Podcasts about Home insurance

In this epsisode of Insurance Town the mayor sits down with two of his favorite people Jessica Holder and Keenan Rice on a previously recorded episode of the VIP Podcast. I am so impressed with these two, their marriage, parenting, agency, etc  this forward-thinking power couple are continuing to rise above and face various challenges head on. Jessica and Keenan have such an amazing balance at home and at the office. They have a great balance of community involvement and innovative technology at their fingertips, and lastly, they have a great balance of work and fun in their agency. We talk about:The delicate balance of marriage and co-ownership of a growing agencyHow human touch and community involvement is possible with the right technology in your agencyHow the emphases on educating their community on the intricacies of insurance is so valuable to their growthTheir powerful message of staying true to yourself and not sacrificing authenticity Get ready to be inspired and educated by this episode. It's a good thing there is a rewind button, this one is full of impactful moments.A special shout out to Vertafore for letting me reuse this episode : vertafore.com  A Special Thanks to Our Sponsors:

We loet listeners give shoutouts to their dad. Website

Rob Bhatt is a home insurance expert at Lending Tree. We'll discuss their new report that shows that over the past 6 years, no state in the country has had a bigger percentage increase in homeowner's insurance costs than Colorado has: State of Home Insurance: 2025 | LendingTree

Please read my thoughts here and subscribe (for free!) to my Substack:Send in the Marines (Well, Actually, Don't)Even though Trump is clearly winning the politics of immigration right now this would be a mistake: Hegseth Suggests LA-Style Troop Deployments Could Happen Anywhere in US 'if Necessary' | Military.comOtho Eskin is the author of the fun thriller novel, Black Sun Rising, just published on Tuesday; Black Sun Rising (The Marko Zorn): Eskin, Otho: 9781959170235: Amazon.com: BooksPart of the reason I invited him on to the show his because his background outside of writing is so fascinating, including serving in the US Army and in the US Foreign Service. Read more about Otho here: Author Otho Eskin.Rob Bhatt is a home insurance expert at Lending Tree. We'll discuss their new report that shows that over the past 6 years, no state in the country has had a bigger percentage increase in homeowner's insurance costs than Colorado has: State of Home Insurance: 2025 | LendingTree

Do you remember how you felt when YOU had legitimate storm damage or fire damage to your home, but your insurance company denied the claim? Do you remember being told “NO” for a home loan application, even though you knew other people like you with good credit and funds to close who got their mortgages approved? Today on Real Estate Mortgage Shoppe we are going to show you some ways some of our clients used some smart strategies to win their approvals.

In this episode of Insurance Town, host and Mayor, Heath engages with Allen Hudson at the PIA Virginia DC Conference. They discuss the critical importance of information sharing in the insurance industry, especially for independent agents. The conversation highlights the role of technology, particularly AI, in enhancing efficiency and specialization within agencies. Allen shares insights on the resurgence of independent agents and the necessity of niche specialization to compete in a changing market. The episode concludes with advice for both new and seasoned agents on how to adapt and thrive in the evolving insurance landscape.takeawaysInformation sharing is essential for independent agencies.AI can streamline processes and improve efficiency.Niche specialization helps agencies stand out in the market.Independent agents are seeing a resurgence in demand.Proactive communication with carriers fosters better partnerships.Understanding carrier appetites is crucial for success.Technology can significantly enhance agency operations.Specialization allows for better training and support for staff.The insurance market is evolving, requiring adaptability.Building relationships with carriers can lead to better opportunities.Chapters00:00Welcome to Insurance Town02:123 people you would invite to your block party dead or alive?03:53what peice of tech could you not live without?4:45The Importance of Information Sharing5:00Embracing Technology in Insurance05:14Niche Specialization in Insurance12:25The Resurgence of Independent Agents14:26Advice for New and Existing Agents20:25Leveraging Technology for Efficiency

Welcome to Real Estate Right Now with Jay Izso, the show where we tackle the truths, trends, and tips that matter most to today's home buyers and sellers. If you're a homeowner—or planning to become one—then you've probably had your fair share of questions about home insurance. Unfortunately, it's an area filled with confusion, assumptions, and flat-out myths. So today, we're pulling back the curtain on what's fact and what's fiction when it comes to protecting your biggest investment. Joining me is Bryce Williams, a seasoned insurance expert with Harbor Trust Insurance. Bryce has seen it all—people underinsured, overpaying, or thinking they're covered when they're not. He's here to help[...]

It's not really a huge shock, is it? The news that homeowners will have to pay even more for home insurance to help the Natural Hazards Commission (formerly known as the EQC), is to be expected. Insurers have been warning for years that premiums will rise and will continue to rise, that they may have to put some of the cost of risky properties back onto homeowners and in some cases, they'll be declining to insure homes altogether. And we've already started to see that. In 2017, a then-record $242 million in weather-related claims was paid out. Just six years later, climate related claims were more than $3.5 billion due to the Auckland anniversary floods and Cyclone Gabrielle. It's incredible when you see the insurers' charts, 20 odd years ago they'd say this is a record year or this is a once in 100 year, then the next year, or three years later it would treble in terms of the cost of the claims that had to be paid out. So there's a pattern, you'd be a fool to ignore it, and the government is not doing so. Nor is the insurance industry. The Natural Hazards Commission provides cover for capped portions of residential buildings and land damaged by earthquakes, landslides, volcanoes, hydrothermal activities, tsunamis, storms, and floods (land cover only). Leaving private insurers to cover the rest. The NHC has struggled to recover following the Canterbury earthquakes and faces huge future claims costs. The new modelling lifts the likelihood of a big earthquake, with construction costs soaring post-pandemic and the reinsurance market hardening. The NHC is so underfunded that there's only a 37% chance the levy income will meet the costs over the next five years, according to the Treasury. And the NHC must cover the first $2.1 billion of claims related to a natural disaster before it can tap into its reinsurance cover. So just like any insurance claim, you must pay your excess, and then it will chip in. It's just in this case, $2.1 billion is your excess. Given there's only $500 million in the kitty, if there was a big disaster today or tomorrow, the government would have to find more than $1.6 billion to cover the claim costs before reinsurance cover could kick in. Associate Finance Minister David Seymour says levies will almost certainly need to rise, Cabinet's set to decide on the changes in the coming months. An insurance consultant told Ryan Bridge this morning it'll probably cost homeowners an extra $200 to $300 more a year. And if that sounds like a lot, well count yourself lucky, because there are some people who simply won't be able to get insurance for their homes. And it's not just people in the obvious places on cliffs or banks next to rivers who will be paying. Everyone is at risk. And those living up the top, who's homes are built on traditional drainage areas or water soak areas are part of the problem. We're all in this together. So, what are your options? If you have a mortgage you have to be insured, but it might mean that people take the bare minimum because that's all they can afford, meaning they are left underinsured and depending on the kindness of strangers to recover after disaster strikes. Will Give A Little be the insurer of choice for people who can't afford to cover themselves? I assumed Hamilton might be the safest place to live, and I was right. Volcanologists say Hamilton is probably the safest place to live. It's away from the coast which cancels out tsunamis. It's a safe distance from known fault lines, although there is the caveat that one could be lurking. It's far enough away from Auckland's volcanic field to be considered safe, and even if the Waikato River flooded its much lower than the houses around it. In the North Island, there's no real escape so should the north be paying more? Do we start pointing the finger at other areas? Can the people of the Waikato say “Hey, not us. We are living in a really safe area. If you choose to live anywhere outside of Hamilton, it's on you.” Do we ban the rebuilding? Make them no go zones of any area that's been flooded 2, 3, 4 times in the past 100 years. It's all very well and good for those who have not been flooded or have not been affected or haven't seen their homes turned to smithereens to say just move. But for most people, their home is their castle. It is their most significant financial investment. If they can't sell their home, they can't move. They have to patch it up and make do. So I would be really interested to hear your thoughts on this one. Do we go in this as “we're all in this together?” We accept that we're living on the shaky aisles, that we are a natural hazard magnet and that's the price you pay for living in a bucolic paradise. Should some areas pay more than others? Do you get the insurance companies whose business it is to gauge risk to set cover across the country based on the riskiness of each region.? Do we ban the rebuilding on known flood areas? What do you think the answer might be as we struggle to come to terms with living within our environment? We're not so far removed from early settlers really as we try to balance the advantages and disadvantages of living where we do. See omnystudio.com/listener for privacy information.

This episode of Beyond the Buildings host Maiclaire Bolton Smith and Cotality's Assistant Vice President of Product Marketing Tom Larsen explore the escalating crisis in homeowners insurance, revealing why premiums are rising and what it means for homeowners and insurers nationwide. Discover why some states are hit harder than others, how government insurance programs can remain sustainable, and what new innovations might offer hope for homeowners. - Insurance costs are climbing non-coastal states like Oklahoma and Texas, pressuring the long-term affordability of homeownership. - Billion-dollar natural disasters, shifting risk tolerance, and more expensive reinsurance is transforming how insurers are pricing — and providing — policies. - Explore why this routine homeownership policy has become a barrier to homeownership.

The Insurance Council's highlighting the tough balancing act facing the Government, over the Natural Hazard Commission insurance fund shortfall. The Government is signalling a home insurance levy increase to help bolster the Commission's kitty. Cabinet is set to decide on the changes in the coming months. Insurance Council Chief Executive Kris Faafoi told Mike Hosking it's a tricky task when money is tight. Faafoi says funds are necessary, as the commission provides the first payout, but increases will be tough given the current cost of living. Levies could increase between $200 and $300 a year. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Never before has reinsurance been talking about so much by so many across insurance. At ReConnect 2025 we talked with the people who are finding new ways to raise, manage, measure, regulate, and distribute capital into the insurance industry.In this episode:How regulatory authorities are working to help make reinsurance secure and accessibleHow actuaries are measuring and allocating capacity to the marketWhy companies are promoting reinsurers and accelerating their growthWhen legal and accounting services are your partner to growth and complianceSuccess stories of newly started reinsurers and how they help the market.Reinsurance is accessible and in the Cayman Islands the industry is poised for growth and taking on more risk to back stop a rapidly changing insurance market.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this weeks episode the mayor sits down with his good friend and 2nd tine guest in Insurance Town. Only this time These two are live in The Home of Elvis Presley!The mayor simply asked Marcus what have you learned about the insurance industry of the last year and some of the answers he gave to us blew my mind. Cause he's working and Consulting with insurance agencies and said he talks about:Insurance agencies don't treat themselves like professionals and how they can do that betterThe importance of AI, data, and automation is for your businessThis man is so inspirational so much fun you gotta check this one out. It's short sweet.“The enemy of great is not bad it's good.” Sponsors Smart Choice Agents Canopy Connect

Summary: In this episode of Be a Smarter Homeowner, hosts Beth Dodson and John Bodrozic explore how AI technology is transforming the way homeowners prepare for severe weather events. They discuss how HomeZada now uses AI to deliver real-time alerts based on your exact property location — not just your city or zip code — helping you act faster when dangerous weather is on the way. Beth and John walk through how the system pulls data from the National Weather Service, translates it into specific, actionable recommendations, and even helps homeowners proactively assess risks like floods, wildfires, hurricanes, hailstorms, and high winds before disaster strikes. They explain how the AI goes beyond just warnings — offering preparation advice, emergency kit checklists, and even insurance insights tailored to your region. Whether you're new to an area, unfamiliar with local weather patterns, or just busy with everyday life, this episode shows why early preparation is critical — and how smarter tools can help you protect your home, your property, and your family. If you've ever wondered what more you could be doing to be ready for the unexpected, this episode is packed with real solutions. Takeaways AI integration enhances homeowner awareness and preparedness. Severe weather alerts are crucial for protecting property and family. Different regions experience different types of severe weather. Homeowners should understand the specific risks in their area. Proactive measures can mitigate damage from severe weather. The National Weather Service categorizes weather events by severity. HomeZada provides personalized weather alerts based on location. Real-time alerts can guide immediate actions during severe weather. Preparation for severe weather should be ongoing, not just reactive. Evacuation is the top priority during severe weather emergencies. Create a three-day supply of water for each person. AI can provide personalized recommendations based on location. Timely alerts can help homeowners take quick action. Stringing together technologies enhances preparedness. Homeowners need to understand their insurance coverage. Proactive measures can minimize disaster risks. AI tools can assess disaster risks for specific homes. Homeowners should regularly review their insurance policies. Understanding local weather patterns is crucial for homeowners. AI can provide more data than traditional insurance providers. Sound Bites "Make homeowners smarter about their home." "AI can give advice when there is no severe weather." "Preparation is key for unexpected severe weather." "HomeZada provides real-time weather alerts to users." "Create a three-day supply of water for each person." "It's a pretty exhaustive little list." "The AI tool is going to create the recommendations." "You can take action quickly." Chapters 00:40 Introduction to HomeZada and AI Integration 01:40 Understanding Severe Weather Alerts 03:40 Types of Severe Weather and Their Impacts 06:34 Homeowner Preparedness for Severe Weather 09:41 AI's Role in Weather Awareness and Education 12:36 Real-Time Alerts and Actionable Recommendations 16:39 Conclusion and Final Thoughts on Home Safety 22:16 Essential Emergency Preparedness Kits 27:54 Leveraging AI for Weather Alerts 33:31 Understanding Insurance Coverage for Homeowners 37:31 The Role of AI in Home Management  

Steve & Ted in the Morning: 5/29/25 Complete Show - Musk is out of DOGE and the Trump Administration. Kansas has some of the highest home insurance rates in the country. And much more on a Thursday.

One study has found that Kansas has the 3rd highest cost of home insurance in the country. We hear more from Editor Kirk Seminoff of the Wichita Business Journal.

The McGraw Show 5-27-25: Not Everyone Has Home Insurance, St. Louis Foodbank, Travel Insurance & It Feels Like Monday by

Graham Haigh has seen a thing or two during his insurance career, now looking at a deserved retirement he sounds off about some of the problems he sees in the P&C sector.In this episode:What he sees as the biggest challenge in the industryScaling up with mergers and acquisitionsShould insurers continue to be a part aggregating distributionWhere new success is being found and who is having itWhy product innovation is hard to do (really?)Why Graham agrees Charles Brindamour owes the hosts a favourAs Graham looks to take a well deserved break before he figures out what to do with his free time we share a great candid chat about the industry, friendships and why it really is an amazing ecosytem to work and live within.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode was recorded live from Memphis Tennessee at Graceland, Home of Elvis Presley, the King of Rock and Roll. From the PIA of Arkansas annual convention, the Mayor got to sit down with long time friend Courtney Fenske to talk about her life from Account Manager to successful Territory Manager at Accuity. She is such a value add to not only her agents but also this industry earning her multiple awards over the past few years and the respect of so many. Check out this amazing conversation and hear more from her journeys in Arkansas. Sponsored by :Smart Choice Agents - Canopy Connect - Olde Schoool Marketing And watch it on Youtube as well. 

Get MORE Coaches Don't Play at our patreon!Thank you to our Sponsors: Diamond Bros & Co, Crown Tents & Lush Jewelry StudioDiamond Bros & Co: Handcrafted engagement rings. Mention 'coaches' for a special offer. Crown Tents & Party Rentals: Mention 'coaches' for 10% off.Lush Jewelry Studio: Bridal & non-bridal Indian jewelry. 'coaches' for 10% off.⁠⁠⁠⁠Follow Gurk ⁠⁠⁠⁠⁠⁠⁠⁠Desi Dontdoze Playlist⁠⁠⁠Producer/Audio Engineer ⁠⁠⁠Kyle Bhawan⁠⁠⁠Song "Be Like That" by⁠ ⁠⁠REVAY ⁠⁠⁠⁠-----------------------------00:00 Kiren's back 01:00 Dong Update07:00 Gurks Black Book 11:47 Arts & Crafts Gift 18:50 Fake Snake 21:50 Push-up Contest28:25 Planning trips 31:10 Calgary home insurance46:30 Everything more garbage 50:00 Extortion & Robbery1:00:45 Playoffs update 1:03:40 don't like cats

Michael Albertus is a Professor of Political Science at the University of Chicago. Albertus is the author of five books. His newest book, Land Power: Who Has It, Who Doesn't, and How That Determines the Fate of Societies, tells the story of how land came to be power within human societies, how it shapes power, and how its allocation determines the major social ills that societies grapple with. The Great Reshuffle   determines society's winners and losers in a variety of ways in the USA, such as establishing and reinforcing racial hierarchies, dealing with the housing crisis and potential solutions, including using federal land and pushing for eased zoning restrictions. Other examples include major disruptions to home insurance markets due to climate risk affecting availability and influencing relocation decisions. One notable situation is the Trump administration's increased territorial competition and land grab for Greenland, Gaza, the Panama Canai and Canada.

In this engaging live podcast episode from Memphis, Heath Sheeran and Riley Talbot discuss a variety of topics ranging from music and culture to the intricacies of the insurance industry. Riley shares his journey from a college athlete to a successful insurance professional, emphasizing the importance of technology and human interaction in the field. The conversation also touches on the challenges of building a business from scratch and offers valuable advice for agents and carriers navigating the evolving landscape of insurance.Building a business from scratch requires a clear vision and adaptability.Technology should enhance, not replace, human interaction in insurance.Long-term sustainability is key for both agents and insurers.A balance between technology and personal touch is essential for growth.Riley emphasizes the importance of real-time data in decision-making.The insurance industry is evolving, and staying ahead requires innovation.Personal interests, like music and food, can enrich professional conversations.Chapters00:00Welcome to Insurance Town02:03Exploring Music and Culture04:54Riley's Journey in Insurance09:56Building a Business from Scratch12:52The Role of Technology in Insurance20:08Advice for Agents and Carriers22:50Fun and Personal Insights

Legacy insurance technology is costly and debatably efficient but there is more and more talk about the hidden fees that come with accessing your data. Sherif Gemayel, founder of Trufla Technology shares some thoughts on what he calls "Tech Tariffs". In this episode:What the true cost of operation is for many brokers and agentsWhy you are paying a fee for a non-revenue generating actionHow technology and SaaS services are priced and the extra chargesWhy core systems need to deliver core value for insurance agents and brokersLearn how to avoid paying a tech tariffSherif knows a thing or two about how insurance distribution works as he's built a company to support the channel, but that does not mean he sits back and let's others get away with unjust and unfair charges. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Several Arizona resident's can't afford fire insurance on their homes. 

In this conversation, Matt Waxman shares his journey from a marketing major to a successful figure in the insurance industry, discussing his experiences in hospitality, insurance claims, and marketing. He emphasizes the importance of understanding the property market, particularly in challenging areas like Florida and Texas, and offers valuable advice for agents navigating these tough times. The discussion also touches on the evolution of his company, Alchemy Insurance Solutions, and the opportunities within the builders risk space. In this conversation, Matt Waxman and Heath Shearon delve into the complexities of Builders Risk insurance and the emerging cannabis insurance market. They discuss the importance of building strong relationships with underwriters, understanding client needs, and the necessity of educating producers on these specialized insurance products. The dialogue emphasizes the need for agents to develop pipelines for Builders Risk and the lucrative opportunities within the cannabis sector, highlighting the evolving nature of these industries and the role of Alchemy Insurance Solutions in providing comprehensive coverage solutions.takeawaysMatt Waxman has a diverse background in marketing, hospitality, and insurance.He transitioned from a marketing major to a career in insurance after exploring various fields.Waxman emphasizes the importance of building relationships in the builders risk market.The property market presents challenges, but also opportunities for agents willing to adapt.Alchemy Insurance Solutions focuses on solving pain points in the insurance market.Understanding the needs of clients is crucial for success in insurance.Waxman encourages agents to prepare thoroughly when submitting risks to underwriters.Flexibility in underwriting is essential in today's property market.The builders risk space can lead to long-term relationships with clients.Agents should not give up on finding coverage solutions for their clients. The likelihood of declination increases without proper partnerships.Understanding Builders Risk is crucial for effective insurance solutions.Building relationships with underwriters is essential for agents.Providing detailed information to underwriters enhances approval chances.Agents must sell both to clients and carriers effectively.The cannabis insurance market presents significant opportunities.Education and webinars are vital for agents to succeed in niche markets.Direct access to underwriters fosters better communication and solutions.Agents should be transparent about their knowledge in niche markets.The insurance landscape is evolving, requiring adaptability from agents.05:52Matt Waxman's Journey to Insurance10:32Cornerstone to Alchemy: Evolution of a Company18:00Navigating the Property Market Challenges20:06Advice for Agents in a Tough Market21:54Navigating the Builders Risk Landscape28:10Understanding the Role of Underwriters32:32Building a Pipeline for Builders Risk35:53Exploring the Cannabis Insurance Market40:07The Science Behind Cannabis Insurance45:53Alchemy Insurance Solutions: A Comprehensive OverviewMy amazing Sponsors;Smart ChoiceCanopy ConnectOlde School Marketing 

Hi. Home insurance rates are skyrocketing because of climate change disasters and a lack of regulation, and it's going to cost you more whether you own your home or not.Hosted by Cody JohnstonExecutive Producer - Katy StollDirected by Will GordhWritten by Erik BarnesProduced by Jonathan HarrisEdited by Gregg MellerPost-Production Supervisor / Motion Graphics & VFX - John ConwayResearcher - Marco Siler-GonzalesGraphics by Clint DeNiscoHead Writer - David Christopher BellPATREON: https://patreon.com/somemorenewsMERCH: https://shop.somemorenews.comYOUTUBE MEMBERSHIP: https://www.youtube.com/channel/UCvlj0IzjSnNoduQF0l3VGng/join#somemorenews #HomeInsurance #climatechange Subscribe today to get a 1-month supply of AG Omega-3 with your first AG1 order! You'll also get their Welcome Kit with everything you need to get started on your AG1 journey. So make sure to check out DrinkAG1.com/morenews to claim this special offer. That's http://drinkAG1.com/morenews. To claim your Double Your Roses offer, go to http://1800Flowers.com/NEWS – That's http://1800Flowers.com/NEWSControl Body Odor ANYWHERE with @shop.mando and get $5 off off your Starter Pack (that's over 40% off) with promo code MoreNews at http://shopmando.com! #mandopod Support American family farms and join the Moink Moovement today at http://Moinkbox.com/MORENEWS RIGHT NOW and get FREE wings FOR LIFENo matter how you say it, don't overpay for it. Shop data plans at https://mintmobile.com/morenewsYou can get 50% off a new SimpliSafe system with professional monitoring and your first month free at https://SimpliSafe.com/morenews (60-day satisfaction guarantee or your money back.)See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Data is still the principal currency for insurance businesses but as more try to leverage the value of their data for modernization and AI adoption, what issues do they face? Mike Allee, President of Universal Conversion Technologies, shares what organizations need to consider for their future. In this episode:Why understanding your data before embarking on modernization is key to successThe importance of knowing what data you can use and howHow AI adoption requires data preparedness What processes and considerations insurance entities need to consider when managing dataNEW guest feature- Declared Interests!Mike pulls back the veil of how understanding data and preparing for AI or other system modernization will help with success and allow companies to scale better and faster.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Guest Farmer's Agent Vito Paoletta III discusses homeowner's insurance and the current state of the insurance market. He also addresses how to find a realtor and whether home warranties are worth the investment.

In this conversation, Daniel Yoo discusses the inception of Finmate AI, a tool designed to enhance the efficiency of financial advisors by automating note-taking and data entry. He shares his journey from being a financial advisor to creating a solution that addresses common pain points in the industry. The discussion also touches on the role of AI in financial services, the importance of maintaining human relationships, and the future of in-person meetings in a technology-driven world. In this conversation, Daniel Yoo discusses the transformative role of AI in the financial services industry, emphasizing the importance of human relationships in client interactions. He addresses data security concerns, the integration of AI with CRM systems, and the evolving client experience in a technology-driven world. Daniel also shares insights on how financial advisors can learn from each other and adapt to the changing landscape, ultimately highlighting the need for personalized service in an increasingly automated environment.takeawaysChapters00:00Introduction and Background02:46The Birth of Finmate AI06:01The Role of AI in Financial Services09:05Enhancing Human Relationships with Technology12:05Optimizing Workflows with AI15:03The Future of In-Person Meetings18:50The Role of AI in Financial Services21:29Data Security and Privacy Concerns25:51Integrating with CRM Systems29:30Learning from Financial Advisors29:59Enhancing the Client Experience34:50Final Thoughts and Contact Information

Consumer Watchdog filed a lawsuit against California's insurance commissioner over a decision allowing insurers to pass $1 billion in wildfire-related costs to customers, raising alarms about a potential home insurance market collapse.

California and Florida have been the epicenter of the home insurance crisis, with insurers jacking up prices, refusing coverage or fleeing the states entirely because of the massive costs from wildfire and hurricane damage. We team up with Florida public radio station WLRN to examine how our two states, with different politics and similar problems, are approaching the crisis. Guests: Danielle Venton, science reporter, KQED News Tom Hudson, Vice President of News, WLRN, anchor of the Florida Roundup David Brancaccio, host and senior editor, Marketplace Morning Report, he lost his home to fire in Altadena Learn more about your ad choices. Visit megaphone.fm/adchoices

In this engaging conversation, Ben Morrow shares his journey from a nomadic childhood to his current role in the insurance industry. He discusses the challenges of balancing family life with a demanding career, the impact of personal loss on his wellness journey, and the unique bond he shares with his identical twin. Ben emphasizes the importance of trust and resilience in navigating life's ups and downs, and how his experiences have shaped his approach to personal growth and spirituality. In this conversation, Ben Morrow discusses the innovative approach of Claims Concierge in the insurance industry, focusing on enhancing the claims process for policyholders. He emphasizes the importance of building trust between agents and clients, the role of contractors, and the need for a grounded presence during claims. Morrow also addresses the challenges faced in the industry, including the need for better communication and follow-through, and highlights the significance of vulnerability in fostering relationships and providing support during difficult times.Chapters00:00Spring Break and Family Life03:00Ben Morrow's Journey: From Childhood to Career06:04The Impact of Family and Personal Loss08:55The Twin Connection: Identity and Individuality11:51Wellness and Spirituality: A Lifelong Journey14:59Navigating Life's Challenges: Trusting the Process20:59Entering the Insurance Industry: A New Chapter25:22Claims Concierge: A New Approach to Insurance Claims31:51The Role of the Agent: Building Trust and Relationships36:48Navigating the Claims Process: A Grounded Presence41:26Overcoming Industry Challenges: Building Trust and Relationships47:54Leading with Vulnerability: The Human Side of ClaimsSponsors:Smart ChoiceCanopy Connect

This week on Possibly, Senator Sheldon Whitehouse helps explain what options we have to address climate change's impact on the home insurance industry.

Mandie Landry, Louisiana State Representative, District 91, also joins the show to talk about what state representatives are hoping to get done during the Louisiana Legislative session, look back at the most (and least) successful policies from last time, and what the biggest priorities should be.

This week on The Al Nicoletti Show, Insurance expert, Colleen Pacheco is joining the show! Colleen has been working in the insurance industry for over two decades and now owns her own agency in Florida. She's an expert in Auto, Business, Home, and Life Insurance as well as building a business from scratch. On the show she will be sharing her journey and offer guidance for those looking to save on homeowners insurance.Tune in to learn more about the current state of the real estate market, discover new trends, and learn tips and tricks from the biggest names in the industry!FACEBOOK: facebook.com/flattorneynicolettiINSTAGRAM: instagram.com/attorneynicolettiYOUTUBE: Al Nicoletti - YouTubeLINKEDIN: linkedin.com/in/attorneynicolettiWEBSITE: ...

In this episode of Insurance Town, Mayor sits down with Paul Neuberger, Best Selling Author of the book: Secrets to Cold Call Success and the founder of C-Suite for Christ, an incredible community that brings together executives with a shared Christian faith. Paul discusses a variety of important topics, including the often-overlooked challenges faced by C-suite executives, the struggles of cold calling, and he tells us of the unfortunate, unhealthy habits in the lives many high-level professionals face in their careers.Throughout the conversation, Paul dives into:The Importance of Faith in Leadership: How Christians can maintain integrity and faith in the corporate world, even when facing tough decisions.Cold Calling: The challenges and strategies for effective cold calling, especially in the world of business development.The Health of C-Suite Executives: The often-hidden toll leadership can take on executives, both physically and emotionally, and the importance of maintaining balance.The Mission of C-Suite for Christ: Paul shares the heart behind his organization, its mission, and how it's transforming the way leaders approach faith and business.Common Struggles for Christians in the Corporate World: What it looks like to integrate one's Christian faith with corporate responsibilities and how to stay true to values in an often secular business environment.Whether you're an executive, a Christian business professional, or someone looking to understand how faith intersects with leadership in the modern world, this episode will offer valuable insights into navigating corporate life with integrity and purpose.Special Thanks to Our Sponsors:Smart Choice: Helping independent agencies grow and succeed through access to top carriers and cutting-edge tools.Canopy Connect: Simplifying the insurance quoting process with a smarter, quicker way to gather customer data.Olde School Marketing: Your trusted partner in creative marketing strategies designed to help your agency stand out in a crowded market.Don't forget to subscribe, rate, and leave a review! Let us know your thoughts on the episode and how you integrate faith into your leadership journey!

Four of California's largest home insurers are knowingly using faulty data to set coverage limits, according to a new San Francisco Chronicle investigation. It means that wildfire survivors who thought they'd be made whole after losing their homes are discovering they can't afford to rebuild. We talk to the reporters behind the investigation and hear how you can find out if your California home is underinsured. And we want to hear from you: Do you have a story about being underinsured? Guests: Megan Fan Munce, reporter covering California's home insurance crisis, The San Francisco Chronicle Susie Neilson, investigative reporter, The San Francisco Chronicle Learn more about your ad choices. Visit megaphone.fm/adchoices

Home insurance is no longer a guarantee—millions of Americans are struggling to find affordable coverage, while others are being priced out entirely. With wildfires, hurricanes, and severe storms driving up claims, insurers are pulling out of high-risk areas, leaving homeowners vulnerable. In this episode of Let's Talk Future™, Jane Ross is joined by Isaac Espinoza (CEO, Kettle), Greg Hendrick (CEO, Vantage Group), and Ritendra Roy (Managing Director, Oppenheimer) to discuss the home insurance crisis. The discussion also highlights AI's role in predicting and mitigating risk. If you're a homeowner, investor, or financial professional, this episode is essential listening.   Episode Disclosure: This podcast is the property of Oppenheimer & Co. Inc. and should not be copied, distributed, published or reproduced, in whole or in part. The information/commentary contained in this recording was obtained from market conditions and professional sources, and is educational in nature. The information presented has been derived from sources believed to be reliable but is not guaranteed as to accuracy and does not purport to be a complete analysis of any strategy, plan, security, company, or industry involved. Opinions expressed herein are subject to change without notice. Oppenheimer has no obligation to provide any updates or changes. Any examples used in this material are generic, hypothetical and for illustration purposes only. All price references and market forecasts are as of the date of recording. This podcast is not a product of Oppenheimer Research, nor does it provide any financial, economic, legal, accounting, or tax advice or recommendations. Any liability therefore (including in respect of direct, indirect or consequential loss or damage) is expressly disclaimed. Securities and other financial instruments that may be discussed in this report or recommended or sold are not insured by the Federal Deposit Insurance Corporation and are not deposits or obligations of any insured depository institution. Investments involve numerous risks including market risk, counterparty default risk and liquidity risk. Securities and other financial investments at times maybe difficult to value or sell. The value of financial instruments may fluctuate, and investors may lose their entire principal investment. Prior to making any investment or financial decisions, an investor should seek advice from their personal financial, legal, tax and other professional advisors that take into account all of the particular facts and circumstances of an investor's own situation. The views and strategies described may not be suitable for all investors. This report does not take into account the investment objectives, financial situation or specific needs of any particular client of Oppenheimer or its affiliates. This presentation may contain forward looking statements or projections regarding future events.  Forward-looking statements and projections are based on the opinions and estimates of Oppenheimer as of the date of this podcast, and are subject to a variety of risks and uncertainties as well as other factors, including economic, political, and public health factors, that could cause actual events or results to differ materially from those anticipated in the forward-looking statements and projections.  Past performance does not guarantee future results. The performance of a benchmark index is not indicative of the performance of any particular investment; however, they are considered representative of their respective market segments.  Please note that indexes are unmanaged and their returns do not take into account any of the costs associated with buying and selling individual securities.  Individuals cannot invest directly in an index. Oppenheimer Transacts Business on all Principal Exchanges and Member SIPC  7803321.1

Home insurance is supposed to help us recover from natural disasters, but climate change is disrupting the industry. This week on Possibly, we look at how states are responding to this problem.

Sharon Cornelissen, Director of Housing, Consumer Federation of America, joins Megan Lynch as national home insurance rates are rising. Illinois has jumped particularly high.

A report from The Consumer Federation of America shows insurance rates in Arizona went up by 48% between 2021 and 2024, the third highest rate in the nation. And as wildfires grow in frequency, some homeowners say they are losing their insurance entirely.

A report from The Consumer Federation of America shows insurance rates in Arizona went up by 48% between 2021 and 2024, the third highest rate in the nation. And as wildfires grow in frequency, some homeowners say they are losing their insurance entirely.

in this weeks episode of Insurance Town, the Mayor himself brings you insights and strategies to help grow your agency! In this special Town Hall episode, we are joined by Bradley Flowers of Portal Insurance. Bradley is a master at building referral relationships with lenders and realtors, and today he's sharing his game-changing strategies with our community.If you've ever felt stuck working with realtors who don't close deals or lenders who don't deliver, this episode is for you! Bradley has cracked the code on how to identify and partner with the right referral sources—and he's giving us the full playbook.Key Takeaways:Stop Wasting Time: How to avoid partnering with lenders and realtors who don't deliver.Data-Driven Referrals: How Referral Radar can identify high-value partners already sending business to insurance agents.Strategic Integrations: How to plug Bradley's system directly into your CRM/AMS to streamline follow-ups and maintain relationships.Predictive Analytics: Learn how to use real-time data to find lenders and agents that are most likely to work well with your agency.Relationship Building: Tips for long-term success in leveraging referral partners to grow your book of business.Why You Should Listen:Bradley Flowers has found a way to make referral partnerships strategic rather than random. This episode will teach you how to work smarter, not harder—so you can spend less time chasing and more time closing deals.Episode Resources:Learn more about Bradley Flowers and his work at Portal InsuranceCheck out Referral Radar to discover the best referral sources in your areaMissed the live Town Hall? Catch the full replay here: [Insert Link]Connect with Us:Follow Insurance Town on [LinkedIn]Subscribe to the podcast on [Apple Podcasts], [Spotify], and [Google Podcasts]Got feedback or want to suggest a guest? Reach out at [Insert Contact Info]Special Thanks:Big shoutout to our sponsors for making this Town Hall possible:SMART CHOICE – Helping agents grow their business with the right partnerships.Canopy Connect – The easy way to gather insurance data.Olde School Marketing – Personal and powerful branding for your agency.Tune in, take notes, and let's grow your referral network the right way! Enjoy the episode!

Today Clark goes back to basics on homeowner's insurance as rates continue to rise around the country, including 2 common mistakes to avoid, and specific advice for those thinking of moving. Also in this episode - eyes wide open on meme coins and crypto. There are lots of people pitching these as “alternative investments” to the stock market. Get Clark's take on how to approach the hype.  Homeowner's Insurance: Segment 1 Ask Clark: Segment 2 Clark On Crypto: Segment 3 Ask Clark: Segment 4 Mentioned on the show: Housing market map: How much home insurance is expected to rise by 2055 Best and Worst Homeowners Insurance Companies How Much Homeowners Insurance Do I Need? 5 Reasons Why Your Home Insurance Will Cancel You as a Customer Credit Karma Review: Free Credit Score and More at Your Fingertips Warning: How You Should NOT Buy Gold Limited Purpose Flexible Spending Account (LP-FSA) Guide What Is an HSA Account and How Does It Work? Legit Online Surveys for Money: What I Earned Clark.com resources Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Recent reports by the Senate Budget Committee and the Treasury found that climate change is already upending the US's home insurance industry.

Devastating mudslides and flooding are likely to become the number one risk for California homeowners in the next 25 years, outgrowing the threat posed by wildfires, according to a new study by CoreLogic.By 2050, the company calculated, homes in Los Angeles, San Diego and San Francisco will have a higher flood risk than wildfire risk, forcing their owners to purchase costly extra insurance to protect their properties and equity.

In this re-aired episode of Insurance Town, the Mayor sits down with former NFL player turned inspirational speaker and business coach, Marcus Ogden. This is one of our most powerful and motivating conversations, and we wanted to bring it back for those who missed it—or need to hear it again.Marcus shares his incredible journey from playing in the NFL to hitting rock bottom, working as a custodian for $8/hour, and ultimately rising again to become a highly sought-after speaker and leadership coach. His story is raw, real, and absolutely packed with lessons for agency owners, producers, and anyone striving to lead with purpose.

In this episode of Insurance Town, host Heath Shearon sits down with Kevin Koone, a well-respected insurance professional with a fascinating career journey. Kevin shares how he transitioned from aspiring to work in the medical field to making his way through GIS mapping, janitorial work, and eventually finding his place in the independent insurance space.Heath and Kevin discuss:;✅ The challenges of commission-based sales and how he navigated early struggles.✅ High-net-worth clients—how he got into that niche and what makes them different.✅ How to handle tough conversations about rate increases and policy changes.✅ The importance of empathy, education, and building lasting client relationships.✅ The evolving role of leadership in independent agencies and the difference between personal and commercial lines service styles.Kevin also shares personal insights on faith, family, and the value of time in today's fast-paced world. Whether you're a seasoned agent or just starting, this episode is packed with real-life lessons and industry wisdom.Sponsors:A big thank you to our sponsors for making this episode possible!Smart Choice: Looking for a great partner to help grow your agency? Check out Smart Choice for all your agency needs.Canopy Connect: Want to simplify the way you collect client information? Visit UseCanopy.com/heath to see how Canopy Connect can help streamline your agency's processes.Olde School Marketing: For all your marketing and promotional needs, Olde School Marketing has you covered. Reach out today to level up your marketing game!

In this exciting episode of Insurance Town, The Mayor, sits down with Ricky Brito of Agent Brokers United (ABU) to talk all things networking, trade shows, and building relationships in the insurance industry. Ricky shares his journey from manual labor to becoming a key player in the insurance event space and how ABU is changing the game for agents and brokers nationwide.We also take a deep dive into the ABU National Insurance Trade Show Convention coming up in Las Vegas at Planet Hollywood on April 24-27, 2025. Ricky lays out what attendees can expect—from the Chris DeJune Memorial Golf Tournament to a packed lineup of keynote speakers, networking opportunities, and after-hours events.Key Takeaways:✔️ The Power of Networking – Why building relationships is key to success in the insurance industry.✔️ ABU Trade Show Breakdown – Everything you need to know about the upcoming ABU National Insurance Trade Show Convention in Las Vegas.✔️ Maximizing Your Conference Experience – Pro tips on how to make the most of your time at trade shows and industry events.✔️ The Importance of Follow-Up – How to turn new connections into lasting business opportunities.✔️ The Fun Side of Conferences – From golf tournaments to exclusive after-hours parties at the Wynn Las Vegas, there's more to industry events than just business.Event Details & Registration:

The average middle class family has 67% of their net worth tied up in its primary residence. But there's one looming issue: Rising insurance rates and climate change are threatening those property values—and they might be the canary in the coal mine of the American Dream. We're joined by Dr. Jeremy Porter, author of the First Street report at the center of most recent insurance analyses. We discuss insurers pulling out of “high-risk” states, “insurers of last resort” in those states, climate-driven migration patterns we're already seeing, and how this is likely to play out over the next few decades. So yes, this episode is about real estate, insurance, and climate risk—but it's also about the assumptions underpinning wealth in America, and what it means if they're changing. Transcripts, show notes, production credits, and more can be found at: https://moneywithkatie.com/climate-change. Money with Katie's mission is to be the intersection where the economic, cultural, and political meet the tactical, practical, personal finance education everyone needs. Learn more about your ad choices. Visit megaphone.fm/adchoices