Podcasts about Risk

Send us a textWhat does it take to rise from childhood hardship to building multimillion-dollar companies rooted in service, integrity, and relentless discipline? In this powerful episode, David Steele shares the real, unpolished story behind his journey — and the mindset frameworks that changed everything.Raised in poverty, emotionally isolated, and shaped by early trauma, David developed a tenacity that carried him through rejection, failure, and uncertainty. From 500 cold calls a day as a young stockbroker… to walking away from a lucrative career because it didn't align with his values… to building One Wealth Advisors ($1.3B AUM) and the acclaimed Flour + Water restaurant group — his life is proof that success is a byproduct of serving others.

Senator John Kennedy joins Ben Domenech on The Big Ben Show to discuss his new book “How to Test Negative for Stupid: And Why Washington Never Will.” They dive into the state of American politics, the decline of civility in Congress, and how ideology has replaced common sense in D.C. Ben and Senator Kennedy talk about unqualified judicial nominees, the rise of socialism in the Democratic Party, AOC's growing influence, and how the MAGA coalition is evolving. Kennedy also shares his trademark humor from dogs to squirrels, and his take on what it takes to lead with principle in Washington. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Freelancers everywhere are feeling it. The ground beneath our feet is shifting, because AI isn't just changing how we write. It's also changing where value lives in our industry. In this episode, I break down what few people are talking about: your writing skills might still be world-class, but they're now solving the wrong problem. Much of what I discuss was inspired by the brilliant new book Reshuffle: Who Wins When AI Restacks the Knowledge Economy by Sangeet Paul Choudary. The constraint that once made your writing indispensable has moved. And if you don't move with it, you risk becoming the business equivalent of a brilliant typewriter repair shop in 1975. I dive deep into the real economic shift happening under AI's rise, revealing how to follow where value is migrating in your market before your competitors do. What You'll Learn Why AI hasn't destroyed demand for writers; it's just moved the constraint How to spot the new "value zones" in your market before others see them Why "average" AI content isn't your protection (and what is) The critical shift from creation to curation, and how to monetize your judgment How to reframe your positioning around risk, coordination, and confidence A simple 3-step method to identify where your next big opportunity lies Why your future role looks less like a writer and more like a producer or orchestrator Key Ideas and Takeaways 1. The Sommelier's Secret Your clients aren't drowning in a lack of content. They're drowning in options. AI made creation cheap, but it didn't make discernment easy. The most valuable freelancers now sell confidence and clarity, not just words. 2. Follow the Constraint The value constraint has shifted: From scarcity to risk (ensuring AI content doesn't harm the brand) From production to coordination (helping teams align their AI use) From creation to curation and orchestration (judgment, taste, and integration) 3. Be the Fugu Chef Like a sushi master trusted with a poisonous fish, your job is now about managing risk and trust. Clients will pay more for your judgment than your keyboard. 4. The Rick Rubin Lesson Think this is all outside your wheelhouse? I urge you to reconsider. You have more skill, wisdom, and capability than you think. Music producer Rick Rubin can't play a single musical instrument or read music. But he produces masterpieces. Your value is no longer in typing faster or crafting prettier sentences. It's in creating the conditions for the right ideas and messages to emerge. 5. Rebundling Your Business The future isn't about resisting AI. Instead, it's about rebundling your value around new constraints: From "I write blog posts" to "I ensure your content strategy doesn't become an AI dumpster fire." From "I write email campaigns" to "I orchestrate customer journeys across your entire AI-powered stack." From "I create copy" to "I protect your reputation while scaling your message." 6. Your 30-Day Constraint Hunt Start finding your next opportunity: List what clients pay you for today. Ask what happens when AI makes each thing 10x faster and cheaper. Find the break points, the new problems that emerge when your old services get automated. That's where your next business model lives. Action Steps Run a "Constraint Audit": Pick one client and map where things break when AI enters the picture. Test a Micro-Offer: Solve one small constraint (e.g., "brand safety audit for AI content"). Rework Your Positioning: Stop describing what you do. Start describing what you protect or enable. Experiment with New Framing: "I manage [CONSTRAINT] so you can [OUTCOME] without [RISK]." Memorable Soundbites "Your writing skills are now solving the wrong problem." "The constraint that used to keep your skills in demand is moving rapidly." "AI has removed that obstacle, that constraint." "This is the dumbest and most incapable these tools will ever be." "The constraint is rapidly moving from 'create content' to 'ensure content doesn't erode or destroy our reputation.'" "We're becoming the fugu chefs of content." "The break points, that's where you might just find your next business model." "You're not selling writing. You're selling judgment, coordination, and confidence in a world where writing is free but trust is expensive." "Stop asking 'What can't AI do yet?' Start asking 'What does AI break?' Because in that break, in that new constraint, that's where your next level lives."

Loneliness seems to be part of what it means to be a relational being. Does that mean loneliness can never really be “solved”? Here's one way to think about loneliness: As a gap between relational expectation and social reality—something that signals our essentially relational, reciprocal nature as human beings.This episode is part 6 of a series, SOLO, which explores the theological, moral, and psychological dimensions of loneliness, solitude, and being alone.In this reflective conclusion to the series, Macie Bridge and Ryan McAnnally-Linz explore loneliness not as a pathology to solve but as a universal, creaturely experience that reveals our longing for relationship. Drawing on insights from conversations throughout the series, they consider how loneliness emerges in the gap between what we desire relationally and what we actually have, and why this gap might be intrinsic to being human. They discuss solitude as a vital space for discernment, self-understanding, and listening for God; how risk is inherent to relationships; why the church holds unique potential for embodied community; and how even small interactions with neighbors and strangers can meet real needs. Together they reflect on grief, social isolation, resentment, vulnerability, and the invitation to turn loneliness into attentiveness—to God, to ourselves, and to our neighbors, human and non-human alike.Episode Highlights“Loneliness is just baked into our creaturely lives.”“There really is no solution to loneliness—and also that's okay.”“We invite a certain level of risk because we invite another person closer to our own human limits.”“There's no blanket solution. We are all experiencing this thing, but we are all experiencing it differently.”“I realized I could be a gift to her, and she could be a gift to me, even in that small moment.”About Macie BridgeMacie Bridge is Operations Coordinator for the Yale Center for Faith & Culture. Macie is originally from the small town of Groton, Massachusetts, where she was raised in the United Church of Christ. As an undergraduate at Trinity College in Hartford, CT, Macie studied English literature, creative writing, and religious studies. She spent a year in Chapel Hill, North Carolina with the Episcopal Service Corps after receiving her B.A. There, she served as Events & Communications Coordinator for L'Arche North Carolina—an emerging L'Arche community, and therefore an incredible “crash course” into the nonprofit world.About Ryan McAnnally-LinzRyan McAnnally-Linz is Associate Director of the Yale Center for Faith & Culture and a theologian focusing on flourishing, meaning, and the moral life. He is co-author of Public Faith in Action and The Home of God with Miroslav Volf, and Life Worth Living: A Guide to What Matters Most with Miroslav Volf and Matt Croasmun.Show NotesLoneliness as Creaturely ConditionLoneliness as “baked into our creaturely lives,” not a sign of brokenness or failureThe “gap between what we want and what we have” in relationshipsLoneliness as a universal human experience across ages and contextsSolitude and DiscernmentSolitude as a place to listen more clearly to God and oneselfTime alone clarifies intuition, vocation, and identity.Solitude shapes self-knowledge outside societal expectations.Community, Church, and EmbodimentChurches can be embodied spaces of connection yet still feel lonely.Hospitality requires more than “hi”; it requires digging deeper into personal encounter.Embodied church life resists technological comforts that reduce vulnerability.Grief, Risk, and VulnerabilityDistinguishing grief-loneliness from social-isolation lonelinessRelationships inherently involve risk, limits, and potential hurt.Opening oneself to others requires relinquishing entitlement.Everyday Encounters and Ecological AttentionSmall moments with neighbors (like taking a stranger's photo) can be meaningful.Loneliness can signal attention toward creaturely neighbors—birds, bugs, landscapes.Turning loneliness outward can widen our capacity for care.Production NotesThis podcast featured Macie BridgeEdited and Produced by Evan RosaHosted by Evan RosaProduction Assistance by Alexa Rollow, Emily Brookfield, and Hope ChunA Production of the Yale Center for Faith & Culture at Yale Divinity School https://faith.yale.edu/aboutSupport For the Life of the World podcast by giving to the Yale Center for Faith & Culture: https://faith.yale.edu/give

What does it really take to leave Wall Street, take massive risks, and help shape the future of innovation?For Jeff Ransdell, Founding Partner and Managing Director of Fuel Venture Capital and CEO of Maquia Capital, the journey started with $138 billion under management at Merrill Lynch, and a decision to walk away. Since then, he's invested over $150 million into South Florida startups, helping build Miami into a global tech hub while navigating the most unpredictable era in venture capital.In this episode of Common Denominator, we unpack Jeff's transition from Wall Street to venture, his take on the AI revolution, and what it means to invest in founders who can lead through chaos and change.In this episode, you'll learn:- How Jeff left corporate stability to build one of Miami's top venture firms- Why the “AI meta-shift” will redefine work, wealth, and the human condition- How Fuel Venture Capital turned South Florida into a startup destination- The founder traits investors look for before writing a check- Why emotional intelligence matters as much as financial acumen- What the next five years will look like for startups, investors, and innovationLike this episode? Leave a review here: https://ratethispodcast.com/commondenominatorTimestamps:00:00 – Introduction: Risk, Mindset & Why Venture Capital Matters05:00 – How Jeff Assesses Risk & Why VC Isn't What You Think10:00 – Coachability, Pivoting & The Founder Traits Fuel VC Looks For15:00 – Jeff's Leap From Wall Street to Venture Capital20:00 – The AI Meta-Shift: What's Coming in the Next 5 Years25:00 – Jobs, Humanity & The Future Economic Reality30:00 – Why Tech Might Push Us Back to Simpler Living35:00 – Jeff's Favorite Investments & Lessons From Miami's Startup SceneFollow Jeff:  http://linkin.bio/jeffransdellvc Fuel Venture Capital: https://fuelventurecapital.com/Instagram: https://www.instagram.com/jeffransdellvc/

Become a member of The Real Science of Sport Supporters Club to show your support and have your say. A perk of membership is Discourse, our community that chats about training, sports science, physiology and news.Show notesA midweek whip around the world of sport, with some sports science and management insights on stories making headlines this week. We cover:The LA 2028 Olympic Track and Field programme was announced last week. It features three 100m races on one day for the women, and no option for a 400m/400m hurdle double, are among the surprises. We discuss the effects on athletes and the missed opportunitiesTriathlon's T100 series was plunged into chaos with miscounted laps, result changing decisions, and even a vote on whether rules were applied to the satisfaction of athletes. We discuss the fiasco in DubaiBoxing continues its (d)evolution to WWE, with a fight announced between Anthony Joshua and Jake Paul. A gimmick, for sure. Too dangerous? We discussWorld Rugby announced a new calendar for 2026, aimed at giving more relevance and meaning to Tour matches. The schedule has pros and cons, creating a travel load for teams that will require some accommodation for player welfareAnd finally, cardiac events among spectators at last week's ATP Finals are the trigger for a short discussion about the risks of WATCHING sport, with some interesting studies showing how risk increases when people are invested in the resultOther linksThe paper studying cardiac arrests at Gillette StadiumThe cardiac event risk is slightly higher in football in the NetherlandsLosing, but not winning, a Superbowl increases the risk of cardiovascular death Hosted on Acast. See acast.com/privacy for more information.

Most parents only see the rankings, the showcase stats, and the hype — but this episode of The Most Valuable Agent with Matt Hannaford pulls you inside the real world of MLB draft strategy, where decisions are made long before a player ever hears their name called. Former Minnesota Twins GM Thad Levine reveals what truly drives baseball scouting insights today, from how MLB teams evaluate players beyond raw tools to why character, adaptability, and leadership quietly determine careers. You'll hear how clubs weigh high school vs. college talent, why certain pitchers carry heavy risk profiles, and how "force multipliers" — not just stars — shape long-term success. Thad breaks down how front offices think, how organizations develop prospects, and what separates players who survive the grind from those who stall out. If you've ever wondered how the baseball development pathway really works behind closed doors, this conversation exposes the hidden criteria that actually move players up draft boards. Subscribe for weekly MLB draft strategy and baseball development insights. WHAT YOU'LL LEARN MLB draft strategy breakdowns teams use to separate elite prospects Baseball scouting insights that go far beyond tools or showcase numbers How MLB teams evaluate players on makeup, adaptability, and character Risk profiles of high school vs. college players, especially pitching Why leadership, habits, and mindset drive long-term player development How the baseball development pathway really works inside MLB organizations Matt Hannaford is a 25-year veteran MLB agent and founder of Aligned Sports. He's represented Hall of Famers, negotiated blockbuster contracts, and now shares his wisdom weekly on The Most Valuable Agent. Connect with Matt Hannaford: https://www.instagram.com/mfhannaford/  https://www.aligndsports.com/  Subscribe for weekly coaching on the mindset of baseball https://www.youtube.com/@mostvaluableagent  #MLBDraft #ThadLevine #BaseballScouting #PlayerDevelopment #MLBInsights #BaseballParents #MostValuableAgent  

⬥EPISODE NOTES⬥Understanding Beg Bounties and Their Growing ImpactThis episode examines an issue that many organizations have begun to notice, yet often do not know how to interpret. Sean Martin is joined by Casey Ellis, Founder of Bugcrowd and Co-Founder of disclose.io, to break down what a “beg bounty” is, why it is increasing, and how security leaders should think about it in the context of responsible vulnerability handling.Bug Bounty vs. Beg BountyCasey explains the core principles of a traditional bug bounty program. At its core, a bug bounty is a structured engagement in which an organization invites security researchers to identify vulnerabilities and pays rewards based on severity and impact. It is scoped, governed, and linked to an established policy. The process is predictable, defensible, and aligned with responsible disclosure norms.A beg bounty is something entirely different. It occurs when an unsolicited researcher claims to have found a vulnerability and immediately asks whether the organization offers incentives or rewards. In many cases, the claim is vague or unsupported and is often based on automated scanner output rather than meaningful research. Casey notes that these interactions can feel like unsolicited street windshield washing, where the person provides an unrequested service and then asks for payment.Why It Matters for CISOs and Security TeamsSecurity leaders face a difficult challenge. These messages appear serious on the surface, yet most offer no actionable details. Responding to each one triggers incident response workflows, consumes time, and raises unnecessary internal concern. Casey warns that these interactions can create confusion about legality, expectations, and even the risk of extortion.At the same time, ignoring every inbound message is not a realistic long-term strategy. Some communications may contain legitimate findings from well-intentioned researchers who lack guidance. Casey emphasizes the importance of process, clarity, and policy.How Organizations Can PrepareAccording to Casey, the most effective approach is to establish a clear vulnerability disclosure policy. This becomes a lightning rod for inbound security information. By directing researchers to a defined path, organizations reduce noise, set boundaries, and reinforce safe communication practices.The episode highlights the need for community norms, internal readiness, and a shared understanding between researchers and defenders. Casey stresses that good-faith researchers should never introduce payment into the first contact. Organizations should likewise be prepared to distinguish between noise and meaningful security input.This conversation offers valuable context for CISOs, security leaders, and business owners navigating the growing wave of unsolicited bug claims and seeking practical ways to address them.⬥GUEST⬥Casey Ellis, Founder and Advisor at Bugcrowd | On LinkedIn: https://www.linkedin.com/in/caseyjohnellis/⬥HOST⬥Host: Sean Martin, Co-Founder at ITSPmagazine and Host of Redefining CyberSecurity Podcast | On LinkedIn: https://www.linkedin.com/in/imsmartin/ | Website: https://www.seanmartin.com⬥RESOURCES⬥Inspiring Post: https://www.linkedin.com/posts/caseyjohnellis_im-thinking-we-should-start-charging-bug-activity-7383974061464453120-caEWDisclose.io: https://disclose.io/⬥ADDITIONAL INFORMATION⬥✨ More Redefining CyberSecurity Podcast: 

Steve Gruber sits down with Adam Hardage, combat veteran and former CIA Operations Officer, to discuss the alarming evolution of blackmail tactics. From the revelations of the Epstein case to the rise of AI-driven deception, Hardage explains how these manipulative systems are being used to target the next generation. They explore the strategies, the risks to privacy and security, and what individuals and families can do to recognize and defend against these modern threats.

Today, we address the elevated risk profile resulting from a slow-moving western storm that encompasses the desert Southwest and the Southern Plains. Flood watches and warnings have been issued across parts of Arizona, southeast California, and southern Nevada as persistent rainfall continues to impact these regions. Additionally, southern Utah is experiencing mountain snow, while parts of North Texas through Oklahoma are under a marginal risk for severe storms, which may include damaging winds and hail. We also note that Hawaii's Big Island summits remain under a winter weather advisory due to anticipated wintry conditions. As we navigate these varied weather phenomena, we emphasize the importance of remaining situationally aware and prepared for potential hazards.Takeaways:* A slow-moving western storm significantly elevates the risk profile across multiple states today. * Flood watches are currently in effect across parts of Arizona, California, and Nevada due to persistent rain. * Southern Utah is under a winter weather advisory with ongoing mountain snow expected to impact travel. * Texas has activated emergency resources in anticipation of heavy rain and flooding threats over the coming days. * The Storm Prediction Center has designated a marginal risk for severe weather from North Texas to southern Missouri. * Hawaii's Big Island summits continue to face winter weather advisories due to potential snowfall and icy conditions. Sources[NWS Phoenix/Flagstaff/Las Vegas | https://www.weather.gov/wwamap/wwatxtget.php?cwa=psr&wwa=all][NWS Salt Lake City | https://www.weather.gov/slc/][SPC Day 1 | https://www.spc.noaa.gov/products/outlook/day1otlk.html][NHC | https://www.nhc.noaa.gov/gtwo.php?basin=atlc][NWS Honolulu AFD | https://www.weather.gov/hfo/AFD][USGS — Past Day Quakes | https://earthquake.usgs.gov/earthquakes/map/?extent=64.39694%2C320.09766&extent=7.62389%2C179.47266&magnitude=all&timeZone=utc][NWS Phoenix | https://www.weather.gov/wwamap/wwatxtget.php?cwa=psr&wwa=all][NWS Flagstaff | https://www.weather.gov/wwamap/wwatxtget.php?cwa=psr&wwa=all][NWS Los Angeles/Oxnard | https://www.weather.gov/lox/][NWS San Diego | https://www.weather.gov/sgx/][NWS Las Vegas — Flood products incl. Inyo CA | https://www.weather.gov/wwamap/wwatxtget.php?cwa=psr&wwa=all][NWS Las Vegas — Warnings/Advisories | https://www.weather.gov/wwamap/wwatxtget.php?cwa=psr&wwa=all][NWS Salt Lake City — Winter Weather Advisory | https://www.weather.gov/wwamap/wwatxtget.php?cwa=psr&wwa=all][TDEM Press Release (Nov 18) | https://www.tdem.texas.gov/press-release/11-18-25][SPC Day 1 Outlook | https://www.spc.noaa.gov/products/outlook/day1otlk.html][SPC Day 1 Outlook | https://www.spc.noaa.gov/products/outlook/day1otlk.html][NWS Norman — hazards briefing | https://www.weather.gov/oun/?n=spotter-referencematerials][NWS Wichita | https://www.weather.gov/ict/][SPC Day 1 Outlook | https://www.spc.noaa.gov/products/outlook/day1otlk.html][NWS Cheyenne | https://www.weather.gov/cys/?wfo=cys][NWS Honolulu AFD | https://www.weather.gov/hfo/AFD][NWS Honolulu — WWA/Marine | https://www.weather.gov/hfo] This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit emnetwork.substack.com/subscribe

In this episode of 'Cybersecurity Today,' host Jim Love covers multiple pressing topics: CloudFlare's major outage affecting services like OpenAI and Discord, Microsoft's new AI feature in Windows 11 and its potential malware risks, a new red team tool that exploits cloud-based EDR systems, and a new tactic using calendar invites as a stealth attack vector. Additionally, a critical SAP vulnerability scoring a perfect 10 on the CVSS scale is discussed alongside a peculiar event where Anthropic's AI mistakenly tried to report a cybercrime to the FBI. The episode wraps up with a mention of the book 'Alyssa, A Tale of Quantum Kisses' and a thank you to Meter for sponsoring the podcast. Tune in for essential cybersecurity insights. 00:00 Introduction and Sponsor Message 00:22 CloudFlare Outage Causes Major Disruptions 02:55 Microsoft's New AI Features and Malware Risks 05:22 Silent but Deadly: New Red Team Tool 07:39 Calendar Invites as a Stealth Attack Vector 10:04 Critical SAP Vulnerability 12:11 Anthropic's AI and the FBI Incident 14:06 Conclusion and Final Thoughts

This week on Swimming with Allocators, Jay Rongjie Wang, Founder and CEO of Primitiva Global, shares her journey from her pioneering upbringing shaped by her mother's tech entrepreneurship to becoming a leading venture investor bridging Silicon Valley, Hong Kong, and Shanghai. Jay discusses the importance of authenticity and “congruence” in investment decisions, her “impossible triangle” theory for evaluating AI opportunities, and cross-border fundraising strategies. Listeners will gain actionable insight into aligning personal strengths with business practices, understanding global LP/GP dynamics, and balancing boundless curiosity with focused execution in the rapidly evolving world of tech and venture capital. Also, don't miss our insider segment as Idan Netser and Jason Kropp from Sidley discuss key tax incentives for venture funds, including carried interest treatment and Qualified Small Business Stock benefits, as well as recent FDA regulatory changes impacting biotech and medtech startups, offering timely guidance for VC investors and founders.Highlights from this week's conversation include: Welcoming Jay to the Episode (0:22) Impact of Parenting on Risk, Creativity, and Early Career Choices (5:24) Lessons Learned from Running Community Website: Career Preparation (7:17) Discussion of Gender Dynamics, Over-Preparation, and Confidence (10:00) Traits for Successful Fund Managers: Concept of Congruence (11:38) Practical Framework for Identifying "Winner Energy" and Reference Checks (17:55) Consistency in Feedback About GPs (21:46) Regulatory Topics: Carried Interest, Tax, and FDA Insights (23:54) Energy Management, Executive Capacity, and Inner Focus (28:48) Impossible Triangle Theory on AI Progress and Investment Filtering (30:27) Applying the Theory: GPU and Data Center Investments (36:06) Fundraising Successes Outside the US and Motivations of International LPs (39:09) Balancing Curiosity with Focus for Investors (41:20) Personal Advice on Career Methodology and Venn Diagram Specialization (44:24) Final Thoughts and Takeaways (45:15) Primitiva Global is a family office and investment platform operating across Silicon Valley and Hong Kong. Primitiva backs first-check venture managers and invests in companies expanding the frontiers of artificial intelligence, deep technology, and global innovation. The firm combines deep research, top-down analysis, and hands-on partnership to support the next generation of builders and allocators. Learn more at www.primitivaglobal.com Sidley Austin LLP is a premier global law firm with a dedicated Venture Funds practice, advising top venture capital firms, institutional investors, and private equity sponsors on fund formation, investment structuring, and regulatory compliance. With deep expertise across private markets, Sidley provides strategic legal counsel to help funds scale effectively. Learn more at sidley.com. Swimming with Allocators is a podcast that dives into the intriguing world of Venture Capital from an LP (Limited Partner) perspective. Hosts Alexa Binns and Earnest Sweat are seasoned professionals who have donned various hats in the VC ecosystem. Each episode, we explore where the future opportunities lie in the VC landscape with insights from top LPs on their investment strategies and industry experts shedding light on emerging trends and technologies.  The information provided on this podcast does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this podcast are for general informational purposes only.

Russ Gleber is the Senior Director of Penetration Testing Solutions at BreachLock. In this episode, he joins host Scott Schober to discuss the process of communicating cybersecurity finds to executive boards, how best to translate risk, and more. This episode is brought to you by BreachLock. To learn more about our sponsor, visit https://breachlock.com.

Freedom of Speech at Risk in Armenia, Vagharshapat, RPA Strategy  | Ep 487, Nov 19, 2025Conversations on Groong - Recorded on: November 18, 2025TopicsFreedom of Expression at Risk in ArmeniaVagharshapat Municipal OutcomesRepublican Party Election StrategyStand in Support of Independent Media and Journalism in ArmeniaGuestHayk MamijanyanHostsHovik ManucharyanAsbed BedrossianEpisode 487 | Recorded: November 18, 2025SHOW NOTES: https://podcasts.groong.org/487Subscribe and follow us everywhere you are: linktr.ee/groong

The Coalition has abandoned net zero and announced its new energy policy, promising to strip emissions reductions from the objectives of the electricity market operator and focus on lowering consumer prices. The climate and environment editor, Adam Morton, and Reged Ahmad factcheck the opposition's new energy claims and discuss why dropping net zero is dragging the country backwards in the battle against climate change

Jen Nails and Sandi Marx share stories about being who you are even, when it's a pain in the ass. 

Our Chief Global Economist Seth Carpenter and Global Cross-Asset Strategist Serena Tang return to conclude their two-part episode on 2026 outlooks and explain why the market environment is turning in favor of risk assets, especially U.S. stocks.Read more insights from Morgan Stanley.----- Transcript -----Seth Carpenter: Welcome to Thoughts in the Market. I'm Seth Carpenter, Morgan Stanley's Global Chief Economist.Serena Tang: And I'm Serena Tang, Morgan Stanley's Chief Global Cross-Asset Strategist.Seth Carpenter: Yesterday, Serena, we discussed our views on the global economy, and today I'm going to turn the tables on you and start asking you questions about our market outlook and how to invest across regions and across asset classes.It's Tuesday, November 18th at 10am in New York.Alright, Serena in 2025, global markets rode some significant volatility driven by tariffs, policy uncertainty. Things went up, they went down. Equities ultimately outperformed bonds as rate cuts began. But cross-asset strategy depended so much on identifying correlations, opportunities – all in a world that is still adapting to the new geopolitical dynamics and what seemed like evolving rules.So, with that backdrop, could you just broadly tell us what the investment strategy should be in 2026?Serena Tang: We think 2026 will be a strong year for risk assets as you have unusually pro-cyclical policy mix that's supportive of earnings. And that frees up markets to shift the focus from global macro concerns, which of course have dominated this year, to more micro asset specific narratives. Particularly those related to AI CapEx investment.And I think such a constructive environment really calls for a risk on tilt. We recommend equities over credit and government bonds, with a preference for U.S. assets.Seth Carpenter: Okay. I think last year we had some preference, at least for U.S. equities. Are there any other big rotations versus more of the same that you really want to highlight for folks?Serena Tang: In terms of, I think the strategy outlook itself, a big shift has been what we think drive investor focus the most. Our strategy mid-year outlook had focused heavily on global macro risks, right? Especially those, I think, emanated from trade tensions, which you alluded to earlier.I think this time around as the distribution of outcomes on tariffs, I think, has become a bit narrower, it's very much more about asset specific stories. And yes, you know, to your point about being, bullish on U.S. equities, we've maintained that view this time round and believe that U.S. equities can generally do better than rest of world.As you know, Mike Wilson, a colleague and chief U.S. equity strategist, he has a price target of 7800 for the S&P 500 index …Seth Carpenter: Wow.Serena Tang: Beating the expected returns from other regional equities by like quite a bit. So that's not changed. But I think that with this backdrop of post cyclical policy combo lifting U.S. earnings, we've also turned more bullish on high-yield corporate credit – that is bonds which are riskier.I think very much like U.S. equities, we believe that the asset class can benefit from the combination of monetary deregulation policy. But there's also like a very interesting technical component there, which is, as we expect, a surge in investment grade issuance to fund AI related CapEx. I think the high-yield market will be more insulated from this, which means outperformance versus higher quality corporate bonds.Seth Carpenter: Got it. Okay. So, as you're coming up with these strategies and these recommendations in lots of ways, it just relies on forecasting. And I have to say I'm sympathetic to how hard forecasting is, especially when it comes to the future. In our economic forecast, we also included a bunch of different alternate scenarios because I just see that much uncertainty in the global economy.So, with that as a backdrop, nothing is for sure. But where would you say your highest conviction calls are when it comes to investing in 2026?Serena Tang: Well, as I mentioned, we like U.S. equities and that remains a very high conviction call for us. [I] sort of dug through the details of that already. And so, I want to turn to a[n]other high conviction view, which is curve steepening. We see pretty material U.S. treasury curve steepening over the next year. I think even as a macro strategist, actually expect yields at least in the backend to be mostly range bound. And this steepening will be very much driven by what happens in the two-year point – I think as markets continue to, we think, underpriced, future Fed easing and growth slow down tail risks.Seth Carpenter: So that's super helpful in terms of the places where you're convicted. Let me be perhaps a little bit unfair because nothing is in fact certain. And so, if there are things that we feel pretty sure about, there've got to be things where we're either not sure or parts of the market that really pose the most risk.So, if I asked you then, where do you see the biggest risk for investors in markets next year, what would you say?Serena Tang: So, one of them really is AI investment cycle abruptly ending. And this has been a topic of huge debate in all of the investor meetings that we've had over the last several weeks. Because the idea is you have a sharp pullback in investment in the next 12 months, which could trigger a pretty cascading effect. And of course that would likely pressure U.S. equities, I think given hyperscalers index weight. But could weirdly enough benefit IG credit by reducing issuance, which has been the main driver of wider spreads in our forecast. But I think the other risk here actually is if animal spirits run a bit too hot. Underlying our equities over credit over rates allocation is some revival in animal spirits, but it's not the kind of irrational exuberance that marks the end of cycle in our view.Given, I think there's still rational belief in that policy triumvirate that we touched on earlier, that can still be supportive of risk. But you know, I think if sentiment does overheat then our allocation tilt towards cyclicals and beta would be wrong. And historically late cycle expansions see investment grade outperforming high yield inequities, with bonds eventually leading returns.The last risk, I think, to our asset allocation, is really the Fed. Either the FOMC not easing further over the next 12 months or if it changes its reaction function. And I think both of those will have very different implications of what happens to the front end of the yield curve. So, my question to you, Seth, is what do you see as the probability around both of those scenarios?Seth Carpenter: Look, with the data that we have before the government shut down, it was clear there was a tension. Spending by households, spending by businesses was strong. Employment data were getting weaker and weaker, and the Fed has decided to start cutting to err on the side of insulating against further deterioration in the labor market.So, one thing that could upend our forecast is that the real signal is from the spending. Spending stays strong, the labor market eventually catches up to the stronger spending, and we start to see job gains come back. If that happens, especially with inflation now running notably above the Fed's target, I just don't really think we're going to get anywhere near the number of rate cuts that we forecast or that are already priced into market. So, you'd have to see a reversal.How likely is that you can't rule it out? I'd say 20 percent or something like that. Maybe a little bit more. On the other hand, to the downside. I wonder if what you're getting at a little bit is there's going to be some turnover in the personnel at the Fed. And do we have to worry about a fundamentally different reaction function from the Fed going forward and cutting rates aggressively, even if the macro considerations don't warrant? Is that really what you were getting at?Serena Tang: Yes. I think that has been the question on the forefront of investors' minds…Seth Carpenter: Yeah, I think that's a real question. The way I look at it is Chair Powell is in charge of the Fed now. His term goes through May of next year. And so, until we get to the middle of next year, I don't really think there's any fundamental change in how the Fed does business. But it really does seem like we're going to have a new Fed chair in June of next year. But even there, we have got to remember that the committee is a committee and that's how policy is decided. And so, if there was a new chair who really, really, really wanted to take policy in a truly unorthodox way, I also don't think that's really feasible over the second half of next year – because there just won't have been that much turnover in terms of the personnel of the Fed. That's how we're looking at it for now. I really don't think that latter version of the world is a big risk. That said, I'm going to throw it back to you [be]cause I always have to get the last word.You talked about asset classes, bullish on U.S. equities. We talked about high yield bonds; we talked about some of the risks that markets have to face. But one thing I didn't hear – and we do have a global investor base – Is about currencies and specifically the dollar.So, this time last year, the team made a pretty bold call that the dollar would depreciate a great deal. And here we are and the dollar has come off a lot on net over this year. That stabilized a little bit. Maybe not for the whole year [be]cause that kind of forecasting is hard for currencies. But what do you see over the next few months called the next half year for the dollar? Is it going to continue the trend or do you think we should see a reversal?Serena Tang: So, we do think the dollar will continue its trend downwards from here to the middle of next year. And I know, I know. There's been a lot of discussion, there's been a lot of debate around whether the dollar has basically stopped where we are. But the thing is, you know, going back to what you mentioned around the path for growth in the U.S. and unemployment in the U.S. – if we do see softer economic data in the first half of next year, that can drive the dollar downwards. In fact, we're once again, more bearish than consensus on the dollar by the middle of next year.Seth Carpenter: Got it. All right. That's super helpful. Serena, thank you so much for taking the time to talk with me today and let me ask the questions of you.Serena Tang: Always a pleasure, Seth.Seth Carpenter: And thank you for listening. If you enjoy Thoughts on the Market, please leave us a review wherever you listen and share the podcast with a friend or a colleague today.

On today's episode, Beau and Z are LIVE from MGM Northfield Park! Browns legend Reggie Langhorne joins the guys (37:30) to talk about the Browns season through 11 weeks. You'll also get this week's Risk vs. Reward plays with former Browns P Dave Zastudil (22:02). Plus, get One Thought from every NFL game this weekend (1:07:18) and hear from Browns LB Devin Bush (57:50).See omnystudio.com/listener for privacy information.

Insights into the past, present and future of crypto with Mike Novogratz. Follow the podcast ⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠. Galaxy Digital founder and CEO Mike Novogratz joins "CoinDesk Spotlight" to discuss why the $38 trillion national debt has created a "golden era" for crypto. Novogratz breaks down the power of the XRP Army, his timeline for a $1 million bitcoin, and Galaxy's IPO journey. Plus, he shares his concerns about a "bull market in populism" and the story of how his ayahuasca trip inspired a scene in the show Billions. - This content should not be construed or relied upon as investment advice. It is for entertainment and general information purposes. - Break the cycle of exploitation. Break down the barriers to truth. Break into the next generation of privacy. Break Free. Free to scroll without being monetized. Free from censorship. Freedom without fear. We deserve more when it comes to privacy. Experience the next generation of blockchain that is private and inclusive by design. Break free with Midnight, visit midnight.network/break-free - Genius Group has partnered with CoinDesk for Bitcoin Treasury Month, launching the Genius x CoinDesk Quest. Participants can join the Bitcoin Academy, complete free microcourses from experts like Natalie Brunell and Saifedean Ammous, and enter to win 1,000,000 GEMs (worth 1 BTC) promoting bitcoin education and adoption. Learn more at: ⁠https://www.geniusgroup.ai/coindesk-bitcoin-treasury-month/⁠ - Need liquidity without selling your crypto? Take out a ⁠Figure Crypto-Backed Loan⁠, allowing you to borrow against your BTC, ETH, or SOL with 12-month terms and no prepayment penalties. They have the lowest rates in the industry at 8.91%, allowing you to access instant cash or buy more Bitcoin without triggering a tax event. Unlock your crypto's potential today at Figure! ⁠https://figuremarkets.co/coindesk - Timestamps: 01:42 - When Did Novogratz First Know Money Mattered?07:26 - “What's Cool About Bitcoin Is There's No CEO”12:44 - XRP's Fierce Community and Success14:32 - How Did We Get Here: America's Financial "Tale of Two Cities"15:47 - How Sustainable Are Crypto Communities?17:49 - Novogratz's Take on Mamdani and Crypto in NYC22:15 - Would He Ever Run for Office?25:38 - Is Crypto at Risk of Replicating Same Challenges From TradFi?29:26 - His Work on Criminal Justice Reform33:32 - How Novogratz's Upbringing Shaped Him37:10 - On Immigration Policy and Where America is Headed43:16 - Galaxy's IPO45:19 - Top Crypto Asset Picks47:33 - On D.C. and When Market Structure Legislation Will Pass49:43 - "Crypto Is a Report Card on How the Country Is Doing"52:03 - Can a BTC Treasury Address National Debt? "It's Kind of Smoke and Mirrors"53:35 - Novogratz's Most Rewarding Project57:28 - Advice to His Younger Self59:36 - Where Did His Intense Risk Appetite Come From?01:01:14 - The Ayahuasca Journey That Inspired 'Billions' - This episode was hosted by Jennifer Sanasie. “CoinDesk Spotlight” is produced by Sam Ewen, Jennifer Sanasie, Taylor Fleming and Victor Chen.

You make smart business decisions all day long. ROI calculations. Risk assessments. Strategic planning. Then five o'clock hits and you clock out. Suddenly you're just winging it with your personal life. Wild, right? I spent years consulting business owners on quarterly goals and customer journeys. One day a successful client had this lightbulb moment: "I wish my personal life was this organized." That's when it clicked for me too. The same tools that build million-dollar businesses work for building the life you actually want. No separation needed. Just one you with one life that all blends together. Featured Story I'm sitting with a client mapping quarterly revenue targets and conversion rates. He's taking notes. Nodding. Excited about the plan. Then he stops with that look. You know the one. That millisecond when something just clicks in your brain. He says, "Man, I wish my personal life was this organized. I feel like I'm just making it up as I go." I laughed and said, "Well, we all are, aren't we?" Important Points You are one person with one life, and everything blends together whether you admit it or not. Vague goals get vague results, but specific goals get specific results. "I want to be happy" means nothing. "I'm at the gym at 6 a.m. three days a week" is a system you can actually build and measure. Positive ROI or die applies to your life just like it does in business. If you're spending 60% of your time for 10% satisfaction, that's terrible ROI and you wouldn't accept it in business, so why accept it in life? Memorable Quotes "Every day you and I make smart business and job decisions. ROI calculations, risk assessments, strategic planning. And then at five o'clock we clock out and what do we do? We wing it." "You wouldn't invest in your business and continue to get negative returns, would you? But so many people do it in their life." "If you don't know who you are, you cannot build a life that fits you. Just like a business. If a business sells the wrong product to the wrong customer, they do not have a business." Scott's Three-Step Approach Define your avatar. Get specific about who you are right now, not who you were five years ago or who your parents think you should be. What lights you up? What drains you? When do you feel most like yourself? If you don't know who you are, you cannot build a life that fits you. Design your product. Decide exactly what life you want with specific details, not vague wishes. Transform "I want to work out" into "I'm at the gym at 6 a.m. three days a week for 45 minutes." The more specific your solution, the easier it is to build because everything else just falls away. Build your system. Create daily non-negotiables and predictable habits that deliver results. Your habits absolutely dictate your success and happiness in life. If you don't have a system for delivery of you as a person, you're winging it and that's negative ROI all day long. Chapter Notes 0:03 - Clocking out and winging your personal life 0:48 - Smart people plan now, take holidays later 1:27 - The client meeting that changed everything 2:47 - Money matters, but so does staying married 5:01 - What you measure matters in life and business 5:39 - Your personal avatar: who are you really? 6:54 - Getting specific about the life you want 8:24 - Systems beat winging it every single time Connect With Me Search for the Daily Boost on YouTube, Apple Podcasts, and Spotify Email: support@motivationtomove.com Main Website: motivationtomove.com YouTube: youtube.com/dailyboostpodcast Instagram: @heyscottsmith Facebook Page: facebook.com/motivationtomove Facebook Group: Join the Daily Boost Community Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode the hosts dig into a $2.7 million EdTech business serving architects—$450K revenue, ~$227K profit, ~30 % growth—yet debate whether its 11.9× profit asking price makes any sense.Business Listing – https://app.acquire.com/startup/aUdw7lekR1TbMTB7h3oH00Of2KH2/9zqyExayXzwGmnlz6QWA?utm_medium=email&_hsenc=p2ANqtz-98r-wxCcPABDrP80rGNweSlNs2VkMvwGKxMByTIVyTIen9tvlCC_HRGTYrJ1hp08w7BlWcQs_9_6gkpNUKm734YYgaCg&_hsmi=386717396&utm_content=386717396&utm_source=hs_emailWelcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.

What if the stable path isn't the right one?Mohammad Farraj was on track to be a trauma surgeon. Instead, he left medicine to launch a taco truck—against family expectations, cultural pressure, and common sense. That truck became Talkin' Tacos, a fast-casual franchise now operating in seven states.In this episode, Mohammad shares what pushed him to walk away from a “safe” life, how a teenage TikTok creator sparked their first viral moment, and why obsessing over experience—not just food—created a brand that keeps growing.This is for any operator who's ever felt the pull to start over and build something real.To learn more about Talkin' Tacos and their nationwide expansion, visit talkintacos.net._________________________________________________________Free 5-Day Restaurant Marketing Masterclass – This is a live training where you'll learn the exact campaigns Josh has built and tested in real restaurants to attract new guests, increase visit frequency, and generate sales on demand. Save your spot at restaurantbusinessschool.comFull Comp is brought to you by Yelp for Restaurants: In July 2020, a few hundred employees formed Yelp for Restaurants. Our goal is to build tools that help restaurateurs do more with limited time.We have a lot more content coming your way! Be sure to check out our other content:Yelp for Restaurants PodcastsRestaurant expert videos & webinars

In this episode of SHE MD Podcast, Dr. Lisa Newman and William P. Lauder join hosts Dr. Thaïs Aliabadi and Mary Alice Haney to discuss breast cancer management, multidisciplinary care, and leadership in health advocacy. They explore the latest clinical research, patient-centered strategies, and the role of philanthropy in advancing care. Learn how to improve breast health outcomes, understand treatment options, and engage with supportive programs. This episode delivers expert insights on bridging medical innovation with community impact, empowering listeners to take informed steps in their health and wellness journeys.Subscribe to SHE MD Podcast for expert tips on PCOS, Endometriosis, fertility, and hormonal balance. Share with friends and visit SHE MD website and Ovii for research-backed resources, holistic health strategies, and expert guidance on women's health and well-being.SponsorsPurely Elizabeth - Visit purelyelizabeth.com and use code SHEMD at checkout for 20% off. Purely Elizabeth. Taste the Obsession. Timeline - Timeline is offering10% off your order of Mitopure. Go to timeline.com/SHEMD.Cymbiotika - Go to Cymbiotika.com/Shemd for 20% off plus free shippingiRestore - For a limited time, get a HUGE discount on the iRESTORE Elite + Illumina Face Mask Bundle with code SHEMD at iRestore.comPeloton - Let yourself run, lift, sculpt, push, and go. Explore the new Peloton Cross Training Tread+ at onepeloton.comDavid's Protein - David is giving my listeners an exclusive offer – buy four cartons and get the fifth free at davidprotein.com/shemd Aura Frames - Exclusive $45-off Carver Mat at https://on.auraframes.com/SHEMD. Promo Code SHEMDWhat You'll LearnLatest advancements in breast cancer managementHow multidisciplinary care improves patient outcomesThe impact of philanthropy on breast cancer research and community supportLeadership lessons in healthcare and patient advocacyKey Timestamps00:00 Introduction with Dr. Thaïs Aliabadi and Mary Alice Haney02:36 William P. Lauder & Dr. Lisa Newman Introductions04:13 When William's mother was diagnosed with breast cancer & how the pink ribbon was created13:15 Educating women on preventative care, genetic testing & the risk assessment tool22:38 Dr. Newman's research on the disparities of breast cancer in black women37:14 The inherent bias in the medical community towards women and the perception of treatment46:04 Increased breast cancer diagnoses in younger women51:58 How to start the process on your own for preventative care58:02 Risk assessment and screening mammogram01:05:41 Supporters of the Breast Cancer Research Foundation01:09:56 Conversation about Estée Lauder01:13:13 Closing thoughts and actionable guidanceKey Takeaways (5 Items)Multidisciplinary care leads to better patient outcomes in breast oncologyPhilanthropy and advocacy enhance research and community supportLeadership and decision-making shape healthcare innovationsPatient-centered strategies empower individuals during treatmentCollaboration between medical, corporate, and community sectors drives changeDr. Lisa Newman is a surgical oncologist specializing in breast cancer management. She is Chief of the Section of Breast Surgery at NewYork-Presbyterian/Weill Cornell Medical Center and leads multidisciplinary breast oncology programs providing compassionate, cutting-edge care. More at Weill Cornell.William P. Lauder is Chair, Board of Directors, The Estée Lauder Companies, Co-Chair of the Breast Cancer Research Foundation, and a guest lecturer at the Wharton School. As a third-generation Lauder, he champions philanthropy, leadership, and advancing breast cancer research. More at LinkedIn.Links https://www.linkedin.com/in/william-lauder/ https://weillcornell.org/lisa-newman Patient Support Programs – https://www.shemdpodcast.com/resourcesBreast Cancer Research Foundation – https://www.bcrf.orgSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode, Erik and Adam unpack one of the most misunderstood levers in business: the speed of learning. Adam explains why the brands that win are the ones that learn fastest — not the ones with the biggest budgets — and why "failure" is the wrong word entirely. They dive into growth mindset vs. fixed mindset leadership, how to evaluate people you work with, how leaders accidentally kill innovation, and how to build teams that tell you the truth. They also touch on personal stories around kids, parenting, praise, and competitive sports (including Adam's controversial crossover into pickleball

Send us a textJoin Kasey on the PT Snacks Podcast as we delve into Tarsal Tunnel Syndrome, a compression neuropathy affecting the posterior tibial nerve in the ankle. This episode covers the anatomy, symptoms, risk factors, and differential diagnosis, while also offering useful clinical tests and treatment approaches. Ideal for physical therapists and students, the episode provides bite-sized, fundamental knowledge aimed at improving patient care.00:00 Introduction to PT Snacks Podcast00:17 Understanding Tarsal Tunnel Syndrome02:59 Symptoms and Diagnosis of Tarsal Tunnel Syndrome03:24 Who is at Risk?04:39 Clinical Assessment and Differential Diagnosis05:37 Diagnostic Tests for Tarsal Tunnel Syndrome08:09 Conservative Treatment Approaches11:20 When to Consider Surgery12:51 Conclusion and Additional ResourcesSupport the showNeed CEUs? Unlock unlimited online courses, live webinars, and certification-prep programs with MedBridge. You'll get: Thousands of accredited, evidence-based courses across multiple specialties (PT, OT, AT, SLP) that count for state-license CEUs. Access anytime, from your office, phone, or home—perfect for busy clinicians. One annual subscription, no per-course fee. Special offers: Use code PTSNACKSPODCAST at checkout and save over $100. Students use code PTSNACKSPODCASTSTUDENT for a discounted annual plan. Studying for the NPTE? Check out PT Final Exam — they've helped thousands of students pass with confidence. Use code PTSnacks at checkout for a discount. Stay Connected! Follow so you never miss an episode. Send your questions via email to ptsnackspodcast@gmail.com Join the email list HERE Support the Show:Share the episode with someone who'd benefit. Contributing directly to ...

Contrary to what some might say, the 49ers still need Mac Jones

By Adam Turteltaub The rise of generative AI has brought transformative potential to healthcare—from streamlining administrative tasks to supporting clinical decision-making. But alongside these benefits comes a growing concern: Shadow AI. Alex Tyrrell, Chief Technology Officer, Health at Wolters Kluwer explains in this podcast that this term refers to the use of unauthorized, unmonitored AI tools within organizations. In healthcare, where data privacy and patient safety are paramount, Shadow AI presents a unique and urgent challenge both now and in the future. Healthcare professionals often turn to generative AI tools with good intentions—hoping to reduce documentation burdens, improve workflows, or gain insights from complex data. However, many of these tools are unproven large language models (LLMs) that operate as black boxes. They're prone to hallucinations, lack transparency in decision-making, and may inadvertently expose Protected Health Information (PHI) to the open internet. This isn't just a theoretical risk. The use of public AI tools on personal devices or in clinical settings can lead to serious consequences, including: Privacy violations Legal and regulatory non-compliance Patient harm due to inaccurate or misleading outputs Despite these risks, many healthcare organizations lack visibility into how and when these tools are being used. According to recent data, only 18% of organizations have a formal policy governing the use of generative AI in the workplace, and just 20% require formal training for employees using these tools. It's important to recognize that most employees aren't using Shadow AI to be reckless—they're trying to solve real problems. The lack of clear guidance, approved tools, and education creates a vacuum that Shadow AI fills. Without a structured approach, organizations end up playing a game of whack-a-mole, reacting to issues rather than proactively managing them. So, what can healthcare organizations do to address Shadow AI without stifling innovation? Audit and Monitor Usage Start with what you can control. For organization-issued devices, conduct periodic audits to identify unauthorized AI usage. While personal devices are harder to monitor, you can still gather feedback from employees about where they see value in generative AI. This helps surface use cases that can be addressed through approved tools and structured programs. Procure Trusted AI Tools Use procurement processes to source AI tools from vetted vendors. Look for solutions with: Transparent decision-making processes Clear documentation of training data sources No use of patient data or other confidential information for model training Avoid tools that lack explainability or accountability—especially those that cannot guarantee data privacy. Establish Structured Governance Governance isn't just about rules—it's about clarity and oversight. Develop a well-articulated framework that includes: Defined roles and responsibilities for AI oversight Risk assessment protocols Integration with existing compliance and IT governance structures Make sure AI governance is not siloed. Those managing AI tools should be at the table during strategic planning and implementation. Educate and Engage Education is the cornerstone of responsible AI use. Employees need to understand not just the risks, but also the right way to use AI tools. Offer formal training, create open forums for discussion, and build a culture of transparency. When people feel informed and supported, they're more likely to choose safe, approved tools. Protect PHI with Precision In clinical workflows, PHI is often unavoidable. That's why it's critical to: Deidentify patient data whenever possible Ensure only authorized systems, processes, and personnel have access to PHI Maintain up-to-date business associate agreements and data processing contracts

What can the world of corporate innovation learn from the people who spend their careers dealing with risk, secrecy, and the unknown every single day? That question stayed with me throughout my conversation with Susie Braam, the former head of innovation inside the United Kingdom's national security agencies.  In this episode, I step into territory that most of us will never experience firsthand. Susie takes us inside the thinking, culture, and decision-making that shaped innovation across MI5 and MI6, and how those lessons translate into the way we build and lead modern organizations. I talk through her journey from operational counter-terrorism work to being asked to create innovation capabilities across the intelligence community. What struck me most was how she learned to break through silos that were deeply entrenched, sometimes to the point where teams refused to sit in the same room.  Susie explains how risk is viewed very differently within national security, what it means to make decisions with incomplete information, and how leaders can learn to think in terms of probabilities rather than certainties. Her stories reveal how culture, communication, and curiosity can become the real engines of change, even in the most highly regulated environments. We also explore what corporate innovators can borrow from intelligence work, including how to create genuine alignment across organisations, how to make decisions with imperfect data, and how to build innovation systems that actually move.  Susie shares the pressure innovators face when resources are scarce, careers are on the line, and progress is slow to measure. She leaves us with powerful reflections about the kind of mindset shift the world needs now, far beyond technology itself. So the real question becomes this. Are we ready to rethink how we lead, collaborate, and take risks? I would love to hear your thoughts.  

Closing the Gap: Understanding Gender Disparities in Bladder Cancer Care, hosted by Martha K. Terris, MD, FACS, is a limited series spotlighting unique considerations for bladder cancer diagnosis and treatment among women. Dr Terris is department chair and a professor in the Department of Urology, the Witherington Distinguished Chair in Urology, and co-director of the Cancer Center at the Medical College of Georgia at Augusta University. In the final part of this 3-part series, Dr Terris discussed how the early diagnosis of bladder cancer presents a significant challenge, particularly in female patients, who are frequently diagnosed at a later stage of the disease and subsequently respond less favorably to treatment modalities. A crucial component of early detection is the rigorous evaluation of hematuria, she emphasized. Microhematuria is defined strictly by microscopy. Reliance solely on a dipstick test is insufficient; any positive dipstick result necessitates a microscopic examination, she explained. Furthermore, patients currently receiving anticoagulation therapy do not bypass the standard workup, she noted. If hematuria is identified alongside a urinary tract infection or gynecological issue, the urine should be rechecked once the co-existing problem has cleared, she advised. Risk assessment must consider both common and less-recognized factors, particularly in women, according to Terris. Standard risks include exposure to cyclophosphamide or ifosfamide, Lynch syndrome, chronic indwelling Foley catheters, benzene/aromatic amine exposure, and smoking, she added. However, uro-oncologists must actively assess female patients for occupational exposures not traditionally associated with bladder cancer, she said. Patients presenting with microhematuria should be stratified into low-, intermediate-, or high-risk groups, Terris continued. The gold standard evaluation for high-risk patients is a cystoscopy and CT urogram, she reported. The CT urogram involves cross-sectional imaging of the abdomen and pelvis with and without contrast, incorporating delayed images to optimally visualize the renal pelvis and ureters for potential filling defects, she noted. If patients cannot tolerate contrast, an MR urogram is the primary alternative, she stated. If neither CT nor MR urogram can be performed, the default workup is non-contrast CT combined with cystoscopy and retrograde pyelograms, although this requires general anesthesia, she explained. Given that women are often diagnosed with bladder cancer late and face poor outcomes with advanced disease, maintaining a heightened awareness and low threshold for investigation is critical, Terris concluded.

J Darrin Gross I'd like to ask you. Travis Watts, What is the BIGGEST RISK?   Travis Watts I would say, in 25 we talked a lot about market and rates and the discounts, and you know why we're bullish, or why I'm bullish on multifamily, I would say it's more than ever. It's the operator that you're about to invest with. Okay, do they have a lot of distress on their books? Are they losing properties currently? Are they not? Not that any single answer to that is like a red flag and rule them out. But you want to dive a little deeper and make sure that they're dedicated to staying in this business. Because what we've seen is a lot of these student deals and programs and things, folks that got involved in 21 and 22 doing their very first deals are some of them are walking away from the business. You know, they gave it a few years. They're not making money. They're leaving it behind to do something else, and they're for selling properties or they're foreclosing. So you just want to be, you know, up on your due diligence with is this operator going to going to survive this storm, and do they have the dedication to stay in the sector, you know, for the next 510, years, whatever the business plan is for the deal you're looking at.  

Social inflation is transcending borders and creating challenges for organizations operating in jurisdictions across the globe, often resulting in increased litigation risks and higher claims costs, which are, in turn, contributing to increased underwriter scrutiny and impacting organizations' insurance programs. This underscores the importance of preemptive action to identify potentially challenging claims and mitigate losses. In this episode of Risk in Context, Marsh's Chetna Gulati, Catherine Osborne, Teri Solomon, and Paul Hutchinson discuss the evolving social inflation risk landscape, address some of today's most pressing risks and the challenges that are likely to evolve, and share actionable insights to help organizations minimize the risk of social inflation and prepare for potential high-value claims. You can access a transcript of the episode here. For further information about social inflation, visit our social inflation and nuclear verdicts hub. Listen to our recent podcast — PFAS risks and insurability challenges — to learn more about perfluoroalkyl and polyfluoroalkyl substances, which could be a risk area for social inflation. For more insights and insurance and risk management solutions, follow Marsh on LinkedIn and X and visit marsh.com.

Why is it not healthy to be skinny fat - if weight is within normal range (acceptable body mass index aka BMI)Sandra and Rob discuss what the term "skinny fat" really means and it's not a drink at Starbucks :) We talk about some of the consequences of using the scale to determine health, instead of other health indicators.Resources:Nutrition Nuggets 38. What is Metabolic Syndrome - Am I at Risk? https://youtu.be/jVLZm5YBIok?si=zxmF8c899pqF0DY_Ep 84. Carbs: Are Whole Grains Better for Blood Sugar Control? https://youtu.be/zJ2iHJHofEs?si=WPS6SbP3ZxLth3vyEp 159. Is Insulin Resistance the same as Diabetes? https://youtu.be/rpIPewpoO64?si=gQ04FRzGyEDdT26-Ep 170. Grains and Inflammation - Friend or Foe? https://youtu.be/OYPL4mKVkTk?si=6ndb0nVhb0puGEgDNutrition Nuggets 32 - High Protein Low Carb Snacks https://youtu.be/kg2MI2pJs_U?si=PLL8DJ7Lnkbiw4YZEnjoying the show? Consider leaving a 5 star review, and/or sharing this episode with your friends and family :)Sign up for our newsletter on our website for weekly updates and other fun info. You can also visit our social media pages. We're on⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Facebook⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠,⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, and⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ YouTube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.Your support helps fuel the stoke and keeps the show going strong every week. Thanks!Website: www.mywifethedietitian.comEmail: mywifetherd@gmail.com

Chris Rubens is a professional skier and a professional farmer. His film, ‘Farming Turns' (available on YouTube 11.19.25), explores both, as well as friendship, family, and how to create life that better aligns with your values. Plus, there's a great cameo from Chris' longtime friend, Hoji.Let Us Know Your Thoughts!Email us here or leave a comment on our site with your hot take or thoughts on the film. Or tell us which movies you'd like to see us cover on Blister Cinematic.RELATED LINKS:BLISTER+ Get Yourself CoveredGet Our Newsletter & Weekly Gear GiveawaysCHECK OUT OUR YOUTUBE CHANNELSBlister Studios (our new channel)Blister Review (our original channel)TOPICS & TIMES:Chris on ‘Farming Turns' (3:20)Friendship (7:01)Hoji (11:42)Farming (12:37)Growth of First Light Farm (18:50)Refrigerators & Good People (20:29)Individual Behavior & Systemic Change (24:02)Filming in National Parks (40:55)Risk & Failure (50:03)CHECK OUT OUR OTHER PODCASTS:Blister PodcastBikes & Big IdeasGEAR:30CRAFTED Hosted on Acast. See acast.com/privacy for more information.

What if your retirement plan is quietly putting your nest egg at risk? In this episode, Frank and Frankie Guida break down why popular 401k strategies like target date funds and the classic 60-40 rule may leave you exposed to market downturns. Discover overlooked options for reducing risk, boosting returns, and making smarter choices as you approach retirement. Real stories and practical analysis reveal how a risk and return review can help you avoid costly surprises and take control of your financial future. Schedule a complimentary appointment: A Better Way Financial CLICK HERE to register for one of our upcoming Tax-Smart Retirement Planning Dinner Workshops. Read our book! Amazon Best Seller, “The Book on Retirement: A Better Way to Stretch Your Retirement Dollars While Living the Lifestyle of Your Dreams.” Follow us on social media: Facebook | LinkedIn | YouTube See omnystudio.com/listener for privacy information.

In this episode, Focus Partners' Todd Jones is joining us from the Partners Investment Summit in the desert oasis of Scottsdale. One of the key ideas that team members are discussing at the symposium is the AI bubble risk. Todd explores what this development may mean and shares updates on recent market performance and recession indicators.  Click here to view supporting charts referenced in today's episode.

It had to happen, just as the residential property market is rebounding, there are concerns that regulators may 'remove the punchbowl.' NAB has revived talk of rules that would limit investor lending. Meanwhile, the tax office is threatening to deny tax deductions on holiday homes unless investors make their properties available at peak times such as Christmas. Anissa Cavallo of the Eda Property Group joins Associate Editor - Wealth, James Kirby in this episode. In today's show, we cover: 'Rentvestors' are riding the upsurge in residential prices Big banks raise the possibility that lending limits could be back on the agenda The ATO's 'Big Brother' threat on holiday homes New ideas on negative gearing and See omnystudio.com/listener for privacy information.

Think you’re diversified? You might be risking more than you realize. This episode JoePat Roop & Taylor Lee unpacks why true diversification goes beyond owning a mix of stocks and bonds, highlighting the critical roles of tax planning, principal protection, and personalized risk analysis as you approach retirement. Discover how a comprehensive plan—covering taxes, Social Security, Medicare, and estate strategies—can help you avoid costly mistakes and navigate market uncertainty. Whether you’re seeking a second opinion or want to ensure your savings last, this conversation reveals what most financial advisors miss when it matters most. For more information or to schedule a consultation call 704-946-7000 or visit BelmontUSA.com! Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews Julia Anna Potts, President and CEO of the Meat Institute, about her career, background, lifelong interest in agriculture and food, and how she joined the Meat Institute following a career in environmental law. The discussion covers the role of the Meat Institute in the food supply chain and how it serves member companies and the food industry in general, through its food safety best practices and a free online course, "The Foundations of Listeria Control." Julia reveals the Protein PACT initiative and explains how food safety relates to risk management with their shared values. She tells how meat processors are good community members. Listen for advice on the culture of safety and how it starts at the very top of the organization.   Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. We will be joined by Julia Anna Potts, the CEO of the Meat Institute. We'll discuss food safety and education, and risk frameworks that the Institute uses to ensure that our food and supply chains are clean. But first… [:47] The next RIMS-CRMP-FED Exam Prep with AFERM will be held on December 3rd and 4th. The next RIMS-CRMP Exam Prep with PARIMA will be held on December 4th and 5th. These are virtual courses. [1:03] Links to these courses can be found through the Certifications page of RIMS.org and through this episode's show notes. [1:11] RIMS Virtual Workshops! On November 19th and 20th, Ken Baker will lead the two-day course, "Applying and Integrating ERM." [1:24] "Managing Data for ERM" will be led again by Pat Saporito. That session will start on December 11th. Registration closes on December 10th. RIMS members always enjoy deep discounts on the virtual workshops. [1:40] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [1:52] This episode is released on November 18th, 2025, Day Two of the RIMS ERM Conference in Seattle, Washington. We've covered a lot of ERM ground in the last few episodes. For more ERM, click the link to the RIMS ERM Special Edition of Risk Management magazine in the notes. [2:18] RIMScast ERM coverage is linked as well. Enhance your ERM knowledge with RIMS! [2:24] On with the show! Our guest is Julie Anna Potts. She is the President and CEO of the Meat Institute. She leads the Institute in implementing programs and activities for the association. [2:38] She is an agricultural veteran, previously serving the American Farm Bureau Federation as its Executive Vice President. [2:47] With Thanksgiving coming up next week in the U.S., I thought this would be a great time on RIMScast to talk about food safety, food production, and what another not-for-profit is doing to ensure the safety of our products and the speed and efficiency of our supply chain. [3:07] We're going to have a lot of fun and talk turkey, so let's get to it! [3:12] Interview! Julie Anna Potts, welcome to RIMScast! [3:27] Julie Anna Potts and RIMS CEO, Gary LaBranche, are both part of the Committee of 100 with the U.S. Chamber of Commerce in Washington, D.C. They get together with other association heads across industries. Julie Anna says it is very valuable. [3:44] Julie Anna and Gary were talking in the summer about food safety and about what the Meat Institute does, and Gary invited her to be on RIMScast. [3:57] Justin notes that it is the week before Thanksgiving in the U.S. Juliana says they are doing so much in Washington now, and food safety is always top-of-mind around the holidays. There are lots of turkeys and turkey products being sold in the United States. [4:45] Julie Anna says turkey is cultural for Thanksgiving, and poultry, and how you cook it and handle it in the kitchen is incredibly important for food safety. [5:01] Justin asks, Is fish meat? Julianna says fish is protein, but we don't classify it as meat or poultry. Justin wants to keep the argument going with his family at Thanksgiving. [5:31] Julie Anna says they have lots of arguments around the Meat Institute, like whether ketchup belongs on hot dogs. Julie Anna says the answer to that is no. [5:41] Julie Anna has been at the Meat Institute for a little over seven years. She came in as President and CEO. She has been in Washington for most of her career, since undergrad. She graduated from law school in D.C. and worked at a firm. [5:59] Julie Anna has been in agriculture, representing farmers for years. She went to the Senate as Chief Counsel of the Senate Agriculture Committee. She has been at the Meat Institute for the last seven years. [6:19] Food and agriculture have been central to Julie Anna's career and also to her family life. Her husband grew up on a farm. Julie Anna is two generations off the farm. [6:32] They love to cook, dine out, and eat with their children; all the things you do around the holidays, and gather around the Thanksgiving table. They have passed to one of their three children their love of food traditions. She's their little foodie. [6:52] Julie Anna has a career and a personal life that is centered around food. [7:11] The Meat Institute members are the companies that slaughter animals and do further processing of meat. They are in the supply chain between livestock producers and retail and food service customers. [7:35] To be a general member of the Meat Institute, you have to have a Grant of Inspection from the Food Safety Inspection Service of the USDA. The Federal Grant of Inspection is a requirement to be able to operate and to sell into the market. [7:56] When we look at the capacity we have at the USDA, in the last several months, we're not seeing a decline in capacity, but more emphasis on our Food Safety Inspection Service. [8:18] Through DOGE, voluntary retirements, through additional resources coming in with the One Big Beautiful Bill, and through recruiting, the Meat Institute is seeing its member companies have staffing, even through this government shutdown. They're considered essential, as always.  [8:54] The Meat Institute was established in 1906 for the purpose of addressing food safety and industry issues. Those are Jobs One, Two, and Three, every day. The Meat Institute has all kinds of education it offers to its members. [9:15] The members of the Meat Institute have strong food safety programs. They have HASSA Plans and third-party audits. The Meat Institute helps any member company of any size, from 25 employees to global companies, with education on, for example, Listeria training.   [9:53] The Meat Institute has just launched an online platform that has had great uptake. If you have associates in your business who have never had food safety training, for all levels of folks, there is online, free, and freely available training on how to deal with Listeria. [10:19] All the Meat Institute member companies have significant Food Safety staffing and Food Safety Quality Assurance Programs. Julie Anna praises the people throughout the industry who work in Food Safety for their companies. It's a life-or-death matter. [10:45] Food Safety staff are always seeking to become better, so the Meat Institute has a Food Safety Conference and Advanced Listeria Training (an in-person module). They interface with the regulators, who are partners with the Meat Institute in this.  [11:14] The Meat Institute is always striving for better Best Management Practices across everyone's programs, which are never just the minimum. A philosophy of doing just what is compliant does not get you into the best space. [11:36] The Meat Institute is here to encourage Best in Class, always. Food Safety is non-competitive in the Meat Institute. Everyone across the different-sized companies, from 25 employees to 100,000, can feel comfortable sharing what's working for them. [12:06] That is important when it comes to conferences and other things they do. Let's be candid with each other, because nobody can get better if you're not. [12:17] The Meat Institute has seen cultural issues where CEOs don't think about Food Safety and Quality Assurance because they have great people taking care of it. That's true a lot of the time, until it isn't. [12:42] The tone that needs to be set at the very top of the organization is that this is hugely important for risk management. Hugely important for your brand and your ability to operate. [12:56] The Meat Institute board asked, if we are pushing culture down through the organization, what kinds of questions do I need to ask, not just my Food Safety Team, but everyone, and demonstrating my knowledge, understanding, and commitment to governance of this big risk? [13:31] The Meat Institute created a template of a set of questionnaires for executives. It is a C-Suite document and documentation. [13:47] It's a voluntary questionnaire for a CEO, regardless of company size, indicating that you understand how important this is in ensuring that everything that you push down through your organization, culturally, is focused on Food Safety. [14:05] The link to the Listeria Safety Platform is in this episode's show notes. [14:11] Justin says the structure of the Meat Institute is very similar to the structure of RIMS, with open communications and knowledge-sharing, or else the industry does not grow or improve. [14:27] Justin says it sounds like the industry executives are stepping up their game amid the tumult coming out of Washington. Julie Anna agrees. [14:47] Julie Anna says the Meat Institute has been driving that progress. It is incredibly important. Julie Anna thinks that in a lot of industries, there is a pull and tug between the companies and regulators. [15:07] In the case of meat and poultry inspection and what the Meat Institute does with FSIS, it is a collaboration. The inspectors verify for consumers what the companies are doing to keep food safe. [15:28] It is up to the company to decide how it is going to do this effectively and successfully and get better at it. [15:41] Numerous third parties do audits and help customers across the supply chain, but the responsibility rests with the companies. [15:59] The Meat Institute staff has highly technical people who come out of academia, out of the plant, having done FSQA, Legal, and safety regulations. There are folks who have been in inspection in the government at FSIS. [16:29] The Meat Institute has several staff whose job it is to stay on top of the latest improvements and ensure that everybody knows what those are, and in dialogue with our FSIS inspection leadership here in Washington, D.C. [16:46] The Meat Institute looks to FSIS to make sure that consumer confidence is there. It does nothing for our industry if consumers think that FSIS isn't being an effective regulator. [17:11] The Meat Institute companies have to be the ones that do more than the bare minimum to ensure they're doing the best they can. The Meat Institute's philosophy is always to push further and further. [17:25] There is an expense associated with that. The Meat Institute does its best to help manage that risk for its companies by giving them everything they need to be the best that they can be. [17:40] The Meat Institute has 36 employees. They are very transparent in the Food Safety world. They want non-members to take advantage of all their resources in Food Safety. A lot of the things they offer on education and regulations can be accessed without being a member. [18:14] The Meat Institute has recently joined an alliance to stop food-borne illness and is looking to get more engaged in that organization. That's across several segments, not just meat and poultry. [18:35] The Meat Institute has committed and re-committed over the years to the efforts it makes with its companies. The Meat Institute looks for its companies to be leaders in the Food Safety space. [18:53] Quick Break! The RIMS CRO Certificate Program in Advanced Enterprise Risk Management is our live virtual program led by the famous James Lam. Great news! A third cohort has been announced, from January through March 2026! [19:14] Registration closes January 5th. Enroll now. A link is in this episode's show notes. [19:22] Save the dates March 18th and 19th, 2026, for The RIMS Legislative Summit, which will be held in Washington, D.C. [19:31] Join us in Washington, D.C., for two days of Congressional Meetings, networking, and advocating on behalf of the risk management community. Visit RIMS.org/Advocacy for more information and updates and to register. [19:45] We've got more plugs later. Let's return to our interview with Meat Institute CEO Julie Anna Potts! [19:56] Julie Anna says a lot of our companies are also regulated by the FDA because they do further processing. For example, pizzas with pepperoni, or any number of mixed products that have both FDA and USDA regulatory personnel on site. [20:20] FSIS is, by far, more present and more in tune with what member companies are doing than the inspectors at the FDA. [20:30] Justin asks if restaurants can be members of the Meat Institute. There is a segment of membership called Allied Members, which includes restaurants and grocery stores. If they are not processors, but they are procuring meat and poultry for sale, they are in the meat industry. [21:09] The Meat Institute has had a great deal of interaction on many issues with its retail and food service customers. [21:25] Shortly after she joined the Meat Institute, Julie Anna was handed a mandate from the board to be proactive and lean in on the things consumers are interested in with an initiative to continue to maintain or rebuild trust. [21:48] These are things like food safety, animal welfare, environmental impact, and worker safety. They call this initiative Protein PACT (People, Animals, and the Climate of Tomorrow). Food Safety is front and center in Protein PACT. [22:13] The Meat Institute has a way of focusing its efforts through this lens of improvement in five areas that work together to reassure consumers. When they know that you're working on all these issues and trying to improve, it increases trust in all the above issues. [22:54] Retail and Food Service customers in the industry want to know more and more. They want to know upstream, what are you doing to get better? [23:05] They want to know how they can take the data that you are collecting anonymously and in the aggregate to communicate at the point-of-sale area to ensure that their customers, collectively, are getting what they need? [23:23] Julie Anna saw this recently at H-E-B, a popular grocer in Texas. Julie Anna walked through one of their huge, beautiful, newly renovated stores. The engagement the ultimate customer has is in the store, asking questions of the butcher. [24:07] It's wonderful to be able to say, If you have food safety concerns, we have a relationship that we can give you the knowledge you need to answer those concerns, and it's coming very consistently across the industry. [24:40] Justin asks, When the Meat Institute members lean in, are they leaning in at 85% or 93%? You'll only get ground beef jokes here, on RIMScast! Julie Anna says, it's all good. Justin says those kinds of jokes are called The Manager's Special. [25:17] One Final Break! RISKWORLD 2026 will be held from May 3rd through the 6th in Philadelphia, Pennsylvania. RISKWORLD attracts more than 10,000 risk professionals from across the globe. Guess what! Booth sales are open now! [25:37] This is the chance to showcase your solutions, meet decision-makers face-to-face, and expand your global network. Connect, Cultivate, and Collaborate with us at the largest risk management event of the year. The link to booth sales is in this episode's show notes. [25:53] Let's Return to the Conclusion of My Interview with Meat Institute CEO Julie Anna Potts! [26:16] Julie Anna was an environmental lawyer in private practice. Her work involved the Clean Water Act, the Clean Air Act, the National Environmental Policy Act, and Superfund. One of her clients was the American Farm Bureau Federation (AFBF). [26:42] When Julie Anna left the firm, she moved in as General Counsel to the AFBF, the largest general farm organization in the U.S. Besides environmental law, she worked there in lots of other types of law as General Counsel. [27:06] At the Meat Institute, Julie Anna collaborates with the AFBF. The ag sector in Washington, D.C., is very collaborative. The Meat Institute works closely with the National Cattlemen's Beef Association, the National Pork Producers Council, and the commodity groups. [27:35] Everybody is connected. If you are working on an animal issue, you're going into crop groups and animal health companies. The Meat Institute works with everyone. Their philosophy is, We all get better when we share knowledge. [28:03] That's the basis of the conversation Julie Anna and Gary LaBranche had in the summer about this podcast. The Meat Institute has resources it would love to share on the risk management of food safety issues. [28:20] The Meat Institute also knows consultants and other help outside of the meat industry that they can point people to, as needed. The Meat Institute would love to be a resource to the listeners of RIMScast. You can check out the contact information in the show notes. [29:02] Julie Anna is familiar with risk professionals. She serves on the board of Nationwide Insurance. Nationwide Agribusiness has Food Safety expertise. When Julie Anna practiced law, she worked with clients on helping them manage risk and assess potential outcomes. [30:09] Julie Anna says risk management is one of her favorite topics. How do you plan to recover from a flood after a hurricane? How do you plan for farm animal disease? There are now three animal disease outbreaks that are constantly on their minds at the Meat Institute. [30:31] The Meat Institute helps run tabletop exercises with its companies, sometimes involving government officials, as well. It's New World Screwworm to the South. It's High Path Avian Influenza, which has crossed over from poultry to dairy and beef cattle.  [30:48] Julie Anna continues, We have African Swine Fever, which has not gotten to the United States, thank goodness! All of these require a certain level of preparedness. So we work on it as a policy matter, but we also need to operationalize what happens when this happens. [31:16] The pandemic is a good recent example of what happens when things fall apart. Member companies have a very limited ability to hold live animals if they're not going to slaughter. They don't have anywhere to go. [31:44] The pandemic was an example of what happens when something reduces capacity and the animals start backing up. It's incredibly important that things work. The pandemic was unimaginable to a lot of people. It tested our risk management models. [32:10] Once we were there, dealing with it, we had incredible adaptability to the circumstances we were facing. That only happens if you face certain problems every day to keep that plant running. For member companies, if the plants don't run, the animals don't have a place to go. [32:37] Farmers get a lower price for their animals, consumers have the perception that there's not going to be enough food, and there's a run on the grocery stores. During the pandemic, it righted itself really quickly, once we got some PPE, etc. in place, and some guidance. [32:59] The member companies relied heavily on the CDC to tell them how to get people in so the plants could run. It was difficult for everyone. Julie Anna thinks that we learned a lot from that experience on how to help your company troubleshoot in the moment to keep going. [33:37] Julie Anna addresses how PFAS issues are being handled. It's an EPA issue and a state's issue for regulations on packaging and recycling. The state issues are predominant. Environmental issues are being addressed at the state level. We could end with 50 regimes. [35:04] That's where there's more risk for the Meat Institute and its members, especially companies that sell nationwide. There is very little state regulatory work that the Meat Institute does directly. [35:26] The Meat Institute is examining how to utilize other resources to figure out, with a small staff, how to monitor and stay ahead of these things for our members. That's very much on their minds. The EPA's work has been swinging back and forth between administrations. [36:02] It's hard to convince a business of a good recommendation if the rules are going to change with the next administration. It's a problem of where to invest in things like measuring emissions and what to do to satisfy customers when the rhetoric changes dramatically. [37:04] Justin says we've had a different administration every four years for the last 16 years. He says if he were a business owner, he would do everything he could to make sure the water coming in and going out is clean to avoid verdicts. Nuclear verdicts are through the roof. [37:27] Julie Anna speaks of social inflation by juries wishing to send a message to big corporate entities. She says member companies are dealing with these issues all the time. What's the right amount of rulemaking for effluent limitation guidelines? [38:20] The Meat Institute had opposed what the Biden administration had proposed, given that the number of companies it estimated would not be able to stay in business was close to 80. The Trump administration has backed off and is leaving in place what was there before. [38:52] That's all part of the Federal policy debate in D.C. It does not diminish the commitment its members have to be good community members. They work in their communities. Julie Anna was just down in East Tennessee at a wonderful family company, Swaggerty Sausage. [39:16] They do water treatment. They are beloved in the community because of how they take care of people. They bring in pigs from North Carolina and turn them into sausage. Julie Anna met the fifth generation. He is eight months old. [39:40] Julie Anna had a great visit with people, understanding how their commitment to the environment and animal welfare, and the things they can show their community members that they are doing, works for them. Julie Anna saw how the sausage is made, Justin adds. [40:28] Justin says, You've been such a delight to speak with, and we've learned so much. Is this the busiest time of year for your members, with Thanksgiving coming up, the religious holidays coming up, and then New Year's? Are they keeping Safety at the top of their risk radar now? [40:59] Julie Anna says Our members, and we, keep Safety at the top of the risk radar every single day. It does not get harder during high-volume days. [41:15] There's a spike around Memorial Day, Fourth of July, and Labor Day. There's a lot more turkey happening around Thanksgiving and possibly Christmas, but certainly, hot dogs, hamburgers, sausages, brisket, and all kinds of things. It's cyclical. [41:49] Julie Anna wishes Justin could come into a plant with her, walk through, and see the number of times there are interventions for food safety. X-rays for foreign material. Sprays for certain types of pathogens, and the ways in which the hide is treated. [42:14] It is such a huge part, and they are so proud of what they do. They are happy to show anybody how we continue to hold that up as the most important thing. Worker Safety is also hugely important. We're talking about our humans and what we do to protect them. [42:42] Safety is really important, and it does not receive any less attention at busy times. [42:50] Justin says that's a great sentiment to close on. It has been such a delight to speak with you, and I'm so glad we had the chance to do this. It's going to be especially impactful now, just ahead of Thanksgiving and the religious holidays, and the New Year. [43:16] Special thanks to Julie Anna Potts of the Meat Institute for joining us here on RIMScast just ahead of Thanksgiving 2025. Links to the Meat Institute resources are in this episode's show notes, as is RIMS coverage of Food Safety and related topics. [43:34] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [44:02] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [44:20] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [44:38] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [44:54] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [45:09] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [45:21] Practice good risk management, stay safe, and thank you again for your continuous support!   Links: RIMS-CRO Certificate Program In Advanced Enterprise Risk Management | Jan‒March 2026 Cohort | Led by James Lam RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 RIMS-Certified Risk Management Professional (RIMS-CRMP) Reserve your booth at RISKWORLD 2026! The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS Risk Management magazine | Contribute RIMS Risk Management Magazine: "USDA Budget Cuts Present Food Safety Risks" (May 2025) Meat Institute Meat Institute — Foundations of Listeria Control RIMS Risk Management magazine ERM Special Edition 2025 RIMS Now Upcoming RIMS Webinars: RIMS.org/Webinars   Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP-FED Exam Prep with AFERM Virtual Workshop — December 3‒4 RIMS-CRMP Exam Prep with PARIMA — December 4‒5, 2025 Full RIMS-CRMP Prep Course Schedule "Applying and Integrating ERM" | Nov 19‒20, 2025 | April 4, 2026 "Leveraging Data and Analytics for Continuous Risk Management (Part I)" | Dec 4. See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: "Recipes for Success with Wendy's CRO Bob Bowman" "Franchise Risks with Karen Agostinho of Five Guys Enterprises" "Risk Insight with AAIN Leadership and Panda Express"   Sponsored RIMScast Episodes: Secondary Perils, Major Risks: The New Face of Weather-Related Challenges | Sponsored by AXA XL (New!) 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RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guest: Julie Anna Potts, CEO, The Meat Institute   Production and engineering provided by Podfly.  

In this episode the hosts dig into a $2.7 million EdTech business serving architects—$450K revenue, ~$227K profit, ~30 % growth—yet debate whether its 11.9× profit asking price makes any sense.Business Listing – https://app.acquire.com/startup/aUdw7lekR1TbMTB7h3oH00Of2KH2/9zqyExayXzwGmnlz6QWA?utm_medium=email&_hsenc=p2ANqtz-98r-wxCcPABDrP80rGNweSlNs2VkMvwGKxMByTIVyTIen9tvlCC_HRGTYrJ1hp08w7BlWcQs_9_6gkpNUKm734YYgaCg&_hsmi=386717396&utm_content=386717396&utm_source=hs_emailWelcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.

Want the Side Hustle Ideas Database? Get it here: https://clickhubspot.com/jnd Episode 765: Sam Parr ( ⁠https://x.com/theSamParr⁠ ) and Shaan Puri ( ⁠https://x.com/ShaanVP⁠ ) talk about every business Sam tried before he made his first million. — Show Notes: (0:00) #1 - Flipping Sports Equipment (2:05) #2 - Hot Dog Stand (5:42) #3 - Online Liquor Store (8:33) #4 - Anti-MBA Book Club (10:40) #5 - Roommate Matching (12:11) What to start now (19:48) Risk vs uncertainty (24:57) #? - Itch Juice (29:04) A bunch of failures (34:17) Lessons from starting 17 businesses — Check Out Shaan's Stuff: • Shaan's weekly email - https://www.shaanpuri.com  • Visit https://www.somewhere.com/mfm to hire worldwide talent like Shaan and get $500 off for being an MFM listener. Hire developers, assistants, marketing pros, sales teams and more for 80% less than US equivalents. • Mercury - Need a bank for your company? Go check out Mercury (mercury.com). Shaan uses it for all of his companies! Mercury is a financial technology company, not an FDIC-insured bank. Banking services provided by Choice Financial Group, Column, N.A., and Evolve Bank & Trust, Members FDIC — Check Out Sam's Stuff: • Hampton - https://www.joinhampton.com/ • Ideation Bootcamp - https://www.ideationbootcamp.co/ • Copy That - https://copythat.com • Hampton Wealth Survey - https://joinhampton.com/wealth • Sam's List - http://samslist.co/ My First Million is a HubSpot Original Podcast // Brought to you by HubSpot Media // Production by Arie Desormeaux // Editing by Ezra Bakker Trupiano //

Rookies are often told to stick to one investing strategy, but today's guest is going against the grain by combining the long-term appreciation of rental properties and the passive income of private money lending. Want to build a diversified real estate portfolio that can weather any kind of market shift or job loss? He has the blueprint! Welcome back to the Real Estate Rookie podcast! Shalom Yusufov's first real estate deal wasn't your average single-family rental. In fact, it wasn't a rental at all, but a private lending opportunity that gave him a whopping 11% return. Leaning on the experience from that first deal, Shalom has gone on to complete several private money deals, start his own fund, and buy nine cash-flowing rental units in just ONE year! But it hasn't been all smooth sailing. In this episode, Shalom discusses one of the deals that went south and why it's so crucial to vet both the property and the borrower on every private money deal. He also talks about why you should always have multiple exit strategies, and why becoming a landlord isn't quite as time-consuming as some would have you think! In This Episode We Cover: How to get into private money lending (even if you don't have a ton of cash!) The number one thing new investors get wrong when vetting a private money deal How to lower your investing risk with a diversified real estate portfolio Why you should always have multiple exit strategies when lending to other investors Choosing the right market to invest in when your backyard is too expensive And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/rookie-641 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.  Learn more about your ad choices. Visit megaphone.fm/adchoices

Did you know your gut bacteria directly impact gallbladder function? Learn how your microbiome affects bile production, evidence-based supplements to support digestive health, and essential care tips after gallbladder removal. ✅Start healing with us! Learn more about our virtual clinic:  https://drruscio.com/virtual-clinic/

Credits: 0.25 AMA PRA Category 1 Credit™   CME/CE Information and Claim Credit: https://www.pri-med.com/online-education/podcast/frankly-speaking-cme-459 Overview: Cognitive decline risk may be reduced through modifiable lifestyle factors, creating an opportunity for early intervention in primary care. Join us as we review findings from the US POINTER trial, which evaluated the impact of structured vs. self-guided lifestyle interventions on the risk of cognitive decline in older adults. Come away with tips to apply this evidence in real-world scenarios with your patients. Episode resource links: Baker LD, Espeland MA, Whitmer RA, et al. Structured vs self-guided multidomain lifestyle interventions for global cognitive function: The US POINTER randomized clinical trial. JAMA. 2025;334(8):681-691. doi:10.1001/jama.2025.12923 Livingston G, Huntley J, Liu KY, et al. Dementia prevention, intervention, and care: 2024 report of the Lancet standing Commission. Lancet. 2024;404(10421):572-628. doi:10.1016/S0140-6736(24)01296-0 Guest: Jillian Joseph, MPAS, PA-C Music Credit: Matthew Bugos Thoughts? Suggestions? Email us at FranklySpeaking@pri-med.com   

For a decade and a half, since President Obama's Pacific Pivot speech, there has been a rising tide in the conversation about the need to fix the US Navy's shortfall to meet the challenge of the People's Republic of China.Faced with systemic and cascading failures in everything from surface ship design to maintenance, and distractions as frivolous as Great Green Fleets at sea and as serious as the Islamic State ashore, navalists have been waiting for serious action on the waterfront to match the rising tide of the strategic situation.Rhetorically at least, the second Trump administration came in saying all the right things to give hope that, at last, we would turn into the wind.Are we?Returning to the Midrats Podcast is Chris Servello, CDR, USN (Ret.), cofounder of Provision Advisors PR Consultancy. SummaryIn this episode of Midrats, Mark, Sal, and Chris Servello discuss the current state of the U.S. Navy, focusing on leadership challenges, the importance of communication, and the need for innovation in naval strategy and technology. They explore the cultural issues within the Navy that hinder progress and the necessity for reform in acquisition processes. The conversation also touches on the role of allied navies and the importance of domestic shipbuilding capabilities in maintaining American sea power.TakeawaysThe Navy is at a critical juncture in reclaiming its sea power.Leadership changes are necessary to address the Navy's challenges.Communication with Congress and the public is vital for naval support.Cultural issues within the Navy contribute to a lack of innovation.The Navy must learn from allied navies and their practices.Acquisition processes need significant reform to be effective.Risk-taking and creativity are essential for naval success.Domestic shipbuilding capabilities must be prioritized over outsourcing.The current political climate affects national security discussions.The Navy's future depends on effective leadership and strategic planning.Chapters00:00: Introduction05:04: Reflections on Naval Strategy and Leadership09:51: Challenges in Navy Leadership and Administration14:47: Comparative Analysis of Military Services19:50: The Importance of Communication and Public Engagement24:51: Innovations in Naval Technology and Acquisition Reform30:07: Concluding Thoughts on Naval Future and Leadership32:18: Navigating Leadership Challenges in the Navy34:28: The State of American Sea Power36:42: Balancing Domestic and Foreign Shipbuilding40:52: The Future of Naval Strategy and Technology45:18: The Role of Congress in Naval Affairs48:32: Innovating Beyond Traditional Naval Constructs51:43: Cultural Barriers to Risk and Innovation56:40: Reviving Experimentation in Naval Programs01:00:07: Learning from Global Naval Practices

Ready to grow your clientele & revenue? Download "The 20 Client Generators" PDF now and get instant access to strategies that will fill your calendar with potential clients. No complicated tech, no lengthy processes—just real strategies that work. https://info.patrigsby.com/20-client-generators Do you want to stop chasing leads and start attracting them instead? Get Instant Access To The Weekly Client Machine For Just $5.00! https://patrigsby.com/weeklyclientmachine Get Your FREE Copy of Pat's Fitness Entrepreneur Handbook! https://patrigsby.com/feh  --- Breaking Free from Mediocrity: Innovative Pathways to Business Success In this episode, Pat discusses the surest path to mediocrity and the importance of breaking away from conventional methods to achieve business success. As a business coach, he highlights the common struggle of letting go of past practices and embracing new approaches. He shares personal stories of how thinking differently in managing college baseball programs, personal training businesses, and launching franchises led to significant growth and success. Emphasizing that the biggest risk is adhering to the status quo, Pat advocates for boldness, innovation, and learning from other industries to build a successful, scalable business that supports your life. The key takeaway is simple: to achieve better results, one must be willing to become better and different. 00:00 Introduction: The Path to Mediocrity 00:11 Breaking Away from the Norm 01:16 Innovative Business Strategies 02:21 The Courage to Be Different 03:36 The Risk of Staying the Same 05:35 Conclusion: Embrace Change for Success

This is a recurring podcast focused on the latest things happening in climbing and what it means for our sport from industry veterans: Carlo Traversi, Will Anglin, Austin Hoyt, and Joshua Horsley.Look at the Chapters for today's topics.Patreon Questions (join Patreon for extended cut with answers):All things shoes! Stiff shoes or soft shoes? Should you have a special pair for sending and a different pair for training? And more…What does and does not factor into a grade? Approach? Morphology? Risk? Condition? And how FA's decide to grade based on these factors.Join Patreon: HERE Follow us on Instagram: HERE Visit our podcast page: HERE

JACC's November 25, 2025 issue kicks off Thanksgiving week with JACC Editor-in-Chief Harlan M. Krumholz, MD, SM, reflecting on his editor's page and the day he became a doctor (0:12).  For original research articles, he discusses a study on colchicine & clonal hematopoiesis, an exploratory study of the LoDoCo2 trial (1:10), and a paired editorial comment with more perspectives and a reminder of the upcoming COLCOT trial (4:33). Next, a study on Lp(a) and IL-6 (4:54) and an editorial (6:12), 30-year CVD risk percentiles based on the PREVENT equations (6:30), and an accompanying editorial from JACC Deputy Editor Erica Spatz, MD, on next-generation strategies to encourage healthier behaviors (7:35).  Other studies and editorials include a fascinating look at alcohol and blood pressure (8:04) and reinforcing the WHO public health guidance (10:05); remnant cholesterol in young adults (10:38) and implications for cholesterol guidelines (12:36). We also include four brief reports on RSV vaccine (13:11), long Covid (13:43), Lp(a) levels (14:06), the predictive power of polygenic risk scores (14:58), a viewpoint on US veterans (15:36), and our regular Amara Yad image (15:53), which we're delighted to be able to continue to promote with JACC: Clinical Electrophysiology Editor-in-Chief Kalyanam Shivkumar, MD.