Point where a person ceases employment permanently
POPULARITY
Categories
369 episodes with retire
107 episodes with retire
101 episodes with retire
126 episodes with retire
163 episodes with retire
122 episodes with retire
123 episodes with retire
117 episodes with retire
117 episodes with retire
98 episodes with retire
120 episodes with retire
177 episodes with retire
67 episodes with retire
117 episodes with retire
72 episodes with retire
69 episodes with retire
55 episodes with retire
72 episodes with retire
65 episodes with retire
100 episodes with retire
36 episodes with retire
56 episodes with retire
50 episodes with retire
56 episodes with retire
43 episodes with retire
30 episodes with retire
29 episodes with retire
46 episodes with retire
28 episodes with retire
34 episodes with retire
72 episodes with retire
82 episodes with retire
20 episodes with retire
71 episodes with retire
41 episodes with retire
57 episodes with retire
51 episodes with retire
46 episodes with retire
19 episodes with retire
54 episodes with retire
31 episodes with retire
32 episodes with retire
16 episodes with retire
19 episodes with retire
13 episodes with retire
56 episodes with retire
51 episodes with retire
68 episodes with retire
85 episodes with retire
15 episodes with retire
16 episodes with retire
13 episodes with retire
22 episodes with retire
15 episodes with retire
There are important changes coming to 401 (k), 403 (b), and 457 retirement plans in 2026, so I'm focusing on how these updates may impact catch-up contributions for individuals over age 50. With the Secure Act 2.0 on the horizon, higher earners will soon have to make their catch-up contributions as Roth (post-tax) rather than pre-tax contributions, potentially affecting their take-home pay and tax strategies. Tune in as I walk you through what you need to know, how to prepare for these new rules, and actionable steps to make the most of your retirement savings. You will want to hear this episode if you are interested in... [00:00] 2025 retirement contribution limits. [05:26] Roth 401(k) catch-up contribution. [08:05] 2026 salary tax example analysis. [11:37] Tax impact on pre/post contributions. [14:20] Tax-free Roth options. Navigating the 2026 Catch-Up Contribution Changes Employer-sponsored retirement plans, such as 401(k), 403(b), and 457, have long offered "catch-up contributions" for participants aged 50 and above. These extra contributions serve as a valuable tool for bolstering retirement savings during peak earning years. The catch-up contribution limits for 2025 will allow participants to contribute an additional $7,500 on top of the standard $23,500 annual maximum, totaling $31,000. There's also a "super catch-up" for those aged 60-63, which jumps to $11,250. But starting in 2026, the Secure Act 2.0 introduces a pivotal change: If you earned over $145,000 in 2025: You'll be required to make catch-up (and super catch-up) contributions after tax to Roth accounts, not as pre-tax traditional contributions. For those earning under $145,000, it's business as usual; you can still make catch-up contributions pre-tax if you choose. How These Changes Impact Retirement Savers The biggest impact? High-income earners will see an immediate difference in their take-home pay. Traditional pre-tax contributions typically reduce taxable income in the year made, lowering both federal and state taxes. Roth contributions, however, do not offer this upfront tax savings; instead, they provide tax-free withdrawals in retirement. This means that someone earning $170,000 could see their annual tax bill rise by nearly $2,300 when $8,000 of their retirement saving shifts from pre-tax to post-tax Roth dollars. If you earn even more, say, $300,000, the annual difference climbs above $3,500, all while saving the same amount. The tax diversification benefit of Roth accounts remains, but the immediate budget hit is real. Preparing for the 2026 Transition These are my top tips for getting ready for 2026: 1. Check Your Plan's Roth Options: Verify with your HR or retirement plan administrator whether your employer plan supports Roth 401(k) (or equivalent) contributions. If it doesn't, advocate for plan amendments, employers have until 2026 to comply. 2. Assess Payroll Impact: Use online paycheck calculators to estimate your net pay under the new rules.. 3. Consider Alternatives if Roth Isn't Available: If your employer doesn't offer Roth options, you can still open a Roth IRA, though income limits may apply. Those exceeding these limits can explore the "backdoor" Roth IRA strategy or even simply invest in a taxable brokerage account with tax-efficient ETFs. The Long-Term Upside of Roth Savings While losing the immediate tax break feels like a setback, forced Roth contributions offer unique advantages: Tax-Free Growth: Money in Roth accounts grows tax-free, and withdrawals are also tax-free. Estate Planning Boost: Funds left in Roth accounts can pass to heirs with minimal tax consequences. Retirement Flexibility: Roth assets aren't subject to required minimum distributions (RMDs) during the account owner's lifetime. A consistent series of $8,000 annual Roth catch-up contributions, invested over a decade at 6-8% returns, could grow to $105,000 - $115,000 tax-free, with possible doubling over the next two decades if left untouched. Change is coming to catch-up contributions for high earners, beginning in 2026. By understanding these new rules and taking proactive steps now, you can minimize disruption and position yourself for long-term retirement success. The road to retirement is always evolving, make sure your strategy evolves with it. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE Salary Paycheck Calculator – Calculate Net Income Connect With Morrissey Wealth Management www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan
Send us a textWhat are Estate Documents, and why are they necessary? I had Estate Documents drafted approximately 15 years ago. Why do these documents need to be updated?If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share
Retiring by 55 sounds incredible, but it takes more than hitting a savings target. You need to understand how to bridge the gap between your last paycheck and the life you want to live.In this episode, Ari Taublieb, CFP®, shares the five things every early retiree should know before calling it quits. From the overlooked “Rule of 55” to navigating healthcare costs and tax traps, this guide helps you move forward with confidence in your plan instead of crossing your fingers.Here's what we cover:The Rule of 55 — how it lets you access 401(k) funds early (and the key mistake that disqualifies you).Healthcare before Medicare — how to budget smartly, use tax strategies, and avoid sticker shock.Taxes & Withdrawal Strategy — why a $2M 401(k) isn't really $2M, and how to create real after-tax income.Legacy Goals — whether you want to leave a million or spend it all, your intentions should drive your plan.Lifestyle & Purpose — how to avoid the “I'm bored already” phase and build fulfillment into your retirement.Retiring early isn't about escaping work, it's about creating a life you don't want to escape from.If you're serious about retiring at 55 (or sooner), this episode helps you think beyond the math so you can design your freedom with purpose.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.
Carlo Garganese looks at the highlights and lowlights of Italy's humiliating 4-1 World Cup qualifying defeat to Norway, in which Erling Haaland scored two goals. Carlo looks ahead to the playoff draw and the matches themselves in March. What changes need to be made? Should Rino Gattuso be sacked? Should Gabriele Gravina and key figures in the FIGC go? Who should be in and out of the Italy squad? Will we actually qualify? Carlo looks at this and much more. If you want to support The Italian Football Podcast and get every episode, simply become a member on Patreon.com/TIFP OR Spotify OR YouTube Memberships. Your support makes The Italian Football Podcast possible. Check out our friends on 101GreatGoals.com Follow us: Twitter, Facebook, Instagram, YouTube, TikTok Learn more about your ad choices. Visit podcastchoices.com/adchoices
Valuations for many stocks in the S&P 500 are at sky high levels, and for many of these companies, the math on the growth projections simply doesn't add up, which historically has been catastrophic for investors when the music stops playing. Welcome to Retire with Ashley, your guide to preparing for and living your best retirement. I'm your host Ashley Micciche, and today, I am joined by Kevin Caron, senior portfolio manager and co-founder at Washington Crossing Advisors. Here's is today's interview segment with Kevin Caron…
Most Kiwis dream of a comfortable retirement – but what if you could retire filthy rich instead? In this episode, Ed and Andrew unpack five smart, practical strategies to help you hit the top 20% of retirees in New Zealand (that's around $1,630 a week).You'll learn:5 different retirement strategies that actually workHow to use your own home to fund your retirement without selling itWhy you might only need two properties to achieve financial freedomEd and Andrew reveal what it really takes to turn your house, investments, and income into lasting wealth – and why timing your property moves can make all the difference.Don't forget to create your free Opes+ account and Wealth Plan here.For more from Opes Partners:Sign up for the weekly Private Property newsletterInstagramTikTok
Retiring with debt in your 50s can feel like a dead end, but it doesn't have to be. In this episode of Wise Money, we unpack how to balance paying off debt while still making that final push toward a confident retirement. We explain different versions of the debt snowball, how to build a five-factor retirement plan, and how to bring clarity to your financial plan so you can retire with confidence. Season 11, Episode 13 Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/ Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/contact-korhorn-financial-advisors/ or call 574-247-5898. Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://link.chtbl.com/WiseMoney Watch this episode on YouTube: https://youtu.be/5Z318wvIAJs Submit a question for the show: https://www.korhorn.com/ask-a-question/ Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/ Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow Instagram - https://www.instagram.com/wisemoneyshow/ Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Valuations for many stocks in the S&P 500 are at sky high levels, and for many of these companies, the math on the growth projections simply doesn't add up, which historically has been catastrophic for investors when the music stops playing. Welcome to Retire with Ashley, your guide to preparing for and living your best retirement. I'm your host Ashley Micciche, and today, I am joined by Kevin Caron, senior portfolio manager and co-founder at Washington Crossing Advisors. Here's is today's interview segment with Kevin Caron…
Thinking about retirement… or getting close? Before you take that final step, there are 5 essential milestones every future retiree should hit to protect their finances, strengthen their relationships, and build a life filled with purpose and joy.In today's video, we'll walk through the Top 5 Milestones You MUST complete Before You Retire — from organizing your money and redefining your identity, to building a lifestyle you can't wait to wake up to.These are the milestones most retirees wish they'd focused on sooner… and the ones that help you avoid regret later. If you're in your 50s or 60s, already retired, or just planning ahead, this video will help you:✨ Get clear about your future✨ Reduce stress and uncertainty✨ Discover how to fill your days with meaning✨ Build a retirement you LOVE — not just tolerate Welcome to Life Starts at Retirement — where we help you build a life filled with freedom, fun, and fulfillment.
Carl Quintanilla and Jim Cramer explored stocks extending Thursday's sell-off, sparked by AI valuation fears and worries the Fed might stand pat on interest rates in December. Hear what Cramer had to say about navigating this market and where to put your money to work. Big news out of Walmart: CEO Doug McMillon is retiring after nearly 12 years on the job and will be replaced in February by Walmart U.S. CEO John Furner. The anchors discussed McMillon's legacy, Walmart's stock price during his tenure and the future for the retail giant. Vertiv Executive Chairman and former Honeywell CEO David Cote joined the program at Post 9 to discuss the AI landscape. Also in focus: President Trump's tariff moves and the battle against inflation. Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Valuations for many stocks in the S&P 500 are at sky high levels, and for many of these companies, the math on the growth projections simply doesn't add up, which historically has been catastrophic for investors when the music stops playing. Welcome to Retire with Ashley, your guide to preparing for and living your best retirement. I'm your host Ashley Micciche, and today, I am joined by Kevin Caron, senior portfolio manager and co-founder at Washington Crossing Advisors. Here's is today's interview segment with Kevin Caron…
From Wall Street to Main Street, the latest on the markets and what it means for your money. Updated regularly on weekdays, featuring CNBC expert analysis and sound from top business newsmakers. Anchored and reported by CNBC's Jessica Ettinger. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.
“If you don't believe you'll become wealthy, you never will.” Building wealth isn't a mystery. It's a climb. In this episode, Jaspreet lays out the 7 exact steps to go from financially behind to financially free, especially if you're starting later in life. From mindset shifts to money systems to earning more, this episode maps out the millionaire path with brutal honesty and real-life math. What You'll Learn: The 4 mindset shifts every future millionaire must adopt How $2,000 in the bank can save you from financial disaster The debt that's secretly stealing your future (and how to kill it) Jaspreet's 75-15-10 plan to organize your money like the wealthy Why payments = poverty and how to escape the payment trap How to scale your income without falling for online scams The #1 thing rich people protect more than money and how you can too Why it takes a decade (not a year) to become unrecognizably wealthy This isn't a quick fix. It's a 10-year transformation. But if you follow this plan, future-you will thank you. Want more financial news? Join Market Briefs, my free daily financial newsletter: https://link.briefs.co/3JJ8LOT Below are my recommended tools! Please note: Yes, these are our sponsors & advertisers. However, these are companies that I trust and use (or have used). The compensation doesn't affect my recommendations or advice. That being said, you should always do your own research & never blindly listen to a random guy on YouTube (or a podcast). ---------- ➤ Invest In Stocks Passively 1) M1 Finance - Buy stocks & ETFs automatically: https://theminoritymindset.com/m1 ---------- ➤ Life Insurance 2) Policygenius - Get a free life insurance quote: https://theminoritymindset.com/policygenius ---------- ➤ Real Estate Investing Online 3) Fundrise - Invest in real estate with as little as $10! https://theminoritymindset.com/fundrise ----------
Valuations for many stocks in the S&P 500 are at sky high levels, and for many of these companies, the math on the growth projections simply doesn't add up, which historically has been catastrophic for investors when the music stops playing. Welcome to Retire with Ashley, your guide to preparing for and living your best retirement. I'm your host Ashley Micciche, and today, I am joined by Kevin Caron, senior portfolio manager and co-founder at Washington Crossing Advisors. Here's is today's interview segment with Kevin Caron…
Are you a dentist or practice owner who's said, "I'll figure it out," or, "I can't lower my overhead"? In this candid episode, the hosts dive into the most common—and costly—phrases dentists use that hold them back from financial freedom and practice success.We discuss how a spouse's perspective can be the key to overcoming financial stress and the critical importance of defining your specific retirement timing and goals. Stop letting these phrases cost you time and money—it's time to build a clear, profitable plan.Interested in more info on how to: Earn More, Save More, and Retire EarlyUpcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory
WWW.ADVENTUREFREAKSSS.COM Find your Ideal Destination Here:https://adventurefreaksss.com/ideal-destination-finder/================================= How to work with me: =================================
✔️ Hopium: Bitcoins Fourth Death Cross, You'll Need less Bitcoin Than You think To Retire ✔️ Taiwan's SBR Aspirations ✔️ Fablecoins: Visa, Kyrgyzstan ✔️ Fail: Square Payments/frozen funds/ FOMO FUD ✔️ Sovereign Individual Thesis Plays Out✔️ Sources: ► https://x.com/btcjvs/status/1988352333999128674?s=52&t=CKH2brGypO5fEYTgQ-EFhQ ► https://x.com/toxikat27/status/1988588006450803166?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://x.com/whaleinsider/status/1988545597784117574?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://investor.visa.com/news/news-details/2025/Visa-Direct-Stablecoin-Payouts-Pilot-Speeds-Up-Access-to-Funds-for-Creators--Gig-Workers/default.aspx► https://finance.yahoo.com/news/kyrgyzstan-launches-50-million-tokens-140355689.html► https://x.com/tftc21/status/1988303040664006833?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://x.com/tftc21/status/1988247842897707320?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://x.com/square/status/1987938584918454740?s=52&t=CKH2brGypO5fEYTgQ-EFhQhttps://x.com/tftc21/status/1988676467090477405?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://cointelegraph.com/news/bybit-analysts-16-blockchains-freeze-user-funds► https://x.com/bitcoinnews/status/1988662984164729176?s=52&t=CKH2brGypO5fEYTgQ-EFhQ► https://bitcoinmagazine.com/news/taiwan-to-launch-strategic-bitcoin-reserve► https://x.com/saniexp/status/1988391967357903151?s=52&t=CKH2brGypO5fEYTgQ-EFhQ✔️ Check out Our Bitcoin Only Sponsors!► https://archemp.co/Discover the pinnacle of precision engineering. Our very first product, the bitcoin logo wall clock, is meticulously machined in Maine from a solid block of aerospace-grade aluminum, ensuring unparalleled durability and performance. We don't compromise on quality – no castings, just solid, high-grade material. Our state-of-the-art CNC machining center achieves tolerances of 1/1000th of an inch, guaranteeing a perfect fit and finish every time. Invest in a product built to last, with the exacting standards you deserve.► Join Our telegram: https://t.me/theplebunderground#Bitcoin #crypto #cryptocurrency #dailybitcoinnews #memecoins The information provided by Pleb Underground ("we," "us," or "our") on Youtube.com (the "Site") our show is for general informational purposes only. All information on the show is provided in good faith, however we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site. UNDER NO CIRCUMSTANCE SHALL WE HAVE ANY LIABILITY TO YOU FOR ANY LOSS OR DAMAGE OF ANY KIND INCURRED AS A RESULT OF THE USE OF THE SHOW OR RELIANCE ON ANY INFORMATION PROVIDED ON THE SHOW. YOUR USE OF THE SHOW AND YOUR RELIANCE ON ANY INFORMATION ON THE SHOW IS SOLELY AT YOUR OWN RISK.
Free Open Source Bitcoin and Investment tracking toolshttps://plebtools.com/Book a 1|1 Bitcoin Consulting call with mehttps://pathtobitcoin.xyz/Where I buy Bitcoin (Free BTC & Non-KYC options)https://bitcoinwell.com/referral/bitcoinnotcrypto15% Stampseed Titanium Seed plates (BEST WAY TO STORE BTC PRIVATE KEYS)https://www.stampseed.com/USE CODE : BTCNOTCRYPTO15Get a Coldcard Hardware wallet herehttps://store.coinkite.com/promo/169FA71FECC4928F725D5% off Start9 servers for plug & play Bitcoin NodesCODE: BNC5https://store.start9.com/Affordable Privacy Phones & deviceshttps://www.mark37.com/ref/BNC/5% off using code : BNCEARN FREE SATS PLAYING GAMES (Platform I co-built)https://satsarcade.app/?ref=KYJP1BQ7Become a Member of the Channel, Get exclusive content, and livestream playbackhttps://www.youtube.com/channel/UC2aM2gVVEHTu0pfE1ZyA0BQ/joinFollow Rajat, Jor, and I's new show togetherhttps://www.youtube.com/@MapleBitcoinJoin our Communityhttps://www.skool.com/maplebitcoinListen to this as a podcasthttps://podcasters.spotify.com/pod/show/bitcoinnotcryptoFollow me on Nostrnpub1zqm9zant0rxf49wfgw8pt5h0j50cetfes6hwa73u7sxstlzcsz8qh6x9fsFollow on Twitter/Xhttps://x.com/forrestHODLDonate to the show herebabywallet@coinos.io
Join the community built to help you master your money, stay accountable, and reach financial freedom.
Plus: Chevron becomes more serious about entering the power business. And Toyota opens a $14 billion battery plant in North Carolina. Zoe Kuhlkin hosts. Sign up for WSJ's free What's News newsletter. An artificial-intelligence tool assisted in the making of this episode by creating summaries that were based on Wall Street Journal reporting and reviewed and adapted by an editor. Learn more about your ad choices. Visit megaphone.fm/adchoices
Jesse returns for the 10th "Ask Me Anything" episode to tackle three listener questions that cut to the core of modern wealth planning. He opens with a deep dive into direct indexing, separating substance from sales pitch. While advocates tout it as the next evolution of indexing—combining personalization and tax-loss harvesting—Jesse explains why, for most investors, the extra complexity, cost, and tracking error outweigh the modest tax advantages, making low-cost ETFs the better long-term choice. Next, he answers a question from a listener whose retirement timeline doesn't align with their spouse's, exploring how couples can navigate income changes, healthcare coverage, and tax strategy when one partner stops working years before the other. He breaks down the pros and cons of filing jointly versus separately, showing why joint filing almost always leads to lower overall taxes and greater flexibility. Finally, Jesse delivers a masterclass on decumulation—the art and order of withdrawing money in retirement. From spending taxable assets first to preserving Roth and HSA accounts for last, he maps out how smart sequencing, Roth conversions, and bracket management can extend portfolio life, minimize taxes, and keep retirees financially steady through every stage of the journey. Key Takeaways:• Direct indexing isn't revolutionary for most investors—it's often an overhyped, higher-cost alternative to low-cost ETFs with limited long-term benefits. • Married filing jointly is almost always the better tax choice, offering lower overall tax rates, higher standard deductions, and broader eligibility for credits. • Before changing filing status, couples should test both scenarios using online 1040 tax calculators to see the real impact on their total tax bill. • Guardrail and Monte Carlo strategies help retirees adjust withdrawal rates dynamically based on market performance, rather than using a rigid 4% rule. • HSAs can be used as stealth retirement accounts, reimbursing decades-old medical expenses tax-free or even acting as traditional IRAs after age 65. • The key to successful retirement planning is flexibility—balancing tax efficiency, market uncertainty, and personal goals to ensure sustainable income for decades. Key Timestamps:(02:24) – Tax Loss Harvesting: Strategies and Examples (10:06) – Direct Indexing: Pros and Cons (17:18) – Financial and Tax Planning for Lopsided Retirements (24:09) – Retirement Withdrawal Order of Operations (32:39) – Real-Life Financial Planning Experiences (40:56) – Roth Conversions and Tax Bracket Management (45:37) – Optimizing for Post-Death and Social Security Timing (52:26) – Common Mistakes in Retirement Withdrawal Strategies Key Topics Discussed:The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Mentions:https://bestinterest.blog/retirement-withdrawal-order-of-operations/ https://www.guidestone.org/resources/education/calculators/tax/tax1040 https://bestinterest.blog/0-capital-gains-vs-roth-conversions-how-to-optimize-in-your-financial-plan/ https://bestinterest.blog/spousal-survivor-divorced-social-security/ More of The Best Interest:Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/ The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.
In this powerful episode of Retire in Texas, host Darryl Lyons, CEO and Co-Founder of PAX Financial Group, is joined by Sarassa Inglis, Executive Director at Ransomed Life, and Roger Stukkie, Financial Advisor at PAX and a board member at Ransomed Life. Together, they shed light on the realities of child sex trafficking and exploitation happening right here in our local communities, and how Ransomed Life has been providing hope, healing, and mentorship for the past ten years. In this episode, you'll hear: The truth about human trafficking in San Antonio - and why it's not just a border issue How Ransomed Life's mentorship and counseling programs help victims rebuild their lives. Ways that listeners can volunteer, donate, or become mentors. Details about Ransomed Life's 10-Year Celebration at the Witte Museum. How purpose and service can transform your "second chapter" of life. To learn more about Ransomed Life or to get involved, visit www.ransomedlifetexas.org. If you benefitted from today's episode, feel free to share it with your family and friends!
Valuations for many stocks in the S&P 500 are at sky high levels, and for many of these companies, the math on the growth projections simply doesn't add up, which historically has been catastrophic for investors when the music stops playing. Welcome to Retire with Ashley, your guide to preparing for and living your best retirement. I'm your host Ashley Micciche, and today, I am joined by Kevin Caron, senior portfolio manager and co-founder at Washington Crossing Advisors. Here's is today's interview segment with Kevin Caron…
In this video, we reveal a shocking truth that most investors overlook: you may need far less Bitcoin to secure your financial freedom than you've been told. A leading Bitcoin expert breaks down the math behind long term adoption, supply scarcity, and the staggering future purchasing power of a capped digital money. Follow Ben on X: https://x.com/bensig Please Like, Share, and Subscribe to my channel!
This month we tackle a topic we haven't talked much about...Forced Retirements. Anthony Napolitano had a very successful career in the high-tech world. Then he was laid off not once, but twice by two big corporations right around when he was 50 years old. That was two years ago, and since then he has plunged into the world of early retirement with great enthusiasm, (which is an understatement.) His friends joke that he doesn't have a "Type A personality," he has a "Type-Anthony personality". Anthony has an analytical mind and devised a personalized Life Retirement Plan. He bases his plan on the four pillars of Health, Mindset, Purpose and Relationships. He even grades himself every year. He was a star baseball player in high school and then went on to play four years of college division 1 baseball at Loyola-Marymount College. So in (un)retirement, Anthony is a natural as a high school coach. He loves being the assistant coach for the girls volleyball team. He also works as a wine educator at a local winery in his tiny mountain town of Julian, CA, just outside of San Diego. He does a little bit of everything at the winery, from picking grapes to hosting wine tasting events. You will love Anthony. He's full of wonder and personality. Although Carl points out that he is the star of the podcast, Anthony clearly steals this month's show. • More about Anthony Napolitano: https://www.linkedin.com/in/anthonynapolitano • Anthony's Blog "For the Napos": https://forthenapos.com • Episode Content: https://pickleballmediahq.com/blog/anthony-napolitano-interview-rorced-into-early-retirement-and-now-a-renaissance-man • Sponsored by How to Retire and Not Die: https://garysirak.com/how-to-retire-and-not-die • Sponsored by Capital Advantage: https://capitaladvantage.com/promotion/retirement-planning-guide • I Used to be Somebody World Tours: https://pickleballmediahq.com/tour/all-tours • Subscribe to I Used to be Somebody newsletter: https://pickleballmediahq.com/contact/subscribe
If you'd like to work with us on your Medicare health plan, we're licensed in 45 states and actively helping clients across the country. Christian and the team at Everything Senior Insurance represent many of the top insurance companies in the Medicare space. We're happy to help—just reach out! ➡️ Visit our site: https://www.eseniorinsurance.com✅ Call us: (801) 255-5340
If you've spent any time on social media or read personal finance blogs, you've likely encountered a buzz around Roth IRAs and, specifically, Roth conversions. This week I'm discussing the details of Roth conversions, what they are, how they work, and why they're crucial for those looking to optimize their retirement finances. Roth IRAs hold a special appeal: the promise of tax-free income in retirement. And most people would agree that having tax free income in retirement is preferable over having taxable income. Yet, for many people, especially those in their 50s and older, most of their retirement savings sit in pre-tax accounts such as traditional IRAs or 401(k)s. Roth conversions offer a pathway for transforming those tax-deferred assets into tax-free retirement income. This episode is packed with practical insights to help you make informed decisions about your financial future. Tune in to learn more and get ready to take your retirement planning to the next level! You will want to hear this episode if you are interested in... [00:00] The appeal of tax-free income during retirement. [04:43] Key rules for Roth conversions. [08:53] Roth conversion strategies for wealth. [11:58] Roth IRA conversion strategy. [14:47] Roth conversion planning tips. Breaking Down Roth IRA Conversions A Roth IRA conversion involves moving funds from a pre-tax retirement account, like a traditional IRA or 401(k), into a Roth IRA. This process requires you to pay taxes now on the amount you convert, but it grants you future tax-free withdrawals. Anyone with pre-tax retirement funds can consider a conversion, but it's important to understand the rules: Every time you do it, it starts a new five year holding period on the money. If you withdraw converted funds too soon, you might face taxes or penalties. One clever strategy we'll discuss is the Roth conversion ladder. By converting sums incrementally over several years, you gradually move money into the Roth IRA, allowing each batch to satisfy the five-year holding requirement. This helps maximize flexibility and minimize penalties if you need access in retirement. Who Should Consider Roth Conversions? So, who stands to gain the most from Roth conversions? Here are a few key candidates: Those anticipating higher future tax rates: If you're in a low tax bracket now but expect to be in a higher one later, converting at today's lower rates can save you significant money down the road. Anyone wishing to avoid required minimum distributions (RMDs): Roth IRAs aren't subject to RMDs, making them valuable for those who want more control over retirement withdrawals. Individuals aiming to leave a tax-free inheritance: Paying conversion taxes now could shield heirs from larger tax bills, especially if they'll be in a higher bracket. Retirees seeking flexibility: Having both taxable and tax-free buckets to draw from allows for smart tax-efficient withdrawals. Timing is also critical. Converting in years when your income dips, due to sabbaticals, career changes, or early retirement, can dramatically lower the tax impact of conversion. How to Calculate If a Roth Conversion Makes Sense It's tempting to jump into conversions, but I advise running the numbers. Consider a hypothetical: If you convert $50,000 at a 12% federal and 5.5% state tax rate, you pay $12,055 in taxes upfront. If you left the funds in a traditional IRA and paid taxes on withdrawals in retirement at a similar rate, the outcome might be similar, but if future rates rise, the Roth wins out. The more time your converted money has to grow, the greater the tax-free benefit. And if you can pay conversion taxes from outside the retirement account, your Roth can grow even more efficiently. Steps to Execute a Roth IRA Conversion Ready to act? Here's an overview of the process: Open a Roth IRA at your provider. Transfer funds from your pre-tax account. Decide how much to convert and how you'll pay the taxes (from conversion or other accounts). Complete the paperwork. Invest the funds, you want growth! Report conversions on your taxes, especially using IRS Form 8606. Roth conversions are a powerful but nuanced strategy. If you're nearing retirement, anticipate higher future tax rates, or want flexibility and legacy benefits, it may be time to explore this option. I'd advise you to consult a financial advisor familiar with your specific circumstances before you make any financial decisions, doing so ensures your Roth conversion fits seamlessly into your broader retirement plan, maximizing tax-free growth for years to come. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE Charles Schwab Connect With Morrissey Wealth Management www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan
Valuations for many stocks in the S&P 500 are at sky high levels, and for many of these companies, the math on the growth projections simply doesn't add up, which historically has been catastrophic for investors when the music stops playing. Welcome to Retire with Ashley, your guide to preparing for and living your best retirement. I'm your host Ashley Micciche, and today, I am joined by Kevin Caron, senior portfolio manager and co-founder at Washington Crossing Advisors. Here's is today's interview segment with Kevin Caron…
Send us a textMultiple accounts mean more complicated record keeping, retirement planning, and tax preparation. The bottom line is, it's just harder to keep track of multiple accounts across multiple platforms.Is it time to consolidate financial accounts?If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share
When should you put the tools down and get into retirement? Are you in the right position to have the retirement you want? Join this episode of the Urban Property Investor to see what it really takes to live the right retirement. Listen in for some advice navigating financial freedom and retirement choices to better yourself and your investing. Super won't save you rich. Tune into episode 278 now! I discuss - 00:00 - Introduction to Retirement Planning 05:45 - Understanding Retirement Readiness 08:02 - Visualizing Your Retirement Goals Don't hesitate to hit me up on Facebook @SamSaggers. DM me with any of your questions :) If you're yet to subscribe, be sure to do so on your favourite channel. Apple - https://pre.fyi/upi-apple Spotify - https://pre.fyi/upi-spotify YouTube - https://pre.fyi/upi-youtube And remember, I'm really good at 1.25 or 1.5 speed :) Take care, Sam
Brian Waters was destined to work until he was at least 63 years old. Now, just five years after starting to invest intentionally, he's got 16 rental units that can retire him a decade earlier! How'd he do it? A combination of easy, done-for-you out-of-state investment properties and the ever-profitable BRRRR method. Brian's work isn't sitting at a desk or crunching numbers. He's a firefighter and is routinely one serious injury away from his career being over. With a family to support, losing his work wasn't an option. So, in his 40s, he decided to pivot and go all-in on building a real estate portfolio. He bought a couple of properties in his home state of California before Southern California prices began to eat into his limited savings. So, things had to change. By being extremely clear about his plan, Brian began investing out of state, buying over a dozen properties without ever laying eyes on them. He tried a very beginner-friendly strategy that helped him build his out-of-state portfolio before moving on to the BRRRR method, where he gets paid to buy cash-flowing rentals in areas 99% of investors overlook. In five years, he's completely transformed his financial future, using a method you can, too! In This Episode We Cover The best out-of-state real estate investment for beginners (completely hands-off) How to use the BRRRR method even when you're living thousands of miles away from your investing market Using your primary residence's equity to fund your first (or next) real estate deal What to do once you've run out of cash to invest (should you raise private money?) Why you do NOT need to wait until you're 65 to finally retire And So Much More! Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/real-estate-1198 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email advertise@biggerpockets.com. Learn more about your ad choices. Visit megaphone.fm/adchoices
Join the community built to help you master your money, stay accountable, and reach financial freedom.
Everyone's wondering if this is the worst time to retire. With high valuations, stubborn inflation, and constant uncertainty, it's easy to feel uneasy about your timing. In this episode, we look at what history teaches from past "lost decades," why the order of returns matters, and how to protect your plan without panic. You'll learn three ways to prepare just in case: build a spending bucket, stress-test your plan, and rethink your risk exposure. Retirement success isn't about timing the market. It's about preparation and peace of mind. Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms.
BYU head coach Kalani Sitake weekly presser Good, Bad & Ugly Whole World News
In this episode of the Smart Wealth & Retirement Podcast, financial advisors and retirement planners Jim Martin & Casey Bibb of Martin Wealth Solutions tackle one of the most common retirement questions — “Do I really need $1.5 million to retire comfortably?” Jim and Casey break down where that number comes from, why it's often misunderstood, and what truly determines how much you need. They discuss the key variables that shape your retirement number — lifestyle, spending habits, healthcare, taxes, and longevity — and explain how income planning can often matter more than your total account balance. Whether you're just starting to save or approaching the finish line, this episode helps you replace the guesswork with a plan that fits your real life — not a headline.
Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book Want to schedule a consultation? Click here: https://app.hawsfederaladvisors.com/whatservicemakessense I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.
Valuations for many stocks in the S&P 500 are at sky high levels, and for many of these companies, the math on the growth projections simply doesn't add up, which historically has been catastrophic for investors when the music stops playing. Welcome to Retire with Ashley, your guide to preparing for and living your best retirement. I'm your host Ashley Micciche, and today, I am joined by Kevin Caron, senior portfolio manager and co-founder at Washington Crossing Advisors. He published a piece on his website back on September 9, 2025, called the Illusion of perpetual growth, and that was really the catalyst for this discussion today. I wanted to have him on to talk more about what the market is assuming today about the growth trajectory of stocks, and what that means for investors. Kevin - welcome to the podcast! It's an honor to have you here!
Imperfect Mommying: Better Parenting through Self Healing with Alysia Lyons
We expect mom guilt to fade when our kids grow up — but often, it lingers quietly in our hearts. In this episode, Alysia dives into the deeper layers of grandma guilt and how it connects to generational patterns of shame, sacrifice, and self-blame.Through stories, reflection, and healing insight, you'll learn how to transform guilt into gratitude — and begin creating peace that ripples through generations.✨ In this episode:The hidden ways mom guilt shows up in adulthoodHow unhealed guilt gets passed down to our childrenA gratitude practice to release regret and reclaim peace
Alex Gailey, Personal Finance Data Reporter and analyst at Bankrate, joins Lisa Dent to discuss the slow progress toward equal pay. Alex shares how minorities have wider pay gaps in comparison to their white male counterparts and what limits women in the workforce.
In this episode, we go over who we think is going to be in John Cena's Final Match tournament, including which non-WWE wrestlers could appear in it, what WWE War Games matches could get added to the card, and what the WWE War Games teams will be!Check Out Our Merch: https://www.teepublic.com/user/the-burning-hammerJoin Our Patreon:https://www.patreon.com/TheBurningHammerFollow Us On Social Media!X: https://twitter.com/theburnthammerInstagram: https://instagram.com/theburninghammerTikTok: https://tiktok.com/theburninghammer
Natalie interviews three recent olim, all retirees. Chaim Stricker, a former school teacher, made aliyah from New Jersey to Arad with his wife and five dogs in 2024. The couple bought a home and settled in. Chaim volunteers teaching english at a religious school in the neighborhood, and has been setting up house, getting to know the banking system, government services, and more. Dr. Malkah Benshir and her husband Shmuel moved from Olney, Maryland to Bat Yam. Dr. Benshir volunteers in seven different clinics and hospitals, and the couple take hebrew ulpan lessons for retirees twice a week. They live in an apartment by the sea. These guests chose retirement in Israel small towns, vs. the USA. Neither couple is fluent in Hebrew, but they get by just fine. Hear their stories! Returning Home 09NOV2025 - PODCAST
Have you ever wanted to see what would happen if you actually sat down and did that budget?This week’s Money Diarist actually did it and everything changed. After hitting rock bottom, the stress of trying to keep up finally broke her. One “yes” to a holiday with her partner she couldn’t afford turned into tears in the car and the realisation that something had to give. So she did what any of us would do, opened Google and typed “female finance book”. She came across She's on the Money, read the book and decided to put everything into action... and this is her money diary 5 years on (spoiler: she's thriving). SEE OUR BUNDLE SALE FOR UP TO 30%: Where you can get Victoria's budgeting system & learn to invest.Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4See omnystudio.com/listener for privacy information.
3pm: Holiday Flight Cancellations from Government Shutdown // Seattle Emergency Food Funding // Tukwila Families Turn to Free Market Amid SNAP Aid Gap // Nancy Pelosi to Retire // Sports Preview: Andy Dooley Previews Hawks vs. Cardinals Game
Three more suspects, including two affluent New Jersey teens, are now charged in a foiled ISIS-inspired Halloween terror plot, bringing the total to five. The FAA is cutting up to 10% of flights at 40 major airports as the government shutdown enters week six, triggering nationwide delays. President Trump announces a deal with Eli Lilly and Novo Nordisk to slash the cost of popular GLP-1 weight-loss drugs like Wegovy and Ozempic to about $350 through a new program called TrumpRX. Former House Speaker Nancy Pelosi, 85, announces she will not seek reelection after nearly four decades in Congress and two impeachments of President Trump. Geviti: Go to https://gogeviti.com/megynand get 20% off with code MEGYN. Walmart: Learn how Walmart is fueling the future of U.S. manufacturing at https://Walmart.com/America-at-work Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In episode 1961, Jack and Miles are joined by co-host of Secretly Incredibly Fascinating, Alex Schmidt, to discuss… FAA To Start Canceling Flights On Friday, Nancy Pelosi Is Finally Retiring… In Two Years, Meta Is Really Taking Ad Industry Jobs Over With AI and It Looks Like Sh*t, Tom Brady Turns Dead Dog Into Sponsored Content and more! U.S. government shutdown to force flight reductions at 40 'high-traffic' airports Nation’s busiest airports face FAA’s cut in flights, initial list shows Which Times of Year are the Busiest for Air Travel in the US? Pelosi Plans to Retire in 2027 After 39 Years in Congress Pelosi is out. Expect heavy campaigning in CA — and cues for senior Dems in DC to follow suit. Meta Is Really Taking Ad Industry Jobs Over With AI and It Looks Like Sh*t Tom Brady Turns Dead Dog Into Sponsored Content We Can Clone Pet Dogs – But is that a Good Idea? The Real Reasons You Shouldn’t Clone Your Dog Tom Brady Says He Cloned His Dog. Cue the Critics. NFL great Tom Brady says his dog is a clone of family’s deceased pit bull mix Tom Brady Cloned His Dead Dog As A Brand Activation Tom Brady Cloned His Dog With a Company That Wants to Do a Jurassic Park Colossal Is The Real Life Blockbuster of ‘Jurassic Park’ and ‘Indiana Jones’ With Celebs Like Tom Brady Behind It ‘It won’t end like Jurassic Park!’ The man who wants to bring the mammoth and dodo back to life Colossal's de-extinction campaign is built on a semantic house of cards with shoddy foundations — and the consequences are dire Reviving the woolly mammoth isn’t just unethical. It’s impossible Report: Colossal Biosciences A Genetic Dating App Is a Horrifying Thing That Shouldn’t Exist LISTEN: Radiohead Dub by LockerzSee omnystudio.com/listener for privacy information.
Today's Headlines: House Democrats want no-longer-Prince Andrew to testify about his ties to Jeffrey Epstein. Meanwhile, Nancy Pelosi announced her retirement, with California Sen. Scott Wiener emerging as the establishment pick — though AOC's ex–campaign manager Saikat Chakrabarti plans to run too. A federal judge ruled again that Trump must fully fund SNAP benefits by today, but the DOJ is appealing. Trump also struck a deal with Eli Lilly and Novo Nordisk to cap Ozempic-style drugs at $50 for Medicare and Medicaid patients next year. In smaller but iconic justice news, the D.C. “sandwich guy” who threw a sub at an ICE agent was found not guilty of assault. The Heritage Foundation is in “open revolt” after its president defended Tucker Carlson for hosting white supremacist Nick Fuentes. Staffers, including members of its antisemitism task force, have quit. Meanwhile, FIFA announced a mysterious new “peace prize” ahead of the World Cup draw in D.C., which insiders say Trump demanded after missing out on a Nobel. And Tesla's board is set to hand Elon Musk a $1 trillion compensation deal. Resources/Articles mentioned in this episode: Politico: House Oversight Democrats call on embattled royal Andrew Windsor to testify - Live Updates Politico: California's attorney general endorses Scott Wiener to succeed Pelosi NYT: Judge Orders Trump Administration to Fully Fund SNAP Benefits This Month WaPo: Trump, long fixated on ‘fat drug,' announces deal to lower its price WaPo: Jury finds D.C. ‘sandwich guy' not guilty of assaulting officer WaPo: Heritage staff in open revolt over leader's defense of Tucker Carlson Axios: Trump teased as possible first FIFA Peace Prize winner CNBC: Elon Musk expected to prevail in Tesla shareholder vote over CEO's $1 trillion pay plan Morning Announcements is produced by Sami Sage and edited by Grace Hernandez-Johnson Learn more about your ad choices. Visit megaphone.fm/adchoices
Topics discussed on today's show: Favorite Thanksgiving Side Dish, Airport Cancellations, Journey Tour, Down to Retire, Birthdays, Diamond Found, Matt's Huge Penis, History Quiz, Bass Pro Shop Fight, Premonitions, Another Raccoon Saved, Nations Dumbest, Stay Or Go: Chuckie Brown, Probably White, and Apologies.
In our news wrap Thursday, former House Speaker Nancy Pelosi will not run for re-election next year, the Supreme Court is letting the Trump administration block transgender and non-binary people from choosing their own gender identity on passports and a jury in Virginia awarded $10 million to the former teacher who was shot by her six-year-old student in 2023. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy
If you're in your 50s and wondering how to retire within the next decade, this episode is for you. Tony and Derek pick up where last week's discussion left off, revealing the final five tips to strengthen your financial plan and protect your retirement dreams.They dive deep into practical strategies—protecting against inflation, managing healthcare costs, optimizing insurance, stress-testing your plan, and building a retirement lifestyle that's both realistic and rewarding.You'll learn how to: ✅ Hedge your nest egg against inflation's hidden impact ✅ Maximize HSA and health-care planning strategies ✅ Reevaluate insurance coverage and eliminate unnecessary costs ✅ Stress-test your plan for market downturns and tax changes ✅ Build a bucket-list lifestyle without breaking your budgetIt's not just about retiring—it's about retiring right.
Scott Galloway answers listener questions on the wave of subscription price hikes and why recurring revenue gives companies pricing power. He then lays out a simple playbook for making the most of a gap year before law school, and weighs the ethics and practicality of retiring early when layoffs loom. Want to be featured in a future episode? Send a voice recording to officehours@profgmedia.com, or drop your question in the r/ScottGalloway subreddit. Learn more about your ad choices. Visit podcastchoices.com/adchoices
© 2020-2025 Ivy Podcast Discovery LLC
