Podcasts about Medicare

Roger Whitney continues the four-part series on navigating health care before Medicare, focusing this week on controlling costs—both through everyday decisions and by understanding how the Affordable Care Act (ACA) subsidy system works now that the expanded credits have expired. He explains the return of the 400% federal poverty level “cliff,” walks through how modified adjusted gross income (MAGI) impacts premiums, shares listener experiences with inflation and subsidy loss, and explores the ethical tension around optimizing for government benefits.OUTLINE OF THIS EPISODE OF THE RETIREMENT ANSWER MAN(00:00) This show is dedicated to helping you not just survive retirement, but have the confidence to lean in and rock it.(00:30) Roger introduces week three of the four-part series on health care before Medicare, focusing on controlling health care costs and understanding ACA subsidies. He previews next week's structured decision framework and conversation with Taylor Schulte of Define Financial.PRACTICAL PLANNING SEGMENT(02:35) Start with the fundamentals: staying or getting healthy through strength, cardio, mobility, screenings, and proactive chronic condition management to potentially reduce long-term costs.(04:58) Compare all available coverage options and use practical strategies like staying in-network, timing procedures, and shopping prescriptions to manage costs.UNDERSTANDING THE ACA SUBSIDY SCHEME (POST-2025 CHANGES)(08:48) Roger breaks down the Affordable Care Act's premium subsidy scheme, designed to make health care more affordable and protect coverage for preexisting conditions. He explains how subsidies are based on income relative to the federal poverty level (FPL) and how the rules have changed over time, including expansions under the American Rescue Plan and temporary extensions during COVID.(11:55) Roger explains how the premium tax credit works, including that eligibility is based on having income between 100% and 400% of the federal poverty level, and that exceeding the threshold by even $1 eliminates any subsidies(14:00) Roger gives an example of a married couple comparing higher versus lower income, illustrating how managing income can significantly affect subsidies in the years before Medicare.(15:47) What counts toward Modified Adjusted Gross Income (MAGI) and what does not count.(18:00) Reconciliation risk: estimating income during open enrollment and potentially repaying subsidies if actual income exceeds projections.(22:30) Strategic planning opportunities: building tax diversification before retirement (taxable, Roth, HSA) to create flexibility in managing MAGI and avoiding unforced errors like unexpected capital gain distributions, RSU vesting, or inherited IRA withdrawals.(26:40) Common pitfalls that can unexpectedly reduce your health care subsidies, and why keeping a buffer below the income cliff matters.LISTENER QUESTIONS & OBSERVATIONS(30:25) Joe reflects on retiring in his early 50s and how health care costs quickly became a major factor in his retirement planning.(35:35) Clarification on ACA navigators and where to find assistance through HealthCare.gov and research from Kaiser Family Foundation.(37:00) David shares his experience navigating insurance before Medicare, highlighting how exploring different options helped manage costs.(38:36) Gene asks about handling a gap in coverage before Medicare, and Roger shares strategies to manage costs and explore available options.(45:20) Philosophical discussion on whether it is appropriate to intentionally manage income to qualify for subsidies, and how each person must reconcile financial optimization with personal values.SMART SPRINT(51:30) Choose one area of spending this week—health care or otherwise—and apply intentional cost awareness to build the habit of conscious cost control.REFERENCESSubmit a Question for RogerSign up for The NoodleThe Retirement Answer ManKaiser Family Foundation (KFF)Healthcare.gov

In this episode, we break down the Democratic primary for North Carolina's 13th Congressional District, featuring three distinct candidates:Paul Barringer – A healthcare consultant, attorney, and farm manager running on constitutional accountability, fiscal responsibility, and practical healthcare reform. He emphasizes independent, district-first representation, balanced budgeting, and bipartisan problem-solving rooted in “common sense” governance.Frank Pierce – A lifelong North Carolinian and small business owner focused on working families. His platform highlights affordable healthcare, strong public education funding, support for farmers and small businesses, immigration reform, housing solutions, climate action, and protecting democracy, alongside a commitment to community service and compromise.Alexander Nicholi – A software developer and self-described labor Democrat campaigning against deficit spending and tech-industry influence. He prioritizes protecting Social Security, Medicare, and Medicaid, enforcing stricter border controls, ending omnibus bills, and restoring transparency and constitutional governance.We explore how each candidate defines the district's challenges and offers a different vision for its future.Democratic Ballot: US House of Representatives District 13 CandidatesPaul Barringer: Facebook/Instagram/X/Bluesky/Paul@PaulBarringer.comFrank Pierce: Facebook/Instagram/X/TikTok/Pierce4Congress@outlook.comAlexander Nicholi: Facebook/X/Substack/SBE@NicholiFTW.com2026 Voters' Guide for Southern Wake CountyCampaign Finance Reports for Federal Candidate CommitteesVoter Information (Register, Am I Registered?, Election Information) Voter Info (Designated Polling Places, Sample Ballots, Registration Status, Voting Jurisdiction, Verify Address and Party Affiliation) Election Information (Absentee by Mail Voting, Early Voting, Election Day Voting) Closest Early Voting Locations February 12-28WE Hunt Recreation Center-Holly SpringsHilltop Needmore Town Park Clubhouse-Fuquay VarinaELECTION DAYTuesday, March 3 from 6:30 AM to 7:30 PMSupport the showAs always, if you are interested in being on or sponsoring the podcast or if you have any particular issues, thoughts, or questions you'd like explored on the podcast, please email NCDeepDive@gmail.com. Your contributions would be greatly appreciated.Now, let's dive in!

Dr. Phil goes inside Hanukkah attack and the rise of antisemitism.Thank you to our sponsor: Chapter: Don't wait! If you're on Medicare or will be soon, reach out to Chapter. Call: (352)-845-0659 or go to https://askchapter.org/ to learn about your Medicare options and get help finding ways to save money.Thank you to our sponsor: Preserve Gold - text "ASK PHIL" to 50505 and go to https://DrPhilGold.comSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

In December, the Department of Health and Human Services proposed a new rule that would ban hospitals from receiving any Medicare and Medicaid funding if they offer gender-affirming care for minors. Today, Kimberly checks in with Marketplace's Samantha Fields to hear about her reporting on how this is affecting health care providers across the country. Plus, we'll get into how the proposed rule fits into a larger wave of restrictions on transgender health care, years in the making.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Shelby Williams.

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Shelby Williams.

In December, the Department of Health and Human Services proposed a new rule that would ban hospitals from receiving any Medicare and Medicaid funding if they offer gender-affirming care for minors. Today, Kimberly checks in with Marketplace's Samantha Fields to hear about her reporting on how this is affecting health care providers across the country. Plus, we'll get into how the proposed rule fits into a larger wave of restrictions on transgender health care, years in the making.

In this episode, we discuss the Netherlands' proposed 36% tax on unrealized capital gains, unpacking what it means to tax wealth that exists only on paper and how such a policy could force asset sales, distort investment behavior, and reshape long-term incentives for savers and entrepreneurs. For our Foolishness of the Week, we turn to North Carolina, where a local official distinguished himself as perhaps the dumbest sheriff in America. We then welcome Dave Greene for an extended conversation on health insurance, exploring how risk pooling actually works, why medical pricing feels arbitrary, how regulation and the Affordable Care Act altered incentives for insurers and patients, and why price opacity and third-party payment continue to drive costs higher across the system. 00:00 Introduction and Overview 00:31 Words and Numbers Backstage & Listener Shoutouts 04:13 The Netherlands' 36% Tax on Unrealized Gains 08:20 Who Can Afford Risk Under a Wealth-Style Tax? 12:24 Florida Snow & Strange Weather 13:39 Foolishness of the Week: The Mecklenburg Sheriff 18:54 Dave Greene Introduction: Health Insurance Insider Perspective 21:36 Why Health Insurance Feels So Frustrating 24:05 Is the System Designed to Make You Give Up? 27:32 Why Health Care Prices Stay Hidden 34:13 The $1,600 MRI vs. $200 MRI Problem 41:38 Negotiating Medical Bills (Yes, You Can) 43:36 The Affordable Care Act and Incentive Distortions 47:24 Health Insurance Profit Margins Explained 50:45 1950s Health Care vs. Today's Innovation 53:48 Why Insurance Companies Get the Blame 57:26 Medicare vs. Private Insurance Subsidies 01:01:35 Guest Outro and Closing Thoughts Learn more about your ad choices. Visit podcastchoices.com/adchoices

Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning! Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Shelby Williams.

This Is UNDENIABLE… New Epstein Files Change Everything. In this video our experts analyze and educate you on what happened and why with fact based, data based, verified and researched expertise reporting. For free and unbiased Medicare help, dial (656) 218-0931 to speak with my trusted partner, Chapter, or go to https://askchapter.org/nezFULL EPSTEIN PLAYLIST: https://www.youtube.com/playlist?list=PLpTZH0fRT3fASSrymWCJgut0iRhVX-SOn▶ Reach out to me: https://bio.site/professornez▶Support the Channel and Buy us a Coffee: https://buymeacoffee.com/professornezEducational Commentary & Original AnalysisThis channel presents educational, lecture-style analysis created by a university professor and educator. Content focuses on contextual examination, historical background, legal frameworks, and evidence-based analysis of widely reported events, public records, and institutional processes.The approach emphasizes academic methodology, media literacy, and source-driven interpretation rather than advocacy, persuasion, or real-time news reporting. Viewers are encouraged to consult primary sources and form independent conclusions.All content is provided for informational and educational purposes only and does not constitute legal, financial, medical, or professional advice. Views expressed are solely those of the creator.This channel may include references or links to third-party websites or products for informational purposes. Some links may be affiliate links, which may generate a commission at no additional cost to the viewer.All original content is protected by copyright. Fair use applies where permitted by law.#epsteinfiles #epsteinlist #epsteinfiles Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.

President Donald Trump went absolutely nuclear after watching Democrats embarrass the United States on the world stage in Munich. In this video our experts analyze and educate you on what happened and why with fact based, data based, verified and researched expertise reporting. For free and unbiased Medicare help, dial (656) 218-0931 to speak with my trusted partner, Chapter, or go to https://askchapter.org/nez▶ Reach out to me: https://bio.site/professornez▶Support the Channel and Buy us a Coffee: https://buymeacoffee.com/professornezEducational Commentary & Original AnalysisThis channel presents educational, lecture-style analysis created by a university professor and educator. Content focuses on contextual examination, historical background, legal frameworks, and evidence-based analysis of widely reported events, public records, and institutional processes.The approach emphasizes academic methodology, media literacy, and source-driven interpretation rather than advocacy, persuasion, or real-time news reporting. Viewers are encouraged to consult primary sources and form independent conclusions.All content is provided for informational and educational purposes only and does not constitute legal, financial, medical, or professional advice. Views expressed are solely those of the creator.This channel may include references or links to third-party websites or products for informational purposes. Some links may be affiliate links, which may generate a commission at no additional cost to the viewer.All original content is protected by copyright. Fair use applies where permitted by law.#trumpnews #trumpnewstoday #trump Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Newly released DOJ Epstein files are raising serious questions — and the timing alone is explosive.Rep. Anna Paulina Luna has shared images from a December 2025 DOJ document release showing an Austrian passport under the alias “Marius Robert Fortelni.” The photo matches Jeffrey Epstein, and an EFTA locator confirms the document was a modified real passport, not a crude forgery.According to the files, the passport — issued in 1984 and expired in 1989 — was discovered inside Epstein's safe during the 2019 FBI raid. Analysts note that expired passports can still be used for certain European financial transactions, including property deals and opening bank accounts, without crossing borders.Even more troubling: FBI records reference Epstein discussing multiple trips to France using this alias, suggesting at minimum institutional awareness, if not deeper questions that remain unanswered.While no evidence in the files confirms intelligence-agency involvement, the documents directly contradict years of public assumptions about Epstein's movements, access, and protection.So the real question is simple:Why are we only seeing this now?

Only 7–10% of patients who qualify for cochlear implants actually receive one. Why are so many older adults missing out on life-changing hearing care? In this episode of the BackTable ENT Podcast, guest hosts Dr. Joe Walter Kutz and Dr. Brandon Isaacson are joined by Dr. Cameron Wick of University Hospitals Cleveland Medical Center to discuss cochlear implantation in the elderly population. --- SYNPOSIS The doctors explore common barriers to cochlear implantation, persistently low referral rates, and the substantial benefits these devices can offer older adults. Dr. Wick shares insights from his recent study on patients in their 80s and 90s, highlighting meaningful improvements in speech perception and overall quality of life. The conversation also addresses surgical considerations, postoperative care, the importance of timely intervention, and updated Medicare guidelines. --- TIMESTAMPS 00:00 - Introduction 02:52 - Risks and Benefits of CI in Older Adults11:57 - Handling Anticoagulation During CI Surgery13:59 - Post-Surgery Expectations and Balance Issues16:35 - Next Day Activation and Surgical Considerations19:17 - Assessing Patient Suitability for Cochlear Implants22:45 - Setting Patient Expectations for Cochlear Implants23:39 - Barriers to Cochlear Implant Access28:07 - Importance of Early Identification and Referral31:47 - Postoperative Rehabilitation and Patient Support39:30 - Concluding Thoughts and Acknowledgements --- RESOURCES J. Walter Kutz, M.D.https://utswmed.org/doctors/joe-kutz/ Brandon Isaacson, M.D.https://utswmed.org/doctors/brandon-isaacson/ Cameron Wick, MDhttps://www.uhhospitals.org/doctors/Wick-Cameron-1063737799

Taxes. Filing status. Adjusted gross income. Capital gains. Just reading those words can make you want to close the tab and deal with it “later.” But here's the truth: taxes change after widowhood. Sometimes in ways no one warns you about. Filing status shifts. Income is calculated differently. Survivor benefits can become taxable. And all of it is happening while you're navigating one of the hardest transitions of your life. In this episode, Stacy Francis and Allen Sakkon walk through what really happens to your tax situation after the loss of a spouse - in plain language - so you can feel more confident, ask better questions, and avoid costly surprises. You'll hear them discuss: How your filing status works in the year your spouse passes, and what changes in the years that follow (including qualifying surviving spouse and head of household) Why your adjusted gross income (AGI) is such a powerful number and how it affects Social Security taxation, Medicare premiums, and eligibility for credits and deductions When and why Social Security survivor benefits become partially taxable and how timing major financial decisions can help What cost basis means, how the step-up in basis works at death, and why it can dramatically reduce capital gains taxes on a home or investment account How selling a house or investments in the wrong year can unexpectedly spike your income and how to think strategically about timing The most commonly missed deductions after a spouse's death, including medical expenses, property taxes, mortgage interest, charitable gifts, and capital loss carry-forwards One simple habit - tracking your income deposits —-that can help you regain control and make your tax return far less intimidating Resources Allen Sakon on LinkedIn⁠ | Email Stacy Francis on LinkedIn | X(Twitter) | Email FrancisFinancial.com Reach out to receive a complimentary consultation! Contact Francis Financial at +212-374-9008 or visit Francis Financial today!

If you're approaching age 65, Medicare can feel overwhelming fast. Between Parts A, B, C, and D and the timing rules tied to each—it's easy to make a costly mistake if you don't understand how the pieces fit together. In this episode, I walk through the Medicare "alphabet," explaining what each part does, when enrollment matters most, and how your decisions interact with the rest of your retirement plan. We also cover common questions that come up when clients transition from employer-sponsored coverage to Medicare for the first time. Whether retirement is right around the corner or still a few years away, this episode is designed to help you avoid penalties, coverage gaps, and surprises down the road. You will want to hear this episode if you are interested in... [00:00] Understanding Medicare Parts A, B, C, and D [01:00] When you can delay Medicare without penalties [02:30] How late enrollment penalties actually work [06:00] Timing Medicare enrollment to avoid coverage gaps [07:30] What Medicare does—and does not—cover [10:00] Medicare Advantage vs. supplemental coverage [14:00] How state rules can affect your long-term options Why Medicare Timing Matters Medicare isn't just about what coverage you choose it's also about when you enroll. Missing key enrollment windows can trigger penalties that last for life, even if the mistake was unintentional. In this episode, I explain the rules around initial enrollment, special enrollment periods, and why employer coverage plays such a critical role in determining your options. Choosing Between Medicare Advantage and Supplemental Coverage Once you enroll in Parts A and B, you still need to decide how to fill the gaps. Medicare Advantage plans and Medigap policies take very different approaches to coverage, costs, and flexibility. I outline how these options compare, what tradeoffs to be aware of, and why the "best" choice depends heavily on your health, preferences, and where you live. Building Medicare Into Your Retirement Plan Medicare decisions don't exist in a vacuum. Premiums, out-of-pocket costs, and coverage choices all affect cash flow in retirement. In this episode, I explain how to think about Medicare as part of a larger retirement strategy, not just a healthcare decision—so your plan stays aligned as you transition out of the workforce. Resources Mentioned RetireWithRyan.com Medicare.gov Connect With Ryan Subscribe to the Retire With Ryan YouTube Channel Download my entire book for FREE  

The Misery of the Vaccine Business: The Real Economics of Pediatric VaccinationIn this episode of The Pediatric Lounge, the hosts reflect on the PMI conference in New Orleans and discuss how U.S. pediatricians are portrayed as “bad guys” because of vaccines, leading into a conversation with Dr. Gail Schoenfeld about the “misery of the vaccine business.” Schoenfeld describes her participation in a white paper on the real economics of pediatric vaccination, motivated in part by feeling insulted by claims that pediatricians profit from vaccines, and explains she tried to educate the authors on vaccine financing and delivery costs. The discussion details the extensive, time-intensive workflow and infrastructure required to store, track, administer, and document vaccines, including staffing time, inventory reconciliation between VFC and commercial stock, compliance tasks, refrigeration and monitoring systems, generators, maintenance, insurance, space costs, and after-hours emergencies. They address vaccine “wastage” such as broken vials, patient refusal after preparation, expiration, documentation errors that prevent billing, and demand shifts (including Schoenfeld's experience wasting 70 Moderna COVID doses at $133 each). The group argues that fixed reimbursement set by insurers and Medicaid often fails to cover true costs, making vaccination a money-losing service for pediatric practices; they cite examples including Medicare valuing vaccine administration code 90460 at $24 and Virginia's Medicaid not paying 90460 and restricting VFC reimbursement to a limited admin fee, resulting in losses per vaccine, with a Mississippi example of $11 payment. They discuss why adult practices often refer vaccination to pharmacies and note pediatricians cannot easily do so. The conversation expands to broader issues with Medicaid underfunding, VFC compliance burdens and liability, quality incentive programs (HEDIS/NCQA) and how incentives can be perceived as conflicts of interest despite being framed as deferred or conditional payment, and how vaccine mandates and distrust after COVID have reduced routine vaccination uptake. Schoenfeld shares past work running community COVID vaccine clinics and contrasts inefficiencies seen elsewhere. The episode ends with reflections on pediatricians being underpaid despite providing essential preventive care, Schoenfeld's commitment to serving a largely Medicaid population in the Hamptons, and her upcoming presentation on cost center/call center reports at a future conference, followed by standard podcast outro and disclaimer.00:00 Welcome Back + PMI New Orleans Takeaways (Why Pediatricians Support the show

Health Calls Season 6, Episode 11 delivers an important Washington health policy update, as host Brian Reardon and Executive Producer Josh Matejka welcome Paulo Pontemayor, CHA's Senior Director for Government Relations. Paulo breaks down the latest federal health care policy developments impacting Catholic health care, including the expiration of ACA premium tax credits, rising insurance costs, and ongoing coalition advocacy through Keep Americans Covered. The conversation also highlights key wins in recent appropriations bills, such as extensions for essential Medicare and Medicaid provisions, telehealth flexibilities, and delayed Medicaid DSH cuts. Looking ahead, Paulo previews 2026 priorities—Medicaid work requirements, maternal health initiatives, and immigration policies rooted in human dignity. As a pivotal election year shapes congressional action, listeners learn how CHA members and community partners can stay engaged through advocacy alerts, local outreach, and collaborative efforts that strengthen access to care and support whole‑person health across the country. Health Calls is available on the following podcast streaming platforms:Apple PodcastsSpotifyYouTubeLearn more about The Catholic Health Association of the United States at www.chausa.org.

Part two on PTSD treatment with Dr. Stephanie Johnson, then Where Past Meets Present with Dr. Powers - topic is When Electricity Came to the Valley, Kelly Bates on Open for Business, free Medicare education classes on Tues in CP and Thursday in Medford.

Stay organized with a planner created just for insurance agents selling Medicare! We highlighting what to focus on during the first quarter of the year.   Read the text version   Download your copy of the Medicare Sales Planner!   Get Connected:

In Episode 126 Joe speaks with Sue Peschin, President and CEO of the Alliance for Aging Research, about what Alzheimer's and dementia look like in the real world and how policy determines who gets help and when.  Sue explains the mission and 40–year history of the Alliance for Aging Research and lays out the scope of the Alzheimer's crisis in plain language: who is affected, how dementia types differ, and why neuropsychiatric symptoms like agitation, psychosis, and depression are so often ignored in policy and practice. They discuss why early detection matters more than ever now that disease-modifying therapies and amyloid inhibitors exist, and why so many cases are still missed in primary care. Sue walks through new blood biomarkers, digital cognitive assessments, and how Medicare coverage, CED restrictions, and the proposed ASAP Act will shape access to testing and treatment. Joe and Sue also dig into Coverage with Evidence Development (CED) in Medicare, whether CMS is overstepping what Congress intended under Section 1801, and how restrictive coverage decisions have limited access to Alzheimer's drugs to a tiny fraction of eligible patients. Finally, they talk about caregiver burden, stigma around behavioral symptoms, and what families and clinicians can realistically do today. If you care about Alzheimer's, dementia, early detection, blood biomarkers, Medicare coverage, CED, the ASAP Act, primary care, caregiver burden, vascular dementia, and aging research, this episode connects the science with the politics and the lived experience. In This ConversationJoe and Sue cover: What the Alliance for Aging Research is and why it focuses on “gap” aging and brain health issues How many Americans are living with Alzheimer's and dementia, including younger-onset cases The difference between Alzheimer's, vascular dementia, and other dementias, and why neuropsychiatric symptoms matter Why early and accurate detection is critical, even before someone qualifies for a disease-modifying therapy New tools: blood-based biomarkers, digital assessments, PET scans, and when they are used How Medicare coverage, Coverage with Evidence Development (CED), and the ASAP Act affect access to diagnostics and treatments The tension between FDA's role on safety and effectiveness and CMS's role on cost control and coverage Timestamps (Audio platforms) 0:00 Intro and Sue's background / Alliance for Aging Research 5:30 How big is the Alzheimer's and dementia problem 10:30 Why early detection matters and why diagnoses are still missed 18:30 Neuropsychiatric symptoms, stigma, and caregiver burden 26:30 Blood biomarkers, digital tools, and primary care 33:30 The ASAP Act and Medicare coverage for biomarkers 38:30 Coverage with Evidence Development (CED) and Section 1801 45:00 How to get involved and where to find resources Key Takeaways Alzheimer's is one of several dementias, and many patients have mixed dementia (Alzheimer's plus vascular changes). Early detection is vital, not only for disease-modifying therapies, but to rule out other treatable causes and to help families plan. New blood biomarkers and digital assessments could make detection cheaper and easier, but coverage and adoption lag behind the science. Medicare's CED policy has sharply limited access to Alzheimer's therapies despite FDA approval and labeled indications. The ASAP Act aims to secure Medicare coverage for Alzheimer's blood-based biomarkers without waiting on slow guideline processes. About Our GuestSue Peschin is President and CEO of the Alliance for Aging Research, the leading nonprofit focused on advancing science, policy, and education to improve healthy aging and access to care. At the Alliance, Sue has driven national work on Alzheimer's, dementia, neuropsychiatric symptoms, Medicare policy, CED reform, and aging research, empowering older adults and caregivers to advocate for better care.

Your Social Security check went up—but so did your Medicare costs. In this episode of The Retirement Key, Abe Abich breaks down the key Social Security and Medicare changes for 2026, from the new COLA increase and full retirement age rules to higher Medicare premiums, IRMAA surcharges, and prescription drug pricing updates. Abe explains how these shifts connect to taxes, income planning, and retirement timing, and why small details can have an outsized impact on your long-term plan. A clear, practical overview of what retirees and near-retirees need to know now. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

One overlooked conversation can quietly reshape your entire retirement.In this episode of The Retirement Playbook, Rick and Granger Hughes unpack the real-world dynamics that influence retirement decisions long before the paperwork is signed. They explore why spousal involvement matters, how income sources fit together, and what taxes and required minimum distributions can mean over time. The discussion also touches on healthcare planning, longevity, and the emotional weight behind choices like when to claim Social Security. Rather than focusing on formulas alone, Rick and Granger look at the human side of retirement—how clarity, communication, and context shape confident decisions. The result is a broader view of retirement planning that reflects both the numbers and the lives behind them. Hit play to discover what your financial advisor should be telling you. For events and complimentary consultations, visit hughesretirementgroup.com.See omnystudio.com/listener for privacy information.

MeidasTouch host Ben Meiselas reports on Marjorie Taylor Greene going on social media and more right-wing shows to expose Trump's Epstein cover up that she wouldn't take part in. For free and unbiased Medicare help, dial 82-MEDICARE (826-334-2273) to speak with our trusted partner, Chapter, or go to https://askchapter.org/mtn Visit https://meidasplus.com for more! Remember to subscribe to ALL the MeidasTouch Network Podcasts: MeidasTouch: https://www.meidastouch.com/tag/meidastouch-podcast Legal AF: https://www.meidastouch.com/tag/legal-af MissTrial: https://meidasnews.com/tag/miss-trial The PoliticsGirl Podcast: https://www.meidastouch.com/tag/the-politicsgirl-podcast The Influence Continuum: https://www.meidastouch.com/tag/the-influence-continuum-with-dr-steven-hassan Mea Culpa with Michael Cohen: https://www.meidastouch.com/tag/mea-culpa-with-michael-cohen The Weekend Show: https://www.meidastouch.com/tag/the-weekend-show Burn the Boats: https://www.meidastouch.com/tag/burn-the-boats Majority 54: https://www.meidastouch.com/tag/majority-54 Political Beatdown: https://www.meidastouch.com/tag/political-beatdown On Democracy with FP Wellman: https://www.meidastouch.com/tag/on-democracy-with-fpwellman Uncovered: https://www.meidastouch.com/tag/maga-uncovered Coalition of the Sane: https://meidasnews.com/tag/coalition-of-the-sane Learn more about your ad choices. Visit megaphone.fm/adchoices Learn more about your ad choices. Visit megaphone.fm/adchoices

Kyle Blomquist, candidate for Congress in MI-1, joins the show to discuss his candidacy, winning in rural areas of the country, Medicare for All, the bipartisan foreign policy agenda of death and destruction, and so much more.More about Kyle here: https://www.blomquistforcongress.comEarly access on Patreon: https://www.patreon.com/headintheofficepodSubstack: https://headintheoffice.substack.com/HITO Merch: https://headintheoffice.com/ Get 40% off Ground News: https://ground.news/checkout/all?fpr=headintheofficeYouTube: https://www.youtube.com/channel/UC4iJ-UcnRxYnaYsX_SNjFJQSubscribe to second channel: https://www.youtube.com/channel/UC3UoTN328OA7fK2dzicP-ZATikTok: https://www.tiktok.com/@headintheoffice?lang=enInstagram: https://www.instagram.com/headintheoffice/Twitter: https://twitter.com/headintheofficeThreads: https://www.threads.com/@headintheofficeDiscord: https://discord.gg/hitoCollab inquiries: headintheofficepod@gmail.com

In this Episode of the Secure Your Retirement Podcast, Radon and Murs discuss why retirement stress, retirement anxiety, and fear around market volatility are rarely about the markets themselves—and almost always about unanswered questions. After years of uncertainty driven by inflation, interest rate changes, and economic shocks, many people approaching retirement realize that stress doesn't come from short-term market swings, but from not having a clear retirement financial plan. Without a defined withdrawal strategy, retirement income planning, tax planning in retirement, and estate planning basics, even strong market years can still feel overwhelming.Listen in to learn about how holistic financial planning creates true peace of mind in retirement. Radon and Murs break down how retirement risk management, income planning in retirement, Social Security planning, Medicare planning, long-term care planning, and tax planning strategies work together to reduce anxiety. By focusing on structure—rather than speculation—you can build retirement confidence, follow a clear retirement checklist, and move toward retiring comfortably with a plan designed to secure your retirement.In this episode, find out:Why retirement anxiety is driven more by unanswered questions than market volatilityHow the Three Bucket Strategy supports income planning, withdrawal strategy, and retirement confidenceThe five critical areas of retirement planning, including tax planning, Medicare planning, and estate planningHow holistic financial planning helps manage required minimum distributions and early retirement strategyWhy having a written retirement financial plan reduces stress and supports peace of mind in retirementTweetable Quotes:“A bad market day won't ruin your retirement, and a great market day won't make it successful—it's the plan that matters.” — Radon Stancil“Retirement stress fades when every part of your retirement financial plan is being monitored, implemented, and nurtured.” — Murs TariqResources:If you are in or nearing retirement and you want to gain clarity on what questions you should be asking, learn what the biggest retirement myths are, and identify what you can do to achieve peace of mind for your retirement, get started today by requesting our complimentary video course, Four Steps to Secure Your Retirement!To access the course, simply visit POMWealth.net/podcast.

Over the past 48 hours, a visible wave of Nicki Minaj fans, many of them Black women, have publicly shared proof of switching political parties after watching how Democrats and legacy media responded to Nicki's support for Donald Trump. In this video our experts analyze and educate you on what happened and why with fact based, data based, verified and researched expertise reporting. For free and unbiased Medicare help, dial (656) 218-0931 to speak with my trusted partner, Chapter, or go to https://askchapter.org/nez▶ Reach out to me: https://bio.site/professornez▶Support the Channel and Buy us a Coffee: https://buymeacoffee.com/professornez

Savannah Guthrie has posted a new video just hours before a reported ransom deadline in the disappearance of her mother, Nancy Guthrie. In this video our experts analyze and educate you on what happened and why with fact based, data based, verified and researched expertise reporting. NEW UPDATE: Nancy Guthrie missing person case. New Savannah Guthrie Video.For free and unbiased Medicare help, dial (656) 218-0931 to speak with my trusted partner, Chapter, or go to https://askchapter.org/nezNancy Guthrie Connected to Epstein: https://youtu.be/nYrcD-ZqTTc▶ Reach out to me: https://bio.site/professornez▶Support the Channel and Buy us a Coffee: https://buymeacoffee.com/professornezEducational Commentary & Original AnalysisThis channel presents educational, lecture-style analysis created by a university professor and educator. Content focuses on contextual examination, historical background, legal frameworks, and evidence-based analysis of widely reported events, public records, and institutional processes.The approach emphasizes academic methodology, media literacy, and source-driven interpretation rather than advocacy, persuasion, or real-time news reporting. Viewers are encouraged to consult primary sources and form independent conclusions.All content is provided for informational and educational purposes only and does not constitute legal, financial, medical, or professional advice. Views expressed are solely those of the creator.This channel may include references or links to third-party websites or products for informational purposes. Some links may be affiliate links, which may generate a commission at no additional cost to the viewer.All original content is protected by copyright. Fair use applies where permitted by law.#nancyguthrie #savannahguthrie #epstein

Credits: 0.25 AMA PRA Category 1 Credit™   CME/CE Information and Claim Credit: https://www.pri-med.com/online-education/podcast/frankly-speaking-cme-472 Overview: The transition from hospital to home is a valuable period for patients and clinicians. In this episode, we discuss which patients require follow-up, what should be reviewed during these appointments, and when follow-up should take place to help improve patient outcomes. Episode resource links: Anderson, T. S., Herzig, S. J., Marcantonio, E. R., Yeh, R. W., Souza, J., & Landon, B. E. (2024, April). Medicare transitional care management program and changes in timely postdischarge follow-up. In JAMA Health Forum (Vol. 5, No. 4, pp. e240417-e240417). American Medical Association. Anderson, T. S., Wilson, L. M., Wang, B. X., Steinman, M. A., Schonberg, M. A., Marcantonio, E. R., & Herzig, S. J. (2025). Medication Errors and Gaps in Medication Discharge Planning for Hospitalized Older Adults: A Prospective Cohort Study. Journal of general internal medicine, 1-10.   Balasubramanian, I., Andres, E. B., & Malhotra, C. (2025). Outpatient follow-up and 30-day readmissions: a systematic review and meta-analysis. JAMA Network Open, 8(11), e2541272-e2541272. Guest: Mariyan L. Montaque, DNP, FNP-BC Music Credit: Matthew Bugos Thoughts? Suggestions? Email us at FranklySpeaking@pri-med.com  The views expressed in this podcast are those of Dr. Domino and his guests and do not necessarily reflect the views of Pri-Med.

From ancient times to modern markets, gold and silver have captured people's attention—especially during seasons of uncertainty. It's one reason more believers are asking whether precious metals belong in their investment portfolios. The question isn't simply financial; it's also about stewardship. Where do metals fit—and where don't they—when we're seeking to make wise, faithful decisions with what God has entrusted to us?A Long History as a Store of ValuePrecious metals are among the oldest forms of money in human history. For thousands of years, gold and silver have served as a store of value. Even today, in an economy dominated by fiat currencies, they still carry an aura of stability and permanence.There's a practical reason for that: governments can print more dollars, but they can't print more gold or silver. As a result, investors often turn to metals during periods of inflation, geopolitical tensions, or financial instability. They're commonly viewed as a hedge—an asset that may preserve purchasing power when confidence in broader systems begins to waver.That perception holds some truth. But it's also important to separate reality from myth. Precious metals are not magic assets, and they don't function like traditional growth investments.How Precious Metals Differ from Traditional InvestmentsThey Don't Produce IncomeStocks may pay dividends, bonds generate interest, and real estate can produce rental income. Precious metals, by contrast, do not produce income. They simply exist as assets whose value rises or falls over time.That doesn't mean they can't appreciate. But it does mean their return profile is fundamentally different from owning productive assets. Gold sits still; businesses build.Prices Can Be VolatileMetals are often described as “safe,” yet their market prices can swing sharply. There have been extended seasons when gold and silver prices barely moved—or declined—reminding investors that stability and growth are not the same thing.Costs MatterOwning physical metals involves more than just the purchase price. Coins and bars often carry premiums, and they require storage, insurance, and security considerations.For those who prefer not to handle physical metals, exchange-traded funds (ETFs) and similar vehicles offer another path. These track the price of gold or silver without the logistical challenges of storing them, making them a practical option for many investors.Allocation Is KeyFinancial professionals who favor precious metals typically recommend keeping them as a small portion of a diversified portfolio—often around 5%, and rarely more than 10%. When metals dominate a portfolio, they can crowd out assets better suited for long-term growth.What Scripture Says About Wealth and SecurityThe Bible references gold and silver frequently—not only as commodities, but also as symbols of value, beauty, craftsmanship, and worship. Yet Scripture consistently warns against placing our trust in them.Paul writes, “As for the rich in this present age, charge them not to be haughty, nor to set their hopes on the uncertainty of riches, but on God” (1 Timothy 6:17).The issue isn't money itself; it's misplaced hope. Gold cannot redeem us, rescue us, or ultimately secure our future. Only the Lord can do that.Proverbs echoes this truth: “The wealth of the rich is their fortified city; they imagine it a wall too high to scale” (Proverbs 18:11). The key word is imagine. Wealth—even in solid forms like precious metals—can create an illusion of safety.That's especially important to remember because metals often attract attention during periods of fear. But fear is not a reliable investment strategy. Wisdom is. Fear rushes; wisdom moves slowly, with patience and prayer.Three Principles for Faithful Investors1. Metals Are a Tool, Not a TreasurePrecious metals don't need to be spiritualized or demonized. They're simply one part of God's created resources—useful when held with open hands and proper perspective.2. They Should Complement, Not Replace, DiversificationSome investors feel tempted to go all-in on gold during uncertain times. But Scripture doesn't call us to make decisions rooted in fear. Metals may play a role, but they shouldn't replace a well-diversified plan built for long-term growth and stability.3. Every Financial Decision Is Ultimately SpiritualWhether investing in index funds, bonds, real estate, or bullion, the deeper question remains: Lord, how can I honor You with what You've entrusted to me?If precious metals help reduce risk, preserve purchasing power, or support generosity over time, they may serve a wise purpose. But if they fuel anxiety or foster a bunker mentality, they can quietly pull our hearts off course.Precious metals may help preserve purchasing power, but they don't produce income, guarantee returns, or provide ultimate security. They are a hedge—not a haven.Our true security isn't found in vaults, markets, or accounts. It's found in Christ alone. And when that truth anchors our hearts, we're free to make financial decisions with wisdom, patience, and peace.On Today's Program, Rob Answers Listener Questions:My husband and I are 79, debt-free, and don't have life insurance. I have $5,000 I'd like to grow to help cover burial expenses, plus small amounts in savings and a CD. We live on about $1,500 a month. How should I handle that $5,000?I have a stock that's down over 40%, rated poorly, and it makes up a large part of my portfolio. I want to sell it, but I don't know where to move the funds. What would be a better option?I used a 12-month same-as-cash plan to remodel my bathroom. I can pay it off on time, but are there any hidden risks with these offers? Also, I checked my credit at AnnualCreditReport.com and noticed it doesn't provide a credit score. What's the difference between a credit report and a credit score?I have a whole life insurance policy I bought years ago, and may not need anymore. If I cash it out, I'm concerned about taxes and how it could affect things like Medicare. What options should I consider?Resources Mentioned:Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner)AnnualCreditReport.com | Credit KarmaChristian Credit CounselorsChristian Community Credit Union (CCCU) | AdelFiOur Ultimate Treasure: A 21-Day Journey to Faithful StewardshipWisdom Over Wealth: 12 Lessons from Ecclesiastes on MoneyLook At The Sparrows: A 21-Day Devotional on Financial Fear and AnxietyRich Toward God: A Study on the Parable of the Rich FoolFind a Certified Kingdom Advisor (CKA)FaithFi App Remember, you can call in to ask your questions every workday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

We break down how Medicaid actually works for long-term care, why Medicare ends after short-term rehab, and how singles and married couples can protect assets without sacrificing choice or quality. We share common mistakes, key legal tools, and the steps to stop unnecessary private pay.• Medicaid built to protect the middle class• Difference between Medicare rehab and long-term care• True cost of nursing homes and private pay risk• Non-countable assets for singles in Arkansas• Power of attorney gifting authority as a must-have• Spousal protections that preserve assets and income• Timing strategies for crisis and pre-planning• Why nursing homes and agencies don't guide planning• How an elder law attorney applies the rules• Concrete next steps to assess eligibility and apply“Please get this to anyone you know who is private paying for a nursing home bill so they can stop the bleeding and protect their estate.” “We are Generations Legal Group — call 479-601-4119 or visit GenerationsLegalGroup.com.” “For more resources and show notes, visit www.answersonagingpodcast.com.”Information to help you answer all of your questions about aging.

Health Affairs' Jeff Byers welcomes Georgetown University's Katie Keith back to the podcast to break down the newly proposed HHS rule that could bring major changes to the ACA beginning in 2027.They discuss the proposal's biggest shifts, including a major push toward expanding catastrophic plans, new marketplace eligibility restrictions tied to the One Big Beautiful Bill Act, and potential impacts on premiums, marketplace enrollment, insurers, and consumers.Related Links:HHS Proposes Sweeping Changes for 2027 Marketplace Plans (Part 1) (Health Affairs Forefront)HHS Proposes Sweeping Changes for 2027 Marketplace Plans (Part 2) (Health Affairs Forefront)Trump Team's Planned ACA Rule Offers Its Answer to Rising Premium Costs: Catastrophic Coverage (KFF Health News)CMS proposes sweeping ACA exchange rule (Healthcare Dive)

Is your Medicare plan still working for you, or are you just hoping it is? In this episode, we're joined by Bryan Gay, owner of Boomer Insurance and a seasoned Medicare expert, fresh off another busy Annual Enrollment Period. Bryan breaks down how Medicare enrollment really works, what changed this past year, and why a "one-size-fits-all" approach often leaves people underinsured or overpaying. Access the full show notes at Mason & Associates, LLC Resources Mentioned: Mason & Associates: LinkedIn Tommy Blackburn:  LinkedIn Bryan Gay: LinkedIn Traditional Medicare vs Advantage: Luxury Ride or Bus Pass? (EP46) FEHB: Shifting Landscape of Medicare, FEHB, and Part D (EP47) The TRICARE For Life Medicare Advantage: Rethinking Options (EP48) Medicare Masterclass on Enrollment and the Inflation Reduction Act (EP87)

Credits: 0.25 AMA PRA Category 1 Credit™   CME/CE Information and Claim Credit: https://www.pri-med.com/online-education/podcast/frankly-speaking-cme-472 Overview: The transition from hospital to home is a valuable period for patients and clinicians. In this episode, we discuss which patients require follow-up, what should be reviewed during these appointments, and when follow-up should take place to help improve patient outcomes. Episode resource links: Anderson, T. S., Herzig, S. J., Marcantonio, E. R., Yeh, R. W., Souza, J., & Landon, B. E. (2024, April). Medicare transitional care management program and changes in timely postdischarge follow-up. In JAMA Health Forum (Vol. 5, No. 4, pp. e240417-e240417). American Medical Association. Anderson, T. S., Wilson, L. M., Wang, B. X., Steinman, M. A., Schonberg, M. A., Marcantonio, E. R., & Herzig, S. J. (2025). Medication Errors and Gaps in Medication Discharge Planning for Hospitalized Older Adults: A Prospective Cohort Study. Journal of general internal medicine, 1-10.   Balasubramanian, I., Andres, E. B., & Malhotra, C. (2025). Outpatient follow-up and 30-day readmissions: a systematic review and meta-analysis. JAMA Network Open, 8(11), e2541272-e2541272. Guest: Mariyan L. Montaque, DNP, FNP-BC Music Credit: Matthew Bugos Thoughts? Suggestions? Email us at FranklySpeaking@pri-med.com  The views expressed in this podcast are those of Dr. Domino and his guests and do not necessarily reflect the views of Pri-Med.

For complete Medicare guidance, dial 580-308-0975 to speak with my trusted partner, Chapter, or go to https://askchapter.org/oconnor Secretary of State Marco Rubio lit up the Munich Security Conference — and the elites couldn’t stand it. Rubio delivered a bold, America First defense of Western civilization, sovereignty, energy independence, and secure borders… and European leaders gave him a standing ovation. Meanwhile, AOC completely melted down, launching into a bizarre rant packed with geography fails, “Western culture” sneers, and pure word-salad Marxist spin. Why did the networks barely cover it? Because the message was pro-America — and it landed. SHOP OUR MERCH: https://store.townhallmedia.com/ BUY A LARRY MUG: https://store.townhallmedia.com/products/larry-mug Watch LARRY with Larry O'Connor LIVE — Monday-Thursday at 12PM Eastern on YouTube, Facebook, & Rumble! Find LARRY with Larry O'Connor wherever you get your podcasts! SPOTIFY: https://open.spotify.com/show/7i8F7K4fqIDmqZSIHJNhMh?si=814ce2f8478944c0&nd=1&dlsi=e799ca22e81b456f APPLE: https://podcasts.apple.com/us/podcast/larry/id1730596733 Become a Townhall VIP Member today and use promo code LARRY for 50% off: https://townhall.com/subscribe?tpcc=poddescription https://townhall.com/ https://rumble.com/c/c-5769468 https://www.facebook.com/townhallcom/ https://www.instagram.com/townhallmedia/ https://twitter.com/townhallcomBecome a Townhall VIP member with promo code "LARRY": https://townhall.com/subscribeSee omnystudio.com/listener for privacy information.

For complete Medicare guidance, dial 580-308-0975 to speak with my trusted partner, Chapter, or go to https://askchapter.org/oconnor Hillary Clinton tried to lecture Europe on “migration” at the Munich Security Conference—then got publicly checked by the Czech foreign minister for tossing around “fascist” and “Nazi” like political confetti. In this clip-packed breakdown, we expose the left’s border hypocrisy, the media gaslighting, and the moment Hillary spiraled when confronted with reality. Plus: Gavin Newsom’s Germany stunt and the jaw-dropping “women’s rights” panel pick that says it all. SHOP OUR MERCH: https://store.townhallmedia.com/ BUY A LARRY MUG: https://store.townhallmedia.com/products/larry-mug Watch LARRY with Larry O'Connor LIVE — Monday-Thursday at 12PM Eastern on YouTube, Facebook, & Rumble! Find LARRY with Larry O'Connor wherever you get your podcasts! SPOTIFY: https://open.spotify.com/show/7i8F7K4fqIDmqZSIHJNhMh?si=814ce2f8478944c0&nd=1&dlsi=e799ca22e81b456f APPLE: https://podcasts.apple.com/us/podcast/larry/id1730596733 Become a Townhall VIP Member today and use promo code LARRY for 50% off: https://townhall.com/subscribe?tpcc=poddescription https://townhall.com/ https://rumble.com/c/c-5769468 https://www.facebook.com/townhallcom/ https://www.instagram.com/townhallmedia/ https://twitter.com/townhallcomBecome a Townhall VIP member with promo code "LARRY": https://townhall.com/subscribeSee omnystudio.com/listener for privacy information.

For complete Medicare guidance, dial 580-308-0975 to speak with my trusted partner, Chapter, or go to https://askchapter.org/oconnor AOC tried to make a “serious” foreign policy debut at the Munich Security Conference—and it went off the rails fast. In this clip, she’s hit with a simple Taiwan question and responds with pure word-salad chaos, while even Gretchen Whitmer looks unprepared on Ukraine. We break down the most cringe moments, the “rules-based order” nonsense, and why Democrats’ 2028 bench keeps faceplanting on the world stage. Watch, laugh, and tell me you understood that Taiwan answer. SHOP OUR MERCH: https://store.townhallmedia.com/ BUY A LARRY MUG: https://store.townhallmedia.com/products/larry-mug Watch LARRY with Larry O'Connor LIVE — Monday-Thursday at 12PM Eastern on YouTube, Facebook, & Rumble! Find LARRY with Larry O'Connor wherever you get your podcasts! SPOTIFY: https://open.spotify.com/show/7i8F7K4fqIDmqZSIHJNhMh?si=814ce2f8478944c0&nd=1&dlsi=e799ca22e81b456f APPLE: https://podcasts.apple.com/us/podcast/larry/id1730596733 Become a Townhall VIP Member today and use promo code LARRY for 50% off: https://townhall.com/subscribe?tpcc=poddescription https://townhall.com/ https://rumble.com/c/c-5769468 https://www.facebook.com/townhallcom/ https://www.instagram.com/townhallmedia/ https://twitter.com/townhallcomBecome a Townhall VIP member with promo code "LARRY": https://townhall.com/subscribeSee omnystudio.com/listener for privacy information.

A busy insurance agent can easily become overwhelmed by the number of tasks to complete. But the good news is that you don't have to rush to finish them all at once! Listen to learn what agents selling ACA plans should focus on during the first quarter of the year.   Read the text version   Download your copy of the Busy ACA Agent's Sales Calendar!  

In a January 28 article, Dr. Ronald Hirsch verified that the Centers for Medicare and Medicaid Services (CMS) “has no problem” with the Aetna Severity Payment policy because it “meets the Two-Midnight Rule.” However, there is more to consider than compliance with 42 CFR 412.3. Federal regulations also state Medicare Advantage organizations must comply with Traditional Medicare laws including payment criteria for inpatient admissions at 42 CFR 422.101(b)(2). So the burning question remains: Is CMS disregarding pertinent regulations that could nullify Aetna's policy?During the next live edition of the venerable Monitor Monday, the Internet broadcast, Cheryl Ericson, senior director of clinical policy and education for the Brundage Group, will address this apparent contradiction.Broadcast segments will also include these instantly recognizable features:·      Monday Rounds: Ronald Hirsch, MD, vice president of R1 RCM, will be making his Monday Rounds. ·      The RAC Report: Healthcare attorney Knicole Emanuel, partner at the law firm of Nelson Mullins, will report the latest news about auditors. ·      Risky Business: Healthcare attorney David Glaser, shareholder in the law offices of Fredrikson & Byron, will join the broadcast with his trademark segment.·      Legislative Update: Adam Brenman, legislative affairs liaison for Zelis, will report on current healthcare legislation.

Monday we had our monthly visit with Woodpecker Insurance of Concord. Christian Troy of Woodpecker informed us that the one-time “do over” period has two weeks left if you are unhappy or underserved by the current Medicare plan you have. www.woodpeckermedicare.com

High interest rates and post-COVID inflation have pushed the average age of first-time homebuyers to 40, leaving millions of Americans locked out of the market. Indiana Republican Congressman Marlin Stutzman joins us to discuss bipartisan efforts to improve the housing market, including his Streamlining Rural Housing Act—which aims to lower costs by cutting through conflicting federal red tape.Later, Oklahoma Republican Senator James Lankford joins us to discuss whether Congress can finally rein in federal waste. This follows the release of his latest "Federal Fumbles" report, which highlights hundreds of billions of dollars lost to fraud and improper payments in programs like Medicare and SNAP. Learn more about your ad choices. Visit podcastchoices.com/adchoices

“I can't retire until Medicare.”It sounds responsible. It sounds practical. It also keeps a lot of people working years longer than they need to. The truth is not that health insurance doesn't matter. It absolutely does. The mistake is believing your employer is the only safe way to get it. That belief quietly trades some of your best years for a sense of certainty that may not actually be required.In this episode, James walks through a real case study of a couple in their late fifties who had the assets, the plan, and the desire to retire, but felt trapped by healthcare fear. When health insurance is treated like a gatekeeper, it stops retirement cold. When it is treated like an expense, something shifts.Even after accounting for significant premiums before age 65, the plan still worked. The real cost was never the insurance. It was the six to seven years of freedom they were prepared to give up during their healthiest and most energetic phase of life.Medicare is not permission to retire. A coordinated plan is. When healthcare is integrated into your strategy, retirement stops being about age and starts being about choice.-Advisory services are offered through Root Financial Partners, LLC, an SEC-registered investment adviser. This content is intended for informational and educational purposes only and should not be considered personalized investment, tax, or legal advice. Viewing this content does not create an advisory relationship. We do not provide tax preparation or legal services. Always consult an investment, tax or legal professional regarding your specific situation.The strategies, case studies, and examples discussed may not be suitable for everyone. They are hypothetical and for illustrative and educational purposes only. They do not reflect actual client results and are not guarantees of future performance. All investments involve risk, including the potential loss of principal.Comments reflect the views of individual users and do not necessarily represent the views of Root Financial. They are not verified, may not be accurate, and should not be considered testimonials or endorsementsParticipation in the Retirement Planning Academy or Early Retirement Academy does not create an advisory relationship with Root Financial. These programs are educational in nature and are not a substitute for personalized financial advice. Advisory services are offered only under a written agreement with Root Financial.Create Your Custom Strategy ⬇️ Get Started Here.Join the new Root Collective HERE!

175 "Dying with Dad": Intimate Conversations and Five Wishes In this episode of Hospice Explained, host Marie Betcher, a registered nurse and former hospice nurse, interviews Yvonne Caputo, a retired teacher, vice president of human resources, corporate trainer, consultant, and psychotherapist. Yvonne discusses her books, 'Flying with Dad' and 'Dying with Dad,' and shares personal stories about having meaningful end-of-life conversations with her father. The episode delves into the emotional and legal aspects of preparing for end-of-life, the significance of the 'Five Wishes' document, and how these conversations can bring profound joy and lessen the burden during grief. Yvonne offers practical advice on how to approach these discussions with loved ones and the impact these preparations had on her family's experiences with death. 00:00 Introduction to Hospice Explained 00:43 Meet Yvonne Caputo: A Multifaceted Professional 01:06 Flying with Dad: A Journey Through WWII Stories 01:15 Dying with Dad: Conversations About End-of-Life Wishes 02:52 The Importance of Advanced Directives 05:57 A Heartfelt Goodbye: Yvonne's Personal Story 12:50 Impact of the Five Wishes Document 21:50 Final Thoughts and Reflections 23:42 Closing Remarks and Call to Action  https://www.fivewishes.org/ https://agingwithdignity.org/five-wishes/   If you want to help, you can donate to help support Hospice Explained at the Buy me a Coffee link   https://www.buymeacoffee.com/Hospice  Hospice Explained Affiliates & Contact Information Buying from these Affilite links will help support this Podcast.  Maire introduces a partnership with Suzanne Mayer RN inventor of the  cloud9caresystem.com,  When patients remain in the same position for extended periods, they are at high risk of developing pressure injuries, commonly known as bedsores. One of the biggest challenges caregivers face is the tendency for pillows and repositioning inserts to easily dislodge during care.(Suzanne is a former guest on Episode #119) When you order with Cloud 9 care system, please tell them you heard about them from Hospice Explained.(Thank You) Marie's Contact Marie@HospiceExplained.com www.HospiceExplained.com   Finding a Hospice Agency 1. You can use Medicare.gov to help find a hospice agency, 2. choose Find provider 3. Choose Hospice 4. then add your zip code This should be a list of Hospice Agencies local to you or your loved one.

High interest rates and post-COVID inflation have pushed the average age of first-time homebuyers to 40, leaving millions of Americans locked out of the market. Indiana Republican Congressman Marlin Stutzman joins us to discuss bipartisan efforts to improve the housing market, including his Streamlining Rural Housing Act—which aims to lower costs by cutting through conflicting federal red tape.Later, Oklahoma Republican Senator James Lankford joins us to discuss whether Congress can finally rein in federal waste. This follows the release of his latest "Federal Fumbles" report, which highlights hundreds of billions of dollars lost to fraud and improper payments in programs like Medicare and SNAP. Learn more about your ad choices. Visit podcastchoices.com/adchoices

A Roth conversion means paying taxes now instead of later, but is it the right move for your retirement? We'll explain exactly how Roth conversions work, walk through a $100k example that shows the actual tax impact over 25 years, and give you three critical questions to ask before you convert. Whether you're planning for retirement or already there, this episode can help you decide if a Roth conversion makes sense for you.--Ready to take the next step? Schedule a RetireReady Call at https://bit.ly/4aAXuK7

When a spouse passes away, the emotional toll is obvious—but the financial “whammies” can be just as disruptive: a lower Social Security benefit may disappear, tax filing status changes, Medicare decisions shift, and beneficiary and estate documents need immediate attention. In this episode of Safer Retirement Radio, Brian Decker and Marc Knauss, CFP(R) break down the practical steps families should understand before a loss happens, and the priorities to address in the first 30–90 days afterward. They cover how survivor benefits work, why taxes often rise for the surviving spouse, and how proactive planning can reduce administrative headaches and costly mistakes. Key topics discussed: Survivor Social Security basics: notify promptly, benefit coordination, and timing considerations Tax impact after a spouse's death: filing status changes and why brackets can tighten Medicare and supplemental plan review after becoming widowed Account consolidation, beneficiary updates, and estate document cleanup (trust, POA, health directive) Risks of scams and pressure tactics after an obituary posts Real estate and tax planning concepts like step-up in basis Advanced planning themes discussed on the show: trusts, legacy design, and rental real estate tax strategies If you're within 5–10 years of retirement (or already retired), this episode is a reminder that a written income plan and coordinated strategy can help protect the surviving spouse and reduce “decision pressure” during grief. Learn more & download resources: DeckerRetirementPlanning.com (Safer Retirement Education) Schedule a visit: 833-707-3030 This podcast is for informational purposes only and is not intended as tax or legal advice. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying ability of the issuing carrier.

Taxes can quietly reshape retirement faster than most people expect. In this episode of The Retirement Key, recorded from this past weekend’s radio show, Abe Abich breaks down why popular strategies like Roth conversions aren’t always a slam dunk anymore. The conversation explores how taxes, Medicare premiums, Social Security, income planning, and healthcare costs intersect—and how small income changes can trigger big financial consequences. Real-world retirement scenarios highlight why coordination, timing, and flexibility matter when protecting income, managing risk, and planning for the unexpected in retirement. Schedule your complimentary appointment today: TheRetirementKey.com Get a free copy of Abe’s book: The Retirement Mountain: The 7 Steps To A Long-Lasting Retirement Follow us on social media: YouTube | Instagram | Facebook | LinkedInSee omnystudio.com/listener for privacy information.

High interest rates and post-COVID inflation have pushed the average age of first-time homebuyers to 40, leaving millions of Americans locked out of the market. Indiana Republican Congressman Marlin Stutzman joins us to discuss bipartisan efforts to improve the housing market, including his Streamlining Rural Housing Act—which aims to lower costs by cutting through conflicting federal red tape.Later, Oklahoma Republican Senator James Lankford joins us to discuss whether Congress can finally rein in federal waste. This follows the release of his latest "Federal Fumbles" report, which highlights hundreds of billions of dollars lost to fraud and improper payments in programs like Medicare and SNAP. Learn more about your ad choices. Visit podcastchoices.com/adchoices

Jim and Chris discuss listener emails on Medicare Part B decisions for retirees abroad, Social Security survivor benefit surprises, inherited Roth IRA distribution rules, and balancing Treasuries versus annuities when “safety” is more emotional than mathematical. (6:45) A listener asks about situations where it might make sense to skip Medicare Part B, including retirees living abroad with strong foreign coverage and people who move to the U.S. later in life and must pay for Parts A and B. (33:30) George asks why some widows and widowers don't end up receiving the full benefit their spouse was receiving, even when the surviving spouse's payment increases after the death. (52:30) The guys respond to a question about whether an inherited Roth IRA requires annual distributions when the original owner was old enough to have RMDs, or whether the beneficiary can wait until year 10. (1:11:00) Jim and Chris revisit the annuities versus Treasuries discussion through the lens of fear and peace of mind, including why someone might emotionally trust Treasuries more than insurer guarantees even if the math favors SPIAs. The post Medicare, Social Security, Inherited Roth, Annuities: Q&A #2607 appeared first on The Retirement and IRA Show.

Is age 65 still the right retirement age, or has that idea become outdated? In this episode of the Wise Money Show, we break down the key retirement milestones like 55, 59.5, 62, 65, 67, and 70 and explain how Medicare, Social Security, 401(k) access, and healthcare costs all impact your decision. More importantly, we walk through the five factors that truly determine when you can retire with confidence. If you're wondering when you can realistically step away from work and not worry about running out of money, this episode will help you build a smarter retirement plan.  Season 11, Episode 26 Download our FREE 5-Factor Retirement guide: https://wisemoneyguides.com/    Schedule a meeting with one of our CERTIFIED FINANCIAL PLANNERS™: https://www.korhorn.com/contact-korhorn-financial-advisors/ or call 574-247-5898.   Subscribe on YouTube: http://www.youtube.com/c/WiseMoneyShow Listen on podcast: https://pod.link/1040619718   Watch this episode on YouTube: https://youtu.be/OZQ7iiW4SGE  Submit a question for the show: https://www.korhorn.com/ask-a-question/   Read the Wise Money Blog: https://www.korhorn.com/wise-money-blog/    Connect with us: Facebook - https://www.facebook.com/WiseMoneyShow  Instagram - https://www.instagram.com/wisemoneyshow/    Kevin Korhorn, CFP® offers securities through Silver Oak Securities, Inc., Member FINRA/SIPC. Kevin offers advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. KFG Wealth Management, LLC dba Korhorn Financial Group and Silver Oak Securities, Inc. are not affiliated. Mike Bernard, CFP® and Joshua Gregory, CFP® offer advisory services through KFG Wealth Management, LLC dba Korhorn Financial Group. This information is for general financial education and is not intended to provide specific investment advice or recommendations. All investing and investment strategies involve risk, including the potential loss of principal. Asset allocation & diversification do not ensure a profit or prevent a loss in a declining market. Past performance is not a guarantee of future results. Certified Financial Planner Board of Standards Center for Financial Planning, Inc. owns and licenses the certification marks CFP®, CERTIFIED FINANCIAL PLANNER™ and CFP® (with plaque design) in the United States to Certified Financial Planner Board of Standards, Inc., which authorizes individuals who successfully complete the organization's initial and ongoing certification requirements to use the certification marks.

Today On The Eric Metaxas Show, Eric Metaxas reacts to the Super Bowl and why he believes the halftime show culture has been a slow moral drip on families, shares the hawk and dove story he says felt like a warning, and gives an update from the Presidential Commission on Religious Liberty including a tense anti semitism discussion and why the Israel conversation is more complicated than the slogans. He also points listeners to Dietrich Bonhoeffer as a lens for courage, talks about preaching at Kings Church NYC, and shares upcoming Socrates in the City events. Subscribe for clips from The Eric Metaxas Show to hear politics and culture from a Christian perspective.SPONSOR: Honest, fast, and free Medicare plan guidance: https://askchapter.org/⏱️ TIMESTAMPS0:00 Intro6:06 Super Bowl Halftime Critique14:03 Religious Liberty Commission Update18:14 Israel, Anti Semitism, And Clarity29:33 Kings Church And Hebrews- - -TODAY'S SPONSORS:⭐️ BlockTrust IRA: https://www.metaxascrypto.com/✡️ Help Save Lives in Israel TODAY: https://www.savinglifeisrael.org/Legal Help Center - Get Free Legal Help Today: https://www.legalhelpcenter.com/MyPillow — Save BIG with code ERIC: https://www.mypillow.com/ten Boom Coffee— Save 10% with code ERIC: https://tenboom.coffee/