Your Wealth Health with Erik Brenner

Many have concerns about current economic conditions and the tax plan under consideration in Washington. While there will surely be changes as elected officials continue to negotiate, it's wise to examine the potential effects of the proposals and determine what actions you can take right now to secure your wealth for retirement.   In this episode of Your Wealth Health, we discuss our current thoughts on the economy and potential tax changes on the horizon. » Find more episodes at YourWealthHealth.com and on our YouTube channel!  

COVID-19 lockdowns took a toll on our businesses, on our families... and on our nest eggs. The good news is that business is picking up again and shows no signs of slowing down again anytime soon. But, once you have fallen behind in your retirement goals, it can be hard to catch up.    In this episode of Your Wealth Health, we discuss retirement strategies for small business owners.   » New episodes every week at YourWealthHealth.com and on our YouTube channel!   In this episode: Sources of retirement income that can benefit both business owners and their staff Retirement plans recommend for younger companies that need more flexibility The best options for independent contractors that work for themselves and have no other employees

We've been hearing a lot of talk lately about possible inflation, and recent gas and lumber shortages have many people concerned. Let's face it- from the food we eat to filling the car with gas, we are seeing prices increase across the board.  In this segment of Your Wealth Health, we're talking about inflation- how it works and how you can prepare for it.   » New episodes every week at YourWealthHealth.com and on our YouTube channel!   In this episode: What are some of the signs that indicate inflation is happening?  How can you protect your wealth during times of inflation? What kinds of assets are inflation-proof? How to factor inflation into your retirement plan? When inflation happens, what does that mean for your stock portfolio? 

Tax rates are likely to be raised in the coming months as a result of the recent $2.3 trillion tax proposal.  More and more people are talking about Roth IRAs, whether they should open one, convert to one, etc.    In today's discussion, we talk about why some people might benefit from Roth IRAs or Roth IRA Conversions, prior to potential tax changes.   » New episodes every week at YourWealthHealth.com and on our YouTube channel!

You’ve worked hard and should enjoy your retirement.  So how can you be the one to enjoy most of your retirement money, not the tax man? In this episode Your Wealth Health, you will get some helpful tips on cutting taxes in retirement.   » Schedule your complimentary second opinion call with a Hilltop advisor at https://hilltopwealthsolutions.com/schedule-call/.    » New episodes every week at YourWealthHealth.com and on our YouTube channel!        

Are you looking to give back, but aren’t sure how to find a strategy that is sensible and tax-efficient for the long term? In this episode, we discuss charitable gifting strategies and help you find what’s right for you.   » New discussions every week at YourWealthHealth.com and on our YouTube channel!   Interested in a second opinion on your financial situation? Schedule a no-obligation second opinion call with a Hilltop Wealth Solutions advisor at hilltopwealthsolutions.com/schedule-call/.

High deductibles are common in health insurance.  Health savings accounts can offset some of your healthcare expenses. But, is an HSA the right option for you? In this episode of Your Wealth Health, we discuss everything you need to know about health savings accounts. Schedule your complimentary second-opinion call with one of our trusted fiduciary advisors at HilltopWealthSolutions.com. » New episodes every week at YourWealthHealth.com and on our YouTube channel!

What policies in Biden’s $2.25 million tax proposal are likely to impact your retirement? In this episode of Your Wealth Health, we discuss the Biden administration’s plans for the future of programs such as Social Security and capital gains tax.   » New episodes every week at YourWealthHealth.com and on our YouTube channel!  

There’s a long road to retirement, and it’s a road with many different directions. While we all know what will help our finances in the short term, losing sight of the long-term can mean consequences later in life. With a little planning, however, anyone can get back on track!   In this episode of Your Wealth Health, we discuss key financial decisions that you can make in 2021 to get ahead in your retirement plans. » New episodes every week at YourWealthHealth.com and on our YouTube channel! !

What are the smartest ways to invest in a volatile economy? After the whiplash 2020 and 2021 have brought to the economy, how can we recover our assets and prepare our investment portfolios for the next possible market crisis? In this episode of Your Wealth Health, we discuss investment strategies to mitigate an economic crisis and protect your wealth.   » New episodes every week at YourWealthHealth.com and on our YouTube channel!

You’re scrambling to get your tax returns done for 2020…. But what about your tax plan for 2021? On this episode of Your Wealth Health, we look forward to taxes in 2021 and we discuss how tax planning can save you money and headaches down the road. We also have an offer to help you with a roadmap to your dream retirement plan.   » New episodes every week at YourWealthHealth.com and on our YouTube channel!

What is a Roth IRA? Is it the right choice for your retirement account and why is now the time to decide? In this episode of Your Wealth Health– some education about Roth IRAs and how they differ from a traditional 401K.   » New episodes every week at YourWealthHealth.com and on our YouTube channel!

You have a 401k through your employer, but are you getting what you should out of it? And is it the right choice for you? In this episode of Your Wealth Health, we discuss these popular retirement accounts and take a look at other options that many people overlook.   » New episodes every week at YourWealthHealth.com and on our YouTube channel!

How do you beat the tax man so your family can enjoy everything you worked so hard for? In this episode of Your Wealth Health, we focus on estate planning. We suggest strategies to keep your family from paying unnecessary taxes on the assets you leave behind. We’ll also offer insight on planning to pay for long-term healthcare.    » New episodes every week at YourWealthHealth.com and on our YouTube channel!

You’ve worked hard your entire life and saved well for retirement, but without a good tax plan, you may lose a lot of that money to the tax man.   In this episode of Your Wealth Health we’ll have some spending advice that will allow you to enjoy more of your hard-earned money… and say N-O to the IRS.   » New episodes every week at YourWealthHealth.com and on our YouTube channel!

Are you losing money because you don’t have a comprehensive tax strategy? In this episode of Your Wealth Health, we focus on the costly tax traps connected to Social Security and Medicare. You can’t spend what you don’t keep, so what steps can you take to limit your tax burden on these critical income sources during your retirement?   » New episode every week at YourWealthHealth.com and on our YouTube channel!

As you begin working on your tax returns, do you have an overall tax plan to beat the tax man in retirement? In this episode of Your Wealth Health, we begin a series of shows designed to help you avoid tax traps and keep more of your hard-earned money when you need it most.   A good tax plan that begins before your retirement years can help you avoid those surprises and keep more of your money.   » New episodes every week at YourWealthHealth.com and on our YouTube channel!

In this episode, we kick off Season Two of Your Wealth Health! It’s that time of year when many of you are starting to work on your tax returns…or you’re at least thinking about it. What do you need to know to get your taxes done right? Join us for this week's discussion as we examine some of the tax issues that are unique to 2020 due to the pandemic.  

Welcome to another episode of Your Wealth Health! Many of you are starting to think about your tax returns and that’s a good thing- but you should also consider tax planning that will help you save money before your taxes are due. This week on Your Wealth Health…. Some tips to help with your tax returns and some advice about a more holistic approach to your taxes. Plus, a great offer that will save you money if you need help with your tax returns. Watch more at YourWealthHealth.com. 

Welcome to another episode of Your Wealth Health! We now have a new president and new administration. Changes in tax policies are likely– but when will they happen and who will they impact the most? Join the Hilltop Wealth Solutions team for some answers.SHOW MORE

Welcome to another episode of Your Wealth Health! As we begin a new year what are the financial resolutions you should consider. What steps should you take to secure your financial plan, prepare for the unexpected, and protect your loved ones? Join Erik Brenner and the Hilltop Wealth Solutions team for answers and insight.New episodes every week at YourWealthHealth.com! 

Welcome to another episode of Your Wealth Health! As we look ahead to the new year, what are some money moves people should consider in 2021? It’s always a good idea to evaluate your financial plans, but are there moves to take advantage of policies before they possibly change?   Join Erik Brenner and the Hilltop Wealth Solutions team as we examine strategies that could save you money. New episodes every Saturday at 9:30am EST on FOX Michiana or at YourWealthHealth.com!

Welcome to another episode of Your Wealth Health! As 2020 draws to an end, what should you be doing to save yourself some money on taxes? Join us for the first of two shows focused on money-saving tax decisions for 2020 and 2021. New episodes every Saturday at 9:30am EST on FOX Michiana or at YourWealthHealth.com!

Welcome to another episode of Your Wealth Health! The deadline to enroll in Medicare for 2021 is December 7th. Today, we are joined by Sherrie Kramer, Medicare and health insurance expert with The Sanders Agency in Mishawaka. Sherrie joins us to answer common questions people may have about their Medicare coverage. We also talk about changes to Social Security in 2021. Join host Erik Brenner and private wealth advisor Bill Davis as we tackle these important issues…. Plus an offer to provide a complimentary Social Security analysis. New episodes every Saturday at 9:30am EST on FOX Michiana or at YourWealthHealth.com!

Welcome to another episode of Your Wealth Health! Today, we discuss both the good and bad news impacting the stock market. News of vaccines for COVID-19 spreads optimism… but then the virus continues to spread. How do you make sound investment decisions during these volatile times? Host Erik Brenner is joined by Bill Davis and Matt Aurenz to offer some answers and insight. This show is all about the volatility in the stock market and some thoughts about how to best deal with it when making investment and portfolio decisions. New episodes every Saturday at 9:30am EST on FOX Michiana or at YourWealthHealth.com!

Welcome to another episode of Your Wealth Health! Today we continue our deep dive into the importance of retirement planning. Host and founding partner Erik Brenner is joined in discussion by Cliff Hawkins, one of the newest advisors to join the Hilltop team, and Matt Aurenz, Director of Wealth Management. Our conversation covers a real-world case study that highlights the importance of planning ahead and the impact small changes today can make on your retirement situation in the future. New episodes every Saturday at 9:30am EST on FOX Michiana or at YourWealthHealth.com! 

Welcome to another episode of Your Wealth Health! Today's show is hosted by Director of Wealth Management, Matt Aurenz. Matt is joined by Bill Davis, Private Wealth Advisor with us at Hilltop. Have you thought about your retirement plan? Has the pandemic forced you to change your retirement plans? In this discussion, we offer some critical information to help you as you prepare for this stage of your life.New episodes every Saturday at 9:30am EST on FOX Michiana or at YourWealthHealth.com!

Welcome to another episode of Your Wealth Health! Today's show is hosted by Director of Wealth Management, Matt Aurenz. Matt is joined by Bill Davis, Private Wealth Advisor, and virtually by Erik Brenner, Founder and President of Hilltop Wealth Solutions.There are many differences in retirement planning today compared to even just 20 years ago. In today's discussion, we review these major differences and highlight the many ways our team takes a proactive approach in helping clients prepare. We also take a look at new rules within the SECURE Act and underscore the importance of working with a fiduciary to ensure you have a solid plan moving forward.New episodes every Saturday at 9:30am EST on FOX Michiana or at YourWealthHealth.com!

Welcome to another episode of Your Wealth Health! Today, Founder and host Erik Brenner is joined by Bill Davis, Private Wealth Advisor here at Hilltop. Erik and Bill discuss the importance of tax planning and highlight exactly how a proactive tax strategy can help you retain a significant amount of your hard-earned savings. We also take a look at a few case studies on common scenarios and outline the benefits of working with an independent fiduciary.  New episodes every Saturday at 9:30am EST on FOX Michiana or at YourWealthHealth.com!

Welcome to another episode of Your Wealth Health! October is Cyber Security Awareness Month, so today, host Erik Brenner talks with special guest– national cyber security expert and best-selling author Robert Siciliano. Robert joins us for a discussion on the latest scams to be aware of, security threats posed as we all work-from-home, and outlines proactive steps both individuals and businesses can take to keep their data protected. New episodes every Saturday at 9:30am EST on FOX Michiana or at YourWealthHealth.com!

Welcome to another episode of Your Wealth Health! Today we welcome a special guest- Medicare and health insurance expert Sherrie Kramer with The Sanders Agency in Mishawaka. With years of experience helping people make informed health insurance decisions, Sherrie joins us for a conversation reviewing the various parts of Medicare and answering common questions about enrollment and coverage renewal. New episodes every Saturday at 9:30am EST on FOX Michiana or at YourWealthHealth.com!

How does President Trump's health affect the economy? Should we be concerned about inflation when the pandemic is over? Welcome to another episode of Your Wealth Health! In this episode, Hilltop founder and CEO Erik Brenner discusses the answers to these questions and more with Private Wealth Advisor, Bill Davis, and Director of Wealth Management, Matt Aurenz.  New episodes every Saturday at 9:30am EST on FOX Michiana or at YourWealthHealth.com!

Welcome to another episode of Your Wealth Health! This week, host and CEO Erik Brenner is joined by Director of Wealth Management, Matt Aurenz, for discussion on the Fed's recent announcement that interest rates will be kept near-zero for the next few years. We break down the overall impact on the economy/stock market, as well as how we expect this to influence retirement plans and investment decisions moving forward. The team also offers insight into what people can do to take advantage of low rates, including the option of refinancing. New episodes every Saturday at 9:30am EST on FOX Michiana or at YourWealthHealth.com!

Welcome to another episode of Your Wealth Health! Are you taking the steps you need for a great retirement? Join Erik Brenner and the Hilltop Wealth Solutions team as we show you The Stairway to Retirement Heaven. New episodes every Saturday at 9:30am EST on FOX Michiana or at YourWealthHealth.com!

Welcome to another episode of Your Wealth Health! People are living much longer than they once did, which is something to consider as you plan for retirement. Join Erik Brenner and the Hilltop Wealth Solutions team as we continue our series on 'Planning For A Longer Life'. In today's episode, we discuss how government policies and market volatility impact your retirement plans, and how to make the right adjustments. New episodes every Saturday at 9:30am EST on FOX Michiana or at YourWealthHealth.com!

Welcome to another episode of Your Wealth Health! Over the last few decades, life expectancy around the world has increased considerably. It’s great that people are living longer... but what does that mean when it comes to retirement planning? Join Erik Brenner and the Hilltop Wealth Solutions team as we begin a two-part series on 'Planning For A Longer Life'. In today's episode, we offer tips on how to keep the money flowing through all of your retired years.  New episodes every Saturday at 9:30am EST on FOX Michiana or at YourWealthHealth.com! 

Welcome to another episode of Your Wealth Health! Today, we cover the second half of our two-part series on social security. Host Erik Brenner is joined by Bill Davis and Matt Aurenz of the Hilltop Wealth Solutions team as they walk through a case study on a typical couple’s social security issues and options as they plan for retirement. New episodes every Saturday at 9:30am EST on FOX Michiana or at YourWealthHealth.com!

Welcome to another episode of Your Wealth Health! Today, we dive into the first of a two-part series on one of the most important issues for retirees and people planning to retire: Social Security. In this episode, host Erik Brenner and Bill Davis of the Hilltop Wealth Solutions team secure the facts on common questions and misconceptions about social security. New episodes every Saturday at 9:30am EST on FOX Michiana or at YourWealthHealth.com!

 Welcome to another episode of Your Wealth Health! These difficult times make your financial decisions even more critical. Why do so many people make those decisions without a financial advisor? In this episode, Erik Brenner and Bill Davis discuss the importance of having an advisor to help navigate the complexities of retirement. We also highlight the significance of working with a fiduciary and explain how having a team of experts on your side can help you attain your retirement dreams. New episodes every Saturday at 9:30am EST on FOX Michiana at YourWealthHealth.com!

Welcome to another episode of Your Wealth Health! The transfer of a legacy property can rip families apart. How can you keep your family-friendly during this process? Erik Brenner and Elizabeth Foley will have some answers in today's episode. They are joined by Attorney Mark Kellogg – one of this country’s leading experts of legacy property succession plans, who has dedicated more than 30 years helping people with these issues. New episode every Saturday at 9:30am on FOX Michiana or YourWealthHealth.com!

Welcome to another episode of Your Wealth Health!Do you have a primary financial advisor like you have a primary care doctor? Join Erik Brenner and the Hilltop Wealth Solutions team as we explain why it’s so important to have a financial advisor that is acting in your best interest. We'll also explain how you can avoid some common financial mistakes many people make during a crisis like the current COVID-19 pandemic. New episode every Saturday at 9:30am on FOX Michiana or YourWealthHealth.com!

Welcome to another episode of Your Wealth Health! How do you make tough decisions about your retirement plans when the economy seems so shaky? Join Erik Brenner and Matt Aurenz of Hilltop Wealth Solutions as they provide answers and insight into how you can best navigate your financial plans in a volatile economy. New episode every Saturday at 9:30am on FOX Michiana or YourWealthHealth.com!

Welcome to another episode of Your Wealth Health! Today, we dive into the truth behind the phrase 'You can't spend what you don't keep' and discuss ways you can be proactive in your tax planning. Host and CEO Erik Brenner is joined in conversation with private wealth advisor Bill Davis, as we walk you through tax planning options that could save you a lot of money.  Tune in Saturdays at 9:30am on FOX Michiana or YourWealthHealth.com! 

Welcome to another episode of Your wealth Health! This week, Matt Aurenz, Director of Wealth Management, fills in as host and is joined in discussion with Bill Davis, Private Wealth Advisor with our firm. Believe it or not, the IRS has done something nice. Matt and Bill breakdown new rules that may benefit you, and discuss important information about health care and pensions that you need to know. New episode every Saturday at 9:30am EST on FOX Michiana or at YourWealthHealth.com!

Welcome to another episode of Your wealth Health! This week, host Erik Brenner is joined by Hilltop Partner and Private Wealth Advisor, Elizabeth Foley, CFP, CRPC. Today's discussion focuses on the rollercoaster ride that is market volatility, and what we can do to keep our money and retirement dreams safe. Erik and Beth breakdown the importance of tax planning, the benefits of Roth IRAs and 401Ks, and provide powerful insight on the time value of money. New episode every Saturday at 9:30am EST on FOX Michiana or at YourWealthHealth.com!

In this episode, we cover the topic of reverse mortgages. We welcome one of the country’s leading experts on the topic, Don Graves, for trusted insight. Don is a leading educator on incorporating housing wealth/reverse mortgages into retirement income planning. Our discussion covers how exactly reverse mortgages work, clarifies commonly held misconceptions, and describes the various situations where a reverse mortgage may be an option to consider. Watch and find additional insight at YourWealthHealth.com!New episode every Saturday at 9:30am EST on FOX Michiana.

In this episode of Your Wealth Health we welcome special guest, Ed Slott. Ed is a nationally recognized IRA distribution and retirement planning expert, professional speaker, TV personality, best selling author, and CPA. Ed Slott and Company has a special training program for Elite Advisors. There are several hundred thousand financial advisors throughout the country, but only 400 are part of ED’s Elite advisor program. Hilltop Wealth Solutions is proud to be a part of that Elite Group.Host Erik Brenner and private wealth advisor Bill Davis talk with Ed about some of the most recent changes in distributions rules and highlight the importance of tax planning as you save for retirement.Watch new episodes of Your Wealth Health every Saturday at 9:30am EST on FOX Michiana or at YourWealthHealth.com!

Welcome to another episode of Your Wealth Health, brought to you by Hilltop Wealth Solutions. Today, host Erik Brenner and private wealth advisors Bill Davis and Matt Aurenz walk you through a retirement plan for a family like your own. They’ll explain your options as you plan for life after you are done working. Watch new episodes of Your Wealth Health every Saturday at 9:30am EST on FOX Michiana at YourWealthHealth.com!

In this episode of Your Wealth Health, we shake things up with a new host— private wealth advisor for the firm, Bill Davis. Bill is joined by director of wealth management, Matt Aurenz, as we continue our discussion on the SECURE Act. Listen as we examine changes within this legislation and how you might take advantage of some of the tax opportunities it provides. Watch every Saturday at 9:30amFOX Michiana // YourWealthHealth.comBe sure to tune in 6/13 as we talk with one of the most renowned retirement experts, Ed Slott!

At the very beginning of 2020, congress passed a new set of rules titled the SECURE ACT, which stands for Setting Every Community Up for Retirement Enhancement. The changes are significant, but ended up being swept under the rug as the coronavirus pandemic unfolded soon after they were announced. To ensure you understand these new rules and how they affect you, we will spend the next three episodes breaking down the SECURES Act with host Erik Brenner and the Hilltop advisor team. In this episode we cover:The possibility of an additional relief package and what it might look likeChanges in distribution rulesStrategies to take advantage of these new rules in your estate planningHear more on FOX Michiana or YourWealthHealth.com!Saturdays @ 9:30am

In this epsode of Your Wealth Health we present one of the nation's most prominent experts on cybercrime and identity theft — special guest Robert Siciliano. A #1 Best Selling Amazon.com author and CEO of Safr.Me, Siciliano is fiercely committed to informing, educating and empowering people so they can protect themselves and their loved ones from violence and crime in their everyday lives, both in their physical and virtual interactions. Here are a few questions we’ll cover:   With so many people working from home and using their computers to communicate how exposed are they to cybercrime?What about scams that take advantage of people during these difficult times?  What are some red flags people should be aware of? What personal computer systems are most susceptible to hacking and what are the best programs to guard against it?Visit YourWealthHealth.com to get a FREE copy of Siciliano's latest book 'Identity Theft Privacy: Security Protection and Fraud Prevention', courtesy of Hilltop Wealth Solutions. Saturdays at 9:30amFOX Michiana // YourWealthHealth.com