Podcasts about Medicare

A Pentagon higher-up is suing his psychic side-piece for threatening to beat up his wife. An affair that started as innocent research for a book that we're guessing is like “What if Jack Ryan was into healing crystals?” Keeping with the theme of mysticism, we get into RFK's ongoing destruction of the HHS and CDC, him finally admitting he doesn't believe in germs, and our new CDC director who thinks he should be able to sell your kidneys.Support the show

Senator Bill Cassidy urges the Centers for Disease Control and Prevention to delay an upcoming advisory panel meeting following leadership changes at the agency. The Centers for Medicare and Medicaid Services reports that accountable care organizations generated more than $2 billion in savings for Medicare last year. And Cigna's Evernorth announces a major investment in a former Walgreens-owned company. Those stories—and more—on today's episode of the Gist Healthcare Podcast. Hosted on Acast. See acast.com/privacy for more information.

Telehealth for speech therapy is under threat, and if Medicare pulls access, the consequences could ripple far beyond one program. Adults, families, and care partners lose critical care options, but that's just the start. A Medicare rollback could trigger private insurance and Medicaid to follow suit, resulting in reduced access across the board. In this episode, we explore why telehealth is crucial for patients who can't drive, for care partners balancing demanding schedules, and for clinicians serving rural and underserved communities. You'll also get advocacy tools, ready-to-use letter templates, and simple ways to mobilize your practice and patients to keep telehealth accessible.Find all of the advocacy tools you need here to participate in the telehealth call to action, or check out Katie's SLPs Blueprint to Medicare Success and get $100 off with the code FixSLP.Stop paying to track ASHA-approved CEUs. Save your money and set up for a FREE CEU/PDH tracker with Speech Therapy PD. While you are there, get $10 off a professional subscription with the code FixSLP10! Thank you to our sponsor, ⭐️ Befitting You Medical Supply ⭐️,  offering AAC devices with hands-on assessments, education, and support for patients and families. Check them out!New here? Subscribe, share with a colleague, and call the Minivan Meltdown line at fixslp.com to add your voice.

Recorded live at the 2025 Midwest Real Estate Investor Conference, this panel dives deep into real estate syndications—what they are, how they work, and how to do them the right way. Whether you're an active investor looking to scale or a passive investor evaluating opportunities, this episode is packed with real-world insights on raising capital, structuring deals, and staying SEC-compliant. Your panelists: Brian Hamrick – Host of this podcast and seasoned syndicator with over $22M raised since 2013. Gary Hall – President of the Muskegon Area Rental Association and founder of Dean Arrow private equity fund. Keith Heckman – Investor turned GP with experience in both active deals and LP investments across the U.S. Topics Covered: What is a real estate syndication and how does it work? 506(b) vs. 506(c): Legal structures and SEC compliance How to raise capital legally and ethically Preferred returns, GP/LP splits, and aligning incentives Single asset vs. fund models Tools and platforms to manage investors and deals (AppFolio, Wix, Cash Flow Portal, Syndication Pro) Lessons learned from the first raise: what they'd do differently Why good operating agreements matter more than you think Building trust with investors and managing ongoing communication Strategies for long-term holds vs. velocity of capital Whether you're just learning how syndications work or you're actively putting your first deal together, this panel lays out the playbook with real talk from people in the trenches. Resources Mentioned: The Hands-Off Investor: An Insider's Guide to Investing in Passive Real Estate Syndications by Brian Burke The Best Ever Apartment Syndication Book by Joe Fairless and Theo Hicks Financial Freedom with Real Estate Investing: The Blueprint to Quitting Your Job with Real Estate – Even Without Experience or Cash by Michael Blank Structuring and Raising Debt & Equity for Real Estate by Rob Beardsley ---------- Today's episode is brought to you by Green Property Management, managing everything from single family homes to apartment complexes in the West Michigan area. https://www.livegreenlocal.com And RCB & Associates, helping Michigan-based real estate investors and small business owners navigate the complex world of health insurance and Medicare benefits. https://www.rcbassociatesllc.com

What happens that is so wonderful when a MA plan dies?                                       In the "Medicare Advantage Minute" we learn that insured people are given a free pass to purchase any other plan available; including Medicare supplement plans which can be had without Medical underwriting.                                                   This means, one can acquire the finest, most secure protection available under Medicare without having to show evidence of good health! In the "Your Medicare Benefits 2025" this episode's subject is entitled: Outpatient Services and Supplies. Finally, the Veterans Administration has different levels of service, Priority Groups, and we run through descriptions of the various requirements for each group.   Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" "MEDICARE FOR THE LAZY MAN: BARE BONES!" For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

Hims & Hers companies expand into Canada.  Paul recaps his trip to Greece & Turkey.  Understanding Medicare coverage while incarcerated.  Client savings when switched to Medical.  Medicare Advantage Plans & Fraud.

Paul goes to the DMV.  Why its important to take Medicare.  What to look for when finding a dentist.  Whole Life Insurance.  Long term care expenses.  What does the Federal Gov pay for?

Difference in premiums with Medicare Supplements. Importance of Callbacks.  Rite Aid closures.  Cuts to Medicare.  Spousal discounts.

  Declaring the Dawn in the Midst of the Night https://a.co/d/9ONgIFB https://www.ilonaofficial.com Inspirational Soccer Stories https://a.co/d/78gHBBK Grampy https://a.co/d/aru6XHd The Serial Killer Survival Guide http://www.wbp.bz/tgb Help finding a MEDICARE  PLAN is ALWAYS FREE call 805-754-3033 for my Medicare Partner (I may earn a commission) Save up to 80% off Top MyPillow Prodcuts with our Promo Code KANE at Checkout https://www.mypillow.com/kane Thank you to our Top Patreon Supporters! Andrew and Connie, Cristine, ETW, Chuck, Pamela, Nick, Wesley,  Heather, David, Maria in Texas, Alice, LeeZep, Shawana, George, Brandon, John S, Frank, Dale,David,Laura B, Rob L. SFjr. Support the show and become a Patreon Supporter! Trump Has them on the Run https://www.patreon.com/realbriancraigshow https://briancraigshow.com Scary Shorties https://open.spotify.com/show/2mJky069ygEwDd1y5qnEUj?si=db76da321a654713 The Last Whisper https://a.co/d/1HsxIlH Never Stay Broke https://a.co/d/2wr3D8l Adult Children Decoded https://a.co/d/7A7Ss0H Thriving at the Crossroads https://a.co/d/aDN9en6 https://www.norserunestones.com Salmon Swimming Upstram and Homebound https://a.co/d/gPJ2ZYx Elixir https://a.co/d/gDtl3x5 Recovery Out Loud https://open.spotify.com/show/037OyEhc44WfJYgRBDxBvh https://www.excommunidate.com Solving Pain Without Pills https://a.co/d/aiW3KrB   The Contender from Delos https://a.co/d/i5ZuZSa Plant Powered Plates https://a.co/d/jb9MOBx The Flower Story https://seanfeenybooks.square.site LaPorta Roofing  https://www.laportaroofing.com Chapter: Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your option. Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your option.    

"We're 53 and thinking about buying a rental property for income in retirement. What should we watch out for before jumping in?" We're answering YOUR questions on this week's Get Ready For The Future Show! I'm 59 and not in great health. Should I take Social Security early just in case, or wait and hope for the best? My husband wants to keep working part-time after retirement, mostly for the health insurance. Is that really the best reason to keep working? We're 65 and have Medicare, but we're unsure whether to stick with Original Medicare or switch to Advantage. What are the real trade-offs? And if you've got a question you want answered on the show, call or text 501.381.5228! Or email your question to show@getreadyforthefuture.com! Originally aired 8/27/2025

03:34 New details emerge about the tragic Annunciation Catholic School shooting33:16 Autopsy released of recruit who died during training exerciseLEO Round Table (law enforcement talk show)Season 10, Episode 174 (2,514) filmed on 08/29/20251. https://www.newsnationnow.com/crime/minnesota-church-school-shooting-annunciation-updates/https://nypost.com/2025/08/28/us-news/minneapolis-school-shooter-robin-westman-confessed-he-was-tired-of-being-trans/https://thefederalist.com/2025/08/28/we-dont-need-gun-control-we-need-to-classify-gender-dysphoria-as-a-mental-illness-again/2. https://www.boston25news.com/news/local/autopsy-reveals-massachusetts-state-police-recruits-cause-death/JGNOQAPUPZH75HTOKS7YJYWWCU/Show Panelists and Personalities:Chip DeBlock (Host and retired police detective)Chief Joel F. Shults, Ed.D. (retired chief and author)Danny King (retired officer and use of force instructor)Related Events, Organizations and Books:Retired DEA Agent Robert Mazur's works:Interview of Bryan Cranston about him playing Agent Robert Mazur in THE INFILTRATOR filmhttps://vimeo.com/channels/1021727Trailer for the new book, THE BETRAYALhttps://www.robertmazur.com/wp-content/uploads/2023/05/The-Betrayal-trailer-reMix2.mp4Everything on Robert Mazurhttps://www.robertmazur.com/The Wounded Blue - Lt. Randy Sutton's charityhttps://thewoundedblue.org/Rescuing 911: The Fight For America's Safety - by Lt. Randy Sutton (Pre-Order)https://rescuing911.org/Books by panelist and retired Lt. Randy Sutton:https://www.amazon.com/Randy-Sutton/e/B001IR1MQU%3Fref=dbs_a_mng_rwt_scns_shareThey're Lying: The Media, The Left, and The Death of George Floyd - by Liz Collin (Lt. Bob Kroll's wife)https://thelieexposed.com/Lt. Col. Dave Grossman - Books, Newsletter, Presentations, Shop, Sheepdogshttps://grossmanontruth.com/Sheriff David Clarke - Videos, Commentary, Podcast, Shop, Newsletterhttps://americassheriff.com/Content Partners:Red Voice Media - Real News, Real Reportinghttps://www.redvoicemedia.com/shows/leo/ThisIsButter - One of the BEST law enforcement video channelshttps://rumble.com/user/ThisIsButterThe Free Press - LEO Round Table is in their Cops and Crimes section 5 days a weekhttps://www.tampafp.com/https://www.tampafp.com/category/cops-and-crime/Video Show Schedule On All Outlets:http://leoroundtable.com/home/syndication/Syndicated Radio Schedule:http://leoroundtable.com/radio/syndicated-radio-stations/Sponsors:Galls - Proud to serve America's public safety professionalshttps://www.galls.com/leoCompliant Technologies - Cutting-edge non-lethal tools to empower and protect those who servehttps://www.complianttechnologies.net/Blue To Gold - training that is relevant and relatable to every street officerhttps://bluetogold.com/The International Firearm Specialist Academy - The New Standard for Firearm Knowledgehttps://www.gunlearn.com/Aero Precision - "When Precision Counts”https://www.aeroprecisionusa.com/MyMedicare.live - save money in Medicare insurance options from the expertshttp://www.mymedicare.live/

Why wait until your knees creak louder than your rocking chair to start enjoying life? In this episode, Joe Saul-Sehy, OG, Paula Pant (AffordAnything) and Neighbor Doug welcome Jillian Johnsrud—author of Retire Often—to share why sprinkling your life with mini-retirements might be the smartest, healthiest, and most joyful move you make before your “official” retirement date. Think of it as giving your future self a head start… without the Medicare paperwork. From negotiating time off without burning bridges, to building a financial plan that lets you step away without panic, Jillian offers a roadmap to hit pause on your career without pressing stop. We explore the balance between health, capability, and the freedom to explore, and how to sell the idea of a mini-retirement to your boss so they don't see it as a resignation letter in disguise. And because it's the basement, we also mix in some Labor Day trivia, a few personal experiments with unconventional choices, and just enough playful banter to keep you leaning in. If you've ever felt the grind wearing you down but can't picture walking away forever, this episode will help you reimagine your work-life timeline. Mini-retirements aren't just for the wealthy or the whimsical—they're for anyone ready to start living a retirement-worthy life now. How to pitch a mini-retirement to your boss without triggering an awkward HR meeting The financial prep work that makes time off less stressful and more satisfying Ways to test-drive retirement before the “official” date How to handle the skeptics (at work and at home) who think you're making a mistake Why health and capability should be part of your retirement timing equation Questions to Ponder While You Listen If you could take 3–6 months off tomorrow, how would you spend it? Would a series of shorter retirements feel more fulfilling than one long one at the end? What's the biggest barrier—financial or otherwise—keeping you from taking a break? Learn more about your ad choices. Visit podcastchoices.com/adchoices

Monica shares her son Timothy's type 1 diabetes journey, from diagnosis to teenage independence, opening up about fear, resilience, and finding balance as a parent learning to let go. Part 1 of 2 Go tubeless with Omnipod 5 or Omnipod DASH * Dexcom G7 CONTOUR NextGen smart meter and CONTOUR DIABETES app Get your supplies from US MED  or call 888-721-1514 Tandem Mobi  twiist AID System Free Juicebox Community (non Facebook) Type 1 Diabetes Pro Tips - THE PODCAST Eversense CGM Medtronic Diabetes Drink AG1.com/Juicebox Touched By Type 1 Take the T1DExchange survey Use code JUICEBOX to save 40% at Cozy Earth  Apple Podcasts> Subscribe to the podcast today! The podcast is available on Spotify, Google Play, iHeartRadio, Radio Public, Amazon Music and all Android devices The Juicebox Podcast is a free show, but if you'd like to support the podcast directly, you can make a gift here or buy me a coffee. Thank you! * The Pod has an IP28 rating for up to 25 feet for 60 minutes. The PDM is not waterproof. Among all paid Omnipod 5 G6G7 Pods Commercial and Medicare claims in 2024. Actual co-pay amount depends on patient's health plan and coverage, they may be higher or lower than the advertised amount. Source IQVIA OPC Library. Disclaimer - Nothing you hear on the Juicebox Podcast or read on Arden's Day is intended as medical advice. You should always consult a physician before making changes to your health plan.  If the podcast has helped you to live better with type 1 please tell someone else how to find it!

Welcome back to another episode of The Insurance Dudes! Craig and Jason sit down with the energetic and insightful Julian Chambers. From his early days dabbling in network marketing straight out of high school, to finding his stride in life insurance and then crushing it in Medicare sales, Julian shares his journey as a young entrepreneur in the insurance world.You'll hear firsthand about the mindset shifts, personal development rituals inspired by Tony Robbins and Grant Cardone, and the actionable strategies that helped Julian go from rookie uncertainty to writing ten Medicare Advantage policies a week.If you're an agent looking to up your game or just need a dose of motivation, you won't want to miss this episode packed with real talk, practical tips, and a whole lot of inspiration. Let's dive in!Join the elite ranks of P&C agents. Sign up for Agent Elite today and get exclusive resources to grow your agency!

Trump Delivers Lowest Labor Day Gas Prices in 5 years Declaring the Dawn in the Midst of the Night https://a.co/d/9ONgIFB https://www.ilonaofficial.com Inspirational Soccer Stories https://a.co/d/78gHBBK Grampy https://a.co/d/aru6XHd The Serial Killer Survival Guide http://www.wbp.bz/tgb Help finding a MEDICARE  PLAN is ALWAYS FREE call 805-754-3033 for my Medicare Partner (I may earn a commission) Save up to 80% off Top MyPillow Prodcuts with our Promo Code KANE at Checkout https://www.mypillow.com/kane Thank you to our Top Patreon Supporters! Andrew and Connie, Cristine, ETW, Chuck, Pamela, Nick, Wesley,  Heather, David, Maria in Texas, Alice, LeeZep, Shawana, George, Brandon, John S, Frank, Dale,David,Laura B, Rob L. SFjr. Support the show and become a Patreon Supporter! https://www.patreon.com/realbriancraigshow https://briancraigshow.com Scary Shorties https://open.spotify.com/show/2mJky069ygEwDd1y5qnEUj?si=db76da321a654713 The Last Whisper https://a.co/d/1HsxIlH Never Stay Broke https://a.co/d/2wr3D8l Adult Children Decoded https://a.co/d/7A7Ss0H Thriving at the Crossroads https://a.co/d/aDN9en6 https://www.norserunestones.com Salmon Swimming Upstram and Homebound https://a.co/d/gPJ2ZYx Elixir https://a.co/d/gDtl3x5 Recovery Out Loud https://open.spotify.com/show/037OyEhc44WfJYgRBDxBvh https://www.excommunidate.com Solving Pain Without Pills https://a.co/d/aiW3KrB   The Contender from Delos https://a.co/d/i5ZuZSa Plant Powered Plates https://a.co/d/jb9MOBx The Flower Story https://seanfeenybooks.square.site LaPorta Roofing  https://www.laportaroofing.com Chapter: Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your option. Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your option.    

Do you know if you'll retire on time? In this episode, I explore a question I often hear: Why do some people retire on time, confidently, and on track, while others keep pushing it off or feel like it will never happen? Additionally, I examine the differences in retirement experiences between men and women.  Along the way, I share personal insights, stories from clients, research findings, and practical planning tips that can help you prepare for a retirement you truly enjoy. I share a powerful study from Harvard Business School that really stuck with me. This study shows how important it is to not only think about your goals but to write them down and make a plan to achieve them. When it comes to retirement, I always ask people to be as specific as possible, right down to the exact month or even day they want to retire. The more detailed you are, the more likely you are to hit those targets. I also talk about how retirement often looks different for men and women. Women frequently take on caregiving roles and are more likely to need long-term care themselves, making healthcare planning especially important. Men typically pay more for Medicare supplements, while life insurance tends to be cheaper for women. I've also noticed that women often prioritize legacy goals, while men usually have pricier hobbies. Understanding these patterns can help couples build a more balanced retirement plan. Another important topic I cover is the common belief that expenses and taxes drop significantly in retirement. I don't buy it. Healthcare costs, insurance premiums, and daily expenses like trash service, postage, and groceries keep going up. Plus, inflation varies by location, so where you live matters a lot in your retirement plan. It's important to factor in local cost-of-living differences because they can impact your budget quite a bit. You will want to hear this episode if you are interested in... (00:00) Intro. (03:30) How a specific retirement plan shows if you're on track. (06:30) Insights from a Harvard study on goal setting. (09:40) Differences in retirement planning for men and women. (17:20) Will expenses be cheaper in retirement?  (24:00) our free resources to help your planning. Resources & People Mentioned Value of 2013 dollars today | Inflation Calculator 3 Steps to Retirement Planning Why Some Retirement Products Can Trap Your Savings (and What to Watch For), Ep 187 RetireStrong Financial Advisors | Financial Planner St Louis Connect With Gregg Gonzalez Email at: Gregg.gonzalez@lpl.com Podcast: https://RetireStrongFA.com/Podcast Website: https://RetireStrongFA.com/ Follow Gregg on LinkedIn Follow Gregg on Facebook Follow Gregg on YouTube Subscribe to Retirement Made Easy On Apple Podcasts, Spotify, Google Podcasts

This week we hear from America’s Wealth Coach and bestselling author Pete D’Arruda. He’s got taxes on his mind. Joe Murphy has insites from this week in the market. Greg Berrian tackles Medicare and standard health care and helps us navigate through them. Kevin Brucher introduces us to a site called charity navigator and how you can use it to make sure your money is going to the best charity for you. A new Brokers Behaving Badly that we call from Texas Dudes to Texas Toast. To learn more visit Financial Pizza. For information on creating your own podcast visit Broadcasting Experts.See omnystudio.com/listener for privacy information.

Cracker Barrel quietly removed all references to DEI and pride from their website on Thursday. Due to overwhelming backlash...Cracker Barrel has rapidly distanced themselves from anything woke. However...it's puzzling that Cracker Barrel is quietly distancing themselves instead of publicizing it. We discuss Cracker Barrel returning to normal...and distancing themselves from woke politics. We question why Cracker Barrel CEO Julie Masino would quietly make this decision...instead of proudly announcing it to customers. We also question if this will be enough to revitalize Cracker Barrel...and explain why the damage may already be done. For free and unbiased Medicare help, dial 510-279-3616 to speak with our trusted partner, Chapter, or go to https://askchapter.org/behind Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Another mentally ill man whose background of "transgenderism" led to the murder of two children and injuring 17 more attending a morning Mass. Stigall wants to finally have an honest conversation about this instead of the incipit cable news "it's the guns" distraction. Retired NYPD detective Rob O"Donnell explains how law enforcement unpack a case like this and what we can do to help ward off tragedies like this. Plus, Minnesota resident Michele Tafoya on what in the world has her state in the grips of some of the worst, most destructive Democrats in the country. We also continue our conversations from the White House - today focusing on the MAHA movement and the proposed reforms of our health agencies and Medicare and Medicaid with Dr. Mehmet Oz and Calley Means, senior advisor to RFK Jr. as the CDC leadership goes to war with MAHA's attempts to reform them. -For more info visit the official website: https://chrisstigall.comInstagram: https://www.instagram.com/chrisstigallshow/Twitter: https://twitter.com/ChrisStigallFacebook: https://www.facebook.com/chris.stigall/Listen on Spotify: https://tinyurl.com/StigallPodListen on Apple Podcasts: https://bit.ly/StigallShowSee omnystudio.com/listener for privacy information.

The Wall Street Journal provides evidence that the Ukraine war is a proxy war between the US and Russia. The Trump Administration's attempt to takeover DC is part of the attempt to end the semblance of bourgeois democracy in the United States. Don't we need socialized healthcare, not “Medicare for All”? What do we do to stop the federal takeover of more U.S. cities? Do protests even work? How can we as socialists help merge, and lead, the labor and mass movements? Why is Russia not an imperialist country? These are just some of the topics that Brian Becker and producer Nicole Roussell discuss in today's patrons-only Q&A seminar.This is a preview of a patrons-only episode. Subscribe at https://www.patreon.com/TheSocialistProgram to hear the full episode, get access to all our patrons-only content, and help keep this show on the air.

Discover how money choices today can influence your financial confidence and retirement happiness in this engaging episode of the Retire Sooner Podcast with Wes Moss and Christa DiBiase. Gain perspective on retirement planning strategies, Social Security rules, tax considerations, and investing trends that could shape your financial journey. • Examine how large IRA withdrawals—such as those used for home renovations—can affect Medicare premiums, and consider strategies to help manage taxable income. • Break down the concept of tokenization in investing as Robinhood and the SEC highlight this trend, and think about the possibilities for fractional ownership in the future of investing. • Weigh the trade-offs between applying rental income toward your mortgage principal versus investing it for long-term retirement flexibility. • Clarify how Social Security survivor benefits may extend to grandchildren, what dependency rules apply, and why guardianship status alone may not be enough. • Review why withdrawal planning and tax awareness—including the value of professional guidance—remain key components of effective financial planning for retirement. • Learn how capital gains tax brackets work and why timing investment sales can play a role in overall tax outcomes, especially for families with changing incomes. • Assess the role of REITs (Real Estate Investment Trusts) within a diversified investment approach and what to weigh when considering them as part of your retirement income plan. • Explore the growing use of artificial intelligence in financial planning, from investment research to estate modeling, while keeping in mind its potential benefits and current limits. Stay informed, stay engaged, and stay confident in your path forward. Listen and subscribe to the Retire Sooner Podcast for thoughtful conversations that support a fulfilling retirement journey. Learn more about your ad choices. Visit megaphone.fm/adchoices

When you adjust for inflation, OT and PT reimbursement is down around 40% since 2002 on our key CPT codes. Now the 2026 Physician Fee Schedule proposed rule has ANOTHER cut to OT written in pencil. We simply cannot sustain continued cuts to the value of our services. So, we clearly need to reconsider our advocacy approach and identify key opportunities to help influence meaningful change.. At OT Potential we are equipping YOU to raise your voice. We are going to spend an hour diving deep into the relevant parts of the new proposed rule, so you can understand the challenges and opportunities. We'll be led by The incredible Dana Strauss, a doctor of physical therapy and healthcare public policy expert.We'll share the comment letter that OT Potential has drafted to share with CMS, so you have a template to work from  by the deadline on Sept. 12th.Support the show

“You have to love what you do, especially in healthcare, and the earlier you find that, the better. So that's why I love to see HOSA helping young people find what it is that they want to do,” says Dr. David Kelly, a fellow in oculofacial surgery at University of California San Francisco and HOSA's board chair. You can still hear the excitement in Dr. Kelly's voice describing his earliest experiences with HOSA -- a student led organization with 300,000 plus members that prepares future health professionals to become leaders in international health – even though they happened sixteen years ago when he was a sophomore in highschool. Through hundreds of competitive events and hands-on projects, HOSA creates a framework for developing skills in communication, professionalism and leadership starting in middle school. Programs are offered throughout highschool and college as well, which Dr. Kelly took advantage of before becoming an active alumnus and joining the HOSA board as a way of giving back to an organization that has given so much to him. Since taking the reins as board chair last year, one key focus has been preparing to mark HOSA's 50th anniversary in 2026. Dr. Kelly sees the occasion as not only an opportunity to celebrate what HOSA has accomplished, but to ensure it is positioned to continue helping the healthcare industry tackle important challenges in the future. Examples include chronic workforce shortages and improving how clinicians communicate with patients and team members.  Join host Lindsey Smith on this uplifting Raise the Line episode for an optimistic look at the next generation of healthcare leaders.Mentioned in this episode:HOSAHOSA Alumni Registration If you like this podcast, please share it on your social channels. You can also subscribe to the series and check out all of our episodes at www.osmosis.org/raisethelinepodcast

This week, Diane sues te Parable of the Sower to share different reactions to LTC planning occur in the United States.   Are you the hard soil?  The rocky soil? The thorny soik?  The fertile soil? After listening, you can scheudle a phone or zoom meeting with me to start planing to prepare for your family's tomorrow

Host Davide Soldato and guest Dr. John K. Lin discuss the JCO article "Racial and Ethnic Disparities Along the Treatment Cascade Among Medicare Fee-For-Service Beneficiaries with Metastatic Breast, Colorectal, Lung, and Prostate Cancer." TRANSCRIPT The guest on this podcast episode has no disclosures to declare. Dr. Davide Soldato: Hello, and welcome to JCO After Hours, the podcast where we sit down with authors of the latest articles published in the Journal of Clinical Oncology. I'm your host, Dr. Davide Soldato, a medical oncologist at Ospedale San Martino in Genoa, Italy. Today, we are joined by Dr. Lin, assistant professor in the Department of Health Services Research at the University of Texas MD Anderson Cancer Center. Dr. Lin and I will be discussing the article titled, "Racial and Ethnic Disparities Along the Treatment Cascade Among  Medicare Fee-for-Service Beneficiaries With Metastatic Breast, Colorectal, Lung, and Prostate Cancer." Thank you for speaking with us, Dr. Lin. Dr. Lin: Thank you so much for having me. I appreciate it. Dr. Davide Soldato: So, just to start, to frame a little bit the study, I just wanted to ask you what prompted you and your team to look specifically at this question - so, racial and ethnic disparities within this specific population? And related to this question, I just wanted to ask how this work is different or builds on previous work that has been done on this research topic. Dr. Lin: Yeah, absolutely. Part of the impetus for this study was the observation that despite people who are black or Hispanic having equivalent health insurance status - they all have  Medicare Fee-for-Service - we've known that treatment and survival differences and disparities have persisted over time for patients with metastatic breast, colorectal, lung, and prostate cancer. And so, the question that we had was, "Why is this happening, and what can we do about it?" One of the reasons why eliminating racial and ethnic disparities in survival among Medicare beneficiaries with metastatic cancer has been elusive is because these disparities are occurring along a lot of dimensions. Whether or not it's because the patient presented late and has very extensive metastatic cancer; whether or not the patient has had a difficult time even seeing an oncologist; whether or not the patient has had a difficult time starting on any systemic therapy; or maybe it's because the patient has had a difficult time getting guideline-concordant systemic therapy because, more recently, these treatments have become so expensive. Disparities, we know, are occurring along all of these different facets and areas of the treatment cascade. Understanding which one of these is the most important is the key to helping us alleviate these disparities. And so, one of our goals was to evaluate disparities along the entire treatment cascade to try to identify which disparities are most important. Dr. Davide Soldato: Thank you very much. That was very clear. So, basically, one of the most important parts of the research that you have performed is really focusing on the entire treatment cascade. So, basically, starting from the moment of diagnosis up to the moment where there was the first line of treatment, if this line of treatment was given to the patient. So, I was wondering a little bit, because for this type of analysis, you used the SEER-Medicare linked database. So, can you tell us a little bit which was the period of time that you selected for the analysis? Why do you think that that was the most appropriate time to look at this specific question? And whether you feel like there is any potential limitation in using this type of database and how you handled this type of limitations? Dr. Lin: Yeah, absolutely. It's a great question. And I want to back up a little bit because I want to talk about the entire treatment cascade because I think that this is really important for our research and for future research. We weren't the first people to look at along the treatment cascade for a disease. Actually, this idea of looking along the treatment cascade was pioneered by HIV researchers and has been used for over a decade by people who study HIV. And there are a lot of parallels between HIV and cancer. One of them is that with HIV, there are so many areas along that entire treatment cascade that have to go right for somebody's treatment to go well. Patients have to be diagnosed early, they have to be given the right type of antiretrovirals, they have to be adherent to those antiretrovirals. And if you have a breakdown in any one of those areas, you're going to have disparities in care for these HIV patients. And so, HIV researchers have known this for a long time, and this has been a big cornerstone in the success of getting people with HIV the treatment that they need. And I think that this has a lot of parallels with cancer as well. And so, I am hoping that this study can serve as a model for future research to look along the entire treatment cascade for cancer because cancer is, similarly, one of these areas that requires multidisciplinary, complex medical care. And understanding where it is breaking down, I think, is crucial to us figuring out how we can reduce disparities. But for your question about the SEER-Medicare linked database, so we looked between 2016 and 2019. That was the most recent data that was available to us. And one of the reasons why we were excited to look at this is because there were some new treatments that were just released and FDA-approved around 2018, which we were able to study. And this included immunotherapy for non–small cell lung cancer, and then it also included androgen receptor pathway inhibitors, the second-generation ones, for prostate cancer. And the reason why this is important is because for some time, as we have developed these new therapies, there's been a lot of concern that there have been disparities in access to these novel therapies because of how expensive they are, particularly for the Medicare population. And so one of the reasons why we looked specifically at this time period was to understand whether or not, in more recent years, these novel therapies, people are having increasing disparities in them and whether or not increasing disparities in these more expensive, newer therapies is contributing to disparities in mortality. That being said, obviously, we're in 2025 and these data are by now six years old, and so there are additional therapies that are now available that weren't available in the past. But I think that, that being said, at least it's sort of a starting point for some of the more important therapies that have been introduced, at least for non–small cell lung cancer and prostate cancer. And the database, SEER-Medicare, is helpful because it uses the population cancer registry, which is the SEER registry cancer registry, linked to Medicare claims. So, any type of medical care that's billed through Medicare, which is going to basically be all of the medical care that these patients receive, for the most part, we're going to be able to see it. And so, I think that this is a really powerful database which has been used in a lot of research to understand what kind of care is being received that has been billed through Medicare. So, one of the limitations with this database is if there is care that's received that was not billed through Medicare, we're not going to be able to see that. And this does not happen probably that frequently, particularly because most patients who have insurance are going to be receiving care through insurance. However, we may see it for some of the oral Part D drugs. Some of those drugs are so expensive that patients cannot pay for the coinsurance during that time. And it's possible that some of those drugs patients were getting for free through the manufacturer. We potentially missed some of that. Dr. Davide Soldato: So, going a little bit into the results, I think that these are very, very interesting. And probably the most striking one is that when we look at the receipt of any type of treatment for metastatic breast, colorectal, prostate, and lung cancer - and specifically when we look at guideline-directed first-line treatments - you observed striking differences. So, I just wanted you to guide us a little bit through the results and tell us a little bit which of the numbers surprised you the most. Dr. Lin: So, what we were expecting is to see large disparities in receiving what we called guideline-directed systemic therapy. And guideline-directed systemic therapy during this time kind of depended on the cancer. So, we thought that we were going to see large disparities in guideline-directed therapy because these were the more novel therapies that were approved, and thus they were going to be the more expensive therapies. And so, what this meant was for colorectal cancer, this was going to be any 5-FU–based therapy. For lung cancer, this was going to be any checkpoint inhibitor–based therapy. For prostate cancer, this was going to be any ARPI, so this was going to be things like abiraterone or enzalutamide. And for breast cancer, this was going to be CDK4 and 6 TKIs plus any aromatase inhibitor. And so, for instance, for breast, prostate, and lung cancer, these were going to be including more expensive therapies. And so, what we expected to see was large disparities in receiving some of these more expensive, novel therapies. And we thought we were going to see fewer disparities in receiving some of the cheaper therapies, such as aromatase inhibitors, 5-FU, older platinum chemotherapies for lung cancer, and ADT for prostate cancer. We were shocked to find that we saw large racial and ethnic disparities in seeing some of the older, cheaper chemotherapies and hormonal therapies. So for instance, for breast cancer, 59% of black patients received systemic therapy, whereas 68% of white patients received systemic therapy. For colorectal, only 23% of black patients received any systemic therapy versus 34% of white patients. For lung, only 26% of black patients received any therapy, whereas 39% of white patients did. And for prostate, only 56% of black patients received any systemic therapy versus 77% of white patients. And so, we were pretty shocked by how large the disparities were in receiving these cheap, easy-to-access systemic therapies. Dr. Davide Soldato: Thank you very much. So, I just wanted to go a little bit deeper in the results because, as you said, there were striking differences even when we looked at very old and also cheap treatments that, for the majority of the patients that were included inside of your study, were actually basically available for a very small price to these patients who had the eligibility for Medicare or Medicaid. And I think that one of the very interesting parts of the research was actually the attention that you had at looking how much of these disparities could be explained by several factors. And actually, one of the most interesting results is that you observed that low-income subsidy status was actually a big determinant of these disparities in terms of treatment. So, I just wanted to guide us a little bit through these results and then just your opinion about how these results should be interpreted by policymakers. Dr. Lin: Yeah, absolutely. I'm going to explain a little bit about what low-income subsidy status is and dual-eligibility status. Some of the listeners may not know what low-income subsidy status or dual-eligibility status is. Low-income subsidy status is part of Medicare Part D. Medicare Part D is an insurance benefit that allows patients to receive oral drugs. So these are drugs that are dispensed through the pharmacy, such as the CDK4/6 inhibitors, as well as second-generation ARPIs in our study. For patients who have Medicare Part D and whose income is low enough - falls below a certain federal poverty level threshold - those patients will receive their oral drugs for much cheaper. And this is really important for some of these more novel therapies because for some of these more novel therapies, if you don't have low-income subsidy status, you may be paying thousands of dollars for a single prescription of those drugs. Whereas if you have low-income subsidy status, you may be paying less than $10. And so that difference, greater than $1,000 or $2,000 versus less than $10, one would think that the patient who's paying less than $10 would be much more likely to receive those therapies. So that's low-income subsidy status. Low-income subsidy status, importantly, doesn't apply for infused medications like immunotherapy. But it's important to know that most people with low-income subsidy status - about 88% - are also dual-eligible. What dual-eligible means is that they have both Medicare and Medicaid. Medicare being the insurance that everybody has in our study who's greater than 65. And Medicaid is the state-run but federally subsidized insurance that patients with low incomes have. And so patients who are dual-eligible - and about 87% of those with low-income subsidy status are dual-eligible - those patients have both Medicaid and Medicare, and they basically pay next to nothing for any of their medical care. And that's because Medicare will reimburse most of the medical care and the copays or coinsurance are going to be covered by Medicaid. So Medicaid is going to pick up the rest of the bill. So, most of the patients who have low-income subsidy status who are dual-eligible, these patients pay almost nothing for their medical care - Part B or Part D, any of their drugs. And so, one would expect that if cost were the main determinant of disparities in cancer care, then one would expect that dual-eligibles, most of them would be receiving treatment because they're facing minimal to no costs. What we found is that when we broke down the racial and ethnic disparity by a number of factors - including LIS status/dual eligibility, age, the number of comorbidities, etcetera - what we found was that the LIS or dual-eligibility status explained about 20% to 45% of the disparities that we saw in receiving treatment. And what that means is despite these patients paying next to nothing for their drugs, these are the most likely patients to not be treated for their cancer at all. So they're most likely to basically be diagnosed, survive for two months, see an oncologist, and then never receive any systemic therapy for their cancer. And this is not just chemotherapies for colorectal or lung cancer. This includes cheaper, easier-to-tolerate hormonal therapies that you can just take at home for breast cancer, or you can get every six months for prostate cancer, that people who even have poorer functional status are able to take. However, for whatever reason, these dual-eligible or LIS patients are very unlikely to receive treatment compared to any other patient. The low likelihood of treating this group of patients, that explains a large portion of the racial and ethnic disparities that we see. Dr. Davide Soldato: And one thing that I think is very interesting and might be of potential interest to our listeners is, did you compare survival outcomes in these different settings? And did you observe any significant differences in terms of racial and ethnic disparities once you saw that there was a significant difference when looking at both receipt of any type of treatment and also guideline-directed treatments? Dr. Lin: We saw that there were large disparities in survival by race and ethnicity when you look overall. However, when you just account for the patients who received any systemic therapy at all - not just guideline-directed systemic therapy - those differences in survival essentially disappeared. And so, what that suggests is that if black patients were just as likely to receive any systemic therapy at all as white patients, we would expect that the survival differences that we were seeing would disappear. And this is not even just looking at guideline-directed systemic therapy. This was looking just at systemic therapy alone. And so, while guideline-directed systemic therapy should be a goal, our research suggests that if we are to close the gap in disparities in overall survival among black and white patients, we must first focus on patients just receiving any type of treatment at all. And that should be the very first focus that policymakers, that leaders in ASCO, that health system leaders, that physicians, that we should focus on: just trying to get any type of treatment to our patients who are poorer or black. Dr. Davide Soldato: Thank you very much. And this was not directly related to the research that you performed, but going back to this very point - so, increasing the number of patients that receive any kind of systemic treatment before looking at guideline-directed treatments - what would you feel would be the best way to approach this in order to decrease the disparities? Would you look at interventions such as financial navigation or maybe improving referral pathways or providing maybe more culturally adapted information to the patients? Because in the end, what we see is disparities based on racial and ethnicity. We see that we can reduce these disparities if we get these patients to the treatment. But in the end, what would you feel is the best way to bring patients to these types of treatments? Dr. Lin: I think the most important thing is to understand that these disparities are not primarily happening because of the high cost of cancer treatment. These disparities are happening because of other social vulnerabilities that these patients are facing. And so these vulnerabilities could be a lot of things. It could be mistrust of the medical system. It could be fear of chemotherapy or other treatments. It could be difficulty taking time off of work. It could be any number of things. What we do know is when we've looked at the types of interventions that can help patients receive treatment, navigation is probably the most effective one. And the reason why I think that is because when patients don't receive treatment because of social vulnerability, I sort of look at social vulnerability like links in a chain. Any weakest link is going to result in the patient not receiving treatment. This may be because they have a hard time taking time off of work. This may be because they had a hard time getting transportation to their physician. It may be because they had an interaction with a physician, but that interaction was challenging for the patient. Maybe they mistrusted the physician. Maybe they're worried about the medical system. If any of these things goes wrong, the patient is not going to be treated. The patient navigator is the only person who can spot any of those weak links within the chain and address them. And so, I think that the first thing to do is to get patient navigation systems in place for our vulnerable patients throughout the United States. And this is incredibly important because in Medicare, patient navigation is reimbursable. And so this is not something that's ‘pie in the sky'. This is something that's achievable today. The second thing is that it's really important that we see these vulnerabilities happening for patients who are dual-eligible, who have both Medicare and Medicaid. One of the reasons why this is important is because there has been a lot of research outside of what we've done that has shown vulnerabilities for dual-eligible patients who have Medicare for a number of different diseases. And the reason why is because, although patients are supposed to have the benefits of both Medicare and Medicaid, usually these two insurances do not play nicely together. It creates a huge, bureaucratic, complex mess and maze that most of these patients are unable to navigate. And so many of these patients are unable to actually receive the full reimbursement from both Medicare and Medicaid that they should be getting because those two insurers are not communicating well. And so the second thing is that national cancer organizations need to be supporting policies and legislation that is already being discussed in Congress to revamp the dual-eligible system so that it facilitates these patients getting properly reimbursed for their care from both Medicare and Medicaid and these systems working together well. The third thing is that Medicaid itself has many benefits that can allow patients to receive care, like they have transportation benefits so that patients can get to and from their doctor's appointments with ease. And so I think this will be additionally very, very helpful for patients. The last thing is, you know, it's possible that future innovations such as telemedicine and tele-oncology and cancer care at home can also make it easier for some of these patients who may be working a lot to receive care. But what I would say is that our study should be a call for healthcare delivery researchers to start piloting interventions to be able to help these patients receive systemic therapy. And so what this could look like is trying to get that care navigation and implement that in clinics so that patients can be receiving the care that they need. Dr. Davide Soldato: Thank you very much. That was a very clear perspective on how we can tackle this issue. So, I just wanted to close with a sort of personal question. I was wondering what led you to work specifically in this research field that is very challenging, but I think it's particularly critical in healthcare systems like in the United States. Dr. Lin: Yeah, absolutely. One of the most important things for me as an oncologist and a researcher is being able to know that all patients in the United States - and obviously abroad - who have cancer should be able to receive the kind of care that they deserve. I don't think that patients, because their incomes are lower or because their skin looks a certain color or because they live in rural areas, these shouldn't be determinants of whether or not cancer patients are receiving the care that they need. We can develop and pioneer the very best treatments and breakthroughs in oncology, but if our patients are not receiving them - if only 20% of our patients with colon cancer or lung cancer are receiving any type of systemic therapy, who are black - this is a big problem. But this is something that I think that our system can tackle. We need to get these breakthroughs that we have in oncology to every single cancer patient in America and every single cancer patient in the world. I think this is a goal that all oncologists should have, and I think that this is something that, honestly, is achievable. I think that research is a powerful tool to give us a lens into understanding exactly why it is that certain patients are not getting the care that they deserve. And my goal is to continue to use research to shed light on why our system is not performing the way that we all want it to be. Dr. Davide Soldato: Circling back to your research, actually the manuscript that was published was supported by a Young Investigator Award by the American Society of Clinical Oncology. So, was this the first step of a more broad research, or do you have any further plans to go deeper in this topic? Dr. Lin: Yeah, absolutely. First, I want to thank the ASCO Young Investigator Award for funding this research because I think it's fair to say that this research would not have happened at all without the support of the ASCO YIA. And the fact that ASCO is doing as much as it can to support the future generation of cancer researchers is incredible. And it's a huge resource, and having it come at the time that it did is critical for so many of us. So I think that this is an unbelievable thing that ASCO does and continues to do with all of its partners. For me, yeah, this is definitely a stepping stone to further research.  Medicare Fee-for-Service is only one part of the population. I want to spread this research and extend it to patients who have other types of insurances, look at other types of policies, and also try to conduct some of the cancer care delivery research that's needed to try to pilot some interventions that can resolve this problem. So hopefully this is the first step in a broader series of studies that we can all do collectively to try to eliminate racial and ethnic disparities in cancer care and survival. Dr. Davide Soldato: So, I think that we've come at the end of this podcast. Thank you again, Dr. Lin, for joining us today. Dr. Lin: Thank you so much. It was a pleasure to be a part of this. Dr. Davide Soldato: So, we appreciate you sharing more on your JCO article, "Racial and Ethnic Disparities Along the Treatment Cascade Among Medicare Fee-for-Service Beneficiaries With Metastatic Breast, Colorectal, Lung, and Prostate Cancer." If you enjoy our show, please leave us a rating and review and be sure to come back for another episode. You can find all ASCO shows at asco.org/podcasts. The purpose of this podcast is to educate and to inform. This is not a substitute for professional medical care and is not intended for use in the diagnosis or treatment of individual conditions. Guests on this podcast express their own opinions, experience, and conclusions. Guest statements on the podcast do not express the opinions of ASCO. The mention of any product, service, organization, activity, or therapy should not be construed as an ASCO endorsement.

MeidasTouch host Ben Meiselas reports on India Prime Minister Modi becoming so sick and tired of Trump's antics he is refusing to take Donald Trump's phone calls any more and Modi is giving public speeches mocking Trump and Vance. For free and unbiased Medicare help, dial 82-MEDICARE (826-334-2273) to speak with our trusted partner, Chapter, or go to https://askchapter.org/mtn Disclaimer: Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. Learn more about your ad choices. Visit megaphone.fm/adchoices

Republicans want take away life-saving medicine for the rest of us- whether by signing you up for junk insurance or cutting public assistance. Should Democrats run on expanding Medicare to everyone who needs it?Plus - Pediatrician Dr. Arthur Lavin from the group 'Grandparents For Vaccines' has the skinny on the anti-science crowd.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

According to the CDC, about 659,000 people in the United States die from heart disease each year. That's 1 in every 4 deaths. A staggering 100 BILLION dollars were spent several years ago on stents and bypasses. But how effective are those dangerous, invasive, and costly procedures in improving the patients' quality of life? Is there an alternative? Today's guest is Dr. Dean Ornish, the founder and president of the nonprofit Preventive Medicine Research Institute. He is a clinical professor of medicine at the University of California, San Francisco, and the author of seven books, all national bestsellers. Dr. Dean Ornish has directed revolutionary research proving that lifestyle changes can often reverse or undo the progression of many of the most common and costly chronic diseases and even begin reversing aging at a cellular level. He documented his findings in his landmark book UnDo It! Dr. Dean Ornish studied medicine under Dr. Michael DeBakey, an American vascular surgeon and cardiac surgeon, scientist and medical educator known for his trailblazing efforts in the treatment of cardiovascular diseases.  Today, Dr. Dean Ornish is helping people regain their health with his program, The Only Program Scientifically Proven to Reverse Heart Disease, which is reimbursed by Medicare from anywhere in the U.S. 'Nuff said! Let's dive into this eye-opening episode and UnDo It! What we discuss in this episode:  Dr. Dean Ornish walks us through that pivotal moment when he met Woodstock Guru Sri Swami Satchidananda and how that encounter changed the direction of his life  How stress increases our predisposition to cardiovascular diseases and the worst thing about being depressed Is there something wrong with traditional medicine? Dr. Dean Ornish talks about the joy that his work brings, enabling people to have options vs. undergoing costly medical procedures How to UnDo It! Eat Well, Move More, Stress Less, Love More How comprehensive lifestyle changes influence DNA methylation and gene expression  Does eating specific foods (sweet potato meals vs. blueberry vs. cheeseburgers) influence cancer genes? What hope do we have in getting the message to people about the way we view our health and the overall healthcare system? Choosing a plant-based diet - What you gain is so much better than what you give up! Watch The Game Changers, a revolutionary film about plant-based eating, protein, and strength. The Ornish Diet - What you include in your diet is as important as what you exclude. The Gut-Brain Connection and how our bodies are affected by the food we eat Get Dr. Dean Ornish's landmark book UnDo It! - https://undoitbook.com/ Connect with Dr. Dean Ornish on Instagram and Facebook Check out Dr. Dean Ornish's website - https://www.ornish.com/   Click the link below to support the FISCAL Act https://switch4good.org/fiscal-act/ Share the website and get your resources here https://kidsandmilk.org/ Send us a voice message and ask a question. We want to hear from you! Switch4Good.org/podcast Dairy-Free Swaps Guide: Easy Anti-Inflammatory Meals, Recipes, and Tips https://switch4good.org/dairy-free-swaps-guide SUPPORT SWITCH4GOOD https://switch4good.org/support-us/ ★☆★ JOIN OUR PRIVATE FACEBOOK GROUP ★☆★  https://www.facebook.com/groups/podcastchat ★☆★ SWITCH4GOOD WEBSITE ★☆★ https://switch4good.org/ ★☆★ ONLINE STORE ★☆★ https://shop.switch4good.org/shop/ ★☆★ FOLLOW US ON INSTAGRAM ★☆★ https://www.instagram.com/Switch4Good/ ★☆★ LIKE US ON FACEBOOK ★☆★ https://www.facebook.com/Switch4Good/ ★☆★ FOLLOW US ON TWITTER ★☆★ https://twitter.com/Switch4GoodOrg ★☆★ AMAZON STORE ★☆★ https://www.amazon.com/shop/switch4good ★☆★ DOWNLOAD THE ABILLION APP ★☆★ https://app.abillion.com/users/switch4good  

Send us a textMisclassifying workers is one of the biggest mistakes a business owner can make. It might seem cheaper to pay someone as a 1099 contractor, but if the IRS says they should be a W-2 employee, you're looking at back taxes, penalties, and possible audits that could cripple your business.In this episode, Mike breaks down the IRS framework for worker classification, the red flags that trigger audits, and the tax differences between employees and contractors. You'll learn how to protect your business, avoid costly penalties, and even find tax strategies that benefit both employers and contractors.

Synopsis-  A Call to Action: Veterans, Citizens, and Leaders Unite: Hear from veterans like Terrance Deuel, Congresswoman Alexandria Ocasio-Cortez, and UAW President Shawn Fain on why they're fighting for democracy and what you can do to get involved in your local community.Description: Can the Democratic party reinvent itself? In this exclusive one-on-one interview with Bernie Sanders, recorded during the Senator's “Fighting Oligarchy” tour, he sits down with Laura Flanders in Las Vegas to discuss what he hopes people will take away from his rallies, and how we can all push back against oligarchy. Sanders' message is especially resonating with Americans in this moment, as record-breaking crowds turn out for his tour — with many first-time activists in the audience. What is driving this phenomenon? Laura Flanders & Friends hit the road to find out, and traveled from Kenosha to Warren and Las Vegas. Along the tour, Flanders spoke with veterans, retirees and many concerned citizens. She also caught speeches from Congresswoman Alexandria Ocasio-Cortez, United Auto Workers President Shawn Fain, and sat in on a town hall meeting with Nevada Congresswoman Dina Titus. Will 2025 turn out to be the year that Americans remake democracy?“I did 28 years in the army. I maintained an apolitical front at all times . . . I think we're sliding into tyranny, and I took an oath to support and defend the constitution and I'm going to do that whether in or out of uniform.” - Terrance Deuel“We are at a point where the wealthiest people in the world, like Elon Musk and all the Republicans enabling him, are turning to loot what is left of Medicaid, Medicare, and social security to bankroll even deeper tax cuts and sweetheart contracts for themselves, their fellow billionaires and their corporations. And our political system right now is ill prepared for this abuse of power.” - Alexandria Ocasio-Cortez“I think the message of the moment is to understand that the vast majority of the American people do not think that we give tax breaks to the rich and cut social security or veterans programs. They don't. And our job is to work as hard as we can. Part of what this tour is about is to get them involved in their own local communities.” - Bernie SandersGuests:• Jacqueline Davania-Williamson: Resident, Las Vegas, Nevada• Terrence Deuel: Veteran, U.S. Army• Thomas Dyer & Pam West: Retirees• Dr. Abdul El-Sayed: Health Director, Wayne County, Michigan• Shawn Fain: President, United Auto Workers (UAW)• Danielle & Jordan Lovik: Residents, Salt Lake City, Utah • Sandra & Raymond Martinez: Applicant & Social Security Recipient• Donavan McKinney: U.S. Representative (MI-11)• Alexandria Ocasio-Cortez: U.S. Representative (NY-14)• Bernie Sanders: U.S. Senator (VT); Fighting Oligarchy Tour• Dina Titus: U.S. Representative (NV-1) Watch the broadcast episode cut for time at our YouTube channel and airing on PBS stations across the country Subscribe to episode notes via Patreon Music Credit:  “Live For You" by Thee Sacred Souls from their album Got a Story to Tell courtesy of Daptone Records..  "Steppin", "All The Ways" & "Electric Car" by Podington Bear. And original sound production and design by Jeannie Hopper. This show is made possible thanks our members! To become a sustaining member go to https://LauraFlanders.org/donate   Thank you for your continued support! RESOURCES:*Recommended book:“It's OK to Be Angry About Capitalism” by Bernie Sanders, *Get the Book(*Bookshop is an online bookstore with a mission to financially support local, independent bookstores. The LF Show is an affiliate of bookshop.org and will receive a small commission if you click through and make a purchase.)Related Laura Flanders Show Episodes:•  The People v. DOGE: Jamie Raskin's Strategy to Combat the Musk & Trump Power Grab: Watch  / Download the Podcast:  Episode and Full Conversation• AOC & Noam Chomsky: The Way Forward: Watch / Download the Podcast:  Episode and Full Conversation• Barbara Lee & Lateefah Simon: The Trailblazing Congresswomen of CA's 12th District: Watch / Download the Podcast: Episode and Full ConversationRelated Articles and Resources:•. As Thousands Attend His ‘Stop Oligarchy Tour' Rallies, Bernie Sanders Becomes a Face of the anti-Trump Resistance, by Steve Peoples, Associated Press•. Bernie Sanders Has Been Warning About Oligarchy for Years. People Are Finally Listening.  By Tim Murphy, March 25, 2025, Mother Jones•. Bernie Sanders rallies in Kenosha, calls for action against billionaire influence, by Heather Asiyanbi, March 8th, 2025, Racine County Eye Laura Flanders and Friends Crew: Laura Flanders, along with Sabrina Artel, Jeremiah Cothren, Veronica Delgado, Janet Hernandez, Jeannie Hopper, Gina Kim, Sarah Miller, Nat Needham, David Neuman, and Rory O'Conner. FOLLOW Laura Flanders and FriendsInstagram: https://www.instagram.com/lauraflandersandfriends/Blueky: https://bsky.app/profile/lfandfriends.bsky.socialFacebook: https://www.facebook.com/LauraFlandersAndFriends/Tiktok: https://www.tiktok.com/@lauraflandersandfriendsYouTube: https://www.youtube.com/channel/UCFLRxVeYcB1H7DbuYZQG-lgLinkedin: https://www.linkedin.com/company/lauraflandersandfriendsPatreon: https://www.patreon.com/lauraflandersandfriendsACCESSIBILITY - The broadcast edition of this episode is available with closed captioned by clicking here for our YouTube Channel

Most people aren't prepared to care for aging family members. From finding quality caregivers to navigating insurance, deciding on the best care for loved ones is overwhelming, confusing, and often lonely. Steve Lorberbaum learned the hard way just how difficult those challenges are and now works to help families approach senior care with more support and less stress. His agency, Assisting Hands Home Care, guides families through every step of arranging in-home care so seniors can age comfortably at home. In this episode, Steve explains what Medicare actually covers, how hospice works, and the pros and cons of private caregivers versus agencies. He also addresses common misconceptions about in-home care and what you can do to plan for the unexpected. Tune in for insights, real stories, and advice to deal with the challenges of aging parents! Learn how Potomac Community Village connects seniors with the support they need to stay independent: https://www.potomaccommunityvillage.org Connect with Assisting Hands Home Care: WebsitePhone: (301) 363-2580Connect with Jamie at Truman Charities:FacebookInstagramLinkedInWebsiteYouTubeEmail: info@trumancharities.comThis episode was post produced by Podcast Boutique https://podcastboutique.com/

Jeremy Keil explains step 1 of the 5 step retirement plan: retirement spending. When it comes to retirement planning, one of the biggest questions people ask is: Where do I start? The truth is, before you think about investments, taxes, or even when to claim Social Security, you need to figure out one thing—how much you're going to spend in retirement. This is what I call Step One in creating your retirement master plan, which I've outlined in my book Retire Today. While many people assume retirement planning begins with assets and income, I believe it begins with spending. After all, if you don't know what you'll spend, how can you know how much income you'll need? Why Many Budgets Fail When I sit down with people, their first instinct is often to start building a retirement budget. They think they need to track every coffee, grocery run, and gas fill-up to get an accurate picture. But here's the problem—budgets are almost always wrong. People underestimate their spending, forget about irregular costs, and end up thousands of dollars off the mark. I've seen it happen time and again. Instead of building from the ground up, there's a simpler formula that works nearly every time: Income – Savings = Spending. Whatever comes from your paycheck into your checking account typically gets spent—unless you're intentionally saving it. By starting here, you can find your true monthly lifestyle amount without overcomplicating things. The Story of Thomas Take Thomas, for example. He had what I thought was the best budget I'd ever seen—two years of detailed expense tracking. Every expense logged, every penny accounted for. He proudly told me he spent $7,000 per month. When we broke it down, though, we realized he didn't need years of tracking to figure this out. His income was $104,000 per year. He saved $20,000 into investments. That left $84,000 for spending—or $7,000 per month. Exactly what his “perfect” budget said, but it took him two years to arrive at something the formula showed in minutes. Don't Confuse Saving with Growing One caution I often give people is not to confuse saving with growing. If you're putting $500 into savings every paycheck, but pulling it out later for property taxes or vacations, that's not saving—it's managing cash flow. True saving means money you set aside for the long-term, not just for short-term annual expenses. This distinction matters because when you're projecting retirement spending, you need to know what's truly ongoing versus what's temporary or irregular. The Costs People Forget Even when people nail down their monthly lifestyle amount, I often see them forget two of the biggest retirement costs: Health Insurance – Before 65, you'll likely pay much more out of pocket than once Medicare kicks in. A good rule of thumb is budgeting around $1,000 per person per month, but this varies widely. Taxes – Many retirees underestimate taxes, or treat them like a fixed bill. But taxes are flexible—you can plan, shift, and smooth them over time. That's why I recommend using tax planning software or working with a planner who can show you different strategies. Don't Forget the “Non-Lifetime” Expenses Your monthly lifestyle spending is the foundation, but retirement also comes with non-lifetime expenses—costs that won't last forever, but you should still plan for. These often include: Paying off a mortgage (which eventually goes away). Buying a new car (which will likely happen more than once if you retire in your 60s). Home renovations and repairs (you'll notice more when you're home full-time). Big trips and family events. If you don't plan for these, they'll sneak up and throw your retirement plan off track. Why Step One Matters Most Retirement is not about hitting a magic savings number—it's about matching your income to your lifestyle. Step one is figuring out your lifestyle amount: how much you nee...

Rising health insurance costs are squeezing household budgets - especially for families and those not yet on Medicare. In this week's episode of Retire in Texas, Darryl Lyons, CEO and Co-Founder of PAX Financial Group, breaks down the differences between traditional health insurance and medical cost sharing programs and how each can impact cash flow between ages 62 and 65. Show Highlights: The 2025 cost picture: premiums and out-of-pocket trends families are feeling. Traditional insurance vs. cost sharing: deductibles vs. IUAs, “premiums” vs. “shares,” and how reimbursement works with cash pay. Networks and access: why many sharing programs don't use networks - and what that means at the doctor's office. Coverage nuances: preventive care, preexisting conditions, and when ACA plans may be a better fit. Faith-based vs. non-faith options: examples like Samaritan Ministries, Medi-Share, Christian Healthcare Ministries, and Sedera. Whether you're still working, planning to retire before 65, or helping adult children evaluate coverage, this episode offers practical insights to compare traditional insurance with medical cost sharing and make a more informed decision for your situation. If you enjoyed today's episode, be sure to share it with a friend or family member! Resource: https://www.usatoday.com/story/graphics/2025/06/16/how-much-does-insurance-cost-2025-family-of-four/84149201007/

August 27, 2025: Dan Dodson, CEO of Fortified Health Security, discusses how healthcare organizations are rethinking cybersecurity strategy amid mounting financial pressures. Dan shares insights from their Nashville Executive Briefing Center, where healthcare leaders are uncovering critical gaps in their security programs. As AI tools spread faster than anyone anticipated—with physicians using platforms that security experts haven't even heard of—how do organizations balance innovation with control? With Medicare cuts looming and every cybersecurity dollar representing money moved away from patient care, are healthcare systems getting real value from their fragmented tool investments?  Key Points: 01:31 Executive Briefing Center Experience 06:27 Cyber Survivor Podcast 11:02 Midyear Horizon Report Insights 13:47 Lightning Round Questions X: This Week Health LinkedIn: This Week Health Donate: Alex's Lemonade Stand: Foundation for Childhood Cancer

Is dropping Medicare a bold business move—or a dangerous gamble? In this episode of the NatRevMD Podcast, Dr. Heather Signorelli dives deep into the pros, cons, and realities of opting out of Medicare. From understanding the difference between being “non-par” vs. fully opting out, to the financial and operational risks practices face, this episode gives you the insights you need before making a decision. Tune in to learn what the data says, what specialties are most likely to opt out, and how to evaluate the impact on your practice's revenue, patients, and long-term strategy. 

Trump Grand Jury Shock Declaring the Dawn in the Midst of the Night https://a.co/d/9ONgIFB https://www.ilonaofficial.com Inspirational Soccer Stories https://a.co/d/78gHBBK Grampy https://a.co/d/aru6XHd The Serial Killer Survival Guide http://www.wbp.bz/tgb Help finding a MEDICARE  PLAN is ALWAYS FREE call 805-754-3033 for my Medicare Partner (I may earn a commission) Save up to 80% off Top MyPillow Prodcuts with our Promo Code KANE at Checkout https://www.mypillow.com/kane Thank you to our Top Patreon Supporters! Andrew and Connie, Cristine, ETW, Chuck, Pamela, Nick, Wesley,  Heather, David, Maria in Texas, Alice, LeeZep, Shawana, George, Brandon, John S, Frank, Dale,David,Laura B, Rob L. SFjr. Support the show and become a Patreon Supporter! https://www.patreon.com/realbriancraigshow https://briancraigshow.com Scary Shorties https://open.spotify.com/show/2mJky069ygEwDd1y5qnEUj?si=db76da321a654713 The Last Whisper https://a.co/d/1HsxIlH Never Stay Broke https://a.co/d/2wr3D8l Adult Children Decoded https://a.co/d/7A7Ss0H Thriving at the Crossroads https://a.co/d/aDN9en6 https://www.norserunestones.com Salmon Swimming Upstram and Homebound https://a.co/d/gPJ2ZYx Elixir https://a.co/d/gDtl3x5 Recovery Out Loud https://open.spotify.com/show/037OyEhc44WfJYgRBDxBvh https://www.excommunidate.com Solving Pain Without Pills https://a.co/d/aiW3KrB   The Contender from Delos https://a.co/d/i5ZuZSa Plant Powered Plates https://a.co/d/jb9MOBx The Flower Story https://seanfeenybooks.square.site LaPorta Roofing  https://www.laportaroofing.com Chapter: Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your option. Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your option.    

Discover how you can join the course today!:https://sevenfigurecrm.com/how-to-find-and-purchase-books-of-businessesOn this episode of the Seven Figures or Bust podcast, we dive into a big question: What will be the end of Medicare?

Adolph Reed Jr. is Professor Emeritus of Political Science at the University of Pennsylvania, and is currently serving as Distinguished Visiting Professor of Politics at Mount Holyoke College. He is also an organizer with the Debs-Jones-Douglass Institute's Medicare for All – South Carolina initiative. Reed is widely known for his writings on race, class, and […]

It was one of the worst efforts at rebranding in memory and today we'll take a deep dive into what happened at this storied restaurant chain.  This is the Business News Headlines for Wednesday the 27th of August, thanks for listening.    In other news, Target protesters are angry over a lack of action when it comes to DEI efforts. Nvidia reported quarterly sales and we'll share those results. Rural hospitals and cuts to Medicare came into focus today and it's not a pretty picture. We'll share the numbers from today in the Wall Street Report and what's going on over at Meta as several high profile AI specialists have left the company.  We'll share what we know.  For the conversation we'll tackle the issue of entitlement with Ro Crosbie from Tero International…  let's go! Thanks for listening! The award winning Insight on Business the News Hour with Michael Libbie is the only weekday business news podcast in the Midwest. The national, regional and some local business news along with long-form business interviews can be heard Monday - Friday. You can subscribe on  PlayerFM, Podbean, iTunes, Spotify, Stitcher or TuneIn Radio. And you can catch The Business News Hour Week in Review each Sunday Noon Central on News/Talk 1540 KXEL. The Business News Hour is a production of Insight Advertising, Marketing & Communications. You can follow us on Twitter @IoB_NewsHour...and on Threads @Insight_On_Business.

Selling Affordable Care Act Insurance plans can be a lucrative addition to your business!   Register with Ritter Insurance Marketing   Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.   Resources: 6 Ways to Generate ACA Leads 2026 ACA Exchange & FFM Certification Info ACA Enrollment Periods Explained Agent Requirements for ACA Sales Everything Agents Need to Know About Selling in State-Based Marketplaces How to Become Certified for ACA Marketplace Sales with Federally Facilitated Marketplace (FFM) Training Operating From a People-First Mentality ft. Scott Zimmerman The Complete Guide to Selling Affordable Care Act Plans – FREE eBook Download What is the Health Insurance Marketplace?   References: “5 Steps to Start Selling Marketplace Health & Dental Plans.” HealthCare.Gov, https://www.healthcare.gov/agent-broker-quick-start/. Accessed 5 Aug. 2025. “Low Cost Marketplace Health Care, Qualifying Income Levels.” HealthCare.Gov, https://www.healthcare.gov/lower-costs/. Accessed 5 Aug. 2025. “Marketplace Enrollment, 2014-2025.” KFF, 8 July 2025, https://www.kff.org/affordable-care-act/state-indicator/marketplace-enrollment/. “New Agents' and Brokers' Guide to Plan Year 2025 Marketplace Registration and Training.” Centers for Medicare & Medicaid Services, https://www.cms.gov/files/document/new-agents-and-brokers-guide-marketplace-registration-and-training.pdf. Accessed 5 Aug. 2025. “Over 24 Million Consumers Selected Affordable Health Coverage in ACA Marketplace for 2025.” CMS.Gov, https://www.cms.gov/newsroom/press-releases/over-24-million-consumers-selected-affordable-health-coverage-aca-marketplace-2025. Accessed 5 Aug. 2025. “Registration and Training for Marketplace Agents and Brokers.” CMS.Gov, https://www.cms.gov/marketplace/agents-brokers/registration-training. Accessed 5 Aug. 2025.   Follow Us on Social!  Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance     Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Not affiliated with or endorsed by Medicare or any government agency.

A retired couple's home renovation plans nearly triggered a massive, hidden cost that no one wants to pay: the Income-Related Monthly Adjustment Amount (IRMA). Fiduciary financial advisor Wes Moss breaks down how a simple plan to pay for a renovation could have led to thousands of dollars in extra Medicare premiums and what you can do to avoid a similar fate. Also, Wes dives into the world of AI and financial planning. He explains why AI is a powerful tool for analysis, but warns against using it as a fortune teller. Find out how you can use AI to your advantage while avoiding the dangerous pitfalls of letting it make your big financial decisions for you. Plus, Christa shares your #AskWes questions and Wes gives his take. All this and more on the August 26, 2025, Ask an Advisor episode of the Clark Howard podcast. Submit your questions at clark.com/ask. We hope you enjoy our weekly Ask An Advisor episodes, in which Christa and Wes discuss investing and retirement savings in depth. Let us know what you think in the comments! Learn more about Wes:   BOOKS BY WES MOSS   /   Wes Moss, CFP® Learn more about your ad choices: megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of CodeCast, Terry dives into the complexities of billing bilateral procedures and the growing tension between Medicare guidelines and commercial payer policies. Modifier 50 is used to report procedures performed on both sides of the body during the same operative session. When billed correctly, the procedure should appear on a single claim […] The post Bilateral Billing Under Fire: Modifier 50 appeared first on Terry Fletcher Consulting, Inc..

In this episode of Healthcare Americana, host Christopher Habig sits down with Dr. Marion Mass, pediatrician and co-founder of Practicing Physicians of America, to uncover widespread fraud and abuse in the Medicare Advantage program. They break down how insurers use practices like upcoding, assigning patients exaggerated or false diagnoses, to collect billions in taxpayer dollars each year, with UnitedHealthcare highlighted as a major offender. Dr. Mass explains the systemic conflicts of interest, lack of accountability, and the urgent need for audits, penalties, and transparency to protect both patients and federal budgets. The conversation also highlights the importance of informed healthcare choices and explores how direct care models offer a more sustainable alternative. This episode is a must-listen for anyone concerned about Medicare, insurance oversight, and the integrity of America's healthcare system.More on Freedom Healthworks & FreedomDoc HealthSubscribe at https://healthcareamericana.com/More on Dr. Marion Mass & Practicing Physicians of AmericaFollow Healthcare Americana: Instagram & LinkedIN

Subscribe to UnitedHealthcare's Community & State newsletter.On August 12, A Health Podyssey's Rob Lott chatted with Kenton Johnston of Washington University about his paper in the August 2025 edition of Health Affairs that explores changes in clinician's participation across Medicare value-based payment models.Order the August 2025 issue of Health Affairs. Currently, more than 70 percent of our content is freely available - and we'd like to keep it that way. With your support, we can continue to keep our digital publication Forefront and podcasts free for everyone. Subscribe to UnitedHealthcare's Community & State newsletter.

The power of Health Savings Accounts (HSAs) as a tool for both managing health expenses and building your retirement savings is often overlooked. On this episode, I'm sharing the basics of HSAs, highlighting their triple tax-free advantage, and explaining why they might be one of the best ways to maximize your retirement savings, even compared to more familiar accounts like IRAs and 401(k)s. I also unpack some important upcoming changes to HSAs thanks to the One Big Beautiful Bill Act, set to take effect in 2026. These changes expand HSA eligibility, especially for those on healthcare exchange plans and direct primary care memberships. Whether you're new to HSAs or looking to fine-tune your retirement strategy, my practical tips—like how to track reimbursements, invest your HSA funds wisely, and ensure you're making the most of every retirement planning opportunity.  You will want to hear this episode if you are interested in... [00:00] HSA contributions and eligible expenses. [03:33] HSA eligibility and individual plans. [07:27] HSA vs. 401(k) savings benefits. [12:10] HSAs and tax-free retirement reimbursements. [14:57] HSA contributions and Medicare Timing. [16:44] Top HSA provider tips. What is an HSA and Who Qualifies? Health Savings Accounts (HSAs) are often overlooked as powerful retirement planning vehicles. They are tax-advantaged accounts that allow individuals with high deductible health plans (HDHPs) to save and pay for qualified medical expenses. To be eligible, you must be enrolled in a qualifying HDHP; not all plans make the cut, so check with your insurer or employer to confirm eligibility. For 2025, annual contribution limits are $4,300 for individuals and $8,550 for families, with an additional $1,000 catch-up allowed for those age 55 and over. Both you and your employer can contribute, but the total combined contribution cannot exceed these limits. Triple Tax Advantage: The Unique HSA Benefit HSAs are the only accounts that offer a triple tax advantage: Pre-tax contributions: Contributions reduce your taxable income for the year, helping you save on federal and (in most cases) state income taxes. Tax-free growth: Money in your HSA can be invested, and all interest, dividends, and capital gains are tax-free while in the account. Tax-free withdrawals: Withdrawals used for qualified medical expenses remain tax-free, even in retirement. This makes HSAs one of the most tax-efficient savings vehicles available. HSAs as a Retirement Strategy While the primary purpose of an HSA is to cover medical expenses, its value extends far beyond that, especially for forward-thinking retirement planners. Many people cover their current medical out-of-pocket expenses with regular cash flow, allowing their HSA investments to grow tax-free for years, even decades. Upon reaching age 65, you are allowed to withdraw funds for non-medical expenses without penalty (although you will owe income tax, much like a traditional IRA). For medical expenses—including Medicare Part B, D, and Medicare Advantage premiums—withdrawals remain tax-free. However, Medigap policy premiums are not eligible for tax-free reimbursement from your HSA. A strategic approach can involve tracking your unreimbursed eligible medical expenses over the years. You can reimburse yourself in retirement with HSA funds for past qualified expenses, effectively turning your HSA into a tax-free retirement “bonus.” New HSA Legislation on the Horizon Looking ahead to 2026, recent legislative changes will further expand HSA eligibility and flexibility.  Expanded Access for Health Care Exchange Plans: Before 2026, only certain HDHPs on the healthcare exchange allowed HSA contributions. The One Big Beautiful Bill Act will enable individuals enrolled in any Bronze-tier plan through the health care exchange to qualify for HSA contributions, potentially making over 7 million more people eligible. Direct Primary Care Compatibility: Membership in direct primary care plans—where patients pay a monthly fee for enhanced access to primary care services—will now be compatible with HSA eligibility, subject to fee limits ($150/month for individuals, $300/month for families, indexed to inflation). Previously, participating in such plans disqualified individuals from contributing to HSAs. Common HSA Mistakes and Best Practices Investing your HSA balance (beyond a buffer for immediate health costs) can help you harness the benefits of compound growth over time. Compare fees and investment options among HSA providers to maximize long-term gains. Be mindful when approaching Medicare eligibility. HSA contributions must stop six months before you enroll in Medicare Part A, due to retroactive coverage. Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE  IRS List of Covered HSA Expenses Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact   Subscribe to Retire With Ryan

  Declaring the Dawn in the Midst of the Night https://a.co/d/9ONgIFB https://www.ilonaofficial.com Inspirational Soccer Stories https://a.co/d/78gHBBK Grampy https://a.co/d/aru6XHd The Serial Killer Survival Guide http://www.wbp.bz/tgb Help finding a MEDICARE  PLAN is ALWAYS FREE call 805-754-3033 for my Medicare Partner (I may earn a commission) Save up to 80% off Top MyPillow Prodcuts with our Promo Code KANE at Checkout https://www.mypillow.com/kane Thank you to our Top Patreon Supporters! Andrew and Connie, Cristine, ETW, Chuck, Pamela, Nick, Wesley,  Heather, David, Maria in Texas, Alice, LeeZep, Shawana, George, Brandon, John S, Frank, Dale,David,Laura B, Rob L. SFjr. Trump and the Dictator Support the show and become a Patreon Supporter! https://www.patreon.com/realbriancraigshow https://briancraigshow.com Scary Shorties https://open.spotify.com/show/2mJky069ygEwDd1y5qnEUj?si=db76da321a654713 The Last Whisper https://a.co/d/1HsxIlH Never Stay Broke https://a.co/d/2wr3D8l Adult Children Decoded https://a.co/d/7A7Ss0H Thriving at the Crossroads https://a.co/d/aDN9en6 https://www.norserunestones.com Salmon Swimming Upstram and Homebound https://a.co/d/gPJ2ZYx Elixir https://a.co/d/gDtl3x5 Recovery Out Loud https://open.spotify.com/show/037OyEhc44WfJYgRBDxBvh https://www.excommunidate.com Solving Pain Without Pills https://a.co/d/aiW3KrB   The Contender from Delos https://a.co/d/i5ZuZSa Plant Powered Plates https://a.co/d/jb9MOBx The Flower Story https://seanfeenybooks.square.site LaPorta Roofing  https://www.laportaroofing.com Chapter: Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your option. Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your option.    

MeidasTouch host Ben Meiselas reports on Prime Minister Carney giving a powerful speech with President Zelenskyy inside Ukraine showing what true leadership looks like and standing up to Trump and Vance. For free and unbiased Medicare help, dial 82-MEDICARE (826-334-2273) to speak with our trusted partner, Chapter, or go to https://askchapter.org/mtn Disclaimer: Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. Visit https://meidasplus.com for more! Remember to subscribe to ALL the MeidasTouch Network Podcasts: MeidasTouch: https://www.meidastouch.com/tag/meidastouch-podcast Legal AF: https://www.meidastouch.com/tag/legal-af MissTrial: https://meidasnews.com/tag/miss-trial The PoliticsGirl Podcast: https://www.meidastouch.com/tag/the-politicsgirl-podcast The Influence Continuum: https://www.meidastouch.com/tag/the-influence-continuum-with-dr-steven-hassan Mea Culpa with Michael Cohen: https://www.meidastouch.com/tag/mea-culpa-with-michael-cohen The Weekend Show: https://www.meidastouch.com/tag/the-weekend-show Burn the Boats: https://www.meidastouch.com/tag/burn-the-boats Majority 54: https://www.meidastouch.com/tag/majority-54 Political Beatdown: https://www.meidastouch.com/tag/political-beatdown On Democracy with FP Wellman: https://www.meidastouch.com/tag/on-democracy-with-fpwellman Uncovered: https://www.meidastouch.com/tag/maga-uncovered Coalition of the Sane: https://meidasnews.com/tag/coalition-of-the-sane Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Are you getting what you pay for with your Medicare plan? This eye-opening conversation between healthcare insiders Nathan Kaufman and Rich Helppie pulls back the curtain on what they provocatively call "Medicare Disadvantage" plans.When something sounds too good to be true, it usually is. Medicare Advantage plans tempt seniors with zero premiums, dental coverage, vision benefits, and even gym memberships. But these apparent perks mask a troubling reality: significantly restricted healthcare options when serious illness strikes. Our experts explain how insurance companies profit from delaying and denying care while creating increasingly narrow provider networks that limit access to specialists and top medical centers.The most alarming revelation? The trap many seniors find themselves in when they discover these limitations. Once enrolled in Medicare Advantage, leaving becomes nearly impossible if you develop a serious condition, as new supplemental plans can exclude pre-existing conditions. Meanwhile, those with Traditional Medicare maintain freedom to choose providers nationwide, including prestigious research hospitals like Mayo Clinic or MD Anderson, without administrative barriers or insurance company gatekeepers.For anyone approaching Medicare eligibility or reconsidering their current coverage, this episode provides crucial guidance. Our experts recommend a clear path: Medicare Parts A, B, and D, plus a comprehensive Medigap policy. While this combination involves upfront premiums, it offers something priceless: control over your healthcare decisions precisely when you need it most.Subscribe to Healthcare Bridge on your favorite podcast platforms or find us at the Common Bridge on Substack to continue exploring the vital connections shaping our healthcare landscape. Your health decisions matter—make them with complete information.Support the showEngage the conversation on Substack at The Common Bridge!

In this episode, host Brian interviews Fuquan Bilal, CEO of NNG Capital Fund, who shares his 25+ year journey in real estate investing. Fuquan discusses his evolution from flipping houses to mastering distressed note investing, scaling a $50 million portfolio, and transitioning into multifamily and luxury single-family homes. He reveals how he navigated market shifts, built lasting investor relationships, and implemented systems for operational efficiency. Fuquan also covers creative deal structures, capital raising, remote investing, and leveraging technology like AppFolio and AI tools. You will gain actionable insights on sourcing deals, structuring partnerships, and the importance of communication and process in long-term wealth building. Key Topics: Flipping houses and early lessons from the 2008 financial crisis Distressed note investing: strategies, returns, and exit plans Scaling up: launching funds and raising capital Transitioning to rentals and multifamily properties Building systems and teams for remote and local investing Creative deal structures and seller financing Investor relations and communication best practices Leveraging technology and AI in property management Advice for investors: focus, mastery, and adapting to market changes Connect with Fuquan Bilal: Https://nngcapitalfund.com/ https://www.linkedin.com/in/fuquanbilal/ https://www.instagram.com/fuquanbilal/ https://www.facebook.com/fuquan.bilal.5 https://x.com/FuquanBilal ---------- Today's episode is brought to you by Green Property Management, managing everything from single family homes to apartment complexes in the West Michigan area. https://www.livegreenlocal.com And RCB & Associates, helping Michigan-based real estate investors and small business owners navigate the complex world of health insurance and Medicare benefits. https://www.rcbassociatesllc.com

You've heard the line about "waste, fraud, and abuse" in Medicare and Medicaid. But what does that actually look like? Cobi Blumenfeld-Gantz has created Chapter, a company that helps new American seniors navigate the convoluted morass that America's health care programs have become. Cobi is also a veteran of Palantir, so he talks to Charlie about the disastrous inefficiency of government contractors, what our AI laws should be, and far more. Watch every episode ad-free on members.charliekirk.com! Get new merch at charliekirkstore.com!Support the show: http://www.charliekirk.com/supportSee omnystudio.com/listener for privacy information.