Podcasts about retire

Brian Waters was destined to work until he was at least 63 years old. Now, just five years after starting to invest intentionally, he's got 16 rental units that can retire him a decade earlier! How'd he do it? A combination of easy, done-for-you out-of-state investment properties and the ever-profitable BRRRR method. Brian's work isn't sitting at a desk or crunching numbers. He's a firefighter and is routinely one serious injury away from his career being over. With a family to support, losing his work wasn't an option. So, in his 40s, he decided to pivot and go all-in on building a real estate portfolio. He bought a couple of properties in his home state of California before Southern California prices began to eat into his limited savings. So, things had to change. By being extremely clear about his plan, Brian began investing out of state, buying over a dozen properties without ever laying eyes on them. He tried a very beginner-friendly strategy that helped him build his out-of-state portfolio before moving on to the BRRRR method, where he gets paid to buy cash-flowing rentals in areas 99% of investors overlook. In five years, he's completely transformed his financial future, using a method you can, too! In This Episode We Cover The best out-of-state real estate investment for beginners (completely hands-off) How to use the BRRRR method even when you're living thousands of miles away from your investing market  Using your primary residence's equity to fund your first (or next) real estate deal  What to do once you've run out of cash to invest (should you raise private money?) Why you do NOT need to wait until you're 65 to finally retire  And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/real-estate-1198 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

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Everyone's wondering if this is the worst time to retire. With high valuations, stubborn inflation, and constant uncertainty, it's easy to feel uneasy about your timing. In this episode, we look at what history teaches from past "lost decades," why the order of returns matters, and how to protect your plan without panic. You'll learn three ways to prepare just in case: build a spending bucket, stress-test your plan, and rethink your risk exposure. Retirement success isn't about timing the market. It's about preparation and peace of mind. Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms. 

BYU head coach Kalani Sitake weekly presser Good, Bad & Ugly Whole World News

In this episode of the Smart Wealth & Retirement Podcast, financial advisors and retirement planners Jim Martin & Casey Bibb of Martin Wealth Solutions tackle one of the most common retirement questions — “Do I really need $1.5 million to retire comfortably?” Jim and Casey break down where that number comes from, why it's often misunderstood, and what truly determines how much you need. They discuss the key variables that shape your retirement number — lifestyle, spending habits, healthcare, taxes, and longevity — and explain how income planning can often matter more than your total account balance. Whether you're just starting to save or approaching the finish line, this episode helps you replace the guesswork with a plan that fits your real life — not a headline.

Valuations for many stocks in the S&P 500 are at sky high levels, and for many of these companies, the math on the growth projections simply doesn't add up, which historically has been catastrophic for investors when the music stops playing. Welcome to Retire with Ashley, your guide to preparing for and living your best retirement. I'm your host Ashley Micciche, and today, I am joined by Kevin Caron, senior portfolio manager and co-founder at Washington Crossing Advisors.  He published a piece on his website back on September 9, 2025, called the Illusion of perpetual growth, and that was really the catalyst for this discussion today. I wanted to have him on to talk more about what the market is assuming today about the growth trajectory of stocks, and what that means for investors.  Kevin - welcome to the podcast! It's an honor to have you here! 

Natalie interviews three recent olim, all retirees. Chaim Stricker, a former school teacher, made aliyah from New Jersey to Arad with his wife and five dogs in 2024. The couple bought a home and settled in. Chaim volunteers teaching english at a religious school in the neighborhood, and has been setting up house, getting to know the banking system, government services, and more. Dr. Malkah Benshir and her husband Shmuel moved from Olney, Maryland to Bat Yam. Dr. Benshir volunteers in seven different clinics and hospitals, and the couple take hebrew ulpan lessons for retirees twice a week. They live in an apartment by the sea. These guests chose retirement in Israel small towns, vs. the USA. Neither couple is fluent in Hebrew, but they get by just fine. Hear their stories! Returning Home 09NOV2025 - PODCAST

Have you ever wanted to see what would happen if you actually sat down and did that budget?This week’s Money Diarist actually did it and everything changed. After hitting rock bottom, the stress of trying to keep up finally broke her. One “yes” to a holiday with her partner she couldn’t afford turned into tears in the car and the realisation that something had to give. So she did what any of us would do, opened Google and typed “female finance book”. She came across She's on the Money, read the book and decided to put everything into action... and this is her money diary 5 years on (spoiler: she's thriving). SEE OUR BUNDLE SALE FOR UP TO 30%: Where you can get Victoria's budgeting system & learn to invest.Ready to binge more relatable, inspiring, and downright juicy money stories? Check out our ultimate Money Diaries playlist. Listen now Join our Facebook Group AKA the ultimate support network for money advice and inspiration. Ask questions, share tips, and celebrate your wins with a like-minded crew of 300,000+. And follow us on Instagram for Q&As, bite-sized tips, daily money inspo... and relatable money memes that just get you. Acknowledgement of Country By Nartarsha Bamblett aka Queen Acknowledgements. The advice shared on She's On The Money is general in nature and does not consider your individual circumstances. She's On The Money exists purely for educational purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs. Victoria Devine and She's On The Money are authorised representatives of Money Sherpa PTY LTD ABN - 321649 27708, AFSL - 4See omnystudio.com/listener for privacy information.

3pm: Holiday Flight Cancellations from Government Shutdown // Seattle Emergency Food Funding // Tukwila Families Turn to Free Market Amid SNAP Aid Gap // Nancy Pelosi to Retire // Sports Preview: Andy Dooley Previews Hawks vs. Cardinals Game

In this video, we reveal a shocking truth that most investors overlook: you may need far less Bitcoin to secure your financial freedom than you've been told. A leading Bitcoin expert breaks down the math behind long term adoption, supply scarcity, and the staggering future purchasing power of a capped digital money. Please Like, Share, and Subscribe to my channel!

Three more suspects, including two affluent New Jersey teens, are now charged in a foiled ISIS-inspired Halloween terror plot, bringing the total to five. The FAA is cutting up to 10% of flights at 40 major airports as the government shutdown enters week six, triggering nationwide delays. President Trump announces a deal with Eli Lilly and Novo Nordisk to slash the cost of popular GLP-1 weight-loss drugs like Wegovy and Ozempic to about $350 through a new program called TrumpRX. Former House Speaker Nancy Pelosi, 85, announces she will not seek reelection after nearly four decades in Congress and two impeachments of President Trump. Geviti: Go to https://gogeviti.com/megynand get 20% off with code MEGYN. Walmart: Learn how Walmart is fueling the future of U.S. manufacturing at https://Walmart.com/America-at-work Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In episode 1961, Jack and Miles are joined by co-host of Secretly Incredibly Fascinating, Alex Schmidt, to discuss… FAA To Start Canceling Flights On Friday, Nancy Pelosi Is Finally Retiring… In Two Years, Meta Is Really Taking Ad Industry Jobs Over With AI and It Looks Like Sh*t, Tom Brady Turns Dead Dog Into Sponsored Content and more! U.S. government shutdown to force flight reductions at 40 'high-traffic' airports Nation’s busiest airports face FAA’s cut in flights, initial list shows Which Times of Year are the Busiest for Air Travel in the US? Pelosi Plans to Retire in 2027 After 39 Years in Congress Pelosi is out. Expect heavy campaigning in CA — and cues for senior Dems in DC to follow suit. Meta Is Really Taking Ad Industry Jobs Over With AI and It Looks Like Sh*t Tom Brady Turns Dead Dog Into Sponsored Content We Can Clone Pet Dogs – But is that a Good Idea? The Real Reasons You Shouldn’t Clone Your Dog Tom Brady Says He Cloned His Dog. Cue the Critics. NFL great Tom Brady says his dog is a clone of family’s deceased pit bull mix Tom Brady Cloned His Dead Dog As A Brand Activation Tom Brady Cloned His Dog With a Company That Wants to Do a Jurassic Park Colossal Is The Real Life Blockbuster of ‘Jurassic Park’ and ‘Indiana Jones’ With Celebs Like Tom Brady Behind It ‘It won’t end like Jurassic Park!’ The man who wants to bring the mammoth and dodo back to life Colossal's de-extinction campaign is built on a semantic house of cards with shoddy foundations — and the consequences are dire Reviving the woolly mammoth isn’t just unethical. It’s impossible Report: Colossal Biosciences A Genetic Dating App Is a Horrifying Thing That Shouldn’t Exist LISTEN: Radiohead Dub by LockerzSee omnystudio.com/listener for privacy information.

Today's Headlines: House Democrats want no-longer-Prince Andrew to testify about his ties to Jeffrey Epstein. Meanwhile, Nancy Pelosi announced her retirement, with California Sen. Scott Wiener emerging as the establishment pick — though AOC's ex–campaign manager Saikat Chakrabarti plans to run too. A federal judge ruled again that Trump must fully fund SNAP benefits by today, but the DOJ is appealing. Trump also struck a deal with Eli Lilly and Novo Nordisk to cap Ozempic-style drugs at $50 for Medicare and Medicaid patients next year. In smaller but iconic justice news, the D.C. “sandwich guy” who threw a sub at an ICE agent was found not guilty of assault. The Heritage Foundation is in “open revolt” after its president defended Tucker Carlson for hosting white supremacist Nick Fuentes. Staffers, including members of its antisemitism task force, have quit. Meanwhile, FIFA announced a mysterious new “peace prize” ahead of the World Cup draw in D.C., which insiders say Trump demanded after missing out on a Nobel. And Tesla's board is set to hand Elon Musk a $1 trillion compensation deal. Resources/Articles mentioned in this episode: Politico: House Oversight Democrats call on embattled royal Andrew Windsor to testify - Live Updates Politico: California's attorney general endorses Scott Wiener to succeed Pelosi NYT: Judge Orders Trump Administration to Fully Fund SNAP Benefits This Month WaPo: Trump, long fixated on ‘fat drug,' announces deal to lower its price WaPo: Jury finds D.C. ‘sandwich guy' not guilty of assaulting officer WaPo: Heritage staff in open revolt over leader's defense of Tucker Carlson Axios: Trump teased as possible first FIFA Peace Prize winner CNBC: Elon Musk expected to prevail in Tesla shareholder vote over CEO's $1 trillion pay plan  Morning Announcements is produced by Sami Sage and edited by Grace Hernandez-Johnson Learn more about your ad choices. Visit megaphone.fm/adchoices

Topics discussed on today's show: Favorite Thanksgiving Side Dish, Airport Cancellations, Journey Tour, Down to Retire, Birthdays, Diamond Found, Matt's Huge Penis, History Quiz, Bass Pro Shop Fight, Premonitions, Another Raccoon Saved, Nations Dumbest, Stay Or Go: Chuckie Brown, Probably White, and Apologies.

In this hour, Brad and Ryan discuss how Nancy Pelosi has finally decided to take a step back and not run for re-election into Congress, retiring after nearly 40 years in Congress. What's her legacy and how will she be remembered in US politics?

Nancy Pelosi will retire (finally!), SNAP abuses that will make taxpayers angry, activists want the Dodgers to snub a White House invite, Prop 50 is getting sued, and more! Guest: Monica Paige

In our news wrap Thursday, former House Speaker Nancy Pelosi will not run for re-election next year, the Supreme Court is letting the Trump administration block transgender and non-binary people from choosing their own gender identity on passports and a jury in Virginia awarded $10 million to the former teacher who was shot by her six-year-old student in 2023. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

If you're in your 50s and wondering how to retire within the next decade, this episode is for you. Tony and Derek pick up where last week's discussion left off, revealing the final five tips to strengthen your financial plan and protect your retirement dreams.They dive deep into practical strategies—protecting against inflation, managing healthcare costs, optimizing insurance, stress-testing your plan, and building a retirement lifestyle that's both realistic and rewarding.You'll learn how to: ✅ Hedge your nest egg against inflation's hidden impact ✅ Maximize HSA and health-care planning strategies ✅ Reevaluate insurance coverage and eliminate unnecessary costs ✅ Stress-test your plan for market downturns and tax changes ✅ Build a bucket-list lifestyle without breaking your budgetIt's not just about retiring—it's about retiring right.

Senate Republicans and Senate Democrats hold lengthy, separate, private meetings on Day 37 of the federal government shutdown strategizing on how to end the stalemate. Republicans may bring to a vote a new proposal that includes some regular spending bills and a promise for a vote on extending health insurance premium tax credits; President Donald Trump comments on plans to cut 10% of airline flights at 40 of the busiest U.S. airports due to air traffic controller staffing shortages during the government shutdown; House Speaker Emerita Nancy Pelosi (D-CA) announces she will not run for reelection after nearly 40 years in Congress; President Trump announces a deal with the makers of popular weight loss drugs to drastically cut prices; Senate defeats a resolution that would have blocked the President from conducting military operations against Venezuela; leaders of five Central Asian countries are in Washington as the Trump Administration looks to secure new sources of rare earth minerals. Learn more about your ad choices. Visit megaphone.fm/adchoices

In this high-impact episode of Live Life by Design, Jeff Mendez is joined by Ryan Lee — real estate investor, educator, and co-author of Retire in 10 Years or Less. Together, they challenge traditional financial advice, unpack how to escape the “retirement trap,” and explore what it really means to live life by design. From smart tax strategy to redefining freedom, this conversation is packed with real talk, actionable insights, and powerful perspective shifts for anyone ready to take control of their time, money, and purpose.Timestamps:00:00 Welcome & Life Update01:06 Retire in 10 Years or Less02:14 Real Estate Beginnings03:54 Rich Dad, Poor Dad Takeaways05:15 Savers Are Losers06:00 Debt is Money08:10 The Tax Code & Patriotism11:06 Inflation as a Hidden Tax13:12 Playing the Tax Game Smart17:06 Favorite Chapter of the Book19:06 The 3 Investing No-Nos23:27 Financial Freedom is a Lifestyle26:59 The Day Ryan Quit His Job30:25 Advice for People Feeling Stuck32:00 Life Insurance & Legacy34:00 The 3 Questions That Change Everything38:00 The Ownership Economy40:01 Last Words of Wisdom42:15 Where to Get the Book43:34 What's Next for Ryan Lee44:33 Closing Remarks Hosted on Acast. See acast.com/privacy for more information.

Target-date funds just passed $4 trillion in assets. They're now the default investment in many 401(k)s, and millions of Americans are using them without really understanding how they work. So, are they a smart choice… or just the easiest one? Let's look closer at the rising popularity of target-date funds and explain what you really need to know if your 401(k) is riding on one. These "set it and forget it" options offer built-in diversification and automatic rebalancing, but they're not a one-size-fits-all solution. You'll learn how target-date funds work, why they became the default choice after the 2008 financial crisis, and what they do (and don't) protect you from as you near retirement. The guys also break down common misconceptions, why these funds never go 100% conservative, and when it might make sense to switch strategies. Here's some of what we discuss in this episode:

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In our news wrap Thursday, former House Speaker Nancy Pelosi will not run for re-election next year, the Supreme Court is letting the Trump administration block transgender and non-binary people from choosing their own gender identity on passports and a jury in Virginia awarded $10 million to the former teacher who was shot by her six-year-old student in 2023. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

Tom McBride thought he finally had time to become the rebel he always dreamed he'd be. But something was missing.

In this week's episode of Retire in Texas, host Darryl Lyons, CEO and Co-Founder of PAX Financial Group, explores a fascinating question supported by years of research: why do studies suggest that women often achieve different investing results than men? Darryl unpacks two key reasons - overconfidence and impulsiveness - and how humility and patience can support more thoughtful, long-term decision-making. He shares personal stories, including how his own wife's encouragement shaped his career, and how engaging a spouse in financial decisions can foster stronger communication and perspective. You'll also hear how legendary investors like Warren Buffett credit their success to temperament over intellect - and why that same mindset can help individuals stay grounded in their approach to investing and relationships. Key highlights include: Why studies show women earn ~2% higher annual returns than men. How overconfidence and impulsive trading can hurt performance. The importance of engaging your spouse in financial decisions. Lessons from the Bush family, Warren Buffett, and real-life examples. Biblical insight from Genesis 2:18 on partnership and harmony. Listen to more episodes here: https://PAXFinancialGroup.com/podcasts If you benefitted from today's episode, feel free to share it with your family and friends! Resource:  https://www.fool.com/research/women-in-investing-statistics/

Are you looking at your retirement finances and think it is time to find a new town that id affordable? Where real estate, rent, and cost of living aren't crazy.Well, today we look at where you can live on $1900 a month in the Pacific North West of the United States.These are some of the cheapest places to retire in Oregon, Washington, and Idaho.Email: World2Briggs@Gmail.comDo you want to move to that perfect place?Do you need a local Realtor for the area you want to move to? HomeAndMoney.com can help: Use this link: https://homeandmoney.com/briggs/New Merch https://briggs-azm-shop.fourthwall.com/products/this-place-sucksSponsorship Inquiries:WorldAccordingtoBriggs@outloudtalent.com

Worried that the "magic number" of a $1M won't be achieved? We run the math on a $500K nest egg and show how the right levers—timing, taxes, and total-return investing—can still deliver a confident retirement. You'll also hear when part-time work or a slight delay meaningfully boosts sustainability, how home equity fits in, and why chasing double-digit yields is the fastest way to drain a portfolio. Save Your Spot for the 6 Retirement Upgrades Webinar. Make sure to check out the complete show notes. X: @TheDividendGuy FB: http://bit.ly/2Z7Q5gF YouTube: http://bit.ly/2Zs6r1r DividendStocksRock.com Retirement Loop

La Xunta pide al Gobierno que "retire el recurso de inconstitucionalidad contra Galicia" por las medidas de repotenciación

FEATURING: Jim Brangenberg ORGANIZATION: iRetire4Him Retirement isn’t a biblical “off-ramp” from purpose. Scripture calls believers to live on mission as long as they have breath. Instead of drifting into a leisure-first mindset, Jim encourages listeners to view retirement as a God-assigned season of influence, service, and legacy. That’s why Jim and Martha want to send you the iRetire4Him book at no cost (just cover shipping). It equips you to approach retirement with clarity, calling, and joy. Inside, you'll discover guidance such as: • Why retirement should shift from comfort to Kingdom purpose • How staying rooted near family and community strengthens generational impact • Practical ideas for serving as a “fully funded missionary” in retirement • Encouragement for investing in younger families who need wisdom and presence Ready to plan and execute your retirement with Kingdom impact? Email Jim@iWork4Him.com to request your free copy of iRetire4Him: Unlock God’s Purpose for Your Retirement – just pay shipping (ships to US residents only). P.S. – Read the first chapter for free!See omnystudio.com/listener for privacy information.

If you'd like to work with us on your Medicare health plan, we're licensed in 45 states and actively helping clients across the country. Christian and the team at Everything Senior Insurance represent many of the top insurance companies in the Medicare space. We're happy to help—just reach out! ➡️ Visit our site: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.eseniorinsurance.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠✅ Call us: (801) 255-5340

Retirement planning is an ever-evolving process, and staying informed about changes to Social Security, Medicare, and tax limits is crucial to making the most of your golden years. On this episode of Retire with Ryan, I'm sharing important updates on the 2026 Social Security cost of living adjustment (COLA), projected changes to Medicare Part B premiums, and strategies for managing income in retirement.  The newly announced cost-of-living adjustment (COLA) for 2026 will see benefit checks rise by 2.8%. I break down how the yearly adjustments are calculated, why they matter for seniors, and the impact of inflation on Social Security. I also discuss the expected jump in Medicare Part B premiums, what IRMAA means for higher-income retirees, and important changes to the Social Security wage base and retirement earnings limits.  Whether you're thinking about when to start your benefits or you want to strategize your retirement income, this episode will give you practical tips and resources to help you make the most of your retirement planning.  You will want to hear this episode if you are interested in... [00:00] Social Security cost-of-living adjustment (COLA). [02:54] COLA trends and historical adjustments. [04:48] Social Security benefit updates. [10:56] Social Security earnings limit explained. [11:56] Social Security and Medicare updates. What to Expect from Social Security COLA for 2026 After a brief delay caused by a government shutdown, the Social Security Administration (SSA) announced that benefit checks will rise by 2.8% beginning January 2026. This increase is slightly higher than last year's 2.5% and a bit less than the 2024 bump of 3.2%. While not the largest adjustment in history, any increase helps seniors keep pace with the rising costs of essentials like groceries, taxes, and insurance. How is COLA Calculated? SSA bases COLA changes on the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W), specifically by comparing the average index for each month in the third quarter of one year to the same period in the previous year. Since 1972, this approach has pegged benefit adjustments to actual inflation, providing a more predictable and timely increase for beneficiaries. Beneficiaries will receive details about their new benefit amounts in early December. Medicare Part B Premiums The base premium for Medicare Part B is predicted to rise from $185 to approximately $206.50 per month in 2026, a significant increase of roughly 11.6%. Final figures will be released later, but even preliminary estimates suggest a noticeable impact, especially for fixed-income retirees. Income Related Monthly Adjustment Amount (IRMAA) may add further costs to your Medicare premiums if your income exceeds certain thresholds. For 2026, your IRMAA status will be determined by your 2024 tax return, due to a two-year lag in income reporting. Higher earners could see premiums up to $443.90 per month, so it's critical to strategize IRA distributions and capital gains to avoid unnecessary surcharges. If your financial situation changes, such as a recent retirement, you may appeal IRMAA charges using Form SSA-44. Ryan Morrissey recommends reviewing prior episodes and his blog for more on appealing IRMAA. Social Security Taxes and Retirement Income Limits The maximum wage base for Social Security taxes will jump to $184,500 in 2026 (up from $176,100), meaning any income above this threshold won't be subject to Social Security tax.  Retirees collecting Social Security before full retirement age must monitor their earned income. For 2026, the limit rises to $24,480. Earnings above this cut-off will reduce your Social Security benefit by $1 for every $2 earned. Once you reach your full retirement year, the earnings limit increases sharply to $65,160, and after your birthday, there's no limit. The latest updates to Social Security and Medicare reflect ongoing efforts to help retirees keep pace with inflation and evolving economic conditions. Successful retirement isn't just about knowing the numbers, it's about strategizing your income to minimize taxes, avoid excess premiums, and maximize your benefits.  Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

Send us a textManaging expectations is not about reaching a particular goal, or even attaining a certain financial level.  Managing expectations has much more to do with mindset and happiness. If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

You always hear talk about retiring early... but is it actually realistic? From savings rates and side hustles to emotional readiness and the risk of post-retirement depression, Josh explores the pros and cons of the FIRE movement, and blind spots people forget to plan for. Can't get enough of The Financial Quarterback? Click ‘Subscribe' so you never miss a play. If you're enjoying the show, leave a 5-star rating and drop a review—it helps keep the game going!

A lot of people plan for retirement financially. Fewer people plan for it physically. On this episode, Nick talks with Julie Wilde, a former global business leader who reinvented her career as a health coach. Julie works with busy professionals, couples, and retirees to help them build energy, reduce stress, and feel better in their daily lives as they transition toward retirement. Watch on YouTube HERE In this conversation, Nick and Julie dig into: • Why your health is one of the most valuable assets you have in retirement• Why prevention and daily habits matter more than quick fixes• How small changes can lower risk for expensive health problems later• What it really means to build a strong foundation for healthy aging• Why health is emotional, just like money• Why it is so easy to set health goals and still not follow through• The mindset shift that helps people finally commit and get results Julie also walks through a simple first step for anyone who is five years or less from retiring. She explains how to assess where you are, what is working, and where you may want to improve. She calls this gaining clarity. You can download her Health Clarity Review HERE. Key ideas from this episode Your health is an investment, not an afterthought.Julie makes the case that your health is something that compounds over time, just like retirement savings. Most of us would spend any amount of money to get our health back once we lose it. So it makes sense to protect it now instead of waiting. Give your health a place at the front of the line.For many people in their 50s and 60s, work, kids, grandkids, and obligations tend to crowd out basic self care. Julie suggests one simple shift. Move health from the bottom of the list to the top. When you make that mental change, your habits begin to follow. Build your foundation before you retire.Good sleep, steady movement, stress management, and food choices that actually fuel your body are not complicated ideas. The challenge is making them consistent. Julie explains why this foundation can help you stay active longer, delay or reduce medical costs, and enjoy what you saved for. Track how you feel, not just a number on the scale.Nick and Julie talk about how easy it is to let a number define success. Body weight. Step count. Sleep score. Those tools can help, but they are not the whole story. Julie recommends paying attention to signals from your body and even keeping short notes about energy, sleep quality, and mood over time. Why people struggle to follow through.Most people have good intentions. The problem is commitment. Julie explains why being fully in matters. When your goals and your daily habits are not aligned, you get stuck in repeat mode. When they line up, change finally happens. Getting Started Julie shares a simple exercise you can do in about five minutes: Write down why your health matters to you in this stage of life. Rate yourself in areas like sleep, energy, movement, stress, and eating habits. Note one small action for each area. That becomes the start of your personal plan. Resources mentioned in this episode Health Clarity Review download Connect with Julie WildeWebsiteLinkedIn About Julie Wilde Julie Wilde is the founder of Transformed With Wellness. She works with professionals, couples, and groups through a whole person approach she calls 10 Weeks to Transformation. Her focus is simple. Help people build energy, feel better, and stay capable in the years leading up to retirement and beyond. About Kitchen Table Finance Kitchen Table Finance is hosted by Nick Nauta and Dave Shotwell of Shotwell Rutter Baer. We help clients plan for retirement with clarity and confidence. If you would like to start the retirement planning conversation, visit srbadvisors.com to schedule a fit meeting. info@srbadvisors.com Subscribe to our YouTube Channel!

Scott Galloway answers listener questions on the wave of subscription price hikes and why recurring revenue gives companies pricing power. He then lays out a simple playbook for making the most of a gap year before law school, and weighs the ethics and practicality of retiring early when layoffs loom. Want to be featured in a future episode? Send a voice recording to officehours@profgmedia.com, or drop your question in the r/ScottGalloway subreddit. Learn more about your ad choices. Visit podcastchoices.com/adchoices

At first, it looked like age catching up with former police chief Rick Young: confusion, fatigue, a flutter in the chest. No one suspected that the woman he had trusted for decades was quietly planning his death. This week on Pathology with Dr. Priya, a Zone 7 series, Sheryl McCollum and Dr. Priya Banerjee discuss the case of Marcy Oglesby, who, over several months, secretly mixed over-the-counter eye drops into Young's food and drinks. When his body was later discovered inside a storage unit, toxicology revealed lethal levels of tetrahydrozoline, the active ingredient in common eye drops. Dr. Priya explains how this drug attacks the cardiovascular system, why it is almost undetectable without targeted testing, and what makes poisonings like this so difficult to identify until it's far too late. Highlights (0:00) Welcome to Pathology with Dr. Priya: A Zone 7 series—Sheryl McCollum introduces the Marcy Oglesby case and the death of retired Police Chief Richard “Rick” Young (0:45) How Oglesby slowly poisoned her partner with tetrahydrozoline-laced food and drinks (2:15) Dr. Priya explains why eye-drop poisonings are rare and absent from most toxicology panels (6:00) Early symptoms: numbness, confusion, fluctuating blood pressure, and blue lips (8:00) Why doctors might miss the signs of tetrahydrozoline poisoning and attribute symptoms to age or heart disease (10:00) The estimated lethal dose and how even a small mouthful can cause heart-block death (13:45) Trust, dependency, and opportunity: the dynamics that let the poisoning continue undetected (20:30) What Rick Young likely endured in his final days: chest pain, dizziness, and slow suffocation (25:45) Closing reflections and Dr. Priya’s reminder that every case is a lesson About the Hosts Dr. Priya Banerjee is a board-certified forensic pathologist with extensive experience in death investigation, clinical forensics, and courtroom testimony. A graduate of Johns Hopkins, she served for over a decade as Rhode Island’s state medical examiner and now runs a private forensic pathology practice. Her work includes military deaths, NSA cases, and high-profile investigations. Dr. Priya has also been featured as a forensic expert on platforms such as CrimeOnline and Crime Stories with Nancy Grace. She is a dedicated educator, animal lover, and proud mom. Website: anchorforensicpathology.comTwitter/X: @Autopsy_MD Sheryl McCollum is an Emmy Award–winning CSI, a writer for CrimeOnline, and the Forensic and Crime Scene Expert for Crime Stories with Nancy Grace. She works as a CSI for a metro Atlanta Police Department and is the co-author of the textbook Cold Case: Pathways to Justice. Sheryl is also the founder and director of the Cold Case Investigative Research Institute (CCIRI), a nationally recognized nonprofit that brings together universities, law enforcement, and experts to help solve unsolved homicides, missing persons cases, and kidnappings. Email: coldcase2004@gmail.comTwitter/X: @ColdCaseTipsFacebook: @sheryl.mccollumInstagram: @officialzone7podcast

How Therapists Retire: Planning, Ethics, and Letting Go of the Work You Love – An Interview with Lynn Grodzki, LCSW and Margaret Wehrenberg, PsyD Curt and Katie talk with Lynn Grodzki and Margaret Wehrenberg about how therapists can plan for retirement with intention and integrity. They explore the emotional, ethical, and practical considerations of closing a practice, navigating readiness, and redefining identity after a lifetime of therapeutic work. About Our Guests Lynn Grodzki, LCSW-C, MCC is a pioneer in private practice development and the author of six influential books on therapy and coaching.Margaret Wehrenberg, Psy.D. is an internationally recognized expert on anxiety and depression and the author of 13 books, including The 10 Best-Ever Anxiety Management Techniques. Together, they offer a rare blend of clinical experience, practical strategies, and heartfelt compassion. Key Takeaways for Therapists Retirement is one of the most consequential transitions in a therapist's professional life. Lynn and Margaret's Readiness for Retirement Model helps therapists plan across four stages: pre-contemplation, contemplation, preparation, and action. Planning early supports ethical closure and a smoother emotional process for both therapist and client. Common barriers include guilt, grief, and identity shifts—as well as lack of business or financial planning. Creating a professional will and protecting intellectual property are essential parts of ending well. Therapists can honor their legacy by recognizing the lasting impact of their work and embracing new opportunities in retirement. For more information and full show notes Visit: mtsgpodcast.com Join the Modern Therapist Community Linktree Creative Credits Voice Over by DW McCann Music by Crystal Grooms Mangano

Check out Ethan and Cody talking about how much you should save for retirement!

Ethan and Cody dive back into figuring out how much we need to retire!

"My spouse and I disagree on how much we need to retire. I think we're fine with $1 million, she's convinced we need $2 million. Who's right — and how do we find out?" We're answering YOUR questions on this week's Get Ready For The Future Show! I'm 66 and planning to downsize next year. We'll have about $200,000 left over after the move. Should we invest it or use it to generate income? I'm 61 and recently inherited an IRA from my brother. I've heard the rules are different for inherited IRAs now — what do I need to know? We're both 56 and still carrying a small mortgage and two car payments. Should we prioritize paying those off before retirement, or just keep the payments and keep investing? And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com! Originally aired10/29/2025

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Discover actionable retirement planning strategies and learn ways to overcome retirement fears with Jake and Cory from Falcon Wealth Advisors. They unpack the emotional and financial challenges of leaving the workforce, discuss retirement income planning, portfolio diversification, 401(k) catch-up contribution changes, and share tips for adapting along the way.  --------------- Complimentary 'Retiring Right' ebook: https://falconwealthadvisors.com/jake-falcon-book-signup.html?utm_source=podcast&utm_medium=content&utm_campaign=rr_ebook   Subscribe to our weekly newsletter: https://falconwealthadvisors.com/index.html?utm_source=podcast&utm_medium=content&utm_campaign=newsletter_subscribe#ID2GUSO1Sj8Upy1QWdqVxHOM  Contact our team: https://falconwealthadvisors.com/contact.html?utm_source=podcast&utm_medium=content&utm_campaign=contact_us#ID6rJkMgTJ1jVvl9lxUsddri  --------------- Upticks is your podcast for financial planning insights. Hosted by Jake Falcon, CRPC™ and Cory Bittner, CRPC™, who discuss the philosophy of wealth management, exploring tailored retirement plans, tax planning, and timely industry topics. Join us for concise, understandable discussions that help empower your financial literacy. --------------- Connect with Jake Falcon, CRPC™ https://www.facebook.com/jake.falcon.524         https://www.instagram.com/jake_falcon_crpc/?hl=en         https://twitter.com/jakefalconcrpc         https://www.linkedin.com/in/jakefalconfalconwealthadvisors     #retirementplanning #financialliteracy #wealthadvisors #401k #adaptability #investing #financialwellness #moneytips #retirementfear #personalfinance

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This is the final episode in our Back to Basics Money series. We're wrapping up the series with a Q&A covering the top questions sent in by listeners. Thank you for joining us in this Back to Basics series. Feel free to go back and relisten to any episodes that you want to dig a little deeper into or that might pertain to a new stage of life you're in. If you have any more questions beyond the ones we discuss in this episode, please reach out to us at themoneypa [@] gmail.com. If you have any other money topics you'd like us to cover in the future, let us know those, too!Sarah is a personal finance nerd who learned about finances and investing from an early age from her father and grandfather, who both spent their careers in the corporate finance world. As an adult, Sarah immersed herself in the personal finance and FIRE spheres, learning from top experts. Sarah is my personal go-to for all financial questions, and she's here to share her knowledge with all of you!SPONSORS

Imagine you're in your mid-50s — the kids are grown, the mortgage is nearly gone, and you're wondering if retirement within the next decade is possible. Tony Zabiegala and Derek Gabrielsen from Strategic Wealth Partners break down five practical steps to prepare for retirement without panic, drastic lifestyle changes, or confusion.From tightening your budget to eliminating bad debt, maximizing tax-advantaged accounts, adjusting your investment mix, and building a second income stream — this episode gives you real-world strategies you can act on today.

Are you rushing through life's best moments to get to your next drink? Member Devon Mickey shares his journey of retiring his decades-long identity as the "party guy" after facing a massive life transition. Learn how the powerful tool of reframing alcohol as "poison" helped him rewire his brain through neuroplasticity. Devon shows why investing in yourself, and the right community, is the real key to breaking the cycle of isolation and unlocking authentic joy and energy for your future . Download my FREE guide: The Alcohol Freedom Formula For Over 30s Entrepreneurs & High Performers: https://social.alcoholfreelifestyle.com/podcast ★ - Learn more about Project 90: www.alcoholfreelifestyle.com/Project90 ★ - (Accountability & Support) Speak verbally to a certified Alcohol-Free Lifestyle coach to see if, or how, we could support you having a better relationship with alcohol: https://www.alcoholfreelifestyle.com/schedule ★ - The wait is over – My new book "CLEAR" is now available. Get your copy here: https://www.alcoholfreelifestyle.com/clear

Joe Anderson, CFP® and Big Al Clopine, CPA tackle one of the trickiest timing questions in retirement planning, today on Your Money, Your Wealth podcast number 553: when should you convert to Roth, while you're still earning, or after retirement? First, James from Texas wonders if it's worth maxing out his high-fee 457 plan, or if he's better off investing in a low-cost brokerage account. Full-time travelers "Lois and Clark" want to know how much they should keep converting to Roth now that they're on Medicare. Ray Charles in Chicago is burned out on corporate life and plans to quit at 55. Is that the perfect time for him to start Roth conversions? And finally, Gun and Rose from Louisiana ask if borrowing again from their 401(k) is a smart move. Free Financial Resources in This Episode: https://bit.ly/ymyw-553 (full show notes & episode transcript) Retirement Lifestyles Guide - free download Ultimate Guide to Roth IRAs - free download Will Your Money Last Through Retirement? - YMYW TV Financial Blueprint (self-guided) Financial Assessment (Meet with an experienced professional) REQUEST your Retirement Spitball Analysis DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Connect With Us: YouTube: Subscribe and join the conversation in the comments Podcast apps: subscribe or follow YMYW in your favorite Apple Podcasts: leave your honest reviews and ratings Chapters: 00:00 - Intro: This Week on the YMYW Podcast 00:56 - 457(b) vs. Brokerage: Are High Fees Worth the Tax Break? (James, TX) 06:43 - Roth Conversions in Retirement: Hitting the Road and the 12% Bracket ("Lois & Clark", FL) 19:54 - Early Retirement Pivot: Quit at 55 and Convert to Roth? ("Ray Charles", Chicago, IL) 33:28 - Should We Borrow From 401(k) For Home Repairs? (Gun & Rose, LA) 38:54 - Outro: Next Week on the YMYW Podcast

Emily and Kenji grew up with very little and now (at 34 and 36) they've built a $2M net worth and a plan to be work-optional by 40. We pressure-test their CoastFIRE math, reveal why a $1M taxable bridge can still come up short, and show how solo 401(k)s, backdoor Roth conversions, and a small savings re-mix help them reach their goals. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠NordVPN.com/MONEYGUY⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

On this Ask Suze & KT Anything episode, KT asks Suze your questions about trusts, the right investment options, giving money to children and so much more. Watch Suze’s YouTube Channel Jumpstart financial wellness for your employees: https://bit.ly/SecureSave Protect your financial future with the Must Have Docs: https://bit.ly/3Vq1V3GGet your savings going with Alliant Credit Union: https://bit.ly/3rg0YioGet Suze’s special offers for podcast listeners at suzeorman.com/offerJoin Suze’s Women & Money Community for FREE and ASK SUZE your questions which may just end up on the podcast. Download the app by following one of these links: CLICK HERE FOR APPLE: https://apple.co/2KcAHbH CLICK HERE FOR GOOGLE PLAY: https://bit.ly/3curfMISee omnystudio.com/listener for privacy information.