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Today, we are joined by Rob Carver to unpack one of the most volatile weeks seen in commodity markets in years. The conversation centers on silver's sharp rise and sudden collapse, using it as a case study in volatility targeting, liquidity risk, and disciplined position sizing. From Freaky Friday to broader dislocations across assets, they examine why systematic risk management matters when markets move faster than narratives. The discussion expands into diversification, correlation assumptions, alternative markets, and new research on trend portfolio construction, offering a grounded reminder that survival often matters more than precision.-----50 YEARS OF TREND FOLLOWING BOOK AND BEHIND-THE-SCENES VIDEO FOR ACCREDITED INVESTORS - CLICK HERE-----Follow Niels on Twitter, LinkedIn, YouTube or via the TTU website.IT's TRUE ? – most CIO's read 50+ books each year – get your FREE copy of the Ultimate Guide to the Best Investment Books ever written here.And you can get a free copy of my latest book “Ten Reasons to Add Trend Following to Your Portfolio” here.Learn more about the Trend Barometer here.Send your questions to info@toptradersunplugged.comAnd please share this episode with a like-minded friend and leave an honest Rating & Review on iTunes or Spotify so more people can discover the podcast.Follow Rob on Twitter.Episode TimeStamps:00:00 - Introduction to the Systematic Investor Series03:56 - Freaky Friday in precious metals04:29 - How Rob trades silver in a volatility adjusted framework10:25 - When volatility forces position reduction12:38 - Liquidity myths in hot commodity markets16:25 - Risk management lessons from silver's collapse22:28 - Dislocations across assets beyond metals24:54 - Fed chair speculation and muted market reactions31:33 - Discretionary versus systematic decision making34:03 - Trend barometer and market breadth update37:34 - Estimating portfolio correlation from PnL41:18 - Correlation versus volatility predictability45:13 - MAN Group paper...
In his weekly clinical update during Ground hog week, Dr. Griffin and Vincent Racaniello are back to discuss the measles outbreak in South Carolina, American Academy of Pediatrics vaccine recommendations and shingles vaccine and the reduction of dementia, then deep dives into recent statistics RSV, influenza and SARS-CoV-2 infections, the Wastewater Scan dashboard, Johns Hopkins measles tracker, where to find PEMGARDA, how to access and pay for Paxlovid, estimated effectiveness of this year's COVID-19 vaccine, long COVID treatment center, where to go for answers to your long COVID questions, long COVID in children, the potential benefits of metformin to reduce disease severity following SARS-CoV-2 infection in obese and overweight patients and contacting your federal government representative to stop the assault on science and biomedical research. Subscribe (free): Apple Podcasts, RSS, email Become a patron of TWiV! Links for this episode Grading the groundhogs (National Oceanic and Atmospheric Administration) Sand Mountain Sam predicts an early spring (News19) All About the AAP Recommended Immunization Schedule (healthychildren.org) Recommended Childhood and Adolescent Immunization Schedule: United States, 2026: Policy Statement (American Academy of Pediatrics: Pediatrics) Herpes zoster vaccination and incident dementia in Canada: an analysis of natural experiments (LANCET: Neurology) Detection of avian flu antibodies in Dutch dairy cow: ECDC risk assessment remains unchanged (European Centre for Disease Prevention and Control) Wastewater for measles (WasterWater Scan) Measles cases and outbreaks (CDC Rubeola) Big outbreak, bright lights…Measles Dashboard(South Carolina Department of Public Health) Tracking Measles Cases in the U.S. (Johns Hopkins) Measles vaccine recommendations from NYP (jpg) Weekly measles and rubella monitoring (Government of Canada) Measles (WHO) Get the FACTS about measles (NY State Department of Health) Measles(CDC Measles (Rubeola)) Measles vaccine (CDC Measles (Rubeola)) Presumptive evidence of measles immunity (CDC) Contraindications and precautions to measles vaccination (CDC) Adverse events associated with childhood vaccines: evidence bearing on causality (NLM) Measles Vaccination: Know the Facts (ISDA: Infectious Diseases Society of America) Deaths following vaccination: what does the evidence show (Vaccine) Influenza: Waste water scan for 11 pathogens (WastewaterSCan) US respiratory virus activity (CDC Respiratory Illnesses) Respiratory virus activity levels (CDC Respiratory Illnesses) Weekly surveillance report: clift notes (CDC FluView) OPTION 2: XOFLUZA $50 Cash Pay Option(xofluza) RSV: Waste water scan for 11 pathogens (WastewaterSCan) Respiratory Diseases (Yale School of Public Health) USrespiratory virus activity (CDC Respiratory Illnesses) RSV-Network (CDC Respiratory Syncytial virus Infection) Vaccines for Adults (CDC: Respiratory Syncytial Virus Infection (RSV)) Economic Analysis of Protein Subunit and mRNA RSV Vaccination in Adults aged 50-59 Years (CDC: ACIP) Waste water scan for 11 pathogens (WastewaterSCan) COVID-19 deaths (CDC) Respiratory Illnesses Data Channel (CDC: Respiratory Illnesses) COVID-19 national and regional trends (CDC) COVID-19 variant tracker (CDC) SARS-CoV-2 genomes galore (Nextstrain) Estimated Effectiveness of 2024-2025 COVID-19 Vaccination Against Severe COVID-19 (JAMA) Where to get pemgarda (Pemgarda) EUA for the pre-exposure prophylaxis of COVID-19 (INVIYD) Infusion center (Prime Fusions) CDC Quarantine guidelines (CDC) NIH COVID-19 treatment guidelines (NIH) Drug interaction checker (University of Liverpool) Help your eligible patients access PAXLOVID with the PAXCESS Patient Support Program (Pfizer Pro) Understanding Coverage Options (PAXCESS) Infectious Disease Society guidelines for treatment and management (ID Society) Molnupiravir safety and efficacy (JMV) Convalescent plasma recommendation for immunocompromised (ID Society) What to do when sick with a respiratory virus (CDC) Managing healthcare staffing shortages (CDC) Anticoagulationguidelines (hematology.org) Daniel Griffin's evidence based medical practices for long COVID (OFID) Long COVID hotline (Columbia : Columbia University Irving Medical Center) The answers: Long COVID Long COVID associated with SARS-CoV-2 reinfection among children and adolescents in the omicron era (RECOVER-EHR): a retrospective cohort study (LANCET: Infectious Diseases) Long COVID is here to stay—even in children (LANCET: Infectious Diseases) Early administration of neutralising monoclonal antibodies and post-acute sequelae of COVID-19 (International Journal of Infectious Diseases) Preventing Long COVID With Metformin (CID) Metformin may reduce risk of long COVID by 64% in overweight or obese adults (CIDRAP) Effect of Metformin on the Risk of Post-coronavirus Disease 2019 Condition Among Individuals With Overweight or Obese (CID) Preventing Long COVID With Metformin (CID) New review highlights growing evidence that diabetes drug metformin can prevent long COVID (CIDRAP) Reaching out to US house representative Letters read on TWiV 1294 Dr. Griffin's COVID treatment summary (pdf) Timestamps by Jolene Ramsey. Thanks! Intro music is by Ronald Jenkees Send your questions for Dr. Griffin to daniel@microbe.tv Content in this podcast should not be construed as medical advice.
Michael Savage revisits his 1987 book Reducing the Risk of Alzheimer's, now reissued with updated research linking aluminum exposure to this modern disease. Savage draws a clear line between normal aging and true dementia, warning the distinction is being intentionally blurred. He identifies hidden aluminum sources in everyday life, outlines practical prevention through nutrition, exercise, and mental activity, and cautions that common medications may raise dementia risk. The episode argues Alzheimer's is not inevitable—and that informed, disciplined choices can meaningfully reduce the threat. GET THE BOOK HERE https://a.co/d/07h18Y9r
Making decisions is perhaps the most important skill an entrepreneur can possess. To move from a vague idea to a structured project, Frank Kern uses a specific "Decision-Making Worksheet" to ensure every move aligns with long-term success. Phase 1: The Big Picture Before looking at the decision itself, you must ground yourself in your ultimate destination. Clarify Your 20-Year Goal: Define exactly where you want to be two decades from now. For Frank, this is building a sustainable $100M company with a minimum 35% profit margin. Define Your Purpose: Identify the "why" behind your business. Frank's purpose is to have a measurably positive impact on the global economy by changing how consumers view marketers. Identify the Decision at Hand: State clearly what you are considering. (Example: Launching a flagship program to cold media via a webinar funnel). The "Alignment" Gut Check: Ask yourself: Will this move me significantly closer to my 20-year goal? If the answer is no, stop there. Phase 2: Success Criteria & Deadlines If the decision aligns with your goals, you must define what "winning" looks like. Four Indicators of Success: List four specific results that prove the decision was right. Frank's examples include attracting qualified prospects and achieving a 3x ROI on ad spend. Set a Hard Deadline: Determine by when these success criteria must be met to turn the decision into a tracked project. Phase 3: The Benefit Analysis Analyze the impact of the decision across two different timelines: Short-Term Benefits: Immediate wins, such as gathering data, building goodwill, or turning a quick profit. Long-Term Benefits: Lasting impacts, such as business scalability, permanent list growth, and transforming the lives of clients. Phase 4: Risk Assessment (The "Reality Check") It is easy to get caught up in the "happy world" of benefits; this phase demands total honesty about potential downsides. Calculate the Cost: What is the actual financial investment required for the test? Identify What Can Go Wrong: List every fear, from suffering core business distraction to losing the entire test budget or "looking dumb." The Risk vs. Reward Comparison: Compare your "long-term benefits" against "what can go wrong." Ask: Is the potential long-term gain worth the risk of these downsides? Final Step: Immediate Action If you decide the risk is worth it, commit immediately by identifying the three next steps you can take to get the project started today.
In this episode of Shoptalk, David Carothers dug into total cost of risk with a focus on downtime, disruption, and distraction as hidden drivers of long term expense. Using real manufacturing examples, he explained how equipment breakdown, supply chain delays, and even severe workers' comp injuries can create operational losses far beyond what shows up in loss runs. He also outlined how middle market producers can use a year-round cadence of touch points to control costs, strengthen submissions, and create clear wedges in prospecting. The episode ends with a note that this is part one, with part two continuing next week. Key points: Downtime is a Business Threat Not Just a Claim Issue David explains that equipment breakdown and specialized machinery delays can shut production down for weeks. He shared a story about a printing operation where a simple mistake destroyed equipment and required overseas technicians and parts, resulting in four to six weeks of downtime. The bigger point is that downtime can create losses that linger well beyond the repair window. Shelf Space and Reputation Loss Can Be Permanent For manufacturers selling into major retailers, downtime can cost more than sales for a single season. David breaks down how hard it is to earn premium placement and holiday displays, and how quickly retailers replace brands that cannot fulfill orders. Once that shelf space is lost, it is often gone for good, creating a long tail financial hit. Workers' Comp Injuries Can Trigger Operational Chaos A severe injury is not only a claim cost. It can shut down equipment, trigger investigations, delay production, and reduce productivity across the floor. David described an extreme degloving incident tied to bypassed guarding on machinery and highlighted how fear, disruption, and compliance activity stack costs for years. Total Cost of Risk Changes the Sales Conversation Instead of reacting to bad loss runs with tactical fixes like consent to rate or a PEO, David pushes producers to quantify all hidden costs. That includes downtime, out of pocket claims, administrative time, and disruption impacts. When clients see total cost, the conversation shifts from price shopping to strategic planning. This is a Year Round Process Not a Renewal Project David emphasizes that total cost of risk is not a spreadsheet exercise done once a year. It is a 365 day approach built on consistent accountability and structured touch points. He recommends using a twelve subject cadence to stay in front of accounts, strengthen renewals, and build trust over time. Risk Management Actions Can Create Underwriting Leverage He shared a practical example where a manufacturer lost power for over a week after hurricanes. The solution was putting a generator company on retainer so a large unit could be delivered when storms approached. David explains how actions like this protect reputation, reduce downtime, and can be positioned to underwriters for potential credits. Trusted Advisor Positioning Wins Even at Higher Cost David compares advisory insurance work to paying for high quality legal or accounting help. Clients may pay more upfront, but the long term savings and control are what matter. He argues that better stories, better frameworks, and measurable risk control results eliminate late stage price objections and create stronger referrals. Connect with: David Carothers LinkedIn Kyle Houck LinkedIn Visit Websites: Power Producer Base Camp Killing Commercial Crushing Content Power Producers Podcast Policytee The Dirty 130 The Extra 2 Minutes
Show NotesOn the Spotlight this week, we wrap up the Australian Open where dramatic semi finals saw Alcaraz overcome cramp (to Zverev's dismay), Djokovic overcome Sinner (to Ross' prediction dismay), and then Alcaraz overpower Djokovic to win a career Grand Slam. Elana Rybakina won the women's title, powered by a dominant serve and a few harsh, but helpful words from her coach.Then it's a concussion and head injury discussion, with a Spotlight on football and rugby. Should young children be tackling and heading a football? We explore those debates and discover that bans and delays don't play out quite the same way in the two sports, but that many unanswered questions remain. A recent paper by Ross and some colleagues finds that rugby players wearing headgear are more likely to suffer injuries than those not wearing headgear. An odd finding, but confounded by history and bias, as a lesson for how research limitations play out.And finally, does Karsten Blummenfelt really have a VO2max of 101 ml/kg/min? The Norwegian triathlete published that number earlier in the week, and it was met with skepticism bordering on ridicule. We discuss why the number isn't physiologically believable, what it means, and how errors in measurement might occur.Finally finally, if you enjoy the show and want to show your support, then become a Supporter with a small monthly donation, and you'll also get access to our Community Chat, and, as discussed in this show, upcoming Live Event Coverage.LinksThe Contact Conundrum: Are We Introducing Contact at the Correct Time in Youth Sports?Wearing Regulation Soft-Padded Headgear Does Not Reduce the Risk of Head Injuries in Professional Men's Rugby Players: An Observational Cohort StudyThe Spennymoor Heading Trial ArticleArticle on Bulmenfelts 101 VO2max Hosted on Acast. See acast.com/privacy for more information.
In this episode, Nicole Stallings, President and CEO of the Hospital and Healthsystem Association of Pennsylvania, joins Igor Belokrinitsky and Ran Strul, Partners at Oliver Wyman, to discuss a new report warning that up to 14 Pennsylvania hospitals could close without policy intervention. They explore Medicaid reimbursement gaps, workforce and technology challenges, and the state policy actions needed to preserve access to care and regional economies.
Get AudioBooks for FreeBest Self-improvement MotivationOne of the Most Eye-Opening Speeches – Take the RiskOne of the most eye-opening inspirational speeches ever. Take the risk or lose the chance. This powerful message will push you to act now—no fear, no regret.Get AudioBooks for FreeWe Need Your Love & Support ❤️https://buymeacoffee.com/myinspiration#Motivational_Speech#motivation #inspirational_quotes #motivationalspeech Get AudioBooks for Free Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Gametime Ticket Offer: $20 off with code "FARZY" at gametime.co The Farzy Show presented by MyBookie Promo: No-strings-attached cash bonus up to $200 Promo Codes: FARZY .. https://mybookie.website/joinwithFARZYManscaped Offer: 20% off AND Free Shipping with code "Farzy20" at Manscaped.comCopyright Disclaimer under section 107 of the Copyright Act 1976, allowance is made for “fair use” for purposes such as criticism, comment, news reporting, teaching, scholarship, education and research. Fair use is a use permitted by copyright statute that might otherwise be infringing.
Today's guest is Dean Alms, Chief Product Officer at Aravo. Aravo is an enterprise software company focused on third-party risk management and compliance platforms that help organizations manage vendor, supplier, and partner ecosystems across regulatory, operational, and reputational risk domains. Dean joins Emerj Editorial Director Matthew DeMello to examine how third-party risk has evolved into a data and AI-driven, board-level visibility and resilience challenge, and how automation is reshaping the way enterprises identify, remediate, and monitor risk at scale. Dean also shares practical workflow changes, including using AI to automate document ingestion and survey validation, generate corrective actions, and enable natural language access to risk data. The discussion highlights how these approaches reduce operational cost, improve data integrity, support continuous monitoring models, and help enterprise leaders protect revenue, reputation, and regulatory posture across complex supplier networks. Want to share your AI adoption story with executive peers? Click emerj.com/expert2 for more information and to be a potential future guest on the 'AI in Business' podcast! This episode is sponsored by Aravo. Learn how brands work with Emerj and other Emerj Media options at emerj.com/ad1.
Send us a textHow do you actually build wealth — not just in theory, but in real life? In this episode, CJ and Tom walk through a simple, practical framework veterinarians can use to make smarter financial decisions with less stress and more clarity.They break down how to assign a time horizon to each dollar, how to make sure money is accessible for real‑life needs, how to think about taxes in a strategic way, and how to evaluate risk beyond just investment volatility.Whether you're early in your career or approaching retirement, this episode helps you understand how to structure your finances so you can adjust, pivot, and stay flexible as life changes.Smarter Vet Podcast-https://flveterinaryadvisors.com/smarter-vet-financial-podcast/Watch the no cost 5-part video course to review your finances and see where you could be doing better in your finances:5 Foundational Steps to Financial Balance Video Course-http://series.flvetadvisors.com/Find out what you could be overlooking within your practice by taking our brief assessment:Test My Personal Financial IQ-https://flveterinaryadvisors.com/personal-test/Sign up for a complimentary phone call to talk about how to get better use of all the cash inside your practice:Schedule a time-https://flveterinaryadvisors.com/contact-usInstagram-https://www.instagram.com/flveterinaryadvisors/Facebook-https://facebook.com/flvetadvisorsLinkedIn-https://linkedin.com/company/flvetadvisorsYouTube- https://www.youtube.com/@floridaveterinaryadvisors7665
Fresh revelations about Peter Mandelson's relationship with the convicted sex offender Jeffrey Epstein have sparked a political explosion in Westminster, reopening questions about Keir Starmer's decision to return him to the heart of public life. Mandelson, the former UK ambassador to Washington, has resigned from the House of Lords and from the Labour Party, while a criminal investigation has been launched into allegations that he shared sensitive information with Epstein during his time as business secretary under Gordon Brown.Starmer has apologised for appointing Mandelson and pledged to publish the files relating to his vetting for the ambassadorship, but with pressure growing on his leadership, how can the prime minister and the Labour Party hope to move on?Host Lucy Fisher is joined by Jim Pickard, Stephen Bush and Ashley Armstrong to discuss the fallout.Follow the panel on Bluesky - Lucy @lucyfisher.ft.com; Jim @pickardje.bsky.social; and Stephen @stephenkb.bsky.social Want more? Free links: Keir Starmer apologises to victims of Jeffrey Epstein Pressure grows on Keir Starmer's chief of staff over Peter Mandelson ambassador appointmentEvery doomed prime minister has a moment – this is Starmer'sMandelson and the money that never sleepsPeter Mandelson leaked sensitive UK government tax plans to Jeffrey Epstein George Parker's interview from 2025 – Peter Mandelson's back: The Prince of Darkness returns Sign up here for Stephen Bush's morning newsletter ‘Inside Politics' for straight-talking insight into the stories that matter, plus puns and tongue (mostly) in cheek analysis. Get 30 days free.Presented by Lucy Fisher, and produced by Lulu Smyth. The executive producer is Flo Phillips. Original music and mix by Breen Turner. The FT's global head of audio is Cheryl Brumley.What did you think of this episode? Let us know at politicalfix@ft.com Hosted on Acast. See acast.com/privacy for more information.
A Classic RISK! episode from our early years when Brian Finkelstein, Carrie Wade and Matt Oberg told true stories at the live RISK! show for the 2013 LA Storytelling Festival.
South Carolina is experiencing one of the biggest measles outbreaks the U.S. has seen in decades. In that state, there are 876 confirmed cases of the highly contagious virus, which is preventable with a vaccine. While the current surge may be slowing, doctors warn there are still serious risks for vulnerable populations. William Brangham speaks with epidemiologist Katelyn Jetelina for more. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy
Ben Felix and Braden Warwick are joined by Dr. Charles Chaffin, a leading voice in financial psychology, to explore why investors so often act against their own best interests—and how better tools and frameworks can help bridge the gap between rational plans and real human behavior. The conversation blends behavioral finance, goal setting, and risk profiling, while also introducing a new evidence-based risk tolerance questionnaire now being made publicly available to listeners. The episode digs into why humans are wired for short-term survival rather than long-term optimization, how biases and environment shape financial decisions, and why coaching—not transactions—is becoming the advisor's most important role. Charles explains concepts like money scripts, financial flashpoints, identity-based goals, and financial self-efficacy, tying them directly to investing behavior and client outcomes. The discussion also goes deep on financial risk tolerance: what it really is, why people consistently misjudge it, and why psychometric tools outperform traditional questionnaires. Key Points From This Episode: (0:00:00) Introduction to Episode 395 and guest Dr. Charles Chaffin (0:01:15) Charles' background in financial planning psychology and authorship (0:02:30) Why PWL wanted to move beyond the Grable–Lytton Risk Tolerance Scale (0:03:40) Introduction to the Money and Risk Inventory (MRI) and full disclosure (0:04:55) Announcement: Public access to a psychometric risk tolerance questionnaire (0:05:10) Risk tolerance vs. risk capacity—and how PWL combines both (0:06:43) Why firms must map risk scores to asset allocations themselves (0:08:35) The role of psychology in financial planning beyond technical advice (0:10:17) The Klontz–Chaffin model of financial psychology (0:12:05) Why humans are "bad with money": survival brains and emotions (0:13:30) How heuristics and biases derail long-term planning (0:15:42) Tools for overcoming bias: automation, pre-commitment, and friction (0:21:29) How environment and social context shape financial behavior (0:26:38) Financial flashpoints and their lasting impact on risk tolerance (0:29:35) Financial self-efficacy and why low confidence leads to avoidance (0:36:01) Money scripts: avoidant, worship, status, and vigilant (0:40:07) Why understanding your own money scripts matters (0:41:19) Common behaviors that lead to poor financial outcomes (0:42:59) Practical strategies for recognizing and mitigating bad behaviors (0:48:22) The role of identity in goal setting (0:50:07) Why goals matter for motivation and behavior alignment (0:52:56) Intrinsic vs. extrinsic goals and self-determination theory (0:58:26) When quitting a goal is the right decision (1:00:26) What financial risk tolerance really is (1:02:16) Why people consistently misjudge their own risk tolerance (1:03:31) How stable risk tolerance is over time—and what changes it (1:05:12) Why reassessing risk tolerance regularly improves outcomes (1:06:05) Handling couples with mismatched risk profiles (1:07:37) Psychometric vs. revealed-preference risk questionnaires (1:09:30) Evidence showing psychometric tools better explain real risk-taking (1:10:39) Where traditional risk tolerance questionnaires fall short Links From Today's Episode: PWL Risk Profile Tool — https://research-tools.pwlcapital.com/research/risk-profile Meet with PWL Capital: https://calendly.com/d/3vm-t2j-h3p Rational Reminder on iTunes — https://itunes.apple.com/ca/podcast/the-rational-reminder-podcast/id1426530582. Rational Reminder on Instagram — https://www.instagram.com/rationalreminder/ Rational Reminder on YouTube — https://www.youtube.com/channel/ Benjamin Felix — https://pwlcapital.com/our-team/ Benjamin on X — https://x.com/benjaminwfelix Benjamin on LinkedIn — https://www.linkedin.com/in/benjaminwfelix/ Editing and post-production work for this episode was provided by The Podcast Consultant (https://thepodcastconsultant.com)
Kevin and Kieran find out why Blackburn Rovers are being sued by their kit maker Macron, and discuss the news that Hamilton Academical are at risk of administration. Follow Kevin on X - @kevinhunterday Follow Kieran on X - @KieranMaguire Follow The Price of Football on X - @pof_pod Send in a question: questions@priceoffootball.com Join The Price of Football CLUB: https://priceoffootball.supportingcast.fm/ Check out the Price of Football merchandise store: https://the-price-of-football.backstreetmerch.com/ Visit the website: https://priceoffootball.com/ For sponsorship email - info@adelicious.fm The Price of Football is a Dap Dip production: https://dapdip.co.uk/ contact@dapdip.co.uk Learn more about your ad choices. Visit podcastchoices.com/adchoices
Shares of Google parent Alphabet fell after its quarterly report, despite beating estimates. Citi analyst Ron Josey explains the weight of AI spending on profit margins. After President Trump gave an interview to NBC's Tom Llamas, Senator Bernie Moreno (R-OH) discusses the President's pick for Fed chair, Kevin Warsh. Sen. Moreno also weighs in on the Department of Justice's case against the current Fed chair, Jay Powell. Ahead of the Super Bowl, CNBC's Contessa Brewer reports on the weekend wagers boosting traffic on sportsbooks and prediction markets. Jonathan Cohen, author and head of the American Institute for Boys and Men Sports Betting Policy Hub, underscores the risks of game day bets for financial and mental wellbeing. Plus, fallout from the Epstein files continues. Ron Josey - 4:42Senator Bernie Moreno - 17:12Contessa Brewer - 27:08Jonathan Cohen - 31:57 In this episode:Becky Quick, @BeckyQuickJoe Kernen, @JoeSquawkAndrew Ross Sorkin, @andrewrsorkinCameron Costa, @CameronCostaNY Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
What really happens to a business when payments stop working, even for a few minutes? I recorded this episode live at Dynatrace Perform in Las Vegas, inside the Venetian, surrounded by engineers, operators, and business leaders all wrestling with the same uncomfortable reality. Payment outages are no longer rare edge cases. They are becoming a routine operational risk, and the cost is far higher than many organizations realize. To unpack that shift, I sat down with Victoria Ruffo, Software Engineering Team Lead at FreedomPay, for a grounded and practical conversation about resilience, observability, and what failure actually looks like in modern commerce. Victoria explains how FreedomPay supports merchants by orchestrating every part of the payment journey through a single platform, from terminal management to remote updates and even on-device advertising. If you have checked into a hotel and noticed a payment terminal quietly branded "Secured By FreedomPay," there is a good chance you have already interacted with her team's work. That real-world exposure gives her a clear view of what happens when systems fail and why customers are far less patient than businesses often assume. We talk about new research from FreedomPay, Dynatrace, and Retail Economics that puts a stark number on the issue. $44.4 billion in U.S. retail and hospitality revenue is at risk every year due to payment disruptions. But as Victoria points out, the most alarming insight is not the headline figure. It is the gap between how long customers are willing to wait and how long outages actually last. Most consumers abandon a purchase after seven minutes, while many disruptions stretch on for hours. In those early minutes alone, the majority of revenue is already gone. The conversation moves beyond statistics into lived experience. From lunch breaks cut short by declined payments to stadiums losing an entire event's worth of revenue in a single outage, Victoria shares why these failures are not abstract technical issues. They directly affect staff wages, customer loyalty, and long-term brand trust. We also explore why cash-only backups and outdated terminals no longer reflect how people actually pay, and why uneven investment in resilience leaves many merchants dangerously exposed. AI plays a central role in the discussion, but not in the way hype cycles often suggest. Victoria is clear that FreedomPay is not using AI to touch cardholder data or write payment code. Instead, tools like Dynatrace Intelligence help teams detect issues faster, identify patterns humans might miss, and move from reaction to anticipation. That shift, she argues, is where real value shows up, especially when seconds and minutes matter. If you care about payments, customer experience, or the hidden connection between technical failure and business impact, this episode offers a timely reminder that outages do not have to be catastrophic if organizations plan for them properly. As consumers grow less patient and systems grow more complex, are your payment platforms designed to absorb disruption, or are they quietly waiting to fail at the worst possible moment? Useful Links Connect With Victoria Ruffo Learn More About Freedom Pay Whitepaper Payment Resilience in an Uncertain World UK Learn More About Dynatrace Perform Thanks to our sponsors, Alcor, for supporting the show.
What if the way you love your daughter today shapes her marriage 20 years from now?
Risk is usually something leaders are told to minimize. But for Sammi Cannold, it's essential to success. As an award-winning director across Broadway, film, and television, Sammi has built her career on ambitious projects—like staging Violet on a moving bus and reimagining Ragtime on Ellis Island. What stands out isn't just the boldness of the choices, but the intention behind them: using place and performance to help audiences experience even the most familiar stories in new ways. In this episode, Sammi shares how she found her voice as a young woman in a male-dominated field; how she brings new perspective to beloved works while still honoring their legacy; and what it means to be an "actor's director" whether she's working on stage or the silver screen. Plus, she shares why advocacy in entertainment doesn't always have to feel like eating your vegetables, and breaks down the false dichotomy between mission-driven and commercial work. LINKS: Sammi Cannold: https://www.sammicannold.com/ The Agnes Index: https://www.instagram.com/theagnesindex/?hl=en Broadway Briefing: https://broadwaybriefing.com/
Almost $1 trillion has been knocked off the value of software and services companies as investors weigh whether artificial intelligence has been hit particularly hard, so we ask: what does that mean for the profession itself.We also look at why interest rates in Europe and the UK are on holdAnd why Kenya's central bank has banned the use of banknotes in decorative bouquets.
The Hume Health Body Pod is the smart health scale Nurse Doza uses daily — at home, in the clinic, and everywhere in between. With 8 multi-frequency sensors and accuracy within 2% of a DEXA scan, it measures 45+ health metrics including muscle mass, visceral fat, bone density, heart rate, and metabolic age in just 3-5 seconds. As discussed in this episode, putting real body composition data in your hands is the key to becoming your own health advocate.
Today we sit down with the Dallas Chief of Police for another episode, but this one comes with two special cohosts to guide this story. Class 406 recruits, Jeremy Delafuente and Casandra Palmer join Chief Comeaux to discuss their short time with the Department and what it means to them to be the future of the profession. Casandra, growing up in Miami, did her research on where to serve and ultimately decided on calling Dallas her new home and her classmate, Jeremy, didn't have to travel far to join DPD. The Dallas Police Department has been in existence since 1881 and we have only had 31 Police Chiefs and so many great many men and women have put on our badge and served that never get to sit down with one of these Chiefs so we wanted to take a different approach to hear from the future of our Department and get their thoughts on how this journey is beginning for them and how we can continue to evolve our culture of excellency. Class 406 will graduate on February 27th, 2026.
Disabled people are waiting up to 30 weeks for a decision on whether they'll get a grant to support them at work and wait times are getting longer. We hear from three people who have been affected: Danielle Verity, a visually impaired NHS psychologist has had her grant reduced causing her career stress and worsening mental health. And George Baker is waiting for a new agreement which means he presently has no money and his support worker, Lauren, is kindly, unsustainably, working for free with the hope it will be sorted out soon.One of the biggest challenges for neurodivergent people is the impact of everyday noises like air conditioning or chatter from people on mobile phones. Emma speaks to autistic journalist Keira Edwards about her new podcast It's So Loud In Here, coming soon to BBC Sounds.Also, neurodivergent journalist, Hayley Clarke, joins Emma to talk about pre-loved clothes selling websites and how one mum is calling for a filtered category so you can find accessible or adapted clothes easily.Presented by Emma Tracey Sound mixed by Dave O'Neill Produced by Emma Tracey and Alex Collins Series producer is Beth Rose Editor is Damon Rose
In this episode of Lovers, therapist Keir Gaines shares a personal and professional reflection on how resentment builds when men are taught to silence their emotional truth. Keir opens up about a pivotal moment in his own relationship, when he realized that his partner’s tone was hurting his feelings, and that his fear of naming it, out of concern that he would sound “effeminate” or not man enough, was quietly turning into resentment. What started as self-protection slowly became emotional distance, until he reached a breaking point where honesty felt less risky than staying silent. Together, we unpack how masculinity norms shape emotional expression, why unspoken hurt often masquerades as resentment, and how learning to articulate emotional impact can transform intimacy rather than threaten it. This conversation explores the cost of swallowing feelings, the courage it takes to speak before resentment hardens, and what becomes possible when men allow themselves to be emotionally legible in their relationships. This episode isn’t about blame or tone-policing. It’s about emotional responsibility, relational repair, and the freedom that comes from finally saying the thing you were afraid would make you sound weak. If you wished this episode is longer and you could hear more about Kier Gaines Is My Relationship Healthy Quizhttps://www.loversbyshan.com/resource/the-relationship-check-in Follow Kier GainesInstagram → https://www.instagram.com/kiergaines TikTok → https://www.tiktok.com/@kiergaines Twitter/X → https://twitter.com/kiergaines YouTube → https://www.youtube.com/@KierandNoemie Official Website → https://www.kiergaines.com Course Words That Connect → https://kier-gaines.mykajabi.com/wordsthatconnect Want more Lover?Receive the weekly Love Letter → http://loversbyshan.com/newsletterJoin the Lovers Community → https://www.loversbyshan.com/communityExplore quizzes and worksheets → http://loversbyshan.com/quizzesSee omnystudio.com/listener for privacy information.
Listen to the episode on Apple Podcasts, Spotify, Fountain, Podcast Addict, Pocket Casts, Amazon Music, or on your favorite podcast platform. --- If you want expert help with crypto taxes — without guessing or DIY spreadsheets — Crypto Tax Girl is offering $100 off their crypto tax services for Unchained listeners. They provide personalized support for everything from complex transactions to full tax returns. Get $100 off --- In this episode of Bits + Bips, Austin Campbell and Chris Perkins sit down with Cosmo Jiang to unpack what gold's volatility shock revealed about market structure, why onchain venues like Hyperliquid are increasingly where price discovery happens, and how digital asset treasuries are being blamed for stress they did not create. The conversation also turns to Kevin Warsh's nomination as Fed chair and why it represents a deeper shift in institutional power, not just personnel. Hosts: Austin Campbell, NYU Stern professor and founder and managing partner of Zero Knowledge Consulting Christopher Perkins, Managing Partner and President of CoinFund Guest: Cosmo Jiang, General Partner at Pantera Capital Links: Crypto at a Crossroads: Winter Fatigue Meets the Risk of Lower Lows Weekend Drama Rekindles Debate Over What Really Caused the October 10 Crash Crypto's Weekend Washout Tests Conviction After a Brutal Week Bitcoin Sinks as Markets Price In a More Hawkish Fed Why HYPE Is Up While Every Other Crypto, Including Bitcoin, Is Down Hyperliquid Prepares Prediction-Style Markets With HIP-4 Upgrade Hyperliquid Sees Record Trading as Commodities Drive New Interest Crypto Market Structure Bill Clears Senate Committee — But the Hard Part Is Still Ahead Silver and gold extend losses after last week's historic plunge Gold Volatility Tops Bitcoin in Wildest Price Swings Since 2008 Learn more about your ad choices. Visit megaphone.fm/adchoices
Since the Supreme Court widely legalized sports wagering in 2018 the nation's appetite for bets has exploded. U.S. betters made over a billion dollars worth of bets in 2025 on sports alone. This year's Super Bowl is expected to attract $1.7 billion in legal U.S. wagers. But investigators are finding that there's also been a surge in illegal betting by minors. Are sportsbooks putting our children in harm's way? USA TODAY Investigative Reporter Nick Penzenstadler joins The Excerpt to share his reporting.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
In this wide-ranging conversation, Sarah Jeanneault shares her unconventional journey from struggling with math in school to becoming a respected leader in fintech, trading education, and enterprise knowledge management. She and Dwayne Kerrigan explore the deep gaps in financial literacy, why traditional education often fails to prepare people for real-world decision-making, and how learning truly begins after formal schooling ends.Sarah explains how she applied adult learning theory to teach herself trading, why psychology matters more than numbers in the markets, and how curiosity, pattern recognition, and humility shaped her success. The discussion expands into the future of education, AI's role in learning, entrepreneurship, identity shifts after business exits, and the emotional reality of leadership transitions. This episode is a thoughtful examination of growth, risk, and why continuous learning is the most valuable skill anyone can develop.Episode Highlights:00:00 – Sarah opens by naming the gap in real-world financial literacy.02:00 – Dwayne introduces Sarah and frames the episode around learning and reinvention.05:00 – Sarah shares struggling with math and early assumptions about intelligence.09:00 – Losing her best friend and questioning the direction of her life.14:00 – Discovering trading and applying adult learning theory to self-education.18:00 – Why financial literacy is rarely taught despite its life-long impact.23:00 – Breaking down trading basics and removing unnecessary complexity.28:00 – Psychology, emotion, and why ego derails good financial decisions.33:00 – Risk, uncertainty, and learning to sit with discomfort.38:00 – Podcasts, curiosity, and self-directed learning as modern education.44:00 – Continuous learning as the foundation of entrepreneurship and leadership.49:00 – Gamifying learning to build confidence and consistency over time.54:00 – Building community through transparency and shared learning.59:00 – Scaling education-driven businesses and teaching at scale.64:00 – Identity shifts after acquisitions and redefining success.69:00 – Leadership, disagreement, and creating psychologically safe teams.74:00 – AI, critical thinking, and the future of learning.79:00 – Personal growth, reinvention, and staying curious long-term.84:00 – Reflections on learning, humility, and what truly creates confidence.88:00 – Closing thoughts, gratitude, and setting up Part 2.Key Takeaways:Financial literacy is rarely taught, yet deeply shapes life decisions.Learning accelerates when curiosity replaces fear of being “bad at math.”Real education often begins after formal schooling ends.Trading and business are driven as much by psychology as by data.Growth comes from pattern recognition, experimentation, and reflection.Entrepreneurship requires comfort with uncertainty and identity shifts.AI will amplify learning — but only if critical thinking is prioritized.Strong leaders create environments where disagreement is encouraged.Sustainable success comes from continuous learning and reinvention.Resources...
Today, we'll help you get your first customers. We'll do it by learning how to use the trust to risk ratio - a way to identify the big risks that are holding your customer back and shoulder those risks early on to build trust. We talk through risk and trust with Find Your Lobster, Soona, and a finicky water pump. TackleboxSoona
Most people think dementia starts with memory loss. But for millions, it actually begins decades earlier: in the blood vessels. Long before someone forgets a name or misses an appointment, the brain is being quietly damaged by high blood pressure, cholesterol imbalance, poor sleep, inflammation, and chronic stress, day after day, year after year. This kind of damage doesn't look dramatic. There's no big stroke, no clear warning sign. It happens slowly and silently, which is why it's so often missed until it's too late. But here's the good news: vascular dementia is one of the most preventable and manageable forms of cognitive decline. When caught early, lifestyle changes and medical interventions can help slow the onset and manage the effects. In this episode, we explore: What vascular dementia and vascular cognitive impairment are, and how they differ from Alzheimer's disease Why most dementia cases involve both vascular damage and neurodegenerative pathology (mixed dementia) How blood vessel damage begins in childhood and accumulates silently for decades The role of high blood pressure, cholesterol, diabetes, sleep disorders, and chronic stress in damaging brain vasculature Why slowed thinking, movement, and processing speed are hallmark signs of vascular cognitive decline The critical importance of the endothelium: the thin lining of blood vessels that controls brain health How lifestyle factors like nutrition, exercise, sleep, and stress management protect and repair vascular health Why managing blood pressure early is one of the most powerful interventions for long-term brain health (and why everyone should have a blood pressure monitor at home!) How vascular damage can be slowed, even in midlife Practical steps for prevention across the lifespan, from childhood through older adulthood Our guest for this episode is DR. COLUMBUS BATISTE, a board-certified interventional cardiologist, an incredible science communicator, and author of 'Selfish: A Cardiologist's Guide to Healing a Broken Heart'. Dr. Batiste brings deep expertise on how cardiovascular health shapes brain health, and why protecting the endothelium (the inner lining of blood vessels) is foundational to longevity. His work emphasizes that all roads to longevity are paved by the heart, and what's good for the heart is good for the brain! 'Your Brain On…' is hosted by neurologists, scientists, and public health advocates Drs. Ayesha and Dean Sherzai. SUPPORTED BY: NEURO World, a science-based brain health community designed to help you protect your brain long before problems begin. Learn more at https://neuro.world/ 'Your Brain On… Vascular Dementia' • SEASON 6 • EPISODE 8 ——— LINKS Dr. Columbus Batiste: https://drbatiste.com/ Instagram: @HeartHealthyDoc Facebook: https://www.facebook.com/drbatiste ——— FOLLOW US Join NEURO World: https://neuro.world/ Instagram: https://www.instagram.com/thebraindocs YouTube: https://www.youtube.com/thebraindocs ——— REFERENCES Core Definitions & Diagnostic Framework • Diagnostic and Statistical Manual of Mental Disorders (5th ed.) - American Psychiatric Publishing • Vascular contributions to cognitive impairment and dementia - https://doi.org/10.1161/STR.0b013e3182299496 • Classifying neurocognitive disorders: The DSM-5 approach - https://doi.org/10.1038/nrneurol.2014.181 Epidemiology & Public Health Burden • Neuropathological diagnosis of vascular cognitive impairment and vascular dementia with implications for Alzheimer's disease - https://doi.org/10.1007/s00401-016-1571-z • Vascular dementia - https://doi.org/10.1016/S0140-6736(15)00463-8 • Risk reduction of cognitive decline and dementia: WHO guidelines - WHO Press Small Vessel Disease & Subcortical Vascular Dementia • Small vessel disease: Mechanisms and clinical implications - https://doi.org/10.1016/S1474-4422(19)30079-1 • Cerebral small vessel disease: From pathogenesis and clinical characteristics to therapeutic challenges - https://doi.org/10.1016/S1474-4422(10)70104-6 • The clinical importance of white matter hyperintensities on brain magnetic resonance imaging - https://doi.org/10.1136/bmj.c3666 Mixed Dementia & Alzheimer–Vascular Overlap • Mixed brain pathologies account for most dementia cases in community-dwelling older persons - https://doi.org/10.1212/01.wnl.0000271090.28148.24 • Early role of vascular dysregulation on late-onset Alzheimer's disease - https://doi.org/10.1016/j.neurobiolaging.2016.04.009 • The pathobiology of vascular dementia - https://doi.org/10.1016/j.neuron.2013.10.008 Cerebral Amyloid Angiopathy (CAA) • Cerebral amyloid angiopathy and Alzheimer disease—one peptide, two pathways - https://doi.org/10.1038/s41582-019-0281-2 • Emerging concepts in sporadic cerebral amyloid angiopathy - https://doi.org/10.1093/brain/awx047 Genetics, Inflammation, and Repair • Apolipoprotein E controls cerebrovascular integrity via cyclophilin A - https://doi.org/10.1038/nature11087 • TREM2—A key player in microglial biology and Alzheimer disease - https://doi.org/10.1038/s41582-018-0072-1 Prevention & Vascular Risk Factors • Dementia prevention, intervention, and care: 2020 report of the Lancet Commission - https://doi.org/10.1016/S0140-6736(20)30367-6 • Lifestyle interventions to prevent cognitive impairment, dementia and Alzheimer disease - https://doi.org/10.1038/s41582-018-0070-3 Further Reading • The role of vascular risk factors in Alzheimer's disease - https://doi.org/10.1038/s41582-021-00530-4
Most investors believe their biggest risk is market performance. If they diversify correctly and stay invested long enough, everything should work out. That belief is comforting. And incomplete. Markets don't fail portfolios nearly as often as behavior does. Investors exit at the wrong time. Advisors rebalance too late. Risk is misunderstood until it shows up all at once. By then, decisions are driven by emotion, not design. In this episode, Andy Tanner sits down with Phillip Toews, author of The Behavioral Portfolio, to challenge the idea that better forecasting or higher returns solve investor problems. They don't. Portfolio structure does. Phillip explains why traditional models like the 60/40 portfolio were never designed for real human behavior — especially during extended downturns, rising-rate environments, or retirement distribution phases. He outlines why most investors are unprepared for how deep losses can actually go, and how that lack of preparation leads to perfectly timed mistakes. This conversation isn't about predicting crashes or chasing performance. It's about understanding history, accepting uncertainty, and building portfolios that account for both economic reality and psychological limits. If you've ever wondered why disciplined plans fall apart at the worst possible moments, this episode reframes the problem — and offers a clearer way to think about risk, preparation, and long-term decision-making. Want to Learn More? – Explore free education and tools at cashflowbonus.com to strengthen your investing foundation – Keep building your financial education at yourinvestingclass.com.
If you've ever left a medical appointment feeling dismissed, judged, or like your body size became the diagnosis... then this episode is for you — and honestly, for your doctor too. In today's episode, we're talking about the very real stigma larger-bodied people face in health care settings—and how often weight bias gets in the way of actual care. We're joined by you, our listeners, through powerful voicemails sharing both painful and healing experiences with doctors, nurses, and other healthcare providers. From being told to “just lose weight” to finally being listened to and taken seriously, these stories highlight what's broken, what's possible, and the power of weight inclusive care.Want to support the show and get bonus episodes? Join our Patreon! https://www.patreon.com/nutritionformortalsLeave us a voicemail that may be featured on a future episode! Call us at (562)-N4M-POD1 (562-646-7631). We've got MERCH! Check it out HEREDon't want to miss any episodes in the future? Make sure to subscribe wherever you listen to podcasts!Additional Reading: Journal Articles: Weight-Inclusive vs Weight-Normative ApproachNature Med: Joint International Consensus Statement for Ending Stigma of ObesityWeight Science: Evaluating The Evidence for a Paradigm ShiftImpact of Weight Bias and Stigma on Quality of CareBMJ: Weight Stigma and Bias: Standards of Care in Overweight and ObesityObesity Stigma: Important Considerations for Public HealthPediatrics: Stigma Experienced by Children and Adolescents with Obesity Pervasiveness, Impact, and Implications of Weight Stigma Assessing Weight Stigma Interventions Systematic Review of RCTsObesity Stigma: Cases, Consequences, and Potential SolutionsWeight Discrimination and Risk of Mortality Books:Health At Every SizeIntuitive Eating Body RespectWhat We Don't Talk About When We Talk About FatFearing the Black Body This Is Body GriefThe Body Is Not An ApologyMore! Weight Neutral Provider Lead ListAssociation For Size Diversity and Health Association For Weight And Size Inclusive MedicineFor feedback or to suggest a show topic email us at nutritionformortals@gmail.comFeel free to contact our real, live nutrition counseling practice**This podcast is for information purposes only, is not a substitute for individual medical or mental health advice, and does not constitute a patient-provider relationship**
In this episode (initially aired on June 18th, 2025), Cole sits down with Chris Burkard—photographer, creative director, adventurer, and storyteller. Chris shares his unique perspective on navigating the constant changes shaping the outdoor industry, creativity, and marketing. They dive deep into the evolving role of creatives in a constantly changing outdoor industry. From the blurred lines between artistry and strategy to the challenges of maintaining authenticity in a data-driven world, Chris shares insights from his expansive career and unique perspectives on storytelling, marketing, and brand-building. This is part one of a two-part series featuring Chris. If you have a question for Chris on part 2 let us know. Key Takeaways The role of creatives is changing The path to success for a piece of creative has changed over the last 15 years Many brands are asking creatives to provide directions to a destination that doesn't exist. The balance between creative risk and data-backed decision-making Opportunities for creatives and feedback Enjoy this episode and discover other resources below: Booklist | Here's our curated list of recommended books over the years. LinkedIn | Join the conversation and share ideas with other industry peers. Apple Podcast | Want to help us out? Leave us a review on Apple. Guest List | Have a Guest in Mind? Share them with us here.
Join primary care physicians Kate Rowland, Gary Ferenchick, Henry Barry and Mark Ebell as they discuss 4 new POEMs (Patient Oriented Evidence that Matters): cardiovascular outcomes of GIPs (vs GLP), risk-based breast cancer screening (WISDOM Trial), whether a single dose of HPV vaccine is as good as two, and surgery (or not) for shoulder impingement syndrome. Plus Kate has a great Groundhog Day quiz!
The president of the Qatar Science and Technology Park (QSTP), discusses her unique vision for innovation in the Arab world, emphasizing the crucial need to tie technological advancement to our roots, culture, heritage, and fundamental needs. Rama Chakaki shares insights from her career, which is defined by bridging the gap between impact and financial return, and explains QSTP's role as a platform for global innovation, nurturing deep-tech companies in sectors like AI, robotics, and biotech, with a focus on impact. The discussion delves into the pervasive "brain drain" phenomenon, with Chakaki observing a "reverse brain drain" as Arabs return to Doha and the region due to safety, resource availability, and a culture of belonging. She champions a bottom-up approach to innovation and addresses common misconceptions about Arab women in tech, highlighting their high representation in tech degrees and leadership roles. Finally, Chakaki challenges the Silicon Valley "unicorn" model, advocating for a community-built "elephant" model that prioritizes the double or triple bottom line—caring for people, the environment, and financial returns.Explore Qatar Science and Technology Park
In this episode, I talk with Denice Ross about the fragile state of federal data and her new work at DataIndex. We discuss how the removal, alteration, or disruption of federal data collections and data products affects research, policymaking, businesses, and everyday life. Denice explains the vision behind DataIndex and EssentialData, which monitor data risks, highlight data dependencies, and help users recognize how federal data benefit society. We also explore the roles of private-sector data, civic tech efforts, and public advocacy in building a more resilient national data infrastructure. It's a fascinating look at what's at stake when the country's information backbone is no longer guaranteed.Subscribe to the PolicyViz Podcast wherever you get your podcasts.Become a patron of the PolicyViz Podcast for as little as a buck a monthCheck out America's Essential DataFollow me on Instagram, LinkedIn, Substack, Twitter, Website, YouTubeEmail: jon@policyviz.com
We discuss three pivotal studies showing how natural light wavelengths positively influence health from all-cause mortality to visual perfomance to blood glucose control in Type II diabetics.Jonathan Jarecki is a biomedical science sophomore with an interest in light and health, and host of Whole Health Podcast. SUPPORT MY WORK
Markets absorb an AI-driven selloff in software as Steve Pagliuca of Bain Capital argues the disruption will ultimately retool the global economy. Plus, panel insights on AI productivity, market rotation, gold's surge amid geopolitical tensions, industrial policy, Fed leadership, crypto volatility, and where investors see opportunity next. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Ezra Holmlund and Sarah Adelman tell stories about things involving coming... and going.
In this episode of Talking Real Money, Don and Tom dig into the Washington State pension system's heavy exposure to private equity, sparked by Jason Zweig's Wall Street Journal reporting and a Seattle Times investigation. They explain why high fees, opaque valuations, and lack of liquidity make private equity especially dangerous for public retirement funds—and why Washington leads the nation in risk. The conversation expands to compare pension strategies across states, question governance and oversight, and warn retirees about the real-world consequences of excessive risk. Later, the hosts respond to a listener trapped in a high-fee, actively managed portfolio and variable annuity, illustrating how costs and complexity quietly erode wealth. The show wraps with practical retirement guidance inspired by Warren Buffett—simplify and protect—plus a discussion of converting mutual funds to ETFs for greater efficiency. 0:04 Show open, call-in invitation, and setup on private equity 0:32 Jason Zweig's WSJ reporting on private equity fees and markups 1:25 Washington State pension's heavy private equity exposure 3:23 Valuation and liquidity problems in private equity 4:35 Breakdown of WA pension assets (private equity + real estate) 5:18 Risks of market downturns and illiquidity 6:25 Who's overseeing the pension fund and their qualifications 7:06 Concerns for Washington retirees and contributors 8:28 Board “experts” and potential conflicts of interest 9:55 Difficulty exiting private equity investments 11:06 Questioning reported 12.3% returns vs public markets 11:59 Call for political accountability and reform 12:50 Comparison to states using mostly public index funds 13:35 Why private equity suffers most in downturns 14:22 Comparison of pension private equity exposure by state 15:58 Rebalancing and “emperor's clothes” concern 17:07 Caller Luke reacts to pension risks 18:11 Promotion of RetireMeet and retirement education 19:22 Warren Buffett's retirement advice: simplify and protect 20:28 Risk reduction and advisor role in retirement 21:26 Fiduciary standards and conflicts of interest 22:55 Emphasis on simple, protective portfolios 23:07 Caller Jane asks about high advisory fees 24:40 Discussion of “active management” risks 26:12 Review of proposed funds and red flags 29:57 Analysis of high-fee, high-turnover portfolio 30:57 Concentration and volatility concerns 32:16 Variable annuity warning signs 33:37 Commission conflicts and surrender charges 33:57 Recommendation to change advisors 34:56 Recap of excessive fees and risks 36:33 Importance of honest warnings vs future losses 37:48 Question on converting Vanguard mutual funds to ETFs 38:52 Advantages of ETFs: cost, tax efficiency, liquidity Learn more about your ad choices. Visit megaphone.fm/adchoices
Join Elevated GP: www.theelevatedgp.com Register for the live meeting: https://www.theelevatedgp.com/ElevationSummit Download the Injection Molding Guide: https://www.theelevatedgp.com/IMpdf Episode Description In part two of this two-part conversation, Dr. Brian Vence moves from philosophy into execution, offering a clear, ethical, and highly practical framework for how comprehensive dentistry is diagnosed, discussed, and ultimately chosen by patients in a successful fee-for-service practice. This episode is a deep dive into how dentists can guide patients through complex decisions without pressure, persuasion, or procedural selling. Dr. Vence outlines his structured yet flexible approach to patient intake, record gathering, diagnosis, and treatment planning—centered around what he calls the Pathway to Essential and Meaningful Treatment. Rather than dictating solutions, he emphasizes co-discovery: helping patients see, understand, and articulate their own problems before ever discussing procedures. A central theme is risk reduction over procedures. Dr. Vence explains how he frames treatment options not as products to purchase, but as graduated ways to lower biological, structural, functional, and aesthetic risk over time. From stabilizing compromised teeth to sequencing orthodontics, restorative care, and provisional solutions, the focus remains on sustainability—not urgency. You'll hear practical insight on: How to structure patient intake from the first phone call through diagnosis and case presentation Why allowing patients to ask for solutions is more powerful than proposing them How to use analogies and visual co-discovery to explain complex problems without overwhelm The difference between short-term stabilization and long-term structural correction Why timelines, pacing, and emotional safety matter more than closing treatment plans Dr. Vence also addresses real-world concerns around fees, financing, and practice sustainability. He discusses why fee structures should reflect time, complexity, and overhead—not insurance schedules—and how this approach supports both clinical integrity and business stability. Importantly, he underscores that dentists cannot want treatment more than the patient does—a mindset shift that allows for clarity, calm, and long-term success. The episode closes with a candid reflection on leadership, emotional resilience, and the inner work required to sustain a fee-for-service practice over decades. Dr. Vence shares why confidence doesn't come from certainty or volume, but from having a clear vision, strong values, and the ability to remain grounded as conditions change. Together, parts one and two provide a comprehensive roadmap for dentists who want to practice at a higher level—clinically, ethically, and relationally—while building a practice that is both financially stable and deeply fulfilling. This is not about faster dentistry. It's about better decisions, made well, over time.
What separates businesses that struggle from those that scale with clarity and confidence? In this episode of Limitless MD, Dr. Vikram Raya continues the frameworks series by sharing practical mental models that help entrepreneurs and high-performing professionals make stronger decisions, move faster, and lead with greater intention. We break down four core business-winning strategies: Speed, Risk, Price, and Ease, and explain how mastering even one of them can create a meaningful competitive advantage. Dr. Raya also introduces the PCR Ratio, or Praise to Criticism, a leadership framework used by top-performing teams, and explores JOMO, the Joy of Missing Out, as a way to protect focus, energy, and long-term success. This episode focuses on simplifying complexity, reducing friction, and using frameworks as clear, repeatable tools to create clarity in both business and life.“Frameworks are shortcuts for clarity. They help you move from point A to point B faster, with less friction.” ~ Dr. Vikram RayaIn This Episode:- Why frameworks matter and how they create clarity, speed up decision-making, and reduce complexity- The four business strategies that scale: Speed, Risk, Price, and Ease, and how mastering one can drive competitive advantage- How speed, certainty, and smart pricing influence customer behavior and long-term profitability- Simplifying systems and removing friction to create ease in both business operations and customer experience- The PCR Ratio (Praise to Criticism) and how effective feedback builds trust, motivation, and high-performing teams- JOMO (Joy of Missing Out) and extreme self-care as strategies to protect focus, energy, and sustainable successKey Frameworks Covered:- Speed: Compressing time between idea and execution- Risk: Creating certainty clients will pay a premium for- Price: Scaling profitably without sacrificing value- Ease: Removing friction to achieve simplicity- PCR Ratio: Optimizing praise and constructive feedback- JOMO: Choosing focus, peace, and intentional livingConnect with Vikram:
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Last week, we received a comment on the podcast that said, "We would love to do what you are doing, but it seems too risky". In today's episode, we would like to address that comment and share a few life lessons grief has taught us. We would like to pass on the reason we travel the world, (even though we still have a big mortgage). This is why we do what we do. This is how we do it. We hope our words bring you clarity and inspiration. We love you. Thank you for your support and your wonderful comments. If you enjoyed this episode, please share it with a friend who needs it, and don't forget to subscribe and leave us a review on whichever platform you listen to. It only takes a minute but it helps us enormously. Links mentioned in the show: Liz's new book: You Won't Just Cry When They Die: Love, Loss and the Heartbreaking Reality of Grief If you are struggling and hurting right now, please know you are not alone. I wrote this little book to be a gentle companion, to help you survive, cope, and begin to heal when your whole world falls apart. The book is available to purchase at all major online bookstores. To support my work directly as an independent author, you can purchase all formats (hardback, e-book, audiobook) via my website: www.elizabethdeacle.com ❤️Join Liz's inner circle. Liz's free newsletter is here: https://itsadrama.com/frontrow/
Banking executives know their industry is being disrupted. What they don't know is how much of their balance sheet they've already lost control of. According to Accenture, more than $200 trillion in global bank deposits and loans are now at risk, and that threat isn't coming from another bank. It's coming from stablecoins, AI agents that can automatically optimize finances, and platforms that can quickly move cash, often outside the traditional banking system. Today's guest is Mike Abbott from Accenture. His team's new report on the top banking trends for 2026 reveals some uncomfortable truths. Seventy percent of IT spending still goes to maintaining outdated systems. Margin compression could reduce US bank pre-tax income by 22%. And many of those loyal customers who've stayed with their bank for seven years? The research calls them "lazy loyalists." The real question for banking leaders isn't whether this shift is happening, but how much of the balance sheet they'll still control when it does. Mike joins us to discuss how banks can respond to threats moving faster than their modernization efforts.
Most investors don't blow up because they “didn't know enough.” They blow up because they frame the decision wrong. Lance Roberts & Jonathan Penn break down narrow framing—the behavior where investors judge one investment in isolation (“Why don't I own that?”) instead of evaluating results through the entire portfolio and a long-term plan. When something becomes “hot,” it feels obvious, safe, and inevitable. But return-chasing often ends the same way: buying after a big run, then selling after the first real drawdown. That cycle turns investing into reaction instead of strategy—headlines instead of planning, emotion instead of discipline. 0:00 - INTRO 0:19 - ISM Manufacturing Feed Reflation Narrative 4:15 - Sector Rotations Worth Watching 8:20 - Markets Continue in Rising Trend 13:24 - The Trap of Cahasing Returns 15:58 - The Trouble w Investor Complacency 18:20 - The Flaw in Framing 22:09 - Momentum Drives Price 23:21 - Leverage Unwinding & Volatility 24:42 - It's Silver Profit Taking Time 25:47 - Risk Tolerance vs Risk Capacity 28:03 - A Portfolio is Like a Car 31:12 - The Misconception Between Risk & Volatility 34:23 - Risk is the Destruction of Capital 35:58 - Markets Do Not Compound Returns 37:31 - Would You Rather... 42:33 - Everybody Idolizes Warren Buffett 43:30 - Establish a Discipline 45:52 - Have a Plan - Write it Down 48:51 - E-book Library Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Register for our next Candid Coffee, 2/21/26: https://streamyard.com/watch/Wq3Yvn9ny5GV ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/sKXpfWf8oRs?feature=share ------- Watch our previous show, "Bears Are an Endangered Species," here: https://www.youtube.com/live/NAyXnrquGiQ -------- The latest installment of our new feature, Before the Bell, "Reflation Rotation" is here: https://youtu.be/9f2tn_O1BUc ------- Visit our E-book Library (no library card required!) https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SectorRotation #RiskManagement #ReflationTrade #PortfolioRebalancing
When is active surveillance the right choice for intermediate-risk prostate cancer patients? In this episode of BackTable Urology, Dr. Claire de la Calle, Assistant Professor of Urology at the University of Washington, joins Dr. Ruchika Talwar to unpack how active surveillance has evolved beyond low-risk disease and why select Grade Group 2 patients may be appropriate candidates now with thoughtful patient selection. --- SYNPOSIS The conversation explores emerging tools that can refine surveillance decisions, including PSA density, MRI findings, genomic classifiers, and the growing role of AI-assisted pathology. Dr. de la Calle emphasizes the importance of nuanced patient counseling, acknowledging anxiety and long-term risk while reinforcing that time on active surveillance can be a meaningful win when oncologic outcomes remain comparable to upfront treatment. --- TIMESTAMPS 00:00 - Introduction02:58 - Current Evidence05:03 - Patient Selection Criteria12:11 - Importance of PSA Density and Monitoring Protocols18:12 - Pathology and Genomic Testing32:18 - Future Directions and Research36:33 - Key Takeaways --- RESOURCES ProtecT Trial: Fifteen-Year Outcomes after Monitoring, Surgery, or Radiotherapy for Prostate Cancerhttps://www.nejm.org/doi/full/10.1056/NEJMoa2214122 Canary PASS Studyhttps://canarypass.org/ Genomic Classifier Performance in Intermediate-Risk Prostate Cancer: Results From NRG Oncology/RTOG 0126 Randomized Phase 3 Trialhttps://pubmed.ncbi.nlm.nih.gov/37137444
What does it really take to build a national middle-market law firm that grows fast, integrates cleanly, and keeps its partners committed rather than walking out the door? Bob Hicks, chairman and managing partner of Taft Stettinius & Hollister, explains how middle market mergers have powered Taft's expansion without sacrificing culture or retention. Rather than chasing scale for its own sake, he lays out a disciplined approach built on cultural alignment, economic fit, and client compatibility. Many conversations never become deals, and Hicks sees that restraint as a competitive advantage. Independence, he argues, is often the real rival, especially for firms that wait too long and lose momentum before acting. The discussion also looks at what happens after a merger closes. Hicks points to partner retention, post-merger growth, and radical transparency as proof that integration matters more than headlines. From open financial reporting to a predictable compensation system, trust is treated as a growth strategy, not a soft value. At the center is a talent-first philosophy that reframes success around attracting and keeping great lawyers rather than chasing clients. Looking ahead, Hicks sees continued consolidation in the middle market and growing demand for national firms that offer scale without elite-tier pricing, with little patience for firms unwilling to adapt. Episode Breakdown: 00:00 Taft's Growth Story and Recent Middle Market Mergers 05:01 Building a National Middle-Market Law Firm Strategy 10:10 The Taft Merger Model: Culture, Fit, and Long-Term Success 19:59 Modernizing Law Firms Through Talent, Transparency, and Trust 29:54 Bob Hicks on Leadership, Risk, and the Future of the Legal Industry Connect with Bob Hicks: Bob's Company Web Profile Connect with Howard Rosenberg: Connect with Howard on LinkedIn Howard's Company Web Profile Connect with Chris Batz: Connect with Chris on LinkedIn Follow Columbus Street on LinkedIn Columbus Street Website MergerWatch Website Podcast production and show notes provided by HiveCast.fm
A smarter way to think about disease prevention. Dr. Tara Narula is a board-certified cardiologist at Lenox Hill Hospital in Manhattan and Chief Medical Correspondent for ABC News. Her new book is The Healing Power of Resilience: A New Prescription for Health and Well-Being. In this episode we talk about: What resilience really is, why most of us already have it, and how it can be strengthened The overlooked link between mental health, physical health, and recovery from illness Why mindset and acceptance matter as much as medical treatment when facing health challenges How resilience applies to major life changes, trauma, and chronic disease. Practical psychological tools for working with anxiety, fear, and repetitive thought patterns Why flexible thinking matters How to adapt when life doesn't go according to plan How beliefs, mindset, and the mind–body connection shape stress, healing, and resilience Why movement, sleep, and facing fear are essential ingredients in building real resilience How reframing identity can help people move forward after illness, trauma, or loss Why connection, love, and small acts of kindness are powerful and underused medicine How hope, faith, and purpose shape resilience, healing, and long-term health Related Episodes: Dan's top 10 takeaways from the science of behavior change: How To Actually Keep Your New Year's Resolutions | Dan Solo Episode Get the 10% with Dan Harris app here Sign up for Dan's free newsletter here Follow Dan on social: Instagram, TikTok Subscribe to our YouTube Channel To advertise on the show, contact sales@advertisecast.com or visit https://advertising.libsyn.com/10HappierwithDanHarris Thanks to our sponsor: Cozy Earth: Head to cozyearth.com and use code Harris for up to 20% off.
Adolescent obesity is rapidly turning into a worldwide health emergency. The World Health Organization (WHO) reports that over 160 million children and teenagers ages 5 to 19 are now overweight or obese A new study from the University of Gothenburg collected data from nearly one million Swedish men and found that obese teenagers are more likely to experience severe infections later in life Obesity is a chronic medical condition characterized by excess body fat that impairs health and leads to symptoms such as fatigue, shortness of breath, joint pain, and metabolic issues that tend to worsen over time Body mass index (BMI) has traditionally been the standard for assessing weight and health, but it has come under scrutiny because it frequently misclassifies risk You can tackle obesity at its root by eliminating metabolic health hazards like seed oils and ultraprocessed foods and instead, choosing healthy carbs and walking more