Podcasts about retire

Hunter and Konner keep you up to date on everything going on in the disc golf world Subscribe ► https://youtube.com/@GripLocked?sub_confirmation=1 Check out the Store: http://foundationdiscs.com Patreon: http://patreon.com/foundationdiscgolf Foundation Disc Golf: http://youtube.com/foundationdiscgolf 0:00 - Intro 3:57 - Kristin Latt Retires 31:10 - Trevor's Trivia 38:31 - Gannon Buhr Rating Record 47:13 - Missy Gannon Cash Streak Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Send us a textJoin your host Clifton Pope as he is back with PT.2 of a two part conversation with Retire.US. CEO/ Chairman of OWE: Michael Scarpati. If you thought PT. 1 was special, wait until you hear PT. 2 of our conversation!We dive in deeper into the sustainability commitment and practices into the operations and cultures of Retire.US.Michael Scarpati also provides a community empowerment success story where a difference was made due to the initiatives he was involved in as well as key pieces of advice for young entrpreneurs eager to enter the financial sector, especially those interested in aligning profit with purpose!Be sure to hit that follow/subscribe button on Apple/Spotify Podcasts/Rumble so you don't miss a single episode of the show!Visit https://buymeacoffee.com/cphfwb so you can join the HFWB community with a one-time or monthly donation(purchase of a cup of coffee) with your choice of 3 tiers to choose from with exclusive benefits in each tier!Visit https://elevate-holistics.com/ and use the code; HFWB to get 20% off your medical marijuana card online in minutes, hassle-free.Leave a rating/review to help grow the show as it truly helps in reaching more like-minded individuals to become empowered with information provided by Clifton Pope and all guests on the show!Thank you for the love and support!Support the showhttps://athleticism.com/HEALTHFWEALTHB https://coolgreenclothing.com/HEALTHFITNESSWEALTHBUSINESS https://normotim.com/HEALTHFIT https://www.portablemeshnebulizer.com/pages/collab?dt_id=2573900official affiliates of the HFWB Podcast Series Please support the mission behind each product/services as it helps grow the HFWB Podcast Series to where the show can continue to roll along!

⭐ Join Rental Property Mastery, my community of rental investors on their way to financial freedom: http://coachcarson.com/rpm   

Braves Central goes deep on what’s next for manager Brian Snitker. Could he retire at season’s end? Would Atlanta bring him back for another year? Or is a front-office/advisory role the best fit? Barrett Sallee and Chris Dimino break down the pros, cons, and ripple effects for each scenario—clubhouse leadership, continuity for the young core, impact on free agency, and how it all aligns with the Braves’ long-term plan. If you’re a Braves fan, you won’t want to miss this one.See omnystudio.com/listener for privacy information.See omnystudio.com/listener for privacy information.

If you'd like to work with us on your Medicare health plan, we're licensed in 45 states and actively helping clients across the country. Christian and the team at Everything Senior Insurance represent many of the top insurance companies in the Medicare space. We're happy to help—just reach out! ➡️ Visit our site: ⁠⁠https://www.eseniorinsurance.com⁠⁠✅ Call us: (801) 255-5340

Jamie Lissow is a comedian and actor. Visit jamielissow.com for tour dates and follow him on Instagram @iamjamielissow and on X @jamie_lissow. See more of Rudy Pavich at RudyPavichComedy.com, on Instagram @Rudy_Pavich, and get tickets at punchup.live/rudypavich.IN THE NEWS: Kamala Harris rips Biden in her new memoir, Whoopi Goldberg says she's too poor to retire, Joy Behar points the finger at Trump over a refugee's murder, and outrage grows as $100M in LA wildfire aid goes to pet clinics and projects instead of victims.Get it on.FOR MORE WITH JAMIE LISSOW:TOUR: Sept 12-14 - Irvine Improv - Irvine, CAST CHARLES FUNNY BONE - SEPTEMBER 25 - 27 NEW SHOWSWEBSITE: jamielissow.comINSTAGRAM: @iamjamielissowTWITTER: @jamielissowFOR MORE WITH RUDY PAVICH: INSTAGRAM: @rudy_pavichWEBSITE: www.rudypavichcomedy.comThank you for supporting our sponsors:Homes.comoreillyauto.com/ADAMSHOPIFY.COM/carollaPluto.tvSIMPLISAFE.COM/ADAMLIVE SHOWS: Sept 26 - Albuquerque, NMSept 27 - Flagstaff, AZSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Today, Nicole cracks the code to the million-dollar question. Literally. How much do you need to invest—and when—to retire with $1 million in the bank? This podcast is for informational purposes only and does not constitute financial, investment, or legal advice. Always do your own research and consult a licensed financial advisor before making any financial decisions or investments. All investing involves the risk of loss, including loss of principal. Brokerage services for US-listed, registered securities, options and bonds in a self-directed account are offered by Public Investing, Inc., member FINRA & SIPC. Public Investing offers a High-Yield Cash Account where funds from this account are automatically deposited into partner banks where they earn interest and are eligible for FDIC insurance; Public Investing is not a bank. Cryptocurrency trading services are offered by Bakkt Crypto Solutions, LLC (NMLS ID 1890144), which is licensed to engage in virtual currency business activity by the NYSDFS. Cryptocurrency is highly speculative, involves a high degree of risk, and has the potential for loss of the entire amount of an investment. Cryptocurrency holdings are not protected by the FDIC or SIPC.  *APY as of 6/30/25, offered by Public Investing, member FINRA/SIPC. Rate subject to change. See terms of IRA Match Program here: public.com/disclosures/ira-match.

As we continue our Back to Basics Money series, Sarah and I discuss whether or not you really need a financial advisor. That's one big difference between us - I have a financial advisor, and Sarah does not. What are the pros and cons of a financial advisor? How do you know if and when you need one? What should you look for when hiring a financial advisor? And what are red flags you need to be wary of?We discuss all that and more on today's episode! Press play and let me know what you think - will you be hiring an advisor or taking a more DIY approach?Sarah is a personal finance nerd who learned about finances and investing from an early age from her father and grandfather, who both spent their careers in the corporate finance world. As an adult, Sarah immersed herself in the personal finance and FIRE spheres, learning from top experts. Sarah is my personal go-to for all financial questions, and she's here to share her knowledge with all of you!SPONSORS

In this episode we answer emails from Adam, Private Cowboy, and Jose.  We discuss managed futures (again with references!), Bill Bengen's latest book and how it integrates into our approach, and the pros and cons of a Vanguard Personal Advisor-created portfolio and the hypocritical quandaries it creates with the gods of Simplicity.Links:Demystifying Managed Futures:  Demystifying Managed FuturesBloomberg Presentation On Investments In Inflationary Environments:  MH201-SteveHou-Bloomberg.pdfDunn Capital Analysis:  High-Vol-Trend-Following-Trend-Index-Edition-0825-DIGITAL.pdfKardinal Financial Video:  What is Alternative Investing?Interview of Bill Bengen:  Episode 195: The 4% Rule and Beyond: Retirement Strategies with Bill BengenWeird Portfolio:  Weird Portfolio – Portfolio ChartsAfford Anything Episode:  #618: How to Retire at 50 While Supporting Aging Parents, with Frank Vasquez - Afford AnythingCorey Hoffstein Interview:  Show Us Your Portfolio: Corey HoffsteinBreathless AI-Bot Summary:The perfect asset allocation isn't a formula—it's a framework built on uncorrelated assets that dance to different drummers during market storms. This episode dives deep into managed futures, one of the most powerful yet misunderstood portfolio diversifiers available to individual investors.Three listener questions explore how managed futures fit within retirement portfolios, particularly for those approaching their post-career years. Frank breaks down why managed futures have essentially zero correlation to stocks, bonds, and even gold, making them uniquely valuable during both inflationary crises (like 2022) and deflationary periods (like 2008). He references new research from Dunn Capital comparing various alternative strategies and explains how ETFs like DBMF have democratized access to institutional-quality diversification.Beyond managed futures, the episode synthesizes Bill Bengen's latest safe withdrawal rate research with Ray Dalio's "Holy Grail" principle of uncorrelated assets. While Bengen's new book doesn't explicitly analyze alternatives, Frank connects these complementary approaches to formulate practical guidelines: maintain 40-70% equity exposure divided between growth and value, use 15-30% treasury bonds for recession protection, allocate 10-25% to alternatives, and limit cash to under 10%.The discussion takes a critical look at cookie-cutter financial advice, particularly questioning whether paying 0.3% annually to a Vanguard advisor provides value when their recommendations often involve overlapping funds and questionable international bond allocations. Frank challenges the "worship of simplicity" that permeates financial discussions while exposing the irony that these same advisors often recommend complex multi-fund portfolios.What emerges is a call for "system two" thinking—the willingness to incorporate new information rather than clinging to outdated formulas out of consistency.Support the show

來聊一點巴西的生活↓↓↓ (Eric音質因網路關係有點差，請見諒) (05:30) 有跟林書豪接觸過嗎? (09:00) 有遇過台灣人在巴西嗎? (16:00) 巴西女生超正 (22:00) 聖保羅治安有點差 (41:20) 推歌時間～ 美秀集團 - 愛情的大壞蛋 別忘了小額贊助

On this episode, hosts Casey Hiers and Jarrod Bridgeman tackle a topic many dentists would rather avoid: the unexpected death of a practice owner. They stress the critical need for proactive financial and estate planning, not just to protect your business but also to spare your loved ones from a complicated and stressful process.Jarrod and Casey emphasize the immense value of having a comprehensive team in place to manage both your personal and professional affairs. They share real-world examples of how their clients' foresight has protected their practices and families, ensuring a smooth transition during an otherwise difficult time. Tune in to learn how to secure your legacy and give your loved ones peace of mind.Interested in more info on how to: Earn More, Save More, and Retire EarlyUpcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

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This week on the Journey to Launch podcast, I'm welcoming back Jillian Johnsrud, author of Retire Often, to share how you can intentionally step away from work every few years, giving yourself the space to recharge, explore new possibilities, and create meaningful memories. Jillian has taken more than a dozen “mini retirements,” allowing her to live abroad, travel to 27 countries, adopt and raise six kids, invest in real estate, and pursue personal passions all without waiting until traditional retirement age. In this conversation, we dive into how you can design your own cycle of work and rest, why taking extended breaks doesn't derail your finances (and may even accelerate your career), and how to navigate the emotional and practical challenges of stepping away from work. In this episode you'll learn: What “retiring often” means and how mini retirements differ from vacations How to financially plan and budget for sabbaticals—even with debt Strategies for negotiating time off, re-entering the workforce, and handling family or personal expectations Tools and frameworks to help both employees and entrepreneurs rest, recharge, and avoid burnout Other related blog posts/links mentioned in this episode: Check out Retire Often, by Jillian Johnsrud Apply to Share Your Journeyer Story, here. Join the Journey to Launch Book Club to dive deeper into financial freedom with guided discussions and resources here!  Get your copy of my book: Your Journey To Financial Freedom Join The Weekly Newsletter List to get updates, deals & more! Leave Your Journey To Financial Freedom a review! Get The Budget Bootcamp Check out my personal website here. Leave me a voicemail– Leave me a question on the Journey To Launch voicemail and have it answered on the podcast! YNAB –  Start managing your money and budgeting so that you can reach your financial dreams. Sign up for a free 34 days trial of YNAB, my go-to budgeting app by using my referral link. What stage of the financial journey are you on? Are you working on financial stability or work flexibility? Find out with this free assessment and get a curated list of the 10 next best episodes for you to listen to depending on your stage. Check it out here! Connect with Jillian: JillianJohnsrud.com Instagram:@JillianJohnsrud Facebook.com:@jillian.johnsrud Twitter.com:@JillianJohnsrud Connect with me: Instagram: @Journeytolaunch Twitter: @JourneyToLaunch Facebook: @Journey To Launch Join the Private Facebook Group Join the Waitlist for My FI Course Get The Free Jumpstart Guide

For more coverage on the issues that matter to you, download the WMAL app, visit WMAL.com or tune in live on WMAL-FM 105.9 from 9:00am-12:00pm Monday-Friday  To join the conversation, check us out on X @WMAL and @ChrisPlanteShow Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of the Smarter Not Harder Podcast, the HOMeHOPe Faculty comes together for a roundtable conversation exploring the overused and often misleading words in the health optimization space. With humor and clinical insight, the team critiques buzzwords like “parasite cleanse,” “boost,” and “root cause,” among others, offering practical perspectives on how to reframe them. Join us as we delve into: • Why “parasite cleanse” does more harm than good • The limitations of the term “boost” in functional medicine • Rethinking “root cause” and its role in healing • The difference between health optimization and wellness This episode is for you if: • You're tired of health buzzwords with no substance • You want science-backed alternatives to wellness fads • You're exploring the shift from illness to health optimization • You appreciate both humor and depth in health conversations You can also find this episode on… YouTube: https://youtu.be/Z0A0LdXM_3M Find more from Smarter Not Harder: Website: https://www.troscriptions.com/pages/podcast Instagram: https://www.instagram.com/troscriptions HOMeHOPe Symposium: https://homehope.org/homehope-symposium Get 10% Off your purchase of the Metabolomics Module by using PODCAST10 at https://www.homehope.org/ Get 10% Off your Troscriptions purchase by using POD10 at https://www.troscriptions.com/ Get daily content from the hosts of Smarter Not Harder by following @troscriptions on Instagram.

In this week's episode of Retire in Texas, Darryl Lyons, CEO and Co-Founder of PAX Financial Group, continues his two-part series on the core financial principles that have guided his career, his clients, and his community. Building on last week's first ten principles, Darryl shares principles 11 through 20 - covering why retirement should be a pivot into purpose, why your net worth is a scorecard (not your identity), and why the market behaves like a child with a yo-yo on an escalator. He also discusses the healthy tension between focus and diversification, the importance of taking responsibility for your own money, and why investing in yourself often produces the greatest return. Other key takeaways include: The underrated power of compound interest and patience. Why paying taxes doesn't mean leaving a “tip.” How thinking long term changes not just your finances, but your health, family, and legacy. Whether you're planning for retirement, building your business, or simply trying to stay grounded, these timeless lessons may help you see money - and life - with greater clarity, purpose, and peace. If you enjoyed today's episode, be sure to share it with a friend or family member! Resource:  https://www.quiriniwealthgroup.com/documents/FG/quirini/insights/635982_sP_write_up-Revised.__SQ.pdf

 Jillian Johnsrud, the podcaster behind "Retire Often," and the author of a new book out this week that goes by the same title, says that a lot of people mess up their retirement lifestyle by not preparing for it with smaller retirements — lasting a month or more — during their prime working years. Not only do these smaller times allow people to recharge and rejuvenate, they become dry runs for the real thing, allowing pre-retirees to sample ideas and then plan how to execute the best concepts. Johnsrud — who says she has retired at least a dozen times despite only being in her early 40s — says that small retirements are achievable, even by workaholics (like this show's host) with some foresight and planning. Chuck Carlson, chief executive officer at Horizon Investment Services — longtime publisher of The DRIP Investor newsletter — returns to the show to help Chuck answer a listener's question about how to deal with an inherited portfolio of stocks all held in dividend reinvestment programs. Chip Lupo discusses the 2025 Money and Relationships Survey from WalletHub, which showed that nearly one in three people think their relationship is limiting their financial growth, with communication (or a lack thereof) being at the heart of the problem. And Chuck starts his interviews from FinCon '25 in Portland, Ore., by chatting with Doug Nordman of MilitaryFinancialIndependence.com, who says that while current events have some military members reconsidering their work choices, that action is appropriate and happens in all times, but it doesn't mean that military families will be abandoning their financial plans even if they change careers before achieving military status that could set them up for life.

Join Alex, Ty, and Kyle as they talk about their favorite moments from the Anthony Rizzo era as he is retiring a member of the Cubs! Then the guys discuss the series win against the Braves before looking forward to the upcoming home stand against the Rays!Get your own Setup Man Swag: https://bit.ly/setupmanobviousFREE Cubs Talk Facebook Group: https://www.facebook.com/groups/cubstalkGo to www.setupman.net and subscribe to our mailing list to become a part of Setup Man Nation so you never miss a show! We also do free giveaways for those who are on our list!Check us out on social media:Instagram: https://bit.ly/setupmaninstaTwitter: https://bit.ly/setupmantwitter

Retire on Dividends: Is It Really Possible?**Schedule your free virtual consultation

Chris and Chris are joined by former Patriots safety Duron Harmon on the occasion of his retirement. Harmon talks about his decision to call it a career, his best Bill Belichick story, why he believes Malcolm Butler was benched for Super Bowl LII, and more.

Jillian Johnsrud, a friend and multiple-time guest on The FI Show, joins us to discuss her latest book, Retire Often. Specifically, we cover: Why mini-retirements are so important How mini-retirements can accelerate your FI timeline The art of negotiation Finding meaning from taking breaks Retiring with intention The math behind mini-retirements Why FIRE shouldn't be your first retirement And so much more. If you found value in the episode, please share it with a friend! Links from The Episode Retire Often Book Jillian's Website Overcoming Adversity (Jillian's 1st Episode on The FI Show) Managing Goals and Avoiding Mediocrity (Her 2nd Episode) Fire the Haters and Create Content Online (Her 3rd Episode) YouTube Interview https://youtu.be/2fN3UOOVqBw Join the Community We'd love to hear your comments and questions about this week's episode. Here are some of the best ways to stay in touch and get involved in The FI Show community! Grab the Ultimate FI Spreadsheet Join our Facebook Group Leave us a voicemail Send an email to contact [at] TheFIshow [dot] com If you like what you hear, please subscribe and leave a rating/review! >> You can do that by clicking here 

Pourquoi est-ce que je culpabilise de ressentir ?Pourquoi n'arrivons-nous pas à nous satisfaire de bien, et pourquoi sommes-nous toujours à la recherche de mieux ?Pourquoi je suis attirée par ce genre d'hommes ?Ce sont, entre autres, les questions que je me suis posée cet été, quand je suis partie un mois, au calme, écrire mon prochain livre.J'aime beaucoup ces temps longs, ces temps de remise en question, ces temps pour prendre du recul.Du coup, je me suis dit que j'allais vous partager les réflexions qui m'ont animées cet été, et ce que j'en retire.Je serai curieuse de savoir laquelle vous parle le plus !Pour continuer la conversation : https://www.instagram.com/louiseaubery/?hl=frPour suivre le podcast : https://www.instagram.com/inpowerpodcast/Merci à toutes celles et ceux qui prennent le temps de s'abonner, ça fait vraiment la différence pour nous !Bonne écoute et prenez soin de vous

Kenny Wallace wonders if Denny Hamlin will really retire in 2 years.#kennywallace #nascar #racing #dennyhamlinBrought to you by JEGS! Click here: http://jegs.ork2.net/rQ9Oy5Use Promo Code DEALS To Save Up To 50% OFF Sitewide! ***thumbnail photo by Getty Images courtesy of NASCAR Media & Josh James ArtworkShop Doorbusters, Stackable Savings & 1,000's of Deals at JEGS!JEGS has been in business since 1960.Racers selling to racers.Focusing on American Muscle – but also big product line of automotive tools, garage gear & other performance parts.JEGS is well established with racers of all kinds, including the NHRA, bracket racing, circle track & more!Free shipping on orders over $199.Unrivaled expertise from techs.

Paying for education is a major expense for many families, so I'm breaking down why 529 plans remain the preferred way to save for college, thanks to their tax advantages and flexible growth. I unpack updates, such as increased limits for K-12 tuition withdrawals, expanded uses for trade and vocational schools, and the new ability to roll funds into ABLE accounts for individuals with disabilities.  Plus, learn about the new Trump accounts, the option to roll over leftover 529 funds into your child's Roth IRA, and strategies to make the most of your education savings. Whether you're a parent, grandparent, or simply curious about planning for future expenses, this episode is packed with actionable insights to help you build a successful financial future for your family. You will want to hear this episode if you are interested in... [00:00] The One Big Beautiful Bill Act and its impact. [03:00] The two types of 529 plans - prepaid tuition and savings plans. [04:06] Paying for K through 12 tuition and out of the 529 plan up to $20,000 per year. [04:31] Wider Usage for Post-Secondary Expenses. [06:20] 529 plan rollovers to ABLE accounts. [08:52] Comparison between TRUMP accounts and 529 plans. [09:33] 529 to Roth IRA conversions. Maximizing the Power of 529 Plans Education expenses, whether for college or trade school, are among the largest financial commitments families face. Recent changes under the “One Big Beautiful Bill Act” have brought new flexibility and opportunities to the popular 529 savings plans, making it easier for parents, grandparents, and guardians to invest in the futures of their loved ones.  529 plans are tax-advantaged investment accounts designed to help families save for future education costs. Investment growth within the account is tax-deferred, and withdrawals are tax-free when used for qualified education expenses. This compounding, tax-sheltered growth can make a huge difference over 15 to 18 years, leading up to a child's college enrollment. There are two main types of 529 plans: Prepaid Tuition Plans: Lock in today's tuition rates at specific colleges or state institutions to avoid the impact of future tuition increases, which often rise more than 5% per year. Savings Plans: Flexibly invest contributions with the ability to use funds at a wide range of educational institutions across the country. Key Legislative Updates in the One Big Beautiful Bill Act 1. Doubling K-12 Tuition Withdrawals Before the new legislation, families could withdraw up to $10,000 annually for K-12 tuition expenses. The One Big Beautiful Bill Act increases this limit to $20,000 per year starting January 1, 2026.  2. Expanding Qualified Expenses for K-12 The act now permits withdrawals for a broader range of K-12-related expenses, not just tuition. As of July 5th of this year, 529 account owners can use funds for: Books and instructional materials Online educational content Professional tutoring Standardized testing fees (e.g., SAT, ACT) Educational therapies for children with disabilities 3. Supporting Trade and Technical Education Not every rewarding career requires a four-year degree. The legislative updates now allow 529 withdrawals for accredited post-secondary programs like HVAC certifications, cosmetology, apprenticeships, or trade schools. These must be programs recognized by the Workforce Innovation and Opportunity Act, lead to a military credential, or carry federal/state government approval. This opens the door for practical, career-focused education to be funded just as efficiently as traditional college. Other Savings Options Also introduced under the act is the new “TRUMP account,” which may qualify children born between 2025 and 2028 for a $1,000 government contribution, with annual after-tax contributions up to $5,000. However, unlike a 529, a TRUMP account's assets are transferred directly to the child at age 18. Many may still prefer the flexibility and parental control of a 529, but the option to use both accounts and secure extra government funding adds another layer of planning potential. Perhaps one of the most exciting new features: If a 529 account has been open for at least 15 years, up to $35,000 can be rolled, subject to annual Roth IRA limits, into a Roth IRA in a child's name. This brilliant move allows any leftover college savings to start building long-term, tax-free retirement wealth for your child, giving them a valuable head start. For families supporting someone with a disability, the ABLE (Achieving a Better Life Experience) account remains a vital tool, now bolstered by the ability to make permanent rollovers from 529 accounts. Eligible for those whose disability began before age 46 (up from age 26 next year), ABLE accounts protect benefit eligibility while allowing more robust financial support for care, therapy, and independence. Planning ahead isn't just about numbers; it's about opening doors for the next generation. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  Workforce Innovation and Opportunity Act Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

In this episode of Retire with Style, Wade Pfau and Alex Murguia talk with William Bengen, pioneer of the 4% rule in retirement planning. They explore the rule's evolution, how inflation and market valuations shape sustainable withdrawals, and Bengen's current recommendations. The discussion highlights the role of asset allocation, the importance of withdrawal strategies, and why ongoing monitoring is essential for a secure retirement. Takeaways William Bengen modernized retirement income planning with the 4% rule. Inflation is a critical factor in determining sustainable withdrawal rates. Market volatility can significantly impact retirement portfolios. A comprehensive withdrawal plan should consider multiple factors. Current recommendations suggest a withdrawal rate of around 5.5%. Asset allocation plays a vital role in retirement planning. Investors should consider a rising equity glide path strategy. Regular monitoring and adjustments to retirement plans are essential. High inflation can permanently elevate withdrawal amounts. The 4% rule is not a one-size-fits-all solution.   Chapters 00:00 Introduction to Retirement Income Planning 01:14 The Birth of the 4% Rule 03:03 Understanding Withdrawal Rates 09:15 The Impact of Inflation on Withdrawals 12:45 Market Valuation and Its Effects 18:07 Current Withdrawal Rate Recommendations 21:10 Asset Allocation Strategies 24:04 Free Lunches in Investment Strategies 27:34 Key Takeaways from A Richer Retirement 31:15 Future Research Directions   Links Join Us for RWS Live! with Bill Bengen! We're going live on Thursday, September 11th at 1:00 PM ET on the Retire With Style YouTube channel! You'll have the chance to ask Bill Bengen—creator of the 4% rule—your retirement questions live in the chat. Search “Retire With Style” on YouTube, or click this link to join us directly: https://retirewithstyle.com/rws-youtube-live Don't forget to subscribe so you get notified when we go live!

Send us a textJoin me as I move to the other side of the microphone and am interviewed by my daughter Catherine.If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

New data shows the value of automatic savings into retirement plans - and the consequence of not having a plan.  So if you don't have access through work, start one yourself. Your map to retirement - Clark says let's get on it! Your future self will surely thank you. Plus, a simple audit of your checking and credit card accounts is in order. Clark has something specific for you to look out for. Retirement-Automatic Is KEY: Segment 1 Ask Clark: Segment 2 Subscription Fees: Segment 3 Ask Clark: Segment 4 Mentioned on the show: 1 Million Workers Have Saved $2 Billion in State Automated Retirement Savings Programs How To Open a Roth IRA   //   Clark.com - Invest & Retire 6 Things To Know About Series I Savings Bonds The Best Phone Plan For You - Compare Phone Plans Is Medical Tourism Right for You? How To Manage Your Monthly Subscriptions To Save Money How Fidelity's Credit Card Rewards Just Got Even Better How Landlords Can Check a Tenant's Credit Report Clark.com resources: Episode transcripts Community.Clark.com  /  Ask Clark Clark.com daily money newsletter Consumer Action Center Free Helpline: 636-492-5275 Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Tyrese Maxey was vocal about his love for the Cowboys, Ben Simmons doesn't have an agent anymore and may retire, Cam Thomas signed the qualifying offer, and we talk about all of it. Plus, Mike's message for Eagles fans, Tony T returns with a song about CJ, and the Miami home run ball controversy.Bid on a Ricky commercial, autographed Wheeler and Ranger balls and a lot of other great stuff at the BVPSCA auction SATURDAY ONLY https://secure.qgiv.com/event/fmn2025/itemsThe Rights To Ricky Sanchez is presented by Draft Kings SportsbookAnthony Degli Obizzi is the official Financial Planner of The Ricky, text RICKY to 484-471-4873 to set up a conversationLL Pavorsky Jewelers is where Ricky listeners go and get engagedGet your Barker dog bed with Process Pup patches at barkerbeds.com/rickySurfside Iced Tea and Vodka is the official canned cocktail of The Ricky

My calculations tell me we're okay, but now I'm wondering if we can retire even earlier than originally planned? Have a money question? Email us ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money LIVE⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Subscribe to ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Jill on Money Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@jillonmoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ "Jill on Money" theme music is by Joel Goodman, ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.joelgoodman.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

⭐ Join Rental Property Mastery, my community of rental investors on their way to financial freedom: http://coachcarson.com/rpm   

If you'd like to work with us on your Medicare health plan, we're licensed in 45 states and actively helping clients across the country. Christian and the team at Everything Senior Insurance represent many of the top insurance companies in the Medicare space. We're happy to help—just reach out! ➡️ Visit our site: ⁠https://www.eseniorinsurance.com⁠✅ Call us: (801) 255-5340

Retirement isn't just a finish line, it's a brand new chapter. In this episode of A Wiser Retirement® Podcast, Casey Smith and Financial Advisor Michaela Dowdy outline eight key things you should focus on starting five years before retirement. While more time is always better, the 3–5 year mark is when many people get serious. Here's how to make the most of it.Related Podcast Episodes:- Ep 276: How to Make Sure You're Ready for Retirement - Ep 245: Strategies for Early Retirement and Long-Term Security Related YouTube Videos:- Investing for Income vs Growth in Retirement: Finding the Balance- The 4% Rule in Retirement Isn't for EveryoneLearn More:- About Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more! Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

Former Fire Chief Michael West of Front Range Fire Rescue (CO) reflects on his 43-year fire service career, spanning from his early volunteer days in New Jersey to three decades at South Metro and six years leading Front Range Fire. Just 96 hours into retirement, Chief West opens up about succession planning and mentoring the next generation of leaders, knowing when it's the right time to step away, and the lessons he's carrying into his next chapter. He also shares deeply personal insights on relationships, wellness, and why the best leaders stay open to change. From motorcycle therapy to meditation and the eight dimensions of wellness, Chief West's story is as much about life as it is about the fire service.

Ready for a personalized plan? Book your FREE retirement readiness call

A significant retirement crisis looms for many Americans, with seniors in 41 states and Washington, D.C., projected to outlive their savings and face an average shortfall of $115,000.

On today's episode of Grow, Sell and Retire, I sat down with Scott White, the Life Is Too Short Guy, to talk about how real happiness isn't just about chasing success—it's about perspective, gratitude, and the small changes we make every day. Scott shares powerful, practical tips like starting your morning with gratitude, smiling more, and investing in your social network. The big takeaway? Success follows happiness, not the other way around. Life is too short—so shift your mindset, build those relationships, and enjoy the journey.https://www.lifeistooshortguy.com/https://www.linkedin.com/in/scottewhite2/

Send us a textJoin your host Clifton Pope as he is joined by dynamic entrepreneur and CEO of Retire US: Micheal Scarpati.This is PT. 1 of a two part conversation where we dive into how Michael champions virtual financial planning and investment management!Our topics involve the story of Retire.US and what inspired Michael to co-found the company plus how has its mission changed since inception.We also discuss how virtual financial planning is the cornerstone of Retire.US and how this approach is changing the landscape of financial advisory services.Remember this is only the tip of the iceberg into the conversation with Michael Scarpati as this is PT. 1 of a two part conversation!Hit that follow/subscrib button on Apple/Spotify Podcasts/Rumble so you can tune into PT. 2 of our conversation when it releases!Visit https://buymeacoffee.com/cphfwb so you can join the HFWB Patreon community with a friendly donation(purchase of a cup of coffee) with 3 tiers to choose from with exclusive benefits courtesy of HFWB in all tiers which all proceedings go towards growing the HFWB Podcast Series and community behind it!Go to https://elevate-holistics.com/ and use the code HFWB to get 20% off your medical marijuana card online in minutes, hassle-free.Leave a rating/review to help grow the show as it truly helps in empowering more like-minded individuals with information provided by Clifton Pope and all guests involved with the show!Thank you for the love and support!Support the showhttps://athleticism.com/HEALTHFWEALTHB https://coolgreenclothing.com/HEALTHFITNESSWEALTHBUSINESS https://normotim.com/HEALTHFIT https://www.portablemeshnebulizer.com/pages/collab?dt_id=2573900official affiliates of the HFWB Podcast Series Please support the mission behind each product/services as it helps grow the HFWB Podcast Series to where the show can continue to roll along!

In this episode of Retire Fit Radio, Nathan Fort discusses the unique challenges and opportunities facing Generation X as they approach retirement. With many Gen Xers now nearing 60, the conversation focuses on the importance of transitioning from saving to strategic planning, understanding tax efficiency, and the significance of having a clear cash flow strategy. Nathan emphasizes that retirement is not just about reaching a certain age but about having the freedom to live life on one's own terms. The episode also explores the risks of having 'lazy money' and the need for income-producing assets to ensure financial stability in retirement. Real-life scenarios are presented to illustrate common retirement challenges and the importance of personalized planning. If you have any questions concerning your retirement call Nathan Fort 800-890-5008 or click here to visit our website. Retiring, Planning, Saving, Healthcare, 401K, Roth, TaxesSee omnystudio.com/listener for privacy information.

Maybe it's the intrigue surrounding the nasty and expensive legal battle within Oak Hill Country Club; maybe it's the court reporting that made Gary Craig a legend in Rochester journalism. (He says it's Oak Hill.) But whatever the reason, Gary Craig just can't quit doing the work. He retired from the Democrat & Chronicle earlier this year. This summer, he launched his own Substack, which already has hundreds of followers. Craig joins us to dig into the juicy Oak Hill news, along with plenty of other work that is keeping him typing away. Our guest:Gary Craig, Substack-based journalist and former Democrat & Chronicle reporter

Stock valuations are at extreme levels — some call it a bubble, while others argue the bull market has more room to run. So, who's right? And more importantly, what should YOU do as an investor? Lance Roberts & Michael Lebowitz expose the conflicting market narratives and explain why selling everything may not be the smartest move. Instead, they'll explore how active investing, technical signals, and disciplined risk management can help you capture gains while protecting your portfolio if the tide turns.

Stock valuations are at extreme levels — some call it a bubble, while others argue the bull market has more room to run. So, who's right? And more importantly, what should YOU do as an investor? Lance Roberts & Michael Lebowitz expose the conflicting market narratives and explain why selling everything may not be the smartest move. Instead, they'll explore how active investing, technical signals, and disciplined risk management can help you capture gains while protecting your portfolio if the tide turns.

A Wisconsin judge was being investigated for wrongfully jailing a man who appeared before him on another matter; the investigation appears to have ended because the judge has announced he will retire. https://www.lehtoslaw.com

Thinking about retirement? Think again. Lance Roberts & Danny Ratliff present 10 powerful reasons you shouldn't retire too soon—from financial stability to maintaining purpose and health. But if you do decide to retire, they'll also show you exactly what steps to take to protect your money, lifestyle, and long-term security. SEG-1a: How ChatGPT Saved Google in Anti-trust Court SEG-1b: Why the 50-DMA is Key SEG-2a: Looking Ahead to Employment Revisions SEG-2b: Portfolio Risk Management Amid Investor Complacency SEG-2c: Traders' Performance & Baseball Greats SEG-2d: Honor Thy Stoploss SEG-2e: Tariffs + Markets Looking for Reason to Cool Off SEG-2f: Day Trading is Not a Good Career Choice SEG-2g: Retirement vs The Big Correction SEG-2h: Making Mistakes Too Close to Retirement SEG-2i: What to Do With Debt Prior to Retirement SEG-2j: Running a Financial Plan SEG-2k: YouTube Poll - Biggest Concern About Retirement SEG-2l: Retirement Realities SEG-2m: Health in Retirement SEG-2n: Bonus Segment - Lance's Cheat Meal SEG-2o: Bonus Segment - The Empty Nester's Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisors, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://www.youtube.com/watch?v=uHA4ZE7kuHo&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=4s -------- The latest installment of our new feature, Before the Bell, "Is Tuesday's Market Drop the Start of Correction?" is here: https://www.youtube.com/watch?v=J09F1Ldd6Lk&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our Previous Show, "DIY Investing & Why Swing Trading Isn't Long-Term Wealth," is here: https://youtu.be/9MJOE0l7L9Q ------- Register for our next RIA Dynamic Learning Series event, "Savvy Medicare Planning," September 18, 2025: https://realinvestmentadvice.com/resources/events/savvy-medicare-planning-what-baby-boomers-need-to-know-about-medicare/ ------- Articles mentioned in this report: "Portfolio Risk Management: Accepting The Hard Truth" https://realinvestmentadvice.com/resources/blog/portfolio-risk-management-accepting-the-hard-truth/ "Meme Markets: Investing vs. Entertainment" https://realinvestmentadvice.com/resources/blog/meme-markets-investing-vs-entertainment/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #BullishTrend #NegativeDivergence #MarketCorrection #PortfolioAllocation #PortfolioHedging #RiskManagement #20DMA #50DMA #100DMA #200DMA #RetirementPlanning #FinancialIndependence #RetireSmart #MoneyManagement #WealthBuilding #InvestingAdvice #Money #Investing

We're Retired Girls! Kinda...We did it, queens—we retired early!

In this episode of the Secure Your Retirement Podcast, Radon and Murs discuss the “One More Year Trap” and why so many people struggle with knowing when it's time to retire. For many, the decision to retire is not just about money—it's about mindset, emotions, and confidence. They explore the common reasons people delay retirement, from financial incentives like bonuses and stock vesting schedules to the emotional ties that come from decades spent in a career. If you've ever wondered how to know when to retire or felt uncertain about stepping away from work, this conversation provides valuable insights and strategies to help you make an informed and confident decision.Listen in to learn about retirement readiness, the importance of a personalized financial plan, and how to prepare both financially and emotionally for this life-changing transition. Radon and Murs break down the role of retirement strategies, retirement income planning, and the retirement mindset needed to confidently step into your next chapter. By focusing on your retirement goals and creating a clear roadmap, you can avoid the trap of delaying retirement year after year and instead secure your financial future.In this episode, find out:How the “one more year trap” keeps people delaying retirement without realizing it.Why creating a personalized retirement plan builds retirement confidence and clarity.The emotional challenges of leaving a career and redefining your retirement mindset.How retirement income planning and Social Security strategies affect your decision.The value of the Peace of Mind Pathway in helping you plan for retirement and retire comfortably.Tweetable Quotes:“When you have a plan in place, the nervousness around retirement fades, and the one more year trap starts to disappear.” — Murs Tariq“The trap isn't about money; it's about clarity. Once you see your retirement roadmap, you gain the confidence to step into the next phase of life.” — Radon StancilResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

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Nearly 70% of Americans believe they'll never retire, but you don't have to be one of them. We sit down with Erin from Erin Talks Money to break down JP Morgan's study of 5 million retirees and reveal the four key behaviors that lead to retirement success: valuing your time, staying consistent, focusing on what you can control, and remembering that money is just a tool. Packed with real-life examples, investing strategies, and timeless lessons, this episode will help you chart your own path to financial independence. ⁠⁠⁠⁠⁠⁠⁠⁠Jump start your journey with our FREE financial resources⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Reach your goals faster with our products⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Take the relationship to the next level: become a client⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Subscribe on YouTube for early access and go beyond the podcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Connect with us on social media for more content⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠NordVPN.com/MONEYGUY Learn more about your ad choices. Visit megaphone.fm/adchoices

Retire earlier. Spend more. Live better. For most people, these sound like mutually exclusive goals—you can pick one, maybe two, but certainly not all three. Financial planner Aubrey Williams is here to prove that conventional wisdom wrong. Joining BiggerPockets Money hosts Mindy Jensen and Scott Trench, Aubrey introduces his revolutionary guardrails strategy that completely flips traditional retirement advice on its head. Instead of the rigid, fear-based approach that dominates most retirement planning, Aubrey's method shows you exactly how to create flexible spending rules that respond to real market conditions. This isn't just another investment strategy—it's a complete mindset shift. Aubrey walks through the psychological barriers that keep retirees from actually enjoying their money, then provides the practical tools and historical evidence you need to overcome them. Get ready for a masterclass in turning retirement anxiety into genuine retirement confidence, backed by decades of market data and real-world application. 00:00 Rethinking Early Retirement 01:24 Adjusting Spending in Retirement 02:30 Myths of Financial Independence 04:48 Tools for Decumulation 11:18 Guardrails for Safe Withdrawal 24:23 The Risks of Underspending 29:15 Introducing Risk-Based Guardrails 29:27 Building a Sample Portfolio 30:16 Adjusting Spending Based on Portfolio Performance 32:07 Historical Analysis and Guardrails 54:41 Connect with Aubrey! Learn more about your ad choices. Visit megaphone.fm/adchoices

On this Ask Suze & KT Anything episode, KT asks Suze your questions about paying off your mortgage, survivor Social Security benefits, why you need the full suite of Must-Have-Documents and so much more. Watch Suze’s YouTube Channel Jumpstart financial wellness for your employees: https://bit.ly/SecureSave Try your hand at Can I Afford It on Suze’s YouTube Channel Protect your financial future with the Must Have Docs: https://bit.ly/3Vq1V3GGet your savings going with Alliant Credit Union: https://bit.ly/3rg0YioGet Suze’s special offers for podcast listeners at suzeorman.com/offerJoin Suze’s Women & Money Community for FREE and ASK SUZE your questions which may just end up on the podcast. Download the app by following one of these links: CLICK HERE FOR APPLE: https://apple.co/2KcAHbH CLICK HERE FOR GOOGLE PLAY: https://bit.ly/3curfMISee omnystudio.com/listener for privacy information.