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Ep 196: Do Architects Retire explores why architects work longer, what comes next, identity shifts, and how money choices that shape retirement options.
Jules and Effin Older were enjoying retirement in a beautiful rent-controlled apartment in San Francisco until COVID hit and the appeal of big-city life faded. Having lived in New Zealand before, they saw it was handling the pandemic better than most places. Soon they left their apartment, shed most of their belongings, and boarded a mostly empty airliner for New Zealand. Now in their 80s, they're loving life on an island south of the equator. Hear more about the Olders' adventures in Auckland, New Zealand on Episode 223 of Retire There with Gil & Gene. Jules and Effin Older's website is JulesOlder.com. Effin is the author of a children's trilogy: HELP! Santa is in Trouble, HELP! Easter Bunny is in Trouble, and HELP! Tooth Fairy is in Trouble. Jules also authored a children's trilogy: Special Ed and the White Force, Special Ed and the Megatroid, and Special Ed and the Hydra-Serpent. #retirethere #retiretherepodcast #julesolder #effinolder #auckland #aucklandnewzealand #newzealand #retirewhere #retireabroad #retirehere #wheretoretire #retireearly #bestplacetoretire #retirement #retirementplanning #babyboomers #genxers Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
On this episode the full gang returns and they talk Sony Closes Bluepoint Games, Spencer to Retire, Bond Out at Xbox, Sharma in as CEO, State of Play for February, what games we have played and more!
Reach out to Cody and Buhler to tell them what's up!Spring is almost in the air!On today's episode of False Start, John Buhler (Lead Writer, FanSided) and Cody Williams (Content Director, FanSided.com) went a full T-I-N, TEN?! on some of the best spring practice storylines to be had in college football.They also touched on long-time Kentucky athletic director Mitch Barnhart retiring at the end of the academic year.The guys also paid their respects to the late, great Lou Holtz. RIPAnd so it begins again, because this is False Start!Support the show
What if you had just seven years to retire and nothing prepared? Most will tell you it's too late, lower your expectations, and settle for less. Omar knows that's wrong. In this Q&A Wednesday episode, Omar answers a question from Vicki, a 53‑year‑old former accountant and empty nester, who is starting late but determined to retire in seven years. Instead of the usual “save harder and sacrifice more” advice, Omar shares the unconventional approach he used himself to turn zero savings into a comfortable retirement. He explains why traditional thinking won't cut it, how to shift from defense to offense, and what really matters when time isn't on your side. If you want to start planning your own seven‑year retirement roadmap, press play at the top of this page and learn the exact steps you can take today. MBA2750 How To Retire In 7 Years Starting With $0 (Proven Step-By-Step Plan) Recommended episode to explore:How To Make Your First Million Dollars In One Year Without Getting Lucky (No Matter Your Circumstances) Watch the episodes on YouTube: https://lm.fm/GgRPPHiSUBSCRIBEYouTube | Apple Podcast | Spotify | Podcast Feed Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
According to new data from YouGov, almost 30% of Gen Z and Millennial respondents expect to never retire or don't know when they'll retire. We walk you through how we want to help change those perspectives and the steps folks can take to understand when they can retire. Then we answer your questions, including a rapid fire segment. Don't miss Cold Medicine Brian, a heck of movie reference (or seven), and a whole lot of fun! Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. DRINKAG1.com/MONEYGUY Learn more about your ad choices. Visit megaphone.fm/adchoices
Leila Rahimi and Mark Grote discussed why Bears center Drew Dalman chose to retire at 27 years old.
If you'd like to work with us on your Medicare health plan, we're licensed in 45 states and actively helping clients across the country. Christian and the team at Everything Senior Insurance represent many of the top insurance companies in the Medicare space. We're happy to help—just reach out! ➡️ Visit our site: https://www.eseniorinsurance.com✅ Call us: (801) 255-5340
Is food insecurity really a problem in San Antonio - even in a city with so much abundance? Many people assume hunger is caused by a lack of food. But what if the real issue isn't supply - its distribution, dignity, and breaking the deeper psychological cycles of poverty? In this episode of Retire in Texas, Darryl Lyons sits down with Marcus Walker of Daily Bread Ministries, a San Antonio-based nonprofit celebrating 30 years of serving the community. Marcus explains how Daily Bread uses food as a tool - not just to meet immediate needs, but to equip churches to provide poverty alleviation training, parenting education, financial literacy, and long-term transformation. Rather than operating traditional handouts alone, Daily Bread trains churches to serve families in ways that restore dignity, build capability, and help break generational cycles. From client-choice food pantries to parenting classes like Raising Highly Capable Kids, this conversation highlights how meeting physical needs can open the door to lasting hope and restoration. You'll learn: Why food insecurity is often about access - not shortage. How churches play a key role in breaking cycles of generational poverty. The psychological impact of poverty and why dignity matters in food distribution. How parenting and financial education can create long-term change. How every dollar donated can generate a significant community impact. Daily Bread Ministries operates without government funding to preserve its mission and faith-based foundation. Through local partnerships and volunteer support, they distribute over $11 million worth of food annually across San Antonio and surrounding areas. If you'd like to support Daily Bread Ministries, you can: Volunteer by emailing Volunteer@DBMSA.org Schedule a tour or give online at DBMSA.org This episode is a reminder that transformation often begins with meeting basic needs - and that sustainable change requires community, education, and faith working together. Benefiting from the show? We'd appreciate it if you left a review on your favorite podcast platform.
Go to http://kenforgold.com/ or text RETIRE to 35052 to learn more about Augusta Precious Metals!"Are colleges really as liberal as people say? And, if so, how did that happen in a country where we're pretty split ideologically?" — Ken► Script Sources and Notes: https://shorturl.at/buKV7 FOLLOW KEN:
Derek Carr Un-Retire? + Minnesota QB Options full 1402 Tue, 03 Mar 2026 23:14:32 +0000 Zu0ybSim5VIPzRRdX6k9lFm9PNFEeo4j sports The Firm of Harris and Marang sports Derek Carr Un-Retire? + Minnesota QB Options Fast paced and local, giving in depth insights to the Trail Blazers, baseball, college football and the NFL. With the right kind of weird to get Portland through the workday. © 2025 Audacy, Inc. Sports False https://player.amperwavepodcasting.com?feed-link
In this episode of Retire with Style, Alex and Wade explore the role of Social Security in retirement planning. They examine when to claim benefits, the tradeoffs between early and delayed claiming, and ongoing concerns about the program's long term funding. The discussion highlights how Social Security fits into a broader retirement income strategy and why understanding its value is essential for making informed financial decisions. Listen now to learn more! Takeaways The Retirement Planning Guidebook is updated for new tax rules. Social Security benefits can be claimed between ages 62 and 70. Delaying Social Security can provide higher lifetime benefits. Higher earners should consider delaying benefits for survivor benefits. Social Security is a pay-as-you-go system with funding challenges. The trust fund is projected to deplete by 2034, but benefits won't disappear. The present value of Social Security benefits can be substantial, often exceeding $500,000. Claiming early can lead to significant lifetime benefit differences. Understanding life expectancy is crucial in deciding when to claim benefits. Social Security reforms can be designed to ensure its sustainability. Chapters 00:00 Introduction to Retirement Planning and Social Security 02:05 Understanding Social Security Benefits 03:40 When to Claim Social Security 11:03 The Debate on Claiming Early vs. Delaying 18:02 Concerns About the Future of Social Security 24:44 The Importance of Social Security in Financial Planning Links
Send a text"Curling is nicknamed 'chess on ice' because strategy plays just as important a role as skill." -Brant CurlingThere's something hauntingly seductive in the extreme slowness and choreography guiding the release of the stones.I pondered my attraction to curling and weirdly realized that curling has many similarities to finance.If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share
Breaking down the common fear of retirement: it's not about hitting a magic number, but understanding what your real life costs. If you've ever felt overwhelmed by the seemingly endless questions — How much do I need? Will I have enough? — this episode offers a fresh perspective. Retirement isn't funded by headlines or arbitrary targets. It's funded by your actual life — your spending, your priorities, your choices.Glory Gray revisits the essential mindset shift that transforms retirement planning from stressful guesswork into a clear, empowering process. She reveals why focusing solely on a dollar amount misses the point, and how a small change in language — replacing “budget” with a mindset of control — can change everything. With specific tools like the 4% rule, she shows how to develop a realistic, flexible plan that adapts as your life evolves. Accuracy and clarity matter more than perfection, especially when retirement is just around the corner.You'll discover:Why retirement questions should start with understanding your actual life costs, not headlines or “magic numbers” How to shift from restrictive budgets to control-focused planning that illuminates your true priorities The importance of flexibility: why your spending will change year to year and how to plan for it The 4% rule — a simple yet powerful guideline for sustainable withdrawals, tailored to real life Practical resources for women ready to take charge of their financial future, without stress or guesswork This is essential listening if you want to make smarter, more confident decisions about your retirement — no more guessing, no more comparison. Get clarity now, so you can live your retirement on your terms. If you're serious about turning financial stress into empowerment, this episode is a must.Glory Gray is a Canadian wealth manager focused on helping Canadian women craft a retirement plan aligned with their real lives, not headlines. With her straightforward approach, she proves that feeling in control is the best investment you can make.Perfect for women approaching retirement, those feeling overwhelmed by the numbers, or anyone ready to redefine what financial security truly means. Take control of your future today — your real life is worth it.Women's Wealth Canada Season One, Episode TwoMusic by:Purple Planet Music; The Honeytones; Gem Brulé; Skateshop; Virgil ArlesHosted by Glory Gray, BSc Finance, MFADOWNLOAD OUR FREE GUIDE
Assine nosso Podcast para receber novas pregações.Siga o pastor Pedro Lione nas redes sociais: https://linktr.ee/pedrolione
Ricky "RJ" Johnson — 7-time AMA champion and the original supercross bad boy — joins the Gypsy Tales Podcast for over 3 hours.Ricky won 61 AMA national races, held the all-time Supercross wins record, dominated the 250cc and 500cc classes for HRC Honda under Roger De Coster, won 4 Motocross des Nations with Team USA, and was forced to retire at just 25 after a devastating wrist injury at the 1989 Gatorback National. After motocross he won the Baja 1000 twice and earned ASA stock car Rookie of the Year alongside Jimmie Johnson.In this episode Ricky breaks down how good Jett Lawrence really is, whether Haiden Deegan can beat Jett, what signing with Fox Racing was like, Jeffrey Herlings and the European riders, his biggest rivals from the 80s, the brutal reality of motocross media, factory bike advantages, Hunter Lawrence in 2026, and his 2026 Supercross predictions.
Retirees obsess over the exact safe withdrawal rate they think they'll need while simultaneously building layer after layer of backup plans. Dividends, buckets, multiple years of cash, constant Monte Carlo recalculations are all done in the name of safety. Jordan Grumet's argument to this problem is simple and provocative: If you believe in the safe withdrawal rate, then act like it. Stop stacking contingencies on top of contingencies and chasing 100% certainty in a world where it doesn't exist. We go over Jordan's article "Stop Chickening Out" in our headline segment. Then we answer Robert's question: "What if you just use the Traditional IRA for living expenses instead? If both approaches reduce the IRA balance and lower future RMDs, is Roth conversion strategy overhyped?" And we wrap up the show with a story from one of our happiest retired listeners in our newest listener-sourced segment "Retire to Something". Resources: Article: "Stop Chickening Out" by Jordan Grumet Jordan Grumet interview on our show: https://retirementstartstodayradio.com/purpose-vs-purpose-an-interview-with-doc-g-ep-382 Connect with Benjamin Brandt: Subscribe to the This Week in Retirement: http://thisweekinretirement.com Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com Work with Benjamin: https://retirementstartstoday.com/start Get the book!Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement Follow Retirement Starts Today in:Apple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or iHeart
Has there been a better finale in cricket than Alyssa Healy's day out in Hobart against India with a 150 and a cheeky couple of overs with the ball. Corbin and Ed are on opposite sides of the coin as to the right time to retire but they're in unison on Healy's legacy and her deserved white ball goodbye.The T20 World Cup has two tantalising semi finals in New Zealand vs South Africa and India vs England to look over including a stand out tournament from Will Jacks and a memorable performance for Sanju Samson.There's also world politics affecting cricketers and broadcasters, a Sanath Jayasuriya mic drop, no draw for the IPL yet and a listener question surrounding the commercial viability of a test in Darwin.ABC Grandstand cricket commentator Corbin Middlemas is joined by Ed Cowan to bring you all the highlights and match analysis to keep you up to speed. The pair discuss the key players and big issues that are dominating the cricket agenda, the latest in live fixtures with a hit of cricket banter.Catch every episode of ‘The ABC Cricket Podcast,' hosted by Corbin Middlemas on ABC listen or wherever you get your podcasts, and get in touch with them on social media via @abc_sport This podcast was formerly known as ‘The Grandstand Cricket Podcast'
This week's podcast is dedicated to listener questions covering the topics that matter most to retirees and those preparing for retirement. From market volatility and retirement timing strategies to estate planning, Social Security timing, Roth conversions, long-term care options, and managing spending disagreements between spouses - this episode provides practical guidance to help you build a retirement plan based on income stability, not market guesswork. You'll learn how to shift from accumulation-based investing to income-focused retirement strategies, how to protect your legacy with updated estate planning, when Roth conversions may make sense for tax planning, and how modern long-term care solutions have evolved. If you want clarity, confidence, and actionable retirement insights, listen in. >>>>>>>>>>>>>>>>>>>>>>>>>>>>>>>> LET'S CONNECT Show website: https://www.providencefinancialpodcast.com Find us at: https://www.providencefinancialinc.com Get to know Anthony: https://anthonysaccaro.com Anthony's book: https://morelifethanmoneybook.com Amazon Author Page: https://amazon/author/anthonysaccaro YouTube: https://www.youtube.com/c/AnthonySaccaro/featured Radio: https://www.providencefinancialradio.com Yelp: https://www.yelp.com/biz/providence-financial-and-insurance-services-inc-woodland-hills Facebook: https://www.facebook.com/Providence.FinancialInc/ Twitter: https://twitter.com/AnthonySaccaro LinkedIN: https://www.linkedin.com/in/anthonysaccaro/
You Can't Retire From Purpose Dr. Alan Rozanski on the Six Domains of Health and What It Really Means to Age Well In this episode, I sit down with Dr. Alan Rozanski — cardiologist, lifestyle medicine physician, professor at the Icahn School of Medicine at Mount Sinai, and a founding pioneer of behavioral cardiology. With nearly 300 published articles, Dr. Rozanski has spent 40 years studying how our physical and mental behaviors shape heart health.What We CoverThe Aha Moment. Forty years ago, Dr. Rozanski watched patients' heart function deteriorate while simply talking about stress — just as it would on a treadmill. That observation launched a career exploring the mind-body connection.The Six Domains of Health.Physical Health — Exercise, resistance training, sleep, and nutrition. After 30, we lose 3–8% of muscle mass per decade. Resistance training can slow that decline.Mindset — Optimists live longer and show better biological markers. Gratitude costs nothing but attention.Emotional Well-Being — Chronic depression is one of the heart's greatest threats. Happiness builds resilience and extends life.Social Connection — The size and quality of your social network is a powerful predictor of longevity.Sense of Purpose — "You can retire from a job, but you can never retire your need for purpose."Stress Management — Mild challenge stress promotes growth. Toxic, uncontrollable stress damages health. Boredom carries its own quiet risks.The Biology. Mental states translate into physical disease through stress hormones, insulin resistance, inflammation, and even changes in brain structure. The good news: many of these changes are reversible.Mental Clutter. Scattered attention drains energy. Focused work sprints and intentional recovery help protect mental clarity.Healthcare Today. Dr. Rozanski speaks candidly about the geriatrician shortage, confusing nutritional guidelines, eroding doctor-patient time, and AI's emerging role in restoring it.Key Takeaway Health is not the absence of disease — it is vitality. That feeling is available at 19, 60, and 99. The six domains are six doorways. Wherever you are, one of them is a place to start.Connect with Dr. Rozanski Website: alanrozanski.com | LinkedIn: Dr. Alan RozanskiConnect with Dr. Alan Rozanski
Conservatives Rejoice! - Randy “RINO” McNally To Retire
(1:46) — YANKEES: The Yankees will retire CC Sabathia's number, and Giancarlo Stanton details his elbow injury. (11:00) — JETS: The Jets trade Jermaine Johnson to the Titans. (15:26) — GIANTS: Kayvon Thibodeaux has been reported in trade rumors. (19:16) — KNICKS: The Knicks fall in Cleveland after winning back-to-back games. (23:44) — ST. JOHN'S: The Red Storm get routed in Hartford 72-40 as they split the season series with UConn. (27:08) — CALLS: Callers answer random questions about everything. (44:46) — ZACH BRAZILLER: NY Post's Zach Braziller returns to discuss the St. John's season, how they've matched up against UConn, and their chances in the 2026 NCAA tournament. The Ringer is committed to responsible gaming. Please visit www.rg-help.com to learn more about the resources and helplines available. We always want to hear from you! Leave JJ a message on the listener line at 917-382-1151. Follow JJ on Twitter: https://twitter.com/john_jastremski. Follow NYNY on Instagram: https://www.instagram.com/nynytheringer/ Host: John Jastremski Guest: Zach Braziller Producer: Stefan Anderson Learn more about your ad choices. Visit podcastchoices.com/adchoices
Deshaun Watson has been a distraction that hasn't lived up to the hype since joining the Cleveland Browns. ESPN's Stephen A. Smith had some choice words for the former pro bowl QB on First Take. Lima and Daryl breakdown what that could mean moving forward?
Ready to take a deep dive and learn how to generate personal tax-free cash flow from your corporation? Enroll in our FREE masterclass here and book a call hereShould you actually retire with debt on purpose?For years, you've probably pictured retirement as completely debt-free — no mortgage, no payments, no financial pressure. But what if aggressively paying off your home is actually slowing down your path to financial freedom? If you're a high-income earner, business owner, or someone intentionally building wealth, the real question isn't “How fast can I kill this debt?” — it's “Is this debt strategically working for me?” Understanding the role of cash flow, inflation, taxes, and risk can completely change how you see retirement planning.In this episode, you'll discover:How inflation quietly makes long-term debt less expensive over time — and why that matters for your strategyWhen carrying debt into retirement can actually improve tax efficiency and preserve wealthThe key difference between emotionally uncomfortable debt and strategically powerful debt (and how to know which side you're on)If you want to rethink retirement planning and learn when debt can be a tool — not a threat — press play now.
Are you working for a job or is your money working for you? Kris Krohn reveals the exact four phase blueprint he used to become financially independent by the age of 26. From harnessing deep personal pain as Motivation, to locking in a System that generates cash flow, and finally using Acceleration to scale with other people's money, this episode is a masterclass in financial hacking. Learn why you don't need a medical degree to build a legacy and how to move from being a "business operator" to a true "business owner."
VOLK IS BACK!⚡️ Our listeners get 15% off plus free shipping when they buy two or more pairs of prescription glasses at WarbyParker.com/MIGHTY — using our link helps support the show. #WarbyParker #ad"Mighty" Demetrious Johnson is joined once again by UFC featherweight champ & friend of the show "The Great" Alexander Volkanovski!Timecodes0:00 Intro 1:02 PrizePicks CODE MIGHTYCAST 1:55 Welcome Alexander Volkanovski 2:48 Volk is Getting Snipped?! 3:38 How Volk Beat Lopes Again TECHNICAL BREAKDOWN 12:40 Lopes Messed Up Accepting the Rematch So Soon? 14:15 Lopes Didn't Improve Between Volk 1 and Volk 2? 16:00 Volk's Gameplan vs Lopes in the 2nd Fight 17:02 WarbyParker.com/MIGHTY 19:08 Volk's SIGNIFICANT Injury Before the Lopes Rematch 20:47 When Will Volk Retire? 26:25 Volk is in the New Street Fighter Movie! 30:32 Cooking with Volk is TAKING OFF 32:15 What Animals Does Volk Have on His Farm? 36:36 Murphy vs Evloev BREAKDOWN 48:35 How Volk Gets Through Hard Times 53:18 The Price of Being the BEST in MMA 55:12 Volk Asks DJ About His Training Camp Schedule 1:00:08 Why DJ Took a Break from Gi BJJ 1:02:44 Why Volk & DJ Don't Take BJJ Super Fights 1:03:40 Volk's Fight IQ is SO High 1:06:03 MMA on Paramount is Rough Boys… 1:07:06 Why was 325 RIGHT AFTER 324? 1:10:55 Rhonda Rousey vs Gina Carano BREAKDOWN 1:15:58 How to Support Volk! 1:16:45 Cooking with Volk is POPPIN OFF 1:17:58 Cookin' with Volk and DJ Coming Soon?! 1:19:12 Holloway vs Oliveira BREAKDOWN 1:22:17 MightyRecap! 1:22:29 Why Volk Didn't Retire 1:23:32 Volk vs Lopes 2 Shouldn't Have Happened?! 1:25:25 DJ Volk Mighty Journey COMING SOON?! 1:27:15 DJ's BEST Cooking Recipes 1:29:36 Volk vs Murphy/Evloev BREAKDOWN 1:30:39 Who Else is Left at 145 for Volk (After Murphy/Evloev)?! 1:32:30 Is UFC 326 a Good Card? 1:37:02 Netflix MMA is a GAMECHANGER 1:39:32 Rousey vs Carano BREAKDOWN1:41:20 GSP vs Anderson Silva on Netflix NEXT?!1:42:50 Cejudo vs Faber RAF BREAKDOWN 1:43:31 NEW MIGHTY JOURNEY OUT NOWProduced/edited by Michael Wonsover (@mwonsover on IG)Edited by Nick Pappas (@nick_pappas 44 on IG)⚡️ PrizePicks: Sign up with code "MIGHTY" to play $5 and WIN $50 INSTANTLY https://link.prizepicks.com/LME0/MIGHTYMOUSE
In this power-packed episode, Casey Hiers and Jarrod Bridgeman are diving into the "tax-heavy" side of dental practice ownership to ensure you aren't leaving money on the table. From the critical importance of a dental-specific CPA to avoiding those pesky IRS penalties, the guys break down how to stay ahead of the game.We're also looking at "last-minute" wins you can still claim for 2025, including deductible retirement and HSA contributions. Plus, don't miss the scoop on the brand-new Trump accounts for children born between 2025 and 2028—complete with government contributions—and why an IRS Identity Protection PIN is your best defense against tax fraud.Upcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory
On episode 211 of Ask The Compound, Ben Carlson and Bill Sweet discuss how box spread loans work, taxes vs asset location, small business retirement plan options, how to coast FIRE, living on dividends and more. Submit your Ask The Compound questions to askthecompoundshow@gmail.com This episode is sponsored by Betterment Advisor Solutions. Learn more at: https://betterment.com/advisors
• Intro• Pokémon FireRed & LeafGreen Re-Release for $20• Phil Spencer & Sarah Bond Leave Xbox – New Leadership Announced• Inside Xbox Leadership Shakeup• Was Phil Spencer Forced to Retire?• Backlog• Sony Shuts Down Bluepoint Games• GameHub for Mac in the Works• Nintendo Strikes Down Switch Emulators, Eden Fights Back• Lego Batman Lowers Recommended PC Specs Due to RAM Shortage• Solid Snake Coming to Rainbow Six Siege• Grok Update Delayed After Baldur's Gate Error• TWEET OF THE WEEK• Q&A✴️ PATREON https://www.patreon.com/cw/WULFFDENPodcastOriginally streamed on February 24, 2025
If you'd like to work with us on your Medicare health plan, we're licensed in 45 states and actively helping clients across the country. Christian and the team at Everything Senior Insurance represent many of the top insurance companies in the Medicare space. We're happy to help—just reach out! ➡️ Visit our site: https://www.eseniorinsurance.com✅ Call us: (801) 255-5340
Should you really try to die with zero? The popular book "Die With Zero" argues that many people save too much money and miss opportunities to enjoy life along the way. Its philosophy encourages maximizing experiences, spending intentionally during different seasons of life, and giving wealth away earlier rather than leaving large inheritances. But does that approach actually work for most retirees? In this episode of Retire in Texas, Darryl Lyons reviews the bestselling book Die With Zero by Bill Perkins and walks through its nine core rules - including investing in experiences early, timing spending throughout life, giving while living, and knowing when to stop growing wealth. Drawing from decades of working with retirees and families, Darryl shares where he agrees with the book's ideas and where he believes the philosophy may create financial risks. He explains why experiences don't have to be expensive, how today's retirement landscape has changed, and why balancing enjoyment with long-term financial security remains critical. You'll learn: • What the "memory dividend" concept means and how experiences shape long-term happiness. • Why spending earlier in life can make sense - but also where it can become dangerous. • How giving while living may create more impact than traditional inheritance planning. • Why many Americans face a growing retirement risk despite messages encouraging more spending. • The role purpose and meaningful work can play in long-term health and fulfillment. This episode isn't a rejection of enjoying life - it's about balance, stewardship, and making financial decisions that support both present experiences and future security. If you'd like help building a retirement strategy designed around your life stage and long-term priorities, visit PAXFinancialGroup.com and schedule a conversation with an advisor. Benefiting from the show? We'd appreciate it if you left a review on your favorite podcast platform. Resource: https://www.amazon.com/Die-zero-author/dp/3959727739
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Send a textJermaine Ee is a founder and storyteller interested in three things: how we spend our time, the work we do, and what we leave behind. His career has zigzagged across ed‑tech, logistics, toys, political campaigns, executive search, and impact projects, but the through‑line has always been the same: helping people make better decisions abouttheir money, careers, and futures.He's run financial‑aid workshops in low‑income high schools, built a startup to help kids confront their fear of math, and worked inside the Venture Capital & Private Equity ecosystem, studying how talent shapes enduringcompanies. Through Rotary and other efforts, he has helped lead humanitarian projects from Los Angeles to Colombia, Mexico, and Ukraine, working on refugee housing, medical transport, and frontline logistics.Today, Jermaine spends most of his time on HeirLight, a simple and smart will maker designed to turn one of adulthood's most avoided tasks into a fast, modern, emotionally intelligent experience. Born in Los Angeles and raised between LA and Malaysia, he thinks a lot about belonging, identity, and the quiet instructions we leave behind for the people we loveHeirLight www.heirlight.com/en/podcast | jermaine@heirlight.com | 6266737916Sign up for one of our negotiation courses at ShikinaNegotiationAcademy.comThanks for listening to Negotiation with Alice! Please subscribe and connect with us on LinkedIn and Instagram!
Do you actually think your adventurer is going to go on quest forever? Don't you think that they would want to like... settle down finally after saving the world? Yeah... it's time for them to retire!----------------------------Check us out on our socialswww.instagram.com/beyondthetavernwallwww.tiktok.com/@beyondthetavernwallwww.youtube.com/@beyondthetavernwall
Dave talks about his wife trying to get him to retire his hoodie bc it's so old and worn out.
Top 5 Cities to Retire in Croatia for Gay Folks | Affordable Gay Retirement in EuropeYour morning walk is along a stone promenade by the Adriatic Sea.Your biggest decision? Coffee… or wine… or both.And your cost of living just dropped by 40–60%.If you've been dreaming about gay retirement abroad, but assumed Europe meant Paris prices or Barcelona crowds, think again. In this episode of Queer Money, we break down the top 5 cities to retire in Croatia for gay men who want affordability, culture, and coastal beauty without draining their portfolio.Croatia may be Europe's best-kept retirement secret.We ranked these cities using our Queer Money Retirement Rating, overweighting affordability because stretching your retirement dollars matters — especially if you want options.In This Episode We Cover:➜ Zagreb – Croatia's largest LGBTQ+ community and most livable city➜ Split – Beach life, island hopping, and expat-friendly energy➜ Rijeka – Progressive, artsy, and quietly affordable➜ Osijek – Shockingly low cost of living with small-town charm➜ Zadar – Romantic seaside sunsets without the tourist chaosWe also break down:➜ Cost of living compared to Denver (40–60% cheaper)➜ Average two-bedroom rent ($700–$1,400 USD)➜ LGBTQ+ protections and civil union laws➜ What the gay scene actually looks like (and where to be discreet)➜ Why Dubrovnik didn't make the listCroatia offers Mediterranean lifestyle, national healthcare access, and European culture — without the Spain or Italy price tag.But affordability is only half the story. We also talk honestly about LGBTQ+ acceptance, legal protections, and what life is really like for gay retirees in Croatia.
Robots can prep crowns. AI can read your X-rays.Software will optimize your schedule. After 12+ years, I'm retiring Relentless Dentist because the edge is moving...rapidly!In this episode, I explain: Why Working Harder Is Producing Smaller Returns: Same effort. More competition. Thinner differentiation. The Five Human Levers That Are Separating Practices: They're not clinical. And they're getting rarer. Where Profit Is Quietly Migrating: Money follows what's hard to replace — and that's changing fast. If you want your practice to be stronger five years from now than it is today… Listen now. The edge didn't disappear. It moved.
Most Americans Will Not Retire Comfortably, Here's the Fix With Nadine Watson
Join XNC Podcast with Hosts @colteastwood & @Middleagegamegy to REAL Reason Phil Spencer & Sarah Bond LEFT Asha Sharma CEO Plans for Xbox Future Xbox News Cast 241Join XNC Podcast with Hosts @colteastwood & @Middleagegamegy https://youtube.com/@THEMAGG?si=W3jrfKl250yHRKRM SPONSOR: https://4xpgaming.com/XNCgiveaway/ 4XP Gaming Energy DrinkJoin the channel to early access: https://www.youtube.com/channel/UCyGYHo1qVIeGq3ZLnSDaEcg/joinMerchandise: https://teespring.com/stores/colteastwood-merchFollow: https://twitter.com/ColteastwoodAdd me on Xbox Live: ColteastwoodPatreon: https://www.patreon.com/colteastwood0:00:00 Start0:12:00 Xbox Developer Direct Part 20:10:00 Phil Spencer wanted to Retire later0:16:00 Sarah Bond fired?0:28:00 Xbox Marketing0:34:00 Sarah Bond Scapegoat0:45:00 Xbox Exclusives0:57:00 Sell ABK1:00:00 Asha Sharma Takes Over1:13:00 Closing Studios1:40:00 Game Pass Changes2:05:00 Xbox Next Console2:10:00 Friends in Gaming2:30:00 Xbox Fan EventsTopics Covered on the Colteastwood Channel:Microsoft Sony Xbox One Xbox One X Xbox Two Xbox Scarlett Xbox Project Scarlett Xbox 2 Next Generation Consoles Playstation PS4 PS5 Playstation 5 Exclusive Games Console Exclusives xCloud Project xCloud Xbox Game Pass Xbox Game Pass Ultimate Xbox games Playstation Games Xbox Lockhart Xbox Anaconda Danta Xbox Consoles Game Streaming Cloud Streaming Zen 2 Zen 2+ Navi GPU SSD Next Gen Consoles Xbox One S Xbox Live Xbox Live Gold Xbox Rewards Microsoft Rewards E3 E3 2019 E3 2020 X019 Xbox Leaks Rumor News Gears Halo Fable IV Forza Horizon Motorsports Halo Infinite Playstation Now PSNow Phil Spencer Xbox Game Studios Exclusives PS Now PSNow Xbox Series X Xbox Series S Playstation 5 PS5
What if you’re closer to retirement than you think? In this episode, Damon Roberts and Matt Deaton share real stories of clients who discovered they were financially ready—despite years of stress and sleepless nights. They explain why so many adults save diligently yet fail to build an actual income plan, leaving them unsure about timing Social Security, using pensions, and navigating risky withdrawals. You’ll learn how to replace guesswork with clarity, reduce retirement anxiety, and understand the power of turning accumulation into dependable income. For more information or to schedule a consultation, call 480-680-6868 or visit www.successinthenewretirement.com! Follow us on social media: Facebook | LinkedInSee omnystudio.com/listener for privacy information.
Deadline for Decker?
This episode of Retire with Style features Alex Murguia and Wade Pfau discussing the role of annuities in retirement planning, drawing from Wade's Retirement Planning Guidebook. They examine the purpose of annuities, the primary arguments for and against their use, and the key types available. The conversation also emphasizes how annuities align with different retirement income styles and broader income strategies. Wade explains core concepts such as mortality credits and the distinctions between fixed and variable annuities, offering a clear framework for evaluating whether and how annuities may fit into a retirement plan. Listen now to learn more! Takeaways Annuities are tools that fit well with certain retirement income styles. They provide guaranteed lifetime income through risk pooling. Arguments against annuities often stem from viewing them as investments rather than income tools. Annuities can have high fees, especially variable annuities. Mortality credits allow for higher spending in retirement. Fixed annuities provide principal protection, while variable annuities do not. The RISA helps identify which retirement income style fits an individual. Annuities can be compared to bonds, not stocks, for retirement planning. Understanding the different types of annuities is crucial for effective planning. Annuities can be used for tax deferral, but not in tax-deferred accounts. Chapters 00:00 Introduction to Annuities 02:25 Understanding Annuities and Their Purpose 04:04 Arguments For and Against Annuities 08:26 Types of Annuities and Their Fees 12:05 Annuities vs. Mutual Funds 15:13 Longevity Credits and Retirement Planning 19:21 Different Types of Annuities Explained 24:21 Understanding Annuities and Their Types 33:20 The Role of RISA in Retirement Planning 42:28 Integrating RISA with Annuity Choices Links
Don’t drift into retirement. Design yours. Learn more about our next small group coaching program starting in April here. Sign up here. Very Early Registration Discount ends on March 1st. _______________________ What happens when you finally get everything you worked for…and realize something is missing? In this powerful and deeply honest conversation, Darrow Kirkpatrick shares what early retirement can really feel like — beyond the spreadsheets and freedom headlines. After leaving his software engineering career, he found himself confronting something he didn't expect: the loss of identity and clout that work had quietly provided. He discovered that early retirement wasn’t just about having time—it was about creating meaning. Instead of retreating, Darrow leaned into challenges. From launching a successful retirement blog Can I Retire Yet? to spending nights alone above 12,000 feet, to confronting his lifelong struggles with fear and panic, Darrow’s journey, chronicled in his new book Two Sticks, One Path, reveals the surprising truth about what can make retirement fulfilling. If you're within a few years of retirement — or already there — this conversation will make you think differently about what comes next – and why the challenges we choose to take on may matter more than the comfort we think we want. _________________________ Bio Darrow Kirkpatrick is the author of the new book Two Sticks, One Path: A Journey Beyond Fear on the Colorado Trail. Darrow is an early-retired civil and software engineer with five decades of hiking, biking, and technical rock-climbing experience, including first ascents in the Shawangunks of New York and the sandstone belt of Tennessee. He climbed three big walls in Yosemite Valley, California: The Shield and The Nose on El Capitan, and The Regular Northwest Face of Half Dome. In 2011 he founded “Can I Retire Yet?” — winner of the 2019 Plutus award for Best Retirement Blog. His personal finance books include “Retiring Sooner” and “Can I Retire Yet?” ___________________________ For More on Darrow Kirkpatrick Two Sticks, One Path: A Journey Beyond Fear on the Colorado Trail Can I Retire Yet? ___________________________ Podcast Conversations You May Like How to Prepare Mentally for Life After Work – Joseph Maugeri The Inspired Retirement – Nathalie Martin Lessons Learned in Early Retirement – Chris Mamula _____________________________ About The Retirement Wisdom Podcast There are many podcasts on retirement, often hosted by financial advisors with their own financial motives, that cover the money side of the street. This podcast is different. You'll get smarter about the investment decisions you'll make about the most important asset you'll have in retirement: your time. About Retirement Wisdom I help people who are retiring, but aren't quite done yet, discover what's next and build their custom version of their next life. A meaningful retirement doesn't just happen by accident. Schedule a call today to discuss how the Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one — on your own terms. About Your Podcast Host Joe Casey is an executive coach who helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a 26-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Joe has earned Master's degrees from the University of Southern California in Gerontology (at age 60), the University of Pennsylvania, and Middlesex University (UK), a BA in Psychology from the University of Massachusetts at Amherst, and his coaching certification from Columbia University. In addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, ranked in the top 1% globally in popularity by Listen Notes, with over 1.6 million downloads. Business Insider recognized Joe as one of 23 innovative coaches who are making a difference. He's the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy. ___________________________ Wise Quotes On the Value of Challenge in Retirement “I find 100% of the meaning that I found in early retirement has come from the challenges I’ve tackled.” On Meaningful Pursuits “The things I did pay attention to starting Can I Retire Yet, a successful personal finance blog, a bucket list item hiking the Colorado Trail, even though I had to do most of it on crutches, those things are incredibly meaningful to me, writing a memoir about it. I think I would have really regretted if I had stayed at my corporate desk through all those years instead of reaching for those bucket list items.” On Adaptation “I did have a series of chronic injuries in my lower body, which got worse. I had a bad hamstring injury, was in bed for a few months, one summer. And as part of the recovery from that, a doctor friend suggested I start using forearm crutches… I wound up realizing I needed to just keep using the crutches on the trail, because they would keep me safe. They reduce the impact on my body, they prevent falls. And if I had any hope of doing a trail as difficult as the Colorado Trail, I needed all the help I could get.”
Rumors are swirling around the Supreme Court that a conservative justice may retire soon. What does that mean? Jesse Kelly asks Alex Swoyer, but not before an unsettling monologue about Zohran Mamdani's New York City. Jesse also speaks with Alvin Lui of Courage is a Habit about the communist attempts to take over the minds of children. Plus, Marc Morano joins Jesse with an update on some serious economic actions.I'm Right with Jesse Kelly on The First TVBeam: Visit https://shopbeam.com/JESSEKELLY and use code JESSEKELLY to get our exclusive discount of up to 40% off.Choq: Visit https://choq.com/jessetv for a 17.76% discount on your CHOQ subscription for lifeAmerican Financing: Call American Financing today to find out how customers are saving an average of $800/mo. NMLS 182334, https://nmlsconsumeraccess.org APR for rates in the 5s start at 6.196% for well qualified borrowers. Call 866-891-2821 for details about credit costs and terms. Visit http://www.AmericanFinancing.net/JesseFollow The Jesse Kelly Show on YouTube: https://www.youtube.com/@TheJesseKellyShowSee omnystudio.com/listener for privacy information.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3463: Darrow Kirkpatrick explores the hidden risks of managing wealth in a digital age, from rare system failures to physical disasters that could wipe out essential documents. He offers clear, actionable strategies to keep your finances resilient like diversifying accounts, securing digital backups, and protecting vital records at home and in the cloud. Read along with the original article(s) here: https://www.caniretireyet.com/protecting-your-assets-in-a-digital-world/ Quotes to ponder: "The simplest way to protect yourself against computer glitches may be to diversify your assets around at multiple institutions." "The most reliable way to protect your important documents these days is to convert as many of them as possible to electronic form and save them in the cloud." "If you've worked hard in life it only makes sense to take some reasonable measures to protect what you've achieved." Episode references: Sentry Safes: https://www.sentrysafe.com Dropbox: https://www.dropbox.com Learn more about your ad choices. Visit megaphone.fm/adchoices
If we wind up jobless next year, can we retire early and focus on our health? Have a money question? Email us here Subscribe to Jill on Money LIVE Subscribe to Jill on Money Newsletter YouTube: @jillonmoney Instagram: @jillonmoney Twitter: @jillonmoney "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3462: Darrow Kirkpatrick explores the hidden risks that come with building wealth in the digital age and offers smart, low-cost strategies to protect your financial life. From identity theft to hacking, he shows how simple actions, like freezing your credit and strengthening your passwords, can provide lasting peace of mind. Read along with the original article(s) here: https://www.caniretireyet.com/protecting-your-assets-in-a-digital-world/ Quotes to ponder: "Along with increasing financial assets come inevitable concerns about protecting what you have." "Every piece of paper that you discard is at risk, so every modern home probably needs a serviceable paper shredder." "Today's hacking tools are so sophisticated that it can be child's play to break into an account that is protected by any but the strongest passwords." Episode references: Roboform: https://www.roboform.com/ Equifax Credit Freeze: https://www.equifax.com/personal/credit-report-services/credit-freeze/ TransUnion Credit Freeze: https://www.transunion.com/credit-freeze Learn more about your ad choices. Visit megaphone.fm/adchoices