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Learn how to measure your retirement progress when you have a pension and figure out how much more you really need to save. How do you know if your pension actually has you covered for retirement — or if you still need to keep saving aggressively alongside it? Hosts Sean Pyles, CFP®, and Elizabeth Ayoola sit down with Anna, a journeyman electrician in Portland whose union job comes with a defined benefit pension — yet she isn't sure whether that's enough to retire at 60. They explore how to account for a pension when gauging your retirement progress, why pension projections can be tricky when work hours vary, how to use the three-bucket framework (guaranteed income, invested accounts, and cash reserves) to see where your plan stands, and how Social Security projections could help you figure out exactly how much more you need to save. Pension Plan vs. 401(k): Types, Pros & Cons: https://www.nerdwallet.com/retirement/learn/pension-plan How Long Will My Money Last in Retirement? Calculator, How to Stretch It: https://www.nerdwallet.com/retirement/learn/how-long-will-your-retirement-savings-last Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. *The show notes were created with the assistance of AI. They have been reviewed by our editorial team for accuracy and quality. Learn more about your ad choices. Visit megaphone.fm/adchoices
On this epsiode of the JT Sports Podcast, JT breaks down whether North Carolina improved enough under Bill Belichick to make real progress after beating TCU and why a stronger defense, Bobby Petrino's offense, and Billy Edwards could make seven wins realistic for UNC. JT also explains why Florida State's 34-17 win over New Mexico State did little to ease the pressure on Mike Norvell, especially with SMU, Alabama, Louisville, and Miami looming. What does Lincoln Riley need to do to make USC the attraction again instead of relying on opponents like Oregon and Ohio State to fill the Coliseum? Plus, Marcus Stokes' journey from four-star Florida commit to Division II standout and now Memphis quarterback has JT wondering if College Football has found its next Trinidad Chambliss-type breakout story. All that plus coaching hot seats, bowl projections, CFP expectations, quarterback development, and some of the biggest early-season storylines across College Football.
Oil prices jumped after the hostilities resumed, The major averages were still pacing to close out August with gains, Saturday September 12th at 10am is the Taxes in Retirement seminar with EP Wealth Advisors and CFP's Ryan Ignacio and Julie Chan-O'Rourke at the Don Tatzin Community Hall at the Lafayette Library
Ben Carlson, CFA, author of Risk & Reward, joins the podcast to discuss why successful investing is often less about finding the perfect strategy and more about keeping things simple and sticking with a plan. We discuss the challenges of private equity, bonds and TIPS, inflation hedges, investor behavior, and why portfolio changes should generally be driven by life changes rather than market headlines. Ben also shares how his investing philosophy has evolved, including his thoughts on factor investing, momentum, and using a little “fun money” as a behavioral release valve. Finally, we dig into increasingly popular tax-aware strategies such as direct indexing and long-short tax-loss harvesting, including whether the potential tax savings are worth the added costs and complexity. Ben sums up much of the conversation with three words: “Less is more.” • • • Jon Luskin, CFP®, a long-time Boglehead and financial planner, hosts this episode of the podcast. The Bogleheads® are a group of like-minded individual investors who follow the general investment and business beliefs of John C. Bogle, founder and former CEO of the Vanguard Group. It is a conflict-free community where individual investors reach out and provide education, assistance, and relevant information to other investors of all experience levels at no cost. The organization supports a free forum at Bogleheads.org, and the wiki site is Bogleheads® wiki. Since 2000, the Bogleheads® have held national conferences in major cities across the country. In addition, local Chapters and foreign Chapters meet regularly, and new Chapters form periodically. All Bogleheads activities are coordinated by volunteers who contribute their time and talent. This podcast is supported by the John C. Bogle Center for Financial Literacy, a non-profit organization approved by the IRS as a 501(c)(3) public charity on February 6, 2012. Your tax-deductible donation to the Bogle Center is appreciated. Show Notes: Ben Felix on Simplicity, Private Equity, Factor Investing, & Living a Good Life: Bogleheads® on Investing Episode 95 https://boglecenter.net/ben-felix-simple-investing/ Financial Historian Mark Higgins in Fireside Chat with Bill Bernstein https://youtu.be/tFeHc_tGh88 You Can Spend More in Retirement with Bill Bengen: Bogleheads® on Investing Episode 92 https://boglecenter.net/bill-bengen-spend-more-money-in-retirement/ TIPS Ladders with Kevin Esler https://youtu.be/FOKg3OmIHAI Owning Individual Bonds vs. Owning a Bond Fund https://awealthofcommonsense.com/2022/11/owning-individual-bonds-vs-owning-a-bond-fund/ Bogleheads® Live with J.L. Collins: Episode 19 https://boglecenter.net/bogleheads-live-with-j-l-collins-episode-19/ 2025 Bogleheads Conference Recordings https://boglecenter.net/2025conference/ 2026 Bogleheads Conference https://boglecenter.net/2026conference/
Ralph Russo, formerly of the Associated Press and now at The Athletic, researched how many teams from the preseason AP Top 25 would have made the College Football Playoff in each of the 10 years before the playoff expanded in 2024. Here's what he found. On average, the CFP field would have consisted of: 4 of the top-5 teams in the preseason AP Poll2 of the teams ranked from 6-10 in the preseason AP Poll2 of the teams ranked from 11-20 in the preseason AP Poll1 of the teams ranked from 21-25 in the preseason AP Poll3 teams not ranked at all in the preseason AP PollTony Gerdeman of BuckeyeInsiders.com joins host Tom Orr to use these guidelines to pick the 2026 College Football Playoff field, and they come up with some very different answers. Want to try your hand at it? The categories are listed below.AP Preseason Top 5 (Pick 4 of these): Ohio State, Georgia, Oregon, Notre Dame, Texas AP Preseason 6-10 (Pick 2 of these): Indiana, Miami, Texas A&M, Ole Miss, Oklahoma AP Preseason 11-20 (Pick 2 of these): LSU, Texas Tech, Alabama, BYU, USC, Michigan, Washington, Penn State, SMU, Tennessee AP Preseason 21-25 (Pick 1 of these): Utah, Iowa, Houston, Louisville, Missouri Unranked in the preseason AP Poll (pick 3 teams not listed above)
Send us Fan MailCollege football finally returned this past weekend, and that means the I Said What I Said podcast had to react to everything that took place during Week 0!Which teams shined during Week 0 and which teams underwhelmed? Brad Wakai and Tyson Gentri go over each team's performance from this opening slate of FBS football games and give our college football reactions to what took place in Week 0.-Did Bill Belichick do enough to quiet the doubters?-Is USC overrated?-Did North Dakota State firmly cement themselves as conference title contenders?-Will Memphis challenge for a CFP appearance?-Will Mike Norvell survive the season at Florida State?We react to the biggest storylines that took place coming out of Week 0 by providing college football analysis on how the top programs performed right out of the gate in Week 0.Whether you are a casual fan or a die-hard follower, our goal is to provide clear college football analysis.Subscribe for weekly college football reactions, and let us know in the comments which game surprised you the most in Week 0!☑️TIMESTAMPS00:00 - Intro01:12 - Biggest Storylines05:14 - Week 0 Thoughts18:48 - Outro
n this next installment of our 2026 Financial Planning Challenge, host Robert Brokamp is joined by fellow Fool Stephanie Marini to discuss the most unpleasant area of financial planning: estate planning. But it's necessary, because while it's nearly impossible to predict the future when it comes to most aspects of personal finance, there's one thing we can guarantee: You and everyone you know will one day pass away – leaving assets and stuff behind to be divvied up. Topics covered:-While it's important to seek the counsel of an attorney in your state, you can do a lot of estate planning on your own by updating beneficiary, payable on death, and transfer on death designations on your accounts and insurance policies-What should be included in your will-When to consider a trust-Creating your “financial vault” – the document that will let your loved ones know what to do and where to find everything when you're no longer able to manage your finances (temporarily or eternally) Host: Robert Brokamp, CFP®, EAGuest: Stephanie Marini, CFP®, CRPC®Engineer: Bart Shannon Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices
Brian Noe, Jared Smith and Rich Ohrnberger preview week 0 in College Football, and all the controversy surrounding UNC & Bill Belichick, and discuss whether or the criticism is deserved. The guys then discuss the CFP changes, and some season predictions surrounding ranked and unranked teams, then dive into all the betting angles of Week 0 and other notable games in the world of sports! Plus - Parlay Platter, Prop It Up and Rapid Fire! See omnystudio.com/listener for privacy information.
There are more millionaires than ever, but is $1 million still enough to retire comfortably? In this episode of Wise Money, we break down what it really means to be a millionaire in 2026, the habits that consistently build long-term wealth, and why your net worth alone doesn't tell the whole story. You'll also learn how automatic investing, living below your means, managing debt, and giving your money time to grow can move you toward financial independence. Season 12, Episode 2 Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/ Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/schedule-a-call/ or call 574-247-5898. Watch this episode on YouTube: https://youtu.be/b9e4izivV48 Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://pod.link/1040619718 Submit a question for the show: https://www.korhorn.com/ask-a-question/ Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/ Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow Instagram - https://www.instagram.com/wisemoneyshow/ Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. This video may discuss estate planning concepts but does not constitute legal advice. Please consult an attorney for advice specific to your situation. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.
Transfer Portal insanity continues in College Football as the SEC is dealing with legal challenges to their stance against pro players returning to college.Cole Cubelic visited Josh today for a wide-ranging sit down on Josh Pate’s College Football Show Ep 760. What do we make of UGA and Texas? Will Alabama and LSU make the CFP? Are we sleeping on Florida or Ole Miss? Be sure to let us know what you think, SUBSCRIBE to the channel, and CLICK THE BELL for notifications as we bring you multiple live shows per week!See omnystudio.com/listener for privacy information.
Everybody likes to believe they're too smart for marketing. Companies spend billions of dollars putting jingles and slogans in our heads anyway, and this episode puts that theory to the test. Paula Pant, Len Penzo, and OG face off in a rapid-fire game: Doug reads a slightly modified version of a famous advertising slogan, and they have to name the brand. What follows is a genuinely fun, surprisingly competitive round that proves just how deep this stuff sits in all of our brains, whether we like it or not. This one's a Greatest Hits favorite, originally recorded back in 2020, and the game holds up exactly as well today.What You'll Walk Away WithA fast-paced, genuinely fun game you can replay in your own head (or with friends on a road trip) testing how many classic slogans you actually rememberA real discussion on how much advertising quietly shapes what we believe is smart to buy, invest in, or trust with our moneyA candid conversation about pieces of financial advice that used to be gospel and don't hold up anymore, including homeownership as an automatic wealth-builder and the old "100,000 miles and it's time for a new car" ruleA memorable real-world story about how deeply brand loyalty can override even a clearly better financial decisionA reminder that good financial advice isn't about memorizing fixed rules, it's about regularly checking whether those rules still fit your actual lifeWhy This Matters NowIt's easy to assume you make financial decisions purely on logic. But brand recognition, catchy slogans, and decades of repeated marketing messages shape more of our buying and money decisions than most of us would like to admit. Recognizing that influence doesn't mean living in constant suspicion of every ad you see. It means occasionally asking whether a belief about money, homeownership, cars, insurance, college, is something you actually decided, or something you absorbed because you heard it enough times to assume it was true.From the BasementA wildly competitive slogan showdown ends with a last-to-first comeback, plus a genuinely great story about a five-year-old spotting a McDonald's from the top of the Empire State Building at the exact wrong (or right) moment.Resources MentionedAfford Anything podcast — Paula Pant's showLenPenzo.com — Len Penzo's site, including his sister blog, The Persistent ItchStacking Benjamins Field Kit — the all-in-one financial organization tool referenced in the updated introSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
It's officially week 0 of CFB, and Mike has some information about which teams switched conferences, which coaches are at different schools, and more. The guys tried to guess all of this to begin the show.
Looking at Nvidia and Kevin Warsh this week, What the Meta Settlement means for you, Saturday September 12th at 10am is the Taxes in Retirement seminar with EP Wealth Advisors and CFP's Ryan Ignacio and Julie Chan-O'Rourke at the Don Tatzin Community Hall at the Lafayette Library
College football is back, and Scott and James are finishing up the CrimsonCASH Big Ten season win total preview with Part 2. There's plenty of value on the board — and James isn't backing down from a huge prediction for the defending champs: Indiana goes 12-0.The guys work through the remaining Big Ten win totals, breaking down schedules, potential trap games and where the best over/under bets might be hiding.
Who inherits your IRA could matter just as much as what's in it. The SECURE Act changed the rules for inherited retirement accounts, while newer IRS regulations created additional planning opportunities for trusts and multiple beneficiaries. Richard Rosso & Jonathan McCarty break down IRA beneficiary designations, the 10-year distribution rule, trusts as retirement account beneficiaries, and why outdated estate plans can create unintended tax consequences. Plus, we explain how properly structured trusts and subtrusts may provide greater flexibility for spouses, children, and other heirs. Before assuming your will or trust has your retirement accounts covered, make sure your beneficiary strategy actually works the way you intend. 0:00 INTRO 0:20 - Nana Nun, teaser: Designating Beneficiaries Can Become a Nightmare 2:03 - Uber & Zipline drone delivery; Why the Young "have no money" 9:23 - Account Titling and Probate Avoidance 14:00 - Revocable Living Trusts 15:57 - Setting Beneficiaries on Assets 18:31 - How to Use TOD (Transfer on Death) 20:10 - Mistakes w IRA Beneficiaries 25:39 - The Benefits of Online Savings (adding/subtracting beneficiaries) 27:47 - Best Practices for Titling: Be Specific 29:46 - Naming Contingent Beneficiaries Hosted by RIA Advisors' Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/GpH7q-IgPXs?feature=share -------- Watch our previous show, "Watch our previous show, "Nvidia Says the AI Boom Is Just Getting Started, " https://youtube.com/live/lGSWXLw9dPY " ------- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "The Smart Way to Pay for College," Thursday, September 3, 2026: https://streamyard.com/watch/mcE7YgphgMns --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #EstatePlanning #InheritedIRA #RetirementPlanning #IRA #FinancialPlanning
Learn whether the "7% rule" for prioritizing debt payoff over investing applies to your mortgage. Plus: why your grocery bill keeps climbing. Hosts Sean Pyles, CFP®, and Elizabeth Ayoola talk with Max, a product designer in Portland who was laid off from his tech job earlier this year, about whether the so-called "7% rule" applies to something as big as a mortgage. They dig into when refinancing a 7.2% mortgage actually makes sense, why Max shouldn't wait to pay off his home before investing, whether to grow his emergency fund from six months to nine given the volatility in tech hiring, and how much cash is too much to hold outside the market. Then, NerdWallet's Anna Helhoski talks with David Ortega, a professor of food economics and policy at Michigan State University, about why grocery prices haven't come down even as inflation cools. Ortega explains that food prices are still more than 30% higher than before the pandemic, why eggs, beef and tomatoes have moved so differently in price, and how grocery chains' growing use of dynamic, airline-style pricing could shape what shoppers pay next. Subscribe to our podcast's free email newsletter for bonus content and more from our hosts at https://smartmoney-nerdwallet.beehiiv.com/ Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header Smart Money's YouTube Channel: https://youtube.com/@nerdwalletsmartmoney To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. *The show notes were created with the assistance of AI. They have been reviewed by our editorial team for accuracy and quality. Learn more about your ad choices. Visit megaphone.fm/adchoices
Rece Davis, Pete Thamel, and Dan Wetzel set the stage for the College Football Playoff picture. They discuss whether the 12-team format is the sweet spot, identify how many teams have a legitimate shot to win the national championship and then make their early CFP predictions on unexpected teams to crash the field, who makes the semifinals and who could win it all. 0:00 - Welcome 0:30 - Preseason AP Poll vs. CFP reality 6:00 - Who's in, who's out of the CFP? 8:30 - Is a 12-team CFP the sweet spot? 20:50 - How many teams can win it all? 34:41 - The unexpected teams to crash the cfp are… 41:52 - CFP semifinals: Early picks for who's in 43:43 - Penn State cocaine trafficking ring exposed Learn more about your ad choices. Visit podcastchoices.com/adchoices
What happens when one of investing's original disruptors buys one of the industry's newest disruptors? Barry Ritholtz thinks investors may be the biggest winners and Bill and Jackie dig into why. This special breaking-news is an excerpt from an upcoming Catching Up to FI episode, recorded on 8/26/26. Barry reacts to Vanguard's newly announced agreement to acquire Altruist, the fast-growing technology and custody platform built for independent financial advisors. Barry also gives an important disclosure: he's an Altruist investor, so yes, he has a dog in this fight. From there, he explains why combining Vanguard's enormous scale with Altruist's technology could quickly reshape the custody business, put fresh pressure on Fidelity and Schwab, and potentially extend the famous "Vanguard Effect" into another corner of financial services. Bill calls it "disruptor squared." Barry sees an industry that never stands still. And if competition drives prices lower again, investors may ultimately be the ones cashing the biggest check. This episode covers Barry's immediate reaction to Vanguard's agreement to acquire Altruist His disclosure that he is an Altruist investor and financially benefits from the deal Why Altruist's clean-sheet technology made it an attractive challenger to legacy custodians How Vanguard's scale could immediately change Altruist's competitive position Why Fidelity and Schwab may suddenly have a much larger third competitor The "Vanguard Effect" and how competition can push fees lower across an industry Why Barry believes investors could be the biggest winners from the acquisition How Schwab and Robinhood previously disrupted investing through lower-cost and free trading Why Vanguard was a logical potential acquirer given its earlier relationship with Altruist Barry's larger lesson that financial technology never stands still The Full Episode with Barry Ritholtz will be coming out soon! Be sure to follow the show or subscribe to the channel on YouTube, so you don't miss it!" === SUPPORT THE SHOW ===
On this episode of the JT Sports Podcast, JT gives his Clemson vs LSU prediction and explains why Clemson may be catching Lane Kiffin's portal-built LSU roster at the perfect time in Week 1. JT also predicts Auburn vs Baylor, breaking down why Alex Golesh, Byrum Brown, and Auburn's imported offensive continuity could give Baylor major problems, before diving into TCU vs North Carolina and whether Bill Belichick's defense can keep UNC close against Sonny Dykes and the Horned Frogs. Can Keelon Russell and Kalen DeBoer overcome Alabama's remaining flaws and get the Crimson Tide back to the College Football Playoff? Why does JT believe Miami's defense can remain elite even after losing Rueben Bain and Akheem Mesidor? Plus, Cormani McClain is making noise in Florida's camp after a turbulent start to his college career — could the former five-star finally become the breakout corner everyone expected? All that plus Week 1 predictions, CFP angles, quarterback questions, defensive storylines, and some of the biggest names to watch entering the 2026 College Football season.
The Nasdaq was higher as the latest earnings reports from Nvidia and other well-known technology companies boosted sentiment, Nvidia shares jumped 7 percent after it beat analyst expectations and forecast strong revenue growth, Saturday September 12th at 10am is the Taxes in Retirement seminar with EP Wealth Advisors and CFP's Ryan Ignacio and Julie Chan-O'Rourke at the Don Tatzin Community Hall at the Lafayette Library
On this week's episode of the Off the Charts Football Podcast, Ryan Rubinstein is joined by Andrew Oja and James Weaver to preview the top CFP contenders from each conference. The team breaks down 11 of the top contenders by looking at some of the top players, position groups, and coaching philosophies on each team.Teams analyzed include:- Texas- Georgia- Ole Miss- Ohio State- Indiana- Oregon- Texas Tech- BYU- Notre Dame- Miami- SMUOff The Charts features a blend of statistical insights, tactical analysis, and personal opinions, aimed at providing listeners with a comprehensive understanding of the week's key matchups and the intricacies of the sport. You can follow our content on Twitter at @Football_SIS, on Bluesky at @sportsinfosis.bsky.social and at sportsinfosolutions.com.Please rate and review us wherever you listen to podcasts.
A TV station struggles to retrieve its data from the data centre company that a defunct intermediary used, why we don’t want AI to manage our networks (even if Microsoft thinks we should), and understanding vdevs, and datasets in ZFS. Plugs Support us on patreon and get an ad-free RSS feed with some early episodes OpenZFS User and Developer Summit 2026 CfP is open until September 11 FreeBSD Security in Production: Vulnerability Response and Operational Best Practices News/discussion Nine PBS sues Iron Mountain over blocked access to archival data Judge sets framework for Nine PBS to retrieve archival data The patch window is collapsing: Why security needs a new control plane Free consulting We were asked about pools, vdevs, and datasets in ZFS. See our contact page for ways to get in touch.
Today we talk with Carrie Devaney about why talent is the number one strategy for exponential growth in wealth management and how recruiting becomes a long-term system instead of a last-minute scramble. We break down what top candidates look for today, how equity changes the conversation, and why starting sooner protects clients and increases enterprise value.Key topics discussed in this episode:• Treating succession planning as a competitive advantage for client retention• Shifting recruiting from an event to an ongoing growth strategy• Using training, development, coaching, and mentorship as a clear growth framework• Sourcing next gen advisors through existing relationships and a clear firm vision• Using equity and results-based compensation to attract high performersFollow Elite Achievement for more conversations on leadership and high-level execution.About CarrieCarrie Deveney is Director of Growth at Northwestern Mutual Chicago, where she partners with 11 of the firm's largest advisory practices to drive growth through leadership, recruiting, succession planning, and advisor development. She helped develop the Pathway to Partnership platform to strengthen talent pipelines and create more intentional career paths for future advisors. As a CFP® professional, Carrie is passionate about helping firms build enduring businesses, maximize enterprise value, and fulfill their promise to clients by developing exceptional leaders and the next generation of financial advisors. Connect with CarrieLinkedInAbout Kristin BurkeKristin Burke works with financial advisors and leaders in financial services who are building and scaling firms. She helps them lead more effectively, develop their team, and execute consistently on the priorities that drive growth.Work with KristinIf you are building a firm and want a strategic partner to help you think through leadership, team development, and execution, you can learn more about working with Kristin here:WebsiteConnect on LinkedInLinkedIn
Day Break | THE POLLS, THE ROLLS & THE BATTLE FOR AMERICA'S FUTURE --- 00:00 - Monologue 19:20 – Gregory Wrightstone, geologist, Executive Director of the CO2 Coalition, and bestselling author of A Very Convenient Warming. Wrightstone discusses America's position as a global leader in natural gas production and the growing role natural gas could play in powering AI data centers. He examines rising electricity demand, grid reliability, and the energy infrastructure needed to support the continued expansion of artificial intelligence. 28:16 – Nick Hopwood, CFP, Founder and President of Peak Wealth Management. In this week's No Lazy Money, Hopwood discusses the federal debt reaching $40 trillion and what rising long-term interest rates could mean for investors and retirees. He also examines when it may make sense to redirect some 401(k) contributions toward a brokerage account, whether receiving a large inheritance can change retirement plans, and the different fee structures consumers should understand when choosing a financial advisor. Visit PeakWM.com/Gruber for a free second opinion on your retirement or investment plan. 38:24 - Monologue Featuring Ivey Gruber 47:26 – Mike Britton, Co-Founder of Artillery Tea. Britton introduces listeners to Artillery Tea and explains what sets the company apart from other tea brands. He also highlights the Patriot Starter Kit, what's included for first-time customers, and the special offer available to listeners. 1:06:46 – Salah Bayaziddi, U.S. Representative for the Komala Party of Iranian Kurdistan. Bayaziddi discusses the latest developments in U.S.-Iran relations and whether the current agreement between Washington and Tehran can produce lasting stability. He examines the underlying tensions that remain and whether another military confrontation could be taking shape. 1:16:51 - Monologue 1:25:50 – Oscar De la Rosa, attorney and former Miami Council Member. De la Rosa discusses California's proposed wealth tax and the growing debate over whether higher taxes on wealthy residents could drive billionaires, businesses, and investment out of the state. He examines the potential consequences for California's economy and tax base. 1:45:02 – Ivey Gruber, President of the Michigan Talk Network. Gruber joins Steve for a lighter conversation about Spain's massive La Tomatina food fight, where crowds take to the streets for an enormous tomato battle. They also turn their attention toward space exploration and the latest excitement surrounding humanity's push farther into space. --- Check out our brand new podcast, 'Forgotten America'... Episode 24 is live NOW at Steve Gruber on YouTube! Link below: https://youtu.be/UrGZQdE62jA
Happy National Dog Day!Episode 427 is the one we have all been waiting for…. The return of College Football! Week 0 is upon us and we are here to get into the weeds to talk ball. Don't listen to the propaganda about how CFB is a week away, it is here, and we are glad it's back. We have got Top 5 games of the week, an FCS marathon, Conference predictions, CFP final bracket, Upset Advisory, Picks of the week, and College football united over not allowing NFL players back into CFB… Smart. Plus, some NFL news as week 3 NFL preseason is underway.As for golf, it is the TOUR Championship and season finale at East Lake GC in Atlanta, GA where the top 30 compete for $10 million!! We have got our final Top 20 parlay of they year as we waive farewell to golf!We have got all the segments: Salute Your Sports/Headlines and How Dare You's. Also, it would not be a show without the Dad Joke and a new season for our inter-squad DraftKings DFS WOAT-A-MAKER challenge. Look alive, folks!Follow us on:Support NC High Country Recovery Belowhttps://www.ymcaavery.com/hurricane-helene-updates/Twitter - https://www.twitter.com/MillyGoatsInstagram - https://www.instagram.com/TheMillyGoatsYouTube - https://www.youtube.com/@TheMillyGoatsTwitch - https://www.twitch.tv/TheMillyGoatsPodcastTikTok - https://www.tiktok.com/@TheMillyGoatsApple Pod - https://rb.gy/0meu1Spotify Pod - https://t.ly/ZUfObWeb - https://themillygoats.godaddysites.com/
Can the Arizona Wildcats improve up their 9-win 2025 season?Who will the CFP finalists and Heisman Trophy winner be? Former Arizona football SID Blair Willis joins us to answer these questions and predict some games from "Week 0" of the 2026 college football season. Plus, Harrah's Ak-Chin GM Mike Kintner stops by to discuss some Arizona football odds going into the season.
Most mainstream tax advice runs on autopilot, and the autopilot assumes you're married with kids, funding a 529, and leaving an inheritance behind. When none of that describes your life, following it can cost you a fortune. Dr. Jay Zigmont, CFP® and Scott Barnes, CFP®, TPCP®, CLTC start from a blunter premise: the tax code is built to reward having children, so Childfree people are never going to get those breaks, and the smarter move is to design your own. The throughline is the opposite of chasing a lower bill this year. It's using taxes as one more tool to fund the life you actually want, paying the IRS what's owed without leaving a tip, and knowing when the strategy some influencer swears by simply doesn't fit a life without kids.In This Episode, You'll Learn:Why the tax system is intentionally pronatalist, how that shapes everything from the child tax credit to head-of-household status, and why designing your own tax breaks matters when the built-in ones were never meant for youWhy the popular "become a landlord for passive income" advice often breaks down for Childfree people once you factor in the lost step-up in basis, and how a charitable remainder unitrust can turn an appreciated property into lifetime income plus a charitable benefitHow to think through the pre-tax versus Roth 401(k) decision, why your tax bracket, your state's income tax, your student loans, and any dream of moving abroad all change the answerWhy the Roth conversion and backdoor Roth strategies the financial press pushes every November are so easy to get wrong, and when the paperwork simply isn't worth itWhy paying zero tax in a given year is not always the win it looks like, how donor-advised funds let you time your giving for maximum benefit, and why coordinating a CFP® professional and a CPA protects you over a lifetime rather than a single AprilResources Mentioned in this Episode:Early Retirement Tax Planning with Cody Garrett, CFP®, Ep 166: : https://childfreeinsights.com/resources/podcast/episode-166Get Dr. Jay's book "The Childfree Guide to Life and Money" here: https://childfreewealth.com/childfree-guide/Learn more about Childfree Wealth: www.childfreewealth.comLearn more about Childfree Trust: https://www.childfreetrust.com Episode Hosts:Dr. Jay Zigmont, CFP® is the Founder of Childfree Wealth®, a life and financial planning firm dedicated to helping Childfree and permanently Childless people, and Childfree Trust®, the first of its kind next of kin representation service for Childfree people. He is also the author of The Childfree Guide to Life and Money.Scott Barnes, CFP®, TPCP®, CLTC is an Associate Advisor at Childfree Wealth® and the go-to expert for long-term care strategies and tax planning questions.About Childfree Insights:Childfree Insights is a trusted resource for life planning without children. It explores financial planning, estate planning, relationships, and long-term decisions for adults building a future without kids. Home of Childfree Wealth® and Childfree Trust®.Connect with Us:Ready to work on building better financial habits? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com.Follow Childfree Life by Design on your favorite podcast platform and join the conversation on social media:Instagram: https://www.instagram.com/childfreeinsightsFacebook: https://www.facebook.com/ChildfreeInsights/LinkedIn: https://www.linkedin.com/company/childfreeinsightsYouTube: https://www.youtube.com/@ChildfreeInsightsDisclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.
College Football prediction season is here, and on Josh Pate’s College Football Show Ep 759 Josh Pate looks at putting in his final conference and CFP predictions. Who wins the national title this season? Will Ohio State or Oregon make a run? What about Notre Dame or Miami? Can Texas, UGA, Oklahoma, Alabama, or LSU stand up in the SEC? What are the biggest games of the season? Tonight Josh puts together his own list. The Transfer Portal is more chaotic than ever as current NFL players have entered their names looking to add another year of College Football. Josh also takes a look at the most popular predictions this year that could completely whiff. All that plus camp intel and bold predictions. Be sure to let us know what you think, SUBSCRIBE to the channel, and CLICK THE BELL for notifications as we bring you multiple live shows per week!See omnystudio.com/listener for privacy information.
Fox Sports' lead College Football analyst Joel Klatt is joined by Colin Cowherd to discuss this upcoming season. The two dive into why they are so excited for this year and react to the AP Preseason Top 25 Rankings. Colin gives his predictions for the big Ohio State-Texas and Michigan-Oklahoma early-season matchups and what he expects from those teams this season. Klatt and Cowherd break down their expectations for USC and whether the Trojans will take the next step and reach the College Football Playoff. They also look at the ongoing rivalry between the Big Ten and the SEC and Cowherd reveals why it's not the Alabama and Georgia's of the SEC that have the best shot at competing with the Big Ten's resources in this new NIL era. Chapters 🏈0:00-2:02 Colin Cowherd joins the show!2:03-5:54 Where are we with college football?5:55-12:18 How is NIL impacting quality of play in CFB?12:19-16:30 Reacting to the first AP Top 25 Poll16:31-18:50 Expectations for Texas this season18:51-24::18 Expectations for Ohio State this season24:19-29:35 Is this USC's year to make the CFP?29:36-38:15 Current rivalry between Big Ten and SEC38:16-41:25 Expectations for Michigan this season? Learn more about your ad choices. Visit podcastchoices.com/adchoices
Crain & Cone make their final season predictions as to which teams will make the CFP, and who will win the national championship in the College Football Playoff. -- -- -- Trade on College Football games every week on Polymarket. Download the Polymarket App with code ON3 for a $20 bonus upon sign up. https://app.polymarket.us/S8ac/ON3 -- -- -- Autotrader: https://www.autotrader.com/engage/buy-online -- -- -- For partnership inquiries, please contact: crainandconesales@on3.com -- -- -- 0:00 Intro 1:19 Polymarket 2:23 Jake's CFP Predictions 13:56 Autotrader 15:52 David's CFP Predictions 24:24 Polymarket 26:12 Blain's CFP Predictions 34:40 Wrapping up on Preseason Predictions -- -- -- Follow Our Socials: X / Twitter: @CrainandCone Instagram: @CrainCompany TikTok: @CrainandCone #CrainandCo #CrainandCone#News #Sports #football #collegefootball #sportsshow #sportsnews #cfb #cfp #collegefootballplayoff Crain & Cone, hosted by former college athletes Jake Crain, Blain Crain, and David Cone, is a college sports show dedicated to delivering quality analysis and passionate insight to the most die-hard fans.For partnership inquiries, please contact: crainandconesales@on3.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Before Mel Robbins became one of the most recognized names in personal development, she was $800,000 in debt, unemployed, and numbing the panic with bourbon most nights by six o'clock. She knew exactly what she needed to do to climb out. Knowing wasn't the problem. Taking the first step was. That gap, between knowing and doing, is exactly what this conversation is about, and it's why Mel's simplest tool, a five-second countdown and a high five in the mirror, has been validated by neuroscience, adopted by veterans' organizations treating PTSD, and linked to real behavior change in ways that go well beyond feel-good advice. This episode originally aired in 2021 and earned its spot in our Greatest Hits lineup because the core idea hasn't aged a day.What You'll Walk Away WithThe five-second rule Mel used to physically interrupt anxiety and get out of bed during her lowest financial pointWhy knowing what to do with your money is almost never the real obstacle, and what actually isThe surprising research linking high-fives among NBA teams to which teams went on to win championshipsWhy so many people feel resistance instead of relief the first time they try this exercise, and what that resistance is actually telling youThe neuroscience behind why a simple physical gesture can interrupt a negative thought spiral more effectively than positive self-talkWhy self-worth tied to a bank balance, a job title, or a number on a scale tends to collapse the moment things go wrongA genuinely surprising story about grief, intuition, and a decision that changed the direction of Mel's entire familyWhy This Matters NowYou probably already know several things you should be doing with your money right now. That's rarely the hard part. The hard part is closing the gap between knowing and doing, especially in moments of stress, shame, or overwhelm, exactly the moments financial setbacks tend to create. Building a habit of small, immediate self-support, showing up for yourself before you've accomplished anything, turns out to be one of the most overlooked tools for actually following through on the financial changes you already know you need to make.From the BasementA headline segment on modern, lower-fee annuities gets a healthy dose of skepticism, and a TikTok "wealth hack" involving margin loans gets thoroughly, hilariously debunked, a good reminder that not everything that sounds clever on social media survives contact with how markets actually work.Resources MentionedThe High 5 Habit by Mel Robbins — Mel's book on the science-backed daily practiceStacking Benjamins Field Kit — the all-in-one financial organization tool referenced in the updated introSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
The season is right around the corner so McElroy gives his college football playoff projections for 2026 . Can Notre Dame go undefeated and earn a #1 seed, will the SEC get 6 teams in, can Indiana repeat as national champions or will ANOTHER BIG 10 team win it again, and does Texas Tech have to win the BIG 12 to make the CFP ? Is this the year the committee leans on the strength of schedule? McElroy covers all of it plus goes over camp intel from Michigan, Oklahoma, Texas A&M, and Washington. Learn more about your ad choices. Visit podcastchoices.com/adchoices
The S and P 500 was relatively unchanged, The financial legacy of Dolly Parton, Saturday September 12th at 10am is the Taxes in Retirement seminar with EP Wealth Advisors and CFP's Ryan Ignacio and Julie Chan-O'Rourke at the Don Tatzin Community Hall at the Lafayette Library
The Dentist Money™ Show | Financial Planning & Wealth Management
Ever wondered what it's like to work with Dentist Advisors? On this episode of The Dentist Money Show, Matt and Taylor walk through Dentist Advisors' client experience, explaining every stage of the financial planning process—from the initial consultation and kick off call to building a personalized financial strategy and providing ongoing guidance as life evolves. They explain how the process starts by understanding your goals, values, and financial priorities, then moves into organizing your financial picture, assessing your financial health, and creating a clear plan for what to focus on next. They also discuss what ongoing support looks like and how your financial plan evolves as your career, practice, and life change. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.
In the final episode of the series, Erik Garcia, CFP®, ChFC®, BFA™ and Dr. Matt Morris, LMFT bring together the core ideas explored throughout The Psychology of Money. They revisit the framework that ties the entire series together: Your thoughts shape you Your habits build you Your choices define you The conversation expands beyond investing and budgeting into fulfillment, relationships, identity, and purpose. Erik reflects on how his work as a financial planner has evolved from simply giving technical advice to helping people create meaningful behavioral change. Together, they explain why financial success is ultimately less about spreadsheets and more about psychology, self-awareness, discipline, and consistency over time. This episode serves as both a recap and a challenge: if listeners want financial freedom, they must begin paying attention not just to what they do with money — but why they do it. Episode Highlights: Erik explains that the future of financial planning is about helping clients make meaningful behavior changes, not just giving technical advice. (03:22) Dr. Matt discusses how mental health and financial health are closely connected, noting it's still overlooked in therapist training. (06:19) Erik shares that clients often hire him for technical help but find greater value in having a thought partner for financial decisions. (08:26) How a client's stated priorities, like family time, can directly conflict with their actual spending and time habits. (10:37) Dr. Matt explains how emotions act as data points revealing what matters, rather than instructions for what to do. (13:18) Dr. Matt shares an example of a 20-year-old investing $100 a month, showing the long-term power of compounding. (16:11) Erik mentions that financial success is shaped by psychology and habits as much as by numbers. (19:34) Key Quotes: “Spend less than you make, save as much as you can, and don't do anything foolish with your money. Super simple.” - Erik Garcia, CFP®, ChFC®, BFA™ “It's really our behavior and our habits that will determine our financial future so much more than our motivation, our intentions, or things that are beyond our control, like the market ups and downs.” - Dr. Matt Morris, LMFT “ Good financial habits compound more powerfully than investment returns.” - Erik Garcia, CFP®, ChFC®, BFA™ Resources Mentioned: Dr. Matt Morris, LMFT Dr. Matt Morris & Associates Erik Garcia, CFP®, ChFC®, BFA™ Xavier Angel, CFP®, ChFC, CLTC Plan Wisely Wealth Advisors
In this special episode, fiduciary financial advisor Wes Moss answers your top questions on high-yield savings accounts, college planning, investing for grandchildren, preparing for retirement, and more. Whether you're dealing with falling savings rates or trying to navigate high-yield dividend options, Wes breaks down the practical strategies you need to keep your money working for you. Mentioned on the show: Where Should You Keep Your Cash Reserve? - Clark Howard Backdoor Roth IRA: How High Earners Can Still Contribute The Biggest Investing Lesson From Trump Accounts - Clark Howard Best 529 College Savings Plans By State All this and more on the August 25, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions: WesMoss.com/ask Discover the research-backed path to a happier retirement – pre-order The Retire Sooner Method by Wes Moss today at retiresoonermethod.com We hope you enjoy our weekly Ask An Advisor episodes. Let us know what you think in the comments! Learn more about Wes: BOOKS BY WES MOSS Wes Moss, CFP® Wes Moss - Clark.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Keelon Russell is officially Alabama's starting quarterback for the 2026 college football season. The former five-star recruit beat out veteran Austin Mack for the QB1 job, and Alabama quarterbacks coach Bryan Ellis revealed the biggest reason why: Russell's ability to make plays when everything breaks down. Which current quarterbacks remind us of former college football stars? We give our QB comparisons for the new starters around the country. Tyler's Viewing Menu presented by Michelson Laser Vision! Danny Kanell talks college football Alex Golesh contract details at Auburn Today's Hoover Toyota 40-In-40: The Georgia Bulldogs Our daily 4 Downs presented by Central Alabama Asphalt! How Keelon Russell won Alabama's QB battle We break down what Keelon Russell winning the Alabama quarterback competition means for Kalen DeBoer's Crimson Tide offense, what Russell brings to the position, and how high Alabama's ceiling can be with the sophomore leading the way as Week 1 approaches. FOX Sports analyst Joel Klatt reveals his College Football Playoff bracket. Who makes the CFP, who gets left out and which picks stand out the most? PLUS, LT's Trash presented by Bud Light! SUBSCRIBE: @NextRoundLive - youtube.com/@nextroundlive @TNRClips - youtube.com/@TNRClips FOLLOW TNR ON SPOTIFY: https://open.spotify.com/show/7zlofzLZht7dYxjNcBNpWN FOLLOW TNR ON APPLE PODCASTS: https://podcasts.apple.com/us/podcast/the-next-round/id1797862560 WEBSITE: https://nextroundlive.com/ MOBILE APP: https://apps.apple.com/us/app/the-next-round/id1580807480 SHOP THE NEXT ROUND STORE: https://nextround.store/ Like TNR on Facebook: / nextroundlive Follow TNR on Twitter: / nextroundlive Follow TNR on Instagram: / nextroundlive Follow everyone from the show on Twitter: Jim Dunaway: / jimdunaway Ryan Brown: / ryanbrownlive Lance Taylor: / thelancetaylor Scott Forester: / scottforestertv Tyler Johns: /TylerJohnsTNR Brooks Carter: /BrooksACarter Sponsor the show: sales@nextroundlive.com Learn more about your ad choices. Visit megaphone.fm/adchoices
Schedule a Free Financial Assessment with an experienced professional:https://bit.ly/YMYWassessCEach of the questions Joe Anderson, CFP® and Big Al Clopine, CPA are spitballing today on Your Money, Your Wealth® podcast 596 has a real retirement risk attached to it. Philip and Elizabeth in DC have $7M. Philip's dying to quit a job he hates, but he's loading up on bonds to protect the nest egg. At 56, could playing it too safe be his real risk? Mr. Mojo Risin wants to retire in three years, but $1.7M of his nest egg is riding on one stock, and he needs a good CPA to help defuse it. BB and Shell got pitched a slick new AI crypto investment promising 15% a month. Too good to be true? And Huggy Bear in New Hampshire has $450K in cash value life insurance. Should he grab it now, or wait 20 years until he's 80?9th Annual YMYW Podcast Survey (password ymyw):https://www.surveymonkey.com/r/ymywpodcast2026/The Ultimate Investing Guide - free download:https://purefinancial.com/white-papers/the-ultimate-investing-guide/?utm_source=captivate&utm_medium=podcast&utm_campaign=whitepaper-ultimate-investing-guide&utm_content=ymyw-pod-ep596-description-whitepaperRetirement Readiness Guide - free download:https://purefinancial.com/white-papers/retirement-readiness-guide/?utm_source=captivate&utm_medium=podcast&utm_campaign=whitepaper-retirement-readiness-guide&utm_content=ymyw-pod-ep596-description-whitepaperRetire at 62: Great Idea or Huge Mistake? - YMYW TV:https://purefinancial.com/ymyw/episodes/retire-at-62-great-idea-or-huge-mistake/?utm_source=captivate&utm_medium=podcast&utm_campaign=ymyw-tv&utm_content=ymyw-pod-ep596-description-tv-s11e14Financial Blueprint (free, self-guided):https://bit.ly/YMYWblueprintCREQUEST your Retirement Spitball Analysis:https://bit.ly/YMYWaskCDOWNLOAD more free guides:https://bit.ly/YMYWguidesCREAD financial blogs:https://bit.ly/YMYWblogCWATCH educational videos:https://bit.ly/YMYWvidsCSUBSCRIBE to the YMYW Newsletter:https://bit.ly/YMYWnewsletterCConnect With Us:Subscribe on YouTube and join the conversation in the comments:https://bit.ly/YMYW-YTSubscribe or follow YMYW in your favorite podcast app:https://lnk.to/ymywLeave your honest reviews and ratings in Apple Podcasts:https://podcasts.apple.com/us/podcast/your-money-your-wealth/id312900254Chapters: 00:00 - Intro: This Week on the YMYW Podcast01:03 - We Have $7M and I Hate My Job. Why Am I Still Here? (Philip & Elizabeth, Washington DC)10:20 - Retiring in 3 Years, $1.7M in One Stock. Where's the CPA for This? (Mr. Mojo Risin, GA)19:33 - Is This AI Crypto Investment With 15% Monthly Return Too Good to Be True? (BB & Shell)28:48 - Cash Out $450K in Life Insurance or Wait Until 80? (Huggy Bear, New Hampshire)39:28 - Outro: Next Week on the YMYW Podcast40:58 - The Derails: The Americans, Mr. Mojo Risin
On this episode of the JT Sports Podcast, JT breaks down why Lane Kiffin's offseason roster-building superpower could leave LSU vulnerable against Clemson in Week 1, and why Jeff Brohm and Louisville might be the exact kind of opening-week matchup Ole Miss doesn't want. JT explains how Deion Sanders' offensive changes with Brennan Marion and JuJu Lewis could give Colorado a completely different look against Georgia Tech, why Keelon Russell could be the weapon that pushes Alabama back into the College Football Playoff, and what Jon Sumrall choosing Aaron Philo at quarterback reveals about Florida's new identity. How could NFL cut day become college football's newest transfer portal, and what does the latest eligibility chaos mean for Lane Kiffin, LSU, and the rest of the sport? JT also discusses how the Big Ten's three straight national championships have changed the perception of the SEC, whether Georgia and Texas can restore the conference's benefit of the doubt, and gives his SEC record predictions for the 2026 College Football season. All that plus Week 1 upset angles, quarterback battles, CFP contenders, coaching storylines, and the biggest questions surrounding the SEC and College Football entering 2026.
The S and P 500 ticked higher while the 10-year Treasury note yield fell to 4.658 percent, Trump Wants 1,000 Rocket Launches Per Year which is 3 times per day and more than 5 Times Today's Rate, Saturday September 12th at 10am is the Taxes in Retirement seminar with EP Wealth Advisors and CFP's Ryan Ignacio and Julie Chan-O'Rourke at the Don Tatzin Community Hall at the Lafayette Library
College football is almost here, and we are breaking down every game on Georgia's 2026 regular-season schedule. From early matchups against Tennessee State and Western Kentucky to major SEC tests against Oklahoma, Alabama, Ole Miss, Florida, South Carolina, and more, we give you our score predictions, discuss the strengths and weaknesses of each opponent, and explain why they both believe Georgia can finish the regular season 11-1. We also dive into Georgia's loaded defense, the SEC Championship race, potential playoff sleepers, and whether this team has what it takes to compete for another national title. We hope you enjoy this episode, and as always, GO DAWGS! TIMESTAMPS: 00:00:00 - Intro 00:02:09 - Georgia Hype 00:03:17 - Pick'em League 00:06:56 - Call-In Show 00:07:47 - Patreon Shoutout 00:09:36 - Football Is Here 00:12:22 - Tennessee State 00:18:54 - Western Kentucky 00:23:19 - Arkansas 00:28:28 - Oklahoma 00:30:29 - Stripe Out 00:33:48 - Oklahoma Defense 00:37:23 - Vanderbilt 00:42:28 - Alabama 00:50:18 - Auburn 00:54:20 - Bye Week 00:55:16 - Florida 01:01:29 - Ole Miss 01:06:11 - Missouri 01:10:38 - South Carolina 01:15:16 - Georgia Tech 01:19:04 - Season Outlook 01:22:14 - Georgia Defense 01:26:08 - SEC Championship 01:37:17 - Playoff Sleepers 01:42:46 - Championship Chances 01:44:18 - Closing Thoughts JOIN OUR PICK'EM LEAGUE: football.fantasysports.yahoo.com/college/register/joingroup Group ID: 3069 Password: dawgs SUPPORT OUR PODCAST: For just $5/month, you can support our podcast & unlock exclusive perks. Visit https://www.patreon.com/rowsixty & join today! GET YOUR GAMEDAY GEAR HERE: peachstatepride.com/collections/uga CONNECT WITH US: Patreon: patreon.com/rowsixty Facebook: facebook.com/rowsixty Instagram: instagram.com/rowsixty/ TikTok: tiktok.com/@rowsixty YouTube: youtube.com/rowsixty Website: rowsixty.com Store: rowsixty.com/store
How much cash should you have set aside as you enter the early years of retirement so you can weather market downturns without constant worry? In this episode of Retirement Answers, Jacob Duke explains Rivertree's bucket strategy: keep two years of portfolio-withdrawal needs in cash (money market) and three years in short-duration fixed income to create a five-year runway, while avoiding being overly conservative and losing purchasing power to inflation. He also walks through how to take withdrawals in practice—generally pulling from what has gone up the most or down the least—and how to proactively replenish cash and bond buckets after strong market periods or following a decline.
Fox Sports' lead College Football analyst Joel Klatt makes his predictions for which teams will make the College Football Playoff and who will lift the trophy as National Champions at the end of the season. He begins the show with his Conference Championship Game Picks before revealing his full predicted bracket – making his picks for each round in the Playoff. Will the Big Ten make it 4 straight National Championships? Will Ohio State and Texas both make the Playoff after playing each other early in the season then going through two of the toughest schedules in the nation? Is Notre Dame poised to break through or could Curt Cignetti and Indiana really go back-to-back? Who will be the surprise teams to make the Playoff after beginning the season outside the Top 10? Klatt also breaks down a difficult debate for the last at-large spot and considers whether this is the year that a 9-3 team finally gets into the field. Use my code for 10% off your next set of CFB tickets at SeatGeek*:https://seatgeek.onelink.me/RrnK/KLATT10 Sponsored by SeatGeek. *Restrictions apply. Max $20 discount Chapters 🏈0:00-1:10 Joel Klatt's 2026 preseason cfp bracket1:11-10:12 Conference champion predictions10:13-24:31 CFP bracket prediction24:32-26:35 First round predictions26:36-30:22 Quarterfinals predictions30:23-32:38 Semifinals predictions32:39-33:41 National Champion pick Learn more about your ad choices. Visit podcastchoices.com/adchoices
There's a version of financial advice that lists fifty things you're supposed to be doing at once: build an emergency fund, pay off debt, invest, get life insurance, start a Roth, build an estate plan. All true, all important, and all completely useless without one missing piece: the order. Joe and OG walk through the exact sequence for figuring out what to tackle first, second, and third, so instead of freezing under the weight of everything, you know precisely where to start today. This one's a Stacking Benjamins classic, originally recorded a few years back, and the framework holds up so well it earned a spot in our Greatest Hits lineup unchanged.What You'll Walk Away WithA simple four-quadrant framework for seeing your entire financial picture in one place, instead of overwhelming yourself with fifty scattered tasksWhy cash flow and risk management should almost always come before any long-term goal-setting, no matter how exciting the goals areThe real difference between a strict budget and an "anti-budget," and how to know which one your situation actually calls forWhy debt consolidation can quietly make things worse if the underlying behavior never changesA clear-eyed look at which insurance actually matters most early in your financial life, and which ones get overhypedWhy starting with your tax strategy or investment picks first is almost always backwards, and what should come before itThe blunt case against co-signing a loan for a family member, no matter how good the reason soundsWhy This Matters NowThe instinct to fix everything at once usually backfires, not because the individual advice is wrong, but because doing five things halfway rarely beats doing one thing completely. A clear order of operations replaces that scattered, everything-at-once anxiety with a simple next step, and that clarity alone tends to build more momentum than any single tactic. Whether you're just starting to get organized or you've been meaning to revisit your plan for a while, knowing what actually comes first changes everything that follows.From the BasementA TikTok "hack" involving sneaking into a hotel breakfast buffet to save on groceries becomes the day's cautionary tale, alongside a genuinely unhinged story about an office keg that taught an entire WeWork floor a hard lesson about unlimited free beer.Resources MentionedStacking Benjamins Field Kit — the all-in-one net worth and budgeting tool referenced in the updated introThe 201 Newsletter — deeper dives on topics covered in the show, written by Kevin BaileySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Retirement planning often sounds like a math problem.But sometimes the most important question is not whether you can retire. It is what kind of life you want your money to support.In this episode, Ari Taublieb, CFP®, responds to a listener who is 52 year old and hopes to retire at 55 with approximately $2.8 million saved. On paper, he appears to be in a strong position. But like many people approaching retirement, he is trying to balance competing goals.He wants the freedom to spend more, travel, fly airplanes, and enjoy experiences he has worked decades to afford. At the same time, he is considering purchasing a home, navigating the Rule of 55, and figuring out how much is actually safe to withdraw without creating problems later.The challenge is not a lack of resources. It is deciding which priorities matter most.Ari walks through the tradeoffs involved when multiple goals compete for the same dollars. Buying a home may provide peace of mind, but it can reduce the assets available to generate retirement income. Spending more can create incredible experiences, but it may require accepting a different long-term outcome. Delaying retirement can improve the numbers, but it may come at the cost of years that can never be recovered.The deeper conversation centers around a mistake many future retirees make. They focus on reaching a specific net worth target instead of determining what income and lifestyle they actually need.By reverse engineering retirement around spending goals, future Social Security benefits, pension income, and personal priorities, a clearer picture begins to emerge.The takeaway is simple. Retirement is not about maximizing every financial decision. It is about understanding the tradeoffs, making intentional choices, and building a plan that supports the life you actually want to live.--Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.
Learn how LGBTQ+ homebuyers navigate unique challenges and how anyone can compete in today's expensive housing market. What makes homebuying uniquely challenging for LGBTQ+ people — and could being queer also create unexpected advantages in the process? Hosts Sean Pyles, CFP®, and Elizabeth Ayoola sit down with Steph Noble, a Portland-based mortgage loan officer with Crosscountry Mortgage, to explore why queer buyers often face a harder road to homeownership. They also discuss strategies that could give first-time buyers a real shot, including how to use down payment assistance programs, what helps buyers stand out in a competitive market, and what lenders look for when deciding whether to approve a mortgage application. To close out the episode, Sean and Elizabeth each share what they spent money on this month. Learn how LGBTQ+ home buyers can navigate the market: https://www.nerdwallet.com/mortgages/learn/lgbtq-home-buying Find first-time home buyer programs in your state: https://www.nerdwallet.com/mortgages/learn/first-time-home-buyer-programs-by-state Car insurance comparison tool: https://www.nerdwallet.com/insurance/auto/car-insurance Subscribe to our weekly newsletter! https://smartmoney-nerdwallet.beehiiv.com/ Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices
GamecockCentral's Chris Clark & Wes Mitchell react to what they've heard about the second South Carolina scrimmage of the preseason and the addition of Ethan Johnson. Thank you to our sponsors: ** PRESENTING SPONSOR: Clint Hammond of CMG Home Loans | ClintHammond.com | 803-422-6797 | NMLS # 71597 ** Modelo | Official beer of the CFP | https://www.modelousa.com/pages/cfp-2026?utm_source=On3&utm_medium=Digital-Display&utm_keyword=3P-MULT&utm_campaign=FY27ModeloEspecialCFB&modelId=080660957579 Fairey Chevrolet | https://www.faireychevrolet.com/ Polymarket | https://app.polymarket.us/S8ac/ON3 Promo Code: ON3 | New User Offer: Deposit $10, get $20 upon sign up | Trading not available in all jurisdictions. Check local regulations before trading. Restrictions and eligibility requirements apply. Trading Is Risky. 100% Loss Can Occur. Brunt Workwear | Get $10 off at BRUNT with code GC at https://www.bruntworkwear.com/GC and enter THE BRUNT POTTY OF GOLD SWEEPSTAKES for your chance to win $50,000. No purchase necessary. Ends 9/18/26. Official rules apply. #Bruntpod PONCHO | Get $10 off your first order at ponchooutdoors.com/GamecockCentral when you enter your email. Atsko | https://www.atsko.com/ Rytec Electric | https://rytecelectric.com/
U.S. Debt is over 40 Trillion dollars way ahead of projections, Nvidia earnings Wednesday after the Bell, Saturday September 12th at 10am is the Taxes in Retirement seminar with EP Wealth Advisors and CFP's Ryan Ignacio and Julie Chan-O'Rourke at the Don Tatzin Community Hall at the Lafayette Library
The Enlightened Family Business Podcast Ep. 167: The One Plan Every Family Is Missing with Libby Boatwright In this episode of the Enlightened Family Business Podcast, host Chris Yonker sits down with Libby Boatwright — certified financial planner, former Stanford Medical Center chaplain, pastor, and author of The Last Things We Talk About — for a candid, deeply practical conversation about the one plan most families never make: an end-of-life plan. Drawing on decades of experience in palliative care, hospice work, financial planning, and pastoral ministry, Libby walks through the full spectrum of what families need to navigate when a loved one faces a serious diagnosis or decline — and why waiting until the last minute makes everything harder and more costly. Chris and Libby explore the critical difference between palliative care and hospice, how hospitals really operate and what they won't tell you, why your advanced directive is your most important legal document, the caregiving crisis quietly bankrupting American families, how to be an effective patient advocate inside a system not designed to help you, and what it actually looks like to help a loved one die well. Chris also shares his own firsthand experience navigating hospice for both parents — including a powerful story about standing up to a hospital trying to redirect his mother's care. This is a conversation every family should hear before they need it. Episode Chapters · 2:22 Meet Libby Boatwright · 4:31 What End-of-Life Planning Actually Covers · 7:29 When the Diagnosis Arrives: Legacy, Bucket Lists, and Getting the House in Order · 10:00 The Circles of Support — Who Will Be There When It Matters? · 12:44 How to Start the Conversation When Families Don't Want To · 15:00 The Advanced Directive, HIPAA, and the POLST — The Three Essential Documents · 18:32 The Caregiving Crisis: Costs, Burnout, and Family Conflict · 23:36 Alzheimer's, Memory Care, and What It Actually Costs · 26:17 Protecting Assets: Trusts, Look-Back Periods, and Planning Ahead · 28:13 Navigating the Hospital System: Case Managers, Patient Advocates, and How to Fight for Your Loved One · 35:00 Palliative Care: What It Is, When to Use It, and Why Most People Don't Know · 38:09 Hospice: Medicare's Gift at the End of Life · 41:18 Chris's Story: Standing Up to the Hospital · 46:59 About the Book: The Last Things We Talk About · 50:16 Resources and Farewell Websites · elizabethboatwright.com · chrisyonker.com Book · The Last Things We Talk About: Your Guide to End of Life Transitions by Elizabeth Boatwright (Bull Publishing, 2021) — available on Amazon About Libby Boatwright Rev. Dr. Elizabeth "Libby" Boatwright, BCC-PCHAC, CFP, is a chaplain, pastor, certified financial planner, and author who has spent over 30 years counseling families on end-of-life issues, loss, grief, estate planning, and the emotional and spiritual dimensions of dying. She served as a Relief Chaplain in Oncology Outpatient Palliative Care Medicine at Stanford Health Care, where she worked alongside hundreds of patients and families navigating serious illness and end-of-life transitions. In her book The Last Things We Talk About: Your Guide to End of Life Transitions (Bull Publishing, 2021), Libby offers a practical framework for creating what she calls the "white book" — a simple binder or flash drive of all the materials a family will need when a loved one passes — helping heirs avoid what she calls "the treasure hunt" of lost documents and unspoken wishes. Libby has lectured at universities, colleges, and medical institutions, led seminars at national conventions, faith communities, parenting groups, senior fellowships, and estate planning forums. She has published in Cancer.net, Morningstar, CSA Journal, and Barron's, and has been featured in newspapers across the country. She has also appeared on ABC Nightly News and hosted her own radio show, The Fiscal Therapist, on KAIM. Libby holds Master's degrees from UC Berkeley, San Francisco State University, and Fuller Seminary, a Doctor of Ministry in Semiotics and Future Studies from George Fox University, and holds certifications as a Certified Financial Planner and Board Certified Chaplain with Advanced Certification in Hospice and Palliative Care. She lives in Northern California.
We spend years squirreling away money that we eventually hope to live off of in retirement. What should we be doing as we get closer to the big day? Host Robert Brokamp discusses potential strategies with Dana Anspach, who has been a financial planner since 1995 and is the CEO and founder of Sensible Money, a fee-only planning firm in Arizona. She is also the author of three books, including her latest: “Living Off Your Acorns: Your Guide to the Four Phases of Retirement.” Topics covered: -How to systematically de-risk your portfolio as you get closer to retirement-Deciding when to retire, and planning for the possibility that it may be sooner than you prefer-Strategies for lowering your tax bill over the course of retirement-The benefits of categorizing the often-complex decisions about retirement as green, yellow, and red-The “arrival fallacy” and steps to take to ensure your retirement is as fulfilling as possible Host: Robert Brokamp, CFP®, EAGuest: Dana Anspach, CFP®, RMA®Engineer: Kristi Waterworth We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices