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A Buddhist recipe for reclaiming your sanity. Phillip Moffitt is a Buddhist meditation teacher and writer based in the San Francisco Bay Area in California. He has written several books and is also the founder and president of Life Balance Institute. In this episode we talk about: A Buddhist recipe for navigating life's ups and downs Mindfulness tools for happier and smarter transitions We dive into the the Noble eightfold path Managing transitions with maximal happiness and resilience Join Dan's online community here Follow Dan on social: Instagram, TikTok Subscribe to our YouTube Channel Additional Resources: To join Phillip's email list, sign up here. Phillip's “Core Values and Essential Intentions Worksheet” On Sunday, September 21st from 1-5pm ET, join Dan and Leslie Booker at the New York Insight Meditation Center in NYC as they lead a workshop titled, "Heavily Meditated – The Dharma of Depression + Anxiety." This event is both in-person and online. Sign up here! Get ready for another Meditation Party at Omega Institute! This in-person workshop brings together Dan with his friends and meditation teachers, Sebene Selassie, Jeff Warren, and for the first time, Ofosu Jones-Quartey. The event runs October 24th-26th. Sign up and learn more here! To advertise on the show, contact sales@advertisecast.com or visit https://advertising.libsyn.com/10HappierwithDanHarris Sponsors: AT&T: Staying connected matters. That's why AT&T has connectivity you can depend on, or they will proactively make it right. Visit att.com/guarantee for details. Function: Our first 1000 listeners get a $100 credit toward their membership. Visit www.functionhealth.com/Happier or use the gift code Happier100 at signup to own your health.
For Episode 206, fellow podcaster Jason Blitman, host of the Gays Reading podcast, joins Sarah to go behind the scenes of producing book festivals. They talk about how he came to reading later in his life and how his journey as a reader led him to his current role. Also, they discuss how he approaches author interviews. Plus, Jason shares his book recommendations. This post contains affiliate links through which I make a small commission when you make a purchase (at no cost to you!). CLICK HERE for the full episode Show Notes on the blog. Highlights Jason's experience with becoming a “later in life reader” How Jason got his start in podcasting and started the Gays Reading podcast The method and madness behind choosing which authors to feature Jason turns the tables on Sarah and asks her an interview question With 2 different book festivals under his belt, Jason shares what producing these events entails How authors and special guests are chosen for book festivals Managing authors' expectations, difficulties, and comfort levels at these large events Plus, ALL of Jason's book recommendations are from LGBTQIA+ authors! Jason's Book Recommendations [39:38] Two OLD Books He Loves A Star is Bored by Byron Lane (2020) | Amazon | Bookshop.org [40:00] Still Life by Sarah Winman (2021) | Amazon | Bookshop.org [42:01] Other Books Mentioned Tin Man by Sarah Winman (2017) [43:32] Two NEW Books He Loves Disappoint Me by Nicola Dinan (2025) | Amazon | Bookshop.org [44:02] The Sunflower Boys by Sam Wachman (2025) | Amazon | Bookshop.org [46:26] One Book He DIDN'T Love Blackouts by Justin Torres (2023) | Amazon | Bookshop.org [48:48] Other Books Mentioned Kiss of the Spider Woman by Manuel Puig (1976) [50:14] One NEW RELEASE He's Excited About Lean Cat, Savage Cat by Lauren John Joseph (February 17, 2026) | Amazon | Bookshop.org [51:40] Books From the Discussion and Other Links The Slip by Lucas Schaefer (2025) [1:01] Gays Reading | Season 4, Episode 36: Lucas Schaefer (The Slip) feat. Mike Curato, Guest Gay Reader [1:04] We Begin at the End by Chris Whitaker (2021) [1:39] Unlikely Animals by Annie Hartnett (2022) [1:48] The Hobbit by J. R. R. Tolkien (1937) [3:29] To Kill a Mockingbird by Harper Lee (1960) [4:03] How I Paid for College by Marc Acito (2004) [5:10] A Visit from the Goon Squad by Jennifer Egan (2010) [6:11] Find Me by André Aciman (2019) [7:31] Call Me By Your Name by André Aciman (2007) [7:34] The Summer I Turned Pretty by Jenny Han (2009) [8:09] The Great Believers by Rebecca Makkai (2018) [8:37] The Nix by Nathan Hill (2016) [8:54] Homegoing by Yaa Gyasi (2016) [8:57] The Forest of Vanishing Stars by Kristin Harmel (2021) [11:24] Mary Jane by Jessica Anya Blau (2021) [11:50] Tomorrow, and Tomorrow, and Tomorrow by Gabrielle Zevin (2022) [12:55] The Rachel Incident by Caroline O'Donoghue (2023) [14:48] Real Americans by Rachel Khong (2024) [37:20] Charlotte's Web by E. B. White (1952) [38:41] Pete the Cat: I Love My White Shoes written by Eric Litwin and illustrated by James Dean (2008) [38:43]
Creating a Family: Talk about Infertility, Adoption & Foster Care
Click here to send us a topic idea or question for Weekend Wisdom.Kinship-led families have unique needs, and finding resources to meet those needs can be a challenge. Today, we're talking with Mike Heath, a Resource Specialist with the Coalition for Children, Youth & Families in Wisconsin. The Coalition is a Resource Center for birth parents, foster families, adoptive families, relative/kinship/and like-kin caregivers, and child welfare and Tribal agency professionals.In this episode, we discuss:What are the most frequently reported everyday needs or resource gaps caregivers are experiencing? What is the most pressing need these kids are facing when they come to a new caregiver?What are the urgent needs caregivers have when welcoming a child or a sibling group, etc?Where can families find help with immediate essentials—such as beds, cribs, car seats, clothing, and school supplies?Which phone numbers should caregivers keep on speed dial?How should a relative caregiver secure the ability to make medical and school decisions quickly? What papers or forms should caregivers request on day one? From whom?Managing the documentation and paperwork can be a significant challenge for a new caregiver. Do you have any recommendations for managing this?Should school enrollment be a priority in that first week? How should a caregiver start the process of ensuring medical coverage (dental, vision, prescriptions, and mental health included)?Where should I start if I find the Medicaid/CHIP process confusing? Once a kinship-led family is settling in, what additional needs or options should they consider? Where to go to learn about those options?What are the possible financial resources that caregivers should look into?Importance of self-care, mental wellness, and community for both caregivers and the children they supportIf a new caregiver listens to this and does only three things this week, what should they be?Resources:Free Download Checklist for the first 30 days as a Kinship CaregiverVirtual Resource Kit for Relative Caregivers - Virtual Resource Kit: Relative Caregiving - Wisconsin Family Connections CenterRelative Caregiver Learning Pathway on Champion Classrooms (Free recorded webinar series) - Relative Caregiver Learning Pathway Link Collection of Resources for Relative Caregivers - https://wifamilyconnectionscenter.org/how-do-i/find-support-as-a-relative-caregiver/Coalition for Children, Youth & Families - Support the showPlease leave us a rating or review. This podcast is produced by www.CreatingaFamily.org. We are a national non-profit with the mission to strengthen and inspire adoptive, foster & kinship parents and the professionals who support them.Creating a Family brings you the following trauma-informed, expert-based content: Weekly podcasts Weekly articles/blog posts Resource pages on all aspects of family building
What does it mean to be rooted in Christ? And how can it help you win at work? When we are coming from a place that is rooted in Christ, we stop thinking about ourselves, we stop with the “me” mindset. But what about when it comes to our priorities? Today's guest, Mark Greaves, gives us encouragement that can help us do just that and more. In this episode, you'll discover… Key trait to win at home and at work (1:22) How to stay rooted in Christ when it comes to priorities (4:07) Coming from a place of striving (6:22) How ‘bad timing' proved God's faithfulness (17:34) Mark's Bio: Follower of Jesus Christ. Husband to Danielle - the most awesome wife of all-time. Dad to Grey and Frankie. Lover of working hard, doing good, and finding ways to encourage others. We do mortgages for our business, but our mission is to honor God in all things and love our neighbors in the communities we serve. Also a former athlete (not anymore), amateur musician and very mediocre at best, a runner but getting slower every day, and a reader - constantly learning. Learn more about Tithe Lending What's Next? NEW!! Join the new RISE community. Check out my newest book, 'Rise and Go', HERE!
Garden guru Nick Cutsumpas, better known as Farmer Nick, is a Michigan-based plant coach, urban gardener, and landscape designer. He talks about how his mom encouraged him to start a garden, sparking a deep love for greenery that quickly blossomed into a full-time career and an impressive social media following. He hosts several Netflix shows and has been featured on the Food Network. Chapters 00:00 Introduction and background 5:27 Overcoming nerves 8:15 Creating Farmer Nick 14:33 Managing a large business 19:49 Cause-based marketing 21:38 Building a National business 26:47 Reflecting on the business 29:18 Advice for other entrepreneurs 29:56 Closing and contact
In this Q&A episode, we deep dive into many topics the community wanted answered! Here are some topics we discuss: Health Anxiety Energy Management Time management The Energy of Spiraling How to handle anxiety for the baby Spiritual Advice for New Parents Book recommendations And much more!!! Thank you so much for being here! Learn more about your ad choices. Visit megaphone.fm/adchoices
Join me as I chat with Cody Schneider where we dive deep into how brands can leverage short-form content creators instead of traditional influencers to achieve better marketing ROI. He breaks down the economics of creator partnerships ($900/month for daily content across platforms vs. $2,000 for a single influencer post) and demonstrates how the for-you-page algorithm allows creators with zero followers to potentially reach massive audiences. The strategy works particularly well for mobile apps, e-commerce products, and services with straightforward value propositions. Timestamps: 00:00 Intro 01:26 - Why Short-Form Marketing? 02:55 - Creator vs. Influencer Marketing Explained 04:41 - Micro-Creator Strategy Overview 11:43 - Case study of Focus Tree app using creator marketing 16:04 - How to Find and Work with Creators 19:49 - The Drawbacks of this Strategy 20:27 - Tools for Managing and Tracking Campaign Performance 22:56 - Final Thoughts and Conclusions Key Points: • Creator marketing is more cost-effective than traditional influencer marketing, especially for mobile apps and B2C products • For-you-page algorithms have changed how content reaches audiences, making follower count less important than content quality • Working with multiple creators (5-10) creates a compound learning effect where successful formats can be shared across the team • This strategy works best for products with simple value propositions that can be purchased impulsively on mobile devices The #1 tool to find startup ideas/trends - https://www.ideabrowser.com LCA helps Fortune 500s and fast-growing startups build their future - from Warner Music to Fortnite to Dropbox. We turn 'what if' into reality with AI, apps, and next-gen products https://latecheckout.agency/ Boringmarketing - Vibe Marketing for Companies: boringmarketing.com The Vibe Marketer - Join the Community and Learn: thevibemarketer.com Startup Empire - a membership for builders who want to build cash-flowing businesses https://www.skool.com/startupempire/about FIND ME ON SOCIAL X/Twitter: https://twitter.com/gregisenberg Instagram: https://instagram.com/gregisenberg/ LinkedIn: https://www.linkedin.com/in/gisenberg/ FIND CODY ON SOCIAL Cody's startup: https://www.graphed.com X/Twitter: https://x.com/codyschneiderxx Youtube: https://www.youtube.com/@codyschneiderx
The Transformation Ground Control podcast covers a number of topics important to digital and business transformation. This episode covers the following topics and interviews: Tech Hiring Landscape, Q&A (Darian Chwialkowski, Third Stage Consulting) Everything You Need to Know About Managing Careers in Technology & Consulting (Jonathan Whipple, CEO & Co-Founder of Lander Talent) 5 Lessons I Wish I Knew Before Starting My Consulting Career We also cover a number of other relevant topics related to digital and business transformation throughout the show.
In this episode, I share how putting everything on your calendar—even the smallest tasks—can transform your productivity and peace of mind. I talk about my own journey with calendar blocking, why it's so effective, and how it helps reduce decision fatigue and overwhelm. You'll hear practical tips for scheduling everything from work projects and family time to errands and rest, plus why building in buffer time is essential. I also discuss how this habit gives you the freedom to say yes to what matters and no to what doesn't, and how it helps you spot patterns where you need more support or boundaries. If you're new to calendar blocking, I encourage you to try it for just one day and see the difference. Let me know how it goes on Instagram @simplifywithamandab! Free Resources:Join 30 Day Calendar Blocking Blueprint and finally feel in control. Click here to join the next round. Are you a business owner making $100,000+ and still wearing all the hats? Click here to learn about my upcoming 12-week Outsourcing Mastermind.Are you an aspiring or newer business owner who needs some accountability and clarity on the next steps? Click here to join my 6-month accountability group - Simplify.
#117: On today's episode, Han jumps on for a solo to recap NYFW and the podcast activations last week. She gets into the events she hosted and also the chaos of attending events and shooting content. Aside from that, she gets into:the importance of not letting people keep us in a boxhonoring our authenticitywhat the entrepreneurial journey ACTUALLY looks likehow we can build up our resilience tolerancehow to manage fear and imposter syndromehow we can better trust ourselvesexecuting with confidenceand more!CONNECT BELOW:follow The Ness NYC herefollow Alexa herefollow Daughter Lessons herefollow Smile House Tribeca herestay at The Time New York hereCONNECT with HAN:follow Han herefollow HOW I SEE IT hereshop the podcast merch herework with Han: howhanseesit@gmail.com
This week we're joined by Dr. Bronson Strickland and Mitt Wardlaw of Wildlife Investments. We discuss whitetails, food plots and techniques learned from precision ag to mitigate the fall food plot planting challenges. The take away is being intentional and timely while understanding the tools/techniques that Gamekeepers can access to save soil moisture. We talk about the early growing season window and it's challenges and benefits. It's an interesting discussion that's packed with good information. We also ask Bronson if science shows mature bucks are leery of game cameras. Listen, Learn and Enjoy. Send a text message to the show! Support the showStay connected with GameKeepers: Instagram: @mossyoakgamekeepers Facebook: @GameKeepers Twitter: @MOGameKeepers YouTube: @MossyOakGameKeepers Website: https://mossyoakgamekeeper.com/ Enter The Gamekeeper Giveaway: https://bit.ly/GK_Giveaway Subscribe to Gamekeepers Magazine: https://bit.ly/GK_Magazine Buy a Single Issue of Gamekeepers Magazine: https://bit.ly/GK_Single_Issue Join our Newsletters: Field Notes - https://bit.ly/GKField_Notes | The Branch - https://bit.ly/the_branch Have a question for us or a podcast idea? Email us at gamekeepers@mossyoak.com
Gotta have a psychology degree.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
From tea to screen time, we cover it all in this Keeping Up. We start off by talking all about our favorite, and least favorite, ways to get in some caffeine. Caffeine is something we manage our kids' access to, and it's a lot easier to control than their screen time. As our kids get older, it gets more and more complicated to find a balance with our kids and the internet. Bricia shares how she made a contract with Eddie to help manage his screen time. What are some of the tricks you use to manage screens with your kids? Super Mamás IG: @_supermamas Facebook: Super Mamás Twitter: @_supermamas Website: http://supermamas.com/ This is a Redd Rock Music Podcast IG: @reddrockmusic www.reddrockmusic.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Welcome to episode 238 of Growers Daily! We cover: potentially having too high of organic matter levels, lessons from my milpa patch, and what to do for next year if your garden lost to weeds this year. We are a Non-Profit!
Managing diabetes data can feel overwhelming, especially when every device speaks a different language. What if your care team could see it all in one place—and have a diabetes educator checking in between visits? This week, we're talking about SweetSpot, a platform that hopes to make everything easier for the doctor and the person with diabetes. This is a big new trend in diabetes care – we're talking about how it works, who pays for it and a lot more with Sweet Spot Director of Diabetes Education and Clinical Services Jodi Hughes, RD, LDN, CDCES This podcast is not intended as medical advice. If you have those kinds of questions, please contact your health care provider. Join us at an upcoming Moms' Night Out event! Learn more about studies and research at Thrivable here Please visit our Sponsors & Partners - they help make the show possible! Learn more about Gvoke Glucagon Gvoke HypoPen® (glucagon injection): Glucagon Injection For Very Low Blood Sugar (gvokeglucagon.com) Omnipod - Simplify Life Learn about Dexcom Check out VIVI Cap to protect your insulin from extreme temperatures The best way to keep up with Stacey and the show is by signing up for our weekly newsletter: Sign up for our newsletter here Here's where to find us: Facebook (Group) Facebook (Page) Instagram Check out Stacey's books! Learn more about everything at our home page www.diabetes-connections.com Reach out with questions or comments: info@diabetes-connections.
Text us a pool question!In this episode of Talking Pools, Andrea & Paulette discuss various topics ranging from cooking techniques to the chemistry of pool maintenance. They share a detailed recipe for cooking skirt steak, emphasizing the importance of not gatekeeping culinary knowledge. The conversation then shifts to pool chemistry, focusing on cyanuric acid, its effects on total ORP, and how to manage stabilizer levels effectively. The hosts also cover testing methods for cyanuric acid and the implications of using different types of chlorine. The episode blends practical cooking advice with technical insights into pool maintenance, making it informative for both cooking enthusiasts and pool owners.takeawaysCooking skirt steak can be made easier with the right techniques.Cyanuric acid can inflate total alkalinity readings.Understanding ORP is crucial for pool maintenance.Diluting samples is necessary for accurate cyanuric acid testing.Alum can be used to lower cyanuric acid levels.Different types of chlorine have varying effects on cyanuric acid.Cooking and pool chemistry share principles of balance and precision.Test strips can be useful but have limitations in accuracy.Managing stabilizer levels is essential for water balance.Cooking techniques can enhance the flavor and texture of meats.Sound Bites"How do you raise or lower stabilizer?""You can dilute the sample for testing.""Alum can lower cyanuric acid levels."Chapters00:00Introduction and Technical Difficulties08:26Cooking Techniques and Recipes11:29Understanding Cyanuric Acid17:45The Impact of Cyanuric Acid on ORP22:35Managing Stabilizer Levels34:42Testing and Adjusting Cyanuric Acid Levels Support the showThank you so much for listening! You can find us on social media: Facebook Instagram Tik Tok Email us: talkingpools@gmail.com
I'm thrilled to share this deeply moving conversation with Sun Yong Kim-Manzolini, whose story is nothing short of extraordinary. Sun Yong's journey from a disabled orphan in South Korea to a successful options trader and entrepreneur in America is a testament to the power of resilience, taking action despite fear, and never giving up on your dreams. In this episode, Sun Yong opens up about her early childhood in Korean orphanages, learning to walk at age six, being adopted by an American family, and working her dream job as a medical assistant for 33 years. But here's where her story takes an incredible turn - at age 54, she made the bold decision to retire early with only $10 in her checking account and teach herself options trading as a "hobby." What happened next will inspire you: Sun Yong developed her own trading system and turned that hobby into a six-figure income in her first year. She shares the practical details of her journey, from using virtual money to practice, to taking a home equity loan to fund her real trading account, to eventually turning her husband's $164,000 retirement fund into over $600,000 in just 11 months. This conversation is packed with wisdom about taking calculated risks, the importance of financial education, and how money can be a tool for creating the life you truly want. Sun Yong's earnestness and integrity shine through every moment of our discussion. Key Topics: 1. How childhood trauma shaped her money mindset and resourcefulness 2. Leaving her "dream job" after 33 years to pursue financial independence 3. Learning options trading at age 54 with zero tech experience 4. Using virtual money to master trading before risking real capital 5. Turning $164K retirement funds into $600K in 11 months 6. Managing multiple revenue streams in minutes per day 7. Taking action despite fear and imperfect timing 8. Building a legacy of financial empowerment for others Connect with Sun Yong: Book: Invest Yourself and Throw Away Your Excuses and Turn Your Life Around Opposites (co-written with her husband) Mention this podcast for 50% off signed copies LinkedIn: https://www.linkedin.com/in/sun-yong-kim-manzolini-5105a8203/ Upcoming Event: Thrive 360 - A live event focusing on the four pillars of a dream life: mental health, physical health, spiritual health, and financial health. Find more from Syama Bunten: Instagram: @syama.co, @gettingrichpod Website: https://syamabunten.com/ Download Syama's Guide to Getting Rich: www.syamabunten.com Women & Wealth Catalyst Summit: https://women.win/ Big Delta Capital: www.bigdeltacapital.com
What happens when the interviewer becomes the interviewee? In this special crossover episode, Mike Richards switches sides of the microphone as a guest on Seth Marlowe's – The Treasury Whisperer's Talkcast podcast - sharing his journey, insights, and why the profession is anything but boring.Together, they unpack the myths, challenges, and evolving opportunities shaping the treasury profession today.Mike Richards is the CEO & Founder of The Treasury Recruitment Company and host of the popular Treasury Career Corner podcast, which has nearly 400 episodes and more than 200,000 downloads. For over 25 years, he's been connecting treasury professionals with career-defining opportunities, building world-class treasury teams, and sharing their stories with the wider profession.What You'll Hear in This EpisodeThe unexpected way Mike fell into treasury recruitment and why he never leftHow The Treasury Career Corner podcast grew from a 10-episode idea into nearly 400 episodes and 200k downloadsWhy treasury teams of just 2–3 people are often the hidden heroes in global companiesThe reality of moving from banking to corporate treasury, including pay cuts and steep learning curvesWhy professional qualifications (CTP, ACT and others) matter for long-term career growthThe evolution of the treasurer's role toward becoming a deputy CFO and trusted partnerPractical advice for mid-level professionals: 30/60/90-day plans, celebrating wins, and documenting achievementsHow to approach networking the right way - whether at conferences or within your own organisationThe biggest myth Mike wants to bust: Treasury is not boring - it's strategic, vital and coolYou can connect with Mike Richards on LinkedIn. You can connect with Seth Marlowe on LinkedIn. ---
Fins, Fur and Feathers: Voles Storage Tank Safety in Agriculture Awarding McCarty Family Farms 00:01:05 – Fins, Fur and Feathers: Voles: K-State wildlife specialist Drew Ricketts and fisheries and aquatics Extension specialist Joe Gerken start the show as they discuss voles and what to do if you see the rodent in your yard. Fins, Fur, and Feathers wildlife.k-state.edu 00:12:05 – Storage Tank Safety in Agriculture: Continuing the show is Mitch Ricketts, professor of agricultural safety and health at K-State, as he explains the safety concerns and precautions for storage tanks on agricultural operations. Protecting Yourself from Respiratory Hazards in Agriculture 00:23:05 – Awarding McCarty Family Farms: K-State dairy specialist Mike Brouk ends the show taking a closer look at McCarty Family Farms, a fourth-generation dairy farm family, that will be recognized as the 2025 Dairy Producers of the Year at the World Dairy Expo at an awards banquet on October 1. Send comments, questions or requests for copies of past programs to ksrenews@ksu.edu. Agriculture Today is a daily program featuring Kansas State University agricultural specialists and other experts examining ag issues facing Kansas and the nation. It is hosted by Shelby Varner and distributed to radio stations throughout Kansas and as a daily podcast. K‑State Research and Extension is a short name for the Kansas State University Agricultural Experiment Station and Cooperative Extension Service, a program designed to generate and distribute useful knowledge for the well‑being of Kansans. Supported by county, state, federal and private funds, the program has county Extension offices, experiment fields, area Extension offices and regional research centers statewide. Its headquarters is on the K‑State campus in Manhattan
Today's episode brings you interesting insights into the connection between sleep and temperament. We dig into the science and psychology behind why it is harder for some babies to settle into sleep—and the connection to their overall temperament. Join us to learn more about this fascinating topic. Macall Gordon is a researcher, speaker, and author specializing in the link between temperament and sleep, especially as it relates to sleep training advice. Her master's degree in applied psychology is from Antioch University, and her B.S. degree in human biology is from Stanford. She is a certified Gentle Sleep Coach and has worked with thousands of parents of alert, sensitive, intense children. Issues with her own two children and feeling that she hadn't slept for 18 years have influenced her focus on this work. Her book is Why Won't You Sleep?! A Game-Changing Approach for Exhausted Parents of Nonstop, Super Alert, Big Feeling Kids. Show Highlights: Temperament: When does this form in a baby? Managing expectations without blaming yourself Why some babies don't sleep well Myths about training newborns Regulation in relationships just makes sense. Self-soothing: Are babies capable of soothing themselves? At what age? Understanding “differential susceptibility”: Mellow babies vs. sensitive babies Parent blame and unnecessary stress because of sleep issues Temperament mismatch between parents and children Macall's advice to parents who are struggling right now: Start moving/shifting, and realize that kids usually need more sleep than they indicate. Resources: Connect with Macall Gordon: Website, Instagram, TikTok, YouTube, and Why Won't You Sleep?! book Call the National Maternal Mental Health Hotline at 1-833-TLC-MAMA or visit cdph.ca.gov Please find resources in English and Spanish at Postpartum Support International, or by phone/text at 1-800-944-4773. There are many free resources, like online support groups, peer mentors, a specialist provider directory, and perinatal mental health training for therapists, physicians, nurses, doulas, and anyone who wants to be more supportive in offering services. You can also follow PSI on social media: Instagram, Facebook, and most other platforms Visit www.postpartum.net/professionals/certificate-trainings/ for information on the grief course. Visit my website, www.wellmindperinatal.com, for more information, resources, and courses you can take today! If you are a California resident looking for a therapist in perinatal mental health, email me about openings for private pay clients! Learn more about your ad choices. Visit podcastchoices.com/adchoices
In today's episode, I'm joined by the incredible MärRem Remington, a powerhouse who works with people who are wired differently—from those with ADHD to highly sensitive individuals, sensory processing challenges, learning disabilities, and more. Her mission is to help them transition from feeling overwhelmed, exhausted, and defeated to building confidence, clarity, and meaningful connections in their business journey. With over 35 years of experience in education, MärRem has witnessed firsthand how important individualized learning is, especially for those who are neurodivergent. With the rise of adult ADHD diagnoses in recent years, she's dedicated her life to creating tailored tools that make a real difference in how neurodivergent individuals navigate the business world, transforming their unique learning styles into strengths. In this engaging conversation, MärRem and I dive deep into the unique challenges faced by neurodivergent entrepreneurs and the vital importance of self-compassion, community support, and effective organizational strategies to overcome overwhelm. We also touch on how often we underestimate the need for fun, connection, and celebrating achievements along the entrepreneurial path. MärRem and I dish on: - Challenges in traditional work environments for neurodivergent entrepreneurs - Managing overwhelm and stress—and the power of practicing self-compassion - Creative tools to manage different business aspects - The importance of building community while scaling your business - Celebrating small wins and learning from mistakes to fuel progress - Discovering your unique wisdom to craft business strategies that work for you This episode is filled with insightful strategies and heart-centered wisdom for embracing your uniqueness and thriving in your business. You won't want to miss it! Subscribe now so you'll never miss an episode and leave us a review! It really helps us know which content resonates with you the most. Join our Feminine Business Magic Facebook Group (https://tinyurl.com/ygdkw7ce) with your host, Julie Foucht. This is a community of women dedicated to connecting, supporting, and celebrating each other in growing businesses that honor their Divine Feminine while filling their bank accounts abundantly. Resources mentioned: Take the Witchpreneur Quiz and discover which Feminine Magic is your Key to Financial Success. (https://bit.ly/witchpreneur-quiz) Purchase Love-Based Feminine Marketing (https://tinyurl.com/ydmzb6qz) MärRem Remington's Free Gift: Download The ADHD Self-Compassion Workbook at https://mcusercontent.com/07b8a59b51cfd5fa678362b89/files/ed8a5f9c-b343-3ef0-a975-92e11dc45331/Self_Compassion_Freebie_2025_Final_8.5x11_US_Letter_.pdf **Contact MärRem Remington via Facebook or https://www.marremconsulting.com/** **Connect with Julie Foucht via Facebook (https://tinyurl.com/yeb82uuj) or email at https://juliefoucht.com/**
Making Billions: The Private Equity Podcast for Startup Founders and Venture Capital Investors
Send us a text"RAISE CAPITAL LIKE A LEGEND: https://offer.fundraisecapital.co/free-ebook/"You'll fail as a fund manager if you think raising capital is all about the pitch, discover the real secrets to scaling from 600,000 to 900 million, while protecting your reputation and your investors. So if you want to avoid the biggest mistakes in private credit, then this episode is for you.Subscribe on YouTube:https://www.youtube.com/channel/UCTOe79EXLDsROQ0z3YLnu1QQConnect with Ryan Miller:Linkedin: https://www.linkedin.com/in/rcmiller1/Instagram: https://www.instagram.com/makingbillionspodcast/Twitter: https://twitter.com/_MakingBillonsWebsite: https://making-billions.com/[THE GUEST]: Steve Ponte brings over 25 years of experience in finance, construction, and real estate development to his role as CEO of PHL Capital Corp.[THE HOST]: Ryan Miller is an Angel investor, former VP of Finance, CFO of an insurance company, and the founder of Fund Raise Capital, https://www.fundraisecapital.co where his strategies helped emerging fund managers and deal syndicators to report raising over $1B following his strategies.Support the showDISCLAIMER: The information in every podcast episode “episode” is provided for general informational purposes only and may not reflect the current law in your jurisdiction. By listening or viewing our episodes, you understand that no information contained in the episodes should be construed as legal or financial advice from the individual author, hosts, or guests, nor is it intended to be a substitute for legal, financial, or tax counsel on any subject matter. No listener of the episodes should act or refrain from acting on the basis of any information included in, or accessible through, the episodes without seeking the appropriate legal or other professional advice on the particular facts and circumstances at issue from a lawyer, finance, tax, or other licensed person in the recipient's state, country, or other appropriate licensing jurisdiction. No part of the show, its guests, host, content, or otherwise should be considered a solicitation for investment in any way. All views expressed in any way by guests are their own opinions and do not necessarily reflect the opinions of the show or its host(s). The host and/or its guests may own some of the assets discussed in this or other episodes, including compensation for advertisements, sponsorships, and/or endorsements. This show is for entertainment purposes only and should not be used as financial, tax, legal, or any advice whatsoever.
Mississippi has been received tens of millions of dollars in opioid settlements each year since 2022, and the use of those dollars has been mostly a mystery. But a Mississippi Today investigation this summer found that of over $124 million the state has received, less than $1 million has been used by public officials to address addiction. Managing editor Kate Royals and mental health reporter Allen Siegler speak with Tricia Christensen, a nationally recognized leader in overdose prevention and opioid settlement spending from Tennessee, about how this compares to other states and what it means for Mississippians harmed by the overdose epidemic.
In this article, gamebird biologists and private land management consultants Kyle Hedges and Frank Loncarich discuss best practices for supporting upland bird habitat in the heart of row crop country. Read more at projectupland.com.
This week on The Moos Room, Brad shares updates from the University of Minnesota's dairy research center, where staff have been on strike and he's been back in the barn doing chores, milking, feeding, and even pulling calves late at night. With calving season underway, Brad shifts the focus to a new review article on weaning practices in young ruminants, authored by Heather Nave at Purdue University.The discussion explores the stress calves, lambs, goat kids, and beef calves experience when transitioning from milk to solid feed, and how management decisions—such as weaning age and milk removal method—impact long-term health, growth, and welfare. Brad breaks down the pros and cons of abrupt versus gradual weaning, highlights the benefits of later weaning, and shares practical strategies to reduce stress, from nutritional management and water access to social housing and avoiding stacked stressors.Key takeaways include:Later and gradual weaning generally improves growth, gut health, and reduces stress.Early access to palatable solid feed and free-choice water is essential for rumen development.Environmental enrichment and positive human contact can help ease the transition.Veterinarians and farmers should balance short-term economics with long-term animal health and productivity.Tune in for research-backed insights and practical tips to improve calf and herd outcomes during one of the most critical stages of development.Improving the Welfare of Ruminants Around Weaning in Veterinary Clinics of North America: Food Animal PracticeQuestions, comments, scathing rebuttals? -> themoosroom@umn.edu or call 612-624-3610 and leave us a message!Linkedin -> The Moos RoomTwitter -> @UMNmoosroom and @UMNFarmSafetyFacebook -> @UMNDairyYouTube -> UMN Beef and Dairy and UMN Farm Safety and HealthInstagram -> @UMNWCROCDairyExtension WebsiteAgriAmerica Podcast Directory
That Solo Life Episode 313: Strategies for Securing New PR Business in 2025 Episode Summary Karen and Michelle dive into optimistic data about the global growth of the PR industry and share strategic insights for solo practitioners looking to finish 2025 strong. Drawing from recent industry research, they explore emerging trends, niche specialization opportunities, and practical business development tactics that can help independent PR pros break through current market challenges and position themselves for future success. Episode Highlights PR Industry Growth Statistics (02:10) - Discussion of global PR industry expansion and what it means for solo practitioners Content Creation as Core Offering (03:06) - 76% of PR agencies now emphasize content strategy and creation services The Rise of Niche Specialization (04:18) - 37% of agencies focus on specialized industries like fintech and health tech Strategic Industry Targeting (05:40) - Identifying high-growth sectors with future potential, including infrastructure and healthcare Pricing Psychology (09:25) - Why charging more can actually win you more business Networking Beyond PR Circles (10:28) - Breaking out of industry echo chambers to find new opportunities Local Government Connections (11:18) - Building relationships with municipal leaders and borough managers Overcoming Business Development Fatigue (12:47) - Managing exhaustion while staying proactive in challenging times Key Takeaways The PR industry is growing globally, even if it doesn't feel that way locally Specializing in niche industries offers competitive advantages Infrastructure projects present untapped opportunities for PR pros Higher pricing often signals higher value to potential clients Networking outside the PR industry can yield unexpected opportunities Your skills are transferable across industries - don't limit yourself Small, consistent changes to your business development approach can yield big results Related Episodes & Additional Information Resources Mentioned: PR Lab: 150+ PR Statistics You Need to Understand the Industry in 2025 That Solo Life, Episode 215: From Barriers to Bridges with Mary Ellen Miller Industries to Watch: Health technology and healthcare Financial technology (fintech) Infrastructure and public works Municipal and government communications Host & Show Info That Solo Life is a podcast created for public relations, communication, and marketing professionals who work as independent and small practitioners. Hosted by Karen Swim, APR, founder of Words For Hire and President of Solo PR, and Michelle Kane, Principal of Voice Matters, the show delivers expert insights, encouragement, and advice for solo PR pros navigating today's dynamic professional landscape. Ready to transform your solo practice? Don't let this episode's insights go to waste! Take action today by identifying one new industry or networking opportunity you can explore this month. Whether it's attending a targeted industry event or meetup, connecting with your local government officials, or raising your rates, small steps lead to significant breakthroughs. Subscribe to That Solo Life on your favorite podcast platform and never miss an episode packed with practical strategies for independent PR professionals. Have questions or success stories to share? Reach out to the hosts at soloprpro.com - they'd love to hear from you!
Top 5 Topics:- OMFS Sedation Complications – Deep sedation gone wrong, patient safety risks, and what every patient & provider should know before anesthesia- Receptionist Gave Medical Advice – Role limitations of non-clinical staff in medical decisions- Consent-to-Settle Process – The insurance clause that can decide legal process- Surgeon vs. Anesthesiologist – Inside the legal battle when both providers are sued after a patient's death(Dental Cases = Even # Episodes; OMFS Cases = Odd # Episodes)Quotes & Wisdom:"Only the doctor should be giving advice about medical conditions, medications, and complications — never non-clinical staff.""In court, authenticity wins over arrogance — jurors can sense the difference instantly.""Every clinical decision should be made as if it might one day be explained to a jury.""A consent-to-settle policy lets you control your destiny — you can choose to fight when you believe you did nothing wrong.""The same drug dose can put one patient into light sedation and another into deep sleep — the body doesn't always read the book.""Litigation often starts by throwing everything at the wall to see what sticks — and that can mean targeting multiple providers.""Managing both surgery and anesthesia is not just technically challenging — it's physiologically more stressful for the surgeon.""Your demeanor on the stand can make or break your defense — preparation with your lawyer is essential.""Being prepared for the unexpected in anesthesia is as important as preventing it."Questions:(10:38) How often do cases arise where non-professional staff give medical advice, and how does that impact legal responsibility?(27:49) Why would a plaintiff still pursue a surgeon who wasn't performing anesthesia under the “captain of the ship” theory?(29:57) Does separating anesthesia and surgery reduce litigation risk, or will lawsuits target both parties regardless?(33:35) How should ASA classification subjectivity influence sedation depth and case planning?(35:55) Does the specific dosage of propofol and Versed change the medico-legal evaluation of an adverse event?(39:19) Is having a “consent to settle” provision in malpractice insurance better than leaving the decision to the carrier?(43:45) How should a surgeon's demeanor, humility, and confidence be balanced when testifying in court?(47:53) What are the challenges and physiological impacts of performing both anesthesia and surgery as an oral surgeon?Now available on:- Dr. Gallagher's Podcast & YouTube Channel- Dose of Dental Podcast #166My watch in this episode = Tag Heuer Aquaracer Calibre 16 Chrono- 8.2025This episode is a partnership with MedPro Group.#podcast #dentalpodcast #doctorgallagherpodcast #doctorgallagherspodcast #doctor #dentist #dentistry #oralsurgery #dental #dentalschool #dentalstudent #doctorlife #dentistlife #oralsurgeon #doctorgallagher
Managing narrowbody engine MRO is a complex puzzle. Aviation Week editors discuss the challenges, opportunities and changes in the European engine aftermarket—including highlights from AeroEngines Europe in Hamburg Sept. 8-10.
Send us a textFrom 20 to 250: What Happens When Self-Storage Management Grows Too Fast? Peter Smyth returns to the Self Storage Podcast to share his explosive journey, from managing 20 facilities to nearly 250 in just one year. He outlines the challenges of hypergrowth, from client churn and employee scalability to building systems that can handle everything from rural RV lots to urban mega-facilities. Peter and Scott talk hiring for skill versus experience, the role of AI and custom-built software in operational efficiency, and why white-label management is becoming the go-to for storage owners who want control without compromise. WHAT TO LISTEN FOR1:10 From 20 to 250: The Rocketship Year5:53 Hiring for Talent, Not Just Experience10:24 Scaling Services for Every Size Operator14:10 KPIs, OKRs, and the Software Shift21:07 Managing a Startup and a Young Family Leave a positive rating for this podcast with one click GUEST: Peter Smyth, White Label StorageWebsite | Email | LinkedIn CONNECT WITH USWebsite | You Tube | Facebook | X | LinkedIn | Instagram Follow so you never miss a NEW episode! Leave us an honest rating and review on Apple or Spotify.
In this episode, Dave chats with Cincinnati-based investor Evan Polaski about balancing a full-time investor relations role with personal investing. Evan breaks down how Axia Partners shifted from a broad mix (self-storage, RV parks, multifamily, and a 230,000-sq-ft industrial development) toward heavier emphasis on RV parks and value-add multifamily in Middle America—and why today's pricing has them patient on new multifamily acquisitions. He explains how fixed-rate debt and conservative underwriting have kept their 2021 multifamily deals cash-flowing (with strong NOI growth) even as exit timelines stretch. On the capital-raising front, Evan shares what's actually moving the needle now: nailing execution for current investors, nurturing referral networks, and participating in the right mastermind communities long before you need to raise. For newer capital raisers, Evan's advice is simple and powerful: know your deals inside and out, never “wing” answers, give straight talk (with proper disclaimers), and recognize that not every investor is the right fit—protect your future sanity and reputation by trusting your gut. - Get Interviewed on the Show! - ================================== Are you a real estate investor with some 'tales from the trenches' you'd like to share with our audience? Want to get great exposure and be seen as a bonafide real estate pro by your friends? Would you like to inspire other people to take action with real estate investing? Then we'd love to interview you! Find out more and pick the date here: http://daveinterviewsyou.com/
When pain makes life small, fighting harder isn't always the answer.Former firefighter Joletta Belton shares how she stopped “going to war” with pain and rebuilt a bigger life around it. What you'll learn: • Why the “fix pain first, live later” plan keeps people stuck • How acceptance/willingness differs from “just live with it” • Practical ways to reconnect with values when activity is limited • Using relationships and peer support without feeling like a burden • Managing the inner critic with self-compassion that actually sticks • Whole-person care: biology matters—and so do context and meaningIf you work with complex pain—or you're living it—this conversation offers a humane, evidence-aware path forward.Next steps: Subscribe, share with a patient or colleague, and see links below to join our community and explore Pain Practice OS for clinical tools that blend science with lived experience.Pain Practice OS Joletta's Substack *********************************************************************
HaunTopic Radio: Haunted Attractions | Haunted Houses | Halloween | Haunters
Sammy Days & David Gricius are the Scare Actor Trainers and Scare Actors at Fright Nights in Southern Florida. Join us as we pick their brains... Learn how to recruit scare actors Learn how to train scare actors Learn how to manage scare actors Fright Nights is an annual Halloween event that occurs at the South Florida Fairgrounds in West Palm Beach, Florida. Open through the beginning of October through Halloween, the event features multiple haunted houses, “scare zones,” midway rides, food vendors, games, and live entertainment. Stalk Fright Nights at https://www.southfloridafair.com/p/fright-nights Start and grow your Haunted Attraction at https://www.haunterstoolbox.com/ Reward, recognize, and retain your actors with https://scareitbadges.com/
Creating a Family: Talk about Infertility, Adoption & Foster Care
Click here to send us a topic idea or question for Weekend Wisdom.Today, we are tackling a question that comes up a lot for parents and caregivers in our community – what do you do with a picky eater? Resources: Food IssuesMy Foster Child Only Eats Junk FoodPractical Solutions to Typical Food Issues with Adopted and Foster KidsSupport the showPlease leave us a rating or review. This podcast is produced by www.CreatingaFamily.org. We are a national non-profit with the mission to strengthen and inspire adoptive, foster & kinship parents and the professionals who support them.Creating a Family brings you the following trauma-informed, expert-based content: Weekly podcasts Weekly articles/blog posts Resource pages on all aspects of family building
#585 Struggling to juggle motherhood and entrepreneurship without feeling overwhelmed? In this powerful episode, host Kirsten Tyrrel sits down with life and business coach Martine Williams to dive deep into the realities of mom entrepreneurship. Martine shares her journey from feeling lost in motherhood to building a thriving coaching business that empowers women to succeed at work without losing themselves at home. We discuss the importance of clarity, confidence, and courage, why so many women fall into the "hustle trap," and how to redefine success on your terms. If you're tired of burnout and ready to build a business that aligns with your life — not the other way around — this conversation is for you! (Original Air Date - 2/12/25) What we discuss with Martine: + Fear of failure & goal setting + Balancing business & motherhood + The “success trap” & burnout + Clarity, confidence & courage + Knowing your identity + Fun & rest as productivity + Escaping the proving trap + Breaking all-or-nothing thinking + Managing stress & avoiding burnout + The shift in women's entrepreneurship Thank you, Martine! Check out Illuminate YOU Coaching at MartineWilliams.com. Listen to Life Coaching for Mompreneurs. Follow Martine on Instagram. Watch the video podcast of this episode! To get access to our FREE Business Training course go to MillionaireUniversity.com/training. And follow us on: Instagram Facebook Tik Tok Youtube Twitter To get exclusive offers mentioned in this episode and to support the show, visit millionaireuniversity.com/sponsors. Want to hear from more incredible entrepreneurs? Check out all of our interviews here! Learn more about your ad choices. Visit megaphone.fm/adchoices
In this episode, Chris shares practical strategies for managing your appetite so you can stay in control of your diet and keep fat loss on track. You'll hear why certain foods make you hungrier, how to use volume eating and protein to your advantage, and the small tweaks that make sticking to your plan far easier without feeling deprived.
What does it take to “play 3D chess at 250 miles an hour”? And how far will $12.5 billion of “Big, Beautiful” funding go toward modernizing the F.A.A.? (Part two of a two-part series.) SOURCES:David Strayer, professor of cognition and neural science at the University of Utah.Dorothy Robyn, senior fellow at I.T.I.F.Ed Bastian, C.E.O. of Delta Airlines.Ed Bolen, president and C.E.O. of the National Business Aviation Association.John Strong, professor of finance and economics at the William and Mary School of Business.Kenneth Levin, retired air traffic controller.Olivia Grace, former product manager at Slack.Polly Trottenberg, former deputy secretary of the U.S. Department of Transportation. RESOURCES:“An Air Traffic Controller Speaks Out About Newark Airport,” by The Journal (2025)."Why Did Air Traffic Control Reform Efforts Fail (Again)?" by Jeff Davis (Eno Center for Transportation, 2023)."Supertaskers: Profiles in extraordinary multitasking ability," by Jason Watson and David Strayer (Psychonomic Bulletin & Review, 2021).Managing the Skies: Public Policy, Organization, and Financing of Air Traffic Management, by John Strong and Clinton Oster (2016). EXTRAS:"Multitasking Doesn't Work. So Why Do We Keep Trying?" by Freakonomics Radio (2024).
Episode 2696 - Vinnie Tortorich and Chris Shaffer host a call-in show with a discussion around combating aging, managing Type 1 diabetes, and more. https://vinnietortorich.com/2025/09/managing-type-1-diabetes-episode-2696 PLEASE SUPPORT OUR SPONSORS YOU CAN WATCH THIS EPISODE ON YOUTUBE - Managing Type 1 Diabetes Vinnie has been a lifelong athlete and has some aches and pains. (2:30) Vic is the first call-in guest. (9:00) They chat about being neighbors in New Orleans. Vic has been NSNG® for a while and is close to his goal. (14:00) He asks Vinnie about stretching and flexibility. Vinnie understands the benefits of fasting, but his concern is that it should be done healthily so it doesn't become disordered eating. (22:00) Mike is the next guest and shares his background, including his experience with Type 1 diabetes. (27:00) He was following the suggested protocol from nutritionists, but was gaining weight. He went full-on NSNG® and lost 60 pounds in approximately three months. They discuss Zone 2 training as a form of glucose control, and also HIIT training. (40:00) You will achieve more lean body mass by doing strength training as opposed to just aerobics. (43:00) Sherry joins in. (47:00) She had tried Plexus, which is an MLM product. Vinnie explains the difference between cheating and “life into living.” (51:00) Sherry lost her husband to diabetes and other complications. He ate whatever and whenever he wanted, and relied on taking insulin to "fix" him. She has also noticed her autoimmune flare-ups (Hashimoto's) have reduced. If you are interested in the NSNG® VIP group, it will be reopening soon. But you can get on the wait list - More News If you are interested in the NSNG® VIP group, it will be reopening soon. But you can get on the wait list - Don't forget to check out Serena Scott Thomas on Days of Our Lives on the Peacock channel. “Dirty Keto” is available on Amazon! You can purchase or rent it . Make sure you watch, rate, and review it! Eat Happy Italian, Anna's next cookbook, is available! You can go to You can order it from . Anna's recipes are in her cookbooks, website, and Substack–they will spice up your day! Don't forget you can invest in Anna's Eat Happy Kitchen through StartEngine. Details are at Eat Happy Kitchen. PURCHASE DIRTY KETO (2024) The documentary launched in August 2024! Order it TODAY! This is Vinnie's fourth documentary in just over five years. Visit my new Documentaries HQ to find my films everywhere: Then, please share my fact-based, health-focused documentary series with your friends and family. Additionally, the more views, the better it ranks, so please watch it again with a new friend! REVIEWS: Please submit your REVIEW after you watch my films. Your positive REVIEW does matter! PURCHASE BEYOND IMPOSSIBLE (2022) Visit my new Documentaries HQ to find my films everywhere: REVIEWS: Please submit your REVIEW after you watch my films. Your positive REVIEW does matter! FAT: A DOCUMENTARY 2 (2021) Visit my new Documentaries HQ to find my films everywhere: FAT: A DOCUMENTARY (2019) Visit my new Documentaries HQ to find my films everywhere:
Your impulses and instincts are God given, but they can only take you so far. Listen as we discuss how to identify natural urges and the role of the Spirit helping us to overcome. #KingdomSpeak #Podcast #Instincts
In this episode, farmer Jill Duncan of Loving Roots Urban Garden shares her insights on her unique transitional period of moving her farm while keeping her customers. Subscribe for more content on sustainable farming, market farming tips, and business insights! Get market farming tools, seeds, and supplies at Modern Grower. Follow Modern Grower: Instagram Instagram Listen to other podcasts on the Modern Grower Podcast Network: Carrot Cashflow Farm Small Farm Smart Farm Small Farm Smart Daily The Growing Microgreens Podcast The Urban Farmer Podcast The Rookie Farmer Podcast In Search of Soil Podcast Check out Diego's books: Sell Everything You Grow on Amazon Ready Farmer One on Amazon **** Modern Grower and Diego Footer participate in the Amazon Services LLC. Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.
Title: From Hustle to Holdings: The Smarter Path to Passive Wealth With J. Scott Summary: In this episode of the Passive Income Attorney Podcast, host Seth Bradley discusses the importance of transitioning from active to passive income with guest Jay Scott, a seasoned real estate investor. They explore various investment strategies, the significance of due diligence in syndication, and the differences between house flipping and multifamily investments. Jay shares his journey from tech to real estate, emphasizing the need for teamwork in multifamily projects and the importance of understanding market conditions. The conversation concludes with actionable insights for listeners looking to create financial freedom through passive income. Links to watch and subscribe: https://www.youtube.com/watch?v=V26Rze2S9TM Bullet Point Highlights: Active income is trading time for money, while passive income allows for financial freedom. Investors should focus on the highest and best use of their time. Flipping houses can be tedious and may not be the best use of time for high-income earners. Transitioning to multifamily investments can provide more control and cash flow. Market conditions can significantly impact investment strategies and outcomes. Due diligence is crucial when vetting syndication sponsors and deals. Understanding the underwriting process is essential for passive investors. Building a strong team is vital for success in multifamily investments. Investors should seek to understand the risks associated with their investments. Passive income allows for a lifestyle centered around family and personal interests. Transcript: Seth Bradley (00:10.188) What's going on, law nation? Welcome to the Passive Income Attorney Podcast, your favorite place for learning about the world of alternative passive investments so that you can practice when you want to and not because you have to. Now, if you're ready to kick that billable out of the curb, start by going to attorneybydesign.com to download the Freedom Blueprint, which will also get you access to partner with us on one of our next passive real estate investments. All right, let's talk about the highest and best use of your time. We've talked about active versus passive income and for good reason, they are completely different. They're on opposite sides of the spectrum. When we talk about active income, we're talking about your job as an attorney, as a doctor or a business owner, where you trade your time in for money out. Depending on your skill set, background, education, work ethic, et cetera, You know, this could be a great use of your time or it could be a terrible one. But when most people think about getting into real estate investing, they're torn. Should you do a fix and flip like you saw on HGTV? Should you invest in a REIT like your financial advisor and Charles Schwab told you to do? Should you buy a single family rental or invest in a syndication? There are endless options so I can understand why it's so confusing. Well, start with this. ask yourself, what's the highest and best use of my time? If you're thinking about doing an HGTV fix and flip and your partner at a big law firm, for example, is that flip really the best use of your time? And don't be mistaken, a flip is transactional and it is active. So will you make more per hour on that fix and flip than you would at your job? After you factor in the learning curve, the deal sourcing, the headaches, what it takes away from your job and everything else, it's not even close. Unless you truly love doing it, which some people do, it just doesn't make sense for high income earners. You should be focusing on transforming the income you earn actively into passive income streams. At different levels on the passive scale, that could very well be a single family rental or an Airbnb. Seth Bradley (02:34.26) or could be passive investments into commercial syndications. But if you truly want to obtain financial freedom as quickly as possible, don't create more time consuming activities that aren't as fruitful as the active income stream that you already have. Focus on passive investments until you are financially free. And then you will have the freedom to transition or not into any active activity you have a passion for. Today, we have a very special guest, Mr. Jay Scott of Bigger Pocket fame. Jay is an entrepreneur, investor, advisor, and the co-host of the Bigger Pockets Business Podcast. He has bought, built, rehab, sold, syndicated, and held over $70 million in residential property, and currently owns several hundred units. Jay is the author of four bestselling books on real estate investing, with sales of over 300,000 copies. Get really excited for this, folks. You're in for a treat. This is the Passive Income Attorney Podcast, where you'll discover the secrets and strategies of the ultra wealthy on how they build streams of passive income to give them the freedom we all want. Attorney Seth Bradley will help you end the cycle of trading your time for money so you can make money while you sleep. Start living the good life on your own terms. Now, here's your host, Seth Bradley. Jay Scott, what's going on, brother? Welcome to the show. Scott (04:09.196) Thanks. Appreciate you having me here Seth. Absolutely, man. Appreciate you taking the time out of your day, We've got a little bit of history, but let's jump into your history, man. What's your story? Tell us about your background. Take it back as far you'd like to. Yeah, I'll keep it short because nobody really cares about what I used to do. So I'm a tech guy by education and former trade. I worked in Silicon Valley for a long time, spent about 15 years doing the engineering thing and the product management thing. 2008 decided to get married. My wife and I, she was in the tech world also. We decided to leave and do something different so we could start a family. focus on our family. Basically, we were both working ridiculous hours and it just wasn't sustainable if we wanted to start a family. So put our jobs in 2008, moved to the East coast, ended up flipping houses. Long, boring story about how that started, just kind of serendipitous. We didn't really plan it, never really considered real estate, but fell into flipping houses. Over the next eight years or so, we flipped about 400, 450 houses, was great. It ended up being the, next career we were looking for, it gave us the flexibility to kind of raise our kids and never have to miss a soccer game or a piano recital, which was fantastic. But then around 2017-ish really got burned out on flipping houses and that's when I started to look for some new stuff to do. and that kind of leads me into what I've been doing the last few years. Seth Bradley (05:41.742) That's awesome, man. That's a ton of houses you flip, man. think that that's, know, a lot of the folks who've been in the game for a long time, they've heard you speak on, you know, on bigger pockets and all of that. So, you know, what attracted you originally to house flipping rather than, you know, buy it holds or anything like that? So I'll be honest, I don't love real estate. I love business. I'm a business guy. like when I was even when I was in the tech world, I got my MBA and I did some business development and I moved from the engineering side to the product side where I could be more involved in the business stuff. And I'm a business guy by heart. And that's what I love doing. So when it came to flipping houses, For me, was, I could have been buying and selling anything. It ended up being houses. And again, not an exciting story. mean, literally the story was my wife was watching a show on HGTV with some people flipping houses and she said, let's give that a try. Just as kind of like a fun thing to do on the side while we were waiting for our wedding to come up. So it wasn't something that I ever thought about or planned to do. It just kind of happened. And so if it weren't flipping houses, it would have been buying and selling something else. would have opened a restaurant or I would have opened a retail store or who knows what I would have done. But for me, the challenge was in the business. It wasn't the real estate piece of it. And so I've always enjoyed the scaling part. So yeah, flipping a house is great. Flipping five houses is great. But I always wanted to know, how do I go from flipping five houses to flipping 50 houses in a year? What are the systems and processes I have to put in place? how do I build that type of business? That to me is what's exciting. And so for me, it's always been about not the real estate part of it, but about the building the business part of it. Seth Bradley (07:25.248) I love that man. I don't think I've heard anyone just come out and say that, even though a lot of people are probably in the same boat as you that, you know, you don't have to love real estate to recognize that it's a great business. Right. Yeah. So that that's awesome. So tell me a little bit about your, your transition and what you're doing now, your current business, how you kind of progressed from house living to what you're about to tell us about. Yeah, so 2017, I just got really burned out on flipping houses. It was good to us financially. We got good at it. I wrote a bunch of books on it, but I'll be honest, it was never fun. And as the years went on, it just ended up getting more tedious. I felt like I wasn't learning anything new. It was revising processes and creating new systems. it was fun, but I needed some new challenges. So 2017, I decided, okay, done with flipping, actually went and started doing some business stuff. So I do some advisory work for some tech companies. I do some angel investing. And so for a few months, I actually considered getting out of real estate altogether, focusing on other business pursuits. But I actually, what I realized was that I didn't like the nuts and bolts of real estate. I liked the mechanics of real estate. I loved the negotiation piece. I loved the asset management piece. I loved the putting deals together piece and I was good at it. And so while I really didn't wanna be flipping houses, didn't want to be involved in the day-to-day aspects of managing the projects. I enjoyed the deal part of real estate. And so in addition to that, after I stopped flipping, I had all this cash. And I was like, okay, what am I going to do with this cash? I was using it to flip houses. We were doing 50 houses a year. It's put a lot of cash to work. Now I had all this cash. I'm a control freak. do invest in other people's syndications, but I don't sleep well at night when all my money is being managed by other people. So I said, how do I kind of take back control of my own cash as well as kind of get back into real estate? What can I do in real estate that I would enjoy? And now I can also deploy a bunch of my own cash. And what I realized was multifamily. Scott (09:38.648) That was a great opportunity. And I had been thinking about multifamily for a long time. But what I realized was from the syndication side of multifamily, could, one, I could have the control. could be a general partner. could control the deal. I could put the deal together. I could manage the deal. But also I could come in on the limited partner side as an investor. And it was a great place to deploy my capital. So I could deploy my capital in deals that I had full control over. So 2017, I decided I wanted to get into multifamily, probably wanted to get into syndication. I reached out to a friend of mine, Ashley Wilson, who managed a company called Barred Down Investments. She and her husband had started the company a couple of years earlier. They were doing exactly what I wanted to do. And so I reached out to Ashley and I said, hey, I would love to learn multifamily. I don't expect you to like just take all this time and teach me so I can often be your competitor. But here's what I am willing to do if you're willing to do this. I will come work for you for a year. And in that year, you've got all my time, you've got all my energy, you've got all my knowledge, you've got all my contacts, I'll put money into your deals, whatever it takes. You mentor me for a year, you've got my commitment for a year. After a year, we can figure out if like, there's a place for me on the team or if I'll go off and do my own thing. But basically, let's work together for a year. And she loved that idea. mean, I think she liked the fact that I was really good with the systems and the processes and the operation stuff. And I obviously loved the fact that I could jump into a team that was high functioning, already owned a lot of properties and was doing deals. So for the next year, I worked with her team. It took about a year and a half before we finally did a deal. But 2020, just before COVID, we started putting together a deal. That deal went really well. Ashley and I realized that we were like, just we made a great team. We had a bunch of complimentary skills, the things that she was really good at, I wasn't, the things I was really good at, she wasn't, it was just a good partnership. Around the same time, her husband decided that he didn't really want to be doing real estate anymore. He kind of wanted to be a stay at home dad. He liked helping with the business. He ran the underwriting team and he did a lot of the analytics, but he didn't want to be a partner in the business anymore. So about a year and a half ago, Ashley came to me and said, Hey, would you want to join me and be a partner in the business? Scott (11:57.678) 2020, 2021-ish. Ashley and I joined forces. She and I now run bar down investments and we do value add multifamily all around the country. That's great man, said you weren't having fun anymore, you having fun now? I'm having a ton of fun. And I think the big difference between then and now is when you're flipping houses, flipping houses is a very, it's a solitary venture. Yeah, you have contractors around you and you have eight real estate agents and you have closing agents and lots of 1099 people, lots of vendors and people that come in to help you. But at the end of the day, you're running the show. You're doing the four big things that you do when you flip houses. you're acquisitions or you're running acquisitions, you're doing the rehab or you're running the rehab, you're doing the disposition or managing the disposition and you're raising the money. mean, all four of those things, you don't generally have a big team to do those things because it's just hard to scale a big team when you're flipping houses. The profits aren't there, the margins aren't there. Unless you're doing real high-end houses, the deal size isn't there. But in multifamily, the thing I love about multifamily is it really is a team sport. When you're doing it, $10 million deal or a $50 million deal, it's not something that I could ever do myself. It's not something anybody or very few people can do themselves. Typically you have to be part of a team because things are very specialized. mean, the acquisitions piece, you need some of the best acquisitions people in the world to be finding deals in this market. The renovation piece to be renovating a 200 or 400 or 600 unit apartment complex, it's not like flipping a house. You need to have really good systems and processes. need to... Scott (13:36.448) really know the renovation side of things. Managing the property, I mean, you have to know the asset management side. You have to know how to carry out a business plan. You have to know how to increase and reposition rents. You have to know how to decrease expenses and improve the efficiency of the management. And then on the sales side, that's a whole other world where you have to really know the market and be able to work with the brokers and know how to position the company for sale. And then finally, there's that raising funds piece. And that's a whole world by itself, whether you're dealing with raising debt through a broker and you're going like just typical, like getting loans, or you're going out to private investors or institutions and you're raising equity, people that come in as partners. And I mean, that's a full-time job in itself, those two things. So when you do multifamily, you really need to figure out what are you great at? And then you need to surround yourself with people who are great at everything else. And so that's what I loved about multifamily. It allowed me to focus on what I was really and then bring in people who are literally the best in the world at all the other stuff. And now it becomes a team sport. It goes from playing tennis to playing basketball. It goes from being yourself reliant and you have to do everything and be the best versus you have to be able to put together the best team and manage that team in a way that not only is everybody fantastic, but working together, they're better than the sum of their parts. Yeah, yeah, that's fantastic, man. The whole team game part of multifamily and commercial real estate. It's really interesting because when you get into other businesses, it feels more competitive and kind of like if you if you have the secret sauce, you keep it close to your vest. You don't you don't tell everybody about it. Whereas when you're in this commercial real estate world, everybody's sharing ideas. Everybody's trying to partner. Everybody's trying to see how they can help you rather than just looking about, well, how can you help me kind of? I call it, I'm gonna get in trouble here, but the Hollywood mentality where it's like, what can you do for me? Oh, you just drive a three series, you probably can't help me. So it's a different attitude. Scott (15:41.294) Absolutely. I like to refer to it as co-op petition. It's like there are deals that you're going to do with other people and then there deals you're going to do yourself and you may come back to those people later. You may never come back to them, but everybody kind of looks out for each other because you never know when you may end up in a deal with somebody that previously you were competing against. And so anytime that you're not in a deal with somebody, you're still treating them as if, the next deal we could end up being partners. And the deal after that, we could end up being partners. because it really is, it's a small industry, everybody knows each other. we really, again, going back to the sum of the parts is greater than the parts themselves. mean, working together, we can really do a whole lot more than if we just are purely competitive and try and take each other down. Yeah, absolutely. And I think kind of going back, there's a lesson to be learned about how you were transitioning from house flipping and you were the best at it. And then you're like, okay, I want to go into multifamily and a syndication. You went and you sought out someone that was already in the game that knew what they were doing, that had the experience. And you said, what can I do to help you? What value can I bring to you to help you so you can teach me what you've done? And there's a lot of value to be found in that lesson for folks that are trying to you know, get into the active side. A lot of listeners out there are passive investors already and they're, you know, maybe thinking about, maybe I want to do in the active side. And they're like, well, what can I do? Cause a lot of attorneys, especially in doctors and folks like that, they think they have this one track mind. They're only trained to do one thing. And they're like, what value can I provide as somebody else? But there are a lot of skills that you've learned in your W2 profession that you can apply to help other folks that are already in the industry. Absolutely. I mean, I talk about it a lot, but even outside of real estate, I do a lot of advisory work and I'm still pretty active in the tech world. And I find companies that kind of bridge that gap between technology and real estate. all know about the Zillows and the Airbnb type companies. There are a lot of startup companies in that space too called property technology type companies. so... Scott (17:46.998) I love to use my experience, my knowledge, my relationships to go into those companies and help them grow their companies. In return, I'm not an employee. I'm not even a 1099 contractor. In return, I'm getting equity so that if I can help make them successful, ultimately my equity is gonna be worth something. I'm gonna be successful as well. And so what I like to tell everybody like figure out what you're good at and then figure out who needs that expertise. and then figure out how you can offer that expertise in a way that isn't trading necessarily hours for dollars. Figure out how you can trade your expertise, your knowledge, your Rolodex, your whatever it is for equity or potentially passive income so that you can grow potentially many fold as opposed to I charge $200 an hour or $300 an hour. mean, everybody loves $300 an hour, but the minute you stop working, you stop making that money. But if you can get equity, that equity can work for you for a while. Yeah, absolutely. And it's tough for a lot of the WTs out there listening, they're highly paid professionals. It's tough to get off of that treadmill. For some folks it's easier because they're not making as much money, but for the lawyers, the doctors out there that are making a good amount of money in their profession, it's tough to try to see, you know, to stop trading time for money. But you've got to kind of see through the weeds there. Yeah, well, what I tell people is, there's two types of income. There's your active income. That's the stuff that you're trading your time for, whether you're a doctor or a lawyer or an engineer or you're a house flipper or you're a consultant or you're a small business owner, whatever it is, that thing that when you stop working, you stop making money. And then there's a passive income. It's the thing you trade money for money. So you put your money out there and hopefully it continues to come back to you for the rest of your life or at least the next several years. And so what I like to tell people is don't think about those the same. Those are completely different. figure out for your active income, figure out what the highest and best use of your time is. If you're gonna make more money as an attorney than you are flipping houses, don't flip houses just because you eventually want to retire on real estate. You can always use real estate for the passive side of things, but if you're gonna make more dollars per hour as an attorney or a doctor or a consultant, then do that because you wanna get out of that active income as quickly as possible. Scott (20:05.9) And the way you do that is you make as much as you can and you move it over to the passive side. So focus on whatever it is that's generating the most dollars per hour for a shorter period of time so that you can then start moving that money over to the passive side and start building up the passive side. don't, people ask me all the time, should I flip houses or should I buy rentals? And I'm constantly telling them that's not the right question. Flipping houses is your active income. Compare that to all the other. potential active incomes you can have. And rentals is passive income. Compare that to all the other passive investments you can make. And so don't say flipping houses or rentals say, should I be flipping houses or should I be an attorney? And don't say, I be flipping houses or rentals say, should I be doing rentals or should I be investing in syndications or dividend generating stocks or something else? And think of them very differently. then secondly, Make sure as much of that active income as you can, move it over the passive side so that you can start that snowball rolling. I compound interest is the key to financial freedom. And the sooner you can put more money to work, the faster it'll compound and the sooner you can start to live on. Yeah, I love that man. mean, lot of folks, you know, calls that I take, they're like, hey, they're attorneys. Should I quit my job or how do I quit my job? I'm like, if you want to quit your job, don't be hasty about it. First of all, you're probably making a good amount of money in your active income. You just need to figure out a way to transition that active to passive income and don't just quit your job. It's very difficult to flip houses, to do an HGTV fix and flip while you're working at a big law firm or something like that full time. I tried to do it, I didn't do it very well. You're not even gonna make it nearly as much money as you would as a doctor, as an attorney, unless you get to level like you did, Jay, but that takes time and that takes a buildup of accumulation of skills and money to be able to get to that level. Scott (22:05.826) Yeah, I mean, at the end of the day, it's a math equation. mean, your passive income or your ability to build up enough income to be able to retire, whatever your number is, is based on how much can you put in per month into that wheel, that passive income growth machine? How much are you generating every year on what you're putting in? So what do your returns look like? And three, how long do you have to compound it? And so everybody can go out into a compound interest calculator and say, okay, I have $5,000 a month that I can invest passively and I can return 12 % per year and I need $6 million to retire. Well, based on those three numbers, you can now figure out that fourth variable, is how long is it going to take? And so figure out how much do you have per month to put in? What's the rate of return you can generate and how much do you need? And that'll tell you how long it's going to take or figure out how much you have to put in, how much your return is gonna be and how long you wanna spend. And that'll tell you how much you'll end up with at the end, either way you wanna look at it. But again, it's a pretty simple math equation, but too many people don't actually do that equation where they don't think about it until too late and they think, I wish I would have taken that $5,000 a month that I was spending on my second home in the Bahamas and put that into real estate so that I could have been. compounding it and so now I could buy that home for cash five years or 10 years later. Absolutely. Attorneys hate math, but I think they can handle that little equation. I want to take a step back for a minute because you got into house flipping in 2008, which is kind of like around the big crash. And now we're kind of at the height of a market. We don't know where that height is going to end, but we're definitely in it. Right. So can you maybe compare and contrast getting into, let's say, Seth Bradley (24:01.652) one real estate venture in the middle of a crash compared to getting into another venture kind of towards, towards the upswing. Yeah, so it's one of the reasons I like multifamily and I like commercial and I like syndication. Anytime you're doing purely transactional deals, buying something and then selling it, not generating any cashflow in between, you run a risk. If the market turns in the middle of the transaction, you're gonna lose money and you don't have a lot of ways to mitigate that risk. Whereas if you're buying something like an apartment complex, or even if you're buying a rental property, or you're buying a self-storage complex, or you're buying anything that cash flows, the nice thing is if the market turns, you may not be in a great position. You may not be thrilled with what's happening with the value of your assets, but if you're still generating cash flow, you can weather that storm. Maybe it's gonna take, the average recession lasts about 18 months. And so if you can make enough income that you can keep yourself afloat for 18 months, or maybe it's a horrible recession and it lasts three or four years. If you're still making income and you can keep yourself afloat for three or four years, the market's gonna come back. And so when we do our multifamily deals, yeah, we typically say we're planning to hold three to five years, but we also do all the underwriting to ensure that if we have to hold for six years or eight years or even nine or 10 years, that the numbers still work because. Again, who knows what's gonna happen three years down the road, we could have a major recession that lasts four years and now we're seven years down the road. I wanna know that my multifamily investments in seven years, they're probably gonna be producing more cashflow. We're probably gonna see more growth in terms of population. We're probably gonna see more growth in terms of employment. Hopefully we're gonna see more wage growth once we come out of that recession. So all the economic indicators that kind of lead towards value growth in multifamily, Scott (25:58.486) are going to happen over those seven years if I can just get my property seven years and not lose it. With a flip, well, I'm not generating any income. So if the bank calls the loan due or if my two-year loan comes due and I can't refinance, I'm screwed. But in a multifamily, I just waited an extra couple of years and I'm probably in a better position than I was anyway. So that's one of the reasons I love multifamily because we can't predict what the economy is gonna do in the next couple of years. But I do know that whatever the economy does, it's probably gonna come back in the next five or 10, and I'm still gonna have the problem. Yeah, yeah, that's great. That kind of rolls into this next question. How does a passive investor that's kind of vetting a sponsor, how do they check kind of the boxes to see if their sponsors are taking the extra measures to look into those risks that you just mentioned, to mitigating those risks, to taking those risks into account in their underwriting and things like that. How can they best vet the sponsor to make sure that they're thinking of those things? So I invest in a lot of other people's syndications as well as my own. And so when I do that, I kind of look at five areas for due diligence anytime I invest in a syndication. Number one is the team. And that's probably the most important thing. For a lot of people, I have been pleasantly surprised that a lot of our investors have recognized that team is the most important aspect of the deal. I know in the flipping world, everybody was concerned about the deal. Nobody cared about what was my experience, but in the multifamily world, a lot of investors recognize that the team has to be great. So number one is the team. Number two is location. Location is often overlooked, but at the end of the day, the thing that's gonna drive value for multifamily and for commercial real estate in general is gonna be population growth. So you want more people coming into an area, employment growth. So you want more employers coming into an area that will bring more people in. You want wage growth because that will ultimately drive rents up. Scott (28:06.082) and you want employment diversity. You wanna know that if one industry takes a big hit, so for example, we invest in Houston, but we won't invest in the energy corridor of Houston because it's so reliant on oil and gas, that if the oil and gas industry took a big hit, the real estate around there would probably take a big hit. So we wanna see that there's good employment diversity. But at the end of the day, location is that next big thing. So team, location, number three is the deal itself. So you need to know that the deal is gonna stand on its own. I wanna know that if I took a deal and I handed it to pretty much any other indicator, they couldn't mess it up too badly. Obviously, again, we're gonna go back to the team is super important, but I want the deal also to stand on its own. And I wanna know that the business plan for the deal, the hold period, the numbers and the underwriting, the pro forma for the property makes sense. So team location deal. Number four is the returns. So obviously when I invest with somebody, I'm in it for the money. And so I wanna see that the returns are commensurate with the risk. I wanna know that the returns, if somebody tells me I'm gonna get 10 % returns in this deal versus 20 % returns in another deal, I wanna know, well, why am gonna settle for lower returns? I want the answer to be because it's a lot lower risk or because you're gonna get your money back a lot sooner, which is gonna allow you to compound it or whatever the answer is. I want to know that the returns make sense given everything else. And then finally is the risks. At the end of the day, I'm always going to sit down with the syndicator and I'm going to say, what are you most concerned about here? Like where, if I'm going to lose money on this deal, where am I most likely going to lose money? They say, there's no shot of losing money. walk away because we all know every deal has risks and every syndicator knows what those risks are. And they're thinking about those risks. I just want them to tell me. So if I'm gonna lose money on this deal, where am I most likely? Why am I most likely to lose money if I'm going to lose money? So those are the five things that I look for. Talking about each individually a little bit more. the team, I like to know that one, I wanna see how many deals the team has done together because again, like a basketball team, you can put the best basketball players in the world together. And if they've never played on the court together, Scott (30:31.672) they're not gonna be necessarily the best team out there. You can find another team with five inferior players who have been playing together for 20 years and they're probably gonna be better because they know each other better. So I like to see teams that have worked together for a while. I like to see teams that have gone full cycle in deals. So it's easy to buy 10,000 units. It's hard to buy 10,000 units and also sell 10,000 units for a profit. So I wanna see that if a team has bought a lot of deals, they've at least sold some for a profit. I wanna see a team that's putting their own money in the deals. So I want people that have skin in the game. If they don't have skin in the game, and I've seen plenty of syndicators that don't like to put money in the deals, well, they need to sweeten the pot for me somehow. So maybe they're saying, we're not gonna take any profits until at least year three, or we're gonna give you a better preferred return, a better split than you would get if we were putting money in the deal. I wanna know if you're not putting money in. that you're at least giving me something that aligns our interests and ensures that you're gonna be working hard even though you might not have as much financial risk. So those are the types of things I like to see in the team. I like to see things like at least one or two people working full-time. If everybody's part-time, that's kind of a little bit scary. Obviously not everybody has to be full-time because there are a lot of jobs on a GP team that aren't full-time jobs. There are a lot of jobs that might stop the day you purchase the property. Like the person that's raising money, job's pretty much done other than communicating status when the property's been purchased. But I do want to know that whoever's managing the asset is doing it full time. So that's kind of the team stuff. Location, again, population growth, employment growth, wage growth, and employment diversity. So those are the four big things I look for. Next is the business plan. So I want to see the biggest question when somebody goes in and... does what I do, which is a value add multifamily. Basically they buy it, they raise the value of the property and then they sell it for a big profit. Where is that profit coming from? Generally the profits coming from raising the rents. There's also some lowering the expenses, but at the end of the day, raising the rents is kind of the big thing that's gonna generate the big profits in multifamily. And so I wanna know how are you raising the rents? And two, when you tell me that you're raising the rents from X to Y, where is Y coming from? Scott (32:55.182) Show me the comps that tell me that why is a reasonable new rent, market rent for this property after you've done the renovation. So I wanna see the comps. So that's kind of the deal. The returns speaks for themselves. I wanna see like the structure of the deal. So when's the money coming back to me? Is it paid monthly? Is it paid quarterly? What are the returns look like? What's the preferred return? So is it a low preferred return, which means that the syndicators are getting paid sooner, whereas at a higher preferred return, which means the syndicators have to do more for me before they take anything home. So that speaks for themselves. And then for the risks, I wanna know both the catastrophic risks. So what's the thing that's like going to make me lose all my money? Is there something out there that can cause me to lose all my money? Hopefully the answer is no, but there are probably some risks that are bigger than others. So we do a lot of deals in Houston. If somebody were to say to me, what's the biggest risk on your deals? The answer is generally going to be weather. If we have a really bad hurricane, if we're in a flood zone, we probably have flood insurance and we have hurricane insurance. But if it's in a place that's never experienced the negative impacts of a flood or a hurricane, and we are not required to have flood insurance, but there's still a massive hurricane that wipes out that property, that's not going to be good. We're going to have to pay for that ourselves. So what's our mitigation there? We don't have a great one. Luckily. the risk is really low. We don't buy in areas where there is that risk. And if there is, we're gonna get flood insurance. But I do want my investors to know that no matter where you invest, whether it's a risk and especially in Houston, if we see a storm bigger than anything we've seen the last 50 years, some of our properties could be at risk. And then there are the smaller risks. So maybe there's five other complexes being renovated all around us. Maybe there's class A, brand new class A being developed. all around us. So basically our absorption of units is going to slow down because there's so many more units. Maybe there's one big employer in the area. Amazon just built a warehouse that's employing 8,000 people. Well, what happens if Amazon has a bad year and has to lay off 4,000 of those people? How's that going to affect us? So, so risks is the next thing. And the way I approach it is I literally sit down with the, with the syndicator and say, Scott (35:15.554) What keeps you up at night? What are the biggest things you're concerned about? And so those are the things that I do. I have no problem basically saying to a syndicator, I need 15 or 30 minutes of your time to ask these questions. Typically the good ones will either find the times themselves or have somebody on their team that will sit down and answer these questions. If they're not willing to answer those questions, well, that's probably a good indication that that's not a good team. Yeah. For our listeners out there, that breakdown was incredible. Rewind that, listen to those five items again. That's a quick, but thorough and awesome rundown of what you need to do. Just as at least the starting points for your due diligence. And that's, that's great that you said if they won't book a call with you either themselves or an investor relations person on their team, then it's time to, you can just walk away and look at the next, look at the next deal. One question I had on the deal. So a lot of folks, it's kind of overwhelming to see an underwriting model or something like that. And being a passive investor, I don't know how much you even want to dive into it. Some people do, some people want to nerd out on it. Most people don't. And we don't generally have access to the T12 or the rent roll or anything like that. What are maybe some quick tips on how to maybe proof through that pro forma to make sure that the assumptions are reasonable and the pro forma is generally a reasonable prediction of what we might expect from that investment. Well, let me start, me take a step back before I answer that particular question and just say that even for you and me, mean, you know how to do an underwriting, I know how to do an underwriting. If you or I were gonna invest in somebody's deal, Joe Smith's deal, we're probably not gonna have enough information even though we know this business really well and we know the underwriting models really well, we're probably not gonna have enough information. Scott (37:08.908) that we're going to be able to know for certain that Joe Smith's not trying to scam us out of money. So if Joe Smith is really smart and he could probably put together an underwriting that could fool us because we're just not gonna be putting in as many dozens of hours underwriting as he and his team are. So the number one thing I would say is make sure you trust your syndicate. This goes back to why team is so important. because there's two types of things that Joe Smith can do. One, he could do a bad job of underwriting and come up with bad numbers. That's not good, but that's not nearly as bad as Joe Smith wanting to scam us out of money. So number one is make sure Joe Smith's not the kind of guy who wants to scam us out of money. And so work with people who are reputable. And that's why I would invest with you before I would invest with 95 % of syndicators out there because you're an attorney, you passed the bar. you know that if you go and somebody finds out that you're trying to scam somebody, well, you're putting your entire career at risk. And so what I tell people is, so what do you have that really proves that this person is on the up and up? And maybe it's a track record. Maybe it's 10 or 15 years of doing deals. Maybe it's, I like to think with me, I've been doing this business for 15 years. I've done thousands of deals with hundreds or thousands of people. And if you go out on the internet, nobody's gonna, you're not gonna find anything that's written negatively about me. So that's a good sign. But make sure that there's something out there that gives you faith in that syndicator, even if it's just somebody else that's invested in a couple of deals with them. So that's number one. So that's the way to rule out that catastrophic, they're trying to scam you risk. Then there's the more likely, what if they just didn't do a good job of underwriting risk? And so for that, would say for people that have very little knowledge of how the underwriting works and how the numbers work, it can be really difficult. And so what I like to do is, or what I recommend people do is sit down and ask to do a Zoom call for 15 minutes with the investor relations person and say, hey, will you kind of walk me through the high level underwriting? And at least force them to go through and then just ask questions. Scott (39:30.958) when they say something, even if you have no idea what you're talking about and they say, well, it looks like we're gonna be able to reduce expenses by implementing a rub system, blah, blah, blah. Oh, okay, well, what is rubs and how does that work? And at least make them explain it to you. At least then you'll get an idea that they're not making it up as they're going along, or at least you'll get that confidence that it sounds like they know what they're talking about. But the biggest thing that I would say is that whole comps thing. And this is a question that a lot of people don't like to ask. But I actually, and when people ask me this question, it always makes me nervous because it's the hardest part of the business, but it impresses me when people do. to the underwriting or the investor relations person, what are the comps that you used for your post renovation market rents? So again, the thing that drives values in multifamily is after the renovation is completed, in theory, you should be able to bring your rents up higher. and your rents, those higher rents, you should be able to figure out what they are by looking at other units that have already been renovated and seeing what their rents are. So if I buy one, two, three Main Street, and I know I'm going to put $8 million into it, well, now that property is going to comp out to 678 Main Street. And well, what are the rents at 678 Main Street? And so by asking, hey, so you're buying one, two, three Main Street, what are the comps for the rents after you renovate? and they tell you, it's going to be 678 Main Street and 123 Smith Street, whatever it is, you can then go look up those properties and say, okay, well, it looks like a two bedroom at those properties is renting for 1200. Now I go back to the investor relations person or whatever information they gave me I see, oh, okay, after renovation, they have their rents at 1200. Makes sense. If that's a reasonable comp, they now have the rents at kind of where they should be. If he says that six, seven, eight main streets, a comp, and you go look in a two bedroom at six, seven, eight main streets, 1200, but their underwriting tells you that after they do the renovation, they're going to be charging 1500. Well, why are you now $300 above this property that you said was a comp? And so that to me is kind of the first thing that I look at or the biggest thing I look at is what are the comps that they're using and does just a kind of first pass. Scott (41:57.762) jumping on apartments.com or calling the complex and asking them what different things rent for. Does that coincide with what they're telling you their post renovation rents are gonna Yeah, I love that man. I mean, it's not as simple as just going into an old dilapidated apartment building and saying, I'm to put granite countertops and hardwood flooring and stainless steel appliances in there. And then I'm going to triple the rent or double the rent. It's not that easy. If it's not in the right area that could support those, those market rents or that have potential tenants that want those types of things, it doesn't work. So that's why that's so important to check those comps to see what's around those apartments that you're going to be investing in to see if, they can achieve those. those proforma rents. All right, man, before we jump into the freedom four, what's one last gold nugget for our listeners? Absolutely. Scott (42:45.634) Yeah, so again, what I would tell people is figure out your highest and best use on your active side. And then for the passive side, figure out how you're gonna scale. And I know a lot of people like to invest in a whole lot of different things, but I'm a big fan of doing some work so that you don't have to diversify as much. Diversification is great, but diversification, is for people who aren't really an expert in anything. If you want to get your best returns, the way to get your highest level of returns is not to have to diversify. And the best way not to have to diversify is to get knowledgeable about whatever you're investing in. So if you decide you wanna invest in all your syndications, just cause that's what you and I do. So it's an easy example. If you want to invest in syndications and that's how you wanna grow your nest egg, my recommendation is, get as much information about syndications as you can. Pick up a good book on syndications. Go find somebody that does syndications and say, hey, I'd to pay you a thousand bucks for five hours of your time. Or you just to walk me through what a typical deal looks like or what the underwriting looks like. Or go sit in on a hundred multifamily syndication investor videos, presentations. So you can see all the different things they're talking about and become as much of an expert there as you can. So that way you're reducing your risk without having to do a lot of the. diversification. So focus on whatever your highest and best use of time is on your active income and then become as knowledgeable as you can for whatever you're investing in passively. What I like to say on the passive side is it's not truly passive. Nothing's truly passive. But the best investments are the one where all the work is done upfront. You do your due diligence and then it becomes passive. Yeah, that's awesome, man. And then what you can do though is diversify within that strategy, right? Absolutely. Yeah, different asset types can have different business strategy, value add, or maybe you're dealing with just a class A where you're chasing yield or across different cities, different geographies, or across different sponsorship teams. There's other ways to diversify within that same type of investment strategy. Yep. All right, man, let's jump into the Freedom 4. Scott (45:05.598) It's time for the Freedom Four. What's the best thing you do to keep your mind and body healthy? So for me, it's admitting when I need a break. I know so many people that it's a badge of honor to work 80 hours a week, 52 weeks a year, never take a vacation. I'm just the opposite. If I wake up one morning and I'm tired and I don't feel like working and I don't feel like I'm gonna be productive, I will grab a book. I might even turn on the TV. I might say to my wife, hey, let's go to breakfast or let's go spend the day, let's go to a movie. And I have no qualms with just saying, I need a break today. Today's not gonna be a productive day. I don't need to pretend to work just so I can have that badge of honor that I work hard. And so, yeah, and that's one of the nice things about real estate. mean, I don't have a hundred percent flexible work-life balance. I can't do anything I want any time I want, but if I wanna take a couple hours off, I normally can. And so I'm not scared to do that. Yeah, yeah, that's a great answer. With all your success, what is one limiting belief that you've crushed along the way and how did you get past it? Scott (46:15.734) Yeah, I still have a lot of them. I think we all do. But I'd say the biggest one is that doing a big deal is not that much harder than doing a little deal. I'm not going to say a hundred million dollar deal is just as easy as a hundred thousand dollar deal. But if you're smart enough to do a hundred thousand dollar deal, you're smart enough to do a hundred million dollar deal. And the people that are out there doing those hundred million dollar deals, mean, we have, we now have a hundred million dollars assets under management. I remember a couple of years ago, looking at the people that had nine figures under management and thinking, they're different. I can't do that. These are people, went to some school that I will never go to, or they were born into something that I was never born into, or they know people I don't know, or whatever it is. No, they're normal people. And the only difference between them and me was I wasn't thinking big enough. and I wasn't willing to take some risks and I wasn't willing to acknowledge the fact that doing again, a hundred million dollar deal is certainly within my capabilities. So that to me has been probably the biggest one and it's made it a lot easier for me now to say, okay, $50 million deal, let's go do it, not think twice. Yeah. I had a similar experience working in, in, big law, doing house flips, doing single family rentals, things like that. And even though my clients are doing 50, a hundred million dollar deals and I'm helping them close those deals, it was just like the mindset shift that, a minute, I can do those deals too. I'm actually giving them advice on how to, how to do this thing. I need to step up my game and, and, take some. Exactly, it's the difference between people doing a hundred million, a hundred thousand, it's all mindset. Seth Bradley (48:00.866) Yep, absolutely. What's one actual step our listeners can do right now to start creating more freedom. take action. So the biggest thing that I see stopping people is just this fear to take the first step. And I know this doesn't apply to a lot of your listeners, but I talked to a lot of people who want to get into house flipping or they want to get into rentals and they've been thinking about it for years and they just never take that first step and then they end up giving up. One of the the few truisms I see in this business is that there are two types of people I meet. Number one, I meet people that have never done a deal. They've done zero deals. And maybe they're still working on it. Maybe they've given up whatever it is, but they've done zero deals. And then the other type of people I meet in this business are people that have done a lot of deals. They've done five or 10 or 20 or 50 deals. There's one type of person I never ever meet in this business. And that's somebody that's done one deal. Because if you get that one deal, you're gonna get the second and the third and the fifth and the tenth. Nobody does one deal and then says, okay, that's it, I'm done. can't do this. So what I like to tell people is, and that applies to a lot of things in life. If you can get over the hump and do it once, you're gonna get that snowball effect and it gets easier the second time. It gets even easier the third, it gets even easier the hundred. So don't give up until you achieve that first step or that first iteration of whatever it is you wanna achieve because that's gonna get that snowball rolling. Yeah. Yeah. We preach that on their show all the time. Just like, you know, just do a deal, just invest in a deal so you can get that experience and it'll just kind of open up your mind to other opportunities. You'll just see opportunity all around you. Once you just do one deal last but not least, how it's passive income made your life better. Scott (49:51.886) Passive income has given me the ability and the confidence to raise a family. Before this, my biggest concern with raising a family was I didn't want to be, I had, my parents were great, but my parents were always working. And I didn't want to be the same type of father that my parents were. Again, they were fantastic, but I wanted to always be there. I wanted to be at every soccer game, every piano recital. I wanted to be able to go into school for the parent-teacher conferences. so passive income has really given me the ability to build my life around my family as opposed to building my life around Love that, love that. It's been fantastic, brother. We're gonna listen and find out more about you. Yeah, anybody wants to get more info, go to www.connectwithjscott, just letter J, Scott, connectwithjscott.com, and that'll link you out to everything you might wanna find. Awesome man. Talk soon. Scott (50:54.945) Awesome. Thanks, All right, Mr. Jay Scott from Master House Flipper to multifamily syndicator. He's a master of creating profitable, well-oiled business machines. I've been reading Jay's bigger pockets books for years and it's awesome to have the opportunity to have him on the show today. Major key, focus. Focus on transitioning your active income to passive income and don't get distracted. All right, if you're ready for a change, you're ready to take action. partner with us on one of our next passive real estate deals. Go to passiveincomeattorney.com and join our Esquire Passive Investor Club. All right, kiddos, as always, enjoy the journey. Thank you for listening to the Passive Income Attorney Podcast with Seth Bradley. Do you want more ideas on how to generate multiple streams of passive income? Then jump over to passiveincomeattorney.com for show notes and resources. Then apply for the private Facebook community by searching for the Passive Income Attorney on Facebook. And we'll see you on the next episode. Links from the Show and Guest Info and Links: Seth Bradley's Links: https://x.com/sethbradleyesq https://www.youtube.com/@sethbradleyesq www.facebook.com/sethbradleyesq https://www.threads.com/@sethbradleyesq https://www.instagram.com/sethbradleyesq/ https://www.linkedin.com/in/sethbradleyesq/ https://passiveincomeattorney.com/seth-bradley/ https://www.biggerpockets.com/users/sethbradleyesq https://medium.com/@sethbradleyesq https://www.tiktok.com/@sethbradleyesq?lang=en J. Scott's Links: https://www.linkedin.com/in/jscottinvestor/ https://www.instagram.com/jscottinvestor/ https://x.com/jscottinvestor https://linktr.ee/jscottinvestor
Today, I'm sitting down with Gerardo Gutiérrez, founder of Mitolux and a leading voice in the world of light therapy and biohacking. Gerardo shares his fascinating transformation from a sun-avoidant photographer—armed with sunglasses and sunscreen—to a pioneer on a mission to help people reconnect with the healing power of natural light. He opens up about the pivotal mindset shift that came from his own health challenges and how embracing sunlight changed everything from his mood to his energy (and even his dog's health!). Get 10% off your MitoLux Lite Sunlamp at https://mitolux.com/NAT10. NAT10 will be automatically applied at checkout. FREE GIFT: I made a free gift to thank you for listening: a quick list of my Top 5 Peptides. Grab yours here natniddam.com/top5. Episode Timestamps: Importance of minerals and foundational health ... 00:03:33 Gerardo Gutiérrez's shift toward embracing sunlight ... 00:04:09 Early benefits: mood, serotonin, vitamin D ... 00:06:17 Infrared light stories: pets and instinctive health ... 00:08:15 Modern light deficiency and blue-light pitfalls ... 00:11:55 Enhanced sun therapy vs. vitamin D pills ... 00:30:00 How to periodize and adapt light year-round ... 00:34:20 Fireplace Mode: using Mitolux for blue light balance ... 00:41:26 Sunlight's top public health impacts ... 00:47:15 Managing skin cancer risk vs. sun exposure benefits ... 00:49:58 Best ways to track light therapy effectiveness ... 01:03:00 Mitolux panel updates and user tips ... 01:09:43 Our Amazing Sponsors: OraltidePro- A unique mouthwash that: Promotes growth of shrinking gums, Speeds healing of mouth & tongue, Prevents oral infections (such as gingivitis), Helps with enamel remineralization, Reduces bacteria growth and etching and Fills slots in damaged enamel. check out OraltidePro at profound-health.com and use code NAT15 for 15% off your first order. BEAM Minerals - Mineral deficiency support. One shot in the morning, tastes like water, and you've just restored every essential mineral your cells are craving. Go to beamminerals.com, use code NAT20, and get 20% off your first order. Berberine Breakthrough - Take 15 min. before a meal and your body will push carbs and glucose into your muscles to be used as fuel instead of turning them into fat. Enjoy more stable energy without the post-meal crash. Visit bioptimizers.com/bionat and enter the code BIONAT to get 10% off your order. Nat's Links: YouTube Channel Join My Membership Community Sign up for My Newsletter Instagram Facebook Group
Today we welcome Warren Abadie, Director of Traffic, Roads and Bridges for Lafayette Consolidated Government (LCG). A Lafayette native, Warren has spent his entire career with LCG, steadily rising through the ranks after graduating from UL Lafayette in 2003 with a degree in electrical engineering (computer option). He started as an engineer aide, moved on to traffic maintenance supervisor, traffic signal/system engineer, and city-parish transportation engineer before being appointed director in 2020. “I affectionately refer to myself as the director of misery and unhappiness,” Warren joked, but his love for his job is clear. He explained that a professor once told him, “Your first job will determine your whole career,” and in his case, that proved true. His engineering background in coding and electrical systems naturally aligned with his first promotion into traffic signals. Managing 190 Traffic Signals Across the City Warren oversees a vast system of about 190 traffic signals, many of which LCG maintains through agreements with the state. He explained how the signal network functions: “If you're on a minor street at a major street, it's going to feel like the signal is taking forever. A minute in your car feels more like five minutes. But we run the system as a network. All the signals on Pinhook have to have the same cycle length… so there's some inefficiencies there. But the main street always takes precedence.” With a central server syncing up internal clocks, Warren and his team can monitor complaints in real time, using traffic cameras and logs to identify problems, often adjusting signals remotely: “We're always tinkering. We're always changing. We're always trying to make 10 pounds of fluff fit in a 5-pound bag.” Balancing Capacity, Convenience, and Safety Warren described the essence of traffic engineering as a balancing act: “Traffic engineering is a balance of three things. Capacity. Convenience. And safety. If safety was first, your car wouldn't go more than five miles an hour… If it was all about convenience, there'd be no pavement markings on the road. And if it was all about capacity, I wouldn't allow left turns on signals.” This balance is one reason he strongly supports roundabouts, which check all three boxes by being safer, more efficient, and accommodating U-turns. He acknowledged, however, that roundabouts are more difficult to design and build, and some—like the Ridge Road and Rue de Belier roundabout—are already over capacity, with plans in place for upgrades. Traffic Growth and New Projects “Traffic is a sign of economic activity and growth,” Warren noted, pointing out Lafayette is one of the few parishes in Louisiana still growing. He listed several new roundabout projects in the works, including: Broussard and Robley West Broussard and Duhon (near Acadian Village) Ridge and Domingue Road Rue de Belier and Ridge (expansion to multi-lane) Vincent Road in Broussard LA 92 and East Broussard (toward Milton) Safety, Motorcycles, and Crash Data As a father, Warren is deeply concerned about motorcycles: “Don't let anybody you love drive a motorcycle because your target value is just too small and the margin for error is just way too small. It's exciting, but the reality is there's just not any room for error.” His department continually analyzes crash data and works to balance safety with traffic flow, noting that signals reduce deadly right-angle crashes but often lead to an increase in rear-end crashes—generally less severe. Road Repairs and Infrastructure Challenges Road work is another part of Warren's responsibility, and he was candid about the frustrations drivers feel: “Everything we do day to day requires the use of that system. Generally, the roads are already congested. Now I got to fix it and make them more congested. It's not something we take lightly.”
In this episode, I'm joined by Benjamin Lake, an advisor at Composition Wealth. If you own a significant amount of stock from your employer or have a concentrated investment, this episode is for you. We break down:The importance of having a clear financial planOptions-based strategies (like covered calls and collars)Charitable strategies to reduce capital gains taxesDirect indexing and long-short strategies for tax efficiencyExchange funds and Opportunity Zone funds as diversification tools-----------✅ Financial planning for 30-50 year old entrepreneurs: https://www.allstreetwealth.com✅ My personal blog & newsletter: https://www.thomaskopelman.comDisclaimer: None of this should be seen as financial advice. It is just for informational purposes.
In the final installment of the Country Aire Farms series, brothers Craig and Nick Gerrits reflect on stepping into leadership roles within their family's dairy operation. They discuss the challenges of earning respect, building trust with employees, and maintaining a healthy leadership mindset, even during tough times. The episode highlights the importance of confidence, open communication, and continuous learning, as well as the legacy and values passed down through generations. Both brothers share advice they would give their younger selves, emphasizing the need for self-trust, motivation, and a focus on personal well-being to lead effectively. The story of Country Aire Farms is ultimately one of family, tradition, and progressive growth in the dairy industry.This episode is brought to you by DeLaval. DeLaval provides integrated solutions designed to improve dairy producers' production, animal welfare, and overall quality of life. To learn more, visit Delaval.com/en-us/.
What if your life's mission wasn't just about career success, but about teaching others how to love, lead, and transform? In this episode, Marcia Martin, one of the most prolific influencers of thought leadership in the last 40 years, shares her extraordinary journey as a pioneer of the human potential movement, Vice President of Erhard Seminars Training (est), and renowned transformational trainer and executive coach. Recognized worldwide for her work in transformational leadership, relationship coaching, communication training, and public speaking, Marcia has trained over 300,000 people in more than 20 countries. Her clients include Capital One, Warner Bros., InterContinental Hotels, American Cancer Society, Chase Bank, Allianz, McCain Foods, Evian Water, Danone Group, and Hard Rock International. From building est into a movement with millions of graduates to consulting for transformational leaders like Tony Robbins, Jack Canfield, and LifeSpring to managing the film shoot of The Secret – Law of Attraction, Marcia's story is one of influence, mentorship, and lasting impact. Knighted in 2012 by the Order of St. John of Jerusalem for her humanitarian contributions, Dame Marcia Martin continues to inspire leaders across the globe. [00:02:25] Meet Marcia Martin Marcia's background in transformation and coaching. Her role in co-founding est and growing it from 30 people to millions worldwide. Becoming known as the “Godmother of Transformation.” [00:06:40] Mentors and Influences Learning from Werner Erhard, Buckminster Fuller, Jerry Weintraub, and others. How mentorship shaped her journey. Why she prioritizes mentoring future leaders. [00:10:15] Relationships that Changed Everything The profound impact of her aunt, Werner Erhard, and Buckminster Fuller. Why mentorship has been the cornerstone of her life and career. [00:14:58] Commitment and Breakthrough Goals Lessons from Werner on persistence and results. The “commitment game” — making breakthrough goals that stretch who you are. A powerful story of perseverance that led Marcia to sell encyclopedias even after being arrested — and still hitting her goal. [00:22:25] Mindset and Perspective How perspective shapes reality. Why abundance and scarcity coexist like the “old woman/young woman” optical illusion. Learning to manage the mind instead of letting it run wild. [00:27:40] Managing the Mind Why our minds are like unruly teenagers. Choosing empowering thoughts over self-limiting beliefs. Training yourself to create the results you want. [00:29:20] Marcia's New Book Sex, Power, and Transformation: The Untold Story of est and the Human Potential Movement. How est went from a 30-person seminar to millions of graduates worldwide. Her memoir of resilience, transformation, and rising from adversity. Key Quotes “My life's work is having your life work better.” — Marcia Martin “You either have a result or you have the reason you don't have the result. What kind of person are you?” — Marcia Martin “I don't need to be followed. I want to create people who can lead.” — Marcia Martin Connect with Marcia Martin Facebook LinkedIn Website Thanks for tuning in! If you liked my show, please LEAVE A 5-STAR REVIEW, like, and subscribe! Find me on: Apple Podcasts | Spotify | iHeart Radio | Stitcher
With the changing dynamics across college athletics placing more pressure on head coaches, general managers are becoming the 'norm', and not just in football and basketball. UNC's Carter Hicks, a lifelong Tar Heel, handles that role for Scott Forbes and his North Carolina team and as he discusses with Inside Carolina's Tommy Ashley and Grace Nugent, adaptability and juggling the many aspects of the program are keys to keep the Diamond Heel success rolling along. The Inside Carolina Podcast network features a wide range of current UNC sports topics, from game previews and instant postgame analysis, to recruiting breakdowns. IC's stable of writers, insiders and analysts -- plus special guests -- comprise each program.
From wrestling with multiple time zones to sharing calendars with tech-challenged family members, Rosemary and Dan dig into the moments when Apple's new calendar tricks save the day. Calendars on iOS get a redesigned UI in iOS 26 Comparing Apple's Calendar app vs. Fantastical for daily use Integrating Reminders with Calendar and viewing tasks alongside events Travel time, time zones, and scheduling events across regions Strategies for managing multiple calendars and color-coding Sharing events and whole calendars with others, controlling access Using location and attachments in events for enhanced info sharing Subscribing to public calendars for holidays, school schedules, and updates Filtering calendars by focus mode and limitations of current implementations Siri suggestions for calendar events: upsides and annoyances Tips for handling duplicate events and event merging wish list Viewing your weekly calendar using an iPhone in landscape mode Using calendar widgets and lock screen features to see upcoming events App Caps: Belkin MagSafe car vent mount and ESR Halo Lock charger for phones App Caps: Silicone cable ties for cable management, alternatives, and best practices Hosts: Rosemary Orchard and Dan Moren Contact iOS Today at iOSToday@twit.tv. Download or subscribe to iOS Today at https://twit.tv/shows/ios-today Want access to the ad-free video and exclusive features? Become a member of Club TWiT today! https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.
The Bulletproof Dental Podcast Episode 407 HOSTS: Dr. Peter Boulden and Dr. Craig Spodak DESCRIPTION In this episode of the Bulletproof Dental Practice Podcast, Craig and Peter celebrate Craig's birthday while delving into the importance of team dynamics and relationships in the dental business. They discuss the common misconceptions about needing the right team to succeed and emphasize that great people are created through effective leadership. The conversation explores the challenges of managing a dental practice, the significance of time and freedom, and the realities of selling a practice to a DSO. They provide pragmatic steps for overwhelmed dentists looking to improve their business and work-life balance. TAKEAWAYS The importance of celebrating milestones in life and business. Great people in business are created, not just found. Building strong relationships is key to business success. Leadership growth is crucial for organizational success. Managing the urgent versus the quiet important tasks is essential. More money does not equate to more freedom. Understanding the value of time is critical for dentists. The DSO model can be misleading for practice owners. Creating a business that works for you is vital for long-term success. Pragmatic steps can help overwhelmed dentists regain control of their practices. Maximizing productivity can be achieved with a three-day work week. Clarity in goals is essential for success. Reverse engineering helps in creating actionable plans. Effective communication aligns the team with the vision. Delegation empowers team members and fosters growth. Dentists need to adopt a business mindset for freedom. Clarity reduces confusion and enhances team performance. Your dental license is a valuable asset for business. CHAPTERS 00:00 Celebrating Milestones: Craig's Birthday Episode 01:05 The Importance of Team Dynamics in Dentistry 03:15 Building Relationships: The Key to Business Success 06:40 Navigating the Challenges of Business Management 10:09 Understanding the Value of Time and Freedom 12:34 The Evolution of a Dentist's Career 14:03 The DSO Dilemma: Selling Your Practice 17:05 The Financial Realities of Selling a Dental Practice 18:50 Pragmatic Steps for Overwhelmed Dentists 21:15 Creating a Business That Works for You 25:00 Maximizing Productivity: The Three-Day Work Week 27:59 Clarity and Reverse Engineering Your Goals 28:56 Communicating Vision: Aligning Your Team 31:57 Working on Your Business: Strategy and Innovation 36:02 The Importance of Clarity in Leadership 39:58 Delegation: Empowering Your Team for Growth 43:57 Creating a Business Mindset in Dentistry
From wrestling with multiple time zones to sharing calendars with tech-challenged family members, Rosemary and Dan dig into the moments when Apple's new calendar tricks save the day. Calendars on iOS get a redesigned UI in iOS 26 Comparing Apple's Calendar app vs. Fantastical for daily use Integrating Reminders with Calendar and viewing tasks alongside events Travel time, time zones, and scheduling events across regions Strategies for managing multiple calendars and color-coding Sharing events and whole calendars with others, controlling access Using location and attachments in events for enhanced info sharing Subscribing to public calendars for holidays, school schedules, and updates Filtering calendars by focus mode and limitations of current implementations Siri suggestions for calendar events: upsides and annoyances Tips for handling duplicate events and event merging wish list Viewing your weekly calendar using an iPhone in landscape mode Using calendar widgets and lock screen features to see upcoming events App Caps: Belkin MagSafe car vent mount and ESR Halo Lock charger for phones App Caps: Silicone cable ties for cable management, alternatives, and best practices Hosts: Rosemary Orchard and Dan Moren Contact iOS Today at iOSToday@twit.tv. Download or subscribe to iOS Today at https://twit.tv/shows/ios-today Want access to the ad-free video and exclusive features? Become a member of Club TWiT today! https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.