Insurance Coverage Insights

In this brief podcast, Mr. Lambert discusses how policyholders can draw support from government directives and court decisions arising from the pandemic to show that “physical loss or damage” has occurred, triggering coverage under their property policies. He examines one of the first legal decisions related specifically to this pandemic, the Pennsylvania Supreme Court decision in Friends of DeVito v. Wolf, and explains how this decision and other governmental orders provide useful insight into how courts might equate this situation to other, more well-traveled areas of the law.Policyholders should continue to consult the terms of the policies, document any property damage and loss of income traceable to the pandemic, and consult with their brokers and legal professionals regarding the advisability of making a claim for insurance coverage. Brouse McDowell's Insurance Recovery Practice is here to help. We have been at the forefront of legal developments in insurance for more than 30 years, including leading critical amicus efforts in federal and state courts. Our attorneys advise policyholders in navigating insurance claims of all types to maximize net recovery, from claim submission through the resolution of disputes in litigation.MUSIC CREDITSYour Choice by Alex Menco | https://alexmenco.netMusic promoted by https://www.free-stock-music.comCreative Commons Attribution 3.0 Unported Licensehttps://creativecommons.org/licenses/by/3.0/deed.en_US

In this episode, Brouse McDowell attorneys Stacy RC Berliner and Andrew W. Miller discuss insurance coverage for COVID-19 related losses, including policy triggers for coverage from direct physical loss or damage, the period of indemnity, exclusions that insurers might assert to avoid coverage and other potential coverages that may be included under your commercial property policy.

Jodi and Elizabeth talk about the changes in medical evidence and the coverage implications this has created. Jodi explains the triggers in asbestos cases and Elizabeth gives us a crystal ball look into the future.

In this episode we discuss the changing look of plaintiffs and secondary exposure as it relates to asbestos. Secondary exposure has been a noticeable trend in KCIC's report of asbestos-related claims. Brouse McDowell's Jodi Spencer Johnson and Elizabeth Hanke of KCIC discuss these trends in more detail.

In this episode, we will review the changing look of defendants in asbestos-related claims. Historically, we saw a few defendants, primarily large manufacturers, as the targets of asbestos-related claims, but now we see many more smaller companies being named as defendants. In this episode, Brouse McDowell’s Jodi Spencer Johnson and KCIC’s Elizabeth Hanke discuss this trend in more detail as well as the implications it raises in insurance coverage.

Decades ago no one thought we would still be talking about asbestos claims, but yet here we are. While they certainly have slowed, they have not stopped and, in some ways, have gotten worse. The emerging claim trends are affecting disputes over insurance coverage, making asbestos a problem that doesn’t seem to be going away anytime soon. In this episode, we will highlight the claims data for 2018 and identify the claims trends and insurance coverage issues to be discussed in future episodes.