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Subscribe to Inside Call me Back. ____ Subscribe to Ark News Daily ____ The Iran war is coming to an end. What leverage do Israel and the U.S. have for what comes next? Dan Senor is joined by Ed Husain and Nadav Eyal to unpack the fragile aftermath of the U.S.-Israel war with Iran. As Washington signals that the operation is over, Iran is still testing the Strait of Hormuz, its nuclear program remains unresolved, and the regime's internal fractures may now matter as much as its military capabilities. They discuss what Iran thinks it has won, what the U.S. and Israel actually achieved, and whether the next front is no longer the battlefield, but inside Iran itself. Read Ed's article, Iran is Not a Monolith: The Case for Exploiting the Country's Internal Fractures. In this episode: - What “the operation is over” actually means - Iran's strategy at the Strait of Hormuz - Why Tehran may believe it won the war - What remains of Iran's nuclear program - The IRGC's grip on the regime - Why economic pressure may not be enough - Can Iran's internal fractures bring down the regime? - Israel's return to a shadow-war strategy - The regional alliance needed after the war - What the U.S. must do to avoid a nuclear Iran and a closed strait More Ark Media: Want to join Ark Media? Check out our careers page for new openings. Explore Israel Votes Listen to For Heaven's Sake Listen to What's Your Number? Watch Call me Back on YouTube Newsletters | Ark Media | Amit Segal | Nadav Eyal Instagram | Ark Media | Dan X | Dan Dan Senor & Saul Singer's book, The Genius of Israel Get in touch Credits: Ilan Benatar, Brittany Cohen, Ava Weiner, Martin Huergo, Mariangeles Burgos, and Yuval Semo
The Seattle Chamber CEO and former state lawmaker says the ‘Seattle Process’ is breaking the city. Spokane County Sheriff’s Office says a drunk driver chased a child on a dirtbike onto Cheney sidewalk and then walked out of jail without bail. Seattle Mayor Katie Wilson dodged questions about the future of light rail. The ladies of The View have another dumb take about the Iran war. // LongForm: GUEST: The Fode Family is fighting Washington bureaucrats over water rights on their multigenerational hay farm on Moses Lake. // Quick Hit: A staggering number of young people are putting off retirement due to a lack of savings.
Seattle city council president admits to having a ‘black budget’, calls black voters a ‘political party,’ and then runs away from questions. King County seeks to improve oversight of KCRHA after the shocking findings in the latest audit. // A new study found that Nearly 1 in 4 Washington employers are eyeing the exit — and Democrats’ $9.4B income tax agenda is why. // California’s gubernatorial race is heating up. Could a Republican actually win?
North Carolina Gov. Josh Stein sits down with Jake Sherman and Anna Palmer to talk about data center impacts, a potential second term and what being close to President Trump means in his state.
Joe's Premium Subscription: www.standardgrain.comGrain Markets and Other Stuff Links —Apple PodcastsSpotifyTikTokYouTubeFutures and options trading involves risk of loss and is not suitable for everyone.
JP and BMitch preview what Washington's schedule could look like for 2026.
JP, BMitch, and some callers debate what Washington's biggest remaining offseason need is.
Stefon Diggs Saga & Defenders QB Jordan Ta'amu full 655 Thu, 07 May 2026 15:57:16 +0000 KwpQ9NqdFVcw6E20byQHGRqLtJDvFP9V sports,news BMitch & Finlay sports,news Stefon Diggs Saga & Defenders QB Jordan Ta'amu Washington football legend Brian Mitchell and longtime Commanders reporter JP Finlay team up to provide the best Commanders talk and analysis of the Caps, Nats, and Wizards. Every weekday, BMitch and JP bring listeners the latest sports talk, breaking news, game coverage, and analysis, plus interviews with the top personalities and reporters in the DMV.Catch BMitch & Finlay live Monday through Friday (10 a.m. - 2 p.m ET) on 106.7 The Fan, the exclusive audio home of the Nationals and Capitals, or on the Audacy app. For more, follow the show on X @BMitchandFinlay. 2024 © 2021 Audacy, Inc. Sports News False https://player.amperwavepodcasting.com?feed-li
Washington and the COP conferences get all the headlines, but some of the most creative and effective climate action in the world is emerging from city halls — and Denver's Office of Climate Action is one of the best examples of what's possible.This week, Molly zooms in on the Mile High City as she talks with Chelsea Warren, Marketing and Communications Manager for Denver's Office of Climate Action, Sustainability and Resiliency. Chelsea has spent years building one of the country's most effective city-level climate communications programs, making the case that local government is where climate action gets real.We talk about:Why local government is the frontline of climate action, and why local action matters more than everHow Denver used the rollback of federal climate policies to motivate voters to fund local climate initiatives like solar, e-bike rebates, heat pump programs, and moreUsing the science of behavioral change to effectively promote climate actionGoodwill pop-ups, ice cream collaborations, and other non-traditional ways Denver activated around a climate campaign, and delivered 128 million impressions in the processWhy financial incentives and positive social comparison beat education every time when it comes to motivating climate actionThe perception gap: most people wildly underestimate how many of their neighbors care about climate actionHow effective, human-centered storytelling can combat pessimism and inactionThe co-benefits frame: reaching people through health, savings, and quality of life, not just the environmentLinks:Denver's Office of Climate Action, Sustainability, and Resiliency: https://www.denvergov.org/Government/Agencies-Departments-Offices/Agencies-Departments-Offices-Directory/Climate-Action-Sustainability-and-ResiliencyThe Denver Climate Project: https://www.denvergov.org/Community/Denver-Climate-ProjectAll episodes: https://www.everybodyinthepool.com/Join our Discord! https://discord.gg/2EsDhwQC2zSubscribe to the Everybody in the Pool newsletter: https://www.mollywood.co/Become a member for the ad-free version of the show: https://everybodyinthepool.supercast.com/ Hosted on Acast. See acast.com/privacy for more information.
Can John Hynes lead Minnesota Wild to another comeback; Plus, the Twins win in Washington and can the Timberwolves steal another game in San Antonio and more on Reusse Unchained.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Brandi and Choe head to Chinatown to see the worst of Seattle's drug crisis. Library holds “safe” injection classes. Olympia School District fails to report abuse allegations. Washington gas prices are now higher than Hawaii.
Can John Hynes lead Minnesota Wild to another comeback; Plus, the Twins win in Washington and can the Timberwolves steal another game in San Antonio and more on Reusse Unchained.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Stefon Diggs is still on the open market, but does he make sense for the Commanders?
Mitch Tischler joins the show to preview Washington's chances of contending for a divisional crown this season.
Brain first AI teaching: a new MIT Media Lab study shows students who think before they use AI have a clear advantage over those who start with AI. Philip Seyfried — Teachers College, Columbia doctoral student and co-author of AI-Enhanced Literacy — shares the brain-first framework, why AI detectors don't work, how to monitor AI use in the classroom transparently, and how to build the kind of trust that lets students tell you the truth about how they actually used the tools. In this episode, you'll learn: • Why MIT's research shows brain-first / AI-second produces stronger writers • Why AI detectors fail — and what to do instead for academic integrity (with danah boyd's em-dash story) • Why you should push AI to your students instead of grading WITH AI yourself — Vicki's classroom approach • The "Beautiful Sentence" moment: why human teacher feedback still beats anything an algorithm can give • Why we shouldn't anthropomorphize AI — and where beginning teachers should actually start (Phil cites Ethan Mollick's "Co-Intelligence" + "three sleepless nights" with AI) Show notes and full transcript: https://www.coolcatteacher.com/e934 Today's show is sponsored by EF Explore America and their STEM Tours. Lead your students on a STEM tour to places on the cutting edge of innovation — coding robots with MassRobotics at MIT, exploring marine ecosystems in Florida's coral reefs, or sitting down to talk with a former spy in Washington, D.C. Visit efexploreamerica.com/STEM. If this episode helped you, please leave a rating or review on this site. It helps others find the show! Thank you for your help!
Strait of Hormuz tensions spike gas prices by 50% as the U.S. blockade against Iran enters another phase. The White House ramping up efforts to secure global energy supplies with the 'Project Freedom' initiative, a plan that has the United States Military escorting commercial ships through the Strait. FOX News Chief Political Anchor and Host of Special Report, Bret Baier joins the Rundown to discuss "Project Freedom," the race against the clock for the Trump administration ahead of the midterms, and his new book, The Case for America. Meta is playing hardball in a landmark legal battle that could redefine social media access in America. As New Mexico seeks to declare the company a "public nuisance" and demands safety overhauls—Meta has threatened to pull its platforms from the state entirely. Tech expert Kurt "The CyberGuy" Knutsson joins the Rundown to discuss whether this option is a legitimate technical move or just something that's aimed at rattling lawmakers. PLUS, commentary by Jonathan Alpert, psychotherapist in New York City and Washington, D.C. PHOTO CREDIT: ASSOCIATED PRESS Learn more about your ad choices. Visit podcastchoices.com/adchoices
The US is working to get ships through the Strait of Hormuz as a "favour to the world," The US Secretary of State Marco Rubio has said in the news conference.Also in the programme: Why staff at Google DeepMind in Britain are unionising over Google's policies on artificial intelligence; and the frontman of the band Iron Maiden opens up about the future of heavy metal and life on tour.(Photo: US Secretary of State Marco Rubio briefs reporters on Iran war at White House, Washington, USA - 05 May 2026. Credit: Jim Lo Scalzo/EPA/)
US Secretary of Defence Pete Hegseth says the ceasefire in the Gulf is 'not over' despite attacks in Strait of HormuzAlso in the programme: Son of last and only Lebanese leader to meet an Israeli premier, says current Lebanese President Joseph Aoun should meet with Benjamin Netanyahu, despite the risks; and Chinese Wu Yize becomes second youngest winner of snooker's world championship.(Photo: U.S. Secretary of Defence Pete Hegseth holds briefing on the Iran war, at the Pentagon in Washington. Credit: Reuters/Kevin Lamarque)
Greg Kelly Reports | May 4, 2026 - Cornell's president gets harassed by anti-Israel activists on campus, and the confrontation is framed as one more sign that elite universities are collapsing under pressure from their most radical students. - A judge apologizes to the alleged White House Correspondents' Dinner gunman and compares his treatment to January 6 defendants, turning the courtroom into another indictment of Washington's warped political double standard. - The January 6 narrative gets hit again, with the show arguing that Ashli Babbitt's killing remains unjustified and that key Capitol Police decisions still look more like protection of the system than pursuit of truth. - Media panic over gas prices and Iran is portrayed as pure election-year theater, with the broader point that the press downplays Democratic failures and exaggerates every Trump-era pressure point into a national emergency. - The episode closes by warning that Iran is not finished, Rudy Giuliani still embodies the fight the establishment hates most, and the political class keeps excusing people like James Comey while pretending the real threat is everyone else. Make the switch to NEWSMAX today! Get your 15 day free trial of NEWSMAX+ at http://NewsmaxPlus.com Follow NEWSMAX on Social Media: • Facebook: http://nws.mx/FB • X/Twitter: http://nws.mx/twitter • Instagram: http://nws.mx/IG • YouTube: https://youtube.com/NewsmaxTV • Rumble: https://rumble.com/c/NewsmaxTV • TRUTH Social: https://truthsocial.com/@NEWSMAX Learn more about your ad choices. Visit megaphone.fm/adchoices
Brandi hits the streets with Jonathan Choe for a look at Seattle's efforts to hide the homeless ahead of the World Cup. Court denies Let's Go Washington's referendum attempt. Businesses looking for a way out of Washington. One retiree's TDS leads to his first criminal charge.
In moments of geopolitical crisis, energy is never just a backdrop. It's often at the center of the story. Today, as conflict involving Iran sends shockwaves through global oil markets and raises fears of supply disruptions, the stakes for policymakers in Washington couldn't be higher. Prices are rising, risks are multiplying. And as we've seen in recent weeks, there are no easy solutions when energy and national security collide. So what does effective decision-making look like inside the White House at times like these? Today on the show, to help answer that question, Bill Loveless speaks with Bob McNally and Jason Bordoff. Both of them served as energy advisors during past US administrations. They joined Bill to reflect on what they learned about navigating energy crises from inside the White House. Bob McNally is the founder and president of Rapidan Energy Group, an independent energy consulting and market advisory firm. From 2001 to 2003 he served on the White House National Economic Council as special assistant to President George W. Bush. And in 2003, he was the senior director for international energy on the National Security Council. His 2017 book, Crude Volatility: The History and the Future of Boom Bust Oil Prices, examines the history of oil price swings. Jason Bordoff is Columbia Energy Exchange co-host and the founding director of the Center on Global Energy Policy at Columbia University School of International and Public Affairs, where he is a professor of professional practice. He is also on the faculty of the Columbia Climate School where he is co-founding dean emeritus. He previously served as special assistant to President Barack Obama and senior director for energy and climate change on the staff of the National Security Council. Credits: Hosted by Jason Bordoff and Bill Loveless. Produced by Mary Catherine O'Connor, Caroline Pitman, and Kyu Lee. Engineering by Gregory Vilfranc.
Warning: This episode contains depictions of child abuse and neglect In 2014, 8-year-old Relisha Rudd disappeared. Her mother, Shamika Young, had given Relisha permission to spend the night with a stranger who worked at the homeless shelter in Washington, D.C., where the family was staying. The case is quite tragic, and sparks controversies on who was responsible for Relisha's missing person status. Is Shamika to blame? Intro music by Joe Buck YourselfHosts: Heather and Dylan www.mountainmurderspodcast.comBecome a supporter of this podcast: https://www.spreaker.com/podcast/mountain-murders--3281847/support.
Email: bidemiologunde@gmail.comIn this episode, host Bidemi Ologunde unpacks a volatile week in global affairs, from the U.S. Supreme Court's voting rights ruling and Washington's $166 billion tariff refund plan to the 60-day milestone in the Iran war, Musk versus Altman, and Taylor Swift's fight against AI deepfakes. What happens when courts reshape democracy, trade policy, war powers, and digital identity all in one week? Who gets to decide the rules when law, technology, and geopolitics collide? And what does it all mean for the world beyond the headlines? Support the show
Washington's success may lie in the arm of its star quarterback.
Forty days of war with Iran. Four weeks of an uneasy ceasefire. And one verdict that nobody in Washington wants to say out loud: the Islamic Republic came out of this stronger. Dr. Suzanne Maloney, Vice President of the Brookings Institution's foreign policy program and one of America's most trusted voices on Iran, joins Yonit and Jonathan as US warships attempt to escort vessels through a Strait of Hormuz that Iran still effectively controls. They get into whether the ceasefire can hold, why the nuclear threat was never really addressed, who is actually making decisions inside Tehran now that the supreme leader is gone, and what a realistic deal — if one exists — might look like. Watch on Youtube: https://youtu.be/D_P_lca1OzQ Unholy Conversations drops every Tuesday. Listen to the regular episode on Friday to get the full Two Jews on the News Experience
Defense Secretary Pete Hegseth says the US-Iran ceasefire still holds despite clashes near the Strait of Hormuz, as the US launches “Project Freedom” to protect commercial shipping amid rising tensions and energy prices. The episode also covers Middle East developments involving Iran, Israel, and the UAE; US political updates including key primaries and a California debate preview; a Secret Service shooting in Washington, DC; and a DOJ subpoena battle tied to the 2020 election. Additional stories include a VA investigation, a new youth AI safety initiative, wildfire suspect updates, and an interview with the trainer of Kentucky Derby winner Golden Tempo. Learn more about your ad choices. Visit podcastchoices.com/adchoices
Escalating tensions in the Strait of Hormuz moving yields and markets... Carl Quintanilla, David Faber, and Sara Eisen kicked off the hour with a contrarian take from investors at the Milken Global Conference - before the team got the latest out from Washington and more on how to navigate the tech trade with one of the street's best, following new numbers from Palantir. Plus: chip stocks in focus after a few key results and a report Apple's contemplating new suppliers... Hear the CEO of On Semi breakdown the demand picture, along with more on some huge moves in the options market. Elsewhere this hour: a deep-dive with the current Commissioner of the FDA - as he pushes back on growing criticism tied to drug approvals. Squawk on the Street Disclaimer Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
Keith explores how real estate investors can use mortgage strategies to build long-term wealth. Seasoned lending expert and repeat guest Caeli Ridge joins Keith to discuss why debt isn't something to avoid but to optimize, and how negotiating terms can matter more than price. They walk through practical approaches for new and experienced investors, from house hacking to scaling a rental portfolio. The conversation also tackles common myths about qualifying for investment property loans and what really matters to lenders. Finally, they emphasize focusing on fundamentals—cash flow, risk management, and informed decision-making—rather than fixating on interest rate headlines. Episode Page: GetRichEducation.com/604 For access to properties or free help with a GRE Investment Coach, start here: GREmarketplace.com GRE Free Investment Coaching: GREinvestmentcoach.com Get mortgage loans for investment property: RidgeLendingGroup.com or call 855-74-RIDGE or e-mail: info@RidgeLendingGroup.com Invest with Freedom Family Investments. For predictable 10-12% quarterly returns, visit FreedomFamilyInvestments.com/GRE or text FAMILY to 66866 Unlock truly passive real estate income—visit flockhomes.com/GRE today to see if your properties qualify for a 721 exchange with Flock Homes. Will you please leave a review for the show? I'd be grateful. Search "how to leave an Apple Podcasts review" For advertising inquiries, visit: GetRichEducation.com/ad Best Financial Education: GetRichEducation.com Get our wealth-building newsletter free— GREletter.com Our YouTube Channel: www.youtube.com/c/GetRichEducation Follow us on Instagram: @getricheducation Complete episode transcript: Keith Weinhold 0:01 Welcome to GRE I'm your host. Keith Weinhold Some mortgage guidance out there is costing you wealth today. I'm talking about how you can negotiate to get better terms. I'll tell you the exact questions to ask. Then a guest clears up mortgage myths and misconceptions and how you can borrow to win today on get rich education Keith Weinhold 0:28 let me ask you something, if you've worked hard to build wealth, is your money positioned to actually support your goals? A lot of accredited investors leave capital sitting in cash because it feels safe, but inflation and missed income opportunities can quietly erode its value. Freedom family investments offers freedom notes for investors seeking structured income backed by real estate. It's a straightforward approach built on real assets, not speculation and full disclosure. I'm an investor myself. What I like is that their team walks you through how it all works so you can decide if it aligns with your portfolio and income goals. Every investment carries risk and nothing is guaranteed, but with a track record of consistent on time investor payouts, they built real credibility. Go to freedomfamilyinvestments.com to book a clarity call or text family to 66 866, that's family to 6866 Speaker 1 1:32 you're listening to the show that has created more financial freedom than nearly any show in the world. This is get rich education. Keith Weinhold 1:48 Welcome to GRE from Albany, New York to Albany, Oregon and across 188 nations worldwide. You're listening to get rich Education. I'm your host. Keith Weinhold, as we know, debt isn't something to avoid. It's something to optimize. As a real estate investor, I would rather have lower mortgage rates than higher ones, and now you can call me Captain Obvious. Yet there are some reasons that higher mortgage rates benefit us as investors, though they're not as great as the lower rates are I'll discuss some of that today. This stuff obviously influences marketplace behavior. In fact, here we are now, years after rates made their historic surge and nearly tripled between 2022 and 2023 and yet still, 70% of mortgage borrowers have an astoundingly rock bottom rate below 5% today, lower than the ocean floor, and they won't sell those properties. That's just one contributor to the low supply hangover that still lingers. Are today's buyers still anchored to an unrealistic baseline. It certainly reframed how investors think about normal borrowing costs and what that word normal means. My first ever rental property, many years ago, was purchased at a 30 year fixed rate of six and three eighths percent. One year later, I got to refinance a full 1% lower at five and three eighths. I'm happy that I bought one I did because starting year earlier, got all my real estate benefits rolling that much sooner, the leverage and everything else, and when I did that, refinance many years ago, from six and three eighths down to five and three eighths, I was able to roll all of my loan refinance costs into the new mortgage balance, and that way I didn't have to pay anything out of pocket. So financing is negotiable. A lot of investors don't realize that buy down your rate if you want roll the loan costs into the loan amount, like I did. In fact, I would usually rather have a higher mortgage rate and then not have to come out of pocket at the table. I would rather do it that way. Sometimes I take a higher rate and even get cash back at the closing table. So I walk away from the closing table with a property and cash, but yet with a bigger mortgage. And what's the strategy there? Well, with more inevitable Inflation, I want to load up on the dollars that I get now and then make those paybacks over the long term with future cheaper, diluted dollars for 360 months, sometimes I don't have to ask the lender for any sort of favor to get that zero help from the lender at the closing table to get cash back. How do I do that? Well, I ask the seller to give me cash at the closing. Closing table in return for offering the seller full asking price, or sometimes even over the asking price. I have done it the strategy of offering full price or even a little more than the full list price. See, that's often easier than getting a price cut from the seller, and that works great, because getting the closing table, cash is going to benefit you more than the price cut would anyway, in almost every circumstance, and when it comes to your lender, ask them questions that cut through the noise. Now, lenders have to make their profits somewhere and stay in business, but I've asked the question, what's the break even point on this rate buy down. That's something you can ask today. That can be an even better question for you to ask of builders with all of the buy downs that they're doing for you now, most people know about a mortgage rate lock. That's when you're in contract to buy a property. At some point, you and your mortgage company, you lock in your rate for, say, 30 to 60 days, and that way, if the rate rises before the deal is completed, you are protected. You are locked in. But some lenders also offer float downs. That's for if you lock and then rates go lower before you get the deal closed. In that case, you get the lower rate, and now you successfully played both sides, but most borrowers don't know to ask about a float down for larger apartment buildings, sometimes you can negotiate away prepayment penalties or instead a shorter penalty window. The thing to keep in mind is that smallest borrowers negotiate price, but savvy investors negotiate structure. That's what we're talking about here, and that's why you often hear that terms are more important than price. So there's plenty of opportunity here, even if historically low rates is not where today's opportunity lies. Today, we're going to discuss some things about mortgages that most people believe but are just flat out wrong. Also, what separates the borrowers who build real estate portfolios from the ones who stay stuck on property one, let's have a conversation with this week's repeat guest, a real favorite here at GRE for her mortgage clarity. Keith Weinhold 7:35 Hey, the president of ridge lending group, Chaley Ridge is back with us. We'll get into things like rates and loan strategy shortly, but first, let's discuss some fun. What would you do? Chili, what would you do if you're 35 and have 100k to invest in real estate? What's your first move? Ooh, good question. Caeli Ridge 7:55 So let's think five years ago for me now I'm 35 what would I do if I had that was a joke for all you listeners, obviously, you know, I think that if I could go back and knowing what I know now, I would probably invest that into an owner occupied house hack using an FHA loan. Probably look for newer construction if I could find it, and I would probably target a four unit residential property. I'd probably put three and a half percent down lowest rates with that. FHA, I would leverage my money, and I would get three other tenants in units, two, three and four to pay my mortgage, and then I'd use the rest to go buy an investment property Keith Weinhold 8:32 much like I started out with the owner occupied four Plex, live in one unit, rent out the other three. FHA, three and a half percent down. What if someone, however, lives in a market where the numbers just don't work and the law really tilts toward the tenant rather than the landlord. Caeli Ridge 8:47 You know, that's a good point. There's a lot of factors, obviously, right? And there's exceptions to all rules, etc. So I don't want to generalize, but I would probably take the 100,000 and maybe look at some kind of a burr in that case, maybe pivot and do some math and see if buy rehab rent refi might be more applicable. To take that 100 grand and leverage it that dollar bill, as far as I could make it go Keith Weinhold 9:10 sometimes you have to get scrappy when you're starting out another what would you do now? Say you've got some more experience. You already own two rentals. How do you scale that to 10. Caeli Ridge 9:21 You know, my biggest piece of advice for investors, especially newer ish investors, is to make sure that you've got your eye on some level of diversification. Scaling from two to 10 can sound pretty daunting to some people, but I think that diversification advice comes in handy when you're not singularly focused on, let's say, a core philosophy of single family, residence, cash flow only in one market instead, maybe layer in some appreciating markets where you can earn and count on longer burn appreciation that you can then leverage from to then purchase the next to the next to the next, right. Cash. Refinances borrowed funds are non taxable. I would probably say diversification is the core answer to that question. For me, Keith Weinhold 10:07 yeah, if you've already got two properties, maybe if you've had those for a few years, yes, you can do a cash out refinance and basically use one of your first two properties to fund that third and fourth and so on, right exactly? How about if rates drop 1% tomorrow? What's the next thing you would do? Immediately? Caeli Ridge 10:29 I would do the math. Is what I would do, Keith, and I know you love that answer. So if I had a portfolio of X number of properties and rates just dropped 1% tomorrow, I would take a hard look at what I had in the queue, and I would say, Okay, how much does a one percentage point rate save me in monthly payment, aka, earn me in cash flow, and what is it going to cost me? It is imperative that the investor is actually doing the math. 1% may sound amazing, but if it's only going to save you 5060, bucks a month, and maybe that's enough, but it might cost you five grand. Does that math work for you? So that's my answer. Do the math? Keith Weinhold 11:08 Yeah, if rates drop 1% does that make you want to perform more purchases? Does that make you want to refi something that you already have and at the same time that you do that refinance? Okay? That may or may not save you a lot in payment. But another consideration is, okay, well, at the same time you do that refinance, oh, maybe you could take cash out and use it as a down payment for another property, or just use that money for something else, Caeli Ridge 11:33 absolutely, and you know what we're talking about. That from a purchase perspective, if rates drop 1% tomorrow, from an investment perspective, what do we think is going to happen to the rest of the market? The homeowners are going to be coming out of the woodwork, right? The owner occupied the competition is going to get very, very stiff, steep. I would say that if you are banking on or waiting for rates to do X, Y and Z, you are missing massive opportunities today. So there's a lot of reasons not to hesitate and be waiting on some magic, massive rate drop. Keith Weinhold 12:04 All right. Well, those were three interesting what would you do scenarios you mentioned the possibility, and it's surely only a possibility that mortgage rates will drop sometime in the near future. Let's expand on that. If someone is indeed waiting for rates to drop. What are they risking in the meantime? Caeli Ridge 12:25 You know, this is such a good but complicated question. There's a lot of layers to this. If someone has a magic number in their head, again, I'm going to press back and say you have to be doing the math. All right. So a lot of people conveniently, maybe not so conveniently. But a lot of people forget that interest rates, by nature, always drop or reduce much slower than they're going to climb. Okay, historically, go back and do your own research here. Interest rates, when they go up, they tend to kind of go up quickly. When they come down, they really kind of trail, and it's a slow, progressive landing. It's not a quick thing when they come down. So if we know that that's true, or at least historically, that's been true an interest rate reduction of an eighth or a quarter or three, it's of a point. Maybe that takes us a month or two or six or a year. What does that really mean to that payment? You have to be doing the math so, largely dependent on the loan amount. Okay, if you think that interest rates are going to be reduced in a month from now by a quarter of a percentage point, what does that mean to the payment? Does it mean $12 a month? Does it mean $100 a month? And in that scenario, in that calculation, what are you giving up by waiting the month or two or six for a what if I think that you are diminishing your rates of return by waiting on a come that one may never happen, and two, the significance is probably far less relevant than you are giving it credit for. Keith Weinhold 13:52 Now, I think generally real estate investors want low mortgage rates. Obviously, it gives us a better refinance opportunity. It gives us a better purchase opportunity, potentially, okay. In general, we want lower rates. However, there are some reasons a lot of people don't think about as to why lower mortgage rates are actually bad for a real estate investor. If you just look historically, when have we had extraordinary low mortgage rates here in these past 20 years? Well, they've been to get us out of huge economic problems, late to global financial crisis or the covid pandemic. So if you're wishing for really rock bottom rates, which again, is tempting to do, and is advantageous, in a sense, there is a downside as well. If there are super low rates, a lot of people might be out of work, including your tenants. So that's the reason that we want to be careful as to what we wish for, with rates being super low and artificially low, like they were a couple times in the past two decades. And you know, Caeli another reason why I'm not fully in love. With low mortgage rates, although I liked them, is the fact that I look back and notice as being a property investor for more than two decades now, is that I have had tenants leave when mortgage rates are too low and lending is too easy, especially leading up to the global financial crisis, it was so easy to get first time homebuyer loans at really attractive rates. So I had higher vacancy because mortgage rates were so low that my tenants left and became first time homeowners. So yes, we generally want lower mortgage rates, but there is a downside to that as well. Caeli Ridge 15:35 And I think there's probably a sweet spot, I think such a good point that most people probably don't think about Keith, and I couldn't agree more, when rates have been at their lowest. To your point, all hell is breaking loose economically in so many other sectors. Yeah, be careful what you wish for. Keith Weinhold 15:51 Any old time, real estate investor would find it really humorous and almost cute that people think mortgage rates between six and 7% are high. You and I know they're historically low. 7.7% is the long term owner occupied, 30 year fixed mortgage rate going back to 1971 per Freddie Mac the most reliable stat set that we have. But now that we have come up back into what's really a more normal range, just like we started to do in 2022 How should someone think overall in not a high but a higher mortgage rate environment? What are some things that actually matter more now than they did before back five plus years ago? Caeli Ridge 16:32 I want to give you some statistics. So from 1990 to now, the average owner occupied rate was 6.08 now that's owner occupied, and more often than not, you can add about a point percentage point spread between that and non owner occupied in general. So we are right in line with the last 36 year swing of where interest rates have been. So please keep that in mind. Again, that psychology piece. But overall, I think that what we need to be paying attention to, even if, over the last five years, 10 years, interest rates are a little bit higher than we came to recognize them, the pandemic was an outlier. You guys. Okay, let that lie that's hopefully never to repeat itself. But what we want to be focusing on, and I know that I'm beating a dead horse here, is that you have to get rid of the mental block that you have about that number that we call an interest rate. You need to be looking at a property holistically that says, does it cash flow based on this tenant application? What about this tenant application? What is my exit strategy? Is my property management doing the job that it needs to be doing? Can I trust them to ensure that my vacancy is low? And if I have to evict somebody that they know what they're doing and they know all the rules in the different cities and counties, I think that those are going to be more prevalent to the successful real estate transaction that gives you the financial freedom that you want long term, stop fixating on the rate. That's my advice. Keith Weinhold 17:53 Some of those operations that you talked about are controllable, and the mortgage rate is largely uncontrollable outside of maybe getting a better credit score to get a lower rate or something like that, focus more on what you can control. And Caeli, you touched on something interesting that I think a lot of people don't understand, and that is investor financing versus owner occupant financing. A lot of people just don't understand the differences as to why investor loans cost more, tell us about that. Caeli Ridge 18:25 Yeah, good question. It happens to be about secondary markets, so I won't get too technical, but when we talk about mortgage backed securities right Wall Street, and this is an asset class that is bought and sold and traded, etc, etc, there are demands, obviously, and then you've got layers of risk. So the baseline thinking is that an owner occupant is less likely to default on the home that they live in, right? Something is going on financially with them. They've got some hardships, etc. They're going to cut loose the rental property before they're going to default on their primary so that's just kind of the overall basic. There's other variables in there, but that's the one that makes the biggest difference. Is default rates on an owner occupied versus a non owner occupied. Now I may argue, if I can just add to this. So this is a little bit of a history lesson for those that maybe remember or too young to remember this. 08, 09, housing and lending implode on each other in this country, the financial crisis, et cetera, et cetera. It was the Wild West before that. You could have a pulse and get a mortgage, even investors right, 0% down. They had some pretty risky things out there. We didn't do that kind of stuff, but they were out there, and I certainly contributed to what happened with the oh eight financial crisis. So fast forward, and I feel like when things like that, especially in this country, happen and devastate big, huge sectors of our economy, we knee jerk. And we knee jerk in a way that is almost the 180 of irresponsibility. Let me explain so when we talk about what it used to be like, fogging a mirror, right, having a pulse and getting a loan as an investor or anyone. For that matter. Now fast forward to post, 08,09, you've got Dodd Frank, all that sweeping legislation, etc, they raised the qualification bar. Okay, that's fine. Now I want to come into today's space, and I want to give you guys an idea of the qualification markers between an owner occupied let's just use an FHA and a non owner occupied purchase. So you can have 580 credit and put three and a half percent down and have slightly over a 50% debt to income ratio and get an FHA loan, a GSE government sponsored enterprise loan. All right, a non owner occupied you've got to walk on water. Man, I make that dumb joke, files of blood and DNA samples, you've got 20 25% down minimum. You've got to have x higher in credit score, all these extra reserves, etc, etc. So I would argue that secondary mentality, thinking the non owner occupied is, in my opinion, probably a more stable loan as it relates to default. So there's some disconnect. I think that the way that that is thought about in secondary market speak, but maybe a little TMI for the listeners. In any case, that's the reason that they're looked at differently. The ideal, or the idea is, is that the owner occupied is less likely to default than the non owner occupied. I would disagree with that premise, Keith Weinhold 21:19 and I think you would agree that things are still pretty tight because lending requirements are still pretty rigid, still pretty strict. You have to have a good credit history and assets and income, unlike what we had to have 20 years ago, when I was a real estate investor myself, back when things were irresponsible and back when things were free flowing, and money was flying, and a lot of nefarious things were happening. Even though I had a good credit score all my life, I was the beneficiary of those High Flying Wild West times myself. I remember on the first four Plex I owned after I had moved out of it so I didn't even occupy it anymore, I got a generous appraisal for a 90% combined loan to value, cash out, refinance 90% that I would not get today, no way. Caeli Ridge 22:10 Yeah, but that knee jerk is, I think, also part of the problem. They go the opposite way that pendulum shift is, I feel like there needs to be a little bit more reasonability in the mix and different markers to justify who should be getting or being able to take advantage. Keith Weinhold 22:26 When we talk about investor loans versus owner occupied loans, that really begs the question. Now, when does it make sense to house hack versus go straight into investor loans? What are some of the trade offs there. Caeli Ridge 22:41 I would argue that if you are in a position and you're willing to share your primary residence with you know, tenants house hack is always a great idea, because you've got these great loan terms, you've got this massive leverage, and almost always you've got other people making the entire mortgage payment for you, or the vast majority of that mortgage payment, I'm such a big fan of that is a strategy for real estate investing. You've got to do it right. You got to do it by the rules. But I can't think of a downside if you qualify and you're willing to do that, to live with other people right next door, etc, etc. Some families don't think that that works for them, whatever, but I just think it's a fantastic way to jumpstart someone's real estate investment journey and then continue it. If you do it right every 12 months, then you'll be able to continue to parlay into the next, the next, the next. One thing I would say about that that I don't get a lot of opportunity to talk about, but since we're talking about here, if you're going to house hack and you've got, you know, a duplex, triplex fourplex, and you want to manage it yourself, which I think everybody should be responsible to manage at least one rental property in their lifetime, maybe official, yeah, yeah. More often than not, people will tend to pay for that service down the road. But having the experience is valuable. Do not tell the other tenants that you are the home owner, do yourself a favor and just you're another tenant, but you're taking care of you know, you don't want to let them know that you actually own the property. There's lots of emotional and different things that you want to avoid giving that information away to the tenants. Keith Weinhold 24:17 I have had two friends, and each friend owned a fourplex, and what they did is they would manage the other person's fourplex. That way, they were able to keep it more professional and less emotional, since it wasn't the owner directly dealing with the tenant, and that provided a buffer that really benefited them. I haven't done that myself, but I found that such an interesting way to approach it? Caeli Ridge 24:42 Yeah, that's smart. If that ends up being your situation, definitely horse trade that way. Otherwise, you're just a tenant and you can be on call whatever, just avoid giving that information back to the other tenants that may be there. Keith Weinhold 24:54 Well, there's an underwriting reality out there that chili can share with us versus. Some of the online advice that you get, and what some of the biggest myths are that borrowers believe. We'll talk about that next. You're listening to get rich education. Our guest is Ridge lending Group President chailey Ridge, more we come back. I'm your host. Keith Weinhold. Keith Weinhold 25:12 Flock homes helps you retire from real estate and landlording, whether it's one problem property or your whole portfolio through a 721 exchange, deferring your capital gains tax and depreciation recapture. It's a strategy long used by the ultra wealthy. Now Mom and Pop landlords can 721 the residential real estate request your initial valuation, see if your properties qualify@flockhomes.com slash, slash GRE, that's F, l, O, C, K, homes.com/gre Keith Weinhold 25:47 the same place where I get my own mortgage loans is where you can get yours. Ridge lending group and MLS, 42056, they provided our listeners with more loans than anyone because they specialize in income properties. They help you build a long term plan for growing your real estate empire with leverage. Start your prequel and even chat with President chailey Ridge personally. While it's on your mind, start at Ridge lending group.com that's Ridge lending group.com Ted Sutton 26:22 Hey, it's corporate directs Ted Sutton, listen to get rich education with Keith Weinhold, and don't quit your Daydream. Keith Weinhold 26:29 Welcome back to get Rich's case, we're talking with a familiar and recurrent guest Ridge lending group, President Caeli Ridge Kelly, talk to us about your underwriting reality there, versus some of the advice that one gets online sometimes, including what really gets a loan approved with some of those things like income and reserves and DTI. Caeli Ridge 26:59 You know, this can be so confusing for the consumer, because there are so many different vehicles in which to get Mortgage Funding, and there's something in our industry called an overlay. Okay, an overlay is taking the purest form of a guideline and adding layers of risk to it. I'll give you an example. Let's say that we know, or most of us know that Fannie Mae and Freddie Mac allow for up to 10 finance properties per qualified individual, right? That is a straight Fannie Freddie guideline B of A, and this could be wrong, but a big boy bank may have an overlay and layers of risk that say we will only allow up to four, right? So all of this differing information, conflicting information, when the nice thing with ridges is that we go by the purest form of the guideline, we are not going to impose those overlays. So in working with us, you're always going to be sure that we know exactly what those guidelines are. We know them like our own faces, and that we're not going to impose some additional risk layering or overlay that might prohibit or preclude the qualification. It's pretty basic stuff. I mean, if you're going full doc, Fannie Freddie, and this can apply to our owner occupied and, of course, all of our non owner occupied income, debt to income, credit and assets, it's a pretty basic formula that we use. And then we've got all the other products that we have. Again, knowing those underwriting guidelines like the back of our hand, is very important to making sure that we can navigate the battleship in a creek. That's the analogy that I give that tends to be mortgage lending, or what feels like mortgage lending anyway. So it's pretty basic. We have to understand what the borrower's qualifications are out of the gate, and then we can provide them with a schematic of options that they can tell us which direction they want to go in Keith Weinhold 28:42 for quite a long time now, one could get 10 conventional investor loans, single or 20 married. It wasn't always that way. I remember attending a real estate workshop in 2012 and you could only get four loans, or at least you could only easily get four investor loans before that expanded to 10. And we just shouldn't always assume that it's going to be this way forever. Caeli Ridge 29:06 Yeah, so I kind of going back before 08,09, there was no limit to the number of finance properties Fannie and Freddie would secure per individual. After that crash, it shut off, and it got to four to your point. And then it stayed there for a while, until we kind of brought it back to that 10. You know, there's been rumors for years that they're going to up it to 12 or 15 or some random number. I don't even know where it's coming from. I always make a joke and say, Yeah, between now and my death, we'll see that. But it would be nice. It would be nice if they increase that number a few Keith Weinhold 29:35 now, as someone is qualifying there, you probably run into a lot of borrowers that believe certain myths or have to have misconceptions corrected. Tell us about some of those Caeli Ridge 29:45 the biggest myths, I'm going to say that it's probably one of three things they believe that they've got to make 10s of 1000s of dollars a month or hundreds of 1000s of dollars a year to qualify. Absolutely not true. It's so much less about the monthly. Income than it is the monthly income in relation to your minimum payments on your credit report. So just as an example, I could have a client that only shows $1,000 a month of income, but if they truly have no debt and some of the other qualifying criteria, they can qualify for a mortgage on an investment property, because the investment property has income to offset that mortgage payment. So it dispel the myth about having massive amounts of monthly income. That's not necessary. It's about the income and your monthly debt that we find on your credit report. That would be the first thing. The other thing, speaking of credit reports, I would say, is that a lot of times, people think that the overall debt that they're carrying matters. I mean, Mr. Jones could have $300,000 worth of debt, but his monthly payments are only 1500 All I care about is that monthly amount. I do not care what the total outstanding debt is. I hear that one a lot inquiries, credit inquiries. Every time you have your credit pulled, it drops the score, 20 points. Not the case. Now I can go down that rabbit hole, Keith, but it is a rabbit hole, so maybe I'll just leave it there. Your credit score does not drop X number every time you have your credit pulled. That's a misnomer. Keith Weinhold 31:07 Well, actually, that brings up a thought. Then once prospective borrower initiates with you in there and gets the ball rolling in qualifying for a loan, what are some reasons that deals die late in the process? So what does it take to be sure to hold that together? Caeli Ridge 31:23 You know, I think it all boils down to communication. And we tell our clients this on the front end, treat us like your attorney. You tell us everything, do not own anything, so that we can ensure that we're guiding you appropriately. So lack of information can derail things. Let's say, for example, they change jobs, and it's a completely new line of work, and it could prohibit or preclude the amount of income that we could have we were using now DTI gets changed, or they buy a new car in the middle, and they don't think it's going to come up. And now it's a DTI issue. It can be all kinds of things, but the point there is communication is key. Just keep us informed, and then we will give you the input or advice, and then you do what you want with that. But at least it's not once the bell is rung. Keith Weinhold 32:05 Live pretty conservatively and safely until that loan closes. Yes, sir. Well, does that bring up any stories? Sometimes people learn better that way. Is there a deal? Perhaps that should have worked, but it didn't. Caeli Ridge 32:20 That's a good question. You know, I think that the answer is no, and mostly because we have such a diverse menu of loan products, even if something did happen and even if it was outside of anyone's control, let's say we would normally just pivot to another loan product that would accommodate whatever that event ended up being. I cannot think of an example where a deal fell apart that could have gone differently, that we weren't able to just simply pivot into another path and close the loan for Keith Weinhold 32:49 well, America is a place that promotes entrepreneurship, and it seems like side hustles as well are more popular than they've been before. So can you talk to us about how self employed borrowers get evaluated? Caeli Ridge 33:04 Yeah, it is different. I mean, the simplest way to describe it is, we're going to take the adjusted gross income, but there are something called add backs. So depending on what their deductions are, there are certain things like Depreciation or Amortization or, I mean, there's a whole slew of things that we're able to take those numbers and add it back into the Adjusted Gross and then divide by 12 or 24 whatever it needs to be. That's typically what we're going to be looking at for a self employed person, versus the straight w2 is just the gross income divided by 12 months. Keith Weinhold 33:35 Well, Caeli, this has been really good with some strategies and some actionable tactics. Before I ask how one can learn more about ridge? Is there any last thing that you'd like to share with us, whether that's to expand on anything we discussed, or any of the more nascent things that have happened, like banks holding less in capital reserves, or Fannie Mae, except in crypto back mortgages? Is there anything else we really ought to know? Caeli Ridge 33:57 You know, I think my advice right now for anybody that is in real estate investing, thinking about getting into real estate investing, be informed. Listen to people like Keith, ideally, listen to people like me. I've been doing this for a very, very long time. I'm an educator at heart. Get your information from sources that you can trust, and try to avoid the analysis paralysis the best you can. I know that people get hung up on that, but now is the best time ever, and I would say that tomorrow and the next day and next year and the year after that, to invest in real estate. Keith Weinhold 34:27 Yes, the only thing that could possibly make now better than ever is now is sooner than it's ever going to be again. Well, Caeli, if someone wants to get a hold of ridge so they can tell you their situation, and you can then help them find out how you can best help. What should they do? Caeli Ridge 34:43 There's so many ways. Check out our website, ridgelinengroup.com you can email us info@ridgelinengroup.com you can call us toll free at 855, 74, Ridge. All of those ways get to us, and I look forward to speaking with each and every one of you Keith Weinhold 34:58 that's been valuable. Always It's been great having you here. Caeli Ridge 35:01 Thanks. Keith Keith Weinhold 35:08 Caeli brought up a great point from the lender's view, when they make a loan, it might be safer for them to lend on an income property loan, actually, than it is for your own home, because on the income property, you have a substantially higher qualification bar to clear, and you have to make a higher down payment on it. I hadn't thought about it that way before. As far as Fannie Mae accepting crypto backed mortgage structures, that is still new as of this year. How it works with a crypto backed mortgage is that you're usually getting two loans. First you get a normal mortgage, and then for your down payment, it's a separate loan that's backed by your crypto. Your crypto stays locked up for years and you can't trade it while it's pledged as your home down payment. That's generally how it works. But notice the attraction. You would also get to keep your crypto while you're leveraging it. Also notice the risk there, and very few banks offer this, think Coinbase and not JPMorgan Chase. It's still new and niche, and it remains to be seen whether or not crypto backed loans will gain any real traction. It's only likely going to accept Bitcoin, Ethereum or stablecoins, not altcoins. Only about 1% of homebuyers use crypto in transactions. Most of what the current presidential administration has done focuses on making mortgages easier to get, not in making homes cheaper. Making mortgages easier to get means more bidders and higher prices. Washington can make it easier to get a mortgage, but they cannot make a $400,000 property cost $300,000 we talked about how to borrow to win today, and big thanks to our terrific guest. Until next week, I'm your host. Keith Weinhold, though you might quit your day job, don't quit your Daydream. Speaker 2 37:17 Nothing on this show should be considered specific, personal or professional advice, please consult an appropriate tax, legal, real estate, financial or business professional for individualized advice. Opinions of guests are their own. Information is not guaranteed. All investment strategies have the potential for profit or loss. The host is operating on behalf of get rich Education LLC, exclusively you Keith Weinhold 37:45 The preceding program was brought to you by your home for wealth, building, get richeducation.com
The Rickey Smiley Morning Show kicks off with major breaking news as Spirit Airlines abruptly shuts down operations after bankruptcy talks collapsed, grounding flights nationwide and leaving thousands of passengers scrambling for refunds or alternative travel. Industry experts point to soaring fuel costs and a failed federal bailout as the final blow for the budget airline, making it one of the largest airline shutdowns in years. As if travel chaos wasn’t enough, drivers across the country are also feeling the sting at the pump, with the national average price for a gallon of gas climbing above $4.40—its highest level in several years—driven by global oil disruptions and rising demand, according to AAA and GasBuddy. The show also dives into celebrity and political headlines shaking up social media and Washington alike. Conversation heats up around Megan Thee Stallion and NBA star Klay Thompson following reports that Megan may be exploring legal action related to emotional distress after their highly publicized breakup, which stemmed from allegations of infidelity. Meanwhile, political analyst Roland Martin breaks down a Supreme Court ruling that significantly weakens the Voting Rights Act, warning that the decision could slash Black representation in Congress and reshape elections across the South. With redistricting battles looming and voter protections under threat, the episode underscores why upcoming elections—and civic engagement—carry higher stakes than ever. Website: https://www.urban1podcasts.com/rickey-smiley-morning-show See omnystudio.com/listener for privacy information.
LaVar Arrington was supposed to be Washington's savior, but does Styles have more hype?
Mackenzie Cowell was seventeen years old — a dancer, a cosmetology student, and a young woman with her whole life mapped out in front of her — when she stepped out of her beauty school in Wenatchee, Washington one February afternoon and never came back. Four days later, her body was found partially submerged in the Columbia River, twenty miles from where she had disappeared.What followed was one of the stranger murder investigations in recent Washington state history. Investigators chased a months-long dead end involving drug dealers, a supposed snuff film, and an informant whose story kept changing. Meanwhile, the real answer had been hiding in plain sight — in the classroom where Mackenzie spent her afternoons, and in an apartment where a piece of carpet held a secret that luminol would eventually reveal.Mackenzie had survived a difficult childhood, a contentious home life, and the relentless schedule she had set for herself. She made it through all of that. She didn't make it through one ordinary Tuesday afternoon.Today's snack: Quick and easy apple tart with buttermilk caramel syrupSupport us on PatreonSources:Fretwell, Courtney. "Mackenzie Cowell." Forensic Tales, Rockefeller Audio, 30 Mar. 2026.Quirky-Motor. "[EXTENSIVE write up on the murder of Mackenzie Cowell, 17-year-old high school student killed in Washington State... Part 1 of 2]". Reddit, r/UnresolvedMysteries, ca. 2021.Quirky-Motor. "[EXTENSIVE write up on the murder of Mackenzie Cowell, 17-year-old high school student killed in Washington State... Part 2 of 2]". Reddit, r/UnresolvedMysteries, ca. 2021.Robbins, Jefferson. "Man contends he's innocent despite his guilty plea." The News Tribune, 18 Nov. 2012, p. B5.Robbins, Jefferson. "Suspect faces troubles in murder probe." Tri-City Herald, 24 Dec. 2010, p. 13.Smith, Catt. "The Murder of Mackenzie Cowell." Catt's True Crime Corner, 22 Dec. 2023."48 Hours 'Secrets of the River': Be careful what you plead for." CBS News, 11 Aug. 2014."Murder of Mackenzie Cowell." Wikipedia, The Free Encyclopedia, Wikimedia Foundation, 3 Apr. 2026.Van Sant, Peter. "Mackenzie Cowell murder: The search for her killer." CBS News, 9 Aug. 2014.Dahl, Tanya. "Second Suspect Arrested In Mackenzie Cowell Murder." KXLY 4 News / YouTube, uploaded by 4 News Now.
Donald Trump boasted that the US government acts "like pirates", seizing Iran's ships and oil. "It's a very profitable business", he said. Meanwhile, Beijing is openly resisting Washington's sanctions against Chinese companies for trading with Iran. China has ordered all domestic firms to ignore US sanctions. Ben Norton explains these geopolitical developments. VIDEO: https://www.youtube.com/watch?v=vfB8xQEZolk Topics 0:00 (CLIP) Trump: "We're like pirates" 0:14 US blockade of Iran 1:11 (CLIP) Trump on US piracy 1:57 US seizure of Iranian ships 2:43 AI memes of Trump as pirate 3:01 Multiple acts of US piracy 4:09 Venezuela 5:06 (CLIP) Trump on stealing oil 5:30 Pirates of the Persian Gulf 6:31 US sanctions on China 8:42 Hengli plant in Dalian 9:23 China challenges US sanctions 10:49 Secondary sanctions threat 11:38 USA crossed China's red line 14:17 US sanctions 1/3rd of world 14:47 Map of US sanctions 15:00 Sanctions are very deadly 16:21 Blockade of Cuba 17:19 US empire's goal 17:59 New sanctions on Cuba 19:02 Chinese solar panels help Cuba 19:47 Blowback: US sanctions backfire 20:45 Outro
Matt Harmon from Reception Perception really enjoys Antonio Williams as a prospect.
The rapid surge in energy demand from AI data centers and advanced manufacturing is pushing the American power grid to its limit, sparking a high-stakes race to secure the nation's electrical future. This pressure on the grid is also impacting Americans, who have seen their energy bills increase significantly. Rep. Bob Latta (R-OH), Chairman of the Subcommittee on Energy, joins to discuss the necessity of an “all-of-the-above” energy strategy to maintain dispatchable power, how to keep energy bills down, and what must be done to ensure the United States outpaces China in the global competition for AI dominance. Plus, CMS Administrator Dr. Mehmet Oz joins to discuss his mission to eliminate waste, fraud, and abuse related to Medicaid. PHOTO CREIDT: AP PHOTO Learn more about your ad choices. Visit podcastchoices.com/adchoices
Subscribe now for the full episode. Danny and Derek speak with Judah Grunstein, World Politics Review's editor-at-large, about American power and what a post-unipolar future might look like. They discuss the meaning of the liberal international order, U.S. empire and legitimacy, Trump challenging American primacy, the role of middle powers, China and the European Union, climate change and development, strategic autonomy, and the possibility of Washington not ushering in a new order. Learn more about your ad choices. Visit megaphone.fm/adchoices
Tehran is shifting the battlefield from missiles to markets, turning the Strait of Hormuz into leverage and testing whether Washington will trade long-term strategy for short-term relief. Bill and Behnam discuss.
One week ago, the White House Correspondents' Association Dinner in Washington, D.C., was cut short by a harrowing assassination attempt. President Trump, attending the annual event for the first time in his presidency, was rushed to safety by the Secret Service alongside members of his Cabinet and various lawmakers. The suspect, 31-year-old California teacher and engineer Cole Allen, faces charges of attempted assassination after allegedly rushing past a magnetometer and opening fire outside the Washington Hilton ballroom. While one Secret Service agent was struck, he was fortunately saved by his bulletproof vest and is currently recovering. In the wake of this security breach, major questions are being asked: How did this happen, and how can we protect the President at future high-profile events? Earlier this week, Charles Marino—a former Secret Service Supervisory Special Agent and DHS Advisor—joined host Dave Anthony to break down the tactical failures of that evening and the urgent changes needed to Secret Service protocols. Marino explained the challenges of keeping a President safe and what needs to be done at future, large events. We often have to cut interviews short during the week, but we thought you might like to hear the full interview. Today on Fox News Rundown Extra, we will share our entire interview with Charles Marino Learn more about your ad choices. Visit podcastchoices.com/adchoices
After a 76-day long shutdown, the Department of Homeland Security has reopened, bringing the longest funding lapse in U.S. history to an end. FOX New Chief Congressional Correspondent Chad Pergram joins to explain what it took to finally reopen DHS, before going over the FISA debate and how this past week's Supreme Court ruling on the Voting Rights Act could impact the ongoing redistricting fight ahead of midterms. Later, FOX News Audio White House Correspondent Jared Halpern shares his firsthand account of the third attempted assassination attempt on President Trump at last week's White House Correspondent's Dinner. PHOTO CREDIT: ADOBE STOCK Learn more about your ad choices. Visit podcastchoices.com/adchoices
The Republican chairmen of the US congressional armed services committees have said they're very concerned about the Pentagon's decision to withdraw five thousand troops from Germany. Senator Roger Wicker and Representative Mike Rogers warned that prematurely reducing America's forward presence in Europe risked undermining deterrence and sending the wrong signal to Vladimir Putin. NATO says it's seeking clarification from Washington about the plan.Also in the programme: FIFA will allow a team of Afghan women refugees to represent their country in international tournaments; and we look back on the life of a former racing driver and Paralympian.(Photo: A soldier pilots a drone during the 'Combined Resolve' exercise at 7th Army Training Command's Joint Multinational Readiness Center in Hohenfels. More than 3,800 personnel participate in the exercise series, which is a reoccurring U.S. Army Europe and Africa exercise held several times throughout the year for its rotationally deployed troops. US-led army exercise 'Combined Resolve' - media day, Hohenfels, Germany - 30 Apr 2026. CREDIT: ANNA SZILAGYI/EPA/Shutterstock)
The US says it will withdraw five thousand of its troops from Germany, as a rift widens between the two countries over the war in Iran. The German Defence Minister, Boris Pistorius, says Washington's decision was foreseeable, but that the continuing presence of American forces was in German and US interests. We speak to a German member of the European parliament. Also on the programme: British Prime Minister Sir Keir Starmer tells the BBC that he wants tougher policing of protests in the UK after the stabbing of two Jewish men in London; and we hear from two Afghan female footballers about their hopes of competing internationally. (Photo: Badge of a soldier is seen during the 'Combined Resolve' exercise at 7th Army Training Command's Joint Multinational Readiness Center in Hohenfels, Germany, 30 April 2026. Credit: Photo by ANNA SZILAGYI/EPA/Shutterstock)
Kevin reacts to Washington's draft including reviews of sonny styles, comparisons from FL executives, and Dan Quinn's thoughts on his potential role.
Seattle might put a hold on building new data centers. A Seattle theater is facing $400,000 in damages from copper wire theft. A lawsuit has been filed over Washington’s plan to gut the state’s police and pension fund. A slight change to Costco’s food court. // LongForm: GUEST: The founder of the biohacking movement Dave Asprey on the benefits of peptides, nicotine, and other misconceptions about health and wellness. // Quick Hit: Part 2 of Jason's conversation with the founder of the modern biohacking movement Dave Asprey.
What’s Trending: Experts say that herd immunity is unlikely, restaurant owners are worried about phase 2 rollback, during te May Day riots, a driver drives through radicals, police/prison abolitionists were then mad that the driver wasn’t arrested, and Chimacum High School bribes kids into getting vaccines. Washington’s rural housing market is booming. A Snohomish asbestos testing company got hit with a one-thousand-percent increase in unemployment taxes -- only to discover it was a mistake on Employment Security's part. KIRO Radio’s Nicole Jennings explains.
Kate Adie introduces stories on the King and Queen's visit to Washington, the current mood inside Iran, elections in Gaza and the West Bank, and why fish are front and centre in the politics of West Bengal.King Charles and Queen Camilla's state visit to Washington came at a fragile moment in the UK-US relationship. A gulf has opened up between the two nations over issues such as Ukraine, defence spending, tariffs, and the Iran War. Sarah Smith reflects on how far the visit has helped restore the 'special relationship'.Donald Trump's admiration for the traditions of the Royal Family was on full display during the visit, as he praised the King as an ‘elegant man'. Sean Coughlan has travelled with the King on previous tours, and reveals what made this one different.Inflation has soared to 50 per cent in Iran and people continue to struggle with rising prices of staples such as rice, eggs and cheese, as the stand-off in the Strait of Hormuz continues to disrupt trade. Lyse Doucet reflects on her recent encounters while visiting Tehran.Municipal elections were held last weekend in the occupied West Bank and Gaza. Hamas was officially excluded from participating, as the Palestinian Authority requires parties and candidates to recognise the state of Israel - something Hamas refuses to do. Jon Donnison has been in Ramallah.And in West Bengal a fierce state election battle is underway. Indian PM Narendra Modi's BJP has mounted an aggressive push to unseat the Trinamool Congress party which is seeking a fourth consecutive term. Soutik Biswas reveals how a culinary tradition has become a surprising hot-button issue.Series Producer: Serena Tarling Production Coordinators: Katie Morrison and Sophie Hill Editor: Richard Fenton-Smith
Most people don't have a money problem… they have a mindset problem.In this episode of Finance on Fridays, we break down how credit, lifestyle inflation, and bad financial habits keep people looking rich but staying broke. From the “it's not real money” mindset to the trap of spending before investing—this is the conversation people avoid, but need.If you've ever made more money and still felt stuck… this is for you.What we cover:Why credit cards create a false sense of wealthThe real reason people stay broke after making moneyHow your environment shapes your financial decisionsThe habits that separate wealth builders from spendersTap in every Friday for real conversations about money, mindset, and building wealth.Advertising Inquiries: https://redcircle.com/brandsPrivacy & Opt-Out: https://redcircle.com/privacy
Congressional maps being redrawn across the country, sparking new legal battles ahead of the 2026 midterms. Following a major Supreme Court ruling on the Voting Rights Act, states like Florida and Virginia are facing challenges over how their districts are shaped and which party they favor. FOX News Sunday anchor Shannon Bream joins the Rundown to break down these redistricting battles and whether they will actually shift the balance of power in Washington. Plus, a look at the security questions surrounding the White House Correspondents' Dinner shooting and a preview of Shannon's upcoming sit-down with Justice Neil Gorsuch. Following an endorsement from President Trump, a significant public conversation has emerged surrounding the California gubernatorial race, Republican consolidation, and the broader implications for the state's economic future. Republican Gubernatorial Candidate Steve Hilton joins to discuss his experience as a top contender in the polls, the challenges of navigating California's primary system, and his proposed plan to reduce the state's bureaucratic government and high cost of living. PLUS, commentary by David Marcus, columnist for FOX News Digital. PHOTO CREDIT: ASSOCIATED PRESS Learn more about your ad choices. Visit podcastchoices.com/adchoices
In the spring of 2026, Israel and the United States conducted joint offensive military operations against Iran: coordinating targets, dividing airspace, and operating with a degree of integration that has no precedent in the history of the alliance. The operation significantly degraded Iran's military capabilities, and it marked what many analysts regard as a genuine turning point, not just in the regional balance of power, but in the nature of the American-Israeli relationship itself. For decades, that relationship had been structured as a powerful patron supporting a dependent client. What the Iran war suggested to some observers is that Israel has—at least in part—outgrown that structure. That is the backdrop for a debate that is now live in both Jerusalem and Washington: what should American military aid to Israel look like when the current memorandum of understanding between the two countries expires in 2028? The U.S. currently provides Israel with approximately $3.5 billion annually in grants, earmarked for the purchase of American-made military equipment—an arrangement that dates to the aftermath of the Yom Kippur War and that has been renewed, and periodically enlarged, ever since. For most of that period, the case for the aid seemed self-evident. First the Arab states, and then Iran and its proxies, were actively threatening Israel's existence. American military and diplomatic support was an indispensable buttress of Israel's security. Whether that case remains self-evident today, in the wake of a war that has significantly diminished Iranian capabilities, is now a serious question being debated by Israelis and Americans of good faith, with thoughtful arguments on multiple sides. In this episode, Mosaic's editor Jonathan Silver speaks with a proud Israeli patriot who has been making the case for ending American aid for some time. Raphael BenLevi is a senior fellow at the Misgav Institute for National Security and Zionist Strategy, director of the Churchill Program for Statecraft and Security at the Argaman Institute in Jerusalem, a reserve officer in the IDF intelligence branch, and an occasional contributor to Mosaic. He recently published an essay in Foreign Affairs titled "America Should Be Israel's Partner, Not Its Patron." This week's episode of the Tikvah Podcast is generously sponsored by Steven Kleinman in memory of his mother, Estelle Fox. If you are interested in sponsoring an episode of the Tikvah Podcast, we invite you to join the Tikvah Ideas Circle. Visit tikvah.org/circle to learn more and join.
American family farms are being systematically destroyed by the very government bills claiming to protect them. I'm joined by fourth-generation farmer and Farm Action Fund President Joe Maxwell to expose the massive corporate monopolies, land-grabs, and venture socialism hidden inside the $1.5 trillion farm bill. We dive deep into how taxpayer money is weaponized to drive up agricultural land prices, incentivize feed and fuel crops over actual food, and allow foreign conglomerates and hedge funds to dominate the meatpacking industry. If you want to know why beef prices are at record highs while cattle ranchers go bankrupt, the answer is in the cronyism of our agricultural policies. It is time to break up the monopolies, end crony subsidies and regulatory capture, pass the PRIME Act, and restore American food security. Learn more about your ad choices. Visit megaphone.fm/adchoices
As more details emerge about the gunman who tried to rush the White House Correspondents Dinner, one thing is clear: it must be Democrats' fault. Jon, Lovett, and Tommy discuss the reaction to the violence in Washington and on social media, whether Trump will be able to use it to get his ballroom project un-stuck, and the latest with the stalemate with Iran. Then, Lovett talks with Katie Porter, one of the leading Democrats in the race for governor of California.For a closed-captioned version of this episode, click here. For a transcript of this episode, please email transcripts@crooked.com and include the name of the podcast, episode title, and episode date.
The man who stormed the White House Correspondents' Dinner is being charged with trying to assassinate President Trump, with new court documents revealing he booked the hotel a month in advance and emailed his motives minutes before the attempt.King Charles addresses Congress today during his state visit to Washington as the royal trip tests whether personal diplomacy can ease sharp tensions between the Trump administration and the UK government.As diplomacy between the U.S. and Iran remains stalled, Israel carried out new strikes in eastern Lebanon and Hezbollah launched drones at Israeli troops, with both sides accusing each other of violations.Want more analysis of the most important news of the day, plus a little fun? Subscribe to the Up First newsletter.Today's episode of Up First was edited by Anna Yukhananov, Rebekah Metzler, Ruth Sherlock Mohamad ElBardicy, and Ally Schweitzer.It was produced by Ziad Buchh and Ben Abrams.Our director is Christopher Thomas.We get engineering support from Stacey Abbott. Our technical director is Carleigh Strange.And our Supervising Senior Producer is Vince Pearson.(0:00) Introduction(02:09) White House Correspondents' Dinner Shooter In Court(05:41) Trump- King Charles Relationship(09:44) Lebanon Ceasefire In LimboSee pcm.adswizz.com for information about our collection and use of personal data for sponsorship and to manage your podcast sponsorship preferences.NPR Privacy Policy