Podcasts about Risk

Christine Gentry revisits her story from 2016 called “Making the Chain” with Kevin Allison. She has many new insights, nine years later.

The Macro Strategy Team at State Street Markets has published their top ideas for the year ahead. Will the tech stock bull run continue, or are recent, rising credit concerns enough to derail sentiment and valuations? Was 2025's dollar decline the beginning of a multi-year trend or is the buck on the brink of reversal? And are Japan's recent attempts at reflation about to stall or take the next step to success? We present a dozen ideas, across equities, fixed income and FX, all with an eye on which themes will continue into and emerge from 2026.See omnystudio.com/listener for privacy information.

"Sustainability is about reliance and resilience. Our focus needs to be on how systems remain reliable over time." Céline Gerson shares how Fugro is reshaping its business to focus on resilience, adaptability, and sustainability. She explains the importance of critical minerals, coastal resilience, and digital transformation for the future of geophysics. Her insights highlight how innovation, respect, and collaboration can help geoscientists succeed in a rapidly changing world. KEY TAKEAWAYS > Innovation often emerges during times of crisis, and companies can use downturns to launch new technologies and approaches. > Applied geophysics plays a direct role in climate resiliency projects, from strengthening coastal infrastructure to modeling storm surge impacts. > Transparency about data limitations and involving diverse teams in decision-making strengthens risk management and builds trust in geoscience recommendations. GUEST BIO Céline Gerson is the Group Director Americas at Fugro and President of Fugro USA. With over 25 years of experience, Céline has a proven record of successfully growing complex technical businesses across various industries. Before joining Fugro, Céline served as Vice President, Global Account Director for Schlumberger. She was particularly focused on energy transition, sustainability, and digital transformation. Before that, she was President of Schlumberger Canada. Along with being a Harvard Business School Alumna, Céline holds a Bachelor's degree from the European University of Brussels and a Juris Doctorate from the University of Houston. THIS EPISODE SPONSORED BY STRYDE STRYDE enables high-resolution subsurface imaging that helps emerging sectors such as CCS, hydrogen, geothermal, and minerals de-risk and accelerate exploration - delivered through the industry's fastest, most cost-efficient, and agile seismic solution. Discover more about STRYDE at https://stryde.io/what-we-do.

Happy Capitalism Season! Jason and Chris kick off the episode talking Black Friday hauls - Jason's obsessed with a powered cardboard cutter, and he's still on the hunt for the ultimate charging station for all his handhelds. Chris broke the two-hour rule for The Witcher 3 at $10 and grabbed the new Risk of Rain 2 DLC. Also, The Game Awards predictions! We go through a couple of categories making picks and arguing about who deserves to win. Jason goes full fanboy over Warframe's massive update dropping December 10th AND their Game Awards announcement.

As you are busy with year-end and increased volumes of vendor adds and changes – you may be ready to reduce your vendor process activities by outsourcing your vendor payments next year, with a bonus of reducing payment fraud risk.  How?Keep listening. Check out my website www.debrarrichardson.com if you need help implementing authentication techniques, internal controls, and best practices to prevent fraudulent payments, regulatory fines or bad vendor data. Check out the Vendor Process Training Center for 116+ hours of weekly live and on-demand training for the Vendor team. Links mentioned in the podcast + other helpful resources:    Customized Vendor Validations Session: https://debrarrichardson.com/vendor-validation-sessionFree Download:  Vendor Validation Reference List with Resource Links https://debrarrichardson.com/vendor-validation-downloadVendor Process Training Center - https://training.debrarrichardson.comCustomized Fraud Training:  https://training.debrarrichardson.com/customized-fraud-training Free Live and On-Demand Webinars: https://training.debrarrichardson.com/webinarsVendor Master File Clean-Up:  https://www.debrarrichardson.com/cleanupYouTube Channel:  https://www.youtube.com/channel/UCqeoffeQu3pSXMV8fUIGNiw More Podcasts/Blogs/Webinars www.debrarrichardson.comMore ideas?  Email me at debra@debrarrichardson.com Music Credit:  www.purple-planet.com

Join Professor Laura Coates and Phillip Mease as they discuss the top publications in the world of PsA. This month, the conversation covered the ‘the effectiveness and safety of upadacitinib with secukinumab and adalimumab' and ‘the efficacy of long-term treatment with risankizumab across the updated GRAPPA domains and key related conditions of PsA'.

Episode Highlights From KatieThe concept of the “Four Horsemen” of chronic disease and why 85% of people over 50 die from one of these conditions.What these diseases share in common: long, silent development over years or decades before symptoms appear.Why traditional screening often catches disease too late. And how new data and AI tools can identify risk far earlier.The difference between 10-year risk scoring and lifetime risk (and why most people never receive the latter).Why cancer screening is age-based rather than risk-based and how this overlooks key early indicators.How AI-driven assessments like Catch use massive datasets to calculate disease risk more accurately than traditional methods.What I learned from my own cancer risk assessment and why it shifted my thinking about proactive health.Why foundational lifestyle inputs (sunlight, vegetables, oily fish, hydration, minerals, sleep, movement, and avoiding chronic inflammation) are more powerful than supplements in reducing long-term disease risk.The connection between allergies, immune signaling, inflammation, and long-term disease patterns.How early lifestyle patterns influence future metabolic, cardiovascular, and cognitive health.Simple, data-backed ways to lower lifelong risk starting today without fear, overwhelm, or chasing expensive solutions.Resources MentionedCatch 

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Blayther Sabbat. Purpose of the Interview The interview aims to: Showcase Blayther Sabbat’s mission through his nonprofit Pillars of Success, which empowers returning citizens and at-risk youth. Discuss strategies for reducing recidivism and creating pathways to success via mentorship, financial literacy, and career development. Inspire individuals and communities to take action toward social impact and economic empowerment. Key Takeaways Background and Motivation First-generation Haitian-American from Washington, D.C. Athletic background (DeMatha Catholic High School football) instilled discipline and leadership. Personal experiences with family and community challenges inspired his commitment to mentorship and reentry programs. Pillars of Success A 501(c)(3) nonprofit providing wraparound services: Mentorship Financial literacy Life and work skills Career development and housing support Focus on empowering returning citizens and at-risk youth to reintegrate successfully into society. Challenges and Misconceptions Common stigma: People assume returning citizens are “bad individuals.” Reality: Many are in survival mode and lack resources, not character. Success requires personal accountability and willingness to change. Impact and Measurement Success is defined as progress, even small steps like consistent routines or positive mindset. Emphasis on action: “The difference between success and failure is taking action.” Affordable Housing Advocacy Sabbat worked at D.C. Housing Authority for 8 years, rising from clerical assistant to certified housing inspector. Purchased property at age 26, faced conflict-of-interest issues, and resigned to pursue real estate and community impact full-time. Career Development and Partnerships Promotes trades (plumbing, HVAC, carpentry, IT) as sustainable career paths. Partnerships with Google for digital literacy tools and scholarships. Collaborates with local universities and organizations for training and job placement. Financial Literacy Learned through personal experience buying property on a $35K salary. Advocates understanding credit, banking, and responsible money management. Call to Action Support through donations, mentorship, volunteering, and spreading awareness. Website: www.pillarsofsuccess202.com Notable Quotes On stigma:“People judge returning citizens as bad individuals without knowing their story. Many are just in survival mode.” On success:“Progress—any form of it—is success. The difference between success and failure is taking action.” On leadership:“We don’t succeed unless they succeed.” On financial literacy:“It’s not about how much you make—it’s about what you do with it.” On courage:“I walk by faith. Fearless. Failure and fear are the same—you learn from mistakes.” #SHMS #STRAW #BESTSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Blayther Sabbat. Purpose of the Interview The interview aims to: Showcase Blayther Sabbat’s mission through his nonprofit Pillars of Success, which empowers returning citizens and at-risk youth. Discuss strategies for reducing recidivism and creating pathways to success via mentorship, financial literacy, and career development. Inspire individuals and communities to take action toward social impact and economic empowerment. Key Takeaways Background and Motivation First-generation Haitian-American from Washington, D.C. Athletic background (DeMatha Catholic High School football) instilled discipline and leadership. Personal experiences with family and community challenges inspired his commitment to mentorship and reentry programs. Pillars of Success A 501(c)(3) nonprofit providing wraparound services: Mentorship Financial literacy Life and work skills Career development and housing support Focus on empowering returning citizens and at-risk youth to reintegrate successfully into society. Challenges and Misconceptions Common stigma: People assume returning citizens are “bad individuals.” Reality: Many are in survival mode and lack resources, not character. Success requires personal accountability and willingness to change. Impact and Measurement Success is defined as progress, even small steps like consistent routines or positive mindset. Emphasis on action: “The difference between success and failure is taking action.” Affordable Housing Advocacy Sabbat worked at D.C. Housing Authority for 8 years, rising from clerical assistant to certified housing inspector. Purchased property at age 26, faced conflict-of-interest issues, and resigned to pursue real estate and community impact full-time. Career Development and Partnerships Promotes trades (plumbing, HVAC, carpentry, IT) as sustainable career paths. Partnerships with Google for digital literacy tools and scholarships. Collaborates with local universities and organizations for training and job placement. Financial Literacy Learned through personal experience buying property on a $35K salary. Advocates understanding credit, banking, and responsible money management. Call to Action Support through donations, mentorship, volunteering, and spreading awareness. Website: www.pillarsofsuccess202.com Notable Quotes On stigma:“People judge returning citizens as bad individuals without knowing their story. Many are just in survival mode.” On success:“Progress—any form of it—is success. The difference between success and failure is taking action.” On leadership:“We don’t succeed unless they succeed.” On financial literacy:“It’s not about how much you make—it’s about what you do with it.” On courage:“I walk by faith. Fearless. Failure and fear are the same—you learn from mistakes.” #SHMS #STRAW #BESTSee omnystudio.com/listener for privacy information.

A Pentagon watchdog report has found that Defense Secretary Pete Hegseth put U.S. service members at risk when he used the Signal messaging app to discuss a military strike in Yemen earlier this year. His use of Signal came to light when a journalist was accidentally added to a chat that gave sensitive, real-time updates about a strike against Houthi militants. Nick Schifrin reports. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

Send us a textFrom lasers to leadership, this IT Nation Connect 2025 conversation with Lawrence Cruciana, founder of Corporate Information Technologies, reveals how discipline, curiosity, and science fuel cybersecurity innovation.A former Disney audio engineer and laser physicist, Lawrence shares how attention to detail and standardization shaped his approach to business, how a case of industrial espionage inspired his cybersecurity mission, and why CMMC and frameworks like the CIS Controls are essential to protecting American ingenuity.You'll hear lessons from his time presenting at NASA, insights into the evolution of AI-fueled cyber threats, and how MSPs can raise the bar for security maturity while staying human in a world of automation.This episode blends STEM roots, cybersecurity expertise, and personal discipline into one inspiring conversation about what it means to build, protect, and lead with purpose. 

In this episode of the Tax Smart REI Podcast, Thomas Castelli, Nathan Sosa, and Justin Shore unpack what's really happening inside today's IRS cost segregation audits - why certain studies get challenged, the patterns auditors are catching, and the hidden risks most investors never hear about. You'll learn: - The #1 issue auditors are flagging in cost segregation studies (and why software reports get hit hardest) - Why missing link that can tank a study's defensibility and lower your depreciation results - How recent updates and language in the IRS Cost Segregation Audit Technique Guide signal a shift in scrutiny - What the AmeriSouth case tells us about “quality” studies—and how to avoid repeating the same mistake - Whether software-driven providers might be becoming more conservative and what that means for your ROI Perfect if you want to understand how to protect your deductions, avoid audit headaches, and ensure your next cost segregation study is actually audit-ready. To become a client, request a consultation from Hall CPA, PLLC at go.therealestatecpa.com/3KSEev6 Subscribe to REI Daily & Enter to Win a FREE Strategy Call: go.therealestatecpa.com/41JuQBX Get the Year-End Tax Checklist: go.therealestatecpa.com/4pj63id The Tax Smart Real Estate Investors podcast is for general information purposes only and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. Information on the podcast may not constitute the most up-to-date legal or other information. No reader, user, or listener of this podcast should act or refrain from acting on the basis of information on this podcast without first seeking legal and tax advice from counsel in the relevant jurisdiction. Only your individual attorney and tax advisor can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation. Use of, and access to, this podcast or any of the links or resources contained or mentioned within the podcast show and show notes do not create a relationship between the reader, user, or listener and podcast hosts, contributors, or guests. Any mention of third-party vendors, products, or services does not constitute an endorsement or recommendation. You should conduct your own due diligence before engaging with any vendor.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Blayther Sabbat. Purpose of the Interview The interview aims to: Showcase Blayther Sabbat’s mission through his nonprofit Pillars of Success, which empowers returning citizens and at-risk youth. Discuss strategies for reducing recidivism and creating pathways to success via mentorship, financial literacy, and career development. Inspire individuals and communities to take action toward social impact and economic empowerment. Key Takeaways Background and Motivation First-generation Haitian-American from Washington, D.C. Athletic background (DeMatha Catholic High School football) instilled discipline and leadership. Personal experiences with family and community challenges inspired his commitment to mentorship and reentry programs. Pillars of Success A 501(c)(3) nonprofit providing wraparound services: Mentorship Financial literacy Life and work skills Career development and housing support Focus on empowering returning citizens and at-risk youth to reintegrate successfully into society. Challenges and Misconceptions Common stigma: People assume returning citizens are “bad individuals.” Reality: Many are in survival mode and lack resources, not character. Success requires personal accountability and willingness to change. Impact and Measurement Success is defined as progress, even small steps like consistent routines or positive mindset. Emphasis on action: “The difference between success and failure is taking action.” Affordable Housing Advocacy Sabbat worked at D.C. Housing Authority for 8 years, rising from clerical assistant to certified housing inspector. Purchased property at age 26, faced conflict-of-interest issues, and resigned to pursue real estate and community impact full-time. Career Development and Partnerships Promotes trades (plumbing, HVAC, carpentry, IT) as sustainable career paths. Partnerships with Google for digital literacy tools and scholarships. Collaborates with local universities and organizations for training and job placement. Financial Literacy Learned through personal experience buying property on a $35K salary. Advocates understanding credit, banking, and responsible money management. Call to Action Support through donations, mentorship, volunteering, and spreading awareness. Website: www.pillarsofsuccess202.com Notable Quotes On stigma:“People judge returning citizens as bad individuals without knowing their story. Many are just in survival mode.” On success:“Progress—any form of it—is success. The difference between success and failure is taking action.” On leadership:“We don’t succeed unless they succeed.” On financial literacy:“It’s not about how much you make—it’s about what you do with it.” On courage:“I walk by faith. Fearless. Failure and fear are the same—you learn from mistakes.” #SHMS #STRAW #BESTSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.Trading days like this feel like controlled chaos in the best way. Screens are moving, alerts are popping, and decisions are getting made fast. There is no slow build up, no perfect timing. It is just taking what the market gives and managing it the right way. Positions get checked, rules get followed, and capital gets moved with purpose instead of emotion.It starts with looking over what is already on the board. Some trades feel like they should be rolled, but once extrinsic value gets checked, they get left alone. That part matters more than it sounds. Skipping a bad adjustment is just as important as making a good one. When a roll actually makes sense, it gets done for a credit. Risk instantly comes off the table and buying power frees up almost right away. That shift from feeling boxed in to suddenly having flexibility again is one of those things traders really learn to appreciate over time.Then comes trimming the fat. A couple of trades get closed because the reason for being in them is gone. What makes this part interesting is that even with the stock moving against the position, the options still come off for small wins or near breakeven. That is volatility and time decay doing what they do best behind the scenes. It is a great reminder that options are not just about direction. Structure matters just as much.Here are some of the ideas that hit during all of this:✅ Rolling trades at logical ATR levels instead of guessing✅ Refusing to roll for a debit✅ Letting extrinsic value drive decisions✅ Closing trades clean instead of trying to rescue them✅ Keeping dollar risk the same even when contract size changesAfter a couple of rolls and a couple of clean exits, the whole account posture changes. What was fully tied up suddenly has real buying power again. And it does not sit on the sidelines. Fresh trades go on using sector strength, liquidity checks, and volatility-based sizing. One position ends up with over a hundred contracts. Another uses a much smaller number. Same dollar risk on both. That contrast trips people out at first, but it is exactly how volatility-based position sizing is supposed to work.One of the most satisfying parts is watching buying power climb from nearly zero to tens of thousands of dollars without adding a single dollar to the account. No leverage tricks. No new deposits. Just proper trade management creating flexibility again. That capital immediately gets recycled into new setups that follow the same rules as everything else.There is also a bigger mindset shift quietly happening in the background. Risk is not about how big a position looks on the screen. It is about how much dollar exposure is tied to volatility. Two trades can look completely different and still carry the exact same real risk when sized correctly. Once that really clicks, the emotional side of trading starts to quiet down.Everything shown here lines up with the way risk, exposure, and sizing are taught inside OVTLYR University. No hype. No miracle moves. Just structure, rules, and fast decisions backed by data. If fast markets have ever felt overwhelming, this kind of workflow shows how structure keeps everything grounded even when things are moving quickly.Gain instant access to the AI-powered tools and behavioral insights top traders use to spot big moves before the crowd. Start trading smarter today

Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.If trading ever felt confusing, overwhelming, or just plain chaotic, this class is the reset button. This session of OVTLYR University dives into what actually keeps traders alive in the market long enough to win: structure, discipline, and a real trading plan that makes sense in the real world.This is not about chasing fast money or trying to guess the next big move. It is about deciding what you are allowed to trade, when you are allowed to trade it, and how much you are willing to risk before you ever click the buy button. Most traders skip this step. That is why most traders do not last.One of the biggest takeaways from this session is how important liquidity really is. If you cannot get in and out of a trade smoothly, nothing else matters. Open interest, volume, and tight spreads are not technical jargon. They are the difference between freedom and being stuck in a bad trade with no exit.Risk management takes center stage in this lesson, exactly where it belongs. Every position is treated as a cost to find out if a trade will work, not a lottery ticket. Stops exist to protect capital, not pride. One rule stands out above everything else: stops only move in one direction. Up. Never down.Here are a few of the most powerful concepts covered in this class:✅ How to define exactly what you are allowed to trade based on skill and comfort✅ Why liquidity rules protect you from disaster before it ever happens✅ How market conditions decide when you trade, not emotions✅ How to build position size from your stop loss backward✅ Why consistent risk per trade creates long term stabilityPosition sizing through volatility and ATR gets broken down in a way that actually clicks. Instead of risking random amounts on different stocks, each trade is normalized so the dollar risk stays consistent across everything you trade. That means no single trade can secretly sink your account while you are not paying attention.There is also a strong focus on protecting the account first. Not dreams. Not ego. Not fantasy profits. Protect the account. Starting at one percent risk is not playing small. It is playing smart. Scaling too fast destroys more traders than bad entries ever will. Survival is the first win.This session also makes something very clear. No one else is responsible for your rules. No one is coming to save you if those rules get broken. You are in control of what you trade, when you trade, and how much you risk. That responsibility is what turns trading from gambling into a real business.The homework is simple, but not easy. Build your own rules. Do not copy someone else's plan word for word. Learn from frameworks. Borrow what works. But your execution must always be your own.If you want to stop guessing and start trading with confidence, this lesson is required watching.Gain instant access to the AI-powered tools and behavioral insights top traders use to spot big moves before the crowd. Start trading smarter today

Are you looking to save time, make money, and start winning with less risk? Then head to https://www.ovtlyr.com.Ever heard someone say you can risk just $30 and potentially make hundreds on a single options trade? Yeah, that definitely grabs attention. In this episode, things go deep into one of the most misunderstood areas of options trading: gamma exposure. It sounds complex at first, but it is unpacked step by step in a way that actually makes it click. And once it does, you start seeing why expiration weeks behave the way they do. The session kicks off by breaking down delta and gamma in real, practical terms. Delta shows how much an option moves for every one dollar move in the stock. Gamma shows how fast that delta changes. When gamma is stacked across strikes and expirations, you get gamma exposure, which tells you whether market makers are likely to calm price down or push volatility even harder around certain levels.From there, things get really interesting. You see how positive gamma areas usually lead to choppy, range bound markets where price fades work better. On the flip side, negative gamma zones tend to produce fast, violent moves where momentum strategies shine. This single distinction can completely change how you view a trading week.Once those concepts are clear, the episode applies everything to real expiration levels. Using publicly available gamma data, key strikes are identified where large open interest and dealer positioning could influence price. From those levels, two butterfly trades are built. One risks about $30. The other risks about $80. In both cases, the upside can exceed $800 if price lands right on the target at expiration.Here is the real talk moment though. These trades look amazing on paper. The risk is tiny. The reward is massive. But the profit window is incredibly narrow. You only get paid if price lands inside a tiny range at a very specific moment on expiration day. Miss it by a little and the trade loses. That is why this style of trade is compared to buying a lottery ticket with really precise odds.Midway through the episode, several hard truths are laid out clearly:✅ Why positive gamma environments favor premium selling and fading moves✅ Why negative gamma environments create explosive directional action✅ How dealers influence price near heavy open interest levels✅ Why narrow butterflies can look incredible but are brutally preciseOVTLYR tools show up throughout the session, including the value zone framework, ATR rolling rules, and strict exit signals. You also see how a professional style routine actually looks day to day. Checking positions, confirming rules, and making decisions based on data instead of emotion.The big message here is simple and powerful. The goal is not to predict what big money will do next. The goal is to build a repeatable process that protects capital first and lets profits follow.If gamma exposure, expiration pinning, or asymmetric option trades have ever caught your attention, this episode gives you a grounded, honest look at both the upside and the limitations. No hype. Just real trading logic, real risk, and real expectations.Gain instant access to the AI-powered tools and behavioral insights top traders use to spot big moves before the crowd. Start trading smarter today

AP Washington correspondent Sagar Meghani reports on a Pentagon watchdog report saying Defense chief Pete Hegseth's use of Signal to convey sensitive material about strikes in Yemen put American troops in harm's way.

We're continuing Best of the Best series and today we're joined by Julia Weng, portfolio manager at Paradice Investment Management, who has consistently beaten the ASX 200 in large-cap Aussie equities.Julia breaks down how she navigates banks, miners, defensives and the repeatable process behind Paradice's edge.In this episode: • Why return-on-capital and aligned management teams drive Paradice's stock picking • How Julia builds conviction: expert calls, field research and evidence over hype • The advancements in robotics and automation being overshadowed by AI-hypeReady to secure your financial future? Viola Private Wealth delivers bespoke strategies designed for high-net-worth individuals and families. Managing significant wealth should not feel overwhelming. For tailored advice and practical, long-term results, visit www.violaprivatewealth.com.au.———Want to get involved in the podcast? Record a voice note or send us a message And come and join the conversation in the Equity Mates Facebook Discussion Group.———Want more Equity Mates? Across books, podcasts, video and email, however you want to learn about investing – we've got you covered.Keep up with the news moving markets with our daily newsletter and podcast (Apple | Spotify)———Looking for some of our favourite research tools?Download our free Basics of ETF handbook Or our free 4-step stock checklist Find company information on TIKR Screen the market with GuruFocus Track your portfolio with Sharesight———In the spirit of reconciliation, Equity Mates Media and the hosts of Equity Mates Investing acknowledge the Traditional Custodians of country throughout Australia and their connections to land, sea and community. We pay our respects to their elders past and present and extend that respect to all Aboriginal and Torres Strait Islander people today. ———Equity Mates Investing is a product of Equity Mates Media. This podcast is intended for education and entertainment purposes. Any advice is general advice only, and has not taken into account your personal financial circumstances, needs or objectives. Before acting on general advice, you should consider if it is relevant to your needs and read the relevant Product Disclosure Statement. And if you are unsure, please speak to a financial professional. Equity Mates Media operates under Australian Financial Services Licence 540697. Hosted on Acast. See acast.com/privacy for more information.

A Pentagon watchdog report has found that Defense Secretary Pete Hegseth put U.S. service members at risk when he used the Signal messaging app to discuss a military strike in Yemen earlier this year. His use of Signal came to light when a journalist was accidentally added to a chat that gave sensitive, real-time updates about a strike against Houthi militants. Nick Schifrin reports. PBS News is supported by - https://www.pbs.org/newshour/about/funders. Hosted on Acast. See acast.com/privacy

Jason Kaminsky, CEO, kWh Analytics, discusses how resilient renewable energy assets, built with smart design and proactive management, help insurers differentiate risk and improve coverage for extreme weather events.

In this edition of the EVJ podcast, Luís Filipe Louro and Alex Gillen discuss their papers, entitled 'Risk factors for strangulating lipoma obstruction and lipomata in horses' and 'Multi‐centre clinical audit of oxygen and inhalant anaesthetic usage in equine anaesthesia: The potential benefits of training and low‐flow techniques'

This week on Double A Chattery, we’re joined by Dr Richard “Harry” Harris, the anaesthetist and cave diver who helped rescue the 12 Thai boys and their coach in 2018. Harry talks through what was really happening in those crucial days, why he initially didn’t want to sedate the boys, how he made a decision when there was no good option, and what it’s like to hold that level of responsibility underwater and in medicine. We also zoom out to everyday life: why Harry says he’s not a risk-taker but a risk manager, why so many of us misjudge danger, and whether we’ve become too risk-averse as a society. He and Anita compare notes on how we learn to cope with failure, build resilience, and teach young people to take healthy risks. Harry also opens up about life after decompression sickness and his new passion for underwater filmmaking. Facebook Instagram The Double A Chattery podcast is for general informational purposes only and does not constitute professional health care services, including the giving of medical advice. No doctor/patient relationship is formed and this podcast is no substitute for professional psychological or other medical advice, diagnosis or treatment. The use of information in this podcast is at the listener’s own risk. Listeners should seek the help of their health care professionals for any medical conditions.See omnystudio.com/listener for privacy information.

There is no doubt in my mind that we, as a nation (and, across the world) are facing a moral confusion if not a complete moral crisis. And, unless righteous, bold men step up to the plate, we'll continue to see the moral decay of everything we love from our favorite institutions, to our families, and our neighborhoods, and even the threat of losing this great nation. That isn't hyperbole. Today, I am joined by John Lovell, founder of Warrior Poet Society and former Army Ranger to discuss what we as men can do about it. We talk about mercy and justice (and, how to satisfy both), why we should hate injustice, the dangers of communism and socialism, why we must unite behind Truth (with a capital T), why "happiness" is inferior to "joy," and why we should pursue peace if possible but truth at all costs. 00:00 - Introduction & Catching Up 01:20 - Why John Wrote "The Lions of Mercer" 03:49 - Justice, Fiction, and Catharsis 07:15 - The Cry for Justice 08:07 - Modern Culture and Victimhood 08:51 - Loving the Good vs. Hating the Evil 11:44 - Redemption, Failure, and Public Dogpiling 13:01 - Loyalty, Forgiveness, and Standing by Brothers 16:14 - What Is "The Good"? 18:27 - Justice, Mercy, and the Role of Christ 20:15 - Judgement, Hypocrisy, and Accountability 23:07 - Integrity and Personal Alignment 24:39 - Happiness vs. Joy 26:39 - Teaching Discipline and Long-Term Thinking 27:03 - You Can Only Replicate Who You Are 28:22 - Wrestling With Faith and Christianity 29:02 - The Dangers of Atheism & Moral Relativism 31:05 - America's Moral Foundation 32:42 - Who Decides Morality? 34:12 - Rise of Socialism & Cultural Rejection 35:38 - New York, Ideology, and Consequences 36:36 - Unity vs. Compromise 38:41 - What Makes Someone American? 39:58 - Parenting, Boyhood, and Raising Men 40:45 - Why Boyhood Resurrected Was Written 42:38 - Risk, Adventure, and Rite of Passage 46:14 - Finding Balance in Parenting 47:09 - Trust, Risk, and Leadership in Marriage 51:27 - Why Should Your Wife Trust You? 52:21 - Leadership, Submission, and Marriage Dynamics 55:49 - Biblical Structure for Marriage 59:04 - Loving Leadership and Wise Authority 01:00:54 - Closing Thoughts & Transition to IC Segment 01:01:15 - Where to Find John Lovell 01:02:13 - Q&A Teaser Battle Planners: Pick yours up today! Order Ryan's new book, The Masculinity Manifesto. For more information on the Iron Council brotherhood. Want maximum health, wealth, relationships, and abundance in your life? Sign up for our free course, 30 Days to Battle Ready  

Mira Rivera and Rachelle Anne Warren tell stories about opening up & leaning into insecurities. 

On this Tuesday, Beau and Z are LIVE from MGM Northfield Park! Browns DT Great Phil Taylor joins the guys (1:18:00) to discuss the season so far. You'll also hear the Risk vs. Reward plays of the week with former Browns P Dave Zastudil (20:45). Plus, hear from Browns TE Harold Fannin Jr. (37:10) and get One Thought from every NFL game from week 12 (50:55).See omnystudio.com/listener for privacy information.

Truth Be Told with Booker Scott – A deadly breakdown in refugee vetting puts Americans at risk and leaves families grieving. Promised safeguards fail as dangerous individuals slip through unchecked systems. Political rhetoric, border mismanagement, and weak leadership collide with tragic consequences. Accountability, secure screening, and civic responsibility are demanded now to protect lives, restore trust, and defend the nation's...

Logan Davidson joins the show to talk about the fast-moving world of Ibogaine in American and why state-based leadership is shaping the future of psychedelic reform. Davidson is the executive director of Texans for Greater Mental Health, the legislative director at VETS, and a key strategist behind Texas' landmark interest in ibogaine research. He also advises for Americans for Ibogaine. His work sits at the intersection of science, policy, and lived experience, and this conversation offers a clear look into what is happening right now. Early Themes: The Rise of State Advocacy Davidson explains how he entered politics at nineteen and how his professional path merged with psychedelic policy work during the 2021 Texas legislative session. Through that first bill, he saw how science, bipartisan cooperation, and strong local leadership could advance major reform. Early discussion focuses on: How Texas became the first state to pass a major psychedelic research bill Why ibogaine became a central focus How the special operations community helped shift political momentum The personal mental health stories that shaped Davidson's commitment This section also highlights how Americans for Ibogaine entered the conversation through veterans, researchers, and state lawmakers who felt the urgency of the opioid crisis and traumatic brain injury. Core Insights: Ibogaine, Risk, and the New Research Model In the middle portion of the episode, Davidson breaks down the strategy, challenges, and promise behind ibogaine research and state-based policy innovation. Key insights include: The unique bipartisan environment in Texas Why stories from veterans and spouses moved lawmakers The importance of medical screening for cardiac risk Why research is essential for safety How states can use funding, revenue sharing, and public health goals to shape future access What policymakers are watching right now Effectiveness for opioid use disorder Data from traumatic brain injury studies Cardiac safety protocols The risk of untreated depression and addiction The national security implications of forcing service members to seek illegal care Davidson also explains why removing the psychedelic experience from the molecule remains controversial and why many researchers believe the full experience matters. Later Discussion and Takeaways: The Road Ahead for American Ibogaine In the final part of the conversation, Davidson speaks about the future of American Ibogaine and the broader psychedelic field. He outlines why local leadership matters, why federal funding, like what Psychedelic Medicine Coalition is supporting, could be the next major tipping point, and how big pharmaceutical companies may eventually enter the space through acquisitions or proprietary molecule development. Concrete takeaways include: States should expect clear benefits: lower-cost treatments, shared revenue, and local control Community leaders, not outsiders, often drive legislative wins The need for long-term safety data remains National security concerns highlight why regulated access must expand Federal research money could radically transform the pace and scale of studies He also encourages listeners to join or build local organizations, since nearly every major win comes from people who live in the state pushing from the ground up. Frequently Asked Questions Is Ibogaine safe? Ibogaine has cardiac risks that require medical screening and careful monitoring. Researchers stress that safety improves with proper protocols and more clinical data. Why is Ibogaine important for veterans? Many special operations veterans report major benefits for traumatic brain injury, PTSD, and addiction. Their stories have driven political momentum. How are states involved in Ibogaine research? States like Texas are funding clinical trials, drug development, shaping policy, and exploring revenue and access models to support long-term public health benefits. Will Ibogaine become federally supported in America? New federal interest, including major grants and bipartisan discussions, suggests that broader support may be coming in the next few years. Closing Thoughts This episode shows why the work of Logan Davidson sits at the center of today's psychedelic resurgence. It highlights a complex but hopeful moment where science, policy, and lived experience are beginning to align. As American Ibogaine research expands, state leaders, clinicians, veterans, and advocates all have a role in shaping a safer and more effective future for these treatments.

Years of housing market gains could be at risk, and it's not because of mortgage rates, the Fed, or the US government…it's because of sellers.  Since 2022, we've seen housing inventory rise, home prices stabilize (and fall in many major markets), and affordability slightly improve for buyers (thanks to higher supply and lower demand). But now, a new wave of “delistings” could put the future of the housing market in jeopardy. Sellers are refusing to settle, and they're walking away at the fastest pace in eight years. So, what's next? A housing crash? A continued correction? If the delistings continue, one scenario could come to fruition, and it's not what buyers want to hear. Dave walks through the new delistings data in this episode and shares some startling statistics on just how bad things are for young Americans. If the next generation can't buy or rent a home…what happens to the economy? In This Episode We Cover The “delisting” wave hitting an eight-year high and putting years of affordability gains at risk Correction or crash? Why sellers are far less desperate than most people think Markets with the most delistings and where inventory could start to reverse first Cracks in the US economy and the trouble that young Americans are in Lower rent growth for longer? What happens when college graduates CAN'T get a job (or rent an apartment/house)? And So Much More! Links from the Show Join the Future of Real Estate Investing with Fundrise Join BiggerPockets for FREE Sign Up for the On the Market Newsletter Find an Investor-Friendly Agent in Your Area On the Market 372 - New Recession Indicator Shows Americans Worse Off Than We Thought Dave's BiggerPockets Profile Grab Dave's Book, “Real Estate by the Numbers” Check out more resources from this show on ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠BiggerPockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.biggerpockets.com/blog/on-the-market-378 Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠advertise@biggerpockets.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠. Learn more about your ad choices. Visit megaphone.fm/adchoices

Ron Apke welcomes back Mike DeFrancisis to share how he scaled from wholesaling into high-profit land investing by focusing on large parcels, subdivides, and major entitlement projects. Mike explains why land offers faster deals, bigger margins, and less work, and breaks down his current 34-deal pipeline, projected $8M profit, his entitlement process, six marketing channels, and his best advice for new and scaling land investors. Join our free land investing community where you can reach out directly to Mike or connect with hundreds of other land investors: https://landinvestingonline.com/pages/discordWhat You Will Learn:- Why land investing beats other real estate strategies- How Mike scales large parcels, subdivides, and entitlements- His six top marketing channels for land deals- How he manages his business and team- Key advice for beginners and growing investors================================ 

We sit down with Karin Deutsch Karlekar of PEN America. The organization's Writers at Risk programs advocate for journalists, advocates, and academics who face threats around the world. A recent crackdown on free speech has affected American writers and their work. We discuss the state of free speech and what organizations like PEN America are doing to help protect it. In studio:Karin Deutsch Karlekar, Ph.D., director of Writers at Risk at PEN America---Connections is supported by listeners like you. Head to our donation page to become a WXXI member today, support the show, and help us close the gap created by the rescission of federal funding.---Connections airs every weekday from noon-2 p.m. Join the conversation with questions or comments by phone at 1-844-295-TALK (8255) or 585-263-9994, email, Facebook or Twitter. Connections is also livestreamed on the WXXI News YouTube channel each day. You can watch live or access previous episodes here.---Do you have a story that needs to be shared? Pitch your story to Connections.

In today's episode, I'm diving into some killer viewer questions—everything from Jerome Powell's rate dilemma and what the Federal Reserve's next move could mean for your portfolio, to the latest bounce in crypto and whether it's signaling real momentum or just shaking out the weak hands. We'll also break down the core of successful trading: building disciplined trade plan rules that actually hold up when the markets start throwing punches. Whether you're trading stocks, futures, options, or crypto, this Q&A hits the topics that move markets—and your bottom line. Listen now:

Markets kicked off the first trading week of December with a weak open but rallied off the lows. Despite some early sloppiness, the major indices remain well-above their 100-day moving average, and the MACD Buy signal remains intact. Momentum is rebuilding, and a basing pattern appears to be forming across the board, including the NASDAQ. The bigger headline today is Bitcoin. After a sharp pullback and several weeks of ETF outflows, Bitcoin is now oversold and flashing renewed buy-signal conditions. ETF inflows have returned, options activity is picking up on the long side, and the price action suggests a potential base forming—though confirmation will take time. A rally back toward the 100-DMA would still offer meaningful upside without implying new highs. Meanwhile, the U.S. Dollar continues to base following its recent rally, which has helped fuel short-term strength in Gold. Risk-on sentiment is beginning to re-emerge across asset classes as investors rotate back into markets heading into year-end. This pre-market update breaks down the technical backdrop, Bitcoin's improving structure, and what the risk-on rotation means for traders as we move through December. Hosted by RIA Chief Investment Strategist, Lance Roberts, CIO Produced by Brent Clanton, Executive Producer ------- Watch the Video version of this report on our YouTube channel: https://www.youtube.com/watch?v=lOg7kPGVEpM&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- REGISTER for our 2026 Economic Summit, "The Future of Digital Assets, Artificial Intelligence, and Investing:" https://www.eventbrite.com/e/2026-ria-economic-summit-tickets-1765951641899?aff=oddtdtcreator ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarketNews #BitcoinAnalysis #PreMarketUpdate #TechnicalAnalysis #TradingStrategy

Send us a textIn this episode of PT Snacks, we dive into the often-overlooked pillar of athletic performance: sleep. From injury prevention to muscle repair and hormonal balance, sleep plays a critical role in helping your athletes recover and perform at their best.Learn how sleep quality, quantity, and timing affect strength, endurance, and even muscle regeneration on a cellular level. Plus, get actionable tips on sleep hygiene, environmental tweaks, and the science behind scheduled napping.Intro: Why Sleep Shouldn't Be OverlookedThe Role of Sleep in Injury and RecoveryWhat Counts as Good Sleep?Performance Losses Linked to Sleep DeprivationHow Sleep Affects Muscle Repair at the Cellular LevelSleep Hygiene and Environmental StrategiesClosing Thoughts: Sleep as a Game ChangerSupport the showNeed CEUs? Unlock unlimited online courses, live webinars, and certification-prep programs with MedBridge. You'll get: Thousands of accredited, evidence-based courses across multiple specialties (PT, OT, AT, SLP) that count for state-license CEUs. Access anytime, from your office, phone, or home—perfect for busy clinicians. One annual subscription, no per-course fee. Special offers: Use code PTSNACKSPODCAST at checkout and save over $100. Students use code PTSNACKSPODCASTSTUDENT for a discounted annual plan. Studying for the NPTE? Check out PT Final Exam — they've helped thousands of students pass with confidence. Use code PTSnacks at checkout for a discount. Stay Connected! Follow so you never miss an episode. Send your questions via email to ptsnackspodcast@gmail.com Join the email list HERE Support the Show:Shar...

In this episode of 'The Crypto Rundown,' hosted by Mark Longo from the Options Insider Radio Network, the focus is on the latest developments in the cryptocurrency market. The episode delves into the trading activities, trends, and volatility within the crypto derivatives markets, with a particular spotlight on Bitcoin (BTC) and Ethereum (ETH). Greg Magadini from Amberdata joins the conversation to provide in-depth analysis on market movements, volatilities, and the digital asset class. The discussion covers topics such as the impact of global monetary policies on crypto markets, the performance and challenges of digital asset treasuries, the role of options trading platforms like Ibit and Deribit, and the strategic implications of staking in cryptocurrency investing. Additionally, the episode includes listener questions about staking practices and insights into altcoins such as Solana and Circle.

"This aint reality TV!" STREAM LINKS: Rumble (https://rumble.com/c/JeremyMacKenzie) Odysee (https://odysee.com/@JeremyMacKenzie:9/rc515:0) TwitterX (https://x.com/JeremyMacKenzi) Kick (https://kick.com/ragingdissident) ᚦᛖᚱᛖ•ᛁᛊ•ᚨ•ᛒᛖᛏᛏᛖᚱ•ᚹᚨᛁ • SOCIALS AND WEBSITE (https://kick.com/ragingdissident) • SUPPORT (https://ko-fi.com/diagolon)

In this episode of the Uplevel Dairy Podcast, Joe Kern of Ever Ag discusses critical market trends impacting the agricultural industry as we move towards 2026. Kern provides an in-depth analysis of global influences, margin pressures, and potential threats to farming businesses. The episode is sponsored by Uplevel Dairy Podcast, and it highlights how dairy producers can optimize their operations using tools like Milk Pay app. Joe Kern also shares his career journey, experiences, and the importance of adaptability and technological integration in the agriculture sector. Key discussions include the impact of government support programs, global protein demand, renewable energy trends, and challenges in the dairy market. The episode concludes with Kern's insights into strengths, weaknesses, opportunities, and threats (SWOT) for dairy producers, emphasizing cautious optimism and the critical role of being open to change.This Episode is brought to you by AdisseoThis episode is sponsored by Uplevel Dairy Podcast Founding Partner Adisseo, a global leader in nutritional solutions and premier provider of rumen-protected methionine for dairy producers who want to optimize milk production, capture more value from components, and maintain the health of their high-performing herds. Learn more at https://www.adisseo.com/en/00:00 Introduction to Market Trends and Dairy Industry Insights00:37 Sponsor Message: Uplevel Dairy Podcast01:23 Joe Kern's Background and Career Journey04:13 Current Role and Industry Involvement05:55 Global Economic Outlook and Dairy Industry Impact15:33 Renewable Energy and Biofuels in Agriculture18:35 Grain, Beef, and Dairy Market Trends20:59 Strengths, Weaknesses, Opportunities, and Threats for Dairy Producers24:20 Final Thoughts and Key Takeaways26:50 Conclusion and Closing Remarks

J Darrin Gross If you're willing, I'd like to ask you, Peter Roisman, what is the BIGGEST RISK?   Peter Roisman Well, the biggest risk, in my mind, for besides physical property itself, is the occupancy and and and the rental rates. So if you have an underperforming leasing team. And your occupancy drops into the 80s, you know. And at one point, 15% of the properties in Houston were under 85% you're at risk. That is, that is a high risk, too. So in to flip that, to address that risk, you have to be high performing at leasing, which, which means you're not at risk at all. You're lowering or reducing or removing risk. If you're a stabilized property performing at a high level, leading your sub market, yeah, that that one, you can check off the risk. You can still have storms, you can still have the other things that happen on a property. But if your revenue streams are solid. You You should never have a financial risk that way.   rev-leasing.com https://www.linkedin.com/in/peterroisman/  

Climate risks continue to increase in complexity, underscoring the urgent need to address their impacts through a strong focus on adaptation and resilience. At the same time, innovative insurance products and financing are helping climate and resilience investments become more accessible and viable. Last month's COP30, the United Nations Climate Change Conference, underscored the importance of accelerating adaptation and resilience efforts, given recognition of climate change as a present reality demanding immediate solutions. In this episode of Risk in Context, Marsh's Graeme Riddell, Nick Faull, and Rodrigo Suárez, and Marsh McLennan's Swenja Surminski discuss key takeaways from COP30, focusing on the implications and opportunities for risk managers navigating the complex challenges of climate adaptation and resilience. You can access a transcript of the episode here. Listen to our recent podcast, Unpacking water-related economic risks and solutions. For more insights and insurance and risk management solutions, follow Marsh on LinkedIn and X and visit marsh.com.

In this episode, Tamsin Ballard, Chief Investor Initiatives Officer at the PRI, reflects on a pivotal COP30 in Belém and what it means for investors navigating the next phase of the net zero transition. She is joined by Jan Kæraa Rasmussen, Head of ESG and Sustainability at PensionDanmark and member of the UN-convened Net-Zero Asset Owner Alliance Steering Group, and Daniel Gallagher, Senior Lead on Climate at the PRI. Both guests were closely involved in investor engagement around COP30, offering on-the-ground insights from São Paulo and Belém.Together, they unpack the shift from pledges to implementation, the growing involvement of finance ministries, and the rapidly evolving expectations for investors across mitigation, resilience and nature. They explore what COP30 delivered, and what still needs to happen to unlock the capital required for a global, just and investable transition.OverviewCOP30 marked a step change in how investors were integrated into climate discussions, with strong participation from finance ministries, MDBs, asset owners and global policymakers.From São Paulo to Belém, conversations were more grounded in real-economy transition needs, with a stronger focus on:scaling finance to emerging markets and developing economies (EMDEs)strengthening NDC quality and investabilityreforming multilateral development banks (MDBs)mobilising catalytic capital for climate and naturerecognising the centrality of the climate-nature nexusJan and Daniel reflect on why investors must remain at the table, how policy signals are evolving, and what COP30 revealed about both the opportunities and risks in a multi-speed global transition.Detailed CoverageFrom pledges to implementationCOP30 reinforced that international negotiations alone cannot deliver the speed or scale required. Brazil's presidency emphasised an action agenda bridging policy and the real economy, pushing for greater alignment between investor needs and national transition pathways.Investment flows and the net zero transitionDaniel highlights PRI's latest analysis presented in Sao Paolo on investment flows to the clean energy transition, yet stresses ongoing misalignment between where capital is flowing and where it is most needed, particularly in EMDEs.

The Trump administration recently announced plans to dramatically expand deep-sea mining in the western Pacific. Indigenous and local leaders are pushing back hard. KCSB's Juliana Chandler has the story.

www.marktreichel.comhttps://www.linkedin.com/in/mark-treichel/Episode SummaryIn this archive episode of With Flying Colors, Mark sits down with Todd Miller — longtime NCUA expert, former Director of Special Actions, and member of the CU Exam Solutions team — to break down one of the most misunderstood and under-optimized tools in credit union governance: the board package.Boards get in trouble not because they don't care, Todd explains, but because they are often misinformed, overwhelmed, or kept in the dark. A well-designed board package solves that — if it's built with the right mix of clarity, consistency, and candor.Todd explains:What high-performing board packages includeWhy “size and complexity” shape reporting expectationsThe danger of data dumps, inconsistent formatting, and detail overloadHow to pair dashboards with strong qualitative narrativesThe one question every executive should answer in their reportsWhy peer comparisons matterHow risk appetite, strategic plans, and deviation explanations must tie togetherReal-world stories from troubled and well-run credit unionsHow to avoid examiner criticism by aligning reporting with actual riskThis episode is full of practical actions your board and leadership team can apply immediately.Key Themes & Takeaways1. Great Board Packages Balance Qualitative + Quantitative ReportingTodd outlines a simple principle: Board reports should demonstrate management's compliance with the business plan, board policies, and the credit union's risk appetite. transcript Board Packages Todd …Boards need both data and narrative to understand where the credit union is, how it got there, and where it's going.2. Consistency Builds Board TrustFrom formatting to color-coding to dashboards, consistency helps directors quickly understand risk without getting bogged down.Inconsistent layouts or disorganized reporting create confusion and can lead to micromanagement or oversight failures.3. Avoid the “Data Dump” TrapTodd highlights that many troubled credit unions had mountains of data… but no clarity. Board packets that keep expanding over time—without periodic pruning—bury critical insights.Annual reviews of what stays, what goes, and how information is summarized are essential.4. Dashboards Are Critical — But Must Be Thoughtfully BuiltDashboards should show:Where the CU has beenWhere it is nowWhere it's trending nextThey must also be paired with narrative analysis to flag:VariancesDeviations from strategic/annual plansNew risksNew opportunities5. The Biggest Blind Spot: Credit Risk ReportingCredit risk is the No. 1 cause of failures. Todd explains how to reduce hundreds of pages into 2–3 meaningful pages with:Risk migration visualsLTV + credit score overlaysPortfolio trendsBusiness loan concentration & large-borrower exposure6. Committees Create Risk — and Reporting ObligationsALCO, lending, IT, risk committees… Boards need visibility but not minutiae.Todd walks through how well-run credit unions:Summarize committee outputElevate red flagsKeep the board focused on strategy, not operations7. Real-World Stories—The Good, The Bad, The UglyTodd shares examples of:39 unprofitable branches hidden in an overly detailed packetBoards blindsided by marijuana banking risk and resulting finesA $4 million depositor walking out because the board lacked contextThese stories underscore the need for transparency, context, and prioritization.Why This MattersA strong board package:Improves governanceEnhances regulator confidencePrevents surprisesSupports faster, cleaner examsKeeps boards strategicHelps management demonstrate competence and controlThis episode is a must-listen for CEOs, CFOs, lending executives, and directors looking to elevate their governance culture.

The Go Radio Football Show: 2nd of December, 2025. Join host Paul Cooney alongside Celtic Hero Charlie Mulgrew and Award Winning Journalist Mark Guidi in Association with Burger King. This is a catch-up version of the live, daily Go Radio Football show.  Don't miss it – PLAY and HIT SUBSCRIBE, and NEVER miss an episode! Celtic's interim boss Martin O'Neill prepares for his final game, while Wilfried Nancy waits in the wings to take over. The panel debates whether the timing of the managerial change is a masterstroke or a massive gamble ahead of a cup final and crunch league fixtures. Martin O'Neill's Farewell: Six wins out of seven—has he earned the right to lead Celtic into the cup final? Wilfried Nancy's Arrival: What tactical revolution awaits Celtic? Back three, wing-backs, and attacking rotations—Charlie breaks it down. Rangers Reality Check: After a disappointing draw with Falkirk, are Rangers out of the title race? Danny Röhl's January transfer plans revealed. Fan Frustration & Boardroom Drama: Celtic's Green Brigade suspension and Rangers' recruitment woes—what's really going on behind the scenes? Motherwell's Rise & Hearts' Limitations: Can Motherwell break into the top four? Why Hearts lack the mentality to win the league. Scotland at the World Cup: Squad dilemmas—should Callum McGregor come out of international retirement? Women's Game Spotlight: Caroline Weir's Ballon d'Or nomination and her inspirational comeback story. The Go Radio Football Show, weeknights from 5pm-7pm across Scotland on DAB, Online, Smart Speaker and on the Go Radio App. IOS: https://apps.apple.com/gb/app/go-radio/id1510971202  Android: https://play.google.com/store/apps/details?id=uk.co.thisisgo.goradio&pcampaignid=web_share  In Association with Burger King. Home of the Whopper, home delivery half time or full time, exclusively on the Burger King App  https://www.burgerking.co.uk/download-bk-app. Follow us @thisisgoradio on Instagram, Facebook, LinkedIn and Tik Tok  Watch on YouTube: https://www.youtube.com/watch?v=mbsfwnlMFeI&list=PLBoA8NYTpHtcqoS3M5IrA0C7K-iCmvg-F For more Go Creative Podcasts, head to: https://thisisgo.co.uk/podcasts/   Facebook: https://www.facebook.com/share/1ATeQD... 

Afib is on the rise with significant effects on morbidity and mortality. The stagnation of blood in the left atrium and left atrial appendage (LAA) places patients at risk for thromboembolism and stroke. By ligating or closing off the LAA, the risk can be significantly reduced. This intervention offers a valuable alternative to medication, improving safety and quality of life for patients through a minimally invasive, durable stroke prevention strategy. Learn more about the procedure and steps for referring your eligible patient. https://chads2vasccalculator.com/https://www.watchman.com/en-us-hcp/oac-alternative.html?utm_source=oth_site&utm_medium=display-direct&utm_campaign=ic-wm-us-dtr-hcp_app&utm_content=pcna_podcast_oac_alternative-n-n-n&cid=dsp10020937https://www.watchman.com/en-us-hcp/patient-selection-referrals/patient-pre-screening-tool.html?utm_source=oth_site&utm_medium=display-direct&utm_campaign=ic-wm-us-dtr-hcp_app&utm_content=pcna_podcast_patient_screener-n-n-n&cid=dsp10020938https://pcna.net/resource/afib-prepare-for-your-next-visit-discussion-guide/https://pcna.net/resource/the-beat-goes-on-living-with-atrial-fibrillation-online-interactive-patient-guide/https://pcna.net/resource/afib-and-stroke-infographic/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Afib is on the rise with significant effects on morbidity and mortality. Afib is a progressive disease with various treatment methods to match to your patients' risk factors and health goals. Stroke prevention is a crucial risk factor to evaluate on the progressive journey of a patient experiencing Afib. Learn more about the assessment and identification of patients with Afib at risk for stroke and next steps in prevention.https://www.ahajournals.org/doi/10.1161/CIR.0000000000001193https://chads2vasccalculator.com/https://www.uptodate.com/contents/image?imageKey=HEME%2F75259https://pcna.net/resource/afib-prepare-for-your-next-visit-discussion-guide/https://pcna.net/resource/the-beat-goes-on-living-with-atrial-fibrillation-online-interactive-patient-guide/https://pcna.net/resource/afib-and-stroke-infographic/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Current government laws often lead to children of Indonesian descent without knowing they have lost their Indonesian citizenship due to administrative errors. - Undang-undang pemerintah saat ini sering menyebabkan anak-anak keturunan Indonesia tanpa mengetahui telah kehilangan kewarganegaraan Indonesia mereka karena kesalahan administratif.

Welcome to RIMScast. Your host is Justin Smulison, Business Content Manager at RIMS, the Risk and Insurance Management Society.   In this episode, Justin interviews two guests who presented at the RIMS ERM Conference 2025 in Seattle, Washington. First, Dr. Gav Schneider, Group CEO Risk 2 Solution Group and Founder, Institute of Presilience Risk 2 Solution, and second, Shreen Williams, Founder & CEO, Risky Business SW, LLC, and a member of the RIMS Rising Risk Professional Advisory Group. Dr. Schneider explained the meaning of Presilience and risk intelligence in ERM. Shreen Williams discussed the cognitive biases that can be mitigated through the six stages of an ERM Framework. Listen for insights into implementing an ERM Framework in your organization.   Key Takeaways: [:01] About RIMS and RIMScast. [:17] About this episode of RIMScast. Our interviews were recorded live on site at the RIMS ERM Conference 2025 in Seattle. Our guests are Dr. Gav Schneider and Shreen Williams. We're going to have fun in this episode! But first… [:48] The next Virtual RIMS-CRMP Exam Prep will be held on December 9th and 10th. From December 15 through the 18th CBCP and RIMS will present the RIMS-CRMP Exam Prep Boot Camp. [1:05] Another virtual course will be held on January 14th and 15th, 2026. These are virtual courses. Links to these courses can be found through the Certifications page of RIMS.org and through this episode's show notes. [1:18] RIMS Virtual Workshops! "Managing Data for ERM" will be led again by Pat Saporito. That session will start on December 11th. Registration closes on December 10th. RIMS members always enjoy deep discounts on the virtual workshops. [1:37] The full schedule of virtual workshops can be found on the RIMS.org/education and RIMS.org/education/online-learning pages. A link is also in this episode's notes. [1:48] The RIMS CRO Certificate Program in Advanced Enterprise Risk Management is hosted by the famous James Lam. This is a live, virtual program that helps elevate your expertise and career in ERM. [2:01] You can enroll now for the next cohort, which will be held over 12 weeks from January through March of 2026. Registration closes on January 5th. Or Spring ahead and register for the cohort held from April through June of 2026. Registration closes on April 6th. [2:21] Links to registration and enrollment are in this episode's show notes. [2:25] This episode was recorded at the RIMS ERM Conference 2025. We've covered a lot of ERM ground in the last few episodes, and for those who want to catch up, I've included a link to the RIMS ERM Special Digital Edition of Risk Management magazine in this episode's notes. [2:49] RIMScast ERM coverage is linked as well. Enhance your ERM knowledge with RIMS. [2:54] On with the show! We are following up last week's episode with ERM Global Award of Distinction winner Sadig Hajiyev by featuring interviews with two of the presenters who appeared at the RIMS ERM Conference, Dr. Gav Schneider and Shreen Williams. [3:12] Long-time RIMScast listeners may remember Dr. Gav Schneider from an episode in November of 2023. We were delighted that he made the trip all the way from Australia to join us at the ERM Conference in Seattle. [3:27] Dr. Gav is the Group CEO at Risk2Solution Group and the Founder of the Institute of Presilience. The title of his session on November 17th was "Embedding Presilience and Risk Intelligence into ERM." This harkens back to his prior episode about wicked problems. [3:45] We're going to start there and discuss how presilience takes that thinking to the next level for ERM leaders, and we're going to get some of his risk philosophies and have a great time. Let's get to it! [3:56] Interview! Dr. Gav Schneider, welcome back to RIMScast! [4:24] Dr. Schneider is here at the RIMS ERM Conference for the first time. It's the second-highest-attended ERM Conference in RIMS history. His session, later today, is called "Embedding Presilience and Risk Intelligence into ERM." [4:54] On Dr. Schneider's last visit to RIMScast, he talked about wicked problems. How does presilience take that mindset and thinking to the next level for ERM? [5:08] Dr. Schneider says the core idea of ERM is about getting scalable decision-making, recording, and outcomes, in terms of risk, for your organization. More and more, our organizations are facing these wicked problems. [5:25] We can't function anymore in a world of absolutes. When we plug risk intelligence into the way we think, act, and plan, we become adaptive. We also become opportunity-centric. [5:37] A wicked problem is not easily solved. When you implement a solution, it often leads to more problems. You have to be able to learn. If you can't learn, you can't adapt. [6:17] What are the core components of the Presilience Framework? Dr. Schneider says, simplistically, we think about tackling risk at three levels: the self, the team, and the organization. Then we overlay that with people and process, connected through leadership. [6:34] To make that work, we have to develop a set of core attributes: situational awareness, critical thinking, enhanced decision-making, effective and directive coms, the ability to act and enact, and the ability to learn and grow. [6:46] When you can plug that into your architecture, leveraging insight, hindsight, and foresight, you then can make the right calls about whether or not to do something. It becomes an overlay model for most ERM-type structures, where we can plug the human piece into the system. [7:15] Dr. Schneider says the core aim of ERM turns risk management into a team sport, with everyone across an organization reporting, collaborating, and understanding to make great decisions about where the organization is and where it's going, not where we think it is. [7:32] To do that, we need to plug certain things into the ecosystem of the organization, some of which are policies, procedures, and tech. Most ERM experts do that. The piece that we've ignored is the human part, because it's hard. [7:49] Dr. Schneider has compiled The Organizational Risk Culture Standard. It took about nine months of work. It was a thorough process. Five experts wrote it, 15 peers reviewed it, and 11 organizations have approved it, endorsed it, and are supporting it. [8:09] For years, Dr. Schneider had heard that organizations would not focus on human-centricities that they couldn't measure. [8:17] Dr. Schneider's framework has 10 domains with a maturity model that aligns beautifully with RIMS's ERM Model. It's built to encapsulate and incorporate ISO 31000 and COSO. Dr. Schnieider has just released it, free to download. [8:39] Dr. Schneider is excited about presenting his session in a couple of hours. Everyone tells him that the RIMS ERM Conference is the sharp end of the spear, with the smartest risk people. The session is "Embedding Presilience and Risk Intelligence into ERM." [9:10] Session attendees will learn about risk intelligence. Dr. Schneider's definition is an applied attribute or living skill that enables you to seize upside opportunities while you manage potential negative outcomes. [9:44] When you speak of risk intelligence as a living skill and applied attribute, it becomes an ability to scale great decision-making. You want risk-intelligent people, working in risk-intelligent teams, empowered and structured into a risk-intelligent organization. [10:18] Dr. Schneider says if we can't get those three layers to integrate and work together, you get frustrated stakeholders. Get your ERM team working to get everyone to understand the basics of risk reporting, using the metrics, and sharing information. [10:33] Justin compares it to the gears in a watch. Dr. Schneider agrees; there's not one moving piece, it's a complex ecosystem in most organizations because humans are complex. We're relying on tech and on variables we don't control. [10:46] Dr. Schneider says, in the conference, everyone's accepted how disruptive the current climate is, how difficult it is to forecast, and how uncertainty and volatility are dominating. [10:59] With that in mind, we've got to think of it differently. You can't force people to adopt a system and think it will work. If you want to get a high-performance culture, ERM is an incredibly useful tool, but only if people want it, like it, want to use it, and understand the benefit it adds. [11:17] Dr. Schneider thinks ERM is going to take a massive leap forward because of generative AI and because we've done well in process-based risk management. There are models, standards, and tools we can reference on how to do this. [11:32] Why most organizations fail is that people don't understand people and the drivers people have. The one thing that Dr. Schneider would love people to take away from his session is that "I have to start with me." [11:43] Dr. Schneider continues. If I'm trying to get people to do something, I need to understand the voice in my head, what's coming out of my mouth, and what my actions are. If I can't control that, what makes me think I'm going to change organizational culture? [11:54] It starts with me. Then I can move to us, and we can get this high-performing risk team. If I can get a high-performing risk team, now we are ready to take it through the organization. We can be the real value-add. [12:06] The risk departments of the future are not going to be what they were or what they are now. They're not going to be compliance departments anymore. [12:14] Risk departments of the future are going to be insight, hindsight, and foresight departments. They're going to create understanding of what's happened, what's happening, and what we need to do to capitalize on opportunity, while we manage downside. [12:34] Dr. Schneider points out that if we're looking at the same thing, we see something different. That's great for managing bias, but terrible if we can't align because we'll each think we're right, and pull apart. [12:47] One of the missions is to develop adaptable, high-performing humans who can leverage tach, collaborate, and solve problems. That's the future of risk management. [13:05] Dr. Gav Schneider, I look forward to popping into your session today. It is called "Embedding Presilience and Risk Intelligence into ERM." [13:19] Quick Break! RISKWORLD 2026 will be held from May 3rd through the 6th in Philadelphia, Pennsylvania. RISKWORLD attracts more than 10,000 risk professionals from across the globe. It's time to Connect, Cultivate, and Collaborate with them. Booth sales are open now! [13:42] Registration is open for RIMS members. General registration and speaker registration will open on December 3rd. Marketplace and Hospitality badges will be available starting on March 3rd. Links are in this episode's show notes. [13:55] Let's Bring out Our Next Guest, the Founder and CEO of Risky Business SW LLC, Shreen Williams! [14:05] If you are a regular reader of RIMS Risk Management magazine, you may recognize her name from the byline of a recent article, "How to Overcome Cognitive Biases in Risk Management." [14:19] Shreen is also a member of the Rising Risk Professional Advisory Group here at RIMS. She presented at the ERM Conference a session in the Foundational Level, called "Beating the Bias: Exposing and Combating Cognitive Biases in ERM." [14:35] Justin sat in on this session, and he had some follow-ups about cognitive biases and how they relate to ERM and risk management, generally. If you missed the session or have not yet read the article, this will give you a taste of what you missed or what you're going to read. [14:53] We're going to have a lot of fun! Let's get to it! [14:56] Interview! Shreen Williams, welcome to RIMScast! [15:05] Justin sat in on Shreen's session, "Beating the Bias: Exposing and Combating Cognitive Biases in ERM." Shreen explains that there are more than 150 biases from the standpoint of the psychology of human behavior. [15:29] Shreen focuses on the ones that are relevant to the ERM process. There are more than enough. In her presentation, Shreen focused on seven biases. The lifecycle for the ERM process has six stages. Five stages cover one bias each; the Risk Assessment stage covers two biases. [16:00] Justin mentions that for anyone who attended, the handout is available through the RIMS Events App. Shreen says she also put a QR code on the deck, so if you got the deck, you have that code, as well. [16:27] Shreen has an audio-visual platform she uses to get her thought leadership content out about what she loves most. She calls herself a risk nerd. She likes talking about the discipline in a way that's accessible and digestible to the end user. [16:43] Shreen says most of the time, you'll see the term ERM delivered in such a complex and jargon-filled way that it turns folks off who are not in this sector. That leads to confusion, overwhelm, and killing their engagement. [16:54] Shreen loves doing interviews to talk about the discipline in a way that is approachable, accessible, and digestible to the end user without any academic discipline. [17:05] In her session, Shreen said that cognitive biases often embed themselves in ERM processes without detection. Shreen describes a bias in the first stage of the ERM process life cycle, Identification. The bias that creeps in is Complexity Bias. [17:33] Shreen says that Complexity Bias is when organizations or people believe that the more complex something is, the more superior it is. It's not always true, and it's the worst posture to have in ERM. [17:48] Shreen gives a Complexity Bias example. A company hires a consultant to create an ERM Program and gets a 200-page framework to give to employees. The executives feel smart. The front-line employees are overwhelmed. It's too complex. It can't be operationalized. [18:13] You don't have consistent risk participation because the people don't know how to do it. [18:17] Shreen explains her technique to handle Complexity Bias. If you can't explain something in two minutes or less, go back to the table and try again. The more digestible you make the lingo, the more it will stick. [18:39] Shreen is a visual learner. She sees things clearly if you show them in an infographic. Different generations may learn differently. Shreen is very close to Gen Z. They keep her young! They also give her fresh perspectives on the discipline. [19:09] Ten years ago, most of the college curriculum for risk management was highly insurance-centric: actuary, underwriting, claims adjudication. [19:21] Shreen started in the banking sector, where ERM is prevalent and mature. Other industries didn't see the need for it. There were no regulatory requirements for it. [19:30] From the young people she coaches and mentors, Shreen has seen that universities are now teaching not only the insurance side but also ERM, and are framing the discipline as Risk Resilience.  [19:51] Shreen says young people are graduating with a broader perspective of the discipline, which opens opportunities for them. [20:00] Shreen has said she was the sober adult in the room while the leadership doused itself in champagne. She embraced that role when she joined the tech sector. Before then, Shreen worked for companies in heavily regulated industries: finance, transportation, and government. [20:18] Shreen says tech is completely night and day different from those industries. She says it's a hyper-close space. You have to get to things quickly and tell leaders what you are going to do immediately. You have about three minutes in front of the board. You have to be quick. [20:31] You have to be highly visual. You don't need 50 bullet points on the screen to make your point. You should be the expert. The visual just makes it more accessible to the people. [20:46] Shreen explains Premortem Analysis. We all talk about postmortems and after-actions. This makes ERM practitioners cringe. [21:05] Everything that happened was something you told the people was something on the table, and no one took you seriously, so now you're reactive and resolving whatever risk materialized. [21:16] Premortems are a favorite of Shreen's because you get to work through whatever that scenario is or that initiative is and flesh it out, from end to end. Then you reverse-engineer it and go back for each opportunity or risk you identify, good or bad, and you get to the best response. [21:30] If the initiative gets approved, you've already flushed out everything that could go wrong. [21:51] Shreen told a joke during the session that if you want your initiative to die, take it to ERM, and they'll tell you no. Shreen says, No, take it to ERM to get a clear and confident Yes. [22:14] Justin tells Shreen, You left us yesterday with a great sentiment that bias is not the enemy, blindness is. That hearkens back to everything in a premortem analysis. [22:27] Shreen's final words to the audience: "For those who are new to the discipline, do not be turned away or feel like you're not enough or something's wrong with you because you don't understand it. It's not you. It's likely the person or textbook you're getting information from. [22:40] "Most of the things that teach about ERM are highly theoretical. If you can find someone to align with, someone who's a mentor to you, see what they do, and how they go about it, highs and lows, you'll learn a lot more about the discipline hands-on than from any book. [22:55] Blindness and blind spots you cannot see. Sometimes you're focused like a racehorse with blinders on. With blinders on, you cannot avoid bias. Humans are a big part of the process. With humans come human biases. [23:21] The mitigant for bias is to have an awareness of it and have your little toolbox of those leading biases that you can go around to mitigate. [23:31] Justin says, Shreen, it's been such a pleasure. [23:36]  Special thanks once again to Dr. Gav Schneider and Shreen Williams for joining us here on RIMScast. They were fantastic speakers. I've got links to Dr. Schneider's prior episode and Shreen's RIMS Risk Management magazine article in this episode's show notes. [23:54] Be sure to check out last week's episode with Sadig Hajiyev, one of the two winners of the RIMS ERM Global Award of Distinction. For more ERM Conference coverage, check out the RIMS LinkedIn page for all sorts of photos, videos, and coverage of this fantastic event. [24:11] We had a great time, and we look forward to seeing you next year in Washington, D.C. for the RIMS ERM Conference 2026. [24:19] Plug Time! You can sponsor a RIMScast episode for this, our weekly show, or a dedicated episode. Links to sponsored episodes are in the show notes. [24:47] RIMScast has a global audience of risk and insurance professionals, legal professionals, students, business leaders, C-Suite executives, and more. Let's collaborate and help you reach them! Contact pd@rims.org for more information. [25:04] Become a RIMS member and get access to the tools, thought leadership, and network you need to succeed. Visit RIMS.org/membership or email membershipdept@RIMS.org for more information. [25:22] Risk Knowledge is the RIMS searchable content library that provides relevant information for today's risk professionals. Materials include RIMS executive reports, survey findings, contributed articles, industry research, benchmarking data, and more. [25:38] For the best reporting on the profession of risk management, read Risk Management Magazine at RMMagazine.com. It is written and published by the best minds in risk management. [25:52] Justin Smulison is the Business Content Manager at RIMS. Please remember to subscribe to RIMScast on your favorite podcasting app. You can email us at Content@RIMS.org. [26:04] Practice good risk management, stay safe, and thank you again for your continuous support!   Links: RIMS-CRO Certificate Program In Advanced Enterprise Risk Management | Jan‒March 2026 Cohort | Led by James Lam RIMS-Certified Risk Management Professional (RIMS-CRMP) RISKWORLD 2026 Registration — Open for exhibitors, members, and non-members! Reserve your booth at RISKWORLD 2026! The Strategic and Enterprise Risk Center RIMS Diversity Equity Inclusion Council RIMS Risk Management magazine | Contribute RIMS ERM Special Edition 2025 RIMS Newsroom: "Two Dynamic ERM Programs Win Top Honor at RIMS ERM Conference 2025" RIMS Risk Management Magazine: "How to Overcome Cognitive Biases in Risk Management" RIMS Now RISK PAC | RIMS Advocacy | RIMS Legislative Summit SAVE THE DATE — March 18‒19, 2026 Upcoming RIMS Webinars: RIMS.org/Webinars   Upcoming RIMS-CRMP Prep Virtual Workshops: RIMS-CRMP Exam Prep December 9‒10, 2025, 9:00 am‒4:00 pm EST, Virtual CBCP & RIMS-CRMP Exam Prep Bootcamp: Business Continuity & Risk Management December 15‒18, 2025,  8:30 am‒5:00 pm EST, Virtual Full RIMS-CRMP Prep Course Schedule "Leveraging Data and Analytics for Continuous Risk Management (Part I)" | Dec 4. See the full calendar of RIMS Virtual Workshops RIMS-CRMP Prep Workshops   Related RIMScast Episodes: "RIMS ERM Global Award of Distinction 2025 Winner Sadig Hajiyev — Recorded live from the RIMS ERM Conference in Seattle!" "Risk Rotation with Lori Flaherty and Bill Coller of Paychex" "Energizing ERM with Kellee Ann Richards-St. Clair" "AI and the Future of Risk with Dan Chuparkoff" (RIMS ERM Conference Keynote) "Talking ERM: From Geopolitical Whiplash to Leadership Buy-In" with Chrystina Howard of Hub "Shawn Punancy of Delta Flies High With ERM" "Tom Brandt on Growing Your Career and Organization with ERM" "James Lam on ERM, Strategy, and the Modern CRO" "Risk Quantification Through Value-Based Frameworks" "Solving Wicked Problems with Dr. Gav Schneider" (2023)   Sponsored RIMScast Episodes: "Secondary Perils, Major Risks: The New Face of Weather-Related Challenges" | Sponsored by AXA XL (New!) "The ART of Risk: Rethinking Risk Through Insight, Design, and Innovation" | Sponsored by Alliant "Mastering ERM: Leveraging Internal and External Risk Factors" | Sponsored by Diligent "Cyberrisk: Preparing Beyond 2025' | Sponsored by Alliant "The New Reality of Risk Engineering: From Code Compliance to Resilience" | Sponsored by AXA XL "Change Management: AI's Role in Loss Control and Property Insurance" | Sponsored by Global Risk Consultants, a TÜV SÜD Company "Demystifying Multinational Fronting Insurance Programs" | Sponsored by Zurich "Understanding Third-Party Litigation Funding" | Sponsored by Zurich "What Risk Managers Can Learn From School Shootings" | Sponsored by Merrill Herzog "Simplifying the Challenges of OSHA Recordkeeping" | Sponsored by Medcor "How Insurance Builds Resilience Against An Active Assailant Attack" | Sponsored by Merrill Herzog "Third-Party and Cyber Risk Management Tips" | Sponsored by Alliant   RIMS Publications, Content, and Links: RIMS Membership — Whether you are a new member or need to transition, be a part of the global risk management community! RIMS Virtual Workshops On-Demand Webinars RIMS-Certified Risk Management Professional (RIMS-CRMP) RISK PAC | RIMS Advocacy RIMS Strategic & Enterprise Risk Center RIMS-CRMP Stories — Featuring RIMS President Kristen Peed!   RIMS Events, Education, and Services: RIMS Risk Maturity Model®   Sponsor RIMScast: Contact sales@rims.org or pd@rims.org for more information.   Want to Learn More? Keep up with the podcast on RIMS.org, and listen on Spotify and Apple Podcasts.   Have a question or suggestion? Email: Content@rims.org.   Join the Conversation! Follow @RIMSorg on Facebook, Twitter, and LinkedIn.   About our guests: Dr. Gav Schneider, Group CEO Risk 2 Solution Group / Founder Institute of Presilience Risk 2 Solution   Shreen Williams, Founder & CEO, Risky Business SW, LLC Also a member of the RIMS Rising Risk Professional Advisory Group   Production and engineering provided by Podfly.  

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Christians say, "We just need revival!"—but we've had revivals, and the nation is still in chaos. Revival alone doesn't change a nation—reformation does, and it's time for the church to wake up and take action!   Podcast Episode 1953: When God is Leading You, There Is This Element of Risk | don't miss this! Listen to more episodes of the Lance Wallnau Show at lancewallnau.com/podcast

About this episode: For over two years, the city of Bangor, ME, has been in the throes of a serious HIV outbreak, exacerbated by a combination of local political battles and negative perceptions of drug users and unhoused people. In this episode: Aneri Pattani, who has been reporting on this outbreak, discusses the challenges of tracking transmission and treating those infected, and how harm reduction measures might finally turn the tide. Guests: Aneri Pattani, MPH, is a senior correspondent at KFF Health News, where she focuses on mental health and substance use disorders. Host: Stephanie Desmon, MA, is a former journalist, author, and the director of public relations and communications for the Johns Hopkins Center for Communication Programs. Show links and related content: An HIV Outbreak in Maine Shows the Risk of Trump's Crackdown on Homelessness and Drug Use—KFF Health News Penobscot County HIV Outbreak—Maine Center for Disease Control & Prevention Rapid Assessment Amid an Injection Drug Use-Driven HIV Outbreak in Massachusetts' Merrimack Valley: Highlights from a Case Study—AIDS and Behavior Transcript information: Looking for episode transcripts? Open our podcast on the Apple Podcasts app (desktop or mobile) or the Spotify mobile app to access an auto-generated transcript of any episode. Closed captioning is also available for every episode on our YouTube channel. Contact us: Have a question about something you heard? Looking for a transcript? Want to suggest a topic or guest? Contact us via email or visit our website. Follow us: @‌PublicHealthPod on Bluesky @‌JohnsHopkinsSPH on Instagram @‌JohnsHopkinsSPH on Facebook @‌PublicHealthOnCall on YouTube Here's our RSS feed Note: These podcasts are a conversation between the participants, and do not represent the position of Johns Hopkins University.