Podcasts about IRS

In this episode, we break down the real risks of using AI for tax planning and financial decisions. You'll hear how one business owner lost $15,000 by relying on AI advice that sounded correct but was wrong. We explain why AI tools often miss advanced tax strategies, overlook key details, and give overly safe answers that can hurt your tax savings. You'll also learn how to use AI the smart way—without replacing real CPA advice. If you care about protecting your business finance, making confident money decisions, and using the right tax strategy, this episode will help you avoid costly mistakes. Listen now before AI advice costs you more than it saves.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Episode 4. 00:00 - Start. 02:35 - War with Iran. Charlie's views vs TPUSA. 09:05 - Recapping the characters from our series. 12:50 - Uncle Rick and the Erpenbeck connection. 16:41 - More "clerical errors" from Lori's documents. 27:22 - Pale settlement, assassinations, revolutions, and the mafia. 34:34 - Vince Lombardi connection? 41:07 - Erika's missing year. 51:35 - Comments. PreBorn!​ ​ To donate, dial #250 and say they keyword “BABY" or by visiting https://preborn.com/candace The Wellness Company​ ​ Visit http://www.twc.health/CANDACE and use code CANDACE to Save $45 Off. Be prepared with Life-Saving meds with the Medical Emergency Kit from The Wellness Company. USA Residents Only Masa Chips​ ​ Ready to give MASA a try? Get 25% off your first order by going to https://masachips.com/candace and using code CANDACE at checkout. Tax Network USA​​ ​ Do not wait for another IRS letter or a frozen bank account. Call 866-686-1651. or visit http://tnusa.com/candace Home Title Lock​ ​ Go to https://hometitlelock.com/candace and use promo code CANDACE to get a FREE title history report and a FREE TRIAL of their Triple Lock Protection! For details visit https://hometitlelock.com/warranty American Financing​ NMLS 182334, http://www.nmlsconsumeraccess.org. APR for rates in the 5s start at 6.196% for well qualified borrowers. Call 800-795-1210 for details about credit costs and terms. Visit http://www.AmericanFinancing.net/Owens. Candace Official Website: https://candaceowens.com Candace Merch: https://shop.candaceowens.com Candace on Apple Podcasts: https://t.co/Pp5VZiLXbq Candace on Spotify: https://t.co/16pMuADXuT Candace on Rumble: https://rumble.com/c/RealCandaceO Candace en Español: https://www.youtube.com/@CandaceOwensEnEspanol Candace Owens em Português: https://www.youtube.com/@CandaceOwensemPortugues Candace Owens en Français: https://www.youtube.com/@CandaceOwensEnFrançais Learn more about your ad choices. Visit megaphone.fm/adchoices

The IRS says the woman's accountant filled her tax returns out in a way that was illegal and he went to prison years ago - now the IRS says they want the amount that should have been paid along with fees and penalties. The Supreme Court has been asked to hear the case. https://www.lehtoslaw.com

Can an AI prep a partnership return on its own? Blake and David dig into Basis's $100M unicorn claim, Intuit's OpenAI/Anthropic tie-ups and Claude Cowork, and what it means for firms. They also cover how to capitalize on tariff refund lawsuits, the Senate's push to regulate tax preparers, and the SEC weighing twice-a-year reporting—plus a quick warning about the fake “IRS locker” scam. You'll learn where AI helps now, what to watch, and how to advise clients.SponsorsCloud Accountant Staffing - http://accountingpodcast.promo/casOnPay - http://accountingpodcast.promo/onpayUNC - http://accountingpodcast.promo/uncChapters(00:00) - Welcome and Headlines (01:51) - Sponsor Cloud Staffing (03:10) - Tariffs Legal Fallout (05:50) - Refund Lawsuit Wave (09:02) - Basis AI Unicorn (15:23) - Intuit Earnings AI Blitz (25:59) - Claude Cowork Automation (32:16) - Managing Agents at Work (34:21) - AI PR Pay Boom (36:46) - AI Agents for Accounting (37:39) - SaaS Giants vs AI (39:01) - Finance Grade AI Trust (41:22) - IBM COBOL Shockwave (43:03) - Audit Enforcement Drop (44:34) - Regulating Tax Preparers (45:40) - Twice a Year Reporting (48:36) - Prediction Market Tax Bet (50:43) - Washington CPA Outsourcing (54:37) - IRS Onboarding Fumbles (55:32) - Crypto Fat Finger Disaster (01:00:01) - IRS Locker Scam Warning (01:02:13) - Livestream Q&A Wrap (01:06:19) - Book and Earmark Outro  Show NotesSupreme Court Strikes Down Trump's Sweeping Tariffshttps://www.nbcnews.com/politics/supreme-court/supreme-court-strikes-trumps-tariffs-major-blow-president-rcna244827Trump's New Tariffs Under Section 122 Are Probably Also Illegalhttps://edition.cnn.com/2026/03/01/business/trump-tariffs-supreme-court-section-1221,800+ Companies Suing for $130 Billion in Tariff Refundshttps://www.entrepreneur.com/growing-a-business/1800-companies-are-suing-for-130b-in-tariff-refunds/503034AI-for-Accounting Startup Basis Hits $1.15 Billion Valuationhttps://www.bloomberg.com/news/articles/2026-02-24/ai-for-accounting-startup-basis-hits-1-15-billion-valuationIntuit and Anthropic Partner to Bring Custom AI Agents to Consumers and Businesseshttps://investors.intuit.com/news-events/press-releases/detail/1305/intuit-and-anthropic-partner-to-bring-trusted-financial-intelligence-and-custom-ai-agents-to-consumers-and-businessesIntuit Q2 2026 Earnings Call Transcripthttps://www.fool.com/earnings/call-transcripts/2026/02/26/intuit-intu-q2-2026-earnings-call-transcript/IBM Shares Plunge as Anthropic Touts COBOL Modernization Effortshttps://www.cnbc.com/2026/02/23/ibm-is-the-latest-ai-casualty-shares-are-tanking-on-anthropic-cobol-threat.htmlAI Won't Replace Accounting Platforms — It Will Make Them More Importanthttps://diginomica.com/ai-wont-replace-accounting-platforms-it-will-make-them-more-importantAudit Enforcement Plummeted Last Yearhttps://www.accountingtoday.com/news/audit-enforcement-plummeted-last-yearSenate Finance Committee Proposes to Regulate Tax Preparers, Improve IRS Administrationhttps://www.accountingtoday.com/news/senate-finance-committee-proposes-to-regulate-tax-preparers-improve-irs-administrationSEC to Fast-Track Proposal for Semi-Annual Public Company Reportinghttps://www.cohenmilstein.com/sec-to-propose-rule-easing-financial-reporting-frequency-from-quarterly-to-semiannual/Tax Nerd Bets Life Savings Against DOGE on Kalshi — and Winshttps://techcrunch.com/2026/02/25/an-accountant-won-a-big-jackpot-on-kalshi-by-betting-against-doge/Should We Be Concerned That More Than Half of New CPA Licenses in Washington State Went to International Candidates?https://www.goingconcern.com/should-we-be-concerned-that-more-than-half-of-new-cpa-licenses-issued-in-this-state-last-year-went-to-international-candidates/IRS Failed to Equip New Hires in 2024https://www.accountingtoday.com/news/irs-failed-to-equip-new-hires-in-2024South Korean Crypto Exchange Bithumb Accidentally Gives Away $40+ Billion in Bitcoinhttps://www.cnbc.com/2026/02/07/south-korean-crypto-firm-accidentally-sends-out-44-billion-in-bitcoin.htmlMichigan Man Loses $1 Million in IRS Impersonation Scamhttps://www.cpapracticeadvisor.com/2026/02/23/michigan-man-loses-1-million-in-irs-scam/178591/Need CPE?Get CPE for listening to podcasts with Earmark: https://earmarkcpe.comSubscribe to the Earmark Podcast: https://podcast.earmarkcpe.comGet in TouchThanks for listening and the great reviews! We appreciate you! Follow and tweet @BlakeTOliver and @DavidLeary. Find us on Facebook and Instagram. If you like what you hear, please do us a favor and write a review on Apple Podcas...

This podcast is made possible by our listeners and viewers. If this show has brought you value, you can support it by becoming a member of The Way Forward, our platform designed to help you find the health and freedom community (people, practitioners, schools, farms, and more) near you. Your membership directly supports the podcast and the work we do.Save $50 on your InPower Membership: Access the NoL Creator, guided webinars, and a community dedicated to reclaiming authority. Did you know your signature is being used to generate money?In this episode, I sit down with Cal Washington to trace the unexpected path that pulled him from an ordinary life into a relentless investigation of the family court system, common law, and what he believes is a massive financial structure operating beneath the surface. We dive into his deep study of the Motor Vehicle Act, his $300 million story, the hidden signature system, and a confrontation with provincial authorities that led to outcomes few would expect.This conversation moves through philosophy, legal sovereignty, and the growing tension between citizens and institutions. If you've ever felt there was more happening behind the curtain of the legal system, this one will give you a lot to sit with.You'll Learn:[00:00] Introduction [01:49] How a corrupt divorce exposed the trillion-dollar divorce industry[08:18] Driving without insurance, and self-bonding under the Motor Vehicle Act[25:17] How Cal filed a $300 million promissory note inside a courtroom[46:28] The idea behind the $300 million[59:25] How a piece of notarized paper sent 16 politicians into retirement [01:28:54] The mechanism that holds executives personally liable [01:37:59] Merchants, birth certificates, and the enrollment of the entire human race[01:54:56] The blank page, the mortgage, the credit card: how your signature has been creating money you never saw[02:14:17] The internal factions, the IRS angle, and the queen who swore she'd never abdicate[02:30:52] Who is running the world right now?[02:45:00] Why voting and protesting reinforce the systemRelated The Way Forward Episodes: Christ's Millennial Reign & Satan's Little Season with Paul Stobbs | YouTubeResources Mentioned:InPower Movement - Meet Lex Dove | YouTubeThe Nephilim Looked Like Clowns by Paul Stobbs | BookFind more from Cal:InPower | WebsiteInPower | YouTubeFind more from Alec:Alec Zeck | InstagramAlec Zeck | XThe Way Forward | InstagramThe Way Forward is Sponsored By:Paleovalley is 100% Grass-Fed Bone Broth Protein is a nutrient-dense, easy-to-digest source of collagen and essential amino acids. Sourced from grass-fed cows, this protein powder provides the building blocks for healthy joints, skin, and gut function—without fillers or artificial ingredients. Support the show and claim 15% off your PaleoValley order!Designed for deep focus and well-being. 100% blue light and flicker free. For $50 off your Daylight Computer, use discount code: TWF50New Biology Clinic: Redefine Health from the Ground UpExperience tailored terrain-based health services with consults, livestreams, movement classes, and more. Use code THEWAYFORWARD (case sensitive) for $50 off activation.The Way Forward members get the $150 fee waived

Keith breaks down where the U.S. housing market appears to be headed and which regions and states are quietly winning or losing in the population shuffle since 2020—and what that could mean for real estate investors.  You'll also hear about an intriguing cash-flow play in single-family rentals in select Southern markets. Then, Keith is joined by financial strategist and comedian Garrett Gunderson, who challenges the usual "scrimp and save" advice. Together, they explore how to build real wealth without sacrificing your life today, how high-net-worth individuals often get money wrong, and a different way to think about financial independence, freedom, and investing in yourself. Resources: Get Garrett Gunderson's Killing Sacred Cows audiobook free: DM @GarrettBGunderson on Instagram with the words "Keith Cows." Episode Page: GetRichEducation.com/595 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE  or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments.  For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text  1-937-795-8989 to speak with a freedom coach Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review"  For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com  Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript:   Keith Weinhold  0:01   Keith, welcome to GRE. I'm your host. Keith Weinhold, is the future direction of the housing market trending up or trending down? Which states have seen the most population growth? Then powerful wealth mindset tactics with a financial comedian today on get rich education   Speaker 1  0:20   since 2014 the powerful get rich education podcast has created more passive income for people than nearly any other show in the world. This show teaches you how to earn strong returns from passive real estate investing in the best markets without losing your time being a flipper or landlord. Show Host Keith Weinhold writes for both Forbes and Rich Dad advisors, and delivers a new show every week since 2014 there's been millions of listener downloads and 188 world nations. He has a list show guests and keep top selling personal finance author Robert Kiyosaki, get rich education can be heard on every podcast platform, plus it has its own dedicated Apple and Android listener phone apps build wealth on the go with the get rich education podcast. Sign up now for the get rich education podcast or visit get rich education.com   Keith Weinhold  1:04   the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com   Speaker 2  1:38   You're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education.   Keith Weinhold  1:54   Welcome to GRE from Mount Rainier to Mount Rushmore and across 188 nations worldwide. I'm Keith Weinhold, and this is get rich education. I am not a Lambo driving influencer that will take any brand deal just to shill a gambling platform instead. Our core strategy at GRE is aging. Well, I've spoken with a lot of LP investors with capital calls and deals that lost all their money. Well, we approach wealth building with discipline and consistency. It doesn't sound dazzling, but it really shines when things go wrong elsewhere, because at least for the core of our portfolios, we get long term fixed rate debt for income property get paid five ways and win the inflation triple crown, and we do it all with a high degree of passivity. Right before I took the mic today, I got a two sentence email from a property manager that said an air conditioning unit's air handler board had to be replaced for $420 I don't even know what an air handler board really is. Now, the manager sent some photos in a written estimate. I quickly checked chat GPT, and I saw that the price was about right, and replied to my manager to go ahead and have that done. That's it an example of relative passivity. US residential real estate has nominally appreciated over every single 10 year period in modern history, despite some occasional short term downturns, even those are not common. Well, we recently had a guest mention that it's 20 years at the longest like 20 years or less is the period of time between which real estate never goes down. He was right. But you actually can't find any 10 year period where home values fell. What about the 2008 global financial crisis, I think that's the first place that the mind goes. Well back then, home values bottomed out at 208k in 2009 before they started growing again. And 10 years before that, the median price it was 157k in 1999 so even when home values hit their GFC low at that point, they were still up 32% from the previous 10 years. So you can confidently say then that over any 10 year period, home prices are up nationally. Now, how about the future? Well, for the future, there is more evidence of rising home prices. Building permits for new homes have fallen to their lowest level since 2019 that's according to the census bureau. So fewer single family homes are being built. Now we plan to discuss that more on. Next week show when we dive deep on does America really have a housing shortage? But this week, more reasons for future home price bullishness is that the labor market now, it's not doing that great. It sure isn't white hot, but unemployment, which was already low, that recently dropped a touch lower to just 4.3% inflation has fallen to 2.4% and wages are rising faster than that. In fact, our own Fed Chair recently remarked at how he's surprised at the strength of the economy. The property market analytics firm kotality, they now expect home prices to appreciate another four and a half percent this year. They and other firms continue to believe that the Midwest will be the hottest area of home price growth even more than that four and a half percent in that region. That is because not only is the Midwest underbuilt, it's that the prices are so affordable that it's attracting young people. The other factor is that mortgage rates recently dipped just below six into the high fives again, and that can release this pent up housing demand, and think about where we've come from. In late 2023 mortgage rates were about 8% and now lower mortgage rates also reduce the lock in effect, so it can create both more sellers and more buyers. The thing to remember is that 70% to 80% of home sellers are also home buyers because they've got to live somewhere. And first time homebuyers, of course, they buy only, they don't sell anything. In fact, former GRE guest in housing wire lead analyst Logan modeshami and Barry Habib were just positing on this at housing wire's latest summit on how the volume of home sales has been depressed for so long that lower rates could very well trigger a rush of buyers, these kind of people that have been delaying purchasing for years, this pent up housing demand being released if indeed rates go lower. People think they know the future, but we don't really know that that's going to happen for sure. But a lot of optimism about this phase of the housing market supported by not great, but decent economic conditions. Of course, that new housing demand is going to manifest unevenly across the nation. So let's talk about the places that have seen the most population growth from 2020 to today, basically the states that support that housing demand. Well, between 2020 and today, the US has grown by about 10 million people. That's over 3% nearly every state grew. But the bigger story is where that growth is happening. And really, here's the jaw dropper as a region, the South, gained more people than all of the other regions combined, about 7.6 million new residents in the south since 2020 the South's population is up 6% the West's almost 2% the Midwest population is up more than 1% and The Northeast up seven tenths of 1% again, this is not per year. This is total population growth from 2020 to today, Florida and Texas, they led the nation among the big states, both up almost 9% sprinting like they just found out that income tax is optional. The Carolinas in Tennessee are big southern growers too. People clearly keep moving toward warmer weather, a lower cost of living, lower taxes and job markets. Nothing new there. California in New York are the biggest losers in absolute numbers, California losing half of 1% of population in New York, a full 1% people keep moving away from these traditionally expensive, high tax coastal states like a buffet when the crab legs run out, people just getting up and leaving. That's not any sort of news story there, either. These trends help cash flow residential real estate investors like us, because the south aligns with that favorable landlord tenant law and those high ratios of rent income to purchase price. Luckily for us, that's where people are moving too. The Midwest has those phenomena as well, although their growth has been slower.    Keith Weinhold  9:39   Now a few Midwest highlights for you. Since 2020 the population of Indiana is up 2.8% quietly benefiting from Illinois. Escape Velocity, Missouri up almost 2% and that's growing mostly in Kansas City and St Louis suburbs. Ohio at almost 1% that's pretty modest growth overall, but Columbus up 5% that is flexing like it just landed a semiconductor plant there in Columbus, the intermountain west has bicep bulging growth, but it rarely works for us, because rents are only a little higher, but property prices are way higher. Yes, those pretty Rocky Mountain states, great Instagram, tough cash flow now Louisiana, it is a state that confounds people. It's a warm place, and it has a low cost of living, you would think Louisiana would be attracting people in droves for those reasons. Well, then why is its population following Louisiana down nine tenths of 1% since 2020 Well, you've got bleak job prospects that make Louisianans leave its tax competitiveness ranks 31st property insurance costs are high thanks to environmental risk. Louisiana has more swamps than beaches. Even the NFL saints were six and 11, and if they had made the playoffs, that wouldn't have made people move back. And hey, no personal shade here, I enjoy going to the New Orleans investment conference in Cajun culture, in Airboat Tours through the alligator filled Bayou, fun stuff, but for income producing property, you got to seek out different characteristics than just vacation Glee or how Good the gumbo tastes keep emotion separate from investing, Hawaii is America's biggest percentage loser. Its population is down one and a half percent since 2020 its cost of living is stratospherically high, with a median home value of just a little over a million dollars. That results in net outmigration to the mainland parts of the Aloha state now experience natural decrease. That means that deaths exceed births. Natural decrease. That's mostly a phenomenon on the Big Island. That's not where Honolulu is. That's where you have Kona and Hilo when young people can't afford to stay demographic gravity kicks in population loss. Hawaii is also highly dependent on tourism, meaning more volatility in recessions. It has contractor availability issues and higher repair costs, partly due to shipping materials to the remote islands. What about the upsides of Hawaiian real estate? Well, you're just going to have this inherent, strong, long term land scarcity and lifestyle desirability overall. Hawaii isn't bad. It's just hard. And I like Hawaii as a place to vacation, so the best times in my life were in Hawaii. Now, with all this said, These are broad generalities about states which are big places themselves right now. There are certainly Missouri real estate investors listening to me that are actually losing, and Hawaii real estate investors that are winning, and even cash flow positive. I'm talking general trends here, and this is with respect to long term rentals, not short term rentals. If your rent to price ratio is as low as point three or point four, like it often is near the coasts, well then you are speculating on appreciation. That's what that means. All 50 states have opportunity. All 50 states have no go zones. People keep moving south. That's a trend that the pandemic accelerated six years ago. More opportunity is concentrated there. That's got nothing to do with vacation excitement. That is population math, and I'm talking about swimming with the tide here in our Don't quit your Daydream newsletter I recently sent you that colorful population change map that I was describing some of there. More recently, I also emailed you that great and rare map of landlord friendly versus tenant friendly states mapped out and a lot of other great stuff.    Keith Weinhold  14:17   Before we bring in our firebrand guest, Garrett Gunderson, I just learned about a really strong opportunity for a provider of single family rentals and duplexes in Memphis and Little Rock. They're providing a locked in 5% interest rate and 5% property management for five years. Yeah, that's not a throwback to 2020 it's what mid south homebuyers calls their triple five program. They are the oldest and most trusted, maybe turnkey investment provider in the country, operating since 2002 and what they do is they offer these fully renovated, occupied rental properties in Memphis and Little Rock, two of the strongest cash flow markets in the South. With financing and management and rates that make the math work like it hasn't in years. So again, 5% interest, 5% property management fees for a full five years. You know those markets, they already had these investor advantage numbers with rent to price ratios mere point eight in Memphis and Little Rock. But yeah, that low 5% mortgage rate, even for renovated properties, not just new build. That's the kind of spread that turns a good deal into a great one. So to give you an idea, if you get a 30 year fixed rate mortgage loan amount of 125k with a 7% mortgage rate, your principal and interest payment is 832, at a 5% rate, it's just 671, so that's $160 more cash flow right there, and it's made a tad sweetener than that with just a 5% Property Management rate. And I don't know how long that offer is going to last, but it is available now and for the next little while, you can ask about it. When you visit mid southhomebuyers.com that's mid southhomebuyers.com and you can ask them about their triple five program. More next. I'm Keith Weinhold. You're listening to Episode 595, of get rich education.    Keith Weinhold  16:19   Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio, through a 721 exchange, deferring your capital gains tax and depreciation recapture, it's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721, the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash GRE, that's F, l, O, C, K, homes.com/gre. You know, most people think they're playing it safe with their liquid money, but they're actually losing savings accounts and bonds don't keep up when true inflation eats six or 7% of your wealth. Every single year, I invest my liquidity with FFI freedom family investments in their flagship program. Why fixed 10 to 12% returns have been predictable and paid quarterly. There's real world security backed by needs based real estate like affordable housing, Senior Living and health care. Ask about the freedom flagship program when you speak to a freedom coach there, and that's just one part of their family of products, they've got workshops, webinars and seminars designed to educate you before you invest start with as little as 25k and finally, get your money working as hard as you do. Get started at Freedom family investments.com/gre, or send a text. Now it's 1-937-795-8989 Yep. Text their freedom coach directly. Again, 1-937-795-8989,   Dani-Lynn Robison  18:08   this is freedom family investments. Co founder, Danny Lynn Robinson, listen to get rich education with Keith Weinhold, and don't quit your Daydream. You Brenda.   Keith Weinhold  18:24   Today's guest is someone that America knows as the long haired, bearded money guy in the past, he's drawn physical appearance comparisons to Jesus Christ. He's a prominent financial strategist. Founded an eight figure company, hit the Inc 500 he's both a New York Times and Wall Street Journal bestselling author. He is just an electric speaker, including appearances in front of dozens of billionaires. And he's just got this great way of speaking to financial freedom that hits you differently. He even has a comedy special that's great to welcome back to the show. Garrett Gunderson,   Garrett Gunderson  19:02   that's good to be back. Man. Is really good. Love your energy. Has a nice intro.   Keith Weinhold  19:07   Well, you give a lot of like, nice guidance to people that's somewhat different than they're used to hearing. You know, Garrett, I think a lot of the conventional guidance is, you know, it's not very far above Elementary School advice like, put your credit card in the freezer so you don't use it too often, but a lot of times you speak to either business owners or people that have already had some success, and I think a lot of your underlying mantra is, hey, you better live your best life now   Garrett Gunderson  19:35   I kind of feel like you are your greatest asset, and if you starve out that asset because you don't feed it with knowledge, or you don't invest in yourself, or you don't gain the skills that really matter because you're so addicted to scrimping and sacrificing and building your balance sheet right, trying to build savings accounts and retirement plans and doing all you can to pay off that mortgage. Yeah, you could become a millionaire on paper. But will you live like one? Will you enjoy your. Life. What about all the memories that you miss along the way? What about having quality of life today and creating a life you don't want to retire from? The wealthy people, they didn't get that way because they shrunk their way there. They didn't get that way because they were amazing budgeters. They built businesses. They created value. They learned how to, you know, sell or speak or market or have business acumen that grow business or to hire people, and having those systems that actually impact more people or more deeply impact the people that they serve, because it's about value creation and their value creators. And I think this notion of just thinking, Oh, I could just trade time for money and set money aside. Man, that's a really painful way to get to a million dollars, but Northwestern Mutual, they just put out an article that said, 32 or 34% of millionaires don't feel wealthy, because if you have money tied up in an account that isn't kicking off cash flow, it doesn't feel like wealth. You can't spend that net worth. It's just a statement if you don't learn how to create cash flow. And I love financial independence, where people have cash flow from assets to cover their expenses now their lifestyle is covered from that cash flow. Now they can reinvest every active dollar into themselves and their quality of life, into more cash flowing assets, into taking trips along the way, not just waiting until they're too old to enjoy it.   Keith Weinhold  21:13   You work with business owners all the time, and you've even worked with some ultra high net worth people that still seemed to scrimp and save. Do you think really, what is that the function of? Is it more of the wrong mindset or the wrong tactics when someone acts that way?   Garrett Gunderson  21:32   It's a mindset that's really kind of handed down to them? Yeah, maybe from their parents or grandparents or from a different era, like there's people that were, you know, in the Great Depression, that then tells stories to their family about how tough it was, and you never know when that money could go away. So you got to hold tight, and it's a scarcity mindset. So one of the wealthiest clients I ever had, I mean, this was a guy who he was worth a lot of money, but you would never know it. I saw him on TV one day. I was like, Dude, he needs new clothes, and we found a strategy to save him a bunch of money. He was just buying his inventory with cash or like, let's buy it on a plum card, and you'll get cash back. I just said, Just take 10% of that cash back, which was over $100,000 a month, and spend it on yourself. He's like, Well, I wouldn't know to spend it on I'm like, Well, how about some new clothes to start with? He's like, Okay. And then the next month, he bought a nest system for his house. The next month he bought a sound system. Eventually, saved up enough money to buy a Tesla, which he really wanted, like it was money that was there for him, but it changed his entire paradigm, because now he had a quality of life. He was very philanthropic and donated money. He built massive businesses, but he never treated himself well. He'd never felt like it was okay to spend that money because of his upbringing, because the way that his parents viewed money and the way that their parents viewed money, and it was always something that felt scarce. So it felt like, okay, will this go away? And the reality was, we just found money in your couch cushions, essentially. So why not enjoy it along the way? He eventually bought a home that he loved on the water, that he loves the garden. I mean, it was like a total transformation with that one simple thing to help him heal his relationship with money, overcome scarcity, because he was already highly productive. He just had to break free from this budgetary mindset.   Keith Weinhold  23:09   That's great. It was almost like, Dude, I can see it in you. Before we even talk. You got that code off the rack at Burlington. I swear you can do better than this. Come on, now   Garrett Gunderson  23:17    30 years ago, 30 years ago too. You know, it doesn't even fit anymore.   Keith Weinhold  23:23   Well, you know, I recently dedicated a complete episode Garrett to the way I put it is that the risk of delayed gratification is denied gratification. Now, there are some good things to be said for delayed gratification, I think, especially when you're younger, or you're just starting out in the working world, and you just tried to cover rent for your apartment and you don't have much else. Delaying some gratification is good. You need to form capital. You need to get liquid. I try to avoid saying stacking savings, because that gets people in the mindset of becoming super savers sometimes, and they miss out on returns. But what I mean about the risk of delayed gratification, being denied gratification, if it's taken too great of an extent, is, you know, I'm talking about the guy where, when he was 24 he used to say, Oh, I'm going to visit the Galapagos Islands someday. That's what I want to do. But you can just tell by the time you talk to the dude, when he's 48 he begins to use the past tense for things he wanted to do, for example, then he might start saying, Oh, well, I guess I never did visit the Galapagos Islands. You know, you can tell with people when they use the past tense, and that's when you know that their future is not bigger than their past, and a lot of that is the reflection of their financial status.   Garrett Gunderson  24:40   I got married at age 23 and the first two years, well, it was really like the first year and a half, maybe I was just such a miser. I gave my wife a $400 a month budget for an apartment, and we found out that there's places you don't want to live in Utah. I didn't know it, but she's like, is this what you want? And I was like, This doesn't feel like a safe neighborhood. And then you. Know, I was like, All right, maybe $600 I was still kind of really scarce. And my parents were like, Why don't you just live in our basement, rent free, and my wife's like, sex free. If you think that's where we're living, I'm gonna live in my parents basement, you know? Because I just thought money was something to save. So I saved me over 50% of my income. And a lot of people were like, that's amazing. Congratulations. Great job. And so I felt really good about it, and then I realized that my business wasn't growing as fast as this other person my age. I met him at an event, and a year later, he was doing better. And I was like, Dude, what's going on? I could hear it in your voice. I could hear like, you're just a different person. He goes, Oh, I'm doing two things. One, I just hired this guy, Steve D'Annunzio, and he changed my entire life. And I was like, I need to meet him. He's like, he happens to be here in Vegas. He's from Rochester. Introduced me. I hired him as my coach right away. I'm hearing all these people talk about strategic coach at the same event, and they had a booth. So I signed up for Strategic Coach, which meant I had to part with some of my money. Think it was $7,500 I hired Steve as a one on one mentor, and all of a sudden I was investing in myself, yeah. And I broke free from those chains of like, reduction and restriction into the game of production. And then I even had a situation where a woman called me out at the same event. This was a life changing event where she's like, I wonder what it's like living in a financial prison you built for your wife. It's like, Oh, see, that's what happened. I thought I was responsible, and building that responsibility that's actually building walls. And when I came home for that event, my wife and I started looking for our home. Within a few months, we found one. I bought a home. It was very easily within my means. I basically made as much as I paid for this house that we loved. We lived there for nine years. We built so many memories. You know, we had our two kids while we were there, I started host study groups, and that year, I grew my income by $170,000 with the coaching of strategic coach, Steve dnunzio And this woman, Nancy, calling me out. The next year, it grew by even more because the skills started to compound. I decided from that moment forward, I would spend at least $40,000 a year, which I might be able to reach for some people, but at least $40,000 a year on mentors. Is a guy named Alan. He writes my meal plans and my workouts, and I'm at 10% body fat because he knows exactly what they do. I do what he says. It was worth this $10,000 investment, because now I pay attention what I pay for, and I look at like if I'm my greatest asset, how can I create more energy? How can I create more value? How can I feel better about myself? How can I show up the very best version of I am, so I can deliver the most to the other people. And so I've always just been in amazing groups. I just got back from two different events in Beverly Hills around amazing people, learning incredible things that allow me to grow. I haven't spent a huge amount of money on a mentor last year to figure out something that I hadn't been able to figure out to this point. It's the same thing I did to become a speaker, to become a writer or even learn how to sell or market, you've got to invest in the skill, not just in the savings account. You grow yourself first, and then you grow your money. If you starve yourself out because you're in that miserly mindset, you're going to stunt your growth and never be fully fulfilled.   Keith Weinhold  27:56   You're your own best investment. And yes, this stuff is the varying definition of investing in yourself. Don't live below your means. Grow your means and all of that.   Garrett Gunderson  28:05   Grow your means and be more efficient within your means. I mean, the best way I know how to save is not overpay on tax, which 98% of business owners are doing that today. You know, don't overpay on interest, because you either restructure your loans, renegotiate your interest rates, reallocate underpouring funds to pay it off, or you remove investment drag. A lot of people have unnecessary fees and hidden commissions that drag on their investments. Or just design your insurance properly so it's more efficient. Those four i's, IRS, interest, investments and insurance show you how to keep more of what you make, take some of that money, build up your foundation so you have a peace of mind fund, so you have staying power, at least six months of liquidity and then invest more into yourself or learn how to create cash flow. This is the game the wealthy play. But the poor middle class, they think it's about paying off a mortgage and funding the retirement plan, and they will argue about it until it's too late, when they get there and now their homes paid off, but the property taxes are higher than their mortgage was 20 years ago, you know. Or they have home maintenance they have to take care of, or inflation has destroyed the value. Like if someone were to put away 100 grand and they wait for 30 years if they got 10% which the market did the last 30 years, if you reinvest dividends, they're going to have right around $1.7 million but if they have to pay 2% in fees, fiduciary fees, 12 b1 fees, which are marketing fees for the fund expense ratio, you know, the fees of maybe a retirement plan, and they now have 2% fees. It only goes to 1.1 million. Huge difference. And that 1.1 million if we account for inflation, even if we said inflation was low, like 2.7% over that 30 years. Well, by the time we pay for inflation and tax, guess what? The purchasing power value is like, 300 grand $300,000 that's a problem, and it's because they didn't learn to create cash flow. It's because they didn't learn to invest in themselves. It's because they relied completely on a market they don't control. I'm not saying the market is completely something to avoid. I'm saying we go in sequence. How do you grow your income for. First, then how do you keep more of the income you make with? You know, financial savvy and plugging leaks. Then learn to grow your money, but maybe growing your money. For some I like to think of like three dimensional assets, like real estate's three dimensional. It can grow in equity, it can create cash flow, and it has tax advantages. But my business is three dimensional, the more my business creates cash flow, without me, the more equity it has, and that business has major tax advantages. So most people are one dimensional, pay off a loan, put a money in retirement account. That's the poor, middle class. Wealthy people build a system where they've got three dimensional assets, equity, cash flow and tax savings. And that is a complete game changer, because then they can employ the buy borrowed I strategy, if you have assets like, you know, an individual stock, or if you have assets, like a piece of real estate or a business, you could borrow against it. There's no tax on that five for life, right? You keep refinancing. Or you can even do charitable trust to avoid the taxes upon the sell of those paying no tax when there's gains. Or you can pass it on to the next generation with a step up in basis, which means they get it at the full value and not have to pay the difference. And if you have life insurance, the life insurance will pay back the loan that tax free as well. So buy, borrow, die. I mean, it's a completely different thought process of defer taxes. If you defer taxes, I get it. You could do a Roth IRA or Roth 401. K Sure, that'll let you put after tax money in and grow it. But where's the cash flow? What's the underlying investment? How does it help you create financial independence? How does it help you does it help you grow your skills to become a better investor? We've been taught to be lazy, not that people are lazy. We've just been taught to be lazy with our money. We've been fed a narrative. I don't have the time, I don't have the skill, I don't have the interest, but I want to have it, so I just hand it over. And who do we hand it over to Keith Wall Street. Wall would you trust Wall Street? Like you flew to Frankfurt not long ago. Would you get on Wall Street airlines where they're like, hey, sometimes our planes go up, sometimes they go down. That would brand, and he'd feel inspired, right? Would you go to Wall Street, you know, hospital? Or like, hey, he lost one of your kidneys, and by loss, we stole it and resold it. You know, like, Wall Street doesn't have a brand. That's good. It's boiler room. It's Wolf of Wall Street. It's the movie Wall Street with Michael Douglas. You know, greed is good like yet that's what people put their money into. And you can go to any downtown and any major city, and guess who has the biggest buildings, insurance companies, banks and Wall Street investment companies. So you're taking the size of your home and shrinking it to build up their building and put money in their pocket. And their story is, it's because they're Ivy League, they're smart. They try to make it complicated, but you don't have to know most of the things you think you need to know about finance. The foundational things are important, how to protect your assets, how to design insurance, to transfer risk, how to have some liquidity, how to automate your savings. And then you focus like Warren Buffett would teach. He said, You know how people would become a better investor if they only had 20 investments they could make over their lifetime? He says, I don't diversify because I'm in the know. He's like, I'm a good businessman, therefore I'm a good investor and I'm a good investor because I'm a good businessman. I don't separate the two. Yeah, most people think he's a stock market investor. No, he buys out the companies in the stock market. Rarely does he have minority stakes in it. He does have some of that, maybe with Coca Cola and apple, but he bought a lot of companies outright, whether it was Geico, whether it was See's Candies, whether it was like he buys these companies, he's so far outperformed the stock market by billions of dollars from an index fund like what he has, versus someone that put the same money in an index fund, Warren has billions more from his investments than the person that put all their money in the index fund, even if it was the same amount. It's completely about strategy, not about luck.   Keith Weinhold  33:30   Yeah, it's the Andrew Carnegie, put all your eggs in one basket and then watch your basket. Yeah? Watch that basket like a hawk. Totally. Yeah. I mean, stacks mutual funds, they have what I call those five simultaneous drags. If you think you're getting a 10% long term return over time, subtract out inflation, emotion, taxes, fees and volatility. What do you have left? Not much. But there's no friction there. It is just the easiest thing to do ever since decades ago, 401 K contributions begin to become automated throughout your paycheck, sometimes even automatically, automated   Garrett Gunderson  34:04   values your permission opt out. It's easy. You have to opt out, right? It's Big Brother. You don't know what's best for you. And by the way, how crazy are four one K's. Part of the reason the market has gone up in value is because people consistently fund for one case, whether the market's going up or down, they're told $8 cost average. So that's artificially fueling the market. When we see the numbers, there's a buffet index, and it's like 2.9 times higher than what he's comfortable with, with the stock market, because of how overinflated the market is, partially due to inflation, partially because people put money in. But let's remember, why did 401, K's even come about? Because pensions failed. And by the way, these pensions failed and they had world class money managers managing these multi billion dollar pensions, but they didn't know about something called disinvesting, or didn't know enough about it. When the market goes down and pension money is owed, they still have to pull money out of the pension to pay the employee which disinvests, which pulls more money out of the account. So now instead of just being 10% down, they might be 17% down. And so even if the market comes back 10% it's 10% of only 83% of the money. So not even back to square one. And if it goes down a second year in a row, they're in real trouble. It starts to chip away at the principal, and they can't recover. And that happened to pensions, and they said, Oh, here, we can't handle these. We're going bankrupt. We're going to get rid of pensions. You take care of it. Well, guess what? Vanguard says, the average balance in a 401, k right now is $148,000 how someone's supposed to live on $148,000 even if you could get 10% that's $14,800 a year taxable, that's not going to do it. Even if you have a million dollars, where are you going to put the million dollars to get the return without risking it going down? Maybe you're going to be in treasuries at 5% that's $50,000 taxable per year. You're a millionaire on paper, but living poorly. That's why I'm here to call these things out. I think that my book Killing Sacred Cows, which was my original New York Times bestseller, which is probably how we met. Yeah, I rewrote it. I rewrote it, rereleased it in 2024 and I'll give people the audiobook. They just have to DM me on Instagram. Garrett B Gunderson and DM the word cows with Keith's name, cows and Keith or Keith and cows. I'll hook you up with the book for free, so you can learn about the nine financial myths. We're talking about some of them here, but there's also some comedy in there, so they can laugh after each chapter. I threw some comedy in there. You know, if you like my comedy, I'm not the funniest comedian. I'm just the funniest money comedian. That's the reality.   Keith Weinhold  36:33   When we had the very inventor of the 401 k plan, Ted benna, come onto the show, he revealed to us that when 401 K plans rolled out, they were first called salary reduction plans. They had to scrap that name in order to foster participation. But reducing your salary is still principally what it does to you. You got to think about it that way and blow up some of these myths. But Garrett, you've already given a lot of great technical information about what someone can do, how someone can think differently. Bigger pictures, we're sort of winding down here. You know, when I'm thinking about this whole delayed versus denied gratification thing, how do you meter it out right throughout your life? I mean, what's your earmark your family legacy? How do you meter it out, right so you don't have too much or too little at the end of your life?   Garrett Gunderson  37:15   I like to see this strategy of, like, what would the rockfellers do that I wrote about is, you know, the beginning before that strategy is you pay yourself first, which has always been around Richest Man in Babylon. Tons of books talk about it. My argument is you want to pay yourself at least 15% of your personal income, off the top, to a separate account. Once you get six months in that account, now you start to invest that money, but you build your stability with that peace of mind. And we want 15% because the luxury once enjoyed becomes a necessity. So you want more money in the future, not the future, not less propensity to you know, there's also, just like planned obsolescence, things break down. You have to repair them. Technological change, we're buying new technology that doesn't even exist. I have now subscriptions to a bunch of AI things that help me out, right? But I'm spending more money. There's also taxes, those could go up in the future, or 38 trillion in debt as we film this, which is a crazy number. And there's also inflation. If we give 3% to each of those five factors, that's 15% now again, use the four i's, IRS, interest, investments and insurance to find that money, not just budgeting. But then here's the magic. At least 3% of your income should go to a separate account called the Living wealthy account. That's your guilt free spending, value based spending account, so you enjoy some money along the way. These are the things that are the finer things in life that people might say are wasteful. You know, there's a book called unreasonable hospitality that talks about this, 11 Madison Avenue was the number one rated restaurant in the world. And, you know, will who wrote the book talked about they had 3% of their budget to just go wild on their customers dream making money, right? So to create the special experience in the restaurant, and even the bear, I think was season three, showed some of that process of how they do that. So I highly recommend taking a certain percentage. You get to enjoy along the way. It could be higher than 3% but start there, and you're going to feel better, you're going to have different energy, you're going to show up in a different way. And then from there, I just believe in having trust, so that your money's outside of your estate, and protecting financial predators so you own nothing but control everything. And I personally use life insurance. I use just standard over, you know, like basically properly structured, optimally funded whole life, so that death benefit will come in after I die. It allows me to spend more of my money and then have it replenished so I can enjoy more of my money along the way, because I know that death benefit will be there for my wife or even for my family trust after I'm gone, so I don't disinherit the people that I love.   Keith Weinhold  39:31   Garrett Gunderson, he can take you through these steps, which he calls financially fit, to financially independent, and then finally to financially free. Tell us a little more about that going through those steps.   Garrett Gunderson  39:44   So financial fitness means your financial house is in order. You've got everything handled properly, car insurance, homeowners, liability, disability, medical life insurance, your corporate structures as a business owner, how you pay yourself, your taxes the last three years and move. Moving forward your investments. It's like, you know what it's going on. You've improved your cash flow, and you're dialed in. You're as safe as you could possibly be. Then financial independence is, how can we create income, especially from a business that comes in when you don't, that's people, that's processes, that's technology, so that you can be involved, but you don't have to be involved. This is the part most people miss, yeah, and I think it's crazy. A lot of people have this notion they're just going to work so hard so they can sell their business one day, I'm like, What about just creating a business that you love so much you don't want to sell it? What about giving up the things that are burning you out and have the employees that can take care of that so you do the things that you love and then just enjoy life along the way, take some little trips, take some time off and come back in. The business grows up when you're away, they learn how to do things without you, and then you can still create value into that business. I sold the business in 2021 and really regretted it, because I kind of was so removed from the business. I kind of felt like it lost its soul and I didn't feel connected to it. So this time around, I started a business in July of 2024 I'm like, I'm only going to work with the P with the people I love, building things that I love, and I'm not going to let myself get burned out by doing too much. We're going to take two weeks in Hawaii coming up here in April, just enjoy some time together as a family. We do quarterly family retreats with my wife and kids. We do traditions with my family up at my cabin, like I want to have this great life where it's blurs the lines between work and play. I have a little quote from someone else that talks about that art of life is blurring the lines between work and play, but also just having complete play sometimes that there is no work. So I come back refreshed, relaxed, rejuvenated and ready to create. And so really, that financial independence gives you permission to swing for the fences and what you do, knowing your foundation is handled, knowing that your lifestyle is covered, from assets to create cash flow gives you work optional freedom. But instead of retiring, think, what could your biggest impact be like? Create the life you don't want to retire from. Create a vision so compelling you can dedicate your life to it and find that the win is actually in the work, not just the outcome. I think that is the elegance of we win when we play, and when we have more play in our life. We don't try to escape from something. And when you start something, you might have to do things you hate, but you can eventually delegate it, and then life becomes great. I mean, one of my early coaches, Dan Sullivan, who I mentioned, a strategic coach. He's in his 80s, still behemoth of creating value in the in the market. To listen to him, you know, he's phenomenal. He's made such a huge difference in my life, and he has no intent of retiring. He just gets smarter every year, adds more value, builds more infrastructure, and he's the one that taught me the merit of free days, just taking time off, taking time away. So, yeah, that's financial independence. Is cash flow, and then financial freedom is a state of mind. It's when money is no longer the primary reason or excuse you would do or not do something. It's a consideration, but it's no longer the consideration means that you have a healthy relationship with money. Money is an asset and an ally, not an enemy. You don't come from a place of scarcity. You come from a place of abundance. You can be more present with your family and doing what you do without feeling distracted. I think wealth is our ability to be present, not necessarily how much money we have in a bank account. I think we have a good amount of money in a bank account, and we can be present. That is like true wealth.   Keith Weinhold  43:12   It harkens back to the John D Rockefeller, he who works all day has no time to make money. Rockefeller would have said, you can architect a wealth plan if your head is down on the assembly line, that means gradually move your offer. It's from trading your time for dollars over to owning assets that pay you to own them. Garrett's comedy special is called the American Ream. There's no D in that word, R, E, A, M. You can look that up, Garrett. It's been enlightening as always. Thanks so much for coming back onto the show.   Garrett Gunderson  43:43   Hey man, good to be back.   Keith Weinhold  43:51   Always. A lively conversation with Garrett, besides some great mindset perspective, he's really good at saving you tax and setting you up with asset protection. Though he's not as real estateish as me, he's pretty savvy. For example, He's aligned on the fact that, for example, say you have an 80k debt. Well, it doesn't necessarily mean that it makes sense for you to pay that off sometimes it does, but what happens to your net worth anytime you pay off an 80k debt, well, let's see. You've reduced your asset side by 80k and you've reduced your debt side by 80k so your net worth is the same, and retiring the debt means that you might have lost leverage, lost cash flow and lost tax advantages, all at the same time on Instagram, send a DM with the two words, Keith Cows to Garrett B Gunderson, and he'll hook you up with his book for free next week on the show, we go deep on does America really have a housing shortage with an expert analyst. Until then, I'm your host. Keith Weinhold, don't quit your Daydream.    Speaker 4  45:01   Nothing on this show should be considered specific, personal or professional advice. Please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively   Keith Weinhold  45:29   The preceding program was brought to you by your home for wealth. Building, get richeducation.com  

We're back after a week away, diving into *Free Joby*, a documentary about early Bitcoin advocate Joby Weeks, who was arrested and later convicted on fraud-related charges tied to crypto promotions during the industry's chaotic early years. The film presents the case that he was made an example of — targeted as a disruptive figure in a space threatening traditional finance — rather than treated proportionately under the law. We explore the idea that when governments perceive someone as a threat, they neutralise first and justify later, asking whether this was prosecution for crime or punishment for disruption. Watch the documentary here: https://www.youtube.com/watch?v=YATaGGO57o8](https://www.youtube.com/watch?v=YATaGGO57o8 See me LIVE at Santa Rosa Beach, March 2nd and 3rd - https://bit.ly/brandsantarosa If you want to support the show and take care of yourself properly—without turning your bathroom into a laboratory—go to tryreborn.com. It's the Reborn store: supplements, skincare, daily essentials… simple, effective, and made for people who are trying to stay strong while the world does whatever this is. Go check out tryreborn.com and grab what you need Do not wait for another IRS letter or a frozen bank account. Call (866) 685-6605. Or visit http://TNUSA.com/brand  Download Rumble Wallet now and step away from the big banks — for good! https://rumblewallet.onelink.me/bJsX/russell  

In this episode, we break down the five profit levers that help business owners earn more without burning out. You'll learn why selling more is not always the answer and how small changes in pricing, average transaction value, and expenses can dramatically increase profit. We walk through the real math behind business finance and show how smart strategies help you keep more of what you earn. You'll also learn how to spot hidden money leaks and make better money decisions that support long-term growth. If you want stronger margins, better cash flow, and a healthier financial mindset, this episode gives you practical steps you can use right away.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Investing” Is Not the Same as “Owning” A client said something to Bruce recently that stuck with me: “I despise the idea of a 401(k)… but I also know I'll spend the money if it hits my checking account.” That single sentence captures the tension so many families feel. https://www.youtube.com/live/1d8Ln6EsBxk On one hand, you want control. You want options. You want the ability to pivot when life changes or opportunity shows up. On the other hand, you've been trained to believe the “responsible” path is to lock money away, chase a rate of return, and hope the future works out. That's why Bruce and I recorded this episode—because most people think wealth is built by finding the right investments. But the families who build long-term, sustainable wealth usually share something deeper: They've learned the difference between investing vs owning assets—and they prioritize control of capital. In the first 100 words, let's say it plainly: if you're only “investing,” you may be building a net worth number, but still living with limited access, limited flexibility, and limited decision-making. Owning assets is different. Ownership changes your options—today, not just someday. Investing” Is Not the Same as “Owning”What You'll Learn About Investing vs Owning AssetsInvesting vs Owning Assets: What's the Difference, Really?Taxable vs Tax-Deferred vs Tax-Free Accounts: Don't Confuse the Account With the InvestmentWhy Too Much Money in Qualified Plans Can Limit Your OptionsTraded vs Non-Traded Investments ExplainedPrivate Real Estate Investing vs REIT: What You're Actually ChoosingWhat Is an Accredited Investor Definition—and Why It MattersHow to Buy a Small Business to Build Wealth (Even If You're a W-2 Earner)“Who Not How”: Build Ownership With the Right TeamInvesting vs Owning Assets in Everyday Life: A Simple Self-AssessmentInfinite Banking as a Wealth Strategy: Where Ownership and Control Show UpInvesting vs Owning Assets: Ownership Changes Your OptionsListen to the Full Episode on Investing vs Owning AssetsBook A Strategy CallFAQWhat is the difference between investing vs owning assets?What does traded vs non-traded investments explained mean?Is a REIT the same as owning real estate?Why do qualified plans like 401(k)s reduce control of capital?How do I build wealth outside the stock market? What You'll Learn About Investing vs Owning Assets In this blog (and podcast), Bruce Wehner and I unpack what we called the “unseen wealth gap”—the gap between families who primarily invest and families who intentionally own assets. Here's what you'll gain by reading: Clear definitions: taxable vs tax-deferred vs tax-free accounts (and why most people confuse the account with the investment) The real difference between traded vs non-traded investments Why so many families feel trapped inside qualified plans (401(k)s, IRAs, SEP IRAs, SIMPLE IRAs, 403(b)s, 457s) Practical ways to build wealth outside the stock market—even if you're a W-2 earner How liquidity and access to capital can matter more than a projected rate of return Where Infinite Banking and cash value life insurance can fit into an ownership strategy And just to be clear: this is education and perspective—not individualized financial advice. Our goal is to help you think better, ask better questions, and make decisions with more clarity. Investing vs Owning Assets: What's the Difference, Really? People hear “ownership” and say, “But I own stock. Isn't that ownership?” Technically, yes—you own shares. But for most everyday investors, that “ownership” often comes with very little control. Here's the simplest way we can say it: Investing often means you participate in an asset's performance, but you don't control decisions, timing, access, or outcomes. Owning assets means you have more influence over the decisions, the structure, the cash flow, and the information—especially when you own businesses, real estate, or private assets where you can ask questions and understand what's actually happening. Bruce made a point that's worth repeating: with public companies, you cannot call the CEO, ask hard questions, or influence strategy. With many private ownership structures (like certain partnerships), you can talk to the sponsor, review details, ask “what happens if…,” and understand the philosophy and vision—not just the numbers. That difference—access to information and decision-making—is part of the wealth gap. Taxable vs Tax-Deferred vs Tax-Free Accounts: Don't Confuse the Account With the Investment One of the biggest misunderstandings we see is this: people treat the account type as the investment. They'll say, “I'm investing in a Roth,” or “I'm investing in my 401(k).” But your 401(k) is not the investment. It's a tax bucket. Taxable accounts These are accounts where you typically pay taxes as you earn interest/dividends or realize gains (like selling a stock for a capital gain). Think brokerage accounts, bank interest, and many dividend-producing holdings. Tax-deferred accounts (qualified plans) These include 401(k)s, traditional IRAs, SEP IRAs, SIMPLE IRAs, 403(b)s, 457s, and some annuities. Tax-deferred means you generally postpone taxes now and pay later—plus you follow IRS rules for access and distribution timing. This is where many families have the majority of their money… and also where many families feel stuck. Tax-free strategies (or tax-advantaged) This category can include Roth IRAs, certain municipal bond interest, some forms of home equity, and properly structured life insurance strategies (depending on your situation and compliance). The point isn't that everything is “tax-free.” The point is: many families never even explore this category beyond “Roth or not.” When you only see two options—pay tax now or pay tax later—you miss the strategies that create flexibility. Why Too Much Money in Qualified Plans Can Limit Your Options Bruce said something that we see all the time: Some families have 95%—sometimes close to 100%—of their money inside qualified plans. Then life happens: A business opportunity shows up A real estate purchase requires speed A family emergency requires liquidity A market downturn makes you hesitate to sell assets A capital call comes due And suddenly the real problem isn't “returns.” It's access. If you want to understand how to build wealth outside the stock market, start with this question: Do I have enough capital outside qualified plans to act when opportunity (or adversity) arrives? This is why we talk so much about liquidity strategy and access to capital. Control isn't a philosophy. It's practical. Traded vs Non-Traded Investments Explained This is one of the most important distinctions in the whole conversation. Traded assets Traded assets are priced and exchanged in public markets—stocks, many ETFs, and other exchange-traded products. You get liquidity, but you also get the “whims” of market psychology. Bruce gave a powerful example: an apartment portfolio could be collecting rent just fine, but if investors panic, the traded price can drop anyway because people sell. So the asset can be stable—while the price swings. Non-traded assets Non-traded assets are not priced minute-by-minute on an exchange. That usually means less liquidity, but potentially more stability in valuation and often different risk/return expectations. Bruce used the example of non-traded real estate structures where the sponsor purchases assets, manages operations, and the investors participate based on the structure. This is where the key phrase comes in: liquidity and access to capital. Non-traded can mean you can't exit quickly. That can be a feature or a risk—depending on whether you planned for it. Private Real Estate Investing vs REIT: What You're Actually Choosing Real estate is a perfect example because people can “invest” in real estate in multiple ways. REITs A REIT (Real Estate Investment Trust) can be traded or non-traded. The big difference you experience as an investor is usually liquidity and market pricing behavior. Private real estate ownership This includes owning rental properties directly, participating in partnerships, or investing in private deals like syndications (depending on eligibility and suitability). If you're asking, “Is this investing or owning?” here's a helpful lens: If you're buying a ticker symbol, you're mostly buying market exposure. If you're buying an interest in a specific asset and can ask questions about operations, assumptions, and scenarios, you're closer to ownership behavior—even if you're not the operator. And of course, none of this is “good” or “bad” by default. The question is: what fits your goals and your risk tolerance? What Is an Accredited Investor Definition—and Why It Matters Bruce explained the reality that certain private investments require accredited investor status. At a high level, that status can involve income thresholds or net worth thresholds (with certain exclusions, like primary residence equity). The reason it matters is simple: access. But let's not miss the bigger point: You don't need to be accredited to start shifting from “only investing” to “increasing ownership.” Business ownership, skill-based service businesses, local cash-flowing acquisitions, and many forms of direct real estate ownership do not require that label. So if you're not accredited, don't let that become a mental dead end. There are still practical ownership paths. How to Buy a Small Business to Build Wealth (Even If You're a W-2 Earner) Rachel here—this part matters because people assume business ownership has to mean: Starting a tech company Buying a major franchise Quitting their job overnight Taking huge risks with no plan

Roger and Annie check in mid-tax-season with a candid look at what's actually landing on desks — from W-2s showing overtime pay coded a half-dozen different ways to clients convinced their entire salary qualifies for the new deduction. They also break down the meal and entertainment changes taking effect in 2026, including why your office coffee pot is now a tax problem.SponsorsPadgett -  Contact Padgett or Email Jeff PhillipsGet NASBA Approved CPE or IRS Approved CELaunch the course on EarmarkCPE to get free CPE/CE for listening to this episode.Chapters(00:00) - Mardi Gras Catch Up (01:53) - Tax Season Pulse Check (05:17) - New Tips and Overtime Law (07:07) - Tracking and Payroll Prep (10:58) - New Fees and Tip Confusion (12:46) - W2 Example Box 14 Codes (16:25) - Should We Ask About Overtime (20:36) - OT Premium Smell Test (24:39) - Weird W2 Overtime Codes (27:04) - Pay Stub Premium Math (29:25) - Pay Stub Math Costs (29:55) - Overtime Premium Basics (32:13) - W2 Box 14 Overtime (33:27) - When Details Are Missing (35:35) - Double Overtime Limits (36:18) - Salary vs Overtime Claims (38:36) - Due Diligence and Fees (41:01) - Meals Rules Change 2026 (45:01) - Zero Deduction Office Meals (45:37) - Coffee and Snacks Debate (48:59) - Client Education and COA (51:48) - IRS Paper Checks Ending (55:49) - Wrap Up and Next Steps Follow the Federal Tax Updates Podcast on Social Mediatwitter.com/FedTaxPodfacebook.com/FedTaxPodlinkedin.com/showcase/fedtaxpodConnect with the Hosts on LinkedInRoger HarrisAnnie SchwabReviewLeave a review on Apple Podcasts or PodchaserSubscribeSubscribe to the Federal Tax Updates podcast in your favorite podcast app!This podcast is a production of Earmark MediaThe full transcript for this episode is available by clicking on the Transcript tab at the top of this pageAll content from this podcast by SmallBizPros, Inc. DBA PADGETT BUSINESS SERVICES is intended for informational purposes only.

Another Circuit rules that the IRS does have the authority to assess §6038(b) penalties, delay announced in effective date for SECURE 2.0 RMD regulations and more.

From the archive: This episode was originally recorded and published in 2022. Our interviews on Entrepreneurs On Fire are meant to be evergreen, and we do our best to confirm that all offers and URL's in these archive episodes are still relevant. Dave Foster is founder and CEO of The 1031 Investor, an accountant and real estate investor helping clients legally reduce taxes through 1031 exchanges and strategic tax planning. Top 3 Value Bombs 1. The IRS encourages a 1031 exchange. It's a normal way to invest in real estate. 2. A 1031 lets you move real estate anywhere in the country, of any type or nature. 3. People use a 1031 to sell in high-value areas and invest where cash flow is higher. Keep all your taxes working for you and get $50 off your first online order - this offer is just for Fire Nation - The 1031 Investor special offer Sponsors HighLevel - The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies. Learn more at HighLevelFire.com. Cape - A privacy-first mobile carrier, built from the ground up with security as the priority. If you care about protecting your digital life without giving up your smartphone, Cape makes that possible. Visit Cape.co/fire and use code FIRE for 33% off cape for 6 months today!

Episode 3. 00:00 - Start. 02:05 - The Erpenbeck scandal. 26:51 - The Erika timeline. 50:52 - Comments. PreBorn!​ To donate, dial #250 and say they keyword “BABY" or by visiting https://preborn.com/candace Nimi Skincare​ Save 10% on your order with promo code CANDACE10 at http://www.NimiSkincare.com Beekeeper's Naturals​ Get 20% off your order with promo code CANDACE at http://www.Beekeepersnaturals.com/Candace The Wellness Company​ ​ Visit http://www.twc.health/CANDACE and use code CANDACE to Save $45 Off. Be prepared with Life-Saving meds with the Medical Emergency Kit from The Wellness Company. USA Residents Only PureTalk​ ​ Make the switch today and save an additional 50% off your first month at http://www.PureTalk.com/Owens Tax Network USA​ ​​​ Do not wait for another IRS letter or a frozen bank account. Call 866-686-1651. or visit http://tnusa.com/candace American Financing​​​ ​​ NMLS 182334, http://www.nmlsconsumeraccess.org. APR for rates in the 5s start at 6.196% for well qualified borrowers. Call 800-795-1210 for details about credit costs and terms. Visit http://www.AmericanFinancing.net/Owens. Master Peace Health​​ Start detoxing today and save 10% off your order with promo code: CANDACE at checkout. http://www.MasterPeace.Health Candace Official Website: https://candaceowens.com Candace Merch: https://shop.candaceowens.com Candace on Apple Podcasts: https://t.co/Pp5VZiLXbq Candace on Spotify: https://t.co/16pMuADXuT Candace on Rumble: https://rumble.com/c/RealCandaceO Candace en Español: https://www.youtube.com/@CandaceOwensEnEspanol Candace Owens em Português: https://www.youtube.com/@CandaceOwensemPortugues Candace Owens en Français: https://www.youtube.com/@CandaceOwensEnFrançais Learn more about your ad choices. Visit megaphone.fm/adchoices

Tax season is here — and this year, it looks different. A major new tax law just took effect, bringing changes that could impact millions of Americans filing their 2025 returns. Andrew Lautz, Director of Tax Policy at the Bipartisan Policy Center, joins us to explain what's new, what could be confusing, and what it all means for you. We also zoom out to discuss federal revenue, IRS funding, President Trump's lawsuit against the IRS, and why all of it is making this one of the most closely watched filing seasons in years.   Learn more about our guest(s): https://www.theNewsWorthy.com/shownotes Join us again for our 10-minute daily news roundups every Mon-Fri!  Become an INSIDER and get ad-free episodes here: https://www.theNewsWorthy.com/insider Get The NewsWorthy MERCH here: https://www.theNewsWorthy.com/merch Sponsors: Grab Rosetta Stone's LIFETIME Membership for 50% OFF! That's unlimited access to 25 language courses, for life! Visit https://www.rosettastone.com/newsworthy Receive 50% off your first order of Hiya's bestselling children's vitamin. To claim this deal,  go to hiyahealth.com/NEWSWORTHY. To advertise on our podcast, please email: ad-sales@libsyn.com    

On today's episode, we discuss a tongue‑in‑cheek “Musk conspiracy” where future mega‑gyms turn human workouts into electricity to power robots and AI, keeping people cut, entertained, and economically relevant in an automated world. From there, the conversation moves into whether our money is shifting from metal and paper toward “electro‑dollars,” with current petro‑dollar reserve status giving way to currencies effectively backed by electricity and data centers. The crew then explores penny and copper conspiracies, arguing that the metal in a penny now exceeds its face value, copper is becoming “the new gold,” and physical coins may quietly be disappearing in favor of digital value. Charlotte introduces NESARA/GESARA lore, outlining alleged secret 1990s economic reforms promising total debt forgiveness, abolition of the IRS, a return to hard (or energy‑based) money, and the end of “debt slave” status tied to Social Security numbers. Finally, they connect these ideas to history and current policy—comparing Spartan iron currency to modern digital systems, debating whether U.S. elites are deliberately weakening the dollar to boost exports, and swapping stories about Teslas, superchargers, and what happens when your EV and your credit card both become part of the same fragile financial grid. Don't miss it!

Renue Healthcare https://Renue.Healthcare/Todd Your journey to a better life starts at Renue Healthcare. Visit https://Renue.Healthcare/Todd Bulwark Capital https://KnowYourRiskPodcast.com Be confident in your portfolio with Bulwark! Schedule your free Know Your Risk Portfolio review. Go to KnowYourRiskPodcast.com today. Alan's Soaps https://www.AlansArtisanSoaps.com Use coupon code TODD to save an additional 10% off the bundle price.Bonefrog https://BonefrogCoffee.com/Todd Get the new limited release, The Sisterhood, created to honor the extraordinary women behind the heroes. Use code TODD at checkout to receive 10% off your first purchase and 15% on subscriptions.LISTEN and SUBSCRIBE at:The Todd Herman Show - Podcast - Apple PodcastsThe Todd Herman Show | Podcast on SpotifyWATCH and SUBSCRIBE at: Todd Herman - The Todd Herman Show - YouTubeBernie Sanders was asked a question about Europes growth, or lack thereof. Zach Abraham and I discuss the great joy and privilege it means to live in the United States of America, and how we can honor God with that privilege.Episode links:Trump Official's Sons May Make Tons of Money After Supreme Court RulingBernie Sanders is asked why Europe, with all its government spending and social welfare, has failed to produce anywhere near the growth and tech innovation of the United States. Absolutely stellar question. Bernie has zero real answer:IRS Using AI To Target Middle Class. “What we have learned is that the IRS, in fact, has been using AI to access bank accounts of American citizens” “Without any kind of search warrant” “This was something that was just discovered by an undercover journalist” “What they found is that the IRS has claimed that they have access to every single person's bank account”

Illegal immigrants getting Social Security numbers. Welfare fraud fueling voter rolls. And Democrat officials refusing to turn over critical data. Today on AmperWave Daily, we connect the dots between immigration, welfare, and voter fraud — and explore why some allege it's shaping elections and party behavior nationwide.

Millions of dollars allegedly misused in welfare programs. Illegal immigrants on voter rolls. And the Trump administration fights to get the data states refuse to share. Today on AmperWave Daily, we break down the latest updates from JD Vance's crackdown on welfare and voter fraud, and what it could mean for elections and taxpayers.

DOCKET ALERTS:The Justice Department is suing New Jersey for not letting ICE use state buildings and parks for immigration enforcement. Because the Tenth Amendment is basically a suggestion?CBP agents dumped a blind, sick, refugee who spoke no English outside a doughnut shop in Buffalo because they couldn't deport him. Local police are investigating his death.Defense Secretary Pete Hegseth is trying to manhandle Anthropic into letting it use Claude for domestic surveillance and autonomous targeting. MAIN SHOW:ICE's total refusal to follow the law has flooded federal courts with habeas corpus petitions, and judges are PISSED. On Thursday, two judges in Minnesota and one in New Jersey threatened to hold prosecutors in contempt of court over DOJ/DHS refusing to follow court orders in immigration cases.The fascinating “Quince sues UGG” antitrust lawsuit is Last Brand, Inc. v. Deckers Outdoor Corporation. The (possibly even true) story of ugh, ugly, and finally ugg boots is told here by the Everything Australian company.On Wednesday, Judge Brian Murphy ruled that the Trump administration's policy of third-country removals was illegal.And for subscribers, we'll discuss Pete Hegseth's battle with Anthropic and DHS's theft of more than 42,000 tax returns from IRS's database.LinksUS v. New Jersey https://www.courtlistener.com/docket/72316303/united-states-v-new-jersey/Nearly blind refugee found dead in New York days after immigration agents dropped him at a coffee shop alone, officials sayhttps://www.cnn.com/2026/02/26/us/shah-alam-blind-refugee-border-patrol-hnk‘Incoherent': Hegseth's Anthropic ultimatum confounds AI policymakers https://www.politico.com/news/2026/02/26/incoherent-hegseths-anthropic-ultimatum-confounds-ai-policymakers-00800135Cartagena Hueso v. Sotohttps://www.courtlistener.com/docket/72279969/cartagena-hueso-v-soto/D.V.D. v. Dep't of Homeland Security (D. Mass. 2025) [docket via CourtListener]https://storage.courtlistener.com/recap/gov.uscourts.mad.282404/gov.uscourts.mad.282404.241.0.pdfThe Surprising History of the Aussie Ugg Boothttps://everythingaustralian.com.au/blog/post/the-surprising-history-of-the-aussie-ugg-bootLast Brand, Inc. v. Deckers Outdoor Corporation (N.D. Cal. 2026) [docket via CourtListener]https://www.courtlistener.com/docket/72311102/last-brand-inc-v-deckers-outdoor-corporation/Center for Taxpayer Rights v. IRShttps://www.courtlistener.com/docket/69646607/center-for-taxpayer-rights-v-internal-revenue-serviceShow Links:https://www.lawandchaospod.com/BlueSky: @LawAndChaosPodThreads: @LawAndChaosPodTwitter: @LawAndChaosPodSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This week on Look Forward, we break down Trump's record-breaking State of the Union disaster, White House manipulation of prediction markets, and the ongoing Epstein investigation chaos.Trump's State of the Union Fiction:Trump delivered the longest SOTU in modern history—1 hour and 48 minutes of detachment from reality. He ignored the economic pain Americans are feeling, lied about job creation (2025 was the worst year since 2003), claimed $18 trillion in investments that doesn't exist, and boasted about stock markets that aren't predictive or telling off the actual economy felt by the average American. We fact-check his most egregious lies and explain why this speech could cost Republicans the midterms.Prediction Market Corruption:The White House appears to be manipulating prediction markets like Kalshi and Polymarket ahead of major speeches. Over $12 million was wagered on SOTU details—from speech length to specific words Trump would say. Senator Chris Murphy calls it "just insane" that Trump's inner circle can profit by knowing speech details in advance. We explain how this gambling-meets-politics scheme works and why it's basically legal insider trading.Epstein Investigation Update:Hillary Clinton's closed-door Epstein deposition was derailed when Rep. Lauren Boebert violated committee rules by leaking a photo to MAGA influencer, Benny Johnson. Meanwhile, the DOJ quietly scrubbed records showing the FBI interviewed a Trump accuser FOUR TIMES about allegations he assaulted her as a minor through Epstein in the 1980s. Those interview records have now disappeared from public files.Plus:- Cuba strangulation: Trump's quiet campaign to collapse the Cuban economy- Democrats fighting to restore IRS Direct File- Rep. Tony Gonzales facing calls to resign over affair allegations- Nancy Mace forcing a vote on releasing Congress sexual misconduct reports- Anthropic refuses to let Pentagon use their Claude AI for autonomous weapons- US men's hockey team learns about AI exploitation the hard waySubscribe for weekly breakdowns of the corruption, incompetence, and authoritarian moves you need to know about.Look Forward is a weekly progressive political podcast covering U.S. politics, government policy, Democratic strategy, elections, voting rights, Supreme Court rulings, and political news. Featuring progressive commentary, political analysis, and unapologetic opinions on the fight for democracy. Hosted by Jay and Brad. A TNP Studios production. New episodes weekly on Spotify, Apple Podcasts, YouTube, and all major platforms. For more TNP Studios content, check out The Nerdpocalypse (movie & TV news), Black on Black Cinema (Black film reviews), and Dense Pixels (video game news).

What do you do when that dreaded letter from the IRS arrives? For many, the first instinct is to ignore it, hoping it will go away. But that is the single biggest mistake you can make.In this episode, guest host Jack Reeder talks with Felecia Dixson, an Enrolled Agent with over forty years of experience, about how to handle IRS issues with a clear head and a solid strategy. They discuss the most common reasons business owners face tax problems, why you should never try to solve them alone, and how to find the right professional help. This conversation is essential for any business owner who wants to understand the IRS better and protect their peace of mind.> Ignoring an IRS notice is the worst first step.-> Payroll tax issues are a major red flag for the IRS.> You should never try to handle an IRS issue on your own.-> An Enrolled Agent can represent you in all 50 states.-> Embarrassment should not stop you from seeking help.-> The sooner you act, the more options you have.If you have ever felt a knot in your stomach thinking about taxes, this episode is for you. Listen to the full conversation to learn how to face IRS challenges with confidence. Subscribe to Grow Your Business & Grow Your Wealth for more conversations that help you grow smarter.To learn more about Felecia Dixson and her work, you can find her by searching her name, Felecia Dixson, or her business, Dixson Tax Resolution Services, online. Felecia is available on LinkedIn and Facebook and offers a newsletter with more information.

El Pentágono derriba un dron que volaba cerca de la frontera sin saber que era de CBP. Familiares de los tripulantes de la lancha de Florida baleada por Cuba viven una gran incertidumbre. Jueza determina que el IRS violó la privacidad de 43,000 personas.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Mahad Mohamed is a senior crypto tax and accounting specialist with over 25 years of experience in public accounting and tax advisory. His background includes work with Big Four firms and government tax authorities, giving him deep insight into regulatory review and enforcement.Mahad Mohamed is the CEO of Block3 Finance, a firm dedicated exclusively to cryptocurrency taxation, accounting, and advisory. He recently joined the Bitcoin.com News Podcast to talk how cryptocurrency is taxed, primarily in Canada and the U.S., and what traders, investors, and builders need to understand to stay compliant.Mahad advises crypto traders, investors, and builders on reporting, audits, and long-term tax structure, with deep expertise across Bitcoin, high-volume trading, DeFi, staking, NFTs, mining, and cross-border crypto activity. His work is focused on audit-ready reporting, clean records, and defensible tax positions that stand up under real regulatory scrutiny.Block3 Finance works with clients operating across centralized exchanges and on-chain protocols, delivering accurate reporting, audit support, and tax structures aligned with current regulatory expectations. The firm places strong emphasis on clean records, defensible positions, and practical decision-making that holds up under real scrutiny.You can book a free 30-minute consultation at calendly.com/mahadblock3finance, tailored to your unique crypto activity, to understand your exposure, reporting obligations, and next steps before issues become costly.A major topic of discussion this episode was the misunderstanding that taxes only apply when cashing out to fiat; in reality, every crypto transaction, including selling, swapping, and spending, is a taxable event, with no minimum threshold for reporting gains. Tax authorities like the CRA, Revenue Quebec, and the IRS inquire about crypto use on tax returns, and the CRA recently sent 440,000 audit letters to inquire if recipients are crypto users. Tax agencies look closely at whether a user is an investor or a day trader, often using an eight-page questionnaire with about 30 questions to assess the user's involvement. A key distinction involves the volume of transactions; having more than 10 to 15 transactions a year, or more than 15 staking/reward transactions, can flag a user as a day trader. Automated trading is also a strong indicator of being a day trader.If classified as a day trader, income is taxed as business income at high personal marginal tax rates, versus a capital gain. Mahad strongly recommends that day traders incorporate, as a corporation's tax rate in Canada is only 12.2% on gains up to half a million, and personal assets can be transferred to the corporation using a Section 85 Rollover. Specific crypto activities are also addressed: staking rewards and airdrops are taxable at their fair market value upon receipt, and the daily nature of these payments can increase the risk of being classified as a day trader. Winnings from prediction markets are taxable, unlike lottery winnings in Canada, because they involve crypto as the medium of prediction. Losses from hacks or exchange failures are not automatic write-offs; they require proper documentation, such as filing a police report and obtaining a federal file number, which Block3 Finance uses to defend the loss claims if audited.Looking ahead, Mahad predicts an increase in audits, on-chain analysis, and less tolerance for errors from governments as education and awareness become more widespread. Global data sharing is also imminent, with the Common Reporting Standard on Crypto-Assets (CARF) set to begin in 2027, meaning tax authorities will have access to international wallet information. Finally, he emphasizes the importance of estate planning, urging crypto users to have an up-to-date will and proper documentation to ensure that beneficiaries and executives can access their crypto, wallets, and seed phrases, noting that "death and taxes are both guaranteed".

The masses have clamored, "More trombone!" And we've obeyed! Welcome back to another episode of Brothers in Arms! Tonight, we must defend his name is John Cena, I got one in the closet wanna see it?, I gassed myself, friendly fire, what the world, better than twizzlers, no Daddy no twizzlers, this one goes out to Aunt Chris, the boys got together, pictures were made, give no quarter, no you shut up, I'm down with the kimchi, crop-dusting electronics, no smellovision, bleeding high-pressure air, my bones are burning I gotta let it out, purple squirrel, that's how you get rid of hiccups, legit New York pizza, The Purple Cow Cheesecake Co., that's what she said, the storm of the century, apoplectic, Alex's new road name, I've been censored, IRS resolution solution, blocked a congresswoman, it's a teacup!, tres dorks, friends with benecodes, got a lead on a job, Hagi Boy, it's funner to say, stress relief, and a few Dad jokes in honor of the birthday boy! All this and a rabbit trail or two in search of that illusive purple squirrel in this week's episode of Brothers in Arms!   Where you can reach us: YouTube: BrothersinArmsPodcast Instagram: Yourbrothersinarmspodcast Gmail: yourbrothersinarmspodcast@gmail.com Twitch: Twitch.tv/brothersinarmspodcast (schedule varies due to life) Website: https://brothersinarms.podbean.com

In this episode of The Milk Road Show, Coinbase's Head of Institutional Research, David Duong, explains the  forces controlling Bitcoin's price right now, from options market “gamma” levels to institutional positioning, liquidity conditions, and macro headwinds. Why do rallies keep failing? Why doesn't bullish news move the market? And what could trigger the next explosive move up or down?~~~~~⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

México y EU van contra flujos del crimen transnacionalCae “Lexus”, objetivo prioritario en TamaulipasUn muerto y un herido en incidente marítimo en CubaMás información en nuestro Podcast

Cuban security forces killed 4 and injured 6 people in a speed boat registered in Florida. Here's what we know. The Democrats can't settle on a leader as we head into the midterms. We're going to see who's on the board and where the party goes from here. GUEST: Josh Firestine Link to today's sources: https://www.louderwithcrowder.com/sources-february-26-2026 Last day for 20% off at https://crowdershop.com/! No promo code necessary. Do not wait for another IRS letter or a frozen bank account. Call 1800 958 1000 or visit https://tnusa.com/CROWDER Foundation Daily is made up of premium ingredients to reduce inflammation and stress and promote clean energy and mental clarity. Subscribe now and receive 40% off for life. https://foundationdaily.com/ DOWNLOAD THE RUMBLE APP TODAY: https://rumble.com/our-apps Join Rumble Premium to watch this show every day! http://louderwithcrowder.com/Premium Get your favorite LWC gear: https://crowdershop.com/ Bite-Sized Content: https://rumble.com/c/CrowderBits Subscribe to my podcast: https://feeds.libsyn.com/576250/rss FOLLOW ME: Website: https://louderwithcrowder.com/ X: https://x.com/scrowder Instagram: http://www.instagram.com/louderwithcrowder Facebook: https://www.facebook.com/stevencrowderofficial Music by @Pogo

Thursday, February 26, 2026 In this episode: Pro-Trump activists circulated a 17-page draft executive order urging Trump to declare an election emergency and use it to impose federal voting rules, including limits on mail ballots and voting machines; the Trump administration believes "the politics are a lot better if the Israelis" attack Iran first, thinking Tehran's retaliation would build U.S. support for American attacks; the FBI subpoenaed phone “toll records” for Kash Patel and Susie Wiles in 2022 and 2023 during Special Counsel Jack Smith's investigating into Trump's efforts to overturn the 2020 election and his mishandling of classified documents; Hillary Clinton's closed-door deposition before the House Oversight Committee's Jeffrey Epstein investigation was briefly paused after an unauthorized photo from inside the room was posted on social media; a federal judge ruled that the IRS violated federal privacy law “approximately 42,695 times” by sharing taxpayer addresses with ICE; the U.S. recorded net negative migration in 2025 for the first time since the Great Depression; 61% of Americans say they support deporting unauthorized immigrants, but 60% say ICE agents have “gone too far"; and 56% of Americans say they don't trust Trump to make the right decisions about using military force overseas. Read more: Day 1864: "The politics are a lot better." Newsletter: Get the daily edition of WTFJHT in your inbox Feedback? Let me know what you think AI Policy: My AI policy

Tax season doesn't have to be stressful — but for real estate investors, it can be complicated. In this episode of The Real Wealth Show, Kathy Fettke sits down with CPA Brandon Hall to break down what investors need to know for 2026. They cover why filing an extension may actually be the smarter move, how to avoid surprise tax bills, and who really needs to be paying quarterly taxes. Brandon explains the passive activity loss rules, why some K-1 losses can't be used right away, and the costly mistakes investors make when they don't call their CPA before investing. They also discuss 100% bonus depreciation, cost segregation, opportunity zones, and new tax provisions that could create major write-offs for investors. If you want to avoid IRS surprises, maximize deductions, and make smarter investment decisions before sending money into a deal — this episode is for you. Learn how to turn tax season from a panic moment into a strategic advantage.

For 30 or 40 years, a paycheck simply showed up. Then one day, it stops. Now you're staring at a portfolio and asking: "How do I turn this into reliable income for the rest of my life…without overpaying the IRS or outliving my money?"  It's no surprise so many retirees gravitate toward dividends. They feel like a replacement paycheck. In fact, the majority of investors say they prefer dividends and interest over capital gains to fund retirement. But retirement income planning isn't just about generating cash flow. It's about creating sustainable income from a finite pool of capital while coordinating taxes and the rest of your retirement plan. In this episode, I break down new research on dividend investing and explain why the most popular income strategy may be far less efficient than it appears. I also share what the evidence suggests about building a portfolio and a plan that actually supports long-term retirement success. Because when it comes to funding your retirement, small structural decisions compound into very large outcomes. ***

Tara breaks down the latest legal victory in the fight against illegal enrollments in federal programs and exposes how billions in taxpayer money may have been misused. Court Victory: A U.S. appeals court overturned a judge blocking the Trump administration from accessing IRS data—crucial for identifying illegally enrolled immigrants. Scope of the Problem: Millions of illegals reportedly received Social Security numbers, Medicaid benefits, drivers' licenses, and in some cases, voted—all in violation of federal law. Frontline Action: Trump is taking on food stamp and Medicaid fraud, with Republican states actively purging ineligible recipients. Meanwhile, Democrats allegedly block access to vital data. The Stakes: These wins could reshape budget priorities, enforce accountability, and finally put taxpayer dollars back under scrutiny.

Tara breaks down the massive scope of alleged fraud in federal programs, the court victories clearing the way for enforcement, and the crucial fight over the SAFE Act. Fraud at Scale: Reports suggest up to $1 trillion a year in Medicare, Medicaid, and other federal program fraud in multiple Democrat-run cities. Trump's Enforcement Wins: Millions removed from food stamps and Medicaid in Republican states, plus a key appeals court ruling allowing IRS data access. The SAFE Act: Pending legislation could force the Democrats to turn over voter rolls, removing ineligible voters and protecting election integrity. Billionaire Wealth & Taxes: Discussion of wealth taxes as a funding mechanism for federal programs and the political resistance to enforcement.

Millions in fraudulent welfare, Medicaid, and home care programs are costing taxpayers trillions—while Democrats stall critical reforms. Today, we break down how Trump, JD Vance, and the appeals court ruling on IRS data could expose illegal enrollments, recover billions, and reshape the voter rolls. Plus: what the SAFE Act vote could mean for the 2026 midterms. ⏱️ Show Notes / Segments 0:00 – 3:45 | Trillion-Dollar Fraud Claims Discussion of Trump's claim that U.S. budget could be balanced overnight if all fraud was stopped, including JD Vance leading federal prosecutors to tackle nationwide abuses. 3:46 – 8:20 | Home Care and Hospice Scandal Explains the unprecedented growth of personal care services in NY and California, where federal funds are being misused, including payments to illegal immigrants and fraudulent providers. 8:21 – 12:15 | Medicaid & Illegal Activity How Medicaid funds are being diverted to cash, debit cards, and welfare for non-citizens; millions of illegal immigrants receive benefits including drivers licenses, voter registration, and potentially voting. 12:16 – 16:00 | Court Wins & Access to IRS Data The U.S. appeals court overturned a judge's block on Trump accessing IRS data, opening the door to uncover Social Security fraud, identify illegal voters, and strengthen enforcement. 16:01 – 20:10 | The SAFE Act and Voter Rolls Analysis of Senate delays on the SAFE Act, which requires states to purge voter rolls of illegals and enforce citizenship verification; why John Thune's delay is a critical bottleneck. 20:11 – 24:00 | Wealth Taxes & Democrat Funding Discussion on proposed wealth taxes, their political consequences, and how billionaires' taxes could theoretically fund welfare programs in Democrat-controlled states. 24:01 – 28:00 | Political Strategy & Midterms Impact How Trump's efforts, the SAFE Act, and voter roll enforcement could impact elections, Republicans' role in enabling or blocking reforms, and the consequences for state-level policies.

Patrick McKenzie (patio11) and Luke Farrell examine the structural "technical imagination" gap that prevents the US government from delivering high-fidelity digital services. They discuss why states routinely pay full price 29 times for the same buggy codebase, why failure is the default outcome, and why rooms full of government administrators cannot muster the expertise to say a two line code change should be trivial. They also discuss Luke's work on the "means testing industrial complex,” why the government redundantly pays a private vendor to do a SQL query for information the IRS already knows, and what vendors would say about their own discontents.–Full transcript available here: http://www.complexsystemspodcast.com/understanding-government-procurement-with-luke-farrell/–Presenting Sponsors: Mercury &  FramerIf you have more interesting hobbies than managing your money, Mercury Personal is built for you. It allows you to automate movement between accounts—allocating paychecks and tax prep the moment they hit—with a sensible permissions model for partners or accountants. It works the way tech people expect banking to work. Go to mercury.com/personal to experience banking built by the same folks Patrick trusts for his business. Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.Building and maintaining marketing websites shouldn't slow down your engineers. Framer gives design and marketing teams an all-in-one platform to ship landing pages, microsites, or full site redesigns instantly—without engineering bottlenecks. Get 30% off Framer Pro at framer.com/complexsystems.–Links:Luke Farrell's Substack: https://donmoynihan.substack.com/Luke Farrell, The Means-Testing Industrial Complex: https://donmoynihan.substack.com/p/the-means-testing-industrial-complex–Timestamps:(00:00) Intro(01:52) Transitioning from Google to the US Digital Service (USDS) (05:18) How rule buildup and administrative burdens create "Kafkaesque" mazes (08:21) Using diagrams and funnels to visualize benefit denials (11:49) Software logic errors that improperly kicked children off Medicaid (18:25) Why government payroll IT costs hundreds of millions of dollars (20:02) Sponsors: Mercury and Framer(22:02) How recursive legal requirements and DOD standards inflate IT scope (26:57) Market consolidation and the lack of competition in procurement (33:47) Aligning program administrator incentives with successful service delivery (36:03) Using in-house technologists to push back on vendor change orders (39:27) Shifting from "Big Bang" contracts to iterative, agile development (53:10) The moral incoherence of asset limits (01:11:36) Insourcing electronic income verification databases (01:16:56) Building public sector competence to manage modern technical risk (01:20:08) Wrap

My main takeawaysMain TakeawaysThe "Stargate" Collapse: The $500 billion partnership between OpenAI, SoftBank, and Oracle is being labeled "vaporware." Reports suggest the deal is in shambles due to internal power struggles and a lack of actual liquidity, with SoftBank allegedly scrambling for 90% debt financing.Market Volatility vs. Reality: There is a disconnect between market reactions and product performance. While Anthropic's claim that Claude can streamline COBOL code caused IBM's stock to drop 10%, critics argue the public is still in a "demo phase" of awe and hasn't realized the tech often fails to work as advertised.Reliability Concerns: High-profile failures are surfacing, such as Claude reportedly deleting a Meta researcher's entire Gmail history. This raises alarms as these same models are being positioned to manage critical infrastructure like banking and the IRS.Corporate Espionage: Anthropic has reported "industrial-scale distillation attacks" from Chinese labs (DeepSeek, Moonshot AI, MiniMax), claiming they used over 24,000 fraudulent accounts to "siphon" Claude's capabilities to train their own models.The "Theranos" Comparison: Critics are drawing parallels between current AI labs and failed startups like Theranos, arguing that the goal of reaching AGI via Large Language Models may be technically impossible, creating a "feedback loop delusion" to sustain venture capital investment.Strategic Shifts: OpenAI is pivoting toward traditional consulting giants (McKinsey, Accenture) to integrate its tech, while the community continues to debate the technical distinctions between generative AI and autonomous agents.@XFreeze@MrEwanMorrison@sterlingcrispin@dwlz

Ever get something “free” for your podcast or creator work and think, awesome, no cost, no problem, then find out later why the IRS sent you a bill? Maybe it's a “gifted” product, a free month of a tool, a comped hotel for an event, or a brand sending you gear in exchange for a mention. Today, we dig deeper into one of yesterday's questions, inspired by a news story shared by our co-host Ralph Estep Jr., and we get real about what counts as income for creators, even when no cash hits your bank account. We talk about fair market value and what “reasonable” write-offs look like. Go back to Episode 461 to hear the full story and our initial conversation, then stick around as we keep the mailbag rolling with practical questions about gear and setup choices, including how to think about what's actually worth buying when you're building your show on a budget.Episode Highlights: [05:32] When wardrobe is actually tax-deductible[15:27] Swag, lotteries, donations, and documentation[21:17] Mailbag: beginner podcast setup question[25:41] Testing your camera setup before committing[31:08] Start simple before upgrading gear[40:00] Consultation and planning advice[43:19] Riverside AI YouTube thumbnail generator previewLinks & Resources: The Podcasting Morning Chat: www.podpage.com/pmcJoin The Empowered Podcasting Facebook Group:www.facebook.com/groups/empoweredpodcasting⁠Book A Free Call With Me: https://calendly.com/ironickmedia/freestrategycallJoin The Empowered Podcasting Facebook Group:www.facebook.com/groups/empoweredpodcasting⁠Application To Submit Your Show For Evaluation: https://docs.google.com/forms/d/e/1FAIpQLSc8-Xv6O6lrNPcPJwj3N0Z5Osdl-5kHGz_PiAU45U57S-XgoA/viewform?usp=headerHere's What You Need To Report to the IRS and Why: https://finance.yahoo.com/news/content-creation-profitable-gig-irs-140000780.htmlJunaid's Gear Guide: https://homestudiomastery.com/gear-guideRalph Estep Jr: www.contentcreatorsaccountant.comThe Estep Group Commercial (2005): https://youtu.be/zoefGJmPVEQ?si=reW-eO757CW4Lp94Rodecaster Pro 2: https://amzn.to/41h9yuNRiverside: https://www.riverside.fm/?via=0676daRemember to rate, follow, share, and review our podcast. Your support helps us grow and bring valuable content to the podcasting community.Join us LIVE every weekday morning at 7 am ET (US) on ⁠Clubhouse⁠: ⁠⁠⁠ https://www.clubhouse.com/house/empowered-podcasting-e6nlrk0w⁠⁠Live on YouTube: ⁠http://podcastingmorningchat.com/joinusBrought to you by⁠ ⁠iRonickMedia.com⁠⁠ Please note that some links may be affiliate links, which support the hosts of the PMC. Thank you!--- Send in your mailbag question at:⁠ https://www.podpage.com/pmc/contact/⁠ or ⁠marc@ironickmedia.com⁠Want to be a guest on The Podcasting Morning Chat? Send me a message on PodMatch, here: ⁠https://www.podmatch.com/hostdetailpreview/1729879899384520035bad21b⁠

What is interesting is the number of people who associated with Jeffery Epstein that are paying a price.  But, more interesting are those who seem to be Teflon when it comes to the scandal. This is the Business News Headlines for Thursday the 26th day of February, thanks for listening. In other news, a judge rules that the IRS broke the law and we'll share what that is about. So who is now winning in the Warner Brothers – Netflix – Paramount deal?  Things have…changed. Some shocking testimony in the Facebook trial that we'll share with you. We'll check the numbers in The Wall Street Report and the Ford Motor Company has just issued a major recall and why.  Ready?  Let's go! Thanks for listening! The award winning Insight on Business the News Hour with Michael Libbie is the only weekday business news podcast in the Midwest. The national, regional and some local business news along with long-form business interviews can be heard Monday - Friday. You can subscribe on  PlayerFM, Podbean, iTunes, Spotify, Stitcher or TuneIn Radio. And you can catch The Business News Hour Week in Review each Sunday Noon Central on News/Talk 1540 KXEL. The Business News Hour is a production of Insight Advertising, Marketing & Communications. You can follow us on Twitter @IoB_NewsHour...and on Threads @Insight_On_Business.    

In this power-packed episode, Casey Hiers and Jarrod Bridgeman are diving into the "tax-heavy" side of dental practice ownership to ensure you aren't leaving money on the table. From the critical importance of a dental-specific CPA to avoiding those pesky IRS penalties, the guys break down how to stay ahead of the game.We're also looking at "last-minute" wins you can still claim for 2025, including deductible retirement and HSA contributions. Plus, don't miss the scoop on the brand-new Trump accounts for children born between 2025 and 2028—complete with government contributions—and why an IRS Identity Protection PIN is your best defense against tax fraud.Upcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

In this episode of The Milk Road Show, Matt Hougan and Ryan Rasmussen break down why institutions are turning bullish, how stablecoins are reshaping global finance, and why the current bear market could be setting up the next major crypto rally. Despite negative sentiment, outflows, and fears around AI disruption and regulation, adoption continues to accelerate. From BlackRock's push into tokenization to Big Tech exploring stablecoin payments, the gap between crypto fundamentals and price action may be the largest it's ever been. That disconnect, Bitwise argues, is exactly where long-term opportunities are born.~~~~~⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Episode 1. 00:00 - Intro. 04:05 - Elizabeth Lane's statement on Erika Kirk and thoughts. 15:07 - Wrinkles in upbringing. 31:48 - Wrinkles in family history. 49:46 - The Wrinkle in Time School. 57:36 - Comments. PreBorn!​ To donate, dial #250 and say they keyword “BABY" or by visiting https://preborn.com/candace Kikoff​ ​ Build credit fast and get your first month for just a dollar at https://getkikoff.com/candace today. Thanks to Kikoff for sponsoring us! Must sign up via getkikoff.com/candace to activate offer. Offer applies to new Kikoff customers' first month only. Subject to approval. Offer subject to change. Average first-year credit score impact of +84 points (VantageScore 3.0) between Jan-2023 & Jan-2024 for Kikoff Credit Account users who started with a score below 600; who paid on-time; and who had no delinquencies or collections added to their credit profile during the period. Late payments may negatively impact your credit score. Individual results may vary. PDS Debt​ Don't wait another month; take back control in 30 seconds. Get your free, personalized assessment and the best option for you http://pdsdebt.com/candace Nimi Skincare​ ​ Save 10% on your order with promo code CANDACE10 at http://www.NimiSkincare.com PureTalk​ Make the switch today and save an additional 50% off your first month at http://www.PureTalk.com/Owens ​ Home Title Lock​ Go to https://hometitlelock.com/candace and use promo code CANDACE to get a FREE title history report and a FREE TRIAL of their Triple Lock Protection! For details visit https://hometitlelock.com/warranty American Financing​ NMLS 182334, http://www.nmlsconsumeraccess.org. APR for rates in the 5s start at 6.196% for well qualified borrowers. Call 800-795-1210 for details about credit costs and terms. Visit http://www.AmericanFinancing.net/Owens. ​ Tax Network USA​ Do not wait for another IRS letter or a frozen bank account. Call 866-686-1651. or visit http://tnusa.com/candace Candace Official Website: https://candaceowens.com Candace Merch: https://shop.candaceowens.com Candace on Apple Podcasts: https://t.co/Pp5VZiLXbq Candace on Spotify: https://t.co/16pMuADXuT Candace on Rumble: https://rumble.com/c/RealCandaceO Candace en Español: https://www.youtube.com/@CandaceOwensEnEspanol Candace Owens em Português: https://www.youtube.com/@CandaceOwensemPortugues Candace Owens en Français: https://www.youtube.com/@CandaceOwensEnFrançais Learn more about your ad choices. Visit megaphone.fm/adchoices

Paid Advertisement:Do not wait for another IRS letter or a frozen bank account. Or visit http://tnusa.com/saltyWebsite: https://saltmustflow.comOTHER PLATFORMSRumble: https://rumble.com/c/SaltyCrackerYouTube: https://www.youtube.com/@SaltyCrackerTwitter/X: https://x.com/SaltyCracker9Locals: https://saltycracker.locals.com/SUPPORT SALTYWebsite: https://saltmustflow.com/support/SubscribeStar: https://www.subscribestar.com/salty-crackerCash App: https://cash.app/$saltmustflowMerchandise: https://saltmustflow.com/shop/Mrs. Salty's Channel: https://www.youtube.com/channel/UChnZMOno3rthe1LHvcxufdwMusic by: https://incompetech.com/ Crinoline Dreams In Your Arms--Disclaimer-- These are the opinions and ramblings of a foul-mouthed lunatic. They are for entertainment purposes only and are probably wrong. You listen at your own risk.

According to the most recent available data, the IRS collected $5.1 trillion in taxes in 2024. Just ten years earlier, it collected $3.1 trillion. We all grumble about paying the government this time of year. And gathering all our forms and statements while we're in the middle of a partial shutdown isn't going to make Tax Day 2026 any more pleasant. But those trillions are also signs of a healthy economy that continues to grow and generate wealth, which is good for your long-term financial planning.   Still, just because the government needs our tax dollars to provide essential services doesn't mean you should pay one dollar more than you're legally obligated to pay -- this year, next year, or over the course of your lifetime.  On today's show, we discuss some trends and best practices for both tax planning and tax prepping and why I believe 

Todd Lutsky explains how estate planning evolves through different stages of life — from simple beneficiary designations when you're single, to revocable trusts for families with young children, to irrevocable trusts for nursing home planning later in life. He outlines why age, family dynamics, and asset levels all influence whether basic documents are enough or a more sophisticated plan is necessary.Todd also answers listener questions on Medicaid's five-year lookback rule, the difference between IRS gifting limits and Medicaid transfer rules, owning out-of-state property to reduce Massachusetts estate taxes, and when it may (or may not) make sense to disclaim an inheritance.

Send a textWe unpack how to use self-directed IRAs to buy real estate, fund syndications, and even do hard money loans while keeping the same tax advantages as traditional retirement accounts. Henry Yoshida explains the rules, the risks, and how to get started without friction.• Using IRAs to invest in private real estate• How rental income and gains are taxed inside IRAs• Roth IRA benefits for long‑term real estate growth• Who self‑directed IRAs fit best and why timing matters• Hard money lending terms and execution via an IRA• Diversifying into LPs, syndications, and crypto• Why institutions allocate to private markets• Platform steps to open, fund, and deploy capital• Guardrails, paperwork, and keeping expenses inside the IRA• Word of the week: curiosity as an investing edgeSubscribe, leave a five‑star review, keep sharing, help me crack two million downloads. We're this close Support the showThanks again for listening. Don't forget to subscribe, share, and leave a FIVE-STAR review.Head to Dwanderful right now to claim your free real estate investing kit. And follow:http://www.Dwanderful.comhttp://www.facebook.com/Dwanderfulhttp://www.Instagram.com/Dwanderful http://www.youtube.com/DwanderfulRealEstateInvestingChannelMake it a Dwanderful Day!

Renue Healthcare https://Renue.Healthcare/Todd Your journey to a better life starts at Renue Healthcare. Visit https://Renue.Healthcare/Todd Bulwark Capital https://KnowYourRiskPodcast.com Be confident in your portfolio with Bulwark! Schedule your free Know Your Risk Portfolio review. Go to KnowYourRiskPodcast.com today. Alan's Soaps https://www.AlansArtisanSoaps.com Use coupon code TODD to save an additional 10% off the bundle price.Bonefrog https://BonefrogCoffee.com/Todd Get the new limited release, The Sisterhood, created to honor the extraordinary women behind the heroes. Use code TODD at checkout to receive 10% off your first purchase and 15% on subscriptions.LISTEN and SUBSCRIBE at:The Todd Herman Show - Podcast - Apple PodcastsThe Todd Herman Show | Podcast on SpotifyWATCH and SUBSCRIBE at: Todd Herman - The Todd Herman Show - YouTubeWe'll talk about what it means to define “America First”, by first talking about Jesus…Episode Links:"We are here today because we believe in Somalia, make sure you are registered to vote." This is in Ohio btw.American business owner did her taxes, she used an accountant and everything is correct. She mailed the checks to the federal, state and local government The IRS says she owes $52. She doesn't The IRS has sent 10+ letters, even certified mail taped to her door coming after her for this $52. Now they're sending threatening letters “Threatening me that now — You will sooner find me in federal prison than see me pay $52 unexplained dollars. And there's some Somalis, Somalians, whatever the they are. In Minnesota taking 8 billion. I think I just saw a thing that it's up to $9 billion in fraud. And you're coming after me, an American business owner, for $52. I will see you guys in federal prison”Listen to me carefully. When you are in Charlie Kirk's position, these are the questions you are not allowed to ask. These are the answers you are not allowed to give. Watch this video and remember:86-year-old Pennsylvania farmer refuses to turn his fields into an AI data center even for $15M. Mervin Raudabo was offered $60K per acre but refused to destroy the farms he's been running for over 60 years. Instead, he sold development rights to a conservation fund for $2M — the land will stay farmland forever.Hydroxychloroquine allows viruses to attack cancer cells while leaving healthy cells alone. Seems like information the public deserves to know. Why do you think they tried to obscure this data in the study? Maybe because it would be bad for the cancer industry's business.

In part two of Red Eye Radio with Gary McNamara and Eric Harley, the guys discuss Friday's ruling by SCOTUS disarming President Trump's plan on tariffs, his global 15% retort and the tax implications on a possible IRS refund. Also the legal aspect exporters may have on imposed taxes on tariffs, how companies can sue in US Trade Court against tariffs and AOC's snoring boyfriend. For more talk on the issues that matter to you, listen on radio stations across America Monday-Friday 12am-5am CT (1am-6am ET and 10pm-3am PT), download the RED EYE RADIO SHOW app, asking your smart speaker, or listening at RedEyeRadioShow.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of the Tax Smart REI Podcast, Thomas Castelli and Nathan Sosa dive into a recent Tax Court case that's turning heads in the tax community. They break down how a taxpayer's DIY tax returns spiraled into a full-blown IRS audit, with the IRS reconstructing income through bank deposits, uncovering significant underreported receipts, and disallowing deductions when documentation couldn't be produced, including depreciation tied to rental properties. But the wildest part? The defense relied on AI-generated, hallucinated Tax Court case citations that didn't actually exist. It's an expensive lesson in why AI isn't ready to be your CPA and why “close enough” recordkeeping can get you crushed when the IRS starts asking questions. If you're investing in real estate, running a business, or leaning on AI for tax answers, this episode is a must-listen on why bookkeeping, documentation, and competent representation matter more than ever. To become a client, request a consultation from Hall CPA, PLLC at go.therealestatecpa.com/3KSEev6 Subscribe to REI Daily & Enter to Win a FREE Strategy Call: go.therealestatecpa.com/41JuQBX The Tax Smart Real Estate Investors podcast is for general information purposes only and is not intended to provide, and should not be relied on for, tax, legal, or accounting advice. Information on the podcast may not constitute the most up-to-date legal or other information. No reader, user, or listener of this podcast should act or refrain from acting on the basis of information on this podcast without first seeking legal and tax advice from counsel in the relevant jurisdiction. Only your individual attorney and tax advisor can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation. Use of, and access to, this podcast or any of the links or resources contained or mentioned within the podcast show and show notes do not create a relationship between the reader, user, or listener and podcast hosts, contributors, or guests. Any mention of third-party vendors, products, or services does not constitute an endorsement or recommendation. You should conduct your own due diligence before engaging with any vendor.

Doug McHoney (PwC's International Tax Services Global Leader) is joined by Wade Sutton, a PwC principal who leads the International Tax Team in PwC's Washington National Tax Services Practice and previously served as Deputy International Tax Counsel at the US Department of the Treasury. Doug and Wade discuss late-2025 Treasury and IRS guidance implementing cross-border provisions in the One Big Beautiful Bill Act (OBBBA), focusing on transition and compliance mechanics that surface on 2025 returns. They walk through Notice 2025-72 (CFC year-end conformity and short-period foreign tax allocation), Notice 2025-75 (final-year coordination of the 'hot potato' rule with Section 951A(2)(B) as the regime shifts to pro rata attribution), Notice 2025-77 (a 10% foreign tax credit haircut for taxes tied to certain previously taxed distributions), and Notice 2025-78 (limits on deduction-eligible export income for certain property and IP sales). They close with downstream interactions (especially CAMT and loss/FTC limitations) and how Pillar Two 'side-by-side' dynamics may influence structuring.

For decades, Carlos Rafael owned the biggest fleet of boats in the most valuable fishing port in America: New Bedford, Massachusetts. He was so powerful in the fishing industry there, he became known as The Codfather. That is, until an IRS sting brought it all crashing down. This is the first episode of a brand new series from Ian Coss and WGBH News called Catching The Codfather. Episode 2 is up now! Search for The Big Dig on your favorite podcast app and look for Season 3: Catching The Codfather. The Sporkful production team includes Dan Pashman, Emma Morgenstern, Andres O'Hara, Kameel Stanley, and Jared O'Connell.Right now, Sporkful listeners can get three months free of the SiriusXM app by going to siriusxm.com/sporkful. Get all your favorite podcasts, more than 200 ad-free music channels curated by genre and era, and live sports coverage with the SiriusXM app. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Heather and Douglas Boneparth dive into practical strategies for couples managing money together, covering crucial topics for both engaged partners and non-financial spouses. They discuss engaging the non-financial spouse, password management and legacy planning, knowing your numbers, emergency funds, long-term care considerations, and the importance of communication in financial partnerships. • • • Jon Luskin, CFP®, a long-time Boglehead and financial planner, hosts this episode of the podcast. The Bogleheads® are a group of like-minded individual investors who follow the general investment and business beliefs of John C. Bogle, founder and former CEO of the Vanguard Group. It is a conflict-free community where individual investors reach out and provide education, assistance, and relevant information to other investors of all experience levels at no cost. The organization supports a free forum at Bogleheads.org, and the wiki site is Bogleheads® wiki.  Since 2000, the Bogleheads® have held national conferences in major cities across the country. In addition, local Chapters and foreign Chapters meet regularly, and new Chapters form periodically. All Bogleheads activities are coordinated by volunteers who contribute their time and talent. This podcast is supported by the John C. Bogle Center for Financial Literacy, a non-profit organization approved by the IRS as a 501(c)(3) public charity on February 6, 2012. Your tax-deductible donation to the Bogle Center is appreciated.   Show Notes: Bogleheads® Live with Steve Ryder: Episode 43 Bogleheads® Live with Cameron Huddleston: Episode 34 Bogleheads on Investing with Steven Chen: Episode 62 Bogleheads on Investing with Rob Berger – Episode 48