Podcasts about cfp

Becoming an accidental landlord could cost you a six-figure tax bill — or be the smartest move you make. You're finishing training, moving cities, and that house you bought a few years ago — the one with the enviably low mortgage — is suddenly a decision: sell it and pocket the equity, or rent it out and start building "passive income"? It sounds simple. It isn't. Dr. Jimmy Turner and Justin Harvey, CFP®, break down the real math behind renting vs. selling your home as a physician — and the IRS clock most people don't realize is already running. What you'll learn: How Section 121's $500K capital gains exclusion works — and the 2-out-of-5-year rule that quietly creates six-figure tax bills Why "I have a 3% mortgage" is golden handcuffs, not a strategy The honest cost of becoming an accidental landlord — property management, the 1% maintenance rule, the curveballs When renting during a fellowship is a smart, low-risk way to test landlording Why real estate tax breaks aren't free — what 1031s and "die-with-it" actually require Resources 1099 Doc, locums, or private practice partner? Upgrade your CPA with Gelt (the tax strategy team Jimmy uses). Use this link to get a 10% discount when working with Gelt: https://moneymeetsmedicine.com/CPA  Get Disability Insurance from Money Meets Medicine Disability Insurance — moneymeetsmedicine.com/disability Have a question you want discussed on the show? Email me at jimmy@moneymeetsmedicine.com Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

Joe Anderson, CFP® and Big Al Clopine, CPA spitball for people sitting on life-changing gains who are just one wrong move away from handing a third of it to the IRS. How should they diversify their concentrated stock positions? That's today on Your Money, Your Wealth podcast number 583. First up, Walter's a software engineer who got lucky 15 years ago. Now he's got $1.6 million in company stock, and a retirement clock ticking down in six years. Richard from Staten Island listened to his son six years ago, went big on oil, saw a huge gain, and now 80% of his portfolio is in that one position. His custodian wants him to sell, but he's not so sure. Finally, Doctors “Bones McCoy and Beverly Crusher” just discovered they'll be inheriting millions still sitting in an old 401(k) loaded with company stock.Free Financial Resources in This Episode: https://bit.ly/ymyw-583 (full show notes & episode transcript)2026 Tax Planning Guide - free download:https://purefinancial.com/white-papers/tax-planning-guide/?utm_source=captivate&utm_medium=podcast&utm_campaign=whitepaper-tax-planning-guide&utm_content=ymyw-pod-ep583-description-whitepaper10 Steps to Improve Investing Success - free download:https://purefinancial.com/white-papers/10-steps-to-improve-investing-success/?utm_source=captivate&utm_medium=podcast&utm_campaign=whitepaper-10-steps-to-improve-investing-success&utm_content=ymyw-pod-ep583-description-whitepaperOnce Retirees See This Data, They Stop Worrying About Investing - YMYW TV:https://purefinancial.com/ymyw/episodes/once-retirees-see-this-data-they-stop-worrying-about-investing/?utm_source=captivate&utm_medium=podcast&utm_campaign=ymyw-tv&utm_content=ymyw-pod-ep583-description-tv-s12e03Strategies for Diversifying Concentrated Stock Positions - blog post:https://purefinancial.com/ask-pure/strategies-for-diversifying-concentrated-stock-positions/?utm_source=captivate&utm_medium=podcast&utm_campaign=learning-center&utm_content=ymyw-pod-ep583-description-learning-centerComic-Con 2014: https://www.youtube.com/watch?v=EQASw5viQPI2016: https://www.youtube.com/watch?v=WcSRFo7W5ZQFinancial Blueprint (self-guided):https://bit.ly/PureFinancialBlueprintFinancial Assessment (Meet with an experienced professional):https://bit.ly/PureFreeAssessmentREQUEST your Retirement Spitball Analysis:https://bit.ly/AskJoeAndAlDOWNLOAD more free guides:https://bit.ly/PureGuidesREAD financial blogs:https://bit.ly/PureFinBlogWATCH educational videos:https://bit.ly/PureEdVideosSUBSCRIBE to the YMYW Newsletter:https://bit.ly/YMYWNewsletter00:00 - Intro: This Week on the YMYW Podcast01:09 - How Do You Sell $1.6M in Company Stock Without Writing the IRS a Giant Check? (Walter & Jesse, NM)13:04 - One Oil Stock is 80% of My Portfolio. My Financial Advisors Want Me to Sell It. I Don't Trust Them. (Richard, Staten Island, NY)30:10 - We're Two Doctors About to Inherit a $1.35M Tax Bomb. What Now? (Bones & Beverly, MI)45:23 - Outro: Next Week on the YMYW Podcast

In today's episode, Jason welcomes Tim Tenbrink, CFP®, financial planner at Parker Financial, for a conversation about some of the most common concerns facing people as they prepare for retirement. From navigating stock market volatility to estate planning and everything in between, they share practical insights drawn from real conversations with retirees and those nearing retirement. Enjoy this episode of Sound Retirement Planning. To find links and resources mentioned in today's podcast, visit SoundRetirementPlanning.com and click on Episode #474. When you work with Parker Financial, our advisors use the Retirement Budget Calculator — a powerful retirement planning tool developed by our firm — to design, test, and refine your retirement plan. It's now used exclusively within our advisory process to help deliver more precise and personalized outcomes. At Parker Financial, we build well-crafted retirement and investment strategies grounded in academic research and financial science — designed to give you clarity, confidence, and freedom as you move into and through retirement. Don't leave your future to chance. Take the first step toward a sound retirement. Schedule your complimentary discovery session today by visiting Parker-Financial.net. Let us help you make the most of your retirement years.    

Both indexes reached new all-time intraday highs, Certified Financial Planner Chad Burton from EP Wealth discusses planning for retirement, More on the next seminar at the Crowne Plaza Foster City on Thursday June 11th from 6:30pm to 8:30pm with Chad Burton, CFP and Ryan Ignacio, CFA, CFP of EP Wealth Advisors

Send us Fan MailIn this episode, Financial Advisor Tim Russell, CFP®, Rev. Drew Gysi, and Tyler Rutherford unpack what a “poverty mindset” is and how fear, scarcity, and past experiences can shape the way we think about money and opportunity. We explore how this mindset can form, when it may feel like protection, and why it often becomes a barrier to growth in modern life. Finally, we look at how renewing your thinking, taking responsibility, and pursuing wisdom can lead to lasting financial and personal freedom.See the show notes here!Subscribe to "Life in the Markets" PodcastBuy our new book: The Good StewardWealth Management from a Biblical WorldviewStewardship Seminars from a Biblical WorldviewLearn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

Jim doesn't describe retirement as lazy or slow. He calls it unrushed.After decades of meaningful work with much of it spent serving as a missionary and living overseas, Jim retired just shy of 70. Not because he had to, but because the work had reached a natural pause. The urgency lifted, the schedule loosened, and for the first time in a long time, life stopped pushing him forward. Financially, Jim's story is refreshingly calm. He explains how saving consistently, living frugally, and building most of his wealth in a brokerage account gave him confidence long before retirement. With Social Security covering their basic needs, money has shifted from something to optimize to something to steward, with generosity at the center.Jim also reflects on knowing when he had “enough,” delaying Social Security intentionally, and why retirement doesn't require spending more just because you can. For him, fulfillment comes from faith, family, friendships, fitness, and finances, the five pillars he believes make life work well.Jim's story is a reminder that retirement doesn't have to be rushed, flashy, or dramatic. Sometimes the greatest reward is simply time, and the freedom to move through it at your own pace.--Jim is not a client of Root Financial Partners, LLC and received no compensation for participating in this video. His statements reflect his own opinions and experience and are not indicative of any specific client's experience and are not a guarantee of results. No cash or non-cash compensation was provided, and no material conflicts are known.Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Early Retirement Strategy HereGet access to the same software I use for my clients and join the Early Retirement Academy hereAri Taublieb, CFP ®, MBA  is the Chief Growth Officer of Root Financial Partners and a Fiduciary Financial Planner specializing in helping clients retire early with confidence.

Imagine a lifetime spent diligently saving your acorns, only to face a mental roadblock when it's time to enjoy them. Dana Anspach, CFP®, RMA®, and author of "Living Off Your Acorns," shares how this common challenge impacts retirees and introduces the critical "pre-go" phase.  This episode offers a fresh perspective on retirement planning, emphasizing conscious consumption of retirement funds. Key Takeaways: Identify and plan for the crucial "pre-go" phase of retirement, which involves significant financial and identity shifts Overcome the "super saver" mentality to give yourself permission to enjoy retirement spending and experiences Understand that retirement is not a single phase but multiple stages, each with unique challenges and opportunities Recognize the emotional and psychological hurdles of transitioning from saving to spending retirement funds Explore how to find purpose and joy beyond work through hobbies, travel, and charitable giving Resources Mentioned: Dana's new book: "Living Off Your Acorns: Your Guide To The Four Phases of Retirement" "Control Your Retirement Destiny" by Dana Anspach "Die with Zero" by Bill Perkins "The Prosperous Retirement: A Guide to the New Reality" by Michael Stein Your 12 Good Years article by Dan Hewlett Connect With Dana Anspach: Website: https://www.sensiblemoney.com YouTube: https://www.youtube.com/@makingretirementmakesense    Connect with Benjamin Brandt: Subscribe to the This Week in Retirement: http://thisweekinretirement.com Get the Retire-Ready Toolkit: http://retirementstartstodayradio.com Work with Benjamin: https://retirementstartstoday.com/start Get Benjamin's book!Retirement Starts Today: Your Non-financial Guide to an Even Better Retirement Follow Retirement Starts Today in:Apple Podcasts, Spotify, Overcast, Pocket Casts, Amazon Music, or iHeart  

Happy National Brother's Day!And Happy Memorial Day, thank you to all who have sacrificed for us.Episode 400 is an absolute barn burner, as we have a college football mega show. The entire world is buzzing about the CFP expansion and if it is right for the game or how it should be done… if it should be done?This episode we have on a very special guest, someone who dedicates hours to researching and presenting information about college football… a true ball knower with an awesome show.Colton from 0and0Sports will bring his extensive research and knowledge to the show where we discuss CFP expansion, how to fix college football, and learn about how he started his showFollow his channels and socials here:bit.ly/m/0and0sportsLook alive folks!Follow us on:HOF Bets: https://hof-bets.app.link/millygoats (Promo Code: MILLYGOATS)Twitter - https://www.twitter.com/MillyGoatsInstagram - https://www.instagram.com/TheMillyGoatsYouTube - https://www.youtube.com/@TheMillyGoatsTwitch - https://www.twitch.tv/TheMillyGoatsPodcastTikTok - https://www.tiktok.com/@TheMillyGoatsApple Pod - https://rb.gy/0meu1Spotify Pod - https://t.ly/ZUfObWeb - https://themillygoats.godaddysites.com/

What if the real danger in retirement isn't running out of money, but spending so cautiously that you accidentally work too long, live too small, and die with a portfolio that never got a chance to do its job? In part two with Aubrey Williams, we go deeper into the "fog of FI" (that weird, anxious place where the spreadsheet says you're free, but your nervous system absolutely does not believe it). This episode covers: Why the 4% rule can make FI people overwork and underspend How future income streams like Social Security can move your FI date forward Why flexible spending is more realistic than flat, inflation-adjusted withdrawals How risk-based guardrails help you know when to cut or increase spending Why many FI people need more help increasing spending than reducing it How personal inflation can differ from CPI and affect retirement planning Why historical analysis may be more useful than Monte Carlo for some FI decisions How small amounts of income in retirement can meaningfully reduce portfolio pressure Why engineers and analytical types often need better data to trust they're "done" How Bill is using these ideas to finally get clearer about leaving work sooner . S U P P O R T    T H E    S H O W

Bad news, Fools: You and everyone you know is going to eventually pass away. And before then, you or the people you love may become physically or mentally incapacitated. But despite these certainties and possibilities, most people don't have an estate plan, and if they do, it's often outdated. Robert Brokamp speaks with attorney Jill Mastroianni, the host of the Death Readiness podcast, about how to protect your assets, your family, and yourself with an updated estate plan.Also in this episode:-Interest rates all over the world are rising, and bond prices are falling.-You likely pay your financial advisor more than you pay your doctor. Are you getting your money's worth?-After more than 25 years, Intel finally exceeded its dot-com peak. It just goes to show: While the overall U.S. stock market usually recovers from a bear market in a few years, individual stocks are a very different story.-One widow knew exactly what to do when her husband died because he created and regularly updated a “Letter From Your Dead Husband” while he was still alive. Host: Robert Brokamp, CFP®, EAGuest: Jill MastroianniEngineer: Bart Shannon Disclosure: Advertisements are sponsored content and provided for informational purposes only. The Motley Fool and its affiliates (collectively, “TMF”) do not endorse, recommend, or verify the accuracy or completeness of the statements made within advertisements. TMF is not involved in the offer, sale, or solicitation of any securities advertised herein and makes no representations regarding the suitability, or risks associated with any investment opportunity presented. Investors should conduct their own due diligence and consult with legal, tax, and financial advisors before making any investment decisions. TMF assumes no responsibility for any losses or damages arising from this advertisement.We're committed to transparency: All personal opinions in advertisements from Fools are their own. The product advertised in this episode was loaned to TMF and was returned after a test period or the product advertised in this episode was purchased by TMF. Advertiser has paid for the sponsorship of this episode.Learn more about your ad choices. Visit ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Brian Noe, Rich Ohrnberger, and Jared Smith talk about OKC’s big Game 3 win over the Spurs to take a 2-1 series lead, why it’s time to stop pretending Shai Gilgeous-Alexander isn’t a flat out great player, remembering Kyle Busch after his tragic passing, thoughts on Katherine Legge and her chance to win the Indianapolis 500, why Brendan Sorsby needs to be working in Alaska by the end of the day, Todd Monken has some thoughts on how Browns practices have been going so far, Matthew Stafford gets a new extension, previewing Game 3 between the Knicks and the Cavaliers, thoughts on possible CFP expansion, and more! Plus – Parlay Platter, Follow the Money with Seamus Magee, Prop It Up, and Rapid Fire!See omnystudio.com/listener for privacy information.

Welcome to Dentist Money Two Cents, a look at the latest financial and economic news from the past week.
 On this episode of Dentist Money's Two Cents, Matt, Jake, and Lauren discuss why interest rates may stay higher for longer, what strong market performance means for long-term investors, and whether hyped IPOs like SpaceX are worth the excitement. They break down the dangers of trying to time the market, explain why consistent investing remains the best strategy for building wealth, and explore how investor hype can sometimes lead to disappointing returns. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Are you part of the sandwich generation? In this episode of the Wise Money Show, we discuss how to navigate the financial pressure of supporting both aging parents and adult children at the same time. From retirement planning and long-term care concerns to helping kids through college and early adulthood, we break down the financial tradeoffs and planning strategies that can help you move forward with clarity and confidence. Season 11, Episode 40 Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/    Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/schedule-a-call/  or call 574-247-5898.   Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://pod.link/1040619718   Watch this episode on YouTube: https://youtu.be/yJ9YP6r4yKY  Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

Friday's 7am hour of Mac & Cube kicked off with Chris Burke, SEC Network analyst, telling us what he thinks of the SEC Baseball Tournament so far, what middle-seated SEC Tourney team could make a run to Omaha, and which players haven't gotten enough shine that you need to know; then, Matt Baker, national college football reporter for The Athletic, says how close we are to a conference breaking away and doing their own thing, why he's not really buying some of the CFP expansion reasoning, and what he'd ultimately like to see happen with college football; later, Cole & Greg look at the anonymous coaches' comments for Alabama, and debate whether or not they believe them; and finally, the guys try to figure out how many times are actually tough "McElroy & Cubelic In The Morning" airs 7am-10am weekdays on WJOX-94.5!!See omnystudio.com/listener for privacy information.

-We read On3's list last week, and this list has quite a few differences…here's the list: 1) Lane Kiffin and LSU as college football's lightning rodfor 2026; 2) How Indiana backs up its sports-shaking ascent to the top of college football; 3) Ohio State and Texas back in the main spotlightafter disappointing years; 4) Notre Dame's narrow margin between success and failure-5) CFP expansion and college sports reform; 6) Is Penn State better off with Matt Campbell?; 7) After Miami's success, how long will it take forClemson and FSU to rebound?; 8) Can Oregon maintain dominance after losing both coordinators to head coaching jobs?; 9) Outlook on theTexas Tech QB room; and 10) Georgia's pass rush returns to form in 2026 (bold prediction)Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy

In this episode of Hit The Books, Joey Knish and Brad Powers break down what a 24-Team College Football Playoff could look like and whether expanding the CFP would completely change college football as we know it. The guys discuss how a 24-Team Playoff would impact the regular season, conference championships, rivalry week, strength of schedule, automatic bids, at-large teams, and the overall structure of the College Football Playoff. They also debate whether college football can realistically support a larger playoff format without damaging what already makes the sport unique. Would a 24-Team CFP improve college football or completely break it?

On this episode of the JT Sports Podcast, JT breaks down why CFP expansion from 12 to 24 teams is really about control, not access, and how the Big Ten and SEC could be moving college football closer to an NFL-style postseason model. JT also reacts to Georgia football's reckless driving problem and why Kirby Smart still hasn't been able to fully stop the headlines in Athens. Lane Kiffin bringing Ed Orgeron back to LSU could make the Tigers more dangerous in recruiting, defense, and Louisiana culture, while South Carolina's ceiling depends on whether Shane Beamer can finally fix the offensive line around LaNorris Sellers. Plus, JT explains why Steve Sarkisian sounds like he's losing the plot by focusing on Texas Tech's schedule instead of Texas handling business, and why the money, TV attention, and infrastructure won't automatically follow HBCU football just because more elite recruits show up.

What happened this week on Wall Street, What to remember about divorce, More on the next seminar at the Crowne Plaza Foster City on Thursday June 11th from 6:30pm to 8:30pm with Chad Burton, CFP and Ryan Ignacio, CFA, CFP of EP Wealth Advisors

Tim Hall of 97.1 the Fan in Columbus looks at Ohio State and the Big ten's push for 24 teams in the CFP. Chuck and Heath discuss a report the Big Ten is looking at going to 10 conference games. Ryan Abraham of USCFootball.com updates the latest with the Trojans.See omnystudio.com/listener for privacy information.

Qualified Charitable Distributions, or QCDs, can be one of the most tax-efficient strategies available for retirees with IRA assets. But are they always the right move? Richard Rosso and Jonathan McCarty break down the pros and cons of QCDs, including how they interact with Required Minimum Distributions (RMDs), adjusted gross income (AGI), Medicare IRMAA surcharges, Social Security taxation, Roth conversions, and estate planning strategies. Here's a topical rundown of today's show: 0:00 - INTRO 0:19 - Texas Tree Roaches & Market Commentary 4:08 - AI Data Centers & Anti-AI Mentalities & Other Observations 16:23 - How AI Tools Can Help 19:04 - Qualified Charitable Distributions 21:13 - Falling Into the Widows' Trap 23:38 - Age Requirements of QCD's 29:46 - How QCD's Work 31:57 - What is Your Charitable Intent? 34:26 - Looking at QCD Limits 36:31 - "The Process is Clunky" - Ed Slott 41:09 - Who Benefits from QCD's? 43:40 - Dynaminc Learning Series - SimpleVisor Nerd Alert Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Investment Advisor, Jonathan McCarty, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/PdNwnrviYnQ?feature=share ------- Watch today's "Before the Bell" feature, "Momentum Pause Before Summer Rally?" here: https://youtu.be/oWiPrlAYz5A ------- Watch our previous show, "The AI Economy Beyond The Hype" https://youtube.com/live/TeIhoqBT8dg ------- * REGISTER for our next Dynamic Learning Series presentation, "A SimpleVisor Tutorial," Thursday, June 4, 2025 at Noon: https://streamyard.com/watch/MwairsimgmnS -------- Download Lance's Latest e-book, "Laws of Money & Wealth:"https://realinvestmentadvice.com/ria-e-guide-library/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #RetirementPlanning #QCD #Taxes #IRA #FinancialPlanning

In this episode, Erik P. Garcia, CFP®, ChFC®, BFA™, and Xavier J. Angel, CFP®, ChFC®, unpack a misunderstood truth about building wealth: real wealth takes time. Picking up from their earlier conversations on discipline, behavior, and consistency, they dive into the power of compounding—not just financially, but professionally and personally as well. Through stories, analogies, and practical examples, they challenge the myth that wealth is built overnight and instead show how patience, endurance, and staying invested are what truly create long-term success. From the famous “penny doubled every day” example to lessons about career growth, relationships, and reputation, this conversation highlights how the biggest rewards often come after years of unseen work. Erik and Xavier explain why consistency matters more than quick wins, why emotional discipline is critical during slow seasons, and how time rewards those willing to stay in the game. Whether you're building financial wealth, developing skills, or growing a business, this episode is a reminder that compounding doesn't reward urgency—it rewards endurance. Episode Highlights: Xavier frames time as the series' "final ingredient," the force that turns discipline into stability and consistency into growth. (01:45) Erik discusses compound interest as one of the most powerful forces in finance, noting that every Stuff About Money guest asked what they wish they'd known sooner points to the same answer. (05:20) Erik explains the penny-doubling example, showing how a single cent doubled every day for 30 days compounds into more than five million dollars. (08:24) Xavier discusses career compounding, a form of growth driven not by money but by skills and experiences that stack into advantages over time. (12:26) Xavier shares the principle he stresses to his mentees: always be mindful of the person next to you, because you never know when they'll be in a position to help. (18:54) Erik wraps the series by revisiting the three wealth-building myths and landing on the real formula: avoid bad behaviors, cultivate good ones, and do both consistently enough for long enough. (22:23) Key Quotes: “Time is what turns discipline into stability and consistency into growth.” - Xavier J. Angel, CFP®, ChFC® “You never know who you're going to meet and when they may be able to help you or when they give you an opportunity. So always be mindful of that person next to you.” - Xavier J. Angel, CFP®, ChFC® “Compounding doesn't reward urgency. It rewards endurance. By definition, compounding rewards those who stay in the game long enough.” - Erik P. Garcia, CFP®, ChFC®, BFA™ Resources Mentioned: Erik Garcia, CFP®, BFA Xavier Angel, CFP®, ChFC, CLTC Plan Wisely Wealth Advisors

Get Up resumes with Thunder-Spurs. OKC successfully slowed down Wemby and kept his post touches to a minimum. Is this a sustainable strategy? (0:00) Meanwhile - Kevin Weekes on how detrimental Cale Makar's absence was for the Avalanche in game 1 vs the Golden Knights! (13:20) Then - Josh Pate HATES expanding the CFP to 24 teams! (23:00) Learn more about your ad choices. Visit podcastchoices.com/adchoices

Bill and ESPN's Bill Connelly discuss the push for a 24-team college football playoff and the negative effects it would have. 0:00 Welcome 2:06 Who wants a 24-team playoff? 7:25 Championship Week changes? 9:09 Would a 24-team playoff really help the ACC/Big 12 proportionally? 10:27 Super league threat is always looming 14:35 What would the incentive be to schedule tough games? 16:49 How much would a 24-team playoff diminish the regular season? 18:47 Has the CFP been excluding many title-worthy teams? 22:05 What would a 24-team playoff do to the bowl system? 24:11 What would you do if you were the CFB commissioner? Learn more about your ad choices. Visit podcastchoices.com/adchoices

Learn what new Fed data says about Americans' finances and whether a perfect 850 credit score is worth chasing. What does the latest Federal Reserve data actually reveal about how Americans are holding up financially — and why do feelings and facts so often diverge? Sean Pyles, CFP®, and Elizabeth Ayoola are joined by senior news writer Anna Helhoski and NerdWallet economist Elizabeth Renter to dig into a new Fed analysis of U.S. household financial wellbeing. They discuss why wellbeing has declined for young adults, low-income families, and Black adults even as headline economic data stays relatively stable, what a shifting labor market means for workers' confidence, and what NerdWallet's new Financial Resilience Index could reveal about the gap between feeling in control of your money and actually being prepared for a financial shock. What does a perfect 850 credit score actually get you — and is it even worth chasing? Sean and Elizabeth are joined by NerdWallet personal finance writer Amanda Barroso to answer a question about reaching the credit score mountaintop. They discuss where the real "good enough" threshold sits, how to build a healthier relationship with your score, and what habits could help you reach — and maintain — a score that actually works in your favor. Want us to review your budget? Fill out this form — completely anonymously if you want — and we might feature your budget in a future segment! https://docs.google.com/forms/d/e/1FAIpQLScK53yAufsc4v5UpghhVfxtk2MoyooHzlSIRBnRxUPl3hKBig/viewform?usp=header To send the Nerds your money questions, call or text the Nerd hotline at 901-730-6373 or email podcast@nerdwallet.com. Like what you hear? Please leave us a review and tell a friend. Learn more about your ad choices. Visit megaphone.fm/adchoices

Isaac and Suke discuss what the best CFP model is, and in the news the guys discuss Chris Dudley, strawberries, and tiny home toilets.

Max has the latest CFB updates. He shares his plans for the upcoming 2026 season, his thoughts on the potential 24-team CFP, and money.

The show features a wide-ranging sports discussion starting with NBA Playoffs reaction as the Thunder even their series against the Spurs, followed by continued Miami Dolphins OTA coverage centered on leadership questions, with Joe Rose emphasizing results on the field over locker room narratives and pointing to Jeff Hafley as the team's current tone-setter. The conversation shifts into major NFL and college football storylines, including Dolphins roster updates, multiple quarterback battles across the league, and a deep dive into the chaos surrounding college athletics as NIL money, transfers, and conference power struggles fuel talk of CFP expansion and even a potential superleague. The guys also break down how college sports have become increasingly unregulated, with massive player earnings and constant roster movement reshaping the landscape. The show wraps with a strong hour of interviews and analysis, including insight from Alain Poupart on the Dolphins' early OTAs and Brett McMurphy on the ongoing CFP expansion war between the SEC and Big Ten.

Hour 3 features more Miami Dolphins OTA coverage as Alain Poupart joins the show to discuss early impressions of the team under head coach Jeff Hafley, who he says has made a strong first impression and communicates in a more direct, efficient way than the previous regime while quickly establishing himself as a clear team leader. The conversation turns to roster questions, including concerns about Austin Jackson's injury situation, whether Kadyn Proctor should permanently move to tackle, Malik Willis showing real arm talent, Malik Washington as a breakout candidate, and potential extensions for Jordyn Brooks and Aaron Brewer. The hour then shifts to the national college football debate as Brett McMurphy breaks down the ongoing CFP power struggle between the SEC and Big Ten, uncertainty over 16 vs. 24-team expansion, and how TV networks like ESPN are influencing the direction of the sport. McMurphy also explores the possibility of a future superleague, the growing issue of players manipulating eligibility through injuries, and the difficulty of enforcing rules in today's NIL-driven college football landscape.

Brett McMurphy joins the show to break down the growing power struggle surrounding the future of college football and the College Football Playoff format. McMurphy explains that the SEC and Big Ten remain deeply divided on expansion, with debates centering around whether the playoff should move to 16 or even 24 teams, while the ACC and Big 12 appear to be aligning more with the Big Ten's position. The conversation also dives into the major influence television networks have on the sport, including how ESPN's relationship with the SEC impacts the push for a 16-team format, and why the CFP is likely to remain at 12 teams until the two power conferences reach common ground. McMurphy also discusses the long-term possibility of a future superleague involving the SEC and Big Ten, the growing issues surrounding players gaining extra eligibility through injuries, and the difficulty of enforcing rules in today's NIL and gambling-heavy college football landscape following the controversy involving Brendan Sorsby.

Can politics cause a college player strike? [1:10]College players won't strike. Ever.The greatest QB debate…Fixed. [17:17]Aaron Rodgers' place in history.The argument AGAINST a 24-team CFP. [29:11]With 24 teams, will rivalries suffer?See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

On the latest episode of the CavsCorner Podcast, we talk about the newest hire by UVa's athletics department and what it might say about the future before tackling some changes the NCAA is eyeing related to eligibility, March Madness, and the CFP.    Credits: Brad Franklin (@Cavs_Corner) Justin Ferber (@Justin_Ferber)   Visit CavsCorner now!   Sign up for CavsCorner today – Join for $1, plus a complimentary year of access to The Athletic included. https://www.on3.com/sites/cavs-corner/join/

Iran's supreme leader issued a directive to keep enriched uranium within the country, Certified Financial Planner Chad Burton from EP Wealth discusses planning for retirement, More on the next seminar at the Crowne Plaza Foster City on Thursday June 11th from 6:30pm to 8:30pm with Chad Burton, CFP and Ryan Ignacio, CFA, CFP of EP Wealth Advisors

Jacques Doucet of WAFB TV Baton Rouge reacts to Ed Oregeron being rehired at LSU. Chuck and Heath discuss why FOX and the Big Ten have extra incentive to push for an early expansion of the CFP to 24. Connor Riley of Dawg Nation looks at GeorgiaSee omnystudio.com/listener for privacy information.

Michael shares a behind-the-scenes look at organising Laracon AU 2026, including the new committee-based CFP review process, the tooling built to manage the talk submissions, and how AI-assisted workflows helped shape the final conference schedule. The conversation dives into balancing technical depth with audience engagement, designing conference cadence to avoid cognitive overload, and why advanced technical talks are so difficult to execute well.Jake and Michael also discuss the realities of crafting technical presentations, from simplifying code examples and avoiding "proof of expertise" syndrome, to using AI tools as collaborative thought partners when preparing talks. Along the way, they explore how conference organisers think about audience fit, production experience, practical takeaways, and keeping attendees engaged during deeply technical sessions.Show linksLaracon AUModel Context Protocol (MCP)Riff & Refine: Trust the Process

Buying a home has been sold as the responsible, obvious next step for so long that most people have never actually stopped to ask whether it fits their life. Dr. Jay Zigmont CFP® owned homes from age 21 to 45 and now rents. Fiona Waller CFP® works with clients who have spent years in properties they quietly resented. In this episode, they take apart the financial math, the family voices, the passive income myth, and the real cost of owning a vacation home to help Childfree adults make housing decisions based on what they actually want rather than what they have been told to want.In This Episode, You'll Learn:Why the stock market returning seven to ten percent annually makes a stronger financial case than a mortgage at six percent interest on a home appreciating three to five percent per year.How to tell whether you should buy or rent based on your life first and your finances second, and why being unable to say where you will be in three years is the only answer you needWhy rent is the most you will pay each month while a mortgage is the least, and what that difference means for a Childfree adult who values flexibility and simplicityWhy rental properties are not passive income, what the 1031 exchange strategy assumes about passing wealth to children, and why that assumption does not work for Childfree peopleWhy vacation homes are the worst of all worlds for Childfree adults, and why renting wherever you want to go beats owning a property you have to manage from a distanceResources Mentioned:What if your Parents Run out of Money | Dr. Jay Zigmont, CFP® & Bri Conn, CFP®https://childfreeinsights.com/resources/podcast/episode-136/ Inheriting Parent Care Responsibility | Dr. Jay Zigmont, CFP® & Bri Conn, CFP®https://childfreeinsights.com/resources/podcast/episode-137/ Episode Hosts:Dr. Jay Zigmont, PhD, MBA, CFP® is the Founder of Childfree Wealth®, a life and financial planning firm dedicated to helping Childfree and Permanently Childless people, and Childfree Trust®. He is also the author of The Childfree Guide to Life and Money.Fiona Waller, MSW, LCSW, CFP® is a Childfree Wealth Specialist® at Childfree Wealth®. She brings a unique perspective as a former therapist, focusing on the intersection of mental health and money using a trauma-informed background to help clients align their financial and life plans with their values.About Childfree Insights:Childfree Insights delivers education for financial and estate planning without children. It supports people with no kids in making informed decisions about retirement, legacy planning, beneficiaries, and long-term care. Home of Childfree Wealth® and Childfree Trust®.Connect with Us:Ready to work on building better financial habits? Connect with our financial planning team at childfreewealth.com or learn more about estate planning at childfreetrust.com.Follow Childfree Life by Design on your favorite podcast platform and join the conversation on social media:Instagram: https://www.instagram.com/childfreeinsightsFacebook: https://www.facebook.com/ChildfreeInsights/LinkedIn: https://www.linkedin.com/company/childfreeinsightsYouTube: https://www.youtube.com/@ChildfreeInsightsDisclaimer: This podcast is for educational & entertainment purposes. Please consult your advisor before implementing any ideas heard on this podcast.

In the final hour, Mac & Bone preview the start of the Eastern Conference Final between the Hurricanes and the Canadiens, & react to what Lane Kiffin had to say about the Big 10's CFP dominance, the Stro Show is back for a special Thursday edition, they preview the night in sports, they read funny texts, & more See omnystudio.com/listener for privacy information.

Mac & Bone start Thursday's show, talking about Kon Knueppel earning All-Rookie honors, they recap OKC's win in the Western Conference Finals, & another Braves win, they get into the latest reports from the Big 10 about CFP expansion, and Chris Simms is still doubting Bryce Young See omnystudio.com/listener for privacy information.

In the second hour, Mac & Bone take a look at every point spread for every Panthers game, as Carolina is only favored in three games next season, Steward Mandel joins to talk about the power struggle ongoing in college football around CFP expansion, before Thursday's Random Crap See omnystudio.com/listener for privacy information.

The guys are joined by Stewart Mandel of The Athletic, as he details the ongoing power struggle in college football around CFP expansion, he talks about the overall health of the sport in the NIL/transfer portal era, & he talks about the pressure on local coaches, including Dabo Swinney and Shane Beamer See omnystudio.com/listener for privacy information.

A lot of wealth management still assumes you've already "made it" before you deserve real advice. Chelsea Ransom-Cooper, CFP®, co-founder of Zenith Wealth Partners, is challenging that assumption by building a fee-only RIA designed to serve women and people of color with relatable, high-quality financial planning.Chelsea walks us through the turning points that shaped Zenith: discovering fee-only planning through early networking, recognizing in 2020 that her client base didn't reflect the people who inspired her to enter the profession, and partnering with co-founder Jason Ray to build what they couldn't find in the market. She shares a concrete early-business tactic we loved — using a simple "30-name" validation list to prove demand and build confidence before making the leap, then turning those early conversations into her first wave of clients.We also get specific on how to scale without losing the mission. Chelsea explains how Zenith thinks about capacity (targeting 60 to 80 clients per advisor), support staffing, and using EOS to put the right people in the right seats. We dig into their flexible fee structure, including why they hold a minimum fee for service, avoid asset minimums, and blend planning engagements, retainer-style work, and AUM as clients' balance sheets evolve.Chelsea also shares how she manages a packed calendar through delegation, why that creates real growth opportunities for the next generation of advisors, and how her "zone of genius" in equity compensation helps her stand out. If you care about accessible financial advice, building a sustainable fee-only firm, and scaling with intention, this one is for you.Subscribe, share with a fellow advisor or founder, and leave a review with your biggest takeaway.Chelsea's Linkedin: https://www.linkedin.com/in/chelsea-ransom-cooper-cfp-6b198346/Zenith Wealth Partners Website: https://zenithwealth.partners/Music in this episode was obtained from Bensound.

5.20.26, Kevin Sheehan gives his thoughts on the NCAA's attempt to expand the College Football playoffs to 24 teams and if it would be a good or bad idea for the sport.

Wednesday's 7am hour of Mac & Cube started off Cole not understanding why we have 5th grade graduations; then, the guys wonder why the Big Ten is drawing a line in the sand right now regarding CFP expansion; and later, Cole & Greg point out how many different teams would've made a 24-team Playoff and aren't happy with the results. "McElroy & Cubelic In The Morning" airs 7am-10am weekdays on WJOX-94.5!See omnystudio.com/listener for privacy information.

What if the biggest difference between someone who starts at 22 and someone who starts at 50 isn't intelligence or income, but simply the moment they finally decide, nobody's coming to save me? In this crossover episode, Bill joins Joel on "How to Money" to tell the brutally honest and surprisingly hopeful truth. He shares his story of becoming financially independent after a 20-year sleepwalk through lifestyle inflation, doctor money mistakes, and zero real financial plan. It's candid, practical, and exactly the kind of episode that makes you stop saying "I'm behind" and start asking "What's my next move?"   This episode covers: Bill's late-starter journey from paycheck-to-paycheck doctor to financially independent at 60 How "rich doctor syndrome" and lifestyle inflation can keep high earners broke Why debt, overspending, and delayed gratification derailed his early money life The wake-up call that came from burnout, a malpractice lawsuit, and turning 50 How downsizing, geo-arbitrage, and a higher savings rate changed everything Why savings rate matters more than most people realize for late starters How to think about debt payoff versus investing when you feel behind Why college funding, generational wealth, and retirement planning are all connected How Bill thinks about using a financial advisor after a long DIY phase Why financial independence is really about buying back time, autonomy, and health . === SUPPORT  THE  SHOW ===

Patrick O'Hare of Briefing.com on the current markets, S and P 500 rises as markets await Nvidia's earnings, More on the next seminar at the Crowne Plaza Foster City on Thursday June 11th from 6:30pm to 8:30pm with Chad Burton, CFP and Ryan Ignacio, CFA, CFP of EP Wealth Advisors

Today's episode of Behind The Advisor is a little different because we're giving you a preview of something brand new from XYPN. Balanced PM is a new podcast hosted by XYPN Portfolio Analyst Joe Dunn, CFA, and XYPN Director of Investments Andrew Almeida, CFA, CFP®, focused on the principles behind portfolio construction and long-term investment thinking. In this special preview episode, Joe and Andrew dive into stagflation: what it is, how it shaped markets in the 1970s, and why advisors are hearing about it again today. They explore how inflation, slowing growth, and market uncertainty can influence investor behavior, portfolio design, and planning conversations in the current environment.

On this episode of The Dentist Money Show, Matt and Will explore the hidden costs of oversimplifying your finances. They discuss where simplicity can be helpful, where it can become a limitation, and how dentists can find the right balance between staying organized and optimizing financial opportunities. From cash management and investing to tax planning, insurance, and practice decisions, they share examples of where "keeping it simple" can quietly leave money on the table. Book a free consultation with a CFP® advisor who only works with dentists. Get an objective financial assessment and learn how Dentist Advisors can help you live your rich life.

Chuck reacts to Big Ten commissioner Tony Pettiti saying 24 is their only interest for a CFP format and they'll wait until the SEC comes around. Chuck and Heath discuss the Big Ten seeming to believe they're going to dominate the sport going forward. Tyler McComas of KREF radio Norman looks at Oklahoma.See omnystudio.com/listener for privacy information.

CFP expansion conversation heating upSee omnystudio.com/listener for privacy information.

Financial Assessment (Meet with an experienced professional):https://bit.ly/PureFreeAssessmentToday on Your Money, Your Wealth® podcast number 582, Joe Anderson, CFP® and Big Al Clopine, CPA address something a not-insignificant portion of this audience has been complaining about for years: their so-called 'absurdly conservative' safe withdrawal rates for early retirement. Rand and Elayne from Ohio are here to gripe about it directly with a thought experiment: a million bucks at age 36 and a three-year sabbatical in France. When, if ever, would Joe and Big Al say they should cut it short and go back to work if the markets turned ugly? Mike2me17 piles on, with his own SWR take about AUM fees in his Apple Podcasts review. But first, a real world example: Ron and Harry from Florida are elite performers with a high-risk specialty job. Can they safely pull off moving to Portugal and living on $38,000 a year in their early 40s? If you're one of the people yelling at your podcast app every time Joe or Al mentions a 2% withdrawal rate, today's your day, and we welcome you to leave more of your thoughts on the topic in Apple Podcasts, YouTube, on Reddit, in our inboxes - like everyone else has.Free Financial Resources in This Episode: https://bit.ly/ymyw-582 (full show notes & episode transcript)Withdrawal Strategy Guide - YMYW TV:https://purefinancial.com/white-papers/withdrawal-strategy-guide/?utm_source=captivate&utm_medium=podcast&utm_campaign=whitepaper-withdrawal-strategy-guide&utm_content=ymyw-pod-ep582-description-whitepaperFinancial Blueprint (free, self-guided):https://purefinancial.com/financialblueprint/?utm_source=captivate&utm_medium=podcast&utm_campaign=financial-blueprint&utm_content=ymyw-pod-ep582-description-blueprintRetirement Pop Quiz: 18 Questions to Get You Ready to Retire - YMYW TVhttps://purefinancial.com/ymyw/episodes/retirement-pop-quiz-18-questions-ready-to-retire/?utm_source=captivate&utm_medium=podcast&utm_campaign=ymyw-tv&utm_content=ymyw-pod-ep582-description-tv-s10e10Financial Assessment (Meet with an experienced professional):https://bit.ly/PureFreeAssessmentREQUEST your Retirement Spitball Analysis:https://bit.ly/AskJoeAndAlDOWNLOAD more free guides:https://bit.ly/PureGuidesREAD financial blogs:https://bit.ly/PureFinBlogWATCH educational videos:https://bit.ly/PureEdVideosSUBSCRIBE to the YMYW Newsletter:https://bit.ly/YMYWNewsletterConnect With Us:Subscribe on YouTube and join the conversation in the comments:https://bit.ly/YMYW-YTSubscribe or follow YMYW in your favorite podcast app:https://lnk.to/ymywLeave your honest reviews and ratings in Apple Podcasts:https://podcasts.apple.com/us/podcast/your-money-your-wealth/id312900254Chapters: 00:00 - Intro: This Week on the YMYW Podcast01:14 - Elite Performers Semi-Retiring at 43 and Moving to Portugal. Can We Pull It Off? (Ron & Harry, FL)16:16 - YMYW Safe Withdrawal Rate Assumptions Are Absurd. At What Point Do You Go Back to Work If Markets Crash? (Rand & Elayne, ID)34:13 - YMW Safe Withdrawal Rates to Protect AUM Fee (Comment from mike2me17, Apple Podcasts)41:46 - Outro: Next Week on the YMYW Podcast

Bill Connelly joins the show to talk potential CFP expansion. David Hale joins the show to talk ACC Spring Meetings Learn more about your ad choices. Visit podcastchoices.com/adchoices