Podcasts about Roth

Kayla is joined by Alicia Roth Weigel, an author and activist.. As an intersex person herself, Alicia hopes to dispel myths and normalize conversations about what it means to identify as such. She also shares her own healing journey after having surgery forced upon her without consent as an infant due to ill-informed ideas regarding intersex bodies. Their community hopes that rather than problematic and invasive surgeries, the rest of the world can simply embrace their existence as they do. Follow Alicia Alicia's Instagram: https://www.instagram.com/xoxy_aliciaPre-Order Alicia's Book “Inverse Cowgirl” Additional LinksCheck out InterConnect: https://interconnect.support/Check out InterACT: https://interactadvocates.org/Follow Us:Instagram: https://www.instagram.com/directionallychallenged__/ Hosted on Acast. See acast.com/privacy for more information.

We loved hearing from this doc about how he advocated for changes to be made to his employer 401(k) plan. After a few years of requests he was happy to find they had added an option to have some after-tax contributions and in-service distributions that allows for mega back door Roth contributions. We love to see you making educated and positive changes in your workplace! Stick around after the interview for a discussion on tax brackets. Southern Impression Homes is the premier provider of build-to-rent homes in Florida's fastest-growing markets. Build-to-rent offers the benefits of tax-efficient cash flow while creating long-term wealth for you and your family. With a variety of floorplans built to withstand the test of time, including single-family and multifamily properties, Southern Impression Homes offers multiple price points to meet your investment strategy. To learn more about build-to-rent, visit https://southernimpressionhomes.com or call 904-831-8017! The White Coat Investor has been helping doctors with their money since 2011. Our free financial planning resource covers a variety of topics from doctor mortgage loans and refinancing medical school loans to physician disability insurance and malpractice insurance. Learn about loan refinancing or consolidation, explore new investment strategies, and discover loan programs specifically aimed at helping doctors. If you're a high-income professional and ready to get a "fair shake" on Wall Street, The White Coat Investor channel is for you! Be a Guest on The Milestones to Millionaire Podcast: https://www.whitecoatinvestor.com/milestones  Main Website: https://www.whitecoatinvestor.com  Student Loan Advice: https://studentloanadvice.com  YouTube: https://www.whitecoatinvestor.com/youtube  Facebook: https://www.facebook.com/thewhitecoatinvestor  Twitter: https://twitter.com/WCInvestor  Instagram: https://www.instagram.com/thewhitecoatinvestor  Subreddit: https://www.reddit.com/r/whitecoatinvestor  Online Courses: https://whitecoatinvestor.teachable.com  Newsletter: https://www.whitecoatinvestor.com/free-monthly-newsletter 

In today's question and comment episode: Don is appalled by another great example of a slick salesperson selling a horribly complex and misleading insurance investment for retirement. Should a Roth be funded for someone on the cusp of making too much money. A listener shares positive comments about a recent show. Does overfunding a 529 to allow a future Roth IRA transfer to a child make sense? Learn more about your ad choices. Visit megaphone.fm/adchoices

In this week's episode, IRA Financial's Adam Bergman Esq. answers questions about the deductibility of Roth Solo 401(k) profit sharing contributions, valuing an IRA with a bankrupt company investment, and contributing to an IRA with an Inherited IRA distribution.

Today, we have a special episode for you. The Code Conference wrapped up this week, and the finale included a rare interview from my Code co-host and CNBC correspondent Julia Boorstin with X CEO Linda Yaccarino. To say the sit-down with Elon Musk's No. 2 was confrontational would be an understatement.  Yaccarino appeared both unprepared to answer tough questions and very combative, especially when asked about comments from former trust and safety head Yoel Roth, who's become an outspoken critic of the direction of the company since Elon took over. Roth spoke onstage at Code with Kara Swisher just an hour before, where he warned Yaccarino of the risks of the job and spoke about the extreme harassment he's faced since leaving the company.  Yaccarino also gave us some updated stats on X user metrics and claimed the company would turn a profit in 2024. And of course, there were some very terse exchanges concerning whether Elon really plans to start charging a subscription fee to use the platform, if he seriously plans to sue the Anti-Defamation League, and the company's recent cuts to its election integrity team. It's a jaw-dropping interview, and you really have to listen to the whole thing. Credits: Decoder is a production of The Verge and is part of the Vox Media Podcast Network. Today's episode was produced by Kate Cox and Nick Statt. It was edited by Callie Wright.  The Decoder music is by Breakmaster Cylinder. Our Editorial Director is Brooke Minters and our Executive Producer is Eleanor Donovan. Learn more about your ad choices. Visit podcastchoices.com/adchoices

On this episode of DIY Money, Quint and Daniel talk about contributing to a brokerage account versus a Roth IRA account.  

What financial issues do you need to think about before the end of the year? There are three big groups to consider: tax planning, cash flow, and insurance. In this episode of Best in Wealth, I've broken down 15 points across each of these groups. They're all important to consider to maximize your finances both in retirement and while preparing for retirement.  [bctt tweet="In this episode of Best in Wealth, I dive into some important end-of-year financial planning issues to consider. Don't miss it! #wealth #retirement #investing #PersonalFinance #FinancialPlanning #RetirementPlanning #WealthManagement" username=""] Outline of This Episode [1:11] How I prepare my grass before winter [4:51] Topic #1: Tax planning issues [17:00] Topic #2: Cash flow planning issues [19:33] Topic #3: Insurance planning issues Topic #1: Tax planning issues Do you have unrealized investment losses or gains in your taxable account? Now is the time to do some tax-loss harvesting. Realizing losses can help you offset gains. You can deduct $3,000 on this year's taxes if you have losses. If you have more than $3,000, you can carry them forward. Are you subject to taking any RMDs (required minimum distributions) including inherited IRAs? You can aggregate your IRAs together and take an RMD out of one account. If your RMD is amongst multiple 401K plans, you must take an RMD from each of them. If you don't do this by the end of the year, you'll be subject to a huge penalty. Do you expect your income to increase in the future? If so, consider making Roth IRA or 401k contributions and doing Roth conversions while you're in a lower tax bracket. If you expect your income to decrease in the future, now is the year to defer contributions as much as you can. If you're on the threshold of the next tax bracket, how can you defer some of that income to stay in the lower tax bracket? There are numerous tax brackets to be mindful of (listen to learn more about them). Are you charitably inclined? If so, think about taking qualified charitable distributions. Once you turn 70 ½, you are allowed to give directly from your IRA to a charity. If you're able to do that, you're not having to pay taxes on the money to give to charity. It also lowers your required minimum distributions in the future. Will you be receiving any significant windfalls that could impact your tax liability (inheritance, stock options, bonus, etc.)? We want to look at your withholdings and make sure you don't get stuck with a huge tax bill. Do you own a business? If you own a pass-through business, consider the Qualified Business Income (QBI) deduction eligibility rules. Some businesses allow you to take advantage of a 20% tax break. Have there been any changes to your marital status? Did you lose a spouse? How will it impact your tax liability? You can still file as married filing jointly, so there are some things to consider while you're still able to do so. [bctt tweet="In this episode of Best in Wealth, I cover some tax planning issues you need to consider before the end of the year. Check it out! #wealth #retirement #investing #PersonalFinance #FinancialPlanning #RetirementPlanning #WealthManagement" username=""] Topic #2: Cash flow planning issues Are you able to save more? If you are, consider contributing $3,850 (single) or $7,750 (family) to your HSA. If you're older than 55, you can contribute an additional $1,000. HSAs are amazing. If you have an employer-sponsored retirement plan, like a 401k, you may be able to save more. Consult your provider...

In today's episode of Adam Talks, Adam Bergman, Esq. discusses the Roth IRA conversion and how to pay no tax on it when receiving a tax deduction for a particular type of investment.

A listener reaches out to Paul with a pretty common and important question: Is it time to convert my traditional IRA into a Roth IRA? While this is a common question, it doesn't have a simple, cookie-cutter answer. Listen along while Paul walks through some of the details of this listener's specific situation and shares what you need to consider before you start trying to do Roth conversions. Later in the episode, Paul revisits how the rising cost of homeowners' insurance has some homeowners dropping their coverage and why homeowners' insurance is foundational to your financial plan.   For more information about what we do or how we can help you, schedule a 15-minute call with us here: paulwinkler.com/call.

My husband and I are both full-time public school teachers and we are hoping to someday retire on our pensions. But will they be enough?Have a money question? Email us hereSubscribe to Jill on Money LIVEYouTube: @jillonmoneyInstagram: @jillonmoneyTwitter: @jillonmoneySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of the Planned Solutions Incorporated Podcast, The annual inflation rate ticked up to 3.7% in August which is a 0.5% increase from the 3.2% in July and up 0.7% from the 3.0% reading in June. The primary cause of the increase in prices in August was that energy deflation appeared to be subsiding while shelter prices declined but at too slow of a rate to offset the monthly increase in energy prices. In total, the inflation report is a mixed bag with some positive signs for the future but also some areas that should raise some concern that inflation may be more stubborn than expected. Also, The Personal Residence Exemption allows a taxpayer to exclude up to $250,000 of gain on the sale of their personal residence. A married couple may combine their exemptions to exclude a total of $500,000 in gain. However, there are several requirements that must be met to benefit from this generous tax provision. In addition, in limited cases, a taxpayer may qualify for a partial exemption even if the requirements are not met. As well, At its core, Social Security benefits are fairly straightforward for workers who pay into the system and meet the requirements to claim retirement benefits. However, there are several additional provisions that may impact the benefits that spouses or dependents may be eligible to claim on a worker's record. Therefore, it is important to explore the different options and claiming strategies before filing for Social Security benefits. Plus a look at the Planned Solutions Incorporated Office Bulletin Board- This is an update/correction to our previous newsletter: Workers aged 50 and over earning more than $145,000 now have two more years to continue making pre-tax Catch-Up Contributions to their 401k type plans. Prior to the latest IRS announcement, The Secure Act 2.0 mandated everyone Aged 50 and over to have Catch-Up Contributions directed to a ROTH post-tax account effective January 2024 for higher earners. This created not only an administrative burden at the plan level but also could have created adverse tax implications for each participant. This two-year delay allows plans and participants to make the necessary adjustments so that they can comply with the new rules and also engage in tax planning strategies. It is official, We recently sent out the registration forms for our annual charity golf tournament. We are busy ordering the giveaways for the tournament and gathering donations for the silent auction. We hope you will be able to attend (either golf or attend the dinner) or donate to a cancer charity to support our efforts. The Planned Solutions Cancer Memorial Charity Golf Tournament Date: October 13, 2023 Location: Rancho Murieta Country Club – North Course 7000 Alameda Drive Rancho Murieta, CA 95683 Time: 1:00 pm shotgun start, 5:30 pm dinner All profits go to cancer research and education. You can help by attending the tournament or donating. Not golfing? Bring friends and attend the dinner. Chase Armer's book- Financial Planning Insights is now available at: https://www.amazon.com/Financial-Planning-Insights-Decades-Planner/dp/1098306279?ref_=ast_author_mpb To subscribe to the Personal Finance Review (the written form of all the content we discuss on the podcast) please e-mail Katie@PlannedSolutions.com The Personal Finance Review is published and distributed biweekly by Planned Solutions, Inc. for informational purposes only. Please seek the advice of a qualified financial planner before taking any action. Planned Solutions, Inc.

Defector's own Giri Nathan & Samer Kalaf join Drew and Roth to break down the best way to trade friendship bracelets at Chiefs games. We're only joking a little bit, since everyone's talking about Taylor Swift and Travis Kelce possibly dating. But that cannot overshadow the sheer magnitude of garbage that are the Bears, Broncos, and Mac Jones. Plus, Roth breaks down how embarrassing Bob Menendez is for New Jersey and, as always, the Guy of the Week and the Funbag! Do you want to hear your question answered on the pod? Well, give us a call at 909-726-3720. That is 909-PANERA-0!  The Distraction Live Show in NYC, with special guest Rohan Nadkarni!October 4th! Littlefield! New York City! See Drew, Roth, and Rohan live and in person! Sponsors- Wildgrain, where you can get $30 off the first box plus free Croissants in every box using code DISTRACTION at Wildgrain.com/DISTRACTION- Betterhelp, where you can get 10% off your first month at betterhelp.com/distraction Credits- Hosts: Drew Magary & David Roth- Producer: Eric Silver- Editor: Brandon Grugle- Production Services & Ads: Multitude- Subscribe to Defector! About The ShowFrom Defector Media: Former Deadspin writers Drew Magary and David Roth should really stick to sports. Sure, their new indie sports podcast will break down the week in sports: the Mets grounding into quadruple plays, NBA players getting testy on the court and horny on Instagram, Bill Belichick cutting 80% of his roster just to keep himself interested, horrifying takes from sports talk radio that need to be broken down, etc. But these two men and their guests will have their fair share of off-the-field issues they'll also have to address: stupid Funbag questions, bad tweets from bad people, pointless food arguments, and even less. Every week is a VERY long week these days. We could all use a little Distraction. Head to defector.com for more info.

Ever wondered how to make your money work better for you by leveraging the power of Roth conversions? Join me, Jonathan Bednar, co-owner of Paradigm Wealth Partners, as we journey through the complexities and benefits of this financial strategy. As a certified financial planner, I shed light on the essentials of liquidity, tax implications, conversion methods, and the best timing for conversions. We debunk the myth of income limitations and examine the impact of required minimum distributions (RMDs) on this strategy.Dare to venture further with us as we untangle the implications of the Tax Cuts and Jobs Act of 2017 on the aspects of Roth conversions. We'll also delve into the long-term tax benefits of a Roth IRA and take a closer look at the potential future of tax brackets and their influence on the conversion decision. We'll expose the real costs and fees associated with Roth conversions, providing a complete lowdown on this financial strategy. So, if you're looking to make smarter and more effective wealth management decisions, then this episode is your perfect guide. Tune in!

In this podcast episode, host TJ van Gerven discusses the concept of the Mega Backdoor Roth 401(k) and how it can be a beneficial strategy for long-term savings and tax diversification in retirement. He explains the different types of contributions available in a 401(k) plan, including pre-tax and Roth contributions. He also highlights the benefits of making strategic financial decisions early in your career and building flexibility for future financial security.

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Impersonator scams are on the rise.  Kerry O'Brien, Regional Director of the Federal Trade Commission's Western Region, says more and more people are losing money to scammers who pretend to be from your bank, Amazon, or web protection services. Kerry says do NOT click on any hyperlink sent to you via text or email.  You can learn how to identify scams at Consumer.FTC.gov.  And if you've lost money to a scammer you need to report to the FTC, here.  You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

With a mix of real estate, employee stock and inheritance issues on the table, I was hoping to get a review of our financial situation. Have a money question? Email us hereSubscribe to Jill on Money LIVEYouTube: @jillonmoneyInstagram: @jillonmoneyTwitter: @jillonmoneySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

As former Under Secretary of Agriculture in Foods Safety at U-S-D-A between 2019 and 2021 Dr. Mindy Brashears has a unique observations on food safety initiatives and effectiveness from both the regulatory and academic research perspectives. She currently is a professor of food safety and public health and director of the International Center for Food Industry Excellence at Texas Tech University She also serves as the Roth and Letch Family Endowed Chair in Food Safety and director of the International Center for Food Industry Excellence at Texas Tech. 

Honey Smith with Get Rich Slowly talks about motivation and money Episode 2460: Motivation and Money by Honey Smith of Get Rich Slowly on Self-Awareness and Finances J.D. Roth has been reading and writing about personal finance for a decade. Today he's financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/motivation-and-money/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Any loving dog owner gets concerned about the factors that cause dog stress. After all, we just want the best for our pets, from their physical to mental health. You can attribute the cause of dog stress to multiple factors: unhealthy upbringing, violent history, a chaotic environment, and strained relationships with owners and other dogs. But what most dog owners usually overlook is a stress trigger that affects more dogs than we know it: dog owner stress. Yes, you read that right: your stress as a dog owner affects the stress levels of your dogs. And although it is quite heartbreaking to know that dogs can absorb our stress, there's a bright side: it is also YOU that can make it better for your beloved dogs. This is what I'm going to share with you today. Read on to learn more. What Research Says About Dog Owner Stress Being a Cause of Dog Stress A research found out that dog owners' acute and long-term stress has a direct impact on their dog's stress levels known as cortisol. In one of the studies published in the Scientific Report where a team studied 58 dog owners and their pets, it was discovered that stress are synchronized between dogs and the ones caring for them. Whenever dog owners get elevated stress, dogs exhibited a spike in cortisol as well. It also indicated that the closer the bond and the stronger the reliance, the more susceptible dogs are to absorbing their owner's stress and emotions. The senior zoologist conducting the research, Lina Roth, emphasized that dogs truly understand their owners, especially in the emotional aspect. “Dogs are quite good at understanding humans,” Roth added. Hearing this can make a dog owner go “Awww…” but this sweet fact comes with a downside: when we're sad and stressed, our dogs feel it, too. Your Dog Feels Emotions Rather Than Hear Words, And That's One Thing That Causes Dog Stress I always say this: your dog can't always hear what you say because your actions and emotions are louder than your words. When you communicate with a dog, they assess your body language and tone of voice to make sense of your words. You might say “I always tell my dog to calm down, Dan. I encourage them to not go crazy with stress!” But here's a dog trainer insight: no matter how much you assure your dog, if your stress levels are through the roof, they will know. “Calm down” is just a phrase if your dog can see the worried, nervous, or annoyed energy behind your words. Your dog can go “Wait, why are they worried? Why do I sense panic? Should I worry? My owner looks worried so I think I should be, too!” And the cycle goes on and on: you're wondering why your dog can't seem to understand your request, while your dog can't stop picking up the panic and frustration in your voice. As a top dog trainer that has seen this scenario play out thousands of times, here's a simple rule I always encourage dog owners to remember: your dog is your mirror. Before they do anything, they must first see it in you. Your Dog Is Your Mirror: A Chill Dog Owner = A Chill Dog I have seen a real life example of a dog owner directly affecting the personality and energy levels of their pets. One day, while I was on my way to a consultation, I saw an interesting sight: a dog owner walking oh-so-calmly with his dog. From the get go, it would sound like nothing out of the ordinary. But the dog in this story is a pitbull. A dog that is so notorious, so scary, and always exuding boss energy! But on that day, I was totally taken by surprise at how calm the dog was. So calm, they follow their dog owner wherever he goes. The dog had no leash, and showed zen-like calmness. It only took one look for me to know why. His dog owner was absolutely chill. No worried stance, steps light and easy, and it looked like he was having a great time in their outdoor stroll. It confirmed to me: yes, indeed, the pitbull was chill because his owner was absolutely chill. Why Dog Owners Cause Dog Stress: Top 3 Reasons from a Top Dog Trainer If the man in my story can influence his dog to be relaxed and diffuse agitated energy, imagine the opposite: what will happen to our dogs if we perpetually show stress. “But why are dogs influenced by our stress, Doggy Dan?” The moment these dogs come into our home, they become our companions. When it comes to reacting, perceiving danger, and socializing they will be looking up to you as their example. Whatever you do, they will do. But it does not stop there. Whatever you feel, they also feel. So if you're wondering why dog owners cause dog stress, here are the reasons. Dog Owners Don't Understand That They Cause Dog Stress I totally know the look on your face right now. It's the same look I usually get when I tell dog owners that they unintentionally cause dog stress. But before you feel guilty, I want you to know that you're not alone on this boat. Even the most loving, most protective owner can make dogs feel stressed even without meaning to. For example: Reacting in a worried tone all the time tells your dog they should always be on the lookout for danger. Pacing back and forth with agitated energy confuses dogs into thinking there's something bad they should worry about. If we're always angry, always shouty, always wired up, our dogs will act the same! These actions are easy to overlook as stressors for dogs, but they are. Being aware that our reactions and emotions cause our dogs stress can be the first step to change. Dogs Absorb Energy, and the Energy They Absorb The Most is From Us Our dogs are highly attuned to our emotions. They sense energy, and they take on the energy they're exposed to. Because dogs spend most of the day with us, the chances of them absorbing our energy is high. So when we constantly carry a heavy, stressed energy, it won't be a surprise if our dogs will start to show signs of stress as well. They Feel Our Emotions More Than They Hear Our Words Ever had a dog that seems to be constantly scared despite your constant reassurance? It's great if you can take a step back and ask: am I also scared? Is my dog picking up the energy of fear from me? Remember: dogs feel what you feel. Dogs tend to feel and act like their owners, so if you want them to be more confident, you should start by showing them you're calm, sure, and confident yourself. 5 Ways You Can Reduce Your Dog's Stress Keep Your Energy in Check Be mindful of your own energy and emotions around your dog. Because we're dog owners, we have to remember that dogs are quietly observing us and absorbing whatever energy we radiate. Try to maintain a calm and positive demeanor, as this can have a soothing effect on your dog. For example: Instead of reacting in an angry voice, take a few seconds to regulate your emotions by breathing in and out. If we do need to release emotions, we have to be careful not to let it out on our dogs. We have to ensure that we take time to let release stress so dogs won't have to deal with the consequences of our pent-up stress. Always Spend Some Quiet Time with Dogs Dogs, like humans, need downtime. Spend quality, quiet time with your dog where you engage in gentle activities like petting, cuddling, or simply being together in a calm environment. In my previous blog, I shared the Three-Minute Quiet Time to help calm dogs down. Here's how you can do it: Every morning, start your day with a quiet, calm energy. Sit in silence for 30 seconds to 3 minutes. Quietly observe how this change in energy affects your dog. Are they calmer? Are they more relaxed? Once you feel that both you and your dog are calm, call them. You will see how relaxed and receptive they are. Provide a Safe Space for Your Dog Ensure your dog has a designated safe and comfortable space, like a crate or a cozy corner. This little corner should be designed as a place they can retreat when they need a break from stimulation or social interaction. Make this safe space off limits from kids or other dogs so your dog can let off steam and diffuse stress without any distraction. Be Mindful of Your Actions Having a dog also means being responsible not only with how we react, but how we act as well. Stomping our feet because we're angry causes stress. Banging on doors causes stress. Even dropping stuff forcefully because of irritation causes stress. And our stressed-induced actions can turn our calm dog into one that's also on the edge. Use the Doggy Dan Dog Calming Code Program At the heart of the Doggy Dan Dog Calming Code™️ Program is this: dog owners who become calm and confident leaders raise calm and confident dogs. Unregulated stress can cause a strain in your relationship and training with your dog (which can even cause more stress!). The Dog Calming Code helps with that by teaching YOU how to be the pack leader that sets the rules, takes charge, and knows how to help dogs become calmer. (And when you do set rules and take charge, it takes a chunk of stress of your dog's mind!) Your dog is your mirror; if they see you as the leader they can trust, they will learn how to switch off from stress. Stop Causing Your Dog Stress, Let the Dog Calming Code Help You We know that dog owners cause dog stress, but it's time to break the cycle! The Dog Calming Code is a roadmap that helps dog owners raise and train dogs in a way that: Doesn't involve casual shouting, hitting, or using intimidation Minimizes dog training stress to dog owners Is built on the foundation of calmness, gentleness, and love Is understood by dogs Helps dog owners know how to calm dogs down Helps dog owners connect with their dogs And so much more! This program is all about teaching dog owners to manage their emotions while raising and training their dogs. With over 88,000 satisfied dog owners already, it's a proven way to help both dogs and owners behave in a calmer, less stressful way! Get the Dog Calming Code today and say goodbye to dog stress and hello to a happier, calmer dog training experience with your dog.

Instead of lining up at the track or using a bookie, today's compulsive gamblers have a respectable way to feed their dangerous habit: short-duration option trading. The amount of money gambled away in securities markets is staggering, and it is no better than playing slots at a casino. It may be worse. We also discuss the egomaniacal comments of Bill Gross. Listeners ask: Which is better: Regular or Roth retirement accounts? What do we think about Titan Capital? Learn more about your ad choices. Visit megaphone.fm/adchoices

Honey Smith with Get Rich Slowly talks about motivation and money Episode 2460: Motivation and Money by Honey Smith of Get Rich Slowly on Self-Awareness and Finances J.D. Roth has been reading and writing about personal finance for a decade. Today he's financially independent, but ten years ago, his money life was a disaster, with over $35,000 in consumer debt. He started turning everything around in 2004. By being the boss of your own life, you, too, can be the master of your own financial fate. The original post is located here: https://www.getrichslowly.org/motivation-and-money/  Visit Me Online at OLDPodcast.com Interested in advertising on the show? https://www.advertisecast.com/OptimalFinanceDaily Learn more about your ad choices. Visit megaphone.fm/adchoices

Taylor is another amazing photographer that is local to Jax and I can't even describe the joy I felt when I found her page! She has a very different style that I am absolutely over the moon about, its a little dark and moody (just like me!) Taylor has a very extensive background as a graphic designer, among many other things, she is definitely a mover and a shaker and a major hustler! She is a FULLTIME PHOTOGRAPHER!!!!!!! In this episode you'll learn just how she does what she does fulltime, so you will not want to miss this one! Check out her page belowTaylor Roth on InstagramSupport the show

How do you know if you are ready to retire? We go over the key questions you need to ask and other ways to know when you can retire.

What is a Roth conversion and why is it so important? We talk about why you might want to make a Roth conversion and how to avoid mistakes.

Jeremy Dauber, professor de llengua, literatura i cultura jiddisch a la Universitat de Columbia publica a Acantilado l'assaig "El humor jud

On this week's show we will discuss investing for retirement and offer up tips. You want to avoid big mistakes on your retirement journey. We will highlight some biggies to avoid.  We have a few hypothetical case studies you don't want to miss. We'll go over the different scenarios and discuss possible outcomes.   If you have any questions about your own retirement contact Guardian Investment Advisors 800-517-1575. Retire, Save, Plan, 401K, Roth, IRA, TaxesSee omnystudio.com/listener for privacy information.

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If you're new to personal finance, investment accounts can seem complicated. The terms, the lingo—HSA, Roth, IRA, 401(k)—these may seem like letters in an arbitrary order, but using these retirement and investment accounts can help you reach financial freedom faster, pay WAY less in taxes, and maximize your money even while you're asleep. So, how do you get started? Tune in; we'll show you how! Joining us is early-retired CFP (Certified Financial Planner) Kyle Mast to walk through each retirement, investment, and savings account you MUST have on your road to FIRE. In today's episode, we'll touch on the common accounts you've heard of, like the 401(k) and IRA, as well as some lesser-known investing and savings accounts that can help your money grow faster than you thought possible. And whether you're just starting your retirement journey in your 40s, 50s, or 60s, or you're a twinkly-eyed twenty-something-year-old ready for compound interest to run its course, you'll get EVERYTHING you need to know about investing and retirement accounts from this episode. In This Episode We Cover Retirement accounts explained and how to lower your taxes with 401(k)s and Traditional IRAs The “triple-tax benefit” account that most Americans don't even know exists How to turn taxable income into tax-free charitable contributions in retirement The savings account that will pay you solid interest JUST to park your money  What to do if you're a high-income earner and don't qualify for tax-advantaged accounts Highly-advantaged niche retirement accounts like the 401a and 457(b) that you might have access to And So Much More! Links from the Show BiggerPockets Money Facebook Group BiggerPockets Forums Finance Review Guest Onboarding Join BiggerPockets for FREE Mindy on BiggerPockets Grab Scott's Book, “Set for Life” Listen to All Your Favorite BiggerPockets Podcasts in One Place Apply to Be a Guest on The Money Show Podcast Talent Search! Money Moment From “Bad with Money” to Intentional Saving and Spending with Jamila Souffrant Starting From $0 at Age 35 as a Teacher and Becoming ‘The Millionaire Educator' Click here to check the full show notes: https://www.biggerpockets.com/blog/money-452   Interested in learning more about today's sponsors or becoming a BiggerPockets partner yourself? Email us: moneymoment@biggerpockets.com Learn more about your ad choices. Visit megaphone.fm/adchoices

In today's episode, we delve into a critical aspect of retirement planning that can significantly impact your financial future – Required Minimum Distributions (RMDs). Whether you've stashed your savings in a 401(k), 403(b), 457, IRA, SEP IRA, or simple IRA, understanding RMDs is crucial, especially if you're approaching your seventies.   Join us as we discuss the "why" and "how much" of RMDs, ensuring you're well-prepared for this financial milestone. If you're not yet retired, we've got you covered too! In the latter part of the episode, we'll share valuable steps and strategies to help you proactively reduce the long-term effects of RMDs on your financial well-being.   Key discussion points in this episode: If you have savings in tax-deferred accounts such as 401(k), 403(b), 457, IRA, SEP IRA, or simple IRA, you are required to take RMDs once you reach your seventies RMDs exist because when you contributed to tax-deferred accounts, you received tax deductions. The IRS wants to collect the taxes you deferred, so they require you to start withdrawing from these accounts in your retirement years The age at which you must start taking RMDs depends on your date of birth RMDs are calculated based on your account balances and life expectancy tables published by the IRS. The amount you need to withdraw increases as you get older There are strategies to reduce the impact of RMDs, such as switching contributions to Roth accounts, performing Roth conversions, and managing asset allocation   Want to get in touch? Web: https://sierensfinancialgroup.com/ Email: office@sierensfinancialgroup.com Phone: 847-235-6989 Read more and get additional financial resources here: http://lifemoneyshow.com  Check out our YouTube channel: https://www.youtube.com/channel/UCPhQ-u12d60Z0HNCwwVubdQ   

Drew and Roth are on their own, so we only spent, like, five minutes talking about HJ nomenclature. They hit a wide range of Distraction-specific topics: the ethics of showing gruesome injuries, Coach Priiiime, the NBA's PPP, and Elon Musk being an objectively boring person. And as always, the Guy of the Week and a Roth-forward Funbag! The Distraction Live Show in NYC, with special guest Rohan Nadkarni!October 4th! Littlefield! New York City! See Drew, Roth, and Rohan live and in person! Sponsors- Blueland, where you can get 15% off your first order at blueland.com/distraction Credits- Hosts: Drew Magary & David Roth- Producer: Eric Silver- Editor: Brandon Grugle- Production Services & Ads: Multitude- Subscribe to Defector! About The ShowFrom Defector Media: Former Deadspin writers Drew Magary and David Roth should really stick to sports. Sure, their new indie sports podcast will break down the week in sports: the Mets grounding into quadruple plays, NBA players getting testy on the court and horny on Instagram, Bill Belichick cutting 80% of his roster just to keep himself interested, horrifying takes from sports talk radio that need to be broken down, etc. But these two men and their guests will have their fair share of off-the-field issues they'll also have to address: stupid Funbag questions, bad tweets from bad people, pointless food arguments, and even less. Every week is a VERY long week these days. We could all use a little Distraction. Head to defector.com for more info.

We have an extra 30k per year for the next ten years. A friend thinks a whole life insurance policy is a good idea for this money. Is she right?Have a money question? Email us hereSubscribe to Jill on Money LIVEYouTube: @jillonmoneyInstagram: @jillonmoneyTwitter: @jillonmoneySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In today's episode of Adam Talks, Adam Bergman, Esq. discusses two new IRS rules - the catch-up contribution rules for 401(k) plans, and a proposal to force crypto dealers to report transactions.

Tom Austin from Austin Tax & Financial talks about the differences between a pre-taxed retirement account compared to an after-tax or Roth retirement account. See omnystudio.com/listener for privacy information.

Is there an ideal mix of before and after-tax retirement accounts? If so, what is it? In this episode, we'll find out. We'll also explore a number of other questions that have been eating away at listeners like you.  Check out this episode to listen to these listener questions and stick around until the end to hear Kevin Lyle's relief at no longer having to keep up with the Joneses.  OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN LISTENER QUESTIONS [2:05] What is the ideal mix between before and after-tax retirement accounts? [6:46] What to do about a fee-heavy investment account [11:00] Finding a financial planner [12:09] The impact on energy levels [13:58] Saving for kids' education [18:17] How to open a Roth with a high-income BRING IT ON [21:05] Keeping up with the Joneses TODAY'S SMART SPRINT SEGMENT [26:08] Check the way you compare yourself to others Resources Mentioned In This Episode Andy Panko's advisor referral list Garrett Planning Network NAPFA  BOOK - Outlive by Peter Attia Rock Retirement Club Roger's YouTube Channel - Roger That BOOK - Rock Retirement  by Roger Whitney Roger's Retirement Learning Center

Studies show buying habits begin much younger than we think -- as young as 8 or 9 years of age. However, most parents and school teachers don't have a basic grasp on money matters to teach it to kids.  Vince Shorb, CEO of National Financial Educators Council, says even states which require financial literacy in the schools are failing to meet minimum education standards. Shorb says Financial Literacy is the one subject which benefits 100% of people, but is given the least amount of time in schools.  On top of that, most teachers are simply given an outline of what to teach, but not the skills to explain it. You can follow this show on Instagram and on Facebook. And to see what Heather does when she's not talking money, go to her personal Twitter page. Be sure to email Heather your questions and request topics you'd like her to cover here.See omnystudio.com/listener for privacy information.

Choosing the right time to take Social Security can add hundreds of dollars every month. With Don away on family matters, Tom is joined by Paul Merriman to discuss money and investing. Listeners ask: Does his decision to take Social Security at FRA make sense? What do we think of Ken Fisher's investing philosophy? What will provide a high return without much risk? How should a 16 year-old invest accumulated savings? What's our opinion of a new Avantis balanced ETF? Does it make sense to convert an IRA to a Roth? Learn more about your ad choices. Visit megaphone.fm/adchoices

Can Sven and Olga in Minnesota shorten their working years? Should PJ in Michigan take his pension lump sum or the annuity payments, and should he maintain an aggressive asset allocation in retirement? Plus, the fellas spitball early retirement strategies for Joe in Massachusetts and Nick in California, and they discuss how to tell the difference between post-tax contributions and pre-tax funds converted to Roth at tax time for Victor.  Timestamps: 00:45 - Can We Shorten Our Working Years? (Sven & Olga, MN) 07:50 - Pension Lump Sum or Annuity? Aggressive Asset Allocation in Retirement? (PJ, Michigan) 23:31 - Can We Retire at Ages 55 and 52? (Joe, MA) 29:54 - Help Me Spitball Some Retirement Goals (Nick, CA) 35:07 - Post-Tax Contributions and Pre-Tax Funds Converted: How to Tell the Difference? (Victor) 39:40 - The Derails Access this week's free financial resources in the podcast show notes at https://bit.ly/ymyw-447  Retirement Income Strategies Guide Register for the Investing 101 webinar, Wednesday, Sept 27, 12pm PT Episode Transcript Ask Joe & Big Al On Air for your Retirement Spitball Analysis

In this month's episode of Revamping Retirement, Jennifer Doss talks with Kimberly Plessinger and David McIntee from Kimley-Horn. They discuss the company's financial wellness initiatives, including benefits and retirement plans.   Kimley-Horn places a strong emphasis on financial wellness, especially for its younger employees,  providing educational resources and support to help employees understand the importance of saving for retirement and making informed financial decisions.  The discussion then shifts to focus on the company's transition to 3(38) discretionary services for retirement plan management. This transition helped reduce fees for plan participants while maintaining a collaborative relationship with CAPTRUST.  In Minute with Mike, Mike Webb covers the two-year delay in the implementation of the new mandatory Roth age-50 catch-up rule under SECURE Act 2.0.    Subscribe to Revamping Retirement for more episodes with insights for plan sponsors.   Under the Investment Advisers Act of 1940, this podcast is defined as an advertisement and includes an uncompensated testimonial by a CAPTRUST client. Please be advised that clients' experiences as described in the podcast do not necessarily represent the experience of other clients. 

Three years ago I was advised to start a whole life insurance policy as an investment vehicle, as a way to take out a tax-free loan against the policy upon retirement. I'm starting to doubt that this is really the right investment vehicle for me.Have a money question? Email us hereSubscribe to Jill on Money LIVEYouTube: @jillonmoneyInstagram: @jillonmoneyTwitter: @jillonmoneySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Episode 247 - IRS delays the SECURE 2.0 requirement for catch-up contributions for highly paid employees age 50 and over to be made as Roth contributions.

Exclusive Content HERE: castleclub.tv - https://freshandfit.locals.com/ Wanna be heard? SUPERCHAT BUTTON: fnfsuperchat.com - https://streamlabs.com/sl_id_b370660a-0f1c-3313-9b32-248f5d390fa6/tip ️Rumble️ ➜https://rumble.com/freshandfit -------------------------------- Clips Channel ➜ https://www.youtube.com/c/FreshandFitClips/videos -------------------------------- Purchase Our Merch ➜https://www.freshandfitstore.com/ Use Code "fresh" for discount with Gorilla Mind: https://www.gorillamind.com/fresh Get Your Confidence Back With Blue Chew: https://www.get.bluechew.com/freshfit Order Myron's book "Why Women Deserve Less" here: https://a.co/d/9YdQI9d ⏲️ TIME STAMPS ⏲️ 0:00 : Preview 1:00 : Intro 2:00 : Show begins! - Today's topic 3:30 : Who is Steve? 6:00 : “Do employers get benefits by making an employee a 1099?” 7:20 : Advice to passport bros! 8:30 : “Is high rental P&L a red flag?” — — — — Top 7 Ways to Save Taxes — — — — 9:20 : #7 - 1031 Exchange for Real Estate / What is capital gains tax? 17:40 : What is Fix & Flip strategy? 20:40 : Summary of #7 22:00 : #6 - Cost segregation 27:40 : Why Myron buys Turnkeys? 30:40 : “Should I join Brandon Carter's program?” 31:30 : Holding company for Tax savings 32:20 : Fund your business with your w-2 income 35:20 : #5 - Section 179 & Bonus Appreciation 41:10 : LEash Vs. Finance for Tax savings 46:00 : #4 - Roth 401(k) Vs. Traditional 401(k) 52:00 : Government employees don't know this stuff 53:00 : “What's your Favourite part of being an entrepreneur?” 55:10 : “Would you suggest S-Corp for insurance agent?” 56:00 : “Thought on Whole life insurance & becoming your own bank” 1:00:30 : “Whats's the difference between 1099 NEC Vs. LLC?” 1:03:30 : “Should Truck drivers get LLC?” 1:04:20 : “Thoughts on IUL” 1:06:00 : Guy wants to buy Tesla Cybertruck ⛟⚡️ 1:08:00 : Buy property on your personal name FIRST! 1:08:30 : THIS is HOW you can buy Real Estate on your personal name 1:12:00 : “What is Augusta rule in Real Estate?” 1:13:00 : “How much $$$ you have to make to own a private jet?”

Is it possible that Roth IRAs will be taxable in the future?  Could they change the rules and start including the distributions from a Roth as part of your taxable income?  If you're thinking "I love the Big Picture Retirement podcast” please consider rating and reviewing this show! This helps us support more people -- just like you -- move toward a confident retirement. Just scroll down to the “ratings and reviews” section, tap to rate with five stars, and select “Write a Review.” Then be sure to let us know what you loved most about the episode! Also, if you haven't done so already, follow the podcast! We're adding new content every week and if you're not following there's a good chance you'll miss out. Follow now! Want to ask Devin or John your question? Just visit https://www.bigpictureretirement.com/ and look for the tab on the right side that says “Send A Voicemail.”  Although this show does not provide specific tax, legal, or financial advice, you can engage Devin or John through their individual firms.  Contact Devin's team at https://www.carrolladvisory.com/  Contact John's team at https://www.rossandshoalmire.com/ 

On this week's Money Matters, Scott and Pat start the show by explaining why the key to financial independence is less about your money and more about you. A Las Vegas man in his 40's wants to know whether he is on the right track toward retirement. You'll hear why Scott and Pat want a California caller to invest her money in a traditional retirement account instead of a Roth. Finally, why moving for tax reasons isn't as simple as it looks.   Join Money Matters:  Get your most pressing financial questions answered by Allworth's CEOs Scott Hanson and Pat McClain live on-air! Call 833-99-WORTH. Or ask a question by clicking here.  You can also be on the air by emailing Scott and Pat at questions@moneymatters.com. Download and rate our podcast here.

Executive producer of Harley Quinn and Abbott Elementary Justin Halpern joins Drew and Roth for the saddest event in baseball: The Pathetic-Off! Justin, demoralized by the Padres, challenges Roth, terrorized by the Mets, to decide who has the most upsetting experience rooting for their home team. And at the top, Justin gives us an update on the current state of the WGA strike. And as always, we Remember and Guy and dive into the Funbag! The Distraction Live Show in NYC!!October 4th! Littlefield! New York City! See Drew and Roth live and in person! Sponsors- Ravensburger CreArt, a new paint-by-numbers experience! Shop on Amazon, their website, or your local art supply store. Credits- Hosts: Drew Magary & David Roth- Producer: Eric Silver- Editor: Brandon Grugle- Production Services & Ads: Multitude- Subscribe to Defector! About The ShowFrom Defector Media: Former Deadspin writers Drew Magary and David Roth should really stick to sports. Sure, their new indie sports podcast will break down the week in sports: the Mets grounding into quadruple plays, NBA players getting testy on the court and horny on Instagram, Bill Belichick cutting 80% of his roster just to keep himself interested, horrifying takes from sports talk radio that need to be broken down, etc. But these two men and their guests will have their fair share of off-the-field issues they'll also have to address: stupid Funbag questions, bad tweets from bad people, pointless food arguments, and even less. Every week is a VERY long week these days. We could all use a little Distraction. Head to defector.com for more info.

09/14 Hour 1: Back to school night is overrated - 1:00 Sports Page - 22:00 Bill Roth joins the show - 34:00

From 09/14 Hour 1:

It's a new week—and we're debuting a new series! Welcome to Curious Now, where every other Monday, we'll be covering topical issues like elections, climate change, LGBTQIA+ rights, and beyond. For our premiere episode, we're honored to be back in conversation with Alicia Roth Weigel, a beloved Getting Curious guest who is advocating for intersex rights. We discuss how recent anti-trans legislation also affects intersex people, and what it looks like to protect the “I” in LGBTQIA+. We get into our conversation with Alicia 10 minutes into the episode, so skip to then if you simply can't wait to hear from her! For more information on the news stories we covered this week, head to @curiouswithjvn on Instagram. Alicia Roth Weigel is a writer and activist working to improve the political and social landscape for marginalized populations in the South and worldwide through her firm, Intrepida Strategy. As a partner for the Pride Fund, Alicia is raising and deploying capital to grow LGBTQIA+-led companies in Texas and beyond. A Human Rights Commissioner for the City of Austin, she continually advocates for the rights of intersex people like her. You can follow Alicia on Instagram @xoxy_alicia. Make sure to order her new book Inverse Cowgirl: A Memoir, watch the documentary Every Body, and read fellow intersex activist Pidgeon Pagonis' book Nobody Needs To Know. And check out Alicia's first episode of Getting Curious. Tune in next Monday for the premiere episode of our other new series Pretty Curious, all about beauty! And don't worry—Getting Curious isn't going anywhere. We'll still be releasing new episodes every Wednesday! Follow us on Instagram @CuriousWithJVN to join the conversation. Jonathan is on Instagram @JVN. Transcripts for each episode are available at JonathanVanNess.com. Find books from Getting Curious, Curious Now, and Pretty Curious guests at bookshop.org/shop/curiouswithjvn. Our executive producer is Erica Getto. Our producer is Chris McClure. Our associate producer is Allison Weiss. Our engineer is Nathanael McClure. Our theme music is also composed by Nathanael McClure. Production support from Julie Carrillo, Anne Currie, and Chad Hall. Curious about bringing your brand to life on the show? Email podcastadsales@sonymusic.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices