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    Best podcasts about president

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    Latest podcast episodes about president

    Prosecuting Donald Trump
    Shifting the Overton Window

    Prosecuting Donald Trump

    Play Episode Listen Later Dec 23, 2025 52:12


    The highly anticipated release of the Epstein files dropped last Friday with a muted thump, as redactions were abundant and files were held back. Mary and Andrew begin there, with the Justice Department's failure to comply with the “Epstein Files Transparency Act”, a congressional law compelling the release of "all unclassified records" with a few exceptions. They break down what the law requires, why the DOJ's redactions raise some concerns, and what new revelations surfaced around Jeffrey Epstein's 2008 plea deal. Turning to several federal cases on their radar, the co-hosts unpack the news that prosecutors had tried but failed to add a third felony charge against Letitia James and the split jury verdict of Wisconsin state court Judge Hannah Dugan. And before wrapping up, Mary and Andrew examine a unanimous DC Circuit decision allowing the National Guard deployment in the city to proceed, emphasizing D.C.'s unique non-state status.Further reading: Read DC Circuit Panel Decision on National Guard deployment HEREAnd a note to our listeners: As Mary and Andrew mentioned, they plan to record a new episode next Tuesday if the news warrants it. Otherwise, they'll take some time to enjoy the holiday season and will be back with a new episode on January 6th. Sign up for MS NOW Premium on Apple Podcasts to listen to this show and other MS podcasts without ads. You'll also get exclusive bonus content from this and other shows. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    Entrepreneurs on Fire
    How Rural America Is Launching Satellites, Literally with Matthew Voss COO of Near Space Launch

    Entrepreneurs on Fire

    Play Episode Listen Later Dec 23, 2025 22:03


    Matthew Voss is the President of Near Space Launch, leading more than 100 successful satellite missions while transforming a small corner of rural Indiana into an emerging aerospace hub. His team has put over 1,000 systems and subsystems into orbit, proving that world-class innovation doesn't require a Silicon Valley zip code. From rapid satellite development to empowering students through space education, Matthew is redefining what's possible in rural America. Top 3 Value Bombs 1. Innovation knows no zip code. Rural communities can build world-class tech when they nurture talent intentionally. 2. Small, agile teams can out-innovate big corporations by iterating fast and focusing deeply on mission success. 3. The next generation of rural talent can be ignited when students are shown that space, STEM, and big dreams are within reach. Check out Matthew's website to learn more about Near Space Launch - Near Space Launch Sponsors HighLevel - The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies. Learn more at HighLevelFire.com. Intuit QuickBooks - Transform your cash flow and your business. Check out QuickBooks Money Tools today. Learn more at QuickBooks.com/money. Terms apply. Money movement services are provided by Intuit Payments Inc., licensed as a Money Transmitter by the New York State Department of Financial Services.

    The Most Dramatic Podcast Ever with Chris Harrison
    “Our President Also Shares Our Love Of Young, Nubile Girls”: Jeffrey Epstein To Convicted Pedophile Larry Nassar 

    The Most Dramatic Podcast Ever with Chris Harrison

    Play Episode Listen Later Dec 23, 2025 23:23 Transcription Available


    The Department of Justice sent out a tweet before releasing more than 30,000 new documents from the Epstein files, saying some of the documents contain “untrue and sensationalist claims made against President Trump.” The documents in fact, do contain damning documents from an apparent suicide note from Epstein to Nassar along with flight logs that show Trump on Epstein’s private plane more times than previously known, apparently with alleged Epstein victims. While the President is NOT accused of doing anything criminal, it is certainly raising a number of questions. Also, in today’s document dump, a jaw dropping email reportedly from former Prince Andrew to Ghislane Maxwell.See omnystudio.com/listener for privacy information.

    The President's Daily Brief
    PDB Afternoon Bulletin | December 23rd, 2025: Angry Russians Confront Putin Over Economy and War & Starlink in the Crosshairs

    The President's Daily Brief

    Play Episode Listen Later Dec 23, 2025 14:44


    In this episode of The PDB Afternoon Bulletin: Rare cracks appear in the Kremlin's façade as frustration over poverty, inflation, and the war in Ukraine spills into Vladimir Putin's tightly controlled year-end “Direct Line” address—offering an unusual glimpse of domestic pressure inside Russia. Later in the show—Western intelligence agencies warn that Moscow may be developing a new anti-satellite weapon aimed at Starlink, the space-based communications system that has become critical to Ukraine's war effort. To listen to the show ad-free, become a premium member of The President's Daily Brief by visiting https://PDBPremium.com. Please remember to subscribe if you enjoyed this episode of The President's Daily Brief. YouTube: youtube.com/@presidentsdailybrief Stash Financial: Don't Let your money sit around. Go to https://get.stash.com/PDB to see how you can receive $25 towards your first stock purchase. Birch Gold: Text PDB to 989898 and get your free info kit on gold Learn more about your ad choices. Visit megaphone.fm/adchoices

    The President's Daily Brief
    December 23rd, 2025: China Crosses Nuclear Red Line & Ukraine Strikes Deep Inside Russia

    The President's Daily Brief

    Play Episode Listen Later Dec 23, 2025 25:51


    In this episode of The President's Daily Brief: Alarming new intelligence from the Pentagon suggests China is rapidly filling newly constructed missile silos with intercontinental ballistic missiles, signaling a nuclear buildup moving faster than analysts expected and raising fresh concerns about Beijing's long-term intentions. Ukraine takes the fight deep inside Russia, striking energy infrastructure, aircraft, and naval targets in a coordinated wave of attacks aimed at disrupting Moscow's war effort far from the front lines. Diplomacy delivers smiles but no substance, as White House officials describe talks with Russia in Miami as “productive,” even while the Kremlin openly admits no progress has been made toward ending the war. And in today's Back of the Brief: border fighting between Cambodia and Thailand drags into a third week, with new talks planned to revive a ceasefire once brokered by President Trump. To listen to the show ad-free, become a premium member of The President's Daily Brief by visiting https://PDBPremium.com. Please remember to subscribe if you enjoyed this episode of The President's Daily Brief. YouTube: youtube.com/@presidentsdailybrief Birch Gold: Text PDB to 989898 and get your free info kit on gold Stash Financial: Don't Let your money sit around. Go to https://get.stash.com/PDB to see how you can receive $25 towards your first stock purchase. Learn more about your ad choices. Visit megaphone.fm/adchoices

    Amy and T.J. Podcast
    “Our President Also Shares Our Love Of Young, Nubile Girls”: Jeffrey Epstein To Convicted Pedophile Larry Nassar 

    Amy and T.J. Podcast

    Play Episode Listen Later Dec 23, 2025 23:23 Transcription Available


    The Department of Justice sent out a tweet before releasing more than 30,000 new documents from the Epstein files, saying some of the documents contain “untrue and sensationalist claims made against President Trump.” The documents in fact, do contain damning documents from an apparent suicide note from Epstein to Nassar along with flight logs that show Trump on Epstein’s private plane more times than previously known, apparently with alleged Epstein victims. While the President is NOT accused of doing anything criminal, it is certainly raising a number of questions. Also, in today’s document dump, a jaw dropping email reportedly from former Prince Andrew to Ghislane Maxwell.See omnystudio.com/listener for privacy information.

    Unchained
    Bits + Bips: Will Crypto Rise on Liquidity or Will 2026 See Another Washout? - Ep. 988

    Unchained

    Play Episode Listen Later Dec 23, 2025 55:07


    Thank you to our sponsor, Mantle. Sign up for their hackathon here!After a “weird” year in the markets, hosts Ram Ahluwalia and Christopher Perkins are joined by Ava Labs' President John Wu for a candid debate about where crypto really is in the cycle—and what needs to happen next. The panel wrestles with a question many investors are quietly asking: has the market washed out enough to set up the next move, or is something still missing? They explore why momentum has faded, what signs would suggest it's coming back, and why 2026 keeps coming up in long-term conversations—even as near-term enthusiasm remains divided. Plus, why TGEs are “dying” and, with the rise of super apps, does Coinbase has an edge on Web2 players like Robinhood?  Hosts: Ram Ahluwalia, CFA, CEO and Founder of Lumida Christopher Perkins, Managing Partner and President of CoinFund Guest: John Wu, President of Ava Labs Links: Unchained:  Circle Acquires Interop Labs Team, Excludes Axelar Foundation and Token  Aave's Rushed Governance Vote Draws Backlash UNI Token Rallies as Voting Begins on UNIfication Proposal Bitcoin's Demand Boom is Fading: CryptoQuant Alex Thorn predicts BTC will reach $250K by end of 2027  Memento's research on TGEs  Jeff Dorman on X: “I don't know a single liquid fund that has bought a new token on TGE in over 2 years.” CoinDesk: Coinbase rolls out stock trading, prediction markets and more in bid to become the 'Everything Exchange' The Block:  Coinbase to acquire prediction markets startup The Clearing Company AAVE token holder proposes 'poison pill' for DAO to absorb Aave Labs amid contentious revenue debate Timestamps:

    How Men Think with Brooks Laich & Gavin DeGraw
    “Our President Also Shares Our Love Of Young, Nubile Girls”: Jeffrey Epstein To Convicted Pedophile Larry Nassar 

    How Men Think with Brooks Laich & Gavin DeGraw

    Play Episode Listen Later Dec 23, 2025 23:23 Transcription Available


    The Department of Justice sent out a tweet before releasing more than 30,000 new documents from the Epstein files, saying some of the documents contain “untrue and sensationalist claims made against President Trump.” The documents in fact, do contain damning documents from an apparent suicide note from Epstein to Nassar along with flight logs that show Trump on Epstein’s private plane more times than previously known, apparently with alleged Epstein victims. While the President is NOT accused of doing anything criminal, it is certainly raising a number of questions. Also, in today’s document dump, a jaw dropping email reportedly from former Prince Andrew to Ghislane Maxwell.See omnystudio.com/listener for privacy information.

    World News Tonight with David Muir
    Full Episode: Monday, December 22, 2025

    World News Tonight with David Muir

    Play Episode Listen Later Dec 23, 2025 23:40


    As the record holiday travel rush kicks into high gear, Matt Rivers reports on the storms in the West and a snowy blast in the East that could disrupt travel plans and Dani Beckstrom has the forecast; Selina Wang reports as President Trump says the U.S. is pursuing a sanctioned oil tanker that fled into the Atlantic after the USCG tried to seize it, as the President announces a new “Trump Class” battleship. Whit Johnson looks back at the legacy of Betty Reid Soskin, the oldest park ranger in America who dedicated her life to public service and preserving Black history, who died at age 104; and more on tonight's broadcast of World News Tonight with David Muir. Learn more about your ad choices. Visit podcastchoices.com/adchoices

    The Lead with Jake Tapper
    Trump To Announce Shipbuilding Effort As Venezuela Tensions Flare

    The Lead with Jake Tapper

    Play Episode Listen Later Dec 23, 2025 92:37


    The President and top Pentagon brass reportedly are about announce the US Navy will build more warships as the US ramps up aggressive action to seize oil tankers near Venezuela. Plus, Epstein survivors speak out to decry the actions of the Justice Department and its handling of the release of the files.  Learn more about your ad choices. Visit podcastchoices.com/adchoices

    Our Daily Bread Podcast | Our Daily Bread

    In 1872, President Ulysses S. Grant was stopped for recklessly driving his carriage through Washington D.C. One published account says that the officer, an African American named William West, warned Grant, “Your fast driving, sir . . . is endangering the lives of the people who have to cross the street.” Grant apologized but the next night was racing carriages again. West stopped Grant’s horses. “I am very sorry, Mr. President, to have to do it, for you are the chief of the nation and I am nothing but a policeman, but duty is duty.” West arrested the president. I admire this brave man for doing his duty. So did Grant. He praised West and made sure he kept his job. God also was pleased, for He hates the injustice of favoritism. He says, “Believers in our glorious Lord Jesus Christ must not show favoritism” (James 2:1). That includes not giving special favors to the rich and powerful, leaving only leftovers for the poor (vv. 2-4). Instead, we’re called to love our neighbor as ourselves. If we play favorites, serving our platinum club neighbors rather than the less privileged, we “sin and are convicted by the law as lawbreakers” (v. 9). God didn’t play favorites with us. He loved us when we had nothing to offer, when we were “without hope and without God in the world” (Ephesians 2:12). With His help, we can love all people equally.

    The FOX News Rundown
    It's Still 2025, But The Buzz Is About 2028

    The FOX News Rundown

    Play Episode Listen Later Dec 23, 2025 33:28


    As 2025 comes to a close, political attention is already shifting to the 2028 presidential race, with early moves from both parties signaling what's ahead. At Turning Point USA's AmericaFest, newly named CEO Erika Kirk endorsed Vice President JD Vance. Meanwhile, Democrats, emboldened by some recent electoral wins, are floating familiar names as potential 2028 contenders. Republican strategist and Targeted Victory chief communications officer Matt Gorman joins the Rundown to break down the early jockeying. Gas prices have been falling, with drivers paying about 25 cents less per gallon than when President Trump returned to office. However, electricity bills are rising for many Americans. Senior energy analyst & and FOX Business Network contributor, Phil Flynn, joins the Rundown to forecast what could happen to gas and energy prices in 2026 and how the President's policies may impact those costs. Plus, commentary by FOX News Senior Medical Analyst, Dr. Marc Siegel Learn more about your ad choices. Visit podcastchoices.com/adchoices

    American Prestige
    E339 - Lula and the Rise of the Workers' Party in Brazil w/ Andre Pagliarini

    American Prestige

    Play Episode Listen Later Dec 23, 2025 67:17


    Subscribe now to skip the ads and get all of our episodes. Use the code XMAS2025 to get an annual subscription for just $45! Danny and Derek welcome back historian Andre Pagliarini to discuss Luiz Inácio Lula da Silva, his political project, and its significance for Brazil's democracy and labor movement. They explore the emergence of “new unionism” in the late 20th century and the founding of the Workers' Party (PT); how a leader shaped by labor activism ended up governing through institutional politics; what Lula inherited from Brazil's corporatist past; how he has navigated the constraints of global capital, inflation, and coalition politics; the gains and limits of his social programs; corruption scandals, Dilma Rousseff's impeachment, and the Bolsonaro's presidency; and Lula's return to office and what his trajectory says about the possibilities of left governance. Get a copy of Andre's book Lula: A People's President and the Fight for Brazil's Future.

    Sports Media with Richard Deitsch
    What's it like to negotiate billion-dollar sports deals?

    Sports Media with Richard Deitsch

    Play Episode Listen Later Dec 23, 2025 46:53


    Episode 575 of the Sports Media Podcast with Richard Deitsch features Jon Miller, the President, Acquisitions & Partnership for NBC Sports. Miller previously served as President of Programming for NBC Sports and has been an executive at the company for multiple decades. In this podcast, Miller discusses what being the president of acquisitions and partnerships means for a major sports media content provider; why the bubble has yet to burst for Tier I sports rights; how he was responsible for bringing in Michael Jordan as a special contributor on NBC's NBA coverage; how long Jordan might do it; why cutting NBC's most recent deal with the IOC for $3 billion was worth it for Comcast NBCUniversal; the importance of Peacock for future Olympics; his  negotiations over the years with the Premier League; NBC's interest in a couple of Premier League games one day opening the season in the U.S.; if Miller is worried about the competition for the next round of Premier League rights; why he thinks women's volleyball has massive growth ahead and why rugby should be bigger in the U.S; advice for young people who want in the business and more. You can subscribe to this podcast on Apple Podcasts, Spotify and more.  To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

    The Ricochet Audio Network Superfeed
    InfluenceWatch Podcast: Episode 344: New Management for the FBI – Re-upload

    The Ricochet Audio Network Superfeed

    Play Episode Listen Later Dec 23, 2025 31:52


    A new presidential administration does not typically mean new management at the Federal Bureau of Investigation, but typically the incumbent FBI director did not oversee the FBI when it raided the President-elect's house. Given that fact and other standing disputes with the Bureau, it is not surprising that President-elect Donald Trump and Senator Chuck Grassley […]

    Second in Command: A Veep Rewatch
    Patrick Fischler | All The President's Men

    Second in Command: A Veep Rewatch

    Play Episode Listen Later Dec 23, 2025 81:29


    Actor/TV Guide collector Patrick Fischler joins Matt and Tim to discuss the 1977 Alan J. Pakula film, All The President's Men starring Dustin Hoffman and Robert Redford. Richard Nixon is the President in archival footage. There's also some great David Lynch talk. Presented in full and free for the holidays! Matt Walsh ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/mrmattwalsh⁠⁠⁠Timothy Simons ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.instagram.com/timothycsimons⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Patrick Fischler https://instagram.com/pfischler Second In Command ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://instagram.com/secondincommandpodcast⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Email questions to: secondincommandatc@gmail.com

    30 Minutes to President's Club | No-Nonsense Sales
    #534 - #1 Sales Rep Runs The Exact Demo That Got Him Promoted 8x

    30 Minutes to President's Club | No-Nonsense Sales

    Play Episode Listen Later Dec 23, 2025 9:56


    In this episode, Adam Ochart, #1 sales rep from Gong breaks down the exact demo framework that helped him earn 8 promotions, consistently win enterprise deals, and maintain a 30%+ win rate. He walks through how to prep demos, align with buyers before clicking anything, run discovery during the demo, and frame every feature using a why-before-what approach so prospects experience a true “test drive.” This is a tactical, repeatable demo playbook for sellers who want higher conversion rates and faster promotions. These Courses Will Get You to President's Club

    Target Market Insights: Multifamily Real Estate Marketing Tips
    How Volatility Affects Lending Decisions with Sharon Karaffa, Ep. 772

    Target Market Insights: Multifamily Real Estate Marketing Tips

    Play Episode Listen Later Dec 23, 2025 33:21


    Sharon Karaffa is the President of Multifamily Debt and Structured Finance at Newmark. With over two decades of experience, she's built her career advising on agency lending, capital markets strategy, and multifamily finance. From starting in corporate finance at Fannie Mae to shaping lending strategies during volatile market cycles, Sharon brings a rare lens on long-term trends and real-time insights. She has led teams through critical transitions, including Fannie Mae's restatement period and the public launch of Newmark's multifamily platform, giving her a comprehensive view from both the borrower and lender perspective.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here.     Key Takeaways How Sharon transitioned into multifamily lending during a corporate finance shake-up at Fannie Mae Why mentorship and sponsorship play a crucial role in long-term success The ongoing conservatorship of Fannie and Freddie—and what it means for agency lending How current interest rate volatility is reshaping investor and lender behavior The role of AI in the future of multifamily debt underwriting     Topics Covered Falling Into Multifamily by Taking a Chance Sharon shares how she unexpectedly landed in multifamily finance after being offered three career tracks at Fannie Mae—and choosing the one she knew the least about. Navigating the Conservatorship Era A look at how Fannie and Freddie's placement under conservatorship in 2008 changed the structure of agency lending, from Treasury sweeps to regulatory capital planning. How Volatility Affects Lending Decisions Sharon explains how rate volatility has impacted investor confidence and what lenders consider when advising clients during market uncertainty. Bridge Loans vs. Agency Debt Sharon breaks down where potential distress may appear in the market and why deals underwritten with aggressive bridge debt may be more vulnerable. Lender Advice: Don't Wait for the 'Perfect Rate' Insight on why now may still be the right time to execute a deal—and how waiting on the sidelines may mean missing key opportunities. Tech and AI in Multifamily Lending Sharon shares how Newmark is experimenting with a proprietary GPT tool for internal underwriting and predictive analytics—and where AI still needs work.    

    Ask Julie Ryan
    #729 - Oprah's Producer Reveals Her Spiritual Awakening! With Sheri Salata

    Ask Julie Ryan

    Play Episode Listen Later Dec 23, 2025 60:55


    EVEN MORE about this episode!Get ready for an uplifting, soul-stirring conversation as Julie welcomes Sheri Salata—former Executive Producer of The Oprah Winfrey Show—to share the extraordinary reinvention that transformed her life. Sheri opens up about leaving behind one of the most high-profile careers in media to rediscover her joy, intuition, and purpose, offering powerful wisdom on shedding self-doubt and dreaming bigger than ever before.From the heartfelt story of adopting her beloved bulldog to her bold move to the Georgia hills (where she now lives alongside a horse named Steve!), Sheri's journey is a masterclass in listening to your inner guidance and creating a life that truly lights you up. If you're craving inspiration, clarity, and proof that transformation is possible at any age, this episode is one you won't want to miss.Guest Biography:Sheri Salata is an author, world-class producer, speaker and transformation doula. She is the founder of two global memberships for women—The Support System—dedicated to creating real-life transformation and The Prosper Network—a networking, wealth building platform for female entrepreneurs. Sheri's memoir, The Beautiful No: And Other Tales of Trial, Transcendence and Transformation is an Amazon Editor's Choice Best Memoir and an Apple Must-Listen audio book. Her acclaimed podcast, The Practiced Life, is a gem-packed collection of cautionary tales + uplifting inspiration. Sheri spent 20 years in the land of Oprah finishing that glorious run as the final Executive Producer of The Oprah Winfrey Show, President of Harpo Studios and President of OWN as captured in the cable hit series Season 25: Oprah Behind the Scenes. Sheri is now living her dreams in the Georgia hill country with her bulldog babies Dolly and Buzz and Steve Dash, the Wonder Horse.Episode Chapters:01:40 Sheri's Journey of Reinvention02:18 Empowering Women and Dreaming Big07:42 The Beautiful No: Embracing Life's Detours13:48 Overcoming 'Stay Too Long' Itis17:00 Navigating Personal Narratives and Self-Worth25:29 Sheri's Path to Success28:01 Memorable Moments on The Oprah Winfrey Show31:00 Emotional Reflections on a Memorable Moment31:31 Sources of Inspiration and Spiritual Downloads34:12 Destiny and Life's Milestones36:49 Embracing Reinvention and Overcoming Fear39:00 Daily Practices for Alignment and Joy40:54 Cherished Bulldogs and Heartwarming Stories45:40 Empowering Women Through Community and Support49:50 Steps to Recreate and Transform Your Life51:54 Following Divine Guidance and Unexpected Paths➡️Subscribe to Ask Julie Ryan YouTube➡️Subscribe to Ask Julie Ryan Español YouTube➡️Subscribe to Ask Julie Ryan Português YouTube➡️Subscribe to Ask Julie Ryan Deutsch YouTube➡️Subscribe to Ask Julie Ryan Français YouTube✏️Ask Julie a Question!

    The Speed of Culture Podcast
    Flavor Forward: How Mondelēz keeps Oreo and Chips Ahoy relevant by staying ahead of the curve

    The Speed of Culture Podcast

    Play Episode Listen Later Dec 23, 2025 25:18


    In this episode of The Speed of Culture podcast, Matt Britton sits down with Koen Burghouts, President of Sweet Snacking at Mondelēz International, to unpack how one of the world's largest snack companies continues to grow through culture, speed, and conviction. Koen shares how Mondelēz marketing strategy connects brand, culture, partnerships, and AI to keep iconic brands like Oreo and Chips Ahoy relevant. They further explore Oreo marketing strategy, Chips Ahoy marketing strategy, and what modern leaders must understand about food and beverage brand marketing trends shaping the next decade.Follow Suzy on Twitter: @AskSuzyBizFollow Koen Burghouts on LinkedInSubscribe to The Speed of Culture on your favorite podcast platform.And if you have a question or suggestions for the show, send us an email at suzy@suzy.com Hosted on Acast. See acast.com/privacy for more information.

    INspired INsider with Dr. Jeremy Weisz
    [Top Agency & Direct Response Series] Political Fundraising Success Secrets With Kurt Luidhardt

    INspired INsider with Dr. Jeremy Weisz

    Play Episode Listen Later Dec 23, 2025 46:48


    Kurt Luidhardt is the Co-founder and CEO of Prosper Group Corp., a digital agency that develops online strategy, media, and fundraising for Republican political campaigns and conservative advocacy. Under his leadership, The Prosper Group has raised over $500 million, helped elect more than 100 Members of Congress, 15 US Senators, 15 Governors, and a President, and earned Inc. Magazine's 2019 Fastest-Growing Company recognition. Beyond politics, Kurt is an investor and expert in marketing to Christian and conservative audiences and a Co-founder of Liberty Business Alliance, which helps businesses reach the $5 trillion Liberty Spenders market. In this episode… Political fundraising has evolved into a high-speed, high-stakes digital game where timing, messaging, and emotion determine success. Some campaigns raise millions from small-dollar donors while others barely move the needle using the same tools. What separates fundraising that scales fast from efforts that quietly fail? Drawing from years of direct response and political fundraising experience, Kurt Luidhardt explains that the most successful campaigns combine urgency, emotional storytelling, and disciplined testing. He highlights how engagement signals and list hygiene matter more than sheer audience size, and why compelling offers like donation matching dramatically increase response rates. These principles transform passive supporters into active donors, enabling campaigns to scale quickly without compromising trust. He also notes that experimentation and audience awareness are what keep fundraising effective over time. In this episode of the Inspired Insider Podcast, Dr. Jeremy Weisz sits down with Kurt Luidhardt, Co-founder and CEO of Prosper Group Corp., to discuss political fundraising success secrets and direct response strategy. They break down building digital fundraising operations, creating irresistible offers, and using urgency to drive action. Kurt also shares insights on applying these tactics to values-driven business marketing.

    Palisade Radio
    Ross Beaty: Why This Gold Bull Market ‘Still Has Legs’ & The Big Problem in Mining

    Palisade Radio

    Play Episode Listen Later Dec 23, 2025 31:24


    Stijn Schmitz welcomes Ross Beaty to the show. Ross Beaty is a Renowned Geologist, Serial Mine Builder & Conservation Advocate. Beaty provides a comprehensive overview of the current gold market and mining industry landscape. He suggests that while gold is currently at record highs around $4,300, the market still has potential for growth, driven by strong macro and supply-demand fundamentals. Beaty anticipates a wave of new gold mine production in 2025-2027 that might eventually dampen prices, but remains optimistic about the sector’s near-term prospects. Drawing from his extensive experience building successful mining companies like Pan American Silver and Equinox Gold, Beaty emphasizes the importance of understanding specific commodity dynamics and investing in projects with significant scale and potential. He highlights the critical factors for successful mining investments, including geological potential, project location, commodity demand-supply fundamentals, and management quality. Beaty candidly discusses the mining industry’s inherent risks, noting that even well-planned projects can face unexpected challenges from geological complexities, political instability, community tensions, and volatile metal prices. He advocates for diversification and strategic portfolio management, as demonstrated by Equinox Gold’s recent divestment of Brazilian assets to focus on tier-one projects and manage debt. Beyond his mining endeavors, Beaty is deeply committed to environmental conservation through his philanthropic work. Timestamps: 00:00:00 – Introduction 00:00:58 – Gold Bull Market Phase 00:03:04 – Exploration Under-Investment 00:05:09 – Lessons from Past Cycles 00:06:40 – Investment vs Mining Differences 00:09:49 – Ross’s Company Categories 00:11:40 – Spotting Special Projects 00:13:20 – Project Evaluation Criteria 00:16:28 – Commodity Fundamentals Analysis 00:21:30 – Common Mining Pitfalls 00:23:00 – Growth and Debt Risks 00:24:05 – Industry Dilution Problems 00:26:30 – Equinox Brazil Divestments 00:29:10 – Future Plans Philanthropy 00:30:23 – Concluding Thoughts Guest Links: Website: https://www.equinoxgold.com Foundation: https://sitkafoundation.org Ross Beaty is a renowned Canadian geologist, mining entrepreneur, and philanthropist with over 50 years of experience in the international minerals and renewable energy sectors. Born in Vancouver in 1951 to a forestry entrepreneur father and a teacher mother, Beaty earned degrees in geology and law from the University of British Columbia, followed by an MSc in geology from Imperial College London. His career began in the 1970s, blending scientific expertise with business acumen to build a legacy of resource innovation. Beaty founded Pan American Silver Corp in 1994, where he serves as Chair Emeritus, growing it into a global leader in silver production. He is currently Chair of Equinox Gold Corp’s Board of Directors, a position he has held since its inception in 2017. Over four decades, he has founded and divested more than a dozen public companies, including Equinox Resources (sold in the 1990s) and Alterra Power Corp, a clean energy firm, generating an estimated $6 billion in shareholder value. A former President of the Silver Institute in Washington, DC, Beaty is a Fellow of the Geological Association of Canada, Society of Economic Geologists, and Canadian Institute of Mining. Beyond business, Beaty is a passionate environmental advocate. He co-founded and presides over the Sitka Foundation, focusing on biodiversity conservation in British Columbia through strategic grants and impact investing. He chairs the BC Parks Foundation, serves as a director for Panthera and the Pacific Salmon Foundation, and is Patron of the Beaty Biodiversity Centre at UBC. His accolades include induction into the Canadian Mining Hall of Fame (2018), the Order of Canada (2017), and an honorary Doctor of Laws from UBC (2018). An optimist at heart, Beaty champions a shift from consumerism to conservation. Married to physician Trisha Beaty, he enjoys beekeeping, cider production, and sea kayaking in Howe Sound. His journey from mining magnate to green evangelist exemplifies resilient entrepreneurship.

    The Carl Nelson Show
    Zaki Baruti Returns, Reparations United's Kamm Howard Talks Pan African Conference

    The Carl Nelson Show

    Play Episode Listen Later Dec 23, 2025 212:36 Transcription Available


    Experience an unforgettable morning of inspiration and empowerment when the President and General of the Universal African Peoples Organization, Zaki Baruti, returns to our classroom this Tuesday. With over 60 years of tireless activism, Brother Zaki’s journey began as an educator in East St. Louis and has made a global impact. Hear the powerful stories behind his lifelong crusade and discover how you can support the group’s vital book drive. But that’s not all—Reparations United’s Kamm Howard will share exclusive insights from the recent Pan African conference in Togo, bringing you the latest strategies in the global justice movement. Plus, Dr. Heru will reveal the groundbreaking results of his protocol for reversing cancer, offering hope and practical knowledge for our community.See omnystudio.com/listener for privacy information.

    Bendy Bodies with the Hypermobility MD
    The Roadmap That Could Change EDS Forever with Lara Bloom (Ep 176)

    Bendy Bodies with the Hypermobility MD

    Play Episode Listen Later Dec 23, 2025 66:12


    In this episode, Dr. Linda Bluestein sits down with Lara Bloom, President and CEO of The Ehlers-Danlos Society, for a revealing look behind the curtain of the Society's ambitious global roadmap to 2026. What will it take to finally change the trajectory for people with EDS (Ehlers-Danlos Syndromes) and HSD (Hypermobility Spectrum Disorders)? Why have progress and awareness lagged for so long? And what is happening right now around the world that could shift everything? Together, they unpack the systemic obstacles still tripping up patients, from years-long diagnostic delays and rampant misinformation to critical gaps in research, policy, and clinical education. Lara shares the driving force behind her vision for global change and the monumental international effort unfolding to move EDS and HSD into the spotlight they've long deserved. If you've ever wondered why the system feels stuck, or what it might take to finally break through, this conversation offers rare insight and genuine hope. Takeaways: Lara reveals why global alignment across policy, education, and clinical care could be the missing key to major breakthroughs for EDS and HSD. The episode exposes the hidden consequences of misdiagnosis and why early recognition, especially in children, may be more urgent than most clinicians realize. Linda and Lara dig into how outdated terminology and dismissive provider attitudes continue to shape patient experiences in ways few talk about openly. Lara shares how her personal journey fuels her global leadership and why patient voices are becoming impossible to ignore in research, advocacy, and policy. The international symposium and roadmap point toward real momentum, but lasting change will require unprecedented collaboration across borders and specialties. Find Episode Transcript here: https://www.bendybodiespodcast.com/the-roadmap-that-could-change-eds-forever-with-lara-bloom-ep-176/ Want more Lara Bloom? Website: https://www.larabloom.com/ Twitter: @larabloom Instagram: @lara.bloom Youtube: @LaraBloom Want more Dr. Linda Bluestein, MD? Website: https://www.hypermobilitymd.com/ YouTube: https://www.youtube.com/@bendybodiespodcast Instagram: ⁠⁠⁠⁠https://www.instagram.com/hypermobilitymd/⁠⁠⁠⁠ Facebook: ⁠⁠⁠⁠https://www.facebook.com/BendyBodiesPodcast⁠⁠⁠⁠ X: ⁠⁠⁠⁠https://twitter.com/BluesteinLinda⁠⁠⁠⁠ LinkedIn: ⁠⁠⁠⁠https://www.linkedin.com/in/hypermobilitymd/⁠⁠⁠⁠ Newsletter: ⁠⁠⁠⁠https://hypermobilitymd.substack.com/ Shop my Amazon store ⁠⁠⁠ https://www.amazon.com/shop/hypermobilitymd Dr. Bluestein's Recommended Herbs, Supplements and Care Necessities: https://us.fullscript.com/welcome/hypermobilitymd/store-start Linda's favorite powdered Vitamin C Product: https://www.amazon.com/shop/hypermobilitymd/list/3PBOYTJKW5YIX?ref_=aipsflist Thank YOU so much for tuning in. We hope you found this episode informative, inspiring, useful, validating, and enjoyable. Join us on the next episode for YOUR time to level up your knowledge about hypermobility disorders and the people who have them. Join YOUR Bendy Bodies community at ⁠⁠https://www.bendybodiespodcast.com/⁠⁠. YOUR bendy body is our highest priority!⁠⁠ Learn more about Human Content at ⁠⁠⁠http://www.human-content.com⁠⁠⁠ Podcast Advertising/Business Inquiries: ⁠⁠⁠sales@human-content.com⁠⁠⁠ Part of the Human Content Podcast Network FTC: This video is not sponsored. Links are commissionable, meaning I may earn commission from purchases made through links Learn more about your ad choices. Visit megaphone.fm/adchoices

    The Front Row Network
    CLASSICS- Celebrating Peggy Lee with Holly Foster Wells

    The Front Row Network

    Play Episode Listen Later Dec 23, 2025 47:08


    Front Row Classics is celebrating the legacy of the legendary Peggy Lee. Brandon is thrilled to welcome Lee's granddaughter, Holly Foster Wells. As President of Peggy Lee Associates, Holly manages every aspect of grandmother's estate. Brandon and Holly discuss Lee's origins and rise to fame. They also touch on many of the ways she took control of her own career and legacy. In the spirt of the season, Peggy's unsung contributions to the White Christmas soundtrack is also discussed.    About Holly Foster Wells As the granddaughter of legendary singer-songwriter Peggy Lee, Holly Foster Wells has dedicated her career to preserving and championing one of the most distinctive voices in American music. Her education in the entertainment industry began early, touring with her grandmother and gaining firsthand insight into the artistry and the business behind the spotlight. Holly earned a degree in Communications from California Lutheran University before launching a successful career in television production, working as a coordinator for The Carsey-Werner Company and Castle Rock Entertainment, contributing to some of the most iconic shows of their time, including Roseanne, Seinfeld, and Will & Grace. In 1998, she transitioned from television to legacy work, stepping into the role she had long been preparing for as President of Peggy Lee Associates. Today, Holly oversees every aspect of her grandmother's legacy - including licensing, catalog management, publishing, and strategic partnerships - while safeguarding her grandmother's artistic vision and ensuring that Peggy Lee's voice continues to resonate with new generations.   You can find offical conent for Peggy Lee at the following handles: Instagram: @peggyleeofficial Facebook: @misspeggylee TikTok: @peggylee Threads: @peggyleeofficial YouTube: @peggyleeofficial

    WeatherBrains
    WeatherBrains 1040: I Will Hunt You Down

    WeatherBrains

    Play Episode Listen Later Dec 23, 2025 106:20


    On WeatherBrains this week are two special guests.  Friend of the show and WeatherBrains veteran Mark Sudduth is the owner of HurricaneTrack.com and has over three decades of experience documenting landfalling hurricanes and other high impact weather events.  He founded the Hurricane Intercept Research Team, which pioneers the use of unmanned camera systems to safely capture severe weather.  Welcome to the show! Last but certainly not least is our second Guest WeatherBrain Bruce Thomas.  He's the President of WeatherCall and is the former spokesman of Midland Weather Radio and is a former broadcast meteorologist.  He covered the 1997 Jarrell, TX tornado and has even worked with the Red Cross.  Bruce, it's great to have you on the show. Our email officer Jen is continuing to handle the incoming messages from our listeners. Reach us here: email@weatherbrains.com. Mark's major projects in 2025 (08:00) 2025 Hurricane season's overall unexpected lack of activity (13:30) Launch of Mark's new podcast (18:00) Self-appointed Mayor of Weatherville (47:00) What is WeatherCall and where is it going?  (53:00) AL/MS are the most dangerous places on Earth for tornadoes (01:08:00) Turning the page to 2026's very early hurricane season predictions (01:19:00) Jobseekers, watch what you post on social media!!! (01:30:00) The Astronomy Outlook with Tony Rice (No segment this week) This Week in Tornado History With Jen (No segment this week) E-Mail Segment (01:24:00) and more! Web Sites from Episode 1040:   Alabama Weather Network WeatherCall Picks of the Week: Bruce Thomas - Fire photo from Yuma, Colorado James Aydelott - Tule Fog over California's Central Valley Jen Narramore - 144 MPH Wind Gust On Wednesday One Of The Strongest Ever Recorded in Wyoming Rick Smith - Out Troy Kimmel - StormReady Kim Klockow-McClain - Out John Gordon - Ice Tsunami Bill Murray - Out James Spann - Foghorn The WeatherBrains crew includes your host, James Spann, plus other notable geeks like Troy Kimmel, Bill Murray, Rick Smith, James Aydelott, Jen Narramore, John Gordon, and Dr. Kim Klockow-McClain. They bring together a wealth of weather knowledge and experience for another fascinating podcast about weather.

    Wear We Are
    The Morning Five: Tuesday, December 23, 2025 -- Capitol Retirements

    Wear We Are

    Play Episode Listen Later Dec 23, 2025 8:24


    For the Good of the Public brings you news and weekly conversations at the intersection of faith and civic life. Monday through Thursday, The Morning Five starts your day off with scripture and prayer, as we also catch up on the news together. Throughout the year, we air limited series on Fridays to dive deeper into conversations with civic leaders, thinkers, and public servants reimagining public life for the good of the public. Today's host was Michael Wear, Founder, President and CEO of the Center for Christianity and Public Life.  Thanks for listening to The Morning Five! Please subscribe to and rate The Morning Five on your favorite podcast platform. Learn more about the work of the Center for Christianity and Public Life at www.ccpubliclife.org. Today's scripture: Luke 2:1-12 (NIV) News sources:  https://www.wsj.com/politics/policy/more-than-50-u-s-lawmakers-are-retiring-next-year-why-99cab977?mod=politics_lead_pos2  https://www.npr.org/2025/09/15/nx-s1-5534254/house-senate-retirement-tracker-2026  https://www.axios.com/2025/02/03/threats-members-congress-capitol-police-2024  From this month's sponsors: -Please donate today at ⁠⁠MercyShips.org/podcast⁠⁠ -Visit ⁠⁠OmahaSteaks.com⁠⁠ for 50% off sitewide during their Sizzle All the Way Sale. And for an extra $35 off, use promo code FUN at checkout. Join the conversation and follow us at: Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@michaelwear⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, @ccpubliclife Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@MichaelRWear⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, @ccpubliclife and check out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@tsfnetwork⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Music by: Amber Glow #politics #faith #prayer #scripture #Congress Learn more about your ad choices. Visit megaphone.fm/adchoices

    Open Book with Anthony Scaramucci
    America's Affordability Crisis, Zohran Mamdani, Trump's Economy, & Crypto's Lost Momentum

    Open Book with Anthony Scaramucci

    Play Episode Listen Later Dec 23, 2025 28:57


    Mike and I discuss why we're "nervous bulls" on markets—with the Fed cutting rates and Trump pumping money into the economy, valuations look attractive, but an exploding wealth inequality gap and growing political backlash could trigger a revolution that ends the bull market. We dive into housing affordability (half of America earns below what's needed to buy a home), tokenization's global impact, Abu Dhabi's rise as a financial hub, and what economic warning signs would make us turn bearish.

    Entrepreneurs on Fire
    Hauling the American Dream: How One Rural Family Business Built 50 Years of Momentum with Barry Selland

    Entrepreneurs on Fire

    Play Episode Listen Later Dec 22, 2025 18:49


    Barry Selland is the President of Selland Trucking, a multigenerational family business that has been hauling freight across America for more than 50 years. Based in rural South Dakota, He has grown the company from its agricultural roots into a nationwide flatbed and step-deck carrier known for reliability, long-term customer relationships, and a team culture built on respect. With decades of on-the-road experience and a deep commitment to his employees, he embodies what it means to build big dreams from small-town America. Top 3 Value Bombs 1. A thriving family business is built on one thing above all - communication, brutal honesty, constant dialogue, and transparency. 2. Passion fuels longevity, if you don't truly love the work, the business won't survive the hard seasons. 3. Rural entrepreneurs succeed by wearing every hat, doing the work themselves, and maintaining personal relationships that technology can't replace. Visit Barry's website to learn more about their business - Selland Trucking Sponsors HighLevel - The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies. Learn more at HighLevelFire.com. Freedom Circle - A powerful community of entrepreneurs led by JLD. Are you ready to go from idea to income in 90-days? Visit Freedom-Circle.com to learn more.

    The President's Daily Brief
    PDB Afternoon Bulletin | December 22nd, 2025: Israel May Strike Iran Again & Russian General Assassinated

    The President's Daily Brief

    Play Episode Listen Later Dec 22, 2025 12:57


    In this episode of The PDB Afternoon Bulletin: New reporting reveals that Israel is weighing another round of military strikes against Iran, with Prime Minister Benjamin Netanyahu preparing to brief Donald Trump on potential options as concerns grow over Tehran's missile activity. Later in the show—Russia's war comes home again, as a senior Russian general is killed in a car bombing in Moscow, the third high-ranking military leader to be taken out this year. To listen to the show ad-free, become a premium member of The President's Daily Brief by visiting https://PDBPremium.com. Please remember to subscribe if you enjoyed this episode of The President's Daily Brief. YouTube: youtube.com/@presidentsdailybrief Stash Financial: Don't Let your money sit around. Go to https://get.stash.com/PDB to see how you can receive $25 towards your first stock purchase. Birch Gold: Text PDB to 989898 and get your free info kit on gold Learn more about your ad choices. Visit megaphone.fm/adchoices

    The President's Daily Brief
    December 22nd, 2025: U.S. Unleashes Massive Ground and Air Assault in Syria & Another Tanker Boarded Off Venezuela

    The President's Daily Brief

    Play Episode Listen Later Dec 22, 2025 25:10


    In this episode of The President's Daily Brief: A major U.S. military response in Syria, as American and coalition forces unleash one of the largest strikes on ISIS in years. We break down how the operation unfolded, what was targeted, and what it signals about the fight ahead. Pressure ramps up on Venezuela, with U.S. forces boarding yet another oil tanker in the Caribbean as President Trump's maritime blockade tightens. Some good news for Ukraine, as European Union leaders approve a massive ninety-billion-euro loan to support Kyiv's military and economic needs over the next two years. And in today's Back of the Brief—return to sender. Turkey considers sending Russia's S-400 air defense system back in hopes of reopening the door to U.S. F-35 fighter jets. To listen to the show ad-free, become a premium member of The President's Daily Brief by visiting https://PDBPremium.com. Please remember to subscribe if you enjoyed this episode of The President's Daily Brief. YouTube: youtube.com/@presidentsdailybrief Stash Financial: Don't Let your money sit around. Go to https://get.stash.com/PDB to see how you can receive $25 towards your first stock purchase. Birch Gold: Text PDB to 989898 and get your free info kit on gold Learn more about your ad choices. Visit megaphone.fm/adchoices

    Making Podcasts Great Again
    Premature Truther

    Making Podcasts Great Again

    Play Episode Listen Later Dec 22, 2025 38:13


    This week The President of The United States of America and Tech Stuff Guy discuss Epstein Files, Truth Social, Mike Lindell, Trump Kennedy Center, Bill Clinton, and more If you enjoy the show leave a rating and review on spotify or iTunes. Join the Patreon for hours of bonus content ⁠⁠⁠⁠⁠www.Patreon.com/MPGA⁠⁠⁠⁠ Learn more about your ad choices. Visit megaphone.fm/adchoices

    Hillsdale Dialogues
    Churchill's The Second World War, Part Fifteen

    Hillsdale Dialogues

    Play Episode Listen Later Dec 22, 2025 35:11


    Dr. Larry P. Arnn, President of Hillsdale College, joins Hugh Hewitt on the Hillsdale Dialogues to continue a series on The Second World War, Churchill's sprawling memoir and history of World War II in six volumes.Release date: 19 December 2025See omnystudio.com/listener for privacy information.

    The Howie Carr Radio Network
    The Clinton Files: Bill Pictured Swimming W/ Sex Traffickers | 12.22.25 - The Grace Curley Show Hour 1

    The Howie Carr Radio Network

    Play Episode Listen Later Dec 22, 2025 38:18


    Most of the photos and reports that have been released from the Epstein files have featured a former President, Bill Clinton.  Visit the Howie Carr Radio Network website to access columns, podcasts, and other exclusive content.

    Heritage Explains
    What is Coming for Heritage in 2026? | Dr. Kevin Roberts

    Heritage Explains

    Play Episode Listen Later Dec 22, 2025 29:57


    As the days get shorter and shorter, and the focus turns from work to home, we enter that end-of-year frame of mind. It's the natural time to look back on the lessons of 2025 and to look forward to 2026 and beyond. Americans intuit that this season of self-reflection is an important one to keep alive. And we at the Heritage Foundation agree. That's why this week on Heritage Explains, I sat down with our President, Dr. Kevin Roberts, to talk about what we've learned from 2025 and what to look forward to in the new year. —The Kevin Roberts Show: https://www.heritage.org/the-kevin-roberts-show—Have thoughts? Let us know at heritageexplains@heritage.org

    Get Rich Education
    585: The Fed's Quiet War on the Middle Class with Doug Casey

    Get Rich Education

    Play Episode Listen Later Dec 22, 2025 46:31


    Keith discusses the Federal Trade Commission's (FTC) new regulations on rental pricing transparency, following a settlement with Greystar.  Legendary author, Doug Casey, joins the conversation to argue that the Federal Reserve is waging a quiet war on the middle class.  Casey explains that by creating trillions of new fiat dollars to push interest rates lower, the Fed fuels inflation, which erodes savings, distorts markets, and quietly reduces the average American's standard of living. He warns of an impending economic downturn due to inflation and government debt. Resources: Find the FTC article here. Visit internationalman.com to read Doug Casey's weekly articles and watch his "Doug Casey's Take" videos on YouTube. Episode Page: GetRichEducation.com/585 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com or text 'GRE' to 66866 Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold  0:01   welcome to GRE. I'm your host. Keith Weinhold, the Fed keeps escalating their quiet war against the middle class. I'm talking about it with one of the most influential financial figures of the past century. Today, also what the recent FTC decision on rents means to real estate on get rich education.   Speaker 1  0:25   Since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold rights for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads of 188 world nations. He has a list show guests include top selling personal finance author Robert Kiyosaki. Get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast, or visit get rich education.com   Corey Coates  1:11   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:27   Welcome to GRE I'm your host. Keith Weinhold, let's get right into it, as there's a lot to cover here on our last big show before Christmas. Briefly before we get to the Fed's quiet war against the middle class the Federal Trade Commission just fired off a warning shot to landlords, and here's the translation about what this means to you, advertise your real all in rent amount with mandatory fees included in that amount or expect company and by company, the FTC means attorneys, paperwork and a long headache, and I'll tell you why I think this is a good thing. But really, first what this is all about is that it stems from the antecedent settlement with the massive global real estate company greystar, about transparent pricing. You might know that greystar is the massive global real estate company. They specialize in rental housing. In fact, greystar is the largest apartment operator in the entire US. They're in about 250 markets. The FTC cracked down on greystars add on fees, those fees added on to the rent amount that aren't clear and transparent right from the beginning. Now, in their case, it's things like Package Concierge charges, valet, trash service fees and some of these other line items that magically appear after a renter has already emotionally moved into a unit. Now for your rentals, they might be other things like Pest Control fees, gym fees, pet fees, utility add ons and notice that I use the word might, because clarification is still being sought here, but suffice to say, the least that you should know is really three things, advertise a rental price that excludes mandatory charges and that could be a violation of the law. So then state the total cost of renting the unit up front, no fine print gymnastics. Secondly, do a compliance check. You need to review your ads to confirm that they honestly convey your rental unit's price. That includes working with third party marketing vendors like Zillow or Facebook marketplace to see if they accurately state the all in price, because if they understate the price, it's still your problem. And thirdly, know that the FTC is reviewing harmful practices in the rental housing market. They'll take action against landlords that try to hide mandatory fees, so no hide and seek. And the FTC resource is in our show notes, and I sent it to you in last week's newsletter as well, if you want to read it, all my take here is that this type of transparency is a good thing. I mean, come on, we all know how annoying it is if, say, an airline states like, Hey, we've got prices to this destination. You can fly there for as low as $200 Yeah, but what if it's a 28 hour, four layover journey to fly 300 miles? Okay? What about buying an event ticket to go to a music concert and say you've already got 10 minutes wrapped up in this, but they don't show you the final price with all the fees until you've already invested that 10 minutes a. Then you learn about this in your shopping cart. So that type of thing is deceptive, all right. Well, what this FTC case does is it eliminates that effect in the rental housing market. So if you're a landlord, your competitors shouldn't be able to advertise base rents minus fees against your unit that appears higher priced than it's really not. And then for renters, I mean, the clarity helps expedite their search process. So this lets good assets compete on real value, and that is good business. Now, as far as the Fed controlling the economy, Jerome Powell announced interest rate cuts both last year and some more again this year, and though the effect isn't immediate, mortgage rates do come down with them. Mortgage rates have also fallen this year because the yield spread premium is lower. And you know what the prevailing sentiment is among a lot of armchair economists, it is squarely this, you ain't seen nothing for cuts yet. People say, Oh, watch, once Trump gets his guy in there in May, meaning that's when the newly appointed Fed chair is in power. Oh, you're really going to see some giant rate cuts then, yeah. I mean, a lot of people talk about this like it's certainly coming. They say then the Fed funds rate is going to go way down, meaning mortgage rates are then going to go way down, meaning that home prices are therefore going to soar next year. Well, all that could happen, but it is nowhere close to the certainty camp for everything to respond exactly that way. As you know, as a listener here, paradoxically, mortgage rates have little to do with home prices. Look at history over hunches. In fact, it might be more likely that those things don't happen and don't all break exactly that way, then the probability that they do, and that quickly gets into conjecture territory. As we know, lowering rates is bad too, because it signals that a weak economy needs the help. Typically. What could be different this next time. Well, whether we're in a good or a bad economy, Trump still wants lower rates, and he really imposes his will on the situation.    Keith Weinhold  7:30   We're about to bring in the author of a new book called The preparation. It's about preparing for the economic future. A lot of the book is mostly for young men and their parents, but we'll speak to both females and males. Today is the middle class both worse off and in a way, better off today than they were a generation or two ago. Talk to your grandparents. They didn't pay for a college education. They didn't get one. They rarely ate out at restaurants. They didn't have a smartphone, which is now practically mandatory to even exist. Today, people are paying for all of that, so no wonder that prospective first time homebuyers almost seem to be going extinct. Let's meet this week's guest.   Keith Weinhold  8:21   Are we going to get a painful financial reset in the form of runaway inflation, a market crash or something else? We'll answer that before we're done today, the Fed is engaged in a quiet war against the middle class. They are going to create trillions more Fiat dollars to lower interest rates further and create inflation that's according to today's guest. He is the International man himself, a legendary and generationally popular author, and he does a lot more than that. He's back with us for a sobering look at this today. Hey, welcome in. Doug Casey,   Doug Casey  8:57   Thanks, Keith. It's nice to be here with you, although care for me is in Buenos Aires, Argentina, where I spend a good part of the year.   Keith Weinhold  9:05   Such a nice place, good year round weather. There. A piece you recently wrote is titled, The Fed's quiet war against the middle class. The Fed recently announced that they're stopping Qt, which basically means they're stopping the destruction of dollars and opening the floodgates to print dollars. You've been known to say that the level of interest rates is the most important single indicator of an economy, and the Fed has made several quarter point cuts over the last year plus, although the President is supposed to stay independent of Fed influence. Oh my gosh, he has been more vocal than any other president ever over how badly he wants low rates. What are your thoughts with regard to all this Doug?   Doug Casey  9:53   Well, the Fed, which most people have been taught to believe, is part of the cosmic firmament. Right? It should be abolished. It serves no useful purpose. The Fed is an engine of inflation. It's what creates Federal Reserve notes. It's an engine of inflation and purely destructive, and it's used by the government to finance itself. So that's the first thing I've got to say. And they don't know what interest rates should be. Neither does Trump neither does anybody else. That's for the market to determine right and interest rates are set by the amount of savings that's done by the people and the amount of borrowing that's done by other people. The problem is with the Fed printing up lots and lots of money, which they are through the banking system, it makes it rather foolish to be a saver. In other words, if you produce more than you consume, which is something everybody should do, you want to save the difference. That's how you become wealthy. But if they destroy the currency with inflation, it's pointless to save, and if there's no savings, there's no capital to lend. This is why we're sliding off a slippery slope in the direction of a third world country where there's no savings, where the money's no good, it's a real problem. I think the average American, despite increases in technology that we've benefited from over many years, the average American has found his standard of living go down a lot, and it's basically because of the destruction of the currency that makes it impossible for him to save and get ahead of things, and results in wild and crazy moves in the stock markets and the real estate markets and the interest rate markets, where things become unpredictable. So everybody's being turned into a speculator, whether they like it or not, and frankly, we're headed towards a real reckoning in the US and in the world generally. So my approach at this point is to hold on to your hat, because we're in for rough running in the years   Keith Weinhold  12:14   to come. To create low rates, the Fed basically needs to create trillions of new Fiat dollars. Tell us about how that works.   Doug Casey  12:25   Well, it's a question of the supply and demand of money. You've got two things happening. Number one, when the Fed has quantitative easing, as they call it, which basically means inflating the dollar. Quantitative easing, or QE is just a nice word for inflating the dollar. They're increasing the supply of dollars out there. You increase the supply of dollars, the price of money goes down in the short run, but in the long run, the value of the dollar also goes down. And nobody's going to lend money if they can't get more in interest than it's being depreciated at. So you've got these two forces fighting against each other making for an unstable system. That's why I say that look before 1933 and when Roosevelt took gold out of the dollar, or in fact, before 1913 when the Federal Reserve was created, before that, there was no central bank. There was no Federal Reserve in the US. Money was just a medium of exchange and a store of value. It wasn't a political commodity, which it is now. Today, everybody is looking at the government to do something to make a decision to raise rates. Some people want them higher or lower them. Some people want them lower. But this is for the market to decide. It shouldn't be a political decision.   Keith Weinhold  13:53   Low rates, which most think are coming, produce an inflationary environment, which then means that longer term, there need to be new higher rates in order to combat that.   Doug Casey  14:05   Well, what we've got is a situation where conflicting advice and beliefs are causing rates, and indeed, most of the economy, to go up and down like an elevator with a lunatic at the controls. And actually, that's a very good analogy.   Keith Weinhold  14:22   And low rates to your earlier point, Doug, they don't encourage anyone to save. And you know what? Government policy doesn't encourage anyone to save either in times of crisis, like, look what happened during covid. Oh my gosh, if these people can't go to work and generate an income, they don't have any savings, obviously. So then let's go ahead and intervene even more and send them stimulus checks, basically a bailout. So low rates discourage anyone from saving, but so does our policy, because every time there's a big catastrophe, oh, they just come in with a safety net anyway. That's Part. The reason why we have such a problem with capital formation of the average American today?   Doug Casey  15:04   Well, it's actually worse than that, because over generations, a lot of debt has built up in the country. In other words, to maintain your standard of living, a lot of people have borrowed. They've done this either by taking the savings of past generations and borrowing it or mortgaging their personal futures. Either way, look, if you and I went out and borrowed a million dollars today, we could raise our standard of living artificially, sure, for the next year, but at the end of that year, we have to pay back the million dollars to lost interest, and that artificial rise in our standard of living will result in a very real decline in our standard of living. And a great deal of the borrowing that's been done to stimulate the economy through the banking system is for consumption, not for production. In other words, a lot of the borrowing is not to create new technologies and new infrastructure and new capital goods to create more wealth. A lot of it's just stuff that you wind up. People are borrowing things to fill their basements and their garages with more junk, consumer borrowing, borrowing for vacations, borrowing for to go to music, shows, all kinds of things. This has become a habit in the US, right? So let's look. It's going to end very badly. It's going to end and is ending as we speak, actually, in what I call the greater depression. It's going to be what we're looking at here, largely because of monetary manipulation, but also because taxes have gone up, up, up, up from zero level. Basically, in 1913 there were no income taxes in the US, the US government lived exclusively on minimal tariffs and excise duties. But today, there's right and they're very high, high levels of inflation, high levels of borrowing. So I think we're coming to the end of the road, as far as that's concerned. And it's bad news. Of course, most of the real wealth in the world, when you have a financial collapse, when you have a depression, most of the real wealth still exists. It just changes ownership, that's all so you want to position yourself so that you're not too adversely affected by what's coming   Keith Weinhold  17:31   this inflation and more coming inflation pumping up the asset values of the asset owners and then ruining the lifestyles of those in the lower middle class and making them trend down lower since they spend a greater proportion of their income on everyday needs like clothing and food, which is a small proportion of people that are well off and the poor don't have the assets to benefit from that inflation. And you know, Doug, it wasn't until I read your recent article that I realized something that initially the fed only had one mandate, price stability, and then later they added that maximum employment was their second mandate. I didn't realize that. So really, it's been an expansion of what they're paying attention to, and a de facto expansion of their powers and influence and control.   Doug Casey  18:23   Well, actually, they have a third mandate now, which is to control long term interest rates, to prop up the mortgage market, to prop up the real estate market. Because, as you know, the real estate market floats on a sea of debt, and if you can't get a mortgage, if you can't borrow, you can't buy real estate, or, for that matter, you can't sell it. So this makes it a very unstable situation, and most people are unaware of the fact that before the last depression, the longest mortgage you could get was five years, and that was with a 20% down payment. So things have changed a lot since then, and the more debt you use to finance anything, the more unstable things become. And the fact that things have become so unstable, and the average guy's standard of living has been sinking, and he has more credit card debt, more mortgage debt, more automobile debt. Used to be paid cash for a car, then was financed for two years and five and seven, and then it was leased where you never even owned it. I mean, this is, this is a trend that's coming to an end at this point, so it's going to be quite a comeuppance for people.   Keith Weinhold  19:42   I think long term financing and the easing of getting financing makes the cost of anything higher. There's probably no greater example than that of what has happened with college tuition over the decades. But you know Doug, when we talk about this centrally planned economy. Rather than letting free market forces take over, I love it. I just absolutely love it when the answer to a problem is actually doing less than what you're currently doing, let go of the reins, rather than the Fed controlling interest rates. If there were a free market doing it, you would have bank loan rates that couldn't become too high, or else they wouldn't attract borrowers. So rates would naturally fall, and then you also couldn't have bank loan rates that are too low, because you've got to compensate the bank for bad borrower risk. So rates would come up, and they would find some natural level, kind of to the point that you made earlier. There would be a natural set point price discovery. That's how I think of a free market working for interest rates rather than announcements by a Fed chair.   Doug Casey  20:51   Well, you're right. The problem is that the high government officials, the elite, if you would, think they know best and try to manipulate things, but they don't know best, quite frankly. And one other comment that you made, which I think is very appropriate, is college tuitions. For years, I've recommended that young people forget about college. It's a huge misallocation of your time and money, you wind up studying things well after you are through partying and drinking and chasing the opposite sex, and the things you learn about have no practical application in the world. And I'm not talking about learning history and the classics and mathematics and science, okay? Those are valuable things. Most of what people are taking in college today are hobby subjects, if you would, or things that are fun to learn in your spare time, but you shouldn't burden yourself with a lifetime of debt to do those things and get a worthless degree. Everybody has a degree and with grade inflation, they're a waste of time. That's listen. That's why I wrote this book with Matt Smith. Is my podcast. It's called the preparation. It's on Amazon, and it explains talking about your standard of living, which is what this is all about, really, why it's foolish to go to college today and exactly what especially a young man should do, instead of misallocating The four most valuable vibrant years of his life, sitting behind a desk listening to Marxist leaning professors corrupt you with all kinds of really bad ideas. So that's why we wrote the preparation. And it tells young men exactly what they should do, instead of burdening themselves under hundreds of 1000s of dollars of debt, which can't be discharged and serves no useful purpose, what they've learned in exchange for it. So, I mean, this is one of the one of the things that people should be doing, but not enough are.   Keith Weinhold  23:07   AI changes things fast. I mean, for a four year college graduate today, what you learned as a freshman three or four years ago could quickly be outdated, and that effect just wasn't nearly as great as it was a few decades ago, but if you're listening in the audio only, Doug just held his book called The preparation, which he co authored with Matthew Smith. If this way of thinking resonates with you, here's some actionable things that you can actually do. You're listening to get rich education. Our guest is international man. Doug Casey, when we come back, I'm your host. Keith Weinhold   Keith Weinhold  23:41   you know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program. When you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest. Start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's one, 937, 795, 8989. Yep, text their freedom coach directly again. 1-937-795-8989   Keith Weinhold  24:52   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 420, Five, six, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President Caeli Ridge personally, while it's on your mind, start at Ridge lending group.com that's Ridge lending group.com.    Robert Helms  25:23   Hi everybody. t's Robert Allens of the real estate guys radio program. So glad you found Keith Weinhold and get rich education. Don't quit your Daydream.   Keith Weinhold  25:34   Steve, welcome back to get rich Education. I'm your host, Keith Weinhold, we're talking with Doug Casey about how the Fed is quietly intervening and hollowing out the middle class when it comes to interest rates. Since you state about them being the most important indicator for an economy, I think a lot of people don't realize Doug, and maybe you run into this too, that interest rates are not high today. I mean, on the long run, the Fed funds rate averages 4.6% and today it's in the high threes. So they're not actually high today. But with all these crises where we had all this money printing in these low rates, they feel high, but they're not.   Doug Casey  26:22   Well, you're quite correct. The question is, at what rate is the dollar losing value? The official US government figures say, Well, I don't know what they say. They vary, and the numbers are jumbled. And I think the general price level in the US, if we were realistic, is going up well over 5% probably closer to 10% you can make that case. Yeah, I think so, because I'm talking to you now from Argentina and for years, the figures were notoriously and outrageously concocted, made up to make people think things weren't as bad as they are. And here in Argentina, we've just had a revolution, actually a peaceful revolution, with replacing the Peronist government with a man named Javier Malay. It's probably the most unusual and most important election, believe it or not, in world history, because Malay was elected here in Argentina on the platform of basically getting rid of the government disbanding it. In other words, Elon Musk's Doge, but on steroids times 10, and things have gotten a lot better here because of that. And it's too bad that Doge has been eliminated in the US, because a lot of people don't understand that the government doesn't really produce anything at all. All it does is take taxes from you and pass that money around to other people with a lot skimmed off the top to do things that entrepreneurs would probably, or certainly, I'd say, do by themselves, and they make it worse by printing up money to give to people to do those things, and borrowing money, which acts as an albatross around everybody's neck. So I'd make the case that I'm not promoting either the Republicans or the Democrats, I'd kind of say a pox on both their houses. They're just two sides of the same coin. What I think we ought to have is a much smaller, much much smaller government. But are we going to get one? No, we're not getting it right now, because I think a lot of people aren't aware of the fact that the government is running 2 trillion, $3 trillion per year deficits, and those deficits are going up, not down. So where's that money coming from? Well, most of it's being created out of thin air. It's being inflated through the banking system. So the prognosis is not terribly good. Now, along the way, of course, people have hid in real estate, made a lot of money in real estate. Real estate prices have gone up faster than retail inflation has gone up. Yeah, but I'm asking myself whether it's not possible that the real estate market could come unglued at this point, because it floats on a sea of debt. What do you think, Keith, do you have any fears about that?   Keith Weinhold  29:27   Homeowners are in great shape today. They have record equity positions. They're not going to walk away. Many of them are still locked into these really low mortgage rates, so they're in really good shape. This is something very different from the 2008 global financial crisis, when you had irresponsible borrowers that had negative equity positions and an oversupply of housing so they could move out and get something cheaper. Today, if you move out in the great situation that you're in with your low mortgage rate and a high equity position, you'd lose your high equity position and. Might have to go pay rent that's higher somewhere else, so I don't see a lot of real estate appreciation coming over the next year or two, but I don't see any impending crash, largely due to that condition, there's not distress in the market.   Doug Casey  30:17   Are you worried about the fact that most local and state governments are on the ragged edge of insolvency and might be raising their real estate taxes and of course, insurance costs seem to be going up a lot faster than most other costs as well. Right now, utility costs are relatively low because oil and gas prices are low, but that could change too. I mean, is there anything that could take the real estate train off the rails?   Keith Weinhold  30:47   Not that I see. In fact, real estate values have only fallen substantially one time since World War Two, and that was during the 2008 global financial crisis, when we had conditions that are largely the opposite today. That's back when we had an oversupply and an irresponsible borrower that had negative equity so they wanted to walk away, and that created the down drain. To your point, yes, I do see property taxes continuing to increase, but because values aren't increasing as much, they would have to increase the mill rate to get further increases, and then most of the big insurance increases, many feel they are done. They had to come up. Because with inflation, the replacement cost of a property, if you would have a loss, rose and increased that way. So because we're still supply challenge in a lot of places, I see prices holding up but not appreciating like 10% anytime soon, and that's due to an affordability constraint. I don't see how they could possibly do that. And when we talk about that average person Doug, that person trying to make their mortgage payments or their rent payments, I was talking on a recent episode about the K shaped economy, I think it's something that we often visualize in our mind. You see the upper branch of the K rising, the lower branch of the k falling, which is emblematic of this hollowing out of the middle class. But I recently saw it graphically represented, where you have the capital share of income going up for people over the decades. That used to be 5050, between capital share of income and labor share of income. Back 60 years ago, it was 5050, but now, with this K shaped divergence, one's capital share of income is about 57% today, and their labor share of income is only about 43% today. And it's kind of sad. I sort of hate to say it out loud, but it's like, hard work just does not pay off, like it used to. Much of this due to inflation pumping up asset values.   Doug Casey  32:52   Well, I understand what you're saying, and I think you're correct, because there's an old saw. They say the rich get richer while the poor get poorer, and that's kind of what this K shaped economy is telling us. You've got the super rich in the top 1% or 1/10 of 1% that are becoming Ultra double wealthy, and the guy at the bottom, well, his social security taxes have risen from almost nothing to 15% of his wages, and it's a real problem. And it's said that the members of Gen Z can't afford to buy a house today as well. So what do you do about this? Well, my suggestion is, if possible, you don't want to get a job working for somebody else. If at all possible, you've got to work for yourself as an entrepreneur. That's the first thing. It's very hard to get wealthy working for somebody else. The best is to work for yourself, but in order to do that, you have to train yourself with lots of skills and lots of knowledge. And I'm not sure if people are doing that to the degree they ought to either. So I don't know how this is going to end. And of course, you mentioned earlier, artificial intelligence and robotics are tied up hand in glove with artificial intelligence. It's clear that within five years, we'll have robots that may not look entirely like people, but can do almost anything that a human being can do, and this is going to put a lot of pressure on people that don't have special skills, especially with artificial intelligence being programmed into these super competent robots. So the whole world is changing right before our very eyes. Right now,   Keith Weinhold  34:39   when we talk about the middle class struggle. I probably follow the housing market more closely than you do. The NAR recently gave us the latest statistic. Two years ago, the average age of the first time homebuyer was aged 35 last year, it rose to 38 this year, it's now 40 just the average. Age of the first time homebuyer. So in high cost areas, that could very well be 45 I mean, people are getting gray hair before they make a down payment for this middle class that's trying to get into the ownership class.   Doug Casey  35:13   And the further back you go, the younger the age right people were buying houses at So, I mean, it used to be people would try to buy a house right out of school. Frankly, that's out of the question today.   Keith Weinhold  35:27   Yeah, I sure don't remember those days myself, but Yeah, it sure was substantially younger just a couple decades ago. Well, Doug, where are we going with all this? I mean, does a reset eventually happen with either runaway inflation? Do you think that happens first, or some sort of market crash, or is it something else? I mean, what cataclysmic act is likely to happen first?   Doug Casey  35:52   Well, look, I hate to be too gloom and doomy, because everybody, first of all, generally speaking, trends in motion stay in motion, and everything has been maybe gradually descending standard of living wise, but the economy's held together, and we haven't had any catastrophic collapse. Well, almost in 2008 and a couple other times, but I think we're headed for one. So what should you do about it? I would say, consume less if you possibly can, and save what you can, if possible, take a second job while it's still possible, to go out and get a second job or found an entrepreneurial activity so that if you lose your job, you've got a backup system. But with the changes in technology and of course, what's happening in robotics and AI are just part of it. You're not going to be able to rely on what you relied on in the past, because the world is changing very, very radically as far as real estate is concerned. Look, I actually own a lot of real estate, but, you know, I've come to the conclusion that at this point I want to treat my house and other real estate, basically as a not so much as an investment to make money, but to store value. That's right, a store of value where I can put some capital aside. I don't want to keep a lot of money in dollars. That doesn't mean I want debt either. That's risky. For many, many years, I've advocated and bought gold and silver because they are money in its most basic form, and it's worked out really well. I started buying gold at about $40 it's at about 4000 today, and I've always treated it, almost always, as a savings vehicle, not as a speculative vehicle, although, if I want to speculate, I speculate in mining stocks, which are a leveraged way of playing gold and silver, the most volatile class of securities on the planet, actually, and I understand that a lot of people today have Robin Hood accounts and are speculating on the stock market, desperately trying to stay ahead of currency debasement and somehow build a nest egg for themselves by speculating in the market. Generally, that's not a good formula for success you're playing against, you know, extremely smart and well capitalized and knowledgeable big boys, and the fact that everybody's doing it is also, in itself, a tip off to the fact the stock market could be at the tippy top right now, I kind of think it is a bubble in the tech stocks. It's tough, Keith, there's not a lot of places to run and hide at this point.   Keith Weinhold  38:39   Price to earnings ratios are really bloated in the s, p5, 100. I'd love to get your thought on this. Doug, if a person can get a 30 year mortgage rate for a rental property where the rent income meets or exceeds the expenses at a mortgage rate between six and 7% should they do that?   Doug Casey  38:57   Look, if you can cover your mortgage a fixed interest rate mortgage 30 years. One thing that you can almost plan your life around is that dollar is going to lose value every year. So the actual value of your debt, your mortgage, is going to go down every year, right? And presumably the rent that you can charge on your house is going to go up every year. So yep, doing it the way I think you're doing it is an excellent plan for slow and steady long term success. Yeah, it makes sense. You're right.   Keith Weinhold  39:30   We actually have some listener questions on the thing that you brought up, which I call inflation profiting when you borrow long term fixed interest rate debt and get to pay it back with more plentiful dollars down the road. Some people don't understand what you just explained. One way I brought it up with my listeners is we'll just look back 30 years ago, in 1995 the average home cost 130k an 80% loan would be 104k so here, 30 years later, that median home costs over 400 K, and you still just owe 104k on the loan. That's the benefit of what I call inflation, profiting on long term fixed interest rate debt. And of course, your tenant would have paid that down to zero as well. But that kind of makes the benefit be more apparent when we look back into the past 30 years. Well, Doug, as we're winding down here, you have any other thoughts about, just say, the average American out there, what they should do with the Fed behaving and controlling the economy like we do. We're talking about the average American, maybe someone with a mortgage, some rental properties, some savings, maybe a 401, K. How do these potential shifts in Fed policy translate into real life consequences and actions for them. Is there anything else?   Doug Casey  40:44   Well, look, don't count on some outside force to kiss everything and make it better. You've got to look out for number one. And as I said before, the way you do that is you should cut back your expenditures every way you can at this point and when you cut back your expenditures, save that money. Now, what do you do with the money that you save? It's not as easy making that recommendation as it was a few years ago, when I was recommending gold, when it was much cheaper than it is. Now it's at $4,000 now look, save money, get an extra job, earn money, cut back your consumption, learn some new skills, because we don't know how things are going to reorient with the immense advances being made through AI and robotics. That's just generalized advice, but that's all you can do, is well and buy real assets. Nothing wrong with buying a house the way you're talking about if you can buy it and the mortgage is cracked with rent. Eventually, I think we're going to see interest rates go back up to the levels that they were in the early 1980s people don't remember this, but the US government was paying 1518, even 20% for its money, and mortgages were, well, 15, 16% it's going to happen again. So I think if you can lock in a mortgage anywhere in here, on a good piece of real estate that covers the mortgage, that's simple, it's doable. Everybody should try to do it. In addition to the other things I mentioned    Keith Weinhold  42:20   in 1981 the 30 year fixed rate mortgage peaked at over 18% to our earlier point about the fact that mortgage rates are actually historically low now so are fed funds rates. Well, Doug, tell us one last time about your new book and then any other resources. If our audience wants to engage with you   Doug Casey  42:40   I do a blog will know who he is. We've had him here on the show twice, yeah, well, he writes there for us every week, and we've got great articles. That's number one. Number two, I do a podcast with Matt Smith every week called Doug Casey's take on youtube.com third, I urge everybody to get this book, which talks about, if you have a grandchild, a son, it talks about why you should not go to college and what you should do exactly instead of going to college. So that's another thing to do. And we have a newsletter that also covers mining stocks, which is where I'm concentrated in at the moment. They're very cheap, very volatile, and one of the few places in the market, and I hate to say this, that offer the potential of 10 to one or more returns in the near future. So I guess those are the areas where you can find out more about me.   Keith Weinhold  43:49   Again, the new book from Doug is called the preparation. It shows a compass on the cover, and then internationalmen.com. Is actually where Doug wrote a piece called The Fed's quiet war against the middle class, which spawned this very conversation right here. Doug, it's been valuable as always. Thanks so much for coming back onto the show.   Doug Casey  44:08   My pleasure. Keith, thank you.   Keith Weinhold  44:16   Yeah, real estate is positioned for price stability. I was actually investing directly in real estate through the 2008 global financial crisis, and I know what happened is that people walked away from properties when the economy got rough and they couldn't make their payments. It is almost impossible for that to happen today. Homeowners can make their payments. Look through Census Bureau data in realtor.com we know a couple things here. Four in 10 homeowners have no mortgage at all. They own the property free and clear. And then among that group with mortgages, 70% of those borrowers still have a mortgage rate locked in at. Under 5% yes, still today I'll amalgamate those for you. This means that 82% of borrowers either have no mortgage or they have a rate under 5% so that is really affordable payments, along with the protective equity and inflation can't touch that principal and interest amount in addition to real estate, Doug Casey is a longtime gold and silver guy. Of course, both of those have sort to fantastic new all time highs this year.    Keith Weinhold  45:34   Merry Christmas and Happy Holidays from me and everyone here at GRE. Next week is another big one. You'll get GRE home price appreciation forecast for next year to the exact percent. I'm Keith Weinhold. Don't quit you daydream.   Speaker 3  45:53   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  46:21   The preceding program was brought to you by your home for wealth building, get richeducation.com  

    Sports Media with Richard Deitsch
    First Look: How NBC landed Michael Jordan as a special contributor for its NBA coverage

    Sports Media with Richard Deitsch

    Play Episode Listen Later Dec 22, 2025 6:52


    Here's a first look from our upcoming podcast with  Jon Miller, the President, Acquisitions & Partnerships for NBC Sports. The full podcast will be out on December 23.  In this preview clip, Miller discusses how he was able to bring in Michael Jordan as a special contributor on NBC's NBA coverage and his longtime relationship with Jordan. You can subscribe to this podcast on Apple Podcasts, Spotify and more.  To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

    The Ricochet Audio Network Superfeed
    Hillsdale Dialogues: Churchill's The Second World War, Part Fifteen

    The Ricochet Audio Network Superfeed

    Play Episode Listen Later Dec 22, 2025 35:11


    Dr. Larry P. Arnn, President of Hillsdale College, joins Hugh Hewitt on the Hillsdale Dialogues to continue a series on The Second World War, Churchill's sprawling memoir and history of World War II in six volumes. Release date: 19 December 2025

    Making Sense
    The $25 Trillion AI Bubble Depends on One Thing… Debt

    Making Sense

    Play Episode Listen Later Dec 22, 2025 21:42


    Blue Owl is back, the beleaguered alternative fund manager making news this time by refusing to partner back up with beleaguered former AI bubble star Oracle. This is big, especially since before now Blue Owl and Oracle worked together on seemingly everything. We've even got Tether's CEO feeling the winds shift, admitting how Bitcoin's struggles, for example, are a reflection of both the credit cycle and bursting AI anxiety. Eurodollar University's conversation w/Steve Van Metre------------------------------------------------------------EDU LIVE PRESIDENT'S DAY FEBRUARY 2026If you're a serious investor and want to capitalize on what the monetary system is signaling right now, plus deep discussions about what truly is the greatest threat we all face, join me, Hugh Hendry, George Gammon, Steve Van Metre, Brent Johnson, Mike Green at Eurodollar University's very first Live Event, President's Day Weekend February 2026. To reserve your spot just go here but you better hurry, there aren't many spots left:https://eurodollar-university.com/event-home-page---------------------------------------------------------------------------------EDU's Webinar Series REPLAYThere is a ton of smoke coming out from the credit markets right now. But is there fire? For the next hour and a half, join us in examining the issue from all the relevant angles and perspectives. Just how big is the "garbage pool"? What is the driving force behind the credit cycle? How can we tell if it is turning, or maybe has turned? The most important funding system in the world is flashing warning signals, and almost no one is paying attention. Replay the full webinar at the link below:https://event.webinarjam.com/m9wym/go/replay/1ym21cpxh8zfw3f4---------------------------------------------------------------------------------https://www.eurodollar.universityTwitter: https://twitter.com/JeffSnider_EDU

    Sales Gravy: Jeb Blount
    How to Move from Regret to Reflection: A Year-End Sales Debrief (Money Monday)

    Sales Gravy: Jeb Blount

    Play Episode Listen Later Dec 22, 2025 11:31


    While regret anchors you to past failures, reflection acts as a catalyst for future sales growth. This article and Sales Gravy Money Monday Podcast episode explores how to break the "if-only" loop and provides a step-by-step year-end debrief to help you extract lessons from your wins and losses, ensuring you start the new year with clarity and a proven system for success.   Explore: How to get out of your regret loop The power of reflection How reflection creates awareness A system for achieving your sales goals 7 Steps to year-end sales reflection Ways to Look Back at Your Sales Year For me, the last two weeks of the year have always been the chance to pause, take a break from the grind of selling, and really think about what happened over the past year—the good, the bad, and the ugly. If you are anything like me and do the same, there are two ways to look back on your last twelve months. You can do so with regret or reflection. These two opposing lenses are vastly different in the way they affect your view of where you've been and where you are going. The Trouble With Regret Let's start by unpacking regret. Some of you are already feeling regret about goals you missed, deals you lost, opportunities that slipped through your fingers, or the people in your life you may have let down. Regret is that feeling you get when you look back on something you did (or didn't do) and wish you could change it. In many ways, regret is similar to worry, except it's focused on the past instead of the future. Worry is about what might happen; regret is about what already happened. That's a big distinction. Although you can turn worry into action and change the future, you cannot rewrite the past. No amount of regret changes history. All it does is create a feedback loop in your mind where you keep reliving your mistakes, misses, and failures over and over again. Why Sales Professionals Get Stuck in a Regret Loop I've observed so many people get stuck in this endless loop of regret. They keep lamenting, "If only I had . . ." "made that call.” “handled that prospect differently.” “taken that chance.” “been there or done that.” Those “if onlys” can paralyze you. They sap your energy, crush your confidence, and keep you from moving forward. On one hand, regret can push you to change—you don't want to feel that kind of pain again, so you work hard to avoid repeating the same mistakes. On the other hand, regret can become a debilitating emotion that drags you into an exhausting and useless mental loop of “would've, could've, should've.” But no matter how many times you complete that loop, it doesn't change the outcome. It becomes an emotional anchor that weighs you down as you start the new year. The Power of Reflection Reflection, on the other hand, is entirely different—and far more productive. When you reflect, you detach from your emotions with objectivity to look at your entire body of work from the past year. You're asking the questions, “What went well? What didn't go so well? What did I learn?” You consider the wins that made you proud and the moments you'd rather forget. You figure out why you won so you can repeat those winning behaviors. You extract value from the lessons of failure. Reflection isn't about punishing yourself for what went wrong. It's about gaining clarity on why it went wrong—and what you can do about it next time. How Reflection Creates Awareness Reflection also helps you find gratitude in unexpected places. Maybe there's a hidden lesson in overcoming an obstacle, or perhaps you gained a new perspective because a challenging person came into your life. It's important to realize that each decision you made over the past year shaped your present circumstances. But you are not defined by these circumstances, only by how you respond to them. Reflection creates awareness. Where there is awareness, there is the potential for change. Awareness is like the sun; anything it touches has a tendency to transform. The bottom line is that reflection is about learning, growing, and transforming. Regret is stagnation. Why Reflection Matters at Year-End The reason I'm talking about the impact of reflection as we close out this year is because, for most of us, the slate really does feel clean come January 1st. In the sales world, we get a brand-new quota and brand-new targets. There's an air of possibility as we think: “This year is going to be different. “This year, I'm going to crush my numbers.” “Hit my income targets.” “Make it to President's club.” “Get a promotion.” “Finally, close that dream account I've been chasing.” But if you don't take a moment to reflect on what worked and what didn't, you're likely to find yourself repeating the same missteps. Reflection is like an internal debrief—a chance to say, “Here's what happened, here's why, and here's how I'm going to fix it.” Why Clarity Arises From Reflection Let me give you a personal example. A the beginning of last year, I set a goal for my sales training company, Sales Gravy. This was a big, bold, visionary goal that would transform our organization and ultimately double our sales. I proudly and confidently told my team that it was going to happen. And then, in an embarrassing crash and burn, I failed miserably. Certainly, I could have stewed in regret, beating myself up and allowing my self-talk to run wild about how I fell short. But that would have been a waste of time and energy. Instead, I chose reflection. I asked myself, “What happened and why didn't I achieve this goal?” As I mulled over those questions, the answers came more clearly than I expected. One of the biggest insights I gained was that I'd set this big goal, but didn't establish a system or plan to make it happen. You see, a goal without a system is basically just a wish—as they say, “hope is not a strategy.” Build a System that Supports Your Goals If, for example, you set a goal to prospect a hundred potential customers per week, but you haven't built a disciplined daily routine, built targeted lists, set aside specific times for calls, and created accountability checkpoints, it's not going to stick. Life will get in the way. Sooner or later, your big, bold goal gets overshadowed by a million other tasks. Without a system for achieving the goal, you quickly succumb to discipline fatigue. This is exactly why reflection can be your best friend at year's end. It allows you to own your failures without letting them define you, and it helps you leverage your successes by pinpointing what you did right. Regret says: “You messed up. You'll never fix this. It's too late.” Reflection says: “You messed up. Now let's find out why, learn from it, and do better next time.” How to Conduct a Year-End Sales Reflection To turn past performance into future growth, follow this 7-step systematic reflection process: Seek Silence: Carve out 30 minutes in a quiet environment without digital distractions to ensure deep focus. Audit the Timeline: Mentally journey through the year, month-by-month, starting from January, to recall specific goals and market conditions. Celebrate Wins: Identify specific deals and relationships that succeeded. Recognize the personal milestones that boosted your confidence. Isolate Winning Behaviors: Determine the exact habits and mindsets that led to your successes so you can turn them into repeatable systems. Analyze Failures Objectively: Pinpoint the goals that stayed out of reach. Ask "Why?" to uncover the root cause of the miss without self-judgment. Build Systems, Not Just Goals: Replace "hope-based" strategies with disciplined routines, targeted lists, and accountability checkpoints. Practice Gratitude: Identify the "silver linings" and lessons learned from challenges to maintain an optimistic outlook for the new sales season. Here's the big takeaway: Regret is the enemy of progress; Reflection is the catalyst for growth. Get your New Year off to a winning start with Jeb Blount's popular on-demand course: The Essentials of Setting Winning Goals  

    Just Think: The Podcast
    "The Real Deal on Real ID" with Twila Brase

    Just Think: The Podcast

    Play Episode Listen Later Dec 22, 2025 52:28


    In this episode we are joined by Twila Brase, RN, President of the Citizens Council for Health Freedom, to discuss the complexities and implications of the Real ID Act, exploring its impact on your privacy and personal freedom. Twila shares her expertise on how Real ID could lead to increased government control and surveillance, urging listeners to understand the potential risks and to take action to not only reject this ID but to work to ensure the federal government doesn't succeed in getting most Americans to comply. Join us as we learn about the history behind this ID, its current challenges, the future implications of Real ID, and discover what you can do to protect your rights.

    Men Talking Mindfulness
    The Yes Mindset: What a Global CEO Learned About Family, Service, and Success

    Men Talking Mindfulness

    Play Episode Listen Later Dec 22, 2025 59:35


    What if the most game-changing shift in your life is a three-letter word you've been afraid to use?In this episode of Men Talking Mindfulness, hosts Will Schneider and Jon Macaskill sit down with Jim Alling—former President of Starbucks, COO of T-Mobile USA, and CEO of TOMS—to explore how the simple word yes, paired with gritty gratitude and servant leadership, can transform the way men lead, live, and relate.Jim shares how saying yes to the right things—family, values, service, and curiosity—helped him navigate massive responsibility: tens of thousands of employees, billions in revenue, and the pressure of leading globally recognized brands. He also gets honest about the real cost of hustle culture, what burnout feels like at the top, and why the most effective leaders are often the most human.In this conversation, you'll hear:• How one mentor at Starbucks taught Jim the “power of yes”• Why he chose family and his child's health over a secure corporate path• What gritty gratitude looks like when life is hard—not polished• The difference between performative leadership and servant leadership• Why men who “have it all together” often feel empty inside• How to say yes without becoming a doormat (values, boundaries, clarity)• How humility, humor, and service kept Jim grounded across Nestlé, Starbucks, T-Mobile, and TOMSIf you're a man caught between success and burnout—or you lead people and want to make a real difference without losing your soul—this episode is for you.You'll walk away with:✅ A new understanding of yes as a doorway to purpose✅ A servant-leadership blueprint that still delivers results✅ Tools to integrate gratitude into pressure and responsibility✅ Encouragement to lead as your whole self—not just your titleSponsorPeptides for Health by Mark L. Gordon, M.D. is a new two-volume series exploring the science and clinical application of therapeutic peptides.Release Dates• Medical Edition Vol. 1: December 22, 2025• Consumer Edition Vol. 1: January 20, 2026Discount Code: PFH25Offer Windows• Medical Edition: Dec 20, 2025 – Jan 31, 2026• Consumer Edition: Jan 20 – Feb 20, 2026Proceeds support the development of the Children of Veterans Program.Preview both editions:https://tbihelpnow.org/biohack-yourselfLinks & Resources

    Hillsdale College Podcast Network Superfeed
    Churchill's The Second World War, Part Fifteen

    Hillsdale College Podcast Network Superfeed

    Play Episode Listen Later Dec 22, 2025 35:11


    Dr. Larry P. Arnn, President of Hillsdale College, joins Hugh Hewitt on the Hillsdale Dialogues to continue a series on The Second World War, Churchill's sprawling memoir and history of World War II in six volumes.Release date: 19 December 2025See omnystudio.com/listener for privacy information.

    Stocks To Watch
    Episode 743: Sonoro Gold ($SGO | $SMOFF): On the Path to Gold Production in Sonora, Mexico

    Stocks To Watch

    Play Episode Listen Later Dec 22, 2025 15:41


    Now that Mexico is advancing its permitting process and becoming more open to the development of open-pit mines, Sonoro Gold (TSXV: SGO | OTCQB: SMOFF | FRA: 23SP) expects to see a strong future in the gold sector. President & CEO Kenneth MacLeod discusses why Mexico's evolving stance on mining matters, how the company is progressing toward development and production, and why investors should keep an eye on the Cerro Caliche Project in Sonora, Mexico. He also outlines the company's plans for the San Marcial Project, its strategies to boost the value of the Cerro Caliche Project, and more.Explore Sonoro Gold's progress: https://sonorogold.comWatch the full YouTube interview here: https://youtu.be/_YmoB7EANJ8And follow us to stay updated: https://www.youtube.com/@GlobalOneMedia

    Theology In Particular
    Episode 230: On The Incarnation With Jason Montgomery and Ryan Davidson

    Theology In Particular

    Play Episode Listen Later Dec 22, 2025 49:18


    In Episode 230 of Theology In Particular, Pastor Joe Anady and Dr. Daniel Scheiderer are joined by Drs. Jason Montgomery and Ryan Davidson to discuss On The Incarnation, by Athanasius.    Contact: For information about International Reformed Baptist Seminary, go to irbsseminary.org. For feedback, questions, or suggestions, email Joe Anady at tip@irbsseminary.org.    Announcements:  You're invited to the "Deep Dive Into Baptism" mini-conference on January 17th, 2026, featuring Dr. James M. Renihan, President of the International Reformed Baptist Seminary. The conference will be hosted at Calvary Baptist Church: 8130 Lackman Rd, Lenexa, KS. To learn more and register, go to baptism.reformedbaptistkc.org/.  

    Wear We Are
    The Morning Five: Monday, December 22, 2025 -- Epstein Files Partially Released, Heavily Redacted

    Wear We Are

    Play Episode Listen Later Dec 22, 2025 10:45


    For the Good of the Public brings you news and weekly conversations at the intersection of faith and civic life. Monday through Thursday, The Morning Five starts your day off with scripture and prayer, as we also catch up on the news together. Throughout the year, we air limited series on Fridays to dive deeper into conversations with civic leaders, thinkers, and public servants reimagining public life for the good of the public. Today's host was Michael Wear, Founder, President and CEO of the Center for Christianity and Public Life.  Thanks for listening to The Morning Five! Please subscribe to and rate The Morning Five on your favorite podcast platform. Learn more about the work of the Center for Christianity and Public Life at www.ccpubliclife.org. Today's scripture: Psalm 113:1-8 (NIV) News sources:  https://www.cnn.com/2025/12/19/politics/maria-farmer-epstein-survivor-complaint  https://www.nytimes.com/2025/12/19/us/epstein-fbi-complaint-1996-maria-farmer.html  From this month's sponsors: -Please donate today at ⁠⁠MercyShips.org/podcast⁠⁠ -Visit ⁠⁠OmahaSteaks.com⁠⁠ for 50% off sitewide during their Sizzle All the Way Sale. And for an extra $35 off, use promo code FUN at checkout. Join the conversation and follow us at: Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@michaelwear⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, @ccpubliclife Twitter: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@MichaelRWear⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠, @ccpubliclife and check out ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@tsfnetwork⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Music by: Amber Glow #politics #faith #prayer #scripture #EpsteinFiles #JeffreyEpstein Learn more about your ad choices. Visit megaphone.fm/adchoices

    Truth Unites
    Do Christians Have to Believe in the Virgin Birth?

    Truth Unites

    Play Episode Listen Later Dec 22, 2025 11:29


    Do Christians have to believe in the virgin birth? In this video, I give three reasons, drawing on Scripture and church history, why the virgin birth is not optional but essential to historic Christianity.Truth Unites (https://truthunites.org) exists to promote gospel assurance through theological depth. Gavin Ortlund (PhD, Fuller Theological Seminary) is President of Truth Unites, Visiting Professor of Historical Theology at Phoenix Seminary, and Theologian-in-Residence at Immanuel Nashville.SUPPORT:Tax Deductible Support: https://truthunites.org/donate/Patreon: https://www.patreon.com/truthunitesFOLLOW:Website: https://truthunites.org/Instagram: https://www.instagram.com/truth.unites/X: https://x.com/gavinortlundFacebook: https://www.facebook.com/TruthUnitesPage/

    Pencil Leadership with Chris Anderson
    Beyond Habit: Roy Ward on Making Preparation Your Ritual for Peak Performance

    Pencil Leadership with Chris Anderson

    Play Episode Listen Later Dec 22, 2025 29:15


    We dive into an honest conversation with Roy Ward, CEO, President, and Founder of Pre-Game Athletics, on why he moved from a 20-year career in the reactive medical device industry to pioneer a proactive movement focused on preparing for peak performance. It's not about just "warming up"—it's about committing to a ritual that fuels you mentally and physically.In this episode, we challenge the idea of preparation as a forced habit, exploring the three-step process of making it a ritual you feel. Roy details how music integration and new sports tech wearables are central to this shift, helping entrepreneurs, athletes, and "movers" of all kinds optimize their performance without taking extra time out of their day.It's time to move beyond the Band-Aid fixes of a reactive lifestyle and embrace proactivity. Discover the secret sauce behind the Pre-Game community, the power of a "voluntary discomfort" ritual (sauna and cold plunge), and the vital role of recovery—because your recovery is the start of your warm-up for the next event.Roy's final message: "Appreciate every moment. Make the most of every moment. Prepare to be your best at everything you do, and always stay in the saddle."===========================⚡️PODCAST: Subscribe to our podcast here ➡ https://elevatemedia.buzzsprout.com/⚡️Need post-recording video production help? Let's chat ➡ https://calendly.com/elevate-media-group/application⚡️For Support inquires or Business inquiries, please email us at ➡︎ support@elevate-media-group.comOur mission here at Elevate Media is to help purpose-driven entrepreneurs elevate their brands and make an impact through the power of video podcasting.Disclaimer: Please see the link for our disclaimer policy for all our episodes or videos on the Elevate Media and Elevate Media Podcast YouTube channels. https://elevatemediastudios.com/disclaimer This episode is NOT sponsored. Some product links are affiliate links, meaning we'll receive a small commission if you buy something.===========================⚡️PODCAST: Subscribe to our podcast here ➡ https://elevatemedia.buzzsprout.com/⚡️Need post-recording video production help? Let's chat ➡ https://calendly.com/elevate-media-group/application⚡️For Support inquires or Business inquiries, please email us at ➡︎ support@elevate-media-group.comOur mission here at Elevate Media is to help purpose-driven entrepreneurs elevate their brands and make an impact through the power of video podcasting.Disclaimer: Please see the link for our disclaimer policy for all our episodes or videos on the Elevate Media and Elevate Media Podcast YouTube channels. https://elevatemediastudios.com/disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

    The Community Bank Podcast
    2026 Banking Outlook with Anton Schutz

    The Community Bank Podcast

    Play Episode Listen Later Dec 22, 2025 29:54


    Today we sit down with Anton Schutz, President and Founder of Mendon Capital. As an investor, he has a unique perspective on trends shaping community banks. We discuss what surprised him in 2025 within the banking landscape, M&A, credit outlooks, and other topics you should be paying attention to as we near 2026.   The views, information, or opinions expressed during this show are solely those of the participants involved and do not necessarily represent those of SouthState Bank and its employees. SouthState Bank, N.A. - Member FDIC

    How to Hardscape
    Lessons from 35+ Years in Business with Neil Pond of Urban Landscaping

    How to Hardscape

    Play Episode Listen Later Dec 22, 2025 59:34


    Today we talk with Neil Pond who is the President, Owner, and Founder of Urban Landscaping. With more than 35 years in business, Neil has a lot of experience to share with us. We talk about getting a college degree in Horticulture and how that helped, starting his business just before a recession and what takeaways he gained for future recessions, why he has specialized crews, and much more!Sponsors:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Cycle CPA⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠PatioSEO.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Knowledge Tree Consulting⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠How to Hardscape Headquarters⁠