Podcasts about Tax

Taxes become more exciting, especially when it's with Toby Mathis. Tait Duryea and Ryan Gibson welcome back tax strategist and investor Toby Mathis for another powerhouse session on how to keep more of your money before year-end. From bonus depreciation and the short-term rental loophole to smarter charitable giving and donor-advised funds, Toby reveals how high-income earners can legally slash their tax bills. Whether you're a pilot, business owner, or passive investor, you'll walk away knowing which moves to make before December 31, and how to turn your taxes into one of your biggest wealth-building tools.Toby Mathis is a tax attorney, investor, and co-founder of Anderson Advisors. With decades of experience advising thousands of investors, Toby simplifies complex tax laws into real-world strategies for building wealth. Known for making tax planning engaging and actionable, Toby helps high-income professionals, especially pilots and real estate investors, protect their assets and minimize taxes through smarter planning.Recommended episodes:#10 - Reduce Your Taxes & Maximize Returns Using PROVEN Investment Strategies with Toby Mathis#14 - Depreciation Demystified: Cost Segregation and Tax Savings in Real Estate with Toby Mathis

David McKnight looks at what happened when NASCAR legend Kyle Busch reportedly lost $8+ million in what was supposed to be a tax-free retirement plan. The plan Busch relied on was built around an indexed universal life insurance policy. According to Kyle and Samantha Busch's lawsuit, they paid more than $10.4M into several IUL policies issued by Pacific Life Insurance between 2018 and 2022. While these policies were pitched as a safe, self-funding, tax-free retirement plan, things didn't go as promised…  Poor design, unrealistic expectations, a delayed 1035 exchange, and poor oversight are the key reasons why the Busch's retirement plan ended up belly up. "If you're going to do a 1035 exchange, make sure you do it at the start of the policy, not years into it", warns David. David goes over the lessons that can be drawn from the Busch's case. For instance, you should never enter into a contract that you don't understand, nor should you do an IUL if you can't overfund it from day one. David believes that you shouldn't rely on the IUL alone…  In his opinion, the Busch case is a cautionary tale about what happens when one strategy is positioned as a silver bullet retirement solution. In a balanced, comprehensive approach to tax-free retirement, which includes Roth IRAs, Roth 401(k)s, and Roth conversions, the IUL's purpose is not to carry the whole load, but rather to act as a shock absorber. A recent Ernst & Young study demonstrated that a retirement income strategy that incorporates IUL provides far more income than a strategy that calls for investments alone. David shares a few tips on how to avoid the IUL trap that the Busches unfortunately fell into.     Mentioned in this episode: David's new book, available now for pre-order: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com NASCAR Kyle Busch Samantha Busch Pacific Life Insurance  Ernst & Young

Big Tech Layoffs 2025: What Families Need NowLayoffs are not headlines. They are households. In this episode Andrew Nida and Moise Piram break down who is cutting, what it means for income, how AI and tax policy shape the moment, and the exact steps to take if you are laid off or think you might be next.What you will learn• Where the cuts are happening and why this wave is different• Typical pay for impacted roles and what the income hit looks like tomorrow• How AI spending and current R and E expensing rules affect hiring and investing• The Get Skinny Plan for days one to three and beyond• Smart moves on cash flow, health coverage, portfolio risk, and job pipelineSubscribe for weekly guidance on financial planning, tax planning, and wealth management tailored to high earners and everyday millionaires.Follow us onX.com: https://x.com/AMGinc_ATLInstagram: https://www.instagram.com/assetmanagementgroupinc/LinkedIn: https://www.linkedin.com/company/amgincatl/Facebook : https://www.facebook.com/beyondtomorrowpodcastWebsite: https://www.assetmg-inc.com/YouTube: https://www.youtube.com/@assetmanagementgroupincTikTok : https://www.tiktok.com/@assetmanagementgroupincBlog: https://www.assetmg-inc.com/blogDisclosureEducational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.#Layoffs2025 #FamilyFinance #WealthManagement #CashFlow #HighEarners #EverydayMillionaires #FinancialPlanning #TaxPlanning #AIEconomy #JobSearch #Unemployment #Severance #HealthInsurance #COBRA #MarketplacePlans #Investing #RiskManagement #RetirementPlanning #PortfolioStrategy #TechCareers #CareerPivot #IncomeProtection #RecessionProof #MoneyTips #Budgeting #DebtManagement #SideIncome #financialliteracy Asset Management Group,Nida financial,tech layoffs,layoffs,amazon layoffs,job market,tech jobs,business news,mass layoffs,job search,ai,jobs,finance news,stock market,Big Tech Layoffs 2025,breaking news,microsoft layoffs,financial planning,personal finance,financial advisor,amazon,google ai,ai news,football highlights,artificial intelligence,ai tools,ai explained,stock market news,FOX NEWS,ABC NEWS,NEWS TODAY,CNBC NEWS,NEWS LIVE,PODCAST

Stephen Grootes speaks to Duncan Pieterse, Director-General of the National Treasury, and SARS commissioner, Edward Kieswetter about the mid-term budget delivered by Finance Minister Enoch Godongwana. Pieterse discusses the budget’s key priorities, including fiscal consolidation, infrastructure investment, and balancing social spending with economic constraints. In other interviews, Charles de Wet, Executive in the Tax practice at ENS, chats about the tax implications of the mid-term budget. The Money Show is a podcast hosted by well-known journalist and radio presenter, Stephen Grootes. He explores the latest economic trends, business developments, investment opportunities, and personal finance strategies. Each episode features engaging conversations with top newsmakers, industry experts, financial advisors, entrepreneurs, and politicians, offering you thought-provoking insights to navigate the ever-changing financial landscape.    Thank you for listening to a podcast from The Money Show Listen live Primedia+ weekdays from 18:00 and 20:00 (SA Time) to The Money Show with Stephen Grootes broadcast on 702 https://buff.ly/gk3y0Kj and CapeTalk https://buff.ly/NnFM3Nk For more from the show, go to https://buff.ly/7QpH0jY or find all the catch-up podcasts here https://buff.ly/PlhvUVe Subscribe to The Money Show Daily Newsletter and the Weekly Business Wrap here https://buff.ly/v5mfetc The Money Show is brought to you by Absa     Follow us on social media   702 on Facebook: https://www.facebook.com/TalkRadio702 702 on TikTok: https://www.tiktok.com/@talkradio702 702 on Instagram: https://www.instagram.com/talkradio702/ 702 on X: https://x.com/CapeTalk 702 on YouTube: https://www.youtube.com/@radio702   CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/Radio702 CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Hear inspiration on fostering positivity, building contagious energy, and empowering both yourself and those around you!Welcome to another uplifting episode of Empowering Entrepreneurs! In today's conversation, Glenn Harper and Julie Smith talk about the transformative power of gratitude—especially for entrepreneurs. With Thanksgiving just around the corner, our hosts explore how shifting your mindset from “I have to” to “I get to” can completely change your outlook on both business and life. They share personal stories, practical advice on daily gratitude practices, and a reminder to pause, reflect, and celebrate all that you've achieved this year. Plus, there's a little talk of football, feasting, and embracing those well-deserved moments of rest.This episode is brought to you by PureTax, LLC. Tax preparation services without the pressure. When all you need is to get your tax return done, take the stress out of tax season by working with a firm that has simplified the process and the pricing. Find out more about how we started.Some key takeaways from our conversation:Shift Your Perspective: Swap the “I have to” mindset for “I get to.” Viewing daily tasks as opportunities rather than obligations transforms both your mood and your leadership energy.Pause and Reflect: Taking intentional time (even on Thanksgiving!) to rest, veg out, and reflect helps you appreciate how far you've come—and what's to come in the year ahead.Contagious Positivity: Positive energy rooted in gratitude is infectious. It improves your day, uplifts your team, and attracts others to you—personally and professionally.Running a business doesn't have to run your life.Without a business partner who holds you accountable, it's easy to be so busy ‘doing' business that you don't have the right strategy to grow your business.Stop letting your business run you. At Harper & Co CPA Plus, we know that you want to be empowered to build the lifestyle you envision. In order to do that you need a clear path to follow for successOur clients enjoy a proactive partnership with us. Schedule a consultation with us today.Download our free guide - Entrepreneurial Success Formula: How to Avoid Managing Your Business From Your Bank Account.Glenn Harper, CPA, is the Owner and Managing Partner of Harper & Company CPAs Plus, a top 10 Managing Partner in the country (Accounting Today's 2022 MP Elite). His firm won the 2021 Luca Award for Firm of the Year. An entrepreneur and speaker, Glenn transformed his firm into an advisory-focused practice, doubling revenue and profit in two years. He teaches entrepreneurs to build financial and operational excellence, speaks nationwide to CPA firm owners about running their businesses like entrepreneurs, and consults with firms across the country. Glenn enjoys golfing, fishing, hiking, cooking, and spending time with his family.Julie Smith, MBA, is a serial entrepreneur in the public accounting space. She is the Founder of EmpowerCPA™, Founder of PureTax, LLC, COO for Harper & Company CPAs Plus, and Co-host of the Empowering Entrepreneurs podcast. Named CPA.com's 2021 Innovative Practitioner of Year, Julie led Harper & Company's transition to an advisory-focused firm, doubling revenue and...

This one hits where it hurts: the living room. We dig into how money actually moves in multi-generational, first-gen Hispanic households during the holidays when everyone has an opinion and nobody wants to say the quiet part out loud. Daniela Molina joins me to cut through the noise with straight talk on culture, pressure, and breaking money taboos. We start with reality. Different generations carry different money scripts, and when the saver, the spender, and the “I don't even know” all live under one roof, small choices turn into family politics. Daniela lays out how to start real conversations without shaming your elders, how to share what you're learning without posturing, and how to reframe the holidays so love is the priority—not debt. Then we torch a few lazy hot takes. “Cut off your family to get ahead” sounds bold online, but it ignores culture and context. “Debt is always bad” is just wrong. We separate clickbait from facts and talk about how to consume media like an adult: verify sources, look for methodology, and stop outsourcing your brain to headlines. We also get tactical: setting boundaries when relatives hit you up for cash, protecting your personal life if you work in media or client-facing roles, and expanding your reach with bilingual content—even if you don't speak Spanish—by partnering, translating key one-pagers, and focusing on genuinely useful advice. Holiday season is when budgets blow up and resentment festers. Not this year. Listen in, get your plan tight, and keep your dignity intact. Full video here: https://youtu.be/IU23V53K2fAAs always we ask you to comment, DM, whatever it takes to have a conversation to help you take the next step in your journey, reach out on any platform!Twitter, FaceBook, Instagram, Tiktok, LinkedinDISCLOSURE: Awards and rankings by third parties are not indicative of future performance or client investment success. Past performance does not guarantee future results. All investment strategies carry profit/loss potential and cannot eliminate investment risks. Information discussed may not reflect current positions/recommendations. While believed accurate, Black Mammoth does not guarantee information accuracy. This broadcast is not a solicitation for securities transactions or personalized investment advice. Tax/estate planning information is general - consult professionals for specific situations. Full disclosures at www.blackmammoth.com.

Economist Lisette Ijssel speaks to John Maytham about the MTBPS. Presenter John Maytham is an actor and author-turned-talk radio veteran and seasoned journalist. His show serves a round-up of local and international news coupled with the latest in business, sport, traffic and weather. The host’s eclectic interests mean the program often surprises the audience with intriguing book reviews and inspiring interviews profiling artists. A daily highlight is Rapid Fire, just after 5:30pm. CapeTalk fans call in, to stump the presenter with their general knowledge questions. Another firm favourite is the humorous Thursday crossing with award-winning journalist Rebecca Davis, called “Plan B”. Thank you for listening to a podcast from Afternoon Drive with John Maytham Listen live on Primedia+ weekdays from 15:00 and 18:00 (SA Time) to Afternoon Drive with John Maytham broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/BSFy4Cn or find all the catch-up podcasts here https://buff.ly/n8nWt4x Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Most people think index funds are the only path to financial independence—and they'll get you there in 15-20 years. But what if you could get there faster? In this episode, Mindy Jensen and Scott Trench team up with John Bowens from Equity Trust to reveal advanced portfolio strategies that can accelerate your FIRE timeline. This episode covers: Strategic allocation across your Roth IRA, HSA, and 401(k) to maximize tax advantages How to hold alternative investments like real estate, private equity, and crypto inside tax-advantaged accounts Tax loss harvesting strategies that can save you thousands Managing physical gold within retirement accounts Balancing aggressive and conservative investments for optimal growth Advanced tactics for tax-efficient portfolio optimization Whether you're building wealth aggressively or protecting what you've already built, this episode gives you the roadmap to optimize every account for maximum tax efficiency and long-term growth. And SO much more! Learn more about your ad choices. Visit megaphone.fm/adchoices

Steve Forbes demands reform of the U.S.'s air traffic control system as the government shutdown, and many recent accidents, have shown its vulnerability—and calls for the system to be turned into an independent non-profit organization removed from politics.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Time for our last installment of live interviews from Coffee Fest 2025. This time from Orlando, FL USA! We are talking with four awesome professionals about everything from training and tasting, Florida coffee culture and barista work - to career dreams coming true through hard work and faith, and empowering your baristas with distributed management!  First we are talking with Claudio Martinez! For Claudio, coffee has never been just a drink, it is part of his soul, rooted in his family's 70-year heritage in Honduras. That connection was reignited in Thessaloniki, Greece, where, under the mentorship of Tony Sebastian of I Heart Coffee Roasters, he embraced the beauty, tradition, and community that coffee represents. His first hands-on experience came in a small drive-through coffee shop in Ellendale, North Dakota, owned by a close friend. As a young barista, Claudio discovered the joy of serving others one cup at a time. That spark guided him forward, leading to opportunities with global icons such as Lavazza, where he worked as a trainer and educator, and later with List + Beisler, where he shared exceptional coffees as a green trader with roasters across the country. Each step nurtured his gratitude and reinforced his belief in coffee as a bridge between cultures and communities. Today, as the driving force behind Golden Bush Coffee, Claudio channels that lifelong passion into supporting food and beverage communities throughout Florida and beyond. His mission is grounded in humility and purpose, guided by the belief that coffee is never just about what's in the cup—it is about people, stories, and the connections it creates. Links:  https://goldenbushcoffee.com/ https://www.instagram.com/goldenbushcoffee/   Next up we feature Vanessa Jaramillo! Vanessa Jaramillo is the Regional Events & Operations Coordinator for Florida Coffee Culture, where she helps connect and celebrate the people behind Florida's growing specialty coffee scene. As a Colombian-American, Vanessa's connection to coffee began long before she became a barista — she visited origin before ever working behind a bar. After discovering specialty coffee in Australia during her gap year, she returned to Florida with a deep passion for community and storytelling. With three years in the coffee industry, Vanessa has immersed herself in every part of the craft — from cuppings and throwdowns to competitions and community events. She's driven by the belief that coffee is a universal connector that brings people together from all walks of life. Links: https://www.flcoffeeculture.com/ https://www.instagram.com/floridacoffeeculture/ We then turn to chat with Maria Esther Lopez Thome! María Esther is the Co-Founder and Co-Creator of Coffea School, a Coffee & Tea Training Center located in Miami Gardens, Florida. Lawyer, with Master in Tax and Administrative Law. Q-Instructor. SCA Authorized Trainer in the entire Coffee Skills Program, from seed to cup. SCA-ReCo Fellow. SCA Technical Standard Committee Fellow, 2016-2018. CQI Q-Processing Professional. CQI Quality Evaluation and Post-Harvest Processing Assistant Instructor. CVA Program Trainer. Has traveled the world teaching about coffee: Venezuela, Peru, Ecuador, Colombia, Brazil, Argentina, Uruguay, Chile, Ethiopia, United States. Passionate about coffee and the incredible relationships that growth in within. A sustainability believer, always willing to learn more.  Links: https://coffeaschool.com/ https://www.instagram.com/coffeacompany/?hl=en Finally we round off the episode with a wonderful conversation with Katherine Morris! Katherine Morris is the Owner and CFO of Cherry Coffee Company in Fort Worth, Texas, which includes Cherry Coffee Shop, a values-driven neighborhood café, and Novel Coffee Roasters, a specialty roastery with a focus on intentional sourcing and private-label partnerships. With over 18 years of experience across finance, nonprofit, and hospitality, Katherine blends operational know-how with a people-first approach to leadership. At Cherry, she introduced a shared management model that empowers baristas to lead key areas of the business — from coffee development to inventory — helping create a resilient, collaborative team culture. Links:  https://cherry-coffee.com/ https://www.instagram.com/cherrycoffeefw/?hl=en     Click here to register for our new webinar!  "The Keys to the Shop: Principles for Cafe Success"       KEYS TO THE SHOP ALSO OFFERS 1:1 CONSULTING AND COACHING! If you are a cafe owner and want to work one on one with me to bring your shop to its next level and help bring you joy and freedom in the process then email  chris@keystothshop.com or book a free call now:  https://calendly.com/chrisdeferio/30min    CHECK OUT FUTURE COFFEE FEST SHOWS! WWW.COFFEEFEST.COM    

Tax rises! Cuts to everything! Here comes the pain! Seldom has a Budget been heralded with such dire warnings… if you believe the Toryform Press. But according to Giles Wilkes – Institute for Government fellow and former adviser to Vince Cable and Theresa May – Britain isn't in such a disastrous state after all. In a weirdly optimistic conversation he joins Andrew Harrison and Jonn Elledge to look at the real story of Britain's finances; why Brexit is an even bigger drag anchor than the Treasury will admit; and why the embattled Chancellor needs to stick to her course.   ESCAPE ROUTES  • Jonn has been watching The Celebrity Traitors, yes that again, do our panel ever watch anything else?  • Giles recommends Wellington: The Iron Duke by Richard Holmes.  • Andrew recommends the old school BBC adaptation of Tinker, Tailor, Soldier, Spy with Alec Guinness.   When you buy books through our affiliate bookshop you help fund OGWN by earning us a small commission for every sale. Bookshop.org's fees help support independent bookshops too.  www.patreon.com/ohgodwhatnow  Presented by Andrew Harrison with Jonn Elledge Audio and Video Production by Chris Jones. Art direction: James Parrett. Theme tune by Cornershop. Managing Editor: Jacob Jarvis. Group Editor: Andrew Harrison. OH GOD, WHAT NOW? is a Podmasters production.  www.podmasters.co.uk   Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this episode, Craig Friedman, author of Enterprise Skills Unlocked, joins David to explore what it really means to build a skills-based organisation, and why now is the critical moment for change. Together, they unpack the macro forces reshaping work, the difference between skills-based and role-based approaches, and the most compelling business cases driving adoption. Craig shares where organisations should start, the role (and pitfalls) of technology, and how governance and measurement come into play when scaling globally. He also offers practical advice for leaders feeling overwhelmed by the scale of transformation, with clear steps to move from ideas to action. If you're curious about how skills can unlock new ways to manage, develop, and empower talent, this episode is essential listening. Take your L&D to the next level Take advantage of thousands of hours of analysis. Hundreds of conversations with industry innovators and 25+ years of hands-on global L&D leadership. It's all distilled into one framework to help you level up L&D. Access the L&D Maturity Model here - https://360learning.com/maturity-model KEY TAKEAWAYS It is now possible to manage and develop skills at a truly granular level, enabling real-time, targeted learning pathways tailored to each employee or business need instead of just for broad roles. An integrated ecosystem of HR technology - including talent marketplaces, skills intelligence tools, and performance and learning management systems - enables true skills-based talent management. You can match the right person to the right project or task, instantly and precisely. To have real impact, organizations must ground skills initiatives in urgent business objectives. BEST MOMENTS “This is a technology driven HR transformation, essentially …. we have access to a new level of skills data that we actually can manage.” “It shifts talent from being a headcount management exercise to a capability management exercise, a giant step closer to business alignment.” “No matter what anybody tells you, there is no one system that does it all.” Craig Friedman Craig Friedman has 30 years of experience as a human capital and talent advisor, executive, and entrepreneur. He specializes in skills-based talent strategies, learning operating models, change management, and performance consulting. A Senior Talent Strategist at St. Charles Consulting Group, Craig partners with CHROs and CLOs to align global talent strategies, supporting Fortune 500 companies and four of the five largest professional services firms.   He spent 15 years at Deloitte, leading talent development for the U.S. Tax practice and earning several national and international learning awards. Craig also co-led Deloitte's clinician change adoption practice and helped establish corporate universities for regional health systems.  Craig's background includes launching two eLearning start-ups and earning two U.S. patents for innovations in online education. He holds an M.A. in Learning Sciences from Northwestern University and dual undergraduate degrees from Tufts University in Human Factors Engineering and English.  Craig is the author of the new book Enterprise Skills Unlocked: A Blueprint for Building a Skills-Based Organization.  https://www.linkedin.com/in/craig-w-friedman-8950841 Book: https://stccg.com/enterprise-skills-unlocked-2/ cfriedman@stccg.com https://stccg.com/ HOST RESOURCES https://twitter.com/davidinlearning  https://www.linkedin.com/in/davidjameslinkedin https://360learning.com/the-l-and-d-collective L&D Master Class: https://360learning.com/blog/l-and-d-masterclass-home This Podcast has been brought to you by Disruptive Media. https://disruptivemedia.co.uk/

Congress Has Failed America: 28 Years of Excuses, Corruption, and Chaos | Karel Cast 25-145 For nearly three decades, Congress has failed to do its most basic job — pass a full budget on time. The last time they did? 1997. The last time America actually balanced that budget? 2001. Since then, Congress has survived on stopgaps, continuing resolutions, and backroom deals that keep the lights on but leave the country broken. While Americans struggle with healthcare costs, gun violence, and rising inequality, Congress plays politics. Roe v. Wade? They could've made it law. Single-payer healthcare? They could've acted. Tax fairness, climate action, reining in tariffs, or even holding Trump accountable — all in their power, all ignored. This shutdown and every national crisis like it trace back to one truth: Congress doesn't work. It's time we demand accountability from the only branch that's supposed to represent us — and doesn't.

456 - Discover why the holidays are THE BEST time to visit Walt Disney World! In this comprehensive Disney vacation planning episode, Disney travel experts and Creating Magic Vacations owners Rob & Kerri Stuart share insider tips for experiencing Christmas at Disney World, from free resort hopping to exclusive holiday events. Let us take the stress away for planning - START HERE Want to join our team - START HERE What You'll Learn in This Episode:

In 1447, Philip the Good pitched a new Tax to the Grand Council of Ghent and when the body refused his request, the Duke of Burgundy became determined to humble the proud city. But by provoking a conflict with Ghent, Philip may have gotten more than he bargained for.Check out intelligentspeechonline.com for more information on the upcoming Intelligent Speech Conference, and use my promo code BOLD for 10% off!Time Period Covered: 1447-1451Notable People: Philip the Good, Daneel Sersanders, Lievin Sneevoet, Lievin de PottereNotable Events/Developments: Attempted Burgundian Gabelle, Beginnings of the Ghent Revolt

John Barucci joins the show to break down his real-life data breach. John thought he had all the right safeguards in place: cyber insurance, firewalls, security training, and a written information security plan. But a single click on what appeared to be a Social Security Administration email led to bad actors accessing nine client files, altering returns, and changing bank account information in just 38 minutes.SponsorsPadgett -  Contact Padgett or Email Jeff PhillipsGet NASBA Approved CPE or IRS Approved CELaunch the course on EarmarkCPE to get free CPE/CE for listening to this episode.Chapters(00:00) - Introduction and Greetings (00:56) - Current Events and Government Shutdown (01:56) - PTIN Renewal and Security Measures (02:59) - Introducing John Bucci's Story (04:34) - John Bucci's Cybersecurity Breach Experience (06:18) - Detailed Chronology of the Breach (18:38) - Immediate Actions Taken Post-Breach (22:14) - IRS and Software Company Responses (27:02) - Client Communication and Further Steps (30:34) - The Weight of Responsibility in Tax Practice (31:22) - The Importance of Having a Plan (32:28) - Immediate Actions Post-Breach (32:53) - Involvement of Thomson Reuters and Stopping the Breach (34:21) - Forensic Investigation and Legal Steps (35:48) - Cyber Insurance and Its Benefits (37:50) - IRS Practitioner Relief Program (43:27) - Final Reflections and Lessons Learned (50:02) - Conclusion and Final Thoughts Follow the Federal Tax Updates Podcast on Social Mediatwitter.com/FedTaxPodfacebook.com/FedTaxPodlinkedin.com/showcase/fedtaxpodConnect with John: https://www.linkedin.com/in/johnbarucciConnect with the Hosts on LinkedInRoger HarrisAnnie SchwabReviewLeave a review on Apple Podcasts or PodchaserSubscribeSubscribe to the Federal Tax Updates podcast in your favorite podcast app!This podcast is a production of Earmark MediaThe full transcript for this episode is available by clicking on the Transcript tab at the top of this pageAll content from this podcast by SmallBizPros, Inc. DBA PADGETT BUSINESS SERVICES is intended for informational purposes only.

Could you be sitting on a hidden income stream? In this episode of Landlord Diaries, The Monthly Rentals Podcast, we sit down with Denver-based real estate investor and landlord Andre Galaviz, who shares how he turned his basement into a midterm rental bringing in over $2,500 in monthly profit without buying a new property.With rising interest rates and housing affordability tightening, Andre's story is a must-hear for anyone looking to house hack, maximize a current mortgage, or start cash flowing without acquiring a second home. Tune in to hear how he converted his single-family home into a functional duplex, financed the remodel with a HELOC, and leveraged Furnished Finder to attract high-quality tenants all while living upstairs with his family.Andre breaks down:What types of tenants he's attracting (spoiler: it's not just travel nurses!)How room rentals (co-living) and house hacking can help offset today's high interest ratesWhy monthly furnished rentals are the perfect complement to or replacement for short-term and long-term strategies List Your Property Now on Furnished Finder:https://www.furnishedfinder.com/list-your-property(Use code LLD10 for $10 off new listings) 

What does the 1929 crash teach us about now? Is the AI boom as dangerous as the Great Crash? If it goes pop, what will we be left with? Robert speaks to Andrew Ross Sorkin, New York Times columnist and author of 1929. Get started today at https://www.HubSpot.com  For investing, savings, and pensions, the smart money's with Wealthify. Open your account today at https://www.wealthify.com. Wealthify is authorised and regulated by the Financial Conduct Authority. With investing, your capital is at risk. Tax treatments depend on individual circumstances and may change in future. Email: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠restismoney@gmail.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ X: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@TheRestIsMoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Instagram: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@TheRestIsMoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ TikTok: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠@RestIsMoney⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://⁠⁠⁠goalhanger.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ Learn more about your ad choices. Visit podcastchoices.com/adchoices

Top 3 Passive Income Strategies for High-Net-Worth IndividualsAchieving true financial success goes beyond just accumulating wealth; it's about securing your financial future and cultivating the right money mindset.  Explore various side hustle opportunities to generate income and build wealth, focusing on solid personal finance strategies. Learn how to invest wisely and how to make money work for you, leading to financial freedom.Follow us onX.com: https://x.com/AMGinc_ATLInstagram: https://www.instagram.com/assetmanagementgroupinc/LinkedIn: https://www.linkedin.com/company/amgincatl/Facebook: https://www.facebook.com/beyondtomorrowpodcastWebsite: https://www.assetmg-inc.com/YouTube: https://www.youtube.com/@assetmanagementgroupincTikTok: https://www.tiktok.com/@assetmanagementgroupincBlog: https://www.assetmg-inc.com/blogDisclosureEducational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.#PassiveIncome #DividendInvesting #DividendGrowth #HighNetWorth #EverydayMillionaire #WealthManagement #FinancialFreedom #RetirementPlanning #TaxPlanning #PrivateEquity #PrivateRealEstate #RealEstateInvesting #AccreditedInvestor #CashFlow #PortfolioStrategy #wealthbuilding passive income strategies, dividend growth investing, dividend stocks, qualified dividends, high net worth investor, everyday millionaire, private real estate investing, real estate syndication, private REIT, accredited investor, real estate cash flow, depreciation tax benefits, 1031 exchange basics, opportunity zones overview, private business equity, minority stake in business, silent partner investing, business due diligence, portfolio diversification, liquidity planning, risk tolerance, asset allocation for retirees, income investing, cash flow portfolio, tax aware investing, wealth management Atlanta, Asset Management Group Inc, AMG Inc ATL Asset Management Group,financial planning,Passive Income,passive income ideas,passive income investing,wealth management,investing,personal finance,stock market,how to make money,make money online,work from home,business ideas,affiliate marketing,how to earn money online,digital products,financial freedom,make money,investing for beginners,taxes,ai business ideas,how to make passive income,how to make money online,side hustles,real estate investing

277 - Unlocking Tax Efficiency and Asset Protection with Stefan Belhomme and Michelle Nice   Welcome to the Real Estate Investor Growth Network (REIGN) with your host, Jen Josey! In this episode, Jen reveals her top 5 tips for launching a profitable short-term rental property, including how to navigate local regulations, maximize occupancy, and create an unforgettable guest experience—perfect for both new and seasoned real estate investors. Jen is joined by specialists from Prudent Wealth Strategies: Stefan Belhomme and Michelle Nice. Together, they dive deep into advanced real estate investing strategies focused on tax efficiency, asset protection, and building generational wealth. Learn about structuring your real estate business for maximum protection, using trusts and LLCs effectively, and why financial education is critical for long-term success. Whether you're just starting in real estate or looking to scale your investment portfolio, this episode is packed with actionable advice on short-term rentals, tax planning, estate planning, and smart business structures. Timestamps: 00:00 – Introduction to REIGN & Host Jen Josey 01:01 – Top 5 Tips for Launching a Short-Term Rental 03:37 – Meet the Guests: Stefan Belhomme & Michelle Nice 05:26 – Importance of Tax Efficiency & Asset Protection 07:11 – Real-Life Examples & Practical Advice 08:43 – Structuring Your Business for Success 10:52 – Ownership vs. Control: Protecting Your Assets 24:10 – Building Generational Wealth with Trusts 26:20 – Ensuring Your LLC is in Your Trust 27:07 – The Importance of Funding Your Trust 27:57 – Handling Assets After Death 29:33 – Educating Clients on Trusts 30:54 – Planning for the Future 34:26 – Real-Life Success Stories 36:46 – First Steps for New Investors 38:54 – The Tax and Estate Academy 40:15 – BADASS Acronym Breakdown 49:51 – Final Thoughts & Contact Information Key topics: Short-term rental investing Real estate investor tips Tax strategies for real estate Asset protection for investors LLCs and trusts explained Building generational wealth Financial education for investors Real-life real estate success stories Don't miss this episode if you want to grow your real estate portfolio, protect your assets, and plan for long-term wealth. Make sure to like, comment, and subscribe for more real estate investing tips from Jen and the REIGN Nation!     Stefan Belhomme is the founder of Prudent Wealth Strategies, LLC and a graduate of Rollins College in Winter Park, FL. He is a Registered Tax Planner and Certified Tax, Trust, & Estate Specialist. Since 2006, he has helped countless business owners and investors utilize advanced tax structures and strategies and understand the rules of the game so they can play it more efficiently. Michelle Nice is an Advanced Tax Consultant & Trust Funding Specialist at Prudent Wealth Strategies, she is also a licensed insurance broker and graduate of Nova Southeastern University, in Fort Lauderdale, FL. Additionally, Michelle is the founder of Wake Up N' Mahj Social Club an American mahjong social club that supports mom & pop businesses around Wake County and the surrounding areas.   Growing up the daughter of a small business owner, the exposure to the risks and ups and downs of owning a business groomed Michelle from an early age, on the importance of maximizing a business's efficiency.   Michelle specializes in helping business owners, investors and families meet their financial goals. Listening to business owners pain points, needs and goals is key to Michelle's success in implementing efficient strategies to achieve the greatest possible outcomes.     Social Media Links:  https://www.youtube.com/@thetaxandestateacademy https://www.facebook.com/thetaxandestateacademy https://www.instagram.com/thetaxandestateacademy/ https://www.linkedin.com/in/stefanbelhomme/ https://www.tiktok.com/@stefanbelhomme https://www.linkedin.com/in/michelle-nice/ Website: https://prudentwealthstrategies.com/     To learn more about Jen Josey, visit https://www.therealjenjosey.com/ To join REIGN, visit https://www.reignmastermind.com/ Stuff Jen Josey Loves: https://www.reignmastermind.com/resources Buy Jen Josey's Book: From Beginner to Badass: https://a.co/d/bstKlby Interested in growing your rental portfolio with Jen as your coach? Check out Rental Property Pro: https://rentalproppro.com/booking?am_id=reign

Episode 362 of RevolutionZ continues the oral history recounting by Miguel Guevara and his interviewees. It delves further with the motives, aims, and mechanics of a successful future revolution. This time, it asks, what if the hardest part of building a movement isn't the opposition outside, but the pressure inside the room—and inside our heads? Guevara leads Andre Goldman, Malcolm Mays and Cynthia Parks in a discussion that describes the founding convention of RPS where three thousand people traded posturing for process and built consensus without blunting their ideals. They describe how months of preparation, open amendments, and careful straw polls set a tone that prized clarity over dominance and turned potential stalemates into workable albeit provisional decisions.From there, the interviewees explore how a “starter program” could be broad without becoming a blur. Wages and work hours. Tax the rich and full employment. Expanded, revised education for all. Immigration and community control of policing. Reproductive and LGBTQ rights. Democratic reforms like ranked choice voting and public financing. Single‑payer healthcare, demilitarization, climate action, and oversight of AI. The initial national platform offered scaffolding that let chapters chose priorities that fit their own local needs—a structure that fed momentum instead of draining it.Then Cynthia's story reframes the stakes. Childhood eviction and family violence carved an inner voice in her mind that said you can't, a crippling voice that many carry with no one else seeing. Rather than pretend that politics is only external, In response to this widespread issue, RPS carved out space to confront internalized doubt and the habits that keep people silent. That attention to the psychological side of participation—paired with humble, flexible strategy—helped the project survive fragile beginnings, temper early rigidity, and welcome new leaders. Guevara's questions also wrestle with the family versus movement dilemma: what does responsible care look like when the future your kids inherit depends on what you build with others today. How much time to allot where? How can we even think about such a vexing choice? If you're organizing, if you're curious about consensus that actually works, or about how to fight the voices within that say your effort, or someone else's effort won't matter, this episode offers tools our interviewees used in their world and time—procedures that can keep trust intact, culture that can tame ego and liberate potentials, and a program that travels from national goals to neighborhood action. Does the episode resonates with you? IF so, perhaps share it and the whole Wind Cries Freedom sequence with a friend who is doing or considering doing movement work. Do you instead find the discussion lacking or even wrong, okay, in either case, perhaps even leave a comment to help improve coming episodes. .Support the show

In this episode, we tackle one of the most common — and costly — dilemmas facing long-term investors: what to do with highly appreciated assets. Whether it's a stock that's grown 10x, a mutual fund from the 1990s, or an inheritance, the tax consequences of selling can feel paralyzing. But doing nothing is a decision too — and often a risky one. What You'll Learn: What are embedded gains? Why long-held positions can become a tax trap — and how investor psychology plays a role. A decision-making framework: How to balance risk, return, and taxes when evaluating whether to sell, hedge, or hold. Downside protection without selling: Tools like put options and other strategies can be beneficial. Tax-aware strategies over time: Including capital gains budgeting, loss harvesting, charitable gifting, and donor-advised funds. Final takeaway: The goal isn't to avoid taxes — it's to control the timing and integrate tax, investment, and estate planning into one cohesive strategy.

What ACTUALLY requires Americans to pay taxes? The War Bill? Find out now! Do you have unfiled tax returns that need filing? Call us at 866-8000-TAX or fill out the form at https://choicetaxrelief.com/If you want to see more…-YouTube:    / @loganallec  -Instagram: @ChoiceTaxRelief @LoganAllec -TikTok: @loganallec-Facebook: Choice Tax Relief // Logan Allec, CPA -Reddit:   / taxrelief  Mentioned Video Link:-Can You Go to Jail For Not Filing Taxes?:    • Can You Go to Jail For Not Filing Taxes? 

Living and Working in Spain with David Wright  The Ultimate Expat Guide  Download your free Move to Spain Checklist here:

Paul has a $1.6 million net worth at 40 years old—impressive by any standard—but he's stuck wondering: Can I retire in the next 5-6 years? In this episode of BiggerPockets Money, Paul shares his journey from debt payoff to building substantial rental income during COVID-19. Now he's sitting on significant equity, strong cash flow, and a critical question: What's the fastest route to FIRE? Hosts Mindy Jensen and Scott Trench dive deep into Paul's complete financial picture—his income, expenses, real estate portfolio, and debt—to map out his optimal path to early retirement. Should he pay down mortgages? Buy more properties? Pivot to index funds? They explore every angle to help Paul retire by 45-46. This episode covers: Paul's complete financial breakdown: income, expenses, assets, and liabilities How Paul pivoted to real estate investing during COVID-19 and built rental income The mortgage payoff vs. investing debate for someone close to FIRE Whether Paul should buy more rental properties or shift to index funds Optimizing Paul's portfolio to retire in 5-6 years Tax strategies and withdrawal planning for early retirement The trade-offs between cash flow and equity in a real estate portfolio Bridge account strategies to access wealth before 59½ If you're wondering how to accelerate your own FIRE timeline when you're already doing well financially, this episode is packed with actionable strategies you can apply to your situation. Learn more about your ad choices. Visit megaphone.fm/adchoices

Want to know what keeps retirees up at night? It's not what they did—it's what they wish they'd done ten years earlier. Joe Saul-Sehy is joined by Jill Siriani (Frugal Friends), Jesse Cramer (The Best Interest), and Doc G (Earn & Invest), who all pull up chairs in the basement for a powerhouse roundtable on the five regrets that show up again and again when people hit retirement. These aren't hypothetical "what-ifs"—they're real stories from a real CFP, sharing tales about people who wished someone had told them sooner. From botched investment allocations that left people either too risky or too conservative, to tax mistakes that cost tens of thousands, to the heartbreaking pattern of people who saved everything but never actually enjoyed their money—this conversation gets real about what actually matters when you're trying to retire with confidence (and joy). The good news? Every single one of these regrets is avoidable. The panelists share what to do now so you don't become one of these stories later, including the estate planning moves that take ten minutes but save your family years of headaches, and why the biggest retirement regret isn't financial at all—it's emotional. Plus: Doug's trivia challenge pits the panel against each other for bragging rights, because even serious money talk deserves a little competition. What You'll Walk Away With: • The five regrets that show up over and over in retirement—and the specific moves that prevent each one • Why your investment allocation in your 40s and 50s might be setting you up for regret in your 60s • Tax strategies that keep more money in your pocket (because giving Uncle Sam extra is nobody's retirement dream) • The simple estate planning steps most people skip—and why your family will thank you for not skipping them • How to give yourself permission to actually enjoy your money instead of hoarding it out of fear This Episode Is For You If: • You're decades from retirement but want to avoid the "I wish I'd known" moments • You're closer to retirement and worried you've missed something important • You want to hear top financial minds debate what actually matters (spoiler: they don't always agree) • You're tired of generic retirement advice and want to hear what real retirees actually regret • You believe retirement should be about living well, not just having enough FULL SHOW NOTES: https://stackingbenjamins.com/top-5-retirement-plan-regrets-1758 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Join Jim and Greg for a special Friday edition of the 3 Martini Lunch as they dive into stories that didn't quite make the cut for full martinis in recent weeks but still deserve attention. Jim examines the persistent challenges of inflation and America's skyrocketing debt, while Greg highlights a major Trump victory at the United Nations and new signs that one expected 2028 Democrat contender may be bowing out before the race begins. Then they get a little but more on the lighter side for their final martinis.First, Jim notes that while inflation is much more under control than during the Biden administration, it's still stubbornly at or around three percent year-over-year most months and it's still making many Americans sweat. Greg focuses on the Trump administration leading the charge to stop a United Nations carbon emissions tax on shipping. Greg cheers the latest win in blocking the left's green agenda. Jim adds another point that's even bigger than the issue at hand.Next, Jim shudders as the national debt officially soars beyond the $38 trillion mark and he's especially horrified at how fast the debt is growing. Meanwhile, Greg points out recent comments from Michigan Gov. Gretchen Whitmer suggesting she may not run for president in 2028. That would be good news given Whitmer's terrible record as governor.Finally, Jim explains how the NFL's desire to reach younger fans could soon lead to a significant drop in viewership. Greg wonders if there is any integrity left in competition after another cheating scandal rocks a world championship.Please visit our great sponsors:Give your liver the support it deserves with Dose Daily.  Save 35% on your first month when you subscribe at https://DoseDaily.co/3ML or enter code 3ML at checkout. Get 20% off your first purchase of classic menswear. Visit https://MizzenAndMain.com with promo code 3ML20—shop online or visit a Mizzen and Main store in select states.Sponsored by Quo, formerly known as Open Phone: Get started free and save 20% on your first 6 months and keep your existing numbers at no extra charge—no missed calls, no missed customers. Visit https://Quo.com/3ML

-Senate rejects war powers resolution to stop Trump's boat bombings -Tax-prep vulture win big as IRS cancels Direct File -D.C. sandwich thrower acquitted by a jury -Rich Dicks signed off on giving Musk $1 trillion to build a robot army

What if you could legally pay zero in taxes as a small business owner?In this episode of Grow Your Business & Grow Your Wealth, guest host Lauren Gidley speaks with Carlotta Thompson, founder of Tax Strategists of America. Carlotta is recognized nationwide for helping small business owners minimize their tax burden and retain more of their earnings. She goes beyond traditional tax prep to create proactive strategies that align with long-term business goals, empowering entrepreneurs to make better decisions with confidence. Key Takeaways:➔ Most CPAs act as historians, not strategists.➔ Real estate strategies like cost segregation and 1031 exchanges reduce taxes.➔ Entity structure is the most important overlooked strategy.➔ Congress writes tax laws for billionaires, but business owners can use them too.➔ Tax strategy is an investment that saves more than it costs. Want to learn the exact steps to legally lower your taxes—even to zero?Connect with Tax Strategists of America and discover how proactive planning can transform your finances. Visit TaxStrategistsofAmerica.com to explore training, resources, and strategies that help you keep more of what you earn. Learn more about your ad choices. Visit megaphone.fm/adchoices

Julian Dunkerton co-founded Superdry and took it to a £2billion market cap at its height in 2010 - within years the company was fighting for survival, and in 2018 he walked away. A decision he says he regrets.  But with Superdry now valued at just £8million and looking like it might fail, he returned just one year later and wrestled back control of the company he set up, and began turning it around.  After a restructuring, renegotiating rent, and now a rebrand, Superdry has just turned a profit once again.This is the story of that turn around.In it he calls for town centre regeneration and a High Street Renaissance, warning that current policies and Brexit have left British retailers at a disadvantage. He highlights the economic impact of leaving the EU, citing lost free trade and increased costs, and argues that the UK has “gone backwards” since Brexit. In fact he believes a free trade relationship with the EU is possible, and also imperative. Dunkerton also challenges the narrative that young people only shop online, stating that teenagers value physical retail and social experiences, and credits this demographic with driving Superdry's renewed success on the high street.00:00 Sean Farrington and Will Bain introduce the podcast 02:30 Julian Dunkerton joins the podcast, discusses the rise of Superdry 05:25 Stepping aside as Chief Executive & company changes 06:35 Return to profitability 08:44 The turnaround and rebrand of Superdry 10:56 What makes a good shopping experience 13:20 Branding & product quality 14:42 Policy, Brexit & business challenges 20:35 High street policy ideas & town centres 27:24 Tax, globalisation & retail trends 32:13 The future of Superdry & personal projectsPresenter: Will Bain Producer: Olie D'Albertanson Editor: Henry Jones

Getting the IRS on the phone has been IMPOSSIBLE! BUT, have you tried sending in Form 433 F? It may be your best option...Do you have tax debt? Call us at 866-8000-TAX or fill out the form at https://choicetaxrelief.com/If you want to see more…-YouTube:    / @loganallec  -Instagram: @ChoiceTaxRelief @LoganAllec -TikTok: @loganallec-Facebook: Choice Tax Relief // Logan Allec, CPA -Reddit:   / taxrelief   

Looking to get a tax refund from the IRS for tax year 2017? Here's what you need to know!Do you have unfiled tax returns that need filing? Call us at 866-8000-TAX or fill out the form at https://choicetaxrelief.com/If you want to see more…-YouTube:    / @loganallec  -Instagram: @ChoiceTaxRelief @LoganAllec -TikTok: @loganallec-Facebook: Choice Tax Relief // Logan Allec, CPA -Reddit:   / taxrelief   

Profit Growth Cycles: Navigating the Financial Growing Pains of a Cash Practice In this episode, Doc Danny Matta breaks down the financial growing pains every clinic owner faces when scaling from a small subleased space to a full standalone practice. He explains how to manage cash flow, survive low-profit growth cycles, and make smart reinvestments that turn short-term sacrifice into long-term stability. Quick Ask If this episode helps you think differently about your business finances, share it with a fellow PT who's growing their practice—and tag @dannymattaPT so he can reshare! Let's help more clinicians build profitable, sustainable businesses. Episode Summary Profit growth cycles explained: Every clinic hits a point where growth requires reinvestment—usually when moving from a sublease to your own space. Why cash flow matters: Managing money across three core accounts (Operating, Tax, and Profit) keeps your business stable during transitions. Expect profitability dips: Early growth means more expenses—staff, rent, equipment—so it's normal for profit margins to temporarily shrink. Your business is your best investment: Reinvest in your people, your space, and your systems before chasing outside investments. Live lean and ride it out: Reduce personal spending, protect cash, and build reserves to get through your growth phase faster. Lessons & Takeaways Plan for the punch: Growth hurts less when you know it's coming—prepare your finances like you would prepare for a hit. Separate your money: Use simple account systems to stay disciplined and avoid overspending during expansion. Keep your eyes on the next hire: Profitability improves dramatically after you add your second and third full-time providers. Stay lean, not lavish: Skip the vacations and upgrades during your build-out—this season requires focus and restraint. Don't panic when profits dip: It's a temporary phase, not a failure. Every healthy business goes through it. Mindset & Motivation Short-term pain for long-term success: Scaling up means taking a step back before you can leap forward. Be the investor: Treat your clinic like your best-performing stock—reinvest in what's working and let compounding do the rest. Know your game: Not everyone needs to build a seven-figure empire. Define success, grow strategically, and enjoy the process. Pro Tips for Clinic Owners Track your accounts weekly: Review your Operating, Tax, and Profit accounts to maintain awareness and control. Build 3–6 months of reserves: Cash on hand allows for smarter decisions and less emotional reaction during slow periods. Focus on utilization: Aim to fill two to three full-time providers quickly to stabilize profitability post-growth. Keep learning business fundamentals: Clinical skill alone won't scale a company—you must master marketing, hiring, and leadership. Notable Quotes "Your business is your best investment—stop treating it like a side hustle." "When growth hits, your profit account might hit zero—and that's normal." "Being a great clinician is not enough. You need to be a great business owner, too." Action Items Set up or review your three core accounts: Operating, Tax, and Profit. Map out your next growth cycle and identify upcoming expenses before they hit. Audit your monthly personal spending and cut what's unnecessary for 6–12 months. Calculate how many full-time providers your space can sustain and plan to reach that headcount. Programs Mentioned PT Biz Mastermind: A program designed to help clinic owners scale efficiently, manage finances, and lead high-performing teams. PT Biz Part-Time to Full-Time 5-Day Challenge (Free): Learn how to replace your income and go full-time in your practice. Join here. Resources & Links PT Biz Website Free 5-Day PT Biz Challenge About the Host: Doc Danny Matta — physical therapist, entrepreneur, and founder of PT Biz and Athlete's Potential. He's helped over 1,000 clinicians start, grow, and scale successful cash-based practices across the U.S.

It's Thursday, November 6th, A.D. 2025. This is The Worldview in 5 Minutes heard on 140 radio stations and at www.TheWorldview.com.  I'm Adam McManus. (Adam@TheWorldview.com) By Jonathan Clark and Adam McManus Nigerian Muslims killed pastor, kidnapped 20 church members Nigerian Fulani Muslim assailants killed a pastor and nine Christians over the past week. On October 28, Muslim Fulani bandits killed Rev. Yahaya Kambasaya and kidnapped 20 of his church members in central Nigeria. In a neighboring state, militants killed nine Christians in a string of attacks between October 31 and November 3.  A Christian attorney in the area told Morning Star News, “These incidents occurred even when they were preceded with an early warning alert given to relevant authorities.”  Hamas returns body of American hostage Hamas, the Palestinian Muslim terrorist group, returned to Israel the body of the last American hostage it was holding in Gaza on Tuesday.  Itay Chen was a 19-year-old Israeli-American soldier. He was killed and taken hostage during the Hamas attack on Israel on October 7, 2023.  U.S. Secretary of State Marco Rubio posted on X, “We honor his life, mourn his loss, and stand by his family.”  Muslim socialist Zohran Mamdani elected as New York City mayor In the United States, Democrats won several elections after voters went to the polls on Tuesday. Zohran Mamdani, the Democratic socialist, won the race for mayor of New York City, and gave his victory speech Tuesday night. MAMDANI: “The sun may have set over our city this evening, but as Eugene Debs once said, (cheering) ‘I can see the dawn of a better day for humanity.'  (cheering) “For as long as we can remember, the working people of New York have been told by the wealthy and the well-connected that power does not belong in their hands. Fingers bruised from lifting boxes on the warehouse floor, palms calloused from delivery bike handle bars, knuckles scarred with kitchen burns. These are not hands that have been allowed to hold power. And yet, over the last 12 months, you have dared to reach for something greater. (cheering) Tonight, against all odds, we have grasped it. (cheering) The future is in our hands. (cheering) “My friends, we have toppled a political dynasty.” (cheering) He is now the first Muslim mayor of the biggest U.S. city, who beat former Democratic Governor Andrew Cuomo. NBC News reported that Zohran Mamdani got 50.4% of the vote, former Democratic Governor Andrew Cuomo got 41.6%, and Republican Curtis Sliwa got 7.1% On CNN, conservative commentator Scott Jennings explained who Eugene Debbs was whom Mamdani quoted with great admiration. JENNINGS: “He started his speech by quoting Eugene Debs, who ran for president of the United States five times as the Socialist Party of America candidate. “He went after everybody that he thinks is a problem. People who own things, people who have businesses. He said an interesting quote, ‘No problem too large for government to solve.' And so, when you think of the world that way, that every problem is something for government to do, let me just decipher this for you. “Tax increases as far as the eye can see which means the people who need to provide jobs, to the young people that you say need jobs, are going to flee as quickly as they possibly can. “He clearly sees the world in terms of the people who are oppressing you and the oppressed. And he said, ‘The oppressed are now in city hall.'” Democrat victories in other blue states There were two other notable Democratic victories. Democrat Abigail Spanberger won the race for governor of Virginia with 56.3%, becoming the first woman to do so, reported NBC News.  She beat Winsome Sears, who got 43.2% of the vote, and served as the Republican Lt. Governor under the term-limited Republican Governor Glenn Youngkin. And Democrat Mikie Sherrill won the race for governor of New Jersey with 56.3% of the vote, keeping the position in the hands of Democrats, and beating Republican Jack Ciattarelli. Vice President J.D. Vance responded to the elections on X. He said there's no reason to “overreact to a couple of elections in blue states.” But he also added, “We have to do better at turning out voters than we have in the past.” Republican leaders prayed for America Republican leaders and lawmakers joined with the Family Research Council for a time of prayer last Thursday. Listen to the opening comments from Tony Perkins, the president of Family Research Council. PERKINS: “Jesus said this in Matthew chapter 18:19. “He says, ‘Again, I say to you, if two of you agree on Earth about anything they ask, it will be done for them by My Father in Heaven. For where two or three are gathered in My name, there I am among them.' “So tonight, we gather with the recognition that we need God's help. We gather in the name of Jesus to pray and ask for His hand, the Lord's hand of guidance, the Holy Spirit to lead us.” And listen to some of the closing prayer from Dr. Ben Carson, former Secretary of Housing and Urban Development.  CARSON: “Lord, we come before you today to pray for our nation. You have blessed the United States with freedom and opportunity and a rich legacy of faith. Please restore the righteousness in our homes, integrity in our institutions, unity among our people.   “And thank You for Your abundant blessing, Lord. You're bringing us together this evening through electronic media. But we know You're with us always. And we ask, in the name of Jesus, that you would bless us and bless this nation. Amen.” Vatican rejects Mary, mother of Jesus, as co-Redeemer On Tuesday, the Roman Catholic Church rejected Mary, the mother of Jesus, as the “co-Redeemer” of the world. The Vatican's top doctrinal office stated, “Any gaze directed at her that distracts us from Christ or that places her on the same level as the Son of God would fall outside the dynamic proper to an authentically Marian faith.” However, World Magazine notes the statement does not affirm a Protestant perspective on Mary. The Evangelical publication wrote, “Protestants believe Mary was ‘highly favored' by the Lord, but they do not believe she has an active role in the lives of believers.” 1 Timothy 2:5 says, “For there is one God and one Mediator between God and men, the Man Christ Jesus.” Construction begins on Eternal Wall of Answered Prayer And finally, constructions begins this week on what is set to be the largest Christian monument in the United Kingdom. It's called the Eternal Wall of Answered Prayer. The design for it is in the shape of an infinity loop called a Möbius strip, a surface which has neither beginning nor end. It will stand 170 feet tall and made out of one million bricks. Each brick will be linked to a story of answered prayer. Already, Christians have submitted 120,000 stories from 125 countries.  Richard Gamble, the project's founder, said, “This is the moment to build a landmark of hope… a lasting testimony to the power of prayer, preserving the Christian heritage in our nation.” Close And that's The Worldview on this Thursday, November 6th, in the year of our Lord 2025. Follow us on X or subscribe for free by Spotify, Amazon Music, or by iTunes or email to our unique Christian newscast at www.TheWorldview.com.  I'm Adam McManus (Adam@TheWorldview.com). Seize the day for Jesus Christ.

Nvidia just took a $1 billion stake in Nokia—and Nokia plans to spend that money buying Nvidia's own AI chips. It's not the first time. Nvidia's done similar deals with OpenAI, CoreWeave, and xAI, fueling record demand for its GPUs. But is this smart strategy—or circular financing? Some call it vendor financing, others say it's round-tripping—a tactic that helped inflate the dot-com bubble two decades ago. Lance Roberts & Michael Lebowitz unpack how the AI industry may be funding itself, why that's raising eyebrows, and what investors should watch for as the hype builds. 0:19 - Are Tariffs a Tax? 4:03 - Buy-the-Dip'er's Continue their March 8:40 - Michael's Fed re-cap - Stealth QE? 14:08 - Where is All the Liquidity Going? 17:45 - What Will Trigger QE? 19:16 - The Fed's QE Trap 21:13 - Stress in the REPO Market 24:15 - Market Froth & Valuations - the Mag-7 28:57 - Where the Debt is Piling Up in Anticipation of AI Build 33:32 - Nvidia's Infinite Money Loop 37:32 - What If Projections & Expectations Are Not Realized? 42:55 - Looking at CAPE (as Nvidia is 8% of Market) Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manger, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=PBMx8sckBhk&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s ------- Articles Mentioned in Today's Show: "Nvidia Deals: Round Tripping Or Vendor Financing?" https://realinvestmentadvice.com/resources/blog/nvidia-deals-round-tripping-or-vendor-financing/ -------- The latest installment of our new feature, Before the Bell, "Buy-the-Dip Isn't Dead Yet" is here: https://www.youtube.com/watch?v=UU_zCk3hYhs&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our Previous Show, "6 Moves You Should Make Now Before RMDs Start," is here: https://www.youtube.com/watch?v=G0B99SnHJ4U&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=24s ------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #BuyTheDip #SP500 #MarketBreadth #Investing #PremarketUpdate #Nvidia #ArtificialIntelligence #StockMarket #TechInvesting #FinancialEngineering

Alicia is joined by Blake Oliver and David Leary from The Accounting Podcast, fresh from Intuit Connect with detailed notes on everything announced for QuickBooks Online and the accounting profession. The discussion covers Intuit's consolidation strategy to reduce reliance on third-party apps, the new tiered pricing structure for the Intuit Accountant Suite launching in 2026, and how AI agents are currently performing in bank feeds and transaction categorization. They also examine QuickBooks' move into CRM and marketing tools, the role of QuickBooks Live in Intuit's strategy, and what alternatives small businesses and accountants might consider.SponsorsDigits - https://uqb.promo/digits(00:00) - Introduction and Guest Welcome (04:15) - The New Customer Hub and MailChimp Integration (05:43) - Concerns About AI and QuickBooks Ecosystem (10:59) - ProAdvisors' Role in the AI Era (19:01) - Addressing Reporting and Automation Issues (26:57) - The Future of QuickBooks Online Accountant (27:11) - Introduction to QBO A Refresh (27:35) - New Features and Paid Tiers (28:38) - Intuit Accountant Suite Overview (29:54) - Core and Accelerate Versions (30:08) - Client Management and Dashboards (32:36) - Practice Management Tools (33:15) - Intuit's Market Strategy (37:18) - ProAdvisor and QuickBooks Live (38:21) - Quicken's Comeback (41:25) - AI and Automation in Accounting (51:43) - Intuit's Future Plans and Innovations (54:35) - Conclusion and CPE Information LINKSProducts, Services, and Inventory, Nov 18: http://royl.ws/qbo-Inventory?affiliate=5393907QB Payments Merchant Services, Nov 25: http://royl.ws/QB-Payments-Course?affiliate=5393907BUY ALICIA'S NEW BOOK!https://www.amazon.com/QuickBooks-Online-Bootcamp-Setup-Time-ebook/dp/B0FWZ2NHTQ/Companion Course on Royal Wise:https://learn.royalwise.com/visitor_catalog_class/show/153822/QuickBooks-Online-BootcampWe want to hear from you!Send your questions and comments to us at unofficialquickbookspodcast@gmail.com.Join our LinkedIn community at https://www.linkedin.com/groups/14630719/Visit our YouTube Channel at https://www.youtube.com/@UnofficialQuickBooksPodcast?sub_confirmation=1 Sign up to Earmark to earn free CPE for listening to this podcasthttps://www.earmark.app/onboarding 

Nvidia just took a $1 billion stake in Nokia—and Nokia plans to spend that money buying Nvidia's own AI chips. It's not the first time. Nvidia's done similar deals with OpenAI, CoreWeave, and xAI, fueling record demand for its GPUs. But is this smart strategy—or circular financing? Some call it vendor financing, others say it's round-tripping—a tactic that helped inflate the dot-com bubble two decades ago. Lance Roberts & Michael Lebowitz unpack how the AI industry may be funding itself, why that's raising eyebrows, and what investors should watch for as the hype builds. 0:19 - Are Tariffs a Tax? 4:03 - Buy-the-Dip'er's Continue their March 8:40 - Michael's Fed re-cap - Stealth QE? 14:08 - Where is All the Liquidity Going? 17:45 - What Will Trigger QE? 19:16 - The Fed's QE Trap 21:13 - Stress in the REPO Market 24:15 - Market Froth & Valuations - the Mag-7 28:57 - Where the Debt is Piling Up in Anticipation of AI Build 33:32 - Nvidia's Infinite Money Loop 37:32 - What If Projections & Expectations Are Not Realized? 42:55 - Looking at CAPE (as Nvidia is 8% of Market) Hosted by RIA Advisors Chief Investment Strategist, Lance Roberts, CIO, w Portfolio Manger, Michael Lebowitz, CFA Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: https://www.youtube.com/watch?v=PBMx8sckBhk&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=5s ------- Articles Mentioned in Today's Show: "Nvidia Deals: Round Tripping Or Vendor Financing?" https://realinvestmentadvice.com/resources/blog/nvidia-deals-round-tripping-or-vendor-financing/ -------- The latest installment of our new feature, Before the Bell, "Buy-the-Dip Isn't Dead Yet" is here: https://www.youtube.com/watch?v=UU_zCk3hYhs&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our Previous Show, "6 Moves You Should Make Now Before RMDs Start," is here: https://www.youtube.com/watch?v=G0B99SnHJ4U&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=24s ------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #BuyTheDip #SP500 #MarketBreadth #Investing #PremarketUpdate #Nvidia #ArtificialIntelligence #StockMarket #TechInvesting #FinancialEngineering

Stephen Weisberg is a Detroit-based tax attorney who helps individuals and business owners resolve IRS controversies and tax-debt issues. In this episode, he shares how the 2008 recession launched him from corporate bankruptcy work into tax law, why most people wait too long to seek help, and what every lawyer (and taxpayer) should know before they get that letter from the IRS.What You Can Do With a Law DegreeStephen's journey proves that a law degree is both a credential and a toolkit. His early work in bankruptcy law introduced him to financial systems and creditor negotiations, while his tax practice taught him how to translate that technical knowledge into advocacy for everyday people. Tax controversy work isn't glamorous, but it's vital—and it's year-round.“People think I'm busiest during tax season, but that's when the IRS is focused on filing. My work happens the rest of the year," shares Stephen Weisberg on Episode 217 of You Are a Lawyer.He's built a steady stream of clients through LinkedIn networking, attorney referrals, and partnerships with CPAs, CFOs, and financial planners. The relationships he's developed prove that collaboration, not competition, sustains a modern law practice. Most of his cases are handled remotely by phone or Zoom, reflecting how legal work has evolved since the pandemic.Did you know that children as young as 10 can be prosecuted as adults in Pennsylvania? You Are A Lawyer has partnered with YSRP, the Youth Sentencing and Re-Entry Project, to bring awareness to their fight to keep young people out of adult prisons and to advocate for youth lifers. Visit YSRP.org to support this cause. Thank you. 

John Harris speaks to the Guardian's economics editor, Heather Stewart, about the unenviable choice facing Rachel Reeves. What price will she pay if she raises the basic rate of income tax for the first time in half a century? Meanwhile, has language and policy that would once have been confined to the far-right fringe entered mainstream politics? Sunder Katwala, the director of the thinktank British Future, joins John to discuss whether racist rhetoric can be pushed back to the margins Send your thoughts and questions to politicsweeklyuk@theguardian.com. Help support our independent journalism at theguardian.com/politicspod

The Supreme Court on Wednesday seemed skeptical of President Donald Trump's authority to impose sweeping tariffs in a series of executive orders earlier this year. A majority of the justices appeared to agree with the small businesses and states challenging the tariffs that they exceeded the powers given to the president under a federal law providing him the authority to regulate commerce during national emergencies created by foreign threats.  ~This episode is sponsored by Tangem~Tangem ➜ https://bit.ly/TangemPBNUse Code: "PBN" for Additional Discounts!00:00 intro00:08 Sponsor: Tangem00:30 Supreme Court v. Tariffs00:57 Defense Stretches Words in Law02:11 Court not buying it02:28 National Emergency is Vague03:15 Are Tariffs a Tax?04:15 Trump still has trade power04:45 Supreme Court Destroys Defense05:52 Laughed Out of Court?06:26 Polymarket Odds Plummet06:50 Tariff Refunds?07:22 Trump Rebate Checks 07:55 Government Shutdown vs CLARITY08:24 Cathie Wood Bearish on Bitcoin09:33 Flip-Flop To Ethereum?10:12 Matt Hougan: We Bottomed Soon11:22 Washing out retail holders12:00 Crypto Still Falling?13:29 outro#tariffs #crypto #bitcoin~Tariffs Over?

With Matt under the weather, Robert goes solo with the help of podcast producer Mollee Albinger asking the questions. We dig into the aftermath of the Democratic sweep in the off year elections this week. What does it mean for the ending of the government shutdown and the fight to save liberal democracy? Meanwhile, still unwilling to negotiate with Democrats over health care costs, Trump doubles down on his calls on Senate Republicans to end the filibuster, and Ron Johnson flips to support the President. Is ending the filibuster one of the only good things for democracy Trump may accomplish? We also dig into the trumped up political scandal focused on the Department of Instruction's handling of teacher misconduct cases, more revelations on the massive environmental and economic costs of the Data Centers, plus Marathon County cooperation with ICE, and book banning in the Milwaukee burbs.

UK's proposed 20% exit tax could trigger a massive wealth exodus. Rachel Reeves plans to tax unrealized gains when UK-based high-net-worth individuals leave Britain, potentially raising £2B or backfiring spectacularly. Tax lawyer and IMI Pro Marco Messina warns the mere announcement may accelerate relocations as undecided millionaires won't wait for Parliament's verdict.Learn more about the incoming levy and the industry's reaction here.

David McKnight focuses on three of the biggest names in personal finance – Dave Ramsey, Suze Orman, and Ken Fisher – and why you should be careful with following their advice. David emphasizes that anyone trying to wring the most efficiency out of their retirement savings should focus on advice that's backed by math… not soundbites. While David Ramsey is the right person for people who are making less than they are spending, the same can't be said for his retirement planning advice. For instance, he claims that 100% of cash value life insurance sucks 100% of the time.  For David, whenever someone gives you advice that claims it should be applied 100% of the time, you should run the other way! Remember: there's no financial strategy that works for everyone all the time. According to an Ernst & Young study, by contributing 30% of your retirement savings to an IUL, you'll dramatically increase your income in retirement over a stock market investing alone.  Citing E&Y, David explains an approach that shields you from the sequence of returns risk and that has a 95% chance of your money lasting as long as you do. David points out that most Americans don't have thousands of dollars lying around in savings accounts just to pay the taxes on a Roth conversion… David sees Dave Ramsey as someone who gives basic advice for people with basic problems and whose advice could potentially be catastrophic if you want to shield your retirement from higher taxes. When it comes to Suze Orman, David looks at her recent advice of keeping 3-5 years worth of living expenses in an emergency fund in retirement. While Orman is trying to safeguard against sequence of returns risk, she seems to be forgetting about inflation eating away at your purchasing power. As David shares his dislike of Orman's advice, he touches upon a resource that can double your sustainable withdrawal rate from 4 to as high as 8%. Ken Fisher, on the other hand, has become the face of the "anti-annuity crusade". The problem with Fisher's approach? He's primarily referring to variable annuities, completely disregarding fixed indexed annuities (which are a totally different animal). David discusses how replacing bonds with fixed annuities "can increase your returns, lower your risks, and give you a better outcome over time." Beware of financial gurus saying "I hate annuities", "100% of life insurance sucks 100% of the time", or "never pay taxes from your IRA"! In his latest book The Guru Gap, David takes a deep dive into the flawed logic of financial gurus, and gives the full story with the math, the context, and the strategies they conveniently leave out in their content and speeches.     Mentioned in this episode: David's new book, available now for pre-order: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter  @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Dave Ramsey Suze Orman Ken Fisher Ernst & Young

Roth conversions might help you save on taxes in retirement, but that doesn't mean you only need Roth IRAs... In this episode, I share why it's actually tax-efficient to have money in a Traditional IRA.

DxO is offering PetaPixel Podcast listeners 20% off any DxO software, including Nik Collection 8, by using the code ‘PetaPixel' at checkout. If you're a Photoshop user looking to elevate your color grading and creative editing, Nik Collection 8's redesigned UXP panel, enhanced masking capabilities, and non-destructive Smart Object workflow make it a game-changer. Create your own non-destructive workflow in Photoshop, Lightroom Classic and DxO's own powerful PhotoLab 9, that will transform simple captures into compelling, professional-grade photographs.Head over to dxo.com and check out Nik Collection 8. Use code ‘PetaPixel' to save 20%!Now saving when you shop for your favorite gear at B&H Photo is even easier with the B&H Payboo Credit Card which lets you Save the Tax — you pay the tax, and B&H pays you back instantly! (Save the Tax on eligible purchases shipped to eligible states.) OR you can pay over time with our 6 & 12 month financing (on minimum purchases of $199 for 6 months, and $599 for 12 months). Terms apply, learn more at bhphoto.com/payboo. Credit card offers are subject to credit approval. Payboo Credit Card Accounts are issued by Comenity Capital Bank.This week on The PetaPixel Podcast, the team is joined by photographer David Imel and PetaPixel's Jeremy Gray for a unique challenge: who can draft the best fantasy camera team? Based loosely on fantasy football rules, all five must create a dream team based on eight categories. We use Riverside to record The PetaPixel Podcast in our online recording studio.In This Episode00:00 - Intro 11:55 - Affinity went the DaVinci Resolve route, and is now free13:50 - Lightroom Classic's updates are an example of what AI should be doing17:08 - Sony is the first company to authenticate video files19:35 - The LemurStrap is an innovative approach to camera carry21:50 - A photographer has decided to make anamorphic M-mount lenses24:44- Moment's new line of ultra-light camera bags have some innovative design elements29:07 - Feel good story of the week32:49 - The Fantasy Camera Draft, feat. David Imel and Jeremy Gray

The Shocking Reality About Passive IncomeEver heard claims like I make money while I sleep or I earn six figures with no workIn this episode of the Asset Management Group Podcast, Moise Piram and Andrew Nida break down five of the most hyped passive income plays and reveal the real workload, risks, and moving parts behind each one.What we coverAirbnb arbitrage and the real cost of vacancies, city rules, and lease riskDropshipping margins, ad spend, and customer service realityAmazon FBA automation packages, policy changes, and inventory riskYouTube channel automation and what actually drives monetizationOnline course creation and why marketing never endsBetter ways to build durable incomeDividend investing, real estate with proper due diligence, and annuities as part of a planHow to align income strategies with your risk tolerance, taxes, and retirement timelineWhy a fiduciary plan matters for high earners in the United StatesIf this helped, like, share, and subscribe for more no-nonsense insights on financial planning, tax planning, and wealth management.Follow us onX.com: https://x.com/AMGinc_ATLInstagram: https://www.instagram.com/assetmanagementgroupinc/LinkedIn: https://www.linkedin.com/company/amgincatl/Facebook : https://www.facebook.com/beyondtomorrowpodcastWebsite: https://www.assetmg-inc.com/YouTube: https://www.youtube.com/@assetmanagementgroupincTikTok : https://www.tiktok.com/@assetmanagementgroupincBlog: https://www.assetmg-inc.com/blogDisclosureEducational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.Passive Income,ali abdaal,youtube automation,how to make money online,stock market,passive income ideas,passive income 2025,passive income investing,karlton dennis,youtube automation step by step,how to make passive income,youtube automation tutorial,shopify dropshipping,news,news today,live news,passive income ideas 2025,make money online,how to make money,how to earn money online,side hustle,AMG,affiliate marketing,faceless youtube channel,ANDREW   Passive income myths, Passive income truth, High income earners United States, Dividend investing strategy, Real estate income, Annuity income, Fiduciary financial advisor, Retirement income planning, Tax efficient investing, Cash flow in retirement, Airbnb arbitrage risk, Dropshipping margins, Amazon FBA automation reality, YouTube channel monetization, Online course marketing, Wealth management for executives, Income strategies for doctors, Income strategies for business owners, Risk adjusted returns, Evidence based investing#PassiveIncome #WealthManagement #HighEarners #FinancialPlanning #RetirementPlanning #DividendInvesting #RealEstateInvesting #Annuities #Fiduciary #TaxPlanning #CashFlow #IncomeStrategies #PortfolioIncome #RiskManagement #Airbnb #Dropshipping #AmazonFBA #YouTubeCreator #OnlineCourse #RetirementIncome #FinancialEducation #SmartMoney #InvestingTips #MoneyTalk #WealthBuilding #FinancialAdvisor #PersonalFinance #AssetManagement

Roth Conversion Secrets Your Financial Advisor Won't Tell You #retirementplanning #retirement #financialplanning #podcast If you've built a portfolio between $2M and $7M, and you're either retired or nearing retirement, this video is for you. I'm Andrew Nida, President of Asset Management Group, Inc., and in this video you'll get a step-by-step, rules-based guide to converting your pre-tax retirement assets into a Roth the right way. No hype. No generalities. Just actionable strategy. You'll learn: The five critical factors we always review for clients in your asset-range (burn rate, age & RMD timeline, future tax rate, estate impact, bracket/IRMAA guardrails). The rules and traps you absolutely cannot ignore (taxable income of a conversion, five-year rule, state tax issues, Medicare surcharge risk). A multi-step plan built for those with $2M–$7M: how to measure, model, convert, monitor. Why 2025-2026 may be one of the last big windows for this strategy (thanks to recent tax law changes). Follow us onX.com: https://x.com/AMGinc_ATLInstagram: https://www.instagram.com/assetmanagementgroupinc/LinkedIn: https://www.linkedin.com/company/amgincatl/Facebook : https://www.facebook.com/beyondtomorrowpodcastWebsite: https://www.assetmg-inc.com/YouTube: https://www.youtube.com/@assetmanagementgroupincTikTok : https://www.tiktok.com/@assetmanagementgroupincBlog: https://www.assetmg-inc.com/blogDisclosureEducational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.roth conversion,Roth Conversion Secrets,finance,retirement planning,roth ira,personal finance,investing,financial planning,conversion,retirement income,social security,taxes,how to invest money,401k,financial advisor,tax strategies,estimated taxes explained,dave ramsey,financial education,ira,IRS,roth ira explained,roth ira vs traditional ira,how to make money,retirement,dividend investing,tax free,medicare,one big beautiful bill,Andrew Nida,Podcast,AMG

Steve Forbes explains why the Federal Reserve must continue cutting rates despite Fed Chair Jerome Powell's hesitance to do so, warning that failure would cause the stock market's bull run to turn bearish. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

TV sports presenter Simon Thomas joins Justin on The Big Church Festival podcast stage to share his love of football and faith. He also talks about the death of his wife Gemma and how faith in Christ helped him put the pieces of his life back together. In part 2 Justin is joined by the 'Teddy Bear Ladies' - Julie Tatchell and Amanda Middleditch - stars of the BBC 'Repair Shop' show. They share their love of crafting and how mending treasured toys reflects their own adult journeys to Christian faith. 'Responding To The Rebirth' Conference: http://rebirthconference.net/ More info, book & newsletter: https://justinbrierley.com/surprisingrebirth/ Support via Patreon for early access to new episodes and bonus content: https://www.patreon.com/justinbrierley/membership Support via Tax-deductible (USA) and get the same perks: https://defendersmedia.com/portfolio/justin-brierley/ Give a one-off gift via PayPal: https://www.paypal.com/paypalme/brierleyjustin Buy the book or get a signed copy: https://justinbrierley.com/the-surprising-rebirth-of-belief-in-god/ Got feedback? Share it with us by emailing: feedback@think.faith Ep 26 show notes: https://justinbrierley.com/surprisingrebirth/season-2-episode-26-big-church-2 The Surprising Rebirth of Belief in God is a production of Think Faith in partnership with Genexis, and support from The Jerusalem Trust. Learn more about your ad choices. Visit podcastchoices.com/adchoices

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss how today's market update ties directly into smarter portfolio management and building a Tax Efficient Portfolio for your non-IRA accounts. From headlines about new highs to rate cuts and tariffs, they translate noise into strategy—focusing on tax planning, tax strategy, and tax efficiency so you can secure your retirement with confidence.Listen in to learn about using Direct indexing with Tax loss harvesting to mirror an index while managing investment taxes, handling concentrated stock positions, and customizing holdings (think: Index replication without the positions you don't want). You'll also hear practical retirement planning strategies to stay diversified, manage risk, and plan for retirement so you're retiring comfortably with a clear retirement checklist and a resilient approach to Retirement Investing and Investment risk management.In this episode, find out:· How recent Fed moves and headlines factor into a pragmatic market update and what that means for Retirement Planning and risk management.· The core–tactical–bonds/alternatives blend that creates a Diversified portfolio beyond just stocks to smooth volatility.· What Direct indexing is, how Index replication works with 50–75 stocks, and why Tax loss harvesting can add meaningful tax alpha.· Ways to unwind a concentrated position (e.g., long-held company stock) using harvested losses and a phased Capital gains strategy.· How to tailor portfolios (even in IRAs) to exclude specific stocks while still tracking an index—supporting your personalized planning retirement goals.Tweetable Quotes:· “We're not stock-picking heroes—we're replicating the index and using tax efficiency to your advantage.” — Radon Stancil· “With Direct indexing, you can make money and harvest losses at the same time—powerful for investment taxes in non-IRA accounts.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!"To access the course, simply visit POMWealth.net/podcast.