Return on LifeStyle Podcast

Is preparedness for Retirement Planning and a Zombie Apocalypse similar? In today’s episode, Rey Descalso discusses the steps to attaining financial peace of mind throughout life’s ups and downs. In this episode, you’ll learn: What disasters can teach us What your “sleep at night” number is What type of investments can get you through the … Continue reading Episode 30 – Zombie Apocalypse Preparedness →

The tale of a farmer and his sons – which son are you? In today’s episode, Rey Descalso tells the tale of a farmer and his sons.  How different each son is.  How could this possibly relate to investing? In this episode, you’ll learn: Why Farmer Bill’s sons were the secret to his success How … Continue reading Episode 29 – Farmer Bill and his Three Sons →

So was the Coronavirus a Black Swan? In today’s episode, Rey Descalso reviews his January 28th blog, “Is the Coronavirus a Black Swan?”. In this episode, you’ll learn: If there is a correlation between potential pandemics and the markets. Whether you should make changes to your portfolio. Whether you should make changes to your financial … Continue reading Episode 28 – CoronaVirus Critique →

Today’s podcast is a simple fable about volatility. Our characters are two twins and a younger sister. When the two twins are offered two choices on how to invest their inheritance, they choose to go a different direction. Some key takeaways to think about: How much of our investing strategy is based upon our personality … Continue reading Episode 27 – Sophia the Wise →

Out with the old and in with the new, as they say. So, what can we learn from 2019 to bring into the New Year? In this podcast, we look at market performance and new retirement legislation. You’ll learn: Why a fantastic year in 2019 could lead to over optimism in 2020. How famous investors … Continue reading Episode 26 – New Year: New Lessons →

What the government gives it also takes away. With your traditional IRA, you get a tax deduction now, but what gets taken from you? That’s right, ordinary income tax when you go to withdraw from your traditional IRA in retirement. Given that, in today’s episode, Rey Descalso discusses the Roth IRA and you will learn: … Continue reading Episode 25 – What is a Roth Ransom →

The constant barrage of the 24-hour news cycle can really overload the long-term investor. In this episode, Rey Descalso discusses with Jared Coffin some guidelines on how to handle the information tsunami. You will learn: Who the real “product” is of the news. How the news makes its money. How breaking news is almost always … Continue reading Episode 24 – Fade the News →

The financial industry is buzzing with the few developments in the world of exchange-traded funds (ETFs).  Learn about ETFs and why they may be an important part of your investment portfolio. In this episode, Rey Descalso talks about what ETFs are and how they compare to mutual funds.  You’ll learn a few of the reasons … Continue reading Episode 23 – What are ETFs and Why Should I Care →

Do you know a widowed woman who is trying to navigate her finances? Managing finances, paired with grieving, is a profoundly difficult undertaking. This situation becomes even harder when the woman has been uninvolved with her family’s finances until now.  In this episode, Rey Descalso talks about the Transition Journal he created to help a … Continue reading Episode 22 – A Powerful Tool for Newly Widowed Women →

Can you imagine there being a downside to suddenly coming into a lot of money? In this episode, Rey Descalso talks about the many potential downsides — or pitfalls — to a windfall, whether it’s from an inheritance, new client, or lottery win. No doubt, your life will change. But as you’ll soon find out, … Continue reading Episode 21 – The Pitfalls of Windfalls →

Are your habits helping you shape your ideal retirement? In this episode, Rey Descalso recommends four habits for new and soon-to-be retirees to master. This energetic conversation is dedicated to helping you create the retirement life you’ve been dreaming of.  In this episode, you’ll learn: What accountability means in this context The benefits of having … Continue reading Episode 20 – The Four Habits of Highly Effective Retirees →

How do 401(k)s work? Are Roth features available with 401(k)s?  If you have these types of questions, tune in because Rey Descalso is bringing you all the answers. Long an enthusiast for helping people make sense of their planning, Rey shares tips on how to maximize your 401(k) and avoid three major pitfalls. In this … Continue reading Episode 19 – 401(k) Pro-Tips and Pitfalls →

Are you tricking yourself out of a happy retirement? How can you tell? It’s time to uncover the ultimate retirement scams, so you can dodge them!  In today’s episode, Rey Descalso continues on from part one to discuss more of the flawed thinking patterns that derail people’s retirement plans.  In this episode, you will learn: … Continue reading Episode 18 – Don’t Scam Yourself in Retirement: Part 2 →

You could be super savvy by avoiding all of the phone and emails scams in the world. But are you still falling for the ultimate retirement scam? In today’s episode, Rey Descalso discusses the flawed thinking patterns that derail people’s retirement plans. Not stopping there, Rey explains how you can know if you’ve fallen into … Continue reading Episode 17 – Don’t Scam Yourself in Retirement: Part 1 →

What comes to mind when you hear the words “power spending”? Do you imagine shopping sprees and splurging on the latest gear? If so, you might be in for a surprise! In today’s episode, Rey Descalso breaks down exactly what power spending means and the different ways you can benefit from this practice.  In this … Continue reading Episode 16 – Start Power Spending →

The SECURE Act of 2019, a bill passed on May 23, 2019, by the United States House of Representatives, proposes significant changes that will surely affect current and future retirees. In this episode, Rey Descalso examines The SECURE Act’s proposed changes and gives you his verdict for each one — will the change be good, … Continue reading Episode 15 – The SECURE Act of 2019: The Good, the Bad, and the Ugly →

Many people look forward to their retirement, only to be disappointed with the actual experience. But as you’ll learn today, finding balance in retirement can boost your feelings of satisfaction. In this episode, Rey Descalso draws on his experiences with serving retirees to explain what causes dissatisfaction and how you can prepare for an enjoyable … Continue reading Episode 14 – Finding Balance In Retirement →

What exactly are the risks involved in financial planning? In this episode, Rey Descalso uncovers the risks that exist between you and your financial goals. They include areas such as retirement, estate planning, and investment management. He also shares how Privada Wealth Management helps each client navigate these risks. In this episode, you’ll learn: The … Continue reading Episode 13 – The Game of Risk →

In today’s episode, Rey Descalso introduces you to another member of the Privada Wealth Management team, Jared Coffin. Listen in as they discuss Jared’s latest blog post, “Quotes: Free Advice Worth Listening to.” Jared offers his interpretation of financial quotes by influential figures like John Maynard Keynes and Peter Lynch and explains why they matter … Continue reading Episode 12 – Free Financial Advice Worth Listening to — With Guest Jared Coffin →

In today’s episode, Rey Descalso speaks with guest, Geoff Hoatson, about elder law and all that it entails. Geoff Hoatson is an elder law attorney and the founder and CEO of the Family First Firm in Central Florida. They have served hundreds of Central Florida families with their legal needs through all stages of life. … Continue reading Episode 11- Understanding Elder Law  — With Guest Geoff Hoatson →

Just as we take measures to detoxify our bodies, we can also take actions to de-taxify our finances for retirement. What does it mean to de-taxify your retirement? You’re about to find out. In today’s episode, Rey Descalso teaches you how to de-taxify and explains how Roth conversions come into play. In this episode, you’ll … Continue reading Episode 10 – De-Taxify Your Retirement →

Rey Descalso continues with part four of his Stability Planning℠ mini-series by showing you a different way to look at the phrase: “Know thyself.” Many people believe their experiences with finances, investing, and retirement planning are all dependent on numbers, markets, tax laws, and news events. But according to Rey, the majority of your financial success … Continue reading Episode 9 – Stability Planning℠ Part 4: Know Thyself →

Are you planning with the end in mind? This approach to retirement planning is the core focus of income targeting, the third step of Stability PlanningSM. In today’s episode, Rey Descalso discusses the art of income targeting and how he helps clients create essential and effective income. In this episode, you’ll learn: About the purpose … Continue reading Episode 8 – Stability Planning℠ Part 3: Income Targeting →

In today’s episode, Rey speaks with guest, Cress Diglio, about the business brokerage business. Cress Diglio has been a business broker for the past 20 years. He’s a former chairman of the International Business Brokers Association, the world’s largest non-profit association of business brokers. Cress talks all about being a business broker, his experience with … Continue reading Episode 7- Business Owners Are Not Business Brokers — With Guest Cress Diglio →

How do you approach investment-making decisions? In today’s episode, Rey continues his discussion on Stability Planning℠. He delves into his investment philosophy called “rules-based investing” and provides colorful analogies to help you understand how it’s applied in the marketplace. In this episode, you’ll learn: What rules-based investing is About the major flaws in a buy-and-hold … Continue reading Episode 6:- Stability Planning℠ Part 2: Rules-Based Investing →

The term Stability PlanningSM doesn’t only apply to everyday life; it’s also relevant if you’re planning for retirement or already retired. So what is Stability PlanningSM? In this episode, Rey Descalso provides insight into his trademarked phrase at Privada Wealth Management. He explains this unique approach to financial planning and the role that the four … Continue reading Episode 5- Stability Planning℠: Part 1 →

Volatility is one of the challenges that people must endure when they start investing. Today, Rey compares the ups and downs of volatility to those of rollercoaster rides—and he wants to make sure that before you ride, you know what you’re signing up for. In the second episode of Rey’s four-part series, you’ll learn about: … Continue reading Episode 4- Financial Landmines: Part 2 →

Reaching your financial goals takes a good amount of knowledge and introspection. But by identifying threats and staying vigilant of common financial landmines, you can reclaim power over your financial future. In the first episode of this four-part series you will learn about: How your mindset around purchasing decisions can affect you in the long … Continue reading Episode 3- Financial Landmines: Part 1 →

The happiest investors and retirees have one thing in common—a sense of purpose that gets them up in the morning. They have a why. In this episode, Rey explains how retiring with a sense of purpose can help you stay on track with your financial goals. He also delves into the external factors that influence … Continue reading Episode 2- Retire with Why →

Welcome to the inaugural episode of Return on Lifestyle podcast. In this episode, you’ll get to learn about Rey Descalso and how a change in his career led him to find his true vocation in life. Once a minister, Rey decided to branch out and become a professional in helping people get the tools and … Continue reading Episode 1- Introduction to Rey Descalso AAMS®, AIF®, Financial Planner from Privada Wealth Management →