Podcasts about Tax

As the Department of Homeland Security undergoes a leadership shift with Oklahoma Senator Markwayne Mullin tapped to take the helm from outgoing Secretary Kristi Noem, the agency remains paralyzed by a partial government shutdown. House Homeland Security Committee Chairman Andrew Garbarino (R-NY) joins the Rundown to discuss the "recipe for success" under Mullin, while sounding the alarm on how a DHS funding lapse could create domestic security risks amid the escalating conflict with Iran. Tax season is underway and President Trump's tax cuts are in full swing, with many Americans seeing the benefits. Critics, however, say the policy disproportionately favors the wealthy. IRS CEO and Social Security Administration Commissioner Frank Bisignano joins the Rundown to discuss the administration's progress and what taxpayers should watch for.  Plus, commentary by Tomi Lahren, host of “Tomi Lahren is Fearless” on Outkick.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

As the Department of Homeland Security undergoes a leadership shift with Oklahoma Senator Markwayne Mullin tapped to take the helm from outgoing Secretary Kristi Noem, the agency remains paralyzed by a partial government shutdown. House Homeland Security Committee Chairman Andrew Garbarino (R-NY) joins the Rundown to discuss the "recipe for success" under Mullin, while sounding the alarm on how a DHS funding lapse could create domestic security risks amid the escalating conflict with Iran. Tax season is underway and President Trump's tax cuts are in full swing, with many Americans seeing the benefits. Critics, however, say the policy disproportionately favors the wealthy. IRS CEO and Social Security Administration Commissioner Frank Bisignano joins the Rundown to discuss the administration's progress and what taxpayers should watch for.  Plus, commentary by Tomi Lahren, host of “Tomi Lahren is Fearless” on Outkick.com Learn more about your ad choices. Visit podcastchoices.com/adchoices

UK Dentists: Collect your verifiable CPD for this episode here >>> https://courses.dentistswhoinvest.com/smart-money-members-club———————————————————————Ever feel like you're sprinting from exam to exam with blinkers on, hoping it all “works out” once you qualify? We open that lens wide, exploring how dentists can earn well, earn right, and build real freedom without sacrificing ethics or joy. The heart of the conversation is practical: what actually creates cash flow, how to avoid looking rich while staying broke, and how to turn your clinical skill into long-term choices.We start with mindset—why short-term student thinking leaves money and experience on the table—and move into the real trade-offs of early success. Quick wins without grounding often inflate ego and spending. We share candid stories about lavish mistakes, the danger of lifestyle creep, and why humility, mentors, and honest peers accelerate maturity. From there, we dig into the finance that matters: assets that pay you (well-run practices, property with sober maths, and diversified global equities), the importance of compounding, and a clear explanation of ACC vs INC funds so dividends don't die as cash in your account.Policy risk gets a bright light: shifting pension rules, the return risk of lifetime allowances, NHS schemes versus SIPs, and why ISAs remain criminally underused despite their tax advantages. Rather than preach one path, we pair wrappers with goals and timelines, keeping flexibility front and centre. Then we lay out a roadmap many clinicians can execute. First, become a high-grossing associate by mastering clinical skill and communication. With stronger cash flow, you can compound into ISAs and pensions or move toward ownership. If ownership fits your temperament, we talk hiring, culture, numbers, and modern patient acquisition through Meta ads and search—all aligned with ethical, high-quality care.The best shift might be the simplest: stop slicing a fixed pie and focus on making the pie bigger. When income grows through skill and assets, you can enjoy life today and still invest for tomorrow. No silver bullets, no hype—just a realistic playbook tested by clinicians who've walked it. If this resonates, follow the show, share it with a colleague who needs a nudge, and leave a quick review so more dentists can find practical guidance and build freedom on their terms..———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.Send a text

She was working 20 hours a day in fee-for-service medicine, and her supervisor was online at 3am too, totally unbothered. That's when Dr. Victoria Leventis-Shew knew nothing was ever going to change. So she changed everything.Dr. Leventis-Shew is the founder of Victory Family Medicine in Columbia, SC, a physician-only micropractice she built intentionally, organically, and on her own terms. In this episode she gets radically honest about the financial decisions that shaped her DPC journey: using retirement savings to launch, hiring a consulting firm she wasn't sure she needed, growing slowly without advertising, and why a financial advisor has been one of her most important investments.What we cover:The 3am moment that made leaving feel like survival, not a choiceUsing retirement funds to launch, and why she'd do it againThe real cost of hiring a consulting firm (and the complicated truth about whether it was worth it)Why slow, organic growth is a financial strategy, not a failureHow a micropractice under 130 patients can be sustainable and deeply fulfillingWhat financial sustainability actually looks like when you're a solo physician with no staff

This year, the Australian federal government will spend billions on a scheme that makes it cheaper for miners and other industries to use diesel and petrol. It's known as the fuel tax credit scheme, and there are growing calls for it to be wound back. With the federal budget under pressure, Nour Haydar speaks with Adam Morton about the most costly anti-climate policy in the Australian government budget, working against efforts to cut emissions

China is stepping up efforts to promote the integration of culture and tourism and share its landscapes, culture, history and modern life with visitors from around the world, Minister of Culture and Tourism Sun Yeli said on Saturday.中国文化和旅游部部长孙业礼周六表示，中国正加大力度推动文旅融合，向全球游客展现中国的自然风光、文化、历史以及现代生活。Speaking at a news conference on people's livelihood during the fourth session of the 14th National People's Congress, China's top legislature, Sun said that authorities will continue improving the entire inbound tourism chain, including visa, border clearance, transportation, accommodation, catering and sightseeing services, to make traveling to China easier and more convenient.在全国最高立法机关 —— 第十四届全国人民代表大会第四次会议期间召开的民生新闻发布会上，孙业礼表示，有关部门将持续完善入境旅游全链条服务，涵盖签证、边检、交通、住宿、餐饮和观光等环节，让赴华旅行更加便捷易行。The measures aim to strengthen the global campaigns "Travel in China", "Shopping in China" and "Services in China", he added.他补充称，这些举措旨在强化 “畅游中国”“购物中国”“服务中国” 全球推广活动。In recent years, China has introduced a series of policies to boost inbound tourism. In 2025, inbound tourist trips exceeded 150 million, a year-on-year increase of over 17 percent, while inbound tourism spending surpassed $130 billion, up more than 40 percent year-on-year.近年来，中国出台一系列政策提振入境旅游。2025 年，入境游客量超 1.5 亿人次，同比增长超 17%；入境旅游消费超 1300 亿美元，同比增长超 40%。Visa facilitation has continued to expand, with unilateral visa-free access extended to citizens of 50 countries and visa-free transit policies covering 55 countries. Last year, more than 30 million foreign visitors entered China under visa-free policies.签证便利化持续推进，单方面免签政策惠及 50 个国家公民，55 个国家适用免签过境政策。去年，超 3000 万外国游客凭免签政策入境中国。"Taking a spontaneous trip to China has now become a real possibility," Sun said.孙业礼表示：“如今，来一场说走就走的中国之旅已成为现实。”Authorities have also improved payment services for overseas visitors by linking international bank cards to mobile payment platforms, expanding point-of-sale terminals and increasing currency exchange services to accommodate different payment habits.有关部门还优化了境外游客支付服务，将国际银行卡与移动支付平台对接，扩充销售终端，并增设货币兑换服务，以适配不同支付习惯。Mobile payments have expanded rapidly. Among visitors from countries such as Kazakhstan and Malaysia, more than 80 percent now use mobile payment services. Last year, the total value of mobile payment transactions among inbound tourists reached about 80 billion yuan ($11.6 billion).移动支付普及迅速。哈萨克斯坦、马来西亚等国来华游客中，超 80% 使用移动支付服务。去年，入境游客移动支付交易总额约 800 亿元人民币（合 116 亿美元）。Tax refund services have also become more convenient, with more service points and instant refund options available at some stores. As a result, foreign visitors are purchasing a wider range of Chinese products — from electronics such as smartphones, drones and virtual-reality devices to cultural and creative goods.退税服务也更便捷，新增服务网点，部分门店支持即时退税。由此，外国游客可选购的中国商品种类愈发丰富，涵盖智能手机、无人机、虚拟现实设备等电子产品，以及文创产品。Sun said that stronger promotion of China's tourism image has helped overseas visitors gain a deeper understanding of the country, while experiencing the Chinese lifestyle has become increasingly popular among international visitors.孙业礼表示，加大中国旅游形象推广力度，助力外国游客更深入了解中国，体验中国生活方式也成为国际游客的热门选择。At the same time, China is promoting deeper integration between culture and tourism to create new travel experiences and boost consumption. In 2025, domestic tourist trips exceeded 6.5 billion, up more than 16 percent year-on-year, while tourism spending reached 6.3 trillion yuan, an increase of 9.5 percent — setting records in both volume and spending.与此同时，中国推动文旅深度融合，打造新型旅游体验、刺激消费。2025 年，国内游客量超 65 亿人次，同比增长超 16%；旅游消费达 6.3 万亿元人民币，增长 9.5%，客流量与消费额均创历史新高。Sun said that tourism is becoming increasingly connected with sectors such as sports, commerce, agriculture and industry, while new technologies are helping develop innovative tourism products and services.孙业礼表示，旅游与体育、商贸、农业、工业等产业的关联度持续提升，新技术助力旅游产品与服务创新。"Tourism today is no longer only about visiting scenic spots. More and more travelers want to experience the local life and take part in cultural activities," he said.他说：“如今的旅游不再只是逛景点，越来越多游客希望体验当地生活、参与文化活动。”The ministry will encourage more travel programs linked to performances, intangible cultural heritage experiences and sporting events, while supporting new business models that combine tourism with other industries to create new growth opportunities, he added.他补充称，文旅部将鼓励推出更多演艺、非遗体验、体育赛事类旅游项目，同时支持旅游与其他产业融合的新业态，培育新的增长机遇。integration /ˌɪntɪˈɡreɪʃn/ 融合；整合facilitation /fəˌsɪlɪˈteɪʃn/ 便利化；促进transaction /trænˈzækʃn/ 交易；业务heritage /ˈherɪtɪdʒ/ 遗产；传统

All of this week's episodes of It Could Happen Here put together in one large file. - What’s Happened to the Israeli Left - Tax the Rich Takes the New York Capitol - What's Next for Iran? - Paramount, Warner Bros. and How Monopolies Ruin Everything - Executive Disorder: Iran, US Munitions Shortage, Texas Primary Election You can now listen to all Cool Zone Media shows, 100% ad-free through the Cooler Zone Media subscription, available exclusively on Apple Podcasts. So, open your Apple Podcasts app, search for “Cooler Zone Media” and subscribe today! http://apple.co/coolerzone Sources/Links: What’s Happened to the Israeli Left Gisha - https://gisha.org/en/ Breaking the Silence - https://www.breakingthesilence.org.il/ Zochrot - https://www.zochrot.org/welcome/index/en Culture for Solidarity - https://www.instagram.com/culture_of_solidarity/ Dignity for Palestinians - https://dignity4palestine.org/ Physicians for Human Rights Israel - https://www.phr.org.il/en/ Rabbis for Human Rights - https://www.rhr.org.il/en/ Remembering Awda Hathaleen - https://jewishcurrents.org/remembering-awdah-hathaleen Beith El-Meem - https://www.beitelmeem.org.il/aboutus-eng “No Other Land” documentary - https://releasing.dogwoof.com/no-other-land “Coexistance my ass!” documentary - https://www.coexistencemyass.com/ Dahlia Scheindlin's book "The Crooked Timber" on Israeli democracy and the occupation - https://www.degruyterbrill.com/document/doi/10.1515/9783110796582/html?lang=en&srsltid=AfmBOoqr8ur0KCgqZAYrxz5fZYX7QZpUlt6vN0b7zWTl-lJzNZDV-mgs Tax the Rich Takes the New York Capitol https://taxtherichny.com/action/ https://ourtime.nyc/ https://www.capitolconfidential.com/p/new-york-gained-thousands-of-new https://www.thecity.nyc/2026/02/19/mamdani-budget-parks-libraries/ https://www.nyc.gov/mayors-office/news/2026/01/mayor-mamdani---governor-hochul-to-launch-free-child-care-for-tw https://www.nyc.gov/mayors-office/news/2026/01/executive-order-12 Executive Disorder: Iran, US Munitions Shortage, Texas Primary Election https://apnews.com/article/bovino-minnesota-immigration-minneapolis-good-pretti-0ace82ca68846109fbf6d30439e6f0f1 https://caselaw.findlaw.com/court/us-10th-circuit/1431469.html https://www.axios.com/2026/03/02/trump-iran-war-kurds-iraq https://x.com/KurdistanWatch/status/2028447001508012501?s=20 https://www.militaryreligiousfreedom.org/2026/03/mrff-inundated-with-complaints-of-gleeful-commanders-telling-troops-iran-war-is-part-of-gods-divine-plan-to-usher-in-the-return-of-jesus-christ/ https://www.cnn.com/2026/03/03/politics/cia-arming-kurds-iran https://presidency.gov.krd/sarok-nechervan-barzani-o-oazeri-daraoai-aeran-peshhathkani-naochhkh-taotoe-dhkhn/ https://x.com/qubadjt/status/2029199935917187252?s=20 https://x.com/CENTCOM/status/2029219939102401017?s=20 https://www.centcom.mil/ https://www.politico.com/news/2026/03/04/pam-bondi-subpoena-epstien-00812960 https://www.cnbc.com/2026/03/03/fcc-chair-brendan-carr-wbd-paramount-merger-deal-netflix.html https://x.com/KellieMeyerNews/status/2027181141162111461 https://president.columbia.edu/news/message-acting-president-claire-shipman-0 https://x.com/NoahHurowitz/status/2027124257394774140?s=20 https://www.aclu.org/press-releases/transgender-kansans-challenge-state-law-invalidating-their-drivers-licenses-and-allowing-them-to-be-sued-for-using-public-restrooms https://www.kslegislature.gov/li/b2025_26/measures/documents/sb244_enrolled.pdf https://www.assignedmedia.org/breaking-news/kansas-revokes-license-no-gender-change https://x.com/admcrlsn/status/2029041869074604256?s=20 https://www.nytimes.com/interactive/2026/us/elections/results-texas-us-senate-primary.html https://www.texastribune.org/2026/03/03/jasmine-crockett-dallas-williamson-county-voting-changes/ https://www.nytimes.com/2026/03/03/us/elections/dallas-county-vote-tally-court-ruling.html https://www.texastribune.org/2026/02/04/on-the-issues-a-qa-with-the-texas-democrats-running-for-u-s-senate/ https://jamestalarico.com/issues/ https://punchbowl.news/article/campaigns/talarico-pitch/See omnystudio.com/listener for privacy information.

Donald Trump is a documented child-molesting pedophile puppet who's dragging America into an illegal slaughterhouse war for Israel while covering up his own Epstein crimes! The Goyim are awake, these kid-killing Zionist traitors are exposed, and it's time we take this country back before they turn every American into cannon fodder for Greater Israel!   Ty Bollinger storms The Stew Peters Show with nukes on the Jewish-dominated censorship empire—deplatformed, demonetized, and targeted for blowing the lid off killer vaccines and Big Pharma's murder schemes.

Roy Sanderson from R J Sanderson & Associates joins Darren James to talk Tax.See omnystudio.com/listener for privacy information.

A United States Marine in dress blues had his arm deliberately snapped by Capitol Police and an AIPAC-bought Senator because he dared refuse to die for Israel's bloodlust. Peymon Mottahedeh joins to smash the biggest con job alive— there is NO constitutional requirement, NO statute, NOTHING forcing you to hand over your hard-earned cash to a government run by child-raping, blood-drinking Satanists who bomb kids abroad and poison you at home.

The K-shaped consumer is redefining the outlook for the U.S. economy. While overall spending remains resilient, growth is increasingly concentrated among higher-income households, creating widening gaps across income levels. As policy shifts, AI adoption, and healthcare innovations reshape behavior, the consumer landscape is becoming more uneven.In this episode of The Bid, host Oscar Pulido is joined by Lisa Yang, Portfolio Manager and Co-Head of the Consumer Industry Group within BlackRock Fundamental Equities, to assess the state of the U.S. consumer heading into 2026. From wage growth and labor market dynamics to fiscal policy, tariffs, and immigration, Lisa explains how macro forces are influencing spending patterns — and why resilience is strongest at the high end. The conversation also explores structural shifts shaping stock market trends, including the rise of value-focused retailers, the impact of GLP-1 weight-loss drugs on food and apparel demand, and how AI-driven “agentic commerce” could transform retail media and brand discovery. As capital markets digest these changes, understanding the nuances of consumer behavior is critical for investors.Key insights from this episode:02:11 Introducing The "Two Speed Consumer"04:26 Yellow Flags Ahead - Why the U.S. Consumer Remains Resilient But increasingly K-shaped05:46 Policy Shocks 2026 - How fiscal policy and tariffs could widen income-driven spending gaps08:45 Why Value Retailers and Discounters are Outperforming12:01 GLP One Ripple Effects - How GLP-1 Drugs Are Reshaping Grocery, Apparel, and Beauty categories14:40 How AI Will Change Shopping Trends - What agentic commerce means for retailers, brands, and advertising models17:43 Other Trends Watchlist - Why Health and Wellness Remains A Durable Long-term Consumer Trend20:02 ConclusionsK-shaped economy, U.S. consumer spending, AI in retail, GLP-1 drugs, capital markets, stock market trends, consumer investing, megaforcesSources: “Advance Monthly Sales for Retail and Food Services” February 2026, United States Census Bureau; US Bureau of Economic Analysis (PCE data); FRED 2026, Bureau of Labor Statistics; Wage Growth Data, January 2026, Federal Reserve of Atlanta; Tax refunds per Morgan Stanley, Piper Sandler estimates; “US food outlook 2026”, Bernstein; “GLP-1 Boom Accelerates Nationwide Shift in Size Curves, Putting $5 Billion in U.S. Apparel Retail Inventory at Risk, According to New Impact Analytics Study”, Global Newswire, September 2025This content is for informational purposes only and is not an offer or a solicitation. Reliance upon information in this material is at the sole discretion of the listener. Reference to any company or investment strategy mentioned is for illustrative purposes only and not investment advice. In the UK and non-European Economic Area countries, this is authorized and regulated by the Financial Conduct Authority. In the European Economic Area, this is authorized and regulated by the Netherlands Authority for the Financial Markets. For full disclosures, visit blackrock.com/corporate/compliance/bid-disclosures.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Tax day is quickly approaching, and it's time to get organized. New tax rules might make it worth your while to itemize rather than take the standard deduction this year. And don't just file away your 1099 forms—they can offer valuable insight into your portfolio's tax efficiency. Christine Benz, Morningstar's director of personal finance and retirement planning, discusses what you need to consider before, and after, you file. Morningstar's Tax-Planning and IRA Resources for 2026 On this episode: 00:00:00 Welcome 00:01:15 The "Procrastination Penalty" of Last-Minute IRA and HSA Contributions 00:02:35 How to Decide Whether to Itemize or Claim the Standard Deduction 00:04:18 Tips for Itemizing 00:05:37 Other Deductions You May Qualify For 00:07:45 Insights from Your 1099 Forms: Dividends  00:10:40 Insights from Your 1099 Forms: Capital Gains 00:09:39 Insights from Your 1099 Forms: Tax-Exempt Interest 00:12:35 How to Avoid Overpaying Your Taxes   Watch more from Morningstar: Avoid This IRA Distribution Error to Protect Your Retirement Cash  Elevate Your 60/40 Portfolio With These Simple Tweaks Why REIT ETFs Still Work as Real Estate Slumps   Follow Morningstar on social: Facebook https://www.facebook.com/MorningstarInc/ X https://x.com/MorningstarInc Instagram https://www.instagram.com/morningstarinc/?hl=en LinkedIn https://www.linkedin.com/company/morningstar/posts/?feedView=all Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Welcome to "Ahead in the Count," presented by BIP Wealth. Our Baseball Division combines their collegiate and professional baseball playing experience with financial acumen to provide expertise in life on and off the field. We aim to give ballplayers and their families a better understanding about their unique lifestyle, the opportunities that come from playing this game, and insight into the complex financial world. This is "Ahead in the Count," hosted by Nolan Alexander, from BIP Wealth.   Tax season is here, and for professional baseball players, the stakes couldn't be higher. This timely episode welcomes BIP Wealth tax advisor Allie Powell and baseball division member John Hester to break down everything ball players—and their families—need to know about taxes in 2026. From the landmark changes in the One Big Beautiful Bill (OBB) to SEP IRA strategies for college athletes earning NIL money, this episode is a must-listen for current and future MLB draft picks, minor leaguers, and their families.   •       What the One Big Beautiful Bill (OBB) means for baseball players' taxes •       The major SALT (State and Local Tax) deduction change from $10,000 to $40,000 •       How to optimize W-2 income vs. 1099 endorsement/NIL income •       Why a SEP IRA is a game-changer for college athletes with NIL deals •       Understanding estimated tax payments and the IRS Safe Harbor rule •       Tax planning strategies for MLB draft signing bonuses •       The power of donor-advised funds for charitable giving deductions •       Why compound growth in tax-deferred accounts over 40 years is "incredible"     To contact the hosts, send an email to jhester@bipwealth.com, kschmidt@bipwealth.com, cmurray@bipwealth.com, or jhermida@bipwealth.com

UK Dentists: Collect your verifiable CPD for this episode here >>> https://courses.dentistswhoinvest.com/smart-money-members-club———————————————————————The clock is ticking on Making Tax Digital, and we're cutting through the noise with a straight-talking guide tailored for UK dentists. If you earn self-employment income as an associate or rental income from buy‑to‑lets, this is the moment to get clear on thresholds, timelines, and the smartest way to stay compliant without drowning in admin.We unpack the real meaning of “relevant income” and why HMRC looks at gross receipts, not profits, when deciding who must file quarterly. You'll learn exactly who is in scope right now at £50,000, why PAYE and dividends don't count for MTD for income tax, and how planned drops to £30,000 and £20,000 will bring many more clinicians into the regime. We also cover the penalty system you need to avoid: an initial grace year for late submissions, points that stack to a £200 fine, and a 24‑month compliance runway to reset. Most crucially, we explain the three‑year lock-in once you're on the system and how that affects timing if you're considering incorporation.From there, we move to tools and tactics. Prefer minimal effort? Ask your accountant about bridging software so you can send simple spreadsheets or bank statements each quarter and let them handle the submission. Want more control and real-time insight? We compare software options like FreeAgent, Sage, Xero and QuickBooks, highlighting free tiers, bank feeds, common setup pitfalls, and how live data can help you steer clear of the 60 percent effective rate band with timely pension and expense planning. We set out the dates that matter: Q1 runs 6 April to 5 July, with the first update due 7 August, and why registering before 5 April buys breathing space and avoids easy points.We finish with a practical checklist you can act on today: register for MTD or ask your accountant to do it, choose between full bookkeeping or a bridging route, and schedule your July data handover so the first submission lands on time. It's a clear, calm path through a complex change, built for busy clinicians who value certainty and time.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.Send a text

America's Zionist-occupied government is sending our brave soldiers to die in the Middle East, all to fulfill ancient Jewish prophecies and expand Israel's demonic empire from the Nile to the Euphrates. Max Igan testifies live that the Tzla machine is shredding pain, numbness and devastating injuries overnight, from myocarditis vanishing after weeks of use to a kid's eye healing in three 10-minute sessions with photographic evidence. Explosive exposé with JD Sharp: How Zionist-controlled Trump is draining American blood and billions in an illegal Iran war, not for US security, but to fulfill the Jewish supremacists' Greater Israel fantasy from the Nile to Euphrates.

The murder charges against Kouri Richins get the headlines. But prosecutors have built a parallel case about years of alleged financial exploitation — and the paper trail is damning.Nearly half a million dollars allegedly taken from Eric Richins through forged signatures, unauthorized credit lines, and misdirected tax payments. A $250,000 home equity line prosecutors say was opened without his knowledge. Credit cards maxed in his name. Tax payments redirected. And all of it while Kouri ran her own real estate business and closed multi-million-dollar deals.This wasn't a trapped wife with no options. The forensic accounting shows money flowing one direction: from Eric to Kouri.Psychotherapist Shavaun Scott joins True Crime Today to examine the psychology of financial exploitation when objective reality contradicts the story someone tells themselves. Testimony suggests Kouri complained about their prenuptial agreement as though she were the one being controlled. How does someone construct that grievance narrative when the evidence shows substantial financial freedom?Eric discovered the fraud in September 2020. According to prosecutors, Kouri admitted it and promised repayment. She allegedly never paid a cent. He consulted divorce attorneys but stayed in the marriage.What happens psychologically when a partner catches you and stays anyway? Does that get interpreted as permission?The forensic accountant painted a grim picture: Kouri's business brought in $170,000 over five months while debt service exceeded $250,000. Prosecutors allege falsified bank statements and Eric's letterhead used to secure loans.Shavaun Scott breaks down entitlement, escalation, and what keeps someone doubling down when everything is collapsing.Join Our SubStack For AD-FREE ADVANCE EPISODES & EXTRAS!: https://hiddenkillers.substack.com/Want to comment and watch this podcast as a video? Check out our YouTube Channel. https://www.youtube.com/channel/UC8-vxmbhTxxG10sO1izODJg?sub_confirmation=1Instagram https://www.instagram.com/hiddenkillerspod/Facebook https://www.facebook.com/hiddenkillerspod/Tik-Tok https://www.tiktok.com/@hiddenkillerspodX Twitter https://x.com/TrueCrimePodThis publication contains commentary and opinion based on publicly available information. All individuals are presumed innocent until proven guilty in a court of law. Nothing published here should be taken as a statement of fact, health or legal advice.#KouriRichins #EricRichins #KouriRichinsTrial #FinancialFraud #ForgedSignature #TrueCrime #TrueCrimeToday #UtahMurder #ForensicAccounting #TrueCrimePodcast

The Bulletproof Dental Podcast Episode 427 HOSTS: Dr. Peter Boulden and Dr. Craig Spodak GUEST: Randy Smith DESCRIPTION In this episode, Craig, Peter and Randy Smith discuss the fundamentals of real estate investing, the importance of financial literacy for dentists, and strategies to build wealth through passive income and smart investments. Randy shares insights on leveraging real estate, tax advantages, and avoiding common pitfalls. TAKEAWAYS The importance of asset allocation in wealth building How to leverage real estate for passive income Tax advantages of real estate investments The power of compound growth and debt paydown CHAPTERS 00:00 Introduction to Randy Smith and Real Estate Insights 05:47 Understanding Real Estate Investments 12:03 The Role of Taxes in Wealth Building 17:09 The Power of Financial Education 22:40 The Emotional Aspect of Money 52:47 Outro REFERENCES Bulletproof Summit Bulletproof Mastermind Warrior Sailing  

Alicia and Dan spin the Wheel of Rants and land on a topic that hits close to home: constant software changes. From QuickBooks' modern reports rollout to Microsoft quietly burying features inside Copilot, they unpack why unexpected changes feel so disorienting, even when the updates are improvements. The conversation broadens into AI's growing impact on the entire software industry and what it means for accountants trying to stay on top of tools that won't stop moving.SponsorsUNC - https://uqb.promo/unc(00:00) - Wheel of Rants Setup (01:24) - Topic Software Changes (02:14) - Why Change Frustrates Pros (04:15) - Staying Current With Updates (06:16) - AI Shifting Software UI (11:42) - Industry Wake Up Call (16:06) - Stability Versus Innovation (20:04) - Modern Reports Reliability (24:24) - Apple Liquid Glass Woes (26:39) - Adapting To New Ecosystems (29:04) - Wrap Up And Takeaways (29:32) - What Dan And Alicia Are Doing (31:05) - Final Thanks And Sign Off LINKSAlicia's current classes: Payroll Perfection Bundles (t QBO Payroll classes - 1099s, Running Payroll, Payroll Compliance, Payroll Forms, and QB Time): http://royl.ws/payroll-perfection?affiliate=5393907  Tricky Situations: http://royl.ws/QBOtricks?affiliate=5393907 Next-level Accrual Accounting: http://royl.ws/NextLevelAccounting?affiliate=5393907  10 Best Practices in QBO: http://royl.ws/QBO-Best-Practices?affiliate=5393907  QBO Hacks (Tips & Tricks) http://royl.ws/QBOHacks?affiliate=5393907 Dan's LinksSchoolofbookkeeping YouTube: https://snip.ly/SOBYT Free Live Workshop Wednesdays: https://www.schoolofbookkeeping.com/workshop-wednesdayWe want to hear from you!Send your questions and comments to us at unofficialquickbookspodcast@gmail.com.Join our LinkedIn community at https://www.linkedin.com/groups/14630719/Visit our YouTube Channel at https://www.youtube.com/@UnofficialQuickBooksPodcast?sub_confirmation=1 Sign up to Earmark to earn free CPE for listening to this podcasthttps://www.earmark.app/onboarding 

After a brief discussion of Trump and Netanyahu's war with Iran, we turn to defeating authoritarianism by fighting for policies that help people with their most pressing priorities, like good paying jobs, well funded public schools, healthcare and childcare. We discuss the introduction of new legislation for a BadgerCare Public Option, which represents the most comprehensive healthcare affordability proposal introduced in Wisconsin this session. The legislation would open Wisconsin's trusted BadgerCare program to anyone who lacks adequate employer-sponsored coverage. Citizen Action announces a statewide virtual town hall with all the Democratic Governor candidates, Tuesday, April 14th 6pm. We bring attention to Legislative Republicans taking a chunk out of Department of Public Instruction's (DPI's) already approved funding over debunked allegations that they paid for a junket in the Dells. What kind of budget deal allows the Republicans to unilaterally veto agreed funding levels after ignoring the results of their own investigation? We lament the expiration of the Warren Knowles-Gaylord Nelson Stewardship Program due to GOP opposition following a large land purchase to extend the Ice Age Trail in Devils Lake area. And, as the Legislature may do nothing to regulate data centers – as Big Tech and utilities want – local people fight back, as a Judge allows a Port Washington referendum to continue. Finally, what is the division between Governor Evers and Legislative Democrats on gerrymandering? Will Vos reach another damaging deal with Evers before they both head off into the sunset?

Episode overview In this episode of Investments Unplugged, hosts Kevin Headland and Macan Nia mark International Women's Day by exploring longevity through the lens of women and financial preparedness. They're joined by Director, Multi-Asset Solutions Erica Camilleri, who shares thoughts and research on why longevity risk is higher for women, how today's macroeconomic backdrop (including higher cross-asset correlations and persistent inflation) can amplify retirement risks, and what investors can do—through better planning, appropriate risk-taking, and sound advice—to reduce the odds of outliving their savings.   Key topics & insights 1. Longevity risk and why it's higher for women Financial shortfall risk gap — Manulife research found that women in Canada face a higher risk of experiencing financial shortfalls in retirement than men do (34% vs. 29%). It's not just living longer — Longevity risk stems from a mix of longer (and rising) life expectancies, plus structural and social factors that can reduce lifetime savings and increase retirement vulnerability. 2. Health, wealth, and “longevity preparedness” Health and wealth are intertwined — The conversation emphasizes that longevity preparedness isn't only about financial issues; for example, poor health can worsen retirement outcomes and vice versa. New tools and frameworks — The “longevity preparedness index” is designed to measure readiness to thrive while aging in retirement and is expected to expand into Canada in coming years. 3. The role of incentives and behaviour change (and why it matters for outcomes) Incentives can drive better habits — The episode highlights research over decades indicating that specific goals outperform vague “do your best” goals and discusses how incentive-based programs can encourage healthier behaviour (and, by extension, better long-term outcomes). 4. Structural inflation is still a long-term retirement risk Inflation has moderated cyclically but remains structurally higher — Even if inflation trends toward central bank targets, the episode argues households are still living with a higher price level and that long-run inflation may settle in the mid-to-high 2% range rather than the pre-pandemic norm. Retirement math is sensitive to small inflation shifts — A modest upward shift in expected inflation (example discussed: +40 bps) can materially raise required savings/asset levels for retirement (example cited: a 30-year-old might need ~19% more assets). 5. Portfolio construction challenges: higher correlations and concentration risk Diversification is harder when correlations rise — The hosts discuss higher correlations within equities and between equities and fixed income, plus increased market concentration—factors that can make portfolios more vulnerable to shocks. Longevity risk is amplified by portfolio risk — In a “fluid” market backdrop, managing drawdowns and sequence-of-returns risk becomes more important for sustaining long retirements. 6. Mitigating longevity risk: saving earlier, compounding, and appropriate risk Start early; small changes matter — The conversation stresses the power of compounding and the outsized impact of starting earlier (even with small incremental improvements). Avoid being overly conservative — The episode argues many investors (especially in defined contribution plans) are too conservative, and that growth asset exposure is critical to reducing shortfall risk over multi-decade retirements. Rethinking retirement glidepaths — Erica explains their approach avoids a static asset allocation through retirement, allowing for more growth exposure early in retirement given retirements can last decades. 7. Advice, planning, and using the right tools (including RRSPs) Financial advice early helps — A repeated theme is that advice earlier in life helps investors understand opportunities, risks, and the need for money to last throughout retirement (and potentially leave a legacy). Tax-advantaged tools matter — The hosts reference prior discussions on RRSP benefits and how tax savings can compound and support retirement resilience. ·   Actionable takeaways for Canadian investors Plan for a longer retirement than you think: Build your plan around the possibility of a multi-decade retirement (the episode references retirements that could stretch to ~40 years). Don't ignore inflation in long-range assumptions: Stress-test your retirement plan for slightly higher long-term inflation; even small changes can require meaningfully higher savings. Prioritize time in the market (compounding): If you're early in your career, focus on starting now—small contribution increases made earlier can have an outsized impact later. Be deliberate about risk—not automatically conservative: Review whether your portfolio is too cautious for your horizon (including early retirement), since insufficient growth can increase shortfall risk. Diversify with today's correlation regime in mind: Recognize that diversification may be less reliable when equity/fixed income correlations rise; ensure your portfolio isn't overly concentrated in a few exposures. Use advice and tax tools to improve outcomes: Consider getting financial advice earlier and make full use of retirement vehicles (e.g., RRSPs) where appropriate to improve after-tax compounding.   Links & Resources Listen to the episode:Investments Unplugged Podcast Learn more about Manulife Investments:Manulife IM Canada Share & Subscribe If you enjoyed this episode, please share it with your network and subscribe for future insights on markets, investing, and portfolio strategy.   For informational purposes only. This episode does not constitute investment advice. Please consult a qualified advisor before making investment decisions.    

Just got out of the barbershop… and the weight of what I heard followed me to the car.A barber who moved into a new apartment, week and a half in, lost everything in a fire before he could get renter's insurance. That hit different. Because it's not just him. I've got people in my world dealing with mental health battles, physical health crises, job losses, and no clear answer for what comes next. I've got others who feel stable on paper but still feel the weight of everything pressing down.So let's talk about it. The real version. Not the Wall Street version. Not the version the media will cover between Epstein headlines and political theater.Here's the truth nobody wants to say out loud:We are in it. All of us. And there is no quick fix.Layoffs at levels we haven't seen since before COVID. All-time highs in the stock market and gold while salaries refuse to keep up. Kids' sports getting more expensive. Grocery bills not dropping. Insurance costs through the roof. It's a slow squeeze and the middle class is catching the worst of it because they're trying to hold everything together.In this episode, I talk about why I told someone at the barbershop to go into survival mode and why I said it with a heavy heart. I break down what that actually means, why we need to give each other grace right now, and why realistically we're looking at 12 to 24 months before things shift… depending on what happens with policy and politics.I also get into something that fires me up every time. Money. What it really is. Why billionaires and trillionaires exist. And why the whole system is built around power and control, not prosperity.This episode isn't about doom. It's about reality. It's about understanding what's happening around you so you can make better decisions, hold your people tighter, and stop absorbing everyone else's chaos on social media.Watch on YouTube: https://youtu.be/KXicglbEEF4As always we ask you to comment, DM, whatever it takes to have a conversation to help you take the next step in your journey, reach out on any platform!Twitter, FaceBook, Instagram, Tiktok, LinkedinDISCLOSURE: Awards and rankings by third parties are not indicative of future performance or client investment success. Past performance does not guarantee future results. All investment strategies carry profit/loss potential and cannot eliminate investment risks. Information discussed may not reflect current positions/recommendations. While believed accurate, Black Mammoth does not guarantee information accuracy. This broadcast is not a solicitation for securities transactions or personalized investment advice. Tax/estate planning information is general - consult professionals for specific situations. Full disclosures at www.blackmammoth.com.

In an era of political turmoil, rapid technological change, and shifting tax rules, internationally minded investors, especially expats, face a landscape that feels more uncertain than ever. Yet within that uncertainty are clear, practical steps you can take to protect your wealth, manage risk, and live well. When you're a British expat or US-connected family navigating dual tax UK and US rules, even small misunderstandings can lead to outsized financial consequences. The difference between confident decision-making and costly mistakes often comes down to working with the right international advisor and having a clear long-term plan.   In this episode of Expat Wealth, Richard Taylor – dual UK/US citizen and Chartered Financial Planner – is joined by James Boyle – Lead Financial Planner at Plan First Wealth to unpack the real-world financial conversations happening behind the scenes with globally mobile families. As technology evolves and more people turn to artificial intelligence for quick answers, it's becoming easier to find information, but harder to interpret it correctly. Tax language is nuanced. American tax reporting rules can carry severe penalties if misunderstood. For anyone moving to the US, moving to America, or building wealth while living internationally, context matters just as much as the rule itself.   You'll hear insights on:   The Supreme Court's recent ruling on Trump-era tariffs, the political fallout, and what all the uncertainty means for markets.   Growing anxiety around AI – shifting from pure optimism to a more mixed, sometimes fearful outlook – and how to stay invested and optimistic despite the noise.   Why the US is still likely to be the key engine for monetizing AI and human ingenuity, and why global diversification is still non‑negotiable.   A deep dive into the upcoming UK inheritance tax (IHT) changes on pensions (including SIPPs) from April 2027, and the potential strategy of using non‑UK situs assets (e.g., US ETFs) within Self-Invested Personal Pensions (SIPP).   --   Expat Wealth is supported by Plan First Wealth. Plan First Wealth is a Registered Investment Advisor serving fellow expatriates and immigrants living across the US on matters such as retirement planning, investment management, tax planning and non-US asset management.   https://planfirstwealth.com/   --   Expat Wealth is affiliated with Plan First Wealth LLC, an SEC registered investment advisor. The views and opinions expressed in this program are those of the speakers and do not necessarily reflect the views or positions of Plan First Wealth.    Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Plan First Wealth does not provide any tax and/or legal advice and strongly recommends that listeners seek their own advice in these areas.   ABOUT RICHARD: Richard Taylor is a British expat, dual citizen (UK & US). Originally from Bolton, he now lives in Greenwich, CT, where Plan First Wealth has its head office. As the firm's leader, Richard launched Taylor & Taylor, now Plan First Wealth, and continues to fuel the firm's growth. Richard is a Chartered Financial Planner (UK – CII) in addition to holding the IMC (CFA UK) and Series 65 (US – FINRA). Connect with Richard on LinkedIn

David McKnight discusses the allocation of $1M if he had it to invest in 2026.  David sees a taxable brokerage account as the least efficient investment account you could possibly own – since it's taxed every year and it's exposed to both short- and long-term capital gains. While this type of account is liquid and can serve as an excellent emergency fund, it's the most tax-unfriendly of all the investment alternatives. The goal, says David, isn't to grow wealth within this type of account, rather to use it as a funding source to systematically build multiple tax-free income streams for retirement. Roth IRAs, which can be funded for a combined $17,200 per year (for your and your spouse's Roth IRA) is the first place David believes the money should go. Next, you should aim at maxing out your Roth 401(k)s – which is $24,500 a person for people under 50 and $32,500 per person. David explains how you can convert taxable money into tax-free money without triggering a massive taxable event and without disrupting your lifestyle. 70% total U.S. stock market index fund, 30% total international stock market index fund is the only allocation you'll ever need, says David. Having to properly structure and fully fund an indexed universal life policy (IUL) is the most misunderstood piece of the strategy discussed by David. The idea is to see an IUL as a way to grow a portion of the $1M portfolio safely and productively, and not to use it as an investment replacement or stock alternative… Historically, IULs have grown 5-7% in net fees over time – with zero stock market risks. The goal of day one of retirement is to have 3-5 years of living expenses sitting in your IUL's cash value, tax-free. This is your volatility buffer. According to a recent Ernst & Young study, the strategy discussed in this episode provides far more income, a far greater likelihood that your money will last through life expectancy and far more money to the next generation compared to the investment-only approach. Suze Orman recommends the exact same strategy but with a difference: Instead of using an IUL she suggests using a savings account that has rock bottom taxable rates of return. However, an IUL is a more effective tool, as it grows far more productively as tax-free, protects your principal, and the death benefit can double as long-term care protection. David's strategy doesn't include bonds as an IUL is safer: No sequence of returns risk early in retirement, not being forced to sell stocks in a down market. "I generally don't ever recommend bonds. There are far better instruments that are safer, more productive, and more tax-efficient tools, with IUL being one of them", illustrates David.  Many experts expect tax rates to rise dramatically by 2035 to pay interest on the national debt, bail out Social Security, and bail out Medicare and Medicaid. When that happens, you just don't want to be sitting on a massive taxable account..! The goal is to shift as much as possible from the $1M portfolio into tax-free accounts before 2035 – you want to have them in your Roth IRAs, Roth 401(k)s, and IUL cash value. Conversely, you only want about six months' worth of living expenses sitting in your taxable account.     Mentioned in this episode: David's new book, available now for pre-order: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Dave Ramsey Ernst & Young Suze Orman

On his 14th Ask Me Anything episode, Jesse tackles a set of listener questions that expose the messy, real-world edges of financial planning—where tax rules, behavioral tendencies, and long-term strategy collide. He begins by unpacking a nuanced withdrawal-order debate, explaining why the "optimal" sequence between taxable, tax-deferred, and Roth accounts depends less on rigid rules and more on tax brackets, future income expectations, and optionality over time. From there, he walks through a detailed case involving concentrated stock risk and diversification timing, illustrating how capital gains, risk tolerance, and psychological comfort all factor into decisions that can't be reduced to a single formula. Jesse also addresses the role of Roth conversions in managing lifetime tax liability, carefully outlining when accelerating taxes makes sense—and when it's simply complexity masquerading as strategy. Throughout the episode, he reinforces a consistent theme: financial planning is about managing tradeoffs under uncertainty, not chasing theoretical perfection. By blending technical tax insight with behavioral realism, Jesse shows listeners how to think clearly about multi-year tax strategy, investment risk, and withdrawal flexibility—so decisions today improve both mathematical outcomes and peace of mind tomorrow. Key Takeaways: • Roth conversions are powerful but situational. They're best used in a "Goldilocks" situation—when the time is just right! • Many financial decisions require balancing math and psychology. Risk tolerance is both emotional and financial. • Tax brackets create planning opportunities across time. Lifetime tax arbitrage is central to retirement planning. • Multi-year projections reveal better strategies than single-year snapshots. • Diversification is risk management, not just performance enhancement. • Market predictions should all end with "but, I don't know." Key Timestamps: (01:57) – How Do Dividends Work? (08:52) – Individual Bonds vs. Bond Funds? (18:39) – Is Tax Planning Just a Way for the Rich to Not Pay Their Fair Share? (23:09) – Is an "Opportunity Fund" a Bad Idea? (27:18) – Is Tax-Loss Harvesting a Real Strategy? (32:04) – Should Financial Planners Be Setting Goals and Priorities for Clients? (34:59) – Should You Even Hire a Financial Advisor? (36:19) – Are Roth Conversions Oversold? (41:55) – Why Would You Hire an AUM Advisor? (48:29) – Isn't Rebalancing Just Selling the Good and Buying the Bad? (50:50) – Why Would We Listen to Market Commentary? Key Topics Discussed: The Best Interest, Jesse Cramer, Wealth Management Rochester NY, Financial Planning for Families, Fiduciary Financial Advisor, Comprehensive Financial Planning, Retirement Planning Advice, Tax-Efficient Investing, Risk Management for Investors, Generational Wealth Transfer Planning, Financial Strategies for High Earners, Personal Finance for Entrepreneurs, Behavioral Finance Insights, Asset Allocation Strategies, Advanced Estate Planning Techniques Mentions: https://bestinterest.blog/bonds-vs-bond-funds/ Episode 81: https://open.spotify.com/episode/0JVTRYN8HBrgTI4EhVZglk?si=8183fd564b3b4b56 Episode 124: https://open.spotify.com/episode/5ymIVeacL6et7sBTznzBxw?si=ff4b505ac9dc4149 Episode 127: https://open.spotify.com/episode/2HKGOmdOjWoUPrEkDYz7L4?si=8596295fa38541f8  More of The Best Interest: Check out the Best Interest Blog at https://bestinterest.blog/ Contact me at jesse@bestinterest.blog Consider working with me at https://bestinterest.blog/work/ The Best Interest Podcast is a personal podcast meant for education and entertainment. It should not be taken as financial advice, and is not prescriptive of your financial situation.

Hosts: Renee Chiuchiarelli & Julie Parks Length: ~15 minutes Format: Simply Trade Tips Episode Summary Welcome to Series 6 of Simply Trade Tips. This series tackles a foundational — and often overlooked — issue in global trade: Where does Customs actually sit inside your organization? In this opening episode, Renee and Julie lay the groundwork by breaking down the three most common organizational structures and how each one impacts customs operations, compliance authority, budgeting, and risk management. Because here's the truth: Customs rarely fails because people don't care. It fails because it's structurally misaligned. This episode sets the foundation for understanding how org structure dictates decision-making, funding, escalation paths, and ultimately — compliance outcomes. Why Org Structure Matters for Customs Customs sits in the middle of everything: Procurement Finance Logistics Legal Tax Sales & contracts Export operations Yet it rarely “owns” all the decisions that affect it. That misalignment can create compliance gaps, conflicting priorities, and operational tension between speed and governance. Follow the money. Follow the reporting lines. That's where risk lives. The Three Core Organizational Structures 1️⃣ Centralized (Functional) Structure Definition: Departments operate in defined lanes (Supply Chain, Finance, Legal, Sales), each with its own leadership. Where Customs Usually Sits: Under Supply Chain Under Legal Occasionally under a dedicated Trade Compliance function Upside: Clear ownership Defined reporting line Often its own budget (if structured well) Downside: Under Supply Chain → can become overly execution-focused (velocity & cost driven) Under Legal → can become overly compliance-focused and disconnected from operations If no independent budget → strategy becomes fragmented Key theme: Budget authority drives strategic control. 2️⃣ Decentralized (Divisional) Structure Definition: Trade responsibilities are spread across business units, regions, or product lines. Each division may manage its own customs activity. Upside: Faster decision-making Direct access to business leaders Local agility Downside: Inconsistent processes across divisions Requires corporate oversight or council to maintain standards Heavy reliance on influence rather than authority This model works — but it requires strong coordination and governance discipline. 3️⃣ Matrix (Hybrid) Structure Definition: Dual reporting lines — often operationally to Supply Chain, dotted line to Legal, Tax, or Finance. This is where many global organizations land. Reality of the Matrix: Multiple “bosses” Consensus-driven decisions Speed vs. compliance tension Performance reviews may not align with dotted-line accountability Success in a matrix requires: Clear budget ownership Clear escalation paths Strong consensus-building skills Mature leadership alignment Without alignment, it becomes a tug-of-war between execution and governance. Customs Operations vs. Customs Compliance A critical distinction discussed in this episode: Customs Operations: Entry filings ACE submissions Broker management Day-to-day problem solving Customs Compliance: Classification governance Valuation methodology Origin policy Audit strategy Risk tolerance Julie and Renee strongly advocate for structural separation of these roles — even in small teams. Why? Operations finds errors. Compliance fixes root causes. Both must cross-communicate consistently. When they don't align, friction, inefficiency, and risk increase. Real-World Red Flags Renee and Julie call out four common structural warning signs:

Tax season isn't just the busiest time of year for accountants.It's also one of the most revealing.In this micro-episode of The Growth Minded Accountant, Lee Reams and Rebekah Barton break down the three signals that show up repeatedly in client conversations during tax season—and what those signals reveal about the future growth of your firm.They call them the SUC Signals:Surprise – “I wish I had known that earlier.” Urgency – “I need this done by Friday.” Confusion – “Why do I owe so much?”These phrases aren't just client frustrations. They're signals about how your firm is positioned, how your systems operate, and where your next growth opportunity may be hiding.In this short episode, you'll learn:• Why tax season feedback is one of the best diagnostic tools for your firm • How “surprise” reveals missed tax planning opportunities • Why urgency often signals a positioning problem • How confusion points to gaps in client education and communication • Simple changes firms can make to reduce tax season chaos and grow advisory servicesGrowth minded firms don't just push through tax season.They listen to it.Because the conversations you're having right now are telling you exactly where your firm can grow next.

Tax-filing season is well underway, and yet many states are still figuring out whether to conform to or decouple from provisions in last year's GOP-led tax overhaul, especially the deductions and other breaks for corporate taxpayers. The upshot is one of the more complicated filing periods in recent years. Corporate taxpayers are watching which states reject federal tax policy changes, such as those related to immediate expensing for research and development or property investments. Just in the past week, lawmakers in Republican-controlled states like Florida and Democrat-led states like Oregon moved ahead in decoupling from some of those corporate tax provisions to preserve billions of dollars in state revenue. Then there's the unique situation in Washington, DC, where a local law severing the city's tax code from more than a dozen provisions in the 2025 federal tax rewrite was met with Congress's formal disapproval. That set off a dispute between Capitol Hill and city leaders over whether the district's decoupling measure is in effect. (DC officials say it is.) Most of all, corporate taxpayers are looking for clarity from the states as they plan their filings, Scott Roberti, a managing director focusing on state and local tax in EY's national tax practice, says on this week's episode of Talking Tax. Roberti tells Bloomberg Tax editor Benjamin Freed that so far, at least 17 states have issued some sort of guidance on the conformity issue. Roberti hopes the remainder finish up soon in time for the end of filing season and quarter-end accounting. Do you have feedback on this episode of Talking Tax? Give us a call and leave a voicemail at 703-341-3690.

You know that pit in your stomach when you open your bank account late at night? That moment where the numbers load and your heart rate spikes before you even see anything? That is not a math problem. That is a mental and emotional one. And if you have been avoiding your finances, snapping at your partner when the Amazon package shows up, or telling yourself you will deal with it tomorrow, this episode is for you.Stoy sits down with Ashley Quamme, therapist and founder of a practice built on helping people understand the intersection of their mental and emotional world and their financial reality. What comes out of this conversation is raw, honest, and something a lot of financial content will never touch. Money has meaning. It is tied to your identity, your security, your freedom, and your sense of whether or not you are going to be okay. When you ignore that layer, no budget in the world is going to stick.Ashley breaks down a simple three-word framework called Think, Feel, Do. It comes from the therapeutic space and it creates a map of what is actually going on inside you when financial stress hits. Not just what you did, but what you were thinking, what you were feeling, and what that drove you to do. She walks through how to actually use it, why you need to physically write it out, and why doing it while you are emotionally ramped up is one of the biggest mistakes people make.They also get into business ownership anxiety, the noise versus truth conversation around structure and emotional capacity, why men in particular resist this kind of work, and why Stoy believes your mental and physical health are the most important investment you will ever make. Way before stocks. Way before mutual funds.Watch the full episode on YouTube here: https://youtu.be/qUv3gbe9NSYIf you have been white-knuckling your way through your finances and wondering why nothing is sticking, this is the episode. Think. Feel. Do. Start there.As always we ask you to comment, DM, whatever it takes to have a conversation to help you take the next step in your journey, reach out on any platform!Twitter, FaceBook, Instagram, Tiktok, LinkedinDISCLOSURE: Awards and rankings by third parties are not indicative of future performance or client investment success. Past performance does not guarantee future results. All investment strategies carry profit/loss potential and cannot eliminate investment risks. Information discussed may not reflect current positions/recommendations. While believed accurate, Black Mammoth does not guarantee information accuracy. This broadcast is not a solicitation for securities transactions or personalized investment advice. Tax/estate planning information is general - consult professionals for specific situations. Full disclosures at www.blackmammoth.com.

Andrew Villeneuve from the Northwest Progressive Institute on support for the Millionaires' Tax // Scott Sistek on the end of our warm winter, and what to expect from the springtime // Rob McKenna on the legality of US attacks on Iran // Charlie Commentary on gas prices in Washington and the CCA // Jerry Cornfield with a Legislative update // Gee Scott on the Seahawks likely losing Kenneth Walker III

Most dentists are brilliant clinicians and hopeless with numbers — and Bilal Ahmed has built a career filling exactly that gap. A chartered accountant and tax adviser who stumbled into the dental world through his wife's professional circle, Bilal brings a corporate finance sharpness to a profession that's long been underserved by the accounting industry. In this episode, Payman and Bilal cover the full financial landscape for dentists: from the quirks of associate contracts and HMRC tax investigations to the thorny arithmetic of Invisalign, the hidden traps in popular tax schemes, and the long game of inheritance tax planning. Honest, direct, and refreshingly unafraid to say when something just doesn't work — this one's a must-listen for any dentist who's ever wondered if they're paying more tax than they should.In This Episode00:00:50 - Introduction00:01:05 - Finding dentistry00:03:05 - Nuances of dental accounting00:08:35 - Tax investigations00:19:25 - Good accountant vs great accountant00:21:05 - Practice valuations and the post-Covid hangover00:59:00 - Pricing strategy01:07:05 - Making Tax Digital01:09:30 - Expensing and entertainment01:23:00 - Tax avoidance schemes01:28:25 - Inheritance tax planning01:34:05 - Last days and legacy01:36:05 - Being an outlierAbout Bilal AhmedBilal Ahmed is a chartered accountant, tax adviser, and business consultant working exclusively with dental professionals. He came to dentistry by accident — through his wife's network — and recognised quickly that dentists were operating in a financial vacuum, using accounts only at tax time rather than as a tool for planning and growth. Drawing on a background in corporate finance, Bilal now helps dentists make sense of their numbers, structure their businesses correctly, and plan for long-term wealth — all while keeping things firmly on the right side of the line.

We can all admit - we procrastinate. Why? A lot of the time, we just put off doing something we know we should do. Let's work together to stop procrastinating when it comes to your financial, tax and estate planning. That old 401(k) you haven't looked at in years, what about all those different accounts you have? This is not a coordinated approach. It's time to consolidate, properly manage and streamline your life. Fully funding your Roth IRA? You still have time to fund your 2025 Roth IRA - but you cannot procrastinate as the deadline is quickly approaching. Do you have an estate plan? The kids are now fully grown, and your document was signed when they were 2 years old. I see this a lot in my practice. You might not even have an estate plan. Psst - the fountain of youth has not been discovered.What about your asset protection planning? A proactive approach beats being reactive when you are served with a lawsuit. Take the opportunity to speak with Estate Management Counselors and have a candid conversation as to what is the best strategy to address all your stray cats and dogs. Call 404-250-9798 today to schedule your initial free consultation.Estate Management Counselors, LLC has a fiduciary duty to act in client's best interest. Stockbrokers do not have this legal standard - they merely have to provide you with "suitable" investment advice. Do you want in your "best interest" or just "suitable"? Estate Management Counselors is licensed to provide our valued clients with integrated financial, tax and estate planning advice. Interested in learning how Estate Management Counselors can add value to your investment portfolio? Contact us at 404-250-9798.A unique offering we are providing to our listeners: The Logical Plan™To a prosperous and happy 2026!!Sean G. Todd, Esq., M. Tax, CFP®, CPAP.S. Your tax, estate and financial plan - uniquely coordinated: click here EMC The Bundle

Dr. Friday warns that Employee Retention Credit claims from 2020 and 2021 are still under heavy IRS scrutiny. She emphasizes tracking the claim details now so audit responses are easier later. Transcript G’day, I’m Dr. Friday, president of Dr. Friday’s Tax and Financial Firm. To get more info, go to www.drfriday.com. This is a one-minute moment. And it’s not really about current taxes, but I wanted to bring up employee retention tax credit. It really was about 2020 and 2021. But in 2025, audit and compliance reviews remain very aggressive. A number of people have come to my office and we’re having to deal with audits because somebody else filed the ERC. Now they’re like, well, I don’t know how we got that number, and we spent the money, and we don’t know where the money went. This is important to be able to track. If you haven’t done it, you might want to go ahead and get it set up in your system because the IRS is aggressively reviewing these numbers. If you need help, check us out on the web, drfriday.com. You can catch the Dr. Friday Call-in Show live every Saturday afternoon from 2 to 3 p.m. right here on 99.7 WTN.

Stew tears apart the fake pretext for Trump's war on Iran – a blatant Zionist conquest funded by AIPAC and the Rothschild banking cabal headquartered in the crime state of Israel. From bombing Iranian schoolgirls to sacrificing Gen Z soldiers at Mar-a-Lago parties, this isn't America First; it's Israel First, orchestrated by Jewish blackmail operations and satanic elites who rape sovereignty and kids alike. Max Igan drops the bomb: These Jew-controlled pedovore monsters have welded America and Israel into a demonic genocide factory—sniping Red Crescent ambulances, unloading 900+ rounds into helpless medics and survivors, then finishing the job execution-style. Pure Tribe barbarism! This is the Greater Israel blueprint: Mass-murdering Arab kids, bulldozing cities into dust, and erecting swanky resorts plus their filthy Third Temple for ritual child sacrifices atop pyramids of goy bones.

   This episode of WarDocs features Dr. David Tate, a clinical neuropsychologist and lead author of the 2025 Military Medicine Article of the Year. The discussion centers on a groundbreaking study utilizing the LIMBIC-CENC cohort—a massive data set of over 3,000 participants—to investigate persistent brain changes in mild traumatic brain injury (mTBI). Dr. Tate explains that traditional MRI scans often show normal results in patients with invisible symptoms because researchers often oversimplify patient groupings. By digging into more refined clinical characteristics, such as the mechanism of injury and number of exposures, his team identified unique physical signatures in the brain. Specifically, blast exposures were linked to changes in central white matter, while repetitive traumatic hits impacted more peripheral gray matter structures.    The conversation highlights the critical importance of neuroimaging techniques like diffusion tensor imaging, which is more sensitive to structural white matter changes than standard hospital sequences. Dr. Tate emphasizes that these findings provide vital validation for service members and veterans, demonstrating that their ongoing symptoms are rooted in physical, biological changes rather than purely psychological or "imagined". For clinicians, the episode serves as a call to action to move beyond simplistic interpretations of "normal" imaging and to prioritize exhaustive injury histories that include the physics of every exposure event.    By combining a deep dive into advanced neuroimaging with a focus on personalized medicine, this episode provides a comprehensive look at the future of TBI diagnosis and treatment. Listeners will learn how high-resolution volumetric data and detailed clinical info—including loss of consciousness and post-traumatic amnesia markers—are used to improve prognostic accuracy. Ultimately, Dr. Tate's work demonstrates that injury history matters even years later, pointing researchers and clinicians toward a more precise approach to studying and treating the diverse landscape of mild traumatic brain injuries in the military population. Chapters (00:00-01:30) Introduction to the 2025 Military Medicine Article of the Year (01:30-06:17) Dr. David Tate's Professional Background and Career Evolution (06:17-08:04) Understanding the LIMBIC-CENC Cohort and Consortium Research (08:04-12:44) Methodology: Advanced Neuroimaging and Detailed Clinical Variables (12:44-17:03) Key Findings: Heterogeneity of mTBI and Mechanism-Specific Signatures (17:03-22:15) The Bottom Line: Validating Veteran Experiences and Clinical Takeaways Chapter Summaries (00:00-01:30) Introduction to the 2025 Military Medicine Article of the Year   MG(R) Jeff Clark introduces guest Dr. David Tate and recognizes his team for winning the 2025 Military Medicine Article of the Year. The article focuses on persistent MRI findings unique to blast and repetitive mild traumatic brain injury within the LIMBIC-CENC cohort. (01:30-06:17) Dr. David Tate's Professional Background and Career Evolution   Dr. Tate shares his journey from growing up on a farm in Mississippi to becoming a leading researcher in academic neuropsychology. He discusses his mentorship under Erin Bigler and his favorite career experiences working directly with service members at Brooke Army Medical Center. (06:17-08:04) Understanding the LIMBIC-CENC Cohort and Consortium Research   The discussion explores the advantages of using a large consortium dataset that includes over 3,000 participants across the United States. This prospective study enables leading scientists and clinicians to collaborate on well-characterized, long-term functional outcomes following brain injury. (08:04-12:44) Methodology: Advanced Neuroimaging and Detailed Clinical Variables Dr. Tate explains the use of high-resolution volumetric MRI data and diffusion tensor imaging to map brain structural connections. Researchers combined these images with a plethora of clinical data, including lifetime exposure histories, demographics, and specific injury markers like loss of consciousness. (12:44-17:03) Key Findings: Heterogeneity of mTBI and Mechanism-Specific Signatures The study reveals that mild TBI is extremely heterogeneous and simplistic group comparisons often obscure meaningful findings. Findings showed that blast exposures leave signatures in central white matter, while repetitive traumatic injuries more specifically affect gray matter structures. (17:03-22:15) The Bottom Line: Validating Veteran Experiences and Clinical Takeaways The bottom line is that persistent brain changes can be detected if clinicians look at the right variables and mechanism of injury. This research validates the lived experiences of veterans, proving their symptoms are not imagined and emphasizing the need for detailed injury histories. Article Reference Persistent MRI Findings Unique to Blast and Repetitive Mild TBI: Analysis of the CENC/LIMBIC Cohort Injury Characteristics Open Access David F Tate, PhD , Benjamin S C Wade, PhD , Carmen S Velez, MS ,  Erin D Bigler, PhD , Nicholas D Davenport, PhD , Emily L Dennis, PhD ,  Carrie Esopenko, PhD , Sidney R Hinds, MD , Jacob Kean, PhD , Eamonn Kennedy, PhD  Military Medicine, Volume 189, Issue 9-10, September/October 2024, Pages e1938–e1946, https://doi.org/10.1093/milmed/usae031   Take Home Messages Heterogeneity of Mild TBI: Mild traumatic brain injury is not a single, uniform condition, and simplistic groupings can obscure meaningful characteristics of an injury. Clinicians must recognize that "if you've seen one mild TBI, you've seen one mild TBI," requiring a more personalized approach to diagnosis. Mechanism-Specific Signatures: The physical signature left on the brain depends heavily on the mechanism of injury, with blast exposures typically affecting central white matter and repetitive traumatic hits impacting peripheral gray matter. Understanding these distinctions helps explain why different patients experience different functional outcomes even with the same diagnosis. Sensitivity of Advanced Neuroimaging: Standard MRI sequences often fail to detect injuries in mTBI patients, but advanced techniques like diffusion tensor imaging are highly sensitive to structural white matter changes. Relying solely on basic imaging can lead to an over-simplistic interpretation that overlooks persistent brain changes. Validation of Lived Experiences: Research into persistent brain changes provides vital biological validation for veterans and service members who struggle with ongoing symptoms. These findings support the idea that invisible wounds have a physical basis and are not simply psychological or imagined. Importance of Detailed Injury Histories: For clinicians, the most critical takeaway is the necessity of capturing a detailed lifetime injury history, including the number of exposures and specific physics of each event. This detailed clinical information is essential for improving prognostic accuracy and understanding a patient's long-term health trajectory.   Episode Keywords Military Medicine, WarDocs Podcast, Traumatic Brain Injury, TBI Diagnosis, Blast Exposure, Neuropsychology, Persistent MRI Findings, Veteran Healthcare, Brain Imaging, Mild TBI, LIMBIC-CENC Cohort, Neuroimaging Research, AMSUS, Combat Injury, White Matter Change, Brain Health, Dr. David Tate, Military Health System, Invisible Injuries, Medical Podcast, Concussion Recovery, Gray Matter, MRI Scans, AMSUS Article of the Year, Veteran Support, Brain Mapping Hashtags #MilitaryMedicine, #WarDocs, #BrainHealth, #Veterans, #Neuroscience, #MildTBI, #BlastInjury, #MedicalResearch   Honoring the Legacy and Preserving the History of Military Medicine The WarDocs Mission is to honor the legacy, preserve the oral history, and showcase career opportunities, unique expeditionary experiences, and achievements of Military Medicine. We foster patriotism and pride in Who we are, What we do, and, most importantly, How we serve Our Patients, the DoD, and Our Nation.   Find out more and join Team WarDocs at https://www.wardocspodcast.com/ Check our list of previous guest episodes at https://www.wardocspodcast.com/our-guests Subscribe and Like our Videos on our YouTube Channel: https://www.youtube.com/@wardocspodcast Listen to the “What We Are For” Episode 47. https://bit.ly/3r87Afm   WarDocs- The Military Medicine Podcast is a Non-Profit, Tax-exempt-501(c)(3) Veteran Run Organization run by volunteers. All donations are tax-deductible and go to honoring and preserving the history, experiences, successes, and lessons learned in Military Medicine. A tax receipt will be sent to you. WARDOCS documents the experiences, contributions, and innovations of all military medicine Services, ranks, and Corps who are affectionately called "Docs" as a sign of respect, trust, and confidence on and off the battlefield,demonstrating dedication to the medical care of fellow comrades in arms.     Follow Us on Social Media Twitter: @wardocspodcast Facebook: WarDocs Podcast Instagram: @wardocspodcast LinkedIn: WarDocs-The Military Medicine Podcast YouTube Channel: https://www.youtube.com/@wardocspodcast          

Tax season doesn't have to be terrifying. In this episode, I'm bringing on my secret weapon: tax strategist Cindy Dillard. She's the reason Justin and I don't get hit with surprise six-figure tax bills every April. Here's what we're covering: The real difference between an LLC and an S-Corp (and why it saves you 16% on profits) Home office deductions you're probably missing Travel write-offs that actually work What never to pay from your business account How to get organized in the next 30 days If you've ever felt that nervous belly-flip about taxes, this episode will change that. Cindy breaks down complex tax strategy into simple, actionable steps that can save you thousands. Connect with Cindy Dillard: Phone: 602-368-3588 Email: cindy@samboyappletax.com Resources: "How To Get Clients" Limited Series: amanda-walker.com/limitedseries 10 Powerful Questions: amanda-walker.com/questions Instagram: @awalkmyway https://www.instagram.com/awalkmyway

Confused by the Roth IRA 5-year rule? Did you know there are two different 5-year rules? Well, it can get quite confusing, so this episode is meant to be your complete guide for everything around the Roth 5-year rules.

Join the Co-Investing Club and start building passive income through real estate: https://sparkrental.com/coinvesting/ Most investors have never heard of buying tax credits—but it's a strategy that can reduce your tax bill by 15-20%. In this episode, Brian sits down with Brian Seidensticker, founder of Tax Sale Resources and Mountain North Capital, to break down how LIHTC (Low-Income Housing Tax Credits) and historic tax credits actually work. We cover: → How developers receive 9% of project costs as tax credits over 10 years → Why developers sell their tax credits at 80-85 cents on the dollar → How investors can buy those credits and reduce their taxes by 15-20% → Historic tax credits: getting 20-40% back on renovations of older buildings → Converting old schools and historic properties into apartments → The "Section 8 overhang" loophole for LIHTC properties → How to collect market rents while keeping LIHTC benefits → Tax liens vs. tax deeds and participating in tax sale auctions Whether you're a high-income earner looking for tax reduction strategies or a developer trying to fund projects, this episode breaks down one of real estate's most misunderstood niches. New to passive real estate investing? Take our free course: https://sparkrental.com/free Questions? Email us: support@sparkrental.com Other resources mentioned: Last Best Partners: https://www.lastbestpartners.com/comp... Tax Sale Resources: https://taxsaleresources.com #TaxCredits #LIHTC #HistoricTaxCredits #RealEstateInvesting #TaxStrategy #LowIncomeHousing #TaxReduction #RealEstateDevelopment #TaxLiens #TaxDeeds #PassiveIncome #AlternativeInvestments #NicheInvesting #TaxSales #AffordableHousing

The Office of Tax and Revenue (OTR) partnered with the DC Office of Cable Television, Film, Music and Entertainment (OCTFME) to launch a podcast just for DC taxpayers. Whether you're looking to better understand your taxes, stay up to date on what OTR is doing, or find out about resources you can actually use, this podcast is for you. Tune in on DC Radio 96.3HD4, YouTube, Spotify, Apple Music, and other platforms.

With a PetaPixel Membership, not only can you support original PetaPixel reporting and in-depth reviews, but you can also remove ads from the website and gain access to some seriously great perks, too. Members get $15 off the Moment Store, 5% off certified pre-owned gear from KEH, 25% off the PetaPixel Merch Store, and now can download full-resolution RAW files and JPEGs from the latest cameras and lenses. It costs just $3 per month or $30 per year. Join today!Now saving when you shop for your favorite gear at B&H Photo is even easier with the B&H Payboo Credit Card which lets you Save the Tax — you pay the tax, and B&H pays you back instantly! (Save the Tax on eligible purchases shipped to eligible states.) OR you can pay over time with our 6 & 12 month financing (on minimum purchases of $199 for 6 months, and $599 for 12 months). Terms apply, learn more at http://bhphoto.com/payboo. Credit card offers are subject to credit approval.Payboo Credit Card Accounts are issued by Comenity Capital BankThis past week was a doozy in the world of photography, thanks to the CP+ show in Yokohama, Japan, happening at the same time that Samsung announced a new smartphone and Xiaomi brought its 17 Ultra worldwide. But perhaps more interesting than any of it was the surprise appearance of a new prototype camera from Canon on the show floor: an SLR with a fixed, manual focus lens and a top-down, waist-level viewfinder. Oh, and it comes in two flavors. What is Canon thinking with this one?In This Episode:00:00 - Intro 08:11 - The Xiaomi 17 Ultra gets a lot right: TBD13:09 - How does Samsung's offering look? 20:01- You need a dongle to use iOS with Tamron Link23:40 - DJI is suing the FCC24:46 - Zeiss announced a 35mm Otus27:52 - Sigma has a new 35mm f/1.4 Art29:54 - Sigma supports APS-C with a 15mm f/1.431:38 - Sigma will make an 85mm f/1.235:08 - Sigma is a farming company now38:12 - Megadap adapter let you mount M to Canon RF with autofocus39:52- Nikon is 2/3 through with its updated trinity43:35 - Canon showcased a very unusual prototype camera54:48 - What have you been up to?1:00:28 - Tech Support1:09:12 - Feel good story of the week

Investing” Is Not the Same as “Owning” A client said something to Bruce recently that stuck with me: “I despise the idea of a 401(k)… but I also know I'll spend the money if it hits my checking account.” That single sentence captures the tension so many families feel. https://www.youtube.com/live/1d8Ln6EsBxk On one hand, you want control. You want options. You want the ability to pivot when life changes or opportunity shows up. On the other hand, you've been trained to believe the “responsible” path is to lock money away, chase a rate of return, and hope the future works out. That's why Bruce and I recorded this episode—because most people think wealth is built by finding the right investments. But the families who build long-term, sustainable wealth usually share something deeper: They've learned the difference between investing vs owning assets—and they prioritize control of capital. In the first 100 words, let's say it plainly: if you're only “investing,” you may be building a net worth number, but still living with limited access, limited flexibility, and limited decision-making. Owning assets is different. Ownership changes your options—today, not just someday. Investing” Is Not the Same as “Owning”What You'll Learn About Investing vs Owning AssetsInvesting vs Owning Assets: What's the Difference, Really?Taxable vs Tax-Deferred vs Tax-Free Accounts: Don't Confuse the Account With the InvestmentWhy Too Much Money in Qualified Plans Can Limit Your OptionsTraded vs Non-Traded Investments ExplainedPrivate Real Estate Investing vs REIT: What You're Actually ChoosingWhat Is an Accredited Investor Definition—and Why It MattersHow to Buy a Small Business to Build Wealth (Even If You're a W-2 Earner)“Who Not How”: Build Ownership With the Right TeamInvesting vs Owning Assets in Everyday Life: A Simple Self-AssessmentInfinite Banking as a Wealth Strategy: Where Ownership and Control Show UpInvesting vs Owning Assets: Ownership Changes Your OptionsListen to the Full Episode on Investing vs Owning AssetsBook A Strategy CallFAQWhat is the difference between investing vs owning assets?What does traded vs non-traded investments explained mean?Is a REIT the same as owning real estate?Why do qualified plans like 401(k)s reduce control of capital?How do I build wealth outside the stock market? What You'll Learn About Investing vs Owning Assets In this blog (and podcast), Bruce Wehner and I unpack what we called the “unseen wealth gap”—the gap between families who primarily invest and families who intentionally own assets. Here's what you'll gain by reading: Clear definitions: taxable vs tax-deferred vs tax-free accounts (and why most people confuse the account with the investment) The real difference between traded vs non-traded investments Why so many families feel trapped inside qualified plans (401(k)s, IRAs, SEP IRAs, SIMPLE IRAs, 403(b)s, 457s) Practical ways to build wealth outside the stock market—even if you're a W-2 earner How liquidity and access to capital can matter more than a projected rate of return Where Infinite Banking and cash value life insurance can fit into an ownership strategy And just to be clear: this is education and perspective—not individualized financial advice. Our goal is to help you think better, ask better questions, and make decisions with more clarity. Investing vs Owning Assets: What's the Difference, Really? People hear “ownership” and say, “But I own stock. Isn't that ownership?” Technically, yes—you own shares. But for most everyday investors, that “ownership” often comes with very little control. Here's the simplest way we can say it: Investing often means you participate in an asset's performance, but you don't control decisions, timing, access, or outcomes. Owning assets means you have more influence over the decisions, the structure, the cash flow, and the information—especially when you own businesses, real estate, or private assets where you can ask questions and understand what's actually happening. Bruce made a point that's worth repeating: with public companies, you cannot call the CEO, ask hard questions, or influence strategy. With many private ownership structures (like certain partnerships), you can talk to the sponsor, review details, ask “what happens if…,” and understand the philosophy and vision—not just the numbers. That difference—access to information and decision-making—is part of the wealth gap. Taxable vs Tax-Deferred vs Tax-Free Accounts: Don't Confuse the Account With the Investment One of the biggest misunderstandings we see is this: people treat the account type as the investment. They'll say, “I'm investing in a Roth,” or “I'm investing in my 401(k).” But your 401(k) is not the investment. It's a tax bucket. Taxable accounts These are accounts where you typically pay taxes as you earn interest/dividends or realize gains (like selling a stock for a capital gain). Think brokerage accounts, bank interest, and many dividend-producing holdings. Tax-deferred accounts (qualified plans) These include 401(k)s, traditional IRAs, SEP IRAs, SIMPLE IRAs, 403(b)s, 457s, and some annuities. Tax-deferred means you generally postpone taxes now and pay later—plus you follow IRS rules for access and distribution timing. This is where many families have the majority of their money… and also where many families feel stuck. Tax-free strategies (or tax-advantaged) This category can include Roth IRAs, certain municipal bond interest, some forms of home equity, and properly structured life insurance strategies (depending on your situation and compliance). The point isn't that everything is “tax-free.” The point is: many families never even explore this category beyond “Roth or not.” When you only see two options—pay tax now or pay tax later—you miss the strategies that create flexibility. Why Too Much Money in Qualified Plans Can Limit Your Options Bruce said something that we see all the time: Some families have 95%—sometimes close to 100%—of their money inside qualified plans. Then life happens: A business opportunity shows up A real estate purchase requires speed A family emergency requires liquidity A market downturn makes you hesitate to sell assets A capital call comes due And suddenly the real problem isn't “returns.” It's access. If you want to understand how to build wealth outside the stock market, start with this question: Do I have enough capital outside qualified plans to act when opportunity (or adversity) arrives? This is why we talk so much about liquidity strategy and access to capital. Control isn't a philosophy. It's practical. Traded vs Non-Traded Investments Explained This is one of the most important distinctions in the whole conversation. Traded assets Traded assets are priced and exchanged in public markets—stocks, many ETFs, and other exchange-traded products. You get liquidity, but you also get the “whims” of market psychology. Bruce gave a powerful example: an apartment portfolio could be collecting rent just fine, but if investors panic, the traded price can drop anyway because people sell. So the asset can be stable—while the price swings. Non-traded assets Non-traded assets are not priced minute-by-minute on an exchange. That usually means less liquidity, but potentially more stability in valuation and often different risk/return expectations. Bruce used the example of non-traded real estate structures where the sponsor purchases assets, manages operations, and the investors participate based on the structure. This is where the key phrase comes in: liquidity and access to capital. Non-traded can mean you can't exit quickly. That can be a feature or a risk—depending on whether you planned for it. Private Real Estate Investing vs REIT: What You're Actually Choosing Real estate is a perfect example because people can “invest” in real estate in multiple ways. REITs A REIT (Real Estate Investment Trust) can be traded or non-traded. The big difference you experience as an investor is usually liquidity and market pricing behavior. Private real estate ownership This includes owning rental properties directly, participating in partnerships, or investing in private deals like syndications (depending on eligibility and suitability). If you're asking, “Is this investing or owning?” here's a helpful lens: If you're buying a ticker symbol, you're mostly buying market exposure. If you're buying an interest in a specific asset and can ask questions about operations, assumptions, and scenarios, you're closer to ownership behavior—even if you're not the operator. And of course, none of this is “good” or “bad” by default. The question is: what fits your goals and your risk tolerance? What Is an Accredited Investor Definition—and Why It Matters Bruce explained the reality that certain private investments require accredited investor status. At a high level, that status can involve income thresholds or net worth thresholds (with certain exclusions, like primary residence equity). The reason it matters is simple: access. But let's not miss the bigger point: You don't need to be accredited to start shifting from “only investing” to “increasing ownership.” Business ownership, skill-based service businesses, local cash-flowing acquisitions, and many forms of direct real estate ownership do not require that label. So if you're not accredited, don't let that become a mental dead end. There are still practical ownership paths. How to Buy a Small Business to Build Wealth (Even If You're a W-2 Earner) Rachel here—this part matters because people assume business ownership has to mean: Starting a tech company Buying a major franchise Quitting their job overnight Taking huge risks with no plan

Roger and Annie check in mid-tax-season with a candid look at what's actually landing on desks — from W-2s showing overtime pay coded a half-dozen different ways to clients convinced their entire salary qualifies for the new deduction. They also break down the meal and entertainment changes taking effect in 2026, including why your office coffee pot is now a tax problem.SponsorsPadgett -  Contact Padgett or Email Jeff PhillipsGet NASBA Approved CPE or IRS Approved CELaunch the course on EarmarkCPE to get free CPE/CE for listening to this episode.Chapters(00:00) - Mardi Gras Catch Up (01:53) - Tax Season Pulse Check (05:17) - New Tips and Overtime Law (07:07) - Tracking and Payroll Prep (10:58) - New Fees and Tip Confusion (12:46) - W2 Example Box 14 Codes (16:25) - Should We Ask About Overtime (20:36) - OT Premium Smell Test (24:39) - Weird W2 Overtime Codes (27:04) - Pay Stub Premium Math (29:25) - Pay Stub Math Costs (29:55) - Overtime Premium Basics (32:13) - W2 Box 14 Overtime (33:27) - When Details Are Missing (35:35) - Double Overtime Limits (36:18) - Salary vs Overtime Claims (38:36) - Due Diligence and Fees (41:01) - Meals Rules Change 2026 (45:01) - Zero Deduction Office Meals (45:37) - Coffee and Snacks Debate (48:59) - Client Education and COA (51:48) - IRS Paper Checks Ending (55:49) - Wrap Up and Next Steps Follow the Federal Tax Updates Podcast on Social Mediatwitter.com/FedTaxPodfacebook.com/FedTaxPodlinkedin.com/showcase/fedtaxpodConnect with the Hosts on LinkedInRoger HarrisAnnie SchwabReviewLeave a review on Apple Podcasts or PodchaserSubscribeSubscribe to the Federal Tax Updates podcast in your favorite podcast app!This podcast is a production of Earmark MediaThe full transcript for this episode is available by clicking on the Transcript tab at the top of this pageAll content from this podcast by SmallBizPros, Inc. DBA PADGETT BUSINESS SERVICES is intended for informational purposes only.

Ready to safeguard your finances and make confident life transitions? In this must-listen episode of Dollars & Sense with Joel Garris, Joel dives into two of today's most important money topics: protecting yourself from modern scams and preparing for a move to a retirement care community. 

Tax season isn't just about refunds. It's about conversations. In this episode of The Financial Coaches Podcast, Cody and Maria lay out a simple engagement challenge designed to help you spark conversations, build relationships, and potentially book consultations — all by asking one strategic question on social media. Inside this episode, you'll learn: The exact post to make during tax season Why personal pages outperform business pages How to respond to every comment (and why it matters) When and how to move the conversation into direct messages A simple 4-step framework for turning engagement into consultations What to say to people who owe on their taxes instead of receiving a refund This isn't about being pushy. It's about starting conversations. And if you're serious about growing your financial coaching practice, conversations are the gateway. Take the challenge.Track your results.Share them inside The Financial Coaches Community by New Money Habits. Let's see what happens.

Lawmakers debate a federal scholarship tax credit initiative, a bill punishing suppliers of abortion-inducing pills is filed in Frankfort, what are Glock switches and why do some Kentucky police chiefs oppose them, some Democrats say they're skipping President Trump's State of the Union address, and Thunder Over Louisville is returning to the Derby city.

Dr. Matthew Hitchcock of Hitchcock Medical Group in Chattanooga, TN has spent over a decade proving that direct primary care is not just better medicine, it's a smarter business. In this episode, he breaks down the layered economic model behind his DPC practice, in-house pharmacy, and cash-only imaging center.What we cover:Why primary care is a loss leader in the insurance world and how DPC fixes thatHealth insurance ≠ healthcare access (and why that distinction matters)How a fully licensed pharmacy and cash-only imaging center ($350 CT vs. $2,000+) create financial resilienceWhy PE and VC-backed primary care keeps failingHow DPC can actually scale — and what kills it when it tries

Tax season is here — and this year, it looks different. A major new tax law just took effect, bringing changes that could impact millions of Americans filing their 2025 returns. Andrew Lautz, Director of Tax Policy at the Bipartisan Policy Center, joins us to explain what's new, what could be confusing, and what it all means for you. We also zoom out to discuss federal revenue, IRS funding, President Trump's lawsuit against the IRS, and why all of it is making this one of the most closely watched filing seasons in years.   Learn more about our guest(s): https://www.theNewsWorthy.com/shownotes Join us again for our 10-minute daily news roundups every Mon-Fri!  Become an INSIDER and get ad-free episodes here: https://www.theNewsWorthy.com/insider Get The NewsWorthy MERCH here: https://www.theNewsWorthy.com/merch Sponsors: Grab Rosetta Stone's LIFETIME Membership for 50% OFF! That's unlimited access to 25 language courses, for life! Visit https://www.rosettastone.com/newsworthy Receive 50% off your first order of Hiya's bestselling children's vitamin. To claim this deal,  go to hiyahealth.com/NEWSWORTHY. To advertise on our podcast, please email: ad-sales@libsyn.com    

Frankie Stocks sat in for me and dropped truth bombs with Mindy Robinson on the real invasion happening inside your body – parasites and heavy metals from tainted food, water, root canals, and Big Pharma poison are wrecking immune systems, causing cancer, arthritis, acne, and chronic disease while the Rockefeller medical cartel keeps you sick for profit.

Stew breaks down Florida HB 945 — the bill creating a full Statewide Counterintelligence and Counterterrorism Unit inside FDLE. This is COINTELPRO + MKUltra + Unit 8200 + Noahide enforcement rolled into one, tested on Palestinians first, now being rolled out on Americans.

Chris Kline is the COO & Co-Founder of Bitcoin IRA. In this conversation, we discuss how wealthy investors use retirement accounts to reduce taxes, why volatility can create opportunities like Roth conversions, and the mistakes people make by holding assets in the wrong account. We also cover bitcoin in retirement portfolios, estate planning strategies, and how macro conditions like inflation, deflation, and Fed policy may impact long-term asset allocation.========================Award-winning Fountain Life - Energy supercharged. Memory sharper. Life extended. Ready for the best investment you'll ever make? Schedule a life-changing call at FountainLife.com/Pomp Get $1,000 off the cost of a life-changing membership with Fountain Life when you schedule a call at FountainLife.com/pomp========================Simple Mining makes Bitcoin mining simple and accessible for everyone. We offer a premium white glove hosting service, helping you maximize the profitability of Bitcoin mining. For more information on Simple Mining or to get started mining Bitcoin, visit https://www.simplemining.io/========================Arch Public is an agentic trading platform that automates the buying and selling of your preferred crypto strategies. Sign up today at https://www.archpublic.com and start your automated trading strategy for free. No catch. No hidden fees. Just smarter trading.========================0:00 - Intro1:55 – How to use the tax code to get in better position2:51 – How 401(k)s replaced pensions (why it mattered) 6:20 – Tax advantages of non-W2 income & retirement accounts 9:08 – Long-term asset allocation & bitcoin in retirement 13:12 – Using Roth conversions during bitcoin drawdowns 21:10 – How taxes create massive long-term performance drag 22:39 – Borrowing against bitcoin instead of selling 28:29 – Inflation, deflation, & why government data lags reality 33:15 – What macro headwinds mean for assets and portfolios 36:38 – Bitcoin IRA tools, incentives, & next steps

Trump's State of the Union was the con job of the century: lies about "ending wars" and "securing the border" while drowning in Israeli money and Tel Aviv orders. This wasn't leadership — it was a victory lap for the foreign occupiers who control both parties. Until we drag these traitors out by the neck, America remains occupied and enslaved. Stacy Langton joins Stew to blow the lid off the Zionist Occupied Government's latest assault on American patriots in Fairfax County, Virginia.