Podcasts about Tax

Stew joins The Black Line Brief for a deep dive into the Charlie Kirk assassination, questioning the official lone-gunman narrative and examining the motives, inconsistencies, and evidence surrounding the case. They explore Charlie Kirk's reported political shift, the power networks surrounding Turning Point USA, and the growing push for independent, crowd-sourced investigation.   Join us on KICK https://kick.com/stewpeters Get your first month for just $5 and join the movement before the fake election season heats up. Unlock exclusive content, behind-the-scenes access, and a community that refuses to be silenced. Join Today: https://StewPeters.tv   Support the network

Matt Tucciarone joins Stew to expose the explosive allegations on TPUSA about the organization's internal culture, political power structure, and what he says he witnessed behind the scenes. Jimmy Dore joins Stew to confront the questions surrounding vaccine injuries, COVID mandates, censorship, Fauci, and the media's handling of dissent and also examine the unanswered questions and allegations surrounding Charlie Kirk's assassination without accepting the establishment narrative at face value. Octavia LaVon joins Stew to break down Tyler Robinson's defense brief and explains why its confusing language has led many people to believe the defense conceded key facts in the case. Peptides are exploding in popularity, but do you really know what you're putting into your body? Dino Guglielmelli joins Stew to expose the importance of potency, purity, sourcing, testing, microdosing, and the claims surrounding peptides for longevity, inflammation, brain health, hormones, and overall wellness.   Join us on KICK https://kick.com/stewpeters Get your first month for just $5 and join the movement before the fake election season heats up. Unlock exclusive content, behind-the-scenes access, and a community that refuses to be silenced. Join Today: https://StewPeters.tv   Support the network

On Wednesday's Mark Levin Show, the difference between the Democratic Party and the Democratic Socialists of America is not significant—the DSA is the logical extension of the Democrat Party, which has birthed it and remains sympathetic to its core aims; most Democrats are comfortable with DSA figures in Congress, state legislatures, and governorships. This agenda of fundamentally altering constitutional structure and the economic system has defined the party since Woodrow Wilson, even if Democrats refuse the labels communist or Marxist and prefer softer rhetoric. Later, more billionaires would benefit the country because they create and spread enormous wealth rather than hoarding it, with capitalism redistributing prosperity through markets and supply-demand rather than failed top-down control driven by non-economic motives. More billionaires mean more capital, investment, jobs, incomes, pensions, medical care, and tax revenue; this is why Gov Ron DeSantis invites them to Florida to fuel construction, load banks with cash that is then lent out, and circulate money through the economy. Critics fail to grasp this due to jealousy, fearmongering, and preference for centralized power, yet the more billionaires exist, the more wealth and jobs are generated for more people, as even non-business wealth gets invested in banks, stocks, loans, and enterprises that support small businesses and employment. Afterward, ignoring Hayek, Friedman, Sowell, free-market economics, and individual liberty amounts to becoming Democrat Party light. True common good rests solely on the principles of the Declaration of Independence and the Enlightenment, with no connection to economic intervention; the intellectual foundation remains figures like Buckley, de Tocqueville, Adam Smith, Burke, and Locke, not online or TikTok content. Finally, the federal budget deficit is on track to surpass $2 trillion this fiscal year as spending outpaces revenue. Tax revenues increase by $139 billion, but spending increased by $308 billion. Increased spending driven by entitlement programs: Social Security, Medicare and Medicaid, in addition to servicing the national debt. Even with a 5-8% increase in revenue, the government can't stop spending money. And Democrats complain we're not spending enough! Democrats would destroy private health insurance and Medicare would collapse. The worry: economic turmoil leads to social turmoil. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Rob McCoy is suddenly explaining his whereabouts, international travel, and connections after explosive questions surrounding the Charlie Kirk investigation. Ana Escobar joins Stew to dissect the timeline, the alleged alibi, the Israel connections, and the disturbing network of unanswered questions that refuse to go away. Get your first month for just $5 and join the movement before the fake election season heats up. Unlock exclusive content, behind-the-scenes access, and a community that refuses to be silenced. Join Today: https://StewPeters.tv   Support the network

ICE may purchase the Tacoma detention center, state officials are predicting a larger-than-expected cash boom from the so-called "Millionaire's Tax," and prediction market Kalshi was officially barred from operating in Washington by a King County court. It’s our daily roundup of top stories from the KUOW newsroom, with host Patricia Murphy. We can only make Seattle Now because listeners support us. Tap here to make a gift and keep Seattle Now in your feed. Got questions about local news or story ideas to share? We want to hear from you! Email us at seattlenow@kuow.org, leave us a voicemail at (206) 616-6746 or leave us feedback online or on the KUOW App.See omnystudio.com/listener for privacy information.

Real estate investors have more tax-saving strategies available than many realize. Tax attorney and investor Clint Coons joins Kathy Fettke to break down advanced strategies involving cost segregation, bonus depreciation, 1031 exchanges, land development, and charitable remainder trusts.   Clint also shares his take on the latest housing legislation and explains why smart tax planning should consider both the benefits you get today and what happens when it's time to sell.   Want to connect with Clint? Visit www.Realwealth.com/Clint   DISCLAIMER The views and opinions expressed in this podcast are provided for informational purposes only, and should not be construed as an offer to buy or sell any securities or to make or consider any investment or course of action. For more information, go to www.RealWealthShow.com.

In this episode of Swiss Money Secrets, Jess Roberson and Jamie Vrijhof sit down with Darlene Hart from U.S. Tax & Financial Services to discuss the biggest U.S. tax mistakes Americans make when holding wealth internationally.The conversation covers why U.S. citizens are generally taxed on worldwide income, what Americans need to know about foreign bank account reporting, and why FBAR, FATCA, and Form 8938 matter when holding assets outside the United States.Darlene also explains common cross-border tax issues involving foreign pensions, trusts, wills, probate, U.S. estate tax exposure, and foreign entities. The episode then explores PFICs, or Passive Foreign Investment Companies, and why foreign mutual funds, ETFs, startups, and non-U.S. investment structures can create complex tax consequences for U.S. persons.A key takeaway from the discussion is that international wealth planning is not only about where assets are held. It is also about proper reporting, tax coordination, estate planning, and making sure tax, legal, and wealth management advisers communicate with each other.This episode is especially relevant for Americans abroad, U.S. persons with foreign accounts, and internationally connected families who want to better understand the tax considerations that may come with cross-border wealth.Topics covered:U.S. worldwide taxation, FBAR, FATCA, Form 8938, PFICs, foreign pensions, Swiss bank accounts, cross-border estate planning, U.S. estate tax, foreign investment funds, and international wealth planning.Disclaimer:This podcast is for informational purposes only and does not constitute investment advice, legal advice, tax advice, accounting advice, estate planning advice, or a recommendation to buy or sell any security. WHVP AG is regulated in Switzerland by FINMA and is an SEC-registered investment adviser. U.S. persons and internationally connected clients should consult qualified tax, legal, and estate planning advisers regarding their individual circumstances.U.S. tax mistakes, international wealth, Americans abroad, U.S. expat tax, FBAR, FATCA, Form 8938, PFIC, foreign bank accounts, foreign pensions, cross-border tax planning, Swiss bank account, Swiss banking for Americans, international wealth planning, U.S. estate tax, foreign investment funds, Americans with foreign accounts, tax reporting for Americans abroad

An expert believes some property investors are selling up ahead of the election. Data from property analysts Cotality NZ shows the proportion of properties resold for a gross profit has fallen to its lowest level in almost 14 years. The median length of time people are holding on to properties that sold for a profit hit record numbers, at almost 10 and a half years. Property Investors Federation Advocacy Director Matt Ball told Ryan Bridge there are fears of being taxed on inflation. He says some people are worried about the election and getting out ahead of time, while others are sitting tight and watching nervously. LISTEN ABOVE See omnystudio.com/listener for privacy information.

Ana Escobar joins Stew Peters with explosive new findings involving Cliff Sims, Fort Huachuca, and search activity in the days and weeks surrounding Charlie Kirk's assassination. John Jubilee joins Stew to expose the approach behind his stunning 88-day transformation—from “dad bod” to a dramatically leaner, stronger physique without spending hours in the gym. Jubilee explains the Energized Health philosophy of cellular hydration, lean muscle, and total-body wellness while sharing powerful client transformation stories.   Join us now live on KICK https://kick.com/stewpeters Get your first month for just $5 and join the movement before the fake election season heats up. Unlock exclusive content, behind-the-scenes access, and a community that refuses to be silenced. Join Today: https://StewPeters.tv   Support the network

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Attorney S. Diane Clair. A Georgia-based attorney, real estate law professor at Kennesaw State University, and founder of a law practice specializing in real estate, estate planning, probate, business, and contract law. The discussion focuses on wealth building through real estate investing, asset protection, and estate planning strategies for generational wealth. [S. DIANE CLAIR | Txt] Purpose of the Interview The primary purpose of the interview was to: Educate listeners about real estate investing opportunities, including lesser-known strategies such as tax liens and tax deeds. [S. DIANE CLAIR | Txt] Stress the importance of working with qualified legal professionals instead of relying on Google, social media, AI tools, or generic legal templates. [S. DIANE CLAIR | Txt] Promote wealth preservation through estate planning, particularly trusts and business structures. [S. DIANE CLAIR | Txt] Encourage minority communities to create estate plans and pass wealth to future generations. [S. DIANE CLAIR | Txt] Key Takeaways 1. Don't Rely Solely on Google, Social Media, or AI for Legal Advice Clair warns that many individuals attempt to create wills, trusts, and legal documents online without professional guidance. She emphasizes that legal matters require experienced attorneys because AI and internet sources may provide incomplete or incorrect information. [S. DIANE CLAIR | Txt] Why it Matters Legal mistakes can create costly problems later. AI-generated content can be inaccurate. Estate planning and real estate transactions require professional review. [S. DIANE CLAIR | Txt] 2. Real Estate Is a Powerful Wealth-Building Tool Clair argues that real estate remains one of the strongest ways to build and transfer wealth between generations. She highlights its relative stability compared to stock market fluctuations. [S. DIANE CLAIR | Txt] Benefits Mentioned Builds long-term wealth Generates passive income Creates assets that can be inherited Helps achieve financial freedom [S. DIANE CLAIR | Txt] 3. Start Real Estate Investing Through a Business Entity One of Clair's first recommendations is to establish a legal business structure before purchasing investment properties. Recommended Structures LLC Corporation Other formal business entities [S. DIANE CLAIR | Txt] She repeatedly stresses that investment assets ideally should not be owned in an individual's personal name. [S. DIANE CLAIR | Txt] 4. You Don't Need Large Amounts of Money to Invest A major myth she debunks is that real estate investing requires significant capital. Entry-Level Strategies Tax liens Tax deeds Foreclosure purchases Fix-and-flip projects Rental properties [S. DIANE CLAIR | Txt] According to Clair, investors can begin with relatively small amounts by purchasing tax liens and earning interest when property owners redeem them. [S. DIANE CLAIR | Txt] 5. Estate Planning Is Largely Ignored Clair shares a startling statistic: Approximately 64% of Americans do not have an estate plan. Among minorities, that number rises to about 70%. [S. DIANE CLAIR | Txt] She believes the problem is educational rather than financial, noting that even wealthy celebrities frequently fail to plan their estates. [S. DIANE CLAIR | Txt] 6. Trusts Are Better Than Wills for Many Situations Clair strongly favors trusts, especially irrevocable trusts, as vehicles for preserving wealth. Advantages of Trusts Avoid probate Potential tax benefits Asset protection Easier transfer of wealth Can operate while the creator is still alive [S. DIANE CLAIR | Txt] Difference Between a Will and a Trust Will Takes effect after death Goes through probate court Directs distribution of assets [S. DIANE CLAIR | Txt] Trust Can function during the owner's lifetime Avoids probate Can provide stronger protection and tax advantages [S. DIANE CLAIR | Txt] 7. Asset Protection Is Essential Clair explains that trusts can own: Real estate Bank accounts Businesses Investments Other valuable assets [S. DIANE CLAIR | Txt] Because the trust, rather than the individual, owns the property, there can be additional protection from lawsuits and claims. [S. DIANE CLAIR | Txt] Notable Quotes On Legal Services Beyond Personal Injury Law "You can hire lawyers for way more, and we can assist you in way more." [S. DIANE CLAIR | Txt] On Using AI for Legal Matters "AI is not really something you want to trust... It creates and makes up stuff." [S. DIANE CLAIR | Txt] On Professional Guidance "You want to book a consultation with an attorney." [S. DIANE CLAIR | Txt] On Real Estate Investing "A lot of people have that misconception that you have to have a lot of money to start investing in real estate, and that's not true." [S. DIANE CLAIR | Txt] On Generational Wealth "Real estate is something that is the best thing to invest in and pass down to future generations." [S. DIANE CLAIR | Txt] On Estate Planning "This is not a money thing... It's an education thing." [S. DIANE CLAIR | Txt] On Trusts "The best estate planning instrument is always going to be a trust." [S. DIANE CLAIR | Txt] On Asset Ownership "Don't have anything in your own name, have it in the name of the trust or in the business." [S. DIANE CLAIR | Txt] Overall Message Attorney Diane Clair's central message is that wealth creation and wealth preservation must work together. Building assets through real estate is important, but equally important is protecting those assets through proper business structures, trusts, estate planning, and professional legal guidance. The interview encourages listeners, especially entrepreneurs and minority communities, to think long term about generational wealth, asset protection, and financial legacy rather than short-term gains. [S. DIANE CLAIR | Txt] #BEST #STRAW #SHMS Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcastSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

    Bleeding is what kills people after trauma. That single fact sits at the center of this WarDocs episode, in which host Dr. Wayne Causey, a vascular surgeon, sits down with two military interventional radiologists — Dr. John Pavlus of Brooke Army Medical Center and Dr. Jonathan Schutt, an interventional radiology resident at Yale — to examine one of the fastest-moving areas in modern medicine and what it could mean for the wounded service member. Endovascular care, as they describe it, is deceptively simple to explain and remarkably hard to field: a small stick in the groin or the wrist, image guidance instead of an incision, and wires and catheters small enough to be called straws, threaded through the vascular tree to block a bleeding artery or reline an injured one. As one guest puts it, the patient goes home with a band-aid.    The conversation moves quickly from definition to system. At Brooke Army Medical Center, a trauma activation commits the interventional team to needle-stick access within sixty minutes of the call, day or night. That standard was not bought with equipment. It was built on years of bi-directional trust with the trauma surgeons, to the point that the team now responds without stopping to relitigate the imaging. Both guests are blunt that ownership is the price of admission: if interventional radiology wants a seat on the trauma team, it has to show up at two in the morning for cases that are neither lucrative nor glamorous.   The harder question is how far forward this capability can go. REBOA is scaled today at Role 2, and stent graft and embolization cases in Role 3 remain largely case-reportable events performed by clinicians who brought their own equipment. The limiting factor, both guests argue, is not technique — it is imaging, logistics, and institutional will. Meanwhile, Israeli teams transition to bunker operations within twenty-four hours, and Ukrainian experience with drone-driven injury patterns is already reshaping assumptions about REBOA and embolization that the United States has not yet tested.   The episode closes on people rather than platforms: the case for a military interventional community that crosses Service lines and partners with surgical colleagues, the argument for a skill identifier that lets the system find the right clinician, and a practical inventory of what one interventional radiologist would carry in a backpack if told to deploy tomorrow. Chapters (01:11-06:26) Two Pathways Into Military Interventional Radiology (06:26-10:15) Endovascular Care Explained: A Lot Through a Pinhole (10:15-17:02) The Sixty-Minute Trauma Activation at Brooke Army Medical Center (17:02-26:11) Forward Capability: REBOA, Stent Grafts, and the Role 2 and Role 3 Gap (26:11-35:54) Silos, Superpowers, and the Real Cost Equation (35:54-49:56) Allied Lessons, a Military IR Community, and What Fits in a Backpack Chapter Summaries (01:11-06:26) Two Pathways Into Military Interventional Radiology Both guests trace how they arrived at interventional radiology and at military service — one from the Air Force Academy and a fighter pilot track redirected by a day shadowing an orthopedic surgeon, the other from a childhood spent in a pararescue uncle's uniform and an HPSP commissioning. Each was pulled toward endovascular work by the same realization: that the future of the specialty was in doing more through less. Their training routes differ, one through diagnostic radiology and fellowship, the other through an integrated residency pathway. (06:26-10:15) Endovascular Care Explained: A Lot Through a Pinhole The guests define endovascular care in the language they use with patients: a small poke in the groin or the wrist, image guidance rather than an open field, and catheters threaded through the vascular tree like a plumber working pipes. Roughly ninety-five percent of the work is image guided, most often with fluoroscopy. The host adds the surgeon's framing — always ask what can be fixed through the blood vessel before opening a chest or an abdomen. (10:15-17:02) The Sixty-Minute Trauma Activation at Brooke Army Medical Center A blunt trauma patient arrives, CT shows active extravasation from a high-grade splenic injury, and the trauma activation commits the interventional team to needle-stick access within sixty minutes. The guests describe how that pathway was built on bi-directional trust rather than debate over each scan, and why the team now launches without relitigating the imaging. Both stress that owning trauma call — unglamorous, poorly reimbursed, and at all hours — is what earns interventional radiology its place on the team. (17:02-26:11) Forward Capability: REBOA, Stent Grafts, and the Role 2 and Role 3 Gap The conversation turns to what exists downrange. REBOA is scaled today at Role 2, and endovascular hemorrhage control at Role 3 remains largely a set of case reportable events performed with clinician-supplied equipment. The guests explain stent grafts as simultaneous hemorrhage control and reconstruction, and identify imaging, transport, and packaging — not procedural skill — as the true limiting factors on projecting this capability forward. (26:11-35:54) Silos, Superpowers, and the Real Cost Equation One guest argues that interventional radiology has been siloed by civilian incentives the military has no reason to copy, and that the specialty's real advantage is the fusion of diagnostic reading and procedural skill he calls a superpower. The host and guests weigh the higher up-front cost of advanced imaging and devices against the dramatically lower recovery burden of a pinhole procedure. The biggest hurdle, one guest says flatly, is people — convincing decision makers the capability is worth funding. (35:54-49:56) Allied Lessons, a Military IR Community, and What Fits in a Backpack Israeli teams shifting hospitals to bunker operations within twenty-four hours and Ukrainian experience with drone-driven injury patterns are held up as evidence the United States is playing catch-up. The guests describe the effort to build a military interventional radiology community across Services and to partner with the American College of Surgeons military chapter. The episode closes with a practical deployment loadout — ultrasound, micropuncture kits, sheaths, a base catheter, coils, and wire — and a walk through current training pathways into the specialty. Take Home Messages Bleeding is the mission. The immediate cause of preventable death after trauma is hemorrhage, which is why endovascular capability belongs in the operational conversation at all. Every argument for pushing this capability forward reduces to stopping the bleeding fast enough, and doing it without creating a second catastrophe. Framing the specialty this way makes its military relevance impossible to dismiss. Trust is the system, not the equipment. A sixty-minute call-to-stick standard at a level one trauma center was not purchased — it was built over years of bi-directional trust between the trauma team and the interventional service. Once that trust exists, the activation launches without relitigating the imaging, and everything else falls into motion. Any unit trying to replicate the capability should build the relationship before it buys the gear. Ownership earns the seat. Trauma call is unglamorous, poorly reimbursed, and inconvenient, which is exactly why some centers have written interventional radiology out of the pathway entirely. Showing up at two in the morning, reviewing imaging alongside the trauma team, and taking responsibility for the patient is what secures a permanent place on that team. Presence before the activation is what makes the activation work. The limiting factor is logistics, not technique. Everything done at a level one trauma center is technically achievable far forward — the constraint is diagnostic imaging, fluoroscopy, packaging, and airlift, not procedural skill. Progress therefore depends on investment decisions and institutional will rather than on new procedures. Convincing leaders that the capability is valuable is the hurdle, and funding follows conviction. Allies are already ahead, and the injury patterns are changing. Israeli teams move a hospital into bunker operations within twenty-four hours, and Ukrainian experience with drone-driven wounding is already reshaping assumptions about balloon occlusion and embolization. Planning for the last war is the fastest way to arrive unprepared for the next one. Learning from partner nations now is cheaper than relearning under fire. Episode Keywords military medicine, interventional radiology, endovascular care, WarDocs podcast, non compressible torso hemorrhage, REBOA, stent graft, embolization, hemorrhage control, combat casualty care, Brooke Army Medical Center, trauma activation, expeditionary interventional radiology, Role 2 care, Role 3 care, military trauma system, vascular surgery, image guided procedures, John Pavlus, Jonathan Schutt, Air Force medicine, Army medicine, military health system, battlefield medicine, damage control #WarDocs, #MilitaryMedicine, #InterventionalRadiology, #EndovascularCare, #CombatCasualtyCare, #HemorrhageControl, #TraumaCare, #MilitaryHealthSystem Honoring the Legacy and Preserving the History of Military Medicine The WarDocs Mission- WarDocs exists to honor the legacy of Military Medicine, preserve its history, and inspire every generation — across all Services, Corps, and Ranks — to serve with excellence and pride. Through mentorship, coaching, and education, we equip those considering, entering, and serving in military medicine with the knowledge, connections, and community they need to thrive. We celebrate Who we are, What we do, and, most importantly, How we serve Our Patients, the DoW, and Our Nation. Find out more and join Team WarDocs at https://www.wardocspodcast.com/ Check our list of previous guest episodes at https://www.wardocspodcast.com/our-guests Subscribe and Like our Videos on our YouTube Channel: https://www.youtube.com/@wardocspodcast Listen to the “What We Are For” Episode 47. https://bit.ly/3r87Afm WarDocs- The Military Medicine Podcast is a Non-Profit, Tax-exempt-501(c)(3) Veteran Run Organization run by volunteers. All donations are tax-deductible and go to honoring and preserving the history, experiences, successes, and lessons learned in Military Medicine. A tax receipt will be sent to you. WARDOCS documents the experiences, contributions, and innovations of all military medicine Services, ranks, and Corps who are affectionately called “Docs” as a sign of respect, trust, and confidence on and off the battlefield, demonstrating dedication to the medical care of fellow comrades in arms. Follow Us on Social Media Twitter: @wardocspodcast Facebook: WarDocs Podcast Instagram: @wardocspodcast LinkedIn: WarDocs-The Military Medicine Podcast YouTube Channel: https://www.youtube.com/@wardocspodcast

Send us Fan MailYour Classroom Is Beautiful. Please Get Off the Desk.Back-to-school classroom setup videos are full of creativity, care, and an astonishing amount of teachers' personal money. But what happens if you are injured while decorating before your contract begins—or if the things you purchased are damaged, destroyed, or carried off during summer cleanup?In this episode of Teachers in Transition, Vanessa examines some risks hidden behind those beautiful classroom transformations. She discusses workers' compensation, a viral video showing a teacher's belongings covered in mold, and the important difference between documenting a workplace problem and publishing it online.Teacher Hack: Create a Classroom Purchase FileLearn how to:• Save and organize classroom receipts • Document furniture, electronics, books, and other personal property • Keep records outside district-controlled systems • Photograph valuable items without exposing student information • Understand the difference between a tax deduction and a tax creditFor eligible educators, the federal educator-expense deduction rises to $350 for expenses paid during tax year 2026. Tax laws and individual circumstances vary, so verify the current rules and consult a qualified tax professional.Career Transition and Job SearchEvery public post contributes to your personal brand. Vanessa explains how to audit your digital footprint, preserve important workplace evidence, remove content that no longer represents you, and intentionally build the professional identity you want employers to find.Ask yourself:• Is this accurate? • Is this an impression I am willing to own? • Would I be comfortable explaining it during an interview?Coming Next Week: Join the Movement: Invisible Excellence is available for pre-sellSupport the show

Ana Escobar joins Stew Peters to expose a disturbing flight trail involving Turning Point USA-linked jets, Hanscom Field, and other obscure airfields as she investigates a potential weapons-smuggling network.   Join us now live on KICK https://kick.com/stewpeters Get your first month for just $5 and join the movement before the fake election season heats up. Unlock exclusive content, behind-the-scenes access, and a community that refuses to be silenced. Join Today: https://StewPeters.tv   Support the network

Frank Greeff joins James Smith fresh off a $180 million exit for a raw conversation about tax, talent and why the game never really ends. Frank breaks down the $6.2M tax bill from selling his last business, the proposed Australian capital gains changes that would have doubled it, and why, hand on heart, he isn't sure he'd have started his last company if those rules had existed first. Check out Kinso on YouTube : @KinsoAI Follow Frank Greeff on intagram : https://www.instagram.com/frankgreeff_/ Try Kinso: https://www.kinso.ai/

The college football season is almost here, and Jake Brend and Derek Duke continue their Big 12 previews with a deep dive into Houston, Utah, and Iowa State. The guys discuss why everyone suddenly believes in Oklahoma State, whether Houston can repeat last year's success under Willie Fritz, why Utah's favorable schedule makes the Utes a legitimate Big 12 title contender, and what realistic expectations should be for Jimmy Rogers' first season at Iowa State. Plus, the guys discuss Texas Tech's latest roster move, the ongoing NCAA eligibility chaos, Iowa Everywhere Live, Iowa trivia, and draft their favorite movies released since 2000.

When you're moving into retirement, you're most likely to be starting to ask yourself which investment accounts you should start drawing from first. There's really no universal answer—retirement withdrawal strategies are deeply personal and situation-dependent. But understanding the implications of each account type and the factors that influence withdrawal order can have a massive impact on your tax burden and the longevity of your assets.    You will want to hear this episode if you are interested in... [00:00] Retirement withdrawal strategy options [06:37] Roth IRA and taxable accounts [07:47] Tax implications for investment gains [14:12] Roth IRA conversion strategy [16:17] Real-life retirement income strategies [19:36] Importance of a withdrawal strategy   Understanding the Account Types and Their Tax Impact   The foundation of your strategic withdrawal plan begins with understanding how each investment account is taxed:   1. Pre-tax Retirement Accounts These include traditional IRAs and 401(k)s, SEP IRAs, and similar plans. Contributions offer a tax deduction, and growth is tax-deferred, but withdrawals are taxed as ordinary income. These accounts are eventually subject to required minimum distributions (RMDs), currently beginning at age 73 or 75, depending on your birth year. Withdrawals here not only increase your reported income but can also impact Medicare premiums and Social Security taxation.   2. Roth Accounts Roth IRAs and Roth 401(k)s are funded with after-tax contributions. Qualified withdrawals are tax-free and—if the original contributor owns the account, not subject to RMDs in your lifetime. This makes Roth accounts especially valuable for flexible, later-stage withdrawals.   3. Taxable Brokerage Accounts These are standard investment accounts not designated for retirement. Withdrawals of principal do not create taxable events; only realized capital gains, dividends, and interest are reported for taxes. One major benefit: capital gains rates can be lower than ordinary income rates and may even reach 0% for some filers. Withdrawals can be easy to manage for opportunistic or requirement-driven needs.   Questions to Consider with Personalized Withdrawal Planning Several personal factors play into the best withdrawal order: Are you retiring before 65 and in need of Affordable Care Act (ACA) health insurance? Do you want to minimize future RMDs or leave assets to heirs? When will you begin Social Security or receive pension income? What is your preferred tax bracket and desired lifestyle flexibility?   These questions should be revisited regularly, as changes in tax law, health, or legacy wishes can affect your strategy.   Real-World Withdrawal Scenarios Coordinating Withdrawals for ACA Subsidies Jonathan retires at 57, pre-Medicare, and must carefully manage his modified adjusted gross income (MAGI) to retain ACA health insurance subsidies. My suggested plan is to combine modest 401(k) withdrawals, reportable dividends, and money market interest to stay below the MAGI threshold. Additional cash needs are met from accounts, like the money market, which don't affect taxable income. This keeps his subsidy and aligns with income limits, demonstrating the need for multi-account coordination.   Reducing Future RMDs and Leaving a Legacy Walter and Amy, 62, want to avoid burdening their heirs with high-tax inheritance on pre-tax accounts. Instead of focusing solely on paying the least tax today, they prioritize Roth conversions while Social Security is delayed, taking advantage of lower brackets now to transfer wealth into tax-free vehicles. Over several years, they could convert hundreds of thousands into Roth IRAs, significantly reducing future RMDs while maximizing wealth transfer.   Minimizing Tax on Social Security Christian, 68, blends Social Security with distributions from non-taxable sources like his money market to avoid triggering federal taxes on his Social Security. Careful planning allows him to either keep Social Security tax-free or, with limited IRA withdrawals, incur only minimal tax.   The Importance of Ongoing Review and Professional Advice Your withdrawal strategy is not a "set-and-forget" plan. Tax laws, account balances, and individual goals will change over time. I suggest annual reviews and, ideally, working with a specialized financial advisor to continually adjust the plan for optimal tax efficiency and income sustainability. A thoughtful approach, tailored to your personal circumstances and updated regularly, will help you balance tax efficiency, income needs, and legacy goals.    Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE    Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan

Is a Health Savings Account Right for You? Episode 395 – A Health Savings Account, or HSA, is one of very few financial vehicles considered “triple tax advantaged.” You can get a deduction going in, the money grows tax-free, and the money also comes out tax-free. But they're not for everybody as there are some major caveats. More SML Planning Minute Podcast Episodes Transcript of Podcast Episode 395 Hello, this is Bill Rainaldi, with another edition of Security Mutual's SML Planning Minute. In today's episode: is a Health Savings Account right for you? What would you say if someone told you about an investment vehicle where you get a tax deduction going in, the money in the account grows tax-free, and the withdrawals are tax-free when they come out? Such a product exists, but it's not quite that simple. An Individual Retirement Account or IRA doesn't work that way. You get a deduction going in, but you pay income tax when you take the money out. A Roth IRA lets you take the money out tax-free (with certain qualifications), but you don't get a deduction when you put the money in. A Health Savings Account, or HSA, is one of very few financial vehicles considered “triple tax advantaged.”[1] You can get a deduction on monies going in, the money grows tax-free, and the money also comes out tax-free. But there are some major caveats to understand. HSAs don't work for everyone. Only certain people can contribute, and when you take the money out, there are some conditions that need to be met if you want to take full advantage of the tax incentives. Here's how an HSA works. To contribute, you need to be part of what the Internal Revenue Service or IRS calls a “High-Deductible Health Plan.” The IRS defines a high-deductible health plan as one that requires an annual deductible. A deductible is the amount one must pay out-of-pocket for healthcare before health insurance coverage will share in the costs. In 2026, the minimum deductibles for a high deductible HSA health plan are set at $1,700 for coverage on yourself only, and $3,400 if the coverage includes your family.[2] Also, the out-of-pocket maximum cannot be higher than $8,500 for self-only coverage and $17,000 for family coverage. There are more rules. To contribute to an HSA, you can't be enrolled in another plan that is not considered HSA-eligible, nor can you be someone claimed as a dependent on someone else’s tax return. If you're not sure whether your plan qualifies, you will need to ask either the benefits administrator where you work or the plan provider. And for the record, Medicare does not count as a high-deductible medical plan. So, you can't participate in an HSA if you're covered by Medicare. As with almost any tax-advantaged investment vehicle, there are contribution limits. For 2026, you can contribute up to $4,400 for yourself, or $8,750 if your high-deductible plan covers your family.[3] And much like a 401(k), your employer can match your HSA contribution. In fact, in 2024 approximately 84 percent of employees covered by a qualified HSA health plan also received a contribution from their employers.[4] Note that the limits above are overall limits that include both the employee and, if applicable, employer contributions. Then there's the issue of distributions from the account. Distributions can be tax-free, but with some significant restrictions. To be tax-free, the distributions must be used for what the IRS calls “qualified medical expenses.” And what are qualified medical expenses? These might include hospital care, ambulance services, hearing aids, lab fees, dental and vision care, and other things. You can even use an HSA for health-care-related travel, massage therapy and substance abuse treatment.[5] [6] An HSA can be used for expenses both big and small. If your distribution doesn't meet the qualifications, any withdrawals after age 65 are considered fully taxable, like a traditional IRA or 401(k). Before age 65 there is also a 20 percent early withdrawal penalty. This means that, if necessary, you could treat an HSA as a secondary retirement plan. But of course, if you have qualified medical expenses that need to be paid, the taxation incentive would make them a better option. When it comes time to withdraw money as needed, you can either pay the provider directly from the HSA account (many providers offer the use of a debit card tied to the account) or pay the provider yourself and get reimbursed from the account.[7] Note that an HSA is different from a Flexible Spending Account or FSA. An FSA is another, albeit generally less popular, type of account designed to help with medical expenses. The employer generally owns an FSA, whereas the employee owns an HSA. But an FSA is also, in most cases, a “use it or lose it” type of account. At the end of the year (plus an optional grace period), you lose any money that's left over in your FSA.[8] Also note that in most circumstances, you can have a general-purpose FSA or HSA, but not both.[9] An HSA has no such restriction when it comes to how long it takes to use it. If you don't spend the money, it rolls over within the account. It belongs to you forever, even if you switch jobs. Of course, these sums, invested over several decades, can amount to a significant amount of money by the time you use them. Compounding plays a role here just like most other investment vehicles, only this time it may all be potentially tax-free. One final thought about HSAs. As we've mentioned before, the cost of health care for seniors can be staggering. According to Fidelity, a 65-year-old individual may need an after-tax total of $172,500 to cover the cost of health care expenses in retirement.[10] In the right circumstances, an HSA can be a tax-efficient way to fund some of those costs. [1] Fidelity Learn. “What is an HSA, and how does it work?” Fidelity.com. https://www.fidelity.com/learning-center/smart-money/what-is-an-hsa (accessed July 23, 2026). [2] Fidelity Learn. “HSA contribution limits and eligibility rules for 2026 and 2027.” Fidelity.com. https://www.fidelity.com/learning-center/smart-money/hsa-contribution-limits (accessed July 23, 2026). [3] Id. [4] Fidelity Learn. “What is an HSA, and how does it work?” Fidelity.com. https://www.fidelity.com/learning-center/smart-money/what-is-an-hsa (accessed July 23, 2026). [5] MetLife. “What Can I Use My HSA for in 2026?” MetLife.com. https://www.metlife.com/stories/benefits/hsa-qualified-expenses/ (accessed July 23, 2026). [6] Miller, Kathryn. “What clients miss about HSAs — and how advisors can help.” Financial-Planning.com. https://www.financial-planning.com/news/what-clients-miss-about-hsas-and-how-advisors-can-help (accessed July 23, 2026). [7] Fidelity Learn. “Spending with your HSA.” Fidelity.com. https://www.fidelity.com/go/hsa/how-to-spend (accessed July 23, 2026). [8] Healthcare.gov. “Using a Flexible Spending Account (FSA).” Healthcare.gov. https://www.healthcare.gov/have-job-based-coverage/flexible-spending-accounts/ (accessed July 23, 2026). [9] Fidelity Learn. “HSA contribution limits and eligibility rules for 2026 and 2027.” Fidelity.com. https://www.fidelity.com/learning-center/smart-money/hsa-contribution-limits (accessed July 23, 2026). [10] Fidelity Learn. “What is an HSA, and how does it work?” Fidelity.com. https://www.fidelity.com/learning-center/smart-money/what-is-an-hsa (accessed July 23, 2026). More SML Planning Minute Podcast Episodes This podcast is brought to you by Security Mutual Life Insurance Company of New York, The Company That Cares®. The content provided is intended for educational and informational purposes only. Information is provided in good faith. However, the Company makes no representation or warranty of any kind regarding the accuracy, reliability, or completeness of the information. The information presented is designed to provide general information regarding the subject matter covered. It is not to serve as legal, tax or other financial advice related to individual situations, because each individual's legal, tax and financial situation is different. Specific advice needs to be tailored to your situation. Therefore, please consult with your own attorney, tax professional and/or other advisors regarding your specific situation. To help reach your goals, you need a skilled professional by your side. Contact your local Security Mutual life insurance advisor today. As part of the planning process, he or she will coordinate with your other advisors as needed to help you achieve your financial goals and objectives. For more information, visit us at SMLNY.com/SMLPodcast. If you've enjoyed this podcast, tell your friends about it. And be sure to give us a five-star review. And check us out on LinkedIn, YouTube and Twitter. Thanks for listening, and we'll talk to you next time. Tax laws are complex and subject to change. The information presented is based on current interpretation of the laws. Neither Security Mutual nor its agents are permitted to provide tax or legal advice. The applicability of any strategy discussed is dependent upon the particular facts and circumstances. Results may vary, and products and services discussed may not be appropriate for all situations. Each person's needs, objectives and financial circumstances are different, and must be reviewed and analyzed independently. We encourage individuals to seek personalized advice from a qualified Security Mutual life insurance advisor regarding their personal needs, objectives, and financial circumstances. Insurance products are issued by Security Mutual Life Insurance Company of New York, Binghamton, New York. Product availability and features may vary by state.​ SubscribeApple PodcastsSpotifyAndroidPandoraby EmailTuneInDeezerRSSMore Subscribe Options

Are You Ready to Retire??  ✅ Schedule a Discovery Call: HERE's my calendar Get your questions answered and make sure your prepared for the next step.   ✅ Join the Retirement Lifestyles Inner Circle for FREE: CLICK HERE Receive daily email tips and strategies to take your retirement planning to the next level. Stay up to date with current Social Security, Medicare and Tax law changes with our checklists and reports   ✅ Visit us at Retirement Lifestyles Advisors: www.RLAPlan.com   **Questions? Call or Text Questions and Comments to 530-319-5158 Follow me on: Facebook: https://www.facebook.com/thepatrickmcnally Instagram: @thepatrickmcnally LinkedIn: https://www.linkedin.com/in/theretirementincomeadvisor/ Twitter: @The_McNally YouTube: https://www.youtube.com/channel/UCNheDpmYRV1-T5l6Apa5h5Q?sub_confirmation=1 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Are You Ready to Retire??  ✅ Schedule a Discovery Call: HERE's my calendar Get your questions answered and make sure your prepared for the next step.   ✅ Join the Retirement Lifestyles Inner Circle for FREE: CLICK HERE Receive daily email tips and strategies to take your retirement planning to the next level. Stay up to date with current Social Security, Medicare and Tax law changes with our checklists and reports   ✅ Visit us at Retirement Lifestyles Advisors: www.RLAPlan.com   **Questions? Call or Text Questions and Comments to 530-319-5158 Follow me on: Facebook: https://www.facebook.com/thepatrickmcnally Instagram: @thepatrickmcnally LinkedIn: https://www.linkedin.com/in/theretirementincomeadvisor/ Twitter: @The_McNally YouTube: https://www.youtube.com/channel/UCNheDpmYRV1-T5l6Apa5h5Q?sub_confirmation=1 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Are You Ready to Retire??  ✅ Schedule a Discovery Call: HERE's my calendar Get your questions answered and make sure your prepared for the next step.   ✅ Join the Retirement Lifestyles Inner Circle for FREE: CLICK HERE Receive daily email tips and strategies to take your retirement planning to the next level. Stay up to date with current Social Security, Medicare and Tax law changes with our checklists and reports   ✅ Visit us at Retirement Lifestyles Advisors: www.RLAPlan.com   **Questions? Call or Text Questions and Comments to 530-319-5158 Follow me on: Facebook: https://www.facebook.com/thepatrickmcnally Instagram: @thepatrickmcnally LinkedIn: https://www.linkedin.com/in/theretirementincomeadvisor/ Twitter: @The_McNally YouTube: https://www.youtube.com/channel/UCNheDpmYRV1-T5l6Apa5h5Q?sub_confirmation=1 Disclosures Information presented is believed to be factual and up to date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. All expressions of opinion reflect the judgment of the host on the date of publication and are subject to change. All information is based on sources deemed to be reliable, but no warranty or guarantee is made as to its accuracy or completeness. Financial calculations are based on various assumptions that may never come to pass. All examples are hypothetical and are for illustrative purposes only. Charts, graphs, and references to market returns do not represent the performance achieved by Retirement Lifestyles Advisory Group or any of its advisory clients. Content should not be construed as personalized investment advice, nor should it be interpreted as an offer to buy or sell any securities mentioned. A professional advisor should be consulted before implementing any of the strategies presented. Past performance may not be indicative of future results. All investment strategies have the potential for profit or loss. Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment or strategy will be suitable or profitable for an investor. In addition, there can be no assurances that an investor's portfolio will match or outperform any particular benchmark. Asset allocation and diversification do not assure or guarantee better performance and cannot eliminate the risk of investment losses. The social security, tax, legal, and estate planning information provided is general in nature. It should not be construed as legal or tax advice. Always consult an attorney or tax professional regarding your specific legal or tax situation. Retirement Lifestyles Advisory Group is not affiliated or endorsed by the Social Security Administration of the United States. Case studies are for illustrative purposes only and should not be construed as testimonials. Every investor's situation is different, and goals may not always be achieved. Retirement Lifestyles Advisory Group is registered as an investment advisor and only transacts business in states where it is properly registered or is excluded or exempted from registration requirements. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that the advisor has attained a particular level of skill or ability.

Is indexed universal life (IUL) or variable universal life (VUL) really better than whole life insurance for the Infinite Banking Concept? In this episode, Paul Fugere and David Befort break down a real policy illustration — including a letter recommending a premium increase from $55 to $829 — and explain why "not guaranteed" appears on nearly every page.This breakdown examines the specific mechanics of indexed universal life insurance and variable universal life policies. If you are currently considering these options for your financial portfolio, it is essential to understand the structural concerns raised by industry critics. We analyze why these products often fail to meet the projections presented during initial sales pitches.By comparing the reality of IUL vs VUL, we highlight the potential risks that policyholders frequently overlook. This discussion is designed for anyone evaluating complex life insurance products and seeking clarity on whether they truly serve your long-term financial goals. We strip away the sales terminology to focus on the actual performance expectations versus the marketing promises.JOIN OUR FREE SKOOL COMMUNITY - https://www.skool.com/ibc-community-7282VISIT OUR WEBSITE FOR MORE RESOURCES - https://thewealthwarehousepodcast.com/AND - https://cospark.us/Chapters00:00 Introduction and episode overview01:57 Personal updates and health insurance alternatives04:00 Deep dive into universal life, VUL, and IUL policies09:56 Risks and costs of universal and indexed universal life insurance15:08 Non-forfeiture options and policy flexibility20:06 Comparing returns and performance of different policies25:00 Market caps, fees, and risk factors in IUL and VUL29:58 The importance of guarantees and the banking function35:02 Nelson Nash's perspective on insurance and banking40:08 Tax implications and policy surrender risks45:00 Questions to ask your insurance advisor50:13 Summary and final advice on life insurance choicesMusic provided by SoundStripe code: 60CKVUXW2ZLFRX4LDISCLAIMER: Licensed Authorized Infinite Banking Practitioners. Educational purposes only. Schedule consultation for personalized advice

Roger and Annie take a midyear look at how the IRS is holding up: call center struggles, a wave of CP2000, CP05, and CP14 notices, and the sudden departure of top Treasury tax official Ken Kies. They break down the new automatic penalty abatement replacing the old first-time abatement process, updates to Trump accounts, and a long list of OBBBA provisions kicking in for 2026, from the educator expense deduction to a higher 1099-K threshold. They close with practical tips for managing the fall extension crunch and a prediction on whether the TAS Act clears its Senate Finance Committee markup.SponsorsPadgett -  Contact Padgett or Email Jeff PhillipsGet NASBA Approved CPE or IRS Approved CELaunch the course on EarmarkCPE to get free CPE/CE for listening to this episode.Links mentioned in this episodeChapters(00:00) - Welcome and Catch Up (00:31) - Summer Tax Conference Circuit (04:06) - Why IRS Phones Struggle (06:22) - Digital Self Service Push (08:44) - Staffing Tech and Leadership Shift (12:34) - Tips and Overtime Reporting 2026 (14:39) - Refund Notices and Paper Checks (16:53) - Most Common IRS Notices (21:05) - Trump Accounts Guidance Update (24:03) - Kwong Case Status and Deadlines (27:00) - Fall Extension Survival (28:43) - Client Info Deadlines (31:13) - Systems and Automation (33:07) - Midyear Client Touchpoints (34:00) - Advisory in AI Era (35:21) - Automatic Penalty Relief (38:00) - AEP Tradeoffs Explained (42:36) - Key Changes for 2026 (45:59) - Business and Reporting Updates (48:50) - TAS Act Outlook (53:43) - Conference Plans and Farewell Follow the Federal Tax Updates Podcast on Social Mediatwitter.com/FedTaxPodfacebook.com/FedTaxPodlinkedin.com/showcase/fedtaxpodConnect with the Hosts on LinkedInRoger HarrisAnnie SchwabReviewLeave a review on Apple Podcasts or PodchaserSubscribeSubscribe to the Federal Tax Updates podcast in your favorite podcast app!This podcast is a production of Earmark MediaThe full transcript for this episode is available by clicking on the Transcript tab at the top of this pageAll content from this podcast by SmallBizPros, Inc. DBA PADGETT BUSINESS SERVICES is intended for informational purposes only.

Retirement planning is about more than simply saving enough money. In this episode of Dollars and Cents, Joel Garris breaks down several important issues retirees and pre-retirees should understand before making major financial decisions.First, Joel discusses the continued surge in annuity sales and why investors should be cautious before signing a long-term insurance contract. With record amounts of money flowing into annuities, he explains why these products are often complex, commission-driven, and full of fine print that can affect flexibility, access to money, and the true value of advertised guarantees.Then, the conversation shifts to retirement planning for couples. Joel shares several conversation starters every married couple should consider before retirement, including what retirement actually looks like, how each spouse thinks about money, when each person wants to retire, and where they want to live. These lifestyle expectations can be just as important as the financial projections.Finally, Joel covers tax surprises that can catch retirees off guard, including the taxation of Social Security, Medicare premium increases tied to income, required minimum distributions, and the surviving spouse tax trap. If you're approaching retirement or already there, this episode offers practical reminders to ask better questions, plan ahead, and avoid costly surprises.

Turning 60 with a significant pension pot and nothing forcing your hand? This episode is a worked case study on the pension lump sum decision at 60 in Ireland: Take the tax-free lump sum now, or leave the fund invested and revisit it at 65. Paddy goes through a study-case: Larry is 60, a senior private-sector executive, with €1.4 million in a defined contribution scheme. He doesn't exist. The numbers do. What you'll learn in this Episode: How the retirement lump sum is actually taxed in Ireland: the first €200,000 tax-free as a lifetime limit across all schemes, the 20% band to €500,000, and the marginal rate above it Why an uncrystallised pension carries no mandatory drawdown, and what imputed distribution at 4% from age 61 means once you have crystallised What five years of 5% to 6% growth is actually worth in net lump sum terms and why the honest answer is a range, not a number Where the Standard Fund Threshold genuinely bites and where it doesn't, including why a threshold rising €200,000 a year to 2029 changes the usual "don't let it grow too big" advice The three mistakes that decide most of these cases in practice If you're approaching retirement with a significant pension pot and you've been assuming 60 or 65 is the moment you have to act, this episode is for you. 

S19EP6: The National Trust Lifestyle: Buying Back Your SanityAre you waiting for a million pounds before you allow yourself to enjoy the world? Mark thought the "premium life" was only for people with old money, until Zulfiqar Ali showed him the power of the Off-Peak Advantage.In this episode, we explore why self-employment isn't just about earning more, it's about controlling when you spend your time. Zulf discusses the "Tuesday Morning Flex," the science behind "Green Prescribing," and how to audit your schedule to visit the UK's most beautiful heritage sites for less than the cost of a cinema ticket. Stop being a machine and start being a creator.Timestamps:0:00 - Mark's Midweek Exhaustion1:37 - Driving Against the 8:30 a.m. Commute3:59 - Why the 9-to-5 Schedule is a Tax on Your Wallet5:39 - The Science: Nature vs. Cholesterol & Creativity7:08 - Building an "R&D Well-being" Fund8:23 - Overcoming the "Skiving" GuiltThe country belongs to you, too. Resources and show notes at zulftalks.com/s19.#ZulfTalks #NationalTrust #MentalHealth #Nature #SelfEmployed #Burnout #UKHeritage #CreativeThinking

This is the Golden Era of Fixed Assets Best index and income annuities available in my 27-year career! -            Highest returns ever seen: 7.5% - 15.5% average annual returns 10-20 years -            Up to 27% signing bonuses are available up to age 89 in most states. -            Highest guaranteed lifetime income o   8-10% guaranteed annual income increase rollup o   Up to 45% bonus available in most states Index (growth) annuity -            Strong upside potential gains -            No downside market risk -            Principal guaranteed -            Once gains locked in, become new principal -            Some products: can lock in gains at any time -            Tax-deferred growth: pay taxes on gains only when withdrawing funds   Common Misconception: If you want guarantees, you have to give up strong returns. Not true! Annuities suffer from perception of poor performance. If you choose a bad stock, do you blame the entire stock market?   Index Annuity Poor Performance Reasons 1.       Caps and other limits 2.       Wrong Indexes 3.       Low interest rates when purchased   How do you avoid poor performance? Independent agent 1.       Access to nearly every product available, ensure best option 2.       About 10% of agents/advisors are independent 3.       If you met with an agent/advisor and were only shown one or two products, likely not independent 4.       Product search: literally dozens of companies and 100's of products   Index Performance Report -            100's of indexes -            Most poor performers - Choose strong performing indexes   Ensure Strong Index Annuity Returns 1.       Strong performing Indexes 2.       No Caps: unlimited upside 3.       Low or no fees 4.       Strong participation rates: enhance returns

Special Offer: Get 15% OFF your first FIGS order with code FIGSUK at checkout.Shop now at https://www.wearfigs.com/———————————————————————UK Dentists: Collect your verifiable CPD for this episode here >>> https://courses.dentistswhoinvest.com/smart-money-members-club———————————————————————A squat dental practice can look glamorous on social media, but the reality is a messier mix of risk, debt, decision pressure, and people problems. We talk candidly about what changes when you stop being an associate and start building a practice from scratch, including why buying a practice feels “simpler” and why a squat requires a completely different mindset around planning, data, and culture. If you are a UK dentist thinking about dental practice ownership, this is the grounded framework we wish more people heard earlier. We start with a personal story of a thriving mixed practice that gets sold to a corporate, then rapidly falls apart as the team and patient list evaporate. That experience sparks a bigger question lots of dentists carry quietly: should I stay put, buy, or open my own? From there we lay out a clear decision-making approach called the certainty compass, designed to cut through overwhelm and three common traps: prestige spending, rushing a quick escape, and overthinking until the opportunity disappears. We bring it back to three simple checks: patient benefit, what the data actually says, and your true worst case scenario. Next, we get practical about growth: building an A-team in a new practice and why one toxic hire can drain your culture and profit faster than any marketing mistake. Finally, we break down the “invisible waiting list” and why community building, authenticity, and a consistent personal brand can bring patients in at low cost without turning you into an “influencer”. ———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.Send us Fan Mail

Exploring the Connection Between Matthew 21, the Book of Ecclesiastes, and Isaiah 21 For Bible in Ten – By DH – 9th August 2026 Matthew 21, Ecclesiastes, and Isaiah 21 1 The Greater Son of David and the End of Vanity Matthew 21 presents Jesus Christ as the rightful King, the rejected Son, and the only secure foundation for man. Ecclesiastes gives a remarkable companion to this chapter because it begins with another “son of David, king in Jerusalem.” That king searched through wisdom, pleasure, wealth, achievement, labour, and human experience, yet repeatedly concluded: “Vanity of vanities, all is vanity.” Matthew 21 presents the greater Son of David entering the same city. Solomon could describe the problem of life under the sun, but he could not remove it. He saw that wisdom could not defeat death, wealth could not endure, pleasure could not satisfy permanently, and human labour could not produce lasting gain. Jesus came not merely to describe the problem, but to solve it. Solomon observed the curse. Christ came to bear it. Solomon saw that all men die. Christ came to lay down His life and take it again. Solomon searched for lasting meaning. Christ is the One in whom lasting meaning is found. 2 What Profit Is There? Ecclesiastes repeatedly asks what lasting profit man receives from all his labour. Matthew 21 applies that question powerfully to religion. The temple was full of activity: sacrifices, money changing, worship, teaching, and ceremony. Yet when the One to whom the entire system pointed entered the temple, its leaders rejected Him. What profit is there in maintaining the shadow while rejecting the substance? The temple could demonstrate the need for cleansing, but it could not finally cleanse man from sin. The sacrifices pointed toward atonement, but they could not complete it. Jesus is the reality toward which they pointed. Religion without Christ becomes another form of vanity. 3 Empty Words Before God Ecclesiastes warns: “Draw near to hear rather than to give the sacrifice of fools.” It also warns against careless words and vows before God. That connects directly with Jesus' parable of the two sons. One said he would obey, but did not. The other initially refused, but later repented and obeyed. The religious leaders possessed the language of obedience, yet they rejected Christ. Tax collectors and harlots had openly lived in disobedience, yet when they believed, they entered the kingdom before them. Profession without faith is empty. Words without obedience are vanity. The true question is whether a person receives the Son. 4 A Time to Plant and a Time to Uproot Ecclesiastes says: “A time to plant, and a time to pluck what is planted.” This provides a fitting background to the fig tree and vineyard of Matthew 21. God had planted Israel and entrusted them with covenant privilege. But stewardship was intended to produce fruit. The fig tree had leaves, but no fruit. The vinedressers wanted the vineyard, but rejected the owner's servants and finally his son. They treated stewardship as ownership. Matthew 21 therefore marks an appointed time of accountability. There had been a time to plant. Now there was a time for fruit to be examined. The leaders could not make their stewardship permanent simply because they wished to retain it. What God appoints, He also has authority to remove. 5 What God Does Endures One of the strongest connections with Ecclesiastes is this: “Whatever God does, it shall be forever. Nothing can be added to it, and nothing taken from it.” This points beautifully toward the sufficiency of Christ. The religious system had accumulated ceremonies, traditions, authority, and outward forms, but salvation would not come through adding more. God's work in Christ would be complete. Jesus is the fulfilment of the law. He is the true Sacrifice. He is the rejected Stone who becomes the chief cornerstone. Nothing can be added to His work. Nothing can improve it. Nothing needs to complete it. Human works pass away. God's work in Christ endures forever. 6 Isaiah 21 — Human Glory Falls Isaiah 21 adds a solemn supporting witness: “Babylon is fallen, is fallen.” Babylon appeared powerful and secure, yet its strength, wealth, and idols could not prevent the judgment appointed by God. Ecclesiastes teaches that earthly greatness is temporary. Isaiah 21 demonstrates it. Matthew 21 applies the same warning to religious privilege. The leaders of Jerusalem trusted in their position, their temple, and their authority. But no system is secure when it rejects the Son. Isaiah 21 also asks: “Watchman, what of the night?” The answer comes: “The morning comes, and also the night.” The morning had come to Jerusalem because the King had arrived. But for those who rejected Him, night was also approaching. And finally, section 7 — The Pattern of the Number Twenty-One There is a beautiful pattern surrounding the number 21. W. Bullinger notes that twenty-one is three times seven, presenting the thought of Divine completion in relation to spiritual perfection. This gives an interesting framework to these three passages. Ecclesiastes is book 21. It demonstrates that man cannot attain lasting completeness through anything “under the sun.” Isaiah 21 shows that even the greatest human power cannot make itself permanent: Babylon falls at the appointed word of God. Then Matthew 21 presents the answer in a Person. What man cannot attain, and what human power cannot preserve, God provides in Christ. Ecclesiastes asks: What truly lasts? Isaiah 21 answers: not the glory of man. Matthew 21 answers: Jesus Christ. Thus the pattern of twenty-one does not glorify human perfection. It directs us instead to the perfection and permanence of what God has accomplished in His Son. Man searches. Man builds. Both come to an end. But God sends His Son. And in Him is the enduring answer. Life Application Ecclesiastes warns us not to seek permanence in temporary things. Isaiah 21 reminds us that even the greatest human powers eventually fall. Matthew 21 directs us instead to Christ. Religion, wisdom, wealth, achievement, and position cannot reconcile us to God. Jesus alone can. Therefore, our confidence must rest not in what man can build, achieve, or preserve, but in what God has accomplished through His Son. Christ alone is the secure and eternal foundation.   Prayer Lord God, thank You for showing us the emptiness of trusting in things that cannot endure. Thank You for sending Jesus Christ, the greater Son of David, the true King, and the everlasting cornerstone. Keep us from empty religion and misplaced confidence. May our faith rest entirely in Christ and in the work You have completed through Him. To You be all glory forever. Amen.

This week on the Stew Peters Network, we break down the investigations, interviews, and major stories that generated the biggest questions and the strongest reactions. From forensic analysis and security failures to government accountability and headline-making developments, here's your complete weekly recap of the stories everyone is talking about.   John Jubilee is exposing the catastrophic truth about these GLP-1 shots causing blindness, pancreatitis, and muscle loss. I went from inflamed and fat to shredded with real cellular hydration through Energized Health — ditch the dangerous drugs and transform your body the right way. Get your first month for just $5 and join the movement before the fake election season heats up. Unlock exclusive content, behind-the-scenes access, and a community that refuses to be silenced. Join Today: https://StewPeters.tv   Support the network

Join us now live on KICK https://kick.com/stewpeters Get your first month for just $5 and join the movement before the fake election season heats up. Unlock exclusive content, behind-the-scenes access, and a community that refuses to be silenced. Join Today: https://StewPeters.tv Support the network

QuickBooks Live is officially retired, and Alicia sits down with Dan DeLong and Matthew Fulton to unpack what replaces it: Intuit Experts, a narrower set of services built directly into QBO Simple Start and above. They walk through the new Books Check-In, Smart Expert Categorization, and Expert Books Upkeep offerings, how the accountant-attached toggle works, and why onboarding still applies to every new client regardless of status. They also dig into the Intuit ProPartner Accountants program launching in 2027 and what firm-billed versus client-billed accounts mean for who controls what.Sponsors:Intuit Accountants - http://uqb.promo/intuitPilot - http://uqb.promo/pilotKick.co - http://uqb.promo/kick(00:00) - Welcome and Setup (01:12) - QuickBooks Live Ends (02:47) - What Makes an Expert (07:08) - Firm of the Future Article (11:03) - Who Intuit Experts Serve (13:41) - Pro Partner Matching Network (15:35) - Services Built Into QBO (17:31) - Breaking Down New Services (21:36) - Consent and Default Off (25:57) - Intelligent Onboarding (28:50) - Cross Sell and Workforce (34:18) - Do They Compete With Firms (38:16) - Marketing Toggle Recap (38:52) - Unknown Accountant Status Rules (40:17) - Overlap Services Confusion (43:52) - Onboarding Versus Suppression (45:52) - Where Controls Live (46:28) - Client Versus Firm Billing (49:55) - Expert Hub Visibility (52:51) - QuickBooks Live Rebrand (56:39) - Why Intuit Changed Course (59:42) - What To Do Now (01:05:11) - ProPartner And Suite Updates (01:06:40) - Wrap Up And Community (01:07:32) - Hosts Updates And Outro LINKSIntuit Experts Shift: https://www.firmofthefuture.com/product-update/intuit-experts-and-accountant-controls/Intuit Experts Onboarding: https://quickbooks.intuit.com/r/bookkeeping/quickbooks-onboarding/Alicia's upcoming classes:3rd Party App Exploration, Aug 12: http://royl.ws/3rdpartyIntuit Enterprise Suite, Aug 19: http://royl.ws/intuit-enterprise-suiteBattle of the Books - QBO vs. Xero, sponsored by Xero: https://xero.zoom.us/webinar/register/4717843154915/WN_jWTalQhPSka8DGL2mQerIA#/registrationAI in QBO: http://royl.ws/AIIntuit Accountant Suite in Sept: http://royl.ws/IASDan's School of Bookkeeping blog on AI/Claude:Connect Claude to QuickBooks Online?: https://www.schoolofbookkeeping.com/blog/QBOClaude What Specifically can Claude do in QuickBooks Online: https://www.schoolofbookkeeping.com/blog/what-specifically-can-claude-do-in-quickbooks-online No, AI Isn't Coming for Your Bookkeeping Job: https://www.schoolofbookkeeping.com/blog/AIinAccounting1 The Blind Spots Automation Can't See (Yet): Where QuickBooks AI Still Needs a Human: https://www.schoolofbookkeeping.com/blog/AIinAccounting2 How to Become the Human Your Clients (and Their AI) Actually Need: https://www.schoolofbookkeeping.com/blog/AIinAccounting3 Schoolofbookkeeping YouTube: https://snip.ly/SOBYTFree Live Workshop Wednesdays: https://www.schoolofbookkeeping.com/workshop-wednesdayQB Power Hour: https://www.qbpowerhour.com/ We want to hear from you!Send your questions and comments to us at unofficialquickbookspodcast@gmail.com.Join our LinkedIn community at https://www.linkedin.com/groups/14630719/Visit our YouTube Channel at https://www.youtube.com/@UnofficialQBOPodcastSign up to Earmark to earn free CPE for listening to this podcasthttps://www.earmark.app/onboarding 

In this episode: Inflation-indexed IRS deductions, credits, and thresholds for 2026. Non-indexed thresholds that haven't changed in decades (e.g., home sale gain exclusion). New above-the-line charitable deduction for non-itemizers. Rules for deducting donated vehicles. Conservation easements and farmland preservation. Tax treatment of donated timeshares and vacation home rentals. Qualified opportunity zone capital gains deferment. Health insurance marketplace premium tax credit pitfalls. Upcoming tax filing deadlines. IRS interest vs. penalty abatement rules.

This is The Briefing, a daily analysis of news and events from a Christian worldview.Part I (00:13 – 07:44)Liberals Battle Progressivists in the Heartland: Democrat Senate Race in Michigan Shows Massive Shift Towards the DSA and Far Left in the Democratic PartyA Small Band of Socialists Is Sowing Panic in the Democratic Party by The Wall Street Journal (James Fanelli, Joshua Chaffin, Eliza Collins, and Kevin T. Dugan)Liberals Are Now Fighting a Two-Front War by The Atlantic (Jonathan Chait)Part II (07:44 – 13:42)Progressive Left vs. Center Left and Neoliberals: The ‘Two-Front War' Democrats Now FacePart III (13:42 – 18:01)How Can Mayor Mamdani Pull Off Government-Run Grocery Stores and Government Childcare in New York City? – Inevitably, This is Going to Be Funded by New York TaxpayersMamdani May Need to Find $5 Billion More a Year for Free Child Care by The New York Times (Eliza Shapiro)Part IV (18:01 – 24:36)California's Proposed 5% Tax on Wealth of Billionaires: There are Huge Moral Issues with the Taxation of Unrealized Gains – And It Won't Stop With BillionairesSign up to receive The Briefing in your inbox every weekday morning.Follow Dr. Mohler:X | Instagram | Facebook | YouTubeFor more information on The Southern Baptist Theological Seminary, go to sbts.edu.For more information on Boyce College, just go to BoyceCollege.com.To write Dr. Mohler or submit a question for The Mailbox, go here.

Join us on KICK, the EXCLUSIVE home of Stew's daily livestream broadcasts! https://kick.com/stewpeters Get your first month for just $5 and join the movement before the fake election season heats up. Unlock exclusive content, behind-the-scenes access, and a community that refuses to be silenced. Join Today: https://StewPeters.tv Support the network

In episode 264 , Tyler Moon confronts our innate self-preservation and invites us to consider what it is we are trying to preserve. An avid runner, Tyler was in top health when he reached the starting line for a marathon, and despite his admirable physical self-preservation, even he could not stop what happened next to nearly end his life. On this end of survival, he has come to learn what truly matters, and what is truly worth preserving.What is God inviting you to preserve?Discover more from Tyler:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://livingproofleadership.com/~Paul creates this as part of his full-time volunteer ministry.If you appreciate what God is doing through this podcast, you can help keep it going through financial support. Tax-deductible gifts are processed at  ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://worldoutreach.org/707 ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠~"Something in the Froth" is available for pre-order!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.wheredidyouseeGod.com/something-in-the-froth⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠The "Year of Books":⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.wheredidyouseeGod.com/year-of-books⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠~Have a story to share? Hard questions to process? A desire for authentic, accessible space? Send Paul Granger a message on PodMatch:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.podmatch.com/hostdetailpreview/wheredidyouseegod⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Learn more about having a conversation (with a twist!) at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.wheredidyouseegod.com/conversation-with-a-twist⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠~Check out our website: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.WhereDidYouSeeGod.com ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠~One of these books will be relevant to your life right now:⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://amazon.com/author/paulgranger⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠~Wear an amazing conversation-starter!⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://www.bonfire.com/store/where-did-you-see-god/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠~The music in this episode is "You'll walk, you'll run" by Urban Doxology, from their amazing album "Bread for the Journey."~Learn more about how God's calling us:Pray: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠tinyurl.com/GrangerPray⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Follow: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠tinyurl.com/GrangerList⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Give: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠worldoutreach.org/707⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠~#authenticspace #dialogue #Godstillspeaks #WDYSG #conversation #invitation #Riversidefm #PodMatch #faith #stories #calling #invitation #faithfulness #ministry #listening #healing #prayer

Key TakeawaysCommercial underwriting is conceptually simple but operationally complex with spreadsheets. Residential back-of-the-napkin math doesn't translate well to commercial deals because you must track many variables (NOI, cap rate, DSCR, loan terms, rent escalations, etc.). Traditional Excel models work but are error‑prone, formula‑heavy, and intimidating for most new investors.The new analyzer software replaces complex spreadsheets with guided, structured workflows. Instead of hunting through cells and formulas, users upload the offering memorandum, let AI pull in key deal data (price, NOI, cap rate, lease term, rent, square footage), and then move through clearly labeled tabs that walk them step by step through assumptions and scenarios.A real industrial deal example shows that “easy to analyze” is not the same as “a good deal.” Tyler underwrites a $2.3M industrial, absolute net lease in Tupelo in under 10 minutes. Even with different down payment levels, rent assumptions, and price negotiations, the deal struggles due to high purchase cap rate vs. exit cap rate, limited growth, and weak equity multiple. The tool makes it fast to see that a stabilized, low‑yield asset often won't hit aggressive return targets.The software teaches users how to ‘read' a deal, not just calculate outputs. The interface explains metrics (e.g., NOI, expense ratio, DSCR) and shows where numbers come from. It models lease structures (triple net vs. absolute net), rent bumps, vacancy, operating expenses, reserves, and exit assumptions so students learn how each lever affects cash flow and overall returns.Tax strategy and capital structure are integral to evaluating returns. The tool includes cost segregation modeling to estimate year‑one tax deductions and potential savings, plus structures for ownership, GP/LP splits, waterfalls, and preferred returns. Tyler notes that many investors justify lower nominal returns on stabilized NNN deals when factoring in tax benefits and hands‑off management.Integrated tools streamline the entire acquisitions workflow. Beyond the analyzer, the software includes a deal desk (pipeline management from lead to closing) and a cost estimator that adjusts renovation budgets by city and scope. This lets users quickly estimate renovation costs, attach them to deals, and track all documents, tasks, dates, and notes in one place.Core mindset shift: underwriting speed and clarity unlock more deal flow and better decisions. By making underwriting faster, more visual, and less spreadsheet‑dependent, more members in Tyler's mastermind are submitting and evaluating deals. The emphasis is on quickly determining whether a deal is worth deeper pursuit, rather than getting bogged down in technical modeling.

Jared Dillian talks about his awesome portfolio (0:30) Saving for retirement (2:20) Are we in a new normal? (7:10) Managing money (12:45) Bullish on bonds, bearish on the USD, precious metal bottom (14:00) Tax consequences (19:05) Portfolio statistics (24:20)Episode transcriptsFor full access to analyst ratings, stock quant scores and dividend grades, subscribe to Seeking Alpha Premium at seekingalpha.com/subscriptions

OVERWHELMING, Irrefutable evidence that can't be explained away directly connects Israel to the murder of Charlie Kirk. Ana Escobar joins Stew to present the hard data, which will inevitably be deleted immediately after it's exposed!   Haydn Wood joins Stew to break down the "evidence" used by the prosecution, specifically the video(s) of "Tyler Robinson's" movements around campus at UVU on Sept 10, 2025. Get your first month for just $5 and join the movement before the fake election season heats up. Unlock exclusive content, behind-the-scenes access, and a community that refuses to be silenced. Join Today: https://StewPeters.tv   Support the network

    What does it take to keep wounded Soldiers alive when the next war means hours — not minutes — to the operating table? In this special collaboration between WarDocs and OP MED TV, recorded at the Defense Strategies Institute OP MED Symposium, COL Shaun Brown, MD, Commander of the U.S. Army Institute of Surgical Research, lays out the research agenda that will decide whether the wounded of the next conflict survive. COL Brown's path into Army medicine began with a rejection. Poor eyesight closed the door on the U.S. Naval Academy, so he pursued pre-med as a civilian undergraduate. When 9/11 happened, it solidified both his commitment to medicine and his decision to serve, and he took an Army HPSP scholarship in medical school. He trained in general surgery at William Beaumont Army Medical Center — a program with a long, quiet relationship with the special operations community — where attendings would vanish overnight for operational requirements. He chose colorectal surgery as a fellowship to add technical range he could use in civilian practice and on the battlefield, then joined Joint Special Operations Command at Fort Bragg after a year on staff in El Paso. Now commanding the Army's premier combat casualty care research enterprise, COL Brown is candid about what excites him and what worries him. He is most energized by the Organ Support and Automated Technology department, and he uses a widely shared video of a Ukrainian amputee evacuated by unmanned ground system to make his point: autonomous evacuation without autonomous medical support only moves the walking wounded. Ventilators that read changing physiology and adjust themselves, autonomous IV pumps, and en-route support are the missing half of the capability. His concern is combat wounds. In large-scale combat operations with prolonged evacuation timelines, Dr. Brown expects most damage control surgery to be done for sepsis rather than hemorrhage — the patients who cannot be evacuated become septic extremities. He also walks through the blood problem: whole blood is the standard, low-titer O supply will not be sufficient at scale, and the answer is shelf-stable components, including freeze-dried and spray-dried plasma, freeze-dried platelets, and freeze-dried red cells. The conversation closes on people. Brown details how the Army sustains surgical readiness through a diversified platform of military treatment facilities, civilian partnerships, and untapped Veterans Affairs relationships; how he coordinates with the Reserve consultant to pair complementary skill sets on deploying teams; and why, quoting the Army War College, he still serves: you train for the known and you educate for the unknown. Chapters (00:50-02:16) From Naval Academy Dreams to Army Medicine (02:16-04:33) Colorectal Surgery and the Road to Joint Special Operations Command (04:33-08:06) Commanding the ISR: Autonomous En-Route Care and the Combat Wound Gap (08:06-11:59) Blood, Plasma, and the Shelf-Stable Future of Resuscitation (11:59-18:16) Burn Care, Surgical Readiness, and Partnerships Across Components (18:16-22:22) Forward Surgical Capability Gaps and Why He Still Serves Chapter Summaries (00:50-02:16) From Naval Academy Dreams to Army Medicine Brown describes how bad eyesight ended his plan to attend the U.S. Naval Academy and sent him to a civilian undergraduate program and pre-med coursework. September 11th solidified his decision to pursue both medicine and military service, and he applied for the HPSP scholarship in medical school, choosing the Army's four-year award over the Air Force's three-year option. (02:16-04:33) Colorectal Surgery and the Road to Joint Special Operations Command He explains why he chose colorectal surgery — additional technical skill he could use in civilian practice and on the battlefield — and how residency at William Beaumont Army Medical Center exposed him early to the special operations world. He recounts getting the recruiting call while loading a moving van in New Orleans, then completing assessment and selection before moving to Fort Bragg. (04:33-08:06) Commanding the ISR: Autonomous En-Route Care and the Combat Wound Gap COL Brown identifies the Organ Support and Automated Technology department as the work he is most excited about, using a Ukrainian unmanned-ground-system evacuation video to argue that autonomous platforms without autonomous medical support can only move the walking wounded. He then names his chief concern: combat wound research funding, and his expectation that in large-scale combat operations most damage control surgery will be done for sepsis rather than hemorrhage. (08:06-11:59) Blood, Plasma, and the Shelf-Stable Future of Resuscitation The discussion turns to the evolution from component therapy to 1:1:1 ratios to whole blood, and Dr. Brown's assessment that low-titer O will not be available in sufficient quantity for large-scale combat operations. He details work on freeze-dried and spray-dried plasma, freeze-dried platelets, and freeze-dried red cells, noting that spray-drying is faster, cheaper, and uses equipment roughly the size of two ATMs — a major advantage for distributed manufacturing. (11:59-18:16) Burn Care, Surgical Readiness, and Partnerships Across Components COL Brown addresses the burn casualty problem in a future fight: forward Class VIII resuscitation supply, scaling the Advanced Burn Life Support course for deploying units, and partnerships with civilian burn centers, including placing Army burn surgeons in MILCIV sites. He then lays out the diversified surgical platform — military treatment facilities, community hospitals, and underused VA partnerships — and how he works with the Reserve consultant to pair complementary skill sets on deploying units. (18:16-22:22) Forward Surgical Capability Gaps and Why He Still Serves Asked what a forward surgical team still needs, COL Brown points to an off-the-shelf, infection-resistant biologic vascular conduit as a potential game changer over shunts — with the training investment that would require. He closes with his why, quoting the Army War College maxim that you train for the known and educate for the unknown, and asking who will be left to educate the next generation if experienced leaders walk away during the interwar period. Take Home Messages Autonomous evacuation without autonomous care only moves the walking wounded: Unmanned ground and air systems can pull a casualty off the battlefield, but a platform alone does not sustain a patient who needs a ventilator, a pump, or a transfusion en route. The medical community must be in the ground-maneuver conversation early, because a small design change can turn a logistics platform into a casualty evacuation platform. Autonomous ventilators that read changing physiology and adjust themselves are the missing half of that capability. In the next war, sepsis may drive damage control surgery more than hemorrhage: Prolonged evacuation timelines change the casualty population that reaches a surgeon. Patients in uncontrolled hemorrhage far from a surgical team frequently do not survive the wait, while patients with survivable wounds that cannot be evacuated arrive septic days later. Combat wound research and combat wound solutions deserve renewed funding priority for large-scale combat operations. Shelf-stable blood components are the answer to a cold chain that will not hold: Warm whole blood remains the standard of care, but low-titer O will not be available in the quantities a large-scale conflict demands, and cold chain storage is a logistical vulnerability. Freeze-dried and spray-dried plasma, freeze-dried platelets, and freeze-dried red cells are all in the research pipeline. Spray-drying offers a particular advantage: it is faster, cheaper, and the equipment footprint is small enough to support distributed manufacturing forward. Burn readiness is a supply problem, a training problem, and a partnership problem: Thermal weapons, lasers, fuel, and explosions could produce burn casualty volumes the system has not seen in decades. Resuscitation depends on adequate crystalloid and plasma forward, on teams trained to calculate burn surface area correctly, and on scaling the Advanced Burn Life Support course to deploying units. Long-term capacity also depends on formal relationships with civilian burn centers and on placing military burn surgeons inside those partnerships. Surgical readiness comes from a diversified platform, not from one hospital: Military treatment facility volume alone will not sustain a surgeon's skills, so readiness now depends on layering community hospital partnerships and Veterans Affairs relationships on top of the military caseload. Functional VA hospitals near large installations without strong academic affiliations are ripe for preferred referral partnerships. What surgeons need most is not trauma volume but complexity, which older patients with more complex medical conditions reliably provide. Episode Keywords military medicine, combat casualty care, US Army Institute of Surgical Research, ISR, Shaun Brown, WarDocs, OP MED TV, Army surgeon, damage control surgery, LSCO, large-scale combat operations, whole blood, freeze dried plasma, spray dried plasma, blood products, burn care, Army Burn Center, prolonged casualty care, en route care, autonomous medical systems, trauma surgery, military health system, surgical readiness, Army medicine Hashtags #MilitaryMedicine, #WarDocs, #CombatCasualtyCare, #ArmyMedicine, #TraumaSurgery, #LSCO, #MilitaryHealth, #BurnCare Honoring the Legacy and Preserving the History of Military Medicine   The WarDocs Mission: WarDocs exists to honor the legacy of Military Medicine, preserve its history, and inspire every generation — across all Services, Corps, and Ranks — to serve with excellence and pride. Through mentorship, coaching, and education, we equip those considering, entering, and serving in military medicine with the knowledge, connections, and community they need to thrive. We celebrate Who we are, What we do, and, most importantly, How we serve Our Patients, the DoW, and Our Nation.   Find out more and join Team WarDocs at https://www.wardocspodcast.com/ Check our list of previous guest episodes at https://www.wardocspodcast.com/our-guests Subscribe and Like our Videos on our YouTube Channel: https://www.youtube.com/@wardocspodcast Listen to the “What We Are For” Episode 47. https://bit.ly/3r87Afm   WarDocs- The Military Medicine Podcast is a Non-Profit, Tax-exempt-501(c)(3) Veteran Run Organization run by volunteers. All donations are tax-deductible and go to honoring and preserving the history, experiences, successes, and lessons learned in Military Medicine. A tax receipt will be sent to you.   WARDOCS documents the experiences, contributions, and innovations of all military medicine Services, ranks, and Corps who are affectionately called “Docs” as a sign of respect, trust, and confidence on and off the battlefield, demonstrating dedication to the medical care of fellow comrades in arms.   Follow Us on Social Media Twitter: @wardocspodcast Facebook: WarDocs Podcast Instagram: @wardocspodcast LinkedIn: WarDocs-The Military Medicine Podcast YouTube Channel: https://www.youtube.com/@wardocspodcast

Financial advisors can deepen client relationships by turning tax preparation into an integrated source of insight, strategy, and year-round value.In this episode of The Registered Investment Advisor Podcast, host Seth Greene interviews Richard Lavina, Co-Founder and CEO of Taxfyle, who shares how his experience as a CPA inspired him to co-found Taxfyle, a digital platform connecting individuals, businesses, and financial firms with licensed tax professionals. He explains how wealth managers and RIAs can integrate tax preparation into their existing services, access valuable client data, and provide more coordinated financial guidance without acquiring a traditional accounting practice. Richard also discusses the accounting talent shortage, the growth of fractional CPA work, the impact of AI, and the importance of preserving human connection as technology handles more administrative tasks. Key Takeaways: Taxfyle was inspired by the flexibility of the gig economy and the idea that CPAs should have greater control over when and how they work.The platform connects clients and financial firms with a network of licensed CPAs and IRS-enrolled agents.Wealth management firms can embed and white-label tax services without purchasing or operating a separate CPA practice.Tax information can help advisors better understand a client's financial position, investment needs, estate planning concerns, and overall financial wellness.Integrating tax services allows advisors to maintain greater visibility and control over the client relationship. Richard Lavina is Co-Founder and CEO of Taxfyle, an AI-powered tax preparation and planning platform that simplifies tax services for financial advisors, fintech companies, fractional CFOs, and their clients. With nearly a decade of experience leading Taxfyle's growth, Richard brings expertise in both technology and finance. Taxfyle is the United States' largest human-in-the-loop AI tax platform, with 7,200 CPAs and IRS Enrolled Agents in its network. Connect With Richard: Website: https://www.taxfyle.com/Facebook: https://www.facebook.com/taxfyle/Instagram: https://www.instagram.com/Taxfyle/X: https://x.com/TaxfyleYouTube: https://www.youtube.com/channel/UCzodnNvli_8Wip0rT6v6_lA

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed LaVashia Davis. Guest: LaVashia Davis, Founder of Ell Wess Advisors (boutique family office and wealth management firm)Host: Rushion McDonaldTopic: Building multigenerational wealth, family wealth planning, asset protection, and creating lasting legacies. Purpose of the Interview The interview focuses on helping first-generation wealth builders and entrepreneurs understand that wealth creation is about more than investments. Davis explains how families can organize, protect, grow, and transfer wealth across generations by treating their family finances as a structured enterprise rather than simply accumulating money. A central theme is that many successful individuals earn substantial incomes but lack a blueprint for preserving and transferring wealth. Davis advocates for intentional planning, legal structures, family involvement, and asset protection to create lasting legacies. Key Takeaways 1. Wealth Requires a Blueprint Davis explains that creating a legacy does not happen automatically. Families need a deliberate plan, legal structures, and defined roles if they want wealth to survive beyond one generation. Takeaway: Making money and building wealth are not the same. Wealth requires systems and succession planning. 2. Family Should Be Treated as an Asset One of Davis's strongest messages is that family members can play meaningful roles in wealth-building efforts. She argues that when people think about legacy, they often overlook the importance of human relationships and family participation. Wealth-transfer strategies frequently require successors, trustees, managers, and beneficiaries. Many of those roles can be filled by family members. Takeaway: Family can be a strategic asset when properly organized and aligned. 3. Not Every Family Member Contributes Equally Davis acknowledges that some family members may behave more like liabilities than assets. Using a balance-sheet analogy, she explains that every family includes both contributors and individuals who may create financial burdens. The key is identifying those dynamics without allowing them to derail long-term wealth planning. Takeaway: Successful family wealth planning requires honest assessment of family dynamics. 4. Wealth Management Is More Than Investments Davis differentiates her firm's approach from traditional investment-focused advisory services. Her firm begins with: Family and wealth governance Legal structures Estate planning Tax planning Business succession planning Preparing future generations to inherit wealth Investments are addressed after these foundational elements are in place. Takeaway: Investments should support a broader wealth strategy, not drive it. 5. "Your Family Is a Business" One of Davis's most memorable concepts is that families should think of themselves as enterprises. She advises clients to separate their “wealth business” from their personal household and to create structures that can survive beyond their lifetime. Takeaway: Families should operate with the same intentionality that successful businesses use. 6. First-Generation Wealth Creates Unique Challenges Davis specializes in serving people who are the first high earners or successful entrepreneurs within their families. She notes that these individuals often face challenges that previous generations never had to navigate, including: Sudden financial complexity Family expectations Tax planning Asset protection Wealth transfer decisions Takeaway: New wealth requires new skills and specialized guidance. 7. There Are Four Forms of Capital Davis identifies four sources of capital: Human Capital – people, family, relationships Intellectual Capital – knowledge and expertise Social Capital – networks and connections Financial Capital – money and assets She argues that most families focus only on financial capital while neglecting the others. [Lavashia D...(Podcast) | Txt] Takeaway: Wealth is broader than money. 8. Asset Protection Is Essential Davis warns that unprotected assets can disappear quickly due to lawsuits, business failures, creditor claims, or debt obligations. She emphasizes the importance of proper ownership structures, legal entities, and asset protection strategies. [Lavashia D...(Podcast) | Txt] Takeaway: Wealth must be protected as carefully as it is created. 9. Different Advisors Serve Different Stages of Wealth When McDonald asks how people should evaluate their current financial advisor, Davis provides a thoughtful perspective: An advisor who helped someone build their first million dollars may not be the right advisor to help them grow to ten million dollars. Increased wealth often brings more complexity and a need for broader expertise. [Lavashia D...(Podcast) | Txt] Takeaway: Financial advisory needs evolve as wealth grows. Notable Quotes On Family and Legacy "Your family is your God-given team, not your liability." [Lavashia D...(Podcast) | Txt] On Wealth Planning "When you say that you want to build something that's long lasting or you want to create a legacy for children, there's a blueprint that needs to be followed." [Lavashia D...(Podcast) | Txt] On Family Dynamics "Your family even has a balance sheet when it comes to assets and liabilities." [Lavashia D...(Podcast) | Txt] On Financial Complexity "My particular mission is the first-generation families who want to make an exponential difference in their families." [Lavashia D...(Podcast) | Txt] On Her Approach "We don't begin with investments. We begin by stabilizing and creating a way that you really want to operate your wealth business." [Lavashia D...(Podcast) | Txt] On Family Wealth "Your family and your finances are definitely a business." [Lavashia D...(Podcast) | Txt] On Wealth Building "Your family is in the business of growing the value of your last name. Period." [Lavashia D...(Podcast) | Txt] On Capital "The four sources of capital are human capital, intellectual capital, social capital, and financial capital." On Asset Protection "The wealth you build can be taken if it's not protected." On Advisor Selection "The advisor that may have gotten you to your first million... may not be the advisor that can get you to ten million." Overall Message Lavashia Davis's core message is that wealth is not simply about earning or investing money—it is about building systems, structures, and family alignment that allow wealth to endure across generations. By treating the family as an asset, activating multiple forms of capital, protecting assets legally, and planning intentionally, families can transform income into legacy. #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed LaVashia Davis. Guest: LaVashia Davis, Founder of Ell Wess Advisors (boutique family office and wealth management firm)Host: Rushion McDonaldTopic: Building multigenerational wealth, family wealth planning, asset protection, and creating lasting legacies. Purpose of the Interview The interview focuses on helping first-generation wealth builders and entrepreneurs understand that wealth creation is about more than investments. Davis explains how families can organize, protect, grow, and transfer wealth across generations by treating their family finances as a structured enterprise rather than simply accumulating money. A central theme is that many successful individuals earn substantial incomes but lack a blueprint for preserving and transferring wealth. Davis advocates for intentional planning, legal structures, family involvement, and asset protection to create lasting legacies. Key Takeaways 1. Wealth Requires a Blueprint Davis explains that creating a legacy does not happen automatically. Families need a deliberate plan, legal structures, and defined roles if they want wealth to survive beyond one generation. Takeaway: Making money and building wealth are not the same. Wealth requires systems and succession planning. 2. Family Should Be Treated as an Asset One of Davis's strongest messages is that family members can play meaningful roles in wealth-building efforts. She argues that when people think about legacy, they often overlook the importance of human relationships and family participation. Wealth-transfer strategies frequently require successors, trustees, managers, and beneficiaries. Many of those roles can be filled by family members. Takeaway: Family can be a strategic asset when properly organized and aligned. 3. Not Every Family Member Contributes Equally Davis acknowledges that some family members may behave more like liabilities than assets. Using a balance-sheet analogy, she explains that every family includes both contributors and individuals who may create financial burdens. The key is identifying those dynamics without allowing them to derail long-term wealth planning. Takeaway: Successful family wealth planning requires honest assessment of family dynamics. 4. Wealth Management Is More Than Investments Davis differentiates her firm's approach from traditional investment-focused advisory services. Her firm begins with: Family and wealth governance Legal structures Estate planning Tax planning Business succession planning Preparing future generations to inherit wealth Investments are addressed after these foundational elements are in place. Takeaway: Investments should support a broader wealth strategy, not drive it. 5. "Your Family Is a Business" One of Davis's most memorable concepts is that families should think of themselves as enterprises. She advises clients to separate their “wealth business” from their personal household and to create structures that can survive beyond their lifetime. Takeaway: Families should operate with the same intentionality that successful businesses use. 6. First-Generation Wealth Creates Unique Challenges Davis specializes in serving people who are the first high earners or successful entrepreneurs within their families. She notes that these individuals often face challenges that previous generations never had to navigate, including: Sudden financial complexity Family expectations Tax planning Asset protection Wealth transfer decisions Takeaway: New wealth requires new skills and specialized guidance. 7. There Are Four Forms of Capital Davis identifies four sources of capital: Human Capital – people, family, relationships Intellectual Capital – knowledge and expertise Social Capital – networks and connections Financial Capital – money and assets She argues that most families focus only on financial capital while neglecting the others. [Lavashia D...(Podcast) | Txt] Takeaway: Wealth is broader than money. 8. Asset Protection Is Essential Davis warns that unprotected assets can disappear quickly due to lawsuits, business failures, creditor claims, or debt obligations. She emphasizes the importance of proper ownership structures, legal entities, and asset protection strategies. [Lavashia D...(Podcast) | Txt] Takeaway: Wealth must be protected as carefully as it is created. 9. Different Advisors Serve Different Stages of Wealth When McDonald asks how people should evaluate their current financial advisor, Davis provides a thoughtful perspective: An advisor who helped someone build their first million dollars may not be the right advisor to help them grow to ten million dollars. Increased wealth often brings more complexity and a need for broader expertise. [Lavashia D...(Podcast) | Txt] Takeaway: Financial advisory needs evolve as wealth grows. Notable Quotes On Family and Legacy "Your family is your God-given team, not your liability." [Lavashia D...(Podcast) | Txt] On Wealth Planning "When you say that you want to build something that's long lasting or you want to create a legacy for children, there's a blueprint that needs to be followed." [Lavashia D...(Podcast) | Txt] On Family Dynamics "Your family even has a balance sheet when it comes to assets and liabilities." [Lavashia D...(Podcast) | Txt] On Financial Complexity "My particular mission is the first-generation families who want to make an exponential difference in their families." [Lavashia D...(Podcast) | Txt] On Her Approach "We don't begin with investments. We begin by stabilizing and creating a way that you really want to operate your wealth business." [Lavashia D...(Podcast) | Txt] On Family Wealth "Your family and your finances are definitely a business." [Lavashia D...(Podcast) | Txt] On Wealth Building "Your family is in the business of growing the value of your last name. Period." [Lavashia D...(Podcast) | Txt] On Capital "The four sources of capital are human capital, intellectual capital, social capital, and financial capital." On Asset Protection "The wealth you build can be taken if it's not protected." On Advisor Selection "The advisor that may have gotten you to your first million... may not be the advisor that can get you to ten million." Overall Message Lavashia Davis's core message is that wealth is not simply about earning or investing money—it is about building systems, structures, and family alignment that allow wealth to endure across generations. By treating the family as an asset, activating multiple forms of capital, protecting assets legally, and planning intentionally, families can transform income into legacy. #SHMS #BEST #STRAWSee omnystudio.com/listener for privacy information.

This month brought a relentless barrage of explosive cover-ups, deep-state collusion, and critical revelations that the regime's fake-news apparatus refuses to touch. From exposing the hidden Fort Huachuca timelines and tearing down the fraudulent narratives surrounding high-profile assassinations to blowing the lid off NDAA provisions forcing foreign technology into American military hardware, we've tracked every single betrayal they tried to hide from you. This monthly recap delivers an aggressive, line-by-line breakdown of uncensored interviews, courtroom scrambling, rampant censors taking down independent voices, and the treacherous globalist agendas actively dismantling our nation. Catch up on every single bombshell report, exclusive investigation, and live exposé you missed this month—uncensored, uncompromising, and absolutely unapologetic. Celebrate freedom while we still have it. Become an annual member of the Stew Peters Locals community and receive $17 OFF for a limited time. Your membership includes: • Exclusive members-only content • Live chats and community discussions • Behind-the-scenes access • Directly supporting independent, uncensored journalism. Don't wait, his special ends July 31.

Truth Be Told with Booker Scott – The same pattern shows up in the left's love affair with socialism. It sells comfort, promises free everything, and pretends somebody else will foot the bill. That fantasy collapses under the weight of arithmetic. Tax the rich, they say, and all will be well. It will not. The math never works. The cost lands on the middle class, the poor, and the next generation...

SponsorsCloud Accountant Staffing - http://accountingpodcast.promo/casOnPay - http://accountingpodcast.promo/onpayThomson Reuters - http://accountingpodcast.promo/taxautomationVeltrix - http://accountingpodcast.promo/veltrixChapters(00:00) - TAP 499 (02:17) - Livestream and CPE Plug (03:12) - Grant Thornton Buys CBIZ (04:35) - Stock Spike and Activists (09:06) - PE Strategy and IPO Exit (11:09) - Deal Size vs Big Four (13:21) - Trump Immunity and Nominee (16:39) - EY Hack Claim Explained (18:56) - Trump Deal Appeal Update (21:37) - Controller Hiring Crunch (23:21) - Senior Pay Flattening (26:24) - Corporate Hiring Demand (27:59) - AI Boosts Finance Judgment (29:38) - Claude Transforms Forecasting (30:43) - Gen Z AI Dependency Fears (34:32) - Xero Price Hike Backlash (36:45) - Lovable Connector Moat (40:38) - Agents Use Existing SaaS (45:29) - Tariff Refund Windfall (48:20) - NYC Pied-a-Terre Tax (51:44) - PwC UK Audit Failures (55:03) - Wrap Up and Episode 500  Show NotesGrant Thornton Advisors to acquire CBIZ in $5 billion transactionhttps://www.cpapracticeadvisor.com/2026/07/29/grant-thornton-set-to-buy-cbiz-for-5-billion-become-5th-largest-firm-in-u-s/187542/Accounting Firm CBIZ Urged by Activist Investor to Pursue M&Ahttps://www.bloomberg.com/news/articles/2026-07-07/accounting-firm-cbiz-urged-by-activist-investor-to-pursue-m-aTrump floats pulling Blanche's AG nomination until after GOP holdouts leave officehttps://www.cnbc.com/2026/07/30/trump-blanche-ag-doj-cornyn-tillis.htmlDonald Trump's tax audit immunity remains in place as Blanche's path to confirmation is clearedhttps://www.reviewjournal.com/news/politics-and-government/as-blanches-path-to-confirmation-is-cleared-trumps-tax-audit-immunity-remains-in-place-3858601/Ernst & Young data breach claimed by ShinyHunters extortion ganghttps://www.bleepingcomputer.com/news/security/ernst-and-young-data-breach-claimed-by-shinyhunters-extortion-gang/2026 Corporate Finance & Accounting Talent Research Studyhttps://controllerscouncil.org/2026-corporate-finance-accounting-talent-research-study/Accounting's missing middlehttps://www.accountingtoday.com/news/accountings-missing-middleA third of companies look to increase finance and accounting hireshttps://www.cfo.com/news/companies-look-to-boost-hiring-pay-for-finance-and-accounting-staff-controllers-council-report/824667/AI's top value for finance now lies in improving judgment, not efficiencyhttps://finance.yahoo.com/technology/ai/articles/ai-top-value-finance-now-085159658.htmlNearly Half of Gen Z Workers Say AI is Making Them Less Intelligenthttps://www.cpapracticeadvisor.com/2026/05/19/nearly-half-of-gen-z-workers-say-ai-is-making-them-less-intelligent/183621/Xero Announces U.S. Subscription Price Changeshttps://www.xero.com/us/pricing-plans/update/Introducing the Lovable Xero connector: build on your Xero data, no code requiredhttps://devblog.xero.com/introducing-the-lovable-xero-connector-build-on-your-xero-data-no-code-required-386873b591bcWe Peaked at 30 AI Agents. Now We're Coming Back Down to 20https://www.saastr.com/we-peaked-at-30-ai-agents-now-were-coming-back-down-to-20-heres-what-consolidation-actually-looks-like-the-agents-011-live/Amazon Got a $600 Million Tariff Refund, Some Going to Shoppershttps://www.cnbc.com/2026/07/30/amazon-trump-tariff-refunds.htmlNYC Extends Deadline for Pied-à-Terre Tax Exemption Applications to Sept. 18https://www.bloomberg.com/news/articles/2026-08-01/nyc-extends-deadline-for-second-home-levy-exemption-requestsStaten Island Homeowners Say They Fear for Safety After Names, Addresses Published on NYC Tax Listhttps://www.cpapracticeadvisor.com/2026/07/31/staten-island-homeowners-say-they-fear-for-safety-after-names-addresses-published-on-nyc-tax-list/187775/PwC Fined $4.4 Million by UK Watchdog Over Babcock Audit Failureshttps://www.globalbankingandfinance.com/uk-financial-watchdog-fines-pwc-4-4-million-over-babcock/New York Governor Trolls LeBron James with Tax on Rumored NYC Homehttps://www.cpapracticeadvisor.com/2026/07/31/new-york-governor-trolls-lebron-james-with-tax-on-rumored-nyc-home/187765/Need CPE?Get CPE for listening to podcasts with Earmark: https://earmarkcpe.comSubscribe to the Earmark Podcast: https://podcast.earmarkcpe.comGet in TouchThanks for listening and the great reviews! We appreciate you! Follow and tweet @BlakeTOliver and @DavidLeary. Find us on

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed LaVashia Davis. Guest: LaVashia Davis, Founder of Ell Wess Advisors (boutique family office and wealth management firm)Host: Rushion McDonaldTopic: Building multigenerational wealth, family wealth planning, asset protection, and creating lasting legacies. Purpose of the Interview The interview focuses on helping first-generation wealth builders and entrepreneurs understand that wealth creation is about more than investments. Davis explains how families can organize, protect, grow, and transfer wealth across generations by treating their family finances as a structured enterprise rather than simply accumulating money. A central theme is that many successful individuals earn substantial incomes but lack a blueprint for preserving and transferring wealth. Davis advocates for intentional planning, legal structures, family involvement, and asset protection to create lasting legacies. Key Takeaways 1. Wealth Requires a Blueprint Davis explains that creating a legacy does not happen automatically. Families need a deliberate plan, legal structures, and defined roles if they want wealth to survive beyond one generation. Takeaway: Making money and building wealth are not the same. Wealth requires systems and succession planning. 2. Family Should Be Treated as an Asset One of Davis's strongest messages is that family members can play meaningful roles in wealth-building efforts. She argues that when people think about legacy, they often overlook the importance of human relationships and family participation. Wealth-transfer strategies frequently require successors, trustees, managers, and beneficiaries. Many of those roles can be filled by family members. Takeaway: Family can be a strategic asset when properly organized and aligned. 3. Not Every Family Member Contributes Equally Davis acknowledges that some family members may behave more like liabilities than assets. Using a balance-sheet analogy, she explains that every family includes both contributors and individuals who may create financial burdens. The key is identifying those dynamics without allowing them to derail long-term wealth planning. Takeaway: Successful family wealth planning requires honest assessment of family dynamics. 4. Wealth Management Is More Than Investments Davis differentiates her firm's approach from traditional investment-focused advisory services. Her firm begins with: Family and wealth governance Legal structures Estate planning Tax planning Business succession planning Preparing future generations to inherit wealth Investments are addressed after these foundational elements are in place. Takeaway: Investments should support a broader wealth strategy, not drive it. 5. "Your Family Is a Business" One of Davis's most memorable concepts is that families should think of themselves as enterprises. She advises clients to separate their “wealth business” from their personal household and to create structures that can survive beyond their lifetime. Takeaway: Families should operate with the same intentionality that successful businesses use. 6. First-Generation Wealth Creates Unique Challenges Davis specializes in serving people who are the first high earners or successful entrepreneurs within their families. She notes that these individuals often face challenges that previous generations never had to navigate, including: Sudden financial complexity Family expectations Tax planning Asset protection Wealth transfer decisions Takeaway: New wealth requires new skills and specialized guidance. 7. There Are Four Forms of Capital Davis identifies four sources of capital: Human Capital – people, family, relationships Intellectual Capital – knowledge and expertise Social Capital – networks and connections Financial Capital – money and assets She argues that most families focus only on financial capital while neglecting the others. [Lavashia D...(Podcast) | Txt] Takeaway: Wealth is broader than money. 8. Asset Protection Is Essential Davis warns that unprotected assets can disappear quickly due to lawsuits, business failures, creditor claims, or debt obligations. She emphasizes the importance of proper ownership structures, legal entities, and asset protection strategies. [Lavashia D...(Podcast) | Txt] Takeaway: Wealth must be protected as carefully as it is created. 9. Different Advisors Serve Different Stages of Wealth When McDonald asks how people should evaluate their current financial advisor, Davis provides a thoughtful perspective: An advisor who helped someone build their first million dollars may not be the right advisor to help them grow to ten million dollars. Increased wealth often brings more complexity and a need for broader expertise. [Lavashia D...(Podcast) | Txt] Takeaway: Financial advisory needs evolve as wealth grows. Notable Quotes On Family and Legacy "Your family is your God-given team, not your liability." [Lavashia D...(Podcast) | Txt] On Wealth Planning "When you say that you want to build something that's long lasting or you want to create a legacy for children, there's a blueprint that needs to be followed." [Lavashia D...(Podcast) | Txt] On Family Dynamics "Your family even has a balance sheet when it comes to assets and liabilities." [Lavashia D...(Podcast) | Txt] On Financial Complexity "My particular mission is the first-generation families who want to make an exponential difference in their families." [Lavashia D...(Podcast) | Txt] On Her Approach "We don't begin with investments. We begin by stabilizing and creating a way that you really want to operate your wealth business." [Lavashia D...(Podcast) | Txt] On Family Wealth "Your family and your finances are definitely a business." [Lavashia D...(Podcast) | Txt] On Wealth Building "Your family is in the business of growing the value of your last name. Period." [Lavashia D...(Podcast) | Txt] On Capital "The four sources of capital are human capital, intellectual capital, social capital, and financial capital." On Asset Protection "The wealth you build can be taken if it's not protected." On Advisor Selection "The advisor that may have gotten you to your first million... may not be the advisor that can get you to ten million." Overall Message Lavashia Davis's core message is that wealth is not simply about earning or investing money—it is about building systems, structures, and family alignment that allow wealth to endure across generations. By treating the family as an asset, activating multiple forms of capital, protecting assets legally, and planning intentionally, families can transform income into legacy. #SHMS #BEST #STRAWSteve Harvey Morning Show Online: http://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed LaVashia Davis. Guest: LaVashia Davis, Founder of Ell Wess Advisors (boutique family office and wealth management firm)Host: Rushion McDonaldTopic: Building multigenerational wealth, family wealth planning, asset protection, and creating lasting legacies. Purpose of the Interview The interview focuses on helping first-generation wealth builders and entrepreneurs understand that wealth creation is about more than investments. Davis explains how families can organize, protect, grow, and transfer wealth across generations by treating their family finances as a structured enterprise rather than simply accumulating money. A central theme is that many successful individuals earn substantial incomes but lack a blueprint for preserving and transferring wealth. Davis advocates for intentional planning, legal structures, family involvement, and asset protection to create lasting legacies. Key Takeaways 1. Wealth Requires a Blueprint Davis explains that creating a legacy does not happen automatically. Families need a deliberate plan, legal structures, and defined roles if they want wealth to survive beyond one generation. [Lavashia D...(Podcast) | Txt] Takeaway: Making money and building wealth are not the same. Wealth requires systems and succession planning. 2. Family Should Be Treated as an Asset One of Davis's strongest messages is that family members can play meaningful roles in wealth-building efforts. She argues that when people think about legacy, they often overlook the importance of human relationships and family participation. Wealth-transfer strategies frequently require successors, trustees, managers, and beneficiaries. Many of those roles can be filled by family members. [Lavashia D...(Podcast) | Txt] Takeaway: Family can be a strategic asset when properly organized and aligned. 3. Not Every Family Member Contributes Equally Davis acknowledges that some family members may behave more like liabilities than assets. Using a balance-sheet analogy, she explains that every family includes both contributors and individuals who may create financial burdens. The key is identifying those dynamics without allowing them to derail long-term wealth planning. [Lavashia D...(Podcast) | Txt] Takeaway: Successful family wealth planning requires honest assessment of family dynamics. 4. Wealth Management Is More Than Investments Davis differentiates her firm's approach from traditional investment-focused advisory services. Her firm begins with: Family and wealth governance Legal structures Estate planning Tax planning Business succession planning Preparing future generations to inherit wealth Investments are addressed after these foundational elements are in place. [Lavashia D...(Podcast) | Txt] Takeaway: Investments should support a broader wealth strategy, not drive it. 5. "Your Family Is a Business" One of Davis's most memorable concepts is that families should think of themselves as enterprises. She advises clients to separate their “wealth business” from their personal household and to create structures that can survive beyond their lifetime. [Lavashia D...(Podcast) | Txt] Takeaway: Families should operate with the same intentionality that successful businesses use. 6. First-Generation Wealth Creates Unique Challenges Davis specializes in serving people who are the first high earners or successful entrepreneurs within their families. She notes that these individuals often face challenges that previous generations never had to navigate, including: Sudden financial complexity Family expectations Tax planning Asset protection Wealth transfer decisions [Lavashia D...(Podcast) | Txt] Takeaway: New wealth requires new skills and specialized guidance. 7. There Are Four Forms of Capital Davis identifies four sources of capital: Human Capital – people, family, relationships Intellectual Capital – knowledge and expertise Social Capital – networks and connections Financial Capital – money and assets She argues that most families focus only on financial capital while neglecting the others. [Lavashia D...(Podcast) | Txt] Takeaway: Wealth is broader than money. 8. Asset Protection Is Essential Davis warns that unprotected assets can disappear quickly due to lawsuits, business failures, creditor claims, or debt obligations. She emphasizes the importance of proper ownership structures, legal entities, and asset protection strategies. [Lavashia D...(Podcast) | Txt] Takeaway: Wealth must be protected as carefully as it is created. 9. Different Advisors Serve Different Stages of Wealth When McDonald asks how people should evaluate their current financial advisor, Davis provides a thoughtful perspective: An advisor who helped someone build their first million dollars may not be the right advisor to help them grow to ten million dollars. Increased wealth often brings more complexity and a need for broader expertise. [Lavashia D...(Podcast) | Txt] Takeaway: Financial advisory needs evolve as wealth grows. Notable Quotes On Family and Legacy "Your family is your God-given team, not your liability." [Lavashia D...(Podcast) | Txt] On Wealth Planning "When you say that you want to build something that's long lasting or you want to create a legacy for children, there's a blueprint that needs to be followed." [Lavashia D...(Podcast) | Txt] On Family Dynamics "Your family even has a balance sheet when it comes to assets and liabilities." [Lavashia D...(Podcast) | Txt] On Financial Complexity "My particular mission is the first-generation families who want to make an exponential difference in their families." [Lavashia D...(Podcast) | Txt] On Her Approach "We don't begin with investments. We begin by stabilizing and creating a way that you really want to operate your wealth business." [Lavashia D...(Podcast) | Txt] On Family Wealth "Your family and your finances are definitely a business." [Lavashia D...(Podcast) | Txt] On Wealth Building "Your family is in the business of growing the value of your last name. Period." [Lavashia D...(Podcast) | Txt] On Capital "The four sources of capital are human capital, intellectual capital, social capital, and financial capital." [Lavashia D...(Podcast) | Txt] On Asset Protection "The wealth you build can be taken if it's not protected." [Lavashia D...(Podcast) | Txt] On Advisor Selection "The advisor that may have gotten you to your first million... may not be the advisor that can get you to ten million." [Lavashia D...(Podcast) | Txt] Overall Message Lavashia Davis's core message is that wealth is not simply about earning or investing money—it is about building systems, structures, and family alignment that allow wealth to endure across generations. By treating the family as an asset, activating multiple forms of capital, protecting assets legally, and planning intentionally, families can transform income into legacy. #SHMS #BEST #STRAWSupport the show: https://www.steveharveyfm.com/See omnystudio.com/listener for privacy information.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Money Making Conversations Master Class with Rushion McDonald is America's premier entrepreneurship, business leadership, financial literacy, and wealth-building podcast featuring successful entrepreneurs, executives, founders, celebrities, and industry experts sharing actionable insights for professional and financial success. Business Podcast Entrepreneurship Small Business Business Growth Financial Literacy Wealth Building Black Entrepreneurs Minority Business Leadership Executive Leadership Business Funding Marketing Strategies Personal Development Startup Advice Sales Training CEO Interviews Founder Stories Professional Development Economic Empowerment Business Success Networking Brand Building Innovation How to start a business Small business funding Entrepreneur success stories Business leadership podcast Wealth building strategies Black entrepreneur podcast Minority business development Marketing for small businesses Business growth strategies Startup funding opportunities Executive leadership training Financial literacy education Success mindset podcast Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed LaVashia Davis. Guest: LaVashia Davis, Founder of Ell Wess Advisors (boutique family office and wealth management firm)Host: Rushion McDonaldTopic: Building multigenerational wealth, family wealth planning, asset protection, and creating lasting legacies. Purpose of the Interview The interview focuses on helping first-generation wealth builders and entrepreneurs understand that wealth creation is about more than investments. Davis explains how families can organize, protect, grow, and transfer wealth across generations by treating their family finances as a structured enterprise rather than simply accumulating money. A central theme is that many successful individuals earn substantial incomes but lack a blueprint for preserving and transferring wealth. Davis advocates for intentional planning, legal structures, family involvement, and asset protection to create lasting legacies. Key Takeaways 1. Wealth Requires a Blueprint Davis explains that creating a legacy does not happen automatically. Families need a deliberate plan, legal structures, and defined roles if they want wealth to survive beyond one generation. [Lavashia D...(Podcast) | Txt] Takeaway: Making money and building wealth are not the same. Wealth requires systems and succession planning. 2. Family Should Be Treated as an Asset One of Davis's strongest messages is that family members can play meaningful roles in wealth-building efforts. She argues that when people think about legacy, they often overlook the importance of human relationships and family participation. Wealth-transfer strategies frequently require successors, trustees, managers, and beneficiaries. Many of those roles can be filled by family members. [Lavashia D...(Podcast) | Txt] Takeaway: Family can be a strategic asset when properly organized and aligned. 3. Not Every Family Member Contributes Equally Davis acknowledges that some family members may behave more like liabilities than assets. Using a balance-sheet analogy, she explains that every family includes both contributors and individuals who may create financial burdens. The key is identifying those dynamics without allowing them to derail long-term wealth planning. [Lavashia D...(Podcast) | Txt] Takeaway: Successful family wealth planning requires honest assessment of family dynamics. 4. Wealth Management Is More Than Investments Davis differentiates her firm's approach from traditional investment-focused advisory services. Her firm begins with: Family and wealth governance Legal structures Estate planning Tax planning Business succession planning Preparing future generations to inherit wealth Investments are addressed after these foundational elements are in place. [Lavashia D...(Podcast) | Txt] Takeaway: Investments should support a broader wealth strategy, not drive it. 5. "Your Family Is a Business" One of Davis's most memorable concepts is that families should think of themselves as enterprises. She advises clients to separate their “wealth business” from their personal household and to create structures that can survive beyond their lifetime. [Lavashia D...(Podcast) | Txt] Takeaway: Families should operate with the same intentionality that successful businesses use. 6. First-Generation Wealth Creates Unique Challenges Davis specializes in serving people who are the first high earners or successful entrepreneurs within their families. She notes that these individuals often face challenges that previous generations never had to navigate, including: Sudden financial complexity Family expectations Tax planning Asset protection Wealth transfer decisions [Lavashia D...(Podcast) | Txt] Takeaway: New wealth requires new skills and specialized guidance. 7. There Are Four Forms of Capital Davis identifies four sources of capital: Human Capital – people, family, relationships Intellectual Capital – knowledge and expertise Social Capital – networks and connections Financial Capital – money and assets She argues that most families focus only on financial capital while neglecting the others. [Lavashia D...(Podcast) | Txt] Takeaway: Wealth is broader than money. 8. Asset Protection Is Essential Davis warns that unprotected assets can disappear quickly due to lawsuits, business failures, creditor claims, or debt obligations. She emphasizes the importance of proper ownership structures, legal entities, and asset protection strategies. [Lavashia D...(Podcast) | Txt] Takeaway: Wealth must be protected as carefully as it is created. 9. Different Advisors Serve Different Stages of Wealth When McDonald asks how people should evaluate their current financial advisor, Davis provides a thoughtful perspective: An advisor who helped someone build their first million dollars may not be the right advisor to help them grow to ten million dollars. Increased wealth often brings more complexity and a need for broader expertise. [Lavashia D...(Podcast) | Txt] Takeaway: Financial advisory needs evolve as wealth grows. Notable Quotes On Family and Legacy "Your family is your God-given team, not your liability." [Lavashia D...(Podcast) | Txt] On Wealth Planning "When you say that you want to build something that's long lasting or you want to create a legacy for children, there's a blueprint that needs to be followed." [Lavashia D...(Podcast) | Txt] On Family Dynamics "Your family even has a balance sheet when it comes to assets and liabilities." [Lavashia D...(Podcast) | Txt] On Financial Complexity "My particular mission is the first-generation families who want to make an exponential difference in their families." [Lavashia D...(Podcast) | Txt] On Her Approach "We don't begin with investments. We begin by stabilizing and creating a way that you really want to operate your wealth business." [Lavashia D...(Podcast) | Txt] On Family Wealth "Your family and your finances are definitely a business." [Lavashia D...(Podcast) | Txt] On Wealth Building "Your family is in the business of growing the value of your last name. Period." [Lavashia D...(Podcast) | Txt] On Capital "The four sources of capital are human capital, intellectual capital, social capital, and financial capital." [Lavashia D...(Podcast) | Txt] On Asset Protection "The wealth you build can be taken if it's not protected." [Lavashia D...(Podcast) | Txt] On Advisor Selection "The advisor that may have gotten you to your first million... may not be the advisor that can get you to ten million." [Lavashia D...(Podcast) | Txt] Overall Message Lavashia Davis's core message is that wealth is not simply about earning or investing money—it is about building systems, structures, and family alignment that allow wealth to endure across generations. By treating the family as an asset, activating multiple forms of capital, protecting assets legally, and planning intentionally, families can transform income into legacy. #SHMS #BEST #STRAWSee omnystudio.com/listener for privacy information.