Podcasts about Wise

How did slow animals like sloths get from Noah's Ark in the mountains of Ararat to the jungles of South America? Is that a death blow to creationist thinking? Paul and Todd give some basic answers to this question and more in their latest episode as they wrap up their short series describing the world after the Flood. Listen in on their conversation to find out how the residual catastrophism of earthquakes and volcanoes and glaciation combine with ideas of diversification within created kinds to explain how animals got to their present homes. All that and sloths too!Materials MentionedTerrestrial Mammal Families and Creationist Perspectives on Speciation by Todd Woodhttps://coresci.org/jcts/index.php/jctsb/article/view/4Rafting: A Post-Flood Biogeographic Dispersal Mechanism by Wise and Croxtonhttps://digitalcommons.cedarville.edu/icc_proceedings/vol5/iss1/37/A Creationist Review and Preliminary Analysis of the History, Geology, Climate, and Biology of the Galapagos Islands by Todd Woodhttps://amzn.to/40uEU1JLet's Talk Creation episodesAfter the Flood 1: The Earth Recovershttps://youtu.be/ikZUWXAbHV8After the Flood 2: Diversity of Lifehttps://youtu.be/iClXtpmTjJM

Saates on külas investor ja rahatarkuse korüfee Marko Oolo, kes alustas teadliku investeerimisega 2014. Aastal ning on pisut enam kui 10 aastaga kasvatanud investeerimisportfelli 1,4 miljoni euroni. Oolo on Eesti rahatarkuse kommuuni üks olulisematest alustaladest, olles nii üks Investeerimisfestivali asutajatest kui ka investeerimisblogi Off The Record jutud asutajatest. Ta on pälvinud mitmeid tunnustusi. Möödunud aastal valiti Oolo Aasta investoriks ning tänavu Rahandusministeeriumi eestvedamisel Rahatarkuse panustajaks 2025. Saates võtame pulkadeks Oolo investeerimisteekonna, keskendudes tema kogemustele ja tänastele tegemistele finantsmaailmas. Saates räägime täpsemalt, mis ajendas Oolot 2015. aastal verivärske investorina kutsuma ellu Investeerimisklubi ja Investeerimisfestivali. Miks müüs kaubamärgid maha Äripäevale ja kui palju müügist raha teenis? Samuti tuleb juttu Eesti esimesest teadaolevast mastermind grupist, kust kasvasid välja tänased rahatarkuse kommuuni suurimad mõjuisikud. Kui suurt mõju on Oolo investeerimiskäitumisele avaldanud rahatargad inimesed tema kõrval ning millist pikaajalist mõju avaldavad viimaste aastate pöördelised sündmused kohalikule investeerimis- ja rahatarkuse kogukonnale? Oolo nendib saates, et esimesed 8 aastat kasvatas portfelli peaasjalikult palgatööde ja lisatööde sissetulekust säästetud raha arvelt, sihtides enam kui 50-protsendilist säästumäära. Millele on pidanud tuntud investor finantseesmärkide saavutamiseks "ei" ütlema ning kas teeks täna teekonnale tagasivaadates miskit teisiti? Muu hulgas räägime Transferwise'i börsile minemise mõjust Oolo portfellile. Kui palju tõstsid endise ettevõtte töötaja aktsiad tema investeerimisportfelli väärtust ja kas tagantjärele kahetseb, et positsioonist Wise'i börsi kasvuloo alguses väljus? Kuhu investeerib Oolo täna ning millised on tema investeerimisstrateegiaid? Kuidas on hinnatud investor suutnud viimase 4 aastaga kasvatada portfelli 2 ja pool korda kiiremini, kui esimese 8 aastaga? Investor avaldab, kuhu investeeriks täna kinnisilmi nii, et saaks öösel rahulikult magada ning milline on tema investeerimistegevuse end-game ehk lõppessmärk. Investoritunni saatejuhid on Joonas Piir ja Rauno Uusleer.

This is one of Jesus' most eccentric and perplexing parables. What do we do with this man who is a frauster, a trickster, a deceiver, but whose actions are commended by the boss he has stolen from and validated as being shrewd by Jesus? There are a variety of possible meanings to this story, but it is one that refuses to be pinned down to a single definitive interpretation. How can Luke's emphasis, Jesus' focus and the social context forge a way forward to understanding and relevance to us?

This deep sleep hypnosis was created for a client who had trouble sleeping based on traumatic past events. Adam helps them let go of the past and access a feeling of empowerment, echoing the hero's journey, where facing a nemesis is needed for their transformation. This is the shorter version of the 90-minute episode from 2 days ago. 

Boris Mostaghim, Co-Founder & Owner at Wise and Wright Cafe

Our lives are filled with daily choices. The sum of our lives is reflected in the decisions that we make. How are you doing with those decisions?During the next 5 weeks, we invite you to consider the counsel of Proverbs which were written by Solomon, the wisest man in the world. The principles of Proverbs call us to godly wisdom in the choices we make about money, relationships, morality, and many other timely topics. Join us Sunday as we kick off this life changing series, “A Word from the Wise.”

A reading of selected passages from the classic text, Zen Mind, Beginner's Mind by Shunrya Suzuki. This text, along with Philip Kapleau's The Three Pillars of Zen (1965), is one of the two most influential books on Zen in the West. Even today, many Zen meditation centers still use "Zen Mind, Beginner's Mind" as a teaching manual because it bridges Eastern Zen thought and Western modern life. This modern interpretation not only promoted the cross-cultural dissemination of Zen Buddhism, but also had a wide influence on fields such as educational theory and psychology.Shunryu Suzuki (1904-1971) was born into a family of Buddhist monks in Japan. He received spiritual education of the Soto School since childhood and served as the abbot of a temple during World War II. In 1959, he moved to San Francisco and discovered the growing interest of Americans in Zen Buddhism. In 1962, he founded the Old Jinshan Zen Center and subsequently established the Tassajara Zen Mountain Center, which was the first Buddhist temple outside Asia specifically for Western practitioners. Through his books and doctrines, Suzuki translated the complex Zen philosophy into a language that is easier for Western readers to understand.

In this episode of THE BEST OF LIGHT TALK, The Lumen Brothers interview "The Godmother of Projection Design", Wendall Harrington. Join Wendall, Zak, Steve, and David as they pontificate about:   Being the first projection designer on Broadway; "Stop Making Sense"; Trailblazing gender rights in the theatre; "They're Playing Our Song"; Video vs. Slide Projectors; Loving and missing Pani's; "The Who's Tommy"... behind the scenes; 2000 slides in 54 slide projectors; Balancing family and professional lives; Getting robbed of your femininity; Inspired mentors; Wise words from Sondheim; "The Wendall School";   Heading the Video Projection concentration at Yale; Visual story-telling; Theatre is afraid of the internet; Elevating the actor in a flat medium;  and Do you really need projections in your show? Nothing is Taboo, Nothing is Sacred, and Very Little Makes Sense

DblDubz and Tuff sit down with Rob Dougherty, CEO of Wise Wizard Games, for a jam-packed conversation spanning the present and future of the Realms (and beyond).The journey begins in Hero Realms Digital, where Rob discusses the current state of the app and what's next. From there, the crew dives into the paper side of Hero Realms, touching on production challenges, and the tough business decisions behind the ongoing delays and shifting timelines. The crew also dives deep into the universe of Star Realms, with an extended discussion on the Conquest campaign running through Gamefound, as well as the upcoming Star Trek Star Realms: Borg Invasion – an expansion featuring brand new cards, not strictly a re-skin like we saw with the first Star Trek set. Shifting gears to Draconis 8, we get new insights into its upcoming Steam release, which promises to bring a fresh wave of players into the fray. In between, Rob highlights Wise Wizard's family-friendly line Wacky Wizard Games, and the company's latest offerings in small box, high-strategy titles like Elemystic, Seeker Chronicles, and Sherlock Solitaire. This was a very candid and informative interview with Rob interjecting all sorts of great tidbits and anecdotes. Check out the Star Realms Conquest campaign on Gamefound:https://gamefound.com/en/projects/wise-wizard-games/star-realms-conquest Hero Realms Digital: 4:40Hero Realms Paper: 21:03Star Realms 34:33Wacky Wizard Games: 1:05:16Small Form Factor Games (Elemystic, Sherlock Solitaire, Seeker Chronicles): 1:10:37Star Trek Star Realms: 1:32:07Draconis 8: 1:40:00Hero Realms is a fantasy-themed expandable deckbuilding game from Wise Wizard Games.Hosts: Chris "DblDubz" Walberg, Cooper "Filtrophobe" Fitzpatrick, and John "Tuff" LabellaProducer: Chris WalbergHero Helper: https://hero-helper.com/Realms Rising: https://www.realmsrising.comPatreon: https://patreon.com/sparksandrecHyperGeometric Calculator: https://aetherhub.com/Apps/HyperGeometricCommunity Tournaments & Events Primer (+ signup links): https://www.realmsrising.com/community-events/Realms Rising Discord: https://discord.gg/8pTxKqzFDcContact S&R: contact@sparks-and-recreation.comSupport Sparks & Rec: https://hero-helper.com/support-usSparks & Recreation Website: https://www.realmsrising.com/sparks-and-recreation/Thank you so much to Level 12 Hero Sarah T., Warden Slayer, as well as Level 7 Hero Nudeltulpe!Specific songs used in this episode were:Intro/Outro Music: "Uplifting Orchestra Pack" by GoodBunny. (Under the Music Standard License)Licensed under Creative Commons BY Attribution 4.0 License Hosted on Acast. See acast.com/privacy for more information.

Send us a textWelcome to Wise Words from Proverbs—a Christian devotional podcast featuring peaceful music and daily Bible readings from the Book of Proverbs. Each episode offers short, faith-filled encouragement to help you start your day with clarity, wisdom, and peace from God's Word.

Is Cohabitation Wise? The Data Might Surprise You. Is living together before marriage really setting couples up for success? Today, Scott Rae and I dive into a revealing sociological report from the Institute for Family Studies, unpacking why cohabitation often leads to less stability, not more. We'll explore the impact of cohabitation on marriage, children, and long-term trust, while offering a biblical and practical perspective on what leads to lasting relationships. Watch this video at- https://youtu.be/5Ta6FcBjdD4?si=Iy1U1SLb0BVHPTdc Sean McDowell 341K subscribers 17,195 views Premiered Jun 10, 2025 Sean McDowell Show *Get a MASTERS IN APOLOGETICS or SCIENCE AND RELIGION at BIOLA (https://bit.ly/3LdNqKf) *USE Discount Code [SMDCERTDISC] for 25% off the BIOLA APOLOGETICS CERTIFICATE program (https://bit.ly/3AzfPFM) *See our fully online UNDERGRAD DEGREE in Bible, Theology, and Apologetics: (https://bit.ly/448STKK) FOLLOW ME ON SOCIAL MEDIA: Twitter: https://x.com/Sean_McDowell TikTok: https://www.tiktok.com/@sean_mcdowell... Instagram:   / seanmcdowell   Website: https://seanmcdowell.org   --------------------------------------------------------------------  Check out our ACU Patreon page: https://www.patreon.com/ACUPodcast   HELP ACU SPREAD THE WORD!  Please go to Apple Podcasts and give ACU a 5 star rating. Apple canceled us and now we are clawing our way back to the top. Don't let the Leftist win. Do it now! Thanks. Also Rate us on any platform you follow us on. It helps a lot. Forward this show to friends. Ways to subscribe to the American Conservative University Podcast Click here to subscribe via Apple Podcasts Click here to subscribe via RSS You can also subscribe via Stitcher FM Player Podcast Addict Tune-in Podcasts Pandora Look us up on Amazon Prime …And Many Other Podcast Aggregators and sites ACU on Twitter- https://twitter.com/AmerConU . Warning- Explicit and Violent video content.   Please help ACU by submitting your Show ideas. Email us at americanconservativeuniversity@americanconservativeuniversity.com   Endorsed Charities -------------------------------------------------------- Pre-Born! Saving babies and Souls. https://preborn.org/ OUR MISSION To glorify Jesus Christ by leading and equipping pregnancy clinics to save more babies and souls. WHAT WE DO Pre-Born! partners with life-affirming pregnancy clinics all across the nation. We are designed to strategically impact the abortion industry through the following initiatives:… -------------------------------------------------------- Help CSI Stamp Out Slavery In Sudan Join us in our effort to free over 350 slaves. Listeners to the Eric Metaxas Show will remember our annual effort to free Christians who have been enslaved for simply acknowledging Jesus Christ as their Savior. As we celebrate the birth of Christ this Christmas, join us in giving new life to brothers and sisters in Sudan who have enslaved as a result of their faith. https://csi-usa.org/metaxas   https://csi-usa.org/slavery/   Typical Aid for the Enslaved A ration of sorghum, a local nutrient-rich staple food A dairy goat A “Sack of Hope,” a survival kit containing essential items such as tarp for shelter, a cooking pan, a water canister, a mosquito net, a blanket, a handheld sickle, and fishing hooks. Release celebrations include prayer and gathering for a meal, and medical care for those in need. The CSI team provides comfort, encouragement, and a shoulder to lean on while they tell their stories and begin their new lives. Thank you for your compassion  Giving the Gift of Freedom and Hope to the Enslaved South Sudanese -------------------------------------------------------- Food For the Poor https://foodforthepoor.org/ Help us serve the poorest of the poor Food For The Poor began in 1982 in Jamaica. Today, our interdenominational Christian ministry serves the poor in primarily 17 countries throughout the Caribbean and Latin America. Thanks to our faithful donors, we are able to provide food, housing, healthcare, education, fresh water, emergency relief, micro-enterprise solutions and much more. We are proud to have fed millions of people and provided more than 15.7 billion dollars in aid. Our faith inspires us to be an organization built on compassion, and motivated by love. Our mission is to bring relief to the poorest of the poor in the countries where we serve. We strive to reflect God's unconditional love. It's a sacrificial love that embraces all people regardless of race or religion. We believe that we can show His love by serving the “least of these” on this earth as Christ challenged us to do in Matthew 25. We pray that by God's grace, and with your support, we can continue to bring relief to the suffering and hope to the hopeless.   Report on Food For the Poor by Charity Navigator https://www.charitynavigator.org/ein/592174510   -------------------------------------------------------- Disclaimer from ACU. We try to bring to our students and alumni the World's best Conservative thinkers. All views expressed belong solely to the author and not necessarily to ACU. In all issues and relations, we hope to follow the admonitions of Jesus Christ. While striving to expose, warn and contend with evil, we extend the love of God to all of his children. ----------------------------------------------------------------------------------------- 

Matty A. dives into the world of crypto-backed mortgages, explaining how you can use Bitcoin or Ethereum as collateral to finance a home—without selling your crypto.Why This MattersKeep your crypto gains intact: Avoid selling and triggering capital gains taxesFaster and easier transactions: Lenders like Milo, USDC.Homes, and Figure offer no-credit-check loans and quick fundingFHFA update: Regulators are now exploring crypto as a recognized asset for mortgage applicants at Fannie Mae and Freddie MacHow Crypto Mortgages WorkPledge crypto as collateral (often 100% of loan value or more)Receive fiat funds for your purchaseLoan repayment in traditional currency — collateral returned when paid in fullBeware of margin calls — if crypto value drops, you may need more collateralPros & ConsProsPreserve crypto upside potentialNo cash down payment or credit check neededFaster closings than traditional loansConsCrypto volatility risks collateral liquidationPlatform risk — fewer regulations than banksWho's It For?Crypto-holders confident in long-term market growthBuyers wanting fast, streamlined access to liquidityIndividuals with thin qualifying profiles for traditional loansAction StepsResearch crypto mortgage lenders: Milo, USDC.Homes, Figure, Ledn, RockoPrepare documentation: Proof of holdings, escrow/custody proceduresBuild a cash buffer for margin call scenariosStay updated: FHFA's evolving stance, mortgage market trendsKey TakeawaysCrypto mortgages offer a strategic way to leverage digital assets without sellingThey're fast, flexible, and tax-efficient but come with volatility and collateral risksWith FHFA backing, crypto is beginning to gain real legitimacy in mainstream lendingTune In & ShareListen now to discover if a crypto mortgage makes sense for your next real estate move and how to get started. Don't forget to rate & review Wise Investor Segment, and follow Matty A. on social media for more investing insights!Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555

Today we're studying D&C 70:4 in just one minute! Grab your scriptures and let's dive into them together! And grab study guides for the whole family here:  - Kristen's scripture study guides are available here: https://kristenwalkersmith.com/starthere/ - To get Cali's scripture study guide for adults click here:  https://comefollowmestudy.com/shop/ Discount code: OMSS Or purchase on Amazon: https://a.co/d/gfAR2iQ Get our 365-day Doctrine and Covenants daily devotional book: https://a.co/d/aE3Wp4D

This deep sleep hypnosis was created for a client who had trouble sleeping based on traumatic past events. Adam helps them let go of the past and access a feeling of empowerment, echoing the hero's journey, where facing a nemesis is needed for their transformation. The session ends with 60 minutes of theta wave music making it perfect to listen to before sleeping. 

In this week's episode of Wise Kracks, Bill Krackomberger and Jon Orlando discuss their latest experiences in Las Vegas, touching on everything from the glitzy casinos to the latest in sports betting. They dive into gambling responsibly, New Fanduel rules, and much more!

Seneca's quote, "No man was ever wise by chance," sets the tone for this episode as Tim and Steve explore how wisdom isn't a byproduct of aging alone, but the result of intentional effort, experience, and learning. Aging alone does not guarantee wisdom; it is the experiences we gather and the lessons we learn from them that shape our understanding of life. Growing older comes with a unique opportunity to acquire wisdom, but this process is not automatic. It requires intentional effort — an active engagement with the world and the people around us.

Coming up on this episode of Flirtations, we're getting real, raw, and radically open with the incredible Tricia Wise.  You may know Tricia as the @safe.slut across social media, Tricia is a master aesthetician, reiki practitioner, sexual health advocate, herpes stigma breaker, and meme queen—and today, she's joining us to talk about something that, depending on the type, affects over 3 billion people around the world. It's Herpes! In this episode, we're diving into Tricia's personal journey with HSV (that's herpes), the work she's doing to destigmatize sexual health, and how we can create more empowered, shame-free conversations around sex, our bodies, and dating.  From navigating disclosure and diagnosis, to reclaiming confidence, pleasure, and power, Tricia shares the truth behind the stigma—and why it's time we start normalizing the conversation around herps and STIs (sexually transmitted infections). We'll also talk about the different types of herpes, how you may contract it, treatment options, how to get tested, how and when to disclose status, how to practice safe sex, and why herpes isn't the end of world. So, whether you're navigating a diagnosis, are dating someone who is, or simply want to learn how to be a more informed and safe out there dating, this episode is for you! Let's drop the shame, turn up the self-love, and welcome the one and only Tricia Wise to the show. Let's do this, Flirties! Don't forget to subscribe, rate, and review Flirtations on your favorite podcast platform, and share this episode to spread BFE - big flirt energy, all over the world! Enjoying the show and want to support my work? Buy the Flirt Coach a coffee! About our guest:  Safe Slut is a writer, sex worker, content creator, and reiki master. Safe Slut was diagnosed with genital herpes in November 2019. After noticing the stigma and shame surrounding being herpes positive, she created her Instagram account @safe.slut to help people take their power back while promoting sex positivity, helping to destigmatize STIs and slut shaming, and promoting safer sex practices. She also is smashing stigma and being a slut on OF as @safeslvt and on Patreon as Safe Slut. All links:  Instagram Shop Tiktok Twitter Patreon YouTube About your host:  Benjamin is a flirt and dating coach sharing his love of flirting and BFE - big flirt energy - with the world! A lifelong introvert and socially anxious member of society, Benjamin now helps singles and daters alike flirt with more confidence, clarity, and fun! As the flirt is all about connection, Benjamin helps the flirt community (the Flirties!) date from a place that allows the value of connection in all forms - platonic, romantic, and with the self - to take center stage. Ultimately, this practice of connection helps flirters and daters alike create stronger relationships, transcend limiting beliefs, and develop an unwavering love for the self. His work has been featured in Fortune, NBC News, The Huffington Post, and Yoga Journal. You can connect with Benjamin on Instagram, TikTok, stream the Flirtations Flirtcast everywhere you listen to podcasts (like right here!), and find out more about working together 1:1 here.

Send us a textWelcome to Wise Words from Proverbs—a Christian devotional podcast featuring peaceful music and daily Bible readings from the Book of Proverbs. Each episode offers short, faith-filled encouragement to help you start your day with clarity, wisdom, and peace from God's Word.

RESOURCES- Join me in Lotus Rising Premium Coaching at danettecoaching.com - For a limited time, you can get NativePath Antarctic Krill Oil for as low as $19 a bottle. That's up to 66% OFF from the price listed on their website!! Visit https://getnativepath.com/danette now to claim your special offer and enjoy free shipping, just for being a supporter of my show.- Experience thicker, healthier hair with Purality Health's new Hair Renewal formula, powered by clinically proven AnaGain™ Nu and liposomal technology. Visit renewyourhair.com/danettemay to claim your special discount!CONNECT WITH DANETTEInstagram: @thedanettemayFacebook: Danette MayTikTok: @thedanettemayNEW TV Show on Youtube: @TheDanetteMayListen to The Danette May ShowRead my book: danettemay.com/embraceabundancebookGet The Rise book: therisebook.comWork with Danette: danettemay.comIn this episode of The Danette May Show, I open my heart and share what's calling me to Greece—specifically, the ancient lands of Crete. This upcoming pilgrimage is deeply personal. I've always been drawn to ancient civilizations like the Mayans and Aztecs, but something about the Minoan civilization—their art, their reverence for the feminine, their sacred sites—feels especially alive for me right now.I dive into my lifelong fascination with ancient wisdom, sacred caves like Elithia's, and powerful sites like the ancient palaces of Crete. I also reflect on the role women played in these early societies and how their strength and spiritual leadership mirror my own journey toward self-empowerment and embodied feminine energy. If you're someone who feels the call to walk in the footsteps of your ancestors and awaken your deeper knowing, this episode will resonate Plus, I share how my Lotus Rising coaching program and favorite wellness products are supporting me on this journey—mind, body, and spirit.IN THIS EPISODE:(0:34) Personal connection to Greece(2:04) Fascination with ancient civilizations(3:41) Exploring the Minoan civilization(7:01) Significance of women in ancient Greece(11:12) The sacred Eileithyia cave(13:31) Final thoughts and personal reflections

RESOURCES- Want to be text friends and receive weekly inspiration? You can send JOY at +1 833 217 2760- Book the villa I stayed in Greece here: https://www.theechoofthesea.com/ - The cave I mention on the episode is called Heraklion- Feel lighter and more energized this summer with PURALITY HEALTH's Glutathione—your detox and metabolism ally. Grab the Buy One, Get One Free offer now at masterantioxidant.com/danettemay!CONNECT WITH DANETTEInstagram: @thedanettemayFacebook: Danette MayTikTok: @thedanettemayNEW TV Show on Youtube: @TheDanetteMayListen to The Danette May ShowRead my book: danettemay.com/embraceabundancebookGet The Rise book: therisebook.comWork with Danette: danettemay.comIn this episode of The Danette May Show, I take you with me on a spontaneous, soul-led journey to Greece—one that unfolded with divine timing and powerful lessons. What started with unexpected travel delays turned into a pilgrimage of deep spiritual awakening. I found myself inside a sacred cave once used by ancient high priestesses for rituals and ceremonies, and the moment I stepped inside, I felt timelines collapse. It was as if I was walking with my ancestors.I share what it was like to tune into the energy of the land, the rituals I felt called to do, and the emotional, physical, and spiritual sensations that moved through me in this powerful place. I also visited the ancient Knossos Palace, reflecting on the lost wisdom of early civilizations and how these sacred sites still hold keys for our healing today. This journey is a reminder of the importance of listening to nature, honoring the whispers of your soul, and saying yes—even when the path isn't fully clear.IN THIS EPISODE:(0:00) Introduction and mystical experience(1:45) Journey to Greece: delays and discoveries(3:25) Exploring the sacred cave(6:52) Reflections and rituals in the cave(11:59) Knossos palace and ancient civilizations(17:36) Final thoughts and future explorations

Send us a textWisdom. What is it? Why is it one of the most important qualities that we can develop in our lives here on earth? My hunch is that wisdom is more than you might think. I try to unpack the word and show how essential and comprehensive it is for each of us.__________________________Do you have questions or comments?Please contact me: rtosguthorpe@gmail.comWant more info about my books and talks?Go to my website: https://www.russelltosguthorpe.com/Want to order a book? Just go to Amazon and type in Russell T. Osguthorpe Want to access my YouTube channel:https://youtube.com/@russellt.osguthorpe497Want know more about the music on this podcast? We are blessed to have M. Diego Gonzalez as a regular contributor of songs he has arranged, performed, and recorded especially for this podcast. My wife and I became acquainted with Diego when he was serving a as missionary in the Puerto Rico San Juan Mission. We were so impressed with his talent, we asked if he would compose and perform songs for Filled With His Love. He thankfully agreed. Hope you enjoy his work!Want to boost your mood and make someone's day?Go to the App store on your iPhone, and download the app—Boonto.Want a good introduction to my book? Morgan Jones Pearson interviewed me on the All-In Podcast, and it was one of the top 10 episodes of 2022. Here's the link:https://www.ldsliving.com/2022-in-review-top-10-all-in-podcast-episod...

A Wise and Faithful Woman with Nancy Goring A Bible podcast for ladies Ep465 - Prayer is the Power Tool for the Christian

Can AI ever replace human creativity? This episode features Nada Elkharashi, Co-Founder and Chief Creative Officer at Electric Skin, as we dive into the evolving relationship between creativity, sustainability, and artificial intelligence. Nada shares powerful reflections on education, design, and how artists can thrive in the age of intelligent machines without losing their human touch. Chapters: 00:00 – Introduction 01:12 – AI's Impact on Creative Industries 04:07 – The Irreplaceable Core of Human Creativity 07:20 – Rethinking Design Education for the AI Era 10:58 – Sustainability Reimagined Through AI 13:50 – Teaching the Unteachable: Human-Only Creative Skills 17:23 – Hope for Human Creativity's Future

Send us a textWelcome to Wise Words from Proverbs—a Christian devotional podcast featuring peaceful music and daily Bible readings from the Book of Proverbs. Each episode offers short, faith-filled encouragement to help you start your day with clarity, wisdom, and peace from God's Word.

CABLE TV OR STREAMING? HOW TO CHOOSE FROM BALTIMORE WASHINGTON FINANCIAL ADVISORS with Sandy Hornor | CEPS Managing Director, Wealth Management & Executive Manager, BWFA Episode Details: In this episode of Healthy, Wealthy & Wise, BWFA's Sandy Hornor tackles the streaming vs. cable debate. Based on personal experience and market research, he outlines the pros and cons of each—cost, flexibility, content, and ease of use—helping you decide which option (or mix of both) best suits your lifestyle and budget.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kika Wise. A former professional dancer turned entrepreneur, franchisor, and wellness educator. She is the Founder and CEO of Kika Stretch Studios, a franchise specializing in assisted stretching for wellness and longevity.

On this episode of Chit Chat Stocks, we dive into four stocks led by founders, and why these companies are so successful in creating value for shareholders. We discuss:(02:57) Spotify: A Case Study in Founder Leadership(14:51) Meta Platforms: The Evolution of a Founder-Led Giant(31:51) Nvidia: A Founder's Vision and Strategy(47:04) Wise: The Future of International TransfersThis episode is brought to you by the Inside Owner Index: https://www.youtube.com/watch?v=MSD8Msi7qcY&t=1sINSIDER OWNER WEBSITE: https://insideownership.com/*****************************************************JOIN OUR NEWSLETTER AND FREE CHAT COMMUNITY: https://chitchatstocks.substack.com/ *********************************************************************Chit Chat Stocks is presented by Interactive Brokers. Get professional pricing, global access, and premier technology with the best brokerage for investors today: https://www.interactivebrokers.com/ Interactive Brokers is a member of SIPC. *********************************************************************Fiscal.ai is building the future of financial data.With custom charts, AI-generated research reports, and endless analytical tools, you can get up to speed on any stock around the globe. All for a reasonable price. Use our LINK and get 15% off any premium plan: ⁠https://fiscal.ai/chitchat *********************************************************************Bluechippers Club is a tight-knit community of stock focused investors. Members share ideas, participate in weekly calls, and compete in portfolio competitions.To join, go to ⁠Blue Chippers and apply! Link: ⁠https://bluechippersclub.com/*********************************************************************Disclosure: Chit Chat Stocks hosts and guests are not financial advisors, and nothing they say on this show is formal advice or a recommendation.

Send us a textWelcome to Wise Words from Proverbs—a Christian devotional podcast featuring peaceful music and daily Bible readings from the Book of Proverbs. Each episode offers short, faith-filled encouragement to help you start your day with clarity, wisdom, and peace from God's Word.

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After 30 years of wrestling with the tension between vision and limitation, I've come to see that how we handle limits can make—or break—our leadership. In this episode, I explore the subtle but powerful difference between good and bad limits. Bad limits are driven by fear, faulty thinking, and self-protection. But good limits? They're gifts from God—meant to ground us, guide us, and grow us. You'll hear how ignoring God's limits nearly cost me everything: my marriage, my leadership, my soul. But when we stop trying to be God and instead embrace the limits He gives us, we begin to see Him in ways we never could have imagined. I'll share practical ways you can discern the difference and walk in the freedom of wise, Spirit-led boundaries. This episode is both personal and pastoral—meant to help you lead from a deeper place. Listen now—and rediscover the God who meets you right in the middle of your limits.  

RESOURCES- Book your personal Wisdom Reading with me at danettereading.com- Book the villa I stayed in Greece here: https://www.theechoofthesea.com/ - Agency who helped me with my Greece flight here- Listen to my Manifesting with Water episode here- For a limited time, you can get NativePath Antarctic Krill Oil for as low as $19 a bottle. That's up to 66% OFF from the price listed on their website!! Visit https://getnativepath.com/danette now to claim your special offer and enjoy free shipping, just for being a supporter of my show.- Experience thicker, healthier hair with Purality Health's new Hair Renewal formula, powered by clinically proven AnaGain™ Nu and liposomal technology. Visit renewyourhair.com/danettemay to claim your special discount!CONNECT WITH DANETTEInstagram: @thedanettemayFacebook: Danette MayTikTok: @thedanettemayNEW TV Show on Youtube: @TheDanetteMayListen to The Danette May ShowRead my book: danettemay.com/embraceabundancebookGet The Rise book: therisebook.comWork with Danette: danettemay.comIn this powerful episode of The Danette May Show, I kick off the Greece Series—a deeply personal journey of self-discovery, spiritual alignment, and ancient remembrance. What started as a quiet inner nudge quickly unfolded into a spontaneous decision to travel to Greece, despite countless logistical obstacles. I open up about the intuitive signs I followed, the divine timing that brought each detail together, and how trusting the whispers of the universe led me to Crete, a land rich in feminine wisdom and sacred energy. This episode is an invitation to reconnect with your inner guidance and explore what happens when you follow the call of your soul.You'll also hear how I use water as a spiritual tool for receiving signs and messages, a practice I encourage you to try as part of your own intuitive journey. I'm sharing a limited-time opportunity for soul-aligned wisdom readings designed to support you on your unique path, along with a special offer for hair renewal rooted in energetic alignment. Tune in and walk with me through the energetic portals of Greece—where ancient truths meet modern awakening. This episode will inspire you to trust your inner knowing and take aligned action, even when the path isn't fully clear.IN THIS EPISODE:(0:00)...

BOSSes Anne Ganguzza and Tom Dheere, your "real bosses" and co-hosts, connect to dive deep into the critical world of online security and scam prevention for voiceover professionals. They unpack Tom's recent harrowing experience with an AI voice cloning scam, offering a candid look into the crucial insights needed to navigate digital threats and build a truly secure business in today's landscape. Listeners will discover the essential role of vigilance and proactive measures in protecting their assets, gain an understanding of emerging scam tactics, and appreciate the power of community in safeguarding their careers. Anne and Tom also discuss practical pathways for secure transactions and the evolving nature of digital defense.   00:01 - Anne (Host) Hey guys, it's Anne from VO BOSS here.  00:04 - Speaker 2 (Announcement) And it's George the Tech. We're excited to tell you about the VO BOSS. Vip membership, now with even more benefits.  00:10 - Anne (Host) So not only do you get access to exclusive workshops and industry insights, but with our VIP plus tech tier, you'll enjoy specialized tech support from none other than George himself.  00:22 - Speaker 2 (Announcement) You got it. I'll help you tackle all those tricky tech issues so you can focus on what you do best Voice acting. It's tech support tailored for voiceover professionals like you.  00:32 - Anne (Host) Join us guys at VO BOSS and let's make your voiceover career soar. Visit voboss.com slash VIP-membership to sign up today.  00:45 - Speaker 3 (Announcement) It's time to take your business to the next level, the boss level. These are the premier business owner strategies and successes being utilized by the industry's top talent today. Rock your business like a boss, a VO boss. Now let's welcome your host, Anne Ganguzza. Hey, hey, everyone, welcome to the VO BOSS Podcast.  01:04 - Anne (Host) I'm your host, Anne Ganguzza. Hey, hey everyone, welcome to the VO BOSS Podcast. I'm your host, Anne Ganguzza, and I'm here with my real boss, Tom Deere. I had to think about that, Tom. We've been together so long. I was like what is our subtitle here? We are real bosses.  01:20 - Tom (Host) Yeah, we're real bosses. Thanks for having me back, Anne.  01:23 - Anne (Host) How are you doing, Tom, my real boss? Co-host.  01:26 - Tom (Host) All things considered, I'm doing okay, I had a weird experience recently which it seems like a lot of voice actors are experiencing. I got an email from someone expressing interest in wanting to cast me for a voiceover project. Oh yes, I looked at it and it was this long-form project, something like 9,000 and change words. And I looked at it and I'm like and you know I was reading the ins and outs of it and I'm like, huh, like my spider sense was tingling a little bit, but I'm looking at, I'm like this one is worth replying to and getting some information about.  02:00 So there was a little bit of back and forth about it.  02:03 - Anne (Host) So you did reply, and then there was.  02:05 - Tom (Host) There was more conversation.  02:06 - Anne (Host) Yeah, there was more conversation, which is what I always do when I'm trying to find out more information about a job to make sure it's legit.  02:12 - Tom (Host) Right Now, around the same time, maybe a couple of days after that, someone posted on a Facebook group hey, I got this email. It was saying this and this Did anyone else get it? Does it seem legit? And it looked like it was the same email that I had gotten, so I was following that it turns out.  02:28 It was posted by our friend, bridget Real, who is the co-founder of VA for VO, the virtual assistant site that helps voice actors, and we talked about it a little bit and we're both like, yeah, we're going to keep digging a little bit and see what's going on. And then her business partner, lynn, also got the email and I was getting ready to accept it just to see what would happen. And that morning I got a message from her saying hey, did you accept this project? Yet I'm like no, why? And she said because both of us accepted the project. We both got cast for the same exact project. We both got the same exact script. They sent me the script.  03:00 So then I did this. I went to Gemini, google Gemini, which is my AI bot of choice, and I did the prompts. I said you are an expert at detecting scams. Please analyze this script and let me know if you think that this script could be used to harvest a voice actor's voice to clone it. A voice actor's voice to clone it. And it did its analysis and I've got like the 2.5 advanced. So it takes a little time. And it wrote back oh, yes, it does. And here are all the reasons why this, this, this, this, this, this and this. And then I sent that information to Bridget and Lynn and they're like we knew it. We knew it. So then she created a wonderful post on LinkedIn talking about it. And then I wrote a blog with all the information and, like what happened, it was the most read blog I've had in like three years or something like that.  03:52 Yeah, it was crazy.  03:53 - Anne (Host) What's so interesting is it could have been a legit job, like for payment. You would have done it, they would have paid you for it, but they would have used your voice as an AI voice.  04:05 And so therefore, legally right in the end. Right, if you found out later on they could say, oh no, no, no, we paid you. I mean, it was a job that we paid you for and there was no extenuating circumstances or contracts to be signed which, by the way, I'm going to bring up Nava and the AI writer For all your jobs. You should be attaching that AI writer so that your voice is not going to be used as an AI voice, for sure, for sure.  04:37 - Tom (Host) So, to let everybody know, the website was GigLumin G-I-G-L-U-M-I-N. And if you do a Google search of GigLumin and this is what Bridget had figured out is that the website was only a month or two old. And there's these scam websites that you can enter the URL of a website in and it can tell you how likely that's a scam. It checked every red flag, every box, every single box.  04:56 - Anne (Host) So, yes, vo people, bosses, beware, right. So beware of emails. And you know, it's funny because it's lately, just because of the whole AI thing. Anytime I get an email with a job from someone that I don't know, right, that is just out of the blue, that I didn't audition for, where they have large amounts of words, the hairs on the back of my neck kind of stand up and I immediately, immediately check into it. And I think this really warrants a discussion, bosses, because it's very timely that you want to make sure that these jobs are legitimate. So the more research you can do. And I love, Tom Dheere, how you used AI to fight AI Again.  05:37 We had our previous episode on tools that we use. I mean, we are utilizing it as a tool to help us in our day-to-day jobs, and so I think, being aware of possible scams out there, we absolutely have to be, and I'll tell you if it's somebody that I've never heard of and they don't have a signature file. I've gotten to the point where I don't even like and it's not like from a company.com. I don't even literally take it seriously anymore. I don't know about you, Tom, what do you think?  06:05 - Tom (Host) Yes, I'm equally skeptical these days but, I, really like what you said about when you receive the email, check to see if there is a signature at the Tom of it with the company logo, website and contact information. That is one of many red flags and I don't know how much you've noticed lately, Anne, but since I would say about early April, there has been an explosion of scam attempts going on in the voiceover industry. We've had the overpayment scam. That's been going on for at least 10 or 15 years.  06:37 - Anne (Host) Gosh, at least, and bosses. If you haven't heard about it, Tom, let's talk about the overpayment scam for just a minute. Yeah, yeah, Okay so what happens is it's very common.  06:45 - Tom (Host) It's very common. It's been going on for a really long time. So basically they email you and say hey, we've got a project for you, da-da-da-da-da-da. The classic one was the game show host voiceover.  06:55 - Anne (Host) It has since evolved.  06:56 - Tom (Host) And basically they say that we've booked a studio in the area nearby. We're going to get paid or pay for the studio and then send us back the difference and something like that. And it's never a gig.  07:12 - Speaker 2 (Announcement) All they're trying to do is get you to cash that check and send them money, which is fraudulent, by the way.  07:18 - Anne (Host) And, by the way, I've gotten to the point where, if I have a new client, the only way they can really pay me is electronically.  07:25 And I figure, if you don't have electronic means to pay me immediately before the job and it's even in my terms and I've done this for years, Tom, I always have payment in full prior to job start is appreciated and other options available upon request.  07:39 But if it's a new client, I'll take that out because I must have that money in my bank account before I will even consider finishing that job or sending a file. And I'll tell you what, Tom for all of my career it's worked for me Because if people are serious about hiring you, they know that you're a professional, they know that you're going to get the job done. Of course they have to put their faith in you. But in reality and I'll even say because you're a new client I require payment up front electronically. And here are the ways that you can pay me. And so I'll send them, like a QuickBooks invoice, or I'll give them a PayPal account or however that works, and I expect that money in the account and I wait for that money and I make sure that I have the money and then I'll proceed with the job.  08:21 - Tom (Host) That's a really good idea. There's nothing wrong with even asking for 50% or 25% or just some percentage of it. The fact that they're actually going to fork over money with no expectation of an overpayment or getting it back or disputing the payment or anything like that.  08:37 Once it clears, you know that they're serious. And there's a bunch of like. I use Wave apps, for example. That's a great way to do it and I'm pretty sure they can do a partial payment. Or you can just make one invoice just for the deposit and then issue another invoice for the balance If they're a legitimate client that actually has money that they're planning on paying you with, they would have no problem with paying at least a portion of it up front.  08:59 - Anne (Host) Yeah, a lot of my clients nowadays the larger clients that used to like work off of purchase orders, and then it would be like 90 days after the job has been submitted. We'd have to wait for that check, they'd have to generate the PO and everything. You'd sign contracts like vendor contracts and that sort of thing, which I've done a lot, and so if they've got a contract for you to sign, that's vendor, nda, that sort of thing, and you know the company. It's like a well-known company. They're on the web. They've been on the web for years. I mean you can pretty much trust in that where I'll do the job and then I'll get paid. If I've worked with them before, I know that's typically how larger companies work and so that's when I'll accept a check. But even now most of those companies they're going to electronic deposit, like ACH they call it.  09:42 ACH, yeah, so it's direct deposit to your bank and most of the companies I know will do that and that's a form of payment that I trust and that would be a client that I would trust. So if it's a larger company that I know they exist on the web and they talk about, well, you're going to have to do the job first and then we'll be able to pay you once the purchase order is created, blah, blah, blah, blah, and you sign these contracts. I feel fairly good about that and I don't have to think, oh, this is a scam. But whenever I get an email without an actual signature file that comes from an address that isn't companycom, right, if it's a Gmail or a Yahoo or whatever, even a Microsoft what is the free Microsoft one?  10:20 Hotmail, hotmail, yeah, even if it's Microsoftcom, I feel like there's some sort of free sort of Microsoft. You know what I mean Like email that says that I just don't trust it and I'll immediately. The first thing I'll do is look for a website and when I get to the website I'll look for a phone number and then I'll actually try to call that phone number. What are the steps that you take, Tom, to ensure that your job is legit?  10:41 - Tom (Host) Everything that you just said. I also, by the way, I do love the ACH direct deposit because there's no fee. When PayPal, there is a fee, or wire transfer. That's really nice. Here's one thing that I've been doing lately is, if I get a we'll call it a solicitation, for lack of a better term from a company saying hey, and it'll most often be we found you on Google, we found you on Voice123 or some other front-facing thing. You know what's an interesting thing to do? Go look for them on LinkedIn.  11:11 Look for them on LinkedIn. Look for the company and look for the individual and see if you have any mutual connections. I mean, it could be anybody, whether it's a voice actor or somebody in some other profession, and you can reach out on LinkedIn and say, hey, I got an email from this company and you have a connection with them on LinkedIn. What's your experience with them? And that could give you some really quick insight. Sometimes it's just like, oh, I've been working with them for years, or it's oh, they're a huge scam. I forgot to disconnect with them. Run, run, run. Or I'd sent a rando invite, or they sent a rando invite and I don't have any information for you. But it could increase your chance of vetting them a little bit better. Another thing is that I keep an eye out, for is if they ask me to send them a W-9, the more likely that they are legitimate.  12:00 Yeah, yeah, absolutely, which I find interesting because if they were a real, true scam artist, they would want that W-9, because now they would have your social security number and now they can steal your identity too.  12:11 - Anne (Host) Well, oh my gosh, Tom, and that's scary actually, but that's why you don't put your social security number. You put your EIN number, because you're a company right, and you don't have to give up your EIN number, which is, by the way, one thing. I'm glad you mentioned that like we should all be having an EIN number. I'm glad you mentioned that, like we should all be having an EIN number.  12:30 - Tom (Host) Yes, it's very, very simple to get. It takes very, very little time. So it's a very easy get. I just reminded myself and we just talked about identity theft is that I almost had my identity stolen yesterday.  12:43 - Anne (Host) Whoa, that's scary. Yes.  12:45 - Tom (Host) How do you?  12:46 - Anne (Host) know like what happened.  12:51 - Tom (Host) Okay, so it was about a little after 10 am yesterday is when things started happening, so within a few minutes of each other, I got an email from Credit Karma, norton which, because I have my Norton 360 antivirus software package, I pay a subscription through that and Experian. For those of you who don't know, there are three major credit bureaus there's Experian, there's TransUnion and there's Equifax. I have a free account with Experian and I have a free account with Credit Karma. All three of them, within a few minutes of each other, messaged me and said that there was a hard inquiry.  13:30 - Anne (Host) Yeah.  13:30 - Tom (Host) So what that means is if you are applying for a loan, a mortgage, a credit card or something like that, the company that you're applying to will do a credit check. So they will check your credit and see if you are a safe credit risk to make the loan or to get the credit card, for this was a hard inquiry. If you get enough hard inquiries on your credit, your credit will go down.  13:55 - Anne (Host) Yeah, absolutely. I know that because I'm a stickler about my credit.  13:59 - Tom (Host) Me too. My credit rating, oh my gosh. If mine isn't at least 800, something I freak out, oh my gosh.  14:04 - Anne (Host) Yeah, no, mine has to be like almost close to perfect, and when it goes down like two points, I'm like wait why? Why did that happen? Right? And it's just because you put a charge on it for a few hundred dollars, and then you pay it off next week and then everything's fine, so that's normal.  14:18 - Tom (Host) So all three of them told me at roughly the same time that there was a hard inquiry. So I clicked on all the emails and all three of them said that somebody was applying for a Discover credit card, I think in Salt Lake City, and someone was applying for a Capital One credit card in Delaware, and I was in New York City neither applying for a Discover credit card or a Capital One credit card. I certainly wasn't in Salt Lake City or Delaware at the same exact time.  14:49 - Anne (Host) You know, what's so interesting, Tom, is that, like I don't know, a few months ago I don't know if there was a discussion circulating or maybe I got an email but somebody said, and like I should have done this years ago, I mean you can freeze your account so that if you don't open up a credit card every other day which I'm certainly not right Because again, it affects my credit rating and I'm anal about that and so I'm like well, I don't need to apply for any other credit cards, so you can go and freeze that, so that you can actually reduce the risk of somebody trying to open up credit cards or identity theft.  15:19 So and it's super simple to do it, as I said, everybody should have that free account. You should log in, you should check your credit scores regularly I think they allow you once a month, I think even my credit cards. My American Express will tell me oh, your FICO score has changed, right, so they're monitoring it too, and so literally, I get lots of notifications when that rating goes up and down. But I know that I've reduced my chances of identity theft, which is a very scary thing, by freezing those accounts and it's very simple to unfreeze. So, if you know you want to apply for a credit card. You just got to go and unfreeze it for a certain amount of time so you can apply for it and then freeze it back up again. So that way it reduces the risk.  15:57 - Tom (Host) And all those emails that I got, all those notifications did give me the option to do that. I was also able to say this because it, literally, when Norton 360 popped up and it took me to their website, it literally said is this you and you can check yes or no? And I wrote no and then the whole screen turned red saying okay, we know this is a problem, we will look into it.  16:17 It did it with all those and then I called Capital One Bank. It took me a few people. It had to get escalated a couple of times to the credit card fraud department.  16:25 - Anne (Host) Well, don't you say, they give you a special number, right?  16:27 - Tom (Host) They say call this number if it's not you, or you can call this number. I just called the general number because all that was on the notification, I think, was the Capital One in Salt Lake City or something like that. So I called directly and said please state your problem. I'm like I think I'm getting my identity stolen. And then it got up there and then they manually rejected the credit card application at least for the Capital One.  16:50 And then this morning I got another Credit Karma email saying that there was a check on my Equifax report not the Experian one and I looked at the date of it. It also said yesterday. So that means Credit Karma had my back twice and Experian had my back and Norton had my back twice. Right, right, and Experian had my back and Norton had my back and everybody bosses. This is the takeaway. Creditkarmacom is free, having an account with Experian is free, it doesn't cost you a nickel.  17:18 - Anne (Host) All of them TransUnion, they're all free TransUnion, Equifax, they're all free.  17:23 Exactly and you can check your scores and, like I said, a lot of banks and a lot of credit cards are actually adding that on as like a value add kind of service, but you don't have to pay anything for it. I think there's a lot of it going on, Tom, which is kind of scary. We got to be careful about scammers, that's for sure. And anytime, even in your email, right, if you get like again, if I find something that doesn't have a signature and then they have an attachment like PayPal has been well-known scams where you get like oh, you've got a PayPal invoice, right, and you have to pay this amount and it looks legit. I mean, they've got like the PayPal logo. I've gotten quite a few of those over the last six months.  18:01 - Speaker 2 (Announcement) And.  18:01 - Anne (Host) I just ignore anything. Just remember that most financial institutions will never email you for information and they'll never text you necessarily for that information either, and you should also, Tom. We should have a big discussion on having multi-factor authentication.  18:19 - Tom (Host) Yes.  18:19 - Anne (Host) This is extremely important.  18:21 - Tom (Host) It's annoying as hell or two-factor, two-factor authentication For every account that you have, especially the financial ones, you should have two-factor authentication, which means either they send you a text message and you just click on the link and you're good to go, or it sends you an email and it'll usually give you a passcode of some sort and then you go to the website. When you're trying to log on, you enter that passcode and then it'll let you do it, and most of them are only good. Some of them are only good for 30 days. Sometimes you can check a box saying this is my private computer. It's okay for a certain amount of time, or they make you do it every single time, which isn't the worst thing in the world. Yes, it's annoying.  18:55 - Anne (Host) You know what I just thought about. It is annoying but it keeps you safe. It's funny how much like value you put in that number, that phone number, in this phone which, by the way, I just got a new phone but in this number for the two-factor authentication, right Like text me at this number. So think of the power that these phone companies have right, and that is scary. I mean it used to be a thing where I always thought like the large scale communication companies were a little bit of a monopoly, depending on the area that you're in. I mean, when I lived in the East Coast it was always Verizon right, verizon everything, verizon this, verizon that. Out here it's a couple of different companies but still, if you think about it, I mean I'm glad to have the two-factor authentication and it's super convenient on the phone.  19:39 But, it's interesting to know that you wouldn't want the hackers to get smart right and then start really infiltrating the phone, you know, and impersonating a phone number.  19:50 - Tom (Host) There's a couple of things about that is that, when it comes to authentication, when you're logging on your phone, I've got it set up where I just use my thumbprint for a lot of it.  19:59 - Anne (Host) I love that, or Face ID yeah the Face ID is a great one.  20:05 - Tom (Host) There's also a thing for a lot of the websites where I have a personal PIN that has nothing to do with the PIN or the password to access the site itself. If I am using my phone to log in somewhere, I can enter a four-digit PIN that's different from everything else, so it also increases the chance of having a secure whatever. Also, just as a rule, I don't do anything financial on my phone, with the exception of like Venmo Well, I have mobile banking If I'm like sending money if, like me, and the guys are having pizza, you know what I mean.  20:31 - Anne (Host) I have mobile banking and I do have Apple Pay.  20:35 - Tom (Host) Well, I have GPay too.  20:36 - Anne (Host) Yeah, so.  20:36 - Tom (Host) I'm a Google guy but like I will unless to my bank accounts online or Wave app or Wise or PayPal on the phone, unless I absolutely have to.  20:49 - Anne (Host) Interesting. I go to them quite a bit. Actually, you're probably fine because of all the precautions that you're taking, but I'm just a little extra neurotic about it. Oh, it's constantly got multi-factor authentication, but I get that. I totally get that. Wow, yeah, being careful, and you know what.  21:02 What's interesting is, back in the day and I'm going to date myself when I was working at the school and we had text-based email okay, and text-based email, I could have something and it was all based on like the Unix systems and so like hacking into a text-based, like I don't know how to say this, but hacking into a system like that, like a Unix system, and reading your email with text-based, you didn't always have like the conditions of people attaching things that could be viral, loading a virus on your computer. So I was always proud to say that I used text-based email and I used something called a PGP signature, which was a digital signature at the time, which meant that when I sent mail out, my PGP signature, it would actually negotiate and verify with the person that I would send it to so that it could be a verified digital signature. That indeed, yes, this mail did come from me, and I think that Norton probably has something like that now right. Is that with your email or no?  21:59 - Tom (Host) Yeah, it has all kinds of functions.  22:01 And it works on my desktop and it works on my laptop and it works on my phone. The most important function that it has is when I'm not home and I'm on my phone or my laptop or my tablet is the VPN when you can turn it on to make sure that if you're using Wi-Fi at a cafe or something like that, that it's secure, because apparently there are people who just like sitting around at a Panera or a Starbucks with their laptop and just waiting for someone to have an insecure Wi-Fi connection and they can just steal their life right there through their own laptop.  22:31 - Anne (Host) Well, it's funny how this conversation has turned into a big security conversation, starting off with scamming. Which guys you got to be aware? It's one of the reasons why, for all of my years and because of my years working in technology, I like wired connections. I mean Wi-Fi. I mean it's a wonderful technology and it's convenient as anything. However, it's not as secure as a wired connection, because a wired connection is basically, you know, your digital numbers flowing back and forth along a wire, versus all this information out in the air where, if somebody is sitting outside of my home, they can possibly hack into my wireless network and then they can run some sort of a tracer to see and to actually get my passwords, which is something that you don't really want that to happen. So you should really be cautious, guys, and I think it's always a good idea that, if you are working from home, if you have the opportunity to have a wired connection to your router, I think that that's better rather than using Wi-Fi. Number one it's more stable, right, it's faster and it's also more secure.  23:32 - Tom (Host) I agree. If you have a desktop at home and you are doing any kind of recording or you're doing basically anything, you should have an ethernet connection. That yellow wire with the big old phone jack that plugs right into the back of your computer and plugs into your Wi-Fi router.  23:47 - Anne (Host) And it sounds old school, but it's still the most secure method of data transfer.  23:51 - Tom (Host) Without question so if you are recording from home. If you're doing whatever from home, you have a desktop ethernet. If you have a laptop, I are recording from home. If you're doing whatever from home, you have a desktop Ethernet. If you have a laptop, I think the newer laptops don't even have an Ethernet connection. I have to think about my laptop and whether I even have one anymore, and here's the simple reason.  24:06 - Anne (Host) Think about it. It's a wire, guys. It's a wire. It's not like data floating around in the air which people can listen to. Somehow the frequency of the data traveling in the air right? Wi-fi works on frequencies when your data is traveling via a wire like a physical cable, unless somebody like I don't even know, unless they tap into that wire, right, somehow.  24:26 I don't know how they do that, and we're talking about your wire in your house going from your computer to your router. Right, that's as secure as it gets, right, unless somebody's coming into your house and hacking into the wire and tapping into it.  24:38 - Tom (Host) You've got some foreign embassy bugging your home.  24:41 - Anne (Host) Yeah, yeah, doing some fancy work, you're not going to have to worry about your data being transferred. So if you're working on the internet right, at least the data that's transferring from your house to your router is absolutely secure. And then it's up to your internet provider right on the router, to their routers, to make sure that things are encrypted, things are secure and for the most part I mean that's been handled right. I mean there are hackers out there that they can hack into networks. They can hack into things like that, but you want to be as safe as you possibly can, so wired is best.  25:14 - Tom (Host) Yes, it's fascinating. We talk about hard security and soft security, yes, that's hard security, that's hard security.  25:20 - Anne (Host) So, if we go back to talking about the scams that are floating around these days, one thing I wanted to mention is I think one of the best applications for groups, facebook groups and social media groups and discussion groups is for that thing, so that you and Bridget were talking to one another about this job that you both got, and then it's really wonderful that we can come together as a community and protect each other right and say, hey, look, watch out for the scam. So it is one of the best advantages, I would say, of being a part of the social media groups in that way. Otherwise, we've talked about how it's hard to sometimes they're toxic, sometimes it's really hard to be on social media. But I would say one of the best reasons to be on social media, in those groups and in those forums, would be because of the protection that you're getting of us banding together and saying, hey, watch out, this is a scam.  26:09 - Tom (Host) Absolutely, it's one of the most important things. Community is more than just about you know rah rah and whoop whoop and you know we support you and feel better if you're feeling down, but like just actual education, along with inspiration and commiseration can literally save your identity Absolutely.  26:27 - Anne (Host) Wow, what a great conversation, Tom. So bosses out there, be aware of scams. Be cautious. Research, research. Take a look at those signatures when you get emails coming in, when you get something that's asking for lots of words and a good price and it seems too good to be true, guess what it might be. So make sure that you're communicating with the community as well, checking those jobs out and attach that AI rider to every one of your jobs. Now, it's simple. It's there at NAVA and it's free. You can attach that rider to every job. If you have a new client, make sure you're very careful with the payment options. You know we spoke about that. I always make sure I get money up front, or partial money up front, first to make sure that it's a legit client. What else did I miss, Tom, in this recap?  27:14 - Tom (Host) Hardware and software VPNs.  27:16 - Anne (Host) EINs yes.  27:19 - Tom (Host) Oh yeah, VPNs, EINs, Two-factor authentication.  27:20 - Anne (Host) I love it. Yeah, Make sure you guys are implementing all of that to keep yourself safe and secure. So great topic, Tom. I like geeking out like this.  27:30 - Tom (Host) Yeah, it's fun and helpful.  27:31 - Anne (Host) Yeah, I'm going to give a great big shout out to my sponsor, IPDTL. You too can connect and network like real bosses. Find out more at IPDTL.com. Guys have an amazing week and we'll see you next week.  27:52 - Speaker 3 (Announcement) Bye. Join us next week for another edition of VO BOSS with your host, Anne Ganguzza, and take your business to the next level. Sign up for our mailing list at voboss.com and receive exclusive content, industry revolutionizing tips and strategies and new ways to rock your business like a boss. Redistribution, with permission. Coast-to-coast connectivity via IPDTL.   

Welcome to Jon, Chris, and Eric Thank you to James S, Gary L, Bert D, Mike W. Announcement Retro Preview - Redhorn Gate Deck Spotlight - Council of the Wise https://ringsdb.com/decklist/view/25903/eventrecyclingcouncilofthewise-1.0 https://ringsdb.com/decklist/view/46083/councilofthewiseinmusic-1.0 https://ringsdb.com/decklist/view/29534/thewhitecouncildoom-silvanscotwcontract-1.0 Top and Bottom cards of Oaths AMA Soliloquy

"A guy told me one time, 'Don't let yourself get attached to anything you are not willing to walk out on in 30 seconds flat if you feel the heat around the corner.'"Wise words...but hopefully you stick around for longer than 30 seconds as Justin and Jon break down this classic. Heat.Royalty Free Music: "8 Bit Win!" By HeatleyBros ⁠⁠⁠⁠youtu.be/vX1xq4Ud2z8⁠

In this powerful episode, Dr. Jim Loehr, renowned performance psychologist and co-author of Wise Decisions, joins the show to explore how we can radically improve the way we make decisions. He introduces the concept of Y.O.D.A. (Your Own Decision Advisor), explaining how our physical, emotional, mental, and spiritual health influence decision-making. Together with host Greg Voisen, Dr. Loehr dives into topics like intuition, emotional triggers, the importance of storytelling, and how early conditioning shapes our internal voice. Listeners will walk away with actionable strategies to sharpen their decision-making lens and lead with greater purpose and character. Main Topics Discussed: -The origin and purpose of Wise Decisions -How health and performance are interlinked with wise choices -The Y.O.D.A. framework for conscious decision making -The power of storytelling and training your inner voice -Seven lenses to evaluate important life decisions -Emotional vs. rational decision dynamics -Why decision-making should be taught from a young age Our Guest, Dr. Jim Loehr: ➥ Book: Wise Decisions: A Science-Based Approach to Making Better Choices ➥ Buy Now: https://a.co/d/iLkwIbL ➥https://www.jim-loehr.com/ ➡️LinkedIn: https://www.linkedin.com/in/jim-loehr Learn more about your Inside Personal Growth host, Greg Voisen: ➥ https://gregvoisen.com ➡️Instagram: https://www.instagram.com/insidepersonalgrowth/ ➡️Facebook: https://www.facebook.com/InsidePersonalGrowth/ ➡️LinkedIn: https://www.linkedin.com/in/gregvoisen/ ➡️Twitter/ X: https://twitter.com/lvoisen/

Send us a textWelcome to Wise Words from Proverbs—a Christian devotional podcast featuring peaceful music and daily Bible readings from the Book of Proverbs. Each episode offers short, faith-filled encouragement to help you start your day with clarity, wisdom, and peace from God's Word.

Sunday sermons from Chewelah Evangelical Free Church

This is the story of the Buddha's greatest miracle presented by Ajahn Moneyyo: The Fire Sermon (Adittapariyaya Sutta) and the conversion of the three Kassapa brothers and their 1000 disciples. Chapters:0:00 Let's start...0:24 The three Kassapa Brothers6:23 The Buddha arrives at Uruvela Kassapa's ashram09:04 The fiery battle with the Naga King14:22 Sakka and Brahma come to visit the Buddha16:07 Spending an afternoon in the Himalayas19:17 The great flood - The 1000 ascetics take refuge24:35 The greatest Miracle: The Miracle of instruction27:40 The Fire Sermon31:54 The most successful discourse of the Buddha33:02 How to practice to make the mind uninflammableby desire, aversion and delusion36:32 One thing to develop - Wise attention51:10 The next big move of the Buddha...For more Dhammatalks about the life of the Buddha, click on the link below:   • The Life of the Buddha  After the Buddha sucessfully lead his first 60 monk disciples to awakening in the Deer Park of Isipatana a few month after his awakening he sends them out in all directions to proclaim his teaching so that as many people as possible get an opportunity to hear it.The Buddha himself goes to Uruvela because he knows that there is a large group of people who are capable to understand his teaching quickly: The three brothers Uruvela-Kassapa, Gaya-Kassapa and Nadi-Kassapa - Three fire worshipping ascetics who live there together with their 1000 disciples.The Buddha is arriving at Uruvela-Kassapa's hermitage as an unknown recluse, just a few months after his awakening, while Uruvela-Kassapa is a famous spiritual teacher who believes that he is already a spiritually perfected person with a very large group of disciples.The Buddha is using his psychic powers on many occasions to undermine Uruvela-Kassapa superiority conceit until he finally takes refuge and submits to the Buddha as his teacher - and his brothers and all their 1000 disciples with him! The Buddha is then leading his 1000 new monk disciples to Gaya Sise, a hill to show them the greatest miracle: The miracle of instruction, the possibility to teach others the path of awakening - by teaching them the Fire Sermon.In the "Fire Sermon" (Adittapariyaya Sutta) the Buddha is teaching 1000 former fire worshipping ascetics that our five senses, the mind and the sense objects are burning in the fire of desire, aversion and delusion. However, the Buddha is also teaching the way of practice how to extinguish the fire and he says if we understand one thing deeply we can make our mind uninflammable for desire, aversion and delusion, so that our mind can never be set on fire again and has realized complete peace. This one thing that we have to understand is wise attention and unwise attention (yoniso manasikara and ayoniso manasikara)...more about it in this Dhamma-Talk. A translation of the Adittapariyaya Sutta: https://www.dhammatalks.org/suttas/SN... A few discourses about yoniso manasikara and ayoniso manasikara: Majjhima Nikaya 2 https://www.dhammatalks.org/suttas/MN... Samyutta Nikaya 46:51 https://www.dhammatalks.org/suttas/SN... MORE INFO:Dhammagiri Website: ⁠⁠https://www.dhammagiri.net⁠⁠ Dhammagiri YouTube Channel:https://www.youtube.com/@dhammatalksatdhammagiri8724 Dhammagiri Newsletter: ⁠⁠https://www.dhammagiri.net/newsletter⁠.

Back in 2020, I spent some time in Michigan with Mark Kenyon filming our Back 40 series. At one point during a mid-summer stand hanging mission, he decided to check a few trail cameras. I watched as he swapped out SD cards, and then doused each camera with scent-eliminating spray. At the time I thought he was being just a bit too neurotic. Now, I'm not so sure. As trail cameras become more and more ubiquitous across the whitetail sphere, it seems...

As leaders, it's tempting to buy into the false narrative that once we've been in recovery for a while, or stepped into leadership, we somehow have "arrived" and Open Share is no longer needed. That's for "those people" and not for me. But, as leaders, what are the things that we need to be aware of and what's the value of our being active and wise participants in Open Share? How does this correlate with shepherding those God has called us to? In this podcast, Rodney Holmstrom, Global Field Director of Celebrate Recovery, walks us through some things to consider if we struggle in this area as a leader.

Psalm 82-83 & Proverbs 26: See The Man Wise in His Own Eyes? by Shawn Ozbun

This episode is all about used cars—busting five common myths, revealing the top used cars under $20,000, and sharing a powerful story of two very different car-buying decisions. Whether you're car shopping or just love a good financial lesson, you won't want to miss it!Resources:8 Money MilestonesMy Church Staff: StewardshipAsk a Money Question!

In this week's episode of Wise Kracks, Bill Krackomberger and Jon Orlando discuss their latest experiences in Las Vegas, touching on everything from the glitzy casinos to the latest in sports betting. They dive into gambling responsibly, Heritage Sports, as well as World Series of Poker

Bill Krackomberger joins Jon Orlando at the Westgate in Las Vegas to discuss what's happening in the city right now. World Series of Poker is in full effect and Jon has been crushing it! Bill Krackomberger, widely known as "Krackman," isn't just a sports bettor—he's one of the industry's most respected voices and successful handicappers. With decades of experience dissecting betting markets and exploiting edges, Krackman has consistently turned profits by targeting opportunities most bettors overlook.Featured prominently on Showtime's acclaimed sports betting series "Action" and a regular contributor to VSiN, ESPN, Fox Sports, and SiriusXM, Krackman has established himself as a trusted expert whose advice is sought by novices and professional gamblers alike.Krackman's picks aren't guesses—they're the result of meticulous research, deep statistical analysis, and his unmatched network within the betting community. Specializing in prop bets, totals, futures, and overlooked markets, Krackman delivers precise, actionable picks backed by proven methodologies.Join countless bettors who've elevated their game by following Krackman's strategic approach. If you're serious about sports betting and committed to making informed, profitable wagers, Bill Krackomberger's picks are an essential addition to your betting strategy.

Click/tap here to view the Sermon Reflection Guide. Have you ever asked, “Why am I going through this? What is God doing?” No matter the season we're in, testing is inevitable. Some trials come from our own decisions; others are allowed—or even designed—by God to shape us. James 1:2-4 urges us to “consider it pure joy” when we face these trials, because they produce endurance and maturity. But let's be honest, finding joy in hardship isn't our natural response. That's why perspective matters. Perspective can change everything, from the way we think to the way we live. And when we begin to view our circumstances with an eternal perspective, it also changes how we view the trials we walk through. In this week's sermon, we explore Genesis 22, the story of Abraham and Isaac, to better understand what it means to look to Jesus, especially in difficult times.

 ”Money Is A Wise And Loving Force” Join me and my guest Judy Wilkins-Smith (judywilkins-smith.com), Founder of System Dynamics for Individuals & Organizations. Judy is a highly regarded international, organizational, individual and family patterns expert, systemic coach, and trainer. For two decades, Judy has been assisting high-performance individuals, Fortune 500 executives, organizational teams and legacy families to create lasting breakthroughs and peak performance with systemic constellation work. Her clients include NASA, Microsoft, Pfizer, Exxon Mobil, Shell, Chevron, JP Morgan, Kraft Heinz, MARS Petcare North America, MARS LATAM, and the William Morris Agency.  SPONSORED BY: Power of You! Find out more at https://leader.blainebartlett.com/power-of-you Summary In this conversation, Judy Wilkins-Smith and Blaine explore the transformative power of family constellation work and emotional DNA. They discuss how understanding and addressing unconscious patterns can lead to personal and organizational breakthroughs. Judy shares her insights on the importance of choice, mindset, and the role of money as a generative energy. The conversation culminates in an invitation to an upcoming event focused on helping individuals and organizations become unstoppable by leveraging their emotional DNA. Takeaways Family constellation work reveals unconscious patterns affecting individuals and organizations. Emotional DNA encompasses inherited patterns of thoughts, feelings, and actions. Transformational experiences can lead to profound shifts in mindset and behavior. Choice is a fundamental aspect of personal growth and development. Organizations can benefit from understanding their patterns of give and receive. Money is a wise and loving force that should be embraced, not feared. Every challenge presents an opportunity for growth and learning. The importance of aligning head, heart, and gut for effective decision-making. Participants in constellation work often experience immediate and lasting transformations. Learn more about your ad choices. Visit megaphone.fm/adchoices

Matty A. explores a powerful yet overlooked CRE asset poised to shine in 2025. He unpacks why mainstream investors are missing out and how you can take advantage to build substantial wealth.Market Context & OpportunitiesCRE markets are stabilizing after 2024 volatility. Lower interest rates and macroeconomic tailwinds create favorable conditions for buyers in 2025 Alternative property types such as medical offices, senior/student housing, and last-mile logistics are gaining attention due to supply constraints and rising demand Why This Underrated Asset?It combines defensive characteristics (non-discretionary use) with consistent yields a sweet spot between safety and upside These assets align well with longer-term investor horizons and capital cycle trends.Tax Strategy Play: Cost Segregation + Bonus DepreciationWith bonus depreciation at 40% in 2025 (phasing out by 2027), pairing with cost segregation unlocks major immediate deductions Studies remain powerful even post-2027, helping you front-load depreciation and boost early cash flow.Case studies show investors saving hundreds of thousands, even millions, with these tactics.How to Move Forward in 2025Act now! Lock in 40% bonus depreciation before the clock ticks down Commission a cost segregation study on new or recent acquisitions to reclassify eligible assets.Use pro formats (e.g., Form 3115) to apply studies retroactively and capture “catch-up” depreciation Align asset selection with macro trends: target recovery in industrial and adaptive reuse in office, student/senior housing, or last-mile logistics Key TakeawaysThe best CRE in 2025 may not be headline-grabbing but fundamentals, tax efficiency, and demographic trends make it a standout.A powerful combination of boosted cash flow and tax savings sets this asset apart.Prep your strategy now to take full advantage before 2027's bonus depreciation phase-out.Resources & Next StepsLinks to top cost segregation experts and bonus depreciation breakdowns.Bonus Depreciation Cheat Sheet (40% today, 20% in 2026, 0% by 2027).Playlist: “Alternative CRE Asset Deep Dives.”Invitation to Matty A.'s upcoming webinar, “Unlocking 2025's Hidden CRE Opportunities.”Final ThoughtsThis episode is a deep dive into a smart CRE investment path armed with tax strategy, foresight, and timing. Don't miss out. Tune in now to gain the edge most investors haven't seen coming.Episode Sponsored By:Discover Financial Millionaire Mindcast Shop: Buy the Rich Life Planner and Get the Wealth-Building Bundle for FREE! Visit: https://shop.millionairemindcast.com/CRE MASTERMIND: Visit myfirst50k.com and submit your application to join!FREE CRE Crash Course: Text “FREE” to 844-447-1555

These profound practice teachings on freeing the mind from being ruled by thought, as taught by Sri Ramana, were taken from various sources/texts.Ramana Maharshi ( 1879 -1950) was an Indian sage and jivanmukta (liberated being). He was born Venkataraman Iyer, but is mostly known by the name Bhagavan Sri Ramana Maharshi. He was born in Tiruchuli, Tamil Nadu, India. In 1895, an attraction to the sacred hill Arunachala and the 63 Nayanmars was aroused in him and in 1896, at the age of 16, he had a "death-experience" where he became aware of a "current" or "force" which he recognized as his true "I" or "Self".