Podcasts about Risk

The probability of loss of something of value

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    Latest podcast episodes about Risk

    Global News Podcast
    Thousands at risk after flooding in Gaza

    Global News Podcast

    Play Episode Listen Later Dec 12, 2025 30:38


    The UN says a powerful storm is sweeping through Gaza, leaving 800,000 people in danger from deluged camps and collapsed buildings. (130)   Long description (no character limit and should always end with the words below): The UN says a powerful storm is sweeping through Gaza, leaving 800,000 people in danger from deluged camps and collapsed buildings.Also: an Australian minister accuses Reddit of trying to protect its profits, after it launches a legal challenge against the country's landmark social media ban for under-16s; how a growing number of young women are challenging the Iranian authorities; why the low-budget French videogame "Clair Obscur" has seen off its bigger American rivals to sweep the Game Awards; why conservationists fear some of the world's rarest apes, the Tapanuli orangutans, may have been destroyed in a devastating cyclone; and how changes in polar bear DNA could help protect the Arctic animals from climate change.    The Global News Podcast brings you the breaking news you need to hear, as it happens. Listen for the latest headlines and current affairs from around the world. Politics, economics, climate, business, technology, health – we cover it all with expert analysis and insight. Get the news that matters, delivered twice a day on weekdays and daily at weekends, plus special bonus episodes reacting to urgent breaking stories. Follow or subscribe now and never miss a moment. Get in touch: globalpodcast@bbc.co.uk

    The John Batchelor Show
    S8 Ep176: Why Russia Will Not Attack NATO: Colleague Anatol Lieven dismisses fears that Russia intends to attack NATO Baltic states, arguing such a move would lack strategic gain and risk nuclear war, contending these defenses are unnecessary because atta

    The John Batchelor Show

    Play Episode Listen Later Dec 12, 2025 5:48


    Why Russia Will Not Attack NATO: Colleague Anatol Lieven dismisses fears that Russia intends to attack NATO Baltic states, arguing such a move would lack strategic gain and risk nuclear war, contending these defenses are unnecessary because attacking NATO would unite the West, contrary to Russian interests. 1965

    The Meb Faber Show
    BlackRock's Rick Rieder - Rethinking Risk Into 2026 | #609

    The Meb Faber Show

    Play Episode Listen Later Dec 12, 2025 45:49


    Today's guest is Rick Rieder. Rick oversees more than $2 trillion in assets as the Chief Investment Officer of Global Fixed Income at BlackRock. He also heads the Fundamental Fixed Income business and the Global Allocation Investment Team. In today's episode, Rick discusses the current state of the markets, focusing on year-end dynamics, free cash flow at big-tech companies, and the evolving economic landscape since Liberation Day. He explains both what he expects the Fed to do and what he thinks they should do, and how that relates to portfolio construction. The discussion also explores the differences between gambling and investing, lessons from tennis that apply to investing, and much more. (0:00) Starts (1:31) Rick Rieder's market thoughts (4:23) Market sentiment and cash flow impacts (7:18) Small caps, M&A potential, and broad economic concerns (17:12) Interest rate forecasts (21:13) BINC ETF and fixed income outlook (24:28) Gambling vs. investing (31:36) Perspectives on precious metals and technological investment implications (35:27) Investing advice for young people and 2026 outlook ----- Follow Meb on X, LinkedIn and YouTube For detailed show notes, click here To learn more about our funds and follow us, subscribe to our mailing list or visit us at cambriainvestments.com ----- Sponsor: AcreTrader is an investment platform that makes it simple to own shares of farmland and earn passive income, and you can start investing in just minutes online. For more information, please visit acretrader.com/meb. Follow The Idea Farm: X | LinkedIn | Instagram | TikTok ----- Interested in sponsoring the show? Email us at Feedback@TheMebFaberShow.com ----- Past guests include Ed Thorp, Richard Thaler, Jeremy Grantham, Joel Greenblatt, Campbell Harvey, Ivy Zelman, Kathryn Kaminski, Jason Calacanis, Whitney Baker, Aswath Damodaran, Howard Marks, Tom Barton, and many more.  ----- Meb's invested in some awesome startups that have passed along discounts to our listeners. Check them out here!  ----- Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com). Learn more about your ad choices. Visit megaphone.fm/adchoices

    Perpetual Traffic
    The New Meta “Feeder Strategy” That Breaks Andromeda (Full Walkthrough)

    Perpetual Traffic

    Play Episode Listen Later Dec 12, 2025 46:48


    Meta's new Andromeda retrieval engine demands REAL creative diversity. Get Tier 11's Creative Diversification Package and access Media Buying + Data Suite for FREE:https://tiereleven.com/cd Is Meta forcing all your ad spend into one product, regardless of what you actually want to scale? What if the very thing limiting your business isn't your ads or your offer but the algorithm you've been unintentionally training?In this ad lab session, John Moran breaks down how we rebuilt a campaign architecture using a Meta version of the “feeder strategy” and unlocked the ability to steer Andromeda rather than be steamrolled by it. We share how we took a business stuck with 80% of its conversions tied to a single SKU and created a system that grows multiple products profitably, on demand.If you've ever wrestled with product concentration, SKU imbalance, or runaway algorithm bias, this episode is your roadmap out. We cover the data, the levers, the mistakes, and the surprising benefits we didn't see coming. In This Episode:- Applying Google's feeder strategy to Andromeda- Case study: Training Meta to sell more products- CTR and CPC change after restructure- All clicks versus link clicks- The story-first creative advantage- Real results from testing the feeder strategy- Risk, scaling, and product diversification- How the strategy impacts company valuation- Final insights and episode wrap-upMentioned in the Episode:Previous Episode on Google's Feeder Strategy: https://www.youtube.com/watch?v=xndq5dyX5sU Listen to This Episode on Your Favorite Podcast Channel:Follow and listen on Apple: https://podcasts.apple.com/us/podcast/perpetual-traffic/id1022441491 Follow and listen on Spotify:https://open.spotify.com/show/59lhtIWHw1XXsRmT5HBAuK Subscribe and watch on YouTube: https://www.youtube.com/@perpetual_traffic?sub_confirmation=1We Appreciate Your Support!Visit our website: https://perpetualtraffic.com/ Follow us on X: https://x.com/perpetualtraf Connect with John Moran:LinkedIn: https://www.linkedin.com/in/johnmorangads Connect with Ralph Burns: LinkedIn - https://www.linkedin.com/in/ralphburns Instagram - https://www.instagram.com/ralphhburns/ Hire Tier11 -

    RISK!
    Desire

    RISK!

    Play Episode Listen Later Dec 11, 2025 38:55


    A Classic RISK! episode from our early years that first ran in September of 2013, when Amanda Egge and Nayland Blake shared stories about reconciling their own desires with the desires of others.

    Dr. Joseph Mercola - Take Control of Your Health
    Concussion Raises Risk of Future Car Crash

    Dr. Joseph Mercola - Take Control of Your Health

    Play Episode Listen Later Dec 11, 2025 8:00


    Having even one concussion raises your long-term crash risk by 49%, which means you would be wise to give yourself more recovery time before driving to protect both your safety and your independence The first month after a concussion is the most dangerous, with risk jumping more than sixfold, so adjusting your driving habits during this period helps lower your chance of a serious accident Each additional concussion sharply increases your risk, with two concussions more than doubling it and three or more causing a 124% increase, making symptom monitoring and long-term brain care important for anyone with repeated injuries Younger age, late-night driving, poor weather, rural roads, alcohol misuse, and lower income all magnify post-concussion crash risk. Being mindful of these factors can help you stay safer on the road Concussion-related crashes have led to tens of thousands of extra hospital days and more than $800 million in medical and societal costs, showing why protecting your brain health now helps safeguard your future well-being, finances, and mobility

    Dr. Joseph Mercola - Take Control of Your Health
    Treating Restless Legs Slashes Risk of Parkinson's Disease

    Dr. Joseph Mercola - Take Control of Your Health

    Play Episode Listen Later Dec 11, 2025 7:05


    Restless leg syndrome (RLS) isn't just a sleep problem — it's a neurological signal that your brain's dopamine and iron systems are under stress, and addressing it early helps protect long-term brain health A JAMA Network Open study found that people with RLS were significantly more likely to develop Parkinson's disease than those without it RLS patients who received treatment had four times fewer Parkinson's diagnoses than untreated individuals, suggesting that managing RLS symptoms supports neurological resilience Iron levels, poor sleep quality, and disrupted waste clearance in the brain all appear to link RLS and Parkinson's, underscoring the importance of restoring iron balance and improving sleep hygiene By optimizing dopamine naturally, maintaining healthy iron levels, getting quality sleep, and staying physically active during the day, you can calm restless legs now and strengthen your brain against degeneration later

    Real Vision Presents...
    Fed Rate Cut, Rising Jobless Claims, and Pressure on Risk Assets: PALvatar Market Recap, December 11 2025

    Real Vision Presents...

    Play Episode Listen Later Dec 11, 2025 3:32


    ⬜ Welcome to Palvatar Market Recap, your go-to daily briefing on the latest market movements, global macro shifts, and crypto trends—powered by Raoul Pal's AI avatar, Palvatar. ⬜ In today's update, Palvatar highlights mixed global equity performance following the Fed's quarter-point rate cut and a sharp rise in U.S. jobless claims that has unsettled markets. European indices trade higher as investors weigh dovish policy signals, while Switzerland holds rates at zero amid soft inflation. Commodities weaken with a steep drop in oil, and crypto retreats as risk sentiment fades following disappointing tech earnings.

    Superwomen with Rebecca Minkoff
    Sometimes the Biggest Risk is Trusting Yourself

    Superwomen with Rebecca Minkoff

    Play Episode Listen Later Dec 11, 2025 36:46


    The fine jewelry business is tough, with knock-offs flooding the market, repeated recessions, and skyrocketing material prices. These are just some of the challenges Adina Reyter has faced. But through it all, she's still standing strong. This week on SUPERWOMEN, I'm joined by Adina Reyter, founder and CEO of her eponymous fine jewelry brand. Her first buyers were family and friends, but her designs were soon catapulted into the spotlight by celebrities. Now a beloved brand, Adina's success reflects her commitment to quality, accessibility, and lasting style. We dive into the importance of staying true to your values, even when the market is unpredictable, and how Adina navigated the ups and downs of entrepreneurship with an unwavering belief in her vision. Episode Guide: (00:00) Meet Adina Reyter, founder & CEO of Adina Reyter jewelry (02:41) The early struggles of launching a jewelry brand (06:08) Creating affordable fine jewelry true to your values (12:25)Having faith when business gets tough (13:52) How to deal with copycats (20:13) Adjusting prices in response to fluctuating gold costs (23:03) How Adina balances creativity and business strategy (27:08) Getting your kids involved in business   (31:34) Adina's advice: Work hard and act now Learn more about your ad choices. Visit megaphone.fm/adchoices

    Supreme Being
    Episode 1105: Under The Right Circumstances.. A LOT of Women Will Risk EVERYTHING and Throw It All Away.

    Supreme Being

    Play Episode Listen Later Dec 11, 2025 13:50


    Insurance Town
    Is Self-Insuring the Future for Business Owners?

    Insurance Town

    Play Episode Listen Later Dec 11, 2025 44:33


    In this episode of Insurance Town, host Heath Shearon welcomes Van Carlson to discuss the evolution of risk management and the importance of self-insuring for businesses. They explore the 831B tax code, its history, and its application in modern business risk management. Van shares insights from his career in the insurance industry, highlighting the challenges and opportunities in self-insuring and the role of traditional insurance. The conversation also touches on the impact of economic downturns and the need for innovative risk management solutions.TakeawaysVan Carlson emphasizes the importance of self-insuring for businesses.The 831B tax code offers a way to manage business risks effectively.Traditional insurance may not cover all business risks.Economic downturns highlight the need for innovative risk management.Van Carlson shares his journey in the insurance industry.Self-insuring can provide financial stability for businesses.The conversation explores the history and application of the 831B tax code.Van Carlson discusses the challenges of transitioning from traditional insurance.Heath Shearon highlights the role of education in risk management.The episode provides insights into modern business risk management strategies.Sound bites"Self-insuring is the future of business risk management.""The 831B tax code is a game changer.""Traditional insurance doesn't cover all risks.""Economic downturns demand innovative solutions.""Education is key in managing business risks.""Self-insuring provides financial stability.""The 831B code offers unique advantages.""Transitioning from traditional insurance is challenging.""Risk management requires continuous learning.""Modern businesses need modern risk solutions."Chapters00:00:00 Introduction and Sponsorship00:00:00 Van Carlson's Background00:00:00 The 831B Tax Code Explained00:00:00 Challenges in Traditional Insurance00:00:01 Innovative Risk Management Solutions00:00:01 The Future of Business Risk ManagementSponsors:Smart Choice Canopy Connect MAV

    Primary Technology
    Is Apple's Exodus Over? Australia Bans Social Media for Kids, Netflix to Buy Warner Bros.

    Primary Technology

    Play Episode Listen Later Dec 11, 2025 95:37


    Apple Silicon's Johny Srouji says he's staying, Australia enforces a sweeping social media ban for kids, Netflix makes a massive $72 billion gamble against YouTube, ChatGPT can use Photoshop for you, and Meta gives you some control over its algorithm.Ad-Free + Bonus EpisodesShow Notes via EmailWatch on YouTube!Join the CommunityEmail Us: podcast@primarytech.fm@stephenrobles on Threads@jasonaten on ThreadsMusic by Breakmaster Cylinder------------------------------Sponsors:CleanMyMac - Get Tidy Today! Try 7 days free and use my code PRIMARYTECH for 20% off at clnmy.com/PrimaryTechnology1Password - Secure your small business with 1Password. Learn more at: 1password.com/primarytech------------------------------Links from the showIs Apple Cooked? - YouTubeStephen Lemay Bio - Cult of MacApple Rocked by Executive Departures, With Johny Srouji at Risk of Leaving Next - BloombergApple Silicon chief Johny Srouji reportedly commits to staying at Apple for now - 9to5MacMillions of children and teens lose access to accounts as Australia's world-first social media ban begins | Social media ban | The GuardianTim Cook meets lawmakers in effort to shift App Store age proposal - 9to5MacNetflix Just Made a $72 Billion Bet Against YouTubeNetflix is buying Warner Bros. for $83 billion | The VergeParamount Makes Hostile Bid for Warner Bros. Discovery - The New York TimesGoogle Project Aura hands-on: Android XR's biggest strength is in the apps | The VergeGoogle details Gemini in Chrome's agentic browsing securityInstagram gives you more control over your Reels algorithm | The VergeInspired by all of you who started "dear threads algo" requests, we're going to test a new feature where if you post "dear algo" it will actually put more of that content in your feed!Sam Altman's Sprint to Correct OpenAI's Direction and Fend Off Google - WSJHere are iPhone's most downloaded apps and games of 2025 - 9to5MacOpenAI hires Slack's CEO as its chief revenue officer | The VergeYou can buy your Instacart groceries without leaving ChatGPT | TechCrunchChatGPT can now use Adobe apps to edit your photos and PDFs for free | The VergeTrump could introduce ‘mandatory' social media reviews for travelers | The VergeSpaceX Said to Pursue 2026 IPO Raising Far Above $30 Billion - BloombergTIME Person of the Year 2025: How We Chose | TIMEWhat Amazon's New Flagship Kindle Scribe Colorsoft Gets Write ★ Support this podcast ★

    Motivational Speeches
    Take the Risk or Lose the Chance — Powerful Speech

    Motivational Speeches

    Play Episode Listen Later Dec 11, 2025 12:01


    Get AudioBooks for FreeBest Self-improvement MotivationTake the Risk or Lose the Chance — Powerful SpeechAfraid to take the leap? This powerful self-improvement speech will inspire bold action, crush fear, and push you to seize every opportunity.Get AudioBooks for Free⁠We Need Your Love & Support ❤️https://buymeacoffee.com/myinspiration#Motivational_Speech#motivation #inspirational_quotes #motivationalspeech Get AudioBooks for Free Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Varn Vlog
    Why Capitalism's “Mute Compulsion” Isn't The Whole Story with Nicolas D. Villarreal

    Varn Vlog

    Play Episode Listen Later Dec 11, 2025 148:08 Transcription Available


    Start with a simple question: if investment drives productivity and growth, what happens to a society that keeps choosing consumption over capacity? We trace a straight line from Marx's core mechanics to Kalecki's equations, then use that line to cut through fashionable theory detours—value-form shortcuts, communization fantasies, and techno-feudal hot takes. The result is a clearer picture of why profits can soar while real investment sags, why the dollar's “miracle” masks fragility, and why printing more money can't manufacture machine tools, skills, or energy.We lay out four regimes that help decode the past 70 years: Fordist reinvestment that pushed productivity up, extractive reinvestment that scaled capacity through coercion, subsistence stagnation where neither investment nor exploitation rises, and neoliberalism's defining mix—low investment, high exploitation, and asset hoarding. From there, we unpack how U.S. trade deficits and financial inflows fed capitalist consumption while weakening the incentive to build. Debt and soft budgets smoothed the ride, but they didn't fix profitability on new capital or reverse the long slide in productivity growth. The numbers point to a coming snap-back to trend, not a new golden age.China's path raises the stakes. Sustained high investment, tighter discipline on capitalist consumption, and strategic upgrading are pushing the global cost curve down and forcing others to respond. That doesn't make China post-capitalist; it does show how targeted capacity-building can escape the stagnation trap. The practical lesson isn't romantic—it's logistical. Real constraints matter: inputs, machine tools, power, training, and time. Risk management beats magical thinking; autarky is a myth, but resilience is a plan. We argue for redirecting surplus toward compounding productivity, treating statistics as instruments not idols, and rebuilding the industrial backbone that reduces market domination over everyday life.If you're tired of theories that skip the engine room, this conversation connects the dials: profits, investment, productivity, debt, trade, and class incentives. Subscribe, share with a friend who loves charts more than slogans, and tell us: what's the first capacity you'd rebuild?Links referenced: https://open.substack.com/pub/nicolasdvillarreal/p/contra-capital-as-abstract-domination?r=2m9aw&utm_campaign=post&utm_medium=web&showWelcomeOnShare=falsehttps://open.substack.com/pub/nicolasdvillarreal/p/an-economic-theory-of-maximalist?r=2m9aw&utm_campaign=post&utm_medium=web&showWelcomeOnShare=falsehttps://open.substack.com/pub/nicolasdvillarreal/p/a-sketch-of-a-revision-to-orthodoxy?r=2m9aw&utm_campaign=post&utm_medium=web&showWelcomeOnShare=falseSend us a text Musis by Bitterlake, Used with Permission, all rights to BitterlakeSupport the showCrew:Host: C. Derick VarnIntro and Outro Music by Bitter Lake.Intro Video Design: Jason MylesArt Design: Corn and C. Derick VarnLinks and Social Media:twitter: @varnvlogblue sky: @varnvlog.bsky.socialYou can find the additional streams on YoutubeCurrent Patreon at the Sponsor Tier: Jordan Sheldon, Mark J. Matthews, Lindsay Kimbrough, RedWolf, DRV, Kenneth McKee, JY Chan, Matthew Monahan, Parzival, Adriel Mixon, Buddy Roark, Daniel Petrovic

    The Compound Show with Downtown Josh Brown
    Million Dollar Payout, Oracle Earnings Preview, Risk On, the Case for Salesforce

    The Compound Show with Downtown Josh Brown

    Play Episode Listen Later Dec 10, 2025 67:29


    On this TCAF Tuesday, hear an all-new episode of What Are Your Thoughts with ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Downtown Josh Brown⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Michael Batnick⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠! This episode is sponsored by Public. Find out more at https://public.com/WAYT Sign up for ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The Compound Newsletter⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and never miss out! Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://instagram.com/thecompoundnews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://twitter.com/thecompoundnews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ LinkedIn: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.linkedin.com/company/the-compound-media/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.tiktok.com/@thecompoundnews⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Public Disclosure: Paid endorsement. Brokerage services provided by Open to the Public Investing Inc, member FINRA & SIPC. Investing involves risk. Not investment advice. Generated Assets is an interactive analysis tool by Public Advisors. Output is for informational purposes only and is not an investment recommendation or advice. See disclosures at public.com/disclosures/ga. Past performance does not guarantee future results, and investment values may rise or fall. See terms of match program at https://public.com/disclosures/matchprogram. Matched funds must remain in your account for at least 5 years. Match rate and other terms are subject to change at any time. Investing involves the risk of loss. This podcast is for informational purposes only and should not be or regarded as personalized investment advice or relied upon for investment decisions. Michael Batnick and Josh Brown are employees of Ritholtz Wealth Management and may maintain positions in the securities discussed in this video. All opinions expressed by them are solely their own opinion and do not reflect the opinion of Ritholtz Wealth Management. The Compound Media, Incorporated, an affiliate of ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Ritholtz Wealth Management⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, receives payment from various entities for advertisements in affiliated podcasts, blogs and emails. Inclusion of such advertisements does not constitute or imply endorsement, sponsorship or recommendation thereof, or any affiliation therewith, by the Content Creator or by Ritholtz Wealth Management or any of its employees. For additional advertisement disclaimers see here ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ritholtzwealth.com/advertising-disclaimers⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Investments in securities involve the risk of loss. Any mention of a particular security and related performance data is not a recommendation to buy or sell that security. The information provided on this website (including any information that may be accessed through this website) is not directed at any investor or category of investors and is provided solely as general information. Obviously nothing on this channel should be considered as personalized financial advice or a solicitation to buy or sell any securities. See our disclosures here: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://ritholtzwealth.com/podcast-youtube-disclosures/⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

    Azeem Azhar's Exponential View
    What it will take for AI to scale (energy, compute, talent)

    Azeem Azhar's Exponential View

    Play Episode Listen Later Dec 10, 2025 24:06


    Welcome to Exponential View, the show where I explore how exponential technologies such as AI are reshaping our future. I've been studying AI and exponential technologies at the frontier for over ten years. Each week, I share some of my analysis or speak with an expert guest to make light of a particular topic. To keep up with the Exponential transition, subscribe to this channel or to my newsletter: https://www.exponentialview.co/ --- In this episode, I look at the next 24 months of AI. The technology is improving rapidly – so what could hold back widespread transformation of how we work and live? I dig into the real constraints, from electricity shortages to institutional inertia, why mid-2026 matters for enterprise AI, and why so many people remain uneasy about a technology they use every day. I cover: (00:03) Predicting AI's next two years (01:50) How life changing are chatbots, really? (03:36) Our current biggest AI constraint (07:58) The remarkable increase in token efficiency (10:43) Why mid-2026 is a crucial turning point (13:01) Do we actually want AI in our lives? (15:28) Should organizations wait to jump in? (16:39) How is OpenAI reckoning with Gemini? (18:41) The market's reaction to OpenAI's code red (19:32) Where will value accrue in the supply chain? (20:51) What's the best strategy for middling powers?Where to find me: Exponential View newsletter: https://www.exponentialview.co/ Website: https://www.azeemazhar.com/ LinkedIn: https://www.linkedin.com/in/azhar/Twitter/X: https://x.com/azeem Production by supermix.io and EPIIPLUS1 Production and research: Chantal Smith and Marija Gavrilov. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Talking Real Money
    Rolling In His Grave?

    Talking Real Money

    Play Episode Listen Later Dec 10, 2025 43:58


    Don and Tom take a sharp look at Vanguard's surprising new direction, especially the decision to fold annuities into 401(k) target-date funds through lightly regulated collective trusts. They contrast Vanguard's historical simplicity with today's trend toward complexity, comparing costs, structure, and risk across major providers. Listeners call in with questions about Roth conversions, Schwab target-date funds, entering the market after a forced delay, and whether TIPS or buffered ETFs are worth owning. Throughout, Don and Tom hammer home the fundamentals: low costs matter, complexity harms investors, active management rarely pays, and your stock/bond mix—not gimmicks—drives long-term success. 0:04 Opening and setup: Vanguard's recent drift toward complex products 1:03 Vanguard's dominance in target-date funds and why simplicity used to be the point 1:58 Vanguard adding annuities into 401(k) target-date funds — is this helping anyone? 3:11 What does an annuity inside a target-date fund even mean? 4:03 The 25% annuity allocation example and the misleading “8% payout” illusion 5:03 TIAA's role and why annuity costs remain unclear 6:28 Are annuities inside retirement plans a solution in search of a problem? 7:38 The fine print: Vanguard's new collective trusts and weak disclosure requirements 8:20 Why collective investment trusts are lightly regulated and potentially concerning 9:07 Caller: Roth conversions when you're withdrawing to live on — should you stop? 11:32 When Roth conversions lose their benefit and why you need cash for taxes 12:21 Caller: Are Schwab target-date funds worth it in a Roth? (Short answer: No.) 13:31 Why Schwab's higher fees and low international allocation are a problem 14:52 Active management inside target-date funds — unnecessary and risky 16:12 Risk vs. return: Schwab's higher volatility and lower historical performance 16:41 Caller: Missed market gains while transferring funds — how to get back in 18:49 When market discomfort signals a stock/bond misalignment 20:16 Comparing Schwab vs. Vanguard target-date funds over 15 years 21:37 Why lower cost + lower volatility + better return makes Vanguard the clear win 22:02 Should you fear future gimmicks like private credit inside target-date funds? 23:29 Caller PSA: Realizing capital gains in a low-income year 24:06 ETF explosion — 908 new ETFs this year, most using leverage or derivatives 25:29 Why “ETF” doesn't mean good; junk ETFs equal junk mutual funds 26:05 Structural benefits of ETFs and why the market prefers them 27:29 Soccer vs. NFL detour, then back to phone calls 29:07 Listener question from Colorado: Should you buy a TIPS fund? 31:01 Why TIPS rarely add value in diversified portfolios 33:22 TIPS behave more like inflation bets than true inflation protection 34:34 Why simple, short/intermediate, high-quality bonds—and CDs—often do the job 36:17 Caller: What is a buffered ETF, and why does it sound like an annuity? 37:29 Buffered ETFs explained: expensive, complicated, and unnecessary 38:30 Why gimmicks dominate product launches and how they hurt investors Learn more about your ad choices. Visit megaphone.fm/adchoices

    9to5Mac Daily
    The best iPhone apps and games of the year

    9to5Mac Daily

    Play Episode Listen Later Dec 10, 2025 7:33


    Listen to a recap of the top stories of the day from 9to5Mac. 9to5Mac Daily is available on iTunes and Apple's Podcasts app, Stitcher, TuneIn, Google Play, or through our dedicated RSS feed for Overcast and other podcast players. Sponsored by Backblaze: Give yourself the gift of peace of mind. Till the end of the month, 9to5Mac listeners get 30% off with code 9to5Xmas.  New episodes of 9to5Mac Daily are recorded every weekday. Subscribe to our podcast in Apple Podcast or your favorite podcast player to guarantee new episodes are delivered as soon as they're available. Stories discussed in this episode: Apple Rocked by Executive Departures, With Johny Srouji at Risk of Leaving Next - Bloomberg iPhone Fold called ‘game-changer' for next year, big impact predicted Here are iPhone's most downloaded apps and games of 2025 Apple announces winners of the 2025 App Store Awards Listen & Subscribe: Apple Podcasts Overcast RSS Spotify TuneIn Google Podcasts Subscribe to support Chance directly with 9to5Mac Daily Plus and unlock: Ad-free versions of every episode Bonus content Catch up on 9to5Mac Daily episodes! Don't miss out on our other daily podcasts: Quick Charge 9to5Toys Daily Share your thoughts! Drop us a line at happyhour@9to5mac.com. You can also rate us in Apple Podcasts or recommend us in Overcast to help more people discover the show.

    Bet The Process
    John Reeder of the Risk of Ruin Podcast | Sponsored by Novig

    Bet The Process

    Play Episode Listen Later Dec 10, 2025 63:02


    This week on Bet the Process, creator and host of the Risk of Ruin podcast John Reeder joins and discusses his journey into advantage play, his analysis of Long-Term Capital Management's failure and the broader implications for modern Wall Street, and reflects on teaching probabilistic thinking to children.

    Behavior Gap Radio: Exploring human behavior...with a Sharpie
    1354 | What Risk Really Is (And Why We Keep Getting It Wrong)

    Behavior Gap Radio: Exploring human behavior...with a Sharpie

    Play Episode Listen Later Dec 10, 2025 9:08


    Associates on Fire: A Financial Podcast for the Associate Dentist

    In this episode of the Dental Boardroom Podcast, host Wes Read, CPA and financial advisor at Practice CFO, is joined by Brandon Hobson and Paul for their quarterly deep dive into the stock market, global economy, and what dentists and practice owners should prepare for as 2026 approaches.The episode covers:The Federal Reserve's rate movements and expected leadership changeWhether the current AI wave is a bubble or a true productivity revolutionThe future relevance of the traditional 60/40 investment strategyHow economic shifts impact dentists' borrowing, practice finances, and patient spendingPractice CFO's investment outlook and positioning for 2026A must-listen for dental entrepreneurs and investors navigating today's unpredictable financial landscape.Key Topics & Takeaways1. Federal Reserve Update & Interest RatesCurrent Fed Funds Rate: 3.75%–4%, with another 0.25% cut expected soon.Kevin Hassett is the likely replacement for Jerome Powell in 2026 potentially a more politically influenced choice.Concerns about Fed independence rising due to political pressure.Rate cuts stimulate borrowing but risk inflation if overdone.Importance for dentists:Affects practice loans, buildouts, refinancing, and equipment financing.Impacts patient discretionary spending, especially in cosmetic dentistry.2. Stagflation Risk?Inflation appears stable around the mid-2% range.Unemployment creeping toward 4%.Risk emerges if inflation rises while unemployment increases = “stagflation.”Not yet alarming, but the rate of change is what matters.3. GDP & Economic StrengthU.S. GDP last reading (Q2): 3.8%, stronger than expected.Global GDP remains surprisingly strong despite trade tensions.Q3 & Q4 readings delayed due to government shutdown but expected to stay positive.4. AI: Bubble or Breakthrough?Big tech's AI infrastructure spend expected to hit $3 trillion by 2028.53% of investors believe we are in an AI bubble.OpenAI & NVIDIA valuations are 30–40× revenue, compared to Walmart at 1.3×.MIT study: 95% of companies currently see no ROI from AI.Major concerns:Revenue lag vs. massive AI investmentCircular funding structures (promising investments without cash to fulfill them)Big tech taking on debt to fund AI (Meta's off-balance-sheet financing)Parallel drawn to the dot-com era huge innovation + huge speculative hype.5. What About the Magnificent Seven?High valuations and interconnected dependence create contagion risk.NVIDIA's unusually high profit margins may attract new competition.Some tech (like Google, Meta) still offers strong fundamentals & cash flow.But investors should avoid blindly overweighting tech indexes.6. Is the Classic 60/40 Portfolio Back?After years of underperformance, value stocks and quality companies are regaining momentum.PracticeCFO's positioning:Lower tech exposure (15–18% vs. S&P 35–40%)Higher weight in value, quality, and cash-flow-focused companies20–40% international stocks for diversificationAI benefits will extend to all sectors consumer staples may monetize AI faster and cheaper than...

    RISK!
    We Are Family

    RISK!

    Play Episode Listen Later Dec 9, 2025 51:21


    Jillian Markowitz and David Joseph share stories about the strains and secrets that come all too easily within families.

    KQED’s Forum
    Mobile Homes Provide Affordable Housing, But Their Future Is at Risk

    KQED’s Forum

    Play Episode Listen Later Dec 9, 2025 54:49


    In California, mobile homes make up to 6% of the state's housing stock. With as many as 300,000 homes in 5,000 mobile home parks in the state, they play a critical role in providing affordable housing. But state laws and efforts by for-profit developers to buy up mobile home communities are putting this kind of housing at risk. We talk to experts about the challenges mobile home owners face. Guests: Bruce Stanton, general counsel, Golden State Manufactured Home Owners League Mary Currie, resident, Marin Valley Mobile Country Club Randy Keller, advocacy manager, manufactured home parks acquisition, California Center for Cooperative Development Mariah Thompson, senior litigator, California Rural Legal Assistance, Inc. Learn more about your ad choices. Visit megaphone.fm/adchoices

    CodeCast | Medical Billing and Coding Insights
    “Risk” E/M Element OTC Medications

    CodeCast | Medical Billing and Coding Insights

    Play Episode Listen Later Dec 9, 2025 18:01


    When auditing risk of management in an E/M note, how are over-the-counter (OTC) medications scored? Under the 1995/1997 guidelines, they were categorized in the “low” risk row. However, the 2021 guidelines provide no examples under minimal or low risk, relying instead on AMA and Medicare guidance. Terry explains this distinction and highlights the difference between an acute uncomplicated illness and an acute illness with systemic symptoms. Take a listen. Subscribe and Listen You can subscribe to our podcasts via: Apple Podcasts – https://podcasts.apple.com/us/podcast/codecast-medical-billing-coding-insights/id1305926627 Spotify – https://open.spotify.com/show/1lA69Q7EnjSMuVr3sXVWlX TuneIn – https://tunein.com/radio/CodeCast–Medical-Billing-p1056702/ YouTube – https://www.youtube.com/channel/UCoNm5vs6PFMIEDa5Undidlg YouTube Music – https://www.youtube.com/playlist?list=PLQ8tk23yZroZslhtTVe-PEIjQsAoJZJIQ Pandora – https://www.pandora.com/podcast/codecast-medical-billing-and-coding-insights/PC:1000156874 Amazon Podcasts – https://music.amazon.com/podcasts/c9d8dc99-fced-45a2-82b4-0efdf144c897/CodeCast-Medical-Billing-and-Coding-Insights iHeart Radio – https://www.iheart.com/podcast/256-codecast-medical-billing-a-31135434/ The post “Risk” E/M Element OTC Medications appeared first on Terry Fletcher Consulting, Inc..

    The Tara Show

    Tara unpacks the chaos at America's borders, at sea, and inside government programs. From U.S. military strikes on alleged drug-running “shipwreck crews”

    The Smerconish Podcast
    America's Military at Risk? Admiral Stavridis on the NYT's Shocking ‘Overmatch' Report

    The Smerconish Podcast

    Play Episode Listen Later Dec 9, 2025 29:04


    Michael Smerconish sits down with Admiral James Stavridis—former Supreme Allied Commander of NATO—to break down the intensifying debate over the U.S. boat strike: the moral questions, the legal stakes, the intelligence lost, and why the tape's release matters. Stavridis also reacts to the New York Times' startling “Overmatch” report, which warns that America could be vulnerable in a future conflict with China. From Ukraine's battlefield innovations to the future of aircraft carriers, drones, and U.S. military readiness, this is a wide-ranging, eye-opening conversation you won't want to miss. Original air date 9 December 2025. Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Cloud Security Podcast
    How to secure your AI Agents: A CISOs Journey

    Cloud Security Podcast

    Play Episode Listen Later Dec 9, 2025 54:52


    Transitioning a mature organization from an API-first model to an AI-first model is no small feat. In this episode, Yash Kosaraju, CISO of Sendbird, shares the story of how they pivoted from a traditional chat API platform to an AI agent platform and how security had to evolve to keep up.Yash spoke about the industry's obsession with "Zero Trust," arguing instead for a practical "Multi-Layer Trust" approach that assumes controls will fail . We dive deep into the specific architecture of securing AI agents, including the concept of a "Trust OS," dealing with new incident response definitions (is a wrong AI answer an incident?), and the critical need to secure the bridge between AI agents and customer environments .This episode is packed with actionable advice for AppSec engineers feeling overwhelmed by the speed of AI. Yash shares how his team embeds security engineers into sprint teams for real-time feedback, the importance of "AI CTFs" for security awareness, and why enabling employees with enterprise-grade AI tools is better than blocking them entirely .Questions asked:Guest Socials - Yash's LinkedinPodcast Twitter - ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@CloudSecPod⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you want to watch videos of this LIVE STREAMED episode and past episodes - Check out our other Cloud Security Social Channels:-⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Cloud Security Podcast- Youtube⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠- ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Cloud Security Newsletter ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠If you are interested in AI Cybersecurity, you can check out our sister podcast -⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ AI Security Podcast⁠Questions asked:(00:00) Introduction(02:20) Who is Yash Kosaraju? (CISO at Sendbird)(03:30) Sendbird's Pivot: From Chat API to AI Agent Platform(05:00) Balancing Speed and Security in an AI Transition(06:50) Embedding Security Engineers into AI Sprint Teams(08:20) Threats in the AI Agent World (Data & Vendor Risks)(10:50) Blind Spots: "It's Microsoft, so it must be secure"(12:00) Securing AI Agents vs. AI-Embedded Applications(13:15) The Risk of Agents Making Changes in Customer Environments(14:30) Multi-Layer Trust vs. Zero Trust (Marketing vs. Reality) (17:30) Practical Multi-Layer Security: Device, Browser, Identity, MFA(18:25) What is "Trust OS"? A Foundation for Responsible AI(20:45) Balancing Agent Security vs. Endpoint Security(24:15) AI Incident Response: When an AI Gives a Wrong Answer(29:20) Security for Platform Engineers: Enabling vs. Blocking(30:45) Providing Enterprise AI Tools (Gemini, ChatGPT, Cursor) to Employees(32:45) Building a "Security as Enabler" Culture(36:15) What Questions to Ask AI Vendors (Paying with Data?)(39:20) Personal Use of Corporate AI Accounts(43:30) Using AI to Learn AI (Gemini Conversations)(45:00) The Stress on AppSec Engineers: "I Don't Know What I'm Doing"(48:20) The AI CTF: Gamifying Security Training(50:10) Fun Questions: Outdoors, Team Building, and Indian/Korean Food

    The Health Fix
    Ep 589: How Thoughts & Emotions Impact Heart Disease Risk | Dr. Alan Rozanski

    The Health Fix

    Play Episode Listen Later Dec 9, 2025 52:57


    Discover how your thoughts, emotions, stress levels, relationships, and daily choices shape your heart health. In this episode of The Health Fix Podcast, Dr. Jannine Krause sits down with world-renowned cardiologist and behavioral medicine pioneer Dr. Alan Rozanski to explore the powerful connection between the mind and the heart. Dr. Rozanski breaks down the science of behavioral cardiology, revealing how psychological stress can mimic or worsen heart disease, how lifestyle patterns influence cardiovascular aging, and why social connection and purpose play a central role in longevity. We also dive into his groundbreaking research on the Six Domains of Health, a holistic framework that blends physical, emotional, cognitive, spiritual, social, and stress-resilience factors to create true vitality. Whether you struggle with stress, worry about your heart health, or simply want to live with more energy and resilience, this episode will reshape how you think about wellness. What You'll Learn How psychological stress impacts heart function Why chest pain must be evaluated carefully The link between emotions and cardiovascular health How social connection protects long-term heart vitality The Six Domains of Health and how to apply them Holistic strategies for reducing stress and supporting heart health How behavioral cardiology changes the future of medicine About Dr. Alan Rozanski Dr. Alan Rozanski is a leading cardiologist, researcher, educator, and pioneer in behavioral cardiology. His early research established one of the first strong links between psychological stress and heart disease, leading to a MacArthur Foundation Sabbatical Fellowship and collaborations with top behavioral medicine experts. He has led major integrative cardiology programs at Cedars-Sinai and Mount Sinai in New York, authored over 300 peer-reviewed papers, and developed the Six Domains of Health framework for understanding true vitality. Learn more about his work at alanrozanski.com To read Dr. Alan's 2023 paper on assessing lifestyle risk factors to enhance the effectiveness of cardiac testing. Click HERE.

    Making Risk Flow | The Future of Insurance
    Top Episodes of 2025: Practitioner's Guide: The Blueprint for Risk Digitization POCs | Zaheer Hooda and Richard Lewis, Cytora

    Making Risk Flow | The Future of Insurance

    Play Episode Listen Later Dec 9, 2025 28:24


    Welcome to a special end-of-the-year series on Making Risk Flow as we count down the weeks to the end of 2025. Each Tuesday, we will re-release one standout episode as we build up to releasing our top fan favourite on the last Tuesday. In this episode, Juan de Castro is joined by his colleagues, Rich Lewis, Cytora's Sales Director, and Zaheer Hooda, Head of North America, for a deep dive into what makes proof-of-concept (POC) initiatives in risk digitisation succeed or fail.Drawing on firsthand experience from working with leading carriers, they break down five essential capabilities insurers need to get right when implementing digitisation initiatives, from extraction accuracy and full-spectrum intake handling to scalable deployment and human-in-the-loop exception management.They also provide a practical, inside look at how insurers structure effective proof of concept processes, including live workshops, data preparation, success metrics, and how to align POC design with measurable business outcomes.Whether you're revisiting the episode or viewing it for the first time,  this episode offers tactical guidance to ensure your technology investments deliver meaningful impact.Fan Mail: Got a challenge digitizing your intake? Share it with us, and we'll unpack solutions from our experience at Cytora.To receive a custom demo from Cytora, click here and use the code 'Making Risk Flow'.Our previous guests include: Bronek Masojada of PPL, Craig Knightly of Inigo, Andrew Horton of QBE Insurance, Simon McGinn of Allianz, Stephane Flaquet of Hiscox, Matthew Grant of InsTech, Paul Brand of Convex, Paolo Cuomo of Gallagher Re, and Thierry Daucourt of AXA.Check out the three most downloaded episodes: The Five Pillars of Data Analytics Strategy in Insurance | Craig Knightly, Inigo 20 Years as CEO of Hiscox: Personal Reflections and the Evolution of PPL | Bronek Masojada Implementing ESG in the Insurance and Underwriting Space | Simon Tighe, Chaucer, and Paul McCarney, Moody's

    Side Hustle with Soul | BUSINESS | ENTREPRENEURSHIP | PERSONAL DEVELOPMENT | CREATING A SIDE HUSTLE

    In this episode of 'For the 23%', Dielle McMillan shares her top business lessons from 2025, emphasizing the importance of skills over goals, the necessity of taking risks, and the value of making mature business decisions. She discusses how grief can signify growth and introduces the concept that 10X growth is easier than 2X, encouraging listeners to embrace change and focus on long-term success. 00:00 — Introduction to the Podcast and Mastermind Program 02:21 — Top Business Lessons from 2025 03:48 — Skills Over Goals: The Key to Success 11:06 — The Importance of Risk in Business 20:05 — Making Mature Business Decisions 25:17 — Grief as a Sign of Growth 30:57 — 10X is Easier than 2X: A New Perspective For the 23% is the women of color business and entrepreneurship podcast hosted by multi-million-dollar entrepreneur Dielle Charon. Each week you'll learn how to grow your sales, money, and freedom so we can increase the 23% of business owners who are women of color. Website: forthe23percent.com Instagram: @forthe23percent Membership: forthe23percent.com/membership

    PodcastDX
    Pancreatic Cancer

    PodcastDX

    Play Episode Listen Later Dec 9, 2025 30:13


    This week we are talking about Pancreatic cancer.  This is a type of cancer that begins as a growth of cells in the pancreas. The pancreas lies behind the lower part of the stomach. It makes enzymes that help digest food and hormones that help manage blood sugar. The most common type of pancreatic cancer is pancreatic ductal adenocarcinoma. This type begins in the cells that line the ducts that carry digestive enzymes out of the pancreas. Pancreatic cancer rarely is found at its early stages when the chance of curing it is greatest. This is because it often doesn't cause symptoms until after it has spread to other organs. Your health care team considers the extent of your pancreatic cancer when creating your treatment plan. Treatment options may include surgery, chemotherapy, radiation therapy or a mix of these. Pancreatic cancer often doesn't cause symptoms until the disease is advanced. When they happen, signs and symptoms of pancreatic cancer may include: Belly pain that spreads to the sides or back. Loss of appetite. Weight loss. Yellowing of the skin and the whites of the eyes, called jaundice. Light-colored or floating stools. Dark-colored urine. Itching. New diagnosis of diabetes or diabetes that's getting harder to control. Pain and swelling in an arm or leg, which might be caused by a blood clot. Tiredness or weakness. It's not clear what causes pancreatic cancer. Doctors have found some factors that might raise the risk of this type of cancer. These include smoking and having a family history of pancreatic cancer. Understanding the pancreas The pancreas is about 6 inches (15 centimeters) long and looks something like a pear lying on its side. It releases hormones, including insulin. These hormones help the body process the sugar in the foods you eat. The pancreas also makes digestive juices to help the body digest food and take in nutrients. How pancreatic cancer forms Pancreatic cancer happens when cells in the pancreas develop changes in their DNA. A cell's DNA holds the instructions that tell a cell what to do. In healthy cells, the instructions tell the cells to grow and multiply at a set rate. The cells die at a set time. In cancer cells, the changes give different instructions. The changes tell the cancer cells to make many more cells quickly. Cancer cells can keep living when healthy cells would die. This causes there to be too many cells. The cancer cells might form a mass called a tumor. The tumor can grow to invade and destroy healthy body tissue. In time, cancer cells can break away and spread to other parts of the body. Most pancreatic cancer begins in the cells that line the ducts of the pancreas. This type of cancer is called pancreatic ductal adenocarcinoma or pancreatic exocrine cancer. Less often, cancer can form in the hormone-producing cells or the neuroendocrine cells of the pancreas. These types of cancer are called pancreatic neuroendocrine tumors or pancreatic endocrine cancer. Risk factors Factors that might raise the risk of pancreatic cancer include: Smoking. Type 2 diabetes. Chronic inflammation of the pancreas, called pancreatitis. Family history of DNA changes that can increase cancer risk. These include changes in the BRCA2 gene, Lynch syndrome and familial atypical multiple mole melanoma (FAMMM) syndrome. Family history of pancreatic cancer. Obesity. Older age. Most people with pancreatic cancer are over 65. Drinking a lot of alcohol. As pancreatic cancer progresses, it can cause complications such as: Weight loss. People with pancreatic cancer might lose weight as the cancer uses more of the body's energy. Nausea and vomiting caused by cancer treatments or a cancer pressing on the stomach might make it hard to eat. Sometimes the body has trouble getting nutrients from food because the pancreas isn't making enough digestive juices. Jaundice. Pancreatic cancer that blocks the liver's bile duct can cause jaundice. Signs include yellowing of the skin and the whites of the eyes. Jaundice can cause dark-colored urine and pale-colored stools. Jaundice often occurs without belly pain. If the bile duct is blocked, a plastic or metal tube called a stent can be put inside it. The stent helps hold the bile duct open. This is done using a procedure called endoscopic retrograde cholangiopancreatography, also called ERCP. During ERCP, a health care professional puts a long tube with a tiny camera, called an endoscope, down the throat. The tube goes through the stomach and into the upper part of the small intestine. The health professional puts a dye into the pancreatic ducts and bile ducts through a small tube that fits through the endoscope. The dye helps the ducts show up on imaging tests. The health professional uses those images to place a stent at the right spot in the duct to help hold it open. Pain. A growing tumor may press on nerves in your abdomen, causing pain that can become severe. Pain medications can help you feel more comfortable. Treatments, such as radiation and chemotherapy, might help slow tumor growth and provide some pain relief. When medicines aren't helping, a health care professional might suggest a celiac plexus block. This procedure uses a needle to put alcohol into the nerves that control pain in the belly. The alcohol stops the nerves from sending pain signals to the brain. Bowel blockage. Pancreatic cancer can grow into or press on the first part of the small intestine, called the duodenum. This can block the flow of digested food from the stomach into the intestines. A health care professional might suggest putting a tube called a stent in the small intestine to hold it open. Sometimes, it might help to have surgery to place a feeding tube. Or surgery can attach the stomach to a lower part of the intestines where the cancer isn't causing a blockage. Prevention Screening for people with a high risk of pancreatic cancer Screening uses tests to look for signs of pancreatic cancer in people who don't have symptoms. It might be an option if you have a very high risk of pancreatic cancer. Your risk might be high if you have a strong family history of pancreatic cancer or if you have an inherited DNA change that increases the risk of cancer. Pancreatic cancer screening might involve imaging tests, such as MRI and ultrasound. These tests are generally repeated every year. The goal of screening is to find pancreatic cancer when it's small and most likely to be cured. Research is ongoing, so it's not yet clear whether screening can lower the risk of dying of pancreatic cancer. There are risks to screening. This includes the chance of finding something that requires surgery but later turns out to not be cancer. Talk about the benefits and risks of pancreatic cancer screening with your health care team. Together you can decide whether screening is right for you. Genetic testing for cancer risk If you have a family history of pancreatic cancer, discuss it with a health care professional. The health professional can review your family history and help you understand whether genetic testing might be right for you. Genetic testing can find DNA changes that run in families and increase the risk of cancer. If you're interested in genetic testing, you might be referred to a genetic counselor or other health care professional trained in genetics. Ways to lower risk You might reduce your risk of pancreatic cancer if you: Stop smoking. If you smoke, talk to a member of your health care team about ways to help you stop. These might include support groups, medicines and nicotine replacement therapy. Maintain a healthy weight. If you are at a healthy weight, work to maintain it. If you need to lose weight, aim for a slow, steady weight loss of 1 to 2 pounds (0.5 to 1 kilogram) a week. To help you lose weight, exercise most days of the week. Slowly increase the amount of exercise you get. Choose a diet rich in vegetables, fruit and whole grains with smaller portions.  (CREDITS: MAYO CLINIC)

    Investor Fuel Real Estate Investing Mastermind - Audio Version
    Land Development for Landowners: Feasibility, Financing & Risk Explained

    Investor Fuel Real Estate Investing Mastermind - Audio Version

    Play Episode Listen Later Dec 9, 2025 26:56


    In this episode of the Real Estate Pros podcast, host Michelle Kesil interviews Eugene Gershman, a development management expert. Eugene discusses how he helps property owners develop their land into profitable ventures, emphasizing the importance of understanding zoning laws, conducting feasibility studies, and managing risks. He shares insights on client engagement, the role of technology in streamlining processes, and the investment opportunities available in real estate development. Eugene also highlights the significance of building a qualified team and maintaining open communication with clients throughout the development process.   Professional Real Estate Investors - How we can help you: Investor Fuel Mastermind:  Learn more about the Investor Fuel Mastermind, including 100% deal financing, massive discounts from vendors and sponsors you're already using, our world class community of over 150 members, and SO much more here: http://www.investorfuel.com/apply   Investor Machine Marketing Partnership:  Are you looking for consistent, high quality lead generation? Investor Machine is America's #1 lead generation service professional investors. Investor Machine provides true 'white glove' support to help you build the perfect marketing plan, then we'll execute it for you…talking and working together on an ongoing basis to help you hit YOUR goals! Learn more here: http://www.investormachine.com   Coaching with Mike Hambright:  Interested in 1 on 1 coaching with Mike Hambright? Mike coaches entrepreneurs looking to level up, build coaching or service based businesses (Mike runs multiple 7 and 8 figure a year businesses), building a coaching program and more. Learn more here: https://investorfuel.com/coachingwithmike   Attend a Vacation/Mastermind Retreat with Mike Hambright: Interested in joining a "mini-mastermind" with Mike and his private clients on an upcoming "Retreat", either at locations like Cabo San Lucas, Napa, Park City ski trip, Yellowstone, or even at Mike's East Texas "Big H Ranch"? Learn more here: http://www.investorfuel.com/retreat   Property Insurance: Join the largest and most investor friendly property insurance provider in 2 minutes. Free to join, and insure all your flips and rentals within minutes! There is NO easier insurance provider on the planet (turn insurance on or off in 1 minute without talking to anyone!), and there's no 15-30% agent mark up through this platform!  Register here: https://myinvestorinsurance.com/   New Real Estate Investors - How we can work together: Investor Fuel Club (Coaching and Deal Partner Community): Looking to kickstart your real estate investing career? Join our one of a kind Coaching Community, Investor Fuel Club, where you'll get trained by some of the best real estate investors in America, and partner with them on deals! You don't need $ for deals…we'll partner with you and hold your hand along the way! Learn More here: http://www.investorfuel.com/club   —--------------------

    The Spar-Inn
    Boxing's Wild Weekend: Foster's Clinic, Pitbull's Draw, And Pacheco's Risk

    The Spar-Inn

    Play Episode Listen Later Dec 9, 2025 76:40 Transcription Available


    Send us a textTwo friends break down a wild PBC night: Foster's technical schooling of Fulton, a muddled WBC belt situation, Pitbull vs Roach ending in a heavily disputed draw, and a risky test ahead for Diego Pacheco. We also preview a women's bout with real knockout power and plan for Teo vs Shakur at MSG in NYC.• Foster's jab-first clinic against Fulton and why it worked• Fulton missing weight and what that did to the stakes• WBC interim confusion and fan frustration• Ramos' steady pressure and Mosley Jr.'s durability• Lara's late surge versus early coasting at 42• Pitbull Cruz pressure, Roach's pocket choices, and the draw• Tank's comeback talk and potential opponents• Teofimo vs Shakur at MSG and travel plans• Pacheco's dangerous opponent profile and betting angles• Women's power hitters: Jasmine Artiga's KO intentUse code SPAR for 10% off your meals, juices, anything pre-ordered to pick up in store at Empire Nutrition Long Island — www.empirenutrition.comTHE SPAR-INN ON YOUTUBE

    HALO Talks
    Episode #578: Lessons in Effective Communication and Brand Equity for Private Equity Firms with Scott Markman

    HALO Talks

    Play Episode Listen Later Dec 9, 2025 43:15


    Welcome to another episode of HALO Talks! Host Pete Moore sits down with branding expert and MonoGram Group founder Scott Markman for a wide-ranging conversation on private equity, marketing, and the art of standing out in a competitive landscape. From Scott's early days building powerhouse brands in PE—like Antares Capital—to the inside stories and lessons learned from working with over 100 PE firms, you'll get a front-row seat to how branding and storytelling have evolved in finance and beyond. Pete and Scott riff on everything from the importance of humanizing private equity to the bold branding of consumer favorites like Liquid Death. You'll hear candid insights on how to keep brand integrity alive, the power of team sports mentality in business, and the struggle to get new industry terms—like "HALO"—to catch on. It's definitely a no-holes-barred, no-nonsense chat guaranteed to inspire anyone growing their business, building a brand, or navigating the always frothy private equity world. Listen now for some straight talk, a few laughs, and real advice you can use! Regarding how to stand out in private equity, Markman states, "Just get something that you believe in that is true, that is understandable, that you can rent, repeat 100,000 times. And if you can do that, you're going to be way ahead of anybody else because the bar is set in private equity very low." Key themes discussed Branding strategies for private equity firms. Humanizing and differentiating in competitive markets. The importance of storytelling in marketing. Leveraging brand equity and reputation management. Risk-taking and thinking big in brand building (e.g. Liquid Death.) Optimizing portfolio company operations and collaboration. Building and scaling industry categories, like HALO. A Few Key Takeaways:  1.Brand Differentiation in Private Equity Matters: Scott emphasized that PE firms often focus too much on facts, figures, and professional credentials, but overlook the human and brand elements that truly set them apart. Building trust and emotional connection with company owners and deal partners is a core differentiator in a market that's becoming increasingly commoditized. 2. The Power of Storytelling and Consistency: Markman stressed that defining a clear, consistent message and sticking with it is critical. He compared this to the power of Starbucks' branding, noting that the companies that repeat and reinforce their message, vision, and values win in the long haul. 3. Thinking Big in Branding Works: The two also discussed the branding of Liquid Death and how audacious, risk-taking approaches can differentiate brands in even the most commoditized of categories (like bottled water!) Scott praised the boldness of such campaigns and pointed out that creative, gutsy execution can sometimes pay off big! 4. PE Firms Undervalue Internal Collaboration Across Portfolio Companies: Scott and Pete also observed that many PE firms miss out on synergies by not sharing best practices, vendors, or marketing expertise across portfolio companies. While some firms coordinate shared services, most still operate in silos, missing out on substantial value creation. 5. Branding the HALO Sector—A Movement in Progress: Pete shifted to the effort to brand "HALO" (Health, Active Lifestyle, Outdoors) as its own sector, rather than lumping it under generic terms like "wellness" or the word-salad that often results when people try to describe the space. He shared his long-term vision to make "HALO" the go-to term in industry circles, highlighting the uphill journey from grassroots advocacy to a recognized category and the importance of relentless, repetitive communication to achieve that. Resources:  Scott Markman: https://www.linkedin.com/in/scottmarkman   MonoGram Group: https://www.monogramgroup.com  Integrity Square: https://www.integritysq.com Prospect Wizard: https://www.theprospectwizard.com Promotion Vault: https://www.promotionvault.com HigherDose: https://www.higherdose.com

    Upgrade
    593: Oops! All Departures

    Upgrade

    Play Episode Listen Later Dec 8, 2025 103:16


    Mon, 08 Dec 2025 22:30:00 GMT http://relay.fm/upgrade/593 http://relay.fm/upgrade/593 Oops! All Departures 593 Jason Snell and Myke Hurley The week everybody left Apple. The week everybody left Apple. clean 6196 The week everybody left Apple. This episode of Upgrade is sponsored by: Sentry: Mobile crash reporting and app monitoring. Get 6 months of the Team plan free with code upgradepod. Fitbod: Get stronger, faster with a fitness plan that fits you. Get 25% off your membership. Udacity: For 40% off your order, head to Udacity.com/UPGRADE and use code UPGRADE Links and Show Notes: Get Upgrade+. More content, no ads. Submit Feedback Broomgate: A Curling Scandal | CBC Podcasts Men with Brooms - Wikipedia After Apple refusal, India makes U-turn on mandatory iPhone app – 9to5mac Apple May Have to Enable Always-On GPS in India - MacRumors Apple's Return to Intel Rumored to Extend to iPhone - MacRumors Apple TV previews new F1 streaming deal, confirms driver onboard cams will be included - 9to5Mac Apple TV on X: "The next chapter of Formula 1 in the US starts March 7. Watch every 2026 Grand Prix, only on Apple TV. https://t.co/qCruMOWoqa" / X Apple Fitness+ expands to 28 new markets - Apple Apple Podcasts names The Rest Is History the 2025 Show of the Year - Apple The Twelth Annual Upgradies Nomination Form Apple's Top Designer Alan Dye Poached by Meta in Major Coup - Bloomberg In a major coup for someone, Alan Dye leaves Apple – Six Colors Daring Fireball: Bad Dye Job John Giannandrea to retire from Apple - Apple Apple announces executive transitions - Apple Apple Rocked by Executive Departures, With Johny Srouji at Risk of Leaving Next - Bloomberg Apple Chip Chief Tells Staff He's Not Leaving

    Techmeme Ride Home
    Netflix Faces Hostility

    Techmeme Ride Home

    Play Episode Listen Later Dec 8, 2025 22:04


    Looks like that big Netflix bid for Warner Brothers isn't gonna go smoothly as Paramount launching a hostile counter-bid. We've got a full-on executive suite crisis at Apple. SpaceX could IPO next year. And more data on how AI usage is evolving. Paramount Skydance launches hostile bid for WBD ‘to finish what we started,' CEO Ellison tells CNBC (CNBC) Trump Warns Netflix-Warner Deal May Pose Antitrust ‘Problem' (Bloomberg) Netflix and the Hollywood End Game (Stratechery) Apple Rocked by Executive Departures, With Chip Chief at Risk of Leaving Next (Bloomberg) Meta acquires AI-wearables startup Limitless (Reuters) SpaceX in Talks for $800 Billion Valuation Ahead of Potential 2026 IPO (WSJ) An Empirical 100 Trillion Token Study with OpenRouter (OpenRouter) Learn more about your ad choices. Visit megaphone.fm/adchoices

    9to5Mac Daily
    Apple's chip exec considers leaving, iPhone rumors

    9to5Mac Daily

    Play Episode Listen Later Dec 8, 2025 7:28


    Listen to a recap of the top stories of the day from 9to5Mac. 9to5Mac Daily is available on iTunes and Apple's Podcasts app, Stitcher, TuneIn, Google Play, or through our dedicated RSS feed for Overcast and other podcast players. Sponsored by Backblaze: Give yourself the gift of peace of mind. Till the end of the month, 9to5Mac listeners get 30% off with code 9to5Xmas.  New episodes of 9to5Mac Daily are recorded every weekday. Subscribe to our podcast in Apple Podcast or your favorite podcast player to guarantee new episodes are delivered as soon as they're available. Stories discussed in this episode: Report: Johny Srouji contemplating leaving Apple, considering career elsewhere Apple Rocked by Executive Departures, With Johny Srouji at Risk of Leaving Next - Bloomberg Future iPhone chips might be produced by Intel, per report iPhone 18 leak says Face ID moving under-display next year Listen & Subscribe: Apple Podcasts Overcast RSS Spotify TuneIn Google Podcasts Subscribe to support Chance directly with 9to5Mac Daily Plus and unlock: Ad-free versions of every episode Bonus content Catch up on 9to5Mac Daily episodes! Don't miss out on our other daily podcasts: Quick Charge 9to5Toys Daily Share your thoughts! Drop us a line at happyhour@9to5mac.com. You can also rate us in Apple Podcasts or recommend us in Overcast to help more people discover the show.

    The Compliance Guy
    Episode 398 - AI Compliance - Richa Kaul

    The Compliance Guy

    Play Episode Listen Later Dec 8, 2025 43:17


    SummaryIn this episode, Sean M Weiss engages with Richa Kaul, CEO of Compliance with a Y, discussing the critical role of governance, risk, and compliance (GRC) in today's data-driven world. They explore the mission behind the organization, the importance of risk assessments, and the challenges posed by rapid advancements in AI technology. Richa emphasizes the need for ethical considerations in AI development and the necessity of human intervention in AI processes. The conversation highlights the balance between innovation and regulation, particularly in the context of data privacy and security.TakeawaysCompliance with a Y focuses on protecting consumer data through enterprise security.Risk assessments are crucial for both large and small organizations.GRC stands for Governance, Risk, and Compliance, and is increasingly important.AI technology is evolving rapidly, outpacing current regulations.Ethical AI development requires human oversight and intervention.Organizations must prioritize security over mere compliance.The healthcare sector is a significant focus for Compliance with a Y.AI can enhance risk visibility but should not replace human judgment.Regulations need to adapt to the fast-paced changes in technology.Integrity in business practices is essential for long-term success.

    Lance Roberts' Real Investment Hour
    12-8-25 Bullish Case or Bearish Backdrop - The Real Market Setup for 2026

    Lance Roberts' Real Investment Hour

    Play Episode Listen Later Dec 8, 2025 49:28


    Lance Roberts looks at both sides of the Market Cycle—the bullish liquidity-driven momentum and the bearish fundamental weaknesses. With support and resistance levels tightening around the S&P 500, and the Fed meeting, economic data, and major earnings directly ahead, investors must prepare for a market that could swing in either direction in 2026. 0:00 - INTRO 0:18 - Markets Set up for Santa Claus Rally 5:30 - Expect Sloppy Trading This Week 11:22 - Economic Summit, Elf on a Shelf, & Baylor Dating 14:42 - Market Outlook for 2026 16:36 - The Case for Bullishness 21:29: The Bullish Backdrop 24:13 - The Case for Bearishness 27:52 - Stress in Credit markets 28:36 - The Risk for Lower Returns 29:59 - Investing Strategies for 2026 35:06 - Cash Provides Optionality 38:16 - The Cost of Carrying Margin Debt 41:47 - Disposable Personal Income 44:38 - The Google Example & Margin Debt 46:10 - Margin Call call folly Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=tBXSsrMLmSA&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 ------- The latest installment of our new feature, Before the Bell, "Why Bitcoin Is Lagging the S&P," is here: https://www.youtube.com/watch?v=CnOnz8np7ps&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Articles Mentioned in Today's Show: "Bullish Case Or Bearish Backdrop" https://realinvestmentadvice.com/resources/blog/bullish-case-or-bearish-backdrop/ -------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Watch our previous show, "Roth Conversions, Money Rules & Financial Wellness: What Actually Works?" here: https://www.youtube.com/watch?v=PdFmXFB3sW4&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #BitcoinNews #SP500 #MarketUpdate #CryptoMarkets #PreMarket #MarketOutlook2026 #BullMarket #BearMarket #FederalReserve #StockMarketAnalysis

    Relay FM Master Feed
    Upgrade 593: Oops! All Departures

    Relay FM Master Feed

    Play Episode Listen Later Dec 8, 2025 103:16


    Mon, 08 Dec 2025 22:30:00 GMT http://relay.fm/upgrade/593 http://relay.fm/upgrade/593 Jason Snell and Myke Hurley The week everybody left Apple. The week everybody left Apple. clean 6196 The week everybody left Apple. This episode of Upgrade is sponsored by: Sentry: Mobile crash reporting and app monitoring. Get 6 months of the Team plan free with code upgradepod. Fitbod: Get stronger, faster with a fitness plan that fits you. Get 25% off your membership. Udacity: For 40% off your order, head to Udacity.com/UPGRADE and use code UPGRADE Links and Show Notes: Get Upgrade+. More content, no ads. Submit Feedback Broomgate: A Curling Scandal | CBC Podcasts Men with Brooms - Wikipedia After Apple refusal, India makes U-turn on mandatory iPhone app – 9to5mac Apple May Have to Enable Always-On GPS in India - MacRumors Apple's Return to Intel Rumored to Extend to iPhone - MacRumors Apple TV previews new F1 streaming deal, confirms driver onboard cams will be included - 9to5Mac Apple TV on X: "The next chapter of Formula 1 in the US starts March 7. Watch every 2026 Grand Prix, only on Apple TV. https://t.co/qCruMOWoqa" / X Apple Fitness+ expands to 28 new markets - Apple Apple Podcasts names The Rest Is History the 2025 Show of the Year - Apple The Twelth Annual Upgradies Nomination Form Apple's Top Designer Alan Dye Poached by Meta in Major Coup - Bloomberg In a major coup for someone, Alan Dye leaves Apple – Six Colors Daring Fireball: Bad Dye Job John Giannandrea to retire from Apple - Apple Apple announces executive transitions - Apple Apple Rocked by Executive Departures, With Johny Srouji at Risk of Leaving Next - Bloomberg Apple Chip Chief Tells Staff He's Not L

    The Digital Supply Chain podcast
    Fixing Paperwork Risk to Boost Supply Chain Resilience

    The Digital Supply Chain podcast

    Play Episode Listen Later Dec 8, 2025 28:16 Transcription Available


    Send me a messageWhat if the biggest threat to your supply chain isn't a typhoon, strike, or cyberattack, but a mistyped HS code?This week I'm joined by Yeelen Knegtering, Co-Founder and CEO of Klippa, a company tackling one of the most underestimated risks in global trade: the explosion of paperwork, compliance demands, and manual processes that quietly delay planes, stall ships, burn carbon, and drain margin. With regulations tightening and documentation growing faster than teams can manage, this matters more than ever for anyone trying to build a resilient, low-risk, low-carbon supply chain.In this conversation, you'll hear how tiny admin errors cascade into multi-million-euro failures, and why most organisations still don't see the danger until it hits them. We break down why specialised AI (not generic LLMs) is starting to transform document-heavy workflows, cutting delays, cost, and emissions at the same time. You might be surprised to learn how many shipments are returned or destroyed simply because paperwork wasn't processed in time - and how automating even part of that work unlocks resilience far beyond compliance.We also dig into workforce impact, reskilling, and the uncomfortable truth: paperwork volumes are rising, not falling, and companies who ignore this layer of risk are already paying for it.

    Ecommerce Coffee Break with Claus Lauter
    How Your Work Group Chat Is Quietly Ruining Your Business — Guy Weiss | Why An Always-on Culture Drains Teams, Why Mixed Chats Risk Company Data, How Your Business Data Gets Lost, How Smart Integrations Boost Workflow, What Makes Zenzap Different (#453)

    Ecommerce Coffee Break with Claus Lauter

    Play Episode Listen Later Dec 8, 2025 25:45 Transcription Available


    In this episode, we dive into the silent killer of e-commerce team productivity: using personal chat apps for work. Guy Weiss, CEO and founder of ZenZap, shares how relying on apps like WhatsApp can quietly harm your business through security risks, employee burnout, and lost data. He reveals the "hidden cost" of the "always on" culture and explains how a business-focused messenger can keep your company's secrets safe, integrate with your tools, and make your team highly productive.Topics discussed in this episode:  Why personal chat apps break work. The hidden cost of "always on" culture. Why personal apps ruin work/life separation. How your business IP is lost on employee phones. Why unstructured group chats cause missed orders. Why staff privacy matters as a business grows. How ZenZap solves complex communication. Links & Resources Website: https://www.zenzap.co/LinkedIn: https://www.linkedin.com/company/zenzap/Instagram: https://www.instagram.com/zenzapappYouTube: https://www.youtube.com/@zenzap_app Get access to more free resources by visiting the show notes at https://tinyurl.com/yeym4uyb______________________________________________________ LOVE THE SHOW? HERE ARE THE NEXT STEPS! Follow the podcast to get every bonus episode. Tap follow now and don't miss out! Rate & Review: Help others discover the show by rating the show on Apple Podcasts at https://tinyurl.com/ecb-apple-podcasts Join our Free Newsletter: https://newsletter.ecommercecoffeebreak.com/ Support The Show On Patreon: https://www.patreon.com/EcommerceCoffeeBreak Partner with us: https://ecommercecoffeebreak.com/partner-with-us/

    Pilates Elephants
    339. Is Pilates Education Increasing Our Risk Of Injury?

    Pilates Elephants

    Play Episode Listen Later Dec 7, 2025 41:10 Transcription Available


    Resources:Strength training reduces injury risk substantially here and here and hereResistance training itself is a very safe activity here and hereFoot pronation increases risk of shin splints here, but has no effect on overall injury risk here and there is minimal evidence that any biomechanical variable predicts running injuries hereKnee valgus does not predict future ACL injury hereThis podcast uses the following third-party services for analysis: AdBarker - https://adbarker.com/privacy

    OTB Football
    THE SUNDAY KICKBACK: 'They were taking a risk on Evan Ferguson...' | Brighton 1-1 West Ham | OFF THE BALL

    OTB Football

    Play Episode Listen Later Dec 7, 2025 15:37


    Stephen Doyle & Brian Kerr are on hand to bring you all of the reaction from The Amex as Brighton & West Ham share the spoils in Nuno Espírito Santo's tenth game in charge of The Hammers!The Sunday Kickback on Off The Ball w/ William Hill Ireland.

    InsTech London Podcast
    Jack Miller, Co-founder & CEO: nettle: Reinventing risk engineering with AI (384)

    InsTech London Podcast

    Play Episode Listen Later Dec 7, 2025 28:04


    Introduction In this episode, Robin Merttens is joined by Jack Miller, CEO and Co-founder of nettle, to explore how generative AI is being applied to one of insurance's most complex and resource-constrained challenges: risk engineering. Jack shares how his work at McKinsey, leading AI transformations for insurers, exposed him to the inefficiencies in assessing commercial property risks and how that inspired Nettle's founding. From mass retirements of risk engineers to the reality that most properties are never physically assessed, Jack outlines why the status quo is unsustainable and how AI can help underwriters make faster, more informed decisions without sacrificing depth or judgement. He explains how nettle is already working with insurers like Allianz to roll out configurable, production-ready tools that reduce manual burden, unlock previously inaccessible insights and integrate directly into existing underwriting platforms. In this conversation, Jack shares: Why risk engineering is facing a capacity crunch and how that affects underwriting quality The surprising statistic that sparked nettle's creation: 97.5% of properties are never visited How generative AI can enhance, not replace, expert judgement in high-value underwriting Why depth, not breadth, is the key to building meaningful AI solutions in insurance Lessons from building a product insurers can implement in weeks not years The importance of involving underwriters in AI adoption from day one What most insurers get wrong about pilots, procurement and “proper” GenAI strategies How nettle's partnership with Allianz helped shape a scalable, enterprise-ready product Why commercial P&C is the perfect proving ground for next-generation InsurTech If you like what you're hearing, please leave us a review on whichever platform you use or contact Jack Miller or Robin Merttens on LinkedIn. Sign up to the InsTech newsletter for a fresh view on the world every Wednesday morning.

    The James Altucher Show
    Digital Social Hour Podcast by Sean Kelly: Why Gen Z Might Be the Most Talented Generation in History

    The James Altucher Show

    Play Episode Listen Later Dec 6, 2025 57:48


    Today, we're sharing the recent episode of the Digital Social Hour Podcast by Sean Kelly. James Altucher joins the show to break down why the 10,000-hour rule is a myth, how to cheat your way into the top 1%, why obsession matters more than talent, and how AI is now the greatest mentor of all time.From entrepreneurship and failure… to mental health, chess mastery, comedy, and why losing millions hurts more than being broke — this episode goes deep.If you're chasing mastery, reinvention, or clarity in your career… this is the one.

    Better Wealth with Caleb Guilliams
    How to Turn $150K Into $1M of Tax Write-Offs (REAL CASE STUDIES) | Michael Williams

    Better Wealth with Caleb Guilliams

    Play Episode Listen Later Dec 6, 2025 65:58


    Learn what the ultra wealthy do to write off cash flowing assets and take advantage of the 100% bonus depreciation. In this masterclass you'll understand the dos and don'ts of advanced tax planning, asset depreciation, and see first hand case studies of entrepreneurs and business owners who are taking advantage of these strategies.0:00 - Intro1:07 - Who is Michael Williams?6:01 - The Three Steps to Tax Efficiency8:46 - Who are these Tax Strategies for?11:29 - Prioritizing Low-Hanging Fruit First13:14 - What is Depreciation for Tax Write-Offs?15:50 - Finding the Right Assets for Bonus Depreciation 19:58 - Two Main Risks: Tax Risk and Economic Risk23:54 - Passive vs. Active Income24:58 - Strategies for Writing Off Against Active Income26:56 - Structuring a Trader Business27:43 - Risk of IRS Audits31:21 - Tax Arbitrage32:59 - Understanding the Economic Risk34:02 - Differentiating the Strategies from Real Estate37:55 - Case Study Walkthrough with GPUs40:17 - Turning $150K Investment into $1M Write-Off 43:00 - Recapturing Cash on Residual Value as Ordinary Income45:58 - Cash-on-Cash Return Targets48:12 - After-Tax Return on Investments51:16 - GPUs Residual Value52:20 - Pulling Assets Out of the Revenue Pool53:14 - Services and Fees (Maintenance, Insurance)54:02 - Debt Payment Responsibility55:00 - Tax Implications of Debt Service57:41 - Final AdviceJoin the Tax and Assets Community: https://taxandassets.comConnect with Michael & His Team: Email - michael@trusttpc.comWebsite - https://www.trusttpc.com/Want Us to Review Your Current Tax Strategy Before the End of the Year? Click Here: https://betterwealth.com/tax______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

    On the Media
    Covering the Pentagon, from Sy Hersh to Laura Loomer

    On the Media

    Play Episode Listen Later Dec 5, 2025 63:43


    The New York Times has sued the Pentagon for restricting access to journalists. On this week's On the Media, meet the new cast of right wing influencers and conspiracy theorists replacing the press corps in the Pentagon. Plus, a new documentary examines the life and work of investigative journalist Seymour Hersh. [01:00] Host Micah Loewinger sits down with Dan Lamothe, who covers the US military and Pentagon for the Washington Post, to talk about the Trump administration's shifting narrative around a second strike that killed two survivors on a boat in the Caribbean. Lamothe used to have a desk in the Pentagon as part of the press corps, but left alongside reporters from major news outlets after they refused to sign onto stringent new rules on how they could do their reporting. [16:58] Micah talks with Anna Merlan, senior reporter at Mother Jones,  about the cast of right wing influencers and conspiracists now staffing the Pentagon press corps. Plus, Micah interviews Cam Higby, a member of the new press corps, about why he agreed to the Pentagon's restrictions on access.[43:18] Micah speaks with Laura Poitras, a journalist and filmmaker whose past works include CitizenFour, All the Beauty and the Bloodshed, and Risk, to discuss her newest documentary. Poitras shares the process of making Cover-Up, coming soon to Netflix, which chronicles the life of investigative journalist Seymour Hersh. Poitras describes Hersh's ferocious drive to uncover government wrongdoing, and what today's press corps can learn from him. Further reading / watching:“Hegseth order on first Caribbean boat strike, officials say: Kill them all,” by Alex Horton and Ellen Nakashima“‘Signalgate' report contradicts Hegseth's claim of ‘total exoneration',”by Dan Lamothe“Meet the New Pentagon Press Corps,” by Anna MerlanCover-Up, directed and produced by Laura Poitras and Mark Obenhaus On the Media is supported by listeners like you. Support OTM by donating today (https://pledge.wnyc.org/support/otm). Follow our show on Instagram, Twitter and Facebook @onthemedia, and share your thoughts with us by emailing onthemedia@wnyc.org.

    RISK!
    Making the Chain, Revisited

    RISK!

    Play Episode Listen Later Dec 4, 2025 43:30


    Christine Gentry revisits her story from 2016 called “Making the Chain” with Kevin Allison. She has many new insights, nine years later.

    The Wellness Mama Podcast
    Catch It Early: Data-Backed Ways to Shift Disease Risk Before It Happens (Solo Episode)

    The Wellness Mama Podcast

    Play Episode Listen Later Dec 3, 2025 30:29


    Episode Highlights From KatieThe concept of the “Four Horsemen” of chronic disease and why 85% of people over 50 die from one of these conditions.What these diseases share in common: long, silent development over years or decades before symptoms appear.Why traditional screening often catches disease too late. And how new data and AI tools can identify risk far earlier.The difference between 10-year risk scoring and lifetime risk (and why most people never receive the latter).Why cancer screening is age-based rather than risk-based and how this overlooks key early indicators.How AI-driven assessments like Catch use massive datasets to calculate disease risk more accurately than traditional methods.What I learned from my own cancer risk assessment and why it shifted my thinking about proactive health.Why foundational lifestyle inputs (sunlight, vegetables, oily fish, hydration, minerals, sleep, movement, and avoiding chronic inflammation) are more powerful than supplements in reducing long-term disease risk.The connection between allergies, immune signaling, inflammation, and long-term disease patterns.How early lifestyle patterns influence future metabolic, cardiovascular, and cognitive health.Simple, data-backed ways to lower lifelong risk starting today without fear, overwhelm, or chasing expensive solutions.Resources MentionedCatch