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A holiday-flavored Friday Q&A that covers a lot of ground without selling a single candy cane. Don answers listener questions on Medicare vs. Medicare Advantage (and the IRMAA buzzsaw), how to safely reposition an elderly parent's taxable account, whether to ditch target-date funds for a DIY equity portfolio, how to think about international small-cap ETFs, why teaching kids to pick stocks is a terrible idea, and what to expect when a “free portfolio review” comes from a company whose name literally includes the word annuity. Skeptical, practical, and very on-brand. 0:17 Corny holiday Q&A musical intro and setup 0:33 Friday Q&A format, how questions get on the show, and holiday vibe 2:00 Medicare vs. Medicare Advantage, IRMAA penalties, and why private insurers are exhausting 3:37 Why capital gains can make Medicare shockingly expensive 4:15 The profit motive problem with Medicare Advantage plans 4:37 Question transition and listener call-in reminder 5:43 Managing an 82-year-old's taxable account: safety vs. yield 6:18 Why bond funds like BND diversify interest-rate risk better than savings accounts 7:15 CD ladders: how they work and why discipline matters 7:39 Treasury funds vs. total bond funds for capital preservation 7:47 Closing thoughts on preservation-focused portfolios 8:52 Target-date funds vs. DIY 401(k) portfolios 9:20 Glide paths, rebalancing, and what target-date funds do well 10:35 100% equity risk, volatility, and why down markets help accumulators 10:53 Choosing between AVDV and AVES (international small value vs. emerging markets) 11:47 Why the correct answer is often “both” 12:33 Teaching high school students about investing 13:52 Why stock-picking education reinforces a dangerous myth 14:28 Luck vs. skill and the evidence against beating the market 15:39 Index funds, market efficiency, and investor behavior 16:49 Morningstar vs. other research tools 17:18 Empower's “free portfolio review” and what might be coming next 18:06 Portfolio concentration concerns and tech exposure 19:33 Humor break and annuity skepticism 20:55 What Empower actually is and what that implies 21:16 Empower as an RIA and how to treat their recommendations 21:52 Getting a second opinion from a fee-only advisor 22:58 Thanks, holiday wrap-up, and call for more questions Learn more about your ad choices. Visit megaphone.fm/adchoices
Jodi Daniels is the Founder and CEO of Red Clover Advisors, a boutique data privacy consultancy and one of the few certified Women's Business Enterprises focused solely on privacy. She is a Certified Informational Privacy Professional (CIPP/US) with over 20 years of experience helping a range of businesses — from solopreneurs to multinational companies — in privacy, marketing, strategy, and finance roles. She has worked with numerous companies throughout her corporate career, including Deloitte, The Home Depot, Cox Enterprises, Bank of America, and many more. Jodi is also a national keynote speaker, a member of the Forbes Business Council, and co-host of the She Said Privacy/He Said Security podcast. In this episode… AI is moving faster than most businesses can keep up, and the rush to adopt new tools often hides the very real risks lurking underneath. Companies are plugging sensitive data into platforms they barely understand, assuming privacy will simply take care of itself. But what happens when the tools meant to make our lives easier open the door to entirely new vulnerabilities? According to Jodi Daniels, a longtime authority on digital privacy, the risks aren't theoretical — they're already happening. She explains that privacy challenges usually emerge when companies collect or use data in ways people never expected. Jodi emphasizes that the real issue isn't just technology; it's whether companies are thoughtful about how data is collected, shared, and protected. Her core message is clear: in an AI-driven world, responsible data practices aren't optional — they're a competitive and ethical necessity. Tune in to this episode of the Smart Business Revolution Podcast, as John Corcoran interviews Jodi Daniels, Founder and CEO of Red Clover Advisors, to discuss managing privacy risks in the age of AI. They talk about the evolution of data regulation, how businesses can avoid common privacy missteps, and what companies should know before using AI tools. Jodi also provides insights on evaluating software vendors and protecting sensitive information.
New @greenpillnet pod out today!
EP. 240: I'm talking about something that's all around us but often goes unnoticed, air pollution, and the ways it can quietly affect our hormones, reproductive health, and overall well-being. I break down what the research actually shows, how everyday exposures, from traffic, indoor toxins, and even common household products, can impact your body, and what you can do to start reducing your toxic load. → Grab a Jaspr Air Scrubber before their best deal of the year ends. Get an extra $100 OFF on top of their holiday sale when you use code DRTYNA at checkout: https://jaspr.co/DRTYNA Topics Discussed: → How does air pollution affect your hormones? → Can PM 2.5 cause early menopause? → Does toxic air impact fertility in men and women? → What are the hidden dangers of indoor VOCs? → How can you reduce your exposure to air toxins? Sponsored By: → Paleo Valley | Head to https://paleovalley.com/drtyna to save 15% on your order today! → Manukora | Head to https://manukora.com/DRTYNA to save up to 31% plus $25 worth of free gifts with the Starter Kit, which comes with an MGO 850+ Manuka Honey jar, 5 honey travel sticks, a wooden spoon, and a guidebook! → Qualia | Boost your energy, recovery, and resilience at the cellular level with Qualia NAD+. Go to https://qualialife.com/drtyna for up to 50% off at and use code DRTYNA for an extra 15% off. → Puori | Go to https://puori.com/DRTYNA and use the code DRTYNA to save 32% on your first subscription OR get 20% off sitewide. The code works on their already discounted subscriptions giving you almost a third off the regular price. → VivaRays | Go to https://VivaRays.com and use code DRTYNA for a special discount. → Vandy | Ready to give Vandy a try? Go to https://vandycrisps.com/TYNA and use code TYNA for 25% off your first order. On This Episode We Cover: → 00:00:00 - Introduction → 00:03:09 - Updated DUTCH test results → 00:08:08 - Benefits of air filtration → 00:09:42 - Different filtration systems → 00:14:06 - Managing pet allergies → 00:17:55 - How filtration impacts pet health → 00:19:31 - Air pollution and midlife women → 00:23:13 - Traffic pollution and reproductive health → 00:25:07 - Air pollution and early menopause → 00:30:37 - Endocrine disrupting chemicals → 00:36:47 - Air pollution and osteoporosis risk → 00:39:37 - Infertility and environmental toxins → 00:45:13 - Overview of hormonal disruption → 00:48:01 - Air pollution and thyroid function → 00:48:51 - Impacts on men's hormonal health → 00:51:20 - Nutrition and lifestyle strategies for detox Show Links: → Jaspr Air Scrubber | https://jaspr.co/DRTYNA → Dr Tyna's Holiday Gift Guide → Amazon Store → AquaTru | Go to https://aquatruwater.com/?oid2=50&affid2=2320&c=docereconsultinggroup now to save. Further Listening → EP. 238: You Need to Become an Air Snob Because Mold Happens | CEO Mike Feldstein of Jaspr → EP. 175: Air Quality, Mold and Autoimmune Issues The Hidden Links | with CEO Mike Feldstein of Jaspr → EP. 181: My Holiday Gift Guide | Solo Disclaimer: Information provided in this podcast is for informational purposes only. This information is NOT intended as a substitute for the advice provided by your physician or other healthcare professional, or any information contained on or in any product. Do not use the information provided in this podcast for diagnosing or treating a health problem or disease, or prescribing medication or other treatment. Always speak with your physician or other healthcare professional before taking any medication or nutritional, herbal or other supplement, or using any treatment for a health problem. Information provided in this blog/podcast and the use of any products or services related to this podcast by you does not create a doctor-patient relationship between you and Dr. Tyna Moore. Information and statements regarding dietary supplements have not been evaluated by the Food and Drug Administration and are not intended to diagnose, treat, cure, or prevent ANY disease.
What should our expectations be for 44-year-old Philip Rivers if he suits up on Sunday for the Indianapolis Colts? Yahoo Sports' Andrew Siciliano, Jori Epstein and Charles Robinson look at the possible scenarios for the QB's potential return to the field. Later, Andrew sits down with NFL Network analyst Daniel Jeremiah to discuss Rivers, the 2026 NFL Draft class and more. After that, the Inside Coverage crew breaks down Travis Kelce's frustration with the Kansas City Chiefs' season. They also take a look at Chicago Bears head coach Ben Johnson's comments ahead of their game against the Cleveland Browns and discuss the possibility of Jalen Hurts being benched, before sharing their “One More Thing.”(0:34) - Managing expectations for Philip Rivers(19:01) - Daniel Jeremiah joins the show!(40:23) - Travis Kelce voices frustrations with season(48:22) - Ben Johnson desperate to beat the Browns(54:11) - Nick Sirianni denies Hurts benching rumors(55:53) - One More Thing
In this episode of The Independent Dealer Podcast's "How I Built This" series, we sit down with Ricky Thomas of Wildcat Used Cars in Somerset, Kentucky.
It's the perfect time of year to discuss mental overwhelm. Thanksgiving, Christmas preparation, family gatherings, work, social media, it all adds up. So it's good to be aware, and great to learn how to recognize overwhelm, and how to manage it. It's so important to step back and take inventory of what is going on, and how to avoid overload. Let's raise our awareness together and learn together. Please share this with a friend who you think might enjoy the episode. Thank you!Get 20% OFF any AquaTru purifier! Just go to https://aquatruwater.com and enter code TCE at checkout.Get 15% off OneSkin with the code CHANGES at https://www.oneskin.co/CHANGES #oneskinpodDISCLAIMER: This podcast offers information for educational and entertainment purposes only and is not a substitute for professional advice. Always consult a qualified mental health provider for medical or mental health concerns. The host, guests, and network disclaim responsibility for any decisions or actions you make based on information provided by this podcast.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Technovation with Peter High (CIO, CTO, CDO, CXO Interviews)
1036: What does it mean to manage a digital workforce? In this episode of Technovation, we feature a panel from our most recent Metis Strategy Summit where three top executives explore how AI is reshaping work, both automating tasks, and changing the nature of management itself. Peter High speaks with: Jennifer Charters, Chief Information Officer at Lincoln Financial Prasanna Gopalakrishnan, Chief Product & AI Officer at ADP Daniel Marcu, Global Head of AI Engineering at Goldman Sachs Together, they discuss: Why AI agents require new thinking about team structure and oversight How CIOs and CHROs must partner to build enterprise AI fluency The risks of shadow AI and the need for secure platforms How habit loops and performance incentives impact AI adoption What it takes to balance innovation speed with organizational readiness
Learn how to thrive during the busiest season of the year with simple 5-10 minute wins that actually work! This episode offers a complete game plan, including stress-reduction techniques, boundary scripts, mindset shifts, and daily strategies that keep your health on track through December and beyond— so you can end the year feeling energized, proud, and ready for what's next! Happy holidays! (And stay tuned for some great episodes between now and the new year!) LET'S TALK THE WALK! Join here for support, motivation and fun! Wellness While Walking Facebook page Walking to Wellness Together Facebook GROUP Wellness While Walking on Instagram Wellness While Walking on Threads Wellness While Walking on Twitter Wellness While Walking website for show notes and other information wellnesswhilewalking@gmail.com HOW TO RATE AND REVIEW WELLNESS WHILE WALKING How to Leave a Review on Apple Podcasts on Your iOS Device 1. Open Apple Podcast App (purple app icon that says Podcasts). 2. Go to the icons at the bottom of the screen and choose "search" 3. Search for "Wellness While Walking" 4. Click on the SHOW, not the episode. 5. Scroll all the way down to "Ratings and Reviews" section 6. Click on "Write a Review" (if you don't see that option, click on "See All" first) 7. Then you will be able to rate the show on a five-star scale (5 is highest rating) and write a review! 8. Thank you! I so appreciate this! How to Leave a Review on Apple Podcasts on a Computer 1. Visit Wellness While Walking page on Apple Podcasts in your web browser (search for Apple Podcasts or click here) https://www.apple.com/apple-podcasts/ 2. Click on "Listen on Apple Podcasts" or "Open the App" 3. This will open Apple Podcasts and put in search bar at top left "Wellness While Walking" 4. This should bring you to the show, not a particular episode – click on the show's artwork 5. Scroll down until you see "Rating and Reviews" 6. Click on "See All" all the way to the right, near the Ratings and Review Section and its bar chart 7. To leave a written review, please click on "Write a Review" 8. You'll be able to leave a review, along with a title for it, plus you'll be able to rate the show on the 5-star scale (with 5 being the highest rating) 9. Thank you so very much!! OTHER APPS WHERE RATINGS OR REVIEWS ARE POSSIBLE Spotify Goodpods Overcast (if you star certain episodes, or every one, that will help others find the show) Castbox Podcast Addict Podchaser Podbean HOW TO SHARE WELLNESS WHILE WALKING Tell a friend or family member about Wellness While Walking, maybe while you're walking together or lamenting not feeling 100% Follow up with a quick text with more info, as noted below! (My favorite is pod.link/walking because it works with all the apps!) Screenshot a favorite episode playing on your phone and share to social media or to a friend via text or email! Wellness While Walking on Apple – click the up arrow to share with a friend via text or email, or share to social media Wellness While Walking on Spotify -- click the up arrow to share with a friend via text or email, or share to social media Use this universal link for any podcast app: pod.link/walking – give it to friends or share on social media Tell your pal about the Wellness While Walking website Thanks for listening and now for sharing! : ) DISCLAIMER Neither I nor many of my podcast guests are doctors or healthcare professionals of any kind, and nothing on this podcast or associated content should be considered medical advice. The information provided by Wellness While Walking Podcast and associated material, by Whole Life Workshop and by Bermuda Road Wellness LLC is for informational and entertainment purposes only. It is not intended to be a substitute for professional medical advice, diagnosis or treatment. Always seek the advice of your physician or other qualified health care provider with any questions you may have regarding a medical condition or treatment, and before undertaking a new health care regimen, including walking. Thanks for listening to Wellness While Walking, a walking podcast and a "best podcast for walking"!
Organizations rely heavily on Salesforce to manage vasts amounts of sensitive data, but hidden security risks lurk beneath the surface. Misconfigurations, excessive user permissions, and unmonitored third party integrations can expose this data to attackers. How do I secure this data? Justin Hazard, Principal Security Architect at AutoRABIT, joins Business Security Weekly to discuss the security challenges of Salesforce. Justin will discuss how proactive oversight and a strong security posture in Salesforce requires additional capabilities, including: Continuous monitoring of your Salesforce environment, Strict access controls of Salesforce users, and Automated backup of sensitive data. Think your data in Salesforce is safe and secure, think again. This segment is sponsored by AutoRABIT. Visit https://securityweekly.com/autorabit to learn more about them! In the leadership and communications segment, Boards Have a Digital Duty of Care, The CISO's greatest risk? Department leaders quitting, The 15 Habits of Highly Empathetic People, and more! Visit https://www.securityweekly.com/bsw for all the latest episodes! Show Notes: https://securityweekly.com/bsw-425
In this episode, Jon digs into the real reason transitions feel so “impossible” for kids — not because they're being dramatic, but because shifting out of a moment they love can feel like a genuine shock to their system. Through stories, neuroscience, and deeply relatable parent questions, he explores why task-switching is so hard for developing brains and how a “satisfying end” can change everything. Listeners walk away with clarity, compassion, and concrete ways to support their child through the chaotic in-between moments without power struggles or guilt.To support the Podcast, Subscribe on SubstackGet Jon's Top Five Emotional Regulation GamesGet Jon's Book Punishment-Free Parenting Preorder Jon's Children's Book Set My Feelings FreeFollow Whole Parent on Instagram, Tiktok, Facebook, YoutubeSend us a textSupport the show
I really wanted to share a few episodes to assist you to completely transform your holiday experience this year!In this episode, I talk with my amazing Soul Psychology Coach, Joye Madden. Joye speaks so candidly, authentically, and transparently that I know you're going to leave with the INSPIRATION and COURAGE to transform your Holiday Season!Holiday Challenges We Addressed:Navigating overwhelming expectations from family, culture and within ourselves!Managing stress and emotional triggers during gatheringsDealing with the pressure to create “perfect” celebrations and the permission not to use the “good China”!Setting healthy boundaries with loved ones - even a very kind “un-invitation”Balancing Self Care / Soul Care with holiday obligationsKey Takeaways:When you care for yourself, the way Joye shares with us, everyone around you also relaxes and notices!How to communicate boundaries with kindness and confidenceTips for prioritizing your own well-being without guilt2 Real-life examples of how Joye overcame holiday hurdlesWhy This Is a Must Listen/Watch:Hearing what Joye was able to do will convince you that you can transform your holiday experience from stressful to joyful!You'll gain tools to protect your mental health and foster deeper connections with those who matter most.Whether you love the holidays or are dreading them, you'll walk away with new perspectives and practical steps to make this season truly reflect what is important to you!.How It Could Change Your Holidays:Imagine feeling empowered and at Peace instead of overwhelmed.Picture yourself enjoying the holidays on your own terms, with less stress and more fulfillment.This episode could be the key to making your holidays happier, healthier, and more meaningful than ever before.FREE Holiday Healing Soul Psychology MasterclassDec 19th, 11 am PST(Replays are sent if you can't make it live)https://courses.suzilula.com/holydaysSOUL PSYCHOLOGY CERTIFICATION 2026A 5 MONTH TRANSFORMATIONAL JOURNEYFOR MORE INFORMATION:https://courses.suzilula.com/soulcarecoachingHave questions for me? Email them to Team@SuziLula.comPlease subscribe/follow, leave a 5-star review and set an alert to receive notifications each Wednesday when new episodes drop!Thank you for your support! Your shares, subscriptions, and reviews are incredible. We're one of the fastest-growing podcasts, and I hope our message of thriving reaches more people. Until next week, give yourself permission to thrive. Much love!Connect with Suzi Lula at https://suzilula.com/Facebook: https://www.facebook.com/SuziLulaIG: @suzi.lula https://www.instagram.com/suzi.lula/YouTube: https://www.youtube.com/@SuziLula
Join the clubrightbrainresetters.comIn this episode, Stephen Martin discusses four key predictions for 2026 that will significantly impact individuals with dyslexia and ADHD. He emphasizes the role of AI as a supportive tool for execution, the rise of visual thinking in mainstream work, the shift towards valuing creativity and problem-solving over traditional job roles, and the increasing importance of emotional wellbeing as a skill. Martin encourages listeners to embrace these changes and leverage their unique strengths in a rapidly evolving world.Takeaways2026 will be a transformative year for dyslexics and ADHD minds.AI will serve as a powerful execution tool for creative ideas.Visual thinking will become a mainstream skill in the workplace.The economy will favor creators and problem solvers over traditional workers.Emotional wellbeing will be essential for managing anxiety and stress.Dyslexics can leverage AI to enhance their productivity and creativity.More entrepreneurs will emerge from neurodiverse backgrounds.Companies will increasingly seek neurodiverse talent.Managing one's own emotional health will be crucial in the future.The world will continue to evolve, requiring adaptability and resilience.Dyslexia, ADHD, AI, emotional wellbeing, visual thinking, predictions, 2026, neurodiversity, entrepreneurship, creativity, adults with dyslexia, support for adults.Get 20% off your first orderhttps://addednutrition.comIf you want to find out more visit:truthaboutdyslexia.comJoin our Facebook Groupfacebook.com/groups/adultdyslexia
The holidays are here, and if you're already feeling that mix of excitement, pressure, and low-key dread, you're in good company. In this episode, we dig into why holiday burnout hits women so disproportionately hard, how old expectations keep sneaking in, and what we can actually do to reclaim joy, presence, and a sense of sanity this season. From perfectionism and invisible labor to new traditions and deliciously low-effort holiday moments, we're getting honest about what has to shift.Together, we explore the inner work, the practical strategies, and the gentle permission slips that help us show up for the holidays in a way that feels good—without losing ourselves or burning out in the process. If you've ever felt torn between wanting magic and wanting a nap, this is your episode. Episode Highlights:[0:03] – Kicking off the convo: why holiday burnout hits women hardest [1:54] – Laura reflects on past years of over-functioning through the holidays [3:08] – The pressure of “perfect” holidays and the invisible mental load [4:52] – The struggle of asking for help and shedding generational conditioning [6:11] – Family-of-origin expectations and the identity tied to holiday perfection [9:03] – The emotional payoff vs. resentment check-in [10:08] – Letting go of perfect, simplifying, and knowing your “why” [12:22] – Delegation, releasing control, and tolerating the discomfort [14:11] – When your aesthetics get in the way of shared experiences [15:40] – Creating new rituals and letting go of traditions that no longer fit [18:18] – Low-effort connection and shared experiences that truly matter [20:03] – Embracing flexibility and shifting holiday dates without guilt [21:44] – Managing blended family holidays and redefining “the day” [22:22] – Avoiding consumer overwhelm and choosing experiences over stuff [23:52] – Gift ideas that foster connection (and zero clutter) [25:18] – Silent Book Clubs, parallel play, and refreshing social rituals [26:55] – Reclaiming meaningful ritual with creativity and openness [27:55] – The power of daily gratitude and shifting the emotional tone [28:15] – Preparing for others' disappointment when you take things down a notch [28:40] – Emotional maturity, boundaries, and choosing what truly matters [30:01] – Final reminders for a holiday season rooted in joy, not pressure If today's discussion resonated with you or sparked curiosity, please rate, follow, and share "Insights from the Couch" with others. Your support helps us reach more people and continue providing valuable insights. Here's to finding our purposes and living a life full of meaning and joy. Stay tuned for more!Pre-order The Cost of Quiet now! Colette's new book, The Cost of Quiet: How to Have the Hard Conversations that Create Secure, Lasting Love, launches February 3rd. Secure your copy today and get VIP bonuses available only before launch day. https://www.colettejanefehr.com/new-book
In this episode, I'm talking to moms who are running a business and a household—and are tired of feeling behind. I share the story of my appendix surgery, when our home felt totally out of control, and how hiring a household helper/babysitter through a local Facebook group changed everything.We'll unpack what a household helper actually does (laundry, errands, tidying, returns, sheets, kid help) and why you don't need to be “bursting at the seams” to justify getting support. You'll hear common signs it's time to get help—like constant resentment, never feeling caught up, or canceling work blocks because the house feels chaotic.We'll also dig into the mindset and money blocks: believing you “should be able to do it all,” feeling guilty for wanting help, or thinking it has to be a huge financial commitment.You'll leave this episode with permission to outsource at home, practical ideas for starting small, and a new way to think about trading a little money for time, capacity, and mental peace. Free Resources:Join 30 Day Calendar Blocking Blueprint and finally feel in control. Click here to join the next round. Are you a business owner making $100,000+ and still wearing all the hats? Click here to learn about my upcoming 12-week Outsourcing Mastermind.Are you an aspiring or newer business owner who needs some accountability and clarity on the next steps? Click here to join my 6-month accountability group - Simplify.
Sonia C. and Sonia T. are sharing a mic in New Orleans, and Sabrina has joined the conversation too! They are all excited because the most magical part of the holiday season is here- experiencing the joy of life through the eyes of a child. Your inner child is getting excited too – do you know what your inner child is hoping for this Christmas? This week's theme is: Connect with your inner child this holiday season. Reserve your seat at the Speed Dial Your Guidance Experience today! Sign up for Sonia T.'s Master Manifestation Workshop Highlights: The ladies are together again! [:45] Creating a cozy and calm atmosphere during the Christmas season. [4:05] The power of daydreaming. [6:15] Getting in touch with your inner child. [10:20] Staying grounded during the holiday craziness. [14:10] Managing sky-high expectations. [24:05] The inner child can't be in the driver's seat. [27:15] Sonia C.'s favorite part of last year's Christmas season. [32:21] You can choose to select out of holiday overwhelm. [36:40] Tool of the Week: Stay grounded in the holiday experience. [39:31] Question of the Week: How can I strengthen my intuition day-to-day? [41:11] Do you know what your inner child wants for Christmas this year? Whether you're craving a Hallmark movie-esque picture-perfect cozy day at home or you thrive in the chaos and craziness of all that is happening in your town, the holidays are the perfect time to get in touch with your inner child. But be careful! Your inner child holds the magic, but you hold the reins. Don't let the inner child into the driver's seat, or your expectations of yourself might become more than you really want to handle. If you're constantly piling one experience on top of another, you aren't giving yourself a chance to appreciate the little moments that make the holidays so magical. Slow down and be present in each moment, and your inner child will surely be delighted this holiday season. Tool of the Week: Stay grounded in the holiday experience. [39:31] Question of the Week: How can I strengthen my intuition day-to-day? [41:11] Continue on Your Journey: Grab Sonia C.'s New Card Deck Here! Your Glorious Life Sonia C's In the Moment Guidance Good Vibes Tribe More Sonia Choquette Follow Sonia Choquette on Instagram Sonia Choquette on YouTube Sonia Choquette's Book Read Life ACCURATELY: Recognize and Respond to What's Really Happening Soul Mastery: 22 Lessons to Reinvent Your Life Order Sonia Choquette's Trust Your Vibes Guided Journal True Balance book by Sonia C. More Sonia Tully Psychic YOUniversity Level 1 Waitlist Psychic YOUniversity Level 2 Waitlist Book a Reading with Sonia Tully Sonia on Substack Follow Sonia Tully on Instagram Book a Discovery Call with Sonia Tully Free Spiritual Toolkit and Meditation Connect with Sabrina Tully Buy Sonia and Sabrina's Book You Are Amazing Share with us your questions and vibe stories at itsallrelatedpodcastquestions@gmail.com and vibecheck@soniatully.com
In this special “Miami Besties” episode of Not Alone, Valeria brings together the most memorable, honest, and vulnerable moments from her conversations with the women closest to her. The episode begins with friend Vita Sidorkina, whose conversation dives into raising resilient kids, the value of honesty with children, and the Russian cultural principles she still carries. Plus, an open conversation about how “daddy issues” can shape who we choose to marry and life with a husband who is 20 years older. Next, Isabela Grutman reflects on what marrying young taught her, navigating the early modeling world, and the reality of “high-value” men. We also get into long-term partnerships, and what it means to renegotiate your marriage as you evolve. Then, Martha Graeff opens up about her first marriage, the courage it took to prioritize her mental health, and the financial realities of leaving, including why she believes prenups are empowering, not limiting. Finally, Camila Coelho shares her deeply personal experience growing up with epilepsy, from getting diagnosed as a child to managing her condition as an adult, and the stigma that still surrounds it. Together, these conversations reveal the raw, real, and resilient sides of womanhood, friendship,and the stories that shape us. Shop my looks from this episode: https://shopmy.us/shop/collections/3190104 Follow me: https://www.instagram.com/valerialipovetsky/ https://www.tiktok.com/@valeria.lipovetsky?lang=en Follow Not Alone TikTok: https://www.tiktok.com/@notalone.pod What we talked about: 0:26 - Setting up the “Miami Besties” Episode 1:53 - Introducing friend Vita Sidorkina 3:22 - Start of Vita 3:26 - Bringing back honest communication with children 5:09 - People being too soft 7:28 - Russian values Vita holds on to 9:50 - Not growing up with childhood trauma 11:15 - Daddy issues & marital age-gaps 15:21 - Introducing friend Isabela Grutman 16:22 - Start of Isabela 16:26 - Wasting people's time 18:06 - Marrying young vs. later in life 21:47 - Modeling at a young age 22:57 - Women looking for high-value men 23:53 - Lessons from marriage 25:15 - Not taking everything personally 26:18 - Renegotiating the marriage terms 30:01 - Introducing friend Martha Graeff 31:07 - Start of Martha 31:28 - Early days with her ex-husband 33:35 - Prioritizing mental health 35:16 - Financial aspect of leaving your marriage 36:09 - Importance of a prenup 38:25 - Introducing friend Camila Coehlo 39:41 - Start of Camila 40:19 - Getting diagnosed with epilepsy as a child 44:00 - Managing her type of epilepsy 45:55 - The stigma around epilepsy Learn more about your ad choices. Visit megaphone.fm/adchoices
Get 20% of The 8 to 4 Principal Blueprint HERE.Have you noticed that the closer you get to winter break, the quicker every little problem seems to turn into a big one? The weeks leading up to winter break can magnify stress, fatigue, and frustration for both teachers and administrators — and if you're not intentional, that negativity can spread fast.In this episode of The Principal's Handbook, we unpack why December tends to amplify overwhelm and reactivity in school cultures and what it means for you as a leader. You'll learn how to recognize the emotional patterns that surface this time of year, understand what your staff is really needing beneath the complaints, and lead your building with steadiness when everyone else feels on edge.Tune in to explore leadership mindsets, emotional regulation tools, and practical moves that help you create stability, support your teachers, and keep your school grounded through one of the hardest months of the year — without burning yourself out in the process. Whether your staff is drained, irritable, or simply “over it,” this episode will help you show up with clarity, compassion, and confidence.Get my resources for navigating staff emotions and team dynamics.FREE DOWNLOADS*The Principal's Email DetoxDecisive Leadership- Free WorkshopPrincipal Checklist to Disconnect From SchoolBehavior Blueprint for PrincipalsThe Principal's Power Hour Blueprint
As we close out 2025, we're taking a warm, festive look back at the conversations, insights, and unforgettable moments that shaped this year on DISCovering You: Where Personality Meets Possibility. From deep dives into charisma and creativity to surprising reflections on emojis and empathy, this episode rounds up the clips that made us pause, laugh, reflect and grow.Did we include your favourite episode or moment from 2025? Share your thoughts in the comments—we'd love to hear what resonated most with you this year.Timestamps00:00 — Opening + DISC as Holiday Drinks01:00 — How are you feeling? Check in02:00 — Heather's favourite moments and lessons from 202502:30 — Clip 1: How nonverbal cues shape first impressions04:45 — Managing “resting bored face” in real-life and Zoom meetings07:00 — Clip 2: Empathy, discipline, and how others interpret our intent09:15 — Heather reflects on responsibility vs. emotional perception10:00 — Clip 3: Dr. Zorana Pringle on psychological safety and creativity12:30 — How differing perspectives help Heather & Victoria grow14:45 — Clip 4: The great emoji debate (and what it reveals)17:45 — Clip 5: Emotional intelligence + Sandy Pentland's MIT research22:30 — Final reflections + holiday wishes for 2026Resources MentionedVanessa Van Edwards – Research on charisma, warmth, competence, and nonverbal cuesDr. Zorana Pringle – Conversation on creativity and psychological safetySandy Pentland, MIT – Research on team communication patterns and high performanceDr. Vanessa Druskat – Discussion on emotional intelligence and paralanguageThank you for an inspiring year of discovery, connection, and meaningful conversations. Wishing you a warm, restful holiday season—and we can't wait to bring you more insights, guests, and laughter in 2026.If you're interested in learning more about team building, coaching, strategic hiring and onboarding, let's connect!discoverwhatworks@gmail.comhttps://pod.link/1614071253https://discoverwhatworks.org/https://www.facebook.com/VictoriaDISChttps://www.instagram.com/discoverwhatworks/https://www.linkedin.com/in/discoverwhatworks
What a show we have for you this week as former Scotland and Celtic Gaffer, Gordon Strachan sits down with Si Ferry, Slaney and Scott Allan to chat about his life and career in the game with brilliant anecdotes from his time Managing at Celtic Park and the National Team plus playing at World Cups under the likes of Jock Stein and his Manager at Aberdeen and Man United, Sir Alex Ferguson!We also discuss the big news from the weekend's action as Wilfried Nancy lost his first game as Celtic Manager to top-of-the table Hearts and is there a revival on at Rangers as Miovski starts to finally get the goals in for Rangers!And we can't have the former Scotland Manager on without discussing the National Team's World Cup draw as Steve Clarke's men have been pitted against Haiti, Morocco and Brazil in Boston & Miami! Hosted on Acast. See acast.com/privacy for more information.
In this episode of The Segment, host Raghu Nandakumara sits down with one of the most influential technology leaders of our time: Tony Scott, President & CEO of Intrusion and former U.S. Federal CIO under President Obama. With CIO roles at Microsoft, VMware, Disney, General Motors, Bristol Myers Squibb, and Sun Microsystems, Tony brings a rare, decades-wide perspective on how enterprise technology evolves—and where it's heading next.Tony shares his journey through some of the world's most complex organizations, offering a candid look at the forces that drive digital transformation, why organizational silos still shape most architectures, and how AI may finally help dissolve them. He breaks down how cybersecurity models must shift in an era of ubiquitous AI, legacy infrastructure, and escalating regulatory complexity—and explains why continuous monitoring and long-term institutional memory are now essential.We also dive into Tony's leadership philosophy, how he balances transformation with cyber risk, and what he's learned transitioning from CIO to CEO of a cybersecurity company tackling some of today's hardest problems. Key themes discussed:The evolution of the CIO role across decades of transformation Managing cyber risk amid AI proliferation, legacy systems, and modern architectures The importance of “useful life” frameworks for tech modernization Leadership lessons from navigating both public and private sector tech at scale A must-listen for CIOs, CISOs, tech leaders, and anyone preparing their organization for what's next in AI-driven transformation and cybersecurity.
Major health organizations, including the CDC and ACOG, recommend universal Hepatitis C Virus (HCV) screening for all pregnant women during each pregnancy and at time of delivery. Ideally, pregnant women should be screened for hepatitis C virus infection at the first prenatal visit of each pregnancy. If the antibody screen result is positive, hepatitis C virus RNA polymerase chain reaction testing is done to confirm the diagnosis. The risk of perinatal transmission of HCV is up to 9%, with at least one-third of transmissions occurring antenatally. While antiviral therapy is recommended for Hepatitis B in pregnancy with a viral load greater than 200,000 international units/mL to decrease the risk of vertical transmission, the same is not the case for Hep C. According to the ACOG CPG #6 from September 2023, there are no standard treatment protocols for Hep C in pregnancy but a new publication from the PINK journal (7 Dec 2025) is calling for a change. That new publication is, “Hepatitis C Treatment During Pregnancy: Time for a Practice Change”. Listen in for details. 1. ACOG CPG #6; Sept 20262. Bhattacharya D, Aronsohn A, Price J, Lo Re V. Hepatitis C Guidance 2023 Update: AASLD-IDSA Recommendations for Testing, Managing, and Treating Hepatitis C Virus Infection. Clinical Infectious Diseases: An Official Publication of the Infectious Diseases Society of America. 2023;:ciad319. doi:10.1093/cid/ciad319.3. Chappell CA, Kiser JJ, Brooks KM, et al. Sofosbuvir/¬Velpatasvir Pharmacokinetics, Safety, and Efficacy in Pregnant People With Hepatitis C Virus. Clinical Infectious Diseases : An Official Publication of the Infectious Diseases Society of America. 2025;80(4):744-751. doi:10.1093/cid/ciae595.4. Reau N, Munoz SJ, Schiano T. Liver Disease During Pregnancy. The American Journal of Gastroenterology. 2022;117(10S):44-52. doi:10.14309/ajg.0000000000001960.5. Dutra, Karley et al. Hepatitis C Treatment During Pregnancy: Time for a Practice Change. American Journal of Obstetrics & Gynecology MFM, Volume 0, Issue 0, 1018656. Society for Maternal-Fetal Medicine Consult Series #56: Hepatitis C in Pregnancy-Updated Guidelines: Replaces Consult Number 43, November 2017. Society for Maternal-Fetal Medicine (SMFM). Electronic address: pubs@smfm.org, Dotters-Katz SK, Kuller JA, Hughes BL. American Journal of Obstetrics and Gynecology. 2021;225(3):B8-B18. doi:10.1016/j.ajog.2021.06.008
#707 Want a business that turns fresh asphalt into a “blank canvas” — and pays well for satisfying, repeatable work? In this episode, host Kirsten Tyrrel talks with Cinco Winston, founder of Trueline Striping in Central Texas, about how he left a stable construction career, skipped the franchise route, and bootstrapped his own parking lot striping company to cash flow within two months. He shares how he trained with an out-of-state pro, bought only the essentials to get started, and strategically targeted customers who actually value curb appeal and recurring maintenance. Cinco breaks down startup costs, pricing, profit margins, seasonality, and why he's still running lean while planning for future growth. If you've ever wondered how “unsexy” service businesses quietly generate great income and freedom, this conversation will open your eyes! What we discuss with Cinco: + Leaving construction to start striping + Choosing independent over franchise + Training with an out-of-state striping company + Bootstrapping equipment and startup costs + Hitting cash flow within two months + Discounting early jobs to gain clients + Targeting customers who value curb appeal + Door knocking and in-person sales + Managing seasonality and recurring clients + Profit margins, salary, and plans to scale Thank you, Cinco! Check out Trueline Striping at TruelineStripingTX.com. Follow Cinco on Instagram and LinkedIn. To get access to our FREE Business Training course go to MillionaireUniversity.com/training. And follow us on: Instagram Facebook Tik Tok Youtube Twitter To get exclusive offers mentioned in this episode and to support the show, visit millionaireuniversity.com/sponsors. Learn more about your ad choices. Visit megaphone.fm/adchoices
On this episode of the Apartment Syndication Made Easy Podcast, Vinney sits down with Mike Desrosiers, a seasoned operator managing over $100M in multifamily assets across the U.S. Mike's journey is filled with real-world lessons that every syndicator—new or experienced—needs to hear. From fires to hurricanes to market shifts, Mike shares how resilience, quick action, and a positive mindset have allowed him to keep scaling. Mike and Vinney get into the true behind-the-scenes of running syndications, managing partners, and protecting investors. They break down real events that shaped Mike's approach, including:
Timestamps 2:00 The Runners Zone Spotify Wrapped! 7:30 Knee swelling or knee effusion? 9:00 How to manage post-op knee swelling 11:30 How our management of swelling has changed through our career 15:40 How to assess knee swelling 21:30 The need to look combine patient history, clinical presentation, & swelling measures 26:00 How much swelling is ok to push through? 28:30 Do Chris and Nathan set yearly goals? Research article Inter-rater reliability to assess knee joint effusion Video Examples 3+ knee effusion 2+ knee effusion 1+ knee effusion Want to work with runners and build a thriving business around it? The Runner's Zone is an upbeat, global community of clinicians, coaches, and trainers who love working with endurance athletes. For over 10 years, we've helped passionate professionals fast-track their skills, grow their confidence, and build beautiful, word-of-mouth businesses that runners rave about. Join us if you're ready to level up—and have fun doing it. Use code "rzpod" for 10% off the annual membership. To learn more click HERE.
Join Kosta and his guest: Jennifer Wilkerson, Putnam County Circuit Court Clerk.In this episode: Jennifer, you've spent more than twenty-five years working throughout our justice system: from law enforcement and non-profit advocacy, and now the Circuit Court Clerk's Office. When you think about all the experiences you've had with the justice system and our community, what does justice mean to you? A lot of people have heard or seen the title Circuit Court Clerk, but most of us don't truly understand the weight and complexity behind it. What is the real responsibility of your office, and what happens if the Clerk's Office doesn't function well? Your job isn't easy. Managing court dockets for seven courts and seven judges is no small task. In your opinion, what's the greatest determinant of whether our court system is running smoothly or not? Better Together with Kosta Yepifantsev is a product of Morgan Franklin Media and recorded in Cookeville, TN.This episode of Better Together with Kosta Yepifantsev is made possible by our partners at Miss Sallie's Market.Find out more about Miss Sallie's Market:https://www.misssallies.com
On this episode of The Lead On Podcast, Jeff Iorg, president of the SBC Executive Committee, discusses practical approaches for managing conflict within ministry teams. He highlights biblical examples and offers concrete principles for leaders to anticipate, address, and resolve interpersonal conflicts in ways that protect organizational unity and refocus teams on their mission.
We're wrapping up 2025 with the best moments from our Footwear Leadership Series powered by Ortholite. This special episode highlights standout insights from top industry leaders — including Todd Krinsky of Reebok, Susie Kuhn of Wolverine Worldwide, Danny Ewoldsen of Johnston & Murphy, Tara McRae of PUMA, Josue Solano of BBC International, Natalie White of Moolah, Kris Wright of Jordan Brand, and Dan Sheridan of Brooks Running — sharing their perspectives on leadership, culture, and what it takes to guide today's major footwear brands. Catch the highlights here, and listen to full episodes at shoeleaders.com. With special guests: Todd Krinsky, President & CEO, Reebok Susie Kuhn, President, Active Group Brands, Wolverine Worldwide Danny Ewoldsen, President, Johnston & Murphy Tara McRae, President & Managing, Director, PUMA Josue Solano, Chief Executive Officer, BBC International Dan Sheridan, Chief Executive Officer, Brooks Running Kris Wright, Vice President, Jordan Footwear Natalie White, Founder, Moolah Kicks Hosted by: Christie Horan, Media and Marketing Coordinator, FDRA, Matt Priest, President & CEO, FDRA, and Andy Polk, Senior Vice President, FDRA
Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 2825: Jen challenges the myth of achieving a perfect balance in motherhood and instead encourages moms to aim for a more realistic, fulfilling rhythm. With practical strategies like block scheduling, prioritizing tasks, and letting go of perfection, she offers a grounded approach to reclaiming time, energy, and joy in daily family life. Read along with the original article(s) here: https://thistimeofmine.com/finding-balance-in-motherhood/ Quotes to ponder: "Part of motherhood is finding that balance between what we want to improve and what we're okay with." "Keep only the things in your life that move you and your family forward in the ways you want." "It's not about perfection. It's about making the most of the time we have."
Robin Andersen, co-founder of Filter Optix (code: BIOHACKINGBRITTANY), joins me to explore how blue light exposure affects women's sleep, hormones, and stress levels—and how simple light management can transform your energy, focus, and family routines. Robin also shares how to use red, orange, and yellow lenses strategically throughout the day to support hormone balance and relaxation, especially for moms navigating night feeds or screen-heavy workdays. Listen if you want practical ways to protect your sleep, skin, and nervous system while still living a very real, screen heavy life. Join my 12 Holiday Rituals Giveaway for a chance to win part of $5,500+ USD in wellness prizes. Open until December 24th! WE TALK ABOUT: 06:00 - Why Filter Optix created different shades of blue light glasses for day and night 08:30 - How blue light disrupts melatonin, cortisol, and your natural sleep rhythm 15:34 - The link between blue light, migraines, and digital eye fatigue 20:40 - Relaxation through light and how orange and red glasses reduce stress quickly 24:40 - Managing light at night with babies and toddlers so everyone sleeps better 31:25 - Eye health, LASIK, contacts, and why modern lighting habits matter 36:05 - Sun exposure, sunscreen, and building natural resilience without burning 39:05 - How to balance indoor screens with natural sunlight for mood and circadian health 44:55 - Why Filter Optix glasses feel different and what makes their lenses high quality RESOURCES: Free gift: Download my hormone-balancing, fertility-boosting chocolate recipe. Explore my luxury retreats and wellness events for women. Shop my faves: Check out my Amazon storefront for wellness essentials. Filter Optix website (code: BIOHACKINGBRITTANY) and Instagram Join my 12 Holiday Rituals Giveaway before December 24th LET'S CONNECT: Instagram, TikTok, Facebook Shop my favorite health products Listen on Spotify, Apple Podcasts, YouTube Music
Show Summary:Claire sits down with Sharon Boese, a dynamic STEM educator from McKinney Christian Academy in Texas, to explore what hands-on, inquiry-based science education looks like in action. Sharon shares what a typical day in her classroom entails - from guiding 8th graders through Earth and Space Science to inspiring younger students in the school's K–5 STEM enrichment program.We talk about how to balance multiple class preps and design unique experiences to prevent repetition across grade levels, and integrate creativity and rigor through project-based learning. Sharon also gives us a peek inside her students' engineering notebooks and explains how documentation supports problem-solving and reflection. Whether you're a fellow teacher looking for classroom inspiration or simply curious about how STEM education comes alive, this conversation offers practical insights and plenty of passion for learning.About Sharon Boese: Sharon Boese is currently an eighth grade science/STEM teacher and an Elementary School STEM Coordinator at McKinney Christian Academy in McKinney, Texas. She has a great passion for all things space and constantly encourages her students to reach for the stars. Sharon is happily married to Michael, an environmental engineer. They have three sons who all have no choice but to love the nighttime sky. All are Eagle Scouts who earned the Astronomy and Space Exploration merit badges! Sharon hopes that one day one of her sons will become an Astronaut!Credit: NASA Directory | Solar System Ambassadors - NASA Solar System ExplorationLinks from the Show:Related The STEM Space Podcast Episodes 128. Preparing for the New Science Standards in Texas131. How to Scaffold Engineering Design in K-12105. Explaining the 3 Stages of STEMVivify STEM Blog Posts How to Start an After School STEM ClubUnderstanding a Framework for P-12 Engineering LearningNot all STEM is Equal: 3 Stages of STEM Education10 Tips for Managing a STEM ClassroomVivify STEM LessonsIntro to Coding: STEM Distance Learning ActivityBuilding Bricks STEM Challenge Mats - GROWING BUNDLE!STEM by Grade LevelBridge Engineering STEM ChallengeFREE! - Engineering Design Teacher Slides (editable)FREE! - Editable Budget Sheet for Engineering Design ChallengesTower STEM ChallengesDesign a Car Engineering Design Challenge | 1st Grade STEM DiscoveriesSailboat STEM Challenge - K-5 or 6-8Simple Machines Toy Factory STEM ChallengeOther STEM ResourcesNASA Space Exploration Educators Conference (SEEC)Texas Essential Knowledge and Skills (TEKS) | Texas Education AgencyVivify STEM Space Library - free (Explorer Library) and paid (STEM Space All-Access: ALL Vivify lessons, PD, videos, and MORE) optionsVivify Scope and SequenceSphero Bolt+ | Sphero EducationTinkercadTHE STEM SPACE SHOWNOTESTHE STEM SPACE FACEBOOK GROUPVIVIFY INSTAGRAMVIVIFY FACEBOOKVIVIFY XVIVIFY TIKTOKVIVIFY YOUTUBE
Holiday travel can be stressful—especially when you're managing a chronic condition. In this episode, host Ron Aaronsits down with Dr. Tamika Perry from WellMed at Redbird Square to share expert strategies for staying healthy and safe while on the go. From medication management to planning ahead for emergencies, this conversation is packed with practical tips to help you enjoy the season without compromising your health. Docs in a Pod focuses on health issues affecting adults. Clinicians and other health partners discuss stories, topics and tips to help you live healthier. Docs in a Pod airs on Saturdays in the following cities: 7:00 to 7:30 am CT: San Antonio (930 AM The Answer) DFW (660 AM, 92.9 FM [Dallas], 95.5 FM [Arlington], 99.9 FM [Fort Worth]) 6:30 to 7:00 pm CT: Houston (1070 AM/103.3 FM The Answer) 7:00 to 7:30 pm CT: Austin (KLBJ 590 AM/99.7 FM) Docs in a Pod also airs on Sundays in the following cities: 1:00-1:30 pm ET: Tampa (860 AM/93.7FM)
Giftflation is here. Prices for go-to gifts such as boxes of chocolates or the latest iPhone will be higher this year than last thanks to rising tariffs and inflation. And while consumers are anxious about the economy, they are still expected to break spending records by shelling out more than $1 trillion on holiday shopping. We'll talk about your gift plans and hear tips from scouring craft fairs, to searching out meaningful finds from small businesses to going the no-buy route such as gifting free babysitting or experiences. Guests: Amanda Mull, columnist, Bloomberg Taylar Hagan-Colyar, founder, Sip Shop Eat! Sarahjane Bernhisel, illustrator; co-founder, Bay Made Learn more about your ad choices. Visit megaphone.fm/adchoices
Did you know anger can be a tool for growth? Understanding anger intelligence is crucial for everyone. In this episode of Perpetual mOetion, host Dr. mOe Anderson and guest Davina Hehn explore the impact of anger on relationships and personal growth. Davina shares her journey of transforming anger into a tool for emotional clarity and connection, discussing her concept of anger intelligence. They delve into generational patterns, emotional literacy, and practical strategies for managing anger without causing harm. Quotes from Davina "Anger is a really beautiful primal survival emotion. It is my absolute favorite emotion of all time." "Self-awareness is essential in breaking negative patterns." Key Takeaways Anger can be a tool for growth and connection. Understanding anger intelligence is crucial for personal development. Generational patterns influence our emotional responses. Emotional literacy helps in managing anger effectively. Communication is key in transforming anger into a positive force. Awareness of triggers helps manage emotional responses. Collaboration in relationships enhances emotional understanding. Self-awareness is essential in breaking negative patterns. Chapters 00:00:00 Introduction to Anger Intelligence 00:00:00 Davina's Personal Journey 00:00:00 Understanding Generational Patterns 00:00:00 Practical Strategies for Managing Anger 00:00:01 The Role of Communication Connect with Davina and learn more on her website (https://www.asteadyspace.com/) Would you like to be a guest on this podcast? Join Podmatch and get access to this show and 1000's of other podcast hosts looking for guests to interview. https://www.joinpodmatch.com/perpetualmoetionwdrmoeanderson Learn more about Dr. mOe's services and books on her website at www.drmOeAnderson.com. Follow on social media! @drmOeanderson Elevate your public speaking skills with 1x1 or online Public Speaking Coaching (https://drmoeanderson.com/coaching/) Feature your business on this award-winning podcast or book Dr. mOe for a speaking engagement! Contact her today! info@drmoeanderson.com Please support this indie, woman-owned, small business providing free educational and inspirational content. Use one of these secure, fee-free ways to support the production and distribution of this award-winning show: 1. Buy Me a Coffee: https://buymeacoffee.com/drmoeandu 2. CashApp: $drmoeanderson 3. Venmo: @drmoeanderson
Wrapping up the stories of the week… Jacob Jarvis is joined by Rafael Behr to break down the stalled US–Russia peace talks, Putin's strong-arming, and what Trump's shaky negotiating team tells us about the state of American power. Back in Westminster, they dig into the fallout from the OBR's budget leak and what it all means for Labour's economic credibility. Plus: Trump's latest embarrassing moment caught on camera, Raf's heroes and villains, and the story that slipped under the radar this week. • Head to nakedwines.co.uk/thebunker to get 6 top-rated wines from our sponsor Naked Wines for £39.99, delivery included. www.patreon.com/bunkercast Follow us on BlueSky: https://bsky.app/profile/bunkerpod.bsky.social • Advertisers! Want to reach smart, engaged, influential people with money to spend? (Yes, they do exist). Some 3.5 MILLION people download and watch our podcasts every month – and they love our shows. Why not get YOUR brand in front of our influential listeners with podcast advertising? Contact ads@podmasters.co.uk to find out more Written and presented by Jacob Jarvis with Rafael Behr. Producer: Liam Tait. Audio editor: Simon Williams. Managing editor: Jacob Jarvis. Design by James Parrett. Music by Kenny Dickinson. Group Editor: Andrew Harrison. THE BUNKER is a Podmasters Production. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Questions? Thoughts? Comments? Leave me a voicemail message to use in a future podcast episode: https://www.speakpipe.com/timschmoyerComment on the full post here: https://read.timschmoyer.com/p/training-for-authority-i-dont-haveI've really appreciated the feedback I've received lately from people who are following along as I explore this “eldership” role in more detail, especially the critical comments that point out the gaps I'm missing in all this.I want to address one of the most common critiques because it was helpful for me to wrestle through, so hopefully it is for you, too.The critique is best theologically summarized by my friend, Sonny Silverton, who commented on an earlier post:Do you delineate between πρεσβύτερος and ἐπίσκοπος or ποιμήν? Have you considered that Paul might be talking about ordained overseers vs older dudes who are merely wise and righteous?The heart of the question is this: “Tim, you're talking about eldership as if it's something for every God-fearing man out there, but the Bible doesn't seem to treat it that way. The Bible talks about elders as men who are specifically selected and ordained by the laying-on of hands.”The honest answer? I hadn't worked through the details of it yet, so I'm glad he pushed me in that direction. I've been writing about city elders and elder qualifications more generally because I still believe they are noble qualifications and roles that every man can aspire to live by (1 Timothy 3:1).But Sonny's question forced me to dig a bit deeper into what Scripture actually means when it uses these three terms for elders. What I discovered brings a lot of clarity to what we're aspiring towards as God-fearing men.Three Words, But One TrajectoryVery briefly, scripture uses three primary Greek words that English translations render as elder, overseer, or shepherd.* Presbyteros refers to an older man, someone with age, maturity, and experience. The guy has authority simply because of accumulated years and demonstrated character. These are the men at the city gates in Proverbs 31:23, the respected voices in community decisions, the ones younger men seek out for counsel.* Episkopos means overseer or guardian. It's someone who watches over others with authority. Paul uses this term interchangeably with presbyteros in passages like Titus 1, suggesting these aren't separate offices but overlapping roles. The overseer holds responsibility for the welfare of those under his care.* Poimen is shepherd, the one who feeds, protects, and guides the flock. Peter uses this image when he tells elders to “shepherd the flock of God that is among you” (1 Peter 5:2). The shepherd doesn't just manage — he knows his sheep, understands their needs, leads them to good pasture.Scripture often blends these terms together. The ordained elder (presbyteros) serves as an overseer (episkopos) who shepherds (poimen) God's people. An elder carries all three dimensions: maturity, authority, and care.Subscribe to join me and other Christian men in pursuing the noble task of eldership (1 Tim 3:1).The Office vs The CharacterYet scripture does create a distinction between the office and the qualifications of eldership. The office of elder (presbyteros) in the church requires ordination, the laying on of hands by apostles or those they appointed. Timothy himself was charged to appoint elders in every town (Titus 1:5), establishing them with authority to teach, correct, and shepherd the congregation.Not every mature man holds this office. Paul is clear: these men must be appointed, recognized, set apart for this specific work.But the qualifications? Those belong to every God-fearing man who want to engage in this noble pursuit. Mature in the faith. Self-controlled. Hospitable. Able to teach. Managing his household well. Not a drunkard, not violent, not quarrelsome. Respected by outsiders.These aren't requirements set aside solely for church government. They're the portrait of biblical manhood at its fullest expression. They describe the kind of man who fathers well, works with integrity, speaks wisdom into difficult situations, and earns the trust of his community whether or not he ever holds an official church position.This is why Paul writes that aspiring to the office of overseer “is a noble task” (1 Timothy 3:1). The nobility isn't in the title. It's in the character formation required to serve that way. It's in becoming the kind of man whose life qualifies him for such responsibility.What this means practically: not every mature man will be ordained to church leadership. But every mature God-fearing man should be growing toward elder-level character. The qualifications in 1 Timothy 3 aren't just for those who might someday serve as church elders. They're the target for masculine development for all of us.City Eldership in the Old Testament (and us today)So where does this leave city eldership, the idea of men serving as fathers to their communities, not just their congregations and homes?As far as we know, the city elders at the gate in Scripture weren't ordained religious leaders. They were respected men whose character gave them natural authority in community decisions. When Boaz needed witnesses for his transaction with Ruth's kinsman-redeemer, he gathered ten elders from the city gate (Ruth 4:2).The Hebrew word used in Ruth 4 (and throughout the Old Testament) is zaqen (זָקֵן), which primarily means “old man,” “aged,” or “bearded one.” The meaning is consistently about age and the natural authority and wisdom that comes with it.This is closer to what I mean by city eldership. Not running for city council (though some men will be called there too), but becoming the kind of man the community knows they can trust. The father who helps other fathers navigate raising teenagers in a digital age. The business owner who mentors younger men building their own companies. The grandfather whose home becomes a gathering place where wisdom flows freely.These aren't ordained shepherds of God's flock in the appointed sense, but they're men living out elder-level character in their spheres of influence.What Eldership Looks Like in the KingdomFor me, this all connects directly to Jesus' principle that faithful stewardship today is the training ground for authority in the Kingdom in the age to come.I know I use this passage a lot, but in the parable of the minas (Luke 19), Jesus rewards the faithful servants not with retirement or rest, but with responsibility. The servant who proved faithful in managing one mina receives exousia (authority) over ten cities.Some dismiss this as “just a parable,” and we shouldn't read too much into it, but Jesus isn't the only one teaching this principle. Paul states it as settled fact in 1 Corinthians 6:2-3:“Do you not know that the saints will judge the world? ... Do you not know that we will judge angels?”And in Revelation 2:26-27, Jesus promises directly:“The one who conquers and who keeps my works until the end, to him I will give authority over the nations, and he will rule them with a rod of iron.”I don't think Jesus' parable in Luke 19 is just a metaphor. Scripture repeatedly affirms that faithful believers will exercise actual governing authority in the age to come. The only question is how much authority, which seems to depend on how we steward what God entrusts to us now.The Progression Scripture Describes for MenNotice the progression Scripture lays out:* The zaqen at the city gate earned natural authority through decades of faithful living. And some of those men are appointed to a be the presbyteros in the church.* The faithful steward in Luke 19 receives Kingdom exousia, the ruling authority over cities, as a reward from Jesus himself based on how they managed what He entrusted to them.* The overcomer in Revelation 2 who perseveres in faithfulness receives exousia over entire nations, ruling alongside Christ with the authority to govern.* The saints in 1 Corinthians 6 will judge not only the world but even angels, exercising authority that extends beyond human affairs into the spiritual realm itself.It's the trajectory that starts in Genesis 1 to “rule and reign, to be fruitful and multiply.” And all of it rooted in one principle: present management determines future authority.Subscribe to join me and other Christian men in pursuing the noble task of eldership (1 Tim 3:1).Why This MattersThis is why elder qualifications matter for every man, not just those pursuing church office. You're in training for rulership.* The father managing his household well today is being prepared to govern cities and nations in the Kingdom.* The business owner treating employees with justice and mercy is learning how to exercise authority righteously.* The man navigating conflict with wisdom and patience is developing the character required for judging between people—and eventually, even judging angels.Peter connects these dots when he reminds elders that “when the Chief Shepherd appears, you will receive the unfading crown of glory” (1 Peter 5:4). Crowns are worn by rulers. Present faithfulness as an elder—whether ordained in office or living out elder character in your sphere—is rewarded with future glory.God is looking for men He can trust with nations because they first proved faithful with minas. Men who learned to serve before they're given authority to rule. Men who became zaqen-level leaders in their communities before receiving exousia-level authority in the Kingdom.Answering Sonny's QuestionSo where does this leave Sonny's original critique? He's right. There absolutely is a distinction between ordained church elders and “older dudes who are merely wise and righteous.” The office requires ordination. Not every mature man will hold it, and that's ok.But I don't think that distinction minimizes what I'm after here. The elder qualifications are a character blueprint for every man headed toward Kingdom rulership, whether you're ever ordained or not.Paul assumes the Corinthians already know this. “Do you not know?” he asks, almost incredulously. God-fearing believers will rule. The only variables are scope and timing, and those seem to depend entirely on present faithfulness.The question is: am I becoming the kind of man whose character qualifies me for Kingdom responsibility? Am I managing my household in a way that proves I'm ready for tomorrow's city?My family isn't the finish line. Neither is a church office. They're training ground for authority that stretches into eternity—over cities, over nations, over the world, even over angels. This is a public episode. If you would like to discuss this with other subscribers or get access to bonus episodes, visit read.timschmoyer.com
80% of migraine sufferers are women. And I hear way too many women say their doctors brush off their complaints of headaches and migraines, giving no real, lasting solutions. So that ends here! I've invited the brilliant Dr. Meg Mill on the podcast to unpack the real connection between hormones, histamine, and headaches, especially as it relates to midlife hormonal changes. You'll learn the first practical steps—like: balancing blood sugar reducing oxidative stress spotting symptom patterns simplifying food eliminations and choosing the right supplements —to finally get ahead of chronic migraines. This conversation is all about giving you the clarity, tools, and confidence to support your body instead of suffering in silence. Tune in to discover the migraine solutions every woman deserves! Dr. Meg Mill Dr. Meg Mill is a leading women's health expert, Doctor of Clinical Pharmacy, and Certified Functional Medicine Practitioner with over 20 years of clinical experience. She's the creator of the R.A.D.I.A.N.T. Method, a proprietary root-cause framework that empowers women to rebalance their bodies, regulate their nervous systems, and reclaim their energy and confidence. Through her virtual Functional Medicine practice and membership community, the Women's Wellness Collective, Dr. Meg has guided hundreds of women to lasting relief. A bestselling author and host of the top-rated podcast A Little Bit Healthier, she's a sought-after speaker and summit host. IN THIS EPISODE Dr. Meg Mill's experience with people suffering from headaches Avoiding a one-size-fits-all approach to headache management Understanding a variety of potential migraine triggers The hormonal component to headaches and migraines The connection between insulin resistance and headaches Managing system-wide inflammation to help ease headaches Specific foods that can contribute to migraines How to get more support if you're suffering from migraines QUOTES ”Sometimes it's looking at your hormones in the way you're metabolizing. You may actually have low estrogen… so what we need to look at is how you metabolize your estrogen.” “The more we can keep our blood sugar balanced throughout the day and night, the better [it is] for migraines.” “If you can take away any message from this conversation, it's that there's hope and there ARE things you can do [for migraines].” RESOURCES MENTIONED Dr. Meg Mill's FREE GUIDE: Say Goodbye to Headaches Naturally https://go.megmill.com/headaches Order my new book: The Perimenopause Revolution https://peri-revolution.com/ Use code ENERGIZED and get 20% off on your Timeline order http://timeline.com/ENERGIZED Dr. Meg Mill's Website Dr. Meg Mill on Instagram Dr. Meg Mill's Podcast: A Little Bit Healthier RELATED EPISODES 642: The Metabolic Root Cause of Migraines & Powerful Diet and Lifestyle Interventions For Brain Health with Dr. Elena Gross 656: The Dangers Of NOT Prescribing Bioidentical HRT + Migraines, Testosterone and Mitigating Inflammation with Dr. Louise Newson 594: What I Did This Past Year to Heal My Brain and Lower Systemic Inflammation #648: This Changes Everything: The Perimenopause Revolution Every Woman Needs Now
Scott finds it difficult to manage asset allocation and buckets across multiple accounts and asks for an efficient way to coordinate everything. Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms.
Ever wonder why apps suddenly disappear from your iPhone, just when you need them most? This episode reveals the iOS feature quietly sweeping your unused apps off your device and shows you how to take control. • How to find and adjust App Store app settings in iOS • Reviewing app permissions and privacy controls in App Store settings • Managing automatic app downloads, updates, and in-app content • Using cellular data for app downloads: controls and limits • How to handle in-app ratings, reviews, and update prompts • Offload Unused Apps explained: storage, data, and user experience • Personalized recommendations and privacy management in App Store settings • Resetting your App Store identifier for privacy Host: Mikah Sargent Download or subscribe to Hands-On Apple at https://twit.tv/shows/hands-on-apple Want access to the ad-free video and exclusive features? Become a member of Club TWiT today! https://twit.tv/clubtwit Club TWiT members can discuss this episode and leave feedback in the Club TWiT Discord.
Ever opened a pump lid and watched the pool start emptying onto the pad? We've been there, and today we map out the simple field habits that stop the flood, speed up service, and keep clients happy. From spotting below-waterline equipment to shutting down both sides of the system, we share practical, low-cost tricks that save a service day—think tennis balls in skimmers, expanding chamois in return stubs, and a checklist that prevents air leaks and lost prime.We also dig into cleaner selection with real-world guidance that cuts through confusion. On plaster and pebble, geared suction units like the Hayward PoolCleaner or Polaris Atlas/Max deliver reliable coverage, with wide-body options gliding over tall anti-vortex main drains. On vinyl and fiberglass, bouncing diaphragm cleaners shine, climbing walls and handling slopes where geared units often stall. If pressure is your plan, know the plumbing: most Polaris pressure models require a dedicated booster pump; the Polaris 360 is the rare return-side exception that runs without one when returns are set up correctly.To round it out, we clarify the heat pump vs gas heater puzzle. A heat pump needs a dedicated 220–230V electrical circuit and real amperage headroom; a gas heater needs a properly sized gas line and, often, an upgraded meter from the utility. Retrofitting either after a build adds cost and complexity, so we lay out what to check before promising a swap. The goal: fewer surprises at the pad, better system performance, and faster visits that impress clients.• Identifying equipment set below the waterline• Shutting both suction and return before opening lids• Using tennis balls and chamois rags to stop flow• Managing dual skimmers for vacuuming and cleaners• Choosing cleaners for plaster, pebble, vinyl and fiberglass• Navigating anti-vortex main drains with wide-body units• Understanding pressure cleaners and booster pumps• Differentiating heat pumps and gas heaters requirements• Estimating real costs for electrical and gas line runs• VerifyinSend us a textSupport the Pool Guy Podcast Show Sponsors! HASA https://bit.ly/HASAThe Bottom Feeder. Save $100 with Code: DVB100https://store.thebottomfeeder.com/Try Skimmer FREE for 30 days:https://getskimmer.com/poolguy Get UPA Liability Insurance $64 a month! https://forms.gle/F9YoTWNQ8WnvT4QBAPool Guy Coaching: https://bit.ly/40wFE6y
On this week's Ask Me Anything episode of The Therapy Crouch, chaos arrives early as the gang spiral into a full-blown debate about moustaches and whether KFC has genuinely changed its name or if Abbey has dreamed it all up.Abbey, Peter and Ross bounce through TV recommendations, misguided attempts at sending GIFs, and a rant about modern cars being so high-tech they may as well require a degree to switch the air-con on.We hear from listeners with dilemmas stretching from long-distance parenting across the US and UK, to birthday surprises gone wrong, to the mother–daughter moment sparked by old photos of Peter that revealed… more than expected. There's 90s nostalgia, Real Housewives burnout, documentary talk, and plenty of those unfiltered Agony Abs moments the listeners love.If you've got a question, a confession, or simply a show you want them to binge—or avoid at all costs—send it in for next week's session.00:00 – Intro00:38 – Mo-vember moustache debate01:15 – The KFC/Hawkins confusion02:28 – “How do you even send a gif?”03:01 – Stranger Things vs Breaking Bad03:41 – Euphoria soundtrack04:03 – New TV recommendations04:39 – Housewives affecting their mental health05:11 – Wildcat documentary mention06:05 – TV review plans06:33 – School days: the kid called Barry Norman07:33 – Road trip question: pick one podcast + one radio station08:48 – 90s music nostalgia kicks off10:02 – Radio vs podcast for long journeys11:06 – Car battery, climate control & dashboard rant12:12 – Power steering nostalgia12:33 – Listener dilemma: kids in the UK & dad in the US14:10 – Managing time zones + co-parenting advice14:43 – Birthday request: Peter tries to leave a message16:00 – They realise there was no phone number16:39 – Mother–daughter story about “old Peter Crouch photos”17:43 – The optical illusion ‘schlong' moment19:24 – Outro + TV recommendations requestFind great deals on the things you love https://www.ebay.co.uk/ Email: thetherapycrouch@gmail.com Instagram: https://www.instagram.com/thetherapycrouchpodcastTikTok: https://www.tiktok.com/@thetherapycrouch Website: https://thetherapycrouch.com/ For more from Peterhttps://twitter.com/petercrouchFor more from Abbeyhttps://www.instagram.com/abbeyclancyOur clips channelhttps://www.youtube.com/channel/UCZntcv96YhN8IvMAKsz4Dbg#TheTherapyCrouch #AbbeyAndPete #RelationshipAdvice #Podcast Hosted on Acast. See acast.com/privacy for more information.
The holidays arrive with the best intentions. You have a vision—homemade gifts, a beautifully decorated home, healthy eating habits maintained through January. Then your husband loses his job. You're told you need a new hip. The test results come back concerning. And suddenly it's 10 PM and you're eating ice cream straight from the container, wondering why you can't just stick to the plan like everyone else seems to. This week, I'm breaking down why the holidays create the perfect storm for emotional eating, overspending, and complete overwhelm. But here's the twist: generic "holiday stress hacks" won't solve your problem because you don't know YOUR unique trigger pattern. Most women are following someone else's playbook instead of understanding what actually sends them into the kitchen at 3 PM or keeps them scrolling Pinterest until midnight. Tune in as I walk you through identifying your personal coping strategies when life throws curveballs (because it will), introduce the game-changing concept of "bare minimum Christmas," and share how one of my clients catered an entire guild party—two days of cooking and serving—without stressing once. You'll discover why the highs and lows of your holiday experience reveal everything about your emotional regulation, and learn the exact framework for building resiliency so December doesn't derail you every single year. Want to cut your emotional eating in half this holiday season? Join my Conquer Holiday and Emotional Eating class starting now. You'll get all the modules, office hours to ask questions, and lifetime access for two years. Real tools, real help, real transformation—one Christmas cookie at a time. Check it out here - https://dara-tomasson-coaching.mykajabi.com/emotional-eating-course What You'll Learn in this Episode:
In this episode of The InPowered Life Podcast, host Rudi Riekstins welcomes intuitive channel, author, and renowned remote viewer Elizabeth April for an extraordinary conversation about awakening, higher consciousness, and the truth behind extraterrestrial contact. Elizabeth shares her life-altering alien abduction at 18, how she developed her remote viewing abilities, and why humanity is experiencing its biggest energetic shift in history. From the Galactic Federation to past life regression, intuition, anxiety, and multidimensional living — this episode is a deep dive into the unseen forces shaping our world. Whether you're curious about spirituality, seeking clarity, or wanting tools to feel more grounded and empowered, this episode offers powerful insights to help you awaken to your highest self.
What if the holidays felt lighter, calmer, and actually joyful this year? In this live episode, I sit down with Dr. Morgan Cutlet to talk about the invisible load so many of us carry during the season. We get into why everything suddenly feels heavier, how to spot the unrealistic standards that drain us, and simple ways to bring more ease, presence, and teamwork into your home. If you have ever felt overwhelmed by holiday magic making, this conversation will feel like a deep breath and a reset.→ Leave Us A Voice Message! Topics Discussed:→ How can I reduce my holiday mental load?→ What causes holiday stress for moms?→ How do I set realistic holiday expectations?→ What is the mental load during the holidays?→ How can couples share holiday responsibilities?Sponsored By: → Be Well By Kelly Protein Powder & Essentials | Get $10 off your order with PODCAST10 at https://bewellbykelly.com.→ JASPR | JASPR is offering $300 off to Be Well listeners Just go to https://jaspr.co/bewell and use my code BEWELL→ Kosterina | Use code KELLY for 15% OFF your first order at kosterina.com/bewell Not sure where to start? Shop all my Kosterina favorites at https://kosterina.com/bewell→ Fatty 15 | Fatty15 is on a mission to replenish your C15 levels and restore your long-term health. You can get an additional 15% off their 90-day subscription Starter Kit by going to https://fatty15.com/KELLY15 and using code KELLY15 at checkout.Timestamps: → 00:00:00 - Introduction → 00:01:31 - “Let's actually enjoy the holidays”→ 00:06:55 - Ditching unrealistic goals→ 00:09:36 - Making memories that matter→ 00:12:47 - Breaking down the mental load→ 00:21:16 - When communication fails→ 00:27:02 - Navigating holiday conflict→ 00:29:48 - How to offload the mental load→ 00:32:09 - Intention vs impact: getting it right→ 00:35:24 - Sibling rivalry or teamwork?→ 00:39:33 - Big picture self care for parents→ 00:42:24 - Managing mom guilt→ 00:45:55 - Asking for support without stressCheck Out Dr. Morgan: → Instagram → Website → Books → Course Check Out Kelly:→ Instagram→ YouTube→ Facebook
Send us a textIn this engaging IT Nation 2025 conversation, Kate Schlarf, Senior Marketing Leader at Moovila, joins Joey Pinz Discipline Conversations to unpack how MSPs can turn project chaos into clarity and profit. She reveals how Moovila's Project Hub—a library of MSP-built templates—helps partners improve forecasting, eliminate scope creep, and boost project margins.Kate also shares her insights on branding, marketing, and community building in the MSP space, explaining why consistency (and even a purple cow mascot
In this episode we answer emails from Patrick, Kyle, and Dave. We discuss the advantages of using risk parity style portfolios for higher withdrawal rates, how to manage a sleeve of individual REITs, the joys of giving in its various forms, a risk parity style portfolio in a Donor Advised Fund, and reverse glide paths. We share how planned generosity, donor-advised funds, and employer matches can make retirement more meaningful.Links:Father McKenna Center Donation Page: Donate - Father McKenna CenterKitces & Carl podcast about "Frugal Bob": Helping Retired Clients To Actually Start Spending And Enjoying Their Money - Kitces & Carl Ep 178Bigger Pockets Money Test Risk Parity Style Portfolio: We Built a 5% SWR Retirement Portfolio Using Fidelity in 48 Minutes (Golden Ratio Portfolio)Choose FI Podcast #574: Top Five Regrets of the Dying (Book Club with Frank Vasquez and Ginger) | Ep 574Kitces Reverse Glidepath Article: The Benefits Of A Rising Equity Glidepath In RetirementBreathless AI-Bot Summary:Most retirees don't fail because they spend too much; they struggle because their portfolios weren't built for withdrawals. We unpack how risk parity, smarter rebalancing, and a reverse glide path can protect early-retirement years while keeping growth on the table. Along the way, we share listener stories that show what happens when a 100% stock believer embraces diversification and discovers the joy of giving—through donor-advised funds, employer matches, and a simple plan to distribute one percent or more each year.We start with a real allocation shift: blending large growth, small value, long Treasuries, gold, managed futures, and a small sleeve of REITs to reduce sequence risk. Then we get tactical. For individual REIT holdings, we treat the sleeve as one allocation and only rebalance when the sleeve moves versus the rest of the portfolio. Inside the sleeve, focus on outliers—trim oversized winners, reassess laggards with deteriorating stories—and keep transactions light to minimize taxes and churn.The heart of the episode explores how generosity reshapes retirement planning. Using a donor-advised fund to “stress test” withdrawals at high rates teaches mechanics and builds confidence, while employer matching turns donations into leveraged impact. We talk practical tools—automating gifts, donating appreciated shares, setting “use-by” dates on giving accounts—and nontraditional forms of giving that create work, support local businesses, and deepen relationships.We close by breaking down the reverse glide path championed by Michael Kitces and echoed by Bill Bengen: start retirement with lower equity exposure and increase it over time. Our working template moves from the low 40% equity range toward 60–70% as years pass—an evidence-informed band that historically supports higher safe withdrawal rates and tamps down sequence risk. Paired with risk parity diversification and a deliberate giving plan, it's a path that funds a life you actually want to live.Support the show
#665: If you've ever stared at an insurance quote and wondered, “Is this really worth it?”, you're not alone. Liability and umbrella policies can feel like an expensive mystery, especially when your net worth is growing and your risks are shifting. In today's episode, we dig into a listener's dilemma about soaring liability and umbrella insurance costs, and we explore how to think clearly about protection, exposure, and the parts of your portfolio that may already be shielded. Along the way, we unpack how shifting household risks, driver ages, and asset location change the insurance strategy year by year. From there, we take questions about Roth choices, future tax brackets, and whether it's worth giving up investment flexibility to build a stronger tax triangle. These conversations get to the heart of how we balance risk, taxes, and long-term planning in the FI journey. Listener Questions in This Episode Andy asks: How can I protect my $2 million net worth without paying nearly $950 a month for increased auto, home, and umbrella coverage, especially with a teenage driver in the mix? (01:47) Mike asks: Given our high current tax bracket and expected lower tax rate in retirement, does contributing to a Roth still make sense for us? (25:50) Cindy asks: Should I move my rollover IRA into my new 401(k) so I can start doing backdoor Roth contributions, even if the investment choices are more limited? (39:47) Key Takeaways Sometimes the question isn't “umbrella or nothing,” it's “what risk am I truly trying to insure, and for how long,” especially when a teenage driver temporarily changes the household risk profile. You already may have more asset protection than you think. Retirement accounts and primary residences often carry their own layers of protection, which influences how much liability insurance you actually need. The Roth decision hinges less on math in isolation and more on your likely future earnings, work style, and appetite for locking in today's tax rates. Building a balanced tax triangle gives you flexibility later, especially when future tax rates are unknowable and retirement timing is uncertain. Backdoor Roths can be powerful, but only when the tradeoff between investment choice and long-term tax flexibility makes sense for your goals and timeline. Related Episode: Episode 649: Umbrella insurance deep dive Chapters Note: Timestamps are approximate and may vary greatly across listening platforms due to dynamically inserted ads. (00:00) Offense versus defense and setting up today's questions (01:47) Andy asks about protecting a $2 million net worth (12:00) What's already protected and how coverage layers work (17:00) Managing short-term risk when a teenager starts driving (29:50) Mike asks whether high earners should prioritize Roth contributions (35:07) How career trajectory and future tax rates shape Roth logic ( 45:54) Building a balanced tax triangle (47:47) Cindy asks about using a backdoor Roth to shift her tax triangle ( 52:10) Tradeoffs of moving an IRA into a 401k (54:06) How long Roth dollars need to grow to matter Share this episode with a friend, colleagues, your tax advisor: https://affordanything.com/episode665 Learn more about your ad choices. Visit podcastchoices.com/adchoices
Start Your Transformation Now In this episode of The Jim Fortin Podcast, Jim continues his Shaman's Tips for an Amazing 2026 series with Part 6, and this time he dives into one of Don Javier's most direct teachings: you only get the results in life when you pay the price. Drawing from decades of spiritual apprenticeship, personal stories, and ancient energetic principles, Jim unpacks what “paying the price” truly means—not just mechanically, but energetically, emotionally, and spiritually. Jim explains why most people never get what they want: not because they lack ability, but because they refuse to exchange the energy required for the outcome. He reveals how convenience, inconsistency, unfocused attention, emotional waste, and old identity patterns keep people stuck—despite their intentions. Whether talking about money, health, relationships, or spiritual evolution, Jim shows that reciprocity governs everything in the universe. If you're ready to understand why effort alone is not enough—and how to align your energy, attention, and intention to truly receive what you seek—this episode offers profound clarity and practical direction. Listen in to discover why nothing changes until you change your energetic exchange. What You'll Discover in This Episode: Why nothing works without energetic reciprocity (01:18) Jim explains that every outcome—material or spiritual—requires an exchange of energy, and why people fail when they try to bypass this universal law. The real reason most people don't pay the price (04:32) You'll learn how convenience, emotional resistance, and fear of discomfort sabotage progress long before physical effort even begins. The difference between mechanical effort and energetic effort (09:50) Jim breaks down how intention, attention, emotions, and identity play a bigger role than “grinding,” and why results depend on the energy behind your actions. Why consistency is the true spiritual price (13:45) Discover why starting strong but quitting early is a neurological pattern—not a personal flaw—and how consistency becomes the key spiritual currency. How younger spiritual seekers get stuck (16:58) Jim shares Don Javier's observations about “the new kids on the block”—highly gifted but unwilling to do the internal work required for advancement. Managing your energy like a shaman (22:30) Learn how energy leaks—news, social media, emotions, addictions—drain your spiritual power and block your ability to create. Jim reveals how shamans conserve energy to expand their influence. Listen, apply, and enjoy! Transformational Takeaway Everything in life requires an exchange—materially, emotionally, and spiritually. You cannot receive without giving, and the universe never bypasses reciprocity. When you learn to master your attention, your intention, your emotions, and your energy, you begin paying the real price for the outcomes you say you want. The moment you stop looking for convenience and start managing your energy wisely, you unlock the path to the spiritual expansion, abundance, and freedom you've been seeking. Let's Connect: Instagram | Facebook | YouTube | LinkedIn LIKED THE EPISODE? If you're the kind of person who likes to help others, then share this with your friends and family. If you have found value, they will too. Please leave a review on Apple Podcasts so we can reach more people. Listening on Spotify? Please leave a comment below. We would love to hear from you! With gratitude, Jim
In this powerful episode of Swallow Your Pride, caregiver and author Diane Wolff shares the real-life journey that transformed her mother's dysphagia diagnosis into a mission to empower millions of families. Diane reveals the practical, step-by-step systems she created to help caregivers feel confident feeding their loved ones safely, from setting up a dysphagia-friendly kitchen, to batch cooking with dignity in mind, to bringing joy and variety back to mealtimes. Get the show notes: https://syppodcast.com/386 Buy the book: https://amzn.to/3KC6q8O Visit the website: https://www.cookingfordysphagia.com The post 386 – Empowering Caregivers: Practical Solutions for Managing Dysphagia at Home appeared first on Swallow Your Pride Podcast.
Now on Spotify video! Starting a business is brutally hard, and Kevin O'Leary is a living example of that truth. Despite early failures, he went on to build and sell The Learning Company for $4.2 billion in one of the most competitive tech markets in history. As an investor in over 50 companies, he can spot true entrepreneurs from a mile away and knows exactly what it takes to stay in the game. In this episode, Kevin exposes the harsh realities of entrepreneurship and shares the essential traits, skills, and strategies that separate successful founders from those who fail. In this episode, Hala and Kevin will discuss: (00:00) His Early Life and Path to Entrepreneurship (06:04) Kevin's Rules for Scaling Beyond $5M (14:05) Lessons From a $4.2B Business Exit (22:37) Transitioning From Operator to Investor (27:42) Managing the Highs and Lows in Business (32:32) What Makes a Successful Entrepreneur? (36:51) Rating the Traits of True Entrepreneurs (46:29) High-Performance Habits for Entrepreneurs (01:01:16) The Power of Creator Entrepreneurship Kevin O'Leary is a serial entrepreneur, venture capitalist, and television personality, best known as “Mr. Wonderful” on ABC's Shark Tank. He co-founded and built The Learning Company, which was later sold for $4.2 billion, making it one of the largest tech exits of its time. Kevin is also the Chairman of O'Leary Ventures, as well as a bestselling author, global speaker, and advocate for entrepreneurship and financial literacy. Sponsored By: Indeed - Get a $75 sponsored job credit to boost your job's visibility at Indeed.com/PROFITING Shopify - Start your $1/month trial at Shopify.com/profiting. Revolve - Head to REVOLVE.com/PROFITING and take 15% off your first order with code PROFITING DeleteMe - Remove your personal data online. Get 20% off DeleteMe consumer plans at to joindeleteme.com/profiting Spectrum Business - Visit Spectrum.com/FreeForLife to learn how you can get Business Internet Free Forever. Airbnb - Find yourself a cohost at airbnb.com/host Northwest Registered Agent - Build your brand and get your complete business identity in just 10 clicks and 10 minutes at northwestregisteredagent.com/paidyap Framer - Publish beautiful and production-ready websites. Go to Framer.com/design and use code PROFITING Intuit QuickBooks - Bring your money and your books together in one platform at QuickBooks.com/money Resources Mentioned: Kevin's Website: kevinoleary.com Kevin's LinkedIn: linkedin.com/in/kevinolearyshark Kevin's Instagram: instagram.com/kevinolearytv/?hl=en Kevin's YouTube: youtube.com/channel Active Deals - youngandprofiting.com/deals Key YAP Links Reviews - ratethispodcast.com/yap YouTube - youtube.com/c/YoungandProfiting Newsletter - youngandprofiting.co/newsletter LinkedIn - linkedin.com/in/htaha/ Instagram - instagram.com/yapwithhala/ Social + Podcast Services: yapmedia.com Transcripts - youngandprofiting.com/episodes-new Entrepreneurship, Entrepreneurship Podcast, Business, Business Podcast, Self Improvement, Self-Improvement, Personal Development, Starting a Business, Strategy, Investing, Sales, Selling, Psychology, Productivity, Entrepreneurs, AI, Artificial Intelligence, Technology, Marketing, Negotiation, Money, Finance, Side Hustle, Startup, Mental Health, Career, Leadership, Mindset, Health, Growth Mindset, Side Hustle, Startup, Passive Income, Online Business, Solopreneur, Networking