Podcasts about retire

Most Americans Will Not Retire Comfortably, Here's the Fix With Nadine Watson

Join XNC Podcast with Hosts @colteastwood & @Middleagegamegy to REAL Reason Phil Spencer & Sarah Bond LEFT Asha Sharma CEO Plans for Xbox Future Xbox News Cast 241Join XNC Podcast with Hosts @colteastwood & @Middleagegamegy https://youtube.com/@THEMAGG?si=W3jrfKl250yHRKRM SPONSOR: https://4xpgaming.com/XNCgiveaway/ 4XP Gaming Energy DrinkJoin the channel to early access: https://www.youtube.com/channel/UCyGYHo1qVIeGq3ZLnSDaEcg/joinMerchandise: https://teespring.com/stores/colteastwood-merchFollow: https://twitter.com/ColteastwoodAdd me on Xbox Live: ColteastwoodPatreon: https://www.patreon.com/colteastwood0:00:00 Start0:12:00 Xbox Developer Direct Part 20:10:00 Phil Spencer wanted to Retire later0:16:00 Sarah Bond fired?0:28:00 Xbox Marketing0:34:00 Sarah Bond Scapegoat0:45:00 Xbox Exclusives0:57:00 Sell ABK1:00:00 Asha Sharma Takes Over1:13:00 Closing Studios1:40:00 Game Pass Changes2:05:00 Xbox Next Console2:10:00 Friends in Gaming2:30:00 Xbox Fan EventsTopics Covered on the Colteastwood Channel:Microsoft Sony Xbox One Xbox One X Xbox Two Xbox Scarlett Xbox Project Scarlett Xbox 2 Next Generation Consoles Playstation PS4 PS5 Playstation 5 Exclusive Games Console Exclusives xCloud Project xCloud Xbox Game Pass Xbox Game Pass Ultimate Xbox games Playstation Games Xbox Lockhart Xbox Anaconda Danta Xbox Consoles Game Streaming Cloud Streaming Zen 2 Zen 2+ Navi GPU SSD Next Gen Consoles Xbox One S Xbox Live Xbox Live Gold Xbox Rewards Microsoft Rewards E3 E3 2019 E3 2020 X019 Xbox Leaks Rumor News Gears Halo Fable IV Forza Horizon Motorsports Halo Infinite Playstation Now PSNow Phil Spencer Xbox Game Studios Exclusives PS Now PSNow Xbox Series X Xbox Series S Playstation 5 PS5

TRUFAS DE TOULOUSECulinária Falada Com Naluzica®"O sabor que a genteouve" Ingredientes:250 ml / 1 xícara de creme deleite275 gramas de chocolate amargo oumeio amargo de boa qualidade, cortado em pedaços pequenos40 gramas / 3 colheres (sopa) demanteiga sem sal cortada em pedaços45 ml / 3 colheres de sopa de Brandy,uísque ou licor de sua preferênciaPó de cacau para polvilhar(opcional)Pistaches picados bem finos parade corar (opcional)400 gramas de chocolate meioamargo para decorar Modo de Preparo: Coloque o creme em uma panelapara ferver em fogo médio.Retire do fogo e adicione ochocolate de uma só vez. Mexa levemente até derreter, depois adicione o Brandy,uísque ou licor. Coloque em uma tigela e deixe esfriar em temperatura ambiente.Cubra a mistura com papel filme ecoloque para gelar por 4 horas ou deixe de um dia para o outro.Forre uma tábua com papelmanteiga. Usando uma concha de sorvete pequena ou colher de sopa, faça 20 bolasgrandes ou 30 bolas médias e vá colocando em cima da tábua forrada.Vá mergulhando a colher ou conchaem água fria ou gelada, alternadamente a cada porção, para que não grude.Se for polvilhar com cacau em pó,esse é o momento, depois de feitas as bolas, peneirando uma camada espessa sobreum prato ou travessa.Passe as trufas sobre o cacau,enrolando-as entre as palmas das mãos, tendo o cuidado de também passar o cacaunas mãos, a fim de que não grudem.Não se preocupe se as trufas nãoficarem perfeitamente redondas, pois as formas irregulares são mais autênticas.Role as trufas também sobre o pistache picados bem finos.Coloque para gelar na tábuaforrada com papel manteiga, até que fiquem firmes.Guarde na geladeira por até 10dias ou no congelador por até 2 meses.Se for cobrir com chocolate, nãorole as trufas sobre o cacau, congele-as por 1 hora.Para obter resultados perfeitos, tempereo chocolate. Você pode também derreter o chocolate em banho-maria, em tigelarefratária.Usando um garfo, mergulhe astrufas no chocolate derretido, batendo o garfo na borda da tigela para tirar oexcesso.Coloque na tábua forrada compapel manteiga e coloque-as para gelar.Se o chocolate começar aengrossar, aqueça novamente até que fique mais fino.Coloque as trufas para gelar eespere que elas se assentem.Embale-as e guarde. Desfrute!Me encontre como 

Don’t drift into retirement. Design yours. Learn more about our next small group coaching program starting in April here. Sign up here. Very Early Registration Discount ends on March 1st. _______________________ What happens when you finally get everything you worked for…and realize something is missing? In this powerful and deeply honest conversation, Darrow Kirkpatrick shares what early retirement can really feel like — beyond the spreadsheets and freedom headlines. After leaving his software engineering career, he found himself confronting something he didn't expect: the loss of identity and clout that work had quietly provided. He discovered that early retirement wasn’t just about having time—it was about creating meaning. Instead of retreating, Darrow leaned into challenges. From launching a successful retirement blog Can I Retire Yet? to spending nights alone above 12,000 feet, to confronting his lifelong struggles with fear and panic, Darrow’s journey, chronicled in his new book Two Sticks, One Path, reveals the surprising truth about what can make retirement fulfilling. If you're within a few years of retirement — or already there — this conversation will make you think differently about what comes next –  and why the challenges we choose to take on may matter more than the comfort we think we want. _________________________ Bio Darrow Kirkpatrick is the author of the new book Two Sticks, One Path: A Journey Beyond Fear on the Colorado Trail. Darrow is an early-retired civil and software engineer with five decades of hiking, biking, and technical rock-climbing experience, including first ascents in the Shawangunks of New York and the sandstone belt of Tennessee. He climbed three big walls in Yosemite Valley, California: The Shield and The Nose on El Capitan, and The Regular Northwest Face of Half Dome. In 2011 he founded “Can I Retire Yet?” — winner of the 2019 Plutus award for Best Retirement Blog. His personal finance books include “Retiring Sooner” and “Can I Retire Yet?” ___________________________ For More on Darrow Kirkpatrick Two Sticks, One Path: A Journey Beyond Fear on the Colorado Trail Can I Retire Yet? ___________________________ Podcast Conversations You May Like How to Prepare Mentally for Life After Work – Joseph Maugeri The Inspired Retirement – Nathalie Martin Lessons Learned in Early Retirement – Chris Mamula _____________________________ About The Retirement Wisdom Podcast There are many podcasts on retirement, often hosted by financial advisors with their own financial motives, that cover the money side of the street. This podcast is different. You'll get smarter about the investment decisions you'll make about the most important asset you'll have in retirement: your time. About Retirement Wisdom I help people who are retiring, but aren't quite done yet, discover what's next and build their custom version of their next life. A meaningful retirement doesn't just happen by accident. Schedule a call today to discuss how the Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one — on your own terms. About Your Podcast Host Joe Casey is an executive coach who helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a 26-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Joe has earned Master's degrees from the University of Southern California in Gerontology (at age 60), the University of Pennsylvania, and Middlesex University (UK), a BA in Psychology from the University of Massachusetts at Amherst, and his coaching certification from Columbia University. In addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, ranked in the top 1% globally in popularity by Listen Notes, with over 1.6 million downloads. Business Insider recognized Joe as one of 23 innovative coaches who are making a difference. He's the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy. ___________________________ Wise Quotes On the Value of Challenge in Retirement “I find 100% of the meaning that I found in early retirement has come from the challenges I’ve tackled.” On Meaningful Pursuits “The things I did pay attention to starting Can I Retire Yet, a successful personal finance blog, a bucket list item hiking the Colorado Trail, even though I had to do most of it on crutches, those things are incredibly meaningful to me, writing a memoir about it. I think I would have really regretted if I had stayed at my corporate desk through all those years instead of reaching for those bucket list items.” On Adaptation “I did have a series of chronic injuries in my lower body, which got worse. I had a bad hamstring injury, was in bed for a few months, one summer. And as part of the recovery from that, a doctor friend suggested I start using forearm crutches… I wound up realizing I needed to just keep using the crutches on the trail, because they would keep me safe. They reduce the impact on my body, they prevent falls. And if I had any hope of doing a trail as difficult as the Colorado Trail, I needed all the help I could get.”

Alex Ovechkin is still unsure when he will retire, and that might hurt the Caps according to Grant.

2.20.26 Hour 1 1:00- Alex Ovechkin is still unsure when he will retire, and that might hurt the Caps according to Grant. 32:00- G&D are at Cap One arena, and it's always fun to get there.

Support the show. Become a Patron: www.patreon.com/highscore510    ----more---- We discuss:  1) INTROS: Captain P Funk gets some irregular for Valentine's Day 2) Ninjas Needing Attention {9:40} - Tiffany Haddish - Mac Hollins 3) NEWS: P-Star, Kazumi releases cooter slides {15:01} 4) NEWS: HGTV cancels show after Racial "Fart" Slur {19:20} 5) NEWS: Dr. Oz's idea to fix the National Deficit. Retire later? {23:50} 6) NEWS: Cornell West speak on the "N*ggerizing" of America  {32:40} 7) NFL: Russell Wilson keeps it real for the first time ever {27:27} 8) NFL: Former running back & Olympic sprinter, Jahvid Best joins the SFPD {33:15} 9) NFL: Joey Porter calls out former teammates for criticism of Mike Tomlin {37:45} 10) NBA: All Star flop and Lebron loves Israel {47:32} 11) GAME: Dr. Umar's Whipping Post  {1:04:15}   *Patreon Page: www.patreon.com/highscore510 *Email: (HighScore510.Fans@gmail.com)   *MUSIC BY: Taj Easton (https://www.tajeaston.com)   *SPONSORS: 1) New Parkway Theatre, Oakland: https://www.thenewparkway.com 2) Til Infinity Clothing

More snow to hit the Big Apple this weekend... Nurses at NY-Presbyterian vote on a new contract today to end their strike... Mr. Clean is about to retire full 454 Fri, 20 Feb 2026 10:50:18 +0000 Dczf4bJEZPhXN9ifNR4lkOjyzD4d9KIk news 1010 WINS ALL LOCAL news More snow to hit the Big Apple this weekend... Nurses at NY-Presbyterian vote on a new contract today to end their strike... Mr. Clean is about to retire The podcast is hyper-focused on local news, issues and events in the New York City area. This podcast's purpose is to give New Yorkers New York news about their neighborhoods and shine a light on the issues happening in their backyard. 2024 © 2021 Audacy, Inc. News

Diana and Renee break down the Dark Winds Season 4 premiere, including Joe Leaphorn's surprising announcement about his future, a missing girl case tied to a boarding school, and a dangerous new threat emerging on the reservation. They explore Leaphorn's grief, Bernadette's growing leadership, and the emotional and cultural depth that makes the series so compelling. Plus, rapid-fire reactions, standout moments, and what this premiere sets up for the rest of the season. They also share TV and Movie recommendations.  00:00 Dark Winds S4 Premiere Kickoff + Question of the Day (Is Leaphorn Ready to Retire?) 01:21 First Impressions: Music, '70s Vibe, and Linda Hamilton's Surprise Cameo 03:51 Joe Leaphorn's Grief Without Emma: Separation, Guilt, and That Quiet Montage 05:53 Retirement Bombshell: Leaphorn Taps Bernadette to Lead 06:36 Bernadette & Chee Finally Together (and Everyone at Work Knows) 07:29 Linda Hamilton's Dementia Tribute + Why the Cameo Hits So Hard 08:32 Opening Van Assassin & the Diner Massacre: Fargo Vibes and Rising Stakes 11:32 Who Stood Out: Joe/Emma Status, Showrunner Notes, and Relationship Fallout 15:03 Chee & Bernadette's New Dynamic + Gordo Friendship Moments 19:56 Breaking Down the Leaphorn–Bernadette Talk: Why She's the Right Choice 23:14 Albert, Billy, "That's Not Your Milkshake": The Mystery Thread and The Assassin's Target 25:56 Bigger Conspiracy Brewing: Missing Cousin, Hitman Money & a New City Ahead 26:35 Music Spotlight: Bad Company's "Seagull" and Why the Lyrics Fit Joe's Montage 29:26 Grounding Traditions: Joe's Navajo Balance, Family Rituals & Bernadette's Connection to Land 30:50 Culture Meets the Badge: Why Bernadette Is Best Positioned to Lead 31:53 Hard History & Awareness: Boarding Schools and Missing & Murdered Indigenous Women 32:56 Easter Eggs & Production Notes: Linda Hamilton, Robert Redford Tribute, and the Bubble Gum Clue 35:16 Rapid-Fire Reactions: One-Word Joe, Biggest Surprise, and What's Next This Season 39:11 Question of the Day: Is Leaphorn Really Ready to Walk Away? 42:24 TV & Movie Recommendations: What We're Watching Right Now 50:07 Final Wrap-Up: Thanks for Listening, Share the Show & See You Next Time Renee Hansen:  https://linktr.ee/renee.hansen  https://reneehansen.journoportfolio.com Follow and subscribe to Screens in Focus. Website: www.screensinfocus.comEmail: screensinfocus@gmail.com Instagram: @screensinfocuspodcast Facebook: Screens in FocusTikTok: Screens in FocusYouTube: Screens in Focus Feedback and TV/Movie Recommendations: Google Voice: (669) 223-8542 Free background music from JewelBeat.com: www.jewelbeat.com  

Thinking about retiring in Mexico or living abroad long term? Understanding Mexico residency requirements is one of the most important first steps. In this episode of Live by Design - Mexico Edition, host Taniel Chemsian sits down with immigration specialist Sofia Rodríguez Espinosa to break down how temporary and permanent residency really work - and why the rules have become stricter in recent years. They cover the different legal paths available, including financial solvency requirements, family-based options, work visas, and humanitarian routes. You'll learn what retirees need to show financially, how consulate applications differ from in-country processes, and common mistakes expats make when applying. If you're researching the Mexico retirement visa, wondering whether permanent residency is still achievable, or planning to retire in Mexico from the USA or Canada, this episode delivers practical guidance, real-life insight, and up-to-date clarity to help you move forward confidently and legally. Key Moments:  03:24 "Passion for Supporting Immigration Journeys" 09:13 Document Errors and Oversights 12:16 Permanent Residency Requirements Update 15:44 Mexico Visa to Residency Process 17:46 Remote Work Income Documentation 21:40 Government, Economy, and Immigration Challenges   How to contact Sofia Rodríguez Espinosa :  Website : https://immigrationpros.com.mx/ Email: info@immigrationpros.com.mx Instagram : https://www.instagram.com/immigrationprosmx/ Facebook: https://www.facebook.com/ImmigrationProsMexico   Feeling overwhelmed about buying in Mexico? Chat TCP, our AI-powered assistant, guides you to stress-free homeownership. Click here to start using Chat TCP: https://tanielchemsian.com/chat-tcp/?utm_source=youtube_lbd_mex   Want to own a home in Mexico? Start your journey with confidence – download your FREE “Buyer's Guide” now for expert tips and clear steps to make it happen! Click here - https://tanielchemsian.com/buyers-gui...   Discover why everyone is falling in love with Puerto Vallarta real estate: https://tanielchemsian.com/puerto-vallarta-real-estate/   Join the ‘Taniel Chemsian Properties' YouTube channel to learn what you need to know about Puerto Vallarta real estate. https://www.youtube.com/@TanielChemsian   Join our ‘Live By Design: Mexico Edition' podcast: Apple: https://podcasts.apple.com/us/podcast... Spotify: https://open.spotify.com/show/0VfClD5... Amazon: https://music.amazon.com/podcasts/032... YouTube: https://www.youtube.com/@livebydesignmexicoedition   Contact Information: Email: info@tanielchemsian.com Website: https://tanielchemsian.com/ Mex Office: +52.322.688.7435 USA/CAN Office: +1.323.798.8893

Rumors are swirling around the Supreme Court that a conservative justice may retire soon. What does that mean? Jesse Kelly asks Alex Swoyer, but not before an unsettling monologue about Zohran Mamdani's New York City. Jesse also speaks with Alvin Lui of Courage is a Habit about the communist attempts to take over the minds of children. Plus, Marc Morano joins Jesse with an update on some serious economic actions.I'm Right with Jesse Kelly on The First TVBeam: Visit https://shopbeam.com/JESSEKELLY and use code JESSEKELLY to get our exclusive discount of up to 40% off.Choq: Visit https://choq.com/jessetv for a 17.76% discount on your CHOQ subscription for lifeAmerican Financing: Call American Financing today to find out how customers are saving an average of $800/mo. NMLS 182334, https://nmlsconsumeraccess.org APR for rates in the 5s start at 6.196% for well qualified borrowers. Call 866-891-2821 for details about credit costs and terms. Visit http://www.AmericanFinancing.net/JesseFollow The Jesse Kelly Show on YouTube: https://www.youtube.com/@TheJesseKellyShowSee omnystudio.com/listener for privacy information.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3463: Darrow Kirkpatrick explores the hidden risks of managing wealth in a digital age, from rare system failures to physical disasters that could wipe out essential documents. He offers clear, actionable strategies to keep your finances resilient like diversifying accounts, securing digital backups, and protecting vital records at home and in the cloud. Read along with the original article(s) here: https://www.caniretireyet.com/protecting-your-assets-in-a-digital-world/ Quotes to ponder: "The simplest way to protect yourself against computer glitches may be to diversify your assets around at multiple institutions." "The most reliable way to protect your important documents these days is to convert as many of them as possible to electronic form and save them in the cloud." "If you've worked hard in life it only makes sense to take some reasonable measures to protect what you've achieved." Episode references: Sentry Safes: https://www.sentrysafe.com Dropbox: https://www.dropbox.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Natalie Brunell sits down with BitcoinIRA Co-Founder Chris Kline to discuss: The staggering reality of America's retirement shortfall and why it's worse than most people think The surprising demographics putting bitcoin in their retirement accounts — it's not just young tech bros Chris breaks down where the market is headed and what needs to happen for bitcoin to hit a new all-time high The wake-up call: why treating your retirement savings casually is the biggest financial risk you're taking Sign up for your BitcoinIRA and get up to $1000 for your account: https://www.bitcoinira.com/natalie  ---- Order Natalie's new book "Bitcoin is For Everyone," a simple introduction to Bitcoin and what's broken in our current financial system: https://amzn.to/3WzFzfU  --- Coin Stories is powered by Gemini. Invest as you spend with the Gemini Credit Card. Sign up today to earn a $200 intro Bitcoin bonus. The Gemini Credit Card is issued by WebBank. See website for rates & fees. Learn more at https://www.gemini.com/natalie  ---- Ledn is the global leader in Bitcoin-backed loans, issuing over $9 billion in loans since 2018, and they were the first to offer proof of reserves. With Ledn, you get custody loans, no credit checks, no monthly payments, and more. Get .25% off your first loan, learn more at https://www.Ledn.io/natalie  ---- For easy, low-cost, instant Bitcoin payments, I use Speed Lightning Wallet. Play Bitcoin trivia and win up to 1 million sats! Download and use promo code COINSTORIES10 for 5,000 free sats: https://www.speed.app/coinstories  ---- Natalie's Bitcoin Product Partners: Block's Bitkey Cold Storage Wallet was named to TIME's prestigious Best Inventions of 2024 in the category of Privacy & Security. Get 20% off using code STORIES at https://bitkey.world   Master your Bitcoin self-custody with 1-on-1 help and gain peace of mind with the help of The Bitcoin Way: https://www.thebitcoinway.com/natalie  With BitcoinIRA, you can invest in bitcoin 24/7 inside a tax-advantaged IRA. Choose a Traditional IRA to defer taxes, or a Roth IRA for tax-free withdrawals later. Take control of your future with BitcoinIRA: https://www.bitcoinira.com/natalie  Natalie's Upcoming Events: Bitcoin 2026 will be here before you know it. Get 10% off Early Bird passes using the code HODL: https://tickets.b.tc/event/bitcoin-2026?promoCodeTask=apply&promoCodeInput=  Strategy World 2026 in Las Vegas on February 23-26th - Use code HODL for discounted tickets: https://www.strategysoftware.com/world26    Extra Services to Consider: Protect yourself from SIM Swaps that can hack your accounts and steal your Bitcoin. Join America's most secure mobile service, trusted by CEOs, VIPs and top corporations: https://www.efani.com/natalie   Ditch your fiat health insurance like I did four years ago! Join me at CrowdHealth: www.joincrowdhealth.com/natalie  ---- This podcast is for educational purposes and should not be construed as official investment advice. ---- VALUE FOR VALUE — SUPPORT NATALIE'S SHOWS Strike ID https://strike.me/coinstoriesnat/ Cash App $CoinStories #money #Bitcoin #investing

What do a secret family chili recipe and a thriving dental practice have in common? More than you'd think. The team at Four Quadrants Advisory takes a break from the spreadsheets for a light-hearted look back at their recent company chili cook-off. But beneath the spice and the sourdough, there's a deeper lesson about business ownership.In this episode, we dive into: Why the diversity in chili flavors mirrors the unique "ingredients" that make every dental practice different—and why you need a clear vision to make yours stand out, navigating the common stressors of practice ownership, from financial strain to the exhaustion of wearing too many hats, why even the best "chefs" in the dental world need coaching and expert advice to refine their results, and more.Upcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

LISTEN and SUBSCRIBE on:Apple Podcasts: https://podcasts.apple.com/us/podcast/watchdog-on-wall-street-with-chris-markowski/id570687608 Spotify: https://open.spotify.com/show/2PtgPvJvqc2gkpGIkNMR5i WATCH and SUBSCRIBE on:https://www.youtube.com/@WatchdogOnWallstreet/featured  Larry Fink of BlackRock says Americans may need $2 million to retire — and most aren't even close. Chris explains why rising debt, inflation, money printing, and government spending have moved the retirement goalposts, why Gen X faces serious challenges, and what it really takes to build wealth and stay financially secure today.

After decades of waking up the Central Valley with his trademark energy and kindness, longtime morning anchor Kopi Sotiropoulos is stepping into retirement. Broeske & Musson talk about Kopi's upbeat spirit, community devotion, and signature “Kopi’s Hometown Weather,” he became a fixture in Fresno households for generations. His departure marks the end of an era in local broadcasting. Please Like, Comment and Follow 'Broeske & Musson' on all platforms: --- The ‘Broeske & Musson Podcast’ is available on the KMJNOW app, Apple Podcasts, Spotify or wherever else you listen to podcasts. --- ‘Broeske & Musson' Weekdays 9-11 AM Pacific on News/Talk 580 AM & 105.9 FM KMJ | Facebook | Podcast| X | - Everything KMJ KMJNOW App | Podcasts | Facebook | X | InstagramSee omnystudio.com/listener for privacy information.

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3463: Darrow Kirkpatrick explores the hidden risks of managing wealth in a digital age, from rare system failures to physical disasters that could wipe out essential documents. He offers clear, actionable strategies to keep your finances resilient like diversifying accounts, securing digital backups, and protecting vital records at home and in the cloud. Read along with the original article(s) here: https://www.caniretireyet.com/protecting-your-assets-in-a-digital-world/ Quotes to ponder: "The simplest way to protect yourself against computer glitches may be to diversify your assets around at multiple institutions." "The most reliable way to protect your important documents these days is to convert as many of them as possible to electronic form and save them in the cloud." "If you've worked hard in life it only makes sense to take some reasonable measures to protect what you've achieved." Episode references: Sentry Safes: https://www.sentrysafe.com Dropbox: https://www.dropbox.com Learn more about your ad choices. Visit megaphone.fm/adchoices

WWW.ADVENTUREFREAKSSS.COM Find your Ideal Destination Here: https://adventurefreaksss.com/ideal-destination-finder/ ================================= How to work with me: =================================

Every second Thursday we talk about relationships with Professor Kirsty Ross from Massey University's School of Psychology Whether matters of the heart, workplace dramas or friendship pickles, relationships take work and sometimes a professional opinion can come in handy to sort any conflicts. If there are any topics, you would like Kirsty to cover email us at afternoons@rnz.co.nz

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Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3462: Darrow Kirkpatrick explores the hidden risks that come with building wealth in the digital age and offers smart, low-cost strategies to protect your financial life. From identity theft to hacking, he shows how simple actions, like freezing your credit and strengthening your passwords, can provide lasting peace of mind. Read along with the original article(s) here: https://www.caniretireyet.com/protecting-your-assets-in-a-digital-world/ Quotes to ponder: "Along with increasing financial assets come inevitable concerns about protecting what you have." "Every piece of paper that you discard is at risk, so every modern home probably needs a serviceable paper shredder." "Today's hacking tools are so sophisticated that it can be child's play to break into an account that is protected by any but the strongest passwords." Episode references: Roboform: https://www.roboform.com/ Equifax Credit Freeze: https://www.equifax.com/personal/credit-report-services/credit-freeze/ TransUnion Credit Freeze: https://www.transunion.com/credit-freeze Learn more about your ad choices. Visit megaphone.fm/adchoices

If you'd like to work with us on your Medicare health plan, we're licensed in 45 states and actively helping clients across the country. Christian and the team at Everything Senior Insurance represent many of the top insurance companies in the Medicare space. We're happy to help—just reach out! ➡️ Visit our site: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.eseniorinsurance.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠✅ Call us: (801) 255-5340

It's Q&A Wednesday—your questions drive the show. Lance Roberts & Danny Ratliff break down what's moving markets right now, key economic and Fed signals to watch this week, and the practical portfolio decisions that matter most (risk, allocations, income, taxes, and retirement timing). Drop your question in the live chatroom and we'll tackle as many as we can. Topics we often cover: market volatility & trend levels, rates/inflation, sector rotation, retirement income, tax strategy, ETFs vs. individual bonds, and avoiding emotional decision-making. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer 0:00 - INTRO 0:19 - Wrapping Earnings Season w Highest Revenue Growth Ever 4:38 - Markets Bounce off 100-DMA 6:47 - What's Next for Crude Oil & Energy Stocks? 9:40 - How Much Money is "Enough" to Retire On? 17:48 - Study: Coffee & Dementia 19:06 - Work Benefits vs Medicare 20:41 - Capital Allocation in Current Markets 23:19 - How to Plan for 2027 25:14 - Bloom Energy & Fuel Cell Tech 26:21 - Price Floor Effects on Trading, Employment & Metals 29:56 - Extended Car Warranty Pros & Cons 31:27 - How Much Trust in Forward Guidance? 32:55 - Is Palantir Over Sold? (Yes) 33:35 - Datacenter Rage vs Fiber Optics 35:00 - Corporate Stock Buy Backs vs AI Cap-Ex Spending 35:54 - Planning to Retire at 56 36:52 - Should You Wait Until 74 for Social Security? 39:09 - Market Rotation Velocity 40:28 - Coming Attractions ------- Register for our next Candid Coffee, 2/21/26: https://streamyard.com/watch/Wq3Yvn9ny5GV ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/3xyx42x5s44 ------- Articles Mentioned in Today's Show: "Seasonality: Buy Signal And Investing Outcomes" https://realinvestmentadvice.com/resources/blog/seasonality-buy-signal-and-investing-outcomes/ "Technology Stocks: Dead Or An Opportunity?" https://realinvestmentadvice.com/resources/blog/technology-stocks-dead-or-an-opportunity/ ------- Watch our previous show, "Bank, Brokerage, or Corporate Trustee? (It's a Matter of Trust)," here: https://youtube.com/live/MU8qVbSiqxY?feature=share -------- The latest installment of our new feature, Before the Bell, "1100-DMA Bounce: Range-Bound Markets & Energy Risk," is here: https://youtu.be/EJVtzKwAMG4 ------- Visit our E-book Library (no library card required!) https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #TechnicalAnalysis #MovingAverages #EnergyStocks #QandAWednesday #MarketOutlook #PortfolioRisk #RetirementPlanning #InvestingEducation

What are the four new financial changes families and retirees should know about? Several new programs and policy updates have quietly launched that could impact children, seniors, private school families, and retirees - but most people haven't heard the details yet. Some involve compounding investment accounts for kids. Others affect IRA withdrawals after age 65. And a few provide direct education funding opportunities in Texas that families can apply for today. In this episode of Retire in Texas, Darryl Lyons breaks down four recent financial changes, including the new Trump Accounts for children, the $6,000 senior deduction for retirees, the $1,700 education tax credit, and the Texas Education Freedom Account program. He explains how compounding interest can potentially transform consistent contributions into meaningful long-term savings, why retirees must carefully manage IRA withdrawals to avoid losing deductions, and how families can apply for education-related credits and funding before application windows close. You'll learn: How the new Trump Accounts work and what happens when a child turns 18. Why the senior deduction can be lost if IRA withdrawals aren't managed properly. How the $1,700 education tax credit functions and who can use it. What the Texas Education Freedom Account provides - including funding levels for private school, homeschool, and students with disabilities. This episode isn't about politics - it's about understanding the rules and knowing how to apply them strategically within your own financial plan. If you'd like to see how these changes affect your personal situation, visit PAXFinancialGroup.com and schedule a conversation with an advisor. Benefiting from the show? We'd appreciate it if you left a review on your favorite podcast platform. Your feedback helps more families think long term and make better money decisions. Resources: https://trumpaccounts.gov/  https://www.irs.gov/publications/p554  https://educationfreedom.texas.gov  https://www.edchoice.org/2025-congress-enacts-first-ever-federal-tax-credit-for-education-scholarships/ 

It's Q&A Wednesday—your questions drive the show. Lance Roberts & Danny Ratliff break down what's moving markets right now, key economic and Fed signals to watch this week, and the practical portfolio decisions that matter most (risk, allocations, income, taxes, and retirement timing). Drop your question in the live chatroom and we'll tackle as many as we can. Topics we often cover: market volatility & trend levels, rates/inflation, sector rotation, retirement income, tax strategy, ETFs vs. individual bonds, and avoiding emotional decision-making. Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer 0:00 - INTRO 0:19 - Wrapping Earnings Season w Highest Revenue Growth Ever 4:38 - Markets Bounce off 100-DMA 6:47 - What's Next for Crude Oil & Energy Stocks? 9:40 - How Much Money is "Enough" to Retire On? 17:48 - Study: Coffee & Dementia 19:06 - Work Benefits vs Medicare 20:41 - Capital Allocation in Current Markets 23:19 - How to Plan for 2027 25:14 - Bloom Energy & Fuel Cell Tech 26:21 - Price Floor Effects on Trading, Employment & Metals 29:56 - Extended Car Warranty Pros & Cons 31:27 - How Much Trust in Forward Guidance? 32:55 - Is Palantir Over Sold? (Yes) 33:35 - Datacenter Rage vs Fiber Optics 35:00 - Corporate Stock Buy Backs vs AI Cap-Ex Spending 35:54 - Planning to Retire at 56 36:52 - Should You Wait Until 74 for Social Security? 39:09 - Market Rotation Velocity 40:28 - Coming Attractions ------- Register for our next Candid Coffee, 2/21/26: https://streamyard.com/watch/Wq3Yvn9ny5GV ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/3xyx42x5s44 ------- Articles Mentioned in Today's Show: "Seasonality: Buy Signal And Investing Outcomes" https://realinvestmentadvice.com/resources/blog/seasonality-buy-signal-and-investing-outcomes/ "Technology Stocks: Dead Or An Opportunity?" https://realinvestmentadvice.com/resources/blog/technology-stocks-dead-or-an-opportunity/ ------- Watch our previous show, "Bank, Brokerage, or Corporate Trustee? (It's a Matter of Trust)," here: https://youtube.com/live/MU8qVbSiqxY?feature=share -------- The latest installment of our new feature, Before the Bell, "1100-DMA Bounce: Range-Bound Markets & Energy Risk," is here: https://youtu.be/EJVtzKwAMG4 ------- Visit our E-book Library (no library card required!) https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #TechnicalAnalysis #MovingAverages #EnergyStocks #QandAWednesday #MarketOutlook #PortfolioRisk #RetirementPlanning #InvestingEducation

Greg and Holly are joined by Cami Mondeaux, Congressional Correspondent for Deseret News, who discussed the historic number of retirements coming out of the US congress this year.  

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3462: Darrow Kirkpatrick explores the hidden risks that come with building wealth in the digital age and offers smart, low-cost strategies to protect your financial life. From identity theft to hacking, he shows how simple actions, like freezing your credit and strengthening your passwords, can provide lasting peace of mind. Read along with the original article(s) here: https://www.caniretireyet.com/protecting-your-assets-in-a-digital-world/ Quotes to ponder: "Along with increasing financial assets come inevitable concerns about protecting what you have." "Every piece of paper that you discard is at risk, so every modern home probably needs a serviceable paper shredder." "Today's hacking tools are so sophisticated that it can be child's play to break into an account that is protected by any but the strongest passwords." Episode references: Roboform: https://www.roboform.com/ Equifax Credit Freeze: https://www.equifax.com/personal/credit-report-services/credit-freeze/ TransUnion Credit Freeze: https://www.transunion.com/credit-freeze Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3462: Darrow Kirkpatrick explores the hidden risks that come with building wealth in the digital age and offers smart, low-cost strategies to protect your financial life. From identity theft to hacking, he shows how simple actions, like freezing your credit and strengthening your passwords, can provide lasting peace of mind. Read along with the original article(s) here: https://www.caniretireyet.com/protecting-your-assets-in-a-digital-world/ Quotes to ponder: "Along with increasing financial assets come inevitable concerns about protecting what you have." "Every piece of paper that you discard is at risk, so every modern home probably needs a serviceable paper shredder." "Today's hacking tools are so sophisticated that it can be child's play to break into an account that is protected by any but the strongest passwords." Episode references: Roboform: https://www.roboform.com/ Equifax Credit Freeze: https://www.equifax.com/personal/credit-report-services/credit-freeze/ TransUnion Credit Freeze: https://www.transunion.com/credit-freeze Learn more about your ad choices. Visit megaphone.fm/adchoices

(00:00) Wemby's impact on NBA All-Star Game, Tyreek Hill-Chiefs reunion looming?(39:47) Will Baker and Bucs bounce back next season?(49:28) LeBron retirement talks loom (again), George Pickens' future w/ Cowboys, Travis Hunter's new role(01:09:17) Should Eagles trade Jalen Hurts over A.J. Brown, who's next season's Patriots?(01:20:50) Danny's Top 5 players in NBA All Star Game, Dunk Contest woes(01:34:18) Was All Star Game fixed, addressing NBA's tanking issue(01:55:22) Dr. Danny's NFC East offseason cures(02:07:41) Should Bills trade for Brian Thomas Jr?(02:16:23) A.J. Brown follows Jaxson Dart and Malik Nabers on IG Learn more about your ad choices. Visit podcastchoices.com/adchoices

Leave an Amazon Rating or Review for my New York Times Bestselling book, Make Money Easy!Check out the full episode: https://greatness.lnk.to/1158Ali Abdaal shares insights on how to live a life that aligns with one's passions and values, rather than deferring happiness until retirement. He emphasizes the importance of finding purpose and joy in daily activities, rather than solely focusing on future milestones. Abdaal offers practical advice on optimizing productivity, time management, and setting achievable goals.Sign up for the Greatness newsletter: http://www.greatness.com/newsletterFor more Greatness text PODCAST to +1 (614) 350-3960 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

When you're standing at a major financial crossroads, the timing of your decisions can mean the difference between success and failure. Joe Anderson, CFP® and Big Al Clopine, CPA spitball on the "when" of five retirement decisions, today on Your Money, Your Wealth podcast number 569. We'll kick things off with a whale of an email: "Fine and Dandy" is 42 years old with a multimillion dollar private equity offer on the table. Should he sell his business now or hold out for a second bite of the apple later? He also wonders if it's crazy to spend more on his vacation home than on his primary residence. David calls himself an "elderly orphan," flying solo at 66 and in need of a plan to protect his million-dollar portfolio as he ages. BB and Shell are trying to time their final year of retirement contributions to save as much as possible before moving to a lower-tax state. Should they go Roth IRA or traditional? Joel wonders when to take required minimum distributions from retirement accounts for the maximum tax benefit, and Brian in New York needs a spitball on when it makes sense to have an emergency fund as a retiree, and for how much. Free Financial Resources in This Episode: https://bit.ly/ymyw-569 (full show notes & episode transcript) Growing Your Wealth Guide - free download Retirement Readiness Guide - free download Retire at 62: Great Idea or Huge Mistake? - YMYW TV Financial Blueprint (self-guided) Financial Assessment (Meet with an experienced professional) REQUEST your Retirement Spitball Analysis DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter   Connect With Us: YouTube: Subscribe and join the conversation in the comments Podcast apps: subscribe or follow YMYW in your favorite Apple Podcasts: leave your honest reviews and ratings   Chapters:  00:00 - Intro: This Week on the YMYW Podcast 01:09 - Should I Sell My Business or Wait? Is It Crazy to Spend More on My Vacation Home Than My Primary Residence? (Fine and Dandy, IL) 20:48 - Saving to Roth IRA vs Traditional IRA in the Final Year Before Retirement (BB and Shell) 23:50 - When to Take Your First RMD for the Maximum Tax Benefit (Joel, CA) 27:33 - Aging Alone in Retirement: How to Protect Assets Before Cognitive Decline (David, 68, Logan, NM) 35:37 - Why Some CPAs Cap Roth Conversions at $500K AGI (Shweta, CA) 37:05 - When Does It Make Sense for Retirees to Have an Emergency Fund - and How Much? (Brian, Albany, NY) 42:03 - Outro - Next Week on the YMYW Podcast

Lately, I've been seeing a TON of retirement planning content telling people:"Don't work another year. Retire now. You're wasting time."And honestly… as a retirement-focused financial planner, that message kind of rubs me the wrong way.Not because it's always wrong… but because I think there's an angle behind it.In today's episode, we break down what One More Year Syndrome really is, why it's become such a popular retirement planning trend on YouTube and podcasts, and why you may want to take this advice seriously… but also why you might need to take it with a grain of salt.Because retirement isn't just about sitting on the beach 7 days a week.Retirement should be about purpose, meaning, freedom, and using your time, talents, and treasure in the way that matters most.I also share a powerful story from a recent conversation with a prospective client who reached out after losing three of his closest friends last year, and how that kind of wake-up call can completely change the way you think about retirement timing.At the end of this episode, I give you 3 questions to ask yourself to determine whether you're truly delaying retirement for financial reasons… or if you're simply afraid of stepping into the unknown.If you're in your 50s or early 60s, have saved $1M+ for retirement, and you're wondering whether you should retire now or work longer, this episode is for you. ✅ Questions Covered In This Episode:Should I retire now or work one more year?Is One More Year Syndrome real?How do I know if I'm financially ready to retire?How do I find purpose after retirement?What if I retire too early?What if I wait too long and regret it? ⛳ PFR Nation (Who This Is For)If you're over 50, have saved seven figures (or multiple seven figures), love golf and travel, and you want to make work optional while minimizing taxes… welcome to the right place.

After the first round of testing, we make some bold predictions for the season ahead. Join our Patreon for exclusive content and access to the Discord Back of the Grid on Patreon Enter the prediction league on our site; BackofTheGrid.com Join our F1 Fantasy League now! Join our F1 fantasy league on Grid Rival F1 today! Join our IndyCar fantasy league on Grid Rival IndyCar today! Follow us on X or Facebook for the latest news; X | Facebook Back of the Grid is a Formula 1 podcast hosted by 3 passionate F1 fans. Tom , Chris & Stu discuss the weekly goings on of the sport, review and preview races and offer their thoughts up on all the talking points. New episodes released each Tuesday during the season! F1 | Formula 1 | F12026 | 2026 | Mercedes | Lewis Hamilton | McLaren | Charles Leclerc | Ferrari | Red Bull | Max Verstappen | Honda | Motorsport | Alexander Albon | Carlos Sainz | Lando Norris | Williams | George Russell | RB | Pierre Gasly | Aston Martin | Alpine | Fernando Alonso | Haas | Nico Hulkenberg | Oscar Piastri | Liam Lawson | Arvid Lindblad | Esteban Ocon | Oliver Bearman | Gabriel Bortoleto | Kimi Antonelli | Isack Hadjar | Franco Colapinto | Valtteri Bottas | Sergio Perez | Cadillac | Audi | Bahrain | Testing

Send a textBoth lump-sum investing and dollar-cost averaging are valid investment approaches. But, is one approach better than the other?If you'd like to be a part of a free online retirement community, join us on Facebook: https://www.facebook.com/groups/399117455706255/?ref=share

Drew One of On The Run (OTR) Crew joins Write Your Narrative during Art Basel Miami to talk about Los Angeles graffiti, sticker culture, and 40 years of aerosol history. Founded in 1985, OTR is a West Coast graffiti crew rooted in illegal lettering and street culture. In this episode, Drew shares the story behind his iconic yellow running family sticker, the ethics of sticker culture, and the code that has guided graffiti writers since the 1970s.We discuss:• The birth of OTR in Los Angeles• Graffiti vs. street art• Vandalism, adrenaline, and legacy• The global reach of sticker culture• Why “Only toys retire.”From the streets of LA to Art Basel Miami and the Museum of Graffiti, this is a raw conversation about culture, respect, and staying active in a movement that never stops running.

What does research say about retirement withdrawal strategies that are specifically designed to leave more money behind? We'll walk through what the research says works best, the trade-offs involved, and why the "right" strategy depends on what you're really trying to optimize in retirement.  Quote: "Smaller gifts sooner can be more impactful than larger gifts later." - Benjamin Brandt We've also got a great listener question from Tom about the three big company retirement plans — 401(k)s, 403(b)s, and 457s. On the surface they all look the same, but the rules under the hood are very different, and those differences can have a huge impact on taxes, flexibility, and when you can actually use your money. We'll break down what "qualified" really means, which accounts may be easier to tap earlier, and how to think about simplifying all of this as you head into retirement.  And we wrap up the episode with what our happiest retired listeners are up to in our "Retire to Something" segment. Article: The Best Retirement Strategies for Leaving Money Behind by Amy C. Arnott, CFA in Morningstar   Connect with Benjamin Brandt: Subscribe to the This Week in Retirement: http://thisweekinretirement.com Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com Work with Benjamin: https://retirementstartstoday.com/start Get the book!Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement Follow Retirement Starts Today in:Apple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or iHeart  

Will you retire with purpose? Don’t leave it to chance. Design Your New Life after you leave full-time work. Learn more about our next small group coaching program starting in April here – and sign up here. __________________________ What if the word retirement is setting us up for the wrong life? After years in senior leadership roles, Cesar Aguirre discovered something most of us miss about retirement: the word itself matters more than we think. In English, we “retire” – we withdraw. In Portuguese, you become “aposentado” – left aside or left behind. But in Spanish-speaking cultures, retirement is called “jubilación” – which comes from the word for joy. That distinction changed everything for Cesar. Because when he stepped away from his career, it wasn’t the loss of work that shocked him – it was the jarring shock of losing an identity. He realized retirement isn’t just a life transition, it’s an identity transition, offering an opportunity to redefine who you want to become, and retire with purpose. Cesar joins us to share the framework he developed through his own transition – a ten-chapter roadmap for moving from “what I’m leaving” to “what I’m moving toward.” He’ll reveal why planning goes far beyond your finances, how to measure success when you’re no longer producing output, and the key warning signs that show up early when retirement first starts going wrong. This is a conversation about why approaching retirement with more intention might just create the most fulfilling chapters of your life. How will you retire with purpose? Cesar Aguirre joins us from Florida. __________________________ Bio César Aguirre is a seasoned HR executive with over 40 years of experience in global talent development. Now in active retirement, he embodies reinvention with passion as mentor, consultant, and author. In his book, Retirement with Purpose: The 10 Rs of Retirement, he shares his vibrant energy and insights to help readers rediscover purpose and embrace joyful living in their post-career lives. He currently resides in a lively 55+ community in Central Florida with his wife, inspiring others to design their authentic journeys for the second act of their lives. _______________________ For More on Cesar Aguirre Retirement with Purpose: The 10 Rs of Retirement _______________________ Podcast Conversations You May Like How to Prepare Mentally for Life After Work – Joseph Maugeri Re-Visioning Retirement – Susan Reid, PhD How to Retire – Christine Benz _________________________ About The Retirement Wisdom Podcast There are many podcasts on retirement, often hosted by financial advisors with their own financial motives, that cover the money side of the street. This podcast is different. You'll get smarter about the investment decisions you'll make about the most important asset you'll have in retirement: your time. About Retirement Wisdom I help people who are retiring, but aren't quite done yet, discover what's next and build their custom version of their next life. A meaningful retirement doesn't just happen by accident. Schedule a call today to discuss how the Designing Your Life process created by Bill Burnett & Dave Evans can help you make your life in retirement a great one — on your own terms. About Your Podcast Host Joe Casey is an executive coach who helps people design their next life after their primary career and create their version of The Multipurpose Retirement.™ He created his own next chapter after a 26-year career at Merrill Lynch, where he was Senior Vice President and Head of HR for Global Markets & Investment Banking. Joe has earned Master's degrees from the University of Southern California in Gerontology (at age 60), the University of Pennsylvania, and Middlesex University (UK), a BA in Psychology from the University of Massachusetts at Amherst, and his coaching certification from Columbia University. In addition to his work with clients, Joe hosts The Retirement Wisdom Podcast, ranked in the top 1% globally in popularity by Listen Notes, with over 1.6 million downloads. Business Insider recognized Joe as one of 23 innovative coaches who are making a difference. He's the author of Win the Retirement Game: How to Outsmart the 9 Forces Trying to Steal Your Joy. _________________________ Wise Quotes On The Power of Language “Retirement becomes a celebration, not a retreat. I think the languages shape mindset. And mindsets shape behavior. So when retirement is framed as a joy, planning shifts from survival to flourishing become more natural.” On Measuring Success in Retirement “A good day is no longer about output, it’s no longer about how much you produce. It’s about action that is intended, an action that aligns with a master plan.” On What He’d Do Differently “I wish I had thought about it and prepared for my post-work identity a little sooner and more deliberately. In my job in HR, I helped many others plan careers, but I underestimated how much my own self-worth was tied to that job in that title. I think I did it humbly. I can say that I did a solid job planning financially, but probably not as good in preparing emotionally for the change. For a brief period of time, a few months, I underestimated that the identity shift that was occurring and the loss of a daily structure that I was so accustomed to.” On What He’s Gained in Retirement “Presence, the ability to not just having the time, but having the mindset of real presence, presence with my wife, which I neglected for a few years while I was traveling or working, presence with my kids, now with my grandkids, the rest of my friends, and new friends. I also gained a space and time for mastery, my hobbies. I enjoy cooking, well, time to do more and do a little better, exercising, riding the bike three or four times a week, playing pickleball. Retiring has given me time to go more in depth on my preferences instead of just speed, because in my working years, I was always rushing. Even when I was at home, I needed to accomplish, I needed to do things. I needed not to be idle. And retirement has now given me presence and bandwidth.” On Warning Signs “I think there are three main things that one needs to start paying attention to. Isolation. If you don’t have that network, social network, family network, and you become isolated. A loss of structure. Doing nothing without a structure or living in the past tense. When people stop connecting with others, when they drift through the days without an intentional plan, or when they only talk about what they used to be, that should be a warning, – a huge yellow flag for oneself and for loved ones that are looking after them.”

Welcome to another lively edition of the Carolina Cabinet! In this episode, host Peter Pappas and co-host Laura Musler welcome U.S. Senate candidate Michele Morrow for a revealing conversation about North Carolina politics, grassroots activism, and the challenges conservative candidates face today.Listen as Michele Morrow shares candid insights into her campaign journey, the struggle to bridge party divisions, and her mission to unite conservatives and independents around America's founding values. You'll hear stories of perseverance—from battling negative press and personal attacks to inspiring the next generation of voters and defending the importance of responsive, values-driven leadership.The hosts dive deep into current events, including the recent Super Bowl halftime controversy, debates over party loyalty, and the impact of grassroots engagement in the political arena. Michele Morrow opens up about her personal life, her vision for North Carolina, and the importance of restoring the American Dream for families across the state.Whether you're a committed conservative, an independent voter, or simply curious about the inner workings of local politics, this episode is packed with frank discussion and practical advice for anyone seeking change in their community.Tune in and discover what it really takes to stand up, show up, and make a difference in North Carolina and beyond!

Is age 65 still the right retirement age, or has that idea become outdated? In this episode of the Wise Money Show, we break down the key retirement milestones like 55, 59.5, 62, 65, 67, and 70 and explain how Medicare, Social Security, 401(k) access, and healthcare costs all impact your decision. More importantly, we walk through the five factors that truly determine when you can retire with confidence. If you're wondering when you can realistically step away from work and not worry about running out of money, this episode will help you build a smarter retirement plan.  Season 11, Episode 26 Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/    Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/contact-korhorn-financial-advisors/ or call 574-247-5898.   Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://pod.link/1040619718   Watch this episode on YouTube: https://youtu.be/OZQ7iiW4SGE  Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

Will LeBron James finally hang it up or is a move on the horizon? C-Lo checks in with the Giants' coaching news, Jeremy Hefner's move to the Braves, and Joe Judge's "advice" to college athletes about choosing sleep over kids. Plus, Mike Francesa calling global superstar Bad Bunny "Big Bunny," and Jerry's budding YouTube career as a prostate health guru.

This could be it for him OR he might choose to go elsewhere - maybe the Cavs?

Successful but no longer fulfilled? Have you considered burning the boats? Today, I sit down with longtime friend, coach, and full-throttle entrepreneur Jim Palmer. Jim shares how to redefine work on your own terms and how to confront your fear, identity, and the temptation to stay busy instead of making progress. This conversation offers a powerful framework for anyone approaching a transition—and wondering what's next. If you like this episode, here are more episodes we think you'll enjoy: Ep #574 - From Grief to $23M: Building a Dental Legacy Without Selling Out – Dr. Kelly Brown Ep #531 - Proactive Financial Planning and Embracing Life Transitions – Dr. Bill Jordan Check out the show notes for more information! P.S. Whenever you're ready, here are some other ways I can help fast track you to your Freedom goal (you're closer than you think): 1. Schedule a Call with My Team: If you're tired of running on the hamster wheel, and are looking for a proven blueprint to create more freedom and reduce dependency on your practice income, schedule a call with my team to learn more. 2. Get Your Dentist Retirement Survival Guide: The winds of economic change are here, and now is the time to move to higher ground. This guide gives you the steps to protect your retirement, your family, and your peace of mind. Get the 25-point checklist here. 3. Get Your Free Retirement Scorecard: Benchmark your retirement and wealth-building against hundreds of other practice professionals, and get personalized feedback on your biggest opportunities and leverage points. Click here to take the 3 minute assessment and get your scorecard.

Casey Hiers and Jarrod Bridgeman tackle the growing influence of Dental Service Organizations (DSOs), specifically their aggressive new recruiting tactics. From signing bonuses offered directly on hygiene school campuses to the shrinking talent pool for private practices, Casey and Jarrod discuss what this means for your hiring strategy.Beyond staffing, the conversation shifts to the critical "Clinical vs. Business" divide, highlighting how even the most skilled clinicians often struggle to master the complexities of practice ownership. Casey and Jarrod explore the hidden leaks—such as poor tax management and unoptimized insurance adjustments—that cause high-production practices to leave significant income on the table.Upcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

Brent Axe reacts to the news that Syracuse AD John Wildhack has announced is retirement in July. Axe discusses Wildhack's legacy and what he will be remembered for most. But there's one lingering question that will determine Wildhack's legacy and it relates to if/when he makes a decision on Adrian Autry's future as Syracuse men's basketball coach and then whom Wildhack would hire in his place in the event of a change.  Axe also lays out what Wildhack's successor will be tasked with and what the athletic director position at Syracuse looks like in 2026 and beyond.  The conversation on Syracuse Sports and our live Syracuse basketball postgame shows and live editions of Syracuse Sports is always shaped by terrific insight from Syracuse Sports Insiders.  Become a Syracuse Sports Insider today!  Sign up at joinsubtext.com/syracusesports to get your voice heard on the SU football postgame show and have direct text message access to Brent Axe anytime. Learn more about your ad choices. Visit megaphone.fm/adchoices

Can You Retire on 1 Million Dollars in 30 Years or Are We Lying to OurselvesOne million dollars sounds rich.But in 30 years, because of inflation, it may only have the buying power of about 400 to 500 thousand in today's money. If you follow the traditional 4 percent rule, that gives you about 40 thousand dollars a year before taxes.The real question is not can you retire on a million.The real question is how do you want to live.Do you want freedom, travel, healthcare security, the ability to help family, invest in your church, support your community. Or are you planning to live tight and hope nothing goes wrong.For many Black families, reaching a million in net worth is a major milestone. That is real progress. But saving alone is not a strategy. Retirement is about cash flow, not just a lump sum.If your million is sitting in an account and you are only withdrawing from it, you are slowly draining your life's work. Without rental income, business equity, dividends, royalties, or ownership stakes, you are depending on a shrinking pot.In high cost cities, 40 thousand a year will not feel like retirement. It will feel like restriction. Taxes rise. Healthcare costs rise. Insurance goes up. Food is not getting cheaper long term.So what is the solution.Increase the target.Build ownership, not just savings.Reduce lifestyle expenses.Create income streams that do not clock in and clock out.Learn the mindset and moves that lead to real results.Please visit my website to get more information:[http://diversifiedgame.com/](http://diversifiedgame.com/)

#688: Anonymous: "Anonymous Sheryl" is 38, mortgage-free and exhausted after 15 years of teaching. She's torn between pushing a few more years toward FIRE or switching to relief teaching now for better work-life balance. How do you trade speed to FIRE for sustainability without blowing up the plan? Anonymous : "Anonymous Ray" hired a bank portfolio manager but isn't sure how to judge the results after just a few years. With mixed performance, dividend-heavy funds and higher fees, when is it fair to evaluate a manager — and would a simple index ETF outperform? Nathan: Nathan's 14-year-old just earned his first W-2 income, and Nathan wants to jump-start his son's investing journey with a Roth IRA. But with household income above the Roth limits, is there a legal way to make this work without sacrificing the child tax credit? Learn more about your ad choices. Visit podcastchoices.com/adchoices

Many people spend 40+ years grinding toward retirement… then they die six months before they get there.I know that sounds harsh. But I watched it happen to someone close to me, and it completely changed how I think about money, time, and freedom.The truth is, you don't need to be rich at 72. You need to be free while your kids still want to hang out with you. While you still have energy. While life is actually happening.This isn't another "save $200/month for 50 years" video. This is about calculating your Freedom Number—the exact amount of monthly income that would make work optional—and then using three specific levers to hit that number decades earlier than you thought possible.It's not complicated. It doesn't require winning the lottery or inventing an app. It just requires rethinking everything you've been told about retirement and being willing to aim at different targets.

You don't need to wait 40 years to stop trading your time for money. Kris Krohn outlines the exact map he would use to become financially independent by age 20. Learn why you must shift from a "business operator" to a "business owner" mindset, how to farm out your side hustles to maintain 50 percent margins, and how to use that extra cash flow to fuel a real estate empire.

Hang onto your hat this month because Carl interviewed former ad wiz Tom Marks. We go on a wild retirement story. Tom's first couple of years in retirement he summed up in in one word "horrible". He moved into a 50+ community that he hated. He made a rigid list of activities that he "thought" he should be doing in retirement. He felt like he was on a hamster wheel and didn't know how to get off. It wasn't until he figured out that writing was what gave him peace and purpose. He just completed his second best-selling book, Coming of Age in Retirement, An Advertising Executive's story of Enlightenment and Revelation. It's full of insights into how to find your path to true happiness in retirement. He does so with candor and great humor. A bonus is hearing about Tom's father Melvin Marks who was a true celebrity in the advertising world. He was the marketing genius behind the success of Orville Redenbacher's Gourmet Popping Corn. • More about Tom Marks: https://thepeacefulretiree.com/author/tom-marks • Tom's newest book: https://www.comingofageinretirement.com • Episode Content: https://pickleballmediahq.com/blog/tom-marks-interview-survived-40-years-in-the-ad-biz-to-a-coming-of-age-in-retirement • Sponsored by How to Retire and Not Die: https://garysirak.com/how-to-retire-and-not-die/  • Sponsored by Capital Advantage: https://capitaladvantage.com/promotion/retirement-planning-guide • I Used to be Somebody World Tour: https://pickleballmediahq.com/tour/all-tours • Subscribe to the the I Used to be Somebody Newsletter: https://pickleballmediahq.com/contact/subscribe