Podcasts about cfp

Greg McElroy and Booger McFarland sit down before week 1 and go over the biggest storylines. Where does Booger McFarland stand with LSU taking NFL players?  Can Clemson have a bounce back year and will it start at LSU? What would the reaction be if Louisville beats Ole Miss?  Can Mike Norvell and Luke Fickell do anything to win their fan bases back, which first year coach is under the most pressure and does Lincoln Riley need to make the CFP to save his job at USC? Learn more about your ad choices. Visit podcastchoices.com/adchoices

Time to Get Up with a colossal Clippers controversy! We'll take you inside it all - what happened, why, and what it means! Meanwhile - lining up for the Lane event! The Kiffin kerfuffle to be settled in court today and on the field Saturday night - we're all over it! Plus - wake up the echoes! After last season's letdown - how ND has become the popular pick for the CFP! Learn more about your ad choices. Visit podcastchoices.com/adchoices

A CFP mark reflects meaningful education, but it does not guarantee clean disciplinary history, fee-only advice, or an unwavering fiduciary relationship. Don and Tom examine the gap between reassuring credentials and the disclosures investors may find through FINRA BrokerCheck and SEC adviser records.They explain what investors should verify before hiring anyone: compensation, dual registration, product sales, disclosures, and a written fiduciary commitment. The designation can matter—but it cannot replace due diligence.Questions? Comments? Click!

Learn how Get Rich Slowly creator JD Roth paid off $35,000 in debt and retired at 40. Then, learn what rising bond yields mean for savers and investors. Hosts Sean Pyles, CFP®, and Elizabeth Ayoola talk with JD Roth, founder of the personal finance blog Get Rich Slowly, about paying off $35,000 in consumer debt and eventually selling his blog to retire at age 40. JD explains the psychological shifts that got him out of debt, why growing his income mattered as much as cutting his spending, how he built one of the internet's first personal finance blogs, and how he's now helping his girlfriend, Kim, navigate her own path toward financial independence. Then, NerdWallet investing writer Sam Taube joins senior writer Anna Helhoski to break down why long-term Treasury yields have jumped to their highest levels in years — the 10-year Treasury is hovering around 4.8% and the 30-year yield has topped 5% — and what that means for anyone with a mortgage, a savings account or a bond portfolio. Sam explains why rising yields are good news for savers and bond buyers but bad news for people who already hold bonds, and why T-bills might be worth a look right now. Read NerdWallet's picks for the best brokers for investing in Treasury bills, bonds and notes at https://www.nerdwallet.com/investing/best/best-brokers-for-treasury-bills-bonds-notes Curious about automated Treasury investing? Check out the Treasury account powered by Atomic at https://www.nerdwallet.com/lp/treasury-account-powered-by-atomic Read NerdWallet's review of Public.com: https://www.nerdwallet.com/investing/reviews/public Subscribe to our podcast's free email newsletter for bonus content and more from our hosts at https://smartmoney-nerdwallet.beehiiv.com/  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header Smart Money's YouTube Channel: https://youtube.com/@nerdwalletsmartmoney To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. *The show notes were created with the assistance of AI. They have been reviewed by our editorial team for accuracy and quality. Learn more about your ad choices. Visit megaphone.fm/adchoices

The latest look at the Fed's Waller, Investors becoming more selective, Saturday September 12th at 10am is the Taxes in Retirement seminar with EP Wealth Advisors and CFP's Ryan Ignacio and Julie Chan-O'Rourke at the Don Tatzin Community Hall at the Lafayette Library

Happy National Coconut Day!Episode 429 is absolutely STUFFED to the gills... College Football! Week 1 is upon us and week 0 was a great tune up to get us all ready. We have got Top 5 games of the week, CFB Pick em, Conference predictions, CFP final bracket, Upset Advisory, Picks of the week, and more NFL to CFB return drama. New segment alert: season on the line, which CFB teams can't lose this weekend. Plus, some NFL news as NFL preseason is wrapped up.As for golf, the presidents cup was announced.We have got all the segments: Salute Your Sports/Headlines and How Dare You's. Also, it would not be a show without the Dad Joke and a new season for our inter-squad DraftKings DFS WOAT-A-MAKER challenge. Look alive, folks!Follow us on:Support NC High Country Recovery Belowhttps://www.ymcaavery.com/hurricane-helene-updates/Twitter - https://www.twitter.com/MillyGoatsInstagram - https://www.instagram.com/TheMillyGoatsYouTube - https://www.youtube.com/@TheMillyGoatsTwitch - https://www.twitch.tv/TheMillyGoatsPodcastTikTok - https://www.tiktok.com/@TheMillyGoatsApple Pod - https://rb.gy/0meu1Spotify Pod - https://t.ly/ZUfObWeb - https://themillygoats.godaddysites.com/

The worst tax stories aren't about criminals, they're about ordinary people doing what they thought was allowed and stepping into a trap. Bri Conn, CFP® reads a string of real-world cautionary tales while Maddy Roche reacts and Dr. Jay Zigmont, CFP® explains what actually went wrong, from the influencer myth that your whole life becomes a write-off, to the unpaid tax bill that can revoke your passport at the airport, to the rent your unmarried partner pays you that the IRS counts as income. The throughline is one every Childfree person building a life outside the standard script needs to hear: the tax code has sharp edges around staying single, filing unmarried, and living abroad, and ignorance of the rules is the one excuse the IRS will never accept.In This Episode, You'll Learn:Why "I post about my life, so my life is a write-off" is a myth, how the IRS separates a real business with a profit motive from a hobby, and what actually happens when you never show a profitHow unpaid taxes can get your passport revoked, why the IRS can lien your home or garnish wages after the fact, and why a payment plan keeps you current and protectedWhy chasing a lower tax bill by moving states or obsessing over brackets can cost you far more in happiness than it saves, and how to weigh the real tradeoffsWhy getting legally married often works against Childfree couples on taxes and student loans, and how filing unmarried, gift-tax limits, and estate-tax cliffs quietly reshape the mathHow an ordinary foreign bank account can trigger FBAR reporting and life-altering penalties, and why your CPA and financial planner can only protect you if you tell them everythingEpisode Hosts:Bri Conn, CFP® is a Childfree Wealth Specialist® at Childfree Wealth® and Customer Experience Manager at Childfree Trust®. She specializes in financial management, life design, and estate planning, with particular focus on LGBTQ+ individuals and couples, drawing on her own early financial challenges and recovery to fuel her work in personal finance education.Dr. Jay Zigmont, CFP® is the Founder of Childfree Wealth®, a life and financial planning firm dedicated to helping Childfree and permanently Childless people, and Childfree Trust®, the first of its kind next of kin representation service for Childfree people. He is also the author of The Childfree Guide to Life and Money.Maddy Roche is the Chief Growth Officer at Childfree Trust®, where she leads all sales, marketing, and partnership initiatives and brings sharp insight to estate planning, LGBTQ+ legacy considerations, and Childfree financial decision making.About Childfree Insights:Childfree Insights delivers education for financial and estate planning without children. It supports people with no kids in making informed decisions about retirement, legacy planning, beneficiaries, and long-term care. Home of Childfree Wealth® and Childfree Trust®.Connect with Us:Ready to work on building better financial habits? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com.Follow Childfree Life by Design on your favorite podcast platform and join the conversation on social media:Instagram: https://www.instagram.com/childfreeinsightsFacebook: https://www.facebook.com/ChildfreeInsights/LinkedIn: https://www.linkedin.com/company/childfreeinsightsYouTube: https://www.youtube.com/@ChildfreeInsightsDisclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.

Welcome back to the Sorry to Interrupt podcast! Sean and Will return for their 4th episode of their 2026 College Football Preview series as this time they visit the Big Ten which boast the last 3 National Championships. The guys give their biggest storylines heading into the season including Michigan's culture change, Penn State ushering in the Matt Campbell era, a big year at USC, and a loaded top of the conference featuring OSU, Oregon, and (oh yeah) the defending champion Hoosiers. Lastly, the guys give out their preseason awards and predict which teams will make the CFP. Everyone enjoy the pod and stay tuned for Episode 5 as we get you all set for the start of the season!

More than half of Canadians say they are afraid of making the wrong financial decision, and half say they have lost sleep over money. Your first instinct is probably that this is about people who do not have enough. But some of the most financially stressed people Joe sits down with have more than enough, and they still lie awake. This episode is for them. A big account balance is not the same thing as a clear plan. For people with healthy savings, financial stress in retirement almost never comes from scarcity. It comes from uncertainty. And the instinct that made them such good savers - the discipline to hold back, not touch the pile, worry about spending too much - is the exact muscle that now works against them. Joe walks through why this happens, what it actually costs, and what a real plan can show you that willpower alone never will.   In This Episode Money is still the number one source of stress for Canadians by a wide margin, more than twice as much as health, relationships, or work, according to the FP Canada 2026 Financial Stress Ind,. And that stress does not switch off at a certain account balance. For people with healthy savings, the stress almost never comes from not having enough. It comes from not being sure. And your brain treats uncertainty as a threat regardless of what the account statement says. The best savers often have the hardest time spending in retirement, and that is not a flaw. The instinct to hold back and not touch the pile kept them safe for decades. You cannot ask someone to switch that off on the day they retire. It takes a real plan, not willpower, to move past it. A couple Joe recently worked with thought they could safely draw between $1,500 and $2,000 a month from their portfolio. Once their pension, government benefits, accounts, and tax picture were all mapped together, the sustainable monthly withdrawal was closer to $8,000 - rising with inflation, throughout retirement. Gaining that awareness of the gap between what they thought was safe and what was actually possible is the whole point. A good plan does not just confirm your fears. Sometimes it tells you to pull back. But just as often, it gives you permission to live - to take the trip, to help your kids now instead of leaving it all behind, to actually enjoy the money you were disciplined enough to save.   About: Your Retirement Planning Simplified is a weekly Canadian retirement planning podcast hosted by Joe Curry, CFP, CEPA, of Matthews and Associates, an independent wealth management firm. Each week, Joe breaks down retirement income, tax, and estate decisions in plain language for Canadians who are near or in retirement.   Next Steps: Want tips like this in your inbox? Sign up for the Retirement Planning Simplified Newsletter and get updates plus our popular 60-Second Retirement Tip: https://bit.ly/RPSNewsletter   Ready to take the next step in your retirement planning? Watch a short overview of our True Wealth Roadmap and see if our process is a fit for you: https://www.matthewsandassociates.ca/vsl   Resources FP Canada 2026 Financial Stress Index (current as of 2026): https://fpcanada.ca/findaplanner/financial-stress-index   Disclaimer: Opinions expressed are those of Joseph Curry, a registrant of Aligned Capital Partners Inc. (ACPI), and may not necessarily be those of ACPI. This podcast is for informational purposes only and not intended to be personalized investment advice. The views expressed are opinions of Joseph Curry and may not necessarily be those of ACPI. Content is prepared for general circulation and information contained does not constitute an offer or solicitation to buy or sell any investment fund, security or other product or see.

What actually makes for a happy retirement? Today, Joe sits down with retirement expert Wes Moss, author of The Retire Sooner Method, to explore the research behind America's happiest retirees. Wes explains why money is only part of the equation, how community and “super activities” give retirement purpose, why eliminating debt can create more freedom, and how a clear retirement plan can help reduce the fear of running out of money.Then Joe and OG tackle one of retirement's most popular investing strategies: living off dividends so you never have to sell your investments. They break down why dividends feel so appealing, where the strategy can fall short, and why building your retirement income plan around your goals may matter more than chasing a particular yield. Plus, Doug celebrates the anniversary of the ATM with some cash-dispensing trivia.Resources mentionedWes MossThe Retire Sooner Method: The 5 Secrets Behind America's Happiest and Unhappiest RetireesYou Can Retire Sooner Than You ThinkRetirees Love Dividends, but the Stock Market Surge Is Making Them Think Again — The Wall Street JournalField Kit FinanceThe 201 newsletter — stackingbenjamins.com/201Field Kit Finance webinars: Sign up for The 201 to get the full schedule.The Clark Howard ShowFinConDana AnspachBen CarlsonAttorney Tim Semro's recent Stacking Benjamins appearanceFULL SHOW NOTES: https://www.stackingbenjamins.com/wes-moss-retire-sooner-method-1892/Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.stackingbenjamins.com/201Enjoy!See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In the third hour, Dave Softy Mahler and Dick Fain chat with Jon Wilner about the Apple Cup this week, CFP changes, USC’s attendance issue, plus UCLA, Cal, and his weekly pick, then they discuss their belief level the ‘26 M’s before Sounders Head Coach Brian Schmetzer talks about Dejan Joveljic’s debut, injuries with his team, and New York next.See omnystudio.com/listener for privacy information.

Patrick O'Hare of Briefing.com on the current markets, Stocks rose as U.S. Treasury yields to a breather from the recent run-up that sent them to multiyear highs, Saturday September 12th at 10am is the Taxes in Retirement seminar with EP Wealth Advisors and CFP's Ryan Ignacio and Julie Chan-O'Rourke at the Don Tatzin Community Hall at the Lafayette Library

Medicare may be one of the most important—and confusing—financial decisions you make in retirement. Between enrollment deadlines, late penalties, Medicare Advantage, Medigap, prescription coverage, and income-based premiums, there are plenty of decisions to navigate. And because some choices can have long-term financial consequences, understanding the basics before you enroll is an important part of wise stewardship. Eddie Holland, Senior Private Wealth Advisor and Partner at Blue Trust, as well as a CFP®, CPA, and Certified Kingdom Advisor®, recently joined Faith & Finance to help simplify Medicare and explain some of the most important planning considerations. Understanding Medicare Parts A, B, C, and D A good place to begin is with Medicare's different parts. Medicare Part A primarily covers hospital-related care, including inpatient hospital stays, skilled nursing care, and hospice. For people who have accumulated the required work credits through either their own employment or their spouse's, Part A generally does not require a monthly premium. Medicare Part B covers many medical services outside the hospital, including doctor visits, lab work, and outpatient procedures. Unlike Part A, Part B generally carries a monthly premium, and higher-income retirees may pay more. Medicare Part D covers prescription drugs. Those enrolled in Original Medicare—Parts A and B—can generally purchase a separate Part D prescription drug plan. Medicare Part C, better known as Medicare Advantage, is offered through private insurance companies. These plans combine Parts A and B and often include Part D prescription coverage as well. Some plans may also offer additional benefits such as dental or vision coverage. Another option for those using Original Medicare is a Medicare supplement plan, commonly called Medigap. These private plans are designed to help cover some of the deductibles, copayments, and other expenses that Original Medicare does not pay. Pay Close Attention to Enrollment Timing Timing matters when enrolling in Medicare. Your Initial Enrollment Period generally lasts seven months: the three months before the month you turn 65, your birthday month, and the three months afterward. But turning 65 does not always mean you have to immediately leave employer-sponsored health coverage. If you or your spouse are still working and you have qualifying employer coverage, you may have access to a Special Enrollment Period, allowing you to delay certain portions of Medicare without facing a late enrollment penalty. Holland notes that employer size and the nature of the coverage can affect how Medicare coordinates with the employer plan. That makes it important to speak with your employer's benefits or human resources department before making assumptions about which coverage should come first. Employer Size Can Make a Difference If your employer has 20 or more employees, the employer health plan may generally remain the primary payer while you continue working, potentially allowing you to postpone Part B and its monthly premium. With an employer of fewer than 20 employees, Medicare may become the primary payer once you are eligible. In that situation, failing to enroll in Parts A and B could potentially leave gaps in coverage. You should also verify whether your employer's prescription drug coverage is considered creditable coverage for Medicare purposes. That can be especially important if you plan to delay Part D beyond age 65. The larger lesson is simple: Medicare decisions should rarely be made in isolation. Your employer coverage, retirement date, spouse's coverage, prescription needs, and other factors all need to be considered together. What Is IRMAA? For higher-income retirees, another important acronym to know is IRMAA, or the Income-Related Monthly Adjustment Amount. IRMAA is an additional charge added to Medicare Part B and Part D premiums when modified adjusted gross income exceeds certain thresholds. For 2026, Holland notes that IRMAA begins above $109,000 in modified adjusted gross income for single filers and $218,000 for married couples filing jointly. Medicare generally bases the surcharge on the most recent tax information available, which often means looking back two years. So, for example, 2026 Medicare premiums may be based on income reported on a 2024 tax return. That two-year lookback can surprise people whose financial situation has recently changed. If your income has fallen because of certain qualifying life-changing events, such as retirement, marriage, or widowhood, you may be able to request a reconsideration of the surcharge using Social Security Form SSA-44. Roth Conversions Can Affect Medicare Premiums IRMAA can also become an important consideration when planning Roth conversions. Suppose you retire before age 65 and decide to convert a significant amount of traditional IRA money to a Roth IRA. The conversion increases your taxable income for that year. Because Medicare looks back at previous tax returns when determining IRMAA, a large Roth conversion in the years immediately preceding Medicare enrollment could lead to higher Part B and Part D premiums later. That doesn't necessarily mean you shouldn't complete the conversion. It simply means you should include the potential Medicare impact in the calculation. Tax planning, retirement planning, and Medicare planning are often interconnected. A decision that makes sense in one area can create consequences in another. Be Careful With HSA Contributions Health Savings Accounts require special attention as you approach Medicare eligibility. Once you are enrolled in Medicare, you can no longer contribute to an HSA. If you enroll around age 65, you need to coordinate the end of your HSA contributions with the beginning of your Medicare coverage. The issue becomes even more important for those who enroll after age 65 because Medicare Part A coverage can sometimes be applied retroactively, potentially affecting HSA eligibility for previous months. Holland recommends understanding the retroactive period before enrolling so you don't inadvertently make excess HSA contributions. Social Security can complicate matters further. If you begin receiving Social Security benefits, you may automatically be enrolled in Medicare Part A. Anyone who is still contributing to an HSA should account for that before applying for Social Security. The good news is that money already accumulated in an HSA remains tax-advantaged and can still be used for many qualified medical expenses in retirement, including certain Medicare premiums. Holland notes, however, that HSA funds cannot be used tax-free to pay Medigap premiums. What If One Spouse Reaches Medicare Age First? Married couples can face another challenge when one spouse becomes eligible for Medicare while the other is still several years away. If the older spouse continues working, the employer plan may continue covering both spouses. Some companies also provide retiree benefits that extend coverage to a younger spouse after the older spouse retires. If employer coverage isn't available, COBRA may provide temporary coverage, although it can be expensive. Another possibility is purchasing insurance through the federal or state health insurance marketplace, where the younger spouse may qualify for premium subsidies depending on household circumstances. Whatever option you choose, don't overlook the cost. If one spouse retires several years before the other reaches Medicare eligibility, higher healthcare premiums may need to become a deliberate part of the retirement budget. Make Medicare Part of Your Larger Retirement Plan Medicare isn't simply a healthcare decision. It can affect your taxes, retirement income, Social Security strategy, HSA contributions, and monthly spending. That's why careful planning before age 65 can be so valuable. Understand what each part of Medicare covers. Know your enrollment windows. Talk with your employer before leaving workplace coverage. Consider the impact of your income on Medicare premiums. And coordinate decisions involving HSAs, Roth conversions, Social Security, and your spouse's health coverage. Medicare may be complicated, but you don't have to approach it blindly. Taking the time to understand your options can help you avoid costly mistakes, choose coverage that fits your circumstances, and steward the resources God has entrusted to you with greater wisdom and confidence. On Today's Program, Rob Answers Listener Questions: I have a mortgage and a car loan and am considering consolidating them into one payment. Is that a good idea, and what type of loan would make sense? I received a letter saying my student loans were placed in permanent disability status, but I never applied for that. How can I verify whether it's legitimate and correct the situation if needed? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) Blue Trust Christian Healthcare Ministries (CHM) | Healthcare.gov AnnualCreditReport.com FaithFi Field Guide: How Much Money is Enough? Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob West Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor® (CKA) FaithFi App Remember, you can call in to ask your questions every weekday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

On this episode of The Dentist Money Show, Matt and Will explore the hidden cost of financial inaction and why doing nothing can sometimes be more expensive than making the wrong decision. They discuss how fear of change, having too many options, and procrastination can keep dentists stuck, even when they know they need to make a move. They share a practical approach for getting unstuck, making confident financial decisions and taking action. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

College football's back — and this season the Big Ten walks in with three straight national titles and the top two teams in the country, while the SEC still has more ranked teams than anybody and a real chip on its shoulder. We go league by league (SEC, Big Ten, Big 12, ACC, and the Group of Six) before dropping a Nuclear Opinion on the whole season. New playoff rules, a shocking Clemson snub, and a Group of Six team gunning for a CFP spot — all in this preview.Tap into Episode 781 of the Productive Conversations Podcast—available now on all podcast platforms and YouTubeThe College Football Landscape (4:01)SEC (8:35)Big 10 (18:23)Big 12 (30:13)ACC (37:13)Group of Six (47:35)Nuclear Opinion on CFB Season (57:12)YouTube:https://youtube.com/@Productive_Conversations?feature=sharedSpotify https://open.spotify.com/show/7qCsxuzYYoeqALrWu4x4Kb?si=qX61YmtuQCyyix0NMawJsApple Podcast:https://podcasts.apple.com/us/podcast/productive-conversations-with-matt-brown/id1535871441 Tik Tokhttps://www.tiktok.com/@prodconvopod?_r=1&_t=ZT-990FEEoKPOQLinktree:https://linktr.ee/productiveconversations500th Podcast Reelhttps://youtu.be/pMDyvdg1OKg?si=hXUS2pLQURmIzVO2Best way to contact our host is by emailing him at productiveconversationspodcast@gmail.com or mbrown3212@gmail.com

The guys are joined by former UGA QB, and current SEC Network analyst Aaron Murray, as Murray weighs in on Lane Kiffin's controversial actions at LSU, he talks about Georgia's chances to win the SEC, and advance deep into the CFP, & more See omnystudio.com/listener for privacy information.

Jon Wilner of The San Jose Mercury News and Wilner Hotline joins Dave Softy Mahler and Dick Fain to talk about the Apple Cup this week, the potentially changing CFP and how it plays into the Big Ten and SEC control, USC’s attendance issue last week, UCLA firing their Athletic Director, the college football schedule, California, and his predictions.See omnystudio.com/listener for privacy information.

The Silver Bulletin's Blake Biscardi is joined by Conner Smith of Buckeye Huddle for a massive College Football season prediction show.In this episode, Blake and Conner share their full CFP brackets, including their 2026 National Championship picks. They also predict the Power 4 Conference Championship games and discuss which teams just missed out on playing for hardware.Is the Big Ten still the premier conference in college football? How far will Ohio State and Georgia go? Does the SEC have multiple contenders? Make or break year for Texas, Oregon and Notre Dame? How will Miami and Indiana respond after stellar 2025 seasons. Is there a dark horse team to watch? Biscardi and Smith each provide their takes for what they're watching for this season of which they believe they hold the script. Find out each of their predictions and more as Week 1 of the College Football season approaches. Read more: tsilverbulletin.com

Patrick O'Hare of Briefing.com on the current markets, Stocks rose as U.S. Treasury yields to a breather from the recent run-up that sent them to multiyear highs, Saturday September 12th at 10am is the Taxes in Retirement seminar with EP Wealth Advisors and CFP's Ryan Ignacio and Julie Chan-O'Rourke at the Don Tatzin Community Hall at the Lafayette LibrarySee omnystudio.com/listener for privacy information.

In this episode, Wes shares why retiring as soon as possible is more critical than most people realize. He highlights why waiting too long can cost you the best, most active years of your life, and explains how the Retire Sooner Method helps you shave years off your career so you can enjoy true freedom while you still have the energy to use it. Also, Wes tackles one of the biggest threats facing new retirees today: Sequence of Returns Risk. Even in a strong market, market downturns in the first few years of retirement can drastically alter your long-term wealth. Through a side-by-side example of two retirees with identical 5% average returns, Wes demonstrates how early negative returns during active withdrawals can leave one person with nearly a million dollars less than the other. You'll gain a clear understanding of why timing matters just as much as average returns, along with practical steps to adjust early withdrawal strategies and safeguard your nest egg against market volatility. Mentioned on the show: Understanding The Biggest Risk to New Retirees (Sequence of Return Risk) All this and more on the September 1, 2026, Ask an Advisor episode of the Clark Howard podcast. Submit your questions: WesMoss.com/ask Discover the research-backed path to a happier retirement – pre-order The Retire Sooner Method by Wes Moss today at retiresoonermethod.com We hope you enjoy our weekly Ask An Advisor episodes.  Let us know what you think in the comments!Learn more about Wes:  BOOKS BY WES MOSS   Wes Moss, CFP®  Wes Moss - Clark.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Brooks Austin (The Film Guy Network) joins Crain & Cone in-studio to buy-or-sell topics around college football going into Week 1. -- -- -- Trade on College Football games every week on Polymarket. Download the Polymarket App with code ON3 for a $20 bonus upon sign up. https://app.polymarket.us/S8ac/ON3 -- -- -- Rhoback: https://rhoback.com/ CODE: CRCO20 For 20% Off For All New Customers -- -- -- Visit Las Vegas: https://www.visitlasvegas.com/ -- -- -- For partnership inquiries, please contact: crainandconesales@on3.com -- -- -- 0:00 Intro 2:50 Polymarket 3:55 Continued 5:40 LSU Makes The College Football Playoff? 9:45 Keelon Russell a Top-3 QB in the SEC? 11:53 Rhoback 13:23 Arch Manning leads Texas To CFP Title Game? 17:14 Michigan wins The Game, or Auburn wins The Iron Bowl? 19:16 Mike Norvell is fired midseason at Florida State? 22:02 Georgia three-peats in the SEC, but doesn't win CFP? 23:18 Visit Las Vegas 25:08 SEC, Big Ten Team Doesn't Win CFP? 26:50 Matt Rhule Has Best Season at Nebraska? 27:52 LSU, Auburn, or Ole Miss loses in Week 1? 28:58 Wrapping up with Brooks Austin -- -- -- Follow Our Socials: X / Twitter: @CrainandCone Instagram: @CrainCompany TikTok: @CrainandCone #CrainandCo #CrainandCone #News #Sports #football #collegefootball #sportsshow #sportsnews #cfb Crain & Cone, hosted by former college athletes Jake Crain, Blain Crain, and David Cone, is a college sports show dedicated to delivering quality analysis and passionate insight to the most die-hard fans.For partnership inquiries, please contact: crainandconesales@on3.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Clemson names Christopher Vizzina QB1 LSU vs. Clemson Week 1 The Keelon Russell era officially begins at Alabama. The former five-star quarterback will make his first career start against East Carolina after beating out Austin Mack for the QB1 job. Alabama offensive coordinator Ryan Grubb explains how the Crimson Tide are preparing Russell for his debut, including putting more responsibility on the young quarterback during practice and game-day communication. Do we know less about any QB1 than Alabama's Keelon Russell? TNR staff CFP brackets Our daily 4 Downs presented by Central Alabama Asphalt! PLUS, Tyler's Viewing Menu presented by Michelson Laser Vision! SUBSCRIBE: @NextRoundLive - youtube.com/@nextroundlive @TNRClips - youtube.com/@TNRClips FOLLOW TNR ON SPOTIFY: https://open.spotify.com/show/7zlofzLZht7dYxjNcBNpWN FOLLOW TNR ON APPLE PODCASTS: https://podcasts.apple.com/us/podcast/the-next-round/id1797862560 WEBSITE: https://nextroundlive.com/ MOBILE APP: https://apps.apple.com/us/app/the-next-round/id1580807480 SHOP THE NEXT ROUND STORE: https://nextround.store/ Like TNR on Facebook: / nextroundlive Follow TNR on Twitter: / nextroundlive Follow TNR on Instagram: / nextroundlive Follow everyone from the show on Twitter: Jim Dunaway: / jimdunaway Ryan Brown: / ryanbrownlive Lance Taylor: / thelancetaylor Scott Forester: / scottforestertv Tyler Johns: /TylerJohnsTNR Brooks Carter: /BrooksACarter Sponsor the show: sales@nextroundlive.com Learn more about your ad choices. Visit megaphone.fm/adchoices

The 2026 College Football season has begun with Week 0 in the books. Bill Belichick's defense showed up in Dublin, Virginia put the College Football world on notice, Memphis picked up a BIG win with G6 playoff implications, USC's freshmen looked extremely promising and can North Dakota State make the CFP in its first FBS season? McElroy goes through it all, plus…some What Ifs in week 1 for LSU, Notre Dame, Ole Miss, Alabama and more. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Schedule a Free Financial Assessment with an experienced professional:https://bit.ly/YMYWassessCJoe Anderson, CFP® and Big Al Clopine, CPA are spitballing Roth conversions from every angle today on Your Money, Your Wealth® podcast number 597. John in Oklahoma is 75, sitting on a million dollars in traditional IRAs, and he's got a whole list of reasons NOT to convert to Roth. Is he right? Is it worth it as part of his retirement strategy? Jonathan and Jennifer in Phoenix have over six million dollars in tax-deferred accounts. How much should they convert, and where should they stop? J and C in Hawaii are both 38 and want to walk away from work at 55. How do they bridge the gap? And finally, are Bonnie and Clyde working for nothing if it all just turns into a giant tax bill?Retirement Accounts Guide - free download:https://purefinancial.com/white-papers/retirement-accounts-guide/?utm_source=captivate&utm_medium=podcast&utm_campaign=whitepaper-retirement-accounts-guide&utm_content=ymyw-pod-ep597-description-whitepaperUltimate Investing Guide - free download:https://purefinancial.com/white-papers/the-ultimate-investing-guide/?utm_source=captivate&utm_medium=podcast&utm_campaign=whitepaper-ultimate-investing-guide&utm_content=ymyw-pod-ep597-description-whitepaperOnce Retirees See This Data, They Stop Worrying About Investing - YMYW TV:https://purefinancial.com/ymyw/episodes/once-retirees-see-this-data-they-stop-worrying-about-investing/?utm_source=captivate&utm_medium=podcast&utm_campaign=ymyw-tv&utm_content=ymyw-pod-ep579-description-tv-s12e03Financial Blueprint (free, self-guided):https://bit.ly/YMYWblueprintCREQUEST your Retirement Spitball Analysis:https://bit.ly/YMYWaskCDOWNLOAD more free guides:https://bit.ly/YMYWguidesCREAD financial blogs:https://bit.ly/YMYWblogCWATCH educational videos:https://bit.ly/YMYWvidsCSUBSCRIBE to the YMYW Newsletter:https://bit.ly/YMYWnewsletterCConnect With Us:Subscribe on YouTube and join the conversation in the comments:https://bit.ly/YMYW-YTSubscribe or follow YMYW in your favorite podcast app:https://lnk.to/ymywLeave your honest reviews and ratings in Apple Podcasts:https://podcasts.apple.com/us/podcast/your-money-your-wealth/id312900254Chapters: 00:00 - Intro: This Week on the YMYW Podcast00:55 - Roth at 75: Does the Math Actually Work? (John, OK)10:03 - 12M and Still Worried About Taxes: Roth Conversion Spitball (Jonathan & Jennifer, Phoenix AZ)16:47 - Retiring at 55 in Hawaii: When Do We Start the Taxable Account? (J & C, Hawaii)27:26 - Am I Just Working to Create a Bigger Tax Problem? (Bonnie & Clyde)34:20 - Outro: Next Week on the YMYW Podcast36:53 - The Derails: Hart to Hart, Minutiae, and Levels of Fame

Rising Bond Yields and Oil Prices, News of a 70 thousand dollar Pabst Blue Ribbon beer theft, Saturday September 12th at 10am is the Taxes in Retirement seminar with EP Wealth Advisors and CFP's Ryan Ignacio and Julie Chan-O'Rourke at the Don Tatzin Community Hall at the Lafayette Library

The Kast is here to discuss and react to the latest action in College Football!Our Sponsors USE CODE “KARTERKAST” AT SEATGEEK FOR $20 OFF YOUR FIRST PURCHASESeatGeek.comSocial MediaTwitter: @karterkast @karterb8 @connor_sparrow @wilkersonadylanTikTok: @karterkast Instagram: @karterkast Hosted by: Karter BaughanGuests: Connor Sparrow and Dylan Wilkerson #collegefootball #CFB #football #sports #podcasts 2026 college football,Week 0 preview,college football Week 0,TCU vs UNC,North Carolina vs TCU,Bill Belichick UNC,Sonny Dykes TCU,NC State vs Virginia,CJ Bailey,Bo Pribula,Memphis vs UNLV,Jackson Arnold,Dan Mullen,USC vs San Jose State,Jaden Maiava,college football predictions,Week 0 picks,college football best bets,underdog parlay,CFB preview,2026 CFB predictions,TCU UNC prediction,NC State Virginia prediction,Memphis UNLV prediction2026 SEC football preview, SEC football preview 2026, SEC football 2026, college football 2026, 2026 college football preview, SEC predictions 2026, SEC championship predictions, SEC winner 2026, SEC standings predictions, college football playoff predictions, CFP predictions 2026, Georgia football, Georgia Bulldogs, Kirby Smart, Gunnar Stockton, Georgia 2026 preview, Texas football, Texas Longhorns, Arch Manning, Steve Sarkisian, Texas 2026 preview, Texas national championship, Alabama football, Alabama Crimson Tide, Kalen DeBoer, Keelon Russell, Ryan Williams, Alabama 2026 preview, Alabama overrated, Kalen DeBoer hot seat, LSU football, LSU Tigers, Lane Kiffin, Sam Leavitt, LSU 2026 preview, LSU playoff predictions, Oklahoma football, Oklahoma Sooners, Brent Venables, John Mateer, Oklahoma 2026 preview, Oklahoma sleeper, Auburn football, Auburn Tigers, Alex Golesh, Byrum Brown, Auburn 2026 preview, Auburn sleeper, Tennessee football, Tennessee Volunteers, Josh Heupel, Jim Knowles, Tennessee 2026 preview, Ole Miss football, Ole Miss Rebels, Trinidad Chambliss, Pete Golding, Ole Miss 2026 preview, Texas A&M football, Texas A&M Aggies, Marcel Reed, Mike Elko, Texas A&M overrated, South Carolina football, LaNorris Sellers, Shane Beamer, Mississippi State football, Jeff Lebby, Mississippi State over 4.5 wins, Kentucky football, Will Stein, Kentucky under 4.5 wins, Missouri football, Florida football, Arkansas football, Vanderbilt football, SEC sleeper teams, SEC overrated teams, SEC best bets, SEC win totals, college football best bets, college football sleepers, college football overrated teams, SEC quarterbacks 2026, SEC power rankings, SEC team previews, Georgia vs Texas, SEC title game, Texas national champion prediction, Georgia SEC champion prediction, Lane Kiffin LSU, Arch Manning Heisman, college football podcast, KarterKast

What does it take to make financial education truly meaningful and accessible? In this episode of Real Money, Real Experts, Holly Zugay, CFP, AFC, shares her journey from chemistry to financial education and the lessons she's learned working with diverse communities, including low-income families, veterans, homeowners facing foreclosure, and individuals transitioning from incarceration.Holly discusses how shame, stigma, and lack of confidence can create barriers to financial well-being, and why financial professionals need to move beyond the “ivory tower” approach. She shares practical strategies for building trust, creating participant-centered financial education programs, using activities to make financial topics engaging, and measuring success through meaningful behavior change.Holly also breaks down her Building Your Financial House program, including why she takes a long-term approach to financial education, addresses topics beyond budgeting and credit, and helps participants build confidence in their financial decisions.Learn more about AFCPE® and AFC Certification. 

NCAA President Charlie Baker pens another op-ed, CFP cash, eligibility considerations and more.We would love to know what you think of the show and you can let us know on social media @D1ticker.If you are not subscribed to D1.ticker, you can and should subscribe at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠www.d1ticker.com/⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

Historian and investor Joseph Moore, PhD, spent over a decade digging through 300 years of American financial advice to find out what actually worked, and what everyday people, not just the Rockefellers of the world, were told to do with their money.In this conversation with Melissa Joy, CFP®, Joseph explains why Americans used to say “go ahead” instead of “get ahead,” what that shift in language reveals about self-reliance and the American dream, and why perspective on how hard life used to be (one and a half shirts per person in 1870, no flush toilets well into the twentieth century) can reframe how we think about today's challenges.They also dig into a subject close to Melissa's heart: the long, well-documented history of women managing, investing, and building wealth, from Ladies' Home Journal financial columns to Abigail Adams quietly out-investing John Adams. Joseph shares what his own real estate investing taught him about the myths of passive income, makes an unlikely defense of personal finance gurus, and reflects on how his working-class upbringing in rural South Carolina shaped a book that became a national bestseller.What You'll LearnWhy Americans historically said “go ahead” instead of “get ahead,” and what that language reveals about self-reliance versus collective pessimismHow dramatically material life has improved in the last 150 years, and why that context matters when comparing today's challenges to the pastWhy the idea of a long history of stay-at-home moms is a myth, and how women's self-employment and part-time income kept most American families afloatThe overlooked history of women investing in mortgages, securities, and real estate going back to the 1700s, including Abigail Adams's investment returnsWhy real estate is not always a passive investment, and what it actually takes to make money owning itA historian's case for what personal finance gurus get right, and where their advice tends to fall shortWhy saving a percentage of every paycheck in the stock market is newer advice than most people realizeThe power of living on one income and investing the other, a strategy with roots stretching back generationsGuest BioJoseph Moore, PhD, is a national bestselling author, historian, and investor whose self-experimentation with history's wildest financial strategies made him financially independent in his mid-40s. His writing has appeared in The New York Times and through HarperCollins and Oxford University Press. His new book, How to Get Rich in American History: 300 Years of Financial Advice That Worked (and Didn't), is an instant USA Today bestseller. You can find his free newsletter and more of his writing at josephmoorebooks.com, and follow him on Instagram.The previous presentation by PEARL PLANNING was intended for general information purposes only.  No portion of the presentation serves as the receipt of, or as a substitute for, personalized investment advice from PEARL PLANNING or any other investment professional of your choosing. Different types of investments involve varying degrees of risk, and it should not be assumed that future performance of any specific investment or investment strategy, or any non-investment related or planning services, discussion or content, will be profitable, be suitable for your portfolio or individual situation, or prove successful. Neither PEARL PLANNING's investment adviser registration status, nor any amount of prior experience or success, should be construed that a certain level of results or satisfaction will be achieved if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. PEARL PLANNING is neither a law firm nor accounting firm, and no portion of its services should be construed as legal or accounting advice. No portion of the video content should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if PEARL PLANNING is engaged, or continues to be engaged, to provide investment advisory services. A copy of PEARL PLANNING's current written disclosure Brochure discussing our advisory services and fees is available upon request or at https...

This week on Financial Planning: Explained, host Michael Menninger, CFP®, welcomes back Nick DeVito, CFP®, for Part II of a Q&A series on life events, investments and general financial planning. In Part II, Mike and Nick turn their attention to investment planning, tackling some of the most common questions investors face: When is a good time to invest? Should you invest in stocks or bonds? And how much risk should you actually take in your portfolio? The guys discuss why successful investing is about more than simply trying to predict what the market will do next. They explore how an investor's goals, time horizon, risk tolerance and overall financial plan should influence investment decisions—and why there isn't necessarily one right answer for everyone. From deciding when to put money into the market to determining the appropriate balance between stocks and bonds, this conversation highlights the importance of having an investment strategy that fits within your broader financial plan. Listeners will gain valuable insight into: When it may be a good time to invest Why trying to perfectly time the market can be challenging How to think about investing during periods of market uncertainty The differences between stocks and bonds How stocks and bonds can play different roles in a portfolio How to determine an appropriate level of investment risk Why risk tolerance matters when building an investment portfolio How your time horizon can influence your investment strategy The relationship between investment risk and potential returns Why your investment strategy should reflect your financial goals How diversification can help manage portfolio risk Why investment decisions should be coordinated with your overall financial plan Common questions investors should consider before making changes to their portfolio The importance of avoiding emotional investment decisions How working through different scenarios can lead to better financial decisions Investing can raise some difficult questions, especially when markets are volatile or financial goals change. Knowing when to invest, how much to invest, what investments to choose, and how much risk to take can have a significant impact on your long-term financial strategy. Rather than offering one-size-fits-all investment advice, Mike and Nick use a real-world financial planning perspective to explore the questions that should be considered before making major investment decisions. The goal isn't to predict the next market move—it's to understand how an investment strategy fits into the bigger financial picture. Whether you're just getting started with investing, deciding between stocks and bonds, reviewing your retirement portfolio, or wondering whether your current level of risk is appropriate, this episode offers practical insights and real-world considerations to help you make more informed investment decisions. For more information on Menninger & Associates Financial Planning, visit: https://maaplanning.com

Rising Bond Yields and Oil Prices, News of a 70 thousand dollar Pabst Blue Ribbon beer theft, Saturday September 12th at 10am is the Taxes in Retirement seminar with EP Wealth Advisors and CFP's Ryan Ignacio and Julie Chan-O'Rourke at the Don Tatzin Community Hall at the Lafayette LibrarySee omnystudio.com/listener for privacy information.

Nobody on a first date asks about money scripts. But according to Dr. Kristine Anthes, that silence is where relationships start breaking down. In this follow-up conversation with Rick Kahler, Kristine gets into the mechanics of IFS-informed matchmaking — how she prepares clients before a date, debriefs them after, and slowly brings money into the conversation through values rather than net worth. Rick shares his own story of insisting on a prenup, watching parts take over the negotiation, and ending up without one. The real insight isn't about what someone earns or owns — it's about psychological flexibility, whether a person's money parts are rigid or can bend. Two people with identical net worth can still be financially incompatible. Two people with different financial pictures can thrive. What actually predicts the relationship is what's running underneath the numbers.  #DrKristineAnthes, #KristineAnthes, #RickKahler, #FinancialTherapy, #MoneyScripts, #InternalFamilySystems, #IFS, #RelationshipPsychology, #FinancialCompatibility, #EmotionalCompatibility, #CouplesAndMoney, #MoneyMindset, #PsychologyOfMoney, #BehavioralFinance, #FinancialPsychology, #DatingAdvice, #HealthyRelationships, #CouplesTherapy, #RelationshipCoaching, #Prenup, #LoveAndMoney, #FinancialWellness, #RelationshipValues, #EmotionalIntelligence, #PersonalFinance, #MoneyConversations, #ConsciousDating, #RelationshipGoals, #EmotionalHealing, #FinancialLiteracy A podcast that blends the nuts and bolts of financial advice with the emotions that drive our money decisions. Join Rick Kahler, CFP®, CFT™, as he blends practical financial wisdom with the emotional insights that shape our choices. Discover how financial therapy can help you make money decisions that truly align with your values.. 

For forty years, the paycheck just showed up. In retirement, you become the one who writes it, and how you handle that job in the first decade shapes everything after. In this episode of Purposeful Planning, Troy Fore, CFP®, walks through how to build a spending plan with flexibility at its core: a real budget, time-based buckets, tax diversification, and guardrails that let your plan bend without breaking. Sources: • Creating a Flexible Spending Plan for Your First 10 Years of Retirement – Aspen Wealth Management: https://www.aspenwealthmgmt.com/resource-center/retirement/retirement-spending-plan-first-decade • Understanding Sequence Risk in Retirement, Part 2 – Purposeful Planning podcast: https://shows.acast.com/purposeful-planning-aspen-wealth/episodes/understanding-sequence-risk-in-retirement-part-2 • Longevity Risk and Financial Security: Planning for a Longer Retirement – Aspen Wealth Management: https://www.aspenwealthmgmt.com/resource-center/retirement/longevity-risk-financial-security • Early Retirement and Tax-Smart Roth Conversions – Aspen Wealth Management: https://www.aspenwealthmgmt.com/resource-center/retirement/early-retirement-and-tax-smart-roth-conversions • You've Done a Good Job Saving It: Do You Know the Best Way to Spend It? – Aspen Wealth Management: https://www.aspenwealthmgmt.com/resource-center/tax/retirement-withdrawal-strategies/ The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual. This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice. Hosted on Acast. See acast.com/privacy for more information.

On this edition of our MoneyTalk Moment in Financial History, Nathan and Daniel explain how FDR used the aftermath of the Great Depression to pass the most progressive and influential package of political and social reforms in our nation's history: the New Deal. Also on MoneyTalk, how advisors use the Monte Carlo simulation in the retirement planning process. Host: Nathan Beauvais, CFP®, CIMA®, CPWA®; Guest Host: Daniel Sowa; Air Date: 8/26/2026; Original Air Dates: 4/5/2023 & 7/12/2024. Have a question for the hosts? Leave a message on the MoneyTalk Hotline at (401) 587-SOWA and have your voice heard live on the air!See omnystudio.com/listener for privacy information.

Game week has arrived for Ohio State and the Monday 5ish is chock-full of excitement. Dave Biddle and Dan Rubin give several hot takes and predictions for the Buckeyes' 2026 season on today's show and more. (1:45) - Introduction (2:30) - Expectations for season opener (8:50) - Hot takes on the Buckeyes (29:45) - CFP/national championship picks (43:30) - Hottest take on Ohio State

Companies have gotten frighteningly good at removing friction from spending. One click, stored payment info, a box on your porch before you've even had time to regret the purchase. Today's episode flips that same idea around: what if you engineered your own financial life the same way, making good decisions the path of least resistance and bad decisions just annoying enough to make you pause? Joe and OG close out Financial Action Month with a genuinely useful framework for building systems that work even on the days your willpower doesn't show up.What You'll Walk Away WithWhy discipline isn't a personality trait, it's a system you build once instead of a decision you make every dayA simple "make it easy or make it hard" test you can apply to any financial habit, from retirement savings to late-night online shoppingWhy automating your savings rate removes the single biggest source of decision fatigue in a financial planA smarter way to handle windfalls and bonuses, deciding your split between saving, debt, and fun once a year instead of every single timeWhy canceling a subscription is deliberately made difficult, and the workaround that neutralizes itA four-step "financial action ladder" for turning financial knowledge into permanent, lasting habitsWhy waiting a day before a big purchase, and other small friction points, can save you from regret without requiring any extra willpowerWhy This Matters NowKnowing what to do with your money has never really been the hard part. The hard part is doing it consistently, especially when life gets busy, stressful, or just plain boring. Building your environment so the smart choice is also the easy choice takes the daily grind of willpower out of the equation entirely. That's not a lack of discipline, it's actually the most disciplined move available: deciding once, automating it, and letting the system do the work every day after that.From the BasementA goofy but genuinely fun "make it easy or make it hard" game plays out across everything from emergency funds to concert tickets, and a National Trail Mix Day detour delivers exactly the kind of nonsense only this show could make delightful.Resources MentionedStacko Financial Action Month board — the interactive game with a money move for each squareStacking Benjamins Field Kit — the all-in-one financial organization and subscription-canceling toolProfit First by Mike Michalowicz — the book referenced on flipping the save-then-spend defaultSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The guys do part 2 of "Can We Say That?" focused around college football topics.

Someone needs to put an end to NIL issues and, more specifically, the pipeline of former NFL players back to CFB.

Retiring abroad sounds cheaper on paper. The real question is whether it creates the life you actually want.In this episode, Ari responds to a listener considering retiring in Thailand within the next few years. The appeal is obvious. Lower healthcare costs, lower living expenses, and the possibility of stretching retirement dollars much further than they would in the United States.But the conversation quickly shifts beyond the math. Ari walks through the tradeoffs people often underestimate when considering retirement abroad. Community, family, healthcare quality, lifestyle expectations, and whether saving money alone is enough reason to move somewhere permanently.The financial side matters too. Rental income, healthcare costs, withdrawal strategy, and cost of living all play a role in determining whether the plan is realistic. But even a perfect spreadsheet cannot answer the deeper question of where you actually want to build your life.Because retirement planning is not just about lowering expenses. It is about creating a life you are excited to wake up to every day.--Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA  is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

Learn how to measure your retirement progress when you have a pension and figure out how much more you really need to save. How do you know if your pension actually has you covered for retirement — or if you still need to keep saving aggressively alongside it? Hosts Sean Pyles, CFP®, and Elizabeth Ayoola sit down with Anna, a journeyman electrician in Portland whose union job comes with a defined benefit pension — yet she isn't sure whether that's enough to retire at 60. They explore how to account for a pension when gauging your retirement progress, why pension projections can be tricky when work hours vary, how to use the three-bucket framework (guaranteed income, invested accounts, and cash reserves) to see where your plan stands, and how Social Security projections could help you figure out exactly how much more you need to save. Pension Plan vs. 401(k): Types, Pros & Cons: https://www.nerdwallet.com/retirement/learn/pension-plan  How Long Will My Money Last in Retirement? Calculator, How to Stretch It: https://www.nerdwallet.com/retirement/learn/how-long-will-your-retirement-savings-last  Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header  To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. *The show notes were created with the assistance of AI. They have been reviewed by our editorial team for accuracy and quality. Learn more about your ad choices. Visit megaphone.fm/adchoices

On this epsiode of the JT Sports Podcast, JT breaks down whether North Carolina improved enough under Bill Belichick to make real progress after beating TCU and why a stronger defense, Bobby Petrino's offense, and Billy Edwards could make seven wins realistic for UNC. JT also explains why Florida State's 34-17 win over New Mexico State did little to ease the pressure on Mike Norvell, especially with SMU, Alabama, Louisville, and Miami looming. What does Lincoln Riley need to do to make USC the attraction again instead of relying on opponents like Oregon and Ohio State to fill the Coliseum? Plus, Marcus Stokes' journey from four-star Florida commit to Division II standout and now Memphis quarterback has JT wondering if College Football has found its next Trinidad Chambliss-type breakout story. All that plus coaching hot seats, bowl projections, CFP expectations, quarterback development, and some of the biggest early-season storylines across College Football.

Oil prices jumped after the hostilities resumed, The major averages were still pacing to close out August with gains, Saturday September 12th at 10am is the Taxes in Retirement seminar with EP Wealth Advisors and CFP's Ryan Ignacio and Julie Chan-O'Rourke at the Don Tatzin Community Hall at the Lafayette Library

The U.S. national debt is approaching $40 trillion, but what does that actually mean for you and your financial future? Nick Hopwood, CFP® of Peak Wealth Management joins The Steve Gruber Show to discuss the growing national debt, Social Security, Medicare, the U.S. economy, and what today's fiscal challenges could mean for younger generations.  Nick also shares what individuals and families can do now to prepare, plan ahead, and take greater control of their financial future.

The national folks just don't pay attention. The Virginia team that pummeled NC State into submission in a game that finished out with a 34-8 final score, and wasn't that close, is who we thought they were – deep at every position group, and fine-tuned after a near-miss at a berth in the CFP.

Oil prices jumped after the hostilities resumed, The major averages were still pacing to close out August with gains, Saturday September 12th at 10am is the Taxes in Retirement seminar with EP Wealth Advisors and CFP's Ryan Ignacio and Julie Chan-O'Rourke at the Don Tatzin Community Hall at the Lafayette LibrarySee omnystudio.com/listener for privacy information.

Bitcoin has become more visible, more accessible, and more commonly discussed in financial conversations. But does greater acceptance mean it is becoming a mainstream investment, and more importantly, does that make it appropriate for your financial plan? In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, NSSA®, Wealth Advisor, discuss Bitcoin's growing presence in the financial world, the role of cryptocurrency ETFs and easier access, and why increased adoption does not eliminate Bitcoin's significant volatility and speculative nature. They also explore how investors can think about Bitcoin within the context of diversification, risk tolerance, long-term financial goals, and the fear of missing out. Is Bitcoin here to stay? Is it truly mainstream yet? And how should you evaluate whether cryptocurrency has any place in your financial picture? Tune in to hear the full conversation. Subscribe to Clear Money Talk on YouTube, Apple Podcasts, or wherever you listen.

Bitcoin has become more visible, more accessible, and more commonly discussed in financial conversations. But does greater acceptance mean it is becoming a mainstream investment, and more importantly, does that make it appropriate for your financial plan? In this episode of Clear Money Talk, Tim Clairmont, MSFS™, LACP™, Wealth Advisor, and Tyler Andrews, CFP®, NSSA®, Wealth Advisor, discuss Bitcoin's growing presence in the financial world, the role of cryptocurrency ETFs and easier access, and why increased adoption does not eliminate Bitcoin's significant volatility and speculative nature. They also explore how investors can think about Bitcoin within the context of diversification, risk tolerance, long-term financial goals, and the fear of missing out. Is Bitcoin here to stay? Is it truly mainstream yet? And how should you evaluate whether cryptocurrency has any place in your financial picture? Tune in to hear the full conversation. Subscribe to Clear Money Talk on YouTube, Apple Podcasts, or wherever you listen.

Ben Carlson, CFA, author of Risk & Reward, joins the podcast to discuss why successful investing is often less about finding the perfect strategy and more about keeping things simple and sticking with a plan. We discuss the challenges of private equity, bonds and TIPS, inflation hedges, investor behavior, and why portfolio changes should generally be driven by life changes rather than market headlines. Ben also shares how his investing philosophy has evolved, including his thoughts on factor investing, momentum, and using a little “fun money” as a behavioral release valve. Finally, we dig into increasingly popular tax-aware strategies such as direct indexing and long-short tax-loss harvesting, including whether the potential tax savings are worth the added costs and complexity. Ben sums up much of the conversation with three words: “Less is more.” • • • Jon Luskin, CFP®, a long-time Boglehead and financial planner, hosts this episode of the podcast. The Bogleheads® are a group of like-minded individual investors who follow the general investment and business beliefs of John C. Bogle, founder and former CEO of the Vanguard Group. It is a conflict-free community where individual investors reach out and provide education, assistance, and relevant information to other investors of all experience levels at no cost. The organization supports a free forum at Bogleheads.org, and the wiki site is Bogleheads® wiki. Since 2000, the Bogleheads® have held national conferences in major cities across the country. In addition, local Chapters and foreign Chapters meet regularly, and new Chapters form periodically. All Bogleheads activities are coordinated by volunteers who contribute their time and talent. This podcast is supported by the John C. Bogle Center for Financial Literacy, a non-profit organization approved by the IRS as a 501(c)(3) public charity on February 6, 2012. Your tax-deductible donation to the Bogle Center is appreciated. Show Notes: Ben Felix on Simplicity, Private Equity, Factor Investing, & Living a Good Life: Bogleheads® on Investing Episode 95 https://boglecenter.net/ben-felix-simple-investing/ Financial Historian Mark Higgins in Fireside Chat with Bill Bernstein https://youtu.be/tFeHc_tGh88 You Can Spend More in Retirement with Bill Bengen: Bogleheads® on Investing Episode 92 https://boglecenter.net/bill-bengen-spend-more-money-in-retirement/ TIPS Ladders with Kevin Esler https://youtu.be/FOKg3OmIHAI Owning Individual Bonds vs. Owning a Bond Fund https://awealthofcommonsense.com/2022/11/owning-individual-bonds-vs-owning-a-bond-fund/ Bogleheads®  Live with J.L. Collins: Episode 19 https://boglecenter.net/bogleheads-live-with-j-l-collins-episode-19/ 2025 Bogleheads Conference Recordings https://boglecenter.net/2025conference/ 2026 Bogleheads Conference https://boglecenter.net/2026conference/    

Ralph Russo, formerly of the Associated Press and now at The Athletic, researched how many teams from the preseason AP Top 25 would have made the College Football Playoff in each of the 10 years before the playoff expanded in 2024. Here's what he found. On average, the CFP field would have consisted of: 4 of the top-5 teams in the preseason AP Poll2 of the teams ranked from 6-10 in the preseason AP Poll2 of the teams ranked from 11-20 in the preseason AP Poll1 of the teams ranked from 21-25 in the preseason AP Poll3 teams not ranked at all in the preseason AP PollTony Gerdeman of BuckeyeInsiders.com joins host Tom Orr to use these guidelines to pick the 2026 College Football Playoff field, and they come up with some very different answers. Want to try your hand at it? The categories are listed below.AP Preseason Top 5 (Pick 4 of these): Ohio State, Georgia, Oregon, Notre Dame, Texas AP Preseason 6-10 (Pick 2 of these): Indiana, Miami, Texas A&M, Ole Miss, Oklahoma AP Preseason 11-20 (Pick 2 of these): LSU, Texas Tech, Alabama, BYU, USC, Michigan, Washington, Penn State, SMU, Tennessee AP Preseason 21-25 (Pick 1 of these): Utah, Iowa, Houston, Louisville, Missouri Unranked in the preseason AP Poll (pick 3 teams not listed above)

n this next installment of our 2026 Financial Planning Challenge, host Robert Brokamp is joined by fellow Fool Stephanie Marini to discuss the most unpleasant area of financial planning: estate planning. But it's necessary, because while it's nearly impossible to predict the future when it comes to most aspects of personal finance, there's one thing we can guarantee: You and everyone you know will one day pass away – leaving assets and stuff behind to be divvied up. Topics covered:-While it's important to seek the counsel of an attorney in your state, you can do a lot of estate planning on your own by updating beneficiary, payable on death, and transfer on death designations on your accounts and insurance policies-What should be included in your will-When to consider a trust-Creating your “financial vault” – the document that will let your loved ones know what to do and where to find everything when you're no longer able to manage your finances (temporarily or eternally) Host: Robert Brokamp, CFP®, EAGuest: Stephanie Marini, CFP®, CRPC®Engineer: Bart Shannon Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement. We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode. Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices