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Zohran Mamdani's proposal to impose a new surcharge on certain New York property owners expanded far beyond the $5 million homes initially discussed, with notices sent to nearly one million homeowners whose properties are valued at more than $1 million. The policy has sparked criticism over its burden on longtime homeowners, retirees, and families whose […]
Before you start dropping prices or negotiating with homeowners, read this. Homeowners are price shopping more than before. One of the smartest sales strategies I've ever learned was from Jon Abernathy, and he trained his team to do the exact opposite: Offer an economy roof package.Here's the surprising part...Most homeowners don't buy it.Because it gives them a reference point that builds trust, removes price objections, and naturally leads them into the higher value option without feeling pressured.Jon's approach had me re-thinking things… and I imagine it will do the same for you. Watch this interview to see Jon break down:• Why an economy package can actually make your premium packages easier to sell.• How to stop negotiating on price and start negotiating on value instead.• The simple package strategy that helps homeowners confidently choose the option that's right for them.I hope this valuable interview helps you make even more sales in today's ultra-competitive market. P.S. If you're serious about building a stronger roofing company, the Roofing STRONG Alliance™ gives you access to the tools, training, and community support to help scale your business in today's changing market. Membership is now available at no additional cost to The TAMKO Edge® contractors. Learn more or apply to join: https://rsa.pro/=============Join The Roofing STRONG Alliance by TAMKO™ (RSA): https://rsa.pro/Exclusively available to The TAMKO Edge® Certified Contractors at no additional cost.FREE Starter Membership (RSA): https://rsa.pro/freePODCASTApple Podcasts: https://apple.co/3fSQievSpotify: https://bit.ly/3eMAqJeFOLLOWFacebookInstagramTikTokLinkedInThe views and opinions expressed are based on Adam Bensman's and Jon Abernathy's personal experiences in the roofing industry prior to coming to TAMKO. This content is intended for general informational and educational purposes only and should not be considered professional advice regarding warranties, insurance, financing, legal matters, compliance, or business transactions. All product performance claims, warranty descriptions, and package recommendations discussed are general in nature. Actual warranty terms, conditions, limitations, and exclusions vary by product, system, and registration level — contractors and homeowners must review the applicable written warranty for complete terms before making purchasing decisions or sales representations. Contractors must ensure their sales and business practices, including all warranty and product representations made to homeowners, are accurate, substantiated, and comply with all applicable federal, state, and local laws, including consumer protection, advertising, and insurance regulations. Financing and pricing examples are illustrative only. Viewers are encouraged to consult qualified professionals before applying these concepts or making any decisions related to their business operations.Content produced on or before 5/13/26 was previously produced by The Roof Strategist, TAMKO Building Products LLC makes no representations or warranties regarding its accuracy, completeness, or applicability to current products, programs, or operations.
Home affordability isn't going back to what it was, and waiting for the "perfect" time to buy could leave you even further behind. Morgan Stanley's latest housing report says the housing market has reset into a new normal, and it closely mirrors what we've been telling buyers for years. In this episode, we break down why buying a home has become more challenging, what this housing market reset means for first-time home buyers, and how to determine whether now is the right time to buy based on your financial situation, not the headlines.If you're wondering whether you should buy a house now or wait, this video walks through the latest housing market trends, mortgage rates, inventory, affordability, and the long-term financial impact of homeownership. We explain why experts believe affordability is unlikely to return to pre-2020 levels, how higher mortgage rates have changed the market, and why waiting for a major correction may not deliver the opportunity many buyers are hoping for.Whether you're a first-time home buyer, planning to purchase your first house, or simply trying to understand today's real estate market, you'll learn the strategies that can help you make a smarter decision with confidence. Our goal isn't to convince you to buy a home. It's to give you the information you need to decide if homeownership makes sense for your life and your finances.Start Here
Richard Epstein examines New York City's proposed "pied-à-terre tax," which targets non-primary residences but threatens middle-class and working homeowners. Epstein argues the tax is unfairly structured, hitting condominiums at five times the rate of houses. The complex valuation process creates a "vicious circle" that could plummet property values. Consequently, wealthy residents are already fleeing, resulting in a $12 billion annual revenue loss for the city. (3)1863 DRAFT RIOT MANHATTAN
What happens when a Licensed Insolvency Trustee gets five minutes to tell Parliament what's really happening with debt in Canada? Doug Hoyes shares his firsthand experience testifying before the House of Commons Standing Committee on Finance, explaining why Canadians are taking longer before reaching a financial breaking point, how affordability challenges are changing the nature of debt, and why issues like CRA repayment demands continue to push some people toward insolvency. The conversation also explores the growing divide between homeowners and renters, debt layering, and why insolvency is often a lagging indicator of financial stress. Get a firsthand look inside Parliament and discover what Canada's debt trends could mean for the future of household finances. 01:02 Being invited to testify before Parliament 03:18 Inside the House of Commons committee process 06:18 The three messages presented to MPs 08:50 Why financial collapse now takes years 10:32 What MPs asked during the hearing 13:30 CRA repayment demands and consumer bankruptcies 16:12 Why the same CRA issues remain after 18 years 18:10 Affordability, rising costs, and structural debt problems 22:05 Debt layering: how Canadians stay afloat until they can't 24:15 Homeowners vs. renters: a growing financial divide 26:05 Mortgage renewals and what's coming next 29:15 Doug's biggest takeaway from testifying before Parliament 31:45 Why real financial stress isn't reflected in the headlines
Building HVAC Science - Building Performance, Science, Health & Comfort
Quotes from the episode: "When your HVAC system is performing at 100%, but the home isn't, the problem isn't the equipment anymore." "Our job is to be investigators first and installers second." "Homeowners don't just need to know their HVAC system. They need to know their home." "If you think I'm doing too much testing, I'd argue you're probably not doing enough." Many HVAC contractors say they focus on comfort, but Derek Aarstad has built his entire business around proving where comfort problems actually originate. As the owner of DNA Heating & Cooling in Richmond, Virginia, Derek approaches every home as an investigator, using airflow measurements, static pressure, duct leakage testing, blower door testing, thermal imaging, and building science principles before recommending solutions. In this conversation, Bill and Derek discuss why replacing equipment often fails to solve comfort complaints, how educating homeowners builds trust, and why standardized processes have been essential to growing a successful high-performance HVAC company. Derek also shares lessons learned from hiring technicians, the value of documenting every step of the customer experience, and how organizations like NCI have influenced his approach to technical excellence and continuous learning. Whether you're an HVAC contractor, home performance professional, or simply interested in how buildings really work, this episode offers practical insights into diagnostics, customer communication, and building a business that stands out by solving problems instead of simply replacing equipment. LinkedIn: https://www.linkedin.com/in/derek-aarstad-91a328247/ Website: https://dnarva.com/ NCI: https://www.nationalcomfortinstitute.com/ NCI Summit: https://www.gotosummit.com/ This episode was recorded in July 2026.
Why do homeowners reject spray foam quotes? Spoiler: it's rarely about price. Discover the real reasons high-value leads walk away and how to turn understanding into trust, trust into sales, and vague promises into concrete ROI. Profit Acuity City: Pittsburgh Address: 239 Fourth Ave, Ste 1401 #8511 Website: https://app.profitacuity.com Phone: +1 877 624 1229
Homeowners insurance prices are up a whopping 24% since 2022. One in seven homeowners now has no insurance at all. In some parts of the country, companies aren't just raising rates -- they're refusing to write policies. Bob Litterman co-created the Black-Litterman model that the financial industry still uses to price risk, spent 23 years running risk at Goldman Sachs, and now chairs the Coalition for an Insurable Future. He joins Joe and OG on a special Thursday episode to explain what's actually happening, why it's not going to stop, and what you can do about it right now.What You'll Walk Away WithWhy the insurance market breaks down when probabilities stop being stable -- and how billion-dollar weather events went from three per year in the 1980s to 23 per year todayThe domino chain: how rising insurance costs in one ZIP code can drive down home values, freeze bank lending, shrink local businesses, and quietly hollow out an entire communityWhy this isn't 2008 -- and the one important way it's actually worse than what the mortgage crisis taught usWhy one in seven homeowners now carries no insurance at all -- and what that means for the next major weather eventThe 100-year flood problem: why homes built to withstand a once-in-a-century event are now getting hit every five to ten yearsWhat first-time homebuyers should ask that their realtor almost certainly won't bring up -- and why the insurance question is now as important as the mortgage rateHow to actually read your renewal letter: what to look for beyond the premium, what hidden changes insurance companies are legally required to disclose, and why your deductible may have quietly doubledOG's Claude trick: how he uploaded both his old and new policy documents, asked for the differences, and found actionable savings plus a jewelry rider gap he didn't know he hadWhy Bob says the real mispricing isn't in the insurance market -- it's in the pollution market -- and what that means for how this eventually gets resolvedThe risk management reframe: why thinking about insurance is the wrong starting point, and what to think about insteadWhy This Matters NowThis isn't an inflation blip. The risk is genuinely increasing, the models are being rewritten in real time, and the insurance companies pulling out of markets are the canary in the coal mine. The good news: there are specific things you can do right now -- at your house, with your policy, and in how you think about risk -- that most homeowners haven't done yet.From the BasementBob Litterman joins Joe and OG on a special Thursday episode to walk through the home insurance crisis from the inside -- the pricing models, the domino chain, the reinsurance squeeze, and the difference between a tail event and the slow-moving sea level rise underneath it. OG's takeaway: upload both your old and new policy to Claude and ask it to find the differences before your next renewal. Doug arrives with flood insurance trivia tied directly to the episode content. The Coalition for an Insurable Future, a nonpartisan cross-industry group, made this episode possible. Stacking Benjamins received compensation for this episode.Resources MentionedCoalition for an Insurable Future -- nonpartisan cross-industry group on climate and insurance risk; coalitionforaninsurablefuture.comBlack-Litterman Model -- referenced for Bob Litterman's background in risk pricingClimate Central -- tracks billion-dollar weather events annually; climatecentral.orgNational Flood Insurance Program -- referenced for the 1968 government backstop for flood risk; floodsmart.govSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Your home may be more than a place to live in retirement. For some homeowners, it can also become a strategic financial resource—one that may help manage taxable income, protect investments during market downturns, and create greater flexibility around retirement withdrawals. Harlan Accola, who leads the reverse mortgage team at Movement Mortgage, joined the show today to explain how a reverse mortgage—specifically a Home Equity Conversion Mortgage, or HECM—can fit into a thoughtful retirement income strategy. A reverse mortgage is not right for everyone. But when used carefully as part of a broader financial plan, home equity may provide retirees with options they would not otherwise have. Why Reverse Mortgage Proceeds Are Different From Income One of the most common misconceptions about reverse mortgages is that homeowners sell or give up ownership of their homes. That is not the case. A reverse mortgage is a loan secured by the home, and the homeowner retains title as long as the requirements of the loan are met. Because the money received through a reverse mortgage is generally considered loan proceeds rather than earned or investment income, it is not typically included as taxable income on a federal income tax return. That distinction can be significant in retirement. Many retirees rely on a combination of Social Security, pensions, traditional IRAs, and 401(k)s. Withdrawals from tax-deferred retirement accounts generally increase taxable income, potentially affecting tax brackets and other income-based thresholds. Home equity can provide another source of cash. Instead of withdrawing every needed dollar from a traditional IRA or 401(k), a retiree may be able to strategically use home equity for a portion of living expenses. That could reduce the amount that must be withdrawn from taxable retirement accounts in a given year. The goal is not simply to avoid taxes. It is to thoughtfully manage when and how taxable income is recognized. Managing Retirement Withdrawals More Strategically Taxes in retirement are often about timing. Withdraw too much from a traditional retirement account in one year, and you may move into a higher tax bracket or cross other important income thresholds. Later in retirement, required minimum distributions can further limit how much control retirees have over taxable withdrawals. Social Security also adds another consideration. Depending on a retiree's income, up to 85% of Social Security benefits may be subject to federal income tax. That makes coordinating income sources especially important. For some retirees, access to home equity may allow them to take smaller taxable distributions during certain years while drawing on a reverse mortgage for additional cash needs. Meanwhile, money that remains invested has more opportunity to continue growing. That does not mean borrowing against a home is always preferable to withdrawing from investments. Reverse mortgages have costs, interest accrues on the loan balance, and using home equity reduces the equity that may otherwise remain available later. The question is whether strategically combining these resources could produce a better overall retirement outcome. Creating Flexibility for Roth Conversions Home equity may also play a role in Roth conversion planning. A Roth conversion involves moving money from a traditional IRA or other eligible tax-deferred retirement account into a Roth IRA. The amount converted is generally taxable in the year of the conversion, but qualified Roth withdrawals in retirement are tax-free. For some retirees, converting portions of traditional retirement accounts during lower-income years can make sense. The challenge is paying the resulting tax bill. Suppose someone converts a significant amount from a traditional IRA and then withdraws even more from that IRA to pay the taxes. That additional withdrawal can create additional taxable income, potentially making the strategy less efficient. A reverse mortgage may provide another option. Home equity could potentially be used to cover living expenses or the tax liability associated with a Roth conversion, allowing the retiree to better control how much is withdrawn from taxable retirement accounts. Over time, carefully planned conversions can also reduce the amount remaining in traditional accounts that may eventually be subject to required minimum distributions. Roth conversions involve many variables—including current and future tax rates, income needs, Medicare considerations, estate goals, and the retiree's overall financial picture—so they should be evaluated with qualified tax and financial professionals. Protecting Investments During Market Downturns Another potential use of a reverse mortgage is addressing what financial planners call sequence-of-returns risk. Sequence risk refers to the danger of experiencing significant investment losses early in retirement while simultaneously withdrawing money from the portfolio. Imagine that the market falls sharply and a retiree must sell investments to pay living expenses. Those shares are sold at depressed prices and are no longer invested when markets eventually recover. That combination of losses and withdrawals can make it much harder for a portfolio to recover. For retirees with sufficient home equity, a reverse mortgage line of credit may serve as what some planners call a buffer asset. Instead of selling investments during a severe market decline, a retiree might temporarily draw from home equity. When markets recover, withdrawals could shift back to the investment portfolio. Depending on the loan and financial circumstances, homeowners may also choose to repay some of what they borrowed, preserving greater home equity for future use. The broader principle is diversification—not merely among investments, but among the resources available to fund retirement. Home Equity Is a Tool, Not the Goal For many Americans, their home represents one of their largest financial assets. Yet traditional retirement planning often treats that wealth as untouchable until the home is sold or passed to heirs. A reverse mortgage can provide another option. That does not mean every retiree should borrow against a home. The costs, interest, estate implications, housing plans, and long-term needs all matter. Homeowners must also continue meeting loan requirements, including paying property taxes, homeowners insurance, and maintaining the property. But for the right household, home equity may become one piece of a coordinated retirement strategy—helping manage taxable withdrawals, create flexibility for Roth conversions, or avoid selling investments at an unfavorable time. As stewards, the goal is not simply to preserve every dollar of home equity or maximize every investment account. It is to wisely consider all the resources God has entrusted to us and use them with purpose. A home is first a place to live. But in retirement, it may also be a financial resource worth thoughtfully considering as part of the bigger picture. To learn more about reverse mortgages and Movement Mortgage, visit FaithFi.com/Movement. On Today's Program, Rob Answers Listener Questions: My daughter turns 20 in December and recently earned her nail technician license, but she isn't working yet. How can I help her start building credit and develop good saving habits? My husband and I are considering a reverse mortgage. Would we still own our home, and could we eventually sell it to a family member if we want to keep it in the family? I live on Social Security, have a paid-off home, a four-month emergency fund, and $75,000 in a CD. I received an offer to buy $5 gold pieces for $469 each, with a minimum purchase of five. Would buying gold like this be a wise move for me? My husband passed away, I used up my savings, and now I'm overwhelmed by debt. I enrolled in a debt-relief program that promised to lower my interest rates, but I'm not seeing much progress. What should I do next? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) Christian Credit Counselors Movement Mortgage Capital One Savor Rewards Card for Students Bankrate | NerdWallet Open Hands Finance FaithFi Field Guide: How Much Money is Enough? Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob West Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor® (CKA) FaithFi App Remember, you can call in to ask your questions every weekday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Seattle's downtown is emptying out — and the bill is landing on homeowners. Office vacancy in the city has hit crisis levels, and as commercial property values crater, the tax base quietly shifts onto residential owners already stretched thin. It's a textbook doom loop: businesses leave, assessments fall, and the people who stayed get to pay more.Katie Wilson and the progressive coalition running Seattle have no credible answer. Their policy response has been more regulation, more spending, and more rhetoric about equity — none of which fills empty office towers or halts the death spiral of a city that can't get out of its own way. The tax shift is the inevitable consequence of chasing out the businesses that were supposed to fund it all.Sean breaks down the vacancy numbers, the political deflection, and what this means for homeowners trying to hold on in a city that keeps making it harder to stay.CHAPTERS0:00 Seattle office vacancy crisis shifts…1:30 Seattle Office Vacancy Shifts Tax Burden2:19 Seattle's Payroll Tax Shed 30,000 Jobs3:46 Half of Downtown Seattle Now Vacant5:22 Seattle Eyes Capital Gains Tax Hike6:51 John Scholes on Seattle's Tax Problem8:25 What Seattle Must Do to Recover9:18 Bellevue Up 7% While Seattle Plummets10:43 Oklahoma City Plans America's Tallest…11:57 Amazon and Starbucks Leaving Seattle13:31 Mayor Wilson's Policies Drive…15:55 Empty Offices Push Seattle Rent Higher19:22 Oklahoma City's Affordable American…22:26 Crime Overruns Seattle's Chinatown…25:35 Defund Police and the Rent ReckoningSubscribe to @reasonablenews for daily conservative and libertarian news commentary from the Pacific Northwest. New episodes every weekday.#NFRP #Seattle #KatieWilsonGO PREMIUM WITH REASONABLE+ FOR UNCENSORED ACCESS
Wildfires are wreaking havoc like never before, and in this episode, Eric G and John Dudley dig deep into the fiery chaos, sharing crucial tips on how to keep your home safe when flames are licking at the edges of your neighborhood. We're talking everything from the annoying smoke that seems to invade your space to the smart tech that can help defend your home like a superhero in a cape (or maybe just a really advanced sprinkler system). With over four million acres already scorched this year, it's not just a hot topic, it's a hot emergency. We'll dish out advice on securing your space, maintaining air quality, and even how to outsmart those pesky embers that want to crash your BBQ party. So grab a snack, settle in, and let's get your home ready to handle whatever Mother Nature throws our way! Navigating the wild world of home improvement, we kicked things off with some thrilling updates. Picture this: my girlfriend's kid is about to dive into homeownership with a shiny new starter home! But hold your horses, because yours truly is on inspection duty. Armed with blue tape and a heat gun, I'm ready to uncover any hidden gremlins lurking in the corners. It's like being a detective, but instead of solving mysteries, I'm solving the case of the dodgy drywall. From foundation leaks to landscaping woes, we shared some laughs and horror stories about home inspections, emphasizing that just because it's new doesn't mean it's perfect. It's a wild ride out there in the world of real estate, and we're just getting warmed up. Buckle up, as we transition into a serious discussion about wildfires. With record-breaking acres consumed by flames, we dissected the alarming state of wildfire preparedness in the U.S. We reminisced about a mind-blowing 747 firefighting aircraft that could dump tons of water but sadly never got the government contract it deserved. The debate took flight as we touched on the need for better forest management and the crazy idea of using tech to fend off these raging fires. Spoiler alert: it involves sonic waves and some seriously cool gadgets to save homes from smoke and flames. So, join us on this rollercoaster of home tips, wildfire wisdom, and a healthy dose of humor. It's more than just around the house; it's around the wild world of homeownership!Takeaways:Wildfire season is a serious concern with millions of acres burned this year, so staying informed is crucial.Keeping your home safe from wildfires involves proactive measures like installing ember-proof vents and fire-resistant landscaping.In wildfire-prone areas, technology can enhance home safety, including automated sprinkler systems that activate when fires are detected nearby.Ventilation during wildfire smoke is key—avoid running your dryer, as it can pull in harmful smoke particles into your home.Regularly check and maintain weather stripping around doors and windows to prevent smoke infiltration during wildfires.Using air filters efficiently during smoke events can significantly improve indoor air quality, so have a backup filter ready.Links referenced in this episode:aroundthehouseonline.comfrontlinewildfiredefense.comsonictech.comCompanies mentioned in this episode:AmazonFrontline Wildfire DefenseSonic Fire TechThanks for listening to Around the house if you want to hear more please subscribe so you get notified of the latest episode as it posts at https://around-the-house-with-e.captivate.fm/listenIf you want to join the Around the House Insider for access to the back catalog, Exclusive Content and a direct email to Eric G and access to the show early https://around-the-house-with-e.captivate.fm/support We love comments and we would love reviews on how this information has helped you on your house! Thanks for listening! For more information about the show head to https://aroundthehouseonline.com/Information given on the Around the House Show should not be considered construction or design advice for your specific project, nor is it intended to replace consulting at your home or jobsite by a building professional. The views and opinions expressed by those interviewed on the podcast are those of the guests and do not necessarily reflect the views and opinions of the Around the House Show.
Will housing become more affordable, or is the market resetting at a higher barrier to entry?According to Morgan Stanley, you shouldn't wait for affordability to recover. Instead, you should consider buying when the right opportunity makes sense for your circumstances.In this live housing market update, we'll discuss why Morgan Stanley doesn't believe buyers should wait for affordability to improve and why this housing market reset may actually mean a higher barrier to entry. We'll also break down the latest housing data and answer your real estate and mortgage questions live.Start Here
https://bannerconstruction.com/is-premium-window-replacement-worth-the-cost-find-out-now/Are premium windows worth the investment, or just expensive glass? Discover the surprising energy savings, resale value boosts, and comfort upgrades that premium replacement windows deliver, plus tax credits and noise reduction benefits you didn't know existed. Banner Construction City: St. Louis Address: 1177 N Price Rd, St. Louis, MO, 63132 Website: https://bannerconstruction.com/
Rick Sharga, founder of CJ Patrick Company, discusses current housing market conditions and economic trends. Rick explains that despite mortgage rates tripling since the pandemic, the housing market has shown resilience with 49 consecutive months of year-over-year price increases, though sales volume remains down for three years. He noted that while affordability remains a challenge with a $40,000 wage gap for median-income buyers, recent data shows pending sales and mortgage purchase applications running ahead of last year, suggesting pent-up demand may soon drive market recovery. Rick highlighted that inflation concerns stem largely from energy price increases following the Iran conflict, and emphasized that wage growth continues to outpace home price growth, making affordability slightly better. He also discussed how builders currently face a 10-month supply of new homes while existing home inventory remains tight, creating opportunities for investors in both markets. EmpoweredInvestor.com/Ai EmpoweredInvestor.com/Ask Reach out to our Investment Counselors 1-800- HARTMAN Ext. 2 PropertyTracker.com https://cjpatrick.com #HousingMarket #RealEstateReset #MarketRecovery2027 #MortgageRates #HousingAffordability #EconomicGrowth #InflationWatch #HomePrices #RealEstateInvesting #PentUpDemand #SingleFamilyRentals #HousingInventory #JobMarket #GDP #StockMarket #HomeEquity #NewHomeConstruction #SunBeltRealEstate #CJPatrickCompany #DListing #CapitalGainsTax #ApartmentMarket #HousingStarts #EconomicOutlook Key Takeaways: Jason's editorial 0:00 Updating my clone's virtual brain 6:10 Refi vs. HELOC Rick Sharga Interview 14:34 GDP growth, stock market and inflation 23:20 Unemployment, job and wage growth 25:52 The housing market- single family and apartments 30:31 Mortgage rates and home prices 35:35 Price trends, inventory levels and the factors that show promise 37:26 Existing and new home sales 41:02 Housing starts are at a 5-year low 42:47 Closing thoughts
Borrowers are already using artificial intelligence to compare reverse mortgage options and double-check the recommendations they receive from loan officers. Should reverse mortgage professionals be worried? Christina Harmes, CRMP, says no—but their value is changing. After several prospects used AI to analyze the loan scenarios she presented, Christina discovered that the technology largely confirmed her recommendations and increased the borrowers' trust. The experience also highlighted something AI cannot easily replace: emotional intelligence. A reverse mortgage decision is rarely just about rates, proceeds or loan structure. Homeowners may also be worried about their independence, family, legacy, long-term security or whether using home equity means they have somehow failed. In this edition of Food for Thought, Christina explains how reverse mortgage professionals can combine technical expertise with empathy, active listening and trust. You'll learn: How consumers are using AI to research reverse mortgages • Why the professional-consumer knowledge gap is shrinking • How to recognize the real question behind a borrower's words • Why listening before offering a solution builds trust • How box breathing can improve stressful client conversations • Why emotional intelligence may offer “job insurance” in the age of AI AI can do the math. The competitive advantage is understanding the person behind the numbers. Subscribe to HECM World for reverse mortgage news, insights and professional strategies. https://hecmworld.com/2026/07/29/food-for-thought-as-ai-reshapes-reverse-mortgages-emotional-intelligence-becomes-the-advantage/
Diane D'Arrigo from the Nuclear Information and Resource Service says it's "a very urgent situation" in the Town of Niagara as homeowners plead to be relocated following the discovery of high levels of radiation on their properties. She tells us what can be done to give residents justice.
HOUR 3: Do squatters have more rights than homeowners? full 2199 Tue, 28 Jul 2026 21:00:00 +0000 twMkV7ISgkae3I9MzKy0mrurSw9wm3r1 news The Dana & Parks Podcast news HOUR 3: Do squatters have more rights than homeowners? You wanted it... Now here it is! Listen to each hour of the Dana & Parks Show whenever and wherever you want! © 2025 Audacy, Inc. News https://player.amperwavepodcasting.com?f
Affordable Interior Design presents Big Design, Small Budget
In this throwback episode of the Uploft Interior Design, I answer three listener questions all about creating better living rooms, from blending contemporary furniture with the timeless character of a historic home to solving TV glare from oversized windows and arranging a space for better entertaining. I explain why every successful design starts with a personal two-word phrase that guides every decision, from furniture and textures to color palettes and accessories, and I share how finding the right inspiration piece makes the rest of the room come together naturally. I also discuss practical solutions for managing natural light with window treatments, why TV placement matters, and my step-by-step process for creating a functional floor plan by prioritizing how you actually use your space. I encourage listeners to focus on intentional design choices that create beautiful, comfortable living rooms tailored to their own lifestyles while inviting them to send in their own design questions for future episodes. Timestamps: 00:00 – Throwback living room design Q&A begins 02:15 – Using a two-word phrase to guide your design style 08:10 – Choosing colors, textures, and an inspiration piece 12:00 – Reducing TV glare with the right window treatments 15:30 – Prioritizing room functions before arranging furniture 20:10 – Creating a living room layout that's perfect for entertaining Don't forget to subscribe for more design tips and inspiration! Links: Uploft.com AffordableInteriorDesign.com Submit your design questions to be featured on the show Become a Premium Member and access the bonus episodes Click here to become an interior designer with Uploft's Interior Design Academy. Get Betsy's book: betsyhelmuth.com/book For more about our residential interior design services, visit ModernInteriorDesign.com For our commercial interior design services, visit OfficeInteriorDesign.com Follow Us: Instagram: @uploftinteriordesign Facebook: facebook.com/UploftIntDes TikTok: tiktok.com/@uploftinteriordesign LinkedIn: linkedin.com/company/uploft-interior-design If you enjoy the show, please spread the word and leave a review on iTunes! Learn more about your ad choices. Visit podcastchoices.com/adchoices
Investor Fuel Real Estate Investing Mastermind - Audio Version
In this in-depth interview, Cody Cox shares his 44 years of experience in mortgage note investing, focusing on how he manages risk, builds relationships, and leverages AI to scale his business. Discover insights on creating value, maintaining empathy, and the future of note investing in a volatile market. Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind: Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply Investor Machine Marketing Partnership: Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com Coaching with Mike Hambright: Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform! Register here: https://myinvestorinsurance.com/ New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club —--------------------
Join the Conversation at 303-477-5600 or text 307-200-8222. Saturdays from 9 am to 10 am MT. https://FixItRadio.com Insurance Gaps Exposed: How to Avoid Costly Homeowner Mistakes Think your homeowner's insurance has you covered? Think again! Fix It Radio goes live from the energetic Red Lion Car Show, where John Rush teams up with insurance expert Paul LoNigro for an eye-opening episode you can't afford to miss. Discover the costly insurance gaps that threaten your finances, why surging construction costs are catching homeowners off guard, and how you can bulletproof your coverage before disaster strikes. Get the inside scoop on replacement cost versus market value, surprising ways to slash your premiums with modern roofing, and the real story behind your land's value. John and Paul share little-known insurance secrets—including the hidden risks of filing too many small claims. Plus, uncover the truth about flood insurance, which disasters your policy really covers, and why a leaky basement could mean big trouble. Wrap up with essential tips for hiring contractors and safeguarding your valuables—find out how a simple certificate of insurance can help you avoid disaster. No matter what you call home, this episode is packed with actionable advice and jaw-dropping stories. Listen to the Fix It Radio replay podcast now and get ahead of the next big storm! Paul LoNigro - https://e-gia.com/
Alabama homeowners pay nearly $1,700 above the national average for insurance, but many lose thousands on storm damage claims due to simple mistakes. Learn the insider strategies to document damage, understand RCV versus ACV coverage, and use professional help to maximize your settlement in 2026. Crimson Roofing AL City: Deatsville Address: 712 Richfield Road Website: https://crimsonroofingal.com/ Phone: +1 334 336 0853 Email: kamryn.crimsonr@gmail.com
Roofing sales have gotten harder this year...I've had more conversations with roofing contractors describing sales as a “knife fight” than ever before.Leads are down.Homeowners are comparing more estimates.And too many roofers are responding by dropping prices just to keep jobs coming in.Here's the problem...If your answer to a changing market is simply lowering your price, you're playing a game you can never win.The market didn't just get slower, it changed.Homeowners are making buying decisions differently than they did just a few years ago. They're comparing more options, delaying decisions longer, and looking for more confidence before they move forward.The good news?Once you understand what's changed, you'll feel confident about what to do next.Watch this new video to learn:-The 3 biggest reasons roofing sales are harder in 2026.-The real reason homeowners are shopping differently than ever before.-The new opportunities this creates.Strong roofing companies are adapting in real-time to earn more business without relying on discounts, and I hope this helps you do exactly that. P.S. If you're looking for more than just YouTube videos and want sales systems, training, resources, and a community of growth-minded roofing contractors, then this might be for you: https://rsa.pro/=============Join The Roofing STRONG Alliance by TAMKO™ (RSA): https://rsa.pro/Exclusively available to The TAMKO Edge® Certified Contractors at no additional cost.FREE Starter Membership (RSA): https://rsa.pro/freePODCASTApple Podcasts: https://apple.co/3fSQievSpotify: https://bit.ly/3eMAqJeFOLLOWFacebookInstagramTikTokLinkedInThe views and opinions expressed are based on Adam's long tenure and personal experiences as a roofing service consultant prior to coming to TAMKO. As such, his views are intended for general informational purposes only and should not be considered professional advice regarding insurance, financing, legal matters, compliance, or business transactions. Communication techniques demonstrated are intended solely to help contractors better understand and serve homeowners — not to encourage manipulative, deceptive, or high-pressure sales practices. Contractors must ensure their sales and business practices comply with all applicable federal, state, and local laws, including consumer protection, telemarketing, lending, and employment laws. Financing examples are illustrative only; terms, availability, and required disclosures vary by lender and state. TAMKO makes no representation regarding any financing product or its availability. Viewers are encouraged to consult qualified professionals before applying these concepts or making any decisions related to their business operations.Content produced on or before 5/13/26 was previously produced by The Roof Strategist, TAMKO Building Products LLC makes no representations or warranties regarding its accuracy, completeness, or applicability to current products, programs, or operations.
The fastest way to ruin a pool isn't a broken pump or a bad filter, it's a handful of totally preventable homeowner habits that quietly sabotage circulation, sanitation, and access. We break down the real-world “stumbling blocks” pool pros run into every week and how we talk to customers about them without turning the relationship into a fight. If you service pools, this is the kind of practical field guidance that saves time, protects equipment, and keeps your route profitable.We start with the number-one issue: low water levels. When the skimmer can't pull water, the pump can suck air, lose prime, and stop circulating, which opens the door to algae, poor water quality, and expensive equipment wear. We share simple benchmarks for the correct waterline, explain how newer skimmers may use a float diverter valve, and why relying on “I'll just fill it while I'm here” can create real liability. We also talk through autofill alternatives for pools that don't have one.From there we get into the messier realities: dog waste on the pool deck, dogs swimming and driving up chemical demand, and why “dog pools” require different maintenance and pricing. Then we tackle ducks, including why motion-sensor sprayers and dogs often fail, and what deterrents can actually help. We wrap with the unglamorous but critical basics: clear backyard access, unlocked gates, toys that clog skimmers and cleaners, kid safety risks, and keeping the equipment pad reachable.Subscribe for more pool service training, share this with a pool pro who needs it, and leave a review if it helps, what homeowner habit causes you the most trouble on your route?We walk through the homeowner habits that create the biggest headaches in weekly pool service, from low water levels that starve the skimmer to backyard setups that block us from doing the work. We share simple, direct ways to communicate boundaries so the pool stays clean, the equipment stays protected, and service stays predictable.• letting the water level drop until the skimmer loses suction• explaining pump damage risk when the system sucks air• using clear water-level targets at the skimmer or tile line• why we avoid filling pools during the stop• add-on autofill options for pools without autofills• asking customers to clear dog waste from deck walk paths• setting expectations when dogs swim and contamination rises• using enzymes and planning for extra filter cleanings• why ducks quickly wreck water quality and filtration• deterrents that fail and deterrents that can work• driveway, gate, and yard clutter that blocks cart access• locked gates, texting protocols, and return-trip charges• toys and floats that clog skimmers and cleaners• safety risks of leaving toys in the pool• keeping the equipment area clear of plants and storageJoin the pool guy coaching program. Learn more at swimmingpoollearning.com.If you're interested in the coaching program they offer, you can learn more at poolguidecoaching.com.Looking for other podcasts, you can find those on my website, swimmingprolearning.com, by clicking on the podcast icon on the banner.Send us Fan MailSupport the Pool Guy Podcast Show Sponsors! HASA https://bit.ly/HASAThe Bottom Feeder. Save $100 with Code: DVB100https://store.thebottomfeeder.com/Try Skimmer FREE for 30 days:https://getskimmer.com/poolguy Get UPA Liability Insurance $64 a month! https://forms.gle/F9YoTWNQ8WnvT4QBAPool Guy Coaching: https://bit.ly/40wFE6y
House prices have fallen and interest rates are rising again - by why aren't more New Zealanders getting into home loan trouble?
Homeowners are tackling big projects, and one of the most challenging tasks is dealing with rusted metals and old concrete. In this hour, Gary shares some valuable tips on how to make the process smoother, and we also dive into the world of insurance, specifically flood insurance, with a special guest, Beth Harper, an insurance broker from the Cleveland area. As we navigate the world of home improvement, Gary discusses the importance of prepping surfaces before painting and shares some game-changing products that can make the process easier. From rust-neutralizing chemicals to concrete patching solutions, Gary has got you covered. Meanwhile, in the second half of the hour, Beth Harper joins us to discuss the ins and outs of flood insurance, including what's covered and what's not, and how to prevent costly claims. One of the key takeaways from this hour is the importance of understanding your insurance policy, including what's covered and what's not. Gary and Beth emphasize the need to read and understand the policy, and to ask questions if you're unsure. This is especially crucial when it comes to flood insurance, which can be a lifesaver in the event of a disaster.See omnystudio.com/listener for privacy information.
Homeowners are tackling big projects, and one of the most challenging tasks is dealing with rusted metals and old concrete. In this hour, Gary shares some valuable tips on how to make the process smoother, and we also dive into the world of insurance, specifically flood insurance, with a special guest, Beth Harper, an insurance broker from the Cleveland area. As we navigate the world of home improvement, Gary discusses the importance of prepping surfaces before painting and shares some game-changing products that can make the process easier. From rust-neutralizing chemicals to concrete patching solutions, Gary has got you covered. Meanwhile, in the second half of the hour, Beth Harper joins us to discuss the ins and outs of flood insurance, including what's covered and what's not, and how to prevent costly claims. One of the key takeaways from this hour is the importance of understanding your insurance policy, including what's covered and what's not. Gary and Beth emphasize the need to read and understand the policy, and to ask questions if you're unsure. This is especially crucial when it comes to flood insurance, which can be a lifesaver in the event of a disaster.See omnystudio.com/listener for privacy information.
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
Many homeowners and real estate investors pay more in property taxes than they should. A missing exemption, incorrect property record, inflated assessment, or ownership change could cost you hundreds—or even thousands—of dollars. In this episode, Tiffany shares six legal tax strategies that may help you lower, freeze, defer, or challenge your property taxes. You'll learn how to check your homestead exemption, find errors in your property record, prepare a strong assessment appeal, and avoid costly mistakes involving LLCs, trusts, and property classifications. You'll also learn why deadlines matter and how a simple ten-minute review could improve your cash flow and support your larger tax planning goals. Before you pay your next property tax bill, listen to this episode and check the record behind the number. Next Steps:
#1- DYK that severe Air B&B restrictions are in the works in most all Latin American countries? So, as govts. crack down, Gringos and expats must be aware that owning an Airbnb is NOT a long term good or sure investment anymore... #2- DYK Costa Rica has double the minimum wage of most all other Latin American countries, and they enforce it: That means in the rest of Latin America you can get 2 cleaning ladies for the price of a single Costa Rican maid… #3- What laws do Latin American cops actually crack down on or seem to enforce? #4- Homeowner's insurance policies in Latin America: #5- Emotional support animals and their whimpy owners in Argentina: #6- About that rat's nest of wires you're seeing on the nearest power pole: #7- My Book Review of a brand new must read called, “ THE GRINGO ADVANTAGE” Finally… there is an actual no BS step by step guide to getting out of dodge... #8- Be sure to pick up my newly updated, "2026 - LATIN AMERICAN HEALTHCARE REPORT": The new edition for 2026 (and beyond) is available now, including the latest "Stem Cell Clinic" info and data and my top picks for the best treatment centers for expats and gringos. Just go to www.ExpatPlanB.com
The WSJ portrays Lake Tahoe as a community increasingly challenged by food-conditioned black bears that have become comfortable around humans. Homeowners are investing heavily in prevention measures, wildlife officials are expanding nonlethal management programs, and local groups remain divided over how aggressively authorities should respond as bear encounters become more frequent and costly. Please Like, Comment and Follow 'Philip Teresi on KMJ' on all platforms: --- Philip Teresi on KMJ is available on the KMJNOW app, Apple Podcasts, Spotify, YouTube or wherever else you listen to podcasts. -- Philip Teresi on KMJ Weekdays 2-6 PM Pacific on News/Talk 580 AM & 105.9 FM KMJ | Website | Facebook | Instagram | X | Podcast | Amazon | - Everything KMJ KMJNOW App | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.
The WSJ portrays Lake Tahoe as a community increasingly challenged by food-conditioned black bears that have become comfortable around humans. Homeowners are investing heavily in prevention measures, wildlife officials are expanding nonlethal management programs, and local groups remain divided over how aggressively authorities should respond as bear encounters become more frequent and costly. Please Like, Comment and Follow 'Philip Teresi on KMJ' on all platforms: --- Philip Teresi on KMJ is available on the KMJNOW app, Apple Podcasts, Spotify, YouTube or wherever else you listen to podcasts. -- Philip Teresi on KMJ Weekdays 2-6 PM Pacific on News/Talk 580 AM & 105.9 FM KMJ | Website | Facebook | Instagram | X | Podcast | Amazon | - Everything KMJ KMJNOW App | Podcasts | Facebook | X | Instagram See omnystudio.com/listener for privacy information.
Hail damages roofs by stripping shingle granules, cracking or bruising materials, and denting flashing and gutters, with much of this damage remaining hidden until leaks eventually appear. Learn more at https://goldroofing.com/ Gold Roofing Loveland City: Loveland Address: 1424 E Eisenhower Blvd Website: https://goldroofing.com/
Mark, Melynda & Ed South Austin homeowners are dealing with damages from a drainage ditch Landlords in New York City are suing the city for the recently enacted rent freeze 20 years ago Austin voters gave the city permission to buy the old Home Depot property Homeowners in North Carolina are furious with their HOA for not doing anything about the teens damaging their property See omnystudio.com/listener for privacy information.
The energy business you trained for keeps changing under your feet. Oil and gas, renewables, and now data centers used to be separate worlds. Today they're colliding into one grid, and the land professional sits right in the middle of it.Jigar Shah, former head of the DOE Loan Programs Office, joins Brent and Natalie for a state-of-the-union on where energy actually stands in 2026. Solar and batteries are carrying the load, data centers are learning to play nice, and right-of-way fights are getting solved in ways nobody expected.If you're working land where power, water, and infrastructure all compete for the same acres, this conversation is your map for the next five years.Key Topics & Timestamps01:23 - Episode Intro03:10 - Meet Jigar Shah05:25 - State of the Grid08:06 - Texas Battery Boom16:16 - Landmen and Community33:16 - Contrarians And Progress34:09 - Right Of Way Resistance35:14 - Solar Batteries As Incentives40:06 - Microgrids And Shared Grid47:24 - Rapid Fire And Wrap UpMemorable Quotes"Everything starts with land." — Jigar"You can't just come in there and throw money at a situation. That'll only take you so far." — Brent"Landmen have built empires for oil and gas for a hundred and fifty years." — Natalie"We just need to depoliticize energy. It's all energy, it's all money, it's all cold beer, and a working coffee maker." — JigarKey TakeawaysSolar and battery storage win right now because they're the only power supply chain that isn't backordered. If you need capacity on the grid fast, that's what you can actually deploy this year.Homeowners are backing into solar and batteries through their budgets, not climate politics. A near-free battery beats a $6,000 generator, and the panels follow once the inverter is already there.Oil and gas, renewables, and data centers are merging into one energy industry. The landmen who can work across all three sectors are the ones getting hired.Community engagement is a core land skill, not a checkbox. Show up, tell the truth, and treat people with dignity before you talk money, or the project stalls.Solar and batteries are becoming the new right-of-way incentive. A $29,000 unit that zeroes a landowner's bill for 35 years beats a cash offer and sidesteps condemnation.The grid is a shared resource, and the companies that tried to go it alone lost. Plan for interconnection and shared capacity instead of off-grid independence.About Our GuestJigar Shah is an energy entrepreneur, investor, and strategist who served as director of the U.S. Department of Energy's Loan Programs Office from 2021 to 2025. He founded SunEdison, led the Carbon War Room, and now co-hosts the Energy Empire and Open Circuit podcasts on the energy transition.Help us improve our podcast! Share your thoughts in our quick survey.ResourcesNeed Help With A Project? Meet With DudleyNeed Help with Staffing? Connect with Dudley StaffingStreamline Your Title Process with Dudley Select TitleWatch On YouTubeFollow Dudley Land Co. On LinkedInHave Questions? Email usMore from Our GuestsJigar Shah, Energy Entrepreneur, Investor, and StrategistConnect with Jigar on LinkedInListen to the Energy Empire podcastListen to the Open Circuit podcastMore from Our HostsConnect with Brent on LinkedInConnect with Khalil on LinkedIn
Most of us schedule annual physicals.We take our cars in for service.We review our investment portfolios.But what about our homes?For most families...Their home is their single largest asset.Yet many homeowners haven't reviewed it in years.Today we're going to conduct a Mid-Year Homeowner's Financial Checkup to make sure your largest investment is still working for you—not against you.
A new homeowner survey found that 77% of Americans say summer cooling costs are causing financial stress, and nearly half have delayed HVAC repairs because of the expense. What do those numbers really mean—and what should homeowners do about them?In this Deep Dive episode, two guest hosts unpack Derek Cole's latest article, "New Report: 77% of Homeowners Say Summer Cooling Costs Are Causing Financial Stress. Here's What You Can Do About It."Rather than simply reading the article, they explore the research behind it, discuss why so many homeowners are seeing higher electric bills, and explain the practical steps families can take to stay comfortable without wasting money.Topics include:Why cooling costs are rising across the countryThe surprising survey statistics every homeowner should knowWhy delaying HVAC repairs often costs more in the long runPractical ways to reduce your cooling costs this summerThe importance of routine HVAC maintenanceWhen products like an EasyStart make sense—and when they don'tHow maintenance programs can help reduce unexpected breakdowns and expensesWhether you're worried about your next electric bill or simply want your air conditioner to run more efficiently, this conversation breaks down the latest homeowner research into practical, easy-to-understand advice.This is a third-party Deep Dive discussion of Derek Cole's published article and expands on the ideas presented there with additional commentary and analysis.Read Derek Cole's original article:https://www.simmonsonehour.com/blog/summercooling
Longtime homeowners — often Black seniors — are being tricked into signing away the deeds to their own homes, then getting evicted from them. It's called deed theft, and it's rampant in gentrifying neighborhoods like Bed Stuy, where brownstones that redlining once made cheap now sell for millions. New York City Councilmember Chi Ossé and WNYC/Gothamist reporter David Brand explain how the scam works, why it targets Black homeowners, and why it's so hard to stop.See pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy
Have you noticed how much harder it feels to get homeowners to make a decision lately?They're collecting more estimates.Comparing more options.Taking longer to decide.And in many cases... doing nothing at all.I recently heard about a homeowner who collected 12 roofing estimates.If every contractor presented three options, that homeowner was comparing 36 different roof packages.No wonder so many homeowners feel overwhelmed.Here's the surprising part...The problem may not be your price.And it isn't your products.It's often how the packages are built and presented.In today's new video, I break down the simple framework to make it even easier for homeowners to choose the best one (for them).Inside the video, you'll learn:• The 4 building blocks every roof package should include• How to structure your unique Good, Better, Best packages• Why homeowners tend to keep choosing one package over the others• The pricing psychology that helps homeowners compare options with confidence• A few simple changes you can make that may improve both your close rate and average saleIf your sales team is presenting multiple options, this is a video you'll want everyone to watch.Watch the video here.P.S. Today's roofing competition is feeling higher pressure than before. Roofers are having to adapt in real time. Whether it's sales practices, lead generation, hiring, or even working through the storm damage process. We're doing it together inside our community: The Roofing STRONG Alliance™. Would you like to join us? Visit https://rsa.pro/ to learn more. Membership is now included at no additional cost for The TAMKO Edge® Certified Contractors.=============Join The Roofing STRONG Alliance by TAMKO™ (RSA): https://rsa.pro/Exclusively available to The TAMKO Edge® Certified Contractors at no additional cost.FREE Starter Membership (RSA): https://rsa.pro/freePODCASTApple Podcasts: https://apple.co/3fSQievSpotify: https://bit.ly/3eMAqJeFOLLOWFacebookInstagramTikTokLinkedInTAMKO. As such, his views are intended for general informational purposes only and should not be considered professional advice regarding insurance, financing, legal matters, compliance, warranties, pricing, or business transactions. Communication techniques and package-pricing examples discussed are intended solely to help contractors better understand and serve homeowners — not to encourage manipulative, deceptive, misleading, or high-pressure sales practices. Contractors must ensure their product, warranty, pricing, sales, and business practices comply with all applicable federal, state, and local laws, including consumer protection, advertising, licensing, permitting, home improvement contract requirements, cooling-off periods, cancellation rights, telemarketing, lending, and employment laws. Pricing and package examples are illustrative only; actual pricing, product availability, warranty coverage, and required disclosures vary by contractor, product, market, and state. Contractors should review applicable product specifications, manufacturer installation instructions, written warranty terms, and local code requirements before presenting package options. Viewers are encouraged to consult qualified legal, compliance, financial, and other professional advisors before applying these concepts or making decisions related to their business operations.Content produced on or before 5/13/26 was previously produced by The Roof Strategist, TAMKO Building Products LLC makes no representations or warranties regarding its accuracy, completeness, or applicability to current products, programs, or operations.
In today's talk, I share the toughest part of being a homeowner. I'll give you a hint... it's to learn a lot of different languages. CONQUER SHYNESS
Send us Fan MailAnthony Sinople joined Liz Collin on her podcast. He's a Maple Grove resident who lives in the Evanswood neighborhood, which includes more than 200 homes with prices advertised from $600,000 to more than $1 million. Sinople and several others in Evanswood who reached out to Alpha News are concerned about ties to potential fraud. They say there are dozens of businesses—from group homes, to daycares, to foster homes—that can be traced to Somali homeowners. “Members of the East African community started to open up to me about what exactly was occurring and started to describe these plans … and how they would be able to make $10,000 to $24,000 a month per person for setting up these group homes,” said Sinople. “Then I started to receive offers that if I would purchase homes in the community under my name, they would be sponsoring these types of housing stabilization programs at these houses,” he added.Support the show
Want to scale your property management or co-hosting business past 10, 20, 50 listings? Book a call here: https://strsecrets.com/applyConnect with Mike Reilly : https://www.instagram.com/mikereillync/Most operators think busy season is the worst time to look for new properties. Mike Reilly just signed 7 new contracts that prove them wrong.Last quarter his team at NC Stays reached out to 1,000 homeowners. They opened 68 real conversations. They signed 7 new properties, and 19 more deals are still on the table. And all of it started in the middle of peak season.Why? Because of one thing most operators never check: the 90 day notice window. Most management contracts renew in the fall. If a homeowner wants to leave their property manager, they have to say so 90 days before the contract renews. So if you wait until September to start talking to owners, they're already stuck for another year.In this 18 minute training, Mike walks through his COHOST funnel step by step:C: Create awareness. A simple website, social posts, and a list of homes you want.O: Open the conversation. Send a free 5 minute video showing the owner what they're missing. Don't ask for a meeting.H: Hold the discovery call. This is where deals are really won, and where you filter out bad-fit owners.O: Offer your solution.S: Sign the contract. Including the $2,500 upgrade rule Mike puts in every contract.T: Take over and onboard. This pairs with last week's onboarding episode.Plus the story of a beach house owner losing $30,000 to $40,000 a year because his best photo was buried at spot #68 in his listing. And why it takes about 4.5 calls before an owner signs.If you have no new leads right now, this episode shows you why. Save it.Want the owner contact lists, the CRM, and a community of operators growing past 50 listings? Check out the STR Secrets Mastermind: [LINK]New episodes every Monday.
Homeowners insurance is quietly becoming one of the biggest reasons buyers lose the home they thought they were getting. You can have great credit, stable income, and a full mortgage approval, only to have an insurance issue derail the purchase at the last minute. In this episode, Josh Lewis and I break down five ways homeowners insurance can blow up a home purchase, how higher premiums affect qualification, and what buyers should check before making an offer. If you're planning to buy a home, this episode could help you avoid an expensive last-minute surprise.Timestamps:00:00 - How homeowners insurance kills home purchases01:35 - Why insurance impacts your mortgage approval04:42 - Homes that are difficult or expensive to insure08:10 - Why insurance quotes vary so much12:35 - Red flags buyers overlook before making an offer16:48 - How to avoid insurance surprises during escrow20:10 - Final tips to protect your home purchase✅ Are You Ready To Buy A Home?http://www.buyrightborrowsmart.com/quiz✅ Start your stress-free journey today:http://www.theeducatedhomebuyer.com/start
In episode 370, Steve talks about the necessary steps for mold remediation. Steve will cover the scope of work and contract phase. He'll then explain what you should expect when floor protection and containments are established. Steve reminds everyone that mold must be physically removed. If a company claims that a spray or fogging solution works, please reach out to Steve. We appreciate all of you and hope you have a great week!
Welcome to Home Design Chat with Nancy! Last week my topic was the outdoor kitchen, a luxurious extension of the indoor kitchen. The main topic of discussion was the aesthetic and surface materials for the outdoor kitchen. We broke down exactly what is trending, what materials actually survive the elements, and how to design a spectacular outdoor culinary space. Gil Olachea, owner of Ceramica, Scottsdale, Arizona, is back with me to continue our conversation.Today Gil and I will talk about a very important aspect of cooking on your outdoor kitchen. The safety factor. Before we begin I am going to ask you to subscribe on the platform you use to listen to my podcastsHaving a beautiful space to prepare and grill your menu is important to most homeowners. More importantly is the safety factors, which is what we breakdown for your today. Our topics are:Location of your outdoor kitchenWind directionProximity to your houseCovered patiosSmoke & fire damage Pros & Cons of different designs L-shaped designStraight designU-shaped designCharcoal vs gas grillsHealth & safety factorThis is the perfect subject for everyone with a backyard. We emphasized the safety aspects of a backyard kitchen which is so important. Plan your project as you would your indoor kitchen for function and aesthetics so you can enjoy it throughout the year depending on your climate, of course.Thank you for listening to Home Design Chat with Nancy. If you enjoyed today's episode, please subscribe, share it with friends and family, and join us next time as we continue exploring the latest ideas, innovations, and trends shaping the homes we love.You can contact Nancy with any questions or suggestions for the show: Nancy@nancyhugo.com Check out her website: NancyHugo.com If you are interested in design-- news, trends and more, check out https://designerscirclehq.com/.
Want to scale your property management or co-hosting business past 10, 20, 50 listings? Book a call here: https://strsecrets.com/applyConnect with Mike Reilly : https://www.instagram.com/mikereillync/Most operators think busy season is the worst time to look for new properties. Mike Reilly just signed 7 new contracts that prove them wrong.Last quarter his team at NC Stays reached out to 1,000 homeowners. They opened 68 real conversations. They signed 7 new properties, and 19 more deals are still on the table. And all of it started in the middle of peak season.Why? Because of one thing most operators never check: the 90 day notice window. Most management contracts renew in the fall. If a homeowner wants to leave their property manager, they have to say so 90 days before the contract renews. So if you wait until September to start talking to owners, they're already stuck for another year.In this 18 minute training, Mike walks through his COHOST funnel step by step:C: Create awareness. A simple website, social posts, and a list of homes you want.O: Open the conversation. Send a free 5 minute video showing the owner what they're missing. Don't ask for a meeting.H: Hold the discovery call. This is where deals are really won, and where you filter out bad-fit owners.O: Offer your solution.S: Sign the contract. Including the $2,500 upgrade rule Mike puts in every contract.T: Take over and onboard. This pairs with last week's onboarding episode.Plus the story of a beach house owner losing $30,000 to $40,000 a year because his best photo was buried at spot #68 in his listing. And why it takes about 4.5 calls before an owner signs.If you have no new leads right now, this episode shows you why. Save it.Want the owner contact lists, the CRM, and a community of operators growing past 50 listings? Check out the STR Secrets Mastermind: [LINK]New episodes every Monday.
Keke forgets that she can't call the landlord when something is wrong with her house because she owns it!See omnystudio.com/listener for privacy information.
Ohio has the eighth highest property tax rates in the nation, with some homeowners seeing increases of more than 30% in their property valuations in recent years. Reform efforts have proliferated, from caps on tax increases to reductions in approved levies, and a grassroots movement seeks to make Ohio the first state to abolish property taxes altogether. Yet with public schools and local governments relying on property taxes to fund large portions of their budgets, how can the system be overhauled without creating civic chaos? And how did we even get here in the first place?rnrnIn partnership with Ideastream Public Media and as a kickoff to the Ideastream Explores: Property Taxes series, Sound of Ideas host Stephanie Haney will lead a conversation with area experts on public services, tax policy, and public finance. They will outline how and why the debate around property taxes recently culminated with a push for statewide abolishment, and what we can expect on the road ahead.
Heather Brooker hosts your Friday Wake Up Call. The show opens with ABC News correspondent Ben Siegel recapping President Trump’s address to the nation. The host of ‘Home’ on KFI, the House Whisperer, Dean Sharp joins the show to talk about home maintenance vs home improvement. We ‘Get in Your Business’ with Bloomberg’s Denise Pellegrini who speaks on what the markets are looking like as the week ends. The show closes with Heather talking with ABC News entertainment reporter Will Ganss talking about Christopher Nolan’s The Odyssey, the World Cup Final, and Will Ferrell on Netflix.See omnystudio.com/listener for privacy information.
A government program elevates some Louisiana homes at no cost, but skepticism and unanswered questions are slowing participation. Learn more at https://www.yaleclimateconnections.org/
Colorado continues to have some of the highest homeowners insurance in the country. Today, business reporter Tamara Chuang talks about why that is, the sharp increases in the past five years and how homeowners are coping. https://coloradosun.com/2026/07/10/wildfires-insurance-homeowners-regulations/ See omnystudio.com/listener for privacy information.
Buying a home is one of the biggest financial milestones many families will ever achieve—but why do so many homeowners still struggle financially later in life?In this episode of the Exit Strategies Radio Show, Corwyn J. Melette sits down with financial planning expert Ben Millan to explore one of the most overlooked challenges facing homeowners today: building home equity doesn't automatically create long-term financial security.Together, they discuss why some families spend decades working hard and paying off their mortgage, yet still face financial stress during retirement. From protecting home equity and preparing for healthcare costs to creating reliable income and preserving wealth for future generations, this conversation offers practical insights every homeowner should hear.If you're a homeowner, planning for retirement, or simply want to make smarter financial decisions that benefit your family for years to come, this episode will help you think beyond the mortgage and toward lasting financial stability.Key Takeaways:02:01 Why some homeowners still struggle financially after paying off their home05:08 The biggest financial misconception about homeownership and retirement06:50 How long-term care can quickly consume years of home equity09:30 What families can do today to better protect their assets12:30 Why creating reliable retirement income matters more than many homeowners realize17:05 How financial education helps prevent costly emotional decisions19:47 What true legacy building really means for homeowners22:47 Why holistic financial planning can help families protect their futureLegacy Building Takeaway:"Planning isn't about fear. It's about protecting your independence, your family, and the future you worked so hard to create."Connect with Ben Millan:Website: https://serenity-retirement.com/Instagram: @serenityretirementplanningPhone: (323) 702-9551Connect with Corwyn:Contact Number: 843-619-3005Instagram: https://www.instagram.com/exitstrategiesradioshow/FB Page: https://www.facebook.com/exitstrategiessc/Youtube: https://www.youtube.com/channel/UCxoSuynJd5c4qQ_eDXLJaZAWebsite: https://www.exitstrategiesradioshow.comLinkedin: https://www.linkedin.com/in/cmelette/At Exit Strategies Radio Show, our mission is to empower the community through financial literacy and real estate education, helping homeowners build wealth, protect equity, and create lasting legacies.Shoutout to our Sponsor: Mellifund Capital, LLCNeed funding for your next real estate flip or build? MelliFund Capital makes it fast, flexible, and investor-friendly. Visit MelliFundCapital.com and fund your future today. Again, that's MelliFundCapital.com, M-E-L-L-I-L-U-N-D, Capital.com.