Podcasts about cfp

College Football week 4 predictions are here. Michigan vs Nebraska and Florida vs Miami are big matchups with CFP and job implications. Can Matt Rhule and the Huskers announce their arrival in the Big Ten title picture? What will Billy Napier and the Gators have against Mario Cristobal and the Canes? We also break down Auburn vs Oklahoma. Next, Josh updates his national QB rankings. DJ Lagway has disappointed but Carson Beck and Haynes King have been incredible. Where should Ty Simpson and Gunner Stockton be? What about Arch Manning? The week 4 edition of the JP Poll is here as we take a look at movement within the power ratings. Where should Vandy and Miami be? What do we do with Clemson and Texas? Is LSU rising? Where are Alabama and USC? All that plus Dabo Swinney goes off on the state of the Clemson program and we add best bets on the Ramen Noodle Express.See omnystudio.com/listener for privacy information.

On this episode of The Dentist Money Show, Ryan speaks with Melissa-Sue Methven, RDH, author, and advocate for mental health awareness in dentistry. Melissa shares her personal journey through grief, financial stress, and the pressures of running a practice after the loss of her husband to mental health. She offers insights on recognizing signs of distress, the importance of organization, and how self-care tools like breathwork can help dentists manage stress. Tune in to hear why open conversations, support systems, and finding your purpose are essential to overcoming the hidden struggles in dentistry. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Losing a spouse is one of the most difficult transitions in life, emotionally and financially. We're sitting down with Tayler Rhoda CFP® to discuss the unique financial challenges widows and widowers face, especially in retirement. Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/    Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/contact-korhorn-financial-advisors/ or call 574-247-5898.   Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://link.chtbl.com/WiseMoney  Watch this episode on YouTube: https://youtu.be/BmnVJmeoEb4  Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

This episode takes a departure from the usual financial advice to get an unfiltered look at Dr. Jay's journey to the TEDx stage. Listeners will hear about the months of intense preparation, the fear of stepping on stage, and the unexpected challenges that arose along the way, including a moment where he completely forgot his script. The episode explores how he, a self-described "hardcore introvert," believes this terrifying experience—scarier than his time as a paramedic—was a crucial step to propel the company's mission and start a vital conversation about the Childfree economy with a broader audience.Timestamps:

Mike Golic tries to find a path for Notre Dame to still make the CFP after losing to Texas A&M on Saturday. Is Garrett Nussmeier the best QB prospect this season? LSU looks like one of the best teams in college football. Baker Mayfield has been extraordinary since leaving Cleveland and Carolina. Jalen Hurts is one of the most underrated QB's in the NFL. Your new wardrobe awaits! Get $10 off Chubbies with the code stugotz at ⁠https://www.chubbiesshorts.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

A YMYW listener from Missouri and his wife are retired at 69 and 67, with less than $2 million dollars. Should they continue converting retirement savings to Roth for the tax-free growth? What should they do about long term care insurance? More importantly, is our listener's name (Cousy) pronounced "Cuzzy" or "Koozy"? Speaking of Roth conversions, must “Peggy Hill” wait five years to withdraw her conversion money, or only its earnings? That's today on Your Money, Your Wealth® podcast number 547 with Joe Anderson, CFP® and Big Al Clopine, CPA. Plus, is Skipper's retirement payout plan the killer deal he thinks it is? How can Jeff in Dallas pay less capital gains tax on his 3 million dollar single stock, million dollar 401(k), and potential eBay income? Is selling on eBay still a thing? Does Dolly in Tennessee need to empty her inherited IRA within the next 10 years due to the SECURE Act? And finally, HSA vs. HRA: how should Larry in Rhode Island navigate switching from his current employer's health savings account to his future employer's health reimbursement arrangement? Free Financial Resources in This Episode:  https://bit.ly/ymyw-547 (full show notes & episode transcript) 5 Year Rules for Roth IRA Withdrawals 2025 Key Financial Data Guide (newly updated with One Big Beautiful Bill changes) 10 Steps to Improve Investing Success What to Do When the Stock Market Gets Crazy - YMYW TV Financial Blueprint (self-guided) Financial Assessment (Meet with an experienced professional) REQUEST your Retirement Spitball Analysis DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter   Connect With Us: YouTube: Subscribe and join the conversation in the comments Podcast apps: subscribe or follow YMYW in your favorite Apple Podcasts: leave your honest reviews and ratings   Chapters: 00:00 - Intro: This Week on the YMYW Podcast 01:11 - Should We Continue Roth Conversions in Retirement? What About Long-Term Care? (Cousy, MO) 13:03 - Must I Wait 5 Years to Withdraw My Roth Conversion, Or Only Its Earnings? ("Peggy Hill", MN) 21:50 - Is My Retirement Plan Payout the Killer Deal I Think It Is? (Skipper) 28:07 - How to Minimize My Capital Gains Tax? (Jeff, Dallas, TX) 33:37 - Must I Empty My Inherited IRA Within 10 Years With The SECURE Act? (Dolly, Bristol, TN) 37:50 - HSA and HRA: Health Savings Account vs. Health Reimbursement Arrangement (Larry, RI) 40:48 - Outro: Next Week on the YMYW Podcast

Mike Golic tries to find a path for Notre Dame to still make the CFP after losing to Texas A&M on Saturday. Is Garrett Nussmeier the best QB prospect this season? LSU looks like one of the best teams in college football. Baker Mayfield has been extraordinary since leaving Cleveland and Carolina. Jalen Hurts is one of the most underrated QB's in the NFL. Your new wardrobe awaits! Get $10 off Chubbies with the code stugotz at ⁠https://www.chubbiesshorts.com/ Learn more about your ad choices. Visit megaphone.fm/adchoices

Here's the topics: Clemson is closer to mediocrity than a national title; Texas won't reach double-digit wins; Oregon's Dante Moore is the nation's QB1; Vanderbilt could be in the CFP convo; and Wisconsin needs to move on from Luke Fickell Also, TREKKING TUESDAY (sponsored by Meindl USA): the best outdoors story sent to earlybreak937@gmail.com gets a $50 gift card to Meindl!  Show Sponsored by NEBCOOur Sponsors:* Check out Hims: https://hims.com/EARLYBREAK* Check out Washington Red Raspberries: https://redrazz.orgAdvertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

Chuck has thoughts on Notre Dame's season now that the CFP is unlikely short of running the table and getting help. Florida radio analyst Shane Matthews sizes up the Gators offensive issues. Trey Biddy of Hawg Sports analyzes Arkansas off their close loss to Ole Miss.See omnystudio.com/listener for privacy information.

Brian Thompson marks a major milestone with Episode 100 of the Mission Driven Business podcast! In this special retrospective, Brian reflects on 10 standout episodes that made a lasting impact and continue to resonate in his business and life. Whether you're new to the podcast or a long-term listener, Episode 100 captures the heart of the conversations that Mission Driven Business is all about. Episode Highlights 1. Mike Michalowicz put profit first In Episode 7, Mike Michalowicz flipped the traditional profit formula, redefining how business owners can approach cash flow. Mike's episode gave language and structure for something many business owners struggle with. 2. Brian Thompson opened up on the mic In Episode 8, Brian got personal about how and why he started his own firm, Brian Thompson Financial. It was the first time he allowed himself to really be open on the mic, talking about fear, imposter system, and the drive to create something meaningful. 3. George Kinder asked the right questions In Episode 14, George Kinder's thoughtful and grounded presence shone through as he advocated for life planning, which connects a financial plan to an individual's most meaningful goals. His three Kinder Questions have helped many people get clear about what they want their lives to look like. 4. River Nice led with empathy In Episode 20, River spoke so clearly about how marginalized communities -- especially the LGBTQ+ community -- experience guilt or shame around money. The episode is a powerful reminder that empathy can be a superpower. 5. Anjali Jariwala wrote a new entrepreneurial story In Episode 42, Anjali Jariwala shared how she built a thriving financial planning firm, only to turn around and write a children's book that broke sales records. It's a powerful reminder you can build whatever business you want -- and that your business can evolve with your creativity. 6. Krish Himmatramka proposed using profit for good In Episode 57, Shark Tank alum Krish Himmatramka proved you can build a business for-profit and for-impact. His ethical engagement ring company commits to its values every step of the way. 7. LaSean Smith talked to 100 customers In Episode 69, LaSean Smith advised new entrepreneurs to have 100 conversations in order to build a business that people actually want to use. If you're early in your business, LaSean's advice is clear, tactical, and values-based. 8. Hugo E. Gomez looked before he leaped In Episode 79, Hugo E. Gomez tested his business idea and built a proof of concept before making the leap to full-time entrepreneurship.Now his business is thriving by serving a market overlooked by mainstream brands. 9. Channyn Lynne Parker taught philosophy In Episode 83, Channyn Lynne Parker got poetic, talking about purpose, letting your path unfold, and trusting yourself even when it's hard. But Channyn really stands out for turning the children's song “Row, row, row your boat,” into a life philosophy. 10. Masami Sato showed that small actions make a big impact In Episode 93, Masami Sato shared how she started her company with a toddler in her kitchen and built it into a global force for good. Her company, B1G1, is built on the idea that small actions, done consistently, can change the world. Resources + Links Episode 7: Being Profit First with Mike Michalowicz Episode 8: Why I Started My Mission-Driven Business Episode 14: Living Your Passion with George Kinder Episode 20: Defining Your Niche with River Nice Episode 42: Creating The Products You Want with Anjali Jariwala Episode 57: Going from Startup to Shark Tank with Krish Himmatramka Episode 69: Building A Business For Financial Independence with LaSean Smith Episode 79: Niching Down with Hugo E. Gomez Episode 83: Braving Discomfort to Live Your Purpose with Channyn Lynne Parker Episode 93: Harnessing The Power Of Small To Create Global Impact With Masami Sato Brian Thompson Financial: Website, Newsletter, Podcast Follow Brian Thompson Online: Instagram, Facebook, LinkedIn, X, Forbes   About Brian and the Mission Driven Business Podcast  Brian Thompson, JD/CFP, is a tax attorney and Certified Financial Planner® who specializes in providing comprehensive financial planning to LGBTQ+ entrepreneurs who run mission-driven businesses. The Mission Driven Business podcast was born out of his passion for helping social entrepreneurs create businesses with purpose and profit. On the podcast, Brian talks with diverse entrepreneurs and the people who support them. Listeners hear stories of experiences, strength, and hope and get practical advice to help them build businesses that might just change the world, too.

Did Tennessee’s best shot at a playoff bid sail wide right? Or will the loss to Georgia ultimately help the Vols’ CFP resume? Adam Sparks and John Adams discuss Josh Heupel’s decisions in UT’s gut-wrenching OT loss, critical injuries and how expectations are still high.

What if your biggest money challenges aren't about math at all—but about the feelings and “financial scar tissue” you've been carrying for years?In this episode of Women's Money Wisdom, Melissa Joy, CFP®, welcomes fellow advisor and author Shannon Ryan, CFP®, to talk about her new book Your Money Has Feelings. Together, they explore why money is so deeply emotional, how early experiences shape lifelong financial habits, and what it takes to align money with what really matters.In this conversation:What “financial scar tissue” is and how it quietly drives our choicesWhy money feels primal—and why society equates wealth with worthThe hidden cost of “shoulds” like paying off the house or funding 100% of collegePermission to spend: overcoming scarcity when you have more than enoughOverspending as self-soothing—and ways to realign short-term habits with long-term goalsWhy micro-decisions (like raising your 401(k) 2%) create big momentumThe psychological leap into retirement and why it feels harder than the numbers suggestKey takeaways:Naming your money story is the first step to changing it.You can have anything, but not everything—clarify what matters most now.Progress is built on small, repeatable actions, not perfection.A trusted planner can simplify the math and hold space for the feelings.Resources & Links:Your Money Has Feelings by Shannon Ryan, CFP® – https://www.amazon.com/Your-Money-Has-Feelings-Understand/dp/B0F1XH6DYDAuthor website: https://www.shannon-ryan.comThe previous presentation by PEARL PLANNING was intended for general information purposes only. No portion of the presentation serves as the receipt of, or as a substitute for, personalized investment advice from PEARL PLANNING or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Neither PEARL PLANNING's investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. PEARL PLANNING is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. A copy of PEARL PLANNING's current written disclosure Brochure discussing our advisory services and fees is available upon request or at https:...

Buy-now-pay-later has gained popularity throughout the retail space as a way for shoppers to purchase goods that they may not have the cash for, but some fear that this trend is contributing to poor spending habits for a young generation of consumers. Donna and Nathan discuss who profits from BNPL purchases, how credit reporting agencies are changing the way they treat these transactions, and what the trend indicates about our consumption economy. Also on MoneyTalk, how credit scores are calculated, and Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais CFP®, CIMA®, CPWA®; Air Date: 9/11/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

During a bull market, some people hire a financial advisor for the wrong reasons, expecting them to put on a magic show rather than treating investing as a lifelong endeavor to build wealth with patience and prudence. Nathan discusses the important distinction between investing as an enterprise vs investing for entertainment. Also on MoneyTalk, understanding income investing, and the price of time. Host: Nathan Beauvais, CFP®, CIMA®, CPWA®; Air Date: 9/12/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Are you working longer than you need to because of a retirement planning mistake? One of the biggest misconceptions is assuming you will spend the same amount every year in retirement. The reality is different, and understanding it could change when you retire.Experts call it the retirement smile. In your “go-go years” (65–75), spending is highest. Travel, hobbies, and experiences often run $60,000 to $65,000 a year for the average household. In the “slow-go years” (76–85), spending usually drops to $50,000 to $55,000 as travel slows down. Then come the “no-go years” (86+), where overall expenses dip but healthcare costs rise, creating the curve that completes the smile.At Root Financial, many of our clients with $1.5 to $3.5 million in assets might spend $150,000 to $200,000 early on, adjust to $100,000 to $150,000 mid-retirement, and later see healthcare push costs back up to $150,000 to $250,000. The lesson is clear. Planning with a flat budget often means you are overestimating your needs, delaying retirement, or underspending when you could be living more fully. A flexible withdrawal approach, starting around 5 percent, creates freedom while protecting long-term security.Do not let financial fear rob you of retirement joy. Whether it is traveling to the World Cup or simply extending family vacations, understanding your retirement smile can help you step into retirement with confidence and peace of mind.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

In our new TL;DR series episode, Jake reads his blog post where he breaks down the three key drivers of net worth growth: saving consistently, reducing debt, and asset growth. He explains why tracking your own progress matters more than comparing yourself to others and how discipline is the foundation of long-term wealth. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

In this episode of the WEInvested Podcast, Wesley Earp sits down with Joel Miller, CFP®, Founder & CEO of Flames Financial Planning. Joel shares his journey into wealth management, the inspiration behind starting his own firm, and his approach to helping clients build lasting financial confidence. From breaking down the importance of financial planning at every life stage to discussing strategies for creating generational wealth, Joel offers practical insights and actionable advice you can start applying today.Whether you're new to financial planning or looking to refine your wealth-building strategy, this conversation is packed with wisdom for anyone serious about securing their financial future.Website: https://www.flamesfp.com

On today's episode of the Trust the Plan Podcast, Nick Hopwood, CFP® and Jim Pilat, CFP® of Peak Wealth discuss recent market data with a focus on international stocks. After years of underperformance, many investors began to ignore this area completely, often with no exposure at all. So far in 2025, international equities have emerged as a leader, and Nick and Jim explain why they are feeling bullish. They share a chart showing the renewed strength in foreign markets and talk about the Fed's August meeting in Jackson Hole, where potential rate cuts were mentioned, which could be a positive for international stocks. As always, this podcast is for educational purposes only and is not a recommendation. — Peak Wealth Management is a financial planning and wealth management firm in Plymouth, MI. We believe by providing education and guidance, we inspire our clients to make great decisions so they can Retire With Peace of Mind. Stay Connected With Us: Podbean: findingtruewealth.podbean.com YouTube: / @peakwealthmgmt Apple: rb.gy/1jqp6 (Trust the Plan Podcast) Facebook: Facebook.com/PeakWealthManagement Twitter: Twitter.com/nhopwood1 www.peakwm.com  

The average financial planner is about 56 years old, but 25-year-old Emma Von Weise got a running start learning about money as a teenager and is now one of the youngest CFP professionals. She shares how she became money savvy so early and what influences impacted her the most. She isn't here to judge the rest of us who started late but to help us make up for lost time—with humor, heart, and practical advice that meets you exactly where you are. In this episode, we discuss: Emma's money story and early financial literacy The spark that led to a career in financial planning at such an early age Why she is an old soul that just loves working with retirees Modern Day Continuing-Care Retirement Communities  

No account has more tax benefits than the health savings account. You can make the most of those benefits by managing your HSA wisely. Roger Young, CFP®, discusses some suggestions from a T. Rowe Price report. Also in this episode: -401(k) millionaires are at an all-time high -- how did they do it? -The bond market is having its best year since 2020 -Gold is crushing the Nasdaq and the S&P 500, and Silver is doing even better -What determines your home's cost basis, and how to keep track of all the necessary documents Host: Robert Brokamp Guest: Roger Young Engineer: Dan Boyd Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode. Learn more about your ad choices. Visit ⁠⁠⁠megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.
 On this episode of Dentist Money's Two Cents, Matt and Rabih explore the potential impact of the Supreme Court on the economy and how policies can ripple through financial markets. They break down the hidden risks of holding too much cash in an investment portfolio and offer insights on why cash should be viewed as a risk factor. Finally, they talk about the shifting demographics within dentistry and the growing representation of women and greater diversity. Do you have a question you'd like us to cover on the podcast? Visit DentistAdvisors.com/podcast to submit a question or topic. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Major tax law changes are here in 2025. Are you ready to take advantage of them before year-end? In this episode of Wise Money, we break down the most important updates from the Secure Act 2.0 and One Big Beautiful Bill Act (OBBBA) and show you how to proactively plan so you pay the least amount of tax over your lifetime. We cover the increase of the SALT cap from $10,000 to $40,000, how the new senior deduction works, the truth about the so-called "no tax on tips" and "no tax on overtime" rules, and why charitable giving in 2025 offers a rare and unique planning opportunity. Season 11, Episode 4 Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/    Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/contact-korhorn-financial-advisors/ or call 574-247-5898.   Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://link.chtbl.com/WiseMoney  Watch this episode on YouTube: https://youtu.be/9dO6QoF1CaQ  Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

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How much do we believe in the Packers to win it all? Also, which state has the most fast food chains? We talk about The Conjouring house going up for auction, China charging people for toilet paper in public restrooms, and lots more!

Where should your money go first? Too often, people skip ahead to investing or wealth strategies before laying the right foundation. Richard Rosso and Matt Doyle break down the essential hierarchy of money goals—a clear order of priorities to help you stay on track. From emergency savings and debt reduction to investing, wealth protection, and legacy planning, this framework shows you exactly how to progress step by step. By focusing on the right goals at the right time, you'll reduce stress, improve financial security, and set yourself up for long-term success. Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Relationship Manager, Matt Doyle, CFP Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://youtu.be/XHMHkOAWRIc -------- The latest installment of our new feature, Before the Bell, "The AI Trade is Back," is here: https://www.youtube.com/watch?v=o6i2HhmE5U0&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our Previous Show, "There Ain't No Inflation," is here: https://youtube.com/live/KuvJ7KcQU_0?feature=share ------- Register for our next RIA Dynamic Learning Series event, "Are We On the Edge of Recession?" September 18, 2025: https://realinvestmentadvice.com/resources/events/savvy-medicare-planning-what-baby-boomers-need-to-know-about-medicare/ ------- Articles mentioned in this report: "Valuations Are Extreme: Navigating A Bubble" https://realinvestmentadvice.com/resources/blog/valuations-are-extreme-navigating-a-bubble/ "Portfolio Risk Management: Accepting The Hard Truth" https://realinvestmentadvice.com/resources/blog/portfolio-risk-management-accepting-the-hard-truth/ "Meme Markets: Investing vs. Entertainment" https://realinvestmentadvice.com/resources/blog/meme-markets-investing-vs-entertainment/ ------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MoneyGoals #FinancialPlanning #WealthBuilding #PersonalFinanceTips #FinancialFreedom #InvestingAdvice #Money #Investing

Your home is often one of your largest assets—but how do you actually use that equity to improve your lifestyle, reduce financial stress, or create a safety net? In this week's episode, host David Chudyk, CFP®, is joined by Archie Johnson of Mutual of Omaha Mortgage to explore how retirees and high earners can strategically access their home's equity.They break down how tools like the Home Equity Conversion Mortgage (HECM) can eliminate mortgage payments, provide a line of credit, and even help buffer against market downturns. This strategy can free up cash for travel, family support, long-term care needs, or simply enjoying retirement without financial worry.What You'll Learn in This Episode✅ Why home equity is often an untapped piece of your net worth.✅ How retirees can eliminate monthly mortgage payments without draining their investments.✅ The role of home equity in protecting against sequence-of-returns risk during market downturns.✅ Real-world ways clients have used freed-up cash—travel, family gifts, long-term care, and more.✅ The FHA's protections and counseling requirements that ensure retirees make informed decisions.✅ How HECM loans differ from traditional mortgages and what happens when a borrower passes away.✅ The flexibility of using home equity for both refinancing and purchasing a new home.Key Quote from Archie Johnson“For the right person, a Home Equity Conversion Mortgage can be life-changing. It's not about debt—it's about freedom, flexibility, and creating options in retirement.”Connect with Our Guest

Where should your money go first? Too often, people skip ahead to investing or wealth strategies before laying the right foundation. Richard Rosso and Matt Doyle break down the essential hierarchy of money goals—a clear order of priorities to help you stay on track. From emergency savings and debt reduction to investing, wealth protection, and legacy planning, this framework shows you exactly how to progress step by step. By focusing on the right goals at the right time, you'll reduce stress, improve financial security, and set yourself up for long-term success. Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Relationship Manager, Matt Doyle, CFP  Produced by Brent Clanton, Executive Producer ------- Watch today's video on YouTube: https://youtu.be/XHMHkOAWRIc -------- The latest installment of our new feature, Before the Bell, "The AI Trade is Back," is here:  https://www.youtube.com/watch?v=o6i2HhmE5U0&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1  ------- Our Previous Show, "There Ain't No Inflation," is here: https://youtube.com/live/KuvJ7KcQU_0?feature=share ------- Register for our next RIA Dynamic Learning Series event, "Are We On the Edge of Recession?" September 18, 2025: https://realinvestmentadvice.com/resources/events/savvy-medicare-planning-what-baby-boomers-need-to-know-about-medicare/ ------- Articles mentioned in this report: "Valuations Are Extreme: Navigating A Bubble" https://realinvestmentadvice.com/resources/blog/valuations-are-extreme-navigating-a-bubble/ "Portfolio Risk Management: Accepting The Hard Truth" https://realinvestmentadvice.com/resources/blog/portfolio-risk-management-accepting-the-hard-truth/ "Meme Markets: Investing vs. Entertainment" https://realinvestmentadvice.com/resources/blog/meme-markets-investing-vs-entertainment/ ------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MoneyGoals #FinancialPlanning #WealthBuilding #PersonalFinanceTips #FinancialFreedom #InvestingAdvice #Money #Investing

Former Wake Forest head coach, Dave Clawson joins the show, as Coach talks about NC State's win over the Demon Deacons last night, why he was high on the Wolfpack entering the season, what he makes of Clemson's slow start to the 2025 season, how he feels about possible CFP expansion, & more See omnystudio.com/listener for privacy information.

Host Tyler Jones (@TylerJonesLive) is joined by OutKick Hot Mic Host Chad Withrow (@TheChadWithrow), Bryan O'Connor (@CoachBoKnowsShow) & Thomas Bridges (@Thomas_Bridges).(0:30-13:45) Reaction to the murder of Charlie Kirk. (13:45-27:05) Around the NFL: Are the Chiefs in trouble? The Packers impress and the Ravens' struggles to close out games.(27:05-1:05:50) Big 12/SEC Breakdown: Hot Takes on Oklahoma, Mike Gundy's future, Billy Napier, Big 12's CFP hopes, plus Big 12 and SEC Week 3 Preview.(1:05:50-1:37:15) Chad Withrow on Charlie Kirk, the SEC and NFL.(1:37:15-2:22:30) Coach Bo's Football Fix Presented By O'Connor Advisory Group: Why the Packers are a real contender, Commanders without Austin Ekeler, debuts of Travis Hunter, J.J. McCarthy and Cam Ward. Plus, NFL Week 2 Preview: CHI/DET, PHI/KC and TB/HOU, as well as Billy Napier's future, why Florida Football is in trouble long-term, CFP contenders and pretenders, plus CFB Week 3 Preview: UGA/TENN, FLA/LSU and A&M/ND.(2:22:30-2:36:00) Tom Foolery Story of the Week: Canadian man gets DUI in Barbie Jeep.Today's show is sponsored by O'Connor Advisory Group. Start planning for your future now at https://oconnoradvisorygroup.com!Follow Tyler Jones on Twitter: https://twitter.com/TylerJonesLiveFollow Tyler Jones on Instagram: https://www.instagram.com/tylerjoneslive/Follow Tyler Jones on Facebook: https://www.facebook.com/tylerjonesliveFollow Studio Soapbox on Twitter: https://twitter.com/Studio_SoapboxFollow Studio Soapbox on Facebook: https://facebook.com/studiosoapboxFollow The Jones Report on Instagram: https://instagram.com/jones_report

Indiana Men's Soccer is once again at the pinnacle of their sport, claiming the #1 ranking after a gritty 5-0-1 start to the season against a gauntlet of top opponents. As Big Ten play finally starts, the Hoosiers look to win not just another conference title, but clearly have the squad to add an unprecedented 9th star to their jerseys.Head Coach Todd Yeagley joins the show to talk about the team, the season, and the long term outlook for a program that continues to thrive in the ever-changing NIL, revenue sharing, and transfer portal age.So much about the sport and all of college athletics has changed since his legendary father Jerry Yeagley started it all over 50 years ago, but one things remains the same... Indiana soccer is the best program in the country.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

If you were to ask someone to name the most successful investor of our time, 9 times out of 10 you would likely hear the name Warren Buffett. On this edition of our MoneyTalk Moment in Financial History, Nathan and Daniel cover the meteoric rise of Warren Buffett, and how his clear and principled approach to investing would lead him to become one of the most prolific investors in American history. Also on MoneyTalk, how to face the challenge of retiring in a down market. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais CFP®, CIMA®, CPWA®; Special Guest: Daniel Sowa. Air Date: 9/10/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Week 3 is upon us! After only two weeks, the college football season has not disappointed as it's delivered on entertaining games and big surprises. There is no reason to believe Week 3 will be any different as it is headlined by a huge game in South Bend. 16th-ranked Texas A&M visits 8th-ranked Notre Dame. After a close loss to Miami to start the season and a bye in Week 2, the Fighting Irish have a lot to prove to backup the preseason hype. With no ranked teams currently remaining on their schedule, would a loss to the Aggies all but eliminate them from the CFP conversation? Andy Staples, Ross Dellenger and Steven Godfrey debate this topic as they preview the game. Plus, there was a lot of drama during the week about AP voting. The guys share their thoughts on the situation and talk about times they messed up when they had an AP vote. They also share whether or not the AP should change their voting system. Should we have a year-round poll, even in the offseason?Later, Ross shares his Congressional Minute that is much more than a minute. The future of college football is being discussed in Washington D.C. today with the SCORE Act (Student Compensation and Opportunity through Rights and Endorsements Act) and the Sports Broadcasting Act being the two cornerstones of the conversation. Both of these acts may drastically change the future of the sport and college athletics in general. Ross breaks down the details of each of these acts and the impact they could have. The guys then discuss these monumental decisions and what they think the end result will be.Finally, Andy, Ross and Steven make their picks for this week's I've Got A Feeling with Georgia, Texas A&M and Washington State getting the nod from the crew. Altogether the crew's record is 1-5, but there is hope this week will drastically improve that record. Plus, they give you some other games to keep an eye on this weekend.Get ready for Week 3 on College Football Enquirer.(1:06) - Drama with AP poll voters(13:42) - #16 Texas A&M @ #8 Notre Dame preview(22:00) - Explaining Congress' decisions on college football(47:22) - I've Got A Feeling picks(57:03) - Other games to watch  Subscribe to the College Football Enquirer on your favorite podcast app:

Andy and Justin Pritchard from Approach Financial share their thoughts on a handful of current events and "hot topics" relating to retirement planning. Specifically, they talk about: The pros and cons of target date funds ( 11:05 )Their thoughts on the recent presidential executive order allowing private and illiquid investments to be offered inside 401(k) plans ( 23:26 )Can you make up for insufficient retirement savings by investing more aggressively ( 31:51 )Understanding your advisor's succession plan and how to try to make the succession transition successful for you ( 39:35 )Things to consider when firing an advisor or changing advisors ( 46:39 )Whether people should consider getting a living/revocable trust ( 56:22 )Things to consider if you're looking to hold cash in banks in currencies other than US Dollars ( 59:53 )Links in this episode:Justin's firm - Approach FinancialJustin's YouTube channel - Justin Pritchard, CFP® on RetirementTo send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comMy company newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

Happy National TV Dinner Day!Episode 289 ushers in week 2 of the NFL season with a massive NFC TNF match-up! We start with the first game of the week, the Commanders at the Packers… we will discuss OUR VERSIONS of hot takes, potential headlines, and match-ups as we all prepare to bask in football glory.Also, on the show tonight we will be diving into week 3 of College Football as we have a jam packed Saturday slate. From these games we have selected/made graphics for the following: top games from ThursdayFriday & Saturday, our 2nd edition of our top 12 CFP rankings, we have made some picks, and we have an upset alert board ready to go.We have got all the segments: Salute Your Sports/Headlines, Water Cooler Debate (not tonight), and How Dare You's. Also, it would not be a show without the Dad Joke and a new season for our inter-squad DraftKings DFS WOAT-A-MAKER challenge. Look alive, folks!Follow us on:Support NC High Country Recovery Belowhttps://www.ymcaavery.com/hurricane-helene-updates/HOF Bets: https://hof-bets.app.link/millygoats (Promo Code: MILLYGOATS)Twitter - https://www.twitter.com/MillyGoatsInstagram - https://www.instagram.com/TheMillyGoatsYouTube - https://www.youtube.com/@TheMillyGoatsTwitch - https://www.twitch.tv/TheMillyGoatsPodcastTikTok - https://www.tiktok.com/@TheMillyGoatsApple Pod - https://rb.gy/0meu1Spotify Pod - https://t.ly/ZUfObWeb - https://themillygoats.godaddysites.com/

In the 50th Episode of RHP Market Talk, CXO Natalie Picha and CIO Glenn Royal, CFP®, examine September's historical market weakness and how a potential government shutdown might impact investors during this traditionally difficult month.• How a record 911,000 job revision could signal an existing economic slowdown• What will be the Fed's response as it faces a dual mandate challenge with sticky inflation despite employment concerns• How concerned should we be about Fed independence?• Our counsel to clients during times of uncertainty If you enjoy our podcast, please take a moment to subscribe. We would love it if you would leave us a rating and a review, as it's the best way for us to reach other listeners. We'd also love it if you could share the podcast with your friends and family. You can find us on LinkedIn and Facebook for additional content or reach out through our website at royalharborpartners.com.Experience the difference of working with a firm that empowers your life—a firm that focuses on what matters most—you. Whether you are beginning your financial journey now or have already taken steps toward your ultimate life goals, we are here to guide you. https://podcasts.apple.com/us/podcast/rhp-market-talk/id1538051530

Adam Koós joins fellow CMT David Keller to share his journey from aspiring trauma surgeon to founding Libertas Wealth Management Group and launching Adrenaline Advisor Consulting. Adam opens up about starting his career just before 9/11, how market crashes pushed him toward technical analysis, and why he uses sports and weather analogies to help clients understand investing. From building financial plans that manage both money and emotions, to teaching advisors how to grow thriving practices, Adam offers a candid look at lessons learned over two decades in the industry. Episode Timestamps: 01:00 – Adam's background: Ohio State, trauma surgery dreams, and the pivot to finance 07:00 – Starting at a brokerage firm just before 9/11 09:00 – Why Adam embraced technical analysis after the early 2000s crash 12:00 – The “NFL playoff teams” analogy for investing 15:00 – Tornado sirens, trend following, and managing risk 18:00 – Dealing with investor emotions and building confidence 20:00 – Why every client needs a financial plan, not just portfolio management 23:00 – The three charts Adam always shares with clients 27:00 – Stoplight charts, seasonality, and short-term signals 31:00 – Balancing strong uptrends with seasonal weakness 33:00 – Mistakes early in Adam's practice and lessons learned 34:00 – The story of coaching another advisor to $7M in new AUM in 14 weeks 36:00 – How Adrenaline Advisor Consulting helps advisors grow faster Key Takeaways:

Send us a textSchedule an Rx AssessmentSubscribe to Master The MarginBuilding a thriving team in today's pharmacy landscape starts with you. But what exactly does good leadership look like? Is leadership a learnable skill that can be developed over time? In this episode, Scotty Sykes, CPA, CFP® and Bonnie Bond, CPA, MBA sit down with leadership expert Kelley Babcock to explore how effective leadership can make or break independent pharmacies. From self-management to team development, Kelley shares practical strategies that empower pharmacy owners to lead with clarity, energy, and purpose.We cover:- Why leadership is an inside job that starts with managing yourself- How coaching-style leadership can transform team performance- Strategies for building a high-performing, engaged team culture- Time and energy management tips for every pharmacy ownerAnd more!More About Our Guest: Kelley Babcock is the Founder of Leadership Growth Formula and has made it her mission to learn the secrets of leadership and share them with independent pharmacists everywhere. Bringing over three decades of proven experience as an in-the-trenches leader of high-performing teams, Kelley has successfully managed $40 million in revenue for a Fortune 500 company and later doubled the revenue of a small business development company while serving as its COO. Under her leadership, that organization also grew its employee base fivefold, a testament to her ability to scale both people and performance.Beyond her professional achievements, Kelley is proudly married to her husband Tim for 40 years, a devoted mom to two adult children, and a “pandemic puppy parent” to a spirited malti-poo. A Florida native through and through, she combines business acumen with a deep commitment to family and community.Want to learn more about Kelley and Leadership Growth Formula? Click below to check them out! Kelley Babcock LinkedInLeadership Growth Formula WebsiteLeadership Growth Formula FacebookLeadership Growth Formula LinkedInStay up to date on new episodes by liking and subscribing! Stay connected with us on social media: FacebookTwitterLinkedInScotty Sykes – CPA, CFP LinkedInScotty Sykes – CPA, CFP TwitterMore on this topic: Podcast: Building a Super Culture in Your PharmacyPodcast: Pharmacy Leadership AmplifiedPodcast: Becoming a Pharmacy Gladiator

What happens when public markets no longer provide the diversification they once promised? In this episode, Robert Curtiss, CFP®, is joined by Tony Davidow, Senior Alternatives Investment Strategist at the Franklin Templeton Institute, to explore the tectonic shifts transforming private markets. Tony shares insights from decades of experience working with institutional capital, family offices, and … Read More Read More

Max Olson of ESPN.com joins Josh Peterson on an all-new I-80 Football Show to dive into college football in 2025. Topics include:His recent story on how much each position group in college football costs.Matt Rhule, year three, Dana Holgorsen, and Dylan Raiola; How good can the Cornhuskers be in 2025?Is Oregon underrated?The impact the 12-team CFP has had on the sport.And more!Want more podcasts like this? Subscribe to the I-80 Club for as low as $5 a month: patreon.com/i80club. And don't forget to subscribe to the I-80 Club YouTube channel! Hosted on Acast. See acast.com/privacy for more information.

Getting audited by the IRS is something we all have to be ready for, and no one looks forward to, but the typical audit experience can be surprisingly straightforward - if you're prepared. Donna and Nathan talk about common audit triggers, how to communicate effectively with the IRS, and what documents you absolutely need to have ready when your number gets pulled. Also on MoneyTalk, how to define your risk tolerance, and Stock Trivia: Battle of the Sowas. Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais CFP®, CIMA®, CPWA®; Air Date: 9/9/2025. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Question of the Day: How Sweet would it be if Utah &BYU made the CFP?

Navigating the labyrinth of college financing has become one of the most daunting challenges facing families today. With prestigious universities now approaching $100,000 per year, how can parents provide educational opportunities without sacrificing their financial future?Paul Campeau, CFP and founding partner of Bridgewise College Planning, pulls back the curtain on the hidden world of college financial aid. Since 2008, he's personally guided over 500 families to save an average of $40,000+ at top-tier schools while protecting their retirement savings. His insights reveal why many families unknowingly pay far more than necessary for higher education.The conversation explores the stark reality that students sitting next to each other in the same classroom often pay dramatically different amounts. Some pay full price while others receive substantial discounts through strategic planning and understanding the financial aid system. Campeauo explains why private universities frequently offer better financial packages than public institutions, and why community colleges aren't always the budget-friendly option they appear to be.We dive deep into the psychology behind college selection, examining how emotional decision-making leads families to overlook financial considerations. Campeau shares practical strategies for maximizing aid eligibility, including how to structure savings to avoid financial aid penalties and the critical timing of when to begin planning.Perhaps most valuably, Campeau outlines his "CFO approach" to college planning – a systematic method for finding schools that provide the right academic and campus fit while remaining financially sustainable. His framework empowers parents to make informed decisions rather than succumbing to marketing pressure or emotional appeals.Ready to discover how your family can pay less for college without compromising quality? Visit bridgewisecp.com for a College Readiness Breakthrough Session and take the first step toward a debt-free education for your children.Join the What if it Did Work movement on FacebookGet the Book!www.omarmedrano.comwww.calendly.com/omarmedrano/15min

McElroy and Finebaum look ahead to the huge matchups in week 3. Can Clemson get the offense going vs Georgia Tech? How big of a win will Alabama over Wisconsin need to please the Tide faithful and is there anything Billy Napier can do at Florida to satisfy the Gator fanbase? Who needs the win more: Georgia or Tennessee, and does Notre Dame NEED to beat Texas A&M to keep CFP hopes alive? Plus, McElroy gives you his Top 25 - looking at what the teams have done on the field and not using preseason rankings. Learn more about your ad choices. Visit podcastchoices.com/adchoices

On this episode of The Dentist Money Show, Matt and Jake unpack the real cost of car ownership. From rising car payments to the hidden impact of depreciation, they explain how cars can quietly derail your budget and financial goals. They push back on the idea that success is measured by what you drive and offer practical rules of thumb to keep your budget in check. Tune in to learn how to align your spending with your values and drive your finances in the right direction. Read Jake's full blog post here! Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Ever feel like your employee benefits package is a mystery? You're not alone! In this episode, Bri sits down with benefits expert Christy Smith from The Horton Group, a Marsh & McLennan Agency, to demystify the world of workplace perks. Christy, who has extensive experience in HR and as an employee benefits broker, shares insights on everything from health, dental, and vision insurance to the often-overlooked benefits like disability and legal support. Get ready to learn how to ask your HR team for new benefits (yes, you can do that!) 2, why understanding your options is crucial, and the surprising ways some companies are making benefits more inclusive (think doggy daycare!). Plus, we dive deep into the power of Health Savings Accounts (HSAs) and why they might be your secret weapon for retirement savings. Tune in and empower yourself to make the most of your workplace benefits!Timestamps:- 00:52: Christy's journey from HR to employee benefits broker.- 02:24: Common misconceptions about workplace benefits and how to approach your HR team.- 06:41: Navigating multiple health plan choices and software to assist in decisions.- 09:50: The evolution of vision and dental insurance.- 13:17: Inclusive benefits like "doggy daycare" and pet insurance.- 15:56: The importance of understanding company culture for tailored benefits.- 18:48: Deep dive into short-term and long-term disability, including state-paid leave benefits.- 23:14: Understanding legal benefits and Employee Assistance Programs (EAPs).- 27:50: The one employee benefit Christy wishes everyone would maximize (hint: it's about retirement!).- 33:28: Key advice for open enrollment season.Connect with Christy:- LinkedIn http://www.linkedin.com/in/christy-smith-cebs-49283810 - The Horton Group, a Marsh & McLennan Agency https://www.thehortongroup.com/  The Childfree Wealth Podcast, hosted by Bri Conn, CFP®, and Dr. Jay Zigmont, CFP®, is a financial and lifestyle podcast that explores the unique perspectives and concerns of Childfree individuals and couples. Like the show? Leave us a rating & review! If you want to join the conversation, email us at media@childfreewealth.com, follow Childfree Wealth® on social media, or visit our website www.childfreewealth.com! Join our newsletter HERE. Schedule a meeting with a Childfree Wealth Specialist® HERE. Instagram: @childfreewealth Facebook: @childfreewealth LinkedIn: @childfree-wealth YouTube: @ChildfreeWealthPodcast Disclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.

Many advisors build thriving practices, only to feel trapped by the very work they love. What if your career could energize, rather than drain, your life? In this intriguing conversation, Referral Coach Bill Cates, CSP, CAPE interviews Kristin Harad, CFP®, founder of Full Advisor Coaching, who explains how financial advisors can embrace work-life integration rather … Continue reading #97 – Sustainable Success for Financial Advisors – Integrating Work and Life with Kristin Harad, CFP →

The college football season is going into its last week of non-conference games for most teams. Many fans may be looking forward to the excitement a conference schedule brings, but the final week of non-con games is still creating plenty to look forward to. One of those games is #18 South Florida visiting #5 Miami. The new darlings of college football have taken the college football world by storm. They began the season taking down previously ranked Boise State, and then last weekend they upset then 13th-ranked Florida in 'The Swamp.' What is it about coach Alex Golesh's team that is leading to this success, and can they keep it going against yet another highly-ranked opponent? These are some of the questions Andy Staples, Ross Dellenger and Steven Godfrey answer. Plus, is there really a path that both USF and Tulane could make the playoff? One of the guys believes so and gives you the exact scenario it could happen. Also in the show, the guys discuss another big matchup of the weekend. This one is a conference matchup as Florida visits #3 LSU. Florida's Billy Napier has set himself directly back on the hot seat after last weekend's upset, but the coach that will be across the field this weekend has come to his defense. LSU's Brian Kelly spoke to the media this week and praised Billy Napier. The guys discuss why Kelly decided to make this move. They also talk about the history of these two teams facing each other and what they see from this matchup. Finally, Andy, Ross and Steven talk about the Big 12 suspending one of their officiating crews after making some egregious mistakes in the Kansas vs. Missouri game last weekend. What do they think about public accountability for refs and the punishment that was handed down? Is this something we could see other conferences do more of to create more transparency? The guys discuss what exactly happened in this situation and how they feel about how the Big 12 handled the situation.Just a few more days until it's game day again. Until then, join us on the College Football Enquirer.(1:42) - Brian Kelly defends Billy Napier & a Florida @ #3 LSU preview(25:20) - How USF has taken college football by storm & their path to the CFP(47:30) - Big 12 suspends an entire officiating crew Subscribe to the College Football Enquirer on your favorite podcast app:

We heard your feedback, and today on Your Money, Your Wealth® podcast number 546, Joe Anderson, CFP® and Big Al Clopine, CPA are spitballing retirement for the not-so-fat wallets: Joe and Masako in Washington state and Reid in Indiana have less than a million saved. Can they still accomplish their retirement goals in their 60s? Mr Buckeye in Ohio and Old Macdonald in Maine have less than a million saved, and Curt in Pennsylvania has less than $1.5 million saved. Can they retire early - in their 40s and 50s?    Free financial resources & episode transcript: https://bit.ly/ymyw-546 DOWNLOAD The Going Solo Guide WATCH Going Solo: Navigating Your Financial Future Single on YMYW TV CALCULATE your free Financial Blueprint SCHEDULE your Free Financial Assessment ASK Joe & Big Al for your Retirement Spitball Analysis LEAVE YOUR HONEST RATINGS AND REVIEWS on Apple Podcasts SUBSCRIBE or FOLLOW on your favorite podcast app JOIN THE CONVERSATION on YouTube DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter Timestamps: 00:00 - Intro: This Week on the YMYW Podcast 00:36 - We're 59 and 65 with Less than $1M. Can We Still Accomplish Our Retirement Goals? (Joe and Masako, WA state) 08:18 - We're 33 with $200K. Can We Retire at 65 and Spend $159K/Year? (Reid, IN) 15:58 - Calculate your Free Financial Blueprint 16:32 - We're Early 40s With $795K. Can We Retire at 55? (Mr Buckeye, OH) 28:38 - Watch Going Solo: Navigating Your Financial Future Single YMYW TV, Download the Going Solo Guide 29:25 - I'm 43 With $50K and a Paid Off House. Can I Retire ASAP? (Old MacDonald, Limington, Maine) 37:35 - I'm 35 With $1.4M. Can I Retire at 45 and Spend $75K/year? (Conshohocken Curt, PA) 49:04 - Next Week on the YMYW Podcast 49:23 - YMYW Podcast Outro

College Football week 2 reactions will be wide-ranging with Florida imploding against USF and Oklahoma taking down Michigan. What will happen with Billy Napier? Did Brent Venables and John Mateer announce the Sooners as a CFP contender? What are the biggest takeaways to Mississippi State upsetting Arizona State in Starkville? Should anything be made of LSU and Clemson looking lethargic in wins against lesser opponents? What about Alabama rolling and Vandy taking down Virginia Tech on the road? How many real national title contenders do we have after 2 weeks? The Week 3 edition of the AP Poll is out and Josh has several teams moving up and down. Where are Ohio State and Texas? Could Oklahlma be top 5? What about Tennessee and UGA?See omnystudio.com/listener for privacy information.

Struggling to get your spouse involved in retirement planning?You are not alone. Many financially-minded partners lose their spouse's attention by jumping straight into 401(k) allocations or tax strategies. The result is glazed eyes and little engagement.This approach works differently. Start with powerful, open-ended questions that spark curiosity and connection. Ask things like “What does your perfect retirement day look like?” or “If we had to spend $150,000 this year, how would you want to use it?” These prompts bypass resistance and lead to meaningful conversations about dreams, priorities, and lifestyle.When you know whether your partner envisions constant travel or staying close to home, or whether they fear losing purpose more than running out of money, you can build a plan you both believe in. Lifestyle clarity comes first. The numbers follow naturally.Retirement planning is not just about financial optimization. It is about creating a shared vision for the years ahead with the person who matters most. Try these questions with your partner and watch the conversation shift from spreadsheets to shared dreams.Visit earlyretirementpodcast.com to share your results or explore tools for building a plan that works for both of you.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.