Podcasts about Risk

This episode is HILARIOUS and DARK, listener! Liz Miele (NPR, Comedy Central, Hulu) is an incredible stand up comedian with a new special, SPACE CAMP, out RIGHT NOW, but today she's in the apartment to come out HERSELF! Not really, actually, we just discuss many heavy things. Also, amazing co-host Kylie is back in the building once again from a sabbatical in Los Angeles! We discuss strategies to repulse men, getting your cervix analyzed, the queer joys of crossfit, and abortion. Ashley takes a look at threats to gay marriage in the Supreme Court. Kylie is getting banned and followed home.  Follow Liz on IG, Tik Tok, and Twitter: https://www.instagram.com/lizmiele/  https://www.tiktok.com/@lizmiele  https://x.com/lizmiele  And go watch “SPACE CAMP” right now: https://punchup.live/lizmiele/space-camp/purchase  SUPPORT OUR PODCAST: Watch this UNCUT: https://www.patreon.com/WHGS Merch: https://shop.merchcentral.com/collections/ashley-gavin Watch on this YouTube: https://youtu.be/0UFUr33n0S0  FOLLOW ASHLEY GAVIN @ashgavs TikTok: https://www.tiktok.com/@ashgavscomedy Instagram: https://www.instagram.com/ashgavs/ YouTube: https://www.youtube.com/@ashgavs Twitter: https://twitter.com/ashgavs FOLLOW KYLIE VINCENT @kylievincentthefirst TikTok: https://www.tiktok.com/@kylievincentthefirst  Instagram: https://www.instagram.com/kylievincenthasrisen/  YouTube: https://www.youtube.com/@kylievincent5189  Tour Dates: https://www.kylierosevincent.com/  PRODUCED BY SWETSHOP: Instagram: https://www.instagram.com/swetshop.tv/ ______________________________________________ SUPPORT OUR SPONSORS: HELIX: Get 25% OFF all mattress orders at https://helixsleep.com/gaysex Learn more about your ad choices. Visit podcastchoices.com/adchoices

In today's Monday Minutes episode, I talk about the hidden risk of falling out of love with your business and how it can erode company culture, morale, and long-term success. I share my personal experience with burnout, market downturns, and what it takes to bring energy, enthusiasm, and conviction back into your business so you can thrive when the market rebounds. Tune in to learn how to reignite your passion and lead with excellence. Interested in learning how to take your capital raising game to the next level? Meet us at Capital Raiser's Edge. Learn more here: https://raisingcapital.com/cre  

This episode gets real about why good delivery models go bad. Jason breaks down the traps that derail IPD, Design-Build, and CM at Risk, and shows how systems thinking, flow, and true collaboration keep projects on track. Key points: The “competitive design proposal” trap burns millions and cannibalizes unpaid design. Phased design without a full kit leads to rework: missing sleeves, embeds, blue bangers, and chaos. If it violates Goldratt's Rules of Flow, it will fail no matter the contract wrapper. Deming's lesson: we fail despite best efforts when we don't think in systems. Stop sub-optimizing and start collaborating across teams, trades, and tech. Update your playbooks continuously instead of treating methods as frozen versions. If you want delivery models that actually deliver, build the system first, protect flow, and make collaboration non-negotiable. If you like the Elevate Construction podcast, please subscribe for free and you'll never miss an episode.  And if you really like the Elevate Construction podcast, I'd appreciate you telling a friend (Maybe even two

Get The Full 2025-2028 Roofing Market Report: https://roofmarketreport.com/=============FREE TRAINING CENTERhttps://adamsfreestuff.com/ FREE ROOFING MARKET REPORT:https://roofmarketreport.com/FREE COACHING FROM MY AI CLONEhttps://secure.rsra.org/adams-cloneJOIN THE ROOFING & SOLAR REFORM ALLIANCE (RSRA)https://www.rsra.org/join/ GET MY BOOKhttps://a.co/d/7tsW3Lx GET A ROOFING SALES JOBhttps://secure.rsra.org/find-a-job CONTACTEmail: help@rsra.orgCall/Text: 303-222-7133PODCASTApple Podcasts: https://apple.co/3fSQiev Spotify: https://bit.ly/3eMAqJe Available everywhere else :)FOLLOW ADAM BENSMANhttps://www.facebook.com/adam.bensman/   https://www.facebook.com/RoofStrategist/ https://www.instagram.com/roofstrategist/ https://www.tiktok.com/@roofstrategist https://www.linkedin.com/in/roofstrategist/#roofstrategist #roofsales #d2d  #solar #solarsales #roofing #roofer #canvassing #hail #wind #hurricane #sales #roofclaim #rsra #roofingandsolarreformalliance #reformers #adambensman

This episode of the Tactical Living Podcast, hosted by Coach Ashlie Walton and Sergeant Clint Walton, digs into the mindset of “just making it to retirement (Amazon Affiliate).” For many officers, the countdown becomes a mantra—yet the years between can feel like being held hostage. From financial obligations to fractured relationships, we examine the reality behind retirement obsession and how to reclaim your career and identity before the clock runs out.   Check out Scott Medlin's The 10 Code Mindset.  Pros of the Retirement Countdown Mindset: Clear Goalpost – Provides a sense of direction and something to work toward. Financial Security – Builds hope for stability in the future. Motivation to Stay the Course – Helps push through rough patches. Sense of Pride in Longevity – A badge of honor to reach full retirement. Opportunity to Plan Ahead – Encourages focus on life after the job. Cons of the Retirement Countdown Mindset: Living for the Future Only – Creates disengagement from the present. Resentment Builds – Toward the job, leadership, or system. Strained Relationships – Ex-wives or financial obligations tied to pensions before retirement even starts. Emotional Hostage State – Every shift feels like survival until the clock runs out. Risk of Identity Crisis – When retirement arrives, purpose and structure vanish. Why officers measure time in “years to retirement.” The emotional toll of feeling trapped by the pension. The financial reality—alimony, divorce, and obligations before retirement even begins. Healthy ways to find meaning and fulfillment in the now, not just the future. Preparing emotionally and financially for retirement without letting it dominate your present life.  

Sexual abuse and molestation claims have skyrocketed in recent years, creating significant financial and reputational risks for organizations across various sectors. The numbers are staggering – $651 million in settlements in 2023 alone, with each settlement exceeding $1 million. What's driving this dramatic increase, and how can organizations protect themselves?Michelle Levine, SVP with CRC San Francisco, pulls back the curtain on this critical issue. The traditional assumption that general liability policies provide adequate coverage no longer holds true. Insurance carriers have responded to increasing litigation by cutting limits, non-renewing policies, or explicitly excluding sexual abuse coverage. This shifting landscape necessitates specialized solutions and a stronger risk management approach. While schools and religious institutions represent approximately 70% of claims, the exposure extends to any organization with third-party contact – from wellness centers to gyms to service providers of all kinds. The most effective protection combines comprehensive insurance coverage with proactive risk management – proper hiring practices, consistent training, and creating a culture where concerns can be raised and addressed immediately.Don't wait for a claim to discover your organization's vulnerability. Reach out to your CRC specialty broker today to ensure you have the coverage and risk management tools needed to protect your mission, your finances, and most importantly, the people you serve. Visit REDYIndex.com for critical pricing analysis and a snapshot of the marketplace. Do you want to take your career to the next level? Join #TeamCRC to get access to best-in-class tools, data, exclusive programs, and more! Send your resume to resumes@crcgroup.com today!

Work zone deaths are on the rise, affecting construction crews and everyday drivers. MoDOT's Jon Nelson shares critical safety practices, including training, risk assessment, communication systems, and accountability measures that can prevent work zone incidents and save lives.

Interview with Nick Appleyard, President & CEO of TriStar Gold Inc.Our previous interview:Recording date: 11th September 2025TriStar Gold Corporation represents a compelling high-risk, high-reward investment opportunity centered on the exceptional economics of its Castelo de Sonhos gold project in Brazil's Pará state. The project's fundamentals are outstanding, containing 1.4 million ounces of probable gold reserves that generate a post-tax net present value of $1.4 billion at conservative $3,200 per ounce gold assumptions. This creates a remarkable valuation disconnect with TriStar's current market capitalization of approximately $55 million.The investment thesis is built on the project's technical simplicity and robust economics. CEO Nick Appleyard characterizes the operation as "sand and gold. Nothing else. Simplest processing you're ever going to see." This straightforward metallurgy reduces both technical risk and capital requirements while supporting strong margins throughout the mine life. Production profiles indicate significant scale, with the first seven years averaging 150,000 ounces annually before stabilizing at 120,000 ounces, positioning Castelo de Sonhos as a meaningful mid-tier gold operation.Location advantages further enhance the project's attractiveness. Proximity to existing road infrastructure reduces capital requirements typically associated with remote site development, while the technical simplicity of processing sand-hosted gold mineralization supports both economic viability and development timeline efficiency.The current investment opportunity stems from regulatory challenges that have created substantial valuation dislocation. TriStar faces permit suspension recommendations from Brazilian prosecutors based on allegedly insufficient indigenous consultation. However, the factual basis for these concerns appears questionable, with referenced indigenous groups located over 100 kilometers from the project site and no demonstrated environmental or cultural impact from exploration activities.Importantly, TriStar maintains strong local support where it matters most. Communities within reasonable proximity to the project support the company's activities, benefiting from employment opportunities and development programs. State regulatory agencies have provided robust defense of TriStar's permit applications, with the state environmental agency emphasizing that the company has followed all proper procedures and operates far from any potential impact areas.The legal process follows a defined timeline with defense filings expected by mid-October 2025, followed by judicial review through early 2026. Management estimates that approximately $1.5 million in legal and consultation expenses could provide project clarity and unlock construction licensing, representing modest capital deployment relative to potential value creation.Risk mitigation factors support the investment thesis despite regulatory uncertainty. TriStar maintains sufficient capital to navigate the legal process without forced fundraising at disadvantageous terms, while the company's single-asset focus allows management to concentrate entirely on resolution. The involvement of FUNAI, Brazil's federal indigenous affairs agency, provides procedural safeguards through evidence-based assessment standards rather than subjective claims.Historical precedent supports optimism for resolution. Similar regulatory challenges in Pará state have generally been resolved with projects advancing to production, suggesting these hurdles follow predictable patterns with established resolution mechanisms. Brazilian mining attorneys view such challenges as part of the operating environment rather than terminal project risks.For investors comfortable with Brazilian regulatory complexity and willing to accept defined timeline risk, TriStar Gold offers exceptional return potential through what management estimates could be a $100 million market value recovery upon regulatory clarity.Learn more: https://cruxinvestor.comSign up for Crux Investor: https://cruxinvestor.com

Using your phone while on the toilet could be linked to an increased chance of haemorrhoids, according to a study from the United States. So if you're a loo scroller, the extra time spent on the toilet could be doing you more harm than good. - アメリカの研究によると、トイレで携帯電話を使用すると、携帯電話が細菌まみれになるだけでなく、痔になるリスクが高まる可能性があるとしています。

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“The human brain is actually wired to trip us up, to shoot ourselves in the foot when it comes to money and investing. A little bit of self-examination can help pull us out of these knee-jerk reactions.”   Prepare for a knowledge voyage as our hosts Stephanie McCullough and Kevin Gaines redefine retirement for women, bringing insights from behavioral finance, a fascinating field that explores how we make decisions around money. By the end of this episode, you'll have a deeper understanding of financial behaviors and how to make smarter choices.   Our hosts dissect the concept of the gambler's fallacy to shed light on their own decision-making patterns, with Kevin sharing a personal anecdote to highlight its real-life impact. Following that, prepare for a compelling discussion on mental accounting, a concept that will change how you view your money's value depending on its source. Our hosts explore a study that reveals intriguing patterns in spending "found money" versus hard-earned cash. To wrap up, they look at practical ways to leverage mental accounting in creating a budget and improving your chances of financial success. This episode is a journey toward financial empowerment.   Key Topics: Intro to Behavioral Finance (03:10) Biases (07:33) Recency Bias (AKA Availability Bias) (15:44) Mental Accounting (18:42) Flipping These Findings to Our Advantage (Action Steps) (25:55)     Resources: Predictably Irrational (book) Seinfeld Skit: Even Steven     If you like what you've been hearing, we invite you to subscribe on your favorite platform and leave us a review. Tell us what you love about this episode! Or better yet, tell us what you want to hear more of in the future. stephanie@sofiafinancial.com   You can find the transcript and more information about this episode at www.takebackretirement.com.   Follow Stephanie on Twitter, Facebook, YouTube and LinkedIn.  Follow Kevin on Twitter, Facebook, YouTube and LinkedIn.

What is the greatest risk of not developing coaching skills, and how might that decision shape your life and career? In this episode of the podcast, we explore the risks of not training to be a coach. We reflect on the subtle but significant ways coaching skills transform lives, relationships, leadership, wellbeing, and what happens when we don't invest in them. As we explored this theme, we found ourselves thinking back to our own journeys. Had we not stepped into coaching, we know our confidence, resilience, relationships, and even the material aspects of our lives would look entirely different. Coaching has not only deepened our self-awareness but also enabled us to build stronger connections, communicate with impact, and navigate challenges with courage. In this conversation, we highlight 9.5 key risks that come from not being a coach. We talk about self-awareness as the foundation, the importance of emotional intelligence, and how disconnected intuition often leaves leaders overthinking at 4am. We also discuss the impact of coaching on problem-solving, inclusion, resilience, and future leadership in a world shaped by AI and rapid change. One of the most profound reflections for me was realising that without coaching skills, we risk staying the same, missing out on our unrealised potential, stronger relationships, and the ability to influence the world around us. The greatest risk may not be failure but never stepping into what could have been possible. Whether you're considering training to be a coach, or you're curious about the wider benefits coaching can bring, this episode will give you a heartfelt and thought-provoking insight into why coaching matters more than ever.   Timestamps: 00:29 – Framing the question: what are the risks of not being a coach? 01:23 – Self-awareness as the foundation of growth 03:16 – Emotional intelligence and relationships 07:32 – Advanced communication skills and listening 08:30 – Reconnecting with intuition 12:09 – The future of work, AI, and the role of coaching 14:24 – Inclusion, belonging, and building cultures that matter 15:22 – Beyond the self: the systemic risks of not coaching 18:11 – Problem-solving, resilience, and wellbeing 22:20 – Coaching as courage, presence, and connection 24:46 – The greatest risk: staying the same   Key Lessons Learned: Without self-awareness, we risk limiting both our growth and the quality of our relationships. Emotional intelligence is not optional; it is essential for effective leadership and connection. Coaching develops advanced communication skills that prevent misunderstanding and strengthen trust. Intuition is an undervalued skill, coaching helps us to reconnect with it and reduce overthinking. In a world shaped by AI, coaching and human connection are the differentiators for future leaders. Coaching contributes to inclusive cultures and a genuine sense of belonging. A coaching mindset supports resilience, problem-solving, and wellbeing. Without coaching, we risk playing small, staying in old patterns, and never reaching our potential. The systemic risk is greater disconnection in workplaces and communities without coaching skills.   Keywords Used: coaching skills, self-awareness, emotional intelligence, leadership development, communication skills, intuition, future of work, inclusion and belonging, resilience and wellbeing, risks of not being a coach   Links & Resources: Coaching Quiz: mycoachingcourse.com

Exercise keeps you fit and young. This is scientifically proven. But what exactly happens in the brain when we exercise regularly? And why is exercise even effective against memory loss and Alzheimer's? In an interview, Dr. Odette Leiter, a neuroscientist at the University of Queensland and an expert in systemic brain rejuvenation, explains why. - Bewegung hält fit und jung. Das ist wissenschaftlich belegt. Aber was genau passiert eigentlich im Gehirn, wenn wir uns regelmäßig bewegen? Und warum wirkt Sport sogar gegen Gedächtnisprobleme und Krankheiten wie Alzheimer? Darüber sprechen wir mit Dr. Odette Leiter. Sie ist Neurowissenschaftlerin an der University of Queensland und befasst sich mit der systemischen Verjüngung des Gehirns.

In this episode we answer one big long email from Mr. Bill (actually Dr. Bill). We discuss a planning process grounded in good data science, forecasting techniques and decision theory, and how we incorporate the concepts described in Bill Bengen's new book, using Dr. Bill as our guinea pig.And THEN we our go through our weekly portfolio reviews of the eight sample portfolios you can find at Portfolios | Risk Parity Radio.Additional Links:Risk Savvy Lecture:  Risk Savvy: How to Make Good DecisionsBill Bengen's New Book:  Bill Bengen's New Book | A Richer Retirement: Supercharging the 4% Rule to Spend More and Enjoy More.Portfolio Charts Safe Withdrawal Rate Calculator:  Withdrawal Rates – Portfolio ChartsBreathless Unedited AI-Bot Summary:Retirement planning doesn't have to be rocket science. In this illuminating episode, we dive deep into the transition from accumulation to distribution phases of financial independence, offering a clear-eyed approach based on data science and practical wisdom.At the heart of effective retirement planning lies proper forecasting methodology. Most financial advisors miss this crucial foundation – they load forecasts with conservative assumptions rather than using base rates, creating unnecessarily fearful projections. We explore why understanding the difference between risk (what's calculable) and uncertainty (what isn't) transforms how you should approach planning for the decades ahead.The four levers that control your retirement success form our central framework: supplemental income, asset selection, flexible withdrawals, and fear/hoarding. Each lever offers unique opportunities to optimize your financial independence. Risk parity portfolios consistently demonstrate 1-2% higher safe withdrawal rates than traditional portfolios, while simply accounting for retirees' typical lower inflation experience (CPI minus 1-2%) can safely increase withdrawal rates by 0.5-1%.We tackle the psychological aspects of retirement planning too. Most retirees underspend significantly, pulling the "fear and hoarding" lever while ignoring the other three, ultimately sacrificing quality of life and relationships. Instead, we advocate for thoughtful legacy planning while alive – supporting family members, teaching financial literacy, and creating meaningful impact with your resources.Whether you're approaching retirement or already there, this episode offers practical wisdom to simplify your planning process. By focusing on tracking expenses meticulously in the early years and using simple rules of thumb for long-term forecasting, you'll create a retirement plan that maximizes both financial security and life satisfaction.Support the show

In this week's episode, Ricardo questions whether artificial intelligence (AI) actually reduces project risks or creates new ones. While it helps predict delays, identify flaws, and minimize errors, AI can create invisible risks, such as data bias, which distorts results, and "blind trust," when professionals accept predictions without critical analysis. Another risk is technological dependence: if the tool fails or disappears, the project could stall. There are also ethical and legal questions about who is responsible for AI's misguided decisions. Vargas emphasizes that AI is neither a villain nor an absolute solution. It should be seen as an ally, but always with human oversight, contingency plans, and clear accountability from managers. Listen to the podcast to learn more!

Jonathan Spry, CEO and co-founder of Envelop Risk, joins Robin Merttens for a deep dive into how data science, AI and portfolio-level modelling are transforming cyber reinsurance. As one of the earliest voices in the industry championing machine learning and systemic risk analysis, Jonathan shares what he's learned over nine years of building Envelop into a leading hybrid underwriter operating across London and Bermuda. In his own words, this episode is about building smarter ways to understand, underwrite and capitalise on emerging risk — with cyber as just the starting point. What you'll learn: Why Jonathan and his team focused on cyber risk and portfolio-level underwriting from day one The rationale behind favouring systemic insights over individual vulnerabilities How causal inference provides a leap forward in predicting tail events Why AI liability is already creating new market opportunities The need for creative, multi-source data strategies beyond traditional claims Why Envelop steers clear of SaaS and keeps underwriters embedded in the modelling process How algorithmic underwriting fits into the next chapter of insurance innovation Candid thoughts on the AI hype cycle — and what matters more than the buzz Jonathan also talks through Envelop's shift from MGA to reinsurer, how to think long-term in a volatile market and what kind of partnerships are needed to unlock new forms of risk. If you like what you're hearing, please leave us a review on whichever platform you use or contact Robin Merttens on LinkedIn. You can also contact Jonathan Spry on LinkedIn to start a conversation! Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning. Continuing Professional Development This InsTech Podcast Episode is accredited by the Chartered Insurance Institute (CII). By listening, you can claim up to 0.5 hours towards your CPD scheme. By the end of this podcast, you should be able to meet the following Learning Objectives: Identify the structural and economic drivers pushing insurers toward algorithmic and portfolio underwriting. Produce a strategy for aligning capital, analytics and data science in cyber reinsurance underwriting. Summarise how Envelop Risk evolved from an MGA to a hybrid reinsurer and the rationale behind its capital partnerships. If your organisation is a member of InsTech and you would like to receive a quarterly summary of the CPD hours you have earned, visit the Episode 372 page of the InsTech website or email cpd@instech.co to let us know you have listened to this podcast. To help us measure the impact of the learning, we would be grateful if you would take a minute to complete a quick feedback survey.

No episódio desta semana, Ricardo questiona se a inteligência artificial (IA) realmente reduz riscos em projetos ou se também cria novos. Embora ajude a prever atrasos, identificar falhas e minimizar erros, a IA pode gerar riscos invisíveis, como viés nos dados, que distorce resultados, e a “confiança cega”, quando profissionais aceitam previsões sem análise crítica. Outro risco é a dependência tecnológica: se a ferramenta falhar ou desaparecer, o projeto pode parar. Há ainda questões éticas e legais sobre quem responde por decisões equivocadas da IA. Vargas reforça que a IA não é vilã nem solução absoluta. Ela deve ser vista como aliada, mas sempre com supervisão humana, planos de contingência e responsabilidade clara dos gestores. Escute o podcast para saber mais!

Sunday Service September 14, 2025

Henry Sokolski addresses the critical challenge of the US power grid meeting AI data center demands, which are projected to require gigawatt-scale facilities and vastly increased electricity by 2030. He questions who bears the risk and cost of this buildout, advocating for AI companies to fund their own power generation. Sokolski also discusses the debate around nuclear power as a solution and Iran's suspect nuclear weapons program, highlighting the complexities of snapback sanctions and accounting for uranium. 1936 FDR

CONTINUED Henry Sokolski addresses the critical challenge of the US power grid meeting AI data center demands, which are projected to require gigawatt-scale facilities and vastly increased electricity by 2030. He questions who bears the risk and cost of this buildout, advocating for AI companies to fund their own power generation. Sokolski also discusses the debate around nuclear power as a solution and Iran's suspect nuclear weapons program, highlighting the complexities of snapback sanctions and accounting for uranium. 1932

Inside Zero Trust: John Kindervag and the Evolution of Cybersecurity In this episode of Cybersecurity Today: Weekend Edition, host Jim Love speaks with John Kindervag, the pioneer behind the Zero Trust model of cybersecurity. With over 25 years of industry experience, John delves into how the concept originated from his early work with firewalls, advocating for a system where no packet is trusted by default. He discusses the fundamental principles of Zero Trust, including defining protect surfaces, mapping transaction flows, and implementing microsegmentation. The conversation also touches on overcoming cultural and organizational challenges in cybersecurity, the inadequacies of traditional risk models, and adapting Zero Trust methodologies in the evolving landscape, including AI. Through thoughtful discourse and practical insights, John underscores the importance of strategic and tactical implementations in building resilient and secure systems. 00:00 Introduction to Cybersecurity Today 00:25 Meet John Kindervag: The Godfather of Zero Trust 01:50 The Birth of Zero Trust 04:08 Challenges and Evolution of Zero Trust 06:03 From Forrester to Practical Implementations 11:40 The Concept of Protect Surfaces 17:30 Risk vs. Danger in Cybersecurity 30:54 Farmers and Technology 31:48 The Importance of IT in Business 32:26 Introduction to Zero Trust 32:41 Five Steps to Zero Trust 33:14 Mapping Transaction Flows 34:25 Custom Architecture for Zero Trust 34:55 Defining Policies with the Kipling Method 36:04 Monitoring and Maintaining Zero Trust 36:28 The Concept of Anti-Fragile Systems 38:47 Challenges and Success Stories in Zero Trust 42:02 Microsegmentation and Protect Surfaces 45:39 AI and Zero Trust 49:22 Advice for Implementing Zero Trust 50:37 Military Insights and Decision Making 57:19 The Future of Zero Trust 59:07 Conclusion and Final Thoughts

Zach returns after shattering his ceiling: $34K in prop-firm payouts in one month. He explains the flip that did it—moving from high-R/low-win models to negative risk-reward scalping on NQ (5–10 points, limit entries, fewer trades). We dig into how prop rules shape strategy, why high win-rate models fit prop better, platform preferences (Tradeovate vs Project X), Topstep for quick payouts vs bigger buffers on Tradeify, and the real cadence of payouts (they arrive in waves). Zack also shares his counter-intuitive risk curve (start aggressive to build buffer, then size down), how teaching his course sharpened his edge, and practical budgeting so hot streaks become income—not lifestyle creep.Sponsor: Top One FuturesLink: https://www.asfx.biz/tof Code: ASFX for 55% off Sponsor: TradezellaLink: https://tradezella.com?fpr=asfx Code ASFX for 20% off

In this week's episode, we explore how creativity, humor, and connection can be powerful tools for mental health and healing.Part 1: When anxiety starts taking over her life, Jude Treder-Wolff signs up for an improv class.Part 2: Counselor Belinda Arriaga and emergency medicine doctor Nancy Ewen join forces to collect scientific evidence of the power of culturally responsive mental health care.Jude Treder-Wolff is a creative arts therapist, writer/performer and trainer with Lifestage, Inc, a company that provides creative personal and professional development workshops and classes. She believes that creativity is a renewable resource that is the energy of change anyone can tap into for healing, change and growth. She hosts (mostly) TRUE THINGS, a game wrapped in a true storytelling show performed once a month in Port Jefferson, NY and brings storytelling workshops to the Sandi Marx Cancer Wellness Program and Seniors Program at the Sid Jacobsen Jewish Community Center and the Alzheimer's Education and Resource Center on Long Island, the National Association of Social Workers in NYS as well as other social service organizations. She has been featured on many shows around the country, including RISK! live show and podcast, Generation Women, Mortified, Story District in Washington D.C., Ex Fabula in Milwaukee WI and PBS Stories From The Stage.Dr. Belinda Hernandez-Arriaga, LCSW, is an educator, advocate, and visionary leader fueled by love and courage. As the Founder and Executive Director of Ayudando Latinos A Soñar (ALAS) in Half Moon Bay, she has transformed the farmworker community, infusing it with cultural pride and unyielding hope. Under her leadership, the Coast's first affordable housing for farmworker elders became a reality, and mental health care for immigrants was reimagined with arts, culture, and community at the center. A beloved mentor and award-winning author of a children's book on family separation, Belinda championed farmworkers' needs during the pandemic and led her community's healing after a mass shooting. From the southern border to the White House, her advocacy has touched countless lives and inspires change rooted in our collective humanity. A passionate educator, Dr. Hernandez-Arriaga teaches at the University of San Francisco, inspiring the next generation of counselors and activists. At ALAS, She has built groundbreaking partnerships with USF and Stanford to lead pioneering research on the power of culturally responsive mental health care. She has helped to publish works like There Is a Monster in My House, Cultura Cura, and Olvidados Entre la Cosecha, which illuminate the emotional experiences of undocumented and mixed-status youth. Belinda has presented ALAS's findings at major conferences such as the American Psychological Association and the Pediatric Academic Societies, resulting in groundbreaking tools including the first-ever Spanish-language instrument to measure immigration trauma. Dr. Belinda's work has positioned ALAS as a national model for community-driven, mental health programs that champion the belief that La Cultura Cura, that culture cures. Belinda also co-founded the Latino Advisory Council in Half Moon Bay, helped launch the Latino Trauma Institute, and actively collaborates with Bay Area Border Relief. A former San Mateo County District 3 Arts Commissioner and inductee of the San Mateo County Women's Hall of Fame, Belinda is an active civic leader. She is also a proud mother of three and holds a Doctor of Education from the University of San Francisco.Dr. N Ewen Wang is a Professor Emerita of Emergency Medicine and Pediatrics. She was Associate Director of Pediatric Emergency Medicine at the Stanford University School of Medicine for more than 20 years. Her career has been committed to serving vulnerable populations and decreasing health disparities locally as well as globally. She founded the Stanford section in Social Emergency Medicine, a field which uses the perspective of the Emergency Department (ED) to identify patient social needs which contribute to disease and to develop solutions to decrease these health disparities. As such, she directed the Social Emergency Medicine fellowship and was medical director for a student-run group which screened ED patients for social needs (Stanford Health Advocates and Research in the ED (SHAR(ED)). She has worked clinically and educated trainees and faculty globally, including at sites in Chiapas, Mexico; Borneo Indonesia and Galapagos, Ecuador. Her current research and advocacy includes investigating disparities in specialty care access and quality, including trauma and mental health. Dr. Wang also works with community organizations to understand best models to provide wraparound social and medical services for unaccompanied immigrant children, for which she has received Stanford Impact Labs, Center for Innovation in Global Health and Office of Community Engagement grants. She presently serves as a medical expert with the Juvenile Care Monitoring team for the U.S. Federal Court overseeing the treatment of migrant children in U.S. detention. In 2023, she was appointed as the inaugural Faculty Director of the Health Equity Education MD/Masters Program at the Stanford School of Medicine. Dr. Wang completed an Emergency Medicine Residency at Stanford and then a Pediatric Emergency Medicine Fellowship between LPCH and Children's Oakland.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This episode of the Tactical Living Podcast, hosted by Coach Ashlie Walton and Sergeant Clint Walton, takes a closer look at the unexpected perks of being a police officer (Amazon Affiliate) when you're off duty. From helping a neighbor in crisis to stepping in at the right moment, we explore how the badge carries influence and responsibility—even when you're not wearing it.   Here's my USCCA referral link that I mentioned in our show today.  Pros of Being an Off-Duty Cop: Immediate Trust in Emergencies – Neighbors and community members turn to you with confidence. Preparedness & Training – Ability to act quickly and provide guidance before official responders arrive. Community Role Model – Sets a tone of service and safety outside of the job. Stronger Neighborhood Bonds – Helping builds trust and relationships with those around you. Personal Fulfillment – Brings pride knowing your skills can directly impact lives beyond the shift. Cons of Being an Off-Duty Cop: Never Fully “Off” – Always being called on can make it hard to relax. High Expectations – Neighbors assume you'll always know what to do, even if it's outside police work. Risk of Liability – Getting involved off duty carries legal and safety risks. Emotional Burnout – Constant readiness can weigh heavily over time. Boundary Issues – Difficult to maintain personal privacy when your role spills into daily life. Why it feels like you're never truly off duty. The pride and purpose that comes with helping those around you. How to manage expectations without becoming the “neighborhood cop.” Navigating the balance between privacy and responsibility. Stories of meaningful off-duty moments that show the good side of wearing the badge.  

In Episode 257 of Outside The Round, host Matt Burrill sits down with recurring guest Karley Scott Collins for a deep dive into her upcoming debut album Flight Risk, an update on how 2025 has been for her and more! Karley shares the deeply personal stories behind the songs and how the project represents her evolution as an artist. She reflects on what it's meant to tour with Keith Urban, the lessons she's learned from being on the road, and how Nashville's creative community has helped shape her voice. With a love for storytelling and a commitment to remaining true to herself, Karley talks about the growth she's experienced in recent years both professionally and personally. From writing songs that feel like therapy to dreaming of her first headline tour, this episode captures an exciting new chapter for KSC!  Follow on Social Media: Karley Scott Collins: @karleyscottcollins Matt Burrill: @raisedrowdymatt Outside The Round: @outsidetheround Raised Rowdy: @raisedrowdy Chapters (00:00:00) - Carly On The Keith Urban Tour(00:03:18) - KSC on Flight Risk(00:05:40) - Denim on 'Easy To Leave'(00:08:10) - Quit You(00:12:05) - Crying To Cowboy On 'Music To Cry To'(00:15:32) - Bad Boy and Shoot Out All The Lights(00:18:33) - Ke$ha on Her Songs Out There(00:21:12) - Keith on His Love Songs(00:24:47) - The American Boy(00:27:28) - Daddy's Habits(00:28:14) - Only Child & Madman(00:31:48) - Boskoe on His First Tour(00:35:03) - KSC on What To Tell A Girl In 2021(00:37:11) - Flight Risk(00:38:20) - Keith Urban on the End of This Tour(00:41:40) - Keith Urban on His Family's Reaction to His Success(00:43:32) - Tom Petty on His Goals for Next Year(00:44:07) - What Are We Doing With Our Spare Time?(00:45:13) - Keith Urban on His Keith tour(00:46:53) - Nick on His Grandmother's Birthday(00:49:26) - Keith Urban on Hosting Music Festivals(00:51:24) - Carly Scott Collins on FLIGHT RISK

Threat modeling is often called the foundation of secure software design—anticipating attackers, uncovering flaws, and embedding resilience before a single line of code is written. But does it really work in practice?In this episode of AppSec Contradictions, Sean Martin explores why threat modeling so often fails to deliver:It's treated as a one-time exercise, not a continuous processResearch shows teams who put risk first discover 2x more high-priority threatsYet fewer than 4 in 10 organizations use systematic threat modeling at scaleDrawing on insights from SANS, Forrester, and Gartner, Sean breaks down the gap between theory and reality—and why evolving our processes, not just our models, is the only path forward.

In this episode of the Real Estate Pros Podcast, Doug Diakite shares his journey into the real estate industry, detailing his transition from a mortgage loan originator to co-founding Nationwide Community Revitalization, LLC. He discusses the importance of partnerships, the growth of his business, and the strategies they employ to help clients with damaged credit achieve home ownership through a lease-to-own model. Doug emphasizes the significance of integrity in partnerships and offers valuable advice for aspiring investors.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true ‘white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a “mini-mastermind” with Mike and his private clients on an upcoming “Retreat”, either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas “Big H Ranch”? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

If you're on the fence about franchising—or expanding your portfolio—this one's for you. We break down who actually wins in franchising, the real traits of top owners, why “required service” beats “sexy concept,” and how to play the long game with guardrails, data, and community. Michael Wagner, president of Roof Scientist at Homefront Brands, joins me to unpack (kidding

In New Zealand, bowel cancer is responsible for the second highest number of cancer deaths, and one in ten people diagnosed are under the age of 50. Globally, what was once seen as a disease of old age is now affecting an increasing proportion of the younger population. Research shows that our gut health has a lot to do with prevention and managing risk. Associate Professor of Surgery at Imperial College London, James Kinross, is a colorectal surgeon, scientist and best-selling author. His book Dark Matter explains in practical terms what you can do to look after your microbiome - the ecosystem of micro-organisms living inside you - and the key to a healthy immune system. Dr Kinross will be in New Zealand next month as a guest speaker at the 2025 New Zealand Society for Oncology Conference in Dunedin. He speaks to Mihingarangi Forbes ahead of his trip about our 'internal climate crisis', the use of faecal transplants and why exposure to microbes is necessary for our survival.

One in eight women will face a breast cancer diagnosis in her lifetime, but research shows that up to 70% of cases may be preventable through lifestyle choices. In this episode, Dr. Lisa Oldson explores the most powerful, science-backed ways to reduce your risk (in addition to mammograms). You'll learn why smoking and alcohol matter more than many realize, how even modest weight loss can cut risk by a third, and why exercise is as close as we'll ever get to a “cancer prevention pill.” Dr. Oldson also breaks down the best dietary patterns for breast cancer prevention, including the Mediterranean Diet, plant-forward eating, and the surprising truth about soy.If you want to take practical steps today to protect your health, increase your longevity, lose weight, and reduce your breast cancer risk, this episode is for you.Thanks for listening! If you'd like more support during your SMART weight loss & health focused journey, sign up for our FREE newsletter, or check out our program at: www.SmartWeightLossCoaching.com. We would love to help you reach your happy weight, and transform the way you talk to yourself about your body and the number on the scale. Negative thoughts about yourself don't have to take up so much brain space, and we'd be honored to help you reframe those thoughts. Also…We'd be grateful if you'd follow us and share our podcast with your friends & family. We're here to help you improve your health, live longer, healthier, and lose weight the SMART way! This episode was produced by The Podcast Teacher: www.ThePodcastTeacher.com.

Whitney shares her path from early house hacking to building a diverse portfolio across asset classes and layers of the capital stack. She explains why express car washes (not gas-station automatics or high-labor full-service models) can be a high-margin, subscription-friendly business—when you buy right, operate at scale, and choose the right corner. We dig into seasonality, water-use rules, equipment choices, and competition, plus how her team centralized third-party management across 30 locations in ~15 communities to gain purchasing power and in-house tech talent. Whitney also lays out how passive investors can evaluate these deals, target a healthy mix of subscription vs. single-pay customers, and balance cash flow today with equity plays when market cycles turn. Key Takeaways Express car wash ≠ automated gas-station bay. It's a long, smart tunnel with minimal staff and strong unit economics. Subscriptions smooth revenue. Targets around 75–80% recurring, while keeping single-pay volume for new-customer flow. Location is everything. Right submarket, right side of the road, and strong daily traffic (convenience wins). Scale matters. Centralized ops, in-house techs, and bulk contracts can lift margins beyond mom-and-pop levels. Risk & fit for LPs. Understand seasonality, local water policy, equipment vintage, and whether you're taking development risk. Portfolio strategy. Diversify across asset classes and up/down the capital stack to ride different market cycles.   - Get Interviewed on the Show! - ================================== Are you a real estate investor with some 'tales from the trenches' you'd like to share with our audience? Want to get great exposure and be seen as a bonafide real estate pro by your friends? Would you like to inspire other people to take action with real estate investing? Then we'd love to interview you! Find out more and pick the date here: http://daveinterviewsyou.com/

A new audit reveals shocking mismanagement inside King County's Department of Community and Human Services. Over $1.5 billion in taxpayer funds were funneled with weak oversight, leading to:- Altered invoices and potential fraud- Payments to unapproved contractors- Nearly half of grantees labeled ‘high risk'- Lax monitoring despite explosive growth in fundingCounty officials call the findings “damning” and a “total disaster.” Lawmakers are now pushing for urgent reforms, new compliance measures, and stricter financial safeguards.

This week, our Global FX Strategists touch on the latest developments in CNY, and preview a loaded central bank week for currencies.    Speakers Meera Chandan, Global FX Strategy Arindam Sandilya, Global FX Strategy Patrick Locke, Global FX Strategy James Nelligan, Global FX Strategy   This podcast was recorded on Sept 12, 2025. This communication is provided for information purposes only. Institutional clients can view the related report at  https://www.jpmm.com/research/content/GPS-5079822-0  for more information; please visit www.jpmm.com/research/disclosures for important disclosures. © 2025 JPMorgan Chase & Co. All rights reserved. This material or any portion hereof may not be reprinted, sold or redistributed without the written consent of J.P. Morgan. It is strictly prohibited to use or share without prior written consent from J.P. Morgan any research material received from J.P. Morgan or an authorized third-party (“J.P. Morgan Data”) in any third-party artificial intelligence (“AI”) systems or models when such J.P. Morgan Data is accessible by a third-party. It is permissible to use J.P. Morgan Data for internal business purposes only in an AI system or model that protects the confidentiality of J.P. Morgan Data so as to prevent any and all access to or use of such J.P. Morgan Data by any third-party.

In this Friday edition of Unsecurity, Megan and Brad tackle Policy! They approach a topic commonly avoided with a consulting perspective, having real examples of policy benefits. Hear the full coversation, covering:- Standardizing programs, documentation, and access - The relationship between technology and policy development - Legal considerations - Executive support and how to engage leadership and the necessity of clear policies to guide organizational behavior and ensure security compliance and best practice. -- Looking to get in touch? Reach out at unsecurity@frsecure.com and follow us for more! LinkedIn: https://www.linkedin.com/company/frsecure/Instagram: https://www.instagram.com/frsecureofficial/ Facebook: https://www.facebook.com/frsecure/ BlueSky: https://bsky.app/profile/frsecure.bsky.social About FRSecure: https://frsecure.com/ FRSecure is a mission-driven information security consultancy headquartered in Minneapolis, MN. Our team of experts is constantly developing solutions and training to assist clients in improving the measurable fundamentals of their information security programs. These fundamentals are lacking in our industry, and while progress is being made, we can't do it alone. Whether you're wondering where to start, or looking for a team of experts to collaborate with you, we are ready to serve.

Med ett förändrat klimat väntas fler ras och skred som de som nu skett i Ångermanland. Men det går att förebygga dem. Lyssna på alla avsnitt i Sveriges Radio Play. Efter de senaste skyfallen i Västernorrland står många kvar i chock – vägar har spolats bort, samhällen har isolerats, och en människa har tragiskt nog mist livet. Nu pekar experterna på att det här förmodligen inte är ett engångsfenomen. Med klimatförändringarna väntas ras, skred och översvämningar bli både fler och dyrare att röja upp efter. Men det finns hopp – rätt insatser i tid kan skydda både människor, bostäder och landskap. I det här programmet möter du experterna som har räknat på riskerna och som vet vad som behöver göras. Medverkande: HannaSofie Pedersen, chef för strategisk klimatanpassning på Statens Geotekniska Institut, som identifierat riskområden för ras och skred och analyserat hur mycket vanligare de kan bli fram över. Sandra Fyrstedt, gruppchef inom prognos- och varningstjänsten på SMHI, och Fredrik Birging på P4 Västernorrland, som varit på de drabbade platserna i veckan.Producent: Sara Sällströmsara.sallstrom@sverigesradio.seProgramledare: Camilla Widebeckcamilla.widebeck@sverigesradio.se

A strengthening storm system and returning warmth will trigger severe thunderstorms across the U.S. Plains Friday into Saturday, with the primary threats being from damaging winds and large hail. In the East, a stagnant weather pattern will limit rainfall across much of the East, raising fire danger and stressing vegetation as cooler, drier air spreads south into Florida. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Dive into Episode #153 of the Psych Health and Safety USA Podcast, featuring host Dr. I. David Daniels, PhD, CSD, VPS, and special guest Lawanda Hall, a risk and insurance professional, about the importance of understanding and managing risk of all kinds as a strategy for overall organizational effectiveness and sustainability. While many risk management programs and professionals focus on the risks that affect the organization, they can at times underestimate and under-focus on risks that impact the human beings in the organization. When most people hear the word “risk,” they tend to think of physical hazards like chemicals, flammable materials, slippery floors, faulty wiring, or heavy machinery. Interestingly, some people don't have a fundamental understanding of what risk is. Without this understanding, it is challenging to manage any risk, whether it be physical or psychosocial. Ms. Hall believes that it is essential to focus on all aspects of risk, including those that involve the people in the organization, if for no other reason than the organization can not exist without people.

Tori Weston revisits her story about surviving childhood sexual abuse from 2014 called “The Power” with Kevin Allison. Tori has many new insights eleven years later. You can also watch this episode on YouTube!

The House passes a defense policy bill that includes new provisions on cybersecurity and artificial intelligence. Senator Wyden accuses Microsoft of “gross cybersecurity negligence” after a 2024 ransomware attack crippled healthcare giant Ascension. The White House shelves plans to split U.S. Cyber Command and the NSA. The Pentagon finalizes its long-awaited Cybersecurity Maturity Model Certification (CMMC 2.0) rule. Akira ransomware group targets SonicWall devices. Officials warn solar-powered highway infrastructure should be checked for hidden radios. The Atlantic Council maps the global spyware market. Researchers uncover serious flaws in Apple's AirPlay. A European DDoS mitigation provider thwarts a record-breaking attack. My Caveat cohosts Ethan Cook and Ben Yelin unpack the cyber elements of the Big Beautiful Bill. Who fixes the vibe code?  Remember to leave us a 5-star rating and review in your favorite podcast app. Miss an episode? Sign-up for our daily intelligence roundup, Daily Briefing, and you'll never miss a beat. And be sure to follow CyberWire Daily on LinkedIn. CyberWire Guest Today we have Ethan Cook joining Caveat hosts Dave Bittner and Ben Yelin for this month's Policy Deep Dive. Together, they unpack HR1, the “Big Beautiful Bill”, and how its investments in technology, supply chain security, and defensive resiliency reflect the Trump administration's push for long-term technological dominance. If you want to hear the full conversation, head over to Caveat. Selected Reading House moves ahead with defense bill that includes AI, cyber provisions (The Record) FTC should investigate Microsoft after Ascension ransomware attack, senator says (The Record) Cyber Command, NSA to remain under single leader as officials shelve plan to end 'dual hat' (The Record) Pentagon Releases Long-Awaited Contractor Cybersecurity Rule (GovInfo Security) Akira Ransomware Group Utilizing SonicWall Devices for Initial Access (Rapid7) Exclusive: US warns hidden radios may be embedded in solar-powered highway infrastructure (Reuters) Mythical Beasts: Diving into the depths of the global spyware market (Atlantic Council) Remote CarPlay Hack Puts Drivers at Risk of Distraction and Surveillance (SecurityWeek) DDoS defender targeted in 1.5 Bpps denial-of-service attack (Bleeping Computer) The Software Engineers Paid to Fix Vibe Coded Messes (404 Media) Share your feedback. What do you think about CyberWire Daily? Please take a few minutes to share your thoughts with us by completing our brief listener survey. Thank you for helping us continue to improve our show. Want to hear your company in the show? You too can reach the most influential leaders and operators in the industry. Here's our media kit. Contact us at cyberwire@n2k.com to request more info. The CyberWire is a production of N2K Networks, your source for strategic workforce intelligence. © N2K Networks, Inc. Learn more about your ad choices. Visit megaphone.fm/adchoices

Aggies and Irish give chase.     To advertise on our podcast, please reach out to sales@advertisecast.com or visit https://www.advertisecast.com/TheJeffWardShow

They can dramatically dry out land in just a short time. Learn more at https://www.yaleclimateconnections.org/ 

In the infrastructure world, uncertainty is a growth killer. When projects stall, the entire industry feels the pain. Today, we're diving into this issue with a special guest, Jill Jamieson. Jill, the CEO of Illuminati Infrastructure and an amateur endurance athlete, knows a thing or two about pushing through challenges. Join their conversation as they first dive into what inspired Jill's recent 30-mile swim around Manhattan and her advice on taking those first steps to conquer physical feats. They pivot and then delve into her thoughts on how the One Big Beautiful Bill is influencing what's happening in the infrastructure world, the differences between funding and financing, how bringing in the private sector is impacting the affordability of infrastructure projects, and her insights on the greatest priority across the United States from an infrastructure perspective. Tune in to hear her advice to the engineering community on adopting technological innovation, thoughts on other infrastructure challenges, her current reading list, and more!  Key Points From This Episode:•   Digging into our societal comfort crisis: what inspired her 30-mile swim.•   How the One Big Beautiful Bill headline is influencing what's happening in the world of infrastructure.•   Where it gets really messy: two ways to pay for infrastructure projects.•   Bringing in the private sector: how the affordability of infrastructure projects is responding.•   Three ways to extract value from existing assets.•   The nation's top infrastructure priority: getting projects done in a more timely or cost-effective manner.  Quotes:“You find growth when you are outside of your comfort zone. I always say, ‘If I don't stretch myself, I never know how far I can reach.'” — Jill Jamieson  “The one lesson I have learned as I get older is to let go of fear of failure. Give it a shot! What do you have to lose?” — Jill Jamieson “Everybody wants cutting edge, they don't want bleeding edge.” — Jill Jamieson  Links Mentioned in Today's Episode: Jill Jamieson on LinkedInJill Jamieson on InstagramThe Comfort Crisis: Embrace Discomfort to Reclaim Your Wild, Happy, Healthy SelfHow to Change Your Mind: What the New Science of Psychedelics Teaches Us About Consciousness, Dying, Addiction, Depression, and TranscendenceThe One Big Beautiful BillJesse Welles - Horses (YouTube)Franz Ferdinand - Audacious (YouTube)Finite and Infinite GamesChasing the Scream: The First and Last Days of the War on Drugs Leadership Blueprints PodcastMCFAMCFA CareersBJ Kraemer on LinkedIn

After a year of pressure to cut rates, the Fed seems poised to lower rates by 0.25%-0.50% next week. Peter and Charlie discuss the logic behind this imminent rate cut as well as the likelihood of a recession and the biggest risk for investors. Plus, is rising unemployment from a cycle low a signal or just noise?

Do you want to use AI without losing trust? What frameworks help build trust and manage AI responsibly?  Can we really create trust while using AI?In this episode of the FIT4PRIVACY Podcast, host Punit Bhatia and digital trust expert Mark Thomas explain how to govern and manage AI in ways that build real trust with customers, partners, and society.This episode breaks down what it means to use AI responsibly and how strong governance can help avoid risks. You'll also learn about key frameworks like the ISO 42001, the EU AI Act, and the World Economic Forum's Digital Trust Framework—and how they can guide your AI practices.Mark and Punit also talk about how organizational culture, company size, and leadership affect how AI is used—and how trust is built (or lost). They discuss real-world tips for making AI part of your existing business systems, and how to make decisions that are fair, explainable, and trustworthy.

We need to have an understanding of the difference between God's protection and becoming a martyr. Is it true that God protects at times, but at other times allows believers to be martyred? It is not that simple. As a believer, situations will arise that will try to take your life prematurely, but God always promises a way of escape. Being a martyr is a choice between you and heaven, but many do not know we have a choice. Jesus said, "No one can take my life from me. I sacrifice it voluntarily." God's promise of protection and deliverance stands. He does not want our life and purpose on this earth stolen. But when the time comes, and our purpose on earth has been completed, we have the choice to lay it down willingly. (Our apologies for the quality. This is an older recording from before we were releasing teaching online.)

In this episode of Building Better Developers with AI, Rob Broadhead and Michael Meloche revisit their earlier discussion on “Estimation Essentials” and explore how AI helps sharpen project pricing. The theme is clear: estimation is less about numbers and more about setting expectations. Developers who learn to price with confidence gain credibility, avoid stress, and build long-term client relationships. Why You Must Price With Confidence Estimation impacts far more than budgets. A clear, honest number builds trust and predictability. Vague requirements like “integrate with multiple systems” can't be priced accurately—so instead of guessing, developers must clarify scope. Saying “not enough detail to price this yet” protects both sides from disappointment. Honest estimates strengthen trust. Don't guess—clarify. Common Pitfalls When You Don't Price With Confidence The hosts highlight mistakes that derail projects: Underestimating to win a contract, then burning out. Ignoring hidden costs such as meetings, testing, and documentation. Forgetting risk buffers, leaving no room for the unexpected. Leaning on gut instinct rather than repeatable methods. By failing to price with confidence, developers risk missed deadlines, blown budgets, and damaged reputations. Frameworks to Help You Price With Confidence Rob and Michael recommend proven approaches: Bottom-up estimation – Break work into small tasks. Top-down estimation – Use data from past projects. Three-point estimation – Balance optimistic, pessimistic, and likely outcomes. Risk-first sequencing – Attack uncertain features first. These frameworks bring structure, reduce surprises, and give clients realistic options. Choosing Models That Let You Price With Confidence Pricing isn't just about numbers—it's about risk allocation. Time & Materials (T&M) – Risk stays with the client, who pays for actual work. Fixed Price – Risk shifts to the developer; scope must be crystal clear. Beware hybrid models like “T&M with caps,” which push risk onto developers without fair compensation. The key is aligning incentives so both sides win. MVP Thinking: Another Way to Price With Confidence Defining a minimum viable product (MVP) early protects the project when scope changes or budgets tighten. By locking in must-have features at the start, you can deliver value even if time or resources run short. This approach ensures clients get results and developers maintain credibility. Practical Steps to Price With Confidence Callout: Break tasks down, add a 20–30% buffer, and communicate assumptions. Follow these steps on your next project: Clarify requirements first – No assumptions left unspoken. Break into small tasks – Accurate estimates come from detail. Add buffers – Protect against risk and scope creep. Track actuals vs. estimates – Learn and refine over time. Explain assumptions – Clients trust numbers when they know the “why.” Challenge: Practice Pricing With Confidence Review your last three estimates. Where did you miss hidden costs like testing or meetings? On your next project, add a 25% buffer to that category and track whether accuracy improves. Small tweaks create more reliable pricing habits. Closing Thoughts The path to better client relationships isn't perfect numbers—it's predictable delivery. Developers who price with confidence clarify scope, tackle risks early, and communicate openly. The result? Trust, repeat business, and less stress. Stay Connected: Join the Developreneur Community We invite you to join our community and share your coding journey with us. Whether you're a seasoned developer or just starting, there's always room to learn and grow together. Contact us at info@develpreneur.com with your questions, feedback, or suggestions for future episodes. Together, let's continue exploring the exciting world of software development. Additional Resources Software Estimation: Improving Productivity, Quality, and Expectations Setting Realistic Expectations In Development A Project Management and Pricing Guide for Success Pricing Strategies – The Value Of Your Product Or Service The Developer Journey Videos – With Bonus Content Building Better Developers With AI Podcast Videos – With Bonus Content

Financial scams targeting people over age 60 cost victims more than $3.4 billion in 2023. Neuropsychologist Duke Han, PhD, talks about why some older adults are at risk, financial vulnerability as an early sign of Alzheimer's disease, and how people can protect themselves and their loved ones from falling victim to a scammer. Learn more about your ad choices. Visit megaphone.fm/adchoices

Chelsea Dalsey tells Kevin Allison about her journey with addiction and the process of truly coming to terms with her experience.   Check out all of our Conversation Stories!