Podcasts about IRS

Tait Duryea is the founder of Turbine Capital, a private equity firm specializing in commercial real estate and oil and gas investments, and a commercial airline captain with over 15,000 flight hours on the Airbus A321.    In this second episode of a two-part series, Tait breaks down why oil and gas has become a powerful portfolio complement to real estate, especially for high-income W-2 earners looking for active tax write-offs.From the mechanics of horizontal drilling and 98–99% commercial success rates, to writing off 80–90% of your investment against W-2 income in year one, this episode is a masterclass in smart portfolio diversification for accredited investors ready to look beyond traditional real estate.    If you're a surgeon, business owner, or high-income professional sitting on passive losses you can't use, this episode was made for you.   5 Key Takeaways   Oil and Gas Isn't What It Used to Be — Horizontal drilling technology has pushed commercial success rates to 98–99%, but the tax incentives created during the risky era of vertical drilling have never gone away. That gap is the opportunity. The W-2 Deduction No One Talks About — Unlike passive real estate losses, non-operating working interest in oil and gas wells is treated as active income under IRS code 263 Alpha. High-income earners can write off 80–90% of their investment against W-2 income in year one. Diversify Through a Fund, Not a Single Well — Buying into one or two wells exposes you to catastrophic concentration risk. Turbine Capital's Waypoint Energy fund offers exposure to 40–60 wells alongside major operators like ExxonMobil and Devon — a very different proposition. Front-Loaded Cash Flow Is a Feature, Not a Bug — Oil and gas wells produce the bulk of their returns in the first 24 months. Paired with the year-one tax refund, this creates rapid capital velocity — funds that can then be redeployed into longer-duration real estate deals. Know Where You Are in the Real Estate Cycle — With cap rates expanding into the 6s and values still suppressed, Tait sees this as a prime entry point for commercial real estate. Senior housing and small-bay industrial are his two highest-conviction plays for the next cycle.   Key Talking Points of the Episode 00:00 Introduction 00:22 Meet Tait Duryea: Airline pilot turned Private Equity founder of Turbine Capital 01:50 The 3-Paydays Book 02:13 Why high-income investors are adding oil and gas to their portfolios 04:05 Mineral rights vs. new drilling opportunities 05:45 The oil and gas tax advantage that's been in the tax code since the 1950's 07:54 How to invest in oil & gas: Fund minimums, structure, and entry points 10:48 Understanding the returns from oil & gas investments 12:13 The 3-Paydays System 14:42 How to balance oil & gas and real estate for faster portfolio growth 15:32 Get connected with Tait Duryea and the Turbine Capital Investor Relations team 16:04 Is now a good time to buy commercial real estate? 17:44 Why Tait is bullish on senior housing and small-bay industrial real estate 20:53 The opportunities in self-storage and manufactured housing 22:35 Final thoughts and how to connect with Turbine Capital 23:35 How Propsperity.io helps real estate investors manage and scale their portfolio   Links   Turbine Capital https://www.turbinecap.com/   Turbine Capital Investor Email investors@turbinecap.com   Tait Duryea tait@turbinecap.com   Oil and Gas Fund Through Turbine Capital https://www.waypoint-energy.com/   3 Paydays® Live https://3paydayslive.com/podcast   Free Discovery Call https://smartrealestatecoachpodcast.com/discovery   3 Paydays® System Mastery Course - Use coupon code for 50% off https://smartrealestatecoach.com/qls Coupon code: pod   Apprentice Program 3PaydaysApprentice.com/Podcast    Masterclass https://smartrealestatecoach.com/masterspodcast   3 Paydays Books https://3paydaysbooks.com/podcast   Partners https://smartrealestatecoach.com/podcastresources

Most business owners think tax strategy ends in April. It doesn't. It's just getting started! In this episode, we walk through the 5 most important 64 tax planning moves to make before September, including how to run a mid-year projection, the family payroll strategy that works best in summer, the Augusta Rule timing window, equipment purchase planning under Section 179 and Bonus Depreciation, and the August Reset framework used by high-earning entrepreneurs. Next Steps:

"Where do we find great staff leaders? We need them, and we need them now." If your only approach to finding staff leaders is to hire fully formed, fully capable leaders from the outside whenever you need them, you will always be reactive. So far in this series, we've talked about the importance of developing your volunteers and volunteer leaders. But all of that volunteer development work, as important as it is, only pays off long-term if you know how to develop your staff leaders well, too.  In this episode, Sean and Jonathan talk about developing and equipping your staff leaders to do the work God has called them to do. Identifying the leadership capacity of every person on your team Intentional development toward the highest level they're wired for Building a staff culture where leadership development isn't just a one-time event   This Episode is Sponsored by The Church Lawyers Every church needs trusted legal counsel, but finding attorneys who truly understand ministry can be challenging.  The Church Lawyers specialize in church and nonprofit law, serving thousands of organizations nationwide. From by-laws and governance, to IRS compliance and employment matters, The Church Lawyers provide the expertise you need with sound legal advice giving you peace of mind. Discover practical free resources and affordable membership options at TheChurchLawyers.com.   Join the Conversation on Social Media We use hashtag #unstuckchurch on X and on Instagram. 

Ana Bozovic is the founder of Analytics Miami and one of the most data-driven voices in South Florida real estate. In this episode, she explains why the wealth migration away from high-tax states is a structural shiftnot just a passing trendand why most people still underestimate the scale of what's happening in Miami.We cover:The IRS data revealing where millionaires are movingWhy active listings under $500K are down 85% since pre-COVIDWhy Miami's highest-end transactions are now overwhelmingly all-cashAna's take on quantum computing and its impact on BitcoinAmerica's deepening political polarizationWhy the loneliness epidemic could become the most overlooked challenge—and opportunityof the next decade◾️ Timestamp00:00 Is Miami still underestimated? 02:47 The great wealth migration what the IRS data actually shows 04:53 Why high-tax states keep doubling down 06:20 The affordable housing crisis and the Live Local Act 07:39 Are condos overbuilt in Miami-Dade? 09:22 What happens to New York and California in 10 years12:06 Wellness real estate the next big trend 13:28 All-cash buyers and what they reveal about the market15:56 Miami in 10 years where the tri-county region is going 17:57 Quantum computing and the threat to Bitcoin 18:47 AI, polarization, and where America is headed 22:29 There's no going back why the migration forces keep building 24:47 New York was the capital of the 20th century. What's next? 28:23 Solving for loneliness Moshe's fractional wellness project 29:49 Jiu jitsu, community, and the human need for real connection

Crypto scams and how to protect yourself with Chainalysis' Eric Jardine. Eric Jardine, Head of Research at Chainalysis, joins Gen C to break down their latest crypto crime report and the staggering numbers of nearly $17 billion stolen in scams in 2025 alone. Eric explains how AI has changed the scam equation by allowing bad actors to hit massive scale without sacrificing quality, why the people executing scams in Southeast Asian compounds are often trafficking victims themselves, and why crypto's measurability is actually an argument in its favor and not against it. Links mentioned from the podcast: Chainalysis Website: https://www.chainalysis.com/ Crypto Crime Report: https://www.chainalysis.com/reports/crypto-crime-2026/ Timecodes: 0:00 Intro 0:40 Sam's intro: crypto crime by the numbers 1:44 Welcome Eric Jardine, Chainalysis 2:34 $17B+ stolen in crypto scams (2025) 2:55 Why are scams growing? Bull markets & victim pools 4:19 Impersonation scams up 1400% YoY 5:10 How impersonation scams work (IRS, Coinbase, deepfakes) 6:53 E-ZPass smishing — crypto settlement demands 8:24 Scam-as-a-service: $500 spoofed government websites 10:24 AI as a productivity boost for criminals 11:58 DPRK (Lazarus Group) vs. Southeast Asia scam compounds 13:57 Human trafficking & forced labor in scam operations 17:37 How to protect yourself 20:09 Jurisdictional challenges & enforcement gaps 21:45 Silk Road anniversary & crypto's illicit narrative 23:04 Is crypto actually worse than cash for crime? 25:13 Enforcement wins: 61K BTC recovered, $15B forfeiture 26:13 Closing Remarks - "Gen C" features host Sam Ewen. Executive produced by Uyen Truong.

Most entrepreneurs don't realize how much money they're losing through poor tax strategy. The problem isn't always revenue. It's what happens after the money comes in. In this episode, Rachel sits down with Peter Holtz, founder of one of the fastest-growing accounting firms in the country. With experience spanning Big 4 accounting, CFO leadership, and building a $10M-plus firm from the ground up, Peter shares why traditional accounting models are failing entrepreneurs and what founders should be doing instead. Peter explains how proactive tax planning, financial organization, and smarter business structures can dramatically improve profitability and help business owners build real long-term wealth. He also breaks down how entrepreneurs can legally reduce their tax burden, improve financial clarity, and turn accounting into one of the highest ROI investments in their business. Why Reactive Accounting Is Costing Founders Thousands Peter explains that most accountants operate as "box fillers," focused only on filing returns instead of helping business owners strategically reduce taxes year-round. He shares why accuracy, organization, and the right business structure are foundational to keeping more of what you earn. From separating business and personal expenses to optimizing entity structure, small changes can create a massive financial impact. Peter also dives into overlooked strategies many entrepreneurs miss, including the Augusta Rule, paying children through the business, vehicle deductions, and structuring travel expenses correctly. Building Wealth Through Financial Clarity Beyond taxes, this conversation explores the deeper connection between financial awareness and leadership. Peter reflects on building his firm from a small operation into an Inc. 5000 company by embracing cloud accounting, systems, and long-term thinking early. He also shares why he believes entrepreneurs are modern-day pioneers and why supporting business owners is central to his mission. Rachel and Peter also discuss personal branding, scaling a service-based business, and the evolution of authority in today's digital landscape. Enjoy this episode with Peter Holtz… Soundbytes 17:53–18:14 "The Augusta Rule lets you rent out your house at fair market value. You have to determine fair market value. You've got to create a lease between yourself and your business, and there's a lot of details you have to live with. But it could easily be anywhere from $10,000 to $50,000 in tax-free income, depending on how you use it." 20:39–21:04 "I've said, you know, you should pay your kids, and I've heard, 'Well, we talked to our tax preparer, and they said it's a red flag.' It's not. I've been around for 40 years. I've been through audits. I've helped people that have come to me to get help with audits. The tax law is very clear that any child above age 7 can be paid a reasonable wage to help you in your business." Quotes "Most entrepreneurs are overpaying in taxes because no one ever showed them a better strategy." "A CPA should not be a cost center. They should be one of the highest ROI partners in your business." "When you don't commingle business and personal expenses, you're already telling the IRS you're organized." "The ultimate resource you can never get more of is time." "There's not a business problem that I can't solve anymore because after a while, you understand how businesses really work." Links mentioned in this episode: From Our Guest Website: https://www.peterholtzcpa.com/ Free Resource and Consultation: https://go.peterholtzcpa.com/rachel Connect with Peter Holtz on LinkedIn https://linkedin.com/company/peterholtzcpa Follow Peter Holtz on Instagram: https://www.instagram.com/peterholtzcpa Connect with brandiD Find out how top leaders are increasing their authority, impact, and income online. Listen to our private podcast, The Professional Presence Podcast: https://thebrandid.com/professional-presence-podcast Ready to elevate your digital presence with a powerful brand or website? Contact us here: https://thebrandid.com/contact-form/

A US federal court just ruled the IRS acted in an "arbitrary and capricious" manner on solar and wind safe harbor rules, shaking up project timelines for developers racing toward the July 4, 2026 deadline. Meanwhile, at the Shanghai Solar Show (SNEC), energy storage claimed more floor space than solar panels for the first time, signaling a major shift in where the industry is placing its bets. Tim and John dig into safe harbor court rulings, vertical integration in US module manufacturing, battery technology milestones, and agrivoltaics at the Vatican. Viewers get first-hand reporting from the Shanghai Solar Show floor alongside detailed discussion of what these stories mean for developers, installers, and investors. EPISODE HIGHLIGHTSIRS Safe Harbor Court Ruling (PV Magazine): A US federal court in DC ruled the IRS acted arbitrarily in requiring wind and solar projects above 1.5 MW AC to meet a continuous physical work test to qualify for safe harbor. The ruling opens a potential 5% spend pathway for developers who could not meet construction requirements. Shanghai Solar Show 2026(BSKY): John Weaver returned from his first visit to the Shanghai solar show and reported that battery storage occupied more floor space than solar panels. Module efficiencies of 25% were common across exhibitors, and one solar module clocked in at 27%. BYD's 2,710 Amp-Hour Battery Cell: BYD showcased a single battery cell rated at 2,710 amp-hours, roughly double the largest cell previously available. BYD's press materials claimed a levelized cost of storage of 1.4 cents per kilowatt-hour over 10,000 cycles, compared to the 3 to 4 cent range seen elsewhere. Q Cells Full Vertical Integration in Georgia: Q Cells announced a 3-gigawatt fully vertically integrated manufacturing facility in Georgia, covering polysilicon through module assembly. The announcement means US-made solar modules are now available from a single domestic supply chain. Australia's First 8-Hour Battery, New South Wales (PV Magazine): Australia's first 8-hour battery storage system reached full operations in New South Wales, using Tesla Megapack units configured to charge at 100 MW and discharge at 50 MW. C&I Battery Storage Playbook for 2026: Tim published a story in Solar Builder on the Earn, Save, Protect framework from Intelligent Generation, a three-part guide to battery value stacking for commercial and industrial installers. (Solar Builder) Vatican Agrivoltaic Project: Pope Leo XIV established the Fratello Sole Foundation to implement an agrivoltaic installation at the Vatican, aligned with Pope Francis's 2024 sustainability directive. The project will supply power to Vatican Radio's transmission center and Vatican City State. (Vatican News)This episode is built for solar developers, commercial installers, battery storage professionals, and clean energy investors tracking policy and technology in 2026. The safe harbor ruling alone could affect capital decisions on projects above 1.5 MW AC before the July 3 deadline. Between the Shanghai show floor, the QCells factory update, and Australia's 8-hour battery milestone, this episode covers the week's most consequential moves in clean energy.  Support the showConnect with Tim  Clean Power Hour  Clean Power Hour on YouTubeTim on TwitterTim on LinkedIn Email tim@cleanpowerhour.com Review Clean Power Hour on Apple PodcastsThe Clean Power Hour is produced by the Clean Power Consulting Group and created by Tim Montague. Contact us by email:  CleanPowerHour@gmail.comCorporate sponsors who share our mission to speed the energy transition are invited to check out https://www.cleanpowerhour.com/support/The Clean Power Hour is brought to you by CPS America, maker of North America's number one 3-phase string inverter, with over 6GW shipped in the US. With a focus on commercial and utility-scale solar and energy storage, the company partners with customers to provide unparalleled performance and service. The CPS America product lineup includes 3-phase string inverters from 25kW to 275kW, exceptional data communication and controls, and energy storage solutions designed for seamless integration with CPS America systems.  Learn more at www.chintpowersystems.com

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Johnny Lynum.

This episode explains why business owners don't have to accept high taxes as inevitable. You'll learn a three-part framework for reducing taxes, building wealth, and using strategic tax planning tools— including a short-term rental strategy that may create significant tax savings opportunities. Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

AlabamaALGOP rejects challenge to Tuberville's residency as he runs for governorAL seeks to execute death row inmate by lethal injection instead of nitrogen hypoxiaSen. Britt pushes for GOP in Congress to pass the Save America ActCongressman Moore signs onto letter asking IRS to review tax exemption status of Southern Poverty Law CenterWorkers in Italy accuse Caddell Construction of unfair labor practices, same company building AL mega prisonsNationalPresident Trump says deal reached between US and Iran to end the warUFC fight held outside WH for President's 80th birthdayUFC fighter banned from event due to his views on Israel is arrested at WHGabbard at DNI confirms 40 bio weapons labs funded by US are in UkraineHouse Oversight committee to question attorney Alan Dershowitz  about Jeffrey Epstein

Bob Kerr returns to break down his Tax Notes article on the IRS's Centralized Authorization File, the decades-old system that processes Forms 2848 and 8821 almost entirely by hand, now buried under 7 million forms a year at roughly 500 staff years and $50 million to run. He, Roger, and Annie get into why the backlog keeps growing, how practitioners can get ahead of it by putting 8821s on file early, and why transcripts belong in your current-year filing, not just your representation work.SponsorsPadgett -  Contact Padgett or Email Jeff PhillipsGet NASBA Approved CPE or IRS Approved CELaunch the course on EarmarkCPE to get free CPE/CE for listening to this episode.Read Bob's Article https://www.taxnotes.com/tax-notes-federal/practice-and-procedure/high-costs-irss-centralized-authorization-file-system/2026/04/06/7vjccChapters(00:00) - Welcome and Setup (02:36) - Why CAF Matters Now (06:54) - CAF Explained POA vs TIA (10:42) - Choosing 8821 vs 2848 (13:46) - Backlogs and Real Impacts (15:45) - Manual Processing Volume Surge (18:54) - Million Hours and 50M Cost (21:23) - Deadlines Snowball Effect (24:01) - CAF Volume Spiral (24:59) - Early Transcripts Benefits (28:33) - Client Use Cases (30:27) - Why IRS Can't Keep Up (39:13) - Train Clients and Set Expectations (43:33) - Transcripts Beyond Representation (44:32) - VITA Volunteering Insights (48:56) - Wrap Up and Thanks Follow the Federal Tax Updates Podcast on Social Mediatwitter.com/FedTaxPodfacebook.com/FedTaxPodlinkedin.com/showcase/fedtaxpodConnect with the Hosts on LinkedInRoger HarrisAnnie SchwabReviewLeave a review on Apple Podcasts or PodchaserSubscribeSubscribe to the Federal Tax Updates podcast in your favorite podcast app!This podcast is a production of Earmark MediaThe full transcript for this episode is available by clicking on the Transcript tab at the top of this pageAll content from this podcast by SmallBizPros, Inc. DBA PADGETT BUSINESS SERVICES is intended for informational purposes only.

Reactions after details of Donald John's settlement with his IRS are revealed to include the condition that permanently bars the IRS from auditing the past tax returns of Donald Trump, his family members, and affiliated businesses.  This agreement allows the Trump family to avoid ongoing inquiries, including a high-profile audit over claimed losses on the Trump Tower in Chicago that could have cost more than $100 million. 

Outrage builds as Donald John's MAGA Slush Fund (as the result of a settlement with his IRS) could go to January 6th Insurrectionists and Cuba's former Minister of Defense Raul Castro is charged with murder and conspiracy by the US Department of Justice. 

Could your business be a franchise — and you don't even know it yet? I sat down with Attorney Gary Remer, who leads the Franchise Group at Maddin Hauser, and we broke down what it takes to turn a business into a scalable franchise model.

Elon Musk recently became the world's first trillionaire. At least he is on paper. I think it's pretty cool! Already the feckless politicians are calling for more taxes from his success. Elon still holds the record for the largest payment to the IRS in history, about $11-12 billion. 

A lawyer asks Jesus how to inherit eternal life, and the answer is “love.” Love God and love neighbor. But because the lawyer is practiced in manipulating the law, he follows this up with a question we all secretly ask: who can I exclude from my love? Jesus answers with a story that inverts everything. Not only is the Samaritan the neighbor, he is the very one who does the heart of the law by loving the neighbor, and by virtue of this fact, it is assumed that he is the one to inherit eternal life. Jesus' point is this: if you want to walk the path of abundant life now and eternal life in the future, you must learn to love. Dr. Eric J. Gilchrest | June 14, 2026 The Good Samaritan Download Check out the weekly sermon here or on our SRBC podcast on Apple Podcast and Spotify. While you're at it, check us out on Facebook and Instagram too. What We'll CoverWhy eternal life begins now, not in the next lifeWhy "Who is my neighbor?" is really a question about exclusion and why Jesus refuses to answer it on those termsHow you can tell whether you actually love God (hint: it's not about your feelings on Sunday morning; its about how you love your neighbor)Why love is a verb, and the difference between the right words and the right worksWhat the Samaritan teaches us about empathy and compassionWhy self-giving love isn't a rule we're forced to keep but the design we were made to live Like what you hear? We'd love to know.At South Run, we read every message personally. Whether you have a question, want to share how God is moving in your life, or are thinking about visiting in person, this is the place to start. If you click the link below, Pastor Eric will personally reach out to you. Listening online? Let us know. Sermon Transcript The Good Samaritan and the Age of Life: Love, Eternal Life, and the Narrow Road of Luke 10 — Sermon TranscriptSouth Run Baptist Church | Springfield, VARev. Dr. Eric GilchrestLuke 10:25–37June 14, 2026 This is a full sermon transcript from South Run Baptist Church in Springfield, Virginia. In this message, Rev. Dr. Eric Gilchrest preaches on the Parable of the Good Samaritan from Luke 10:25–37. This sermon is part of the ongoing "The Jesus Way" transformation series and addresses what eternal life actually means in the original Greek, why love and life are inseparable in Jesus' teaching, and how the Good Samaritan parable reveals that walking the narrow road means active, costly, others-centered love. Opening Prayer: A Church on MissionHeavenly Father, we come today offering you thanksgiving for Ian and for Emma, the great work that they're doing at GW, but also for this church and for the work that those who are in these walls do for those who are outside of these walls. We, Lord, desire to be a church on mission, and we need to keep that front and center. And so, Lord, plant it in each of our hearts that as we go where we go throughout the week on Monday and Thursday and random points on a Saturday afternoon, that we be reminded that we bear your image, we bring your word to the world, and we make new disciples. And so, God, we pray all of this in Christ's holy name. Amen. Where We Are in The Jesus Way SeriesWe are in a series on two ways, right? There is the narrow way that leads to abundant life, and this morning we are talking about that way, and the way that Jesus teaches us to walk — a way that leads to abundance and to life eternal. And then the other way we'll get back to next week, and that's the broad way. It's the easy way, frankly, and it's the way that leads to death and destruction. On Father's Day next week, we will cover the lovely topic of gluttony, so you definitely won't want to miss that, dads. You're welcome. For today, though, we are in a parable that you are probably familiar with. Whether you've been around the church much or not, you definitely know what a Good Samaritan is. We even have like Good Samaritan laws, right? Well, I want to dive down deep, and I'll say this whole framing for me — the whole like two ways, the life, death — has become clarifying, we'll say, in ways that I've not anticipated and I have quite enjoyed as we've gone throughout this series. And I almost think of it as like this lens that I take and then I put it over top of the scripture that we're reading and then I kind of see what pops out, like what's new. And so here we are in a very familiar passage and it is, well, it came as a little bit of a surprise to me, exactly how Jesus frames this. So I hope you have a Bible with you. If you don't, go ahead and grab the one that's in front of you — we definitely want to turn to Luke 10 together. Luke 10:25–28: A Lawyer Asks About Eternal LifeSo again, Luke chapter 10, starting in verse 25. It starts this way as you're turning there. "Behold, a lawyer stood up to put him to the test." Here we have lawyers doing what lawyers do, right? A lawyer, though, you should know in this day and age is not what you're thinking of as a lawyer. He does not work for the IRS. He does not do like tax law or something like this. He is a lawyer of the Torah, the Jewish law, right? And so this is a man who knows his law well, but very specifically the first five books of our Bible. And this is going to become important because Jesus is going to say to him, like, what does the law say? Like, what does our Bible say, the one you and I share together, right? And so this lawyer, he has spent lots of time in the law, as we'll see, as good lawyers often do. They know the law in order to kind of skirt through it, and he's trying to do this in this passage, but he actually knows what he's talking about. So the passage goes on, and he says, "Teacher" — rabbi, this is Jesus here, our rabbi, the one we should be listening to and following — "what shall I do to inherit eternal life?" And as I'm pulling that lens, remember, and I'm putting it on and I see this phrase, eternal life, I think to myself, well, here it is. This is part of what we're trying to do for this season of our church history — looking at ways that lead to life and ways that lead to death. And here Jesus is being asked like the exact question I'm asking you and I'm trying to get us all talking about, and that I think is of utmost importance. We might even say a matter of life and death. And he says, what must I do to inherit eternal life? Now, if you were asked this question, if somebody on the street came to you, it's worth asking, like, what would you say? How would you answer that question? What "Eternal Life" Actually Means in the Greek: The Age of Life vs. The Age of Death Backing up just a minute, this phrase eternal life needs just a little bit of clarification. The word for eternal here is not exactly the platonic, like, eternal sense that you and I often use it. Now, it might mean that to a degree, but only in like a secondary sense. It actually comes from a Greek word, eon — or the English version is eon. Eon is an age, right? There's one eon, and then there's the next eon, there's one age, and then there's the next age. And he's asking him, well, how do I get myself into the age of life? It's important that you know that there is an age of death — or as Paul calls it, the evil age, right? This age actually is that, right? It's the age that ultimately we all know is hovered over by these two things of sin and death and evil, and it lurks about, and none of us get out of here alive, right? That's why this age is the age of death. And this is why the Bible speaks to this matter over and over and over again. And this is the final enemy, death. And so the man is asking a very good question, which is, how do we make it out of the age of death and then make it into the age of life? And he has in mind — he thinks like a good first century Jew — and I need you to think this way for a second so that we can maybe make it a little more complicated. His timeline goes like this. There's the age in which we live, the age of death. There's then an ending to that, and there is a resurrection that happens of all people, good and bad. And then there's a judgment that happens, and the people are either judged good or bad. And then there is the age of life. That might be how you're thinking of things right now, in fact. But here's the important wrinkle. A resurrection has already happened. A resurrection has already happened. And so when Jesus is resurrected, the timeline gets shoved into the present. And then also, with that happening, there is a real sense in which judgment has also happened, and yet is also going to happen. It's a both-and. And Paul, if we had time, he gives us both of these. But the point is actually this — what Jesus does is he drags eternal life and he puts it smack dab into this life. And this life is where eternal life begins. And he'll say things like, "the kingdom of God is in your midst, is among you." He's referring to himself. He's saying, through me starts this eternal life. It's here and it's now. And so when Jesus is being asked this question — what must I do to enter into this age of life? — he doesn't say it out loud, but he is saying, well, it starts right now. It's not something we're pushing off to the future. We don't just kind of do all the right things now and then punch a ticket and then we get into the thing. No, you're in it right now. Jesus Tosses the Question Back: How Do You Read the Law?And so he says to this lawyer — well, he refuses to answer his question, actually. What does he do? He tosses it right back to him. And he says to him, well, you tell me, you lawyer, you know the law. What's written in the law and how do you read it? I actually love that last question — the "how do you read it" — that is so important. I don't have time to dig down deep here, but just know that we should all be asking, like, how do we read this scripture? Like, how do you read it? We all read it slightly differently, but Jesus wants to teach us how we read our scripture. And so the man says, "You shall love the Lord your God with all your heart and with all your soul and with all your strength and with all your mind, and your neighbor as yourself." And Jesus, maybe to his shock, certainly to my shock, says, wow, you're correct. You got it right. Like, that is the answer. And in fact, in the other Gospels, Jesus is the one to say these things. Who knows? Maybe this lawyer got it from Jesus. And he says, you're supposed to love God. And by the way, all of those categories — that just simply means your whole being, everything you are. You're just supposed to love God with like every last ounce of who you are. And then love your neighbor as yourself. And this is the simplification of all things. It's the simplification of the law, the scriptures, what God is trying to do with the world. It is just love, right? Love God, love your neighbor. Now, I'd add this. When we talk about loving our neighbor, the Bible breaks down for us to love God with our souls and our minds and our strength and all these various aspects of who we are. And I would say, well, that's just a description of how to love. And we should do the same with the people in our lives. We should love them in similar kinds of ways, with our whole being. "He said to him, you have answered correctly. Do this and you will live." Again, there's our word — life, right? Well, how do we live a life? And how do we do it right? And how do we stay on that narrow path? He says, well, do this. The guy gets it. "Who Is My Neighbor?" — The Question Jesus Refuses to Answer DirectlyAnd if we stopped there, we would feel really good about this passage and it'd all be done. But the man, remember, he's a lawyer and he knows his law. And the job of the lawyer is to get around the law and to kind of sneak through it. And so he says the follow-up. He wants to justify himself and says to Jesus, well, excuse me, who is my neighbor? Jesus does not answer this question. I'll just go ahead and say that very clearly here. Jesus does not answer who the neighbor is. He pulls up the example of somebody being a good neighbor — that is the Samaritan — treats the robbed man that we're going to meet here as the neighbor, but the Samaritan is not actually technically the neighbor here. He's the one who's doing it right, who is loving his neighbor well. All of this explodes the boxes that this lawyer no doubt has, and it should explode ours too. And I can't go into exactly what a Samaritan is, but I assure you, the lawyer is thinking the Samaritan is not one of us. Whoever the "us" is for you — not one of us. He's over there. He's one of them. And Jesus is saying, well, look at the them. Whoever your "them" is, they're doing it right. They're the one who's loving well. And it should cause us to stop in our tracks and to ask, well, if they're able to love well, and they're finding what Jesus is calling eternal life or abundant life in this life that's leading to this eternal life, well, maybe I've got some work to do. Jesus replies to the question that the lawyer asks. He doesn't answer it. He, of course, does what Jesus does, which is to either ask a question — which is what he did the first time — or to tell a story, which is what he does this time. Luke 10:30–32: The Priest and the Levite Pass ByAnd so he says, "A man was going down from Jerusalem to Jericho, and he fell among robbers who stripped him and beat him and departed, leaving him half dead. Now by chance, there was a priest going down the road, and when he saw him, he passed by on the other side. Well then likewise, a Levite came to the place, saw him, passed by on the other side." I assure you, the Levite knows the law too, right? And the priest, well, he knows the law too. And Jesus is saying, do the priest or the Levite do the law? That is, do they love their neighbor? And the answer is very clearly no, right? They do not. Luke 10:33–35: The Samaritan and the Meaning of CompassionNow the Samaritan, whether or not he knows the law is actually not exactly clear, and in some ways not even to the point. The Samaritan does the law. He does the thing that should be done here, which is he sees the man half dead, and he goes to help him. I would stop here for just one minute and point out this word to you — compassion, at the end of verse 33. Compassion. This word shows up only three times in your gospel of Luke. It shows up in the following ways. The widow of Nain — Jesus encounters this woman who already is a widow. She's lost her husband. She then loses her son in the story that is being told. And Jesus looks at this woman who has lost her husband and her son, and he has compassion. Which is to say, the word itself means like his insides are like turning outside, and he's like physically in pain watching this woman and is feeling her pain, right? It also shows up in the passage we're going to talk about next week as you join us for gluttony, which is the story of the prodigal son, actually. When the prodigal son returns home from his gluttonous encounters, the father is there and he looks at him from afar and he has compassion on him. His insides are turned outside. And then here, the Samaritan — he looks at this man and he has compassion on him. I would say if we are going to love at all, we need compassion. If we are going to love our neighbor as ourselves, it is going to require us to put ourselves into the very shoes of the neighbor, to walk the mile with them, to see ourselves as the dead man on the side of the road who needs help, and to ask the question, if I were that dead man, what would I want this priest to do for me? If I were that dead man, what should that Levite do? I'm crying out for him, and he walks right on by. That is not keeping the law. But the Samaritan — the Samaritan sees him and is able to put himself into his place and to see the position that he's in, which is helpless, and he has the ability to do something, and he does. Interestingly, this idea of love is then here for the next few verses explained not as a feeling the Samaritan has — because we all have the feeling when we see something bad happen, and we're like, oh, that's awful, oh man, I feel so bad for this person — love requires action. It requires actually doing something, which is precisely what the Samaritan does in the verses that follow. In verse 34, "He went to him, to the man dying on the side of the road, and he bound up his wounds, he poured on oil and wine to heal them, and then he set him on his own animal, and he brought him to an inn, and he took care of him." This doesn't even account for the fact that he took time out of his own, no doubt, busy schedule to stop and to help this man and to assist him to a place. And he probably missed a really important meeting. And I'm sure some friends and some family were probably upset with the Samaritan who was supposed to be home for dinner. And he missed the kid's soccer game. But he did this very important thing that was in front of him. But it doesn't even stop there. "The next day, he took out two denarii. And he gave it to the innkeeper. And he said, take care of him. And if you spend more, keep track of that, because I will repay you when I come back." This is a man who loves in a way that goes above and beyond, and it is active. It's not just a man who walks and says, oh, there's a person that is almost dead over here, and that's tragic, as he keeps walking on by. This is the kind of love that God is calling us into as well, and this is the narrow road that leads to life. You might understand why now it's a narrow road, because it's difficult to walk. It's the road less traveled. It's the one that requires something of you. "Go and Do Likewise": Love and Life Are InseparableAnd then Jesus finishes up. He says, "Which of these three do you think proved to be a neighbor to the man who fell among the robbers?" And the lawyer has to confess, well, I guess it's the one who showed mercy. And then Jesus says again, well, you got it right. "Go and do likewise." Go and do likewise. When I think about this passage and this idea that we are to walk down this narrow road that leads to life — life and love, in my mind, are almost like one in the same. They all come together, these two come together in ways that are almost impossible to pull apart as you dig down deeper and deeper and deeper into what a full life is. I was trying to wrestle with the question, why does this road lead to life? Like, why does loving someone lead to life? And here's what I think Jesus is doing. Remember, Jesus has pulled eternal life into this life. The very one that you're in now, listening to me speak. And love in this life, this eternal life we're hopefully, prayerfully in — it is the substance of it all. Love is the design of humanity. It is what we were made for. In Eden, when we were created, we were created to love God. And then it was not good for man to be alone. So he creates Eve, and we were meant to love one another. And then he looks at the first couple and he says, multiply, make more of you, and then love them too. And this is what it's all for and all about. The God who made us is in himself self-giving love — Father, Son, and Holy Spirit. If the Trinity means one thing, it means pouring out love one to the other to the other. And we are made in that kind of image, which means the great commandment — love God and love neighbor — this is not a rule that gets bolted onto the side of life, as if it's like some sort of external hope that you might do this at some point. It is the manufacturer's description of how this whole thing runs. Withholding love doesn't keep you safe, and spending love doesn't drain your life. Jesus, in fact, says, do these things and you will have life. Jesus Is the Good Samaritan: He Crosses the Road to Find Us Half DeadWe see this love most clearly in the person of Jesus. When he pours himself out on the cross, he redeems us. He snatches us out of death and delivers us into an age of life, eternal life. If Jesus has done this for me, well, then he must love me, right? And if Jesus has done this for you — and he has — then he must love you. But Jesus has loved the whole world and God has sent his son that we all might have eternal life, that we all might be entered into the age of life. And why love? Because God loves you, and he wants us to love one another and to love him as we were intended to do. Communion: The Table as the Place Where Love and Life MeetAs we come to the table this morning, it is important that we recognize that this two-fold command of love — to love God and love our neighbor — it is kind of one thing. I would suggest to you that when God says to us that we are to love him, what he does not mean is that we have like a really nice worship service together and I have all the feels and it's just me and God and I'm loving every minute of it. And I don't even think he means like, well, I love God and therefore I pray every day and I love God and I'm reading my Bible every day. These are all very good things and they actually do lead you to God. So don't misunderstand me. But what I think he means is he pairs that with love your neighbor, because that is the ultimate understanding of whether or not you love God well. Because every person in this room around you right now and every person you've ever met in your life is bearing the image of God. And if you can't love them well, it is worth asking whether you're loving God. And so this morning as we come to the table, we are reminded that Jesus has poured himself out for us. He has shown us what love looks like. He literally puts his hands on the cross like this, and he opens himself up for humanity. And he takes the penalty that was due to us, and he offers us a way to God. I find Jesus directly in the parable of the Good Samaritan. In fact, many interpreters have. It turns out he's not the priest, he's not the Levite, he is the Samaritan, though. He is the outsider, the despised one, yet the one who actually does the law of love. And he comes to our roads where we are lying half dead and he has compassion on us. He looks at us in our estate and he is moved. His insides turn outside. He says, I want something better for this child of mine. I want them to live a full life now, and eternal life forever. This is what I want for them. And so what does he do? He binds up our wounds. He pours the oil and the wine on them. He pays the price. And he promises he will come back to pay the rest of it. And this is what the table is. On the night before Jesus died, he took bread and a cup and he said, this is my body and this is my blood. And it is poured out for the forgiveness of your sins. We have all been robbed by the age of death. But we have also participated in the age of death. And we need forgiveness from that. So Christ, he crosses the road and he offers us a hand up and out of it. And this morning we get to participate in the forgiveness of sins that he offers to each and to every one of us. Our Call: To Be the Samaritan for OthersHe then expects something of us. As people who are walking down that road with him, the dust of the rabbi getting all over us — you remember that? — as we walk that way of love, we then too must take up the role of the Samaritan for the others who are around us. Our job in this world is to bandage those who are hurt and broken and to pour whatever oil and wine Jesus has given to us onto their wounds too. And we're to lift them up out of their estate. And this, this is what it means to be a follower of Christ. Let's pray together. Heavenly Father, Holy Son, and Holy Spirit, you are self-giving love, perfected. God, we have fallen short of your glory, no doubt. We have sinned and are in need of a Savior. And so, Jesus, this morning, we come asking one more time for your salvation. Some of us, this might be the first time, saying, I need a Savior. I need someone to bandage up the wounds that are just too deep. I can't do it myself. Or somebody is lying there saying, I am half dead. I can't do this by myself. And Jesus, we know you are saying to them right now, I am here for you. I am here to bind those wounds and to raise you back to life again. So God, as we prepare our hearts for the communion table, we ask that we do so with sincerity and with gravity, knowing the cost that you have paid — your very life. And that out of this should flow for all of us gratitude, a thanksgiving. And for all this and more, we give you thanks and praise. In Christ's holy name we pray. Amen.‍ ‍South Run Baptist Church | 8712 Selger Drive, Springfield, VA 22153 | Sunday Worship at 11am Serving Springfield, Burke, West Springfield, Lorton, Alexandria, Fort Belvoir, and Franconia, Virginia. Listen on Apple Podcasts or Spotify

Dave Rubin of "The Rubin Report" talks to Batya Ungar-Sargon about her new book The Jews and the Left; why American Jews historically aligned with the Democratic Party through labor activism, the New Deal, and the civil rights movement; the rise of anti-Zionism as a litmus test on the modern left and its impact on Jewish voters; Zionism, antisemitism, Israel, and the growing divide between progressive activists and mainstream Americans; Tucker Carlson, Thomas Massie, and the debate over anti-Israel sentiment on both the left and right; America's unique relationship with Jewish history; populism, Trump, working-class politics, and why she remains optimistic about America's future, and much more. Today's Sponsors: Chef iQ - Take the stress out of not knowing if your meat will come out good! CHEF iQ Sense continuously monitors and predicts precisely when your food will be done. Get 40% off sitewide with code RUBIN! Go to: http://chefiq.com Tax Network USA - If you owe back taxes or have unfiled returns, don't let the government take advantage of you. Do not wait for another IRS letter or a frozen bank account. Call 1(866) 685-6604 for a private, free consultation or Go to: https://tnusa.com/dave

The Exorcist Files has dealt with Ouija boards in several cases, but perhaps none as wild and chilling as "Spiritual Roulette", where a group of friends open a portal to a demonic entity known as Stevie. They tried to quit playing the game, but Stevie was far from game over.Thank you to our sponsorsLive Better Longer with BUBS Naturals. For A limited time get 20% Off your entire order with code EXFILES20 at Bubsnaturals.comGo to Babbel.com/exfiles for up to 60% off. Start speaking!Get the greens your body needs. Fogchicks.com promo code EXFILESCheck out Runewoodrosary.com and use our promo code for a 15% off. Want to support the show and Father Martins ministry? Subscribe to the Vault at Exorcistfiles.supercast.comCheck out The Born Again Identity with Father Gregory and Ryan Bethea at EWTN plus. CHAPTERS01:00:04 | The Board That Came Back | Cold open: thrown away, back on the table01:01:09 | The IRS or Old Scratch? | "Both are ancient enemies. Depends on who you owe."01:02:01 | Season 3 Preview | New cases with "details far more interesting" than seasons 1 and 201:02:34 | The Obsession Episode | Two real cases behind the box office moment01:04:22 | Obsession, Defined | Partial possession: the last step before the real thing01:05:59 | The Case File | Faceless man, cockroaches, a flying planchette01:09:13 | Meet Stevie | Why a demon introduces itself as a dead child01:12:35 | Gowan vs. Stevie | How the room's one skeptic became the target01:16:30 | "Kill Him" | The demon shows its cards and the game ends01:23:43 | Child's Play | Teleportation vs. healing a broken board01:26:13 | The Permission Framework | Job, Peter, and the limits on demonic power01:33:34 | The Prioress's Protocol | Confession, conversion, burn the board01:40:29 | The Faceless Man | A truck, a cornfield, and "you die"01:43:21 | The Ouija Renaissance | A warning about sleepovers and store shelves01:44:37 | Three Johns and a Book | The quiz, the summer reading rec, the sign-offSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week, Farnoosh answers listener questions about rolling over an old 401(k), managing $100,000 in savings for a 68-year-old on Social Security, and how couples should discuss and merge finances. She highlights a New York Times story on how weak job markets can scar young graduates long-term and a piece in the Wall Street Journal about “Trump accounts,” including unclear eligibility rules and potential state tax differences versus 529 plans, advising caution until IRS guidance arrives. Learn more about her October 9 Book to Brand event. Learn more about Farnoosh's upcoming literary workshop Book to Brand. Early bird registration is now open! Hosted on Acast. See acast.com/privacy for more information.

Abu and Leo continue their read-through of Chapterhouse: Dune with chapters 37 -39. Odrade says her goodbyes, the mission to Junction begins, and a beloved cyborg bus driver makes a triumphant return. Then the takeaway digs into the leveling drift, the Bene Gesserit belief that humanity always sands its outliers back down toward the average. This episode contains NO SPOILERS beyond the books and pages covered thus far Read along with us by following the ⁠⁠⁠⁠⁠⁠⁠⁠⁠Chapterhouse Dune book club schedule⁠⁠⁠⁠⁠⁠⁠⁠⁠ IN THIS EPISODE The convocation: Odrade tells the gathered Sisterhood she will share with Sheeana and Murbella before a meeting she does not expect to survive Rebecca and the rabbi argue over whether the Bene Gesserit are self-deluded, while Joshua, true hero of this book, fixes the HVAC Clairby returns, the ghola genie leaves the bottle, and the case for a cyborg bus driver as book seven's main character The leveling drift: regression toward the mean, Frank's grudge against the IRS, and a Peloton-shaped cautionary tale Spice morsels on the minyan, why ten adults matter to the rabbi in hiding, and the grim math of rendering bodies for potash SUPPORT THE SHOW Get ad-free episodes and bonus content: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.patreon.com/GomJabbar⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Say thank you with a tip: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://buymeacoffee.com/gomjabbar⁠⁠ Watch video versions of select episodes: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.youtube.com/@loreparty⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Get yourself some custom-designed Dune swag: ⁠⁠⁠⁠⁠https://gomjabbar.shop Learn more about your ad choices. Visit megaphone.fm/adchoices

The Mark Thompson Show Hour 3 (6.11) The crew celebrates Pride Month by discussing celebrities who came out later in life, including a former “Vanderpump Rules” star, Barry Manilow, Kelly McGillis and Clive Davis. They also react to the big Knicks game and Taylor Swift being spotted with Alana Haim (Tim Conway Jr.’s co-star from “Licorice Pizza”) —did Taylor asked for Timmy’s autograph?? The guys pay tribute to the late disco legend Sylvester, chat about how SpaceX has never turned a profit despite the upcoming IPO, and get a kick out of Mark Thompson claiming supermodels are constantly flirting with him. Other topics include the IRS laying off staff only to try and hire back 8,000 employees, and the costly U.S. effort to evacuate a woman exposed to hantavirus from a Dutch cruise ship. See omnystudio.com/listener for privacy information.

I'm joined by Peter M. Hoffman this week to discuss his new memoir, Karmic Winds, about his time in Hollywood as the tax lawyer who could figure out how to get movies financed and get people paid. Fans of 1980s action movies will recognize many of the names here, as Hoffman was a key figure in the Golan and Globus empire before becoming CEO of Carolco Pictures during their epic run of films that included Basic Instinct and Terminator 2. We also discussed the way tax laws helped—and then hindered—getting movies made, and Peter's own unfortunate run-in with IRS authorities. If you want the full story, make sure to check out his book, which goes into much more detail than we had time for here.This episode gets a bit in the weeds about tax law and the such, but I'd love to hear from folks about their favorite Carolco films. One that we touched on very briefly is Jacob's Ladder, a movie I've always found fascinating in part because I don't think it entirely works. Or at least, it didn't for me … but Peter's book highlights the ways in which the film reflects the Tibetan Book of the Dead, which may just be the key to unlocking it all. I'm excited to go back and revisit it with that idea in mind. 

Are you paying more taxes than you should? In this episode, we break down three powerful tax strategies that can help business owners and real estate investors keep more of what they earn. You'll learn how Cost Segregation can accelerate deductions, how the Augusta Rule can create tax-free income, and how an Accountable Plan can turn everyday expenses into valuable tax savings. We also cover common mistakes, real-world examples, and the simple rules you need to follow to make these strategies work. If you're looking for practical tax planning ideas, smart tax strategies, and business finance insights that can improve your bottom line, this episode is for you. Don't leave money on the table. Listen now and discover which strategy could save you thousands this year.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

"You never know what insight or information you're going to glean from someone, and so I want to be open to surprises. And not have any preconceived notions of what, who this person is, what they're going to tell me, imposing my own values, beliefs, whatever on them, because it's all a discovery," says Pulitzer Prize-winner Barry Meier, whose piece "You Can Run" appears in The Atavist Magazine.Barry Meier is here for another Atavistian chat! Yeah, these have not come out in as timely a manner as I had hoped. The late delay of the “revived” one with Mac Montandon, and having pods that were getting moldy in the can too precedence. Anyway …Barry Meier has won this little award you might have heard of called the, what is it, oh, yes, the Pulitzer Prize as part of a team of reporters in International Reporting for the New York Times. He's also been a finalist for the Pulitzer and a two-time winner of the George Polk Award. He's got a new piece out for The Atavist magazine titled: You Can Run: When their parents ripped two young sisters from their privileged lives, gave them fake names, and took them on the lam, they thought it was because their father was in trouble with the IRS. It would be years before they learned the truth about his life of crime.”He's the author of three books, Pain Killer, which was the first to chronicle the Sackler family and the origin of the opioid epidemic. “The book that started it all,” wrote Patrick Radden Keefe, whose book Empire of Pain was heavily informed by Barry's work. Barry also wrote Spooked and Missing Man. You can learn more about Barry at barryemierbooks.com . In this conversation we talk about: Using the boundaries of an envelope to map out a story Interviewing and the tools he uses or doesn't use Being open to surprises Beginnings, endings, and pacingThis episode pairs well with Ep. 385 with Robert Kolker

Falling behind on taxes can feel overwhelming. Maybe you missed one year, then another. Maybe a job change, a divorce, an illness, a death in the family, or a season of financial hardship made it hard to keep up. Or perhaps you started gig work, received a 1099 for the first time, and were surprised to discover that you owed more than expected. Whatever the reason, failing to file your taxes for several years is serious—but it is not the end of the road. The IRS would rather see you come back into compliance than continue avoiding the issue. The most important step is to begin. Kevin Cross has helped many people walk through this very situation, and his counsel is simple: don't panic, don't ignore it, and don't assume it's too late to get help. Start With the Current Year If you have not filed taxes in several years, your first instinct may be to go back to the earliest missed return and start there. But Kevin often recommends a different first step: filing the most recent tax year. The goal is to show the IRS that you are trying to come back into compliance. Filing the current year helps convey that this was not willful neglect but a season when something went wrong, and that you are now taking responsibility. The further behind you are, the harder it can feel to catch up. But beginning with the most recent return can give you a clear starting point and stop the pattern from continuing. Why People Fall Behind There are many reasons someone may stop filing taxes. Some are self-employed or gig workers who receive a 1099 and discover they owe thousands of dollars because taxes were not withheld throughout the year. Others fall behind after a divorce, death, disability, job loss, or another major life disruption. Since the COVID years, many people have also struggled to keep up with their tax responsibilities. Once one year is missed, it can be easy to feel overwhelmed and avoid the next one, too. But avoidance only makes the problem heavier. The path forward begins with gathering information and getting the right help. Not Filing Is Different From Not Paying It is important to understand the difference between not filing and not paying. If you owe taxes, the April deadline matters. You can file an extension to extend the time to file your return, but that extension does not extend the time to pay any tax you owe. However, if you are due a refund, there is generally no penalty for filing late. But there is a time limit. If you wait too long—typically more than three years—you may lose the ability to claim that refund. Some people may not be required to file at all. For example, if Social Security is your only source of income, you generally do not need to file a federal tax return. But the challenge is that many people do not know whether they owe or not until their information is reviewed. Other income can change the picture, such as interest, dividends, retirement distributions, self-employment income, or the sale of a home. Even a home sale that qualifies for the primary residence capital gains exclusion may still need to be reported properly so the IRS understands why no tax is owed. Gather Your Wage and Income Transcripts One practical step is to request a wage and income transcript from the IRS. This transcript shows what the IRS has on file for you, including W-2s, 1099s, mortgage interest forms, retirement distributions, and other tax-related documents. You can request this through the IRS website. Searching for “IRS wage and income transcript” should take you to the right place. This can be especially helpful if you do not have all your old tax documents. It gives you a starting point for reconstructing the missing years. Work With a Qualified Tax Professional While you can download your transcripts yourself, you may not know what to do with them once you have them. IRS transcripts do not look like regular tax forms, and catching up after multiple missed years can involve more than simply filling out returns. That is why Kevin recommends working with a tax professional who understands tax representation and IRS procedures. A qualified CPA, enrolled agent, or tax professional can help determine which years need to be filed and how to communicate with the IRS. According to Kevin, the IRS typically focuses on the past six years when bringing a taxpayer back into compliance. That does not mean every situation is identical, but it does mean you should not simply assume you need to start with a very old return from decades ago. A knowledgeable professional can help you determine the proper path. The IRS Will Work With You Many people avoid filing because they are afraid of what they might owe. But the IRS has options for taxpayers who cannot pay everything at once. Depending on your situation, those options may include a payment plan or, in some cases, an offer in compromise. The key is to take the first step rather than remain silent. Ignoring the problem will not make it disappear. But taking action can begin to restore order, clarity, and peace of mind. A Faithful Step Forward Taxes may not be pleasant, but handling them honestly is part of faithful stewardship. Romans 13:7 says, “Pay to all what is owed to them: taxes to whom taxes are owed, revenue to whom revenue is owed.” If you have fallen behind, do not let shame keep you stuck. Begin with the next faithful step. Gather your documents. Request your transcripts. File the current year. Then find a qualified tax professional who can help you walk through the rest. And if you would like to find a trusted financial professional who shares your values, visit FindaCKA.com to connect with a Certified Kingdom Advisor® (CKA®) near you. On Today's Program, Rob Answers Listener Questions: I have about $18,000 in credit card debt. I may have the opportunity to work in Alaska's fishing industry for three months and earn enough to pay it off quickly. Should I contact Christian Credit Counselors before I go, or wait to see how much progress I can make during those three months? I have a Thrift Savings Plan and plan to retire within the next five years. I was told I could roll over part of my TSP into something that would protect the principal, keep it from going down, and still leave my TSP open for contributions. Is that wise, and is it really guaranteed not to lose value? I'm 59 and have contributed to my company's traditional 401(k) for years, with a 50% employer match. I'm near the end of my career and likely at my highest income level. Should I keep contributing to the traditional 401(k), or would a Roth option make more sense? I've been studying the Bible for just over a year and recently began tithing. I want to honor the Lord faithfully, but I'm not sure where the tithe should go. Biblically, who should receive it? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) Christian Credit Counselors Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob West Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor® (CKA) FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

For episode 744 of the BlockHash Podcast, host Brandon Zemp is joined by Sebastian Salomon, CGO and Co-Founder of oneBanking, one of Europe's most exciting fintech ventures (est. 2024), and co-founder of oneBots, an AI-powered automation platform making intelligent banking accessible to everyone.

Did you hear about the guy who tried to pay his taxes with a smile? Unfortunately, for him, the IRS still prefers cash. All jokes aside, failing to file your taxes for several years is no small matter . . . but it's not the end of the road, either. On the next Faith & Finance Live, Rob West and Kevin Cross share practical steps to help you get back on track. Then, it’s on to your calls. That’s Faith & Finance Live—where biblical wisdom meets today’s financial decisions—weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.

This week we're covering California's one-time penalty abatement program, including how it differs from the IRS's First Time Abate program.

A discussion of the impact of new Section 68 on trusts and the JCT's Blue Book Footnote 102, IRS previews upcoming Section 25F credit guidance and more.

You know that taxpayers in your area are getting IRS letters and losing sleep from wondering how bad their tax debt is going to get.   But when they get online to search for help, can they find you?   In this episode, Christian Jones and Noah Jenks look at what's actually working for tax resolution pros who are getting found online. Tax pros who are bringing in:   7 leads in less than a month at $86 per lead 33 leads over a year, with an average cost per conversion of $170 Leads with up to $400K owed and years of unfiled returns. You'll learn the digital marketing moves that are getting tax resolution firms more IRS debt cases. And how asking the right questions on your website can turn nervous visitors into qualified tax resolution leads. If you're looking to get more tax resolution leads, this episode shows you what's possible when your digital marketing is designed to capture them.  

In this episode: IRS call strategies – A tip for getting through when the IRS won't accept calls • Tax identity theft – How fraudsters file returns using stolen Social Security numbers • Qualified Small Business Stock (QSBS) – A little-known tax exclusion that could eliminate gains for eligible investors • IRS First-Time Abatement – An automated penalty relief process coming soon for late filers • Investment fee deductibility – Why individuals can no longer deduct these fees, but businesses still can • IRS interest rate increases – Higher rates on underpayments and overpayments starting Q3 2026 • 2026 W-2 changes – New codes to identify deductible tips and overtime pay • SALT cap – The $40,000 state and local tax deduction limit reaffirmed through 2029 • 2027 HSA limits – Contribution limits going up, with a reminder of the long-term savings benefits

Most people assume asset protection is for the ultra-wealthy — offshore trusts, Cayman Islands, $50,000 to set up. It's not. And for Utah residents, there's a tool right at home that delivers the same core protection at a fraction of the cost.In this episode, Nathan Croxford and Brian Edwards break down the Utah Domestic Asset Protection Trust — what it is, how it works, and why fewer than half of U.S. states even offer it. They cover who it's actually built for (small business owners, landlords, professionals with liability exposure), how the distribution trustee structure is what makes creditor protection legally bulletproof, and why the window to set one up closes the moment a lawsuit begins.Key Takeaways:The Offshore Alternative: How a Utah DAPT delivers comparable protection to an offshore trust at a fraction of the setup cost — with no foreign trustee fees or IRS international filings.The Distribution Trustee: Why separating distribution authority from trust management is the legal mechanism that keeps creditors out — and what happens if you skip it.The Seasoning Period: Utah's two-year clock for existing creditors, how it can be shortened to 120 days, and why future creditors are protected from day one.What You Actually Keep: The investment control, veto powers, and flexibility that make an irrevocable trust far less restrictive than most people expect.Nathan Croxford and Brian Edwards are practicing attorneys at Voyant Legal in Utah. This episode is for educational purposes only. Visit voyantlegal.com or call 801.951.0500.

Today's West Coast Cookbook & Speakeasy Podcast for our especially special Daily Special, Blue Moon Spirits Fridays, is now available on the Spreaker Player!Starting off in the Bistro Cafe, MAGA Mike Johnson shut down the House of Representatives for two weeks as nineteen MAGA Members revolted.Then, on the rest of the menu, a federal judge smacked MAGA Jeanine Pirro with a second beat down over one of Trump's vindictive criminal cases; a MAGA DOJ agency claims it has no records of Trump's shady IRS settlement; and, an Arizona MAGA county attorney, who endorsed Trump for president, begged the court to stop Stephen Miller's group from an election ‘power grab.'After the break, we move to the Chef's Table where in a gift for Vlad, Trump wants to pull a third of the fighter jets and war ships the US provides to NATO; and, Italian prosecutors are investigating charges foreign workers were paid less than two dollars an hour by an Alabama construction firm to build a new US Consulate in Milan.All that and more, on West Coast Cookbook & Speakeasy with Chef de Cuisine Justice Putnam.Bon Appétit!The Netroots Radio Live PlayerKeep Your Resistance Radio Beaming 24/7/365!Become a supporter of this podcast: https://www.spreaker.com/podcast/west-coast-cookbook-speakeasy--2802999/support.

250 Year Competition:Vote for which of Trump's insiders you think the Founding Fathers would send back to EnglandCLICK HERE TO VOTEJames and Al analyze Tuesday's primaries, focusing on the enduring support for Graham Platner in Maine and the surprisingly weak showing for perennial incumbent Lindsey Graham in South Carolina. Then, they welcome Judge Luttig to give his verdict on Trump in a discussion of his settlement with the IRS, the pushback from judges around the country, his weaponization of the DOJ, Todd Blanche's lack of fitness for AG, and the partisanship of the COTUS.  Afterward, they are joined by NC-11 congressional candidate Jamie Ager to discuss winning over rural voters as a Democrat in a Red state, the need to personally connect with your constituents, and how government can work for the people.Email your questions to James and Al at politicswarroom@gmail.com or tweet them to @politicon.  Make sure to include your city– we love to hear where you're from! More from James and Al:Get text updates from Politics War Room and Politicon.Watch Politics War Room & James Carville Explains on YouTube.James Carville & Al Hunt have launched the Politics War Room SubstackGet updates and some great behind-the-scenes content from the documentary CARVILLE: WINNING IS EVERYTHING, STUPID by following James on X @jamescarville and his new TikTok @realjamescarvilleGet More From This Week's Guest: Nick Mueller: The National WWII Museum | LSU PressMax Boot: Twitter | Threads | Website | WaPo | CFR | Author Please Support Our Sponsors:Smalls:Get 60% off your first order, plus free shipping and free treats for life, when you head to Smalls.com/WARROOMAqua Tru:Go to AquaTru.com now for 20% off your purifier using promo code: LONGSHORTMiracle Made:Upgrade your sleep with Miracle Made! Go to TryMiracle.com/warroom and use the code WARROOM to claim your FREE 3-PIECE TOWEL SET and SAVE over 40% OFF.Hers WL:Ready to reach your weight loss goals? Visit forhers.com/warroom to get personalized, affordable care that gets you.

Trump says we can take over Iran, we look more into Ivanka's "boat" trip where she "discovered" Sazan Island, Pete Hegseth visits Cuba with Laura Loomer, and The Spectator says bombing Iran is the best way to celebrate pride month. 00:00 - Start. 01:42 - How Jared & Ivanka really "discovered" Sazan Island and why is it important. 21:32 - Pete Hegseth's PR events and his Cuba trip with Larry Loomer. 28:38 - Spectator says to celebrate pride by bombing Iran. 31:12 - Turning Point says they were just trolling with the Charlie video they played at YWLS. 36:42 - Comments. PreBorn!​ ​ To donate, dial #250 and say they keyword “BABY" or by visiting https://preborn.com/candace Nimi Skincare​ ​ Save 10% on your order with promo code CANDACE10 at http://www.NimiSkincare.com PureTalk​ ​ Take advantage of unlimited high-speed data for just $34.99 per month at http://www.PureTalk.com/Owens Tax Network USA​ ​​​​​​​​ Do not wait for another IRS letter or a frozen bank account. Call 866-686-1651 or visit http://tnusa.com/candace  American Financing​​​​​​​​ NMLS 182334, http://www.nmlsconsumeraccess.org. APR for rates in the 5s start at 6.327% for well qualified borrowers. Call 800-795-1210 for details about credit costs and terms. Visit http://www.AmericanFinancing.net/Owens. Average savings based on borrowers who save over $199.99. Candace Clips Channel: https://www.youtube.com/@ClipsCandaceOwens Candace Official Website: https://candaceowens.com Candace Merch: https://shop.candaceowens.com Candace on Apple Podcasts: https://t.co/Pp5VZiLXbq Candace on Spotify: https://t.co/16pMuADXuT Candace on Rumble: https://rumble.com/c/RealCandaceO Candace en Español: https://www.youtube.com/@CandaceOwensEnEspanol Candace Owens em Português: https://www.youtube.com/@CandaceOwensemPortugues Candace Owens en Français: https://www.youtube.com/@CandaceOwensEnFrançais Learn more about your ad choices. Visit megaphone.fm/adchoices

Peter Holtz reveals why most CPAs are compliance fillers, not tax planners — and how real estate investors can cut their tax bill by 40% or more.In this episode of RealDealChat, Jack Hoss sits down with Peter Holtz, certified tax planner and CPA, to break down the massive gap between tax compliance and real estate tax planning strategy.Peter covers:Why only 1,100 out of 1.2 million licensed tax preparers are certified tax plannersHow cost segregation works and why virtually no one uses itThe 1031 exchange and reverse 1031 you should know before every saleHow a retired real estate investor legally captured $250,000 in tax-free gains every two yearsThe airline pilot case study: how Peter fought the IRS and won, getting his client years of zero tax liabilityWhy your CPA saying "no, you can't" is a red flagHow to use real estate depreciation to shelter business incomeThe McDonald's model and why every successful business is really a real estate businessHow Peter's team uses AI and cloud accounting to deliver faster resultsQuestions you should ask your CPA before you file another returnIf you own real estate, run a business, or are paying more taxes than you think you should, this episode is required listening.

Donald John drops lawsuit with the IRS and announces plan for financial compensation for his allies in a $1.776 Billion settlement fund that could see taxpayer dollars funneled to his pardoned January 6th Insurrectionists and shields him and his family from auditing from the IRS. 

Part one of Kiera's conversation with Howard Farran on the Dentaltown podcast. They discuss how many details a dentist should know about their business, what about the COVID-19 pandemic still haunts practices, the AI of dentistry and the human care of patients, hidden gaps draining profitability, and more. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: The Dental A Team (00:00) Hello, Dental A Team listeners, this is Kiera. And today we are sharing a guest interview I did on another podcast. And it was too valuable not to bring you guys here.   this episode, you're gonna hear this host lead the conversation and then I'll wrap us up at the end. I cannot wait. It was truly one of my most   episodes and I truly hope you enjoy.   The Dental A Team (00:17) It's just a huge honor for me today to bring back Kiera Dent. How are you doing, Kiera? my gosh, Howard. It's so great to be back. I remember my very first podcast with you. I was actually at an office in Alabama and I went like hid in this room because I was starstruck podcasting with you. So to be able to be back on the show with you ⁓ several years later is just fun. I love what you guys are doing. I love Dentaltown. I love your posts. so it's really fun to be back. So thank you. ⁓ the honor is all mine. Just remember Kiera likes Shakira.   And Dent is just her nickname. The full name is Dental Queen Goddess. So thank you. And ⁓ she is the founder and CEO of the Dental A Team, committed to elevating dentists and their teams to their highest level through customized in-office and virtual consulting and training. Her vast experience ranges from the front office to assistant, regional manager, and dental practice owner, giving her a perspective few consultants can claim.   She and her team work with hundreds of dental practices nationwide and confidently say we don't just understand you, we are you. Among her many accomplishments, Ciara has grown a practice from 500,000 to 2.4 million in just nine months with a doctor straight out of dental school. She's coached hundreds of practices, authored numerous articles, and designed a customizable operations manual manual that serves as a roadmap for systems and team success.   Her Dental A Team podcast has amassed nearly 2 million downloads, making it one of the most impactful resources in all of dentistry. Kiera lives every day by her core values. Do the right thing, ownership, passion for excellence, ease, grit, innovator, die, and fun. Her motto says it all. There is always a solution. And my gosh, I just want to tell you the truth. And the reason I was so excited to bring you on. It seems like dentistry has turned into two groups of dentists.   There's all the old farts like me who, you know, we had, you know, we had great practices, great lives, great careers. And then you got these younger dentists that look at us and say, ⁓ man, you graduated in the good old days. You know, you didn't have five hundred thousand dollars of student loans, you didn't have DSOs, Delta hasn't given us a raise in four generations, and and and they're mad at the ADA. I think they're even mad at their mom. I I they're I think so and they're not happy. Do you have any good news?   For these dental graduates with $500,000 of student loans, or did they make the wrong decision and should have become a plumber? I mean, you know, plumbing is always a backup plan if dentistry doesn't work. So I think you're like at least in that realm. Like, you know, there's always options. But I love dentistry and I actually, ⁓ I think we're actually in the best time of dentistry. And I know that yes, there's the good old days. Then Howard, those were great days for you. But I think like, how many options do people have now? We have AI, we have these innovations, and I mean.   Your my example of a student straight out of dental school, we actually had one million. So I actually called her 2.5 because we had $2.5 million. So from student debt to practice loan debt to buying another location, all within a couple of months of us starting the practice. And so I called her 2.5 every time I walked past her. I was like, get that back straight, girl. Like we got 2.5 mil of debt on us. but to be able to grow our practice in nine months was   Absolutely incredible. And I think that that's where dentistry is amazing. There is no cap, there is no ceiling, and you have a way to truly impact and change people's lives. And I'm like, you have DSOs as options. Like there were not the times where you were getting the multiples that you get today. You also have like there are so many avenues that dentistry can afford you. but I think it's a it's a matter of what you choose to focus on, is what you're going to find more of. If you want to sit here and say, ⁓ my gosh, it's awful. We have 500,000 of debt. And I'm like, Yeah, but guess what? My husband had   Not quite the same, but we had several hundreds, thousands of dollars of debt. And he's a pharmacist. And so I understand what it's like to come out of school and have hundreds of thousands of dollars of debt on us. But guess what? He's making, you know, hundred, hundred and fifty. If we're lucky on a good day, we're capped out. It took us forever to pay back our student loans. But as dentistry, you have untapped and uncapped potential. And so for me, you get to change people's lives, you get to give them confidence, you get to help them have better health, and you're able to make people smile like.   I can't think of a better opportunity to be a part of. And I'm not just Pollyanna over here. I coach hundreds and thousands of offices. I've seen the good, the bad, the ugly, and the in between. But I'll tell you, depending upon how you choose to view this, you can either find the good or the bad. And I'd recommend like, let's find the great because it's a gold line of opportunity if you want to see it. What what do you say to dentists who say, Mm-mm, you know, I I really don't want to complain really a bit. I mean, on paper my   My practice looks perfect. I got two hygienists. I do a million dollars. I do all this, but just internally it just feels chaotic and stressful. So it looks like on paper he's doing everything right. But she says, I still feel like chaos and stress. What's what's that about? I think like welcome to being a business owner. I think that there's two sides of success. In the word success, there's literally the word suck. Like there are parts of success that are going to suck. Like that's just how it is, guys.   And so that chaos and internal turmoil, I think I there I have lots of offices where you don't have to be that way. And I think going from like operator doing all the pieces, being stressed out into like a CEO of a business. ⁓ I think sometimes dentists are such gunners doers, they're so hands-on that they have this internal chaos. But there there are paths again that don't have to be that way. But I also think this is part of the game of business that we signed up for. And I think when you get to the level like Howard.   You've seen, I've seen over our career, we've got the gunners and the doers and the like zero to two year business owners. Like it's freaking chaos. It's psycho. Like you're learning these things just like you're back in dental school. But as you mature, you start to realize that the chaos is just part of the game. And the more you're able to learn to weather it, to see it, and to not do all the pieces, elevate your team, get great people, do like hire it out. You can hire, I mean, a practice is doing a million and you got great profitability and overhead.   You can hire a lot of great people to take away a lot of your problems. And so like, let's get some of those things done. And then you actually become happier and you make more money. So that you don't have to sit in that chaos. I think that there's a part of it that will always suck. but there's also a part that can really be the successful part too, that's fulfillment and enjoyment. But you got to make the steps and take the steps to do it rather than just sit and complain about it.   Love it, love it, love it. ⁓ what do you what do you say about the ⁓ the dentist who got out of school, goes and works for a major DSO, say say he's working for Rick Workman, Heartland, and he works there two years, and you know, he you know, he's working for a guy that owns eighteen, nineteen hundred dental offices, but he can't tell you the code for a profit. Can't he'll say, like, you know, are they paying my pay right? Really? You can't check at you. I mean, it it's like   It's like they'll listen to a forty hour lecture on the difference between two different composites, but they did I mean th they worked through two years, they don't know insurance codes, they can't check out a patient, they don't know the software. I mean, I had one guy tell me, ⁓ the only thing you could tell me about the practice manager software is the brand name. He couldn't tell me and then he's asking me, you know, it what which one you know, but anyway, do you think do you think a dentist doesn't need to know all the business details?   Or do you think that's a blind spot and you can't delegate anything till you can do it and master it? I think that there's two types of owners. And I think that there's some that are really great at hiring people that they are great at hiring people, knowing it, listening to podcasts, hiring coaches, training the team, and like having somebody spot check for you. Then there's others that like they've got to know the ins and outs. But I think that like Howard, there's   To me, there's also a middle ground where I think that you can go sit with your biller for one day and just like say, like, walk me through your process. So you have a general idea and an understanding of what they do. Go watch to see how they schedule. ⁓ I think when it comes to billing, I do think the dentists have a very big blind spot. And to me, that is like as a business owner, not to know how your money comes to you. To me, that feels like a pretty big blind spot of like even just understanding that knowledge. And so   If I were to say, I don't think you need to know the ins and outs. I love like I recognize this. I was a business owner of it. I own practices. I worked with hundreds of dentists at Midwestern University's Dental College. Like, I hear what you guys are taught. Plus, I'm a team member on the other side. And so I created a billing course and an office manager course because I just want a dentist to know like, what should I be able to expect? And I think like if you want to just have a general overview so you don't get blindsided, you you can have it. I think you can quickly within like a week.   Know the bulk of like everything you need to know in a practice very simply, very easily. So that way you can delegate. That way you can have it. You're not gonna be perfect. but I think just having a general awareness. And then I love to give doctors just a quick checklist, like once a month, go spot check, go grab an EOB. Even if you don't know what the heck that EOB is, go ask your front office for it, check it. And just the more you learn that language, just like the language of business, I think it doesn't need to be an overnight sensation.   But I do think the more you're aware of it, I don't think you have to do every single role though to be a successful practice owner. And I mean, shoot, if Heartland can do it, I think it's a good example. But I think who are you? And are you a hands-on tactical person? Are you somebody who's really good at hiring people, t trusting other people, getting the checklist and spot checking? I think you can do it either way. But my recommendation is like just like one week, go like sit in every seat of your practice and get a general awareness and educate yourself on the things that you don't know. I'm really big on money, understanding at least how insurance works. And then also how do we like   present cases, what are kind of the flow that way those big zones that really impact your financials, you can you can be aware of. So those courses, those online CE courses, your website is The Dental A Team. The Dental A Team. Now I think the A Team, you need that guy with the Mohawk and all the bling. I mean that's who I am in my like spare time. This hair is just a facade. Like, you know, I hang out as Mr T. Mr T. Mr T, Mr T, yeah.   That's why I was thinking the A Team, but is that on your on your website, the th those courses? Yeah, they are. So we have an online library, it's all C E. We've got downloadable checklists, we've got operations manual. You got it. That's exactly right. And Howard, in real time, I'll have our marketing team actually put together a code. If you guys put in Dentaltown, since you're listening, we'll make sure that you guys get a coupon code for that as well. Well, since it's my compass podcast IRS that you just put Fabio.   you want Fabio? Okay. well in that case. So ⁓ so is I also see you have a ⁓ Summit twenty twenty six is live on Friday, April twenty fourth. Grab your ticket. Where's where's that show gonna be? Is it Reno where you are? You know, that's actually virtual, Howard, and it's one of our like favorite comebacks constantly. And the reason I do it virtual, people have been asking me for years, like, why don't you do it in person, Kiera? And what I found is   Because it's so like again as a team member, I really struggle to get my team ramped up, amped up, and have it be financially affordable. So what I found is if we can have it virtual in your practice with your full team, you guys are able to get this boost and surge of energy and have a good time. So it's for leadership teams, it's for doctors. ⁓ we've been doing it for six years strong and we tend to have hundreds of offices. You get your whole office there, you have a good time.   But yeah, it's virtual and it's C E and it's a great time. ⁓ I attend a lot of Tony Robbins, a lot of Brendan Bouchard, Rachel Hollis. So we've learned how to do people have told me the online experience is so fun. ⁓ we just get continual people coming back year after year after year. So yeah, come join us. It'd be a great time. I love Tony Robbins because ⁓ you know, my boys they wrestled year round from age five to fifteen.   Yeah. Made our garage. I got two real wrestling mats from the manufacturer in Pennsylvania delivered by an AJ Miller. So I never ever parked in my garage ever. And we would we were listening to that Tony Robbins 30 day, 30 day personal power. Yep. And then I and then I bought my first laptop when I went to MBA school. And so I took notes on it. And then when I was done, I I ⁓ closed down Saturday and I went to a studio Saturday, Sunday, and I ranted out my notes.   And I said, this has got to be 30 hours because I mean it's still Tony Robbins 30 day personal power. And that was the 30-day dental MBA. ⁓ and it worked out to be about thirty hours. But I'm telling you, the pandemic changed everything. That was when ⁓ online CE at Dentaltown just went through the roof and it hasn't come back and dental meetings haven't come back. Cause why do I need to fly to Chicago to listen to you if I got a Zoom call or   or streaming video or this event. I mean, I mean, just think of the plane ticket, the hotel, the sitting and attending. If you're in Phoenix, you know, just to get to New York is a five hour flight. I mean, why I I gotta fly five hours each way when I could see you on YouTube or a podcast or or whatever. But I wanna but I want to go back to that pandemic because that pandemic, I really think the reason you can really do this so successfully today is because of that pandemic. That's why we realize   I don't have to be in the flesh to learn knowledge. And and like I I I feel fine talking to you. I me too. The only thing I regret is teaching my mother how to do that. I got her FaceTime and all that kind of stuff. And because she calls to tell me about ever every one of her exciting things is junk mail she has. She's eighty seven and she believes every piece of junk mail. I love it. She's always free freaking out on her junk mail. But but I want to talk about the pan the dark side of the pandemic.   And that is a lot of people think about 20% of the hygienists left to practice. Before, you know, when I got out of school, your labor was supposed to be twenty percent, your overhead was supposed to be fifty percent. And by the time it was it didn't even take 10 or 20 years, and and due to insurance, I think not keeping up, ⁓ overhead went to basically two thirds. It went to about sixty-five percent and labor went to about twenty five, sometimes twenty-seven percent.   I'm hearing thirty percent labor all the time. And I mean I mean I'm talking about serious dudes who know the business of dentistry. And I don't I don't want to get my buddy Rick Kirstram out of me. He owns a hundred comfort dentals and he said he can't he said he's got the mean and lean where labor is twenty. He says he's got mean and leans with labor at twenty-eight, twenty-eight and a half. So so the the pandemic is ⁓ it that was five years ago. Why do you think it   seriously impacted labor cost of the pandemic. I do, Howard. And I think I think we kind of have this perfect storm, right? Like I think we've got multiple waves coming at us that have impacted. I think the pandemic pushed out those that were like, you know, I'm done. Like, like I'm good. I'm at the end of my career. I don't really want to do that. ⁓ a lot of hygienists are female and I think a lot of them realize they did not need two incomes anymore. And so it's like, you know, I want to be with my kids. I want to be home.   And then hygiene schools don't pump out a lot of hygienists and it's usually like a two year span. So yes, I have actually seen like hygiene is it really did, and then it clicked up. So the cost of hygienist has gone up astronomically. I mean, I think the highest I've seen of a hygienist being paid was 85 an hour. And to me, I was like, at that point, that was up in ⁓ it was up in Washington, up by Bellevue, Mount Vernon, that area. And I literally saw the the posting for 85 plus a a bonus, and I was like,   Screw that at that point. Like in all respect to hygienists, I'm gonna hire a dentist for that cost. Like I truly will. And that's not being disrespectful. It's just like a dentist is a more multifaceted. I understand they are not great hygienists, but if I have to and I'm gonna be putting this number up, like we've got to get to a space where it does work. So yes, I do. However, there are more hygienists coming onto the market. I still know that this is one of the hardest things, but ⁓ I have a practice that's out in Maui, rough life, huh, Howard? I get to fly to Maui to go do work, like.   You know, shout out to that office. ⁓ but what we found is we were able to find a way to get the hygienist to be paid exponentially higher by doing assisted hygiene. And so I think I'm seeing people innovate. I think I'm watching them create. I think I'm seeing people do some more outsourced costs in the front office. And so they're able to then offset the costs of the clinical team. ⁓ I think that people are just getting innovative and creative. And what I want to highlight is while this feels annoying, this is also business. And if we don't innovate and if we don't continue to evolve,   We actually decay and decline as an as an organization and as an industry. And so I know it's annoying and I absolutely empathize. And you're right. Like for me on our payroll, we're at 30%. Like I've had that as our metric for our clients for the last five years because payroll costs have gone up. But I'm like, but just because they've gone up, like let's look at several other industries. I mean, we're not here to like love on or hate on McDonald's, but I'm like, they have kiosks. They figured it out.   I checked in at a hotel in downtown San Francisco. There was no person there when I checked in. It was literally a person on Zoom just like this. I clicked in, they said hello to me. They took my information, but they didn't have to have a physical body in the office. And I think with AI and technology, dentistry is going to evolve, but I think the art and the care of patients does not need to evolve. And so, like, let's put our dollars where that matters and let's be able to look and innovate in other ways that keep our costs low. ⁓ I still think dentistry, I mean, why is there a one percent default rate on loans? Like,   Banks are still lending. We had the first down year of DSOs last year and the first uptick of private practice last year. And so when I look at these things, like it is still a great business to be in, even though labor costs, like, guys, again, it's just another flavor of business. So like let's figure out how to innovate. Let's figure out how to do it. And like, yes, I'm gonna pay for great people. I see team members as assets, not liabilities. And I'm gonna cut and chop on other areas that I can, but I'm also gonna be smart with my labor costs and make sure each person hitting their KPIs, they've got numbers that they're driving.   We are running this as an efficient business while like loving and taking care of our patients at the same time. I'm glad you mentioned bank loans because it's less than one percent default rate. Yes. All the defaults have the same thing in common. They all had their license taken away. Right. Always. And and if it's for drugs or alcohol, they now treat that as a medical disease. And the dentists still say, Screw you, I'm not gonna quit doing biking. And then they run south of the border. And that's why whenever you find a dentist down there that looks like me.   They're running for free Vicada. They they they said I'm not peeing any. So unless you, you know, do something just horrible. I mean, and you know, you have you have to get your it licensed in your way. But I w I wanna tell you about you know, there's just so many other things that you can focus on besides labor, like increasing their productivity. ⁓ I know dental offices. you can get a full if you pay a dentist in the Philippines five dollars an hour.   You get the best dentists in the Philippines. And I and there's dental offices that with Zoom and things like that are doing all their insurance and their claims and all that stuff. I mean, ⁓ so the with with with ⁓ with the internet, I mean you can literally have someone ⁓ be at the front desk ⁓ on a on a kiosk that's actually a dentist from the Philippines from five dollars an hour who when he's not busy can be calling your insurance companies all that. I I want to ask you another thing that's really hot on Dentaltown.   today. Everybody keeps talking about these dental insurance EFTs versus virtual credit cards. but basically everybody's reporting that major dental companies like even Delta are gonna stop sending paper checks and you gotta do it all electronic. And I guess that that electronic could be free, but it could be you know it could be another three and a half or three percent credit card fee on all your claims. Or what or what are your thoughts on all that? I'm hard on that   I have and I'm a hard no on the credit cards. Like, why? Why are you doing that? EFTs are so fast. Like there's absolutely no reason to be paying this. Explain to my home. A lot of them don't even know what a EFT. Mo I I bet 80% of the the dentists listen don't even know what we're talking about. Will you explain it? Will you explain it like I just graduated from dental school eight minutes ago? Of course. Well, I think that this is also where going back a little bit where you said, like, do dentists need to know the business? To me.   You don't even have to know that much, but I want to just challenge you that if you're getting a three, three and a half percent cut on your payments for quote unquote ease, that's a real big hit. And I would just challenge you to think about like for what and why. And so coming in, there's different ways the insurances are going to pay you. So they're gonna pay you via paper check, they're gonna pay you via EFT, which is a electronic fund transfer, or they've got this new thing where they're gonna pay you via credit card. And like honestly, to me, the credit card is so scammy.   And I've talked to so many people and like educate me, like, why would anybody do this? Like, I cannot comprehend. Like, I'm already taking a cut on insurance as is. Like, thank you for my marketing fee to be an insurance. Like, that's how I view that that write-off. Like, I know you hate it, but you're also gonna, you're either gonna have to do that, or you're gonna have to pay for marketing to bring in fee for service patients. So, like, again, let's just think about that. But I'm like, so I've already got a cut there, but I'm then gonna take another hit in addition to that for a credit card ease.   So as we're talking about that electronic fund transfers, they deposit straight into your bank account. The reason that some offices don't care for electronic fund transfers is because like trying to match it up is a like it kind of dumps and chunks into your bank account. So all you need to do is help your team members. Like there's ways that you can have it where it automatically emails your team when that comes through. So then they can go online and they can find out what the EFT was, so then they can balance and like enter it in.   I do think dentistry software is so dated because what happens is when we get paid from the insurance company, we get either like it's called an EOB, it's an explanation of benefits, and it's like batch checks. So when they dump this money to you, Delta's gonna give me like 20 grand. But like, who do I allocate that 20 grand to of all these patients? So that's I think where some people have like, well, electronic funds are so annoying and this and that. But I'm like, they're very quick, they're very fast, they're a lot safer than paper checks. Paper checks people do get embezzled on.   That I literally see no reason. Like, I don't care if you get it like one day sooner with a credit card, you are paying a huge hefty fee on that unnecessarily when electronic fund transfers are pretty much just as fast. Like maybe a like smidgey of a delay. But to me, that's a that's a very worthwhile smidgey of a delay. Because you're getting your payments so much faster. And as long as you're staying on top of it, you should still be able to maintain a 98% collections rate, even if you do checks or if you do electronic fund transfers. It just is so.   So dumb. I've yet to see a reason. But to me, I'm like insurances are so smart because it's just another way for them to take a chip out of what they're paying you and to have it come back to them. So again, think of the motive as to why they're offering. These people are not dumb. Those insurance companies, if you've ever gone to a business who's the biggest building in the entire city, it's your insurance companies. They're not dumb businesses. And I think we need to be smarter business owners that out think that. They always but Delta always says, we're   Yeah, so is Rolex Watch. Rolex Watch is a non profit. And and some of the CEOs of some of the anyway, we won't go there. But ⁓ yeah, ⁓ so what other ⁓ besides you know, when when someone tells me about their overhead, I tell them, look, I can't call the government and have my tax rate lowered. I can't call the nuclear power plant SRP or APS and tell them to lower my electric bill. I mean, something I i if the hygienists can   Wants a dollar an hour and if I say no, I'll give you 75 cents and she can go get a dollar across the street. I mean the market sets many, many prices. So the only way to fight that back is to ⁓ increase your productivity. You know, I mean if if if you have a dollar in labor and they do a dollar in dentistry, your overhead is a hundred percent. But if your dollar in overhead can do two dollars in dentistry, now it's down to fifty percent. So how so ⁓ are there other   ⁓ hidden gaps that are quietly draining profitability, or has it just come down to production? Or is it both I like I'm so glad you brought this up because I think like it's so easy to sit here and say, like, dentistry's not profitable. But I'm like, go find me another business that has a one percent fell rate that usually can run twenty to thirty percent profit margins if you run a business right. And this is not just Kiera sitting here fluff. This is like I got real clients running at these margins consistently. They've got large practices, small practices.   And so when I look at this and I'm like, okay, how do we make this more efficient? A lot of people want to go to the first thing of like, let's cut insurances. And I'm like, yay, pop the confetti, but be real smart. Because again, you're gonna then increase marketing fees, you're gonna lose a lot of your patient base. Like, let's just think through the ramifications. And so there's lots of different ways that we can increase productivity and not have to go for the cut. So I look at three levers that I found that can increase a practice. So one is we can increase our production. We're talking net production, not gross, like please feed your family, not your ego. So that's number one.   Number two is what's your collection percentage? Cause half the time doctors feel like they're broke and they don't have money, but your money's sitting in AR, which is your aging reports or your accounts receivable. We're not collecting the money and we don't have a good billing process. We got to get our collections up to 98%. And then the third thing is like we cut costs. And so looking at that, a lot of people want to go to just cut costs. I'm like, but in dentistry, let's break it down. If I want to add 10 grand more to my practice.   I love to help teams. Most offices are working four days a week. So if we're wanting to add 10 grand to a practice, working four days a week, let's do 10,000 and we're working 16 days a month. That's an extra six twenty-five a day. Well, how can we make six twenty-five in a dental practice? Let's think about our fluoride applications. Let's think about FMXs. Like I'm just talking, this is your lowest hanging fruit for you. Let's talk about could we add one or two fillings? Could we add like same-day dentistry, which is going to make more raving fans for our patients? There is so much ease in there.   Now, to increase our production, we can also look at our case acceptance. Doctors have so much case acceptance. And also, what are we diagnosing? I'm like, doctors, if you want to be producing 100 grand a month, the statistics are you need to be diagnosing three times that amount. And then we need to make sure our treatment coordinators are really good at diagnosing explaining treatment to them. They're not diagnosing, but they're explaining the treatment. They're presenting it in a way. We're not using insurance as our main driver. We're using it as like a coupon. And then we're really good at our follow through and our follow up.   Gotta have a right person, right seat in your treatment coordinator seat that's obsessive with hitting the right goals. And so there's like so many little ways. Like you can in I have added block scheduling, which I know is like a consultant's number one favorite thing to talk about, but like make it really make sense and easy for your team. I've added a million to a practice with no extra days, no extra work. We literally are just being more strategic with how we schedule. And so there's just so many little ways that I want dentists to realize like,   To me, I get really excited. This is where I geek out as a consultant. I geek out and I love to help that is because I'm like, how can I like squeeze more juice from the lemon you're already in? Like, let's just make more lemonade. Let's figure out ways to do it. And then let's make sure our costs are effective. So we teach your teams how to look at the business as a business. We teach each team member about their one KPI that's really going to drive it forward. We help them track. I just did this with an office manager this week and she's so lit up to look at her numbers, to look at her metrics, to see how she can do it.   And when they start to see how they can click it through, it's not you trying to push and drive more money. Like doctors, I tell everybody, every team member, you want your doctor to be so freaking profitable. Because if they're profitable and they're like they're secure, your life is so much better. So like I'm like dentists, we got to get you profitable, we to get the cash flow, we got to get you less stressed because you're gonna be a better dentist and a better business owner. But how are there's so many little easy ways where it's just low-hanging   Typically I'm able to add 10 to 30% of production in usually 90 days to an office, like very consistently with just small little reps, no real extra work. How are we doing our exams? Are we being directive in our treatment planning? Are we using like, okay, next visit I want to see you for this? And when do I want to see you back? And how much time is this going to take? Like, let's break down the barriers of treatment planning. There's so many little simple things that if you just implement, you can be very profitable very easily.   And then look at your P L. If you're not looking at your P and L every single week or month, like just being aware, getting into the language of business, that's also gonna help you too. So yes, cut. ⁓ but I found that it's always a lot easier to make sure our collections match, our production matches, and we use those little low hanging fruits. ⁓ and it's there. Like dentistry is such a magical, like, like it's a great lemon tree. You can make a lot of lemonade out of a dental practice. I want you to tell me if I'm right or wrong or or   I think I think there's two threes to double your price. Number one, if three people call your front desk, one is going to come in because they're smart and they need to they know they need to get their teeth clean. One isn't gonna come in for anything and you can hear them vaping and smoking and drinking beer and eating Cheetos on the call. But one out of three needs a little extra push. And if you train the person answering the phone, they can close that one out of three. And if they do, they doubled your practice. Then when they get in, you still got the now you got three people in chair.   One's gonna do what you say because you're a doctor and they've done their their author search and and you say they got a cavity, they're not gonna argue with you. One's not gonna do anything. In fact, in fact in fact I was like I had about a dozen patients that in the middle of my treatment plan, they asked me if they could just take a cigarette break ⁓ from my presentation and they went outside, had a cigarette, came back. They're gonna do it. But the other one in three needs some some closing skills. And so if you if you can close on the phone   You doubled your practice. You you got two butts in instead of instead of one. And if you fix your treatment plan presentation, you're gonna do two cases at one. And I think it's so funny now because the dentists have never let their hygienist or assistant, let alone receptionist, do any diagnosing treatment plan. But now AI, Pearl, and Overjet diagnosing all the cavities. So you wouldn't let your hygienist while she's in there for an hour.   Diagnose and treatment plan and sell the dentistry, the assistant while they're taking FMX, they they can't point out, yeah, see, that's a cavity, you don't need a filling and a root now. yeah, they couldn't do it because they were humans. But now Pearl and Overjeck can do it all day long and you're good with that. I mean, so so what how do you how do you double the close rate from one out of three to two out of three on the phone? How do you double the treatment plan acceptance rate from one to two out of three? Yeah. Do you do you agree those are possible goals?   Absolutely, Howard. I think again, this is the low hanging fruit that people are like, but that feels so hard. And I'm like, choose your hard. Like, is it harder to spend a little time with a front office and train them how to do this? Is it a little like, or is it harder to be cash flow negative? Like you choose what's your hard to me? Absolutely. Let's go after that. And I agree with you. Like teaching a team to preheat an oven, I call it what would doctor do. And so like, let's train our hygienist.   Like I tell all hygienists, doctor should be the second opinion, not the first opinion. And you got Pearl and you got Overjet. And so just spending a little bit of time with your team. So what we typically do for case acceptance, like let's go hit that one quick and then we'll talk about scheduling. Is I'm really big on let's get the whole team where we're talking the same language. So we recommend, like, what would doctor do? I recommend you run this over the course of six weeks, is typically how long it takes, anywhere from six weeks to maybe three months.   but we're gonna sit there and we're literally going to go through. We're gonna pull up an FMX. We're gonna do it one day over lunch. Hygienists, doctors, and if you want front office and dental assistance, rock on. But really, I want my like people that are seeing the bulk of my patients with doctor and hygiene. We're gonna look there and I want all of our hygienists to start like if we have an FMX up there and the interaurals, what is doctor going to recommend and how is doctor gonna talk about it? We're not just gonna sit here and have a nice little chit-chat. We're each gonna write it down because I wanna make sure every hygienist starts to get very, very comfortable. And the goal that I tell all hygienists is   Your goal should be at the end of this, what would doctor do training over six weeks? And if doctors are really consistent with it, I'm like six weeks of training to be able to double your practice and increase your case acceptance to me is a very good use of my time. So if I can do that, doctors and hygienists, you should be able to have 95% accuracy with your doctors at the end of this. And they do it. So hygienists get really lit up and they get very excited about it because now they're able to preheat the oven. They're able to talk to patients about it, use Pearl, use Overjet.   And then doctors, when they tee it up to you, and I say like hygienist, you've got to be the ones who first like introduce it, talk about it with the doctor as soon as they come in, but be real quick. So we introduce the patient, we compliment the patient on something, we recap the treatment that's discussed and we say something personal. Hygienist, you do that, your doctor exams will be much shorter for you and doctors will love it because it's very quick. If we can get that dialed in, and then doctors, you have a very like confirm the treatment.   then recommend exactly what needs to happen. And then we take that same baton up to the front office and front office, we schedule first. We then present the treatment. We use insurance secondary. I'm never leading with insurance. You do these little items which seem like, ⁓ no, that's like very quick, easy things. You're going to rapidly be able to help those ones. And then I do a two two two follow-up. So if they did not close for me and I'm going to go through it and I'm going to work through and I'm going to track all the people that didn't say yes to me and all the people that did say yes to me.   I'm gonna look for patterns. What are people saying yes? Like those are easy ones. Those are the gimme's. Those are the easy patients that Howard said. I'm looking for the people that say no and what's my pattern in there? And how do I change my verbiage? Because treatment planning is 80% psychology, 20% skill. So like what are you thinking? How are we presenting it? What are the words we're saying? One or two little changes usually will close that. What are the patterns and how can I get that number up higher? And I follow up with them in two days, two weeks, two months to make sure that they don't follow off.   People are like, Kiera, you really make your treatment coordinator do that? And like, yeah, I was your treatment coordinator that closed $50,000 same day. And this is exactly what I did. This is how I've trained co offices across the nation to do it. You just have these simple little things that help them out. And then you flip over to our scheduling. Like, I think scheduling's easy, Howard. I genuinely do. I'm like, half of it is just be nice. Like you got the COVID crank, and so many people are so grumpy and so like.   Annoyed when they pick up the phone, then I'm like, you can already leap your ahead by just being nice and being excited to welcome a patient. Then take like charge of that conversation. So let's take the ownership of that conversation. If someone's Do you take my insurance? I'm going to quickly redirect and say, my gosh, how did you hear about us? I'm going to answer that, but I want to find out how did they hear about us? If it's our Google reviews, if it's a referral, if it's somewhere else, I want to like say, my gosh, you're so lucky to be here.   We love our patients. We love our reviews. I can't wait for you to be a great raving fan too. let's talk about this. I can everything can be overcome. Please do not let being out of network stop people. It's a thousand dollar coupon and we're turning people away over that. No, no, no. We are better than that. And if we are the best dentist, they need to be coming to us. We need to win these patients over, make them feel so loved. Let's get them scheduled. Let's make this a great experience for them. Let's make them feel so excited. I did it with PT called like six offices.   And the office I chose, like so many people were annoyed I was calling. Can I put you on hold? Can I do this? And I was like, no one really wants my business. If you're just nice and you take control of that conversation, you can easily turn and transform your practice. So hopefully that was like not too much. I like I love these things. I love training treatment planning. I love training how to like take control of a phone call. I love helping teams overcome those little simple objections because it's very, very simple things.   that make massive leaps and bounds of change. And it's a great way to double your practice very easily, like you said.   The Dental A Team (36:13) All right, Dental A Team listeners, that was the guest interview that I absolutely loved. And I hope that if there was one idea that stood out to you, don't just agree with it, but actually go implement it this week. And if you need help setting this up in your practice or you need help just navigating or need a friend, head on over to TheDentalATeam.com and I'll be able to help you guys out. Click on the book of call or any way that we can support and serve you. That's what we're here for. That's what we're obsessed with. And as always, thanks for listening and I'll catch you next time on the Dental A Team podcast.

From selling candy in school as a kid in Medellin and getting robbed by his business partner, to riding the South Florida real estate boom and losing everything in the crash before he was twenty, Alex Lopez, CPA built his understanding of deals through lived experience long before he picked up an accounting textbook. Alex runs a CPA firm specializing in CFO services and tax minimization strategy, with over 12 years of experience at global accounting and consulting firms and in corporate America. He works with entrepreneurs in professional services, tech, and real estate, focused on helping them scale from six to seven to eight figures while keeping more of their profits out of the IRS's hands. His years as a financial auditor trained him to assess a business quickly, corroborate what owners claim, and identify which direction a company is actually trending. In this episode he walks through two contrasting deals: one where understanding why a buyer was willing to stretch above market multiples revealed hidden strategic value that let his client hold firm on price, and another where a single off-ratio insurance figure that nobody fully investigated masked a multi-million dollar misrepresentation that killed the deal entirely. He also shares the story of a seller whose insistence on cash over a higher leveraged offer turned out to have nothing to do with preference and everything to do with a pending white collar conviction. On tax planning, Alex is direct: by the time a deal is under letter of intent, several of the most powerful strategies are already gone. He walks through qualified small business stock, which can allow eligible founders to exit with little to zero federal tax on the capital gain from a business sale, but only if the company was structured as a C corporation and the stock held for at least five years. He described a young tech founder who called his firm last year with the deal locked and loaded to close, and paid a seven-figure tax bill because nobody had ever told him this option existed. The conversation also covers how S corporation elections that make sense for self-employment tax purposes can create complications in deals that include rollover equity, why founders who avoided C corp status to preserve early pass-through losses often give up far more in QSBS savings than they ever gained, and how structuring payouts over time can both spread the tax bill across lower-bracket years and give sellers leverage to negotiate a higher total price. For anyone building a business with any intention of eventually selling, this episode makes one thing clear: the time to think about these questions is years before you have a buyer at the table. FOR MORE ON ALEX LOPEZ, CPA: Website: AlexLopezCPA.com FOR MORE ON COREY KUPFER: https://www.linkedin.com/in/coreykupfer/ https://www.coreykupfer.com/ Corey Kupfer is an expert strategist, negotiator, and dealmaker. He has more than 35 years of professional deal-making and negotiating experience. Corey is a successful entrepreneur, attorney, consultant, author, and professional speaker. He is deeply passionate about deal-driven growth. He is also the creator and host of the DealQuest Podcast. Get deal-ready with the DealQuest Podcast with Corey Kupfer, where like-minded entrepreneurs and business leaders converge, share insights and challenges, and success stories. Equip yourself with the tools, resources, and support necessary to navigate the complex yet rewarding world of dealmaking. Dive into the world of deal-driven growth today! Episode Highlights with Timestamps [00:00] - Introduction: Alex Lopez's background in CFO services and tax minimization [02:54] - First deal: selling candy in school and the partner who stole everything [13:48] - Using ratios and anecdotes to spot market exuberance before it corrects [21:31] - Finding hidden value and why a buyer's motivation is negotiating leverage [28:45] - Why tax planning needs to start before there is a deal on the table [32:13] - Structuring payouts over time to spread the tax bill and negotiate better terms [44:13] - The seller whose insistence on cash pointed to a white collar conviction[49:37] - What freedom means: being oneself and at peace with one's surroundings Guest Bio: Alex Lopez, CPA is passionate about helping business owners scale, increase profits, and minimize taxes. With over 12 years of experience working at global accounting and consulting firms and in corporate America, Alex runs a CPA firm specializing in CFO services and tax minimization strategy. He works primarily with entrepreneurs in professional services, tech, and real estate. Alex grew up in Medellin, Colombia and came to the United States in 1999, getting his real estate license straight out of high school before the 2008 financial crisis redirected him toward accounting. That combination of early deal experience and deep technical expertise informs how he advises clients on both the financial and structural dimensions of their transactions. Related Episodes:Episode 350 - Tom Dillon: Business Valuation and Exit Planning Realities: Understand how valuation works in practice and what drives the gap between what owners expect and what the market will pay.Episode 330 - Pete Mohr: Building Enterprise Value and Exit Readiness: Learn how operational decisions made years before a sale determine what a business is actually worth when it goes to market.Episode 339 - Solocast 74: Equitizing Key Employees and Succession Planning Strategies: Explore how entity structure and equity decisions made early shape your options when it is time to exit.

Are IRS audits really as scary as people make them seem? In this episode, we break down the biggest IRS audit red flags that business owners need to understand. You'll learn why repeated losses, poor documentation, vehicle deductions, home office claims, contractor classification, and other common issues attract IRS attention. We also discuss the difference between fear-based tax advice and smart tax planning. Discover practical tax strategies that help protect your business while maximizing legitimate deductions. Learn how proper documentation, strong business finance systems, and proactive planning can reduce risk and help you make better money decisions. If you want to stop overpaying taxes and gain confidence in your tax strategy, this episode is packed with actionable insights. Listen now and learn how to build an audit-proof business before the IRS ever comes knocking. Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Independent investigative journalism, broadcasting, trouble-making and muckraking with Brad Friedman of BradBlog.com

You probably have people serving with more leadership capacity than you know, and you may have volunteers who have taken on more leadership than they actually have capacity for. Often, churches hand leadership responsibility to volunteers who don't have the capacity for it. Or they fail to develop the people who do have leadership capacity because they're spreading attention evenly across everyone instead of investing deeply in a few. The problem isn't a lack of leaders. It's a lack of a system to develop them. In this episode, Sean and Jonathan break down what it actually looks like to intentionally develop volunteer leaders through a pipeline: The evidences of leadership capacity  The three levels of volunteer leadership to have in your pipeline Auditing your volunteers and putting your framework into practice   This Episode is Sponsored by The Church Lawyers Every church needs trusted legal counsel, but finding attorneys who truly understand ministry can be challenging.  The Church Lawyers specialize in church and nonprofit law, serving thousands of organizations nationwide. From by-laws and governance, to IRS compliance and employment matters, The Church Lawyers provide the expertise you need with sound legal advice giving you peace of mind. Discover practical free resources and affordable membership options at TheChurchLawyers.com.   Join the Conversation on Social Media We use hashtag #unstuckchurch on X and on Instagram. 

For episode 743 of the BlockHash Podcast, host Brandon Zemp is joined by Andrej Bencic, CEO and Co-Founder of Tenderly, the simulation company for onchain institutions. An engineer by background, he co-founded Tenderly in 2018 and has spent the last eight years building it into the operational layer beneath crypto's most sophisticated protocols, enabling engineering, finance, and risk teams to model every onchain action against the live system before any capital or customer is exposed.  

Tonight on The Last Word: Donald Trump makes wild claims about his war with Iran. Also, a lawsuit says Trump's UFC event is “deeply corrupt.” Plus, the Justice Department is ordered to answer fraud claims in the Trump IRS case. And a bipartisan group argues a second Trump term is a “betrayal.” Sen. Ed Markey, Andrew Weissmann, and Ira Shapiro join Lawrence O'Donnell. To listen to this show and other MS podcasts without ads, sign up for MS NOW Premium on Apple Podcasts. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Tuesday, June 9th, 2026 Today, Donald Trump has formally nominated his personal lawyer Todd Blanche to be the Attorney General; the IRS failed to match taxpayer records with ICE data accurately; a federal judge has blocked Donald's $100,000 visa fee; the lawsuit to stop the UFC fight at the White House has been assigned to Judge Amit Mehta; Mayor Mamdani adds a free Bryant Park watch party for the Knicks after Trump's visit forces the cancellation of them around Madison Square Garden; Skagit County courts limit Zoom hearings for vulnerable community members in Washington state; Andry Hernández Romero - the gay stylist sent to CECOT prison - is rebuilding his life in Spain; and Allison and Dana deliver your Good News. Thank You, Helix 20% Off Sitewide when you go to HelixSleep.com/dailybeans Thank You, WildGrain Get $30 off your first box + free Croissants in every box. Go to Wildgrain.com/DAILYBEANS to start your subscription. Guest: Chandra Taylor-Sawyer  Senior Attorney and leader of the (SELC) Southern Environmental Law Center's Environmental Justice InitiativeSouthern Environmental Law Center   The Latest Breakdown:Trump DOJ CORNERED by Judge in Jan 6 Cover-Up | The Breakdown StoriesIRS failed to match taxpayer records with ICE data accurately, report finds | POLITICO Court blocks Trump's $100K visa fee | POLITICO US judge asked to bar Trump's UFC fight at White House | Reuters Skagit County Courts Limit Zoom Hearings for Vulnerable Community Members | Skagit Scoop City adds Bryant Park watch party as Trump visit scuttles Game 3 MSG gathering | Gothamist Gay CECOT survivor rebuilds his life in Spain while speaking up for voiceless immigrants in America | The Advocate Good Trouble  Join a Rise Up, Sing Out event near you — or host one in your community. Or you can watch from home. Find All the info at → https://riseupsingout.com, and http://nokings.org   →Triumphal Arch - Section 106 Assessment of Effect and Draft Programmatic Agreement →Regulation for Federal Financial Assistance -  Open For Comments →The Forest Service is accepting public comments until June 7th →Form WTAF-8647 →Recall Gov. Jeff Landry - Louisianadeservesbetter.com →STOP the deportation of Mohsen Mahdawi - Action Network →detentionwatchnetwork.org →FieldTeam6.org →Standwithminnesota.com →Tell Congress Ice out Now | Indivisible, Defund ICE | 5Calls →Congress: Divest From ICE and CBP | ACLU →ICE List  →iceout.org Good NewsA CALL TO ACTION: Submit “Media Bias” Tips – The White HouseAppalachian Pug RescuePurple pain: backlash over Mexico City's ‘axolotlisation' for World Cup | The Guardian DNR EagleCam | Minnesota DNR →Share your Good News & Good Trouble - The Daily Beans →Beans Talk audio -beans-talk.simplecast.com →Email Dana LGBTQ Owned eating establishments in your area - hello@mswmedia.com Subject: “Dana's Project” Subscribe to the MSW YouTube Channel - MSW Media - YouTube Harry Dunn is running for CongressHarry Dunn for Maryland Our Donation Links Blue Wave California - bluewavecalifornia.org/concert Donate to Public Citizen - https://citizen.org/beans/ The Daily Beans is donating $10,000 and invites you to give what you can to support their life-affirming work - Donate to It Gets Better / The Daily Beans Fundraiser Pathways to Citizenship link to MATCH Allison's Donationhttps://crm.bloomerang.co/HostedDonation?ApiKey=pub_86ff5236-dd26-11ec-b5ee-066e3d38bc77&WidgetId=6388736 Join Dana and The Daily Beans in support of Human Rights Campaign http://onecau.se/_ekes71 More Donation LinksNational Security Counselors - Donate, ActBlue.com/donate/msw-bwc, WhistleblowerAid.org/beans Dr. Allison Gill - The Breakdown | Allison Gill, Mueller, She Wrote @muellershewrote.com - Bluesky, MSW & The Daily Beans Podcast @muellershewrote - Instagram, MSW Media - YouTube →Federal workers - email AG at fedoath@pm.me and let me know what you're going to do, or just vent. I'm always here to listen.  Dana Goldberg - Dana is on Patreon! At Dana's Dugout, @dgcomedy - Bluesky, @dgcomedy - IG, Dana Goldberg - Facebook,  DanaGoldberg.com More from MSW Media - Shows - MSW Media, Cleanup On Aisle 45 pod, The Breakdown | Allison Gill Reminder - you can see the pod pics if you become a Patron. The good news pics are at the bottom of the show notes of each Patreon episode! That's just one of the perks of subscribing! patreon.com/muellershewrote Listener Survey:http://survey.podtrac.com/start-survey.aspx?pubid=BffJOlI7qQcF&ver=shortFollow the Podcast on Apple:https://apple.co/3XNx7ckWant to support the show and get it ad-free and early?https://patreon.com/thedailybeanshttps://dailybeans.supercast.com/https://apple.co/3UKzKt0 Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

The Anti-Weaponization Fund started as a $10 billion lawsuit Trump filed against the IRS in his personal capacity and ended as a $1.776 billion slush fund with no appeals, no transparency, and a tax immunity addendum that looks a lot like a self-pardon. Tad DeHaven and Daniel Greenberg join Molly Nixon to unpack what happened and why it should alarm everyone. Hosted on Acast. See acast.com/privacy for more information.

Brendan Banfield's defense attorney refused to handle his appeal. Another lawyer called the chances of overturning the verdict a 99-yard field goal. And the motion Banfield's team filed the day before sentencing — built on three separate arguments — was denied across the board by Judge Penney Azcarate. So while Banfield has signaled he intends to fight his life-without-parole sentence, everything around him suggests the fight is already over.Banfield was a former IRS law enforcement officer living in Herndon, Virginia, with his wife Christine and their young daughter. He started an affair with the family's au pair, Juliana Peres Magalhães, and the two devised a scheme to eliminate Christine rather than face a costly divorce and custody battle. Banfield catfished a stranger named Joseph Ryan through fake online profiles impersonating Christine, lured him to the family home on February 24, 2023, then shot Ryan and stabbed Christine seven times in the neck. Their daughter was downstairs. The 911 call blamed Ryan as an intruder. Magalhães eventually cooperated, testified against Banfield, and was sentenced to ten years.At sentencing, Azcarate called the scheme unfathomable and told Banfield his cruelty reflects evil. She reminded him the same crime would have carried a death sentence five years earlier. Banfield responded by proclaiming his innocence, telling the court he loved Christine, and insisting the system failed him. The jury, the judge, and the evidence say otherwise. Life without parole. No way out.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/ Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1 Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#BrendanBanfield #AuPairAffair #ChristineBanfield #JosephRyan #AggravatedMurder #FairfaxCounty #LifeWithoutParole #AuPairMurder #TrueCrime #HiddenKillers

Christine Banfield's sister looked Brendan Banfield in the eye at his sentencing and told him she never truly knew him. Nobody did. Joseph Ryan's mother reminded a Fairfax County courtroom that her son had a face, a name, and a life full of meaning — and Banfield shot his face, soiled his name, and treated his life as garbage. Two families. Two lives destroyed. And the man responsible sat in front of them claiming the system had failed him.Judge Penney Azcarate sentenced Banfield — a former IRS law enforcement officer convicted of two counts of aggravated murder — to life without parole, plus consecutive time for child endangerment and a firearm charge. The murders of Christine and Joseph Ryan in Herndon, Virginia, on February 24, 2023, were the result of a months-long scheme Banfield devised with the family's au pair, Juliana Peres Magalhães. He catfished Ryan using fake profiles impersonating Christine, lured him to the family home under false pretenses, then shot Ryan and stabbed Christine seven times in the neck. Their four-year-old daughter was in the basement.The day before sentencing, defense attorney John Carroll filed a motion to overturn the verdict. Three arguments. All denied. Then Carroll announced he would not represent Banfield on appeal. He told reporters his client needed fresh eyes — a polite way of saying there wasn't much left to argue. Banfield still plans to appeal. The odds of that changing anything are about as low as they get.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/ Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1 Instagram https://www.instagram.com/hiddenkillerspod/ Facebook https://www.facebook.com/hiddenkillerspod/ Tik-Tok https://www.tiktok.com/@hiddenkillerspod X Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#BrendanBanfield #AuPairMurder #ChristineBanfield #JosephRyan #JudgeAzcarate #AuPairAffair #FairfaxCounty #HerndonVirginia #TrueCrime #HiddenKillers

Harry talks with former Senator Barbara Boxer, Charlie Sykes, and Glenn Thrush to make sense of the sudden Republican restiveness, Graham Platner's latest scandal, and Trump's "scariest” appointment yet. Is California's slow vote counting giving the DOJ an opening to claim election abuses? Will Platner doom Democrats' hopes of what Charlie says should've been a “layup” win over Susan Collins? Can Congress finish off Trump's slush fund? And why is everyone ignoring Trump's audit-free guarantee—the most obviously self-enriching part of his corrupt settlement?   Mentioned in this episode: Glenn's reporting: https://www.nytimes.com/by/glenn-thrush#latest  Charlie's Substack: https://charliesykes.substack.com/  Glenn's inside look at how the Trump v. IRS settlement deal came together: https://www.nytimes.com/2026/05/30/us/politics/trump-irs-lawsuit-deal.html  The New York Times' Graham Platner story: https://www.nytimes.com/2026/06/04/us/politics/platner-maine-senate-girlfriends-relationships.html  Learn more about your ad choices. Visit megaphone.fm/adchoices

──────────────────────────────────────── [00:03:00] Today Is the 59th Anniversary of Israel's Attack on the USS Liberty — Thomas Massie Will Speak on the House Floor at Noon Massie: 34 sailors and Marines killed, over 100 injured in a sustained attack while the ship flew the American flag — multiple low-altitude passes is not mistaken identity. ──────────────────────────────────────── [00:12:00] Pentagon Raises Israel's Counterintelligence Threat to 'Critical' — Espionage Is 'Absolutely Unhinged' Says Senior Official The DIA issued a seven-page assessment citing specific incidents — US officials use burner phones and avoid speaking in hotel rooms when visiting their supposed top ally. ──────────────────────────────────────── [00:22:00] Jonathan Pollard Bragged on Camera That Israel Threatened the US With Nuclear Weapons in 1973 to Force the Arms Airlift Pollard: they parked a nuclear-armed plane at Tel Nof, told the US to look, and the airlift started the next day — then sold the stolen secrets to Russia for a prisoner swap. ──────────────────────────────────────── [00:35:00] Section 224 of the NDAA Would Fuse the US and Israeli Militaries — Republicans Killed Ro Khanna's Amendment to Strip It Khanna: Israel's GDP is smaller than a single town in his district, yet Netanyahu wrote to Congress requesting this section — only two Democrats joined him in opposing it. ──────────────────────────────────────── [00:50:00] Apple Is Moving iPhone 18 Engineering and Design to Israel — Its Cumulative Investment There Exceeds $45 Billion in 10 Years Knight: Apple is replacing Taiwanese TSMC with Israeli companies — forget engineering jobs in America; Israel will have backdoor access to every iPhone built. ──────────────────────────────────────── [01:02:00] Israeli Influence Operators Are Targeting AI 'Alignment' — Corporate Capture to Control What Chatbots Say About Israel A recorded briefing: go directly to AI companies and use their alignment process to make chatbots output approved narratives — 'correcting the digital world.' ──────────────────────────────────────── [01:15:00] The Karp AI Speech: 'Stop Pretending It's a Democracy — We Are the Ledger Now — Try to Unplug Us' Knight plays the AI-rendered Karp worldview alongside the Israeli AI influence briefing — the technological republic that owns every tax return is being handed to a foreign government. ──────────────────────────────────────── [01:25:00] Trump Stormed Out of His NBC Interview When Pressed on Whether J6ers Will See Any of the $1.776 Billion Slush Fund Knight: the fund was never about J6ers — Trump sued the IRS over his own tax exposure and created a fund he controls, managed by people he appoints who answer only to him. ──────────────────────────────────────── [01:38:00] Mike Johnson on March 5: 'We Are Not at War' — Thomas Massie on June 8: 'Three Months Later We Are Still at War' Massie retweeted Johnson's March speech calling the operation limited and nearly complete — Knight: we bombed a girls school and killed civilians; Johnson still calls it limited. ──────────────────────────────────────── [01:50:00] Trump Says He Wants Iran's Highly Enriched Uranium — Which He Also Said Was Entombed and No Threat for Months Knight: if the uranium is entombed, why are we still at war to retrieve it — Trump told Hannity it matters 'from a PR standpoint,' then told NBC he'd invade. Both cannot be true. ──────────────────────────────────────── Money should have intrinsic value AND transactional privacy: Go to https://davidknight.gold/ for great deals on physical gold/silver For 10% off Gerald Celente's prescient Trends Journal, go to https://trendsjournal.com/ and enter the code “KNIGHT” For high quality made in America products go to HomeSteadProducts.shop and use promo code “Knight” for 10% off your purchases Find out more about the show and where you can watch it at TheDavidKnightShow.com If you would like to support the show and our family please consider subscribing monthly here: SubscribeStar https://www.subscribestar.com/the-david-knight-show Or you can send a donation throughMail: David Knight POB 994 Kodak, TN 37764Zelle: @DavidKnightShow@protonmail.comCash App at: $davidknightshowBTC to: bc1qkuec29hkuye4xse9unh7nptvu3y9qmv24vanh7Become a supporter of this podcast: https://www.spreaker.com/podcast/the-david-knight-show--2653468/support.