Podcasts about Risk

The probability of loss of something of value

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    Midrats
    Episode 738: Is the Navy Missing its Moment, with Chris Servello

    Midrats

    Play Episode Listen Later Nov 17, 2025 57:35 Transcription Available


    For a decade and a half, since President Obama's Pacific Pivot speech, there has been a rising tide in the conversation about the need to fix the US Navy's shortfall to meet the challenge of the People's Republic of China.Faced with systemic and cascading failures in everything from surface ship design to maintenance, and distractions as frivolous as Great Green Fleets at sea and as serious as the Islamic State ashore, navalists have been waiting for serious action on the waterfront to match the rising tide of the strategic situation.Rhetorically at least, the second Trump administration came in saying all the right things to give hope that, at last, we would turn into the wind.Are we?Returning to the Midrats Podcast is Chris Servello, CDR, USN (Ret.), cofounder of Provision Advisors PR Consultancy. SummaryIn this episode of Midrats, Mark, Sal, and Chris Servello discuss the current state of the U.S. Navy, focusing on leadership challenges, the importance of communication, and the need for innovation in naval strategy and technology. They explore the cultural issues within the Navy that hinder progress and the necessity for reform in acquisition processes. The conversation also touches on the role of allied navies and the importance of domestic shipbuilding capabilities in maintaining American sea power.TakeawaysThe Navy is at a critical juncture in reclaiming its sea power.Leadership changes are necessary to address the Navy's challenges.Communication with Congress and the public is vital for naval support.Cultural issues within the Navy contribute to a lack of innovation.The Navy must learn from allied navies and their practices.Acquisition processes need significant reform to be effective.Risk-taking and creativity are essential for naval success.Domestic shipbuilding capabilities must be prioritized over outsourcing.The current political climate affects national security discussions.The Navy's future depends on effective leadership and strategic planning.Chapters00:00: Introduction05:04: Reflections on Naval Strategy and Leadership09:51: Challenges in Navy Leadership and Administration14:47: Comparative Analysis of Military Services19:50: The Importance of Communication and Public Engagement24:51: Innovations in Naval Technology and Acquisition Reform30:07: Concluding Thoughts on Naval Future and Leadership32:18: Navigating Leadership Challenges in the Navy34:28: The State of American Sea Power36:42: Balancing Domestic and Foreign Shipbuilding40:52: The Future of Naval Strategy and Technology45:18: The Role of Congress in Naval Affairs48:32: Innovating Beyond Traditional Naval Constructs51:43: Cultural Barriers to Risk and Innovation56:40: Reviving Experimentation in Naval Programs01:00:07: Learning from Global Naval Practices

    The mindbodygreen Podcast
    624: VO2 max, wearables, & eliminating heart disease risk | Peter Attia, M.D.

    The mindbodygreen Podcast

    Play Episode Listen Later Nov 16, 2025 52:44


    “VO2 max is the best predictor of lifespan,” says Peter Attia, M.D. Peter Attia, M.D., physician, founder of Early Medical, and expert in the applied science of longevity, joins us today to break down the key levers for extending both lifespan and healthspan—from how to train for a higher VO2 max to the biomarkers that truly predict long-term health. - The most powerful habit for longevity (~6:15) - VO2 max (~8:55) - How to increase your VO2 max (~10:08) - Heart rate vs. perceived exertion (~12:35) - Attia's strength training routine (~15:20) - 2 exercises Attia stopped doing (17:00) - Diminishing returns in terms of exercise (~19:55) - His take on wearables (~21:25) - Cardiovascular disease markers (~23:38) - Lowering ApoB (~25:35) - Pharmaceutical interventions for LDL & ApoB (~27:50) - Neuroinflammation markers (~37:25) - Perspectives on statins (~40:45) - The role of nutrition (~42:50) - Potential benefits of GLP-1s (~45:00) - Peptides (~47:50) - The power of exercise (~51:00) Referenced in the episode:  - Follow Attia on Instagram (@peterattiamd) - Listen to his podcast, The Peter Attia Drive  - Check out his website (https://peterattiamd.com/)  - Pick up his book, Outlive: The Science of Art & Longevity  - Take his class on MasterClass (https://www.masterclass.com/series/science-for-a-longer-better-life) - Watch the trailer for his class on MasterClass (youtube.com/watch?v=f_Mz095swls&feature=youtu.be)   We hope you enjoy this episode, and feel free to watch the full video on YouTube! Whether it's an article or podcast, we want to know what we can do to help here at mindbodygreen. Let us know at: podcast@mindbodygreen.com. Learn more about your ad choices. Visit megaphone.fm/adchoices

    Pregnancy Podcast
    Hypertension and the Hidden Risk Beyond Your Blood Pressure Checks

    Pregnancy Podcast

    Play Episode Listen Later Nov 16, 2025 33:07


    Some fluctuations in blood pressure during preganncy are expected, but hypertensive disorders are one of the leading causes of maternal and perinatal mortality worldwide. This includes chronic or gestational hypertension, preeclampsia, HELLP, and eclampsia. High blood pressure during pregnancy can place significant stress on your heart and kidneys leading to heart and kidney disease and stroke. It also increases the risk of preterm birth, placental abruption, and cesarean. Plus, it can reduce blood flow to the placenta and limit the oxygen and nutrients available to your baby. Most pregnancy-related conditions resolve after birth, but the risk from hypertensive disorders does not end there. Mothers can develop dangerous symptoms in the days and weeks after birth, even if their blood pressure was normal throughout pregnancy. Recognizing warning signs and seeking medical attention right away can be life-saving. Full article and resources for this episode: https://pregnancypodcast.com/hypertension/ Thank you to the brands that power this podcast: Zahler goes above and beyond in formulating their Prenatal +DHA. It's made with high-quality nutrients like the active form of folate and bioavailable iron. Plus, it includes essential nutrients like omega-3s that you will not find in most other prenatal vitamins. In November 2025, save 35% with the code PREPOD35 on Amazon: http://amzn.to/2tFOBgb You can always see the current promo code at: https://pregnancypodcast.com/vitamin/ The VTech V-Hush Stroller Rocker is a portable device that gently rocks your baby's stroller or crib to help them sleep peacefully anywhere. With three adjustable motion levels, you can choose the perfect calming rhythm for your baby. It also includes a built-in amber night light, a rechargeable battery, soothing sounds, white noise, and lullabies. Soothe your baby to sleep anywhere with the V-Hush Stroller Rocker. Save 20% with code VTPODCAST20 and check it out at https://pregnancypodcast.com/strollerrocker 8 Sheep Organics makes amazing, 100% Clean, natural pregnancy products. From skin care to treating stretch marks, 8 Sheep Organics has you covered. Every product from 8 Sheep Organics comes with a 100-Day Happiness Guarantee. If you're not 100% happy with your purchase, simply send them an email and they will get you a refund, no questions asked. Check out 8 Sheep Organics and save 10% when you go to https://pregnancypodcast.com/8sheep Get More from the Pregnancy Podcast Join thousands of expecting parents who get the Pregnancy Podcast newsletter: https://pregnancypodcast.com/newsletter Upgrade to Pregnancy Podcast Premium for ad-free episodes, full archive access, and the Your Birth Plan book: https://pregnancypodcast.com/premium Save with discounts and deals available for Pregnancy Podcast listeners: https://pregnancypodcast.com/resources Follow your pregnancy week-by-week with the 40 Weeks podcast: https://pregnancypodcast.com/week Find more evidence-based information on the Pregnancy Podcast website: https://pregnancypodcast.com

    Risk! Engineers Talk Governance
    Formal Safety Assessments

    Risk! Engineers Talk Governance

    Play Episode Listen Later Nov 16, 2025 10:55 Transcription Available


    In this episode of Risk! Engineers Talk Governance, due diligence engineers Richard Robinson and Gaye Francis discuss Formal Safety Assessments. Key highlights include:A Formal Safety Assessment (FSA) is meant to provide a logical and reasoned argument that can withstand legal scrutiny.Formal Safety Assessments should identify the critical issues of concern, the current controls in place, and the further practical controls that could be considered, as well as the reasoning for implementing or not implementing those further controls. Many FSAs lack this logical reasoning and instead just list risks and general controls, without clearly connecting them to the specific hazards. Threat barrier diagrams can help provide a logical structure by clearly showing the issues of concern, the controls, and the consequences. Formal Safety Assessments should be concise and focused, not hundreds of pages long, as the key is to present a clear, robust argument. Formal Safety Assessments should also be regularly reviewed and updated to reflect changing context and availability of new controls, rather than just being recycled from previous versions. For further information on Richard and Gaye's consulting work with R2A, head to https://www.r2a.com.au, where you'll also find their booklets (store) and a sign-up for their quarterly newsletter to keep informed of their latest news and events. Gaye is also founder of Australian women's safety workwear company Apto PPE https://www.aptoppe.com.au.

    ITSPmagazine | Technology. Cybersecurity. Society
    AI in Healthcare: Who Benefits, Who Pays, and Who's at Risk in Our Hybrid Analog Digital Society | Experts Panel With Marco Ciappelli & Sean Martin

    ITSPmagazine | Technology. Cybersecurity. Society

    Play Episode Listen Later Nov 15, 2025 60:08


    CFA Institute Take 15 Podcast Series
    Victor Haghani: From The Missing Billionaires to Smarter Risk and Better Decisions

    CFA Institute Take 15 Podcast Series

    Play Episode Listen Later Nov 15, 2025 35:29


    Victor Haghani — co-founder of Long-Term Capital Management and founder of Elm Wealth — joins host Mike Wallberg, CFA, to discuss the ideas behind his book The Missing Billionaires: A Guide to Better Financial Decisions. Using the "missing billionaires" puzzle as a starting point, Haghani explores why so many investors struggle with risk sizing, how our instincts often sabotage long-term results, and why dynamic asset allocation makes more sense than sticking to static rules.
Listen now to learn how understanding "how much" to invest can be the key to lasting financial success.

    HealthcareNOW Radio - Insights and Discussion on Healthcare, Healthcare Information Technology and More
    We Have TRUST Issues: Gripping the Hot Blade of AI: Risk, Trust, and Governance w/ Nate Couture

    HealthcareNOW Radio - Insights and Discussion on Healthcare, Healthcare Information Technology and More

    Play Episode Listen Later Nov 15, 2025 27:23


    S1E4: Gripping the Hot Blade of AI: Risk, Trust, and Governance Nate Couture, CISO of the University of Vermont Health System, joins hosts Tamer Baker and Steven Hajny to explore how healthcare organizations can manage shadow AI responsibly, secure sensitive data, and build governance frameworks to unlock AI's full potential. Key Takeaways: 1. Discovering and managing shadow AI starts with visibility, DLP, and cross-functional collaboration. 2. Thoughtful AI governance is the key to balancing innovation with patient privacy and trust. 3. AI is a powerful tool to enhance, not replace, human productivity in healthcare. To stream our Station live 24/7 visit www.HealthcareNOWRadio.com or ask your Smart Device to “….Play Healthcare NOW Radio”. Find all of our network podcasts on your favorite podcast platforms and be sure to subscribe and like us. Learn more at www.healthcarenowradio.com/listen

    Research To Practice | Oncology Videos
    Patient Education Resource: Non-Hodgkin Lymphoma — Clinical Experts Address Common Questions Posed by Patients About CAR T-Cell Therapy

    Research To Practice | Oncology Videos

    Play Episode Listen Later Nov 15, 2025 59:42


    Featuring perspectives from Dr Jeremy S Abramson and Dr Manali Kamdar, including the following topics:  Introduction: About This Program (0:00) Overview of Chimeric Antigen Receptor (CAR) T-Cell Therapy (3:10) Potential Treatment Benefits of CAR T-Cell Therapy (10:35) CRS (Cytokine Release Syndrome) and ICANS (Immune Effector Cell-Associated Neurotoxicity Syndrome) (34:32) Finding Information About CAR T; Clinical Trials (42:17) Financial Issues; Risk of Infection (48:11) Coping with Anxiety; Healing and Moving On (55:17) Educational and presenter information

    Armenian News Network - Groong: Week In Review Podcast
    Arthur Khachikyan - Imnemnimi Podcasters Arrested, Freedom of Expression at Risk in Armenia | Ep 485, Nov 14, 2025

    Armenian News Network - Groong: Week In Review Podcast

    Play Episode Listen Later Nov 15, 2025 24:24 Transcription Available


    Imnemnimi Podcasters Arrested:Freedom of Expression at Risk in ArmeniaConversations on GroongTopicsArrest of Imnemnimi PodcastersWhat are the Government's Real Intentions?Silence of the WestCall to All Media: Cover Aggressions Against Freedom of Expression in Armenia!GuestArthur KhachikyanHostsHovik ManucharyanAsbed BedrossianEpisode 485 | Recorded: November 14, 2025SHOW NOTES: https://podcasts.groong.org/485Subscribe and follow us everywhere you are: linktr.ee/groong

    Business is Good with Chris Cooper
    108: Entrepreneurship is a Hedge, Not a Risk

    Business is Good with Chris Cooper

    Play Episode Listen Later Nov 15, 2025 15:35


    Entrepreneurship Is a Hedge, Not a RiskAI is hollowing out the entry-level ladder—and waiting for “safe” jobs might be the riskiest bet of all. In this episode, I make the case that entrepreneurship isn't a leap off a cliff; it's a hedge against uncertainty. We start with why doing beats studying: real skills—focus, math-in-action, communication, selling, project ownership—grow faster through small businesses and gigs than through lectures. Youth (and career-changers) should learn by shipping, reflecting, and iterating with a mentor—more like a trade than a theory class.Then we track how once-stable white-collar roles (fitness coaching, accounting, creative services, even analysis work) now reward entrepreneurial abilities: building relationships, marketing yourself, collaborating, packaging outcomes, and selling solutions. These aren't “nice to have”; they're the new prerequisites.Finally, we explore entrepreneurship as a practical hedge. Instead of graduating into debt, degree, and delay, you can earn while you learn—stacking micro-projects, building a network, and compounding skills that can't be automated or taxed away. Whether you go full-time or keep a job, a small business gives you agency: more ways to make money, more optionality in downturns, and a faster path to confidence and competence. Don't wait for permission. Start small, start now, and let experience be the teacher that sticks.Connect with Chris Cooper:Website - https://businessisgood.com/

    Forbes Daily Briefing
    It's Not Just An AI Bubble. Here's Everything At Risk.

    Forbes Daily Briefing

    Play Episode Listen Later Nov 15, 2025 5:26


    From an AI-fueled stock rally to record-high gold, the signs are stacking up that nearly every asset class is due for a reckoning. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    The Sunday Session with Francesca Rudkin
    Dr Michelle Dickinson: nanotechnologist on the new research revealing gender matters in aging studies

    The Sunday Session with Francesca Rudkin

    Play Episode Listen Later Nov 15, 2025 3:35 Transcription Available


    For decades, most medical and biological research has been conducted primarily on male volunteers and male animals in laboratory studies. One of the main reasons was convenience - male hormone levels are more stable, whereas female hormones shift across the menstrual cycle, introducing variability that researchers historically preferred to avoid. But that convenience has come at a cost. When treatments are developed and tested mainly in males, the results don't always translate well to female physiology. This means that women have often been prescribed medications or therapies that were never fully tested on their biology. In some cases, women have experienced more side effects, reduced effectiveness, or entirely different outcomes than men. As we learn more, it's becoming clear that male and female bodies age differently too. And new anti-ageing treatments may need to take these differences into account. A new study published in the journal Ageing shows exactly why. The researchers discovered a combination of two drugs that extended lifespan in frail, elderly male mice by an impressive 73 percent from the start of treatment while also improving their mobility, endurance and memory. However, the same therapy did not provide the same benefits to female mice. They tested oxytocin, which is known to support tissue repair, along with another drug known as OT+A5i, which blocks a key pathway involved in regulating cell growth, differentiation, and death. The study involved 25-month-old mice which is roughly equivalent to a 75-year-old human. In male mice: Lifespan increased by 73 percent from the start of treatment. Median lifespan increased by 14 percent. Risk of death at any time decreased three-fold. Endurance, grip strength, and agility improved. Short-term memory improved. Blood biomarkers shifted toward younger, healthier levels. But in female mice: No significant extension of lifespan. No consistent improvements in strength or memory. Blood biomarkers did not shift in the same way. Researchers suggest several possibilities for the difference: Female inflammatory signalling pathways differ from males Hormonal environments change ageing differently in men and women The interaction between oxytocin and TGF-beta networks may not play the same role in female tissues This highlights the point that ageing is not identical in men and women, and treatments to slow ageing may need to be tailored accordingly. See omnystudio.com/listener for privacy information.

    LXG Sitdown
    Week 11 - Listen at Your Own Risk

    LXG Sitdown

    Play Episode Listen Later Nov 15, 2025 42:39


    aka The Grand Showdown Puppy Punch-Up.We had audio troubles this week where one of the input tracks was on a bender. We apologize in advance, we are not proud of it but we couldn't rerecord, so it's this or nothing!

    Hemispherics
    #87: Ictus en jóvenes: el precio cerebral del estrés moderno

    Hemispherics

    Play Episode Listen Later Nov 15, 2025 31:18


    En este episodio, exploramos un fenómeno cada vez más inquietante en las consultas y unidades de neurología: el aumento del ictus en adultos jóvenes. A partir de la evidencia más reciente, analizamos cómo los factores de riesgo clásicos están dando paso a nuevos protagonistas del siglo XXI, entre ellos el estrés crónico. Revisamos el papel del ictus criptogénico, las causas vasculares menos conocidas y los mecanismos por los cuales la sobrecarga emocional, laboral o social puede alterar la fisiología cerebrovascular hasta precipitar un evento agudo. También abordamos la diferencia de impacto entre hombres y mujeres, los hallazgos de estudios internacionales como INTERSTROKE y ERICH, y cómo la gestión del estrés debería considerarse una estrategia real de prevención neurológica. Un episodio para reflexionar sobre la relación entre mente, sociedad y cerebro en una generación que vive —y enferma— bajo presión. Referencias del episodio: 1. Behymer, T. P., Sekar, P., Demel, S. L., Aziz, Y. N., Coleman, E. R., Williamson, B. J., Stanton, R. J., Sawyer, R. P., Turner, A. C., Vagal, V. S., Osborne, J., Gilkerson, L. A., Comeau, M. E., Flaherty, M. L., Langefeld, C. D., & Woo, D. (2025). Psychosocial Stress and Risk for Intracerebral Hemorrhage in the ERICH (Ethnic/Racial Variations of Intracerebral Hemorrhage) Study. Journal of the American Heart Association, 14(6), e024457. https://doi.org/10.1161/JAHA.121.024457 (https://pubmed.ncbi.nlm.nih.gov/40055853/). 2. Egido, J. A., Castillo, O., Roig, B., Sanz, I., Herrero, M. R., Garay, M. T., Garcia, A. M., Fuentes, M., & Fernandez, C. (2012). Is psycho-physical stress a risk factor for stroke? A case-control study. Journal of neurology, neurosurgery, and psychiatry, 83(11), 1104–1110. https://doi.org/10.1136/jnnp-2012-302420 (https://pubmed.ncbi.nlm.nih.gov/22930814/). 3. Gutiérrez-Zúñiga, R., Fuentes, B., & Díez-Tejedor, E. (2018). Ictus criptogénico. Un no diagnóstico. Medicina Clínica, 151 (3), 116-122. https://doi.org/10.1016/j.medcli.2018.01.024 (https://www.sciencedirect.com/science/article/abs/pii/S0025775318300770). 4. Khan, M., Wasay, M., O'Donnell, M. J., Iqbal, R., Langhorne, P., Rosengren, A., Damasceno, A., Oguz, A., Lanas, F., Pogosova, N., Alhussain, F., Oveisgharan, S., Czlonkowska, A., Ryglewicz, D., & Yusuf, S. (2023). Risk Factors for Stroke in the Young (18-45 Years): A Case-Control Analysis of INTERSTROKE Data from 32 Countries. Neuroepidemiology, 57(5), 275–283. https://doi.org/10.1159/000530675 (https://pubmed.ncbi.nlm.nih.gov/37231971/). 5. Kutal, S., Tulkki, L. J., Sarkanen, T., Redfors, P., Jood, K., Nordanstig, A., Yeşilot, N., Sezgin, M., Ylikotila, P., Zedde, M., Junttola, U., Fromm, A., Ryliskiene, K., Licenik, R., Ferdinand, P., Jatužis, D., Kõrv, L., Kõrv, J., Pezzini, A., Sinisalo, J., … Martinez-Majander, N. (2025). Association Between Self-Perceived Stress and Cryptogenic Ischemic Stroke in Young Adults: A Case-Control Study. Neurology, 104(6), e213369. https://doi.org/10.1212/WNL.0000000000213369 (https://pubmed.ncbi.nlm.nih.gov/40043226/). 6. Li, W., Zhang, J., Zhang, Y., Shentu, W., Yan, S., Chen, Q., Qiao, S., & Kong, Q. (2025). Clinical research progress on pathogenesis and treatment of Patent Foramen Ovale-associated stroke. Frontiers in neurology, 16, 1512399. https://doi.org/10.3389/fneur.2025.1512399 (https://pubmed.ncbi.nlm.nih.gov/40291846/). 7. Smyth, A., O'Donnell, M., Hankey, G. J., Rangarajan, S., Lopez-Jaramillo, P., Xavier, D., Zhang, H., Canavan, M., Damasceno, A., Langhorne, P., Avezum, A., Pogosova, N., Oguz, A., Yusuf, S., & INTERSTROKE investigators (2022). Anger or emotional upset and heavy physical exertion as triggers of stroke: the INTERSTROKE study. European heart journal, 43(3), 202–209. https://doi.org/10.1093/eurheartj/ehab738 (https://pubmed.ncbi.nlm.nih.gov/34850877/). 8. Verhoeven, J. I., Fan, B., Broeders, M. J. M., Driessen, C. M. L., Vaartjes, I. C. H., Klijn, C. J. M., & de Leeuw, F. E. (2023). Association of Stroke at Young Age With New Cancer in the Years After Stroke Among Patients in the Netherlands. JAMA network open, 6(3), e235002. https://doi.org/10.1001/jamanetworkopen.2023.5002 (https://pubmed.ncbi.nlm.nih.gov/36976557/). 9. Wegener S. (2022). Triggers of stroke: anger, emotional upset, and heavy physical exertion. New insights from the INTERSTROKE study. European heart journal, 43(3), 210–212. https://doi.org/10.1093/eurheartj/ehab755 (https://pubmed.ncbi.nlm.nih.gov/34850880/). 10. Yaghi, S., Bernstein, R. A., Passman, R., Okin, P. M., & Furie, K. L. (2017). Cryptogenic Stroke: Research and Practice. Circulation research, 120(3), 527–540. https://doi.org/10.1161/CIRCRESAHA.116.308447 (https://pubmed.ncbi.nlm.nih.gov/28154102/). 11. Yang, D., & Elkind, M. S. V. (2023). Current perspectives on the clinical management of cryptogenic stroke. Expert review of neurotherapeutics, 23(3), 213–226. https://doi.org/10.1080/14737175.2023.2192403 (https://pubmed.ncbi.nlm.nih.gov/36934333/).

    ASSP Healthcare Practice Specialty's Healthbeat Podcast
    ASSP HCPS Healthbeat - Episode 74 - Dynamic Hazards & Psychosocial Risk with Dr. I David Daniels

    ASSP Healthcare Practice Specialty's Healthbeat Podcast

    Play Episode Listen Later Nov 15, 2025 71:42


    Our 74th episode features a detailed and comprehensive discussion with Dr. I David Daniels on the unique risk factors found in Healthcare, Public Sector operations, and more and how these risks include Psychosocial factors and necessary risk controls. Thank you to Dr. Daniels for his return to the show and insights based on his experience, research and publications.

    Dr. Joseph Mercola - Take Control of Your Health
    Hair Cortisol Signals Mental Health Risk in Children with Chronic Illness

    Dr. Joseph Mercola - Take Control of Your Health

    Play Episode Listen Later Nov 14, 2025 7:27


    One in four children lives with a chronic physical illness, creating hidden stress that can be measured through hair cortisol concentration In one study about cortisol in children, three distinct patterns emerged — Consistently high (most problematic), consistently low (system burnout), and high-to-low (most hopeful, showing adaptation and resilience) Children under mental health care showed significantly elevated hair cortisol levels compared to healthy peers, indicating chronic stress across various psychiatric disorders regardless of irritability Dietary interventions focus on quality carbohydrates while avoiding ultraprocessed foods. Severely compromised digestive systems can benefit from temporary pure glucose before reintroducing fiber-rich foods Simple lifestyle changes effectively reduce cortisol. Examples include br

    Investing Insights
    Bond ETFs Are Surging in Popularity in 2025. Here Are 5 of the Best

    Investing Insights

    Play Episode Listen Later Nov 14, 2025 14:18


    Investors are betting big on bond exchange-traded funds. Hundreds of billions of dollars have poured into bond ETFs in the first nine months of 2025. And more of these strategies have hit the market over the past several years. It's important to remember that some bond ETFs are riskier than others. What should investors consider before tweaking their portfolio? Dan Sotiroff, a senior manager research analyst at Morningstar Research Services and the editor of the Morningstar ETFInvestor newsletter, discusses that and shares five top ideas for income investors.Subscribe to Morningstar ETFInvestor for the full list of highly-rated bond ETFs. 00:00:00 Introduction00:00:54 Bond ETFs are having a banner year. Why are investors turning to these investments? 00:02:31 Which is getting the bigger slice: passively or actively managed bond ETFs?00:03:15 What are the four major types of bond ETFs, and how do they differ?00:04:35 This month's edition of Morningstar ETFInvestor analyzed more than a dozen bond ETFs. What makes a core bond ETF a solid portfolio building block?00:05:47 What's the top idea that's received high marks from Morningstar?00:06:27 We're shifting from the least risky to the next level up, core-plus. What do these bond ETFs typically offer that an index-tracking ETF does not?00:07:11 Can you tell us one intermediate core-plus bond ETF that's earned a Gold rating from Morningstar?00:07:44 Multisector bond ETFs take on a bit more risk than the previous two categories, and that comes with an expectation of more income. Should income investors skip the others and start here?00:08:59 It's time for the third top idea. What multisector bond ETF should folks consider?00:09:25 High-yield bond ETFs are the riskiest among the categories we're discussing today. What additional risks are investors taking on for the juicy yields?00:10:30 Morningstar does not currently rate any actively managed high-yield bond ETFs. Is there one that income investors should watch?00:11:28 What's the takeaway for folks figuring out if these types of bond ETFs fit in their portfolios?Watch more from Morningstar:Investors Still Need to Mind the Gap in Their Funds' ReturnsThe US Dollar Is Weak. Is Your Portfolio at Risk?2025's Winners and Losers, from Gold to Small Cap Stocks to the 60/40 PortfolioFollow Morningstar on social:Facebook https://www.facebook.com/MorningstarInc/X https://x.com/MorningstarIncInstagram https://www.instagram.com/morningstarinc/?hl=enLinkedIn https://www.linkedin.com/company/morningstar/posts/?feedView=all Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Good Advice: Do Business Better with Blake Binns
    #521 - The Difference Between Opportunity & Distraction

    Good Advice: Do Business Better with Blake Binns

    Play Episode Listen Later Nov 14, 2025 34:52


    What's the difference between something being a huge opportunity and a massive distraction against your business? Risk. We talk about risk and effectively weighing risk in today's podcast episode.   This episode is sponsored by Prime Payments USA. You've worked hard for your money... so why let another business take what's yours? Go to https://www.primepaymentsusa.com/   Enjoy the show and want to support it? Join our Patreon at Patreon.com/GoodAdvice

    Bullpen Sessions with Andy Neary
    Why Your Top Producer Is About to Quit

    Bullpen Sessions with Andy Neary

    Play Episode Listen Later Nov 14, 2025 21:13


    Agency leaders make a fatal assumption: that their million-dollar producers are self-sufficient. The reality is, these all-stars drive 80% of your revenue, and they're often the most neglected. They're a massive flight risk, not because they're unhappy, but because they're stuck.The strategies that got your top producers to their first million won't get them to the next level—they've hit a new plateau and need a new set of tools. In this episode, I'm giving you the new framework for supporting your best people. We get into why building their personal brand is the only strategy that matters for scaling, how to use platforms like LinkedIn to build their credibility, and why the agencies that "rent the brands of their producers" are the only ones who will win the future.▶▶ Sign Up For Your Free Discovery Callhttps://calendly.com/aneary/strategy-sessionKEY MOMENTS(00:00:00) Why Your Top Producer Is About to Quit (00:00:47) The Fatal Flaw: Neglecting Your Top Producers (00:04:44) The 80/20 Problem: Your Revenue Is at Risk (00:05:31) The Scaling Solution: Building Their Personal Brand (00:14:09) The New Agency Model: Rent Their Brand, Not YoursCONNECT WITH ANDY NEARY

    Ad Law Access Podcast
    CARU Releases a Risk Matrix for Using Generative AI with Kids

    Ad Law Access Podcast

    Play Episode Listen Later Nov 14, 2025 4:45


    As brands explore AI-driven marketing, the Children's Advertising Review Unit (CARU) has released a new framework outlining the key risks companies face when using AI to engage children—from misleading content and data privacy to mental health and transparency concerns. In this episode, we cover CARU's eight risk categories and practical steps companies can take to align with responsible advertising standards and reduce enforcement exposure. Hosted by Simone Roach. Based on a blog post by Gonzalo Mon.

    Hospitality Daily Podcast
    Leadership, Culture, and the Biggest Risk Leaders Face – Chet Pipkin, Desolation Hotel

    Hospitality Daily Podcast

    Play Episode Listen Later Nov 14, 2025 14:43


    Chet Pipkin built Belkin into a billion-dollar global company, and today, he's applying those same leadership principles in hospitality through Desolation Hotel in Lake Tahoe. In this conversation, he shares how his leadership philosophy has evolved and why empowering people at every level is essential to organizational health. At the end, Chet also reveals what he sees as the biggest risk leaders face as their organizations grow—and how to overcome it. A few more resources: If you're new to Hospitality Daily, start here. You can send me a message here with questions, comments, or guest suggestions If you want to get my summary and actionable insights from each episode delivered to your inbox each day, subscribe here for free. Follow Hospitality Daily and join the conversation on YouTube, LinkedIn, and Instagram. If you want to advertise on Hospitality Daily, here are the ways we can work together. If you found this episode interesting or helpful, send it to someone on your team so you can turn the ideas into action and benefit your business and the people you serve! Music for this show is produced by Clay Bassford of Bespoke Sound: Music Identity Design for Hospitality Brands

    Ten Across Conversations
    10X Convergence: The Region's Experts Convene to Address the Insurability Crisis

    Ten Across Conversations

    Play Episode Listen Later Nov 14, 2025 34:02


    In October, stakeholders representing an unusual combination of sectors — public, private, academic, non-profit and journalism — gathered with insurance industry experts at the 10X Convergence in Jacksonville, Florida, to explore solutions to unsustainable insurance and disaster recovery costs throughout the Interstate 10 region.Insurers continue to cancel homeowners policies across California, Texas, Louisiana, and Florida as exposure to accelerating billion-dollar disasters undermines carriers' ability to pay out claims while remaining solvent. The industry crisis has begun to spread northward, where a widening Tornado Alley sees growing impacts from property-damaging storms.  This is a complex, all-hands-on-deck issue. Insurance practices and building standards have not adapted to the realities of climate change, and have neglected potential to be of powerful mutual support to one another. On the whole, 10X Convergence participants were clear that viable solutions will require a combination of applied climate and economic research with proactive governance and communications strategies, and that this must be matched by industry willingness to innovate its systems of underwriting and community development.  In this podcast, Ten Across journalists Maya Chari and Taylor Griffith take you through the problems and potential solutions discussed by the diverse group of experts at the 10X Convergence.  Relevant Articles and Resources  VIDEO: 10X Convergence Event Wrap Up  “It's harder to get home insurance. That's changing communities across the U.S.” (NPR, November 2025)  “They survived the hurricane. Their insurance company didn't.” (Grist, November 2025)  “Insurance for Physical Climate Risk Management: Lessons from History” (Carnegie Endowment for International Peace, August 2025)  “Next to Fall: The Climate-Driven Insurance Crisis is Here—And Getting Worse” (Senate Budget Committee, December 2024)  Relevant Ten Across Conversations Podcasts  The Future of Insurability: New Approaches and Mindsets Carolyn Kousky on Using Insurance Models to Drive Positive Change  Checking in with Dave Jones on California's Insurance Outlook  CreditsHosts: Maya Chari and Taylor GriffithProducer and editor: Taylor GriffithMusic by: Out To The World, Marten Moses, Lennon Hutton, and Pearce RoswellResearch and support provided by: Duke Reiter, Kate Carefoot, Rae Ulrich, and Sabine Butler  Guest Bios (in order of appearance):  Steve Bowen is the Chief Science Officer and meteorologist at Gallagher Re.  Adam Reeder is a civil-structural engineer and principal investigator at CDM Smith.  Juliet Rogers is the president of Blue Cottage at CannonDesign.  Laura Phillips-Edgecombe is the duPont Fund principal for public spaces and executive on loan to the City of Jacksonville, Florida.  Clint Noble is a member of the City of Jacksonville Environmental Protection Board and professional geologist with CDM Smith.  Dr. Quinton White is founding executive director of the Marine Science Research Institute and professor emeritus at Jacksonville University.  Alex Harris is the lead climate reporter for the Miami Herald.  Pete Nelson is the communications director for the Gulf Research Program at the National Academies of Sciences, Engineering, and Medicine.  Dave Hondula is the director of the Office of Heat Response and Mitigation at the City of Phoenix.  Casi Callaway is the founder and president of Activate Build Connect.  Eric Corey Freed is the director of sustainability at CannonDesign.  Sarina Beges is the associate director of philanthropy and social innovation at the Aspen Institute.  Ashantae Green is the sustainability manager for the City of Jacksonville, Florida.

    Banking on Fraudology
    Bonus Episode — Powered by Safeguard: Why Now Is the Best Time to Fight Fraud (w/ Andrea Valentin)

    Banking on Fraudology

    Play Episode Listen Later Nov 14, 2025 22:55


    In this powerful bonus episode of Banking on Fraudology, powered by Safeguard, Hailey Windham sits down with Andrea Vallentine, Senior Vice President of Fraud and Risk at Old Glory Bank. The conversation dives deep into Andrea's genuinely excited perspective that "this might actually be the best time to be fighting fraud". We explore the rising momentum of collaboration and shared learning that is unifying the industry against fraudsters. Key Takeaways: Collaboration, AI, and Empathy in Fraud PreventionThe Power of Collaboration: Andrea highlights the exciting activities and investments from groups like Fraud Fight Club, Operation Shamrock, and House of Fraud. The focus is shifting from selling products to learning, educating, and collaborating. The AI Perspective: The industry is moving past fear, recognizing that AI has been around for a long time. The recent AI explosion has gotten people more open to listening, realizing they are already using smart technologies in areas like transaction scoring (e.g., Falcon) and link analysis. A Shift to Purpose: Collaboration is increasing because the industry now recognizes the emotional devastation and human impact of fraud. The focus has moved beyond competing to a shared mission of working together "against the fraudsters". Tips for Smaller Teams (Leveraging AI): Andrea recommends that smaller teams use AI (like ChatGPT) to draft summaries, create templates, and refine procedures. This allows teams to find holes in their processes and generate new ideas without using sensitive PII. The Human Side of Design: Empathy is shaping the next generation of fraud design. Using machine learning to identify patterns of customer friction , and giving real-life stories to team members, helps move them out of "robot mode" and focus on the customer experience. Andrea's Final Thought: AI is not scary, and we have been using it forever in things like marketing suggestions on Amazon. She encourages everyone to get involved and leverage the wealth of existing, shared resources instead of recreating materials. This is a must-listen for executives, investigators, and all fraud professionals who are serious about strengthening prevention efforts and building a fraud-fighting community driven by empathy and innovation. Links:Connect to Andrea on LinkedInLearn more about the Safeguard AI deep dive retreat happening in May : SafeguardEvent.comAbout Hailey Windham:As a 2023 CU Rockstar Recipient, Hailey Windham, CFCS (Certified Financial Crimes Specialist) demonstrated unbounding passion for educating her community, organization and credit union membership on scams in the market and best practices to avoid them. She has implemented several programs within her previous organizations that aim at holistically learning about how to prevent and detect fraud targeted at membership and employees. Windham's initiatives to build strong relationships and partnerships throughout the credit union community and industry experts have led to countless success stories. Her applied knowledge of payments system programs combined with her experience in fraud investigations offers practical concepts that are...

    Catholic Connection
    The Inside Word at EWTN, Study Shows Increasing Risk for Children Being Exposed to Porn, Post-Abortive Study Reveals Emotional Distress, USCCB's Transgender Decision and more...

    Catholic Connection

    Play Episode Listen Later Nov 14, 2025 98:00


    Doug keck brings you the Inside Word at EWTN this week. Katheryn Snyder of the National Center on Sexual Exploitation visits to discuss a new UK study, revealing that children are increasing exposed to pornography. Fr. Paul Sullins talks over research regarding post abortive women. Plus, Bill Donahue of the Catholic League talks with Teresa about how the transgenderism issue divides and the USCCB's decision to prohibit transgender care in Catholic hospitals.

    RealAgriculture's Podcasts
    Corn School: Residue risk — striking a balance between residue cover and even emergence

    RealAgriculture's Podcasts

    Play Episode Listen Later Nov 14, 2025 6:30


    Managing crop residue is a key early-season consideration for corn growers, especially in regions where cool soils can limit emergence. Residue plays a major role in early-season corn performance, and managing it well can be the difference between even emergence and a field that struggles from the start. On this episode of RealAgriculture's Corn School,... Read More

    Irish Tech News Audio Articles
    Governing AI in the Age of Risk

    Irish Tech News Audio Articles

    Play Episode Listen Later Nov 14, 2025 6:59


    Guest article by Paul Dongha . Co-author of Governing the Machine: How to navigate the risks of AI and unlock its true potential. Artificial Intelligence (AI) has moved beyond the realm of IT, it is now the defining strategic challenge for every modern organisation. The global rush to adopt AI is shifting from a sprint for innovation to a race for survival. Yet as businesses scramble to deploy powerful systems, from predictive analytics to generative AI, they risk unleashing a wave of unintended consequences that could cripple them. That warning sits at the heart of Governing the Machine: How to navigate the risks of AI and unlock its true potential, a timely new guide for business leaders. Governing the Machine The authors, Dr Paul Dongha, Ray Eitel-Porter, and Miriam Vogel, argue that the drive to embrace AI must be matched by an equally urgent determination to govern it. Drawing on extensive experience advising global boardrooms, they cut through technical jargon to focus on the organisational realities of AI risk. Their step-by-step approach shows how companies can build responsible AI capability, adopting new systems effectively without waiting for perfect regulation or fully mature technology. That wait-and-see strategy, they warn, is a losing one: delay risks irrelevance, while reckless deployment invites legal and reputational harm. The evidence is already visible in a growing list of AI failures, from discriminatory algorithms in public services to generative models fabricating news or infringing intellectual property. These are not abstract technical flaws but concrete business risks with real-world consequences. Whose problem is it anyway? According to the authors, it is everyone's. The book forcefully argues that AI governance cannot be siloed within the technology department. It demands a cross-enterprise approach, requiring active leadership driven from the C-suite, Legal counsel, Human Resources, Privacy and Information Security teams as well as frontline staff alike. Rather than just sounding the alarm, the book provides a practical framework for action. It guides readers through the steps of building a robust AI governance programme. This includes defining clear principles and policies, establishing accountability, and implementing crucial checkpoints. A core part of this framework is a clear-eyed look at the nine key risks organisations must manage: accuracy, fairness and bias, explainability, accountability, privacy, security, intellectual property, safety, and the impact on the workforce and environment. Each risk area is explained, and numerous controls that mitigate and manage these risks are listed with ample references to allow the interested reader to follow-up. Organisations should carefully consider implementing a Governance Risk and Compliance (GRC) system, which brings together all key aspects of AI governance. GRC systems are available, both from large tech companies and from specialist vendors. A GRC system ties together all key components of AI governance, providing management with a single view of their deployed AI systems, and a window into all stages of AI governance for systems under development. The book is populated with numerous case studies and interviews with senior executives from some of the largest and well-known origanisations in the world that are grappling with AI risk management. The authors also navigate the complex and rapidly evolving global regulatory landscape. With the European Union implementing its comprehensive AI Act and the United States advancing a fragmented patchwork of state and federal rules, a strong, adaptable internal governance system is presented as the only viable path forward. The EU AI Act, which has now come into force, with staggered compliance deadlines in the coming two years, requires all organisations that operate within the EU, to implement risk mitigation controls with evidence of compliance. A key date is August 2nd 2026, by which time all 'Hig...

    Jay Day's Real Estate Podcast
    Episode #443 - 11/14/25

    Jay Day's Real Estate Podcast

    Play Episode Listen Later Nov 14, 2025 5:08


    This Week’s Podcast is LIVE! Ready for great real estate news? This week we’re talking about how the ending of the government shutdown is already bringing BIG relief to buyers and sellers across our region FHA, VA & USDA loan delays? Smoothing out. Federal workers? Getting paid again = confidence back in the market Pipeline deals? Less chaos, more closings Risk of a local real estate freeze? Avoided Whether you're buying, selling, or waiting on paperwork—this change could mean faster timelines and fewer disruptions! Tune in to hear what it means for YOU House of the Week Spotlight 3830 Jefferson Pike, Jefferson, MD 21755**$389,900** | Renovated in 2025 4 Bedrooms (1 on Main Level) 2 Full Bathrooms Sunroom + Updated Flooring Throughout Stainless Steel Appliances Main-Level Laundry Fenced Backyard + Rear Patio Extended Driveway + Shed This charmingly updated home blends historic character with modern upgrades. A true gem in Jefferson! Don’t miss your chance to explore it — contact us today or schedule your showing! 866-702-9038See omnystudio.com/listener for privacy information.

    RISK!
    Always A Woman, Revisited

    RISK!

    Play Episode Listen Later Nov 13, 2025 49:15


    Morgan revisits her story from 2012 called “Always A Woman” with Kevin Allison and considers how much has changed for trans folks in the 13 years since. 

    The Practice of the Practice Podcast | Innovative Ideas to Start, Grow, and Scale a Private Practice
    GPBC25 Series: Mitigating Risk and Employment Law with John David Gardiner | POP 1296

    The Practice of the Practice Podcast | Innovative Ideas to Start, Grow, and Scale a Private Practice

    Play Episode Listen Later Nov 13, 2025 21:31


    Who counsels the counselor? Are you building systems to prevent risk, or patching problems after they appear? When was the last time you checked whether your employment practices could stand […] The post GPBC25 Series: Mitigating Risk and Employment Law with John David Gardiner | POP 1296 appeared first on How to Start, Grow, and Scale a Private Practice | Practice of the Practice.

    Fast Talk
    397: Fast Chats: Rethinking Injury Risk and Longevity—Evidence That Defies Convention

    Fast Talk

    Play Episode Listen Later Nov 13, 2025 37:40


    Two new studies challenge common assumptions: intensity may matter more than volume for healthy aging, and triathlete injury patterns aren't what most coaches would predict. We unpack what this means for training prescription, and why neuromuscular and strength work belong in every plan. Learn more about your ad choices. Visit megaphone.fm/adchoices

    Cattleman U Podcast
    Running Yearlings: A Firsthand Look at Risk and Reward

    Cattleman U Podcast

    Play Episode Listen Later Nov 13, 2025 53:53


    Listen on Your Favorite Platform Apple Podcasts | Spotify | Stitcher | Google Podcasts “It was a job, that's how I viewed it. My summer gig was running yearlings, and I hope we lease more places up here.” - Karoline Rose Bohannan Enjoying the show? Want to Get Ahead in Ranching? Sign up for our Weekly Email to get: Industry insights and early access to event discounts Ranch-ready tools delivered straight to your inbox Join here → Weekly Email On Today's Episode Every rancher has a season that pushes them to grow. For Karoline, it was this one — stepping into securing leased land and running yearlings on her own for the first time, learning more than she expected along the way. From locking down a lease in less than 30 days to fencing miles of country and managing cattle through a Montana summer, Karoline shares what it really takes to make a yearling lease work. She talks through the numbers and the surprises — all with the kind of honesty and humor that make every story worth hearing. What You'll Learn in This Episode How she sourced grants and loans to make it happen Pros and cons of the property — from great forage to poor fences and sinkholes The benefits of running spayed heifers and the logistics that come with it Real talk on costs: fencing, health, trucking, and feed supplements Dealing with death loss and day-to-day cattle health management Support the Show Enjoying the show? Please rate, review, and follow on Apple Podcasts. Your support helps us to continue ranching in the next generation.  Resources & Links Explore the Ag Loans and Grants Available →FSA - Department of Ag Cattleman U Webinar Collections→ on-demand ranching education for just $9.99 Explore Agriculture Around the World → with Cattleman U International Tours Empower Your Ranching Journey → at the Business Weekend Retreat View and Subscribe to → our Video Podcast Channel Follow on Instagram: @cattlemanu| @krosecompany| @rose.karoline Follow on Facebook: Cattleman U | KRose Company More Episodes Like This Browse more episodes and resources at CattlemanULive.com. Disclaimer: Cattleman U assumes no responsibility or liability for any errors or omissions in this episode content. These conversations reflect the personal experiences of our guests and are provided on an “as is” basis without guarantees of completeness or accuracy.

    Girls Gone Deep
    146: Anal Prep & Training: Everything You Need to Know for Maximum Pleasure and Confidence

    Girls Gone Deep

    Play Episode Listen Later Nov 13, 2025 71:22


    This week, it's Guys Gone Deep! Elle and Vee are joined by Ricky — their resident anal expert — for an honest, hilarious, and educational chat about what it really takes to feel comfortable exploring the backdoor.From understanding how to prepare your body, to learning the right tools, techniques, and hygiene tips, this episode dives into the practical side of exploration — and the mindset that makes it enjoyable. We cover topics like body awareness, relaxation, communication, common myths, and how to let go of shame or stereotypes around who “should” or “shouldn't” enjoy this kind of play.Whether you're curious, experienced, or somewhere in between, this conversation blends science, self-care, and a healthy dose of humor to help you approach new experiences with confidence and curiosity.Early anal exploration and learning to use lube. (2:27)Anal cleansing to prep for butt play. (8:35)Tools: bulbs or syringes? (13:22)Best positions to clean yourself. Hint: stay upright! (15:54)What NOT to do. (19:54)How to prevent farting or air bubbles. (23:43)Play with butt plugs and dildos. (25:37)Diet: what can I eat before anal? What foods to avoid before anal? (30:14)Internalized homophobia: overcoming the shame of thinking “butt stuff is gay”. (37:05)Training: warming yourself up and inserting your own toys. Using a tongue (rimjob) or fingers to warm up. (41:02)Anal training kits and the best way to train the sphincter. (48:20)Focusing on the receptors in your sphincter to relax your hole. (54:19)What's the best lube for anal play? (57:48)Poppers: what are they, the risks, and the benefits. (1:03:21)Drug-free relaxation tips. (1:06:30)________________________________________

    Bleav in Miami Heat
    Miami Heat Can Fix EVERYTHING… But Is the Risk Too Big? | Anthony Davis & Ja Morant Trade Packages

    Bleav in Miami Heat

    Play Episode Listen Later Nov 13, 2025 15:17


    NBA and Miami Heat News featuring Bam Adebayo, Tyler Herro, Norman Powell, Nikola Jovic, Andrew Wiggins, Kel'el Ware, Kasparas Jakucionis, Terry Rozier, Jaime Jaquez Jr., Pelle Larsson, Keshad Johnson, Erik Spoelstra and more. Subscribe for more Miami Heat, Miami Dolphins, NBA and NFL news. My YouTube Channel My Twitter Intro Song : Pine Island - RadixTheRuler Outro Song : Pull Up Freestyle - RadixTheRuler Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Rising into Mindful Motherhood | Fertility Wisdom
    #171 | The Fertility Nutrient You Might Be Overdoing: When Iodine Helps (or Hurts) Your Ability to Get Pregnant and Miscarriage Risk

    Rising into Mindful Motherhood | Fertility Wisdom

    Play Episode Listen Later Nov 13, 2025 11:47 Transcription Available


    Could your “fertility supplements” actually be making it harder to get or stay pregnant?This episode uncovers the truth about iodine—an essential nutrient for thyroid health, ovulation, and early pregnancy that many women either don't get enough of… or are unknowingly consuming in excess. In this episode, you'll...-Learn why iodine is critical for thyroid hormones, progesterone, and embryo development.-Discover the hidden sources of iodine that could be pushing your intake too high—especially if you're already on a prenatal or thyroid supplement.-Understand how both iodine deficiency and excess can increase miscarriage risk and disrupt your fertility hormones.Tune in now to find out exactly how to strike the right iodine balance for a healthy thyroid, stronger ovulation, and the pregnancy you've been working toward.

    The Rest Is Money
    224. Would Ousting Starmer Risk Economic Meltdown?

    The Rest Is Money

    Play Episode Listen Later Nov 13, 2025 41:44


    How much will a political coup against the Prime Minister affect the confidence of UK investors? Are Reform capitalising on Rachel Reeves' negativity? Can the Treasury find enough money to solve the national scandal of deprivation against the backdrop of a £30bn fiscal black hole? Robert and Steph discuss. Get started today at https://www.HubSpot.com  Find out how Google AI is helping fuel the UK's growth and transformation at https://www.goo.gle/10stories Email: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠restismoney@gmail.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ X: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@TheRestIsMoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@TheRestIsMoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@RestIsMoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://⁠⁠⁠goalhanger.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

    Today's RDH Dental Hygiene Podcast
    Audio Article: Research Explores Potential Association Between Oral Health and Osteoporotic Fracture Risk

    Today's RDH Dental Hygiene Podcast

    Play Episode Listen Later Nov 13, 2025 5:34


    Research Explores Potential Association Between Oral Health and Osteoporotic Fracture RiskBy Today's RDH ResearchOriginal article published on Today's RDH: https://www.todaysrdh.com/research-explores-potential-association-between-oral-health-and-osteoporotic-fracture-risk/Need CE? Start earning CE credits today at https://rdh.tv/ce Get daily dental hygiene articles at https://www.todaysrdh.com Follow Today's RDH on Facebook: https://www.facebook.com/TodaysRDH/Follow Kara RDH on Facebook: https://www.facebook.com/DentalHygieneKaraRDH/Follow Kara RDH on Instagram: https://www.instagram.com/kara_rdh/

    Placing You First Insurance Podcast by CRC Group
    Building Against the Blaze: Rethinking Wildfire Risk

    Placing You First Insurance Podcast by CRC Group

    Play Episode Listen Later Nov 13, 2025 22:46 Transcription Available


    Urban wildfires are rewriting the rules of home insurance, and the details matter more than ever. We sit down with Brittany Martin, Personal Lines Team Leader for CRC's Western Region, to break down the construction features, spacing standards, and modeling tools that are redefining eligibility in California, Colorado, and beyond. From tempered glass and enclosed eaves to ember-resistant vents and Class A roofs, we get specific about what moves the needle with underwriters, and what can push a well-appointed home straight into the E&S market.The conversation turns practical as we map a smart sequence of upgrades during renovations, helping clients elevate materials before renewal crunch time and signal stronger risk control to carriers. We also explore how carriers combine third-party data, AI, and wildfire modeling to evaluate homes at a parcel level. That precision opens doors for case-by-case underwriting even in tough counties with shrinking capacity. Agents will leave with actionable takeaways that can shift accounts from declines to competitive terms.Subscribe for more retail agent insights, share this episode with your team, and leave a review with the wildfire upgrade that delivered the biggest underwriting win for your clients. Visit REDYIndex.com for critical pricing analysis and a snapshot of the marketplace. Do you want to take your career to the next level? Join #TeamCRC to get access to best-in-class tools, data, exclusive programs, and more! Send your resume to resumes@crcgroup.com today!

    Unspoken Security
    Is Anyone Able to Accurately Calculate Risk?

    Unspoken Security

    Play Episode Listen Later Nov 13, 2025 63:38


    In this episode of Unspoken Security, host A.J. Nash sits down with Dr. J. Lugo Santiago, Chief Operating Officer at QBRIC, to dig into how organizations actually calculate cyber risk—and why most current models fall short. Lugo explains that understanding risk is much more than looking at past incidents or relying on static checklists. Instead, he argues that real foresight comes from blending human insight, diverse data, and scenario planning to anticipate both likely and unexpected threats.Lugo challenges the habit of focusing only on what's already happened. He shows why leaders need to account for changing threats, business priorities, and even social trends—not just technical vulnerabilities or compliance checkboxes. The conversation underlines that effective risk management means more than patching yesterday's gaps. It requires building a culture where leaders feel the real impact of risk and use that discomfort to drive stronger decisions.Together, Nash and Lugo discuss why organizations must move beyond stoplight charts and generic risk scores. They call for practical, forward-looking approaches that tie risk to business value and encourage honest conversations—because seeing risk clearly is the first step to real resilience.Send us a textSupport the show

    The Knew Method by Dr.E
    Why Your 'Good' Cholesterol Numbers Could Still Mean Heart Disease Risk

    The Knew Method by Dr.E

    Play Episode Listen Later Nov 13, 2025 37:33


    Heart disease is still the leading cause of death, yet most people never learn about the tests that actually reveal their true risk. In this episode of the Medical Disruptor, I explain why your genetics are not your destiny, why traditional cholesterol panels often miss the full picture, and how modern testing can show what is really happening inside your arteries. My goal in this episode is to help you understand your true risk, build a prevention-focused care team, and take back control with information that is rooted in evidence, not fear. If you've ever been told your labs are “normal” but still want deeper answers, this episode gives you the modern roadmap for protecting your heart. Looking to schedule a consultation with Dr. E? Book here: drefratlamandre.com/consult Check us out on social media: drefratlamandre.com/instagram drefratlamandre.com/facebook drefratlamandre.com/tiktok #functionalmedicine #drefratlamandre #medicaldisruptor #NPwithaPHD #nursepractitioner #medicalgaslighting Chapters: 00:00 Intro 00:43 Why traditional heart-disease testing is incomplete 03:12 Genetics vs environment: what really drives risk 06:55 Cholesterol myths & particle number explained 13:28 ApoB, Lp(a), LDL-P: the tests that matter 19:45 Inflammation, insulin resistance & metabolic fire 25:30 Gut–heart connection: what the microbiome reveals 29:55 How to build your heart-health team 33:22 Four habits that lower risk by up to 80% 36:44 Final takeaway: prevention you can start today Learn more about your ad choices. Visit megaphone.fm/adchoices

    RTÉ - Morning Ireland
    Climate change poses risk to Sceilg Mhichíl

    RTÉ - Morning Ireland

    Play Episode Listen Later Nov 13, 2025 5:07


    Dr. Connie Kelleher discusses why taking action to safeguard Sceilg Mhichíl due to climate change is needed.

    RISK!
    Pretending to Be Human

    RISK!

    Play Episode Listen Later Nov 12, 2025 66:56


    Inky Montaine tells Taj Easton about how, before he was diagnosed with Autism Spectrum Disorder, he truly felt like he might have come from another planet.  Check out all of our Conversation Stories!

    Feminine as F*ck
    448: Masculine Maturity, Healthy Risk, Raising Sons, and Why Men Struggle in Love Today with Connor Beaton

    Feminine as F*ck

    Play Episode Listen Later Nov 12, 2025 64:20


    A profound conversation we rarely have about men || In today's episode, we're joined (for a second time!) by Connor Beaton—founder of ManTalks, author, facilitator, and father of two—to talk about why so many men feel stuck, what most women get wrong about masculinity, and the real reason your partner might not be initiating sex. Whether you're raising boys, dating one, or married to one, this is what you need to know. They go deeper on:

    The Incubator
    #375 -

    The Incubator

    Play Episode Listen Later Nov 12, 2025 23:30


    Send us a textThis episode features Dr. Sofia Isabel Perazzo (Children's National Hospital) and Dr. Rakesh Rao (St. Louis Children's Hospital) discussing a CHNC Explore analysis of intestinal stricture formation following surgical necrotizing enterocolitis (NEC). Using 15 years of CHND data, they examined over 2,400 surgical NEC cases, finding an overall stricture incidence of about 31%, with striking inter-center variability (24–38%). Lower gestational age, stoma creation, and combined drainage-laparotomy increased risk, while peritoneal drainage was protective. Hispanic ethnicity was associated with lower risk. Although their predictive model (AUC 0.67) was modest, the findings offer valuable benchmarks for parent counseling, quality improvement, and hypothesis generation.Support the showAs always, feel free to send us questions, comments, or suggestions to our email: nicupodcast@gmail.com. You can also contact the show through Instagram or Twitter, @nicupodcast. Or contact Ben and Daphna directly via their Twitter profiles: @drnicu and @doctordaphnamd. The papers discussed in today's episode are listed and timestamped on the webpage linked below. Enjoy!

    Pretty Well
    The Shocking Study: Vitamin D May Cut Dementia Risk by 40%

    Pretty Well

    Play Episode Listen Later Nov 12, 2025 18:29


    #181 - The Shocking Study: Vitamin D May Cut Dementia Risk by 40% If you needed one more reason to get outside — this is it. In this episode, we're diving into the fascinating link between vitamin D levels and dementia risk — and what new research is uncovering about how one simple, inexpensive habit could dramatically reduce your risk of cognitive decline. I share surprising findings from a major study that tracked over 12,000 adults for a decade — revealing that those who took vitamin D supplements had a 40% lower risk of developing dementia. Yep, forty. Percent. We'll also unpack why 90% of U.S. adults are deficient in vitamin D (hint: it's not just sunscreen), the early signs you might be running low, and the exact steps to fix it safely. You'll learn:

    Orgasmic Birth
    Reframing Risk, Reclaiming Joy with Sara Wickham

    Orgasmic Birth

    Play Episode Listen Later Nov 12, 2025 40:57


    Risk vs Pleasure Series Ep 165 Description:  "If you are focused on the risk, or you're worried or you're anxious about what's going to go wrong, that is taking up too much of your brain. We need to deal with it and put it into perspective so that we can clear the path to joy and pleasure." —Dr. Sara Wickham   Pregnancy is supposed to be a time of wonder, but too often the first word that comes up is "risk". Suddenly, every choice feels like a warning sign, and joy gets pushed into the background. No one talks about how heavy that constant fear can feel—or how much it steals from the confidence and pleasure that should be part of the journey. After decades as a midwife, researcher, and lecturer, Dr. Sara Wickham saw how the medical model's focus on risk overshadowed women's voices and experiences. Now, through her books and the Birth Information Project, she's breaking down the numbers and challenging the myths, showing women that evidence doesn't have to be scary—it can be liberating. In this conversation, Debra and Sara unpack how risk talk shapes pregnancy, why many "warnings" don't match the actual evidence, and how women can reclaim joy, confidence, and even pleasure in birth—including insights from her new book Plus Size Pregnancy. Expect tools, clarity, and a refreshing reminder that pregnancy isn't just about minimizing danger—it's about living the experience fully.   Connect with Debra! Website: https://www.orgasmicbirth.com  Instagram: https://www.instagram.com/orgasmicbirth X: https://twitter.com/OrgasmicBirth  YouTube https://www.youtube.com/c/OrgasmicBirth1  Tik Tok https://www.tiktok.com/@orgasmicbirth  LinkedIn: https://www.linkedin.com/in/debra-pascali-bonaro-1093471    Episode Highlights: 03:13 The Cultural Obsession with Risk 06:31 The Impact of Risk on Women's Experiences 09:14 Understanding Evidence Around Risk 16:38 Induction of Labor and Its Implications 27:18 Plus Size Pregnancy and Evidence Discrepancies  36:15 The Importance of Reframing Risk    Resources: 

    Agency Intelligence
    Insurance Shoptalk: Turning Cat Risk into Commission: How Agents Are Winning in Hard Property Markets

    Agency Intelligence

    Play Episode Listen Later Nov 12, 2025 46:37


    In this episode of Insurance Shoptalk, host Eric Stein sits down with Terry McLean, CEO of SageSure, to discuss how the company has built one of the largest independent property insurance platforms serving catastrophe-exposed markets. Terry shares insights into navigating the hardest property market in decades, managing risk in wildfire and coastal regions, and balancing technology with hands-on underwriting and claims operations. From Florida's ENS market to California's wildfire challenges, this conversation reveals how disciplined underwriting, data-driven modeling, and long-term relationships with agents help SageSure thrive where others retreat. Tune in for a candid look at the future of homeowners insurance, reinsurance cycles, and what agents can do to succeed in high-risk markets. About Insurance Shoptalk Join host Eric Stein on a journey through the dynamic world of commercial property and casualty insurance. With over 25 years of experience in the industry, Eric brings a wealth of knowledge and insights to every episode. Insurance Shoptalk is your premier destination for in-depth discussions on the latest industry trends, technology impacts, interviews with leading experts, and much more. To learn more about Insurance Shoptalk, please visit https://insuranceshoptalk.com/ If you enjoyed this episode of Insurance Shoptalk, please like and subscribe, and be sure to click the notification bell to catch the next episode.

    RISK!
    A Breath of Fresh Air: RISK! Reacts (feat. Ray Christian)

    RISK!

    Play Episode Listen Later Nov 11, 2025 27:17


    On this Veteran's Day, guest-host Ray Christian from What's Ray Saying? hears Brian Simpson's “Fresh Air” story from So Say We All for the first time and gives you his hot takes. You can also watch this episode on YouTube! This is part of our RISK! Reacts series, where we listen to a story told on another show and give our first reactions.

    Cleveland Browns Daily & More
    Risk, Reward, and Analysis with Zastudil and The HOF - Cleveland Browns Daily - 11.11.25

    Cleveland Browns Daily & More

    Play Episode Listen Later Nov 11, 2025 91:26 Transcription Available


    Happy Veterans Day, and thank you to all of our brave veterans for your service. On this episode, Pro Football Hall of Famer Joe Thomas joins the show (48:41) to recap Week 10 against the Jets. Former Browns P Dave Zastudil also joins Beau and Z to give his Risk and Reward plays of the week (22:38). You'll also go Around the League (40:58) and hear from Browns S Ronnie Hickman (1:22:10).See omnystudio.com/listener for privacy information.