Point where a person ceases employment permanently
POPULARITY
Categories
We are both 52 years old and my husband is completely burned out at his corporate job. Is retirement in five years a possibility? Have a money question? Email us here Subscribe to Jill on Money LIVE Subscribe to Jill on Money Newsletter YouTube: @jillonmoney Instagram: @jillonmoney Twitter: @jillonmoney "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
This is the final episode in our Back to Basics Money series. We're wrapping up the series with a Q&A covering the top questions sent in by listeners. Thank you for joining us in this Back to Basics series. Feel free to go back and relisten to any episodes that you want to dig a little deeper into or that might pertain to a new stage of life you're in. If you have any more questions beyond the ones we discuss in this episode, please reach out to us at themoneypa [@] gmail.com. If you have any other money topics you'd like us to cover in the future, let us know those, too!Sarah is a personal finance nerd who learned about finances and investing from an early age from her father and grandfather, who both spent their careers in the corporate finance world. As an adult, Sarah immersed herself in the personal finance and FIRE spheres, learning from top experts. Sarah is my personal go-to for all financial questions, and she's here to share her knowledge with all of you!SPONSORS
Imagine you're in your mid-50s — the kids are grown, the mortgage is nearly gone, and you're wondering if retirement within the next decade is possible. Tony Zabiegala and Derek Gabrielsen from Strategic Wealth Partners break down five practical steps to prepare for retirement without panic, drastic lifestyle changes, or confusion.From tightening your budget to eliminating bad debt, maximizing tax-advantaged accounts, adjusting your investment mix, and building a second income stream — this episode gives you real-world strategies you can act on today.
If you'd like to work with us on your Medicare health plan, we're licensed in 45 states and actively helping clients across the country. Christian and the team at Everything Senior Insurance represent many of the top insurance companies in the Medicare space. We're happy to help—just reach out! ➡️ Visit our site: https://www.eseniorinsurance.com✅ Call us: (801) 255-5340
WGN Radio news anchor Steve Bertrand joins Wendy Snyder (in for Bob Sirott) to discuss his decision to retire and his jokes with the morning crew. He also shares how many people have already reached out to him with well wishes and when his last official day is.
In the 18th episode of Circling Seattle Sports' weekly Seattle Reign FC show, Right as Reign, CSS contributor Bella Munson joins CSS founder and editor-in-chief Charles Hamaker to discuss the clubs 2-1 home win over the Utah Royals that clinches a playoff berth, Lu Barnes retiring after the season, Jess Fishlock retiring from international play, the state of the club with one match to play this season, and much more.
Retire on Your Own Terms 10-20-25 by
Follow us on Instagram: @MOVE100Halifax, @ErinHopkinsFM & @PeterAtMove100
Are you rushing through life's best moments to get to your next drink? Member Devon Mickey shares his journey of retiring his decades-long identity as the "party guy" after facing a massive life transition. Learn how the powerful tool of reframing alcohol as "poison" helped him rewire his brain through neuroplasticity. Devon shows why investing in yourself, and the right community, is the real key to breaking the cycle of isolation and unlocking authentic joy and energy for your future . Download my FREE guide: The Alcohol Freedom Formula For Over 30s Entrepreneurs & High Performers: https://social.alcoholfreelifestyle.com/podcast ★ - Learn more about Project 90: www.alcoholfreelifestyle.com/Project90 ★ - (Accountability & Support) Speak verbally to a certified Alcohol-Free Lifestyle coach to see if, or how, we could support you having a better relationship with alcohol: https://www.alcoholfreelifestyle.com/schedule ★ - The wait is over – My new book "CLEAR" is now available. Get your copy here: https://www.alcoholfreelifestyle.com/clear
In this heartfelt episode of Retire in Texas, host Darryl Lyons, CEO and Co-Founder of PAX Financial Group, sits down with Dr. Marian Sokol, former CEO of the Children's Bereavement Center of South Texas, to explore how grief affects children - and how healing begins through connection, creativity, and compassion. From art therapy to peer support groups, Dr. Sokol shares how the Bereavement Center has helped thousands of children and families navigate the pain of losing a loved one. She also discusses the center's outreach in Uvalde, its school-based counseling programs, and how volunteers and donors play a vital role in sustaining its mission offered free of charge to families. Key Highlights: How the Children's Bereavement Center supports children ages 3-23 through grief and trauma. Why expressive arts therapy helps kids process pain they can't express in words. The Center's work in Uvalde and response to community-wide tragedies. How families can volunteer, donate, or participate in programs. The emotional and financial importance of wills, organization, and long-term planning. If you or someone you know is coping with loss - or wants to help others who are - learn more at www.cbcst.org or call (210) 736-4847. Listen to more episodes here: https://PAXFinancialGroup.com/podcasts If you benefitted from today's episode, feel free to share it with your family and friends.
In this podcast, Kushal and Aadit look back at the recently concluded bilateral ODI series between India and Australia where India lost 2-1 to the Aussies. What is the future of Rohit Sharma and Virat Kohli? Follow them: X: @ask0704 #ViratKohli #RohitSharma #RoKo #INDvsAUS #GautamGambhir #TeamIndia #CricketNews #IndianCricket #womensworldcup2025 #indiavsaustralia ------------------------------------------------------------ Listen to the podcasts on: SoundCloud: https://soundcloud.com/kushal-mehra-99891819 Spotify: https://open.spotify.com/show/1rVcDV3upgVurMVW1wwoBp Apple Podcasts: https://podcasts.apple.com/us/podcast/the-c%C4%81rv%C4%81ka-podcast/id1445348369 Stitcher: https://www.stitcher.com/show/the-carvaka-podcast ------------------------------------------------------------ Support The Cārvāka Podcast: Buy Kushal's Book: https://amzn.in/d/58cY4dU Become a Member on YouTube: https://www.youtube.com/channel/UCKPx... Become a Member on Patreon: https://www.patreon.com/carvaka UPI: kushalmehra@icici Interac Canada: kushalmehra81@gmail.com To buy The Carvaka Podcast Exclusive Merch please visit: http://kushalmehra.com/shop ------------------------------------------------------------ Follow Kushal: Twitter: https://twitter.com/kushal_mehra?ref_... Facebook: https://www.facebook.com/KushalMehraO... Instagram: https://www.instagram.com/thecarvakap... Koo: https://www.kooapp.com/profile/kushal... Inquiries: https://kushalmehra.com/ Feedback: kushalmehra81@gmail.com
Free Copy of My Book: Building Wealth In the TSP: Your Road Map To Financial Freedom as A Federal Employee: https://app.hawsfederaladvisors.com/free-tsp-e-book Want to schedule a consultation? Click here: https://app.hawsfederaladvisors.com/whatservicemakessense I am a practicing financial planner, but I'm not your financial planner. Please consult with your own tax, legal and financial advisors for personalized advice.
I think I'm being forced to retire. Everybody keeps talking about succession planning, but this nonprofit is my baby! Stacey and Andy can definitely help. Also this week, we talk about how to keep your head above water when there is *a lot* going on and all of it is important. Thanks for joining us this week, and don't forget to send all of your nonprofit related questions to Questions@NonprofitEverything.com.
Steiny & Guru have a little fun at the expense of a future Hall of Famer in a game the Warriors controlled from start to finish to move to 4-1.
A reflection of the changes that Peter Orwich, long-time sheep industry leader, has seen during his tenure with the American Sheep Industry Association.
Joe Anderson, CFP® and Big Al Clopine, CPA tackle one of the trickiest timing questions in retirement planning, today on Your Money, Your Wealth podcast number 553: when should you convert to Roth, while you're still earning, or after retirement? First, James from Texas wonders if it's worth maxing out his high-fee 457 plan, or if he's better off investing in a low-cost brokerage account. Full-time travelers "Lois and Clark" want to know how much they should keep converting to Roth now that they're on Medicare. Ray Charles in Chicago is burned out on corporate life and plans to quit at 55. Is that the perfect time for him to start Roth conversions? And finally, Gun and Rose from Louisiana ask if borrowing again from their 401(k) is a smart move. Free Financial Resources in This Episode: https://bit.ly/ymyw-553 (full show notes & episode transcript) Retirement Lifestyles Guide - free download Ultimate Guide to Roth IRAs - free download Will Your Money Last Through Retirement? - YMYW TV Financial Blueprint (self-guided) Financial Assessment (Meet with an experienced professional) REQUEST your Retirement Spitball Analysis DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Connect With Us: YouTube: Subscribe and join the conversation in the comments Podcast apps: subscribe or follow YMYW in your favorite Apple Podcasts: leave your honest reviews and ratings Chapters: 00:00 - Intro: This Week on the YMYW Podcast 00:56 - 457(b) vs. Brokerage: Are High Fees Worth the Tax Break? (James, TX) 06:43 - Roth Conversions in Retirement: Hitting the Road and the 12% Bracket ("Lois & Clark", FL) 19:54 - Early Retirement Pivot: Quit at 55 and Convert to Roth? ("Ray Charles", Chicago, IL) 33:28 - Should We Borrow From 401(k) For Home Repairs? (Gun & Rose, LA) 38:54 - Outro: Next Week on the YMYW Podcast
Owen Poole covers the big tech stories of the day. Apple will add passports to its digital ID system in Wallet. As the Twitter domain retires, you could get locked out of your X account. A new study says AI chatbots are sycophants, and that's hurting science.
With the term "financial advisor" being used so broadly these days, it's harder than ever for retirees and investors to make sense of who's actually guaranteed to act in their best interest. So let's talk about the key responsibilities of fiduciaries, explore the differences between fee-only advisors and those who earn commissions, and go through why full disclosure and ongoing advice matter so much in your financial planning relationship. I share practical tips on how to vet potential advisors, whether you're unhappy with your current one or searching for the right fit for the first time, and discuss online resources designed to help you find an aligned, trustworthy professional. If you want to make sure your advisor is truly putting your interests first, this episode is for you. You will want to hear this episode if you are interested in... [00:00] What is a Fiduciary Advisor? [04:59] Fiduciary duty in financial advice. [10:14] Advisor compensation and fiduciary conflicts. [13:16] Financial advisor versus Fiduciary. [14:41] Choosing your Fiduciary Advisor. [16:22] How to find a potential Fiduciary Advisor. What Is a Fiduciary and Why Should You Care? A fiduciary is someone who is legally and ethically bound to act in your best interest. Professions such as attorneys, executors, and corporate officers have fiduciary obligations, but in wealth management and investing, this distinction is particularly critical. Registered investment advisory firms (RIA) and their representatives are fiduciary advisors, meaning their primary responsibility is you, the client, unlike brokers or insurance agents, whose loyalty is often to their employer. Because anyone can call themselves a "financial advisor," the consumer's challenge is identifying who's truly working for you. How Fiduciary Financial Advisors Serve You 1. Duty of Care A fiduciary advisor must always put your interests first, providing recommendations and advice tailored for your benefit. This doesn't automatically mean recommending the cheapest investment, it means recommending the most appropriate solution, factoring in cost, liquidity, and other key details. If an advisor recommends their own firm's products, this must be clearly disclosed due to the potential conflict of interest. 2. Duty to Seek Best Execution When managing your investments, a fiduciary is responsible for choosing brokers and executing trades with your best interest in mind. It's not just about low commissions; it's about balancing price, research, reliability, and responsiveness. 3. Ongoing Advice and Monitoring A true fiduciary doesn't just sell you a product and disappear. They provide continuous advice, meet with you regularly, ideally at least annually or semi-annually, and adjust your strategy as your life and goals change. If you haven't heard from your advisor in years, they're likely not fulfilling their obligations. 4. Duty of Loyalty Advisors must actively avoid or disclose any conflicts of interest. Vague, general disclosures aren't enough; specifics matter so you can make informed decisions. For example, any financial benefit your advisor receives from recommending a particular fund or insurance policy should be clear and transparent. How Fiduciary Advisors Get Paid and Why It Matters Fiduciary RIAs typically avoid commissions and instead rely on three main payment models: Hourly Fees: You pay for the advisor's time, just as you would an attorney. Flat Fees: One-time fees for specific services, like a comprehensive financial plan. Assets Under Management (AUM): The most common method; you pay a percentage of the assets the advisor manages for you (often around 1% annually). The aim is to remove any incentive for the advisor to recommend products based on compensation rather than your best interest. Financial Advisor vs. Fiduciary: Spotting the Difference Many professionals use the title "financial advisor," whether they are fiduciaries or not. The real question to ask: Are you a fee-only advisor? Fee-only advisors are paid solely by the fees their clients pay, not commissions or kickbacks from financial products. To do your own research, use the online tools I recommend to verify credentials, licenses, and complaint histories. Also think about asking your advisor to sign a fiduciary oath, confirming their commitment to act solely in your interest. A fiduciary promises ongoing advice, transparency, and loyalty, values that matter when your future is at stake. Remember: Ask questions, verify credentials, and always ensure your advisor is truly working in your best interest. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE BrokerCheck IAPD findmyfiduciary.com Fiduciary Oath CFP.net Connect With Morrissey Wealth Management www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan
Owen Poole covers the big tech stories of the day. Apple will add passports to its digital ID system in Wallet. As the Twitter domain retires, you could get locked out of your X account. A new study says AI chatbots are sycophants, and that's hurting science.
Are you ready for retirement, or just hoping for the best? Discover why timing, strategy, and expert guidance matter more than ever as Derrick Caldwell breaks down the essentials of retiring “Texas style.” From maximizing your investments and managing taxes to stress-testing your financial future, this episode reveals how to build a resilient plan—no matter what surprises life throws your way. Get Your Complimentary Retirement Analysis Social Media: Facebook | XSee omnystudio.com/listener for privacy information.
TKras and Chris Mathis played Take It Or Leave It, can you believe what TKras says here?
Emily and Kenji grew up with very little and now (at 34 and 36) they've built a $2M net worth and a plan to be work-optional by 40. We pressure-test their CoastFIRE math, reveal why a $1M taxable bridge can still come up short, and show how solo 401(k)s, backdoor Roth conversions, and a small savings re-mix help them reach their goals. Jump start your journey with our FREE financial resources Reach your goals faster with our products Take the relationship to the next level: become a client Subscribe on YouTube for early access and go beyond the podcast Connect with us on social media for more content Bring confidence to your wealth building with simplified strategies from The Money Guy. Learn how to apply financial tactics that go beyond common sense and help you reach your money goals faster. Make your assets do the heavy lifting so you can quit worrying and start living a more fulfilled life. NordVPN.com/MONEYGUY Learn more about your ad choices. Visit megaphone.fm/adchoices
The Haunted Backlog — When Old Stories Won't DieTriage: Mark backlog items > 90 days old as “graveyard candidates.”Reframe: Turn vague epics into a one-sentence outcome + metric. If you can't, bury it.Timebox an experiment: If still valuable, create a 1-week spike with a clear success metric.Assign ownership: No owner = forever ghost. Give it to someone accountable for outcome vs. activity.Retire ritual: Monthly “retire or revive” cadence — items not revived are archived with a short rationale.How to connect with AgileDad:- [website] https://www.agiledad.com/- [instagram] https://www.instagram.com/agile_coach/- [facebook] https://www.facebook.com/RealAgileDad/- [Linkedin] https://www.linkedin.com/in/leehenson/
On this episode of CFO at Home, Vince and his guest, Kyle Gabhart, author of "Legends Don't Retire and Neither Should You"., discuss creating a meaningful legacy, financial and otherwise. They discuss the importance of living a meaningful life in the present, and how wealth can amplify influence but is not the essence of one's legacy. Kyle also challenges the conventional notion of retirement, advocating instead for a life of engagement and purpose throughout our lives, and shares strategies for integrating passion into our lives while preparing for the future. For more about Kyle and his work, visit KyleGabhart.com. Key Topics: The Meaning of Legacy: Living vs. Leaving Challenging Conventional Retirement Notions The Importance of Community and Engagement Balancing Financial Planning with Life Fulfillment Understanding the Role of Wealth in Legacy Strategies for a Holistic Approach to Budgeting Key Links: Kyle Gabhart.com Legends Don't Retire and Neither Should You Kyle Gabhart | LinkedIn Bluegrass Legacy Group | Facebook Contact the Host - vince@thecfoathome.com Want to be a guest on CFO at Home? Send Vince a message on PodMatch, here: https://www.podmatch.com/hostdetailpreview/1628643039567x840793309030672500
B.D. interviews Stacey Brown Randall, who he likes to call the referral ninja.Feeling stuck when it comes to referrals? Want to finally unlock the secret to consistent, high-quality business growth—WITHOUT having to awkwardly ask or pay for leads? The “Referral Ninja” herself, Stacy, just dropped ALL the gold on our latest episode of Grow, Sell and Retire!Tune in as Stacy shares:
Bill Horan talks with Frank Buchholz, author of THE INVESTOR'S GOLDEN PLAYBOOK. Frank will discuss how he built his own retirement plan to the point where it is now worth 8.5 million dollars, why he says we must build a prosperity mindset and what that means, what are the biggest financial errors people make and why it is so important to start a retirement account as soon as possible in life.
Suze Orman's Women & Money (And Everyone Smart Enough To Listen)
On this Ask Suze & KT Anything episode, KT asks Suze your questions about trusts, the right investment options, giving money to children and so much more. Watch Suze’s YouTube Channel Jumpstart financial wellness for your employees: https://bit.ly/SecureSave Protect your financial future with the Must Have Docs: https://bit.ly/3Vq1V3GGet your savings going with Alliant Credit Union: https://bit.ly/3rg0YioGet Suze’s special offers for podcast listeners at suzeorman.com/offerJoin Suze’s Women & Money Community for FREE and ASK SUZE your questions which may just end up on the podcast. Download the app by following one of these links: CLICK HERE FOR APPLE: https://apple.co/2KcAHbH CLICK HERE FOR GOOGLE PLAY: https://bit.ly/3curfMISee omnystudio.com/listener for privacy information.
In this episode of Specifically for Seniors, host Laurence I. Barsh sits down with Dr. Lee Tannenbaum, a physician and healthcare leader whose career has been devoted to improving addiction treatment across the lifespan. Together, they confront a growing but often invisible crisis: substance misuse among older adults. While addiction in the United States is frequently portrayed as a youth-driven epidemic, this conversation reveals a more complex and urgent reality—one in which seniors are increasingly vulnerable to alcohol misuse, cannabis overuse, and the abuse of prescribed medications.As Americans live longer and face deepening isolation, many older adults find themselves navigating chronic pain, grief, and the challenges of polypharmacy. These factors not only increase the risk of addiction but also complicate diagnosis and treatment. Yet the healthcare system, still largely calibrated to younger populations, often fails to recognize or respond to these issues with the nuance they demand.Dr. Tannenbaum, Senior Medical Director at ARS Treatment Centers, shares insights from decades of experience designing methadone and buprenorphine-based treatment programs, shaping policy, and managing clinical operations through crises like COVID. He and Laurence explore how addiction trends have shifted over the past decade, which substances are driving the most harm, and how mental health challenges intersect with substance use—particularly in aging populations.They discuss how addiction manifests differently across age groups, regions, and racial demographics, and why older adults are frequently misdiagnosed or overlooked. Dr. Tannenbaum outlines the substances most commonly misused by seniors—alcohol, prescription medications, and increasingly, cannabis—and explains how confusion, falls, and even death can result from unrecognized dependence. He also highlights the role of grief, chronic illness, and social disconnection in triggering substance misuse later in life.The conversation turns to the clinical blind spots that caregivers and providers often miss, the cultural and systemic barriers that prevent older adults from accessing care, and the need for treatment centers to adapt their models to better serve aging populations. Dr. Tannenbaum offers a detailed look at treatment protocols for seniors, including approaches to managing alcoholism and benzodiazepine dependence in private practice.They also examine the political landscape, including the impact of recent federal initiatives like the Executive Order titled “Ending Crime and Disorder on America's Streets,” and how such policies affect harm-reduction strategies and medication-focused treatment approaches. Dr. Tannenbaum shares his concerns about governmental overreach and the erosion of programs like needle exchanges that have proven effective in reducing harm.Listeners are invited to explore more of Dr. Tannenbaum's work at addictioncoa.com, and to tune into his podcast, co-hosted with his daughter ,You Don't Have Struggle (https://open.spotify.com/show/51NIjdp4uhQ1wQ9e1dyYCb) where they delve deeper into addiction medicine, treatment innovation, and the evolving challenges of care.This episode is a call to action: to recognize that addiction doesn't retire at 65—it evolves. And if our systems are to meet the moment, they must evolve too.Dr. Tannenbaum's BookThe Addiction Conspiracy: Unlocking Brain Chemistry and Addiction So You Don't Have To Struggle (https://a.co/d/hDQzAfW)
ICYMI Gary Gardner for 'Retirement Your Way" joined Dan Brennan and Dalton Orwig on Mobile Mornings to talk about planning for the future! Gary has great advice and has made it a mission to help everyone understand how to be comfortable in your retirement years!
Zac Clark and ForceofPhil dive into the exciting world of Value Vintage, discussing deck building strategies, innovative card choices, and the evolving landscape of the Vintage format. They explore various deck synergies, share insights on community engagement, and reflect on the thrill of discovering budget-friendly cards. The conversation highlights the importance of creativity in deck construction and the joy of participating in the Magic: The Gathering community.TakeawaysValue Vintage allows for creative deck building on a budget.Decks can be built for under $30, making it accessible.Screenshots are needed to prove deck prices for events.Infinite life strategies can be effective in gameplay.Community engagement enhances the experience of playing Vintage.Exploring the bulk bin can yield valuable cards.Innovative card choices can lead to unique strategies.The format encourages experimentation and creativity.Legacy decks can find new life in Value Vintage.The excitement of upcoming events drives community participation.Chapters00:00 Introduction to Value Vintage02:53 Deck Building Strategies05:34 Exploring Deck Synergies08:38 Innovative Card Choices11:25 The Future of Value Vintage16:28 Deck Building Dilemmas19:00 Exploring Vintage Value20:53 Nostalgia and Card Discovery24:43 Strategizing for Value Vintage26:32 Creative Brewing Ideas
Zac Clark and ForceofPhil dive into the exciting world of Value Vintage, discussing deck building strategies, innovative card choices, and the evolving landscape of the Vintage format. They explore various deck synergies, share insights on community engagement, and reflect on the thrill of discovering budget-friendly cards. The conversation highlights the importance of creativity in deck construction and the joy of participating in the Magic: The Gathering community.TakeawaysValue Vintage allows for creative deck building on a budget.Decks can be built for under $30, making it accessible.Screenshots are needed to prove deck prices for events.Infinite life strategies can be effective in gameplay.Community engagement enhances the experience of playing Vintage.Exploring the bulk bin can yield valuable cards.Innovative card choices can lead to unique strategies.The format encourages experimentation and creativity.Legacy decks can find new life in Value Vintage.The excitement of upcoming events drives community participation.Chapters00:00 Introduction to Value Vintage02:53 Deck Building Strategies05:34 Exploring Deck Synergies08:38 Innovative Card Choices11:25 The Future of Value Vintage16:28 Deck Building Dilemmas19:00 Exploring Vintage Value20:53 Nostalgia and Card Discovery24:43 Strategizing for Value Vintage26:32 Creative Brewing Ideas
Mike Johnson, Ali Mac, and Beau Morgan react to the latest news, rumors, and reports in the NFL as they go In The Huddle.
Rena Sargianopoulos sat in for Vineeta and talked with Political Commentator Brian McClung on The WCCO Morning News.
Send us a textAaron's rolling solo and firing on all cylinders. In this episode, he torches the latest “breaking” story claiming generals have “lost faith” in Secretary Pete Hegseth—calling out the lazy headlines, the performative outrage, and the same gray-haired generals who tanked Afghanistan and somehow still have opinions.Then he unloads on the FBI's “major win”: arresting NBA players and coaches for gambling. Because apparently, catching jump-shot hustlers is a bigger priority than finding America's missing kids. Toss in a federal shutdown that's choking military families and you've got classic Ones Ready chaos—unfiltered, sarcastic, and brutally on point.If you're over the bureaucratic nonsense and fake leadership, this is your dose of truth from someone who still gives a damn.⏱️ Timestamps: 00:00 – “One's Ready, go!” Aaron's solo mission begins 00:45 – Nashville OTS update & Taylor's field-day madness 01:30 – Pentagon drama: generals “lose faith” in Hegseth 02:00 – “Astroturfing 101”: media manipulation exposed 03:45 – “Former cable host”? That's your best insult? 04:30 – FBI busts NBA coaches while kids go missing—priorities! 05:45 – Mic chaos & Kash Patel's overhyped presser 06:50 – Shutdown fallout: help for service members 08:15 – “The same generals who ran Afghanistan—still lecturing?” 09:00 – Aaron's final truth bomb: retire already, grandpas
If you'd like to work with us on your Medicare health plan, we're licensed in 45 states and actively helping clients across the country. Christian and the team at Everything Senior Insurance represent many of the top insurance companies in the Medicare space. We're happy to help—just reach out! ➡️ Visit our site: https://www.eseniorinsurance.com✅ Call us: (801) 255-5340
Maximizing Fitness, Fat Loss & Running Through Perimenopause
What if midlife wasn't the end of your best runs, vibrant health, and unstoppable performance, but it was the start of something even stronger?In this inspiring episode, host Louise Valentine, one of the world's leading experts for perimenopausal avidly active women and runners, reminds every woman that it's never too late to pivot, reset, and build your own dream happy place. Louise opens up about her journey of “retiring” at 40 after a remarkable career, not to stop working, but to serve from a place of love, integrity, passion, and deep meaningful purpose.Listeners will hear powerful stories of Breaking Through Wellness women runners who overcame chronic pain, hormone imbalances, perimenopause symptom hell, amenorrhea, and running burnout to reclaim their best strength, confidence, and performance yet! Louise also shares how Breaking Through Wellness became more than a women's health practice and program; it's a movement of women runners and endurance athletes redefining what health and high performance look like age 35 and beyond as hormones change.If you've ever felt like your body or work life is changing faster than you can keep up, this episode is your permission slip to slow down, realign, and start again, without guilt or grind.Learn & level up with my free nutrition guide and award-winning Badass Breakthrough Academy to thrive through perimenopause with less stress: https://www.breakingthroughwellness.com/Link to our FullScript where you can see our curated best supplement picks & save 20% off: https://us.fullscript.com/welcome/breakingthroughwellness/store-start Take advantage of our podcast listener discount and save 20% off all of Kion's science-backed clean products: https://www.getkion.com/pages/maximizing Promo code LOUISE saves on all future orders!Episode Highlights:(0:00) Intro(3:04) Life updates and rapid podcast growth(5:19) Transformations at the Wineglass Wellness Retreat(8:03) Integrity, limits, and community connection(15:01) What “retirement” really means for Louise(19:57) The shame of slowing down as a runner(27:27) Redefining women's health with authenticity(41:37) Be bold, take up space, and rewrite your story(45:53) OutroTune in weekly to "Maximizing Hormones, Physique, and Running Through Perimenopause" for our simple female-specific science-based revolution. Let's unlock our best with less stress!I'd love to connect!Instagram
Wealth Wednesday With Chris Sain Tell US A Secret Ask YeeSee omnystudio.com/listener for privacy information.
On the Trust the Plan Podcast, Nick Hopwood, CFP® and Jim Pilat, CFP® explore the concept of "What's your number?" This refers to the specific amount of money you need to feel comfortable retiring. They explain how identifying this number brings clarity to your financial planning and helps you focus on what truly matters to achieve your goals. It's about understanding what you need to live the life you want and being able to enjoy it guilt-free once you've reached that point. Nick and Jim outline practical steps to reach your number, including intentional saving, investing, and aligning your plan with your values and vision for retirement. — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com
Retire at 65: How Much Money Do You REALLY Need?
It takes a long time to hit 100 episodes when you're a monthly podcast. So we're pretty excited. Carl wanted to get the perfect guest. He chose Fritz Gilbert the OG, who is the top voice in the modern retirement movement. Fritz is a retirement expert/book author/speaker/do-gooder and the author of award winning "The Retirement Manifesto". He's written 400+ articles and 1 million words about retirement and how to live your very best life in this next phase of life. Fritz totally delivers! He's high-energy, funny and gives incredible insights into helping you plan a smooth transition to and once you're in that retirement how you can make it even better. • More about Fritz Gilbert: https://www.theretirementmanifesto.com/about/ • Fritz's Fritz's Retirement Manifesto "Ten Commandments of Retirement: https://www.theretirementmanifesto.com/the-ten-commandments-of-retirement/ • Episode Content: https://pickleballmediahq.com/blog/Fritz-gilbert-interview-mr-retirement-author-of-the-retirement-manifesto • Sponsored by Capital Advantage: https://capitaladvantage.com/promotion/retirement-planning-guide/ • Sponsored by How to Retire and Not Die: https://garysirak.com/how-to-retire-and-not-die/ • I Used to be Somebody World Tour: https://pickleballmediahq.com/tour/all-tours • Subscribe to I Used to be Somebody newsletter: https://pickleballmediahq.com/contact/subscribe
If you'd like to work with us on your Medicare health plan, we're licensed in 45 states and actively helping clients across the country. Christian and the team at Everything Senior Insurance represent many of the top insurance companies in the Medicare space. We're happy to help—just reach out! ➡️ Visit our site: https://www.eseniorinsurance.com✅ Call us: (801) 255-5340
Every year, Medicare Open Enrollment presents an important opportunity for retirees and individuals enrolled in Medicare to review, update, and make changes to their health and prescription drug coverage. If you're on Medicare or approaching retirement, understanding the enrollment period and your options is crucial to ensuring comprehensive and cost-effective health care. I'm sharing the seven essential things you need to know to make the most of this important window. Whether you're already enrolled in Medicare or want to stay ahead of your retirement planning, I explain key dates, your options for switching plans, how to review or update your prescription drug coverage, and what to do if your health or coverage needs have changed. Tune in to learn about navigating Medicare Advantage, Medigap, and everything you should consider before December 7th to keep your health and finances on track as you plan your ideal retirement. You will want to hear this episode if you are interested in... [01:56] Seven key things to know about Medicare open enrollment. [03:04] Making changes to your Medicare supplemental coverage. [04:30] Prescription drug plan options. [05:21] How to evaluate and change Medicare Advantage plans. 07:30] Switching from a Medicare Advantage plan to a Medigap plan. [12:17] Effective dates for making Medicare Changes. What Is Medicare Open Enrollment? Medicare Open Enrollment occurs annually from October 15th to December 7th. During this time, anyone currently enrolled in Medicare has the chance to make changes to their coverage. This window allows you to switch plans, sign up for supplemental coverage, or alter your prescription drug benefits, flexibility that's vital as your health needs or financial circumstances shift. It's important to note that this period is only for those already enrolled in Medicare, not for newly eligible individuals. This annual period matters for anyone with existing Medicare coverage. If you're new to Medicare, say, your 65th birthday is coming up, your initial enrollment period is separate, and open enrollment won't apply until the following year. Retirees and older people who have already navigated their initial sign-up should take advantage of open enrollment to ensure their health plan continues to meet their needs. Your Medicare Options Medicare coverage comes in several forms: Original Medicare (Parts A & B): Provides hospital and medical insurance. Medicare Advantage: All-in-one alternatives to Original Medicare, often with additional benefits and lower out-of-pocket costs. Medigap (Medicare Supplement): Offers extra coverage to help pay healthcare costs not covered by Original Medicare. Open enrollment is your chance to change from one type to another, such as moving from a Medicare Advantage plan to a Medigap policy or vice versa. Switching plans can bring savings or better coverage, depending on your health situation, but there are specific rules, like the six-month initial enrollment for Medigap and state-specific regulations, that you must navigate. Prescription Drug Plans: Reviewing and Updating Part D Prescription needs often change, and so do the offerings of Part D drug plans. This period lets you join, drop, or switch your drug coverage. If your current plan is discontinuing a medication you rely on or raising costs, research alternatives in your area. Lack of creditable drug coverage carries penalties, making it important to have either Part D or a Medicare Advantage plan with drug benefits. Switching Medicare Advantage Plans Medicare Advantage plans differ in costs, networks, and coverage options, and these can change each year. If your doctors are no longer covered or prescription benefits shift unfavorably, open enrollment is the time to shop for a better-fitting plan. Changes due to pricing or plan termination also allow you to choose a new plan that better fits your situation for the upcoming year. Understanding Medigap Eligibility and State Rules Switching from Medicare Advantage to Medigap isn't always straightforward, especially after your initial six-month enrollment window. Some states, including Connecticut, New York, and Massachusetts, offer more flexibility, letting you change plans without penalties for pre-existing conditions. Outside of these areas and time frames, you may face higher premiums or coverage denial unless a “guaranteed issue period” applies, such as following a plan termination or a move to a different state. Timing and Next Steps Any changes you make during Medicare Open Enrollment become effective January 1st of the following year. It's important to act before the December 7th deadline, so plan ahead, review notices, research alternatives, and consult with trusted advisors if you're unsure. Keeping up annually ensures your coverage fits your evolving health needs and budget. Medicare Open Enrollment can feel overwhelming, but it's a vital tool for retirees aiming for optimal care and cost efficiency. Stay informed, review your options, and take charge of your retirement health plan this open enrollment season. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE Avoid These Seven Medicare Enrollment Mistakes and Protect Your Finances, #271 Connect With Morrissey Wealth Management www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan
LUKE THOMAS IS HERE!"Mighty" Demetrious Johnson is welcomed by the combat sports analyst Luke Thomas!⚡️1st Phorm
In this episode of Stories from the River, host and CEO Charlie Malouf welcomes keynote speaker and author Kristen Hadeed, fresh off her impactful talk at Broad River Retail's “Pioneering the Path - a Purpose 8:28 Experience” leadership event. Kristen opens up about her unexpected journey—accidentally launching the cleaning company Student Maid at just 19, navigating major failures, and discovering her passion for human-centered leadership. What began as a student side-hustle quickly became a laboratory for learning, where she uncovered how trust, communication, and belief in people can transform a culture. Kristen reveals the pivotal conversation with her friend and colleague Monique that ultimately shifted her company's purpose, evolving from her cleaning company Student Maid to a leadership development organization. Her story sets the stage for a larger message: leadership isn't about perfection—it's about courage, connection, and owning our impact. Charlie and Kristen also discuss how she prepares her keynotes, customizing every presentation to the culture and needs of her audience rather than delivering a pre-packaged speech. Together, they unpack themes from her session, including the power of a “resilience résumé,” confronting imposter syndrome, and recognizing fear as a signal that something truly meaningful is on the line. Kristen's vulnerability, humor, and practical wisdom invite Memory Makers to lead with heart, take ownership, and collaborate boldly with courageous conversations. From her first interactions with Broad River, Kristen says she immediately felt the authenticity and electricity of the culture. Part 1 captures that energy—an inspiring conversation about growth, intentional leadership, and the courage to build environments where people can thrive. Come back for part two of this conversation on Thursday! Additional Resources: Kristen's Leadership Development Company Website - https://www.kristenhadeed.com Permission to Screw Up by Kristen Hadeed - https://www.amazon.com/Permission-Screw-Up-Learned-Everything/dp/1591848296 The Human Leadership Program by Kristen Hadeed - https://www.kristenhadeed.com/humanleadershipprogram Kristen's Original 2012 TED Talk with over 3.3M Views: How to Retire by 20 - https://www.youtube.com/watch?v=JDvoGev5_tk Kristen Hadeed and Millennials on the Truly Human Leadership podcast: https://feeds.libsyn.com/67290/podcast/ep-19-kristen-hadeed-and-millennials Kristen Hadeed and Millennials on the Truly Human Leadership on Apple Podcasts: https://podcasts.apple.com/us/podcast/truly-human-leadership/id992577373?i=1000581569564 The War of Art by Steven Pressfield - https://www.amazon.com/War-Art-Through-Creative-Battles/dp/1936891026 The Imposter Phenomenon by Dr. Pauline Rose Clance - https://paulineroseclance.com/impostor_phenomenon.html Silence the Imposter by Gary Frey - https://www.amazon.com/Silence-Imposter-Weapons-Syndrome/dp/B0CJLLLV61 Combining Ministry and Football: The Unique Path of Pittsburgh Steelers Chaplain Kent Chevalier - https://www.youtube.com/watch?v=UJuLje81LNE Arthur Brooks - The Power of Teaching, The Arrival Fallacy, The Mad Scientist Profile, Lifting Heavy Weights, & The Two Best Practices To Be Happy - https://podcasts.apple.com/us/podcast/the-learning-leader-show-with-ryan-hawk/id985396258?i=1000725431986 Watch this episode on YouTube: https://youtu.be/XOAGyXo5auw Visit https://www.storiesfromtheriver.com for more episodes. Broad River Retail brought this show to you. Visit https://BroadRiverRetail.com Follow us on LinkedIn: https://www.linkedin.com/company/broad-river-retail
Join the community built to help you master your money, stay accountable, and reach financial freedom.
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3323: Craig Stephens uses the simple act of resisting a doughnut to illustrate how self-control and delayed gratification fuel long-term financial freedom. His reflection shows that every small disciplined choice shapes a stronger mindset, greater savings, and a life built on intentional habits rather than impulse. Read along with the original article(s) here: https://www.retirebeforedad.com/dont-eat-doughnut/ Quotes to ponder: "Every decision we make, no matter how small, contributes to who we are and where we're going." "Self-control is a muscle, the more you use it, the stronger it becomes." "Delaying gratification today gives you more choices tomorrow." Episode references: The Millionaire Next Door: https://www.amazon.com/Millionaire-Next-Door-Surprising-Americas/dp/1589795474 Your Money or Your Life: https://www.amazon.com/Your-Money-Life-Transforming-Relationship/dp/0143115766 Marshmallow Test – Stanford University: https://en.wikipedia.org/wiki/Stanford_marshmallow_experiment Learn more about your ad choices. Visit megaphone.fm/adchoices
The real question isn't “Can we retire?”, it's “On how much, and when do the big costs fade so our savings can breathe?”In this episode, James walks through one couples' retirement plan to show how timing, travel, and housing choices can turn a shaky forecast into a confident glidepath.He highlights the income canyon most people miss (the stretch between retiring and starting Social Security) where withdrawals rise sharply, then ease once benefits begin and the mortgage is gone. By front-loading travel for the first ten “go-go” years, delaying Social Security, and planning a mid-70s downsize, they achieve nearly the same security as working three extra years without giving up their best health and freedom.James explains why the 4% rule can mislead, how to align income with evolving expenses, and what it takes to keep a plan sustainable through market swings and lifestyle shifts.Key Takeaways:• The income canyon between 65–70• Smarter spending vs. working longer• Front-loading travel without straining savings• The “retirement spending smile” in action• When downsizing adds flexibility and securityIf you're in your 60s wondering when your savings can finally breathe, James lays out a clear, practical path to a confident “yes” on retirement.- Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!
If I retire at 68 in 2026, I have forecasted a monthly Social Security and pension income that will cover expenses and offer a $1,300 cushion. Do you think I am okay to retire? Have a money question? Email us here Subscribe to Jill on Money LIVE Subscribe to Jill on Money Newsletter YouTube: @jillonmoney Instagram: @jillonmoney Twitter: @jillonmoney "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Adam, Phil, and Nicholas chat about all the big wrestling talking points this week...The Vision BETRAY Seth Rollins!Will Chris Jericho go back to WWE?The Dudley Boyz RETIRE!Which wrestlers still need to interact?What's going on with Andrade?!We answer all these questions and more, and there's a bloody good quiz all about Seth Rollins!Follow us on Twitter:@AdamWilbourn@PhilMyChambers@ItsAdamNicholas@WhatCultureWWEFor more awesome content, check out: whatculture.com/wwe Hosted on Acast. See acast.com/privacy for more information.