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They say money can't buy happiness...But it can buy a place where your family builds memories for decades.This was filmed the same day as our dream home reveal — but this isn't the polished tour.This is a real conversation about what it actually takes to build something that lasts.Because here's the part most people don't understand: Risk comes before reward.Before the generational home… there were bets. Before the “wow”… there were reinvestments that felt scary. Before the fruit… there were seasons where we wondered if we were crazy (only for a second though).Most people see the house. They don't see the risk that came first.If you're in a risk season right now: this is for you.
Some scandals might be offensive!! PLUS, Shaun and Kent Heckenlively, author of Catastrophic Disclosure: The Deep State, Aliens, and the Truth, debate if aliens are the ultimate red pill and what the government has been hiding from us all along. Jeff Nydegger, Co-Founder and CEO at Jeff Buys Your House, tells Shaun how his service makes selling your house easy and hassle-free by purchasing your house as-is, and eliminating commissions, showings and market uncertainty! And Robert Bortins, CEO of Classical Conversations and author of the new book Woke and Weaponized: How Karl Marx Won the Battle for American Education, and How We Can Win It Back, tells Shaun that the public school system is not reformable as they are not teaching knowledge, but activism, and advocates for parents and communities to take schooling back through home school.See omnystudio.com/listener for privacy information.
More To The Story: US and Israeli military strikes against Iran that killed several of the country's top officials, including longtime supreme leader Ayatollah Ali Khamenei, have ushered in a new and unpredictable era in the Middle East. Within hours, Iran retaliated, striking US allies across the Persian Gulf, including US embassies and a military operations center in Kuwait. At least six US service members had been killed. In Iran, days of military strikes have reportedly killed hundreds of people, including dozens of girls at an elementary school. Davar Ardalan knows Iran inside and out. She lived in the country before the Islamic Revolution, when it was ruled by the shah, and afterward, when it was run by the country's ayatollahs. For more than two decades, she was a journalist at NPR, where she produced major stories about the country. She's also the author of My Name Is Iran: A Memoir, which highlights three generations of women living in both Iran and the US during times of revolution. On this week's episode, Ardalan examines how Iranians inside the country are reacting to the ever-widening conflict, the long history of outside intervention in the region, and who might lead the country moving forward.Producer: Josh Sanburn | Editor: Kara McGuirk-Allison | Theme music: Fernando Arruda and Jim Briggs | Copy editor: Nikki Frick | Digital producer: Artis Curiskis | Deputy executive producer: Taki Telonidis | Executive producer: Brett Myers | Executive editor: James West | Host: Al LetsonRead: What a War Powers Resolution Vote on Iran Actually Means (Mother Jones)Listen: Jeffrey Goldberg on Signalgate, Pete Hegseth, and the Risk of WWIII (More To The Story)Read: My Name Is Iran: A Memoir (Holt) Donate today at Revealnews.org/more Subscribe to our weekly newsletter at Revealnews.org/weekly Follow us on Instagram and Bluesky Learn about your ad choices: dovetail.prx.org/ad-choices
Ria Spencer, Mindy Myers and Josh Connors share stories about learning to feel at home in your body.
Severe vitamin D deficiency is linked to a sharply higher risk of hospitalization for respiratory infections such as bronchitis and pneumonia, turning common illnesses into serious medical events Adults with the lowest vitamin D levels face worse outcomes after pneumonia, including a much higher risk of dying months after hospital discharge, even when initial illness appears mild Higher vitamin D levels are associated with fewer everyday respiratory infections like colds and flu, reducing how often illness disrupts work, sleep, and daily life Vitamin D deficiency is widespread, often silent, and driven by limited sunlight exposure and modern indoor lifestyles, making it a correctable risk factor rather than an unavoidable one Combining systemic immune support from vitamin D with early, localized airway defenses helps stop respiratory infections from gaining momentum before they escalate
This episode of Trading Justice breaks down a market that refuses to trend even as headlines intensify. Mark and Matt begin with the technical landscape as the S&P 500 remains locked in range despite major catalysts including NVDA earnings and escalating conflict in the Middle East What will it actually take to break this structure? The conversation then shifts to oil and geopolitical risk. The hosts explain why the Strait of Hormuz matters, what true supply disruption would mean, and why crude oil is the real-time gauge of inflation pressure and macro risk. They then analyze NVDA's earnings in detail. Strong beats, rising guidance, expanding margins and broadening demand. So why didn't price respond the way many expected? The discussion expands into software, AI job displacement concerns, and whether the disruption narrative is moving faster than policymakers. They close with Jamie Dimon's credit warning, cross-asset signals from gold and Bitcoin, and what to watch in the week ahead including labor data and key earnings
Get Matt's AI Playbook: https://clickhubspot.com/rku Episode 99: What happens when a leading AI company takes a stand against the U.S. government's demands? Join Matt Wolfe (https://x.com/mreflow) and Joe Fier (linkedin.com/in/joefier) as they break down Anthropic's showdown with the Pentagon—and the price of saying no to mass surveillance and autonomous weapons. This episode dives into the high-stakes standoff between Anthropic (creators of Claude) and the U.S. government. Matt and Joe explain why Anthropic's refusal to loosen its AI's ethical guardrails could get them blacklisted as a supply chain risk, and what that unprecedented move means for the entire tech industry. They cover the implications for national security, the tech world's role in military decisions, the Pentagon's shifting alliances with other AI labs, and what it means when Silicon Valley CEOs and government officials are at odds. Plus, they demo the latest AI tools—like Google's Nano Banana 2—and dissect the present and future of AI-powered agents and automation, from Perplexity Computer to BK's new “Patty” assistant. Check out The Next Wave YouTube Channel if you want to see Matt and Nathan on screen: https://lnk.to/thenextwavepd — Show Notes: (00:00) Anthropic, AI, and Pentagon Tensions (05:30) AI Tools & Military Decisions Debate (06:51) Pentagon Targets Anthropic as Risk (10:01) Anthropic's Exclusive Government Access (14:07) AI Amplifying Government Surveillance Concerns (16:44) AI Safety: Shared Goals, Different Paths (23:05) Nano Banana 2: Faster Images (23:48) Nano Banana 2: Enhanced Generation (27:15) Struggling to Achieve 4K (30:01) Gemini Settings and Performance (33:46) AI Testing and Limitations (36:45) Trump Blacklists Anthropic AI (41:57) Crazy Viral Videos Recap (45:07) Nano Banana 2: Free Everywhere (46:49) Cloud-Based Model Switching (49:15) AI Agents Expand Capabilities (52:50) Burger King Employee Monitoring Tech (56:35) Politeness Tracker's Future Impact (58:43) Unfiltered Updates and Insights — Mentions: Joe Fier: https://www.instagram.com/joefier/ OpenClaw: https://openclaw.ai/ Manus: https://manus.im/ Nano Banana 2: https://blog.google/innovation-and-ai/technology/ai/nano-banana-2/ Perplexity: https://www.perplexity.ai/ Claude: https://claude.ai/ Gemini: https://gemini.google.com/app Cursor: https://cursor.com/ Get the guide to build your own Custom GPT: https://clickhubspot.com/tnw — Check Out Matt's Stuff: • Future Tools - https://futuretools.beehiiv.com/ • Blog - https://www.mattwolfe.com/ • YouTube- https://www.youtube.com/@mreflow — Check Out Nathan's Stuff: Newsletter: https://news.lore.com/ Blog - https://lore.com/ The Next Wave is a HubSpot Original Podcast // Brought to you by Hubspot Media // Production by Darren Clarke // Editing by Ezra Bakker Trupiano
In the final installment of our three-part series on Cyber Coalition 2025, Maria Varmazis, host here at N2K CyberWire, and Liz Stokes, CyberWire Producer, step back from the cyber range to reflect on what their time in Tallinn really meant. This episode moves beyond the mechanics of the exercise and into the broader stakes of collective cyber defense in an increasingly uncertain geopolitical moment. Recorded two months after their visit, the conversation blends field tape and personal reflections — from standing outside the Russian Embassy in Old Town to recalling the weight inside NATO's secure facilities. Estonia's history, including the 2007 cyberattacks, and its visible solidarity with Ukraine underscore just how real and proximate the risks remain. Be sure to check out the first two episodes of this three part series, you can find them below. Episode one can be found here. Episode two can be found here. Learn more about your ad choices. Visit megaphone.fm/adchoices
Operation Epic Fury has begun. The United States has struck Iran, and the geopolitical map of the Middle East is being redrawn in real time. Was this necessary, constitutional, and strategically sound or the start of something far more dangerous? In this episode of The P.A.S. Report, Operation Epic Fury is analyzed through a constitutional, geopolitical, and strategic lens. From Article I, Section 8 and the War Powers Act to the collapse of the Iranian regime and the implications for Russia, China, Israel, and the Gulf States, this episode breaks down what the mainstream coverage is missing and what this moment means for American power and global stability. What You'll Learn Whether Operation Epic Fury complies with constitutional war powers and the limits of executive authority The real risks of escalation, civil war inside Iran, and potential terror threats on U.S. soil How the collapse of Iran's theocratic regime could reshape Hezbollah, Hamas, the Houthis, and regional stability Why Russia and China stand to lose strategic leverage if Iran weakens or transforms How this conflict could redefine America First foreign policy and impact the 2026 midterms This is not a surface-level reaction. It is a deep strategic breakdown of Operation Epic Fury, the risks ahead, and the enormous stakes for the United States and the world.
In this solo episode, Michael Blank shares the exact moment he pivoted from flipping houses and single-family rentals into multifamily investing—and why it became the single best financial decision of his life. He breaks down the math, the scalability, the risk profile, and the long-term wealth-building power of apartment syndications compared to other strategies like flips, short-term rentals, and pad splits. If you're wondering how to truly scale real estate without burning out, this episode lays it out step by step.Key Takeaways Single-family investing doesn't scale efficiently — replacing income requires dozens of properties and constant effort.Multifamily syndications create multiple profit centers: acquisition fees, asset management fees, cash flow, and equity at sale.You get paid when you buy in multifamily—something no other strategy offers at scale.Professional property management makes multifamily more passive, allowing faster growth with less day-to-day involvement.Risk is reduced through diversification — 100 tenants are safer than one.Long-term housing shortages and declining new construction permits support strong multifamily fundamentals.Connect with MichaelFacebookInstagramYouTubeTikTokResourcesTheFreedomPodcast.com Access the #1 FREE Apartment Investing Course (Apartments 101)Schedule a Free Strategy Session with Michael's Team of AdvisorsExplore Michael's Mentoring ProgramJoin the Nighthawk Equity Investor ClubReview the Podcast on Apple PodcastsSyndicated Deal AnalyzerGet the Book, Financial Freedom with Real Estate Investing by Michael BlankFor full episode show notes visit: https://themichaelblank.com/podcasts/session513/
This one is a grounding exhale.Today, we're bringing you a powerful conversation from the We Are For Good Summit with our friend Seth Godin — it's for anyone carrying the weight of leadership in uncertain times.Because here's the truth: uncertainty isn't a season anymore. It's the environment. And if you're feeling the pressure, the risk, the emotional toll of caring deeply about work that matters… you are not alone.Seth challenges us to rethink what risk really is (hint: it's the feeling of risk that trips us up), why attachment fuels burnout, and how trust is built — and burned — through small, consistent actions. We talk about belonging and leadership, and about the courage it takes to stay in the arena when the outcomes aren't guaranteed.We also dig into:How to innovate when nothing feels stableRebuilding trust through behavior, not brandingUsing AI as a tool (without losing our humanity)Communicating experimentation and risk to donorsLetting go of entanglements that keep us stuckAnd why agency — not compliance — is the futureSeth reminds us that we didn't sign up for perfect — we signed up to keep moving toward better. To feel the fear and move forward anyway, tell the truth, bring people together, and stay responsible to the work we care about. If you're tired but still called, questioning but still committed, this conversation is for you.
Neither the ACOG nor SMFM recommend strict bed rest for preterm birth prevention, or nor preeclampsia. Yet tradition often conflicts with evidence. A prior 2009 survey of MFM specialists, published in the AJOG, on the use of bed rest revealed that 71% used activity restriction in their practice for arrested preterm labor, despite the majority believing it had minimal or no benefit. The authors concluded, “Because most obstetricians in our survey indicated they would prescribe bed rest believing it was associated with minimal or no benefit, it is possible that even if a randomized, prospective trial showed no benefit associated with bed rest, it would still remain a common recommendation.” This brings us to a brand new publication from the Green Journal which is an ancillary study of two randomized trials of preterm birth prevention in women with a short cervical length. These authors sought to evaluate the amount of physical activity in patients at high risk for preterm birth and pregnancy latency and preterm birth. What did they find? It is a bit shocking. Listen in for details.1. Fox, Nathan S. et al. The recommendation for bed rest in the setting of arrested preterm labor and premature rupture of membranes. American Journal of Obstetrics & Gynecology, Volume 200, Issue 2, 165.e1 - 165.e6 https://www.ajog.org/article/S0002-9378(08)00909-5/fulltext2. Sciscione, Anthony C. DO; Booker, Whitney A. for the Eunice Kennedy Shriver National Institute of Child Health and Human Development Maternal-Fetal Medicine Units (MFMU) Network, Bethesda, Maryland. Activity Restriction in Pregnancy and the Risk of Early Delivery: The AWARE Study. Obstetrics & Gynecology ():10.1097/AOG.0000000000006225, February 19, 2026. | DOI: 10.1097/AOG.0000000000006225 https://journals.lww.com/greenjournal/pages/articleviewer.aspx?year=9900&issue=00000&article=01460&type=FulltextVisit our SPONSOR's Webpage for information on the Hemorrhage View C-Section Drape: www.perspectivemedical.org
We find ourselves in environments like homes, offices, airports, even hospitals where invisible factors can shape everyday wellbeing. But how much does the air we breathe actually affect immune health? And are the filtration systems in our homes and public spaces truly doing what we think they are? In this episode, Natalie Tysdal sits down with Dr. Kathryn Worrilow, founder and Chief Science Officer of LifeAire Systems. With decades of research in clinical environments from IVF laboratories to senior living communities and acute-care hospitals, Dr. Worrilow shares what science has revealed about indoor air quality, airborne pathogens, and immune protection. This conversation is about awareness, not fear. Because you can't manage what you don't measure. You'll learn: • How invisible airborne pathogens, far beyond dust and allergens, can influence immune health • Why standard air filtration may capture particles but not eliminate them • The difference between purification technologies and why byproducts like ozone matter • What hospitals have learned about air quality and infection rates • Practical questions you can ask about the air in your home, office, school, or healthcare setting Midlife is often a season of reassessment of hormones, immunity, and resilience. Understanding the role air quality plays in overall wellness is one more layer of informed decision-making. This episode offers steady, research-backed insight to help you feel empowered in the spaces you live and work. episode webpage with more info: https://www.natalietysdal.com/post/indoor-air-quality-and-immune-health-what-women-in-midlife-need-to-know Natalie's website: https://www.natalietysdal.com Follow Natalie: Instagram: https://www.instagram.com/ntysdal TikTok: https://www.tiktok.com/@ntysdal Facebook: https://www.facebook.com/NatalieTysdal Listen now and subscribe for weekly conversations that help women make sense of midlife health—without hype, panic, or overwhelm. DISCLAIMER: Natalie Tysdal is a health journalist, not a licensed medical professional. This podcast is for informational purposes only and is not a substitute for medical advice, diagnosis, or treatment.
In this episode, I address key person risk for founders and CEOs, highlighting the importance of not having the business hinge on a single leader. I discuss strategies for creating robust systems and empowering teams to reduce vulnerabilities and enhance business value for investors. As a CEO coach, I emphasize transitioning to a team-driven culture that fosters stability and effective communication. I provide actionable insights to help leaders build sustainable growth that persists beyond their involvement. Episode Highlights & Time Stamps 0:09 Introduction to Key Person Risk 1:38 Understanding Your Value in Business 4:06 Transitioning from Work to People Focus 4:55 The Importance of Team-Driven Leadership 5:59 Exploring Solutions to Key Person Risk 6:40 Conclusion and Next Steps The Hidden Threat to Business Value: Key Person Risk If the success of a company depends heavily on one individual — often the founder or CEO — the business becomes less valuable to investors or buyers. A company that cannot operate smoothly without its leader signals higher risk, which typically leads to lower valuation multiples. Gene challenges leaders to ask themselves a tough question: If you're the most valuable person in your company, how valuable is the company itself? Moving from Doer to Leader Reducing key person risk requires a shift in leadership identity. Instead of being the primary driver of sales, marketing, or operations, CEOs must transition from task-focused work to people-focused leadership. This shift can be uncomfortable. Founders often feel they can do things faster or better themselves, which keeps them stuck in daily execution. But long-term growth depends on developing decision-makers across the organization. Gene describes this transition as crossing a "leadership ravine" — moving from hands-on contributor to strategic leader who builds systems, confidence, and problem-solving capacity in others. Building a Company That Runs Without You A business becomes more valuable when it is team-driven rather than founder-dependent. Investors and buyers look for: Strong leadership at multiple levels Clear communication and alignment systems Accountability structures Empowered employees who make decisions Processes that continue generating customers and results without the CEO's involvement When these elements are in place, the company can operate smoothly even if the founder steps away — dramatically increasing scalability and valuation potential.
In this episode of the Man Within podcast, Sathya Sam engages with Steve Long, a seasoned leader in church ministry, to explore the intricacies of leadership. They discuss Steve's journey into leadership, the transformative experience of the Toronto Blessing Revival, and the importance of character and maturity in effective leadership. The conversation emphasizes the need for mentorship, the balance of opportunities for young leaders, and the values that define great leaders. In this conversation, the speakers delve into the significance of leadership, particularly focusing on the impact of home life on leadership effectiveness. They discuss the importance of integrity, accountability, and the challenges leaders face, including moral failures and the struggle with issues like pornography. The dialogue emphasizes the need for transparency and communication within leadership roles, as well as the cultural shifts affecting how leaders are perceived and held accountable. The speakers also highlight the ripple effects of personal integrity on families and communities, advocating for a supportive environment for leaders to grow and overcome their struggles.
Every real estate investor has at least one deal they would redo if given the chance. Some teach expensive lessons. Others leave scars. In this episode, Brian Hamrick shares a live panel recording from the 2025 Midwest Real Estate Investor Conference, where three experienced investors pull back the curtain on their toughest deals and what they learned the hard way. This is not theory. These are real properties, real numbers, real mistakes, and real consequences. Panelists Featured Ramond Harris – Detroit investor and founder of Harris Family Contracting, sharing the realities of rehabbing in high-risk neighborhoods and managing theft, vandalism, and city challenges. Brooke Veltkamp – Newaygo County investor walking through extreme fixer projects, budget blowouts, and why buying right still matters more than anything else. David Hall – Lansing-based investor, broker, and coach breaking down due diligence failures, permit issues, and why "new" does not always mean "good." Topics Covered Buying properties with hidden deferred maintenance When zero-down and creative financing deals go sideways Fires, theft, vandalism, and city enforcement surprises Roofs, plumbing, HVAC, and inspections that were missed How long projects really take versus the original plan When luck saves a deal and when it does not Risk versus reward in changing market conditions How experienced investors recover, pivot, and move forward Why This Episode Matters This panel is a clear example of what you get at the Midwest Real Estate Investor Conference. Experienced operators sharing real decisions, real consequences, and what they would change if they had the chance. No theory. No highlight reels. Just lessons earned the hard way and explained so you do not have to repeat them. If you want to make better decisions, manage risk more clearly, and avoid common traps, this episode delivers. Join Us in 2026 The Midwest Real Estate Investor Conference is a two-day, content-dense event built for investors who want to think clearly, act decisively, and grow with intention. You will hear from active investors, operators, lenders, and builders covering acquisitions, financing, market cycles, operations, and risk. Conversations are practical, candid, and grounded in real experience. If this panel resonated, you will want to be in the room. For more information and to get your ticket, go to midwestreiconference.com Today's episode is brought to you by Green Property Management, managing everything from single family homes to apartment complexes in the West Michigan area. https://www.livegreenlocal.com And RCB & Associates, helping Michigan-based real estate investors and small business owners navigate the complex world of health insurance and Medicare benefits. https://www.rcbassociatesllc.com
This week we're discussing Raising Healthy Kids When You're Doing It Alone. Solo parenting means making every call yourself. Every hard conversation, every boundary, every moment you are not sure you handled it right. And somewhere underneath all of that doing is a fear that rarely gets spoken: what if the way I am showing up is actually hurting them? That question deserves a real conversation. Robert Beeson, Founder and CEO of Solo Parent, sits down with Elizabeth Cole, single parent and co-host, and Amber Fuller, a counselor with a Master's in Marriage and Family Therapy and single parent herself, to get honest about what healthy parenting actually looks like when you are the only one holding it all together. This episode speaks directly to the fears most solo parents carry quietly. Three specific tensions come up that are worth naming: parenting from fear instead of awareness and not knowing the difference, carrying unhealed pain that spills over onto your kids without realizing it, and trying to figure it all out alone when perspective is exactly what you need. If you have felt any of those, this one is for you. Key Insights from This Episode: Your internal world shapes your parenting more than you realize. The fear, stress, and unprocessed pain you carry does not stay contained; it finds its way into how you parent every day. The five Rs of stability give solo parents a practical framework for raising healthy kids. Respect, Relationships, Rules, Responsibility, and Risk each play a distinct role in building security and resilience for you and your kids. Blind spots don't fix themselves. Getting curious, asking questions, and inviting perspective from trusted people around you is one of the most courageous moves you can make as a parent. Resources Mentioned in This Episode: Henry Cloud - Love as a Boundary - Solo Parent Podcast Stay Connected + Get Support: Download our Solo Parent App Join a Solo Parent Online Group Learn more about Solo Parent Follow us on Instagram
(00:00) Zolak & Bertrand start the hour talking about the speculation of an A.J. Brown trade and his reported knee injuries.(13:03) We talk about the Patriots team plane and how much the players dislike travelling on it based on the team report card.(26:39) The guys discuss what big names the Patriots could add in the trade market on the defensive line.(35:41) Zolak & Bertrand close the hour talking about the increase in season ticket prices for the Patriots next season.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Get AudioBooks for Free Best Self-improvement Motivation Take the Risk or Lose the Chance – Bold Success Success favors the bold. Discover powerful mindset shifts to overcome fear, take smart risks, and seize opportunities before they pass you by. Get AudioBooks for Free We Need Your Love & Support ❤️ https://buymeacoffee.com/myinspiration #Motivational_Speech #motivation #inspirational_quotes #motivationalspeech Get AudioBooks for Free Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
In this episode of Parallax, Dr Ankur Kalra speaks with Dr Sameed Khatana, Assistant Professor of Medicine at the University of Pennsylvania and clinical cardiologist at the Philadelphia VA Medical Center. Their conversation examines the growing connection between environmental factors and cardiovascular health. Dr Khatana explains why conditions like air quality and temperature represent important determinants of cardiovascular outcomes. He shares observations from his Philadelphia practice: patients unable to exercise outdoors during extreme heat, medication challenges for those on diuretics during heatwaves, and economic pressures that force difficult choices between cooling costs and other necessities. The discussion explores both clinical interventions and systemic solutions, including programs like LIHEAP (Low Income Home Energy Assistance Program) and municipal heat action plans. Dr Khatana presents research showing that vulnerable populations—particularly older patients with multiple cardiovascular risk factors—face disproportionate impacts from environmental stressors. Dr Khatana encourages cardiologists to engage with this evolving aspect of patient care, advocating for collaboration between professional societies, environmental scientists, and policymakers to develop effective strategies that support cardiovascular health in changing environmental conditions. Questions and comments can be sent to "podcast@radcliffe-group.com" and may be answered by Ankur in the next episode. Host: @AnkurKalraMD and produced by: @RadcliffeCardio Parallax is Ranked in the Top 100 Health Science Podcasts (#48) by Million Podcasts.
In the final installment of our three-part series on Cyber Coalition 2025, Maria Varmazis, host here at N2K CyberWire, and Liz Stokes, CyberWire Producer, step back from the cyber range to reflect on what their time in Tallinn really meant. This episode moves beyond the mechanics of the exercise and into the broader stakes of collective cyber defense in an increasingly uncertain geopolitical moment. Recorded two months after their visit, the conversation blends field tape and personal reflections — from standing outside the Russian Embassy in Old Town to recalling the weight inside NATO's secure facilities. Estonia's history, including the 2007 cyberattacks, and its visible solidarity with Ukraine underscore just how real and proximate the risks remain. Be sure to check out the first two episodes of this three part series, you can find them below. Episode one can be found here. Episode two can be found here. Learn more about your ad choices. Visit megaphone.fm/adchoices
Learn more about your ad choices. Visit megaphone.fm/adchoices
Linktree: https://linktr.ee/AnalyticJoin The Normandy For Ad-Free NME, Additional Bonus Audio And Visual Content For All Things Nme+! Join Here: https://ow.ly/msoH50WCu0KAnalytic Dreamz breaks down Bruno Mars' highly anticipated return with The Romantic, his 4th solo studio album released February 27, 2026—his first in 10 years since the Grammy-winning 24K Magic. The compact 9-track, 31-minute project on Atlantic Records delivers a ballad-heavy, mid-1970s retro-soul vibe with strong Motown and Philly soul influences, emphasizing slow-dance romance and timeless dancing.Launch day dominated US Spotify: lead single "I Just Might" (January 2026 Hot 100 #1, Grammy-performed) jumped to #3, while "Risk It All"—a Latin-influenced bolero ballad with mariachi trumpets, violins, guitarrón, and vihuela—debuted at #1 with 2.32 million streams. "Cha Cha Cha" (#6) and "God Was Showing Off" (#8) joined for 4 Top 10 entries, plus 8 in the Top 20 total."Risk It All" music video (co-directed by Mars and Daniel Ramos) features a wedding narrative in a vintage Catholic church, mariachi band, all-white suit and cowboy hat, "Just Married" exit, and life montage—perfect for Latin crossover appeal, backed by co-signs from Rancho Humilde, Fuerza Regida's JOP, and Ivan Cornejo.Critical takes praise vocal prowess, cohesive aesthetic, and authentic vintage textures, though some note cliché lyrics and limited depth compared to Silk Sonic's collaborative energy.Promotion included The Romantic Flower Shop pop-up in LA with free flowers, photo ops, merch, and global "love lock" walls. The Romantic Tour kicks off April 2026 in Las Vegas, featuring Anderson .Paak (as DJ Pee .Wee) on all dates, plus Victoria Monét, RAYE, and Leon Thomas on select shows across North America and Europe.Analytic Dreamz analyzes the streaming explosion, Latin fusion strategy, multi-generational wedding/slow-dance potential, and Bruno's enduring pop dominance post-2025 hits like "APT." and "Die With a Smile."Tune in for the full unfiltered review on Analytic Dreamz—hip-hop and pop culture insights.Support this podcast at — https://redcircle.com/analytic-dreamz-notorious-mass-effect/exclusive-contentPrivacy & Opt-Out: https://redcircle.com/privacy
Today we dive into the history of Kabbalah. We explore the meaning behind Kabbalah and examine the Tree of Life while also looking into various stories. Welcome to Religion Camp!
The episode centers on the evolving responsibility and risk allocation within cybersecurity distribution, with particular focus on Exclusive Networks' approach. Jason Beal, as president of Exclusive Networks North America, outlines their emphasis on a technical workforce, maintaining a 1:3 ratio of engineers to sales representatives. This structure is positioned to address the increasing complexity of cybersecurity and the demands faced by service provider partners, aiming to support solution integration and customer needs while clarifying each party's liability. Supporting this structure, Jason Beal identifies the role of the distributor as both an extension and enabler for MSPs and IT services companies. Distributors are expected to supplement partners' capabilities—whether technical, financial, or operational—without assuming technology failure risk, which remains with the original technology vendors. Discussion of shared responsibility models also distinguishes between sales success (customer adoption, retention) and risk management. Recent developments in cyber insurance are cited as having reduced the direct risk burden on MSPs, shifting much of the liability away from service providers toward technology creators, albeit within contractually defined limits. Adjacent to cybersecurity, the conversation addresses skill and adoption gaps prompted by rapid technical innovation, specifically referencing artificial intelligence (AI). Jason Beal quantifies educational efforts by highlighting a collaboration with Cal Poly San Luis Obispo, which has seen 100 students engaged to help address workforce shortfalls in cybersecurity and AI. Additionally, academic experience informs the importance of modernizing IT operations curricula to better reflect current business challenges, such as cloud, AI, and global supply chain impacts. For MSPs and IT service providers, implications include the growing necessity to audit core competencies and allocate resources strategically, leveraging distributors not just for sourcing products but for specialized expertise, integration, and operational support. Risk mitigation remains tied to understanding contract language, vendor accountability, and developments in cyber insurance. The pace of AI and other technology adoption requires continuous education and careful evaluation of both operational risk and the practical limitations of solutions promoted by the channel and distribution partners.
In this episode, Alan Dunne and Cem Karsan explore a market that appears calm on the surface yet increasingly unstable underneath. As indices move sideways, they discuss how options flows and structured products are reshaping market behavior, driving rotation rather than direction. From the weakening of former leaders to the rise of defensives, the conversation turns to what these shifts may signal about a broader topping process. They also examine the growing influence of AI narratives, political incentives, and global tensions, not as isolated shocks but as forces building pressure within the system. The result is a discussion about how markets evolve when structure, policy, and sentiment begin to move out of sync.-----50 YEARS OF TREND FOLLOWING BOOK AND BEHIND-THE-SCENES VIDEO FOR ACCREDITED INVESTORS - CLICK HERE-----Follow Niels on Twitter, LinkedIn, YouTube or via the TTU website.IT's TRUE ? – most CIO's read 50+ books each year – get your FREE copy of the Ultimate Guide to the Best Investment Books ever written here.And you can get a free copy of my latest book “Ten Reasons to Add Trend Following to Your Portfolio” here.Learn more about the Trend Barometer here.Send your questions to info@toptradersunplugged.comAnd please share this episode with a like-minded friend and leave an honest Rating & Review on iTunes or Spotify so more people can discover the podcast.Follow Alan on Twitter.Follow Cem on X.Episode TimeStamps:00:00 Intro to the Systematic Investor Series00:23 Performance check: CTAs strong, trend tailwinds03:13 Range-bound indices, but big dispersion and rotation03:45 Why options pin the index: dealer flows and vol compression05:42 Dispersion mechanics: idiosyncratic risk, falling correlation07:32 Rotation as a topping process: leaders fade, defensives rise09:54 OPEX and quarterly expiries: why timing windows matter11:56 The March support effect, then weaker flows into April17:02 AI narrative shock: anxiety, backlash, and policy consequences22:32 Populism versus deflation stories: why inflation returns32:43 Gold outlook: secular bull, but expect two-sided volatility45:45 Rates as “tectonic plates”: vol compressed now, release later50:23 Midterms, incentives, and the fight for control57:42 Liquidity loop: markets stop rising, collateral stops expandingCopyright © 2025 – CMC AG – All Rights Reserved----PLUS: Whenever you're ready... here are 3 ways I can help you in your investment Journey:1. eBooks that cover key topics that you need to know about In my eBooks, I put together some key discoveries and things I have learnt during the more than 3 decades I have worked in the Trend Following industry, which I hope you will find useful. Click Here2. Daily Trend Barometer and Market Score One of the things I'm really proud of, is the fact that I have managed to published the Trend Barometer and Market Score each day for more than a decade...as these tools are really good at describing the environment for trend following managers as well as giving insights into the general positioning of a trend following strategy! Click Here3. Other Resources that can help youAnd if you are hungry for more useful resources from the trend following world...check out some precious resources that I have found over the years to be really valuable. Click HerePrivacy PolicyDisclaimer
On this Friday Q&A episode, Don answers listener questions on international stock overweighting inside a Seattle city retirement plan, whether a Vanguard target-date fund might be a smarter emotional guardrail than self-managing allocations, how much term life insurance a family really needs (hint: it's about replacing income, not funding Ivy League dreams), whether an aggressively small-value–tilted Avantis portfolio is too risky for a disabled early retiree, and how to evaluate a $36,000 pension annuity versus a $500,000 lump sum using withdrawal math instead of Monte Carlo optimism. The recurring theme: feelings aren't an edge, discipline beats prediction, and structure matters more than conviction. 0:09 Fewer recorded questions lately and how to submit them 1:41 Seattle city employee overweighted in international stocks 3:36 Why “historic pivots” and gut feelings aren't an investing edge 4:50 Target-date fund vs. self-built allocation 7:27 Using small-cap/value funds alongside a target-date fund 9:15 Risk tolerance vs. emotional market timing 10:53 How much term life insurance is enough? 12:35 Replacing income vs. funding lifestyle extras 12:44 Aggressive Avantis (AVGV/AVGE/AVNV/DFAW) portfolio review 15:50 What happens if your portfolio drops 50%? 17:10 Pension choice: $36k annuity vs. $500k lump sum 21:29 The 41-year math on the lump-sum difference 22:52 Why lump sum often makes you the “insurance company” Learn more about your ad choices. Visit megaphone.fm/adchoices
What happens when AI agents can delete your inbox… reboot your servers… or escalate to nuclear war in a simulation?We've officially crossed into a new phase of AI and it's not theoretical anymore. Agents are operating independently for longer periods, integrating into enterprise tech stacks, replacing knowledge work, and triggering very real economic and geopolitical consequences.If you're a business leader, this is no longer “interesting tech news.”It's strategy. Risk. Talent. Capital allocation. And survival.In this episode, we break down the explosive acceleration of AI agents — from Claude's new remote control and scheduled workflows to research showing escalating autonomous behavior — and what it means for your organization, workforce, and competitive edge.The bottom line?Productivity is skyrocketing. So is systemic risk. Leaders who experiment now will lead. Leaders who hesitate may not get the chance.In this session, you'll discover:Anthropic's new Claude Cowork plugin marketplace and deep tech stack integrationsReal-world productivity gains (90% code migration reduction, 95% documentation savings)Why “professional-grade AGI” may arrive within 12–18 monthsThe rise of the “builder” era — and what happens to software engineersNew red-team research exposing severe security failures in autonomous agentsThe shocking case of an AI agent deleting an entire email system to complete a taskAI nuclear escalation simulations and their implications for military AI deploymentThe Pentagon vs. Anthropic standoff over AI use in surveillance and weaponsAbout Leveraging AI The Ultimate AI Course for Business People: https://multiplai.ai/ai-course/ YouTube Full Episodes: https://www.youtube.com/@Multiplai_AI/ Connect with Isar Meitis: https://www.linkedin.com/in/isarmeitis/ Join our Live Sessions, AI Hangouts and newsletter: https://services.multiplai.ai/events If you've enjoyed or benefited from some of the insights of this episode, leave us a five-star review on your favorite podcast platform, and let us know what you learned, found helpful, or liked most about this show!
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Today I want to talk about something nonprofit leaders are rarely taught: how funders calculate risk before they fund your organization. Funding decisions are not emotional. They are calculated. If you've ever wondered why you keep getting polite rejections or no response at all, this conversation will help you understand what's happening behind closed doors. Funders don't avoid good missions. They avoid unmanaged risk. And once you understand how risk is calculated, you can start positioning your nonprofit to feel safe, stable, and investable.
They now disfigure 32% of American adults, up from a 3–5% baseline in the 1960s–70s; among millennials, the rate hits 46%.Support the show
But as for you, Daniel, conceal these words and seal up the scroll until the end of time. Many will go back and forth and search anxiously [through the scroll], and knowledge [of the purpose of God.
This conversation confronts a tension most people avoid: the conflict between experiencing the full truth and survival. Leo Gura argues that pursuing absolute truth dismantles identity, morality, and even humanity's instinct to preserve itself. The discussion explores nonduality, awakening, institutional rot, and the psychological cost of radical skepticism. At stake is a stark question: do we ultimately serve truth, or does it serve us?Part 2: https://youtu.be/zeHVGPS56BMPATREON https://www.patreon.com/c/demystifysciPARADOX LOST PRE-SALE: https://buy.stripe.com/7sY7sKdoN5d29eUdYddEs0bHOMEBREW MUSIC - Check out our new album!Hard Copies (Vinyl): FREE SHIPPING https://demystifysci-shop.fourthwall.com/products/vinyl-lp-secretary-of-nature-everything-is-so-good-hereStreaming:https://secretaryofnature.bandcamp.com/album/everything-is-so-good-herePARADIGM DRIFThttps://demystifysci.com/paradigm-drift-show00:00 Nonduality00:02:18 Reality as One: Nonduality Explained00:05:33 Meaning Beyond Materialism00:07:58 Rationality, Intuition, and the Infinite00:10:01 Fundamentalism in Religion and Physics00:16:20 Survival, Truth, and Cultural Systems00:19:51 Awakening and Absolute Consciousness00:23:20 Truth Versus Survival Instincts00:27:12 The Cost of Pursuing Absolute Truth00:30:00 Total Skepticism and Institutional Limits00:35:18 Intuition, Fallibility, and Discovery00:39:52 Truth Obsession Versus Curiosity00:42:43 The Book That Triggered the Shift00:49:00 Post-Survival Malaise in Modern Life00:53:08 Truth as Anchor in Cultural Collapse00:57:45 Evolution Through Consciousness01:00:25 When Survival Undermines Truth01:04:50 Absolute Good Versus Human Morality01:08:22 Projection, Duality, and Value01:13:08 The Risk of Anti-Human Philosophy01:15:54 Two Competing Truth Systems01:18:39 Truth as Liberation and Moral Reconstruction #Nonduality, #Awakening, #Consciousness, #truthseekers , #Philosophy, #Existence, #SelfRealization, #Metaphysics, #Morality, #EgoDeath, , #physicspodcast, #philosophypodcast MERCH: Rock some DemystifySci gear : https://demystifysci-shop.fourthwall.com/AMAZON: Do your shopping through this link: https://amzn.to/3YyoT98DONATE: https://bit.ly/3wkPqaDSUBSTACK: https://substack.com/@UCqV4_7i9h1_V7hY48eZZSLw@demystifysci RSS: https://anchor.fm/s/2be66934/podcast/rssMAILING LIST: https://bit.ly/3v3kz2S SOCIAL: - Discord: https://discord.gg/MJzKT8CQub- Facebook: https://www.facebook.com/groups/DemystifySci- Instagram: https://www.instagram.com/DemystifySci/- Twitter: https://twitter.com/DemystifySciMUSIC: -Shilo Delay: https://g.co/kgs/oty671
Steve Hayes is joined by Megan McArdle, Kevin Williamson, and Declan Garvey to discuss the Trump administration's new “war on fraud” and the young adult “dating recession.”The Agenda:—The “war on fraud”—The real driver behind government debt—Misconceptions about waste and abuse—The young adult dating recession —Looksmaxxing, explained—Risk aversion in teens—NWYT: Email inboxesShow Notes:—Alan Cole's bet on DOGE—Yuval Levin for The Dispatch: The Changing Face of Social Breakdown The Dispatch Podcast is a production of The Dispatch, a digital media company covering politics, policy, and culture from a non-partisan, conservative perspective. To access all of The Dispatch's offerings—including access to all of our articles, members-only newsletters, and bonus podcast episodes—click here. If you'd like to remove all ads from your podcast experience, consider becoming a premium Dispatch member by clicking here. Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode of The Build Show Podcast, Matt Risinger breaks down the top five risks custom builders face and how to mitigate them before they turn into costly mistakes. From construction defect liability and cash flow challenges to contract issues, labor risk, and personal burnout, this episode offers real-world insight every builder should hear. Huge thanks to our episode sponsor, North Atlantic Corp. Learn more at: https://www.northatlanticcorp.com/ Watch full episodes of Matt on Facebook, Instagram and Build Show Network. https://www.facebook.com/buildshownetworkhttps://www.instagram.com/risingerbuild/https://buildshownetwork.com/go/mattrisinger Don't miss a single episode of Build Show content. Sign up for our newsletter.
In this episode of Shoptalk, David Carothers continued his exploration of total cost of risk, focusing on how producers can integrate it into their sales cadence without overhauling existing approaches. He explained that introducing total cost of risk doesn't mean abandoning transactional sales calls but supplementing them with deeper, long-term risk assessments. David emphasized how asking the right discovery questions and sharing stories of past success can demonstrate value and build trust. This episode also touched on a key shift: moving from being just another vendor to becoming a trusted advisor who proactively identifies risks and delivers solutions. Key points: Total Cost of Risk and Sales Cadence David stresses that integrating total cost of risk into your sales process doesn't mean overhauling everything. It means supplementing your cadence with conversations that consider the full scope of risk, allowing you to prospect year-round instead of focusing only on renewal periods. It's okay to make transactional calls, but be ready to pivot into more consultative discussions when the opportunity arises. Building Trust Without Saying "What Makes You Different" David advocates for asking open-ended questions like, “What claims frustrate you?” or “What unexpected expenses have you encountered?” He explains that the stories you tell, not the “I'm different because…” statements, are what truly set you apart. Sharing specific examples from past experiences builds credibility and positions you as a valuable partner in their business operations. Creating a Holistic Service Team for Your Clients David discussed how he rebranded Florida Risk's value proposition with a team approach that brings together wealth management, cybersecurity, and business coaching to protect margins and ensure long-term financial health for clients. He explained how this multidisciplinary team addresses total cost of risk by covering areas outside of traditional insurance, giving clients comprehensive protection. How Operational Efficiency Translates to Cost Savings David shared a real-world example of how a service contractor client saved over $100,000 by addressing issues in their experience mod and shifting to a total cost of risk approach. By understanding the client's operations deeply, David was able to identify inefficiencies and help reduce operational risk, showcasing how comprehensive risk management directly impacts profitability. Shifting the Mindset from Transactional to Advisory David emphasized the importance of thinking beyond price and focusing on the value you bring as a trusted advisor. By consistently asking the right questions and identifying hidden risks, producers can differentiate themselves, retain clients longer, and position themselves as integral to the client's success—not just their insurance provider. The Power of Proactive Communication David urges producers to be proactive in communicating with clients, especially when it comes to identifying and mitigating risks that can affect the client's bottom line. He encourages producers to book time with experts to troubleshoot roadblocks and deepen their understanding of total cost of risk, positioning themselves as go-to advisors. Connect with: David Carothers LinkedIn Kyle Houck LinkedIn Visit Websites: Power Producer Base Camp Killing Commercial Crushing Content Power Producers Podcast Policytee The Dirty 130 The Extra 2 Minutes
In hour 2 Andy and Randy bring you an NFL No Huddle full of combine happenings, and talk about the Hawks latest marketing venture that is a stroke of genius.
Rock climbing is risky. But so is life. And friendship. And following your dreams. Nothing is promised. Success is not assured. In Gabriel Tallent's new novel, “Crux,” two 17-year-old best friends are facing down those fears as they climb self-described death rocks. Climbing is both their passion and their escape from futures that feel predestined. They both come from dysfunctional families. They both feel called to climbing and the vulnerability, grit and trust it demands. But risk doesn't disappear once they get off the rocks.Tallent is, himself, a climber — but as he tells Kerri Miller on this week's Big Books and Bold Ideas, “Crux” isn't really a climbing book. Instead, it was a chance for him to explore friendship, vulnerability and the risk inherent in wanting more.Guest:Gabriel Tallent is the author of the New York Times-bestselling novel “My Absolute Darling.” His new novel is “Crux.” Subscribe to the Thread newsletter for the latest book and author news and must-read recommendations.Subscribe to Big Books and Bold Ideas with Kerri Miller on Apple Podcasts, Google Podcasts, RSS or anywhere you get your podcasts.
A lawyer representing a woman who says she was sexually abused by Jeffrey Epstein has publicly stated that Prince Andrew should be “very concerned” about new allegations linked to Epstein's sex-trafficking network. The attorney, who has represented several Epstein survivors, pointed to court documents and depositions that describe the accuser's claims that she was trafficked by Epstein and forced into sexual encounters with powerful men, including the former prince, while she was underage. The lawyer urged Andrew to cooperate fully with authorities rather than continue to deny the accusations, suggesting that his past statements and resistance to submitting testimony have raised serious legal concerns.These remarks come amid broader scrutiny of Andrew's ties to Epstein and continuing legal pressure from survivors' attorneys. Although Andrew has consistently denied involvement in any illegal conduct and previously settled a civil lawsuit with one of Epstein's accusers without admitting guilt, the lawyer's comments underscore the ongoing tension between the former royal's public denials and the detailed allegations surfaced in litigation and public filings. The situation reflects the enduring fallout from Epstein's network and the continuing efforts by victims and their representatives to seek accountability from those they say were part of or enabled his abuses.to contact me:bobbycapucci@protonmail.comsource:Andrew could be held 'criminally liable for sex trafficking after introducing abuse victim to Jeffrey Epstein and Ghislaine Maxwell', lawyer claims | Daily Mail Online
In this episode of the Tactical Dent Tech Podcast, John Highley dives into something every entrepreneur faces but few openly talk about — the fear of collapse. What if it doesn't hail next year? What if revenue drops? What if expansion was the wrong move? What if you lose money? Instead of avoiding those thoughts, John explains why you should fully accept the worst-case scenario — and how doing so actually removes fear, unlocks action, and strengthens your resolve. From scaling shop space and expanding operations to conversations about market downturns and past industry collapses, this episode explores: The reality of risk in business Why expansion always comes with pressure How entrepreneurs must build mental resilience Why "positive thinking only" isn't enough The freeze response that keeps people stuck Risk vs. reward in real life Why failure often builds greater strength Faith, resilience, and where true security comes from John also shares his personal perspective on scaling during uncertain seasons, navigating growth responsibly, and why being willing to lose money is often what keeps you from losing momentum. This isn't hype. This isn't fluffy motivation. This is about becoming the kind of person who can handle weight — financially, mentally, spiritually. If you're building something bigger than yourself, this episode will hit home. Because when you stop fearing the fall, you finally move freely.
Nick and Jonathan react to Daryl Ruiter saying that Malik Willis is a bigger risk than Deshaun Watson.
“I don't think there's a generosity crisis. What I think we're seeing is less about the heart of people and more about the struggles people are going through right now.” –Jaclyn JonesOngoing retention decline has nonprofits chasing quick wins and short-term ROI. But when you believe without question that humans are generous like Jaclyn Jones, you play the long game.As the Chief Philanthropic Economist at Masterworks, Jaclyn is exposed daily to the economic trends behind giving. But in the face of downward trends, she doesn't panic. She pivots. Jaclyn believes that sustainable giving is hidden behind short-term ROI numbers. And as nonprofits, it's our job to create the conditions, and build the relationships, that reveal it. In this episode, Jaclyn shares:How to look beyond immediate ROI numbers when analyzing retention and other success metricsWhy she thinks today's economic trends actually disprove a “generosity crisis” in nonprofit givingHow to innovate your channel strategy to connect with donors in ways that are actually meaningful to themFind links to resources mentioned and key takeaways in the show notes for this episode: https://www.futurenonprofit.com/jaclyn-jones/
In this episode of Excess Returns, we sit down with Cullen Roche to discuss his new book Your Perfect Portfolio and the deeper principles behind building a portfolio that actually fits your life. Rather than starting with asset allocation models or return forecasts, Cullen reframes investing around risk, time horizons, and lifetime consumption. We explore how to think about stocks, bonds, factor investing, international diversification, private assets, inflation hedges, and more through the lens of financial planning and asset liability matching. This is a practical, wide ranging conversation about portfolio construction, behavioral risk, and how investors can align their investments with real world goals.Main topics covered:Why you are a saver, not an investor, and why that distinction mattersDefining risk as uncertainty of lifetime consumptionThe temporal conundrum and matching investments to time horizonsHuman capital as your most important asset and how it impacts portfolio riskThe pros and cons of a 100 percent stock allocationRethinking the 60 40 portfolio after inflation and rising ratesInternational diversification and valuation differences between US and global marketsFactor investing as a time horizon tool rather than an alpha strategyThe forward cap portfolio and skating to where the market cap puck is goingInflation protection strategies including stocks, TIPS, gold, and the permanent portfolioRisk parity and the tradeoff between diversification and returnCountercyclical rebalancing and managing behavioral riskPrivate equity, venture capital, and the illiquidity premiumDefined duration investing and asset liability matching for individual investorsThe real impact of inflation, taxes, and fees on long term returnsTimestamps:00:00 Risk as lifetime consumption and asset liability matching01:03 Introduction to Your Perfect Portfolio05:25 You are a saver, not an investor08:24 Defining risk and uncertainty of lifetime consumption10:15 The temporal conundrum and time horizons12:38 Using past performance and forecasting responsibly15:00 Human capital and portfolio construction17:12 The case for a 100 percent stock allocation19:50 Rethinking the 60 40 portfolio24:00 Adding international diversification29:43 Factor investing across time horizons35:00 The forward cap portfolio concept38:27 Inflation hedges and the permanent portfolio42:27 Risk parity explained44:49 Countercyclical rebalancing47:17 Private assets and illiquidity51:25 Defined duration strategy and Discipline Funds ETFs56:00 Real returns after inflation, taxes, and feesIf you are interested in portfolio construction, asset allocation, financial planning, factor investing, inflation protection, or building a long term investment strategy that matches your goals, this conversation offers a thoughtful framework for thinking differently about risk and returns.
Are you paying MORE than necessary for Medicare in 2026? The IRMAA (Income-Related Monthly Adjustment Amount) could be adding hundreds of dollars a year to your Medicare premiums — but there's a legal way to fight back. Richard Rosso breaks down everything you need to know about the 2026 IRMAA thresholds, how to appeal, and the income strategies that could save you thousands in retirement. Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP Produced by Brent Clanton, Executive Producer Rate us on Google: https://bit.ly/4b9JtEo 0:00 - INTRO 0:19 - Go Texas Day & BBQ Perfume 3:16 - IRMAA Pain & Income in Retirement 7:18 - How IRMAA Tiers Work 9:38 - Ways to Manage IRMAA 13:23 - What Kind of Income Counts (Modified AGI) 18:07 - Having Money in ROTH (Diversification of Accounts) 20:22 - Planning Ahead Before Taking SS 22:59 - IRMAA Pain Early is Better 26:32 - Don't Let an IRMAA Bracket Go to Waste 29:08 - Considering Taxation & Attitude 34:21 - IRMAA Tiers & Financial Colonoscopy 38:03 - YouTube Poll & NYC Pizza Rats 41:19 - Can COBRA be used for IRMAA? 43:06 - Why Roth Money is Better 45:09 - Required Minimum Distributions & Charitable Contributions 47:51 - Coming Attractions ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/dO3QPhf0rEs?feature=share ------- Watch our previous show, "Software Stocks: Steal or Zero" here: https://youtube.com/live/6DavZVDY7OQ -------- The latest installment of our new feature, Before the Bell, "100-DMA Support at Risk," is here: https://youtu.be/tiE6S1qaBn0 ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #Medicare2026 #IRMAAAppeal #RetirementPlanning #MedicarePremiums #SocialSecurityBenefits
In this week's episode, Elliot Berman and John Byrne cover a wide-ranging set of developments reshaping the global AML landscape. They open by marking the fourth anniversary of Russia's invasion of Ukraine before diving into new regulatory, enforcement, and geopolitical stories affecting financial crime professionals. John highlights the Federal Reserve's request for comment on removing “reputation risk” from bank supervision and discusses ongoing litigation involving JPMorgan and the Trump Organization. The conversation then turns international: OCCRP's newly announced Anti-Corruption Hero Awards, revelations of European-made parts ending up in Russian military drones, and the European Center for Not-for-Profit Law's work on financial access for human rights defenders. Elliot and John also examine Australia's transition to a new AML/CFT regime and Canada's new financial intelligence initiative focused on extortion. Additional topics include the Treasury Inspector General's audit of FinCEN, IRS-CI's latest BSA data usage report, and U.S. cases involving cyber intrusions and tax fraud.
Are you paying MORE than necessary for Medicare in 2026? The IRMAA (Income-Related Monthly Adjustment Amount) could be adding hundreds of dollars a year to your Medicare premiums — but there's a legal way to fight back. Richard Rosso breaks down everything you need to know about the 2026 IRMAA thresholds, how to appeal, and the income strategies that could save you thousands in retirement. Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP Produced by Brent Clanton, Executive Producer Rate us on Google: https://bit.ly/4b9JtEo 0:00 - INTRO 0:19 - Go Texas Day & BBQ Perfume 3:16 - IRMAA Pain & Income in Retirement 7:18 - How IRMAA Tiers Work 9:38 - Ways to Manage IRMAA 13:23 - What Kind of Income Counts (Modified AGI) 18:07 - Having Money in ROTH (Diversification of Accounts) 20:22 - Planning Ahead Before Taking SS 22:59 - IRMAA Pain Early is Better 26:32 - Don't Let an IRMAA Bracket Go to Waste 29:08 - Considering Taxation & Attitude 34:21 - IRMAA Tiers & Financial Colonoscopy 38:03 - YouTube Poll & NYC Pizza Rats 41:19 - Can COBRA be used for IRMAA? 43:06 - Why Roth Money is Better 45:09 - Required Minimum Distributions & Charitable Contributions 47:51 - Coming Attractions ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/dO3QPhf0rEs?feature=share ------- Watch our previous show, "Software Stocks: Steal or Zero" here: https://youtube.com/live/6DavZVDY7OQ -------- The latest installment of our new feature, Before the Bell, "100-DMA Support at Risk," is here: https://youtu.be/tiE6S1qaBn0 ------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #Medicare2026 #IRMAAAppeal #RetirementPlanning #MedicarePremiums #SocialSecurityBenefits
Carolyn Adriano died from an accidental drug overdose in May of this year, but in reality it was Ghislaine Maxwell and Jeffrey Epstein's abuse that led to her death. After suffering years of abuse at the hands of Maxwell and Epstein, Carolyn was "aged out" because she hit the age of 18 and from there things continued to spiral. Experiencing trauma can have profound and lasting effects on an individual's mental and emotional well-being. Some people who suffer trauma turn to drugs as a coping mechanism, seeking relief from the intense psychological pain and distress that trauma can bring. This summary explores the complex relationship between trauma and substance abuse, shedding light on the factors that drive individuals to self-medicate with drugs.Trauma, whether caused by violence, accidents, natural disasters, or other distressing events, can lead to feelings of helplessness, anxiety, depression, and flashbacks. These emotional responses can be overwhelming, and some individuals may resort to substance abuse as a way to numb their pain and temporarily escape from the traumatic memories.Several key factors contribute to the connection between trauma and drug use:Emotional Relief: Drugs like alcohol, opioids, or stimulants can temporarily alleviate feelings of sadness, fear, and anxiety. Individuals may use drugs to experience emotional relief, even if it's temporary.Self-Medication: Some people turn to drugs as a form of self-medication to cope with their symptoms. They may not have access to or awareness of healthier coping strategies, such as therapy or support groups.Escapism: The effects of certain drugs can create a sense of detachment from reality, allowing those who have experienced trauma to temporarily escape from painful memories and emotions.Peer Pressure: Social environments where drug use is prevalent can encourage individuals to try substances, especially if they are already struggling with the aftermath of trauma. This can lead to a cycle of drug abuse as a means of fitting in or seeking connection.Biological Factors: Trauma can affect brain chemistry and increase the vulnerability to addiction. It can lead to changes in the reward system of the brain, making individuals more susceptible to substance abuse.Risk of Re-traumatization: Engaging in risky behaviors associated with substance abuse can increase the risk of re-traumatization, perpetuating a cycle of trauma and addiction.(commercial at 7:53)to contact me:bobbycapucci@protonmail.comsource:Ghislaine Maxwell sex trafficking victim OD'd but really it was murder | Toronto SunBecome a supporter of this podcast: https://www.spreaker.com/podcast/the-epstein-chronicles--5003294/support.
This issue will review: 1. Real-World Prospective Validation and Economic Evaluation of Deep Learning-based Diabetic Retinopathy Detection from Fundus Photographs: A Systematic Review and Meta- Analysis 2. Orforglipron, an oral small-molecule GLP-1 receptor agonist, for the treatment of obesity in people with type 2 diabetes (ATTAIN-2): a phase 3, double-blind, randomised, multicentre, placebo-controlled trial 3. FDA removal of SI for GLP-1s – FDA Announcement Neil Read/John Comment 4. Effectiveness and Safety of Statins in Type 2 Diabetes According to Baseline Cardiovascular Risk: A Target Trial Emulation Study 5. GLP-1 Receptor Agonists and Risk of Optic Nerve or Vision-Threatening Events in Patients with Type 2 Diabetes or Cardiometabolic Diseases: A Meta-Analysis of Randomized Controlled Trials Diabetes Core Update is a monthly podcast that presents and discusses the latest clinically relevant articles from the American Diabetes Association's four science and medical journals – Diabetes, Diabetes Care, Clinical Diabetes, and Diabetes Spectrum. Each episode is approximately 25 minutes long and presents 5-6 recently published articles from ADA journals. Intended for practicing physicians and health care professionals, Diabetes Core Update discusses how the latest research and information published in journals of the American Diabetes Association are relevant to clinical practice and can be applied in a treatment setting. For more information about each of ADA's science and medical journals, please visit Diabetesjournals.org. Hosts: Neil Skolnik, M.D., Professor of Family and Community Medicine, Sidney Kimmel Medical College, Thomas Jefferson University; Associate Director, Family Medicine Residency Program, Abington Jefferson Health John J. Russell, M.D., Professor of Family and Community Medicine, Sidney Kimmel Medical College, Thomas Jefferson University; Chair-Department of Family Medicine, Abington Jefferson Health
A Classic RISK! episode from our early years that first ran in November of 2013, when Kitty Hailey, Christine Lee and Josh Healey share stories of surprising family situations.
An estimated 500,000 people are diagnosed with Alzheimer's disease in the United States each year, but the causes and mechanisms of the condition remain a neurological mystery. A recent study looked at the role of variants in a gene called APOE in Alzheimer's, and found that while it's not a simple determinant of developing the disease, that one gene seems to play a significant role in promoting disease risk. Researchers hope work like this could point to new areas to study and even potential treatments. Epidemiologist Dylan Williams joins Host Ira Flatow to explain the findings and discuss the challenges in tracing a complex disease to its roots. Guest: Dr. Dylan Williams is a principal research fellow in molecular and genetic epidemiology at University College London. Transcripts for each episode are available within 1-3 days at sciencefriday.com. Subscribe to this podcast. Plus, to stay updated on all things science, sign up for Science Friday's newsletters.