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Brad and Jonathan continue unpacking *incremental gains* — the small, tactical decisions that compound into financial independence. This conversation moves quickly through **core FI math, expense optimization, retirement accounts, and tax strategy**, showing how flexibility, optionality, and understanding the rules of the game can radically change your long-term outcomes. Retirement Accounts: The Rules That Matter 401(k): Always Take the Match Employer match = free money Declining it = turning down part of your salary Pre-Tax Accounts Are Often Better for FI Account Benefit Traditional 401(k) Lowers taxable income today Traditional IRA Tax deduction now 457(b) Penalty-free access after separation
Welcome to another episode of The A Game Podcast with Nick Lamagna, where we dig deep into the mindset, strategies, and stories of today's most successful entrepreneurs, investors, athletes, and entertainers. This week, Nick sits down with the high level real estate investor who achieved financial freedom on the highest level Toby Mathis. He has a foundation as a tax attorney and entrepreneur as well as co-founder of Anderson Advisors and founder of Infinity Investing where he helps people to uncover the proven wealth‑building systems that everyday people can use to achieve financial freedom. He also recently opened One Kick Gym in Las Vegas with the legendary Nick Blomgren! Toby studied thousands of tax returns and balance sheets from some of the wealthiest individuals in America and found the blueprint to financial freedom where he copied it himself first and proved it WORKS for everybody. He now shares those strategies with us to teach you how to make enough cash flow to cover your lifestyle through your assets and to preserve wealth through Tax and Asset Protection. With over 300 doors in real estate, multiple streams of cash flow, and decades of experience in stocks, syndications, and turnkey properties, Toby has built a blueprint for success rooted in data, discipline, and long‑term strategy. In this episode, he shares how you can copy the same patterns used by millionaires to grow wealth steadily and sustainably. But this conversation goes far beyond numbers. Toby's background in martial arts and combat sports has shaped his philosophy on resilience, discipline, and pushing forward when life hits hard. Toby has lived the fighter's mentality both inside and outside the ring. He explains how the lessons learned in combat sports—like staying in the fight when things get tough—translate directly into business, investing, and personal growth.
Tax filers, start your engines, tax season officially opens on January 26th and this year, there are going to be a slew of changes that could impact you. Have a money question? Email us here Subscribe to Jill on Money LIVE Subscribe to Jill on Money Newsletter YouTube: @jillonmoney Instagram: @jillonmoney Twitter: @jillonmoney "Jill on Money" theme music is by Joel Goodman, www.joelgoodman.com. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices
Spencer Reese welcomes Ross Alcorn from Itinerary Boss https://itineraryboss.com/ to discuss credit card points and miles strategies, with special focus on small business owners. Ross shares how he saved $19,000 on his honeymoon, reveals tactical business spending strategies, and explains how military service members can leverage TDY travel and small business expenses to fund dream vacations. Guest: Ross Alcorn - Charlotte, NC-based travel strategist, former sales rep road warrior (6-7 years), real estate investor, and founder of Itinerary Boss. Key Topics Covered Getting Started - The Low-Hanging Fruit: Sign up for FREE hotel loyalty programs (Hilton, Marriott, IHG, Hyatt) Add loyalty numbers to TDY/TAD stays retroactively if needed Military discount: Epic Pass for active duty/spouses ~$200 (normally $1,200) Start with no annual fee cards to build credit and learn the basics Never carry a balance - if you're paying interest, you're doing it wrong Business Spending Strategies: Most common mistake: Using Amex Platinum for everything (only 1x points on most purchases) Capital One Venture X Business: Uncapped 2x points, no preset credit limit Cards earning 3-4x on ad spend (Facebook, Google ads) Use Melio (M-E-L-I-O) to pay vendors who don't accept cards via ACH (2.9% fee) Negotiate early payment discounts (net 15 vs net 30) to offset processing fees Millions in business expenses going uncharged to credit cards The 2.9% Fee Debate: Worth it if redeeming points at 1.5+ cents per point value Effective 25-40% cash back when factoring welcome bonuses + transfer value Business expenses are tax deductible Ross personally pays fees on all expenses knowing he'll redeem at 2-6 cents/point Real-World Example - $19,000 Honeymoon Savings: Cards used: Chase Sapphire Reserve, Capital One Venture, Chase Sapphire Preferred, Chase Ink Business Unlimited Flights: Qatar Q-Suites business class using 200K points (Chase + Capital One) Stayed 11 nights using Hyatt points at Alila properties in Bali Built point stash over 1-1.5 years through group travel booking + daily spend + business welcome bonuses Strategy: Booked award availability 355 days out when British Airways/Qatar released schedules Flexibility: Mixed business and premium economy on return flight Transfer Partners & Redemption: NEVER redeem for Amazon gift cards, statement credits, or low-value portal bookings (0.6-0.7 cents/point) Transfer to airline partners for 2-6+ cents per point value Don't use Amex points for hotels (poor value) Example: 175K Amex points = potential $12,700 business class seats to South Africa Tools: Points.Yeah.com for flight availability and award searching Military-Specific Advantages: Overseas duty stations = less competition for award space (Frankfurt, Tokyo, Seoul) Different inventory than US-based flyers TDY/TAD stays earn hotel points and elite status Annual fee waivers on personal cards (not business cards) via MLA/SCRA Chase Sapphire Reserve: $0 annual fee for military/spouses Strategic Tips: Always volunteer to pay group bills/dinners (earn points, get reimbursed) Premium economy fine for daytime flights under 8-9 hours Business class essential for overnight/long-haul flights (9+ hours) Plan 1-2 years ahead for big trips - comfortable pace to build points Opening velocity: Ross did one card every 91 days at peak (very aggressive) Combine household points (Chase, Amex, Capital One allow this) Book tickets in anyone's name, not just your own Credit Card Stacking Strategy: Don't use one premium card for everything Match card to spending category for maximum points Chase "cash back" cards earn Ultimate Rewards points if you have Sapphire Reserve/Preferred Transfer between household members before booking Welcome bonuses are the real value - daily spend is bonus Business Culture Hack: Instead of $5-10K cash bonus, give employees 500K miles + book their dream trip Tax deductible, builds culture, retains talent More memorable than cash bonus IHG Five Free Nights Strategy: Five free nights at properties up to 60K points/night Ross staying 4 nights in Grand Cayman at $800/night hotel = $3,200 saved Fourth night free on award bookings Anniversary free night each year Used for wedding block, earning 26x points on wedding expenses Common Mistakes to Avoid: Not asking vendors if they accept credit cards Using wrong card for spending category (leaving 2-3x points on table) Redeeming points poorly (gift cards, statement credits) Not tracking card benefits and credits Waiting too long to book award travel Not being flexible with dates/airports Tools & Resources Mentioned: Points.Yeah.com - Award availability search, flight ideas map Melio - Pay vendors via card when they only accept ACH Plastiq - Pay rent/large bills with credit card (2.9% fee) Free Points & Miles Cheat Sheet at ItineraryBoss.com Transfer partner guide and credit card multiplier sheets Key Quotes "There's millions of dollars that aren't being put on cards because of just not asking the right questions." "If you're earning 2x points and utilizing those points to transfer, even with a 3% fee, the numbers pencil when you're redeeming at 2-6 cents per point." "175,000 Amex points could be used to get you business class, first class seats - we used 176K Chase points for $12,700 worth of business class seats to South Africa." "Don't redeem for Amazon gift cards, statement credits, or through the portal - you're getting 0.6-0.7 cents per point. That's terrible." "Why give a $10K cash bonus when you could give someone 500K miles and book them a trip to Greece or Bali they'd never do on their own?" Who This Episode Is For Military small business owners and real estate investors Service members with TDY/TAD travel Anyone spending on business ads, inventory, or vendor payments Military spouses running 1099 contractor businesses People planning big trips (honeymoons, bucket list travel) Those currently leaving business value on the table Anyone wanting to turn business expenses into free travel Action Items Sign up for all major hotel loyalty programs today (free) Add loyalty numbers to upcoming TDY stays Check if vendors accept credit cards (or use Melio) Review current card stack - are you earning maximum points per category? Download free cheat sheet at ItineraryBoss.com If planning big trip: Start building points 1-2 years ahead Check military annual fee waivers (MLA/SCRA) Combine household points before booking award travel Contact Guest: Ross Alcorn Website: ItineraryBoss.com Free Points & Miles Cheat Sheet (includes transfer partners + credit card multipliers) Social: @ItineraryBoss (all platforms) Host: Spencer Reese Website: MilitaryMoneyManual.com Instagram: @MilitaryMoneyManual Recorded on Veterans Day. This episode reveals how military service members can leverage business expenses, TDY travel, and strategic credit card use to fund dream vacations. Whether you're spending $10K or $1M annually on your business, there are points being left on the table. Spencer and Jamie offer one-on-one Military Money Mentor sessions. Get your personal military money and personal finance questions answered in a confidential coaching call. militarymoneymanual.com/mentor Over 20,000 military servicemembers and military spouses have graduated from the 100% free course available at militarymoneymanual.com/umc3 In the Ultimate Military Credit Cards Course, you can learn how to apply for the most premium credit cards and get special military protections, such as waived annual fees, on elite cards like The Platinum Card® from American Express and the Chase Sapphire Reserve® Card. https://militarymoneymanual.com/amex-platinum-military/ https://militarymoneymanual.com/chase-sapphire-reserve-military/ Learn how active duty military, military spouses, and Guard and Reserves on 30+ day active orders can get your annual fees waived on premium credit cards in the Ultimate Military Credit Cards Course at militarymoneymanual.com/umc3 If you want to maximize your military paycheck, check out Spencer's 5 star rated book The Military Money Manual: A Practical Guide to Financial Freedom on Amazon or at shop.militarymoneymanual.com. Want to be confident with your TSP investing? Check out the Confident TSP Investing course at militarymoneymanual.com/tsp to learn all about the Thrift Savings Plan and strategies for growing your wealth while in the military. Use promo code "podcast24" for $50 off. Plus, for every course sold, we'll donate one course to an E-4 or below- for FREE! If you have a question you would like us to answer on the podcast, please reach out on instagram.com/militarymoneymanual.
Are you anxious about an abrupt transition to retirement? In this episode of Retirement Answers, I share the concept of phased retirement, where you can gradually reduce work hours or stress levels instead of stopping work entirely. I explain the financial and emotional benefits, offering practical advice for a smoother, more comfortable path to retirement.
Roger and Annie welcome back Thad Inge to decode what's happening in Washington DC as filing season kicks off. With potential government shutdowns, billion-dollar IRS budget cuts, and 25% of IRS staff gone through early retirements, uncertainty looms over tax professionals trying to implement retroactive provisions for overtime and tips. The conversation shifts to the renewed push for minimum tax preparer standards and why getting bipartisan legislation passed might be harder than ever in an election year.SponsorsPadgett - Contact Padgett or Email Jeff PhillipsGet NASBA Approved CPE or IRS Approved CELaunch the course on EarmarkCPE to get free CPE/CE for listening to this episode.Connect with Thad IngeLinkedIn: https://www.linkedin.com/in/thad-inge-9342155Website: https://www.vsadc.com/Chapters(00:00) - Introduction and Greetings (03:15) - Congressional Updates and Government Shutdown Concerns (09:19) - IRS Staffing and Service Levels (11:31) - Tax Legislation and Employer Guidance (16:08) - State Tax Variations and Software Updates (19:35) - IRS Budget Cuts and Inflation Reduction Act Funds (25:25) - Student Loan Offsets and Political Implications (28:31) - Potential Tax Legislation and ACA Premium Tax Credits (29:35) - Trump's Healthcare Plan and Legislative Challenges (30:10) - Tax Extenders and Bipartisan Cooperation (32:36) - Child Tax Credit and Legislative Vehicles (33:24) - The Legislative Process and Unanimous Consent (37:02) - Senator Tillis and Party Defections (40:10) - Minimum Standards for Tax Preparers (53:57) - Incentivizing E-Filing for Small Businesses (58:12) - Conclusion and Upcoming Tax Season Follow the Federal Tax Updates Podcast on Social Mediatwitter.com/FedTaxPodfacebook.com/FedTaxPodlinkedin.com/showcase/fedtaxpodConnect with the Hosts on LinkedInRoger HarrisAnnie SchwabReviewLeave a review on Apple Podcasts or PodchaserSubscribeSubscribe to the Federal Tax Updates podcast in your favorite podcast app!This podcast is a production of Earmark MediaThe full transcript for this episode is available by clicking on the Transcript tab at the top of this pageAll content from this podcast by SmallBizPros, Inc. DBA PADGETT BUSINESS SERVICES is intended for informational purposes only.
The Patriotically Correct Radio Show with Stew Peters | #PCRadio
At the World Economic Forum in Davos, Jared Kushner presented plans for rebuilding Gaza as a luxury real estate hub — while tens of thousands lie dead and entire families remain buried under the rubble. This is what empire looks like in 2024: war, displacement, and then profit. Turning Point USA and Erika Kirk are issuing cease and desist orders against people questioning the uncomfortable inconsistencies surrounding Charlie Kirk's assassination — no transparency, just intimidation. Instead of answering questions, they're trying to shut us down.
Professional tax evader, undocumented motorist, life-saving drug smuggler. #crypto #DanTaxationIsTheftBehrman #notax All Episodes can be found atwww.thecryptopodcast.org Join my PodFather Podcasting SKOOL Group https://www.skool.com/podfather/about All about Roy / Brain Gym & Virtual Assistants at https://roycoughlan.com/ Brain Fitness SKOOL Grouphttps://www.skool.com/brainfitness/about Who is Dan Behrman If you want a guest who can blow up assumptions—about money, law, government, finance, and personal freedom—Dan Behrman brings the receipts.For more than two decades, Dan “Taxation Is Theft” Behrman has made a career out of exposing systems designed to keep people compliant, confused, and financially trapped. He's one of the few people in America who can say—credibly—that he hasn't paid income tax in over 10 years and hasn't held a driver's license in nearly 20… with zero legal consequences. Not because he's hiding, but because he understands the law better than the institutions enforcing it.Dan has beaten government agencies at their own game—from the IRS to the FEC—forcing them to back down when they overstep. He's also taken on major corporations and won. His work isn't theory. It's real-world rebellion backed by deep knowledge of how financial, legal, and political systems actually function—not how we're told they function. What we Discussed: 0:00 Intro and what happened my back 02:24 How he realised the Goverment tax was fraud 04:40 Fighting Traffic Tickets 07:00 The System is designed to trick you of your rights 10:00 De-Registering Your Car 12:45 Getting a Fake Drivers Lisence 14:35 Taking the Car because of No Insurance 16:42 Your name is all Caps 18:50 Locked out of his Crypto account without a Driving Lisence 21:45 Trumps Tariffs War 29:30 Insurance is a Gamble and Scam 34:50 Insure Yourself to protect yourself 36:00 Health Insurance was more expensive for the person covered 37:45 Insurance company refusing to pay 38:35 A Crypto Currency to Fix the Corrupt money system 40:45 Monero is posing a theat to the system 42:40 Bitcoin is Inflationary 44:30 Finding better ways to get Crytpo Adoption 46:35 Merc froze my Crypto account 48:05 Anti Money laundering is about taxes 52:30 Sending a Tax form to the IRS can be used against you 55:25 The IRS would need to explain the tax code 58:45 Not charging Sales Tax 1:04:30 Once you pay tax the government does what they want 1:06:55 You can get your taxes back within 1 year. How to Contact Dan Behrman https://taxationistheft.info/ https://x.com/danfortexas https://www.youtube.com/taxationistheft https://www.instagram.com/danbehrman/ https://www.tiktok.com/@danbehrman All about Roy / Brain Gym & Virtual Assistants athttps://roycoughlan.com/
The Patriotically Correct Radio Show with Stew Peters | #PCRadio
Israel is at it again—staging false flags by dressing as Iranian protesters to gun down innocent kids with Israeli-made bullets, all exposed in child autopsies. Now Trump's flooding Iran with massive troops and weapons to spark WWIII and expand their empire. Stew joins Jimmy Rex on The Jimmy Rex Show for a raw look at the chaos hitting our streets and our screens. We're diving into the immigration crisis, the trap of foreign wars, and the systematic silencing of "unacceptable" opinions.
Carel van Wyk is the founder and CEO of MoneyBadger. MoneyBadger enables easy bitcoin payments at 650 thousand stores in South Africa. MoneyBadger on Nostr: https://primal.net/p/nprofile1qqsz85k206vm3vqdmlvcy9l4kyfqchlnf4hnctasxufa3ph0ck9decgpk49rf MoneyBadger on X: https://x.com/MoneyBadgerPayWesbite: https://www.moneybadger.co.za/EPISODE: 189BLOCK: 933542PRICE: 1112 sats per dollar(00:03:26) What is Money Badger? Mission and merchant focus(00:05:13) Paying anywhere in South Africa(00:05:27) 650,000 locations(00:07:04) Leveraging existing QR payment rails and the Pick n Pay breakthrough(00:10:01) How the flow works: bridging proprietary QR to Lightning(00:11:18) MoneyBadger app as translator vs. using any Lightning wallet(00:13:04) Fiat settlement, volatility handling, and business model(00:17:07) Why no Money Badger wallet? Integrations with Blink, Zeus, Aqua(00:20:20) A clever LNURL/Lightning Address pattern to decode merchant QRs(00:23:39) Pragmatic, a bit hacky, and works across wallets(00:28:04) Replicability beyond SA: Kenya's M‑Pesa, Ghana, Latin America(00:32:10) Creating demand: Bitcoin Ekasi as proof-of-use for Pick n Pay(00:35:15) Real usage: growth to ~5k tx/month and $200k volume(00:39:40) Who spends Bitcoin? From cash users to OGs and ideologues(00:42:34) Incentives and the challenge of moving the middle(00:43:42) Tax context in South Africa: capital gains thresholds(00:46:59) UX talk: tap-to-pay vs. QR, hardware realities and patience(00:49:12) Beyond POS: treasury, suppliers, and stablecoin pull(00:51:03) Bitcoin vs. stablecoins in SA usage; Luno/Binance integrations(00:55:07) Wild flexibility: paying with almost any token via partners(00:57:46) Urgency to prove Bitcoin as money before it's siloed(00:58:00) Hypothetical: Square/Cash App design vs. bridge approach(01:03:41) Consumer friction at checkout and signaling acceptance(01:07:38) Tipping, bridges to Venmo/Cash App, and cash realities(01:09:19) Call to action: spend Bitcoin to create demand(01:11:08) Wrap-up: plans to visit SA, links, and farewellmore info on the show: https://citadeldispatch.comlearn more about me: https://odell.xyz
Tax season is looking a little different this year, because of new tax policy created by the One Big Beautiful Bill Act. The 21st Show is Illinois' statewide weekday public radio talk show, connecting Illinois and bringing you the news, culture, and stories that matter to the 21st state. Have thoughts on the show or one of our episodes, or want to share an idea for something we should talk about? Send us an email: talk@21stshow.org. If you'd like to have your say as we're planning conversations, join our texting group! Just send the word "TALK" to (217) 803-0730. Subscribe to our podcast and hear our latest conversations. Apple Podcasts: https://podcasts.apple.com/us/podcast…Spotify: https://open.spotify.com/show/6PT6pb0... Find past segments, links to our social media and more at our website: 21stshow.org.
The Patriotically Correct Radio Show with Stew Peters | #PCRadio
Turning Point USA, under Erika Kirk's regime, is in meltdown—firing 30-40 insiders in a desperate hunt for the mole leaking info about shady embezzlements, Fort Huachuca plots, and the DOGE audit fallout. Elon Musk's “free speech” X is a total fraud—Grok just blew the lid off 92% throttling that silences real patriots like Stew and Candace Owens while amplifying mouthpieces like Ben Shapiro to shove their anti-American agenda down our throats.
Professional tax evader, undocumented motorist, life-saving drug smuggler.#crypto #DanTaxationIsTheftBehrman #notax All Episodes can be found at www.thecryptopodcast.org Join my PodFather Podcasting SKOOL Grouphttps://www.skool.com/podfather/about All about Roy / Brain Gym & Virtual Assistants athttps://roycoughlan.com/ Brain Fitness SKOOL Group https://www.skool.com/brainfitness/about Who is Dan Behrman If you want a guest who can blow up assumptions—about money, law, government, finance, and personal freedom—Dan Behrman brings the receipts.For more than two decades, Dan “Taxation Is Theft” Behrman has made a career out of exposing systems designed to keep people compliant, confused, and financially trapped. He's one of the few people in America who can say—credibly—that he hasn't paid income tax in over 10 years and hasn't held a driver's license in nearly 20… with zero legal consequences. Not because he's hiding, but because he understands the law better than the institutions enforcing it.Dan has beaten government agencies at their own game—from the IRS to the FEC—forcing them to back down when they overstep. He's also taken on major corporations and won. His work isn't theory. It's real-world rebellion backed by deep knowledge of how financial, legal, and political systems actually function—not how we're told they function.What we Discussed: 0:00 Intro and what happened my back02:24 How he realised the Goverment tax was fraud04:40 Fighting Traffic Tickets07:00 The System is designed to trick you of your rights10:00 De-Registering Your Car12:45 Getting a Fake Drivers Lisence14:35 Taking the Car because of No Insurance16:42 Your name is all Caps18:50 Locked out of his Crypto account without a Driving Lisence21:45 Trumps Tariffs War29:30 Insurance is a Gamble and Scam34:50 Insure Yourself to protect yourself36:00 Health Insurance was more expensive for the person covered37:45 Insurance company refusing to pay38:35 A Crypto Currency to Fix the Corrupt money system40:45 Monero is posing a theat to the system42:40 Bitcoin is Inflationary44:30 Finding better ways to get Crytpo Adoption46:35 Merc froze my Crypto account48:05 Anti Money laundering is about taxes52:30 Sending a Tax form to the IRS can be used against you55:25 The IRS would need to explain the tax code58:45 Not charging Sales Tax1:04:30 Once you pay tax the government does what they want1:06:55 You can get your taxes back within 1 year. How to Contact Dan Behrman https://taxationistheft.info/https://x.com/danfortexashttps://www.youtube.com/taxationisthefthttps://www.instagram.com/danbehrman/https://www.tiktok.com/@danbehrmanAll about Roy / Brain Gym & Virtual Assistants at https://roycoughlan.com/
Most people aren't broke because they don't make enough money—they're broke because they believe the wrong things about it.Rich Somers sits down with Garrett Gunderson to break down nine common money myths that quietly keep people stuck, overworked, and financially reactive. From saving vs. investing to debt, cash flow, and the false sense of security most people chase, Garrett challenges conventional financial advice and explains why it often backfires.The conversation focuses on thinking differently about money, aligning finances with values, and building systems that create freedom instead of stress. This episode offers a clear, practical perspective for anyone ready to stop following outdated rules—and start making decisions that actually move the needle.DM Garrett on Instagram (@garrettbgunderson) the word "TAX" to get his free Tax Navigator Guide.
Alicia and Margie explore Intuit's Canny boards at intuit.canny.io, a powerful but underutilized platform where accountants can submit specific, actionable feedback directly to QuickBooks product managers and developers. They break down how to use the three available boards (bank feeds, modern view reports, and payroll), explain the difference between productive feedback and unproductive complaining, and reveal how the upvoting system helps prioritize which features get built. This transparency tool shows what's under review, what's planned, and what's already been released—but it needs more accountants to use it correctly to prove its value to Intuit.SponsorsUNC - https://uqb.promo/unc(00:00) - Introduction and Hosts (00:36) - Importance of Feedback (01:24) - History of QuickBooks Feedback Systems (02:01) - Current Feedback Methods (03:04) - Feedback Processing and Action (04:43) - Using Loom for Feedback (06:36) - Introduction to Canny Boards (10:14) - Navigating the Canny Boards (17:59) - Submitting Effective Feedback (19:13) - Encouragement to Use Canny Boards (21:51) - Upcoming Events and Classes (25:52) - Conclusion and Final Thoughts LINKSCheck out Canny at intuit.canny.ioAlicia's current classes: 1099s in QBO: http://royl.ws/QBO1099?affiliate=5393907, recording with CPEQBO Year-end Cleanup for Taxes: http://royl.ws/yearend?affiliate=5393907, recording with CPEProjects & Job Costing in QBO: http://royl.ws/ProjectCenter?affiliate=5393907, recording with CPESales Tax in QBO, Jan 27: http://royl.ws/SalesTax?affiliate=5393907Payroll Perfection Bundles (4 QBO Payroll classes - 1099s, Running Payroll, Compliance, and QB Time), Live Feb 3-10: http://royl.ws/payroll-perfection?affiliate=5393907 Margie's Free Class Friday: www.akadian.com/lockerroomWe want to hear from you!Send your questions and comments to us at unofficialquickbookspodcast@gmail.com.Join our LinkedIn community at https://www.linkedin.com/groups/14630719/Visit our YouTube Channel at https://www.youtube.com/@UnofficialQuickBooksPodcast?sub_confirmation=1 Sign up to Earmark to earn free CPE for listening to this podcasthttps://www.earmark.app/onboarding
Associates on Fire: A Financial Podcast for the Associate Dentist
In this episode of The Dental Boardroom Podcast, host Wes Read continues his series on common financial mistakes dentists make, with a deep dive into tax planning gaps that often lead to paying unnecessary taxes.Wes explains how many dentists rely on reactive tax filing instead of proactive tax planning, causing them to miss powerful deductions and make poor timing decisions. He breaks down practical, real-world strategies such as the Pass-Through Entity (PTE) tax election; overlooked deductions like kids on payroll, home office, vehicles, meals, and travel; and why depreciation must always align with cash flow.The episode also highlights the risks of overly aggressive tax strategies, why meeting with your CPA only once a year isn't enough, and how a CFO-style, proactive approach can significantly accelerate a dentist's path to financial independence.Key Topics CoveredCommon tax planning mistakes dentists makeHow the Pass-Through Entity (PTE) tax election worksWhy the timing of tax payments mattersLow-hanging tax deductions many dentists missKids vs. spouse on payroll (and when it makes sense)Home office, car, meals, and travel deductionsRisks of aggressive tax strategies like misused R&D creditsProper vs. improper use of depreciation (Section 179)The difference between reactive CPAs and proactive, CFO-style planningKey TakeawaysPTE tax election is a major opportunity: Dentists in high-tax states can significantly reduce federal taxes if payments are made correctly and on time.Cash timing determines deductions: Tax deductions only apply in the year money actually leaves your account.Small deductions compound: When combined, kids on payroll, home office, vehicle use, meals, and travel can create meaningful tax savings.Spouse on payroll requires retirement planning: Without a 401(k) or defined benefit plan, it can increase taxes instead of reducing them.Depreciation isn't free money: Misusing Section 179 can create future cash flow problems.Avoid crossing the line: Aggressive or poorly justified strategies increase audit risk.Tax planning follows cash flow planning: Taxes are a subset of cash flow—not the other way around.Proactive advice matters: Dentists benefit most from advisors who specialize in dentistry and meet multiple times per year.CFO-style planning accelerates wealth:...
I almost called this one Jack 4 Tax!!! But you know… Are we Invading Iceland or Greenland, Daddy? - Target - Jackson Hewitt Refund Jeans. Give Lilly a Raise! - More Target - Is the Ultra Right Actually Stupid (Thanks to Bleeker Mason …er Keegan Tatum).
The Milwaukee Brewers' billionaire owner traded All-Star Freddy Peralta yesterday for prospects, leaving fans upset at the trade and the financing of Major League Baseball that created and normalized such a lopsided and unfair trade. We welcome Simon Rosenblum-Larson, a former minor league baseball player who helped organize a union for minor league players, to provide his perspective on the trade and take a deep dive into the financing and politics of MLB that enriches billionaires while extracting money from taxpayers. We close the show with Lisa Lucas the co-host of the Brewers Babes Podcast to get her take on the trade and MLB's broken system.
Join Brent Daniels in this game-changing episode with special guest Logan Fullmer! Logan reveals his "Title Problem Strategy," a high-level approach to real estate investing that focuses on properties with complex ownership issues, tax delinquencies, and legal disputes—a blue ocean niche where the biggest profits are hiding.In this deep dive, Logan breaks down exactly how to navigate court dockets to find leads that other wholesalers miss. He shares his step-by-step process for skip tracing hard-to-find owners using genealogists, how to buy fractional interests to get your foot in the door, and why solving the most difficult problems can lead to six-figure paydays per deal.More wholesaling lessons if you join the TTP Training Program today. ---------Show notes:(0:56) Beginning of today's episode(2:40) Tax lawsuits filed in the last 5 years(4:38) The psychology of contacting a seller immediately after they've been served(6:05) Advanced skip tracing: Using Private Investigators and Genealogists to find heirs(7:35) The "Soft Pitch": How to approach sellers without being aggressive(10:01) Buying fractional interest: How to make money owning a small percentage of a property(12:42) Advice for beginners “Start with simple 2-3 owner disputes before tackling complex litigation”(21:11) The "Closing Package": Using specific affidavits to protect your deal(25:20) How to handle owners who refuse to sell (Partition actions)----------Resources:Working Capital ProsFollow Logan Fullmer on InstagramTo speak with Brent or one of our other expert coaches call (281) 835-4201 or schedule your free discovery call here to learn about our mentorship programs and become part of the TribeGo to Wholesalingincgroup.com to become part of one of the fastest growing Facebook communities in the Wholesaling space. Get all of your burning Wholesaling questions answered, gain access to JV partnerships, and connect with other "success minded" Rhinos in the community.It's 100% free to join. The opportunities in this community are endless, what are you waiting for?
The Patriotically Correct Radio Show with Stew Peters | #PCRadio
EJ Prior joins Stew Peters to blow the lid off the Utah courtroom scam. Erika Kirk, now running TPUSA, is using her Epstein-tied lawyer Jeffrey Neiman (who defended Alex Acosta, the guy who gave Epstein his sweetheart plea deal) to frantically push for a speedy conviction of patsy Tyler Robinson. Mitch Snow joins Stew to rip apart the TPUSA goons—Erika Kirk's Zionist attack dogs—who've been slinging personal smears to destroy the lone eyewitness to their Fort Huachuca hit on Charlie Kirk. But their DARVO tactics have exploded: every slanderer is now a subpoena target in Mitch's divorce case, forced under oath where lies mean perjury charges.
We're in the middle of a run it hot economy. Today our discussion ranged from geopolitics into markets, including precious metals. Silver's recent surge is best understood as a reversion toward historical gold–silver ratios rather than a knowable fundamental catalyst. Silver's parabolic move looks unstable compared to gold's healthier, slower uptrend. But no one can truly know why prices move, so investors should be clear about why they own precious metals since that purpose should drive allocation size and risk tolerance. We also talk macro conditions, the U.S. may be pursuing an "inflationary boom" or "run it hot" strategy to offset high debt and valuations, which would favor real assets like commodities, gold, and real estate over long-duration bonds. It's important to manage fear, avoid extreme predictions, stay diversified, and pay close attention to structure, incentives, taxes, and shifting global leadership rather than relying on narratives or past performance. We discuss... Precious metals are a key focus, with gold behaving in a steady, healthy bull market while silver experienced a sharp and unstable surge. The gold-to-silver ratio was discussed as historically stretched and now reverting toward long-term norms, helping explain silver's outperformance. Silver was highlighted as both a monetary metal and a critical industrial commodity listed by the U.S. government as strategically important. The parabolic nature of silver's recent price action is risky and vulnerable to sharp pullbacks or policy interventions like margin hikes. Investors should define why they own precious metals—portfolio balance, trend participation, or protection against monetary risk. Fear-driven investing and "end of the world" thinking are harmful to rational portfolio decisions. The idea of an "inflationary boom" or "run-it-hot" economic strategy was presented as the likely policy path forward. Big tech is increasingly fragile and potentially misaligned with an inflationary-growth regime. International markets were noted as having recently outperformed U.S. equities despite America-first political narratives. Valuations in U.S. equities were described as high and structurally fragile, even as the bull market remains intact. Technicals and momentum are dominating fundamentals in the current market cycle. Tax considerations are an often-overlooked but critical factor in portfolio construction and asset selection. Bitcoin's unique tax treatment and classification as property offer planning advantages versus securities. Be wary about complacency, overconcentration, and narrative-driven investing in a late-cycle market. Today's Panelists: Kirk Chisholm | Innovative Wealth Douglas Heagren | Mergent College Advisors Follow on Facebook: https://www.facebook.com/moneytreepodcast Follow LinkedIn: https://www.linkedin.com/showcase/money-tree-investing-podcast Follow on Twitter/X: https://x.com/MTIPodcast For more information, visit the show notes at https://moneytreepodcast.com/run-it-hot-economy-783
This episode features SFC Jacob Allen, an elite medic from the 75th Ranger Regiment currently transitioning into the Inter-service Physician Assistant Program (IPAP). With a background that includes six combat deployments, Allen offers a rare firsthand account of what it means to deliver medical care at the "tip of the spear." He describes the unique pressures of being the primary medical provider for a platoon of Rangers, where the responsibility is immense, and the environment is often austere. A major theme of the conversation is the 75th Ranger Regiment's culture of excellence, built on mastering basic medical skills and a relentless commitment to training both medics and non-medical infantrymen. SFC Allen shares his expert insights on the evolution of military medical training and strongly advocates for realistic simulation. He explains why human roleplayers and "the feel of skin" are irreplaceable when preparing for high-stakes procedures like cricothyrotomies. Beyond the clinical technicalities, Allen delves into the leadership challenges he faced while managing medical readiness for multiple companies, emphasizing that the most difficult part of the job is often managing personalities and expectations. His transition from a senior non-commissioned officer to an officer candidate in IPAP is fueled by a lifelong passion for medicine and a desire to build longitudinal relationships with patients, a hallmark of the Battalion PA role. The episode also serves as a practical guide for enlisted service members interested in IPAP. Allen breaks down the application process, from prerequisites and SAT scores to the importance of strong letters of recommendation. He concludes with profound leadership advice for junior officers, urging them to humble themselves and lean on the vast experience of their senior NCOs. SFC Jacob Allen's story is a testament to the "for the boys" philosophy—a commitment to putting the welfare and development of soldiers above all else. This conversation is essential listening for anyone interested in special operations, advanced medical education, or the intersection of clinical excellence and military leadership. Chapters (00:00-01:28) Introduction to SFC Jacob Allen (01:28-09:16) Life as a Medic in the 75th Ranger Regiment (09:16-17:15) Realistic Training and Medical Simulation (17:15-26:47) Leadership Challenges and the Move to IPAP (26:47-38:45) Navigating the IPAP Application and Curriculum (38:45-51:00) Future Aspirations and Advice for Leaders Chapter Summaries (00:00-01:28) Introduction to SFC Jacob Allen: Dr. Soderdahl introduces SFC Jacob Allen, a student in the Inter-service Physician Assistant Program with an extensive background in the 75th Ranger Regiment. SFC Allen shares his unique path of enlisting with a college degree and his motivation to join the "family business" of military service. (01:28-09:16) Life as a Medic in the 75th Ranger Regiment: SFC Allen describes the immense responsibility of being a SOF medic, where one often operates on a "medical island" as the primary provider for a platoon. He emphasizes the Regiment's culture of training non-medics to high standards and notes that the unit's core is the professional development of young soldiers. (09:16-17:15) Realistic Training and Medical Simulation: This section explores SFC Allen's philosophy on medical training, which prioritizes extreme realism and the use of human role-players over high-tech mannequins. He discusses innovative "cheats" for simulation, such as using earbuds to communicate with role-players to better simulate patient feedback and clinical symptoms. (17:15-26:47) Leadership Challenges and the Move to IPAP: SFC Allen reflects on the difficulties of managing personalities across multiple companies and the realization that senior NCO roles eventually move away from direct clinical care. He explains his decision to join IPAP to stay close to medicine and his desire to emulate the influential Battalion PAs he served under. (26:47-38:45) Navigating the IPAP Application and Curriculum: SFC Allen provides a detailed breakdown of the IPAP selection process, including academic prerequisites, the PA-CAT, and the weight of NCOERs in the holistic review. He also describes the transition from the program's intensive didactic phase to his current emergency department clinical rotations. (38:45-51:00) Future Aspirations and Advice for Leaders: In the final chapter, SFC Allen discusses the expectation for PAs to return to conventional units before reassessing for SOF roles to learn the administrative side of the job. He offers final words of wisdom for junior officers, encouraging them to prioritize their troops' welfare and to value the mentorship of senior NCOs. Take Home Messages Master the Fundamentals First: Excellence in high-stakes environments is built upon the mastery of basic medical tasks and trauma care. Training should never "out-kick its coverage," as the ability to perform the basics perfectly under pressure is what saves lives on the battlefield. Prioritize Realistic Simulation: There is no substitute for human roleplayers and the tactile feedback of real skin and anatomy when training for medical procedures. Effective training should be as close to reality as possible, including the emotional intensity and physical complications of treating a real person. Leadership is About Managing People: Whether in a clinical setting or a combat unit, the greatest challenge of leadership is managing diverse personalities and expectations. Success requires a leader to adapt their communication style to the individual needs of their subordinates and commanders. NCO Experience is Invaluable to Officers: Junior officers must recognize that senior NCOs possess a level of operational experience that cannot be replicated in a classroom. Developing a humble, learner's mindset and leaning on NCO mentorship is essential for any officer to lead an effective medical team. Put the Soldiers First: True leadership is defined by the philosophy of being "for the boys," meaning the mission and the welfare of the troops always take priority over personal career advancement. A leader's legacy is found in the professional development and care they provide to the young soldiers under their charge. Episode Keywords military medicine podcast, 75th Ranger Regiment, Army medic, combat medic, special operations medicine, SOCM, physician assistant, Army IPAP, military leadership, Ranger medic training, healthcare careers, military education, veteran stories, battlefield medicine, emergency medicine, military officer, enlisted to officer, 68W, medic training, Army Ranger stories, pre-hospital care, trauma medicine, medical simulation, IPAP application, Ranger Regiment medicine, medical student, clinical rotations Hashtags #rangers, #militarymedicine, #medic, #specialoperations, #physicianassistant, #veteran, #SOF, #leadership Honoring the Legacy and Preserving the History of Military Medicine The WarDocs Mission is to honor the legacy, preserve the oral history, and showcase career opportunities, unique expeditionary experiences, and achievements of Military Medicine. We foster patriotism and pride in Who we are, What we do, and, most importantly, How we serve Our Patients, the DoD, and Our Nation. Find out more and join Team WarDocs at https://www.wardocspodcast.com/ Check our list of previous guest episodes at https://www.wardocspodcast.com/our-guests Subscribe and Like our Videos on our YouTube Channel: https://www.youtube.com/@wardocspodcast Listen to the “What We Are For” Episode 47. https://bit.ly/3r87Afm WarDocs- The Military Medicine Podcast is a Non-Profit, Tax-exempt-501(c)(3) Veteran Run Organization run by volunteers. All donations are tax-deductible and go to honoring and preserving the history, experiences, successes, and lessons learned in Military Medicine. A tax receipt will be sent to you. WARDOCS documents the experiences, contributions, and innovations of all military medicine Services, ranks, and Corps who are affectionately called "Docs" as a sign of respect, trust, and confidence on and off the battlefield,demonstrating dedication to the medical care of fellow comrades in arms. Follow Us on Social Media Twitter: @wardocspodcast Facebook: WarDocs Podcast Instagram: @wardocspodcast LinkedIn: WarDocs-The Military Medicine Podcast YouTube Channel: https://www.youtube.com/@wardocspodcast
The focus of this episode is on what Dave Ramsey refers to as the only three investments he owns. "I have three investments: my business, paid-for real estate with no mortgages, and mutual funds," says Ramsey. He goes on to emphasize that he doesn't play single stock, doesn't screw around with gold or Bitcoin, and that he doesn't need your stock tip from your "broke golfing buddy with an opinion." Host David McKnight wonders whether Ramsey's investment model actually works in principle, and if parts of it can be replicated by everyday investors… Ramsey's business functions in two powerful ways: it provides current cash flow so he doesn't have to draw down investments, and it represents a large future liquidity event – this alone dramatically reduces the pressure on the rest of his portfolio. David highlights the fact that Ramsey doesn't pick individual stocks. Instead, he spreads his money across the entire global stock market using mutual funds. Ramsey famously advocates an even split: 25% in growth and income funds, 25% in aggressive growth funds, and 25% in international funds. David's recommendation is to "Invest 70% in a total U.S. stock market index, 30% in a total international stock market index, and 0% in bonds." By doing that, you'll own the entire market instead of trying to outsmart it. It is possible to adopt a 100% stock portfolio even if you don't own a business or don't have a paid off real estate throwing off residual income – David explains how. You could have a guaranteed lifetime income annuity have the same role played by real estate in Dave Ramsey's approach. Mentioned in this episode: David's new book, available now for pre-order: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com Dave Ramsey
Join a 7-week group or download the in-person small group curriculum at www.beyondthebattle.net Email groups@beyondthebattle.net if you've completed the 7-week curriculum and want to join the free alumni community. Flip Side Notes: Join an upcoming Beyond the Battle online group at www.beyondthebattle.net Support Flip Side sponsor Angry Brew by using promo code FLIP at angrybrew.com or fivelakes.com to pick up some Angry Brew or Chris' Blend coffee at 10% off. Get a free month of Covenant Eyes at www.covenanteyes.com using promo code BEYOND Get a free month of Accountable2You keyword accountability: a2u.app/beyond (do not use “www”) Your recurring gifts make Noah's ministry & The Flip Side possible. Get some sweet swag by becoming a patron at www.patreon.com/noahfilipiak – includes exclusive access to Noah's episode commentary, interaction, and email access. Tax-deductible recurring gifts can be given at www.noahfilipiak.com/give. Purchase Beyond the Battle and Needed Navigation by Noah Filipiak.
In this episode of the Be Wealthy Podcast, Brett Tanner sits down with his longtime CPA, tax strategist, and trusted advisor Brian Muia for a deep dive into entrepreneurship, wealth-building, and advanced tax strategy.Brian shares his journey from growing up with limited resources to building and exiting multiple businesses, including companies in software, steel recycling, and accounting. He breaks down how early lessons around hard work, leverage, and replaceability shaped his entrepreneurial mindset — and why building a business that doesn't rely on you is the key to true freedom.The conversation goes deep into passive income, leverage, exits, subscription-based businesses, and the latest tax strategies from the “Big Beautiful Bill.” Brian explains how smart planning around depreciation, Section 179, QSBS, and opportunity zones can dramatically accelerate wealth creation for entrepreneurs and real estate investors.This episode blends real-world business lessons, mindset, and highly tactical tax insights every serious entrepreneur should understand.
Whether you're in the trenches or taking time to reflect on your business journey, this episode is packed with advice and reflections to help you make informed decisions for 2026 and beyond.Welcome back to another insightful episode of Empowering Entrepreneurs. I'm your host, Glenn Harper, joined by my co-host, Julie Smith.Today, we're diving into a subject that many entrepreneurs grapple with: Is bigger always better, or is better just better? We'll explore the delicate balance between scaling a business and maintaining quality, how to decide which path aligns with your goals, and the crucial role of intention in growth strategies.This episode is brought to you by PureTax, LLC. Tax preparation services without the pressure. When all you need is to get your tax return done, take the stress out of tax season by working with a firm that has simplified the process and the pricing. Find out more about how we started.Actionable AdviceRegular Reflection: Make it a part of your business routine to step back and evaluate where you are and where you want to be.Intentional Planning: As the year comes to a close, use this period for setting clear, deliberate intentions for 2025.Opportunity Cost Evaluation: Consider what you might have to give up in order to achieve your desired growth. Is it worth it?Running a business doesn't have to run your life.Without a business partner who holds you accountable, it's easy to be so busy ‘doing' business that you don't have the right strategy to grow your business.Stop letting your business run you. At Harper & Co CPA Plus, we know that you want to be empowered to build the lifestyle you envision. In order to do that you need a clear path to follow for successOur clients enjoy a proactive partnership with us. Schedule a consultation with us today.Download our free guide - Entrepreneurial Success Formula: How to Avoid Managing Your Business From Your Bank Account.Glenn Harper, CPA, is the Owner and Managing Partner of Harper & Company CPAs Plus, a top 10 Managing Partner in the country (Accounting Today's 2022 MP Elite). His firm won the 2021 Luca Award for Firm of the Year. An entrepreneur and speaker, Glenn transformed his firm into an advisory-focused practice, doubling revenue and profit in two years. He teaches entrepreneurs to build financial and operational excellence, speaks nationwide to CPA firm owners about running their businesses like entrepreneurs, and consults with firms across the country. Glenn enjoys golfing, fishing, hiking, cooking, and spending time with his family.Julie Smith, MBA, is a serial entrepreneur in the public accounting space. She is the Founder of EmpowerCPA™, Founder of PureTax, LLC, COO for Harper & Company CPAs Plus, and Co-host of the Empowering Entrepreneurs podcast. Named CPA.com's 2021 Innovative Practitioner of Year, Julie led Harper & Company's transition to an advisory-focused firm, doubling revenue and profit in two years. She now empowers other CPA firm owners nationwide through consulting and speaking, teaching them how
You take a listing, you pull a preliminary title report, and you find that there are income tax liens filed on that property... where do you go from there? Tax expert and KCRAR Industry Partner Jennifer Moutray shares the basics agents should know about tax liens.
The Patriotically Correct Radio Show with Stew Peters | #PCRadio
Our children are being physically and mentally mutilated right in front of our eyes…shot after shot. But one doctor is breaking his silence and EXPOSING it all.
Being a Millionaire Ain’t What It Used to Be Episode 367 – It wasn't that long ago that Regis Philbin drew massive viewers with his TV program Who Wants to be a Millionaire. Never mind the fact that the top prize was $1 million before taxes, which is considerably less than $1 million after taxes. But in today's economy, being a millionaire does not necessarily project the same status it once did. Or does it? More SML Planning Minute Podcast Episodes Transcript of Podcast Episode 367 Hello, this is Bill Rainaldi, with another edition of Security Mutual's SML Planning Minute. In today's episode, being a millionaire ain’t what it used to be. It wasn't that long ago that Regis Philbin drew massive viewers with his TV program Who Wants to Be a Millionaire. Never mind the fact that the top prize was $1 million before taxes, which is considerably less than $1 million after taxes. And while it's much more noticeable today, even during Y2K, being a millionaire did not give the same status that it once did. Yet it's an achievement many of us are shooting for. According to a new study, almost half of all workers (48 percent) have set $1 million as their retirement benchmark. That number was only 37 percent in 2024. But people aren't necessarily optimistic about reaching that milestone. In fact, a mere 27 percent actually expect to get there.[1] Another recent study provides more information on this. An analysis of government survey data done by Bloomberg indicates that there are more than 24 million millionaire households, or almost one in five. But a lot of that wealth is sealed into 401(k)s, IRAs and home equity, none of which is easily accessible. This is especially true for households in the lower end of the millionaire spectrum, with a net worth between $1 million and $2 million, which on average, have 66 percent of their wealth locked into these types of assets.[2] It’s important not to minimize what so many people have accomplished. $1 million is a great emotional milestone. And it's still a lot of money. The median household net worth is considerably less: about $193,000.[3] But nowadays, you might not be able to live off $1 million. It could end up lasting you a long time, but it all depends on where you live (which you can control), your health and longevity (which you might not be able to control), and how much you spend on things like housing, health care and other expenses. Every situation is different, of course. The cost of living varies widely throughout the United States. According to research by Forbes magazine, the average cost of living, defined as “housing costs, transportation, health care, food and income taxes,” is the highest in Hawaii at $55,491. Mississippi comes in the lowest with an average of $32,336. Of course, this is just for the essentials. The figures don't include entertainment, travel or anything else.[4] When it comes to longevity, average life expectancy has some quirks to it. For one thing, each year you age, your remaining life expectancy goes down, but not by a full year. This is a statistical oddity due to the fact that you're still here, but a few of your peers are not. For example, if you are a male age 60, your remaining life expectancy is 23.3 years, or to age 83.3. But if you make it to age 65, your new life expectancy is 19.3 years, or to age 84.3.[5] There are gender differences as well. For people age 65, females, on average, outlive males by approximately 2.7 years.[6] These are all just averages, of course. But the resulting life expectancies are often longer than people might anticipate. Here's another unique statistic: For a married couple age 60, there is approximately a 60 percent chance that at least one of the two will live past age 90.[7] That may or may not be you, but the longer you expect to live, the more concerned you will be about whether your $1 million is enough. How long will it last, and will you still be around when it runs out? Here are three hypotheticals compiled by SmartAsset. In the first one, assume you start with $1 million and get a 6 percent return. Also assume you are in a 24 percent tax bracket and you spend $5,000 per month. In that scenario, your $1 million should last you 30 years. But in the second scenario, assuming your return goes down to 5 percent, the well would run dry in 26 years. In the third scenario, your return goes up to 7 percent. But your tax bracket is also higher: 32 percent, and your withdrawal goes up to $6,000 per month. With those assumptions, your savings would only last 23 years.[8] Keep in mind that these examples do not include other sources of income such as Social Security. The maximum amount of Social Security you can collect is $5,181[9] per month before tax and Medicare charges, but that assumes you paid in the maximum and collect at age 70, which less than 10 percent of people do.[10] The average benefit is approximately $1,959 per month.[11] But when it comes to retirement income, the one huge advantage Social Security has is that it is indexed for inflation, although the Cost of Living Adjustment (or COLA) increases don't always keep up. So, how much you can accumulate for retirement is important, but it's not everything. Perhaps some of us are focusing on the wrong thing. Maybe it's just as important to have an income plan as it is to have an accumulation plan.[12] In other words, no matter how much you save, it's still only the first half of the journey. [1] Randall, Steve. “Nearly half of workers peg retirement target at $1M as anxiety climbs.” Investmentnews.com. https://www.investmentnews.com/retirement-planning/nearly-half-of-workers-peg-retirement-target-at-1m-as-anxiety-climbs/263546 (accessed December 15, 2025). [2] Steverman, Ben, Tartar, Andre and Davidson, Stephanie. “America Is Minting Lots Of Cash-Strapped Millionaires.” Fa-mag.com. https://www.fa-mag.com/news/america-is-minting-lots-of-cash-strapped-millionaires-84395.html (accessed December 12, 2025). [3] Kane, Libby. “The net worth it takes at every age to be richer than most people you know.” Businessinsider.com https://www.businessinsider.com/net-worth-data-american-wealth-age-2025-4 (accessed December 12, 2025). [4] Rothstein, Robin. “Examining The Cost Of Living By State.” Forbes.com. https://www.forbes.com/advisor/mortgages/cost-of-living-by-state/ (accessed December 15, 2025). [5] Social Security Administration. “Retirement & Survivors Benefits: Life Expectancy Calculator.” Ssa.gov. https://www.ssa.gov/OACT/population/longevity.html (accessed December 15, 2025). [6] The Global Statistics. “Life Expectancy by Age in the US 2025 | Stats & Facts.” Theglobalstatistics.com. https://www.theglobalstatistics.com/life-expectancy-by-age/ (accessed December 15, 2025). [7] Social Security Administration. “Longevity Visualizer.” SSA.gov. https://www.ssa.gov/policy/tools/longevity-visualizer/index.html (accessed December 15, 2025). [8] Smartasset.com. “Is $1M Enough to Retire Comfortably in 2025? Replace Guesswork With a Fiduciary-Built Plan.” Insights.smartasset.com. https://insights.smartasset.com/sem/how-long-will-1m-last-in-retirement?utm (accessed December 15, 2025). [9] Social Security Administration. “Worker with steady earnings at the maximum level since age 22.” Ssa.gov. https://www.ssa.gov/OACT/COLA/examplemax.html (accessed December 15, 2025). [10] Royal, James. “What age do most Americans take Social Security?” Bankrate.com. https://www.bankrate.com/retirement/when-do-most-americans-take-social-security/ (accessed December 15, 2025). [11] Horton, Cassidy. “What's the average Social Security check in Dec. 2025?” Aol.com. https://www.aol.com/finance/retirement-planning/article/average-social-security-benefit-payment-december-2025-195039610.html (accessed December 15, 2025). [12] LaPonsie, Maryalene. “Can You Retire on $1 Million? Here’s How Far It Will Go in 2025.” USNews.com. https://money.usnews.com/money/retirement/articles/can-you-retire-on-one-million (accessed December 15, 2025). More SML Planning Minute Podcast Episodes This podcast is brought to you by Security Mutual Life Insurance Company of New York, The Company That Cares®. The content provided is intended for educational and informational purposes only. Information is provided in good faith. However, the Company makes no representation or warranty of any kind regarding the accuracy, reliability, or completeness of the information. The information presented is designed to provide general information regarding the subject matter covered. It is not to serve as legal, tax or other financial advice related to individual situations, because each individual's legal, tax and financial situation is different. Specific advice needs to be tailored to your situation. Therefore, please consult with your own attorney, tax professional and/or other advisors regarding your specific situation. To help reach your goals, you need a skilled professional by your side. Contact your local Security Mutual life insurance advisor today. As part of the planning process, he or she will coordinate with your other advisors as needed to help you achieve your financial goals and objectives. For more information, visit us at SMLNY.com/SMLPodcast. If you've enjoyed this podcast, tell your friends about it. And be sure to give us a five-star review. And check us out on LinkedIn, YouTube and Twitter. Thanks for listening, and we'll talk to you next time. Tax laws are complex and subject to change. The information presented is based on current interpretation of the laws. Neither Security Mutual nor its agents are permitted to provide tax or legal advice. The applicability of any strategy discussed is dependent upon the particular facts and circumstances. Results may vary, and products and services discussed may not be appropriate for all situations. Each person's needs, objectives and financial circumstances are different, and must be reviewed and analyzed independently. We encourage individuals to seek personalized advice from a qualified Security Mutual life insurance advisor regarding their personal needs, objectives, and financial circumstances. Insurance products are issued by Security Mutual Life Insurance Company of New York, Binghamton, New York. Product availability and features may vary by state. SubscribeApple PodcastsSpotifyAndroidPandoraBlubrryby EmailTuneInDeezerRSSMore Subscribe Options
As a small business owner, it's important to be prepared and properly file your taxes. Staying up to date on rules and regulations will help ensure that you don't leave any money on the table, and we strongly recommend partnering with a tax professional to help you with the process. [01:04] The 2026 Tax & Compliance Landscape [01:31] “No Tax” Deductions Explained [03:40] Least Understood One Big Beautiful Bill Act Provisions [07:40] Overtime Deduction: What Qualifies [10:02] Tip Deduction: Key Rules & Limitations [11:46] Industries Affected by the New Tip Rules [12:44] New FICA Tip Credit Expansion [15:59] IRS Guidance for 2025 Reporting [18:48] Final Advice for Small Businesses This content is based on generally accepted HR practices, is advisory in nature, and does not constitute legal advice or other professional services. ADP does not warrant or guarantee the accuracy, reliability, and completeness of the content. Employers are encouraged to consult with legal counsel for advice regarding their organization's compliance with applicable laws. This content is current as of the published date. Copyright © 2026 ADP, Inc. All Rights Reserved. The ADP logo, ADP, RUN Powered by ADP, and HR{preneur} are registered trademarks of ADP, Inc. and its affiliates. All other marks are the property of their respective owners. Privacy at ADP
Dave Wolcott is the founder of Pantheon Investments, where he helps entrepreneurs build lasting wealth and legacy through alternative investments. With over 20 years of experience and mentorship from top experts in private markets, tax strategy, and multi generational wealth, Dave created the Pantheon Holistic Wealth Strategy to bring insider level strategies once reserved for the ultra wealthy to everyday investors. Today, Pantheon is a trusted resource for those seeking financial freedom beyond traditional stock market investing. Here's some of the topics we covered: How the Marine Corps shaped Dave's mindset for wealth and leadership Using life insurance as a secret weapon to fund investments The holistic wealth strategy most investors have never heard of Why belief, health, and habits matter more than money Tax and estate strategies the wealthy use to keep more of what they earn How asset protection can save your wealth before you even make it Repositioning assets to unlock smarter, more diversified investments Why becoming a specialist beats trying to do everything To find out more about partnering or investing in a multifamily deal: Text Partner to 72345 or email Partner@RodKhleif.com For more about Rod and his real estate investing journey go to www.rodkhleif.com Please Review and Subscribe
A proposed one-year 10% cap on credit card APR sounds consumer-friendly—but banks don't do charity, they do math. In this episode, we break down what the proposal actually is, what would have to happen for it to become law, and where the real costs would likely move: rewards, fees, underwriting, and business credit lines. If you're a high earner or business owner who pays cards off monthly, this isn't about “saving interest”—it's about what could change in the system you use every day. Plus, a practical playbook for what to watch and what to do if this becomes a serious legislative push.Follow us onX.com: https://x.com/AMGinc_ATLInstagram: https://www.instagram.com/assetmanagementgroupinc/LinkedIn: https://www.linkedin.com/company/amgincatl/Facebook : https://www.facebook.com/beyondtomorrowpodcastWebsite: https://www.assetmg-inc.com/YouTube: https://www.youtube.com/@assetmanagementgroupincTikTok : https://www.tiktok.com/@assetmanagementgroupincBlog: https://www.assetmg-inc.com/blogDisclosureEducational content only. Not tax, legal, or investment advice. Tax laws can change. Consult your CPA or advisor about your specific situation.
Curious how the latest tax law updates and retirement plan changes will impact your wallet in 2026? This week on Dollars & Sense, Joel Garris and Christina Lamb cut through the confusion and deliver essential information every American family and high-income earner needs to know—no jargon, just actionable insights and clear examples. First, Christina revisits the Top 10 Tax Changes for 2026—and then dives deeper into two big updates the team didn't get to last week: the newly indexed Child Tax Credit (now rising with inflation!) and the fresh cap on itemized deductions for high earners. Listeners learn exactly what's changing, who is affected, and how to maximize their tax strategy under the new rules. Step-by-step action tips help you avoid costly surprises, keep more of your money, and strategize for the year ahead. The discussion then shifts to a retirement game-changer: the new Roth 401(k) catch-up contribution requirement for high-income earners aged 50+. If you're used to socking away extra retirement dollars pre-tax, you'll want to hear how the new rules could raise your tax bill—and why, for many, it's still smart to keep contributing. The segment unpacks who must comply, plan differences, and the pros and cons of Roth vs. traditional contributions. Plus, Joel and Christina walk you through critical “what to do now” steps so you don't get caught off guard, from checking your plan options to coordinating with your tax advisor. Finally, the episode wraps up with practical guidance for all listeners: review your eligibility for credits and deductions, start planning early, and remember that smart tax and retirement strategies can make a huge difference by year's end. Joel and Christina's friendly, down-to-earth approach makes even complex topics feel manageable—and maybe even a little fun. Ready to get ahead of the 2026 tax and retirement changes? Don't miss out—tune in now to Dollars & Sense and take control of your financial future!
In this week's episode of WSJ's Take On the Week, Telis Demos and Gunjan Banerjii—in her final appearance as regular co-host—are joined by incoming co-host Miriam Gottfried. Our trio get into the high-stakes bidding war between Netflix and Paramount for Warner Bros. Discovery and why Netflix shareholders may be skeptical of the deal. Then the hosts dive into the historic rally in gold and silver, and whether the debasement trade is back after news of an investigation into Federal Reserve Chair Jerome Powell. Plus, they look at what upcoming earnings might reveal about how President Trump's affordability agenda is playing out. After the break, Telis and Miriam are joined by Monica Guerra, head of U.S. policy at Morgan Stanley Wealth Management, to discuss how investors should position themselves for a midterm election year. Guerra explains that gridlock in Congress has historically led to market outperformance. She also shares a bold prediction that the Supreme Court could strike down President Trump's tariffs. This is WSJ's Take On the Week where co-hosts Telis Demos, Heard on the Street's banking and money columnist, and Miriam Gottfried, WSJ's private equity reporter, cut through the noise and dive into markets, the economy and finance—the big trades, key players and business news ahead. Have an idea for a future guest or episode? How can we better help you take on the week? We'd love to hear from you. Email the show at takeontheweek@wsj.com.To watch the video version of this episode, visit our WSJ Podcasts YouTube channel or the video page of WSJ.comFurther Reading Why Democrats Aren't Threatening Another Shutdown This Time The Winners and Losers From 2026's Mix of Tax and Benefit Cuts For Years, Powell Avoided Fighting Trump. That's Over. Gold Breaks Through $4,600 on Fed Concerns, Haven Boost Democrats See Path to House Control in 2026 For more coverage of the markets and your investments, head to WSJ.com, WSJ's Heard on The Street Column, and WSJ's Live Markets blog. Sign up for the WSJ's free Markets A.M. newsletter. Follow Miriam Gottfried here and Telis Demos here. Learn more about your ad choices. Visit megaphone.fm/adchoices
Chris Markowski dives deep into the complexities of the financial world, emphasizing the importance of understanding the implications of monetary policy and the Federal Reserve's role in maintaining the dollar's status as the world's reserve currency. He draws parallels between the banking crises in Iran and the U.S., highlighting how the lack of a stable currency can lead to economic collapse and social unrest. McFadden also critiques the manipulation of language in political discourse, particularly how terms like 'domestic terrorism' are misused to incite outrage and distract from real issues. He stresses the responsibility of media figures to present accurate information and the dangers of misinformation in shaping public perception. The conversation shifts to the influence of online political commentators and the need for transparency regarding their financial backing. McFadden argues that the public deserves to know when influencers are being paid to promote specific narratives. He also discusses the implications of proposed policies, such as lowering credit card interest rates, and the potential consequences of wealth taxes in California. Throughout the episode, McFadden advocates for critical thinking and informed decision-making, urging listeners to question the narratives presented to them and to seek the truth in a landscape filled with misinformation.
The Patriotically Correct Radio Show with Stew Peters | #PCRadio
Minneapolis is imploding in flames YET AGAIN as ICE straight-up arms ruthless Somali invaders and violent communist gangs with pilfered federal guns—while barely deporting anyone amid the 50-MILLION alien swarm orchestrated by globalist elites! George Papadopoulos joins Stew to discuss the latest. Larry Fink and BlackRock are forcing tokenization on everything you own—your house, your car, all of it—turning it into blockchain tokens they control so they can rip it away the second you step out of line. Carlos Cortez joins Stew to expose this World Economic Forum Mark of the Beast track-trace-control system. Big Pharma has poisoned millions of Americans with deadly opioids and even everyday Tylenol, turning chronic pain sufferers into addicts or corpses. But Angie, a former world-class athlete turned health revolutionary, exposes the simple, drug-free secret to cleaning blocked joints and restoring your body—empowering you to break free from pain and take back your life starting today.
#681: Barry Ritholtz's mom sold real estate. Those dinner table conversations about mortgages helped him spot the 2008 crash before most of Wall Street did. Now he runs Ritholtz Wealth Management and joins us to explain why we're often our own worst investment enemy. He breaks investing mistakes into three categories: bad ideas, bad numbers, and bad behavior. Here's what stood out. Research shows just 2 percent of stocks create all the market's value. The other 98 percent? Pretty much worthless. Barry says 90 percent of everything is garbage — from science fiction to investment advice. Even experts have blind spots. Michael Jordan dominated basketball but couldn't make it in minor league baseball. The lesson? Being brilliant at one thing doesn't make you brilliant at everything. Those financial memes everyone shares? They're misleading. Take Kevin's Home Alone groceries — $20 in 1990, $75 today. Sounds terrible until you realize wages went up the same amount. We actually spend less of our income on food now. Or that scary stat about the dollar losing 96 percent of its value over 100 years. Barry asks: who buries cash for a century? His math: $1,000 buried in 1925 buys almost nothing today. Same $1,000 invested in stocks? It's worth $32 million. Markets don't die of old age. Alan Greenspan warned about "irrational exuberance" in 1996. The Nasdaq kept climbing another 431 percent over four years. Recessions need triggers. They don't show up on schedule like buses. Fear wrecks more portfolios than anything else. Barry quotes neurologist William Bernstein: "Control your amygdala or die poor." Our fight-or-flight response helped us escape predators. It doesn't help us navigate market crashes. Make your investment plan before crisis hits. As Barry says, reading emergency instructions while the engine falls off at 25,000 feet is too late. He's seen every crash since 1987. Markets drop 30 to 40 percent about once a decade. Accept it. Plan for it. Barry advocates for Roth conversions and something called the "Mega Roth." Pay taxes now, withdraw tax-free later. We know today's tax rates. Future rates are anyone's guess. His bottom line: humans are terrible at predicting the future. Build portfolios that can survive anything, because anything will happen. Timestamps: Note: Timestamps will vary on individual listening devices based on dynamic advertising run times. The provided timestamps are approximate and may be several minutes off due to changing ad lengths. (00:00) Intro (02:00) How fear of mistakes can make investors too conservative (06:00) Bad ideas vs good ideas in investing (09:00) Process over outcome in decision making (15:00) Thinking probabilistically about market outcomes (20:00) Why recessions and bull markets don't follow calendars (26:00) AI's real capabilities vs hype (33:00) Different market commentator archetypes (41:00) Expertise doesn't transfer between domains (50:00) Misleading financial statistics everywhere (56:00) Managing emotions when markets crash (1:00:00) Creating an investment plan before crisis (1:05:00) Tax strategies and Roth conversions Learn more about your ad choices. Visit podcastchoices.com/adchoices
00:00:00 – Sick-day banter and penguin cuisine 00:04:52 – Alex Jones clip-montage housekeeping 00:09:48 – Alex Jones vs Candace Owens crashout 00:14:22 – Trump weightlifting bit and soundboard edits 00:18:56 – "Robots" and the collapse of honest discourse 00:23:43 – Havana syndrome "device" goes mainstream 00:28:43 – Venezuela op story and sonic-weapon rumor mill 00:33:36 – Advanced "clean ops" tech and intimidation theory 00:38:13 – Pentagon pizza index as war omen 00:42:54 – Silver spikes as chaos hedge 00:42:54 – Al Gore's Hitler-lesson warning spiral 00:47:44 – China's "missing billion" population claim 00:57:27 – AI devil selfie montage as cultural omen 01:02:23 – Tax revolt rant and boiling-frog compliance 01:07:09 – Trump pitches tariffs over income tax 01:14:16 – Asch conformity experiment and social pressure 01:23:58 – ADL "Nazi march" setup theory 01:28:40 – Dead internet bots and manufactured consensus 01:33:10 – Narrative warfare and paid influencer ops 01:38:03 – China's condom tax to boost births 01:43:02 – McRib lawsuit over "not real ribs" 01:48:01 – CES worst-in-show: AI appliances nobody asked for 01:52:55 – Smart home creep and smart-toilet reality 01:57:47 – Ring facial recognition goes mainstream 01:57:47 – Massage parlor "fart protest" arrest story 02:02:16 – Wrap-up plugs and Saturday tease Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research ▀▄▀▄▀ CONTACT LINKS ▀▄▀▄▀ ► Website: http://obdmpod.com ► Twitch: https://www.twitch.tv/obdmpod ► Full Videos at Odysee: https://odysee.com/@obdm:0 ► Twitter: https://twitter.com/obdmpod ► Instagram: obdmpod ► Email: ourbigdumbmouth at gmail ► RSS: http://ourbigdumbmouth.libsyn.com/rss ► iTunes: https://itunes.apple.com/us/podcast/our-big-dumb-mouth/id261189509?mt=2
Tax strategy isn't about loopholes—it's about leverage, legacy, and alignment. In this episode of The VIBE Podcast, certified tax advisor Alexis Ruddock, MSCTA breaks down how entrepreneurs and business owners can legally keep more of what they earn while building long-term wealth.With over 25 years of experience across tax strategy, real estate, lending, and financial planning, Alexis brings a rare, real-world perspective to taxes that most accountants never touch. We dive into hidden deductions, smart entity structuring, retirement and estate tax optimization, and how to stop leaving money on the table year after year.This conversation goes beyond numbers. It's about intention, clarity, and creating a financial roadmap that supports the life and legacy you actually want to build.If you're a business owner, entrepreneur, high-income earner, or creative professional who wants to understand tax strategy at a deeper level—this episode is for you.Watch until the end for insights that could completely change how you think about taxes, wealth, and stewardship.The Vibe Room is coming back to Carlsbad March 11register here
Doug McHoney (PwC's International Tax Services Global Leader) is joined by Pat Brown, an International Tax Partner in PwC's Washington National Tax Services practice and Co-leader of the National Tax Office. Pat previously served as GE's VP of Tax and Director of Tax Policy. Doug and Pat discuss highlights from 2025: the US day-one Pillar Two executive order and the OECD's late-year side-by-side package; Section 899; the shifting of DSTs into the trade lane; and the expanding role of the UN for global tax policy. On US policy, they also unpack how OBBBA yielded greater stability; CAMT corrections; stock buyback excise tax guidance; and long-awaited Section 987 rules. Looking ahead to 2026, they assess the potential for additional US tax legislation under reconciliation, as well as the future of Pillar Two, its complexity, and how QDMTTs are now the backbone of Pillar Two.
Alicia breaks down everything accounting professionals need to know about filing 1099-NEC and 1099-MISC forms in QuickBooks Online for 2026. She covers who qualifies for a 1099, which payment methods require filing, how to use QBO's Contractor Center and automated filing tools, and why the $600 threshold is finally changing to $2,000 in 2027. Alicia also shares practical workarounds for common issues like material reimbursements, state filing requirements, and what to do when contractors don't return their W-9 forms.SponsorsUNC - https://uqb.promo/unc(00:00) - Welcome to The Unofficial QuickBooks Accountants Podcast (00:19) - Diving into 1099 Forms (01:53) - Understanding 1099 Compliance (04:43) - Different Types of 1099 Forms (06:46) - QuickBooks and 1099 Management (07:25) - W-9 Forms and Common Mistakes (09:54) - Independent Contractors vs. Employees (13:34) - Who Needs a 1099? (17:56) - Payment Methods and 1099 Exemptions (22:59) - Using QuickBooks for 1099 Filing (29:24) - Filing and Correcting 1099s (41:33) - Conclusion and Additional Resources Alicia's Current Classes1099s in QBO: http://royl.ws/QBO1099?affiliate=5393907, recording with CPEQBO Year-end Cleanup for Taxes: http://royl.ws/yearend?affiliate=5393907, recording with CPEProjects & Job Costing in QBO, Jan 20: http://royl.ws/ProjectCenter?affiliate=5393907Sales Tax in QBO, Jan 27: http://royl.ws/SalesTax?affiliate=5393907Payroll Perfection Bundles (4 QBO Payroll classes - 1099s, Running Payroll, Compliance, and QB Time), Live Feb 3-10: http://royl.ws/payroll-perfection?affiliate=5393907 We want to hear from you!Send your questions and comments to us at unofficialquickbookspodcast@gmail.com.Join our LinkedIn community at https://www.linkedin.com/groups/14630719/Visit our YouTube Channel at https://www.youtube.com/@UnofficialQuickBooksPodcast?sub_confirmation=1 Sign up to Earmark to earn free CPE for listening to this podcasthttps://www.earmark.app/onboarding
We applaud a victory for local democracy this week in little Greenleaf, Wisocnsin. When Big Tech came calling, local residents pushed back so quickly on a proposed data center that the developers immediately pulled out. We put the Greenleaf story in perspective, taking a deep dive into the details of bills from Legislative Republicans and Democrats, and commitments so far by candidates for Governor, to create a framework for regulating data centers. Are the current proposals enough to make sure the data center binge will not jack up already high utility rates, and prevent a response to global warming at the scale and urgency of the crisis? We also evaluate the first 2026 Affordable Care Act enrollment numbers in the aftermath of the end of enhanced affordability subsidies. Will the enrollment numbers get worse without meaningful action by Congress? We close with the ongoing attempt to criminalize dissent at the state Capitol.
Key takeawaysStart building your advisor relationships 6–12 months pre-exit—waiting until LOI puts the close at risk (“time kills all deals”).Your M&A advisor is the quarterback: runs the process, manages buyer psychology, protects your time, and helps prevent value leakage and retrades.Advisor red flags: guaranteed above-market multiples, vague deliverables, weak references, and “exclusive” lockups that pay them no matter what.Use an experienced M&A attorney (not a generalist) who understands negotiation tradeoffs—over-lawyering can derail otherwise good deals.Tax + financial hygiene matter: get clean, diligence-ready financials and understand structure implications; a QoE may not be required if you're already well-prepared. Listen to Shoot the Moon on Apple Podcasts or Spotify.Buy, sell, or grow your tech-enabled services firm with Revenue Rocket.
This special episode of WarDocs celebrates the 125th anniversary of the Army Nurse Corps by featuring four distinguished commanders: Colonel Margaret Berryman, Colonel Crystal Belew, Colonel Sarah Eccleston, and Colonel Briana Perata. Each guest shares her personal journey from commissioning to leading complex medical formations, highlighting how their foundational experiences as a nurse prepared them for the rigors of command. Colonel Berryman introduces her "Five Ps" leadership philosophy—People, Purpose, Preparation, Partnership, and Performance—emphasizing that people are the military's greatest competitive advantage. Colonel Belew discusses the importance of proactive thinking learned in the operating room and her philosophy of "authentically caring" for both the mission and the personnel. Colonel Eccleston reflects on building resiliency as a critical care nurse during peak conflict periods in Iraq and Afghanistan, advising leaders to "grow where they are planted" by excelling in every assigned role. Finally, Colonel Perata outlines her "Three Pillars" of leadership: Grit, Growth, and Grace. She emphasizes the necessity of grit in making difficult decisions, the continuous need for leader development and feedback for growth, and the humanizing power of grace and humility. Collectively, these leaders demonstrate that the nursing profession fosters critical thinking, prioritization, and an unwavering focus on people—skills essential to successful command at any level. The episode also highlights the profound impact of mentorship, showing how senior leaders can recognize potential and shape the careers of junior officers. These stories of dedication and service offer valuable lessons for all military medicine professionals, regardless of rank or corps. Chapters (01:17-12:12) Leadership Philosophies at Winn Army Community Hospital: Colonel Margaret Berryman (12:12-21:45) Operational Medical Support and Authentic Caring in Germany: Colonel Crystal Belew (21:45-37:44) Building Resiliency from the Bedside to Hospital Center Command: Colonel Sarah Eccleston (37:44-46:44) Grit, Growth, and Grace at the Walter Reed Army Institute of Research: Colonel Briana Perata Chapter Summaries (01:17-12:12) Leadership Philosophies at Winn Army Community Hospital: Colonel Margaret Berryman discusses her 22-year career and her "Five Ps" philosophy: People, Purpose, Preparation, Partnership, and Performance. She emphasizes how staff nursing and strategic roles taught her to prioritize frontline personnel and recognize that policies can be questioned and changed to meet the mission. (12:12-21:45) Operational Medical Support and Authentic Caring in Germany: Colonel Crystal Belew describes her role leading operational medical support in Europe and Africa, noting how her background as a perioperative nurse taught her to think proactively and stay steps ahead. Her leadership philosophy focuses on "authentically caring" by being who you truly are with your troops and genuinely valuing people over the mission alone. (21:45-37:44) Building Resiliency from the Bedside to Hospital Center Command: Colonel Sarah Eccleston explains how nursing inherently builds leadership through independent decision-making and flexibility, specifically citing her experiences in critical care during war as foundational to her resiliency. She shares a mentor's advice to "grow where you are planted," illustrating how excelling in less-desired roles can actually provide the most significant preparation for future command. (37:44-46:44) Grit, Growth, and Grace at the Walter Reed Army Institute of Research: Colonel Briana Perata discusses how the Nurse Corps teaches prioritization and tough decision-making early on, which she buckets into the pillars of Grit, Growth, and Grace. She emphasizes accountability through grit, continuous leader development through growth, and humanizing leadership with grace and humble gratitude. Take Home Messages Prioritize People as a Competitive Advantage: Leaders must recognize that their personnel are their most valuable asset and that taking care of people directly enables the success of the mission. By focusing on individual needs and professional development, a commander can foster a team that naturally achieves high-performance results. Cultivate Proactive Thinking: Skills learned in clinical environments, such as the ability to anticipate needs and think several steps ahead, are directly transferable to medical command. Being proactive allows leaders to manage requirements effectively and remain prepared for unexpected mission shifts. Excel by Growing Where You Are Planted: Every military assignment has a purpose, even those that may not align with an officer's immediate desires or specialized background. Excelling in these roles builds a diverse portfolio of leadership experiences and often provides the most critical preparation for future command responsibilities. Lead with Grit, Growth, and Grace: Effective command requires the grit to make unpopular but necessary decisions and hold others accountable to high standards. This must be balanced with a commitment to continuous growth through feedback and the grace to lead with humility and genuine appreciation for the team. Authentically Care for Your Formation: Leadership is more than just a title; it is about making a human connection and genuinely caring for the personnel under your command. When leaders are authentic and focus on how they make their team members feel, they build trust, respect, and a more cohesive, high-functioning medical team. Episode Keywords Army Nurse Corps, military medicine, 125th anniversary, medical command, nursing leadership, Walter Reed, Winn Army Community Hospital, 519th Hospital Center, 29th Hospital Center, critical care nursing, perioperative nursing, medical mission, leadership philosophy, Army medicine, health care management, hospital command, grit growth grace, five Ps leadership, military nurse, nursing career, US Army, WarDocs Honoring the Legacy and Preserving the History of Military Medicine The WarDocs Mission is to honor the legacy, preserve the oral history, and showcase career opportunities, unique expeditionary experiences, and achievements of Military Medicine. We foster patriotism and pride in Who we are, What we do, and, most importantly, How we serve Our Patients, the DoD, and Our Nation. Find out more and join Team WarDocs at https://www.wardocspodcast.com/ Check our list of previous guest episodes at https://www.wardocspodcast.com/our-guests Subscribe and Like our Videos on our YouTube Channel: https://www.youtube.com/@wardocspodcast Listen to the “What We Are For” Episode 47. https://bit.ly/3r87Afm WarDocs- The Military Medicine Podcast is a Non-Profit, Tax-exempt-501(c)(3) Veteran Run Organization run by volunteers. All donations are tax-deductible and go to honoring and preserving the history, experiences, successes, and lessons learned in Military Medicine. A tax receipt will be sent to you. WarDocs documents the experiences, contributions, and innovations of all military medicine Services, ranks, and Corps who are affectionately called "Docs" as a sign of respect, trust, and confidence on and off the battlefield, demonstrating dedication to the medical care of fellow comrades in arms. Follow Us on Social Media Twitter: @wardocspodcast Facebook: WarDocs Podcast Instagram: @wardocspodcast LinkedIn: WarDocs-The Military Medicine Podcast YouTube Channel: https://www.youtube.com/@wardocspodcast
David McKnight addresses a myth floating around the financial world: "For a Roth conversion to make sense, you need many years for the Roth to grow so you can recoup the taxes you paid to the conversion." David stresses why this way of thinking is fundamentally wrong – it's built on the wrong assumption that all the money in your IRA belongs to you… when it actually doesn't. Remember: your IRA isn't one pile of money but two piles sitting in the same account. One pile belongs to you, while the other to the IRS. What's unknown is how big the IRS' pile is going to be when you eventually take the money out of the account. David goes on to explain what happens as both piles grow and required minimum distributions kick in. You may end up with the IRS' pile being not just larger but taxed at a much higher rate too. With a Roth conversion, on the other hand, your conversion translates into you carving out the IRS' portion and handing it to them today – settling the bill while the balance is smaller and the rate may be lower. There's a key question David invites you to keep in mind when it comes to Roth conversions: "Is your tax rate lower today than it will be when you take the money out?" The exploding national debt of over $200 trillion dollars in unfunded obligations for Social Security, Medicare, and Medicaid are going to require spending cuts, higher taxes, or some combination of the two. Beware: the problem with most retirement plans is that they assume that tax rates will stay low forever! David points out that Roth conversions aren't about timing the market but about timing the tax code. In other words, they're about timing the advantage of known measurable tax rates today instead of gambling on unknown ones tomorrow. Mentioned in this episode: David's new book, available now for pre-order: The Secret Order of Millionaires David's national bestselling book: The Guru Gap: How America's Financial Gurus Are Leading You Astray, and How to Get Back on Track Tax-Free Income for Life: A Step-by-Step Plan for a Secure Retirement by David McKnight DavidMcKnight.com DavidMcKnightBooks.com PowerOfZero.com (free video series) @mcknightandco on Twitter @davidcmcknight on Instagram David McKnight on YouTube Get David's Tax-free Tool Kit at taxfreetoolkit.com
While traditional multifamily and commercial real estate markets experience cyclical ups and downs, student housing has consistently demonstrated its counter-cyclical strength — delivering stability and opportunity even in challenging environments. Join host Michael Bull, CCIM, for an insightful conversation with Brent Little of Fountain Residential Partners, a leading voice in the sector. Together, they explore the current state of student housing performance and share forward-looking perspectives on what investors and operators can expect in the months and years ahead. This episode dives deep into key industry drivers, including: • Debt and equity markets • New construction trends • Rent growth dynamics • Cap rate movements • Transaction volume • Enrollment patterns • Tax incentives • The growing trend of office-to-residential conversions • The current state of the "amenities arms race" Whether you're an investor, developer, or simply looking to better understand this resilient asset class, this discussion offers valuable, timely insights you won't want to miss. TCN Worldwide Real Estate Services - A global network of over 1,500 leading commercial real estate professionals delivering integrated, expert sales, leasing, management and consulting services across 200 U.S. and global markets. https://www.tcnworldwide.com/ Buildout - Aconnected software platform built for commercial real estate brokerages—combining CRM, marketing, data, and back-office automation. https://www.buildout.com Bull Realty, TCN Worldwide - Commercial Real Estate Asset & Occupancy Solutions in Atlanta and throughout the Southeast U.S. https://www.bullrealty.com/ Commercial Agent Success Strategies - Twenty-one cloud accessed commercial broker training videos with slide deck action notes. Learn more at https://www.commercialagentsuccess.com/
Tax Strategies and Planning Tips for Small Business Success as Tax Season Approaches Books4hospitality.com Solutionsbychs.com About the Guest(s): Douglas Carpenter is a seasoned financial expert with over 40 years of experience in accounting and financial consulting. He holds credentials as a Certified Public Accountant (CPA) and a Chartered Financial Analyst (CFA). Starting his career as the youngest registered stockbroker in America at age 17, Douglas has built an illustrious career across various high-level CFO and consulting positions. He currently owns and operates Comprehensive Accounting Solutions, specializing in tax-saving strategies and accounting services for small businesses, with a particular focus on the hospitality sector. Episode Summary: In this insightful episode of The Chris Voss Show, host Chris Voss welcomes Douglas Carpenter, a distinguished CPA and CFA, to discuss strategies for effective tax planning as we move into 2026. The conversation kicks off by highlighting the unique challenges of accounting in the hospitality sector and how Comprehensive Accounting Solutions provides tailored services to mitigate these complexities. Chris and Douglas dive into the importance of preparing for tax season early, discussing strategic planning that can save individuals and businesses considerable amounts in taxes. Douglas shares his extensive expertise on tax strategies, focusing on key elements like proper entity structuring and the nuances of different business setups, such as S-Corps and C-Corps. Douglas stresses the importance of regular evaluation of financial strategies and planning for cash flow and budgeting in small and medium-sized businesses. The episode offers valuable insights into how businesses can effectively manage and plan their taxes, preventing last-minute rushes and the often-fatal “head in the sand” approach to budgeting and cash management. This episode is a must-listen for business owners eager to optimize their tax planning for the upcoming year. Key Takeaways: Proper entity structuring and regular financial reevaluation are critical to maximizing tax savings. The difference between tax preparation and tax planning can greatly affect a business's financial health. Early organization and strategic planning can prevent rushed decisions and missed opportunities in tax deductions. Understanding new tax laws, such as the Secure Act, can offer additional avenues for financial optimization. Comprehensive tax solutions involve integrating tax planning with broader financial strategies for sustained success. Notable Quotes: “The important thing to remember, if you owe the tax, pay the tax, but don’t overpay the tax.” “Tax planning is very different from just getting your tax return done.” “Proper entity structure is a key area where business owners can save significantly on their taxes.” “Regularly reevaluating your financial strategy is crucial for making the most of your business’s tax situation.” “A well-prepared and organized approach to taxes is essential to avoid last-minute frustrations and missed deductions.”
We're back again with another episode a week has passed and somehow a lot happened. Dex has officially entered her white couch era (growth!), Carla shares a voice note from a friend that sparks conversation, and Dex is now claiming her title as a sports girly… to the point where she believes if she doesn't watch the game, her team will lose. Logic? Questionable. Commitment? Real. With tax season right around the corner, Carla gives her annual reminder to stay alert and read your paperwork — because the scams are scamming. We also get into Venus Williams' five-day wedding, the Cam Newton interview with T.D. Jakes on the NXT Chapter podcast, and how T.D.'s words hit Carla with a much deeper message about purpose, presence, and cherishing the life you're living right now. Plus, we debate a wild legal story out of Italy involving a restaurant promo video that allegedly exposed a man's affair. Does he have a case? And would he actually win? A little light, a little deep — just how we like it. WHAT WE GET INTO Dex's white couch era and what it says about growth A voice note that sparks reflection and conversation Becoming a "sports girly" and superstition logic Tax season is coming — don't get scammed, read your paperwork Venus Williams' five-day wedding Cam Newton x T.D. Jakes on the NXT Chapter podcast Messages about purpose, time, and being present The Italian restaurant promo lawsuit — does he have a case? CONNECT WITH US ON SOCIAL MEDIA: CARLA WILMARIS | DEX
Filipino fast food Jollibee is McD's, Starbucks, & Disney combined… and wants a US IPO.Warren Buffett's biz is trading at a retirement discount… and it's our 3rd stock pick of 2026.California is moving towards the 1st ever Billionaire's Tax… so Google's co-founder just moved.Plus, Happy Hour is disappearing… or is it?$JBFCY $GOOG $BRK.BBuy tickets to The IPO Tour (our In-Person Offering) TODAYAustin, TX (2/25): SOLD OUTArlington, VA (3/11): https://www.arlingtondrafthouse.com/shows/341317 New York, NY (4/8): https://www.ticketmaster.com/event/0000637AE43ED0C2Los Angeles, CA (6/3): https://www.squadup.com/events/the-best-one-yet-liveGet your TBOY Yeti Doll gift here: https://tboypod.com/shop/product/economic-support-yeti-doll NEWSLETTER:https://tboypod.com/newsletter OUR 2ND SHOW:Want more business storytelling from us? Check our weekly deepdive show, The Best Idea Yet: The untold origin story of the products you're obsessed with. Listen for free to The Best Idea Yet: https://wondery.com/links/the-best-idea-yet/NEW LISTENERSFill out our 2 minute survey: https://qualtricsxm88y5r986q.qualtrics.com/jfe/form/SV_dp1FDYiJgt6lHy6GET ON THE POD: Submit a shoutout or fact: https://tboypod.com/shoutouts SOCIALS:Instagram: https://www.instagram.com/tboypod TikTok: https://www.tiktok.com/@tboypodYouTube: https://www.youtube.com/@tboypod Linkedin (Nick): https://www.linkedin.com/in/nicolas-martell/Linkedin (Jack): https://www.linkedin.com/in/jack-crivici-kramer/Anything else: https://tboypod.com/ About Us: The daily pop-biz news show making today's top stories your business. Formerly known as Robinhood Snacks, The Best One Yet is hosted by Jack Crivici-Kramer & Nick Martell. Hosted on Acast. See acast.com/privacy for more information.
92%ers, welcome to another episode of New Heights brought to you by Intuit Turbo Tax. Today, we are joined by Hollywood legend Matt Damon! But first, we wrap up the end of the NFL regular season, Travis shares his thoughts on what comes next for the Chiefs and where his mind is at going into the offseason, Jason explains why the Eagles were still right to rest their starters, and we look ahead to Wildcard Weekend with our picks for hottest team, biggest possible upset, and our dark horse Super Bowl contenders. Later, Matt Damon joins the show and we talk about his new movie “The Rip,” find out the dumbest thing he's ever talked Ben Affleck into, get some info on “The Odyssey,” his thoughts on the Drake Maye/Tom Brady comparisons, his favorite Boston sports memory, get his advice for fellow girl dads, a breakdown of his football skills from “School Ties,” the one thing Michael Jordan demanded on “Air,” the best advice from Tom Hanks, and so much more! Make sure to check out Matt in “The Rip” only on Netflix, January 16th. https://www.netflix.com/title/81915745 Watch and listen to new episodes of New Heights every Wednesday during the NFL season and follow us on Social Media for all the best moments from the show: https://lnk.to/newheightshowYou can also listen to new episodes ad-free on Wondery+. Join Wondery+ in the Wondery App, Apple Podcasts or Spotify. ...Download the full podcast here:Wondery: https://wondery.app.link/s9hHTgtXpMbApple: https://podcasts.apple.com/us/podcast/new-heights/id1643745036Spotify:https://open.spotify.com/show/1y3SUbFMUSESC1N43tBleK?si=LsuQ4a5MRN6wGMcfVcuynwSend something to the New Heights Mailbox. Don't be weird though. C/O New Heights Productions135 E OLIVE AVE, BURBANK, CA 91502Support the show: INTUIT TURBOTAX: Intuit TurboTax: Learn more at https://turbotax.intuit.com/AMERICAN EXPRESS: The refreshed Platinum card is here. Learn more at https://americanexpress.com/withplatinum. Terms apply.KFC: Presented by KFC. KFC $5 Bowls. 5 different bowls to fill up 5 different ways. Prices and participation may vary. Tax, tip, and fees extra.THE PITT: Starring Emmy Award winner Noah Wyle, the critically acclaimed Max Original Series returns for a second season this Thursday at 9 p.m. on HBO Max. Check out the official companion podcast on HBO Max and all major podcast platforms.STARBUCKS: Try Starbucks new lineup of high protein beverages or customize to create your own! Head to https://Starbucks.comALLSTATE: Check Allstate first for a quote that could save you hundreds: https://allstate.com/See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.