Podcasts about Indemnity

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Indemnity

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Best podcasts about Indemnity

Latest podcast episodes about Indemnity

Land & Livestock Report
Livestock Indemnity Program Helping Ranchers with Wildfire Losses

Land & Livestock Report

Play Episode Listen Later Aug 3, 2026


Livestock Indemnity Program Helping Ranchers with Wildfire Losses

The Times of Israel Daily Briefing
The Reel Schmooze on 'Double Indemnity': Billy Wilder's film noir masterpiece

The Times of Israel Daily Briefing

Play Episode Listen Later Aug 1, 2026 51:04


Welcome to The Reel Schmooze with ToI film reviewer Jordan Hoffman and host Amanda Borschel-Dan, where we bring you all the entertainment news and film reviews a Jew can use. We have two Jangles this week. Borschel-Dan explains how Boy George released a reggae-inspired track, titled “Od Nirkod” in Hebrew, "We Will Dance Again," on his social media accounts on Monday. The duo chews this over. Hoffman is still jazzed from a Phish show he had seen the previous night. He brings us a fascinating and statistically rare sound sample. The main feature this week is Billy Wilder's 1944 "Double Indemnity," which is considered by many -- including our very own movie maven -- as one of the best pieces of film noir to date. Wilder was born in 1906 in Sucha, Galicia, today's Poland, to a Jewish family. He moved as a boy to Vienna, eventually working as a journalist and screenwriter, and moved to Paris as the Nazis rose to power. By 1934, he had made his way to Hollywood and begun working on films. Last week, Hoffman dared Borschel-Dan to find the Jewish themes of this week's film. Set in 1938, "Double Indemnity" probes the banality of evil even as Wilder's own family was being massacred in Nazi Europe. Wilder won the first of his seven Oscars for the film, which stars Fred MacMurray, Barbara Stanwyck and the Jewish actor Edward Goldenberg Robinson (born Emanuel Goldenberg). Let’s hear who gave this film an “oy,” “meh” or the prized “not bad” this week on The Reel Schmooze. The Reel Schmooze is produced by Ari Schlacht and can be found wherever you get your podcasts.See omnystudio.com/listener for privacy information.

Growing Harvest Ag Network
Mid-morning Ag News, July 23, 2026: Improvements made to USDA's Livestock Indemnity Program

Growing Harvest Ag Network

Play Episode Listen Later Jul 23, 2026 2:35


Under Secretary for Farm Production and Conservation Under Secretary Richard Fordyce explains improved provisions for USDA's Livestock Indemnity Program as part of the Working Families Tax Cut Act. USDA Radio NewslineSee omnystudio.com/listener for privacy information.

Show Me The Money Club
Uber's New Driver Agreement, 30% Take Rate & Bigger Tax Deductions

Show Me The Money Club

Play Episode Listen Later Jul 22, 2026 107:15


Welcome to Show Me The Money Club live show with Sergio and Chris Tuesdays 6pm est/3pm pst.

Dentists Who Invest
Here's How to Reduce Your Dental Indemnity Fee with Adam O'Keeffe [CPD Available]

Dentists Who Invest

Play Episode Listen Later Jun 29, 2026 23:15 Transcription Available


Special Offer: Get 15% OFF your first FIGS order with code FIGSUK at checkout.Shop now at https://www.wearfigs.com/———————————————————————UK Dentists: Collect your verifiable CPD for this episode here >>> https://courses.dentistswhoinvest.com/smart-money-members-club———————————————————————Your indemnity renewal lands and the number looks bigger than last year, so the obvious question is: are you paying more for the same thing, or paying for protection you can actually rely on? We sit down with Adam O'Keeffe from AllMed Pro Insurance Specialists to translate the confusing bits of dental indemnity into plain English, so UK dentists can make sharper decisions at renewal time. We talk through why renewals peak around July, August and September, why indemnity premiums often rise quickly in the first years after qualification, and how claims trends and claims costs feed into pricing. Then we move past the headline quote and into what really determines value: 24/7 access to dental legal advice, whether you can get claims occurrence cover, and whether your policy has contract certainty with clear terms and conditions and the safety net of the Financial Ombudsman Service. The most important comparison is discretionary cover versus insurance-backed cover, plus the often-misunderstood world of claims-made policies. We explore what happens if a complaint arrives years after treatment, how retirement and runoff cover fit in, and why vicarious liability means a law firm may pursue multiple parties, including the practice. Adam also shares a practical checklist of extras that can matter when things escalate, including contingent cover when switching provider and PR and reputation protection if a story reaches the press. ———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.Send us Fan Mail

Oral Arguments for the Court of Appeals for the Ninth Circuit
Coleman v. National Indemnity Company

Oral Arguments for the Court of Appeals for the Ninth Circuit

Play Episode Listen Later Jun 10, 2026 36:31


Coleman v. National Indemnity Company

CII Radio
Episode 223 - Prize Indemnity Insurance: Insuring big prize giveaways

CII Radio

Play Episode Listen Later Jun 3, 2026 23:03


From game show jackpots to high‑profile promotional giveaways, Prize Indemnity Insurance is the cover that makes big prizes possible — without organisations taking on big risk. In this episode of The Journal Podcast, we're joined by Tom Stagg from WorldWide Special Risks, a leading provider of specialty insurance in this sector. We'll be unpacking what Prize Indemnity Insurance actually is, who uses it, how it's underwritten, and what really happens when someone does win. And of course, we'll bring it to life with real-world examples — from TV game shows to modern digital competitions — to understand how it works in practice.

Dentists Who Invest
5 Biggest Myths About Your Dental Indemnity with Adam O'Keeffe and Dr Neel Jaiswal [CPD Available]

Dentists Who Invest

Play Episode Listen Later May 4, 2026 27:09 Transcription Available


Check if your dental practice qualifies for capital allowances here >>> https://www.dentistswhoinvest.com/chris-lonergan———————————————————————UK Dentists: Collect your verifiable CPD for this episode here >>> https://courses.dentistswhoinvest.com/smart-money-members-club———————————————————————You can spend years paying for dental indemnity and still feel unsure about what actually happens when things go wrong. We wanted to fix that by pulling apart the most common indemnity myths we hear in practice and replacing them with plain-English explanations you can use at renewal time.We talk through the real differences between discretionary dental indemnity and non-discretionary professional indemnity insurance for UK dentists, including why having a contract, clear policy wording, and a route to the Financial Ombudsman Service can matter when the pressure is on. We also challenge the rumour that “insurers always look for a way out”, and explain what a fair presentation of risk looks like in the real world.Another big sticking point is fear. Many dentists hesitate to call their indemnity provider for advice because they worry next year's indemnity premium will jump. We unpack why good providers want you to call early, how early notification helps resolve issues before they become claims, and why risk management advice can be as valuable as the cover itself. From there we get practical about pricing: claims made vs claims occurrence, retroactive cover, and why “cheaper” is only meaningful once you understand what is and is not included.We also cover switching, including the anxiety some clinicians feel about leaving a mutual and whether past work stays protected. If you want to make an educated choice instead of a habitual one, this is the conversation to hear. Subscribe for more dentistry finance insights, share this with a colleague who is renewing soon, and leave us a review with the one indemnity myth you want busted next.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.Send us Fan Mail

321 Biz Development
Episode 1052: Hospital Indemnity Plans Help People Deal with Inpatient Copay, Deductible, and Coinsurance Payments

321 Biz Development

Play Episode Listen Later Mar 11, 2026 11:45


Mortgage Broker Broadcast
Choosing Between Indemnity And Drip: A Broker's Guide To Sustainable Protection Income

Mortgage Broker Broadcast

Play Episode Listen Later Mar 11, 2026 16:50 Transcription Available


Send a textFear of clawbacks should never dictate advice. We take a clear, practical look at how protection commission choices indemnity, non‑indemnity (drip), and blended models shape cash flow, client outcomes, and the long‑term value of a self‑employed mortgage business. With plain‑English examples and simple rules you can apply today, we unpack what really changes when you shift from lump‑sum advances to steady monthly income.We start by demystifying indemnity: how two and four‑year periods work, why higher advances mean longer exposure, and how clawback can distort behavior if you are chasing short term spikes. Then we turn to non‑indemnity and show why drip income can smooth revenue, reduce stress, and often match or beat total indemnity over time. You will hear how recurring commissions fund admin support, marketing, and rent, and why a dependable base elevates your firm's valuation when you plan an exit.From there, we map out blended strategies that keep cash coming in while building stability. Set a simple premium threshold, split by product type, or decide case by case life cover on indemnity, income protection on drip so you are balancing immediacy with durability. We cover the operational moves that make it work: checking provider terms, planning for the transition dip, using your CRM to drive reviews, placing policies in trust, and protecting persistency to safeguard both clients and revenue.The heart of the episode is a mindset shift from transaction to stewardship. When you align commission structure with Consumer Duty and long‑term client care, you create better advice, better retention, and a calmer business you can scale. If this conversation resonates, take ten minutes after listening to review your commission mix and set one simple rule you will apply on your next protection case.Enjoyed the conversation? Subscribe, leave a review, and share this with a broker who needs a smarter approach to protection income.I help employed mortgage brokers go self-employed with clarity, confidence and one-to-one mentoring. Find out how Pathways or Coaching works at craigskelton.co.uk The Broker Foundry – Where Mortgage Brokers Become Business Owners Subscribe on YouTube: https://www.youtube.com/@TheBrokerFoundry #mortgagebroker #mortgagebrokers #mortgagebrokeruk #mortgagebrokercoaching #coaching #mortgagebrokerage #mortgagebrokerbusiness #mortgagebrokermarketing #mortgagebrokertips #mortgageadvisor #mortgageadviser #mortgagecoach ...

Afternoon Drive with John Maytham
Indemnity forms at Table Mountain National Parks: necessary safety measure or visitor nightmare?

Afternoon Drive with John Maytham

Play Episode Listen Later Feb 11, 2026 11:05 Transcription Available


Table Mountain National Park is updating its visitor procedures, including the use of indemnity forms and a new digital ID scanning system at key entrances. Many visitors are expressing concerns about delays and confusion at park gates. Bongani Mnisi, Cape Region General Manager for TMNP, speaks to John Maytham on the show to clarify which areas still require indemnity forms, explain how the ID scanning system works, and outline what visitors can expect when entering the parks. The conversation addresses listener questions and explores how SANParks balances governance, compliance, and a smooth visitor experience. Presenter John Maytham is an actor and author-turned-talk radio veteran and seasoned journalist. His show serves a round-up of local and international news coupled with the latest in business, sport, traffic and weather. The host’s eclectic interests mean the program often surprises the audience with intriguing book reviews and inspiring interviews profiling artists. A daily highlight is Rapid Fire, just after 5:30pm. CapeTalk fans call in, to stump the presenter with their general knowledge questions. Another firm favourite is the humorous Thursday crossing with award-winning journalist Rebecca Davis, called “Plan B”. Thank you for listening to a podcast from Afternoon Drive with John Maytham Listen live on Primedia+ weekdays from 15:00 and 18:00 (SA Time) to Afternoon Drive with John Maytham broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/BSFy4Cn or find all the catch-up podcasts here https://buff.ly/n8nWt4x Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

321 Biz Development
Episode 1042: Medicare and Affordable Care Act Members Should Add A Hospital Indemnity Plan to Cover Copays

321 Biz Development

Play Episode Listen Later Dec 24, 2025 4:08


bestinsuranceplanning.com

The Manila Times Podcasts
DEAR PAO: A builder in bad faith loses that which he built without indemnity or reimbursement | Dec. 23, 2025

The Manila Times Podcasts

Play Episode Listen Later Dec 22, 2025 4:27


DEAR PAO: A builder in bad faith loses that which he built without indemnity or reimbursement | Dec. 23, 2025Subscribe to The Manila Times Channel - https://tmt.ph/YTSubscribeVisit our website at https://www.manilatimes.net Follow us: Facebook - https://tmt.ph/facebook Instagram - https://tmt.ph/instagram Twitter - https://tmt.ph/twitter DailyMotion - https://tmt.ph/dailymotion Subscribe to our Digital Edition - https://tmt.ph/digital Check out our Podcasts: Spotify - https://tmt.ph/spotify Apple Podcasts - https://tmt.ph/applepodcasts Amazon Music - https://tmt.ph/amazonmusic Deezer: https://tmt.ph/deezer Stitcher: https://tmt.ph/stitcherTune In: https://tmt.ph/tunein#TheManilaTimes#KeepUpWithTheTimes Hosted on Acast. See acast.com/privacy for more information.

Oral Arguments for the Court of Appeals for the Eighth Circuit
General Star Indemnity Company v. ASI, Inc.

Oral Arguments for the Court of Appeals for the Eighth Circuit

Play Episode Listen Later Oct 22, 2025 33:36


General Star Indemnity Company v. ASI, Inc.

947 Breakfast Club
Should you make kids sign an indemnity form for a kids' party?

947 Breakfast Club

Play Episode Listen Later Oct 15, 2025 12:24 Transcription Available


Kids’ parties these days can feel like mini adventure parks from jumping castles and swimming pools to pony rides and obstacle courses. But as fun as it all sounds, it also comes with a bit of risk, and that’s why some parents are now asking: should we be making other parents sign an indemnity form? An indemnity form is basically a safety disclaimer it says that while the host will do their best to keep everyone safe, they can’t be held responsible if something goes wrong. Hang out with Anele and The Club on 947 every weekday morning. Popular radio hosts Anele Mdoda, Frankie du Toit, Thembekile Mrototo, and Cindy Poluta take fun to the next level with the biggest guests, hottest conversations, feel-good vibes, and the best music to get you going! Kick-start your day with the most enjoyable way to wake up in Joburg. Connect with Anele and The Club on 947 via WhatsApp at 084 000 0947 or call the studio on 011 88 38 947Thank you for listening to the Anele and the Club podcast..Listen live on Primedia+ weekdays from 06:00 to 09:00 to Anele and the Club broadcast on 947 https://buff.ly/y34dh8Y For more from the show go to https://buff.ly/gyWKIkl or find all the catch-up podcasts here https://buff.ly/K59GRzu Subscribe to the 947s Weekly Newsletter https://buff.ly/hf9IuR9 Follow us on social media:947 on Facebook: https://www.facebook.com/947Joburg/ 947 on TikTok: https://www.tiktok.com/@947joburg947 on Instagram: https://www.instagram.com/947joburg947 on X: www.x.com/947 947 on YouTube: https://www.youtube.com/@947JoburgSee omnystudio.com/listener for privacy information.

Alliance University Product PRODcast
09-11-2025 - Product Call - New Product Drop: Hospital Indemnity Product

Alliance University Product PRODcast

Play Episode Listen Later Sep 11, 2025 39:04


Agent Survival Guide Podcast
The Insurance Agent's Guide to Understanding Hospital Indemnity

Agent Survival Guide Podcast

Play Episode Listen Later Sep 9, 2025 1:59


Discover the benefits to selling hospital indemnity plans!     Download Your FREE Copy – The Insurance Agent's Guide to Understanding Hospital Indemnity Policies    Contact the Agent Survival Guide Podcast! Email us ASGPodcast@Ritterim.com or call 1-717-562-7211 and leave a voicemail.    Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim X, https://x.com/RitterIM and YouTube, https://www.youtube.com/user/RitterInsurance       Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel    Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/    Not affiliated with or endorsed by Medicare or any government agency.

Preparing For Tomorrow podcast
Less healthy? Less Wealthy? Less Young? There are plans for you

Preparing For Tomorrow podcast

Play Episode Listen Later Sep 4, 2025 8:59


So many people want a long term care plan with all the bells and whistles.  They want a plan that will pay for everything that could ever happen.  These plans are often priced higher than a budget allows. Why do people state that they want no coverage if they can't get the best plan out there? We don't do this anywhere but with LTC insurance. Do we not own a car because we can't afford a Tesla? No. Do we not eat because we can't afford the steak? No. When I work wit you, we work together to determine how much risk is both acceptable and affordable. There are plans offered to people on a stricter budget.  There are plans that accept medical concerns that other plans don't accept.  There are plans offered to age 89 in some states. Listen and then scheudle some time to work through this together

Oral Arguments for the Court of Appeals for the Eighth Circuit
Hartford Accident and Indemnity Company v. Capital Credit Union

Oral Arguments for the Court of Appeals for the Eighth Circuit

Play Episode Listen Later Aug 26, 2025 31:52


Hartford Accident and Indemnity Company v. Capital Credit Union

Dentists Who Invest
How Can I Reduce My Indemnity Fee? with Adam O'Keeffe [CPD Available]

Dentists Who Invest

Play Episode Listen Later Jul 30, 2025 18:53 Transcription Available


Get a free audit of your indemnity cover here >>> https://quote.allmedpro.co.uk/dental-indemnity-2025-new-proposal-dwi/———————————————————————Collect unlimited free verifiable CPD for UK Dentists here >>>  ———————————————————————The dreaded dental indemnity renewal season arrives each August and September, bringing with it significant financial demands on dental professionals. With premiums continuing to rise, finding the best coverage at the most reasonable price has never been more important.Adam O'Keefe from Allmed Pro Insurance Specialists joins us to cut through the complexity of dental indemnity, revealing what you should be looking for beyond just the price tag. We explore the critical differences between discretionary and contractual coverage – a distinction that could mean the difference between being protected or left financially exposed when facing a claim. Adam brilliantly illustrates this with a simple question: "Would you insure your house for fire and then wait till you've had the fire to find out whether you're covered?"The conversation delves into why newly qualified dentists face steep premium increases in their early years, how claims trends are affecting the entire profession, and what protection you need after retirement. Most importantly, we uncover the additional benefits that separate exceptional providers from basic ones – from 24/7 legal advice and GP services to reputation management and PR support during crises. These extras can prove invaluable during challenging periods of your career.Whether you're a newly qualified dentist navigating indemnity for the first time or an experienced practitioner looking to ensure you're getting the best value, this episode provides the knowledge you need to make informed decisions. Listen now, then complete our short questionnaire to receive free verifiable CPD – contributing valuable hours to your current learning cycle while potentially saving thousands on one of your practice's biggest annual expenses.———————————————————————Disclaimer: All content on this channel is for education purposes only and does not constitute an investment recommendation or individual financial advice. For that, you should speak to a regulated, independent professional. The value of investments and the income from them can go down as well as up, so you may get back less than you invest. The views expressed on this channel may no longer be current. The information provided is not a personal recommendation for any particular investment. Tax treatment depends on individual circumstances and all tax rules may change in the future. If you are unsure about the suitability of an investment, you should speak to a regulated, independent professional. Investment figures quoted refer to simulated past performance and that past performance is not a reliable indicator of future results/performance.Send us a text

321 Biz Development
Episode 973: Hospital Indemnity Plans Help Pay Inpatient Copays

321 Biz Development

Play Episode Listen Later Jul 23, 2025 3:02


Why pay thousands of dollars when a hospital indemnity plan can pay some of the charges?

Construction Secrets w/ Cian Brennan
Who Is Responsible for On-site Fails? – Liability in Construction [#ThrowbackThursday] | Ep. 384

Construction Secrets w/ Cian Brennan

Play Episode Listen Later Jul 17, 2025 4:38


This episode is a re-run. It was originally published in December 2023.One wrong clause could make you pay for everyone else's mistakes.When something goes wrong on site, the blame game begins.But if you signed the wrong indemnity clause, guess who's left holding the bag?Most construction companies don't realise just how much risk they've agreed to until it's too late.If you're a contractor, subcontractor, or supplier, this episode breaks down what indemnification really means and how to protect yourself before the finger-pointing starts.Listen now to learn how to take control of your contracts and avoid paying for problems you didn't cause.Struggling with unfair contracts or slow payments in construction? With 6,000+ contracts reviewed and $20 billion in contracts managed, Quantum Contracts' proven framework is designed to help you negotiate fair contracts, secure faster payments, avoid disputes, and improve cash flow.Don't let contract issues hold you back—gain the confidence to focus on growing your business. Ready to take control and make more profit per project?Click here to IMPROVE your contracts using the Quantum Contract System: quantumcs.co/Yt2025Click here to BOOST your profit margins up to 15%: quantumcs.co/YtO3SimpleChangesClick here to GAIN expert advice weekly for FREE: quantumcs.co/YTNewsOptInTimestamps:(1:21) - The term indemnification itself, It's a clause in the contract that's critical to your business's survival(1:58) - Everyone has to deal with indemnity clauses, no matter how much responsibility they have(3:22) - Indemnity clauses are not created equal(4:05) - This is important because it's not only what keeps you safe, but also makes things fair for everybody involvedDISCLAIMER: The content of this podcast does not constitute legal advice, is not intended to be a substitute for legal advice, and can not be relied upon as such. You should seek legal advice or other professional advice in relation to any matters you or your business may have.Follow our Socials and let's get connected! ⤵️⁠⁠⁠⁠Facebook⁠⁠⁠⁠ | ⁠⁠⁠⁠LinkedIn⁠⁠⁠⁠ | ⁠⁠⁠⁠YouTube⁠⁠⁠⁠ | ⁠⁠⁠⁠Instagram⁠⁠⁠⁠ | ⁠⁠⁠⁠TikTok⁠⁠⁠⁠ | ⁠⁠⁠⁠Twitter

Yachting Channel
Inside P&I Clubs: Safeguarding Seafarers & Shipping with Bill Moore and Yves Vandenborn | SEA VIEWS

Yachting Channel

Play Episode Listen Later Jul 4, 2025 44:49


In this episode of Sea Views, hosts Julia Gosling and Adam Parnell navigate the essential yet often misunderstood world of P&I (Protection and Indemnity) clubs. Joining them are Bill Moore, Senior Vice President and Global Head of Loss Prevention at The American Club, and Yves Vandenborn, Head of Loss Prevention for the Asia Pacific Region at North Standard. Together, they take listeners behind the scenes of how P&I clubs work to prevent losses, promote safety, and support the global maritime workforce. From mental health and manning issues to green fuels and shipping in war zones, this conversation explores the real-world impact of loss prevention strategies and the evolving risks in today's maritime landscape. Whether you're an insurer, policymaker, shipowner, or crew member, this episode delivers a vital understanding of how P&I clubs contribute to a safer, more resilient industry.

Afternoons with Pippa Hudson
Legal Talk – Legal implications of School indemnity forms

Afternoons with Pippa Hudson

Play Episode Listen Later Jun 9, 2025 11:19


Pippa speaks to Kirstie Haslam who is a Partner at DSC Attorneys about the legal implication of indemnity forms parents sign to allow their children on school outings. Lunch with Pippa Hudson is CapeTalk’s mid-afternoon show. This 2-hour respite from hard news encourages the audience to take the time to explore, taste, read and reflect. The show - presented by former journalist, baker and water sports enthusiast Pippa Hudson - is unashamedly lifestyle driven. Popular features include a daily profile interview #OnTheCouch at 1:10pm. Consumer issues are in the spotlight every Wednesday while the team also unpacks all things related to health, wealth & the environment. Thank you for listening to a podcast from Lunch with Pippa Hudson Listen live on Primedia+ weekdays between 13:00 and 15:00 (SA Time) to Lunch with Pippa Hudson broadcast on CapeTalk https://buff.ly/NnFM3Nk For more from the show go to https://buff.ly/MdSlWEs or find all the catch-up podcasts here https://buff.ly/fDJWe69 Subscribe to the CapeTalk Daily and Weekly Newsletters https://buff.ly/sbvVZD5 Follow us on social media: CapeTalk on Facebook: https://www.facebook.com/CapeTalk CapeTalk on TikTok: https://www.tiktok.com/@capetalk CapeTalk on Instagram: https://www.instagram.com/ CapeTalk on X: https://x.com/CapeTalk CapeTalk on YouTube: https://www.youtube.com/@CapeTalk567 See omnystudio.com/listener for privacy information.

Hoosier Ag Today Podcast
Grain Indemnity Bill Good for Farmers

Hoosier Ag Today Podcast

Play Episode Listen Later Jun 2, 2025 46:50


On this edition of the Indiana Ag Policy Podcast, we discuss the Grain Indemnity Bill (SB461) that was just recently signed into law by Governor Braun. Clark Smith, director of the Indiana Grain Buyers & Warehouse Licensing Agency, and Agribusiness Council of Indiana President Bruce Kettler join us to discuss why this bill was a big win for farmers, agribusinesses, and the agency. The Indiana Ag Policy Podcast is presented by the Indiana Soybean Alliance and Indiana Corn Growers Association with support from Indiana Farm Bureau.

farmers grain indemnity bill good clark smith
In the Loupe
When It Snows, You Win: Inside the World of Prize Indemnity Insurance ft. Tokio Marine HCC

In the Loupe

Play Episode Listen Later Mar 25, 2025 24:02 Transcription Available


Prize indemnity insurance might sound like a dry financial topic, but Robin Lang from Tokio Marine HCC reveals it's actually one of the most exciting marketing tools available to jewelers today. We discuss how retailers can offer customers full refunds on purchases if certain events occur – like six inches of snow on New Year's Day, or a Safety during the Super Bowl – while paying just a fraction of the potential cost themselves.Robin walks us through the mechanics of these promotions, explaining how her team of actuaries analyzes decades of historical data to calculate the odds of specific weather events or sports outcomes.Learn more about Prize Indemnity with Tokio Marine HCC: https://www.tmhcc.com/en-us/products/contingency/prize-indemnitySend us a text Send feedback or learn more about the podcast: punchmark.com/loupe Learn about Punchmark's website platform: punchmark.com Inquire about sponsoring In the Loupe and showcase your business on our next episode: podcast@punchmark.com

iTunes - Insurance Journal TV
IJA Aftershow: Patrick Wraight

iTunes - Insurance Journal TV

Play Episode Listen Later Mar 6, 2025 22:32


Join George and Patrick as they dive into key property insurance concepts, unravel complex terms like deductibles and indemnity, and preview upcoming expert-led webinars. This aftershow covers the … Read More » The post IJA Aftershow: Patrick Wraight appeared first on Insurance Journal TV.

Agriculture Today
1872 - Livestock Indemnity...Cattlemen's Day

Agriculture Today

Play Episode Listen Later Feb 19, 2025 27:53


Livestock and Crop FSA Programs K-State Cattlemen's Day Adapting Mineral Programs   00:01:05 – Livestock and Crop FSA Programs: Beginning the show today is Todd Barrows, Kansas Farm Service Agency chief program specialist, as he reminds producers about the Livestock Indemnity Program, American Relief Act bill, ARC and PLC. AgManager.info USDA.gov Farmers.gov   00:12:05 – K-State Cattlemen's Day: Justin Waggoner, K-State Extension beef cattle specialist, adds to today's show as he previews the upcoming K-State Cattlemen's Day. He discusses the presenters and their topics and what he hopes attendees get from the day. asi.k-state.edu/stockmensdinner KSUBeef.org   00:23:05 – Adapting Mineral Programs: The Beef Cattle Institute's Brad White, Phillip Lancaster and Bob Larson wrap the show for today with part of their Cattle Chat podcast where they explained mineral need changes during the calendar year and cattle cycle. BCI Cattle Chat Podcast Bovine Science with BCI Podcast Email BCI at bci@ksu.edu     Send comments, questions or requests for copies of past programs to ksrenews@ksu.edu.   Agriculture Today is a daily program featuring Kansas State University agricultural specialists and other experts examining ag issues facing Kansas and the nation. It is hosted by Shelby Varner and distributed to radio stations throughout Kansas and as a daily podcast.   K‑State Research and Extension is a short name for the Kansas State University Agricultural Experiment Station and Cooperative Extension Service, a program designed to generate and distribute useful knowledge for the well‑being of Kansans. Supported by county, state, federal and private funds, the program has county Extension offices, experiment fields, area Extension offices and regional research centers statewide. Its headquarters is on the K‑State campus in Manhattan

Oral Arguments for the Court of Appeals for the Fourth Circuit
The Travelers Indemnity Company v. American Alternative Insurance Corporation

Oral Arguments for the Court of Appeals for the Fourth Circuit

Play Episode Listen Later Jan 31, 2025 24:49


The Travelers Indemnity Company v. American Alternative Insurance Corporation

Weddings for Real
303. WTF Does Indemnity (and Other Contract Must-Knows) Actually Mean?!

Weddings for Real

Play Episode Listen Later Jan 15, 2025 37:16


Let's talk contracts, wedding pros! Are you confident that the clauses in your contracts truly protect your small business?Maybe you're working off a template you bought years ago or piecing together bits you've found online. Or perhaps the thought of reviewing your contract gives you a pit in your stomach, and you're not quite sure what some of the legal jargon actually means.If that's you, this episode is here to help. From indemnity clauses to liability concerns to making your contracts work for you, Leah Weinberg's expert advice will help you feel more confident and empowered to protect your business.-----Connect with Leah Weinberg:Instagram: https://www.instagram.com/theleahweinberg------[00:02:48] Meet Leah WeinbergLeah shares her journey from commercial real estate attorney to wedding planner to legal expert for event pros.[00:05:30] What is an Indemnity Clause?Leah explains this essential contract provision, complete with real-life examples of how it protects wedding vendors.[00:10:50] Liability Issues: Lessons from a Cake DisasterMegan shares a story about a wedding mishap and how an indemnity clause could have saved the day.[00:15:56] Signing Contracts with VenuesLeah discusses the risks of venue agreements and what to watch out for before signing.[00:22:40] Retainer vs. Deposit: Why Words MatterLeah clears up the confusion between these two terms and explains why using the right one can protect your business.[00:29:37] The ABCs of LegaleseLeah introduces her new Instagram series breaking down legal jargon, one letter at a time.[00:32:46] Building a Relationship with an AttorneyLeah's top advice for wedding pros: Don't wait until you're in a bind to find a lawyer.[00:34:55] Final Takeaways and Next StepsMegan and Leah share actionable advice for wedding pros to feel more confident about contracts and legal protection.---Today's episode is brought to you by The Planner's Vault. The doors are currently closed for The Planner's Vault, but join the wait list now so you can be the first to know when the doors re-open.Weddings for Real on Social Media:Instagram: @weddingsforrealFacebook: @weddingsforrealtwitter: @weddingsforrealHosted by Megan Gillikin, Weddings for Real is presented by The Planner's Vault, and is produced by Earfluence.

Oral Arguments for the Court of Appeals for the Ninth Circuit
McGranahan v. GEICO Indemnity Company

Oral Arguments for the Court of Appeals for the Ninth Circuit

Play Episode Listen Later Jan 15, 2025 26:05


McGranahan v. GEICO Indemnity Company

Oral Arguments for the Court of Appeals for the Third Circuit
Erie Indemnity Co v. Troy Stephenson

Oral Arguments for the Court of Appeals for the Third Circuit

Play Episode Listen Later Oct 29, 2024 34:20


Erie Indemnity Co v. Troy Stephenson

NFP Benefits Compliance Podcast
EP 151: Problematic Wellness Indemnity Arrangements Bubbling Up Again!

NFP Benefits Compliance Podcast

Play Episode Listen Later Oct 9, 2024 22:36


In this episode, Chase Cannon and Suzanne Spradley discuss the recent revival of vendor-promoted pre-tax wellness arrangements that promise large tax savings for employers and employees with little employer investment. Chase leads off with a brief description of these programs and their purported claims on employment tax savings for both employees and employers. Chase and Suzanne review the various iterations of the programs, explain how their tax-free reimbursements are not allowed under the related rules, and discuss how the IRS has attempted to address their illegitimacy through several pieces of guidance. Chase closes out the podcast by identifying red flags to help listeners recognize these problematic programs.

Cammayo's Compliance Talk
Episode 41: Hospital Indemnity Notices, Medicare Part D Notices, And More

Cammayo's Compliance Talk

Play Episode Listen Later Oct 1, 2024 32:54


On this episode of Ask Michelle, Michelle is joined by KC Rippstein, Employee Benefits Compliance Practice Lead at IMA. They provided updates on hospital indemnity notices, Medicare Part D notices, and the projected 2025 FSA limit. Michelle answers questions about exempt status of licensed childcare teachers, non-discrimination testing for employee benefits, and disability and paid family leave for remote out-of-state employees. Curious about a compliance issue? Submit your questions to AskMichelle@imacorp.com and Michelle will answer them on the next episode. 

Oral Arguments for the Court of Appeals for the Seventh Circuit
Philadelphia Indemnity Insuran v. Kinsey & Kinsey, Inc.

Oral Arguments for the Court of Appeals for the Seventh Circuit

Play Episode Listen Later Sep 27, 2024 26:55


Philadelphia Indemnity Insuran v. Kinsey & Kinsey, Inc.

MONEY FM 89.3 - Your Money With Michelle Martin
Market View: Seatrium, UOB, OCBC, Geo Energy Resources, Seven & I, Alimentation Couche-Tard, Nitori, Aeon, Nvidia, Palantir, Dell, Erie Indemnity, Boeing, Trump Media & Technology, MicroStrategy, Ryde, Sembcorp Industries, ST Engineering, SingTel,

MONEY FM 89.3 - Your Money With Michelle Martin

Play Episode Listen Later Sep 16, 2024 22:44


Join Michelle Martin on her tour of markets! Hosted by Michelle Martin with Ryan Huang, today's discussion kicks off with a focus on institutional trading, where companies like Seatrium and Geo Energy Resources are drawing investor attention. Ryan shares insights on corporate buybacks, with UOB and OCBC leading the charge. We dive into global markets, including the takeover drama surrounding Japan's Seven & I, and the rise of Nvidia and Palantir in the US. Tune in for corporate updates on Boeing, Ryde, and more in this action-packed market review!See omnystudio.com/listener for privacy information.

MONEY FM 89.3 - Your Money With Michelle Martin
Market View: OCBC, UOB, DBS, CapitaLand Ascott Trust, Tuan Sing Holdings, Tai Sin Electric, ValueMax, Palantir, Dell, Erie Indemnity, American Airlines, Etsy, Bio-Rad Laboratories, GameStop, Life Time, Food Empire, 99 Speed Mart, Jardine Cycle & Carri

MONEY FM 89.3 - Your Money With Michelle Martin

Play Episode Listen Later Sep 9, 2024 20:48


Join Michelle Martin on her tour of markets! Hosted by Michelle Martin with guest Willie Keng, author of Dividend Titan finance blog; both discuss OCBC's and UOB's share buybacks, and why DBS is absent from the list. Explore the changes in the S&P 500 as Palantir, Dell, and Erie Indemnity make their debut while American Airlines, Etsy, and Bio-Rad exit. Plus, a deep dive into the market impact of meme stocks like GameStop, and key local performers such as Food Empire and 99 Speed Mart's IPO.See omnystudio.com/listener for privacy information.

The Love of Cinema
'Double Indemnity': Films of 1944 + 'Trap' & 'Longlegs' mini-reviews

The Love of Cinema

Play Episode Listen Later Aug 6, 2024 79:10


This week, the boys watch ‘Double Indemnity,' the incredible Billy Wilder film based on the crime novella of the same name, which is also based on a true story! Since the co-hosts don't have solid life insurance policies, we can rest easy knowing our spouses can't try that crap on us. Don't even think about it, Diamond! We also spend a few minutes on some spoiler-free mini-reviews of M. Night Shyamalan's ‘Trap' and Oz Perkins' ‘Longlegs'.  Grab a drink and join us! Our phone number is 646-484-9298. It accepts texts or voice messages.  0:00 Intro; 9:16 ‘Longlegs' mini-review; 9:36 ‘Trap' mini-review; 16:16 Gripes; 22:30 Films of 1944; 29:30 'Double Indemnity'; 01:07:54 What You Been Watching?; 01:17:21 Next Week's Episode Teaser Additional Cast/Crew/Mentions: Miklos Rozsa, John Seitz, Edith Head, Fred MacMurray, Barbara Stanwyck, Edward G Robinson, Raymond Chandler, James M. Cain, Josh Hartnett, Ishana Shyamalan, Maika Monroe, Nicholas Cage.  Hosts: Dave Green, Jeff Ostermueller, John Say Edited & Produced by Dave Green. Beer Sponsor: Carlos Barrozo Music Sponsor: Dasein Dasein on Spotify: https://open.spotify.com/artist/77H3GPgYigeKNlZKGx11KZ 
Dasein on Apple Music: https://music.apple.com/us/artist/dasein/1637517407 Additional Tags: Michigan kicking GM's ass, Michael Moore, Syrian Aramaic, Matilda, The Sopranos, Star Wars, Acolyte, Uncle Buck, Godzilla Minus One, Auckland, New Zealand, Wilhelm Yell, Wilhelm Scream, Prince Charles, King Charles, John Wayne, Charleton Heston, Preparation H, Hemmoroids, Harr yDean Stanton, CVS, Duane Reade, Walgreens, Road Rash, The Lion King, Pivot, Ross, Friends, Couch, NASA, Killers of the Flower Moon, Leonardo DiCaprio, Robert DeNiro, Martin Scorcese, Lily Gladstone, Jesse Plemmons, David Ellison, David Zazlav, Al Jolson, Oscars, Academy Awards, BFI, BAFTA, BAFTAS, British Cinema. England, Vienna, Leopoldstadt, The Golden Globes, Past Lives, Monarch: Legacy of Monsters, The Holiday, The Crown: Season 6 part 2, Napoleon, Ferrari, Beer, Scotch, Travis Scott, U2, Apple, Apple Podcasts, 101 Dalmatians, The Parent Trap, Switzerland, West Side Story, Wikipedia, Adelaide, Australia, Queensland, New South Wales, Melbourne, Indonesia, Java, Jakarta, Bali, Guinea, The British, England, The SEC, Ronald Reagan, Stock Buybacks, Marvel, MCU, DCEU, Film, Movies, Southeast Asia, The Phillippines, Vietnam, America, The US, Academy Awards, WGA Strike, SAG-AFTRA, SAG Strike, Peter Weir.   

Homer’s D’ohnuts!
Dumbbell Indemnity

Homer’s D’ohnuts!

Play Episode Listen Later Jul 23, 2024 44:55


Home and Moe devise an insurance scam so that Moe can support his new girlfriend. When Homer ends up in jail, Moe has to decide whether or not to come forward. --- Support this podcast: https://podcasters.spotify.com/pod/show/thesimpsonsguy/support

The Moos Room
Episode 234 - H5N1 update - What to do about shows/exhibitions, USDA announces indemnity for lost production, CDC announces second case in humans - UMN Extension's The Moos Room

The Moos Room

Play Episode Listen Later May 24, 2024 21:18


5-24-24 - Dr. Joe shares what he thinks are the next steps with shows exhibitions, discusses CDC announcing a second official case in humans, and goes over new USDA documents and announcements that include indemnity for lost milk production in impacted herds.MN Department of Health request for PPEUMN Extension NewsUSDA APHIS - WebsiteFDA Updates PageMN Board of Animal Health - WebsiteQuestions, comments, scathing rebuttals? -> themoosroom@umn.edu or call 612-624-3610 and leave us a message!Twitter -> @UMNmoosroom and @UMNFarmSafetyFacebook -> @UMNDairyYouTube -> UMN Beef and Dairy and UMN Farm Safety and HealthInstagram -> @UMNWCROCDairyExtension WebsiteAgriAmerica Podcast Directory

AlteaTalks
06 Policy Perspectives: Insights into Medical Indemnity Evolution

AlteaTalks

Play Episode Listen Later May 20, 2024 33:10


Vickie Rhodes, Altea's Business Development Officer discusses how medical indemnity insurance is evolving to serve the needs of this increasingly complex and nuanced sector and much more...   Timestamps - Discussion on the two main types of indemnity coverage for UK healthcare professionals, exploring differences between discretionary and financially regulated insurance models. (00:03:30) - Examination of the impact of occurrence-based versus claims-made indemnity on policyholder accountability and financial security in malpractice claims. (00:07:07) - Understanding the nuances of coverage and looking at when claims fall outside the expected scope. (00:09:42) - Key considerations when selecting insurance providers and the benefits of tailored solutions for policyholders. (00:11:54) - Importance of dovetailing medical malpractice and public liability insurance, with examples highlighting the inclusion of abuse cover. (00:14:14) - Examination of tensions in notification processes between insured and insurers and the need for clarity and collaboration. (00:20:10) - Overview of the claims process and brokers' roles in aiding clients during claims management. (00:25:08) - Discussion surrounding risk management's significance in the healthcare sector. (00:27:45) - Tips for brokers on staying informed about regulatory changes, new treatments, and best practices. (00:29:52)   Resources: - Altea Insurance https://www.alteainsurance.com/ - Follow us on LinkedIn https://www.linkedin.com/company/altea-insurance/    *Disclaimer: The information contained in this podcast is not intended to represent a complete analysis of the topics presented and is provided for information purposes only, for practitioners in the UK. It is not intended as legal advice and no responsibility can be accepted by Altea or Vickie Rhodes for any reliance placed upon it. Independent legal advice should always be obtained before applying any information to particular circumstances.

Healthcare Happy Hour
The Final Rule on Short-Term Limited Duration Insurance (STLDI) and Fixed Indemnity Plans: What it Means for Brokers and their Clients.

Healthcare Happy Hour

Play Episode Listen Later May 9, 2024


This episode of NABIP's Healthcare Happy Hour is a deep dive into the recent changes surrounding short-term limited duration insurance (STLDI). It explores concerns surrounding STLDI's impact on risk pools and the ACA market. Join OneDigital's Scott Wham and host David Saltzman for a conversation that addresses the new rule, marketing practices of STLDI plans and the challenges faced by employers in offering minimum essential coverage. It also touches on the potential spillover effects on other plans, such as hospital indemnity plans. The conversation also looks at future trends, like the focus on prescription drug costs and the possibility of repeal and replace efforts.

AlteaTalks
05 Trends in Nursing and Care Home Indemnity Insurance Claims

AlteaTalks

Play Episode Listen Later Apr 29, 2024 34:47


What are the main trends shaping the legal battlegrounds for these institutions entrusted with our most vulnerable? From medication dispensing issues to negligent care and rising violence, Lisa provides invaluable insights into the challenges faced by the sector, shedding light on staffing struggles, regulatory hurdles, and the crucial role of comprehensive insurance coverage.   Timestamps - From medication dispensing challenges to negligent care, what are the pressing trends in malpractice claims for care homes and nursing homes? (00:02:34) - The ongoing impacts and lasting effects of the pandemic (00:06:54) - Exploring the current status of Covid-related legal cases against care homes (00:09:16) - Violence, substance abuse, neglect – what's behind the notable increase in cases involving these distressing occurrences? (00:11:28) - Staffing challenges and strategies for attracting and retaining qualified care staff (00:15:56) - Strategies for small care homes without specialised HR teams to navigate potential claims (00:22:11) -Benefits of comprehensive insurance coverage and the importance of obtaining formal legal advice to support staff facing inquests or regulatory tribunals (00:27:24)   Resources: - Altea Insurance https://www.alteainsurance.com/ - Follow us on LinkedIn https://www.linkedin.com/company/altea-insurance/    *Disclaimer: The information contained in this podcast is not intended to represent a complete analysis of the topics presented and is provided for information purposes only, for practitioners in the UK. It is not intended as legal advice and no responsibility can be accepted by Altea, Lisa Heathcote or DWF Group for any reliance placed upon it. Independent legal advice should always be obtained before applying any information to particular circumstances.

Talkin’ Hogs
Double Birthday Indemnity

Talkin’ Hogs

Play Episode Listen Later Mar 11, 2024 75:48


The boys done got split, lost between worlds and trying to please two partners on the same day a Pigeon Forge apart. Except for Father Curl, the daddy that will never leave you. Casey is getting indoor water blasted. We all give our Tyson v Paul takes. Goodbye sweet prince Toriyama. more episodeswww.patreon.com/talkinhogsJoin us live on twitch when we record and be a part of the show!www.twitch.tv/talkinhogsBUY THE SAUCEwww.atlburns.com promo code: hogs15 at checkout for 15% off your orderSOCIALS@talkinhogstalkinhogspodcast@gmail.com 

The Big Wedding Planning Podcast
#398 WTF is Force Majeure? Understanding Your Contracts

The Big Wedding Planning Podcast

Play Episode Listen Later Feb 14, 2024 31:48


An episode packed with insights to make you feel like a contract guru. Whether you're negotiating with a caterer or deciphering a DJ's terms, you will be equipped with the knowledge to tackle those contracts with confidence. This is an episode for those of you in the Middle Phase of Planning.  Click HERE to become a premium subscriber and unlock all of the amazingness: Ad-free, full episodes TBWPP Wedding Planning Resource Center Monthly Wedding Planning Happy Hours via Zoom with Michelle Bonus Episodes Extra tools and gifts get sprinkled in every so often! Topics We Covered Legal terminology in plain English Why are contracts so long? What does Indemnity mean? Why can vendors keep the deposit / retainer? What's the difference between a deposit and retainer? Let's break down Liability Right to use photos / video What does Force Majeure mean?  Cancellation and rescheduling Who signs it if we are not paying?  2 types of Insurance you need for your wedding About Our Guests KUNBI ODUBOGUN, ESQ. (SHE/HER) — CO-FOUNDER AND PARTNER Kunbi Odubogun is a business attorney, speaker, and digital media expert with over 12 years experience in the creative and legal industries.  LEAH WEINBERG, ESQ. (SHE/HER) — CO-FOUNDER AND PARTNER Leah Weinberg is an attorney, a recovering wedding planner, and the author of The Wedding Roller Coaster. Links We Referenced Leah on IG  Kunbi on IG  Oduberg Law on IG https://perfete.com/ https://legallyset.com/ The Big Wedding Planning Podcast is... Hosted and produced by Michelle Martinez Music by Steph Altman of Mophonics On Instagram @thebigweddingplanningpodcast and be sure to use #planthatwedding when posting, so you can get our attention! Inviting you to become part of our Facebook Group! Join us and our amazing members. Just search for The Big Wedding Planning Podcast Community on Facebook. Easy to get in touch with. Email us at hello@thebigweddingplanningpodcast.com or Call and leave a message at 415-723-1625 and you might hear your voice on an episode Learn more about your ad choices. Visit megaphone.fm/adchoices

Preparing For Tomorrow podcast
Case Study - If she had an cash indemnity plan, it would be so much easier

Preparing For Tomorrow podcast

Play Episode Listen Later Feb 7, 2024 12:22


Most of us want to stay home when long term care services are needed.  Often, we can if we have a strong family support system. Sometimes, it's safer to move to assisted living for more hands-on assistance. Pathfinders Downsizing Solutions can help you resize your living arrangements when you move into a smaller space.   Reimbursement LTC plans can't pay for a home care person to stay with us in a facility setting because the care licenses are different for each type of care. Cash indemnity plans pay cash, and you decide how and where you want to spend it.  You can pay for your friend or home cre worker to sit with you at your assisted living home. Listen to how Margie's care needs could have been better met had she owned a cash idemnity plan. Schedule with me to begin designing your plan to protect your family, assets and choices when you need help living and getting through each day  

The Lien Zone Podcast: A Podcast About Construction Law, Contracts, Liens and Bonds

We've arrived at the final installment of our riveting series on contract provisions! In Part 3, Alex covers these pivotal clauses: Liquidated Damages: Discover the significance of setting pre-agreed damages and when it's beneficial. Caps on Damages: Learn how these limits can influence project risks and the balance of power in contract negotiations. Indemnity, Defense, … + Read More The post ICYMI: Deep Dive Contract Provisions: Part 3 appeared first on TheLienZone Podcast.

Medicare for All
What even *is* health insurance?

Medicare for All

Play Episode Listen Later Nov 21, 2023 48:42


Open enrollment. Deductible. Coinsurance. HMO. Indemnity plan. If you're listening this far, you probably have a migraine already. Understanding the language of the health insurance industry, let alone selecting a health insurance plan, can be confusing, frustrating, and disheartening. But never fear - we are here to give you a crash course on everything you need to know about your insurance plan. No need to scroll through Healthcare.gov's Health Insurance glossary and risk throwing yourself out the window… We want to give you some tools here to understand what you're choosing when you pick a healthcare plan, but no one but you really knows what's best for your health, so (for better or worse) we aren't going to give any actual advice here about what healthcare plan to pick.  Also, all health insurance kind of sucks, so you will probably get screwed no matter what you pick. Basically, we're going to try to decode all the mystifying language that the insurance companies use to disguise the ways they're going to screw you so at least you'll be able to anticipate how you'll get screwed. https://www.youtube.com/watch?v=32vw4LZpelA Show Notes Names Whether you get health insurance offered by your employer, or you have to buy insurance on your own in an exchange or on healthcare.gov, or you have Medicare and you are looking at one of the privatized Medicare Advantage plans, you're going to be choosing from a series of plans that have totally incomprehensible names and acronyms, so let's start by breaking down the how the name of the plan itself will tell you something about how your insurer is going to screw you. Generally the first part of an insurance plan's name will be the name of the insurer (like “Blue Cross” or “United Health”), then you MIGHT get a word that says who is paying for the insurance plan (if it's a “Group” plan that means an employer is paying for it, an “Advantage” plan is a privatized Medicare plan), and finally there will be an acronym that only 0.005% of people in America understand - and those are the generally people making money from the plans. These acronyms will be something like HMO, HSA, PPO, EPO, or my personal favorite “GTFO” - the “get the fuck out of here that can't be a real plan” plan! Indemnity Plans (“Open Choice” or “Open Network” plans): are the opposite of managed care; you could use any doctor or hospital, there are no networks, no review of care or pre-approvals, no claims denials. These were the plans that virtually everyone had prior to the 1980s, and plans that virtually no one has today except maybe the extremely wealthy. In 1978, 95% of people had indemnity plans, then that dropped to 71% by 1988, and by 1998 it was down to 14%. Today, only 1% of workers have indemnity plans. Indemnity plans are the opposite of managed care - you can see any doctor or hospital you want, there Today, you probably wouldn't even want an indemnity plan, because the modern versions usually only pay a percentage of the cost of your care, leaving you with the rest and massive bills. Health Maintenance Organizations (HMOs) represent only 12% of insurance plans today, so after taking over in the 1990s, old school HMOs are going the way of the dinosaurs. HMOs usually limit coverage to doctors/providers who work for or contract with the HMO (“in-network”). It generally won't cover out-of-network care except in an emergency. HMOs can also be limited by location, meaning you might have to live or work in a certain area to be eligible.  Exclusive Provider Organizations (EPOs) are a new catch-phrase that are appearing more and more often, but they are VERY similar to an HMO, and you should think of them the same. In fact, that survey that only 12% of workers have HMO plans includes EPOs under the same category. EPOs often have larger networks than HMOs, and unlike HMOs, they don't require referrals to see specialists - as long as the specialist is in their very limited net...

Negotiations Ninja Podcast
How to Navigate Indemnity Clauses, Throwback with Jeanette Nyden, Ep #386

Negotiations Ninja Podcast

Play Episode Listen Later Aug 17, 2023 32:45


What is an indemnity clause? Why do companies have indemnity clauses? What do contract professionals need to be aware of? Jeanette Nyden has spent the last 18+ years teaching people how to negotiate the word of complex contract negotiations. She shares how you can navigate indemnity clauses in this throwback episode of Negotiations Ninja!    https://negotiations.ninja/podcast/understanding-indemnities-with-jeanette-nyden-ep-270/  

The Great Detectives of Old Time Radio
Let George Do It: Triple Indemnity (EP4101)

The Great Detectives of Old Time Radio

Play Episode Listen Later Jun 12, 2023 37:29


Today's Mystery:George goes to a small town where gossip says a man has murdered his missing wife.Original Radio Broadcast Date: March 6, 1950Originated from HollywoodStarred: Bob Bailey as George Valentine, Virginia Gregg as Brooksie, Wally Maher as Lieutenant RileySupport the show monthly at patreon.greatdetectives.netSupport the show on a one-time basis at http://support.greatdetectives.net.Mail a donation to: Adam Graham, PO Box 15913, Boise, Idaho 83715Take the listener survey at http://survey.greatdetectives.netGive us a call at 208-991-4783Follow us on Instagram at http://instagram.com/greatdetectivesFollow us on Twitter @radiodetectivesJoin us again tomorrow for another detective drama from the Golden Age of Radio.This show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/4607052/advertisement