Podcasts about retire

Confira nesta edição do JR 24 Horas: Contudo, publicação original do humorista Antônio Tabet - que não cita o candidato à presidência da República - segue liberada. Em outra ação, ministra Estela Aranha determina que Nikolas Ferreira apague post que associa fala de Lula a crimes contra crianças.

What if success after 50 is not about achieving more, but creating more freedom to choose how you live?Many men spend decades building careers, businesses, assets, and responsibilities, only to realize that success does not automatically create freedom. Dr. David Phelps explores how men can think differently about financial freedom, finding purpose, and building a legacy that reflects what matters most.David also shares his new book, FREEDOM RITUALS, which includes 50 personal rituals he has developed for himself to create more freedom.Get the book at: https://50Rituals.com/frOn this special episode, listeners will discover:Why defining “enough” can change how a man thinks about success and freedomHow freedom rituals can connect daily actions with health, relationships, time, and purposeWhy designing the next stage of life matters before retirement becomes the default planListen for a practical shift in thinking about what freedom can look like in the second half of life.If you find this episode helpful, please subscribe and share it with friends and family.NEW FOR 2026: Click here to get my weekly Unstoppable After 50 Playbook

Stu sits down with Pastor David Chadwick of Moments of Hope Church in Charlotte, North Carolina, for a conversation about ministry, the Gospel, discipleship, and reaching people right where they are. David shares the story behind Community Matters Café, an outreach of Charlotte Rescue Mission that gives people recovering from addiction an opportunity to rebuild their lives through faith, work, and purpose. He also talks about his decades of ministry in Charlotte, his family serving alongside him, and why he believes we are called to "refire," not retire.

Can You Retire at 64 With Only $100,000 Saved? It may be possible, but the answer depends on far more than your retirement investment balance. Social Security, monthly retirement expenses, debt, taxes and how much retirement income you actually need in retirement all matter.**Free Book

Adrián Ben: "A Coruña es uno de los sitios donde me gustaría vivir cuando me retire"

David Stearns says it may be time to retire the phrase "run prevention"

Schedule a Free Financial Assessment with an experienced professional:https://bit.ly/YMYWassessCHow do you know if you're really on track to retire, especially if you're hoping to get out early? Fred and Wilma in Denver are 33 and 31, earning a small fortune, but sitting on nearly two million dollars in debt. Should they focus on paying it down faster or saving more? Jeremy, in Summerville, South Carolina, is 42 with a hefty military pension. Is that his green light to go all-in on stocks for the next 20 years? And finally, Saver and Spender in Saratoga Springs, New York are 41 and 42 and hoping an early exit. Can part-time work can carry them through their gap years? Joe Anderson, CFP® and Big Al Clopine, CPA spitball for all of them, today on Your Money, Your Wealth® podcast number 601. Free Financial Resources in This Episode: https://bit.ly/ymyw-601 (full show notes & episode transcript)Ultimate Investing Guide - free download:https://purefinancial.com/white-papers/the-ultimate-investing-guide/?utm_source=captivate&utm_medium=podcast&utm_campaign=whitepaper-ultimate-investing-guide&utm_content=ymyw-pod-ep601-description-whitepaperFinancial Blueprint - free, self-guided: https://purefinancial.com/white-papers/the-ultimate-investing-guide/?utm_source=captivate&utm_medium=podcast&utm_campaign=whitepaper-ultimate-investing-guide&utm_content=ymyw-pod-ep601-description-whitepaper$1M Retirement Savings: Is It Enough to Retire? - YMYW TV:https://purefinancial.com/ymyw/episodes/will-your-money-last-through-retirement/?utm_source=captivate&utm_medium=podcast&utm_campaign=ymyw-tv&utm_content=ymyw-pod-ep601-description-tv-s10e16REQUEST your Retirement Spitball Analysis:https://bit.ly/YMYWaskCDOWNLOAD more free guides:https://bit.ly/YMYWguidesCREAD financial blogs:https://bit.ly/YMYWblogCWATCH educational videos:https://bit.ly/YMYWvidsCSUBSCRIBE to the YMYW Newsletter:https://bit.ly/YMYWnewsletterCConnect With Us:Subscribe on YouTube and join the conversation in the comments:https://bit.ly/YMYW-YTSubscribe or follow YMYW in your favorite podcast app:https://lnk.to/ymywLeave your honest reviews and ratings in Apple Podcasts:https://podcasts.apple.com/us/podcast/your-money-your-wealth/id312900254Chapters: 00:00 - Intro: This Week on the YMYW Podcast01:01 - $1.8M in Debt at 33: Pay It Down or Keep Investing? (Fred & Wilma, Denver, CO)17:07 - My $97K Military Pension: Can I Go 100% Stocks for 20 Years? (Jeremy, Summerville, SC)26:49 - Can We Bridge Ages 56 to 62 With Part-Time Work? (Saver & Spender, Saratoga Springs, NY)40:01 - Outro: Next Week on the YMYW Podcast41:03 - The Derails: The Flintstones, Project Hail Mary

Retirement at 3 Different Savings LevelsTerry is 62. Pat is 65. They want to retire today.But inspired by Apple TV's Dark Matter, we're putting Terry and Pat into three different retirement universes.

Send us a text & leave your email address if you want a reply!What Happens When an 83 Year Old Former Nun Joins OnlyFans to Teach Sacred Sexuality? What if porn could actually teach you how to be a better lover? In this episode of Sex Reimagined, Leah Piper and Dr. Willow Brown sit down with Janelle Orion, steward of the Goddess Temple in Denver, and Barbara Penningroth, known to her fans as Gigi, an 83 year old great grandmother and former nun who admits she swings between "I was born for this" and "what would my mother think?" Together they're building educational porn on OnlyFans with a clear mission: make erotic wellness a household term. That means real bodies, no Botox, unscripted lovemaking, and a filmed consent conversation before every single scene. We get honest about the money behind OnlyFans for older women (the average creator earns $131 a month), ageism and sexuality after 60, performance pressure in the bedroom, why exposing your pleasure can actually protect you, and how to follow inner guidance when it hands you an answer you never saw coming. If you've ever wondered whether aging bodies and eroticism belong together, this conversation is your permission slip.EPISODE HIGHLIGHTSThe real OnlyFans math: how Janelle reached the top 5% of creators, and why she's investing seven times what she earns to grow a mission driven channel.The RBDSM consent conversation (relationship, boundaries, desires, sexual health, meaning, plus aftercare) that opens every shoot.Gigi's alter ego secret for dropping self consciousness, plus Leah's "this is the goddess" mirror ritual.What a legally blind partner taught Gigi about ageism and being desired.The treasure hunt method for listening to guidanceLINKS & RESOURCES MENTIONED IN THE EPISODE CAN BE FOUND ON THE WEBSITE: https://www.sexreimagined.com/blog/sex-after-60-onlyfans Peak Erotic Experiences | Live Masterclass | Oct 1, 2026 @ 4pm Pacific. Your hottest moments were never random, they're built from four hidden forces researcher Jack Morin identified in his work on peak erotic experiences. Join Leah live on October 1st to find your own pattern and learn how to build more of it on purpose. Register for $33 HERE  Free Tantra Happy Hour on Zoom | Oct 2nd @ 4:30 pm Pacific / 7:30 pm EasternJoin Leah & Willow as we pull back the curtain on Sacred Spot Massage and twenty years of watching this practice transform couples from the inside out. Grab your spot at sexreimagined.com/events. The Couples Sacred Spot Retreat | Santa Barbara, Nov 6-8 We are bringing our most intimate couples workshop to California. Over three days, you will learn Sacred Spot Massage, Erotic Attunement, sensual touch as a somatic practice, and the ritual skills that change the way partners meet each other in the body. Ten couple spots only. Register Here A New Tantra Exploration, Live in Santa Barbara Leah & Willow are hosting a live 90 minute intro night called A New Tantra Exploration, tracing this ancient practice back to where it began, breath, touch, & all. Fully clothed, beginner friendly, open to solos and couples. November 6, 2026 and January 29, 2027. Grab your seat at $25 early bird / $35 at the door | 90 min https://www.sexreimagined.com/eventsSupport the showPlease help support the production costs of the show! Donate now: https://www.buzzsprout.com/2032242/supporters/newFREEBIE- Introduction to Tantric Kissing Video and WorkbookSxR WebsiteDr. Willow's WebsiteLeah's Website 

What should you do if the stock market crashes right after you retire? In this episode, I discuss what happens if you experience a major market decline in your early retirement years, explain the concept of sequence of return risk, and share a few strategies to safeguard your hard-earned nest egg and maintain peace of mind.   You will want to hear this episode if you are interested in... [01:20] What to do if the stock market crashes right after retiring [04:09] Sequence of return risk explained [07:14] Preparing for market declines in retirement [13:43] Tax strategies during market decline [15:24] Roth conversions and retirement planning [16:54] Market declines are recurring and necessary for capturing market returns  Risks Retirees Face Retiring at a market peak brings risks. When still working, a market downturn lets you buy investments at lower prices. You have time on your side—and a regular paycheck. In retirement, however, your portfolio often becomes your primary income source. After years of building a $1.5 million nest egg, imagine seeing it drop by 25%, to $1.125 million, just months after retiring—without paychecks to replenish it. Your portfolio potentially shrinks, and you're withdrawing money from a diminished resource, hampering its ability to recover as markets eventually rebound.   Understanding Sequence of Return Risk A key concept is sequence of return risk, which refers to the danger that poor investment returns strike early in retirement. Two retirees may earn the same average annual return, but if one encounters downturns at the start of retirement while the other faces them later, their financial outcomes can be drastically different. Early losses, combined with withdrawals, can irreparably harm a portfolio, making recovery much harder—even if average returns are the same.   Five Steps to Safeguard Your Retirement Portfolio How can you prepare for, and withstand, a major market correction right after retiring? Here are my five key steps:   1. Hold Short-Term Reserves Every retiree should allocate a portion of their portfolio to short-term bonds, cash, or money market funds. This "bucket" provides a buffer, covering your withdrawals during market downturns so you don't have to sell stocks at a loss. Depending on your risk profile, aim to set aside 5 to 10 years' worth of expected withdrawals in these safer assets.   2. Regularly Review Your Asset Allocation As you approach retirement, your investment mix should grow more conservative. Adjusting your asset allocation—perhaps settling on a portfolio of 60% stocks and 40% bonds or cash—can help limit losses. Ask yourself: How much of a decline can you stomach? Even diversified portfolios can lose 25% in significant downturns, which, on a $2 million portfolio, means a $500,000 drop.    3. Stay Flexible with Retirement Spending Categorize your expenses into essentials (housing, food, insurance) and wants (travel, memberships). If markets fall and portfolio withdrawals become a high percentage of your assets, consider temporarily reducing want-based spending. This flexibility buys time for markets to recover and helps your assets last longer.   4. Tax-Smart Withdrawal Strategies If you hold both taxable and tax-advantaged accounts, be strategic. In a downturn, withdrawing from taxable accounts—especially if they contain holdings at a loss or long-term capital gains taxed at lower rates—may minimize your tax burden compared to pulling from traditional IRAs or 401(k)s.   5. Consider Roth Conversions in Down Markets A market drop can be an opportunity: converting pre-tax IRA assets to Roth IRAs at lower prices means a lower tax bill and the chance for future tax-free growth as values recover.   Should You Delay Retirement During a Market Crash? Ensure your financial plan, reviewed with a professional, can weather market shocks before taking the leap 16:25. Stock market declines are inevitable but have historically been followed by recovery and growth—especially for those who avoid panic and keep a steady course. A stock market crash immediately after retirement is daunting, but it doesn't have to ruin your plans. By building robust short-term reserves, adjusting your asset allocation, retaining spending flexibility, employing smart withdrawal strategies, and seizing opportunities like Roth conversions, you can navigate downturns with confidence. Remember: market declines are normal, and with a well-constructed plan, your retirement can weather any storm.   Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE    Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan

Send us Fan MailJOIN MY TRIP TO ITALY IN APRIL 2027! https://www.explore.co.uk/thrivesolo-italyI'm truly excited for you to hear my guest on this week's episode. I felt so uplifted after our conversation because she is such an inspiring woman. Her name is Siobhan Daniels — and funnily enough I had her daughter, Sammy, on the podcast just a few weeks ago! Siobhan is 67, single, and absolutely rocking her life. At the age of 60, she decided to stop waiting and start living life on her own terms. She quit her job, sold her home, got rid of the vast majority of her stuff, bought a motorhome, and started living a nomadic life which she is still doing now. Earlier this year, Siobhan did a 4,000-mile solo journey from Canada to Alaska along the legendary Alaska Highway, and her brand new book, Retire & Refire, which has just come out, is the story of that journey, and she also has another book, Retirement Rebel.Siobhan's message to women of all ages is this: your strength does not expire – do not let fear stop you as you get older. I cannot tell you how much I loved this conversation because Siobhan's energy and passion for life is so obvious and so infectious, and we talked about so many things, including her work as a pro-ageing campaigner who wants to change ageist stereotypes and the narrative around ageing, particularly for women.Buy Siobhan's new book, Retire & Refire: https://www.amazon.co.uk/Retire-Refire-continuing-adventures-Retirement/dp/183981313XBuy Siobhan's first book, Retirement Rebel: https://www.amazon.co.uk/Retirement-Rebel-woman-motorhome-adventure/dp/183981179XFollow Siobhan on Instagram: https://www.instagram.com/theretirementrebel/Follow Siobhan on TikTok: https://www.tiktok.com/@theretirementrebelListen to Siobhan's podcast, Retirement Rebel: https://www.retirementrebel.co.uk/podcast Support the showJOIN MY ITALY TRIP IN APRIL 2027: https://www.explore.co.uk/thrivesolo-italyBuy my book, SHINY HAPPY SINGLES (UK) / THRIVE SOLO (US & Canada) at: https://www.lucymeggeson.com/bookJoin my membership community for single women, Thrive Solo: https://www.lucymeggeson.com/thrivesoloDownload my FREE PDF 'Top 10 Comebacks for the MostAnnoying Questions Single Women Get Asked' Go to: https://www.lucymeggeson.com/comebacksCheck out my YouTube Channel: https://www.youtube.com/@thrivesolowithlucymeggeson Join my private Facebook Group: https://www.facebook.com/groups/1870817913309222/?ref=shareFollow me on Instagram: https://www.instagram.com/thrivesolowithlucymeggeson/Email me: lucy@lucymeggeson.com And thank you so much for listening!

Ep 241: Can You Afford to Retire? Start With This Number

Send us Fan MailIf money is not a major consideration, then the “Why” of what someone does in retirement becomes much more important. I want to answer the question of “Why” because the answers will hopefully provide listeners with a basis for consideration. If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Is retirement a date on the calendar, or a decision shaped by purpose, health, and financial readiness? In this episode, the conversation explores how to determine when the time is right to retire, why the answer is different for everyone, and the role a financial roadmap can play in the decision-making process. Frankie Guida and Noah Williams discuss Social Security timing, Medicare considerations, retirement lifestyle goals, and how understanding your financial picture can help shape your next chapter. Schedule a complimentary appointment: A Better Way Financial Learn more about Frank and Frankie's book here! Buy Frank's book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.” Buy Frankie's book! Amazon Best Seller, ""A Better Way to Retire: How a Fiduciary Retirement Planner Can Be the Key to Financial Success" CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.

Think retirement means abandoning stocks altogether? This episode explores why staying invested may still play an important role in retirement. Abe Abich discusses balancing growth and protection, managing inflation risk, generating income through investments, and avoiding the pitfalls of becoming too conservative too soon. Learn how retirement portfolios can be tailored to individual goals, income needs, and risk tolerance while maintaining a long-term perspective. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

We are targeting an end of 2027 retirement date, and although we have reviewed everything carefully, we are unsure if we might have overlooked something and don't know it. Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

Janet Macaluso's BIO: Janet Macaluso helps leaders, teams, and change-makers gain the insight they need to elevate, innovate, and create transformational change. Drawing on decades of experience as an executive in leadership, learning, and organization design, Janet creates space for people to develop new ways of thinking, break automatic and outdated patterns, eliminate energy-draining waste, navigate complex challenges, and achieve exceptional systemic results. Her extensive education and professional credentials include a Master's in Education from Harvard University, a Master of Science in Organization Development from Pepperdine University, and an Advanced Certificate in Organization Design from the University of Southern California. Janet was named to the BRAINZ 500 Global list in 2021 and 2022 and is a Certified High Performance Coach, Tiny Habits Coach, Immunity to Change Facilitator, Professional Retirement Coach, Search Inside Yourself Facilitator, Energy Leadership Master Practitioner, and HeartMath Facilitator.   In this episode, Virginia and Janet talked about: • Janet's journey from corporate leadership to entrepreneurship • Breaking outdated patterns and generic best practices • Becoming your "best future self" • Networking and building relationships as an introvert • Building a business through referrals and service   Takeaways:  It takes work to build a business. Become the author of your own life Retire to something, not just from something Work with "the people who are my people   Connect with Janet on her social media platforms to learn more about her work and insights into networking effectively: Website: https://learning2lead.com/  LinkedIn: https://www.linkedin.com/in/janetmacaluso/  Facebook: https://www.facebook.com/janet.macaluso.1  Instagram: https://instagram.com/janet.macaluso    Connect with Virginia: https://www.bbrpodcast.com/ Download my Business by Referral Blueprint and create consistent revenue! https://mktg.masterconnectors.com/business-by-referral-blueprint 

It's good to know which decisions can never be undone, before you retire in Ireland. Most of a pre-retirement checklist can be changed next year. Four or five items cannot. In this episode Paddy Delaney, independent retirement and investment planner, takes them door by door: the €200,000 lifetime limit on tax-free lump sums, the annuity decision, the tax year you crystallise near the Standard Fund Threshold, the pension tax relief that stops with your last payslip, and the order you do it all in. This episode is for anyone a year or two from retirement who wants to know which doors close for good. What you'll learn: Why the €200,000 tax-free retirement lump sum in Ireland is a lifetime limit across all your pensions, not per pension Why an ARF can become an annuity later, but an annuity can never go back How the Standard Fund Threshold rising from €2.2m to €2.8m makes the tax year you crystallise matter, and why growth can erase the saving (fictional case study: Maggie, 61, €2.6m) How much pension tax relief you can still use at 55 to 59 and at 60 and over, before your last payslip If you're approaching retirement with a significant pension and want clarity on which decisions to slow down on, this episode is for you.

Timothée Wenger - Mt 7.5 TITRE : L'aRtisan de Paix Retire sa poutre - Mt 7.5 RÉSUMÉ : Lorsque nous réalisons que Dieu fait miséricorde à ceux qui confessent leurs péchés, notre propre justice est balayée, nous admettons et nous nous repentons de nos fautes pour bénéficier de l’Évangile. PLAN : 1. Qu'est-ce qui nous motive à ôter la poutre de notre œil ? 2. La poutre commence dans le cœur, comme les conflits 3. La repentance qui libère de la poutre du péché Lectures complémentaires: - Convocation — Mt 7.1-5, 1 Jn 3.15, Pr 28.13 - Réponse — Jean 13.1-17 Prédicateur: Timothée Wenger

Retirement does not always happen on the same timeline for both spouses. One person may feel burned out and ready to leave a demanding career, while the other still enjoys working. That difference affects more than a retirement date, it can reshape household cash flow, healthcare coverage, taxes, Social Security decisions, and the way a couple imagines life together.In this episode of A Wiser Retirement® Podcast, we discuss what happens when one spouse wants to retire while the other continues working. Casey Smith and Senior Financial Advisor Shawna Theriault, CFP®, CPA, CDFA®, explore both the financial calculations and personal conversations that help couples decide whether retiring at different times fits their shared plan.Related Podcast Episodes: Ep 353. Is $2 Million Enough to Retire? What about $3 Million?Ep 293. Retirement for Business Owners: Selling Your Business or Passing It OnRelated Financial Education Videos:Financial Habits to Avoid in RetirementHow Much Risk Should You Take in Your Retirement Portfolio?Learn More:Founded in 2001, Wiser Wealth Management is a fee-only fiduciary financial planning and wealth management firm helping individuals, families, and business owners make informed financial decisions.Have questions about your financial plan? Schedule a Complimentary Consultation to discover how we can help you achieve financial freedom. We are local to Atlanta, but can meet with you virtually from wherever you are. Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, and the tax impact on inheritance, and more!Stay Connected:Follow Wiser Wealth Management on Social Media: Facebook | Instagram | LinkedIn | TwitterSubscribe to A Wiser Retirement® YouTube Channel for more financial education videos and podcast episodes. This podcast was produced by ...

Heidi is not Heidi'ing on Freeform's Project Runway. She's gotta be expensive and it could free up a lot of their budget if they let her go... SPONSOR: Shopify Turns out you don't need a real job. Build your own business with a free trial at https://shopify.com/shespeaks SPONSOR: EarnIn EarnIn gives you access to what you've already worked for, up to $150/day, up to $1,000 between paydays. Download EarnIn on the App Store or Google Play.  SPONSOR: Oak Essentials Use code SHESPEAKS at https://oakessentials.com to get 15% off your first purchase! #OakEssentials #ad SPONSOR: Quince Upgrade your everyday. Download the Quince app for app-exclusive offers, or go to https://quince.com/shespeaks for free shipping on and 365-day returns. Now available in Canada and the UK, too. SPONSOR: Tumble Machine Washable Rugs, Made Better. For a limited time, our listeners get 10% off + free shipping at https://tumbleliving.com/SHESPEAKS  JOIN THE SHE'S SPEAKING PATREON! https://www.patreon.com/shesspeaking SUBSCRIBE TO MY YOUTUBE CHANNEL -  https://www.youtube.com/channel/UCxspMsBruMQjN265ZGNoV1A BUY ME A COFFEE - https://www.buymeacoffee.com/shesspeaking FOLLOW ME ON SOCIAL: @shesspeakingwithemilyhanks Instagram - https://www.instagram.com/shesspeakingwithemilyhanks Threads - https://www.threads.net/@shesspeakingwithemilyhanks I Ken Not with Kendrick Tucker is on YouTube now! https://www.youtube.com/@withKendrickTucker  I Ken Not podcast is available everywhere you listen https://podcasts.apple.com/us/podcast/i-ken-not-with-kendrick-tucker/id1525311067?i=1000653884007 Follow Kendrick on IG and Threads - @withkendricktucker Buy Kendrick a Beer - https://buymeacoffee.com/realitycomics2  Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode I give a quick recap of the Van Pantoja card. I rant a little about Justin retiring, a little look nat UFC Vegas and random news. Enjoy, LuckGiveaway - Subscribe-Like-commentGym - www.LuckysMT.com

As we get older, some life lessons begin to mean more than they once did.In this video, I share nine reminders about protecting your peace, choosing kindness, caring for your health, taking chances, and deciding what success means to you now. These lessons made me pause and reflect on what deserves my time and energy in this chapter of life.I hope one of them speaks to you, too. Which lesson resonated with you most? And what lesson would you add from your own life? I'd love to hear your thoughts in the comments.I'm Maureen, and this is Life Starts at Retirement—where we talk about making retirement healthy, meaningful, and remarkable. If you enjoy the conversation, please like, subscribe, and share this video with someone who might appreciate it.Chapters: 0:00 Introduction1:29 Live for peace, not approval3:06 Not every battle deserves your energy4:22 Choose a kind heart, not just a beautiful face5:40 If it costs your peace, it's too expensive7:20 Most of today's worries won't matter in five years8:43 Your body is your most important investment10:18 We often regret not trying more than failing11:40 Time alone doesn't heal everything13:13 Redefine what success means to you#LifeLessons #RetirementLife #LifeStartsAtRetirement

What if the thing you spend 90% of your time planning for before retirement becomes the thing you think about least once you get there? Fritz Gilbert of The Retirement Manifesto joins us to explore the 90-10 rule and why preparing for a fulfilling retirement requires just as much thought about your life as your money. In this episode, you'll learn: How to start planning the non-financial side of retirement Why analytical people can get stuck in endless "what-if" scenarios How to prepare for boredom, isolation, and loss of identity The "spokes" that help create balance in your life How to stress-test your life — not just your retirement portfolio Listen in as CEO of Howard Bailey Financial, Casey Weade and Fritz Gilbert provide thoughtful insights and advice on how it applies to your unique financial situation. Show Notes: HowardBailey.com/588

Ken Carman and Anthony Lima reflect on the legacy of Nick Chubb as he prepares to retire with the Cleveland Browns on a one-day contract. They analyze Deshaun Watson's progress and the challenges posed by the Carolina Panthers before pivoting to the Cleveland Guardians clinching a playoff spot. Daryl Ruiter joins to provide insight on the team's defensive consistency and the fan atmosphere surrounding the upcoming game. (00:01:58) Nick Chubb Retires (00:09:19) Watson's Performance Progress (00:14:43) Daryl Ruiter Interview (00:25:21) Guardians Clinch Postseason

The  Moose on The Loose helps Canadians to invest with more conviction so they can enjoy their retirement. Today, I walk you through the Retirement Loop projection sheet to determine how much you need to save to retire on a $80/year retirement income. Create your dividend for life webinar: https://www.dividendstocksrock.com/dividend-income It's all about Dividend growth investing! Subscribe to the best free dividend investing newsletter: https://thedividendguyblog.com/newsletter Get the 20 income products guide for retirees: https://retirementloop.ca/income/

Social Security is a government program that touches all of our lives. Every American who earns a wage or a salary pays into it, and come retirement age, or if we find ourselves disabled, it serves as a vital lifeline to help make ends meet. But the program is facing headwinds. John Hishta, a senior vice president with AARP, said on this episode of Plain Talk that the program isn't going broke, but it does need serious reforms by 2032 if we don't want to see serious reductions in the benefits it pays out. "It's important to understand that there is a deadline coming in 2032, which means that if Congress and the president don't take action, current beneficiaries will only receive 80% of their promised benefits or payments at that point in the game," he said. "Say you get $2,000 a month from Social Security, and that is the majority of your income," he continued. "If Congress doesn't do anything, you're going to lose $400 a month right off the top by 2032." Hishta said raising the cap on taxing earnings could push that deadline back by as much as 50 years. He also said that Congress could explore other things, such as subjecting investment income to the Social Security tax. One thing his organization doesn't want to see is a decision to raise the age at which Americans qualify for benefits. "Right now full retirement is 67," Hishta said. "There are a lot of folks who can't wait until 70 years old to retire. They may be construction workers, electricians. Folks who work doing hard labor, and they need that money, and  they have to retire for their own safety when they're 66 or 67 years old." He also said that Social Security was never intended to be a primary retirement plan for Americans, yet millions are on a financial trajectory for that to be the case. "I don't know if you guys know this or not, but 40% to 45% of the people in this country have no access to an employer-based 401(k) program," Hishta said. "None. Zilch. Nada. So there needs to be a broader conversation as well about how do you create retirement programs above and beyond Social Security to help folks out." Also on this episode, co-host Chad Oban and I talk about how planning for retirement has changed in the gig economy, a Republican incumbent endorsing the Democratic candidate to replace her in South Dakota, and Sen. John Hoeven's cameo in the fiasco around Sen. Mitch McConnell. If you want to participate in Plain Talk, just give us a call or text at 701-587-3141. It's super easy — leave your message, tell us your name and where you're from, and we might feature it on an upcoming episode. To subscribe to Plain Talk, search for the show wherever you get your podcasts or use one of the links below. Apple Podcasts | Spotify | YouTube | Pocket Casts | Episode Archive

Social Security is a government program that touches all of our lives. Every American who earns a wage or a salary pays into it, and come retirement age, or if we find ourselves disabled, it serves as a vital lifeline to help make ends meet. But the program is facing headwinds. John Hishta, a senior vice president with AARP, said on this episode of Plain Talk that the program isn't going broke, but it does need serious reforms by 2032 if we don't want to see serious reductions in the benefits it pays out. "It's important to understand that there is a deadline coming in 2032, which means that if Congress and the president don't take action, current beneficiaries will only receive 80% of their promised benefits or payments at that point in the game," he said. "Say you get $2,000 a month from Social Security, and that is the majority of your income," he continued. "If Congress doesn't do anything, you're going to lose $400 a month right off the top by 2032." Hishta said raising the cap on taxing earnings could push that deadline back by as much as 50 years. He also said that Congress could explore other things, such as subjecting investment income to the Social Security tax. One thing his organization doesn't want to see is a decision to raise the age at which Americans qualify for benefits. "Right now full retirement is 67," Hishta said. "There are a lot of folks who can't wait until 70 years old to retire. They may be construction workers, electricians. Folks who work doing hard labor, and they need that money, and  they have to retire for their own safety when they're 66 or 67 years old." He also said that Social Security was never intended to be a primary retirement plan for Americans, yet millions are on a financial trajectory for that to be the case. "I don't know if you guys know this or not, but 40% to 45% of the people in this country have no access to an employer-based 401(k) program," Hishta said. "None. Zilch. Nada. So there needs to be a broader conversation as well about how do you create retirement programs above and beyond Social Security to help folks out." Also on this episode, co-host Chad Oban and I talk about how planning for retirement has changed in the gig economy, a Republican incumbent endorsing the Democratic candidate to replace her in South Dakota, and Sen. John Hoeven's cameo in the fiasco around Sen. Mitch McConnell. If you want to participate in Plain Talk, just give us a call or text at 701-587-3141. It's super easy — leave your message, tell us your name and where you're from, and we might feature it on an upcoming episode. To subscribe to Plain Talk, search for the show wherever you get your podcasts or use one of the links below. Apple Podcasts | Spotify | YouTube | Pocket Casts | Episode Archive

Understanding Required Minimum Distributions is essential for managing your retirement income effectively. Learn how to navigate these rules.Carson Odom, Myles Zuger, and Jerri Anne break down the complexities surrounding Required Minimum Distributions. The financial industry is filled with acronyms that can feel overwhelming, but we are here to simplify the process so you can focus on your long-term goals.Proper retirement planning is about more than just accumulation; it requires a clear strategy for distribution. By integrating these concepts into your overall wealth management plan, you can avoid common pitfalls and make informed decisions about your financial future. We discuss how these tax strategies impact your accounts and what steps you need to take to stay compliant.-Any opinions are those of Myles Zueger, Carson Odom, and Jeri Anne Agee and not necessarily those of Raymond James. Expressions of opinion are as of this date and are subject to change without notice. Raymond James and its advisors do not offer tax or legal advice. You should discuss any tax or legal matters with the appropriate professional. Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation. Prior to making an investment decision, please consult with your financial advisor about your individual situation.RMD's are generally subject to federal income tax and may be subject to state taxes. Consult your tax advisor to assess your situation.

Tayo Lusi joins Ash Cash inside the vault to break down how he went from struggling in tech with debt, low credit and limited income to building a cloud engineering career that paid him as much as $489,000 in a single year — and retiring from corporate America at just 28.His biggest lesson: the problem wasn't only debt. It was income potential.Tayo explains how cloud engineering, positioning, negotiation, job stacking, C2C contracts and AI helped him create more leverage. He also breaks down why AI doesn't automatically make you less valuable — if you know how to use it to learn faster, produce faster and solve bigger problems.In this episode:• How he went from help desk to $135K in 2 months • Scaling to $489K a year through cloud engineering • Ethical and legal job stacking • W-2 vs. 1099 vs. C2C • Why positioning can matter more than working harder • A student who received $1.5M in offer letters • How to negotiate salary without naming your number first • Why he believes AI can make skilled workers more valuable • What he would NOT spend the next year learning in tech • How he retired at 28 after investing 90–95% of his income • His step-by-step framework for learning high-income skills with AIResults discussed are Tayo's reported experiences and student examples. Compensation, job opportunities and investment outcomes vary and are not guaranteed.Connect with Tayo Lusi: Instagram: @tayolusiInside the Vault: @insidethevault InsideTheVaultShow.comHost: @iamashcash IAmAshCash.comABUNDANCE IS YOUR BIRTHRIGHT.Join Ash Cash and a community focused on building wealth, increasing income, strengthening your mindset, and creating a more abundant life:TheAbundanceCommunity.comTIMESTAMPS00:00 – It's not about working harder 01:11 – Ash Cash book CTA 02:12 – Welcome to Inside the Vault 04:32 – Meet Tayo Lusi 05:16 – $10/hour after earning a tech degree 05:35 – From $35K to $489K a year 06:29 – $70K debt and a 530 credit score 08:19 – Why he attacked income instead of debt 10:33 – “Make more money, work less” 10:49 – Discovering cloud engineering 11:00 – Help desk to $135K in 2 months 12:24 – His mentor tells him to double the goal 13:20 – Job stacking explained 14:21 – C2C contracts and leverage 17:30 – Your employer doesn't determine your worth 18:10 – Is employee loyalty outdated? 20:07 – What makes a skill “high leverage”? 22:43 – 10,000 applications to $1.5M in offers 23:11 – The truth about that $1.5M number 24:35 – How to position your resume 30:22 – “Don't look at the tree, look at the root” 31:20 – AI is coming for your job… or is it? 32:51 – How AI can make you more valuable 34:01 – A 2-week task done in 2 minutes 34:21 – Is learning to code outdated? 35:35 – His advice to a 22-year-old 39:30 – Urgency and priority change everything 40:40 – What he would NOT learn in tech right now 43:50 – The salary negotiation question to ask 47:28 – High income vs. actual wealth 47:43 – The 1% University wealth framework 48:46 – How he retired at 28 49:56 – How AI runs inside his company 58:29 – Step-by-step: how to make $500K a year 58:49 – Step 1: find the right cloud roles 59:17 – Step 2: use AI to build your curriculum 1:00:18 – Brand yourself for recruiters 1:01:05 – Optimize your resume and LinkedIn 1:02:43 – Final blueprint and call to action 1:03:26 – Closing the VaultAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Nick and Jonathan react to Bill Simmons' comments about LeBron James' latest decision. Then, they're joined by Guardians TV Analyst Cody Allen, and they react to the Browns announcing that Nick Chubb will retire as a member of the organization.

Nick and Jonathan react to the breaking news that Nick Chubb will be retiring as a Brown this weekend and Nick offers up a conspiracy theory about the timing of it.

The Break Room (THURSDAY 9/24/26) 6am Hour 1) Tommy decided it was time to retire a gift that Kimmy bought him 3 years ago 2) Just take the time, man 3) Amusement park for sale!

Volunteerism: Who Says You Have to Retire Your Talents? Host: Dale Johnson Guests: Bridget and Joe Kasinskas This podcast episode of Life Under the Willow Tree highlights the vibrant culture of resident-led volunteerism at the Willow Valley community. Host Dale Johnson interviews Joe and Bridget Kasinskas, a musically gifted couple who have established various concert series and performance groups to showcase local talent. The discussion emphasizes how residents utilize their professional backgrounds and personal passions to launch new initiatives, ranging from astronomy clubs and painting circles to environmental sustainability projects. By sharing these stories, the program aims to inspire others to contribute their unique expertise to enhance the collective quality of life. The narrative illustrates that the community thrives through a diverse array of educational, artistic, and social programs created by the residents themselves. Ultimately, the source serves as a testament to the impact of active engagement and the fulfillment found in serving one's neighbors

⭐Let's make your financial story a heroic one! Schedule your complimentary review with Jude: https://calendly.com/centruscalendar-/30min Talking about money can be hard for some people, and sometimes it just takes the right question to get things rolling. Jude goes over a few today that he thinks are worth asking. None of these questions are really about money. That's kind of the point. Sometimes the best way into a financial conversation is to start somewhere else entirely. Here's some of what we discuss in this episode:

Utah's fertility rate is declining. Host Ali Vallarta and City Cast Salt Lake contributor Andy Larsen ask Emily Harris, a senior demographic analyst for the Gardner Policy Institute, about why it's got lawmakers in a panic. Plus, we plan your next game day party, with local ideas for food and more. Resources and references: Utah's Declining Fertility Rate [Kem C. Gardner Policy Institute]  Anxious About Aging? Retire on a College Campus. [City Cast Salt Lake] Become a member of City Cast Salt Lake today! It's the best way to support our work and help make sure we are around for years to come.  Subscribe to our daily morning newsletter. You can also find us on Instagram @CityCastSLC. Text or leave us a voicemail with your name and neighborhood, and you might hear it on the show: (801) 203-0137 Looking to advertise on City Cast Salt Lake? Check out our options for podcast and newsletter ads. Learn more about the sponsors of this episode:  The Shop Gabe Kelii

Irish swimmers Nathan and Daniel Wiffen join Eoin Sheahan live in studio to look at their training, their recent move, the Olympics, and Nathan's penchant for cooking pasta!

What does Australia look like in 40 years, and what does it mean for your money? Bryce & Ren unpack the latest Intergenerational Report and what an older, slower-growing population could mean for investors. Then they bust the myth that you need $1 million to retire. Mr. Beat Up also returns, putting Southeast Asian super app Grab under the microscope, from its beaten-up share price to its ambitious push into banking & financial services.In this episode:00:00 — What will Australia look like in 40 years?02:11 — Australia's ageing population & slowing economy07:56 — Canva's valuation markdown & AI problem14:12 — Do you really need $1 million to retire?20:37 — Can shares help your super beat inflation?22:43 — Mr. Beat Up: Grab29:02 — Does Grab have a competitive advantage?35:01 — Grab's valuation & the super app opportunityStocks & ETFs Mentioned: Grab Holdings (NASDAQ: GRAB), Uber Technologies (NYSE: UBER), Sea Limited (NYSE: SE), Jumia Technologies (NYSE: JMIA), MercadoLibre (NASDAQ: MELI), Nu Holdings (NYSE: NU), Meta Platforms (NASDAQ: META), Alphabet (NASDAQ: GOOGL), Apple (NASDAQ: AAPL), Space Exploration Technologies Corp (NASDAQ: SPCX)Share your thoughts via this link and help shape Betashares Super. You'll go in the draw for your chance to win 1 of 4 $250 Prezzee gift cards. T&Cs apply. The form is open until midnight AEDT, 30 September 2026. Betashares Holdings Pty Ltd is conducting this competition. Please read the relevant PDS and TMD before deciding whether to invest in the new Betashares Super or Betashares Pension products. LINK: https://betashares.typeform.com/to/e7hyKA2RPlus - come join the team! We're hiring a Senior Business Development Manager - https://equitymates.com/careers/———Want to get involved in the podcast? Record a voice note or send us a messageAnd come and join the conversation in the Equity Mates Facebook Discussion Group.———Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)We're particularly excited to share our latest show: Basis PointsListen to the podcast (Apple | Spotify)Watch on YouTubeRead the monthly email———Looking for some of our favourite research tools?Download our free Basics of ETF handbookOr our free 4-step stock checklistFind company information on TIKRResearch reports from Good ResearchTrack your portfolio with Sharesight———This podcast is intended for education and entertainment purposes only. Any advice is general advice and has not taken into account your personal financial circumstances. Before acting on general advice, you should consider if it is relevant to your needs. If unsure, speak to a financial professional. The host of this podcast and their guests may have positions in the companies mentioned. Equity Mates Media is part of the Betashares Group but maintains editorial independence and operates under Australian Financial Services licence 540697. Hosted on Acast. See acast.com/privacy for more information.

Can you still retire with high inflation, or should you keep working? In this video, Drew Blackston of Pearl Wealth Group explores how rising costs can affect your retirement budget, purchasing power, and how long your savings may last. We discuss what to consider when planning for Social Security, withdrawals from your 401(k) or IRA, and higher living expenses throughout retirement. Before you push back your retirement date, learn how to evaluate whether your savings and income can support the retirement you want.

The White House sent Congress its 2027 pay plan, and for most civilian federal employees it proposes no raise. Three people asked Charles the same question that week: "if I'm not getting a raise anyway, why am I still working?" It's a fair question — but there's a better one, and five numbers that answer it. This is retirement planning driven by your situation, not by a headline.━━━━━━━━━━━━━━━IN THIS VIDEO YOU CAN LEARN━━━━━━━━━━━━━━━- The better question: do you actually NEED to keep working, or do you just not KNOW yet?- What the proposed 2027 pay freeze does and doesn't change (and why December matters)- What another year of federal service actually buys you — and what it costs- The 5 numbers that turn "can I retire" from a feeling into a decision- Why your spending, your net pension, and your social security retirement timing matter more than your TSP balanceWhich of the five is the one you're missing? Reply 1 spending, 2 pension, 3 Social Security, 4 TSP income, or 5 taxes

In hour three, listening to the two calls Don Bailey Jr. worked into the Hurricanes broadcast vs Wake Forest. Talk About It Tuesday includes debates about ice cream cones and whether Jimmy Butler should have his number retired by the Heat.

Is Ajijic retirement hot?Puerto Vallarta gets most of the attention when gay men talk about retiring in Mexico.But what if the perfect gay vacation destination isn't the perfect gay retirement destination?We're currently in Ajijic, Mexico, extending our Mexican residency from one year to three years and seriously considering spending the first four months of our move to Mexico right here.So we're asking:Is Ajijic retirement hot?In this episode of Queer Money®, we're sharing 5 reasons Ajijic has become one of the most interesting retirement destinations in Mexico for us, plus 3 reasons it might make you say absolutely not.And we're doing it from Ajijic based on what we're actually experiencing.

Join an active community of RE investors here: https://linktr.ee/gabepetersen

How much have you thought about Health Savings Accounts (HSAs) and what happens to them once you enroll in Medicare? Whether you're nearing age 65, wondering if you can keep contributing to your HSA, or curious about how you can use your HSA funds in retirement, this episode covers it all. I explain the rules around HSA contributions after enrolling in Medicare, the types of medical expenses you can pay for tax-free, and what happens to your HSA if there's still money in it after you pass away.    You will want to hear this episode if you are interested in... [01:51] Ineligibility to contribute to HSAs after enrolling in any part of Medicare  [03:02] When to stop HSA contributions [05:46] Automatic Medicare enrollment when collecting Social Security or some retirement benefits  [08:00] Contrast between using IRA vs HSA to pay medical expenses  [09:39] Using HSA for family expenses [14:27] Using the HSA post-65 for medical or other expenses    What Changes With Medicare?   One of the most important things to keep in mind is that once you enroll in any part of Medicare, you are no longer eligible to make HSA contributions. Continuing to contribute after enrolling in Medicare results in excess contributions, which are subject to a 6% excise tax each year the excess remains in the account. This penalty also applies to any income generated by those excess contributions, so immediate corrective action is necessary if you find yourself in this situation. Importantly, Medicare Part A coverage can be retroactive for up to six months if you delay enrollment. Because of this, it's recommended to stop contributing to your HSA at least six months before signing up for Medicare to avoid accidental over-contributions. Letting your employer know and possibly switching away from a high-deductible health plan before enrolling in Medicare can help prevent mistakes.   Can You Still Contribute If You're Working Past 65?   Some individuals continue working beyond age 65 and may wonder if they can keep adding to their HSA. The answer depends on two main factors: your (or your spouse's) participation in a qualified employer-sponsored health plan, and whether you are receiving Social Security or railroad retirement benefits. If you're still working and covered by a group plan with at least 20 employees, you can delay Medicare enrollment and keep contributing to your HSA. However, as soon as you start receiving Social Security or railroad benefits, you're automatically enrolled in Medicare Part A, meaning you must halt HSA contributions—even if you're still working. Carefully timing your Social Security enrollment can help maximize your HSA benefits. Making Tax-Free Withdrawals: Qualified Expenses After 65   Once you turn 65, your HSA is yours for life, even though contributions must stop. Withdrawals for qualified medical expenses remain tax-free—these include doctor's visits, prescription drugs, dental and vision care, hospital stays, Medicare Part B, Part D, and Medicare Advantage premiums, but not Medigap premiums. For example, if you and your spouse spend $500 monthly on Medicare premiums, you could take $6,000 out of your HSA tax-free each year. Long-term care costs, including insurance premiums and care expenses, can also be paid with HSA funds within certain annual limits based on your age. These limits increase with age, reaching $6,200 per year for those 71 and older as of 2026. What Happens to Your HSA After You Die?   Upon death, if your spouse is the named beneficiary of your HSA, the account simply becomes theirs—with all tax advantages preserved. For any other named beneficiary, the HSA must be cashed in and its balance treated as ordinary income, losing its tax-preferred status. If no beneficiary is named, the HSA passes to your estate, triggering potentially higher taxes and delays in distribution.  Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE    Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan  

In this episode of Retire with Style, Wade and Alex tackle listener questions spanning some of the most important decisions retirees and pre-retirees face, including tax planning, Roth conversions, annuities, withdrawal strategies, and preparing for an uncertain future. They explore tax traps that can arise from preferential income stacking, Medicare IRMAA, and other income-related phaseouts; break down the pros and cons of QLACs; and explain why the traditional 4% rule may work better as a rough planning benchmark than as a real-world retirement spending strategy. The conversation also examines how investors should think about asset allocation in the age of AI, the challenges of funding a very early retirement, and how TIPS, annuities, liquidity, and spending flexibility can work together. They close by discussing annuity safety and why even seemingly secure retirement strategies still involve tradeoffs and risks. Listen now to learn more.  Takeaways The 4% rule can provide a rough retirement savings target, but fixed inflation-adjusted withdrawals rarely reflect how people actually spend throughout retirement. Retirement tax planning requires looking beyond your tax bracket because capital gains stacking, NIIT, Medicare IRMAA, and deduction phaseouts can increase your effective marginal tax rate. QLACs can provide late-life income while delaying RMDs on the premium, potentially making them useful for longevity planning and certain long-term care strategies. Rather than trying to predict how AI will affect markets over the next five or ten years, investors should recognize that current expectations are continually being incorporated into market prices. A Roth conversion strategy should focus on the effective marginal tax rate, not simply filling a particular federal income tax bracket. Retiring in your 40s or early 50s makes guaranteed lifetime income considerably more expensive, which can make spending flexibility especially important for early retirees. A safety-first retirement strategy still needs to preserve capital outside the income floor for discretionary spending, inflation risk, and expenses that may increase later in life. People concerned about a forced early retirement may benefit from maintaining liquid, accessible assets outside retirement accounts while continuing to save aggressively. Annuities are not completely risk-free, although contractual protections, insurer financial strength, and state guarantee systems provide layers of protection for policyholders. Chapters 02:06 Tax Traps When Delaying Social Security and Medicare 04:07 Understanding Qualified Longevity Annuity Contracts (QLACs) 06:04 Pros and Cons of QLACs for Long-Term Care and Income 07:49 The Limitations of the 4% Withdrawal Rule 10:14 Asset Allocation and the Era of AI in Investing 12:01 Early Retirement Planning and Risk Pooling Tools 14:04 Risk Management and Safety Nets for Insurers 15:57 Tax Planning Strategies for Roth Conversions 17:59 Managing Income and Tax Efficiency in Retirement 20:01 Long Horizons and Annuity Efficiency for Young Retirees 21:55 Balancing Guaranteed Income Floors with Growth Assets 23:52 Short-Term Liquidity and Career Uncertainty 26:02 Risk of Multiple Insurer Failures and Economic Scenarios   Links

We're recently married and already looking forward to retirement. When will we have enough money?Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠"Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

He accidentally went viral with 10 million views for a story about a missile falling off his jet — but Sean Walsh's real mission is teaching service members how to build wealth. A retired F-16 pilot and squadron commander turned author of Millionaire in the Military, Sean joins Spencer to bust the myth that you can't get rich while serving. Drawing on fighter-pilot mission planning ("target backwards from the goal"), he lays out how to escape the "doctrine of sacrifice," why he did his taxes in the future, how he built 14 Airbnb properties on active duty, and the exact three moves every new service member should make on day one. Equal parts tactics and mindset. Questions Asked: How did you go from posting flying videos to talking about money — what was the "bait and switch"? Was there a mistake you made that you internalized and now teach from? Did you start any side hustles or businesses while on active duty? If you had 5-10 minutes with a young service member, what are your top three to five pieces of advice? Are you doing the audiobook / reading it yourself? Main Topics Covered: The viral origin story ("Motor" — Magnum On The Only Runway) and using flying content to teach finance Why starting early beats starting big — the compound-interest chart ($100/mo from 20–30 then stopping beats starting later) "Put down the shovel" — getting out of credit card and student loan debt (both hosts started ~$50–60K in the hole) The pivotal milestones: getting to your first $10K, $100K, then accelerating to $500K and $1M The Vegas DINK lifestyle lesson — small, incremental overspending that forced a house sale "How I spend my money" plan vs. the word "budget," and "if you don't have a plan for every dollar, someone else does" The "Big Dumb Coffee Cups" chapter — making spending decisions consciously and ahead of time Automating savings and investing (TSP, allotments, high-yield savings) to beat decision fatigue The $2.5 billion in unmatched TSP money service members left on the table in 2024 — always get the 5% match Raising contributions 1% with every annual pay raise so you never feel it The "doctrine of sacrifice" trap — why it shouldn't extend to your finances, and why everyone can retire a millionaire Thinking in seasons: low-responsibility early years, deployments, CZTE, and super-maxing the TSP to the $72K limit with Roth conversions Lifestyle creep, disposable income, and the dorm-vs.-Camaro choice Real estate: Airbnb arbitrage, scaling to 14 properties, systematizing/automating, and why saturation ended the run Proactive "taxes in the future" planning, business write-offs, and real estate professional status Goal setting and mission/values work — the wallet note and vision board that came true, quarterly offsites, "money scripts" "Middle class mindset," examining money bias, and setting aspirational (even audacious) goals — Naval Ravikant's aspirational hourly rate Discipline as an under-quantified military benefit; educate yourself via the base library, Libby audiobooks Sean's top advice: (1) TSP to the 5% match, (2) educate yourself, (3) have a plan for your money — then a Roth IRA, then simple index funds (VOO/VTI) The VA loan advantage (average U.S. homeownership age is now 40) and filing VA disability claims despite "sacrifice" indoctrination Resources Mentioned: Millionaire in the Military: A Service Member's Guide to Securing Financial Freedom by Sean Walsh (Amazon, Barnes & Noble) Worthy Books — "buy a book for a service member" nonprofit campaign (link in show notes; tax-deductible) https://www.worthybooks.org/millionaire-in-the-military?utm_source=ig&utm_medium=social&utm_content=link_in_bio&fbclid=PAcGRvZgJleHRuA2FlbQIxMQBzcnRjBmFwcF9pZA85MzY2MTk3NDMzOTI0NTkAAaeQGp0qOl0-hlmx4-v-U3rn3RMg4xoqtCO7GS7q3nhvduuPAbzHPGn72sKKfQ_aem_l5GYd7UXsOw-AJsPtjfV3Q  @RealShawnnWalsh on social media Books referenced: Tony Robbins Money: Master the Game, Gary Keller The One Thing, Atomic Habits, Rich Dad Poor Dad, Ramit Sethi I Will Teach You to Be Rich / Money for Couples Libby app (free audiobooks for service members); tsp.gov; Jeremy Schneider / Personal Finance Club   Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 24,000 military servicemembers and military spouses have graduated from the 100% free, Ultimate Military Credit Cards Course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards. Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.

Join Ryan and Gerald as they talk everything gaming in The Official Gamestitch Podcast. In this episode, “Episode 707: Time To Retire” the guys talk about a little of this, that, and much more. We want to hear from you, the Gamestitch community! Do you have a comment or question for us? Feel free to email us at podcast@gamestitch.com or Tweet us @game_stitch Support us on Patreon: https://www.patreon.com/gamestitch Please rate us on iTunes and Stitcher and send us feedback through email, Twitter or Facebook. You can also listen to us on:Stitcher: http://bit.ly/2fSjVkGiTunes: http://apple.co/1CoPpRO

Get the 200+ Page Optimal Living Daily Workbook (PDF) - Free. Want to turn today's episode into an actionable plan? Join the Optimal Living Weekly newsletter and I'll send you our 200-page digital workbook immediately. It's packed with the best takeaways from the show, formatted for easy reading and implementation at home. Get your free PDF workbook here: https://oldpodcast.eo.page/join Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com Episode 3705: Craig Stephens explains how a former manager's flat reaction to a major business loss reshaped the way he thinks about unexpected expenses. He describes the back-to-back home repairs at his parents' house that convinced him his own liquid reserves were too thin, and how he plans to segment his savings so that emergency money sits apart from the cash he wants to be investing. He closes on the reminder that no amount of money management matters more than health, relationships, and the experiences that bring you happiness. Read along with the original article(s) here: https://www.retirebeforedad.com/its-only-money/ Quotes to ponder: "But as hurtful and stressful as a big expense may be, it's only money." "I see money as a tool to build the life you want. Not as a way to impress people, acquire fancy stuff, or go to fancy places." "Smart money decisions are a result of knowledge. Knowledge is gained through reading and thinking." Optimal Finance Daily is a daily personal finance podcast where we narrate the best articles on financial independence, investing, saving money, and money management, read to you by a professional narrator so you can grow your wealth a little more every day. Learn more about your ad choices. Visit megaphone.fm/adchoices