Podcasts about CPA

In this week’s “Throwback Thursday” segment, we hear from a CPA who turns natural deodorant made from apple cider vinegar into a beauty and skin-care line. Side Hustle School features a new episode EVERY DAY, featuring detailed case studies of people who earn extra money without quitting their job. This year, the show includes free guided lessons and listener Q&A several days each week. Show notes: SideHustleSchool.com Email: team@sidehustleschool.com Be on the show: SideHustleSchool.com/questions Connect on Instagram: @193countries Visit Chris's main site: ChrisGuillebeau.com Read A Year of Mental Health: yearofmentalhealth.com If you're enjoying the show, please pass it along! It's free and has been published every single day since January 1, 2017. We're also very grateful for your five-star ratings—it shows that people are listening and looking forward to new episodes.

Every business owner hits a point where the tax questions start stacking up. Can I deduct this? Should I switch to an S Corp? Is this still a business if I have not made money yet? And what happens if I did something before I had my systems set up the right way?In this episode, Mike opens the floor to questions from business owners and breaks down the tax answers behind them. From zero-activity LLC filings and Schedule C concerns to family payroll planning, vehicle deductions, and rental strategies like the Augusta Rule, this episode covers the practical decisions that shape how much tax you pay and how well your strategy holds up. 

Many business owners think they need to put their car in their LLC to get a tax write-off, but that's not true. In this episode, we break down how vehicle deductions really work and when it makes sense to transfer your car to your business. You'll learn the difference between mileage and actual expenses, how to avoid audit risks, and why documentation matters. We also cover common mistakes that can lead to denied deductions or insurance issues. If you want to use smart tax strategies and keep more of what you earn without making costly errors, this episode gives you a clear, practical guide.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Send us Fan MailMoney problems in divorce are rarely about “one weird transaction.” They're about complexity: multiple accounts, transfers that look harmless until you see the full trail, business income that blends into personal spending, and documents that do not tell the whole story. We bring in CPA, Certified Divorce Financial Analyst, and mediator Ryan Finley to show what forensic accounting really looks like when a case needs facts, not guesses.We talk through how litigation support helps attorneys and clients during discovery, including how a forensic accountant organizes financial disclosures, builds a marital balance sheet, and translates confusing items like investments or bonus plans into plain English. Ryan also explains the core workflow of following the money across bank statements, credit cards, and investment accounts, then isolating the transactions that do not reconcile so the right questions get asked fast.From there, we get into the moments that change outcomes: hidden accounts created during advisor changes, tax return red flags like strategic overpayment, and dissipation claims when marital funds support a girlfriend, boyfriend, trips, or gifts. We also cover why self-employed income and business valuation can be the hardest issues in divorce, plus what to watch for with real estate partnerships, missing parcels, and paperwork that looks “off.” We even touch on practical settlement strategy, like when keeping a low-rate mortgage might actually improve post-divorce cash flow.If you want clearer numbers, smarter questions, and fewer surprises, listen now, then subscribe, share the episode with someone who needs it, and leave a review so more families can find trustworthy guidance.If you would like to speak with one of our attorneys, please call our office at (503) 227-0200, or visit our website at https://www.pacificcascadelegal.com.To learn more about how Ryan can help you or to learn more about Freedom Financial Services Group, you can view his website at: https://www.freedomfsg.com/ Disclaimer: Nothing in this communication is intended to provide legal advice nor does it constitute a client-attorney relationship, therefore you should not interpret the contents as such.

Joe Anderson, CFP® and Big Al Clopine, CPA spitball on whether a popular early retirement strategy could actually blow up your financial plan, today on Your Money, Your Wealth® podcast number 577. Red and Kitty from Wisconsin are burned out at 40 and wonder if retiring at 45 using the 72(t) tax election to take substantially equal periodic payments, or SEPP, is a smart bridge strategy. Jiminy Billy Bob in North Carolina is also considering a 72(t). How should he structure his withdrawal order, and does he need to shift into bonds before downshifting his career? Plus, Steve and Sharon in Minnesota have 8 million bucks. Steve is getting laid off at age 56. What should they do with their 401(k), stock options, incentives, and benefits before and after the layoff? Free Financial Resources in This Episode:  https://bit.ly/ymyw-577 (full show notes & episode transcript) Recession Protection Guide - free download Retirement Readiness Guide - free download 6 Ways Americans Accidentally Sabotage Their Retirement - YMYW TV Financial Blueprint (self-guided): https://bit.ly/PureFinancialBlueprint  Financial Assessment (Meet with an experienced professional): https://bit.ly/PureFreeAssessment  REQUEST your Retirement Spitball Analysis: https://bit.ly/AskJoeAndAl  DOWNLOAD more free guides: https://bit.ly/PureGuides  READ financial blogs: https://bit.ly/PureFinBlog  WATCH educational videos: https://bit.ly/PureEdVideos  SUBSCRIBE to the YMYW Newsletter: https://bit.ly/YMYWNewsletter  Connect With Us: Subscribe on YouTube and join the conversation in the comments: https://bit.ly/YMYW-YT  Subscribe or follow YMYW in your favorite podcast app: https://lnk.to/ymyw  Leave your honest reviews and ratings in Apple Podcasts: https://podcasts.apple.com/us/podcast/your-money-your-wealth/id312900254    Chapters: 00:00 - Intro: This week on the YMYW Podcast 01:06 - Why Retiring at 45 Using 72(t) SEPP Withdrawals is Risky (Red & Kitty, WI) 13:28 - Early Retirement Strategy: Withdrawal Order, Bonds, and 72(t) (Jiminy Billy Bob, NC) 22:49 - Laid Off at 56 With $7.9M: How to Handle Your Exit Strategy (Steve & Sharon, St. Paul, MN) 43:51 - Outro: Next Week on the YMYW Podcast

Tax Day is tomorrow, which means scammers may be working overtime! Greg and Holly walk through red flags every taxpayer should know to avoid becoming the victim of a last-minute tax scam with Susan Spiers, CPA and CEO of the Utah Association of Certified Public Accountants.

The IRS is using new tools and AI to flag business owners faster than ever. In this episode, we break down the top audit triggers that could put your business at risk. You'll learn how common mistakes like poor documentation, unrealistic deductions, and lifestyle mismatches can lead to audits. More importantly, you'll learn how to fix these issues and protect yourself. This is not about fear. It's about being prepared and using smart tax strategies the right way. If you want to stay compliant, avoid costly penalties, and keep more of what you earn, this episode gives you a clear plan.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Your Profit & Loss statement is more than just a report. It is a roadmap to better decisions and higher profits. Today, we walk through how to review the last 3 months of your P&L and use it to spot trends that matter. You will learn how to compare your most recent month to prior months, look at year to date performance, and compare it to last year to see what is really changing in your business. We also talk about how to find hidden profits, identify profit leaks, review payroll, and uncover broken processes that are costing you money. Your numbers will show you exactly where the problems and opportunities are if you take the time to look. If you want a more profitable business, start by understanding the trends in your numbers. -----------------------------   DIVE IN DEEPER & LEARN MORE ABOUT YOUR NUMBERS

Imagine retiring with $750,000 and watching it drop by 30% in year one. A market drop like that can have a real impact on your retirement income.In this episode, we break down the bucket strategy, a way to divide your money into three buckets designed to help protect your income during market downturns. We also cover how to evaluate the risk you're currently taking and how it may need to change in retirement, plus why your tax strategy and Social Security decisions play a key role in making your money last.If you're 55 or older and concerned about what a market drop could do to your retirement income, this episode is for you.--Ready to take the next step? Schedule a RetireReady Call at https://bit.ly/3PKQseH

Daniel is a licensed CPA with over 11 years of experience, including roles at a Big 4 firm and a global pharmaceutical company with international exposure. He has worked across industries like solar and insurance tech and now runs a consulting business helping Series A to B startups with financial reporting and systems. In May 2022, he joined Rod's Warrior Group to expand his real estate investing knowledge and network. A licensed New Jersey real estate agent, he's actively investing and recently closed an 84 unit deal. Outside of work, Daniel enjoys time with family and outdoor activities like golf, snowboarding, beach days, and hiking, and has even owned a school bus for a brewery tour business and worked front row security at a Metallica concert.   Here's some of the topics we covered:   Daniel's Wild Journey Traveling the World Losing Multiple Businesses and the Lesson That Changed Everything Why He Walked Away From a "Safe" W2 Job for Real Estate The Leap From Single Family to Multifamily and Why It Matters The Hidden Profit Play of Bringing Rents to Market Level How He Snagged a Deeply Discounted Multifamily Deal The "Buy Box" Strategy Every Smart Investor Uses The Mindset Shift You Need to Land Your First Deal The Tough Partnership Questions Most Investors Avoid   If you'd like to apply to the warrior program and do deals with other rockstars in this business: Text crush to 72345 and we'll be speaking soon. For more about Rod and his real estate investing journey go to www.rodkhleif.com

Alan sits down with Kirk Dewart of US Bank to pull back the curtain on the world of dental practice finance. With 15 years of experience in the healthcare banking niche, Kirk debunks the myth that individual ownership is dead and discusses why dentistry remains one of the safest bets for lenders. The conversation covers the critical importance of early preparation for buyers, how banks evaluate student debt, and the value of building a local advisory team—including a CPA, attorney, and a banker who understands the dental landscape. Whether you are an associate looking to acquire your first practice or an owner considering a startup, this episode provides a roadmap for navigating the financial side of your career. Some links from the show: U.S. Bank Dental Practice Loans Join the Very Dental Facebook Group using one of these passwords: Timmerman, Paul, Bioclear, Hornbrook, Gary, McWethy, Papa Randy, Frank or Lipscomb!  The Very Dental Podcast network is and will remain free to download. If you'd like to support the shows you love at Very Dental then show a little love to the people that support us! We're proud to be supported by the folks at Net32! I'm a big fan of the Bioclear Method! I think you should give it a try and I've got a great offer to help you get on board! Use the exclusive Very Dental Podcast code VERYDENTAL8TON for 15% OFF your total Bioclear purchase, including Core Anterior and Posterior Four day courses, Black Triangle Certification, and all Bioclear products. Are you a practice owner who feels like the bottleneck in your own business? If you're tired of being the hardest-working person in your office, I've got something you need to hear. Dr. Paul Etchison, is hosting a virtual event that is a total game-changer. Paul is honestly one of the most brilliant minds in dental leadership today, and he's hosting the 3-Day Freedom Practice Workshop from February 19th through the 21st. He's going to show you exactly how to break through that two-million-dollar revenue ceiling while actually compressing your clinical week. It's about building a leadership team that takes ownership so you can finally step into the CEO role you deserve. Head over to DentalPracticeHeroes.com/freedom to grab your spot. And do me a favor—mention the Very Dental podcast when you sign up. It's 100% guaranteed, so you've got nothing to lose but the stress. Crazy Dental has everything you need from cotton rolls to equipment and everything in between and the best prices you'll find anywhere! If you head over to verydentalpodcast.com/crazy and use coupon code "VERYSHIP" you'll get free shipping on your order! Go save yourself some money and support the show all at the same time! The Wonderist Agency is basically a one stop shop for marketing your practice and your brand. From logo redesign to a full service marketing plan, the folks at Wonderist have you covered! Go check them out at verydentalpodcast.com/wonderist! Enova Illumination makes the very best in loupes and headlights, including their new ergonomic angled prism loupes! They also distribute loupe mounted cameras and even the amazing line of Zumax microscopes! If you want to help out the podcast while upping your magnification and headlight game, you need to head over to verydentalpodcast.com/enova to see their whole line of products! CAD-Ray offers the best service on a wide variety of digital scanners, printers, mills and even  their very own browser based design software, Clinux! CAD-Ray has been a huge supporter of the Very Dental Podcast Network and I can tell you that you'll get no better service on everything digital dentistry than the folks from CAD-Ray. Go check them out at verydentalpodcast.com/CADRay!

Most business owners overpay taxes not because of mistakes, but because they miss everyday deductions. In this episode, we break down how common expenses like your home office, car, travel, and software can reduce your tax bill. You'll learn how to properly track, document, and plan your expenses so you can legally keep more of what you earn. This is not about risky strategies. It's about using the tax code the way it was designed. If you want to stop leaving money on the table and start building real wealth, this episode gives you a simple, practical plan.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

A grounded conversation on mental well-being through lived experience.Saw Myint shares how early-life hardship shaped her approach to stress, self-healing, and emotional balance. Drawing from Buddhist principles and personal insight, she reflects on why both good and bad experiences pass—and how accepting that reality can reduce suffering.This is not theory. It's a practical lens on letting go, staying functional, and continuing forward—especially when life doesn't go as planned.=========================================*Guest*Saw Myint is a CPA qualified finance broker and property developer. She has a mission in life to help people in need as much as she can.Connect: https://www.facebook.com/likesawkmyint=========================================*Host — Khudania Ajay (KAJ)*Independent journalist | 20+ years in media, leadership & storytelling | 2,500+ long-form conversations

It's our weekly news roundup. First, the story of the missing birdsong. WXXI's Jeremy Moule reports on how the Canadian wildfires have made some birds go quiet. Then WXXI Classical's Mona Seghatoleslami introduces us to Lisa Bielawa, a composer and visiting professor at the Eastman School of Music. Bielawa is in town for her "Rochester Broadcast" — an outdoor performance by hundreds of musicians planned for Parcel 5. We discuss how you can get involved. Finally, tax deadline day is coming, and we are bailing out the procrastinators in a conversation with CPA Mark Kovaleski, managing partner at MMB+CO. Our guests: Jeremy Moule, deputy editor for WXXI News Mona Seghatoleslami, music director, host, and producer for WXXI Classical 91.5 FM Lisa Bielawa, composer, vocalist, and Howard Hanson Visiting Professor at the Eastman School of Music at the University of Rochester Mark Kovaleski, CPA, managing partner and chair of the executive committee at MMB+CO ---Connections is supported by listeners like you. Head to our donation page to become a WXXI member today, support the show, and help us close the gap created by the rescission of federal funding.---Connections airs every weekday from noon-2 p.m. Join the conversation with questions or comments by phone at 1-844-295-TALK (8255) or 585-263-9994, email, Facebook or Twitter. Connections is also livestreamed on the WXXI News YouTube channel each day. You can watch live or access previous episodes here.---Do you have a story that needs to be shared? Pitch your story to Connections.

In this episode, Rory speaks with Michael Kay, former CPA, CFP®, certified life planner, and author of How to Craft Your Chapter X, about why the most important retirement planning has nothing to do with money and everything to do with identity, purpose, and joy. Michael shares how decades of advising high-performing professionals revealed a consistent pattern: most people have no plan for who they'll be once the title is gone. He explains why curiosity is the antidote to identity loss, how embracing discomfort in retirement is a zero-risk proposition, and why grieving the end of a career is a necessary step most people skip. They explore the Wheel of Life as a diagnostic tool, why George Kinder's famous "third question" helps connect values to action, and how retirement reshapes relationships, not just individuals. Michael also shares how his monthly Zoom community gives men a safe space for vulnerability and why he replaced achievement-driven purpose with the Three G's: groundedness, growth, and generativity. Want to know how advisors can help clients, and themselves, craft a meaningful next chapter? Find out the answers to these questions and more in this deeply personal conversation with Michael Kay."Rory Henry is a registered investment adviser representative of Arrowroot Family Office. This podcast is published independently through Advis-ROR®, an outside business activity, and does not represent the views of Arrowroot Family Office.  It is intended for informational and educational purposes only and does not constitute investment advice. Michael Kay is not a client of Arrowroot nor was there any compensation for his inclusion in this podcast."

Most people file their taxes and move on. But if that's all you're doing, you're leaving serious money on the table — and walking into retirement blind. In this episode of Safer Retirement Radio, Brad Geddes, CFP(R) of Decker Retirement Planning breaks down why your tax return is one of the most powerful forward-looking planning tools you have — and how to actually use it. Here's what we cover: The difference between effective tax rate and marginal tax rate — and why most people don't know their real number (hint: if you can't answer it quickly, you're flying blind in retirement). The IRA tax time bomb — why deferring, deferring, deferring into your 70s could force you into a higher tax bracket right when you can least afford it. Roth conversion strategy — who should be doing them, when to start, and why waiting too long is one of the most common (and costly) mistakes we see. Social Security taxation — yes, up to 85% of your benefit can be taxed. The thresholds haven't changed since 1983 and 1993. We'll show you how to plan around them. IRMAA surcharges — the Medicare premium trap that blindsides retirees who had a high-income year two years prior. Tax planning vs. tax preparation — your CPA is a tax historian. What you need going into retirement is a tax strategist. The bottom line: retirement is the first time in your life you actually get to decide what tax bracket you live in. The question is — are you taking advantage of it? If your tax return didn't lead to a conversation about the taxes you'll pay in the future, you're doing it wrong. Call 833-707-3030 for a no-cost, no-obligation conversation with the Decker Retirement Planning team. Download Brian's book, The Decker Approach, and other free retirement resources at DeckerRetirementPlanning.com under Safer Retirement Education. Investment advisory and insurance services offered through Decker Retirement Planning Inc., a registered investment advisor. Investing involves risk, including the potential loss of principal.

Thinking about quitting your job, but scared it won't work? In this episode, I sit down with Caroline Gilman, founder of Atlantic Blue Canvas, who grew her product-based business to $2 million in revenue while still working full-time as a CPA. We talk about the mindset of letting go of control, trusting others, and learning how to “fire yourself” from the things holding your business back. Caroline shares what made her leave corporate, the identity shift that had to happen first, and why hitting a revenue milestone alone isn't what gives you the confidence to go all in. Tune in to learn what it actually looks like to scale, let go, and step into your next level.In This Episode, You'll Learn:00:00 The uncomfortable truth about success no one tells high achievers.05:30 How did you turn a hobby into a multimillion-dollar product business?09:00 When do you start outsourcing?15:45 How to grow your business even if you still have a full-time job.21:00 The financial benchmark that tells you you're ready to go all in.26:00 Why waiting for the “perfect time” is costing you more than you think.34:45 The fastest way to stop being the bottleneck in your business.41:30 A product launch strategy that increases sales without more traffic.48:00 What to prioritize early so you don't waste time or money.50:00 Why hiring sooner can actually make you more profitable.54:00 How to build a team that supports your life.01:02:15 The mindset shift that helps you scale faster and with less burnout.Resources + LinksShop Atlantic Blue Canvas HERE + use code PRODUCTBOSS20 for 20% off!Ready to stop guessing and follow a proven system? Book your strategy call HERE!Get business tips sent right to your inbox - join the newsletter!Watch on YouTubeFollowJacqueline on IG: @theproductbosstheproductboss.comAtlantic Blue Canvas: @atlanticbluecanvas

Mark Kohler is a nationally recognized CPA, tax and legal strategist, senior partner at KKOS Lawyers, and co-founder of Directed IRA—an Inc. 5000 company. With over 25 years of experience and more than 10,000 client consultations, Mark has built a reputation for helping entrepreneurs legally reduce taxes, protect assets, and build long-term wealth. Known for simplifying complex financial strategies, Mark brings practical, actionable advice that business owners can implement immediately. On this episode we talk about: Why tax strategy matters more than tax filing—and when to actually plan Common tax mistakes entrepreneurs make (and how to avoid them) The truth about LLCs, S-Corps, and what actually saves you money How to build a coordinated business structure for tax efficiency and asset protection Why skill stacking, communication, and trade-based careers are key in the age of AI Top 3 Takeaways Tax planning happens before the year ends—waiting until April is already too late for most strategies. An LLC alone doesn't save taxes—true savings come from proper structuring (like S-Corp elections) and proactive strategy. The biggest earning advantage comes from stacking unique skills and simplifying complex ideas so others understand your value. Notable Quotes "It's easier to save money than make money." "LLCs don't save taxes—strategy does." "Who cares how smart you are if people don't understand you?" Connect with Mark Kohler: LinkedIn: https://www.linkedin.com/in/markjkohler/ Youtube: https://www.youtube.com/c/markjkohler Instagram: https://www.instagram.com/markjkohler/ Other: https://markjkohler.com Travis Makes Money is made possible by High Level – the All-In-One Sales & Marketing Platform built for agencies, by an agency. Capture leads, nurture them, and close more deals—all from one powerful platform. Get an extended free trial at gohighlevel.com/travis Learn more about your ad choices. Visit megaphone.fm/adchoices

Eric Green is joined again by Leighanne Lafrenz Nickle, CPA, to unpack the little-known Section 6511(h) “financial disability” rule and how it can help taxpayers recover refunds even after the normal deadline has passed. They share real case stories, practical strategies, and hard-earned lessons on transcripts, lost returns, stalled refunds, and navigating IRS dysfunction when the system breaks down. A must-listen for tax professionals handling controversy and refund cases.Want to contact Leighanne? Email her at: leighanne@lafrenznicklecpa.com

Ready to ride the next wave of freight innovation? Tune in to today's conversation with our returning guest, Chris Kolquist of Koliway LLC! Chris breaks down the high-stakes world of M&A in transportation and why now, in 2026, the real players are finally standing out.  We're cutting through the noise to discuss how AI and automation are completely leveling the playing field, making it so you don't need to be a top-five freight brokerage to have world-class resources, the reality of business development, the common pitfalls of hiring expensive sales teams without a system, and why a solid succession plan is the ultimate value-driver for any founder looking to exit! If you're a small shop grinding it out or a mid-sized firm looking to scale through a strategic partnership, you shouldn't miss the raw and unfiltered insights from this episode!   About Chris Kolquist Throughout his career, senior executive and strategic leader Chris Kolquist has been a catalyst in driving commercial growth, positive financial results, and maximum shareholder value in challenging and hyper-competitive markets. He has built a noteworthy reputation for understanding investments, delivering ROI objectives, managing massive change, and building highly effective cultures. In 2021, Chris launched Koliway LLC, an investment and advisory firm specializing in investments, M&A transactions, board service, and advisory executive logistics work. Chris began his career with Arthur Andersen, where he served as Senior Auditor from 1998 to 2001, conducting audits, M&A transaction support, and financial due diligence for buy-side and sell-side clients. He earned a Bachelor of Arts degree in Accounting from the University of St. Thomas in St. Paul, Minnesota in 1998 and obtained his CPA license in 2001 (now inactive).   Connect with Chris Website: https://koliway.com/  Email: ckolquist@koliway.com  

QuickBooks Online has added item receipts — but before you click that irreversible "turn on" button, you need to understand what you're getting into. Dan DeLong of School of Bookkeeping joins Alicia to explain how item receipts separate the receiving of merchandise from the billing event, why that matters for inventory-heavy businesses, and who actually needs this feature. If you don't have a receiving warehouse step in your workflow, this one's probably not for you.SponsorsWurthy - https://uqb.promo/wurthy(00:00) - Intro to Item Receipts (01:25) - Desktop Origins Explained (02:33) - PO Workflow and Missing Step (04:05) - Date Problems and Enhanced Receiving (06:06) - Inventory Offset Holding Account (09:12) - Turning It On in QBO (09:44) - Irreversible Setting and Backups (11:32) - Testing Before You Commit (12:07) - Bills Without Item Receipts Pitfall (15:43) - Workflow Tips and Reporting Soapbox (18:31) - Who Should Enable This (19:52) - Inventory Roadmap and Wrap Up (21:06) - Announcements and Final Thanks LINKSAlicia's Upcoming ClassesBudgeting in QBO: http://royl.ws/budgeting?affiliate=5393907Dan's LinksS of B Blog on Item Receipts:https://www.schoolofbookkeeping.com/blog/QBOItemReceipts Schoolofbookkeeping YouTube: https://snip.ly/SOBYTBlog on Item Receipts and Enhanced Inventory Receiving: https://www.schoolofbookkeeping.com/blog/QBOItemReceipts Free Live Workshop Wednesdays: https://www.schoolofbookkeeping.com/workshop-wednesdayWe want to hear from you!Send your questions and comments to us at unofficialquickbookspodcast@gmail.com.Join our LinkedIn community at https://www.linkedin.com/groups/14630719/Visit our YouTube Channel at https://www.youtube.com/@UnofficialQuickBooksPodcast?sub_confirmation=1 Sign up to Earmark to earn free CPE for listening to this podcasthttps://www.earmark.app/onboarding 

If you're a side hustler or solopreneur, taxes can go from simple to overwhelming real fast and the truth is, many entrepreneurs are quietly losing thousands of dollars just by not knowing what they don't know. In this episode, I sat down with CPA and TurboTax Expert Lisa Greene-Lewis to break down the most common tax mistakes side hustlers make, from choosing the wrong business structure too early to missing out on key deductions and failing to stay organized throughout the year. We also unpack what actually makes taxes more complex as your business grows and how to stay ahead of it before tax season hits.This conversation is all about helping you feel more confident, more prepared, and more in control of your finances. Because the goal is not just to make money in your business but to keep more of it.Main TakeawaysLack of consistent tracking is the biggest mistake that leads to overpaying taxesMany solopreneurs miss deductions simply because they are unaware of what qualifiesStaying organized year-round is the key to reducing stress and maximizing savingsHighlights Include00:00 – Introduction to tax season for solopreneurs02:00 – Lisa's journey into tax expertise and entrepreneurship05:20 – LLC vs S corp: what you actually need to know08:20 – When taxes start to feel complicated09:30 – Why tracking income and expenses is critical11:40 – Common deductions people miss13:00 – Home office deduction explained14:20 – Section 179 and equipment write-offs15:10 – What you can't deduct (clothes, hair, makeup)16:40 – Business credit card interest deduction17:20 – Employing your kids as a tax strategy18:00 – SEP IRA and retirement savings for entrepreneurs19:00 – Qualified Business Income deduction20:10 – Key tax law updates and 1099-K changes23:20 – How to stay organized with QuickBooks25:40 – How TurboTax experts support business owners27:10 – Lisa's personal system for staying organized Links Mentioned in This EpisodeTurboTax: https://turbotax.com/business QuickBooks: https://quickbooks.intuit.comWatch & ListenWatch this episode on YouTube and listen on all podcast platforms:Apple Podcasts: https://podcasts.apple.com/us/podcast/side-hustle-pro/id1126021323Spotify: https://open.spotify.com/show/13qDj08lBR4ymzGhXIKy8tYouTube: https://www.youtube.com/sidehustleproAnnouncementsIf you're ready to build a podcast that becomes your exit plan from your 9-to-5, sign up for my next live class: Start the Podcast That Builds Your Exit PlanSave your seat here. Social MediaLinkedIn: https://www.linkedin.com/in/lisa-greene-lewis-7721b815a Website: https://turbotax.com/business Side Hustle Pro – @sidehustlepro#SideHustlePro Hosted on Acast. See acast.com/privacy for more information.

The deals didn't fail because of the market—they failed because of decisions most investors thought were safe.Most investors focus on finding deals and raising capital, but overlook the one variable that can quietly take everything down. When conditions change, the assumptions behind those decisions get exposed—and the consequences show up fast.If you're serious about building a multifamily business that actually holds up under pressure, join the Tribe of Titans: www.thetribeoftitans.comThis conversation goes beyond surface-level strategy and into what actually happens when deals start slipping. From loan structures to lender behavior to decision-making under pressure, this is a look at what experienced operators learned the hard way—and what newer investors need to understand before they're in the same position.What You'll Learn• Why “non-recourse” doesn't mean what most investors think • The hidden risk in doing more deals too quickly • What really happens when lenders stop cooperating • Why putting more money into a deal can backfire • The decision point every operator eventually facesAbout the GuestMark is a seasoned real estate investor, coach, two-time best-selling author, and co-founder of Think Multifamily. He began his apartment investing journey over 25 years ago as a side hustle while working 80+ hours per week in the corporate world.Since then, Mark has acquired over 18,000 units totaling more than $1.5 billion in assets across 15 states. Today, he is passionate about helping others get started and scale their apartment investing businesses.A graduate of Michigan State University with a degree in Accounting, Mark is also a CPA. He spent 20 years in IT consulting, working with firms such as KPMG Consulting, EDS, SAP, and HP, and founded Simplifying-IT, a company providing services to Fortune 500 organizations. He now leverages his extensive IT background to bring innovative technology solutions to the multifamily investing space.Learn more about him at: https://thinkmultifamily.com/, or email Info@thinkmultifamily.comAbout the Host:Brian Briscoe is an apartment operator and founder of Streamline Capital, focused on acquiring and operating multifamily properties in the greater Salt Lake City metro. He hosts the Diary of an Apartment Investor podcast, where he shares real-world operator insights and decision frameworks for aspiring multifamily investors.If this conversation resonated, there's more happening inside the Tribe of Titans. It's where serious investors move beyond surface-level content and into real discussions that drive action. Visit https://www.thetribeoftitans.com/ to learn more.

Re-releasing a DAT listener favorite! Morgan Hamon, president of HDA Accounting Group, is on the pod! HDA is a dental-specific accounting group, and knows dentistry inside and out. Kiera and Morgan discuss profit margins, benchmarks, and AR aging, plus why having good financials will help you make smarter decisions. A profitable practice is more helpful for patients, more secure for team members, and less stressed out in times of uncertainty. Don't run your practice blind; get a good CPA. About Morgan:  Morgan is a graduate of the University of Arizona school of business. Following graduation, he was commissioned as an officer in the United States Navy and served for over ten years as a Naval Aviator flying carrier-based F/A-18 Hornets. During that time, he deployed to Persian Gulf and flew combat missions over Iraq in support of Operation Southern Watch. He also served as a flight instructor and landing signal officer for newly winged Naval Aviators transitioning to the Hornet, training pilots in air-to-air combat and landing on aircraft carriers. After leaving the Navy, Morgan obtained a master's degree in accounting with a concentration in taxation from Metropolitan State University of Denver.  He is a Certified Public Accountant (CPA) and is the co-founder and President of HDA Accounting Group leading a large staff of professional accountants delivering a variety of financial accounting and tax services.   Morgan regularly conducts practice profitability advising for over 500 dentists nationally, helping them analyze their financial data and identifying strategies for profit improvement. Episode resources: Subscribe to The Dental A-Team podcast Schedule a Practice Assessment Leave us a review Transcript: Kiera Dent (00:00) Hello, Dental A Team listeners. This is Kiera. And today we are bringing you something so special. I am so excited because this is one of our most popular episodes from the archives. Whether you're hearing this for the first time or catching it again, I am so excited because it's jam packed with a ton of takeaways that you can start using right now in your practice. We have released thousands, literally thousands of episodes. And I wanted to start bringing a few of these amazing episodes back for you. So I hope you enjoy. And as always, thanks for listening and I'll catch you next time.   on the Dental A Team podcast.   speaker-0 (00:33) Dental A Team listeners. This is Kiera and you guys, I am so excited. It's always fun when I'm getting ready to start a podcast and the person on the other side of it is somebody that I have just idolized. I refer to their company all the time and then I'm like, oh my gosh, it's you. And that was what just happened with this guest. Today I'm bringing you guys Morgan Hamon He is the president of the HDA accounting group. So you guys know we have a lot of accounting groups that we work with at the Dental A Team. I'm really pro vetting them.   and finding out one of things I love about HDA is they literally have incredible forms for profitability of a practice. Also, watching all your different overhead and you guys know we're super, super pro. But something really fun about Morgan before we bring him on is that he is a graduate of the University of Arizona School of Business. So after that, he actually was commissioned as an officer in the United States Navy and served for over 10 years as a naval aviator flying carrier-based F-18 Hornets. So I'm dying to find out about that.   because he was deployed to the Persian Gulf and flew combat mission over Iraq in support of Operation Southern Watch. Insanely cool stuff. So not only are you a CPA and sometimes CPAs can be boring people. So the fact that you did this and I say that with love to all my CPAs, I was almost fired from a CPA firm once upon a time because I talk too much. So I'm super jazzed. So Morgan, welcome to the show today. How are you?   speaker-1 (01:51) Thanks, I'm doing well. Appreciate being here.   speaker-0 (01:53) Ha   ha, awesome, okay, so I brought you in. You are with HDA CPA, which is amazing. We have a client in Hawaii right now looking to work with you guys. Several of our clients work with you. you guys, I, Bailey, those are my top two CPAs, Profi, top three that I usually refer. So I'm super jazzed to have you on the podcast. But before we dive into like CPA stuff, which I'm always excited about because I feel as a business owner, that was where I was the most weak. And so I'm excited for you to share some tips and ideas. But tell us about flying.   being, you know, flying hornets, like just kind of give us a quick like one or two stories because I'm dying to hear about that.   speaker-1 (02:30) Sure. Yeah. So I like my family is all CPAs. My dad's a CPA brother, cousins. And I, that wasn't what I wanted to do growing up. You know, I wanted to be a fighter pilot. So I went off to college, Navy paid for it, which is a super deal. And then I, then I owed them some time after that, of course. off the flight school, um, did an operational tour.   and F-18s as a West Coast guy. And that's where we went over to Persian Gulf, over Iraq and all that. And ⁓ after that, I was an instructor pilot on the F-18. So that was definitely my favorite part of my service was teaching the young pilots how to actually use the F-18 as a weapon system and landed on the carrier, which was ⁓ probably obviously my favorite part of naval aviation.   pretty exhilarating. Could be incredibly stressful too, especially at nighttime. And I think there's definitely a few stories where I was just absolutely terrified because the weather was terrible. ⁓ There's nowhere else to land. The ship's rocking around and you literally have to figure it out or you're not gonna see the next day. And it's all gonna be happening in seven minutes. It's very...   So it really, grows you up really fast. And I think, you know, after close to 11 years, my wife and I were ready for, you know, a little more normalcy in our life. moved off to private industry. My wife's ⁓ a nurse. She's been in healthcare for 25 years. ⁓ But in terms like the, like what the Navy did for me and how I apply that to business is you,   learn to assimilate a lot of data, complex data, and hash out what you really need to know so you can execute in a very timely manner. there's a lot of noise. You learn how to disregard that and boil it down to some key action items that'll get you through the mission. And that's how I approach business ownership myself.   And I am definitely not the typical CPA. My value is not that I can no account, like I'm the best accountant in the world, not far from it. But I do know how to run a business and systemize. being a business leader is a completely separate skillset from being a clinician. And I see that, I get it. And the reports...   that you mentioned is those full color dashboard style reports that practice profitability analysis. That is straight from my Navy background. It just serve up what you need to know. Here it is. Here's the checklist, so to speak, so that you can make it happen. that's a bit of my background and where I came from. I co-founded HDA accounting group with my dad, in 2009. So we were the two owners for a long time. And then   for your listeners out there that perhaps use us, they'll know Courtney for sure. She's our tax partner. We made her a partner just over three years ago, which was probably one of the best decisions we ever made. She's wonderful. The clients love her. So there's three owners on one of them. And I spend the bulk of my time meeting new doctors, doing like what we're doing right now, and then spending time with our clients, trying to help them make money, make more money.   speaker-0 (06:10) For sure. That's fun. love that you shared. mean, thinking about trying to fly and land a plane, one that would be hard and then try to put it on a moving target and wish you luck. And if you don't make it, you're dead. And so just the, was like, wow, that's kind of like tax deadline, right? Like you're like so stressed and advanced to get there.   speaker-1 (06:29) It puts stress in perspective. Your hardest day in accounting, death is not on the table.   speaker-0 (06:31) I bet it does.   So   this might not be something you want to talk about so we can always cut this part of the podcast if need be Like were you ever really in combat or did you get a primarily be away from that? So thank you for your service. I'm just always curious. Like how was that?   speaker-1 (06:48) It was limited exposure. So back then when I was there, it was still operation Southern watch. So it was not full blown conflict. However, ⁓ they did not want us there. They would shoot at you. ⁓ they were scared to turn on their radars. So they would not typically engage with missiles, the more deadly type of anti-aircraft threat that we would face. They're too scared to turn them on because we would have ⁓   countermeasures to do with that. they would just, they would shoot like artillery at us. And so you would just, you could like barely see, you knew it was there and it was sort of concerning because you're a couple hundred miles in Tyrak. Like if anything happens, you're not going to receive a warm welcome, know, eject or something. So it was definitely had your attention. I remember that my first mission was at night. I was, you know, I had butterflies.   just because we're like all the almost all the way to Baghdad at night. You're on night vision goggles. It's a big strike package. Like the biggest thing I'd ever done before your aerial refueling over Kuwait, both inbound and outbound a lot going on. And, you know, while we're on this topic before these types of missions, you're in a brief for two to three hours ahead of time. There's a lot of moving parts, a lot of things you really need to know. But when you get in the jet,   you have a knee board card where you write stuff down, you have a strike packet, but you've got a very finite amount of time to put some notes. And that's where you get really good at cutting through the noise and putting down like this, no matter what, I need to know this. And that is how I approach the business. You know, with that report we prepare monthly, but also like when the COVID crisis went down last,   March. I think we all remember it very well. It was very scary and we didn't know what was going to happen. We're getting shut down. We got sent home. The dentist got completely shut down. So I, know, when, when you're stressed, one thing I learned in the Navy was you need to, to, they had a term for it, compartmentalization. You need to put that in a compartment and then   speaker-0 (08:53) Right.   speaker-1 (09:12) get out your compartment that is your training and what you know how to do. And you just got to focus on doing what needs to be done when it needs to be done. And so I started putting out content, I use constant contact to reach out to all our doctors and just giving them updates on the crisis saying, is all noise, concentrate on this, do this. Like PPP is coming on, this rapidly changing massive government program.   At the height of the crisis, I was putting those out maybe every third day. There were times when I was getting 40 to 50 emails an hour from clients. Yeah, everyone's like, what do I do? So I would hear from people, like my friends, they're like, oh, know, the COVID, you're getting like lots of house projects done. I said, no. I'm working 12 hours a   speaker-0 (09:55) I'm sure, because it was terrifying.   speaker-1 (10:11) I never worked harder. but that was, that was how I generated those newsletters was cut, through the noise, do these action items and then standby. so that was, I have a lot of very positive feedback on that. And I owe a lot of that just to my Navy experience, cause that's how we did things.   speaker-0 (10:31) That's such an interesting way Morgan of just kind of how you're combining your worlds. I mean, my undergrad was marriage and family therapy.   And then I now coach a bunch of dentists and I'm like, feel like half the time I'm talking to you about your personal life to help with your business.   speaker-1 (10:45) I'm sure that comes up.   speaker-0 (10:47) So I am curious though you talk about I love that you brought up the the examples and the conversation of That you had to just cut through and see the things that are the most important you have a two or three hour debriefing and you've really got to know your most important things because honestly Truly at that point in my opinion it is life and death and so I would imagine not that we're gonna have the same Comparison with a practice of life and death. Sometimes it can get that way. What do you feel are the most? important metrics or numbers or data   that a practice should be knowing you have all this accounting information, you work with hundreds of dentists. ⁓ Obviously I've got my opinions, but like this is where you're the expert on this. So tell me kind of what are the main key factors that if I could only watch so many items on my practice, what should I really be watching to make sure that I'm a successful practice?   speaker-1 (11:33) So first and foremost, the number that I think not every just practice owner, any business owner, what they need to know, I think at all times is what is their profit margin? And I hear stories from clients, you they're at Starbucks or whatever with their colleagues and they'll use someone else as an account firm and they'll ask their friend, what's your overhead on your practice? And they'll say, I don't know.   And they're horrifying. Like how could you not know what your overhead is? Totally. First and foremost, and just to clarify as a CPA, I think in terms of margin, sometimes dentists think in terms of overhead, we're kind of about the same number, you know, a 40 % margin, 60 % overhead. So you have to know your profit margin. And that's not just being greedy or just trying to count the dollars. If you think about a business, owning a business is difficult.   It's stressful. It's risky. All of our doctors signed a personal guarantee on probably a half million dollar note or thereabouts. If they bought the real estate, it could be a seven figure note. That's very stressful. if you're, and then you have employees, which is if we're going to talk current events and some frustrations, we could definitely talk about some staffing, but you have all these responsibilities and challenges and risks.   If the profit is not there, like why are you doing this? Why own a business if you do not receive the corresponding financial reward that should accompany taking that risk and taking on that workload? like profit margin hands down, you have to know that. Then you also, I think, need to know what's influencing profit margin. And that is the equation for profit margin, okay?   is total revenue, less expenses divided by total revenue. ⁓ So there's two sides of that, like revenue and expenses. So what impacts profit? Well, we can definitely look at the expense side. How much are we spending? Do we have any categories that are maybe, maybe we're overspending. So that's one thing to consider. other thing to consider is the revenue.   Are we collecting enough money? Totally. That can be influenced by your fee schedule. Inflation is real this year. to consider. But I think the bigger challenge specific to our industry, the private dental practices, is collections. If you do the production and that doesn't ultimately result in some timely collection, that is going to erode a profit margin very quickly.   So if profit is low, I I think people are predisposed to ask where my overspending totally what's preventing me from having that. And in my opinion, more often than not, it's because they're not collecting money. And we see that because like most CPA firms are pretty tax oriented. They want to do a tax return, maybe do some tax planning. The bookkeeping is sort of, as long as somebody does it and gives us a P and L we can, we can do, but that's not how we do. ⁓   certainly do tax planning and tax returns, but we have to have up-to-date data all year. And the intent of that is to, you if we have to have this data for taxes, why not use it along the way and make as much money as we can? So where I'm going with this is if you have a CPA who's fairly tax oriented, all of our clients and your clients, they have pass-through entities, whether that's an S-corp or partnership or sole proprietor. So they pay tax on their individual or joint personal tax return. That's done on a cash basis.   because of that, most CPAs, don't care about AR. Right. whatever's in dentrics or open dental, forget it. Like they don't care because it doesn't impact their world. Every month we ask for the total production collection. And I want to see what the AR aging looks like. Not that it has anything to do with, it'll never hit their books. It'll never hit their taxes, but it is on page one of our practice profit analysis because   If we're trying to diagnose a low profit margin, we have to know if the practices collected money and the AR aging is what's going to tell us. So that is it's profit margin. You got to know some expense benchmarks and you have to watch the AR aging. Those are the top three. ⁓   speaker-0 (16:03) Yep.   Mm-hmm. I totally agree and I love that you said that because ironically I just came back from a practice and they had multiple partners in there and I didn't feel like I was super savvy on business at all when I started I think most people who start businesses I didn't know what a KPI was I didn't know what overhead meant I didn't know and then I always was puzzled how I could be making quote-unquote so much money But I would never see any of this money and I think a lot of us get puzzled with that we say like well I'm running this much revenue   But why do I feel like I'm always broke or I don't have any money? I hear it constantly. And so I was just in a practice the other day because my first two years of business, I literally made less than a Starbucks barista and I was flying all the time. I would travel over 300 days a year. And I'm like, I'm fine to be a Starbucks barista. If I'm working half days, I'm home every day. I'm going to yoga every single day. Like I'm totally fine with that salary, but I'm working like 90 to a hundred hours a week. Plus I'm traveling. I'm destroying my body.   Like where is this money going? It doesn't make any sense. And so that's where I really got fascinated with overhead and really learning more about the business. But I was just at a practice, they have five partners and I asked all of them, said, what's your overhead? And none of them could tell me. And then they told me they're only checking their margins and their profitability about once a year. And I said, what? Like that is where I feel. And so was interesting because we were hired to come help their team and to help all these different pieces. And I thought, you know,   That's really interesting because they're having a hard time making decisions and agreeing because they don't have the dashboard of information that they need to have. And that's what I feel your KPIs, your overhead, having really, really good financials of a practice help you make smarter decisions. And that's what I'm about of we can make decisions all day long, but why fly blind? Like for you, like, let's go back to flying planes. You can fly a plane blind. You absolutely could. You're probably not going to get great results with it, but you could do it.   speaker-1 (18:09) be   a short, short duration.   speaker-0 (18:11) Right, which I also think is very equivalent to running a practice blind is it can be a very short duration and so watching those numbers I also think it gives you less stress as an owner It helps you be a better boss because you know, can I give this person a raise? Can we hire another person? Also, are we collecting the money doctors? Like if you're producing you should be collecting money for what you're doing I would hate to go do a job Morgan I'm sure you're the same way go do a job where I do the work, but I don't get paid to do the work that just feels   Insanity to me and so I love that you guys as a CPA firm Make sure that your practices know these numbers It's right in the line with what we do all of our clients have to know their numbers and if they don't know their numbers They're going to learn them very quickly because me as a consultant me as a coach I'm flying blind if I don't know what dials to turn you're constantly turning levers hoping to fix the problem But not ever addressing the problem at core   speaker-1 (19:02) I totally agree. And every time I have a visit with one of our doctors and I don't hold myself out there as a coach. But anytime we go over the practice profitability analysis, sometimes they'll sort of head that direction a little bit. ⁓ And because the answer, sometimes they can see the numbers, but they don't necessarily know how to tie it together. And so I try to have...   break it down into one or two action items. Because it is a dental practice owner, they really have finite time to work on their practice. They have their time as a clinician, time as the business leader, time as, should carve out some time to be the CEO. But there's finite time. So if we're gonna dedicate some of that valuable time to improve profit, I think they need to be given.   one or two key action items, use that valuable time on this, because it'll make a difference. sure. So that's, again, another added benefit of having some data is you can, I think, be more effective in your limited time.   speaker-0 (20:12) Agreed. And I will say that I love this because, I was like two years into being an owner before I even knew I should be looking at these things. Also, as an office manager, I did not know I should be looking at these items and that I could directly impact them as a team member. I didn't realize as a team member, I could be impacting overhead and that I could help with profitability of the practice because I will promise you, team members, a profitable practice does more things for their teams. They're able to help more patients and they're able to be more secure with their employees.   Those offices who are highly profitable were not stressing as much through COVID. Their teams were more secure. The offices who were not profitable, they were in hot water, they were scared, they were closing down doors, they were making very rash decisions. And so I think it just helps you keep, like you said, a more level head. So I think it's a big important step of number one, making sure you have a really good CPA and you can outgrow your CPAs. I talked to a lot of clients and sometimes they outgrow their CPA, maybe their friend, their neighbor.   Like guys, that's who I had. had a neighbor friend who was helping me at the beginning and I outgrew that CPA. They didn't know how to run a multi-level business with lots of different factors that I was bringing in. They'd never had a consulting client. And so making sure you work with a CPA who knows your world ⁓ is one of the biggest things that I would suggest. And it's hard because sometimes we go to church with them or we see them at the little league game. But I'm really big on if my CPA is going to give me my guide for my business.   I think it is my moral responsibility to make sure I have a CPA that I can trust, that gives me the correct information in a timely manner, and that way I can actually steer my business in the correct way versus just guessing all the time. So I don't think it's ever too late to get a really good CPA and to use that. And that's something I love about HDA. You guys have some of the most gorgeous reports. The reason I found out about you guys as a company is because one of my offices came to me with all the reports when I was asking these.   the items of how's your AR, how's your overhead? And they're like, actually, this is what my CPA gives me. And I was like, who is this company? And I literally like, I ripped your name off the top of their report and stuck it in my planner, like my little notebook that I had from the office. And I'm like, I need to look into this company. So that's how I actually found out about you guys. So I will say your reports are stunning. So Morgan, if people want to just even talk to you guys to see if you're a good fit for them, they're wanting to know more about their business, making sure they know how profitable they are.   How's the best way for them to connect with you? What do you guys do for Dennis?   speaker-1 (22:33) So I visit with all the dentists, you know, if they're looking to make a change, I'll do those personally. And they could either email me or on our website, there's like multiple places where they can set an initial consultation. I am a firm believer. So myself, my leadership team, all our calendars are public on our website. So there is no gatekeeper. If somebody has a question and wants to run it by me, for example, you know, once they're a client, they can email me.   very serious about email response, like same day. ⁓ Sometimes you need to talk those. Sometimes an email doesn't do it. So we have these 10 minute, 10, 20 minute appointment blocks that anybody can set anytime something's on their mind. So you can also do that with the initial consultation. Those come to me and I do those. So my email, it's just, it's easy. It's Morgan at Morgan@HDAGroupDental.com   speaker-0 (23:29) I'm   sure you guys got that that's H is in house D is in dental A is in Academy HDA So that way it's really clear of this company's name   speaker-1 (23:37) HDAGroupDental.com. That's also our website. So yeah, they could email me, jump on there, make an appointment. I can visit with them. What we specialize in, and this goes along with the discussion you just had on knowing your business, we're very disciplined in staying in a very narrow niche. Because I get asked all the time, why don't you, are you going to do a veterinarian and these other verticals? And the answer is absolutely not.   We know dental practices inside and out. And when you're looking through the soda straw, so to speak, in a very particular niche, we have deep knowledge just in this one industry. it puts us in a position to really be able to help our clients very quickly and very meaningfully. I can't imagine.   being a CPA in public practice where you just sort of have one of everything. I just can't think of a worse existence. So we're very disciplined and staying in our lane. It is private dental practice owners, those owner operator practices that that's who we support. And we have clients just about every state, know, and so we're real adept at working remote. Cool. And staying in touch and making sure that the clients know we're responsive to what's on their mind.   they need.   speaker-0 (24:57) That's amazing.   really love that. And just to clarify, guys, I did not know accounting world. I still don't feel like I do. So Morgan, correct me if I'm wrong, but there's bookkeeping, which kind of reconciles your books. Then there's your CPA who does like tax filing for you. They also make sure that you're within like you guys have it in the correct categories. And then you have your tax planning, which is a completely different world. And then you can also have a financial advisor as far as investments.   your 401ks, your trusts, your funds, all of that. Is that correct? Like, have I gotten?   speaker-1 (25:27) Yeah,   no, you've got it just right. it's actually a really good thing to discuss. And I talk about it on every time I meet a doctor, the first time I try to explain this very carefully. Because one question I'll get is, all right, it's whether it's our firm or anyone else. The question I will get is, so if HDA, if I decide that's a good fit and I come with you guys, who's my person? Yep.   And the answer is there is not one person you actually get three because one person can't do it all. So it starts just like you said, the bookkeeping, sometimes that gets called accounting too. It's really referring to the same thing. It is tracking all the dollars, doing all the reconciliations, preparing financial statements. But that is done. Every one of our clients gets assigned a staff account.   and we like to have a lot of permanence there as much as we can. So they just get to know the practice inside and out. We know where they're buying everything. ⁓ And so the coding's all very accurate and the clients get to know the staff account, but that's all gonna be transactional related. They're gonna do the reconciliations, prepare the work papers, assemble the practice profit analysis and deliver it. When the client has questions, like you mentioned earlier, why do I feel like I'm working myself to death and the bank balance is flat?   That is not going to be a question for the staff account. That's with me or Lauren Dunn, also a CPA, former auditor, really excellent account, better account than me. She's a fabulous account. So she and I do the practice profitability analysis calls and talk about the financials. Then as you pointed out, when it comes to tax, totally separate skillset. And at our firm, that's led by Courtney, our tax partner, our team of senior tax advisors.   And that they do both the tax returns and the tax planning. So those two are very separate, but they're done by the same folks because it requires that skillset. So the tax planning is absolutely the most challenging thing we do because as you know, revenue and expenses change every month. ⁓ It's a very equipment heavy industry. So somebody finally pulls the trigger on that Sarek machine they've been thinking about in November.   speaker-0 (27:35) Yep.   speaker-1 (27:45) That can change things overnight in a hurry. So we look at everybody's tax situation quarterly. And in quarter one, we don't really know what's going to happen during the year. If I could pick accurately choose every peak and valley. A lot of money. a client's revenue curve, I wouldn't be a CPA. I would day trade.   speaker-0 (28:03) On a-   I would too.   speaker-1 (28:11) But what we can do is just take a look, a reasonable look, how's the practice doing at this point? And what is a reasonable estimate that we could make to keep people on track, avoid those under deposit penalties. So that's quarter one and quarter two. Quarter three, which we're just wrapping up now, and then quarter four, that is where we have much more hard data, where we can do some more accurate forecasting.   to see where we are and then just make sure we're checking the box on all those tax strategies. We don't want to leave any money on the table unnecessarily, but we want to make sure everybody's prepared. So we're having those discussions now. We're letting people know now what we think the 2021 tax liability is going to be like seven months in advance. So there's lots of time to plan. It's never awesome news. Every successful practice.   you're going to have some type of effective tax rate no matter who you are. And if you're making big money, know, those can be big numbers. ⁓ We do what we can to mitigate that as an avoid as much tax as possible. But at end of the day, we still got to do some planning ahead. that's tax planning. And then when it gets into the business coaching and consulting that is outside of our   area of expertise and into yours. If it is financial planning, we don't do the financial planning that goes into a separate ⁓ level of expertise. That's very helpful. Yeah, we're all part of the team of advisors, but the monthly accounting, the profitability advising, and the tax and tax planning, that's our world.   speaker-0 (29:48) Fantastic because I wanted and I'm so grateful you broke this down because I will be honest when I thought I hired a CPA I thought they did everything and I think that's a very common misconception I didn't realize there were four people to this just like I learned with marketing. There's not just a marketer There is a brand or there is this there's this there's like SEO and I thought wow, I just didn't understand So I think it's really important for people to differentiate because I was getting frustrated with my CPA not giving me tax advice But at the end of the day, that's not what they specialize in   So as soon as I figured that out, because I'm like, why am I always feeling like I'm being hit with these huge tax bills? Because my CPA can tell me what my taxes are, and they're really good at preparing that. But as far as tax strategy and planning and figuring it all out, that's not necessarily their world. And so once I finally differentiated that, they all work hand in hand, things got a lot clearer for me as a business owner. So guys, make sure you're looking at that. Do you have somebody who's a really fantastic bookkeeper keeping all your books super clear?   Do have somebody who you can talk to about like, I don't feel like I'm making any money. Are you getting consistent reports every single month? I am a big believer in Morgan. sounds like you're the same way. Every month I feel like you should be getting your financials. Then do you have somebody who's doing your tax strategy? I used to somebody call me in November and tell me what my tax bill was or beginning of December. Like November was generous. It usually was the first week of December and I'd cry my eyes out every single year. Just because I'm like, how did we not prepare for this? We've had, you know, 11 months and now we're on month 12.   speaker-1 (30:57) Absolutely.   speaker-0 (31:15) It was very stressful for me as an entrepreneur and a business owner. So I love that you said you guys do tax planning earlier. I'm a big believer, like you're right, it's gonna fluctuate, but at least kind of having a plan starting mid-year, then touching base right before Q4, because there's a lot of things that can be done and I can make smarter decisions with more time and then moving into financial planning. So that was insanely helpful. I love the reports you guys do. I'm a huge advocate of the reports you guys do. I think they're gorgeous and they're so helpful.   So guys, would definitely recommend, if you like your CPA, rock on, keep them. Like I said, I have about three that we recommend and HDA is one of them. So if you're considering it, I think it's a great time. We're not into Q4 yet. And so it's a great time. Now is a time that you can change, get those things kind of squared away. That way you have really great, great just direction and guidance. So Morgan, it was such a fun conversation with you today. Thank you for podcasting with me. Thanks for your knowledge. love it.   speaker-1 (32:09) I really enjoyed it. We covered a lot of good stuff.   speaker-0 (32:12) We did. So guys, go check them out. And if nothing else, make sure you know your practice profitability. I'd say if you don't know that set that as a 2021 or 2022 goal, because the sooner you have that information, even if it's bad, that's okay. cause then you can start making correct changes. If it's great, fantastic. You can make ⁓ even smarter decisions. So I would just challenge everyone listening. If you're an office manager and you don't know your practice profitability, find out.   That way you can help. really suggest team members should also know office overhead. That way they know how they can help guide it and it's not just one person trying to do it. So Morgan, it was a pleasure guys. Go check him out. HDA accounting group. Check him out. They specialize in dentists. They work in all the states. So Morgan, thank you for your time today. I super appreciate it.   speaker-1 (32:53) It was my pleasure. I really enjoyed being here. Thank you.   Kiera Dent (32:55) I hope you all loved today's episode as much as I did. It is crazy to think that this many episodes have been released since we started the Dental A Team Podcast. And I started looking to say, my goodness, our listeners need to be reminded of some of the things they may have learned a year ago or two years ago or five years ago, because so many things in our practices weren't relevant back then when we heard them, but they are relevant today. And I would be doing you a huge disservice if I didn't re-release some of these episodes for you to remember, to refine.   to optimize and really truly if you ever need a topic or you're like, my gosh, I wonder if the Dental A Team has anything like this, go onto our website, TheDentalATeam.com, click on our podcast tab and you can literally search any topic. So whether it's overhead or hiring or firing or team morale or engagement or case acceptance or hygiene   onboarding or whatever it is, we have so many episodes for you. And so I am going to intentionally be   re-releasing some of the top best episodes for you, pulling back some of the ones that I needed to remember, some of the things that I feel for you to really, really relearn right now and to re-remember, or if it's the first time, welcome. I'm so happy you're listening to it, but I hope you truly enjoyed today's episode. I hope that you share this with somebody. I hope that you go and implement today because we only have one day. We only get today. And so making today the best that it possibly can be. If we can help you in any way, shape or form, reach out Hello@TheDentalATeam.com.   And as always, thanks for listening and we'll catch you next time on the Dental A Team Podcast.

If you’ve ever watched Top Chef, you may know Carla Hall and her signature catchphrase, Hootie Hoo! But Carla didn’t start her career in kitchens. Before she became a beloved TV personality and celebrated chef, Carla was a CPA at Price Waterhouse who quickly realized her destiny was not in spreadsheets. What followed was a series of bold, joy-fueled pivots: modeling in Paris, launching a lunch delivery service out of her kitchen, competing on Top Chef, co-hosting ABC's The Chew, and now taking the stage in her own one-woman show. In this episode, Carla opens up about the courage it took to keep betting on herself at every turn—from enrolling in culinary school at 30 to building a platform for women over 50—and what she's learned about cooking, performing, and living with love at the center of it all. Chapters: 00:00.240 Welcome Back to She Pivots 01:53.240 Little Carla 05:15.520 Sunday Suppers at Grandma's 09:11.840 Beginning with Accounting 14:44.160 Moving to Paris for Modeling 19:34.200 The Birth of Lunch Bunch 21:36.960 Culinary School and Alchemy Caterers 27:41.200 Finding Love 31:36.480 Top Chef Audition and Experience 36:23.120 Food meets Performance on The Chew 41:10.840 Restaurant Venture and Saying Yes 44:23.640 Please Underestimate Me: Manifesting A Dream 47:15.480 Embracing Life's Transitions and Future Plans 48:48.134 Closing Questions 49:58.440 Closing Thoughts and Upcoming Projects Carla’s instagram: @carlaphall Carla’s website: carlahall.com thememenu.com -- Be sure to subscribe so you never miss a pivot story, leave us a rating (it really helps!), and share this episode with a woman in your life who you think needs a little inspiration. She Pivots is a podcast created by host Emily Tisch Sussman to highlight influential women voices, share stories of bold career moves, and inspire women with interviews about career reinvention and how personal pivots can redefine professional success. Join our Substack community! Subscribe here for exclusive content and to connect with other pivoters: shepivots.substack.com Learn more about the inspiring women in our pivoter community by following us on instagram @ShePivotsThePodcast, and check out our website shepivotspod.com for resources and updates. -- NEW YORK PIVOTERS: Come see us do a live podcast recording with Broadway star Mandy Gonzalez at the Museum of the City of New York next week on April 15th! Tickets on sale now. PS– She Pivot listeners can use the code MCNY10 for a discount. -- She Pivots is proud to be an iheart podcast.Support the show: https://www.shepivotsthepodcast.com/See omnystudio.com/listener for privacy information.

Every year, the IRS updates important tax numbers, that most business owners miss. This leads to missed deductions, poorly timed income decisions, and unnecessary overpayments to the IRS.In this episode, we break down the most important 2026 tax updates business owners need to know, including changes to tax brackets, standard deductions, Social Security wage caps, retirement limits, HSA contributions, mileage rates, capital gains thresholds, and Section 179 expensing. 

Paul Merriman sits down with Mark Zoril, founder of PlanVision, in the first episode of a new series spotlighting affordable financial planning options for do-it-yourself investors.Mark built PlanVision in 2012 around a simple premise: investing isn't as complicated as the financial services industry makes it seem, and technology makes it possible to deliver thoughtful, unbiased financial advice at a price almost anyone can afford.In this episode you'll learn:What you get for $489 in the first year — including access to the eMoney financial planning platform and one-on-one advisor sessionsHow the $8/month ongoing subscription works, and when it makes sense to stay on vs. cancelWhy PlanVision has no commissions, no affiliate links, no insurance sales, and no conflicts of interestHow the firm handles complex situations: Roth conversions, Social Security timing, 529s, pension vs. lump sum, and tax planning (with a CPA on staff)What PlanVision will and won't do — no estate planning, no market timing, no gold hedging strategiesHow they serve expats in over 180 countriesWhat happens when a client passes away and a surviving spouse needs guidanceMark's own investing philosophy — and why he puts his own money in a Vanguard target date fundHow PlanVision works with clients who follow Paul Merriman's, Rick Ferri's, Larry Swedroe's, or any other multi-equity asset class  indexing philosophyLinks mentioned:PlanVision websitePlanVision testimonialsRob Berger interview with Mark Zoril (expat investing, 60+ min)Stan the Annuity ManBogleheads PlanVision commentsWatch the full video on YouTube

Many Christian business owners feel guilty about using tax strategies to keep more money. In this episode, we break down what the Bible really says about taxes, stewardship, and wealth. You'll learn why paying what you owe is different from overpaying, and how the tax code actually rewards generosity, investing, and growth. This episode connects faith with practical tax planning so you can make confident financial decisions without guilt. If you want to honor your values while building wealth and keeping more of what you earn, this gives you a clear path forward.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

To grab more from Irena: https://loveneuroscience.com/confidence.What if you could use real neuroscience—not pop psychology—to build lasting confidence and help others transform? In this science-backed episode of The Self Esteem and Confidence Mindset, we sit down with Dr. Irena O'Brien, cognitive neuroscientist, former CPA, and founder of The Neuroscience School, to explore how coaches, leaders, and helping professionals can use neuroscience in ways that actually hold up in the brain and in the real world.Dr. O'Brien brings a unique, no-nonsense perspective from her background as a CPA combined with her PhD in cognitive neuroscience—meaning she cuts through the fluff and teaches practical, evidence-based strategies that create real change. She reveals what's actually happening in the brain during confidence building, habit change, and personal transformation—and what common "neuroscience" advice is complete nonsense.To grab more from Irena: ⁠https://loveneuroscience.com/confidence⁠.

What if the biggest thing your numbers could give you isn't stress—it's options? In this episode, Collin sits down with CPA and financial literacy coach Jamie Trull to unpack why so many pet care business owners feel overwhelmed by money. Jamie explains the difference between "compliance" (taxes/bookkeeping) and using financial data to run a smarter, more resilient business. They dig into common blind spots like ignoring labor costs (even when you're solo), running too lean, and missing opportunities hidden in your service-level margins. The conversation ends with practical mindset shifts around pricing, differentiation, proactive CEO habits, and building a business that can scale—and potentially sell. Main topics: Compliance vs. financial clarity Money awareness and curiosity Pricing for real margins Cash flow and payroll timing Differentiation vs. commoditization Main takeaway: "If I want to grow, there are two things I can invest in my business: I can invest my money, or I can invest my time." Most of us started by bootstrapping with time—wearing every hat, doing every visit, solving every problem. But eventually, time becomes the bottleneck, not effort. The shift is realizing that investing money in the right places isn't "wasteful"—it's what turns a job into an asset. When your time is finite and demand is real, letting your money do some of the heavy lifting is how you stop being busy-broke and start building something sustainable. About our guest: Jamie Trull is a Certified Public Accountant and financial literacy coach who helps small business owners step into the role of their own CFO. She specializes in making business finances practical and approachable—without requiring an MBA or a love of spreadsheets. Jamie is the author of Hidden Profit and shares free education on topics like profitability, taxes, and business money systems through her website and YouTube channel. She's especially passionate about serving the pet services industry and helping owners build sustainable, resilient businesses. Links: https://jamietrull.com https://jamietrull.com/book Check out our Starter Packs See all of our discounts! Check out ProTrainings Code: CPR-petsitterconfessional for 10% off

On this episode of The Dentist Money Show, Matt and Tom Whalen, CPA break down the five biggest tax mistakes dentists make and how to avoid them. From treating tax planning as a once-a-year task to relying on disconnected advice, they highlight the common pitfalls that can quietly cost dentists over time. Whether you're an associate or practice owner, this episode will help you take a more intentional approach to taxes, so you can help reduce costly mistakes, stay aligned with your long-term goals, and build wealth along the way. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Does your firm feel harder than it should?If so, pricing is often the reason. It's the lever behind your workload, your capacity, and your revenue – even if it doesn't look like it on the surface.But sitting down to “learn pricing” from scratch isn't realistic.My job is to take the best thinking on pricing – from people like Ron Baker and others – and distill it into something straightforward, doable, and relatively fast to implement.So I pulled together all the pricing episodes I've ever recorded into one private podcast feed. You can get your head around pricing quickly, make the changes you already know you need, and feel confident you're doing it wisely and with limited risk.That private podcast feed lives inside Peak Freedom.Come inside. Give yourself the gift of higher prices – and making more money with less effort and stress.…Link to full shownotes: https://www.businessstrategyforcpas.com/389…Want Pricing Essentials?If you feel trapped by your own accounting firm, it's not because of the work – it's how you've priced the work. Too many accountants are stuck in undercharging, overdelivering, and people-pleasing cycles. Break the pattern with my short PDF guide: 7 Pricing Essentials »It's free and you can read it in 5 minutes.I want to help you get your prices up without losing loyal clients.  …Want to hear what works, from 57+ clients?Check out the Client Interviews podcast: LISTEN »

Exercise is one of the most recommended tools for living well with diabetes and one of the most complicated to actually start. In this episode, Rob sits down with Amanda Mueller (aka @bicepsandbolus), a certified personal trainer, corrections exercise specialist, and CPA who was diagnosed with type 1 diabetes at 26. Amanda's honest about the years she spent afraid to move her body after diagnosis, the roundabout way she fell in love with strength training (spoiler: she married her trainer), and why she thinks the whole "exercise is good for your diabetes" conversation is being framed wrong. The centerpiece of this conversation is Amanda's "Movement Menu", a practical framework for building a sustainable exercise life that actually accounts for bad blood sugar days, low energy, decision fatigue, and the reality that most of us are not elite athletes trying to optimize every workout. The goal isn't the perfect workout. It's the one you come back to. They also go a little deeper and discuss why exercise shouldn't feel like punishment, how chronic stress and blood sugar are more connected than we talk about, and why going low in a Pilates class doesn't mean the class didn't count. If you've ever used a bad diabetes day as a reason to skip a workout and then felt guilty about it, this episode is for you. They close things out with a live "Exercise with Diabetes Draft", each picking three movements they'd want on their personal movement menu, and why. It's fun, it's practical, and you might find your new favorite workout buried somewhere in it. Chapters: 00:00 Introduction and Amanda's background 02:31 Adult diagnosis and the fear that followed 04:27 Losing weight in DKA and what came after 06:22 Meeting her trainer husband and rediscovering movement 08:08 Why the right people are force multipliers 09:45 Wanting to feel strong again: what that really means 13:36 Why exercise is a behavior, not a personality trait 16:04 The Movement Menu explained 18:09 The best workout is the one you actually do 20:13 Releasing judgment around imperfect workout days 24:40 The calorie math trap: why your class still counted 27:48 Exercise as a stress reset in 2026 29:32 You don't need more time, you need less friction 31:22 The Exercise with Diabetes Draft begins 40:27 Keeping it simple, sustainable, and fun Resources: Amanda Mueller on Instagram: @bicepsandbolus Movement Menu Document: Comment "MENU" on the podcast post on Instagram (@diabeticsdoingthings) and Rob will send it to you. Atomic Habits by James Clear: referenced in conversation around small, compounding habits: atomichabits.com

The Catholic Church's financial entanglements draw scrutiny after a banker is found hanging under a bridge.SponsorsWurthy - https://ohmyfraud.promo/wurthy (00:00) - Body Under Blackfriars (00:47) - Welcome to Oh My Fraud (04:43) - Meet Roberto Calvi (07:10) - Vatican Bank Ties (12:55) - Offshore Web And Scrutiny (17:47) - Circular Money And Conviction (22:35) - Flight And Bridge Death (26:17) - Bigger Web Vatican P2 (33:04) - Collapse And Missing Billions (39:24) - Murder Mystery And Trials (41:42) - Lessons And Wrap Up Get NASBA Approved CPE or IRS Approved CELaunch the course on EarmarkCPE to get free CPE/CEDownload the app:Apple: https://apps.apple.com/us/app/earmark-cpe/id1562599728Android: https://play.google.com/store/apps/details?id=com.earmarkcpe.appQuestions? Need help? Email support@earmarkcpe.com.CONNECT WITH CALEBLinkedIn: https://www.linkedin.com/in/calebnewquist/SOURCES: Roberto Calvi [Wikipedia] — https://en.wikipedia.org/wiki/Roberto_CalviBanco Ambrosiano [Wikipedia] — https://en.wikipedia.org/wiki/Banco_AmbrosianoMichele Sindona [Wikipedia] — https://en.wikipedia.org/wiki/Michele_SindonaPropaganda Due [Wikipedia] — https://en.wikipedia.org/wiki/Propaganda_DueLicio Gelli [Wikipedia] — https://en.wikipedia.org/wiki/Licio_GelliScandal at the Pope's Bank [TIME, July 1982] — https://time.com/archive/6856828/scandal-at-the-popes-bank/Italy: The Great Vatican Bank Mystery [TIME, September 1982] — https://time.com/archive/6697494/italy-the-great-vatican-bank-mystery/The Vatican Hiding Behind the Walls [TIME, March 1987] — https://time.com/archive/6708575/the-vatican-hiding-behind-the-walls/Four indicted in '82 death of 'God's banker' [NBC News, 2005] — https://www.nbcnews.com/id/wbna7546141All acquitted in 'God's banker' murder trial [NBC News, 2007] — https://www.nbcnews.com/id/wbna1907539523 years on, five stand trial for death of 'God's banker' [Irish Times, 2005] — https://www.irishtimes.com/news/23-years-on-five-stand-trial-for-death-of-god-s-banker-1.502326Roberto Calvi: Who Killed God's Banker? [OwlCation/The CrimeWire] — https://owlcation.com/social-sciences/Who-Killed-Gods-BankerThe mysterious death of 'God's Banker' [Crime+Investigation UK] — https://www.crimeandinvestigation.co.uk/articles/roberto-calvis-mysterious-deathRoberto Calvi [Forensic Cold Case Murder Investigation] — https://www.forensic-access.co.uk/cold-cases/roberto-calvi/The Vatican Bank Scandal [Christianity Today, 1982] — https://www.christianitytoday.com/1982/09/vatican-bank-scandal/Vatican Bank mired in laundering scandal [NBC News/AP, 2010] — https://www.nbcnews.com/id/wbna40628315Liquidators and creditors of the failed Banco Ambrosiano [UPI Archives, 1984] — https://www.upi.com/Archives/1984/05/25/Liquidators-and-creditors-of-the-failed-Banco-Ambrosiano-of/8243454305600/

Disability insurance mistakes can end a dental career overnightMany dentists assume disability insurance will automatically protect them, yet most never fully understand their policies until a crisis happens. Career ending conditions like hand injuries, back problems, or progressive pain often develop slowly, making timing and preparation critical. The difference between own occupation and any occupation coverage can determine whether benefits are approved or denied. Updating coverage as income grows, choosing individual policies over group plans, and consulting experts early can prevent devastating financial gaps. Insurance companies carefully review claims, monitor activities, and scrutinize timing, so dentists must document medical issues early, follow physician guidance, and avoid waiting until practice sale or severe decline before acting. Proper planning turns disability insurance into true income protection instead of an expensive policy that fails when it matters most.Connect with Randy CurryContact number: 949-258-4381Email: RandyDCurryLaw@gmail.com--------------Looking for financial guidance from a team that truly understands dentistry? Bank of America Practice Solutions has spent over 25 years helping dentists nationwide achieve their goals with customized financing and expert support, whether you are just getting started or growing an established practice.Email dg.connect@bofa.com to connect with a specialist and get personalized financial solutions.--------------Stop feeling overwhelmed by the numbers. ADCPA member firms specialize exclusively in serving dentists to help you achieve financial success. Gain a strategic partner who understands industry benchmarks and overhead management so you can focus on clinical excellence.Find your expert: Visit https://adcpa.org/ to find a trusted dental CPA near you. Your numbers should work as hard as you do.--------------Detect what traditional diagnostics miss. Innerview uses FDA-cleared technology to measure internal tooth mobility, helping you identify cracks and loose restorations earlier before they become emergencies. The result is better treatment planning, fewer surprises, and stronger patient trust, all without disrupting your workflow.Book a demo at https://innerview.ai/ and mention Art Wiederman to receive $250 off.

Alex Lopez, CPA, joins Dave Dubeau on Property Profits to share his incredible journey from a teenage real estate prodigy to a specialized CPA who understands the unique financial needs of real estate operators. After experiencing the devastating market crash of the mid-2000s firsthand, Alex pivoted his passion for real estate into a career in accounting, determined to help investors avoid the pitfalls he encountered. In this episode, Alex dives into the crucial importance of having a CPA who truly understands the real estate world, explaining how the right financial guidance can significantly lower taxes and improve profitability. He shares his insights on the common frustrations investors face when working with accountants who don't grasp their specific business models, and how his tailored approach provides clarity and strategic advantage. Discover how understanding your numbers is key to navigating market cycles and achieving long-term success in real estate. #realestateinvesting #realestateaccounting #CPAforrealestate #taxstrategy #realestateoperator #propertyprofits #realestatepodcast - Get Interviewed on the Show! - ================================== Are you a real estate investor with some 'tales from the trenches' you'd like to share with our audience?   Want to get great exposure and be seen as a bonafide real estate pro by your friends?  Would you like to inspire other people to take action with real estate investing?  Then we'd love to interview you!  Find out more and pick the date here   httpdaveinterviewsyou.com

On this episode of the Woodard Report podcast, Heather and Joe talk about the surge in accounting firm mergers and acquisitions alongside major industry shifts, including Microsoft entering the accounting space with AI-driven platforms. They explore how artificial intelligence is reshaping work by replacing tasks, not entire jobs, while emphasizing the growing importance of human judgment, relationships, and adaptability.  Current events — 14 Firm Acquisitions in the last 30 days (see the bottom of the show notes for a full list) Microsoft sponsors Scaling New Heights for the first time in our 17 year history TV/Movie quote of the week — The Iron Giant Avengers: Infinity War Excellent things we learned — Using the clipboard A World Without Work by Dr. Daniel Susskind Member spotlight — Lana Jo Hill of Hill Bookkeeping and Consulting The Woodard Report article of the week — Make the Case to Attend Scaling New Heights 2026 + Template Thank you to our show sponsor, Woodard! The Woodard membership program will help you build your ideal practice with our coaching, education, community and resources. We'll get you there with strategic direction from experienced pros, access to skill building and resources and a community to continually inspire your practice's transformation. Learn more about the show and our sponsors at Woodard.com/podcast Full list of acquisitions mentioned by Heather: March 17, 2026: EisnerAmper and Price, Reuben, and Associates, LLP. EisnerAmper announced that the Calabasas firm joined its restaurant advisory practice. March 16, 2026: Xeinadin and Gregory Priestley & Stewart. Xeinadin announced its acquisition of GP&S, a Long Eaton accountancy and business advisory practice serving owner managed businesses across the Midlands. March 11, 2026: Doeren Mayhew and Berman Hopkins CPAs & Associates, LLP. Doeren Mayhew said it acquired the Florida based top 300 CPA firm, expanding its Central Florida footprint. March 9 and 10, 2026: TC Group and Little and Neal. TC Group announced the acquisition of Ferryhill practice Little and Neal to strengthen its North East presence. March 5, 2026: Carr, Riggs & Ingram and CFO Hub. CRI announced that San Diego based CFO Hub joined the CRI Family of Companies. March 3, 2026: Armanino and MSTiller. Armanino announced that MSTiller joined the firm, adding a Southeast focused accounting firm with offices in Georgia and New York. March 3, 2026: BK Plus and Crowther Chartered Accountants. BK Plus announced the addition of Crowther Chartered Accountants in Huddersfield, expanding its Yorkshire footprint. March 2, 2026: Xeinadin and Accountancy Cloud. Xeinadin announced it acquired London based Accountancy Cloud, a practice focused on startup and venture backed businesses. February 26, 2026: Sorren and Connected Accounting. Sorren said Connected Accounting joined the firm, giving it a California presence and broader technology driven accounting capabilities. February 25, 2026: UHY and Larson Tax Partners. UHY announced the acquisition of St. Louis based Larson Tax Partners to expand its Midwest and national tax capabilities. February 23, 2026: Doeren Mayhew and Dent Moses, plus Impact Technology Group. Doeren Mayhew announced its acquisition of Birmingham based CPA firm Dent Moses and its affiliate Impact Technology Group, expanding into Alabama. February 20, 2026: UHY and CMJ LLP. UHY announced the addition of Queensbury, New York CPA firm CMJ LLP, expanding in New York's Capital Region. February 19, 2026: Pinion and TCA. Pinion announced its intent to merge with TCA, with the proposed combination expected to take effect April 1, 2026. February 19, 2026: Haefele Flanagan and Mig Murphy Sistrom, CPA, PC. Haefele Flanagan announced it acquired the Durham, North Carolina nonprofit accounting and advisory firm.

Chip Summers worked 2,900 hours a year for over 25 years. Every Saturday. Some Sundays. Always behind. Then he made a series of decisions that transformed his firm.He raised prices across the board. He moved on from high-maintenance, low-return clients. He gave up control and let his staff handle work from start to finish. He invested in technology that made everyone more efficient. And in December 2025, for the first time in over 25 years, he was caught up. He had almost nothing to do. It felt weird, but wonderful.Today, Chip's eight-person firm in Orangeburg, South Carolina doesn't work Saturdays anymore. They close every Friday after tax season. During tax season, they're only open half days on Fridays. His staff isn't burnt out. His clients bring organized documents instead of shoe boxes. And he's serving as Vice Chair of the South Carolina Board of Accountancy while running a healthier practice than he ever thought possible.This is the fourth episode in our Power of Focus series, where we explore how CPA firm owners use focus as a strategic advantage. Chip's story shows that transformation doesn't happen overnight, but when you touch every aspect of your practice with intentional changes, the results compound.The conversation covers:How working 2,900 hours a year with no end in sight became the motivation for changeWhy pricing was only part of the transformation, giving up control mattered just as muchThe year they set minimums and lost fewer than five clientsHow technology investments made the team more efficient without increasing hoursWhy closing Fridays after tax season boosted staff morale and reduced turnoverThe decision to exit attestation work and focus entirely on tax planning and consultingHow being upfront about pricing changes led to almost zero pushback from clientsChip's biggest lesson? You can't do it all yourself. Most accountants want to touch everything from start to finish. But when you structure your staff to handle work properly, invest in the right technology, and price your services to match the value you deliver, you create capacity you didn't know was possible. And that capacity changes everything.This episode is for firm owners working too many hours for the revenue they're generating, leaders curious about how to delegate without losing quality, practitioners wondering if it's possible to run a firm without weekend work, and anyone ready to transform multiple aspects of their practice at once.Time Stamps:00:14 - Introduction: Chip Summers, Orangeburg CPA since 199101:34 - Serving as Vice Chair of SC Board of Accountancy02:36 - The CPA firm that said yes to everyone for 45 years03:18 - Why being everything to everybody became impossible04:01 - Working 2,900 hours a year with no end in sight05:32 - Caught up for the first time in 25 years: how it felt06:10 - You can't do it all yourself: restructuring Accounting staff workflows07:17 - Technology investments that made everyone more efficient07:29 - Discussing pricing upfront and what changed08:39 - From shoe boxes to organized Tax clients09:24 - A completely different CPA firm than four years ago10:21 - No more Saturday work for staff10:57 - Raising prices 5-10% every year and losing fewer than five clients12:03 - The biggest change: giving up control13:27 - When staff burn out, thDownload Now: https://poegroupadvisors.com/accounting-practice-academy/increase-letter/Price increases are nothing to fear. The real challenge is effectively informing clients of these changes. Our templates will help you demonstrate your value and help clients understand the increases necessary to keep your firm afloat.*Download now and receive:*- (1) Major Fee Increase Letter Template- (1) 20% Fee Increase Letter Template

This special bonus episode of So Money is brought to you by TurboTax Experts for Business.And today, we are tackling a topic that so many of you are thinking about right now… taxes.If you are freelancing, consulting, running a side hustle, or fully self-employed, this episode is for you.Because here is the truth. No one really prepares you for this part of entrepreneurship. One minute you are feeling proud of the income you are generating on your own, and the next you are wondering, wait… what does this mean for my taxes?Joining the show is CPA and TurboTax expert Lisa Greene-Lewis, who has more than 20 years of experience helping individuals and small business owners navigate the tax code. She has also been self-employed herself, so she gets it. The overwhelm, the confusion, and yes, the fear of doing something wrong or leaving money on the table.We unpack:The biggest mistakes solopreneurs make when filing taxes and how to avoid themWhat you actually need to know if you are earning income outside a traditional jobWhy quarterly estimated taxes matter and what happens if you skip themDeductions you might be missing, including home office, startup costs, and even your carHow to stay organized without making this a full-time jobWhat really triggers an audit and what does notWhether filing an extension is a smart moveHow TurboTax Can Support YouOne of the things I appreciate about TurboTax Experts for Business is that you have options.You can file your taxes working alongside an expert, or you can hand it off to a pro who can do it for you! - either way, you're matched with an expert that knows your specific industry. That part is key. Whether you are a freelancer, consultant, or small business owner, you can get matched with someone who knows your world.They also offer year-round support, which means you do not have to wait until next April to ask your questions. And with new tools, including AI features, they can help you stay organized and even uncover deductions you might not realize you qualify for. Visit TurboTax.com/Business to learn more. Hosted on Acast. See acast.com/privacy for more information.

This week, learn how apartment investing can help you keep more of what you earn by using the tax code the way it was designed. John breaks down why the tax code rewards certain behaviors, how multifamily investing fits into that system, and why tax strategy matters just as much as income growth if you want to build long-term wealth.  John also explains how bonus depreciation works at a high level, why apartment syndications can offer tax advantages that many other investments do not, and how passive investors can think about ownership, downside protection, and scale when evaluating deals. The episode connects tax strategy with investing structure so you can better understand not just how to save money, but how to invest more intentionally.  If you've ever looked at your tax bill and wondered how investors use apartments to reduce their obligations while building wealth, this episode gives you a practical starting point.     Make sure to download our free guide, 7 Questions Every Passive Investor Should Ask, here.     Key Takeaways Understand that the tax code is built around incentives that reward business ownership and investment activity  Learn how apartment investing can create tax advantages through depreciation and bonus depreciation  Recognize why tax strategy is not just about what you make, but how much you keep  Evaluate apartment syndications based on cash flow, downside protection, and operator structure  See why scale, team structure, and shared investor oversight can reduce certain risks compared to smaller one-person operations      Topics Why the Tax Code Matters to Investors John explains that the tax code is less about punishment and more about incentives  The government uses tax breaks, credits, depreciation, and other tools to encourage private-market behavior it wants to see, including business ownership and housing provision  Why Apartment Investing Gets Favorable Treatment Apartment investors help provide housing, which aligns with the kind of activity the tax code is designed to reward  John frames apartment investing as a way private investors step in to provide a service the government does not want to handle directly  How Bonus Depreciation Works at a High Level John explains that bonus depreciation allows investors to accelerate losses in year one instead of spreading them out over the full life of the property  He shares an example where a $100,000 investment produced roughly a $60,000 paper loss on the K-1, which could offset other passive income depending on the investor's tax situation  He also cautions listeners to speak with their CPA because these benefits depend on each individual's circumstances  How Apartment Syndications Compare to Other Investments John contrasts apartment syndications with flipping and REITs, noting that syndication investors typically own shares of the actual real estate and receive pass-through tax benefits  In contrast, REIT investors own shares of the REIT itself, so those tax benefits are generally taken at the REIT level rather than passed through directly  How to Think About Ownership and Scale John compares investing in a syndication to owning shares in a larger company, where scale and infrastructure can create more stability than a one-person operation  He encourages investors to understand the total raise amount, their percentage ownership, and how the enterprise is staffed and run  What John Looks for in a Deal John emphasizes starting with a property that is already cash flowing rather than relying entirely on a turnaround plan  He says this helps protect the downside while still giving investors upside through improved operations and execution  He also prefers investing in deals with experienced operators, on-site staff, and enough investor oversight to hold the sponsor to a high standard      

If your indirect costs aren't tracked—they're hiding. And what they're hiding is your true profit margin.   In this episode of Construction Genius, Eric sits down with Kathe Barrington, CPA and fractional Controller/CFO with 20 years of construction experience, to break down one of the most misunderstood areas of construction accounting: indirect cost allocations, equipment costing, and overhead structure.   Kathe explains the difference between indirect costs and G&A, how to think about owned equipment usage rates, what a clean chart of accounts should look like, and why your bank and bonding company will notice if you're burying job costs in overhead. She also shares her favorite phrase that every construction leader should internalize: every dollar needs a home and a purpose.   In this episode, you'll learn: The difference between indirect costs, overhead, and G&A—and why it matters How to cost and track owned equipment using market usage rates Why inaccurate chart of accounts structure distorts job profitability How misallocated costs affect banking, bonding, and strategic decisions Why your estimators and accounting team need to speak the same language The two biggest areas of indirect cost leakage to look for first Why you should review indirect allocations monthly, not annually   This is Part 4 of the Construction Accounting Series with Kathe Barrington. Previous Episodes in This Series Ep. 357 - WIP Reports Made Simple: The Key to Stopping Hidden Job Losses Ep. 359 - How to Use Your WIP to Protect Cash and Grow Profitability Ep. 364 - Why the Field and Accounting Are Both Right  

BOSSes, it is the month of taxes, and while most people's eyes glaze over at the mention of the IRS, Tom Dheere (The VO Strategist) and Anne Ganguzza are here to make it manageable. This year is particularly significant due to major shifts in federal reporting thresholds. This episode provides actionable voiceover tax tips to help you move from a "hobbyist" mindset to a professional business owner, highlighting the importance of clear audit trails and strategic expense tracking.     Chapter Summaries: The Multifunctional Cash Flow Spreadsheet (01:34) Tom introduces his cornerstone tool: the Cash Flow Spreadsheet. Used for over 20 years, this template tracks every penny in and out. Beyond taxes, it serves as a marketing diagnostic by logging genres, booking sources (agent vs. direct), and payment portals. Anne notes that tracking the source of income is vital for analyzing which training and marketing efforts are actually paying off. Threshold Shock: The 2026 1099 Changes (19:28) Tom reveals the most critical update for 2026: The 1099 reporting threshold has jumped from $600 to $2,000. This applies to both the 1099-NEC (Non-Employee Compensation) and 1099-MISC. Many talent will receive fewer forms this year, but Tom and Anne stress that this is not free money—you are still legally required to declare every cent of income, even if no form is issued. The 1099-K and Third-Party Payments (20:53) For those paid via PayPal, Venmo, or credit cards, the 1099-K threshold now stands at $20,000 and 200 transactions. Unless you hit both metrics, these platforms won't send you a form. This makes meticulous personal record-keeping through spreadsheets or accounting software like Wave or QuickBooks essential for an accurate filing. Hobby vs. Business: The IRS Standard (10:40) Even if you haven't made a profit yet, Anne and Tom encourage filing to claim deductions for training, gear, and marketing. However, they caution that the IRS may classify your career as a "hobby" if you don't show a profit within a few years. Having a professional CPA who understands self-employment is a deductible business expense that provides protection during potential audits. Creating an Audit Trail (13:55) A "Real Boss" keeps personal and professional finances separate. Tom recommends opening a dedicated "Voiceover" checking account. By running all business transactions through one account, you create a clean audit trail that simplifies tax prep and provides concrete evidence of business activity if the IRS comes knocking. AI for Financial Analysis (05:27) Tom discusses moving his data to Google Docs to leverage AI (Google Gemini). By using AI to analyze his spreadsheet, he can quickly identify which genres are growing or shrinking and compare year-over-year performance, turning "tax prep" into a powerful business strategy session.     Top 10 Takeaways for Voice Actors: Declare Everything: Regardless of the new $2,000 threshold, you must report 100% of your income to the IRS. Separate Your Accounts: Use a dedicated checking account for all VO-related income and expenses to create an easy audit trail. File Even When Starting: You can deduct coaching and equipment costs in your first year, even if you haven't booked a job yet. Know the NEC vs. MISC: Understand the difference between non-employee compensation (NEC) and royalties (MISC), as the latter still has a $10 reporting threshold. Hire a Specialized CPA: Don't rely on generic software if your taxes involve 1099s; find a professional who understands the unique needs of freelancers. Track Genres for ROI: Use your financial records to see if your training in specific genres (like medical or e-learning) is resulting in paid work. Watch for Digital 1099s: Check your email and portal dashboards (like Voices or Voice123) for downloadable tax forms; many companies no longer send snail mail. Automate with Informed Delivery: Use the USPS Informed Delivery service to see scans of your incoming physical tax documents. Quarterly Estimates: Avoid a massive year-end bill by paying estimated quarterly taxes throughout the year. Taxes Tell Your Story: View tax season as a "Year in Review" to see the growth and health of your voiceover business.  

Chris Orestis, founder & president of Retirement Genius, explains how to make more informed Social Security decisions.  Social Security is one of the most important decisions in retirement. And yet, many people approach it the same way they approach a casual conversation—based on opinions, assumptions, and what someone else did. As Chris Orestis put it, people are often making decisions based on “the myths of Social Security, not the math.” That's where things start to go wrong. Because Social Security isn't just another income source. For many retirees, it becomes a foundational piece of their financial security. In fact, Chris pointed out that for a large percentage of retirees, Social Security can represent more than half of their income. When a decision carries that much weight, guessing isn't a strategy. Why Social Security Feels So Confusing Part of the challenge is complexity. Many people aren't clear on the differences between Social Security, Medicare, and Medicaid. Others assume that because they've “paid into the system,” everything will work itself out when they need it. That assumption can be costly. Chris highlighted a broader issue: people often spend more time researching a car purchase than they do understanding the benefits that may fund decades of their retirement. That gap in understanding creates a ripple effect of poor decisions. The Decision That Locks Everything In Unlike many financial decisions, Social Security isn't easily reversible. Once you claim, you are largely locked into that decision. There is a limited “do-over” window early on, but beyond that, your choice determines your monthly benefit for life. That makes timing critical. You can claim as early as 62, but that locks in a lower lifetime benefit. Waiting until full retirement age—or even age 70—can significantly increase your monthly income. So how do you decide? It Starts with Life Expectancy Both Chris and Jeremy emphasized that the most important factor in deciding when to claim Social Security is life expectancy. You're essentially making a bet: Claim early → you're betting you won't live as long Delay benefits → you're betting you will But here's where many people go wrong. They guess. Chris pointed out that people tend to underestimate how long they'll live and overestimate how long their money will last. That combination can lead to decisions that reduce long-term income at exactly the time it's needed most. Instead of guessing, there are tools available—like longevity calculators—that can give you a more realistic estimate based on your situation. Know Your Numbers Before You Decide The second major mistake is not knowing your actual Social Security benefit. Your benefit is based on your earnings history. And the estimates provided assume you continue working until full retirement age. If you plan to retire earlier, those estimates may be overstated. That's why it's essential to go directly to SSA.gov, review your earnings history, and run projections based on your actual plan. Without that step, you're making decisions without accurate data. Coordination Changes Everything The third—and often overlooked—piece is coordination. Social Security doesn't exist in isolation. It interacts with: Other income (which can affect taxation) Earned income (which can reduce benefits before full retirement age) Medicare premiums (which are deducted directly from your benefit) For example, many people hear that “85% of Social Security is taxed” and assume that means an 85% tax rate. In reality, it means up to 85% of the benefit may be taxable, depending on your overall income. That distinction matters. Because the real outcome depends on how Social Security fits into your broader income plan. The Real Goal: Stop Guessing If there's one takeaway from this conversation, it's this: You don't have to guess. There are tools, data, and professionals available to help you make an informed decision. As Chris said, if you go into this blindly when those resources exist, “that's your bad.” In the Retire Today framework, Social Security falls under the MAKE step—creating reliable income. But how you claim it affects everything else: What you SPEND How much you KEEP after taxes How you INVEST your remaining assets What you ultimately LEAVE behind Social Security isn't just a checkbox. It's a decision that shapes your entire retirement. And it's one worth getting right. Don't forget to leave a rating for the “Retire Today” podcast if you've been enjoying these episodes! Subscribe to Retire Today to get new episodes every Wednesday. Apple Podcasts: https://podcasts.apple.com/us/podcast/retire-today/id1488769337  Spotify Podcasts: https://bit.ly/RetireTodaySpotify About the Author: Jeremy Keil, CFP®, CFA is a retirement financial advisor with Keil Financial Partners, author of Retire Today: Create Your Retirement Income Plan in 5 Simple Steps, and host of the Retirement Today blog and podcast, as well as the Mr. Retirement YouTube channel. Jeremy is a contributor to Kiplinger and is frequently cited in publications like the Wall Street Journal and New York Times. Additional Links: Buy Jeremy's book – Retire Today: Create Your Retirement Master Plan in 5 Simple Steps Chris Orestis on LinkedIn RetirementGenius.com  Chris Orestis Website “The Retirement Genius” podcast with Chris Orestis www.longevityillustrator.org  Connect With Jeremy Keil: Keil Financial Partners LinkedIn: Jeremy Keil Facebook: Jeremy Keil LinkedIn: Keil Financial Partners YouTube: Mr. Retirement Book an Intro Call with Jeremy's Team Media Disclosures: Disclosures This media is provided for informational and educational purposes only and does not consider the investment objectives, financial situation, or particular needs of any consumer. Nothing in this program should be construed as investment, legal, or tax advice, nor as a recommendation to buy, sell, or hold any security or to adopt any investment strategy. The views and opinions expressed are those of the host and any guest, current as of the date of recording, and may change without notice as market, political or economic conditions evolve. All investments involve risk, including the possible loss of principal. Past performance is no guarantee of future results. Legal & Tax Disclosure Consumers should consult their own qualified attorney, CPA, or other professional advisor regarding their specific legal and tax situations. Advisor Disclosures Alongside, LLC, doing business as Keil Financial Partners, is an SEC-registered investment adviser. Registration does not imply a certain level of skill or expertise. Advisory services are delivered through the Alongside, LLC platform. Keil Financial Partners is independent, not owned or operated by Alongside, LLC. Additional information about Alongside, LLC – including its services, fees and any material conflicts of interest – can be found at https://adviserinfo.sec.gov/firm/summary/333587 or by requesting Form ADV Part 2A. The content of this media should not be reproduced or redistributed without the firm’s written consent. Any trademarks or service marks mentioned belong to their respective owners and are used for identification purposes only. Additional Important Disclosures

In this episode of Alternative Allocations, Michael Bell from Meketa Capital breaks down why infrastructure has become one of the most compelling opportunities in private markets today. Michael explains how infrastructure investments offer a rare combination of growth potential, steady income, inflation hedging, and low correlation to traditional assets, making them particularly valuable in today's market environment. The discussion dives deep into the differences between public and private infrastructure, the importance of working with experienced managers who have decades of proven performance, and why the private markets allocation in wealth portfolios is expected to grow from 2-3% to 20-25% over the next decade. Michael Bell, Chief Executive Officer, Meketa Capital and Primark Capital, Michael has more than 25 years of experience in the investment management and wealth management industries. He is the Chief Executive Officer of Meketa Capital as well as the Founder and Chief Executive Officer of Primark Capital. Prior to Primark, Michael built and was the CEO for a $12 billion RIA, managing more than 30 investment strategies and a $10 billion liquid alternative mutual fund complex that launched more than 50 alternative funds. Most recently, he purchased, grew, and sold a family office-backed $6 billion RIA. Also, he specialized as a corporate finance attorney for Latham & Watkins and was a CPA for KPMG. Michael holds a Bachelor of Science in Commerce from the University of Virginia and a Juris Doctorate from West Virginia University.   Resources: Michael Bell | LinkedInFranklin Templeton Private MarketsTony Davidow, CIMA® | LinkedIn

Many business owners think they need better tax strategies to build wealth. But often, the real problem is hidden money beliefs that affect how they earn, spend, and save. In this episode, we break down what money blocks are, how they show up in your business, and why they can cost you thousands each year. You'll learn how to recognize these patterns and shift your thinking so you can keep more of what you earn and make smarter financial decisions. If you want to stop feeling stuck and start building real wealth, this episode gives you a clear place to start.   Next Steps: ➡️ Overpaying your CPA and the IRS? Learn how to stop it in this free training: https://go.phillipsbusinessgroup.com/registration

Are you handling your subcontractors the right way when you pay them? This is one area where small mistakes can turn into big problems. Let's break down the difference between a subcontractor and an employee, and why it matters for your business. We also walk through the correct way to pay subcontractors, what information you need to collect, and why getting a W9 is not optional. If you skip these steps, you could end up paying more in taxes or even violating the law. This is not about making things complicated. It is about protecting your business and doing things the right way from the start. -----------------------------   DIVE IN DEEPER & LEARN MORE ABOUT YOUR NUMBERS

We'd love to hear from you. What are your thoughts and questions?In this conversation, Cece Leung, a CPA and founder of Rich and Sassy, discusses the complexities of success and the internal disorientation that can follow financial achievements. She emphasizes the importance of decision-making, the interplay between personal identity and financial success, and the need for leaders to reclaim their authority. Cece also highlights the significance of asking deep questions about one's desires and motivations, especially during major life transitions.Main points: Success can lead to internal disorientation.Money creates more choices but also more complexity.People often feel guilty for not being happy despite wealth.High-stakes decisions are not just financial; they are personal.Ignoring personal issues during high-pressure times can lead to regret.Judgment should not be outsourced to advisors; intuition is key.Reclaiming authority involves setting boundaries and recognizing self-worth.Cultural upbringing can influence professional behavior and decision-making.Asking deep questions about desires can lead to greater clarity.Happiness can be simple and does not always require wealth.Connect with Cece Leung:https://www.linkedin.com/in/cscfo/https://richandsassy.com/

Has your business growth stalled? You need to audit all aspects of your marketing strategy to uncover the reasons. We are giving away our $10,000 audit process to a few brands. Book your spot: https://www.tiereleven.com/audit Ever been told to cut your losers and let your winners run? It sounds simple enough, but what if this popular advice is actually hurting your ad performance? In today's episode, we'll uncover why focusing on CPA (Cost Per Acquisition) might be misleading and what you should do instead to optimize your ad strategy.Tier 11's John Moran walks us through an experiment where we tested ad sequencing and creative strategies. The results prove that cutting ads based purely on CPA could cost you more than you think. We'll also break down the right approach to assessing ad performance in the Andromeda era and how understanding traffic stages can completely change the way you think about your ad spend.In This Episode:- Meta Andromeda's changes after recording the episode- The dangers of cutting your “losers” based on CPA - Case study: Cold traffic trends and clicks to add carts- Examples of user journeys when running UGC ads- Why you should not pause adsMentioned in the Episode:Partner With Our Digital Marketing Experts: https://www.tiereleven.com/apply Tier 11's Data Suite: https://www.tiereleven.com/what-we-do/data-suite Full Episode, Stop Pausing Ads: Why “Bad” Meta Ads Could Be Your Best Ads: https://www.youtube.com/watch?v=-g6N9ZlcW_8 Still Relying on Old Funnels? Here's What's Working in Meta Ads Right Now: https://perpetualtraffic.com/podcast/episode-785-still-relying-on-old-funnels-heres-whats-working-in-meta-ads-right-now/ The Funnel Is Dead. Here's What Full-Funnel Actually Means Now: https://perpetualtraffic.com/podcast/episode-787-the-funnel-is-dead-heres-what-full-funnel-actually-means-now/Why the Funnel Is Dead (And What Actually Drives Growth Now): https://perpetualtraffic.com/podcast/episode-788-why-the-funnel-is-dead-and-what-actually-drives-growth-now/ The New Meta “Feeder Strategy” That Breaks Andromeda (Full Walkthrough): https://perpetualtraffic.com/podcast/episode-757-the-new-meta-feeder-strategy-that-breaks-andromeda-full-walkthrough/Listen to This Episode on Your Favorite Podcast Channel:Follow and listen on Apple: https://podcasts.apple.com/us/podcast/perpetual-traffic/id1022441491 Follow and listen on Spotify:https://open.spotify.com/show/59lhtIWHw1XXsRmT5HBAuK Subscribe and watch on YouTube: https://www.youtube.com/@perpetual_traffic?sub_confirmation=1We Appreciate Your Support!Visit our website: https://perpetualtraffic.com/ Follow us on X: https://x.com/perpetualtraf Connect with John Moran:LinkedIn: https://www.linkedin.com/in/johnmorangadsConnect with Ralph Burns: LinkedIn - https://www.linkedin.com/in/ralphburns Instagram - https://www.instagram.com/ralphhburns/ Hire Tier11 - https://www.tiereleven.com/apply-now Mentioned in this episode:https://www.tiereleven.com/auditWe're opening up sponsorship spots for Q1 and Q2! Ads Spothttps://www.tiereleven.com/audithttps://www.tiereleven.com/audit

Jared is joined by comedian Turner Sparks, who has a new Dry Bar special, Buttoned Up and Unhinged. Watch now for free! They discuss