 30% interest on credit cards. That's not good stewardship.Reverse mortgages aren't for everyone—but many avoid them simply due to fear or misunderstanding. For some, it could be a life-giving solution.If you're entering—or well into—retirement and want to explore whether a reverse mortgage might be a fit for your situation, visit Movement.com/Faith. On Today's Program, Rob Answers Listener Questions:I'm 71 and still working, but I'm not sure how much longer I'll be able to keep it up. Would a reverse mortgage help me eliminate my monthly mortgage payment, allowing me to manage better if I need to stop working?I have recently retired and hold a 401(k) account with Fidelity. Someone mentioned a company called Big Money Retirement Solution, which offers a 9% annual return on an annuity. Should I consider moving half of my portfolio there?I heard there's a way to get a free credit report that the government requires. How do I access that?Resources Mentioned:Faithful Steward: FaithFi's New Quarterly Magazine (Become a FaithFi Partner)Movement MortgageAnnualCreditReport.comWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA) or Certified Christian Financial Counselor (CertCFC)FaithFi App Remember, you can call in to ask your questions most days at (800) 525-7000. Faith & Finance is also available on the Moody Radio Network and American Family Radio. Visit our website at FaithFi.com where you can join the FaithFi Community and give as we expand our outreach.

08-13-25 - Reactions To Senior Assassins Game - HOA Bans Homeowner From Using Red/Blue Lights For First Responders - Ronaldo Gave His Fiance A 50 Carat Ring Proving Again How Normal Guys Can't Measure Up To A Woman's IdealSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

California homeowners are facing a growing wildfire insurance crisis. With rising rates, reduced coverage options, and increased wildfire risk due to climate change and inflation, understanding your insurance options is more important than ever. In this episode of the All Things Wildfire podcast, host OP Almaraz speaks with Sharon Smith, Outreach Analyst at the California Department of Insurance, to discuss the challenges, solutions, and legislative changes shaping wildfire coverage in California. Why Wildfire Insurance Rates Are Rising in California Wildfire insurance premiums are increasing due to multiple factors: Climate change is driving more frequent and severe wildfires. Inflation has pushed up construction and repair costs. Outdated regulations under Proposition 103 have made it difficult for insurers to adapt pricing to today's risks. Sharon explains why Prop 103 needs modernization to better protect homeowners and keep insurance available in high-risk fire zones. Understanding Proposition 103 and Its Impact Proposition 103 is a decades-old regulation that governs how insurance rates are approved in California. While it was designed to protect consumers, many experts argue it hasn't evolved to address the current wildfire landscape. Modernizing Prop 103 could help stabilize the insurance market while ensuring fair treatment for policyholders. The Safer from Wildfires Program The Safer from Wildfires program is a state-led initiative to improve home resilience against wildfire damage. By completing specific home-hardening measures, homeowners may: Reduce their risk of fire damage. Qualify for potential insurance discounts. Increase their chances of keeping existing coverage. The California Fair Plan: Last-Resort Coverage For homeowners unable to find traditional coverage, the California Fair Plan acts as a safety net. However, it's meant as a temporary solution. Modernizing the Fair Plan is essential, especially for high-value homes that require broader protection. Admitted vs. Non-Admitted Insurance Carriers Understanding the difference between admitted insurance carriers (regulated by the state) and non-admitted carriers (not backed by the state's guarantee fund) is critical when comparing wildfire insurance policies. Sharon provides insights on the pros and cons of each option. Smoke Remediation and New Task Force Efforts Smoke damage after a wildfire can create serious health hazards. The California Department of Insurance has established a task force to address smoke remediation standards, helping homeowners get better results from their claims and contractors. Legislative Changes and Homeowner Resources Sharon discusses new legislative proposals designed to: Ease the recovery process after a wildfire. Improve claims handling by insurance companies. Provide more resources to homeowners navigating wildfire-related claims. The California Department of Insurance offers free resources to help property owners understand their rights, find coverage, and take preventive measures. Join the Conversation: What challenges are you facing with wildfire insurance in California? Share your experiences in the comments below or reach out to us for support.

08-13-25 - Reactions To Senior Assassins Game - HOA Bans Homeowner From Using Red/Blue Lights For First Responders - Ronaldo Gave His Fiance A 50 Carat Ring Proving Again How Normal Guys Can't Measure Up To A Woman's IdealSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Send us a textRetirement planning has a serious problem: we're living much longer than previous generations, but our financial preparation hasn't kept pace. With many retirees finding themselves 45% short of what they'll need for a comfortable retirement lasting potentially 30+ years, what options do we have?Laura Phillips, a licensed reverse mortgage specialist with over 25 years of experience, joins us to demystify one powerful but often misunderstood financial tool - the modern reverse mortgage. She tackles the elephant in the room immediately, acknowledging the product's controversial reputation while explaining how today's reverse mortgages differ dramatically from their predecessors. "It's not your grandmother's reverse mortgage," Phillips explains, detailing the significant consumer protections now built into these loans.We explore the mechanics of reverse mortgages in straightforward terms, from how they calculate available funds (based on age, equity, and interest rates) to what happens when the homeowner passes away. Phillips brings compassionate insight to the emotional aspects of retirement planning, addressing the delicate balance between using home equity as a financial tool and honoring the sentimental value of the family home.Perhaps most eye-opening is our discussion about financial education and America's retirement readiness gap. Phillips shares personal experiences that highlight how unprepared many of us are for financing decades of retirement, noting that even financial advisors struggle to project 30 years into the future. Her passion for helping seniors find solutions shines through as she encourages earlier, more honest conversations about aging and finances.Whether you're approaching retirement age yourself or helping parents navigate their options, this episode provides valuable perspective on one potential strategy for aging in place with greater financial security. Connect with Laura Phillips to learn if a reverse mortgage might be right for your situation.• Reverse mortgages have evolved substantially with improved consumer protections• Modern reverse mortgages require both spouses on the loan and verify ability to pay taxes/insurance• Homeowner age, available equity, and interest rates determine how much can be accessed (42-75%)• Older borrowers can access higher percentages of their home's value• Reverse mortgages work best when heirs aren't expecting to inherit the physical home• The loan grows over time but has protections against going "underwater"• Heirs can choose to sell the home or purchase it by paying off the loan balance• Financial education about longevity planning should start much earlier in life• A home should be viewed as both an emotional space and a potential financial toolIf you're 62 or approaching that age and thinking about retirement options, reach out to Laura Phillips at laura@lauraphillips.com or call 303-817-4611 to discuss whether a reverse mortgage might be right for your situation.Support the show

In this episode, Michael Rubino sits down with Brantley May, a Building Scientist and Council-Certified Indoor Environmental Consultant with a specialty in Mycology. Certified by the McCrone Research Institute and the Oshner Medical Center, Brantley is trained in the examination and identification of fungal spores and pollen via microscopy.Brantley holds certifications from the Building Performance Institute as a Building Analyst, Building Envelope Professional, and Infiltration and Duct Leakage Expert. He also has extensive credentials in mycotoxin identification, water damage, odor control, structural drying, infectious disease control, and energy efficiency issues, and is currently a student of Mechanical Engineering.As a state-licensed mold assessor, Brantley carries the credentials to teach and proctor exams for other professionals seeking state accreditations in mold and environmental services. His expertise bridges the gap between building performance and occupant health — uncovering root causes of moisture, ventilation, and contamination issues that often go undetected.In this episode, we cover:The role of building science in indoor environmental healthCommon construction flaws that lead to hidden mold growthThe dangers of moisture intrusion and poor ventilationWhy testing and building forensics matter for long-term healthBrantley's top recommendations for homeowners and contractorsWhether you're building, renovating, or troubleshooting, this conversation will change how you think about your home's health.

Things are getting tense over at the Bureau of Labor Statistics over the new director and we'll share what President Trump's choice to head the agency has caused. This is the Business News Headlines for Wednesday the 13th day of August, thanks for listening. In other news, folks at the Bureau of Labor Statistics weigh in on what's going on there. Amazon announced today that it will begin delivery of fresh food in select cities…yes, fresh…food. Homeowners are cashing in on their home equity in droves. The next rising tiger is…Vietnam.  We'll share the numbers in the Wall Street Report and Walmart workers today received a new perk and we'll tell you about it.  Let's go!  Thanks for listening! The award winning Insight on Business the News Hour with Michael Libbie is the only weekday business news podcast in the Midwest. The national, regional and some local business news along with long-form business interviews can be heard Monday - Friday. You can subscribe on  PlayerFM, Podbean, iTunes, Spotify, Stitcher or TuneIn Radio. And you can catch The Business News Hour Week in Review each Sunday Noon Central on News/Talk 1540 KXEL. The Business News Hour is a production of Insight Advertising, Marketing & Communications. You can follow us on Twitter @IoB_NewsHour...and on Threads @Insight_On_Business.

Turning into your parents might be your worst fear, or your biggest marketing opportunity.That's the brilliance of Progressive's Dr. Rick campaign. It's hilarious, deeply relatable, and sneakily strategic. In this episode, we explore the marketing lessons behind it with special guest Keri McGhee, Chief Marketing Officer at Attentive.Together, we explore what B2B marketers can learn from character-driven storytelling, embracing creative risk, and using humor and relatability to create campaigns that people actually want to talk about.About our guest, Keri McGheeKeri McGhee is the CMO at Attentive, the AI marketing platform for leading brands. She leads strategic global marketing to further build the Attentive brand, overseeing product marketing, revenue marketing, events, partner marketing, communications and content, and brand creative. Keri's past experiences include leading marketing at various start-ups and as a senior director at Zillow, where she led the B2B marketing team of 60+ people, responsible for strengthening partner loyalty and experience for 60,000+ real estate partners. She got her start in tech at Expedia, leading both consumer and corporate travel marketing teams.What B2B Companies Can Learn From Progressive's Dr. Rick Campaign:Take creative risks. Keri's central message is clear: great brand moments come from taking chances. “We take ourselves way too seriously in B2B.  So I think my advice is to step outside of the comfort zone of what the CFO, and the COO, and the CEO say yes to. And do the work to get the customer validation to pitch in some new idea..” B2B marketers often play it safe, focusing on product features, ROI charts, or thought leadership. But real differentiation happens when you create something unexpected, emotional, or funny. The Dr. Rick campaign could've flopped. Instead, it became a cultural reference point.Make your audience feel seen. The best ads are mirrors, not megaphones. Progressive tapped into a deep, relatable insecurity, “Am I becoming my parents?” Keri shares, “It's incredibly memorable, which I think is the most important thing in marketing right now.” For B2B, this could mean identifying moments of self-doubt, imposter syndrome, or job-related stress and playfully reflecting those back to the buyer.Build a fictional persona. A single viral hit is fleeting. A character-driven series builds long-term brand equity. Dr. Rick works because he's a consistent, evolving character. He became a franchise. Most B2B brands invest in one-off videos or campaigns. But serialization keeps audiences coming back, like a show you binge-watch. Keri states, “  I can't think of any B2B that actually has been able to do that…Most of the true B2B play companies are not investing in brand in that way.”Quotes“What we find with B2B buyers is they make decisions as people, not as the companies for which they're spending money for. We undervalue that a lot in B2B marketing…And the reality is, the things that are impossible to measure are where we are starting to place bigger bets because it's the only way to drive differentiation.”Time Stamps[00:55] Meet Keri McGhee, Chief Marketing Officer at Katalon[01:06] Why Dr. Rick?[02:45] The Psychology of Being Seen[04:02] Who Is Dr. Rick?[11:26] Branding in a Commoditized Industry[13:59] Flow vs. Dr. Rick: A Franchise Strategy[15:26] Why B2B Doesn't Do This[22:14] Parents vs. Homeowners[26:35] Keri's Top B2B Takeaway[28:30] Creating Content Around Insecurity[31:20] Why Brands Don't Take Risks[40:56] Final Thoughts & TakeawaysLinksConnect with Keri on LinkedInLearn more about AttentiveAbout Remarkable!Remarkable! is created by the team at Caspian Studios, the premier B2B Podcast-as-a-Service company. Caspian creates both nonfiction and fiction series for B2B companies. If you want a fiction series check out our new offering - The Business Thriller - Hollywood style storytelling for B2B. Learn more at CaspianStudios.com. In today's episode, you heard from Ian Faison (CEO of Caspian Studios) and Meredith Gooderham (Head of Production). Remarkable was produced this week by Jess Avellino, mixed by Scott Goodrich, and our theme song is “Solomon” by FALAK. Create something remarkable. Rise above the noise.

Send us a textTired of paying massive capital gains taxes when selling investment properties? The 1031 exchange might be your secret weapon for building lasting wealth through real estate investing.Lonnie Nielsen, founder of 1031 Pros and a true expert in tax-deferred exchanges, breaks down exactly how this powerful wealth-building tool works. Whether you're a small investor with a single rental property or managing a multi-million dollar real estate portfolio, you'll discover how to leverage the 1031 exchange to keep your investment dollars working for you instead of surrendering them to taxes.We explore what qualifies as "investment property" under Section 1031 (hint: it's broader than you might think), the critical timelines you must follow, and strategic approaches for different investor profiles. Lonnie shares fascinating insights about how investors use exchanges to move capital from overheated markets to emerging opportunities across the country, and how aging investors transition from hands-on landlording to passive income streams.You'll learn about the potentially massive estate planning advantages that come from deferring gains throughout your lifetime, allowing your heirs to receive properties with a stepped-up basis that eliminates previously deferred taxes. We also cover common pitfalls that can invalidate exchanges and how working with knowledgeable professionals helps ensure a smooth process.Whether you're looking to upgrade your investment properties, diversify your portfolio, or transition to more passive real estate investments, this episode provides the roadmap you need. Connect with Lonnie Nielsen at 1031 Pros to explore how this strategy might transform your real estate investment approach.

More than half of insured homeowners are unaware they receive only a limited level of compensation for damage to their land from natural hazards. Natural Hazards Commission Toka Tu Ake chief strategy officer Michala Beacham spoke to Corin Dann.

In part 2 of this episode of the HVAC Know It All Podcast, host Gary McCreadie, Director of Player Development and Head Coach at Shelburne Soccer Club, and President of McCreadie HVAC & Refrigeration Services and HVAC Know It All Inc, switches roles again to be interviewed by Scott Pierson, Vice President of HVAC & Market Strategy at Encompass Supply Chain Solutions. They talk about how much today's customers really know about HVAC, why correct load calculations matter, and the risks of oversizing or undersizing systems. Gary shares tips for new business owners on choosing the right CRM tools, and they discuss helpful tech like remote support apps for younger technicians. The conversation also looks at how private equity ownership can push sales over service quality, and why doing the job right builds both trust and comfort for customers. Gary McCreadie joins Scott Pierson to talk about how customer knowledge, technology, and business practices are shaping the HVAC industry today. Gary explains why proper load calculations are key to avoiding problems from oversized or undersized systems. They discuss tools like CRM software and remote support apps that help small businesses and newer techs work smarter. Gary also shares concerns about private equity companies focusing more on sales than service quality. It's a real conversation on doing quality work, using the right tools, and keeping customers comfortable. Gary talks about how some customers know more about HVAC than before, but many still misunderstand system needs. He explains why proper sizing through load calculations is so important to avoid comfort and equipment issues. Gary and Scott discuss useful tools like CRM software and remote support apps that help small companies and younger techs work better. They also look at how private equity ownership can push sales over quality service, and why doing the job right matters. It's a clear, practical talk on using the right tools, making smart choices, and keeping customers happy. Expect to Learn: Why proper load calculations are key to avoiding comfort and equipment problems. How CRM software and remote support apps help small businesses and new techs work smarter. What risks come from oversizing or undersizing HVAC systems? How private equity ownership can shift focus from quality service to sales. Why is doing the job right build trust, comfort, and long-term customer satisfaction? Episode Highlights: [00:00] - Introduction to Gary McCready in Part 02 [00:37] - Are Customers More HVAC-Savvy Today? [03:04] - Why Load Calculations Prevent System Problems [03:50] - Risks of Oversizing and Undersizing Equipment [05:58] - Choosing the Right CRM Tools for Your Business [08:52] - Remote Support Apps Helping Young Technicians [10:03] - Private Equity's Impact on Service vs. Sales [15:17] - Correct Sizing for Better Comfort and Efficiency [16:24] - Balancing Profit with Quality HVAC Work This Episode is Kindly Sponsored by: Master: https://www.master.ca/ Cintas: https://www.cintas.com/ Supply House: https://www.supplyhouse.com/ Cool Air Products: https://www.coolairproducts.net/ property.com: https://mccreadie.property.com Follow Scott Pierson on: LinkedIn: https://www.linkedin.com/in/scott-pierson-15121a79/ Encompass Supply Chain Solutions: https://www.linkedin.com/company/encompass-supply-chain-solutions-inc-/ Follow Gary McCreadie on: LinkedIn: https://www.linkedin.com/in/gary-mccreadie-38217a77/ McCreadie HVAC & Refrigeration Services: https://www.linkedin.com/company/mccreadie-hvac-refrigeration-services/ HVAC Know It All Inc: https://www.linkedin.com/company/hvac-know-it-all-inc/ Shelburne Soccer Club: https://shelburnesoccerclub.sportngin.com/ Website: https://www.hvacknowitall.com Facebook: https://www.facebook.com/people/HVAC-Know-It-All-2/61569643061429/ Instagram: https://www.instagram.com/hvacknowitall1/

The program, funded by insurance companies, helped homes better withstand a 2020 hurricane, a recent study found. Learn more at https://www.yaleclimateconnections.org/ 

[Harvard Joint Center for Housing Studies] Many older homeowners are too broke to fix it. [Saving Advice] Are Local Governments Targeting Senior Homeowners? [HECMWorld] Where Has Reverse Mortgage Daily's Chris Clow Gone? Here's where. Watch our video podcast here!

Weekly To Do on simple things to do to be more energy efficient and save money. Homeowner questions on air conditioning mismatch, concrete coating floors, introducing a new partner that's actually been in business since 1947 and more! Original broadcast archive page with expanded content https://rosieonthehouse.com/podcast/open-home-hour-live-listener-call-ins-texts-emails-weekly-to-do-energyefficientliving/

California's homeowners insurance market is in crisis, and the ripple effects are hitting buyers, sellers, and homeowners across the state. In this episode of the Kern County Real Estate Review, Laurie McCarty sits down with Allyson Pifer, owner of Bridgemark Insurance Services, to explain what is changing and how to protect your home and your transaction.You will learn why major insurers have paused new policies or left parts of California, what tighter underwriting looks like, and why premiums are rising. Laurie and Allyson cover how these changes affect escrows, refinancing, and day-to-day homeownership. They also discuss practical steps you can take right now so you are not blindsided at renewal or during a sale.What we coverWhat a standard homeowners policy does and does not coverReplacement cost vs actual cash value and why the difference mattersHow fire zones, roof age, plumbing, electrical, and property condition impact approvalWhat to do if your insurer will not renew your policyThe California FAIR Plan basics, when to use it, and common pitfallsNew carrier requirements that can delay closing, including automatic water shut-off valves and property inspectionsHow buyers can shop coverage during escrow and avoid last-minute surprisesHow sellers can prepare so insurance issues do not derail a dealLocal implications for Kern County homeowners and buyers

Homeowners aren't searching Google for a new lawn care company, they're searching for answers. In this episode of Profits with Pajak, John breaks down the top lawn care questions trending right now and shows you how to turn that search traffic into paying clients. Learn how to use blog content, SEO, and trusted vendors like Green Frog Web Design to position your business as the go-to expert in your market.    Comments and Questions are welcome.  Send to ProfitswithPajak@gmail.com    Episode Links:  Apple Podcast Listeners- Copy and paste the links below into your browser.    Auman Landscape  Instagram https://www.instagram.com/aumanlandscapellc?igsh=MXE0ejk0eTQydjdyMg==  Link Tree www.linktr.ee/aumanlandscape  Green Frog Web Design  Get your first month for only $1 when you use code, PAJAK , and have your website LIVE in 3 weeks from projected start date or it's FREE for a year.  https://www.greenfrogwebdesign.com/johnpajak  My Service Area   “Qualify Leads Based on Your Profitable Service Area.”  Click on this link for an exclusive offer for being a “Profits with Pajak” listener.  https://myservicearea.com/pajak  Chris Fix   YouTube - https://www.youtube.com/channel/UCes1EvRjcKU4sY_UEavndBw    Upcoming Events:  Get 50% OFF Equip Expo 2025 tickets NOW with promo code PAJAK  https://plus.mcievents.com/equipexpo2025?RefId=PAJAK    LCR Summit: October 19th and 20th in Louisville, Kentucky  The Playbook for Success in Your Business and Life!  https://www.lcrmedianetwork.com/    Show Partners:  Yardbook   Simplify your business and be more profitable.  Please visit www.Yardbook.com    Get 30 days of Premium Business level of Yardbook for FREE with promo code PAJAK  Relay  Relay is small business banking that puts you in complete control of what you're earning, spending and saving.   Click here to sign up for Relay and get $50.00 cash bonus!  http://join.relayfi.com/promo/get-50-ulumkswykjzwi4dqsm?referralcode=profitswithpajak&utm_source=influencer&utm_medium=podcast   Mr. Producer  Click the link to connect with Thee Best Podcast Producer in the biz!  https://www.instagram.com/mrproducerusa/   Training and Courses  Budgets, Breakevens, and Bottom Lines™ Workshop   John Pajak's exclusive system is designed to help you avoid common failures and achieve your business' financial goals to be profitable and scale your business.  https://www.johnpajak.com/offers/qvgvV8m3/checkout    Yardbook Training Workshops  Learn one-on-one with John Pajak to use Yardbook like a pro to streamline your business and make more money!  https://www.johnpajak.com/offers/aJ9YX7aB/checkout   

The House Whisperer Dean Sharp is back on Wake Up Call for another edition of ‘Waking Up with the House Whisperer!' Today, Dean talks about how to ‘move a house.'

Small towns don't just recover slower after disaster—they're often forgotten altogether. In this episode, Leigh Brown exposes the deep inequalities she's witnessed firsthand in Western North Carolina's long road to recovery. From government red tape to rising property taxes, this is a raw look at what happens when working-class communities are pushed to the margins.   Key takeaways to listen for Why disaster relief often favors urban areas over rural ones The hidden financial toll of rebuilding for low-income, generational homeowners How property tax hikes after disaster can force people off their land The overlooked role of elitism in disaster planning and recovery Why preserving small-town economies and culture is essential to America's future   Resources mentioned in this episode American Red Cross Samaritan's Purse   Are you ready to make a difference? Go to https://www.patriotrelief.org to learn more.   Connect with Leigh Please subscribe to this podcast on your favorite podcast app at https://pod.link/1153262163, and never miss a beat from Leigh by visiting https://leighbrown.com. DM Leigh Brown on Instagram @ LeighThomasBrown.

(August 07, 2025)Amy King and Neil Saavedra join Bill for Handel on the News. Trump's tariffs take effect today. President Trump and Putin to meet in coming days, Kremlin aide says. A sergeant is accused of shooting 5 soldiers in his unit at Fort Stewart. Homeowners say Army Corps. Botched L.A. fire cleanup, agency documents concur. Boil water notice issues for portions of L.A. County. United Airlines flights resume after it resolves technology glitch.

(August 07, 2025)Homeowners say Army Corps. Botched L.A. fire cleanup, agency documents concur. Millions of Californians may lose health coverage because of new Medicaid work requirements. ChatGPT adds mental health guardrails after bot ‘fell short in recognizing signs of delusion.' How one company maintained a monopoly on U.S. fire retardant.

People often own the manufactured home they live in, but rent the land it sits on. And the rent is going up. On this episode, you'll hear from people explaining how they're struggling to keep pace with rising rent. Their stories are part of a special reporting project from WUSF called Not So Forever Home. The Pulitzer's Center for local reporting supported it.You'll also hear from WUSF reporters Octavio Jones and Gabriella Paul. Jones spent the last year talking with people in mobile home communities about their plight, and Paul explains how one more door to home ownership is being squeezed shut. 

To watch a video version of this podcast, click here: https://youtu.be/hBY-5QroZsQIn this episode, Reuben Saltzman and Tessa Murry explore a range of topics, including air quality concerns in Minnesota, the evolving role of AI in the home inspection industry, and a detailed case study involving a homeowner's struggles with a new roof and moisture-related issues. They delve into the intricacies of building science, emphasizing the importance of proper insulation and ventilation, and discuss the potential long-term consequences of moisture in residential structures. The conversation underscores the importance of homeowners staying informed and proactive in maintaining their homes.Here's the link to check out Inspector Empire Builder: https://events.iebcoaching.com/eventsYou can find more information on Tessa's website: https://www.yourhousecoach.com/TakeawaysAir quality in Minnesota is affected by wildfires.AI is set to disrupt the home inspection industry significantly.Homeowners need to be aware of moisture issues after roofing work.Proper ventilation is crucial to prevent ice dams.Building science is complex and requires careful consideration.Homeowners should track humidity levels to avoid moisture problems.Older homes may have more durable materials than modern composites.Moisture can lead to significant structural issues if not addressed.Homeowners should consider the cost-effectiveness of repairs.It's important to consult with professionals before making major home improvements.Chapters00:00 Air Quality and Weather Concerns02:53 AI in Home Inspection: The Future05:59 Case Study Introduction: Homeowner Challenges08:52 Case Study One: Roof Issues and Moisture Problems47:51 Conclusion and Next Steps

Are your Arizona property taxes going up even though home prices are dropping? Confused by that annual assessment notice? Or worried about title fraud, especially if you own land? You're not alone — and we've got answers. In this episode of State 48 Homeowner, Scott Kooiman sits down with Maricopa County Assessor Eddie Cook to break down exactly how property tax values are calculated, what FCV and LPV really mean, and how to appeal your valuation if it seems off. Then, Alysia Moore from Fidelity National Title joins the conversation to reveal how title fraud is exploding in Arizona, especially with vacant land, and how you can protect yourself with free tools like title alerts. Learn how to: Read and understand your annual tax valuation notice Protect your property from scammers Recognize red flags in land fraud Sign up for title alerts in Maricopa & Pinal Counties Appeal your property assessment Qualify for tax exemptions for seniors, veterans, and more This is must-know information for any Arizona homeowner or landowner. Subscribe to stay informed and protect what's yours.