Podcasts about Risk

Learn the 6 most overlooked advanced tax strategies used by the wealthy before end of the year to make sure you keep as much money from the government as legally possible before 2026. Our guest is Roger Roundy, the CEO of Strategic Associates, a team of tax professionals committed to helping high income earners only pay what their legally supposed to and not a penny more.Want to Pay Less Taxes to the Government this Year? Connect with the Strategic Associates Team:Book a Call: https://bttr.ly/strategic-associatesEmail: support@strategicag.net Join the Waitlist for the Tax and Assets Community: https://taxandassets.comWant Us to Review Your Current Tax Strategy? Click Here: https://betterwealth.com/taxIntro - 0:00 End-of-Year Tax Planning for Business Owners - 1:39 Pay as Little Taxes to The Government as Possible - 4:30 Why You Need Advanced Tax Strategies - 6:58What Everyone Needs to Know About Taxes - 10:52Understanding 77,000 Pages of the Tax Code - 12:094 Categories of Advanced Tax Strategies - 13:09How Low Should You Keep Your Income? - 18:11 What is the Risk of Being Audited by the IRS? - 22:35How Many Clients of Yours Have Been Audited? - 26:41We Can't Talk About This on Youtube - 30:156 Advanced Tax Strategies Explained - 32:45 The Carry-Forward Losses Strategy - 34:41Tax Code 704B Deferral Strategy - 39:06The Difference Between Deferral & Mitigation - 40:10The "Donation" Volume Strategy - 44:00 Depreciation, Leverage, & Trusts Strategy - 48:39Solar Energy Tax Strategies - 52:53 Tax Code 831B | Captive Insurance - 57:00How to Connect - 1:02:46______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Matt and Nic are back for another week of news and deals. In this episode:  Is Quantum FUD causing Bitcoin to sell off? Ray Dalio is worry about Quantum Scott Aaronson is worried about quantum computing Vitalik is worried about quantum Quantum upgrade scenarios Are we still suffering from the flash crash? The DATs are selling DAT spot arbitrage Will the US government end up with the Satoshi coins Should the government bail out AI? Will NFTs come back? IBIT is Harvard's largest 13F position David Frum on stablecoins Will stablecoins require a bailout?

In this episode of The Real Estate Investing Podcast, Ron and Dan Apke break down their biggest takeaways from the elite Land Operators Alliance Conference in Savannah, Georgia.Surrounded by high-level land investors, entitlers, subdividers, and developers, they reveal what truly separates top operators, why land flipping is the ultimate launchpad, how experts dominate specific niches, where the real profits are made, and how these entrepreneurs build businesses that run without them. Whether you're flipping your first parcel or scaling into major subdivisions, this episode gives you an inside look into the most powerful room in land investing and the strategies that can move your business forward fast.What You Will Learn- Why land flipping is the best starting point- The most profitable niches in today's land market- Traits top land investors share- Why building homes isn't where the real money is- How high-level operators structure teams and systems================================ 

"Is someone around you hurting? Risk an awkward moment to offer a hug. Go a step further and pray. I think it's what Jesus would do."Leave a comment for Robin: https://incourage.me/?p=255280--Pick up the winter issue of DaySpring's Everyday Faith Magazine! From cover to cover, you'll find stories of comfort and joy, including a Christmas Bible Reading Plan, tips to help you actually mail your holiday cards, a word of the year quiz, and new holiday recipes and traditions. Get your copy today on DaySpring.com or at your local Sam's Club, Costco, CVS, Walmart, or wherever you buy magazines. The (in)courage podcast is brought to you by DaySpring. For over 50 years, DaySpring has created quality cards, books, and gifts that help you live your faith. Find out more at DaySpring.com.Connect with (in)courage: Facebook & Instagram for daily encouragement, videos, and more! Website for the (in)courage library, to meet our contributors, and to access the archives. Email us at incourage@dayspring.com. Leave a podcast review on Apple!

In this episode of Excess Returns, we talk with Carl Kaufman, Co-President and Co-CIO of Osterweis Capital Management, about navigating today's fixed income landscape. Carl breaks down the major segments of the bond market, explains how credit and interest rate cycles interact, discusses private credit risks, and shares how he builds durable, low-volatility bond portfolios. Drawing on more than two decades managing one of the top multi-sector income funds, Carl offers clear, practical insights for investors trying to understand yields, defaults, duration, and where returns are most attractive today.Main topics covered:• Overview of investment grade, high yield, leveraged loans, and private credit• How today's credit quality is shifting across the bond market• Why the high yield market may be higher quality than most investors realize• How levered loans and private credit have changed system dynamics• How Carl uses the interest rate cycle and credit cycle to position the portfolio• Why he avoids style boxes and instead buys bonds like a stock picker• The flaws in fixed income indexing and why active management matters more in bonds• How he evaluates companies, business models, leverage, and free cash flow• Why distributors and equipment rental companies are strong long-term bond businesses• The risks of the AI Capex boom and echoes of past bubbles• Where defaults are rising and why private credit concerns may not be systemic• Why his portfolio is short duration and how he uses cash as optionality• How he protects against large drawdowns and manages risk across cycles• His perspective on the Fed, inflation, employment data, and rate cuts• Carl's one investing belief most peers disagree with• The one lesson he would teach every investorTimestamps:00:00 Intro and bond market quality shift01:00 Carl's background and fund philosophy02:42 Defining investment grade, high yield, loans, and private credit08:00 Why high yield quality has improved10:07 The two-cycle approach: interest rates and credit14:31 How today's cycle differs18:03 Why forecasting matters less than knowing where you are18:52 Buying bonds like a stock picker25:28 Index flaws in fixed income26:56 Sectors Carl prefers29:16 Thoughts on AI Capex, Nvidia, and financing trends33:10 Sector concentration in bond portfolios34:51 Position sizing and portfolio construction35:43 Cracks in private credit and default data39:45 Private credit for retail investors40:34 Why Carl is short duration today44:57 Using cash and liquidity as a strategic tool45:44 Risk management and drawdowns47:29 The Fed, inflation, employment, and policy uncertainty53:53 Closing questions: belief peers disagree with54:45 One lesson for the average investor

In this episode of This Week in AML, Elliot Berman and John Byrne cover a wide range of pressing financial crime topics. They discuss FATF's latest report on combating online child exploitation, the UK's Economic Crime Survey findings on sanctions awareness and fraud, and updates from FinCEN on cartel-linked gambling establishments. Other highlights include enforcement actions against elder fraud, tariff evasion prosecutions, and regulatory changes at the Federal Reserve. Tune in for expert analysis and actionable insights for compliance professionals.

Michael Wilbon and Tony Kornheiser discuss the reports of Eagles possibly frustrated with Jalen Hurts, if it's reasonable to start Joe Burrow this Sunday, and the Mavs ongoing struggles. Learn more about your ad choices. Visit podcastchoices.com/adchoices

A Classic RISK! episode from our early years that first ran in September of 2013, when RISK! had its first live show in the city that keeps it weird: Austin, Texas.

Can the chicken on your plate be causing urinary tract infections? New research says yes — and the findings may shock you.   In this must-watch episode of The Exam Room Podcast, host Chuck Carroll is joined by Dr. Neal Barnard to break down a landmark study revealing that poultry—especially chicken—is responsible for approximately 1 in 5 UTIs in the United States.   Dr. Barnard explains:   - How E. coli from poultry contaminates meat - Why cooking isn't enough to eliminate risk - How cross-contamination happens in home kitchens - Why infection rates spike in certain communities - What a plant-based diet does to dramatically reduce UTI risk - Foods like cranberries and blueberries that help prevent infections naturally   They also dive into Thanksgiving food myths, the realities of poultry production, antibiotic resistance, and how simple dietary changes can protect your health.   If you've ever struggled with UTIs—or you simply want to understand how diet affects your risk—this episode is essential viewing.   Read the full study: https://bit.ly/UTISourceStudy  

PREVIEW Mary Anastasia O'Grady of the Wall Street Journal editorial page discusses the upcoming Honduran election, noting the risk of it being stolen by the ruling Libre party. Current President Castro, associated with a former drug-trafficking president, won on promises of cleaning up corruption, but this has failed. Despite trailing, the party is suspected of taking actions to retain power. Guest: Mary Anastasia O'Grady.

A study found that alcohol raises dementia risk at every level of drinking, overturning decades of claims that moderate use protects your brain Even light drinking damages neurons, disrupts mitochondrial energy production, and accelerates brain aging, showing there is no safe dose for cognitive health Genetic data revealed that for every measurable increase in alcohol consumption, dementia risk rose by about 15%, with the danger extending across all age and ancestry groups Alcohol and linoleic acid (LA) from seed oils follow the same toxic pathway in your liver, creating harmful aldehydes that cause mitochondrial damage and fatty liver disease, both of which impair brain function Reducing or eliminating alcohol and cutting seed oils to under 5 grams per day — ideally 2 grams — support liver recovery, restore mitochondrial function, and protect long-term brain health

FEMA was meant to help only when disasters exceeded state capacity. Yet today it functions primarily as a national subsidy machine, encouraging development in floodplains, bailing out wealthy coastal states, and shifting costs onto taxpayers far from the danger zones. The Cato Institute's Dominik Lett and Chris Edwards discuss how well-intentioned federal aid has created perverse incentives, bureaucratic delays, and a long tail of spending that continues decades after storms like Katrina. Hosted on Acast. See acast.com/privacy for more information.

Today on Dumb Money, our trade setup after $NVDA earnings.

This week, Elle and Vee play time Fuck-Marry-Kill version of the card game WHOREible Life with Athena. This episode is pure chaotic pleasure — the kind where nostalgia, food, kink, and butt-stuff all swirl into one ridiculous open conversation. We go from childhood games to double-ended vegetables, from grooming disasters to pegging wins, from lingerie-in-public confessions to pee-play experimentation, from CNC fantasies to explicit photo close calls.  Strap in (or strap on)… this one gets naughty.What is Whoreible Life? Playing the Fuck, Marry, Kill version. (00:00)Fuck, Marry, Kill: Rim Job, Being Whipped by a Single Tail Whip, Being One of the Dicks in a DVP (double vaginal penetration) (4:17)Giving Rim Jobs. (5:55)Laser Hair Removal Experiences. (7:06)Receiving Rim Jobs. (10:48)Butt Plugs: Public Play. (12:32)How long can you wear a butt plug? Metal vs. silicone butt plugs. (19:20)Pegging Train Fuck & Spit Roasting Challenges. (27:20)Dildo DP to Pee Play. (30:50)Naughty Photos. (34:18)Fuck. Marry. Kill: Fuck Yourself In The Ass, Consensual Non Consent (CNC) Rape Fantasy, Or Orgasm Denial. (38:37)Free Use Vs. CNC & CNC Scene Car Fucking Scene Described. (40:35)Sex in Public Spaces. (45:46)To Go Commando or Not. (47:54)Countdown to Orgasm. (52:10)____________________________

In this episode of Life of a CISO, Dr. Eric Cole explains the top priorities every CISO must focus on as we move into 2026. He begins by highlighting the importance of personal health and why nutrition, hydration, and daily habits directly impact your ability to lead and make smart decisions in cybersecurity. After facing his own health challenges and losing friends in the industry, he shares why health must be the starting point for any world-class CISO. Dr. Cole also breaks down what it means to operate as a true chief officer. He covers why CISOs need to work in person with other executives, ask better questions, and always be prepared with the three slides that guide clear risk decisions. He also discusses the lessons learned from recent cloud outages and why understanding risk posture and critical data is essential for 2026. The episode encourages listeners to begin planning now, build their CISO roadmap, reduce noise, and strengthen their executive mindset.   Access Dr. Cole's $299 course deal here: https://ar407.infusionsoft.app/app/storeFront/showProductDetail?productId=135  

Diddy got 50 months. Smokey's allegedly got 48 counts.And Eddie Winslow… might've pulled a Judy Winslow and vanished.In Episode 3 of Zone of Risk, trial attorneys Joni Mosely and Spencer Charif unload more chaos, breaking down the prison sentence for Diddy, the criminal investigation into Smokey Robinson, and how Family Matters star Darius McCrary (aka Eddie Winslow) found himself locked up over child support… and was possibly trying to flee the country.If you've ever wondered what happens when Hollywood drama meets federal law, this is the courtroom breakdown you didn't know you needed.

Winter is coming, and so are the big questions for natural gas. From near-record storage levels and shifting weather models to surging LNG exports and price volatility, the natural gas market is facing one of its most complex setups in years. To help sort through it all, Andy Huenefeld, a seasoned energy market analyst with Pinebrook Energy Advisors and managing partner at the firm, joins NGI's Jodi Shafto, senior markets editor, to discuss the major market drivers that could send natural gas prices soaring this winter heating season.

Every Now and Zen I wax a little existential on here; doing so at least gets in the neighborhood of scratching that writer itch.Daylight Savings has been over for a bit, and I think we're all still adjusting to it getting dark at 5:00 (soon to be 4:30), bracing for the holidays, and stirring the miniature marshmallows of emotion into the cocoa that is the forthcoming cold.I have a fat bundle of youth basketball games to look forward to watching to, and the last week or so with my high-school-freshman daughter has been decent, better perhaps than it was at the end of October, so that's where my focus is attempting to be right now: on the positive.On that note, I continue to be excited about the podcast continuing to roll in the direction of its 200th episode, and this week's was a bunch of fun.Chris Clark of Blue Oyster Culture Club (as well as Sisters of...) joined me for Episode No. 191, and I really enjoyed getting to know him and talking about his experiences growing up, making pals for life, joining bands, and making music. We also had a look at a few of Chris' favorite albums. Those were these:Led Zeppelin IV (1971)Season to Risk's self-titled debut (1993)Sunny Day Real Estate's Diary (1994)Show (1994), The Jesus LizardSigur Rós' () (2002)Find Chris on Facebook or Instagram (@beerdedclark) to keep tabs on all things B.O.C.C., and find the two Sisters of... releases on Apple Music or Spotify.Thanks to Mr. Clark for making the trek down to K.C. from St. Joe, and props to all of you that support the show.Note: Bill Brownlee's other Web site is called There Stands the Glass; I called it something else by mistake during my conversation with Chris.copyright disclaimer: I used snippets of Robert Plant's "Big Log," for this episode, and they're not mine; I own zero rights to them. It's a cut from his 1983 release, Principle of Moments. Plant came up in our conversation, and was very much on the brain once I hit that portion of the episode edit. So, I quickly poked at Plant's solo hits looking for this one, and when I found it I remembered that I've always found the name to be stupid. Until a few moments ago when I glanced at the song's Wikipedia page:"'Big Log' was written in the middle of winter. We'd run out of fuel for the fire. We found the remains of an old tree lying outside, which was about 15 feet long, but had nothing to cut it with. So we put one end in the fire and slowly burnt it, till it was hollow."And now I love the name. Kudos to guitarist Robbie Blunt for writing some super-fantastic licks for this tune. Timeless.

In 2025, Creating Dementia Solutions is looking deeper into what The Lancet Commission on dementia prevention, intervention and care has indicated are ways people can reduce their risk of dementia.Among those factors: Excessive DrinkingIn this episode, Recovery Coach Jennifer Dillion and Outpatient Clinician Kira Jones from Summit Pointe discuss what exactly is "excessive drinking" and why it's not a one size fits all answer.  Episode ResourcesThe Lancet Commission Risk Factors for DementiaMiles for Memories websiteMiles for Memories technologySherii Sherban talks to Community Matters about MFM technologyMore Creating Dementia Solutions episodesABOUT MILES FOR MEMORIESMiles For Memories is a Calhoun County, Michigan organization created in 2013 to raise awareness and funds for Alzheimer's Disease. Later in 2014, the vision was expanded to include all types of dementia. MFM raises money each year through sponsorships, community events, and grants to gather funds to create local programming for both the person living with dementia and the caregiver. Along with local efforts, 20% of the funds to prevention-related dementia research. Miles for Memories is a committee of 70-plus volunteers and are always looking for more to get involved.

In this episode of The Effortless Podcast, Amit Prakash sits down with Abhay Parasnis, Founder and CEO of Typeface, to explore how AI is reshaping marketing, creativity, and entrepreneurship.Abhay reflects on his incredible journey from building foundational internet technologies at IBM, leading Microsoft's Azure transformation, driving Adobe's shift to the cloud, and now launching Typeface to personalize content creation at scale through generative AI.He opens up about what it really means to start over after corporate success, the evolving definition of product-market fit in the AI era, and why speed, curiosity, and the beginner's mind are the most important superpowers today.Amit and Abhay discuss the “AI slop” problem, steering powerful models with context, unlearning corporate habits, and how the next generation of AI agents will move from orchestration to closed-loop intelligence.Key Topics & Timestamps 00:00 – Introduction01:15 – Abhay's journey: from IBM & Microsoft to Adobe and Typeface05:40 – The beginner's mind and the art of reinvention10:25 – Leaving Adobe to start from scratch15:30 – Risk, ego, and the emotional side of entrepreneurship21:10 – Redefining product-market fit in an AI-driven world27:45 – The “continuous recalibration” mindset for startups33:30 – Solving “AI slop” with brand context and personalization39:20 – Engineering challenges behind Typeface's AI platform46:00 – Why social engineering is as hard as technical innovation51:15 – Lessons from Adobe & Microsoft: what to keep and unlearn56:40 – Steering AI systems: the new critical skill1:02:05 – Counterintuitive truths about creativity and automation1:07:10 – Democratized AI vs. expertise — the paradox of access1:11:00 – The future of marketing AI and closing thoughtsHost:Amit Prakash – CEO and Founder at AmpUp, Co-Founder CTO at ThoughtSpot,former engineer at Google AdSense and Microsoft Bing, with extensive expertise in distributed systems and machine learning.Guest:Abhay Parasnis –Abhay Parasnis is the founder & CEO at Typeface.ai - a leading Enterprise Generative AI company. Abhay is also a board member at Dropbox & Schneider Electric. Additionally, abhay is an active early stage investor & advisor for various AI startups including Common Sense Machines, Perplexity.ai, Pecan.ai, Pindrop, Spawning & others. Previously, Abhay was the CTO, CPO & EVP of Adobe, from 2015 to 2022 & was General Manager at Microsoft for a decade from 2002-2011.Follow the Hosts and the Guest:Amit PrakashLinkedIn - https://www.linkedin.com/in/amit-prakash-50719a2/Twitter/X - https://x.com/amitp42Abhay ParasnisLinkedIn – https://www.linkedin.com/in/abhayparasnis/Twitter/X – https://x.com/parasnisShare Your Thoughts:Have questions, comments, or ideas for future episodes? Email us at EffortlessPodcastHQ@gmail.comDon't forget to Like, Comment, and Subscribe for more conversations at the intersection of AI, technology, and innovation.

Send us a textWhat does it take to rise from childhood hardship to building multimillion-dollar companies rooted in service, integrity, and relentless discipline? In this powerful episode, David Steele shares the real, unpolished story behind his journey — and the mindset frameworks that changed everything.Raised in poverty, emotionally isolated, and shaped by early trauma, David developed a tenacity that carried him through rejection, failure, and uncertainty. From 500 cold calls a day as a young stockbroker… to walking away from a lucrative career because it didn't align with his values… to building One Wealth Advisors ($1.3B AUM) and the acclaimed Flour + Water restaurant group — his life is proof that success is a byproduct of serving others.

Senator John Kennedy joins Ben Domenech on The Big Ben Show to discuss his new book “How to Test Negative for Stupid: And Why Washington Never Will.” They dive into the state of American politics, the decline of civility in Congress, and how ideology has replaced common sense in D.C. Ben and Senator Kennedy talk about unqualified judicial nominees, the rise of socialism in the Democratic Party, AOC's growing influence, and how the MAGA coalition is evolving. Kennedy also shares his trademark humor from dogs to squirrels, and his take on what it takes to lead with principle in Washington. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Freelancers everywhere are feeling it. The ground beneath our feet is shifting, because AI isn't just changing how we write. It's also changing where value lives in our industry. In this episode, I break down what few people are talking about: your writing skills might still be world-class, but they're now solving the wrong problem. Much of what I discuss was inspired by the brilliant new book Reshuffle: Who Wins When AI Restacks the Knowledge Economy by Sangeet Paul Choudary. The constraint that once made your writing indispensable has moved. And if you don't move with it, you risk becoming the business equivalent of a brilliant typewriter repair shop in 1975. I dive deep into the real economic shift happening under AI's rise, revealing how to follow where value is migrating in your market before your competitors do. What You'll Learn Why AI hasn't destroyed demand for writers; it's just moved the constraint How to spot the new "value zones" in your market before others see them Why "average" AI content isn't your protection (and what is) The critical shift from creation to curation, and how to monetize your judgment How to reframe your positioning around risk, coordination, and confidence A simple 3-step method to identify where your next big opportunity lies Why your future role looks less like a writer and more like a producer or orchestrator Key Ideas and Takeaways 1. The Sommelier's Secret Your clients aren't drowning in a lack of content. They're drowning in options. AI made creation cheap, but it didn't make discernment easy. The most valuable freelancers now sell confidence and clarity, not just words. 2. Follow the Constraint The value constraint has shifted: From scarcity to risk (ensuring AI content doesn't harm the brand) From production to coordination (helping teams align their AI use) From creation to curation and orchestration (judgment, taste, and integration) 3. Be the Fugu Chef Like a sushi master trusted with a poisonous fish, your job is now about managing risk and trust. Clients will pay more for your judgment than your keyboard. 4. The Rick Rubin Lesson Think this is all outside your wheelhouse? I urge you to reconsider. You have more skill, wisdom, and capability than you think. Music producer Rick Rubin can't play a single musical instrument or read music. But he produces masterpieces. Your value is no longer in typing faster or crafting prettier sentences. It's in creating the conditions for the right ideas and messages to emerge. 5. Rebundling Your Business The future isn't about resisting AI. Instead, it's about rebundling your value around new constraints: From "I write blog posts" to "I ensure your content strategy doesn't become an AI dumpster fire." From "I write email campaigns" to "I orchestrate customer journeys across your entire AI-powered stack." From "I create copy" to "I protect your reputation while scaling your message." 6. Your 30-Day Constraint Hunt Start finding your next opportunity: List what clients pay you for today. Ask what happens when AI makes each thing 10x faster and cheaper. Find the break points, the new problems that emerge when your old services get automated. That's where your next business model lives. Action Steps Run a "Constraint Audit": Pick one client and map where things break when AI enters the picture. Test a Micro-Offer: Solve one small constraint (e.g., "brand safety audit for AI content"). Rework Your Positioning: Stop describing what you do. Start describing what you protect or enable. Experiment with New Framing: "I manage [CONSTRAINT] so you can [OUTCOME] without [RISK]." Memorable Soundbites "Your writing skills are now solving the wrong problem." "The constraint that used to keep your skills in demand is moving rapidly." "AI has removed that obstacle, that constraint." "This is the dumbest and most incapable these tools will ever be." "The constraint is rapidly moving from 'create content' to 'ensure content doesn't erode or destroy our reputation.'" "We're becoming the fugu chefs of content." "The break points, that's where you might just find your next business model." "You're not selling writing. You're selling judgment, coordination, and confidence in a world where writing is free but trust is expensive." "Stop asking 'What can't AI do yet?' Start asking 'What does AI break?' Because in that break, in that new constraint, that's where your next level lives."

Loneliness seems to be part of what it means to be a relational being. Does that mean loneliness can never really be “solved”? Here's one way to think about loneliness: As a gap between relational expectation and social reality—something that signals our essentially relational, reciprocal nature as human beings.This episode is part 6 of a series, SOLO, which explores the theological, moral, and psychological dimensions of loneliness, solitude, and being alone.In this reflective conclusion to the series, Macie Bridge and Ryan McAnnally-Linz explore loneliness not as a pathology to solve but as a universal, creaturely experience that reveals our longing for relationship. Drawing on insights from conversations throughout the series, they consider how loneliness emerges in the gap between what we desire relationally and what we actually have, and why this gap might be intrinsic to being human. They discuss solitude as a vital space for discernment, self-understanding, and listening for God; how risk is inherent to relationships; why the church holds unique potential for embodied community; and how even small interactions with neighbors and strangers can meet real needs. Together they reflect on grief, social isolation, resentment, vulnerability, and the invitation to turn loneliness into attentiveness—to God, to ourselves, and to our neighbors, human and non-human alike.Episode Highlights“Loneliness is just baked into our creaturely lives.”“There really is no solution to loneliness—and also that's okay.”“We invite a certain level of risk because we invite another person closer to our own human limits.”“There's no blanket solution. We are all experiencing this thing, but we are all experiencing it differently.”“I realized I could be a gift to her, and she could be a gift to me, even in that small moment.”About Macie BridgeMacie Bridge is Operations Coordinator for the Yale Center for Faith & Culture. Macie is originally from the small town of Groton, Massachusetts, where she was raised in the United Church of Christ. As an undergraduate at Trinity College in Hartford, CT, Macie studied English literature, creative writing, and religious studies. She spent a year in Chapel Hill, North Carolina with the Episcopal Service Corps after receiving her B.A. There, she served as Events & Communications Coordinator for L'Arche North Carolina—an emerging L'Arche community, and therefore an incredible “crash course” into the nonprofit world.About Ryan McAnnally-LinzRyan McAnnally-Linz is Associate Director of the Yale Center for Faith & Culture and a theologian focusing on flourishing, meaning, and the moral life. He is co-author of Public Faith in Action and The Home of God with Miroslav Volf, and Life Worth Living: A Guide to What Matters Most with Miroslav Volf and Matt Croasmun.Show NotesLoneliness as Creaturely ConditionLoneliness as “baked into our creaturely lives,” not a sign of brokenness or failureThe “gap between what we want and what we have” in relationshipsLoneliness as a universal human experience across ages and contextsSolitude and DiscernmentSolitude as a place to listen more clearly to God and oneselfTime alone clarifies intuition, vocation, and identity.Solitude shapes self-knowledge outside societal expectations.Community, Church, and EmbodimentChurches can be embodied spaces of connection yet still feel lonely.Hospitality requires more than “hi”; it requires digging deeper into personal encounter.Embodied church life resists technological comforts that reduce vulnerability.Grief, Risk, and VulnerabilityDistinguishing grief-loneliness from social-isolation lonelinessRelationships inherently involve risk, limits, and potential hurt.Opening oneself to others requires relinquishing entitlement.Everyday Encounters and Ecological AttentionSmall moments with neighbors (like taking a stranger's photo) can be meaningful.Loneliness can signal attention toward creaturely neighbors—birds, bugs, landscapes.Turning loneliness outward can widen our capacity for care.Production NotesThis podcast featured Macie BridgeEdited and Produced by Evan RosaHosted by Evan RosaProduction Assistance by Alexa Rollow, Emily Brookfield, and Hope ChunA Production of the Yale Center for Faith & Culture at Yale Divinity School https://faith.yale.edu/aboutSupport For the Life of the World podcast by giving to the Yale Center for Faith & Culture: https://faith.yale.edu/give

What does it really take to leave Wall Street, take massive risks, and help shape the future of innovation?For Jeff Ransdell, Founding Partner and Managing Director of Fuel Venture Capital and CEO of Maquia Capital, the journey started with $138 billion under management at Merrill Lynch, and a decision to walk away. Since then, he's invested over $150 million into South Florida startups, helping build Miami into a global tech hub while navigating the most unpredictable era in venture capital.In this episode of Common Denominator, we unpack Jeff's transition from Wall Street to venture, his take on the AI revolution, and what it means to invest in founders who can lead through chaos and change.In this episode, you'll learn:- How Jeff left corporate stability to build one of Miami's top venture firms- Why the “AI meta-shift” will redefine work, wealth, and the human condition- How Fuel Venture Capital turned South Florida into a startup destination- The founder traits investors look for before writing a check- Why emotional intelligence matters as much as financial acumen- What the next five years will look like for startups, investors, and innovationLike this episode? Leave a review here: https://ratethispodcast.com/commondenominatorTimestamps:00:00 – Introduction: Risk, Mindset & Why Venture Capital Matters05:00 – How Jeff Assesses Risk & Why VC Isn't What You Think10:00 – Coachability, Pivoting & The Founder Traits Fuel VC Looks For15:00 – Jeff's Leap From Wall Street to Venture Capital20:00 – The AI Meta-Shift: What's Coming in the Next 5 Years25:00 – Jobs, Humanity & The Future Economic Reality30:00 – Why Tech Might Push Us Back to Simpler Living35:00 – Jeff's Favorite Investments & Lessons From Miami's Startup SceneFollow Jeff:  http://linkin.bio/jeffransdellvc Fuel Venture Capital: https://fuelventurecapital.com/Instagram: https://www.instagram.com/jeffransdellvc/

Become a member of The Real Science of Sport Supporters Club to show your support and have your say. A perk of membership is Discourse, our community that chats about training, sports science, physiology and news.Show notesA midweek whip around the world of sport, with some sports science and management insights on stories making headlines this week. We cover:The LA 2028 Olympic Track and Field programme was announced last week. It features three 100m races on one day for the women, and no option for a 400m/400m hurdle double, are among the surprises. We discuss the effects on athletes and the missed opportunitiesTriathlon's T100 series was plunged into chaos with miscounted laps, result changing decisions, and even a vote on whether rules were applied to the satisfaction of athletes. We discuss the fiasco in DubaiBoxing continues its (d)evolution to WWE, with a fight announced between Anthony Joshua and Jake Paul. A gimmick, for sure. Too dangerous? We discussWorld Rugby announced a new calendar for 2026, aimed at giving more relevance and meaning to Tour matches. The schedule has pros and cons, creating a travel load for teams that will require some accommodation for player welfareAnd finally, cardiac events among spectators at last week's ATP Finals are the trigger for a short discussion about the risks of WATCHING sport, with some interesting studies showing how risk increases when people are invested in the resultOther linksThe paper studying cardiac arrests at Gillette StadiumThe cardiac event risk is slightly higher in football in the NetherlandsLosing, but not winning, a Superbowl increases the risk of cardiovascular death Hosted on Acast. See acast.com/privacy for more information.

Most parents only see the rankings, the showcase stats, and the hype — but this episode of The Most Valuable Agent with Matt Hannaford pulls you inside the real world of MLB draft strategy, where decisions are made long before a player ever hears their name called. Former Minnesota Twins GM Thad Levine reveals what truly drives baseball scouting insights today, from how MLB teams evaluate players beyond raw tools to why character, adaptability, and leadership quietly determine careers. You'll hear how clubs weigh high school vs. college talent, why certain pitchers carry heavy risk profiles, and how "force multipliers" — not just stars — shape long-term success. Thad breaks down how front offices think, how organizations develop prospects, and what separates players who survive the grind from those who stall out. If you've ever wondered how the baseball development pathway really works behind closed doors, this conversation exposes the hidden criteria that actually move players up draft boards. Subscribe for weekly MLB draft strategy and baseball development insights. WHAT YOU'LL LEARN MLB draft strategy breakdowns teams use to separate elite prospects Baseball scouting insights that go far beyond tools or showcase numbers How MLB teams evaluate players on makeup, adaptability, and character Risk profiles of high school vs. college players, especially pitching Why leadership, habits, and mindset drive long-term player development How the baseball development pathway really works inside MLB organizations Matt Hannaford is a 25-year veteran MLB agent and founder of Aligned Sports. He's represented Hall of Famers, negotiated blockbuster contracts, and now shares his wisdom weekly on The Most Valuable Agent. Connect with Matt Hannaford: https://www.instagram.com/mfhannaford/  https://www.aligndsports.com/  Subscribe for weekly coaching on the mindset of baseball https://www.youtube.com/@mostvaluableagent  #MLBDraft #ThadLevine #BaseballScouting #PlayerDevelopment #MLBInsights #BaseballParents #MostValuableAgent  

⬥EPISODE NOTES⬥Understanding Beg Bounties and Their Growing ImpactThis episode examines an issue that many organizations have begun to notice, yet often do not know how to interpret. Sean Martin is joined by Casey Ellis, Founder of Bugcrowd and Co-Founder of disclose.io, to break down what a “beg bounty” is, why it is increasing, and how security leaders should think about it in the context of responsible vulnerability handling.Bug Bounty vs. Beg BountyCasey explains the core principles of a traditional bug bounty program. At its core, a bug bounty is a structured engagement in which an organization invites security researchers to identify vulnerabilities and pays rewards based on severity and impact. It is scoped, governed, and linked to an established policy. The process is predictable, defensible, and aligned with responsible disclosure norms.A beg bounty is something entirely different. It occurs when an unsolicited researcher claims to have found a vulnerability and immediately asks whether the organization offers incentives or rewards. In many cases, the claim is vague or unsupported and is often based on automated scanner output rather than meaningful research. Casey notes that these interactions can feel like unsolicited street windshield washing, where the person provides an unrequested service and then asks for payment.Why It Matters for CISOs and Security TeamsSecurity leaders face a difficult challenge. These messages appear serious on the surface, yet most offer no actionable details. Responding to each one triggers incident response workflows, consumes time, and raises unnecessary internal concern. Casey warns that these interactions can create confusion about legality, expectations, and even the risk of extortion.At the same time, ignoring every inbound message is not a realistic long-term strategy. Some communications may contain legitimate findings from well-intentioned researchers who lack guidance. Casey emphasizes the importance of process, clarity, and policy.How Organizations Can PrepareAccording to Casey, the most effective approach is to establish a clear vulnerability disclosure policy. This becomes a lightning rod for inbound security information. By directing researchers to a defined path, organizations reduce noise, set boundaries, and reinforce safe communication practices.The episode highlights the need for community norms, internal readiness, and a shared understanding between researchers and defenders. Casey stresses that good-faith researchers should never introduce payment into the first contact. Organizations should likewise be prepared to distinguish between noise and meaningful security input.This conversation offers valuable context for CISOs, security leaders, and business owners navigating the growing wave of unsolicited bug claims and seeking practical ways to address them.⬥GUEST⬥Casey Ellis, Founder and Advisor at Bugcrowd | On LinkedIn: https://www.linkedin.com/in/caseyjohnellis/⬥HOST⬥Host: Sean Martin, Co-Founder at ITSPmagazine and Host of Redefining CyberSecurity Podcast | On LinkedIn: https://www.linkedin.com/in/imsmartin/ | Website: https://www.seanmartin.com⬥RESOURCES⬥Inspiring Post: https://www.linkedin.com/posts/caseyjohnellis_im-thinking-we-should-start-charging-bug-activity-7383974061464453120-caEWDisclose.io: https://disclose.io/⬥ADDITIONAL INFORMATION⬥✨ More Redefining CyberSecurity Podcast: 

Steve Gruber sits down with Adam Hardage, combat veteran and former CIA Operations Officer, to discuss the alarming evolution of blackmail tactics. From the revelations of the Epstein case to the rise of AI-driven deception, Hardage explains how these manipulative systems are being used to target the next generation. They explore the strategies, the risks to privacy and security, and what individuals and families can do to recognize and defend against these modern threats.

Today, we address the elevated risk profile resulting from a slow-moving western storm that encompasses the desert Southwest and the Southern Plains. Flood watches and warnings have been issued across parts of Arizona, southeast California, and southern Nevada as persistent rainfall continues to impact these regions. Additionally, southern Utah is experiencing mountain snow, while parts of North Texas through Oklahoma are under a marginal risk for severe storms, which may include damaging winds and hail. We also note that Hawaii's Big Island summits remain under a winter weather advisory due to anticipated wintry conditions. As we navigate these varied weather phenomena, we emphasize the importance of remaining situationally aware and prepared for potential hazards.Takeaways:* A slow-moving western storm significantly elevates the risk profile across multiple states today. * Flood watches are currently in effect across parts of Arizona, California, and Nevada due to persistent rain. * Southern Utah is under a winter weather advisory with ongoing mountain snow expected to impact travel. * Texas has activated emergency resources in anticipation of heavy rain and flooding threats over the coming days. * The Storm Prediction Center has designated a marginal risk for severe weather from North Texas to southern Missouri. * Hawaii's Big Island summits continue to face winter weather advisories due to potential snowfall and icy conditions. Sources[NWS Phoenix/Flagstaff/Las Vegas | https://www.weather.gov/wwamap/wwatxtget.php?cwa=psr&wwa=all][NWS Salt Lake City | https://www.weather.gov/slc/][SPC Day 1 | https://www.spc.noaa.gov/products/outlook/day1otlk.html][NHC | https://www.nhc.noaa.gov/gtwo.php?basin=atlc][NWS Honolulu AFD | https://www.weather.gov/hfo/AFD][USGS — Past Day Quakes | https://earthquake.usgs.gov/earthquakes/map/?extent=64.39694%2C320.09766&extent=7.62389%2C179.47266&magnitude=all&timeZone=utc][NWS Phoenix | https://www.weather.gov/wwamap/wwatxtget.php?cwa=psr&wwa=all][NWS Flagstaff | https://www.weather.gov/wwamap/wwatxtget.php?cwa=psr&wwa=all][NWS Los Angeles/Oxnard | https://www.weather.gov/lox/][NWS San Diego | https://www.weather.gov/sgx/][NWS Las Vegas — Flood products incl. Inyo CA | https://www.weather.gov/wwamap/wwatxtget.php?cwa=psr&wwa=all][NWS Las Vegas — Warnings/Advisories | https://www.weather.gov/wwamap/wwatxtget.php?cwa=psr&wwa=all][NWS Salt Lake City — Winter Weather Advisory | https://www.weather.gov/wwamap/wwatxtget.php?cwa=psr&wwa=all][TDEM Press Release (Nov 18) | https://www.tdem.texas.gov/press-release/11-18-25][SPC Day 1 Outlook | https://www.spc.noaa.gov/products/outlook/day1otlk.html][SPC Day 1 Outlook | https://www.spc.noaa.gov/products/outlook/day1otlk.html][NWS Norman — hazards briefing | https://www.weather.gov/oun/?n=spotter-referencematerials][NWS Wichita | https://www.weather.gov/ict/][SPC Day 1 Outlook | https://www.spc.noaa.gov/products/outlook/day1otlk.html][NWS Cheyenne | https://www.weather.gov/cys/?wfo=cys][NWS Honolulu AFD | https://www.weather.gov/hfo/AFD][NWS Honolulu — WWA/Marine | https://www.weather.gov/hfo] This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit emnetwork.substack.com/subscribe

In this episode of 'Cybersecurity Today,' host Jim Love covers multiple pressing topics: CloudFlare's major outage affecting services like OpenAI and Discord, Microsoft's new AI feature in Windows 11 and its potential malware risks, a new red team tool that exploits cloud-based EDR systems, and a new tactic using calendar invites as a stealth attack vector. Additionally, a critical SAP vulnerability scoring a perfect 10 on the CVSS scale is discussed alongside a peculiar event where Anthropic's AI mistakenly tried to report a cybercrime to the FBI. The episode wraps up with a mention of the book 'Alyssa, A Tale of Quantum Kisses' and a thank you to Meter for sponsoring the podcast. Tune in for essential cybersecurity insights. 00:00 Introduction and Sponsor Message 00:22 CloudFlare Outage Causes Major Disruptions 02:55 Microsoft's New AI Features and Malware Risks 05:22 Silent but Deadly: New Red Team Tool 07:39 Calendar Invites as a Stealth Attack Vector 10:04 Critical SAP Vulnerability 12:11 Anthropic's AI and the FBI Incident 14:06 Conclusion and Final Thoughts

Meet Jordan Darling, a serial entrepreneur whose journey spans from building the first electric stand-up jet ski to disrupting the $200B building materials industry with his new company, Supersede. In this episode of The Mark Haney Show, Jordan shares how he turned his early passion for engineering into a successful startup that was acquired by Nikola, what he learned during hyper-growth, and why he's now on a mission to reinvent plywood using recycled plastic waste. Jordan breaks down how Supersede's Marine Board is becoming a high-performance, waterproof, fully recyclable alternative to plywood and OSB—solving massive problems like deforestation, supply chain failures, and America's plastic recycling crisis. We also dive into entrepreneurship, risk, partnership, fatherhood, and how he's building not one but two companies (Supersede + Dupe Loops) with his closest friends. If you care about startups, innovation, sustainability, manufacturing, or the future of construction, this is a must-watch. Supersede Website: www.supersede.build Supersede Instagram: https://www.instagram.com/supersedebuild/ Supersede LinkedIn: https://www.linkedin.com/company/supersedematerials/ Dupe Loops LinkedIn: https://www.linkedin.com/company/dupe-loops/ Dupe Loops Instagram: https://www.instagram.com/dupeloops/ Dupe Loops Website: https://www.dupeloops.com/ Chapters:  00:00 – Preview: Plastic Waste, Recycling & Marine Board 00:38 – Welcome to The Mark Haney Show & Introducing Jordan Darling 02:13 – Flashback: First Electric Jet Ski & Meeting on the Water 04:15 – Mark's First Angel Investment & Free Form's Big Break 06:25 – Inside Nikola: Hypergrowth, Partnerships & Hard Lessons 11:08 – Leaving Nikola & Turning an “Education You Couldn't Buy” Into What's Next 11:33 – Supersede: Reinventing Plywood With Recycled Plastic 18:15 – Boats, RVs & Why Supersede Started in the Toughest Environments 23:50 – Automation, “Lights-Out” Factories & Beating Traditional Lumber 30:11 – Dupe Loops: Allergen-Free Donuts, a Donut Truck & Heavenly Hunks Partnership 38:20 – The “Entrepreneur Sickness,” Risk, Family & Redefining Success #Entrepreneurship #Startups #Supersede #JordanDarling #RecycledPlastic #SustainableBuilding #BuildingMaterials #Innovation #PlywoodAlternative #Manufacturing #CleanTech #CircularEconomy #PlasticWaste #GreenTechnology #VentureCapital #FounderStory #themarkhaneyshow  ______________________________________________________________ If this episode inspires you to be part of the movement, and you believe, like me, that entrepreneurs are the answer to our future, message me so we can join forces to support building truly great companies in our region.  - Subscribe to my channel here: https://www.youtube.com/channel/UCom_​...  -   Mark Haney is a serial entrepreneur that has experience growing companies worth hundreds of millions of dollars. He is currently the CEO and founder of HaneyBiz  -   Instagram: http://instagram.com/themarkhaney​  Facebook: www.facebook.com/themarkhaney  LinkedIn: https://www.linkedin.com/in/markehaney​  Website: http://haneybiz.com​  Audio Boom: https://audioboom.com/channels/5005273​   Twitter: http://twitter.com/themarkhaney - This video includes personal knowledge, experiences, and opinions about Angel Investing by seasoned angel investors.  This content is for informational purposes only and should not be construed as legal, tax, investment, or financial advice.  Nothing in this video constitutes a solicitation, recommendation, or endorsement. #thebackyardadvantage #themarkhaneyshow #entrepreneur  #PowerOfWith #SacramentoEntrepreneur #Sacramento #SacramentoSmallBusiness #SmallBusiness #GrowthFactory #Investor #Podcast

This week on Swimming with Allocators, Jay Rongjie Wang, Founder and CEO of Primitiva Global, shares her journey from her pioneering upbringing shaped by her mother's tech entrepreneurship to becoming a leading venture investor bridging Silicon Valley, Hong Kong, and Shanghai. Jay discusses the importance of authenticity and “congruence” in investment decisions, her “impossible triangle” theory for evaluating AI opportunities, and cross-border fundraising strategies. Listeners will gain actionable insight into aligning personal strengths with business practices, understanding global LP/GP dynamics, and balancing boundless curiosity with focused execution in the rapidly evolving world of tech and venture capital. Also, don't miss our insider segment as Idan Netser and Jason Kropp from Sidley discuss key tax incentives for venture funds, including carried interest treatment and Qualified Small Business Stock benefits, as well as recent FDA regulatory changes impacting biotech and medtech startups, offering timely guidance for VC investors and founders.Highlights from this week's conversation include: Welcoming Jay to the Episode (0:22) Impact of Parenting on Risk, Creativity, and Early Career Choices (5:24) Lessons Learned from Running Community Website: Career Preparation (7:17) Discussion of Gender Dynamics, Over-Preparation, and Confidence (10:00) Traits for Successful Fund Managers: Concept of Congruence (11:38) Practical Framework for Identifying "Winner Energy" and Reference Checks (17:55) Consistency in Feedback About GPs (21:46) Regulatory Topics: Carried Interest, Tax, and FDA Insights (23:54) Energy Management, Executive Capacity, and Inner Focus (28:48) Impossible Triangle Theory on AI Progress and Investment Filtering (30:27) Applying the Theory: GPU and Data Center Investments (36:06) Fundraising Successes Outside the US and Motivations of International LPs (39:09) Balancing Curiosity with Focus for Investors (41:20) Personal Advice on Career Methodology and Venn Diagram Specialization (44:24) Final Thoughts and Takeaways (45:15) Primitiva Global is a family office and investment platform operating across Silicon Valley and Hong Kong. Primitiva backs first-check venture managers and invests in companies expanding the frontiers of artificial intelligence, deep technology, and global innovation. The firm combines deep research, top-down analysis, and hands-on partnership to support the next generation of builders and allocators. Learn more at www.primitivaglobal.com Sidley Austin LLP is a premier global law firm with a dedicated Venture Funds practice, advising top venture capital firms, institutional investors, and private equity sponsors on fund formation, investment structuring, and regulatory compliance. With deep expertise across private markets, Sidley provides strategic legal counsel to help funds scale effectively. Learn more at sidley.com. Swimming with Allocators is a podcast that dives into the intriguing world of Venture Capital from an LP (Limited Partner) perspective. Hosts Alexa Binns and Earnest Sweat are seasoned professionals who have donned various hats in the VC ecosystem. Each episode, we explore where the future opportunities lie in the VC landscape with insights from top LPs on their investment strategies and industry experts shedding light on emerging trends and technologies.  The information provided on this podcast does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on this podcast are for general informational purposes only.

In today's episode, Jerry introduces the Three Bucket Strategy, a simple framework that brings clarity to your financial life by organizing liquid assets, safe growth assets, and long-term risk growth.He explains why so many investors feel stress during market volatility and how proper bucket planning reduces fear, panic selling, and emotional decision-making.Jerry also shares his latest market insights ahead of Nvidia's earnings release and tomorrow's jobs report, both of which could move the markets.He walks through the current set-ups in the S&P 500, Nasdaq 100, gold, silver, bitcoin, and more.The episode ends with a clear reminder of why planning beats prediction and how a steady hand wins over time.

Russ Gleber is the Senior Director of Penetration Testing Solutions at BreachLock. In this episode, he joins host Scott Schober to discuss the process of communicating cybersecurity finds to executive boards, how best to translate risk, and more. This episode is brought to you by BreachLock. To learn more about our sponsor, visit https://breachlock.com.

Freedom of Speech at Risk in Armenia, Vagharshapat, RPA Strategy  | Ep 487, Nov 19, 2025Conversations on Groong - Recorded on: November 18, 2025TopicsFreedom of Expression at Risk in ArmeniaVagharshapat Municipal OutcomesRepublican Party Election StrategyStand in Support of Independent Media and Journalism in ArmeniaGuestHayk MamijanyanHostsHovik ManucharyanAsbed BedrossianEpisode 487 | Recorded: November 18, 2025SHOW NOTES: https://podcasts.groong.org/487Subscribe and follow us everywhere you are: linktr.ee/groong

The Coalition has abandoned net zero and announced its new energy policy, promising to strip emissions reductions from the objectives of the electricity market operator and focus on lowering consumer prices. The climate and environment editor, Adam Morton, and Reged Ahmad factcheck the opposition's new energy claims and discuss why dropping net zero is dragging the country backwards in the battle against climate change

Jen Nails and Sandi Marx share stories about being who you are even, when it's a pain in the ass. 

Our Chief Global Economist Seth Carpenter and Global Cross-Asset Strategist Serena Tang return to conclude their two-part episode on 2026 outlooks and explain why the market environment is turning in favor of risk assets, especially U.S. stocks.Read more insights from Morgan Stanley.----- Transcript -----Seth Carpenter: Welcome to Thoughts in the Market. I'm Seth Carpenter, Morgan Stanley's Global Chief Economist.Serena Tang: And I'm Serena Tang, Morgan Stanley's Chief Global Cross-Asset Strategist.Seth Carpenter: Yesterday, Serena, we discussed our views on the global economy, and today I'm going to turn the tables on you and start asking you questions about our market outlook and how to invest across regions and across asset classes.It's Tuesday, November 18th at 10am in New York.Alright, Serena in 2025, global markets rode some significant volatility driven by tariffs, policy uncertainty. Things went up, they went down. Equities ultimately outperformed bonds as rate cuts began. But cross-asset strategy depended so much on identifying correlations, opportunities – all in a world that is still adapting to the new geopolitical dynamics and what seemed like evolving rules.So, with that backdrop, could you just broadly tell us what the investment strategy should be in 2026?Serena Tang: We think 2026 will be a strong year for risk assets as you have unusually pro-cyclical policy mix that's supportive of earnings. And that frees up markets to shift the focus from global macro concerns, which of course have dominated this year, to more micro asset specific narratives. Particularly those related to AI CapEx investment.And I think such a constructive environment really calls for a risk on tilt. We recommend equities over credit and government bonds, with a preference for U.S. assets.Seth Carpenter: Okay. I think last year we had some preference, at least for U.S. equities. Are there any other big rotations versus more of the same that you really want to highlight for folks?Serena Tang: In terms of, I think the strategy outlook itself, a big shift has been what we think drive investor focus the most. Our strategy mid-year outlook had focused heavily on global macro risks, right? Especially those, I think, emanated from trade tensions, which you alluded to earlier.I think this time around as the distribution of outcomes on tariffs, I think, has become a bit narrower, it's very much more about asset specific stories. And yes, you know, to your point about being, bullish on U.S. equities, we've maintained that view this time round and believe that U.S. equities can generally do better than rest of world.As you know, Mike Wilson, a colleague and chief U.S. equity strategist, he has a price target of 7800 for the S&P 500 index …Seth Carpenter: Wow.Serena Tang: Beating the expected returns from other regional equities by like quite a bit. So that's not changed. But I think that with this backdrop of post cyclical policy combo lifting U.S. earnings, we've also turned more bullish on high-yield corporate credit – that is bonds which are riskier.I think very much like U.S. equities, we believe that the asset class can benefit from the combination of monetary deregulation policy. But there's also like a very interesting technical component there, which is, as we expect, a surge in investment grade issuance to fund AI related CapEx. I think the high-yield market will be more insulated from this, which means outperformance versus higher quality corporate bonds.Seth Carpenter: Got it. Okay. So, as you're coming up with these strategies and these recommendations in lots of ways, it just relies on forecasting. And I have to say I'm sympathetic to how hard forecasting is, especially when it comes to the future. In our economic forecast, we also included a bunch of different alternate scenarios because I just see that much uncertainty in the global economy.So, with that as a backdrop, nothing is for sure. But where would you say your highest conviction calls are when it comes to investing in 2026?Serena Tang: Well, as I mentioned, we like U.S. equities and that remains a very high conviction call for us. [I] sort of dug through the details of that already. And so, I want to turn to a[n]other high conviction view, which is curve steepening. We see pretty material U.S. treasury curve steepening over the next year. I think even as a macro strategist, actually expect yields at least in the backend to be mostly range bound. And this steepening will be very much driven by what happens in the two-year point – I think as markets continue to, we think, underpriced, future Fed easing and growth slow down tail risks.Seth Carpenter: So that's super helpful in terms of the places where you're convicted. Let me be perhaps a little bit unfair because nothing is in fact certain. And so, if there are things that we feel pretty sure about, there've got to be things where we're either not sure or parts of the market that really pose the most risk.So, if I asked you then, where do you see the biggest risk for investors in markets next year, what would you say?Serena Tang: So, one of them really is AI investment cycle abruptly ending. And this has been a topic of huge debate in all of the investor meetings that we've had over the last several weeks. Because the idea is you have a sharp pullback in investment in the next 12 months, which could trigger a pretty cascading effect. And of course that would likely pressure U.S. equities, I think given hyperscalers index weight. But could weirdly enough benefit IG credit by reducing issuance, which has been the main driver of wider spreads in our forecast. But I think the other risk here actually is if animal spirits run a bit too hot. Underlying our equities over credit over rates allocation is some revival in animal spirits, but it's not the kind of irrational exuberance that marks the end of cycle in our view.Given, I think there's still rational belief in that policy triumvirate that we touched on earlier, that can still be supportive of risk. But you know, I think if sentiment does overheat then our allocation tilt towards cyclicals and beta would be wrong. And historically late cycle expansions see investment grade outperforming high yield inequities, with bonds eventually leading returns.The last risk, I think, to our asset allocation, is really the Fed. Either the FOMC not easing further over the next 12 months or if it changes its reaction function. And I think both of those will have very different implications of what happens to the front end of the yield curve. So, my question to you, Seth, is what do you see as the probability around both of those scenarios?Seth Carpenter: Look, with the data that we have before the government shut down, it was clear there was a tension. Spending by households, spending by businesses was strong. Employment data were getting weaker and weaker, and the Fed has decided to start cutting to err on the side of insulating against further deterioration in the labor market.So, one thing that could upend our forecast is that the real signal is from the spending. Spending stays strong, the labor market eventually catches up to the stronger spending, and we start to see job gains come back. If that happens, especially with inflation now running notably above the Fed's target, I just don't really think we're going to get anywhere near the number of rate cuts that we forecast or that are already priced into market. So, you'd have to see a reversal.How likely is that you can't rule it out? I'd say 20 percent or something like that. Maybe a little bit more. On the other hand, to the downside. I wonder if what you're getting at a little bit is there's going to be some turnover in the personnel at the Fed. And do we have to worry about a fundamentally different reaction function from the Fed going forward and cutting rates aggressively, even if the macro considerations don't warrant? Is that really what you were getting at?Serena Tang: Yes. I think that has been the question on the forefront of investors' minds…Seth Carpenter: Yeah, I think that's a real question. The way I look at it is Chair Powell is in charge of the Fed now. His term goes through May of next year. And so, until we get to the middle of next year, I don't really think there's any fundamental change in how the Fed does business. But it really does seem like we're going to have a new Fed chair in June of next year. But even there, we have got to remember that the committee is a committee and that's how policy is decided. And so, if there was a new chair who really, really, really wanted to take policy in a truly unorthodox way, I also don't think that's really feasible over the second half of next year – because there just won't have been that much turnover in terms of the personnel of the Fed. That's how we're looking at it for now. I really don't think that latter version of the world is a big risk. That said, I'm going to throw it back to you [be]cause I always have to get the last word.You talked about asset classes, bullish on U.S. equities. We talked about high yield bonds; we talked about some of the risks that markets have to face. But one thing I didn't hear – and we do have a global investor base – Is about currencies and specifically the dollar.So, this time last year, the team made a pretty bold call that the dollar would depreciate a great deal. And here we are and the dollar has come off a lot on net over this year. That stabilized a little bit. Maybe not for the whole year [be]cause that kind of forecasting is hard for currencies. But what do you see over the next few months called the next half year for the dollar? Is it going to continue the trend or do you think we should see a reversal?Serena Tang: So, we do think the dollar will continue its trend downwards from here to the middle of next year. And I know, I know. There's been a lot of discussion, there's been a lot of debate around whether the dollar has basically stopped where we are. But the thing is, you know, going back to what you mentioned around the path for growth in the U.S. and unemployment in the U.S. – if we do see softer economic data in the first half of next year, that can drive the dollar downwards. In fact, we're once again, more bearish than consensus on the dollar by the middle of next year.Seth Carpenter: Got it. All right. That's super helpful. Serena, thank you so much for taking the time to talk with me today and let me ask the questions of you.Serena Tang: Always a pleasure, Seth.Seth Carpenter: And thank you for listening. If you enjoy Thoughts on the Market, please leave us a review wherever you listen and share the podcast with a friend or a colleague today.

On today's episode, Beau and Z are LIVE from MGM Northfield Park! Browns legend Reggie Langhorne joins the guys (37:30) to talk about the Browns season through 11 weeks. You'll also get this week's Risk vs. Reward plays with former Browns P Dave Zastudil (22:02). Plus, get One Thought from every NFL game this weekend (1:07:18) and hear from Browns LB Devin Bush (57:50).See omnystudio.com/listener for privacy information.

Insights into the past, present and future of crypto with Mike Novogratz. Follow the podcast ⁠⁠⁠⁠⁠⁠here⁠⁠⁠⁠⁠⁠. Galaxy Digital founder and CEO Mike Novogratz joins "CoinDesk Spotlight" to discuss why the $38 trillion national debt has created a "golden era" for crypto. Novogratz breaks down the power of the XRP Army, his timeline for a $1 million bitcoin, and Galaxy's IPO journey. Plus, he shares his concerns about a "bull market in populism" and the story of how his ayahuasca trip inspired a scene in the show Billions. - This content should not be construed or relied upon as investment advice. It is for entertainment and general information purposes. - Break the cycle of exploitation. Break down the barriers to truth. Break into the next generation of privacy. Break Free. Free to scroll without being monetized. Free from censorship. Freedom without fear. We deserve more when it comes to privacy. Experience the next generation of blockchain that is private and inclusive by design. Break free with Midnight, visit midnight.network/break-free - Genius Group has partnered with CoinDesk for Bitcoin Treasury Month, launching the Genius x CoinDesk Quest. Participants can join the Bitcoin Academy, complete free microcourses from experts like Natalie Brunell and Saifedean Ammous, and enter to win 1,000,000 GEMs (worth 1 BTC) promoting bitcoin education and adoption. Learn more at: ⁠https://www.geniusgroup.ai/coindesk-bitcoin-treasury-month/⁠ - Need liquidity without selling your crypto? Take out a ⁠Figure Crypto-Backed Loan⁠, allowing you to borrow against your BTC, ETH, or SOL with 12-month terms and no prepayment penalties. They have the lowest rates in the industry at 8.91%, allowing you to access instant cash or buy more Bitcoin without triggering a tax event. Unlock your crypto's potential today at Figure! ⁠https://figuremarkets.co/coindesk - Timestamps: 01:42 - When Did Novogratz First Know Money Mattered?07:26 - “What's Cool About Bitcoin Is There's No CEO”12:44 - XRP's Fierce Community and Success14:32 - How Did We Get Here: America's Financial "Tale of Two Cities"15:47 - How Sustainable Are Crypto Communities?17:49 - Novogratz's Take on Mamdani and Crypto in NYC22:15 - Would He Ever Run for Office?25:38 - Is Crypto at Risk of Replicating Same Challenges From TradFi?29:26 - His Work on Criminal Justice Reform33:32 - How Novogratz's Upbringing Shaped Him37:10 - On Immigration Policy and Where America is Headed43:16 - Galaxy's IPO45:19 - Top Crypto Asset Picks47:33 - On D.C. and When Market Structure Legislation Will Pass49:43 - "Crypto Is a Report Card on How the Country Is Doing"52:03 - Can a BTC Treasury Address National Debt? "It's Kind of Smoke and Mirrors"53:35 - Novogratz's Most Rewarding Project57:28 - Advice to His Younger Self59:36 - Where Did His Intense Risk Appetite Come From?01:01:14 - The Ayahuasca Journey That Inspired 'Billions' - This episode was hosted by Jennifer Sanasie. “CoinDesk Spotlight” is produced by Sam Ewen, Jennifer Sanasie, Taylor Fleming and Victor Chen.

You make smart business decisions all day long. ROI calculations. Risk assessments. Strategic planning. Then five o'clock hits and you clock out. Suddenly you're just winging it with your personal life. Wild, right? I spent years consulting business owners on quarterly goals and customer journeys. One day a successful client had this lightbulb moment: "I wish my personal life was this organized." That's when it clicked for me too. The same tools that build million-dollar businesses work for building the life you actually want. No separation needed. Just one you with one life that all blends together. Featured Story I'm sitting with a client mapping quarterly revenue targets and conversion rates. He's taking notes. Nodding. Excited about the plan. Then he stops with that look. You know the one. That millisecond when something just clicks in your brain. He says, "Man, I wish my personal life was this organized. I feel like I'm just making it up as I go." I laughed and said, "Well, we all are, aren't we?" Important Points You are one person with one life, and everything blends together whether you admit it or not. Vague goals get vague results, but specific goals get specific results. "I want to be happy" means nothing. "I'm at the gym at 6 a.m. three days a week" is a system you can actually build and measure. Positive ROI or die applies to your life just like it does in business. If you're spending 60% of your time for 10% satisfaction, that's terrible ROI and you wouldn't accept it in business, so why accept it in life? Memorable Quotes "Every day you and I make smart business and job decisions. ROI calculations, risk assessments, strategic planning. And then at five o'clock we clock out and what do we do? We wing it." "You wouldn't invest in your business and continue to get negative returns, would you? But so many people do it in their life." "If you don't know who you are, you cannot build a life that fits you. Just like a business. If a business sells the wrong product to the wrong customer, they do not have a business." Scott's Three-Step Approach Define your avatar. Get specific about who you are right now, not who you were five years ago or who your parents think you should be. What lights you up? What drains you? When do you feel most like yourself? If you don't know who you are, you cannot build a life that fits you. Design your product. Decide exactly what life you want with specific details, not vague wishes. Transform "I want to work out" into "I'm at the gym at 6 a.m. three days a week for 45 minutes." The more specific your solution, the easier it is to build because everything else just falls away. Build your system. Create daily non-negotiables and predictable habits that deliver results. Your habits absolutely dictate your success and happiness in life. If you don't have a system for delivery of you as a person, you're winging it and that's negative ROI all day long. Chapter Notes 0:03 - Clocking out and winging your personal life 0:48 - Smart people plan now, take holidays later 1:27 - The client meeting that changed everything 2:47 - Money matters, but so does staying married 5:01 - What you measure matters in life and business 5:39 - Your personal avatar: who are you really? 6:54 - Getting specific about the life you want 8:24 - Systems beat winging it every single time Connect With Me Search for the Daily Boost on YouTube, Apple Podcasts, and Spotify Email: support@motivationtomove.com Main Website: motivationtomove.com YouTube: youtube.com/dailyboostpodcast Instagram: @heyscottsmith Facebook Page: facebook.com/motivationtomove Facebook Group: Join the Daily Boost Community Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode the hosts dig into a $2.7 million EdTech business serving architects—$450K revenue, ~$227K profit, ~30 % growth—yet debate whether its 11.9× profit asking price makes any sense.Business Listing – https://app.acquire.com/startup/aUdw7lekR1TbMTB7h3oH00Of2KH2/9zqyExayXzwGmnlz6QWA?utm_medium=email&_hsenc=p2ANqtz-98r-wxCcPABDrP80rGNweSlNs2VkMvwGKxMByTIVyTIen9tvlCC_HRGTYrJ1hp08w7BlWcQs_9_6gkpNUKm734YYgaCg&_hsmi=386717396&utm_content=386717396&utm_source=hs_emailWelcome to Acquisitions Anonymous – the #1 podcast for small business M&A. Every week, we break down businesses for sale and talk about buying, operating, and growing them.

What if the stable path isn't the right one?Mohammad Farraj was on track to be a trauma surgeon. Instead, he left medicine to launch a taco truck—against family expectations, cultural pressure, and common sense. That truck became Talkin' Tacos, a fast-casual franchise now operating in seven states.In this episode, Mohammad shares what pushed him to walk away from a “safe” life, how a teenage TikTok creator sparked their first viral moment, and why obsessing over experience—not just food—created a brand that keeps growing.This is for any operator who's ever felt the pull to start over and build something real.To learn more about Talkin' Tacos and their nationwide expansion, visit talkintacos.net._________________________________________________________Free 5-Day Restaurant Marketing Masterclass – This is a live training where you'll learn the exact campaigns Josh has built and tested in real restaurants to attract new guests, increase visit frequency, and generate sales on demand. Save your spot at restaurantbusinessschool.comFull Comp is brought to you by Yelp for Restaurants: In July 2020, a few hundred employees formed Yelp for Restaurants. Our goal is to build tools that help restaurateurs do more with limited time.We have a lot more content coming your way! Be sure to check out our other content:Yelp for Restaurants PodcastsRestaurant expert videos & webinars

In this episode of SHE MD Podcast, Dr. Lisa Newman and William P. Lauder join hosts Dr. Thaïs Aliabadi and Mary Alice Haney to discuss breast cancer management, multidisciplinary care, and leadership in health advocacy. They explore the latest clinical research, patient-centered strategies, and the role of philanthropy in advancing care. Learn how to improve breast health outcomes, understand treatment options, and engage with supportive programs. This episode delivers expert insights on bridging medical innovation with community impact, empowering listeners to take informed steps in their health and wellness journeys.Subscribe to SHE MD Podcast for expert tips on PCOS, Endometriosis, fertility, and hormonal balance. Share with friends and visit SHE MD website and Ovii for research-backed resources, holistic health strategies, and expert guidance on women's health and well-being.SponsorsPurely Elizabeth - Visit purelyelizabeth.com and use code SHEMD at checkout for 20% off. Purely Elizabeth. Taste the Obsession. Timeline - Timeline is offering10% off your order of Mitopure. Go to timeline.com/SHEMD.Cymbiotika - Go to Cymbiotika.com/Shemd for 20% off plus free shippingiRestore - For a limited time, get a HUGE discount on the iRESTORE Elite + Illumina Face Mask Bundle with code SHEMD at iRestore.comPeloton - Let yourself run, lift, sculpt, push, and go. Explore the new Peloton Cross Training Tread+ at onepeloton.comDavid's Protein - David is giving my listeners an exclusive offer – buy four cartons and get the fifth free at davidprotein.com/shemd Aura Frames - Exclusive $45-off Carver Mat at https://on.auraframes.com/SHEMD. Promo Code SHEMDWhat You'll LearnLatest advancements in breast cancer managementHow multidisciplinary care improves patient outcomesThe impact of philanthropy on breast cancer research and community supportLeadership lessons in healthcare and patient advocacyKey Timestamps00:00 Introduction with Dr. Thaïs Aliabadi and Mary Alice Haney02:36 William P. Lauder & Dr. Lisa Newman Introductions04:13 When William's mother was diagnosed with breast cancer & how the pink ribbon was created13:15 Educating women on preventative care, genetic testing & the risk assessment tool22:38 Dr. Newman's research on the disparities of breast cancer in black women37:14 The inherent bias in the medical community towards women and the perception of treatment46:04 Increased breast cancer diagnoses in younger women51:58 How to start the process on your own for preventative care58:02 Risk assessment and screening mammogram01:05:41 Supporters of the Breast Cancer Research Foundation01:09:56 Conversation about Estée Lauder01:13:13 Closing thoughts and actionable guidanceKey Takeaways (5 Items)Multidisciplinary care leads to better patient outcomes in breast oncologyPhilanthropy and advocacy enhance research and community supportLeadership and decision-making shape healthcare innovationsPatient-centered strategies empower individuals during treatmentCollaboration between medical, corporate, and community sectors drives changeDr. Lisa Newman is a surgical oncologist specializing in breast cancer management. She is Chief of the Section of Breast Surgery at NewYork-Presbyterian/Weill Cornell Medical Center and leads multidisciplinary breast oncology programs providing compassionate, cutting-edge care. More at Weill Cornell.William P. Lauder is Chair, Board of Directors, The Estée Lauder Companies, Co-Chair of the Breast Cancer Research Foundation, and a guest lecturer at the Wharton School. As a third-generation Lauder, he champions philanthropy, leadership, and advancing breast cancer research. More at LinkedIn.Links https://www.linkedin.com/in/william-lauder/ https://weillcornell.org/lisa-newman Patient Support Programs – https://www.shemdpodcast.com/resourcesBreast Cancer Research Foundation – https://www.bcrf.orgSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode, Erik and Adam unpack one of the most misunderstood levers in business: the speed of learning. Adam explains why the brands that win are the ones that learn fastest — not the ones with the biggest budgets — and why "failure" is the wrong word entirely. They dive into growth mindset vs. fixed mindset leadership, how to evaluate people you work with, how leaders accidentally kill innovation, and how to build teams that tell you the truth. They also touch on personal stories around kids, parenting, praise, and competitive sports (including Adam's controversial crossover into pickleball

This week begins with a review of Guillermo del Toro's Frankenstein. For a novel that has been adapted so many times and so many ways, how did it measure up? Then alot of DC Studios news this week and speaking of WB, for our main story, we're talking studio mergers. The good, the bad, and the please don't let this happen to my favorite franchise. With Warner Bros. Discovery officially up for auction, we break down what it could mean if Paramount, Netflix, or Comcast buys the whole operation. All this and more this week on the House of Gozer Podcast. Become a Patreon for exclusives and more @ patreon.com/houseofgozer Join us on Discord https://discord.com/channels/964881367366250566/964881368045740064 Join the House of Gozer on Fan Community on Facebook @facebook.com/houseofgozer and houseofgozer.com

Want the Side Hustle Ideas Database? Get it here: https://clickhubspot.com/jnd Episode 765: Sam Parr ( ⁠https://x.com/theSamParr⁠ ) and Shaan Puri ( ⁠https://x.com/ShaanVP⁠ ) talk about every business Sam tried before he made his first million. — Show Notes: (0:00) #1 - Flipping Sports Equipment (2:05) #2 - Hot Dog Stand (5:42) #3 - Online Liquor Store (8:33) #4 - Anti-MBA Book Club (10:40) #5 - Roommate Matching (12:11) What to start now (19:48) Risk vs uncertainty (24:57) #? - Itch Juice (29:04) A bunch of failures (34:17) Lessons from starting 17 businesses — Check Out Shaan's Stuff: • Shaan's weekly email - https://www.shaanpuri.com  • Visit https://www.somewhere.com/mfm to hire worldwide talent like Shaan and get $500 off for being an MFM listener. Hire developers, assistants, marketing pros, sales teams and more for 80% less than US equivalents. • Mercury - Need a bank for your company? Go check out Mercury (mercury.com). Shaan uses it for all of his companies! Mercury is a financial technology company, not an FDIC-insured bank. Banking services provided by Choice Financial Group, Column, N.A., and Evolve Bank & Trust, Members FDIC — Check Out Sam's Stuff: • Hampton - https://www.joinhampton.com/ • Ideation Bootcamp - https://www.ideationbootcamp.co/ • Copy That - https://copythat.com • Hampton Wealth Survey - https://joinhampton.com/wealth • Sam's List - http://samslist.co/ My First Million is a HubSpot Original Podcast // Brought to you by HubSpot Media // Production by Arie Desormeaux // Editing by Ezra Bakker Trupiano //

Rookies are often told to stick to one investing strategy, but today's guest is going against the grain by combining the long-term appreciation of rental properties and the passive income of private money lending. Want to build a diversified real estate portfolio that can weather any kind of market shift or job loss? He has the blueprint! Welcome back to the Real Estate Rookie podcast! Shalom Yusufov's first real estate deal wasn't your average single-family rental. In fact, it wasn't a rental at all, but a private lending opportunity that gave him a whopping 11% return. Leaning on the experience from that first deal, Shalom has gone on to complete several private money deals, start his own fund, and buy nine cash-flowing rental units in just ONE year! But it hasn't been all smooth sailing. In this episode, Shalom discusses one of the deals that went south and why it's so crucial to vet both the property and the borrower on every private money deal. He also talks about why you should always have multiple exit strategies, and why becoming a landlord isn't quite as time-consuming as some would have you think! In This Episode We Cover: How to get into private money lending (even if you don't have a ton of cash!) The number one thing new investors get wrong when vetting a private money deal How to lower your investing risk with a diversified real estate portfolio Why you should always have multiple exit strategies when lending to other investors Choosing the right market to invest in when your backyard is too expensive And So Much More! Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/rookie-641 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.  Learn more about your ad choices. Visit megaphone.fm/adchoices