Podcasts about Risk

Michael Savage revisits his book Reducing the Risk of Alzheimer's, now reissued with updated research that links aluminum exposure to this modern disease. Prompted by political debates over President Biden's cognition, Savage draws a clear line between normal aging and true dementia, warning the distinction is being intentionally blurred. He identifies hidden aluminum sources in everyday life, outlines practical prevention through nutrition, exercise, and mental activity, and cautions that common medications may raise dementia risk. The episode argues Alzheimer's is not inevitable—and that informed, disciplined choices can meaningfully reduce the threat.

A groundbreaking study of over 300,000 adults found that smoking just two to five cigarettes daily raises your risk of heart failure by 50% and death by 60% They also found that dropping from 20 cigarettes to two per day did not produce a proportional drop in danger, concluding that there is no safe limit when it comes to smoking Smoking damages nearly every system in your body, accelerating disease, weakening immunity, and increasing your risk of cancer, oral disease, inflammation, and chronic lung damage Vaping is just as harmful as cigarettes, as it raises your risk of chronic obstructive pulmonary disease (COPD), a serious lung condition that makes breathing difficult Quitting smoking can be easier by preparing your body in advance — build resilience through a healthy diet, regular movement, and stress management tools, and seek professional help if needed

Part 2 of Mike Drop Podcast Episode 272 features host Mike Ritland (former Navy SEAL) in conversation with Craig Douglas, aka SouthNarc—a veteran undercover narcotics officer and founder of ShivWorks. Expect raw stories from high-risk 1990s drug buys, armed robberies, moral dilemmas in policing, and Douglas's evolution into pioneering realistic self-defense training, including close-quarters combat and verbal de-escalation tactics. Learn more about your ad choices. Visit podcastchoices.com/adchoices

A Classic RISK! episode from our early years that first ran in September of 2013, when Kevin Allison, Jen Bosworth, Donna Steele and Dare Campbell all shared stories of humiliation.

In this episode, the host interviews Brad Allen, an Amazon seller and entrepreneur, about his journey from eBay and retail arbitrage to building a successful Amazon FBA business. Brad shares how he sourced high-end European skincare products, overcame a major account suspension and $400,000 debt, and transitioned to private label. He highlights the importance of active business management, cash flow planning, and creativity. The episode concludes with actionable advice for Amazon sellers: stay hands-on, manage inventory and finances wisely, and innovate to stand out in the marketplace.Chapters:Introduction and Account Suspension (00:00:00)Brad is introduced; discusses his Amazon account suspension and overcoming $400K in debt.Early E-commerce Journey (00:00:33)Brad shares his start with eBay in childhood, selling household items, and his early exposure to e-commerce.Discovering Amazon FBA (00:01:11)Learns about Amazon FBA in 2012, transitions from eBay, and begins retail arbitrage with toys and other products.Corporate Career and Realization (00:02:19)Describes unfulfilling corporate jobs, getting fired, and joining a friend's epoxy flooring business in Ohio.Entrepreneurial Mindset Shift (00:03:34)Realizes he enjoys working for himself, which reignites his interest in e-commerce and Amazon.Deep Dive into Retail Arbitrage (00:04:36)Explores flipping products from eBay to Amazon, focusing on high-end skincare, and develops sourcing systems.European Skincare Arbitrage Strategy (00:06:45)Discovers sourcing high-end European skincare from overseas retailers, imports to the US, and sells on Amazon.Scaling and Living Abroad (00:08:54)Business grows; Brad moves to Buenos Aires and Africa, living a digital nomad lifestyle while running the business.Amazon Account Suspension Details (00:10:04)Explains the cause of his Amazon suspension—authenticity complaints and inability to provide manufacturer receipts.Lessons from Suspension and Financial Struggles (00:11:05)Discusses lessons learned: importance of active management, risk-taking, and not being complacent in business.Advice on Growth and Risk (00:11:48)Emphasizes reinvesting profits, financial planning, and the need for risk tolerance as an entrepreneur.Financial Intelligence and Risk Management (00:13:57)Stresses forecasting, living below means, and being prepared for the ups and downs of entrepreneurship.Three Actionable Takeaways (00:14:11)Host summarizes: 1) Active management and planning, 2) Cash flow and inventory management, 3) Creativity in the Amazon marketplace.Episode Wrap-up (00:16:43)Host thanks Brad, hints at a future episode, and closes the interview.Links and Mentions:Tools and Websites  EZSniperActionable Takeaways  Set an Annual Plan for Your Business: 00:14:11  Cash Flow Management: 00:15:04  Bring Creativity to the Amazon Marketplace: 00:16:15Transcript:Josh 00:00:00  Today I am super excited to introduce you to Brad Allen. I met him at Kevin King's, $1 Billion Seller summit, and he's going to have a lot of knowledge to share with us. I'm going to dive in like immediately to what was mentioned in your bio. You had your account suspended. You had you ran into 400 K of debt and loans, but you've kind of come out the other end and you're you're crushing it right now on Amazon. So tell me, Brad, what happened with the account suspension?Brad 00:00:33  So I, I was doing, retail arbitrage and I got, I got really into it. it it was actually kind of unique. It started off, where I was, I, I was really into eBay growing up, so I was always selling stuff, just like as a kid throughout the house, whether it was mine or not. I was grabbing, like, antiques from the basement and, like, selling stuff out of the garage. And I think that's where I got kind of, you know, introduced to e-commerce and kind of obsessed so that that kind of was always on the side.Brad 00:01:11  And I was doing that through grade school, high school, and then into college. And I learned about Amazon FBA and I think 2012. and as an eBay guy, it was like blew me away because I was, you know, the guy waiting in line at the, at the post office and having to deal with customers. So the fact that you could just send a bunch of items in and Amazon will ship it and take care of customer service was very appealing to me. So I started, I just started watching videos and the easiest way to start, which I don't know how many people really started out like this, but I'm sure some. But I was going into, you know, odd lots and Walmarts and just buying toys or whatever I could find. And essentially I was just kind of learning that process. so, you know, that was a good way to, like, get my feet wet into Amazon FBA. and then, you know, life kind of happened where that was put off to the side.Brad 00:02:19  I was in the corporate world for a while. not doing very well. I just, was not very passionate about what I was doing, and, I got a call from a buddy. I was living in South Florida. I'm from Ohio originally, and, I got fired from one job. You know, I was working for good companies. They were, like, fortune 500 companies. And I kind of noticed right away that the people that were successful were extremely passionate about the company, and they had just drank the Kool-Aid. And I just did. I just didn't care, really. I thought our products were overpriced, which is not the mentality that you want to have when you're trying to sell something. so I was just kind of, just doing enough not to get fired. And my friend, in Columbus had called me and said, hey, I just bought this epoxy coating company. So what we're doing is we're installing, like, showroom floors in garages. You know, the the garages in Columbus or the Midwest are all cracked and spoiled.Brad 00:03:34  so, you know, this was December and he was like, hey, I can't pay you that much, but, you know, this will be our company. and I'll share profits with you. So I wasn't really doing much. You know, in terms of growing personally or professionally, although I was in South Florida, which was pretty cool for for an Ohio guy. Sure. I took him up on it, and I remember it was December. I go from this cushy sales job in South Florida. Even though I didn't like it. And then all of a sudden, I am installing, garage floors in the suburbs of Columbus. In December, we're using, like, heaters to keep ourselves warm. And the funny thing was, I actually was enjoying it more, because it was ours. So that kind of, like, turned on the light that, you know, the way that I'm going to be successful is if I'm doing something for myself, like, or as a team. And that kind of drew me back to this e-commerce stuff.Brad 00:04:36  and like I was saying, I had learned about, the Amazon FBA and I had a this background in eBay. So I just kind of I remember in one of your podcasts, you were talking about how after work, you would go home and just watch videos. yeah. Because you, you know, you kind of saw that as a way out. But, you know, what you have to do is you have to put in the time. You know, even after a long day of work when most people are just watching TV or they want to decompress. I was just drawn to just scanning eBay, you know, looking at Amazon. And I was like, I was wondering if there was an opportunity for products that I could buy on eBay and flip on Amazon. And I kind of just somehow stumbled upon this, category of high end skincare. And I was noticing that there was these really, like, high end brands that were selling for, you know, almost nothing on eBay because, li...

Across 152 conversations this year, a set of recurring patterns kept surfacing, regardless of whether the discussion focused on application security, software supply chain risk, AI systems, or creative work. The industries varied. The roles varied. The challenges did not.One theme rises above the rest: visibility remains the foundation of everything else, yet organizations continue to accept blind spots as normal. Asset inventories are incomplete. Build systems are poorly understood. Dependencies change faster than teams can track them. The issue is not a lack of tools. It is a willingness to tolerate uncertainty because discovery feels hard or disruptive.Another pattern is equally consistent. Integration matters more than novelty. New features, including AI-driven ones, sound compelling until they fail to connect with what teams already rely on. Security programs fracture when tools operate in isolation. Coverage looks strong on paper while gaps quietly expand in practice. When tools fail to integrate into existing environments, they create complexity instead of reducing risk.Security also continues to struggle with how it shows up in daily work. Programs succeed when security is embedded into workflows, automated where possible, and invisible until it matters. They fail when security acts as a gate that arrives after decisions are already made. Teams either adopt security naturally or route around it entirely. There is no neutral middle ground.Context repeatedly separates effective leadership from noise. Risk only becomes meaningful when it is framed in terms of business operations, delivery speed, and real tradeoffs. Leaders who understand how the business actually functions communicate risk clearly and make better decisions under pressure.Finally, creativity remains undervalued in security conversations. Automation should remove repetitive tasks so people can focus on judgment, problem solving, and design. The same mindset that produces elegant guitars, photographs, or products applies directly to building resilient security programs.These five patterns are not independent ideas. Together, they describe a shift toward security that is visible, integrated, contextual, workflow-driven, and human-centered.Read the full article: https://www.linkedin.com/pulse/five-patterns-from-152-podcast-episodes-2025-changed-i-martin-cissp-st1ge________This story represents the results of an interactive collaboration between Human Cognition and Artificial Intelligence.Enjoy, think, share with others, and subscribe to "The Future of Cybersecurity" newsletter on LinkedIn: https://itspm.ag/future-of-cybersecuritySincerely, Sean Martin and TAPE9________Sean Martin is a life-long musician and the host of the Music Evolves Podcast; a career technologist, cybersecurity professional, and host of the Redefining CyberSecurity Podcast; and is also the co-host of the On Location Event Coverage Podcast. These shows are all part of ITSPmagazine—which he co-founded with his good friend Marco Ciappelli, to explore and discuss topics at The Intersection of Technology, Cybersecurity, and Society.™️Would you like Sean to work with you on a topic/series to help you tell your story? Visit his services page to learn more: https://www.seanmartin.com/servicesWant to connect with Sean and Marco On Location at an event or conference near you? See where they will be next: https://www.itspmagazine.com/on-locationTo learn more about Sean, visit his personal website. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

As we begin the new year, this New Year's Day market outlook takes a balanced, risk-aware look at what 2026 may hold for investors. Lance Roberts & Danny Ratliff examine the bullish case for markets, including the macro and technical backdrops supporting higher prices, while also addressing the growing risks beneath the surface—particularly stress in credit markets and the potential for lower long-term returns. The discussion explores how elevated valuations, tighter financial conditions, and shifting economic dynamics could impact portfolio outcomes in the year ahead. We also outline practical investment strategies for 2026, including why cash can provide valuable optionality during periods of volatility and uncertainty. Additional topics include a preview of the 2026 Economic Summit, sector opportunities such as energy, expectations for gold and silver, and a critical discussion of which investments may be inappropriate to hold inside a Roth IRA structure. This episode is designed to help investors set realistic expectations, manage risk, and position portfolios thoughtfully for the year ahead. 0:00 - INTRO 0:18 - Market Outlook for 2026 2:12 - The Case for Bullishness 7:15 - The Risk for Lower Returns 9:44 - The Case for Bearishness 13:24 - Stress in Credit markets 15:33 - Investing Strategies for 2026 20:40 - Cash Provides Optionality 23:48 - 2026 Economic Summit Preview 29:17 - Energy Plays for 2026 32:20 - Expectations for Gold and Silver in 2026 39:15 - What Investments Should NOT Be Held in a Roth IRA? Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Financial Advisor, Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=x5ZwEVKb4e0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Watch our previous show, "Marketing for Financial Advisors in the AI Age - Greg Joslyn Interview," here: https://youtube.com/live/Rz5VtHnobEk?feature=share -------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #2026MarketOutlook #InvestingStrategy #MarketRisk #PortfolioManagement #FinancialPlanning

As we close out the year and head into the holidays, we're revisiting some of the most impactful conversations from Wealthion in 2025. Whether you're watching for the first time or revisiting it with fresh perspective, we hope you enjoy. All the best for a happy, healthy, and prosperous New Year! Get a one-on-one free portfolio review with Brett Rentmeester at: https://bit.ly/40t4swi In this explosive interview, Gerald Celente ( @gcelente ), publisher of the Trends Journal and one of the most outspoken trend forecasters out there, explains why today's economic boom is built on shaky foundations. He connects the dots between AI speculation, government manipulation, geopolitical power shifts, and historic financial crises to reveal where we're truly headed. Celente warns of: - An AI bubble set to burst like the dot-com crash - The decline of the U.S. dollar as BRICS nations challenge its dominance - A looming commercial real estate crisis triggering bank failures - A global recession after years of artificial stimulus - Why gold & silver remain the ultimate safe havens - The rise of digital money: Bitcoin, stablecoins & CBDCs - Tariffs & trade wars reshaping the global economy - Risk of social unrest & war as history repeats itself - And why America needs a renaissance to reverse its decline But is it really that dire? After Celente's fiery outlook, Brett Rentmeester, Founder of WindRock Wealth Management, joins Maggie Lake to share his reaction, explaining how investors should navigate stretched equity valuations and where opportunities still exist. Hard Assets Alliance - The Best Way to Invest in Gold and Silver: https://www.hardassetsalliance.com/?aff=WTH Want more from Gerald Celente? Visit https://trendsjournal.com/subscribe/ and enter our coupon code WEALTHION to receive a 10% discount on a Trends Journal subscription. Original Date of Release: July 21, 2025 Connect with us online: Website: https://www.wealthion.com X: https://www.x.com/wealthion Instagram: https://www.instagram.com/wealthionofficial/ LinkedIn: https://www.linkedin.com/company/wealthion/ ________________________________________________________________________ IMPORTANT NOTE: The information, opinions, and insights expressed by our guests do not necessarily reflect the views of Wealthion. They are intended to provide a diverse perspective on the economy, investing, and other relevant topics to enrich your understanding of these complex fields. While we value and appreciate the insights shared by our esteemed guests, they are to be viewed as personal opinions and not as investment advice or recommendations from Wealthion. These opinions should not replace your own due diligence or the advice of a professional financial advisor. We strongly encourage all of our audience members to seek out the guidance of a financial advisor who can provide advice based on your individual circumstances and financial goals. Wealthion has a distinguished network of advisors who are available to guide you on your financial journey. However, should you choose to seek guidance elsewhere, we respect and support your decision to do so. The world of finance and investment is intricate and diverse. It's our mission at Wealthion to provide you with a variety of insights and perspectives to help you navigate it more effectively. We thank you for your understanding and your trust. #Wealthion #Wealth #Finance #Investing #PortfolioReview #InvestmentAdvice #FinancialPlanning #WealthManagement #AI #AIBubble #DotComBust #Dollar #Gold #Silver #Bitcoin #Crypto #BRICS #BankingCrisis #Recession #EconomicCollapse #Geopolitics #Markets #GlobalEconomy Learn more about your ad choices. Visit megaphone.fm/adchoices

Kevin Allison is the creator and host of the hit podcast, RISK!, where people tell true stories they never thought they'd dare to share. Since its 2009, RISK! has produced nearly 1000 episodes. Slate once called RISK! “Hilarious, jaw-dropping and just plain touching.” Kevin is also the founder and lead instructor of The Story Studio, a storytelling school which offers classes and corporate workshops around the world and online. He is also the editor of the book adaptation of RISK!, published by Hachette Books in 2018.As an actor, writer and comedian, Kevin began his career as a founding member of the legendary sketch comedy group, The State, whose cult classic show aired on MTV from 1993-96. More recently, Kevin has appeared in shows such as Flight of the Conchords, High Maintenance, Cobra Kai, and the films Alma and the Wolf and I'll Take the Hamm. This is a great one! Give it a listen.This episode, like all episodes of If This Is True, brings forth what drives creatives to do what they do. For more of this content and interaction, you can also go to my substack, coolmite25.substack.com. Hosted on Acast. See acast.com/privacy for more information.

In this episode, we're diving into an unglamorous but absolutely critical topic: plumbing systems in aging apartment stock—and how to know when you're just fixing leaks versus when it's time to fully repipe. Our expert voice today is Matt Dorn, Senior Project Manager with Caliber Mechanical. Matt's been in the trade for about thirty years, starting as an 18-year-old apprentice and working his way up through foreman, business owner, estimator, and now division head at Caliber. His team specializes in commercial work, including a lot of new multifamily and multifamily repipes and rehabs, from simple fixture upgrades to full in-wall replacements.

2026 Bold GOAL SETTING Using the JOHN MAXWELL Plan Ahead Method2026 will not reward hope. It will reward intention.In this video, I walk you through a bold, practical framework for goalsetting in 2026—not wishful thinking, not hype, but deliberate planning backed by action. If you want 2026 to be your strongest year yet, it starts with deciding in advance what success looks like and building the discipline to pursue it relentlessly.I break down the PLAN AHEAD framework step by step, showing you how to:• Set macro goals aligned to each quarter• Define non-negotiable outcomes instead of vague intentions• Build flexibility without losing momentum• Communicate your vision so others can support it• Take action even when conditions aren't perfect• Anticipate problems instead of being surprised by them• Maintain a strong mental posture when pressure shows up• Review, reprioritize, and protect what truly mattersThis isn't about doing more.It's about doing what matters.If you've ever felt busy but not moving forward…If your goals keep slipping into “next year”…If you're ready to stop negotiating with your future—This message is for you.Your 2026 is waiting.Plan ahead.Be bold.And take it head on.2026 BOLD GOALSETTING0:00 – Welcome to 2026 & why this year must be intentional0:45 – Hope vs action: why planning separates winners1:38 – Macro goals & the quarterly mindset (Q1–Q4)2:13 – PLAN AHEAD framework overview2:19 – P: Predetermine your course of action2:52 – Deciding success in advance (vision before movement)3:29 – Quarterly goals & highest return / reward thinking4:08 – Real story: climbing out of major debt through planning4:44 – Mapping major moves & eliminating hesitation5:16 – Defining non-negotiable goals & outcomes6:06 – L: Lay out your goals6:14 – Why vague goals produce vague results6:20 – SMART goals explained (specific, measurable, time-bound)6:50 – Macro goals vs micro goals7:07 – Breaking annual goals into quarterly, monthly, weekly wins7:31 – Visibility, accountability & goal tracking8:02 – A: Allow time for adjustments8:08 – Why plans break and flexibility wins8:44 – COVID lesson: pivoting when reality shifts9:16 – Buffer time, reviews, and contingency planning9:42 – AI, market shifts & knowing when to pivot10:32 – N: Notify key personnel10:38 – You cannot win alone10:55 – Alignment, trust, and momentum11:14 – Communicating vision to family, teams, stakeholders11:32 – A: Allow time for acceptance11:39 – Why big change needs time to land11:47 – Kayaku: bad change vs meaningful change12:25 – Leading people at their pace13:01 – Family, teams & avoiding shock change13:16 – Patience now prevents resistance later14:10 – H: Head into action14:21 – Planning without execution is paralysis14:35 – “Do it ugly” & imperfect action15:02 – First 48 hours: momentum rules15:25 – Public accountability & bias toward action15:53 – E: Expect problems15:58 – Obstacles are inevitable, not anomalies16:12 – BEHAG mindset: big, bold, uncomfortable goals16:46 – Risk thinking & if-then scenarios17:23 – Reframing problems as puzzles17:39 – A: Always point to the positive17:46 – Narrative, mindset & strategic optimism17:53 – Zig Ziglar: attitude vs aptitude18:31 – Cutting negativity & complaint cycles19:10 – Wins reviews & gratitude practices19:45 – D: Daily review & reprioritize19:54 – Aggressive prioritization (Jack Welch example)20:49 – Killing noise & focusing on the vital few21:48 – Time as your most valuable asset22:09 – Daily recalibration habit23:26 – Reward, risk & value prioritization filter24:12 – BHAG decisions & early execution24:37 – Be bold, aggressive, and decisive with goals26:39 – Final charge: Your 2026 awaits27:04 – Closing message: plan ahead and take no prisoners

Jason Parker, district manager of Davey's Warminster office, walks us through what it's like to work with a Davey arborist, including the client relationship, consultations, proposals, price and safety for homeowners. In this episode we cover: Tree preservation (0:44)How does an arborist look at a property? (1:17)How arborists assess homeowners' tree concerns (2:23)Jason's thoughts on improper tree work (3:13)Davey's client base (5:38)How do arborists react to weather events? (7:40)Arborist consultation (9:50)Client relationships (11:35) (24:23)Flexible proposals, quotes and contracts (15:01) (18:42)Safety for homeowners (17:00)Do people in day-to-day life ask arborists for advice? (20:54)Spotted lanternflies in Philadelphia (21:41)Coming back to clients every year (23:27)To find your local Davey office, check out our find a local office page to search by zip code.To learn more about what an arborist visit is like, read our blogs, Why You Should Hire a Certified Arborist, What To Expect When You Request a Davey Tree Free Consultation and The Risk of Using an Uninsured and Unlicensed Arborist.Connect with Davey Tree on social media:Twitter: @DaveyTreeFacebook: @DaveyTreeInstagram: @daveytreeYouTube: The Davey Tree Expert CompanyLinkedIn: The Davey Tree Expert Company Connect with Doug Oster at www.dougoster.com. Have topics you'd like us to cover on the podcast? Email us at podcasts@davey.com. We want to hear from you!Click here to send Talking Trees Fan Mail!

Want to monetize your skills as a teacher? Book a free 1:1 with us to see if we can help. "Make a decision about which direction you wanna head towards. Start walking and don't do anything else for 30 days" - John Healy We chat with John Healy about education businesses, how indecision stagnates us, and what teachers can do to execute as entrepreneurs.  John Healy is the founder of My Speaking Score - an AI-powered platform that helps non-native English speakers prepare for the TOEFL Speaking test with confidence. From building a consulting business to teaching in Korea to now founding an edtech company, John's career in ELT is vast. He joins us to talk teaching and education businesses.    In our discussion, we dive into: navigating self-doubt  analyzing risk - and why people should take more of them why people are reluctant to make decisive decisions  outcome businesses vs hourly rates balancing passion and profit in education powering through early business struggles how ideas are easy and execution is difficult being obsessive over getting your customer their results    FOR MORE FROM JOHN HEALY: 1. Connect on LinkedIn 2. Check out My Speaking Score   Thank you for listening. Your support has been overwhelming and we couldn't do what we do without you.    Collaborate with us: Want to integrate your brand with our podcast in an effort to improve language education? Reach out here: info@learnyourenglish.com    RESOURCES TO HELP YOU: 1. Connect with us on our Substack. 2. Book a free 1:1 chat with us to strategize your teaching business.  3. Follow the LYE YouTube Channel 4. Learn how to monetize your teaching skills with TAP  5. Download our free guides for teacherpreneurs. 

NIO ended 2025 up 26%, but the journey was wild. XPeng kept over-promising. OpenAI just became too big to fail. And $160 million in Nvidia chips got smuggled to China. This is my 2025 year-end review covering everything that mattered.Thank you for rocking with Courtside Financial all year. Happy New Year! Let me know what content you want to see in 2026.NIO'S 2025 FULL STORYNIO started at $4.55, peaked at $7.89 in October, closed at $5.50 - up 26% for the year.Key moments: February Onvo L60 image sparked 10% jump. March capital raise tanked stock to $3.75, but $4B Hong Kong offering funded growth. April brought Shen Fei as new Onvo president. July-August surge: L60 pre-sales drove 40% gain, third-gen ES8 launch added another 23% spike. September $1B raise initially dropped 9% but rallied 30% as investors recognized growth funding. Stock peaked October 2 at $7.89. November declined 24% as China subsidies ended. December 30 brought 2026 subsidy news, stock closed year at $5.50.Bottom line: NIO executed three-brand strategy, launched Onvo and Firefly, improved margins, raised capital twice. Now faces proving profitability at scale.XPENG'S OVER-PROMISING PROBLEMHe Xiaopeng announced "orders exceeded expectations" five times in 2025 - only MONA M03 delivered. New P7 peaked at 8,104 September units then crashed to 2,882 by November despite 40 units/hour capacity. G7 got 10,000 orders in 9 minutes but sales fell to 2,500-3,500 units while Tesla Model Y averaged 38,000.Service failures: 7,000+ owners complained after $5,000 chip upgrades caused system crashes. XPeng promised nationwide CNGP in 2022 - still only 5 cities despite customers paying $39,000 extra. Trust matters when markets get tough.OPENAI TOO BIG TO FAIL?SoftBank invested $41 billion in OpenAI on December 26, now owns 11%. Microsoft owns 27%. OpenAI valued $300-500 billion, not yet profitable. Committed to $1.4 trillion infrastructure spending. SoftBank sold entire $5.8B Nvidia stake to fund this.The question: Has OpenAI become too big to fail? If it fails, SoftBank, Microsoft, Oracle all hurt. Data centers, Nvidia's growth, entire AI buildout slows. System has to keep OpenAI alive because letting it fail craters too much. That's "too big to fail" - saw it with banks in 2008.OpenAI burns billions, revenue growing but so are costs. If AI hype slows, they have problems. But investors can't let them fail now, will keep funding betting revenue catches up. Risk is real when you build this big, this fast on this much investment.CHIP WARS: $160M SMUGGLING BUSTDOJ unsealed Operation Gatekeeper December 8. October 2024-May 2025: Smugglers moved $160M+ in Nvidia H100/H200 GPUs to China. These chips power AI, same ones OpenAI uses. Export-controlled, can't legally sell to China.How: Fake companies, falsified documents, relabeled chips as "Sandkyan," routed through multiple warehouses. May 28 raid in New Jersey caught three trucks picking up chips. Smugglers used group chat - when police arrived, chat said "dissolve group, delete everyone." Too late.Three arrested, one pleaded guilty facing 10 years. Estimates show 10,000 to hundreds of thousands chips smuggled in 2024.Why China needs them: Building domestic chips but years behind. 60%+ of Chinese AI models still run on Nvidia. Chinese companies pay 2x-5x premium, smugglers risk prison to supply.Trump twist: Same day as bust, Trump posted US would allow H200 exports if government gets 25% cut - exact chips being smuggled. Defense attorneys asked how they're national security threats when President approves export.Reality: Export controls don't work when incentives this strong. Continues until China develops competitive chips (years away), US loosens controls (Trump willing), or AI demand crashes (not happening).

If Israel and the United Arab Emirates have their way, 2026 promises to be a year of further fracturing of the Greater Middle East. Israel's strategy is to balkanise, if not break up states, while the UAE's approach is to capitalise on opportunities failed states offer, much as Iran did with its support for militant non-state actors in Lebanon, Iraq, and Yemen, and the toppled regime of former Syrian President Bashar al-Assad.

Across 152 conversations this year, a set of recurring patterns kept surfacing, regardless of whether the discussion focused on application security, software supply chain risk, AI systems, or creative work. The industries varied. The roles varied. The challenges did not.One theme rises above the rest: visibility remains the foundation of everything else, yet organizations continue to accept blind spots as normal. Asset inventories are incomplete. Build systems are poorly understood. Dependencies change faster than teams can track them. The issue is not a lack of tools. It is a willingness to tolerate uncertainty because discovery feels hard or disruptive.Another pattern is equally consistent. Integration matters more than novelty. New features, including AI-driven ones, sound compelling until they fail to connect with what teams already rely on. Security programs fracture when tools operate in isolation. Coverage looks strong on paper while gaps quietly expand in practice. When tools fail to integrate into existing environments, they create complexity instead of reducing risk.Security also continues to struggle with how it shows up in daily work. Programs succeed when security is embedded into workflows, automated where possible, and invisible until it matters. They fail when security acts as a gate that arrives after decisions are already made. Teams either adopt security naturally or route around it entirely. There is no neutral middle ground.Context repeatedly separates effective leadership from noise. Risk only becomes meaningful when it is framed in terms of business operations, delivery speed, and real tradeoffs. Leaders who understand how the business actually functions communicate risk clearly and make better decisions under pressure.Finally, creativity remains undervalued in security conversations. Automation should remove repetitive tasks so people can focus on judgment, problem solving, and design. The same mindset that produces elegant guitars, photographs, or products applies directly to building resilient security programs.These five patterns are not independent ideas. Together, they describe a shift toward security that is visible, integrated, contextual, workflow-driven, and human-centered.Read the full article: https://www.linkedin.com/pulse/five-patterns-from-152-podcast-episodes-2025-changed-i-martin-cissp-st1ge________This story represents the results of an interactive collaboration between Human Cognition and Artificial Intelligence.Enjoy, think, share with others, and subscribe to "The Future of Cybersecurity" newsletter on LinkedIn: https://itspm.ag/future-of-cybersecuritySincerely, Sean Martin and TAPE9________Sean Martin is a life-long musician and the host of the Music Evolves Podcast; a career technologist, cybersecurity professional, and host of the Redefining CyberSecurity Podcast; and is also the co-host of the On Location Event Coverage Podcast. These shows are all part of ITSPmagazine—which he co-founded with his good friend Marco Ciappelli, to explore and discuss topics at The Intersection of Technology, Cybersecurity, and Society.™️Would you like Sean to work with you on a topic/series to help you tell your story? Visit his services page to learn more: https://www.seanmartin.com/servicesWant to connect with Sean and Marco On Location at an event or conference near you? See where they will be next: https://www.itspmagazine.com/on-locationTo learn more about Sean, visit his personal website. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

In this Ask Me Anything episode, Ryan and Kipp dig into how men adapt when life throws setbacks their way. From injuries and burnout to financial risk and career pressure, they break down how to adjust without regret and keep moving forward. The conversation covers smart risk management, why momentum doesn't have to die after failure, and how boundaries protect your family, finances, and future. This AMA is a masterclass in resilience, decision-making, and staying productive through uncertainty. SHOW HIGHLIGHTS 00:00 - Holiday catch-up 03:49 - BHAGs, quarterly planning, and long-term vision 11:09 - Iron Council changes and system efficiency 18:54 - Injury, momentum, and recalibration 28:42 - Entrepreneurial risk and acceptable loss 38:48 - Masculinity, culture, and cycles of chaos 43:20 - Work overload, boundaries, and family protection 56:42 - Seasonal depression and staying in the game 01:02:28 - Balancing growth across life quadrants Battle Planners: Pick yours up today! Order Ryan's new book, The Masculinity Manifesto. For more information on the Iron Council brotherhood. Want maximum health, wealth, relationships, and abundance in your life? Sign up for our free course, 30 Days to Battle Ready

Recorded in London, Max is in the hot seat for a wide-ranging conversation on brain health—covering ultra-processed foods, inflammation, creatine, meat, and what the science actually says about protecting the brain.15 Daily Steps to Lose Weight and Prevent Disease PDF: https://bit.ly/46XTn8f - Get my FREE eBook now!Subscribe to The Genius Life on YouTube! - http://youtube.com/maxlugavereWatch my new documentary Little Empty Boxes - https://www.maxlugavere.com/film

We close out this year from hell with a grounded kind of hope, not wishful thinking. Ushering us into a better new year is a montage of organizers, journalists, and activists reminding us that history isn't finished, and that power has always been built from the ground up. We end with a simple reminder: convert hope into power through solidarity, defiance, and showing up, again and again. Be relentless, like water eroding rock. That is how we win.  As we face the year ahead together, what's giving you hope right now? Join our community of listeners and get bonus shows, Q&A sessions, invites to exclusive events like our Monday political salons at 4pm ET over Zoom, ad free listening, group chats with other listeners, ways to shape the show, and more! Sign up at Patreon.com/Gaslit! Show Notes: Erica Smiley — "Building Real Democracy Starts on the Shop Floor" (8/26/2025) Katherine Stewart — "Money, Lies and God" (3/5/2025) Gil Duran — "Nerd Reich" (3/11/2025) Carter Sherman — "Brett Kavanaugh is Ruining People's Sex Lives" (7/1/2025) Sandi Bachom — "Nazi Hunting" (3/25/2025) Mona Eltahawy — "Smash the Patriarchy with Rage and Risk" (8/12/2025) Irin Carmon — "Unbearable: The War on Women" (10/28/2025) Kate Manne — "Naming the Rot: Kate Man Exposes the Lies Holding up the Patriarchy" (8/5/2025) Leah Litman — "Lawless" (5/20/2025) Shawn Werner (Sister District) — "The Midterms Start Now: Virginia is a Belweather" (9/23/2025) Ahmed Gatnash — "Power, Profits and Protest: Trump, Russia and the Middle East" (9/16/2025) Andrea Chalupa — "Nature Always Wins" (5/6/2025)

Your gut's nervous system directly influences whether you tolerate foods or react to them, making it a key factor in food sensitivities and allergy risk A tiny nerve messenger called the vasoactive intestinal peptide (VIP) tells your gut stem cells how to rebuild the intestinal lining; when VIP drops, your gut produces too many tuft cells that trigger allergy like inflammation Everyday exposures — like microplastics, seed oils, and emulsifiers found in processed foods — damage tight junction proteins, weaken your gut barrier, and increase the flow of irritants into your bloodstream Low vitamin D, disrupted sleep, and high stress interfere with your gut's ability to maintain barrier integrity and calm immune activity, raising your vulnerability to allergic reactions You can lower your allergy risk by supporting mitochondrial function, removing gut damaging triggers, restoring healthy carbs in the right order, and improving the nerve-gut connection that regulates intestinal healing

About 24.2% of U.S. men today screen positive for erectile dysfunction (ED), while global rates range from 3% to 76.5%, showing it's a common health problem that affects men of all ages A 2025 study in the American Journal of Clinical and Experimental Urology found that ED is influenced by genes that also raise risk for obesity, diabetes, heart disease, and addiction, tying erection problems to long-term heart health ED is usually multifactorial, with vascular, neurogenic, hormonal, and psychogenic forms, and is strongly associated with conditions like heart disease, obesity, sleep apnea, and depression, making it a powerful early warning sign that something deeper is wrong While drugs like Viagra can temporarily improve erections, they don't work for everyone and may be unsafe for men taking heart and lung medications Instead of relying solely on pills, addressing root causes with a heart-focused check-up, a metabolic-friendly diet, pelvic floor training, restorative sleep, enough sunlight and mindful supplementation can help restore sexual function without more drugs

Paul Collette spent years working inside the criminal justice system as a New York probation officer before leaving to become a federal probation officer. In this episode, Paul pulls back the curtain on what probation really looks like, sharing real stories from the job while breaking down the biggest myths and truths the public gets wrong. He talks about supervising violent criminals and sex offenders, handling high-risk situations, and the daily pressure of balancing public safety with rehabilitation. From the differences between state and federal probation to the realities of working with dangerous individuals, this conversation offers an unfiltered, insider look at life behind the badge and what it truly means to work inside the probation system. _____________________________________________ #ProbationOfficer #CriminalJustice #TrueCrimePodcast #LawEnforcementStories #PrisonSystem #JusticeSystem #BehindTheBadge #realcrimestory _____________________________________________ Connect with Paul Collette: https://sapservicesct.com/about Hosted, Executive Produced & Edited By Ian Bick: https://www.instagram.com/ian_bick/?hl=en https://ianbick.com/ Shop Locked In Merch: http://www.ianbick.com/shop _____________________________________________ Timestamps: 00:00 Intro: Supervising High-Risk Offenders on Probation 02:00 Meet Paul Collette: Life After 20+ Years in Probation 05:00 Therapy, Family & Rebuilding After Law Enforcement 07:00 Growing Up in a Military Family & Constant Relocation 11:00 Early Influences That Shaped His Career Path 14:00 Social Work vs Law Enforcement: Choosing Probation 17:00 First Jobs & Breaking Into the Probation System 20:00 Becoming a New York Probation Officer 24:00 The Reality of Probation Work: Stress, Risk & Responsibility 29:00 Probation Officers vs Police: Power, Authority & Limits 33:00 Supervising Dangerous Offenders: Daily Risks on the Job 38:00 Empathy vs Enforcement: How the Job Changes You 40:00 Transitioning From State to Federal Probation 44:00 Inside Federal Probation: Reports, Caseloads & Pressure 48:00 Judges, Sentencing & the Flaws in the Justice System 53:00 How Much Power Does a Probation Officer Really Have? 58:00 Transfers, Burnout & Career Turning Points 01:02:00 Becoming a Federal Sex Offender Specialist 01:09:00 Supervising Sex Offenders: Monitoring, Limits & Reality 01:17:00 Recidivism: Why the System Struggles to Prevent Reoffending 01:23:00 Restitution, Supervision & Overlooked System Details 01:28:00 Cooperators, PSI Reports & Prison Outcomes 01:34:00 Mental Health, Trauma & the Hidden Cost of the Job 01:41:00 Why He Finally Left Probation After 20+ Years 01:48:00 Advice for Returning Citizens & People on Supervision 01:53:00 Life After Probation: Therapy, Teaching & Helping Others 01:57:00 Final Thoughts on the Justice System & Closing Learn more about your ad choices. Visit megaphone.fm/adchoices

Send us a textIn this special New Year's edition of The MLO Project, Frazier and Michael tackle two hot headlines shaping the future of the mortgage industry. From National Mortgage News' prediction that 2026 will be the industry's “reset year” to HousingWire's deep dive on the growing dominance of DSCR loans—this episode is packed with straight talk, strategic insights, and zero fluff.Frazier breaks down key takeaways from the “2026 reset” article, calling out the recycled advice on chasing shiny objects, while uncovering powerful truths about layered affordability solutions and compliance complacency. Michael fires back with a deeper look at DSCR momentum, TCPA liability, API key nightmares, and why brokers need to wake up about their exposure.Whether you're fired up for growth or still dragging from 2025, this conversation is your reality check heading into the new year.

Most buyers slow down in their sixties. But not Gary Hentschel. He's out buying companies, doubling their value, and selling them again.  As a partner at The September Group and CEO at WSI Technologies, Gary brings decades of experience as a banker, entrepreneur, and operator. In this episode, he shares how he appraises businesses, what sellers get wrong about their company's value, and why good leadership matters when a business is up for sale.   In this episode, you will: Discover what buyers look for in a management team See how earnouts help keep deals on track Find out why sellers often misprice their businesses   Highlights: (00:00) Meet Gary Hentschel (03:31) The importance of good partnerships (06:22) Navigating business acquisitions (09:47) Evaluating business potential (17:07) Risk management and deal structuring (21:30) The role of earnouts and management teams (29:03) First 60 days post-acquisition (31:18) Learning from buyers, sellers, and advisors (35:17) Current market trends and insights   Resources: For past guests, please visit https://www.defendersofbusinessvalue.com/   Follow Gary: Connect on LinkedIn: https://www.linkedin.com/in/gary-hentschel-3793487/  E-Mail: gfhentschel@gmail.com    Learn more about Gary's companies: The September Group: http://theseptembergroup.com/  WSI Technologies: https://wsi-tech.com/    Follow Ed: Connect on LinkedIn: https://www.linkedin.com/in/edmysogland/ Instagram: https://www.instagram.com/defendersofbusinessvalue/ Facebook: https://www.facebook.com/bvdefenders

Would you follow a star to an unknown land? Learn how to decide if a risk is worth taking. #ThePitch #INICIVOX #VirtualMentorship

Send us a textOn this Episode, host Willie Rodriguez and producer Eddie Gonzalez sit down for one of their most transparent and wide-ranging conversations yet. This episode isn't about hype — it's about reality.From rising costs and labor shortages to market saturation, real estate pressure, and the future of nursery ownership, Willie and Eddie openly discuss what's happening right now in the Green Industry and what it will take to survive, adapt, and lead moving forward.The episode opens with gratitude — acknowledging A's Ornamental Nursery, the team, and the clients who allow the podcast to exist as a platform for growth and learning. Willie also gives thanks to God for the opportunity to steward both the business and the responsibility that comes with having a voice in the industry.Willie and Eddie also extend an open invitation to nursery owners, garden centers, landscapers, and industry professionals to step up and share their stories on the podcast in 2026 — because the industry needs more voices at the table.Hard Topics That Need to Be Talked AboutThis episode tackles conversations many avoid:Product pricing that hasn't changed in decadesImmigration reform and its impact on laborWage increases and the real cost of doing businessRising interest rates and slowing home salesWhy only a shrinking percentage of the market still prioritizes plant qualityWillie shares perspective from his role on the FNGLA board, while Eddie brings a fresh lens as someone who didn't grow up in the industry but understands its realities through lived experience.Economic Pressure & Market RealityWillie and Eddie break down:Why 2023–2024 slowed the industryHow middle-class spending on landscapes has declinedWhy high-end landscapers remain booked months outThe saturation problem — too much product, not enough movementThe harsh reality facing small nurseries trying to survive rising rents and shrinking marginsThey also discuss real numbers: land prices, lease contracts, annual rent increases, and how owning property may be the only path to long-term stability for nurseries.Leadership, Boundaries & Business DisciplineThis episode reinforces powerful lessons learned in 2025:Stop bending over backwards for people who don't respect your businessRequest depositsProtect cash flowRespect your time, your team, and your boundariesNot everything works — and that's okayWillie shares hard-earned wisdom on sacrifice, discipline, and what it truly takes to build something solid:3 years to start5 years to become credible10 years to become stableSales Strategy, Risk & TransparencyThe hosts walk through:Slower summer months and the strategies used to survive themDiscounting excess inventory responsiblyCreative sales terms like 90-day pickupA major Clusia giveaway that cleared land, built goodwill, and sparked industry conversationThey also discuss how social media has become a portfolio, not a crutch — emphasizing transparency, quality, and trust over vanity metrics.Looking AheadThe episode closes with forward-thinking plans:Inventory management systemsA future online plant storeStronger accountability across operationsA renewed commitment to community, honesty, and collaborationWillie and Eddie wrap up with gratitude, humility, and a reminder that challenges are often the Support the show

Mainstream media has some problems. Support your indie and non-profit journalists! There's a small recommendation page on our website now.-o-www.everythingispublichealth.comBluesky Social: @everythingisPHMastodon: @everythingispublichealth Email: EverythingIsPublicHealth@gmail.com  Photo Credit: Photo by Hümâ H. Yardım on UnsplashSupport the show

Happy New Year, you beautiful punks!It's not a NOFX song, but the title is from Separation of Church and Skate, so that counts.Shocking, but his one is a full “figure it out live” episode. No prep. No agenda. Just the boys looking forward to some time off, talking shit, and accidentally landing on a pretty okay idea.There's a lot of the usual BS, but it's important to know that Dave rides an e-bike. Somewhere in the middle of the 8 minutes of dumb conversation that happens in most episodes, things turn serious (but not too serious) as Ron, Ben, and Dave start asking whether we've made work so “safe” that people are actually worse at dealing with real risk.There's talk about pocket knives for kids, live electrical work, hand-flying airplanes, clean construction sites that still hurt people, and why removing every hazard might also remove competence. There's aviation, chemical plants, forklifts, chaos engineering, tabletop exercises, and the kinda weird realization that if people never see danger, they might not recognize it when it shows up.No clean answers or silver bullets. Just a messy, honest conversation about risk, skill, exposure, and the case for sometimes having a little less safety. DISCLAIMER: You probably shouldn't take anything in this podcast too seriously. Punk Rock Safety is for entertainment only. It's definitely not a replacement for professional or legal advice, and the fair amount of piss-taking, shithousery, and general ridiculousness ought to clue you into the fact that no one - and no organization - is endorsing (or un-endorsing, if that's a thing) any products, ideas, or other things. Except NOFX. We definitely endorse them.Oh, and give your money to Punk Rock Saves Lives. They're a rad organization that works in mental health, addiction, and human rights. And they're awesome people who can use your help to keep on kicking ass at what they do.https://www.punkrocksaveslives.org/Let us know what you think at info@punkrocksafety.com or on our LinkedIn page.Merch at punkrocksafetymerch.com

In part 2 with Missouri Sophomore Kaia Tanskanen, we talk all about her decision to compete for Finland, how it came to be, and what it was like joining the Finnish National Team. Kaia has some cool stories about her initial experiences and competing for Finland at the beginning. We talked about her freshman season in Part 1 and we continue with 2nd half of her year long gymnastics season with the fall elite competitions. The Risk and Reward of doing new routines and a brand new skill on floor which became the first Finnish women to ever compete. She gives more stories and facts about leading into this season and competing the double double along with competing with her boyfriend Robert Kermes, a fellow Finnish National Team member. All this and a bit more in this fun part 2 with Kaia. 

Guest host Bruce Claggett talks to David Livingstone, senior fellow at the conservative leaning Aristotle Foundation for Public Policy and professor in Liberal Studies and Political Studies at Vancouver Island University Learn more about your ad choices. Visit megaphone.fm/adchoices

.Raising funds to ease homelessness among women is the focus of a Sydney hotel, one of 12,000 social enterprises in Australia that combine profit with purpose. - নারীদের মধ্যে হোমলেসনেস বা গৃহহীনতা লাঘবে তহবিল সংগ্রহের উদ্দেশ্যে কাজ করছে সিডনির একটি হোটেল। এটি অস্ট্রেলিয়ার ১২ হাজার সামাজিক উদ্যোগের মধ্যে একটি, যেগুলো লাভের পাশাপাশি সামাজিক কোনো কল্যাণের উদ্দেশ্যকে একসঙ্গে এগিয়ে নেয়।

Dr. Sunil Gupta highlighted that insulin remains the most effective and life-saving treatment for diabetes, especially when oral medications fail. He explained that many people with Type 2 diabetes eventually require insulin, and delaying its initiation can lead to serious complications such as neuropathy, retinopathy, kidney disease, heart disease and diabetic foot problems. Addressing common fears, he clarified that modern insulin pens are almost painless and newer insulin analogues closely mimic natural insulin action, significantly reducing the risk of hypoglycaemia, particularly at night. He stressed the importance of regular blood sugar monitoring, HbA1c testing and annual health check-ups after 30 years of age, noting that many individuals with diabetes may remain asymptomatic. He also drew attention to insulin-requiring diabetes in undernourished adults in India and the need for timely specialist referral. Kavita Gupta emphasized healthy dietary practices, explaining why whole fruits are better than fruit juices due to fiber and lower glycaemic index. She advised consuming low-GI foods and shared practical tips to prevent hypoglycaemia through timely meals and planned nutrition, especially for children, the elderly, and physically active individuals. Expert- Dr Sunil Gupta & Dr Kavita Gupta Anchor- Mrs. Shraddha Bharadwaj Podcast: 10/05/2019 Recorded at: Akashwani Nagpur     Episode: 99

Welcome to the sixth series in the annual podcast programme from Academic Archers, bringing you papers from our 2025 conference.This episode brings together the Saturday morning sessions exploring climate, infrastructure, and risk in rural life. Across four papers, speakers consider how Ambridge understands climate change, measures carbon, adapts to new technologies, and navigates everyday dangers in the countryside.Ambridge Talks Climate Claire AstburyDrawing on the Britain Talks Climate research by Climate Outreach and More in Common, this paper applies national climate engagement typologies to Ambridge residents. Characters such as Mia, Lynda and Ed are mapped onto segments including Progressive Activists, Civic Pragmatists and Disengaged Battlers.The paper explores how different approaches could motivate climate action in the village, including tailored messaging and the role of trusted messengers.About the speaker Claire Astbury has been an Archers listener for over 20 years. With a background in housing policy, she has presented at Academic Archers since 2018 on topics including rural housing, fan cultures, mental health, and social mobility. She is an active member of the Saturday Ambridge Study Society and a regular caller-innerer to the DumTeeDum podcast.Carbon Baseline: Where Is Ambridge Now and What Needs to Change in the Future? Victoria GrattidgeThis paper considers Ambridge's carbon footprint and asks whether rural villages could do better than national efforts on climate change. It examines emissions from homes, businesses and residents, compares these with national data, and explores barriers to change.The paper also reviews local initiatives and considers what further action might realistically be possible in a village like Ambridge.About the speaker Victoria Grattidge is a Chartered Civil Engineer specialising in the nuclear industry, with experience across operations, decommissioning and new build. A long-term Archers listener, she now catches up by podcast before joining the Saturday group.The Effect of Charging Stations in Rural Communities Lucy BuftonThis paper explores the impact of electric vehicle charging stations in rural areas, using real-world examples to assess what Ambridge's new charging station might mean for the village.It considers effects on footfall, traffic, infrastructure, economic activity, employment, retail opportunities, and digital literacy, drawing on case studies from Gloucestershire, Cumbria and Devon.About the speaker Lucy Bufton is a data analyst with an interest in electric vehicles and charging infrastructure. She began listening to The Archers at university in 2005 and has followed the Ambridge charging station storyline with particular interest.Is Everything in the Countryside Trying to Kill You? Sue LeeThis presentation looks at dangerous goods in farming and rural life, highlighting the risks that exist in everyday countryside settings. Drawing on professional experience, it explores how hazardous materials are used, stored, and often underestimated on farms and in rural homes.About the speaker Sue Lee has over 30 years' experience shipping dangerous goods and more than 25 years training others to do so safely. She is qualified across air, road and sea transport and works as a dangerous goods safety advisor. She has listened to The Archers for around 60 years and remains convinced that, in the countryside, almost everything is out to get you.

Send us a textBuyers rarely say no because your headline is off by a word or your price is a tick too high. They hesitate because something in your offer, your proof, or your process doesn't feel safe yet. We sit down with business strategist and five-time certified coach Marci Rossi to unpack the trust risk connection and why a clear safety net can turn curiosity into coaching clients.Marci explains how to separate a visibility problem from a trust problem, so you know what to fix first. We dig into practical trust builders you can implement this week: risk reversal through guarantees or prorated cancellations, honest social proof that feels human (and how to collect it ethically), and messaging that states exactly who you help, what changes, and what the first steps look like. We also talk about what to do when interest stalls—how to read on-site behavior, invite candid feedback from prospects, and nurture relationships with simple follow-ups that respect the personal nature of coaching.You'll hear why screenshots can be stronger than polished quotes, how to avoid placeholder testimonials that harm credibility, and why clarity beats clever copy every time. Marci also shares her Shortcut program, a 12‑week done-for-you backend setup that handles tech, automations, and onboarding so you can spend more time coaching and less time tinkering. If you're tired of being the world's best kept secret, this conversation gives you a clear path to build trust, reduce risk, and earn more yeses from the right clients.If you enjoyed this conversation, follow the show, share it with a coach friend, and leave a quick review. Your feedback helps more people find thoughtful, practical coaching insights.Watch the full interview by clicking here. Find the full article here.Learn more about Marci here.Marci has provided a FREE Gift The Revenue Rituals: The simple, daily business moves that bring in clients and cash which you can access here.Grab your free issue of choice Magazine here - https://choice-online.com/

JC Cassis, David Crabb and Cyndi Freeman share stories at RISK! live shows when they were hosting

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3405: Craig Stephens breaks down the future costs of college for his three children and how these projections impact his retirement timeline. With detailed modeling, realistic assumptions, and a surprise family update, he explores the financial trade-offs between saving for education and maintaining long-term retirement goals, all while embracing the unpredictability of life. Read along with the original article(s) here: https://www.retirebeforedad.com/greatest-risk-to-retirement-goal/ Quotes to ponder: "Kids come with a price tag, but ultimately they are priceless." "Estimating the cost of college 15 years out is not an exact science." "Any change to a variable alters the numbers by tens of thousands of dollars." Episode references: The World's Simplest College Cost Calculator: https://www.savingforcollege.com/calculators/worlds-simplest-college-cost-calculator Learn more about your ad choices. Visit megaphone.fm/adchoices

On this Tuesday edition of the program, Browns DT Shelby Harris joins Beau and Z (12:08) to recap Week 17's win over the Pittsburgh Steelers. The guys are also joined by former Browns P Dave Zastudil (23:48) to discuss the Risk and Reward plays of the week. You'll also hear the guys' final thoughts on the game on this week's Microsoft Minute (49:20), get One Thought on every Week 17 NFL game (50:44), and get your CFP preview with College Football Nate and Uncle Beau (1:26:22).See omnystudio.com/listener for privacy information.

As 2025 comes to an end, guest host Dr. Sara Ailshire turns the tables and interviews Dr. Rebecca Dekker about the biggest childbirth trends, lessons, and breakthroughs of 2025, and what exciting changes are coming to EBB in 2026.   Together, Sara and Rebecca dive into the shifting landscape of birth: the unprecedented rise in labor inductions, how AI is complicating the search for evidence-based information, changes in doula access and Medicaid coverage, and how politics continues to shape pregnancy and postpartum care. They walk through the most impactful EBB research updates of the year—including new evidence on vitamin K, gestational diabetes testing, induction timing, big babies, and respectful maternity care—and reflect on the episodes that resonated most with our global community.   Rebecca also opens up about what she personally learned this year, including how unresolved childhood trauma impacted her own labor years ago, and how that insight is shaping her thinking about the emotional and spiritual dimensions of birth. Plus, Rebecca reveals a major new direction for Evidence Based Birth in 2026 that could transform hospital birth culture around the world and bring evidence-based care to thousands more families.   Want to provide input on EBB's new direction? Fill out this survey here!   (02:12) The #1 trend of 2025: inductions everywhere (03:50) How AI is reshaping (and complicating) birth information (07:51) Doula coverage, Medicaid changes, and fewer parents seeking childbirth education (11:55) Miscarriage care, politics, and the impact of Dobbs (13:42) Biggest EBB research updates: vitamin K, GDM, and more (21:40) The new Respectful Maternity Care handout (22:21) The new "big baby" trial and why it likely won't shift U.S. practice (25:37) The top five EBB podcast episodes of the year (32:58) Highlights from the 2025 EBB Conference & Summer School (41:22) How trauma shaped Rebecca's own labor (53:50) The big reveal: what's coming for EBB in 2026   Resources Vitamin K Signature Article (Updated 2025): ebbirth.com/vitamink Gestational Diabetes Signature Article (Updated): ebbirth.com/gdm Get the Respectful Maternity Care Free Handout: ebbirth.com/RMC Sign up for the Big Baby Signature Training for Pro Members: ebbirth.com/classes Get the My Doula Visit Workbook: ebbirth.com/doula-workbook/   Referenced EBB Episodes EBB 349 – An L & D Nurse's Advice for Advocating in the Birth Room with Trish Ware the Labor Nurse Mama EBB 357 – Making Decisions about Elective Induction of Labor with Dr. Ann Peralta & Kari Radoff, CNM, from Partner to Decide EBB 377 – Medicaid Coverage for Doula Care with Amy Chen, Senior Attorney at the National Health Law Program EBB 352 – Calming Breathing Techniques for Pregnancy with Dr. Shilpa Babbar, Obstetrician and Maternal Fetal Medicine Specialist EBB 343 – Top Ten Evidence-Based Strategies for Lowering the Risk of Cesarean EBB 347 - Updated Evidence on Vitamin K EBB 350 – Surviving a Long Antepartum Hospital Stay and Preparing for a Scheduled Cesarean with Krista DeYoung, EBB Childbirth Class Graduate EBB 372 – Comfort Measures and a 41-Week Induction with Hopey Fink and Ben Levin, EBB Childbirth Class Graduates   EBB Doula Trainer Rewards Lorie Michaels, BirthPro Advanced Doula Training: birthpro.org Lorenda Lewis, Healing with Dignity: healingwithdignity.com Heather McCullough, HMBirth: hmbirth.com Heather Christine Struwe, Community Aware Birthworker: communityawarebirthworker.com Charlotte Shilo-Goudeau, Community Birth Companion: communitybirthcompanion.org Naima Beckles, For Your Birth: foryourbirth.com Leiko Hidaka, Leiko Hidaka: leikohidaka.com Ruth Kraft, Birth Professional International: birthprofessionalinternational.com Jennifer Anderson, Birth Fusion: birthfusion.com Chanté Perryman, Baby Dreams Maternity Concierge: babydreamsmc.com   For more information about Evidence Based Birth® and a crash course on evidence based care, visit www.ebbirth.com. Follow us on Instagram and YouTube! Ready to learn more? Grab an EBB Podcast Listening Guide or read Dr. Dekker's book, "Babies Are Not Pizzas: They're Born, Not Delivered!" If you want to get involved at EBB, join our Professional membership (scholarship options available) and get on the wait list for our EBB Instructor program. Find an EBB Instructor here, and click here to learn more about the EBB Childbirth Class.    

Did you know that you start losing bone AND muscle mass as soon as the age of thirty? Or that your fingers and toes don't have muscles? Or how women in Scotland are starting to compete in the lighting of Dinnie Stones – which weighs 733 pounds?! These are topics that Chris discussed with Bonnie Tsui, author of the book On Muscle: The Stuff That Moves Us and Why It Matters. They also discuss what strength and weightlifting means in today's society – especially as more women enter the sport. Bonnie and Chris also discuss studying martial arts, playing on sports teams, and the benefits of functional mobility as you age. Hosted on Acast. See acast.com/privacy for more information.

High performers are often seen as the ones you don't have to worry about. But behind consistent output and quiet competence, there can be early signs of burnout and disengagement. In this episode, Melanie Naranjo joins Karina Young to challenge how companies define top talent and why performance without support leads to retention risk. Melanie, Chief People Officer at Ethena, shares a candid perspective on why high performers need more than praise. They need space to grow, permission to speak up, and help rewiring habits that no longer serve them. Together, they explore how over-reliance on top talent can backfire, why traditional engagement strategies often miss the mark, and what managers can do to spot red flags before it's too late. Melanie also offers clear strategies for re-engaging high performers and building a culture where expectations, accountability, and care go hand in hand. For HR leaders working to retain their best people, it's a compelling reminder: performance doesn't mean immunity. It means opportunity. Join us as we discuss: (00:00) Meet HR Superstar: Melanie Naranjo (01:14) The hidden costs of quiet disengagement (03:28) Rethinking what "high performer" really means (06:26) Debunking the myth of passion and performance (10:19) Building flexible perks that actually engage people (12:58) Early signs your top talent is burning out (15:19) Questions managers should ask but usually don't (20:03) How to coach overwhelmed team members (22:30) Why surveys won't help you retain your best people (24:17) High performers suffer when underperformers go unchecked (31:19) Re-engaging talent through targeted development plans (35:25) What to do when a high performer is a jerk (38:23) Questions every manager should ask top talent   Resources: For the entire interview, subscribe to HR Superstars on Spotify, Apple Podcasts, or YouTube, or tune in on our website. Original podcast track produced by Entheo. Listening on a desktop & can't see the links? Just search for HR Superstars in your favorite podcast player. Hear Karina's thoughts on elevating your HR career by following her on LinkedIn: https://www.linkedin.com/in/karinayoung11/ Download 15Five's The HR Leader's Guide to Reducing Regrettable Turnover: https://www.15five.com/resources/ebook/guide-to-reducing-regrettable-turnover?hsLang=en?utm_source=podcast&utm_medium=podcast&utm_campaign=Q4_2025_CTA&utm_content=turnover  For more on maximizing employee performance, engagement, and retention, click here: https://www.15five.com/demo?utm_source=podcast&utm_medium=podcast&utm_campaign=Q2-Podcast-Ads&utm_content=Schedule-a-demo Melanie Naranjo's LinkedIn - https://www.linkedin.com/in/melanie-naranjo/

In an era dominated by AI-powered security tools and cloud-native architectures, are traditional Web Application Firewalls still relevant? Join us as we speak with Felipe Zipitria, co-leader of the OWASP Core Rule Set (CRS) project. Felipe has been at the forefront of open-source security, leading the development of one of the world's most widely deployed WAF rule sets, trusted by organizations globally to protect their web applications. Felipe explains why WAFs remain a critical layer in modern defense-in-depth strategies. We'll explore what makes OWASP CRS the go-to choice for security teams, dive into the project's current innovations, and discuss how traditional rule-based security is evolving to work alongside — not against — AI. Segment Resources: github.com/coreruleset/coreruleset coreruleset.org The future of CycloneDX is defined by modularity, API-first design, and deeper contextual insight, enabling transparency that is not just comprehensive, but actionable. At its heart is the Transparency Exchange API, which delivers a normalized, format-agnostic model for sharing SBOMs, attestations, risks, and more across the software supply chain. As genAI transforms every sector of modern business, the security community faces a question: how do we protect systems we can't fully see or understand? In this fireside chat, Aruneesh Salhotra, Project Lead for OWASP AIBOM and Co-Lead of OWASP AI Exchange, discusses two groundbreaking initiatives that are reshaping how organizations approach AI security and supply chain transparency. OWASP AI Exchange has emerged as the go-to single resource for AI security and privacy, providing over 200 pages of practical advice on protecting AI and data-centric systems from threats. Through its official liaison partnership with CEN/CENELEC, the project has contributed 70 pages to ISO/IEC 27090 and 40 pages to the EU AI Act security standard OWASP, achieving OWASP Flagship project status in March 2025. Meanwhile, the OWASP AIBOM Project is establishing a comprehensive framework to provide transparency into how AI models are built, trained, and deployed, extending OWASP's mission of making security visible to the rapidly evolving AI ecosystem. This conversation explores how these complementary initiatives are addressing real-world challenges—from prompt injection and data poisoning to model provenance and supply chain risks—while actively shaping international standards and regulatory frameworks. We'll discuss concrete achievements, lessons learned from global collaboration, and the ambitious roadmap ahead as these projects continue to mature and expand their impact across the AI security landscape. Segment Resources: https://owasp.org/www-project-aibom/ https://www.linkedin.com/posts/aruneeshsalhotra_owasp-ai-aisecurity-activity-7364649799800766465-DJGM/ https://www.youtube.com/@OWASPAIBOM https://www.youtube.com/@RobvanderVeer-ex3gj https://owaspai.org/ Agentic AI introduces unique and complex security challenges that render traditional risk management frameworks insufficient. In this keynote, Ken Huang, CEO of Distributedapps.ai and a key contributor to AI security standards, outlines a new approach to manage these emerging threats. The session will present a practical strategy that integrates the NIST AI Risk Management Framework with specialized tools to address the full lifecycle of Agentic AI. Segment Resources: aivss.owasp.org https://kenhuangus.substack.com/p/owasp-aivss-the-new-framework-for https://cloudsecurityalliance.org/blog/2025/02/06/agentic-ai-threat-modeling-framework-maestro This interview is sponsored by the OWASP GenAI Security Project. Visit https://securityweekly.com/owaspappsec to watch all of CyberRisk TV's interviews from the OWASP 2025 Global AppSec Conference! Visit https://www.securityweekly.com/asw for all the latest episodes! Show Notes: https://securityweekly.com/asw-363

In this Brand Highlight, we talk with Michael Roytman, CTO of Empirical Security, about a problem many security teams quietly struggle with: using general purpose AI tools for decisions that demand precision, forecasting, and accountability.Michael explains why large language models are often misapplied in security programs. LLMs excel at summarization, classification, and pattern extraction, but they are not designed to predict future outcomes like exploitation likelihood or operational risk. Treating them as universal problem solvers creates confidence gaps, not clarity.At Empirical, the focus is on preventative security through purpose built modeling. That means probabilistic forecasting, enterprise specific risk models, and continuous retraining using real telemetry from security operations. Instead of relying on a single model or generic scoring system, Empirical applies ensembles of models tuned to specific tasks, from vulnerability exploitation probability to identifying malicious code patterns.Michael also highlights why retraining matters as much as training. Threat conditions, environments, and attacker behavior change constantly. Models that are not continuously updated lose relevance quickly. Building that feedback loop across hundreds of customers is as much an engineering and operations challenge as it is a data science one.The conversation reinforces a simple but often ignored idea: better security outcomes come from using the right tools for the right questions, not from chasing whatever AI technique happens to be popular. This episode offers a grounded perspective for leaders trying to separate signal from noise in AI driven security decision making.Note: This story contains promotional content. Learn more.GUESTMichael Roytman, CTO of Empirical Security | On LinkedIn: https://www.linkedin.com/in/michael-roytman/RESOURCESLearn more about Empirical Security: https://www.empiricalsecurity.com/LinkedIn Post: https://www.linkedin.com/posts/bellis_a-lot-of-people-are-talking-about-generative-activity-7394418706388402178-uZjB/Are you interested in telling your story?▶︎ Full Length Brand Story: https://www.studioc60.com/content-creation#full▶︎ Brand Spotlight Story: https://www.studioc60.com/content-creation#spotlight▶︎ Brand Highlight Story: https://www.studioc60.com/content-creation#highlightKeywords: sean martin, michael roytman, ed beis, empirical security, cybersecurity, ai, machinelearning, vulnerability, risk, forecasting, brand story, brand marketing, marketing podcast, brand story podcast, brand spotlight Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The secret to success is learning to hear God's voice. Deep down, you must believe that God is speaking to you and wants to speak to you. The devil's voice should sound like a stranger to you, not familiar, and the Lord's voice should sound like your shepherd. Hearing the Lord's voice is not all-knowing on our part. It starts with a willingness to trust the leading of His voice, not knowing the outcome, but knowing that it will be good. 

Research Evaluates Associations of Type 2 Diabetes, Dental Diseases, Poor Oral Hygiene, and Heart Failure RiskBy Today's RDH ResearchOriginal article published on Today's RDH: https://www.todaysrdh.com/research-evaluates-associations-of-type-2-diabetes-dental-diseases-poor-oral-hygiene-and-heart-failure-risk/Need CE? Start earning CE credits today at ⁠https://rdh.tv/ce⁠ Get daily dental hygiene articles at ⁠https://www.todaysrdh.com⁠ Follow Today's RDH on Facebook: ⁠https://www.facebook.com/TodaysRDH/⁠Follow Kara RDH on Facebook: ⁠https://www.facebook.com/DentalHygieneKaraRDH/⁠Follow Kara RDH on Instagram: ⁠https://www.instagram.com/kara_rdh/⁠

Salespeople are sick of hearing "Your price is too high."  But, what if the real issue isn't the price?  Here's a secret that almost nobody knows, including all those gurus telling you to sell value.  They don't always buy the best value.  But, they can invariably be counted on to buy the lowest risk!         The biggest issue in the minds of your customers and prospects is not price, and it is not value – it is risk.   Let's dig into this. *************************************************************************** Dave Kahle is a B2B sales expert and a Christian Business thought leader.  He has authored 13 books, presented in 47 states and 11 countries and worked with over 500 sales organizations.  In these ten-minute podcasts, his unique blend of out-of-the-box thinking and practical insights will challenge and enable you to sell better, lead better and live better.        Subscribe to these ten-minute helpings of out-of-the-box inspiration, education and motivation. WWW,DaveKahle.com Dave's Substack page (PW) Subscribe to Dave's Newsletters

Not many of us would accept a job that risked life and limb, but for a brief moment in time, young men did just that - just to carry the mail. It may have only been in operation for 18 months, but the legacy of the Pony Express has lasted generations. A 2,000 mile horseback ride from Missouri to California posed risks of all kinds, but with no telegraph wires or trains connecting the coasts, brave men and their trusty steeds stepped up and battled the elements, warring nations and each other to keep the nation connected. Banff Film Festival Tickets  The Pony Express Re-Ride / Letters! For a full list of our sources, visit http://npadpodcast.com/episodes For the latest NPAD updates, group travel details, merch and more, follow us on npadpodcast.com and our socials at: Instagram: @‌nationalparkafterdark TikTok: @‌nationalparkafterdark Support the show by becoming an Outsider and receive ad free listening, bonus content and more on Patreon or Apple Podcasts. Want to see our faces? Catch full episodes on our YouTube Page! Thank you to the week's partners! Ka'Chava: Go to https://kachava.com and use code NPAD. New customers get twenty dollars off an order of two bags or more, January 1st through 31st!

Nick breaks down why his calendar can look "full" while the real priority list stays untouched, and how hiring an assistant forced him to protect time instead of feeding distractions. Tyler pushes on the bigger question: are we building systems to grow, or just cramming more into the same day for no payoff. Show Notes: 00:00 Too many balls 03:29 Inbox takeover 08:58 One thing focus 16:47 Busy vs productive 27:35 Precon time sinks 35:23 Buying your way in 44:05 Risk stories 50:33 Simple systems win 1:00:18 AI, but for what 1:06:15 Wrap and tease Video Version:https://youtu.be/6q8j-4Z0fpA   Partners:  Andersen Windows Buildertrend Harnish Workwear  Use code H1025 and get 10% off their H-label gear NAHB International Builders' Show   The Modern Craftsman: linktr.ee/moderncraftsmanpodcast Find Our Hosts:  Nick Schiffer  Tyler Grace  Podcast Produced By: Motif Media

While our team is out on winter break, please enjoy this episode of Data Security Decoded from our partners at Rubrik. In this episode of Data Security Decoded, host Caleb Tolin sits down with Hayden Smith, CEO of Hunted Labs, as he breaks down how software supply chain attacks really work, why open source dependencies create unseen exposure, and what modern threat actors are doing to exploit trust at scale. Caleb and Hayden dive deep into real-world attacks, emerging TTPs, AI-powered threat hunting, and what organizations must do today to keep pace. Listeners walk away with a clear picture of the problem—and a practical blueprint for reducing supply chain risk. What You'll Learn  How modern attackers infiltrate open source ecosystems through fake accounts and counterfeit package contributions. Why dependency chains dramatically amplify both exposure and attacker leverage. How to use threat intelligence and threat hunting to proactively evaluate upstream packages before adoption. Where AI-powered code analysis is changing the ability to discover hidden vulnerabilities and suspicious patterns. Why dependency pinning, SBOM discipline, and continuous monitoring now define a strong supply chain posture. Episode Highlights 00:00 — Welcome + Why Software Supply Chain Risk Matters 02:00 — Hayden's Non-Cyber Passion + Framing Today's Topic 03:00 — Why Open Source Powers Everything—and Why That Creates Exposure 06:00 — The Real Attack Vector: Contribution as Initial Access 08:00 — Inside the Indonesian “Fake Package” Campaign 10:30 — How to Evaluate Code + Contributor Identity Together 12:00 — Threat Hunting and AI-Enabled Code Interrogation 15:00 — The Challenge of Undisclosed Vulnerabilities in Widely Used Components 16:30 — How Recovery Works When Malware Is Already in Your Stack 19:00 — Continuous Monitoring as the Foundation of Modern Supply Chain Security 22:00 — Pinning, Maintainer Analysis, and Code Interrogation Best Practices 24:00 — Where to Learn More About Hunted Labs Episode Resources Hunted Labs — https://huntedlabs.com Hunted Labs Entercept Hunted Labs “Hunting Ground” research blog Open Source Malware (Paul McCarty) Learn more about your ad choices. Visit megaphone.fm/adchoices

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3404: Craig Stephens reflects on his ambitious plan to retire by age 55, beating his father by one year, and the financial realities that threaten that goal. With his children's college expenses looming in the same year as his intended retirement, he explores the deep impact of generational choices, personal sacrifice, and the ROI of higher education. Read along with the original article(s) here: https://www.retirebeforedad.com/greatest-risk-to-retirement-goal/ Quotes to ponder: "I reject the notion that because younger generations are statistically more likely to live longer than our parents, we will need to work longer." "More than a decade ago when my Dad retired from his teaching career at age 56, I told him my retirement goal was to beat him and stop working at age 55." "According to a recent study by Alicia H. Munnell at the Center for Retirement Research at Boston College, the average age of retirement for men in the US is 64." Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of the Garage Gym Athlete podcast, Jerred and Dave explore the idea of consistently choosing the hard right over the easy wrong across fitness, business, family, and life. Using Dave's story and the philosophy behind Garage Gym Athlete as the backdrop, they discuss why long-term alignment, daily discipline, and values-driven decisions matter more than quick wins or short-term optimization. The conversation reinforces that real progress is built through consistency, self-awareness, and intentional choices made over years, not through hacks or intensity spikes. At its core, the episode challenges listeners to commit to the long game and become the kind of person who shows up—especially when it's harder, not easier. 00:00 Why This Episode Exists: Choosing the Long Game 02:10 Dave's Background and the Foundations of Discipline 05:45 Education vs. Self-Education and Owning Your Growth 09:20 Leaving Comfort: Moves, Risk, and Alignment 13:40 Marriage, Family, and Letting Constraints Sharpen You 18:30 Fitness as Identity, Not a Phase 22:10 Coaching, Craft, and Rejecting Short-Term Fitness Wins 26:15 Why Garage Gym Athlete Is a Long-Term Play 30:05 Community, Consistency, and Doing Life Together 33:45 Choosing the Hard Right Over the Easy Wrong (Final Takeaways)