Podcasts about CPA

Becoming an accidental landlord could cost you a six-figure tax bill — or be the smartest move you make. You're finishing training, moving cities, and that house you bought a few years ago — the one with the enviably low mortgage — is suddenly a decision: sell it and pocket the equity, or rent it out and start building "passive income"? It sounds simple. It isn't. Dr. Jimmy Turner and Justin Harvey, CFP®, break down the real math behind renting vs. selling your home as a physician — and the IRS clock most people don't realize is already running. What you'll learn: How Section 121's $500K capital gains exclusion works — and the 2-out-of-5-year rule that quietly creates six-figure tax bills Why "I have a 3% mortgage" is golden handcuffs, not a strategy The honest cost of becoming an accidental landlord — property management, the 1% maintenance rule, the curveballs When renting during a fellowship is a smart, low-risk way to test landlording Why real estate tax breaks aren't free — what 1031s and "die-with-it" actually require Resources 1099 Doc, locums, or private practice partner? Upgrade your CPA with Gelt (the tax strategy team Jimmy uses). Use this link to get a 10% discount when working with Gelt: https://moneymeetsmedicine.com/CPA  Get Disability Insurance from Money Meets Medicine Disability Insurance — moneymeetsmedicine.com/disability Have a question you want discussed on the show? Email me at jimmy@moneymeetsmedicine.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Joe Schmitz Jr. and Jeremy Keil explore the 2% Club of retirees and the unique challenges that come with significant retirement savings and a pension. https://youtu.be/G04JKpKyLJ0 Most retirement conversations focus on one question: Will I have enough? But there's another retirement challenge that doesn't get talked about nearly enough: What happens when you've done everything right? Joe Schmitz Jr. has been working with a very specific group of retirees he calls the 2% Club. His definition: People who have both: A pension And $1 million or more saved for retirement That combination creates opportunities. But it also creates a different set of retirement decisions. Success Creates Different Problems For decades, these retirees did what they were told: Saved consistently Avoided lifestyle inflation Built meaningful retirement assets Earned pensions Stayed disciplined Now retirement arrives… …and suddenly the challenge isn't accumulating wealth. It's using it wisely. Joe shared one statistic that stood out: “80% of people out there will pay no federal income taxes in retirement… while this 2% club is part of that 20% that will have to pay taxes and typically much more.” That means retirement planning shifts. Less focus on accumulation. More focus on: Taxes Spending Distribution strategy Legacy Purpose Why High-Income Retirees Can Accidentally Become Under-Spenders One of the most interesting parts of this conversation was Joe's concept of the Midwestern Millionaire. His description: Hard-working.Frugal.Disciplined. Excellent savers. Often reluctant spenders. And that creates an unexpected retirement problem. People who spent 40 years training themselves to save don't automatically become comfortable spending. Even when they can afford it. Joe described clients who had millions saved but still struggled emotionally to use their money because restraint had become part of their identity. That's where retirement planning becomes less about spreadsheets and more about permission. The Four Places Your Money Can Go Joe offered a simple framework. Your money ultimately goes somewhere. You can: Spend it Gift it Give it Pay taxes on it That framework creates an important question: If you're not spending your money intentionally… where is it going? That doesn't mean everyone should spend aggressively. But it does mean retirees should think intentionally about: Lifestyle Family impact Charitable goals Taxes Because choosing not to decide is still a decision. Pension Decisions Deserve More Attention Than Most People Give Them Joe also emphasized something I see frequently: People often make pension elections based on coworkers. Someone retires.Takes a lump sum.Everyone follows. But pension elections are often irreversible. Joe's advice was simple: Run the numbers. Questions like these matter: Lump sum or monthly pension? Survivor benefits? Age differences between spouses? Existing assets? Insurance needs? The right answer isn't universal. It's personal. Don't Let Tax Fear Control Retirement For some retirees, fear of crossing an income threshold and triggering Medicare IRMAA surcharges becomes bigger than the actual cost itself. Joe's point wasn't to ignore taxes. It was to understand them. Tax planning matters. But taxes shouldn't become the only goal. Because avoiding taxes at all costs can sometimes prevent people from living the retirement they actually built. The Real Goal One story Joe shared captured this perfectly. A retired couple promised each other they'd spend intentionally during their early retirement years. Two years later… They had spent nothing. Not because they couldn't. Because they hadn't learned how. Eventually they created a spending plan and began enjoying experiences they had delayed for decades. That's the shift retirement requires. You don't stop being disciplined. You simply redirect that discipline. The Bottom Line Retirement success isn't measured by how much money you leave untouched. It's measured by whether your money helps support the life you actually wanted. Because after decades of saving… Retirement planning becomes deciding what your wealth is for. Don't forget to leave a rating for the “Retire Today” podcast if you've been enjoying these episodes! Subscribe to Retire Today to get new episodes every Wednesday. Apple Podcasts: https://podcasts.apple.com/us/podcast/retire-today/id1488769337  Spotify Podcasts: https://bit.ly/RetireTodaySpotify About the Author: Jeremy Keil, CFP®, CFA is a retirement financial advisor with Keil Financial Partners, author of Retire Today: Create Your Retirement Income Plan in 5 Simple Steps, and host of the Retirement Today blog and podcast, as well as the Mr. Retirement YouTube channel. Jeremy is a contributor to Kiplinger and is frequently cited in publications like the Wall Street Journal and New York Times. Additional Links: Buy Jeremy's book – Retire Today: Create Your Retirement Master Plan in 5 Simple Steps “How Much Taxes Will Retirees Owe on Their Retirement Income?” – Center for Retirement Research at Boston College Peak Retirement Planning Joe Schmitz Jr. on YouTube: https://www.youtube.com/@peakretirementplanninginc.  Articles by Joe Schmitz Jr. on Kiplinger “Joe Knows Retirement” podcast with Joe Schmitz Jr.  Books by Joe Schmitz Jr.  Connect With Jeremy Keil: Keil Financial Partners LinkedIn: Jeremy Keil Facebook: Jeremy Keil LinkedIn: Keil Financial Partners YouTube: Mr. Retirement Book an Intro Call with Jeremy's Team Media Disclosures: Disclosures This media is provided for informational and educational purposes only and does not consider the investment objectives, financial situation, or particular needs of any consumer. Nothing in this program should be construed as investment, legal, or tax advice, nor as a recommendation to buy, sell, or hold any security or to adopt any investment strategy. The views and opinions expressed are those of the host and any guest, current as of the date of recording, and may change without notice as market, political or economic conditions evolve. All investments involve risk, including the possible loss of principal. Past performance is no guarantee of future results. Legal & Tax Disclosure Consumers should consult their own qualified attorney, CPA, or other professional advisor regarding their specific legal and tax situations. Advisor Disclosures Alongside, LLC, doing business as Keil Financial Partners, is an SEC-registered investment adviser. Registration does not imply a certain level of skill or expertise. Advisory services are delivered through the Alongside, LLC platform. Keil Financial Partners is independent, not owned or operated by Alongside, LLC. Additional information about Alongside, LLC – including its services, fees and any material conflicts of interest – can be found at https://adviserinfo.sec.gov/firm/summary/333587 or by requesting Form ADV Part 2A. The content of this media should not be reproduced or redistributed without the firm’s written consent. Any trademarks or service marks mentioned belong to their respective owners and are used for identification purposes only. Additional Important Disclosures

Joe Anderson, CFP® and Big Al Clopine, CPA spitball for people sitting on life-changing gains who are just one wrong move away from handing a third of it to the IRS. How should they diversify their concentrated stock positions? That's today on Your Money, Your Wealth podcast number 583. First up, Walter's a software engineer who got lucky 15 years ago. Now he's got $1.6 million in company stock, and a retirement clock ticking down in six years. Richard from Staten Island listened to his son six years ago, went big on oil, saw a huge gain, and now 80% of his portfolio is in that one position. His custodian wants him to sell, but he's not so sure. Finally, Doctors “Bones McCoy and Beverly Crusher” just discovered they'll be inheriting millions still sitting in an old 401(k) loaded with company stock.Free Financial Resources in This Episode: https://bit.ly/ymyw-583 (full show notes & episode transcript)2026 Tax Planning Guide - free download:https://purefinancial.com/white-papers/tax-planning-guide/?utm_source=captivate&utm_medium=podcast&utm_campaign=whitepaper-tax-planning-guide&utm_content=ymyw-pod-ep583-description-whitepaper10 Steps to Improve Investing Success - free download:https://purefinancial.com/white-papers/10-steps-to-improve-investing-success/?utm_source=captivate&utm_medium=podcast&utm_campaign=whitepaper-10-steps-to-improve-investing-success&utm_content=ymyw-pod-ep583-description-whitepaperOnce Retirees See This Data, They Stop Worrying About Investing - YMYW TV:https://purefinancial.com/ymyw/episodes/once-retirees-see-this-data-they-stop-worrying-about-investing/?utm_source=captivate&utm_medium=podcast&utm_campaign=ymyw-tv&utm_content=ymyw-pod-ep583-description-tv-s12e03Strategies for Diversifying Concentrated Stock Positions - blog post:https://purefinancial.com/ask-pure/strategies-for-diversifying-concentrated-stock-positions/?utm_source=captivate&utm_medium=podcast&utm_campaign=learning-center&utm_content=ymyw-pod-ep583-description-learning-centerComic-Con 2014: https://www.youtube.com/watch?v=EQASw5viQPI2016: https://www.youtube.com/watch?v=WcSRFo7W5ZQFinancial Blueprint (self-guided):https://bit.ly/PureFinancialBlueprintFinancial Assessment (Meet with an experienced professional):https://bit.ly/PureFreeAssessmentREQUEST your Retirement Spitball Analysis:https://bit.ly/AskJoeAndAlDOWNLOAD more free guides:https://bit.ly/PureGuidesREAD financial blogs:https://bit.ly/PureFinBlogWATCH educational videos:https://bit.ly/PureEdVideosSUBSCRIBE to the YMYW Newsletter:https://bit.ly/YMYWNewsletter00:00 - Intro: This Week on the YMYW Podcast01:09 - How Do You Sell $1.6M in Company Stock Without Writing the IRS a Giant Check? (Walter & Jesse, NM)13:04 - One Oil Stock is 80% of My Portfolio. My Financial Advisors Want Me to Sell It. I Don't Trust Them. (Richard, Staten Island, NY)30:10 - We're Two Doctors About to Inherit a $1.35M Tax Bomb. What Now? (Bones & Beverly, MI)45:23 - Outro: Next Week on the YMYW Podcast

Most accredited investors assume a $50M fund is a back-office nightmare. It's not.

Caitlin Embree and Morgan Hamon from EAG Dental Advisors bridge the gap between daily operations and proactive financial management for dentists. Transitioning from clinician to CEO requires deep financial clarity. Most owners only speak to their CPA during tax season, but advanced financial management for dentists transforms raw data into insights that fuel long-term dental practice profitability.  If your goal is sustainable dental practice growth, this is your survival guide. Morgan explains how specialized CPAs act as your financial radiologist—diagnosing cash flow bottlenecks—so your dental practice management team can perform the operational surgery. We explore why standard profit and loss statements hide critical metrics like debt service.  Here is your blueprint to master dental business strategies and dental practice ownership:Master the Rule of Threes: Hygienists must produce three times their total pay to sustain dental practice profitability.  Calculate Cash Reserves: Keep one to two months of break-even capital, combining operating expenses and debt service, to eliminate stress. Optimize Distributions: Implement structured monthly or quarterly distributions to maximize personal wealth.  Demand Strategy: Stop accepting tax-season surprises. Demand year-round communication to track liabilities as you scale.  Proactive financial management for dentists protects your revenue. Contact Morgan Hamon at morgan.hamon@eisneramper.com or visit https://eagdentaladvisors.com/.  Ready to take the next step in your dental practice journey? Visit https://sharedpractices.com to learn more about our Buyer Representation and Coaching services, designed to help dentists buy, grow, and optimize profitable practices. You can also use our Free Look to evaluate dental practice opportunities with real data before making a decision. For daily Dental Moneyball insights, strategy tips, and updates, follow us across our social channels.

Welcome back to the Building Your Money Machine Show! Today, we're getting real—breaking down the psychology and mindset of people with outrageously high financial IQs. We're not talking “get-rich” hype or born-with-it talent. I'm sharing the seven game-changing traits I've seen after three decades as a CPA, entrepreneur, and money mentor—stuff that ANYONE (yup, you too!) can learn and put into play, starting right now.I'll reveal the difference between just making money and actually building lasting freedom. You'll hear why most money lessons are caught, not taught, why your income might be a shiny leash, and what to do so your brain stops sabotaging your money goals. If you ever wondered why your bank account doesn't reflect your hard work—this one's for you.So if you're ready to take off the training wheels and start building your financial future with intention—tune in. It's time to master your money and live a life by choice (not by paycheck).IN THIS EPISODE, I COVER:Why financial IQ isn't a gift—it's a skill you build (and the stats prove it)The real goal behind money: buying back your TIME, not just incomeWhy ownership (not effort) is the secret sauce to financial freedomHow flipping the wealth-building formula instantly changes your futureThe biggest money trap: letting emotions drive your decisions (and how to stop)Ready to ditch the paycheck treadmill and start building your OWN money machine? Hit play and let's do this.RECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/When Does Investment Income Finally Beat Your Day JobI'm Politely Begging You To Get Good with MoneyEvery Financial Trap Middle Class People Fall Into ExplainedRich People Don't Buy Luxury...They Buy These 8 ThingsPsychology of Families Who Stay Rich For GenerationsRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don't Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Most business owners do not lose control all at once. They lose it slowly, one missed number, one poor structure, and one reactive tax decision at a time. In this episode of Sharkpreneur, Seth Greene interviews Peter Holtz, President of Peter Holtz CPA, who explains why traditional once-a-year accounting often leaves owners overpaying taxes, missing deductions, and making last-minute decisions that undermine long-term growth. He also explains how proactive planning, accurate books, smart business structure, margin awareness, and the right advisory team can help entrepreneurs regain control and build stronger, more profitable businesses. Key Takeaways:→ Business owners need proactive tax planning, not year-end panic attacks.→ Accurate books are the foundation for better tax decisions. → The wrong business structure can cost owners money.→ A good CPA should do more than fill out boxes on a tax return.→ Tax strategy should align with the owner's, business's, and family's goals. Peter Holtz is a seasoned CPA, entrepreneur, and tax strategist who helps business owners keep more of what they earn through proactive, year-round tax planning. With more than 20 years of experience, including time in Big 4 accounting and CFO roles for multiple companies, Peter has seen how traditional, once-a-year accounting often leaves business owners overpaying and underprepared.After recognizing the need for a more strategic approach, Peter built multiple eight-figure accounting firms designed to help business owners outsmart the IRS without relying on aggressive loopholes or unnecessary risk. He works with owners earning $500K to $10M+ to reduce taxes, protect wealth, and turn their CPA relationship into a true profit center. Connect With Peter:Website: https://peterholtzcpa.com/Instagram: https://www.instagram.com/peterholtzcpa/Facebook: https://www.facebook.com/PeterHoltzCPALinkedIn: https://www.linkedin.com/company/peterholtzcpahttps://www.linkedin.com/in/peter-holtz/

Most high-income business owners think the new SALT cap fix solved their tax problem. It didn't. In this episode, we break down the truth behind the PTE election and how it can save you thousands in taxes. You'll learn how this tax strategy works, why the $40K SALT cap is misleading, and how to legally bypass the deduction limit. We walk through real numbers, common mistakes, and the exact steps to make the election correctly. This is clear, practical CPA advice focused on tax planning, tax strategies, and maximizing income. If you're earning over $500K or paying high state taxes, this episode is critical. Listen now before you miss another year of tax savings.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Discover how a former C-suite finance leader scaled a home services business from $1.8M to over $4M by putting people first and learning to let go. In this episode, you'll hear a practical framework for leadership that turns “volunteer” teams and employees into loyal, high-performing advocates for your business.   In this episode, Jennie and Todd Krause discuss: Journey from CPA and finance to leadership and entrepreneurship Why caring cultures drive retention, reviews, and referrals The business math behind employee engagement and profits The three pillars of a thriving workplace: caring, positivity, and cultural competence The LEAD framework: Let Go, Empower, Align, Develop   Key Takeaways: Sustainable growth comes from unlocking the untapped potential in the people who work with and for you, not just from technology or tools. When employees stay longer, care more, and work with fewer mistakes, operating expenses drop while revenue and profits rise. Culture is built by flipping the script from “rules and consequences” to clearly stating what you want and rewarding behaviors that deliver for your clients. Effective leaders must learn to let go of tasks, empower others, and align them with clear goals so they can make good decisions independently. Developing future leaders happens in everyday conversations just as much as in formal training rooms—every discussion about how and why a decision was made is leadership development.   "If I can't do it all myself, I need help. I have to let go of things and give it to other people, so they can do it, because if I can no longer get my arms around everything, then things either fall through the cracks and stop getting done, or I'm self-limiting in how far I can go with my business." - Todd Krause   About Todd Krause: Todd A. Krause is the owner of The Cleaning Authority – Fishers, where he grew the business from $1.8M to over $4.0M in revenue while building a diverse, high-performing team and an award-winning workplace culture. A CPA and MBA with decades of leadership experience across finance, banking, and entrepreneurship, Todd has helped grow organizations ranging from startups to multi-billion-dollar enterprises. Today, Todd is the founder of Silversun Consulting, where he works with home-service business owners to solve the growth challenges that keep companies stuck. His work focuses on building strong leadership, effective systems, and thriving workplace cultures that allow businesses to scale without chaos, burnout, or owner dependence.   Connect with Todd Krause: Website: https://silversunconsulting.com/ LinkedIn: https://www.linkedin.com/in/toddakrause/ Connect with Jennie: Facebook: https://www.facebook.com/badassdirectsalesmastery Instagram: https://www.instagram.com/badassdirectsalesmastery/ Website: https://badassdirectsalesmastery.com/ Show: https://badassdirectsalesmastery.com/blog/ YouTube: COMING SOON! LinkedIn: https://www.linkedin.com/in/badassdirectsalesmastery/ Email: jennie@badassdirectsalesmastery.com     Show Notes by Podcastologist: Angelica Rayco   Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

NVDA earning are out. SpaceX IPO excitement is growing. Key interest rates driving higher. And we are talking crypto – with our Guest – Pat Camuso…CPA and Crytpo tax expert.  NEW! DOWNLOAD THIS EPISODE’S AI GENERATED SHOW NOTES (Guest Segment) Patrick Camuso is a CPA and the Founder of Camuso CPA, an industry-leading firm working closely with cryptocurrency investors and web3 businesses that was among the first CPA firms to specialize in crypto taxes back in 2016. As a pioneer in the field, Camuso CPA was also the first firm to accept cryptocurrency as payment, setting a forward-thinking example in the accounting profession. Patrick is the host of The Financial Frontier podcast, where he explores the latest trends in crypto, tax, and finance. He also runs the Digital Asset Digest, a newsletter delivering insights on blockchain, digital assets, and tax compliance. Patrick is also the author of Navigating the NFT Sales Tax Maze, Wayfair 2.0 for Web 3.0, an essential resource for navigating sales tax in the digital asset space. Learn More at http://www.ibkr.com/funds Follow @andrewhorowitz Looking for style diversification? More information on the TDI Managed Growth Strategy – https://thedisciplinedinvestor.com/blog/tdi-strategy/ eNVESTOLOGY Info – https://envestology.com/ Stocks mentioned in this episode: (/BTC), (/ETH), (TSLA), (OKLO), (IONQ), (QUBT)

Hello all and welcome to the pod! This time I'm introducing you to Stanley Bronstein, author, CPA, weight loss expert, walking marathoner and story-teller extraordinaire! He tells multiple stories of magic this time, including one that happened as a child, that allowed him to be someone else's miracle later in life! He's determined, he's resolute, and his generosity of heart knows no bounds. He has something to tell us, about loss, not only of one's family members, but the weight we carry that brings us down, whether physical or mental. So put on your ear buds, press play, and prepare to be inspired!Check out this fab human here, on his website!  As well, his YouTube channel is pretty fab too!If you like what you hear, rate and review me please. It would mean ever so much! Thank you!Your bit of beauty is this: you know I'm always on the hunt for beauty, for unicorns, for things that are inspiring and evanescent! Well, I wanted to share an image from a few years ago of a rainbow cloud, only because someone this week caught an image of one that was absolutely spectacular! But this one, in The New York Post, is truly exquisite, and comes with an article to boot! So enjoy, and remember, always remember, that this world is enchanted!

Hello all and welcome to the pod! This time I'm introducing you to Stanley Bronstein, author, CPA, weight loss expert, walking marathoner and story-teller extraordinaire! He tells multiple stories of magic this time, including one that happened as a child, that allowed him to be someone else's miracle later in life! He's determined, he's resolute, and his generosity of heart knows no bounds. He has something to tell us, about loss, not only of one's family members, but the weight we carry that brings us down, whether physical or mental. So put on your ear buds, press play, and prepare to be inspired!Check out this fab human here, on his website! As well, his YouTube channel is pretty fab too!If you like what you hear, rate and review me please. It would mean ever so much! Thank you!Your bit of beauty is this: you know I'm always on the hunt for beauty, for unicorns, for things that are inspiring and evanescent! Well, I wanted to share an image from a few years ago of a rainbow cloud, only because someone this week caught an image of one that was absolutely spectacular! But this one, in The New York Post, is truly exquisite, and comes with an article to boot! So enjoy, and remember, always remember, that this world is enchanted!

Discover all of the podcasts in our network, search for specific episodes, get the Optimal Living Daily workbook, and learn more at: OLDPodcast.com. Episode 3568: Kathleen Coxwell explores the biggest fear many retirees face: outliving their savings. Drawing on insights from CPA financial planners, she outlines practical strategies for managing health care costs, taxes, housing, and investment risk so retirees can build more confidence and stability for the future. Read along with the original article(s) here: https://www.boldin.com/retirement/5-ways-to-solve-your-top-retirement-concern-outliving-your-money/ Quotes to ponder: “Using such financial products to provide guaranteed income streams can help you feel more comfortable, and confident, when it comes to making your money last in retirement.” “Retirement planning is complicated. You can do it on your own or you can get help.” “Mitigate the effect of market fluctuations with proper asset allocation, bucket strategies and the use of single premium annuities.” Episode references: Medicare: https://www.medicare.gov/ Continuing Care Retirement Communities: https://www.leadingage.org/topics/continuing-care-retirement-communities-ccrcs/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Taxes are not just something you deal with once a year when it is time to file. For high earners, business owners, and investors, taxes are part of the bigger wealth-building strategy. In this episode, Shari Rash talks with CPA and tax strategist Catrina M. Craft about how to stop playing defense with the IRS and start thinking more proactively about tax strategy. Catrina explains why the tax code often creates more opportunities for business owners and investors, why high-earning W-2 employees may feel limited but are not completely out of options, and how Roth accounts, HSAs, real estate, business structure, and proactive planning can all play a role in a smarter tax picture. They also talk about the difference between an accountant, a bookkeeper, a CPA, and a tax strategist, why waiting until March or April is usually too late for meaningful tax planning, and why deductions are not free money. You'll hear: Why tax filing and tax strategy are not the same thing Why high earners need to stop treating taxes like a once-a-year event What W-2 employees can still consider when they feel stuck How Roth 401(k)s, backdoor Roth strategies, and HSAs may fit into long-term planning Why business owners need to understand entity structure, deductions, documentation, and ordinary and necessary expenses Why spending money just for a tax deduction can backfire How to think about tax planning as part of your larger financial strategy This episode is for educational and informational purposes only and is not individualized financial, investment, tax, legal, or accounting advice. Before making tax, investment, retirement, business, or entity-structure decisions, consult with qualified professionals who understand your specific situation. If you want help building a financial plan that connects your income, investing, taxes, cash flow, and long-term goals, learn more about working with Shari Rash and ⁠GWA Wealth⁠ by visiting gwawealth.com. Follow Everyone's Talkin' Money on your favorite podcast app so you never miss an episode, and keep the conversation going on Instagram @everyonestalkinmoney⁠ Talkin' Points → where your money gets smarter. Real talk, practical tips, zero guilt straight to your inbox. Sign up here.  Be sure to like and follow the show on your favorite podcast app! Shari Rash is a financial planner and Investment Adviser Representative of GWA Wealth, a Registered Investment Adviser. The information provided in this podcast is for educational and informational purposes only and should not be construed as personalized investment, tax, or legal advice. Listening to this podcast does not create an advisory relationship with Shari Rash or GWA Wealth. All investments involve risk, including the potential loss of principal. Any references to specific investments, strategies, or securities are for illustrative purposes only and are not recommendations. You should consult your own financial advisor, tax professional, or attorney regarding your individual situation before making any financial decisions. The views expressed by guests are their own and don't necessarily reflect the views of GWA Wealth. Learn more about your ad choices. Visit megaphone.fm/adchoices

Moving money between your businesses sounds simple. It's not. In this episode, we break down the tax strategy behind intercompany transfers and why getting it wrong can cost you thousands. You'll learn how basis works and why it matters for tax savings. We explain the difference between loans, distributions, and capital contributions—and how each one impacts your ability to deduct losses. You'll also get a clear, step-by-step system to document transfers the right way. This is practical CPA advice focused on tax planning, tax strategies, and smarter business finance decisions. If you have multiple businesses or plan to start another, this episode is critical. Listen now before a simple mistake turns into a major tax bill.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

In this episode, Rory speaks with Blake Christian, tax partner at HCVT, about Opportunity Zones 2.0 and why renewed legislation is creating fresh momentum around tax-advantaged investing, rural development, operating businesses, and infrastructure projects. Blake breaks down how the Opportunity Zone program works, including tax deferral, basis step-ups, and the potential for tax-free appreciation after a 10-year hold. They discuss why OZ 2.0 is attracting increasing interest from private equity, venture capital, family offices, and entrepreneurs, particularly around operating businesses and AI infrastructure projects. Blake also explains the growing emphasis on rural communities, how Opportunity Zones are being used to support housing and manufacturing, and why proper structuring and CPA guidance are critical before triggering a capital gain. Want to understand how Opportunity Zones may shape the future of economic development, infrastructure, and tax planning? Curious why AI data centers and operating businesses could become the next major OZ opportunity? Find out in this episode.

In this episode of the Major League Real Estate Podcast, Nate Sosa and Thomas Castelli break down what happens when experienced CPAs integrate directly with syndicators and fund managers. Topics Covered: - Common operating agreement tax mistakes - Entity structuring and partnership considerations - K-1 season expectations and extension strategies - 1031 exchanges, refinance considerations, and exit planning - How to choose the right CPA for your syndication business Most syndicators think their CPA's job starts and ends with filing partnership tax returns and sending out K-1s. But in reality, the right CPA should function as a strategic partner throughout the entire lifecycle of your deal. Request a free discovery meeting: go.therealestatecpa.com/mlre Get the Ultimate Guide for Real Estate Syndications: go.therealestatecpa.com/mlreultimateguide Submit your questions to: go.therealestatecpa.com/question The Major League Real Estate podcast is for general information purposes only and is not intended to provide, and should not be relied on for, tax, legal, investing, financial, or accounting advice. Information on the podcast may not constitute the most up-to-date legal or other information. No reader, user, or listener of this podcast should act or refrain from acting on the basis of information on this podcast without first seeking legal and tax advice from counsel in the relevant jurisdiction. Only your individual attorney and tax advisor can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation. Use of, and access to, this podcast or any of the links or resources contained or mentioned within the podcast show and show notes do not create a relationship between the reader, user, or listener and podcast hosts, contributors, or guests. Any mention of third-party vendors, products, or services does not constitute an endorsement or recommendation. You should conduct your own due diligence before engaging with any vendor.

Welcome back to the Building Your Money Machine Show! So, you've hit that $250K milestone (or you're getting close) and suddenly everyone's got an opinion on what you should do next. More complexity, more accounts, more stress — sound familiar? I want to flip that on its head.In this episode, I'm keeping it real and giving you the no-BS upgrades that actually matter once you cross that quarter-million mark. It's not about getting fancy. It's about locking in your momentum, protecting your progress, and setting the stage for your next leap. After 30 years in the trenches as a CPA and money mentor—trust me, I've seen the traps, and I'm here to help you dodge them.Before you shout your money win from the rooftops, tune in and upgrade your money game the right way.IN TODAY'S EPISODE, I COVER:Why leveling up your skill set can beat chasing ‘shiny object' investmentsThe biggest threat to your next quarter-million (hint: it's not a market crash)How to automate your savings rate—and why 20-25% is the new non-negotiableThe #1 mistake people make after $250K (and how to avoid “fear mode”)Simple strategies for protecting what you've built—from taxes to umbrella insuranceYou've already done what most people won't. Now let's make sure you don't stall out or get derailed by bad advice, complexity, or your own fear. Hit play, take notes, and let's build your freedom machine, together!RECOMMENDED EPISODES FOR YOUIf you liked this episode, click here to enjoy these and more:https://melabraham.com/show/When Does Investment Income Finally Beat Your Day JobI'm Politely Begging You To Get Good with MoneyEvery Financial Trap Middle Class People Fall Into ExplainedRich People Don't Buy Luxury...They Buy These 8 ThingsPsychology of Families Who Stay Rich For GenerationsRECOMMENDED VIDEOS FOR YOU If you liked this video, you'll love these ones:When Does Investment Income Finally Beat Your Day Job: https://youtu.be/bRyW3hxzRac I'm Politely Begging You To Get Good with Money: https://youtu.be/tEJ89xF2ZZ0 Every Financial Trap Middle Class People Fall Into Explained: https://youtu.be/kn5nCbd5FOU Rich People Don't Buy Luxury...They Buy These 8 Things: https://youtu.be/clc7oX7VJUQ Psychology of Families Who Stay Rich For Generations: https://youtu.be/phB_2VcYPbA ORDER MY NEW USA TODAY BESTSELLING BOOK:Building Your Money Machine: How to Get Your Money to Work Harder For You Than You Did For It!The key to building the life you desire and deserve is to build your Money Machine-a powerful system designed to generate income that's no longer tied to your work or efforts. This step-by-step guide goes beyond the general idea of personal finance and wealth creation and reveals the holistic approach to transforming your relationship with money to allow you to enjoy financial freedom and peace of mind.Part money philosophy, part money mindset, part strategy, and part tactical action, these powerful frameworks will show you how to build your money machine.When you do you'll also get over $1100 in wealth resources & bonuses for FREE! TAKE THE FINANCIAL FREEDOM QUIZ:Take this free quiz to see where you are on the path to financial freedom and what your next steps are to move you to a new financial destiny at http://www.YourFinancialFreedomQuiz.com

Send us Fan MailShownotes can be found at https://www.profitwithlaw.com/534.What if the reason your law firm feels stuck has nothing to do with how hard you're working — and everything to do with what you're focused on?In this talk from the Make ADHD Your Genius™ Summit, Moshe Amsell — founder of Profit With Law and CPA to law firm owners — breaks down the exact framework he uses with his clients to go from overwhelmed and underpaid to running a profitable, scalable firm.Moshe shares the real math behind why solo law firm owners stay stuck (hint: it's not your hourly rate), why systems and processes are the last thing you should be focused on right now, and the surprisingly simple 12-month planning method that gives ADHD minds the structure and clarity to actually execute.Chapters:[00:00] Learn how to overcome overwhelm and boost law firm productivity[03:14] Discover Moshe's journey to helping lawyers achieve business growth[10:02] Why attorneys get stuck in the solo practice trap[12:44] Recognize the real law firm growth bottleneck—it's not systems or processes[16:04] See how billing efficiency impacts your practice's income[18:32] Stop waiting—hire key team members to scale your firm[20:41] Avoid costly hiring mistakes that hold your practice back[22:53] Break down big law firm decisions into manageable, low-risk steps[26:24] Build a practical 12-month plan for predictable firm revenue[28:48] Calculate how many clients your law practice really needs[30:39] Set the right law firm payroll and scaling benchmarks[32:54] Unlock attorney referrals and local network marketing on a budget[34:41] When to implement systems and processes for law firm efficiency[40:03] Master weekly planning habits for consistent law firm success Resources mentioned:

Matthew "Spot" Fulton of Parkway Business Solutions rejoins Alicia after a year-long sabbatical to share something surprisingly useful: a totally fresh perspective on QBO's new interface, AI features, and bank feeds. Having missed the frustrating transition period, Spot logged back in without the emotional baggage of watching features break in real time -- and found things better than he expected. His "cold return" experience raises a bigger question about whether proximity to the chaos has skewed how accountants assess where QBO actually stands today.Sponsors:Aqqrue - http://uqb.promo/aqqrueMaxima.AI  - http://uqb.promo/maxima(00:00) - Welcome to The Unofficial QuickBooks Accountants Podcast (00:49) - Spot Returns After Sabbatical (01:44) - Top ProAdvisor Backstory (02:34) - Logging Back Into QBO (03:34) - Bookmarks and Client Navigation (05:52) - Bank Feeds Speed Wins (06:46) - Receipt Upload Improvements (10:04) - AI Statement Reconciliation (13:50) - AI Tools and Reporting (19:19) - Vendor Names and Popups (20:31) - Upsells and Intuit Ecosystem (22:58) - How Spot Relearned Fast (26:21) - Clients Frustration and Change (27:19) - Accounting Future With AI (32:06) - Intuit Accountant Suite Tweaks (33:18) - Wrap Up and Whats Next LINKSAlicia's book on Amazon: http://royl.ws/conversion-bookPast episodes we reference:Kirsten Thulborn on subtle changes you don't notice: www.uqb.show/139Connect with Matthewhttps://www.parkway.businesshttps://www.linkedin.com/in/parkwayincAlicia's Upcoming Classes4/28/26: Converting from QBDT to QBO: http://royl.ws/QBDT2QBO?affiliate=53939075/12/26: QBO Ledger: http://royl.ws/ledger?affiliate=53939075/19/26: QBO Solopreneur: http://royl.ws/Solopreneur?affiliate=53939075/26/26: QBO Advanced: http://royl.ws/QBO-Advanced?affiliate=53939076/9/26: Intuit Accountant Suite: http://royl.ws/QBOA?affiliate=5393907We want to hear from you!Send your questions and comments to us at unofficialquickbookspodcast@gmail.com.Join our LinkedIn community at https://www.linkedin.com/groups/14630719/Visit our YouTube Channel at https://www.youtube.com/@UnofficialQuickBooksPodcast?sub_confirmation=1 Sign up to Earmark to earn free CPE for listening to this podcasthttps://www.earmark.app/onboarding 

If you've ever stared down a massive prepaid spreadsheet, chased a missing accrual on the last day of close, or found out about a new contract when the invoice showed up months later, this episode is for you. Adam Larson sits down with David Buchanan, product leader at FinQuery and former auditor, for a candid conversation about why the traditional month-end close is still a chaotic scramble for so many teams and what it actually looks like to fix it. David breaks down why accruals and prepaids are such persistent pain points, what's really at stake when things fall through the cracks (one team nearly broke a debt covenant), and why cloud-storing your spreadsheets is just a sturdier shelf for a broken process.But this episode isn't just about commiserating. David shares how AI and automation are shifting accounting teams from reactive to proactive, with tools that loop you in the moment a contract is signed, automatically match expected payments to actuals, and give auditors a clean trail without the last-minute scramble. If you're ready to retire "we've always done it this way," tune in. _____________________________________________________________________________________________About FinQuery FinQuery, formerly LeaseQuery, is an intelligent subledger that simplifies lease accounting compliance (ASC 842, IFRS 16, GASB 87 & 96, SFFAS 54, and FRS 102) and automates accrual and prepaid accounting. Built by accountants for accountants, our AI-enabled, CPA-approved SaaS platform empowers 40,000+ professionals by abstracting source documents like leases, contracts, and invoices into a complete system of record. FinQuery integrates with and complements your ERP, simplifying complex accounting, accelerating month-end close, streamlining the audit, and enhancing internal controls.  Learn more at FinQuery.com.

On this episode of Sports Gumbo, Eric Pierre, CPA and Drew Lasker dive into the NBA Conference Finals matchups and break down the biggest storylines shaping the road to the Finals.From key player performances and coaching adjustments to the pressure moments defining each series, the guys unpack what matters most as the postseason intensifies.They also discuss some of the most overstated narratives in basketball and how media conversations can shape public perception around players, teams, and the league itself.As always, Sports Gumbo delivers a rich mix of sports, culture, and honest conversation.

What separates basic tax filing from true financial strategy? In this episode, we sit down with Michael Uadiale, Managing Partner at Smeed CPA, to break down the world of proactive tax strategy, wealth preservation, and financial planning for high-net-worth entrepreneurs and real estate investors.Michael shares how his unique combination of CPA, CGMA, and FCA credentials helps business owners think beyond compliance and focus on long-term wealth optimization. We dive into advanced tax planning strategies, the realities of bonus depreciation and cost segregation, and why many successful entrepreneurs wait too long to move beyond a generalist CPA.The conversation also explores Real Estate Professional Status (REPS), common audit pitfalls investors overlook, and how Michael built TracNest to solve one of the biggest documentation challenges in the industry. Plus, we discuss the growing role of AI inside modern CPA firms and where human expertise still matters most.If you're building wealth, scaling a business, or investing heavily in real estate, this episode offers valuable insights into protecting and maximizing what you've worked hard to create.

Thanks to our partners Promotive, WickedFile, Maverick Shop Owners, and OverdryveIs your advertising budget working for you, or quietly draining you? Are you paying a credit card processing premium you didn't even know existed? When did insurance stop being a routine expense and start becoming one of your biggest threats? And is that rent number on your P&L actually telling you the truth?In this solo episode, Hunt Demarest, CPA at Paar Melis & Associates, breaks down the four overhead categories that show up most often in his firm's annual benchmark report — and the ones where shop owners are most likely throwing money away without realizing it. From the 3% advertising rule to why the cheapest insurance policy might be the most expensive decision you ever make, Hunt walks through real numbers, real client stories, and a framework for getting your overhead under control without kneejerk cost-cutting that tanks your business.Whether you're a two-bay shop trying to understand your first P&L or a multi-location owner wondering why your margins keep shrinking despite steady revenue — this episode is essential listening.What You'll Learn...(02:45) The overhead mindset reset — why cutting costs isn't always the answer when profit is down(04:38) How to benchmark without lying to yourself — why comparing the wrong shop misleads you(05:52) The 3% advertising benchmark — what it means and when it actually matters(08:40) The one overhead expense where spending more makes it relatively cheaper(11:34) Credit card fees decoded — the 2.5% benchmark and why your card mix matters more than your rate(13:53) When paying more for integrated processing is the right call — and when it isn't(20:25) Why insurance is a relationship, not a commodity — and the two-shop fire story every owner needs to hear(24:09) The 6–9% rent rule — and why renting from yourself is distorting your numbers before you sellIf you're ready to stop confusing "reviewing overhead" with "cutting overhead," understand why a cheaper insurance policy could put you out of business faster than any slow month, and finally know what your rent is actually costing you before you try to sell — this episode is essential listening.Thanks to our partner, PromotivePromotive has over 40 years of recruiting and automotive experience. If you need qualified technicians and service advisors and want to offload the heavy lifting, visit https://gopromotive.com/Thanks to our partner, WickedFileTurn chaos into clarity with WickedFile, the AI for auto repair shops. Transform invoices into insights, protect cash flow, and stop losing parts, cores, or credits to maximize your bottom line. visit https://info.wickedfile.com/Thanks to our partner, Maverick Shop OwnersYou're working on growing a more profitable shop - that's critical. That's exactly what the 24-video Blueprint course by Maverick Shop Owners addresses - customers, sales, profit, people, systems, and freedom. Get free access for our listeners only at https://maverickshopowners.com/blueprintThanks to our partner, OverdryveOverdryve is your AI-powered marketing operating system. It predicts slow weeks before they happen, automatically launches revenue-driving campaigns, tracks ROI down to the dollar, and optimizes performance in real time. Visit https://overdryvemarketing.com/Paar Melis and Associates – Accountants Specializing in Automotive RepairVisit us Online: www.paarmelis.comEmail Hunt: podcast@paarmelis.comText Paar Melis @ 301-307-5413Download a Copy of My Books Here:Beyond the Bays: A Financial Playbook for Auto Repair Shop OwnersWrenches to Write-OffsYour Perfect Shop The Automotive Repair Podcast Network: https://automotiverepairpodcastnetwork.com/Remarkable Results Radio Podcast with Carm Capriotto: Advancing the Aftermarket by Facilitating Wisdom Through Story Telling and Open DiscussionDiagnosing the Aftermarket A to Z with Matt Fanslow: From Diagnostics to Metallica and Mental Health, Matt Fanslow is Lifting the Hood on Life.The Weekly Blitz with Chris Cotton: Weekly Inspiration with Business Coach Chris Cotton from AutoFix - Auto Shop Coaching.Speak Up! Effective Communication with Craig O'Neill: Develop Interpersonal and Professional Communication Skills when Speaking to Audiences of Any Size.Business by the Numbers with Hunt Demarest: Understand the Numbers of Your Business with CPA Hunt Demarest.The Auto Repair Marketing Podcast with Kim and Brian Walker: Marketing Experts Brian & Kim Walker Work with Shop Owners to Take it to the Next Level.

Most CPAs know the federal tax calendar cold. But state entity compliance is a very different story. The rules vary dramatically from state to state, and missing a filing can create real problems for clients. And in 2026, there are some important developments CPAs should be paying attention to, especially in New Jersey, Delaware and Pennsylvania. Frank Tumminello from FileForms breaks it all down and talks about how software can help. Topics discussed:Why state entity compliance complicatedConsequences of missed filingsRolling deadlines versus fixed-date deadlinesNew Jersey tax complianceFlorida tax complianceDelaware tax complianceLeveraging softwareCollecting and submitting state feesPennsylvania tax complianceCoordinating multi-state complianceWhat “good” compliance looks likeThree things every CPA can do Resources:Request a free 2026 compliance calendar from FileFormsLearn more about FileForms for CPAsBook a demoState-specific resources:Florida Annual Report 2026: May 1 DeadlineDelaware Franchise Tax 2026: LLC June 1Delaware Annual Report: Deadlines, Fees & ComplianceNew York Biennial Statement Filing

40% of doctors have a side gig — and most are one contract clause away from handing it to their employer. Forty percent of physicians now run a side gig — chart reviews, expert witness work, SaaS tools, real estate, content, consulting. But here's what nobody covered in residency: most are leaving money on the table at tax time, mixing business and personal finances into an unfixable mess, or unknowingly signing away their intellectual property in an employment contract they barely skimmed. In this episode of Money Meets Medicine, Dr. Jimmy Turner and CFP Justin Harvey unpack what physicians actually need to know before they earn their first non-clinical dollar — and what to do once they're already five figures a month in. If you've ever wondered whether you should be an S Corp, whether your hospital can claim your nights-and-weekends project, or whether business ownership is even worth the headache, this one is for you. Resources: Need a new CPA? Work with Gelt, the proactive tax strategy partner that Jimmy uses, and receive 10% off the first year through the MMM link — https://moneymeetsmedicine.com/CPA Disability Insurance — Where physicians (especially trainees) can request a GSI quote and learn whether one is available at their program — moneymeetsmedicine.com/disability Medscape 2025 Physician Side Gig Survey - https://www.medscape.com/slideshow/doctors-side-gigs-2025-6018502   Episode Summary An orthopedic surgeon writes in: he's pulling $550K at an academic center and has quietly built an AI-powered prior authorization SaaS now generating five figures a month. What should he be thinking about? Jimmy and Justin use that question as a launchpad into the financial reality of physician non-clinical income — the ups, the downs, and the surprisingly counterintuitive parts. Jimmy, recently transitioned from 15 years as a W-2 academic anesthesiologist to a 1099 private practice gig, shares why business ownership has been more stressful than running codes — and why he's still glad he did it. He explains why a $30,000 surprise tax bill finally pushed him to bring in a real tax strategy team (not the February-only compliance CPA most physicians settle for), and the difference between the two. The conversation digs into the Medscape 2025 numbers: 40% of physicians have a side gig, 50% between ages 40 and 50, and 60% say they're doing it for extra income. Most physicians aren't actually trying to leave medicine — they're trying to build enough financial freedom to practice on their own terms. Sometimes a $60,000 side income buys back a day of the week. Justin pushes on the harder questions: What's your goal? What's the actual ROI once you factor in CPA fees, self-employment tax, and the brain space business ownership demands? Why some physicians thrive in 1099-land and others should sprint back to W-2. They also walk through the practical setup — the deceptively simple three-step LLC-EIN-bank-account process most physicians overcomplicate or skip entirely — and the contract landmine almost no academic physician thinks about: who actually owns the work you do on nights and weekends. Plus the tax-strategy doors most W-2 doctors don't realize are closed to them: S Corp elections, QBI, solo 401(k)s, cash balance plans, and pass-through entity tax. If you're already running a side gig or seriously thinking about one, this is the cheat sheet you wish someone had handed you before you started. What You'll Learn Why 40% of physicians now run a side gig — and the real reason most start one (it's not what you think) The three-step business setup most physicians overcomplicate: LLC, EIN, separate bank account How an employment contract clause can quietly hand your side gig over to your hospital — and how to negotiate it before you sign When a tax strategy team actually pays for itself versus when basic compliance is enough The ROI math on 1099 income: what your side gig really needs to clear after self-employment tax, professional fees, and added complexity Side gigs with lower ceilings but much higher odds of success — and why 90% of online businesses fail Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Hiring one remote employee in another state changes everything from a tax standpoint.The same goes for selling products or services across state lines. Once your business creates a connection to another state, that state may expect you to register, file, collect taxes, or handle payroll compliance there.In this episode, Mike sits down with Nellie Akalp, CEO and Co-Founder of CorpNet, to break down state tax nexus in plain English. They explain what creates nexus, why remote employees and multi-state sales can trigger tax obligations, and what business owners need to do to avoid penalties, back taxes, and compliance headaches.

Many women feel guilt around money, success, and ambition. In this episode, we break down the truth about building a business as a woman of faith. You'll learn how to shift your money mindset and stop believing that success and faith are in conflict. We talk about stewardship, leadership, and how building a business can create impact for your family and others. You'll also hear practical ways to set boundaries, lead a team, and grow without burnout. This is real, honest business talk focused on women and finance, mindset for entrepreneurs, and making confident money decisions. If you've ever felt torn between your ambition and your values, this episode will change how you think. Listen now and step into your next level.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

What if the reason your firm feels so heavy isn't your workload — it's that too much of it lives in your head?Most CPAs don't need more hustle, better memory, or another piece of software. They need simpler systems that stop the chaos from depending on them personally. This episode breaks down how small operational shifts reduce mental load, calm the constant spinning, and make firms dramatically easier to run. Less scrambling. Fewer dropped balls. More clarity, more capacity, and way more breathing room. …Link to full shownotes: https://www.businessstrategyforcpas.com/392…Want the skinny on pricing?If you feel trapped by your own accounting firm, it's not because of the work – it's how you've priced the work. Too many accountants are stuck in undercharging, overdelivering, and people-pleasing cycles. Break the pattern with my short PDF guide: 7 Pricing Essentials »It's free, and you can read it in 5 minutes.I want to help you get your prices up without losing loyal clients.  …Want to hear what works, from 57+ clients?Check out the Client Success Stories podcast: LISTEN »

Stories of brash conmen convincing people to buy some of the world's most recognizable landmarksSponsorsFishbowl - https://ohmyfraud.promo/fishbowl Get NASBA Approved CPE or IRS Approved CELaunch the course on EarmarkCPE to get free CPE/CEDownload the app:Apple: https://apps.apple.com/us/app/earmark-cpe/id1562599728Android: https://play.google.com/store/apps/details?id=com.earmarkcpe.appQuestions? Need help? Email support@earmarkcpe.com.CONNECT WITH CALEBTwitter: https://twitter.com/cnewquistLinkedIn: https://www.linkedin.com/in/calebnewquist/Sources:Introduction:Chick-fil-A Bilked for $80,000 in Fake Mac-and-Cheese Refunds, Police Say [NYT]Act I: Arthur Furguson [Wikipedia]Brooklyn Bridge [Wikipedia]George C. Parker [Wikipedia]Bird's-Eye View of the Great New York and Brooklyn Bridge and Grand Display of Fire Works on Opening Night [Wikipedia]FAILURE OF J. LLOYD HAIGH.; EMBARRASSED BY HIS WIRE CONTRACT WITH THE BROOKLYN BRIDGE TRUSTEES [NYT]J. LLOYD HAIGH ARRESTED; CHARGED WITH FORGERY IN THE THIRD DEGREE. [NYT]For You, Half Price [NYT]Act II: Eiffel Tower [Wikipedia]Victor Lustig [Wikipedia]Victor Lustig [Biography via Wayback Machine]The Man Who Sold the Eiffel Tower. Twice. [Smithsonian]The Smoothest Con Man That Ever Lived [Smithsonian]The long con of underworld grifter ‘Count' Victor Lustig [The Mob Museum]

What makes patients trust a dentist enough to accept treatment, stay loyal for years, and refer everyone they know? In this episode, dental consultant Andrea Clasen shares lessons from nearly six decades in dentistry and explains why the most successful practices are built on communication, leadership, and genuine patient care instead of pressure or sales tactics.Andrea talks about the biggest mistakes dentists make during treatment presentations, why relationship building matters more than closing cases, and how strong communication between dentists, hygienists, and team members creates long term practice growth. She also explains how internal culture affects patient experience, why leadership sets the tone for the entire office, and how practices can increase production by improving systems instead of simply chasing more new patients.Throughout the conversation, Andrea shares practical insights on treatment acceptance, scheduling, patient retention, team culture, hygiene driven growth, and what separates average practices from truly exceptional ones. She also reflects on burnout in dentistry, mentoring younger dentists, and the importance of creating a practice where both patients and staff feel valued and respected.Connect with Andrea ClasenEmail: Andrea@Clasenconsulting.com--------------Looking for financial guidance from a team that truly understands dentistry? Bank of America Practice Solutions has spent over 25 years helping dentists nationwide achieve their goals with customized financing and expert support, whether you are just getting started or growing an established practice.Email dg.connect@bofa.com to connect with a specialist and get personalized financial solutions.--------------Stop feeling overwhelmed by the numbers. ADCPA member firms specialize exclusively in serving dentists to help you achieve financial success. Gain a strategic partner who understands industry benchmarks and overhead management so you can focus on clinical excellence.Find your expert: Visit https://adcpa.org/ to find a trusted dental CPA near you. Your numbers should work as hard as you do.--------------Detect what traditional diagnostics miss. Innerview uses FDA-cleared technology to measure internal tooth mobility, helping you identify cracks and loose restorations earlier before they become emergencies. The result is better treatment planning, fewer surprises, and stronger patient trust, all without disrupting your workflow.Book a demo at Innerview.ai and mention Art Wiederman to receive $250 off.

Did you know? 96% of business owners are open to switching advisors right before, during, or after the sale of their business. That's a staggering stat from a recent study discussed on the Top Advisor Podcast with Scott Bushkie – highlighting both a threat and a huge opportunity for financial advisors. If you're working with business owners or want to attract more, here are three actionable takeaways from the episode: Start the Conversation Early: Don't wait for your clients approach you for a conversation about selling their business. Proactively discuss their exit plans and the value of their business before someone else does. Build a Trusted Team: Business owners expect their advisor to have a team of experts (including tax, M&A, and legal professionals) ready to help maximize their value and minimize taxes during this critical transition. Never Accept the First Offer: The study revealed that business owners almost always net a significantly higher sale price (sometimes 60–100% more) when they run a competitive sale process rather than accepting unsolicited offers. Case in Point: The Danger of Waiting Hear what happens when a trusted advisor “waits for the call” after a client sells – only to lose out on tens of millions in new assets because they weren't proactive. Or discover how partnering with experts and running a competitive sale process turned an initial $31M offer into a $51M payday for both the business owner and their advisor. Advisors: This is an immediate opportunity to be the hero your business owner clients need or risk losing them at the most pivotal moment of their financial lives. Episode Sponsor: Connect with Scott Bushkie – Cornerstone Business Services: Cornerstone Website Financial Advisor AUM Study FINISH STRONG:  Book & Workbook Scott's LinkedIn Profile Cornerstone YouTube Video Resources: RapidFire Referrals Get a copy of “The Language of Referrals” Get a copy of “Radical Relevance” Grab your copy of The Hidden Heist today! Connect With Bill Cates: BillCates@referralcoach.com Referral Coach Homepage Hire Bill for Coaching Enroll in The Cates Academy About Scott Bushkie Scott Bushkie is the Managing Partner and Founder of Cornerstone Business Services. With more than 25 years in mergers & acquisitions, Scott is a recognized leader in the lower middle market, helping business owners sell their companies, grow through acquisition, and understand the realistic value of their businesses in today's market. Over the years, Scott has successfully executed hundreds of transactions, domestically and internationally. He has the trust and respect of CPA and financial advisor alliances, investment banks, and other professional service firms within the M&A marketplace. A leading authority on lower middle market M&A, Scott's expertise is sought after by major media outlets including the New York Times, Chicago Tribune, Associated Press, CBS, and iHeart Media. The best-selling author of Finish Strong: Sell Your Business on Your Terms, he also guest authors content for numerous newspapers, magazines, and trade publications. As a keynote speaker, Scott engages diverse audiences from national organizations to regional trade groups and international delegations. He focuses on empowering business owners to maximize the single largest transaction of their life: the sale of their business. Additionally, he equips financial advisors with strategies to better serve these owners and, in turn, significantly grow their AUM. Scott is the founder and past chair of the Wisconsin chapter of Midwest Business Brokers & Intermediaries (MBBI), past chair of the International Business Broker Association (IBBA), past chair of the M&A Source, and the founding president of the Wisconsin chapter of EO. Scott has been named Fellow of IBBA, Fellow of M&A Source, and was a 2025 inductee into the IBBA Hall of Fame—in each instance the youngest person in the world to receive these prestigious lifetime designations, recognizing industry expertise and contributions to the profession. In 2018, Scott launched the Cornerstone International Alliance (CIA), providing member firms with enhanced buyer reach, access to industry experts, resources, and structured best practice sharing. In 2025, CIA had approximately 30 partner firms worldwide and facilitated the transition of $2 billion in enterprise value. Scott also partnered with a third-party research firm to produce the 2025 National Study on Selling Your Business. The first of its kind, the study provides groundbreaking research into business owner attitudes, trends, and expectations about selling their business. Scott holds designations as a Mergers & Acquisitions Master Intermediary (M&AMI), a Certified M&A Professional (CM&AP), and a Certified Business Intermediary (CBI). He is a registered representative of the broker dealer Ceiba Financial with the Series 62 & 63 securities licenses. Scott's diverse background includes entrepreneurial endeavors, management, finance, and marketing. He has operated small startups and worked with international corporations. He is a graduate of the University of Wisconsin – Whitewater. Scott and his wife Cassie live in Green Bay with their three children.

In this original What the Dementia episode, we will discuss why dementia caregiving is not always about making or keeping your partner with dementia happy. We explain why emotions like sadness, frustration, or crying can still occur in people living with dementia and why these moments are not necessarily something caregivers need to “fix.”This episode will cover:— Why keeping someone with dementia happy isn't always the goal— How emotions can show up in people living with dementia— Why distress can be a form of communication— Questions caregivers can ask when someone is upset— When emotional changes should be discussed with a doctorMENTIONED IN EPISODE | Newsletter | ⁠⁠⁠⁠https://letsbambu.com/newsletter⁠⁠⁠⁠CONNECT, GET RESOURCES, LEARN MORE, + SIMPLIFY YOUR CARE JOURNEY:LinkTree | ⁠⁠⁠⁠⁠⁠⁠⁠https://www.letsbambu.com/b/linktree⁠⁠⁠⁠⁠⁠⁠⁠MUSIC CREDIT: Listen To SpillageVillage - Tropical Landing Pop Songs At Looperman.com DISCLAIMER: The information contained in Bambu Care LLC's website, blog, emails, programs, services and/or products is for educational and informational purposes only. While we draw on our prior professional expertise and background in other areas, you acknowledge that we are supporting you in our role exclusively as a Dementia Care Consultant. By participating in Bambu Care, LLC's website, blog, emails, programs, services and/or products, you acknowledge that we are not a licensed psychologist, professional counselor, or medical doctor. We in no way, diagnose, treat, or cure any illnesses or diseases. Dementia Care Consulting is in no way to be construed or substituted as psychological counseling or any other type of therapy or medical advice. The information provided by Bambu Care, LLC also does not constitute legal or financial advice nor is intended to be. Dementia Care Consulting is not a substitute for the services of a CPA or attorney.

"Busy but broke" — it's the phrase Christina hears more than any other from real estate investors who come to Simple CFO. In this episode of the Simple CFO Case Files, she sits down with senior CFO Michael Glaspie, one of the longest-tenured members of the Simple CFO team, to break down exactly why that happens and how a real financial system fixes it.Michael walks through what separates a CFO from a bookkeeper or CPA, how the first 60 days of a client engagement actually work, why education without application is just entertainment, and two client stories that show what it looks like when Profit First finally clicks — including a couple doing 50–60 flips a year who discovered they were actually losing money.Timeline Highlights[0:23] Introducing senior CFO Michael Glaspie and why "busy but broke" is the most common phrase Simple CFO hears[1:51] What client businesses look like before and after Simple CFO in one sentence[3:00] Why industry knowledge is the thing that separates a great CFO from a good one[5:17] Why bad bookkeeping is the root of overpaying taxes, losing loans, and bleeding cash[9:39] Why a CFO think tank beats a solo practitioner every time[12:30] What the first 60 days actually look like: the battle plan call and backwards math[13:45] The expense analysis: evaluating bookkeeper accuracy and finding trends[14:33] How to find the root cause — is it leads, or is it flips running 270 days instead of 120?[16:38] Why you can start Profit First today — but accurate numbers unlock the exponential growth[17:54] Education without application is just entertainment — why reading the book isn't enough[19:34] Why Profit First is never one-size-fits-all and has to be customized to the business[20:19] Client story #1: the wholesaler living paycheck to paycheck — fixed with one account[21:28] Client story #2: great years, huge tax bills, no money set aside — and how 18 months changed everything[23:22] How the Simple CFO dashboard tracks real-time KPIs connected directly to QuickBooks[25:21] Full transformation story: the couple doing 50–60 flips who discovered they were actually losing money[26:43] How switching from flips to wholesaling, adding coaching, and JV-ing on student deals changed everything[28:22] Where they are today: traveling, paying themselves, and living the life they originally started the business forKey TakeawaysBusy and broke is not a revenue problem — it's a systems problem. The right financial infrastructure changes everything.Bad bookkeeping is the root cause of overpaying taxes, losing loans, and not knowing where cash goes.The CFO is the quarterback of the financial team — and you want one who's been to the Super Bowl, not one throwing Hail Marys.The first 60 days are about finding the real break-even number, cleaning the books, and identifying the true root cause of financial pain.Education without application is entertainment — reading Profit First and implementing it are completely different things.You don't always need to scale. Sometimes you need to strip the business back to what you actually intended when you started it.One account — owner's pay — can be the single shift that changes how a business owner feels about their entire business.Links & ResourcesBook a discovery call to find out exactly where your money is going and how to keep more of it: simplecfo.comClosingThanks for listening to the Simple CFO Case Files on the Profit First for Real Estate Investors podcast. If you found this helpful, make sure you're subscribed so you don't miss our guest interviews and Profit First conversations with David Richter. If you're ready to bring clarity and structure to your finances, visit profitrei.com to apply for a free financial discovery call with our team.

Can I Retire at 63 With $350K?Can you really retire at 63 with $350,000 saved? In this video, we break down the real numbers behind retirement income, Social Security, healthcare costs, withdrawals, and lifestyle expectations to see what's actually possible.Too many people think they either need millions to retire… or that $350K automatically means they're out of options. The truth is somewhere in the middle.**Schedule your free virtual consultation

Financial Assessment (Meet with an experienced professional):https://bit.ly/PureFreeAssessmentToday on Your Money, Your Wealth® podcast number 582, Joe Anderson, CFP® and Big Al Clopine, CPA address something a not-insignificant portion of this audience has been complaining about for years: their so-called 'absurdly conservative' safe withdrawal rates for early retirement. Rand and Elayne from Ohio are here to gripe about it directly with a thought experiment: a million bucks at age 36 and a three-year sabbatical in France. When, if ever, would Joe and Big Al say they should cut it short and go back to work if the markets turned ugly? Mike2me17 piles on, with his own SWR take about AUM fees in his Apple Podcasts review. But first, a real world example: Ron and Harry from Florida are elite performers with a high-risk specialty job. Can they safely pull off moving to Portugal and living on $38,000 a year in their early 40s? If you're one of the people yelling at your podcast app every time Joe or Al mentions a 2% withdrawal rate, today's your day, and we welcome you to leave more of your thoughts on the topic in Apple Podcasts, YouTube, on Reddit, in our inboxes - like everyone else has.Free Financial Resources in This Episode: https://bit.ly/ymyw-582 (full show notes & episode transcript)Withdrawal Strategy Guide - YMYW TV:https://purefinancial.com/white-papers/withdrawal-strategy-guide/?utm_source=captivate&utm_medium=podcast&utm_campaign=whitepaper-withdrawal-strategy-guide&utm_content=ymyw-pod-ep582-description-whitepaperFinancial Blueprint (free, self-guided):https://purefinancial.com/financialblueprint/?utm_source=captivate&utm_medium=podcast&utm_campaign=financial-blueprint&utm_content=ymyw-pod-ep582-description-blueprintRetirement Pop Quiz: 18 Questions to Get You Ready to Retire - YMYW TVhttps://purefinancial.com/ymyw/episodes/retirement-pop-quiz-18-questions-ready-to-retire/?utm_source=captivate&utm_medium=podcast&utm_campaign=ymyw-tv&utm_content=ymyw-pod-ep582-description-tv-s10e10Financial Assessment (Meet with an experienced professional):https://bit.ly/PureFreeAssessmentREQUEST your Retirement Spitball Analysis:https://bit.ly/AskJoeAndAlDOWNLOAD more free guides:https://bit.ly/PureGuidesREAD financial blogs:https://bit.ly/PureFinBlogWATCH educational videos:https://bit.ly/PureEdVideosSUBSCRIBE to the YMYW Newsletter:https://bit.ly/YMYWNewsletterConnect With Us:Subscribe on YouTube and join the conversation in the comments:https://bit.ly/YMYW-YTSubscribe or follow YMYW in your favorite podcast app:https://lnk.to/ymywLeave your honest reviews and ratings in Apple Podcasts:https://podcasts.apple.com/us/podcast/your-money-your-wealth/id312900254Chapters: 00:00 - Intro: This Week on the YMYW Podcast01:14 - Elite Performers Semi-Retiring at 43 and Moving to Portugal. Can We Pull It Off? (Ron & Harry, FL)16:16 - YMYW Safe Withdrawal Rate Assumptions Are Absurd. At What Point Do You Go Back to Work If Markets Crash? (Rand & Elayne, ID)34:13 - YMW Safe Withdrawal Rates to Protect AUM Fee (Comment from mike2me17, Apple Podcasts)41:46 - Outro: Next Week on the YMYW Podcast

Send us Fan MailShe was paying off debt. Building nothing. And telling herself she'd start investing "when this was done."In this episode, Dr. Latifat sits down with Dr. Valerie, a psychiatrist and 6 to 7 alum who grew up in a family where money was never discussed and spent years unknowingly delaying her own wealth because of it. In just a few months inside the program, everything shifted. She opened a Vanguard account. Converted her rental to a hybrid short-term and midterm property. Paid off her car and kept it. And negotiated her way into a telepsych position that pays her $60,000 more than she was making three months ago.This one is full of real numbers, real mindset shifts, and real talk.In this episode:Growing up where money was taboo, even with a CPA sister in the family The "finish this first" trap that kept Dr. Valerie stuck for years Why paying off debt while building zero wealth is not a strategy How she went from accepting whatever salary she was offered to negotiating $60K more Switching to telepsych: earning more, working from home, and reclaiming her afternoons The foster care dream she's never shared publicly — until now Why your life should be an asset, not just your investments "I wasn't building wealth. I was just paying off debt. But I could be doing both."If you're tired of feeling like medicine is something you have to keep doing instead of something you get to choose, this workshop is for you.Join us to learn how busy women physicians are creating financial freedom, building real options, and designing lives they do not need to escape from without waiting for traditional retirement.

In this episode of Tax Tuesday, Anderson Advisors' Barley Bowler, CPA, and Eliot Thomas, Esq., answer listener questions covering a broad range of real estate, retirement, and investment tax topics. They break down cost segregation studies and depreciation recapture, explaining how bonus depreciation accelerates deductions and how 1031 exchanges and stepped-up basis can help investors defer or eliminate gain entirely. They address whether vacated rental rooms can qualify as deductible office space, and walk through how multi-state 1099 income is taxed when a worker performs services in Kansas for California patients through a Utah company. Barley and Eliot also clarify how MAGI determines the taxable portion of Social Security benefits in retirement, and confirm that qualified retirement plan distributions are protected from California taxation once a taxpayer has established residency in Nevada. Additional topics include 529 college savings plans for children attending accredited foreign universities, combining Roth IRAs with a payroll strategy for minor children, when Schedule E versus Schedule C applies to short-term rental income, and the significant hurdles of qualifying for Trader Tax Status — along with an alternative C-corporation trading structure that may offer far greater and more reliable tax advantages. Tune in for expert advice on these topics and more! Submit your tax question to taxtuesday@andersonadvisors.com Highlights/Topics: [00:00] Intro to Tax Tuesday with Eliot and Barley [7:10] "I would like to know more about cost segregation and depreciation recapture on property sales." Cost segregation accelerates deductions upfront. Recapture taxes those gains at ordinary rates upon sale. [18:00] "At the beginning of this year, I moved into a new home. At my previous residence, I had been renting two rooms, and I am currently working to sublet them. I am still on the lease and committed to covering the cost of those two rooms until I find replacements. My question is: since I am continuing to pay for these rooms, would it be possible to classify them as office space and potentially use them as a tax deduction?" Have your business assume the lease directly. That creates a clean, legitimate deduction. [22:53] "My wife is doing remote 1099 work, and I had a question on where state taxes are due. We live in Kansas and she performs the work from a home office or rented office space in Kansas. She is performing this work through a contracting/locums company based out of Utah, but the current work she is providing is for patients in California. Do we pay KS or CA state income tax for this 1099 work?" Both Kansas and California claim the income. Kansas credits taxes already paid to California. [29:35] "Taxes in retirement: we know you can be taxed on Social Security. We don't know the details. How much can you make to avoid being taxed? Does the IRS include all incomes, passive and active? We just don't have details." Between 50–85% of benefits may be taxable. MAGI includes all income, even tax-exempt interest. [36:54] "I have been a Nevada resident for 2 years. I started my retirement from a California corporation this year. Can California tax my retirement benefits now that I am a NV resident?" No. Federal law fully protects qualified retirement benefits paid to Nevada residents. [40:55] "I am a business owner in Texas. My twin kids are growing up in a foreign country with their cousins. They may want to pursue higher education there. I haven't started a 529 college savings plan yet. If they decide not to go to college at an American university, what would be the best type of tax-sheltered account to invest in, for the kids?" 529 plans cover accredited foreign universities. Combine with a Roth IRA for maximum impact. [48:17] "Is it okay to use Schedule E to report short-term rental income?" Yes, if you provide only minimal services. Substantial services push income to Schedule C. [53:55] "For 2025 tax year, I made more than 800 trades - frequently - 3 days/week throughout the year. I made profits both from long-term investing and short-term trades. Am I eligible for Trader Tax Status and able to deduct my expenses in 2025 filing (I applied for extension)." Trader Tax Status is highly subjective and audit-prone. A C-corp trading structure is safer. Resources:

Jesse Cramer and Jeremy Keil detail 7 real world lessons learned from working with hundreds of retirees. There's a big difference between studying retirement… …and actually sitting across the table from retirees for years. This week I sat down with Jesse Cramer and instead of doing a typical “Retire Today” interview, we decided to compare notes from working with hundreds of retirement clients and shared the lessons that rarely show up in textbooks or headlines. Experiences often speak louder than theory, so let's dive into the 7 main lessons. Lesson #1: Most Retirees Don't Have a “Purpose Crisis” If you spend time searching YouTube or Amazon for retirement advice, you'll likely come across the “retirement purpose crisis.” In our real-world experience working with retiree, this doesn't seem to show up the way financial media suggests. Yes, some retirees need time to adjust. But most aren't spiraling into an identity crisis after leaving work. Why? Because many workers weren't necessarily emotionally attached to the structure of their jobs—they were looking forward to having control of their time again. A lot of retirees quickly find purpose in: Family Grandkids Community Travel Hobbies Freedom itself The bigger adjustment often isn't purpose. It's learning how to structure time differently. Lesson #2: Most People Start Planning Too Late One of the clearest themes in the conversation was timing. Many people first show up to retirement planning webinars only months before retirement—or even after they've already retired. That creates problems. Important decisions around: Social Security Investments Pensions Healthcare Spending levels Taxes …all work better when there's time to think through options. Jesse's recommendation was simple: Start seriously planning at least 12 months before retirement—and ideally earlier. Not because every detail must be finalized years in advance, but because retirement works best when decisions are intentional instead of rushed. Lesson #3: Couples Need to Get on the Same Page Retirement isn't an individual decision when you're married. But many couples approach it that way. We find it is common for spouses to have completely different views on: Retirement timing Spending Investment risk Social Security Lifestyle expectations Sometimes one spouse wants maximum security. The other wants maximum freedom. And if those conversations don't happen early, conflict can show up later. I've seen couples who struggle with spending expectations and pension decisions because both people weren't fully involved in the planning process. The takeaway was clear: Retirement planning works better when both spouses understand the plan—even if only one person enjoys the financial details. Lesson #4: Social Security Can Be Flexible One of Jesse's most interesting ideas was describing Social Security as a “pressure release valve.” Instead of viewing Social Security as a rigid decision with one perfect claiming age, retirees can think about it more dynamically. For example: Delay benefits while markets are strong But turn benefits on earlier if market declines create stress on the portfolio That flexibility can help reduce sequence of returns risk—the danger of withdrawing heavily from investments during a market downturn early in retirement. The key insight? Retirement planning isn't static. Good plans adapt. Lesson #5: Too Much Stability Can Become a Risk Many retirees focus heavily on avoiding losses. That's understandable. But Jesse shared a cautionary example of a retiree with roughly 90% of investable assets in annuity products because she wanted maximum stability. The problem? Over-emphasizing one risk can create others. Oftentimes retirees “over-index” against market risk while unintentionally increasing: Inflation risk Liquidity risk Longevity risk Safety itself can become risky if growth disappears entirely. Lesson #6: One Big Mistake Can Change Retirement Forever I once had a client who wanted 10% retirement income and concentrated his entire portfolio into one high-dividend bank stock. Within days: The dividend disappeared The stock collapsed Half the retirement savings vanished It was a reminder that retirement success often comes less from finding perfect strategies… …and more from avoiding catastrophic mistakes. As Jesse referenced through Charlie Munger's thinking:Sometimes the smartest retirement planning question is: “What should I absolutely avoid doing?” Lesson #7: Retirees Often Need Permission to Spend This may have been the most emotional lesson in the episode. Many retirees struggle to switch from saver to spender—even when the math clearly says they can afford it. I once worked with a widow with more than $1 million saved who refused to withdraw money to visit her grandchildren because emotionally she couldn't bring herself to spend her savings. That's where framing matters. As Jesse summarized:You're not changing identities from “saver” to “spender.” You've always been a retirement planner. Earlier in life, prudent planning meant saving. Now, prudent planning may mean spending intentionally on things that matter. The Bottom Line Retirement planning isn't just math. It's behavior.It's psychology.It's communication.It's flexibility. And many of the most important lessons aren't learned from spreadsheets. They're learned from real retirees living real lives. Don't forget to leave a rating for the “Retire Today” podcast if you've been enjoying these episodes! Subscribe to Retire Today to get new episodes every Wednesday. Apple Podcasts: https://podcasts.apple.com/us/podcast/retire-today/id1488769337  Spotify Podcasts: https://bit.ly/RetireTodaySpotify About the Author: Jeremy Keil, CFP®, CFA is a retirement financial advisor with Keil Financial Partners, author of Retire Today: Create Your Retirement Income Plan in 5 Simple Steps, and host of the Retirement Today blog and podcast, as well as the Mr. Retirement YouTube channel. Jeremy is a contributor to Kiplinger and is frequently cited in publications like the Wall Street Journal and New York Times. Additional Links: Buy Jeremy's book – Retire Today: Create Your Retirement Master Plan in 5 Simple Steps BestInterest.blog  Personal Finance for Long-Term Investors – Jesse Cramer's podcast Connect With Jeremy Keil: Keil Financial Partners LinkedIn: Jeremy Keil Facebook: Jeremy Keil LinkedIn: Keil Financial Partners YouTube: Mr. Retirement Book an Intro Call with Jeremy's Team Media Disclosures: Disclosures This media is provided for informational and educational purposes only and does not consider the investment objectives, financial situation, or particular needs of any consumer. Nothing in this program should be construed as investment, legal, or tax advice, nor as a recommendation to buy, sell, or hold any security or to adopt any investment strategy. The views and opinions expressed are those of the host and any guest, current as of the date of recording, and may change without notice as market, political or economic conditions evolve. All investments involve risk, including the possible loss of principal. Past performance is no guarantee of future results. Legal & Tax Disclosure Consumers should consult their own qualified attorney, CPA, or other professional advisor regarding their specific legal and tax situations. Advisor Disclosures Alongside, LLC, doing business as Keil Financial Partners, is an SEC-registered investment adviser. Registration does not imply a certain level of skill or expertise. Advisory services are delivered through the Alongside, LLC platform. Keil Financial Partners is independent, not owned or operated by Alongside, LLC. Additional information about Alongside, LLC – including its services, fees and any material conflicts of interest – can be found at https://adviserinfo.sec.gov/firm/summary/333587 or by requesting Form ADV Part 2A. The content of this media should not be reproduced or redistributed without the firm’s written consent. Any trademarks or service marks mentioned belong to their respective owners and are used for identification purposes only. Additional Important Disclosures

In this deeply honest conversation, Melissa sits down with entrepreneur, CPA, and author Mel Abraham to talk about the connection between grief, wealth, purpose, resilience, and the moments that actually define a meaningful life. What starts as a conversation about money quickly becomes something much deeper. Mel shares the life-changing moments that completely reshaped his perspective—from becoming a single father while $300,000 in debt… to surviving cancer… to rebuilding after losing millions in a Ponzi scheme. Together, Melissa and Mel unpack the emotional side of wealth, the grief hidden inside identity shifts, and why true richness has far more to do with moments than money. This episode is for anyone navigating loss, rebuilding after adversity, questioning the path they're on, or trying to create a life that feels aligned instead of performative. Topics Discussed: • Why most people don't actually have a “money problem” • The difference between leaving a legacy vs living one • Work-life harmony vs work-life balance • How grief reshapes identity and priorities • Why wealth creation is mostly behavioral • Healing through purpose after loss and adversity • Rebuilding after financial betrayal and hardship • The power of intentional living and choosing what matters HIGHLIGHTS: 00:00 – Why making more money alone will never create freedom 01:27 – Mel explains the “money machine” concept 02:16 – Entrepreneurs stuck on the treadmill of earning 03:51 – Becoming a single dad while $300K in debt 05:32 – The drawing from his son that changed everything 06:35 – Why work-life balance doesn't work long term 06:40 – The concept of work-life harmony 09:41 – “You don't want to leave a legacy. You want to live one.” 10:14 – What legacy actually means 11:16 – How intentional scheduling changed his relationship with his son 13:22 – Melissa shares her perspective on grief beyond death 14:38 – Identity loss, reinvention, and entrepreneurship 15:22 – Mel's cancer diagnosis and everything changing overnight 17:20 – The dangerous spiral of asking “Why me?” 17:44 – “What if cancer happened because of what you were meant to do?” 18:50 – How cancer led Mel to write his book and serve others 19:32 – Finding meaning inside devastating experiences 20:20 – Melissa shares the moment that transformed her grief into purpose 21:25 – Living with the fear of cancer recurrence 22:48 – Why moments matter more than certainty 23:00 – Losing his mother and the regret she carried 24:15 – Wealth vs richness in life 26:50 – Losing millions in a Ponzi scheme 28:18 – Ignoring intuition and emotional financial decisions 30:29 – The moment he realized his son was watching how he handled adversity 31:32 – Rebuilding after betrayal and financial devastation 32:47 – Melissa reflects on how children become mirrors and teachers 35:02 – Every hardship becomes a choice point 36:24 – Focusing only on what you can control 39:18 – The biggest mistakes people make financially 40:13 – Why “money problems” are actually behavioral problems 41:33 – Why no amount is too small to start building wealth 42:42 – The power of getting in the game financially 43:16 – Final reflections on empowerment, grief, and choice 44:07 – Where to connect with Mel Abraham If this conversation resonated with you, make sure to like, subscribe, and share it with someone who needs this reminder: You are not powerless. Your pain does not disqualify you from building a meaningful, rich, and intentional life.

Most physician owners we talk to took a vacation last year and spent half of it answering billing questions on their phone. That is not a staffing problem. That is a systems problem. In this episode, Dr. Heather Signorelli walks through the five operational and financial systems that allow a practice to generate and protect revenue without the owner acting as the lead biller, the collections manager, and the operations director all at once. You will learn: How to take clinical knowledge out of one doctor's head and turn it into practice-wide standards How to get daily financial visibility without waiting 30 days for a CPA report How software hard-stops protect revenue even when your best staff member quits How to benchmark provider productivity without having awkward conversations How to give managers real decision-making authority without losing control of your margins 

Join Southwest Radio Ministries host Larry Spargimino with his guest for part 2 on Watchman on the Wall. Regarding a "cashless society," Doug Stauffer, who is a retired CPA,  believes that, from a businessman's perspective, digital transactions will be fast and efficient, eliminate certain forms of embezzlement, curtail bank robberies and employee theft, and will quickly be endorsed by world leaders. 

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Buying or selling a business isn't just a deal. It's one of the biggest financial and tax decisions you'll ever make. In this episode, we break down how smart business owners use acquisitions to build wealth and reduce taxes. You'll learn how to approach deals from both sides, structure offers, and avoid costly mistakes. We also cover due diligence, negotiation, and how tax planning impacts what you actually keep after the deal closes. This is clear, practical finance advice focused on business strategy, tax strategies, and smarter money decisions. If you want to maximize income and keep more from your next deal, this episode is critical. Listen now before you make a costly mistake.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Gas prices go up… so should your prices go up too? This is a question many small business owners are asking, and the answer is not always simple. Today, we break down the pros and cons of passing along higher gas costs to your customers. You will learn when it makes sense to raise prices, when it might hurt your business, and how to think through the decision using your numbers. Pricing should never be based on emotion or panic. It should be based on understanding your costs, your margins, and your overall profitability. If you want to protect your profits and make smart pricing decisions, this is a conversation you need to have. -----------------------------   DIVE IN DEEPER & LEARN MORE ABOUT YOUR NUMBERS

Wassia Kamon is a CPA, CMA, and MBA who brings over 15 years of experience in finance, accounting, and business leadership across multiple industries. She currently serves as CFO of a mission-driven CDFI, where she helps guide financial strategy, growth, and impact for underserved communities. As an award-winning CFO, published thought leader, and podcast host of "The Diary of a CFO," Wassia is known for her honest and practical insights into what it really takes to build and lead a strong finance function. She speaks openly about the challenges finance leaders face, from navigating the first year in the CFO seat to building teams that can truly support growth. Wassia has built a strong presence on LinkedIn, where she shares clear and relatable insights that help founders and finance leaders better understand their numbers, avoid common mistakes, and make smarter decisions. Her work highlights how strong financial leadership is a key driver of Fundability, long-term growth, and access to capital. Today, she helps bridge the gap between financial strategy and real-world execution, giving business owners the clarity and structure they need to scale with confidence. During the show we discuss: Why most founders are financially misaligned—and how it limits growth The hidden reasons your business isn't actually fundable (even if you're making money) How to fix your financial foundation before trying to scale Why chasing revenue can hurt profitability and long-term success How to align your business model, credit, and cash flow for real growth The mindset shift needed to build a business that creates freedom—not more work What lenders and funders actually look for when deciding who gets capital How to turn your business into a scalable, finance-ready asset Resources:  https://www.wassiakamon.com/  https://thediaryofacfo.com/  https://www.linkedin.com/in/wassiakamon/

Matthew Doran joins Steven Jarvis, CPA, to discuss why great tax planning isn't about memorizing rules - it's about helping clients make intentional decisions that improve long-term outcomes. From the QBI deduction to inherited IRAs and the widow's penalty, Matthew shares practical examples of how advisors can create value by proactively reviewing tax returns, managing taxable income, and collaborating closely with CPAs. https://zurl.co/OJ2DV

he age at which you file for Social Security will be one of the most important retirement-related decisions you'll make. Robert Brokamp discusses the pros and cons of delaying with CPA and financial planner Mike Piper, the creator of Opensocialsecurity.com, a free tool that helps retirees choose the optimal age to claim benefits. Also in this episode:-A report from Standard & Poor's finds that only 1 in 10 mutual funds that performed in top 25% from 2016-2020 remained in the top 25% from 2021-2025-Home price growth has begun lagging inflation, and many cities are still below their 2022 highs-The dividend yield on the S&P 500 hits an all-time low, falling below the previous low reached at the height of the dot-come bubble-With the end of the school year near, your kids or grandkids are one year closer to college – now is a good time to evaluate your 529 plan and whether you're saving enough Host: Robert Brokamp, CFP®, EAGuest: Mike Piper, CFA, PFSEngineer: Bart Shannon Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement.We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode. Learn more about your ad choices. Visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices