Podcasts about Medicare

In this episode, I cover the increasingly maddening Lindsey Clancy trial, the latest addition to my "Nothing is Happening" file, and a detail about the midterms that everyone is overlooking. 1776 Live Club: No purchase necessary. Must be 18+ legal resident of (50) U.S. or D.C. Ends 12/18/26. See rules at https://Bongino.com/1776. Void where prohibited. Find the video podcast of The Dan Bongino Show exclusively on Rumble at https://Rumble.com/bongino Mike Johnson Sets Perfect Trap for Dems Ahead of Midterms — and They Fall Right Into It https://redstate.com/kyle-becker/2026/09/02/dems-shoot-down-amendment-that-would-ban-court-packing-only-one-stood-up-for-it-n2206433 ICE Breaks Record for Most Illegal Immigrant Arrests in Single Month https://www.theepochtimes.com/us/ice-arrested-nearly-51000-illegal-immigrants-in-august-dhs-6082762?utm_source=partner&utm_campaign=BonginoReport&src_src=partner&src_cmp=BonginoReport Lindsay Clancy Judge Gives Deadlocked Jury Last-Resort “Dynamite Charge” https://nypost.com/2026/09/02/us-news/lindsay-clancy-judge-gives-deadlocked-jury-last-resort-tuey-rodriguez-charge-after-they-cant-reach-verdict/ Sponsors: Helix Sleep - https://helixsleep.com/dan Chapter Advisory - For free and unbiased Medicare help, dial (667)-CHAPTER to speak with my trusted partner, Chapter. Paid Partnership Brickhouse Nutrition - https://brickhousenutrition.com/dan - code: dan DISCLAIMER: Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand-alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently, we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options Learn more about your ad choices. Visit podcastchoices.com/adchoices

October 7, 2023 was the deadliest day for Jewish people since the Holocaust. Nearly three years later, survivors are still fighting to be believed. Nova Music Festival survivor Noa Beer escaped a terrorist ambush, pulled wounded strangers into her car, and received a chilling voice note during the attack itself. Now she joins Dr. Phil to respond directly to a mainstream media report that reignited a firestorm over media accountability, antisemitism, and whose trauma gets believed.Sponsored by Preserve Gold: Get up to $20,000 in FREE Gold & Silver with a qualified purchase. CALL: 844-718-2642 Text ASKPHIL to 50505 or visit https://DrPhilgold.comSponsored by Chapter: Don't wait! If you're on Medicare or will be soon, reach out to Chapter: CALL: 352-845-0659 or go to https://askchapter.org to learn about your Medicare options and get help finding ways to save money.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

James Talarico's radical record on Texas energy comes back to haunt him, while Abdul El-Sayed pushes Medicare for All and Kathryn Burgum joins the progrum to share her powerful story of addiction, recovery, and the Trump administration's fight to transform treatment in America. Plus, otter attacks and a man survives a lightning strike. #RuthlessPodcast #Politics #Recovery0:00:00 Intro 0:02:18 James Talarico's Texas Oil Problem 0:11:10 Talarico Compares Texas Oil to Cassette Tapes 0:16:17 Talarico Scrambles to Rebrand as a Capitalist 0:21:11 Talarico Responds to His Past Controversial Comments 0:25:48 Abdul El-Sayed's Radical Senate Campaign 0:32:06 El-Sayed's Love Island Medicare for All Ad 0:37:45 Woman Mauled by an Otter in Lake Tahoe 0:43:11 GOP Staffer Survives a Direct Lightning Strike 0:48:28 Kathryn Burgum on America's Addiction Crisis 0:56:53 Kathryn Burgum Shares Her Addiction and Recovery Story 1:02:06 Turning Recovery Into a National Mission Learn more about your ad choices. Visit podcastchoices.com/adchoices

In a live conversation recorded at Aspen Ideas: Health, executives from a hospital, insurer and pharmacy join a top Trump administration official and leading health economist to discuss how to collectively bring down health care costs.Guests:Stephanie Carlton, Deputy Administrator, Centers for Medicare & Medicaid ServicesBrendan Carr, CEO, Mount Sinai Health SystemDavid Cutler, Professor of Applied Economics, Harvard UniversityKaterina Guerraz, Chief Operating Officer, Aetna; President, Aetna MedicaidJohn Love, Vice President, Amazon PharmacyWatch a video of this conversation at Aspen Ideas: Health, along with another conversation about medical uncertainty moderated by our host Dan Gorenstein.This episode was produced by Ryan Levi and mixed by Andrew Parrella.The Tradeoffs theme song was composed by Ty Citerman.Special thanks to Ifrah Asmat, Eric Baker, Tonya Bauer, Katie Taylor and Ryan Zynger [zinger].Learn more: Read the full reporting and explore additional resources on our website.Want more Tradeoffs? Join more than 5,500 readers who trust Tradeoffs for clear, deeply reported health policy insights. Sign up for our free weekly newsletter.Tradeoffs helps you cut through the noise with clear, deeply reported journalism on the forces driving health care's toughest choices — reporting you won't find anywhere else. If our work helps you stay informed, support it with a donation today. Hosted on Acast. See acast.com/privacy for more information.

This week, hosts of N2K CyberWire ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Maria Varmazis⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ and⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Dave Bittner⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ alongside ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Joe Carrigan⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠ are discussing the latest in social engineering scams, phishing schemes, and criminal exploits that are making headlines. We start with some follow-up from Anne, who writes in to share how much she enjoys the show, how she used the “Shields Up” message with her coworkers, and—most importantly another chicken update! Maria covers a pair of MyChart scams that use fake medical results and bogus Medicare giveaways to steal credentials, personal information, and payment details. Joe looks at two scams—one targeting a business through a massive Amazon fraud scheme and another warning residents about fake invoices designed to steal their money. Dave explores the surprising value of simply replying to a wrong-number text, as scammers use responses to identify active phone numbers and find potential targets for increasingly sophisticated fraud campaigns. Our Catch of the Day promises a piece of a mysterious $25 million overpayment. All you have to do is reply with your phone number and your desired cut—what could possibly go wrong? Resources and links to stories: Health systems warn patients of MyChart phishing scam Woman sentenced after nearly $10M Amazon scam funds luxury lifestyle South Haven warns of invoice scam targeting residents Your polite reply to that text is worth $2 on the dark web ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠Have a Catch of the Day you'd like to share? Email it to us at ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠hackinghumans@n2k.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠.

What if the future of geriatric rehab looked less like a traditional clinic—and a lot more like a gym? In this episode, we sit down with Dustin Jones to talk about Hyphen, a gym-first model that brings skilled rehabilitation, group fitness, and lifelong health under one roof for older adults. Dustin breaks down where the idea for Hyphen came from, how the model allows clinicians to leverage Medicare benefits as an on-ramp to long-term fitness, and what they've learned while launching and scaling the concept. We also dive into why ICE Physio-trained clinicians are uniquely positioned to thrive in this environment—combining skilled rehab with coaching, fitness, and a higher standard for what aging can look like. If you're a clinician who loves working with older adults but wants to think beyond the traditional boundaries of geriatric rehab, this conversation is for you.

For millions of young women and girls, often the first place they turn with questions about their bodies isn't a doctor's office, it's social media which can lead to encountering many misconceptions and outright misinformation. Or, if the right voices show up, it can mean something else entirely. Our guest today, Dr. Charis Chambers, is one of those voices. She's a board-certified OB/GYN with specialty certification in Pediatric & Adolescent Gynecology, and Chief Medical Officer at Clue, a leading period and cycle-tracking app. She's also the founder of The Period Doctor, a platform she launched in 2019 to provide medically accurate reproductive health information and to place more minority physicians in the spaces where patients are already looking for answers. As she tells Raise the Line from Elsevier host Lindsey Smith, Dr. Chambers embraces the role of being a bridge between generations: "I can serve as a medical mediator where I advocate for the child and then educate the parent so that the child's concerns are met." Stay tuned to this important conversation to also learn about: Her new book, The Period and Puberty Parenting Revolution, which tackles many of the same myths she encounters every day in her clinic; Why stubborn myths around periods rarely hold up once you ask where they come from; How she thinks about the responsibility, and limits, of being a trusted medical voice on social media. Mentioned in this episode: Clue The Period Doctor The Period and Puberty Parenting Revolution If you like this podcast, please share it on your social channels. You can also subscribe to the series and check out all of our episodes at www.osmosis.org/podcast

In this episode, Prof Chapman unpacks extended carrier screening, the test that helps prevent some of the rarest and most serious childhood diseases before a baby is even conceived. He explains how we all carry genetic mutations without knowing it, in fact 98% of us do, and why they only become a problem when both partners happen to share the same one. Prof Chapman walks through the three most common conditions worth testing for, cystic fibrosis, spinal muscular atrophy and fragile X, and shares the good news that Australia now funds this screening through Medicare, along with the IVF needed to avoid passing these conditions on. It’s a warm, clear guide to a topic that sounds daunting but offers real peace of mind for anyone planning a pregnancy. Explore the ‘Prof. Michael Chapman – The IVF Journey’ Facebook Page, your reliable destination for cutting-edge insights and guidance within the realm of In Vitro Fertilization (IVF). Don’t miss out on the IVF Journey podcast; stay informed with the latest episode updates. Tune in for expert discussions and valuable information on navigating the intricate path of IVF.

Travels With Randy Route 66 In The Fall of '26 Episode 2 is here! Wisconsin Ya Sure You Betcha Randy and Bubba's Casual Updates Randy and Bubba discussed Randy's recent travels in Wisconsin, including stories about mosquitoes, Wisconsin Dells, and visiting during biker week. Bubba shared challenges with hot weather affecting his book business warehouse, including issues with sweat damaging packages. They briefly discussed football season and streaming service upgrades, then concluded with Randy sharing news about Stan Kroenke's $4 billion purchase of the Los Angeles Angels baseball team. Sports Franchise Valuation Discussion Randy shared information about a team owner's background, including details about his wife who is worth around $11 billion and owns 1% of Walmart. They discussed the recent $3.9 billion sale of the San Diego Padres, making it the most expensive MLB team sale to date, which influenced the higher price paid for the Angels. The conversation also touched on sports betting scandals and the rapidly increasing value of sports franchises, with Randy noting how million-dollar values have lost significance as billion-dollar values approach that threshold. Movie Performance and Re-Release Discussion Bubba and Randy discussed recent movie performances, with Bubba noting that Avengers: Endgame is projected to become the first film to earn $3 billion, while Spider-Man and other movies have performed well despite COVID-19's impact on theaters. They also discussed the success of independent films like "Obsession," which cost under $1 million to make and earned over $200 million. The conversation then shifted to the upcoming re-release of Cars, which Randy viewed as an opportunity to introduce Route 66 to a new generation, expressing concern about the road's future and the importance of road trips in understanding America's diverse landscapes. Generational Decline in Road Trips Randy expressed concerns about younger generations' lack of interest in road trips compared to previous generations, attributing it to their heavy digital lifestyle. Randy also discussed how modern car manufacturers lack the style and variety of older cars like muscle cars and 1950s vehicles, with most new cars appearing similar in black, white, and maroon colors. Randy recommended that grandparents take their grandchildren to see the Route 66 movie and suggested that Gen Xers should take their children to refresh their memories of the route. Travel and Family History Updates Randy shared updates about recent travels, including doctor visits in South Dakota where costs were significantly lower than in Washington for car registration, insurance, and Medicare. He discussed his current Lake Michigan Circle Tour trip, encountering challenges with hot weather and mosquitoes while camping in Wisconsin. The conversation ended with Randy explaining his family history research in Wisconsin, specifically mentioning his great-grandfather's birthplace and efforts to trace ancestors who disappeared after the 1860 census. Family History and Wisconsin Travel Randy shared his research into his family's history, particularly focusing on how his great-grandfather changed his surname from Smith to Smythe around the 1860s. He visited Wisconsin Dells and observed Bike Week, describing the scene of older motorcyclists with their partners. Randy is currently traveling around Lake Michigan, staying at different wineries and farms as part of a harvest host program, and expressed strong appreciation for the people and scenery of Wisconsin. Wisconsin Travels and Route 66 Bubba and Randy discussed Randy's recent travels around Wisconsin, including his experiences in Sheboygan, Milwaukee, and Door County. They talked about Wisconsin's unique cultural aspects, including supper clubs and the state's reputation for beer production. Randy shared plans for his upcoming Route 66 trip, which will take a different direction and include interviews with local people. Bubba mentioned the success of their Route 66 calendar sales and discussed potential future content, including a paid subscription option for Randy's photography on Facebook.   SO. MANY. PHOTOS - Come join the conversation on Facebook with our 37,000 friends! https://www.facebook.com/travelswithrandypodcast Have a great idea for the guys?  Want to sponsor us?  Want us to sell something National Park or Route 66 related? Want to be a guest? Want to pay for both of us to go to Alaska? Want me to stop asking questions?   bubba@travelswithrandypodcast.com !! LISTEN TO THE OFFICIAL TRAVELS WITH RANDY SOUNDTRACK! Available on all streaming music platforms such as Apple:  TWR Full Soundtrack GET YOUR COPY OF THE TWR OFFICIAL ROUTE 66 CENTENNIAL 16 MONTH CALENDAR! ONLY $19.99 Now Shipping!   https://travelswithrandy.com/

Today's West Coast Cookbook & Speakeasy Podcast for our especially special Daily Special, Metro Shrimp & Grits Thursdays is now available on the Spreaker Player!Starting off in the Bistro Cafe, the MAGA DOJ fired a career federal prosecutor “for waging lawfare” against a cadre of “MAGA Warriors,” moments before their twenty-million dollar Medicare fraud trial, on the orders from a twenty-four year old Bannon War Room MAGA influencer.Then, on the rest of the menu, the security researcher who helped expose that former FBI counterintelligence official Charles McGonigal was working for a Russian oligarch, has been found dead at her home; Trump goons issued a bonkers new threat in its escalating war against the Smithsonian; and, a slew of ‘vindictive' DOJ cases are in peril as defense lawyers say Trump 'caused terror, violence and murder.'After the break, we move to the Chef's Table where the German Neo-Nazi AfD party has targeted the iconic Bauhaus school ahead of a landmark state election, just like the Nazis did in 1933; and, Norwegian authorities seized a Russian vessel in the Arctic archipelago of Svalbard as part of a global effort to enforce a four-billion dollar arbitration award.All that and more, on West Coast Cookbook & Speakeasy with Chef de Cuisine Justice Putnam.Bon Appétit!The Netroots Radio Live PlayerKeep Your Resistance Radio Beaming 24/7/365!“Everyone in this good city enjoys the full right to pursue their own inclinations in all reasonable and, unreasonable ways.” — The Daily Picayune, New Orleans, March 5, 1851Become a supporter of this podcast: https://www.spreaker.com/podcast/west-coast-cookbook-speakeasy--2802999/support.

MeidasTouch host Ben Meiselas reports on Donald Trump massively escalating the war with Iran as the United States launches a major new attack, raising the stakes of the war even further. Chapter: For free and unbiased Medicare help, dial 82-MEDICARE (826-334-2273) to speak with our trusted partner, Chapter, or go to https://askchapter.org/mtn Disclaimer: Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options. Pre-order the new book from MeidasTouch, WTF America?!: The Way Out of This Hell and Back to Democracy, today: https://bit.ly/wtfamericayoutube Visit https://meidasplus.com for more! Remember to subscribe to ALL the MeidasTouch Network Podcasts: MeidasTouch: https://www.meidastouch.com/tag/meidastouch-podcast Legal AF: https://www.meidastouch.com/tag/legal-af MissTrial: https://meidasnews.com/tag/miss-trial The PoliticsGirl Podcast: https://www.meidastouch.com/tag/the-politicsgirl-podcast Cult Conversations: The Influence Continuum with Dr. Steve Hassan: https://www.meidastouch.com/tag/the-influence-continuum-with-dr-steven-hassan The Weekend Show: https://www.meidastouch.com/tag/the-weekend-show The Ken Harbaugh Show: https://meidasnews.com/tag/the-ken-harbaugh-show Majority 54: https://www.meidastouch.com/tag/majority-54 On Democracy with FP Wellman: https://www.meidastouch.com/tag/on-democracy-with-fpwellman Uncovered: https://www.meidastouch.com/tag/maga-uncovered Learn more about your ad choices. Visit megaphone.fm/adchoices

In this episode of John Solomon Reports, we tackle the escalating political drama as we approach the 2026 election. Host John Solomon discusses the increasing signs of accountability within the government, highlighting the major subpoenas issued in Florida and the significant figures from the Russiagate saga being called before grand juries. With nonprofits losing their tax-exempt status and government fraud cases coming to light, it appears that the long-awaited reckoning is finally underway.One of the central topics of discussion is the controversial FBI operation known as Round River, which Solomon argues was not aimed at protecting national security but rather at suppressing the narrative surrounding Hunter Biden's dealings with the Ukrainian energy company Burisma. As Congress begins to take notice, Solomon shares insights from House Judiciary Committee Chairman Jim Jordan, who is demanding transparency regarding the FBI's actions and the suppression of crucial information during the 2020 election cycle.In the second segment, Dr. Mehmet Oz, former Medicare chief, joins to discuss the significant fraud uncovered in the Medicare system and its implications for the program's longevity. His revelations about the impact of fraud on Medicare funding are both alarming and enlightening.Later, country music duo Big and Rich make a special appearance to discuss their latest song addressing the influence of AI on songwriting, coinciding with the recent loss of music legend Dolly Parton. Their insights into the future of the music industry are both thought-provoking and entertaining.Finally, Solomon wraps up the episode with an interview and exclusive offer from our great partners at Ghostbed, featuring innovative mattress technology that promises to enhance your sleep experience. See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Today On The Eric Metaxas Show, recording artist and author Tammy Trent joins Eric to discuss her new book Where Are You Now? God? and the tragedy that changed her life forever. Tammy recounts losing her husband Trent during a diving accident in Jamaica in September 2001, while the attacks of September 11 left her stranded far from home and unable to reach her family.Tammy and Eric discuss grief, doubt, unanswered prayer, suffering, and what it means to trust God when life no longer makes sense. Tammy shares how her faith survived her darkest moment and why, 25 years later, she believes God was still present even when she could not understand what He was doing.⭐ ORDER NOW:Revolution: The Birth of the Greatest Nation in the History of the World

1047. Host Laura Adams cuts through the confusion and explains the basics of Medicare for anyone approaching 65 or helping a relative compare options. You'll learn how parts of Medicare work, which expenses Medicare doesn't cover, how to fill insurance gaps, avoid lifetime penalties, and the truth about costly Medicare myths.Key Takeaways:Medicare Part A covers hospital and inpatient care (premium-free for most), while Part B covers doctor visits and outpatient services for a monthly premium ($202.90 in 2026).Medicare Advantage (Part C) is an all-in-one alternative that bundles Parts A, B, and usually D into a single plan with network restrictions and out-of-pocket caps, often adding basic dental and vision coverage.Original Medicare doesn't cover long-term care such as assisted living or nursing home stays, or routine dental, vision, and hearing care.Medigap protects against out-of-pocket costs, such as deductibles and 20% coinsurance left behind by Original Medicare, but it cannot be combined with Medicare Advantage.Missing your Initial Enrollment Period triggers lifetime penalties unless you have active, creditable employer health coverage. Enrollment isn't automatic unless you already receive Social Security benefits when you turn 65. Discover more from Money Girl!FacebookNewsletterTranscripts available at QuickandDirtyTips.com.Email: Laura@LauraDAdams.com or leave a voicemail: (302) 364-0308. Hosted on Acast. See acast.com/privacy for more information.

Hugh discusses Abdul El-Sayed, Medicare reform, the Iran conflict, and talks with Rep. Steve Womack, Jonathan Williams, Sarah Bedford, John Podhoretz, Mary Katharine Ham, Jim Talent, and Rep. Pat Harrigan.See omnystudio.com/listener for privacy information.

For complete Medicare guidance, dial (617) 644-0093 to speak with my trusted partner, Chapter Medicare Advisors.Today the jury in the murder trial of Lindsay Clancy informed the judge that they were unable to arrive at a unanimous verdict, now in their fourth day of deliberations, and after five full weeks of trial.  Judge William Sullivan has given the jury an Allen charge instructing them to try harder, so at the moment jury deliberations continue.Clancy is, of course, on trial for the horrific January 2023 murders of her three children, 5-year-old Cora, three-year-old Dawson, and 8-month-old Callan, whom she sequentially strangled in the basement of their home after sending her husband off on an errand to get him out of the house.  Clancy then dropped herself out of a second story window after making superficial cuts to her neck and wrists, and managed to break her back, leaving her paralyzed below the waste. What are we now looking at for a conclusion to this arduous trial? What path is this jury most likely to take? What will happen if a verdict is not reached? And what should the Commonwealth of Massachusetts prosecutors do differently in a retrial? Join me LIVE at Noon ET as I break it all down!Make sure you're ready to win the LEGAL FIGHT that follows the PHYSICAL FIGHT if you're ever compelled to defend yourself or your family from criminal predation. Learn why I am PERSONALLY a member of CCW SAFE, and why YOU SHOULD CONSIDER JOINING, TOO:  https://lawofselfdefense.com/ccwsafeClarence Thomas x 9: Perfect SCOTUS Mugs! https://tinyurl.com/k778wj2kFor complete Medicare guidance, dial (617) 644-0093 to speak with my trusted partner, Chapter.All @TheBrancaShow mugs & MORE! https://tinyurl.com/k778wj2kJOIN OUR COMMUNITY! Exclusive Members-only content & perks! Only ~17 cents/day! $5/month! YouTube: https://tinyurl.com/hn32rfz9 Locals: https://tinyurl.com/yck4w9kfFOUNDING FATHERS SPEED DIAL: Founding Fathers SPEED DIAL: https://tinyurl.com/3f7pc8nzEpisode #1430.Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.

For complete Medicare guidance, dial (617) 644-0093 to speak with my trusted partner, Chapter Medicare Advisors.Yesterday evening Judge Tony Graf, presiding over the Utah trial of Tyler Robinson, the assassin of Charlie Kirk, ruled that Robinson will, indeed, be facing the death penalty. Following a full five days of evidentiary hearings on probable cause for the varied charges against Robinson—including the aggravated murder charge that carries the death penalty—and more hours of oral argument yesterday, the judge took his 24 pages of notes into his chambers and returned only a short while after to announce that he had found probable cause on every charge brought against Robinson.Join me at Noon ET as we break down the Judge Graf's detailed explanation of probable cause on each and every count.Make sure you're ready to win the LEGAL FIGHT that follows the PHYSICAL FIGHT if you're ever compelled to defend yourself or your family from criminal predation. Learn why I am PERSONALLY a member of CCW SAFE, and why YOU SHOULD CONSIDER JOINING, TOO:  https://lawofselfdefense.com/ccwsafeClarence Thomas x 9: Perfect SCOTUS Mugs! https://tinyurl.com/k778wj2kFor complete Medicare guidance, dial (617) 644-0093 to speak with my trusted partner, Chapter.All @TheBrancaShow mugs & MORE! https://tinyurl.com/k778wj2kJOIN OUR COMMUNITY! Exclusive Members-only content & perks! Only ~17 cents/day! $5/month! YouTube: https://tinyurl.com/hn32rfz9 Locals: https://tinyurl.com/yck4w9kfFOUNDING FATHERS SPEED DIAL: Founding Fathers SPEED DIAL: https://tinyurl.com/3f7pc8nzEpisode #1432.Chapter and its affiliates are not connected with or endorsed by any government entity or the federal Medicare program. Chapter Advisory, LLC represents Medicare Advantage HMO, PPO, and PFFS organizations and stand alone prescription drug plans that have a Medicare contract. Enrollment depends on the plan's contract renewal. While we have a database of every Medicare plan nationwide and can help you to search among all plans, we have contracts with many but not all plans. As a result, we do not offer every plan available in your area. Currently we represent 50 organizations which offer 18,160 products nationwide. We search and recommend all plans, even those we don't directly offer. You can contact a licensed Chapter agent to find out the number of products available in your specific area. Please contact Medicare.gov, 1-800-Medicare, or your local State Health Insurance Program (SHIP) to get information on all of your options.

A 220–192–2 House vote is setting off a major political fight in Washington.H. Res. 1490 condemned and denounced socialism “in all its forms,” reaffirmed that American elections are for American citizens, and called for enactment of the SAVE America Act.All Republicans and eight Democrats voted yes. A total of 192 Democrats voted no, while two Democrats voted present.In this video, Professor Nez breaks down:• The exact language Congress voted on• Why Republicans say the result exposes a defining ideological divide• Why some Democrats say the SAVE America Act language made the resolution a political trap• What the resolution changes—and what it does not• Why this vote could become a major midterm campaign issueImportant context: H. Res. 1490 is nonbinding and did not enact the SAVE America Act. Because the resolution bundled multiple provisions together, a no vote establishes opposition to the complete resolution but does not, by itself, establish agreement or disagreement with every individual clause.Read the resolution:https://www.govinfo.gov/content/pkg/BILLS-119hres1490ih/xhtml/BILLS-119hres1490ih.htmlWhat do you believe this vote reveals about the direction of the Democratic Party—and how much does the SAVE America Act language affect your interpretation?Subscribe to Professor Nez for breaking political news, fact-based analysis and straightforward explanations of what happens next.For free and unbiased Medicare help, dial (656) 218-0931 to speak with my trusted partner, Chapter, or go to https://askchapter.org/nez✅ Reach out to me: https://bio.site/professornez✅ ORIGINAL MADE IN U.S.A 250TH AMERICA DESIGNS: https://professornez.myspreadshop.com/✅ Check out our Official Clips Channel: https://www.youtube.com/@professornezclips▶ Support the Channel and Buy us a Coffee: https://buymeacoffee.com/professornez#HouseVote #Socialism #Democrats #Congress #HRes1490 #SAVEAmericaAct #ElectionIntegrity #VoterID #2026Midterms #BreakingNews #PoliticalNews #USPolitics #ProfessorNez #NezNation

Medicare may be one of the most important—and confusing—financial decisions you make in retirement. Between enrollment deadlines, late penalties, Medicare Advantage, Medigap, prescription coverage, and income-based premiums, there are plenty of decisions to navigate. And because some choices can have long-term financial consequences, understanding the basics before you enroll is an important part of wise stewardship. Eddie Holland, Senior Private Wealth Advisor and Partner at Blue Trust, as well as a CFP®, CPA, and Certified Kingdom Advisor®, recently joined Faith & Finance to help simplify Medicare and explain some of the most important planning considerations. Understanding Medicare Parts A, B, C, and D A good place to begin is with Medicare's different parts. Medicare Part A primarily covers hospital-related care, including inpatient hospital stays, skilled nursing care, and hospice. For people who have accumulated the required work credits through either their own employment or their spouse's, Part A generally does not require a monthly premium. Medicare Part B covers many medical services outside the hospital, including doctor visits, lab work, and outpatient procedures. Unlike Part A, Part B generally carries a monthly premium, and higher-income retirees may pay more. Medicare Part D covers prescription drugs. Those enrolled in Original Medicare—Parts A and B—can generally purchase a separate Part D prescription drug plan. Medicare Part C, better known as Medicare Advantage, is offered through private insurance companies. These plans combine Parts A and B and often include Part D prescription coverage as well. Some plans may also offer additional benefits such as dental or vision coverage. Another option for those using Original Medicare is a Medicare supplement plan, commonly called Medigap. These private plans are designed to help cover some of the deductibles, copayments, and other expenses that Original Medicare does not pay. Pay Close Attention to Enrollment Timing Timing matters when enrolling in Medicare. Your Initial Enrollment Period generally lasts seven months: the three months before the month you turn 65, your birthday month, and the three months afterward. But turning 65 does not always mean you have to immediately leave employer-sponsored health coverage. If you or your spouse are still working and you have qualifying employer coverage, you may have access to a Special Enrollment Period, allowing you to delay certain portions of Medicare without facing a late enrollment penalty. Holland notes that employer size and the nature of the coverage can affect how Medicare coordinates with the employer plan. That makes it important to speak with your employer's benefits or human resources department before making assumptions about which coverage should come first. Employer Size Can Make a Difference If your employer has 20 or more employees, the employer health plan may generally remain the primary payer while you continue working, potentially allowing you to postpone Part B and its monthly premium. With an employer of fewer than 20 employees, Medicare may become the primary payer once you are eligible. In that situation, failing to enroll in Parts A and B could potentially leave gaps in coverage. You should also verify whether your employer's prescription drug coverage is considered creditable coverage for Medicare purposes. That can be especially important if you plan to delay Part D beyond age 65. The larger lesson is simple: Medicare decisions should rarely be made in isolation. Your employer coverage, retirement date, spouse's coverage, prescription needs, and other factors all need to be considered together. What Is IRMAA? For higher-income retirees, another important acronym to know is IRMAA, or the Income-Related Monthly Adjustment Amount. IRMAA is an additional charge added to Medicare Part B and Part D premiums when modified adjusted gross income exceeds certain thresholds. For 2026, Holland notes that IRMAA begins above $109,000 in modified adjusted gross income for single filers and $218,000 for married couples filing jointly. Medicare generally bases the surcharge on the most recent tax information available, which often means looking back two years. So, for example, 2026 Medicare premiums may be based on income reported on a 2024 tax return. That two-year lookback can surprise people whose financial situation has recently changed. If your income has fallen because of certain qualifying life-changing events, such as retirement, marriage, or widowhood, you may be able to request a reconsideration of the surcharge using Social Security Form SSA-44. Roth Conversions Can Affect Medicare Premiums IRMAA can also become an important consideration when planning Roth conversions. Suppose you retire before age 65 and decide to convert a significant amount of traditional IRA money to a Roth IRA. The conversion increases your taxable income for that year. Because Medicare looks back at previous tax returns when determining IRMAA, a large Roth conversion in the years immediately preceding Medicare enrollment could lead to higher Part B and Part D premiums later. That doesn't necessarily mean you shouldn't complete the conversion. It simply means you should include the potential Medicare impact in the calculation. Tax planning, retirement planning, and Medicare planning are often interconnected. A decision that makes sense in one area can create consequences in another. Be Careful With HSA Contributions Health Savings Accounts require special attention as you approach Medicare eligibility. Once you are enrolled in Medicare, you can no longer contribute to an HSA. If you enroll around age 65, you need to coordinate the end of your HSA contributions with the beginning of your Medicare coverage. The issue becomes even more important for those who enroll after age 65 because Medicare Part A coverage can sometimes be applied retroactively, potentially affecting HSA eligibility for previous months. Holland recommends understanding the retroactive period before enrolling so you don't inadvertently make excess HSA contributions. Social Security can complicate matters further. If you begin receiving Social Security benefits, you may automatically be enrolled in Medicare Part A. Anyone who is still contributing to an HSA should account for that before applying for Social Security. The good news is that money already accumulated in an HSA remains tax-advantaged and can still be used for many qualified medical expenses in retirement, including certain Medicare premiums. Holland notes, however, that HSA funds cannot be used tax-free to pay Medigap premiums. What If One Spouse Reaches Medicare Age First? Married couples can face another challenge when one spouse becomes eligible for Medicare while the other is still several years away. If the older spouse continues working, the employer plan may continue covering both spouses. Some companies also provide retiree benefits that extend coverage to a younger spouse after the older spouse retires. If employer coverage isn't available, COBRA may provide temporary coverage, although it can be expensive. Another possibility is purchasing insurance through the federal or state health insurance marketplace, where the younger spouse may qualify for premium subsidies depending on household circumstances. Whatever option you choose, don't overlook the cost. If one spouse retires several years before the other reaches Medicare eligibility, higher healthcare premiums may need to become a deliberate part of the retirement budget. Make Medicare Part of Your Larger Retirement Plan Medicare isn't simply a healthcare decision. It can affect your taxes, retirement income, Social Security strategy, HSA contributions, and monthly spending. That's why careful planning before age 65 can be so valuable. Understand what each part of Medicare covers. Know your enrollment windows. Talk with your employer before leaving workplace coverage. Consider the impact of your income on Medicare premiums. And coordinate decisions involving HSAs, Roth conversions, Social Security, and your spouse's health coverage. Medicare may be complicated, but you don't have to approach it blindly. Taking the time to understand your options can help you avoid costly mistakes, choose coverage that fits your circumstances, and steward the resources God has entrusted to you with greater wisdom and confidence. On Today's Program, Rob Answers Listener Questions: I have a mortgage and a car loan and am considering consolidating them into one payment. Is that a good idea, and what type of loan would make sense? I received a letter saying my student loans were placed in permanent disability status, but I never applied for that. How can I verify whether it's legitimate and correct the situation if needed? Resources Mentioned: Faithful Steward: FaithFi's Quarterly Magazine (Become a FaithFi Partner) Blue Trust Christian Healthcare Ministries (CHM) | Healthcare.gov AnnualCreditReport.com FaithFi Field Guide: How Much Money is Enough? Our Ultimate Treasure: A 21-Day Journey to Faithful Stewardship by Rob West Wisdom Over Wealth: 12 Lessons from Ecclesiastes on Money Look At The Sparrows: A 21-Day Devotional on Financial Fear and Anxiety Rich Toward God: A Study on the Parable of the Rich Fool Find a Certified Kingdom Advisor® (CKA) FaithFi App Remember, you can call in to ask your questions every weekday at (800) 525-7000. Faith & Finance is also available on Moody Radio Network and American Family Radio. You can also visit FaithFi.com to connect with our online community and partner with us as we help more people live as faithful stewards of God's resources. Hosted by Simplecast, an AdsWizz company. See pcm.adswizz.com for information about our collection and use of personal data for advertising.

From enrollment deadlines and late penalties to Medigap, Medicare Advantage, and income-based premiums, the choices for Medicare can feel overwhelming. On the next Faith & Finance Live, Rob West and Eddie Holland explain our options so we can make wise, faithful stewardship decisions. Then, it’s on to calls. That’s Faith and Finance Live . . . biblical wisdom for your financial decisions. That’s weekdays at 4pm Eastern/3pm Central on Moody Radio. Faith & Finance Live is a listener supported program on Moody Radio. To join our team of supporters, click here.To support the ministry of FaithFi, click here.To learn more about Rob West, click here.To learn more about Faith & Finance Live, click here.See omnystudio.com/listener for privacy information.

This week on On The Pen, the GLP-1 story is moving in two very different directions.The Fifth Circuit handed FDA major wins in the fight over semaglutide and tirzepatide shortages, FDA updated its consumer guidance around compounded GLP-1 medications and multi-dose vials, and employers continue questioning whether they can afford obesity-drug coverage.At the same time, the medical case for these medications keeps getting stronger.We break down Mounjaro's new cardiovascular indication and what preventing heart attacks and strokes could mean for the true long-term cost of GLP-1 treatment. We also look at 600,000 Medicare beneficiaries already enrolling in the $50 GLP-1 Bridge program, California's effort to tackle affordability, the rapidly expanding oral GLP-1 market, and new real-world data on patients staying at lower doses of semaglutide and tirzepatide.The science is expanding. Access is contracting.And that may be the biggest challenge facing the next phase of the GLP-1 revolution.In this episode:• What the Fifth Circuit compounding decisions actually mean• FDA's updated language around compounded GLP-1 vials• The 28-day multi-dose vial controversy• Mounjaro's new cardiovascular indication• Why GLP-1s may reduce long-term healthcare costs• Employers dropping obesity-drug coverage• 600,000 people joining the Medicare GLP-1 Bridge• California's push for lower GLP-1 prices• The oral GLP-1 race• New data on lower-dose semaglutide and tirzepatideFollow everything On The Pen:This episode is sponsored by VoaFit.https://www.voafit.com/otpThis content is for informational and educational purposes only and is not medical advice. Always discuss medication and treatment decisions with a qualified healthcare professional.

IRS audit revenue plunges after Trump-era staffing cuts; Rahm Emanuel attacks DSA; Sanders fights a mail-voting power grab; Trump distorts Medicare for All costs. Subscribe to our Newsletter:https://politicsdoneright.com/newsletterPurchase our Books: As I See It: https://amzn.to/3XpvW5o How To Make AmericaUtopia: https://amzn.to/3VKVFnG It's Worth It: https://amzn.to/3VFByXP Lose Weight And BeFit Now: https://amzn.to/3xiQK3K Tribulations of anAfro-Latino Caribbean man: https://amzn.to/4c09rbE

Join my online school for eBay sellers here. Get my BOLO books (eBook format) hereGet my BOLO books (printed format) hereFollow me on FacebookJoin my private Facebook group here.Find me on YouTube here.Visit my website here.Email your comments, feedback, and constructive criticism to me at Suzanne@SuzanneAWells.com

Tyler Robinson, the Utah man accused of killing conservative media star Charlie Kirk on a university campus last year, could soon be headed to trial. A judge heard arguments from prosecutors, who argued that evidence presented so far in court is enough to meet the probable cause standard, as well as Robinson's defense team, who tried to downplay some of the aggravating factors presented by the state. Law&Crime's Jesse Weber has the very latest developments.PLEASE SUPPORT THE SHOW: For free and unbiased Medicare help, dial (845) 493-3791 to speak with my trusted partner, Chapter, or go to www.askchapter.org/lawandcrime *Paid Partnership*HOST:Jesse Weber: https://twitter.com/jessecordweberLAW&CRIME SIDEBAR PRODUCTION:YouTube Management - Bobby SzokeVideo Editing - Michael Deininger, Christina O'Shea, & Jay CruzScript Writing & Producing - Savannah Williamson, Heather Berzak & Juliana BattagliaGuest Booking - Alyssa Fisher & Diane KayeSocial Media Management - Vanessa BeinSTAY UP-TO-DATE WITH THE LAW&CRIME NETWORK:Watch Law&Crime Network on YouTubeTV: https://bit.ly/3td2e3yWhere To Watch Law&Crime Network: https://bit.ly/3akxLK5Sign Up For Law&Crime's Daily Newsletter: https://bit.ly/LawandCrimeNewsletterRead Fascinating Articles From Law&Crime Network: https://bit.ly/3td2IqoLAW&CRIME NETWORK SOCIAL MEDIA:Instagram: https://www.instagram.com/lawandcrimeTwitter: https://twitter.com/LawCrimeNetworkFacebook: https://www.facebook.com/lawandcrimeTwitch: https://www.twitch.tv/lawandcrimenetworkTikTok: https://www.tiktok.com/@lawandcrimeSee Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Send us Fan MailThe hospice moratorium may be temporary—but the changes it signals for hospice oversight could be permanent.In Part One of The Hospice Moratorium: What CMS Is Really Signaling About the Future, Chris Comeaux and Cordt Kassner, PhD, are joined by Dr. Jennifer Kennedy, Vice President for Quality, Standards and Compliance at CHAP, to unpack why CMS implemented the hospice moratorium and what it could mean for the future of the Medicare hospice benefit.The conversation explores the growing federal focus on fraud and abuse, rapid hospice market expansion, Medicare enrollment, accreditation oversight, and increasingly sophisticated screening of providers.  Jennifer also explains why she believes the moratorium could be extended—and why CMS scrutiny is unlikely to disappear when the moratorium eventually ends. But there's another side to the crackdown: legitimate hospice providers can get caught in the same regulatory net designed to stop bad actors.  What happens when high-quality organizations want to expand into rural or underserved communities but can't? And can CMS become precise enough to protect access while aggressively pursuing fraud? In this episode:What the CMS hospice moratorium actually meansWhy fraud and rapid market expansion triggered increased scrutinyWhether the moratorium could be extendedThe role of accreditation and enrollment screeningHow legitimate hospice providers may be unintentionally affectedWhy quality and compliance will define the next era of hospice oversight Guest: Dr. Jennifer Kennedy, Vice President, Quality, Compliance and Standards with CHAPCo-Host: Cordt Kassner, PHD, Publisher, Hospice & Palliative Care TodayHost: Chris Comeaux, President / CEO of Teleios, author of The Anatomy of LeadershipThe Anatomy of Leadership podcast explores the art and science of leadership through candid, insightful conversations with thought leaders, innovators, and change-makers from a variety of industries. Hosted by Chris Comeaux, each episode dives into the mindsets, habits, and strategies that empower leaders to thrive in complex, fast-changing environments. With topics ranging from organizational culture and emotional intelligence to navigating disruption and inspiring teams, the show blends real-world stories with practical takeaways. The goal is simple yet ambitious: to equip leaders at every level with the tools, perspectives, and inspiration they need to lead with vision, empathy, and impact.https://www.teleioscn.org/anatomy-of-leadership

So you want to start selling Medicare Advantage plans, but you aren't sure what kind of clients to look for? No problem. In our newest episode, we break down some of the characteristics of what one of your ideal clients may look like.     Get Connected:

For families caring for a loved one with dementia, deciding when home care is no longer enough is rarely simple. The signs are often gradual — a missed medication here, a stove left on there — and knowing when to seek more support, whether through in-home help, adult day care, or a residential community, can feel overwhelming without a clear framework for how to approach it.Cory Fosco has spent 34 years working in long-term care, with experience in social work, admissions, skilled nursing, senior care, and health care technology. He is the author of “The Question of When: A Practical Guide to Knowing When It's Time for Assisted Living, Memory Care, or Skilled Nursing.”In this conversation with Being Patient's Mark Niu, Fosco discussed the safety, medical, and social signals that suggest a person with dementia may need a higher level of care, and why families so often wait until a crisis forces their hand. He broke down the range of care options, from in-home help and adult day care to assisted living, memory care and skilled nursing, and shared what to look for, and which questions to ask, when touring a community. Fosco also addressed common misconceptions about Medicare and long-term care costs, and offered guidance on how families can build a foundation now so they aren't forced into a rushed decision later.----If you loved this Live Talk, visit our website to find more of our Alzheimer's coverage and subscribe to our newsletter: https://www.beingpatient.com/Follow Being Patient: Twitter: https://twitter.com/Being_Patient_Instagram: https://www.instagram.com/beingpatientvoices/Facebook: https://www.facebook.com/beingpatientalzheimersLinkedIn: https://www.linkedin.com/company/being-patientBeing Patient is an editorially independent journalism outlet for news and reporting about brain health, cognitive science, and neurodegenerative diseases. In our Live Talk series on Facebook, former Wall Street Journal Editor and founder of Being Patient, Deborah Kan, interviews brain health experts and people living with dementia. Check out our latest Live Talks: https://beingpatient.com/live-talks/

Send us Fan MailIn the 2027 Physician Fee Schedule, CMS (Centers for Medicare & Medicaid Services) is proposing modifications for procedures and E&M services (Evaluation & Management) performed on the same day. In this episode, Captain Integrity Bob Wade describes what is being proposed as it relates to the Stark Law. Hear what is not going away, why the proposal is a payment methodology proposal, how there's still time for advocacy to take place, several medical & non-medical examples, and Captain Integrity's famous air quotes. Learn more at WadeHealthLaw.com 

MEDICARE ADVANTAGE MINUTE:                                                                            AT AGE 72 HE TRIED TO LEAVE MEDICARE ADVANTAGE;                                       HIS HEART MEDICATION BLOCKED THE MEDICARE SUPPLEMENT THAT HE NEEDED. ARTICLE: PEDICARE SUPPLEMENT RATE INCREASES, PART 1. DO HUMAN SMILES TRIGGER A UNIQUE REACTION IN DOMESTICATED DOGS? RICHARD WRITES TO ASK ABOUT WELLCARE'S PLANS.. WHAT THE HECK ARE THEY? Contact me at: DBJ@MLMMailbag.com (Most severe critic: A+)                   Visit us on: BabyBoomer.ORG Inspired by: "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!" "MEDICARE ENROLLMENT GUIDE" - DOWNLOAD FREE "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE" ....AND A PODCAST! @ DBJ@M4TLM.com W medicareforthelazyman.com T (630) 878-5055   Review Us On Google  For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to  help future readers. Official website: https://www.MedicareForTheLazyMan.com.

Thank you PJ Schuster, Under the Golden Boot, Cheryl

Thank you Farmers AGAINST trump., SammyD, Cheryl

The hospice moratorium may be temporary—but the changes it signals for hospice oversight could be permanent.In Part One of The Hospice Moratorium: What CMS Is Really Signaling About the Future, Chris Comeaux and Cordt Kassner, PhD, are joined by Dr. Jennifer Kennedy, Vice President for Quality, Standards and Compliance at CHAP, to unpack why CMS implemented the hospice moratorium and what it could mean for the future of the Medicare hospice benefit.The conversation explores the growing federal focus on fraud and abuse, rapid hospice market expansion, Medicare enrollment, accreditation oversight, and increasingly sophisticated screening of providers.  Jennifer also explains why she believes the moratorium could be extended—and why CMS scrutiny is unlikely to disappear when the moratorium eventually ends. But there's another side to the crackdown: legitimate hospice providers can get caught in the same regulatory net designed to stop bad actors.  What happens when high-quality organizations want to expand into rural or underserved communities but can't? And can CMS become precise enough to protect access while aggressively pursuing fraud? In this episode:What the CMS hospice moratorium actually meansWhy fraud and rapid market expansion triggered increased scrutinyWhether the moratorium could be extendedThe role of accreditation and enrollment screeningHow legitimate hospice providers may be unintentionally affectedWhy quality and compliance will define the next era of hospice oversight Guest: Dr. Jennifer Kennedy,Co-Host: Cordt Kassner, PHD, Publisher, Hospice & Palliative Care TodayHost: Chris Comeaux, President / CEO of Teleios, author of The Anatomy of LeadershipTeleios Collaborative Network   /   https://www.teleioscn.org/tcntalkspodcast

Dr. Phil discusses the dangerous and deadly national takeover trend that thousands of teens and young adults are participating in throughout small towns, and big cities, across the country. A trend that is being promoted on social media and results in hundreds of minors and young adults taking over streets, beaches, parks, malls, and even abandoned properties.Dr. Phil sits down with parents, Terri and Ivan, who say they had never heard the words "Teen Takeover," until it was too late. Tragically, their beautiful and loving 17-year-old daughter, Ali, lost her life after being shot while caught in the middle of crossfire, at a teen takeover party she was attending. Dr. Phil will also speak with Volusia County Sheriff, Michael Chitwood, who has vowed to go after the promoters of these takeovers, as well as Polk County Sheriff, Grady Judd, who has not minced words when it comes to holding parents civilly and possibly criminally accountable for their teen's takeover behavior.Sponsored by Preserve Gold: Get up to $20,000 in FREE Gold & Silver with a qualified purchase. CALL: 844-718-2642 Text ASKPHIL to 50505 or visit https://DrPhilgold.comSponsored by Chapter: Don't wait! If you're on Medicare or will be soon, reach out to Chapter: Call: (352)-845-0659 or go to https://askchapter.org to learn about your Medicare options and get help finding ways to save money.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

Let's talk about Medicare 4 All and Trans healthcare....

On this episode of Diabetes Connections In the news… The FDA approves a new indication and health benefit for Mounjaro, lots of CGM news including an update on Medicare coverage for people who don't use insulin and a new study about using CGM when you don't have diabetes, metformin and aging, statins and type 2, and did you know there was a Dolly Parton diabetes connections? That and much more... Check out all of our events like Moms' Night Out and Club 1921 here. Announcing Community Commericals! Learn how to get your message on the show here. Learn more about studies and research at Thrivable here Please visit our Sponsors & Partners - they help make the show possible! Omnipod - Simplify Life All about Dexcom  All about VIVI Cap to protect your insulin from extreme temperatures The best way to keep up with Stacey and the show is by signing up for our weekly newsletter: Sign up for our newsletter here Here's where to find us: Facebook (Group) Facebook (Page) Instagram Check out Stacey's books! Learn more about everything at our home page www.diabetes-connections.com  On this episode of Diabetes Connections In the news… The FDA approves a new indication and health benefit for Mounjaro, lots of CGM news including an update on Medicare coverage for people who don't use insulin and a new study about using CGM when you don't have diabetes, metformin and aging, statins and type 2, and did you know there was a Dolly Parton diabetes connections? That and much more.. that's coming up right after this. (AD BREAK) Welcome! I'm your host Stacey Simms and this is an In The News episode.. where we bring you the top diabetes stories and headlines happening now. A reminder that you can find the sources and links and a transcript and more info for every story mentioned here in the show notes. Welcome to September! Want to let you know about a webinar I'm doing with Abbott later this month. That's Sept 23 at 7pm ET. We'll be talking about ketones, DKA and learn more about their dual CGM/ketone monitor that was just approved – more on that coming up. But please register – the link is in the show notes. So much going on over here – tomorrow night we have our Club 1921 in Charlotte, later this month Moms' Night Out Detroit/Bloomfield and in October we're going to Seattle. Please join us. More at d-c dot com slash events. Okay.. our top story this week: XX Another indication for Mounjaro – the FDA approved it to lower the risk of major adverse cardiovascular (CV) events (MACE), including CV death, non-fatal heart attack, or non-fatal stroke in adults with type 2 diabetes who are at high risk for these events. Mounjaro – the brand name of tirzepatide - is already approved as an adjunct to diet and exercise to improve blood sugar in adults and children 10 years of age and older with type 2 diabetes. The approval was based on results from the largest and longest tirzepatide study to date, enrolling more than 13,000 participants across 30 countries over more than four and a half years. In the trial, Mounjaro demonstrated non-inferiority to Trulicity (dulaglutide), a GLP-1 treatment with established cardiovascular benefit, with an 8% lower rate of cardiovascular death, heart attack or stroke (MACE-3). The estimated hazard ratio for time to first MACE was 0.92 (95.3% CI: 0.83, 1.01) for Mounjaro compared to Trulicity (dulaglutide). https://www.prnewswire.com/news-releases/fda-approves-lillys-mounjaro-tirzepatide-to-reduce-cardiovascular-risk-in-adults-with-type-2-diabetes-302862415.html XX The FDA approves the Libre Duo – the first device designed to continuously monitor both blood sugar levels and ketone levels in people with diabetes. The Libre Duo 10-Day Continuous Dual Glucose Ketone Monitoring System is now approved for those ages 2 and older. Until now, the agency said, people had to monitor ketone levels with separate tests that only provided a single measurement at one point in time. The new system combines blood sugar and ketone tests and monitors them continuously. Readings -- and alerts in case of dangerous trends -- are sent wirelessly to a smartphone app. The FDA previously granted "breakthrough device" status to the system, which is meant to expedite the device's development and review. https://www.upi.com/Top_News/US/2026/08/25/fda-oks-blood-sugar-ketone-monitor/5521787688375/ XX Diabetes tech firms Dexcom and Abbott are watching closely for a Medicare coverage expansion that could significantly broaden access to their glucose sensors. The Centers for Medicare and Medicaid Services is expected to expand Medicare coverage of continuous glucose monitors to people with diabetes who do not take insulin. Currently, coverage is limited to people with Type 1 or Type 2 diabetes who take insulin or have a history of problematic low blood sugar. Dexcom CEO Jake Leach told investors in a late July earnings call that the company expects to hear back from the CMS before the end of the year, with coverage going into effect in mid-2027.     Dexcom presented results of a randomized, controlled trial earlier this summer at the American Diabetes Association's Scientific Sessions that it expects will support the CMS' decision. The 26-week study found that people who used a CGM had a larger hemoglobin A1C reduction than the control group and spent five more hours per day in a normal glucose range than the control group. https://www.medtechdive.com/news/dexcom-abbott-await-medicare-coverage-expansion-for-cgms/828775/ XX A new study suggests continuous glucose monitors (CGMs) may offer benefits for people with type 1 diabetes that go beyond improving blood sugar and reducing hypoglycemia.   Researchers analyzed health records from more than 8,400 adults with type 1 diabetes receiving care through the Veterans Health Administration. Over one to four years of follow-up, people who started using a CGM had a 10% to 16% lower risk of death from any cause compared with those who did not use one.   The association appeared strongest among people over age 65 and those who were not using insulin pumps. Researchers did not find meaningful differences based on A1C, race or ethnicity, or frailty.   Importantly, this was an observational study using medical records, not a randomized clinical trial, so it cannot prove that CGM use directly caused the lower death rate. But the findings suggest CGM may have important long-term health benefits beyond glucose management.https://visualize.jove.com/42319755-continuous-glucose-monitoring-initiation-is-associated-with-reduced-mortality-in-older-onset-type-1-diabetes-patients-a-target-trial-emulation-study-within-the-veterans-health-administration XX We've been talking about people without diabetes using CGMs for a long time.. now a new study weighs in. Research published in JAMA finds that this wellness trend isn't helpful for people without a diabetes diagnosis. They found that the strongest evidence for CGM use is for people who are already living with diabetes, but not for those without the condition who use them for wellness purposes. It's also worth noting, though, that this new study is a narrative review. This means that the researchers drew their conclusions from the findings reported in several other studies. More randomized controlled trials would be necessary to see whether there are any meaningful health benefits of using a CGM if you don't have diabetes.   Dower also warned that constantly monitoring your blood sugar when you don't have diabetes could lead to unintended health anxiety. In some cases, you may even make accidental lifestyle changes that could be harmful. "[Blood sugar] spikes may occur after meals, but if this leads someone to replace healthy food such as fruit with unhealthy food such as something high in fat but low in carbohydrate, the glucose information has done more harm than good," Dower said. https://www.verywellhealth.com/blood-sugar-monitor-for-people-without-diabetes-12058575   XX   Could metformin somehow influence the biological processes that drive aging? A new review found evidence that metformin may affect several key features of aging, including how cells use energy, inflammation, cellular damage and even some changes in gene activity. Animal studies have shown longer lifespans or improvements in markers of biological aging, while some human studies have also found promising results.   But researchers say there's still no proof that metformin actually slows aging or helps healthy people live longer. Most human research has involved people with diabetes or other health conditions, and one large trial found that while metformin helped prevent type 2 diabetes, it did not reduce cancer, cardiovascular disease or deaths.   Researchers say larger clinical trials in people without diabetes are needed to determine whether metformin can truly extend healthy lifespan—or whether its benefits are primarily related to preventing and treating specific diseases. https://www.technologynetworks.com/drug-discovery/news/metformin-may-influence-longevity-through-the-gut-microbiome-and-epigenetic-changes-416035 XX More to come including more research on a spice thought to help diabetes, predictions about the number of people who may be living with type 1 in the years to come around the world, and a connection I didn't know about between diabetes and Dolly Parton.   XX A compound found in turmeric may help protect blood vessels from some of the damage caused by Type 1 diabetes. In rats, curcumin reduced inflammation, improved cellular signaling, and restored vascular health to levels resembling those of nondiabetic animals. The results hint at a possible new way to reduce the long-term cardiovascular risks of diabetes, but human trials are still needed. Curcumin, the natural compound responsible for turmeric's vivid yellow color, is widely studied for its anti-inflammatory and antioxidant properties. https://www.sciencedaily.com/releases/2026/08/260824065543.htm XX New research estimates the number of people living with type 1 diabetes (T1D) worldwide will increase by 29% from 9.4 million in 2025 to 12.1 million in 2049. This will be presented at EASD, the Annual Meeting of The European Association for the Study of Diabetes (EASD) in Milan, Italy (Sept 28 – Oct 2 The USA will see an increase of over half a million, going from 1,492,825 to 2,055,235. The authors suggest that the reasons for the predicted high incidence and prevalence in 2049 in countries such as Australia, US, UK are likely to be a combination of genetics, environmental triggers and also high case detection rates (due to the good health care infrastructure here and in other HIC). Unlike previous estimates, the DIAMOND-T1D model takes historical patterns of insulin availability into account and aims to provide global, regional and country-specific estimates of T1D incidence, prevalence and mortality from 1900 to 2050. Although the majority of people with T1D live in high-income countries (HIC) and middle-income countries (MIC), the largest relative increase in the T1D prevalence is expected to occur in LIC as access to insulin, glucose monitoring and survival all improve in those countries. https://www.news-medical.net/news/20260828/Type-1-diabetes-cases-projected-to-increase-worldwide-by-2049.aspx XX Early initiation of statins after a diagnosis of type 2 diabetes was associated with a lower risk of dementia, according to a study published in The Lancet Regional Health – Europe. According to the Lancet Commission, nearly half of dementia cases could theoretically be prevented by eliminating 14 risk factors. "Detecting and treating high levels of low-density lipoprotein cholesterol (LDL-C) from midlife is one such highlighted risk factor," From Danish registers, researchers identified 132,585 statin-naive individuals who developed type 2 diabetes from 2006 through 2019, with follow-up until the end of 2021.   Medical records were searched for diagnoses of all-cause dementia. A clone-censor-weight design was used to analyze dementia incidence in patients with no statin initiation within five years after diagnosis, in those with early statin initiation within one year and in those with late statin initiation between one and five years after diagnosis.   https://medicalxpress.com/news/2026-08-early-statins-diagnosis-diabetes-dementia.html   XX We are heartbroken over the loss of our friend Dolly Parton. Dolly was a beloved icon whose extraordinary generosity, warmth, and compassion touched countless lives, including those of the Children's Diabetes Foundation and the Barbara Davis Center for Diabetes. Her support of The Carousel Ball and Carousel of Hope Ball reflected her deep commitment to helping children and families affected by type 1 diabetes. Beyond her remarkable talent, Dolly will be remembered for the kindness and joy she shared so generously with others. Our hearts are with her family, friends, and all who loved her as we celebrate her extraordinary life and lasting legacy. She will be deeply missed.    

Linktree - our favorite links NEW: Cozy Butter GLP-1 Community! Join Freehttps://cozybutter.com/A GLP-1 community where support isn't at the mercy of the algorithm.- Live GLP-1 support groups- Live support groups and social events- Health coaching and expert Q&As- Cooking, movement, and stress-management classes- Practical GLP-1 tools and guidance (water, protein, side effect management, etc.) - A dedicated community beyond the algorithmBook at 1 on 1 with Kim ______________________________________________________________________The World Has More GLP-1s but Who Can Afford Them? Part 1 This week's GLP-1 news had us thinking about access. Oral Wegovy launched in Germany, and Hims & Hers expanded its GLP-1 services into Australia. But in the U.S., PepsiCo announced it would cut obesity medication coverage while 600,000 people signed up for the new Medicare GLP-1 Bridge program. That is less than 1% of all Medicare beneficiaries, although we still do not know how many were approved or received medication.Four years after Mounjaro launched, are GLP-1s becoming easier to find but harder to get covered? It felt like the right time to revisit this Season 4 conversation with Dr. Michael “Mick” Crotty and Belinda Hogan about GLP-1 access, obesity care and weight bias around the world.In Part 1, we discuss:• How fat functions in the body and why it is considered an organ• GLP-1 access, costs and treatment criteria in Ireland• Which obesity medications were available in Ireland• Differences between obesity care in Ireland and the United States• Weight bias in healthcare and society• Why obesity requires medical care, not more blameDr. Crotty is a GP, co-founder and clinical lead of My Best Weight in Ireland. Belinda shares her lived experience using GLP-1 medication and navigating obesity care.CONNECT WITH OUR GUESTSDr. Michael “Mick” CrottyMy Best Weighthttps://www.mybestweight.ie/Instagramhttps://www.instagram.com/mybestweight.ie/LinkedInhttps://ie.linkedin.com/in/drmichaelcrottyBelinda HoganInstagramhttps://www.instagram.com/mid.life.insights/The Dose with Paddy and Belindahttps://linktr.ee/TheDosePodcastSOURCESOral Wegovy launches in Germanyhttps://www.reuters.com/legal/litigation/novo-nordisk-launches-wegovy-weight-loss-pill-germany-2026-09-01/Hims & Hers expands its GLP-1 services into Australiahttps://www.reuters.com/business/healthcare-pharmaceuticals/hims-hers-offers-glp-1-weight-loss-drugs-mens-health-treatments-australia-2026-08-31/600,000 people sign up for the Medicare obesity drug programhttps://www.reuters.com/legal/litigation/600000-seniors-have-signed-up-obesity-drugs-under-new-medicare-program-2026-08-31/Employer GLP-1 coverage fell in 2026https://www.reuters.com/legal/litigation/more-us-employers-drop-weight-loss-drugs-2027-healthcare-costs-increase-2026-08-25/PepsiCo and other employers cut GLP-1 coveragehttps://abcnews.com/Health/companies-offering-coverage-glp-1-weight-loss-drugs/story?id=135999790Medicare enrollment datahttps://data.cms.gov/summary-statistics-on-beneficiary-enrollment/medicare-and-medicaid-reports/medicare-monthly-enrollment______________________________________________________________________Join this channel to get access to perks:https://www.youtube.com/channel/UC0HUIGKl3BN4Vg6LYI-dkOA/join_________________________________________________________________________#Mounjaro #MounjaroJourney #Ozempic #Semaglutide #tirzepatide  #GLP1 #Obesity #zepbound #wegovySend us Fan Mail!The Podcast Promo Ad Support the showKim Carlos, Executive Producer TikTokInstagram Kat Carter,  Producer TikTokInstagram 

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What should a good financial planner actually do for you? It should go far beyond choosing investments or building a retirement portfolio. A strong financial planning relationship should provide organization, accountability, objectivity, education, and proactive guidance while coordinating investments, taxes, Social Security, Medicare, insurance, estate planning, and retirement income. Just as importantly, your financial plan should evolve as your life, goals, markets, and tax laws change. Lance Roberts & Jon Penn examine what investors should expect from a financial planner, why personalization and communication matter, how a fiduciary relationship should work, and why good financial advice is ultimately about helping you make better decisions with your money. 0:00 INTRO 0:54 - Economic Previews & late earnings trickle in 3:15 - AI: Dis-inflationary AND Inflationary 4:57 - September is Seasonally Weak: 11:20 - Traditional Buy & Hold vs more active management & fear of gains 14:16 - Capital Preservation is first priority 17:44 - Separately Managed Accounts (SMA) vs S&P 20:04 - The Challenges of starting to build financial plan 26:00 - Getting Your Money's Worth from Financial Advisor 29:21 - The Problem of Account Accumulation & Dilution of Returns 34:02 - Budgeting, stress-testing, & tax planning opportunities 36:17 - Estate planning, medical directives, Durable POA 38:08 - Financial Planning priorities in Investing 39:06 - The Role of Life Insurance in Financial Planning 40:26 - Annuities' Bad rap - does it make sense? 44:00 - How much Liability Protection do You Need? Hosted by RIA Advisors' Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/dRd4fGgwrkc -------- Watch our previous show, "Druckenmiller's Bond Market Warning" https://youtube.com/live/8HuTiqxY7yM ------- Watch today's "Before the Bell" report, "Don't Make a Big Bet Yet," https://youtu.be/9gNpbwdm97w ------- Articles mentioned in this report: "Loss: Why Crashes, Timing & Valuations Matter (Chapter 3 of 5)" https://realinvestmentadvice.com/resources/blog/loss-why-crashes-timing-valuations-matter-chapter-3-of-5/dvice.com/resources/blog/why-retail-traders-consistently-underperform-over-time/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "The Smart Way to Pay for College," Thursday, September 3, 2026: https://streamyard.com/watch/mcE7YgphgMns --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #MarketOutlook #Investing #MarketCorrection #FinancialPlanning #FinancialAdvisor #RetirementPlanning #PersonalFinance #WealthManagement

A native of Columbia, SC, Ben is Co-Founder of Ready2Retire™, the leading retirement planning firm for people who want to retire with confidence. Ben greatly appreciates customer service and client satisfaction, honed from over 20 years of experience, and is recognized nationwide as a top retirement, insurance, Medicare, and Social Security planner.He has over 2,000 clients and has educated over 10,000 people. Ben is also President and COO of Insurance Advantage, an employee benefits agency he co-founded 13 years ago. Ben has previously served as COO of a human resources staffing firm and as Vice President of Asia and Europe for an American software company.Ben has extensive experience in economic development and consulting and worked as a Business Recruiter for South Carolina. Since Ben opened the Japan office in 2012, South Carolina has received over $2.2 billion in investment. In 2014, he was hired to write the Strategic Plan for the State of South Carolina.Based on ten years working overseas in Japan, Brazil, & Spain, he wrote the Amazon Best Seller The Global Superstar: How Your Students Can Develop an Advantage over Global Competition to help students prepare for careers in this changing economy. He holds a Bachelor's degree in Finance from Morehouse College, an International MBA from The University of South Carolina, and certificates from UNC and Temple University.He's conversant in Japanese, Portuguese, and Spanish. He has served on numerous boards, including the South Carolina Independent Colleges and Universities Association, the SC Chamber of Commerce, and the Columbia (SC) Chamber of Commerce. He's a member of the Nashville City Club and the Nashville Kiwanis Club.Ben splits time between his homes in Nashville, TN, and Columbia, SC, with his wife Kim, their two wonderful daughters Anna & Kate, and their dog Sophie. He loves traveling, spending time with friends and family, and helping his clients win.Learn More: https://www.ready2retire.netInfluential Entrepreneurs with Mike Saundershttps://businessinnovatorsradio.com/influential-entrepreneurs-with-mike-saunders/Source: https://businessinnovatorsradio.com/interview-with-ben-green-co-founder-of-ready2retire-author-of-retire-rich-in-the-new-economy

What should a good financial planner actually do for you? It should go far beyond choosing investments or building a retirement portfolio. A strong financial planning relationship should provide organization, accountability, objectivity, education, and proactive guidance while coordinating investments, taxes, Social Security, Medicare, insurance, estate planning, and retirement income. Just as importantly, your financial plan should evolve as your life, goals, markets, and tax laws change. Lance Roberts & Jon Penn examine what investors should expect from a financial planner, why personalization and communication matter, how a fiduciary relationship should work, and why good financial advice is ultimately about helping you make better decisions with your money. 0:00 INTRO 0:54 - Economic Previews & late earnings trickle in 3:15 - AI: Dis-inflationary AND Inflationary 4:57 - September is Seasonally Weak: 11:20 - Traditional Buy & Hold vs more active management & fear of gains 14:16 - Capital Preservation is first priority 17:44 - Separately Managed Accounts (SMA) vs S&P 20:04 - The Challenges of starting to build financial plan 26:00 - Getting Your Money's Worth from Financial Advisor 29:21 - The Problem of Account Accumulation & Dilution of Returns 34:02 - Budgeting, stress-testing, & tax planning opportunities 36:17 - Estate planning, medical directives, Durable POA 38:08 - Financial Planning priorities in Investing 39:06 - The Role of Life Insurance in Financial Planning 40:26 - Annuities' Bad rap - does it make sense? 44:00 - How much Liability Protection do You Need? Hosted by RIA Advisors' Chief Investment Strategist, Lance Roberts, CIO, w Senior Investment Advisor, Jonathan Penn, CFP Produced by Brent Clanton, Executive Producer ------- Do you enjoy our content? Rate us on Google: https://bit.ly/4b9JtEo ------- Watch Today's Full Video on our YouTube Channel: https://youtube.com/live/dRd4fGgwrkc -------- Watch our previous show, "Druckenmiller's Bond Market Warning" https://youtube.com/live/8HuTiqxY7yM ------- Watch today's "Before the Bell" report, "Don't Make a Big Bet Yet," https://youtu.be/9gNpbwdm97w ------- Articles mentioned in this report: "Loss: Why Crashes, Timing & Valuations Matter (Chapter 3 of 5)" https://realinvestmentadvice.com/resources/blog/loss-why-crashes-timing-valuations-matter-chapter-3-of-5/dvice.com/resources/blog/why-retail-traders-consistently-underperform-over-time/ --- Get more info & commentary: https://realinvestmentadvice.com/insights/real-investment-daily/ ------- * REGISTER for our next Dynamic Learning Series, "The Smart Way to Pay for College," Thursday, September 3, 2026: https://streamyard.com/watch/mcE7YgphgMns --- Visit our Site: https://www.realinvestmentadvice.com Contact Us: 1-855-RIA-PLAN --- Subscribe to SimpleVisor : https://www.simplevisor.com/register-new --- Connect with us on social: https://twitter.com/RealInvAdvice https://twitter.com/LanceRoberts https://www.facebook.com/RealInvestmentAdvice/ https://www.linkedin.com/in/realinvestmentadvice/ #StockMarket #SP500 #MarketOutlook #Investing #MarketCorrection #FinancialPlanning #FinancialAdvisor #RetirementPlanning #PersonalFinance #WealthManagement

Long-term care coverage is an essential, yet often misunderstood, aspect of retirement planning in the United States. Although many people will require some form of long-term care as they age, most are unprepared for the high costs and limited coverage options available. On the show this week, I'm debunking common myths like the notion that Medicare will fully cover all long-term care costs and taking a deep dive into the four main ways retirees can pay for these expenses.    You will want to hear this episode if you are interested in... 00:00 Understanding the options for long-term care help 03:10 The difference between Medicare and Medicaid 05:07 Spouse asset protection options 09:15 Understanding hybrid policy benefits 13:24 Hybrid vs. traditional long-term care 19:25 Long-term care insurance application process   Understanding Medicare's Limitations There is often a misconception that Medicare covers long-term care. In reality, it's split into two primary parts: Part A, which covers some costs for hospital stays, and Part B, which addresses preventative care such as doctor visits and certain procedures. While Medicare may pay for medically necessary hospital stays—such as those following an injury like a broken hip—it stops covering the costs when ongoing care is no longer deemed medically necessary. Extended or custodial care, where you need help with daily living activities but do not require intensive medical treatment, is not included under standard Medicare coverage. This leaves retirees exposed to significant out-of-pocket expenses once hospital-based care ends.   The Four Main Options for Long-Term Care Coverage There are four primary payment strategies for long-term care. Each option has its benefits and limitations, and selecting the right one depends heavily on individual circumstances.   1. Medicaid Medicaid is a needs-based program designed for individuals with low income and limited assets. To qualify, applicants must pass specific income and asset thresholds, which, for single individuals, often means owning less than $2,000 in assets. Married couples have more leeway—the "community spouse" can usually retain a higher amount of assets and income. Medicaid planning may involve establishing a qualified income trust or transferring assets into an irrevocable trust. It is important to note that most states enforce a five-year look-back period for asset transfers, meaning that gifts or transfers must occur at least five years before the Medicaid application to be effective.   2. Self-Insuring Self-insuring is also an option, which involves setting aside personal assets, such as retirement savings or home equity, to pay for potential care needs. This method offers autonomy but carries risk, especially given the high and regionally variable costs of care. Depending on where you live, full-time nursing care can average over $15,000 per month, and home care or assisted living can still cost tens of thousands of dollars per year. Planning ahead is critical, particularly for couples, to ensure one spouse's care does not financially imperil the other.   3. Hybrid Long-Term Care Policies Hybrid long-term care insurance policies have emerged that combine life insurance with long-term care coverage. These products provide either long-term care benefits or a death benefit to your estate, ensuring that money paid into the policy is not "lost" if long-term care is never needed. Hybrid policies tend to offer flexible payout options and the potential for locked-in premiums, but they may provide less coverage per premium dollar when compared to traditional policies.   4. Traditional Long-Term Care Insurance Traditional long-term care insurance remains an option for those prioritizing higher benefit payouts. While these policies can stretch benefit pools further, they don't usually offer death benefits, and their premiums are not guaranteed—they can increase over time and may eventually become unaffordable. Underwriting is also stringent: many applicants over 70 are denied coverage, and certain medical conditions result in automatic disqualification. Making the Right Choice for You and Your Family You need to balance protecting personal assets, securing a spouse's future, and managing premium costs. Retirees should honestly assess their health, financial circumstances, and family situation. Consulting a financial advisor or insurance professional can help tailor a long-term care strategy that minimizes risk while supporting a comfortable and dignified retirement. Planning now, rather than later, ensures you are prepared for whatever the future may bring—and that you and your loved ones have peace of mind.   Resources Mentioned Retirement Readiness Review Subscribe to the Retire with Ryan YouTube Channel Download my entire book for FREE    Connect With Morrissey Wealth Management  www.MorrisseyWealthManagement.com/contact Subscribe to Retire With Ryan  

Send us Fan Mail Dr. Emily Ward knew in March 2020 that she was done. She left her gastroenterology partnership in 2023. The reason for the gap was not fear. The practice worked, the money was good, and staying was the rational choice every morning until it was not. She joins Heather to walk through what she built after that, and the part nobody puts in the announcement post: how you actually get paid once you step outside the systems that normally do the paying. THE BACKGROUND Board certified in internal medicine and pediatrics before gastroenterology, with early microbiome research behind her. Ten years in private practice, most of it colonoscopy after colonoscopy with very little conversation attached. THE FIRST PIVOT GutsyRx, an online gut and rectal health marketplace for women, built for the patient she was in 2020: postpartum, perimenopausal, and unable to find anyone to talk to about it. THE SECOND PIVOT The community kept asking when she was coming back to see people in person. She opened a cash-pay concierge clinic in 2025. No payer contracts, opted out of Medicare. THE THREE PAYMENT PATHWAYS Pathway 1: her own cash-pay endoscopy center. She got as far as a pro forma with a consultant who had launched endoscopists before. His read was that she would need payer contracts for the numbers to work, which defeated the point. Pathway 2: employment at a facility, patients paying her consultation fee and running the procedure through insurance. Compliance gets murky against a Medicare opt-out, and she loses the scheduling control that makes high-touch care possible. Pathway 3: the hybrid, and the one she runs. Patients pay her professional fee directly. Facility, anesthesia, and pathology go through insurance or cash, patient's choice. Every patient so far has chosen insurance for that portion. WHAT SHE WOULD DO DIFFERENTLY She would not have built the WordPress and custom e-commerce platform to the depth she did. That capital would have moved further inside the in-person practice. THREE ACTIONS THIS WEEK • Write down which parts of your week you would keep if the revenue stayed flat. That is the list worth building around. • If you run any cash-pay service alongside insurance, confirm the two sides reconcile independently and nothing is being written off into the gap. • Before your next platform investment, ask what the same build would cost eighteen months from now. The answer has changed. OUR GUEST Dr. Emily Ward, MD, GutsyRx gutsyrx.com  |  Instagram @gutsyrx_guthealth  |  LinkedIn: [insert profile URL] FREE RESOURCE Practice Financial Health Dashboard for Physicians eligibility.natrevmd.com/free-practice-financial-health-dashboard-for-physicians-natrevmd RECOVER DIAGNOSTIC eligibility.natrevmd.com/recover-quiz-lp MORE FROM US Payment Posting Audit Checklist: eligibility.natrevmd.com/payment-posting-checklist Everything else: natrevmd.com MENTIONED The 6 Types of Working Genius by Patrick Lencioni

On this episode of The Broker Link, Josh Slattery and David Ireland continue the 2027 AEP Carrier Rollout Series with a look at the strategic direction of three major players in the Medicare market: UnitedHealthcare, Humana, and Wellcare. Chapters:     :00 - 1:15      Open    1:15 - 20:30   Wellcare 20:30 - 50:51   UnitedHealthcare 50:51 - 1:13:13  Humana The conversation explores how each carrier is adapting to a changing healthcare landscape, focusing on profitability, quality, technology, and members' evolving needs. David and Josh discuss Wellcare's efforts to strengthen its Medicaid and Medicare businesses and stabilize its workforce and operations heading into 2027. They also examine UnitedHealthcare's focus on quality, innovation, and streamlining prior authorization, along with the company's continued growth. Humana's strategy centers on prioritizing quality over volume and making benefit adjustments designed to support long-term sustainability. Technology and artificial intelligence are another key part of the discussion, as both UnitedHealthcare and Humana invest in tools designed to improve the member experience and create greater operational efficiency. For agents preparing for 2027 AEP, understanding these carriers' strategic direction can provide valuable perspective as they evaluate plans and prepare for the year ahead. Listen now to Part 2 of The Broker Link's 2027 AEP Carrier Rollout Series.  If you missed Part 1, with HealthSpring & Aetna, go back and listen to that episode as well. Learn more about partnering with The Brokerage Inc. by visiting our website, www.thebrokerageinc.com. Remember to like, share, and subscribe to our show!  New episodes are available every Tuesday. Join our Community! LinkedIn: https://www.linkedin.com/company/the-brokerage-inc-/   Facebook:  https://www.facebook.com/thebrokerageinc/  Instagram:  https://www.instagram.com/thebrokerageinc/  YouTube:  https://www.youtube.com/@TheBrokerageIncTexas  Website:  https://thebrokerageinc.com/       

On today's episode, Legal Tuesday runs almost two hours with a surprise road-crew call-in from Ben. The panel works Northern Louisiana Medical Center's Medicare clock (Oct 1), voter-fraud sweeps and Dominion machines, Mamdani's NYC prayer-street closures, and a SCOTUS block on activist judges and standing. Second half is energy math (Henry Hub, Venezuela crude, the EV road-fee fight), Optimus and Chinese robots from Terminators to pecan trees, Shapiro's Amish measles blame game, and the White House ballroom standing fight. Don't miss it!

Prince Harry and Meghan Markle, the Duke and Duchess of Sussex, are moving back to England after 6 years away and it's bigger than a headline about the royals. Dr. Phil breaks down the real story behind their reconciliation: why family estrangement happens, what it actually takes to come back together, and why so many of us wait too long to make the first move. If you've ever pushed someone away and wondered if it's too late to fix it, this one's for you. Sponsored by Preserve Gold: Get up to $20,000 in FREE Gold & Silver with a qualified purchase. CALL: 844-718-2642 Text ASKPHIL to 50505 or visit https://DrPhilgold.comSponsored by Chapter: Don't wait! If you're on Medicare or will be soon, reach out to Chapter: Call: (352)-845-0659 or go to https://askchapter.org to learn about your Medicare options and get help finding ways to save money.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

What happens when the life you thought you had falls apart overnight? Keisha Wright joins me to share her incredible story of betrayal, trauma, forgiveness, and healing—and how God used what was meant to destroy her to bring her closer to Him. We're talking about bitterness, lost hope, breaking generational patterns, and why your pain may be part of your story, but it does not have to become your identity.There is hope after trauma, and you do not have to stay stuck in what happened to you.Chapter – Get free, unbiased help finding the Medicare plan that fits your doctors, prescriptions, and priorities at http://askchapter.org/realhelp .Sentry H2O – Protect your family with cleaner water. Get a free consultation at http://sentryh2o.com/heidi .Shop MyFreedomCart for trusted, American-made products that support your values.http://myfreedomcart.com/heidiShow mentions: http://heidistjohn.com/mentionsWebsite | http://heidistjohn.comSupport the show! | http://donorbox.org/donation-827Rumble | rumble.com/user/HeidiStJohnYoutube |    / @‌heidistjohnpodcast  Instagram | @‌heidistjohnFacebook | Heidi St. JohnX | @‌heidistjohnFaith That Speaks Online CommunitySubmit your questions for Fan Mail Friday | http://heidistjohn.com/fanmailfriday

Today On The Eric Metaxas Show, Pastor Erwin Lutzer joins Eric to discuss his new book Marx and Moody: Two Contemporaries, Two Gospels, Two Tombstones. Lutzer explores Karl Marx's writings about Satan, hell, revolution, religion, family, private property, and the ideas behind the Communist Manifesto. He contrasts Marx with evangelist D.L. Moody, whose Christian preaching reached enormous audiences in Britain and America, and examines why the battle between Marxism and Christianity remains relevant today.⭐ ORDER NOW:Revolution: The Birth of the Greatest Nation in the History of the World