Podcasts about cfp

College Football week 9 predictions are here. Tonight we take a look at Texas A&M vs LSU. Will Mike Elko and the Aggies derail Brian Kelly’s season? What about Ole Miss vs Oklahoma as Brent Venables and Lane Kiffin look to remain in the SEC and CFP races? Can Missouri vas Vanderbilt deliver a classic? The week 9 edition of the JP Poll dropped tonight as we get updated power ratings. Where is Indiana? Is Miami still top 10? Ohio State, UGA, and Alabama were also winners this weekend. Do we still see Texas in the top 20? Hugh Freeze is facing considerable heat at Auburn as speculation about the hot seat has ramped up. The same could be said for Mike Norvell at FSU and Brian Kelly at LSU. Where is the Florida coaching search? What about the latest with Penn State? All that plus early best bets on the Ramen Noodle Express.See omnystudio.com/listener for privacy information.

Drew Butler and Jake Fromm react to UGA's 43-35 win over Ole Miss — Gunner Stockton's 5-TD breakout, a huge 4th quarter, and Kirby's message after the game. They also dive into Florida firing Billy Napier, potential replacements, and a wild weekend across the SEC and CFP. Presented by Solomon Brothers Jewelers & Humberto Injury Law. To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

On our 500th episode of Always College Football, Greg McElroy gives you his top 25 after week 8 and goes through the P4 to tell you who might (will) win the conference championship and who the real CFP contenders are. Is it just Ohio State, Indiana and Oregon from the BIG 10, will the ACC get TWO teams in again, or is this the year the BIG 12 gets two in and is it just Alabama, Georgia, Texas A&M and Ole Miss from the SEC?  Learn more about your ad choices. Visit podcastchoices.com/adchoices

Joe Anderson, CFP® and Big Al Clopine, CPA tackle the fears that mess with even the best-laid financial plans, today on Your Money, Your Wealth® podcast 552. Big Wallet Barbie and Ken from the Midwest have saved millions, but Barbie's still worried about retiring early, buying a new house, and converting to Roth. Is she second-guessing her plans? The fellas spitball for Dan from Florida, who's flying high in the 35% tax bracket and trying to decide between Roth 401(k) contributions and future Roth conversions. They also float a surprising idea - one that's rare on YMYW - for a listener from Chicago who is FIRE'd Up about Roth vs. pre-tax and making a tax-smart wealth transfer. We'll wrap up with a couple of your comments. Free Financial Resources in This Episode: https://bit.ly/ymyw-552 (full show notes & episode transcript) Emotionless Investing Guide The Truth About Your Love/Hate Relationship With Money - YMYW TV Financial Blueprint (self-guided) Financial Assessment (Meet with an experienced professional) REQUEST your Retirement Spitball Analysis DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter   Connect With Us: YouTube: Subscribe and join the conversation in the comments Podcast apps: subscribe or follow YMYW in your favorite Apple Podcasts: leave your honest reviews and ratings   Chapters:  00:00 - Intro: This Week on the YMYW Podcast 00:49 - Big Wallet Barbie and Ken's Roth Conversion, Retirement, and Home Purchase Strategy (Barbie Mattel, Midwest) 08:58 - Roth 401(k) Contributions or Roth Conversions? Flying High in the 35% Tax Bracket (Dan, FL) 17:23 - High-Earners Planning FIRE and Wealth Transfer: Roth, Pre-Tax… Life Insurance? (FIRE'd Up, Chicago) 29:56 - Correction on Spousal Social Security Benefits After the Fairness Act (Cindy) 33:37 - Follow Up: The Kids Are Pretty Alright (Lucas, MN) 34:44 - Outro: Next Week on the YMYW Podcast

(00:00-9:51) This program is known for journalism. Tim conducted some journalism during the break. We need to hear the soft spoken neck beard's walk and talk again. Tim ran into Greg Warren in the hallway. Got a question but I forgot it. Greg Warren on The Tonight Show. Maybe Tim will be the guest picker.(10:00-26:58) Playing Boyz II Men at the Sigma Chi house. 50 years ago was Carlton Fisk's memorable home run. Is today Back to the Future Day? You ever fall of your lifts? Can't just be all flesh, man. Audio of Brett Bielema talking about losing to the number 1 and 2 teams in the country and wanting them to keep winning. Illinois's chances at making the CFP.(27:08-36:21) E-Mail of the DaySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Financial Advisor Tim Russell, CFP® and Pastor Drew Gysi talk to Stephen Rohrer about whether or not aesthetics and beauty really matter. Subscribe to "Life in the Markets" PodcastBuy our new book: The Good StewardSee the show notes here!Learn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

You've got questions. We've got two CFPs and a former planner ready to hash it out. Joe Saul-Sehy, OG, Doug, and CFP Anna Allem tackle the money decisions you're actually losing sleep over—and here's the thing: they don't always agree on the answer. That's the point. Should you drain your emergency fund to pay off debt? Is whole life insurance for your kids a smart move or an expensive mistake? How much life insurance do you actually need (not what some calculator tells you)? And when life throws you a curveball—layoff, surprise expense, major purchase—what's the move? With Joe Saul-Sehy's 16 years in financial planning, OG's CFP perspective, and Anna's insights, you'll hear how experienced voices think through these decisions differently—and why your answer might be different than all of theirs. Because the real skill isn't finding THE right answer; it's learning how to make YOUR right call. This episode is for anyone who's ever stared at their bank account thinking, "I know I should do something... but what?" Plus: Doug delivers trivia about the first auto insurance policy (because of course), the gang weighs in on athlete endorsements and reverse mortgages, and there's a TikTok money tip that sparks some debate. What You'll Walk Away With: • How experienced financial minds approach the emergency fund dilemma differently—and what that means for your situation • The whole life insurance debate: when it makes sense for kids and when you're better off elsewhere • A framework for figuring out how much life insurance you actually need—and why the "rules of thumb" don't always work • What to do when your financial plan meets real life (layoffs, surprise bills, major purchases) • The confidence to make a decision even when experts would handle it differently Before You Hit Play, Ask Yourself: What's the one money question you keep Googling but still don't feel confident about? If you're second-guessing your emergency fund, your insurance, or a big financial move, this episode is your permission to stop spinning and start deciding. Got a question we didn't cover? Call in to the show! StackingBenjamins.com/Voicemail FULL SHOW NOTES: https://stackingbenjamins.com/answering-your-burning-financial-questions-1750 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Feeling like healthcare makes early retirement impossible? It's a common belief, but often fixable with thoughtful income planning. Premium tax credits under the ACA aren't vanishing; the enhanced credits are scheduled to sunset after 2025, and the pre-2021 rules (including the ~400% FPL income cap) are slated to return in 2026 unless Congress acts. The takeaway: managing MAGI matters.In this episode, Ari Taublieb, CFP®, walks through a practical, illustrative case: a 60-year-old couple with ~$1.55M spread across taxable, pre-tax, and Roth accounts. You'll see how the source of withdrawals (e.g., harvesting from taxable accounts vs. large pre-tax distributions) can change MAGI—and therefore subsidy eligibility—potentially lowering Marketplace premiums materially. You'll also learn key HSA rules after age 65 (non-medical withdrawals are taxed as income but no 20% penalty) and what's changing for HSAs in 2026: Bronze and Catastrophic ACA plans are slated to be HSA-eligible, expanding access to tax-advantaged saving.You'll leave with a playbook: align cash-flow needs with tax brackets, plan around the 400% FPL threshold, coordinate Roth/pre-tax/taxable withdrawals, and revisit the plan annually as laws and income shift. Ready to pressure-test your numbers and retire with more confidence? Subscribe to the Early Retirement Podcast.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

Today’s Best of Features: (00:00-15:10) – The voice of IU football (and basketball), Don Fischer, makes his weekly visit on Query & Company to recap another dominating win for Indiana. Don compares what he has seen from IU this season to what Ohio State, Michigan, and Alabama have done in the last ten years to their opponents. Don comments on the energy and confidence that Fernando Mendoza brings to the Hoosiers offense compared to Kurtis Rourke from a season ago. (15:10-38:39) – The Dean, Mike Chappell, from CBS4 and FOX59 joins the show to share his thoughts on the Indianapolis Colts improving to 6-1 after yesterday’s win over the Chargers. He believes that the team needs to make a trade for a corner before pass rusher, doesn’t have a preference to acquiring a player that is a rental or has multiple years left on his contract, and highlights the one thing he has a hard time believing if the Colts make it in the playoffs. (38:39-51:21) – The South Bend Tribune’s Tom Noie joins the program to discuss what he has seen from afar from IU compared to last season when Notre Dame ended the Hoosiers season. Tom evaluates how CJ Carr has performed this season, believes that Alabama is flying underneath the radar as a CFP contender, has a feeling that Notre Dame will be hosting another first round CFP game like last season, and accesses the future of Marcus Freeman at Notre Dame. Support the show: https://1075thefan.com/query-and-company/See omnystudio.com/listener for privacy information.

(00:00-25:59) – Query & Company opens on a Monday with Jake Query and producer Eddie Garrison declaring Indiana the sports capital of the world with how successful of its teams are right now. They touch on the Colts improving to 6-1, the Hoosiers remaining undefeated, and send their thoughts to Indiana State’s men’s basketball coach Matthew Graves. (25:59-41:23) – The voice of IU football (and basketball), Don Fischer, makes his weekly visit on Query & Company to recap another dominating win for Indiana. Don compares what he has seen from IU this season to what Ohio State, Michigan, and Alabama have done in the last ten years to their opponents. Don comments on the energy and confidence that Fernando Mendoza brings to the Hoosiers offense compared to Kurtis Rourke from a season ago. (41:23-45:42) – The first hour of the show concludes with Jake reading some of the tweets he got from Colts fans yesterday following the win over the Chargers! (45:42-1:10:53) – The Dean, Mike Chappell, from CBS4 and FOX59 joins the show to share his thoughts on the Indianapolis Colts improving to 6-1 after yesterday’s win over the Chargers. He believes that the team needs to make a trade for a corner before pass rusher, doesn’t have a preference to acquiring a player that is a rental or has multiple years left on his contract, and highlights the one thing he has a hard time believing if the Colts make it in the playoffs. (1:10:53-1:24:58) – The South Bend Tribune’s Tom Noie joins the program to discuss what he has seen from afar from IU compared to last season when Notre Dame ended the Hoosiers season. Tom evaluates how CJ Carr has performed this season, believes that Alabama is flying underneath the radar as a CFP contender, has a feeling that Notre Dame will be hosting another first round CFP game like last season, and accesses the future of Marcus Freeman at Notre Dame. (1:24:58-1:29:44) – The first hour of the show concludes with Jake asking Eddie how his vacation down in Florida went last week. Plus, they take roll call. (1:29:44-1:55:11) – The final hour of the show kicks off with Eddie replaying the highlights and comments from yesterday’s offensive clinic by the Indianapolis Colts in their win over the Chargers. Jake follows it up by listing, and explaining, the three big takeaways from the weekend in the best sports state in the country. He states that this Colts team is starting to embody what the state of Indiana is. (1:55:11-2:07:44) – Jake and Eddie read off some of the replies that Jake got on his tweet asking people for their thoughts on the Colts through seven weeks of the season. Plus, Eddie asks Jake some questions about the Colts. (2:07:44-2:12:44) – Today’s show closes out with Jake being joined by JMV in studio to discuss what move the Colts need to make, how many seasons would it take for IU to transform from a basketball to football school, and previews his show!Support the show: https://1075thefan.com/query-and-company/See omnystudio.com/listener for privacy information.

Who stole the stuff animals from Playland Park? Also, how many SEC and Big Ten teams will make the college football playoff? We talk about Critical Role's new campaign, the WWE announcing they are turning to AI for storytelling, and lots more!

About Monica KaufmanMonica Kaufman, CFP®— founder of Harmony Wealth Academy.As a financial planner and behavioral strategist with deep roots in both Wall Street and real-world resilience, Monica believes that true wealth is built at the intersection of mindset, meaning, and money.Monica's work is shaped not just by decades in the industry—but by her personal story as a wife, caregiver, and mother navigating the challenges of severe mental illness in her family. She has learned that clarity isn't a luxury—it's a lifeline.Most people weren't taught how to lead financially. They're overwhelmed, ashamed, or stuck in patterns that no longer serve them. That's why Monica created The Aligned Horizon—a framework for helping people rise above fear, reclaim agency, and build a financial life that reflects who they truly are.Whether she's working with high-income professionals and entrepreneurs, purpose-driven parents, or first-generation wealth builders, her message is this:You are not behind.You are not broken.You're just ready for a new horizon.So the real question is:Are you ready to rise?SummaryIn this engaging conversation, Monica Kaufman, a certified financial planner, shares her journey into financial planning and the importance of understanding money scripts. She emphasizes the need for a mindset shift around money, the creation of systems for financial success, and the role of relationships in managing finances. Monica also discusses overcoming the fear of financial numbers, the importance of intentionality in financial giving, and the taboo surrounding discussions about money. Ultimately, she empowers individuals to take control of their financial futures and encourages them to be optimistic about their financial journeys.TakeawaysMonica's journey into financial planning began with a desire to help people solve their financial problems.Understanding money scripts is crucial for changing one's relationship with money.Mindset shifts are necessary for overcoming financial fears and achieving success.Creating systems is more effective than relying on willpower alone.Relationships play a significant role in financial management and communication.It's important to have open discussions about money within families to break the taboo.Intentionality in financial giving can create a positive impact on one's financial mindset.Financial organization is key to managing money effectively and avoiding chaos.Setting realistic financial goals requires understanding one's financial situation and capabilities.Empowering individuals to take control of their finances is essential for long-term success.Chapters00:00 Introduction to Financial Planning Journey03:18 Understanding Money Scripts and Their Impact06:08 Shifting Mindsets Around Money09:21 Practical Steps to Overcome Financial Fear12:25 Building Systems for Financial Success15:10 Navigating Couples' Finances18:22 Creating Trust in Financial Relationships20:59 Building Trust and Financial Goals in Relationships22:32 The Importance of Financial Organization24:31 Intentionality in Financial Giving25:57 Understanding Financial Health and Performance28:51 Setting Realistic Financial Goals31:38 Overcoming the Taboo of Money Conversations37:17 Empowerment Through Financial EducationPlease take a moment to subscribe to the podcast and to leave me a review! It's how you can invest in the show.Connecting with Monica:https://harmonywealthacademy.com/www.icandopodcast.com

College Football delivers again. 9 Top 25 went down over the weekend and McElroy is here to give you his rapid reaction. Georgia and Gunner Stockton take down Ole Miss, Vanderbilt is a real CFP contender after dominating LSU and BYU knocks off Utah. Alabama might be playing the best football out of anyone in the country, Notre Dame continues to make their case for the CFP and will anyone challenge Ohio State this season? Learn more about your ad choices. Visit podcastchoices.com/adchoices

Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.
 On this episode of Dentist Money's Two Cents, Matt and Rabih dive into the growing importance of rare earth metals and their geopolitical impact, exploring how China's dominance in mining and refining gives it a major advantage over the U.S. They also discuss how the government shutdown is disrupting industries and talk about the upcoming 401(k) contribution changes, and what these updates mean for financial planning. Learn more about the Dentist Money Launchpad Program, join the waitlist to learn everything you didn't learn about money in dental school through a series of live courses built exclusively for D4s and recent grads! Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Many people believe that earning more income will automatically lead to wealth, but that's not how financial freedom works. Real wealth isn't about how much you make, it's about how much you keep and what you do with it. In this episode of Wise Money, we are sharing practical ways to boost your savings, no matter your income level. Season 11, Episode 9 Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/    Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/contact-korhorn-financial-advisors/ or call 574-247-5898.   Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://link.chtbl.com/WiseMoney  Watch this episode on YouTube: https://youtu.be/EkQ3fiTpyBY  Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

(00:00-14:47) Is this Shooter McGavin's time? Lots of celebrities and carbohydrates lined up for our one-year anniversary on 101 ESPN. We're giving away a gong and $10 gas gift card for EMOTD. Audio of Syracuse coach Fran Brown clarifying some comments on the Syracuse job. Report companies. Can Georgia Tech play with Miami? No guarantee for a two loss SEC team to get into the CFP.(14:56-23:48) Jackson's weekend plans. Oatmeal's big nips. Who hasn't seen their friends topless? Great slate, slate gray. What got Doug into the Kirkwood Hall of Fame. Looks like I'm leading a teen abstinence workshop. The dangers of girls trips. Doug's love of Doug Hennig.(23:58-28:23) E-Mail of the DaySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode, we ask: Would you like to read and review our new book, The Business Fortress: How to Grow, Protect and Exit Your Business? What does a CFP® and a Bank on Yourself® Professional think about? What's really going on here? What's the difference? Why does it matter? What about the aggressive portfolio?...

Barb O'Neill, CFP®, AFC®, walks us through 403(b) withdrawal strategies in retirement. Transitioning From 403(b) Saver to Post-Career Spender (blog post w/resources) Learned by Being Burned (short pod series about K-12 403(b) issues) 403bwise.org Meridian Wealth Management Nothing presented or discussed is to be construed as investment or tax advice. This can be secured from a vetted Certified Financial Planner (CFP®). 

Medicare's Fall Open Enrollment runs from October 15 through December 7, and this is your chance to review, compare, and adjust your coverage for 2026. Richard Rosso & Jonathan McCarty review six crucial steps to help you make smarter Medicare choices — from evaluating plan changes and comparing drug coverage to avoiding common enrollment mistakes. Whether you're already on Medicare Advantage or reviewing Part D drug plans, understanding how to navigate this annual window could save you thousands in healthcare costs next year. 1:34 - Dealing w Medicare Open Enrollment 3:59 - Jonathan's Baby & Diaper Service 9:10 - Prescription Drug Formularies & Changes 12:11 - Shopping Around for Medicare Advantage Plans 17:56 - Recommended Alphabet Formula 21:15 - What Medicare Advantage is NOT 24:55 - Medicare Part-G Open Architecture 26:52 - Where to Start - ID Verification Woes 30:17 - The Medicare Plan Finder 34:34 - The RIA Medicare Screening Tool 43:34 - How and Where to Start Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Watch Today's Full Video on our YouTube Channel: http://bit.ly/3KSVvYg ------- The latest installment of our new feature, Before the Bell, "Markets Reclaim 20-DMA — Can It Hold?" is here: http://bit.ly/46WMYfq ------- Our Previous Show, "Capitalism: The Real Path to Wealth & Happiness" is here: https://www.youtube.com/watch?v=2zw3gGV13x0&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=3s ------- Get more info & commentary: https://realinvestm entadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #MedicareOpenEnrollment #RetirementPlanning #MedicareAdvantage #FinancialEducation #HealthcareCosts

Ralph Russo, CFP writer for The Athletics, joins the show.

Zach recaps TNF by ripping the Steelers. CFP teams who need a win the most this week. Newsbrief.

Andy chats with a real person (not an advisor) doing their own retirement planning. In this episode, Andy talks with Jackie Cummings Koski.But Jackie isn't just the typical "real" person doing her own retirement planning. She went the F.I.R.E. (Financial Independence Retire Early) route and left her corporate job in her late-40s. She's since expanded on the financial knowledge she gained during her F.I.R.E. journey to get a masters degree in financial planning and coaching, obtain the CFP® designation, author the book F.I.R.E for Dummies and become the cohost of the Catching Up to FI podcast!She's making the most of her retirement by being a financial educator to millions of people. She's since become a valuable contributor and presence to the financial community.In this episode, Andy and Jackie talk about her F.I.R.E. journey and how she became so knowledgeable in personal finance after not having much prior knowledge or experience in the subject, what her "number" was to achieve financial independence, some of the technical planning aspects of her retirement (such as how she's accessing her retirement account without penalty before age 59 1/2 and what she's doing for health insurance before Medicare), and how she became a trusted source of financial knowledge and education for millions of people! Links in the episode:Bill Stecker's 72(t) calculation website - https://72tcalc.com/Jackie's book, Money Letters 2 my Daughter - https://a.co/d/iGF3MOmJackie's book, F.I.R.E. for Dummies - https://a.co/d/5m0u5zEThe Catching Up to FI Podcast - https://catchinguptofi.com/To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comTenon Financial monthly e-newsletter - Retirement Planning InsightsFacebook group - Retirement Planning Education (formerly Taxes in Retirement)YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com

The 8am hour of Thursday's Mac & rolled on with Eli Drinkwitz, Missouri's head coach, telling us what he told his players after the Alabama loss, what he learned about Auburn from watching Georgia, and just to needle Cole, Coach Drink points out the effectiveness of slide protection; then, we project out records based on who's favored; later, Cole & Greg play out that scenario and say who's making the CFP based on who's favored the rest of the way; and finally, we say which teams will be upset this weekend, thanks to Sanderson Farms. "McElroy & Cubelic In The Morning" airs 7am-10am weekdays on WJOX-94.5!See omnystudio.com/listener for privacy information.

Zohran Mamdani's INSANE Tax Ideas, Kamala Harris' ABSURD Statement, and College Football PreviewLive Show Tuesday and Thursday, 3pm est.SOCIALS: https://linktr.ee/drewberquist NEWS: https://DrewBerquist.com MERCH: https://RedBeachNation.com#DrewBerquist #ThisIsMyShow #TIMSTop 100 Political News Podcast with https://www.millionpodcasts.com/political-news-podcasts/#1 Counterterrorism Podcast on Feedspot: https://podcast.feedspot.com/counter_terrorism_podcasts/Show Notes/Links:Zohran Mamdani wants to tax wealthy New Yorkers 52%https://x.com/DerrickEvans4WV/status/1978649032080699534Kamala Harris: "Some people say I am the most qualified person to ever run for president"https://x.com/libsoftiktok/status/1978493510517924106Can any power 4 college football team go undefeated? This one mayhttps://x.com/JoelKlattShow/status/1978536105214456125Latest on the Penn State vacancySomething to consider is the fact that Curt Cignetti and some of these target coaches will be in the CFB playoff...so they would miss portal, recruiting, etc... I think it has to be a non-CFP coach, i.e. Matt Rhule (former PSU LB), Matt Campbell, Eli Drinkwitz, Manny Diaz, etc. In fact, as some have pointed out...Cignetti is not only likely NOT to go to Penn State, but instead is (among others) a likely landing place for their recruits who are decommitting.Now want to know a stat that is interesting for the leading candidate (according to most)? Matt Rhule is 2-23 against AP Top 25 teams and 0-11 against Top 10 teams...Sound familiar? That includes his stops at Temple, Baylor, and NebraskaSome of the top college football games this weekhttps://x.com/CFB_Overtime/status/1978574233513943175Image Credit:© Tommy Gilligan-Imagn ImagesSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Chuck thinks people shouldn't get worked up about the upcoming CFP weekly ranking release shows. Chuck and Heath discuss no SEC players being projected in the Athletic's top ten draft prospects. Bryan Matthews of Auburn Sports assesses where things stand after Hugh freeze dismissed a team captain. See omnystudio.com/listener for privacy information.

Happy National Lemon Bar Day!Episode 313 ushers in week 7 of the NFL season with… AFC North football! We start with the first game of the week, the Steelers at the Bengals where we will discuss OUR VERSIONS of hot takes, potential headlines, and match-ups as we all prepare to embark on another weekend of NFL football glory. Plus, we have an NFL week 7 look ahead & power rankings!Also, on the show tonight we will be diving into week 8 of College Football as we have a “ranked match-up palooza” game slate. From these games we have selected/made graphics for the following: top 5 games from week 8, 7th edition of our top 12 CFP rankings, we have made some football picks, and we have a six pack upset alert board ready to go.We have got all the segments: Salute Your Sports/Headlines, Water Cooler Debate (not tonight), and How Dare You's. Also, it would not be a show without the Dad Joke and a new season for our inter-squad DraftKings DFS WOAT-A-MAKER challenge. Look alive, folks!Follow us on:Support NC High Country Recovery Belowhttps://www.ymcaavery.com/hurricane-helene-updates/HOF Bets: https://hof-bets.app.link/millygoats (Promo Code: MILLYGOATS)Twitter - https://www.twitter.com/MillyGoatsInstagram - https://www.instagram.com/TheMillyGoatsYouTube - https://www.youtube.com/@TheMillyGoatsTwitch - https://www.twitch.tv/TheMillyGoatsPodcastTikTok - https://www.tiktok.com/@TheMillyGoatsApple Pod - https://rb.gy/0meu1Spotify Pod - https://t.ly/ZUfObWeb - https://themillygoats.godaddysites.com/

In this episode, Rory speaks with Alex Bottom, CEO of Finology, and Ryan Galiotto, CFP®, CSLP®, founder of the Student Loan Help Network, about how advisors and CPAs can prepare for the sweeping changes coming to student loan planning. They discuss the One Big Beautiful Bill (OBBB) and how it will reshape repayment plans, extend terms, and impose new borrowing caps beginning in 2026. Alex explains how tax filing status and forgiveness rules can significantly impact repayment and why understanding these nuances is critical for CPAs. Ryan highlights the growing number of retirees carrying Parent PLUS loans and how this generational shift is redefining financial priorities for families. Together, they outline why student loan planning is moving from niche to mainstream and how practitioners can integrate it as a value-added service. Are you ready to help clients navigate the new repayment landscape? Want to know how to turn student loan guidance into an opportunity for deeper client relationships? Find out the answers to these questions and more in this important conversation with Alex Bottom and Ryan Galiotto.

Big changes in College Football on the way with the firing of James Franklin at Penn State. Plus, revisiting the preseason CFP predictions… what changes with Scott & Chris make? And the NASCAR Playoff is down to the final 8… let's take a spin around the track with Larry Mac! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Week 8 is set up to be a great one and McElroy is here to give you the only previews you will need. Can Miami keep rolling against a stingy Louisville team, will Vanderbilt all but end LSU's CFP dreams, are Georgia Tech and Texas A&M on upset alert and can Oklahoma bounce back? Plus, can Tennessee beat Alabama in Tuscaloosa for the first time since 2003, can Ole Miss make it 2 in a row over Georgia and who is the real CFP contender: USC or Notre Dame? Learn more about your ad choices. Visit podcastchoices.com/adchoices

Send us a textSchedule an Rx AssessmentSubscribe to Master The MarginAs a pharmacist, serving your community means putting your advocacy hat on and stepping into unfamiliar territory. One of the largest untapped resources that can really drive change towards PBM reform is using your existing patient base to show legislators the importance of PBM legislation.In this episode, Scotty Sykes, CPA, CFP®, Bonnie Bond, CPA, MBA, and Austin Murray, sit down with pharmacist and owner of Table Rock Pharmacy, Jessi Stout, to explore the grassroots advocacy efforts driving Pharmacy Benefit Manager (PBM) reform in North Carolina.We cover:How to engage customers in advocacyWhy local advocacy is critical for independent pharmaciesReal-world stories that bring the PBM issue to life for legislatorsMore About Our Guest:Jessi Stout is the owner of Table Rock Pharmacy in Morganton, North Carolina and winner of the 2025 Cardinal Health's Community Leadership Award which celebrates independent pharmacists going above and beyond for their community.A dedicated advocate for independent pharmacy, Jessi was once uninvolved in politics, has become a strong leader in the fight for PBM reform and combines her role as a local pharmacist with her passion for patient care, ensuring her voice and the voices of her patients are heard in legislative conversations that shape the future of pharmacy.Table Rock Pharmacy was one of the first pharmacies in North Carolina to offer the yellow fever vaccine and was the only pharmacy in the region offering the REGEN-COV and EVUSHELD injections while they were authorized to treat COVID-19.Additionally, during Hurricane Helene, Table Rock Pharmacy remained open, despite power outages and fallen trees. Transactions were recorded by hand to ensure patients could still get their prescriptions. At one point, they transported a generator by wheelbarrow to keep critical medication frozen. During this time, Stout also spoke out against audits being performed by Optum Rx. A social media post went viral, and this attention resulted in audits being paused for hurricane-affected areas.Learn more about Jessi and Table Rock Pharmacy:Table Rock Pharmacy FacebookTable Rock Pharmacy InstagramTable Rock Pharmacy WebsiteTable Rock Pharmacy TikTokTable Rock Pharmacy YouTubeStay connected with us on social media:FacebookTwitterLinkedInScotty Sykes – CPA, CFP LinkedInScotty Sykes – CPA, CFP TwitterBonnie Bond – CPA LinkedInBonnie Bond – CPA TwitterMore on this topic:Podcast: Becoming a Pharmacy GladiatorPodcast: Pharmacy's Never Ending StoryPodcast: Pharmacy O

Week 8 is set up to be a great one and McElroy is here to give you the only previews you will need. Can Miami keep rolling against a stingy Louisville team, will Vanderbilt all but end LSU's CFP dreams, are Georgia Tech and Texas A&M on upset alert and can Oklahoma bounce back? Plus, can Tennessee beat Alabama in Tuscaloosa for the first time since 2003, can Ole Miss make it 2 in a row over Georgia and who is the real CFP contender: USC or Notre Dame? Learn more about your ad choices. Visit podcastchoices.com/adchoices

Wednesday's 9am hour of Mac & Cube got underway with Austin Price, from VolQuest & On3 Sports, telling us McElroy & Cubelic where Tennessee has to be better when facing Alabama, how important physicality will be in this game, and how this Alabama-Tennessee game plays out; then, will a 3-loss team make the CFP; later, Cole & Greg go through the SEC teams that they fully trust, somewhat trust, or Can't Truss It; and finally, some wild Bad Box Scores of the day wraps up our Wednesday. "McElroy & Cubelic In The Morning" airs 7am-10am weekdays on WJOX-94.5!!See omnystudio.com/listener for privacy information.

Ever feel like you're just treading water, trying to grow, lead, and live with purpose, but never quite feeling in control?Today's guest, Mike Milligan, grew up in extreme poverty, endured personal tragedy, and still built a thriving multi–seven-figure business while living life on his own terms. His story of resilience and intentional living is a masterclass in turning adversity into fuel.About the Guest: Mike Milligan, CFP® is a financial educator, author, and founder of One Oak Financial (“One of a Kind Financial”). A North Carolina native who overcame poverty and personal loss, Mike has dedicated his career to helping others live unique, purposeful lives through personalized financial planning. He also teaches financial literacy at Old Dominion University and is the author of The One of a Kind Financial Plan.About the Episode: In this episode, Steve Mellor sits down with Mike Milligan to discuss what it really means to live an exceptional life. From growing up in poverty to leading a multi–seven-figure business, Mike shares how defining his mission,“Be one of a kind and never miss a moment”, has transformed the way he leads, works, and lives.They explore why you must put value on your time, how to say no with purpose, and why being “selfish” might be the key to serving others better.What it means to be “growth-ready”How tragedy can inspire transformationWhy saying “no” more often can lead to freedomThe illusion of work-life balance vs. being exceptional at bothProtecting your time as if it were moneyCreating personal mission statements that drive focus and clarityDaily micro-wins and how to structure your mornings for successRedefining risk and legacy through intentional livingLinks & ResourcesGuest Website: https://1oakfinancial.com/Book: The One of a Kind Financial Plan (available on Amazon)Course: Personal Financial Planning – Old Dominion University#GrowthReadyPodcast #LeadershipMindset #BeOneOfAKind #HighPerformanceHabits #MindsetMatters #TimeManagement #PersonalGrowthJourney #EntrepreneurLife #SuccessMindset #PurposeDrivenLifeSend us a textSupport the showThis podcast was produced on Riverside and released via Buzzsprout Sign up for the monthly newsletter with Steve and GrowthReady (formerly known as Career Competitor) by providing your details here - Request to become part of our community Also be sure to give him and the show a follow on Instagram @coachstevemellor

Are you making the same mistake many other retirees make? If so, you could end up missing out on a lot right now, and have more money that you ever need later in life. In this episode, I talk about the underspending epidemic among retirees and what causes it.

On this episode of the Dentist Money Show, Matt and Ryan discuss some of the most common financial myths that often mislead dentists. From misconceptions about the stock market and market timing to the belief that maxing out a 401k is enough for retirement. They break down why these myths persist and how they can undermine long-term financial health. Tune in to hear why strategies like diversification, maintaining liquidity, and following a disciplined investment plan are important for financial growth. Learn more about the Dentist Money Launchpad Program, join the waitlist to learn everything you didn't learn about money in dental school through a series of live courses built exclusively for D4s and recent grads! Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

When it comes to Social Security, everyone has an opinion, but what does the math (and financial planning) actually say? We searched our YouTube comments to respond to your most common frustrations and misconceptions about Social Security. From "I don't want to spend down my own money first" to "I'll just invest my Social Security checks," we unpack the truth behind listener questions and comments.  Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/    Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/contact-korhorn-financial-advisors/ or call 574-247-5898.   Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://link.chtbl.com/WiseMoney  Watch this episode on YouTube: https://youtu.be/KGxKPu9j6kk  Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

Ever fantasized about moving abroad or traveling the world while working? This episode is your permission slip to start! Join us as we talk with two incredible women living their best expat and digital nomad lives.First, we chat with Maggie Dickens, founder of Unapologetically Childfree, who shares her inspiring journey as a therapist and business owner in Lisbon, Portugal. She gives us the real scoop on what it's like to transition to a new country and why living authentically is the key to a fulfilling life.Then, we dive into the fascinating world of full-time digital nomad Sibu Szymanowska, who has perfected the art of house-sitting to see the world. As the founder of The Hybrid Tours, she shares her best tips on traveling the globe on a budget and how to find a community no matter where you are. Get ready to have your wanderlust sparked and learn that a life of travel doesn't have to break the bank.Key Points:

Carl and Mike are joined by Wes Durham as they discuss the Falcons win over the Bills, Georgia Tech's chances of reaching the CFP and what challenges the 49ers could poise for the Falcons on Sunday.

Newly enacted regulations may have an impact on the how your charitable tax deductions will be treated by the IRS. Today, John Walker, Regional Vice President, Mercer Advisors, is joined by CERTIFIED FINANCIAL PLANNER® professional Jason O'Meara, Wealth Advisor and Sr. Director, Mercer Advisors along, with Mercer Advisors colleague Bryan Strike, MS, MTx, CFA, CFP®, CPA, PFS, CIPM, RICP®, CPWA®, CAS, Director of Financial Planning. They discuss how you may be impacted by the changes. Listening Time: 28 minutes Mercer-Cordasco Disclosure Information Visit Our Website Join Our Email List Additional Mercer Advisors Disclosure Cordasco Financial Network is a tradename. All services provided by Cordasco Financial Network investment professionals are provided in their individual capacities as investment adviser representatives of Mercer Global Advisors Inc. (“Mercer Advisors”), an SEC-registered investment adviser principally located in Denver, Colorado, with various branch offices throughout the United States doing business under different tradenames, including Cordasco Financial Network. Mercer Advisors is not a law firm and does not provide legal advice to clients. All estate planning document preparation and other legal advice are provided through Advanced Services Law Group, Inc.

Welcome to Teeth & Titanium, Episode 60, “Vacation Planning” This episode features: Current Events-   AAOMS/CAOMS Recap-   Learning and benefiting from resident exposure Fan Mail-   Saying “Hi” to Wendall-   Feedback from last episode-   Thoughts on name change Resident reminder            - Utilization of vacation/conference days during residency Journal Club-   How Has Your Practice Changed?-   Rapid and Low-Cost Mesh Shaping Technique for Orbital Fracture Reconstruction - A Technical Note Your Personal Finance Drill from PWL Capital, “Individual Pension Plan (IPP)”-   Brady Plunkett Senior Wealth Advisor, Portfolio Manager, CFP®, CIM® Recommendations-   Old school cosplay-   Sus Girlfriend-   New school cosplay-   Guest Recommendation Be sure to subscribe so you never miss an episode! Apple / Spotify / Google / Online links Thanks to the CAOMS  and PWL for their continued support of this podcast. https://www.caoms.com.  PWL Capital; https://pwlcapital.com/ If you would like to contact us, be a guest, or would like to submit a topic for Resident Reminder or Journal club, please email us at: teethandtitaniumOMFS@gmail.com Hosted by Dr. Wendall Mascarenhas & Oscar DalmaoProduced by Dr. Brad W. Ray Articles/Books cited in this episode: Aghaloo T. How Has Your Practice Changed? J Oral Maxillofac Surg. 2025 Oct;83(10):1189. Paiva C, Tavares RN, Chaves FN, Carvalho FS. Rapid and Low-Cost Mesh Shaping Technique for Orbital Fracture Reconstruction - A Technical Note. J Oral Maxillofac Surg. 2025 Oct;83(10):1266-1270.

McElroy and Stanford Steve sit down to go over what's next for Penn State, if it was the right time to fire James Franklin and who they think will be the next head coach. The guys also look ahead to an incredible week 8 and tell you why it's important for Miami to beat Louisville for the ACC, who to trust in Ole Miss vs Georgia and why Alabama will probably continue their home winning streak vs Tennessee. Plus, who is a legit CFP contender USC or Notre Dame - we will find out Saturday night! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Happy Valley is not so happy as of late. Preseason expectations of a deep CFP seem to be of a distant past after the firing of James Franklin on Sunday. Andy Staples and Steven Godfrey dive into how Penn State fell so fast and what led to the firing of a head coach whose team was ranked #3 just three weeks ago. Then the guys look at who Penn State should look to hire to be their new head coach. Should they try to poach big names like Alabama's Kalen DeBoer or Nebraska's Matt Rhule, or should they look at one of the hot new names like Oregon offensive coordinator Will Stein or Syracuse head coach Fran Brown? The guys discuss what options are on the table.Later, there are more hurdles to now jump over for the Big Ten's attempt to get a private equity deal done. In Ross Dellenger's latest article, he explains why USC is now against signing a private equity deal. Ross is out today, but Andy and Godfrey break down what all is going on and if the Big Ten will, or even should, ever get a private equity deal done. Finally, the guys discuss a few notable topics from what we've been seeing on the field. First, they dive into the massive success, thus far, of Texas Tech. After an expensive offseason, it seems that all of the NIL investment is paying off. The Red Raiders are ranked seventh in the country and are currently undefeated going into Week 8. Andy and Godfrey discuss if they will face any hurdles in the Big 12, or if Texas Tech is going to run away with the conference. Then, they keep up the CFP talk but shift to a conference that will be fighting for a bid. The American Conference has been impressive this year, and the guys are convinced the winner of this conference will head to the CFP, but the question is who will that be? Four teams sit at the top with undefeated conference records currently. Navy, #22 Memphis, #19 USF and Tulane. Who will come away with the title and probably CFP berth?All of this and more on today's College Football Enquirer.(1:28) - What led to James Franklin's firing?(9:52) - Who should Penn State look to hire?(29:19) - The Big Ten's latest private equity issue in Southern California(44:43) - Texas Tech's Big 12 dominance(51:53) - The American Conference to the CFP? Subscribe to the College Football Enquirer on your favorite podcast app:

McElroy and Stanford Steve sit down to go over what's next for Penn State, if it was the right time to fire James Franklin and who they think will be the next head coach. The guys also look ahead to an incredible week 8 and tell you why it's important for Miami to beat Louisville for the ACC, who to trust in Ole Miss vs Georgia and why Alabama will probably continue their home winning streak vs Tennessee. Plus, who is a legit CFP contender USC or Notre Dame - we will find out Saturday night! Learn more about your ad choices. Visit podcastchoices.com/adchoices

We're playing “which comes first” today on Your Money, Your Wealth® podcast number 551 with Joe Anderson, CFP® and Big Al Clopine, CPA. “Retired G-Man and Nurse Ratched” from Pennsylvania have saved $2 million. Should they withdraw money first from their IRA or their taxable accounts in retirement? “Mike and Carol in Florida” want to know when and how much to convert to Roth, but they're also sitting on a mountain of company stock. Should they deal with that first? Mackey in Florida is 55 and wonders if he can retire now with $2.6 million and some lingering debt - but there's an important first he's missing too! Plus, Mike in Utah asks Joe and Big Al to spitball on a plan for his 90-year-old mom's $1.9 million annuity, and Doc McMuffin in Minnesota asks for the fellas' take on her plan to gift appreciated assets to her parents. Free Financial Resources in This Episode: https://bit.ly/ymyw-551 (full show notes & episode transcript) YourMoneyYourWealth.com - all our financial resources! Ask Joe and Big Al, blogs, workshops, financial guides, and 11 seasons of YMYW TV! 10 Big Retirement Regrets to Avoid (Before It's Too Late) - YMYW TV Financial Blueprint (self-guided) Financial Assessment (Meet with an experienced professional) REQUEST your Retirement Spitball Analysis DOWNLOAD more free guides READ financial blogs WATCH educational videos SUBSCRIBE to the YMYW Newsletter   Connect With Us: YouTube: Subscribe and join the conversation in the comments Podcast apps: subscribe or follow YMYW in your favorite Apple Podcasts: leave your honest reviews and ratings   Chapters:  00:00 - Intro: This Week on the YMYW Podcast 00:53 - How to Retire at 55 With $2.6M and Debt? First, How to Write a Good Spitball Request (Mackey, FL) 03:46 - Sequence of Retirement Withdrawals: IRA First or Taxable First? (G-Man and Nurse Ratched, PA) 12:10 - Roth Conversions vs Concentrated Stock: Which Comes First? (Mike & Carol, FL) 29:27 - What to Do With 90-Year-Old Mom's $1.9M Annuity? (Mike, UT) 40:59 - Is Gifting Appreciated Assets to Parents Tax-Smart or Risky? (Doc McMuffin, MN) 48:27 - Outro: Next Week on the YMYW Podcast

Best of Talk Sports 10.14.25 "NFL and CFP win totals update + Tuesday Trivia" by Fanrun Radio

Mid-October feels like a mirror. Half the season gone, and suddenly every program is staring back at itself asking: Who are we, really? This week on Y-Option, fueled by our founding sponsor, 76® - keeping you on the GO GO GO so you never miss a beat, Jim Thornby and I sat down to take stock of a college football season spinning faster than ever — coaches out, CFP contenders adjust week to week , and patience from fan bases are on life support.What we found wasn't just about wins and losses. It was about identity, timing, and the impossible math of modern college football: boosters, buyouts, and the transfer portal colliding into a single decision point.The Coaching Carousel Spins AgainThree jobs gone in a single weekend — Penn State, Oregon State, UAB — bringing the national total to eight. Each one for a different reason, but all part of a similar pattern.* Penn State went from preseason No. 2 to unemployed head coach in three weeks.* Buyouts north of $50 million are now normalized, which means emotions move faster than logic.* As Jim said, “If you're going to get rid of Coach A, you better have a damn good Coach B coming in next year.”The bigger question: do buyouts start to disappear? As the Playoff expands and the calendar stretches, schools may no longer afford impatience. Or will they only grow?Y-Option: College Football with Yogi Roth is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber.Oregon State's Tough ResetTrent Bray's exit hurts because it was homegrown. He played there, grew as a coordinator there and loved being the Beavers Head Coach more than anything. Watching head coaches get dismissed from their alma mater is simply brutal.* Why is it an attractive job? Because the Beavs next head coach inherits a program with a playoff path in the new Pac-12 structure. We dive into that and more.* Corvallis has the resources and loyalty to rise again — if they get the hire right.I said it on the pod: sometimes the game moves faster than your rebuild. But when a team loses hope, change follows.The Human Cost We Don't SeeWhen a coach is fired, the headline reads “$50 million buyout.” But the story from this lens is about the 300 people whose lives change by Monday morning.* The $17K QC coach.* The $45K assistant with a newborn.* The family wondering about health insurance in February.* The 4th grader who has to walk into school knowing EVERYONE knows his Dad just got fired, and likely boo'd the previous weekend.So to every player on a team in transition: you'll remember this season forever. Compete. Connect. Choose uncommon effort over easy excuses.Teams That Define the Moment* Indiana: Stunned Oregon in Autzen with six sacks and a line-of-scrimmage win few saw coming. A top-3 résumé right now.* USC: Looked like a Big Ten team vs. Michigan — 224 rush yards, physicality, command. If they win at Notre Dame, Jayden Maiava's in the Heisman conversation.The West Coast Snapshot* Washington is quietly dominant again with Demond Williams Jr. Too quiet in my eyes.* Arizona has made big strides this season and were a snap away from a huge upset over BYU.* UCLA, under interim Tim Skipper, looks reborn.* And Stanford's new $50M donation just made their future way more interesting than their record. And their head coaching vacancy more attractive.Some Conversation Starters * The expanded playoff will test how fast schools act — and overreact.* Buyouts will shrink. They have to.* The West is rising again — maybe not in one conference, but through identity, talent, and physicality.It's the season's halfway point, but the sport's heartbeat is racing. And each Saturday, ours is too.As always, much love and stay steady,YogiY-Option: College Football with Yogi Roth is a reader-supported publication. To receive new posts and support my work, consider becoming a free or paid subscriber. This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit www.y-option.com/subscribe

On today's show, Pat, Darius Butler, AJ Hawk, and the boys overreact to everything that happened in week 6 of the NFL including the Colts continuing to look like a Super Bowl contender, the Chiefs announcing they are still the Chiefs, some coaches on the hot seat and the breaking news that Brian Callahan has been fired by the Tennessee Titans, before previewing tonight's Monday Night Football doubleheader. Joining the progrum to give some updates on injuries, preview the trade deadline, go through some overreactions from the internet, and preview tonight's Monday Night Doubleheader, is ESPN Senior NFL Insider, Adam Schefter. Next, ESPN College football analyst, Heather Dinich joins the show to chat about James Franklin getting fired by Penn State and what their plans may be, Indiana's continued upward trajectory, and her thoughts on the CFP as of right now. Later, Dan Orlovsky joins the show from Atlanta where he's calling tonight's MNF game between the Bills and Falcons, his thoughts on both games tonight, his biggest takeaway's from week 6 in the NFL, and more. Make sure to subscribe to youtube.com/thepatmcafeeshow or watch on ESPN (12-2 EDT), ESPN's Youtube (12-3 EDT), or ESPN+. We appreciate the hell out of all of you, we'll see you tomorrow. Cheers. Learn more about your ad choices. Visit podcastchoices.com/adchoices

A shocking home loss to Northwestern cost James Franklin his job at Penn State, Indiana made a statement to the college football world, Texas (finally) showed the grit that we have been waiting for, Alabama just continues to impress, USC is showing signs of a potential CFP team and another week and another dominating performance for Ohio State, Texas A&M and Texas Tech. McElroy breaks it all down in his top 10 takeaways and gives shoutouts to those who made correct BOLD predictions Learn more about your ad choices. Visit podcastchoices.com/adchoices

Feeling anxious about taking money from your retirement accounts? You're not alone. That first withdrawal feels odd after decades of saving, but a clear process and tax plan turns uncertainty into confidence.In this episode, Ari Taublieb, CFP®, breaks down how withdrawals actually move from investment accounts to your checking—and what the tax bite may look like.Using a simple $100,000-per-year example for a married couple filing jointly, you'll see illustrative ballpark math: in a no-income-tax state (e.g., Florida) the effective rate can land around ~8% (~$8,044), while a high-tax state (e.g., California) might be ~9.7% (~$9,683). That ~$2,000 gap often isn't big enough to justify uprooting your life.You'll also learn a smarter way to “hold cash” for spending: keep withdrawal dollars intelligently invested while you spend. A $100,000 portfolio earning a modest 5% generates ~$5,000, which is roughly equivalent to one month of expenses at that rate, before fees, taxes, and market volatility. It's not a guarantee, just math.We'll cover practical setups, like creating a dedicated travel fund while keeping core assets growing, and choosing a payout cadence (monthly, quarterly, or biweekly) that fits your comfort level. Whether you retire at 50, 60, or 70, the principles stay the same.Ready to retire with more confidence? -Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.