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The Patriotically Correct Radio Show with Stew Peters | #PCRadio
With the holidays in full swing and the New Year just around the corner, we're reflecting on all the great times we've had in 2025. Kick back and enjoy these highlights from the past year as we take a little winter break!
Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureCanada is having problems, they are following the green new scam, since Trump placed tariffs on Canada they are desperately trying to find trading partners.Trump shows how windmills kill birds, where are all the environmentalist. The EU is now pushing the CBDC, Trump’s economy will overshadow the rest of the world. The people of this country and others must see the criminal syndicate. Without seeing it they people would have never believed there was a criminal syndicate. Trump has the leverage, more is coming in 2026 and after the midterms Trump is going to unleash hell on the [DS]. Every crime, scam and violation of the Constitution will be exposed. Justice is coming. Economy Canada Trying to Find Trade Partners Prime Minister Mark Carney reflects a particular reality of the problem their economy will face in 2026. It appears that Canadian government officials have finally recognized the Trump administration plans to dissolve the USMCA or what Canada calls CUSMA next year. With that reality they have a big problem. Mexico has been working throughout the year to initiate economic policies in alignment with the United States. However, structurally and politically this is an alignment that is impossible for Canada to do. Like many contracting European countries, the economic policies of Canada are centered around their climate change agenda and green energy goals. In order for Canada to position their economy to be in alignment with the rest of North America (USA and Mexico), Carney would have to reverse years of legislated rules and regulations. That is not going to happen, and Canada will always be at a disadvantage because of it. With three quarters of their economic production tied to exports into the USA, and with the USMCA likely to be dissolved in favor of a bilateral trade agreement, Canada now has to find other markets for its products or lower all the trade barriers currently in place. Prime Minister Mark Carney is trying to find alternative markets. Carney has looked toward Europe, but that is a closed trade bloc difficult to engage. Carney has looked to southeast Asia, but that is an export driven market with limited capabilities to import costly western products. Carney has looked to Japan and China, but on scale there's little to be gained. The question is, where can Canada send its products if not to the USA. The brutally honest answer is nowhere. There just isn't any other market, or combination of markets, who could replace the consumer base of the USA. Canada is refusing to admit this reality and 2026 is going to be a harsh awakening for the Canadian people. Source: theconservativetreehouse.com https://twitter.com/DC_Draino/status/2006140340068291046?s=20 – A 2025 Trump administration initiative aims to enforce $1 million fines per bald eagle death. (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); Initial Jobless Claims End 2025 Near Record Lows The number of Americans filing for jobless claims for the first time plummeted last week to 199k – the lowest since the Thanksgiving week plunge and pretty much the lowest since Source: zerohedge.com https://twitter.com/amuse/status/2006392860006846799?s=20 to give them a shot at winning the midterms. https://twitter.com/CynicalPublius/status/2006141249045291038?s=20 went to the liquor store again and tried to buy €100 worth of booze using the government-run digital currency on your iPhone, but your transaction gets rejected. Why? Because some Eurotrash EU bureaucrat decided that it’s unhealthy for you to buy so much liquor in such a short period of time, so you gets nothing. And you have no recourse, because you have become a serf whose life is at the discretion of the government. (As an aside, single-payer, government-funded healthcare will work in synchronicity with this, deciding what is best for you health-wise, because after all it’s not fair that other citizens must pay for your cirrhosis and bad judgment.) You have been warned, Europe. Political/Rights https://twitter.com/SecDuffy/status/2006203195165462545?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2006203195165462545%7Ctwgr%5Ebc322e2414802c704b50bc3c2955bae6d38269c1%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Frusty-weiss%2F2025%2F12%2F31%2Fgavin-newsom-tries-to-keep-illegals-on-the-road-a-little-longer-sean-duffy-immediately-cuts-him-off-n2197630 including cutting nearly $160 million in federal funding. https://twitter.com/nicksortor/status/2006168699502215508?s=20 The Attorney General or the Deputy Attorney General can get involved in any DOJ matter they choose. It'a not a judge's job to get in the middle of those internal deliberations. That's a serious violation of the separation of powers. The American voters want violent illegals out of our country. Waverly D. Crenshaw Jr., a Nashville Obama judge, needs to get back in his lane. https://twitter.com/HansMahncke/status/2006046386190422054?s=20 on taxpayers, should not exploit welfare systems built by the native population, should speak the language, assimilate into the host society, respect its laws and norms, and should not receive special carve-outs like separate schools, parallel institutions or different rules. If even these minimal basics can no longer gain agreement, then there is no realistic path to fixing the system at all. DOGE Geopolitical https://twitter.com/FBIDirectorKash/status/2005795643126595959?ref_src=twsrc%5Etfw%7Ctwcamp%5Etweetembed%7Ctwterm%5E2005795643126595959%7Ctwgr%5E813dbbc99cf3dee762087820edf11e55af9622ca%7Ctwcon%5Es1_c10&ref_url=https%3A%2F%2Fredstate.com%2Fjenniferoo%2F2025%2F12%2F30%2Fisis-in-texas-fbi-arrests-man-who-helped-fund-global-terrorist-organizations-n2197594 propaganda, sent cryptocurrency believing it would fund terrorist activity, and attempted to deliver materials intended for explosive devices. This is radical Islamic terrorism, and it was identified and stopped. Great work by our FBI teams @FBIDallas and great law enforcement partners. https://twitter.com/visegrad24/status/2006157155666182556?s=20 https://twitter.com/AAbsaroka/status/2005723457997484150?s=20 https://twitter.com/WarClandestine/status/2006176939854196897?s=20 https://twitter.com/Osint613/status/2005961263419883887?s=20 https://twitter.com/Osint613/status/2006095673423179995?s=20 https://twitter.com/USABehFarsi/status/2005874044319436965?s=20 Courage if it were a picture…This is a black-and-white aerial photo depicting a scene from protests in Iran (likely Tehran, based on the post’s hashtags). It shows a lone individual standing defiantly in the street, holding a long pole or banner horizontally, facing a group of about a dozen uniformed security forces or riot police on motorcycles. The image symbolizes courage in the context of human rights and anti-regime demonstrations. War/Peace https://twitter.com/visegrad24/status/2006367551878844863?s=20 https://twitter.com/MyLordBebo/status/2006295058492882982?s=20 https://twitter.com/visegrad24/status/2006107978504524105?s=20 Zelenskyy Urges Trump to Visit Ukraine to Seal Russia Peace Deal Ukrainian President Volodymyr Zelenskyy suggested that President Donald Trump should visit Ukraine to help close a peace deal with Russia. Zelenskyy specifically urged Trump to travel directly into Ukraine rather than entering through Poland, arguing that such a visit would demonstrate confidence that a ceasefire is within reach. Source: newsmax.com Medical/False Flags [DS] Agenda Biden Housing Scandal EXPLODES: HUD Report Reveals Over $5 Billion in Questionable Rental Aid, Including Payments to Dead People and Non-Citizens A bombshell federal report has blown the lid off yet another massive Biden-era taxpayer scandal — this time inside the U.S. Department of Housing and Urban Development. According to HUD's own Fiscal Year 2025 Agency Financial Report, more than $5 billion in rental assistance payments during the final year of the Biden regime were flagged as “questionable” or improper, exposing systemic failures, nonexistent oversight, and breathtaking incompetence at the federal level. Among the most jaw-dropping revelations: tens of thousands of payments were made to people who were already DEAD, and thousands more went to recipients who may not have even been eligible to receive taxpayer-funded housing assistance at all, the New York Post first reported. Buried in the HUD report is a stunning admission that federal systems failed to stop payments to 30,054 deceased individuals who were either still listed as active tenants or continued receiving rental assistance after their deaths. HUD officials acknowledged that only after cross-checking Treasury databases did they finally identify the scope of the problem — meaning for years, taxpayers were unknowingly footing the bill for people who no longer exist. “[Over] 30,000 dead people receiving housing isn't an accident — it was systematic fraud by Biden and the left. HUD will hold those who defrauded the American taxpayers accountable,” HUD Secretary Scott Turner wrote on X. According to the report: “large concentration” of these questionable rental assistance funds flowed to Democrat-run strongholds, including: New York California Washington, D.C. Yet payments to deceased recipients were found in all 50 states, proving the rot was nationwide. Source: thegatewaypundit.com https://twitter.com/CynicalPublius/status/2006068825272508679?s=20 to U.S. citizens. See 8 U.S.C. § 1623(a). There are no exceptions. Virginia violates it nonetheless. This court should put an end to this and permanently enjoin the enforcement of provisions of the Virginia Education Code that directly conflict with federal immigration law. Virginia Code §§ 23.1-502 and 23.505.1 explicitly classify illegal aliens as Virginia residents based on certain conditions. That classification makes illegal aliens eligible for reduced in-state tuition and state-administered financial assistance for public state colleges and universities while U.S. citizens from other states are ineligible for the reduced tuition and must pay higher out-of-state tuition rates. This is not only wrong but illegal. The challenged act's discriminatory treatment in favor of illegal aliens over U.S. citizens is squarely prohibited and preempted by federal law, which provides that “an alien who is not lawfully present in the United States shall not be eligible on the basis of residence within a State . . . for any postsecondary education benefit unless a citizen or national of the United States is eligible for such a benefit . . . without regard to whether the citizen or national is such a resident.” 8 U.S.C. § 1623(a) (emphasis added). The challenged act, as applied to illegal aliens, is thus unconstitutional under the Supremacy Clause of the United States Constitution. This Court should declare Virginia's law, as applied to illegal aliens, preempted and permanently enjoin its enforcement.” https://twitter.com/jonesville/status/2006273719602475506?s=20 https://twitter.com/thehoffather/status/2006240702213099815?s=20 https://twitter.com/libsoftiktok/status/2006327355166589007?s=20 https://twitter.com/MZHemingway/status/2006031707724546400?s=20 https://twitter.com/EndWokeness/status/2006038706893836481?s=20 https://twitter.com/HansMahncke/status/2006393802714439774?s=20 https://twitter.com/amuse/status/2006028437899862286?s=20 Patronage System here in America AND help them successfully assimilate. https://twitter.com/HHS_Jim/status/2006136004294664464?s=20 against the blatant fraud that appears to be rampant in Minnesota and across the country: 1. I have activated our defend the spend system for all ACF payments. Starting today, all ACF payments across America will require a justification and a receipt or photo evidence before we send money to a state. 2. Alex Adams and I have identified the individuals in @nickshirleyy ‘s excellent work. I have demanded from @GovTimWalz a comprehensive audit of these centers. This includes attendance records, licenses, complaints, investigations, and inspections. 3. We have launched a dedicated fraud-reporting hotline and email address at https://childcare.gov Whether you are a parent, provider, or member of the general public, we want to hear from you. We have turned off the money spigot and we are finding the fraud. @ACFHHS @HHSGov https://twitter.com/DOGE_HHS/status/2006145075315929532?s=20 will expand the system to support itemized receipts and photographic evidence, and make all data/receipts, where possible, available to the public. https://twitter.com/CynicalPublius/status/2006120694497857977?s=20 move to another state that is honest. Make sense? https://twitter.com/C__Herridge/status/2006091693259636775?s=20 alleges the probes were “buried” because it potentially implicated Biden Administration allies •Between late May 2025 and December 2025 FBI had 16 open investigations into approximately 32 healthcare and homecare providers accused of fraud •Described as massive, joint investigations including HHS Inspector General, Medicaid Fraud Unit, IRS, Postal Inspectors, MN Attorney General, MN Department of Education, and others Probes Now Expanding In Minnesota, Investigators Are Exploring Nation-wide Fraud Schemes •FBI Surging forensic accountants and data analytics teams to MN •Identifying fraud, then “following the money” to see the “entire web” •Investigating potential links to elected officials and terrorist financing •Potential criminal violations include public corruption, fraud, cyber fraud, healthcare fraud, homecare fraud, money-laundering Investigations Include Federal Nutrition Programs •These investigations including day care facilities are exploring links to alleged fraud involving federal nutrition programs •The Feeding our Future probe exposed an alleged $250m fraud scheme that obtained federal funding during COVID for nutrition programs but almost NO meals were provided to children •It's alleged the monies were laundered through multiple entities to enrich the participants •78 have been indicted, 57 convicted, two found not guilty among the group. Just a heads up that Patel and Trump's FBI have been all over the Minnesota fraud thing for months, 78 people have already been indicted, and Kash is openly admitting that this was buried by the Biden admin. That’s not how FBI & DOJ work. Criminal investigations take months. Trials take years. No one knows yet if Bondi & Kash will measure up. It’s too early to tell. WATCH: Karoline Leavitt Says Trump “Not Afraid to Use Denaturalization” Against Somali Fraudsters — Search Warrants Being Executed and “People Will be in Handcuffs” Denaturalization, also known as revocation of naturalization, is the legal process by which the U.S. government revokes the citizenship of a naturalized U.S. citizen, effectively stripping them of their citizenship status. This is not a process that private individuals can initiate or “do” themselves; it is exclusively handled by the federal government through judicial proceedings in U.S. district court. It cannot be done administratively by U.S. Citizenship and Immigration Services (USCIS) alone, following a court ruling in 2000 that limited such authority. Grounds for DenaturalizationUnder the Immigration and Nationality Act (INA), denaturalization can only occur based on specific legal grounds. These include: The individual did not meet statutory requirements for naturalization at the time, such as lawful permanent residence, good moral character, required periods of residence or physical presence, or attachment to the principles of the U.S. Constitution (INA 316 and INA 340(a)). The person hid key information or lied during the naturalization process (e.g., on Form N-400 or in interviews), and this directly led to approval. The fact must be “material,” meaning it could have influenced the decision (INA 340(a); see Supreme Court case Kungys v. United States, 485 U.S. 759 (1988)). Within five years after naturalization, the person joins or affiliates with the Communist Party, a totalitarian party, or a terrorist organization, which is seen as evidence of lacking attachment to the U.S. Constitution (INA 313, INA 340(c), and INA 316(a)(3)). For those who naturalized based on U.S. military service, revocation can occur if they receive a discharge under other-than-honorable conditions before completing at least five years of honorable service (INA 328(f) and INA 329(c)). These grounds apply only to naturalized citizens (those who went through the full process, including application, interview, approval, and oath). U.S.-born citizens cannot be denaturalized under these provisions. The process is initiated and pursued by the government, not individuals. Here’s a high-level overview: USCIS or other agencies (like the Department of Homeland Security) identify potential cases through audits, investigations, or tips about fraud or ineligibility. If there’s sufficient evidence, USCIS refers the case to the Department of Justice (DOJ) via the U.S. Attorney’s Office. Coordination happens through USCIS’s Office of the Chief Counsel. Judicial Proceedings: The DOJ files a complaint in federal district court under INA 340(a). The government must prove its case by “clear, convincing, and unequivocal evidence” that leaves no doubt. This is a high standard, and the process can take years. Criminal Revocation: If the case involves fraud, the DOJ may pursue criminal charges under 18 U.S.C. 1425 (unlawful procurement of citizenship). A conviction automatically revokes naturalization under INA 340(e), with proof required beyond a reasonable doubt. If the court rules in favor of revocation, it issues an order canceling the Certificate of Naturalization, which the person must surrender. Citizenship is revoked retroactively to the original naturalization date, reverting the individual to their prior immigration status (often lawful permanent resident, but this could lead to deportation proceedings under INA 237). USCIS updates records and notifies the Department of State. Denaturalization is rare—historically, around 22,000 cases occurred in the 20th century, often tied to wartime or political contexts—but it has been used more in recent years for fraud cases. https://twitter.com/EricLDaugh/status/2006013185355112758?s=20 fraud in a ginormous scale. Minnesota also lets one person vouch for 8 migrant voters’ eligibility to vote WITHOUT them having to prove it! Minnesota needs to clean house, NOW. https://twitter.com/StephenM/status/2006079447922008292?s=20 President Trump's Plan https://twitter.com/FBIDDBongino/status/2006087308404314365?s=20 disrupted (210% increase) -2,000+ kilos of Fentanyl seized (up 31%), enough to kill 130 million Americans -Nihilistic Violent Extremism arrests up 490% -Over 6,000 child victims located (up 22%) -Historic drop in U.S. murder rate. Please read the post from Director Patel for more details on the progress that has been made, and is ongoing. https://twitter.com/WarClandestine/status/2006091717074903047?s=20 https://twitter.com/Kimberlyrja8/status/2006193599365423586?s=20 LISTEN (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");
It's a holiday miracle, Teresa and Melissa have spent Xmas eve together. Teresa, Luis and Gia tasted Mel's sprinkle cookies and hell hath frozen over but there is much more than meets the eye. Dorit is rumored to be on the hunt for a sugar dad as the harsh realities of managing her own finances has taken front and center stage. Howard Stern comes for Erika Jayne, praises Rachel Zoe and has a few questions for Daddy Cohen. Kim Zolciak owes tons of money to the IRS to no ones surprise. Last, but not least, Stacey Rusch has a holiday message for Gizelle we just cannot get enough of. @behindvelvetrope @davidyontef BONUS & AD FREE EPISODES Available at - www.patreon.com/behindthevelvetrope BROUGHT TO YOU BY: MOMENTOUS - livemomentous.com (Use Code VELVET For 35% Off Your First Order on Creatine, Protein, Omega-3 Or Any Momentous Products) PROGRESSIVE - www.progressive.com (Visit Progressive.com To See If You Could Save On Car Insurance) ADVERTISING INQUIRIES - Please contact David@advertising-execs.com MERCH Available at - https://www.teepublic.com/stores/behind-the-velvet-rope?ref_id=13198 Learn more about your ad choices. Visit megaphone.fm/adchoices
The Patriotically Correct Radio Show with Stew Peters | #PCRadio
Investigative Journalist Kat Espinda joins Stew with receipts showing Mitch Snow is an innocent man.
Are you still guessing when it comes to 1099s? Most business owners are. And every January, that confusion turns into stress, penalties, and last-minute cleanup that could have been avoided.In this episode, Mike Jesowshek breaks down everything small business owners need to know about 1099-NEC and 1099-MISC forms, who needs one, who doesn't, the deadlines and the penalties that add up fast. If you want January to feel calm instead of chaotic, this episode gives you the clear rules and simple process to get compliant without overthinking it.
Good morning, afternoon, and evening, real estate investors! As the year wraps up (or kicks off!), many of us are either panicking about last-minute "shit to get done" or making grand New Year's resolutions for financial prowess. Let's be real: when it comes to the nuts and bolts of your operations, accounting isn't always "sexy." But today, we're making it downright irresistible! We're talking with the absolute financial rockstar, Vonmarie Thomas, an investor, entrepreneur, and fractional CFO who helps entrepreneurs like us achieve financial clarity and peace of mind. If your books look like a crime scene, or you're just looking to seriously step up your game for 2026, Vonmarie's got the magic wand (and the strategy) you need!Here's what you'll uncover to get your investor finances in fighting shape:Wrangle Your W9s & Master Your Contractors: Forget the mob-boss vibes! Learn why getting W9s, signed contracts, and using protected payment methods (like credit cards) for every contractor isn't just good practice – it's crucial for IRS defense and avoiding sketchy surprises.Structure for Success (and Sanity): Discover why proper entity structuring (LLCs, operating agreements, separate bank accounts) isn't just about asset protection; it's about avoiding commingled funds, ensuring business continuity, and making sure your spouse isn't left wondering "what the hell is this?"Pay Yourself First (Seriously!): Uncover why many ambitious entrepreneurs neglect to pay themselves, jeopardizing their financial well-being and business health. Vonmarie emphasizes that if you're the management company, you need to account for (and pay for!) your own vital role.Beyond the Basics: Leveraging Tax-Smart Strategies: Explore often-missed opportunities like self-directed IRAs for investing, Keyman insurance for partnerships, and even the "Augusta discount" for clever tax write-offs – turning expenses into advantages.Build Your Financial Dream Team (No DIY Disasters!): Stop trying to wear all the hats! Understand why bringing in a team of financial professionals like Vonmarie isn't a luxury, but a necessity for growth, avoiding costly mistakes, and ensuring your financial house isn't a "house of cards."If you've been sticking your head in the sand about your finances, this episode is your wake-up call (without the cold water!). Vonmarie proves that financial clarity isn't just for the big guys; it's essential for every entrepreneur looking to build a sustainable, profitable business. Because let's face it, all work and no play makes for a very dull investor! Don't let another year go by with messy books and missed opportunities. Give yourself the gift of clarity: book a 90-minute Money Clarity Session with Vonmarie Thomas for just $297. It's the smartest investment you can make for your business (and your peace of mind!) in the New Year.Connect with Von Marie Thomas:Book a Money Clarity Session HERE!LinkedIn: https://www.linkedin.com/in/vonmariethomas/Go out, take some action, get your finances in order, and we'll see you at the top!#RealEstateInvesting #FinancialClarity #Bookkeeping #Accounting #LLC #W9 #IRS #CashFlow #SelfDirectedIRA #BusinessGrowth #Entrepreneur #TaxStrategies #FinancialPlanningWatch the Original VIDEO HERE!Book a Call With Scott HERE!Sign up for the next FREE One-Day Note Class HERE!Sign up for the WCN Membership HERE!Sign up for the next Note Buying For Dummies Workshop HERE!Love the show? Subscribe, rate, review, and share!Here's How »Join the Note Closers Show community today:WeCloseNotes.comThe Note Closers Show FacebookThe Note Closers Show TwitterScott Carson LinkedInThe Note Closers Show YouTubeThe Note Closers Show VimeoThe Note Closers Show InstagramWe Close Notes Pinterest
Right on Radio host Jeff closes out 2025 with a short, fast-paced episode that weaves news clips, commentary, and bold predictions for 2026. After thanking subscribers, Jeff plays a string of clips and uses them to paint a broader picture of geopolitical, financial and cultural shifts he expects in the year ahead. The episode features excerpts and reporting from several on-air sources: Matt Gaetz interviewing journalist Laura Logan about U.S. strikes on ISIS-aligned forces in Nigeria (with particular focus on the strategic and historic significance of Sokoto), a Turning Point USA segment highlighting influencer drama around Cabot Phillips and Charlie Kirk's network, and remarks from treasury/IRS leadership (Scott Bessent/Besant) about the large-scale Somali fraud probe in Minnesota and money flows out of the regulated banking system. Representative Omar, AG Ellison, and a referenced CIA whistleblower interview (Kevin Siff) are also discussed. Jeff contrasts tactical news items with wider analysis, including discussion of competing narratives about Somali money transfers, geopolitical moves such as Israel's recognition of Somaliland, and a surprising archival clip of Prince Charles (1996) reflecting on Islam's historic role in Europe — all presented as pieces of a larger puzzle shaping his predictions. Key themes he raises include: growing exposure of influencers and media figures, internal splits among conservative personalities (Candace Owens, Tucker Carlson, Ben Shapiro, Charlie Kirk and TPUSA dynamics), accountability in government and NGOs, alleged large-scale fraud investigations, and the cultural-religious tensions affecting church unity (NAR, Calvary Chapel and related debates). Jeff lays out his main predictions for 2026: intensified public exposure and legal/accountability actions against prominent figures and institutions; a “soft sell” rollout and greater adoption of an alternative/centralized payment system as a precursor to wider financial change; continuing geopolitical realignments (including speculation about a Trump–Putin rapprochement); the likelihood of purposeful, managed chaos to control news cycles; and the risk of major conflict later in the presidential term. On domestic economics he sketches mixed prospects: policies and tax changes that could materially benefit many middle-class Americans in 2026 (lower drug prices, tax adjustments, tariff/dividend checks), while Commonwealth countries and other nations may face deeper economic pain. He also addresses personal notes — his modest Rumble earnings, the cost of independent broadcasting, and why he continues the show — and urges listeners toward prayer, unity in the body of Christ, and stewardship going into the new year. The episode closes with invitations: participate in corporate prayer gatherings, watch for upcoming projects Jeff teases for 2026, and join a light-hearted New Year's Eve rock-and-roll dance party stream. Overall listeners should expect a blend of curated clips, cultural and spiritual commentary, geopolitical and economic forecasting, and calls to community and prayer. Want to Understand and Explain Everything Biblically? Click Here: Decoding the Power of Three: Understand and Explain Everything or go to www.rightonu.com and click learn more. Thank you for Listening to Right on Radio. Prayerfully consider supporting Right on Radio. Click Here for all links, Right on Community ROC, Podcast web links, Freebies, Products (healing mushrooms, EMP Protection) Social media, courses and more... https://linktr.ee/RightonRadio Live Right in the Real World! We talk God and Politics, Faith Based Broadcast News, views, Opinions and Attitudes We are Your News Now. Keep the Faith
In this 2026 no-holds-barred message against the growing despair that everything is fake, scripted theater — a perfect trap set by decades of psychological operations. When cynicism wins and people disengage, the system celebrates. But this moment of disillusionment is actually the classic "dark night of the soul" the crucible where reluctant heroes discover their true power. 2026 marks the turning point — the year we shatter the illusion of debt-based control imposed by the Federal Reserve and IRS through a program called NESARA? No more feeding the beast. This is the dawn of real sovereignty: financial independence, local economies, asset-backed value, and unbreakable personal freedom. Join us in this year end conversation.
Tony opens the show by talking by talking with Michael about whether Tiger Woods will play in the Senior Tour, and Tony talks about the IRS changing the way you pay your quarterly taxes. Chuck Todd calls in to make his weekly football picks against Reginald the Monkey, Bob Ryan calls in to talk about the amazing turnaround year the Patriots have had, and also about the state of the Celtics and he and Tony talk about their favorite memories from their days as a sports writer, and Tony closes out the show by opening up the Mailbag. Songs : Erik DeLong and the Slappy Boys “The Devil's Orphan” ; “Danielle” To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
The Patriotically Correct Radio Show with Stew Peters | #PCRadio
With the holidays in full swing and the New Year just around the corner, we're reflecting on all the great times we've had in 2025. Kick back and enjoy these highlights from the past year as we take a little winter break!
Our very first merch line is here! Get it now at http://mtmvegas.shop Want more MTM Vegas? Check out our Patreon for access to our exclusive weekly aftershow! patreon.com/mtmvegas Want to work with us? Reach out! inquiries at mtmvegas dot com Episode Description This week the IRS finally updated their guidance on handpays for 2026 jackpots. Not only are we seeing the new $2K threshold officially being implemented, but the number is finally tied to inflation. How much will handpays be reduced and will this cost big tips? In other news Caesars Entertainment once again found themselves in a PR nightmare with an erroneous late checkout fee and a new ghost policy that they deny exists. We also discuss: The stunning Vegas Museum of Art, Tuscany's questionable Smash Burger, 5 restaurant trends that need to die, where you can find $5 blackjack still and how the Guitar Tower is dividing the Vegas community. Episode Guide 0:00 Letting the Good Times Roll at Plaza 1:00 IRS guidance for handpays in 2026 2:09 Big cut in handpays and tips? 2:55 Stranger Things insane Vegas drone show 3:54 Las Vegas Museum of Art renderings - Big culture in the desert 6:09 Guitar Tower is dividing Vegas lovers + new looks 7:35 Florida's Guitar Tower holiday celebrations and free Strip entertainment 8:56 Tuscany's questionable "Smash Burger" 9:53 Excalibur's great drinks specials & happy hours 11:03 5 Las Vegas food trends that need to die 12:30 Water scams and influencer woes? 14:41 $5 Blackjack still exists in Vegas 16:46 Late checkout gate at Horseshoe 19:20 Why does Caesars keep running into these issues? 21:15 Has Vegas forgotten about the customer? Each week tens of thousands of people tune into our MtM Vegas news shows at http://www.YouTube.com/milestomemories. We do two news shows weekly on YouTube with this being the audio version. Never miss out on the latest happenings in and around Las Vegas! Enjoying the podcast? Please consider leaving us a positive review on your favorite podcast platform! You can also connect with us anytime at podcast@milestomemories.com. You can subscribe on Apple Podcasts, Google Podcasts, Spotify or by searching "MtM Vegas" or "Miles to Memories" in your favorite podcast app. Don't forget to check out our travel/miles/points podcast as well!
A Conversation With Stephen KohnWhistleblower legend Stephen Kohn joins Eric Green for a no-BS look inside the world of tax whistleblowing, billion-dollar recoveries, and why the IRS program is failing to live up to its potential.From the UBS case that shook Swiss banking to the bipartisan bill that could finally fix the system, Stephen breaks down what's working, what's broken, and why whistleblowers remain America's best weapon against large-scale tax cheats.If you care about tax justice, enforcement, or the future of whistleblower law, this fast-moving conversation is essential listening.Click here to Contact your Representative today to advocate for the inclusion of the reforms in the Taxpayer Assistance and Service Act.Contact Steve Kohn at https://kkc.com/our-whistleblower-law-firm/our-whistleblower-lawyers/stephen-m-kohn/
This lesson covers the vocabulary from yesterday's meeting between Donald Trump and Volodymyr Zelenskyy, where they discussed a proposed peace plan and the future of the Donbas region. We will define key terms like 'thorny issue,' 'demilitarized zone,' and 'pony up' to help you understand the complex negotiations reported in the news.✅ Speak Better English With Me https://brentspeak.as.me/ Use code NewYear for 25% off.
In this episode, host Don Adeesha joins Sean Duncan, founder of Chief Proactive Advisors, to distinguish between tax preparation and tax planning. Sean argues that relying solely on historical filing is a costly error, sharing how reactive financial structuring can waste tens of thousands in unnecessary taxes. Sean breaks down the math of entity selection, identifying the $50,000 net income threshold where switching to an S-Corp becomes viable. He highlights the hidden benefits of this structure, including ultra-low audit risk, and details a reasonable compensation methodology that satisfies the IRS without overpaying payroll taxes. Finally, Sean shares his "Big Three A's" framework for year-end reductions: Accelerate expenses, acquire Assets, and leverage Altruism. He warns against panic-buying unnecessary vehicles and urges owners to treat their CPA as a strategic partner, conducting mid-year reviews to actively architect wealth.
Taking a peek at the Fed Minutes the decision to shave a quarter point off the prime rate had some trouble. This is the Business News Headlines for Tuesday the 30th day of December and thanks for listening. Yesterday you might have noticed we were off the air. Technical issues...it's always something. In other news, the IRS has bumped up the business milage rate and we'll share. A judge makes a ruling about funding the Consumer Financial Protection Bureau and this matters. Meta buys a startup to broaden its AI business. Stolen seafood is on the menu this evening. We've got a hockey story for you. We'll check the numbers in The Wall Street Report and some bad news for Tesla. Let's go! Thanks for listening! The award winning Insight on Business the News Hour with Michael Libbie is the only weekday business news podcast in the Midwest. The national, regional and some local business news along with long-form business interviews can be heard Monday - Friday. You can subscribe on PlayerFM, Podbean, iTunes, Spotify, Stitcher or TuneIn Radio. And you can catch The Business News Hour Week in Review each Sunday Noon Central on News/Talk 1540 KXEL. The Business News Hour is a production of Insight Advertising, Marketing & Communications. You can follow us on Twitter @IoB_NewsHour...and on Threads @Insight_On_Business.
This Day in Legal History: Fundamental Laws of 1906On December 30, 1905, Tsar Nicholas II signed the “Fundamental Laws of 1906,” marking a pivotal moment in the Russian Empire's struggle between autocracy and constitutionalism. This act came in response to the Revolution of 1905, a period of mass unrest fueled by political repression, economic hardship, and a humiliating defeat in the Russo-Japanese War. The October Manifesto, issued two months earlier, had promised the establishment of a legislative Duma and the expansion of civil liberties. However, the Fundamental Laws, signed in December, revealed the Tsar's intention to retain ultimate authority despite these concessions.The document laid out a framework for governance, establishing a bicameral legislature with the Duma as its lower house, but Article 4 made clear that “the All-Russian Emperor possesses the supreme autocratic power.” This meant that, legally, any legislative progress remained subordinate to the Tsar's will. The laws also granted the Tsar control over the military, foreign policy, and the ability to dissolve the Duma at his discretion.While the Fundamental Laws introduced formal legal structures and acknowledged the existence of limited civil rights, they were largely symbolic gestures rather than meaningful reforms. Instead of curbing autocratic rule, the laws codified it, cloaking absolute monarchy in the appearance of legality. This duality deepened public dissatisfaction and political fragmentation.Rather than stabilizing the empire, the signing of the Fundamental Laws sowed further distrust in the regime and highlighted the Tsar's unwillingness to relinquish power. These contradictions contributed to the failure of the Duma system and fueled revolutionary momentum that would ultimately culminate in the revolutions of 1917.The Trump administration reached an agreement to review certain NIH grant applications that had been stalled or rejected amid a broader legal challenge over cuts to diversity-related research funding. The agreement followed a federal court ruling in Boston that found the NIH acted unlawfully when it canceled grants based on their perceived ties to diversity, equity, and inclusion (DEI) initiatives. Though the Supreme Court later paused part of that ruling and shifted some aspects of the litigation to a court specializing in monetary claims, the review process for future NIH funding remained in legal limbo.Under the new agreement, the NIH will re-evaluate previously frozen or withdrawn grant applications, though it is not required to fund any specific proposals. Plaintiffs in the case, including researchers and several Democratic-led states, argued that the impacted studies—focusing on topics like HIV prevention, LGBTQ health, Alzheimer's, and sexual violence—serve vital public health needs.One of the plaintiffs, University of New Mexico postdoctoral researcher Nikki Maphis, said the agreement allows important scientific work to resume after what she described as an “arbitrary and destructive freeze.” The underlying NIH policy change, which cut funding for projects deemed to reflect ideological rather than scientific priorities, remains contested. A prior ruling blocking the policy is still under appeal by the Department of Health and Human Services.Trump administration agrees to review stalled NIH research grants after lawsuit | ReutersThe Trump administration's aggressive defunding of the Consumer Financial Protection Bureau (CFPB) has pushed the agency to the brink of collapse, jeopardizing one of the few federal institutions explicitly designed to protect everyday Americans from financial harm. Created in the aftermath of the 2008 financial crisis, the CFPB has long served as a crucial recourse for people facing predatory lending, credit reporting errors, identity theft, and financial discrimination. The agency has helped return more than $21 billion to consumers since its founding. And yet, under President Trump's second term, it's being systematically dismantled—through funding cuts, legal challenges, and staffing reductions—with the administration openly declaring its intent to shut the agency down.In the absence of the CFPB, those wronged by financial institutions—like Bianca Jones, who battled a credit reporting error that nearly cost her a home, or Morgan Smith, who turned to the agency after being targeted by identity theft—may find themselves with nowhere to turn. The administration claims the CFPB promotes a political agenda, but the result is fewer protections for those already vulnerable. Rules around medical debt, overdraft fees, credit card terms, and mortgage lending have been gutted. Investigations have been shelved. Enforcement is evaporating.Critics argue that other regulators can fill the gap, but the CFPB was created because no one else was doing the job. Without it, financial institutions are more likely to abuse their power with impunity.You should ask yourself: who benefits when a consumer watchdog is taken offline? Because it certainly isn't the teachers, the single parents, the sick, or the struggling borrowers trying to make sense of a system stacked against them. It's the companies who'd rather not answer for what they do in the dark.Trump's funding cuts put America's consumer watchdog on the brink of collapse | ReutersA federal appeals court ruled that it cannot hear Amazon's constitutional challenge to the structure of the National Labor Relations Board (NLRB), deepening a circuit split on the issue and increasing the likelihood of U.S. Supreme Court review. The 9th Circuit Court of Appeals found that Amazon's case stemmed from a labor dispute and was therefore barred by the Norris-LaGuardia Act, which prohibits courts from intervening in active labor disputes. Amazon had filed the lawsuit to halt an NLRB case claiming it was a joint employer of unionized drivers working for a subcontractor and therefore obligated to bargain with their union.Amazon's broader claim—that the NLRB's structure is unconstitutional because its board members and judges are protected from at-will removal—has gained traction elsewhere. The 5th Circuit, in a recent case involving Elon Musk's SpaceX, ruled that such protections are unlawful and allowed a similar challenge to proceed. But the 9th Circuit firmly disagreed, emphasizing that courts should not interfere with labor board proceedings, regardless of the constitutional claims involved.This ruling aligns with a 3rd Circuit decision and stands in direct conflict with the 5th Circuit, setting the stage for a high-stakes resolution by the Supreme Court. Importantly, the 9th Circuit's ruling doesn't completely shut the door on such challenges—employers can still raise constitutional objections in NLRB proceedings and appeal after the fact. But for now, Amazon and other companies must make their case through the channels Congress established for resolving labor disputes.US court says it can't hear Amazon's NLRB challenge, deepening circuit split | ReutersA Utah judge has granted the release of most of the transcript and audio from a closed hearing in the high-profile case involving the fatal shooting of conservative activist Charlie Kirk. The hearing, held in October, addressed courtroom safety measures for the accused, Tyler Robinson, who is charged with aggravated murder and other serious offenses. Prosecutors allege Robinson fired a single fatal shot from a rooftop during a university event where Kirk was speaking, and they intend to seek the death penalty.Judge Tony Graf ruled that only about one page of the 80-page transcript would remain redacted, primarily for safety and security reasons. He also clarified that media organizations do not need special legal status to cover the proceedings, rejecting a request that would have guaranteed them advance notice of any future attempts to close hearings.Graf has already decided that Robinson can appear in civilian clothing but must remain physically restrained in court. However, media outlets are prohibited from photographing or filming his restraints, as defense attorneys argued such images could bias potential jurors. A hearing set for February will address whether cameras will be allowed in the courtroom at all.Kirk's death, which occurred during a campus debate, triggered widespread condemnation of political violence from across the ideological spectrum.Judge grants release of redacted transcript of Charlie Kirk case hearing | ReutersAs 2025 winds down, my Bloomberg column this week is a year-end piece reflecting not just on what was written, but on which ideas still resonate because the problems they address remain unresolved. The lasting relevance of several pieces underscores how little has shifted in tax and policy debates. A July column urging states to break free from federal tax volatility feels even more urgent now, as states still cling to unstable baselines. Early in the year, hopes that efficiency rhetoric (read: DOGE) might close the tax gap faded, with political discomfort around auditing the wealthy preventing any meaningful change. April's look at the step-up in basis revealed how death, not borrowing, remains the biggest capital gains loophole—and one Congress left untouched in the 2025 tax law. A May column on IRS immigration enforcement gains new resonance as the crackdown deepens, pushing some immigrant workers further from voluntary compliance. And October's piece on Pung v. Isabella County remains live, with the Supreme Court set to decide whether fairness in tax foreclosures means market value or simply what the government collects.Each of these columns anticipated weather patterns we're now standing in—proof less of foresight and more of inertia. If 2026 brings more engagement, even without clear solutions, there's hope that next year's retrospective won't feel like a reprint with new dates.Read the 5 Most Relevant Technically Speaking Columns of 2025 This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.minimumcomp.com/subscribe
Donate (no account necessary) | Subscribe (account required) Join Bryan Dean Wright, former CIA Operations Officer, as he dives into today's top stories shaping America and the world. In this Monday Headline Brief of The Wright Report, Bryan covers a massive FBI investigation into Somali fraud networks in Minnesota, the Trump administration's accelerating deportation and surveillance strategy, the growing political fight over prices and the Senate filibuster, improving drought conditions in the western United States, and major global developments from Africa, Latin America, China, and Australia. FBI Expands Probe into Somali Fraud Networks: FBI Director Kash Patel surged agents and resources into Minnesota following evidence of roughly nine billion dollars in suspected fraud tied to Somali-run daycare centers, Medicaid programs, food banks, and autism services. Investigators are now examining whether state officials and Democratic politicians enabled the schemes by shutting down early warnings. Bryan explains how viral footage showed dozens of fake daycare centers with no children enrolled, yet receiving massive public funds. Political Fallout and Questions for Democrats: Reports indicate that some Somali donors involved in the fraud also contributed to Democratic campaigns across multiple states. Governor Tim Walz previously halted fraud investigations after activists claimed discrimination. Bryan raises questions about whether these networks were used to generate political donations and votes, calling the potential scale of abuse "almost unimaginable." Trump Escalates Immigration Enforcement: ICE expanded highway operations targeting illegal migrant truck drivers in multiple states, while also arresting migrants at court check-ins who then skipped hearings, making them automatically deportable. The administration is deploying advanced tools, including facial recognition, license plate readers, and data from the IRS and Social Security Administration, to locate illegal migrants. Trump also increased the voluntary self-deportation bonus to $3,000, with airfare included, if migrants leave by December 31. Surveillance Tools Target Extremists: The same tracking systems are now being used to identify Antifa members and left-wing agitators under investigation for violence. DOJ officials say the effort responds to intelligence showing left-wing terrorism is now more prevalent than right-wing violence in the United States. Prices and the Filibuster Fight: President Trump warned that inflation and pricing will decide the 2026 midterms. With another government shutdown looming in January, he urged Senate Republicans to eliminate the filibuster to pass healthcare reform. A new GAO audit found widespread Obamacare fraud, including subsidies paid to deceased individuals and duplicate Social Security numbers. Western Drought Conditions Improve: California's drought has eased significantly, boosting agricultural water supplies. Lake Mead rose by three feet following recent storms, adding roughly seventy-two billion gallons of water, more than southern Nevada's projected annual usage. U.S. Strikes ISIS in Nigeria: The Pentagon launched missile strikes on ISIS training camps in northern Nigeria in coordination with the Nigerian government. Democrats criticized the strikes, while the White House rejected claims of racial motivation. Bryan warns that Islamist groups are attempting to establish a caliphate across central Africa. Trump Expands Influence in Latin America: The United States will reopen a strategic base in Manta, Ecuador, to counter narcotics trafficking and monitor Chinese influence. Conservative allies backed by Trump also won elections in Honduras, strengthening U.S. leverage across the region. China Signals Military Threats: Photos released by Chinese media show ballistic missiles concealed in cargo ship containers, a tactic that could be used to attack U.S. forces or ports during a conflict. Bryan says the images were deliberately leaked and amplified by Chinese bots as a warning to the West. Australia Downplays Islamist Attack: Australian officials claimed a recent ISIS-inspired attack on Jews was not religiously motivated, drawing sharp criticism. Bryan argues that refusing to acknowledge the crisis within Islam mirrors decades of Western denial and will lead to more violence. Listener Questions Close the Episode: Bryan answers questions on Ukraine's mineral deals, fuel supply risks tied to California refinery closures, and whether the American republic still exists. He argues the United States now functions more like a parliamentary democracy and explains why the filibuster debate reflects that deeper shift. "And you shall know the truth, and the truth shall make you free." - John 8:32 Keywords: FBI Somali fraud Minnesota, Kash Patel investigation, Tim Walz daycare Medicaid scandal, ICE deportation surveillance tools, self deportation bonus Trump, Antifa terrorism DOJ tracking, Obamacare fraud GAO audit, Lake Mead drought recovery, U.S. Nigeria ISIS airstrikes, Ecuador Manta base Trump, Honduras election Asfura, China cargo ship missiles, Australia ISIS attack denial, filibuster healthcare reform debate
Patrick discusses a surprising IRS update that allows churches to endorse political candidates without losing their tax-exempt status, unpacking its far-reaching implications for faith communities and political conversations alike. He fields listener questions on Communion posture, the distinction between private devotion and public worship, and confronts concerns on recent developments in the Catechism about religious liberty and the death penalty—never shying away from deep-rooted debates or blending in a spontaneous chat about REM. Sharp, energetic, and always candid, Patrick connects faith with the turbulence of today’s headlines. IRS says churches can endorse political candidates without losing tax-exempt status (01:44) Paul - How can we promote Communion on the Tongue? I asked pastor if we could get kneelers, but he said it is not time for Adoration during Holy Communion. (09:16) Steven (email) – Friend is telling me that it's irrational to trust the Church, and the Catechism can't even be trusted because it teaches heresies (21:09) Todd - Why not talk about politics and religion. I think this is good. I know you just want to promote ideas but why can't we take a stand? (34:55) Patrick in Trenton, NJ - I heard a priest's voice changing during the Consecration. (44:36) Jim - You are wrong about the death penalty. Pope Francis himself gave a reason. (48:28) Originally aired on 07/09/25
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
Depreciation is a great tax deduction, but most business owners don't know it can create a big surprise tax bill later. In this episode, you'll learn what depreciation recapture is, why it happens, and how it can take a big chunk of your profit when you sell property or equipment. We break down how the IRS taxes different types of assets, how cost segregation affects recapture, and simple tax planning steps that help you stay ahead. You'll also hear real stories from business owners who faced huge recapture bills—and how smart planning helped them keep more money. This episode gives clear tax strategies and business finance guidance so you can make better money decisions. Listen now so you don't get hit with a tax bill you didn't see coming. Next Steps:
As the year closes, federal employees can't afford to miss critical planning opportunities that protect their retirement and avoid costly mistakes. In this episode of the Plan Your Federal Retirement Podcast, Micah Shilanski, Wealth Advisor, and Luke Eberly, Wealth Advisor, break down real-world, end-of-year action items they are actively handling with clients right now. They talk about last-minute planning for 2025, including Required Minimum Distributions (RMDs), Qualified Charitable Distributions (QCDs), Roth conversions, and estimated tax payments, all with a focus on being aware of IRS penalties. Tune in to learn about strategies for January 2026, like new TSP contribution limits, Roth and HSA planning, and why it's better to start early rather than wait until the end of the year. If you are a federal employee or retiree who wants to end the year well and begin the next one with clear plans and confidence, this episode offers practical tips you can use right away. https://zurl.co/iaMcA
This is a bonus episode from a recent webinar Annie and Roger did. Prepare for Tax Season 2026 and the changes brought by the One Big Beautiful Bill Act. Join Federal Tax Updates co-hosts Roger Harris and Annie Schwab for a focused look at the most impactful provisions and what they mean for your clients. They break down the latest IRS updates, highlight the questions firms are already hearing, and share practical advice to help your firm prepare for the year ahead.Roger Harris, EA - https://www.linkedin.com/in/rogerharrispbs/Annie Schwab, CPA - https://www.linkedin.com/in/annie-schwab-852418261/Learn more about Padgett: https://www.padgettadvisors.com/
In today's episode of America's Work Force Union Podcast, former U.S. Sen. Sherrod Brown joined the podcast to discuss his campaign for the U.S. Senate, attacks against unions and the complexities of U.S. trade policy. Continuing the America's Work Force Union Podcast's Best of 2025 series, we revisit the July 25 conversation with Doreen Greenwald, National President of the National Treasury Employees Union (NTEU) and April Goggans, President of NTEU Chapter 250, who discussed the challenges facing federal workers. They addressed proposed budget cuts, workforce reductions and the impact on critical services provided by agencies such as the IRS and Health and Human Services.
In this episode: What Trump Accounts are, who qualifies, and why parents of young kids should pay attention in 2026. How the "no tax on tips/overtime" headlines are misleading and what employers need to prepare for now. Why hobby losses are red flags for the IRS, especially for side gigs that never turn a profit. A timely breakdown of gift tax rules, including how to move money to family members tax-free and when you do have to file something. Creative ways to give to charity, including donor-advised funds and how businesses can deduct donations as advertising.
In Episode 403 Doug Shaw fills in for the vacationing Ken Pullin. He and Dave discuss the strikes in Nigeria, a lawsuit against the City of Acworth, new battleships on the way, Ben Sasse says "goodbye", Kennedy's shrimp, and suing California. Sports & Coaching Scandals Braves Trade Rumors: Discussion on the potential trading of fan-favorite Ozzie Albies and the possibility of acquiring Silver Slugger Ketel Marte. Michigan Football Drama: The hosts break down the "failing upward" of Michigan's coaching staff, including scandals involving Chiron Moore, OnlyFans models, and the program's new hire from Utah. College Rivalries: A look at the intense "petty" rivalry between Ohio State and Michigan fans. Military Action & Global News Christmas Strikes in Nigeria: The U.S. military conducted strategic missile strikes against camps in Nigeria on Christmas Day. The hosts debate the symbolism of the timing and the ongoing issues with regional instability. Travel Hazards: Insights into the dangers of flying into locations like Lagos, Nigeria, and the security protocols required for flight crews. The Acworth Walmart Lawsuit Mahendra "Mick" Patel vs. Acworth: A deep dive into the $25 million lawsuit filed by Patel after he was falsely accused of kidnapping at an Acworth Walmart. Evidence & Error: How security footage proved there was no attempted kidnapping, despite Patel spending nearly two months in jail. Insurance Caps: Why the lawsuit is seeking the $25 million maximum allowed by municipal insurance policies. Trump's "Architectural Narcissism" Trump-Class Battleships: Trump announced a new class of $2 billion battleships, including the "USS Defiant." The hosts discuss the return of heavy naval armor and the high costs associated with them. The Trump Kennedy Center: Following the renaming of the Kennedy Center, the hosts discuss Trump's penchant for branding federal institutions. Deportation Deals: Discussion of the administration paying Pacific islands to take illegal immigrants. Health & Public Safety Ben Sasse: Former Senator and UF President Ben Sasse announced a terminal stage four pancreatic cancer diagnosis. The hosts reflect on his career and the speed of the illness. Radioactive Shrimp Recall: The FDA recalled shrimp imported from Indonesia due to potential radioactive contamination. Senator Kennedy's humorous but serious warnings about "glow-in-the-dark" seafood are highlighted. Tilapia & Farmed Fish: A warning about the nutritional value and farming conditions of imported fish like Tilapia and Swai. The "Mule" of the Week & Legal Oddities Peggy Flanagan's Pandering: The Minnesota Lieutenant Governor is criticized for wearing a hijab on Somali TV while facing a multi-billion dollar grant scandal within the local Somali community. Tax-Deductible Dogs: A New York attorney is suing the IRS to claim her dog as a dependent, arguing the animal is entirely reliant on her for survival. California CDL Revocations: 21,000 commercial driver's licenses are being revoked in California after it was discovered many unauthorized immigrants were driving without passing proper tests.
Ever catch yourself wondering, "What is my business worth—like, the real number, not the cocktail-party guess?" If your business represents the majority of your net worth (and for most CEOs, it does), not knowing your true valuation is risky. You could be planning an exit, thinking about succession, considering a partnership change, or even just trying to make smarter growth decisions—but without a real valuation framework, you're basically relying on back-of-the-napkin math. In this episode, you'll get a clear, CEO-friendly breakdown of how valuations actually work and what drives value up (or quietly drags it down). You'll walk away with: A practical understanding of the real valuation methods (market comps, public peer multiples, discounted cash flow, and when asset-based valuation applies) so you can stop guessing and start thinking like an investor. A sharper perspective on what increases or decreases your company's value—especially risk factors like customer concentration, shaky financials, key-person dependency, and unreliable forecasts. A clearer playbook for "valuation readiness" so you can improve value before a buyer, a partner, or the IRS forces the question. Press play now and steal the same valuation lens buyers use—so you can protect your wealth, reduce risk, and increase what your business is worth before the next big decision hits. Check out: 0:03:10 — The 3 main ways your business is valued (market comps, public peer multiples, and discounted cash flow—plus why valuation is forward-looking). 00:10:55 — How to value intangible assets like patents and trademarks (including the "relief from royalty" method that's surprisingly practical). 00:22:40 — The biggest value drivers you can actually control (clean financials, forecasting confidence, reducing key-person risk, and de-risking the business for buyers). About Dave Bookbinder Dave Bookbinder is a corporate finance executive with a focus on business and intangible asset valuation. Known as a collaborative consultant, Dave has served thousands of client companies of all sizes and industries. Dave has conducted valuations of the securities and intangible assets of public and private companies for various purposes including acquisition, divestiture, financial reporting, stock-based compensation, fairness and solvency opinions, reorganizations, recapitalizations, estate planning, S-Corp. conversion, exit strategy, and succession planning.
Timestamps are as follows... (0:18:53): It's almost 2026 -- will professional gambling die due to the new tax law? Druff gives his strong opinion.... (1:19:04): IRS gives guidance fixing flaw in new law raising W-2g threshold -- new $2000 threshold will be the law on 1/1/26.... (1:34:44): Record-breaking $26k Super Main Event at WSOP Paradise is marred by various controversies.... (2:15:39): Ren Lin's "WSOP suspension" turns out to be a farce, as he is unbanned in time for WSOP Paradise.... (2:22:56): Druff makes it to final 2.7% of field on Circa Survivor but loses on Thanksgiving week where all favorites lost.... (2:38:54): Man suing Aria claims they drugged him and made him sign $75k of markers he doesn't remember. Is this possible?.... (3:00:44): Maurice Hawkins beaten up at Florida home poker game, guns end up being involved in aftermath.... (3:16:03): David ODB Baker calls out Jess Vierling for again bringing her huge dog to poker events.... (3:56:51): Poker coach Faraz Jaka gets heat for coaching and doing an event with right wing influencer Tim Pool -- did he deserve the criticsm?.... (4:15:39): DraftKings Predictions launches, is first "legal" sportsbetting app in California and Texas history. Indian tribes are pissed off.... (4:24:52): Stake.US, Clubs Poker, and Global Poker to leave California market by December 30.... (4:28:51): Druff discovers that Tix4Tonight / Tix4 / Tix4Vegas don't sell discount tickets for the most part.
If you want to discover the best ninja real estate rental tax strategy to keep 100% of your income, this episode is for you. We break down why being a standard real estate agent is a financial trap and how partnering up with real estate investors as an agent is the ultimate cheat code to freedom.In this training, you will learn the exact expired listing scripts that turn angry sellers into clients by offering to take over their payments. This is not just about making more sales; it is about building generational wealth as a real estate agent through ownership rather than just commissions.In this episode, we cover:✅ Why standard real estate agent tax deductions (like your car or clothes) are not enough to offset high income. ✅ The "Subject To" conversation that unlocks expired listings faster than price reductions. ✅ How to use specific real estate cold calling scripts to offer solutions other agents don't have. ✅ The power of subject to real estate to create passive income streams. ✅ A breakdown of real estate taxes and how the IRS rewards you for providing housing.Most agents work until they burn out because they never own assets. By mastering subject to real estate and understanding the tax code, you can build a portfolio that pays you forever. Watch this full breakdown of the "Wedge Method" and see how one real estate agent turned 12 months of work into $1.2 million in net worth.
The Patriotically Correct Radio Show with Stew Peters | #PCRadio
Black Pilled is a trusty flashlight in the dark corners of the internet. https://m.youtube.com/@BlackPilled https://rumble.com/user/blackpilled https://x.com/Black_Pilled https://odysee.com/@Blackpilled:b
In this episode, host Travis Chappell and producer Eric run through ten rapid‑fire “two‑minute” money scenarios—from surprise IRS letters to flooded houses and hidden luxury spending—to reveal how Travis actually thinks under pressure. The conversation blends practical frameworks, blackjack metaphors, and relationship dynamics to show how to make saner decisions when cash gets tight or emotions run high. On this episode we talk about: What Travis would really do if he found $1,000 on the street How he'd handle a surprise $15,000 IRS back‑tax bill What happens if a relative leaves him a $50,000 windfall The first expenses he'd cut if his income went to zero overnight How he'd respond to a business cash crunch (without immediately raising money) Spotting obvious crypto scams that promise “30% monthly guaranteed” Whether he'd ever buy a luxury watch and how he'd think about resale value Why he prefers funding individuals in need over big, bloated charities What he'd do if rent was due with no emergency fund How he'd handle discovering $5,000 of unplanned luxury spending in the family budget Top 3 Takeaways Have a default plan for every major category. Knowing in advance how you'll handle windfalls, tax surprises, medical bills, and income loss keeps you from reacting emotionally and blowing up your long‑term goals. Speculation is fine—if it is truly play money. Whether it is blackjack or alt‑coins, any high‑risk bet should be money you are fully prepared to lose, not rent or retirement funds. Money and relationships are tightly linked. From lending to family to surprise spending, clear communication, shared visibility (via tools like budgeting apps), and firm boundaries matter as much as the dollars themselves. Notable Quotes “The boring answer is I'd probably just put it in the bank. The fun answer is I'd probably go play blackjack.” “You haven't discovered the secret 30‑percent‑a‑month investment. If it were real, every hedge fund on the planet would already be in it.” “I'll take care of what needs to be taken care of. Anything extra you want, you need to learn how to earn.” ✖️✖️✖️✖️
The Patriotically Correct Radio Show with Stew Peters | #PCRadio
With the holidays in full swing and the New Year just around the corner, we're reflecting on all the great times we've had in 2025. Kick back and enjoy these highlights from the past year as we take a little winter break!
SMALL BUSINESS FINANCE– Business Tax, Financial Basics, Money Mindset, Tax Deductions
The IRS is getting tougher, and audits are rising. But most business owners don't understand what the IRS looks for, what real tax fraud is, or how to protect themselves. In this episode, you'll learn the clear difference between a simple mistake and intentional fraud. You'll also hear how the new 2026 tax rules will bring more audits, more tracking, and more pressure for anyone who isn't organized. We walk through common traps, easy ways to stay compliant, and smart strategies that help you make better money decisions. You'll learn why tax planning matters, how to keep clean records, and how the wealthy use tax strategies to stay safe and save more. Next Steps:
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With the holidays in full swing and the New Year just around the corner, we're reflecting on all the great times we've had in 2025. Kick back and enjoy these highlights from the past year as we take a little winter break! The Tyler Robinson rooftop sniper hoax is crumbling after video evidence showing Israel's signature exploding lavalier mic blasting Charlie Kirk's throat, with accomplices snatching the bomb and detonator like pros in a heist. These Mossad monsters, fresh off their pager terrorism, think they can off Americans and have our puppet FBI bury it like JFK— but we're ripping the veil off this demonic plot, patriots, so lock and load for the truth bomb that's gonna make these pedo-perps pay.
Solstice :: Ridley calls about "p-doom" :: doomdebates.com :: U.S consumers put $1 billion on "buy now pay later" for black friday :: Dog and her owner sues IRS over "animal dependency" :: Sarah in NM calls about mobile speeding cameras :: DeFlock.me :: U.S. takes another oil tanker near Venezuela :: Tom in NH calls to talk about the "double speak" of the state :: Epstein files :: Blackmail as a weapon :: Waymo cars go down during San Francisco power shortage causing traffic jams :: Is AI really just an Indian call center? :: 2025-12-21 Hosts: Stu, Angelo, Rich E. Rich
Selling an investment property doesn't have to mean giving a large portion of your profits to the IRS. In this episode, Dave Dubeau sits down with 1031 exchange expert Jeffrey Peterson to explain how U.S. real estate investors can legally defer capital gains taxes. They break down what qualifies as like-kind real estate, the strict 45-day and 180-day deadlines, and the planning mistakes that can derail an exchange if you're not careful. Get Interviewed on the Show! - ================================== Are you a real estate investor with some 'tales from the trenches' you'd like to share with our audience? Want to get great exposure and be seen as a bonafide real estate pro by your friends? Would you like to inspire other people to take action with real estate investing? Then we'd love to interview you! Find out more and pick the date here: http://daveinterviewsyou.com/ #realestateinvesting #1031exchange #propertyprofits #realestateeducation #taxstrategy
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Today: Sarah got explore a creepy neat dome house, what it's like teetering on the edge of a cliff during an atmospheric river, making your dog a child for the IRS, Christmas songs and a Home Alone cookie house, and more! Have a great night all!
In today's episode, David McKnight breaks down the creditor protection rules for Roth IRAs and Roth 401(k)s, as well as why more and more Americans are turning to tax-free accounts to insulate themselves from creditors… and the Government itself. In theory, under Federal Law, all IRAs traditional or Roths receive a certain level of bankruptcy protection under the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005. However, that protection is specifically tied to bankruptcy proceedings. If you're sued in civil court, the Federal bankruptcy statute doesn't automatically apply, state law takes over… By pointing out differences between states like Texas, Arizona and Florida on one end, and California and Montana on the other, David explains that whether your Roth IRA survives a potential lawsuit intact depends largely on the state in which you reside. Roth 401(k)s play by a different set of rules, as they fall under the 1974 Employee Retirement Income Security Act (ERISA). David notes that "ERISA is the big Federal law that governs most employer-sponsored retirement plans, and it comes with some of the strongest creditor protection available anywhere in the financial world." According to David, it's not hard to see why the Federal Government is going to need huge infusions of new revenue in the very near future. Wondering how they will be raising that capital? By targeting the nearly $45 trillion in tax-deferred retirement accounts like IRAs and 401(k). In other words, while your retirement accounts may indeed be largely immune to lawsuits, they're entirely exposed to the impact of rising tax rates. David points out that contributing to 401(k)s or IRAs is like going into a business partnership with the IRS – every year, they get to vote on what percentage of your profits they get to keep. Remember: a well-planned Roth strategy doesn't just shield you from tomorrow's higher tax rates, it can also serve as a fortress protecting your wealth from outside claims. Mentioned in this episode: David's new book, available now for pre-order: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 Employee Retirement Income Security Act of 1974 (ERISA)
The chief executive officer of the IRS said during an interview on Tuesday that around 94 percent of middle-class Americans will see some form of tax relief next year. He added that Social Security recipients will see “up to a $6,000 benefit.” Frank Bisignano's comments come after Treasury Secretary Scott Bessent and White House economic adviser Kevin Hassett have both projected significant refunds in the 2026 tax year due to legislation that was signed into law over the summer by President Donald Trump.A thunderous explosion at a nursing home just outside Philadelphia killed at least two people, collapsed part of the building, sent flames shooting into the air, and left people trapped inside. Pennsylvania Gov. Josh Shapiro said in a news conference several hours after the explosion that at least two people had been killed. The explosion occurred at Bristol Health and Rehabilitation Center in Bristol Township as a utility crew began searching for a gas leak on site.
Jeremy Keil weighs the opportunities and risks associated with giving your money away to your kids and charity. Most retirees I talk with don't worry about whether they can give money away.They worry about whether they should. When you've worked hard, saved diligently, and reached a point where you have more than you need, a new question quietly creeps in:What's the purpose of the extra? In this episode of Retire Today, I walk through what I see every day in real retirement plans — the good, the bad, and the unintended consequences of giving money to kids and to charity. Because while giving can be deeply meaningful, it can also backfire if it's not done intentionally. Giving to Kids: Blessing or Burden? When it comes to kids, I hear two very common philosophies. One group says, “I'm not trying to leave money to my kids. If there's something left, that's fine.”The other says, “I worked hard for this money, and I want to make sure it helps my family.” Both sound reasonable. But what actually happens is often more complicated. In practice, most giving to kids happens by default, not by design — through inheritance. The problem is timing. If you pass away in your 80s or 90s, your kids are likely in their late 50s or 60s. Statistically, that's when incomes and net worth tend to be the highest. In other words, that may be the moment they need your money the least. I've also seen well-intentioned gifts create unintended pressure. Large down payments on homes can raise a child's lifestyle without raising their income — leading to higher expenses, more stress, and sometimes less financial stability. Giving feels generous, but it can quietly shift responsibility away from your kids and onto you. A better rule of thumb?Give in ways that remove a burden, not create one. Education costs, health care needs, or meaningful experiences often help without inflating expectations or expenses. Experiences, especially shared ones, tend to create far more joy — for you and for them — than writing a check and hoping it helps. Giving to Charity: Now, Later, or Both? Charitable giving tends to be more intentional, but still incomplete. Many people plan to leave money to charity someday, yet never think through what that looks like or how it fits into their broader retirement plan. Others give modest amounts each year but leave significant sums later — without ever telling the charities involved. What I've seen repeatedly is this:When people give with intention, their stress goes down and their satisfaction goes up. In fact, people who have clarity around where their money will go often feel lighter — as if a quiet financial worry has been resolved. When charities know they're part of your long-term plan, relationships deepen. You stay informed, feel more connected, and often find joy in seeing the impact of your giving while you're still here. There's also strong evidence that giving makes people happier. Whether happier people give more, or giving makes people happier, may be up for debate — but in practice, generosity consistently shows up alongside fulfillment. The Bigger Question Isn't “How Much?” Most people ask me, “How much can I give?”That's usually the wrong question. The better questions are: Should I give? When should I give? How do I give in a way that actually helps? Giving later through inheritance is easy. Giving earlier — thoughtfully and intentionally — is far more impactful. You get to see the benefit, adjust if needed, and align your money with what matters most to you. In retirement, money isn't just about security.It's about purpose. When giving is done well, it doesn't create regret — it creates meaning. Don't forget to leave a rating for the “Retire Today” podcast if you've been enjoying these episodes! Subscribe to Retire Today to get new episodes every Wednesday. Apple Podcasts: https://podcasts.apple.com/us/podcast/retire-today/id1488769337 Spotify Podcasts: https://bit.ly/RetireTodaySpotify About the Author: Jeremy Keil, CFP®, CFA® is a financial advisor in Milwaukee, WI, author of the bestseller Retire Today: Create Your Retirement Master Plan in 5 Simple Steps and host of both the Retire Today Podcast and Mr. Retirement YouTube channel Additional Links: Buy Jeremy's book – Retire Today: Create Your Retirement Master Plan in 5 Simple Steps “Die with Zero” by Bill Perkins Die With Zero by Bill Perkins | Discover the Ultimate Guide to Living Life to the Fullest – Mr. Retirement YouTube Channel “More Than Enough” by Dave Ramsey “The Millionaire Next Door” by Thomas Stanley and William Danko How much can I give my kids before paying IRS Gift Tax? – Mr. Retirement YouTube Channel What is the IRS gift tax limit in 2025? – Mr. Retirement YouTube Channel What is the IRS Gift Tax Limit for 2026? – Mr. Retirement YouTube Channel The “I Hate Budgets” Retirement Plan: Retire Intentionally with Zac Larson – Retire Today Podcast Connect With Jeremy Keil: Keil Financial Partners LinkedIn: Jeremy Keil Facebook: Jeremy Keil LinkedIn: Keil Financial Partners YouTube: Mr. Retirement Book an Intro Call with Jeremy's Team Media Disclosures: Disclosures This media is provided for informational and educational purposes only and does not consider the investment objectives, financial situation, or particular needs of any consumer. Nothing in this program should be construed as investment, legal, or tax advice, nor as a recommendation to buy, sell, or hold any security or to adopt any investment strategy. The views and opinions expressed are those of the host and any guest, current as of the date of recording, and may change without notice as market, political or economic conditions evolve. All investments involve risk, including the possible loss of principal. Past performance is no guarantee of future results. Legal & Tax Disclosure Consumers should consult their own qualified attorney, CPA, or other professional advisor regarding their specific legal and tax situations. Advisor Disclosures Alongside, LLC, doing business as Keil Financial Partners, is an SEC-registered investment adviser. Registration does not imply a certain level of skill or expertise. Advisory services are delivered through the Alongside, LLC platform. Keil Financial Partners is independent, not owned or operated by Alongside, LLC. Additional information about Alongside, LLC – including its services, fees and any material conflicts of interest – can be found at https://adviserinfo.sec.gov/firm/summary/333587 or by requesting Form ADV Part 2A. The content of this media should not be reproduced or redistributed without the firm’s written consent. Any trademarks or service marks mentioned belong to their respective owners and are used for identification purposes only. Additional Important Disclosures
Think an audit is something to fear for your nonprofit? I get it! But what if it's actually a powerful tool for growth? In this episode, I sit down with nonprofit auditor Hannah Hugen from Abdo to unpack what an audit really is and why it's not nearly as scary as it sounds. Real Listener Question: "We filed the 1023-EZ and said we'd stay under $50K… but now a funding opportunity would push us past that. Will the IRS audit us? Should we say no to the money?" Hannah and I dig into what an audit actually involves, what the IRS does (and doesn't) care about, and how nonprofits can prepare for growth without panicking. We also talk through the "scary myths" that float around new organizations and the real steps you can take now to avoid future chaos. If you've ever wondered what auditors look for, how to document properly, or what GAAP even means, this conversation breaks it down in plain English. What You'll Learn: What a nonprofit audit actually is When the IRS might look at your organization and why it's not as dramatic as rumors imply How to show good-faith financial projections from your 1023-EZ Why documentation habits will save your future self The difference between cash and accrual accounting Practical steps to get audit-ready even if you're small Bottom line: You don't need to fear audits — you just need systems, clarity, and good habits. Your nonprofit deserves room to grow, and the right preparation makes that growth possible without being overwhelmed. Resources from this Episode Understanding Cash vs. Accrual Accounting: https://youtu.be/5tSI1IPBVWk Internal Controls 101: https://birkenlaw.com/blog/internal-controls-101/ Connect with Hannah on LinkedIn: https://www.linkedin.com/in/hannah-hugen-b0045a1b5/ Learn about Abdo: https://abdosolutions.com/ Previous Episode: How to Fix the Culture of Overwork at Your Nonprofit with Rachel Platt https://birkenlaw.com/charity-therapy-podcast/ct153/ Episode Transcript: https://birkenlaw.com/wp-content/uploads/2025/12/CT154HH_Transcript.pdf Connect with Us Jess Birken: https://www.linkedin.com/in/jessbirken/ Listen & Engage Listen on Apple Podcasts | Spotify | YouTube | Amazon Music Rate & Review on Apple Podcasts: Click "Ratings and Reviews" then "Write a Review" Send us your nonprofit questions: https://birkenlaw.com/podcast/#podcast-st Stay Connected Sign up for the Birken Law Email list: https://birkenlaw.com/signup/ Follow us on Facebory ook, Instagram, Twitter
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On this episode of the WiseKracks Podcast, pro sports bettor Bill “Krackman” Krackomberger and co-host Jon Orlando break down a wild mix of gambling stories, casino news, and betting angles from across the industry.Jon recaps a crazy poker tournament experience, while the guys dive into Atlantic City casino revenue surging in November and what it means for the gambling landscape. They also discuss the IRS releasing a draft proposal to change the $2,000 slot tax threshold, the Powerball jackpot climbing toward $1 billion, and how casinos use scents and psychology to keep players gambling.Plus, the crew reacts to reports of fake “World's Largest Golden Nuggets”, and the WagerWire segment delivers another insane parlay that has everyone talking.To close out the show, Randy Lee McKay joins to share his NFL Week 16 picks and FCS Playoff bets, giving bettors actionable insight heading into the weekend.
April co-founder and CEO Ben Borodach joins Fund/Build/Scale to break down how he built a compound startup in one of the hardest markets in fintech: U.S. taxes. We talk about why some problems can't be solved with a simple wedge product, how to sequence engineering, compliance, and distribution, and what it takes to operate inside complexity for years before the market catches up. Ben shares the early customer discovery work, the “science experiments” that shaped April's product, and the cultural frameworks he and his co-founder developed before they wrote any code. If you're an early-stage founder deciding what to build — or how to build it — this episode offers a clear playbook for choosing hard problems and de-risking them the right way. RUNTIME 48:00 EPISODE BREAKDOWN 01:08 How Ben and Daniel met + connecting over complex data problems 01:47 Ben's background: Deloitte, crypto infra, cyber, fintech 02:51 Why pick tax? Choosing a hard, high-impact market 03:44 Outdated incumbents + the opportunity hidden in “don't touch that” markets 04:57 Why tax innovation is so rare: regulatory hurdles and decades-old engines 05:29 Founder-market fit: complementary backgrounds + AI expertise 06:38 Translating congressional law into code + achieving 20× engineering leverage 07:25 The pseudo-manifesto: conflict resolution, culture, and founder alignment 08:40 What “compound startup” means and why narrow wedges don't work in B2B 09:57 Stitching data, workflows, and software into a flexible platform 10:39 Building for multiple configurations across financial institutions 11:26 How complexity becomes a moat 13:01 Why compound startups require longer gestation and patience 14:46 Sequencing layers: engine → coverage → interfaces → embedded infra 15:50 The rigid annual regulatory calendar and “Manhattan-style” planning 17:13 Serving customers early: friction with the market by design 18:46 Manual work vs. automation: the constant balancing act 19:27 The early KPI wasn't revenue it was proving technical and trust viability 20:46 Running “science experiments” to de-risk assumptions 21:16 Investor expectations vs. seasonal learning cycles 22:47 Surviving four years of annual gauntlets before scale 23:02 Inside the regulatory maze: IRS approval, state forms, arbitrary specs 24:04 Data governance challenges: CCPA, IRS 7216, portability 25:20 Why April participates in the industry's private governance body 26:18 Why April chose embedded distribution over a consumer app 27:32 The crumbling moats of financial institutions 29:08 Tax as the missing data layer enabling personalization 30:47 How customer discovery differed across banking, wealth, and SMB 31:07 Thousands of conversations across dozens of institutions 32:51 What April had to prove at Seed, Series A, Series B 33:49 Why rigid VC benchmarks can be unhelpful for complex companies 37:02 Headcount growth: seed → A → B 38:20 Why Ben doesn't interview every employee anymore 39:48 Founder evolution: doing → delegating → maintaining quality 40:55 Resilience, wellbeing, and founder longevity 41:39 The mythology of 996 and why it's unsustainable 44:07 The most common mistakes first-time fintech founders make 46:14 The one question Ben would ask if he were interviewing a founder LINKS Ben Borodach April Daniel Marcous april Raises $38M Series B to Embed Tax into Every Financial Decision April Careers SUBSCRIBE
Merry Christmas! As we go into the this wondeful holiday, we talekd about our favorite christmas music. Rob Reiner died. The Brown University shooter gets crazy after he's connected to the death of MIT professor Nuno Loureiro who was studying physics that could have led to a revolution in free energy. The EU funds Ukraine, a woman sues the IRS to use her dog as a tax write off. The George Floyd movie, liberal tears, the high seas might get privateers! Lots more, come get some. Become a supporter of this podcast: https://www.spreaker.com/podcast/razor-wire-news--5683729/support.www.razorwirenews.com
Solstice :: Ridley calls about "p-doom" :: doomdebates.com :: U.S consumers put $1 billion on "buy now pay later" for black friday :: Dog and her owner sues IRS over "animal dependency" :: Sarah in NM calls about mobile speeding cameras :: DeFlock.me :: U.S. takes another oil tanker near Venezuela :: Tom in NH calls to talk about the "double speak" of the state :: Epstein files :: Blackmail as a weapon :: Waymo cars go down during San Francisco power shortage causing traffic jams :: Is AI really just an Indian call center? :: 2025-12-21 Hosts: Stu, Angelo, Rich E. Rich
Sponsors Cloud Accountant Staffing - http://accountingpodcast.promo/casRelay - http://accountingpodcast.promo/relayOnPay - http://accountingpodcast.promo/onpayChapters(00:47) - Jeffrey Epstein's CPA and Lawyer (03:10) - Wall Street Journal Article on Epstein's Associates (05:58) - Discussion on Epstein's Financial Operations (14:25) - Trump's Executive Order on Cannabis Businesses (18:16) - Tax Implications for Gambling and Prediction Markets (20:47) - IRS Criminal Investigations Unit Record Year (25:13) - Lawyer Sues IRS to Recognize Dog as Dependent (28:09) - Trump's New US Tech Force (29:27) - Trump's Hiring Plans and Tech Startups (30:22) - Startup Fraud in Tax Accounting (34:23) - Intuit and Circle Partnership (36:38) - AI and Stablecoin Payments (44:16) - AI's Impact on Accounting Jobs (51:24) - AI-Powered Fraud in Finance (55:59) - Closing Remarks and Announcements Show NotesThe CPA and the Lawyer Who Served Jeffrey Epstein—and Control His Fortune and Secrets https://www.wsj.com/articles/the-cpa-and-the-lawyer-who-served-jeffrey-epstein-and-control-his-fortune-and-secretsTaking a gamble on prediction market taxation https://www.accountingtoday.com/news/taking-a-gamble-on-prediction-market-taxationLawyer sues IRS to recognize pets as dependents https://www.accountingtoday.com/news/lawyer-sues-irs-to-recognize-pets-as-dependentsSEC Charges Shiloh Luckey https://www.sec.gov/enforcement-litigation/litigation-releases/lr-26424The FBI is investigating a startup founder accused of using VC money to pay for her house and a Caribbean wedding https://techstartups.com/2025/12/16/the-fbi-is-investigating-a-startup-founder-accused-of-spending-5-5-million-in-vc-funding-on-a-house-and-caribbean-wedding/Intuit taps Circle's USDC to add stablecoin payments across TurboTax and QuickBooks https://www.theblock.co/post/383184/intuit-circle-usdc-stablecoin-payments-turbotax-quickbooksIntuit and Circle Partner to Unlock the Future of Money Movement with Stablecoins https://investors.intuit.com/news-events/press-releases/detail/1292/intuit-and-circle-partner-to-unlock-the-future-of-money-movement-with-stablecoinsAI Is Reshaping Accounting Jobs by Doing the "Boring" Stuff https://www.gsb.stanford.edu/insights/ai-reshaping-accounting-jobs-doing-boring-stuffHuman + AI in Accounting: Early Evidence from the Field https://www.gsb.stanford.edu/faculty-research/working-papers/human-ai-accounting-early-evidence-fieldIRS-CI issues fiscal year 2025 annual report showcasing banner investigative results https://www.irs.gov/newsroom/irs-ci-issues-fiscal-year-2025-annual-report-showcasing-banner-investigative-resultsIRS Criminal Investigation uncovers $10.6B in financial crimes https://www.accountingtoday.com/news/irs-criminal-investigation-uncovers-10-6b-in-financial-crimesDext warns businesses over losses from ChatGPT-style financial advice https://fintech.global/2025/12/18/dext-warns-businesses-over-losses-from-chatgpt-style-financial-advice/ChatGPT tax advice already costing UK firms, say accountants https://itbrief.co.uk/story/chatgpt-tax-advice-already-costing-uk-firms-say-accountantsTrump admin to hire 1,000 specialists for 'Tech Force' to build AI, finance projects https://www.cnbc.com/2025/12/15/trump-ai-tech-force-amazon-apple.htmlOPM Launches US Tech Force to Implement President Trump's Vision for Technology Leadershiphttps://www.opm.gov/news/news-releases/opm-launches-us-tech-force-to-implement-president-trumps-vision-for-technology-leadership/Double Raises $6.5 Million Series A from Album Ventures, Jack Altman, and Y Combinator to Double Accountants' Productivity https://www.businesswire.com/news/home/20251210027851/en/Double-Raises-$6.5-Million-Series-A-from-Album-Ventures-Jack-Altman-and-Y-Combinator-to-Double-Accountants-ProductivityZoho announces enterprise billing, spend management products https://www.accountingtoday.com/news/zoho-announces-enterprise-billing-spend-management-productsZoho Announces Zoho Spend and Zoho Billing Enterprise Edition https://www.businesswire.com/news/home/20251218170986/en/Zoho-Announces-Zoho-Spend-and-Zoho-Billing-Enterprise-Edition-Offering-Large-Businesses-Greater-Control-and-Flexibility-Over-Billing-Operations-and-Company-Spend-as-They-ScaleAI giving scammers new tricks, enhancing old ones https://www.accountingtoday.com/news/ai-giving-scammers-new-tricks-enhancing-old-onesFrom secure to spooked: White-collar workers face rising job fears https://www.businessreport.com/article/from-secure-to-spooked-white-collar-workers-face-rising-job-fears
1. Immigration and Housing Mass immigration under President Biden increased rental demand and housing prices. Trump’s deportations and border enforcement are lowering rents and home prices. Median age of first-time homebuyers is rising above 40 (highest since WWI). Wharton study: “Every 1% population increase → rents up 1%.” Recent rent declines (−1.1% YoY, −5.2% vs. 2022 peak). Tax Policy Changes (2026) Highlights upcoming measures: No tax on tips No tax on overtime No tax on Social Security for seniors Suggests millions will receive IRS refunds starting January. HUD Report HUD finds that immigration significantly drove up housing demand and prices, especially for low-income Americans without assistance. 2. DOJ/FBI and Mar-a-Lago Raid Newly released emails show FBI doubted probable cause for the 2022 raid but proceeded under pressure from Biden DOJ. There were political motives behind the raid, calling it “abuse of power.” Lack of whistleblowers and calls for congressional hearings. 3. Last 3 BIG WINS of this past year Space Announces $10 billion investment in NASA and commercial space through the Working Families tax cut. Goal: U.S. lunar landing by 2028 (ahead of China’s 2030 target). Emphasizes jobs (50,000+ in Texas), national security, and inspiration for youth. Automotive Policy CAFE standards were “zeroed out” to reduce car costs and improve safety. Biden-era fuel economy rules are an attempt to ban internal combustion engines. Online Safety – “Take It Down Act” Makes posting non-consensual intimate imagery (including AI deepfakes) a felony. Grants victims a statutory right to demand immediate removal from platforms. Bipartisan passage and signing in the Rose Garden with First Lady Melania Trump. Please Hit Subscribe to this podcast Right Now. Also Please Subscribe to the 47 Morning Update with Ben Ferguson and The Ben Ferguson Show Podcast Wherever You get You're Podcasts. And don't forget to follow the show on Social Media so you never miss a moment! Thanks for Listening YouTube: https://www.youtube.com/@VerdictwithTedCruz/ Facebook: https://www.facebook.com/verdictwithtedcruz X: https://x.com/tedcruz X: https://x.com/benfergusonshowYouTube: https://www.youtube.com/@VerdictwithTedCruzSee omnystudio.com/listener for privacy information.
Ben Shapiro has a little rant at AmericaFest, Tucker Carlson says no to "deplatforming", and we continue to look into Fort Huachuca. Support Mitch at: https://www.givesendgo.com/candacepodcast 00:00 - Start. 01:05 - Little Benny's breakdown. 30:33 - More questions about Fort Huachuca. 50:24 - Comments. PreBorn! Donate securely by calling 855-601-2229 or by visiting https://preborn.com/candace The Wellness Company Stay ahead of sickness this winter with the Medical Emergency Kit. Visit www.twc.health/candace and use code CANDACE to Save $45 Off + Free Shipping. USA Residents Only
Watch The X22 Report On Video No videos found (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:17532056201798502,size:[0, 0],id:"ld-9437-3289"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");pt> Click On Picture To See Larger PictureAll [CB] are now dropping rates because the US is dropping rates, we saw this during Trump first term. Initial jobless claims show the labor market is not weakening. Trump gives a speech on the state of the economy and the next inflation is almost inline with what the Fed wants. Trump has destroyed the Fed narrative, next phase coming. Trump is now in the process of setting everything up preparing for the midterms and stopping the [DS] form doing us harm. The seditious 6 sent the message, Trump just countered it with a 1776 bonus to the military. The patriots are in the process of bringing down the entire corrupt system. It’s being exposed and dismantled. Panic in DC. Economy https://twitter.com/disclosetv/status/2001625195526971703?s=20 (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:18510697282300316,size:[0, 0],id:"ld-8599-9832"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="https://cdn2.decide.dev/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs"); https://twitter.com/profstonge/status/2001646305320546453?s=20 Initial Jobless Claims Show No Signs Of Labor Market Distress After the Thanksgiving Week debacle, the number of Americans filing for jobless benefits for the first time remains back in the same – very low – range it has been in for the last four years at 224k… So despite the uptick in the BLS-derived unemployment rate, jobless claims data show no signs of acute distress anywhere. Source: zerohedge.com https://twitter.com/RealEJAntoni/status/2001662433983696966?s=20 https://twitter.com/Geiger_Capital/status/2001647313157263628?s=20 https://twitter.com/RealEJAntoni/status/2001656024097272170?s=20 No, Inflation Did Not “Cool Unexpectedly”, It Slowed Because Trump Policies are Working While the media proclaim, “inflation cooled unexpectedly,” the reality is that it's not unexpected. The results of a slowing of price increase are not accidental; they are the result of Trump's domestic economic policies working. [Non-Paywall Source and Media Spin] President Trump has been cutting waste, fraud and abuse in runaway government spending; slashing costly regulations across all sectors of the economy and ending Green New Scam energy policy in favor of drill, baby, drill. As noted by NEC Chairman Kevin Hasset, Trump has reduced deficit spending overall. There's still a long way to go, but significant MAGAnomic progress is being made. Oh, and that skyrocketing “tariff inflation” the same shocked pundits proclaimed was sure to happen this time, well, that has not surfaced either. Just like it didn't surface in 2018 or 2019 when the tariffs were applied the first time. NEW YORK – Source: theconservativetreehouse.com Trump is winning against the CB system. https://twitter.com/EricLDaugh/status/2001649080762872069?s=20 https://twitter.com/CynicalPublius/status/2001477403961626755?s=20 he took office–tariffs to create fair trade, reduced income tax, gutting the Green Energy Scam, promoting investment in American manufacturing, reducing the federal bureaucracy and eliminating crippling regulations, deporting illegal aliens and eliminating the “free stuff” we taxpayers give them, getting the Fed onboard, etc. But that plan needed time. Time enough to make the economy shine come the mid-terms. Now we will start to see the fruits of that plan, and Trump’s speech tonight is to announce that. Is he right? One thing I’ve learned is to never bet against Trump. Maybe he is wrong. Maybe I’m wrong. But I still have trust. Political/Rights Nolte: Failing Oscars Demoted to YouTube Starting in 2029, the irrelevant Oscars will have its annual irrelevant Academy Awards show broadcast on — lol — YouTube. To dwindling ratings and cultural relevance, the Oscars have been broadcast on ABC since 1976. The final broadcast will occur in 2028, which also happens to be the 100th anniversary of the award ceremony. So now the Oscars will stream on YouTube, where anyone who wants to can watch them for free online, at least through the end of the deal in 2033. Source: breitbart.com https://twitter.com/MarioNawfal/status/2001675341828342074?s=20 Another didn't even know what building they were at. Meanwhile, no one had info on the shooter, and no one was rushing in. The suspect eventually slipped away. 10 were shot. 2 died. Brown University and the police failed, and now families are furious. And rightfully so! It wasn't just chaos. It was incompetence with a badge, and the price was paid in blood. Source: @Rightanglenews https://twitter.com/C_3C_3/status/2001369540119392433?s=20 https://twitter.com/DataRepublican/status/2001714347605922149?s=20 student. Chatman resigned from Utah after attempting to reform the university's police department and later took his position at Brown. His efforts coincided with student-led campaigns, including those supported by Fanaeian, to reduce campus policing in the wake of Lauren McCluskey's murder. At Brown University, Chatman recently faced an unanimous vote of no confidence back in October for the charge of having “directly contributed to an all-time low in morale and has strained the department's ability to effectively serve the Brown University community.” At the University of Utah, the student campaign to scale back policing was led by Emirya Fanaeian, the same leader of SLC Armed Queers. Fanaeian deleted the group’s social media in the wake of Charlie Kirk’s assassination. She led a student research effort into campus policing while Chatman was employed there. Credit: @SKDoubleDub33 + @iamlisalogan … Developing. https://twitter.com/DataRepublican/status/2001340901537517902?s=20 appeared to contradict what was visible in the videos. We learned witnesses had actively coordinated to prevent one of their own from being charged. This is the same group that deleted its social media posts on the day of Charlie Kirk's assassination and is alleged to have had advance knowledge along with multiple trans groups. Then the police officer yesterday refused to comment on what the shooter shouted although multiple media reports had already said it wash “Allah Akbar.” Between that plus the mainstream celebrations of Kirk’s death and Jay Jones’s election, we cannot just yet write off the possibility that this country has fallen so far off the end that students and professors automatically are covering for the shooter even though they saw someone get shot point blank in the face. https://twitter.com/CollinRugg/status/2001748138324038022?s=20 home is about 50 miles from Providence, Rhode Island, where the Brown shooting took place. “Senior law enforcement officials tell Target 12 that federal, state and local authorities are now examining possible ties between the two crimes,” WPRI reported. “Multiple people familiar with the investigation said they have discovered evidence showing the two may be linked.” Loureiro was shot and killed in his home. The suspect remains at large. Loureiro was named head of the Plasma Science and Fusion Center at MIT last year. Speculation in media and online discussions has included possible ballistic matches (e.g., 9mm casings recovered at Brown) or similar vehicles spotted at both scenes (e.g., unverified mentions of Nissan Sentras), but these remain unsubstantiated and are not confirmed as the linking evidence. Some online commentary has also suggested motives tied to international actors, like Iran, based on celebratory posts in certain Telegram channels, but this is purely speculative and unconfirmed. https://twitter.com/EWess92/status/2001718099972886750?s=20 DOGE Geopolitical https://twitter.com/amuse/status/2001502910677397573?s=20 ‘German' Globalist Authoritarianism: Berlin Migrant Housing Costs Skyrocket to Nearly €1 Billion, Tripling Since 2020 Newly released government figures have revealed the capital spent nearly €900 million ($9.8 million) in 2024 alone to house migrants, many of which do not have any kind of status in the country, almost triple the cost from just four years earlier, Die Welt reports. Internal Senate data confirms that accommodation expenses for foreign nationals reached €883 million last year, compared with €312 million in 2020, an increase of 183%. The numbers expose the real cost of mass migration policies pushed by Berlin's left-liberal globalist political class. Source: thegatewaypundit.com https://twitter.com/disclosetv/status/2001674979348484469?s=20 https://twitter.com/RadioGenoa/status/2001634609424220333?s=20 https://twitter.com/visegrad24/status/2001462937920184556?s=20 War/Peace FBI Agents Thought Clinton’s Uranium One Deal Might Be Criminal – But McCabe, Yates Stonewalled Investigation: Report Remember Uranium One? The massive 2010 sale of US uranium deposits to Russia approved by Hillary Clinton and rubber-stamped by the Committee on Foreign Investment in the United States (CFIUS) – after figures linked to the deal donated to the Clinton Foundation? Turns out rank-and-file FBI investigators thought there was enough smoke to launch a criminal investigation, but internal delays and disagreements within the DOJ and FBI ultimately caused the inquiry to lapse, newly released records reveal. The Uranium One transaction – involving the sale of a Canadian mining company with substantial U.S. uranium assets to Russia's state-owned nuclear firm Rosatom – became a flashpoint during Hillary Clinton's 2016 presidential campaign. Critics argued that then-Secretary of State Clinton, a member of CFIUS, helped approve the deal while donors connected to Uranium One made large contributions to the Clinton Foundation. The newly released documents suggest that the circumstances surrounding Uranium One were never fully investigated, leaving unresolved questions about how a strategic U.S. asset came under Russian control – and whether potential criminal conduct went unexamined due to internal delays and legal disputes. Source: zerohedge.com https://twitter.com/JoeLang51440671/status/2001445235759436036?s=20 https://twitter.com/HansMahncke/status/2001673497563607325?s=20 https://twitter.com/Dmytruk__Artem/status/2001657781443596657?s=20 Everything in our life is ‘for now.' The position may change in the future. Politicians change, some live, some die.” This statement cannot be interpreted in any other way. It refers specifically to Donald Trump and his team, who have consistently and reasonably opposed Ukraine's accession to NATO and the continuation of the war. Zelensky is effectively speaking about the physical elimination of political opponents. I have said this many times before. Zelensky has done and will continue to do everything to destroy Trump and everything associated with him — politically, informationally, and beyond. I have also stated that Zelensky is connected to assassination attempts on Trump and is also involved in the killing of Charlie Kirk. Today, the militant faction of the West reacts painfully to the truth, because this truth destroys their convenient narrative and shows that they are accomplices of a terrorist regime that is prepared to wait for people to die in order to retain power and prolong the war. Medical/False Flags https://twitter.com/robbystarbuck/status/2001468009248960833?s=20 https://twitter.com/HHSResponse/status/2001691600083091515?s=20 HHS, RFK Jr moves to STOP funds for hospitals that perform child sex changes [DS] Agenda https://twitter.com/amuse/status/2001676158140563662?s=20 case in US history is still billing Minnesota taxpayers. Feeding Our Future defendant Gandi Yusuf Mohamed, who changed his name before indictment, operates assisted living homes paid through Medicaid. Rep Kristin Robbins says the state paid him $49M over five years, including $132,000 this year alone. Despite red flags, Gov Tim Walz's administration approved licenses and kept payments flowing https://twitter.com/WallStreetApes/status/2001623482342224289?s=20 at 2 locations “Less than 150 square feet in size, smaller than some bathrooms — stores had one register, no carriages, no hand baskets” “One legitimate supermarket in the same area as these stores redeems approximately $80,000 in and SNAP benefits per month. Over the last 20 months, the Juswala variety store was redeeming between 3-6x that amount monthly” The 2 fake convenient store owners caught were both from Haiti https://twitter.com/amuse/status/2001342827804909728?s=20 President Trump's Plan https://twitter.com/FBIDirectorKash/status/2001437584468082999?s=20 cases like the pipe bomb investigation. And that's only a small part of the work he went about every single day delivering for America. He not only completed his mission – he far exceeded it. We will miss him but I'm thankful he accepted the call to serve. Our country is better and safer for it. https://twitter.com/TonySeruga/status/2001666110945661112?s=20 these 4 walls all day separated from my wife in DC.” https://twitter.com/ThePatriotOasis/status/2001662279184466380?s=20 to receive this check right before Christmas—We love you and your families, and we wish you a very Merry Christmas.” https://twitter.com/WarClandestine/status/2001484437091959133?s=20 in US cities nationwide and Trump has been threatening to invoke the Insurrection Act for months. Trump said this warrior dividend will be delivered before Christmas, and the $1,776 is meant to honor the founding of our nation. Christmas and 1776? Kind of reminds me of one very special painting. https://twitter.com/StephenM/status/2001421552496087246?s=20 No more. America's might will secure America's rights. America's military will defend America's destiny. For Americans, first and always. https://twitter.com/RapidResponse47/status/2001013033447952648?s=20 President Trump wasn’t playing “5D Chess” yesterday. There was no “OP” to leak information to retards like Tucker Carlson about war. None of that happened. The Whitehouse has been telling people for 2 days the speech was about the economy. Get a grip. https://twitter.com/MJTruthUltra/status/2001412804864094502?s=20 History. As President, he passed the highly ineffective ‘Unaffordable’ Care Act, resulting in his party losing control of both Houses of Congress, and the Election of the largest House Republican majority since 1946. He presided over a stagnant Economy, approved the one-sided Iran Nuclear Deal, and signed the one-sided Paris Climate Accords, both of which were later terminated by President Donald J. Trump.” “Under Obama, the ISIS Caliphate spread across the Middle East, Libya collapsed into chaos, and Russia invaded and took Crimea. In Ukraine. He crippled small businesses with crushing regulation and environmental red tape, devastated American coal miners, and weaponized the IRS and Federal bureaucracies against his political opponents. Obama also spied over the 2016 Presidential Campaign of Donald J. Trump, and presided over the creation of the Russia, Russia, Russia Hoax, the worst political scandal in American History. His handpicked successor, Hillary Rodham Clinton, would then lose the Presidency to Donald J. Trump.” JOE BIDEN “Sleepy Joe Biden was, by far, the worst President in American History. Taking office as a result of the most corrupt Election ever seen in the United States, Biden oversaw a series of unprecedented disasters that brought our Nation to the brink of destruction. His policies caused the highest Inflation ever recorded, leading the U.S. Dollar to lose more than 20% of its value in 4 years. His Green New Scam surrendered American Energy Dominance and, by abolishing the Southern Border, Biden let 21 million people from all over the World pour into the United States, including from prisons, jails, mental institutions, and insane asylums. His Afghan Disaster was among the most humiliating events in American History, and resulted in the murder of 13 brave American Servicemembers, with many others gravely wounded. Seeing Biden’s devastation, the heinous Russia invaded Ukraine, and Hamas terrorists launched the October 7th attack on Israel.” https://twitter.com/DanScavino/status/2001516571106083001?s=20 (function(w,d,s,i){w.ldAdInit=w.ldAdInit||[];w.ldAdInit.push({slot:13499335648425062,size:[0, 0],id:"ld-7164-1323"});if(!d.getElementById(i)){var j=d.createElement(s),p=d.getElementsByTagName(s)[0];j.async=true;j.src="//cdn2.customads.co/_js/ajs.js";j.id=i;p.parentNode.insertBefore(j,p);}})(window,document,"script","ld-ajs");