Podcasts about Tax

Cody Garrett, CFP®, and Sean Mullaney, CPA, discuss year-end tax planning, tax moves in 2026, fear-based marketing, Roth conversions, asset tax location, and more in the 89th episode of the Bogleheads® on Investing podcast. • • • Jon Luskin, CFP®, a long-time Boglehead and financial planner, hosts this episode of the podcast. The Bogleheads® are a group of like-minded individual investors who follow the general investment and business beliefs of John C. Bogle, founder and former CEO of the Vanguard Group. It is a conflict-free community where individual investors reach out and provide education, assistance, and relevant information to other investors of all experience levels at no cost. The organization supports a free forum at Bogleheads.org, and the wiki site is Bogleheads® wiki.  Since 2000, the Bogleheads® have held national conferences in major cities across the country. In addition, local Chapters and foreign Chapters meet regularly, and new Chapters form periodically. All Bogleheads activities are coordinated by volunteers who contribute their time and talent. This podcast is supported by the John C. Bogle Center for Financial Literacy, a non-profit organization approved by the IRS as a 501(c)(3) public charity on February 6, 2012. Your tax-deductible donation to the Bogle Center is appreciated.   Show Notes: Bogleheads® on Investing #87: Ed Slott, CPA 2026 Premium Tax Credit Update Bogleheads® YouTube Bogleheads® Live with Sean Mullaney: Episode 40 Bogleheads on Investing with Cody Garrett: Episode 61 • • • The discussion is intended to be for general educational purposes and is not tax, legal, or investment advice for any individual. Jon and the Bogleheads® on Investing podcast do not endorse Sean Mullaney, Mullaney Financial & Tax, Inc. and their services. 

Learn what the ultra wealthy do to write off cash flowing assets and take advantage of the 100% bonus depreciation. In this masterclass you'll understand the dos and don'ts of advanced tax planning, asset depreciation, and see first hand case studies of entrepreneurs and business owners who are taking advantage of these strategies.0:00 - Intro1:07 - Who is Michael Williams?6:01 - The Three Steps to Tax Efficiency8:46 - Who are these Tax Strategies for?11:29 - Prioritizing Low-Hanging Fruit First13:14 - What is Depreciation for Tax Write-Offs?15:50 - Finding the Right Assets for Bonus Depreciation 19:58 - Two Main Risks: Tax Risk and Economic Risk23:54 - Passive vs. Active Income24:58 - Strategies for Writing Off Against Active Income26:56 - Structuring a Trader Business27:43 - Risk of IRS Audits31:21 - Tax Arbitrage32:59 - Understanding the Economic Risk34:02 - Differentiating the Strategies from Real Estate37:55 - Case Study Walkthrough with GPUs40:17 - Turning $150K Investment into $1M Write-Off 43:00 - Recapturing Cash on Residual Value as Ordinary Income45:58 - Cash-on-Cash Return Targets48:12 - After-Tax Return on Investments51:16 - GPUs Residual Value52:20 - Pulling Assets Out of the Revenue Pool53:14 - Services and Fees (Maintenance, Insurance)54:02 - Debt Payment Responsibility55:00 - Tax Implications of Debt Service57:41 - Final AdviceJoin the Tax and Assets Community: https://taxandassets.comConnect with Michael & His Team: Email - michael@trusttpc.comWebsite - https://www.trusttpc.com/Want Us to Review Your Current Tax Strategy Before the End of the Year? Click Here: https://betterwealth.com/tax______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Neoborn Caveman lets loose a marble-mouthed pro-humanity satire on privilege, warhawk hypocrisy, and bureaucratic tyranny, questions whether melanin or blood clots define true privilege while mocking coerced silence from Ofcom and the BBC's admitted propaganda, slams leaders who send others' children to trenches while hiding behind manipulated news, defends populists who actually serve people over parasitic cockroaches, celebrates an Oklahoma student flunked for quoting Christian beliefs in a gender essay, demands accountability for unelected bureaucrats funded by everyday purchases, and reminds listeners that sovereignty begins with refusing mortgages, Uber, and fake honey while reclaiming local power through recalls and pressure; the second half features a throwback interview with Soul Sparkles (Patreon exclusive).Music guest: Van Hechter with his latest song, Boy ProblemsKey TakeawaysPrivilege is life itself, not pigment or compliance.Warhawks never fight their own wars.Legalised lying by government is the death of trust.Populists rise when elites stop serving.Bureaucrats must face recall or pressure.Tax is hidden in every purchase—you fund your own cage.Education now punishes honest reasoning.Sovereignty rejects debt slavery and green agendas.History repeats when accountability vanishes.You are special—never listen to inner naysayers.Sound Bites"Is it the pigment level? The melanin level? The blood clots level?""None of the warhawks in white tie ever join from the trenches.""Hussein Obama made it legal to lie to the people.""Putin… seems to serve the people's interest… then the people won't change that person.""Getting a zero point because she was quoting Christian beliefs in a gender essay.""If there is a bureaucrat, fire them!""We need to set a good example… the rest of the world can learn from that example.""You are special. You are amazing! You are one of the kind."Gather for unfiltered rambles (and the full throwback interview with Soul Sparkles) at patreon.com/theneoborncavemanshow —free join, chats, lives.keywords: privilege, warhawks, populism, propaganda, bureaucratic tyranny, Christian persecution, sovereignty, accountability, debt slavery, green agendaHumanity centered satirical takes on the world & news + music - with a marble mouthed host.Free speech marinated in comedy.Supporting Purple Rabbits. Hosted on Acast. See acast.com/privacy for more information.

In this episode of Honest Money, Warren Ingram and Pieter de Villiers, discuss the intricacies of managing retirement income, focusing on the transition from accumulating wealth to decumulating it. They explore various strategies for drawing income from retirement funds, including the implications of lump sums, living annuities, and life annuities. The conversation emphasizes the importance of balancing different types of investments, understanding tax implications, and maintaining liquidity to ensure a comfortable retirement.TakeawaysIt's crucial to understand how to pay yourself from your assets in retirement.There are various strategies for sourcing income from your investment portfolio.Balance between retirement funds and discretionary investments is essential.Consider the tax implications of taking a lump sum from retirement funds.Living annuities offer more control over investments compared to life annuities.Life annuities provide guaranteed income for life but lack flexibility.Interest rates and longevity are significant factors in retirement planning.Tax-free savings accounts can play a vital role in retirement income.Maintaining liquidity is important for unexpected expenses in retirement.Combining different investment strategies can optimize retirement quality.Learn more about how Curate Investments can help you here.Send us a textHave a question for Warren? Don't forget to voice note your questions through our WhatsApp chat on (+27)79 807 8162 and you could be featured in one of our episodes. Follow us on Twitter, LinkedIn and subscribe to our YouTube channel for more Financial Freedom content: @HonestMoneyPod

Foundations of Amateur Radio Let's start with an observation, I'm a geek, have been all my life. Since my early teenage years that evolved as a predilection for computing. As you might already know, I became a radio amateur to essentially get away from computing. The reality turned out to be something else entirely. I discovered that the time of combining radio and computing had already begun when I joined the community. Like the evolution from spark-gap, through valves, transistors and integrated circuits, radio has come to encompass software, least of which through SDR, or Software Defined Radio. Why least? Over the years I've attempted to explain some of my fascination and wonder with software, but one aspect I've been unable to convey succinctly is the scope of software. I'm not talking about the fact that you find software inside your microwave oven, your car, your bathroom scales, but that hints at what underlies the phenomenon. If you're not familiar with spreadsheets, imagine a blank piece of paper with a grid drawn on it. Inside each square, or cell, you can put anything you want, a number, a label, a picture, a web address, a formula, a colour, borders, you name it. Your imagination is pretty much the only limiting factor. Now, here's where it gets fun. Once you have filled in the first cell, the next one follows. What this means is that once you've made the first decision, the next one becomes a little easier. Every time you make a decision, the number of options you have open to you become less and less, or to use another word, constrained. So what, you ask? Well, unlike a sheet of paper with a grid, a spreadsheet allows you to add rows and columns, at any point in your document. Doing that reduces the constraints, you have more options open to you. You can also add sheets, or even start a completely separate document. In other words, you have a playground open to you that is infinitely flexible. Writing software is like that, with bells on. Now, I'm not going to tell you to start learning how to write software, though truth be told, there's lots of things to like, and admittedly, frustration, that comes with doing so. Let's talk about that frustration. Once you make the first decision, the next one is more constrained. So, if you start with a blank sheet, you have infinite possibilities. Writing software is exactly like that. Here's the frustration. What's the first thing you should decide, because once you do, your options become reduced. So .. Bald Yak, if you're unfamiliar, the Bald Yak project aims to create a modular, bidirectional and distributed signal processing and control system that leverages GNU Radio. That little phrase hides a lot of complexity, but it already contains some constraints. GNU Radio is one, distributed is another and so-on. Let me share with you what my semi-blank piece of paper looks like. I've been quietly working on an idea to use my Pluto SDR to listen to amateur radio repeaters. Not just one, all of them, across 2m and 70cm. I came up with this idea as a real-life project that I'd like to implement with whatever Bald Yak is, or becomes. It has all the bits I care about right now, multiple frequencies, something that goes well and truly beyond what my Yaesu FT-857d can do, it taxes my skill set, it gives me something to make tangible and it hopefully moves the needle on the Bald Yak project. So, here's some variables to consider. The Pluto SDR has a computer on-board. There are reports that people have run GNU Radio programs on the Pluto itself. This is attractive since the amount of data involved with monitoring 2m and 70cm simultaneously is likely to exceed that of the USB port on the device. However, what I don't know is how much actual computing resources doing this will take to achieve and if a Pluto could actually do this. To give you an example. Imagine a massive fire-hose of data coming into my software and then processing that. Between memory and CPU constraints, I can't just decode the stream for each repeater, likely duplicating a whole bunch of calculations. While that consideration is on the table, decoding a dozen narrowband FM streams implies a dozen copies of the FM decoder software. Ideally this would be one actual piece of software, used a dozen times, rather than a dozen separate copies that will individually be maintained if something changes. For example, once I've built this, I might realise that I need to implement FM de-emphasis, a technique implemented in FM broadcasting to, among other reasons, manage artefacts associated with transmitting a signal over FM, perhaps a topic for another day. When you write software you do not want to have copies of the same software in multiple places. To use a spreadsheet equivalent, it's like putting a Tax rate in multiple places across your document, rather than storing it in a cell and referring to it in other formulas. That way, you can change it once and all the calculations will automatically be correct. Same deal with writing software, especially if that software is intended to be used for more than a once off. While that's going on, let me introduce another variable. I have a Pluto SDR, but the whole point of Bald Yak is that I cannot assume that you have one. It's one of the reasons I chose GNU Radio as the basis of this project. While it's unreasonable to expect that a traditional amateur radio transceiver can decode more than one repeater, the same system could potentially be used to decode multiple Morse code signals, something that should be more than possible, essentially replacing the FM decoder with a Morse decoder. Which brings up an example of another variable. How wide do you make the channels? How do you define them? How do you make it possible to modify these without having to update the software, so an end-user can modify something on their screen and see the result? At this point you might notice a couple of things. I have not got any answers, I also don't have all the questions. It's unlikely I'll ever have all the questions, let alone answers, since the nature of this software thing is flexibility. Now, to bring this in full circle, when I say that SDR, or Software Defined Radio isn't just the box that you connect to an antenna, it's the possibilities that this brings, the sheer volume of options that this opens you up to. Now it's your turn. What questions does this bring for you? What sense of wonder can you bring to the table and what opportunities does this expose you to? I'm Onno VK6FLAB

Are you using the wrong retirement withdrawal strategy? Sequential drawdown—draining one account before touching the next—is the most common approach to early retirement, but it could be costing you tens of thousands in unnecessary taxes. In this episode of the BiggerPockets Money Podcast, hosts Mindy Jensen and Scott Trench sit down with Enrolled Agent Mark to break down tax-efficient withdrawal strategies that maximize your retirement savings. Discover blended drawdown strategies and cyclical drawdown methods that optimize which accounts you tap first—Traditional IRA, Roth IRA, taxable brokerage, HSA—to minimize your lifetime tax burden. This episode covers: Sequential vs. blended vs. cyclical retirement drawdown strategies How to optimize withdrawal order from retirement accounts (401k, IRA, Roth, taxable accounts) Tax-efficient retirement planning for early retirees and FIRE followers How to leverage today's historically low tax rates before they expire Healthcare costs in early retirement (ACA subsidies, Medicare planning) Asset protection and estate planning considerations Roth conversion strategies during low-income years How to avoid costly tax mistakes in the decumulation phase Whether you're planning for financial independence, already retired early, or managing multiple retirement accounts, this tax optimization masterclass will help you keep more of your money and make your nest egg last longer. Learn more about your ad choices. Visit megaphone.fm/adchoices

 Headlines: – Welcome To Mo News (02:00) – Triple Polar Vortex Is Coming (02:30) – Lawmakers Split After Viewing Boat Strike Video (06:00) – IG: Hegseth Broke Pentagon Rules Using Signal To Share Strike Details (13:30) – FBI Makes Arrest In DC Pipe Bomber Investigation (17:40) – Supreme Court Lets Texas Use Gerrymandered Map That Could Give GOP 5 More House Seats (24:30) – The California Campaign to Introduce a First-of-Its-Kind Billionaire's Tax (27:50) – Turning Point USA On Candace Owens Accusations: ‘She's Using These Falsehoods to Enrich Herself' (30:40) – Travelers Wear Pajamas To Airports In Protest of Government Request (32:45) – Google's Year in Search 2025: The Most Interesting Part Is How We Searched (34:20) – On This Day In History (37:10) Thanks To Our Sponsors:  – LMNT⁠ - Free Sample Pack with any LMNT drink mix purchase –⁠ Industrious⁠ - Coworking office. 50% off day pass | Promo Code: MONEWS50 – Incogni - 60% off an annual plan| Promo Code: MONEWS – ⁠Boll & Branch⁠ – 25% off, plus free shipping | Code: MONEWS – Aura Frames -  $35 off best-selling Carver Mat frames | Promo Code: MONEWS

In today's episode of Real Money Talks, Loral answers two powerful questions from listeners about wills, trusts, business structures, and how to organize multiple income streams. She explains why trust planning, not a will, is the foundation of a strong legacy and why trust planning keeps your family out of probate court, reduces taxes, and removes the possibility of your wishes being contested. Whether you're growing a business, expanding revenue streams, or securing your family's future, this is your guide to trust planning that actually protects your wealth.Loral's Takeaways:Understanding the Difference Between Trusts and Wills (00:00)Tax Implications and Estate Planning Strategies (03:40)Expanding Business Revenue Streams (03:58)Tax and Legal Considerations for Business Structures (07:28)Coordinating with Financial Advisors and Legal Experts (10:05)Final Thoughts and Next Steps (10:28)Meet Loral Langemeier:Loral Langemeier is a money expert, sought-after speaker, entrepreneurial thought leader, and best-selling author of five books.Her goal: to change the conversations people have about money worldwide and empower people to become millionaires.The CEO and Founder of Live Out Loud, Inc. – a multinational organization — Loral relentlessly and candidly shares her best advice without hesitation or apology. What sets her apart from other wealth experts is her innate ability to recognize and acknowledge the skills & talents of people, inspiring them to generate wealth.She has created, nurtured, and perfected a 3-5 year strategy to make millions for the “Average Jill and Joe.” To date, she and her team have served thousands of individuals worldwide and created hundreds of millionaires through wealth-building education keynotes, workshops, products, events, programs, and coaching services.Loral is truly dedicated to helping men and women, from all walks of life, to become millionaires AND be able to enjoy time with their families.She is living proof that anyone can have the life of their dreams through hard work, persistence, and getting things done in the face of opposition. As a single mother of two children, she is redefining the possibility for women to have it all and raise their children in an entrepreneurial and financially literate environment. Links and Resources:Ask Loral App: https://apple.co/3eIgGcXLoral on Facebook: https://www.facebook.com/askloral/Loral on YouTube: https://www.youtube.com/user/lorallive/videosLoral on LinkedIn: https://www.linkedin.com/in/lorallangemeier/Money Rules: https://integratedwealthsystems.com/money-rules/Millionaire Maker Store: https://millionairemakerstore.com/Real Money Talks Podcast: https://integratedwealthsystems.com/podcast/Integrated Wealth Systems: https://integratedwealthsystems.com/Affiliate Sign-Up:

We discuss the latest shocking affront to basic human decency by the Trump Regime, starving food insecure American families by cutting off SNAP to states that have not shared the private personal data of recipients with the regime's security forces. Governor Evers and Attorney General Kaul are right to tell Trump to pound sand. Will the federal courts or Congress stop them from triggering a hunger crisis in the U.S.? We review a fascinating discussion earlier this week at a U.S. Senate panel which began as a discussion of extending ACA tax subsidies but evolved into a broader bi-partisan discussion of the broken and unaffordable healthcare system. Senators Bernie Sanders and Tammy Baldwin point out there is a consensus the system needs fundamental reform. We dig into the details and its implications for progressives and healthcare reform advocates. We are joined by State Representative Darrin Madison to discuss the 2% of income utility rate cap bill. The legislation is still seeking co-sponsors until Monday December 8th. We urge our listeners to call their legislators today and email them by following this link. We look at how this bill connects to the current data center explosion, and the increasingly vehement and bipartisan protests, which are being ignored by most politicians.

Steve Forbes praises the new "Trump Accounts" and points to the $6.5 billion donation by Michael and Susan Dell to help fund those of 25 million American children.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Andor is officially the most expensive Star Wars project to date, IN HISTORY, even with George Lucas era in the mix. 705M for Andor is insane. Kenobi got only a 90M budget in comparison, while the sequels were roughly in The Acolyte territory of cost over 200M. Who is making these decisions up there at Disney and Lucasfilm? How can Andor of all shows get almost 8x Kenobi? How can it be more expensive than Solo with all the reshoots included? Tax cuts, in my opinion, from this Forbes article, is why... But then why not Kenobi? Why no the sequels? Surely Andor couldn't have been THAT expensive compared to all the other massive team led projects Disney Star Wars has had... This is even more expensive than the Mandalorian. Learn more about your ad choices. Visit megaphone.fm/adchoices

Alicia recaps Intuit's November 20th "In the Know" webinar, covering the newly launched Intuit Accountant Suite (IAS) and its transition from QBO Accountant. She breaks down the platform's core features, pricing structure for the Accelerate version launching in 2027, and new firm management capabilities including sub-organizations and client consolidation tools. The episode also covers significant updates to the ProAdvisor program, which is evolving from annual certification compliance to a comprehensive firm-wide training system with new CAS learning pathways and team management features.SponsorsDigits - https://uqb.promo/digits(00:00) - Introduction and Overview (00:37) - ProAdvisor Community News (01:15) - AI Innovations and Bank Feed Updates (02:46) - Intuit Accountant Suite (09:08) - ProAdvisor Program Evolution (10:03) - New Resources and Tools      LINKSIntuit's Books Close Playbook: https://drive.google.com/file/d/174IULR72dGxeFDXwRlG-qm7ZedgzZEft/view?usp=share_linkIn the Know Slides: https://drive.google.com/file/d/174IULR72dGxeFDXwRlG-qm7ZedgzZEft/view?usp=sharingAlicia's upcoming classes: QuickBooks Checking, Dec 9: http://royl.ws/cashflow?affiliate=5393907Running Reports in QBO, Dec 15: http://royl.ws/Reports?affiliate=5393907, Sponsored by Finatical's Flash Reports (https://finaticalsoftware.com/?utm_campaign=24527397-Royalwise&utm_source=royalwise)Advanced Reporting, Dec 16: royl.ws/advanced-reports?affiliate=5393907, Sponsored by Finatical's Flash Reports (https://finaticalsoftware.com/?utm_campaign=24527397-Royalwise&utm_source=royalwise)We want to hear from you!Send your questions and comments to us at unofficialquickbookspodcast@gmail.com.Join our LinkedIn community at https://www.linkedin.com/groups/14630719/Visit our YouTube Channel at https://www.youtube.com/@UnofficialQuickBooksPodcast?sub_confirmation=1 Sign up to Earmark to earn free CPE for listening to this podcasthttps://www.earmark.app/onboarding 

On today's episode of the Fletch, Vaughan & Hayley Big Pod, we speak to Jess Tyson, the news reporter who was hit by a seagull, and Dave Farrell from Linkin Park joins us on the phone New O.F. Tax issues NZ's biggest Google searches of 2025 Top 6 - Signs your truckie has a fake licence Oslen Tuck Trend SLP - Do you eat your burger of fries first? Fletch saves Hayley's day Jess Tyson Fletch gets glasses Do you not go by your real name? Dave Farrell Interview Brin wins weirdest Spotify wrapped of 2025 Fact of the day When did you shoot your shot? See omnystudio.com/listener for privacy information.

In this episode of the CD Financial Podcast, Chuck D and Marcus C delve into the implications of the new Secure Act 2.0, particularly focusing on catch-up contributions to retirement accounts. They discuss the differences between Roth and traditional contributions, the tax implications of forced Roth contributions, and the concerns that high earners may have regarding their tax bills. The conversation also touches on the challenges of payroll setup for federal employees and the perceived unfairness of the new rules. Additionally, they provide insights into how these changes may affect cash flow and retirement planning, concluding with a health tip emphasizing the importance of resistance training for longevity.TakeawaysCatch-up contributions can be made to Roth or traditional accounts depending on income levels.The Secure Act 2.0 mandates Roth contributions for high earners.Tax implications of Roth contributions can affect take-home pay.Forced Roth contributions may disrupt financial planning for some individuals.Payroll systems may struggle with the implementation of new rules.Many employees feel penalized by the new tax rules.Federal employees need to consider how these changes affect Medicare premiums.Regional variations exist in contribution rules for federal employees.It's crucial to review retirement plans regularly to avoid mistakes.Resistance training is essential for maintaining health as we age.

Steve Forbes explains the complex and stark realities facing President Trump and his team in achieving a peace deal with Russian President Vladimir Putin to end the Russia-Ukraine War.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

    Unlock the secrets of military medicine and simulation technology with insights from two leading experts, retired Air Force Chief Master Sergeant Jason Robbins and Lou Oberndorf, CEO of Operative Experience Incorporated. Discover how these trailblazers have navigated the evolution of medical simulation, turning traditional training on its head and preparing medics for the chaotic and high-pressure environments they may face. Their stories reveal the critical role that high-fidelity simulators play in equipping healthcare professionals with the skills needed to manage physiological disparities, chaos control, and patient responsibility.     In a riveting conversation about the advancement of simulation technology, Jason and Lou explore the transition from traditional mentorship to cutting-edge, AI-driven simulators. By weaving personal experiences with industry shifts, they illuminate how medical education has undergone a dramatic transformation over the past 30 years. Their discourse reveals the monumental challenges and triumphs of integrating simulation technologies into both military and civilian healthcare settings, with a focus on the unique demands of combat medicine and on how AI is poised to further revolutionize this field.     Jason and Lou discuss the pressing need for anatomically accurate simulators, particularly for female soldiers. They provide an eye-opening look at how these innovations are dismantling social and psychological barriers and are vital for training efficacy. They candidly discuss the psychological toll of combat on healthcare providers and the irreplaceable value of real-life experience, underscoring that while simulation is a bridge for skill development, it cannot fully substitute the lessons learned from treating real patients. Join us in this compelling episode to understand how simulation is not just a tool but a pivotal element in preparing medics for the unforgiving realities of the battlefield.   Chapters: (00:04) Evolution of Military Medicine Simulation (09:55) Advancing Medical Simulation in Healthcare (17:31) Simulation Training in Special Operations (23:17) Medical Simulation Advancements for Training (36:17) Military Simulation Technology and AI (49:20) Preparing Military Medics with Simulation   Chapter Summaries: (00:04) Evolution of Military Medicine Simulation   Military medics discuss simulation technology, physiological disparities, and leadership lessons in chaotic environments.   (09:55) Advancing Medical Simulation in Healthcare   Commercialization of medical simulation technology, its integration into military medicine, and its impact on patient care.   (17:31) Simulation Training in Special Operations   Simulation, training standards, and cultural barriers are addressed in AFSOC's journey to improve special operations medical training.   (23:17) Medical Simulation Advancements for Training   Female simulators provide safe and effective training for military medics, addressing gender disparities and ensuring consistency.   (36:17) Military Simulation Technology and AI   AI has the potential to enhance medical simulation, with challenges in technology development and differences between military and civilian healthcare settings.   (49:20) Preparing Military Medics With Simulation   Medical simulators prepare healthcare professionals for combat trauma, but cannot replace real-life experience.   Take Home Messages: The Role of Medical Simulation in Military Medicine: The episode highlights the transformative impact of medical simulation technology on military medicine, emphasizing its role in preparing medics for high-stress and austere environments. It underscores how advancements in simulation, particularly with the integration of artificial intelligence, have enhanced the realism and effectiveness of medical training. Evolution from Defense to Healthcare: The conversation traces the journey of medical simulation technology from its origins in defense innovation during the early '90s to its widespread adoption in both military and civilian healthcare settings. This transition has replaced traditional mentorship models with high-fidelity simulators, revolutionizing medical education and training. Advancements in Anatomically Accurate Simulators: A significant development discussed is the creation of anatomically accurate female simulators, which address social and psychological barriers in medical training. These innovations ensure that medics are better prepared for real-world scenarios, particularly in treating female soldiers, thereby improving training efficacy. Continuous Training and Readiness: The importance of continuous training to maintain readiness is emphasized, especially in the context of military medicine where skill erosion can occur between conflicts. Simulation technology provides a safe environment for medics to practice and refine their skills, ensuring they are prepared for future challenges. Ethical Considerations in Simulation Technology: The episode also touches on the ethical and moral considerations in developing realistic simulation technologies. While simulators are essential for skill development, they cannot fully replicate the emotional and psychological challenges of real-life trauma, highlighting the need for a balanced approach in training methodologies.   Episode Keywords: military medics, trauma training, high-fidelity simulators, Operative Experience Incorporated, Jason Robbins, Lou Orberndorf, anatomical simulators, female simulators, training technology, medical education, combat medicine, civilian healthcare, simulation technology, patient care, chaos management, medical training, military healthcare, podcast episode   Hashtags: #wardocs #military #medicine #podcast #MilMed #MedEd #MilitaryMedicine #MedicalSimulation #CombatCare #HealthcareInnovation #AIMedicalTraining #CivilianHealthcare #MilitaryMedics #TraumaTraining #MedicalTechnology #SimulationAdvancements **This episode was supported by an educational grant provided by Operative Experience Inc.** Honoring the Legacy and Preserving the History of Military Medicine The WarDocs Mission is to honor the legacy, preserve the oral history, and showcase career opportunities, unique expeditionary experiences, and achievements of Military Medicine. We foster patriotism and pride in Who we are, What we do, and, most importantly, How we serve Our Patients, the DoD, and Our Nation.   Find out more and join Team WarDocs at https://www.wardocspodcast.com/ Check our list of previous guest episodes at https://www.wardocspodcast.com/our-guests Subscribe and Like our Videos on our YouTube Channel: https://www.youtube.com/@wardocspodcast Listen to the “What We Are For” Episode 47. https://bit.ly/3r87Afm   WarDocs- The Military Medicine Podcast is a Non-Profit, Tax-exempt-501(c)(3) Veteran Run Organization run by volunteers. All donations are tax-deductible and go to honoring and preserving the history, experiences, successes, and lessons learned in Military Medicine. A tax receipt will be sent to you. WARDOCS documents the experiences, contributions, and innovations of all military medicine Services, ranks, and Corps who are affectionately called "Docs" as a sign of respect, trust, and confidence on and off the battlefield,demonstrating dedication to the medical care of fellow comrades in arms.     Follow Us on Social Media Twitter: @wardocspodcast Facebook: WarDocs Podcast Instagram: @wardocspodcast LinkedIn: WarDocs-The Military Medicine Podcast YouTube Channel: https://www.youtube.com/@wardocspodcast

Ready to earn more without adding more hours to your week? We break down three practical paths pool pros use to scale: hiring your first tech with clean pricing and standards, selling select accounts for lump‑sum cash, and building passive income that compounds over time. You'll hear the exact numbers, the customer conversations that make handoffs smooth, and the realistic headaches to expect so you can plan around them.We start with a readiness check: if your monthly rate can't support wages, payroll taxes, workers' comp, chemicals, and admin while leaving a margin, hiring will backfire. From there, we map a ride‑along training plan, why a company truck reduces risk, and how to prep clients so they're comfortable with a new face on the route. We run conservative math: paying a tech per pool using a 4.3-week multiplier, estimating a $50 net per account at 50 stops, and showing how that can conservatively add ~$30,000 a year. Scale that approach with density and QA, and you understand how larger firms turn process into profit.If you're allergic to payroll, try the route-cycling strategy. Partner with builders, grow to ~90 stops, then sell a 15‑pool package each year—often worth close to 10–12 months of revenue—dropping a sizable check into the business while you reset to a tight 75 and rebuild. It's a simple loop that improves route quality and protects your time. We also look beyond the backyard: small multifamily with DSCR loans, or cash‑heavy businesses like coin laundries, can provide tax advantages and durable cash flows that don't depend on your daily schedule.• Readiness checks for hiring and pricing• Per‑pool pay math using a 4.3 multiplier• Customer prep and selective handoff strategy• Training plans, trucks, insurance, and QA• Conservative profit scenarios and scaling logic• Annual route‑sale model with builders• Real estate and DSCR loans for passive income• Tax advantages, deductions, and CPA guidance• Mindset of stewardship and sustainable growthJoin the pool guy coaching program. LeSend us a textSupport the Pool Guy Podcast Show Sponsors! HASA https://bit.ly/HASAThe Bottom Feeder. Save $100 with Code: DVB100https://store.thebottomfeeder.com/Try Skimmer FREE for 30 days:https://getskimmer.com/poolguy Get UPA Liability Insurance $64 a month! https://forms.gle/F9YoTWNQ8WnvT4QBAPool Guy Coaching: https://bit.ly/40wFE6y

David McKnight addresses three key questions you must be able to answer before executing a single Roth conversion. Too many people go for Roth conversions without a game plan – this is something that can lead to overpaying taxes and running out of money sooner than anticipated. David points out that if you can't answer the three key questions, you should stop and reevaluate because guessing here can cost you big. "What's the total amount I should convert from my IRA or 401(k) to tax-free?" is the first and most critical of the three questions. Remember, the goal of a Roth conversion isn't to get your tax-deferred bucket to zero at all costs. It's to get to the right amount of tax-deferred dollars shifted to tax-free, the amount that allows you to stay in the 0% tax bracket in retirement. "How much should I convert each year?" is the second question and is about pacing your conversion so as to avoid unnecessary exposure to higher tax brackets. The goal is to convert to Roth slowly enough that you don't rise into a tax bracket that gives you heartburn. "Over what time frame should I complete my Roth conversions?" is the third question you should address before executing a Roth conversion. Addressing each of the three questions helps you shift from Roth conversion guesswork to Roth conversion strategy. Be careful. Most financial gurus will say "Roth conversions are great, just pay the tax and move on!"     Mentioned in this episode: David's new book, available now for pre-order: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com OBBBA (One Big Beautiful Bill Act) Donald Trump David Walker

Do you ever get tired of manually searching for, organizing, and culling your images? We do, too - and that's where Excire can help! Excire's photo-management software harnesses AI to make tedious tasks 10x faster, easier, and more fun. To purchase an Excire lifetime license or to download a 14-day free trial, visit http://www.excire.com/en/shop! EXCIRE BLACK FRIDAY SALE: PetaPixel viewers can receive 30% off their purchase with the special discount code PETAPIXEL30 -- valid through December 7th!Now saving when you shop for your favorite gear at B&H Photo is even easier with the B&H Payboo Credit Card, which lets you Save the Tax — you pay the tax, and B&H pays you back instantly! (Save the Tax on eligible purchases shipped to eligible states.) Or you can pay over time with 6 and 12 month financing (on minimum purchases of $199 for 6 months, and $599 for 12 months). Terms apply, learn more at http://bhphoto.com/payboo.Credit card offers are subject to credit approval. Payboo Credit Card Accounts are issued by Comenity Capital Bank.In July, The PetaPixel Podcast team was joined by Camera Labs' Gordon Laing to give mid-term grades to every major camera and lens manufacturer. Now that the year has ended, it's time for them all to get graded on their finals in this annual tradition!Check out PetaPixel Merch: store.petapixel.com/ We use Riverside to record The PetaPixel Podcast in our online recording studio.We hope you enjoy the podcast and we look forward to hearing what you think. If you like what you hear, please support us by subscribing, liking, commenting, and reviewing! Every week, the trio go over comments on YouTube and here on PetaPixel, but if you'd like to send a message for them to hear, you can do so through SpeakPipe.In This Episode00:00 - Intro08:26 - You can now edit 32K video in Resolve10:29 - Sony's new smartphone sensor promises 17 stops of DR12:39 - Thypoch's new Eurka 28mm f/2.8 is inspired by another cool, obscure lens16:04 - The custom film simulation recipe from the limited edition GFX100RF17:11 - Review Roundup25:28 - Grading Every Camera Maker in 2025 Feat. Gordon Laing27:17 - Canon34:21 - Nikon40:12 - Sony53:35 - Panasonic Lumix1:03:28 - Fujifilm1:14:18 - Hasselblad1:18:02 - OM System1:24:16 - Leica1:28:55 - Sigma1:35:26 - Tamron

Flip Side Notes: Join an upcoming Beyond the Battle online group at www.beyondthebattle.net   Support Flip Side sponsor Angry Brew by using promo code FLIP at angrybrew.com or fivelakes.com to pick up some Angry Brew or Chris' Blend coffee at 10% off.   Get a free month of Covenant Eyes at www.covenanteyes.com using promo code BEYOND   Get a free month of Accountable2You keyword accountability: a2u.app/beyond (do not use “www”)   Your recurring gifts make Noah's ministry & The Flip Side possible. Get some sweet swag by becoming a patron at www.patreon.com/noahfilipiak – includes exclusive access to Noah's episode commentary, interaction, and email access. (Not tax-deductible)  Tax-deductible recurring gifts can be given at www.noahfilipiak.com/give.      Purchase Beyond the Battle and Needed Navigation by Noah Filipiak.

Podcast del programa Imagen Empresarial transmitido originalmente el 03 de diciembre del 2025. Conduce Rodrigo Pacheco. Los entrevistados de hoy: Charbel Ramos, Socio de Operate para Tax en Deloitte Spanish Latin América Tema: Plataforma Deloitte Operate

Podcast del programa Imagen Empresarial transmitido originalmente el 3 de diciembre del 2025. Conduce Rodrigo Pacheco. Los entrevistados de hoy: Entrevista: Charbel Ramos, Socio de Operate para Tax en Deloitte Spanish Latin América Tema: Cierre Fiscal 2025 para las empresas

End-of-Year Financial Checklist + AssetBuilder Office Move Announcement In this practical end-of-year episode of the Keep It Simple Podcast, Joey Badinger – Lead Advisor at AssetBuilder – sits down with Adam Morse (Senior Lead Advisor) and Tommy Williams (Associate Advisor) to walk through a clear, no-nonsense checklist you should review before December 31. Recorded from AssetBuilder's headquarters in Plano, Texas, the team covers retirement contributions, Roth conversions, tax-loss harvesting, RMDs, charitable giving, portfolio rebalancing, and even thoughtful strategies for gifting to kids and grandkids—without accidentally harming your own retirement plan. They close with a major announcement: AssetBuilder is moving its headquarters to the Allen Tech Hub at Waters Creek—and explain what that means for clients, the team, and the next decade of growth. Whether you're a DIY investor or working with an advisor, this episode gives you a clean, actionable framework to finish the year financially strong. Timestamps 00:00 – Intro & important disclosure 00:40 – Welcome from AssetBuilder HQ in Plano, TX 01:15 – Meet the team: Joey Badinger, Adam Morse (Senior Lead Advisor), and Tommy Williams (Associate Advisor) 02:00 – Conference recap: Vegas Financial Planning Conference & Alts Texas (CFA Society / Markets Group / CAIA) 06:50 – Hard pivot: why “boring, simple” tasks drive the biggest long-term results 08:00 – Checklist #1: Maxing out 401(k), IRA & Roth IRA contributions for 2025 11:45 – Checklist #2: Roth conversions – what they are, how they work, and ideal timing 15:45 – Checklist #3: Tax-loss harvesting – when it makes sense & when it doesn't 18:30 – Checklist #4: RMDs, inherited IRA rules, and QCD charitable giving 22:30 – Checklist #5: Rebalancing, diversification, and handling concentrated stock positions 27:30 – Checklist #6: Reviewing beneficiaries, cash reserves & liquidity 31:45 – Smart gifting: helping kids without jeopardizing your own retirement 37:40 – Final recap: What to do if you haven't done any of this yet 39:30 – Big announcement: AssetBuilder is moving to the Allen Tech Hub at Waters Creek 44:30 – New office details, build-out, and client experience upgrades 46:00 – Closing & how to get in touch with the AssetBuilder team Hosted by: Joey Badinger Featuring: Adam Morse, Senior Lead Advisor — Tommy Williams, Associate Advisor Podcast: Keep It Simple by AssetBuilder Location: Plano, Texas → moving to Allen Tech Hub (Waters Creek) Website: assetbuilder.com Questions? Email podcast@assetbuilder.com  or book a consultation on the website. If this episode helped you prepare for 2026, LIKE, SUBSCRIBE, and tap the bell—new episodes drop weekly with simple, evidence-based investing guidance. #YearEndChecklist #RetirementPlanning #RothConversion #TaxLossHarvesting #BehavioralFinance #AssetBuilder #KeepItSimplePodcast #IndexInvesting #WealthBuilding2025 #PersonalFinance

If you've ever thought about putting your kids to work (on the payroll, that is), here are practical tips and some fun stories that might just inspire you to take the plunge. You could end up saving money and setting up your kids for financial success down the road!Hey there, and welcome back to the "Empowering Entrepreneurs Podcast" with Glenn Harper and Julie Smith! This episode gets into something a lot of business owners have wondered about, but maybe haven't really dug into—can you actually pay your kids for helping out in your business? And what does that mean for your taxes?Glenn breaks down all the nitty-gritty IRS details and shares some smart ways to shift income, save on taxes, and teach your kids about money at the same time. Plus, Julie Smith adds her take on the real-life lessons kids get from rolling up their sleeves in the family business.This episode is brought to you by PureTax, LLC. Tax preparation services without the pressure. When all you need is to get your tax return done, take the stress out of tax season by working with a firm that has simplified the process and the pricing. Find out more about how we started.Key takeaways for business owners:Tax-smart payroll: Paying your kids through your LLC or as a sole proprietor can offer major tax advantages, as you may avoid the extra 15% in employment taxes that corporations require.It's not just about taxes: Beyond dollars and cents, bringing your kids into your business teaches them real-world financial skills, from how payroll works to the power of compounding through Roth IRAs.Documentation and legitimacy matter: The IRS requires any payments to be reasonable for actual work performed—think marketing help, filing, or even social media management. Keep it legitimate!Running a business doesn't have to run your life.Without a business partner who holds you accountable, it's easy to be so busy ‘doing' business that you don't have the right strategy to grow your business.Stop letting your business run you. At Harper & Co CPA Plus, we know that you want to be empowered to build the lifestyle you envision. In order to do that you need a clear path to follow for successOur clients enjoy a proactive partnership with us. Schedule a consultation with us today.Download our free guide - Entrepreneurial Success Formula: How to Avoid Managing Your Business From Your Bank Account.Glenn Harper, CPA, is the Owner and Managing Partner of Harper & Company CPAs Plus, a top 10 Managing Partner in the country (Accounting Today's 2022 MP Elite). His firm won the 2021 Luca Award for Firm of the Year. An entrepreneur and speaker, Glenn transformed his firm into an advisory-focused practice, doubling revenue and profit in two years. He teaches entrepreneurs to build financial and operational excellence, speaks nationwide to CPA firm owners about running their businesses like entrepreneurs, and consults with firms across the country. Glenn enjoys golfing, fishing, hiking, cooking, and spending time with his family.Julie Smith, MBA, is a serial entrepreneur in the public accounting space. She is the Founder of EmpowerCPA™, Founder of PureTax, LLC, COO for Harper & Company CPAs Plus, and Co-host of the Empowering Entrepreneurs podcast. Named...

Are you paying yourself what you're worth, or is your practice managing you?In this episode of The Millionaire Dentist™, host Jarrod Bridgeman sits down with CPAs Kevin Rhoton and Brodie Hough from Four Quadrants Advisory to dismantle the "one-size-fits-all" approach to dental practice finances.Too many dentists rely on generic quarterly tax estimates, leading to cash flow crunches and nasty surprises at year-end. Kevin and Brodie explain why proactive tax management is the key to keeping more of what you earn. They dive deep into the strategies that separate struggling practices from profitable ones, including how to properly structure owner compensation and how to leverage 401(k) plans for massive tax savings.Interested in more info on how to: Earn More, Save More, and Retire EarlyUpcoming Tour Dates: Go to our EVENTS page for infoFacebook: Four Quadrants AdvisoryInstagram: @fourquadrantsadvisoryLinkedIn: Four Quadrants Advisory

Most people don't give at year-end because they're saints. They give because of taxes… and then hope the IRS sees it the way they do. In this episode, I bring back estate planning attorney Griffin Bridgers and walk through year-end giving in four parts: Hook & Setup, The BS We're Fed, No BS Reality, and Do This Next.In the Hook & Setup, we talk about why year-end giving turns into chaos so easily — last-minute donations, rushed transfers, and families confusing “being generous” with “throwing money at the calendar.” Griffin breaks down the timing problem most people ignore: if you're wiring money or donating stock on December 30th, you're not planning, you're gambling on processing times and paperwork.In The BS We're Fed, we call out the myths: “Just give by 12/31 and you're good,” “cash is king,” and “philanthropy is for the ultra-wealthy.” Griffin walks through how the $19,000 annual exclusion, the massive lifetime exemption, and the idea of foundations vs. donor-advised funds (DAFs) really work — not how social media and marketing spin it.Then we move into No BS Reality. We talk about starting with what you actually want to leave behind — for your family and for causes you care about — and working backward from there. We dig into why relying only on thick legal documents is a trap if nobody can access your accounts, devices, or logins. This is where Griffin introduces his Death Manual concept and his Inherit Substack, where he's building out the playbook for organizing your real life, not just your paperwork.Finally, in Do This Next, we get practical. We lay out simple steps: pick your giving strategy for this year, decide what you're actually going to give (cash, stock, or something else) with your CPA, start your own Death Manual with one password and one account list, and choose a “giving day” you repeat every year instead of panicking at the deadline.If you've ever said, “I know I need to get my will done” and then ghosted the process for years, this episode is your reset button — not perfect, not theoretical, just real moves to stop leaving a mess behind.

Brian Skrobonja sits down with Phon Vilayoune to unpack buffered ETFs and income notes. Phon is the Founder and CEO of VETA Investment Partners, where they currently oversee over $5.5 billion in assets. They discuss the benefits of positioning your portfolio for growth and safety, how to protect your nest egg in volatile markets, and practical strategies for optimizing gains while limiting downside risk. Tune in to hear professional insights on ETFs, income notes, and actionable frameworks for navigating today's complex market cycles. Phon explains how he entered the investing world and now helps oversee roughly $5.5B in assets. Phon highlights what trading during the 2008–09 crisis taught him about being positioned like Warren Buffett or Middle Eastern banks. In deep volatility, cash plus cash flow gives you the power to buy when everything is on sale.  Why you want a Buffett-style portfolio in a downturn: Buffett held strong during bear markets and bought when others panicked.  How to win more by losing less. Phon says risk management is the key. You never want to be a forced seller during a correction because you take a double hit: loss plus selling at the bottom. Phon and Brian break down buffered ETFs and how they're tied to S&P 500 options designed to provide a more predictable range of outcomes over 12 months. Think of it like investing with guardrails — you're participating but with intentional limits on downside. Learn what income notes are: Phon says it's basically converting equity exposure into monthly income. For example, instead of holding stocks outright, you buy a structured note designed to pay you steady monthly income while still giving some market participation. It's like blending investing and cash flow without fully being in the stock market. Phon on the future earnings potential of ETFs. He believes growth will continue, especially as aging demographics seek income and protection. BlackRock projects more than $600B in defined-outcome/Buffered ETFs in the coming years. Brian highlights that markets don't move straight up forever. We all intellectually understand cycles, but emotionally, we forget. That's why having a plan for downturns is essential. Phon shares a real-life ETF scenario and how, in 2002, a near-retirement couple protected their nest egg during intense volatility using defined outcome tools. They preserved their lifestyle when others were taking major hits. How to balance your portfolio for growth and safety. For Phon, the best thing you can do is to talk to a real human advisor. There's too much DIY noise; professional guidance helps you tune the right mix for your unique situation. Phon on what to ask your advisor: Ask how your portfolio would perform in a COVID-style year or another global-financial-crisis scenario. Then ask how it generates income and supports your goals. His favorite question: "Have you actually guided clients through a deep bear market?" Why working with a professional matters: Many strategies look great and work during bull markets. But the real test is whether they protect you when things are down. Phon explains that good portfolio design is about being structurally prepared before volatility hits. You want a position that holds through downturns—and ideally lets you buy when opportunities appear. Phon's parting advice to the audience: Go outside, walk your dog, and take real time away with family. Getting off screens and into nature helps you stay grounded. Investing is long-term—your life should be too.     Mentioned in this episode: VetaInvestmentPartners.com BlackRock.com/us/financial-professionals/insights/outcome-etfs BrianSkrobonja.com SkrobonjaFinancial.com SkrobonjaWealth.com BUILDbanking.com Common Sense Financial Podcast on YouTube  Common Sense Financial Podcast on Spotify     Alternative investments may be subject to less regulation than other types of pooled investment vehicles. Alternative Investments may impose significant fees, including incentive fees that are based upon a percentage of the realized and unrealized gains and an individual's net returns may differ significantly from actual returns. Such fees may offset all or a significant portion of such Alternative Investment's trading profits. Incorporating alternative investments into a portfolio presents the opportunity for significant losses including in some cases, losses which exceed the principal amount invested. Also, some alternative investments have experienced periods of extreme volatility and in general, are not suitable for all investors. Asset allocation and diversification strategies do not ensure profit or protect against loss in declining markets ---- BUILD Banking™ is a DBA of Skrobonja Insurance Services, LLC. Benefits and guarantees are based on the claims paying ability of the insurance company. Not FDIC insured. Results may vary. Any descriptions involving life insurance policies and its use as an alternative form of financing or risk management techniques are provided for illustration purposes only, will not apply in all situations, may not be fully indicative of any present or future investments, and may be changed at the discretion of the insurance carrier, General Partner and/or Manager and are not intended to reflect guarantees on securities performance. The term BUILD Banking™, private banking alternatives or specially designed life insurance contracts (SDLIC) are not meant to insinuate that the issuer is creating a real bank for its clients or communicating that life insurance companies are the same as traditional banking institutions. This material is educational in nature and should not be deemed as a solicitation of any specific product or service. BUILD Banking™ is offered by Skrobonja Insurance Services, LLC only and is not offered by Madison Avenue Securities, LLC. nor Skrobonja Wealth Management, LLC. ---- This content is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the particular needs of an individual's situation. Skrobonja Financial Group, LLC, Skrobonja Insurance Services, LLC, Skrobonja Wealth Management, LLC are not permitted to offer and no statement made during this presentation shall constitute tax or legal advice. Our firms are not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Skrobonja Financial Group, LLC, Skrobonja Insurance Services, LLC, Skrobonja Wealth Management, LLC. ---- Securities offered only by duly registered individuals through Madison Avenue Securities, LLC. (MAS), Member FINRA &SIPC. Advisory services offered only by duly registered individuals through Skrobonja Wealth Management (SWM), a registered investment advisor. Tax services offered only through Skrobonja Tax Consulting. MAS does not offer Build Banking or tax advice. Skrobonja Financial Group, LLC, Skrobonja Wealth Management, LLC, Skrobonja Insurance Services, LLC, Skrobonja Tax Consulting, and Build Banking are not affiliated with MAS. Skrobonja Wealth Management, LLC is a registered investment adviser. Advisory services are only offered to clients or prospective clients where Skrobonja Wealth Management, LLC and its representatives are properly licensed or exempt from licensure. The firm is a registered investment adviser with the state of Missouri, and may only transact business with residents of those states, or residents of other states where otherwise legally permitted subject to exemption or exclusion from registration requirements. Registration with the United States Securities and Exchange Commission or any state securities authority does not imply a certain level of skill or training. Skrobonja Wealth Management has no ownership interest, compensation arrangement, revenue-sharing agreement, or other economic relationship with Veta Investment Partners. We may allocate a portion of a client's portfolio to strategies managed by Veta Investment Partners when we determine that the allocation is appropriate for the client's objectives, risk tolerance, and overall portfolio design. Our selection of Veta's strategies is based solely on the merits of the investment and the needs of the client, and not on any financial relationship between our firms.

Steve Forbes shreds the latest budget for the U.K., explaining why its raised taxes and ending of jury trials will accelerate the startling degeneration of the U.S.'s mother country, and warns that what's happening in Britain is a warning to those who cherish liberty.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Online trends such as 'WitchTok', the psychedelic boom and interest in the occult, are evidence of our continuing fascination with the supernatural. However, encounters with these 'dark enchantments' are also turning many towards a Christian faith that is open to the 'weird'.In this documentary episode Justin Brierley speaks to Malcolm Duncan, Anna Morgan and Andy Crook about the growth of pentecostal and charismatic churches that practise prophecy, deliverance and healing. Tom Holland and James Drain also recount their unexpected miracle stories. But not all miracles look the same. Following the devastating loss of his daughter Natasha, Nadim Ednan-Laperouse tells the story of the supernatural encounters that led him to faith in Christ. More info, book & newsletter: https://justinbrierley.com/surprisingrebirth/ Support via Patreon for early access to new episodes and bonus content: https://www.patreon.com/justinbrierley/membership Support via Tax-deductible (USA) and get the same perks: https://defendersmedia.com/portfolio/justin-brierley/ Give a one-off gift via PayPal: https://www.paypal.com/paypalme/brierleyjustin Buy the book or get a signed copy: https://justinbrierley.com/the-surprising-rebirth-of-belief-in-god/ Got feedback? Share it with us by emailing: feedback@think.faith Ep 28 show notes: https://justinbrierley.com/surprisingrebirth/season-2-episode-28-keep-christianity-weird The Surprising Rebirth of Belief in God is a production of Think Faith in partnership with Genexis, and support from The Jerusalem Trust. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Most business owners, investors, and high-income earners are losing money—not because they're bad at making it, but because they're bad at keeping it.  In this episode, Jim sits down with tax strategist Chris Shockowitz of deferTax.com, a guy who walked away from corporate America, saved seven figures in taxes himself, and now helps entrepreneurs slash tax bills the legal, intelligent way. If you've ever wondered why the wealthy pay less tax, how they use the code instead of getting crushed by it, or how to stop being at the mercy of your CPA once a year…this conversation is your wake-up call. Owners don't play defense—they plan..  What You'll Learn Why does tax preparation cost you money, but tax planning saves you money The difference between a CPA who reports history vs. a strategist who shapes your future How high-income earners legally cut taxes by up to 50% How to use trusts and smart structuring to sell crypto, real estate, or a business with zero tax Why the tax code rewards investors, owners, and producers—and how to start thinking like one Here's the shift Chris drove home: Tax preparation reports history. Tax planning changes your future. Your CPA can tell you what you owe. A strategist tells you what's possible. And most high-income earners are leaving six figures (or more) on the table simply because nobody ever showed them the legal, proven tools built into the tax code for people who invest, own, and think differently. Chris's Shared Wisdom "Most people don't know what they don't know. The tax code isn't built to punish you—it's built to reward the people who invest in America. When you understand it, it changes everything." Connect with Chris: Website: www.DeferTax.comLinkedin: www.linkedin.com/in/christopher-shockowitz/

In this episode, we're joined again by Jim Paulsen to break down the key themes shaping markets and the economy heading into 2026. Jim explains why policymakers may be fighting the wrong battle, why real sustainable growth has quietly collapsed over the past 20 years, and how shifts in policy, demographics, productivity, inflation, and investor psychology all tie together. We also walk through Jim's latest charts from Paulsen Perspectives and explore what they mean for stocks, sectors, interest rates, the dollar, and leadership in the year ahead.Topics covered in this episode:• The state of inflation and why CPI and PPI may be sending a very different message• The 20-year collapse in real sustainable GDP growth• Why job creation, labor force growth, and productivity have all structurally weakened• The rise in unemployment duration and what it signals about lost “animal spirits”• How demographics, immigration policy, and cultural shifts are shaping growth• Productivity puzzles: innovation vs. distraction in a tech-driven economy• Why the real economic risk may be deflation, not inflation• How monetary policy, the yield curve, the dollar, and fiscal policy have remained contractionary• Tariffs as a hidden tax and their real impact on inflation• How an easing cycle could reshape market leadership in 2026• Jim's Total Policy Stimulus Index and what it reveals about small caps, cyclicals, value, and foreign stocks• The difference between today's tech cycle and the dot-com bubble• What a broadening market might look like if policy finally turns supportive• How international equities could respond to a weaker dollar• Why tech may underperform without collapsing• Jim's expectations for S&P 500 returns in 2026 and the potential for a more balanced leadership environmentTimestamps:00:00 Market setup and inflation overview02:00 Reviewing recent corrections and sector broadening04:00 Bond yields, easing expectations, and fear-based asset leadership06:00 Tech's relative performance beginning to fade07:00 GDP growth collapse over two decades09:00 Structural slowdown in job creation10:30 Labor force growth and aging demographics12:00 The doubling of unemployment duration14:00 Population trends, immigration, and slowing productivity17:00 The rise of de-risking and falling monetary velocity19:00 Trade deficits, globalization, and policy contraction22:00 Why inflation risk may be overstated26:00 CPI/PPI data versus the inflation narrative29:00 Money supply, real rates, and the longest yield curve inversion31:00 The strong dollar as a contractionary force34:00 International stock performance and currency impact35:00 Tax burden relative to slower growth37:00 Tariffs as taxes and their real economic effect39:00 What would it take to restore growth and optimism?42:00 The Total Policy Stimulus Index explained47:00 Policy's impact on equal-weight, small caps, cyclicals, and value52:00 How foreign stocks respond to policy and the dollar54:00 Tech valuations today vs. the dot-com era55:00 Fed response differences between now and 200057:00 Why today's tech cycle is structurally different59:00 What 2026 might look like for the S&P 50001:01:00 Why price targets are inherently unreliable01:01:45 Closing thoughts and sign-off

Kristina Novak and Kristin Bohl discuss the evolving global tariff landscape and what it means for transfer pricing.Support the show

Become a part of the Progressive Property refer-a-friend scheme and Earn up to £250 when someone attends one of our events – you can enrol here: https://www.progressiveproperty.co.uk/raf/ Get ready for the most sweeping tax changes in years. This week, Mark unpacks the new government budget. With fresh surcharges on property and investment income, tighter pension rules, and unprecedented council tax hikes for high-value homes, property owners and entrepreneurs alike are facing an entirely new landscape. Mark breaks down what these tax changes actually mean for your business, your investments, and your next moves. Discover how the latest policies could affect your portfolio, which reliefs and thresholds really matter now, and why this budget is sending shockwaves through the property world. Don't wait for the fallout, be ready to take advantage of it. If you want to take the next step and put what you have learned from this podcast into action, you only need to click here - https://www.wealthbuilders.co.uk/progressive-podcast KEY TAKEAWAYS This budget is the harshest attack yet on wealth creators and property investors - expect tighter margins and fewer incentives - but don´t miss out, turbulent markets = big opportunities. Tax hikes are everywhere: 2% surcharges on investment income, new high-value council tax, slashed capital allowances, and frozen thresholds stealthily take more of your money. Don't let “fiscal drag” fool you: your overall tax bill will climb even without a headline hike. The luxury property market is very much in the crosshairs. New bandings and surcharges are coming for high-value homes. Cash ISAs just got squeezed. The number of stealth taxes is increasing year after year. The government is enforcing the highest tax levels ever seen. Entrepreneurs are leaving for friendlier shores. Uncertain markets mean motivated sellers and deals for those ready to move. BEST MOMENTS “Market uncertainty has made the market very soft, so I would use it to your advantage. Bid hard to get more deals, because I think there's more and more available." "This budget marks a new high. We are now at the highest tax level ever." “Their tax base, the number of people paying it is reducing, and we can see the effect of this doom loop that has been going on, especially since the last budget.” Secure your spot at the Multiple Streams of Property Income event —learn the proven strategies that will protect your investments, outsmart these new taxes, and build unstoppable cash flow. Don't let uncertainty hold you back, sign up here - https://www.progressiveproperty.co.uk VALUABLE RESOURCES MSOPI – Multiple Streams of Income: https://www.progressiveproperty.co.uk https://kevinmcdonnell.co.uk ABOUT THE HOST Mark has bought, sold or has managed around 1,000 property units for himself, Rob, his family and his investors since 2003. He is a system and spreadsheet geek and has developed a complex, confidential deal analyser system of buying residential, commercial and multi-let properties. CONTACT METHOD Email: Markhomer@progressiveproperty.co.uk LinkedIn: ⁠https://www.linkedin.com/in/markhomer1⁠ Facebook: ⁠https://www.facebook.com/markprogressive⁠ Twitter: ⁠https://twitter.com/markprogressive⁠ This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

Let's be honest: taxes feel like that thing you're supposed to understand but somehow never learned, and now you're too embarrassed to ask. Joe Saul-Sehy, OG, and Neighbor Doug welcome Hannah Cole—artist-turned-tax-pro and author of the brand-new book Taxes for Humans—to finally explain taxes in language that doesn't require a CPA license to understand. Hannah's built her career translating tax code for freelancers, side hustlers, and small business owners who just want to know what they can deduct, what'll get them audited, and how to stop drowning in shoebox receipts. She breaks down the real difference between a legitimate business expense and wishful thinking, how to track startup costs without losing your mind, and why the bookkeeping system that works is the one you'll actually use (spoiler: it doesn't have to be fancy). Whether you're launching a side gig, running a creative business, or just trying to keep the IRS from ruining your holiday season, Hannah's got the roadmap. Then Joe and OG shift gears to tackle the "AI bubble" conversation everyone's having—is this tech hype justified, or are we watching 1999 all over again? They break down how to think about market froth without panicking, why smart investors don't build their strategy around TikTok prophets predicting doom, and how to prepare your portfolio for volatility without making fear-based moves. Plus: Doug delivers trivia about Richard Pryor's Blazing Saddles days, because even tax talk deserves a palate cleanser. What You'll Walk Away With: • Tax basics explained in actual human language (finally)—what counts as a deduction and what's just wishful thinking • How to set up simple, sustainable bookkeeping systems for side gigs or small businesses that you'll actually maintain • The smartest way to track startup expenses without drowning in receipts or spreadsheets • Why the IRS isn't as scary as you think when you've got your basics covered • How to think about AI market hype without getting swept up in either the euphoria or the panic • Smart strategies for preparing your portfolio for volatility without making emotion-driven decisions • Why the right tax and investing systems buy you back time, creativity, and peace of mind This Episode Is For You If: • You've been winging it on taxes and know you're probably missing deductions (or making mistakes) • You run a side hustle but have no idea what you can actually write off • Tax season makes you anxious because you're never sure if you're doing it right • You're hearing AI bubble talk everywhere and wondering if you should be worried about your investments • You want systems that are simple enough to actually follow, not perfect enough to abandon by February Before You Hit Play, Think About This: What's the tax mistake you wish you could warn your younger self about? Drop it in the comments—we're all learning here, and sometimes the best lessons come from what we got wrong the first time. FULL SHOW NOTES: https://www.stackingbenjamins.com/tax-basics-for-side-hustlers-ai-market-tips/ Learn more about your ad choices. Visit podcastchoices.com/adchoices

This is why 99% of business owners and entrepreneurs are doing the Augusta Rule Wrong. The Augusta rule is one of the most popular tax strategies on the internet with endless amounts of financial gurus and entrepreneurs teaching about it. But so much of what is being shared is wrong and dangerous. In this 60 minute masterclass, Nethaniel Ealy, an Augusta Rule Expert who has been helping people do this properly for 8 years, breaks down the dos and don'ts of this strategy, and gives the industry insights into how to maximize the most money out of this powerful tax deduction. 00:00 Understanding the Augusta Rule02:52 Challenges in Implementing the Augusta Rule05:56 Key Components of the Augusta Rule09:09 Documentation and Compliance Essentials12:06 Historical Context of the Augusta Rule14:56 Practical Steps for Business Owners18:05 Common Mistakes and Misconceptions21:00 Best Practices for Meetings and Documentation24:09 Final Thoughts and Encouragement33:20 Understanding the Augusta Rule and Its Implications39:55 Real-Life Applications and Case Studies45:28 Optimizing the Augusta Rule for Maximum Benefit51:40 Navigating Complexities of the Augusta Rule57:31 The Future of Tax Strategies and Business GrowthLearn More About The Augusta Rule Team: https://theaugustarule.com/Join the Waitlist for the Tax and Assets Community: https://taxandassets.comWant Us to Review Your Current Tax Strategy Before the End of the Year? Click Here: https://betterwealth.com/taxQuestions and Answers from the Podcast: Question: Can multiple unrelated business owners each rent the same property during the year, each personally stay there for 14+ days, and each legitimately use the Augusta Rule?Answer: Yes, technically they can. Each person can establish the property as their own “dwelling unit” for the required days. But doing this can likely be an audit magnet.Q2 (Reverse Augusta with a family member's home)Question: If a family member owns a home, can a business owner use that home for a business purpose and structure it so they receive the rental income instead of the family member, essentially a “reverse Augusta”?Answer: Yes, a reverse Augusta structure is possible, but it must be for a legitimate, defensible business purpose. Proper documentation is essential.Want a Life Insurance Policy? Go Here: https://bttr.ly/bw-yt-aa-clarity Want FREE Whole Life Insurance Resources & Education? Go Here: https://bttr.ly/yt-bw-vaultWant Us To Review Your Life Insurance Policy? Click Here: https://bttr.ly/yt-policy-review______________________________________________ Learn More About BetterWealth: https://betterwealth.com====================DISCLAIMER: https://bttr.ly/aapolicy*This video is for entertainment purposes only and is not financial or legal advice.Financial Advice Disclaimer: All content on this channel is for education, discussion, and illustrative purposes only and should not be construed as professional financial advice or recommendation. Should you need such advice, consult a licensed financial or tax advisor. No guarantee is given regarding the accuracy of the information on this channel. Neither host nor guests can be held responsible for any direct or incidental loss incurred by applying any of the information offered.

Tax season doesn't have to be a scramble — and today's guests show farmers exactly how to get ahead. We're joined by two ag-focused CPAs: Mackenzie Sprain from LattaHarris and Hannah Mann from Pioneer Accounting LLC. One brings deep ag tax expertise, the other specializes in helping farmers build cleaner records and better financial visibility — together, they give producers a complete roadmap for winning tax season before it starts.We open with an honest look at the 2025 tax landscape: inflation pressures, high interest rates, shifting policy environments, and the growing relevance of tools like Section 180 deductions, R&D credits, conservation program rules, CRP tax treatment, and more. Mackenzie and Hannah outline how year-round planning beats last-minute spending — and why quarterly conversations with your accountant can save thousands.From there, we dig into the power of modern recordkeeping. Tools like Ambrook allow producers to tag expenses by enterprise, monitor breakevens in real time, organize receipts, and make equipment or land decisions with clarity instead of guesswork. The CPAs share real stories of farmers who uncovered hidden savings, improved profitability, or avoided costly mistakes simply by keeping organized, digital records.We also cover common mistakes farmers make — outdated depreciation schedules, misclassified wages, partnership changes not reported, misunderstood conservation payments, or relying on handshake agreements without tax implications in mind. Mackenzie and Hannah walk through the opportunities available for 2025: Section 179 planning, bonus depreciation limits, energy tax credits, R&D credits for agronomy trials, and strategies to minimize interest-driven tax impacts.We close with actionable takeaways: start early, track continuously, communicate often, and use technology to transform tax planning from compliance into strategy. If you want to reduce stress, avoid surprises, and make tax season another profit tool for your operation, this episode is packed with practical, CPA-approved guidance you can apply immediately. Want Farm4Profit Merch? Custom order your favorite items today!https://farmfocused.com/farm-4profit/ Don't forget to like the podcast on all platforms and leave a review where ever you listen! Website: www.Farm4Profit.comShareable episode link: https://intro-to-farm4profit.simplecast.comEmail address: Farm4profitllc@gmail.comCall/Text: 515.207.9640Subscribe to YouTube: https://www.youtube.com/channel/UCSR8c1BrCjNDDI_Acku5XqwFollow us on TikTok: https://www.tiktok.com/@farm4profitllc Connect with us on Facebook: https://www.facebook.com/Farm4ProfitLLC/ Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

A few weeks ago our 14-year-old daughter ordered a $30 item online with her own hard-earned cash. She was proud of herself—until a notice popped up: the product was coming from overseas and a tariff of roughly $30 would be due at delivery. She looked at me, stunned. “Wait… I have to pay double to get it?” She paused, thought, and said, “I still want it.” https://www.youtube.com/live/gV_EvvpiXww That tiny moment shows a big reality: taxes aren't just something you deal with in April. They show up everywhere, often without warning, and every one of them is a leak in your wealth bucket. It's also a simple picture of why taxes and wealth creation are tied together in ways most families never see. The Real Link Between Taxes and Wealth CreationTaxes and wealth creation: Why taxes are the biggest wealth leakThe compounding cost of taxesTaxes and wealth creation: 95% of the tax code is about how not to pay taxes“Is this deductible?” vs “How do I make this deductible?”Taxes and wealth creation: Tax planning is not tax preparationTaxes and wealth creation: The SECURE Act and a silent inheritance taxThe 10-year inherited IRA ruleTaxes and wealth creation: Roth conversions as a legacy moveTaxes and wealth creation: Positioning money where compounding can keep workingReal estate incentivesCharitable givingWhole life insurance for tax-efficient legacyTaxes and wealth creation: Thinking past your lifetimeHere's the point: taxes and wealth creation rise and fall together.Book A Strategy CallFAQWhat is the connection between taxes and wealth creation?Why do taxes feel invisible to most families?What did the SECURE Act change for inherited retirement accounts?Are Roth conversions a good strategy for generational wealth?How does real estate help with tax-efficient wealth building?Why is tax planning different from tax preparation?How does whole life insurance fit into tax-efficient legacy planning? The Real Link Between Taxes and Wealth Creation This topic matters because taxes quietly take more from most families than any other expense. Not your mortgage. Not your lifestyle. Taxes. In this article we're going to pull taxes out of the “yearly chore” box and put them where they belong—in the center of your wealth plan. You'll see why taxes are such a drag on compounding, how the tax code rewards certain behaviors, what the SECURE Act changed for retirement accounts and heirs, and why Roth conversions and other strategies can protect wealth for your lifetime and beyond. The goal is simple: help you keep more dollars in your control so they can grow and bless your family for generations. Taxes and wealth creation: Why taxes are the biggest wealth leak Most people think about taxes as a single event: file your return, see if you owe or get a refund, and move on. But Bruce made a point that changes everything: we pay taxes on almost every transaction. Federal and state income taxes are just the obvious ones. Add sales tax, gasoline taxes, property taxes, and the taxes baked into your phone and internet bill—and the true cost is enormous. Even when you don't see it, you pay it. And the dollars you lose to taxes don't just disappear today. You lose what those dollars could have become after decades of compounding. Once money leaves your control, the future of that money is gone forever. The compounding cost of taxes I love pictures, so here's one we used. Imagine your money as water in a five-gallon bucket. If there are leaks in the bottom, you don't arrive anywhere with a full bucket. Taxes are one of the biggest leaks. You can earn more and work harder, but if you don't seal the leaks, your progress is always slower than it should be. Think about the penny-doubling example. A penny doubled daily for 30 days becomes millions, but for the first week it still feels tiny. That's why people underestimate compounding. Taxes interrupt that curve. They pull dollars out before they ever reach the steep part of growth. Wealth isn't only about what you earn. It's about what you keep and control long enough for compounding to do its job. That's why taxes and wealth creation are inseparable. Taxes and wealth creation: 95% of the tax code is about how not to pay taxes Bruce shared something that shaped his whole view. A former IRS auditor once told him: only about 5% of the tax code explains how you pay taxes. The other 95% explains how you don't have to pay taxes. That surprised me at first, but it's true. Congress uses the tax code to steer behavior. If they want more housing, they reward people who provide housing. If they want investment in certain industries, they create incentives there. The incentives exist on purpose. If lawmakers didn't want people to use them, they wouldn't be written into law. “Is this deductible?” vs “How do I make this deductible?” Tax strategist Tom Wheelwright says the wrong question is, “Is this deductible?” The right question is, “How do I make this deductible?” Example: if you travel to evaluate real estate deals and your primary purpose is legitimate business, documented properly, the tax code may allow deductions. The key isn't being clever. The key is following the rules clearly. We never recommend gray areas. Good tax strategies are black-and-white and well documented. Taxes and wealth creation: Tax planning is not tax preparation The tax code is thousands of pages long and changes constantly. Many CPAs are overloaded with compliance work—paperwork, deadlines, filing logistics. So a lot of families get tax preparation, not tax planning. Preparation reports what happened and tells you what you owe. Planning helps you shape what you owe before the year ends. If you want to build wealth, you can't treat planning like an afterthought. You may need a professional whose mindset is: “My job is to help your family pay the least amount of tax legally possible.” Not because taxes are bad, but because every dollar saved is a dollar that can compound, be invested, or be given with purpose. Taxes and wealth creation: The SECURE Act and a silent inheritance tax If you have tax-deferred retirement accounts—401(k)s, IRAs, 403(b)s, SEP IRAs, deferred annuities—you need to understand what changed. Older rules required minimum distributions (RMDs) at age 70½. The SECURE Act pushed that age to 75. That sounds like a gift, but it has a catch: more years of growth means a larger account, which often leads to larger taxable withdrawals later. But the bigger change hits your heirs. The 10-year inherited IRA rule If a tax-deferred account passes to a spouse, they can keep deferring. If it passes to your kids or grandkids, most beneficiaries must empty the account within 10 years. Picture a 45-year-old inheriting a $1 million IRA. Under old stretch rules, they could take small withdrawals over a lifetime. Now many will take around 10% per year—about $100,000 annually—stacked on top of their working income, often in their highest-earning years. That pushes those inherited dollars into their top tax bracket. So the SECURE Act didn't remove taxes. It concentrated them. If you do nothing, your children may pay far more tax on your retirement savings than you ever expected. Taxes and wealth creation: Roth conversions as a legacy move This is where Roth conversions come in. We're not giving advice here—your personal facts matter—but the principle is powerful. A Roth conversion means paying tax on some tax-deferred dollars now so they move into a Roth account. Later withdrawals are tax-free. When the Roth passes to heirs, they still follow the 10-year rule, but distributions are generally income-tax-free. When we run numbers with families, we often find that paying some tax earlier can reduce the total tax bite over two lifetimes—yours and your kids'. For families who care about legacy, that's a big deal. Taxes and wealth creation: Positioning money where compounding can keep working Bruce listed several straightforward ways families can keep more dollars compounding without needing complex structures. Real estate incentives Real estate is a clear example of Congress rewarding behavior. The U.S. needs more housing, so the tax code offers depreciation and, in some cases, bonus depreciation for certain investments. Those deductions can offset taxable income and free up cash flow for more investment. The rules are specific, so strategy and documentation matter. Charitable giving If generosity is already part of your family culture, don't ignore how charitable strategies can lower taxes while letting you support what matters most. Whole life insurance for tax-efficient legacy This is a place where our work often connects the dots. Properly designed whole life insurance has a unique tax profile: cash value grows tax-deferred, you can access it through policy loans without triggering income tax, and the death benefit passes to heirs income-tax-free. We like to say that every tax dollar you save is another dollar you can reposition into assets that serve generations. Whole life often becomes a family gold reserve—liquid in your lifetime, leveraged at death, and protected from future tax surprises. Taxes and wealth creation: Thinking past your lifetime During the episode I shared a golf analogy. Your wealth plan is like a golf swing. Most people only focus on the backswing—everything that happens until you hit the ball. In life, that's “my lifetime.” But legacy is the follow-through. Where does the ball go after contact? What trajectory does your wealth take after you're gone? When you plan only for your life, you miss the biggest multiplier in tax planning: time across generations. When you plan with follow-through, you make different choices today—like paying some taxes sooner—because you see how that can protect your children from a heavier burden later.

Former IRS Commissioner Danny Werfel and longtime agency communications chief Terry Lemons join Roger and Annie for a candid Thanksgiving conversation about the mounting challenges facing the agency heading into the 2026 filing season. The discussion covers budget cuts, staffing reductions, the lingering ERC backlog, and why a hollowed-out compliance function puts both taxpayers and tax professionals at greater risk.SponsorsPadgett -  Contact Padgett or Email Jeff PhillipsGet NASBA Approved CPE or IRS Approved CELaunch the course on EarmarkCPE to get free CPE/CE for listening to this episode.Chapters(00:00) - Welcome to Federal Tax Updates (01:22) - Introducing Special Guests: Terry Lemons and Danny Werfel (02:33) - Danny's Post-IRS Journey (08:03) - Terry Lemons' Post-IRS Activities (12:27) - Challenges Facing the IRS and Tax Professionals (19:52) - The Importance of IRS Compliance and Modernization (30:50) - Concerns About Workforce Sustainability (31:56) - Employee Retention Credit Issues (32:37) - Fraud and Government Response (35:30) - Impact of Government Shutdown on IRS Programs (36:53) - IRS Performance and Resource Allocation (40:52) - Challenges in Tax Compliance and Enforcement (46:17) - Preparing for the Upcoming Tax Season (51:19) - College Football Predictions (53:53) - Closing Remarks and Holiday Wishes Connect with Terry Lemonshttps://www.linkedin.com/in/terry-lemons-77b3641a9Connect with Danny Werfelhttps://www.linkedin.com/in/danny-werfel-89441594Follow the Federal Tax Updates Podcast on Social Mediatwitter.com/FedTaxPodfacebook.com/FedTaxPodlinkedin.com/showcase/fedtaxpodConnect with the Hosts on LinkedInRoger Harris - https://www.linkedin.com/in/rogerharrispbs/Annie Schwab - https://www.linkedin.com/in/annie-schwab-852418261/ReviewLeave a review on Apple Podcasts or PodchaserSubscribeSubscribe to the Federal Tax Updates podcast in your favorite podcast app!This podcast is a production of Earmark MediaThe full transcript for this episode is available by clicking on the Transcript tab at the top of this pageAll content from this podcast by SmallBizPros, Inc. DBA PADGETT BUSINESS SERVICES is intended for informational purposes only.

On this episode of Dollars & Sense with Joel Garris, get ready for a power-packed financial guide as Joel unpacks the must-do year-end financial checklist, reveals the surprising habits of the “millionaire next door,” and exposes the pitfalls of incomplete estate plans. Joel kicks off with a timely reminder: as the holiday season races by, you have just weeks to make smart financial moves before the new year. He walks you through seven crucial year-end tasks, including maximizing retirement contributions, using up your FSA, making charitable donations, and reviewing your health benefits—each step designed to help you avoid costly mistakes and make the most of your money. Next, the show dives into one of the biggest gaps in personal finance: estate planning. Joel shares stories from his practice, highlighting how most estate plans are never fully implemented—leaving families vulnerable. He explains why simply signing documents isn't enough, and outlines easy-to-follow steps (like titling assets correctly and regular reviews) so your legacy plan actually works for your loved ones. But that's not all! Joel also explores the “stealthy wealthy”—those quiet millionaires who build real, lasting wealth by shunning status symbols, driving practical cars, maximizing tax efficiency, budgeting diligently, and keeping their finances private. Want to know what they do differently? Joel breaks down the seven key habits that set them apart, with actionable tips you can use right now. Whether you're looking to finish the year strong, set up your family for success, or adopt the habits of the quietly wealthy, this episode delivers practical insights and real-life inspiration. Click to listen and learn how to avoid the traps, make smarter money moves, and secure your financial future! 

Did you hear that as long as you have the last 6 years of taxes filed, you are considered to be in tax compliance? Are you wondering if that applies to your corporation too? Find out now! Do you have unfiled tax returns that need filing? Call us at 866-8000-TAX or fill out the form at https://choicetaxrelief.com/If you want to see more…-YouTube:    / @loganallec  -Instagram: @ChoiceTaxRelief @LoganAllec -TikTok: @loganallec-Facebook: Choice Tax Relief // Logan Allec, CPA -Reddit:   / taxrelief   

UK Dentists: Collect your verifiable CPD for this episode here >>> https://courses.dentistswhoinvest.com/smart-money-members-club———————————————————————Mortgages just got more complicated for dentists, but not unworkable. We dig into what the latest budget actually changes for buy-to-let in personal names, how frozen tax bands quietly pull more rent into higher rates, and why the updated interest tax credits at 22, 42, and 47 percent matter for your cash flow. You'll hear a clear-eyed view on the policy direction that nudges small landlords out while corporate landlords scale up—and the practical impact that shift has on rents, tenant stability, and long-term yields.We also unpack where rates are heading right now. With bond markets warming to the budget, fixed-rate funding costs have eased, and lenders are sharpening two- and five-year fixes. That's positive, but the last two years taught us how quickly markets can turn. Our strategy is simple and dentist-friendly: if your fix ends within six months, secure a product now to cap your risk, then switch to any lower rate if pricing improves before completion. It's an option, not a commitment, and it turns uncertainty into leverage.For higher-value homes, we outline the proposed mansion tax bands, valuation timing, and what to watch ahead of 2028. If you're buying near the thresholds—especially in the South East—build the annual levy into your ownership maths today. Whether you're remortgaging, purchasing a home, or weighing a buy-to-let, we cover documents to prepare, how to choose between two- and five-year fixes, and the red flags that make a rental deal too thin after tax.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.Send us a text

Dr. Friday breaks down an additional deduction for seniors on Social Security—and reminds taxpayers that refunds will no longer arrive by mail. Transcript G’day, I’m Dr. Friday, president of Dr. Friday’s Tax and Financial Firm. To get more info, go to www.drfriday.com. This is a one-minute moment. For all people that are age 65 and older, you have Social Security and you earn less than $75,000 or $150,000 as your AGI, there is an additional deduction that’s going to happen to your standard deduction of $6,000 for each person over that age that has Social Security. So this is something you’re going to want to make sure—if you do your own taxes, nothing wrong with that, perfectly cool. But make sure that when you’re doing them that you’re using not just paper and pen… maybe you’re using software nowadays. Keep in mind, the IRS isn't going to be mailing your refunds in a check form this year. So you’re going to have to put your bank, or you’re going to have to get a card—either way—to get your refund. You can catch the Dr. Friday Call-in Show live every Saturday afternoon from 2 to 3 p.m. right here on 99.7 WTN.

In this episode, Dr. Jackie Meyer, CPA and Neil Gordon explore the challenges professionals face in communicating their value effectively, particularly in the tax advisory field. They discuss the concept of the 'silver bullet' as a powerful persuasion technique, the evolving role of tax professionals in light of AI advancements, and the importance of redefining tax advisory to focus on proactive strategies rather than mere compliance. The discussion also touches on practical insights for improving communication and messaging in professional settings.

Hans and Brian sit down with the Tax Sherpa team—Neal, Serena, and Fatma —to walk through the tax implications of options trading before it's too late to do anything about it.Most in the Remnant caucus of the Low Stress Options community haven't filed a tax return reflecting this trading activity yet. They're tracking weekly income in their spreadsheets and assume that's what they'll owe taxes on—but the brokerage statements tell a completely different story. The bottom line? If you're making real money trading options, you need actual tax strategy in place now—not in March when it's too late to make adjustments.Chapters: 00:00 - Opening segment02:20 - How options are actually taxed (short-term capital gains, rolling, assignments)06:05 - Active trader vs passive trader: do you want professional trader status?08:35 - The $3,000 capital loss limit explained (and why it's basically a slap in the face)11:05 - Offsetting gains with losses: you can deduct more than $3,000 in the current year13:45 - Tax loss harvesting and why FREC's approach is interesting15:00 - How rolling options creates separate taxable events17:05 - Why the $3,000 limit was never inflation-adjusted (it should be $25-30K today)18:15 - Gambling losses and why they only offset gambling wins20:25 - What your brokerage statement will actually show vs what the tracker shows22:40 - Real estate as a "tax sponge" for offsetting capital gains24:00 - Interest tracing: deducting policy loan interest on Schedule A26:00 - Should you use one policy exclusively for investment loans?28:25 - Why you shouldn't be doing this with TurboTax29:00 - Mortgage interest deduction limits after the Big Beautiful Bill35:20 - Using an LLC for trading: real estate, consulting, or all-in-one?37:55 - Why crypto taxes are endlessly complex (smart contracts, staking, DeFi)47:15 - Wash sale rule: does getting assigned invoke it?55:30 - The Tax Sherpa process: survey, planning, executionKey Takeaways:Options are taxed as short-term capital gains (at your ordinary income rate) in 99% of cases—each contract is a separate taxable event, so rolling creates multiple transactionsThe $3,000 capital loss limit is the NET position—you can offset unlimited gains plus an additional $3,000, then carry forward the remainder into future yearsYour brokerage tracker shows return on equity; Schwab reports each individual trade—they're answering different questions, which is why people are often pleasantly surprised at tax timeIf you're using policy loans to fund trading, you can deduct the interest on Schedule A through interest tracing—but you have to actually pay it and document the allocationProfessional trader status (mark-to-market accounting) is almost never advantageous unless trading is literally your full-time business with substantial daily activity and deductible expensesCustodial accounts for kids don't provide much tax benefit due to kiddie tax rules—and they count against the student for financial aid purposes, unlike parent-held assetsDo your tax planning NOW, not in March—once the year is over, you've lost the ability to make strategic adjustments that could save you tens of thousands of dollarsGot Questions? Reach out to us at info@remnantfinance.com or book a call at https://remnantfinance.com/calendar !Visit https://remnantfinance.com for more informationFOLLOW REMNANT FINANCEYoutube: @RemnantFinance (https://www.youtube.com/@RemnantFinance )Facebook: @remnantfinance (https://www.facebook.com/profile.php?id=61560694316588 )Twitter: @remnantfinance (https://x.com/remnantfinance )TikTok: @RemnantFinanceDon't forget to hit LIKE and SUBSCRIBE

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Attorney Adam Williams co-founded Pennywise Tax Strategies with his CPA wife, Jackie—helping entrepreneurs save money on their taxes, avoid IRS headaches, and get a better grasp of their numbers. Top 3 Value Bombs 1. Your tax return holds secrets—line 24 of your 1040 shows your true bill. Don't ignore it. 2. Tax strategy is not about evasion, it's about year-round optimization and legal incentives. 3. Foundational steps like proper entity setup or leveraging your home can yield huge savings without changing your lifestyle. Go to Adam's website and grab the free Seven Commonly Missed Tax Strategies free guide - Pennywise Tax Strategies Sponsors HighLevel - The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies. Learn more at HighLevelFire.com. Thrivetime Show - Attend the world's highest rated business growth workshop taught personally by Clay Clark and featuring Football Star and Entrepreneur, Tim Tebow and President Trump's Son Eric Trump at ThrivetimeShow.com/eofire.

Inspired by Blue Angels pilot John Foley's keynote at Intuit Connect, Alicia explores the "Glad to Be Here" mindset and its connection to gratitude in the accounting profession. Alicia interviewed accountants during her recent conference season about the most impactful change they made this year, and their answers reveal transformations spanning client management, pricing models, hiring decisions, and even practice sales. She closes with reflections on what makes this work meaningful during a time of industry change.SponsorsDigits - https://uqb.promo/digits(00:00) - Introduction and Thanksgiving Theme (00:26) - The Glad to Be Here Mindset (02:13) - Impactful Changes: Client Management (04:13) - Impactful Changes: Pricing Models (04:47) - Impactful Changes: Hiring Practices (06:40) - Impactful Changes: Practice Management (09:46) - Impactful Changes: Personal Growth (11:23) - Impactful Changes: Career Pivots (12:35) - Impactful Changes: Selling Practices (13:31) - Conclusion and Gratitude LINKSAlicia's upcoming classes: Credit Cards in Business, Dec 2: http://royl.ws/QBO-credit-cards?affiliate=5393907Expense Management in QBO, Dec 4: http://royl.ws/expenses?affiliate=5393907, sponsored by Forwardly (https://www.forwardly.com/partner-referral?referral_partner_id=66e48de7b273184a62e5ebba&referral_partner_name=Alicia%20Pollock)QuickBooks Checking, Dec 9: http://royl.ws/cashflow?affiliate=5393907Running Reports in QBO, Dec 15: http://royl.ws/Reports?affiliate=5393907, Sponsored by Finatical's Flash Reports (https://finaticalsoftware.com/?utm_campaign=24527397-Royalwise&utm_source=royalwise)Advanced Reporting, Dec 16: royl.ws/advanced-reports?affiliate=5393907, Sponsored by Finatical's Flash Reports (https://finaticalsoftware.com/?utm_campaign=24527397-Royalwise&utm_source=royalwise)We want to hear from you!Send your questions and comments to us at unofficialquickbookspodcast@gmail.com.Join our LinkedIn community at https://www.linkedin.com/groups/14630719/Visit our YouTube Channel at https://www.youtube.com/@UnofficialQuickBooksPodcast?sub_confirmation=1 Sign up to Earmark to earn free CPE for listening to this podcasthttps://www.earmark.app/onboarding 

Steve Forbes explains why the experience of the pilgrims could off a much-needed Thanksgiving lesson for NYC Mayor-elect Zohran Mamdani: that socialism doesn't work.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

This is The Briefing, a daily analysis of news and events from a Christian worldview.On today's edition of The Briefing, Dr. Mohler discusses the political theater between Trump and Mamdani, tax policy in New York, Christianity and economics, and why Tesla's shareholders agreed to a $1 trillion salary package for Elon Musk.Part I (00:14 – 14:25)Political Theater Between Mamdani and Trump: When It Comes to Policy, the Issues Matter, Not the Cameras – and Both Men Know ItPart II (14:25 – 15:50)The City of New York and Tax Policy: Gov. Kathy Hochul Knows That Zohran Mamdani's Economic Policies Would Be Disastrous for NYC and the StatePart III (15:50 – 21:48)Christianity and Economics: The Christian Worldview Honors the Link Between Investment and Reward and Labor and Reward – Breaking That Link is DangerousThe California Campaign to Introduce a First-of-Its-Kind Billionaire's Tax by The Wall Street Journal (Laura J. Nelson and Paul Kiernan)Part IV (21:48 – 28:03)The Largest Salary Package in Human History: Why Would Shareholders Agree to a $1 Trillion Pay Package for Elon Musk?Musk Wins $1 Trillion Pay Package, Creating Split Screen on Wealth in America by Musk Wins $1 Trillion Pay Package, Creating Split Screen on Wealth in America The New York Times (Rebecca F. Elliott, Jack Ewing, and Reid J. Epstein)Sign up to receive The Briefing in your inbox every weekday morning.Follow Dr. Mohler:X | Instagram | Facebook | YouTubeFor more information on The Southern Baptist Theological Seminary, go to sbts.edu.For more information on Boyce College, just go to BoyceCollege.com.To write Dr. Mohler or submit a question for The Mailbox, go here.

Steve Forbes breaks down why any Russia-Ukraine peace plan that leads to the domination of Ukraine by Russia will prove to be a false success, and would set in motion horrific consequences not only in Europe but Asia and the rest of the world.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.