Podcasts about Indemnity

Join George and Patrick as they dive into key property insurance concepts, unravel complex terms like deductibles and indemnity, and preview upcoming expert-led webinars. This aftershow covers the … Read More » The post IJA Aftershow: Patrick Wraight appeared first on Insurance Journal TV.

Livestock and Crop FSA Programs K-State Cattlemen's Day Adapting Mineral Programs   00:01:05 – Livestock and Crop FSA Programs: Beginning the show today is Todd Barrows, Kansas Farm Service Agency chief program specialist, as he reminds producers about the Livestock Indemnity Program, American Relief Act bill, ARC and PLC. AgManager.info USDA.gov Farmers.gov   00:12:05 – K-State Cattlemen's Day: Justin Waggoner, K-State Extension beef cattle specialist, adds to today's show as he previews the upcoming K-State Cattlemen's Day. He discusses the presenters and their topics and what he hopes attendees get from the day. asi.k-state.edu/stockmensdinner KSUBeef.org   00:23:05 – Adapting Mineral Programs: The Beef Cattle Institute's Brad White, Phillip Lancaster and Bob Larson wrap the show for today with part of their Cattle Chat podcast where they explained mineral need changes during the calendar year and cattle cycle. BCI Cattle Chat Podcast Bovine Science with BCI Podcast Email BCI at bci@ksu.edu     Send comments, questions or requests for copies of past programs to ksrenews@ksu.edu.   Agriculture Today is a daily program featuring Kansas State University agricultural specialists and other experts examining ag issues facing Kansas and the nation. It is hosted by Shelby Varner and distributed to radio stations throughout Kansas and as a daily podcast.   K‑State Research and Extension is a short name for the Kansas State University Agricultural Experiment Station and Cooperative Extension Service, a program designed to generate and distribute useful knowledge for the well‑being of Kansans. Supported by county, state, federal and private funds, the program has county Extension offices, experiment fields, area Extension offices and regional research centers statewide. Its headquarters is on the K‑State campus in Manhattan

Income stream lovers, you’re gonna love this one. While shares of its company may have lagged the broader market and peers, it was recently announced that Erie Indemnity Company will be added to the S&P 500 Dividend Aristocrats - an index that follows companies with a history of raising their dividends for at least 25 consecutive years! Join Dan Koh and Ryan Huang as they tear down the latest news surrounding the insurance company and if they can continue to grow their dividends amid this period of uncertainty.See omnystudio.com/listener for privacy information.

The Travelers Indemnity Company v. American Alternative Insurance Corporation

Series: N/AService: Sun PMType: SermonSpeaker: David Finney

Let's talk contracts, wedding pros! Are you confident that the clauses in your contracts truly protect your small business?Maybe you're working off a template you bought years ago or piecing together bits you've found online. Or perhaps the thought of reviewing your contract gives you a pit in your stomach, and you're not quite sure what some of the legal jargon actually means.If that's you, this episode is here to help. From indemnity clauses to liability concerns to making your contracts work for you, Leah Weinberg's expert advice will help you feel more confident and empowered to protect your business.-----Connect with Leah Weinberg:Instagram: https://www.instagram.com/theleahweinberg------[00:02:48] Meet Leah WeinbergLeah shares her journey from commercial real estate attorney to wedding planner to legal expert for event pros.[00:05:30] What is an Indemnity Clause?Leah explains this essential contract provision, complete with real-life examples of how it protects wedding vendors.[00:10:50] Liability Issues: Lessons from a Cake DisasterMegan shares a story about a wedding mishap and how an indemnity clause could have saved the day.[00:15:56] Signing Contracts with VenuesLeah discusses the risks of venue agreements and what to watch out for before signing.[00:22:40] Retainer vs. Deposit: Why Words MatterLeah clears up the confusion between these two terms and explains why using the right one can protect your business.[00:29:37] The ABCs of LegaleseLeah introduces her new Instagram series breaking down legal jargon, one letter at a time.[00:32:46] Building a Relationship with an AttorneyLeah's top advice for wedding pros: Don't wait until you're in a bind to find a lawyer.[00:34:55] Final Takeaways and Next StepsMegan and Leah share actionable advice for wedding pros to feel more confident about contracts and legal protection.---Today's episode is brought to you by The Planner's Vault. The doors are currently closed for The Planner's Vault, but join the wait list now so you can be the first to know when the doors re-open.Weddings for Real on Social Media:Instagram: @weddingsforrealFacebook: @weddingsforrealtwitter: @weddingsforrealHosted by Megan Gillikin, Weddings for Real is presented by The Planner's Vault, and is produced by Earfluence.

McGranahan v. GEICO Indemnity Company

Erie Indemnity Co v. Troy Stephenson

In this episode, Chase Cannon and Suzanne Spradley discuss the recent revival of vendor-promoted pre-tax wellness arrangements that promise large tax savings for employers and employees with little employer investment. Chase leads off with a brief description of these programs and their purported claims on employment tax savings for both employees and employers. Chase and Suzanne review the various iterations of the programs, explain how their tax-free reimbursements are not allowed under the related rules, and discuss how the IRS has attempted to address their illegitimacy through several pieces of guidance. Chase closes out the podcast by identifying red flags to help listeners recognize these problematic programs.

On this episode of Ask Michelle, Michelle is joined by KC Rippstein, Employee Benefits Compliance Practice Lead at IMA. They provided updates on hospital indemnity notices, Medicare Part D notices, and the projected 2025 FSA limit. Michelle answers questions about exempt status of licensed childcare teachers, non-discrimination testing for employee benefits, and disability and paid family leave for remote out-of-state employees. Curious about a compliance issue? Submit your questions to AskMichelle@imacorp.com and Michelle will answer them on the next episode. 

Philadelphia Indemnity Insuran v. Kinsey & Kinsey, Inc.

Join Michelle Martin on her tour of markets! Hosted by Michelle Martin with Ryan Huang, today's discussion kicks off with a focus on institutional trading, where companies like Seatrium and Geo Energy Resources are drawing investor attention. Ryan shares insights on corporate buybacks, with UOB and OCBC leading the charge. We dive into global markets, including the takeover drama surrounding Japan's Seven & I, and the rise of Nvidia and Palantir in the US. Tune in for corporate updates on Boeing, Ryde, and more in this action-packed market review!See omnystudio.com/listener for privacy information.

Healthcare litigation expert Patricia Roe and primary care expert Justin Cumberlege explain the NHS Resolution indemnity scheme for GPs. Find out more about our primary care law services and contact the team: https://hpsns.co/practitionerspodcasts

Join Michelle Martin on her tour of markets! Hosted by Michelle Martin with guest Willie Keng, author of Dividend Titan finance blog; both discuss OCBC's and UOB's share buybacks, and why DBS is absent from the list. Explore the changes in the S&P 500 as Palantir, Dell, and Erie Indemnity make their debut while American Airlines, Etsy, and Bio-Rad exit. Plus, a deep dive into the market impact of meme stocks like GameStop, and key local performers such as Food Empire and 99 Speed Mart's IPO.See omnystudio.com/listener for privacy information.

Iowa Secretary of Agriculture Mike Naig brings us all the details on last week's IDALS announcement that assessments for the Grain Indemnity Fund will continue for an additional year. He also talks about harvest safety and the success of Farm Progress Show last week.

This week, the boys watch ‘Double Indemnity,' the incredible Billy Wilder film based on the crime novella of the same name, which is also based on a true story! Since the co-hosts don't have solid life insurance policies, we can rest easy knowing our spouses can't try that crap on us. Don't even think about it, Diamond! We also spend a few minutes on some spoiler-free mini-reviews of M. Night Shyamalan's ‘Trap' and Oz Perkins' ‘Longlegs'.  Grab a drink and join us! Our phone number is 646-484-9298. It accepts texts or voice messages.  0:00 Intro; 9:16 ‘Longlegs' mini-review; 9:36 ‘Trap' mini-review; 16:16 Gripes; 22:30 Films of 1944; 29:30 'Double Indemnity'; 01:07:54 What You Been Watching?; 01:17:21 Next Week's Episode Teaser Additional Cast/Crew/Mentions: Miklos Rozsa, John Seitz, Edith Head, Fred MacMurray, Barbara Stanwyck, Edward G Robinson, Raymond Chandler, James M. Cain, Josh Hartnett, Ishana Shyamalan, Maika Monroe, Nicholas Cage.  Hosts: Dave Green, Jeff Ostermueller, John Say Edited & Produced by Dave Green. Beer Sponsor: Carlos Barrozo Music Sponsor: Dasein Dasein on Spotify: https://open.spotify.com/artist/77H3GPgYigeKNlZKGx11KZ 
Dasein on Apple Music: https://music.apple.com/us/artist/dasein/1637517407 Additional Tags: Michigan kicking GM's ass, Michael Moore, Syrian Aramaic, Matilda, The Sopranos, Star Wars, Acolyte, Uncle Buck, Godzilla Minus One, Auckland, New Zealand, Wilhelm Yell, Wilhelm Scream, Prince Charles, King Charles, John Wayne, Charleton Heston, Preparation H, Hemmoroids, Harr yDean Stanton, CVS, Duane Reade, Walgreens, Road Rash, The Lion King, Pivot, Ross, Friends, Couch, NASA, Killers of the Flower Moon, Leonardo DiCaprio, Robert DeNiro, Martin Scorcese, Lily Gladstone, Jesse Plemmons, David Ellison, David Zazlav, Al Jolson, Oscars, Academy Awards, BFI, BAFTA, BAFTAS, British Cinema. England, Vienna, Leopoldstadt, The Golden Globes, Past Lives, Monarch: Legacy of Monsters, The Holiday, The Crown: Season 6 part 2, Napoleon, Ferrari, Beer, Scotch, Travis Scott, U2, Apple, Apple Podcasts, 101 Dalmatians, The Parent Trap, Switzerland, West Side Story, Wikipedia, Adelaide, Australia, Queensland, New South Wales, Melbourne, Indonesia, Java, Jakarta, Bali, Guinea, The British, England, The SEC, Ronald Reagan, Stock Buybacks, Marvel, MCU, DCEU, Film, Movies, Southeast Asia, The Phillippines, Vietnam, America, The US, Academy Awards, WGA Strike, SAG-AFTRA, SAG Strike, Peter Weir.   

Home and Moe devise an insurance scam so that Moe can support his new girlfriend. When Homer ends up in jail, Moe has to decide whether or not to come forward. --- Support this podcast: https://podcasters.spotify.com/pod/show/thesimpsonsguy/support

5-24-24 - Dr. Joe shares what he thinks are the next steps with shows exhibitions, discusses CDC announcing a second official case in humans, and goes over new USDA documents and announcements that include indemnity for lost milk production in impacted herds.MN Department of Health request for PPEUMN Extension NewsUSDA APHIS - WebsiteFDA Updates PageMN Board of Animal Health - WebsiteQuestions, comments, scathing rebuttals? -> themoosroom@umn.edu or call 612-624-3610 and leave us a message!Twitter -> @UMNmoosroom and @UMNFarmSafetyFacebook -> @UMNDairyYouTube -> UMN Beef and Dairy and UMN Farm Safety and HealthInstagram -> @UMNWCROCDairyExtension WebsiteAgriAmerica Podcast Directory

Vickie Rhodes, Altea's Business Development Officer discusses how medical indemnity insurance is evolving to serve the needs of this increasingly complex and nuanced sector and much more...   Timestamps - Discussion on the two main types of indemnity coverage for UK healthcare professionals, exploring differences between discretionary and financially regulated insurance models. (00:03:30) - Examination of the impact of occurrence-based versus claims-made indemnity on policyholder accountability and financial security in malpractice claims. (00:07:07) - Understanding the nuances of coverage and looking at when claims fall outside the expected scope. (00:09:42) - Key considerations when selecting insurance providers and the benefits of tailored solutions for policyholders. (00:11:54) - Importance of dovetailing medical malpractice and public liability insurance, with examples highlighting the inclusion of abuse cover. (00:14:14) - Examination of tensions in notification processes between insured and insurers and the need for clarity and collaboration. (00:20:10) - Overview of the claims process and brokers' roles in aiding clients during claims management. (00:25:08) - Discussion surrounding risk management's significance in the healthcare sector. (00:27:45) - Tips for brokers on staying informed about regulatory changes, new treatments, and best practices. (00:29:52)   Resources: - Altea Insurance https://www.alteainsurance.com/ - Follow us on LinkedIn https://www.linkedin.com/company/altea-insurance/    *Disclaimer: The information contained in this podcast is not intended to represent a complete analysis of the topics presented and is provided for information purposes only, for practitioners in the UK. It is not intended as legal advice and no responsibility can be accepted by Altea or Vickie Rhodes for any reliance placed upon it. Independent legal advice should always be obtained before applying any information to particular circumstances.

This episode of NABIP's Healthcare Happy Hour is a deep dive into the recent changes surrounding short-term limited duration insurance (STLDI). It explores concerns surrounding STLDI's impact on risk pools and the ACA market. Join OneDigital's Scott Wham and host David Saltzman for a conversation that addresses the new rule, marketing practices of STLDI plans and the challenges faced by employers in offering minimum essential coverage. It also touches on the potential spillover effects on other plans, such as hospital indemnity plans. The conversation also looks at future trends, like the focus on prescription drug costs and the possibility of repeal and replace efforts.

Listen to the top News from Australia and India in Hindi.

What are the main trends shaping the legal battlegrounds for these institutions entrusted with our most vulnerable? From medication dispensing issues to negligent care and rising violence, Lisa provides invaluable insights into the challenges faced by the sector, shedding light on staffing struggles, regulatory hurdles, and the crucial role of comprehensive insurance coverage.   Timestamps - From medication dispensing challenges to negligent care, what are the pressing trends in malpractice claims for care homes and nursing homes? (00:02:34) - The ongoing impacts and lasting effects of the pandemic (00:06:54) - Exploring the current status of Covid-related legal cases against care homes (00:09:16) - Violence, substance abuse, neglect – what's behind the notable increase in cases involving these distressing occurrences? (00:11:28) - Staffing challenges and strategies for attracting and retaining qualified care staff (00:15:56) - Strategies for small care homes without specialised HR teams to navigate potential claims (00:22:11) -Benefits of comprehensive insurance coverage and the importance of obtaining formal legal advice to support staff facing inquests or regulatory tribunals (00:27:24)   Resources: - Altea Insurance https://www.alteainsurance.com/ - Follow us on LinkedIn https://www.linkedin.com/company/altea-insurance/    *Disclaimer: The information contained in this podcast is not intended to represent a complete analysis of the topics presented and is provided for information purposes only, for practitioners in the UK. It is not intended as legal advice and no responsibility can be accepted by Altea, Lisa Heathcote or DWF Group for any reliance placed upon it. Independent legal advice should always be obtained before applying any information to particular circumstances.

Claims and restoration is where the most policy holders determine the value of their insurance and Bill Dietz, President of Paul Davis Restoration Canada, talks about how to modernize and expand the value at a difficult time.In this episode:How to address service and expectations of insureds post CAT lossesWhy investing in company culture has helped attract great talentUsing technology to provide transparency in the restoration processHow people are still the most important asset for a successful experiencePodcast PhilosophyBill's experience and understanding of the restoration industry helps provide amazing context for how the industry at large can improve it's service and deliver value during a situation neither the insureds or their insurance company want to have.See Privacy Policy at https://art19.com/privacy and California Privacy Notice at https://art19.com/privacy#do-not-sell-my-info.

The boys done got split, lost between worlds and trying to please two partners on the same day a Pigeon Forge apart. Except for Father Curl, the daddy that will never leave you. Casey is getting indoor water blasted. We all give our Tyson v Paul takes. Goodbye sweet prince Toriyama. more episodeswww.patreon.com/talkinhogsJoin us live on twitch when we record and be a part of the show!www.twitch.tv/talkinhogsBUY THE SAUCEwww.atlburns.com promo code: hogs15 at checkout for 15% off your orderSOCIALS@talkinhogstalkinhogspodcast@gmail.com 

An episode packed with insights to make you feel like a contract guru. Whether you're negotiating with a caterer or deciphering a DJ's terms, you will be equipped with the knowledge to tackle those contracts with confidence. This is an episode for those of you in the Middle Phase of Planning.  Click HERE to become a premium subscriber and unlock all of the amazingness: Ad-free, full episodes TBWPP Wedding Planning Resource Center Monthly Wedding Planning Happy Hours via Zoom with Michelle Bonus Episodes Extra tools and gifts get sprinkled in every so often! Topics We Covered Legal terminology in plain English Why are contracts so long? What does Indemnity mean? Why can vendors keep the deposit / retainer? What's the difference between a deposit and retainer? Let's break down Liability Right to use photos / video What does Force Majeure mean?  Cancellation and rescheduling Who signs it if we are not paying?  2 types of Insurance you need for your wedding About Our Guests KUNBI ODUBOGUN, ESQ. (SHE/HER) — CO-FOUNDER AND PARTNER Kunbi Odubogun is a business attorney, speaker, and digital media expert with over 12 years experience in the creative and legal industries.  LEAH WEINBERG, ESQ. (SHE/HER) — CO-FOUNDER AND PARTNER Leah Weinberg is an attorney, a recovering wedding planner, and the author of The Wedding Roller Coaster. Links We Referenced Leah on IG  Kunbi on IG  Oduberg Law on IG https://perfete.com/ https://legallyset.com/ The Big Wedding Planning Podcast is... Hosted and produced by Michelle Martinez Music by Steph Altman of Mophonics On Instagram @thebigweddingplanningpodcast and be sure to use #planthatwedding when posting, so you can get our attention! Inviting you to become part of our Facebook Group! Join us and our amazing members. Just search for The Big Wedding Planning Podcast Community on Facebook. Easy to get in touch with. Email us at hello@thebigweddingplanningpodcast.com or Call and leave a message at 415-723-1625 and you might hear your voice on an episode Learn more about your ad choices. Visit megaphone.fm/adchoices

Most of us want to stay home when long term care services are needed.  Often, we can if we have a strong family support system. Sometimes, it's safer to move to assisted living for more hands-on assistance. Pathfinders Downsizing Solutions can help you resize your living arrangements when you move into a smaller space.   Reimbursement LTC plans can't pay for a home care person to stay with us in a facility setting because the care licenses are different for each type of care. Cash indemnity plans pay cash, and you decide how and where you want to spend it.  You can pay for your friend or home cre worker to sit with you at your assisted living home. Listen to how Margie's care needs could have been better met had she owned a cash idemnity plan. Schedule with me to begin designing your plan to protect your family, assets and choices when you need help living and getting through each day  

If you want to leave your employer this year to hang out your own shingle but can't afford traditional health insurance, listen to this. By the end of this episode, you're going to learn how to make your self-employment dreams come true without risking your health or your financial life. You can do this! Also, find out how federal laws protect you from going bankrupt in emergencies in today's Medical Bill of the Month. Still have questions? Reach out at crushmedicaldebt.com.

If you want to leave your employer this year to hang out your own shingle but can't afford traditional health insurance, listen to this. By the end of this episode, you're going to learn how to make your self-employment dreams come true without risking your health or your financial life. You can do this! Also, find out how federal laws protect you from going bankrupt in emergencies in today's Medical Bill of the Month. Still have questions? Reach out at crushmedicaldebt.com.

If you want to leave your employer this year to hang out your own shingle but can't afford traditional health insurance, listen to this. By the end of this episode, you're going to learn how to make your self-employment dreams come true without risking your health or your financial life. You can do this! Also, find out how federal laws protect you from going bankrupt in emergencies in today's Medical Bill of the Month. Still have questions? Reach out at crushmedicaldebt.com.

In our latest podcast, Jeremy Walden and Sebastian Taylor, partners in our London Real Estate team, are joined by Adam Regan of HWF Partners to discuss the concept of synthetic warranty and indemnity insurance in real estate transactions and how this product might prove useful for clients seeking to make the most of opportunities in a challenging real estate market.

We've arrived at the final installment of our riveting series on contract provisions! In Part 3, Alex covers these pivotal clauses: Liquidated Damages: Discover the significance of setting pre-agreed damages and when it's beneficial. Caps on Damages: Learn how these limits can influence project risks and the balance of power in contract negotiations. Indemnity, Defense, … + Read More The post ICYMI: Deep Dive Contract Provisions: Part 3 appeared first on TheLienZone Podcast.

From blame to clarity: Discover who holds the responsibility for on-site mishaps and ensure your projects stand strong against potential risks! Listen now!

Open enrollment. Deductible. Coinsurance. HMO. Indemnity plan. If you're listening this far, you probably have a migraine already. Understanding the language of the health insurance industry, let alone selecting a health insurance plan, can be confusing, frustrating, and disheartening. But never fear - we are here to give you a crash course on everything you need to know about your insurance plan. No need to scroll through Healthcare.gov's Health Insurance glossary and risk throwing yourself out the window… We want to give you some tools here to understand what you're choosing when you pick a healthcare plan, but no one but you really knows what's best for your health, so (for better or worse) we aren't going to give any actual advice here about what healthcare plan to pick.  Also, all health insurance kind of sucks, so you will probably get screwed no matter what you pick. Basically, we're going to try to decode all the mystifying language that the insurance companies use to disguise the ways they're going to screw you so at least you'll be able to anticipate how you'll get screwed. https://www.youtube.com/watch?v=32vw4LZpelA Show Notes Names Whether you get health insurance offered by your employer, or you have to buy insurance on your own in an exchange or on healthcare.gov, or you have Medicare and you are looking at one of the privatized Medicare Advantage plans, you're going to be choosing from a series of plans that have totally incomprehensible names and acronyms, so let's start by breaking down the how the name of the plan itself will tell you something about how your insurer is going to screw you. Generally the first part of an insurance plan's name will be the name of the insurer (like “Blue Cross” or “United Health”), then you MIGHT get a word that says who is paying for the insurance plan (if it's a “Group” plan that means an employer is paying for it, an “Advantage” plan is a privatized Medicare plan), and finally there will be an acronym that only 0.005% of people in America understand - and those are the generally people making money from the plans. These acronyms will be something like HMO, HSA, PPO, EPO, or my personal favorite “GTFO” - the “get the fuck out of here that can't be a real plan” plan! Indemnity Plans (“Open Choice” or “Open Network” plans): are the opposite of managed care; you could use any doctor or hospital, there are no networks, no review of care or pre-approvals, no claims denials. These were the plans that virtually everyone had prior to the 1980s, and plans that virtually no one has today except maybe the extremely wealthy. In 1978, 95% of people had indemnity plans, then that dropped to 71% by 1988, and by 1998 it was down to 14%. Today, only 1% of workers have indemnity plans. Indemnity plans are the opposite of managed care - you can see any doctor or hospital you want, there Today, you probably wouldn't even want an indemnity plan, because the modern versions usually only pay a percentage of the cost of your care, leaving you with the rest and massive bills. Health Maintenance Organizations (HMOs) represent only 12% of insurance plans today, so after taking over in the 1990s, old school HMOs are going the way of the dinosaurs. HMOs usually limit coverage to doctors/providers who work for or contract with the HMO (“in-network”). It generally won't cover out-of-network care except in an emergency. HMOs can also be limited by location, meaning you might have to live or work in a certain area to be eligible.  Exclusive Provider Organizations (EPOs) are a new catch-phrase that are appearing more and more often, but they are VERY similar to an HMO, and you should think of them the same. In fact, that survey that only 12% of workers have HMO plans includes EPOs under the same category. EPOs often have larger networks than HMOs, and unlike HMOs, they don't require referrals to see specialists - as long as the specialist is in their very limited net...

David Streeter v. USAA General Indemnity Company

This week's product call will be hosted by Kelly Rayburn from Wellabe/Medico. She's going to be covering how you can help your clients with Hospital Indemnity coverage. This is great coverage for your Medicare Advantage clients as well as non-Medicare clients

Gemini Ins Co v. Indemnity Ins Co

Let's face it - CQC inspections can be scary stuff for principals and managers (and even associates!) As per your request, I brought on a CQC Specialist Advisor, Dr Chita Davda to share her top tips to passing with flying colours. https://youtu.be/iLkclWANzsk Watch GF021 on Youtube We discussed the common things that CQC checks on a practice, common questions they ask, and some tips on how to pass the examination. The emphasis is on understanding that the CQC and dental professionals share the same core ethics. Inspections aren't about catching each other out but ensuring the best possible care for patients. Need to Read it? Check out the Full Episode Transcript below! If you want to learn more about Dr Chita, you can check out her website https://www.trainwithchita.co.uk In the upcoming CPD event at The Shard, attendees will get a rare opportunity to hear from a lead inspector from the CQC. This provides a chance to debunk myths and understand common errors, offering clarity to dental professionals. If you want to be a part of this event, head over to https://protrusive.co.uk/shard If you enjoyed this episode, you will also like Indemnity vs Insurance 2023 – Which one is best for you? – GF019 Did you know? You can get CPD from the Web App or Phone App and watch premium clinical videos, for less than a tax deductible Nando's per month? Click below for full episode transcript: Yeah, so we try and keep it as fair as possible. And obviously we'll ask permission of the dentist just to make sure they're okay for us to go through it. [Jaz]And if they say no, is that a cheat code? [Ruchita]If they say no, then we feel like you want something to hide. Try not to say no. I've had it queried a couple of times, but also we have like a warrant when we go into a practice. So in theory, we are able to access what we need to. But I'd also, as a fellow dentist, I like to just keep that respect for everyone. So even if I have to look at the drawers inside a dent, like a surgery, I'll always just be like, do you mind if I have a look? If there's anything you don't want me to see, maybe just get rid of it for a few minutes and then put it back in if that's okay. Jaz's IntroductionHello, Protruserati. I'm Jaz Gulati and welcome to a group function. We haven't done one of these episodes in a long while. A GF episode is basically when we take a question from the Protruserati. And you know what? I've always kind of shied away from compliance, right? Compliance type things don't excite me so much, but it's important to cover because that's what allows us to practice our dentistry safely. And that's exactly what today is about. So there's something in the UK called the Care Quality Commission or the CQC, and every dental practice needs to have some sort of inspection at some point from the CQC to make sure that everything is safe and well for that practice to deliver patient care. So I brought on today Dr. Ruchita Davda to talk us about what are the common pitfalls we make when it comes to these CQC inspections and how to make sure we pass with flying colors. There are no premium notes for this episode, but at the end you can get CPD for this by answering a few questions on the app. Otherwise, those of you listening, please enjoy those of you watching. It's not a super visual episode, but there's so many important nuggets. If you are a UK practitioner and you have a practice, or you're thinking about buying a practice one day, it gives you great insights into what the CQC actually does and how to make sure you are prepared for that eventuality. Please enjoy the episode and I'll catch you in the outro. Main Episode:Chita Davida, welcome to the Protrusive Dental Podcast. How are you? [Ruchita]I am good. Thank you. And how are you, Jaz? [Jaz]You know what? I've had the sniffles. I've been trying to shake it off for the longest time. And I emailed everyone about it,

This Podcast Is Episode Number 539, And It's About Construction Company Contract Traps And The Advantages Of Legal Help Mistakes can be expensive in the construction business, and as an entrepreneur, although you'll know many of the regulations that apply to your business, there are so many that you can't possibly remember all of them. Depending on the type of contracting business you run, you could face laws regarding taxation, employment, product liability, premises liability, discrimination, health and safety, and various other regulations.   Keeping on top of all the laws that affect you and the changes to those laws while still being mindful of all the other aspects involved in running a business is almost impossible.   That's why you need legal help. A legal professional can identify the rules and regulations that apply to your business and advise you on operating within those laws. They can also help you draw up necessary contracts that could prevent legal action in the future, and they can prepare a case in the unfortunate event that you wind up facing or filing a lawsuit.   For instance, a new contractor meets an experienced customer, and money changes hands, not how you expect it. Typically, this happens when you first get started: You bid on a project and are the low bidder. You are given the client's standard contract, which contains the client's favorite set of commercial terms and conditions, to sign as a condition of getting the project. You close and sign the contract because you don't want to ask for changes in the terms or consult your construction attorney. You put the signed contract in your bottom desk drawer and pray that nothing will happen during the project that will cause you to reread the contract. Before it is too late, consider these contract traps to look out for: 1. Poorly defined scopes of work create claims and disputes. 2. The completion schedule is too short and exposes you to monetary damages for failure to finish on time. 3. Payment terms put you in never-ending negative cash flow by loaning the customer money at 0% and borrowing on your credit cards at 24%. 4. The customer keeps 5%-10% of the contract price as retention for up to a year or more after the entire project is finished, which could be all your profit. 5. Indemnity clauses could make you financially responsible for bodily injury and property damage claims caused by customer negligence. 6. Indemnity clauses could make you pay the customer's attorney fees and costs. 7. Your insurance company may be required to provide additional insured coverage for the project, giving the customer free insurance and full access to the policy coverage and limits. 8. Often, the terms and coverage of the warranty are beyond reasonable industry standards. 9. Dispute resolution clauses that require arbitration first and then litigation are probably the two worst ways ever invented to resolve disputes. 10. The client's pre-printed final waiver of the lien document (necessary for the contractor to receive final payment) waives all contractor's rights to recover unpaid extra work and to pursue any claims that arose during the project. Here are three reasons you need a professional to help. They help set up your construction business In the early stages of your business, they can help you make vital decisions and understand the consequences of those decisions. Is your business going to incorporate? Do you know what that means from a legal standpoint compared to other business entities? Do you understand the difference between hiring employees and working with contractors? Do you know the employment laws surrounding hiring and firing if you hire employees? Law experts understand each of those and can explain how they affect your business. They can help you make an informed decision that is in the best interests of your organization and protects you in the future. They help with contracts At some point, your business will enter into contracts. Whether those are employment contracts with employees, service contracts with clients, or business agreements with other partners, you will need legally-binding documents to protect yourself. Not all contracts are easy to read or understand, and some may have confusing clauses. They will help determine if the contract is in your best interest and if there are inclusions you need to know about—such as whether parts of the contract can be assigned to third parties or how to terminate the agreement. They can also revise the contract or change anything you deem problematic. If you're drawing up the contract, getting a qualified legal opinion can ensure the agreement represents your needs and goals. This will definitely prevent experiencing contract traps, as mentioned earlier. We recommend seeking the advice of a qualified construction attorney to put together a contract that fits your specific needs. Your arrangements need a well-defined scope of work, clear payment terms, a reasonable schedule, and a proper change order clause. No work should ever be performed based on verbal agreements. Get everything in writing, always, with no exceptions. They help prevent lawsuits When you own a small business, there's always a chance you'll wind up in litigation. You could have a dissatisfied customer or an angry former employee. You may file a lawsuit because someone else infringes on your trademark or copyright. Usually, there are steps you can take in those situations before filing or facing an expensive lawsuit, and a lawyer can help you navigate those steps, possibly avoiding the cost of going to court. If you wind up in court and already have legal representation, that person will be familiar with your business, making representing you much more manageable. Many small construction business owners and entrepreneurs wait until it's too late to seek help. They wait until a lawsuit has been filed or need to file it. A lawyer can advise you of ways to avoid those situations in the first place, saving you unnecessary legal expenses in the long run. Final thoughts Yes, attorneys cost money. The benefits of having one, however, far outweigh the expenses. They will not only advise you on business decisions and contracts that protect your business in the future; they will help defend your construction company, product, or yourself if a lawsuit arises, either with you as the plaintiff or the defendant. Smart construction business owners know there is a time and a place to spend money. Spending your money in intelligent ways saves you time and energy. It can save you money in the long run by reducing turnover and preventing costly mistakes. About The Author: Sharie DeHart, QPA, co-founded Business Consulting And Accounting (Fast Easy Accounting) in Lynnwood, Washington. She is the leading expert in managing outsourced construction bookkeeping and accounting services companies and cash management accounting for small construction companies across the USA. She encourages Contractors and Construction Company Owners to stay current on their tax obligations. She offers insights on managing the remaining cash flow to operate and grow their construction company sales and profits so they can put more money in the bank. Call 1-800-361-1770 or sharie@fasteasyaccounting.com

This week's product call will be hosted by Courtney Mayer from Wellabe/Medico. She'll be covering their hospital indemnity product & how you can help a lot of your clients with this product!

NEW EPISODE LIVE for public access! Do you know the difference between dental indemnity and insurance? And which one might be better for you? Today we have Dr. Neel Jaiswal, founder of Professional Dental Indemnity (PDI), to shed light on this crucial topic (as our security and sleep depends on it!) https://youtu.be/SmLM5cr4mzo Watch GF019 on Youtube Should you choose a 'claims occurred' or 'claims made' policy? Dr. Jaiswal's transparent advice aids in choosing what is best for you at your stage of your career. Need to Read it? Check out the Full Episode Transcript below! Get a quote from PDI and save £thousands on your policy. If you liked this episode, you will also like 10 Commandments for Staying Out of Trouble Did you know? You can get CPD from the Web App or Phone App and watch premium clinical videos, for less than a tax deductible Nando's per month? Click below for full episode transcript: Jaz's Introduction: Episode Teaser: And what you don't want to do is have to cover the costs of somebody else's mistakes. So, with an insurance pool, we put all the good dentists, so to speak, in one pool. And let's call them the distressed dentists, paying 30, 40, 50, 80, 100 grand in another pool. So, there's different risk factors and different prices. So, if something happens in the other pool, it's not having a knock-on effect on yours, so your premium doesn't go up. Whereas with a mutual everyone's in the same pool. So that's why you can be saying, I haven't had a complaint. Why is my indemnity going up, insurance going up every year? Now, obviously some of that's expenses, cost of living, but it's disproportionately high, but it's because you're paying for other people's errors and emissions. Jaz's Introduction:Indemnity vs Insurance. I don't know if it's like a UK thing. I'm kind of sure it is. Although when I was in Singapore, I was with dental protection. So let's give you a bit of background first, right? Indemnity is a bit like the big organizations, mutuals like DDU and dental protection, whereas Insurance are kind of like a newcomer in the last 10 years. There's these different insurance products. So what's the need for these? Well, when I was in Singapore, when I moved from the UK to Singapore, I was paying so much lower to be part of dental protection at the time, like, compared to UK fees, Singapore, it was so much easier to get protected as a clinician. This is because in Singapore at the time, dentists were getting sued way less than they are in the UK, which is nice, and also taxes are lower, which is really cool. Anyway, came back to the UK, and now that I've been paying way less in Singapore, to have to pay what I was getting quoted for with DDU at the time, or Dental Protection, or whoever, It was a bitter pill to swallow. So already I was thinking surely there must be a better way. Why am I a non-implant dentist who hadn't had any complaints at that point? Why am I paying so much so that it covers the high-risk dentist, right? Cause that's the way it works. These mutuals, they work because they've divided all the costs between all the members. And this is why your premium goes up year by year by year, even though you didn't really use their services. That's when insurances came my radar and my friend, Dr. Neel Jaiswal, who's a fantastic conscientious clinician. He started PDI, which is Professional Dental Indemnity. So, I had a chat with him, I went to their evening, I met the underwriters, the lawyers there, and I was very impressed with what he was setting up. But what he taught me and what I learned also from the Facebook groups and dentistry is that, oh, I had this complaint, and my indemnity organization is choosing not to defend me. Now that's a big eye opener, right? Because what we learn now is that these big mutuals,

What is an indemnity clause? Why do companies have indemnity clauses? What do contract professionals need to be aware of? Jeanette Nyden has spent the last 18+ years teaching people how to negotiate the word of complex contract negotiations. She shares how you can navigate indemnity clauses in this throwback episode of Negotiations Ninja!    https://negotiations.ninja/podcast/understanding-indemnities-with-jeanette-nyden-ep-270/  

My clients are better off not knowing about hospital indemnity plans because... I have yet to get a good answer. So, how can you offer HIP? Let's chat...

  The Friday Five for July 21, 2023: 988 crisis hotline celebrates 1 year milestone Spotify partners with Calm meditation app Proposed changes for STC and Hospital Indemnity plans Ozempic & Wegovy & Medicare Prospecting mistakes to avoid   Have a topic recommendation for the Friday Five? Email us at asgpodcast@ritterim.com!   Follow Us on Social! Ritter on Facebook, https://www.facebook.com/RitterIM Instagram, https://www.instagram.com/ritter.insurance.marketing/ LinkedIn, https://www.linkedin.com/company/ritter-insurance-marketing TikTok, https://www.tiktok.com/@ritterim Twitter, https://twitter.com/RitterIM and Youtube, https://www.youtube.com/user/RitterInsurance Sarah on LinkedIn, https://www.linkedin.com/in/sjrueppel/ Instagram, https://www.instagram.com/thesarahjrueppel/ and Threads, https://www.threads.net/@thesarahjrueppel  Tina on LinkedIn, https://www.linkedin.com/in/tina-lamoreux-6384b7199/   Resources: 5 Ways to Be More Confident: https://agentsurvivalguide.podbean.com/e/5-ways-to-be-more-confident/ 2024 Maximum Broker Commissions for Medicare Advantage and Medicare Part D: https://agentsurvivalguide.podbean.com/e/2024-maximum-broker-commissions-for-medicare-advantage-and-medicare-part-d/ 2024 Medicare Advantage and Part D Certification Info: https://agentsurvivalguide.podbean.com/e/2024-medicare-advantage-and-part-d-certification-info/ AHIP Test Tips and Tricks for Medicare Certification: https://agentsurvivalguide.podbean.com/e/ahip-test-tips-and-tricks-for-medicare-certification/ FAQs About NABIP Medicare Certification: https://agentsurvivalguide.podbean.com/e/faqs-about-nabip-medicare-certification/ Language Translation Apps: https://agentsurvivalguide.podbean.com/e/agent-apps-language-translation-apps/ Ritter Insurance Marketing on YouTube: https://www.youtube.com/user/RitterInsurance The Survivor's AEP Checklist: https://agentsurvivalguide.podbean.com/e/the-survivor-s-aep-checklist-2023/ What Does 'Ready-to-Sell' Mean for Medicare Agents? https://agentsurvivalguide.podbean.com/e/what-does-ready-to-sell-mean-for-medicare-agents-2023/   Calm Podcasts on Spotify: Breathe Into It: https://open.spotify.com/episode/3JtCRiwXroThdUlIOxzToX?si=7a05e43221bd4d6c Calm for Beginners: https://open.spotify.com/show/6HxXdhHyZOsA3vGCeJaG5U?si=1f72a6612e454d0c Calm for Kids: https://open.spotify.com/show/40mswlqdJCaHDIbWj9jE3z?si=2fec733a909c4042 Calm for Meditation: https://open.spotify.com/show/58RqUofZBwyEmnTq0LMw9T?si=9448026ab43f4a6e Calm for Sleep: https://open.spotify.com/show/1UvVIjKpMiKBVqxSg6Jkq9?si=4d7f8fdb16234880 Calm for Stress & Anxiety: https://open.spotify.com/show/03UAxl8raYWRF94y7sj5TH?si=156e37a41adc412d   References: 19 Prospecting Mistakes to Avoid: https://www.thinkadvisor.com/2023/07/10/19-prospecting-mistakes-to-avoid/ 988 mental health crisis line gets 5 million calls, texts and chats in first year: https://www.npr.org/sections/health-shots/2023/07/15/1187862144/988-mental-health-crisis-line-gets-5-million-calls-texts-and-chats-in-first-year 988 Suicide & Crisis Lifeline Adds Spanish Text and Chat Service Ahead of One-Year Anniversary: https://www.hhs.gov/about/news/2023/07/13/988-suicide-crisis-lifeline-adds-spanish-text-chat-service-ahead-one-year-anniversary.html Battle for the 'Taco Tuesday' trademark is over as Taco John's ends dispute with Taco Bell: https://abc7.com/taco-tuesday-phrase-trademark-bell-johns/13520744/ Biden Administration Moves to Ban Fee-for-Service Indemnity Health: https://www.thinkadvisor.com/2023/07/10/biden-administration-moves-to-ban-fee-for-service-indemnity-health/ Bidenomics Is Working: The President's Plan Grows the Economy from the Middle Out and Bottom Up—Not the Top Down: https://www.whitehouse.gov/briefing-room/statements-releases/2023/06/28/bidenomics-is-working-the-presidents-plan-grows-the-economy-from-the-middle-out-and-bottom-up-not-the-top-down/ Calm and Spotify partner to make mental health content more accessible: https://blog.calm.com/blog/get-calm-on-spotify Calm is bringing sleep, meditation and relaxation shows to Spotify: https://www.engadget.com/calm-is-bringing-sleep-meditation-and-relaxation-shows-to-spotify-130009932.html Does Medicare Cover Ozempic? https://www.medicare.org/articles/does-medicare-cover-ozempic/ FACT SHEET: President Biden Announces New Actions to Lower Health Care Costs and Protect Consumers from Scam Insurance Plans and Junk Fees as Part of “Bidenomics” Push: https://www.whitehouse.gov/briefing-room/statements-releases/2023/07/07/fact-sheetpresident-biden-announces-new-actions-to-lower-health-care-costs-and-protect-consumers-from-scam-insurance-plans-and-junk-fees-as-part-of-bidenomics-push/ Meta Teams Up With Microsoft, Qualcomm on Llama 2 AI Large Language Model: https://www.cnet.com/tech/meta-teams-up-with-microsoft-qualcomm-on-llama-2-ai-large-language-model/ Meta Unveils a More Powerful A.I. and Isn't Fretting Over Who Uses It: https://www.nytimes.com/2023/07/18/technology/meta-ai-open-source.html New Proposed Restrictions on Short-Term Medical & Hospital Indemnity Plans: https://www.ritterim.com/blog/new-proposed-restrictions-on-short-term-medical-hospital-indemnity-plans/ Short-Term, Limited-Duration Insurance; Independent, Noncoordinated Excepted Benefits Coverage; Level-Funded Plan Arrangements; and Tax Treatment of Certain Accident and Health Insurance: https://www.federalregister.gov/documents/2023/07/12/2023-14238/short-term-limited-duration-insurance-independent-noncoordinated-excepted-benefits-coverage Spotify Teams Up With Calm To Release Wellness-Focused Content: https://hypebeast.com/2023/7/spotify-calm-wellness-content-partnership Statement by HHS Secretary Xavier Becerra Celebrating the One-Year Anniversary of the Launch of 988: https://www.hhs.gov/about/news/2023/07/16/statement-hhs-secretary-xavier-becerra-celebrating-one-year-anniversary-launch-988.html The Risks of Taking Drugs Like Ozempic When You're Over 65: https://www.nytimes.com/2023/07/17/well/ozempic-wegovy-risks-older.html

Our 129th episode with a summary and discussion of last week's big AI news! Read out our text newsletter and comment on the podcast at https://lastweekin.ai/ Email us your questions and feedback at contact@lastweekin.ai Timestamps: (00:00:00) Intro / Banter Tools & Apps(00:05:40) These 'A.I. humans' are letting gamers modify their voices in real time (00:07:48) New Clippy app gives us a taste of AI in Windows 11 (00:10:40) ChatGPT on iOS now comes with Bing built-in Applications & Business(00:11:50) Junk websites filled with AI-generated text are pulling in money from programmatic ads (00:14:28) AI startups buck funding winter, grow share in '23 (00:18:35) The TSA will use facial recognition in over 400 airports (00:20:18) OpenAI Chooses London for Its First Corporate Office Outside US (00:21:24) Unity shares rise 12% after company announces A.I. marketplace (00:22:40) Fundings Inflection lands $1.3B investment to build more ‘personal' AI Runway, a startup building generative AI for content creators, raises $141M Typeface, which is building generative AI for brands, raises $100M at a $1B valuation Celestial AI raises $100M to transfer data using light-based interconnects Gleamer, which provides AI software for radiologists, raises $29.5M Parrot, an AI-powered transcription platform that turns speech into text, raises $11M Series A (00:26:45) AcquisitionsDatabricks Strikes $1.3 Billion Deal for Generative AI Startup MosaicML Meituan buys founder's months-old ‘OpenAI for China' for $234M As the generative AI craze rages on, Ramp acquires customer support startup Cohere.io Nvidia Acquired AI Startup That Shrinks Machine-Learning Models Projects & Open Source(00:30:51) Unraveling GPU Inference Costs for Fine-tuned Open-source Models V/S Closed Platforms Research & Advancements(00:33:48) Researchers From LinkedIn And UC Berkeley Propose A New Method To Detect AI-Generated Profile Photos (00:35:35) China's Baidu claims its Ernie Bot beats ChatGPT on key tests as A.I. race heats up (00:38:47) LeanDojo: Theorem Proving with Retrieval-Augmented Language Models (00:40:21) Self-Improving Robots: Embracing Autonomy in Robot Learning (00:41:48) RoboCat: A self-improving robotic agent (00:45:05) NVIDIA H100 GPUs Set Standard for Generative AI in Debut MLPerf Benchmark  Policy & Safety(00:46:50) From ChatGPT to executive orders: Inside the White House's urgent push to regulate AI (00:53:50) US considering new restrictions on AI chip exports to China, Wall Street Journal reports (00:57:10) 17 fatalities, 736 crashes: The shocking toll of Tesla's Autopilot (01:00:32) European companies claim the EU's AI Act could ‘jeopardise technological sovereignty' Synthetic Media and Art(01:04:22) Adobe Stock creators aren't happy with Firefly, the company's ‘commercially safe' gen AI tool (01:08:27) Adobe indemnity clause designed to ease enterprise fears about AI-generated art (01:12:17) Outro

In this episode, host Alex Barthet demystifies the concept of indemnity - a term integral to the construction sector. Indemnity, essentially, involves the shifting of responsibility for losses or damages from one party to another. The post Unraveling the Indemnity Puzzle: An Insight into Construction Contracts appeared first on TheLienZone Podcast.

We have a brand new carrier hosting this week's product call! Kyle Chontos & Christian Rivera Lopez from Nationwide will be joining us to cover their CareMatters II UL policy with a cash indemnity LTC benefit. You won't want to miss the features of this unique product.

In this episode, Chase Cannon and Suzanne Spradley discuss a recent IRS memo on wellness benefit payments via employer-funded fixed indemnity plans. Chase outlines the various iterations and structure of vendor-promoted wellness programs, which usually purport huge employment tax savings for employers. Chase and Suzanne outline the relevant tax rules and where these programs usually run afoul of those laws. The two close with a discussion on the recent IRS memo and what it means for employers considering these types of programs.

Today's Mystery:George goes to a small town where gossip says a man has murdered his missing wife.Original Radio Broadcast Date: March 6, 1950Originated from HollywoodStarred: Bob Bailey as George Valentine, Virginia Gregg as Brooksie, Wally Maher as Lieutenant RileySupport the show monthly at patreon.greatdetectives.netSupport the show on a one-time basis at http://support.greatdetectives.net.Mail a donation to: Adam Graham, PO Box 15913, Boise, Idaho 83715Take the listener survey at http://survey.greatdetectives.netGive us a call at 208-991-4783Follow us on Instagram at http://instagram.com/greatdetectivesFollow us on Twitter @radiodetectivesJoin us again tomorrow for another detective drama from the Golden Age of Radio.This show is part of the Spreaker Prime Network, if you are interested in advertising on this podcast, contact us at https://www.spreaker.com/show/4607052/advertisement

Starting off with a successful career as a dancer, actress Candice Coke embraces using her whole instrument in expressing her artistry. She shares how her journey has been a hands-on learning experience, culminating into a long list of notable credits including “Kevin Can F**k Himself,” “Proven Innocent,” Tyler Perry's “Temptations,” “La La Land,” and more. Today, she talks about how she was able to let go of chasing perfection, the value of investing in yourself, and the importance of stopping to take a look back at how far you've come. These are the unforgettable stories that landed Candice Coke right here.  CANDICE COKE'S LINKS: WEBSITE: CandiceCoke326.com IMDB: Candice Coke INSTAGRAM: @candicecokeofficial CANDICE COKE'S CREDITS:  Kevin Can F**k Himself The Last Shift Indemnity Proven Innocent Tyler Perry's Temptation Once Upon a Time in Venice La La Land The Algerian Dallas Bones 90210 Days of Our Lives Scrubs All My Children THAT ONE AUDITION'S LINKS: For exclusive content surrounding this and all podcast episodes, sign up for our amazing newsletter at AlyshiaOchse.com. And don't forget to snap and post a photo while listening to the show and tag me (@alyshiaochse)! LIMTED-TIME OFFER: Black Friday Deal TNTT ACTING MEMBERSHIP: The New Triple Threat Membership PATREON: @thatoneaudition CONSULTING: Get 1-on-1 advice for your acting career from Alyshia Ochse COACHING: Get personalized coaching from Alyshia on your next audition or role INSTAGRAM: @alyshiaochse INSTAGRAM: @thatoneaudition WEBSITE: AlyshiaOchse.com ITUNES: Subscribe to That One Audition on iTunes SPOTIFY: Subscribe to That One Audition on Spotify STITCHER: Subscribe to That One Audition on Stitcher