Podcasts about cfp

I am currently contributing most of my 401(k) elections as Roth. My financial advisor told me to stop doing this and make all my contributions pre-tax. Is he correct?Have a money question? Email us hereSubscribe to Jill on Money LIVEYouTube: @jillonmoneyInstagram: @jillonmoneyTwitter: @jillonmoneySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Brett Danko is the Founder of Brett Danko Educational Center, a CFP Board Education and Exam Prep Provider, and the CEO and Managing Partner for Main Street Financial Solutions, an independent RIA based out of Pennsylvania that oversees nearly $2 billion in assets under management for 1,700 households. Brett stands out for combining his love for teaching with financial expertise, creating one of the nation's leading CFP exam prep programs and growing his own RIA to $2 billion in AUM.  Listen in as he shares his unique approach to CFP exam preparation, as well as insights into his hourly financial planning model and the innovative structure of his firm—which empowers advisors to own their client relationships and design their own fee schedules. You'll also hear about his personal journey from job loss and depression to renewed purpose, highlighting the importance of delegation, mentorship, and self-awareness in building a fulfilling career. For show notes and more visit: https://www.kitces.com/353

Drew Butler & Jake Fromm recap a crazy Week 5 on this episode of #PuntandPass presented by Solomon Brothers Jewelers! The #Dawgs escape #Auburn with a 27-20 victory to extend their win streak. How can #UGA fix the weaknesses that were exposed? #Kentucky blasts #Florida on the road. Points, points, and more points between #LSU and #OleMiss. #Tennessee has a statement game vs. #SouthCarolina. Is the Pac-12 for real? Some early looks at the soon to come #CFP rankings. Thanks for listening and please rate, review, subscribe!!!See omnystudio.com/listener for privacy information.

The journey from artist to financial advisor may seem like an unconventional path. However, it's often these unique life trajectories that bring fresh perspectives to the world of financial advisory.In this episode, Jamie Hopkins, Managing Partner of Wealth Solutions, and Ana Trujillo Limón, Director, Coaching and Advisor Content, speak with Robyn Crane, CFP®, Author and Keynote Speaker - “Helping Financial Professionals Make More Money & Help More People.”They chat about Robyn's inspiring journey from singer-songwriter to financial advisor. They also explore the power of influence, the need for more women in finance, effective messaging and marketing techniques, and the importance of making a positive impact in the world.Robyn discusses: The importance of making more money to have a greater impact in the financial services industryHow she transitioned from being a singer-songwriter to becoming a financial advisor and helping people grow their money Her journey as a coach, initially feeling like an imposter but gaining confidence through helping successful clients achieve their goalsThe importance of messaging in driving behaviors and attracting clientsThe outdated marketing techniques still being taught and the slow progress in creating equity and inclusivity in the industryThe importance of helping high net worth individuals to bring about positive change in the worldAnd more!Resources:Podcast: Growing Your Financial Business...The Woman's WayMake More Money Help More People by Robyn CraneConnect with Jamie Hopkins and Ana Trujillo Limón: Carson Group LLCLinkedIn: Jamie HopkinsLinkedIn: Ana Trujillo LimónConnect with Robyn Crane:LinkedIn: Robyn CraneWebsite - Robyn CraneAbout our Guest: Robyn Crane is passionate about helping financial advisors grow their practices efficiently without using outdated prospecting strategies or just relying on referrals. Robyn feels most fulfilled when coaching her clients, hosting her podcast, "Growing Your Financial Business...The Woman's Way," and keynoting at conferences.Robyn was an advisor for 10 years (and still a CFP®) and can hardly believe that the same ridiculous, archaic marketing and sales strategies are still being taught today.Now, she runs a 7-figure business laser-focused on helping financial advisors get qualified prospects without working longer or harder, paying for marketing, or having to meet face-to-face.

Welcome to Ask a YFP CFP®, a segment of the Your Financial Pharmacist Podcast! On today's show Tim Baker, CFP®, RLP®, RICP®, takes a question from an individual in the YFP Facebook Group. Submit Your Question: Have a question you would like us to feature on an upcoming episode? Send us an email at info@yourfinancialpharmacist.com or record your question at www.yourfinancialpharmacist.com/askyfp   Your Financial Pharmacist Disclaimer and Disclosures: This podcast is intended for educational purposes and should not be considered financial or investment advice as we do not know all the variables to one's personal situation when answering a question. For more information visit https://yourfinancialpharmacist.com/disclaimer/

Late Kick Live Ep 436 features Josh Pate looking back at a loaded week 5 in College Football. UGA vs Auburn featured the Bulldogs barely getting out of Jordan-Hare Stadium with a win while Notre Dame held on against Duke and USC withstood a late rally by Colorado. How many teams could reasonably contend for a national title this season? Is Michigan the best team in America right now? What about someone in the Pac12? Are we looking at a scenario where dark horses could emerge down the stretch? All that plus a look-ahead for the Once Upon A Saturday Tour's week 6 destination and added best bets aboard the Ramen Noodle Express. TIMESTAMPS: (2:47) Georgia defeats Auburn 27-20 (20:32) USC defeats Colorado 48-41 (30:40) Ole Miss stuns LSU 55-49 (39:39) Tennessee knocks off South Carolina 41-20 (44:41) Kentucky runs past Florida, 33-14 (53:58) Notre Dame rallies past Duke 21-14 (55:52) Michigan beats Nebraska 45-7 (57:33) Alabama rolls past Mississippi State, 40-13 (1:00:41) Texas defeats Kansas 40-14 (1:01:39) Oklahoma beats Iowa State 50-20 (1:03:45) Penn State covers against Northwestern 41-13 (1:05:32) How many real CFP contenders are there in college football (1:11:46) Ramen Noodle Express: Early Week 6 Best Bets SUBSCRIBE to the Late Kick Podcast: ​​https://link.chtbl.com/LateKick Twitter: twitter.com/LateKickJosh Instagram: instagram.com/latekickjosh To learn more about listener data and our privacy practices visit: https://www.audacyinc.com/privacy-policy Learn more about your ad choices. Visit https://podcastchoices.com/adchoices

(Links in notes) Ari and David recap a week five that had some fan base's hearts palpating! (5:00) LSU-Ole Miss was a blast, but the Tigers are out of the CFP discussion...right? (10:00) Georgia's clunker against Auburn reinforces how underwhelming the SEC is this season. (17:00) Our top-5 teams right now. (22:30) Notre Dame eeks out the win in Durham. (31:00) USC will lose two, if not more, games this year. How long can Lincoln Riley get by with generational QBs? (43:15) Texas took care of business. Now onto Red River. (55:00) Props to Missouri. (58:15) Penn State's slow start...again. (1:02:30) High Five for the G5 and Locks recap. Subscribe to the Until Saturday newletter: https://theathletic.com/newsletters/until-saturday Call/text the Until Saturday phone and leave us a question for a future mailbag and/or Sunday Sound-Off podcast: (316) 462-9852 Subscribe to Until Saturday on YouTube: https://www.youtube.com/channel/UCbhfrD1COvG40Mk7vvgaHIQ Follow Ari on Twitter: @AriWasserman Follow David on Twitter: @davidubben Sponsored by: Indochino: RSVP knowing you've got the perfect look all wedding season long from Indochino. Go to Indochino dot com and use code ATHLETICCFB to get 10% off any purchase of $399 or more.  That's I-N-D-O-C-H-I-N-O DOT COM, promo code ATHLETICCFB. LinkedIn: LinkedIn Jobs helps you find the qualified candidates you want to talk to, faster. Post your job for free at linkedIn.com/CFB23 Better Help: This episode is brought to you by BetterHelp. Give online therapy a try at betterhelp.com/saturday and get on your way to being your best self. Learn more about your ad choices. Visit megaphone.fm/adchoices

On this episode, I share how I structure my client and guest meetings. If you've never worked with an advisor before, this might alleviate some hesitation due to wondering what actually takes place in a meeting.

Benefits and Liabilities: Corporate Owned Life InsuranceSeason 3, Episode 4Troy Harmon, CFA, CVA, Nick Antonucci, CVA, CEPA, and K.C. Smith, CFP®, CEPA of Henssler Financial talk with Jim Crone, CLU®, CFS®, our Director of Insurance Planning, about rewarding key employees with supplemental executive retirement plans and funding this liability with corporate owned life insurance. They also look at what might happen to this agreement with the employee and liability on their books if the company owner decides to sell. "Our Three Cents” is a spinoff podcast of “Money Talks,” focusing on good business strategies, business valuations, and business exit planning. “Our Three Cents” is brought to you by Henssler Financial.Click Here to Subscribe to the Henssler Money Talks podcast. 

Social Security is a vitally important retirement resource that you should be planning ahead for how to optimize as part of your financial plan. As CFPs doing comprehensive financial planning, we've helped thousands of families claim their Social Security benefits. Today, we're covering the five most common Social Security questions in this episode of Wise Money. Season 9 Episode 6 Have a question you want to have answered on the show? Call or text 574-222-2000 or leave a comment!   Want to speak with a Certified Financial Planner™? Visit www.korhorn.com or call 574-247-5898.     Find more information about the Wise Money Show™ at www.wisemoneyshow.com    Be sure to stay up to date by following us! Facebook - https://www.facebook.com/WiseMoneyShow  Twitter - https://twitter.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Want more Wise Money™? Read our blog! https://www.korhorn.com/wise-money-blog  Watch the guys in the studio: https://youtu.be/LP7DR-4iA-o  Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow   Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC.  Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results.

Henssler Money Talks – September 30, 2023Season 37, Episode 39This week on “Money Talks,” Chief Investment Officer Troy Harmon, CFA, CVA, is joined by Managing Associate Melanie Wells, CFP®, and Associate Clay Norman, CFP®, to New Home Sales, the Conference Board Consumer Confidence reading and the final estimate for second-quarter GDP. Melanie and Clay explain why insurance is the foundation of a solid financial strategy, providing protection and peace of mind in the face of unexpected events that could otherwise undermine one's financial stability. The hosts round out the show by answering a listener's question on investing their windfall into their children's 529 Plan. Timestamps and Chapters00:00 Market Roundup: Covering September 25 – September 27, 202326:04 Case Study: Insurance is Your Plan's Safety Net36:02 Q&A Time: Should we deposit $70,000 into our children's 529 Plan? Follow Henssler:  Facebook: http://bit.ly/HensslerFacebook  Twitter: http://bit.ly/HensslerTwitter  LinkedIn: http://bit.ly/HensslerLinkedIn  Instagram: https://www.instagram.com/hensslerfinancial/YouTube: http://bit.ly/HensslerYouTube   “Money Talks” is brought to you by Henssler Financial. Sign up for the Money Talks Newsletter: https://www.henssler.com/newsletters/ 

According to CNBC - A shutdown could lead to 90% of staff at the U.S. Department of Education being furloughed, according to higher education expert Mark Kantrowitz. As an Employee: Stay positive Connect (if you want to) Stay Active Learn Something New Stay humble Eat Healthy Slow Down THANK YOU FOR LISTENING! #Furlough #StudentLoans #AboutThatWallet #EmployeeLife Continue to support the show by subscribing, sharing and leaving comments on your favorite platforms. This help others like yourself find me.   ______________________ AFFILIATES/SPONSORS: DISCLAIMER: these are sponsored links in which I get paid and you can benefit for being a listener to the podcast. Start your investment journey with free stocks!  https://aboutthatwallet.com/webull Gain access to over 5,000 training videos to increase your skillset: https://shopakanundrum.com/?ref=atw My equipment: Rode Caster Pro - https://amzn.to/3i596tF Streamyard - https://streamyard.com?pal=4718936395612160 SHURE SM7B Dynamic Microphone - https://amzn.to/3AbV040 Microphone Stand - https://amzn.to/3NIeBfz Listen to the show on Audible: Try Audible and get 2 free books - https://amzn.to/3tWuDdJ Listen to the podcast on your favorite listening platforms such as Apple, Google, Spotify, Amazon and more!! -- DISCLAIMER: I am not a CPA, attorney, insurance, contractor, lender, or financial advisor. The content in this audio are for educational purposes only. You must do your own research and make the best choice for you.  Investing of any kind involves risk. While it is possible to minimize risk, your investments are solely your responsibility. It is imperative that you conduct your own research. I am merely sharing my opinion with no guarantee of gains or losses on investments. If you need advice, please contact a qualified CPA, CFP, an attorney, insurance agent, financial advisor, or the appropriate professional for the subject you would like help with. EPISODE 205 --- Send in a voice message: https://podcasters.spotify.com/pod/show/aboutthatwallet/message Support this podcast: https://podcasters.spotify.com/pod/show/aboutthatwallet/support

In this episode with Mike Zung, CFP® we talk: - ALl things ISO's, how they work, how they are taxed - What AMT is and why you need to watch out for it - How to best plan around ISO's - Tax laws that could drastically change the picture and planning around ISO's

Too many dentists leave money on the table. Kevin Cumbus, founder and president of the mergers and acquisitions advisory group TUSK Partners, returns for an encore presentation on how dental practices can understand their options and maximize their valuation before selling to a dental support organization (DSO).In his previous interview, Kevin explained how dentists have more choices than ever for a financial exit from their practice and the importance of evaluating multiple DSOs before committing to a deal. Now, Kevin returns to the Prosperous Doc® podcast to unpack common industry jargon so every dentist can have an informed conversation about private equity and corporate-owned dentistry.In the early 2000s, only dentists were interested in buying dental practices. Now that DSOs backed by private equity have created a more competitive market for dental practices, demand outweighs the supply, driving up prices. Dentists today have an unprecedented opportunity to secure their financial futures — but the devil is in the details. Without understanding the terminology of a DSO's offer, dentists could end up locked into an unfavorable deal that saddles them with too much risk.“Where you actually realize the value from the sale of your business,” Kevin explains, “is in the enterprise value and how that enterprise value is received through structure. And the structure is made up of a couple of key components.”What are those key components? Kevin joins host Shane Tenny, CFP® to define nine terms related to selling your dental practice that every dentist should know. From EBITDA to joint venture and holdco equity, Kevin puts economic concepts in layman's terms so dentists can be prepared before they even start the conversation. .

(9/29/23) Candy Corn martini's & market commentary; why Larry Fink won't be surprised with higher structural inflation: Permatory inflation. No one is ready for rates to be higher for longer. The uptick in 401-k loans and why we can't save: More credit card debt, car payments, and mortgage payments. Flaw in Secure Act 2.0: Elimination of some catch-up provisions. Boosting the Roth: Paying taxes now before taxes increase, which they will. Mrs. Roberts' Halloween decorations; old westerns & Medicare marketing; the pitfalls of Medicare Advantage plans; Open Enrollment strategies: Always shop Park-D. Candid Coffee preview; How to take Social Security survivor benefits: The folly of taking SS too soon, and effects on spousal benefits. SEG-1: Why No One is Ready for Higher Rates for Longer SEG-2: Flaws in Secure Act 2.0 & Why We Can't Save SEG-3: Old Westerns & Medicare Marketing SEG-4: Candid Coffee preview; How to Take SS Survivor's Benefits Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel:   https://www.youtube.com/watch?v=jEK1LnhPYQM&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- The latest installment of our new feature, Before the Bell, "What Quarter-end May Mean for Investors" is here:  https://www.youtube.com/watch?v=6Ej2gT3uvR8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Is the Fed in a Trap?" https://www.youtube.com/watch?v=AyWalCLIvgw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s  -------- Get more info & commentary:  https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/3016835714744/WN_zCk25t5QThq7CG5NHH4UIg ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #InterestRates #SecureAct #Retirement #Medicare #MedicareAdavantage #OpenEnrollment #SocialSecurity #Markets #Money #Investing

How is your thinking plan looking? Is it all clear skies and amber waves of grain? Or is it a pollution-riddled smog alert experienced during rush hour in LA - if it were next to an erupting Mt. Saint Helens? Joining our roundtable is Elaine King, a Peruvian-born CFP® who practices financial planning in Miami. She joins our regular contributors - Paula Pant who is currently located in Manhattan, New York, and Len Penzo who is still somewhere in a bunker below the Los Angeles pollution. They'll debate what ways we can use to combat the pollution that obstructs the view of our financial future. We'll talk about how we have to be aware of both internal and external sources of financial pollution and how we can combat all pollutant threats - how our mindset impacts our view of finances as well as how external factors do. In addition to cutting/controlling expenses, we dive into how earning more money - and the mindset shift that needs to happen within you - is an important factor in cleaning up what pollution is mucking up your financial outlook. What time pollution sources are impacting your life that, if better handled, could clear up a lot of the smog that blocks your financial future? In the second half of our discussion, we'll talk about how integrating the right risk-management strategy is one big, often undervalued, way to clean up the pollution that obscures your financial view. We'll talk about what insurances are essential, and what probably aren't worth it. Also, what investments and investment strategies could be adding to the pollution that contaminates your financial view? What about our tax planning strategies? What screams pollution louder than taxes? Stick around for Doug's trivia relationship-based trivia when we discuss one big way to pollute the air in your happy union. Will Elaine do OG solid and pull out the W? Will Paula continue her miracle run? Will Len bore us amaze us put his happy marriage with the honeybee in danger with his dominance of dating app knowledge? Be sure to tune in to find out! FULL SHOW NOTES: https://www.stackingbenjamins.com/friday-roundtable-financial-pollution-with-elaine-king-1415 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

We're back after a long summer vacation! We talk about what's new in Svelte, View Transitions and we give you an update on what we all have been doing!We talk about the very very sad news that Ivan Hofer has passed away.Unfortunately we had some pretty major recording issues this time and had to record over two days, sorry about that!Recorded on September 14th.Notes Svelte Summit is happening on November 11th! Go submit a CFP! Latent Space AI Engineer Conference What's new in Svelte and Kit? View Transition support via onNavigate Svelte 5 teases from the community. Runes are now out Preview Ivan Hofer passed away. Creator of typesafe-i18n If you can read German you can read an article here. Svelte Summit Talk Obituary SiteAdd languages Showcases: Sveltroid Animotion Unpopular Opinions Kevin: You don't need a lot of equipment to start creating content Brittney: Jamstack is alive? Swyx: Bun is beating Deno Antony: WeWork

(9/29/23) Candy Corn martini's & market commentary; why Larry Fink won't be surprised with higher structural inflation: Permatory inflation. No one is ready for rates to be higher for longer. The uptick in 401-k loans and why we can't save: More credit card debt, car payments, and mortgage payments. Flaw in Secure Act 2.0: Elimination of some catch-up provisions. Boosting the Roth: Paying taxes now before taxes increase, which they will. Mrs. Roberts' Halloween decorations; old westerns & Medicare marketing; the pitfalls of Medicare Advantage plans; Open Enrollment strategies: Always shop Park-D. Candid Coffee preview; How to take Social Security survivor benefits: The folly of taking SS too soon, and effects on spousal benefits. SEG-1: Why No One is Ready for Higher Rates for Longer SEG-2: Flaws in Secure Act 2.0 & Why We Can't Save SEG-3: Old Westerns & Medicare Marketing SEG-4: Candid Coffee preview; How to Take SS Survivor's Benefits Hosted by RIA Advisors Director of Financial Planning, Richard Rosso, CFP, w Senior Financial Advisor Danny Ratliff, CFP Produced by Brent Clanton, Executive Producer -------- Watch today's show on our YouTube channel: https://www.youtube.com/watch?v=jEK1LnhPYQM&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1 -------- The latest installment of our new feature, Before the Bell, "What Quarter-end May Mean for Investors" is here: https://www.youtube.com/watch?v=6Ej2gT3uvR8&list=PLwNgo56zE4RAbkqxgdj-8GOvjZTp9_Zlz&index=1 ------- Our previous show is here: "Is the Fed in a Trap?" https://www.youtube.com/watch?v=AyWalCLIvgw&list=PLVT8LcWPeAugpcGzM8hHyEP11lE87RYPe&index=1&t=1s -------- Get more info & commentary: https://realinvestmentadvice.com/newsletter/ -------- SUBSCRIBE to The Real Investment Show here: http://www.youtube.com/c/TheRealInvestmentShow -------- Register for our next Candid Coffee: https://us06web.zoom.us/webinar/register/3016835714744/WN_zCk25t5QThq7CG5NHH4UIg ------- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN -------- Subscribe to SimpleVisor: https://www.simplevisor.com/register-new -------- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #InvestingAdvice #InterestRates #SecureAct #Retirement #Medicare #MedicareAdavantage #OpenEnrollment #SocialSecurity #Markets #Money #Investing

 @detroitlionsnfl should have 40 at halftime vs  @packers on #thursdaynightfootball and #jordanlove is running for his life so far.  It's a 60 minute game this #nflfootball a lot can happen in the second half.  Pack came back last week @saints but not happening this week #packers fans.  #traviskelce & #taylorswift this weekend at #metlife to play the @chiefs vs #zachwilson and the @nyjets which could see a mutiny if he puts up another stinker. #robertsaleh you are on alert.  @cubuffsfootball hosting @uscfb this weekend.  #colorado is only a 21 point underdog.  Do you believe in miracles?  I want to see @dukefootball stay unbeaten this weekend hosting @ndfootball who have to remember they need ELEVEN MEN on the field!   #damianlillard is now a member of @bucks #fearthedear but don't think this is going to lead an @nba title.  #giannisantetokounmpo has to be excited.  But feel #jrueholiday loss is a big one for them.   @orioles 100 wins and the #aleast title for first time since 2014.  17 win improvement from last year.  Know #robkramer has to be ecstatic.  First time in 30 years no  @yankees @Cardinals & @redsox in the #mlbplayoffs good we need some new blood.  #yankees have a lot of questions to answer this offseason.   @Padres & @mets too.  #nhlhockey is back well preseason.   @nyrangers new coach.  Will they play for the #stanleycup this year?  That's why they play the games.  Only 39 days until #collegebasketball sorry folks it's #collegefootball & #nfl for me.  #mlb too but really more scoreboard watching.  All sports. One podcast. (even hockey) PODCAST LINK ON ITUNES: http://bit.ly/JDTSPODCAST

It is very common for small business owners to start with a SEP IRA for their retirement plan, but as businesses grow, employers often find that the particular features of the SEP no longer meet their needs. Donna and Nathan discuss how to select the right type of retirement account if you are self employed. Also on MoneyTalk, shifting your accounts into retirement mode, and Social Security claiming strategies for couples.Hosts: Donna Sowa Allard, CFP®, AIF® & Nathan Beauvais, CFP®, CIMA®; Air Date: 9/26/2023. Have a question for the hosts? Visit sowafinancial.com/moneytalk-radio to join the conversation!See omnystudio.com/listener for privacy information.

To continue September's life insurance theme, Evon is joined by Broc Buckles - co-founder of BC-Brokerage - to dive into permanent type life insurance. They talk about the ins and outs of how permanent life insurance policies work, when they're appropriate for optometrists' insurance planning, some ways they're used inappropriately, and ways to adjust or get out of a policy. Hopefully this episode helps optometrists make more educated decisions around what can be a complicated insurance product. Have questions on anything discussed or want to have topics or questions featured on the show? Send Evon an email at evon@optometrywealth.com.Check out www.optometrywealth.com to get to know more about Evon, his financial planning firm Optometry Wealth Advisors, and how he helps optometrists nationwide. From there, you can schedule a short Intro call to share what's on your mind and learn how Evon helps ODs master their cash flow and debt, build their net worth, and plan purposefully around their money and their practices. Resources mentioned on this episode:BC-BrokerageBroc Buckles LinkedInBroc Buckles TwitterThe Optometry Money Podcast is dedicated to helping optometrists make better decisions around their money, careers, and practices. The show is hosted by Evon Mendrin, CFP®, CSLP®, owner of Optometry Wealth Advisors, a financial planning firm just for optometrists nationwide.

This week, the College Football Playoff managers are convening for discussions. However, due to the uncertain future of the Pac-12, reaching a final decision on whether to allocate six or five spots for conference champions in the upcoming expanded field will prove challenging. The CFP management committee, comprised of 10 conference commissioners and Notre Dame's athletic director, will assemble on Tuesday and Wednesday at the Big Ten offices located just outside Chicago. Since the last CFP meeting, Stanford and California have announced their departure from the Pac-12 to join the Atlantic Coast Conference next year. Nonetheless, Oregon State and Washington State are steadfast in their commitment to revitalizing the Pac-12. The upcoming playoff season will witness an expansion from four teams to twelve. The consensus among managers is that the field should consist of the six highest-ranked conference champions and six at-large selections, irrespective of the league they represent. However, this agreement was made prior to the recent turmoil caused by conference realignment within the Pac-12. Southeastern Conference Commissioner Greg Sankey remarked on the situation, stating, "Six and six worked when we initially made the decision, but circumstances have since evolved." The Pac-12 retains its Power Five conference status for the next two years as per the current CFP contract, leading to considerably higher revenue payouts compared to the Group of Five conferences. The future of the Pac-12 remains uncertain, but it is evident that a new Pac-12, if it materializes, will not possess the same level of strength as the current iteration, as stated by Sankey. Support Us By Supporting Our Sponsors! Nutrafol Take the first step to visibly thicker, healthier hair. For a limited time, Nutrafol is offering our listeners ten dollars off your first month's subscription and free shipping when you go to Nutrafol.com/men and enter the promo code LOCKEDONCOLLEGE.  DoorDash Get fifty percent off your first DoorDash order up to a twenty-dollar value when you use code lockedoncollege at checkout. Limited time offer, terms apply. Jase Medical Save more than $360 by getting these lifesaving antibiotics with Jase Medical plus an additional $20 off by using code LOCKEDON at checkout on jasemedical.com. Athletic Brewing Go to AthleticBrewing.com and enter code LOCKEDON to get 15% off your first online order or find a store near you! Athletic Brewing. Milford, CT and San Diego, CA. Near Beer. Gametime Download the Gametime app, create an account, and use code LOCKEDONCOLLEGE for $20 off your first purchase. LinkedIn LinkedIn Jobs helps you find the qualified candidates you want to talk to, faster. Post your job for free at LinkedIn.com/LOCKEDONCOLLEGE. Terms and conditions apply. FanDuel Make Every Moment More. Right now, NEW customers can bet FIVE DOLLARS and get TWO HUNDRED in BONUS BETS – GUARANTEED. Visit FanDuel.com/LOCKEDON to get started. FANDUEL DISCLAIMER: 21+ in select states. First online real money wager only. Bonus issued as nonwithdrawable free bets that expires in 14 days. Restrictions apply. See terms at sportsbook.fanduel.com. Gambling Problem? Call 1-800-GAMBLER or visit FanDuel.com/RG (CO, IA, MD, MI, NJ, PA, IL, VA, WV), 1-800-NEXT-STEP or text NEXTSTEP to 53342 (AZ), 1-888-789-7777 or visit ccpg.org/chat (CT), 1-800-9-WITH-IT (IN), 1-800-522-4700 (WY, KS) or visit ksgamblinghelp.com (KS), 1-877-770-STOP (LA), 1-877-8-HOPENY or text HOPENY (467369) (NY), TN REDLINE 1-800-889-9789 (TN) Learn more about your ad choices. Visit podcastchoices.com/adchoices

Join us as we dive into the world of wealth creation, wellness, and a dash of celebrity inspiration with the amazing Sarah D'Angelo. She's a business mentor, speaker, podcaster, and CEO of The Embodied Woman, a lifestyle and empowerment brand dedicated to helping women create richer lives. Discover the connection between money mindset, relationships, and the journey of becoming a real estate powerhouse.Follow us on instagram:Podcast: @momsinrealestateHost: @heykristencantrell @heyconnectandcultivateGuest: @sarahrose_dCalling all female entrepreneurs! Interested in our live women's event, Flourish, this November 2nd & 3rd 2023 in Chandler, Arizona? Click here to get all the deetz!SPONSORS:You Tax Coach // Professional Tax Accountants. We're not just saving you money, we're changing lives! https://www.yourtaxcoach.com/Reel Social Agent // Social Media Mentors for Real Estate ProsHelping Real Estate Pros turn their social media into their best calling card! https://stan.store/REALmarketingSilvia Manent, CFA, CFP®, Founder & Managing Partner of Manent Capital - Reach out to Silvia here for all your financial needs!

My husband and I are both full-time public school teachers and we are hoping to someday retire on our pensions. But will they be enough?Have a money question? Email us hereSubscribe to Jill on Money LIVEYouTube: @jillonmoneyInstagram: @jillonmoneyTwitter: @jillonmoneySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In this episode: ND vs Duke Preview! ND has a 29 game win streak vs ACC and I don't see it ending this weekend. Duke isn't as good as they're being hyped. Can an 11-1 ND make the CFP?? Let's talk about it! Go Irish! ☘️ You can find me on- Twitter: @5FootNothinPod Email: 5FootNothinPod@gmail.com

Ross Marino, CFP, social entrepreneur, CEO, and author has navigated the unpredictable tides of life. Emerging from a challenging chapter, he underwent a profound transformation by embracing a human-first approach to his wealth management practice and life.Now he is taking this to the industry as the creator of SHIFT events, a series that brings together industry leaders and pioneers of the human-first approach to expand its impact and help more people. By exploring his journey and the guiding principles behind it, we can all discover valuable lessons on how to cultivate deeper connections that fuel positive change in our industry. Ross' LinkedIn | https://www.linkedin.com/in/ross-marino/Transitus Wealth Partners' Website | https://transituswealth.com/Subscribe to never miss an episode and connect with us on: Website | https://bit.ly/FiCommPartnersInstagram | https://bit.ly/FiCommInstagramLinkedIn |  https://bit.ly/FiCommLinkedInTwitter | https://bit.ly/FiCommTwitter

Guest: Manisha Thakor, MBA, CFA, CFP®, a national thought leader and personal finance expert with more than 25 years of experience working in the worlds of personal finance and investing. She's also the author of a great new book, MoneyZen: The Secret to Finding Your "Enough." In a Nutshell: Society trains us to believe that the answer to all of our problems is More: more stuff, more clicks, more Likes, and, of course, more money. But financial advisors know that the connection between true happiness and money is a lot more complicated than that. Shifting your focus from improving clients' return on investment to improving their Return on Life can help folks find that healthy balance between what they have, what they want, and what's really important. On today's show, Manisha Thakor and I have a wide-ranging conversation about the meaning of money in our life and how it can evolve over time, Manisha's personal journey to "enough," and how to find joy in living simply.

Tune in to hear:- What are the 5 coaching dimensions that Jay uses to help advisors and how did he arrive at these?- What is “the protocol system” and how has Jay utilized it to better his mental and physical wellbeing?- What was it that allowed Jay to put himself back together after a bout of acute depression?- What role should leadership and accountability play in a great advisory practice?- What should client communication systems look like in an ideal setting?- What should an ideal wealth management system look like? Why does Jay like to break this into 3 constituent parts and what are those?- What business systems need to be in place to have an effective advisory practice and where has Jay noticed the most glaring deficiencies? https://www.resilientadvisor.comOrion Portfolio Solutions, LLC, an Orion Company, is a registered investment advisor. Custom Indexing offered through Orion Portfolio Solutions, LLC a registered investment advisor. Orion Portfolio Solutions, LLC, is a subsidiary of Orion Advisor Solutions, Inc. (“Orion”). Please visit https://orion.com/OCIO/custom-indexing for more information on Custom Indexing. Compliance Code: 2254-OAS-8/15/2023Ad Compliance Code: 2120-OPS-8/2/2023Connect with UsMeet Dr. Daniel CrosbyCheck Out All of Orion's PodcastsPower Your Growth with Orion

U.S. investors eye PGA Tour; Why Jazz+ matters and early names floated to succeed Bill Hancock at CFP

Surprise! Another robust study showed investors are still underperforming and making bad investment decisions. Morningstar released its yearly "Mind the Gap" study last month, showing investors have lost on average 1.7% yearly -- that's $17,000 on a $1,000,000 portfolio -- over the last decade. Why so and how can we stop the madness?! In this episode hear Tyler Emrick, CFA®, CFP® break down the study's results and describe how True Wealth helps families not make the same mistakes as the average investor. Click to read Morningstar's Mind the Gap study: https://www.morningstar.com/lp/mind-the-gap   Here are some of the things we will discuss in this episode: Background on the ‘Mind the Gap' study from Morningstar. The study found a 1.7% gap from average investor to the average fund return. Timing the market costs investors regular and the data from the last four years shows that. There's always a new reason to give us the belief that we can time the market. The illusion of control bias can lead people to believe they have more control over the outcome than they actually do.   Need help making sure your investments and retirement plan are on track? Click to schedule a free 15-minute call with one of True Wealth's CFP® Professionals.   Or use this link: http://bit.ly/calltruewealth   Learn more about the Retire Smarter Solution™: https://www.truewealthdesign.com/ep-45-retire-smarter-solution/

Dr. Marcus Plescia, ASTHO's Chief Medical Officer, shares the challenges facing plans to ban tobacco flavorings; Dr. David McSwane, Executive Director of the Conference for Food Protection, explains the collaborative work of CFP and NACCHO to research and evaluate retail program standards networks; a new ASTHO blog article examines how everyday surroundings impact the health of communities; and an ASTHO infographic shares exercises health agencies can use to prepare for emergencies.    ASTHO Webpage: From the Chief Medical Officer: How State Health Officials Can Make a Stand Against Menthol An Evaluation of Existing Retail Program Standards Networks ASTHO Webpage: What Surrounds Us Shapes Our Health—Look to Primary Prevention for Better Health ASTHO Webpage: Seven Emergency Preparedness Exercises for Health Agencies  

Show Open – Beau's dog brought home a present. Damian Lillard traded to the Bucks. Kyle McCord talked before their weekend off. Terry Francona's last game in Cleveland. What model should the 12-team CFP go with? Saban says we all know NIL money isn't being spent as real NIL. Howard Griffith (BTN) joined for some B1G talk. Beat the house. What next for Michigan State? Ohio State linebacker Cody Simon joined the show.

The CFB All-America crew of Bill Bender and Bill Trocchi talk a little Deion Sanders, some Top 25 newbies, CFP prediction check-in at the quarter pole and who have been the four most consistently impressive teams? Learn more about your ad choices. Visit podcastchoices.com/adchoices

Emotions are running HIGH in college football this season between Coach Prime, Dan Lanning, Ryan Day and others - McElroy tells you why it's a good thing for the sport and why CFB feels like WWE! Plus, after 4 weeks we have a pretty good idea of who could make the CFP - but will Georgia and Michigan hang on or will Texas, USC,Penn State, Washington and so many others make the move. Also we hit the midweek mailbag and what we love and hate about CFB right now. | Always College Football Learn more about your ad choices. Visit megaphone.fm/adchoices

Mac and Bone close down the show by talking to Adam Gold about College Gameday coming to Durham on Saturday, looking at how wide open the CFP race is and wrapping up the show.See omnystudio.com/listener for privacy information.

The Athletic's Chris Vannini joins to chat about the parody in College Football, and what the future will look like for the CFP.

(Timestamps/links in notes) Nicole, from Big Ten HQ, and Chris react to even more Colorado ratings craziness. They also dicsuss the Pac-2's future being in limbo, Marcus Freeman's signal, why blue bloods are down this year, and a weekend of particularly zesty sound bites from coaches, current AND former. Subscribe to the Until Saturday newletter: https://theathletic.com/newsletters/until-saturday Call/text the Until Saturday phone and leave us a question for a future mailbag and/or Sunday Sound-Off podcast: (316) 462-9852 Subscribe to Until Saturday on YouTube: https://www.youtube.com/channel/UCbhfrD1COvG40Mk7vvgaHIQ Rundown: - (2:00) Power 5: CU viewership; Pac-2 in limbo; Heisman Straw Poll; Marcus Freeman's signal, and Vannini's 133. - (14:00) Open Bar: Best non-Deion story; the most Pac-12 thing; OSU/ND in a 12-team CFP; traditional powers are down - (32:15) Happy Hour: Fiesty coaches + Lou Holtz claps back - (36:45) On the Rocks: Clemson - (42:45) Last Call: Oregon Duck loses its head // James Madison phone Follow Nicole on Twitter: @NicoleAuerbach Follow Chris on Twitter: @ChrisVannini Sponsored by: Better Help: This episode is brought to you by BetterHelp. Give online therapy a try at betterhelp.com/saturday and get on your way to being your best self. LinkedIn: LinkedIn Jobs helps you find the qualified candidates you want to talk to, faster. Post your job for free at linkedIn.com/CFB23 Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of Retirement Talk: The Redefining Wealth Show, Laura Stover, RFC® and Michael Wallin, CFP® delve into what clients value most in a financial advisor. They emphasize the importance of effective communication between clients and advisors and the need for a well-defined process that aligns discussions with clients' long-term goals. They also discuss the significance of a seasoned financial advisor with a broad spectrum of knowledge and a team approach to address various financial needs.  The episode highlights the value of behavioral finance in helping clients make informed decisions, particularly in uncertain market conditions. Additionally, the hosts touch on the advantages of working with independent advisors who prioritize clients' interests and provide objective advice.  We spend a few minutes revisiting last week's topic, annuities, and why it's important to have a team in place to help you navigate this complex area. The episode underscores the importance of a comprehensive financial plan tailored to each client's unique situation. The hosts offer complimentary strategy sessions for those seeking personalized financial guidance.   Rate, Review and Subscribe to the Podcast: https://podcasts.apple.com/us/podcast/retirement-talk-podcast-with-laura-stover/id571347188 How to Connect: redefiningwealth.info lswealthmanagement.com Schedule a Review: https://redefiningwealth.info/schedule/   Redefining Wealth® Custom Blueprint Income Plan: https://redefiningwealth.info/schedule/  

What happens after you retire or sell your business? Today's guest, Jerome Myers is certain that you will fall victim to the ‘founder exit paradox' and experience feelings of uncertainty and loss of purpose. In this episode, Larry Heller, CFP®, CDFA ® chats with Jerome about why many business owners suffer an existential crisis after … Read More Read More

Financial Advisor Tim Russell, CFP® and Pastor Drew Gysi discuss 9 misconceptions of money in marriage.See the show notes here!Learn more at: StewardologyPodcast.comSchedule a Personal Stewardship Review at: StewardologyPodcast.com/ReviewGet in touch with us at: Contact@StewardologyPodcast.comor call us at: (800) 688-5800Send us episode ideas! StewardologyPodcast.com/ideaSubscribe to get episodes delivered to your inbox every week.Follow along: Facebook, InstagramA ministry of Life Financial Group & Life Institute.Securities and Advisory Services offered through GENEOS WEALTH MANAGEMENT, INC. Member FINRA and SIPC

Do you know your retirement number? Is there a magic number that exists? How useful are retirement calculator tools? We dive into all of this today. By the end of this episode, you should be able to tell when you have enough. Stay tuned to combat that scarcity mindset that may be telling you that you'll ever have enough.  I'm thrilled to be diving into this topic with Megan Hammann, the Director of Financial Planning at Wealthquest. Megan has an MBA, experience at a brokerage firm, large bank, and a CPA and advisory firm. She's been at Wealthquest since 2022 and is excited about helping clients align financial goals through a holistic planning process.    Episode Highlights:  [03:51] When people ask what their retirement number is they really want to know if they're going to be okay.  [04:29] There isn't a magic number that works for everyone. Everyone has a number that makes them feel comfortable, but there's so many variables that we don't know what that number is. [05:46] We know parts of the puzzle, but we won't know the number until we put all of the pieces together. [07:21] Life changes, so it's hard to know what we actually want in retirement especially when it's so far in the future. [08:03] What do I like to do? How will I spend my time? Have a general vision of where you'll fall. [09:15] Calculators usually ask general questions about your assets and your earnings etc. Then it generates a model based on when you want to retire. This can be a ballpark datapoint but not specific enough. [10:28] Megan talks about the 4% rule. You can also estimate retirement by percent of earnings. There's also a 300 rule. How much do I want to spend each month? [12:05] There are goalposts at certain ages for retirement savings. [12:56] It's important to understand that our income and earning life aren't linear. There will be times when we have more money and times when we need more money. [13:45] If you really want to know if you have enough, do a full financial plan. [14:23] Having as much information as possible can help offset the fear of the future that some people have. [16:59] We talk about catching up on our retirement savings. Focus on you and stop comparing. Find where things went wrong and do a self-assessment and use the tools available to get on track.  [18:49] Balancing can be hard. There are more ways to save. Follow general guidelines. Err on the side of retirement first. Put your mask on first.  [21:12] There's a whole other side to retirement when you think about the psychological impact. Finding purpose and knowing what retirement actually looks like is very important. [22:44] It's important to have open communication about what life will look like after retirement.   Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the CFP® certification mark, the CERTIFIED FINANCIAL PLANNER™ certification mark, and the CFP® certification mark (with plaque design) logo in the United States, which it authorizes use of by individuals who successfully complete CFP Board's initial and ongoing certification requirements.   Resources & Links Related to this Episode Wealthquest Get Started Living a Rich Life: The No-Regrets Guide to Building and Spending Wealth Megan Hammann

What is an annuity and is it something I should add to my retirement plans? This week Jill Schlesinger, CFP and host of the Jill on Money podcast, joins me to help explain the ins and outs of annuities and whether or not there is an actual use for them. Other episodes featuring Jill -  Ep.371, Ep.372, Ep.380, Ep.397, Ep.398 Connect with Jill Website | Twitter  |  Book Need an Advisor? Here's 13 Questions to Ask Join Me on YouTube! https://www.youtube.com/PopcornFinance Want to submit a question to the show? Send an email to questions@popcornfinance.com Send me a message at PopcornFinance.com/Voicemail or Call 707-200-8259 Connect with me Instagram | Twitter | Facebook | YouTube | TikTok Thank you for listening to today's episode! Help support the show by leaving Popcorn Finance a rating or review on Apple or Spotify!

In Hour 2, GoJo and Golic dive into CFP talk with Jason Cabinda, NFL Week 3 superlatives, quarterback dilemma in New York, and exclusive insights on the NFL's hottest team from Miami Dolphins TE Durham Smythe. Stay tuned for quirky and fun tidbits in "This, That, and the Third." [00:20] Detroit Lions "Superback" Jason Cabinda returns Special guest Jason Cabinda, Detroit Lions "Superback," joins the show to discuss his Penn State Nittany Lions' journey to this year's college football playoffs and the strength of the Big Ten. He also dives into the impact of young players like Aidan Hutchinson and Jahmyr Gibbs and the Lions' Thursday Night Football showdown with division rival Green Bay Packers. [11:33] NFL Week 3 Superlatives GoJo and Golic hand out their NFL Week 3 Superlatives, including awards for like the "Ricky Bobby (wanna go fast) Team of the Week," "Worst Current NFL Streak," and the "Best Former Eagles Coach of the Week." [20:30] New York Jets' Quarterback Conundrum GoJo, Golic, and Emerson turn their attention to the New York Jets and their ongoing quarterback dilemma. GoJo expresses concerns about Head Coach Robert Saleh's locker room dynamics with Zach Wilson starting at QB. Golic advocates for a veteran free-agent QB to boost the Jets' chances. [29:52] Miami Dolphins TE Durham Smythe Miami Dolphins TE and Notre Dame alum Durham Smythe joins the show to discuss the thoughts on the sideline during the Dolphins' 70-point win against the Broncos, Tua Tagovailoa's growth as a QB, Tyreek Hill's incredible speed, and the calculated approach of Head Coach Mike McDaniel. [40:20] This, That, and the Third Find out why the Steelers got stuck in Vegas, get the scoop on the tentative end of the Writer's Strike, and hear about a family of Miami Dolphins fans with a unique touchdown tradition involving tequila. Click here to subscribe, rate, and review the newest episodes of GoJo and Golic!  If you or someone you know has a gambling problem, crisis counseling, and referral services can be accessed by calling 1-800-GAMBLER (1-800-426-2537) (IL/IN/MI/NJ/PA/WV/WY), 1-800-NEXT STEP (AZ), 1-800-522-4700 (CO/NH), 888-789-7777/visit http://ccpg.org/chat (CT), 1-800-BETS OFF (IA), 1-877-770-STOP (7867) (LA), 877-8-HOPENY/text HOPENY (467369) (NY), visit OPGR.org (OR), call/text TN REDLINE 1-800-889-9789 (TN), or 1-888-532-3500 (VA). 21+ (18+ WY). Physically present in AZ/CO/CT/IL/IN/IA/LA/MI/NJ/ NY/PA/TN/VA/WV/WY only. New customers only. Min. $5 deposit required. Eligibility restrictions apply. See http://draftkings.com/sportsbook for details. Learn more about your ad choices. Visit megaphone.fm/adchoices

With a mix of real estate, employee stock and inheritance issues on the table, I was hoping to get a review of our financial situation. Have a money question? Email us hereSubscribe to Jill on Money LIVEYouTube: @jillonmoneyInstagram: @jillonmoneyTwitter: @jillonmoneySee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Are girls really bad at math? If something costs less than $5, it's practically free, right? If I return something and get a store credit, I make money, correct? LOL Xavier Angel, CFP®, ChFC, CLTC, and Erik Garcia, CFP®, BFA, discuss one of the latest TikTok trends #girlmath. Erik dispels the myth that girls are worse at math than boys. They discuss how we all tell ourselves stories to justify what we want to buy. Episode Highlights: Erik discusses the myth of "girl math" and disproves the idea that girls are bad at math by pointing out that, according to statistics, women are just as good at math as men. (2:53) Erik mentions that girls lose confidence in math by grade two or three, leading to a lack of interest in math and STEM careers by ages 13 to 17, with only 11% of girls planning to pursue STEM compared to 35% of boys. (5:42)  Xavier explains that paying for a vacation on a credit card may seem like it's free, but it actually costs more due to accruing interest. (8:00) Xavier discusses the tendency to justify purchases with "girl math" and encourages listeners to consider the long-term cost of charging items instead of paying upfront. (13:40) Erik shares the importance of being mindful of the stories we tell ourselves, such as the unnecessary purchases we make to justify free shipping. (14:46) Erik explains that teaching kids about money using cash is important for early understanding, but as they grow older, teaching discipline with digital currency becomes crucial. (20:39) Key Quotes: “Let's stop and think about what we're doing. You know, to charge something is costing you more in the long run.” - Xavier Angel, CFP®, ChFC, CLTC “Teaching young kids about money early on, it's really good to have something tangible because they're incapable of thinking abstractly. So keeping coins around the house or something that represents money is important. But once your kids are able to start thinking abstractly, probably at age seven or eight, then I think you need to start teaching them discipline in spending money.” - Erik Garcia, CFP®, BFA “Think about the stories that you tell yourself. When you buy stuff, you want something, buy it, and give yourself a good reason to buy it. If you can't think of a good reason to buy it, don't buy it.” - Erik Garcia, CFP®, BFA Resources Mentioned: Erik Garcia, CFP®, BFA Xavier Angel, CFP®, ChFC, CLTC Plan Wisely Wealth Advisors

Meet Tess Zigo, CFP, CPA olsenna.com Olsen Facebook Olsen Instagram Olsen Linkedin Olsen Youtube https://www.oneplacecapital.com/ Follow @dental_digest_podcast Instagram Follow @dr.melissa_seibert on Instagram Connect with Melissa on Linkedin Dr. Peter Milgrom is Professor of Oral Health Sciences and Pediatric Dentistry in the School of Dentistry and adjunct Professor of Health Services in the School of Public Health at the University of Washington. He directs the Northwest Center to Reduce Oral Health Disparities. He holds academic appointments at Case Western University, University of Rochester, and University of California, San Francisco. He maintains a dental practice limited to the care of fearful patients and served as Director of the UW Dental Fears Research Clinic. Dr. Milgrom's work includes research on xylitol, the effectiveness of fluoride varnish and iodine in preschoolers, clinical efficacy and safety of diammine silver fluoride, motivational strategies to increase perinatal and well child dental visits in rural communities, and studies of cognitive interventions in pediatric and adult dental fear. The NIH, Maternal and Child Health Bureau, HRSA, and the Robert Wood Johnson Foundation support his work. Dr. Milgrom is author of 5 books and over 300 scientific articles. His latest book, Treating Fearful Dental Patients, was published in 2009.   Dr. Milgrom was Distinguished Dental Behavioral Scientist of the International Association for Dental Research for 1999. In 1999, and again in 2000, his work was recognized by the Giddon Award for research in the behavioral sciences in Dentistry. He received the Barrows Milk Award from IADR in 2000, recognizing his work for public health including the development of the Access to Baby and Child Dentistry (ABCD) program in Washington State. In 2003, Dr. Milgrom received a Special Commendation Award from the National Legal Aid and Defenders Association and the University of Washington Medical Center Martin Luther King, Jr. Community Service Award. In 2010, he received the Aubrey Sheiham Research Award for his work on xylitol. He serves on scientific review committees for the NIDCR, NIMHHD, NINDS, Center for Scientific Review at NIH and as a consultant to the FDA. In 2005, Dr. Milgrom was appointed the SAAD Visiting Professor of Pain and Anxiety Control at the King's College Dental Institute, University of London, UK for a six-year term. In 2008 he was awarded the degree of Doctor Honoris Causa from the University of Bergen, Norway in recognition of his work in social and behavioral dentistry. In 2012, he received the University of California, San Francisco Dental Alumni Gold Medal for his contributions to Dentistry. In 2012 he was also awarded the Norton Ross Award for Excellence in Clinical Research by the American Dental Association. In 2013, he was appointed to the Council of Scientific Affairs of the American Dental Association. In 2014, he received the Irwin M. Mandel Distinguished Mentor Award from the IADR. In 2015, he served as HMDP Expert in Dental Public Health for the Singapore Ministry of Health. Dr. Milgrom received his DDS from the University of California, San Francisco in 1972 and had a previous position at the National Academy of Sciences, Engineering, and Medicine. In the last few years, Dr. Milgrom has spoken to dental associations in Argentina, Colombia, Peru, Philippines, and USA and at major universities in USA and abroad.