Podcasts about cfp

College Football season is getting closer. On Josh Pate’s College Football Show Ep 748 Josh Pate looks at predicting the AP preseason poll. Where will UGA and Texas be in comparison to Ohio State, Oregon, and Indiana? Will Alabama and Oklahoma be top 10? What about Notre Dame? Josh has a huge mailbag episode tonight including which CFB games from the past are best to rewatch. Bold Prediction season continues tonight as we look at takes viewers are willing to put their name behind. What about Ole Miss winning the SEC and CFP? Could Oklahoma beat Texas twice? What about Utah vs Michigan in the CFP or Duke winning the ACC? Be sure to let us know what you think, SUBSCRIBE to the channel, and CLICK THE BELL for notifications as we bring you multiple live shows per week!See omnystudio.com/listener for privacy information.

Every time you drive past a packed 7 Brew or a Raising Cane's with a line around the block, you probably wonder for about 30 seconds what that owner's life looks like. Is it printing money? Is it a nightmare? Is it something a regular person can actually do? Alex Smereczniak has owned franchises, helped hundreds of people buy them, and built a platform specifically to cut through the hype. He joins Joe and OG to answer the question honestly -- including the parts the sales pitch leaves out.What You'll Walk Away WithWhy franchising is not passive income -- especially in year one -- and what you're actually signing up for when you buy inThe single best reason to buy a franchise instead of starting your own business from scratch: you're starting three steps ahead of someone who goes it aloneWhat kind of return franchise owners actually expect -- and why it's two to four times higher than what most people get from index funds or rental real estateThe payback period question: how long should it take to get your money back, and when should that number make you walk awayHow to tell if a franchise is healthy or quietly falling apart -- without reading a 200-page legal documentWhy calling existing franchise owners is one of the most powerful things you can do before committing -- and exactly what to ask themThe Chick-fil-A exception: why the most famous franchise in America only costs $15,000 to buy in -- and why you're essentially purchasing a very well-paying jobThe green flag, yellow flag, red flag quiz: "I can keep my full-time job," "I'll break even in 12 months," "I don't need industry experience," "I can hire a manager and be hands-off"Why the business broker world is almost entirely unregulated -- and what that means for the advice you get from someone helping you pick a franchiseOG on the Bank of Mom and Dad headline: why helping your kids buy a house is a beautiful idea right up until the strings get attached -- and the one thing he says never to do regardless of who's askingWhy This Matters NowMost people who wonder about franchising never get past the wondering stage because the information is either all hype or completely overwhelming. This episode is the honest middle ground -- what it costs, what it pays, what it takes, and how to know if it's right for you.From the BasementAlex Smereczniak joins Joe and OG to pull back the curtain on franchise ownership -- from the weirdest franchise he's ever seen (crime scene cleanup, seven figures a year, great margins, and no, he still wouldn't do it) to why the first year will be harder than any brochure admits. The Wall Street Journal's story on parents buying homes for adult children gives OG a full platform to explain exactly where he draws the line -- and why the four-bedroom house with the pool and the eight-minute bike ride to dad's place raises questions he'd want answered over two bourbons on a back patio.Resources MentionedFranzy -- free franchise research and coaching platform; compare opportunities side by side and get one-on-one coaching at no cost; franzy.comGrind by the creator of Biggby Coffee -- recommended read on what franchise ownership actually requires before you sign anything; available wherever books are soldWall Street Journal -- "These Parents Are Buying Homes for Their Kids, With Strings Attached" by Rachel Wolff; linked at stackingbenjamins.comPower Plate Savers blog -- David's write-up of his first Twin Cities BAD group meetup; powerplatesavers.com; linked at stackingbenjamins.comStacking Benjamins BAD Groups -- meetups in Twin Cities, Seattle, Boston, Tucson, and Southern Minnesota; stackingbenjamins.com/badStacking Benjamins Newsletter (The 201) -- stackingbenjamins.com/201OG financial planning calendar -- stackingbenjamins.com/ogStacking Benjamins Community -- stackingbenjamins.com/basementSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The weight of being the preseason #1 team is very heavy. In 76 years of the AP poll there is only ONE team that started #1 and stayed that way throughout the entire season and won a National Championship - that was Florida State in 1999.  While the CFP has given more leeway for the top ranked teams it's still a big target on your back to start the season. So who deserves to be ranked #1 in the preseason? McElroy makes the case for and against Texas, Ohio State, Notre Dame, Oregon, Miami, Indiana and Georgia all to be the preseason #1 ranked team. Learn more about your ad choices. Visit podcastchoices.com/adchoices

College Football season is getting closer. On Josh Pate’s College Football Show Ep 747 Josh Pate looks at the pressure SEC teams are feeling as they look to end their national title drought. What about teams on the clock? From Lincoln Riley and USC to Dabo Swinney and Clemson, who needs to deliver the most this year? The CFP committee draws criticism every season when it comes to playoff rankings. What’s the truth about the process? Josh also responds to criticism about Ohio State QB Julian Sayin entering 2026 and an outsider asking about the value of College Football rivalries. Bold Prediction season continues tonight as we look at takes viewers are willing to put their name behind. Be sure to let us know what you think, SUBSCRIBE to the channel, and CLICK THE BELL for notifications as we bring you multiple live shows per week!See omnystudio.com/listener for privacy information.

Americans are sitting on more home equity than ever -- and more of them are tapping it. Not because they're struggling, but because they locked in ultra-low mortgage rates and they're not giving those up. So instead of refinancing, they're turning to HELOCs and home equity loans. Joe and OG walk through the math, the psychology, the questions most people never think to ask, and the specific situations where borrowing against your home equity actually makes sense -- and the ones where it quietly destroys a plan that was working.What You'll Walk Away WithWhy home equity borrowing is surging right now -- and why keeping a 3% mortgage while opening a HELOC at 7.5% might still be the smarter moveThe Oreo problem: why having a HELOC open "just in case" is the financial equivalent of leaving a sleeve of Oreos on the counter and expecting not to eat themOG's CEO versus CFO framework: how to separate the decision of whether to do the project from the decision of how to finance itThe rate math you should actually run before choosing between a HELOC, a home equity loan, and a full refinance -- including current Bankrate benchmarksHome improvements, credit card consolidation, college costs, business startup, and investing: OG's honest take on each use case, including the ones that are just bad ideasThe questions nobody asks before getting a HELOC -- including when the rate adjusts (spoiler: faster in one direction), what happens to the draw period, and whether the bank can pull the line at any timeWhy using home equity as a third-tier emergency fund sounds clever but has a fatal flawWhat happens if home prices fall and you've borrowed heavily against the equity -- and why Texas has the 80% ruleOG and Anna wrap up season two of the financial basics series -- including why financial planning is an ongoing activity, not a document, and what's coming in season threeThe one open question OG wants Stackers to send him before season three beginsWhy This Matters NowHome prices are up. Mortgage rates are still elevated. The people most tempted to tap their equity are often the ones who built it most carefully -- and that's exactly when the guardrails matter most.From the BasementJoe and OG dig into the HELOC decision with specifics: math, psychology, use cases, and the questions banks don't volunteer. OG and Anna close out season two of the financial basics series with a reflection on why everything in a financial plan connects to everything else -- and a preview of what's coming in season three. Doug arrives with Bernie Madoff trivia. The guides get a Scout upgrade and the college planning guide gets a refresh just in time for back to school.Resources MentionedStacking Benjamins Guides -- workplace benefits, tax planning, and college planning with Scout AI; stackingbenjamins.com/guidesStacking Benjamins Field Kit -- stackingbenjamins.com/fieldkitStacking Benjamins Basics Guide -- season one and season two; stackingbenjamins.com/basicsguideStacking Benjamins voicemail -- stackingbenjamins.com/yelldownstairs; leave a question for the next Q&A episode with AnnaOG financial planning calendar -- stackingbenjamins.com/ogStacking Benjamins Newsletter (The 201) -- stackingbenjamins.com/201Stacking Benjamins Community -- stackingbenjamins.com/basementSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Most of the education about work-sponsored retirement plans comes from the employer or the plan provider. But you could be a source of knowledge and encouragement to your colleagues, friends, and relatives. Robert Brokamp discusses grassroots retirement education with Julie Jason, the founder and CEO of Jackson, Grant Investment Advisers and the creator of the annual 401(k) Champion Award. (Visit 401kchampion.com to nominate yourself or someone you know.)Also in this episode:-Many value stock index funds are beating the S&P 500 so far this year, thanks to some surprisingly large holdings in high-flying tech stocks-Student loan borrowers can get a larger interest rate deduction if they sign up for autopay by Sept. 30-How much do workers contribute to their 401(k)s, and how many take advantage of features like catch-up contributions and Roth accounts?-At almost halfway through the year, now is a great time to evaluate whether you are having the right amount of taxes withheld from your paycheck Host: Robert Brokamp, CFP®, EAGuest: Julie Jason, JD, LLMEngineer: Bart Shannon Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

We start the show live during the last 10 minutes of the USMNT loss to Turkey (00:00:00-00:17:56). We talk Lamelo Ball to the Timberwolves and a rapid fire national sports podcast topics including MLB lockout, Terrion Arnold, Caitlin Clark and more. The USMNT's loses to Turkey and Hank wants to clarify his thoughts on soccer (00:17:56-00:30:16). Mt Rushmore of Household Appliances (00:30:16-00:57:05). Chicago Bears QB Caleb Williams joins the show to talk about his offseason, being on the cover of Madden, the incredible 2025 season, getting better for next season and more (00:57:05-01:33:55). Joel Klatt joins the show to talk CFB, voicing the new CFB 27 game, Sorsby, future CFP expansion and more (01:33:55-02:07:58). We finish with fyre fest of the week.You can find every episode of this show on Apple Podcasts, Spotify or Netflix. Prime Members can listen ad-free on Amazon Music. For more, visit barstool.link/pardon-my-take

College Football season is getting closer. On Josh Pate’s College Football Show Ep 746 Josh Pate looks at ranking Big Ten head coaches. Where do Indiana’s Curt Cignetti and Ohio State’s Ryan Day compare to Dan Lanning at Oregon, Matt Campbell at Penn State, and Lincoln Riley at USC? Bold Prediction season continues tonight as we look at takes viewers are willing to put their name behind. Could Notre Dame and Texas Tech both miss the CFP? What about Ohio State having 2 Heisman finalists not named Jeremiah Smith? Josh also discusses Alabama, Notre Dame, Louisville, and Iowa being better or worse this year. All that plus the truth about Joey McGire at Texas Tech. Enjoy a loaded Pate State mailbag episode. Be sure to let us know what you think, SUBSCRIBE to the channel, and CLICK THE BELL for notifications as we bring you multiple live shows per week!See omnystudio.com/listener for privacy information.

Americans are in the middle of the largest wealth transfer in history. Trillions of dollars are moving between generations right now. But what do you actually do when half a million dollars lands in your account? And on the other side of that question: when it's your turn to give, do you leave it when you die or give it while you're alive? Do you split it equally or based on need? And what about the inheritance that has nothing to do with money at all? Joe asks Paula Pant, OG, and Doc G to answer all of it honestly.What You'll Walk Away WithWhat Paula, OG, and Doc G would each do before noon on the day they found out -- and why OG's first move is to make a list of questions while Paula immediately calls her accountantWhy Doc G, currently in the decumulation phase, would give some away and consider lending money to his son for a property before investing a dollarOG's 40/20/40 framework for any unexpected windfall: 40% to investing, 20% to guilt-free spending, 40% to debt payoff or a medium-term goal -- and why it works for $1,000 checks and $500,000 checks alikeThe grief factor: why Paula says the first thing she thinks of when she hears the word inheritance is grief -- and why emotional cloudiness is the most underestimated risk in how people handle inherited moneyWould you tell anyone? All three guests have different answers -- and the reasons matterGive it while you're alive or leave it when you die: what the King Lear scenario has to do with your estate plan, and why Paula's answer depends entirely on her end-of-life care riskPay for college or leave an inheritance: Doc G picks college, OG picks experiences, and the reasoning behind each choice reveals two completely different theories of compoundingEqual inheritance versus needs-based inheritance: why Doc G has already had the conversation with his kids and why he's not apologizing for unequal parentingWhat people at the end of life actually want to leave behind -- Doc G's hospice experience in one of the most memorable moments of the episodeThe non-financial legacy each panelist is trying to leave -- and Doug's surprisingly moving answer about where joy actually comes fromWhy This Matters NowThe wealth transfer is already happening. Whether you're on the giving end or the receiving end, the decisions made in the first days after money changes hands tend to be the ones people regret most. This episode is the conversation to have beforehand.From the BasementPaula Pant, OG, and Doc G work through the full inheritance question -- tactics, emotions, purpose, and legacy -- in one of the more wide-ranging Friday conversations this show has produced. Paula tries to win the trivia competition for the first time in longer than anyone cares to admit, immediately hoping she gets to thank the Academy. Doug closes with something nobody saw coming.Resources MentionedEarn and Invest podcast -- Doc G (Jordan Grumet); upcoming episode with Dr. Jaspal Singh on the case for ambitious careers; wherever you listen to podcastsAfford Anything podcast -- Paula Pant; recent episode with Dr. Julia Garcia on five habits of hope; wherever you listen to podcastsStacking Benjamins Newsletter (The 201) -- stackingbenjamins.com/201OG financial planning calendar -- stackingbenjamins.com/ogStacking Benjamins Community -- stackingbenjamins.com/basementSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Valenti and Rico quickly reacted to the news that Brendan Sorsby has been denied entry to the CFP for this upcoming season. Then, they addressed another Dylan Larkin report, this time one that links him to the Minnesota Wild.

About This EpisodeHere's something that almost never gets talked about in personal finance: most people are both overpaying for insurance and dangerously underinsured — at the same time. In this episode, David Chudyk, CFP® breaks down exactly how that happens, which gaps most commonly cost people everything, and the four-step annual insurance audit every wealth-builder should be doing.What You'll LearnWhy insurance gets ignored — and why the industry is designed to let it happenThe four most common places people overpay (including one hiding in plain sight for business owners)The single most underutilized piece of asset protection available — and why it costs less than most people thinkThe three insurance gaps that can end a business, not just hurt itA four-step annual insurance audit you can actually doWhy your financial advisor and your insurance agent are probably never talking to each other — and what that gap costs youEpisode Timestamps0:00 — Cold Open: The two insurance problems most people have simultaneously2:00 — Why insurance gets ignored: the set-it-and-forget-it trap6:00 — Where people overpay: collision on old vehicles, duplicate coverage, whole life misuse12:00 — Where people are underinsured: umbrella policies, life insurance drift, disability18:00 — The business owner's trifecta: key person, cyber liability, E&O23:00 — The annual insurance audit: four steps to close the gaps28:00 — Close and how to connect with DavidKey TakeawaysMost people are carrying policies designed for who they were — not who they are now. Income, assets, and risk profile all change. Insurance usually doesn't keep up.A $1 million umbrella liability policy costs roughly $150–$300/year. It's the most underused, underpriced form of asset protection available to individuals with meaningful net worth.About 20% of Americans with $5M+ in assets carry no umbrella policy — leaving their full net worth exposed in a lawsuit.Business owners face three specific coverage gaps that can end a company: no key person insurance, no cyber liability coverage, and no errors & omissions (E&O) policy.Your ability to earn income is your most valuable financial asset — and most people have almost no protection for it through private disability coverage.The biggest structural problem: your financial advisor and your insurance agent are almost never talking to each other. That gap is where wealth gets destroyed.The Annual Insurance Audit: 4 StepsStep 1: Pull every policy you have — home, auto, life, disability, umbrella, all business lines.Step 2: Match coverage to current reality — net worth, home value, business size, family situation.Step 3: Check for the five gaps — umbrella, disability, life insurance adequacy, business trifecta (key person / cyber / E&O), and outdated or duplicate coverage.Step 4: Make sure your advisor sees the full picture — someone needs to look at insurance and wealth planning together.Connect With DavidFree 20-Minute Vision Call: weeklywealthpodcast.com/visionBusiness Owner Exit Score: weeklywealthpodcast.com/prescoreAll Episodes & Resources: weeklywealthpodcast.com

Mike Goodman, cohost of soccer podcast The Double Pivot, joins Richard and Alex to talk about a subject that's been on our minds a lot lately: tournament expansion. The World Cup expanded from 32 teams to 48, and we've already seen some of the benefits (and perhaps some of the drawbacks) of that move. What can the recent experiences of the world's biggest sporting event tell us about college football's potential playoff expansion to 16 or 24 teams?* 0:17: Should the World Cup's expansion prompt a rethink of the CFP's?* 3:21: Mike Goodman joins and explains FIFA's weird (read: corrupt) politics* 27:39: Why this has worked fairly well in soccer but probably isn't translatable to college football* 45:21: What college football could learn from FIFA's situationProducer: Anthony Vito This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.splitzoneduo.com/subscribe

Reserve Your Spot: https://grow.rootfinancial.com/early-retirement-workshop-friday-october-9th (use code OPTIMIZE2026)Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA  is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

Learn what financial advisor fee structures could mean for your wealth and how to find someone who won't sell you out. What new threats are emerging for identity crime victims? Host Sean Pyles, CFP®, and news colleague Rick VanderKnyff are joined by Mona Terry, chief operating and programs officer of the Identity Theft Resource Center, to walk through the ITRC's 2026 Trends in Identity Report. They explore why more than 1 in 4 victims now face two or more simultaneous identity incidents, how device compromise differs from the scams most people think to watch for, and whether AI is already making identity crimes harder to detect and resolve. Do financial advisors have a built-in conflict of interest that could be costing you money? Sean is joined by co-host Elizabeth Ayoola and NerdWallet Wealth Partners CEO Ryan Sterling to tackle a listener's question about whether they should hire a financial advisor. They dig into how different advisor fee structures — from AUM (assets under management) percentages to flat-fee plans, hourly rates, and commissions — create different kinds of conflicts, what the fiduciary standard actually guarantees (and what it doesn't), and what red flags could signal that an advisor's priorities aren't aligned with yours. Learn more about working with a financial advisor at NerdWallet Wealth Partners: https://nerdwalletwealthpartners.com/smart  How to Prevent Identity Theft: Warning Signs, Protection Services and More https://www.nerdwallet.com/finance/learn/how-to-prevent-identity-theft  Read the ITRC's 2026 Trends in Identity Report: https://www.idtheftcenter.org/post/2026-trends-in-identity-report-hacked-devices-overtake-scams Subscribe to our podcast's free email newsletter for bonus content and more from our hosts at https://smartmoney-nerdwallet.beehiiv.com/  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

For Childfree adults over 50, the next wave of AI-driven job displacement does not have to be a crisis. It can be the push that finally makes starting something of your own feel not just possible but necessary. In this episode, Dr. Jay Zigmont, CFP® and Alli Gage break down what it actually takes to launch a small business in the second half of life,  from the two questions every founder needs to answer first, to how AI can make you a more efficient and resilient solopreneur from day one.In This Episode, You'll Learn:Why the two most important questions before starting any business are who do you want to serve and how do you want to serve them -- and why the answers to those questions also happen to make your business more AI-resistantHow to tell the difference between owning a job and building a business, why most people actually want the former, and why getting clear on that distinction early saves you from building the wrong thingWhy Dr. Jay Zigmont, CFP® asks every client to double their prices before anything else, what happened when a dog walker raised her rates by 50%, and why setting boundaries around the clients you serve is the most important business decision you will makeHow to use AI as a thinking partner rather than a replacement for your own expertise, why the first draft AI gives you will always be terrible, and why fighting with it upfront is exactly how you get value out of it laterWhy the business has to help you rather than hurt you, what limits to set before you start, and how to know when it is time to walk away from something that is no longer adding joyEpisode Hosts:Dr. Jay Zigmont, PhD, MBA, CFP® is the Founder of Childfree Wealth, a life and financial planning firm dedicated to helping people simplify their finances so they can live an amazing Childfree life. Dr. Jay is a CERTIFIED FINANCIAL PLANNER®, Childfree Wealth Specialist, and author of the book “The Childfree Guide to Life and Money.” Alli Gage is the Chief of Staff at Childfree Insights. Alli is the behind-the-scenes coordinator who ensures all organizations operate in an orderly fashion across the board.About Childfree Insights:Childfree Insights focuses on planning for solo aging and later life without children. It offers trusted education on financial planning, estate planning, and building support systems for people aging independently. Home of Childfree Wealth® and Childfree Trust®.Connect with Us:Ready to work on building better financial habits? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com.Follow Childfree Life by Design on your favorite podcast platform and join the conversation on social media:Instagram: https://www.instagram.com/childfreeinsightsFacebook: https://www.facebook.com/ChildfreeInsights/LinkedIn: https://www.linkedin.com/company/childfreeinsightsYouTube: https://www.youtube.com/@ChildfreeInsightsDisclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.

Henry Yoshida, CFP®, is CEO and Co-Founder of Rocket Dollar, leading innovation in self-directed retirement accounts that unlock alternative investments and tax-advantaged wealth-building opportunities for everyday investors. Top 3 Value Bombs 1. You don't need to be a risk-taker to succeed; measured, thoughtful decisions can lead to long-term entrepreneurial success. 2. Most people already have capital in retirement accounts; they just don't realize they can use it to invest beyond stocks and bonds. 3. Taking control of your financial future starts with awareness; knowing where your money is and how it's working for you. Check out Henry's website to learn about self-directed retirement accounts - Rocket Dollar Sponsors HighLevel - The ultimate all-in-one platform for entrepreneurs, marketers, coaches, and agencies. Learn more at HighLevelFire.com. 50 Days - Join JLD on his free '50 Days to Something' video series on YouTube and create something special in 50 days. Revenued - Built for small business owners who need fast, flexible access to working capital, without relying on your personal credit score. Apply now at Revenued.com/fire.

David Pollack joins Crain & Cone on Wednesday to preview the upcoming season for Texas, with there being national title expectations again for the Longhorns. -- -- -- 1st Phorm: https://1stphorm.com/BOOSTER -- -- -- For partnership inquiries, please contact: crainandconesales@on3.com -- -- --  0:00 Intro 1:30 Is this Sarkisian's best team at Texas? 2:59 Texas Season Preview  4:48 QB Arch Manning 6:35 Why won't Longhorns win the CFP? 10:04 Colin Simmons 12:34 1st Phorm 14:04 Texas vs. Texas A&M 15:26 Longhorns' Offense 18:38 Texas Specialists 19:11 Does Texas have most pressure in college football? 22:02 Wrapping up on Texas Longhorns with David Pollack -- -- -- Follow Our Socials: X / Twitter: @CrainandCone Instagram: @CrainCompany TikTok: @CrainandCone #CrainandCo #CrainandCone#News #Sports #football #collegefootball #sportsshow #sportsnews #cfb #texaslonghorns #texasfootball #archmanning #stevesarkisian Crain & Cone, hosted by former college athletes Jake Crain, Blain Crain, and David Cone, is a college sports show dedicated to delivering quality analysis and passionate insight to the most die-hard fans.For partnership inquiries, please contact: crainandconesales@on3.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Most retirement planning focuses on accumulation -- how to save enough. Dana Anspach of Sensible Money has spent her career on the other side of that equation: what happens when it's time to actually spend the money. In her new book Living Off Your Acorns, she breaks retirement into four distinct phases -- pre-go, go-go, slow-go, and no-go -- and argues that the decade before you retire may be the most important planning window of all. CFP and MarketWatch columnist Beth Pinsker also stops by to flag an HSA inheritance problem that almost nobody sees coming.What You'll Walk Away WithDana's four-phase retirement framework -- pre-go, go-go, slow-go, and no-go -- and why the pre-go years (the 10 years before you stop working) are where the most valuable planning actually happensWhy most people wait until months before retirement to do serious planning -- and the specific things you can only fix if you start far enough outThe JP Morgan research showing 20% volatility in retirement spending year over year -- and why that makes flexibility a more important goal than optimizationWhy Dana recommends recalibrating your retirement plan every year rather than building a 30-year model that's guaranteed to be wrong by year fiveThe income ladder approach: how having bonds and CDs maturing each year means you never have to sell investments at a loss to cover spending -- and why it also helps behaviorallyThe fundedness concept: why the safe withdrawal rate was calculated assuming the Great Depression starts the day you retire, and why dynamic go-go spending gives you more room than the 4% rule suggestsThe retirement red zone -- the five years before and the first year after leaving work -- and why Dana starts shifting portfolios toward conservatism 10 years out, not fiveThe long-term care reality check: why only about 15% of people incur a catastrophic care cost, why home equity is Dana's preferred reserve asset, and what insurance actually covers versus what people hope it coversThe HSA tax problem Beth Pinsker uncovered: why a non-spouse beneficiary who inherits your HSA takes the entire balance as ordinary income in a single year -- and why you should spend it before your Roth, not afterWhy power of attorney paperwork at each individual financial institution matters more than most people realize -- and the specific authentication vulnerabilities that put retirees at fraud riskWhy This Matters NowThe decumulation phase requires a completely different strategy than accumulation -- and most people don't start thinking about it until they're months away from leaving work. Dana's case is simple: the earlier you start building flexibility into every decision, the more options you have when life doesn't go according to plan. And it almost never does.From the BasementDana Anspach joins Joe and OG for a deep dive into Living Off Your Acorns, covering everything from her grandpa feeding squirrels in retirement to the very specific paperwork every financial institution needs before they'll honor your power of attorney. Beth Pinsker makes a headline segment appearance to explain the HSA inheritance tax problem her MarketWatch piece uncovered. Doug arrives with World Cup trivia. The community shares reactions to the 59% unplanned retirement episode, including Shep's 30-year story of gradually bumping his savings rate and a 37-year-old Stacker leaving the workforce in two weeks for baby number four.Resources MentionedLiving Off Your Acorns: Your Guide to the Four Phases of Retirement by Dana Anspach -- available on Amazon; search "Living Off Your Acorns" or "Dana Anspach"Sensible Money -- Dana Anspach's financial planning firm; sensiblemoney.comMarketWatch -- "I'm 66 and have $85,000 in my HSA. When should I start spending it?" by Beth PinskerMy Mother's Money by Beth Pinsker -- previous Stacking Benjamins appearance linked at stackingbenjamins.comStacking Benjamins Basics Guide -- stackingbenjamins.com/basicsguideStacking Benjamins YouTube channel -- OG and Anna basics series; youtube.com/stackingbenjaminsStacking Benjamins Newsletter (The 201) -- stackingbenjamins.com/201Stacking Benjamins Community -- stackingbenjamins.com/basementSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What if the most important phase of retirement is the one nobody talks about? This week, Jean sits down with Dana Anspach, CFP, to walk through the four phases of retirement outlined in her new book, Living Off Your Acorns: Your Guide to the Four Phases of Retirement, including the phase she argues matters most of all: the Pre-Go years. Dana breaks down what to expect at every stage — from building your foundation before you retire, to navigating the emotional and financial shifts that come after — and shares the real stories of clients who had to course-correct, pivot, and reimagine what retirement could look like for them. In this episode, Jean and Dana cover: What the Pre-Go phase is, why it matters, and when it typically begins Why so many high achievers struggle to envision retirement What a $1 million retirement savings goal actually buys you in 2026 How to course-correct if you're behind on savings in your 50s and 60s If today's conversation made you think about saving enough for your retirement, Jean's new book, The Forever Paycheck, is the perfect next step. Learn more about your ad choices. Visit megaphone.fm/adchoices

What if your first three years as an attending decide whether you work three days a week in your 40s—or six days into your 60s? Dr. Jimmy Turner burned out early in his career—antidepressants, 1.3 FTE, the works—before discovering the fix: working less. He and Justin Harvey, CFP, break down Coast FIRE, your Wealth Accumulation Rate, and why the savings decisions you make right out of training set a trajectory you'll feel for decades. What you'll learn: Why a ~30% Wealth Accumulation Rate early on can buy you a 3-day clinical week later How Coast FIRE lets you save less down the road and still reach financial independence on time The two kinds of autonomy—personal and professional—that really drive physician burnout A smarter take on "live like a resident" so you can enjoy your income without losing the plot   Resources: Are you a 1099, locums doc, or private practice partner or business owner? You need a tax strategy team. Get 10% off working with the team I use here (Gelt): https://moneymeetsmedicine.com/CPA Every doctor needs own-occupation disability insurance. Get it from a source you can trust: https://moneymeetsmedicine.com/disability Want a free copy of The Physician Philosopher's Guide to Personal Finance? Snag your copy here: https://moneymeetsmedicine.com/freebook Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

What if your biggest edge isn't what you buy, but where you hold it? In this episode of the Registered Investment Advisor Podcast, Seth Greene interviews Henry Yoshida, CFP®, Rocket Dollar CEO & Co-Founder, who shares how his earlier exit from a robo-advisor to Goldman Sachs and years as an advisor led to a digital platform for self-directed IRAs that hold private and alternative assets. Starting his career at Merrill Lynch during the dot-com bust, he built deep expertise in retirement and now oversees a trust company with roughly $12B in alternatives and 9,000+ registered investments. Yoshida explains why asset location can outperform asset selection and why retail access to private markets is set to grow. Key Takeaways: → How Rocket Dollar provides infrastructure while investors source their own deals. → How Rocket Dollar doesn't manufacture or recommend investments. → Why asset location is crucial. → Why innovation is critical as incumbents eye alternatives. Henry Yoshida, CFP®, is the CEO and Co-Founder of Rocket Dollar. He was previously the founder of venture capital-backed Robo-advisor retirement plan platform Honest Dollar (acquired by Goldman Sachs in 2016), the founder of MY Group LLC (acquired by Captrust), and spent 10 years at Merrill Lynch. Henry is also a Certified Financial Planner and has brought multiple innovative products and methodologies to the market. Yoshida graduated from the University of Texas at Austin and holds an MBA from Cornell University. He lives in Austin with his two daughters. Connect With Henry: Website: https://www.rocketdollar.com/ https://bit.ly/4nKw0WT Instagram: https://www.instagram.com/fitfinancehenry/ LinkedIn: https://www.linkedin.com/in/henryyoshida/ Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode of The Dentist Money Show, Matt and Taylor explore the often-overlooked role luck plays in financial success. Using the NBA draft lottery as an example, they discuss the difference between luck and skill, why investors often mistake one for the other, and how gratitude can be a better response to success. They share lessons on market performance, risk, financial planning, and the importance of focusing on what you can control when building long-term wealth. Tune in to learn how understanding the role of luck can help you make better financial decisions and build a more adaptable, long-term plan. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Financial Assessment (Meet with an experienced professional):https://bit.ly/PureFreeAssessment11 rapid-fire spitballs today from Joe Anderson, CFP®, and Big Al Clopine, CPA, on Your Money, Your Wealth® podcast number 587, on everything from Roth conversions and RMDs to whether a guy named Wayne can finally treat himself to a seventy-five-thousand-dollar Audi. Aaron in Syracuse just hit a million bucks in his 401(k) and realizes he needs a spitball on keeping his RMDs low. Do new Roth conversions restart the 5-year clock? 72-year-old Mike in Texas wants to know. Marion inherited a not-yet-five-year-old Roth, and an IRMAA problem along with it. Lu and Stephen each argue that the fellas' conversion and retirement spitball math might be misleading. Teachers Tony and his wife have pensions that cover everything, so should they even keep saving? John and Peggy need a retirement spitball, Rajesh wonders if he should pay off his mortgage or convert to Roth, and Mike in San Marcos asks about funding a Roth with pension money.Free Financial Resources in This Episode: https://bit.ly/ymyw-587 (full show notes & episode transcript)Retirement Accounts Guide - free download:https://purefinancial.com/white-papers/retirement-accounts-guide/?utm_source=captivate&utm_medium=podcast&utm_campaign=whitepaper-retirement-accounts-guide&utm_content=ymyw-pod-ep587-description-whitepaper401(k) vs. IRA vs. Equity Compensation: The Real Math - YMYW TV:https://purefinancial.com/ymyw/episodes/recipe-for-retirement-retirement-plans-explained/?utm_source=captivate&utm_medium=podcast&utm_campaign=ymyw-tv&utm_content=ymyw-pod-ep587-description-tv-s10e12Financial Blueprint (free, self-guided):https://purefinancial.com/financialblueprint/?utm_source=captivate&utm_medium=podcast&utm_campaign=financial-blueprint&utm_content=ymyw-pod-ep587-description-blueprintREQUEST your Retirement Spitball Analysis:https://bit.ly/AskJoeAndAlDOWNLOAD more free guides:https://bit.ly/PureGuidesREAD financial blogs:https://bit.ly/PureFinBlogWATCH educational videos:https://bit.ly/PureEdVideosSUBSCRIBE to the YMYW Newsletter:https://bit.ly/YMYWNewsletterConnect With Us:Subscribe on YouTube and join the conversation in the comments:https://bit.ly/YMYW-YTSubscribe or follow YMYW in your favorite podcast app:https://lnk.to/ymywLeave your honest reviews and ratings in Apple Podcasts:https://podcasts.apple.com/us/podcast/your-money-your-wealth/id312900254Chapters: 00:00 - Intro: This Week on the YMYW Podcast01:32 - $1.1 Million in My 401(k) at 56: Should I Do Roth Conversions Before RMDs Hit? (Aaron, Syracuse, NY04:51 - Can You Fund a Roth IRA With Pension Money? (Mike, San Marcos, CA)06:14 - Can You Roll an UTMA Into a 529 for Tax-Free Education Savings? (Bob the Builder, Westchester, NY)10:29 - I'm 72 With a 25-Year-Old Roth. Do New Conversions Trigger the 5-Year Clock for Roth Withdrawals? (Mike, TX)11:43 - Inherited a Roth Less Than 5 Years Old: Are the Earnings Taxable? Can IRMAA Be Avoided? (Marion)15:59 - You Ignore Future Income! How to Spitball Spending When a Pension and Social Security Are Coming (Stephen)21:02 - Are Your Roth Conversion Calculations Misleading? Why Future RMDs Need an Inflation Check (Lu)24:57 - We're Teachers With Pensions That Cover Everything. Should We Stop Saving and Fund the 529s? (Tony, NY28:23 - $4 Million and Ready to Exit the Rat Race at 61. Do the Numbers Work? (John and Peggy, San Jose, CA34:37 - $4 Million 401(k) and a 6.5% Rental Mortgage: Pay It Off or Convert to Roth? (Rajesh)38:42 - We're 62 With $1 Million. Can I Finally Buy the $75K Audi, or Should I Lease? (Wayne, Long Beach, NY)43:17 - Outro: Next Week on the YMYW Podcast

The NFL puts an end to the drama. [1:10]The NFL is the adult in the room.The are more Diana Rusini's? [22:06]Sex with reporters is common? Buy or sell? [26:22]Sorsby. CFP. Mavericks. Messi. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Sorsby. CFP. Mavericks. Messi.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Send us Fan MailFinancial Advisor Tim Russell, CFP®, Pastor Drew Gysi, and Tyler Rutherford tackle an important question many believers have asked: why don't pastors talk about money? We explore the fears, challenges, and misconceptions surrounding financial conversations in the church, while offering a Biblical vision for healthy stewardship discipleship that helps pastors and congregations pursue wisdom, generosity, and Gospel-centered financial faithfulness.See the show notes here!Subscribe to "Life in the Markets" PodcastBuy our new book: The Good StewardWealth Management from a Biblical WorldviewStewardship Seminars from a Biblical WorldviewLearn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

Is AI making us smarter—or making us too dependent? Adam Curran and Michael Reese, CFP® and Centennial Advisors Founder & CEO, explore the growing role of artificial intelligence in financial services, debating everything from AI-generated client communication to whether technology will raise expectations for perfection and reduce tolerance for human error.

As we move into the second half of the year, Melissa Joy, CFP®, takes a solo deep dive into five major themes shaping the current investment landscape. From artificial intelligence and IPO cycles to persistent inflation and the resilience of employment, Melissa unpacks what is actually happening in the markets and what it means for your financial life.Rather than reacting to pessimistic headlines, Melissa walks through the data behind recent market performance, explains why earnings growth matters as much as price, and offers a grounded perspective on how to stay disciplined through uncertainty. This episode is a reminder that a sound financial plan, paired with a diversified investment strategy, is still the most powerful tool you have.What You'll LearnWhy artificial intelligence continues to drive market concentration and what that means for your portfolioWhat to expect from high-profile IPOs like SpaceX and Anthropic as they enter public marketsHow corporate earnings growth is affecting valuations even as prices reach all-time highsWhy inflation remains persistent and what factors are keeping it elevatedWhat current unemployment data reveals despite widespread concerns about AI-driven job displacementWhy diversification is working again, including gains in mid-cap, small-cap, and international equitiesHow to think about bonds and interest rates in this environmentThe importance of keeping your financial plan current alongside your investment strategyThe previous presentation by PEARL PLANNING was intended for general information purposes only.  No portion of the presentation serves as the receipt of, or as a substitute for, personalized investment advice from PEARL PLANNING or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Neither PEARL PLANNING's investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. PEARL PLANNING is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. A copy of PEARL PLANNING's current written disclosure Brochure discussing our advisory services and fees is available upon request or at https...

What if the hardest financial planning work isn't about numbers—but sitting with someone who's dying? Rose Zealand reframes birth and death as parallel forms of “labor,” involving both the individual and their circle of care. She exposes a critical gap in traditional planning: when a midlife diagnosis hits, technical advice collides with shock and emotional shutdown. As both CFP® and death doula, she works in that space—where timing matters more than urgency. Push too fast, and clients retreat. Move with readiness, and real progress begins. Her insight is clear: money shapes care, but presence and trust determine whether planning can actually happen.  #FinancialPlanning #FinancialTherapy #EstatePlanning #EndOfLifePlanning #DeathDoula #CFP #FinancialAdvisor #CarePlanning #LegacyPlanning #LifeTransitions #MoneyAndEmotions #BehavioralFinance #FinancialWellness #PersonalFinance #FinancialEducation #Caregiving #TrustAndPlanning #ClientRelationships #MidlifeTransitions #FinancialConversations #MoneyMatters #EmotionalWellbeing #WealthPlanning #FamilyCare #FinancialProfessionals #FuturePlanning #FinancialHealth #LifePlanning #RoseZealand #LoveAndMoneyPodcast A podcast that blends the nuts and bolts of financial advice with the emotions that drive our money decisions. Join Rick Kahler, CFP®, CFT™, as he blends practical financial wisdom with the emotional insights that shape our choices. Discover how financial therapy can help you make money decisions that truly align with your values.. 

College Football season is getting closer. On Josh Pate’s College Football Show Ep 745 Josh Pate looks at ranking SEC head coaches. Where do UGA’s Kirby Smart and Alabama’s Kalen DeBoer compare to Steve Sarkisian at Texas, Lane Kiffin at LSU, and Jon Sumrall at Florida? Bold Prediction season continues tonight as we look at takes viewers are willing to put their name behind. Could we see Texas A&M and Marcel Reed make a run? What about BYU, Ohio State, Texas, and Miami all being conference champs or multiple first-year head coaches making the CFP? What are some darkhorse teams to watch this season? All that plus a recap of the storm chase of the season and the truth about Dabo Swinney at Clemson. Enjoy a loaded Pate State mailbag episode. Be sure to let us know what you think, SUBSCRIBE to the channel, and CLICK THE BELL for notifications as we bring you multiple live shows per week!See omnystudio.com/listener for privacy information.

SpaceX raised $75 billion in the largest IPO in history -- more than all 71 other IPOs combined so far this year. Shares jumped nearly 20% on day one. Elon Musk became the world's first trillionaire. And if you're a regular investor asking whether you missed out, Joe and OG have a very specific answer: the life-changing money was already gone before the ticker symbol appeared. Here's how IPOs actually work, who really wins, and why your index fund is probably going to own SpaceX anyway.What You'll Walk Away WithWhy the 20% first-day pop was largely an illusion for retail investors -- and what actually happened to the price between $135 and the moment you could buy itThe auction mechanics behind IPO pricing: why institutional investors with early access capture most of the return before the stock hits public marketsWhy OG argues that even putting a million dollars into SpaceX at the IPO price and making 20% isn't life-changing -- and why that math actually makes the risk harder to justify, not easierThe sobering stat: 71 other IPOs happened this year before SpaceX, raising a combined $36 billion between themHow SpaceX could still end up in your portfolio without you doing anything -- and which indexes will add it faster than others under new fast-entry provisionsWhy S&P 500 investors will have to wait: the three criteria any company must meet before joining, and why SpaceX's profitability timeline makes one of them complicatedThe six new space-themed ETFs Wall Street created in the past three months -- and what that pattern always signalsOG on why the person who got rich on SpaceX put money in before you knew it existed, and why you wouldn't have done it eitherWhy being wrong on a small speculative position might be the most valuable financial education available -- and OG's Thanksgiving pan storyOG and Anna on college planning: how to calculate your actual funding gap, why FAFSA still matters even if you won't qualify for need-based aid, and the high school glide path that protects your savings from market timing risk in the final four yearsWhy This Matters NowEvery few years a story like SpaceX comes along and makes every investor feel like they missed the trade of a lifetime. The real question isn't whether you missed SpaceX -- it's whether you have a plan that captures the next one automatically, without you having to call your shot.From the BasementJoe and OG dig into the SpaceX IPO mechanics, the FOMO math, and why index fund investors may own it soon anyway without lifting a finger. OG and Anna deliver the penultimate episode of their financial basics series with a full college planning walkthrough including the gap calculator, FAFSA, and the glide path strategy for the four years before tuition is due. Doug arrives with Meryl Streep trivia. The show introduces Scout, a new AI assistant built specifically for the Stacking Benjamins guides that only answers from the guides themselves -- and tells you when it doesn't know. Congratulations go out to Stacker Melissa, who finished her last day of work.Resources MentionedStacking Benjamins Guides -- college planning, tax, and workplace benefits guides with new Scout AI assistant; stackingbenjamins.com/guidesStacking Benjamins Basics Guide -- stackingbenjamins.com/basicsguideStacking Benjamins Scorecard -- stackingbenjamins.com/scorecardStacking Benjamins Newsletter (The 201) -- stackingbenjamins.com/201The College Investor -- Robert Farrington; collaborator on the college planning guide; thecollegeinvestor.comGranola AI -- meeting notes tool; granola.ai/sbStacking Benjamins Community -- stackingbenjamins.com/basementSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Minnesota Golden Gophers Athletics Director Mark Coyle had an extended interview with KSTP-TV's and SKOR North's Darren Doogie Wolfson late last week. Ross Brendel and Manny Hill playback many portions of the interview with the Gophers AD as he essentially offered up a “state of the state” on Gophers athletics. The interview was wide ranging and covered all the topics important to Gophers fans. SHOW RUNDOWN4:11: Mark Coyle on his legacy at Minnesota8:46: Dawn Plitzuweit has a new contract15:55: On Niko Medved, Gophers men's basketball, and The Barn31:45: CFP expansion and how it impacts the Gophers46:30: Mark on PJ Fleck and their relationshipFULL MARK COYLE INTERVIEW: Darren "Doogie" Wolfson with Gophers Athletic Director, Mark CoyleSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

For so many people in their 50s and early 60s, the road to retirement doesn't start with a perfect plan, it starts with fatigue. That's where Shawn is today. After decades of running two small businesses, volunteering as a firefighter, and never really turning “off,” he's finally asking the question every pre-retiree faces: When is enough… enough?This episode dives into the real challenges people face when they're 1–3 years from retirement: selling a business, navigating healthcare before Medicare, planning around a spouse's job and benefits, understanding true retirement spending, and figuring out what life looks like when the work phone finally stops ringing. Shawn shares his dream of RV travel, more fishing, more freedom — and the mental battle between “one more year” and finally pulling the trigger.You'll hear how he's approaching Social Security timing, retirement budgeting, burnout, identity, financial independence, and designing a lifestyle that actually fits who he is now. If you're preparing for retirement and wondering whether you're emotionally, financially, or physically ready to take the next step, this conversation is full of real-life insight — not theory.--Shawn is not a client of Root Financial Partners, LLC and received no compensation for participating in this video. His statements reflect his own opinions and experience and are not indicative of any specific client's experience and are not a guarantee of results. No cash or non-cash compensation was provided, and no material conflicts are known.Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA  is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

In this episode of the Earn and Invest podcast, host Doc G interviews Roger Whitney, a certified financial planner (CFP), creator of the Retirement Answer Man podcast, and author of Rock Retirement. The conversation centers on redefining the true value of financial advisors, particularly pushing back against the early days of the Financial Independence, Retire Early (FIRE) movement, which heavily favored a "do-it-yourself" (DIY) and anti-advisor approach. Learn more about your ad choices. Visit megaphone.fm/adchoices

Learn what to do when your teen receives a windfall and how to balance saving, investing, and giving. What's the smartest way to help your teenager manage $10,000 to $15,000 in unexpected cash — without turning the conversation into a lecture? Sean Pyles, CFP®, and Elizabeth Ayoola sit down with personal finance Nerd Kate Ashford to answer listener Deb's question about her teen recently receiving a large sum as gifts after a life milestone. They dig into the biggest mistakes families make when a windfall hits, how to start the money talk in a way that actually sticks, and which financial tools and accounts could give your kid a head start on building wealth far earlier than most adults ever do. Subscribe to our podcast's free email newsletter for bonus content and more from our hosts at https://smartmoney-nerdwallet.beehiiv.com/  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

We are counting you down to kickoff in Durham! In the first of five summer episodes highlighting the upcoming Tulane football team, Corey Gloor catches up with quarterback Kadin Semonza on battling for the starting job and the lessons he learned from last year's competition. Plus, new cornerback Marquez 'Macho' Stevenson on the origin of his nickname and leaving one CFP team for another.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Markets remain near record highs, but the technical backdrop is becoming more complex. Strong money flows continue to support asset prices, while a more hawkish Federal Reserve threatens to tighten financial conditions and limit upside potential. Lance Roberts looks at how liquidity, institutional flows, market momentum, and investor sentiment are interacting with Fed policy. We also explore whether technical support levels can withstand higher interest rates, what history suggests when liquidity and monetary policy diverge, and what investors should watch next as markets navigate this critical crossroads. Here's a topical rundown of today's show: 0:00 - INTRO 1:12 - FIFA Fever & Setting Up for July 5:32 - Portfolio Rebalancing & Buyback Blackout 11:34 - Alan Greenspan death at 100 16:42 - Markets Trading on Plumbing More than Fundamentals 21:06 - Market Inflows - Where's the money coming fron? 26:45 - Micron Quarterly Preview - Where's the risk? 30:25 - Market Breadth Concerns 32:58 - Where Does the Money Go? 34:51 - Market Mechanics Remain Strong 39:00 - When Everyone Agrees...(Bob Farrell Rule #9) 40:27 - Three Things to Watch 43:12 - The Risks are Real Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jon Penn, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/UYxvj5axVTQ ------- Watch our previous show, "Black Swans, SpaceX, & Retirement Reality" https://youtube.com/live/Rq8NxfiiG2I ------- Watch today's "Before the Bell" feature, "Market Pennant: Breakout or Breakdown?" here: https://youtu.be/tYu7hYTjg_g ------- Articles mentioned in this report: "The Technical Backdrop: When Flows Meet a Hawkish Fed: https://realinvestmentadvice.com/resources/blog/the-technical-backdrop-when-flows-meet-a-hawkish-fed/ "Kevin Warsh And The End Of The Fed's “Forward Guidance” https://realinvestmentadvice.com/resources/blog/kevin-warsh-and-the-end-of-the-feds-forward-guidance/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketOutlook #PortfolioManagement #Investing #Semiconductors #FederalReserve #AlanGreenspanDeath #KevinWarsh #MarketAnalysis

Minnesota Golden Gophers Athletics Director Mark Coyle had an extended interview with KSTP-TV's and SKOR North's Darren Doogie Wolfson late last week. Ross Brendel and Manny Hill playback many portions of the interview with the Gophers AD as he essentially offered up a “state of the state” on Gophers athletics. The interview was wide ranging and covered all the topics important to Gophers fans.SHOW RUNDOWN4:11: Mark Coyle on his legacy at Minnesota8:46: Dawn Plitzuweit has a new contract15:55: On Niko Medved, Gophers men's basketball, and The Barn31:45: CFP expansion and how it impacts the Gophers46:30: Mark on PJ Fleck and their relationshipFULL MARK COYLE INTERVIEW: Darren "Doogie" Wolfson with Gophers Athletic Director, Mark CoyleSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Markets remain near record highs, but the technical backdrop is becoming more complex. Strong money flows continue to support asset prices, while a more hawkish Federal Reserve threatens to tighten financial conditions and limit upside potential. Lance Roberts looks at how liquidity, institutional flows, market momentum, and investor sentiment are interacting with Fed policy. We also explore whether technical support levels can withstand higher interest rates, what history suggests when liquidity and monetary policy diverge, and what investors should watch next as markets navigate this critical crossroads. Here's a topical rundown of today's show: 0:00 - INTRO 1:12 - FIFA Fever & Setting Up for July 5:32 - Portfolio Rebalancing & Buyback Blackout 11:34 - Alan Greenspan death at 100 16:42 - Markets Trading on Plumbing More than Fundamentals 21:06 - Market Inflows - Where's the money coming fron? 26:45 - Micron Quarterly Preview - Where's the risk? 30:25 - Market Breadth Concerns 32:58 - Where Does the Money Go? 34:51 - Market Mechanics Remain Strong 39:00 - When Everyone Agrees...(Bob Farrell Rule #9) 40:27 - Three Things to Watch 43:12 - The Risks are Real Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jon Penn, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/UYxvj5axVTQ ------- Watch our previous show, "Black Swans, SpaceX, & Retirement Reality" https://youtube.com/live/Rq8NxfiiG2I ------- Watch today's "Before the Bell" feature, "Market Pennant: Breakout or Breakdown?" here: https://youtu.be/tYu7hYTjg_g ------- Articles mentioned in this report: "The Technical Backdrop: When Flows Meet a Hawkish Fed: https://realinvestmentadvice.com/resources/blog/the-technical-backdrop-when-flows-meet-a-hawkish-fed/ "Kevin Warsh And The End Of The Fed's "Forward Guidance" https://realinvestmentadvice.com/resources/blog/kevin-warsh-and-the-end-of-the-feds-forward-guidance/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Candid Coffee, "Narrative Busters: Market Stories Investors Should Approach With Caution," Saturday, July 18, 2026: https://streamyard.com/watch/RfJtCj2byfDr --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #MarketOutlook #PortfolioManagement #Investing #Semiconductors #FederalReserve #AlanGreenspanDeath #KevinWarsh #MarketAnalysis

Today's show starts with the news that Julius Jones, Jr and his brother Andre Jones have committed to Notre Dame. Then we dig into how Notre Dame's football schedule compares to other CFP contenders this season. See omnystudio.com/listener for privacy information.

Today's show starts with the news that Julius Jones, Jr and his brother Andre Jones have committed to Notre Dame. Then we dig into how Notre Dame's football schedule compares to other CFP contenders this season. See omnystudio.com/listener for privacy information.

What if the smartest legacy move isn't leaving your kids a pile of money someday, but using your wealth right now to help them buy time, build habits, and change their future while you're still here to watch it happen? We sit down with Allen Mueller of 7 Saturdays Financial for a practical, deeply useful conversation about gifting to family with intention. The thread running through all of it is simple: money is not just for accumulating. It's for strengthening the people and values you care about most. This episode covers: Why gifting during your lifetime can be more impactful than leaving a larger inheritance later The difference between a tax threshold and a paperwork threshold for gifts How the annual gift exclusion really works Why many retirees underspend and unintentionally miss chances to help family now Smart ways to fund kids' and grandkids' futures through 529s, custodial Roths, and brokerage accounts How to think about gifting for college, healthcare, and home down payments Why "skin in the game" still matters when helping younger family members How appreciated shares can be gifted downstream or upstream for tax advantages Why wisdom and stewardship matter more than simply transferring money How FI can turn parents and grandparents into real-time wealth builders for the next generation . === SUPPORT  THE  SHOW ===

For an estate plan to work in real life, your legal documents, account titles, beneficiary designations, tax strategy, and broader financial plan all need to align. That is why coordination between your estate planning attorney, CPA, and financial advisor matters.In this episode of the A Wiser Retirement® Podcast, Senior Financial Advisor Shawna Theriault, CFP®, CPA, CDFA® sits down with Estate Planning Attorney Arun Gupta of AG Law, and Jordan Gary, CPA of Jones & Kolb to talk about why estate planning isn't a solo effort, and what happens when your professional team actually works together. Related Podcast Episodes: Ep 314. The Simple Estate Planning Error That Could Hurt Your FamilyEp 329. Digital Estate Planning: What Happens to Your Online Life?Related Financial Education Videos:Using an Online Estate Planning Service vs Using a Local AttorneyPrevent Family Conflict with Legacy PlanningOther Links:AG LawJones and KolbLearn More:- About Wiser Wealth Management- Schedule a Complimentary Consultation: Discover how we can help you achieve financial freedom.- Access Our Free Guides: Gain valuable insights on building a financial legacy, the importance of a financial advisor for business owners, post-divorce financial planning, and more!Stay Connected: - Social Media: Facebook | Instagram | LinkedIn | Twitter- A Wiser Retirement® YouTube Channel This podcast was produced by Wiser Wealth Management. Thanks for listening!

Host Robert Brokamp is joined by Fool contributor Dan Caplinger to answer financial planning questions sent in from listeners, including:-How do ETFs affect the recommendation to own 25 to 50 stocks?-How can a new retiree switch from saving to spending after decades of frugality?-Since stock prices drop after a dividend payment, is it a “nothing-burger”?-How to manage a 529 as a kid gets ready to go to college?-Should you automatically reinvest dividends or use the cash to invest in something else?-What to do when you're getting a late start on saving for retirement?Host: Robert Brokamp, CFP®, EAGuest: Dan CaplingerEngineer: Bart Shannon Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.
 On this episode of Dentist Money's Two Cents, Jake, Will, and Rabih discuss the Federal Reserve's latest interest rate decision, what it could mean for inflation and market volatility and Elon Musk's trillion-dollar net worth following the SpaceX IPO. They also talk about the difference between paper and liquid wealth, and how dentists should think about allocating their investment portfolios between stocks, bonds, and cash. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Could a little-known tax strategy save you thousands in retirement? In this episode of the Wise Money Show, we break down Net Unrealized Appreciation (NUA)—an advanced 401(k) strategy that can help reduce taxes on highly appreciated company stock. Learn how NUA works, who may benefit from it, the potential pitfalls to avoid, and why careful planning before retirement is essential. If you have company stock in your 401(k) or are approaching retirement, this is an episode you won't want to miss. Season 11, Episode 44 Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/    Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/schedule-a-call/  or call 574-247-5898.   Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://pod.link/1040619718   Watch this episode on YouTube: https://youtu.be/ypDkTyaIUG0  Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

Everyone inherited financial wisdom from somewhere -- a parent who clipped coupons at three different grocery stores, a first job, a financial guru, or just the culture you grew up in. Some of those beliefs serve you. Some of them quietly hold you back. Chris Hill of Money Unplugged joins Joe, Paula Pant, and OG to share the money habits they've had to unlearn -- and then the whole group plays a round of In or Out on some of personal finance's most popular rules.What You'll Walk Away WithWhy Paula's childhood coupon-clipping ritual wasn't really about frugality -- it was about an unstated belief that your time is worth nothing, and how that belief shapes everythingChris Hill's 20-year belief that dividend-paying stocks are for old people -- and the specific Apple moment in 2012 that finally broke itOG's admission that despite the math argument, he's never once seen someone actually execute the "invest the difference" 30-year vs. 15-year mortgage strategy in real lifeWhy "more money will fix this" is the belief most people never fully unlearn -- and OG's honest accounting of what he thought at $17,000, $170,000, and beyondThe In or Out verdict on five popular financial rules: everyone should own a home, pay off debt before investing, never carry a mortgage into retirement, you need a budget to build wealth, and whether financial independence is mostly behavior or mathPaula's anti-budget framework -- why it works when there's a wide enough gap between income and spending, and the one scenario where a real budget actually becomes necessaryChris Hill on why surrounding yourself with people who aren't impressed by your success might be the most underrated risk management tool in your financial lifeThe Isaac Newton problem applied to successful people: why brilliance in one area creates a false confidence in all areas -- and why guardrails matter more the more successful you getWhy OG argues that if the leverage-your-mortgage math truly worked reliably, you'd be using the same logic in your Schwab account -- and why almost nobody doesWhat Melissa from Detroit did this week that every Stacker listening should know aboutWhy This Matters NowThe most expensive financial decisions are often the ones you've never questioned because someone you trusted taught them to you early. This episode is the permission slip to stress-test those beliefs.From the BasementChris Hill joins Joe, Paula Pant, and OG to dig into the money habits and inherited beliefs they've each had to unlearn -- before the whole group debates whether five of personal finance's most popular rules actually survive contact with real life. Doug arrives with Lou Gehrig trivia and makes everyone do inflation math from 1939. Chris plays for Team Jesse Cramer. The gap between first and second place closes considerably.Resources MentionedMoney Unplugged podcast -- Chris Hill; recent episodes featuring Joe Saul-Sehy and Paula Pant; available wherever you listen to podcastsAfford Anything podcast -- Paula Pant; upcoming episode on how to think through business decisions with a Harvard professor and longtime practitionerSurfshark VPN -- surfshark.com/stackingb; code stackingbee for four extra monthsStacking Benjamins Newsletter (The 201) -- stackingbenjamins.com/201OG financial planning calendar -- stackingbenjamins.com/ogStacking Benjamins Community -- stackingbenjamins.com/basementSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

College Football season is getting closer. On Josh Pate’s College Football Show Ep 744 Josh Pate looks at the response to Texas Tech and Brendan Sorsby parting ways. Bold Prediction season continues tonight as we look at takes viewers are willing to put their name behind. Could we see 6 Big Ten teams in the CFP? Will UGA, Alabama, and Texas all miss out on the SEC Championship Game? Josh also answers questions about Kirby Smart and Dan Lanning as UGA and Oregon enter a pivotal seasons. What are some of College Football’s most underrated traditions? Enjoy a loaded Pate State mailbag episode. Be sure to let us know what you think, SUBSCRIBE to the channel, and CLICK THE BELL for notifications as we bring you multiple live shows per weekSee omnystudio.com/listener for privacy information.

Thanks to Surfshark for sponsoring the show. Go to https://surfshark.com/stackingb or use code STACKINGB at checkout to get 4 extra months of Surfshark VPN!Isaac Newton was one of the smartest humans who ever lived. He also bought into the South Sea Bubble, sold for a profit, watched it keep climbing, bought back in out of pure FOMO, and rode it all the way down to an 80% loss that haunted him until he died. Ben Carlson, co-host of the Animal Spirits podcast and one of the sharpest minds at Ritholtz Wealth Management, joins Joe and Anna to walk through centuries of market history -- bubbles, crashes, and the psychology that makes smart people do dumb things with money. Anna also helps a Stacker named Louie untangle his 401(k) sources and figure out whether it's finally time to bring in a professional.What You'll Walk Away WithWhy Isaac Newton's South Sea Bubble loss still ranks among history's most instructive investing failures -- and why it had nothing to do with intelligenceBen's framework for why risk means something completely different depending on where you are in your life cycle -- and why a market crash genuinely doesn't matter the same way to a 25-year-old and a 55-year-oldThe wrong lesson an entire generation learned from 2008 -- and why everyone preparing for the last crisis missed the next seventeen years of bull marketWhy Japan's three-decade stock market bubble is the best real-world case for diversification -- and why it doesn't translate as cleanly to the US as people assumeThe behavioral reason complex investment strategies are easy to sell and nearly impossible to hold through a downturn -- while simple strategies survive the painWhy Ben's firm discovered that the hardest financial transition isn't saving for retirement -- it's actually learning to spend the money once you get thereThe Beanie Babies divorce court story that perfectly captures what every bubble looks like from the outsideAnna and OG's take on Louie's four-source 401(k): why it's simpler to manage than it looks, and why "move everything to Roth" is the wrong instinct for most DIY investorsThe Roth conversion icing-on-the-cake strategy: how to use pre-tax and Roth buckets together to manage your tax bracket year by year in retirementWhy one financial pro has a surprisingly negative take on HSAs at death -- and the timing problem that makes spending one down in retirement genuinely trickyWhy This Matters NowEvery market cycle feels unprecedented while you're living through it. Understanding the actual constant -- human psychology, not headlines -- is the difference between riding out volatility and becoming a cautionary tale, smart as you might be.From the BasementBen Carlson joins Joe and Anna to walk through centuries of bubbles, crashes, and the psychological wiring that makes both geniuses and ordinary investors do the same dumb things. Doug arrives with Statue of Liberty trivia tied to America's upcoming 250th anniversary. A Stacker calling himself Louie -- and getting Anna instead of OG, much to his surprise -- asks for help simplifying his 401(k) and figuring out his Roth conversion strategy, and gets a reminder that he's already doing better than he thinks.Resources MentionedRisk and Reward: How to Handle Market Volatility and Build Long-Term Wealth by Ben Carlson -- available wherever books are soldAnimal Spirits podcast -- Ben Carlson and Michael Batnick; available wherever you listen to podcastsRitholtz Wealth Management -- referenced for prior guests Barry Ritholtz, Josh Brown, and Nick MaggiulliWhere Are the Customers' Yachts? by Fred Schwed -- referenced for the famous quote on the emotional experience of losing moneyPaul Merriman's research on asset allocation -- paulmerriman.comStacking Benjamins Vault -- stackingbenjamins.com/vaultStacking Benjamins Newsletter (The 201) -- stackingbenjamins.com/201Stacking Benjamins voicemail line -- stackingbenjamins.com/yelldownstairsStacking Benjamins Community -- stackingbenjamins.com/basementSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

College Football season is getting closer. On Josh Pate’s College Football Show Ep 743 Josh Pate looks at the response to Texas Tech and Brendan Sorsby. Where does this story go from here? Bold Prediction season continues tonight as we look at takes viewers are willing to put their name behind. What is the likelihood of Ole Miss improving in 2026? What about USC and Georgia Tech in the CFP or Auburn winning 9 games with a victory over UGA? All that plus the odds Iowa makes the CFP. Which College Football programs will be the best over the next 10 years? All that plus some CFB chaos scenarios for each conference. Be sure to let us know what you think, SUBSCRIBE to the channel, and CLICK THE BELL for notifications as we bring you multiple live shows per week!See omnystudio.com/listener for privacy information.