Podcasts about Tax

Steve Forbes urges President Trump and his team to go back to following the Laffer Curve, economist Art Laffer's economic formula which fueled the American comeback of the 1980s and 1990s, in order to unleash today's economy and make a brighter future.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The dreaded downgrade. Biden's health in the spotlight. The big and beautiful Tax bill making its way through the sausage factory PLUS we are now on Spotify and Amazon Music/Podcasts! Click HERE for Show Notes and Links DHUnplugged is now streaming live - with listener chat. Click on link on the right sidebar. Love the Show? Then how about a Donation? Follow John C. Dvorak on Twitter Follow Andrew Horowitz on Twitter  Warm-Up - The dreaded downgrade - Biden's health in the spotlight - Tax bill making its way through the sausage factory - China continues to stimulate Markets - Yields - moving up after worrying signs for US debt levels - Stocks posting big gains for May - Bitcoin surges past $100k - Our debt load is untenable - great chart to consider The Big Beautiful Bill - The bill eliminates taxes on tips and overtime. - The bill achieves "no tax on social security" by increasing deductions for seniors on the program. - The bill eliminates several green energy spending programs and ends the EV tax credit early. - The bill makes auto loan interest tax deductible. - The bill raises the debt ceiling by $4 trillion. - The bill raises the State and Local Tax Deduction to $30,000 for people making $400K or less. - The bill makes changes to the IRS free tax filing program, pending review by a task force. - The bill includes tax on college endowments and private foundations. - The bill includes reforms for how pharmacy benefit managers do business with the government. - The bill creates a new savings account for children, and $1000 of funding will be provided. - The bill raises the child tax credit to $2500 from $2000. USD DEBT Moody's - U.S. Treasury yields spiked on Monday after Moody's downgraded the U.S.' credit rating, citing fiscal concerns. - That brings it down one notch from Aaa — the highest score — to Aa1 - The first time since the  initial rating back in 1919 that Moody's made a change - Interesting timing - in the middle of a big spending package process - --- maybe they are sending a message -"This is a major symbolic move as Moody's were the last of the major rating agencies to have the US at the top rating," Deutsche Bank analysts said in a note. Market reaction - Futures fell in late trade after the close of the markets- when it was announced - Bonds - long end moved. --- 30 yr treasuries up over 5% ---- 30 yer mortgage rates over 7% - Markets - yawned and turned on the open after a 1.5% love lower on the futures Bessent reaction -Treasury Secretary Scott Bessent said in an interview on NBC News' "Meet the Press" that Moody's Ratings were a "lagging indicator" after the group downgraded the U.S.' credit rating by a notch from the highest level. -"I think that Moody's is a lagging indicator," Bessent said Sunday. "I think that's what everyone thinks of credit agencies." - He asserted that the downgrade was related to the Biden administration's spending policies - Is that right? China - Stimulating - China cut its key lending rates by 10 basis points on Tuesday, as Beijing ramps up efforts to boost its economy at a time when trade tensions threaten to derail growth. - The People's Bank of China trimmed the 1-year loan prime rate to 3.0% from 3.1%, and the 5-year LPR to 3.5% from 3.6%. US Steel still in play - Nippon Steel plans to invest $14 billion in U.S. Steel's operations including up to $4 billion in a new steel mill if the Trump administration green lights its bid for the iconic U.S. company, according to a document and three people familiar with the matter. - Under details of the plan included in the document, the company will plow $11 billion into U.S. Steel's infrastructure through 2028. That includes $1 billion in a green field site, which is expected to grow by $3 billion over the following years and has not been previously reported. - There is  a deadline of May 21st for a national security review - then T...

Tax policy has been a core part of the Republican party. A central feature within the GOP, particularly since Reagan, has been cutting taxes for corporations and some of the wealthiest Americans. President Trump, breaking away from traditional party orthodoxy, recently raised the idea of increasing taxes on some of the country's richest. Our guest this week points out that Republicans have made a “devil's bargain” with Trump. Arjun Singh is the co-host and senior producer of the Lever Time podcast. He is also the lead reporter and editor of the Tax Revolt miniseries. He joins WITHpod to discuss historical and contemporary fights over taxes, coalitions effects of MAGA, what the latest intraparty disagreements could portend and more. 


In episode 1866, Miles and guest co-host Pallavi Gunalan are joined by comedian, writer, journalist, activist, and host of The Bitchuation Room, Francesca Fiorentini, to discuss… Trump’s Tax Bill, Trump Demands Major Investigation Into Springsteen, Beyonce and Oprah For Their Work For Harris? Dystopia Corner - The ICE Reality Show Is a Real Thing? And more! Trump’s Tax Bill How Trump's 'bribe now, pain later' budget scheme hit a surprise roadblock Trump Demands Major Investigation Into Springsteen, Beyonce and Oprah For Their Work For Harris? Dystopia Corner - The ICE Reality Show Is a Real Thing? ICE Barbie Kristi Noem is backing insane reality TV show where immigrants compete for fast-tracked citizenship LISTEN: I Dreamed I Dream by Sonic YouthSee omnystudio.com/listener for privacy information.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dennis Earl (Chairman & CEO) and Mike Pyles (Vice President) of The Haltere Group. They are a Black-owned real estate syndication and investment firm. Hosted by Rashad McDonald, the conversation centers around financial empowerment, real estate investment, and community uplift, especially within the Black community.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dennis Earl (Chairman & CEO) and Mike Pyles (Vice President) of The Haltere Group. They are a Black-owned real estate syndication and investment firm. Hosted by Rashad McDonald, the conversation centers around financial empowerment, real estate investment, and community uplift, especially within the Black community.

Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dennis Earl (Chairman & CEO) and Mike Pyles (Vice President) of The Haltere Group. They are a Black-owned real estate syndication and investment firm. Hosted by Rashad McDonald, the conversation centers around financial empowerment, real estate investment, and community uplift, especially within the Black community.

Join Michael Monks and Gary as they dive into the financial landscape of Los Angeles, uncovering how it affects taxpayers in the city. Plus, we've got an important update on the recent explosion in Palm Springs—what you need to know. And there's a volcano rumbling in the... Could it potentially have implications for us? Tune in to find out!

Social Security survivor benefits are really confusing, but in this episode I break down everything you need to know about survivor benefits to help you make more informed decisions.

Season 18, Episode 14: It's almost northern Test summer time, with Ben Stokes out of hibernation, Zimbabwe playing warm-ups, and the Australian and South African IPL players... heading back to India to finish the delayed season. Ah well. Meanwhile, Cam Green makes runs while Marnus doesn't, the South African squad is named, West Indies have a new captain, Middlesex is more into Virat Kohli than Kohli is into Middlesex, and Charlotte Edwards' first squad doesn't include Sophie Ecclestone, which might mean one of two very different things. Support the show with a Nerd Pledge at ⁠⁠⁠⁠⁠⁠patreon.com/thefinalword⁠⁠⁠⁠⁠⁠ We have 47 runners in the Edinburgh Marathon Festival.⁠⁠ Donate to get us to our £30k fundraising target⁠⁠ for The Lord's Taverners. Tickets for our Wormsley match, August 18: ⁠⁠⁠⁠⁠⁠uk.emma-live.com/WormsleyFinal2025⁠⁠⁠⁠⁠⁠ Subscribe to Wisden and never pay full price for the Almanack again: ⁠⁠⁠⁠www.wisdenalmanack.com/subscribe⁠ ⁠ Get your big NordVPN discount: ⁠⁠⁠⁠⁠⁠nordvpn.com/tfw⁠⁠⁠⁠⁠⁠ Sort out expat finances with Odin Mortgage & Tax: ⁠⁠⁠⁠⁠⁠odinmortgage.com/partner/the-final-word⁠⁠⁠⁠⁠⁠ Maurice Blackburn Lawyers - fighting for the rights of workers since 1919: ⁠⁠⁠⁠⁠⁠mauriceblackburn.com.au⁠⁠⁠⁠⁠⁠ Get 10% off Glenn Maxwell's sunnies: ⁠⁠⁠⁠⁠⁠t20vision.com/FINALWORD⁠⁠⁠⁠⁠⁠ Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New members get these rates free for 6 months; after that, your Tide plan's rates apply. For full offer T&Cs visit ⁠⁠⁠⁠⁠⁠https://tide.co/savings⁠⁠⁠⁠⁠⁠ Claim £100 cash back (on a £5k deposit) at: ⁠⁠⁠⁠⁠⁠https://tide.co/offers/tfw⁠⁠⁠⁠⁠⁠ Find previous episodes at ⁠⁠⁠⁠⁠⁠finalwordcricket.com⁠⁠⁠⁠⁠⁠ Title track by ⁠⁠⁠⁠⁠⁠Urthboy Learn more about your ad choices. Visit podcastchoices.com/adchoices

Scott Kapusta is the Global Head of Tax at FactSet. In this episode of On Tax, Scott and Cravath partner and host Len Teti discuss how an early interest in economics led Scott to his current corporate tax practice, and how there are benefits to using the process of elimination when it comes to choosing a career path. They also reflect on lessons learned over the course of their long professional relationship, on both sides of the negotiating table, and share insights into what makes tax advisors excel in their roles. Hosted on Acast. See acast.com/privacy for more information.

Building a retirement income strategy involves more than selecting dividend-paying stocks. A focus on total return — which includes both growth and income — can offer a more comprehensive approach for long-term planning.• Relying solely on dividend-paying stocks may reduce portfolio diversification and growth potential• Total return (income + growth) can provide a broader view of long-term investment outcomes• Asset location strategies may improve tax efficiency depending on the type of account• Bond ladders with staggered maturities can help create more consistent income over time• Annuities can provide structured income, though they may have limitations such as fees or inflation sensitivity• The most effective strategy is one that aligns with your goals, risk tolerance, and understanding• Be cautious with complex products — understanding fees, liquidity restrictions, and structure is essentialAdvisory services are offered through Root Financial, an SEC-registered investment adviser. This content is intended for general informational purposes only and should not be construed as personalized investment, tax, or legal advice. Advisory relationships are established only through a signed agreement. Any examples discussed are hypothetical and for illustrative purposes. If client experiences are referenced, no compensation was provided and their experience may not be representative of others. Comments shared publicly are unsolicited and do not reflect the views or experience of all clients. They are not verified and should not be construed as testimonials or endorsements. Root Financial does not provide tax or legal advice. Tax planning topics are discussed in the context of comprehensive financial planning and should not be relied upon as a substitute for professional advice. All investments involve risk, including possible loss of principal. Past performance is not indicative of future results. Watching or listening to this content does not create an advisory relationship.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence. “Early Retirement – Financial Freedom” is a podcast produced by Root Financial Partners, an SEC-registered investment adviser. The content provided is for informational and educational purposes only. It should not be interpreted as investment, legal, or tax advice. I may reference planning situations based on real client experiences, but they've been simplified for clarity. Always consult your own financial advisor before making decisions. Listening to this podcast does not create or imply an advisory relationship with Root Financial. Investing involves risk, including the potential loss of principal. Past performance does not guarantee future results. Testimonials and endorsements do not reflect all client experiences and are not compensated. Learn more at our website or by reviewing our Form ADV at https://adviserinfo.sec.gov.

Stephen and Zac discuss the innovative intersection of Bitcoin and life insurance. They explore how Bitcoin can disrupt traditional life insurance markets, the recent funding successes of Meanwhile, and the unique benefits of Bitcoin-denominated policies. The conversation dives into the mechanics of these policies, the yield generation strategies employed by Meanwhile, and the tax advantages that make them appealing to customers. The episode concludes with insights into the customer experience and the future of Bitcoin in the insurance industry. Takeaways

In this episode, Justin highlights key points of his conversation with wealth advisor Nick Agarker, covering the importance of viewing the IRS as a business partner, the critical role of a competent tax advisor, and the significance of gratitude and discipline in business success. Learn more about Relentless Value Coaching:  https://www.justingoodbread.com/coaching/

Live from Washington, D.C., Scott Hennen dives deep into the intersections of agriculture, politics, and national security in this Monday edition of What's On Your Mind. Joined by Flag Family Ag Director Bridget Riedel, the episode covers rising ransomware threats to farms, surging exports to Mexico, bird flu outbreaks in Brazil, and the latest power plays in Congress. Plus, hear exclusive reflections from Senator James Lankford on faith, politics, and how to turn the country around. ⏱️ Key Moments & Timestamps: (0:00) — Live from D.C.: Scott sets the scene at the Fargo-Moorhead-West Fargo Chamber's Washington fly-in(1:07) — Upcoming guests and topics: Bridget Riedel, Senator James Lankford, and more(2:34) — Interview preview: Senator James Lankford on revival and returning to Founding Father values(3:35) — Scott debunks "fake news" panic about the House bill and discusses GOP infighting(5:17) — Medicaid reform explained: Work requirements and political landmines(7:01) — Sponsored Segment: Thor Buildings spotlight(9:14) — Bridget Riedel joins: Ag ransomware attacks on the rise, farms hit with $80K+ demands(10:25) — Who's behind the attacks and why food security = national security(11:23) — Underreported and underprotected: Why farms aren't reporting attacks(12:52) — Ag IT wake-up call: “Norton Antivirus isn't cutting it anymore”(13:48) — Mexico poised to become America's top ag trade partner

The government is proposing tax changes it says will bring in more foreign investment and make it easier for start-ups to attract and retain staff. Tax expert Geoff Nightingale spoke to Corin Dann.

China plans to accelerate the availability of tax refund stores for eligible overseas visitors to about 10,000 shops nationwide this year, almost tripling the current number, as the country continues to boost inbound tourism and consumption, a senior official said.商务部高层官员表示，中国计划加速扩大面向符合条件境外旅客的退税商店覆盖范围，预计今年内将全国范围内的退税商店增至约1万家，这几乎是目前规模的三倍，此举旨在持续提振入境旅游和消费复苏。By the end of last year, China had more than 3,700 stores nationwide available for tax refunds for overseas visitors, adding more than 600 stores over the previous year, the Ministry of Commerce said.商务部表示截至去年底，全国已开设可办理境外旅客退税业务的商店逾3700家，较上年新增600余家。Promoting inbound consumption serves as an important lever to help vigorously boost consumption, and it holds great growth potential. It will also help offset the impact of additional tariffs to a certain extent, said Sheng Qiuping, vice-minister of commerce, during a conference on Thursday in Beijing.商务部副部长盛秋平周四在北京举行的会议上指出，促进入境消费是大力提振消费的重要支点，这一领域蕴藏着巨大的增长潜力。同时他强调，推动入境消费将在一定程度上对冲加征关税政策带来的影响。China will continue to optimize the layout of tax refund stores, encourage various regions to set up such stores in major commercial complexes, shopping streets, tourist attractions, resorts, cultural and museum venues, airports, passenger ports, hotels and other places where overseas tourists gather, according to a guideline issued by the Ministry of Commerce and five other departments in late April.根据商务部等六个部门四月末联合印发的指导意见，我国将持续优化退税商店的布局，鼓励各地在境外游客集中的核心商业区、特色商街、旅游景区、度假区、文博场馆、口岸枢纽、酒店住宿等重点场所增设退税网点。The country has lowered the starting point for tax refunds from 500 yuan ($69.3) to 200 yuan and doubled the limit for cash refunds from 10,000 yuan to 20,000 yuan.国家将单笔退税起退门槛从500元（约69.3美元）降至200元，现金退税额上限从1万元提升至2万元。In addition, the country will relax the registration requirements for retailers to become tax refund stores, allowing newly opened shops that have been established for less than a year to apply to become tax refund shops, and the filing time has been shortened to within five working days, the guideline said.指导意见特别明确放宽商户准入条件：新设不满一年的店铺可申请成为退税商店，备案流程缩短至5个工作日内。"Tax refund stores are also encouraged to broaden product offerings to include time-honored brands, renowned Chinese consumer goods, smart devices, intangible cultural heritage items, crafts and specialty products," Sheng said.盛秋平副部长还表示，将鼓励退税商店丰富商品品类，重点拓展老字号、国潮精品、智能设备、非遗产品、手工艺品及特色商品等多元品类。Globally, Japan has more than 60,000 stores that are available for tax refunds for overseas visitors, and South Korea has some 20,000 such stores. France, Germany and Italy each have over 10,000 such stores. The number of such stores in China is far from enough, the Ministry of Commerce said.全球范围内，日本拥有超6万家境外旅客退税商店，韩国约2万家，法德意等国均超1万家。商务部坦言，我国现有退税商店规模与国际水平仍存显著差距。Last year, total expenditure of inbound tourists in China reached $94.2 billion, accounting for 0.5 percent of China's GDP, which is lower than the proportions of 1 percent to 3 percent for major countries in the world, said the commerce ministry.商务部数据显示，去年中国入境游客消费总额达942亿美元，占国内生产总值(GDP)的0.5%，这一比例低于全球主要国家1%-3%的占比水平。"Accelerating the promotion of the tax refund policy will help reduce shopping costs for overseas travelers and inject new impetus to boost consumption. This is an important measure for China to cope with external uncertainties," Sheng said.商务部副部长盛秋平表示：“加速推进退税政策落地见效，将有效降低境外旅客购物成本，为提振消费注入新动能。这是中国应对外部环境不确定性的重要举措。”China has been opening its doors wider to international travelers. In 2024, the country expanded its unilateral visa-free policy to include 38 countries, allowing visits of up to 30 days, according to the National Immigration Administration.中国持续扩大对外开放，国家移民管理局数据显示，2024年我国单方面免签政策覆盖国已扩展至38个，相关国家公民可享受最长30天的免签停留待遇。Multiple favorable policies have helped significantly boost inbound consumption. During the recent five-day May Day holiday, the country saw the number of inbound and outbound passenger trips of foreign visitors exceed 1.1 million, up 43.1 percent year-on-year, said the National Immigration Administration.多重利好政策有效激活入境消费市场。国家移民管理局通报称，在刚刚过去的“五一”五天假期期间，全国出入境外籍人员数量突破110万人次，同比大幅增长43.1%。Shanghai, one of the cities with the highest concentration of foreign tourists, said inbound consumption has become an important lever for it to actively respond to the trade frictions between China and the United States, and promoting inbound consumption will help the city to build itself into an international consumption center.作为境外游客集聚度最高的城市之一，上海表示发展入境消费已成为其积极应对中美贸易摩擦的重要抓手。该市强调，推动入境消费提质升级将有力支撑其建设国际消费中心城市的战略目标。inbound tourism入境游tax refund退税time-honored brands老字号品牌visa-free免签impetus/ˈɪmpɪtəs/n. 动力;推动

Are You Ready to Retire??  ✅ Schedule a Discovery Call: HERE's my calendar Get your questions answered and make sure your prepared for the next step.   ✅ Join the Retirement Lifestyles Inner Circle for FREE: CLICK HERE Receive daily email tips and strategies to take your retirement planning to the next level. Stay up to date with current Social Security, Medicare and Tax law changes with our checklists and reports   ✅ Visit us at Retirement Lifestyles Advisors: www.RLAPlan.com   **Questions? Call or Text Questions and Comments to 530-319-5158 Follow me on: Facebook: https://www.facebook.com/RetirementLifestylesAdvisors/ Instagram: @Retirement_Lifestyles_Advisors LinkedIn: https://www.linkedin.com/in/theretirementincomeadvisor/ Twitter: @The_McNally YouTube: https://www.youtube.com/channel/UCNheDpmYRV1-T5l6Apa5h5Q?sub_confirmation=1 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Financial Planner Luke Smith joined 2CC Talking Canberra 1206AM in Money Matters, which aired live on Friday 19 May 2025. The topic for this week is: What is the difference between deductible and non deductible super contributions. Luke and Leon however start the show by talking about the principle of taxing unrealised capital gains which […]

A look at where things are on the GOP's tax bill, and who stands to benefit and lose. Tax-policy reporter Richard Rubin with the Wall Street Journal has the details.After oral arguments, the Supreme Court appeared divided over how much power lower courts should have to issue nationwide injunctions. The Washington Post unpacks the issue.The Trump administration is rolling back some protections against forever chemicals. Mariah Blake tells Apple News In Conversation why there's still optimism on the state level, and suggests some ways to protect yourself.Plus, a Milwaukee judge pleaded not guilty to attempting to block immigration arrest, a landmark moment in gene editing, and what to know about the WNBA’s new team. Today’s episode was hosted by Shumita Basu.

Steve Forbes explains how lawsuits against President Trump's tariffs will probably end up in the Supreme Court—and if modern history is instructive, the nation's highest court might end them sooner than anyone thinks.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Breaking news! A massive tax bill just dropped, and I've spent 48 hours digging through all 389 pages so you don't have to! This game-changing bill could put thousands back in your pocket with 18 major tax changes including: • Tax-free tips and overtime pay for service workers • A bigger Child Tax Credit ($2,500 per child!) • New "MAGA Accounts" with a $1,000 bonus for babies born in 2025-2026 • Triple the SALT deduction cap ($30,000 instead of $10,000) • Permanent business tax breaks that were set to expire Whether you're a server, parent, business owner, or retiree - there's something in this bill for you! I break down exactly who benefits, who doesn't, and most importantly - what you need to do RIGHT NOW to take advantage of these changes before they expire. Don't miss this urgent episode that could save you thousands in taxes!   Next Steps:

It's Story Time, our walk through cricket history via your listener quiz challenges. This week, we discover a player who we should have known more about, with a bendy wrist and a knack for controversy. Also, Adam's loosest and last summer as a touring cricket fan, and a deeper look than ever at the immortal Thanks For Coming. Your Nerd Pledge numbers this week: 7.22 - Kate Cook 2.57 - Keir 6.09 - Helen Wilson & George Pearson 5.43 - Stephen Walsh 4.85 - Joel Emonsen Support the show with a Nerd Pledge at ⁠⁠⁠patreon.com/thefinalword⁠⁠⁠ Tickets for our Wormsley match, August 18: ⁠⁠⁠uk.emma-live.com/WormsleyFinal2025⁠⁠⁠ Get your big NordVPN discount: ⁠⁠⁠nordvpn.com/tfw⁠⁠⁠ Sort out expat finances with Odin Mortgage & Tax: ⁠⁠⁠odinmortgage.com/partner/the-final-word⁠⁠⁠ Maurice Blackburn Lawyers - fighting for the rights of workers since 1919: ⁠⁠⁠mauriceblackburn.com.au⁠⁠⁠ Get 10% off Glenn Maxwell's sunnies: ⁠⁠⁠t20vision.com/FINALWORD⁠⁠⁠ Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New members get these rates free for 6 months; after that, your Tide plan's rates apply. For full offer T&Cs visit ⁠⁠⁠⁠⁠⁠https://tide.co/savings⁠⁠⁠⁠⁠⁠ Claim £100 cash back (on a £5k deposit) at: ⁠⁠⁠⁠⁠⁠https://tide.co/offers/tfw⁠⁠⁠⁠⁠ Find previous episodes at ⁠⁠⁠finalwordcricket.com⁠⁠⁠ Title track by ⁠⁠⁠Urthboy Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode of The Mentor Podcast, Ron LeGrand welcomes financial strategist and entrepreneur Jimmy Rios, founder of Rios Business Funding and Rios Business Advisors. With over 23 years of experience and a newly expanded international operation, Jimmy has created a powerful ecosystem that helps entrepreneurs secure funding, eliminate the burden of debt, and use leverage intelligently to scale their business. If you've ever struggled with getting capital or weren't sure how to structure your business for growth, Jimmy lays out a clear path—from funding strategy to asset creation—and even reveals how his team uses high-level finance tactics normally reserved for Wall Street insiders. What you'll learn about in this episode: Why so many business owners fail to grow—and how to break through that ceiling Jimmy's “Eye Level to High Level” funding model that uses leverage without long-term debt burdens How his team uses reserves and compounding investment strategies to pay down debt for you The surprising reasons many entrepreneurs get denied for loans—and how to fix it What kinds of funding Jimmy's team provides (including non-recourse options) How Jimmy's firm uses creative finance tools—even funding backed by solar contracts Why proper structure and business credit are critical for long-term success How Jimmy helps clients not only get capital, but also use it wisely to generate income and build assets Tax-saving strategies to minimize capital gains after large investment returns Ron's reaction to the system—and why he might be calling Jimmy himself! Resources: Free eBook: Decoding the Mystery of Business Credit Get it now at TheMentorPodcast.com/RIOS Contact Jimmy Rios: Phone: 928-307-RIOS (7467) Sign up for a Free Mentor Panning Session: https://www.RonLeGrand.com/Plan Free Training: www.TheMentorPodcast.com/Terms180 Get Ron's $599 Wholesaling course for FREE when you join his Gold Club for ONLY $99 a month! – www.TheMentorPodcast.com/GC180

Kathy Jones and Liz Ann Sonders discuss the pause on some tariffs and the impact on the equities market. Then, Kathy interviews Cooper Howard about the features of municipal bonds in the current landscape. They explore the implications of federal funding on state and local governments and the challenges faced by higher-education institutions. The discussion also covers practical investment strategies for municipal bonds, including the importance of credit quality, diversification, and the considerations for investing in state versus in out-of-state bonds.On Investing is an original podcast from Charles Schwab. For more on the show, visit schwab.com/OnInvesting. If you enjoy the show, please leave a rating or review on Apple Podcasts.Important DisclosuresInvestors should consider carefully information contained in the prospectus, or if available, the summary prospectus, including investment objectives, risks, charges, and expenses. You can request a prospectus by calling 800-435-4000. Please read the prospectus carefully before investing.The information provided here is for general informational purposes only and should not be considered an individualized recommendation or personalized investment advice. The investment strategies mentioned here may not be suitable for everyone. Each investor needs to review an investment strategy for his or her own particular situation before making any investment decision.All expressions of opinion are subject to change without notice in reaction to shifting market conditions. Data contained herein from third-party providers is obtained from what are considered reliable sources. However, its accuracy, completeness, or reliability cannot be guaranteed.Examples provided are for illustrative purposes only and not intended to be reflective of results you can expect to achieve.Diversification strategies do not ensure a profit and do not protect against losses in declining markets.Investing involves risk, including loss of principal.Performance may be affected by risks associated with non-diversification, including investments in specific countries or sectors. Additional risks may also include, but are not limited to, investments in foreign securities, especially emerging markets, real estate investment trusts (REITs), fixed income, municipal securities including state specific municipal securities, small capitalization securities and commodities. Each individual investor should consider these risks carefully before investing in a particular security or strategy.Past performance is no guarantee of future results, and the opinions presented cannot be viewed as an indicator of future performance.Indexes are unmanaged, do not incur management fees, costs and expenses, and cannot be invested in directly. For more information on indexes, please see Schwab.com/IndexDefinition.Futures and futures options trading involves substantial risk and is not suitable for all investors. Please read the Risk Disclosure Statement for Futures and Options prior to trading futures products.Fixed income securities are subject to increased loss of principal during periods of rising interest rates. Fixed income investments are subject to various other risks including changes in credit quality, market valuations, liquidity, prepayments, early redemption, corporate events, tax ramifications, and other factors.Lower rated securities are subject to greater credit risk, default risk, and liquidity risk.A bond ladder, depending on the types and amount of securities within the ladder, may not ensure adequate diversification of your investment portfolio. This potential lack of diversification may result in heightened volatility of the value of your portfolio.  As compared to other fixed income products and strategies, engaging in a bond ladder strategy may potentially result in future reinvestment at lower interest rates and may necessitate higher minimum investments to maintain cost-effectiveness. Evaluate whether a bond ladder and the securities held within it are consistent with your investment objective, risk tolerance and financial circumstances.Currency trading is speculative, volatile and not suitable for all investors.All names and market data shown above are for illustrative purposes only and are not a recommendation, offer to sell, or a solicitation of an offer to buy any security.Forecasts contained herein are for illustrative purposes only, may be based upon proprietary research and are developed through analysis of historical public data.The information and content provided herein is general in nature and is for informational purposes only. It is not intended, and should not be construed, as a specific recommendation, individualized tax, legal, or investment advice. Tax laws are subject to change, either prospectively or retroactively. Where specific advice is necessary or appropriate, individuals should contact their own professional tax and investment advisors or other professionals (CPA, Financial Planner, Investment Manager) to help answer questions about specific situations or needs prior to taking any action based upon this information.Tax-exempt bonds are not necessarily a suitable investment for all persons. Information related to a security's tax-exempt status (federal and in-state) is obtained from third parties, and Schwab does not guarantee its accuracy. Tax-exempt income may be subject to the Alternative Minimum Tax (AMT). Capital appreciation from bond funds and discounted bonds may be subject to state or local taxes. Capital gains are not exempt from federal income tax.The policy analysis provided by the Charles Schwab & Co., Inc., does not constitute and should not be interpreted as an endorsement of any political party.(0525-WDSP)

Steve Forbes explains how the nearly catastrophic escalation in the conflict between India and Pakistan—thankfully averted due to a ceasefire engineered by the Trump Administration—demonstrates why the world is safer when the U.S. does not bend toward isolationism.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

   COL(R) Steven Braverman, MD takes you through his extraordinary journey from military medicine to becoming the COO of the Veterans Health Administration. Driven by a desire to fund his education through the Army's HPSP scholarship independently, Dr. Braverman chose the specialty of Physical Medicine and Rehabilitation (PM&R), inspired by his family's medical background and his passion for sports medicine. He shares his experiences at Walter Reed, his leadership roles, and the impact PM&R has on maintaining soldier readiness and addressing musculoskeletal issues. Learn how his deployments and crisis management experiences, including the Ebola vaccine trials and the Fort Hood shooting, have shaped his career.    Explore Dr. Braverman's insightful reflections on leadership, particularly in crisis situations. The episode delves into the complexities of leadership during the first human Ebola vaccine trial and a mass casualty event at a non-trauma center in Central Texas. He discusses the critical importance of adaptability, strategic thinking, and the emotional readiness of staff in navigating such crises. Dr. Braverman's experiences underscore the necessity of effective resource allocation, decision-making, and the evolution of vaccine development within the military context, while highlighting broader behavioral health challenges and advancements in medical fields like prosthetics.      Discover the dynamic collaboration between the VA, DOD, and the private sector, particularly during national emergencies such as the COVID-19 pandemic. Dr. Braverman discusses initiatives to improve the transition process for soldiers moving from active duty to veteran care and emphasizes the importance of research efforts that focus on veterans' needs. The episode paints a vivid picture of career opportunities in military medicine, showcasing the diverse roles available for young providers and the financial benefits of medical school scholarships. Dr. Braverman reflects on his legacy, expressing pride in serving a noble mission and sharing his vision for a future prioritizing nimble, high-quality care for veterans. Chapters: (00:03) Military Medicine and PM&R Exploration (09:54) Leadership Challenges in Crisis Situations (23:11) Leadership Challenges in Crisis Response (34:43) Collaboration Between VA, DOD, and Community (42:52) National Defense and Veteran Care Collaboration (49:37) Research and Operations in Veterans Healthcare (01:00:27) Career Opportunities in Military Medicine   Chapter Summaries: (00:03) Military Medicine and PM&R Exploration  COL(R) Steven Braverman, MD, shares his journey into military medicine, specializing in PM&R and discussing his leadership roles and deployments.   (09:54) Leadership Challenges in Crisis Situations Military medical professional's career journey, crisis management, Ebola vaccine trial, repurposing resources, and advancements in military medicine.   (23:11) Leadership Challenges in Crisis Response Leadership challenges during a mass casualty event at a non-trauma center, including trust, resource allocation, and mental health needs.   (34:43) Collaboration Between VA, DOD, and Community Transition from military to civilian leadership in VA, collaboration with military and private sector, and VA's four missions.   (42:52) National Defense and Veteran Care Collaboration VA plays vital role in national emergencies, partners with DOD, improves transition process, and provides quality care.   (49:37) Research and Operations in Veterans Healthcare Collaboration between VA and DOD can improve healthcare for veterans by prioritizing research based on their needs.   (01:00:27) Career Opportunities in Military Medicine Dr. Braverman shares his experiences in Army medicine, highlighting leadership opportunities and financial benefits.   Take Home Messages: The Impact of Military Medicine: The episode highlights the critical role of Physical Medicine and Rehabilitation (PM&R) in military medicine, particularly in maintaining soldier readiness and addressing musculoskeletal issues. This specialty supports the broader mission of military healthcare by ensuring soldiers are physically prepared for their duties. Leadership in Crisis Management: The podcast underscores the importance of adaptability, strategic thinking, and emotional readiness in crisis management. The discussion includes insights into managing high-stakes situations, such as the Ebola vaccine trials and mass casualty events, emphasizing the need for effective resource allocation and decision-making. Collaboration Across Sectors: A key theme is the dynamic collaboration between the Department of Veterans Affairs (VA), Department of Defense (DOD), and the private sector, especially during national emergencies like the COVID-19 pandemic. This partnership is vital for improving healthcare accessibility and quality for veterans. Advancements in Veteran Care: The episode explores initiatives aimed at improving the transition process for soldiers moving from active duty to veteran care. It stresses the importance of research focused on veterans' needs and highlights the benefits of seamless care transitions to enhance veterans' healthcare experiences. Opportunities in Military Medicine: The podcast provides an insightful look into career opportunities in military and federal medicine. It encourages young medical professionals to consider these paths, highlighting diverse roles and the financial benefits of scholarships that allow for a debt-free medical education.   Episode Keywords: Military medicine, leadership in crisis, Dr. Steven Braverman, Veterans Health Administration, physical medicine and rehabilitation, PM&R, Walter Reed, soldier readiness, musculoskeletal issues, Ebola vaccine trial, Fort Hood shooting, crisis management, adaptability, strategic thinking, VA and DOD collaboration, veteran care, COVID-19 pandemic, healthcare innovation, prosthetics, PTSD, traumatic brain injury, military to civilian transition, career opportunities in military medicine   Hashtags: #MilitaryMedicine #LeadershipInCrisis #VeteranCare #DrBraverman #CrisisManagement #VAandDODCollaboration #EbolaVaccineTrial #HealthcareInnovation #VeteransHealth #MilitaryToVA   Dr. Braverman Biography: https://docs.house.gov/meetings/VR/VR03/20250212/117866/HHRG-119-VR03-Bio-BravermanS-20250212.pdf   Honoring the Legacy and Preserving the History of Military Medicine The WarDocs Mission is to honor the legacy, preserve the oral history, and showcase career opportunities, unique expeditionary experiences, and achievements of Military Medicine. We foster patriotism and pride in Who we are, What we do, and, most importantly, How we serve Our Patients, the DoD, and Our Nation.   Find out more and join Team WarDocs at https://www.wardocspodcast.com/ Check our list of previous guest episodes at https://www.wardocspodcast.com/our-guests Subscribe and Like our Videos on our YouTube Channel: https://www.youtube.com/@wardocspodcast Listen to the “What We Are For” Episode 47. https://bit.ly/3r87Afm   WarDocs- The Military Medicine Podcast is a Non-Profit, Tax-exempt-501(c)(3) Veteran Run Organization run by volunteers. All donations are tax-deductible and go to honoring and preserving the history, experiences, successes, and lessons learned in Military Medicine. A tax receipt will be sent to you. WARDOCS documents the experiences, contributions, and innovations of all military medicine Services, ranks, and Corps who are affectionately called "Docs" as a sign of respect, trust, and confidence on and off the battlefield,demonstrating dedication to the medical care of fellow comrades in arms.     Follow Us on Social Media Twitter: @wardocspodcast Facebook: WarDocs Podcast Instagram: @wardocspodcast LinkedIn: WarDocs-The Military Medicine Podcast YouTube Channel: https://www.youtube.com/@wardocspodcast

It will change and it has a lot of holes but other than that… Plus $10K to nap. Zzzzz…

The great escape: why the rich are fleeing Britain Keir Starmer worries about who is coming into Britain but, our economics editor Michael Simmons writes in the magazine this week, he should have ‘sleepless nights' thinking about those leaving. Since 2016, nearly 30,000 millionaires have left – ‘an outflow unmatched in the developed world'. Tax changes have made Britain a ‘hostile environment' for the wealthy, yet we are ‘dangerously dependent' on our highest earners: the top 0.01 per cent pay 6 per cent of all income tax. If the exodus is ‘half as bad' as those he has spoken to think, Simmons warns, a 2p hike to income tax looms. Michael joined the podcast to discuss further, alongside private wealth specialist James Quarmby from advisory firm Stephenson Harwood. (1:04) Next: Michael Gove interviews justice secretary Shabana Mahmood ‘There's a moment of reckoning to come' Justice Secretary Shabana Mahmood tells The Spectator's editor Michael Gove in a wide-ranging interview in the magazine this week. Gove writes that he has a degree of sympathy for her, given he occupied her post for 15 months several years ago; ‘it's the most glamorous and least attractive job in the cabinet' he writes. The interview touched on grooming gangs, AI and the oath she swore on the Quran. You can hear an extract from the interview on the podcast but, for the full interview, go to Spectator TV (16:08) And finally: ‘pond terfs' versus the ‘right on' Zoe Strimpel highlights a schism that has emerged over Hampstead ladies pond in the magazine this week: whether trans women should be allowed to swim in the ladies pond. The division, between older ‘pond terfs', who are against their inclusion, and younger ‘right on' women, has only widened following the Supreme Court ruling. Far from solving the issue, the fight has only intensified.   Zoe joined the podcast alongside Julie Bindel to discuss further. (27:48) Hosted by Lara Prendergast and Gus Carter. Produced by Oscar Edmondson and Patrick Gibbons.

Alicia and Veronica spin their "Wheel of Rants" to discuss essential boundaries accountants and bookkeepers should establish in their practice. From avoiding legal advice to setting proper client communication channels, they share war stories about embezzlement, email scams, and problematic client relationships. The hosts reveal why engagement letters are critical, how proper password management protects everyone involved, and why working for free ultimately undermines the entire industry.SponsorsDebits - https://uqb.promo/debits(00:00) - Welcome to The Unofficial QuickBooks Accountants Podcast (00:27) - Spring Break Road Trip and Intuit Campus Visit (01:54) - Spinning the Wheel of Rants (02:47) - Allowing Clients to Control the Work (04:34) - Giving Legal or Tax Advice (09:24) - Taking Clients Without Required Skills (14:51) - Working for Free and Discounting Invoices (21:04) - Access to Client Bank Accounts (25:44) - Managing Client Communication (29:47) - Importance of Engagement Letters (33:08) - Reviewing and Updating Engagement Letters (35:59) - Vetting Clients Before Engagement (41:50) - Emotional Boundaries with Clients (44:52) - Confidentiality and Professionalism (47:50) - Course Announcements and Wrap-Up Resources LinkedIn Group: https://www.linkedin.com/groups/14630719/YouTube Channel: https://www.youtube.com/@UnofficialQuickBooksPodcastEmail: unofficialquickbookspodcast@gmail.com Nancy McClelland's Ask A CPA community: https://www.thedancingaccountant.com/ask-a-cpa-signup1Password: 1password.comKeeper: https://keeper.app/?via=4aaea6Alicia's Mobile App class: May 13

We welcome Citizen Action member and child care provider Julia Bennker back to the show to discuss this week's “strike” and actions at the Capitol by child care providers demanding the Legislature restore $480 million in funding. We hear first hand how the Legislature is failing parents and child care workers and how you can support the effort to fund child care in the state budget. Big news this week in Congress as House Republicans unveiled their budget which drastically cuts Medicaid to fund tax cuts for the wealthy. Robert gives us the details on how the GOP's plan will take healthcare away coverage from nearly 14 million Americans, according to the Congressional Budget Office. As we reported last week, the House Republican budget will not cut direct state matching funds such as the increased match for ACA Medicaid Expansion, allowing Wisconsin to finally accept the federal money to Expand BadgerCare. Even more, we now know the House budget also sunsets an extra 5% state match for states that Expand Medicaid before January 1, 2026. This means Wisconsin only gets the bonus match (which lasts two years) if it expands Medicaid in this new budget, making it an imperative that Evers veto any Legislative budget that fails to Expand BadgerCare. Robert also updates us on the latest in the Judge Hannah Dugan case which raises serious issues critical to retaining a constitutional democracy.

In this episode, we explore the journey to becoming a Deca Millionaire with expert Nik Agharkar. Discover the essential strategies for scaling your business beyond $10 million and learn how to navigate the complexities of tax planning, succession, and wealth creation. Join Justin Goodbread as he engages in a candid conversation about the mindset and actionable steps needed to achieve real financial freedom and growth. LinkedIn: Nikhil Agharkar www.CrownePointTax.com https://www.justingoodbread.com/coaching/

Express car washes aren't just a clean business — they're a smart investment. In this episode, Whitney Elkins-Hutton breaks down why this overlooked niche offers powerful opportunities for passive income, tax advantages, and long-term wealth building. Whether you're seeking yield in a compressed market or looking to diversify beyond real estate and stocks, this conversation will open your eyes to what's possible.

The great escape: why the rich are fleeing Britain Keir Starmer worries about who is coming into Britain but, our economics editor Michael Simmons writes in the magazine this week, he should have ‘sleepless nights' thinking about those leaving. Since 2016, nearly 30,000 millionaires have left – ‘an outflow unmatched in the developed world'. Tax changes have made Britain a ‘hostile environment' for the wealthy, yet we are ‘dangerously dependent' on our highest earners: the top 0.01 per cent pay 6 per cent of all income tax. If the exodus is ‘half as bad' as those he has spoken to think, Simmons warns, a 2p hike to income tax looms. Michael joined the podcast to discuss further, alongside private wealth specialist James Quarmby from advisory firm Stephenson Harwood. (1:04) Next: Michael Gove interviews justice secretary Shabana Mahmood ‘There's a moment of reckoning to come' Justice Secretary Shabana Mahmood tells The Spectator's editor Michael Gove in a wide-ranging interview in the magazine this week. Gove writes that he has a degree of sympathy for her, given he occupied her post for 15 months several years ago; ‘it's the most glamorous and least attractive job in the cabinet' he writes. The interview touched on grooming gangs, AI and the oath she swore on the Quran. You can hear an extract from the interview on the podcast but, for the full interview, go to Spectator TV (16:08) And finally: ‘pond terfs' versus the ‘right on' Zoe Strimpel highlights a schism that has emerged over Hampstead ladies pond in the magazine this week: whether trans women should be allowed to swim in the ladies pond. The division, between older ‘pond terfs', who are against their inclusion, and younger ‘right on' women, has only widened following the Supreme Court ruling. Far from solving the issue, the fight has only intensified.   Zoe joined the podcast alongside Julie Bindel to discuss further. (27:48) Hosted by Lara Prendergast and Gus Carter. Produced by Oscar Edmondson and Patrick Gibbons.

Shoot us a message, we are here for you and we listen!Think you're a real entrepreneur by pumping every damn penny back into your business? THINK AGAIN.In this raw, unfiltered episode, I rip apart the dangerous myths keeping you broke while your business thrives. You're working yourself to death, paying everyone BUT yourself, and calling it "hustle" when it's actually just slow financial suicide.The hard truth most won't tell you: If you're not paying yourself, you don't have a business—you have a job. And if you collapse, your entire operation goes down with you.Learn why:"Real entrepreneurs reinvest everything" is complete BULLSHITPaying yourself isn't selfish—it's essential survivalWaiting until you hit some magical revenue number is a recipe for bankruptcyStop running yourself into the ground. Your business should operate WITHOUT you—that's the whole damn point.Watch the full episode: https://youtu.be/1Gbxmh2kNlIWant more brutal financial truth with zero fluff? Hit up nobswealth.com for the strategies that actually work.As always we ask you to comment, DM, whatever it takes to have a conversation to help you take the next step in your journey, reach out on any platform!Twitter, FaceBook, Instagram, Tiktok, LinkedinDISCLOSURE: Awards and rankings by third parties are not indicative of future performance or client investment success. Past performance does not guarantee future results. All investment strategies carry profit/loss potential and cannot eliminate investment risks. Information discussed may not reflect current positions/recommendations. While believed accurate, Black Mammoth does not guarantee information accuracy. This broadcast is not a solicitation for securities transactions or personalized investment advice. Tax/estate planning information is general - consult professionals for specific situations. Full disclosures at www.blackmammoth.com.

  Big News: The Sin of Retirement is Almost Here! We're almost there—my first book, The Sin of Retirement, goes live next week! The website and introduction will be up by the end of the week, and I couldn't be more excited to share this with you. It's been a long journey, but the message is timely, the research is deep, and the feedback so far has been incredible. A Rare Admission (and a Correction) In an unprecedented move… I have to admit I was wrong. I had projected mid-June for the resolution of the ongoing tariff negotiations—but the timeline has moved up. With a US-China deal now in the works, we may see these talks wrapped up much sooner than expected. The Market Outlook: Still Bullish Despite that hiccup, the outlook remains very strong. Here's what we're seeing: New lower budget: That's breathing room for both businesses and individuals. Tax bill updates: More favorable conditions could be ahead. Inflation? Finally showing signs of a slow and steady retreat. Put it all together, and we still see strong markets through the end of the year. Plenty of room for growth—and opportunity. Listener Spotlight: Who Should Buy Long-Term Care Insurance? One of our top listener questions this week: Who really needs long-term care insurance? David dives into the history of long-term care coverage and how it's evolved over the years. He breaks down: What long-term care actually covers Who benefits most from it Key factors to consider when deciding whether it's right for you If you've ever wondered whether LTC is worth it—or just another insurance upsell—this week's discussion is for you.

As President Trump visits the Middle East, Steve Forbes urges his administration not to cool relations with Israel, and to green light an assault on all of Iran's nuclear facilities as soon as possible in order to bring about a more stable world.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode of the Power of Zero Show, host David McKnight looks at every possible tax or cost that may result from a Roth conversion. The first tax you'll have to pay when executing a Roth conversion is federal income tax.  Whatever portion of your IRA you convert to Roth is realized as ordinary income and piled right on top of all your other income. David is an advocate for not converting to Roth unless you think your federal tax rate in retirement is likely to be higher than it is today. The second tax you could end up paying when doing a Roth conversion is state tax. The situation will vary depending on where you live – in Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming, you don't have to pay state tax, including on Roth conversion. Do you live in Illinois, Iowa, Mississippi, or Pennsylvania? Then, you'll have to pay state tax, but Roth conversions are exempted. If you're thinking about moving to one of these states to avoid paying these taxes, just know that, while they may not charge income tax on Roth conversions, they do make up for it in other ways (sales and property tax, for example). IRMAA – the Income Related Monthly Adjustment Amount – is the third cost you could end up paying when doing a Roth conversion. IRMAA represents an additional charge you could be required to pay on your Medicare Part B and Part D premiums. The next potential tax you could pay as a result of doing a Roth conversion is Social Security taxation. The fifth cost you could incur because of a Roth conversion is NIIT (Net Investment Income Tax) – also known as the Obamacare surtax. NIIT is a 3.8% surtax on the lesser of your net investment income or the amount of your modified adjusted gross income that exceeds the threshold of $200,000 for single filers and $250,000 for married filing jointly. The sixth tax you could potentially pay as a result of doing a Roth conversion is an indirect one and results from the phase out of certain credits or deductions. The list of credits and deductions includes child tax credits, student loan interest deductions, the saver's credit, and education credits. Underpayment penalties is the seventh tax you could potentially pay by doing a Roth conversion. David explains that many people opt to pay taxes on their Roth conversion in the fourth quarter. The problem, however, lies in the fact that when you pay the taxes on your Roth conversion out of cash in the fourth quarter, the IRS expects you to have paid taxes on that Roth conversion evenly throughout the year. The eighth and final tax you could end up paying as a result of doing a Roth conversion applies to those who are getting health insurance through the Affordable Care Act. Does your Roth conversion push you above the subsidy threshold? If so, know that you could have a partial or total loss of subsidies or may have to repay subsidies at tax time. “Think of all of these additional taxes or costs as tradeoffs, not problems or unintended consequences,” says David. For example, you may pay increased Social Security taxation during your Roth conversion period, but will then eliminate Social Security taxation altogether by the time your conversion is complete. If President Trump extends his tax cuts, then the national debt will grow to $62 trillion by 2035. Most experts believe that the only way we can service this massive debt load is to dramatically increase income tax rates. According to a recent Penn Wharton study, if the U.S. doesn't right its fiscal ship by 2040, no combination of raising taxes or reducing spending will prevent the nation's financial collapse. Remember: while it's true that Roth conversions do cause you to pay additional taxes and expenses in the short term, they do dramatically reduce those costs over the balance of your life, once your conversion is complete. Mentioned in this episode: David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Penn Wharton

In this episode, hosts Brad and Michael share the story of a Texas dermatologist whose thriving practice was undermined by business operational missteps, one of which involved the misclassification of a key employee. Tune in to learn the legal differences between independent contractors and employees, the tax and operational implications of each, and the agreements necessary to safeguard your practice from costly mistakes.    Watch full episodes of our podcast on our YouTube channel: https://www.youtube.com/@byrdadatto  Stay connected for the latest business and health care legal updates:WebsiteFacebookInstagram LinkedIn

Season 18, Episode 13: To those who question Kohli's place as a Test great because he didn't average enough or quite make enough career runs, it is fair to say we do not agree. And his old teammate Rohit Sharma went alright too. After moving away from the retiring Indian pair, we stay in that part of the world to review about a wild week off the field before returning to England for Australia's WTC selection squeeze and a thrilling county round. Support the show with a Nerd Pledge at ⁠⁠⁠⁠⁠patreon.com/thefinalword⁠⁠⁠⁠⁠ Tickets for our Wormsley match, August 18: ⁠⁠⁠⁠⁠uk.emma-live.com/WormsleyFinal2025⁠⁠⁠⁠⁠ Subscribe to Wisden and never pay full price for the Almanack again: ⁠⁠⁠www.wisdenalmanack.com/subscribe⁠⁠⁠ Get your big NordVPN discount: ⁠⁠⁠⁠⁠nordvpn.com/tfw⁠⁠⁠⁠⁠ Sort out expat finances with Odin Mortgage & Tax: ⁠⁠⁠⁠⁠odinmortgage.com/partner/the-final-word⁠⁠⁠⁠⁠ Maurice Blackburn Lawyers - fighting for the rights of workers since 1919: ⁠⁠⁠⁠⁠mauriceblackburn.com.au⁠⁠⁠⁠⁠ Get 10% off Glenn Maxwell's sunnies: ⁠⁠⁠⁠⁠t20vision.com/FINALWORD⁠⁠⁠⁠⁠ Save more, earn more—up to 4.22% AER (variable). Interest rates are tiered, with the top rate for balances over £1M. Each tiered rate applies to the portion within that range. New members get these rates free for 6 months; after that, your Tide plan's rates apply. For full offer T&Cs visit ⁠⁠⁠⁠⁠https://tide.co/savings⁠⁠⁠⁠⁠ Claim £100 cash back (on a £5k deposit) at: ⁠⁠⁠⁠⁠https://tide.co/offers/tfw⁠⁠⁠⁠⁠ Find previous episodes at ⁠⁠⁠⁠⁠finalwordcricket.com⁠⁠⁠⁠⁠ Title track by ⁠⁠⁠⁠⁠Urthboy Learn more about your ad choices. Visit podcastchoices.com/adchoices

Fortnite's 2020 removal sparked a major lawsuit over Apple's 30% revenue cut — a fight that changed the rules for all developers. Now, everyone's watching to see if Apple will approve Fortnite's return. Meanwhile, developers are already taking advantage of Coinbase developers tools design to make payments & stablecoin use much simpler.Guests:- Dan Kim, VP of Business Development, Coinbase Developer Platform - Nemil Dalal, Head of Coinbase Developer PlatformBuild on Coinbase➜ https://www.coinbase.com/developer-platform00:00 Intro00:14 Sponsor: Tangem00:26 Coinbase joins S&P 500 (kicks out Discover)00:41 Apple playing games01:09 Apple Tax vs Coinbase Devs03:00 Web2 vs Web3 payment06:06 How quickly will businesses transition to new payment rails?08:40 x40210:00 $BYTE AI Agent13:15 What does this mean for A.I. Agent payments?14:45 Virtuals agents using Coinbase commerce?16:20 Agents on social platforms soon?20:07 Ethereum Pectra upgrade impact21:43 Onboarding: One-click swaps25:11 Payroll on Base?27:52 USDC on Base29:25 What's next for crypto?32:11 Wen $VIRTUALS listing?32:40 Outro#Ethereum #Crypto #Apple~Stablecoins: The Killer App of Crypto

Send us a textCurious about commercial real estate but unsure where to start? In this enlightening conversation, commercial lending expert Kamyar demystifies the process of acquiring commercial properties and reveals why they often represent superior investments to residential real estate.The financial advantages of commercial property ownership become immediately clear as Kamyar explains the hands-off nature of management - "You're literally just getting rent every month" while tenants handle most maintenance responsibilities. This stark contrast to the constant demands of residential properties makes commercial real estate particularly attractive for investors seeking passive income streams.Before taking the commercial plunge, prospective investors should perform crucial preparation steps. Reviewing credit reports, analyzing tax returns, and understanding different qualifying ratios for owner-occupied versus investment properties form the foundation of successful commercial investing. The conversation explores various financing options, from 25-year fixed SBA loans to conventional structures amortized over decades.Tax strategies emerge as a compelling reason to consider commercial investments. Cost segregation allows accelerated depreciation, while opportunity zones offer potential elimination of capital gains taxes after ten years of ownership. "I have clients that buy one or two buildings a year just to take advantage of cost segregation," Kamyar reveals, demonstrating how savvy investors leverage these advantages to rapidly expand their portfolios.The discussion extends beyond immediate benefits to long-term legacy planning. Establishing trusts that ensure properties remain family assets across generations creates true multigenerational wealth rather than temporary prosperity. First-time investors receive practical guidance: focus locally, determine your investment goals, and leverage free resources like LoopNet to identify properties.Ready to transform your financial future through commercial real estate? Connect with experts who can guide your journey and subscribe to continue exploring wealth-building strategies that stand the test of time. Thanks again for listening. Don't forget to subscribe, share, and leave a FIVE-STAR review.Head to Dwanderful right now to claim your free real estate investing kit. And follow:http://www.Dwanderful.comhttp://www.facebook.com/Dwanderfulhttp://www.Instagram.com/Dwanderful http://www.youtube.com/DwanderfulRealEstateInvestingChannelMake it a Dwanderful Day!

In this episode of the Main Street Business Podcast, Mark J. Kohler and Mat Sorensen take a deep dive into the six LLC structures every entrepreneur, investor, and licensed professional should understand. Whether you're starting a business, protecting rental properties, or building wealth with a high-net-worth strategy, this episode breaks down how to choose and use the right LLC to match your goals.Here are some of the highlights:Mark and Mat discuss the six types of LLCs, starting with the most common type for rental properties.Mat explains the benefits of a single-member LLC for asset protection and the flow-through of taxes on personal returns. The importance of setting up LLCs early for protection and the potential need for multiple LLCs for multiple properties.Mat breaks down the tax savings from avoiding self-employment taxes and the importance of taking a reasonable salary.Mark and Mat highlight the advanced planning and asset protection strategies associated with COPE LLCs.Mark and Mat introduce the series LLC, which allows for separate liability treatment for multiple properties.How separating different types of LLCs for asset protection and tax planning is crucial. Grab my FREE Ultimate Tax Strategy Guide HERE! Are you ready to get certified in EVERY strategy I teach? Start your journey with a FREE 15-minute demo to explore the Main Street Tax Pro Certification. You don't want to miss this! Secure your tickets for the most significant tax & legal event of the year: Tax and Legal 360 Looking to connect with a rock star law firm? KKOS is only a click away! Check out our YOUTUBE Channel Here: https://www.youtube.com/markjkohler Craving more content? Check out my Instagram!

When the co-founder of Wikipedia announced his Christian conversion in an online essay, it lit up the internet. Larry Sanger tells Justin Brierley the surprising story of his journey from skeptical philosopher to Christian faith. More info, book & newsletter: https://justinbrierley.com/surprisingrebirth/ Support via Patreon for early access to new episodes and bonus content: https://www.patreon.com/justinbrierley/membership Support via Tax-deductible (USA) and get the same perks: https://defendersmedia.com/portfolio/justin-brierley/ Give a one-off gift via PayPal: https://www.paypal.com/paypalme/brierleyjustin Buy the book or get a signed copy: https://justinbrierley.com/the-surprising-rebirth-of-belief-in-god/ Got feedback? Share it with us by emailing: feedback@think.faith Ep 10 show notes: https://justinbrierley.com/surprisingrebirth/season-2-episode-10-larry The Surprising Rebirth of Belief in God is a production of Think Faith in partnership with Genexis, and support from The Jerusalem Trust. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Most retirees assume they are entitled to 50% of their spouse's Social Security, but that is not true... In this episode, I outline the rules for Social Security spousal benefits, how it works, and why your decision to take Social Security impacts your spousal benefits.

In this episode, Travis and Steve delve into the complexities of taxation, focusing on common mistakes individuals make regarding tax reduction strategies. They discuss the difference between tax loopholes and traps, the concept of tax loss harvesting, and the risks associated with market timing. The conversation also covers the implications of deferring income taxes, the challenges of capital gains, and the strategic use of the zero percent tax bracket. Together, Travis and Steve emphasize the importance of understanding tax rules to avoid costly mistakes and maximize financial outcomes.TakeawaysUnderstanding the difference between tax loopholes and traps is crucial.Tax loss harvesting can be beneficial, but it comes with risks.Market timing can lead to missing significant market gains.Deferring income taxes may create future tax burdens.Capital gains taxes can be avoided through strategic planning.Living in a zero percent tax bracket can be misleading.Projections are essential for effective tax planning.Selling investments to avoid capital gains can be detrimental.Tax strategies should align with long-term financial goals.Professional guidance is vital for navigating complex tax situations.____________________________________________

  Discover why the stock market rebounded on news of a China deal.  Are you investing well for financial freedom...or not? Financial freedom is a combination of money, compounding and time (my McT Formula). How well you invest, makes a huge difference to your financial future and lifestyle. If you only knew where to invest for the long-term, what a difference it would make, because the difference between investing $100k and earning 5 percent or 10 percent on your money over 30 years, is the difference between it growing to $432,194 or $1,744,940, an increase of over $1.3 million dollars. Your compounding rate, and how well you invest, matters!  INTERESTED IN THE BE WEALTHY & SMART VIP EXPERIENCE? - Invest in stock ETFs, private equity and digital assets for potential high compounding rates - Asset allocation model with ticker symbols and % to invest -Monthly LIVE investment webinars with Linda, with Q & A -Private VIP Facebook group with daily interaction -Weekly investment commentary from Linda -Optional 1-on-1 tech team support for digital assets -Join, pay once, have lifetime access! NO recurring fees. -US and foreign investors, no minimum $ amount to invest For a limited time, enjoy a 50% savings on my private investing group, the Be Wealthy & Smart VIP Experience. Pay once and enjoy lifetime access without any additional cost. Enter "SAVE50" to save 50% here: http://tinyurl.com/InvestingVIP Or have a complimentary conversation to answer your questions. Request a free appointment to talk with Linda here: https://tinyurl.com/TalkWithLinda (yes, you talk to Linda!). WANT HELP AVOIDING IRS AUDITS? #Ad Stop worrying about IRS audits and get advance warning at Crypto Tax Audit, here. PLEASE REVIEW THE PODCAST ON ITUNES If you enjoyed this episode, please subscribe and leave a review. I love hearing from you! I so appreciate it! SUBSCRIBE TO BE WEALTHY & SMART Click Here to Subscribe Via iTunes Click Here to Subscribe Via Stitcher on an Android Device Click Here to Subscribe Via RSS Feed   PLEASE LEAVE A BOOK REVIEW FOR THE CRYPTO INVESTING BOOK Get my book, "3 Steps to Quantum Wealth: The Wealth Heiress' Guide to Financial Freedom by Investing in Cryptocurrencies". After you purchase the book, go here for your Crypto Book bonus: https://lindapjones.com/bookbonus PLEASE LEAVE A BOOK REVIEW FOR WEALTH BOOK Leave a book review on Amazon here. Get my book, “You're Already a Wealth Heiress, Now Think and Act Like One: 6 Practical Steps to Make It a Reality Now!” Men love it too! After all, you are Wealth Heirs. :) Available for purchase on Amazon. International buyers (if you live outside of the US) get my book here. WANT MORE FROM LINDA? Check out her programs. Join her on Instagram. WEALTH LIBRARY OF PODCASTS Listen to the full wealth library of podcasts from the beginning. Use the search bar in the upper right corner of the page to search topics. SPECIAL DEALS #Ad Apply for a Gemini credit card and get FREE XRP back (or any crypto you choose) when you use the card. Charge $3000 in first 90 days and earn $200 in crypto rewards when you use this link to apply and are approved: https://tinyurl.com/geminixrp This is a credit card, NOT a debit card. There are great rewards. Set your choice to EARN FREE XRP! #Ad Protect yourself online with a Virtual Private Network (VPN). Get 3 MONTHS FREE when you sign up for a NORD VPN plan here.  #Ad To safely and securely store crypto, I recommend using a Tangem wallet. Get a 10% discount when you purchase here. #Ad If you are looking to simplify your crypto tax reporting, use Koinly. It is highly recommended and so easy for tax reporting. You can save $20, click here. Be Wealthy & Smart,™ is a personal finance show with self-made millionaire Linda P. Jones, America's Wealth Mentor.™ Learn simple steps that make a big difference to your financial freedom.  (Some links are affiliate links. There is no additional cost to you.)

Even when the financial plan indicates you're on track, many people experience anxiety—especially between ages 50 and 65, before traditional retirement benefits begin. This episode explores ways to prepare for that critical transition with clarity and confidence.• One of the most impactful retirement risks is withdrawing too much from your portfolio in the early years• Many individuals are “qualified rich, cash limited” with the majority of assets in tax-advantaged retirement accounts• Building a taxable brokerage account can provide additional flexibility before age-based access to retirement funds• For some, temporarily adjusting retirement account contributions may help support short-term liquidity needs (consider your specific situation and consult a financial professional)• Planning ahead for early retirement expenses—such as travel, healthcare, or home projects—can reduce surprises• Avoiding large discretionary expenses early in retirement may help reduce stress on your portfolio• Focus on what you can control: spending, timing of retirement, asset allocation, and strategic withdrawalsAdvisory services are offered through Root Financial, an SEC-registered investment adviser. This content is intended for general informational purposes only and should not be construed as personalized investment, tax, or legal advice. Advisory relationships are established only through a signed agreement. Any examples discussed are hypothetical and for illustrative purposes. If client experiences are referenced, no compensation was provided and their experience may not be representative of others. Root Financial does not provide tax or legal advice. Tax planning topics are discussed in the context of comprehensive financial planning and should not be relied upon as a substitute for professional advice. All investments involve risk, including possible loss of principal. Past performance is not indicative of future results. Watching or listening to this content does not create an advisory relationship. The Early Retirement Academy is an educational resource offered by Root Financial. Participation may involve a fee. Use of the tool does not establish a client relationship or constitute personalized advice. Comments shared publicly are unsolicited and do not reflect the views or experience of all clients. They are not verified and should not be construed as testimonials or endorsements. Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence. “Early Retirement – Financial Freedom” is a podcast produced by Root Financial Partners, an SEC-registered investment adviser. The content provided is for informational and educational purposes only. It should not be interpreted as investment, legal, or tax advice. I may reference planning situations based on real client experiences, but they've been simplified for clarity. Always consult your own financial advisor before making decisions. Listening to this podcast does not create or imply an advisory relationship with Root Financial. Investing involves risk, including the potential loss of principal. Past performance does not guarantee future results. Testimonials and endorsements do not reflect all client experiences and are not compensated. Learn more at our website or by reviewing our Form ADV at https://adviserinfo.sec.gov.