Podcasts about AIF

Welcome to Life in the Leadership Lane where I am talking to leaders making a difference in the workplace and in our communities. How did they get to where they are and what are they doing to stay there! Buckle up and get ready to accelerate in the Leadership Lane! This week, I am talking with Brandon McCormick, CFP, AIF, CRPS, CPFA, Partner and Advisor, Prime Capital Financial, and2026 DallasHR President.How did Brandon get started in his career and whatled him to finance and leadership?What does Brandon share about the finance market?hat does Brandon share about “finding his lane”?What does Brandon share about building trust?What does Brandon share about goals and risktolerance? What does Brandon share about volunteer leadership?What does Brandon share about certification value?What advice does Brandon share to help others in theworkplace? …and more as we spend “Time to Accelerate” with afew more questions. Interview resources:Favorite quote from Brandon:“Keep moving forward. When you look back, you'll realize how far you have come.”Connect with Brandon on LinkedInVisit Prime CapitalVisit DallasHRLearn more about the podcast host Bruce WallerCheck out Bruce's books Drive With Purpose: Move Your Career from Success toSignificance (#1 New Released book on Amazon)Life in the Leadership Lane; MovingLeaders to Inspire and Change the Workplace Find Your Lane; Change yourGPS, Change your Career (“Book Authority” Best Books)Milemarkers; A 5 Year Journey …helping you record daily highlights to keep you on track.Connect with Bruce on LinkTreeSubscribe to Bruce's Blog “Move to Inspire” Get relocation support for your next household goods orcommercial office move across the US by reaching out to Bruce at bwaller@goarmstrong.com or visit The Armstrong Company

Starting in 2026, higher income workers over 50 are required to make 401k catchup contributions on a Roth basis, one of the more controversial provisions of the SECURE Act 2.0. Donna discusses how this change reduces the potential for tax deferred growth for those affected while increasing government revenue, and some of the likely implementation hurdles. Also, on MoneyTalk, considerations for the year leading up to retirement. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 1/12/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

In this episode, Miguel Gonzalez breaks down the top financial red flags by decade—and how to course-correct before they impact your future.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#CortburgSpeaksRetirement #MoneyMistakes #FinancialWellness #30sFinance #40sFinance #50sFinance #FinancialPlanning #RedFlags #MiguelXGonzalez #SmartMoneyMoves #DebtFreeJourney #EmergencyFund #RetirementReady #LifestyleCreep #BudgetTips #PersonalFinance #WealthBuilding #Cortburg #FinancialConfidence #MidlifeMoneyWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Inheriting money from a spouse is a pretty straightforward process, but when money is passed down from parents or other family members, the rules get a bit more complicated. Donna and Nathan discuss the process of distributing assets from a non-spousal inheritance. Also, on MoneyTalk, Stock Trivia: Battle of the Sowas. —Indexed annuities are insurance contracts that, depending on the contract, may offer a guaranteed annual interest rate and some participation growth, if any, of a stock market index. Such contracts have substantial variation in terms, costs of guarantees and features, and may cap participation or returns in significant ways. Any guarantees offered are backed by the financial strength of the insurance company, not an outside entity. Investors are cautioned to carefully review an index annuity for its features, costs, risks, and how the variables are calculated. — Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 1/6/2026; Original Air Date: 7/1/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

A new year is the perfect time to reset your financial life. Miguel Gonzalez shares 5 easy habits to help you start strong, stay consistent, and make 2026 your most financially confident year yet.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Retirement planning is mainly focused on the math, but there is much more to aging than surviving financially, and today’s advisors are taking a more holistic approach to serving their senior clients. Donna discusses how longevity planning is providing a more comprehensive solution to the needs of the retirement community. Also, on MoneyTalk, hurdles you may face during your first year of retirement. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 1/5/2026. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

With over $13 trillion held in IRAs today, they are far and away the most popular retirement savings vehicle, but with their ever changing and complex set of rules, costly IRA mistakes remain exceedingly common. Donna discusses some of the top IRA mistakes made by retirement savers, and how to avoid them. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 12/29/2025; Original Air Date: 10/16/2023. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

In this episode, Miguel Gonzalez shares practical strategies to help you make smart spending decisions that align with your future goals. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients. #CortburgSpeaksRetirement #SmartSpending #BigPurchases #FinancialGoals #MiguelXGonzalez #BudgetTips #MoneyManagement #CarBuyingTips #HomeBuyingAdvice #RenovationBudget #EmergencyFund #FinancialHealth #SinkingFund #RetirementPlanning #PersonalFinance #MoneyMindset #Cortburg #FinancialFreedom #SpendSmarter #WealthBuilding Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

The road to becoming wealthy is often associated with risk taking but preserving that wealth typically requires a very different approach. Donna and Nathan discuss the difficulty many investors experience when the time comes to shift from a high risk to a conservative investment strategy. Also, on MoneyTalk, planning with a five-year time horizon, and Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 12/18/2025; Original Air Date: 1/10/2023. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

 The holiday season isn't just about spending—it's about finding peace of mind. In this episode, Miguel Gonzalez shares how to reset your mindset, reduce money stress, and end the year feeling calm and confident about your finances. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#Cortburg #FinancialPeace #HolidayBudget #MoneyMindset #StressFreeHolidays #GratitudeAndGoals #FinancialWellness #CortburgSpeaksRetirement #RetirementPlanning #YearEndPlanning #MindfulMoney #HolidaySpending #WealthPlanning #FinancialFreedom #EndOfYearChecklist #CortburgAdvisors #MiguelXGonzalez #HolidayStress #IntentionalSpending #MoneyTipsWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Financing a home project used to be a no brainier for those with access to home equity, but since the interest rate spike, many homeowners have had to seek other, less attractive options. Donna and Nathan discuss how to weigh alternative funding options for big ticket home expenses. Also, on our MoneyTalk Moment in Financial History, Nathan and Steve tell the story of how Bank of America introduced the first multipurpose, unsecured credit card, and planted the seeds of the consumption economy. Hosts: Donna Sowa Allard, CFP®, AIF®, Nathan Beauvais, CFP®, CIMA®, CPWA® & Steven Beauvais; Air Date: 12/17/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Closing Out 2025: Setting the Stage for 2026 As 2025 comes to a close, the economic landscape offers both reassurance and reason for vigilance as we look ahead to 2026. Inflation has been the defining theme of the year, and recent data suggests meaningful progress. The latest CPI reading for November showed inflation at 2.7% year-over-year, below expectations of 3.1%. While this data should be interpreted cautiously due to missing October inflation and unemployment figures, the broader takeaway is clear: inflation remains below 3% and is not rebounding aggressively, even amid ongoing tariff concerns. This marks a productive year in the fight against inflation. However, history suggests the story may not be over. Inflation has often moved in waves, with pauses followed by renewed surges. Current trends indicate we may be in one of those pause periods. Previous inflationary eras, such as those beginning in 1910, 1939, and 1972, saw inflation reaccelerate after similar lulls. One underappreciated factor bears close watching: money supply growth. Currently expanding at roughly 4.6%, money supply has historically been a leading indicator of renewed inflationary pressure. Should inflation move higher in 2026, it would likely remain a central driver of market behavior and Federal Reserve policy uncertainty. This is a dynamic that will continue to shape economic headlines and investment decision-making in the year ahead. Lower Gas Prices and a Tailwind for Holiday Travel One encouraging contributor to easing inflation is the recent decline in gas prices, welcome news during the busiest travel season of the year. AAA estimates that approximately 122.4 million Americans will drive more than 50 miles from home between now and year-end. On a typical day, the U.S. consumes about 376 million gallons of gasoline, a figure expected to rise significantly during this peak travel period. Even small changes in gas prices have an outsized economic impact. A 10-cent decrease at the pump translates into roughly $40 million in daily savings for the U.S. economy. Over the past year, gas prices have fallen about 10%, while oil has dropped more than 30%. This gap suggests gas prices may have further room to decline as they catch up with oil's sustained downward trend. Lower fuel costs provide a dual benefit: easing inflationary pressure heading into 2026 and giving consumers a financial tailwind during the holiday shopping season. For households and the broader economy alike, this trend is a timely and positive development. Market Rotation and the Santa Claus Rally As the year winds down, attention often turns to the so-called “Santa Claus rally,” a seasonal market pattern that spans the final five trading days of the year and the first two trading days of the next. This rally does not begin until Christmas Eve, meaning expectations should remain measured until that window arrives. Historically, markets have tended to post gains during this short period, though outcomes are never guaranteed. Still, performance during these days is often viewed as an indicator heading into the new year. Beyond seasonal trends, market rotation has been a notable feature of recent months. While headline indexes may appear to have stalled in November and December, the underlying story is more constructive. The top-performing 10% of stocks from January through October, leaders for much of the year, have recently underperformed, while previously lagging segments have begun to outperform. This broadening of leadership is a hallmark of a healthier market. Recent milestones underscore this rotation. Bank of America reached an all-time high for the first time since 2006, and Cisco achieved a new high for the first time since 2000, nearly 25 years. These examples are not about individual stock recommendations and are about illustrating how leadership is spreading across sectors and styles, reinforcing the durability of the broader market environment. Greg Powell, CIMA® President and CEO Wealth Consultant Email Greg Powell here Bobby Norman, CFP®, AIF®, CEPA® Managing Director Wealth Consultant Email Bobby Norman here Trey Booth, CFA®, AIF® Chief Investment Officer Wealth Consultant Email Trey Booth here Ty Miller, AIF® Vice President Wealth Consultant Email Ty Miller here Fi Plan Partners is an independent investment firm in Birmingham, AL, with a team of professionals serving clients across the nation through financial planning, wealth management and business consulting. The team at Fi Plan Partners creates strategies in the best interest of their clients using fee based investing. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. Economic forecasts set forth in this presentation may not develop as predicted. No strategy can ensure success or protect against a loss. Stock investing involves risk including potential loss of principal. Securities and advisory services offered through LPL Financial, Member FINRA/SIPC and a registered investment advisor.The post Closing Out 2025 first appeared on Fi Plan Partners.

While 401k balances and the retirement account participation rate have been steadily increasing, nearly 40% of Americans are still at risk of being unable to sustain their present standard of living in retirement. Donna discusses the sharp economic divergence of the past generation between the asset accumulators and the income dependent. Also, on MoneyTalk, social security decision making, and bull market mistakes. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 12/15/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

When it comes to money, notions of “fairness” can vary from person to person — and sometimes within ourselves. Nathan and Donna discuss some scenarios that highlight contradictions in what we consider to be fair when it comes to our money. Also, on MoneyTalk, ways that technology has complicated our financial lives, and Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 12/16/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

#ThisMorning | How #Retirement #Committees Can Review #Retirement #Income #Products and #Services - Part II | Andy Larson, Retirement Learning Center and Dan Long, QPFC, AIF, DoubleLine Group, LP | #Tunein: broadcastretirementnetwork.com #Aging, #Finance, #Lifestyle, #Privacy, #Retirement, #Wellness

What is a credit score, really—and how do you keep it healthy? In this episode, Miguel Gonzalez breaks it down in simple terms and gives you practical tips to build and protect your financial reputation.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#Cortburg #CortburgSpeaksRetirement #MiguelXGonzalez #creditscore #credithealth #financialfreedom #retirementplanning #creditreport #financialreputation #moneymanagement #buildcredit #smartmoneyhabits #budgeting101 #understandingcredit #financialliteracy #creditawareness #goodcredit #personalfinance #crediteducation #retireearlyWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

#ThisMorning | How #Retirement #Committees Can Review #Retirement #Income #Products and #Services | Andy Larson, Retirement Learning Center and Dan Long, QPFC, AIF, Doubline Group, LP | #Tunein: broadcastretirementnetwork.com #Aging, #Finance, #Lifestyle, #Privacy, #Retirement, #Wellness

Since the recovery from the Great Financial Crisis, housing prices have been on a moon shot trajectory, and while the market has shown some signs of cooling, the odds of a meaningful downward price shift remain low. Donna and Nathan discuss the factors that contributed to the inflated housing market, and what it would take to bring the prices back down to earth. Also, on MoneyTalk, understanding your tax withholdings, and Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 12/11/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Corporate Earnings and a Broadening Market One of the most compelling themes as we transition from 2025 into 2026 is the continued strength of corporate earnings. Estimated 12-month S&P 500 operating margins have climbed to historically impressive levels, reinforcing the idea that Corporate America remains on solid financial footing. As has been noted, a recession accompanied by positive earnings growth would be unprecedented, and that matters. Strong earnings not only support near-term market stability but also create a longer runway for continued performance. Beyond earnings strength alone, another encouraging development is the broadening of market participation. Over the last several years, market returns have been dominated by a small group of large-cap technology stocks. That concentration has been a frequent concern for investors. Encouragingly, earnings growth among the remaining 493 companies in the S&P 500 is now expected to converge with that of the so-called “Magnificent Seven.” This shift suggests that market leadership may become more balanced in 2026. If that trend continues, it could represent one of the most important investment narratives of the coming year and a meaningful opportunity as portfolios are positioned for the future. The Federal Reserve and the Flow-Through to the Economy While earnings and market breadth tell one part of the story, monetary policy remains a critical variable. The Federal Reserve recently concluded its final meeting of the year with a 25-basis-point rate cut, placing the federal funds rate in a range of 3.5% to 3.75%. More significant than the cut itself was the language used by the Fed, signaling that rates are now within a plausible estimate of neutral. In practical terms, this suggests a likely pause in rate cuts in the near term. From our perspective, that pause is a positive development. It allows time for previously implemented cuts to work their way through the economy. Short-term rates affect savers, but long-term rates, where businesses and individuals borrow, are what truly drive economic activity. One area we are watching particularly closely is the spread between the 10-year Treasury and the 30-year mortgage rate. While the U.S. government may borrow near 4%, many individuals are still borrowing at rates above 6%, creating a wider-than-average spread. Historically, that spread averages closer to 1.77%. Even without dramatic declines in Treasury yields, a return to historical norms could significantly lower mortgage rates and materially improve affordability for borrowers. A stable Fed, combined with time for rate cuts to flow through to long-term borrowing costs, could provide meaningful relief to households and businesses alike. Importantly, if the economy remains strong, with healthy earnings and resilient markets, the Fed does not need to act aggressively. In that context, a pause becomes a signal of confidence rather than concern. Greg Powell, CIMA® President and CEO Wealth Consultant Email Greg Powell here Bobby Norman, CFP®, AIF®, CEPA® Managing Director Wealth Consultant Email Bobby Norman here Trey Booth, CFA®, AIF® Chief Investment Officer Wealth Consultant Email Trey Booth here Ty Miller, AIF® Vice President Wealth Consultant Email Ty Miller here Fi Plan Partners is an independent investment firm in Birmingham, AL, with a team of professionals serving clients across the nation through financial planning, wealth management and business consulting. The team at Fi Plan Partners creates strategies in the best interest of their clients using fee based investing. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. Economic forecasts set forth in this presentation may not develop as predicted. No strategy can ensure success or protect against a loss. Stock investing involves risk including potential loss of principal. Securities and advisory services offered through LPL Financial, Member FINRA/SIPC and a registered investment advisor.The post We've Never Seen… first appeared on Fi Plan Partners.

 Is it possible to be financially responsible and still enjoy your life right now? In this week's episode, Miguel Gonzalez, CRC, shares 5 practical ways to align your money habits with what truly makes you happy. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients. #Cortburg #moneyandhappiness #financialbalance #spendwithintention #retirementplanning #smartspending #financialwellness #saveandspend #funfund #financialfreedom #retireearly #purposefulmoney #intentionalfinance #mindfulmoney #financialhappiness #CortburgSpeaksRetirement #MiguelXGonzalez #savemoneylivebetter #personalfinance #balanceyourbudget Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

We love talking about the benefits of the Roth IRA, and if you are one of the investors who can’t make direct contributions to a Roth due to the income limits, there are a few workarounds that you may not know about. Donna discusses some of the strategies that high earners use to take advantage of the benefit of saving on a Roth basis. Also, on MoneyTalk, anchoring our lifestyle expectations to reality. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 12/8/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

The Fed's Crucial Role and What Comes Next The Federal Reserve continues to dominate market conversations, and for good reason. Each decision the Fed makes, particularly regarding interest rates, carries direct implications for markets, borrowing, saving, and overall economic momentum. This week's meeting is no exception. The Fed is widely expected to cut interest rates by another 25 basis points, but the real story lies beyond the short-term benchmark rate. While the Fed controls the front end of the yield curve, long-term rates move largely on market forces. That distinction matters: savers benefit from high short-term yields, but it's borrowers who depend on lower long-term rates. Recently, even as the Fed has cut rates, long-term yields have plateaued or drifted higher, reducing the intended impact of monetary easing. Whether long-term rates follow this next cut will be a critical signal for what comes next. This meeting also arrives at a transitional moment. It is likely the final meeting before a new Federal Reserve Chair is announced, with expectations centered around Kevin Hassett, though, as always, presidential decisions remain unpredictable. By the next meeting in late January, Chair Powell will be operating as a lame-duck leader, with his successor already named. Additionally, the Fed has recently halted its balance-sheet reduction, introducing more uncertainty into how they approach liquidity and money supply management going forward. With so many moving parts, rate cuts, balance sheet policy, and leadership changes, this week's meeting is likely to spark notable market reaction. Global Equity Trends Strengthen the Outlook Alongside improving U.S. economic fundamentals, such as strong corporate earnings, moderating rates, and steady consumer resilience, global equity markets have been quietly building positive momentum. Nearly every major global index has shifted into a positive trend, a significant development after years of mixed or uneven global performance. Most global markets made this turn in 2025, signaling that equity strength is no longer isolated to the U.S. but is broadening worldwide. This synchronized uptrend is a constructive sign for investors and supports a healthier market environment heading into 2026. With global momentum now aligning with domestic fundamentals, the market backdrop continues to strengthen on multiple fronts. The Truth Behind Today's AI Bubble Fears Concerns about a potential AI-driven market bubble have become increasingly common, both in financial news and in client conversations. However, current data suggests the sector's growth is not speculative in the way many fear. Technology stocks have indeed rallied, but importantly, their valuations have not expanded beyond what earnings justify. Year-to-date, there has been no multiple expansion in the technology sector, meaning prices have risen because profits have risen, not because investors are blindly paying more for the same fundamentals. A comparison of current valuations to those seen during the dot-com bubble further underscores the difference. In March 2000, many companies traded at 100–150 times forward earnings. Today, nearly all major technology companies remain under 50 times earnings. While not “cheap,” these valuations are grounded in real profitability and genuine business strength. The landscape is nowhere near the speculative extremes of 2000. In short, while AI is a powerful long-term theme, the data does not support the idea that markets have entered an AI bubble, at least not yet. Greg Powell, CIMA® President and CEO Wealth Consultant Email Greg Powell here Bobby Norman, CFP®, AIF®, CEPA® Managing Director Wealth Consultant Email Bobby Norman here Trey Booth, CFA®, AIF® Chief Investment Officer Wealth Consultant Email Trey Booth here Ty Miller, AIF® Vice President Wealth Consultant Email Ty Miller here Fi Plan Partners is an independent investment firm in Birmingham, AL, with a team of professionals serving clients across the nation through financial planning, wealth management and business consulting. The team at Fi Plan Partners creates strategies in the best interest of their clients using fee based investing. The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. All performance referenced is historical and is no guarantee of future results. All indices are unmanaged and may not be invested into directly. Economic forecasts set forth in this presentation may not develop as predicted. No strategy can ensure success or protect against a loss. Stock investing involves risk including potential loss of principal. Securities and advisory services offered through LPL Financial, Member FINRA/SIPC and a registered investment advisor.The post Fed Up with the Fed and AI first appeared on Fi Plan Partners.

Warren Buffett remains one of the most seasoned and prolific investors, and with over 7 decades of experience, we can learn much from his wisdom on the markets. Donna and Nathan discuss lessons shared by the Oracle of Omaha himself. Also, on our MoneyTalk Moment in Financial History, Nathan and Daniel tell the story of how an oil crisis, post war inflation, and a presidential scandal plunged the nation into a bear market in 1973. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 11/26/2025; Original Air Date: 4/18/2023. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

 Before the year wraps up, take advantage of financial strategies that can save money and set you up for success. In this episode, Miguel Gonzalez, CRC, shares 5 important moves to make before December 31st. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients. #Cortburg #yearendchecklist #financialplanning #retirementplanning #smartmoney #FSAtips #taxplanning #budgetreview #financialcheckup #401kcontributions #holidaymoney #wealthbuilding #financialgoals #endofyearmoves #retirementstrategy #moneymoves #CortburgSpeaksRetirement #MiguelXGonzalez #financechecklist #financialhealth Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Navigating taxes doesn’t end when your 9-to-5 does, and in retirement the rules can feel even more confusing. Donna discusses some of the tax topics that tend to complicate the filing process for retirees, including social security, RMDs, quarterly estimates and more. Also, on MoneyTalk, considerations for relocating in retirement, and how to know if the income related monthly adjustment amount will affect you. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 11/24/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Lasse Granqvist och Tommy Åström bjuder in VM-medaljören och rekordlöparen Andreas Almgren, tillsammans med Bragdnämndens Anders Lindblad några dagar innan årets pris delas ut. Kan beachvolleyduon Åhman/Hellvig få Bragdguldet efter färska VM-triumfen, eller belönas ett helt skidlandslag? Hur högt värderas Almgrens Europarekord på 5000 meter och första svenska VM-medaljen på 10000 meter? Är Mjällby AIF favorit att istället vinna folkets kärlek i Jerringpriset efter sensationella rekordsäsongen? Lars-Gunnar Jansson in memoriam. Hockeyexperten som skapade ett helt nytt språk i radio med ord som stuvbit, myra, våfflan, stjälkarna, buggarna, sallad, skalet osv. Vi lyssnar tillbaka på när L-G gästade Sporthuset och plockade fram sitt främsta radiominne. Vi minns honom för alltid. Hosted on Acast. See acast.com/privacy for more information.

 Holiday joy shouldn't come with a financial hangover. In this episode, Miguel Gonzalez, CRC, shares practical ways to stick to a holiday budget, avoid debt, and enjoy the season stress-free. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients. #Cortburg #holidaybudget #holidayplanning #holidaydebt #smartspending #budgetingtips #retirementplanning #financialfreedom #CortburgSpeaksRetirement #MiguelXGonzalez #moneymindset #seasonalspending #holidaystress #debtfreeholidays #cashonlychallenge #holidaygifts #budgetfriendly #personalfinance #financialwellness #financialplanning Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

If you've ever wondered whether an ESOP could be the right succession or liquidity strategy for your business, this episode breaks it down in practical, owner-friendly terms. ESOPs continue to gain traction among business owners, advisors, and management teams looking for a tax-advantaged way to transition ownership while preserving company culture and leadership continuity. In this conversation, we take a clear-eyed look at how ESOPs actually work, who they're right for, and the real impact they can have on company performance. In this episode of Behind The Numbers With Dave Bookbinder, I'm joined by Kelly Finnell, president of Executive Financial Services and author of The ESOP Coach. Kelly has spent decades helping business owners evaluate ESOPs as part of their succession planning, and he brings both technical knowledge and real-world experience to the table. We discuss: The biggest myths and misconceptions business owners have about ESOPs How ESOPs compare to private equity, competitor sales, and management buyouts The traits that make a company a strong candidate for an ESOP – and the red flags How ESOP valuation works and how trustees influence deal dynamics What business owners should know about deal structure The cultural impact of employee ownership and why engagement tends to improve How leadership should communicate an ESOP to build an ownership mindset The key tax advantages that set ESOPs apart from other succession options Where ESOP efforts tend to go off track and what owners should watch for Whether you're a business owner planning ahead, a manager interested in ownership culture, or an advisor guiding clients through succession decisions, this episode provides a grounded, actionable look at ESOPs from someone who has been in the trenches. Subscribe to Behind The Numbers With Dave Bookbinder on your favorite podcast platform so you never miss an episode. If you enjoyed this conversation, please share it with your network and leave a review—it helps more business owners and advisors discover the show! About Our Guest: Kelly O. Finnell, J.D., CLU, AIF® is one of the nation's premier ESOP consultants, having spent more than 40 years helping business owners design and execute ESOPs. Kelly is one of the most sought-after speakers about ESOPs, with experience presenting at more than 300 conferences and meetings throughout the U.S. and abroad in London and Sydney. An accomplished writer, Kelly wrote the preeminent ESOP book, The ESOP Coach: Using ESOPS in Ownership Succession Planning in 2010 and this work remains the most comprehensive guide to ESOPs today. Kelly has also published dozens of articles on the use of ESOPs in Ownership Succession Planning, An active member of the National Center for Employee Ownership (NCEO) and The ESOP Association, Kelly is a consistent pillar of leadership in the ESOP community. Kelly has also served in leadership roles in numerous professional and community activities, including: President of the Memphis Chapter of the Society of Financial Services Professionals, Vestry Member and Treasurer of his church, President of Family Services of Memphis, as a member of the Board of Directors of Renasant Bank and the Economic Club of Memphis and on the Dean's Advisory Council at the Christian Brothers University School of Business. Kelly graduated magna cum laude from the University of Memphis and from the Cecil C. Humphreys School of Law. He earned the Accredited Investment Fiduciary- professional designation, awarded by the Center for Fiduciary Studies at the University of Pittsburgh.   About the Host: Dave Bookbinder is known as an expert in business valuation and he is the person that business owners and entrepreneurs reach out to when they need to know what their most important assets are worth. Known as a collaborative adviser, Dave has served thousands of client companies of all sizes and industries.    Dave is the author of two #1 best-selling books about the impact of human capital (PEOPLE!) on the valuation of a business enterprise called The NEW ROI: Return On Individuals & The NEW ROI: Going Behind The Numbers.    He's on a mission to change the conversation about how the accounting world recognizes the value of people's contributions to a business enterprise, and to quantify what every CEO on the planet claims: “Our people are this company's most valuable asset.”   Dave's book, A Valuation Toolbox for Business Owners and Their Advisors: Things Every Business Owner Should Know, was recognized as a top new release in Business and Valuation and is designed to provide practical insights and tools to help understand what really drives business value, how to prepare for an exit, and just make better decisions. He's also the host of the highly rated Behind The Numbers With Dave Bookbinder business podcast which is enjoyed in more than 100 countries.  

Year-end is a time to remind ourselves what’s important…like where our money is going, and whether we’re on track for our financial goals. Donna and Nathan go over some of the items on your year-end planning checklist, including auditing unused subscriptions, maxing out tax advantaged accounts, doing a Roth conversion assessment, and much more. Also, on MoneyTalk, the unique benefits of HSAs, and Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 11/20/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Thanksgiving isn't just about food—it's also about reflection, gratitude, and smart planning. In this episode, Miguel Gonzalez, CRC, shares timeless financial lessons inspired by the holiday table. Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

En el Radar Empresarial de hoy, el foco está en Dassault Group tras el anuncio de que Ucrania comprará 100 cazas Rafale, un movimiento estratégico de enorme relevancia para la industria de defensa europea y para la geopolítica del continente. La operación sitúa a Dassault en el centro del debate sobre rearme, alianzas y equilibrio militar. En la entrevista del día, José Antonio Esteban, CEO de IronIA Fintech, repasa las claves de la plataforma, sus servicios y la evolución del inversor digital. En el Foro de la Inversión, Alfonso de Gregorio (Finaccess Value) analiza el momento actual de los mercados y desgrana la estrategia del fondo Finaccess Estrategia Dividendo, centrada en calidad, resiliencia e ingresos estables. Cerramos con el Consultorio de Fondos junto a Daniel Pérez (Astralis), que responde a las dudas de los oyentes sobre diversificación, expectativas de mercado y fondos recomendables para distintos perfiles. Además, avanzamos la Entrevista Expofinancial 2025 con José Antonio Almoguera, vicepresidente de AIF, que desgrana las novedades del gran encuentro financiero que tendrá lugar el 21 de noviembre de 2025 en el Movistar Arena de Madrid.

The first year of retirement is one of life's great paradigm shifts, and approaching it with a level of mindfulness is essential. Donna discusses the psychological hurdles that many face following their transition to retirement, and how to avoid getting tripped up. Also on MoneyTalk, how to reinforce financial goal-setting with young adults, and IRA FAQs. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 11/10/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

How do you prepare for life's biggest transitions —the moments when emotions collide with financial realities? In this empowering conversation, Dr. Felecia Froe sits down with Jennifer Lee, AIF®, AWMA®, founder of Modern Wealth and author of Squeeze the Juice: Live With Purpose, Then Leave a Legacy. With over 26 years of experience helping clients through divorce, loss, and retirement, Jennifer brings heart and strategy to the financial planning process. She shares why money is simply a tool, how to build trusted relationships with advisors before a crisis strikes, and why every family should write a "Love Letter," a simple yet powerful way to communicate values and ensure peace of mind for loved ones.   This episode serves as a reminder that true wealth isn't just about numbers; it's about clarity, connection, and living a life that feels as good as it looks.   00:00 Intro 07:10 Jennifer's Money Story and Early Influences 13:02 Transitioning to Modern Wealth 18:29 Navigating Financial Transitions 25:12 Writing a Family Love Letter 27:00 Money Management Roles in Families 27:24 Starting Conversations About Money 27:53 Personal Money Stories 29:15 Financial Education and Misconceptions 30:43 Advising Clients on Financial Decisions 42:09 How Financial Advisors Make Money 46:33 About the Book: Squeeze the Juice   Connect with Jennifer! Website: https://modern-wealth.com/ Book: https://squeezethejuicebook.com/ Facebook: Facebook.com/ModernWealthInvest LinkedIn:  https://www.linkedin.com/in/jennifer-lee-awma%C2%AE-aif%C2%AE-1b5aa56 Instagram:  Instagram.com/modernwealthloveletter/ YouTube:https://www.youtube.com/@modern-wealth7014  

Good day and welcome to Day 36 of the government shutdown. The FAA said it would cut scheduled air traffic by 10%. Tuesday's landslide election! The historic victories in New York, Virginia, New Jersey, California, Georgia, and Mississippi. Democracy is still very much alive. Sherrill far outperformed the polls. Misogyny and women candidates. Donald's economy is a jenga tower. Donald and the AI bubble. Shocker: Donald lied about the reduced cost of Walmart Thanksgiving meals. Donald's government might have to return all the tariff money it's collected. Tiny Trump's most epic short circuit ever. Hero of Democracy: Nancy Pelosi. With David Ferguson, music by The Burning Limos, Treetop Flyers, and more! Brought to you by Russ Rybicki, AIF®, CRC®, CSRIC™ Socially & Environmentally Responsible Investing: SRIguy.com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Want to raise financially confident kids? In this episode, Miguel Gonzalez, CRC, breaks down age-appropriate money lessons—from piggy banks to budgeting, credit, and saving for the future.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Send us a textCreative stamina isn't built by pushing harder; it's built by choosing the right kind of pause. AIf you're craving momentum without burnout, this is your map: rest, gratitude, uplift, brave rooms, and steady community. Hit follow, share this with a friend who needs a reset, and leave a quick review to help others find the show. What's one small change you'll make to refuel this week?Look up, and let's elevate!Support the showhttps://www.thegenko.com

AI chat bots have streamlined the information gathering process, but as with any model, their output is only as good as their input, so when it comes to personal finance questions, the wrong prompts can lead to costly mistakes. Donna walks us through the process of prompt engineering AI chat bots to assist with financial decision making, and what types of questions should be left to a professional. Also on MoneyTalk, managing retiree healthcare costs. Host: Donna Sowa Allard, CFP®, AIF®; Air Date: 10/27/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Good day and welcome to day 30 of the MAGA government shutdown. Donald continues to screw his own people. The government shutdown will reduce U.S. economic output by up to $14 billion. Donald ordered nuclear tests. Sleep tight, America. This might be another thing he blurts that goes nowhere. DOJ has indicted Kat Abughazaleh. Ken Paxton is suing Tylenol. Mark Levin joins Roger Stone in condemning Bannon's third term remarks. Donald is in deep trouble with independent voters. Most Americans oppose the demolition of the East Wing. With Jody Hamilton, David Ferguson, music by Divided Heaven, Will Kimbrough, and more! Brought to you by Russ Rybicki, AIF®, CRC®, CSRIC™ Socially & Environmentally Responsible Investing: SRIguy.com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Earning extra income is great—but what you do with it matters more. In this episode, Miguel Gonzalez, CRC, shares smart ways to use side hustle income to build stability, grow savings, and reach your goals faster.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients. #Cortburg #sidehustle #extramoney #financialplanning #debtfreejourney #retirementplanning #emergencyfund #smartmoney #budgetingtips #investing #compoundgrowth #401k #IRA #shorttermgoals #savemoney #moneystrategy #financialfreedom #taxplanning #CortburgSpeaksRetirement #MiguelXGonzalez Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Chez's website is back! Good day, and welcome to Day 23 of the government shutdown. Republicans are about to make your health insurance premiums way more expensive. The entire East Wing of the White House will be demolished now. Demolition company is getting flooded with complaints. Who's paying for it? The Supreme Court is considering whether to hear a case that'd overturn same sex marriage. Donald's lies about the Insurrection Act. Donald will host Saudi Crown Prince Mohammed bin Salman at the White House. Heroes of Democracy. With Jody Hamilton, David Ferguson, music by Coral Gables, Michael McDermott, and more! Brought to you by Russ Rybicki, AIF®, CRC®, CSRIC™ Socially & Environmentally Responsible Investing: SRIguy.com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Interest rates affect more than just loans—they ripple through your entire financial life. In this episode, Miguel Gonzalez, CRC, explains how rising and falling rates impact your savings, borrowing, and investments.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#Cortburg #interestrates #financialplanning #retirementplanning #smartmoney #savingsrates #borrowingcosts #Fedrates #financialfreedom #investments #stockmarketimpact #economicupdate #moneytips #CortburgSpeaksRetirement #MiguelXGonzalez #marketwatch #inflationcontrol #mortgagerates #bondmarket #savvysaverWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Kritik aus der CDU an Kanzler Merz wegen "Stadtbild"-Äußerung zur Asylpolitik, Wohl kein Treffen zwischen US-Präsident Trump und russischem Präsidenten Putin in naher Zukunft, Offenbar etwa 70 Prozent der Gebäude im Gazastreifen durch Krieg zerstört oder beschädigt, EU-Parlament beschließt zahlreiche neue Regeln zum Führerschein, Französischer Ex-Präsident Sarkozy tritt Haftstrafe wegen illegaler Wahlkampffinanzierung an, Abrissarbeiten am Weißen Haus: Trump lässt opulenten Ballsaal bauen, Fußball-Märchen: Dorfklub Mjällby AIF gewinnt schwedische Meisterschaft, Das Wetter

Regionerna sparar pengar. Japan har fått sin första kvinna som premiärminister. Mjällby AIF är Svenska mästare i fotboll. Lyssna på alla avsnitt i Sveriges Radio Play.

In this episode, Miguel Gonzalez, CRC, busts 5 common budgeting myths that could be holding you back from real financial progress.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.Welcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

Government Shutdown Day 8. The Israel-Hamas deal is just the Biden deal from 10 months ago. How many people died because Donald hates Biden? Anthony Blinken's reaction. Only 22% of Americans think Donald deserves the Nobel Peace Prize. No, Jack Smith did NOT wiretap Republican members of Congress. Tiny Trump says he ended free speech. What happened to Stephen Miller on CNN? Anti-fascism expert blocked from leaving the US. ICE shot a priest in the head with a pepper ball. Donald is strongly considering using the Insurrection Act. Jimmy Kimmel on Donald's birthday card for Epstein. With Jody Hamilton, David Ferguson, music by Elijah Bone, Antiquity, and more! Brought to you by Russ Rybicki, AIF®, CRC®, CSRIC™ Socially & Environmentally Responsible Investing: SRIguy.com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Waiting to start your financial plan can cost more than you think. In this episode, Miguel Gonzalez, CRC, explains how time, inflation, and missed opportunities can quietly derail your future—and what to do today instead.Cortburg Retirement Advisors is a boutique financial planning firm committed to helping you grow, protect, and preserve your assets from your first job to retirement. We specialize in wealth management, estate and tax planning, group retirement, employee benefits, insurance, and retirement planning to navigate any economic climate.Miguel Gonzalez, a Retirement Specialist with 20+ years of experience, offers expertise in retirement income planning, investment management, and retirement plan design. With an MBA from Columbia Business School, and professional experience with JP Morgan Chase, Merrill Lynch, and more, Miguel is a trusted advisor for his clients.#cortburgspeaksretirement  #financialplanning #startnow #moneytips #retirementplanning #compoundgrowth #personalfinance #procrastinationcosts #financialgoals #investearly #inflationrisk #wealthbuilding #financialliteracy #moneyhabits #emergencyfund #longtermplanning #CortburgSpeaksRetirement #MiguelXGonzalez #retirementstrategy #starttodayWelcome to Cortburg Speaks Retirement Podcast with Miguel Gonzalez, MBA, AIF®, CPFA®, CRC® CLICK HERE TO LISTEN TO MIGUEL'S LATEST PODCAST FOLLOW US ON: YouTube->https://m.youtube.com/c/CORTBURGRETIREMENTADVISORS Facebook-> https://m.facebook.com/CortburgInc Twitter-> https://twitter.com/CortburgInc LinkedIn->https://www.linkedin.com/in/miguelxgonzalez/ Website: www.CortburgRetirement.com Email: Miguel@CortburgRetirement.com

The government shutdown is underway. Federal workers are being forced to blame Democrats. Donald's racist sombrero memes. Republicans need affordable healthcare premiums, too. Kentucky Kynect. More Americans blame Republicans for the shutdown. Republicans losing with independent voters. EJ Antoni will not be the commissioner of BLS. The ADP jobs numbers are a disaster. Jimmy Kimmel destroyed Donald on the Late Show. Jimmy Fallon is playing it safe. Heroes of Democracy: Rep. Madeleine Dean's come-to-Jesus for Mike Johnson and Donald Trump. With Jody Hamilton, David Ferguson, music by Freekbass, and more! Brought to you by Russ Rybicki, AIF®, CRC®, CSRIC™ Socially & Environmentally Responsible Investing: SRIguy.com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The shooting at the ICE detention center in Dallas. None of this makes sense. The Dallas ICE shooter wasn't political. We have a straight white man problem. Jesse Watters suggests bombing the UN building. Heroes of Democracy: Jimmy Kimmel and Judge Karen Schreier. Donald gave Kimmel his highest ratings ever. Jim Comey and Letitia James to be indicted any time now. Florida detainees have vanished from detention center. Grampy is apparently confused about interest in the Epstein files. With Jody Hamilton, David Ferguson, music by Our New Autumn, Marina Rocks, and more! Brought to you by Russ Rybicki, AIF®, CRC®, CSRIC™ Socially & Environmentally Responsible Investing: SRIguy.com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Donald Trump censors Jimmy Kimmel. Kimmel wasn't talking about or bashing Charlie Kirk. Donald pledged Jimmy Fallon and Seth Myers are next. Reactions from Barack Obama, Karl Rove, Mike Pence, and Sen. Chris Murphy. Mass shootings at homeless encampments in Minneapolis. Donald designates antifa as a domestic terrorist group. Flashback: sexual assault at TPUSA event. Eric Trump confused by numbers higher than two. There's something hinky about the alleged Kirk shooter's text messages. With Jody Hamilton, David Ferguson, music by Burning Limos, Lucid Soule, and more! Brought to you by Russ Rybicki, AIF®, CRC®, CSRIC™ Socially & Environmentally Responsible Investing: SRIguy.com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

RFK Jr.'s testimony in the Senate Finance Committee is a total sh*t show. RFK didn't mention who was president in 2020. RFK didn't know how many Americans died of COVID. West coast states announced healthcare alliance. Tiny Trump blames AI for window tossing video. Florida Surgeon General announces an end to ALL vaccine mandates, including Polio! Epstein Survivors rallied at the Capitol yesterday. Did Donald order military flyovers to disrupt the rally? Is Jim Comer ratf*cking Donald? ADP reports anemic 54,000 jobs added in August. With Jody Hamilton, David Ferguson, music by Powder Pink and Sweet, Mike Farley, and more! Brought to you by Russ Rybicki, AIF®, CRC®, CSRIC™ Socially & Environmentally Responsible Investing: SRIguy.com.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.