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Rex Heuermann has been sentenced to life in prison without parole after admitting to the murders of eight women in the case known as the Gilgo Beach serial killings. In the quiet dunes along Long Island's Ocean Parkway, four missing women are discovered buried just feet from a road thousands drive every day. Mystery and Murder: Analysis by Dr. Phil revisits the Gilgo Beach case through the victims' stories, the chilling clues, and the forensic trail that ultimately points toward a man no one suspected. This is a portrait of predation, power, and the devastating consequences of victims being overlooked until a hidden graveyard forces the truth into the open.This episode is made possible with the support of our sponsors. Thank you.Don't wait! If you're on Medicare or will be soon, reach out to Chapter: Call: (352)-845-0659 or go to https://askchapter.org to learn about your Medicare options and get help finding ways to save money.RELAXIUM® Sleep is backed by a 90-day guarantee, so you've got nothing to lose. Enjoy restful and refreshing sleep with drug-free, non-habit forming RELAXIUM® Sleep. Get your risk-free bottle now. Go to https://TryRelaxium.com or call 800-952-7770.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
A Canadian mom whose son's type 1 was caught at a celiac follow-up, a husband running a DIY loop, and Scott playing detective on her iron, thyroid, and brain fog. Go tubeless with Omnipod 5 or Omnipod DASH * Dexcom G7 CONTOUR NextGen smart meter and CONTOUR DIABETES app Get your supplies from US MED or call 888-721-1514 Tandem Mobi ABLEnow save for today's needs or invest for tomorrow Eversense CGM Medtronic Diabetes Touched By Type 1 Take the T1DExchange survey Use code JUICEBOX to save 20% at Cozy Earth Apple Podcasts> Subscribe to the podcast today! The podcast is available on Spotify, Google Play, iHeartRadio, Radio Public, Amazon Music and all Android devices The Juicebox Podcast is a free show, but if you'd like to support the podcast directly, you can make a gift here or buy me a coffee. Thank you! * The Pod has an IP28 rating for up to 25 feet for 60 minutes. The PDM is not waterproof. Among all paid Omnipod 5 G6G7 Pods Commercial and Medicare claims in 2024. Actual co-pay amount depends on patient's health plan and coverage, they may be higher or lower than the advertised amount. Source IQVIA OPC Library. Disclaimer - Nothing you hear on the Juicebox Podcast or read on Arden's Day is intended as medical advice. You should always consult a physician before making changes to your health plan. If the podcast has helped you to live better with type 1 please tell someone else how to find it!
About 3 million fewer people had Affordable Care Act insurance plans in February compared to last year. Much of the drop is likely due to the end of pandemic-era enhanced subsidies, which resulted in higher premiums. And ACA premiums are only likely to increase next year. Plus, starting tomorrow, Medicare will begin covering GLP-1 drugs for weight loss. And, as we prepare to mark the 250th anniversary of the United States, we'll look back at the economic moments that defined the first 50 years of our nation.Every story has an economic angle. Want some in your inbox? Subscribe to our daily or weekly newsletter.Marketplace Morning Report is more than a radio show. Check out our original reporting and financial literacy content at marketplace.org — and consider making an investment in our future.Stories featured in this episode:Millions drop ACA insurance as premiums rise
$196 billion stolen last year. $537 million a day. And most victims never saw it coming. Dr. Phil exposes the fraud epidemic ravaging America — with shocking new research, the dark psychology scammers use to hijack your brain, and a Real or Scam quiz that will make you question everything. Think you can spot a scam? Most people can't. One wrong answer in real life costs everything. Sponsored by HighLevel: If you own a small business, don't skip this. Reclaim your life. Automate your business. Transform your overwhelmed business into an automated powerhouse in just minutes. Summer of AI Is Here! Get 5 FREE AI Tools All Summer Long. Visit: https://DrPhil.com/Business and get your life back on track.Chapter: Don't wait! If you're on Medicare or will be soon, reach out to Chapter: Call: (352)-845-0659 or go to https://askchapter.org to learn about your Medicare options and get help finding ways to save money.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Where is God in the middle of suffering? The devastating Venezuela earthquakes have many contemplating the mystery of natural suffering, and why even tragedy may fit into a larger divine design. Also my guest Buck Sexton joins me to expose the Democrat delusion.(06:49) Natural Suffering Explained(10:21) Why Earthquakes Happen(13:18) God's Eye View(18:38) Interview: Buck Sexton(22:27) Covid as a Dry Run(27:00) Pavlov's Flood Experiment(31:52) Masking as Conditioning(34:52) Korean War Turncoats(38:43) Stalin's Show Trials(43:30) Land Acknowledgments Exposed(47:23) Confusion and Degradation(50:44) Gender Madness as Control(56:19) Pronouns as Obedience Training(1:02:34) Neil deGrasse Tyson Broken(1:04:31) Mockery Defeats Totalitarianism If you’re tired of broken healthcare you need to choose the right pharmacy. Check them out at allfamilypharmacy.com/dinesh and use code DINESH10 to save 10% off your next order. Leave the old “buy and hold” crypto strategy behind at https://DineshCrypto.com ! Purchase crypto with military grade encryption and American customer service. Hundreds of crypto holders have saved MILLIONS thanks to BlockTrustIRA’s Animus AI. Visit https://DineshCrypto.com and receive up to $2,500 in FREE bonus crypto! America has nearly 39 trillion dollars in debt! Are you protected from this pending disaster? Go to http://DineshGold.com and get up to 10% in bonus gold or silver. I’m on substack! Check out what I have to say here: https://dineshdsouza.substack.com/ For free and unbiased Medicare help, dial (706) 262-4774 to speak with my trusted partner, Chapter, or go to https://askchapter.org/dinesh" Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don’t directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. Dinesh D'Souza is an author and filmmaker. A graduate of Dartmouth College, he was a senior domestic policy analyst in the Reagan administration. He also served as a research fellow at the American Enterprise Institute and the Hoover Institution at Stanford University. He is the author of many bestselling books, including "Illiberal Education," "What's So Great About Christianity," "America: Imagine a World Without Her," "The Roots of Obama's Rage," "Death of a Nation," and "United States of Socialism." His documentary films "2016: Obama's America," "America," "Hillary's America," "Death of a Nation," and "Trump Card" are among the highest-grossing political documentaries of all time. He and his wife Debbie are also executive producers of the acclaimed feature film "Infidel." — Want to connect with Dinesh D'Souza online for more hard-hitting analysis of current events in America? Here’s how: Get Dinesh unfiltered, uncensored and unchained on Locals: https://dinesh.locals.com/ Facebook: https://www.facebook.com/dsouzadinesh Twitter: https://twitter.com/dineshdsouza Rumble: https://rumble.com/dineshdsouza Instagram: https://www.instagram.com/dineshjdsouzaSee omnystudio.com/listener for privacy information.
What happens when Christians start chasing conspiracies instead of truth? Pastor Phil Hopper joins me for an honest conversation about Iran, the growing divide inside the conservative movement, the rise of the "woke right," and why biblical discernment matters now more than ever. We also talk about Israel, end times, and how followers of Christ can stand firm without living in fear. If you've been trying to make sense of the headlines, this episode will challenge and encourage you.Chapter Medicare AdvisorsChoosing Medicare shouldn't feel overwhelming. Chapter compares every available Medicare plan to help you find the coverage that best fits your needs—not someone else's. Learn more at http://askchapter.org/realhelp .Show mentions: http://heidistjohn.com/mentionsWebsite | http://heidistjohn.comSupport the show! | http://donorbox.org/donation-827Rumble | rumble.com/user/HeidiStJohnYoutube | / @heidistjohnpodcast Instagram | @heidistjohnFacebook | Heidi St. JohnX | @heidistjohnFaith That Speaks Online CommunitySubmit your questions for Fan Mail Friday | http://heidistjohn.com/fanmailfriday
Today On The Eric Metaxas Show, Eric talks with Glenn Beck about America's covenant with God, the Christian roots of the American Revolution, George Washington, George Whitefield, the Black Robe Regiment, and why America must remember the faith that made liberty possible. They also discuss Glenn's upcoming speech in England with Tommy Robinson, the threat of Islamism in Europe, why the West cannot survive without God, and what Christians must recover if the republic is going to be kept. Subscribe for clips from The Eric Metaxas Show to hear politics and culture from a Christian perspective.⭐ FREE SLAVES with CSI: https://csi-usa.org/metaxas/⭐ PRE-ORDER TODAY:Revolution: The Birth of the Greatest Nation in the History of the World
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Leonard S. Graham. Social Security disability advocate, Leonard S. Graham joined Rushion McDonald on Money Making Conversations Master Class to explain how Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) really work, who qualifies, and how misconceptions prevent people—especially within the Black community—from receiving benefits they are legally entitled to. Graham has over 35 years of experience assisting clients nationwide with disability claims, appeals, and hearings. The conversation sheds light on the disability process, eligibility, the appeals system, the role of advocates vs. attorneys, and the importance of education, honesty, and persistence in navigating Social Security.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Leonard S. Graham. Social Security disability advocate, Leonard S. Graham joined Rushion McDonald on Money Making Conversations Master Class to explain how Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI) really work, who qualifies, and how misconceptions prevent people—especially within the Black community—from receiving benefits they are legally entitled to. Graham has over 35 years of experience assisting clients nationwide with disability claims, appeals, and hearings. The conversation sheds light on the disability process, eligibility, the appeals system, the role of advocates vs. attorneys, and the importance of education, honesty, and persistence in navigating Social Security.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Shelby Williams.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Shelby Williams.
America is one of the wealthiest nations in the world so why are younger Americans dying at dramatically higher rates than their peers in other developed countries? Dr. Phil breaks down the growing crisis of “deaths of despair”: drug overdoses, fentanyl poisonings, alcohol-related illness, suicide, depression, and profound social isolation. He examines the widening mortality gap facing Americans under 45, the role of screens and social media in replacing real-world connection, and why digitally connected young people may be more emotionally disconnected than ever. Do not wait until tragedy happens to reach out. A call, an invitation, or one act of kindness could help someone feel seen and could save a life.This episode is brought to you by:Get up to $20,000 in FREE Gold & Silver with a qualified purchase. Text ASKPHIL to 50505 or visit https://DrPhilgold.comDon't wait! If you're on Medicare or will be soon, reach out to Chapter: Call: (352)-845-0659 or go to https://askchapter.org to learn about your Medicare options and get help finding ways to save money.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
6.5.2026 #RolandMartinUnfiltered: Karmelo Trial Testimony Raises Questions. Elijah McClain Convictions Reversed. Black Jobs Gap._ For free and unbiased Medicare help, dial (724) 264-8281 to speak with my trusted partner, Chapter, or go to https://askchapter.org/roland *Paid Partnership*_ In the Karmelo Anthony trial, witnesses testified about what they saw just before the fatal stabbing. Many say that Austin made the first move, but Karmelo is being accused of provoking the situation. Legal analyst Thelma Anderson will join us to recap today's testimony. A Colorado community is in shock following an appeals court decision that reversed the homicide convictions of two former paramedics who injected Elijah McClain with a lethal dose of ketamine. Four former Alabama State basketball players have been declared permanently ineligible after the NCAA found they participated in a scheme to fix a 2024 game. Orange County, Florida, Mayor and Democratic candidate for governor, Jerry Demings, has suspended his campaign after being diagnosed with prostate cancer. Ohio Congresswoman Shontel Brown lit into Agriculture Secretary Brooke Rollins about the rising number of farm bankruptcies. And job numbers were released today. While the black unemployment rate has decreased, it remains twice as high as the white unemployment rate. Economist Morgan Harper will be joining us to explain these numbers. Black Star Network Partner: ChapterFor free and unbiased Medicare help, dial (724) 264-8281 to speak with my trusted partner, Chapter, or go to https://askchapter.org/roland *Paid Partnership* Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don’t directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.____Download the Black Star Network app at http://www.blackstarnetwork.com! We're on iOS, AppleTV, Android, AndroidTV, Roku, FireTV, XBox and SamsungTV. The #BlackStarNetwork is a news reporting platform covered under Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research.See omnystudio.com/listener for privacy information.
6.8.2026 #RolandMartinUnfiltered: Karmelo Anthony Defense Rests. Trump Insults Black Reporter. Iowa Scholarship Win_ For free and unbiased Medicare help, dial (724) 264-8281 to speak with my trusted partner, Chapter, or go to https://askchapter.org/roland *Paid Partnership*_ Karmelo's Defense attorneys rested their case today without calling him to testify.Closing arguments are scheduled to begin on Tuesday before the case is eventually handed to the jury for deliberations. Legal Analyst Thelma Anderson will breakdown what happened in the courtroom. A scholarship designed to support Black students pursuing careers in chemistry and the physical sciences is at the center of a recent Iowa Supreme Court decision. For now, the decision blocks the University of Iowa's attempt to change the eligibility criteria for this privately funded award. We'll speak with one of the attorneys involved in the case. The Marshall Project reported at least 47 suicides in solitary confinement across Mississippi prisons between 2015 and 2025. We'll discuss this troubling pattern with one of the reporters who discovered that many inmates had previously requested mental health assistance, only to be placed in restrictive housing instead of receiving the care they needed. Once again, Trump insulted a black female reporter. We'll show you the exchange that made the twice-impeached, criminally convicted felon-in-chief, Donald "The Con" Trump abruptly end the interview with NBC's Meet The Press Moderator, Kristen Welker. Black Star Network Partner: ChapterFor free and unbiased Medicare help, dial (724) 264-8281 to speak with my trusted partner, Chapter, or go to https://askchapter.org/roland *Paid Partnership* Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don’t directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.____Download the Black Star Network app at http://www.blackstarnetwork.com! We're on iOS, AppleTV, Android, AndroidTV, Roku, FireTV, XBox and SamsungTV. The #BlackStarNetwork is a news reporting platform covered under Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research.See omnystudio.com/listener for privacy information.
6.11.2026 #RolandMartinUnfiltered: FAMU Funding Fight Explodes. DeSantis Maps Stand. Fisk Data Center Backlash_For free and unbiased Medicare help, dial (724) 264-8281 to speak with my trusted partner, Chapter, or go to https://askchapter.org/roland *Paid Partnership*_ It's known that for the last 30 years, states have underfunded historically Black land-grant institutions by $13 billion. Luckily for Florida A&M University, a federal appeals court has revived a lawsuit alleging that the State of Florida underfunded the HBCU by nearly $2 billion over three decades. We'll talk to the civil rights attorney handling the case. The proposed data center project at Fisk University is facing growing resistance from community members and HBCU alums. We'll also talk to Black Voters Matter's Chief of Staff about the launch of their multi-media series titled "Declaration of a New Nation." Florida's Supreme Court is allowing the maps drawn by Governor Ron DeSantis, designed to help Republicans gain up to four additional House seats. Bishop William Barber will be here to discuss the upcoming multi-state civic engagement campaign to recruit, train, and deploy leaders across the country. CNN's fact-checker has gone missing - he hasn't been on air for months. I wonder if it has something to do with the pending merger between Warner Bros. Discovery and Paramount/Skydance? And in tonight's Shop Black Star Network-dot-com segment, The Rad Black Kids, an evolving clothing brand based in Portugal that is pushing for more ethical and sustainable clothing. Black Star Network Partner: ChapterFor free and unbiased Medicare help, dial (724) 264-8281 to speak with my trusted partner, Chapter, or go to https://askchapter.org/roland *Paid Partnership* Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don’t directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.____Download the Black Star Network app at http://www.blackstarnetwork.com! We're on iOS, AppleTV, Android, AndroidTV, Roku, FireTV, XBox and SamsungTV. The #BlackStarNetwork is a news reporting platform covered under Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research.See omnystudio.com/listener for privacy information.
BREAKING EXCLUSIVE: Eight defendants tied to the North Texas Antifa cell have now received lengthy federal prison sentences in the historic terrorism-related case connected to the attack on the Prairieland ICE Detention Center in Alvarado, Texas.Federal judges in Fort Worth handed down decades-long sentences totaling roughly 450 years, marking a stunning conclusion to one of the most consequential domestic terrorism-related prosecutions in recent U.S. history.In this video, Professor Nez breaks down what happened, why this case matters, how the sentencing unfolded, and why this could become a major turning point in how federal prosecutors handle politically motivated violence, attacks on law enforcement, and organized anti-ICE actions.Was this a historic victory for law and order? A warning shot to extremist movements? Or the beginning of a much larger national legal battle?Watch until the end for the biggest takeaway America needs to understand.Subscribe for breaking political news, America First commentary, and real-time analysis on the stories the mainstream media refuses to cover. For free and unbiased Medicare help, dial (656) 218-0931 to speak with my trusted partner, Chapter, or go to https://askchapter.org/nez✅ Reach out to me: https://bio.site/professornez✅ ORIGINAL MADE IN U.S.A 250TH AMERICA DESIGNS: https://professornez.myspreadshop.com/✅ Check out our Official Clips Channel: https://www.youtube.com/@professornezclips▶ Support the Channel and Buy us a Coffee: https://buymeacoffee.com/professornezEducational Commentary & Original AnalysisThis channel presents educational, lecture-style analysis created by a university professor and educator. Content focuses on contextual examination, historical background, legal frameworks, and evidence-based analysis of widely reported events, public records, and institutional processes.The approach emphasizes academic methodology, media literacy, and source-driven interpretation rather than advocacy, persuasion, or real-time news reporting. Viewers are encouraged to consult primary sources and form independent conclusions.All content is provided for informational and educational purposes only and does not constitute legal, financial, medical, or professional advice. Views expressed are solely those of the creator.This channel may include references or links to third-party websites or products for informational purposes. Some links may be affiliate links, which may generate a commission at no additional cost to the viewer.In this video expert Professor Nez analyzes and educates on what happened and why with fact based, data based, verified and researched expertise reporting.All original content is protected by copyright. Fair use applies where permitted by law.Category: News Analysis & Educational CommentaryMethodology: This report utilizes primary source verification and comparative analysis of public records.Subject Matter Expertise: Political Strategy, Regulatory Policy, and Media Literacy.Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.
Do you know whether your retirement plan is on track, or are you simply hoping it is? Whether retirement is years away or just around the corner, it's wise to pause and take a closer look at your plan today. A retirement checkup can help you know where you stand, identify potential gaps, and make adjustments before small issues become major problems. Many people know they should be saving, but they're less certain whether they're saving enough. That's where a thoughtful review can bring clarity—not just about the numbers, but about faithful stewardship in the season ahead. Know Your Retirement Savings Target No single rule of thumb fits everyone. Your retirement goal depends on many factors, including when you retire, how long you live, your lifestyle, your health, your generosity goals, and whether you'll have income from Social Security, a pension, rental property, or part-time work. Still, benchmarks can be helpful. As a starting point, one common guideline is to aim for about 10-12 times your income by age 67. The point isn't to become discouraged if you're behind. The point is to know where you stand. Once you have a clearer picture, you can make wise adjustments. Know Your Retirement Spending Number Your spending number may be even more important than your savings balance. A million dollars can be plenty for one household and not nearly enough for another because spending determines how much income your portfolio must produce. Start with your current budget, then consider what may change in retirement. Will your mortgage be paid off? Will travel increase? Will transportation costs go down? Will you support adult children or aging parents? Will you downsize, relocate, or stay where you are? Those questions help you see not only what retirement may cost, but also what kind of stewardship this next season may require. Have a Withdrawal Plan It's also important to think carefully about how much you'll withdraw from your savings each year. A common guideline has been the 4% rule, first developed by financial planner William Bengen. He has since updated his research, suggesting the number may be closer to 4.7% with a more diversified portfolio. Fidelity describes it more broadly as a 4%-5% sustainable withdrawal range. So, if you retire with $500,000, you might begin by withdrawing around $20,000 to $25,000 in the first year, then adjust over time. Of course, this is not a guarantee, and it does not mean you'll never touch the principal. Your actual withdrawal rate should depend on your age, health, investment mix, inflation, market conditions, and whether your essential expenses are covered by guaranteed income. The danger is assuming you can withdraw 8%, 10%, or even 12% from your portfolio every year without consequences. For most retirees, that's not a plan. It's a countdown. Prepare for Health Care Costs Medicare is a blessing, but it doesn't cover everything. Retirees may still face premiums, deductibles, co-pays, prescription costs, dental care, vision care, hearing expenses, and more. Long-term care is a separate issue altogether. Recent estimates suggest that a 65-year-old retiring today may need well over $170,000 for health care costs throughout retirement—and that does not include long-term care. For a married couple, health care becomes a major planning item. That's why it's important to prepare in advance and not assume Medicare will cover every need. Understand Social Security For many retirees, Social Security will be one of the largest sources of guaranteed income. You can claim benefits as early as age 62, but doing so can permanently reduce your monthly benefit by as much as 30%. Delaying past full retirement age until age 70 can increase your benefit by 8% for each full year you wait—up to 24% if your full retirement age is 67. Of course, delaying is not always the right answer. Health, family history, income needs, marital status, and work plans all matter. But because this is often a permanent decision, it's worth looking carefully before you claim. Review Your Investment Allocation As you approach retirement, your portfolio may need to become more conservative. But that doesn't mean moving everything to cash. Retirement may last 20 or 30 years, and inflation can quietly erode your purchasing power over time. A wise allocation should balance the need for stability with the need for continued growth. This is one area where trusted counsel can be especially helpful. A Certified Kingdom Advisor® (CKA®) can help you think through your investments, income needs, and long-term stewardship goals through a biblical lens. Retirement Is Not the End of Stewardship Finally, remember that retirement is not the end of stewardship. Psalm 92 says of the righteous, “They still bear fruit in old age; they are ever full of sap and green” (Psalm 92:14). That's a richer vision than simply withdrawing from work and responsibility. Retirement is not about drifting. It's about faithfulness in a new season. So yes, check the numbers. Know your savings target. Build a realistic spending plan. Prepare for health care. Understand Social Security. Review your investments. But also ask, “Lord, what fruit do You want to grow in this season of my life?” If you'd like help reviewing your retirement plan with an advisor who shares your biblical values, visit FindACKA.com to connect with a Certified Kingdom Advisor® (CKA®). On Today's Program, Rob Answers Listener Questions: I've worked at qualifying universities for nearly 10 years under Public Service Loan Forgiveness, but deferments and forbearances kept me from reaching 120 qualifying payments. I now qualify for the buyback program and could pay for about 15–17 missed months to reach forgiveness sooner. Should I do the buyback now or keep making regular payments until I reach 120? I have a home equity loan at 6% with a $32,000 balance and eight years left, and a car loan at 6.09% with a $35,000 balance and six years left. Which should I focus on paying off first? My job is ending soon, and I have only a small amount saved for retirement. I'm about to receive a $16,000 settlement. Given my situation, how should I use or invest that money? I've been with my local bank since 1996, but it's been bought out three times. How do I know when it's time to switch banks, and what should I look for in a new one? I'm turning 73 this August and will need to begin taking RMDs from my IRA based on the end-of-year 2025 balance. I'd like to use Qualified Charitable Distributions to reduce taxable income. When should I make the QCDs so they count toward my RMD? I'm trying to understand fixed indexed annuities. Are they a good option, and what should I consider before using one as an investment? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) Christian Credit Counselors Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob West Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor® (CKA) FaithFi App Remember, you can call in to ask your questions every weekday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. 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Today On The Eric Metaxas Show, Eric talks with Victoria Jackson about her new book Not Dead Yet, her lifelong love of poetry and handstands, her cancer battle, and the joy and faith that still define her life. Later, Eric speaks with Pastor Josh McPherson about Freedom Con 26, why Christian men must stop sitting on the sidelines, and what it will take to preserve the American republic in this critical moment. Subscribe for clips from The Eric Metaxas Show to hear politics and culture from a Christian perspective.⭐ ORDER TODAY:Revolution: The Birth of the Greatest Nation in the History of the World
Listener Q&A where Andy talks about: Are tax return amendments needed if info from a 1099-R was left out but doesn't impact the return's gross or taxable income ( 4:08 )What are the pros and cons of using average cost basis tracking for mutual funds ( 8:36 )Tax implications of nonqualified annuities and surrendering vs annuitizing it ( 13:55 )Is there a more optimized way to pay taxes on in-plan Roth conversions as opposed to having additional taxes withheld from your paycheck ( 23:21 )Thoughts on using "reverse budgeting" to figure out how much you spend, instead of manually adding up all of the line items of actual expenses you have ( 28:28 )How to properly report on your tax return a disability exception to the 10% IRA early withdrawal penalty if the custodian won't reflect the exception on the 1099-R ( 34:31 )How much is too much to pay a financial advisor who charges a percent of assets under management, and thoughts on only rolling some of a 401(k) to an advisor and managing the rest on your own ( 40:23 )Options/insurance to help cover expenses for dental, vision, and hearing since traditional Medicare doesn't cover those things ( 47:46 )When to consider getting a financial advisor (or at least getting a one-time financial plan done) ( 52:06 )How to properly report on your tax return a SEPP (Substantially Equal Periodic Payment) exception to the 10% IRA early withdrawal penalty if the custodian won't reflect the exception on the 1099-R ( 58:00 )Thoughts on retiring from Oklahoma to a high cost of living place like New York City (to be near kids and grandkids) ( 1:02:02 )To send Andy questions to be addressed on future Q&A episodes, email andy@andypanko.comLinks in this episode:Tenon Financial monthly newsletter/blog - Retirement Planning InsightsYouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)Retirement Planning Education website - www.RetirementPlanningEducation.com
6.24.2026 #RolandMartinUnfiltered: NC Targets DEI. Trump Blocks Housing Bill. Minority Banks Face New Rules. Kohen Wiley Protests_ For free and unbiased Medicare help, dial (724) 264-8281 to speak with my trusted partner, Chapter, or go to https://askchapter.org/roland *Paid Partnership*_ Lawmakers in North Carolina unleash the latest attack on black America, approving a law to eliminate DEI in the state's higher education system. Trump's State Department is refusing to pay out money allocated for foreign aid. The author of a bombshell new ProPublica investigation joins us Lawmakers grill Trump's postmaster general over the latest MAGA attack on mail-in voting. We'll show you the video from Capitol Hill. Federal officials have changed the requirements for who can qualify as a minority-owned bank. The president and CEO of the National Bankers Association will break it all down for us. Both the House and Senate passed a crucial Housing bill, but Crybaby Trump refused to sign it into law Protests continue in Mississippi following the death of Kohen Wiley. We'll talk to one of the organizers on the ground. Black Star Network Partner: ChapterChapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don’t directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.____Download the Black Star Network app at http://www.blackstarnetwork.com! We're on iOS, AppleTV, Android, AndroidTV, Roku, FireTV, XBox and SamsungTV. The #BlackStarNetwork is a news reporting platform covered under Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research.See omnystudio.com/listener for privacy information.
A few things on the agenda today. First, RFK Jr. and the MAHA crew want medical schools to dedicate around 40 hours, roughly 20% of preclinical training, to nutrition education. I have some thoughts. We already have dietitians, med school is already a fire hydrant, and the Krebs cycle had it coming, but this isn't the way. Then a Mark Cuban appreciation segment, because he's out there on X dragging the entire healthcare system toward transparency. His latest pitch: someone buy a hospital, charge Medicare rates for every single thing, expose every dollar in and out, and prove whether Medicare for All can actually work. In theory, I'm in. In practice, you can't slash physician pay without first addressing the $500,000 in debt that gets people into the door. The Australian model, a real public safety net coexisting with a private system, makes more sense to me, but only if we fix the training pipeline first. After the break, ophthalmology. A young man got a bamboo shoot to the eye six months ago. Healed up fine. Now he's waking up at 2 AM in excruciating pain, no trauma involved. That's a recurrent corneal erosion. I walk through why it happens, why CPAP can make it worse, and the whole treatment ladder, ointment, bandage contact lenses, superficial keratectomy, corneal micropuncture. Also: don't let your cornea melt. That's the headline. Takeaways: RFK Jr. and MAHA are pushing medical schools to dedicate around 40 hours, or 20%, of preclinical training to nutrition, a shift that ignores the existence of dietitians and would crowd out essential physiology and disease education Mark Cuban has floated a real-world test case for Medicare for All: buy a hospital, charge only Medicare rates, and operate with complete financial transparency to show whether the model is sustainable Any serious move toward Medicare for All or an Australian-style public-private hybrid will require addressing the roughly $500K in training debt physicians carry; otherwise the math doesn't work and recruitment collapses Recurrent corneal erosion happens when an old abrasion never fully reattaches to the underlying stroma, patients typically wake up in severe pain because the eyelid scrapes loose epithelium across a dry cornea overnight, and CPAP without a good seal makes it worse Treatment escalates from aggressive nighttime lubrication (erythromycin ointment, Genteal gel) to a bandage contact lens, and in stubborn cases to a superficial keratectomy or corneal micropuncture to create a smoother, more firmly attached corneal surface To Get Tickets to Wife & Death: You can visit Glaucomflecken.com/live We want to hear YOUR stories (and medical puns)! Shoot us an email and say hi! knockknockhi@human-content.com Can't get enough of us? Shucks. You can support the show on Patreon for early episode access, exclusive bonus shows, livestream hangouts, and much more! – http://www.patreon.com/glaucomflecken Also, be sure to check out the newsletter: https://glaucomflecken.com/glauc-to-me/ If you are interested in buying a book from one of our guests, check them all out here: https://www.amazon.com/shop/dr.glaucomflecken If you want more information on models I use: Anatomy Warehouse provides for the best, crafting custom anatomical products, medical simulation kits and presentation models that create a lasting educational impact. For more information go to Anatomy Warehouse DOT com. Link: https://anatomywarehouse.com/?aff=14 Plus for 15% off use code: Glaucomflecken15 -- A friendly reminder from the G's and Tarsus: If you want to learn more about Demodex Blepharitis, making an appointment with your eye doctor for an eyelid exam can help you know for sure. Visit http://www.EyelidCheck.com for more information. Produced by Human Content Learn more about your ad choices. Visit megaphone.fm/adchoices
A 30 to 40 percent Medicare cut just hit the doctors who keep your local hospital running, and the policy meant to stop hospital monopolies is accelerating them instead. John Birkmeyer, president of the medical group at Sound Physicians and a former Dartmouth health services researcher, discusses the KevinMD article "Medicare practice expense cuts will hurt patients." You'll hear how CMS quietly slashed the practice expense portion of Medicare payments for the first time in 20 years, hitting independent hospitalists, ER doctors, and critical care groups with net cuts of 6 to 10 percent. You'll learn why CMS aimed at hospital-owned practices but instead pulled the rug from under the independent groups already operating at 2 to 4 percent margins, why rural hospitals will struggle hardest to staff, and how the resulting consolidation drives up prices for every patient. You'll also hear what CMS could fix in its 2027 rule and why physician advocacy now is the only correction available before more independent practices fold. Partner with me on the KevinMD platform. With over three million monthly readers and half a million social media followers, I give you direct access to the doctors and patients who matter most. Whether you need a sponsored article, email campaign, video interview, or a spot right here on the podcast, I offer the trusted space your brand deserves to be heard. Let's work together to tell your story. PARTNER WITH KEVINMD → https://kevinmd.com/influencer SUBSCRIBE TO THE PODCAST → https://www.kevinmd.com/podcast RECOMMENDED BY KEVINMD → https://www.kevinmd.com/recommended
LIVE tonight: President Donald Trump speaks at the Great American State Fair Kickoff Celebration on the National Mall in Washington, D.C., as America begins its historic 250th anniversary celebration.Doors opened at 3:30 PM ET, the event begins at 7:00 PM ET, and President Trump's remarks are expected later in the evening.Join Professor Nez LIVE for real-time commentary, reaction, patriotic coverage, and analysis of this major national event featuring performances, military flyovers, Lee Greenwood, and a rally-style America 250 kickoff from the heart of Washington, D.C.Is this the beginning of a new patriotic movement? Is America truly back? We'll watch it together, react together, and break down every major moment as it happens.Subscribe and turn on notifications so you don't miss the moment Trump takes the stage.For free and unbiased Medicare help, dial (656) 218-0931 to speak with my trusted partner, Chapter, or go to https://askchapter.org/nez▶Sign up to our Free Newsletter, so you never miss out: https://bio.site/professornez▶ ORIGINAL MADE IN U.S.A 250TH AMERICA DESIGNS: https://professornez.myspreadshop.com/
While Elsevier's most recent Clinician of the Future Report shows increasing adoption of artificial intelligence tools among physicians and nurses, and optimism that they will improve quality of care in the future, a majority raised concerns about trust and reliability. To increase the level of trust, 60% said transparent citations of evidence-based and peer-reviewed research will be key. How to provide that transparency is our focus today as Raise the Line host Lindsey Smith welcomes Elsevier colleagues Rhett Alden and Raman Kaur to guide us through the complexities involved, including the concept of traceability and what role it plays in how AI tools such as Elsevier's ClinicalKey AI are built and deployed. “Traceability changes the confidence that a clinician has in an AI tool so that they aren't trusting the AI, they're trusting the underlying evidence they're consuming from the AI-assisted platform,” says Raman, who brings years of experience as a primary care practitioner to her work. It's also important, Rhett adds, to provide additional information, pulled from both the clinician's query and the patient's medical record, to inform clinical thinking. “ClinicalKey AI can be more than a response engine by establishing a larger context to provide a more precise answer for that individual patient.” In this thought-provoking discussion, these experts also provide insights on: Mitigating bias in AI results; Using AI responsibly with sustainability in mind; What type of clinician will benefit most from AI Mentioned in this episode: ClinicalKey AI Clinician of the Future Report If you like this podcast, please share it on your social channels. You can also subscribe to the series and check out all of our episodes at www.osmosis.org/podcast
It's been over 2 months since Lynette Hooker vanished in the Bahamas without a trace. Her husband of 25 years, Brian Hooker, claims the last time he saw his wife was when she allegedly fell overboard the couple's 8-foot hard bottom dinghy, on the way back to the sailboat the couple had been sailing and living on. Brian claims he and Lynette encountered rough weather and choppy sea that forced Lynette overboard, with winds allegedly separating them instantly – leaving Brian unable to rescue his wife. Brian was found washed up on shore, miles away, at 4am, after he claims he was forced to physically paddle the dinghy - due Lynette falling overboard with the engine key. Days after Lynette went missing, Brian Hooker was taken into custody by the Royal Bahamas Police, but released without charges, and has continued to maintain his no wrongdoing. Dr. Phil speaks with Lynette's daughter, Karli, and her mother, Darlene, who claim they are skeptical of Brian's story, and share new details as to why.This episode is made possible with the support of our sponsors. Pure Blue Fish grows the freshest fish in the world. Sushi will never be the same again. Sushi will never be the same again. @purebluefish is on a mission to save the ocean and feed the world. Find out more: https://PureBlueFish.com/Don't wait! If you're on Medicare or will be soon, reach out to Chapter: Call: (352)-845-0659 or go to https://askchapter.org to learn about your Medicare options and get help finding ways to save money.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Today On The Eric Metaxas Show, Fun Facts Friday returns as Eric and Albin Sadar share strange, hilarious, and unbelievable stories from the American Revolution. They discuss Samuel Whittemore, the 78 year old patriot who refused to die, the real story behind July 4th, Ben Franklin and John Adams sharing a bed, King George II's unusual death, America's first submarine, and why Eric's new book Revolution brings these forgotten stories back to life.⭐ ORDER NOW:Revolution: The Birth of the Greatest Nation in the History of the World
This week Roger breaks down IRMAA Medicare surcharges and why retirees should understand them without letting them dominate retirement planning decisions. He explains how the income thresholds work, common planning mistakes to avoid, and what happens if you cross into a higher premium bracket. Listener questions cover gifting strategies with adult children, Social Security claiming options for spouses, health insurance before Medicare, long-term care planning, combining finances later in life, and the tax treatment of gifts. OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN(00:00) Roger introduces IRMAA Medicare surcharges and explains why understanding them can help avoid surprises and unforced planning mistakes.RETIREMENT TOOLKIT(01:28) Roger breaks down IRMAA Medicare surcharges, explaining when they apply, why they matter, and how retirees can avoid being caught off guard by higher Medicare premiums. LISTENER QUESTIONS(15:11) John asks whether purpose-driven gifts to adult children impose the giver's values and how to balance generosity with expectations.(26:50) Joe asks how Social Security spousal benefits work when one spouse delays claiming until age 70.(31:50) Paul asks whether it's possible to wait until getting sick before enrolling in Affordable Care Act coverage.(33:41) Paul asks about using a Roth IRA as a self-funded long-term care reserve instead of purchasing long-term care insurance.(38:53) Suzanne asks for advice on combining finances in a later-life marriage between two retired widows.(45:43) Dave asks whether recipients of financial gifts owe taxes on the money they receive.SMART SPRINT(47:21) Roger's challenge this week: take a break from planning and simply enjoy life.ON THE BOOKSHELF(47:46) Kevin Lyles reviews The Stimulated Mind: Future-Proof Your Brain from Dementia and Stay Sharp at Any Age by Dr. Tommy Wood.REFERENCESlivewithroger.com — Register for Noodle Live on June 18!Submit a Question for RogerSign up for The NoodleON THE BOOKSHELFThe Stimulated Mind: Future-Proof Your Brain from Dementia and Stay Sharp at Any Age by Tommy WoodNote: The opinions expressed are for informational purposes only and should not replace personalized advice from licensed professionals.
6.23.2026 #RolandMartinUnfiltered: SCOTUS Rejects Black Rastafarian. Voting Rights Purge Blocked. Police Kill 1-Year-Old_ For free and unbiased Medicare help, dial (724) 264-8281 to speak with my trusted partner, Chapter, or go to https://askchapter.org/roland *Paid Partnership*_ The Supreme Court rules 6-3 against a Black Rastafarian man in Louisiana who had sued prison officials after they forcibly shaved off his dreadlocks, in what he said was a clear violation of his religious rights. Elie Mystal joins us to break down the latest from the high court. The MAGA Attack on voting rights faces a crucial setback as a federal judge intervenes to stop states from using software developed by immigration enforcement to review their voter rolls, which voting rights groups say would have resulted in unconstitutional voter purges. The family of Kohen Wiley, the one-year-old black boy shot and killed by police in a Walmart parking lot in Mississippi has announced funeral services will be held this coming weekend. The announcement comes as civil rights attorney Ben Crump demands video evidence in the case and has ordered an independent autopsy of the boy. The Senate passed a new, bi-partisan housing bill which makes it easier to construct new homes and helps ensure they can be purchased by families, not corporations. With the legislation now headed to the House of Representatives, the president of the National Association of Real Estate Brokers will join us to analyze what impact these measures could have for black homeowners nationwide. In Ohio, a police officer has been placed on leave after bystander and body camera video show him kneeling on top of a 15-year-old girl following an altercation at a Juneteenth Festival last weekend. We'll show you that video and let you decide for yourself. And in the latest installment of Crazy Ass White People -- a black man and his family tried to go fishing in Florida last weekend, only to have a white couple show up, demand they move and then start calling them the n-word. Wait until you see this video. Black Star Network Partner: ChapterChapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don’t directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.____Download the Black Star Network app at http://www.blackstarnetwork.com! We're on iOS, AppleTV, Android, AndroidTV, Roku, FireTV, XBox and SamsungTV. The #BlackStarNetwork is a news reporting platform covered under Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research.See omnystudio.com/listener for privacy information.
In this episode we answer emails from Michael, Raphy, and Roman. We discuss using a short-term SPIA as a bridge before Social Security and why it probably doesn't matter one way or the other if you are even a little over-saved, and how much flexibility a well-funded risk parity portfolio can really provide. We also tackle covered calls, dividend and income fund hype, and why portfolio design starts with asset classes, taxes, and drawdown tolerance rather than chasing tickers. We also discuss the real differences between more and less aggressive risk parity style portfolio on an efficient frontier.Links:Father McKenna Center Donation Page (please mention Risk Parity Radio in the comment section with your donation): Donate - Father McKenna CenterBen Felix on Covered Calls (one of several videos): Covered Calls: What People (Still) Get WrongComparison of ADX with Common Index Funds: Asset Analyzer for ETFs, Stocks, and Funds | testfolioBen Felix on Dividend Investing: The Irrelevance of DividendsAfford Anything Episode #618: They Ran Out of Money. I Didn't. Here's Why.Afford Anything Risk Parity Portfolio Blueprint: Afford Anything frank-vasquez-risk-parity-portfolio-BluePrint.pdf - Google DriveComparison of Golden Butterfly and Roman's Modification: Portfolio Backtester for ETFs and Asset Allocation | testfolioBreathless Unedited AI-Bot Summary:A five-year annuity that throws off real cash flow can look almost too good to be true, especially when you're trying to retire before Social Security and Medicare. We dig into a listener's plan to leave IT at 55 with a $175,000 budget and a risk parity style portfolio, then pressure-test the idea of using a short-term period-certain SPIA as a “pension bridge” to reduce early sequence of returns stress. The big lens we keep coming back to is proportionality: if the annuity is under 10% of the portfolio, it behaves a lot like a cash pile, CD ladder, or bond ladder and may not meaningfully change the long-run plan, but it can change how you sleep at night.From there, we shift into options and “extra income” strategies. We break down why covered calls often cap upside and can reduce long-term total return, and we draw a bright line between that and riskier approaches like selling puts, where rare crashes can cause huge losses. If you're going to trade at all in retirement accounts, we argue for a simple discipline: don't obsess over what you might make, calculate what you could lose, then size it so it can't wreck your lifestyle.We also take on dividend-focused closed-end funds and the lure of shiny tickers. The message is blunt: the first word after income is taxes, and good retirement investing starts with asset classes, tax location, and drawdown tolerance, not fund-of-the-week marketing. We close with a listener's Golden Butterfly tweaks and what higher withdrawal rates really cost in drawdowns and ulcer index stress. Subscribe, share this with a friend planning early retirement, and leave a review with your biggest question about bridging the years before Social Security.Support the show
John Prinz shares his story of replacing 1,100 mg/day OxyContin with medical cannabis, positioning him as an early "patient zero" in opioid-to-cannabis transition. A 1992 workplace injury at Simpson Paper in Anderson, CA led to five spinal surgeries, hardware implantation, and a spinal cord injury diagnosis, setting the foundation for extreme opioid dependency. At peak dosage around 2004–2005, John was prescribed over 1,100 mg of OxyContin daily alongside 13 other medications — far exceeding the typical 20–40 mg average — before the opioid epidemic was officially recognized. Dr. Lester Grinspoon's book "Marijuana, the Forbidden Medicine" was the turning point, leading John to recognize opioids as legal heroin and motivating his decision to pursue cannabis as a replacement. Transition off opioids took approximately 18 months of withdrawal, during which John developed his cannabis olive oil formula "Fusatima" — progressing from smoking to edibles to concentrated olive oil infusions. Fusatima is made with 3 liters of Costco olive oil and 1 lb of high-quality cannabis, slow-cooked at 180°F; one tablespoon yields ~300 mg combined THCA/THC, with a full dose of 4 tablespoons twice daily reaching ~2,400 mg. Lower heat during preparation preserves more THCA (non-psychoactive), while higher heat converts it to THC — allowing dosage customization depending on whether patients want psychoactive effects. THCA capsules made from raw, unheated cannabis are recommended for patients who want pain relief without the high, broadening the formula's accessibility. Post-surgery use at UCSF in June 2025 demonstrated Fusatima's clinical viability — John used no opioids after his sixth back surgery, self-administering the formula four days post-op with his surgeon's awareness. John's pain doctor Dr. Michael H. Moskowitz documented cannabis use in monthly medical records from 2005 to 2021, and those papers have since been used to educate other patients and gain acceptance from Medicare and Social Security. Advocacy efforts included writing Senator Dianne Feinstein starting in 2009, which John credits as contributing to OxyContin's removal from the market by 2011–2015, and writing Senator Obama in 2007 requesting rescheduling. Fentanyl's rise on the streets is directly linked to forced opioid withdrawal — patients lost prescriptions without a sanctioned alternative, and cannabis remains underutilized due to stigma even among marijuana advocates. Trump's executive order rescheduling cannabis to Schedule III is seen as a pivotal moment, though pharmaceutical companies including Jazz Pharmaceutical (105 patents), Pfizer (25), and Bristol-Myers Squibb (36) are positioned to commercialize it. Getting Fusatima into pharmacies — regardless of who manufactures it, including potentially a Sackler-backed company — is the stated goal, as insurance reimbursement only becomes possible once it reaches the pharmacy system. Core takeaway: growing your own cannabis is the most reliable path to access and affordability — patients who don't grow will struggle to maintain supply, and self-sufficiency is framed as the foundation of medical freedom. Visit our website: CannabisHealthRadio.comDiscover products and get expert advice from Swan ApothecaryFollow us on Facebook.Follow us on Instagram.Find us on Rumble.Keep your privacy! Buy NixT420 Odor Remover Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.
What happens when two of the Republican Party's top former strategists start spilling the tea? Rick Wilson and Stuart Stevens pull back the curtain on the GOP like never before, exposing decades of hypocrisy, the party's obsession with LGBTQ+ issues, and the shocking stories they witnessed from the inside. From the so-called "Pink Mafia" to MAGA's culture wars, nothing is off limits. It's funny, jaw-dropping, and guaranteed to have Republicans clutching their pearls. And after years of hearing Donald Trump gush about men's physiques, Arnold Palmer's anatomy, and a seemingly endless parade of very gay-adjacent comments, one question inevitably comes up: Could Trump be gay? (We're kidding... mostly.) This episode is sponsored by Incogni. Go to https://incogni.com/donlemon and use code donlemon for 60% off. Incogni HELPS wipe yourself from the Internet — they can't harm you if they can't find you. Click the link below to claim your 60% off and get your personal data off the market! Erase yourself from the internet This episode is brought to you by Shopify. See less carts go abandoned and more sales go with Shopify and their Shop Pay button.Sign up for your one-dollar-per-month trial today at https://SHOPIFY.COM/lemon This episode is sponsored by FFRF. Visit https://ffrf.us/don or text DON 511511 to join or learn more. Because freedom belongs to all of us. Text Fees May Apply This episode is brought to you by Helix. Go to https://helixsleep.com/don for 20% off Sitewide and 25% off Luxe Mattresses and 30% off Elite Mattresses For free and unbiased Medicare help, dial 212-931-0855 to speak with my trusted partner, Chapter, or go to https://askchapter.org/don DISCLAIMER: Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. Average potential savings are based on realized premium, co-pay, and out of pocket savings estimates self-reported by consumers that worked with Chapter Advisory LLC to enroll in a Medicare Supplement, Medicare Advantage, and/or Part D Prescription Drug Plan. The average is limited to consumers that chose to self-report. Savings information is subject to periodic updates and corrections. There is no guarantee of savings and any savings may vary by policy type, state, or other factors. Learn more about your ad choices. Visit megaphone.fm/adchoices
Starting July 1, Medicare will begin a new pilot program that will allow some users to access popular GLP-1 weight-loss medications at a reduced cost. Originally developed to treat diabetes, GLP-1 medications like Wegovy have exploded in popularity. Dr. Carolyn Bramante is an associate professor at the University of Minnesota Medical School who specializes in obesity and weight loss. She joined MPR News host Nina Moini to talk about how GLP-1 drugs have changed medicine and what broader access for older Americans could mean.
-President Trump outlines protecting American jobs through the use of tariffs. -South Carolina gubernatorial candidate Alan Wilson reacts to being co-endorsed by President Trump on "Bianca Across The Nation." -One Democrat whining about Elon Musk and "taxing the rich" is especially laughable when you realize he's one half of a typical "con artist couple" inflating their own wallets since he took office, says Rob Schmitt. -Acting Attorney General Todd Blanche announced 455 people have been charged by the DOJ in the last few weeks alone for scamming America out of more than $6.5 BILLION. -The FBI has taken at least two fugitives into custody for their alleged involvement in separate billion-dollar Medicare fraud schemes. Today's podcast is sponsored by : PARAMOUNT PLUS - Don't Miss "The Agency." All episodes streaming NOW on Paramount Plus NOBLE GOLD - Don't wait six months from now wishing you had positioned earlier. Have the conversation now. Schedule a free gold strategy session at http://NobleGoldInvestments.com/NEWSMAX WEBROOT : No more stress over data breaches, scammers, identity theft, or accidental file deletion. With WebrootTotal Protection, your entire digital life is protected by one subscription. Get 60% off now at http://Webroot.com/Daily Listen to Newsmax LIVE and see our entire podcast lineup at http://Newsmax.com/Listen Make the switch to NEWSMAX today! Get your 15 day free trial of NEWSMAX+ at http://NewsmaxPlus.com Looking for NEWSMAX caps, tees, mugs & more? Check out the Newsmax merchandise shop at : http://nws.mx/shop Follow NEWSMAX on Social Media: -Facebook: http://nws.mx/FB -X/Twitter: http://nws.mx/twitter -Instagram: http://nws.mx/IG -YouTube: https://youtube.com/NewsmaxTV -Rumble: https://rumble.com/c/NewsmaxTV -TRUTH Social: https://truthsocial.com/@NEWSMAX -GETTR: https://gettr.com/user/newsmax -Threads: http://threads.net/@NEWSMAX -Telegram: http://t.me/newsmax -BlueSky: https://bsky.app/profile/newsmax.com -Parler: http://app.parler.com/newsmax Learn more about your ad choices. Visit megaphone.fm/adchoices
Dave Rubin of "The Rubin Report" gives a first look to the stories you need to know to start your day including new questions surrounding Congresswoman Ilhan Omar's finances after her latest disclosure shows her husband Tim Mynett's businesses allegedly falling from valuations in the millions to virtually zero while previously reported revenue raises fresh scrutiny; New York City Mayor Zohran Mamdani calling for the abolition of ICE while arguing the NYPD can handle public safety despite years of advocating to defund the police; and the FBI, led by Director Kash Patel, bringing accused Medicare fraud mastermind Ibrahim Khaldoon Hilmi back from Turkey to face charges in an alleged $3.7 billion healthcare fraud scheme, one of the largest Medicare fraud cases in U.S. history, and much more.
In Part 3 of The Boy Who Never Came Home: The Case of Dylan Redwine, Dr. Phil examines how a missing-child investigation became a murder prosecution and why investigators ultimately focused on Dylan's father, Mark Redwine. After Dylan vanished during a court-ordered visit, investigators found blood evidence inside Mark's home, including on furniture, flooring, and beneath a rug. Cadaver dogs later alerted in the home, washing machine, on clothing associated with Mark, and in his truck. Dr. Phil breaks down what this type of circumstantial evidence can—and cannot—prove, and why investigators look at the totality of evidence rather than any single clue. Dr. Phil also analyzes the behavioral pattern prosecutors argued was most revealing: Mark appeared to have an explanation for every suspicious detail, while maintaining the same core story as the evidence mounted. Was he helping investigators understand what happened to Dylan or explaining away the evidence? As the case heads to trial, Dr. Phil explores the prosecution's theory, the defense's challenges to the forensic evidence, and the jury's difficult task in a case with no confession, no eyewitness, and no murder weapon. In the end, Mark Redwine was convicted of second-degree murder and child abuse resulting in death, bringing Dylan's family long-delayed accountability.This episode is made possible with the support of our sponsors. Don't wait! If you're on Medicare or will be soon, reach out to Chapter: Call: (352)-845-0659 or go to https://askchapter.org to learn about your Medicare options and get help finding ways to save money.RELAXIUM® Sleep is backed by a 90-day guarantee, so you've got nothing to lose. Enjoy restful and refreshing sleep with drug-free, non-habit forming RELAXIUM® Sleep. Get your risk-free bottle now. Go to https://TryRelaxium.com or call 800-952-7770.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.
Today On The Eric Metaxas Show, Eric talks with John Bevere about his new book The King Is Coming: It's Time To Prepare For The Return Of Christ. John explains why he avoided teaching on the Second Coming for decades, why he now believes Christians must recover urgency, holiness, repentance, and readiness, and why he sees signs of a coming Great Awakening, especially among young believers.⭐ ORDER NOW:Revolution: The Birth of the Greatest Nation in the History of the World
John Zmirak on Eric Metaxas Show. Britan's Rape Gang Inquiry Report, Media Blackout, Censorship, Can Britain Recover It's Freedom. Today On The Eric Metaxas Show, Eric talks with John Zmirak about Britain's rape gang inquiry report, the media blackout, police failures, immigration, Islam, censorship, Tommy Robinson, Rupert Lowe, and whether Britain can still recover its freedom. They also discuss Europe's political crisis, the Pope's comments on immigration, corruption in religious institutions, the Southern Poverty Law Center, and Eric's out of print humor book Don't You Believe It? The Eric Metaxas Show John Zmirak For the complete podcast visit- https://podcastaddict.com/the-eric-metaxas-show/episode/226435719 Jun 18 2026 ⭐ ORDER NOW:Revolution: The Birth of the Greatest Nation in the History of the World
The Justice Department just announced that 455 defendants have been charged in the largest healthcare fraud sting in U.S. history, totaling $6.5 billion stolen from American taxpayers. Federal officials say that the fraud spans Medicaid, Medicare, and healthcare and hospice businesses across the United States. The Sekulow team discusses the White House press briefing to announce the Trump DOJ's efforts to expose fraud, AG Todd Blanche's comments, the FBI's fraud investigation, the ACLJ's legal work – and much more.
In part one of Red Eye Radio with Gary McNamara and Eric Harley, the election of Zohran Mamdani was just the beginning, Democratic socialists are back in the spotlight after notching two high-profile mayoral primary victories in major cities this month. While some see the results as a sign that DSA candidates and ideas are gaining traction in the Democratic Party, others caution against drawing broader ideological conclusions, saying the races reflect voters' desire for change as the 2026 midterms and 2028 presidential election loom. Also audio from CNN anylist Harry Entin on the lack of patriotism from Democrats / a discussion on MediCare and MedicAid / and the Memorandum of "Misunderstanding". For more talk on the issues that matter to you, listen on radio stations across America Monday-Friday 12am-5am CT (1am-6am ET and 10pm-3am PT), download the RED EYE RADIO SHOW app, asking your smart speaker, or listening at RedEyeRadioShow.com. Learn more about your ad choices. Visit podcastchoices.com/adchoices
6.22.2026 #RolandMartinUnfiltered: SCOTUS Voting Rights Blow. Black Officers Purged. Obama Center Attacked. State of Black America_ For free and unbiased Medicare help, dial (724) 264-8281 to speak with my trusted partner, Chapter, or go to https://askchapter.org/roland *Paid Partnership*_ Black Star Network Partner: ChapterChapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don’t directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.____Download the Black Star Network app at http://www.blackstarnetwork.com! We're on iOS, AppleTV, Android, AndroidTV, Roku, FireTV, XBox and SamsungTV. The #BlackStarNetwork is a news reporting platform covered under Copyright Disclaimer Under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research.See omnystudio.com/listener for privacy information.
Imagine being penalized for delivering good care to your frailest patients. Medicare's quality scoring program was built for healthy outpatients, not the elderly residents of nursing homes, but it is the system doctors who round in skilled nursing facilities are forced to play. Steve Buslovich, a physician executive and geriatrician, discusses the KevinMD article "How Medicare's MIPS impacts skilled nursing facilities and clinicians." You'll hear how MIPS metrics conflict with the five-star quality measures facilities must report, why tightly controlling A1C in frail elders can cause harm, and how documentation discrepancies between physicians and facilities create financial and legal risk for both. You'll learn which nine measures actually fit post-acute long-term care, why CMS needs frailty-based quality metrics, and how AI and synced EHRs can pull data automatically so clinicians can get back to the bedside. If you practice in or operate a nursing home, this conversation names the rules of a game you didn't choose to play. Partner with me on the KevinMD platform. With over three million monthly readers and half a million social media followers, I give you direct access to the doctors and patients who matter most. Whether you need a sponsored article, email campaign, video interview, or a spot right here on the podcast, I offer the trusted space your brand deserves to be heard. Let's work together to tell your story. PARTNER WITH KEVINMD → https://kevinmd.com/influencer SUBSCRIBE TO THE PODCAST → https://www.kevinmd.com/podcast RECOMMENDED BY KEVINMD → https://www.kevinmd.com/recommended
President Trump is reacting after UK Prime Minister Keir Starmer announced he will resign after less than two years in office — a stunning political collapse after Labour's historic 2024 landslide victory.Trump previously said Starmer “failed badly” on two major issues: immigration and energy. Now, with Starmer stepping down as Labour leader and prime minister once a successor is chosen, Britain is facing another major political shakeup.In this video, we break down Trump's reaction, why Starmer's leadership unraveled so quickly, what immigration and energy had to do with the collapse, and what this means for the UK, the Labour Party, and the global political landscape.Was Trump right about Starmer's failures? Was this resignation inevitable? And what happens next for Britain?Watch the full breakdown and let me know what you think in the comments.Subscribe for more breaking political analysis, Trump news, White House updates, global politics, and no-nonsense commentary.For free and unbiased Medicare help, dial (656) 218-0931 to speak with my trusted partner, Chapter, or go to https://askchapter.org/nez▶Sign up to our Free Newsletter, so you never miss out: https://bio.site/professornez▶ ORIGINAL MADE IN U.S.A 250TH AMERICA DESIGNS: https://professornez.myspreadshop.com/
Trump just DOUBLED DOWN on his now-viral “I'm the boss” statement — and the follow-up question made the moment even bigger.An Axios reporter asked Trump: “You walked in and you said, ‘I'm the boss.' How many of them believed that?”Trump's response?“All of them, but I was just being funny.”That answer, the smirk, and the timing have people talking everywhere. Was Trump just joking? Was he sending a message? Or was this another classic Trump power moment where the joke was only half the story?In this video, we break down the moment, the media reaction, the leadership optics, and why this short exchange is going viral across the political world.Watch until the end and tell me in the comments: was Trump joking — or was he telling the truth?Subscribe for more political commentary, viral news breakdowns, and America First analysis. For free and unbiased Medicare help, dial (656) 218-0931 to speak with my trusted partner, Chapter, or go to https://askchapter.org/nez✅ Reach out to me: https://bio.site/professornez✅ ORIGINAL MADE IN U.S.A 250TH AMERICA DESIGNS: https://professornez.myspreadshop.com/✅ Check out our Official Clips Channel: https://www.youtube.com/@professornezclips▶ Support the Channel and Buy us a Coffee: https://buymeacoffee.com/professornezEducational Commentary & Original AnalysisThis channel presents educational, lecture-style analysis created by a university professor and educator. Content focuses on contextual examination, historical background, legal frameworks, and evidence-based analysis of widely reported events, public records, and institutional processes.The approach emphasizes academic methodology, media literacy, and source-driven interpretation rather than advocacy, persuasion, or real-time news reporting. Viewers are encouraged to consult primary sources and form independent conclusions.All content is provided for informational and educational purposes only and does not constitute legal, financial, medical, or professional advice. Views expressed are solely those of the creator.This channel may include references or links to third-party websites or products for informational purposes. Some links may be affiliate links, which may generate a commission at no additional cost to the viewer.In this video expert Professor Nez analyzes and educates on what happened and why with fact based, data based, verified and researched expertise reporting.All original content is protected by copyright. Fair use applies where permitted by law.Category: News Analysis & Educational CommentaryMethodology: This report utilizes primary source verification and comparative analysis of public records.Subject Matter Expertise: Political Strategy, Regulatory Policy, and Media Literacy.Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.#Trump #DonaldTrump #TrumpNews #MAGA #AmericaFirst #PoliticalNews #TrumpViral #ProfessorNez
President Trump just went scorched earth on Italian Prime Minister Giorgia Meloni after a major G7 dispute exploded into the open.According to Trump, Meloni repeatedly wanted a photo with him at the G7 while Italy refused to fully back America's position on Iran and would not allow the use of Italian landing strips or runways. Trump's message was blunt: after America handled business, she wanted to be friends again — and his answer was “No thanks.”Meloni is now firing back, calling Trump's photo-op claim fabricated and saying Italy does not beg. Italy's Foreign Minister reportedly canceled a U.S. trip as the diplomatic fight escalates.This is bigger than one photo. This is about NATO, Iran, America First foreign policy, and whether America should keep carrying allies who refuse to step up when it matters.Trump's message is simple: no more being taken for a ride.Drop your thoughts below: Was Trump right to call out Italy and Meloni, or did this go too far?Subscribe for more breaking political reaction, America First commentary, and viral news breakdowns.For free and unbiased Medicare help, dial (656) 218-0931 to speak with my trusted partner, Chapter, or go to https://askchapter.org/nez✅ Reach out to me: https://bio.site/professornez✅ ORIGINAL MADE IN U.S.A 250TH AMERICA DESIGNS: https://professornez.myspreadshop.com/✅ Check out our Official Clips Channel: https://www.youtube.com/@professornezclips▶ Support the Channel and Buy us a Coffee: https://buymeacoffee.com/professornezEducational Commentary & Original AnalysisThis channel presents educational, lecture-style analysis created by a university professor and educator. Content focuses on contextual examination, historical background, legal frameworks, and evidence-based analysis of widely reported events, public records, and institutional processes.The approach emphasizes academic methodology, media literacy, and source-driven interpretation rather than advocacy, persuasion, or real-time news reporting. Viewers are encouraged to consult primary sources and form independent conclusions.All content is provided for informational and educational purposes only and does not constitute legal, financial, medical, or professional advice. Views expressed are solely those of the creator.This channel may include references or links to third-party websites or products for informational purposes. Some links may be affiliate links, which may generate a commission at no additional cost to the viewer.In this video expert Professor Nez analyzes and educates on what happened and why with fact based, data based, verified and researched expertise reporting.All original content is protected by copyright. Fair use applies where permitted by law.Category: News Analysis & Educational CommentaryMethodology: This report utilizes primary source verification and comparative analysis of public records.Subject Matter Expertise: Political Strategy, Regulatory Policy, and Media Literacy.#Trump #PresidentTrump #GiorgiaMeloni #Italy #TrumpNews #AmericaFirst #MAGA #NATO #G7 #Iran #BreakingNews #PoliticalNews #ConservativeNews #Trump2026 #TruthSocial #USPolitics #WorldNews #TrumpMeloni #ItalyNews #ForeignPolicy #NezNation #ProfessorNez
Can gay men successfully retire early? A lot of gay men tell us the same thing:“I want to retire early.”Or, let's be honest, “I want to retire yesterday.”But then comes the panic: “I don't know if I have enough.” “I don't know how much money I actually need.” “I don't know how to get from here to there.”And this is where most retirement advice makes everything worse. It tells you to chase one giant magic number: $2 million, $3 million, $4 million, or whatever number makes you want to close your laptop, pour a cocktail, and think about it later.But early retirement usually isn't about one giant number. It's about having the right money in the right places at the right time.In this episode of Queer Money, we're talking about how gay men successfully retire early by using five tactics that can speed up your retirement timeline, reduce panic, and help you design a retirement that actually fits your life.Because for gay men, retirement planning is not just about money. It's also about time, health, freedom, safety, location, relationships, and whether you really want to keep working under fluorescent lighting until Medicare shows up.Takeaways from this episode:Why chasing one giant retirement number can sabotage early retirement planningHow to calculate your gap number and your bridge numberWhy early retirement is about income sequencing, not just accumulationHow to build an income bridge before you leave workWhy taxable brokerage accounts, Rule of 55, 72(t), Roth conversions, and cash may all matterHow early retirement can create a powerful tax-planning windowWhy your health should be treated as a financial assetWhy working “just a few more years” is not always freeHow to stress test your retirement plan before you leave workWhy gay men may need to design retirement more intentionally than the traditional advice suggestsThe bigger truth? Early retirement is not always about having more money. Sometimes it's about making better decisions with the money you already have.If you want help understanding your numbers, your timeline, and your next steps, schedule a Queer Money Retirement Readiness Review at the link in the show notes.We'll help you look at where you are, what you have, what you want, and what steps may help you retire early, retire abroad, or simply retire better.Stay fabulous, not fabulously broke.Mentioned in this episode:What if your portfolio came with a visa and passport?That's exactly what the Optimize Portugal Golden Opportunities Fund can do, bringing together diversification, tax efficiency, and a path to EU residency and a passport. Click the link below to explore your ticket to Europe.Get Your Portugal Golden Visa Here!Portugal is calling. Will you answer?Don't just dream of moving to Portugal, make it happen with the investments in your IRA. Investing in Portugal gets you residency, the ability to work in Portugal and returns that just may outpace the U.S. like the Optimize Portugal Golden Opportunities fund did in 2025. Get Your Portugal Golden Visa Here!
According to the Oregon Department of Human Services, more than 60,000 Oregonians have lost their Supplemental Nutrition Assistance Program benefits since the passage of the "One Big Beautiful Bill Act" last July that cut spending on SNAP, Medicare and other programs to offset tax cuts championed by President Trump and Republicans in Congress. The law made changes to SNAP, including eligibility restrictions and work requirements for able-bodied adults 64 and younger without children under the age of 14 in their SNAP household. SNAP recipients who don’t qualify for an exemption can meet the 80-hour monthly work rules in several ways, including paid work, volunteering or participating in a SNAP Training & Employment Program. The program helps SNAP recipients with job placement, career coaching, pre-apprenticeship training, tuition assistance and other support provided by WorkSource Oregon and community-based organizations. This month, ODHS began requiring interviews to check eligibility for households applying for SNAP or renewing their benefits. Nate Singer, Oregon Eligibility Partnership Director at ODHS, shares how Oregonians are being impacted by federal changes to SNAP, along with Matt Newell-Ching, Senior Policy Manager at Oregon Food Bank, and Jesse Aronson, WorkSource Program Manager at Worksystems, the Portland metro workforce development board serving Portland, Multnomah and Washington counties.
Is Iran weaker than ever? Is South Africa becoming a warning sign for the West? We discuss crime, race, freedom, and why millions still dream of coming to America. Plus: Jason Bartlett who walked from Austin to DC joins the conversation (01:32) Iran Deal Confusion Explained(03:10) Missing Realist Argument(06:18) Iran Won? Manifestly Absurd(07:47) Mission Accomplished, Time to Exit(10:58) Reagan Doctrine Applied(13:36) Iran's Regional Power Collapse(15:19) Deal's Domestic Benefits(19:32) Guest: Jason Bartlett (22:33) Americans Take Freedom for Granted(28:30) South Africa's Broken Promise(32:14) Family Targeted by Violence(38:27) Apartheid Debate Unpacked(43:05) Living the American Dream(48:13) World Cup Visitors See America(51:41) UFC at the White House If you’re tired of broken healthcare you need to choose the right pharmacy. Check them out at allfamilypharmacy.com/dinesh and use code DINESH10 to save 10% off your next order. Leave the old “buy and hold” crypto strategy behind at https://DineshCrypto.com ! Purchase crypto with military grade encryption and American customer service. Hundreds of crypto holders have saved MILLIONS thanks to BlockTrustIRA’s Animus AI. Visit https://DineshCrypto.com and receive up to $2,500 in FREE bonus crypto! America has nearly 39 trillion dollars in debt! Are you protected from this pending disaster? Go to http://DineshGold.com and get up to 10% in bonus gold or silver. I’m on substack! Check out what I have to say here: https://dineshdsouza.substack.com/ For free and unbiased Medicare help, dial (706) 262-4774 to speak with my trusted partner, Chapter, or go to https://askchapter.org/dinesh" Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan’s contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don’t directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. Dinesh D'Souza is an author and filmmaker. A graduate of Dartmouth College, he was a senior domestic policy analyst in the Reagan administration. He also served as a research fellow at the American Enterprise Institute and the Hoover Institution at Stanford University. He is the author of many bestselling books, including "Illiberal Education," "What's So Great About Christianity," "America: Imagine a World Without Her," "The Roots of Obama's Rage," "Death of a Nation," and "United States of Socialism." His documentary films "2016: Obama's America," "America," "Hillary's America," "Death of a Nation," and "Trump Card" are among the highest-grossing political documentaries of all time. He and his wife Debbie are also executive producers of the acclaimed feature film "Infidel." — Want to connect with Dinesh D'Souza online for more hard-hitting analysis of current events in America? Here’s how: Get Dinesh unfiltered, uncensored and unchained on Locals: https://dinesh.locals.com/ Facebook: https://www.facebook.com/dsouzadinesh Twitter: https://twitter.com/dineshdsouza Rumble: https://rumble.com/dineshdsouza Instagram: https://www.instagram.com/dineshjdsouzaSee omnystudio.com/listener for privacy information.
MeidasTouch host Ben Meiselas reports on all hell breaking loose as Russia burns in the war as its defenses fail to stop the drone strikes by Ukraine. For free and unbiased Medicare help, dial 82-MEDICARE (826-334-2273) to speak with our trusted partner, Chapter, or go to https://askchapter.org/mtn Remember to subscribe to ALL the MeidasTouch Network Podcasts: MeidasTouch: https://www.meidastouch.com/tag/meidastouch-podcast Legal AF: https://www.meidastouch.com/tag/legal-af MissTrial: https://meidasnews.com/tag/miss-trial The PoliticsGirl Podcast: https://www.meidastouch.com/tag/the-politicsgirl-podcast Cult Conversations: The Influence Continuum with Dr. Steve Hassan: https://www.meidastouch.com/tag/the-influence-continuum-with-dr-steven-hassan The Weekend Show: https://www.meidastouch.com/tag/the-weekend-show The Ken Harbaugh Show: https://meidasnews.com/tag/the-ken-harbaugh-show Majority 54: https://www.meidastouch.com/tag/majority-54 On Democracy with FP Wellman: https://www.meidastouch.com/tag/on-democracy-with-fpwellman Uncovered: https://www.meidastouch.com/tag/maga-uncovered Learn more about your ad choices. Visit megaphone.fm/adchoices
As America prepares to celebrate 250 years of freedom, Glenn Beck joins me for a powerful conversation about the real battle facing our nation: the fight for the hearts and minds of the next generation. We discuss the state of education, the importance of teaching true American history, and why parents can no longer afford to be passive about who is influencing their children. Glenn shares his vision for restoring America's story and explains why he believes today's young people may be our greatest hope for the future. If you're concerned about the direction of our culture and wondering what you can do to make a difference, this episode is for you.Navigating Medicare can be overwhelming, but it doesn't have to be. Chapter is a free service that compares every available Medicare plan to help you find the coverage that best fits your doctors, prescriptions, and budget. Learn more at http://askchapter.org/realhelp .Shop MyFreedomCart for trusted, American-made products that support your values.http://myfreedomcart.com/heidiShow mentions: http://heidistjohn.com/mentionsWebsite | http://heidistjohn.comSupport the show! | http://donorbox.org/donation-827Rumble | rumble.com/user/HeidiStJohnYoutube | / @heidistjohnpodcast Instagram | @heidistjohnFacebook | Heidi St. JohnX | @heidistjohnFaith That Speaks Online CommunitySubmit your questions for Fan Mail Friday | http://heidistjohn.com/fanmailfriday
Today On The Eric Metaxas Show, Eric talks with Mel K about her book Infiltration Instead Of Invasion. Mel argues that America was not conquered by a traditional invasion, but infiltrated through finance, intelligence, international institutions, NGOs, academia, and the post World War II global architecture. They discuss JFK's warning, the Federal Reserve, the Dulles brothers, the CIA, the Bank of International Settlements, Bretton Woods, USAID, NATO, the UN, Trump, sovereignty, and the future of freedom.⭐ ORDER NOW:Revolution: The Birth of the Greatest Nation in the History of the World